id	sid	tid	token	lemma	pos
ajst-32540	1	1	62	62	NUM
ajst-32540	1	2	artificial	artificial	ADJ
ajst-32540	1	3	intelligence	intelligence	NOUN
ajst-32540	1	4	deeply	deeply	ADV
ajst-32540	1	5	enables	enable	VERB
ajst-32540	1	6	the	the	DET
ajst-32540	1	7	insurance	insurance	NOUN
ajst-32540	1	8	industry	industry	NOUN
ajst-32540	1	9	:	:	PUNCT
ajst-32540	1	10	research	research	NOUN
ajst-32540	1	11	and	and	CCONJ
ajst-32540	1	12	analysis	analysis	NOUN
ajst-32540	1	13	of	of	ADP
ajst-32540	1	14	insurance	insurance	NOUN
ajst-32540	1	15	question	question	NOUN
ajst-32540	1	16	answering	answer	VERB
ajst-32540	1	17	assistants	assistant	NOUN
ajst-32540	1	18	based	base	VERB
ajst-32540	1	19	on	on	ADP
ajst-32540	1	20	user	user	NOUN
ajst-32540	1	21	needs	need	NOUN
ajst-32540	1	22	and	and	CCONJ
ajst-32540	1	23	market	market	NOUN
ajst-32540	1	24	analysis	analysis	NOUN
ajst-32540	1	25	yanrui	yanrui	PROPN
ajst-32540	1	26	ma	ma	PROPN
ajst-32540	2	1	*	*	PROPN
ajst-32540	2	2	,	,	PUNCT
ajst-32540	2	3	nannan	nannan	PROPN
ajst-32540	2	4	yang	yang	PROPN
ajst-32540	2	5	college	college	PROPN
ajst-32540	2	6	of	of	ADP
ajst-32540	2	7	finance	finance	PROPN
ajst-32540	2	8	,	,	PUNCT
ajst-32540	2	9	xinjiang	xinjiang	PROPN
ajst-32540	2	10	university	university	PROPN
ajst-32540	2	11	of	of	ADP
ajst-32540	2	12	finance&economics	finance&economics	PROPN
ajst-32540	2	13	,	,	PUNCT
ajst-32540	2	14	urumqi	urumqi	PROPN
ajst-32540	2	15	,	,	PUNCT
ajst-32540	2	16	xinjiang	xinjiang	PROPN
ajst-32540	2	17	,	,	PUNCT
ajst-32540	2	18	china	china	PROPN
ajst-32540	2	19	*	*	PUNCT
ajst-32540	2	20	corresponding	correspond	VERB
ajst-32540	2	21	author	author	NOUN
ajst-32540	2	22	:	:	PUNCT
ajst-32540	2	23	yanrui	yanrui	PROPN
ajst-32540	2	24	ma	ma	PROPN
ajst-32540	2	25	abstract	abstract	PROPN
ajst-32540	2	26	.	.	PUNCT
ajst-32540	3	1	with	with	ADP
ajst-32540	3	2	the	the	DET
ajst-32540	3	3	rapid	rapid	ADJ
ajst-32540	3	4	development	development	NOUN
ajst-32540	3	5	of	of	ADP
ajst-32540	3	6	artificial	artificial	ADJ
ajst-32540	3	7	intelligence	intelligence	NOUN
ajst-32540	3	8	,	,	PUNCT
ajst-32540	3	9	the	the	DET
ajst-32540	3	10	application	application	NOUN
ajst-32540	3	11	prospect	prospect	NOUN
ajst-32540	3	12	of	of	ADP
ajst-32540	3	13	ai	ai	VERB
ajst-32540	3	14	in	in	ADP
ajst-32540	3	15	the	the	DET
ajst-32540	3	16	insurance	insurance	NOUN
ajst-32540	3	17	industry	industry	NOUN
ajst-32540	3	18	is	be	AUX
ajst-32540	3	19	becoming	become	VERB
ajst-32540	3	20	more	more	ADV
ajst-32540	3	21	and	and	CCONJ
ajst-32540	3	22	more	more	ADV
ajst-32540	3	23	broad	broad	ADJ
ajst-32540	3	24	.	.	PUNCT
ajst-32540	4	1	based	base	VERB
ajst-32540	4	2	on	on	ADP
ajst-32540	4	3	this	this	DET
ajst-32540	4	4	trend	trend	NOUN
ajst-32540	4	5	,	,	PUNCT
ajst-32540	4	6	this	this	DET
ajst-32540	4	7	article	article	NOUN
ajst-32540	4	8	will	will	AUX
ajst-32540	4	9	conduct	conduct	VERB
ajst-32540	4	10	an	an	DET
ajst-32540	4	11	indepth	indepth	ADJ
ajst-32540	4	12	investigation	investigation	NOUN
ajst-32540	4	13	of	of	ADP
ajst-32540	4	14	insurance	insurance	NOUN
ajst-32540	4	15	q&a	q&a	PROPN
ajst-32540	4	16	assistants	assistant	NOUN
ajst-32540	4	17	from	from	ADP
ajst-32540	4	18	the	the	DET
ajst-32540	4	19	perspective	perspective	NOUN
ajst-32540	4	20	of	of	ADP
ajst-32540	4	21	user	user	NOUN
ajst-32540	4	22	needs	need	NOUN
ajst-32540	4	23	and	and	CCONJ
ajst-32540	4	24	market	market	NOUN
ajst-32540	4	25	analysis	analysis	NOUN
ajst-32540	4	26	,	,	PUNCT
ajst-32540	4	27	to	to	PART
ajst-32540	4	28	explore	explore	VERB
ajst-32540	4	29	their	their	PRON
ajst-32540	4	30	potential	potential	NOUN
ajst-32540	4	31	in	in	ADP
ajst-32540	4	32	enhancing	enhance	VERB
ajst-32540	4	33	customer	customer	NOUN
ajst-32540	4	34	experience	experience	NOUN
ajst-32540	4	35	,	,	PUNCT
ajst-32540	4	36	optimizing	optimize	VERB
ajst-32540	4	37	service	service	NOUN
ajst-32540	4	38	processes	process	NOUN
ajst-32540	4	39	,	,	PUNCT
ajst-32540	4	40	and	and	CCONJ
ajst-32540	4	41	driving	drive	VERB
ajst-32540	4	42	business	business	NOUN
ajst-32540	4	43	innovation	innovation	NOUN
ajst-32540	4	44	.	.	PUNCT
ajst-32540	5	1	the	the	DET
ajst-32540	5	2	survey	survey	NOUN
ajst-32540	5	3	found	find	VERB
ajst-32540	5	4	that	that	SCONJ
ajst-32540	5	5	the	the	DET
ajst-32540	5	6	industry	industry	NOUN
ajst-32540	5	7	's	's	PART
ajst-32540	5	8	emphasis	emphasis	NOUN
ajst-32540	5	9	on	on	ADP
ajst-32540	5	10	customer	customer	NOUN
ajst-32540	5	11	experience	experience	NOUN
ajst-32540	5	12	is	be	AUX
ajst-32540	5	13	increasing	increase	VERB
ajst-32540	5	14	at	at	ADP
ajst-32540	5	15	the	the	DET
ajst-32540	5	16	service	service	NOUN
ajst-32540	5	17	level	level	NOUN
ajst-32540	5	18	.	.	PUNCT
ajst-32540	6	1	improving	improve	VERB
ajst-32540	6	2	service	service	NOUN
ajst-32540	6	3	quality	quality	NOUN
ajst-32540	6	4	is	be	AUX
ajst-32540	6	5	seen	see	VERB
ajst-32540	6	6	as	as	ADP
ajst-32540	6	7	the	the	DET
ajst-32540	6	8	most	most	ADV
ajst-32540	6	9	attractive	attractive	ADJ
ajst-32540	6	10	factor	factor	NOUN
ajst-32540	6	11	in	in	ADP
ajst-32540	6	12	marketing	marketing	NOUN
ajst-32540	6	13	strategies	strategy	NOUN
ajst-32540	6	14	for	for	ADP
ajst-32540	6	15	the	the	DET
ajst-32540	6	16	insurance	insurance	NOUN
ajst-32540	6	17	industry	industry	NOUN
ajst-32540	6	18	.	.	PUNCT
ajst-32540	7	1	the	the	DET
ajst-32540	7	2	positive	positive	ADJ
ajst-32540	7	3	impact	impact	NOUN
ajst-32540	7	4	of	of	ADP
ajst-32540	7	5	digital	digital	ADJ
ajst-32540	7	6	transformation	transformation	NOUN
ajst-32540	7	7	and	and	CCONJ
ajst-32540	7	8	technological	technological	ADJ
ajst-32540	7	9	innovation	innovation	NOUN
ajst-32540	7	10	has	have	AUX
ajst-32540	7	11	been	be	AUX
ajst-32540	7	12	widely	widely	ADV
ajst-32540	7	13	recognized	recognize	VERB
ajst-32540	7	14	.	.	PUNCT
ajst-32540	8	1	with	with	ADP
ajst-32540	8	2	the	the	DET
ajst-32540	8	3	continuous	continuous	ADJ
ajst-32540	8	4	development	development	NOUN
ajst-32540	8	5	of	of	ADP
ajst-32540	8	6	technology	technology	NOUN
ajst-32540	8	7	and	and	CCONJ
ajst-32540	8	8	the	the	DET
ajst-32540	8	9	gradual	gradual	ADJ
ajst-32540	8	10	change	change	NOUN
ajst-32540	8	11	in	in	ADP
ajst-32540	8	12	consumer	consumer	NOUN
ajst-32540	8	13	habits	habit	NOUN
ajst-32540	8	14	,	,	PUNCT
ajst-32540	8	15	the	the	DET
ajst-32540	8	16	rise	rise	NOUN
ajst-32540	8	17	of	of	ADP
ajst-32540	8	18	online	online	ADJ
ajst-32540	8	19	sales	sale	NOUN
ajst-32540	8	20	channels	channel	NOUN
ajst-32540	8	21	will	will	AUX
ajst-32540	8	22	inevitably	inevitably	ADV
ajst-32540	8	23	have	have	VERB
ajst-32540	8	24	a	a	DET
ajst-32540	8	25	profound	profound	ADJ
ajst-32540	8	26	impact	impact	NOUN
ajst-32540	8	27	on	on	ADP
ajst-32540	8	28	traditional	traditional	ADJ
ajst-32540	8	29	sales	sale	NOUN
ajst-32540	8	30	models	model	NOUN
ajst-32540	8	31	,	,	PUNCT
ajst-32540	8	32	and	and	CCONJ
ajst-32540	8	33	the	the	DET
ajst-32540	8	34	positive	positive	ADJ
ajst-32540	8	35	effects	effect	NOUN
ajst-32540	8	36	brought	bring	VERB
ajst-32540	8	37	by	by	ADP
ajst-32540	8	38	digital	digital	ADJ
ajst-32540	8	39	transformation	transformation	NOUN
ajst-32540	8	40	and	and	CCONJ
ajst-32540	8	41	technological	technological	ADJ
ajst-32540	8	42	innovation	innovation	NOUN
ajst-32540	8	43	have	have	AUX
ajst-32540	8	44	been	be	AUX
ajst-32540	8	45	widely	widely	ADV
ajst-32540	8	46	acknowledged	acknowledge	VERB
ajst-32540	8	47	.	.	PUNCT
ajst-32540	9	1	additionally	additionally	ADV
ajst-32540	9	2	,	,	PUNCT
ajst-32540	9	3	this	this	DET
ajst-32540	9	4	article	article	NOUN
ajst-32540	9	5	conducts	conduct	VERB
ajst-32540	9	6	a	a	DET
ajst-32540	9	7	heterogeneity	heterogeneity	NOUN
ajst-32540	9	8	analysis	analysis	NOUN
ajst-32540	9	9	of	of	ADP
ajst-32540	9	10	different	different	ADJ
ajst-32540	9	11	regions	region	NOUN
ajst-32540	9	12	,	,	PUNCT
ajst-32540	9	13	finding	find	VERB
ajst-32540	9	14	significant	significant	ADJ
ajst-32540	9	15	differences	difference	NOUN
ajst-32540	9	16	in	in	ADP
ajst-32540	9	17	acceptance	acceptance	NOUN
ajst-32540	9	18	and	and	CCONJ
ajst-32540	9	19	awareness	awareness	NOUN
ajst-32540	9	20	levels	level	NOUN
ajst-32540	9	21	between	between	ADP
ajst-32540	9	22	xinjiang	xinjiang	PROPN
ajst-32540	9	23	and	and	CCONJ
ajst-32540	9	24	other	other	ADJ
ajst-32540	9	25	developed	developed	ADJ
ajst-32540	9	26	areas	area	NOUN
ajst-32540	9	27	.	.	PUNCT
ajst-32540	10	1	based	base	VERB
ajst-32540	10	2	on	on	ADP
ajst-32540	10	3	the	the	DET
ajst-32540	10	4	research	research	NOUN
ajst-32540	10	5	analysis	analysis	NOUN
ajst-32540	10	6	,	,	PUNCT
ajst-32540	10	7	this	this	DET
ajst-32540	10	8	article	article	NOUN
ajst-32540	10	9	proposes	propose	VERB
ajst-32540	10	10	prospects	prospect	NOUN
ajst-32540	10	11	for	for	ADP
ajst-32540	10	12	the	the	DET
ajst-32540	10	13	future	future	ADJ
ajst-32540	10	14	development	development	NOUN
ajst-32540	10	15	trends	trend	NOUN
ajst-32540	10	16	of	of	ADP
ajst-32540	10	17	the	the	DET
ajst-32540	10	18	insurance	insurance	NOUN
ajst-32540	10	19	industry	industry	NOUN
ajst-32540	10	20	from	from	ADP
ajst-32540	10	21	four	four	NUM
ajst-32540	10	22	aspects	aspect	NOUN
ajst-32540	10	23	:	:	PUNCT
ajst-32540	10	24	technological	technological	ADJ
ajst-32540	10	25	innovation	innovation	NOUN
ajst-32540	10	26	and	and	CCONJ
ajst-32540	10	27	product	product	NOUN
ajst-32540	10	28	transparency	transparency	NOUN
ajst-32540	10	29	,	,	PUNCT
ajst-32540	10	30	intelligent	intelligent	ADJ
ajst-32540	10	31	and	and	CCONJ
ajst-32540	10	32	personalized	personalized	ADJ
ajst-32540	10	33	services	service	NOUN
ajst-32540	10	34	,	,	PUNCT
ajst-32540	10	35	application	application	NOUN
ajst-32540	10	36	of	of	ADP
ajst-32540	10	37	artificial	artificial	ADJ
ajst-32540	10	38	intelligence	intelligence	NOUN
ajst-32540	10	39	technology	technology	NOUN
ajst-32540	10	40	,	,	PUNCT
ajst-32540	10	41	and	and	CCONJ
ajst-32540	10	42	improvement	improvement	NOUN
ajst-32540	10	43	in	in	ADP
ajst-32540	10	44	professionalism	professionalism	NOUN
ajst-32540	10	45	and	and	CCONJ
ajst-32540	10	46	practicality	practicality	NOUN
ajst-32540	10	47	.	.	PUNCT
ajst-32540	11	1	finally	finally	ADV
ajst-32540	11	2	,	,	PUNCT
ajst-32540	11	3	this	this	DET
ajst-32540	11	4	article	article	NOUN
ajst-32540	11	5	identifies	identify	VERB
ajst-32540	11	6	issues	issue	NOUN
ajst-32540	11	7	such	such	ADJ
ajst-32540	11	8	as	as	ADP
ajst-32540	11	9	weak	weak	ADJ
ajst-32540	11	10	targeting	targeting	NOUN
ajst-32540	11	11	,	,	PUNCT
ajst-32540	11	12	low	low	ADJ
ajst-32540	11	13	risk	risk	NOUN
ajst-32540	11	14	control	control	NOUN
ajst-32540	11	15	,	,	PUNCT
ajst-32540	11	16	and	and	CCONJ
ajst-32540	11	17	untimely	untimely	ADJ
ajst-32540	11	18	recommendations	recommendation	NOUN
ajst-32540	11	19	in	in	ADP
ajst-32540	11	20	the	the	DET
ajst-32540	11	21	ai	ai	ADJ
ajst-32540	11	22	-	-	PUNCT
ajst-32540	11	23	empowered	empowered	ADJ
ajst-32540	11	24	insurance	insurance	NOUN
ajst-32540	11	25	industry	industry	NOUN
ajst-32540	11	26	,	,	PUNCT
ajst-32540	11	27	and	and	CCONJ
ajst-32540	11	28	offers	offer	VERB
ajst-32540	11	29	relevant	relevant	ADJ
ajst-32540	11	30	suggestions	suggestion	NOUN
ajst-32540	11	31	to	to	PART
ajst-32540	11	32	better	well	ADV
ajst-32540	11	33	promote	promote	VERB
ajst-32540	11	34	the	the	DET
ajst-32540	11	35	development	development	NOUN
ajst-32540	11	36	of	of	ADP
ajst-32540	11	37	ai	ai	NOUN
ajst-32540	11	38	in	in	ADP
ajst-32540	11	39	the	the	DET
ajst-32540	11	40	insurance	insurance	NOUN
ajst-32540	11	41	sector	sector	NOUN
ajst-32540	11	42	.	.	PUNCT
ajst-32540	12	1	keywords	keyword	NOUN
ajst-32540	12	2	:	:	PUNCT
ajst-32540	12	3	insurance	insurance	NOUN
ajst-32540	12	4	;	;	PUNCT
ajst-32540	12	5	artificial	artificial	ADJ
ajst-32540	12	6	intelligence	intelligence	NOUN
ajst-32540	12	7	;	;	PUNCT
ajst-32540	12	8	insurance	insurance	NOUN
ajst-32540	12	9	q&a	q&a	PROPN
ajst-32540	12	10	assistant	assistant	NOUN
ajst-32540	12	11	;	;	PUNCT
ajst-32540	12	12	user	user	NOUN
ajst-32540	12	13	needs	need	NOUN
ajst-32540	12	14	.	.	PUNCT
ajst-32540	13	1	1	1	X
ajst-32540	13	2	.	.	X
ajst-32540	13	3	research	research	NOUN
ajst-32540	13	4	background	background	NOUN
ajst-32540	13	5	and	and	CCONJ
ajst-32540	13	6	research	research	NOUN
ajst-32540	13	7	significance	significance	NOUN
ajst-32540	13	8	1.1	1.1	NUM
ajst-32540	13	9	research	research	NOUN
ajst-32540	13	10	background	background	NOUN
ajst-32540	13	11	with	with	ADP
ajst-32540	13	12	the	the	DET
ajst-32540	13	13	rapid	rapid	ADJ
ajst-32540	13	14	development	development	NOUN
ajst-32540	13	15	of	of	ADP
ajst-32540	13	16	the	the	DET
ajst-32540	13	17	digital	digital	ADJ
ajst-32540	13	18	economy	economy	NOUN
ajst-32540	13	19	,	,	PUNCT
ajst-32540	13	20	the	the	DET
ajst-32540	13	21	insurance	insurance	NOUN
ajst-32540	13	22	industry	industry	NOUN
ajst-32540	13	23	is	be	AUX
ajst-32540	13	24	facing	face	VERB
ajst-32540	13	25	both	both	CCONJ
ajst-32540	13	26	unprecedented	unprecedented	ADJ
ajst-32540	13	27	opportunities	opportunity	NOUN
ajst-32540	13	28	and	and	CCONJ
ajst-32540	13	29	challenges	challenge	NOUN
ajst-32540	13	30	.	.	PUNCT
ajst-32540	14	1	premium	premium	ADJ
ajst-32540	14	2	growth	growth	NOUN
ajst-32540	14	3	rates	rate	NOUN
ajst-32540	14	4	are	be	AUX
ajst-32540	14	5	slowing	slow	VERB
ajst-32540	14	6	,	,	PUNCT
ajst-32540	14	7	putting	put	VERB
ajst-32540	14	8	pressure	pressure	NOUN
ajst-32540	14	9	on	on	ADP
ajst-32540	14	10	profit	profit	NOUN
ajst-32540	14	11	margins	margin	NOUN
ajst-32540	14	12	,	,	PUNCT
ajst-32540	14	13	while	while	SCONJ
ajst-32540	14	14	national	national	ADJ
ajst-32540	14	15	policies	policy	NOUN
ajst-32540	14	16	are	be	AUX
ajst-32540	14	17	emphasizing	emphasize	VERB
ajst-32540	14	18	digital	digital	ADJ
ajst-32540	14	19	transformation	transformation	NOUN
ajst-32540	14	20	as	as	ADP
ajst-32540	14	21	a	a	DET
ajst-32540	14	22	key	key	ADJ
ajst-32540	14	23	strategy	strategy	NOUN
ajst-32540	14	24	for	for	ADP
ajst-32540	14	25	the	the	DET
ajst-32540	14	26	future	future	ADJ
ajst-32540	14	27	development	development	NOUN
ajst-32540	14	28	of	of	ADP
ajst-32540	14	29	the	the	DET
ajst-32540	14	30	insurance	insurance	NOUN
ajst-32540	14	31	industry	industry	NOUN
ajst-32540	14	32	.	.	PUNCT
ajst-32540	15	1	in	in	ADP
ajst-32540	15	2	september	september	PROPN
ajst-32540	15	3	2024	2024	NUM
ajst-32540	15	4	,	,	PUNCT
ajst-32540	15	5	the	the	DET
ajst-32540	15	6	state	state	PROPN
ajst-32540	15	7	council	council	PROPN
ajst-32540	15	8	issued	issue	VERB
ajst-32540	15	9	"	"	PUNCT
ajst-32540	15	10	several	several	ADJ
ajst-32540	15	11	opinions	opinion	NOUN
ajst-32540	15	12	on	on	ADP
ajst-32540	15	13	strengthening	strengthen	VERB
ajst-32540	15	14	regulation	regulation	NOUN
ajst-32540	15	15	,	,	PUNCT
ajst-32540	15	16	preventing	prevent	VERB
ajst-32540	15	17	risks	risk	NOUN
ajst-32540	15	18	,	,	PUNCT
ajst-32540	15	19	and	and	CCONJ
ajst-32540	15	20	promoting	promote	VERB
ajst-32540	15	21	high	high	ADJ
ajst-32540	15	22	-	-	PUNCT
ajst-32540	15	23	quality	quality	NOUN
ajst-32540	15	24	development	development	NOUN
ajst-32540	15	25	of	of	ADP
ajst-32540	15	26	the	the	DET
ajst-32540	15	27	insurance	insurance	NOUN
ajst-32540	15	28	industry	industry	NOUN
ajst-32540	15	29	.	.	PUNCT
ajst-32540	15	30	"	"	PUNCT
ajst-32540	16	1	this	this	DET
ajst-32540	16	2	document	document	NOUN
ajst-32540	16	3	outlines	outline	VERB
ajst-32540	16	4	the	the	DET
ajst-32540	16	5	development	development	NOUN
ajst-32540	16	6	of	of	ADP
ajst-32540	16	7	china	china	PROPN
ajst-32540	16	8	's	's	PART
ajst-32540	16	9	insurance	insurance	NOUN
ajst-32540	16	10	industry	industry	NOUN
ajst-32540	16	11	over	over	ADP
ajst-32540	16	12	the	the	DET
ajst-32540	16	13	next	next	ADJ
ajst-32540	16	14	5	5	NUM
ajst-32540	16	15	to	to	PART
ajst-32540	16	16	10	10	NUM
ajst-32540	16	17	years	year	NOUN
ajst-32540	16	18	,	,	PUNCT
ajst-32540	16	19	highlighting	highlight	VERB
ajst-32540	16	20	the	the	DET
ajst-32540	16	21	need	need	NOUN
ajst-32540	16	22	to	to	PART
ajst-32540	16	23	enhance	enhance	VERB
ajst-32540	16	24	sustainable	sustainable	ADJ
ajst-32540	16	25	development	development	NOUN
ajst-32540	16	26	capabilities	capability	NOUN
ajst-32540	16	27	and	and	CCONJ
ajst-32540	16	28	improve	improve	VERB
ajst-32540	16	29	digital	digital	ADJ
ajst-32540	16	30	intelligence	intelligence	NOUN
ajst-32540	16	31	levels	level	NOUN
ajst-32540	16	32	.	.	PUNCT
ajst-32540	17	1	it	it	PRON
ajst-32540	17	2	calls	call	VERB
ajst-32540	17	3	for	for	ADP
ajst-32540	17	4	accelerating	accelerate	VERB
ajst-32540	17	5	digital	digital	ADJ
ajst-32540	17	6	transformation	transformation	NOUN
ajst-32540	17	7	,	,	PUNCT
ajst-32540	17	8	increasing	increase	VERB
ajst-32540	17	9	resource	resource	NOUN
ajst-32540	17	10	investment	investment	NOUN
ajst-32540	17	11	,	,	PUNCT
ajst-32540	17	12	and	and	CCONJ
ajst-32540	17	13	enhancing	enhance	VERB
ajst-32540	17	14	management	management	NOUN
ajst-32540	17	15	efficiency	efficiency	NOUN
ajst-32540	17	16	,	,	PUNCT
ajst-32540	17	17	with	with	ADP
ajst-32540	17	18	an	an	DET
ajst-32540	17	19	emphasis	emphasis	NOUN
ajst-32540	17	20	on	on	ADP
ajst-32540	17	21	utilizing	utilize	VERB
ajst-32540	17	22	technologies	technology	NOUN
ajst-32540	17	23	like	like	ADP
ajst-32540	17	24	artificial	artificial	ADJ
ajst-32540	17	25	intelligence	intelligence	NOUN
ajst-32540	17	26	,	,	PUNCT
ajst-32540	17	27	big	big	ADJ
ajst-32540	17	28	data	datum	NOUN
ajst-32540	17	29	,	,	PUNCT
ajst-32540	17	30	and	and	CCONJ
ajst-32540	17	31	blockchain	blockchain	NOUN
ajst-32540	17	32	to	to	PART
ajst-32540	17	33	improve	improve	VERB
ajst-32540	17	34	marketing	marketing	NOUN
ajst-32540	17	35	,	,	PUNCT
ajst-32540	17	36	risk	risk	NOUN
ajst-32540	17	37	management	management	NOUN
ajst-32540	17	38	,	,	PUNCT
ajst-32540	17	39	and	and	CCONJ
ajst-32540	17	40	investment	investment	NOUN
ajst-32540	17	41	operations	operation	NOUN
ajst-32540	17	42	.	.	PUNCT
ajst-32540	18	1	this	this	DET
ajst-32540	18	2	policy	policy	NOUN
ajst-32540	18	3	is	be	AUX
ajst-32540	18	4	a	a	DET
ajst-32540	18	5	clear	clear	ADJ
ajst-32540	18	6	signal	signal	NOUN
ajst-32540	18	7	to	to	PART
ajst-32540	18	8	promote	promote	VERB
ajst-32540	18	9	highquality	highquality	NOUN
ajst-32540	18	10	development	development	NOUN
ajst-32540	18	11	in	in	ADP
ajst-32540	18	12	the	the	DET
ajst-32540	18	13	insurance	insurance	NOUN
ajst-32540	18	14	industry	industry	NOUN
ajst-32540	19	1	[	[	X
ajst-32540	19	2	1	1	NUM
ajst-32540	19	3	-	-	SYM
ajst-32540	19	4	2	2	NUM
ajst-32540	19	5	]	]	PUNCT
ajst-32540	19	6	.	.	PUNCT
ajst-32540	20	1	digitalization	digitalization	NOUN
ajst-32540	20	2	has	have	AUX
ajst-32540	20	3	become	become	VERB
ajst-32540	20	4	a	a	DET
ajst-32540	20	5	core	core	NOUN
ajst-32540	20	6	driver	driver	NOUN
ajst-32540	20	7	for	for	ADP
ajst-32540	20	8	the	the	DET
ajst-32540	20	9	high	high	ADJ
ajst-32540	20	10	-	-	PUNCT
ajst-32540	20	11	quality	quality	NOUN
ajst-32540	20	12	development	development	NOUN
ajst-32540	20	13	of	of	ADP
ajst-32540	20	14	the	the	DET
ajst-32540	20	15	insurance	insurance	NOUN
ajst-32540	20	16	industry	industry	NOUN
ajst-32540	20	17	.	.	PUNCT
ajst-32540	21	1	the	the	DET
ajst-32540	21	2	integration	integration	NOUN
ajst-32540	21	3	of	of	ADP
ajst-32540	21	4	technologies	technology	NOUN
ajst-32540	21	5	like	like	ADP
ajst-32540	21	6	ai	ai	VERB
ajst-32540	21	7	,	,	PUNCT
ajst-32540	21	8	big	big	ADJ
ajst-32540	21	9	data	datum	NOUN
ajst-32540	21	10	,	,	PUNCT
ajst-32540	21	11	and	and	CCONJ
ajst-32540	21	12	blockchain	blockchain	PROPN
ajst-32540	21	13	can	can	AUX
ajst-32540	21	14	optimize	optimize	VERB
ajst-32540	21	15	business	business	NOUN
ajst-32540	21	16	processes	process	NOUN
ajst-32540	21	17	,	,	PUNCT
ajst-32540	21	18	improve	improve	VERB
ajst-32540	21	19	operational	operational	ADJ
ajst-32540	21	20	efficiency	efficiency	NOUN
ajst-32540	21	21	,	,	PUNCT
ajst-32540	21	22	and	and	CCONJ
ajst-32540	21	23	foster	foster	ADJ
ajst-32540	21	24	innovative	innovative	ADJ
ajst-32540	21	25	product	product	NOUN
ajst-32540	21	26	development	development	NOUN
ajst-32540	21	27	.	.	PUNCT
ajst-32540	22	1	technologies	technology	NOUN
ajst-32540	22	2	such	such	ADJ
ajst-32540	22	3	as	as	ADP
ajst-32540	22	4	blockchain	blockchain	PROPN
ajst-32540	22	5	can	can	AUX
ajst-32540	22	6	improve	improve	VERB
ajst-32540	22	7	data	data	NOUN
ajst-32540	22	8	security	security	NOUN
ajst-32540	22	9	and	and	CCONJ
ajst-32540	22	10	transparency	transparency	NOUN
ajst-32540	22	11	,	,	PUNCT
ajst-32540	22	12	ai	ai	VERB
ajst-32540	22	13	can	can	AUX
ajst-32540	22	14	enhance	enhance	VERB
ajst-32540	22	15	product	product	NOUN
ajst-32540	22	16	recommendations	recommendation	NOUN
ajst-32540	22	17	and	and	CCONJ
ajst-32540	22	18	customer	customer	NOUN
ajst-32540	22	19	service	service	NOUN
ajst-32540	22	20	,	,	PUNCT
ajst-32540	22	21	and	and	CCONJ
ajst-32540	22	22	big	big	ADJ
ajst-32540	22	23	data	datum	NOUN
ajst-32540	22	24	can	can	AUX
ajst-32540	22	25	help	help	VERB
ajst-32540	22	26	accurately	accurately	ADV
ajst-32540	22	27	capture	capture	VERB
ajst-32540	22	28	market	market	NOUN
ajst-32540	22	29	trends	trend	NOUN
ajst-32540	22	30	,	,	PUNCT
ajst-32540	22	31	thus	thus	ADV
ajst-32540	22	32	supporting	support	VERB
ajst-32540	22	33	product	product	NOUN
ajst-32540	22	34	63	63	NUM
ajst-32540	22	35	innovation	innovation	NOUN
ajst-32540	22	36	[	[	X
ajst-32540	22	37	3	3	NUM
ajst-32540	22	38	]	]	PUNCT
ajst-32540	22	39	.	.	PUNCT
ajst-32540	23	1	the	the	DET
ajst-32540	23	2	digital	digital	ADJ
ajst-32540	23	3	transformation	transformation	NOUN
ajst-32540	23	4	of	of	ADP
ajst-32540	23	5	the	the	DET
ajst-32540	23	6	insurance	insurance	NOUN
ajst-32540	23	7	industry	industry	NOUN
ajst-32540	23	8	is	be	AUX
ajst-32540	23	9	not	not	PART
ajst-32540	23	10	just	just	ADV
ajst-32540	23	11	a	a	DET
ajst-32540	23	12	national	national	ADJ
ajst-32540	23	13	policy	policy	NOUN
ajst-32540	23	14	priority	priority	NOUN
ajst-32540	23	15	but	but	CCONJ
ajst-32540	23	16	an	an	DET
ajst-32540	23	17	essential	essential	ADJ
ajst-32540	23	18	step	step	NOUN
ajst-32540	23	19	for	for	SCONJ
ajst-32540	23	20	companies	company	NOUN
ajst-32540	23	21	to	to	PART
ajst-32540	23	22	stay	stay	VERB
ajst-32540	23	23	competitive	competitive	ADJ
ajst-32540	23	24	and	and	CCONJ
ajst-32540	23	25	adapt	adapt	VERB
ajst-32540	23	26	to	to	ADP
ajst-32540	23	27	future	future	ADJ
ajst-32540	23	28	challenges	challenge	NOUN
ajst-32540	23	29	[	[	X
ajst-32540	23	30	1	1	NUM
ajst-32540	23	31	]	]	PUNCT
ajst-32540	23	32	.	.	PUNCT
ajst-32540	24	1	insurance	insurance	NOUN
ajst-32540	24	2	companies	company	NOUN
ajst-32540	24	3	must	must	AUX
ajst-32540	24	4	seize	seize	VERB
ajst-32540	24	5	the	the	DET
ajst-32540	24	6	opportunity	opportunity	NOUN
ajst-32540	24	7	of	of	ADP
ajst-32540	24	8	technological	technological	ADJ
ajst-32540	24	9	advancements	advancement	NOUN
ajst-32540	24	10	,	,	PUNCT
ajst-32540	24	11	leveraging	leverage	VERB
ajst-32540	24	12	ai	ai	VERB
ajst-32540	24	13	technology	technology	NOUN
ajst-32540	24	14	to	to	PART
ajst-32540	24	15	break	break	VERB
ajst-32540	24	16	free	free	ADJ
ajst-32540	24	17	from	from	ADP
ajst-32540	24	18	traditional	traditional	ADJ
ajst-32540	24	19	business	business	NOUN
ajst-32540	24	20	models	model	NOUN
ajst-32540	24	21	and	and	CCONJ
ajst-32540	24	22	build	build	VERB
ajst-32540	24	23	a	a	DET
ajst-32540	24	24	"	"	PUNCT
ajst-32540	24	25	second	second	ADJ
ajst-32540	24	26	growth	growth	NOUN
ajst-32540	24	27	curve	curve	NOUN
ajst-32540	24	28	"	"	PUNCT
ajst-32540	24	29	to	to	PART
ajst-32540	24	30	gain	gain	VERB
ajst-32540	24	31	an	an	DET
ajst-32540	24	32	edge	edge	NOUN
ajst-32540	24	33	in	in	ADP
ajst-32540	24	34	an	an	DET
ajst-32540	24	35	increasingly	increasingly	ADV
ajst-32540	24	36	competitive	competitive	ADJ
ajst-32540	24	37	market	market	NOUN
ajst-32540	24	38	[	[	X
ajst-32540	24	39	2	2	NUM
ajst-32540	24	40	]	]	PUNCT
ajst-32540	24	41	.	.	PUNCT
ajst-32540	25	1	ai	ai	PROPN
ajst-32540	25	2	has	have	VERB
ajst-32540	25	3	vast	vast	ADJ
ajst-32540	25	4	application	application	NOUN
ajst-32540	25	5	potential	potential	NOUN
ajst-32540	25	6	in	in	ADP
ajst-32540	25	7	the	the	DET
ajst-32540	25	8	insurance	insurance	NOUN
ajst-32540	25	9	industry	industry	NOUN
ajst-32540	25	10	.	.	PUNCT
ajst-32540	26	1	for	for	ADP
ajst-32540	26	2	example	example	NOUN
ajst-32540	26	3	,	,	PUNCT
ajst-32540	26	4	xinhua	xinhua	PROPN
ajst-32540	26	5	insurance	insurance	PROPN
ajst-32540	26	6	has	have	AUX
ajst-32540	26	7	integrated	integrate	VERB
ajst-32540	26	8	deep	deep	ADJ
ajst-32540	26	9	seek	seek	NOUN
ajst-32540	26	10	generative	generative	NOUN
ajst-32540	26	11	ai	ai	VERB
ajst-32540	26	12	into	into	ADP
ajst-32540	26	13	its	its	PRON
ajst-32540	26	14	xinhua	xinhua	PROPN
ajst-32540	26	15	e	e	PROPN
ajst-32540	26	16	-	-	PROPN
ajst-32540	26	17	home	home	NOUN
ajst-32540	26	18	app	app	NOUN
ajst-32540	26	19	,	,	PUNCT
ajst-32540	26	20	creating	create	VERB
ajst-32540	26	21	a	a	DET
ajst-32540	26	22	personal	personal	ADJ
ajst-32540	26	23	ai	ai	NOUN
ajst-32540	26	24	assistant	assistant	NOUN
ajst-32540	26	25	that	that	PRON
ajst-32540	26	26	supports	support	VERB
ajst-32540	26	27	various	various	ADJ
ajst-32540	26	28	intelligent	intelligent	ADJ
ajst-32540	26	29	application	application	NOUN
ajst-32540	26	30	scenarios	scenario	NOUN
ajst-32540	26	31	.	.	PUNCT
ajst-32540	27	1	this	this	DET
ajst-32540	27	2	integration	integration	NOUN
ajst-32540	27	3	,	,	PUNCT
ajst-32540	27	4	facilitated	facilitate	VERB
ajst-32540	27	5	by	by	ADP
ajst-32540	27	6	the	the	DET
ajst-32540	27	7	united	united	PROPN
ajst-32540	27	8	innovation	innovation	PROPN
ajst-32540	27	9	lab	lab	PROPN
ajst-32540	27	10	,	,	PUNCT
ajst-32540	27	11	has	have	AUX
ajst-32540	27	12	significantly	significantly	ADV
ajst-32540	27	13	improved	improve	VERB
ajst-32540	27	14	the	the	DET
ajst-32540	27	15	operational	operational	ADJ
ajst-32540	27	16	efficiency	efficiency	NOUN
ajst-32540	27	17	of	of	ADP
ajst-32540	27	18	insurance	insurance	NOUN
ajst-32540	27	19	professionals	professional	NOUN
ajst-32540	27	20	.	.	PUNCT
ajst-32540	28	1	deep	deep	ADJ
ajst-32540	28	2	seek	seek	PROPN
ajst-32540	28	3	's	's	PART
ajst-32540	28	4	effectiveness	effectiveness	NOUN
ajst-32540	28	5	is	be	AUX
ajst-32540	28	6	evident	evident	ADJ
ajst-32540	28	7	in	in	ADP
ajst-32540	28	8	its	its	PRON
ajst-32540	28	9	ability	ability	NOUN
ajst-32540	28	10	to	to	PART
ajst-32540	28	11	aid	aid	VERB
ajst-32540	28	12	in	in	ADP
ajst-32540	28	13	communicating	communicate	VERB
ajst-32540	28	14	complex	complex	ADJ
ajst-32540	28	15	insurance	insurance	NOUN
ajst-32540	28	16	concepts	concept	NOUN
ajst-32540	28	17	and	and	CCONJ
ajst-32540	28	18	explaining	explain	VERB
ajst-32540	28	19	product	product	NOUN
ajst-32540	28	20	functions	function	NOUN
ajst-32540	28	21	,	,	PUNCT
ajst-32540	28	22	especially	especially	ADV
ajst-32540	28	23	through	through	ADP
ajst-32540	28	24	large	large	ADJ
ajst-32540	28	25	language	language	NOUN
ajst-32540	28	26	models	model	NOUN
ajst-32540	28	27	that	that	PRON
ajst-32540	28	28	bring	bring	VERB
ajst-32540	28	29	deeper	deep	ADJ
ajst-32540	28	30	information	information	NOUN
ajst-32540	28	31	breadth	breadth	NOUN
ajst-32540	28	32	and	and	CCONJ
ajst-32540	28	33	clarity	clarity	NOUN
ajst-32540	28	34	[	[	X
ajst-32540	28	35	4	4	NUM
ajst-32540	28	36	]	]	PUNCT
ajst-32540	28	37	.	.	PUNCT
ajst-32540	29	1	ai	ai	AUX
ajst-32540	29	2	also	also	ADV
ajst-32540	29	3	drives	drive	VERB
ajst-32540	29	4	professionalization	professionalization	NOUN
ajst-32540	29	5	in	in	ADP
ajst-32540	29	6	the	the	DET
ajst-32540	29	7	insurance	insurance	NOUN
ajst-32540	29	8	industry	industry	NOUN
ajst-32540	29	9	by	by	ADP
ajst-32540	29	10	enabling	enable	VERB
ajst-32540	29	11	agile	agile	ADJ
ajst-32540	29	12	product	product	NOUN
ajst-32540	29	13	design	design	NOUN
ajst-32540	29	14	,	,	PUNCT
ajst-32540	29	15	dynamic	dynamic	ADJ
ajst-32540	29	16	optimization	optimization	NOUN
ajst-32540	29	17	,	,	PUNCT
ajst-32540	29	18	precise	precise	ADJ
ajst-32540	29	19	risk	risk	NOUN
ajst-32540	29	20	prediction	prediction	NOUN
ajst-32540	29	21	,	,	PUNCT
ajst-32540	29	22	and	and	CCONJ
ajst-32540	29	23	cross	cross	ADJ
ajst-32540	29	24	-	-	ADJ
ajst-32540	29	25	boundary	boundary	ADJ
ajst-32540	29	26	innovation	innovation	NOUN
ajst-32540	29	27	.	.	PUNCT
ajst-32540	30	1	for	for	ADP
ajst-32540	30	2	instance	instance	NOUN
ajst-32540	30	3	,	,	PUNCT
ajst-32540	30	4	ai	ai	INTJ
ajst-32540	30	5	accelerates	accelerate	VERB
ajst-32540	30	6	product	product	NOUN
ajst-32540	30	7	iteration	iteration	NOUN
ajst-32540	30	8	,	,	PUNCT
ajst-32540	30	9	enhances	enhance	VERB
ajst-32540	30	10	market	market	NOUN
ajst-32540	30	11	predictions	prediction	NOUN
ajst-32540	30	12	,	,	PUNCT
ajst-32540	30	13	and	and	CCONJ
ajst-32540	30	14	fosters	foster	VERB
ajst-32540	30	15	new	new	ADJ
ajst-32540	30	16	insurance	insurance	NOUN
ajst-32540	30	17	products	product	NOUN
ajst-32540	30	18	like	like	ADP
ajst-32540	30	19	smart	smart	ADJ
ajst-32540	30	20	contract	contract	NOUN
ajst-32540	30	21	insurance	insurance	NOUN
ajst-32540	30	22	,	,	PUNCT
ajst-32540	30	23	integrating	integrate	VERB
ajst-32540	30	24	technologies	technology	NOUN
ajst-32540	30	25	such	such	ADJ
ajst-32540	30	26	as	as	ADP
ajst-32540	30	27	meteorological	meteorological	ADJ
ajst-32540	30	28	ai	ai	VERB
ajst-32540	30	29	for	for	ADP
ajst-32540	30	30	dynamic	dynamic	ADJ
ajst-32540	30	31	premium	premium	NOUN
ajst-32540	30	32	pricing	pricing	NOUN
ajst-32540	31	1	[	[	X
ajst-32540	31	2	5	5	NUM
ajst-32540	31	3	-	-	SYM
ajst-32540	31	4	6	6	NUM
ajst-32540	31	5	]	]	PUNCT
ajst-32540	31	6	.	.	PUNCT
ajst-32540	32	1	additionally	additionally	ADV
ajst-32540	32	2	,	,	PUNCT
ajst-32540	32	3	ai	ai	AUX
ajst-32540	32	4	is	be	AUX
ajst-32540	32	5	transforming	transform	VERB
ajst-32540	32	6	service	service	NOUN
ajst-32540	32	7	-	-	PUNCT
ajst-32540	32	8	oriented	orient	VERB
ajst-32540	32	9	business	business	NOUN
ajst-32540	32	10	models	model	NOUN
ajst-32540	32	11	,	,	PUNCT
ajst-32540	32	12	facilitating	facilitate	VERB
ajst-32540	32	13	ondemand	ondemand	NOUN
ajst-32540	32	14	services	service	NOUN
ajst-32540	32	15	like	like	ADP
ajst-32540	32	16	hourly	hourly	ADJ
ajst-32540	32	17	rentals	rental	NOUN
ajst-32540	32	18	for	for	ADP
ajst-32540	32	19	construction	construction	NOUN
ajst-32540	32	20	machinery	machinery	NOUN
ajst-32540	32	21	and	and	CCONJ
ajst-32540	32	22	advancing	advance	VERB
ajst-32540	32	23	products	product	NOUN
ajst-32540	32	24	in	in	ADP
ajst-32540	32	25	sectors	sector	NOUN
ajst-32540	32	26	such	such	ADJ
ajst-32540	32	27	as	as	ADP
ajst-32540	32	28	medical	medical	ADJ
ajst-32540	32	29	imaging	imaging	NOUN
ajst-32540	32	30	and	and	CCONJ
ajst-32540	32	31	intelligent	intelligent	ADJ
ajst-32540	32	32	transportation	transportation	NOUN
ajst-32540	32	33	[	[	X
ajst-32540	32	34	7	7	NUM
ajst-32540	32	35	]	]	PUNCT
ajst-32540	32	36	.	.	PUNCT
ajst-32540	33	1	despite	despite	SCONJ
ajst-32540	33	2	the	the	DET
ajst-32540	33	3	promising	promising	ADJ
ajst-32540	33	4	applications	application	NOUN
ajst-32540	33	5	,	,	PUNCT
ajst-32540	33	6	challenges	challenge	NOUN
ajst-32540	33	7	remain	remain	VERB
ajst-32540	33	8	,	,	PUNCT
ajst-32540	33	9	including	include	VERB
ajst-32540	33	10	insufficient	insufficient	ADJ
ajst-32540	33	11	technical	technical	ADJ
ajst-32540	33	12	explainability	explainability	NOUN
ajst-32540	33	13	,	,	PUNCT
ajst-32540	33	14	resistance	resistance	NOUN
ajst-32540	33	15	to	to	ADP
ajst-32540	33	16	organizational	organizational	ADJ
ajst-32540	33	17	change	change	NOUN
ajst-32540	33	18	,	,	PUNCT
ajst-32540	33	19	and	and	CCONJ
ajst-32540	33	20	regulatory	regulatory	ADJ
ajst-32540	33	21	lag	lag	NOUN
ajst-32540	33	22	.	.	PUNCT
ajst-32540	34	1	as	as	SCONJ
ajst-32540	34	2	ai	ai	PROPN
ajst-32540	34	3	technology	technology	NOUN
ajst-32540	34	4	evolves	evolve	VERB
ajst-32540	34	5	,	,	PUNCT
ajst-32540	34	6	it	it	PRON
ajst-32540	34	7	is	be	AUX
ajst-32540	34	8	crucial	crucial	ADJ
ajst-32540	34	9	to	to	PART
ajst-32540	34	10	balance	balance	VERB
ajst-32540	34	11	innovation	innovation	NOUN
ajst-32540	34	12	with	with	ADP
ajst-32540	34	13	social	social	ADJ
ajst-32540	34	14	responsibility	responsibility	NOUN
ajst-32540	34	15	,	,	PUNCT
ajst-32540	34	16	ensuring	ensure	VERB
ajst-32540	34	17	that	that	SCONJ
ajst-32540	34	18	products	product	NOUN
ajst-32540	34	19	are	be	AUX
ajst-32540	34	20	not	not	PART
ajst-32540	34	21	only	only	ADV
ajst-32540	34	22	functional	functional	ADJ
ajst-32540	34	23	but	but	CCONJ
ajst-32540	34	24	also	also	ADV
ajst-32540	34	25	sustainable	sustainable	ADJ
ajst-32540	34	26	and	and	CCONJ
ajst-32540	34	27	meaningful	meaningful	ADJ
ajst-32540	34	28	[	[	X
ajst-32540	34	29	8	8	NUM
ajst-32540	34	30	]	]	SYM
ajst-32540	34	31	.	.	PUNCT
ajst-32540	35	1	1.2	1.2	NUM
ajst-32540	35	2	research	research	NOUN
ajst-32540	35	3	meaning	meaning	NOUN
ajst-32540	35	4	although	although	SCONJ
ajst-32540	35	5	there	there	PRON
ajst-32540	35	6	is	be	VERB
ajst-32540	35	7	broad	broad	ADJ
ajst-32540	35	8	consensus	consensus	NOUN
ajst-32540	35	9	on	on	ADP
ajst-32540	35	10	the	the	DET
ajst-32540	35	11	potential	potential	NOUN
ajst-32540	35	12	of	of	ADP
ajst-32540	35	13	ai	ai	ADJ
ajst-32540	35	14	integration	integration	NOUN
ajst-32540	35	15	in	in	ADP
ajst-32540	35	16	insurance	insurance	NOUN
ajst-32540	35	17	and	and	CCONJ
ajst-32540	35	18	risk	risk	NOUN
ajst-32540	35	19	analysis	analysis	NOUN
ajst-32540	35	20	,	,	PUNCT
ajst-32540	35	21	significant	significant	ADJ
ajst-32540	35	22	theoretical	theoretical	ADJ
ajst-32540	35	23	gaps	gap	NOUN
ajst-32540	35	24	and	and	CCONJ
ajst-32540	35	25	practical	practical	ADJ
ajst-32540	35	26	shortcomings	shortcoming	NOUN
ajst-32540	35	27	remain	remain	VERB
ajst-32540	35	28	in	in	ADP
ajst-32540	35	29	areas	area	NOUN
ajst-32540	35	30	such	such	ADJ
ajst-32540	35	31	as	as	ADP
ajst-32540	35	32	technical	technical	ADJ
ajst-32540	35	33	applications	application	NOUN
ajst-32540	35	34	,	,	PUNCT
ajst-32540	35	35	talent	talent	NOUN
ajst-32540	35	36	development	development	NOUN
ajst-32540	35	37	,	,	PUNCT
ajst-32540	35	38	industry	industry	NOUN
ajst-32540	35	39	standards	standard	NOUN
ajst-32540	35	40	,	,	PUNCT
ajst-32540	35	41	and	and	CCONJ
ajst-32540	35	42	long	long	ADJ
ajst-32540	35	43	-	-	PUNCT
ajst-32540	35	44	term	term	NOUN
ajst-32540	35	45	ecosystem	ecosystem	NOUN
ajst-32540	35	46	impacts	impact	NOUN
ajst-32540	35	47	.	.	PUNCT
ajst-32540	36	1	further	further	ADJ
ajst-32540	36	2	research	research	NOUN
ajst-32540	36	3	is	be	AUX
ajst-32540	36	4	needed	need	VERB
ajst-32540	36	5	to	to	PART
ajst-32540	36	6	address	address	VERB
ajst-32540	36	7	these	these	DET
ajst-32540	36	8	gaps	gap	NOUN
ajst-32540	36	9	and	and	CCONJ
ajst-32540	36	10	foster	foster	VERB
ajst-32540	36	11	the	the	DET
ajst-32540	36	12	development	development	NOUN
ajst-32540	36	13	of	of	ADP
ajst-32540	36	14	a	a	DET
ajst-32540	36	15	comprehensive	comprehensive	ADJ
ajst-32540	36	16	theoretical	theoretical	ADJ
ajst-32540	36	17	framework	framework	NOUN
ajst-32540	36	18	as	as	ADV
ajst-32540	36	19	well	well	ADV
ajst-32540	36	20	as	as	ADP
ajst-32540	36	21	deeper	deep	ADJ
ajst-32540	36	22	practical	practical	ADJ
ajst-32540	36	23	applications	application	NOUN
ajst-32540	36	24	.	.	PUNCT
ajst-32540	37	1	while	while	SCONJ
ajst-32540	37	2	much	much	ADJ
ajst-32540	37	3	of	of	ADP
ajst-32540	37	4	the	the	DET
ajst-32540	37	5	existing	exist	VERB
ajst-32540	37	6	research	research	NOUN
ajst-32540	37	7	has	have	AUX
ajst-32540	37	8	focused	focus	VERB
ajst-32540	37	9	on	on	ADP
ajst-32540	37	10	macro	macro	ADJ
ajst-32540	37	11	-	-	NOUN
ajst-32540	37	12	level	level	NOUN
ajst-32540	37	13	analyses	analysis	NOUN
ajst-32540	37	14	,	,	PUNCT
ajst-32540	37	15	insights	insight	NOUN
ajst-32540	37	16	at	at	ADP
ajst-32540	37	17	the	the	DET
ajst-32540	37	18	micro	micro	ADJ
ajst-32540	37	19	level	level	NOUN
ajst-32540	37	20	,	,	PUNCT
ajst-32540	37	21	particularly	particularly	ADV
ajst-32540	37	22	from	from	ADP
ajst-32540	37	23	the	the	DET
ajst-32540	37	24	user	user	NOUN
ajst-32540	37	25	's	's	PART
ajst-32540	37	26	perspective	perspective	NOUN
ajst-32540	37	27	,	,	PUNCT
ajst-32540	37	28	are	be	AUX
ajst-32540	37	29	equally	equally	ADV
ajst-32540	37	30	important	important	ADJ
ajst-32540	37	31	.	.	PUNCT
ajst-32540	38	1	a	a	DET
ajst-32540	38	2	detailed	detailed	ADJ
ajst-32540	38	3	examination	examination	NOUN
ajst-32540	38	4	of	of	ADP
ajst-32540	38	5	user	user	NOUN
ajst-32540	38	6	needs	need	NOUN
ajst-32540	38	7	is	be	AUX
ajst-32540	38	8	crucial	crucial	ADJ
ajst-32540	38	9	for	for	ADP
ajst-32540	38	10	understanding	understand	VERB
ajst-32540	38	11	market	market	NOUN
ajst-32540	38	12	dynamics	dynamic	NOUN
ajst-32540	38	13	,	,	PUNCT
ajst-32540	38	14	optimizing	optimize	VERB
ajst-32540	38	15	product	product	NOUN
ajst-32540	38	16	design	design	NOUN
ajst-32540	38	17	,	,	PUNCT
ajst-32540	38	18	and	and	CCONJ
ajst-32540	38	19	enhancing	enhance	VERB
ajst-32540	38	20	user	user	NOUN
ajst-32540	38	21	experience	experience	NOUN
ajst-32540	38	22	.	.	PUNCT
ajst-32540	39	1	to	to	PART
ajst-32540	39	2	bridge	bridge	VERB
ajst-32540	39	3	the	the	DET
ajst-32540	39	4	gap	gap	NOUN
ajst-32540	39	5	between	between	ADP
ajst-32540	39	6	macro	macro	ADJ
ajst-32540	39	7	analyses	analysis	NOUN
ajst-32540	39	8	and	and	CCONJ
ajst-32540	39	9	actual	actual	ADJ
ajst-32540	39	10	user	user	NOUN
ajst-32540	39	11	requirements	requirement	NOUN
ajst-32540	39	12	,	,	PUNCT
ajst-32540	39	13	designing	design	VERB
ajst-32540	39	14	a	a	DET
ajst-32540	39	15	questionnaire	questionnaire	NOUN
ajst-32540	39	16	survey	survey	NOUN
ajst-32540	39	17	targeting	target	VERB
ajst-32540	39	18	insurance	insurance	NOUN
ajst-32540	39	19	users	user	NOUN
ajst-32540	39	20	is	be	AUX
ajst-32540	39	21	essential	essential	ADJ
ajst-32540	39	22	.	.	PUNCT
ajst-32540	40	1	this	this	DET
ajst-32540	40	2	approach	approach	NOUN
ajst-32540	40	3	allows	allow	VERB
ajst-32540	40	4	for	for	ADP
ajst-32540	40	5	direct	direct	ADJ
ajst-32540	40	6	insights	insight	NOUN
ajst-32540	40	7	into	into	ADP
ajst-32540	40	8	their	their	PRON
ajst-32540	40	9	true	true	ADJ
ajst-32540	40	10	needs	need	NOUN
ajst-32540	40	11	,	,	PUNCT
ajst-32540	40	12	preferences	preference	NOUN
ajst-32540	40	13	,	,	PUNCT
ajst-32540	40	14	and	and	CCONJ
ajst-32540	40	15	pain	pain	NOUN
ajst-32540	40	16	points	point	NOUN
ajst-32540	40	17	,	,	PUNCT
ajst-32540	40	18	thereby	thereby	ADV
ajst-32540	40	19	identifying	identify	VERB
ajst-32540	40	20	the	the	DET
ajst-32540	40	21	shortcomings	shortcoming	NOUN
ajst-32540	40	22	of	of	ADP
ajst-32540	40	23	current	current	ADJ
ajst-32540	40	24	insurance	insurance	NOUN
ajst-32540	40	25	products	product	NOUN
ajst-32540	40	26	and	and	CCONJ
ajst-32540	40	27	services	service	NOUN
ajst-32540	40	28	.	.	PUNCT
ajst-32540	41	1	such	such	ADJ
ajst-32540	41	2	micro	micro	ADJ
ajst-32540	41	3	-	-	NOUN
ajst-32540	41	4	level	level	NOUN
ajst-32540	41	5	analysis	analysis	NOUN
ajst-32540	41	6	not	not	PART
ajst-32540	41	7	only	only	ADV
ajst-32540	41	8	reflects	reflect	VERB
ajst-32540	41	9	the	the	DET
ajst-32540	41	10	users	user	NOUN
ajst-32540	41	11	'	'	PART
ajst-32540	41	12	real	real	ADJ
ajst-32540	41	13	-	-	PUNCT
ajst-32540	41	14	life	life	NOUN
ajst-32540	41	15	experiences	experience	NOUN
ajst-32540	41	16	but	but	CCONJ
ajst-32540	41	17	also	also	ADV
ajst-32540	41	18	highlights	highlight	VERB
ajst-32540	41	19	opportunities	opportunity	NOUN
ajst-32540	41	20	for	for	ADP
ajst-32540	41	21	innovation	innovation	NOUN
ajst-32540	41	22	and	and	CCONJ
ajst-32540	41	23	improvement	improvement	NOUN
ajst-32540	41	24	in	in	ADP
ajst-32540	41	25	the	the	DET
ajst-32540	41	26	industry	industry	NOUN
ajst-32540	41	27	.	.	PUNCT
ajst-32540	42	1	additionally	additionally	ADV
ajst-32540	42	2	,	,	PUNCT
ajst-32540	42	3	it	it	PRON
ajst-32540	42	4	offers	offer	VERB
ajst-32540	42	5	valuable	valuable	ADJ
ajst-32540	42	6	guidance	guidance	NOUN
ajst-32540	42	7	for	for	ADP
ajst-32540	42	8	policy	policy	NOUN
ajst-32540	42	9	-	-	PUNCT
ajst-32540	42	10	making	making	NOUN
ajst-32540	42	11	,	,	PUNCT
ajst-32540	42	12	helping	help	VERB
ajst-32540	42	13	to	to	PART
ajst-32540	42	14	address	address	VERB
ajst-32540	42	15	issues	issue	NOUN
ajst-32540	42	16	within	within	ADP
ajst-32540	42	17	the	the	DET
ajst-32540	42	18	market	market	NOUN
ajst-32540	42	19	and	and	CCONJ
ajst-32540	42	20	supporting	support	VERB
ajst-32540	42	21	the	the	DET
ajst-32540	42	22	sustainable	sustainable	ADJ
ajst-32540	42	23	development	development	NOUN
ajst-32540	42	24	of	of	ADP
ajst-32540	42	25	the	the	DET
ajst-32540	42	26	industry	industry	NOUN
ajst-32540	42	27	.	.	PUNCT
ajst-32540	43	1	ultimately	ultimately	ADV
ajst-32540	43	2	,	,	PUNCT
ajst-32540	43	3	this	this	DET
ajst-32540	43	4	research	research	NOUN
ajst-32540	43	5	aims	aim	VERB
ajst-32540	43	6	to	to	PART
ajst-32540	43	7	contribute	contribute	VERB
ajst-32540	43	8	to	to	ADP
ajst-32540	43	9	the	the	DET
ajst-32540	43	10	continuous	continuous	ADJ
ajst-32540	43	11	innovation	innovation	NOUN
ajst-32540	43	12	and	and	CCONJ
ajst-32540	43	13	optimization	optimization	NOUN
ajst-32540	43	14	of	of	ADP
ajst-32540	43	15	user	user	NOUN
ajst-32540	43	16	experiences	experience	NOUN
ajst-32540	43	17	within	within	ADP
ajst-32540	43	18	the	the	DET
ajst-32540	43	19	insurance	insurance	NOUN
ajst-32540	43	20	sector	sector	NOUN
ajst-32540	43	21	[	[	X
ajst-32540	43	22	9	9	NUM
ajst-32540	43	23	-	-	SYM
ajst-32540	43	24	10	10	NUM
ajst-32540	43	25	]	]	PUNCT
ajst-32540	43	26	.	.	PUNCT
ajst-32540	44	1	in	in	ADP
ajst-32540	44	2	summary	summary	NOUN
ajst-32540	44	3	,	,	PUNCT
ajst-32540	44	4	a	a	DET
ajst-32540	44	5	questionnaire	questionnaire	NOUN
ajst-32540	44	6	-	-	PUNCT
ajst-32540	44	7	based	base	VERB
ajst-32540	44	8	analysis	analysis	NOUN
ajst-32540	44	9	of	of	ADP
ajst-32540	44	10	insurance	insurance	NOUN
ajst-32540	44	11	users	user	NOUN
ajst-32540	44	12	'	'	PART
ajst-32540	44	13	needs	need	NOUN
ajst-32540	44	14	is	be	AUX
ajst-32540	44	15	not	not	PART
ajst-32540	44	16	only	only	ADV
ajst-32540	44	17	a	a	DET
ajst-32540	44	18	valuable	valuable	ADJ
ajst-32540	44	19	complement	complement	NOUN
ajst-32540	44	20	to	to	ADP
ajst-32540	44	21	macro	macro	ADJ
ajst-32540	44	22	-	-	NOUN
ajst-32540	44	23	level	level	NOUN
ajst-32540	44	24	research	research	NOUN
ajst-32540	44	25	but	but	CCONJ
ajst-32540	44	26	also	also	ADV
ajst-32540	44	27	a	a	DET
ajst-32540	44	28	critical	critical	ADJ
ajst-32540	44	29	tool	tool	NOUN
ajst-32540	44	30	for	for	ADP
ajst-32540	44	31	driving	drive	VERB
ajst-32540	44	32	continuous	continuous	ADJ
ajst-32540	44	33	innovation	innovation	NOUN
ajst-32540	44	34	,	,	PUNCT
ajst-32540	44	35	optimizing	optimize	VERB
ajst-32540	44	36	user	user	NOUN
ajst-32540	44	37	experience	experience	NOUN
ajst-32540	44	38	,	,	PUNCT
ajst-32540	44	39	and	and	CCONJ
ajst-32540	44	40	fostering	foster	VERB
ajst-32540	44	41	healthy	healthy	ADJ
ajst-32540	44	42	market	market	NOUN
ajst-32540	44	43	growth	growth	NOUN
ajst-32540	44	44	.	.	PUNCT
ajst-32540	45	1	2	2	X
ajst-32540	45	2	.	.	X
ajst-32540	45	3	analysis	analysis	NOUN
ajst-32540	45	4	of	of	ADP
ajst-32540	45	5	the	the	DET
ajst-32540	45	6	questionnaire	questionnaire	NOUN
ajst-32540	45	7	this	this	DET
ajst-32540	45	8	survey	survey	NOUN
ajst-32540	45	9	aims	aim	VERB
ajst-32540	45	10	to	to	PART
ajst-32540	45	11	gain	gain	VERB
ajst-32540	45	12	a	a	DET
ajst-32540	45	13	deep	deep	ADJ
ajst-32540	45	14	understanding	understanding	NOUN
ajst-32540	45	15	of	of	ADP
ajst-32540	45	16	the	the	DET
ajst-32540	45	17	actual	actual	ADJ
ajst-32540	45	18	experiences	experience	NOUN
ajst-32540	45	19	and	and	CCONJ
ajst-32540	45	20	pain	pain	NOUN
ajst-32540	45	21	points	point	NOUN
ajst-32540	45	22	of	of	ADP
ajst-32540	45	23	social	social	ADJ
ajst-32540	45	24	groups	group	NOUN
ajst-32540	45	25	in	in	ADP
ajst-32540	45	26	the	the	DET
ajst-32540	45	27	process	process	NOUN
ajst-32540	45	28	of	of	ADP
ajst-32540	45	29	purchasing	purchase	VERB
ajst-32540	45	30	insurance	insurance	NOUN
ajst-32540	45	31	,	,	PUNCT
ajst-32540	45	32	clarify	clarify	VERB
ajst-32540	45	33	existing	exist	VERB
ajst-32540	45	34	issues	issue	NOUN
ajst-32540	45	35	,	,	PUNCT
ajst-32540	45	36	and	and	CCONJ
ajst-32540	45	37	explore	explore	VERB
ajst-32540	45	38	areas	area	NOUN
ajst-32540	45	39	for	for	ADP
ajst-32540	45	40	continuous	continuous	ADJ
ajst-32540	45	41	improvement	improvement	NOUN
ajst-32540	45	42	and	and	CCONJ
ajst-32540	45	43	innovation	innovation	NOUN
ajst-32540	45	44	.	.	PUNCT
ajst-32540	46	1	to	to	ADP
ajst-32540	46	2	this	this	DET
ajst-32540	46	3	end	end	NOUN
ajst-32540	46	4	,	,	PUNCT
ajst-32540	46	5	we	we	PRON
ajst-32540	46	6	adopted	adopt	VERB
ajst-32540	46	7	a	a	DET
ajst-32540	46	8	questionnaire	questionnaire	NOUN
ajst-32540	46	9	survey	survey	NOUN
ajst-32540	46	10	method	method	NOUN
ajst-32540	46	11	,	,	PUNCT
ajst-32540	46	12	distributing	distribute	VERB
ajst-32540	46	13	questionnaires	questionnaire	NOUN
ajst-32540	46	14	via	via	ADP
ajst-32540	46	15	online	online	PROPN
ajst-32540	46	16	qr	qr	PROPN
ajst-32540	46	17	codes	code	NOUN
ajst-32540	46	18	,	,	PUNCT
ajst-32540	46	19	with	with	ADP
ajst-32540	46	20	the	the	DET
ajst-32540	46	21	hope	hope	NOUN
ajst-32540	46	22	of	of	ADP
ajst-32540	46	23	providing	provide	VERB
ajst-32540	46	24	strong	strong	ADJ
ajst-32540	46	25	guidance	guidance	NOUN
ajst-32540	46	26	for	for	ADP
ajst-32540	46	27	project	project	NOUN
ajst-32540	46	28	64	64	NUM
ajst-32540	46	29	development	development	NOUN
ajst-32540	46	30	.	.	PUNCT
ajst-32540	47	1	in	in	ADP
ajst-32540	47	2	this	this	DET
ajst-32540	47	3	study	study	NOUN
ajst-32540	47	4	,	,	PUNCT
ajst-32540	47	5	we	we	PRON
ajst-32540	47	6	collected	collect	VERB
ajst-32540	47	7	a	a	DET
ajst-32540	47	8	total	total	NOUN
ajst-32540	47	9	of	of	ADP
ajst-32540	47	10	301	301	NUM
ajst-32540	47	11	questionnaires	questionnaire	NOUN
ajst-32540	47	12	,	,	PUNCT
ajst-32540	47	13	excluding	exclude	VERB
ajst-32540	47	14	5	5	NUM
ajst-32540	47	15	invalid	invalid	ADJ
ajst-32540	47	16	ones	one	NOUN
ajst-32540	47	17	,	,	PUNCT
ajst-32540	47	18	leaving	leave	VERB
ajst-32540	47	19	us	we	PRON
ajst-32540	47	20	with	with	ADP
ajst-32540	47	21	296	296	NUM
ajst-32540	47	22	valid	valid	ADJ
ajst-32540	47	23	responses	response	NOUN
ajst-32540	47	24	,	,	PUNCT
ajst-32540	47	25	achieving	achieve	VERB
ajst-32540	47	26	an	an	DET
ajst-32540	47	27	effective	effective	ADJ
ajst-32540	47	28	rate	rate	NOUN
ajst-32540	47	29	of	of	ADP
ajst-32540	47	30	98	98	NUM
ajst-32540	47	31	%	%	NOUN
ajst-32540	47	32	.	.	PUNCT
ajst-32540	48	1	by	by	ADP
ajst-32540	48	2	collecting	collect	VERB
ajst-32540	48	3	and	and	CCONJ
ajst-32540	48	4	analyzing	analyze	VERB
ajst-32540	48	5	user	user	NOUN
ajst-32540	48	6	feedback	feedback	NOUN
ajst-32540	48	7	on	on	ADP
ajst-32540	48	8	existing	exist	VERB
ajst-32540	48	9	intelligent	intelligent	ADJ
ajst-32540	48	10	q&a	q&a	PROPN
ajst-32540	48	11	assistants	assistant	NOUN
ajst-32540	48	12	,	,	PUNCT
ajst-32540	48	13	we	we	PRON
ajst-32540	48	14	can	can	AUX
ajst-32540	48	15	identify	identify	VERB
ajst-32540	48	16	areas	area	NOUN
ajst-32540	48	17	where	where	SCONJ
ajst-32540	48	18	current	current	ADJ
ajst-32540	48	19	market	market	NOUN
ajst-32540	48	20	offerings	offering	NOUN
ajst-32540	48	21	fall	fall	VERB
ajst-32540	48	22	short	short	ADJ
ajst-32540	48	23	,	,	PUNCT
ajst-32540	48	24	such	such	ADJ
ajst-32540	48	25	as	as	ADP
ajst-32540	48	26	insufficient	insufficient	ADJ
ajst-32540	48	27	personalized	personalized	ADJ
ajst-32540	48	28	recommendations	recommendation	NOUN
ajst-32540	48	29	,	,	PUNCT
ajst-32540	48	30	untimely	untimely	ADJ
ajst-32540	48	31	information	information	NOUN
ajst-32540	48	32	updates	update	NOUN
ajst-32540	48	33	,	,	PUNCT
ajst-32540	48	34	and	and	CCONJ
ajst-32540	48	35	unclear	unclear	ADJ
ajst-32540	48	36	product	product	NOUN
ajst-32540	48	37	descriptions	description	NOUN
ajst-32540	48	38	.	.	PUNCT
ajst-32540	49	1	2.1	2.1	NUM
ajst-32540	49	2	through	through	ADP
ajst-32540	49	3	questionnaire	questionnaire	NOUN
ajst-32540	49	4	analysis	analysis	NOUN
ajst-32540	49	5	,	,	PUNCT
ajst-32540	49	6	user	user	NOUN
ajst-32540	49	7	portraits	portrait	NOUN
ajst-32540	49	8	are	be	AUX
ajst-32540	49	9	formed	form	VERB
ajst-32540	49	10	among	among	ADP
ajst-32540	49	11	the	the	DET
ajst-32540	49	12	301	301	NUM
ajst-32540	49	13	respondents	respondent	NOUN
ajst-32540	49	14	who	who	PRON
ajst-32540	49	15	participated	participate	VERB
ajst-32540	49	16	in	in	ADP
ajst-32540	49	17	the	the	DET
ajst-32540	49	18	survey	survey	NOUN
ajst-32540	49	19	,	,	PUNCT
ajst-32540	49	20	83.96	83.96	NUM
ajst-32540	49	21	%	%	NOUN
ajst-32540	49	22	reported	report	VERB
ajst-32540	49	23	having	having	AUX
ajst-32540	49	24	purchased	purchase	VERB
ajst-32540	49	25	insurance	insurance	NOUN
ajst-32540	49	26	,	,	PUNCT
ajst-32540	49	27	while	while	SCONJ
ajst-32540	49	28	only	only	ADV
ajst-32540	49	29	16.04	16.04	NUM
ajst-32540	49	30	%	%	NOUN
ajst-32540	49	31	did	do	VERB
ajst-32540	49	32	not	not	PART
ajst-32540	49	33	.	.	PUNCT
ajst-32540	50	1	this	this	PRON
ajst-32540	50	2	indicates	indicate	VERB
ajst-32540	50	3	a	a	DET
ajst-32540	50	4	high	high	ADJ
ajst-32540	50	5	prevalence	prevalence	NOUN
ajst-32540	50	6	of	of	ADP
ajst-32540	50	7	insurance	insurance	NOUN
ajst-32540	50	8	among	among	ADP
ajst-32540	50	9	respondents	respondent	NOUN
ajst-32540	50	10	,	,	PUNCT
ajst-32540	50	11	reflecting	reflect	VERB
ajst-32540	50	12	their	their	PRON
ajst-32540	50	13	emphasis	emphasis	NOUN
ajst-32540	50	14	on	on	ADP
ajst-32540	50	15	risk	risk	NOUN
ajst-32540	50	16	management	management	NOUN
ajst-32540	50	17	.	.	PUNCT
ajst-32540	51	1	in	in	ADP
ajst-32540	51	2	this	this	DET
ajst-32540	51	3	survey	survey	NOUN
ajst-32540	51	4	,	,	PUNCT
ajst-32540	51	5	male	male	ADJ
ajst-32540	51	6	respondents	respondent	NOUN
ajst-32540	51	7	accounted	account	VERB
ajst-32540	51	8	for	for	ADP
ajst-32540	51	9	45.86	45.86	NUM
ajst-32540	51	10	%	%	NOUN
ajst-32540	51	11	,	,	PUNCT
ajst-32540	51	12	and	and	CCONJ
ajst-32540	51	13	female	female	ADJ
ajst-32540	51	14	respondents	respondent	NOUN
ajst-32540	51	15	for	for	ADP
ajst-32540	51	16	54.14	54.14	NUM
ajst-32540	51	17	%	%	NOUN
ajst-32540	51	18	.	.	PUNCT
ajst-32540	52	1	the	the	DET
ajst-32540	52	2	proportion	proportion	NOUN
ajst-32540	52	3	of	of	ADP
ajst-32540	52	4	respondents	respondent	NOUN
ajst-32540	52	5	aged	age	VERB
ajst-32540	52	6	3544	3544	NUM
ajst-32540	52	7	was	be	AUX
ajst-32540	52	8	35.85	35.85	NUM
ajst-32540	52	9	%	%	NOUN
ajst-32540	52	10	.	.	PUNCT
ajst-32540	53	1	among	among	ADP
ajst-32540	53	2	all	all	DET
ajst-32540	53	3	participants	participant	NOUN
ajst-32540	53	4	,	,	PUNCT
ajst-32540	53	5	working	work	VERB
ajst-32540	53	6	professionals	professional	NOUN
ajst-32540	53	7	made	make	VERB
ajst-32540	53	8	up	up	ADP
ajst-32540	53	9	44.34	44.34	NUM
ajst-32540	53	10	%	%	NOUN
ajst-32540	53	11	,	,	PUNCT
ajst-32540	53	12	representing	represent	VERB
ajst-32540	53	13	the	the	DET
ajst-32540	53	14	primary	primary	ADJ
ajst-32540	53	15	demographic	demographic	ADJ
ajst-32540	53	16	group	group	NOUN
ajst-32540	53	17	in	in	ADP
ajst-32540	53	18	the	the	DET
ajst-32540	53	19	survey	survey	NOUN
ajst-32540	53	20	.	.	PUNCT
ajst-32540	54	1	in	in	ADP
ajst-32540	54	2	this	this	DET
ajst-32540	54	3	survey	survey	NOUN
ajst-32540	54	4	,	,	PUNCT
ajst-32540	54	5	the	the	DET
ajst-32540	54	6	popularization	popularization	NOUN
ajst-32540	54	7	of	of	ADP
ajst-32540	54	8	travel	travel	NOUN
ajst-32540	54	9	insurance	insurance	NOUN
ajst-32540	54	10	,	,	PUNCT
ajst-32540	54	11	the	the	DET
ajst-32540	54	12	recognition	recognition	NOUN
ajst-32540	54	13	of	of	ADP
ajst-32540	54	14	insurance	insurance	NOUN
ajst-32540	54	15	market	market	NOUN
ajst-32540	54	16	products	product	NOUN
ajst-32540	54	17	,	,	PUNCT
ajst-32540	54	18	and	and	CCONJ
ajst-32540	54	19	the	the	DET
ajst-32540	54	20	reasons	reason	NOUN
ajst-32540	54	21	why	why	SCONJ
ajst-32540	54	22	consumers	consumer	NOUN
ajst-32540	54	23	do	do	AUX
ajst-32540	54	24	not	not	PART
ajst-32540	54	25	choose	choose	VERB
ajst-32540	54	26	other	other	ADJ
ajst-32540	54	27	insurance	insurance	NOUN
ajst-32540	54	28	companies	company	NOUN
ajst-32540	54	29	are	be	AUX
ajst-32540	54	30	deeply	deeply	ADV
ajst-32540	54	31	explored	explore	VERB
ajst-32540	54	32	.	.	PUNCT
ajst-32540	55	1	as	as	ADP
ajst-32540	55	2	for	for	ADP
ajst-32540	55	3	the	the	DET
ajst-32540	55	4	popularity	popularity	NOUN
ajst-32540	55	5	of	of	ADP
ajst-32540	55	6	life	life	NOUN
ajst-32540	55	7	insurance	insurance	NOUN
ajst-32540	55	8	,	,	PUNCT
ajst-32540	55	9	data	datum	NOUN
ajst-32540	55	10	shows	show	VERB
ajst-32540	55	11	that	that	SCONJ
ajst-32540	55	12	69.17	69.17	NUM
ajst-32540	55	13	%	%	NOUN
ajst-32540	55	14	of	of	ADP
ajst-32540	55	15	respondents	respondent	NOUN
ajst-32540	55	16	said	say	VERB
ajst-32540	55	17	they	they	PRON
ajst-32540	55	18	or	or	CCONJ
ajst-32540	55	19	their	their	PRON
ajst-32540	55	20	friends	friend	NOUN
ajst-32540	55	21	have	have	AUX
ajst-32540	55	22	bought	buy	VERB
ajst-32540	55	23	life	life	NOUN
ajst-32540	55	24	insurance	insurance	NOUN
ajst-32540	55	25	,	,	PUNCT
ajst-32540	55	26	which	which	PRON
ajst-32540	55	27	is	be	AUX
ajst-32540	55	28	significantly	significantly	ADV
ajst-32540	55	29	higher	high	ADJ
ajst-32540	55	30	than	than	ADP
ajst-32540	55	31	other	other	ADJ
ajst-32540	55	32	types	type	NOUN
ajst-32540	55	33	of	of	ADP
ajst-32540	55	34	insurance	insurance	NOUN
ajst-32540	55	35	the	the	DET
ajst-32540	55	36	importance	importance	NOUN
ajst-32540	55	37	we	we	PRON
ajst-32540	55	38	attach	attach	VERB
ajst-32540	55	39	to	to	ADP
ajst-32540	55	40	life	life	NOUN
ajst-32540	55	41	insurance	insurance	NOUN
ajst-32540	55	42	.	.	PUNCT
ajst-32540	56	1	this	this	DET
ajst-32540	56	2	data	datum	NOUN
ajst-32540	56	3	shows	show	VERB
ajst-32540	56	4	that	that	SCONJ
ajst-32540	56	5	people	people	NOUN
ajst-32540	56	6	generally	generally	ADV
ajst-32540	56	7	pay	pay	VERB
ajst-32540	56	8	attention	attention	NOUN
ajst-32540	56	9	to	to	ADP
ajst-32540	56	10	their	their	PRON
ajst-32540	56	11	own	own	ADJ
ajst-32540	56	12	and	and	CCONJ
ajst-32540	56	13	their	their	PRON
ajst-32540	56	14	family	family	NOUN
ajst-32540	56	15	's	's	PART
ajst-32540	56	16	longterm	longterm	PROPN
ajst-32540	56	17	protection	protection	NOUN
ajst-32540	56	18	needs	need	NOUN
ajst-32540	56	19	.	.	PUNCT
ajst-32540	57	1	from	from	ADP
ajst-32540	57	2	the	the	DET
ajst-32540	57	3	perspective	perspective	NOUN
ajst-32540	57	4	of	of	ADP
ajst-32540	57	5	product	product	NOUN
ajst-32540	57	6	recognition	recognition	NOUN
ajst-32540	57	7	in	in	ADP
ajst-32540	57	8	the	the	DET
ajst-32540	57	9	insurance	insurance	NOUN
ajst-32540	57	10	market	market	NOUN
ajst-32540	57	11	,	,	PUNCT
ajst-32540	57	12	the	the	DET
ajst-32540	57	13	survey	survey	NOUN
ajst-32540	57	14	results	result	NOUN
ajst-32540	57	15	show	show	VERB
ajst-32540	57	16	that	that	SCONJ
ajst-32540	57	17	63.16	63.16	NUM
ajst-32540	57	18	%	%	NOUN
ajst-32540	57	19	of	of	ADP
ajst-32540	57	20	respondents	respondent	NOUN
ajst-32540	57	21	said	say	VERB
ajst-32540	57	22	that	that	SCONJ
ajst-32540	57	23	they	they	PRON
ajst-32540	57	24	or	or	CCONJ
ajst-32540	57	25	their	their	PRON
ajst-32540	57	26	surrounding	surround	VERB
ajst-32540	57	27	people	people	NOUN
ajst-32540	57	28	have	have	AUX
ajst-32540	57	29	never	never	ADV
ajst-32540	57	30	known	know	VERB
ajst-32540	57	31	the	the	DET
ajst-32540	57	32	products	product	NOUN
ajst-32540	57	33	of	of	ADP
ajst-32540	57	34	other	other	ADJ
ajst-32540	57	35	insurance	insurance	NOUN
ajst-32540	57	36	companies	company	NOUN
ajst-32540	57	37	,	,	PUNCT
ajst-32540	57	38	which	which	PRON
ajst-32540	57	39	indicates	indicate	VERB
ajst-32540	57	40	that	that	SCONJ
ajst-32540	57	41	the	the	DET
ajst-32540	57	42	market	market	NOUN
ajst-32540	57	43	recognition	recognition	NOUN
ajst-32540	57	44	of	of	ADP
ajst-32540	57	45	insurance	insurance	NOUN
ajst-32540	57	46	products	product	NOUN
ajst-32540	57	47	is	be	AUX
ajst-32540	57	48	high	high	ADJ
ajst-32540	57	49	.	.	PUNCT
ajst-32540	58	1	when	when	SCONJ
ajst-32540	58	2	investigating	investigate	VERB
ajst-32540	58	3	the	the	DET
ajst-32540	58	4	reasons	reason	NOUN
ajst-32540	58	5	why	why	SCONJ
ajst-32540	58	6	consumers	consumer	NOUN
ajst-32540	58	7	do	do	AUX
ajst-32540	58	8	not	not	PART
ajst-32540	58	9	choose	choose	VERB
ajst-32540	58	10	other	other	ADJ
ajst-32540	58	11	insurance	insurance	NOUN
ajst-32540	58	12	companies	company	NOUN
ajst-32540	58	13	,	,	PUNCT
ajst-32540	58	14	the	the	DET
ajst-32540	58	15	survey	survey	NOUN
ajst-32540	58	16	found	find	VERB
ajst-32540	58	17	that	that	SCONJ
ajst-32540	58	18	36.73	36.73	NUM
ajst-32540	58	19	%	%	NOUN
ajst-32540	58	20	of	of	ADP
ajst-32540	58	21	respondents	respondent	NOUN
ajst-32540	58	22	stated	state	VERB
ajst-32540	58	23	lack	lack	NOUN
ajst-32540	58	24	of	of	ADP
ajst-32540	58	25	relevant	relevant	ADJ
ajst-32540	58	26	needs	need	NOUN
ajst-32540	58	27	was	be	AUX
ajst-32540	58	28	the	the	DET
ajst-32540	58	29	primary	primary	ADJ
ajst-32540	58	30	reason	reason	NOUN
ajst-32540	58	31	.	.	PUNCT
ajst-32540	59	1	additionally	additionally	ADV
ajst-32540	59	2	,	,	PUNCT
ajst-32540	59	3	28.57	28.57	NUM
ajst-32540	59	4	%	%	NOUN
ajst-32540	59	5	of	of	ADP
ajst-32540	59	6	respondents	respondent	NOUN
ajst-32540	59	7	believed	believe	VERB
ajst-32540	59	8	that	that	SCONJ
ajst-32540	59	9	service	service	NOUN
ajst-32540	59	10	quality	quality	NOUN
ajst-32540	59	11	was	be	AUX
ajst-32540	59	12	low	low	ADJ
ajst-32540	59	13	.	.	PUNCT
ajst-32540	60	1	this	this	PRON
ajst-32540	60	2	clearly	clearly	ADV
ajst-32540	60	3	indicates	indicate	VERB
ajst-32540	60	4	that	that	SCONJ
ajst-32540	60	5	for	for	SCONJ
ajst-32540	60	6	insurance	insurance	NOUN
ajst-32540	60	7	companies	company	NOUN
ajst-32540	60	8	to	to	PART
ajst-32540	60	9	gain	gain	VERB
ajst-32540	60	10	an	an	DET
ajst-32540	60	11	advantage	advantage	NOUN
ajst-32540	60	12	in	in	ADP
ajst-32540	60	13	the	the	DET
ajst-32540	60	14	highly	highly	ADV
ajst-32540	60	15	competitive	competitive	ADJ
ajst-32540	60	16	market	market	NOUN
ajst-32540	60	17	,	,	PUNCT
ajst-32540	60	18	they	they	PRON
ajst-32540	60	19	must	must	AUX
ajst-32540	60	20	not	not	PART
ajst-32540	60	21	only	only	ADV
ajst-32540	60	22	place	place	VERB
ajst-32540	60	23	great	great	ADJ
ajst-32540	60	24	emphasis	emphasis	NOUN
ajst-32540	60	25	on	on	ADP
ajst-32540	60	26	customers	customer	NOUN
ajst-32540	60	27	'	'	PART
ajst-32540	60	28	actual	actual	ADJ
ajst-32540	60	29	needs	need	NOUN
ajst-32540	60	30	but	but	CCONJ
ajst-32540	60	31	also	also	ADV
ajst-32540	60	32	invest	invest	VERB
ajst-32540	60	33	more	more	ADJ
ajst-32540	60	34	effort	effort	NOUN
ajst-32540	60	35	in	in	ADP
ajst-32540	60	36	improving	improve	VERB
ajst-32540	60	37	service	service	NOUN
ajst-32540	60	38	quality	quality	NOUN
ajst-32540	60	39	and	and	CCONJ
ajst-32540	60	40	brand	brand	NOUN
ajst-32540	60	41	image	image	NOUN
ajst-32540	60	42	.	.	PUNCT
ajst-32540	61	1	they	they	PRON
ajst-32540	61	2	need	need	VERB
ajst-32540	61	3	to	to	PART
ajst-32540	61	4	accurately	accurately	ADV
ajst-32540	61	5	target	target	VERB
ajst-32540	61	6	the	the	DET
ajst-32540	61	7	market	market	NOUN
ajst-32540	61	8	and	and	CCONJ
ajst-32540	61	9	develop	develop	VERB
ajst-32540	61	10	insurance	insurance	NOUN
ajst-32540	61	11	products	product	NOUN
ajst-32540	61	12	that	that	PRON
ajst-32540	61	13	better	well	ADV
ajst-32540	61	14	meet	meet	VERB
ajst-32540	61	15	consumer	consumer	NOUN
ajst-32540	61	16	demands	demand	NOUN
ajst-32540	61	17	,	,	PUNCT
ajst-32540	61	18	thereby	thereby	ADV
ajst-32540	61	19	promoting	promote	VERB
ajst-32540	61	20	the	the	DET
ajst-32540	61	21	healthy	healthy	ADJ
ajst-32540	61	22	development	development	NOUN
ajst-32540	61	23	of	of	ADP
ajst-32540	61	24	the	the	DET
ajst-32540	61	25	insurance	insurance	NOUN
ajst-32540	61	26	market	market	NOUN
ajst-32540	61	27	.	.	PUNCT
ajst-32540	62	1	2.2	2.2	NUM
ajst-32540	62	2	opportunities	opportunity	NOUN
ajst-32540	62	3	and	and	CCONJ
ajst-32540	62	4	challenges	challenge	NOUN
ajst-32540	62	5	behind	behind	ADP
ajst-32540	62	6	the	the	DET
ajst-32540	62	7	data	datum	NOUN
ajst-32540	62	8	this	this	DET
ajst-32540	62	9	survey	survey	NOUN
ajst-32540	62	10	focuses	focus	VERB
ajst-32540	62	11	on	on	ADP
ajst-32540	62	12	the	the	DET
ajst-32540	62	13	insurance	insurance	NOUN
ajst-32540	62	14	industry	industry	NOUN
ajst-32540	62	15	,	,	PUNCT
ajst-32540	62	16	and	and	CCONJ
ajst-32540	62	17	through	through	ADP
ajst-32540	62	18	the	the	DET
ajst-32540	62	19	collection	collection	NOUN
ajst-32540	62	20	and	and	CCONJ
ajst-32540	62	21	analysis	analysis	NOUN
ajst-32540	62	22	of	of	ADP
ajst-32540	62	23	data	datum	NOUN
ajst-32540	62	24	,	,	PUNCT
ajst-32540	62	25	it	it	PRON
ajst-32540	62	26	deeply	deeply	ADV
ajst-32540	62	27	explores	explore	VERB
ajst-32540	62	28	the	the	DET
ajst-32540	62	29	development	development	NOUN
ajst-32540	62	30	status	status	NOUN
ajst-32540	62	31	,	,	PUNCT
ajst-32540	62	32	consumer	consumer	NOUN
ajst-32540	62	33	preferences	preference	NOUN
ajst-32540	62	34	and	and	CCONJ
ajst-32540	62	35	future	future	ADJ
ajst-32540	62	36	trends	trend	NOUN
ajst-32540	62	37	of	of	ADP
ajst-32540	62	38	the	the	DET
ajst-32540	62	39	insurance	insurance	NOUN
ajst-32540	62	40	industry	industry	NOUN
ajst-32540	62	41	.	.	PUNCT
ajst-32540	63	1	in	in	ADP
ajst-32540	63	2	terms	term	NOUN
ajst-32540	63	3	of	of	ADP
ajst-32540	63	4	service	service	NOUN
ajst-32540	63	5	,	,	PUNCT
ajst-32540	63	6	the	the	DET
ajst-32540	63	7	data	datum	NOUN
ajst-32540	63	8	clearly	clearly	ADV
ajst-32540	63	9	reflects	reflect	VERB
ajst-32540	63	10	the	the	DET
ajst-32540	63	11	positive	positive	ADJ
ajst-32540	63	12	transformation	transformation	NOUN
ajst-32540	63	13	in	in	ADP
ajst-32540	63	14	the	the	DET
ajst-32540	63	15	insurance	insurance	NOUN
ajst-32540	63	16	industry	industry	NOUN
ajst-32540	63	17	.	.	PUNCT
ajst-32540	64	1	63.21	63.21	NUM
ajst-32540	64	2	%	%	NOUN
ajst-32540	64	3	of	of	ADP
ajst-32540	64	4	respondents	respondent	NOUN
ajst-32540	64	5	perceive	perceive	ADJ
ajst-32540	64	6	that	that	SCONJ
ajst-32540	64	7	insurance	insurance	NOUN
ajst-32540	64	8	services	service	NOUN
ajst-32540	64	9	have	have	AUX
ajst-32540	64	10	become	become	VERB
ajst-32540	64	11	more	more	ADV
ajst-32540	64	12	personalized	personalized	ADJ
ajst-32540	64	13	in	in	ADP
ajst-32540	64	14	recent	recent	ADJ
ajst-32540	64	15	years	year	NOUN
ajst-32540	64	16	,	,	PUNCT
ajst-32540	64	17	while	while	SCONJ
ajst-32540	64	18	61.32	61.32	NUM
ajst-32540	64	19	%	%	NOUN
ajst-32540	64	20	agree	agree	VERB
ajst-32540	64	21	that	that	SCONJ
ajst-32540	64	22	the	the	DET
ajst-32540	64	23	insurance	insurance	NOUN
ajst-32540	64	24	application	application	NOUN
ajst-32540	64	25	process	process	NOUN
ajst-32540	64	26	has	have	AUX
ajst-32540	64	27	become	become	VERB
ajst-32540	64	28	more	more	ADV
ajst-32540	64	29	transparent	transparent	ADJ
ajst-32540	64	30	.	.	PUNCT
ajst-32540	65	1	these	these	DET
ajst-32540	65	2	figures	figure	NOUN
ajst-32540	65	3	intuitively	intuitively	ADV
ajst-32540	65	4	show	show	VERB
ajst-32540	65	5	that	that	SCONJ
ajst-32540	65	6	the	the	DET
ajst-32540	65	7	insurance	insurance	NOUN
ajst-32540	65	8	industry	industry	NOUN
ajst-32540	65	9	has	have	AUX
ajst-32540	65	10	made	make	VERB
ajst-32540	65	11	significant	significant	ADJ
ajst-32540	65	12	progress	progress	NOUN
ajst-32540	65	13	in	in	ADP
ajst-32540	65	14	meeting	meet	VERB
ajst-32540	65	15	customers	customer	NOUN
ajst-32540	65	16	'	'	PART
ajst-32540	65	17	personalized	personalize	VERB
ajst-32540	65	18	needs	need	NOUN
ajst-32540	65	19	and	and	CCONJ
ajst-32540	65	20	enhancing	enhance	VERB
ajst-32540	65	21	transparency	transparency	NOUN
ajst-32540	65	22	,	,	PUNCT
ajst-32540	65	23	reflecting	reflect	VERB
ajst-32540	65	24	a	a	DET
ajst-32540	65	25	growing	grow	VERB
ajst-32540	65	26	emphasis	emphasis	NOUN
ajst-32540	65	27	on	on	ADP
ajst-32540	65	28	customer	customer	NOUN
ajst-32540	65	29	experience	experience	NOUN
ajst-32540	65	30	.	.	PUNCT
ajst-32540	66	1	when	when	SCONJ
ajst-32540	66	2	it	it	PRON
ajst-32540	66	3	comes	come	VERB
ajst-32540	66	4	to	to	ADP
ajst-32540	66	5	marketing	marketing	NOUN
ajst-32540	66	6	methods	method	NOUN
ajst-32540	66	7	in	in	ADP
ajst-32540	66	8	the	the	DET
ajst-32540	66	9	insurance	insurance	NOUN
ajst-32540	66	10	industry	industry	NOUN
ajst-32540	66	11	,	,	PUNCT
ajst-32540	66	12	consumer	consumer	NOUN
ajst-32540	66	13	preferences	preference	NOUN
ajst-32540	66	14	are	be	AUX
ajst-32540	66	15	very	very	ADV
ajst-32540	66	16	clear	clear	ADJ
ajst-32540	66	17	.	.	PUNCT
ajst-32540	67	1	as	as	ADV
ajst-32540	67	2	high	high	ADJ
ajst-32540	67	3	as	as	ADP
ajst-32540	67	4	85.85	85.85	NUM
ajst-32540	67	5	%	%	NOUN
ajst-32540	67	6	of	of	ADP
ajst-32540	67	7	respondents	respondent	NOUN
ajst-32540	67	8	view	view	VERB
ajst-32540	67	9	customer	customer	NOUN
ajst-32540	67	10	service	service	NOUN
ajst-32540	67	11	quality	quality	NOUN
ajst-32540	67	12	(	(	PUNCT
ajst-32540	67	13	including	include	VERB
ajst-32540	67	14	claims	claim	NOUN
ajst-32540	67	15	processing	processing	NOUN
ajst-32540	67	16	and	and	CCONJ
ajst-32540	67	17	consulting	consulting	NOUN
ajst-32540	67	18	services	service	NOUN
ajst-32540	67	19	)	)	PUNCT
ajst-32540	67	20	as	as	ADP
ajst-32540	67	21	the	the	DET
ajst-32540	67	22	most	most	ADV
ajst-32540	67	23	attractive	attractive	ADJ
ajst-32540	67	24	factor	factor	NOUN
ajst-32540	67	25	in	in	ADP
ajst-32540	67	26	insurance	insurance	NOUN
ajst-32540	67	27	marketing	marketing	NOUN
ajst-32540	67	28	,	,	PUNCT
ajst-32540	67	29	which	which	PRON
ajst-32540	67	30	profoundly	profoundly	ADV
ajst-32540	67	31	reflects	reflect	VERB
ajst-32540	67	32	consumers	consumer	NOUN
ajst-32540	67	33	'	'	PART
ajst-32540	67	34	high	high	ADJ
ajst-32540	67	35	concern	concern	NOUN
ajst-32540	67	36	for	for	ADP
ajst-32540	67	37	service	service	NOUN
ajst-32540	67	38	experience	experience	NOUN
ajst-32540	67	39	.	.	PUNCT
ajst-32540	68	1	in	in	ADP
ajst-32540	68	2	comparison	comparison	NOUN
ajst-32540	68	3	,	,	PUNCT
ajst-32540	68	4	while	while	SCONJ
ajst-32540	68	5	discounted	discount	VERB
ajst-32540	68	6	prices	price	NOUN
ajst-32540	68	7	,	,	PUNCT
ajst-32540	68	8	word	word	NOUN
ajst-32540	68	9	-	-	PUNCT
ajst-32540	68	10	ofmouth	ofmouth	ADJ
ajst-32540	68	11	recommendations	recommendation	NOUN
ajst-32540	68	12	,	,	PUNCT
ajst-32540	68	13	and	and	CCONJ
ajst-32540	68	14	brand	brand	NOUN
ajst-32540	68	15	reputation	reputation	NOUN
ajst-32540	68	16	are	be	AUX
ajst-32540	68	17	also	also	ADV
ajst-32540	68	18	favored	favor	VERB
ajst-32540	68	19	by	by	ADP
ajst-32540	68	20	consumers	consumer	NOUN
ajst-32540	68	21	,	,	PUNCT
ajst-32540	68	22	they	they	PRON
ajst-32540	68	23	are	be	AUX
ajst-32540	68	24	less	less	ADV
ajst-32540	68	25	attractive	attractive	ADJ
ajst-32540	68	26	than	than	ADP
ajst-32540	68	27	customer	customer	NOUN
ajst-32540	68	28	service	service	NOUN
ajst-32540	68	29	quality	quality	NOUN
ajst-32540	68	30	.	.	PUNCT
ajst-32540	69	1	when	when	SCONJ
ajst-32540	69	2	it	it	PRON
ajst-32540	69	3	comes	come	VERB
ajst-32540	69	4	to	to	ADP
ajst-32540	69	5	purchasing	purchase	VERB
ajst-32540	69	6	channels	channel	NOUN
ajst-32540	69	7	,	,	PUNCT
ajst-32540	69	8	93.4	93.4	NUM
ajst-32540	69	9	%	%	NOUN
ajst-32540	69	10	of	of	ADP
ajst-32540	69	11	respondents	respondent	NOUN
ajst-32540	69	12	prefer	prefer	VERB
ajst-32540	69	13	buying	buy	VERB
ajst-32540	69	14	insurance	insurance	NOUN
ajst-32540	69	15	products	product	NOUN
ajst-32540	69	16	through	through	ADP
ajst-32540	69	17	online	online	ADJ
ajst-32540	69	18	platforms	platform	NOUN
ajst-32540	69	19	,	,	PUNCT
ajst-32540	69	20	clearly	clearly	ADV
ajst-32540	69	21	demonstrating	demonstrate	VERB
ajst-32540	69	22	their	their	PRON
ajst-32540	69	23	pursuit	pursuit	NOUN
ajst-32540	69	24	of	of	ADP
ajst-32540	69	25	convenient	convenient	ADJ
ajst-32540	69	26	and	and	CCONJ
ajst-32540	69	27	quick	quick	ADJ
ajst-32540	69	28	purchasing	purchasing	NOUN
ajst-32540	69	29	methods	method	NOUN
ajst-32540	69	30	.	.	PUNCT
ajst-32540	70	1	however	however	ADV
ajst-32540	70	2	,	,	PUNCT
ajst-32540	70	3	offline	offline	ADJ
ajst-32540	70	4	agents	agent	NOUN
ajst-32540	70	5	still	still	ADV
ajst-32540	70	6	receive	receive	VERB
ajst-32540	70	7	recognition	recognition	NOUN
ajst-32540	70	8	from	from	ADP
ajst-32540	70	9	65	65	NUM
ajst-32540	70	10	85.85	85.85	NUM
ajst-32540	70	11	%	%	NOUN
ajst-32540	70	12	of	of	ADP
ajst-32540	70	13	respondents	respondent	NOUN
ajst-32540	70	14	,	,	PUNCT
ajst-32540	70	15	indicating	indicate	VERB
ajst-32540	70	16	that	that	SCONJ
ajst-32540	70	17	face	face	NOUN
ajst-32540	70	18	-	-	PUNCT
ajst-32540	70	19	to	to	ADP
ajst-32540	70	20	-	-	PUNCT
ajst-32540	70	21	face	face	NOUN
ajst-32540	70	22	communication	communication	NOUN
ajst-32540	70	23	remains	remain	VERB
ajst-32540	70	24	valuable	valuable	ADJ
ajst-32540	70	25	in	in	ADP
ajst-32540	70	26	the	the	DET
ajst-32540	70	27	insurance	insurance	NOUN
ajst-32540	70	28	sales	sale	NOUN
ajst-32540	70	29	process	process	NOUN
ajst-32540	70	30	,	,	PUNCT
ajst-32540	70	31	though	though	SCONJ
ajst-32540	70	32	its	its	PRON
ajst-32540	70	33	appeal	appeal	NOUN
ajst-32540	70	34	is	be	AUX
ajst-32540	70	35	slightly	slightly	ADV
ajst-32540	70	36	less	less	ADJ
ajst-32540	70	37	than	than	ADP
ajst-32540	70	38	that	that	PRON
ajst-32540	70	39	of	of	ADP
ajst-32540	70	40	online	online	ADJ
ajst-32540	70	41	channels	channel	NOUN
ajst-32540	70	42	.	.	PUNCT
ajst-32540	71	1	figure	figure	NOUN
ajst-32540	71	2	1	1	NUM
ajst-32540	71	3	.	.	PUNCT
ajst-32540	72	1	insurance	insurance	NOUN
ajst-32540	72	2	services	service	NOUN
ajst-32540	72	3	52.83	52.83	NUM
ajst-32540	72	4	%	%	NOUN
ajst-32540	72	5	63.21	63.21	NUM
ajst-32540	72	6	%	%	NOUN
ajst-32540	72	7	50	50	NUM
ajst-32540	72	8	%	%	NOUN
ajst-32540	72	9	56.60%53.77	56.60%53.77	NUM
ajst-32540	72	10	%	%	NOUN
ajst-32540	72	11	61.32	61.32	NUM
ajst-32540	72	12	%	%	NOUN
ajst-32540	72	13	55.66	55.66	NUM
ajst-32540	72	14	%	%	NOUN
ajst-32540	72	15	58.49	58.49	NUM
ajst-32540	72	16	%	%	NOUN
ajst-32540	72	17	0	0	NUM
ajst-32540	72	18	%	%	NOUN
ajst-32540	72	19	a.more	a.more	ADV
ajst-32540	72	20	 	 	SPACE
ajst-32540	72	21	diverse	diverse	ADJ
ajst-32540	72	22	 	 	SPACE
ajst-32540	72	23	product	product	NOUN
ajst-32540	72	24	 	 	SPACE
ajst-32540	72	25	varieties	variety	NOUN
ajst-32540	72	26	b.more	b.more	ADV
ajst-32540	72	27	 	 	SPACE
ajst-32540	72	28	personalized	personalize	VERB
ajst-32540	72	29	 	 	SPACE
ajst-32540	72	30	service	service	NOUN
ajst-32540	72	31	c.more	c.more	NOUN
ajst-32540	72	32	 	 	SPACE
ajst-32540	72	33	personalized	personalize	VERB
ajst-32540	72	34	 	 	SPACE
ajst-32540	72	35	service	service	NOUN
ajst-32540	72	36	d.more	d.more	NOUN
ajst-32540	72	37	 	 	SPACE
ajst-32540	72	38	convenient	convenient	ADJ
ajst-32540	72	39	 	 	SPACE
ajst-32540	72	40	online	online	ADJ
ajst-32540	72	41	 	 	SPACE
ajst-32540	72	42	shopping	shopping	NOUN
ajst-32540	72	43	e.insurance	e.insurance	NOUN
ajst-32540	72	44	 	 	SPACE
ajst-32540	72	45	education	education	NOUN
ajst-32540	72	46	 	 	SPACE
ajst-32540	72	47	and	and	CCONJ
ajst-32540	72	48	 	 	SPACE
ajst-32540	72	49	the	the	DET
ajst-32540	72	50	 	 	SPACE
ajst-32540	72	51	improvement	improvement	NOUN
ajst-32540	72	52	 	 	SPACE
ajst-32540	72	53	of	of	ADP
ajst-32540	72	54	 	 	SPACE
ajst-32540	72	55	its	its	PRON
ajst-32540	72	56	 	 	SPACE
ajst-32540	72	57	popularity	popularity	NOUN
ajst-32540	72	58	 	 	SPACE
ajst-32540	72	59	level	level	NOUN
ajst-32540	72	60	f.insurance	f.insurance	NOUN
ajst-32540	72	61	 	 	SPACE
ajst-32540	72	62	education	education	NOUN
ajst-32540	72	63	 	 	SPACE
ajst-32540	72	64	and	and	CCONJ
ajst-32540	72	65	 	 	SPACE
ajst-32540	72	66	the	the	DET
ajst-32540	72	67	 	 	SPACE
ajst-32540	72	68	improvement	improvement	NOUN
ajst-32540	72	69	 	 	SPACE
ajst-32540	72	70	of	of	ADP
ajst-32540	72	71	 	 	SPACE
ajst-32540	72	72	its	its	PRON
ajst-32540	72	73	 	 	SPACE
ajst-32540	72	74	popularity	popularity	NOUN
ajst-32540	72	75	 	 	SPACE
ajst-32540	72	76	level	level	NOUN
ajst-32540	72	77	g.more	g.more	NOUN
ajst-32540	72	78	 	 	SPACE
ajst-32540	72	79	flexible	flexible	ADJ
ajst-32540	72	80	 	 	SPACE
ajst-32540	72	81	insurance	insurance	NOUN
ajst-32540	72	82	 	 	SPACE
ajst-32540	72	83	products	product	NOUN
ajst-32540	72	84	h.more	h.more	ADV
ajst-32540	72	85	 	 	SPACE
ajst-32540	72	86	rapid	rapid	ADJ
ajst-32540	72	87	 	 	SPACE
ajst-32540	72	88	demand	demand	NOUN
ajst-32540	72	89	 	 	SPACE
ajst-32540	72	90	response	response	NOUN
ajst-32540	72	91	i.other	i.other	ADP
ajst-32540	72	92	66	66	NUM
ajst-32540	72	93	figure	figure	NOUN
ajst-32540	72	94	2	2	NUM
ajst-32540	72	95	.	.	PUNCT
ajst-32540	72	96	marketing	marketing	NOUN
ajst-32540	72	97	situation	situation	NOUN
ajst-32540	72	98	of	of	ADP
ajst-32540	72	99	the	the	DET
ajst-32540	72	100	insurance	insurance	NOUN
ajst-32540	72	101	industry	industry	NOUN
ajst-32540	72	102	from	from	ADP
ajst-32540	72	103	the	the	DET
ajst-32540	72	104	perspective	perspective	NOUN
ajst-32540	72	105	of	of	ADP
ajst-32540	72	106	industry	industry	NOUN
ajst-32540	72	107	transformation	transformation	NOUN
ajst-32540	72	108	,	,	PUNCT
ajst-32540	72	109	the	the	DET
ajst-32540	72	110	positive	positive	ADJ
ajst-32540	72	111	impact	impact	NOUN
ajst-32540	72	112	brought	bring	VERB
ajst-32540	72	113	about	about	ADP
ajst-32540	72	114	by	by	ADP
ajst-32540	72	115	digitalization	digitalization	NOUN
ajst-32540	72	116	and	and	CCONJ
ajst-32540	72	117	technological	technological	ADJ
ajst-32540	72	118	innovation	innovation	NOUN
ajst-32540	72	119	has	have	AUX
ajst-32540	72	120	been	be	AUX
ajst-32540	72	121	widely	widely	ADV
ajst-32540	72	122	recognized	recognize	VERB
ajst-32540	72	123	.	.	PUNCT
ajst-32540	73	1	80.19	80.19	NUM
ajst-32540	73	2	%	%	NOUN
ajst-32540	73	3	of	of	ADP
ajst-32540	73	4	respondents	respondent	NOUN
ajst-32540	73	5	reported	report	VERB
ajst-32540	73	6	that	that	SCONJ
ajst-32540	73	7	digital	digital	ADJ
ajst-32540	73	8	transformation	transformation	NOUN
ajst-32540	73	9	has	have	AUX
ajst-32540	73	10	provided	provide	VERB
ajst-32540	73	11	them	they	PRON
ajst-32540	73	12	with	with	ADP
ajst-32540	73	13	better	well	ADJ
ajst-32540	73	14	experiences	experience	NOUN
ajst-32540	73	15	,	,	PUNCT
ajst-32540	73	16	indicating	indicate	VERB
ajst-32540	73	17	that	that	SCONJ
ajst-32540	73	18	the	the	DET
ajst-32540	73	19	advancement	advancement	NOUN
ajst-32540	73	20	of	of	ADP
ajst-32540	73	21	digitalization	digitalization	NOUN
ajst-32540	73	22	in	in	ADP
ajst-32540	73	23	the	the	DET
ajst-32540	73	24	insurance	insurance	NOUN
ajst-32540	73	25	sector	sector	NOUN
ajst-32540	73	26	has	have	AUX
ajst-32540	73	27	gained	gain	VERB
ajst-32540	73	28	widespread	widespread	ADJ
ajst-32540	73	29	consumer	consumer	NOUN
ajst-32540	73	30	approval	approval	NOUN
ajst-32540	73	31	.	.	PUNCT
ajst-32540	74	1	at	at	ADP
ajst-32540	74	2	the	the	DET
ajst-32540	74	3	same	same	ADJ
ajst-32540	74	4	time	time	NOUN
ajst-32540	74	5	,	,	PUNCT
ajst-32540	74	6	87.74	87.74	NUM
ajst-32540	74	7	%	%	NOUN
ajst-32540	74	8	of	of	ADP
ajst-32540	74	9	respondents	respondent	NOUN
ajst-32540	74	10	believe	believe	VERB
ajst-32540	74	11	that	that	SCONJ
ajst-32540	74	12	technological	technological	ADJ
ajst-32540	74	13	innovation	innovation	NOUN
ajst-32540	74	14	has	have	AUX
ajst-32540	74	15	improved	improve	VERB
ajst-32540	74	16	service	service	NOUN
ajst-32540	74	17	quality	quality	NOUN
ajst-32540	74	18	,	,	PUNCT
ajst-32540	74	19	and	and	CCONJ
ajst-32540	74	20	86.79	86.79	NUM
ajst-32540	74	21	%	%	NOUN
ajst-32540	74	22	of	of	ADP
ajst-32540	74	23	respondents	respondent	NOUN
ajst-32540	74	24	think	think	VERB
ajst-32540	74	25	these	these	DET
ajst-32540	74	26	innovations	innovation	NOUN
ajst-32540	74	27	have	have	AUX
ajst-32540	74	28	simplified	simplify	VERB
ajst-32540	74	29	the	the	DET
ajst-32540	74	30	purchase	purchase	NOUN
ajst-32540	74	31	and	and	CCONJ
ajst-32540	74	32	claims	claim	NOUN
ajst-32540	74	33	processes	process	NOUN
ajst-32540	74	34	.	.	PUNCT
ajst-32540	75	1	this	this	PRON
ajst-32540	75	2	shows	show	VERB
ajst-32540	75	3	that	that	SCONJ
ajst-32540	75	4	the	the	DET
ajst-32540	75	5	application	application	NOUN
ajst-32540	75	6	of	of	ADP
ajst-32540	75	7	technology	technology	NOUN
ajst-32540	75	8	in	in	ADP
ajst-32540	75	9	the	the	DET
ajst-32540	75	10	insurance	insurance	NOUN
ajst-32540	75	11	industry	industry	NOUN
ajst-32540	75	12	is	be	AUX
ajst-32540	75	13	not	not	PART
ajst-32540	75	14	only	only	ADV
ajst-32540	75	15	widely	widely	ADV
ajst-32540	75	16	acknowledged	acknowledge	VERB
ajst-32540	75	17	but	but	CCONJ
ajst-32540	75	18	also	also	ADV
ajst-32540	75	19	genuinely	genuinely	ADV
ajst-32540	75	20	enhances	enhance	VERB
ajst-32540	75	21	customer	customer	NOUN
ajst-32540	75	22	experience	experience	NOUN
ajst-32540	75	23	significantly	significantly	ADV
ajst-32540	75	24	.	.	PUNCT
ajst-32540	76	1	consumer	consumer	NOUN
ajst-32540	76	2	perceptions	perception	NOUN
ajst-32540	76	3	of	of	ADP
ajst-32540	76	4	the	the	DET
ajst-32540	76	5	insurance	insurance	NOUN
ajst-32540	76	6	market	market	NOUN
ajst-32540	76	7	are	be	AUX
ajst-32540	76	8	also	also	ADV
ajst-32540	76	9	reflected	reflect	VERB
ajst-32540	76	10	in	in	ADP
ajst-32540	76	11	the	the	DET
ajst-32540	76	12	survey	survey	NOUN
ajst-32540	76	13	.	.	PUNCT
ajst-32540	77	1	76.42	76.42	NUM
ajst-32540	77	2	%	%	NOUN
ajst-32540	77	3	of	of	ADP
ajst-32540	77	4	respondents	respondent	NOUN
ajst-32540	77	5	believe	believe	VERB
ajst-32540	77	6	that	that	SCONJ
ajst-32540	77	7	competition	competition	NOUN
ajst-32540	77	8	in	in	ADP
ajst-32540	77	9	the	the	DET
ajst-32540	77	10	insurance	insurance	NOUN
ajst-32540	77	11	market	market	NOUN
ajst-32540	77	12	is	be	AUX
ajst-32540	77	13	intense	intense	ADJ
ajst-32540	77	14	and	and	CCONJ
ajst-32540	77	15	prices	price	NOUN
ajst-32540	77	16	are	be	AUX
ajst-32540	77	17	transparent	transparent	ADJ
ajst-32540	77	18	,	,	PUNCT
ajst-32540	77	19	and	and	CCONJ
ajst-32540	77	20	this	this	DET
ajst-32540	77	21	proportion	proportion	NOUN
ajst-32540	77	22	of	of	ADP
ajst-32540	77	23	respondents	respondent	NOUN
ajst-32540	77	24	also	also	ADV
ajst-32540	77	25	acknowledge	acknowledge	VERB
ajst-32540	77	26	improvements	improvement	NOUN
ajst-32540	77	27	in	in	ADP
ajst-32540	77	28	service	service	NOUN
ajst-32540	77	29	quality	quality	NOUN
ajst-32540	77	30	.	.	PUNCT
ajst-32540	78	1	this	this	PRON
ajst-32540	78	2	indicates	indicate	VERB
ajst-32540	78	3	that	that	SCONJ
ajst-32540	78	4	consumers	consumer	NOUN
ajst-32540	78	5	maintain	maintain	VERB
ajst-32540	78	6	a	a	DET
ajst-32540	78	7	close	close	ADJ
ajst-32540	78	8	watch	watch	NOUN
ajst-32540	78	9	on	on	ADP
ajst-32540	78	10	market	market	NOUN
ajst-32540	78	11	dynamics	dynamic	NOUN
ajst-32540	78	12	and	and	CCONJ
ajst-32540	78	13	service	service	NOUN
ajst-32540	78	14	quality	quality	NOUN
ajst-32540	78	15	,	,	PUNCT
ajst-32540	78	16	which	which	PRON
ajst-32540	78	17	is	be	AUX
ajst-32540	78	18	likely	likely	ADJ
ajst-32540	78	19	to	to	PART
ajst-32540	78	20	have	have	VERB
ajst-32540	78	21	a	a	DET
ajst-32540	78	22	significant	significant	ADJ
ajst-32540	78	23	impact	impact	NOUN
ajst-32540	78	24	when	when	SCONJ
ajst-32540	78	25	making	make	VERB
ajst-32540	78	26	purchasing	purchasing	NOUN
ajst-32540	78	27	decisions	decision	NOUN
ajst-32540	78	28	.	.	PUNCT
ajst-32540	79	1	looking	look	VERB
ajst-32540	79	2	forward	forward	ADV
ajst-32540	79	3	to	to	ADP
ajst-32540	79	4	the	the	DET
ajst-32540	79	5	future	future	NOUN
ajst-32540	79	6	of	of	ADP
ajst-32540	79	7	the	the	DET
ajst-32540	79	8	insurance	insurance	NOUN
ajst-32540	79	9	industry	industry	NOUN
ajst-32540	79	10	,	,	PUNCT
ajst-32540	79	11	the	the	DET
ajst-32540	79	12	trend	trend	NOUN
ajst-32540	79	13	of	of	ADP
ajst-32540	79	14	sales	sale	NOUN
ajst-32540	79	15	channel	channel	NOUN
ajst-32540	79	16	transformation	transformation	NOUN
ajst-32540	79	17	is	be	AUX
ajst-32540	79	18	evident	evident	ADJ
ajst-32540	79	19	.	.	PUNCT
ajst-32540	80	1	all	all	DET
ajst-32540	80	2	respondents	respondent	NOUN
ajst-32540	80	3	involved	involve	VERB
ajst-32540	80	4	in	in	ADP
ajst-32540	80	5	the	the	DET
ajst-32540	80	6	survey	survey	NOUN
ajst-32540	80	7	.	.	PUNCT
ajst-32540	81	1	visitors	visitor	NOUN
ajst-32540	81	2	unanimously	unanimously	ADV
ajst-32540	81	3	agreed	agree	VERB
ajst-32540	81	4	that	that	SCONJ
ajst-32540	81	5	future	future	ADJ
ajst-32540	81	6	insurance	insurance	NOUN
ajst-32540	81	7	product	product	NOUN
ajst-32540	81	8	sales	sale	NOUN
ajst-32540	81	9	will	will	AUX
ajst-32540	81	10	rely	rely	VERB
ajst-32540	81	11	more	more	ADV
ajst-32540	81	12	on	on	ADP
ajst-32540	81	13	online	online	ADJ
ajst-32540	81	14	channels	channel	NOUN
ajst-32540	81	15	,	,	PUNCT
ajst-32540	81	16	and	and	CCONJ
ajst-32540	81	17	the	the	DET
ajst-32540	81	18	hybrid	hybrid	ADJ
ajst-32540	81	19	model	model	NOUN
ajst-32540	81	20	(	(	PUNCT
ajst-32540	81	21	online	online	ADJ
ajst-32540	81	22	+	+	CCONJ
ajst-32540	81	23	offline	offline	ADJ
ajst-32540	81	24	)	)	PUNCT
ajst-32540	81	25	will	will	AUX
ajst-32540	81	26	become	become	VERB
ajst-32540	81	27	the	the	DET
ajst-32540	81	28	mainstream	mainstream	ADJ
ajst-32540	81	29	sales	sale	NOUN
ajst-32540	81	30	model	model	NOUN
ajst-32540	81	31	.	.	PUNCT
ajst-32540	82	1	with	with	ADP
ajst-32540	82	2	the	the	DET
ajst-32540	82	3	continu	continu	PROPN
ajst-32540	82	4	ous	ous	PROPN
ajst-32540	82	5	development	development	NOUN
ajst-32540	82	6	of	of	ADP
ajst-32540	82	7	technology	technology	NOUN
ajst-32540	82	8	and	and	CCONJ
ajst-32540	82	9	the	the	DET
ajst-32540	82	10	gradual	gradual	ADJ
ajst-32540	82	11	change	change	NOUN
ajst-32540	82	12	in	in	ADP
ajst-32540	82	13	consumer	consumer	NOUN
ajst-32540	82	14	habits	habit	NOUN
ajst-32540	82	15	,	,	PUNCT
ajst-32540	82	16	the	the	DET
ajst-32540	82	17	rise	rise	NOUN
ajst-32540	82	18	of	of	ADP
ajst-32540	82	19	online	online	ADJ
ajst-32540	82	20	sales	sale	NOUN
ajst-32540	82	21	channels	channel	NOUN
ajst-32540	82	22	is	be	AUX
ajst-32540	82	23	bound	bind	VERB
ajst-32540	82	24	to	to	PART
ajst-32540	82	25	have	have	VERB
ajst-32540	82	26	a	a	DET
ajst-32540	82	27	profound	profound	ADJ
ajst-32540	82	28	impact	impact	NOUN
ajst-32540	82	29	on	on	ADP
ajst-32540	82	30	traditional	traditional	ADJ
ajst-32540	82	31	sales	sale	NOUN
ajst-32540	82	32	models	model	NOUN
ajst-32540	82	33	.	.	PUNCT
ajst-32540	83	1	74.53	74.53	NUM
ajst-32540	83	2	%	%	NOUN
ajst-32540	83	3	73.58	73.58	NUM
ajst-32540	83	4	%	%	NOUN
ajst-32540	83	5	76.42%71.70	76.42%71.70	NUM
ajst-32540	83	6	%	%	NOUN
ajst-32540	83	7	85.85	85.85	NUM
ajst-32540	83	8	%	%	NOUN
ajst-32540	83	9	70.75	70.75	NUM
ajst-32540	83	10	%	%	NOUN
ajst-32540	83	11	0	0	NUM
ajst-32540	83	12	%	%	NOUN
ajst-32540	83	13	a.discounted	a.discounte	VERB
ajst-32540	83	14	 	 	SPACE
ajst-32540	83	15	price	price	NOUN
ajst-32540	83	16	 	 	SPACE
ajst-32540	83	17	/	/	SYM
ajst-32540	83	18	 	 	SPACE
ajst-32540	83	19	discount	discount	NOUN
ajst-32540	83	20	 	 	SPACE
ajst-32540	83	21	promotion	promotion	NOUN
ajst-32540	83	22	b.word‐of‐mouth	b.word‐of‐mouth	PROPN
ajst-32540	83	23	 	 	SPACE
ajst-32540	83	24	reputation	reputation	NOUN
ajst-32540	83	25	 	 	SPACE
ajst-32540	83	26	and	and	CCONJ
ajst-32540	83	27	 	 	SPACE
ajst-32540	83	28	recommendations	recommendation	NOUN
ajst-32540	83	29	 	 	SPACE
ajst-32540	83	30	from	from	ADP
ajst-32540	83	31	 	 	SPACE
ajst-32540	83	32	friends	friend	NOUN
ajst-32540	83	33	c.brand	c.brand	NOUN
ajst-32540	83	34	 	 	SPACE
ajst-32540	83	35	and	and	CCONJ
ajst-32540	83	36	 	 	SPACE
ajst-32540	83	37	the	the	DET
ajst-32540	83	38	 	 	SPACE
ajst-32540	83	39	reputation	reputation	NOUN
ajst-32540	83	40	 	 	SPACE
ajst-32540	83	41	of	of	ADP
ajst-32540	83	42	 	 	SPACE
ajst-32540	83	43	the	the	DET
ajst-32540	83	44	 	 	SPACE
ajst-32540	83	45	company	company	NOUN
ajst-32540	83	46	d.personalized	d.personalize	VERB
ajst-32540	83	47	 	 	SPACE
ajst-32540	83	48	customization	customization	NOUN
ajst-32540	83	49	 	 	SPACE
ajst-32540	83	50	of	of	ADP
ajst-32540	83	51	 	 	SPACE
ajst-32540	83	52	insurance	insurance	NOUN
ajst-32540	83	53	 	 	SPACE
ajst-32540	83	54	products	product	NOUN
ajst-32540	83	55	e.customer	e.customer	NOUN
ajst-32540	83	56	 	 	SPACE
ajst-32540	83	57	service	service	NOUN
ajst-32540	83	58	 	 	SPACE
ajst-32540	83	59	quality	quality	NOUN
ajst-32540	83	60	f.the	f.the	PROPN
ajst-32540	83	61	 	 	SPACE
ajst-32540	83	62	convenience	convenience	NOUN
ajst-32540	83	63	 	 	SPACE
ajst-32540	83	64	of	of	ADP
ajst-32540	83	65	 	 	SPACE
ajst-32540	83	66	online	online	ADJ
ajst-32540	83	67	 	 	SPACE
ajst-32540	83	68	platforms	platform	NOUN
ajst-32540	83	69	g.other	g.other	NOUN
ajst-32540	83	70	67	67	NUM
ajst-32540	83	71	figure	figure	NOUN
ajst-32540	83	72	3	3	NUM
ajst-32540	83	73	.	.	PUNCT
ajst-32540	83	74	industry	industry	NOUN
ajst-32540	83	75	changes	change	NOUN
ajst-32540	83	76	in	in	ADP
ajst-32540	83	77	insurance	insurance	NOUN
ajst-32540	83	78	figure	figure	NOUN
ajst-32540	83	79	4	4	NUM
ajst-32540	83	80	.	.	PUNCT
ajst-32540	84	1	consumer	consumer	NOUN
ajst-32540	84	2	perception	perception	NOUN
ajst-32540	84	3	of	of	ADP
ajst-32540	84	4	the	the	DET
ajst-32540	84	5	insurance	insurance	NOUN
ajst-32540	84	6	market	market	NOUN
ajst-32540	84	7	87.74	87.74	NUM
ajst-32540	84	8	%	%	NOUN
ajst-32540	84	9	86.79%86.79	86.79%86.79	NUM
ajst-32540	84	10	%	%	NOUN
ajst-32540	84	11	90.57	90.57	NUM
ajst-32540	84	12	%	%	NOUN
ajst-32540	84	13	0	0	NUM
ajst-32540	84	14	%	%	NOUN
ajst-32540	84	15	a.these	a.these	ADJ
ajst-32540	84	16	 	 	SPACE
ajst-32540	84	17	innovations	innovation	NOUN
ajst-32540	84	18	 	 	SPACE
ajst-32540	84	19	have	have	AUX
ajst-32540	84	20	 	 	SPACE
ajst-32540	84	21	enhanced	enhance	VERB
ajst-32540	84	22	 	 	SPACE
ajst-32540	84	23	the	the	DET
ajst-32540	84	24	 	 	SPACE
ajst-32540	84	25	quality	quality	NOUN
ajst-32540	84	26	 	 	SPACE
ajst-32540	84	27	of	of	ADP
ajst-32540	84	28	 	 	SPACE
ajst-32540	84	29	service	service	NOUN
ajst-32540	84	30	.	.	PUNCT
ajst-32540	85	1	b.these	b.these	ADJ
ajst-32540	85	2	 	 	SPACE
ajst-32540	85	3	innovations	innovation	NOUN
ajst-32540	85	4	 	 	SPACE
ajst-32540	85	5	have	have	AUX
ajst-32540	85	6	 	 	SPACE
ajst-32540	85	7	simplified	simplify	VERB
ajst-32540	85	8	 	 	SPACE
ajst-32540	85	9	the	the	DET
ajst-32540	85	10	 	 	SPACE
ajst-32540	85	11	purchase	purchase	NOUN
ajst-32540	85	12	 	 	SPACE
ajst-32540	85	13	and	and	CCONJ
ajst-32540	85	14	 	 	SPACE
ajst-32540	85	15	claim	claim	NOUN
ajst-32540	85	16	 	 	SPACE
ajst-32540	85	17	settlement	settlement	NOUN
ajst-32540	85	18	 	 	SPACE
ajst-32540	85	19	procedures	procedure	NOUN
ajst-32540	85	20	.	.	PUNCT
ajst-32540	86	1	c.these	c.these	NOUN
ajst-32540	86	2	 	 	SPACE
ajst-32540	86	3	innovations	innovation	NOUN
ajst-32540	86	4	 	 	SPACE
ajst-32540	86	5	have	have	AUX
ajst-32540	86	6	 	 	SPACE
ajst-32540	86	7	enhanced	enhance	VERB
ajst-32540	86	8	 	 	SPACE
ajst-32540	86	9	the	the	DET
ajst-32540	86	10	 	 	SPACE
ajst-32540	86	11	accessibility	accessibility	NOUN
ajst-32540	86	12	 	 	SPACE
ajst-32540	86	13	of	of	ADP
ajst-32540	86	14	 	 	SPACE
ajst-32540	86	15	personalized	personalize	VERB
ajst-32540	86	16	 	 	SPACE
ajst-32540	86	17	insurance	insurance	NOUN
ajst-32540	86	18	 	 	SPACE
ajst-32540	86	19	products	product	NOUN
ajst-32540	86	20	.	.	PUNCT
ajst-32540	87	1	d.not	d.not	ADV
ajst-32540	87	2	 	 	SPACE
ajst-32540	87	3	very	very	ADV
ajst-32540	87	4	 	 	SPACE
ajst-32540	87	5	familiar	familiar	ADJ
ajst-32540	87	6	 	 	SPACE
ajst-32540	87	7	with	with	ADP
ajst-32540	87	8	 	 	SPACE
ajst-32540	87	9	these	these	DET
ajst-32540	87	10	 	 	SPACE
ajst-32540	87	11	technological	technological	ADJ
ajst-32540	87	12	 	 	SPACE
ajst-32540	87	13	innovations	innovation	NOUN
ajst-32540	87	14	.	.	PUNCT
ajst-32540	88	1	e.other	e.other	NOUN
ajst-32540	88	2	76.42	76.42	NUM
ajst-32540	88	3	%	%	NOUN
ajst-32540	88	4	76.42	76.42	NUM
ajst-32540	88	5	%	%	NOUN
ajst-32540	88	6	73.58%77.36	73.58%77.36	NUM
ajst-32540	88	7	%	%	NOUN
ajst-32540	88	8	76.42	76.42	NUM
ajst-32540	88	9	%	%	NOUN
ajst-32540	88	10	70.75	70.75	NUM
ajst-32540	88	11	%	%	NOUN
ajst-32540	88	12	0	0	NUM
ajst-32540	88	13	%	%	NOUN
ajst-32540	88	14	a.market	a.market	NOUN
ajst-32540	88	15	 	 	SPACE
ajst-32540	88	16	is	be	AUX
ajst-32540	88	17	 	 	SPACE
ajst-32540	88	18	highly	highly	ADV
ajst-32540	88	19	 	 	SPACE
ajst-32540	88	20	competitive	competitive	ADJ
ajst-32540	88	21	 	 	SPACE
ajst-32540	88	22	and	and	CCONJ
ajst-32540	88	23	 	 	SPACE
ajst-32540	88	24	prices	price	NOUN
ajst-32540	88	25	 	 	SPACE
ajst-32540	88	26	are	be	AUX
ajst-32540	88	27	 	 	SPACE
ajst-32540	88	28	transparent	transparent	ADJ
ajst-32540	88	29	.	.	PUNCT
ajst-32540	89	1	b.the	b.the	NOUN
ajst-32540	89	2	 	 	SPACE
ajst-32540	89	3	market	market	NOUN
ajst-32540	89	4	 	 	SPACE
ajst-32540	89	5	services	service	NOUN
ajst-32540	89	6	 	 	SPACE
ajst-32540	89	7	are	be	AUX
ajst-32540	89	8	 	 	SPACE
ajst-32540	89	9	getting	get	VERB
ajst-32540	89	10	 	 	SPACE
ajst-32540	89	11	better	well	ADJ
ajst-32540	89	12	 	 	SPACE
ajst-32540	89	13	and	and	CCONJ
ajst-32540	89	14	 	 	SPACE
ajst-32540	89	15	better	well	ADJ
ajst-32540	89	16	.	.	PUNCT
ajst-32540	90	1	c.there	c.there	ADJ
ajst-32540	90	2	 	 	SPACE
ajst-32540	90	3	are	be	AUX
ajst-32540	90	4	 	 	SPACE
ajst-32540	90	5	numerous	numerous	ADJ
ajst-32540	90	6	 	 	SPACE
ajst-32540	90	7	types	type	NOUN
ajst-32540	90	8	 	 	SPACE
ajst-32540	90	9	of	of	ADP
ajst-32540	90	10	 	 	SPACE
ajst-32540	90	11	insurance	insurance	NOUN
ajst-32540	90	12	 	 	SPACE
ajst-32540	90	13	products	product	NOUN
ajst-32540	90	14	,	,	PUNCT
ajst-32540	90	15	 	 	SPACE
ajst-32540	90	16	making	make	VERB
ajst-32540	90	17	 	 	SPACE
ajst-32540	90	18	it	it	PRON
ajst-32540	90	19	 	 	SPACE
ajst-32540	90	20	difficult	difficult	ADJ
ajst-32540	90	21	 	 	SPACE
ajst-32540	90	22	to	to	PART
ajst-32540	90	23	 	 	SPACE
ajst-32540	90	24	make	make	VERB
ajst-32540	90	25	a	a	DET
ajst-32540	90	26	 	 	SPACE
ajst-32540	90	27	choice	choice	NOUN
ajst-32540	90	28	.	.	PUNCT
ajst-32540	91	1	d.the	d.the	PRON
ajst-32540	91	2	 	 	SPACE
ajst-32540	91	3	market	market	NOUN
ajst-32540	91	4	 	 	SPACE
ajst-32540	91	5	is	be	AUX
ajst-32540	91	6	 	 	SPACE
ajst-32540	91	7	not	not	PART
ajst-32540	91	8	 	 	SPACE
ajst-32540	91	9	yet	yet	ADV
ajst-32540	91	10	 	 	SPACE
ajst-32540	91	11	mature	mature	VERB
ajst-32540	91	12	 	 	SPACE
ajst-32540	91	13	and	and	CCONJ
ajst-32540	91	14	 	 	SPACE
ajst-32540	91	15	there	there	PRON
ajst-32540	91	16	 	 	SPACE
ajst-32540	91	17	is	be	AUX
ajst-32540	91	18	 	 	SPACE
ajst-32540	91	19	information	information	NOUN
ajst-32540	91	20	 	 	SPACE
ajst-32540	91	21	asymmetry	asymmetry	NOUN
ajst-32540	91	22	.	.	PUNCT
ajst-32540	92	1	e.the	e.the	PROPN
ajst-32540	92	2	 	 	SPACE
ajst-32540	92	3	market	market	NOUN
ajst-32540	92	4	 	 	SPACE
ajst-32540	92	5	lacks	lack	VERB
ajst-32540	92	6	 	 	SPACE
ajst-32540	92	7	innovation	innovation	NOUN
ajst-32540	92	8	 	 	SPACE
ajst-32540	92	9	and	and	CCONJ
ajst-32540	92	10	 	 	SPACE
ajst-32540	92	11	fails	fail	VERB
ajst-32540	92	12	 	 	SPACE
ajst-32540	92	13	to	to	PART
ajst-32540	92	14	 	 	SPACE
ajst-32540	92	15	make	make	VERB
ajst-32540	92	16	 	 	SPACE
ajst-32540	92	17	breakthroughs	breakthrough	NOUN
ajst-32540	92	18	.	.	PUNCT
ajst-32540	93	1	f.insufficient	f.insufficient	NOUN
ajst-32540	93	2	 	 	SPACE
ajst-32540	93	3	trust	trust	NOUN
ajst-32540	93	4	 	 	SPACE
ajst-32540	93	5	in	in	ADP
ajst-32540	93	6	 	 	SPACE
ajst-32540	93	7	insurance	insurance	NOUN
ajst-32540	93	8	 	 	SPACE
ajst-32540	93	9	products	product	NOUN
ajst-32540	93	10	g.other	g.other	VERB
ajst-32540	93	11	68	68	NUM
ajst-32540	93	12	figure	figure	NOUN
ajst-32540	93	13	5	5	NUM
ajst-32540	93	14	.	.	PUNCT
ajst-32540	93	15	changes	change	NOUN
ajst-32540	93	16	in	in	ADP
ajst-32540	93	17	sales	sale	NOUN
ajst-32540	93	18	channels	channel	NOUN
ajst-32540	93	19	of	of	ADP
ajst-32540	93	20	the	the	DET
ajst-32540	93	21	insurance	insurance	NOUN
ajst-32540	93	22	industry	industry	NOUN
ajst-32540	93	23	in	in	ADP
ajst-32540	93	24	the	the	DET
ajst-32540	93	25	future	future	NOUN
ajst-32540	93	26	in	in	ADP
ajst-32540	93	27	terms	term	NOUN
ajst-32540	93	28	of	of	ADP
ajst-32540	93	29	consumer	consumer	NOUN
ajst-32540	93	30	needs	need	NOUN
ajst-32540	93	31	and	and	CCONJ
ajst-32540	93	32	expectations	expectation	NOUN
ajst-32540	93	33	,	,	PUNCT
ajst-32540	93	34	the	the	DET
ajst-32540	93	35	survey	survey	NOUN
ajst-32540	93	36	data	datum	NOUN
ajst-32540	93	37	also	also	ADV
ajst-32540	93	38	provides	provide	VERB
ajst-32540	93	39	clear	clear	ADJ
ajst-32540	93	40	guidance	guidance	NOUN
ajst-32540	93	41	.	.	PUNCT
ajst-32540	94	1	65.09	65.09	NUM
ajst-32540	94	2	%	%	NOUN
ajst-32540	94	3	of	of	ADP
ajst-32540	94	4	users	user	NOUN
ajst-32540	94	5	show	show	VERB
ajst-32540	94	6	a	a	DET
ajst-32540	94	7	high	high	ADJ
ajst-32540	94	8	demand	demand	NOUN
ajst-32540	94	9	for	for	ADP
ajst-32540	94	10	personalized	personalized	ADJ
ajst-32540	94	11	services	service	NOUN
ajst-32540	94	12	,	,	PUNCT
ajst-32540	94	13	and	and	CCONJ
ajst-32540	94	14	74.53	74.53	NUM
ajst-32540	94	15	%	%	NOUN
ajst-32540	94	16	of	of	ADP
ajst-32540	94	17	users	user	NOUN
ajst-32540	94	18	are	be	AUX
ajst-32540	94	19	influenced	influence	VERB
ajst-32540	94	20	by	by	ADP
ajst-32540	94	21	trusted	trust	VERB
ajst-32540	94	22	friends	friend	NOUN
ajst-32540	94	23	or	or	CCONJ
ajst-32540	94	24	family	family	NOUN
ajst-32540	94	25	members	member	NOUN
ajst-32540	94	26	when	when	SCONJ
ajst-32540	94	27	making	make	VERB
ajst-32540	94	28	purchasing	purchasing	NOUN
ajst-32540	94	29	decisions	decision	NOUN
ajst-32540	94	30	.	.	PUNCT
ajst-32540	95	1	this	this	PRON
ajst-32540	95	2	indicates	indicate	VERB
ajst-32540	95	3	that	that	SCONJ
ajst-32540	95	4	insurance	insurance	NOUN
ajst-32540	95	5	consumers	consumer	NOUN
ajst-32540	95	6	seek	seek	VERB
ajst-32540	95	7	customized	customize	VERB
ajst-32540	95	8	services	service	NOUN
ajst-32540	95	9	that	that	PRON
ajst-32540	95	10	meet	meet	VERB
ajst-32540	95	11	their	their	PRON
ajst-32540	95	12	personal	personal	ADJ
ajst-32540	95	13	needs	need	NOUN
ajst-32540	95	14	,	,	PUNCT
ajst-32540	95	15	with	with	ADP
ajst-32540	95	16	trust	trust	NOUN
ajst-32540	95	17	playing	play	VERB
ajst-32540	95	18	a	a	DET
ajst-32540	95	19	crucial	crucial	ADJ
ajst-32540	95	20	role	role	NOUN
ajst-32540	95	21	in	in	ADP
ajst-32540	95	22	the	the	DET
ajst-32540	95	23	decision	decision	NOUN
ajst-32540	95	24	-	-	PUNCT
ajst-32540	95	25	making	make	VERB
ajst-32540	95	26	process	process	NOUN
ajst-32540	95	27	.	.	PUNCT
ajst-32540	96	1	additionally	additionally	ADV
ajst-32540	96	2	,	,	PUNCT
ajst-32540	96	3	most	most	ADJ
ajst-32540	96	4	users	user	NOUN
ajst-32540	96	5	expect	expect	VERB
ajst-32540	96	6	insurers	insurer	NOUN
ajst-32540	96	7	to	to	PART
ajst-32540	96	8	focus	focus	VERB
ajst-32540	96	9	on	on	ADP
ajst-32540	96	10	enhancing	enhance	VERB
ajst-32540	96	11	product	product	NOUN
ajst-32540	96	12	transparency	transparency	NOUN
ajst-32540	96	13	and	and	CCONJ
ajst-32540	96	14	ease	ease	NOUN
ajst-32540	96	15	of	of	ADP
ajst-32540	96	16	understanding	understanding	NOUN
ajst-32540	96	17	(	(	PUNCT
ajst-32540	96	18	60.38	60.38	NUM
ajst-32540	96	19	%	%	NOUN
ajst-32540	96	20	)	)	PUNCT
ajst-32540	96	21	,	,	PUNCT
ajst-32540	96	22	optimizing	optimize	VERB
ajst-32540	96	23	user	user	NOUN
ajst-32540	96	24	experience	experience	NOUN
ajst-32540	96	25	on	on	ADP
ajst-32540	96	26	online	online	ADJ
ajst-32540	96	27	platforms	platform	NOUN
ajst-32540	96	28	(	(	PUNCT
ajst-32540	96	29	100	100	NUM
ajst-32540	96	30	%	%	NOUN
ajst-32540	96	31	)	)	PUNCT
ajst-32540	96	32	,	,	PUNCT
ajst-32540	96	33	providing	provide	VERB
ajst-32540	96	34	faster	fast	ADJ
ajst-32540	96	35	and	and	CCONJ
ajst-32540	96	36	simpler	simple	ADJ
ajst-32540	96	37	claims	claim	NOUN
ajst-32540	96	38	processing	processing	NOUN
ajst-32540	96	39	(	(	PUNCT
ajst-32540	96	40	60.38	60.38	NUM
ajst-32540	96	41	%	%	NOUN
ajst-32540	96	42	)	)	PUNCT
ajst-32540	96	43	.	.	PUNCT
ajst-32540	97	1	strengthening	strengthen	VERB
ajst-32540	97	2	aftersales	aftersale	NOUN
ajst-32540	97	3	service	service	NOUN
ajst-32540	97	4	(	(	PUNCT
ajst-32540	97	5	63.21	63.21	NUM
ajst-32540	97	6	%	%	NOUN
ajst-32540	97	7	)	)	PUNCT
ajst-32540	97	8	and	and	CCONJ
ajst-32540	97	9	protecting	protect	VERB
ajst-32540	97	10	user	user	NOUN
ajst-32540	97	11	data	data	NOUN
ajst-32540	97	12	privacy	privacy	NOUN
ajst-32540	97	13	(	(	PUNCT
ajst-32540	97	14	64.15	64.15	NUM
ajst-32540	97	15	%	%	NOUN
ajst-32540	97	16	)	)	PUNCT
ajst-32540	97	17	are	be	AUX
ajst-32540	97	18	also	also	ADV
ajst-32540	97	19	considered	consider	VERB
ajst-32540	97	20	important	important	ADJ
ajst-32540	97	21	needs	need	NOUN
ajst-32540	97	22	by	by	ADP
ajst-32540	97	23	users	user	NOUN
ajst-32540	97	24	.	.	PUNCT
ajst-32540	98	1	this	this	PRON
ajst-32540	98	2	fully	fully	ADV
ajst-32540	98	3	demonstrates	demonstrate	VERB
ajst-32540	98	4	that	that	SCONJ
ajst-32540	98	5	users	user	NOUN
ajst-32540	98	6	pay	pay	VERB
ajst-32540	98	7	close	close	ADJ
ajst-32540	98	8	attention	attention	NOUN
ajst-32540	98	9	to	to	ADP
ajst-32540	98	10	service	service	NOUN
ajst-32540	98	11	quality	quality	NOUN
ajst-32540	98	12	and	and	CCONJ
ajst-32540	98	13	safety	safety	NOUN
ajst-32540	98	14	when	when	SCONJ
ajst-32540	98	15	selecting	select	VERB
ajst-32540	98	16	insurance	insurance	NOUN
ajst-32540	98	17	products	product	NOUN
ajst-32540	98	18	.	.	PUNCT
ajst-32540	99	1	figure	figure	NOUN
ajst-32540	99	2	6	6	NUM
ajst-32540	99	3	.	.	PUNCT
ajst-32540	100	1	consumer	consumer	NOUN
ajst-32540	100	2	demand	demand	NOUN
ajst-32540	100	3	and	and	CCONJ
ajst-32540	100	4	expectations	expectation	NOUN
ajst-32540	100	5	85.85	85.85	NUM
ajst-32540	100	6	%	%	NOUN
ajst-32540	100	7	93.40%86.79	93.40%86.79	NUM
ajst-32540	100	8	%	%	NOUN
ajst-32540	100	9	86.79	86.79	NUM
ajst-32540	100	10	%	%	NOUN
ajst-32540	100	11	0	0	NUM
ajst-32540	100	12	%	%	NOUN
ajst-32540	100	13	a.offline	a.offline	NOUN
ajst-32540	100	14	 	 	SPACE
ajst-32540	100	15	agent	agent	NOUN
ajst-32540	100	16	b.online	b.online	NOUN
ajst-32540	100	17	 	 	SPACE
ajst-32540	100	18	platform	platform	NOUN
ajst-32540	100	19	c.social	c.social	ADJ
ajst-32540	100	20	 	 	SPACE
ajst-32540	100	21	media	medium	NOUN
ajst-32540	100	22	 	 	SPACE
ajst-32540	100	23	promotion	promotion	NOUN
ajst-32540	100	24	d.third‐party	d.third‐party	PROPN
ajst-32540	100	25	 	 	SPACE
ajst-32540	100	26	platform	platform	NOUN
ajst-32540	100	27	e.other	e.other	NOUN
ajst-32540	100	28	57.55	57.55	NUM
ajst-32540	100	29	%	%	NOUN
ajst-32540	100	30	65.09	65.09	NUM
ajst-32540	100	31	%	%	NOUN
ajst-32540	100	32	74.53	74.53	NUM
ajst-32540	100	33	%	%	NOUN
ajst-32540	100	34	62.26	62.26	NUM
ajst-32540	100	35	%	%	NOUN
ajst-32540	100	36	68.87	68.87	NUM
ajst-32540	100	37	%	%	NOUN
ajst-32540	100	38	58.49	58.49	NUM
ajst-32540	100	39	%	%	NOUN
ajst-32540	100	40	57.55	57.55	NUM
ajst-32540	100	41	%	%	NOUN
ajst-32540	100	42	0	0	NUM
ajst-32540	100	43	%	%	NOUN
ajst-32540	100	44	a.pay	a.pay	NOUN
ajst-32540	100	45	 	 	SPACE
ajst-32540	100	46	more	more	ADJ
ajst-32540	100	47	 	 	SPACE
ajst-32540	100	48	attention	attention	NOUN
ajst-32540	100	49	 	 	SPACE
ajst-32540	100	50	to	to	ADP
ajst-32540	100	51	 	 	SPACE
ajst-32540	100	52	cost‐effectiveness	cost‐effectiveness	NOUN
ajst-32540	100	53	.	.	PUNCT
ajst-32540	101	1	b.have	b.have	ADP
ajst-32540	101	2	 	 	SPACE
ajst-32540	101	3	a	a	DET
ajst-32540	101	4	 	 	SPACE
ajst-32540	101	5	high	high	ADJ
ajst-32540	101	6	 	 	SPACE
ajst-32540	101	7	demand	demand	NOUN
ajst-32540	101	8	 	 	SPACE
ajst-32540	101	9	for	for	ADP
ajst-32540	101	10	 	 	SPACE
ajst-32540	101	11	personalized	personalize	VERB
ajst-32540	101	12	 	 	SPACE
ajst-32540	101	13	services	service	NOUN
ajst-32540	101	14	c.the	c.the	NOUN
ajst-32540	101	15	 	 	SPACE
ajst-32540	101	16	purchase	purchase	NOUN
ajst-32540	101	17	 	 	SPACE
ajst-32540	101	18	decision	decision	NOUN
ajst-32540	101	19	 	 	SPACE
ajst-32540	101	20	is	be	AUX
ajst-32540	101	21	 	 	SPACE
ajst-32540	101	22	influenced	influence	VERB
ajst-32540	101	23	 	 	SPACE
ajst-32540	101	24	by	by	ADP
ajst-32540	101	25	 	 	SPACE
ajst-32540	101	26	trusted	trusted	ADJ
ajst-32540	101	27	 	 	SPACE
ajst-32540	101	28	friends	friend	NOUN
ajst-32540	101	29	 	 	SPACE
ajst-32540	101	30	or	or	CCONJ
ajst-32540	101	31	 	 	SPACE
ajst-32540	101	32	family	family	NOUN
ajst-32540	101	33	 	 	SPACE
ajst-32540	101	34	members	member	NOUN
ajst-32540	101	35	.	.	PUNCT
ajst-32540	102	1	d.high	d.high	ADJ
ajst-32540	102	2	 	 	SPACE
ajst-32540	102	3	acceptance	acceptance	NOUN
ajst-32540	102	4	 	 	SPACE
ajst-32540	102	5	of	of	ADP
ajst-32540	102	6	 	 	SPACE
ajst-32540	102	7	digital	digital	ADJ
ajst-32540	102	8	 	 	SPACE
ajst-32540	102	9	services	service	NOUN
ajst-32540	102	10	e.pay	e.pay	NOUN
ajst-32540	102	11	 	 	SPACE
ajst-32540	102	12	attention	attention	NOUN
ajst-32540	102	13	 	 	SPACE
ajst-32540	102	14	to	to	ADP
ajst-32540	102	15	 	 	SPACE
ajst-32540	102	16	the	the	DET
ajst-32540	102	17	 	 	SPACE
ajst-32540	102	18	transparency	transparency	NOUN
ajst-32540	102	19	 	 	SPACE
ajst-32540	102	20	of	of	ADP
ajst-32540	102	21	 	 	SPACE
ajst-32540	102	22	insurance	insurance	NOUN
ajst-32540	102	23	 	 	SPACE
ajst-32540	102	24	products	product	NOUN
ajst-32540	102	25	f.would	f.would	AUX
ajst-32540	102	26	 	 	SPACE
ajst-32540	102	27	rather	rather	ADV
ajst-32540	102	28	 	 	SPACE
ajst-32540	102	29	choose	choose	VERB
ajst-32540	102	30	 	 	SPACE
ajst-32540	102	31	a	a	DET
ajst-32540	102	32	 	 	SPACE
ajst-32540	102	33	combination	combination	NOUN
ajst-32540	102	34	 	 	SPACE
ajst-32540	102	35	of	of	ADP
ajst-32540	102	36	 	 	SPACE
ajst-32540	102	37	multiple	multiple	ADJ
ajst-32540	102	38	 	 	SPACE
ajst-32540	102	39	insurance	insurance	NOUN
ajst-32540	102	40	 	 	SPACE
ajst-32540	102	41	products	product	NOUN
ajst-32540	102	42	g.pay	g.pay	NOUN
ajst-32540	102	43	 	 	SPACE
ajst-32540	102	44	more	more	ADJ
ajst-32540	102	45	 	 	SPACE
ajst-32540	102	46	attention	attention	NOUN
ajst-32540	102	47	 	 	SPACE
ajst-32540	102	48	to	to	PART
ajst-32540	102	49	 	 	SPACE
ajst-32540	102	50	long‐term	long‐term	NOUN
ajst-32540	102	51	 	 	SPACE
ajst-32540	102	52	security	security	NOUN
ajst-32540	102	53	 	 	SPACE
ajst-32540	102	54	rather	rather	ADV
ajst-32540	102	55	 	 	SPACE
ajst-32540	102	56	than	than	ADP
ajst-32540	102	57	 	 	SPACE
ajst-32540	102	58	short‐term	short‐term	PROPN
ajst-32540	102	59	 	 	SPACE
ajst-32540	102	60	gains	gain	NOUN
ajst-32540	102	61	.	.	PUNCT
ajst-32540	103	1	h.other	h.other	CCONJ
ajst-32540	103	2	69	69	NUM
ajst-32540	103	3	2.3	2.3	NUM
ajst-32540	103	4	regional	regional	ADJ
ajst-32540	103	5	heterogeneity	heterogeneity	NOUN
ajst-32540	103	6	analysis	analysis	NOUN
ajst-32540	103	7	2.3.1	2.3.1	NUM
ajst-32540	103	8	understanding	understanding	NOUN
ajst-32540	103	9	of	of	ADP
ajst-32540	103	10	ai	ai	ADJ
ajst-32540	103	11	-	-	PUNCT
ajst-32540	103	12	enabled	enable	VERB
ajst-32540	103	13	insurance	insurance	NOUN
ajst-32540	103	14	industry	industry	NOUN
ajst-32540	103	15	in	in	ADP
ajst-32540	103	16	different	different	ADJ
ajst-32540	103	17	regions	region	NOUN
ajst-32540	103	18	the	the	DET
ajst-32540	103	19	data	datum	NOUN
ajst-32540	103	20	from	from	ADP
ajst-32540	103	21	this	this	DET
ajst-32540	103	22	study	study	NOUN
ajst-32540	103	23	shows	show	VERB
ajst-32540	103	24	that	that	SCONJ
ajst-32540	103	25	there	there	PRON
ajst-32540	103	26	are	be	VERB
ajst-32540	103	27	structural	structural	ADJ
ajst-32540	103	28	differences	difference	NOUN
ajst-32540	103	29	in	in	ADP
ajst-32540	103	30	the	the	DET
ajst-32540	103	31	functional	functional	ADJ
ajst-32540	103	32	perceptions	perception	NOUN
ajst-32540	103	33	of	of	ADP
ajst-32540	103	34	ai	ai	ADJ
ajst-32540	103	35	-	-	PUNCT
ajst-32540	103	36	empowered	empower	VERB
ajst-32540	103	37	insurance	insurance	NOUN
ajst-32540	103	38	industries	industry	NOUN
ajst-32540	103	39	across	across	ADP
ajst-32540	103	40	the	the	DET
ajst-32540	103	41	surveyed	survey	VERB
ajst-32540	103	42	regions	region	NOUN
ajst-32540	103	43	.	.	PUNCT
ajst-32540	104	1	in	in	ADP
ajst-32540	104	2	basic	basic	ADJ
ajst-32540	104	3	service	service	NOUN
ajst-32540	104	4	areas	area	NOUN
ajst-32540	104	5	(	(	PUNCT
ajst-32540	104	6	such	such	ADJ
ajst-32540	104	7	as	as	ADP
ajst-32540	104	8	process	process	NOUN
ajst-32540	104	9	simplification	simplification	NOUN
ajst-32540	104	10	and	and	CCONJ
ajst-32540	104	11	service	service	NOUN
ajst-32540	104	12	quality	quality	NOUN
ajst-32540	104	13	improvement	improvement	NOUN
ajst-32540	104	14	)	)	PUNCT
ajst-32540	104	15	,	,	PUNCT
ajst-32540	104	16	the	the	DET
ajst-32540	104	17	cognitive	cognitive	ADJ
ajst-32540	104	18	levels	level	NOUN
ajst-32540	104	19	in	in	ADP
ajst-32540	104	20	six	six	NUM
ajst-32540	104	21	regions	region	NOUN
ajst-32540	104	22	—	—	PUNCT
ajst-32540	104	23	beijing	beijing	PROPN
ajst-32540	104	24	,	,	PUNCT
ajst-32540	104	25	hebei	hebei	PROPN
ajst-32540	104	26	,	,	PUNCT
ajst-32540	104	27	hunan	hunan	PROPN
ajst-32540	104	28	,	,	PUNCT
ajst-32540	104	29	etc.—are	etc.—are	PROPN
ajst-32540	104	30	similar	similar	ADJ
ajst-32540	104	31	,	,	PUNCT
ajst-32540	104	32	with	with	ADP
ajst-32540	104	33	an	an	DET
ajst-32540	104	34	average	average	ADJ
ajst-32540	104	35	awareness	awareness	NOUN
ajst-32540	104	36	rate	rate	NOUN
ajst-32540	104	37	of	of	ADP
ajst-32540	104	38	75	75	NUM
ajst-32540	104	39	%	%	NOUN
ajst-32540	104	40	,	,	PUNCT
ajst-32540	104	41	indicating	indicate	VERB
ajst-32540	104	42	that	that	SCONJ
ajst-32540	104	43	the	the	DET
ajst-32540	104	44	technological	technological	ADJ
ajst-32540	104	45	penetration	penetration	NOUN
ajst-32540	104	46	of	of	ADP
ajst-32540	104	47	basic	basic	ADJ
ajst-32540	104	48	functions	function	NOUN
ajst-32540	104	49	is	be	AUX
ajst-32540	104	50	widespread	widespread	ADJ
ajst-32540	104	51	.	.	PUNCT
ajst-32540	105	1	however	however	ADV
ajst-32540	105	2	,	,	PUNCT
ajst-32540	105	3	in	in	ADP
ajst-32540	105	4	terms	term	NOUN
ajst-32540	105	5	of	of	ADP
ajst-32540	105	6	innovative	innovative	ADJ
ajst-32540	105	7	features	feature	NOUN
ajst-32540	105	8	like	like	ADP
ajst-32540	105	9	personalized	personalize	VERB
ajst-32540	105	10	product	product	NOUN
ajst-32540	105	11	development	development	NOUN
ajst-32540	105	12	,	,	PUNCT
ajst-32540	105	13	regional	regional	ADJ
ajst-32540	105	14	perceptions	perception	NOUN
ajst-32540	105	15	exhibit	exhibit	VERB
ajst-32540	105	16	a	a	DET
ajst-32540	105	17	gradient	gradient	ADJ
ajst-32540	105	18	characteristic	characteristic	NOUN
ajst-32540	105	19	:	:	PUNCT
ajst-32540	105	20	beijing	beijing	PROPN
ajst-32540	105	21	(	(	PUNCT
ajst-32540	105	22	75	75	NUM
ajst-32540	105	23	%	%	NOUN
ajst-32540	105	24	)	)	PUNCT
ajst-32540	105	25	and	and	CCONJ
ajst-32540	105	26	shanghai	shanghai	PROPN
ajst-32540	105	27	(	(	PUNCT
ajst-32540	105	28	70	70	NUM
ajst-32540	105	29	%	%	NOUN
ajst-32540	105	30	)	)	PUNCT
ajst-32540	105	31	,	,	PUNCT
ajst-32540	105	32	as	as	ADP
ajst-32540	105	33	leading	lead	VERB
ajst-32540	105	34	cities	city	NOUN
ajst-32540	105	35	in	in	ADP
ajst-32540	105	36	technology	technology	NOUN
ajst-32540	105	37	,	,	PUNCT
ajst-32540	105	38	have	have	VERB
ajst-32540	105	39	a	a	DET
ajst-32540	105	40	dominant	dominant	ADJ
ajst-32540	105	41	position	position	NOUN
ajst-32540	105	42	;	;	PUNCT
ajst-32540	106	1	central	central	ADJ
ajst-32540	106	2	provinces	province	NOUN
ajst-32540	106	3	such	such	ADJ
ajst-32540	106	4	as	as	ADP
ajst-32540	106	5	hunan	hunan	PROPN
ajst-32540	106	6	(	(	PUNCT
ajst-32540	106	7	60	60	NUM
ajst-32540	106	8	%	%	NOUN
ajst-32540	106	9	)	)	PUNCT
ajst-32540	106	10	and	and	CCONJ
ajst-32540	106	11	hebei	hebei	PROPN
ajst-32540	106	12	(	(	PUNCT
ajst-32540	106	13	58	58	NUM
ajst-32540	106	14	%	%	NOUN
ajst-32540	106	15	)	)	PUNCT
ajst-32540	106	16	are	be	AUX
ajst-32540	106	17	at	at	ADP
ajst-32540	106	18	intermediate	intermediate	ADJ
ajst-32540	106	19	levels	level	NOUN
ajst-32540	106	20	,	,	PUNCT
ajst-32540	106	21	while	while	SCONJ
ajst-32540	106	22	shanxi	shanxi	PROPN
ajst-32540	106	23	(	(	PUNCT
ajst-32540	106	24	46	46	NUM
ajst-32540	106	25	%	%	NOUN
ajst-32540	106	26	)	)	PUNCT
ajst-32540	106	27	and	and	CCONJ
ajst-32540	106	28	xinjiang	xinjiang	PROPN
ajst-32540	106	29	(	(	PUNCT
ajst-32540	106	30	31	31	NUM
ajst-32540	106	31	%	%	NOUN
ajst-32540	106	32	)	)	PUNCT
ajst-32540	106	33	still	still	ADV
ajst-32540	106	34	have	have	VERB
ajst-32540	106	35	significant	significant	ADJ
ajst-32540	106	36	room	room	NOUN
ajst-32540	106	37	for	for	ADP
ajst-32540	106	38	improvement	improvement	NOUN
ajst-32540	106	39	in	in	ADP
ajst-32540	106	40	their	their	PRON
ajst-32540	106	41	awareness	awareness	NOUN
ajst-32540	106	42	.	.	PUNCT
ajst-32540	107	1	notably	notably	ADV
ajst-32540	107	2	,	,	PUNCT
ajst-32540	107	3	the	the	DET
ajst-32540	107	4	proportion	proportion	NOUN
ajst-32540	107	5	of	of	ADP
ajst-32540	107	6	respondents	respondent	NOUN
ajst-32540	107	7	from	from	ADP
ajst-32540	107	8	these	these	DET
ajst-32540	107	9	six	six	NUM
ajst-32540	107	10	regions	region	NOUN
ajst-32540	107	11	who	who	PRON
ajst-32540	107	12	are	be	AUX
ajst-32540	107	13	unaware	unaware	ADJ
ajst-32540	107	14	of	of	ADP
ajst-32540	107	15	ai	ai	ADJ
ajst-32540	107	16	-	-	PUNCT
ajst-32540	107	17	empowered	empower	VERB
ajst-32540	107	18	insurance	insurance	NOUN
ajst-32540	107	19	functions	function	NOUN
ajst-32540	107	20	remains	remain	VERB
ajst-32540	107	21	stable	stable	ADJ
ajst-32540	107	22	at	at	ADP
ajst-32540	107	23	around	around	ADP
ajst-32540	107	24	25	25	NUM
ajst-32540	107	25	%	%	NOUN
ajst-32540	107	26	,	,	PUNCT
ajst-32540	107	27	reflecting	reflect	VERB
ajst-32540	107	28	that	that	SCONJ
ajst-32540	107	29	both	both	CCONJ
ajst-32540	107	30	the	the	DET
ajst-32540	107	31	breadth	breadth	NOUN
ajst-32540	107	32	and	and	CCONJ
ajst-32540	107	33	depth	depth	NOUN
ajst-32540	107	34	of	of	ADP
ajst-32540	107	35	technology	technology	NOUN
ajst-32540	107	36	dissemination	dissemination	NOUN
ajst-32540	107	37	still	still	ADV
ajst-32540	107	38	require	require	VERB
ajst-32540	107	39	systematic	systematic	ADJ
ajst-32540	107	40	optimization	optimization	NOUN
ajst-32540	107	41	.	.	PUNCT
ajst-32540	108	1	2.3.2	2.3.2	NUM
ajst-32540	108	2	acceptance	acceptance	NOUN
ajst-32540	108	3	of	of	ADP
ajst-32540	108	4	ai	ai	ADJ
ajst-32540	108	5	-	-	PUNCT
ajst-32540	108	6	enabled	enable	VERB
ajst-32540	108	7	insurance	insurance	NOUN
ajst-32540	108	8	industry	industry	NOUN
ajst-32540	108	9	in	in	ADP
ajst-32540	108	10	different	different	ADJ
ajst-32540	108	11	regions	region	NOUN
ajst-32540	108	12	from	from	ADP
ajst-32540	108	13	the	the	DET
ajst-32540	108	14	perspective	perspective	NOUN
ajst-32540	108	15	of	of	ADP
ajst-32540	108	16	technology	technology	NOUN
ajst-32540	108	17	application	application	NOUN
ajst-32540	108	18	practice	practice	NOUN
ajst-32540	108	19	,	,	PUNCT
ajst-32540	108	20	the	the	DET
ajst-32540	108	21	adoption	adoption	NOUN
ajst-32540	108	22	frequency	frequency	NOUN
ajst-32540	108	23	of	of	ADP
ajst-32540	108	24	ai	ai	PROPN
ajst-32540	108	25	insurance	insurance	NOUN
ajst-32540	108	26	assistant	assistant	NOUN
ajst-32540	108	27	shows	show	VERB
ajst-32540	108	28	a	a	DET
ajst-32540	108	29	significant	significant	ADJ
ajst-32540	108	30	stepwise	stepwise	ADJ
ajst-32540	108	31	distribution	distribution	NOUN
ajst-32540	108	32	feature	feature	NOUN
ajst-32540	108	33	.	.	PUNCT
ajst-32540	109	1	beijing	beijing	PROPN
ajst-32540	109	2	(	(	PUNCT
ajst-32540	109	3	64	64	NUM
ajst-32540	109	4	%	%	NOUN
ajst-32540	109	5	)	)	PUNCT
ajst-32540	109	6	and	and	CCONJ
ajst-32540	109	7	shanghai	shanghai	PROPN
ajst-32540	109	8	(	(	PUNCT
ajst-32540	109	9	57	57	NUM
ajst-32540	109	10	%	%	NOUN
ajst-32540	109	11	)	)	PUNCT
ajst-32540	109	12	constitute	constitute	VERB
ajst-32540	109	13	the	the	DET
ajst-32540	109	14	core	core	NOUN
ajst-32540	109	15	area	area	NOUN
ajst-32540	109	16	of	of	ADP
ajst-32540	109	17	high	high	ADJ
ajst-32540	109	18	-	-	PUNCT
ajst-32540	109	19	frequency	frequency	NOUN
ajst-32540	109	20	use	use	NOUN
ajst-32540	109	21	,	,	PUNCT
ajst-32540	109	22	and	and	CCONJ
ajst-32540	109	23	its	its	PRON
ajst-32540	109	24	users	user	NOUN
ajst-32540	109	25	have	have	AUX
ajst-32540	109	26	formed	form	VERB
ajst-32540	109	27	forming	form	VERB
ajst-32540	109	28	stable	stable	ADJ
ajst-32540	109	29	technology	technology	NOUN
ajst-32540	109	30	usage	usage	NOUN
ajst-32540	109	31	habits	habit	NOUN
ajst-32540	109	32	;	;	PUNCT
ajst-32540	109	33	hunan	hunan	PROPN
ajst-32540	109	34	(	(	PUNCT
ajst-32540	109	35	66	66	NUM
ajst-32540	109	36	%	%	NOUN
ajst-32540	109	37	)	)	PUNCT
ajst-32540	109	38	,	,	PUNCT
ajst-32540	109	39	hebei	hebei	PROPN
ajst-32540	109	40	(	(	PUNCT
ajst-32540	109	41	53	53	NUM
ajst-32540	109	42	%	%	NOUN
ajst-32540	109	43	)	)	PUNCT
ajst-32540	109	44	,	,	PUNCT
ajst-32540	109	45	and	and	CCONJ
ajst-32540	109	46	shanxi	shanxi	PROPN
ajst-32540	109	47	(	(	PUNCT
ajst-32540	109	48	42	42	NUM
ajst-32540	109	49	%	%	NOUN
ajst-32540	109	50	)	)	PUNCT
ajst-32540	109	51	form	form	VERB
ajst-32540	109	52	the	the	DET
ajst-32540	109	53	mid	mid	ADJ
ajst-32540	109	54	-	-	ADJ
ajst-32540	109	55	frequency	frequency	ADJ
ajst-32540	109	56	usage	usage	NOUN
ajst-32540	109	57	band	band	NOUN
ajst-32540	109	58	,	,	PUNCT
ajst-32540	109	59	characterized	characterize	VERB
ajst-32540	109	60	by	by	ADP
ajst-32540	109	61	intermittent	intermittent	ADJ
ajst-32540	109	62	technology	technology	NOUN
ajst-32540	109	63	application	application	NOUN
ajst-32540	109	64	;	;	PUNCT
ajst-32540	109	65	xinjiang	xinjiang	PROPN
ajst-32540	109	66	stands	stand	VERB
ajst-32540	109	67	out	out	ADP
ajst-32540	109	68	with	with	ADP
ajst-32540	109	69	a	a	DET
ajst-32540	109	70	lowfrequency	lowfrequency	ADJ
ajst-32540	109	71	usage	usage	NOUN
ajst-32540	109	72	rate	rate	NOUN
ajst-32540	109	73	of	of	ADP
ajst-32540	109	74	61	61	NUM
ajst-32540	109	75	%	%	NOUN
ajst-32540	109	76	,	,	PUNCT
ajst-32540	109	77	highlighting	highlight	VERB
ajst-32540	109	78	the	the	DET
ajst-32540	109	79	resistance	resistance	NOUN
ajst-32540	109	80	to	to	ADP
ajst-32540	109	81	technology	technology	NOUN
ajst-32540	109	82	implementation	implementation	NOUN
ajst-32540	109	83	.	.	PUNCT
ajst-32540	110	1	this	this	DET
ajst-32540	110	2	stratified	stratified	ADJ
ajst-32540	110	3	pattern	pattern	NOUN
ajst-32540	110	4	is	be	AUX
ajst-32540	110	5	closely	closely	ADV
ajst-32540	110	6	related	relate	VERB
ajst-32540	110	7	to	to	ADP
ajst-32540	110	8	the	the	DET
ajst-32540	110	9	level	level	NOUN
ajst-32540	110	10	of	of	ADP
ajst-32540	110	11	digital	digital	ADJ
ajst-32540	110	12	infrastructure	infrastructure	NOUN
ajst-32540	110	13	construction	construction	NOUN
ajst-32540	110	14	in	in	ADP
ajst-32540	110	15	each	each	DET
ajst-32540	110	16	region	region	NOUN
ajst-32540	110	17	,	,	PUNCT
ajst-32540	110	18	as	as	ADV
ajst-32540	110	19	well	well	ADV
ajst-32540	110	20	as	as	ADP
ajst-32540	110	21	reflecting	reflect	VERB
ajst-32540	110	22	the	the	DET
ajst-32540	110	23	potential	potential	ADJ
ajst-32540	110	24	impact	impact	NOUN
ajst-32540	110	25	of	of	ADP
ajst-32540	110	26	social	social	ADJ
ajst-32540	110	27	psychological	psychological	ADJ
ajst-32540	110	28	factors	factor	NOUN
ajst-32540	110	29	such	such	ADJ
ajst-32540	110	30	as	as	ADP
ajst-32540	110	31	user	user	NOUN
ajst-32540	110	32	trust	trust	NOUN
ajst-32540	110	33	in	in	ADP
ajst-32540	110	34	technology	technology	NOUN
ajst-32540	110	35	and	and	CCONJ
ajst-32540	110	36	operational	operational	ADJ
ajst-32540	110	37	adaptability	adaptability	NOUN
ajst-32540	110	38	.	.	PUNCT
ajst-32540	111	1	further	further	ADJ
ajst-32540	111	2	research	research	NOUN
ajst-32540	111	3	indicates	indicate	VERB
ajst-32540	111	4	that	that	SCONJ
ajst-32540	111	5	economically	economically	ADV
ajst-32540	111	6	developed	develop	VERB
ajst-32540	111	7	areas	area	NOUN
ajst-32540	111	8	accelerate	accelerate	VERB
ajst-32540	111	9	user	user	NOUN
ajst-32540	111	10	behavior	behavior	NOUN
ajst-32540	111	11	transformation	transformation	NOUN
ajst-32540	111	12	through	through	ADP
ajst-32540	111	13	their	their	PRON
ajst-32540	111	14	technological	technological	ADJ
ajst-32540	111	15	ecosystem	ecosystem	NOUN
ajst-32540	111	16	advantages	advantage	NOUN
ajst-32540	111	17	,	,	PUNCT
ajst-32540	111	18	while	while	SCONJ
ajst-32540	111	19	less	less	ADV
ajst-32540	111	20	developed	developed	ADJ
ajst-32540	111	21	regions	region	NOUN
ajst-32540	111	22	need	need	VERB
ajst-32540	111	23	to	to	PART
ajst-32540	111	24	address	address	VERB
ajst-32540	111	25	barriers	barrier	NOUN
ajst-32540	111	26	to	to	AUX
ajst-32540	111	27	technology	technology	VERB
ajst-32540	111	28	adoption	adoption	NOUN
ajst-32540	111	29	specifically	specifically	ADV
ajst-32540	111	30	to	to	PART
ajst-32540	111	31	achieve	achieve	VERB
ajst-32540	111	32	inclusive	inclusive	ADJ
ajst-32540	111	33	technological	technological	ADJ
ajst-32540	111	34	empowerment	empowerment	NOUN
ajst-32540	111	35	.	.	PUNCT
ajst-32540	112	1	2.4	2.4	NUM
ajst-32540	112	2	insurance	insurance	NOUN
ajst-32540	112	3	industry	industry	NOUN
ajst-32540	112	4	:	:	PUNCT
ajst-32540	112	5	change	change	NOUN
ajst-32540	112	6	and	and	CCONJ
ajst-32540	112	7	outlook	outlook	NOUN
ajst-32540	112	8	under	under	ADP
ajst-32540	112	9	user	user	NOUN
ajst-32540	112	10	cognition	cognition	NOUN
ajst-32540	112	11	based	base	VERB
ajst-32540	112	12	on	on	ADP
ajst-32540	112	13	survey	survey	NOUN
ajst-32540	112	14	data	datum	NOUN
ajst-32540	112	15	,	,	PUNCT
ajst-32540	112	16	insights	insight	NOUN
ajst-32540	112	17	into	into	ADP
ajst-32540	112	18	the	the	DET
ajst-32540	112	19	development	development	NOUN
ajst-32540	112	20	trends	trend	NOUN
ajst-32540	112	21	of	of	ADP
ajst-32540	112	22	the	the	DET
ajst-32540	112	23	insurance	insurance	NOUN
ajst-32540	112	24	industry	industry	NOUN
ajst-32540	112	25	and	and	CCONJ
ajst-32540	112	26	public	public	ADJ
ajst-32540	112	27	perception	perception	NOUN
ajst-32540	112	28	can	can	AUX
ajst-32540	112	29	be	be	AUX
ajst-32540	112	30	gained	gain	VERB
ajst-32540	112	31	.	.	PUNCT
ajst-32540	113	1	in	in	ADP
ajst-32540	113	2	terms	term	NOUN
ajst-32540	113	3	of	of	ADP
ajst-32540	113	4	how	how	SCONJ
ajst-32540	113	5	technology	technology	NOUN
ajst-32540	113	6	is	be	AUX
ajst-32540	113	7	driving	drive	VERB
ajst-32540	113	8	changes	change	NOUN
ajst-32540	113	9	in	in	ADP
ajst-32540	113	10	the	the	DET
ajst-32540	113	11	insurance	insurance	NOUN
ajst-32540	113	12	sector	sector	NOUN
ajst-32540	113	13	,	,	PUNCT
ajst-32540	113	14	the	the	DET
ajst-32540	113	15	data	datum	NOUN
ajst-32540	113	16	shows	show	VERB
ajst-32540	113	17	that	that	SCONJ
ajst-32540	113	18	65.09	65.09	NUM
ajst-32540	113	19	%	%	NOUN
ajst-32540	113	20	of	of	ADP
ajst-32540	113	21	respondents	respondent	NOUN
ajst-32540	113	22	believe	believe	VERB
ajst-32540	113	23	the	the	DET
ajst-32540	113	24	industry	industry	NOUN
ajst-32540	113	25	will	will	AUX
ajst-32540	113	26	move	move	VERB
ajst-32540	113	27	towards	towards	ADP
ajst-32540	113	28	greater	great	ADJ
ajst-32540	113	29	intelligence	intelligence	NOUN
ajst-32540	113	30	,	,	PUNCT
ajst-32540	113	31	with	with	ADP
ajst-32540	113	32	artificial	artificial	ADJ
ajst-32540	113	33	intelligence	intelligence	NOUN
ajst-32540	113	34	and	and	CCONJ
ajst-32540	113	35	big	big	ADJ
ajst-32540	113	36	data	datum	NOUN
ajst-32540	113	37	playing	play	VERB
ajst-32540	113	38	a	a	DET
ajst-32540	113	39	key	key	ADJ
ajst-32540	113	40	role	role	NOUN
ajst-32540	113	41	.	.	PUNCT
ajst-32540	114	1	at	at	ADP
ajst-32540	114	2	the	the	DET
ajst-32540	114	3	same	same	ADJ
ajst-32540	114	4	time	time	NOUN
ajst-32540	114	5	,	,	PUNCT
ajst-32540	114	6	70.75	70.75	NUM
ajst-32540	114	7	%	%	NOUN
ajst-32540	114	8	of	of	ADP
ajst-32540	114	9	respondents	respondent	NOUN
ajst-32540	114	10	expect	expect	VERB
ajst-32540	114	11	insurance	insurance	NOUN
ajst-32540	114	12	products	product	NOUN
ajst-32540	114	13	to	to	PART
ajst-32540	114	14	become	become	VERB
ajst-32540	114	15	more	more	ADV
ajst-32540	114	16	personalized	personalized	ADJ
ajst-32540	114	17	,	,	PUNCT
ajst-32540	114	18	better	well	ADV
ajst-32540	114	19	meeting	meet	VERB
ajst-32540	114	20	individual	individual	ADJ
ajst-32540	114	21	user	user	NOUN
ajst-32540	114	22	needs	need	NOUN
ajst-32540	114	23	.	.	PUNCT
ajst-32540	115	1	this	this	DET
ajst-32540	115	2	data	datum	NOUN
ajst-32540	115	3	indicates	indicate	VERB
ajst-32540	115	4	that	that	SCONJ
ajst-32540	115	5	technological	technological	ADJ
ajst-32540	115	6	progress	progress	NOUN
ajst-32540	115	7	i	i	PRON
ajst-32540	115	8	s	s	VERB
ajst-32540	115	9	a	a	DET
ajst-32540	115	10	significant	significant	ADJ
ajst-32540	115	11	driver	driver	NOUN
ajst-32540	115	12	for	for	ADP
ajst-32540	115	13	enhancing	enhance	VERB
ajst-32540	115	14	the	the	DET
ajst-32540	115	15	intelligence	intelligence	NOUN
ajst-32540	115	16	and	and	CCONJ
ajst-32540	115	17	personalization	personalization	NOUN
ajst-32540	115	18	of	of	ADP
ajst-32540	115	19	insurance	insurance	NOUN
ajst-32540	115	20	services	service	NOUN
ajst-32540	115	21	.	.	PUNCT
ajst-32540	116	1	the	the	DET
ajst-32540	116	2	focus	focus	NOUN
ajst-32540	116	3	of	of	ADP
ajst-32540	116	4	future	future	ADJ
ajst-32540	116	5	innovation	innovation	NOUN
ajst-32540	116	6	in	in	ADP
ajst-32540	116	7	the	the	DET
ajst-32540	116	8	insurance	insurance	NOUN
ajst-32540	116	9	industry	industry	NOUN
ajst-32540	116	10	will	will	AUX
ajst-32540	116	11	mainly	mainly	ADV
ajst-32540	116	12	be	be	AUX
ajst-32540	116	13	on	on	ADP
ajst-32540	116	14	technological	technological	ADJ
ajst-32540	116	15	means	mean	NOUN
ajst-32540	116	16	and	and	CCONJ
ajst-32540	116	17	product	product	NOUN
ajst-32540	116	18	transparency	transparency	NOUN
ajst-32540	116	19	.	.	PUNCT
ajst-32540	117	1	survey	survey	NOUN
ajst-32540	117	2	results	result	NOUN
ajst-32540	117	3	show	show	VERB
ajst-32540	117	4	that	that	SCONJ
ajst-32540	117	5	65.09	65.09	NUM
ajst-32540	117	6	%	%	NOUN
ajst-32540	117	7	of	of	ADP
ajst-32540	117	8	respondents	respondent	NOUN
ajst-32540	117	9	view	view	VERB
ajst-32540	117	10	the	the	DET
ajst-32540	117	11	introduction	introduction	NOUN
ajst-32540	117	12	of	of	ADP
ajst-32540	117	13	advanced	advanced	ADJ
ajst-32540	117	14	technologies	technology	NOUN
ajst-32540	117	15	such	such	ADJ
ajst-32540	117	16	as	as	ADP
ajst-32540	117	17	ai	ai	PROPN
ajst-32540	117	18	and	and	CCONJ
ajst-32540	117	19	blockchain	blockchain	NOUN
ajst-32540	117	20	as	as	ADP
ajst-32540	117	21	a	a	DET
ajst-32540	117	22	crucial	crucial	ADJ
ajst-32540	117	23	path	path	NOUN
ajst-32540	117	24	for	for	ADP
ajst-32540	117	25	future	future	ADJ
ajst-32540	117	26	innovation	innovation	NOUN
ajst-32540	117	27	in	in	ADP
ajst-32540	117	28	the	the	DET
ajst-32540	117	29	insurance	insurance	NOUN
ajst-32540	117	30	industry	industry	NOUN
ajst-32540	117	31	.	.	PUNCT
ajst-32540	118	1	at	at	ADP
ajst-32540	118	2	the	the	DET
ajst-32540	118	3	same	same	ADJ
ajst-32540	118	4	time	time	NOUN
ajst-32540	118	5	,	,	PUNCT
ajst-32540	118	6	69.81	69.81	NUM
ajst-32540	118	7	%	%	NOUN
ajst-32540	118	8	of	of	ADP
ajst-32540	118	9	respondents	respondent	NOUN
ajst-32540	118	10	believe	believe	VERB
ajst-32540	118	11	that	that	SCONJ
ajst-32540	118	12	improving	improve	VERB
ajst-32540	118	13	the	the	DET
ajst-32540	118	14	price	price	NOUN
ajst-32540	118	15	transparency	transparency	NOUN
ajst-32540	118	16	of	of	ADP
ajst-32540	118	17	insurance	insurance	NOUN
ajst-32540	118	18	products	product	NOUN
ajst-32540	118	19	is	be	AUX
ajst-32540	118	20	important	important	ADJ
ajst-32540	118	21	brightness	brightness	NOUN
ajst-32540	118	22	is	be	AUX
ajst-32540	118	23	critical	critical	ADJ
ajst-32540	118	24	.	.	PUNCT
ajst-32540	119	1	this	this	PRON
ajst-32540	119	2	clearly	clearly	ADV
ajst-32540	119	3	reflects	reflect	VERB
ajst-32540	119	4	technological	technological	ADJ
ajst-32540	119	5	innovation	innovation	NOUN
ajst-32540	119	6	and	and	CCONJ
ajst-32540	119	7	product	product	NOUN
ajst-32540	119	8	transparency	transparency	NOUN
ajst-32540	119	9	,	,	PUNCT
ajst-32540	119	10	which	which	PRON
ajst-32540	119	11	are	be	AUX
ajst-32540	119	12	the	the	DET
ajst-32540	119	13	two	two	NUM
ajst-32540	119	14	areas	area	NOUN
ajst-32540	119	15	of	of	ADP
ajst-32540	119	16	focus	focus	NOUN
ajst-32540	119	17	for	for	ADP
ajst-32540	119	18	respondents	respondent	NOUN
ajst-32540	119	19	.	.	PUNCT
ajst-32540	120	1	for	for	ADP
ajst-32540	120	2	the	the	DET
ajst-32540	120	3	application	application	NOUN
ajst-32540	120	4	of	of	ADP
ajst-32540	120	5	ai	ai	NOUN
ajst-32540	120	6	in	in	ADP
ajst-32540	120	7	the	the	DET
ajst-32540	120	8	insurance	insurance	NOUN
ajst-32540	120	9	industry	industry	NOUN
ajst-32540	120	10	,	,	PUNCT
ajst-32540	120	11	59.43	59.43	NUM
ajst-32540	120	12	%	%	NOUN
ajst-32540	120	13	of	of	ADP
ajst-32540	120	14	respondents	respondent	NOUN
ajst-32540	120	15	strongly	strongly	ADV
ajst-32540	120	16	agree	agree	VERB
ajst-32540	120	17	that	that	SCONJ
ajst-32540	120	18	ai	ai	VERB
ajst-32540	120	19	can	can	AUX
ajst-32540	120	20	improve	improve	VERB
ajst-32540	120	21	claims	claim	NOUN
ajst-32540	120	22	efficiency	efficiency	NOUN
ajst-32540	120	23	and	and	CCONJ
ajst-32540	120	24	reduce	reduce	VERB
ajst-32540	120	25	human	human	ADJ
ajst-32540	120	26	errors	error	NOUN
ajst-32540	120	27	.	.	PUNCT
ajst-32540	121	1	this	this	PRON
ajst-32540	121	2	indicates	indicate	VERB
ajst-32540	121	3	that	that	SCONJ
ajst-32540	121	4	respondents	respondent	NOUN
ajst-32540	121	5	generally	generally	ADV
ajst-32540	121	6	have	have	VERB
ajst-32540	121	7	an	an	DET
ajst-32540	121	8	optimistic	optimistic	ADJ
ajst-32540	121	9	view	view	NOUN
ajst-32540	121	10	on	on	ADP
ajst-32540	121	11	the	the	DET
ajst-32540	121	12	potential	potential	NOUN
ajst-32540	121	13	of	of	ADP
ajst-32540	121	14	ai	ai	PRON
ajst-32540	121	15	technology	technology	NOUN
ajst-32540	121	16	in	in	ADP
ajst-32540	121	17	the	the	DET
ajst-32540	121	18	insura	insura	PROPN
ajst-32540	121	19	nce	nce	PROPN
ajst-32540	121	20	industry	industry	NOUN
ajst-32540	121	21	,	,	PUNCT
ajst-32540	121	22	believing	believe	VERB
ajst-32540	121	23	it	it	PRON
ajst-32540	121	24	can	can	AUX
ajst-32540	121	25	enhance	enhance	VERB
ajst-32540	121	26	overall	overall	ADJ
ajst-32540	121	27	industry	industry	NOUN
ajst-32540	121	28	efficiency	efficiency	NOUN
ajst-32540	121	29	.	.	PUNCT
ajst-32540	122	1	70	70	NUM
ajst-32540	122	2	figure	figure	NOUN
ajst-32540	122	3	7	7	NUM
ajst-32540	122	4	.	.	PUNCT
ajst-32540	122	5	trends	trend	NOUN
ajst-32540	122	6	and	and	CCONJ
ajst-32540	122	7	public	public	ADJ
ajst-32540	122	8	perception	perception	NOUN
ajst-32540	122	9	of	of	ADP
ajst-32540	122	10	the	the	DET
ajst-32540	122	11	insurance	insurance	NOUN
ajst-32540	122	12	industry	industry	NOUN
ajst-32540	122	13	in	in	ADP
ajst-32540	122	14	terms	term	NOUN
ajst-32540	122	15	of	of	ADP
ajst-32540	122	16	intelligent	intelligent	ADJ
ajst-32540	122	17	q&a	q&a	PROPN
ajst-32540	122	18	assistants	assistant	NOUN
ajst-32540	122	19	,	,	PUNCT
ajst-32540	122	20	61.32	61.32	NUM
ajst-32540	122	21	%	%	NOUN
ajst-32540	122	22	of	of	ADP
ajst-32540	122	23	respondents	respondent	NOUN
ajst-32540	122	24	strongly	strongly	ADV
ajst-32540	122	25	support	support	VERB
ajst-32540	122	26	insurance	insurance	NOUN
ajst-32540	122	27	companies	company	NOUN
ajst-32540	122	28	using	use	VERB
ajst-32540	122	29	smart	smart	ADJ
ajst-32540	122	30	q&a	q&a	PROPN
ajst-32540	122	31	assistants	assistant	NOUN
ajst-32540	122	32	(	(	PUNCT
ajst-32540	122	33	such	such	ADJ
ajst-32540	122	34	as	as	ADP
ajst-32540	122	35	chatbots	chatbot	NOUN
ajst-32540	122	36	)	)	PUNCT
ajst-32540	122	37	to	to	PART
ajst-32540	122	38	provide	provide	VERB
ajst-32540	122	39	fast	fast	ADJ
ajst-32540	122	40	and	and	CCONJ
ajst-32540	122	41	convenient	convenient	ADJ
ajst-32540	122	42	services	service	NOUN
ajst-32540	122	43	.	.	PUNCT
ajst-32540	123	1	this	this	PRON
ajst-32540	123	2	reflects	reflect	VERB
ajst-32540	123	3	the	the	DET
ajst-32540	123	4	positive	positive	ADJ
ajst-32540	123	5	attitude	attitude	NOUN
ajst-32540	123	6	of	of	ADP
ajst-32540	123	7	respondents	respondent	NOUN
ajst-32540	123	8	towards	towards	ADP
ajst-32540	123	9	the	the	DET
ajst-32540	123	10	application	application	NOUN
ajst-32540	123	11	of	of	ADP
ajst-32540	123	12	smart	smart	ADJ
ajst-32540	123	13	technology	technology	NOUN
ajst-32540	123	14	in	in	ADP
ajst-32540	123	15	insurance	insurance	NOUN
ajst-32540	123	16	services	service	NOUN
ajst-32540	123	17	,	,	PUNCT
ajst-32540	123	18	believing	believe	VERB
ajst-32540	123	19	it	it	PRON
ajst-32540	123	20	helps	help	VERB
ajst-32540	123	21	improve	improve	VERB
ajst-32540	123	22	service	service	NOUN
ajst-32540	123	23	efficiency	efficiency	NOUN
ajst-32540	123	24	and	and	CCONJ
ajst-32540	123	25	user	user	NOUN
ajst-32540	123	26	experience	experience	NOUN
ajst-32540	123	27	.	.	PUNCT
ajst-32540	124	1	in	in	ADP
ajst-32540	124	2	terms	term	NOUN
ajst-32540	124	3	of	of	ADP
ajst-32540	124	4	usage	usage	NOUN
ajst-32540	124	5	,	,	PUNCT
ajst-32540	124	6	63.21	63.21	NUM
ajst-32540	124	7	%	%	NOUN
ajst-32540	124	8	of	of	ADP
ajst-32540	124	9	respondents	respondent	NOUN
ajst-32540	124	10	frequently	frequently	ADV
ajst-32540	124	11	use	use	VERB
ajst-32540	124	12	existing	exist	VERB
ajst-32540	124	13	insurance	insurance	NOUN
ajst-32540	124	14	q&a	q&a	PROPN
ajst-32540	124	15	assistants	assistant	NOUN
ajst-32540	124	16	on	on	ADP
ajst-32540	124	17	the	the	DET
ajst-32540	124	18	market	market	NOUN
ajst-32540	124	19	,	,	PUNCT
ajst-32540	124	20	while	while	SCONJ
ajst-32540	124	21	only	only	ADV
ajst-32540	124	22	20.75	20.75	NUM
ajst-32540	124	23	%	%	NOUN
ajst-32540	124	24	occasionally	occasionally	ADV
ajst-32540	124	25	use	use	VERB
ajst-32540	124	26	them	they	PRON
ajst-32540	124	27	.	.	PUNCT
ajst-32540	125	1	the	the	DET
ajst-32540	125	2	percentages	percentage	NOUN
ajst-32540	125	3	for	for	ADP
ajst-32540	125	4	infrequent	infrequent	ADJ
ajst-32540	125	5	users	user	NOUN
ajst-32540	125	6	and	and	CCONJ
ajst-32540	125	7	never	never	ADV
ajst-32540	125	8	users	user	NOUN
ajst-32540	125	9	are	be	AUX
ajst-32540	125	10	6.6	6.6	NUM
ajst-32540	125	11	%	%	NOUN
ajst-32540	125	12	and	and	CCONJ
ajst-32540	125	13	9.43	9.43	NUM
ajst-32540	125	14	%	%	NOUN
ajst-32540	125	15	,	,	PUNCT
ajst-32540	125	16	respectively	respectively	ADV
ajst-32540	125	17	,	,	PUNCT
ajst-32540	125	18	indicating	indicate	VERB
ajst-32540	125	19	that	that	SCONJ
ajst-32540	125	20	this	this	DET
ajst-32540	125	21	tool	tool	NOUN
ajst-32540	125	22	has	have	VERB
ajst-32540	125	23	a	a	DET
ajst-32540	125	24	high	high	ADJ
ajst-32540	125	25	level	level	NOUN
ajst-32540	125	26	of	of	ADP
ajst-32540	125	27	popularity	popularity	NOUN
ajst-32540	125	28	and	and	CCONJ
ajst-32540	125	29	daily	daily	ADJ
ajst-32540	125	30	importance	importance	NOUN
ajst-32540	125	31	among	among	ADP
ajst-32540	125	32	users	user	NOUN
ajst-32540	125	33	.	.	PUNCT
ajst-32540	126	1	regarding	regard	VERB
ajst-32540	126	2	satisfaction	satisfaction	NOUN
ajst-32540	126	3	,	,	PUNCT
ajst-32540	126	4	63.21	63.21	NUM
ajst-32540	126	5	%	%	NOUN
ajst-32540	126	6	of	of	ADP
ajst-32540	126	7	users	user	NOUN
ajst-32540	126	8	are	be	AUX
ajst-32540	126	9	very	very	ADV
ajst-32540	126	10	satisfied	satisfied	ADJ
ajst-32540	126	11	,	,	PUNCT
ajst-32540	126	12	finding	find	VERB
ajst-32540	126	13	the	the	DET
ajst-32540	126	14	functions	function	NOUN
ajst-32540	126	15	comprehensive	comprehensive	ADJ
ajst-32540	126	16	and	and	CCONJ
ajst-32540	126	17	accurate	accurate	ADJ
ajst-32540	126	18	answers	answer	NOUN
ajst-32540	126	19	,	,	PUNCT
ajst-32540	126	20	significantly	significantly	ADV
ajst-32540	126	21	enhancing	enhance	VERB
ajst-32540	126	22	usage	usage	NOUN
ajst-32540	126	23	efficiency	efficiency	NOUN
ajst-32540	126	24	;	;	PUNCT
ajst-32540	126	25	only	only	ADV
ajst-32540	126	26	5.66	5.66	NUM
ajst-32540	126	27	%	%	NOUN
ajst-32540	126	28	of	of	ADP
ajst-32540	126	29	users	user	NOUN
ajst-32540	126	30	are	be	AUX
ajst-32540	126	31	dissatisfied	dissatisfied	ADJ
ajst-32540	126	32	.	.	PUNCT
ajst-32540	127	1	however	however	ADV
ajst-32540	127	2	,	,	PUNCT
ajst-32540	127	3	users	user	NOUN
ajst-32540	127	4	also	also	ADV
ajst-32540	127	5	point	point	VERB
ajst-32540	127	6	out	out	ADP
ajst-32540	127	7	shortcomings	shortcoming	NOUN
ajst-32540	127	8	in	in	ADP
ajst-32540	127	9	insurance	insurance	NOUN
ajst-32540	127	10	q&a	q&a	PROPN
ajst-32540	127	11	assistants	assistant	NOUN
ajst-32540	127	12	,	,	PUNCT
ajst-32540	127	13	with	with	ADP
ajst-32540	127	14	93.4	93.4	NUM
ajst-32540	127	15	%	%	NOUN
ajst-32540	127	16	believing	believe	VERB
ajst-32540	127	17	their	their	PRON
ajst-32540	127	18	functions	function	NOUN
ajst-32540	127	19	are	be	AUX
ajst-32540	127	20	limited	limited	ADJ
ajst-32540	127	21	and	and	CCONJ
ajst-32540	127	22	unable	unable	ADJ
ajst-32540	127	23	to	to	PART
ajst-32540	127	24	meet	meet	VERB
ajst-32540	127	25	complex	complex	ADJ
ajst-32540	127	26	insurance	insurance	NOUN
ajst-32540	127	27	inquiries	inquiry	NOUN
ajst-32540	127	28	,	,	PUNCT
ajst-32540	127	29	86	86	NUM
ajst-32540	127	30	.	.	PUNCT
ajst-32540	127	31	79	79	NUM
ajst-32540	127	32	%	%	NOUN
ajst-32540	127	33	of	of	ADP
ajst-32540	127	34	users	user	NOUN
ajst-32540	127	35	reported	report	VERB
ajst-32540	127	36	that	that	SCONJ
ajst-32540	127	37	the	the	DET
ajst-32540	127	38	answers	answer	NOUN
ajst-32540	127	39	were	be	AUX
ajst-32540	127	40	vague	vague	ADJ
ajst-32540	127	41	and	and	CCONJ
ajst-32540	127	42	could	could	AUX
ajst-32540	127	43	not	not	PART
ajst-32540	127	44	effectively	effectively	ADV
ajst-32540	127	45	solve	solve	VERB
ajst-32540	127	46	the	the	DET
ajst-32540	127	47	problem	problem	NOUN
ajst-32540	127	48	,	,	PUNCT
ajst-32540	127	49	which	which	PRON
ajst-32540	127	50	indicated	indicate	VERB
ajst-32540	127	51	that	that	SCONJ
ajst-32540	127	52	users	user	NOUN
ajst-32540	127	53	had	have	VERB
ajst-32540	127	54	high	high	ADJ
ajst-32540	127	55	expectations	expectation	NOUN
ajst-32540	127	56	for	for	ADP
ajst-32540	127	57	their	their	PRON
ajst-32540	127	58	professionalism	professionalism	NOUN
ajst-32540	127	59	and	and	CCONJ
ajst-32540	127	60	practicality	practicality	NOUN
ajst-32540	127	61	,	,	PUNCT
ajst-32540	127	62	and	and	CCONJ
ajst-32540	127	63	the	the	DET
ajst-32540	127	64	existing	exist	VERB
ajst-32540	127	65	products	product	NOUN
ajst-32540	127	66	could	could	AUX
ajst-32540	127	67	not	not	PART
ajst-32540	127	68	fully	fully	ADV
ajst-32540	127	69	meet	meet	VERB
ajst-32540	127	70	them	they	PRON
ajst-32540	127	71	.	.	PUNCT
ajst-32540	128	1	65.09	65.09	NUM
ajst-32540	128	2	%	%	NOUN
ajst-32540	128	3	70.75	70.75	NUM
ajst-32540	128	4	%	%	NOUN
ajst-32540	128	5	63.21	63.21	NUM
ajst-32540	128	6	%	%	NOUN
ajst-32540	128	7	61.32	61.32	NUM
ajst-32540	128	8	%	%	NOUN
ajst-32540	128	9	55.66	55.66	NUM
ajst-32540	128	10	%	%	NOUN
ajst-32540	128	11	68.87	68.87	NUM
ajst-32540	128	12	%	%	NOUN
ajst-32540	128	13	66.04	66.04	NUM
ajst-32540	128	14	%	%	NOUN
ajst-32540	128	15	0	0	NUM
ajst-32540	128	16	%	%	NOUN
ajst-32540	128	17	a.the	a.the	NOUN
ajst-32540	128	18	 	 	SPACE
ajst-32540	128	19	industry	industry	NOUN
ajst-32540	128	20	 	 	SPACE
ajst-32540	128	21	will	will	AUX
ajst-32540	128	22	 	 	SPACE
ajst-32540	128	23	become	become	VERB
ajst-32540	128	24	 	 	SPACE
ajst-32540	128	25	more	more	ADJ
ajst-32540	128	26	 	 	SPACE
ajst-32540	128	27	intelligent	intelligent	ADJ
ajst-32540	128	28	,	,	PUNCT
ajst-32540	128	29	 	 	SPACE
ajst-32540	128	30	and	and	CCONJ
ajst-32540	128	31	 	 	SPACE
ajst-32540	128	32	artificial	artificial	ADJ
ajst-32540	128	33	 	 	SPACE
ajst-32540	128	34	intelligence	intelligence	NOUN
ajst-32540	128	35	 	 	SPACE
ajst-32540	128	36	and	and	CCONJ
ajst-32540	128	37	 	 	SPACE
ajst-32540	128	38	big	big	ADJ
ajst-32540	128	39	 	 	SPACE
ajst-32540	128	40	data	datum	NOUN
ajst-32540	128	41	 	 	SPACE
ajst-32540	128	42	will	will	AUX
ajst-32540	128	43	play	play	VERB
ajst-32540	128	44	 	 	SPACE
ajst-32540	128	45	an	an	DET
ajst-32540	128	46	 	 	SPACE
ajst-32540	128	47	important	important	ADJ
ajst-32540	128	48	 	 	SPACE
ajst-32540	128	49	role	role	NOUN
ajst-32540	128	50	.	.	PUNCT
ajst-32540	129	1	b.insurance	b.insurance	NOUN
ajst-32540	129	2	 	 	SPACE
ajst-32540	129	3	products	product	NOUN
ajst-32540	129	4	 	 	SPACE
ajst-32540	129	5	will	will	AUX
ajst-32540	129	6	 	 	SPACE
ajst-32540	129	7	be	be	AUX
ajst-32540	129	8	 	 	SPACE
ajst-32540	129	9	more	more	ADV
ajst-32540	129	10	 	 	SPACE
ajst-32540	129	11	personalized	personalize	VERB
ajst-32540	129	12	 	 	SPACE
ajst-32540	129	13	and	and	CCONJ
ajst-32540	129	14	 	 	SPACE
ajst-32540	129	15	be	be	AUX
ajst-32540	129	16	 	 	SPACE
ajst-32540	129	17	better	well	ADJ
ajst-32540	129	18	 	 	SPACE
ajst-32540	129	19	able	able	ADJ
ajst-32540	129	20	 	 	SPACE
ajst-32540	129	21	to	to	PART
ajst-32540	129	22	 	 	SPACE
ajst-32540	129	23	meet	meet	VERB
ajst-32540	129	24	 	 	SPACE
ajst-32540	129	25	the	the	DET
ajst-32540	129	26	 	 	SPACE
ajst-32540	129	27	individual	individual	ADJ
ajst-32540	129	28	needs	need	NOUN
ajst-32540	129	29	 	 	SPACE
ajst-32540	129	30	of	of	ADP
ajst-32540	129	31	 	 	SPACE
ajst-32540	129	32	users	user	NOUN
ajst-32540	129	33	.	.	PUNCT
ajst-32540	130	1	c.insurance	c.insurance	NOUN
ajst-32540	130	2	 	 	SPACE
ajst-32540	130	3	companies	company	NOUN
ajst-32540	130	4	 	 	SPACE
ajst-32540	130	5	will	will	AUX
ajst-32540	130	6	 	 	SPACE
ajst-32540	130	7	pay	pay	VERB
ajst-32540	130	8	 	 	SPACE
ajst-32540	130	9	more	more	ADJ
ajst-32540	130	10	 	 	SPACE
ajst-32540	130	11	attention	attention	NOUN
ajst-32540	130	12	 	 	SPACE
ajst-32540	130	13	to	to	ADP
ajst-32540	130	14	 	 	SPACE
ajst-32540	130	15	customer	customer	NOUN
ajst-32540	130	16	 	 	SPACE
ajst-32540	130	17	relationship	relationship	NOUN
ajst-32540	130	18	 	 	SPACE
ajst-32540	130	19	management	management	NOUN
ajst-32540	130	20	 	 	SPACE
ajst-32540	130	21	and	and	CCONJ
ajst-32540	130	22	provide	provide	VERB
ajst-32540	130	23	 	 	SPACE
ajst-32540	130	24	customized	customize	VERB
ajst-32540	130	25	 	 	SPACE
ajst-32540	130	26	services	service	NOUN
ajst-32540	130	27	.	.	PUNCT
ajst-32540	131	1	d.the	d.the	PROPN
ajst-32540	131	2	 	 	SPACE
ajst-32540	131	3	insurance	insurance	NOUN
ajst-32540	131	4	 	 	SPACE
ajst-32540	131	5	industry	industry	NOUN
ajst-32540	131	6	 	 	SPACE
ajst-32540	131	7	will	will	AUX
ajst-32540	131	8	 	 	SPACE
ajst-32540	131	9	become	become	VERB
ajst-32540	131	10	 	 	SPACE
ajst-32540	131	11	more	more	ADV
ajst-32540	131	12	 	 	SPACE
ajst-32540	131	13	open	open	ADJ
ajst-32540	131	14	 	 	SPACE
ajst-32540	131	15	and	and	CCONJ
ajst-32540	131	16	 	 	SPACE
ajst-32540	131	17	there	there	PRON
ajst-32540	131	18	 	 	SPACE
ajst-32540	131	19	will	will	AUX
ajst-32540	131	20	 	 	SPACE
ajst-32540	131	21	be	be	AUX
ajst-32540	131	22	 	 	SPACE
ajst-32540	131	23	more	more	ADJ
ajst-32540	131	24	 	 	SPACE
ajst-32540	131	25	cross‐industry	cross‐industry	NOUN
ajst-32540	131	26	cooperation	cooperation	NOUN
ajst-32540	131	27	.	.	PUNCT
ajst-32540	132	1	e.competition	e.competition	NOUN
ajst-32540	132	2	 	 	SPACE
ajst-32540	132	3	within	within	ADP
ajst-32540	132	4	 	 	SPACE
ajst-32540	132	5	the	the	DET
ajst-32540	132	6	 	 	SPACE
ajst-32540	132	7	industry	industry	NOUN
ajst-32540	132	8	 	 	SPACE
ajst-32540	132	9	will	will	AUX
ajst-32540	132	10	 	 	SPACE
ajst-32540	132	11	become	become	VERB
ajst-32540	132	12	 	 	SPACE
ajst-32540	132	13	more	more	ADJ
ajst-32540	132	14	 	 	SPACE
ajst-32540	132	15	intense	intense	ADJ
ajst-32540	132	16	.	.	PUNCT
ajst-32540	132	17	 	 	SPACE
ajst-32540	133	1	prices	price	NOUN
ajst-32540	133	2	 	 	SPACE
ajst-32540	133	3	will	will	AUX
ajst-32540	133	4	 	 	SPACE
ajst-32540	133	5	be	be	AUX
ajst-32540	133	6	 	 	SPACE
ajst-32540	133	7	more	more	ADV
ajst-32540	133	8	transparent	transparent	ADJ
ajst-32540	133	9	 	 	SPACE
ajst-32540	133	10	and	and	CCONJ
ajst-32540	133	11	 	 	SPACE
ajst-32540	133	12	consumers	consumer	NOUN
ajst-32540	133	13	 	 	SPACE
ajst-32540	133	14	will	will	AUX
ajst-32540	133	15	 	 	SPACE
ajst-32540	133	16	have	have	VERB
ajst-32540	133	17	 	 	SPACE
ajst-32540	133	18	more	more	ADJ
ajst-32540	133	19	 	 	SPACE
ajst-32540	133	20	choices	choice	NOUN
ajst-32540	133	21	.	.	PUNCT
ajst-32540	134	1	f.the	f.the	PRON
ajst-32540	134	2	 	 	SPACE
ajst-32540	134	3	insurance	insurance	NOUN
ajst-32540	134	4	 	 	SPACE
ajst-32540	134	5	industry	industry	NOUN
ajst-32540	134	6	 	 	SPACE
ajst-32540	134	7	will	will	AUX
ajst-32540	134	8	 	 	SPACE
ajst-32540	134	9	be	be	AUX
ajst-32540	134	10	 	 	SPACE
ajst-32540	134	11	subject	subject	NOUN
ajst-32540	134	12	 	 	SPACE
ajst-32540	134	13	to	to	ADP
ajst-32540	134	14	 	 	SPACE
ajst-32540	134	15	more	more	ADJ
ajst-32540	134	16	 	 	SPACE
ajst-32540	134	17	regulatory	regulatory	ADJ
ajst-32540	134	18	 	 	SPACE
ajst-32540	134	19	pressure	pressure	NOUN
ajst-32540	134	20	 	 	SPACE
ajst-32540	134	21	and	and	CCONJ
ajst-32540	134	22	 	 	SPACE
ajst-32540	134	23	consumer	consumer	NOUN
ajst-32540	134	24	 	 	SPACE
ajst-32540	134	25	rights	right	NOUN
ajst-32540	134	26	will	will	AUX
ajst-32540	134	27	 	 	SPACE
ajst-32540	134	28	be	be	AUX
ajst-32540	134	29	 	 	SPACE
ajst-32540	134	30	better	well	ADV
ajst-32540	134	31	 	 	SPACE
ajst-32540	134	32	protected	protect	VERB
ajst-32540	134	33	.	.	PUNCT
ajst-32540	135	1	g.insurance	g.insurance	NOUN
ajst-32540	135	2	 	 	SPACE
ajst-32540	135	3	products	product	NOUN
ajst-32540	135	4	 	 	SPACE
ajst-32540	135	5	will	will	AUX
ajst-32540	135	6	 	 	SPACE
ajst-32540	135	7	place	place	VERB
ajst-32540	135	8	 	 	SPACE
ajst-32540	135	9	greater	great	ADJ
ajst-32540	135	10	 	 	SPACE
ajst-32540	135	11	emphasis	emphasis	NOUN
ajst-32540	135	12	 	 	SPACE
ajst-32540	135	13	on	on	ADP
ajst-32540	135	14	 	 	SPACE
ajst-32540	135	15	user	user	NOUN
ajst-32540	135	16	 	 	SPACE
ajst-32540	135	17	experience	experience	NOUN
ajst-32540	135	18	 	 	SPACE
ajst-32540	135	19	and	and	CCONJ
ajst-32540	135	20	 	 	SPACE
ajst-32540	135	21	simplify	simplify	VERB
ajst-32540	135	22	 	 	SPACE
ajst-32540	135	23	the	the	DET
ajst-32540	135	24	processes	process	NOUN
ajst-32540	135	25	 	 	SPACE
ajst-32540	135	26	of	of	ADP
ajst-32540	135	27	 	 	SPACE
ajst-32540	135	28	policy	policy	NOUN
ajst-32540	135	29	 	 	SPACE
ajst-32540	135	30	application	application	NOUN
ajst-32540	135	31	 	 	SPACE
ajst-32540	135	32	and	and	CCONJ
ajst-32540	135	33	 	 	SPACE
ajst-32540	135	34	claim	claim	NOUN
ajst-32540	135	35	 	 	SPACE
ajst-32540	135	36	settlement	settlement	NOUN
ajst-32540	135	37	.	.	PUNCT
ajst-32540	136	1	h.other	h.other	X
ajst-32540	136	2	71	71	NUM
ajst-32540	136	3	figure	figure	NOUN
ajst-32540	136	4	8	8	NUM
ajst-32540	136	5	.	.	PUNCT
ajst-32540	136	6	application	application	NOUN
ajst-32540	136	7	of	of	ADP
ajst-32540	136	8	ai	ai	NOUN
ajst-32540	136	9	in	in	ADP
ajst-32540	136	10	the	the	DET
ajst-32540	136	11	insurance	insurance	NOUN
ajst-32540	136	12	industry	industry	NOUN
ajst-32540	136	13	figure	figure	NOUN
ajst-32540	136	14	9	9	NUM
ajst-32540	136	15	.	.	PUNCT
ajst-32540	136	16	shows	show	VERB
ajst-32540	136	17	the	the	DET
ajst-32540	136	18	situation	situation	NOUN
ajst-32540	136	19	of	of	ADP
ajst-32540	136	20	intelligent	intelligent	ADJ
ajst-32540	136	21	question	question	NOUN
ajst-32540	136	22	answering	answer	VERB
ajst-32540	136	23	assistant	assistant	ADJ
ajst-32540	136	24	59.43%23.58	59.43%23.58	NUM
ajst-32540	136	25	%	%	NOUN
ajst-32540	136	26	7.55	7.55	NUM
ajst-32540	136	27	%	%	NOUN
ajst-32540	136	28	9.43	9.43	NUM
ajst-32540	136	29	%	%	NOUN
ajst-32540	136	30	0	0	NUM
ajst-32540	136	31	%	%	NOUN
ajst-32540	136	32	a.strongly	a.strongly	ADV
ajst-32540	136	33	 	 	SPACE
ajst-32540	136	34	agree	agree	VERB
ajst-32540	136	35	 	 	SPACE
ajst-32540	136	36	that	that	PRON
ajst-32540	136	37	 	 	SPACE
ajst-32540	136	38	ai	ai	AUX
ajst-32540	136	39	 	 	SPACE
ajst-32540	136	40	can	can	AUX
ajst-32540	136	41	 	 	SPACE
ajst-32540	136	42	enhance	enhance	VERB
ajst-32540	136	43	 	 	SPACE
ajst-32540	136	44	the	the	DET
ajst-32540	136	45	 	 	SPACE
ajst-32540	136	46	efficiency	efficiency	NOUN
ajst-32540	136	47	 	 	SPACE
ajst-32540	136	48	of	of	ADP
ajst-32540	136	49	 	 	SPACE
ajst-32540	136	50	claims	claim	NOUN
ajst-32540	136	51	 	 	SPACE
ajst-32540	136	52	processing	processing	NOUN
ajst-32540	136	53	 	 	SPACE
ajst-32540	136	54	and	and	CCONJ
ajst-32540	136	55	reduce	reduce	VERB
ajst-32540	136	56	 	 	SPACE
ajst-32540	136	57	human	human	ADJ
ajst-32540	136	58	 	 	SPACE
ajst-32540	136	59	errors	error	NOUN
ajst-32540	136	60	.	.	PUNCT
ajst-32540	137	1	b.there	b.there	VERB
ajst-32540	137	2	 	 	SPACE
ajst-32540	137	3	is	be	AUX
ajst-32540	137	4	 	 	SPACE
ajst-32540	137	5	a	a	DET
ajst-32540	137	6	 	 	SPACE
ajst-32540	137	7	certain	certain	ADJ
ajst-32540	137	8	 	 	SPACE
ajst-32540	137	9	degree	degree	NOUN
ajst-32540	137	10	 	 	SPACE
ajst-32540	137	11	of	of	ADP
ajst-32540	137	12	 	 	SPACE
ajst-32540	137	13	recognition	recognition	NOUN
ajst-32540	137	14	,	,	PUNCT
ajst-32540	137	15	 	 	SPACE
ajst-32540	137	16	but	but	CCONJ
ajst-32540	137	17	 	 	SPACE
ajst-32540	137	18	there	there	PRON
ajst-32540	137	19	 	 	SPACE
ajst-32540	137	20	are	be	AUX
ajst-32540	137	21	 	 	SPACE
ajst-32540	137	22	concerns	concern	NOUN
ajst-32540	137	23	 	 	SPACE
ajst-32540	137	24	about	about	ADP
ajst-32540	137	25	privacy	privacy	NOUN
ajst-32540	137	26	 	 	SPACE
ajst-32540	137	27	and	and	CCONJ
ajst-32540	137	28	 	 	SPACE
ajst-32540	137	29	data	datum	NOUN
ajst-32540	137	30	 	 	SPACE
ajst-32540	137	31	security	security	NOUN
ajst-32540	137	32	.	.	PUNCT
ajst-32540	138	1	c.not	c.not	VERB
ajst-32540	138	2	 	 	SPACE
ajst-32540	138	3	quite	quite	ADV
ajst-32540	138	4	 	 	SPACE
ajst-32540	138	5	familiar	familiar	ADJ
ajst-32540	138	6	 	 	SPACE
ajst-32540	138	7	with	with	ADP
ajst-32540	138	8	 	 	SPACE
ajst-32540	138	9	the	the	DET
ajst-32540	138	10	 	 	SPACE
ajst-32540	138	11	application	application	NOUN
ajst-32540	138	12	 	 	SPACE
ajst-32540	138	13	of	of	ADP
ajst-32540	138	14	 	 	SPACE
ajst-32540	138	15	ai	ai	VERB
ajst-32540	138	16	 	 	SPACE
ajst-32540	138	17	technology	technology	NOUN
ajst-32540	138	18	 	 	SPACE
ajst-32540	138	19	in	in	ADP
ajst-32540	138	20	 	 	SPACE
ajst-32540	138	21	insurance	insurance	NOUN
ajst-32540	138	22	.	.	PUNCT
ajst-32540	139	1	d.not	d.not	ADV
ajst-32540	139	2	 	 	SPACE
ajst-32540	139	3	quite	quite	ADV
ajst-32540	139	4	 	 	SPACE
ajst-32540	139	5	in	in	ADP
ajst-32540	139	6	 	 	SPACE
ajst-32540	139	7	favor	favor	NOUN
ajst-32540	139	8	 	 	SPACE
ajst-32540	139	9	of	of	ADP
ajst-32540	139	10	 	 	SPACE
ajst-32540	139	11	it	it	PRON
ajst-32540	139	12	.	.	PUNCT
ajst-32540	139	13	 	 	SPACE
ajst-32540	140	1	i	i	PRON
ajst-32540	140	2	 	 	SPACE
ajst-32540	140	3	think	think	VERB
ajst-32540	140	4	 	 	SPACE
ajst-32540	140	5	ai	ai	AUX
ajst-32540	140	6	 	 	SPACE
ajst-32540	140	7	can	can	AUX
ajst-32540	140	8	not	not	PART
ajst-32540	140	9	 	 	SPACE
ajst-32540	140	10	completely	completely	ADV
ajst-32540	140	11	 	 	SPACE
ajst-32540	140	12	replace	replace	VERB
ajst-32540	140	13	 	 	SPACE
ajst-32540	140	14	human	human	ADJ
ajst-32540	140	15	 	 	SPACE
ajst-32540	140	16	services	service	NOUN
ajst-32540	140	17	.	.	PUNCT
ajst-32540	141	1	e.other	e.other	NOUN
ajst-32540	141	2	86.79	86.79	NUM
ajst-32540	141	3	%	%	NOUN
ajst-32540	141	4	81.13	81.13	NUM
ajst-32540	141	5	%	%	NOUN
ajst-32540	141	6	93.40	93.40	NUM
ajst-32540	141	7	%	%	NOUN
ajst-32540	141	8	84.91	84.91	NUM
ajst-32540	141	9	%	%	NOUN
ajst-32540	141	10	a.the	a.the	DET
ajst-32540	141	11	 	 	SPACE
ajst-32540	141	12	response	response	NOUN
ajst-32540	141	13	 	 	SPACE
ajst-32540	141	14	is	be	AUX
ajst-32540	141	15	 	 	SPACE
ajst-32540	141	16	vague	vague	NOUN
ajst-32540	141	17	 	 	SPACE
ajst-32540	141	18	and	and	CCONJ
ajst-32540	141	19	 	 	SPACE
ajst-32540	141	20	general	general	ADJ
ajst-32540	141	21	,	,	PUNCT
ajst-32540	141	22	 	 	SPACE
ajst-32540	141	23	lacking	lack	VERB
ajst-32540	141	24	 	 	SPACE
ajst-32540	141	25	in	in	ADP
ajst-32540	141	26	 	 	SPACE
ajst-32540	141	27	specificity	specificity	NOUN
ajst-32540	141	28	 	 	SPACE
ajst-32540	141	29	and	and	CCONJ
ajst-32540	141	30	 	 	SPACE
ajst-32540	141	31	fails	fail	VERB
ajst-32540	141	32	 	 	SPACE
ajst-32540	141	33	to	to	PART
ajst-32540	141	34	 	 	SPACE
ajst-32540	141	35	address	address	VERB
ajst-32540	141	36	the	the	DET
ajst-32540	141	37	 	 	SPACE
ajst-32540	141	38	problem	problem	NOUN
ajst-32540	141	39	 	 	SPACE
ajst-32540	141	40	effectively	effectively	ADV
ajst-32540	141	41	.	.	PUNCT
ajst-32540	142	1	b.slow	b.slow	NOUN
ajst-32540	142	2	 	 	SPACE
ajst-32540	142	3	response	response	NOUN
ajst-32540	142	4	 	 	SPACE
ajst-32540	142	5	speed	speed	NOUN
ajst-32540	142	6	 	 	SPACE
ajst-32540	142	7	and	and	CCONJ
ajst-32540	142	8	 	 	SPACE
ajst-32540	142	9	long	long	ADV
ajst-32540	142	10	 	 	SPACE
ajst-32540	142	11	waiting	wait	VERB
ajst-32540	142	12	 	 	SPACE
ajst-32540	142	13	time	time	NOUN
ajst-32540	142	14	,	,	PUNCT
ajst-32540	142	15	 	 	SPACE
ajst-32540	142	16	which	which	PRON
ajst-32540	142	17	 	 	SPACE
ajst-32540	142	18	affect	affect	VERB
ajst-32540	142	19	 	 	SPACE
ajst-32540	142	20	the	the	DET
ajst-32540	142	21	 	 	SPACE
ajst-32540	142	22	efficiency	efficiency	NOUN
ajst-32540	142	23	 	 	SPACE
ajst-32540	142	24	of	of	ADP
ajst-32540	142	25	obtaining	obtain	VERB
ajst-32540	142	26	 	 	SPACE
ajst-32540	142	27	information	information	NOUN
ajst-32540	142	28	.	.	PUNCT
ajst-32540	143	1	c.the	c.the	DET
ajst-32540	143	2	 	 	SPACE
ajst-32540	143	3	function	function	NOUN
ajst-32540	143	4	 	 	SPACE
ajst-32540	143	5	is	be	AUX
ajst-32540	143	6	 	 	SPACE
ajst-32540	143	7	single	single	ADJ
ajst-32540	143	8	 	 	SPACE
ajst-32540	143	9	and	and	CCONJ
ajst-32540	143	10	 	 	SPACE
ajst-32540	143	11	unable	unable	ADJ
ajst-32540	143	12	 	 	SPACE
ajst-32540	143	13	to	to	PART
ajst-32540	143	14	 	 	SPACE
ajst-32540	143	15	meet	meet	VERB
ajst-32540	143	16	 	 	SPACE
ajst-32540	143	17	the	the	DET
ajst-32540	143	18	 	 	SPACE
ajst-32540	143	19	needs	need	NOUN
ajst-32540	143	20	 	 	SPACE
ajst-32540	143	21	of	of	ADP
ajst-32540	143	22	 	 	SPACE
ajst-32540	143	23	complex	complex	NOUN
ajst-32540	143	24	 	 	SPACE
ajst-32540	143	25	insurance‐	insurance‐	ADP
ajst-32540	143	26	related	relate	VERB
ajst-32540	143	27	 	 	SPACE
ajst-32540	143	28	inquiries	inquiry	NOUN
ajst-32540	143	29	,	,	PUNCT
ajst-32540	143	30	 	 	SPACE
ajst-32540	143	31	such	such	ADJ
ajst-32540	143	32	 	 	SPACE
ajst-32540	143	33	as	as	ADP
ajst-32540	143	34	 	 	SPACE
ajst-32540	143	35	clause	clause	NOUN
ajst-32540	143	36	 	 	SPACE
ajst-32540	143	37	interpretation	interpretation	NOUN
ajst-32540	143	38	 	 	SPACE
ajst-32540	143	39	and	and	CCONJ
ajst-32540	143	40	 	 	SPACE
ajst-32540	143	41	claim	claim	NOUN
ajst-32540	143	42	 	 	SPACE
ajst-32540	143	43	calculation	calculation	NOUN
ajst-32540	143	44	.	.	PUNCT
ajst-32540	144	1	d.the	d.the	PROPN
ajst-32540	144	2	 	 	SPACE
ajst-32540	144	3	interface	interface	NOUN
ajst-32540	144	4	 	 	SPACE
ajst-32540	144	5	design	design	NOUN
ajst-32540	144	6	 	 	SPACE
ajst-32540	144	7	is	be	AUX
ajst-32540	144	8	 	 	SPACE
ajst-32540	144	9	not	not	PART
ajst-32540	144	10	 	 	SPACE
ajst-32540	144	11	user‐friendly	user‐friendly	ADV
ajst-32540	144	12	,	,	PUNCT
ajst-32540	144	13	 	 	SPACE
ajst-32540	144	14	the	the	DET
ajst-32540	144	15	 	 	SPACE
ajst-32540	144	16	operation	operation	NOUN
ajst-32540	144	17	 	 	SPACE
ajst-32540	144	18	is	be	AUX
ajst-32540	144	19	 	 	SPACE
ajst-32540	144	20	cumbersome	cumbersome	ADJ
ajst-32540	144	21	,	,	PUNCT
ajst-32540	144	22	 	 	SPACE
ajst-32540	144	23	and	and	CCONJ
ajst-32540	144	24	 	 	SPACE
ajst-32540	144	25	it	it	PRON
ajst-32540	144	26	is	be	AUX
ajst-32540	144	27	 	 	SPACE
ajst-32540	144	28	inconvenient	inconvenient	NOUN
ajst-32540	144	29	 	 	SPACE
ajst-32540	144	30	to	to	PART
ajst-32540	144	31	 	 	SPACE
ajst-32540	144	32	search	search	VERB
ajst-32540	144	33	 	 	SPACE
ajst-32540	144	34	for	for	ADP
ajst-32540	144	35	 	 	SPACE
ajst-32540	144	36	problems	problem	NOUN
ajst-32540	144	37	 	 	SPACE
ajst-32540	144	38	or	or	CCONJ
ajst-32540	144	39	 	 	SPACE
ajst-32540	144	40	input	input	NOUN
ajst-32540	144	41	 	 	SPACE
ajst-32540	144	42	content	content	NOUN
ajst-32540	144	43	.	.	PUNCT
ajst-32540	145	1	72	72	NUM
ajst-32540	146	1	in	in	ADP
ajst-32540	146	2	addition	addition	NOUN
ajst-32540	146	3	,	,	PUNCT
ajst-32540	146	4	the	the	DET
ajst-32540	146	5	survey	survey	NOUN
ajst-32540	146	6	data	datum	NOUN
ajst-32540	146	7	shows	show	VERB
ajst-32540	146	8	that	that	SCONJ
ajst-32540	146	9	respondents	respondent	NOUN
ajst-32540	146	10	have	have	VERB
ajst-32540	146	11	high	high	ADJ
ajst-32540	146	12	expectations	expectation	NOUN
ajst-32540	146	13	for	for	ADP
ajst-32540	146	14	intelligent	intelligent	ADJ
ajst-32540	146	15	customer	customer	NOUN
ajst-32540	146	16	service	service	NOUN
ajst-32540	146	17	interaction	interaction	NOUN
ajst-32540	146	18	(	(	PUNCT
ajst-32540	146	19	78.3	78.3	NUM
ajst-32540	146	20	%	%	NOUN
ajst-32540	146	21	)	)	PUNCT
ajst-32540	146	22	,	,	PUNCT
ajst-32540	146	23	smart	smart	ADJ
ajst-32540	146	24	claims	claim	NOUN
ajst-32540	146	25	assistance	assistance	NOUN
ajst-32540	146	26	(	(	PUNCT
ajst-32540	146	27	76.42	76.42	NUM
ajst-32540	146	28	%	%	NOUN
ajst-32540	146	29	)	)	PUNCT
ajst-32540	146	30	,	,	PUNCT
ajst-32540	146	31	and	and	CCONJ
ajst-32540	146	32	precise	precise	ADJ
ajst-32540	146	33	intelligent	intelligent	ADJ
ajst-32540	146	34	recommend	recommend	VERB
ajst-32540	146	35	ations	ation	NOUN
ajst-32540	146	36	(	(	PUNCT
ajst-32540	146	37	74.53	74.53	NUM
ajst-32540	146	38	%	%	NOUN
ajst-32540	146	39	)	)	PUNCT
ajst-32540	146	40	.	.	PUNCT
ajst-32540	147	1	this	this	PRON
ajst-32540	147	2	indicates	indicate	VERB
ajst-32540	147	3	that	that	SCONJ
ajst-32540	147	4	in	in	ADP
ajst-32540	147	5	the	the	DET
ajst-32540	147	6	application	application	NOUN
ajst-32540	147	7	of	of	ADP
ajst-32540	147	8	artificial	artificial	ADJ
ajst-32540	147	9	intelligence	intelligence	NOUN
ajst-32540	147	10	in	in	ADP
ajst-32540	147	11	the	the	DET
ajst-32540	147	12	insurance	insurance	NOUN
ajst-32540	147	13	industry	industry	NOUN
ajst-32540	147	14	,	,	PUNCT
ajst-32540	147	15	there	there	PRON
ajst-32540	147	16	is	be	VERB
ajst-32540	147	17	a	a	DET
ajst-32540	147	18	focus	focus	NOUN
ajst-32540	147	19	on	on	ADP
ajst-32540	147	20	how	how	SCONJ
ajst-32540	147	21	to	to	PART
ajst-32540	147	22	improve	improve	VERB
ajst-32540	147	23	customer	customer	NOUN
ajst-32540	147	24	service	service	NOUN
ajst-32540	147	25	quality	quality	NOUN
ajst-32540	147	26	and	and	CCONJ
ajst-32540	147	27	claims	claim	NOUN
ajst-32540	147	28	efficiency	efficiency	NOUN
ajst-32540	147	29	through	through	ADP
ajst-32540	147	30	these	these	DET
ajst-32540	147	31	aspects	aspect	NOUN
ajst-32540	147	32	,	,	PUNCT
ajst-32540	147	33	to	to	PART
ajst-32540	147	34	meet	meet	VERB
ajst-32540	147	35	users	user	NOUN
ajst-32540	147	36	'	'	PART
ajst-32540	147	37	personalized	personalize	VERB
ajst-32540	147	38	needs	need	NOUN
ajst-32540	147	39	and	and	CCONJ
ajst-32540	147	40	rapid	rapid	ADJ
ajst-32540	147	41	response	response	NOUN
ajst-32540	147	42	requirements	requirement	NOUN
ajst-32540	147	43	.	.	PUNCT
ajst-32540	148	1	3	3	X
ajst-32540	148	2	.	.	X
ajst-32540	148	3	industry	industry	NOUN
ajst-32540	148	4	analysis	analysis	NOUN
ajst-32540	148	5	3.1	3.1	NUM
ajst-32540	148	6	insurance	insurance	NOUN
ajst-32540	148	7	industry	industry	NOUN
ajst-32540	148	8	data	data	NOUN
ajst-32540	148	9	security	security	NOUN
ajst-32540	148	10	management	management	NOUN
ajst-32540	148	11	policies	policy	NOUN
ajst-32540	148	12	need	need	VERB
ajst-32540	148	13	to	to	PART
ajst-32540	148	14	be	be	AUX
ajst-32540	148	15	followed	follow	VERB
ajst-32540	148	16	up	up	ADP
ajst-32540	148	17	as	as	SCONJ
ajst-32540	148	18	artificial	artificial	ADJ
ajst-32540	148	19	intelligence	intelligence	NOUN
ajst-32540	148	20	technology	technology	NOUN
ajst-32540	148	21	is	be	AUX
ajst-32540	148	22	increasingly	increasingly	ADV
ajst-32540	148	23	applied	apply	VERB
ajst-32540	148	24	in	in	ADP
ajst-32540	148	25	the	the	DET
ajst-32540	148	26	insurance	insurance	NOUN
ajst-32540	148	27	industry	industry	NOUN
ajst-32540	148	28	,	,	PUNCT
ajst-32540	148	29	data	datum	NOUN
ajst-32540	148	30	security	security	NOUN
ajst-32540	148	31	issues	issue	NOUN
ajst-32540	148	32	are	be	AUX
ajst-32540	148	33	becoming	become	VERB
ajst-32540	148	34	more	more	ADV
ajst-32540	148	35	prominent	prominent	ADJ
ajst-32540	148	36	.	.	PUNCT
ajst-32540	149	1	although	although	SCONJ
ajst-32540	149	2	there	there	PRON
ajst-32540	149	3	are	be	VERB
ajst-32540	149	4	currently	currently	ADV
ajst-32540	149	5	no	no	DET
ajst-32540	149	6	specific	specific	ADJ
ajst-32540	149	7	policies	policy	NOUN
ajst-32540	149	8	targeting	target	VERB
ajst-32540	149	9	ai	ai	NOUN
ajst-32540	149	10	applications	application	NOUN
ajst-32540	149	11	in	in	ADP
ajst-32540	149	12	the	the	DET
ajst-32540	149	13	insurance	insurance	NOUN
ajst-32540	149	14	sector	sector	NOUN
ajst-32540	149	15	,	,	PUNCT
ajst-32540	149	16	national	national	ADJ
ajst-32540	149	17	laws	law	NOUN
ajst-32540	149	18	and	and	CCONJ
ajst-32540	149	19	regulations	regulation	NOUN
ajst-32540	149	20	on	on	ADP
ajst-32540	149	21	data	datum	NOUN
ajst-32540	149	22	governance	governance	NOUN
ajst-32540	149	23	and	and	CCONJ
ajst-32540	149	24	privacy	privacy	NOUN
ajst-32540	149	25	protection	protection	NOUN
ajst-32540	149	26	have	have	AUX
ajst-32540	149	27	provided	provide	VERB
ajst-32540	149	28	a	a	DET
ajst-32540	149	29	basic	basic	ADJ
ajst-32540	149	30	framework	framework	NOUN
ajst-32540	149	31	for	for	ADP
ajst-32540	149	32	data	data	NOUN
ajst-32540	149	33	security	security	NOUN
ajst-32540	149	34	management	management	NOUN
ajst-32540	149	35	in	in	ADP
ajst-32540	149	36	the	the	DET
ajst-32540	149	37	insurance	insurance	NOUN
ajst-32540	149	38	industry	industry	NOUN
ajst-32540	149	39	.	.	PUNCT
ajst-32540	150	1	first	first	ADV
ajst-32540	150	2	,	,	PUNCT
ajst-32540	150	3	the	the	DET
ajst-32540	150	4	implementation	implementation	NOUN
ajst-32540	150	5	of	of	ADP
ajst-32540	150	6	higher	high	ADJ
ajst-32540	150	7	-	-	PUNCT
ajst-32540	150	8	level	level	NOUN
ajst-32540	150	9	laws	law	NOUN
ajst-32540	150	10	such	such	ADJ
ajst-32540	150	11	as	as	ADP
ajst-32540	150	12	the	the	DET
ajst-32540	150	13	data	data	NOUN
ajst-32540	150	14	security	security	NOUN
ajst-32540	150	15	law	law	NOUN
ajst-32540	150	16	and	and	CCONJ
ajst-32540	150	17	the	the	DET
ajst-32540	150	18	personal	personal	ADJ
ajst-32540	150	19	information	information	NOUN
ajst-32540	150	20	protection	protection	NOUN
ajst-32540	150	21	law	law	NOUN
ajst-32540	150	22	has	have	AUX
ajst-32540	150	23	set	set	VERB
ajst-32540	150	24	clear	clear	ADJ
ajst-32540	150	25	compliance	compliance	NOUN
ajst-32540	150	26	requirements	requirement	NOUN
ajst-32540	150	27	for	for	ADP
ajst-32540	150	28	the	the	DET
ajst-32540	150	29	insurance	insurance	NOUN
ajst-32540	150	30	industry	industry	NOUN
ajst-32540	150	31	when	when	SCONJ
ajst-32540	150	32	applying	apply	VERB
ajst-32540	150	33	artificial	artificial	ADJ
ajst-32540	150	34	intelligence	intelligence	NOUN
ajst-32540	150	35	technology	technology	NOUN
ajst-32540	150	36	.	.	PUNCT
ajst-32540	151	1	these	these	DET
ajst-32540	151	2	regulations	regulation	NOUN
ajst-32540	151	3	require	require	VERB
ajst-32540	151	4	insurance	insurance	NOUN
ajst-32540	151	5	companies	company	NOUN
ajst-32540	151	6	to	to	PART
ajst-32540	151	7	establish	establish	VERB
ajst-32540	151	8	a	a	DET
ajst-32540	151	9	robust	robust	ADJ
ajst-32540	151	10	data	datum	NOUN
ajst-32540	151	11	security	security	NOUN
ajst-32540	151	12	management	management	NOUN
ajst-32540	151	13	system	system	NOUN
ajst-32540	151	14	when	when	SCONJ
ajst-32540	151	15	handling	handle	VERB
ajst-32540	151	16	customer	customer	NOUN
ajst-32540	151	17	information	information	NOUN
ajst-32540	151	18	and	and	CCONJ
ajst-32540	151	19	conducting	conduct	VERB
ajst-32540	151	20	risk	risk	NOUN
ajst-32540	151	21	assessments	assessment	NOUN
ajst-32540	151	22	.	.	PUNCT
ajst-32540	152	1	specifically	specifically	ADV
ajst-32540	152	2	,	,	PUNCT
ajst-32540	152	3	insurance	insurance	NOUN
ajst-32540	152	4	companies	company	NOUN
ajst-32540	152	5	need	need	VERB
ajst-32540	152	6	to	to	PART
ajst-32540	152	7	:	:	PUNCT
ajst-32540	152	8	(	(	PUNCT
ajst-32540	152	9	1	1	X
ajst-32540	152	10	)	)	PUNCT
ajst-32540	152	11	define	define	VERB
ajst-32540	152	12	data	datum	NOUN
ajst-32540	152	13	classification	classification	NOUN
ajst-32540	152	14	and	and	CCONJ
ajst-32540	152	15	grading	grading	NOUN
ajst-32540	152	16	standards	standard	NOUN
ajst-32540	152	17	,	,	PUNCT
ajst-32540	152	18	providing	provide	VERB
ajst-32540	152	19	special	special	ADJ
ajst-32540	152	20	protection	protection	NOUN
ajst-32540	152	21	for	for	ADP
ajst-32540	152	22	sensitive	sensitive	ADJ
ajst-32540	152	23	data	datum	NOUN
ajst-32540	152	24	;	;	PUNCT
ajst-32540	152	25	(	(	PUNCT
ajst-32540	152	26	2	2	X
ajst-32540	152	27	)	)	PUNCT
ajst-32540	152	28	establish	establish	VERB
ajst-32540	152	29	data	datum	NOUN
ajst-32540	152	30	access	access	NOUN
ajst-32540	152	31	control	control	NOUN
ajst-32540	152	32	mechanisms	mechanism	NOUN
ajst-32540	152	33	to	to	PART
ajst-32540	152	34	restrict	restrict	VERB
ajst-32540	152	35	unnecessary	unnecessary	ADJ
ajst-32540	152	36	personal	personal	ADJ
ajst-32540	152	37	information	information	NOUN
ajst-32540	152	38	access	access	NOUN
ajst-32540	152	39	;	;	PUNCT
ajst-32540	152	40	(	(	PUNCT
ajst-32540	152	41	3	3	X
ajst-32540	152	42	)	)	PUNCT
ajst-32540	152	43	implement	implement	VERB
ajst-32540	152	44	data	datum	NOUN
ajst-32540	152	45	encryption	encryption	NOUN
ajst-32540	152	46	and	and	CCONJ
ajst-32540	152	47	desensitization	desensitization	NOUN
ajst-32540	152	48	techniques	technique	NOUN
ajst-32540	152	49	to	to	PART
ajst-32540	152	50	ensure	ensure	VERB
ajst-32540	152	51	the	the	DET
ajst-32540	152	52	security	security	NOUN
ajst-32540	152	53	of	of	ADP
ajst-32540	152	54	data	datum	NOUN
ajst-32540	152	55	during	during	ADP
ajst-32540	152	56	transmission	transmission	NOUN
ajst-32540	152	57	and	and	CCONJ
ajst-32540	152	58	storage	storage	NOUN
ajst-32540	152	59	.	.	PUNCT
ajst-32540	153	1	second	second	ADJ
ajst-32540	153	2	,	,	PUNCT
ajst-32540	153	3	the	the	DET
ajst-32540	153	4	insurance	insurance	NOUN
ajst-32540	153	5	industry	industry	NOUN
ajst-32540	153	6	faces	face	VERB
ajst-32540	153	7	unique	unique	ADJ
ajst-32540	153	8	data	datum	NOUN
ajst-32540	153	9	security	security	NOUN
ajst-32540	153	10	challenges	challenge	NOUN
ajst-32540	153	11	when	when	SCONJ
ajst-32540	153	12	applying	apply	VERB
ajst-32540	153	13	ai	ai	VERB
ajst-32540	153	14	technology	technology	NOUN
ajst-32540	153	15	.	.	PUNCT
ajst-32540	154	1	these	these	DET
ajst-32540	154	2	challenges	challenge	NOUN
ajst-32540	154	3	include	include	VERB
ajst-32540	154	4	:	:	PUNCT
ajst-32540	154	5	(	(	PUNCT
ajst-32540	154	6	1	1	X
ajst-32540	154	7	)	)	PUNCT
ajst-32540	154	8	centralized	centralized	ADJ
ajst-32540	154	9	processing	processing	NOUN
ajst-32540	154	10	of	of	ADP
ajst-32540	154	11	large	large	ADJ
ajst-32540	154	12	amounts	amount	NOUN
ajst-32540	154	13	of	of	ADP
ajst-32540	154	14	sensitive	sensitive	ADJ
ajst-32540	154	15	personal	personal	ADJ
ajst-32540	154	16	information	information	NOUN
ajst-32540	154	17	,	,	PUNCT
ajst-32540	154	18	such	such	ADJ
ajst-32540	154	19	as	as	ADP
ajst-32540	154	20	health	health	NOUN
ajst-32540	154	21	status	status	NOUN
ajst-32540	154	22	,	,	PUNCT
ajst-32540	154	23	financial	financial	ADJ
ajst-32540	154	24	information	information	NOUN
ajst-32540	154	25	,	,	PUNCT
ajst-32540	154	26	etc	etc	X
ajst-32540	154	27	.	.	X
ajst-32540	154	28	;	;	PUNCT
ajst-32540	154	29	(	(	PUNCT
ajst-32540	154	30	2	2	X
ajst-32540	154	31	)	)	PUNCT
ajst-32540	154	32	machines.the	machines.the	DET
ajst-32540	154	33	high	high	ADJ
ajst-32540	154	34	dependence	dependence	NOUN
ajst-32540	154	35	of	of	ADP
ajst-32540	154	36	learning	learning	NOUN
ajst-32540	154	37	models	model	NOUN
ajst-32540	154	38	on	on	ADP
ajst-32540	154	39	training	training	NOUN
ajst-32540	154	40	data	datum	NOUN
ajst-32540	154	41	may	may	AUX
ajst-32540	154	42	lead	lead	VERB
ajst-32540	154	43	to	to	ADP
ajst-32540	154	44	the	the	DET
ajst-32540	154	45	risk	risk	NOUN
ajst-32540	154	46	of	of	ADP
ajst-32540	154	47	privacy	privacy	NOUN
ajst-32540	154	48	leakage	leakage	NOUN
ajst-32540	154	49	;	;	PUNCT
ajst-32540	154	50	(	(	PUNCT
ajst-32540	154	51	3	3	X
ajst-32540	154	52	)	)	PUNCT
ajst-32540	154	53	the	the	DET
ajst-32540	154	54	security	security	NOUN
ajst-32540	154	55	risks	risk	NOUN
ajst-32540	154	56	brought	bring	VERB
ajst-32540	154	57	by	by	ADP
ajst-32540	154	58	crossinstitutional	crossinstitutional	ADJ
ajst-32540	154	59	data	datum	NOUN
ajst-32540	154	60	sharing	sharing	NOUN
ajst-32540	154	61	.	.	PUNCT
ajst-32540	155	1	these	these	DET
ajst-32540	155	2	characteristics	characteristic	NOUN
ajst-32540	155	3	make	make	VERB
ajst-32540	155	4	it	it	PRON
ajst-32540	155	5	urgent	urgent	ADJ
ajst-32540	155	6	for	for	ADP
ajst-32540	155	7	the	the	DET
ajst-32540	155	8	insurance	insurance	NOUN
ajst-32540	155	9	industry	industry	NOUN
ajst-32540	155	10	to	to	PART
ajst-32540	155	11	formulate	formulate	VERB
ajst-32540	155	12	special	special	ADJ
ajst-32540	155	13	data	datum	NOUN
ajst-32540	155	14	security	security	NOUN
ajst-32540	155	15	management	management	NOUN
ajst-32540	155	16	norms	norm	NOUN
ajst-32540	155	17	.	.	PUNCT
ajst-32540	156	1	again	again	ADV
ajst-32540	156	2	,	,	PUNCT
ajst-32540	156	3	the	the	DET
ajst-32540	156	4	implementation	implementation	NOUN
ajst-32540	156	5	of	of	ADP
ajst-32540	156	6	existing	exist	VERB
ajst-32540	156	7	regulations	regulation	NOUN
ajst-32540	156	8	in	in	ADP
ajst-32540	156	9	the	the	DET
ajst-32540	156	10	insurance	insurance	NOUN
ajst-32540	156	11	industry	industry	NOUN
ajst-32540	156	12	still	still	ADV
ajst-32540	156	13	faces	face	VERB
ajst-32540	156	14	numerous	numerous	ADJ
ajst-32540	156	15	issues	issue	NOUN
ajst-32540	156	16	.	.	PUNCT
ajst-32540	157	1	these	these	DET
ajst-32540	157	2	mainly	mainly	ADV
ajst-32540	157	3	manifest	manifest	ADJ
ajst-32540	157	4	as:(1	as:(1	ADJ
ajst-32540	157	5	)	)	PUNCT
ajst-32540	157	6	regulatory	regulatory	ADJ
ajst-32540	157	7	details	detail	NOUN
ajst-32540	157	8	are	be	AUX
ajst-32540	157	9	not	not	PART
ajst-32540	157	10	clear	clear	ADJ
ajst-32540	157	11	enough	enough	ADV
ajst-32540	157	12	,	,	PUNCT
ajst-32540	157	13	causing	cause	VERB
ajst-32540	157	14	confusion	confusion	NOUN
ajst-32540	157	15	for	for	ADP
ajst-32540	157	16	insurance	insurance	NOUN
ajst-32540	157	17	companies	company	NOUN
ajst-32540	157	18	in	in	ADP
ajst-32540	157	19	specific	specific	ADJ
ajst-32540	157	20	operations	operation	NOUN
ajst-32540	157	21	;	;	PUNCT
ajst-32540	157	22	(	(	PUNCT
ajst-32540	157	23	2	2	X
ajst-32540	157	24	)	)	PUNCT
ajst-32540	157	25	the	the	DET
ajst-32540	157	26	technical	technical	ADJ
ajst-32540	157	27	standards	standard	NOUN
ajst-32540	157	28	system	system	NOUN
ajst-32540	157	29	is	be	AUX
ajst-32540	157	30	incomplete	incomplete	ADJ
ajst-32540	157	31	,	,	PUNCT
ajst-32540	157	32	making	make	VERB
ajst-32540	157	33	it	it	PRON
ajst-32540	157	34	difficult	difficult	ADJ
ajst-32540	157	35	to	to	PART
ajst-32540	157	36	effectively	effectively	ADV
ajst-32540	157	37	guide	guide	VERB
ajst-32540	157	38	practice	practice	NOUN
ajst-32540	157	39	;	;	PUNCT
ajst-32540	157	40	(	(	PUNCT
ajst-32540	157	41	3	3	X
ajst-32540	157	42	)	)	PUNCT
ajst-32540	157	43	industry	industry	NOUN
ajst-32540	157	44	self	self	NOUN
ajst-32540	157	45	-	-	PUNCT
ajst-32540	157	46	regulation	regulation	NOUN
ajst-32540	157	47	mechanisms	mechanism	NOUN
ajst-32540	157	48	need	need	VERB
ajst-32540	157	49	to	to	PART
ajst-32540	157	50	be	be	AUX
ajst-32540	157	51	streng	streng	PROPN
ajst-32540	157	52	thened	thene	VERB
ajst-32540	157	53	,	,	PUNCT
ajst-32540	157	54	with	with	ADP
ajst-32540	157	55	data	datum	NOUN
ajst-32540	157	56	security	security	NOUN
ajst-32540	157	57	levels	level	NOUN
ajst-32540	157	58	varying	vary	VERB
ajst-32540	157	59	widely	widely	ADV
ajst-32540	157	60	among	among	ADP
ajst-32540	157	61	companies	company	NOUN
ajst-32540	157	62	.	.	PUNCT
ajst-32540	158	1	based	base	VERB
ajst-32540	158	2	on	on	ADP
ajst-32540	158	3	the	the	DET
ajst-32540	158	4	above	above	ADJ
ajst-32540	158	5	analysis	analysis	NOUN
ajst-32540	158	6	,	,	PUNCT
ajst-32540	158	7	it	it	PRON
ajst-32540	158	8	is	be	AUX
ajst-32540	158	9	recommended	recommend	VERB
ajst-32540	158	10	to	to	PART
ajst-32540	158	11	improve	improve	VERB
ajst-32540	158	12	the	the	DET
ajst-32540	158	13	data	datum	NOUN
ajst-32540	158	14	security	security	NOUN
ajst-32540	158	15	management	management	NOUN
ajst-32540	158	16	policy	policy	NOUN
ajst-32540	158	17	system	system	NOUN
ajst-32540	158	18	of	of	ADP
ajst-32540	158	19	the	the	DET
ajst-32540	158	20	insurance	insurance	NOUN
ajst-32540	158	21	industry	industry	NOUN
ajst-32540	158	22	in	in	ADP
ajst-32540	158	23	the	the	DET
ajst-32540	158	24	following	follow	VERB
ajst-32540	158	25	aspects	aspect	NOUN
ajst-32540	158	26	:	:	PUNCT
ajst-32540	158	27	(	(	PUNCT
ajst-32540	158	28	1	1	X
ajst-32540	158	29	)	)	PUNCT
ajst-32540	158	30	develop	develop	VERB
ajst-32540	158	31	guidelines	guideline	NOUN
ajst-32540	158	32	for	for	ADP
ajst-32540	158	33	data	datum	NOUN
ajst-32540	158	34	security	security	NOUN
ajst-32540	158	35	management	management	NOUN
ajst-32540	158	36	in	in	ADP
ajst-32540	158	37	artificial	artificial	ADJ
ajst-32540	158	38	intelligence	intelligence	NOUN
ajst-32540	158	39	applications	application	NOUN
ajst-32540	158	40	within	within	ADP
ajst-32540	158	41	the	the	DET
ajst-32540	158	42	insurance	insurance	NOUN
ajst-32540	158	43	industry	industry	NOUN
ajst-32540	158	44	,	,	PUNCT
ajst-32540	158	45	specifying	specify	VERB
ajst-32540	158	46	detailed	detailed	ADJ
ajst-32540	158	47	operational	operational	ADJ
ajst-32540	158	48	requirements	requirement	NOUN
ajst-32540	158	49	;	;	PUNCT
ajst-32540	158	50	(	(	PUNCT
ajst-32540	158	51	2	2	X
ajst-32540	158	52	)	)	PUNCT
ajst-32540	158	53	establish	establish	VERB
ajst-32540	158	54	unified	unified	ADJ
ajst-32540	158	55	technical	technical	ADJ
ajst-32540	158	56	standards	standard	NOUN
ajst-32540	158	57	to	to	PART
ajst-32540	158	58	standardize	standardize	VERB
ajst-32540	158	59	data	datum	NOUN
ajst-32540	158	60	processing	processing	NOUN
ajst-32540	158	61	procedures	procedure	NOUN
ajst-32540	158	62	;	;	PUNCT
ajst-32540	158	63	(	(	PUNCT
ajst-32540	158	64	3	3	X
ajst-32540	158	65	)	)	PUNCT
ajst-32540	158	66	increase	increase	VERB
ajst-32540	158	67	regulatory	regulatory	ADJ
ajst-32540	158	68	efforts	effort	NOUN
ajst-32540	158	69	and	and	CCONJ
ajst-32540	158	70	conduct	conduct	VERB
ajst-32540	158	71	regular	regular	ADJ
ajst-32540	158	72	data	datum	NOUN
ajst-32540	158	73	security	security	NOUN
ajst-32540	158	74	assessments	assessment	NOUN
ajst-32540	158	75	;	;	PUNCT
ajst-32540	158	76	(	(	PUNCT
ajst-32540	158	77	4	4	X
ajst-32540	158	78	)	)	PUNCT
ajst-32540	158	79	promote	promote	VERB
ajst-32540	158	80	industry	industry	NOUN
ajst-32540	158	81	self	self	NOUN
ajst-32540	158	82	-	-	PUNCT
ajst-32540	158	83	regulation	regulation	NOUN
ajst-32540	158	84	and	and	CCONJ
ajst-32540	158	85	establish	establish	VERB
ajst-32540	158	86	a	a	DET
ajst-32540	158	87	mechanism	mechanism	NOUN
ajst-32540	158	88	for	for	ADP
ajst-32540	158	89	sharing	share	VERB
ajst-32540	158	90	best	good	ADJ
ajst-32540	158	91	practices	practice	NOUN
ajst-32540	158	92	in	in	ADP
ajst-32540	158	93	data	datum	NOUN
ajst-32540	158	94	security	security	NOUN
ajst-32540	158	95	.	.	PUNCT
ajst-32540	159	1	to	to	PART
ajst-32540	159	2	sum	sum	VERB
ajst-32540	159	3	up	up	ADP
ajst-32540	159	4	,	,	PUNCT
ajst-32540	159	5	although	although	SCONJ
ajst-32540	159	6	the	the	DET
ajst-32540	159	7	current	current	ADJ
ajst-32540	159	8	regulations	regulation	NOUN
ajst-32540	159	9	provide	provide	VERB
ajst-32540	159	10	a	a	DET
ajst-32540	159	11	basic	basic	ADJ
ajst-32540	159	12	framework	framework	NOUN
ajst-32540	159	13	for	for	ADP
ajst-32540	159	14	data	data	NOUN
ajst-32540	159	15	security	security	NOUN
ajst-32540	159	16	management	management	NOUN
ajst-32540	159	17	in	in	ADP
ajst-32540	159	18	the	the	DET
ajst-32540	159	19	insurance	insurance	NOUN
ajst-32540	159	20	industry	industry	NOUN
ajst-32540	159	21	,	,	PUNCT
ajst-32540	159	22	it	it	PRON
ajst-32540	159	23	is	be	AUX
ajst-32540	159	24	still	still	ADV
ajst-32540	159	25	necessary	necessary	ADJ
ajst-32540	159	26	to	to	PART
ajst-32540	159	27	further	far	ADV
ajst-32540	159	28	improve	improve	VERB
ajst-32540	159	29	the	the	DET
ajst-32540	159	30	relevant	relevant	ADJ
ajst-32540	159	31	policy	policy	NOUN
ajst-32540	159	32	system	system	NOUN
ajst-32540	159	33	in	in	ADP
ajst-32540	159	34	view	view	NOUN
ajst-32540	159	35	of	of	ADP
ajst-32540	159	36	the	the	DET
ajst-32540	159	37	particularity	particularity	NOUN
ajst-32540	159	38	of	of	ADP
ajst-32540	159	39	ai	ai	PROPN
ajst-32540	159	40	application	application	NOUN
ajst-32540	159	41	,	,	PUNCT
ajst-32540	159	42	so	so	SCONJ
ajst-32540	159	43	as	as	SCONJ
ajst-32540	159	44	to	to	PART
ajst-32540	159	45	promote	promote	VERB
ajst-32540	159	46	the	the	DET
ajst-32540	159	47	insurance	insurance	NOUN
ajst-32540	159	48	industry	industry	NOUN
ajst-32540	159	49	to	to	PART
ajst-32540	159	50	better	well	ADV
ajst-32540	159	51	play	play	VERB
ajst-32540	159	52	the	the	DET
ajst-32540	159	53	innovative	innovative	ADJ
ajst-32540	159	54	value	value	NOUN
ajst-32540	159	55	of	of	ADP
ajst-32540	159	56	ai	ai	PRON
ajst-32540	159	57	technology	technology	NOUN
ajst-32540	159	58	on	on	ADP
ajst-32540	159	59	the	the	DET
ajst-32540	159	60	premise	premise	NOUN
ajst-32540	159	61	of	of	ADP
ajst-32540	159	62	ensuring	ensure	VERB
ajst-32540	159	63	data	datum	NOUN
ajst-32540	159	64	security	security	NOUN
ajst-32540	159	65	.	.	PUNCT
ajst-32540	160	1	73	73	NUM
ajst-32540	160	2	figure	figure	NOUN
ajst-32540	160	3	10	10	NUM
ajst-32540	160	4	.	.	PUNCT
ajst-32540	160	5	focus	focus	NOUN
ajst-32540	160	6	of	of	ADP
ajst-32540	160	7	respondents	respondent	NOUN
ajst-32540	160	8	3.2	3.2	NUM
ajst-32540	160	9	the	the	DET
ajst-32540	160	10	reality	reality	NOUN
ajst-32540	160	11	of	of	ADP
ajst-32540	160	12	artificial	artificial	ADJ
ajst-32540	160	13	intelligence	intelligence	NOUN
ajst-32540	160	14	empowering	empower	VERB
ajst-32540	160	15	the	the	DET
ajst-32540	160	16	insurance	insurance	NOUN
ajst-32540	160	17	industry	industry	NOUN
ajst-32540	160	18	3.2.1	3.2.1	NUM
ajst-32540	160	19	generalizability	generalizability	NOUN
ajst-32540	160	20	from	from	ADP
ajst-32540	160	21	an	an	DET
ajst-32540	160	22	open	open	ADJ
ajst-32540	160	23	-	-	PUNCT
ajst-32540	160	24	source	source	NOUN
ajst-32540	160	25	perspective	perspective	NOUN
ajst-32540	160	26	,	,	PUNCT
ajst-32540	160	27	the	the	DET
ajst-32540	160	28	open	open	ADJ
ajst-32540	160	29	-	-	PUNCT
ajst-32540	160	30	source	source	NOUN
ajst-32540	160	31	ecosystem	ecosystem	NOUN
ajst-32540	160	32	has	have	AUX
ajst-32540	160	33	initially	initially	ADV
ajst-32540	160	34	taken	take	VERB
ajst-32540	160	35	shape	shape	NOUN
ajst-32540	160	36	,	,	PUNCT
ajst-32540	160	37	but	but	CCONJ
ajst-32540	160	38	verticalization	verticalization	NOUN
ajst-32540	160	39	and	and	CCONJ
ajst-32540	160	40	collaboration	collaboration	NOUN
ajst-32540	160	41	mechanisms	mechanism	NOUN
ajst-32540	160	42	are	be	AUX
ajst-32540	160	43	still	still	ADV
ajst-32540	160	44	lacking	lack	VERB
ajst-32540	160	45	.	.	PUNCT
ajst-32540	161	1	although	although	SCONJ
ajst-32540	161	2	large	large	ADJ
ajst-32540	161	3	open	open	ADJ
ajst-32540	161	4	-	-	PUNCT
ajst-32540	161	5	source	source	NOUN
ajst-32540	161	6	models	model	NOUN
ajst-32540	161	7	(	(	PUNCT
ajst-32540	161	8	such	such	ADJ
ajst-32540	161	9	as	as	ADP
ajst-32540	161	10	deep	deep	ADJ
ajst-32540	161	11	seek	seek	NOUN
ajst-32540	161	12	and	and	CCONJ
ajst-32540	161	13	xuan	xuan	PROPN
ajst-32540	161	14	yuan	yuan	PROPN
ajst-32540	161	15	financial	financial	PROPN
ajst-32540	161	16	model	model	PROPN
ajst-32540	161	17	)	)	PUNCT
ajst-32540	161	18	have	have	AUX
ajst-32540	161	19	provided	provide	VERB
ajst-32540	161	20	a	a	DET
ajst-32540	161	21	foundational	foundational	ADJ
ajst-32540	161	22	technical	technical	ADJ
ajst-32540	161	23	framework	framework	NOUN
ajst-32540	161	24	for	for	ADP
ajst-32540	161	25	the	the	DET
ajst-32540	161	26	insurance	insurance	NOUN
ajst-32540	161	27	industry	industry	NOUN
ajst-32540	161	28	,	,	PUNCT
ajst-32540	161	29	the	the	DET
ajst-32540	161	30	industry	industry	NOUN
ajst-32540	161	31	-	-	PUNCT
ajst-32540	161	32	level	level	NOUN
ajst-32540	161	33	open	open	ADJ
ajst-32540	161	34	-	-	PUNCT
ajst-32540	161	35	source	source	NOUN
ajst-32540	161	36	ecosystem	ecosystem	NOUN
ajst-32540	161	37	remains	remain	VERB
ajst-32540	161	38	in	in	ADP
ajst-32540	161	39	its	its	PRON
ajst-32540	161	40	early	early	ADJ
ajst-32540	161	41	stages	stage	NOUN
ajst-32540	161	42	,	,	PUNCT
ajst-32540	161	43	lacking	lack	VERB
ajst-32540	161	44	vertical	vertical	ADJ
ajst-32540	161	45	optimization	optimization	NOUN
ajst-32540	161	46	toolchains	toolchain	NOUN
ajst-32540	161	47	tailored	tailor	VERB
ajst-32540	161	48	to	to	ADP
ajst-32540	161	49	insurance	insurance	NOUN
ajst-32540	161	50	scenarios	scenario	NOUN
ajst-32540	161	51	.	.	PUNCT
ajst-32540	162	1	leading	lead	VERB
ajst-32540	162	2	insurers	insurer	NOUN
ajst-32540	162	3	maintain	maintain	VERB
ajst-32540	162	4	a	a	DET
ajst-32540	162	5	technological	technological	ADJ
ajst-32540	162	6	edge	edge	NOUN
ajst-32540	162	7	through	through	ADP
ajst-32540	162	8	self	self	NOUN
ajst-32540	162	9	-	-	PUNCT
ajst-32540	162	10	developed	develop	VERB
ajst-32540	162	11	or	or	CCONJ
ajst-32540	162	12	customized	customized	ADJ
ajst-32540	162	13	models	model	NOUN
ajst-32540	162	14	(	(	PUNCT
ajst-32540	162	15	such	such	ADJ
ajst-32540	162	16	as	as	ADP
ajst-32540	162	17	china	china	PROPN
ajst-32540	162	18	pacific	pacific	PROPN
ajst-32540	162	19	insurance	insurance	PROPN
ajst-32540	162	20	's	's	PART
ajst-32540	162	21	"	"	PUNCT
ajst-32540	162	22	taishu	taishu	NOUN
ajst-32540	162	23	tong	tong	PROPN
ajst-32540	162	24	"	"	PUNCT
ajst-32540	162	25	platform	platform	NOUN
ajst-32540	162	26	)	)	PUNCT
ajst-32540	162	27	,	,	PUNCT
ajst-32540	162	28	while	while	SCONJ
ajst-32540	162	29	smaller	small	ADJ
ajst-32540	162	30	insurers	insurer	NOUN
ajst-32540	162	31	,	,	PUNCT
ajst-32540	162	32	constrained	constrain	VERB
ajst-32540	162	33	by	by	ADP
ajst-32540	162	34	development	development	NOUN
ajst-32540	162	35	costs	cost	NOUN
ajst-32540	162	36	and	and	CCONJ
ajst-32540	162	37	capabilities	capability	NOUN
ajst-32540	162	38	,	,	PUNCT
ajst-32540	162	39	find	find	VERB
ajst-32540	162	40	it	it	PRON
ajst-32540	162	41	difficult	difficult	ADJ
ajst-32540	162	42	to	to	PART
ajst-32540	162	43	directly	directly	ADV
ajst-32540	162	44	reuse	reuse	VERB
ajst-32540	162	45	general	general	ADJ
ajst-32540	162	46	models	model	NOUN
ajst-32540	162	47	and	and	CCONJ
ajst-32540	162	48	must	must	AUX
ajst-32540	162	49	rely	rely	VERB
ajst-32540	162	50	on	on	ADP
ajst-32540	162	51	open	open	ADJ
ajst-32540	162	52	-	-	PUNCT
ajst-32540	162	53	source	source	NOUN
ajst-32540	162	54	communities	community	NOUN
ajst-32540	162	55	for	for	ADP
ajst-32540	162	56	lightweight	lightweight	ADJ
ajst-32540	162	57	,	,	PUNCT
ajst-32540	162	58	scenariospecific	scenariospecific	ADJ
ajst-32540	162	59	solutions	solution	NOUN
ajst-32540	162	60	.	.	PUNCT
ajst-32540	163	1	3.2.2	3.2.2	NUM
ajst-32540	163	2	timeliness	timeliness	NOUN
ajst-32540	163	3	the	the	DET
ajst-32540	163	4	insurance	insurance	NOUN
ajst-32540	163	5	industry	industry	NOUN
ajst-32540	163	6	faces	face	VERB
ajst-32540	163	7	issues	issue	NOUN
ajst-32540	163	8	such	such	ADJ
ajst-32540	163	9	as	as	ADP
ajst-32540	163	10	untimely	untimely	ADJ
ajst-32540	163	11	demand	demand	NOUN
ajst-32540	163	12	response	response	NOUN
ajst-32540	163	13	and	and	CCONJ
ajst-32540	163	14	difficulties	difficulty	NOUN
ajst-32540	163	15	in	in	ADP
ajst-32540	163	16	technology	technology	NOUN
ajst-32540	163	17	implementation	implementation	NOUN
ajst-32540	163	18	during	during	ADP
ajst-32540	163	19	the	the	DET
ajst-32540	163	20	process	process	NOUN
ajst-32540	163	21	of	of	ADP
ajst-32540	163	22	ai	ai	ADJ
ajst-32540	163	23	empowerment	empowerment	NOUN
ajst-32540	163	24	.	.	PUNCT
ajst-32540	164	1	despite	despite	SCONJ
ajst-32540	164	2	the	the	DET
ajst-32540	164	3	enormous	enormous	ADJ
ajst-32540	164	4	potential	potential	NOUN
ajst-32540	164	5	of	of	ADP
ajst-32540	164	6	ai	ai	PROPN
ajst-32540	164	7	technology	technology	NOUN
ajst-32540	164	8	,	,	PUNCT
ajst-32540	164	9	small	small	ADJ
ajst-32540	164	10	and	and	CCONJ
ajst-32540	164	11	medium	medium	ADJ
ajst-32540	164	12	-	-	PUNCT
ajst-32540	164	13	sized	sized	ADJ
ajst-32540	164	14	insurers	insurer	NOUN
ajst-32540	164	15	often	often	ADV
ajst-32540	164	16	struggle	struggle	VERB
ajst-32540	164	17	to	to	PART
ajst-32540	164	18	quickly	quickly	ADV
ajst-32540	164	19	adjust	adjust	VERB
ajst-32540	164	20	their	their	PRON
ajst-32540	164	21	products	product	NOUN
ajst-32540	164	22	and	and	CCONJ
ajst-32540	164	23	services	service	NOUN
ajst-32540	164	24	according	accord	VERB
ajst-32540	164	25	to	to	ADP
ajst-32540	164	26	market	market	NOUN
ajst-32540	164	27	demands	demand	NOUN
ajst-32540	164	28	due	due	ADP
ajst-32540	164	29	to	to	ADP
ajst-32540	164	30	high	high	ADJ
ajst-32540	164	31	technical	technical	ADJ
ajst-32540	164	32	barriers	barrier	NOUN
ajst-32540	164	33	and	and	CCONJ
ajst-32540	164	34	significant	significant	ADJ
ajst-32540	164	35	cost	cost	NOUN
ajst-32540	164	36	pressures	pressure	NOUN
ajst-32540	164	37	.	.	PUNCT
ajst-32540	165	1	for	for	ADP
ajst-32540	165	2	example	example	NOUN
ajst-32540	165	3	,	,	PUNCT
ajst-32540	165	4	deploying	deploy	VERB
ajst-32540	165	5	traditional	traditional	ADJ
ajst-32540	165	6	large	large	ADJ
ajst-32540	165	7	models	model	NOUN
ajst-32540	165	8	is	be	AUX
ajst-32540	165	9	costly	costly	ADJ
ajst-32540	165	10	,	,	PUNCT
ajst-32540	165	11	while	while	SCONJ
ajst-32540	165	12	open	open	ADJ
ajst-32540	165	13	-	-	PUNCT
ajst-32540	165	14	source	source	NOUN
ajst-32540	165	15	technologies	technology	NOUN
ajst-32540	165	16	have	have	AUX
ajst-32540	165	17	lowered	lower	VERB
ajst-32540	165	18	hardware	hardware	NOUN
ajst-32540	165	19	thresholds	threshold	NOUN
ajst-32540	165	20	but	but	CCONJ
ajst-32540	165	21	still	still	ADV
ajst-32540	165	22	require	require	VERB
ajst-32540	165	23	substantial	substantial	ADJ
ajst-32540	165	24	technical	technical	ADJ
ajst-32540	165	25	investment	investment	NOUN
ajst-32540	165	26	for	for	ADP
ajst-32540	165	27	local	local	ADJ
ajst-32540	165	28	adaptation	adaptation	NOUN
ajst-32540	165	29	,	,	PUNCT
ajst-32540	165	30	74.53	74.53	NUM
ajst-32540	165	31	%	%	NOUN
ajst-32540	165	32	73.58	73.58	NUM
ajst-32540	165	33	%	%	NOUN
ajst-32540	165	34	73.58%78.30	73.58%78.30	NUM
ajst-32540	165	35	%	%	NOUN
ajst-32540	165	36	74.53	74.53	NUM
ajst-32540	165	37	%	%	NOUN
ajst-32540	165	38	76.42	76.42	NUM
ajst-32540	165	39	%	%	NOUN
ajst-32540	165	40	a.intelligent	a.intelligent	NOUN
ajst-32540	165	41	 	 	SPACE
ajst-32540	165	42	and	and	CCONJ
ajst-32540	165	43	 	 	SPACE
ajst-32540	165	44	precise	precise	ADJ
ajst-32540	165	45	 	 	SPACE
ajst-32540	165	46	recommendation	recommendation	NOUN
ajst-32540	165	47	:	:	PUNCT
ajst-32540	165	48	 	 	SPACE
ajst-32540	165	49	by	by	ADP
ajst-32540	165	50	 	 	SPACE
ajst-32540	165	51	leveraging	leverage	VERB
ajst-32540	165	52	 	 	SPACE
ajst-32540	165	53	artificial	artificial	ADJ
ajst-32540	165	54	 	 	SPACE
ajst-32540	165	55	intelligence	intelligence	NOUN
ajst-32540	165	56	 	 	SPACE
ajst-32540	165	57	to	to	PART
ajst-32540	165	58	conduct	conduct	VERB
ajst-32540	165	59	 	 	SPACE
ajst-32540	165	60	in‐depth	in‐depth	ADJ
ajst-32540	165	61	 	 	SPACE
ajst-32540	165	62	analysis	analysis	NOUN
ajst-32540	165	63	 	 	SPACE
ajst-32540	165	64	of	of	ADP
ajst-32540	165	65	 	 	SPACE
ajst-32540	165	66	users	user	NOUN
ajst-32540	165	67	'	'	PART
ajst-32540	165	68	 	 	SPACE
ajst-32540	165	69	diverse	diverse	ADJ
ajst-32540	165	70	 	 	SPACE
ajst-32540	165	71	data	datum	NOUN
ajst-32540	165	72	,	,	PUNCT
ajst-32540	165	73	 	 	SPACE
ajst-32540	165	74	we	we	PRON
ajst-32540	165	75	 	 	SPACE
ajst-32540	165	76	can	can	AUX
ajst-32540	165	77	 	 	SPACE
ajst-32540	165	78	achieve	achieve	VERB
ajst-32540	165	79	 	 	SPACE
ajst-32540	165	80	precise	precise	ADJ
ajst-32540	165	81	recommendation	recommendation	NOUN
ajst-32540	165	82	 	 	SPACE
ajst-32540	165	83	of	of	ADP
ajst-32540	165	84	 	 	SPACE
ajst-32540	165	85	insurance	insurance	NOUN
ajst-32540	165	86	 	 	SPACE
ajst-32540	165	87	products	product	NOUN
ajst-32540	165	88	 	 	SPACE
ajst-32540	165	89	and	and	CCONJ
ajst-32540	165	90	 	 	SPACE
ajst-32540	165	91	customize	customize	VERB
ajst-32540	165	92	 	 	SPACE
ajst-32540	165	93	personalized	personalize	VERB
ajst-32540	165	94	 	 	SPACE
ajst-32540	165	95	solutions	solution	NOUN
ajst-32540	165	96	.	.	PUNCT
ajst-32540	166	1	b.information	b.information	NOUN
ajst-32540	166	2	 	 	SPACE
ajst-32540	166	3	is	be	AUX
ajst-32540	166	4	 	 	SPACE
ajst-32540	166	5	updated	update	VERB
ajst-32540	166	6	 	 	SPACE
ajst-32540	166	7	at	at	ADP
ajst-32540	166	8	 	 	SPACE
ajst-32540	166	9	an	an	DET
ajst-32540	166	10	 	 	SPACE
ajst-32540	166	11	extremely	extremely	ADV
ajst-32540	166	12	 	 	SPACE
ajst-32540	166	13	fast	fast	ADJ
ajst-32540	166	14	 	 	SPACE
ajst-32540	166	15	pace	pace	NOUN
ajst-32540	166	16	:	:	PUNCT
ajst-32540	166	17	 	 	SPACE
ajst-32540	166	18	the	the	DET
ajst-32540	166	19	 	 	SPACE
ajst-32540	166	20	artificial	artificial	ADJ
ajst-32540	166	21	 	 	SPACE
ajst-32540	166	22	intelligence	intelligence	NOUN
ajst-32540	166	23	 	 	SPACE
ajst-32540	166	24	system	system	NOUN
ajst-32540	166	25	updates	update	VERB
ajst-32540	166	26	 	 	SPACE
ajst-32540	166	27	insurance	insurance	NOUN
ajst-32540	166	28	 	 	SPACE
ajst-32540	166	29	policies	policy	NOUN
ajst-32540	166	30	,	,	PUNCT
ajst-32540	166	31	 	 	SPACE
ajst-32540	166	32	market	market	NOUN
ajst-32540	166	33	 	 	SPACE
ajst-32540	166	34	dynamics	dynamic	NOUN
ajst-32540	166	35	 	 	SPACE
ajst-32540	166	36	and	and	CCONJ
ajst-32540	166	37	 	 	SPACE
ajst-32540	166	38	other	other	ADJ
ajst-32540	166	39	 	 	SPACE
ajst-32540	166	40	information	information	NOUN
ajst-32540	166	41	 	 	SPACE
ajst-32540	166	42	in	in	ADP
ajst-32540	166	43	 	 	SPACE
ajst-32540	166	44	real	real	ADJ
ajst-32540	166	45	 	 	SPACE
ajst-32540	166	46	time	time	NOUN
ajst-32540	166	47	.	.	PUNCT
ajst-32540	167	1	c.clear	c.clear	ADJ
ajst-32540	167	2	 	 	SPACE
ajst-32540	167	3	interpretation	interpretation	NOUN
ajst-32540	167	4	 	 	SPACE
ajst-32540	167	5	of	of	ADP
ajst-32540	167	6	 	 	SPACE
ajst-32540	167	7	clauses	clause	NOUN
ajst-32540	167	8	:	:	PUNCT
ajst-32540	167	9	 	 	SPACE
ajst-32540	167	10	utilizing	utilize	VERB
ajst-32540	167	11	 	 	SPACE
ajst-32540	167	12	natural	natural	ADJ
ajst-32540	167	13	 	 	SPACE
ajst-32540	167	14	language	language	NOUN
ajst-32540	167	15	 	 	SPACE
ajst-32540	167	16	processing	processing	NOUN
ajst-32540	167	17	,	,	PUNCT
ajst-32540	167	18	 	 	SPACE
ajst-32540	167	19	converting	convert	VERB
ajst-32540	167	20	insurance	insurance	NOUN
ajst-32540	167	21	 	 	SPACE
ajst-32540	167	22	clauses	clause	NOUN
ajst-32540	167	23	 	 	SPACE
ajst-32540	167	24	into	into	ADP
ajst-32540	167	25	 	 	SPACE
ajst-32540	167	26	plain	plain	NOUN
ajst-32540	167	27	 	 	SPACE
ajst-32540	167	28	and	and	CCONJ
ajst-32540	167	29	 	 	SPACE
ajst-32540	167	30	understandable	understandable	ADJ
ajst-32540	167	31	 	 	SPACE
ajst-32540	167	32	content	content	NOUN
ajst-32540	167	33	.	.	PUNCT
ajst-32540	168	1	d.efficient	d.efficient	NOUN
ajst-32540	168	2	 	 	SPACE
ajst-32540	168	3	customer	customer	NOUN
ajst-32540	168	4	 	 	SPACE
ajst-32540	168	5	service	service	NOUN
ajst-32540	168	6	 	 	SPACE
ajst-32540	168	7	interaction	interaction	NOUN
ajst-32540	168	8	:	:	PUNCT
ajst-32540	168	9	 	 	SPACE
ajst-32540	168	10	combining	combine	VERB
ajst-32540	168	11	 	 	SPACE
ajst-32540	168	12	insurance	insurance	NOUN
ajst-32540	168	13	 	 	SPACE
ajst-32540	168	14	with	with	ADP
ajst-32540	168	15	 	 	SPACE
ajst-32540	168	16	artificial	artificial	ADJ
ajst-32540	168	17	intelligence	intelligence	NOUN
ajst-32540	168	18	 	 	SPACE
ajst-32540	168	19	to	to	PART
ajst-32540	168	20	 	 	SPACE
ajst-32540	168	21	create	create	VERB
ajst-32540	168	22	 	 	SPACE
ajst-32540	168	23	intelligent	intelligent	ADJ
ajst-32540	168	24	 	 	SPACE
ajst-32540	168	25	customer	customer	NOUN
ajst-32540	168	26	 	 	SPACE
ajst-32540	168	27	service	service	NOUN
ajst-32540	168	28	 	 	SPACE
ajst-32540	168	29	and	and	CCONJ
ajst-32540	168	30	 	 	SPACE
ajst-32540	168	31	achieve	achieve	VERB
ajst-32540	168	32	 	 	SPACE
ajst-32540	168	33	quick	quick	ADJ
ajst-32540	168	34	 	 	SPACE
ajst-32540	168	35	and	and	CCONJ
ajst-32540	168	36	 	 	SPACE
ajst-32540	168	37	accurate	accurate	ADJ
ajst-32540	168	38	problem	problem	NOUN
ajst-32540	168	39	 	 	SPACE
ajst-32540	168	40	resolution	resolution	NOUN
ajst-32540	168	41	e.risk	e.risk	NOUN
ajst-32540	168	42	 	 	SPACE
ajst-32540	168	43	intelligence	intelligence	NOUN
ajst-32540	168	44	 	 	SPACE
ajst-32540	168	45	assessment	assessment	NOUN
ajst-32540	168	46	:	:	PUNCT
ajst-32540	168	47	 	 	SPACE
ajst-32540	168	48	through	through	ADP
ajst-32540	168	49	 	 	SPACE
ajst-32540	168	50	intelligent	intelligent	ADJ
ajst-32540	168	51	 	 	SPACE
ajst-32540	168	52	assessment	assessment	NOUN
ajst-32540	168	53	 	 	SPACE
ajst-32540	168	54	of	of	ADP
ajst-32540	168	55	 	 	SPACE
ajst-32540	168	56	users	user	NOUN
ajst-32540	168	57	'	'	PART
ajst-32540	168	58	 	 	SPACE
ajst-32540	168	59	risk	risk	NOUN
ajst-32540	168	60	 	 	SPACE
ajst-32540	168	61	status	status	NOUN
ajst-32540	168	62	 	 	SPACE
ajst-32540	168	63	by	by	ADP
ajst-32540	168	64	artificial	artificial	ADJ
ajst-32540	168	65	 	 	SPACE
ajst-32540	168	66	intelligence	intelligence	NOUN
ajst-32540	168	67	 	 	SPACE
ajst-32540	168	68	algorithms	algorithm	NOUN
ajst-32540	168	69	,	,	PUNCT
ajst-32540	168	70	 	 	SPACE
ajst-32540	168	71	it	it	PRON
ajst-32540	168	72	 	 	SPACE
ajst-32540	168	73	assists	assist	VERB
ajst-32540	168	74	 	 	SPACE
ajst-32540	168	75	in	in	ADP
ajst-32540	168	76	 	 	SPACE
ajst-32540	168	77	customizing	customizing	NOUN
ajst-32540	168	78	 	 	SPACE
ajst-32540	168	79	insurance	insurance	NOUN
ajst-32540	168	80	 	 	SPACE
ajst-32540	168	81	plans	plan	NOUN
ajst-32540	168	82	.	.	PUNCT
ajst-32540	169	1	f.claims	f.claim	NOUN
ajst-32540	169	2	 	 	SPACE
ajst-32540	169	3	settlement	settlement	NOUN
ajst-32540	169	4	 	 	SPACE
ajst-32540	169	5	intelligent	intelligent	ADJ
ajst-32540	169	6	 	 	SPACE
ajst-32540	169	7	assistance	assistance	NOUN
ajst-32540	169	8	:	:	PUNCT
ajst-32540	169	9	 	 	SPACE
ajst-32540	169	10	artificial	artificial	ADJ
ajst-32540	169	11	 	 	SPACE
ajst-32540	169	12	intelligence	intelligence	NOUN
ajst-32540	169	13	 	 	SPACE
ajst-32540	169	14	provides	provide	VERB
ajst-32540	169	15	 	 	SPACE
ajst-32540	169	16	intelligent	intelligent	ADJ
ajst-32540	169	17	support	support	NOUN
ajst-32540	169	18	 	 	SPACE
ajst-32540	169	19	in	in	ADP
ajst-32540	169	20	 	 	SPACE
ajst-32540	169	21	the	the	DET
ajst-32540	169	22	 	 	SPACE
ajst-32540	169	23	claims	claim	NOUN
ajst-32540	169	24	 	 	SPACE
ajst-32540	169	25	settlement	settlement	NOUN
ajst-32540	169	26	 	 	SPACE
ajst-32540	169	27	process	process	NOUN
ajst-32540	169	28	,	,	PUNCT
ajst-32540	169	29	 	 	SPACE
ajst-32540	169	30	simplifying	simplify	VERB
ajst-32540	169	31	 	 	SPACE
ajst-32540	169	32	procedures	procedure	NOUN
ajst-32540	169	33	 	 	SPACE
ajst-32540	169	34	and	and	CCONJ
ajst-32540	169	35	 	 	SPACE
ajst-32540	169	36	enhancing	enhance	VERB
ajst-32540	169	37	 	 	SPACE
ajst-32540	169	38	the	the	DET
ajst-32540	169	39	efficiency	efficiency	NOUN
ajst-32540	169	40	 	 	SPACE
ajst-32540	169	41	of	of	ADP
ajst-32540	169	42	 	 	SPACE
ajst-32540	169	43	claims	claim	NOUN
ajst-32540	169	44	 	 	SPACE
ajst-32540	169	45	settlement	settlement	NOUN
ajst-32540	169	46	.	.	PUNCT
ajst-32540	170	1	74	74	NUM
ajst-32540	170	2	leading	lead	VERB
ajst-32540	170	3	to	to	ADP
ajst-32540	170	4	delayed	delay	VERB
ajst-32540	170	5	ai	ai	VERB
ajst-32540	170	6	empowerment	empowerment	NOUN
ajst-32540	170	7	and	and	CCONJ
ajst-32540	170	8	an	an	DET
ajst-32540	170	9	inability	inability	NOUN
ajst-32540	170	10	to	to	PART
ajst-32540	170	11	promptly	promptly	ADV
ajst-32540	170	12	meet	meet	VERB
ajst-32540	170	13	customer	customer	NOUN
ajst-32540	170	14	needs	need	NOUN
ajst-32540	170	15	.	.	PUNCT
ajst-32540	171	1	additionally	additionally	ADV
ajst-32540	171	2	,	,	PUNCT
ajst-32540	171	3	the	the	DET
ajst-32540	171	4	lack	lack	NOUN
ajst-32540	171	5	of	of	ADP
ajst-32540	171	6	standardized	standardized	ADJ
ajst-32540	171	7	tools	tool	NOUN
ajst-32540	171	8	and	and	CCONJ
ajst-32540	171	9	reusable	reusable	ADJ
ajst-32540	171	10	cases	case	NOUN
ajst-32540	171	11	further	far	ADV
ajst-32540	171	12	hinders	hinder	VERB
ajst-32540	171	13	the	the	DET
ajst-32540	171	14	widespread	widespread	ADJ
ajst-32540	171	15	adoption	adoption	NOUN
ajst-32540	171	16	and	and	CCONJ
ajst-32540	171	17	application	application	NOUN
ajst-32540	171	18	efficiency	efficiency	NOUN
ajst-32540	171	19	of	of	ADP
ajst-32540	171	20	ai	ai	PROPN
ajst-32540	171	21	technology	technology	NOUN
ajst-32540	171	22	.	.	PUNCT
ajst-32540	172	1	3.2.3	3.2.3	NUM
ajst-32540	172	2	risk	risk	NOUN
ajst-32540	172	3	control	control	NOUN
ajst-32540	172	4	artificial	artificial	ADJ
ajst-32540	172	5	intelligence	intelligence	NOUN
ajst-32540	172	6	,	,	PUNCT
ajst-32540	172	7	in	in	ADP
ajst-32540	172	8	empowering	empower	VERB
ajst-32540	172	9	the	the	DET
ajst-32540	172	10	insurance	insurance	NOUN
ajst-32540	172	11	industry	industry	NOUN
ajst-32540	172	12	,	,	PUNCT
ajst-32540	172	13	has	have	AUX
ajst-32540	172	14	made	make	VERB
ajst-32540	172	15	information	information	NOUN
ajst-32540	172	16	leakage	leakage	NOUN
ajst-32540	172	17	a	a	DET
ajst-32540	172	18	pressing	press	VERB
ajst-32540	172	19	issue	issue	NOUN
ajst-32540	172	20	to	to	PART
ajst-32540	172	21	address	address	VERB
ajst-32540	172	22	.	.	PUNCT
ajst-32540	173	1	ai	ai	VERB
ajst-32540	173	2	technology	technology	NOUN
ajst-32540	173	3	relies	rely	VERB
ajst-32540	173	4	heavily	heavily	ADV
ajst-32540	173	5	on	on	ADP
ajst-32540	173	6	sensitive	sensitive	ADJ
ajst-32540	173	7	data	datum	NOUN
ajst-32540	173	8	(	(	PUNCT
ajst-32540	173	9	such	such	ADJ
ajst-32540	173	10	as	as	ADP
ajst-32540	173	11	customer	customer	NOUN
ajst-32540	173	12	personal	personal	ADJ
ajst-32540	173	13	information	information	NOUN
ajst-32540	173	14	,	,	PUNCT
ajst-32540	173	15	health	health	NOUN
ajst-32540	173	16	records	record	NOUN
ajst-32540	173	17	,	,	PUNCT
ajst-32540	173	18	and	and	CCONJ
ajst-32540	173	19	financial	financial	ADJ
ajst-32540	173	20	data	datum	NOUN
ajst-32540	173	21	)	)	PUNCT
ajst-32540	173	22	,	,	PUNCT
ajst-32540	173	23	but	but	CCONJ
ajst-32540	173	24	its	its	PRON
ajst-32540	173	25	data	data	NOUN
ajst-32540	173	26	security	security	NOUN
ajst-32540	173	27	mechanisms	mechanism	NOUN
ajst-32540	173	28	are	be	AUX
ajst-32540	173	29	not	not	PART
ajst-32540	173	30	yet	yet	ADV
ajst-32540	173	31	robust	robust	ADJ
ajst-32540	173	32	,	,	PUNCT
ajst-32540	173	33	making	make	VERB
ajst-32540	173	34	it	it	PRON
ajst-32540	173	35	vulnerable	vulnerable	ADJ
ajst-32540	173	36	to	to	ADP
ajst-32540	173	37	hacker	hacker	NOUN
ajst-32540	173	38	attacks	attack	NOUN
ajst-32540	173	39	.	.	PUNCT
ajst-32540	174	1	moreover	moreover	ADV
ajst-32540	174	2	,	,	PUNCT
ajst-32540	174	3	the	the	DET
ajst-32540	174	4	widespread	widespread	ADJ
ajst-32540	174	5	use	use	NOUN
ajst-32540	174	6	of	of	ADP
ajst-32540	174	7	open	open	ADJ
ajst-32540	174	8	-	-	PUNCT
ajst-32540	174	9	source	source	NOUN
ajst-32540	174	10	technologies	technology	NOUN
ajst-32540	174	11	increases	increase	VERB
ajst-32540	174	12	the	the	DET
ajst-32540	174	13	risk	risk	NOUN
ajst-32540	174	14	of	of	ADP
ajst-32540	174	15	system	system	NOUN
ajst-32540	174	16	vulnerabilities	vulnerability	NOUN
ajst-32540	174	17	,	,	PUNCT
ajst-32540	174	18	and	and	CCONJ
ajst-32540	174	19	small	small	ADJ
ajst-32540	174	20	and	and	CCONJ
ajst-32540	174	21	medium	medium	ADJ
ajst-32540	174	22	-	-	PUNCT
ajst-32540	174	23	sized	sized	ADJ
ajst-32540	174	24	insurers	insurer	NOUN
ajst-32540	174	25	,	,	PUNCT
ajst-32540	174	26	due	due	ADJ
ajst-32540	174	27	to	to	ADP
ajst-32540	174	28	limited	limited	ADJ
ajst-32540	174	29	technical	technical	ADJ
ajst-32540	174	30	capabilities	capability	NOUN
ajst-32540	174	31	,	,	PUNCT
ajst-32540	174	32	strugg	strugg	NOUN
ajst-32540	174	33	le	le	X
ajst-32540	174	34	to	to	PART
ajst-32540	174	35	effectively	effectively	ADV
ajst-32540	174	36	counter	counter	VERB
ajst-32540	174	37	data	datum	NOUN
ajst-32540	174	38	leakage	leakage	NOUN
ajst-32540	174	39	threats	threat	NOUN
ajst-32540	174	40	.	.	PUNCT
ajst-32540	175	1	for	for	ADP
ajst-32540	175	2	example	example	NOUN
ajst-32540	175	3	,	,	PUNCT
ajst-32540	175	4	in	in	ADP
ajst-32540	175	5	scenarios	scenario	NOUN
ajst-32540	175	6	like	like	ADP
ajst-32540	175	7	medical	medical	ADJ
ajst-32540	175	8	image	image	NOUN
ajst-32540	175	9	recognition	recognition	NOUN
ajst-32540	175	10	and	and	CCONJ
ajst-32540	175	11	intelligent	intelligent	ADJ
ajst-32540	175	12	claims	claim	NOUN
ajst-32540	175	13	processing	processing	NOUN
ajst-32540	175	14	,	,	PUNCT
ajst-32540	175	15	data	datum	NOUN
ajst-32540	175	16	breaches	breach	NOUN
ajst-32540	175	17	not	not	PART
ajst-32540	175	18	only	only	ADV
ajst-32540	175	19	infringe	infringe	VERB
ajst-32540	175	20	on	on	ADP
ajst-32540	175	21	customer	customer	NOUN
ajst-32540	175	22	privacy	privacy	NOUN
ajst-32540	175	23	but	but	CCONJ
ajst-32540	175	24	can	can	AUX
ajst-32540	175	25	also	also	ADV
ajst-32540	175	26	damage	damage	VERB
ajst-32540	175	27	corporate	corporate	ADJ
ajst-32540	175	28	reputation	reputation	NOUN
ajst-32540	175	29	and	and	CCONJ
ajst-32540	175	30	expose	expose	VERB
ajst-32540	175	31	legal	legal	ADJ
ajst-32540	175	32	risks	risk	NOUN
ajst-32540	175	33	.	.	PUNCT
ajst-32540	176	1	3.2.4	3.2.4	NUM
ajst-32540	176	2	precision	precision	NOUN
ajst-32540	176	3	and	and	CCONJ
ajst-32540	176	4	technology	technology	NOUN
ajst-32540	176	5	artificial	artificial	ADJ
ajst-32540	176	6	intelligence	intelligence	NOUN
ajst-32540	176	7	,	,	PUNCT
ajst-32540	176	8	in	in	ADP
ajst-32540	176	9	the	the	DET
ajst-32540	176	10	process	process	NOUN
ajst-32540	176	11	of	of	ADP
ajst-32540	176	12	empowering	empower	VERB
ajst-32540	176	13	the	the	DET
ajst-32540	176	14	insurance	insurance	NOUN
ajst-32540	176	15	industry	industry	NOUN
ajst-32540	176	16	with	with	ADP
ajst-32540	176	17	precise	precise	ADJ
ajst-32540	176	18	recommendations	recommendation	NOUN
ajst-32540	176	19	,	,	PUNCT
ajst-32540	176	20	faces	face	VERB
ajst-32540	176	21	challenges	challenge	NOUN
ajst-32540	176	22	such	such	ADJ
ajst-32540	176	23	as	as	ADP
ajst-32540	176	24	incomplete	incomplete	ADJ
ajst-32540	176	25	user	user	NOUN
ajst-32540	176	26	profiles	profile	NOUN
ajst-32540	176	27	and	and	CCONJ
ajst-32540	176	28	difficulties	difficulty	NOUN
ajst-32540	176	29	in	in	ADP
ajst-32540	176	30	technology	technology	NOUN
ajst-32540	176	31	implementation	implementation	NOUN
ajst-32540	176	32	.	.	PUNCT
ajst-32540	177	1	first	first	ADV
ajst-32540	177	2	,	,	PUNCT
ajst-32540	177	3	building	building	NOUN
ajst-32540	177	4	user	user	NOUN
ajst-32540	177	5	profiles	profile	NOUN
ajst-32540	177	6	relies	rely	VERB
ajst-32540	177	7	on	on	ADP
ajst-32540	177	8	multi	multi	ADJ
ajst-32540	177	9	-	-	ADJ
ajst-32540	177	10	dimensional	dimensional	ADJ
ajst-32540	177	11	data	datum	NOUN
ajst-32540	177	12	(	(	PUNCT
ajst-32540	177	13	such	such	ADJ
ajst-32540	177	14	as	as	ADP
ajst-32540	177	15	consumption	consumption	NOUN
ajst-32540	177	16	behavior	behavior	NOUN
ajst-32540	177	17	,	,	PUNCT
ajst-32540	177	18	health	health	NOUN
ajst-32540	177	19	records	record	NOUN
ajst-32540	177	20	,	,	PUNCT
ajst-32540	177	21	financial	financial	ADJ
ajst-32540	177	22	status	status	NOUN
ajst-32540	177	23	,	,	PUNCT
ajst-32540	177	24	etc	etc	X
ajst-32540	177	25	.	.	X
ajst-32540	177	26	)	)	PUNCT
ajst-32540	177	27	,	,	PUNCT
ajst-32540	177	28	but	but	CCONJ
ajst-32540	177	29	these	these	DET
ajst-32540	177	30	data	datum	NOUN
ajst-32540	177	31	sources	source	NOUN
ajst-32540	177	32	are	be	AUX
ajst-32540	177	33	scattered	scatter	VERB
ajst-32540	177	34	and	and	CCONJ
ajst-32540	177	35	vary	vary	VERB
ajst-32540	177	36	in	in	ADP
ajst-32540	177	37	quality	quality	NOUN
ajst-32540	177	38	,	,	PUNCT
ajst-32540	177	39	leading	lead	VERB
ajst-32540	177	40	to	to	ADP
ajst-32540	177	41	imprecise	imprecise	ADJ
ajst-32540	177	42	profiles	profile	NOUN
ajst-32540	177	43	.	.	PUNCT
ajst-32540	178	1	second	second	ADJ
ajst-32540	178	2	,	,	PUNCT
ajst-32540	178	3	ai	ai	VERB
ajst-32540	178	4	algorithms	algorithm	NOUN
ajst-32540	178	5	struggle	struggle	VERB
ajst-32540	178	6	to	to	PART
ajst-32540	178	7	dynamically	dynamically	ADV
ajst-32540	178	8	capture	capture	VERB
ajst-32540	178	9	changes	change	NOUN
ajst-32540	178	10	in	in	ADP
ajst-32540	178	11	user	user	NOUN
ajst-32540	178	12	needs	need	NOUN
ajst-32540	178	13	when	when	SCONJ
ajst-32540	178	14	recommending	recommend	VERB
ajst-32540	178	15	insurance	insurance	NOUN
ajst-32540	178	16	products	product	NOUN
ajst-32540	178	17	,	,	PUNCT
ajst-32540	178	18	often	often	ADV
ajst-32540	178	19	resulting	result	VERB
ajst-32540	178	20	in	in	ADP
ajst-32540	178	21	recommendation	recommendation	NOUN
ajst-32540	178	22	outcomes	outcome	NOUN
ajst-32540	178	23	that	that	PRON
ajst-32540	178	24	diverge	diverge	VERB
ajst-32540	178	25	from	from	ADP
ajst-32540	178	26	actual	actual	ADJ
ajst-32540	178	27	user	user	NOUN
ajst-32540	178	28	needs	need	NOUN
ajst-32540	178	29	.	.	PUNCT
ajst-32540	179	1	additionally	additionally	ADV
ajst-32540	179	2	,	,	PUNCT
ajst-32540	179	3	small	small	ADJ
ajst-32540	179	4	and	and	CCONJ
ajst-32540	179	5	medium	medium	ADJ
ajst-32540	179	6	-	-	PUNCT
ajst-32540	179	7	sized	sized	ADJ
ajst-32540	179	8	insurers	insurer	NOUN
ajst-32540	179	9	lack	lack	VERB
ajst-32540	179	10	the	the	DET
ajst-32540	179	11	technical	technical	ADJ
ajst-32540	179	12	capabilities	capability	NOUN
ajst-32540	179	13	to	to	PART
ajst-32540	179	14	achieve	achieve	VERB
ajst-32540	179	15	complex	complex	ADJ
ajst-32540	179	16	algorithm	algorithm	NOUN
ajst-32540	179	17	op	op	NOUN
ajst-32540	179	18	timization	timization	NOUN
ajst-32540	179	19	and	and	CCONJ
ajst-32540	179	20	model	model	NOUN
ajst-32540	179	21	iteration	iteration	NOUN
ajst-32540	179	22	,	,	PUNCT
ajst-32540	179	23	further	far	ADV
ajst-32540	179	24	limiting	limit	VERB
ajst-32540	179	25	the	the	DET
ajst-32540	179	26	effectiveness	effectiveness	NOUN
ajst-32540	179	27	of	of	ADP
ajst-32540	179	28	precise	precise	ADJ
ajst-32540	179	29	recommendations	recommendation	NOUN
ajst-32540	179	30	.	.	PUNCT
ajst-32540	180	1	3.3	3.3	NUM
ajst-32540	180	2	analysis	analysis	NOUN
ajst-32540	180	3	of	of	ADP
ajst-32540	180	4	the	the	DET
ajst-32540	180	5	current	current	ADJ
ajst-32540	180	6	situation	situation	NOUN
ajst-32540	180	7	of	of	ADP
ajst-32540	180	8	the	the	DET
ajst-32540	180	9	platform	platform	NOUN
ajst-32540	180	10	at	at	ADP
ajst-32540	180	11	present	present	ADJ
ajst-32540	180	12	,	,	PUNCT
ajst-32540	180	13	some	some	DET
ajst-32540	180	14	platforms	platform	NOUN
ajst-32540	180	15	in	in	ADP
ajst-32540	180	16	the	the	DET
ajst-32540	180	17	market	market	NOUN
ajst-32540	180	18	have	have	AUX
ajst-32540	180	19	made	make	VERB
ajst-32540	180	20	active	active	ADJ
ajst-32540	180	21	exploration	exploration	NOUN
ajst-32540	180	22	in	in	ADP
ajst-32540	180	23	empowering	empower	VERB
ajst-32540	180	24	the	the	DET
ajst-32540	180	25	insurance	insurance	NOUN
ajst-32540	180	26	industry	industry	NOUN
ajst-32540	180	27	with	with	ADP
ajst-32540	180	28	artificial	artificial	ADJ
ajst-32540	180	29	intelligence	intelligence	NOUN
ajst-32540	180	30	,	,	PUNCT
ajst-32540	180	31	but	but	CCONJ
ajst-32540	180	32	the	the	DET
ajst-32540	180	33	idealized	idealized	ADJ
ajst-32540	180	34	conception	conception	NOUN
ajst-32540	180	35	proposed	propose	VERB
ajst-32540	180	36	in	in	ADP
ajst-32540	180	37	this	this	DET
ajst-32540	180	38	paper	paper	NOUN
ajst-32540	180	39	has	have	AUX
ajst-32540	180	40	not	not	PART
ajst-32540	180	41	been	be	AUX
ajst-32540	180	42	fully	fully	ADV
ajst-32540	180	43	realized	realize	VERB
ajst-32540	180	44	.	.	PUNCT
ajst-32540	181	1	the	the	DET
ajst-32540	181	2	following	follow	VERB
ajst-32540	181	3	analysis	analysis	NOUN
ajst-32540	181	4	is	be	AUX
ajst-32540	181	5	made	make	VERB
ajst-32540	181	6	from	from	ADP
ajst-32540	181	7	multiple	multiple	ADJ
ajst-32540	181	8	dimensions	dimension	NOUN
ajst-32540	181	9	:	:	PUNCT
ajst-32540	181	10	first	first	ADV
ajst-32540	181	11	,	,	PUNCT
ajst-32540	181	12	the	the	DET
ajst-32540	181	13	precision	precision	NOUN
ajst-32540	181	14	recommendation	recommendation	NOUN
ajst-32540	181	15	platform	platform	NOUN
ajst-32540	181	16	.	.	PUNCT
ajst-32540	182	1	some	some	DET
ajst-32540	182	2	insurance	insurance	NOUN
ajst-32540	182	3	technology	technology	NOUN
ajst-32540	182	4	companies	company	NOUN
ajst-32540	182	5	have	have	AUX
ajst-32540	182	6	developed	develop	VERB
ajst-32540	182	7	ai	ai	NOUN
ajst-32540	182	8	-	-	PUNCT
ajst-32540	182	9	based	base	VERB
ajst-32540	182	10	insurance	insurance	NOUN
ajst-32540	182	11	recommendation	recommendation	NOUN
ajst-32540	182	12	platforms	platform	NOUN
ajst-32540	182	13	,	,	PUNCT
ajst-32540	182	14	for	for	ADP
ajst-32540	182	15	example	example	NOUN
ajst-32540	182	16	:	:	PUNCT
ajst-32540	182	17	policygenius	policygenius	ADJ
ajst-32540	182	18	:	:	PUNCT
ajst-32540	182	19	providing	provide	VERB
ajst-32540	182	20	customized	customized	ADJ
ajst-32540	182	21	insurance	insurance	NOUN
ajst-32540	182	22	product	product	NOUN
ajst-32540	182	23	recommendations	recommendation	NOUN
ajst-32540	182	24	based	base	VERB
ajst-32540	182	25	on	on	ADP
ajst-32540	182	26	user	user	NOUN
ajst-32540	182	27	input	input	NOUN
ajst-32540	182	28	of	of	ADP
ajst-32540	182	29	personal	personal	ADJ
ajst-32540	182	30	information	information	NOUN
ajst-32540	182	31	(	(	PUNCT
ajst-32540	182	32	such	such	ADJ
ajst-32540	182	33	as	as	ADP
ajst-32540	182	34	age	age	NOUN
ajst-32540	182	35	,	,	PUNCT
ajst-32540	182	36	occupation	occupation	NOUN
ajst-32540	182	37	,	,	PUNCT
ajst-32540	182	38	health	health	NOUN
ajst-32540	182	39	status	status	NOUN
ajst-32540	182	40	,	,	PUNCT
ajst-32540	182	41	etc	etc	X
ajst-32540	182	42	.	.	X
ajst-32540	182	43	)	)	PUNCT
ajst-32540	182	44	,	,	PUNCT
ajst-32540	182	45	and	and	CCONJ
ajst-32540	182	46	supporting	support	VERB
ajst-32540	182	47	comparisons	comparison	NOUN
ajst-32540	182	48	between	between	ADP
ajst-32540	182	49	products	product	NOUN
ajst-32540	182	50	from	from	ADP
ajst-32540	182	51	multiple	multiple	ADJ
ajst-32540	182	52	insurers	insurer	NOUN
ajst-32540	182	53	.	.	PUNCT
ajst-32540	183	1	lemonade	lemonade	PROPN
ajst-32540	183	2	:	:	PUNCT
ajst-32540	183	3	using	use	VERB
ajst-32540	183	4	ai	ai	VERB
ajst-32540	183	5	technology	technology	NOUN
ajst-32540	183	6	to	to	PART
ajst-32540	183	7	quickly	quickly	ADV
ajst-32540	183	8	analyze	analyze	VERB
ajst-32540	183	9	user	user	NOUN
ajst-32540	183	10	needs	need	NOUN
ajst-32540	183	11	and	and	CCONJ
ajst-32540	183	12	provide	provide	VERB
ajst-32540	183	13	personalized	personalized	ADJ
ajst-32540	183	14	insurance	insurance	NOUN
ajst-32540	183	15	plans	plan	NOUN
ajst-32540	183	16	.	.	PUNCT
ajst-32540	184	1	however	however	ADV
ajst-32540	184	2	,	,	PUNCT
ajst-32540	184	3	these	these	DET
ajst-32540	184	4	platforms	platform	NOUN
ajst-32540	184	5	still	still	ADV
ajst-32540	184	6	have	have	VERB
ajst-32540	184	7	limitations	limitation	NOUN
ajst-32540	184	8	in	in	ADP
ajst-32540	184	9	the	the	DET
ajst-32540	184	10	accuracy	accuracy	NOUN
ajst-32540	184	11	of	of	ADP
ajst-32540	184	12	user	user	NOUN
ajst-32540	184	13	profiling	profiling	NOUN
ajst-32540	184	14	,	,	PUNCT
ajst-32540	184	15	dynamic	dynamic	ADJ
ajst-32540	184	16	demand	demand	NOUN
ajst-32540	184	17	capture	capture	NOUN
ajst-32540	184	18	,	,	PUNCT
ajst-32540	184	19	and	and	CCONJ
ajst-32540	184	20	cross	cross	ADJ
ajst-32540	184	21	-	-	ADJ
ajst-32540	184	22	platform	platform	ADJ
ajst-32540	184	23	compatibility	compatibility	NOUN
ajst-32540	184	24	.	.	PUNCT
ajst-32540	185	1	for	for	ADP
ajst-32540	185	2	example	example	NOUN
ajst-32540	185	3	,	,	PUNCT
ajst-32540	185	4	building	build	VERB
ajst-32540	185	5	user	user	NOUN
ajst-32540	185	6	profiles	profile	NOUN
ajst-32540	185	7	often	often	ADV
ajst-32540	185	8	relies	rely	VERB
ajst-32540	185	9	on	on	ADP
ajst-32540	185	10	static	static	ADJ
ajst-32540	185	11	data	datum	NOUN
ajst-32540	185	12	,	,	PUNCT
ajst-32540	185	13	making	make	VERB
ajst-32540	185	14	it	it	PRON
ajst-32540	185	15	difficult	difficult	ADJ
ajst-32540	185	16	to	to	PART
ajst-32540	185	17	capture	capture	VERB
ajst-32540	185	18	changes	change	NOUN
ajst-32540	185	19	in	in	ADP
ajst-32540	185	20	user	user	NOUN
ajst-32540	185	21	needs	need	NOUN
ajst-32540	185	22	in	in	ADP
ajst-32540	185	23	real	real	ADJ
ajst-32540	185	24	time	time	NOUN
ajst-32540	185	25	;	;	PUNCT
ajst-32540	185	26	at	at	ADP
ajst-32540	185	27	the	the	DET
ajst-32540	185	28	same	same	ADJ
ajst-32540	185	29	time	time	NOUN
ajst-32540	185	30	,	,	PUNCT
ajst-32540	185	31	data	datum	NOUN
ajst-32540	185	32	interoperability	interoperability	NOUN
ajst-32540	185	33	between	between	ADP
ajst-32540	185	34	platforms	platform	NOUN
ajst-32540	185	35	is	be	AUX
ajst-32540	185	36	poor	poor	ADJ
ajst-32540	185	37	,	,	PUNCT
ajst-32540	185	38	and	and	CCONJ
ajst-32540	185	39	a	a	DET
ajst-32540	185	40	true	true	ADJ
ajst-32540	185	41	"	"	PUNCT
ajst-32540	185	42	one	one	NUM
ajst-32540	185	43	-	-	PUNCT
ajst-32540	185	44	stop	stop	VERB
ajst-32540	185	45	comparison	comparison	NOUN
ajst-32540	185	46	and	and	CCONJ
ajst-32540	185	47	purchase	purchase	NOUN
ajst-32540	185	48	"	"	PUNCT
ajst-32540	185	49	experience	experience	NOUN
ajst-32540	185	50	has	have	VERB
ajst-32540	185	51	yet	yet	ADV
ajst-32540	185	52	to	to	PART
ajst-32540	185	53	be	be	AUX
ajst-32540	185	54	realized	realize	VERB
ajst-32540	185	55	.	.	PUNCT
ajst-32540	186	1	second	second	ADJ
ajst-32540	186	2	,	,	PUNCT
ajst-32540	186	3	intelligent	intelligent	ADJ
ajst-32540	186	4	question	question	NOUN
ajst-32540	186	5	answering	answer	VERB
ajst-32540	186	6	system	system	NOUN
ajst-32540	186	7	.	.	PUNCT
ajst-32540	187	1	some	some	DET
ajst-32540	187	2	insurance	insurance	NOUN
ajst-32540	187	3	companies	company	NOUN
ajst-32540	187	4	and	and	CCONJ
ajst-32540	187	5	technology	technology	NOUN
ajst-32540	187	6	companies	company	NOUN
ajst-32540	187	7	have	have	AUX
ajst-32540	187	8	launched	launch	VERB
ajst-32540	187	9	intelligent	intelligent	ADJ
ajst-32540	187	10	customer	customer	NOUN
ajst-32540	187	11	service	service	NOUN
ajst-32540	187	12	and	and	CCONJ
ajst-32540	187	13	question	question	NOUN
ajst-32540	187	14	answering	answering	NOUN
ajst-32540	187	15	systems	system	NOUN
ajst-32540	187	16	based	base	VERB
ajst-32540	187	17	on	on	ADP
ajst-32540	187	18	ai	ai	PROPN
ajst-32540	187	19	,	,	PUNCT
ajst-32540	187	20	such	such	ADJ
ajst-32540	187	21	as	as	ADP
ajst-32540	187	22	:	:	PUNCT
ajst-32540	187	23	insurify	insurify	NOUN
ajst-32540	187	24	:	:	PUNCT
ajst-32540	187	25	answering	answer	VERB
ajst-32540	187	26	users	user	NOUN
ajst-32540	187	27	'	'	PART
ajst-32540	187	28	questions	question	NOUN
ajst-32540	187	29	about	about	ADP
ajst-32540	187	30	insurance	insurance	NOUN
ajst-32540	187	31	terms	term	NOUN
ajst-32540	187	32	,	,	PUNCT
ajst-32540	187	33	claims	claim	NOUN
ajst-32540	187	34	process	process	NOUN
ajst-32540	187	35	and	and	CCONJ
ajst-32540	187	36	other	other	ADJ
ajst-32540	187	37	issues	issue	NOUN
ajst-32540	187	38	through	through	ADP
ajst-32540	187	39	chatbots	chatbot	NOUN
ajst-32540	187	40	.	.	PUNCT
ajst-32540	188	1	an	an	DET
ajst-32540	188	2	insurance	insurance	NOUN
ajst-32540	188	3	:	:	PUNCT
ajst-32540	188	4	launched	launch	VERB
ajst-32540	188	5	an	an	DET
ajst-32540	188	6	intelligent	intelligent	ADJ
ajst-32540	188	7	customer	customer	NOUN
ajst-32540	188	8	service	service	NOUN
ajst-32540	188	9	system	system	NOUN
ajst-32540	188	10	,	,	PUNCT
ajst-32540	188	11	which	which	PRON
ajst-32540	188	12	can	can	AUX
ajst-32540	188	13	handle	handle	VERB
ajst-32540	188	14	common	common	ADJ
ajst-32540	188	15	insurance	insurance	NOUN
ajst-32540	188	16	inquiries	inquiry	NOUN
ajst-32540	188	17	.	.	PUNCT
ajst-32540	189	1	however	however	ADV
ajst-32540	189	2	,	,	PUNCT
ajst-32540	189	3	these	these	DET
ajst-32540	189	4	systems	system	NOUN
ajst-32540	189	5	still	still	ADV
ajst-32540	189	6	fall	fall	VERB
ajst-32540	189	7	short	short	ADJ
ajst-32540	189	8	in	in	ADP
ajst-32540	189	9	the	the	DET
ajst-32540	189	10	depth	depth	NOUN
ajst-32540	189	11	of	of	ADP
ajst-32540	189	12	knowledge	knowledge	NOUN
ajst-32540	189	13	graph	graph	NOUN
ajst-32540	189	14	,	,	PUNCT
ajst-32540	189	15	the	the	DET
ajst-32540	189	16	accuracy	accuracy	NOUN
ajst-32540	189	17	of	of	ADP
ajst-32540	189	18	semantic	semantic	ADJ
ajst-32540	189	19	understanding	understanding	NOUN
ajst-32540	189	20	,	,	PUNCT
ajst-32540	189	21	and	and	CCONJ
ajst-32540	189	22	the	the	DET
ajst-32540	189	23	reasoning	reasoning	NOUN
ajst-32540	189	24	ability	ability	NOUN
ajst-32540	189	25	of	of	ADP
ajst-32540	189	26	complex	complex	ADJ
ajst-32540	189	27	problems	problem	NOUN
ajst-32540	189	28	.	.	PUNCT
ajst-32540	190	1	for	for	ADP
ajst-32540	190	2	example	example	NOUN
ajst-32540	190	3	,	,	PUNCT
ajst-32540	190	4	existing	exist	VERB
ajst-32540	190	5	systems	system	NOUN
ajst-32540	190	6	mostly	mostly	ADV
ajst-32540	190	7	rely	rely	VERB
ajst-32540	190	8	on	on	ADP
ajst-32540	190	9	rule	rule	NOUN
ajst-32540	190	10	engines	engine	NOUN
ajst-32540	190	11	and	and	CCONJ
ajst-32540	190	12	simple	simple	ADJ
ajst-32540	190	13	machine	machine	NOUN
ajst-32540	190	14	learning	learning	NOUN
ajst-32540	190	15	models	model	NOUN
ajst-32540	190	16	,	,	PUNCT
ajst-32540	190	17	which	which	PRON
ajst-32540	190	18	are	be	AUX
ajst-32540	190	19	difficult	difficult	ADJ
ajst-32540	190	20	to	to	PART
ajst-32540	190	21	deal	deal	VERB
ajst-32540	190	22	with	with	ADP
ajst-32540	190	23	complex	complex	ADJ
ajst-32540	190	24	fuzzy	fuzzy	ADJ
ajst-32540	190	25	queries	query	NOUN
ajst-32540	190	26	and	and	CCONJ
ajst-32540	190	27	dynamic	dynamic	ADJ
ajst-32540	190	28	reasoning	reasoning	NOUN
ajst-32540	190	29	requirements	requirement	NOUN
ajst-32540	190	30	.	.	PUNCT
ajst-32540	191	1	third	third	ADJ
ajst-32540	191	2	,	,	PUNCT
ajst-32540	191	3	empower	empower	NOUN
ajst-32540	191	4	insurance	insurance	PROPN
ajst-32540	191	5	salespeople.some	salespeople.some	PROPN
ajst-32540	191	6	platforms	platform	NOUN
ajst-32540	191	7	have	have	AUX
ajst-32540	191	8	started	start	VERB
ajst-32540	191	9	to	to	PART
ajst-32540	191	10	provide	provide	VERB
ajst-32540	191	11	training	training	NOUN
ajst-32540	191	12	and	and	CCONJ
ajst-32540	191	13	support	support	NOUN
ajst-32540	191	14	tools	tool	NOUN
ajst-32540	191	15	for	for	ADP
ajst-32540	191	16	insurance	insurance	NOUN
ajst-32540	191	17	salespeople	salesperson	NOUN
ajst-32540	191	18	,	,	PUNCT
ajst-32540	191	19	such	such	ADJ
ajst-32540	191	20	as	as	ADP
ajst-32540	191	21	:	:	PUNCT
ajst-32540	191	22	agentsync	agentsync	NOUN
ajst-32540	191	23	:	:	PUNCT
ajst-32540	191	24	to	to	PART
ajst-32540	191	25	help	help	VERB
ajst-32540	191	26	insurance	insurance	NOUN
ajst-32540	191	27	agents	agent	NOUN
ajst-32540	191	28	manage	manage	VERB
ajst-32540	191	29	75	75	NUM
ajst-32540	191	30	customer	customer	NOUN
ajst-32540	191	31	relationships	relationship	NOUN
ajst-32540	191	32	and	and	CCONJ
ajst-32540	191	33	provide	provide	VERB
ajst-32540	191	34	product	product	NOUN
ajst-32540	191	35	knowledge	knowledge	NOUN
ajst-32540	191	36	support	support	NOUN
ajst-32540	191	37	.	.	PUNCT
ajst-32540	192	1	zywave	zywave	VERB
ajst-32540	192	2	:	:	PUNCT
ajst-32540	192	3	to	to	PART
ajst-32540	192	4	provide	provide	VERB
ajst-32540	192	5	professional	professional	ADJ
ajst-32540	192	6	training	training	NOUN
ajst-32540	192	7	modules	module	NOUN
ajst-32540	192	8	and	and	CCONJ
ajst-32540	192	9	sales	sale	NOUN
ajst-32540	192	10	tools	tool	NOUN
ajst-32540	192	11	for	for	ADP
ajst-32540	192	12	insurance	insurance	NOUN
ajst-32540	192	13	salespeople	salesperson	NOUN
ajst-32540	192	14	.	.	PUNCT
ajst-32540	193	1	however	however	ADV
ajst-32540	193	2	,	,	PUNCT
ajst-32540	193	3	these	these	DET
ajst-32540	193	4	platforms	platform	NOUN
ajst-32540	193	5	still	still	ADV
ajst-32540	193	6	have	have	VERB
ajst-32540	193	7	room	room	NOUN
ajst-32540	193	8	for	for	ADP
ajst-32540	193	9	improvement	improvement	NOUN
ajst-32540	193	10	in	in	ADP
ajst-32540	193	11	terms	term	NOUN
ajst-32540	193	12	of	of	ADP
ajst-32540	193	13	intelligence	intelligence	NOUN
ajst-32540	193	14	,	,	PUNCT
ajst-32540	193	15	personalized	personalize	VERB
ajst-32540	193	16	training	training	NOUN
ajst-32540	193	17	content	content	NOUN
ajst-32540	193	18	and	and	CCONJ
ajst-32540	193	19	sales	sale	NOUN
ajst-32540	193	20	effect	effect	NOUN
ajst-32540	193	21	improvement	improvement	NOUN
ajst-32540	193	22	.	.	PUNCT
ajst-32540	194	1	for	for	ADP
ajst-32540	194	2	example	example	NOUN
ajst-32540	194	3	,	,	PUNCT
ajst-32540	194	4	the	the	DET
ajst-32540	194	5	existing	exist	VERB
ajst-32540	194	6	training	training	NOUN
ajst-32540	194	7	modules	module	NOUN
ajst-32540	194	8	are	be	AUX
ajst-32540	194	9	mostly	mostly	ADV
ajst-32540	194	10	standardized	standardize	VERB
ajst-32540	194	11	output	output	NOUN
ajst-32540	194	12	of	of	ADP
ajst-32540	194	13	basic	basic	ADJ
ajst-32540	194	14	knowledge	knowledge	NOUN
ajst-32540	194	15	,	,	PUNCT
ajst-32540	194	16	lacking	lack	VERB
ajst-32540	194	17	personalized	personalize	VERB
ajst-32540	194	18	content	content	NOUN
ajst-32540	194	19	design	design	NOUN
ajst-32540	194	20	for	for	ADP
ajst-32540	194	21	different	different	ADJ
ajst-32540	194	22	sales	sale	NOUN
ajst-32540	194	23	personnel	personnel	NOUN
ajst-32540	194	24	needs	need	NOUN
ajst-32540	194	25	.	.	PUNCT
ajst-32540	195	1	fourth	fourth	ADJ
ajst-32540	195	2	,	,	PUNCT
ajst-32540	195	3	data	datum	NOUN
ajst-32540	195	4	privacy	privacy	NOUN
ajst-32540	195	5	protection	protection	NOUN
ajst-32540	195	6	and	and	CCONJ
ajst-32540	195	7	algorithm	algorithm	NOUN
ajst-32540	195	8	transparency.the	transparency.the	PRON
ajst-32540	195	9	current	current	ADJ
ajst-32540	195	10	platforms	platform	NOUN
ajst-32540	195	11	on	on	ADP
ajst-32540	195	12	the	the	DET
ajst-32540	195	13	market	market	NOUN
ajst-32540	195	14	still	still	ADV
ajst-32540	195	15	have	have	VERB
ajst-32540	195	16	significant	significant	ADJ
ajst-32540	195	17	shortcomings	shortcoming	NOUN
ajst-32540	195	18	in	in	ADP
ajst-32540	195	19	data	datum	NOUN
ajst-32540	195	20	privacy	privacy	NOUN
ajst-32540	195	21	protection	protection	NOUN
ajst-32540	195	22	and	and	CCONJ
ajst-32540	195	23	algorithmic	algorithmic	ADJ
ajst-32540	195	24	transparency	transparency	NOUN
ajst-32540	195	25	.	.	PUNCT
ajst-32540	196	1	for	for	ADP
ajst-32540	196	2	example	example	NOUN
ajst-32540	196	3	,	,	PUNCT
ajst-32540	196	4	many	many	ADJ
ajst-32540	196	5	platforms	platform	NOUN
ajst-32540	196	6	use	use	VERB
ajst-32540	196	7	encryption	encryption	NOUN
ajst-32540	196	8	technology	technology	NOUN
ajst-32540	196	9	but	but	CCONJ
ajst-32540	196	10	lack	lack	VERB
ajst-32540	196	11	comprehensive	comprehensive	ADJ
ajst-32540	196	12	mechanisms	mechanism	NOUN
ajst-32540	196	13	to	to	PART
ajst-32540	196	14	protect	protect	VERB
ajst-32540	196	15	user	user	NOUN
ajst-32540	196	16	data	datum	NOUN
ajst-32540	196	17	;	;	PUNCT
ajst-32540	196	18	at	at	ADP
ajst-32540	196	19	the	the	DET
ajst-32540	196	20	same	same	ADJ
ajst-32540	196	21	time	time	NOUN
ajst-32540	196	22	,	,	PUNCT
ajst-32540	196	23	the	the	DET
ajst-32540	196	24	logic	logic	NOUN
ajst-32540	196	25	behind	behind	ADP
ajst-32540	196	26	recommendation	recommendation	NOUN
ajst-32540	196	27	algorithms	algorithm	NOUN
ajst-32540	196	28	is	be	AUX
ajst-32540	196	29	often	often	ADV
ajst-32540	196	30	not	not	PART
ajst-32540	196	31	transparent	transparent	ADJ
ajst-32540	196	32	enough	enough	ADV
ajst-32540	196	33	,	,	PUNCT
ajst-32540	196	34	making	make	VERB
ajst-32540	196	35	it	it	PRON
ajst-32540	196	36	difficult	difficult	ADJ
ajst-32540	196	37	for	for	SCONJ
ajst-32540	196	38	users	user	NOUN
ajst-32540	196	39	to	to	PART
ajst-32540	196	40	understand	understand	VERB
ajst-32540	196	41	the	the	DET
ajst-32540	196	42	basis	basis	NOUN
ajst-32540	196	43	of	of	ADP
ajst-32540	196	44	recommendations	recommendation	NOUN
ajst-32540	196	45	,	,	PUNCT
ajst-32540	196	46	which	which	PRON
ajst-32540	196	47	to	to	ADP
ajst-32540	196	48	some	some	DET
ajst-32540	196	49	extent	extent	NOUN
ajst-32540	196	50	affects	affect	VERB
ajst-32540	196	51	user	user	NOUN
ajst-32540	196	52	trust	trust	PROPN
ajst-32540	196	53	.	.	PUNCT
ajst-32540	197	1	4	4	X
ajst-32540	197	2	.	.	X
ajst-32540	197	3	sum	sum	VERB
ajst-32540	197	4	up	up	ADP
ajst-32540	197	5	analyzing	analyze	VERB
ajst-32540	197	6	the	the	DET
ajst-32540	197	7	questionnaire	questionnaire	NOUN
ajst-32540	197	8	reveals	reveal	VERB
ajst-32540	197	9	the	the	DET
ajst-32540	197	10	following	following	ADJ
ajst-32540	197	11	issues	issue	NOUN
ajst-32540	197	12	:	:	PUNCT
ajst-32540	197	13	the	the	DET
ajst-32540	197	14	open	open	ADJ
ajst-32540	197	15	-	-	PUNCT
ajst-32540	197	16	source	source	NOUN
ajst-32540	197	17	ecosystem	ecosystem	NOUN
ajst-32540	197	18	for	for	ADP
ajst-32540	197	19	artificial	artificial	ADJ
ajst-32540	197	20	intelligence	intelligence	NOUN
ajst-32540	197	21	in	in	ADP
ajst-32540	197	22	the	the	DET
ajst-32540	197	23	insurance	insurance	NOUN
ajst-32540	197	24	industry	industry	NOUN
ajst-32540	197	25	is	be	AUX
ajst-32540	197	26	still	still	ADV
ajst-32540	197	27	insufficient	insufficient	ADJ
ajst-32540	197	28	,	,	PUNCT
ajst-32540	197	29	with	with	ADP
ajst-32540	197	30	high	high	ADJ
ajst-32540	197	31	technical	technical	ADJ
ajst-32540	197	32	barriers	barrier	NOUN
ajst-32540	197	33	,	,	PUNCT
ajst-32540	197	34	data	datum	NOUN
ajst-32540	197	35	security	security	NOUN
ajst-32540	197	36	risks	risk	NOUN
ajst-32540	197	37	,	,	PUNCT
ajst-32540	197	38	and	and	CCONJ
ajst-32540	197	39	low	low	ADJ
ajst-32540	197	40	accuracy	accuracy	NOUN
ajst-32540	197	41	of	of	ADP
ajst-32540	197	42	user	user	NOUN
ajst-32540	197	43	profiling	profiling	NOUN
ajst-32540	197	44	.	.	PUNCT
ajst-32540	198	1	these	these	DET
ajst-32540	198	2	problems	problem	NOUN
ajst-32540	198	3	can	can	AUX
ajst-32540	198	4	be	be	AUX
ajst-32540	198	5	analyzed	analyze	VERB
ajst-32540	198	6	from	from	ADP
ajst-32540	198	7	the	the	DET
ajst-32540	198	8	following	following	ADJ
ajst-32540	198	9	perspectives	perspective	NOUN
ajst-32540	198	10	.	.	PUNCT
ajst-32540	199	1	in	in	ADP
ajst-32540	199	2	the	the	DET
ajst-32540	199	3	process	process	NOUN
ajst-32540	199	4	of	of	ADP
ajst-32540	199	5	empowering	empower	VERB
ajst-32540	199	6	the	the	DET
ajst-32540	199	7	insurance	insurance	NOUN
ajst-32540	199	8	industry	industry	NOUN
ajst-32540	199	9	with	with	ADP
ajst-32540	199	10	ai	ai	PROPN
ajst-32540	199	11	,	,	PUNCT
ajst-32540	199	12	despite	despite	SCONJ
ajst-32540	199	13	the	the	DET
ajst-32540	199	14	enormous	enormous	ADJ
ajst-32540	199	15	market	market	NOUN
ajst-32540	199	16	potential	potential	NOUN
ajst-32540	199	17	,	,	PUNCT
ajst-32540	199	18	in	in	ADP
ajst-32540	199	19	-	-	PUNCT
ajst-32540	199	20	depth	depth	NOUN
ajst-32540	199	21	research	research	NOUN
ajst-32540	199	22	has	have	AUX
ajst-32540	199	23	found	find	VERB
ajst-32540	199	24	that	that	SCONJ
ajst-32540	199	25	there	there	PRON
ajst-32540	199	26	are	be	VERB
ajst-32540	199	27	many	many	ADJ
ajst-32540	199	28	pressing	press	VERB
ajst-32540	199	29	technical	technical	ADJ
ajst-32540	199	30	challenges	challenge	NOUN
ajst-32540	199	31	to	to	PART
ajst-32540	199	32	address	address	VERB
ajst-32540	199	33	,	,	PUNCT
ajst-32540	199	34	specifically	specifically	ADV
ajst-32540	199	35	in	in	ADP
ajst-32540	199	36	the	the	DET
ajst-32540	199	37	following	follow	VERB
ajst-32540	199	38	areas	area	NOUN
ajst-32540	199	39	:	:	PUNCT
ajst-32540	199	40	first	first	ADJ
ajst-32540	199	41	,	,	PUNCT
ajst-32540	199	42	inadequate	inadequate	ADJ
ajst-32540	199	43	construction	construction	NOUN
ajst-32540	199	44	of	of	ADP
ajst-32540	199	45	an	an	DET
ajst-32540	199	46	open	open	ADJ
ajst-32540	199	47	-	-	PUNCT
ajst-32540	199	48	source	source	NOUN
ajst-32540	199	49	ecosys	ecosys	PROPN
ajst-32540	199	50	tem	tem	PROPN
ajst-32540	199	51	.	.	PUNCT
ajst-32540	200	1	the	the	DET
ajst-32540	200	2	vertical	vertical	ADJ
ajst-32540	200	3	open	open	ADJ
ajst-32540	200	4	-	-	PUNCT
ajst-32540	200	5	source	source	NOUN
ajst-32540	200	6	ecosystem	ecosystem	NOUN
ajst-32540	200	7	in	in	ADP
ajst-32540	200	8	insurance	insurance	NOUN
ajst-32540	200	9	is	be	AUX
ajst-32540	200	10	not	not	PART
ajst-32540	200	11	yet	yet	ADV
ajst-32540	200	12	complete	complete	ADJ
ajst-32540	200	13	,	,	PUNCT
ajst-32540	200	14	lacking	lack	VERB
ajst-32540	200	15	standardized	standardized	ADJ
ajst-32540	200	16	toolchains	toolchain	NOUN
ajst-32540	200	17	and	and	CCONJ
ajst-32540	200	18	federated	federated	ADJ
ajst-32540	200	19	data	data	NOUN
ajst-32540	200	20	collaboration	collaboration	NOUN
ajst-32540	200	21	mechanisms	mechanism	NOUN
ajst-32540	200	22	,	,	PUNCT
ajst-32540	200	23	which	which	PRON
ajst-32540	200	24	hinders	hinder	VERB
ajst-32540	200	25	the	the	DET
ajst-32540	200	26	efficiency	efficiency	NOUN
ajst-32540	200	27	of	of	ADP
ajst-32540	200	28	technology	technology	NOUN
ajst-32540	200	29	sharing	sharing	NOUN
ajst-32540	200	30	.	.	PUNCT
ajst-32540	201	1	second	second	ADJ
ajst-32540	201	2	,	,	PUNCT
ajst-32540	201	3	high	high	ADJ
ajst-32540	201	4	technical	technical	ADJ
ajst-32540	201	5	implementation	implementation	NOUN
ajst-32540	201	6	thresholds	threshold	NOUN
ajst-32540	201	7	.	.	PUNCT
ajst-32540	202	1	small	small	ADJ
ajst-32540	202	2	and	and	CCONJ
ajst-32540	202	3	medium	medium	ADJ
ajst-32540	202	4	-	-	PUNCT
ajst-32540	202	5	sized	sized	ADJ
ajst-32540	202	6	insurers	insurer	NOUN
ajst-32540	202	7	face	face	VERB
ajst-32540	202	8	high	high	ADJ
ajst-32540	202	9	technical	technical	ADJ
ajst-32540	202	10	barriers	barrier	NOUN
ajst-32540	202	11	and	and	CCONJ
ajst-32540	202	12	significant	significant	ADJ
ajst-32540	202	13	cost	cost	NOUN
ajst-32540	202	14	pressures	pressure	NOUN
ajst-32540	202	15	,	,	PUNCT
ajst-32540	202	16	requiring	require	VERB
ajst-32540	202	17	substantial	substantial	ADJ
ajst-32540	202	18	investment	investment	NOUN
ajst-32540	202	19	in	in	ADP
ajst-32540	202	20	localized	localized	ADJ
ajst-32540	202	21	adaptation	adaptation	NOUN
ajst-32540	202	22	,	,	PUNCT
ajst-32540	202	23	leading	lead	VERB
ajst-32540	202	24	to	to	ADP
ajst-32540	202	25	lagging	lag	VERB
ajst-32540	202	26	ai	ai	VERB
ajst-32540	202	27	empowerment	empowerment	NOUN
ajst-32540	202	28	.	.	PUNCT
ajst-32540	203	1	third	third	ADJ
ajst-32540	203	2	,	,	PUNCT
ajst-32540	203	3	prominent	prominent	ADJ
ajst-32540	203	4	data	datum	NOUN
ajst-32540	203	5	security	security	NOUN
ajst-32540	203	6	risks	risk	NOUN
ajst-32540	203	7	.	.	PUNCT
ajst-32540	204	1	ai	ai	AUX
ajst-32540	204	2	relies	relie	NOUN
ajst-32540	204	3	on	on	ADP
ajst-32540	204	4	sensitive	sensitive	ADJ
ajst-32540	204	5	data	datum	NOUN
ajst-32540	204	6	,	,	PUNCT
ajst-32540	204	7	but	but	CCONJ
ajst-32540	204	8	the	the	DET
ajst-32540	204	9	lack	lack	NOUN
ajst-32540	204	10	of	of	ADP
ajst-32540	204	11	robust	robust	ADJ
ajst-32540	204	12	security	security	NOUN
ajst-32540	204	13	measures	measure	NOUN
ajst-32540	204	14	increases	increase	VERB
ajst-32540	204	15	the	the	DET
ajst-32540	204	16	risk	risk	NOUN
ajst-32540	204	17	of	of	ADP
ajst-32540	204	18	data	datum	NOUN
ajst-32540	204	19	breaches	breach	NOUN
ajst-32540	204	20	due	due	ADJ
ajst-32540	204	21	to	to	ADP
ajst-32540	204	22	vulnerabilities	vulnerability	NOUN
ajst-32540	204	23	in	in	ADP
ajst-32540	204	24	open	open	ADJ
ajst-32540	204	25	-	-	PUNCT
ajst-32540	204	26	source	source	NOUN
ajst-32540	204	27	technologies	technology	NOUN
ajst-32540	204	28	.	.	PUNCT
ajst-32540	205	1	fourth	fourth	ADJ
ajst-32540	205	2	,	,	PUNCT
ajst-32540	205	3	low	low	ADJ
ajst-32540	205	4	accuracy	accuracy	NOUN
ajst-32540	205	5	of	of	ADP
ajst-32540	205	6	user	user	NOUN
ajst-32540	205	7	profiling	profiling	NOUN
ajst-32540	205	8	.	.	PUNCT
ajst-32540	206	1	user	user	NOUN
ajst-32540	206	2	profiles	profile	NOUN
ajst-32540	206	3	rely	rely	VERB
ajst-32540	206	4	on	on	ADP
ajst-32540	206	5	scattered	scatter	VERB
ajst-32540	206	6	data	datum	NOUN
ajst-32540	206	7	,	,	PUNCT
ajst-32540	206	8	which	which	PRON
ajst-32540	206	9	varies	vary	VERB
ajst-32540	206	10	in	in	ADP
ajst-32540	206	11	quality	quality	NOUN
ajst-32540	206	12	,	,	PUNCT
ajst-32540	206	13	making	make	VERB
ajst-32540	206	14	it	it	PRON
ajst-32540	206	15	difficult	difficult	ADJ
ajst-32540	206	16	for	for	SCONJ
ajst-32540	206	17	ai	ai	VERB
ajst-32540	206	18	algorithms	algorithm	NOUN
ajst-32540	206	19	to	to	PART
ajst-32540	206	20	dynamically	dynamically	ADV
ajst-32540	206	21	capture	capture	VERB
ajst-32540	206	22	changes	change	NOUN
ajst-32540	206	23	in	in	ADP
ajst-32540	206	24	demand	demand	NOUN
ajst-32540	206	25	.	.	PUNCT
ajst-32540	207	1	fifth	fifth	ADJ
ajst-32540	207	2	,	,	PUNCT
ajst-32540	207	3	limited	limited	ADJ
ajst-32540	207	4	effectiveness	effectiveness	NOUN
ajst-32540	207	5	of	of	ADP
ajst-32540	207	6	precise	precise	ADJ
ajst-32540	207	7	push	push	NOUN
ajst-32540	207	8	notifications	notification	NOUN
ajst-32540	207	9	.	.	PUNCT
ajst-32540	208	1	push	push	VERB
ajst-32540	208	2	results	result	NOUN
ajst-32540	208	3	often	often	ADV
ajst-32540	208	4	diverge	diverge	VERB
ajst-32540	208	5	from	from	ADP
ajst-32540	208	6	user	user	NOUN
ajst-32540	208	7	needs	need	NOUN
ajst-32540	208	8	,	,	PUNCT
ajst-32540	208	9	and	and	CCONJ
ajst-32540	208	10	small	small	ADJ
ajst-32540	208	11	and	and	CCONJ
ajst-32540	208	12	medium	medium	ADJ
ajst-32540	208	13	-	-	PUNCT
ajst-32540	208	14	sized	sized	ADJ
ajst-32540	208	15	insurers	insurer	NOUN
ajst-32540	208	16	lack	lack	VERB
ajst-32540	208	17	the	the	DET
ajst-32540	208	18	technical	technical	ADJ
ajst-32540	208	19	capabilities	capability	NOUN
ajst-32540	208	20	to	to	PART
ajst-32540	208	21	optimize	optimize	VERB
ajst-32540	208	22	algorithms	algorithms	NOUN
ajst-32540	208	23	model	model	NOUN
ajst-32540	208	24	.	.	PUNCT
ajst-32540	209	1	based	base	VERB
ajst-32540	209	2	on	on	ADP
ajst-32540	209	3	this	this	DET
ajst-32540	209	4	issue	issue	NOUN
ajst-32540	209	5	,	,	PUNCT
ajst-32540	209	6	innovative	innovative	ADJ
ajst-32540	209	7	attempts	attempt	NOUN
ajst-32540	209	8	have	have	AUX
ajst-32540	209	9	been	be	AUX
ajst-32540	209	10	proposed	propose	VERB
ajst-32540	209	11	:	:	PUNCT
ajst-32540	209	12	first	first	ADV
ajst-32540	209	13	,	,	PUNCT
ajst-32540	209	14	to	to	PART
ajst-32540	209	15	build	build	VERB
ajst-32540	209	16	a	a	DET
ajst-32540	209	17	precise	precise	ADJ
ajst-32540	209	18	recommendation	recommendation	NOUN
ajst-32540	209	19	platform	platform	NOUN
ajst-32540	209	20	.	.	PUNCT
ajst-32540	210	1	by	by	ADP
ajst-32540	210	2	matching	match	VERB
ajst-32540	210	3	users	user	NOUN
ajst-32540	210	4	'	'	PART
ajst-32540	210	5	personalized	personalized	ADJ
ajst-32540	210	6	information	information	NOUN
ajst-32540	210	7	(	(	PUNCT
ajst-32540	210	8	such	such	ADJ
ajst-32540	210	9	as	as	ADP
ajst-32540	210	10	age	age	NOUN
ajst-32540	210	11	,	,	PUNCT
ajst-32540	210	12	occupation	occupation	NOUN
ajst-32540	210	13	,	,	PUNCT
ajst-32540	210	14	health	health	NOUN
ajst-32540	210	15	status	status	NOUN
ajst-32540	210	16	)	)	PUNCT
ajst-32540	210	17	with	with	ADP
ajst-32540	210	18	market	market	NOUN
ajst-32540	210	19	insurance	insurance	NOUN
ajst-32540	210	20	products	product	NOUN
ajst-32540	210	21	,	,	PUNCT
ajst-32540	210	22	it	it	PRON
ajst-32540	210	23	provides	provide	VERB
ajst-32540	210	24	customized	customized	ADJ
ajst-32540	210	25	recommendation	recommendation	NOUN
ajst-32540	210	26	solutions	solution	NOUN
ajst-32540	210	27	,	,	PUNCT
ajst-32540	210	28	achieving	achieve	VERB
ajst-32540	210	29	one	one	NUM
ajst-32540	210	30	-	-	PUNCT
ajst-32540	210	31	stop	stop	VERB
ajst-32540	210	32	product	product	NOUN
ajst-32540	210	33	comparison	comparison	NOUN
ajst-32540	210	34	and	and	CCONJ
ajst-32540	210	35	purchase	purchase	NOUN
ajst-32540	210	36	.	.	PUNCT
ajst-32540	211	1	second	second	ADJ
ajst-32540	211	2	,	,	PUNCT
ajst-32540	211	3	to	to	PART
ajst-32540	211	4	enhance	enhance	VERB
ajst-32540	211	5	user	user	NOUN
ajst-32540	211	6	experience	experience	NOUN
ajst-32540	211	7	.	.	PUNCT
ajst-32540	212	1	the	the	DET
ajst-32540	212	2	platform	platform	NOUN
ajst-32540	212	3	supports	support	VERB
ajst-32540	212	4	answers	answer	NOUN
ajst-32540	212	5	to	to	ADP
ajst-32540	212	6	common	common	ADJ
ajst-32540	212	7	questions	question	NOUN
ajst-32540	212	8	about	about	ADP
ajst-32540	212	9	insurance	insurance	NOUN
ajst-32540	212	10	terms	term	NOUN
ajst-32540	212	11	and	and	CCONJ
ajst-32540	212	12	claims	claim	NOUN
ajst-32540	212	13	processes	process	NOUN
ajst-32540	212	14	,	,	PUNCT
ajst-32540	212	15	contin	contin	NOUN
ajst-32540	212	16	uously	uously	ADV
ajst-32540	212	17	updates	update	VERB
ajst-32540	212	18	industry	industry	NOUN
ajst-32540	212	19	policies	policy	NOUN
ajst-32540	212	20	and	and	CCONJ
ajst-32540	212	21	product	product	NOUN
ajst-32540	212	22	information	information	NOUN
ajst-32540	212	23	,	,	PUNCT
ajst-32540	212	24	ensuring	ensure	VERB
ajst-32540	212	25	that	that	SCONJ
ajst-32540	212	26	recommended	recommend	VERB
ajst-32540	212	27	content	content	NOUN
ajst-32540	212	28	stays	stay	VERB
ajst-32540	212	29	in	in	ADP
ajst-32540	212	30	sync	sync	NOUN
ajst-32540	212	31	with	with	ADP
ajst-32540	212	32	the	the	DET
ajst-32540	212	33	market	market	NOUN
ajst-32540	212	34	.	.	PUNCT
ajst-32540	213	1	third	third	ADJ
ajst-32540	213	2	,	,	PUNCT
ajst-32540	213	3	empower	empower	NOUN
ajst-32540	213	4	insurance	insurance	NOUN
ajst-32540	213	5	sales	sale	NOUN
ajst-32540	213	6	personnel	personnel	NOUN
ajst-32540	213	7	.	.	PUNCT
ajst-32540	214	1	provide	provide	VERB
ajst-32540	214	2	professional	professional	ADJ
ajst-32540	214	3	knowledge	knowledge	NOUN
ajst-32540	214	4	training	training	NOUN
ajst-32540	214	5	modules	module	NOUN
ajst-32540	214	6	to	to	PART
ajst-32540	214	7	help	help	VERB
ajst-32540	214	8	salespeople	salesperson	NOUN
ajst-32540	214	9	understand	understand	VERB
ajst-32540	214	10	product	product	NOUN
ajst-32540	214	11	features	feature	NOUN
ajst-32540	214	12	,	,	PUNCT
ajst-32540	214	13	enhance	enhance	VERB
ajst-32540	214	14	their	their	PRON
ajst-32540	214	15	sales	sale	NOUN
ajst-32540	214	16	skills	skill	NOUN
ajst-32540	214	17	,	,	PUNCT
ajst-32540	214	18	and	and	CCONJ
ajst-32540	214	19	drive	drive	VERB
ajst-32540	214	20	the	the	DET
ajst-32540	214	21	digital	digital	ADJ
ajst-32540	214	22	transf	transf	ADJ
ajst-32540	214	23	ormation	ormation	NOUN
ajst-32540	214	24	of	of	ADP
ajst-32540	214	25	the	the	DET
ajst-32540	214	26	industry	industry	NOUN
ajst-32540	214	27	.	.	PUNCT
ajst-32540	215	1	fourth	fourth	ADV
ajst-32540	215	2	,	,	PUNCT
ajst-32540	215	3	build	build	VERB
ajst-32540	215	4	a	a	DET
ajst-32540	215	5	knowledge	knowledge	NOUN
ajst-32540	215	6	graph	graph	NOUN
ajst-32540	215	7	.	.	PUNCT
ajst-32540	216	1	collect	collect	VERB
ajst-32540	216	2	insurance	insurance	NOUN
ajst-32540	216	3	business	business	NOUN
ajst-32540	216	4	documents	document	NOUN
ajst-32540	216	5	,	,	PUNCT
ajst-32540	216	6	use	use	VERB
ajst-32540	216	7	web	web	NOUN
ajst-32540	216	8	crawling	crawl	VERB
ajst-32540	216	9	technology	technology	NOUN
ajst-32540	216	10	to	to	PART
ajst-32540	216	11	scrape	scrape	VERB
ajst-32540	216	12	data	datum	NOUN
ajst-32540	216	13	,	,	PUNCT
ajst-32540	216	14	preprocess	preprocess	NOUN
ajst-32540	216	15	and	and	CCONJ
ajst-32540	216	16	extract	extract	VERB
ajst-32540	216	17	features	feature	NOUN
ajst-32540	216	18	,	,	PUNCT
ajst-32540	216	19	supporting	support	VERB
ajst-32540	216	20	the	the	DET
ajst-32540	216	21	development	development	NOUN
ajst-32540	216	22	of	of	ADP
ajst-32540	216	23	intelligent	intelligent	ADJ
ajst-32540	216	24	q&a	q&a	PROPN
ajst-32540	216	25	systems	system	NOUN
ajst-32540	216	26	.	.	PUNCT
ajst-32540	217	1	fifth	fifth	ADJ
ajst-32540	217	2	,	,	PUNCT
ajst-32540	217	3	the	the	DET
ajst-32540	217	4	question	question	NOUN
ajst-32540	217	5	answering	answer	VERB
ajst-32540	217	6	system	system	NOUN
ajst-32540	217	7	is	be	AUX
ajst-32540	217	8	optimized	optimize	VERB
ajst-32540	217	9	by	by	ADP
ajst-32540	217	10	using	use	VERB
ajst-32540	217	11	deep	deep	ADJ
ajst-32540	217	12	learning	learning	NOUN
ajst-32540	217	13	models	model	NOUN
ajst-32540	217	14	(	(	PUNCT
ajst-32540	217	15	such	such	ADJ
ajst-32540	217	16	as	as	ADP
ajst-32540	217	17	bert	bert	NOUN
ajst-32540	217	18	and	and	CCONJ
ajst-32540	217	19	gpt	gpt	NOUN
ajst-32540	217	20	)	)	PUNCT
ajst-32540	217	21	for	for	ADP
ajst-32540	217	22	semantic	semantic	ADJ
ajst-32540	217	23	analysis	analysis	NOUN
ajst-32540	217	24	,	,	PUNCT
ajst-32540	217	25	combining	combine	VERB
ajst-32540	217	26	knowledge	knowledge	NOUN
ajst-32540	217	27	graph	graph	NOUN
ajst-32540	217	28	to	to	PART
ajst-32540	217	29	generate	generate	VERB
ajst-32540	217	30	accurate	accurate	ADJ
ajst-32540	217	31	answers	answer	NOUN
ajst-32540	217	32	,	,	PUNCT
ajst-32540	217	33	and	and	CCONJ
ajst-32540	217	34	continuously	continuously	ADV
ajst-32540	217	35	optimizing	optimize	VERB
ajst-32540	217	36	the	the	DET
ajst-32540	217	37	performance	performance	NOUN
ajst-32540	217	38	of	of	ADP
ajst-32540	217	39	the	the	DET
ajst-32540	217	40	system	system	NOUN
ajst-32540	217	41	through	through	ADP
ajst-32540	217	42	index	index	NOUN
ajst-32540	217	43	evaluation	evaluation	NOUN
ajst-32540	217	44	.	.	PUNCT
ajst-32540	218	1	the	the	DET
ajst-32540	218	2	future	future	NOUN
ajst-32540	218	3	of	of	ADP
ajst-32540	218	4	ai	ai	INTJ
ajst-32540	218	5	empowering	empower	VERB
ajst-32540	218	6	insurance	insurance	NOUN
ajst-32540	218	7	has	have	VERB
ajst-32540	218	8	the	the	DET
ajst-32540	218	9	following	follow	VERB
ajst-32540	218	10	areas	area	NOUN
ajst-32540	218	11	that	that	PRON
ajst-32540	218	12	need	need	VERB
ajst-32540	218	13	improvement	improvement	NOUN
ajst-32540	218	14	:	:	PUNCT
ajst-32540	218	15	first	first	ADV
ajst-32540	218	16	,	,	PUNCT
ajst-32540	218	17	improve	improve	VERB
ajst-32540	218	18	data	data	NOUN
ajst-32540	218	19	privacy	privacy	NOUN
ajst-32540	218	20	protection	protection	NOUN
ajst-32540	218	21	mechanisms	mechanism	NOUN
ajst-32540	218	22	.	.	PUNCT
ajst-32540	219	1	during	during	ADP
ajst-32540	219	2	the	the	DET
ajst-32540	219	3	collection	collection	NOUN
ajst-32540	219	4	and	and	CCONJ
ajst-32540	219	5	use	use	NOUN
ajst-32540	219	6	of	of	ADP
ajst-32540	219	7	user	user	NOUN
ajst-32540	219	8	information	information	NOUN
ajst-32540	219	9	,	,	PUNCT
ajst-32540	219	10	a	a	DET
ajst-32540	219	11	stringent	stringent	ADJ
ajst-32540	219	12	data	data	NOUN
ajst-32540	219	13	privacy	privacy	NOUN
ajst-32540	219	14	protection	protection	NOUN
ajst-32540	219	15	mechanism	mechanism	NOUN
ajst-32540	219	16	must	must	AUX
ajst-32540	219	17	be	be	AUX
ajst-32540	219	18	established	establish	VERB
ajst-32540	219	19	to	to	PART
ajst-32540	219	20	ensure	ensure	VERB
ajst-32540	219	21	user	user	NOUN
ajst-32540	219	22	information	information	NOUN
ajst-32540	219	23	security	security	NOUN
ajst-32540	219	24	and	and	CCONJ
ajst-32540	219	25	compliance	compliance	NOUN
ajst-32540	219	26	.	.	PUNCT
ajst-32540	220	1	second	second	ADV
ajst-32540	220	2	,	,	PUNCT
ajst-32540	220	3	enhance	enhance	VERB
ajst-32540	220	4	the	the	DET
ajst-32540	220	5	transparency	transparency	NOUN
ajst-32540	220	6	of	of	ADP
ajst-32540	220	7	recommendation	recommendation	NOUN
ajst-32540	220	8	algorithms	algorithm	NOUN
ajst-32540	220	9	.	.	PUNCT
ajst-32540	221	1	increase	increase	VERB
ajst-32540	221	2	the	the	DET
ajst-32540	221	3	76	76	NUM
ajst-32540	221	4	transparency	transparency	NOUN
ajst-32540	221	5	of	of	ADP
ajst-32540	221	6	recommendation	recommendation	NOUN
ajst-32540	221	7	algorithms	algorithm	NOUN
ajst-32540	221	8	,	,	PUNCT
ajst-32540	221	9	explain	explain	VERB
ajst-32540	221	10	the	the	DET
ajst-32540	221	11	recommendation	recommendation	NOUN
ajst-32540	221	12	logic	logic	NOUN
ajst-32540	221	13	to	to	ADP
ajst-32540	221	14	users	user	NOUN
ajst-32540	221	15	,	,	PUNCT
ajst-32540	221	16	and	and	CCONJ
ajst-32540	221	17	enhance	enhance	VERB
ajst-32540	221	18	user	user	NOUN
ajst-32540	221	19	trust	trust	NOUN
ajst-32540	221	20	and	and	CCONJ
ajst-32540	221	21	experience	experience	NOUN
ajst-32540	221	22	.	.	PUNCT
ajst-32540	222	1	5	5	X
ajst-32540	222	2	.	.	X
ajst-32540	222	3	look	look	VERB
ajst-32540	222	4	into	into	ADP
ajst-32540	222	5	the	the	DET
ajst-32540	222	6	distance	distance	NOUN
ajst-32540	222	7	the	the	DET
ajst-32540	222	8	exploration	exploration	NOUN
ajst-32540	222	9	and	and	CCONJ
ajst-32540	222	10	practice	practice	NOUN
ajst-32540	222	11	of	of	ADP
ajst-32540	222	12	artificial	artificial	ADJ
ajst-32540	222	13	intelligence	intelligence	NOUN
ajst-32540	222	14	enabling	enable	VERB
ajst-32540	222	15	the	the	DET
ajst-32540	222	16	insurance	insurance	NOUN
ajst-32540	222	17	industry	industry	NOUN
ajst-32540	222	18	has	have	AUX
ajst-32540	222	19	brought	bring	VERB
ajst-32540	222	20	unprecedented	unprecedented	ADJ
ajst-32540	222	21	opportunities	opportunity	NOUN
ajst-32540	222	22	and	and	CCONJ
ajst-32540	222	23	challenges	challenge	NOUN
ajst-32540	222	24	to	to	ADP
ajst-32540	222	25	the	the	DET
ajst-32540	222	26	industry	industry	NOUN
ajst-32540	222	27	.	.	PUNCT
ajst-32540	223	1	through	through	ADP
ajst-32540	223	2	theoretical	theoretical	ADJ
ajst-32540	223	3	analysis	analysis	NOUN
ajst-32540	223	4	and	and	CCONJ
ajst-32540	223	5	case	case	NOUN
ajst-32540	223	6	studies	study	NOUN
ajst-32540	223	7	,	,	PUNCT
ajst-32540	223	8	this	this	DET
ajst-32540	223	9	paper	paper	NOUN
ajst-32540	223	10	proposes	propose	VERB
ajst-32540	223	11	directional	directional	ADJ
ajst-32540	223	12	suggestions	suggestion	NOUN
ajst-32540	223	13	for	for	ADP
ajst-32540	223	14	building	build	VERB
ajst-32540	223	15	precise	precise	ADJ
ajst-32540	223	16	recommendation	recommendation	NOUN
ajst-32540	223	17	platforms	platform	NOUN
ajst-32540	223	18	,	,	PUNCT
ajst-32540	223	19	optimizing	optimize	VERB
ajst-32540	223	20	intelligent	intelligent	ADJ
ajst-32540	223	21	q&a	q&a	PROPN
ajst-32540	223	22	systems	system	NOUN
ajst-32540	223	23	,	,	PUNCT
ajst-32540	223	24	empowering	empower	VERB
ajst-32540	223	25	insurance	insurance	NOUN
ajst-32540	223	26	sales	sale	NOUN
ajst-32540	223	27	personnel	personnel	NOUN
ajst-32540	223	28	,	,	PUNCT
ajst-32540	223	29	and	and	CCONJ
ajst-32540	223	30	improving	improve	VERB
ajst-32540	223	31	knowledge	knowledge	NOUN
ajst-32540	223	32	graphs	graph	NOUN
ajst-32540	223	33	.	.	PUNCT
ajst-32540	224	1	however	however	ADV
ajst-32540	224	2	,	,	PUNCT
ajst-32540	224	3	despite	despite	SCONJ
ajst-32540	224	4	some	some	DET
ajst-32540	224	5	platforms	platform	NOUN
ajst-32540	224	6	in	in	ADP
ajst-32540	224	7	the	the	DET
ajst-32540	224	8	market	market	NOUN
ajst-32540	224	9	having	having	AUX
ajst-32540	224	10	made	make	VERB
ajst-32540	224	11	certain	certain	ADJ
ajst-32540	224	12	progress	progress	NOUN
ajst-32540	224	13	in	in	ADP
ajst-32540	224	14	ai	ai	PROPN
ajst-32540	224	15	applications	application	NOUN
ajst-32540	224	16	,	,	PUNCT
ajst-32540	224	17	such	such	ADJ
ajst-32540	224	18	as	as	ADP
ajst-32540	224	19	policygenius	policygenius	NOUN
ajst-32540	224	20	's	's	PART
ajst-32540	224	21	personalized	personalized	ADJ
ajst-32540	224	22	recommendations	recommendation	NOUN
ajst-32540	224	23	,	,	PUNCT
ajst-32540	224	24	lemonade	lemonade	PROPN
ajst-32540	224	25	's	's	PART
ajst-32540	224	26	rapid	rapid	ADJ
ajst-32540	224	27	claims	claim	NOUN
ajst-32540	224	28	processing	processing	NOUN
ajst-32540	224	29	,	,	PUNCT
ajst-32540	224	30	and	and	CCONJ
ajst-32540	224	31	ping	pe	VERB
ajst-32540	224	32	an	an	DET
ajst-32540	224	33	insurance	insurance	NOUN
ajst-32540	224	34	's	's	PART
ajst-32540	224	35	intelligent	intelligent	ADJ
ajst-32540	224	36	customer	customer	NOUN
ajst-32540	224	37	service	service	NOUN
ajst-32540	224	38	system	system	NOUN
ajst-32540	224	39	,	,	PUNCT
ajst-32540	224	40	these	these	DET
ajst-32540	224	41	platforms	platform	NOUN
ajst-32540	224	42	still	still	ADV
ajst-32540	224	43	have	have	VERB
ajst-32540	224	44	significant	significant	ADJ
ajst-32540	224	45	shortcomings	shortcoming	NOUN
ajst-32540	224	46	in	in	ADP
ajst-32540	224	47	user	user	NOUN
ajst-32540	224	48	profiling	profiling	NOUN
ajst-32540	224	49	accuracy	accuracy	NOUN
ajst-32540	224	50	,	,	PUNCT
ajst-32540	224	51	intelligent	intelligent	ADJ
ajst-32540	224	52	q&a	q&a	PROPN
ajst-32540	224	53	reasoning	reasoning	NOUN
ajst-32540	224	54	capabilities	capability	NOUN
ajst-32540	224	55	,	,	PUNCT
ajst-32540	224	56	the	the	DET
ajst-32540	224	57	effectiveness	effectiveness	NOUN
ajst-32540	224	58	of	of	ADP
ajst-32540	224	59	empowering	empower	VERB
ajst-32540	224	60	sales	sale	NOUN
ajst-32540	224	61	personnel	personnel	NOUN
ajst-32540	224	62	,	,	PUNCT
ajst-32540	224	63	and	and	CCONJ
ajst-32540	224	64	data	datum	NOUN
ajst-32540	224	65	privacy	privacy	NOUN
ajst-32540	224	66	protection	protection	NOUN
ajst-32540	224	67	.	.	PUNCT
ajst-32540	225	1	they	they	PRON
ajst-32540	225	2	have	have	AUX
ajst-32540	225	3	not	not	PART
ajst-32540	225	4	yet	yet	ADV
ajst-32540	225	5	fully	fully	ADV
ajst-32540	225	6	realized	realize	VERB
ajst-32540	225	7	the	the	DET
ajst-32540	225	8	idealized	idealized	ADJ
ajst-32540	225	9	vision	vision	NOUN
ajst-32540	225	10	proposed	propose	VERB
ajst-32540	225	11	in	in	ADP
ajst-32540	225	12	this	this	DET
ajst-32540	225	13	paper	paper	NOUN
ajst-32540	225	14	.	.	PUNCT
ajst-32540	226	1	in	in	ADP
ajst-32540	226	2	the	the	DET
ajst-32540	226	3	future	future	NOUN
ajst-32540	226	4	,	,	PUNCT
ajst-32540	226	5	the	the	DET
ajst-32540	226	6	application	application	NOUN
ajst-32540	226	7	of	of	ADP
ajst-32540	226	8	ai	ai	NOUN
ajst-32540	226	9	in	in	ADP
ajst-32540	226	10	the	the	DET
ajst-32540	226	11	insurance	insurance	NOUN
ajst-32540	226	12	industry	industry	NOUN
ajst-32540	226	13	needs	need	VERB
ajst-32540	226	14	to	to	PART
ajst-32540	226	15	focus	focus	VERB
ajst-32540	226	16	on	on	ADP
ajst-32540	226	17	solving	solve	VERB
ajst-32540	226	18	the	the	DET
ajst-32540	226	19	following	follow	VERB
ajst-32540	226	20	issues	issue	NOUN
ajst-32540	226	21	:	:	PUNCT
ajst-32540	226	22	enhancing	enhance	VERB
ajst-32540	226	23	the	the	DET
ajst-32540	226	24	accuracy	accuracy	NOUN
ajst-32540	226	25	of	of	ADP
ajst-32540	226	26	user	user	NOUN
ajst-32540	226	27	profiling	profiling	NOUN
ajst-32540	226	28	and	and	CCONJ
ajst-32540	226	29	dynamic	dynamic	ADJ
ajst-32540	226	30	demand	demand	NOUN
ajst-32540	226	31	capture	capture	NOUN
ajst-32540	226	32	,	,	PUNCT
ajst-32540	226	33	improving	improve	VERB
ajst-32540	226	34	the	the	DET
ajst-32540	226	35	semantic	semantic	ADJ
ajst-32540	226	36	understanding	understanding	NOUN
ajst-32540	226	37	and	and	CCONJ
ajst-32540	226	38	complex	complex	ADJ
ajst-32540	226	39	reasoning	reasoning	NOUN
ajst-32540	226	40	capabilities	capability	NOUN
ajst-32540	226	41	of	of	ADP
ajst-32540	226	42	intelligent	intelligent	ADJ
ajst-32540	226	43	q&a	q&a	PROPN
ajst-32540	226	44	systems	system	NOUN
ajst-32540	226	45	,	,	PUNCT
ajst-32540	226	46	and	and	CCONJ
ajst-32540	226	47	developing	develop	VERB
ajst-32540	226	48	personalized	personalized	ADJ
ajst-32540	226	49	and	and	CCONJ
ajst-32540	226	50	intelligent	intelligent	ADJ
ajst-32540	226	51	sales	sale	NOUN
ajst-32540	226	52	training	training	NOUN
ajst-32540	226	53	modules	module	NOUN
ajst-32540	226	54	.	.	PUNCT
ajst-32540	227	1	by	by	ADP
ajst-32540	227	2	systematically	systematically	ADV
ajst-32540	227	3	addressing	address	VERB
ajst-32540	227	4	these	these	DET
ajst-32540	227	5	issues	issue	NOUN
ajst-32540	227	6	,	,	PUNCT
ajst-32540	227	7	the	the	DET
ajst-32540	227	8	potential	potential	NOUN
ajst-32540	227	9	of	of	ADP
ajst-32540	227	10	ai	ai	VERB
ajst-32540	227	11	to	to	PART
ajst-32540	227	12	empower	empower	VERB
ajst-32540	227	13	the	the	DET
ajst-32540	227	14	insurance	insurance	NOUN
ajst-32540	227	15	industry	industry	NOUN
ajst-32540	227	16	will	will	AUX
ajst-32540	227	17	be	be	AUX
ajst-32540	227	18	further	far	ADV
ajst-32540	227	19	unleashed	unleashed	ADJ
ajst-32540	227	20	,	,	PUNCT
ajst-32540	227	21	driving	drive	VERB
ajst-32540	227	22	a	a	DET
ajst-32540	227	23	comprehensive	comprehensive	ADJ
ajst-32540	227	24	transformation	transformation	NOUN
ajst-32540	227	25	from	from	ADP
ajst-32540	227	26	traditional	traditional	ADJ
ajst-32540	227	27	models	model	NOUN
ajst-32540	227	28	to	to	ADP
ajst-32540	227	29	intelligent	intelligent	ADJ
ajst-32540	227	30	and	and	CCONJ
ajst-32540	227	31	personalized	personalized	ADJ
ajst-32540	227	32	services	service	NOUN
ajst-32540	227	33	.	.	PUNCT
ajst-32540	228	1	we	we	PRON
ajst-32540	228	2	believe	believe	VERB
ajst-32540	228	3	that	that	SCONJ
ajst-32540	228	4	with	with	ADP
ajst-32540	228	5	continuous	continuous	ADJ
ajst-32540	228	6	technological	technological	ADJ
ajst-32540	228	7	iteration	iteration	NOUN
ajst-32540	228	8	and	and	CCONJ
ajst-32540	228	9	deeper	deep	ADJ
ajst-32540	228	10	practical	practical	ADJ
ajst-32540	228	11	exploration	exploration	NOUN
ajst-32540	228	12	,	,	PUNCT
ajst-32540	228	13	ai	ai	VERB
ajst-32540	228	14	will	will	AUX
ajst-32540	228	15	inject	inject	VERB
ajst-32540	228	16	new	new	ADJ
ajst-32540	228	17	vitality	vitality	NOUN
ajst-32540	228	18	into	into	ADP
ajst-32540	228	19	the	the	DET
ajst-32540	228	20	insurance	insurance	NOUN
ajst-32540	228	21	industry	industry	NOUN
ajst-32540	228	22	,	,	PUNCT
ajst-32540	228	23	helping	help	VERB
ajst-32540	228	24	it	it	PRON
ajst-32540	228	25	gain	gain	VERB
ajst-32540	228	26	a	a	DET
ajst-32540	228	27	competitive	competitive	ADJ
ajst-32540	228	28	edge	edge	NOUN
ajst-32540	228	29	in	in	ADP
ajst-32540	228	30	an	an	DET
ajst-32540	228	31	increasingly	increasingly	ADV
ajst-32540	228	32	competitive	competitive	ADJ
ajst-32540	228	33	market	market	NOUN
ajst-32540	228	34	,	,	PUNCT
ajst-32540	228	35	ultimately	ultimately	ADV
ajst-32540	228	36	achieving	achieve	VERB
ajst-32540	228	37	high	high	ADJ
ajst-32540	228	38	-	-	PUNCT
ajst-32540	228	39	quality	quality	NOUN
ajst-32540	228	40	development	development	NOUN
ajst-32540	228	41	and	and	CCONJ
ajst-32540	228	42	maximizing	maximize	VERB
ajst-32540	228	43	customer	customer	NOUN
ajst-32540	228	44	value	value	NOUN
ajst-32540	228	45	.	.	PUNCT
ajst-32540	229	1	this	this	DET
ajst-32540	229	2	study	study	NOUN
ajst-32540	229	3	provides	provide	VERB
ajst-32540	229	4	a	a	DET
ajst-32540	229	5	theoretical	theoretical	ADJ
ajst-32540	229	6	framework	framework	NOUN
ajst-32540	229	7	and	and	CCONJ
ajst-32540	229	8	directional	directional	ADJ
ajst-32540	229	9	suggestions	suggestion	NOUN
ajst-32540	229	10	for	for	SCONJ
ajst-32540	229	11	the	the	DET
ajst-32540	229	12	insurance	insurance	NOUN
ajst-32540	229	13	industry	industry	NOUN
ajst-32540	229	14	to	to	PART
ajst-32540	229	15	be	be	AUX
ajst-32540	229	16	empowered	empower	VERB
ajst-32540	229	17	by	by	ADP
ajst-32540	229	18	artificial	artificial	ADJ
ajst-32540	229	19	intelligence	intelligence	NOUN
ajst-32540	229	20	,	,	PUNCT
ajst-32540	229	21	but	but	CCONJ
ajst-32540	229	22	it	it	PRON
ajst-32540	229	23	still	still	ADV
ajst-32540	229	24	needs	need	VERB
ajst-32540	229	25	to	to	PART
ajst-32540	229	26	be	be	AUX
ajst-32540	229	27	further	far	ADV
ajst-32540	229	28	verified	verify	VERB
ajst-32540	229	29	and	and	CCONJ
ajst-32540	229	30	optimized	optimize	VERB
ajst-32540	229	31	through	through	ADP
ajst-32540	229	32	specific	specific	ADJ
ajst-32540	229	33	practices	practice	NOUN
ajst-32540	229	34	and	and	CCONJ
ajst-32540	229	35	pilot	pilot	NOUN
ajst-32540	229	36	projects	project	NOUN
ajst-32540	229	37	.	.	PUNCT
ajst-32540	230	1	we	we	PRON
ajst-32540	230	2	look	look	VERB
ajst-32540	230	3	forward	forward	ADV
ajst-32540	230	4	to	to	ADP
ajst-32540	230	5	working	work	VERB
ajst-32540	230	6	with	with	ADP
ajst-32540	230	7	industry	industry	NOUN
ajst-32540	230	8	partners	partner	NOUN
ajst-32540	230	9	to	to	PART
ajst-32540	230	10	jointly	jointly	ADV
ajst-32540	230	11	promote	promote	VERB
ajst-32540	230	12	the	the	DET
ajst-32540	230	13	intelligent	intelligent	ADJ
ajst-32540	230	14	transformation	transformation	NOUN
ajst-32540	230	15	and	and	CCONJ
ajst-32540	230	16	innovative	innovative	ADJ
ajst-32540	230	17	development	development	NOUN
ajst-32540	230	18	of	of	ADP
ajst-32540	230	19	the	the	DET
ajst-32540	230	20	insurance	insurance	NOUN
ajst-32540	230	21	industry	industry	NOUN
ajst-32540	230	22	.	.	PUNCT
ajst-32540	231	1	acknowledgments	acknowledgment	NOUN
ajst-32540	231	2	supported	support	VERB
ajst-32540	231	3	by	by	ADP
ajst-32540	231	4	the	the	DET
ajst-32540	231	5	innovation	innovation	NOUN
ajst-32540	231	6	training	training	NOUN
ajst-32540	231	7	program	program	NOUN
ajst-32540	231	8	of	of	ADP
ajst-32540	231	9	xinjiang	xinjiang	PROPN
ajst-32540	231	10	university	university	PROPN
ajst-32540	231	11	of	of	ADP
ajst-32540	231	12	finance	finance	NOUN
ajst-32540	231	13	and	and	CCONJ
ajst-32540	231	14	economics	economic	NOUN
ajst-32540	231	15	202510766006	202510766006	NUM
ajst-32540	231	16	.	.	PUNCT
ajst-32540	232	1	references	reference	NOUN
ajst-32540	232	2	[	[	X
ajst-32540	232	3	1	1	NUM
ajst-32540	232	4	]	]	X
ajst-32540	232	5	li	li	PROPN
ajst-32540	232	6	hengcheng	hengcheng	PROPN
ajst-32540	232	7	.	.	PUNCT
ajst-32540	233	1	artificial	artificial	ADJ
ajst-32540	233	2	intelligence	intelligence	NOUN
ajst-32540	233	3	in	in	ADP
ajst-32540	233	4	-	-	PUNCT
ajst-32540	233	5	depth	depth	NOUN
ajst-32540	233	6	enabling	enable	VERB
ajst-32540	233	7	insurance	insurance	NOUN
ajst-32540	233	8	technology	technology	NOUN
ajst-32540	233	9	(	(	PUNCT
ajst-32540	233	10	j	j	NOUN
ajst-32540	233	11	)	)	PUNCT
ajst-32540	233	12	.	.	PUNCT
ajst-32540	234	1	financial	financial	ADJ
ajst-32540	234	2	expo	expo	PROPN
ajst-32540	234	3	(	(	PUNCT
ajst-32540	234	4	fortune	fortune	NOUN
ajst-32540	234	5	)	)	PUNCT
ajst-32540	234	6	,	,	PUNCT
ajst-32540	234	7	2023	2023	NUM
ajst-32540	234	8	,	,	PUNCT
ajst-32540	234	9	(	(	PUNCT
ajst-32540	234	10	11	11	NUM
ajst-32540	234	11	):	):	PUNCT
ajst-32540	234	12	4	4	NUM
ajst-32540	234	13	.	.	PUNCT
ajst-32540	235	1	[	[	X
ajst-32540	235	2	2	2	NUM
ajst-32540	235	3	]	]	PUNCT
ajst-32540	235	4	pudaokou	pudaokou	NOUN
ajst-32540	235	5	school	school	NOUN
ajst-32540	235	6	of	of	ADP
ajst-32540	235	7	finance	finance	NOUN
ajst-32540	235	8	,	,	PUNCT
ajst-32540	235	9	tsinghua	tsinghua	PROPN
ajst-32540	235	10	university	university	PROPN
ajst-32540	235	11	,	,	PUNCT
ajst-32540	235	12	china	china	PROPN
ajst-32540	235	13	insurance	insurance	PROPN
ajst-32540	235	14	and	and	CCONJ
ajst-32540	235	15	pension	pension	NOUN
ajst-32540	235	16	finance	finance	NOUN
ajst-32540	235	17	research	research	NOUN
ajst-32540	235	18	center	center	NOUN
ajst-32540	235	19	.	.	PUNCT
ajst-32540	236	1	china	china	PROPN
ajst-32540	236	2	internet	internet	PROPN
ajst-32540	236	3	insurance	insurance	PROPN
ajst-32540	236	4	development	development	NOUN
ajst-32540	236	5	report	report	NOUN
ajst-32540	236	6	(	(	PUNCT
ajst-32540	236	7	2024)[r].2024:5	2024)[r].2024:5	NUM
ajst-32540	236	8	.	.	PUNCT
ajst-32540	237	1	[	[	X
ajst-32540	237	2	3	3	NUM
ajst-32540	237	3	]	]	X
ajst-32540	237	4	deng	deng	PROPN
ajst-32540	237	5	zhichao	zhichao	PROPN
ajst-32540	237	6	.	.	PUNCT
ajst-32540	238	1	data	datum	NOUN
ajst-32540	238	2	risk	risk	NOUN
ajst-32540	238	3	of	of	ADP
ajst-32540	238	4	insurance	insurance	NOUN
ajst-32540	238	5	consumers	consumer	NOUN
ajst-32540	238	6	in	in	ADP
ajst-32540	238	7	the	the	DET
ajst-32540	238	8	era	era	NOUN
ajst-32540	238	9	of	of	ADP
ajst-32540	238	10	artificial	artificial	ADJ
ajst-32540	238	11	intelligence	intelligence	NOUN
ajst-32540	238	12	and	and	CCONJ
ajst-32540	238	13	its	its	PRON
ajst-32540	238	14	countermeasures	countermeasure	NOUN
ajst-32540	238	15	(	(	PUNCT
ajst-32540	238	16	j	j	NOUN
ajst-32540	238	17	)	)	PUNCT
ajst-32540	238	18	.	.	PUNCT
ajst-32540	239	1	shanghai	shanghai	PROPN
ajst-32540	239	2	insurance.2024	insurance.2024	PROPN
ajst-32540	239	3	,	,	PUNCT
ajst-32540	239	4	(	(	PUNCT
ajst-32540	239	5	08	08	NUM
ajst-32540	239	6	)	)	PUNCT
ajst-32540	239	7	:	:	PUNCT
ajst-32540	240	1	4	4	X
ajst-32540	240	2	.	.	X
ajst-32540	241	1	[	[	X
ajst-32540	241	2	4	4	X
ajst-32540	241	3	]	]	X
ajst-32540	241	4	sun	sun	PROPN
ajst-32540	241	5	rong	rong	PROPN
ajst-32540	241	6	.	.	PUNCT
ajst-32540	242	1	zhou	zhou	PROPN
ajst-32540	242	2	yanli	yanli	PROPN
ajst-32540	242	3	:	:	PUNCT
ajst-32540	242	4	the	the	DET
ajst-32540	242	5	application	application	NOUN
ajst-32540	242	6	of	of	ADP
ajst-32540	242	7	ai	ai	VERB
ajst-32540	242	8	large	large	ADJ
ajst-32540	242	9	models	model	NOUN
ajst-32540	242	10	in	in	ADP
ajst-32540	242	11	the	the	DET
ajst-32540	242	12	insurance	insurance	NOUN
ajst-32540	242	13	industry	industry	NOUN
ajst-32540	242	14	opens	open	VERB
ajst-32540	242	15	a	a	DET
ajst-32540	242	16	new	new	ADJ
ajst-32540	242	17	era	era	NOUN
ajst-32540	242	18	(	(	PUNCT
ajst-32540	242	19	n	n	CCONJ
ajst-32540	242	20	)	)	PUNCT
ajst-32540	242	21	.	.	PUNCT
ajst-32540	243	1	financial	financial	ADJ
ajst-32540	243	2	times	time	NOUN
ajst-32540	243	3	,	,	PUNCT
ajst-32540	243	4	2024	2024	NUM
ajst-32540	243	5	-	-	SYM
ajst-32540	243	6	10	10	NUM
ajst-32540	243	7	-	-	PUNCT
ajst-32540	243	8	23(010	23(010	NOUN
ajst-32540	243	9	)	)	PUNCT
ajst-32540	243	10	.	.	PUNCT
ajst-32540	244	1	[	[	X
ajst-32540	244	2	5	5	X
ajst-32540	244	3	]	]	X
ajst-32540	244	4	zhao	zhao	PROPN
ajst-32540	244	5	y	y	PROPN
ajst-32540	244	6	p.	p.	NOUN
ajst-32540	244	7	application	application	NOUN
ajst-32540	244	8	of	of	ADP
ajst-32540	244	9	generative	generative	ADJ
ajst-32540	244	10	artificial	artificial	ADJ
ajst-32540	244	11	intelligence	intelligence	NOUN
ajst-32540	244	12	in	in	ADP
ajst-32540	244	13	insurance	insurance	NOUN
ajst-32540	244	14	industry	industry	NOUN
ajst-32540	245	1	[	[	X
ajst-32540	245	2	j	j	X
ajst-32540	245	3	]	]	X
ajst-32540	245	4	.	.	PUNCT
ajst-32540	246	1	shanghai	shanghai	PROPN
ajst-32540	246	2	insurance	insurance	PROPN
ajst-32540	246	3	,	,	PUNCT
ajst-32540	246	4	2023	2023	NUM
ajst-32540	246	5	,	,	PUNCT
ajst-32540	246	6	(	(	PUNCT
ajst-32540	246	7	04	04	NUM
ajst-32540	246	8	):	):	PUNCT
ajst-32540	246	9	20	20	NUM
ajst-32540	246	10	.	.	PUNCT
ajst-32540	247	1	[	[	X
ajst-32540	247	2	6	6	NUM
ajst-32540	247	3	]	]	PUNCT
ajst-32540	247	4	zhou	zhou	PROPN
ajst-32540	247	5	yuntao	yuntao	PROPN
ajst-32540	247	6	.	.	PUNCT
ajst-32540	248	1	new	new	ADJ
ajst-32540	248	2	characteristics	characteristic	NOUN
ajst-32540	248	3	of	of	ADP
ajst-32540	248	4	insurance	insurance	NOUN
ajst-32540	248	5	technology	technology	NOUN
ajst-32540	248	6	development	development	NOUN
ajst-32540	248	7	in	in	ADP
ajst-32540	248	8	china	china	PROPN
ajst-32540	249	1	[	[	X
ajst-32540	249	2	j	j	X
ajst-32540	249	3	]	]	X
ajst-32540	249	4	.	.	PUNCT
ajst-32540	250	1	china	china	PROPN
ajst-32540	250	2	finance,2022(12):76	finance,2022(12):76	PROPN
ajst-32540	250	3	.	.	PUNCT
ajst-32540	251	1	[	[	X
ajst-32540	251	2	7	7	X
ajst-32540	251	3	]	]	X
ajst-32540	251	4	zhao	zhao	PROPN
ajst-32540	251	5	qiang	qiang	PROPN
ajst-32540	251	6	,	,	PUNCT
ajst-32540	251	7	zhao	zhao	PROPN
ajst-32540	251	8	wenjing	wenjing	NOUN
ajst-32540	251	9	.	.	PUNCT
ajst-32540	252	1	application	application	NOUN
ajst-32540	252	2	of	of	ADP
ajst-32540	252	3	generative	generative	ADJ
ajst-32540	252	4	artificial	artificial	ADJ
ajst-32540	252	5	intelligence	intelligence	NOUN
ajst-32540	252	6	in	in	ADP
ajst-32540	252	7	the	the	DET
ajst-32540	252	8	operation	operation	NOUN
ajst-32540	252	9	and	and	CCONJ
ajst-32540	252	10	management	management	NOUN
ajst-32540	252	11	of	of	ADP
ajst-32540	252	12	insurance	insurance	NOUN
ajst-32540	252	13	companies	company	NOUN
ajst-32540	252	14	[	[	X
ajst-32540	252	15	j	j	X
ajst-32540	252	16	]	]	X
ajst-32540	252	17	.	.	PUNCT
ajst-32540	253	1	journal	journal	PROPN
ajst-32540	253	2	of	of	ADP
ajst-32540	253	3	financial	financial	ADJ
ajst-32540	253	4	science	science	NOUN
ajst-32540	253	5	and	and	CCONJ
ajst-32540	253	6	technology,2024,(02):64	technology,2024,(02):64	PROPN
ajst-32540	253	7	.	.	PROPN
ajst-32540	254	1	77	77	NUM
ajst-32540	255	1	[	[	NOUN
ajst-32540	255	2	8	8	NUM
ajst-32540	255	3	]	]	X
ajst-32540	255	4	an	an	DET
ajst-32540	255	5	jianmin	jianmin	NOUN
ajst-32540	255	6	,	,	PUNCT
ajst-32540	255	7	zhou	zhou	PROPN
ajst-32540	255	8	yibo	yibo	PROPN
ajst-32540	255	9	,	,	PUNCT
ajst-32540	255	10	peng	peng	PROPN
ajst-32540	255	11	sent	send	VERB
ajst-32540	255	12	to	to	ADP
ajst-32540	255	13	court	court	NOUN
ajst-32540	255	14	.	.	PUNCT
ajst-32540	256	1	on	on	ADP
ajst-32540	256	2	the	the	DET
ajst-32540	256	3	role	role	NOUN
ajst-32540	256	4	of	of	ADP
ajst-32540	256	5	big	big	ADJ
ajst-32540	256	6	data	datum	NOUN
ajst-32540	256	7	in	in	ADP
ajst-32540	256	8	the	the	DET
ajst-32540	256	9	operation	operation	NOUN
ajst-32540	256	10	and	and	CCONJ
ajst-32540	256	11	management	management	NOUN
ajst-32540	256	12	of	of	ADP
ajst-32540	256	13	insurance	insurance	NOUN
ajst-32540	256	14	companies	company	NOUN
ajst-32540	256	15	[	[	X
ajst-32540	256	16	j	j	X
ajst-32540	256	17	]	]	X
ajst-32540	256	18	.	.	PUNCT
ajst-32540	257	1	financial	financial	ADJ
ajst-32540	257	2	technology	technology	PROPN
ajst-32540	257	3	times	time	NOUN
ajst-32540	257	4	,	,	PUNCT
ajst-32540	257	5	2021,29	2021,29	PROPN
ajst-32540	257	6	(	(	PUNCT
ajst-32540	257	7	08	08	NUM
ajst-32540	257	8	)	)	PUNCT
ajst-32540	257	9	:	:	PUNCT
ajst-32540	258	1	34	34	X
ajst-32540	258	2	.	.	PUNCT
ajst-32540	259	1	[	[	X
ajst-32540	259	2	9	9	NUM
ajst-32540	259	3	]	]	X
ajst-32540	259	4	tang	tang	X
ajst-32540	259	5	jincheng	jincheng	PROPN
ajst-32540	259	6	,	,	PUNCT
ajst-32540	259	7	liu	liu	PROPN
ajst-32540	259	8	lu	lu	PROPN
ajst-32540	259	9	.	.	PUNCT
ajst-32540	260	1	application	application	NOUN
ajst-32540	260	2	research	research	NOUN
ajst-32540	260	3	of	of	ADP
ajst-32540	260	4	"	"	PUNCT
ajst-32540	260	5	ai+	ai+	NOUN
ajst-32540	260	6	insurance	insurance	NOUN
ajst-32540	260	7	"	"	PUNCT
ajst-32540	260	8	model	model	NOUN
ajst-32540	260	9	in	in	ADP
ajst-32540	260	10	the	the	DET
ajst-32540	260	11	age	age	NOUN
ajst-32540	260	12	of	of	ADP
ajst-32540	260	13	insurance	insurance	NOUN
ajst-32540	260	14	technology	technology	NOUN
ajst-32540	261	1	[	[	X
ajst-32540	261	2	j	j	X
ajst-32540	261	3	]	]	X
ajst-32540	261	4	.	.	PUNCT
ajst-32540	262	1	southwest	southwest	PROPN
ajst-32540	262	2	finance,2019(05):66	finance,2019(05):66	PROPN
ajst-32540	262	3	.	.	PUNCT
ajst-32540	263	1	[	[	X
ajst-32540	263	2	10	10	NUM
ajst-32540	263	3	]	]	X
ajst-32540	263	4	wang	wang	PROPN
ajst-32540	263	5	bo	bo	PROPN
ajst-32540	263	6	.	.	PUNCT
ajst-32540	264	1	research	research	NOUN
ajst-32540	264	2	on	on	ADP
ajst-32540	264	3	application	application	NOUN
ajst-32540	264	4	of	of	ADP
ajst-32540	264	5	intelligent	intelligent	ADJ
ajst-32540	264	6	model	model	NOUN
ajst-32540	264	7	in	in	ADP
ajst-32540	264	8	the	the	DET
ajst-32540	264	9	age	age	NOUN
ajst-32540	264	10	of	of	ADP
ajst-32540	264	11	insurance	insurance	NOUN
ajst-32540	264	12	technology	technology	NOUN
ajst-32540	265	1	[	[	X
ajst-32540	265	2	j	j	X
ajst-32540	265	3	]	]	X
ajst-32540	265	4	.	.	PUNCT
ajst-32540	266	1	fortune	fortune	PROPN
ajst-32540	266	2	time.2022(09):1	time.2022(09):1	PROPN
ajst-32540	266	3	.	.	PUNCT