id	sid	tid	token	lemma	pos
aseas-2905	1	1	aseas	aseas	PROPN
aseas-2905	1	2	12(1	12(1	NUM
aseas-2905	1	3	)	)	PUNCT
aseas-2905	2	1	|	|	ADV
aseas-2905	2	2	91	91	NUM
aseas-2905	2	3	the	the	DET
aseas-2905	2	4	new	new	ADJ
aseas-2905	2	5	politics	politic	NOUN
aseas-2905	2	6	of	of	ADP
aseas-2905	2	7	debt	debt	NOUN
aseas-2905	2	8	in	in	ADP
aseas-2905	2	9	the	the	DET
aseas-2905	2	10	transition	transition	NOUN
aseas-2905	2	11	economy	economy	NOUN
aseas-2905	2	12	of	of	ADP
aseas-2905	2	13	vietnam	vietnam	PROPN
aseas-2905	2	14	hong	hong	PROPN
aseas-2905	2	15	-	-	PUNCT
aseas-2905	2	16	kong	kong	PROPN
aseas-2905	2	17	t.	t.	PROPN
aseas-2905	2	18	nguyen	nguyen	NOUN
aseas-2905	2	19	,	,	PUNCT
aseas-2905	2	20	viet	viet	NOUN
aseas-2905	2	21	-	-	PUNCT
aseas-2905	2	22	ha	ha	PROPN
aseas-2905	2	23	t.	t.	PROPN
aseas-2905	2	24	nguyen	nguyen	NOUN
aseas-2905	2	25	,	,	PUNCT
aseas-2905	2	26	thu	thu	PROPN
aseas-2905	2	27	-	-	PUNCT
aseas-2905	2	28	trang	trang	PROPN
aseas-2905	2	29	vuong	vuong	PROPN
aseas-2905	2	30	,	,	PUNCT
aseas-2905	2	31	manh	manh	PROPN
aseas-2905	2	32	-	-	PUNCT
aseas-2905	2	33	tung	tung	PROPN
aseas-2905	2	34	ho	ho	PROPN
aseas-2905	2	35	,	,	PUNCT
aseas-2905	2	36	&	&	CCONJ
aseas-2905	2	37	quan	quan	PROPN
aseas-2905	2	38	-	-	PUNCT
aseas-2905	2	39	hoang	hoang	PROPN
aseas-2905	2	40	vuong	vuong	PROPN
aseas-2905	2	41	►	►	PROPN
aseas-2905	2	42	nguyen	nguyen	PROPN
aseas-2905	2	43	,	,	PUNCT
aseas-2905	2	44	h	h	PROPN
aseas-2905	2	45	-	-	PUNCT
aseas-2905	2	46	k.	k.	PROPN
aseas-2905	2	47	t.	t.	PROPN
aseas-2905	2	48	,	,	PUNCT
aseas-2905	2	49	nguyen	nguyen	PROPN
aseas-2905	2	50	,	,	PUNCT
aseas-2905	2	51	v	v	NOUN
aseas-2905	2	52	-	-	NOUN
aseas-2905	2	53	h.	h.	NOUN
aseas-2905	2	54	t.	t.	PROPN
aseas-2905	2	55	,	,	PUNCT
aseas-2905	2	56	vuong	vuong	PROPN
aseas-2905	2	57	,	,	PUNCT
aseas-2905	2	58	t	t	PROPN
aseas-2905	2	59	-	-	PUNCT
aseas-2905	2	60	t.	t.	PROPN
aseas-2905	2	61	,	,	PUNCT
aseas-2905	2	62	ho	ho	PROPN
aseas-2905	2	63	,	,	PUNCT
aseas-2905	2	64	m	m	NOUN
aseas-2905	2	65	-	-	NOUN
aseas-2905	2	66	t.	t.	PROPN
aseas-2905	2	67	,	,	PUNCT
aseas-2905	2	68	&	&	CCONJ
aseas-2905	2	69	vuong	vuong	PROPN
aseas-2905	2	70	,	,	PUNCT
aseas-2905	2	71	q	q	PROPN
aseas-2905	2	72	-	-	NOUN
aseas-2905	2	73	h.	h.	NOUN
aseas-2905	2	74	(	(	PUNCT
aseas-2905	2	75	2019	2019	NUM
aseas-2905	2	76	)	)	PUNCT
aseas-2905	2	77	.	.	PUNCT
aseas-2905	3	1	the	the	DET
aseas-2905	3	2	new	new	ADJ
aseas-2905	3	3	politics	politic	NOUN
aseas-2905	3	4	of	of	ADP
aseas-2905	3	5	debt	debt	NOUN
aseas-2905	3	6	in	in	ADP
aseas-2905	3	7	the	the	DET
aseas-2905	3	8	transition	transition	NOUN
aseas-2905	3	9	economy	economy	NOUN
aseas-2905	3	10	of	of	ADP
aseas-2905	3	11	vietnam	vietnam	PROPN
aseas-2905	3	12	.	.	PUNCT
aseas-2905	4	1	austrian	austrian	ADJ
aseas-2905	4	2	journal	journal	PROPN
aseas-2905	4	3	of	of	ADP
aseas-2905	4	4	south	south	PROPN
aseas-2905	4	5	-	-	PUNCT
aseas-2905	4	6	east	east	NOUN
aseas-2905	4	7	asian	asian	ADJ
aseas-2905	4	8	studies	study	NOUN
aseas-2905	4	9	,	,	PUNCT
aseas-2905	4	10	12(1	12(1	NUM
aseas-2905	4	11	)	)	PUNCT
aseas-2905	4	12	,	,	PUNCT
aseas-2905	4	13	91	91	NUM
aseas-2905	4	14	-	-	SYM
aseas-2905	4	15	110	110	NUM
aseas-2905	4	16	.	.	PUNCT
aseas-2905	5	1	this	this	DET
aseas-2905	5	2	study	study	NOUN
aseas-2905	5	3	reviews	review	VERB
aseas-2905	5	4	the	the	DET
aseas-2905	5	5	rising	rise	VERB
aseas-2905	5	6	household	household	NOUN
aseas-2905	5	7	debt	debt	NOUN
aseas-2905	5	8	and	and	CCONJ
aseas-2905	5	9	nonfinancial	nonfinancial	ADJ
aseas-2905	5	10	corporation	corporation	NOUN
aseas-2905	5	11	debt	debt	NOUN
aseas-2905	5	12	in	in	ADP
aseas-2905	5	13	vietnam	vietnam	PROPN
aseas-2905	5	14	,	,	PUNCT
aseas-2905	5	15	a	a	DET
aseas-2905	5	16	socialist	socialist	ADJ
aseas-2905	5	17	-	-	PUNCT
aseas-2905	5	18	oriented	orient	VERB
aseas-2905	5	19	,	,	PUNCT
aseas-2905	5	20	lower	low	ADJ
aseas-2905	5	21	middle	middle	ADJ
aseas-2905	5	22	-	-	PUNCT
aseas-2905	5	23	income	income	NOUN
aseas-2905	5	24	emerging	emerge	VERB
aseas-2905	5	25	economy	economy	NOUN
aseas-2905	5	26	.	.	PUNCT
aseas-2905	6	1	vietnam	vietnam	PROPN
aseas-2905	6	2	has	have	AUX
aseas-2905	6	3	made	make	VERB
aseas-2905	6	4	huge	huge	ADJ
aseas-2905	6	5	strides	stride	NOUN
aseas-2905	6	6	in	in	ADP
aseas-2905	6	7	economic	economic	ADJ
aseas-2905	6	8	growth	growth	NOUN
aseas-2905	6	9	within	within	ADP
aseas-2905	6	10	three	three	NUM
aseas-2905	6	11	decades	decade	NOUN
aseas-2905	6	12	of	of	ADP
aseas-2905	6	13	reforms	reform	NOUN
aseas-2905	6	14	,	,	PUNCT
aseas-2905	6	15	lifting	lift	VERB
aseas-2905	6	16	millions	million	NOUN
aseas-2905	6	17	of	of	ADP
aseas-2905	6	18	people	people	NOUN
aseas-2905	6	19	out	out	ADP
aseas-2905	6	20	of	of	ADP
aseas-2905	6	21	poverty	poverty	NOUN
aseas-2905	6	22	thanks	thank	NOUN
aseas-2905	6	23	to	to	ADP
aseas-2905	6	24	better	well	ADJ
aseas-2905	6	25	access	access	NOUN
aseas-2905	6	26	to	to	ADP
aseas-2905	6	27	credit	credit	NOUN
aseas-2905	6	28	.	.	PUNCT
aseas-2905	7	1	at	at	ADP
aseas-2905	7	2	the	the	DET
aseas-2905	7	3	same	same	ADJ
aseas-2905	7	4	time	time	NOUN
aseas-2905	7	5	,	,	PUNCT
aseas-2905	7	6	there	there	PRON
aseas-2905	7	7	are	be	VERB
aseas-2905	7	8	lending	lending	NOUN
aseas-2905	7	9	and	and	CCONJ
aseas-2905	7	10	borrowing	borrowing	NOUN
aseas-2905	7	11	practices	practice	NOUN
aseas-2905	7	12	that	that	PRON
aseas-2905	7	13	signal	signal	VERB
aseas-2905	7	14	troubles	trouble	NOUN
aseas-2905	7	15	ahead	ahead	ADV
aseas-2905	7	16	.	.	PUNCT
aseas-2905	8	1	based	base	VERB
aseas-2905	8	2	on	on	ADP
aseas-2905	8	3	a	a	DET
aseas-2905	8	4	thorough	thorough	ADJ
aseas-2905	8	5	examination	examination	NOUN
aseas-2905	8	6	of	of	ADP
aseas-2905	8	7	the	the	DET
aseas-2905	8	8	theoretical	theoretical	ADJ
aseas-2905	8	9	literature	literature	NOUN
aseas-2905	8	10	on	on	ADP
aseas-2905	8	11	indebtedness	indebtedness	NOUN
aseas-2905	8	12	,	,	PUNCT
aseas-2905	8	13	the	the	DET
aseas-2905	8	14	study	study	NOUN
aseas-2905	8	15	sets	set	VERB
aseas-2905	8	16	out	out	ADP
aseas-2905	8	17	to	to	PART
aseas-2905	8	18	identify	identify	VERB
aseas-2905	8	19	the	the	DET
aseas-2905	8	20	drivers	driver	NOUN
aseas-2905	8	21	of	of	ADP
aseas-2905	8	22	borrowing	borrowing	NOUN
aseas-2905	8	23	and	and	CCONJ
aseas-2905	8	24	over	over	ADP
aseas-2905	8	25	-	-	PUNCT
aseas-2905	8	26	borrowing	borrowing	NOUN
aseas-2905	8	27	in	in	ADP
aseas-2905	8	28	vietnam	vietnam	PROPN
aseas-2905	8	29	in	in	ADP
aseas-2905	8	30	recent	recent	ADJ
aseas-2905	8	31	years	year	NOUN
aseas-2905	8	32	.	.	PUNCT
aseas-2905	9	1	particularly	particularly	ADV
aseas-2905	9	2	,	,	PUNCT
aseas-2905	9	3	the	the	DET
aseas-2905	9	4	abundant	abundant	ADJ
aseas-2905	9	5	financial	financial	ADJ
aseas-2905	9	6	and	and	CCONJ
aseas-2905	9	7	physical	physical	ADJ
aseas-2905	9	8	resources	resource	NOUN
aseas-2905	9	9	have	have	AUX
aseas-2905	9	10	given	give	VERB
aseas-2905	9	11	rise	rise	NOUN
aseas-2905	9	12	to	to	ADP
aseas-2905	9	13	consumerism	consumerism	NOUN
aseas-2905	9	14	and	and	CCONJ
aseas-2905	9	15	the	the	DET
aseas-2905	9	16	boom	boom	NOUN
aseas-2905	9	17	of	of	ADP
aseas-2905	9	18	the	the	DET
aseas-2905	9	19	super	super	NOUN
aseas-2905	9	20	-	-	ADJ
aseas-2905	9	21	rich	rich	ADJ
aseas-2905	9	22	.	.	PUNCT
aseas-2905	10	1	these	these	PRON
aseas-2905	10	2	are	be	AUX
aseas-2905	10	3	two	two	NUM
aseas-2905	10	4	of	of	ADP
aseas-2905	10	5	the	the	DET
aseas-2905	10	6	four	four	NUM
aseas-2905	10	7	factors	factor	NOUN
aseas-2905	10	8	that	that	PRON
aseas-2905	10	9	have	have	AUX
aseas-2905	10	10	shifted	shift	VERB
aseas-2905	10	11	vietnamese	vietnamese	ADJ
aseas-2905	10	12	culture	culture	NOUN
aseas-2905	10	13	from	from	ADP
aseas-2905	10	14	one	one	NUM
aseas-2905	10	15	that	that	PRON
aseas-2905	10	16	traditionally	traditionally	ADV
aseas-2905	10	17	condemned	condemn	VERB
aseas-2905	10	18	debt	debt	NOUN
aseas-2905	10	19	as	as	ADP
aseas-2905	10	20	a	a	DET
aseas-2905	10	21	vice	vice	NOUN
aseas-2905	10	22	to	to	ADP
aseas-2905	10	23	one	one	NUM
aseas-2905	10	24	that	that	PRON
aseas-2905	10	25	now	now	ADV
aseas-2905	10	26	tolerates	tolerate	VERB
aseas-2905	10	27	indebtedness	indebtedness	NOUN
aseas-2905	10	28	.	.	PUNCT
aseas-2905	11	1	the	the	DET
aseas-2905	11	2	other	other	ADJ
aseas-2905	11	3	two	two	NUM
aseas-2905	11	4	factors	factor	NOUN
aseas-2905	11	5	can	can	AUX
aseas-2905	11	6	be	be	AUX
aseas-2905	11	7	found	find	VERB
aseas-2905	11	8	at	at	ADP
aseas-2905	11	9	the	the	DET
aseas-2905	11	10	corporate	corporate	ADJ
aseas-2905	11	11	level	level	NOUN
aseas-2905	11	12	where	where	SCONJ
aseas-2905	11	13	there	there	PRON
aseas-2905	11	14	is	be	VERB
aseas-2905	11	15	an	an	DET
aseas-2905	11	16	over	over	ADP
aseas-2905	11	17	-	-	PUNCT
aseas-2905	11	18	reliance	reliance	NOUN
aseas-2905	11	19	on	on	ADP
aseas-2905	11	20	debt	debt	NOUN
aseas-2905	11	21	financing	financing	NOUN
aseas-2905	11	22	and	and	CCONJ
aseas-2905	11	23	rampant	rampant	ADJ
aseas-2905	11	24	rent	rent	NOUN
aseas-2905	11	25	-	-	PUNCT
aseas-2905	11	26	seeking	seeking	NOUN
aseas-2905	11	27	.	.	PUNCT
aseas-2905	12	1	here	here	ADV
aseas-2905	12	2	,	,	PUNCT
aseas-2905	12	3	a	a	DET
aseas-2905	12	4	kind	kind	NOUN
aseas-2905	12	5	of	of	ADP
aseas-2905	12	6	‘	'	PUNCT
aseas-2905	12	7	resource	resource	NOUN
aseas-2905	12	8	curse	curse	NOUN
aseas-2905	12	9	’	'	PUNCT
aseas-2905	12	10	threatens	threaten	VERB
aseas-2905	12	11	sustainable	sustainable	ADJ
aseas-2905	12	12	corporate	corporate	ADJ
aseas-2905	12	13	growth	growth	NOUN
aseas-2905	12	14	–	–	PUNCT
aseas-2905	12	15	businesses	business	NOUN
aseas-2905	12	16	rely	rely	VERB
aseas-2905	12	17	too	too	ADV
aseas-2905	12	18	much	much	ADV
aseas-2905	12	19	on	on	ADP
aseas-2905	12	20	borrowing	borrow	VERB
aseas-2905	12	21	to	to	PART
aseas-2905	12	22	fuel	fuel	VERB
aseas-2905	12	23	their	their	PRON
aseas-2905	12	24	operations	operation	NOUN
aseas-2905	12	25	,	,	PUNCT
aseas-2905	12	26	but	but	CCONJ
aseas-2905	12	27	in	in	ADP
aseas-2905	12	28	fact	fact	NOUN
aseas-2905	12	29	are	be	AUX
aseas-2905	12	30	overlooking	overlook	VERB
aseas-2905	12	31	the	the	DET
aseas-2905	12	32	innovation	innovation	NOUN
aseas-2905	12	33	factor	factor	NOUN
aseas-2905	12	34	.	.	PUNCT
aseas-2905	13	1	the	the	DET
aseas-2905	13	2	new	new	ADJ
aseas-2905	13	3	politics	politic	NOUN
aseas-2905	13	4	of	of	ADP
aseas-2905	13	5	debt	debt	NOUN
aseas-2905	13	6	,	,	PUNCT
aseas-2905	13	7	we	we	PRON
aseas-2905	13	8	suggest	suggest	VERB
aseas-2905	13	9	,	,	PUNCT
aseas-2905	13	10	have	have	AUX
aseas-2905	13	11	created	create	VERB
aseas-2905	13	12	a	a	DET
aseas-2905	13	13	toxically	toxically	ADV
aseas-2905	13	14	pro	pro	ADJ
aseas-2905	13	15	-	-	ADJ
aseas-2905	13	16	consumption	consumption	ADJ
aseas-2905	13	17	,	,	PUNCT
aseas-2905	13	18	debt	debt	NOUN
aseas-2905	13	19	-	-	PUNCT
aseas-2905	13	20	tolerant	tolerant	ADJ
aseas-2905	13	21	society	society	NOUN
aseas-2905	13	22	.	.	PUNCT
aseas-2905	14	1	keywords	keyword	NOUN
aseas-2905	14	2	:	:	PUNCT
aseas-2905	14	3	consumerism	consumerism	NOUN
aseas-2905	14	4	;	;	PUNCT
aseas-2905	14	5	corporate	corporate	ADJ
aseas-2905	14	6	debt	debt	NOUN
aseas-2905	14	7	;	;	PUNCT
aseas-2905	14	8	culture	culture	NOUN
aseas-2905	14	9	of	of	ADP
aseas-2905	14	10	indebtedness	indebtedness	NOUN
aseas-2905	14	11	;	;	PUNCT
aseas-2905	14	12	emerging	emerge	VERB
aseas-2905	14	13	market	market	NOUN
aseas-2905	14	14	;	;	PUNCT
aseas-2905	14	15	household	household	NOUN
aseas-2905	14	16	debt	debt	NOUN
aseas-2905	14	17	;	;	PUNCT
aseas-2905	14	18	vietnam	vietnam	PROPN
aseas-2905	14	19			PROPN
aseas-2905	14	20	introduction	introduction	NOUN
aseas-2905	14	21	from	from	ADP
aseas-2905	14	22	as	as	ADV
aseas-2905	14	23	early	early	ADV
aseas-2905	14	24	as	as	ADP
aseas-2905	14	25	the	the	DET
aseas-2905	14	26	1990s	1990s	NUM
aseas-2905	14	27	,	,	PUNCT
aseas-2905	14	28	economists	economist	NOUN
aseas-2905	14	29	began	begin	VERB
aseas-2905	14	30	to	to	PART
aseas-2905	14	31	note	note	VERB
aseas-2905	14	32	the	the	DET
aseas-2905	14	33	shift	shift	NOUN
aseas-2905	14	34	in	in	ADP
aseas-2905	14	35	attitudes	attitude	NOUN
aseas-2905	14	36	towards	towards	ADP
aseas-2905	14	37	debt	debt	NOUN
aseas-2905	14	38	that	that	PRON
aseas-2905	14	39	had	have	AUX
aseas-2905	14	40	taken	take	VERB
aseas-2905	14	41	place	place	NOUN
aseas-2905	14	42	in	in	ADP
aseas-2905	14	43	the	the	DET
aseas-2905	14	44	course	course	NOUN
aseas-2905	14	45	of	of	ADP
aseas-2905	14	46	the	the	DET
aseas-2905	14	47	20th	20th	ADJ
aseas-2905	14	48	century	century	NOUN
aseas-2905	14	49	,	,	PUNCT
aseas-2905	14	50	such	such	ADJ
aseas-2905	14	51	that	that	DET
aseas-2905	14	52	debt	debt	NOUN
aseas-2905	14	53	was	be	AUX
aseas-2905	14	54	no	no	ADV
aseas-2905	14	55	longer	long	ADV
aseas-2905	14	56	abhorred	abhor	VERB
aseas-2905	14	57	but	but	CCONJ
aseas-2905	14	58	had	have	AUX
aseas-2905	14	59	gained	gain	VERB
aseas-2905	14	60	acceptance	acceptance	NOUN
aseas-2905	14	61	as	as	ADP
aseas-2905	14	62	part	part	NOUN
aseas-2905	14	63	of	of	ADP
aseas-2905	14	64	a	a	DET
aseas-2905	14	65	modern	modern	ADJ
aseas-2905	14	66	consumer	consumer	NOUN
aseas-2905	14	67	society	society	NOUN
aseas-2905	14	68	,	,	PUNCT
aseas-2905	14	69	laying	lay	VERB
aseas-2905	14	70	ground	ground	NOUN
aseas-2905	14	71	for	for	ADP
aseas-2905	14	72	the	the	DET
aseas-2905	14	73	growing	grow	VERB
aseas-2905	14	74	“	"	PUNCT
aseas-2905	14	75	culture	culture	NOUN
aseas-2905	14	76	of	of	ADP
aseas-2905	14	77	indebtedness	indebtedness	NOUN
aseas-2905	14	78	”	"	PUNCT
aseas-2905	14	79	(	(	PUNCT
aseas-2905	14	80	lea	lea	PROPN
aseas-2905	14	81	,	,	PUNCT
aseas-2905	14	82	webley	webley	PROPN
aseas-2905	14	83	,	,	PUNCT
aseas-2905	14	84	&	&	CCONJ
aseas-2905	14	85	levine	levine	PROPN
aseas-2905	14	86	,	,	PUNCT
aseas-2905	14	87	1993	1993	NUM
aseas-2905	14	88	;	;	PUNCT
aseas-2905	14	89	lea	lea	PROPN
aseas-2905	14	90	,	,	PUNCT
aseas-2905	14	91	webley	webley	PROPN
aseas-2905	14	92	,	,	PUNCT
aseas-2905	14	93	&	&	CCONJ
aseas-2905	14	94	walker	walker	PROPN
aseas-2905	14	95	,	,	PUNCT
aseas-2905	14	96	1995	1995	NUM
aseas-2905	14	97	)	)	PUNCT
aseas-2905	14	98	.	.	PUNCT
aseas-2905	15	1	the	the	DET
aseas-2905	15	2	level	level	NOUN
aseas-2905	15	3	of	of	ADP
aseas-2905	15	4	indebtedness	indebtedness	NOUN
aseas-2905	15	5	is	be	AUX
aseas-2905	15	6	an	an	DET
aseas-2905	15	7	important	important	ADJ
aseas-2905	15	8	measure	measure	NOUN
aseas-2905	15	9	of	of	ADP
aseas-2905	15	10	economic	economic	ADJ
aseas-2905	15	11	health	health	NOUN
aseas-2905	15	12	,	,	PUNCT
aseas-2905	15	13	whether	whether	SCONJ
aseas-2905	15	14	that	that	PRON
aseas-2905	15	15	be	be	VERB
aseas-2905	15	16	for	for	ADP
aseas-2905	15	17	an	an	DET
aseas-2905	15	18	individual	individual	ADJ
aseas-2905	15	19	consumer	consumer	NOUN
aseas-2905	15	20	,	,	PUNCT
aseas-2905	15	21	a	a	DET
aseas-2905	15	22	household	household	NOUN
aseas-2905	15	23	,	,	PUNCT
aseas-2905	15	24	a	a	DET
aseas-2905	15	25	business	business	NOUN
aseas-2905	15	26	,	,	PUNCT
aseas-2905	15	27	or	or	CCONJ
aseas-2905	15	28	a	a	DET
aseas-2905	15	29	whole	whole	ADJ
aseas-2905	15	30	nation	nation	NOUN
aseas-2905	15	31	.	.	PUNCT
aseas-2905	16	1	a	a	DET
aseas-2905	16	2	chronically	chronically	ADV
aseas-2905	16	3	indebted	indebted	ADJ
aseas-2905	16	4	household	household	NOUN
aseas-2905	16	5	,	,	PUNCT
aseas-2905	16	6	especially	especially	ADV
aseas-2905	16	7	those	those	PRON
aseas-2905	16	8	with	with	ADP
aseas-2905	16	9	low	low	ADJ
aseas-2905	16	10	income	income	NOUN
aseas-2905	16	11	or	or	CCONJ
aseas-2905	16	12	limited	limited	ADJ
aseas-2905	16	13	financial	financial	ADJ
aseas-2905	16	14	literacy	literacy	NOUN
aseas-2905	16	15	,	,	PUNCT
aseas-2905	16	16	can	can	AUX
aseas-2905	16	17	become	become	VERB
aseas-2905	16	18	trapped	trapped	ADJ
aseas-2905	16	19	in	in	ADP
aseas-2905	16	20	long	long	ADV
aseas-2905	16	21	-	-	PUNCT
aseas-2905	16	22	run	run	VERB
aseas-2905	16	23	poverty	poverty	NOUN
aseas-2905	16	24	(	(	PUNCT
aseas-2905	16	25	barbier	barbier	NOUN
aseas-2905	16	26	,	,	PUNCT
aseas-2905	16	27	lópez	lópez	NOUN
aseas-2905	16	28	,	,	PUNCT
aseas-2905	16	29	&	&	CCONJ
aseas-2905	16	30	hochard	hochard	ADV
aseas-2905	16	31	,	,	PUNCT
aseas-2905	16	32	2016	2016	NUM
aseas-2905	16	33	)	)	PUNCT
aseas-2905	16	34	.	.	PUNCT
aseas-2905	17	1	the	the	DET
aseas-2905	17	2	problem	problem	NOUN
aseas-2905	17	3	of	of	ADP
aseas-2905	17	4	financial	financial	ADJ
aseas-2905	17	5	debt	debt	NOUN
aseas-2905	17	6	is	be	AUX
aseas-2905	17	7	more	more	ADV
aseas-2905	17	8	acute	acute	ADJ
aseas-2905	17	9	at	at	ADP
aseas-2905	17	10	the	the	DET
aseas-2905	17	11	macro	macro	ADJ
aseas-2905	17	12	level	level	NOUN
aseas-2905	17	13	in	in	ADP
aseas-2905	17	14	developing	develop	VERB
aseas-2905	17	15	countries	country	NOUN
aseas-2905	17	16	:	:	PUNCT
aseas-2905	17	17	the	the	DET
aseas-2905	17	18	financial	financial	ADJ
aseas-2905	17	19	crises	crisis	NOUN
aseas-2905	17	20	in	in	ADP
aseas-2905	17	21	,	,	PUNCT
aseas-2905	17	22	for	for	ADP
aseas-2905	17	23	example	example	NOUN
aseas-2905	17	24	,	,	PUNCT
aseas-2905	17	25	nicaragua	nicaragua	PROPN
aseas-2905	17	26	,	,	PUNCT
aseas-2905	17	27	morocco	morocco	PROPN
aseas-2905	17	28	,	,	PUNCT
aseas-2905	17	29	pakistan	pakistan	PROPN
aseas-2905	17	30	,	,	PUNCT
aseas-2905	17	31	and	and	CCONJ
aseas-2905	17	32	india	india	PROPN
aseas-2905	17	33	,	,	PUNCT
aseas-2905	17	34	were	be	AUX
aseas-2905	17	35	linked	link	VERB
aseas-2905	17	36	to	to	ADP
aseas-2905	17	37	the	the	DET
aseas-2905	17	38	uncontrolled	uncontrolled	ADJ
aseas-2905	17	39	expansion	expansion	NOUN
aseas-2905	17	40	of	of	ADP
aseas-2905	17	41	microfinance	microfinance	NOUN
aseas-2905	17	42	(	(	PUNCT
aseas-2905	17	43	chen	chen	PROPN
aseas-2905	17	44	,	,	PUNCT
aseas-2905	17	45	rasmussen	rasmussen	PROPN
aseas-2905	17	46	,	,	PUNCT
aseas-2905	17	47	&	&	CCONJ
aseas-2905	17	48	reille	reille	NOUN
aseas-2905	17	49	,	,	PUNCT
aseas-2905	17	50	2010	2010	NUM
aseas-2905	17	51	;	;	PUNCT
aseas-2905	17	52	lascelles	lascelle	NOUN
aseas-2905	17	53	,	,	PUNCT
aseas-2905	17	54	mendelson	mendelson	PROPN
aseas-2905	17	55	,	,	PUNCT
aseas-2905	17	56	&	&	CCONJ
aseas-2905	17	57	rozas	rozas	PROPN
aseas-2905	17	58	,	,	PUNCT
aseas-2905	17	59	2012	2012	NUM
aseas-2905	17	60	)	)	PUNCT
aseas-2905	17	61	.	.	PUNCT
aseas-2905	18	1	given	give	VERB
aseas-2905	18	2	its	its	PRON
aseas-2905	18	3	severity	severity	NOUN
aseas-2905	18	4	,	,	PUNCT
aseas-2905	18	5	numerous	numerous	ADJ
aseas-2905	18	6	aktuelle	aktuelle	PROPN
aseas-2905	18	7	südostasienforschung	südostasienforschung	PROPN
aseas-2905	18	8			PROPN
aseas-2905	18	9	current	current	ADJ
aseas-2905	18	10	research	research	NOUN
aseas-2905	18	11	on	on	ADP
aseas-2905	18	12	southeast	southeast	PROPN
aseas-2905	18	13	asia	asia	PROPN
aseas-2905	18	14	w	w	PROPN
aseas-2905	18	15	w	w	PROPN
aseas-2905	18	16	w	w	PROPN
aseas-2905	18	17	.s	.s	PROPN
aseas-2905	18	18	ea	ea	X
aseas-2905	18	19	s.	s.	PROPN
aseas-2905	19	1	at	at	ADP
aseas-2905	19	2	d	d	PROPN
aseas-2905	19	3	oi	oi	INTJ
aseas-2905	19	4	1	1	NUM
aseas-2905	19	5	0	0	NUM
aseas-2905	19	6	.	.	PUNCT
aseas-2905	20	1	14	14	NUM
aseas-2905	20	2	76	76	NUM
aseas-2905	20	3	4/	4/	NUM
aseas-2905	20	4	10	10	NUM
aseas-2905	20	5	.a	.a	VERB
aseas-2905	20	6	se	se	PROPN
aseas-2905	21	1	a	a	DET
aseas-2905	21	2	s00	s00	NOUN
aseas-2905	21	3	15	15	NUM
aseas-2905	21	4	92	92	NUM
aseas-2905	21	5	|	|	NOUN
aseas-2905	21	6	aseas	asea	NOUN
aseas-2905	21	7	12(1	12(1	NUM
aseas-2905	21	8	)	)	PUNCT
aseas-2905	21	9	the	the	DET
aseas-2905	21	10	new	new	ADJ
aseas-2905	21	11	politics	politic	NOUN
aseas-2905	21	12	of	of	ADP
aseas-2905	21	13	debt	debt	NOUN
aseas-2905	21	14	in	in	ADP
aseas-2905	21	15	the	the	DET
aseas-2905	21	16	transition	transition	NOUN
aseas-2905	21	17	economy	economy	NOUN
aseas-2905	21	18	of	of	ADP
aseas-2905	21	19	vietnam	vietnam	PROPN
aseas-2905	21	20	studies	study	NOUN
aseas-2905	21	21	have	have	AUX
aseas-2905	21	22	sought	seek	VERB
aseas-2905	21	23	to	to	PART
aseas-2905	21	24	explicate	explicate	VERB
aseas-2905	21	25	the	the	DET
aseas-2905	21	26	causes	cause	NOUN
aseas-2905	21	27	and	and	CCONJ
aseas-2905	21	28	challenges	challenge	NOUN
aseas-2905	21	29	of	of	ADP
aseas-2905	21	30	debt	debt	NOUN
aseas-2905	21	31	,	,	PUNCT
aseas-2905	21	32	particularly	particularly	ADV
aseas-2905	21	33	at	at	ADP
aseas-2905	21	34	the	the	DET
aseas-2905	21	35	microfinancing	microfinancing	NOUN
aseas-2905	21	36	level	level	NOUN
aseas-2905	21	37	,	,	PUNCT
aseas-2905	21	38	in	in	ADP
aseas-2905	21	39	developing	develop	VERB
aseas-2905	21	40	economies	economy	NOUN
aseas-2905	21	41	,	,	PUNCT
aseas-2905	21	42	such	such	ADJ
aseas-2905	21	43	as	as	ADP
aseas-2905	21	44	in	in	ADP
aseas-2905	21	45	thailand	thailand	PROPN
aseas-2905	21	46	and	and	CCONJ
aseas-2905	21	47	vietnam	vietnam	PROPN
aseas-2905	21	48	(	(	PUNCT
aseas-2905	21	49	chichaibelu	chichaibelu	PROPN
aseas-2905	21	50	&	&	CCONJ
aseas-2905	21	51	waibel	waibel	PROPN
aseas-2905	21	52	,	,	PUNCT
aseas-2905	21	53	2017	2017	NUM
aseas-2905	21	54	,	,	PUNCT
aseas-2905	21	55	2018	2018	NUM
aseas-2905	21	56	)	)	PUNCT
aseas-2905	21	57	,	,	PUNCT
aseas-2905	21	58	cambodia	cambodia	PROPN
aseas-2905	21	59	(	(	PUNCT
aseas-2905	21	60	liv	liv	PROPN
aseas-2905	21	61	,	,	PUNCT
aseas-2905	21	62	2013	2013	NUM
aseas-2905	21	63	)	)	PUNCT
aseas-2905	21	64	,	,	PUNCT
aseas-2905	21	65	nepal	nepal	NOUN
aseas-2905	21	66	(	(	PUNCT
aseas-2905	21	67	risal	risal	NOUN
aseas-2905	21	68	,	,	PUNCT
aseas-2905	21	69	2018	2018	NUM
aseas-2905	21	70	)	)	PUNCT
aseas-2905	21	71	,	,	PUNCT
aseas-2905	21	72	bangladesh	bangladesh	NOUN
aseas-2905	21	73	(	(	PUNCT
aseas-2905	21	74	godquin	godquin	NOUN
aseas-2905	21	75	,	,	PUNCT
aseas-2905	21	76	2004	2004	NUM
aseas-2905	21	77	)	)	PUNCT
aseas-2905	21	78	,	,	PUNCT
aseas-2905	21	79	south	south	PROPN
aseas-2905	21	80	africa	africa	PROPN
aseas-2905	21	81	(	(	PUNCT
aseas-2905	21	82	meniago	meniago	PROPN
aseas-2905	21	83	,	,	PUNCT
aseas-2905	21	84	mukuddem	mukuddem	PROPN
aseas-2905	21	85	-	-	PUNCT
aseas-2905	21	86	petersen	petersen	PROPN
aseas-2905	21	87	,	,	PUNCT
aseas-2905	21	88	petersen	petersen	PROPN
aseas-2905	21	89	,	,	PUNCT
aseas-2905	21	90	&	&	CCONJ
aseas-2905	21	91	mongale	mongale	NOUN
aseas-2905	21	92	,	,	PUNCT
aseas-2905	21	93	2013	2013	NUM
aseas-2905	21	94	)	)	PUNCT
aseas-2905	21	95	,	,	PUNCT
aseas-2905	21	96	and	and	CCONJ
aseas-2905	21	97	ghana	ghana	PROPN
aseas-2905	21	98	(	(	PUNCT
aseas-2905	21	99	schicks	schick	NOUN
aseas-2905	21	100	,	,	PUNCT
aseas-2905	21	101	2013b	2013b	NUM
aseas-2905	21	102	)	)	PUNCT
aseas-2905	21	103	.	.	PUNCT
aseas-2905	22	1	in	in	ADP
aseas-2905	22	2	most	most	ADJ
aseas-2905	22	3	cases	case	NOUN
aseas-2905	22	4	,	,	PUNCT
aseas-2905	22	5	over	over	ADP
aseas-2905	22	6	-	-	PUNCT
aseas-2905	22	7	indebtedness	indebtedness	NOUN
aseas-2905	22	8	is	be	AUX
aseas-2905	22	9	found	find	VERB
aseas-2905	22	10	to	to	PART
aseas-2905	22	11	be	be	AUX
aseas-2905	22	12	accompanied	accompany	VERB
aseas-2905	22	13	by	by	ADP
aseas-2905	22	14	poor	poor	ADJ
aseas-2905	22	15	economic	economic	ADJ
aseas-2905	22	16	and	and	CCONJ
aseas-2905	22	17	social	social	ADJ
aseas-2905	22	18	conditions	condition	NOUN
aseas-2905	22	19	,	,	PUNCT
aseas-2905	22	20	a	a	DET
aseas-2905	22	21	high	high	ADJ
aseas-2905	22	22	incidence	incidence	NOUN
aseas-2905	22	23	of	of	ADP
aseas-2905	22	24	poverty	poverty	NOUN
aseas-2905	22	25	,	,	PUNCT
aseas-2905	22	26	multiple	multiple	ADJ
aseas-2905	22	27	borrowing	borrowing	NOUN
aseas-2905	22	28	,	,	PUNCT
aseas-2905	22	29	and	and	CCONJ
aseas-2905	22	30	low	low	ADJ
aseas-2905	22	31	financial	financial	ADJ
aseas-2905	22	32	literacy	literacy	NOUN
aseas-2905	22	33	(	(	PUNCT
aseas-2905	22	34	grohmann	grohmann	NOUN
aseas-2905	22	35	,	,	PUNCT
aseas-2905	22	36	2018	2018	NUM
aseas-2905	22	37	;	;	PUNCT
aseas-2905	22	38	gutiérreznieto	gutiérreznieto	VERB
aseas-2905	22	39	,	,	PUNCT
aseas-2905	22	40	serrano	serrano	NOUN
aseas-2905	22	41	-	-	PUNCT
aseas-2905	22	42	cinca	cinca	ADJ
aseas-2905	22	43	,	,	PUNCT
aseas-2905	22	44	&	&	CCONJ
aseas-2905	22	45	de	de	PROPN
aseas-2905	22	46	la	la	PROPN
aseas-2905	22	47	cuesta	cuesta	PROPN
aseas-2905	22	48	gonzález	gonzález	PROPN
aseas-2905	22	49	,	,	PUNCT
aseas-2905	22	50	2017	2017	NUM
aseas-2905	22	51	;	;	PUNCT
aseas-2905	22	52	lea	lea	PROPN
aseas-2905	22	53	et	et	PROPN
aseas-2905	22	54	al	al	PROPN
aseas-2905	22	55	.	.	PROPN
aseas-2905	22	56	,	,	PUNCT
aseas-2905	22	57	1993	1993	NUM
aseas-2905	22	58	;	;	PUNCT
aseas-2905	22	59	schicks	schick	NOUN
aseas-2905	22	60	,	,	PUNCT
aseas-2905	22	61	2013a	2013a	NUM
aseas-2905	22	62	)	)	PUNCT
aseas-2905	22	63	.	.	PUNCT
aseas-2905	23	1	in	in	ADP
aseas-2905	23	2	an	an	DET
aseas-2905	23	3	attempt	attempt	NOUN
aseas-2905	23	4	to	to	PART
aseas-2905	23	5	explain	explain	VERB
aseas-2905	23	6	both	both	CCONJ
aseas-2905	23	7	the	the	DET
aseas-2905	23	8	causes	cause	NOUN
aseas-2905	23	9	and	and	CCONJ
aseas-2905	23	10	consequences	consequence	NOUN
aseas-2905	23	11	of	of	ADP
aseas-2905	23	12	over	over	ADP
aseas-2905	23	13	-	-	PUNCT
aseas-2905	23	14	indebtedness	indebtedness	NOUN
aseas-2905	23	15	in	in	ADP
aseas-2905	23	16	spain	spain	PROPN
aseas-2905	23	17	,	,	PUNCT
aseas-2905	23	18	gutiérrez	gutiérrez	PROPN
aseas-2905	23	19	-	-	PUNCT
aseas-2905	23	20	nieto	nieto	PROPN
aseas-2905	23	21	et	et	PROPN
aseas-2905	23	22	al	al	PROPN
aseas-2905	23	23	.	.	PROPN
aseas-2905	24	1	(	(	PUNCT
aseas-2905	24	2	2017	2017	NUM
aseas-2905	24	3	)	)	PUNCT
aseas-2905	24	4	applied	apply	VERB
aseas-2905	24	5	a	a	DET
aseas-2905	24	6	comprehensive	comprehensive	ADJ
aseas-2905	24	7	explanatory	explanatory	ADJ
aseas-2905	24	8	model	model	NOUN
aseas-2905	24	9	that	that	PRON
aseas-2905	24	10	takes	take	VERB
aseas-2905	24	11	into	into	ADP
aseas-2905	24	12	account	account	NOUN
aseas-2905	24	13	both	both	CCONJ
aseas-2905	24	14	the	the	DET
aseas-2905	24	15	borrower	borrower	NOUN
aseas-2905	24	16	aspects	aspect	NOUN
aseas-2905	24	17	,	,	PUNCT
aseas-2905	24	18	such	such	ADJ
aseas-2905	24	19	as	as	ADP
aseas-2905	24	20	propensity	propensity	NOUN
aseas-2905	24	21	to	to	ADP
aseas-2905	24	22	indebtedness	indebtedness	NOUN
aseas-2905	24	23	and	and	CCONJ
aseas-2905	24	24	financial	financial	ADJ
aseas-2905	24	25	illiteracy	illiteracy	NOUN
aseas-2905	24	26	,	,	PUNCT
aseas-2905	24	27	and	and	CCONJ
aseas-2905	24	28	the	the	DET
aseas-2905	24	29	borrower	borrower	NOUN
aseas-2905	24	30	circumstances	circumstance	NOUN
aseas-2905	24	31	,	,	PUNCT
aseas-2905	24	32	such	such	ADJ
aseas-2905	24	33	as	as	ADP
aseas-2905	24	34	adverse	adverse	ADJ
aseas-2905	24	35	external	external	ADJ
aseas-2905	24	36	shocks	shock	NOUN
aseas-2905	24	37	,	,	PUNCT
aseas-2905	24	38	borrower	borrower	NOUN
aseas-2905	24	39	’s	’s	PART
aseas-2905	24	40	sudden	sudden	ADJ
aseas-2905	24	41	job	job	NOUN
aseas-2905	24	42	loss	loss	NOUN
aseas-2905	24	43	,	,	PUNCT
aseas-2905	24	44	and	and	CCONJ
aseas-2905	24	45	pressure	pressure	NOUN
aseas-2905	24	46	from	from	ADP
aseas-2905	24	47	financial	financial	ADJ
aseas-2905	24	48	institutions	institution	NOUN
aseas-2905	24	49	.	.	PUNCT
aseas-2905	25	1	this	this	DET
aseas-2905	25	2	holistic	holistic	ADJ
aseas-2905	25	3	framework	framework	NOUN
aseas-2905	25	4	allows	allow	VERB
aseas-2905	25	5	for	for	ADP
aseas-2905	25	6	an	an	DET
aseas-2905	25	7	integration	integration	NOUN
aseas-2905	25	8	of	of	ADP
aseas-2905	25	9	psychological	psychological	ADJ
aseas-2905	25	10	,	,	PUNCT
aseas-2905	25	11	behavioral	behavioral	ADJ
aseas-2905	25	12	,	,	PUNCT
aseas-2905	25	13	and	and	CCONJ
aseas-2905	25	14	economic	economic	ADJ
aseas-2905	25	15	theories	theory	NOUN
aseas-2905	25	16	in	in	ADP
aseas-2905	25	17	tracing	trace	VERB
aseas-2905	25	18	the	the	DET
aseas-2905	25	19	roots	root	NOUN
aseas-2905	25	20	of	of	ADP
aseas-2905	25	21	excessive	excessive	ADJ
aseas-2905	25	22	borrowing	borrowing	NOUN
aseas-2905	25	23	.	.	PUNCT
aseas-2905	26	1	driven	drive	VERB
aseas-2905	26	2	by	by	ADP
aseas-2905	26	3	the	the	DET
aseas-2905	26	4	need	need	NOUN
aseas-2905	26	5	to	to	PART
aseas-2905	26	6	understand	understand	VERB
aseas-2905	26	7	the	the	DET
aseas-2905	26	8	lending	lending	NOUN
aseas-2905	26	9	and	and	CCONJ
aseas-2905	26	10	borrowing	borrowing	NOUN
aseas-2905	26	11	habits	habit	NOUN
aseas-2905	26	12	in	in	ADP
aseas-2905	26	13	vietnam	vietnam	PROPN
aseas-2905	26	14	,	,	PUNCT
aseas-2905	26	15	this	this	DET
aseas-2905	26	16	study	study	NOUN
aseas-2905	26	17	uses	use	VERB
aseas-2905	26	18	a	a	DET
aseas-2905	26	19	similarly	similarly	ADV
aseas-2905	26	20	combined	combine	VERB
aseas-2905	26	21	framework	framework	NOUN
aseas-2905	26	22	to	to	PART
aseas-2905	26	23	make	make	VERB
aseas-2905	26	24	sense	sense	NOUN
aseas-2905	26	25	of	of	ADP
aseas-2905	26	26	this	this	DET
aseas-2905	26	27	emerging	emerge	VERB
aseas-2905	26	28	economy	economy	NOUN
aseas-2905	26	29	where	where	SCONJ
aseas-2905	26	30	more	more	ADJ
aseas-2905	26	31	than	than	ADP
aseas-2905	26	32	half	half	NOUN
aseas-2905	26	33	of	of	ADP
aseas-2905	26	34	its	its	PRON
aseas-2905	26	35	population	population	NOUN
aseas-2905	26	36	still	still	ADV
aseas-2905	26	37	lives	live	VERB
aseas-2905	26	38	in	in	ADP
aseas-2905	26	39	rural	rural	ADJ
aseas-2905	26	40	areas	area	NOUN
aseas-2905	26	41	,	,	PUNCT
aseas-2905	26	42	are	be	AUX
aseas-2905	26	43	yet	yet	ADV
aseas-2905	26	44	to	to	PART
aseas-2905	26	45	rely	rely	VERB
aseas-2905	26	46	on	on	ADP
aseas-2905	26	47	formal	formal	ADJ
aseas-2905	26	48	financial	financial	ADJ
aseas-2905	26	49	channels	channel	NOUN
aseas-2905	26	50	,	,	PUNCT
aseas-2905	26	51	but	but	CCONJ
aseas-2905	26	52	have	have	VERB
aseas-2905	26	53	a	a	DET
aseas-2905	26	54	huge	huge	ADJ
aseas-2905	26	55	demand	demand	NOUN
aseas-2905	26	56	for	for	ADP
aseas-2905	26	57	credit	credit	NOUN
aseas-2905	26	58	.	.	PUNCT
aseas-2905	27	1	as	as	SCONJ
aseas-2905	27	2	borrowing	borrowing	NOUN
aseas-2905	27	3	and	and	CCONJ
aseas-2905	27	4	lending	lending	NOUN
aseas-2905	27	5	behaviors	behavior	NOUN
aseas-2905	27	6	vary	vary	VERB
aseas-2905	27	7	across	across	ADP
aseas-2905	27	8	sectors	sector	NOUN
aseas-2905	27	9	,	,	PUNCT
aseas-2905	27	10	this	this	DET
aseas-2905	27	11	study	study	NOUN
aseas-2905	27	12	focuses	focus	VERB
aseas-2905	27	13	on	on	ADP
aseas-2905	27	14	debt	debt	NOUN
aseas-2905	27	15	problems	problem	NOUN
aseas-2905	27	16	in	in	ADP
aseas-2905	27	17	a	a	DET
aseas-2905	27	18	sectoral	sectoral	ADJ
aseas-2905	27	19	manner	manner	NOUN
aseas-2905	27	20	,	,	PUNCT
aseas-2905	27	21	systematically	systematically	ADV
aseas-2905	27	22	separating	separate	VERB
aseas-2905	27	23	consumer	consumer	NOUN
aseas-2905	27	24	debt	debt	NOUN
aseas-2905	27	25	from	from	ADP
aseas-2905	27	26	nonfinancial	nonfinancial	ADJ
aseas-2905	27	27	corporate	corporate	ADJ
aseas-2905	27	28	debt	debt	NOUN
aseas-2905	27	29	.	.	PUNCT
aseas-2905	28	1	the	the	DET
aseas-2905	28	2	inquiry	inquiry	NOUN
aseas-2905	28	3	starts	start	VERB
aseas-2905	28	4	with	with	ADP
aseas-2905	28	5	the	the	DET
aseas-2905	28	6	question	question	NOUN
aseas-2905	28	7	of	of	ADP
aseas-2905	28	8	how	how	SCONJ
aseas-2905	28	9	just	just	ADV
aseas-2905	28	10	three	three	NUM
aseas-2905	28	11	decades	decade	NOUN
aseas-2905	28	12	after	after	SCONJ
aseas-2905	28	13	vietnam	vietnam	PROPN
aseas-2905	28	14	began	begin	VERB
aseas-2905	28	15	transitioning	transition	VERB
aseas-2905	28	16	to	to	ADP
aseas-2905	28	17	a	a	DET
aseas-2905	28	18	market	market	NOUN
aseas-2905	28	19	economy	economy	NOUN
aseas-2905	28	20	taking	take	VERB
aseas-2905	28	21	out	out	ADP
aseas-2905	28	22	loans	loan	NOUN
aseas-2905	28	23	became	become	VERB
aseas-2905	28	24	so	so	ADV
aseas-2905	28	25	easy	easy	ADJ
aseas-2905	28	26	and	and	CCONJ
aseas-2905	28	27	popular	popular	ADJ
aseas-2905	28	28	.	.	PUNCT
aseas-2905	29	1	the	the	DET
aseas-2905	29	2	first	first	ADJ
aseas-2905	29	3	explanation	explanation	NOUN
aseas-2905	29	4	is	be	AUX
aseas-2905	29	5	the	the	DET
aseas-2905	29	6	country	country	NOUN
aseas-2905	29	7	’s	’s	PART
aseas-2905	29	8	stable	stable	ADJ
aseas-2905	29	9	and	and	CCONJ
aseas-2905	29	10	strong	strong	ADJ
aseas-2905	29	11	macroeconomic	macroeconomic	ADJ
aseas-2905	29	12	performance	performance	NOUN
aseas-2905	29	13	during	during	ADP
aseas-2905	29	14	this	this	DET
aseas-2905	29	15	transition	transition	NOUN
aseas-2905	29	16	in	in	ADP
aseas-2905	29	17	comparison	comparison	NOUN
aseas-2905	29	18	to	to	ADP
aseas-2905	29	19	that	that	PRON
aseas-2905	29	20	of	of	ADP
aseas-2905	29	21	most	most	ADJ
aseas-2905	29	22	economies	economy	NOUN
aseas-2905	29	23	in	in	ADP
aseas-2905	29	24	eastern	eastern	PROPN
aseas-2905	29	25	europe	europe	PROPN
aseas-2905	29	26	and	and	CCONJ
aseas-2905	29	27	of	of	ADP
aseas-2905	29	28	the	the	DET
aseas-2905	29	29	former	former	ADJ
aseas-2905	29	30	soviet	soviet	PROPN
aseas-2905	29	31	union	union	PROPN
aseas-2905	29	32	(	(	PUNCT
aseas-2905	29	33	dollar	dollar	NOUN
aseas-2905	29	34	,	,	PUNCT
aseas-2905	29	35	1994	1994	NUM
aseas-2905	29	36	)	)	PUNCT
aseas-2905	29	37	.	.	PUNCT
aseas-2905	30	1	the	the	DET
aseas-2905	30	2	decades	decade	NOUN
aseas-2905	30	3	of	of	ADP
aseas-2905	30	4	reforms	reform	NOUN
aseas-2905	30	5	have	have	AUX
aseas-2905	30	6	allowed	allow	VERB
aseas-2905	30	7	the	the	DET
aseas-2905	30	8	southeast	southeast	ADJ
aseas-2905	30	9	asian	asian	ADJ
aseas-2905	30	10	country	country	NOUN
aseas-2905	30	11	to	to	PART
aseas-2905	30	12	overcome	overcome	VERB
aseas-2905	30	13	its	its	PRON
aseas-2905	30	14	triple	triple	ADJ
aseas-2905	30	15	-	-	PUNCT
aseas-2905	30	16	digit	digit	NOUN
aseas-2905	30	17	inflation	inflation	NOUN
aseas-2905	30	18	rate	rate	NOUN
aseas-2905	30	19	(	(	PUNCT
aseas-2905	30	20	over	over	ADP
aseas-2905	30	21	400	400	NUM
aseas-2905	30	22	%	%	NOUN
aseas-2905	30	23	in	in	ADP
aseas-2905	30	24	1988	1988	NUM
aseas-2905	30	25	)	)	PUNCT
aseas-2905	30	26	,	,	PUNCT
aseas-2905	30	27	brought	bring	VERB
aseas-2905	30	28	in	in	ADP
aseas-2905	30	29	double	double	ADJ
aseas-2905	30	30	-	-	PUNCT
aseas-2905	30	31	digit	digit	NOUN
aseas-2905	30	32	annual	annual	ADJ
aseas-2905	30	33	export	export	NOUN
aseas-2905	30	34	growth	growth	NOUN
aseas-2905	30	35	,	,	PUNCT
aseas-2905	30	36	and	and	CCONJ
aseas-2905	30	37	revived	revive	VERB
aseas-2905	30	38	the	the	DET
aseas-2905	30	39	banking	banking	NOUN
aseas-2905	30	40	system	system	NOUN
aseas-2905	30	41	from	from	ADP
aseas-2905	30	42	“	"	PUNCT
aseas-2905	30	43	the	the	DET
aseas-2905	30	44	brink	brink	NOUN
aseas-2905	30	45	of	of	ADP
aseas-2905	30	46	collapse	collapse	NOUN
aseas-2905	30	47	”	"	PUNCT
aseas-2905	30	48	,	,	PUNCT
aseas-2905	30	49	in	in	ADP
aseas-2905	30	50	which	which	PRON
aseas-2905	30	51	it	it	PRON
aseas-2905	30	52	found	find	VERB
aseas-2905	30	53	itself	itself	PRON
aseas-2905	30	54	in	in	ADP
aseas-2905	30	55	the	the	DET
aseas-2905	30	56	early	early	ADJ
aseas-2905	30	57	1990s	1990	NOUN
aseas-2905	30	58	(	(	PUNCT
aseas-2905	30	59	nguyen	nguyen	NOUN
aseas-2905	30	60	,	,	PUNCT
aseas-2905	30	61	2008	2008	NUM
aseas-2905	30	62	)	)	PUNCT
aseas-2905	30	63	.	.	PUNCT
aseas-2905	31	1	thanks	thank	NOUN
aseas-2905	31	2	to	to	ADP
aseas-2905	31	3	economic	economic	ADJ
aseas-2905	31	4	reforms	reform	NOUN
aseas-2905	31	5	,	,	PUNCT
aseas-2905	31	6	nearly	nearly	ADV
aseas-2905	31	7	30	30	NUM
aseas-2905	31	8	million	million	NUM
aseas-2905	31	9	vietnamese	vietnamese	ADJ
aseas-2905	31	10	people	people	NOUN
aseas-2905	31	11	have	have	AUX
aseas-2905	31	12	escaped	escape	VERB
aseas-2905	31	13	poverty	poverty	NOUN
aseas-2905	31	14	since	since	SCONJ
aseas-2905	31	15	1990	1990	NUM
aseas-2905	31	16	,	,	PUNCT
aseas-2905	31	17	evidenced	evidence	VERB
aseas-2905	31	18	by	by	ADP
aseas-2905	31	19	the	the	DET
aseas-2905	31	20	rise	rise	NOUN
aseas-2905	31	21	in	in	ADP
aseas-2905	31	22	gdp	gdp	NOUN
aseas-2905	31	23	per	per	ADP
aseas-2905	31	24	capita	capita	NOUN
aseas-2905	31	25	from	from	ADP
aseas-2905	31	26	usd	usd	NOUN
aseas-2905	31	27	100	100	NUM
aseas-2905	31	28	in	in	ADP
aseas-2905	31	29	1990	1990	NUM
aseas-2905	31	30	to	to	ADP
aseas-2905	31	31	usd	usd	NOUN
aseas-2905	31	32	2,300	2,300	NUM
aseas-2905	31	33	in	in	ADP
aseas-2905	31	34	2015	2015	NUM
aseas-2905	31	35	(	(	PUNCT
aseas-2905	31	36	oxfam	oxfam	NOUN
aseas-2905	31	37	,	,	PUNCT
aseas-2905	31	38	2017	2017	NUM
aseas-2905	31	39	;	;	PUNCT
aseas-2905	31	40	vuong	vuong	PROPN
aseas-2905	31	41	,	,	PUNCT
aseas-2905	31	42	2019	2019	NUM
aseas-2905	31	43	)	)	PUNCT
aseas-2905	31	44	.	.	PUNCT
aseas-2905	32	1	in	in	ADP
aseas-2905	32	2	the	the	DET
aseas-2905	32	3	past	past	ADJ
aseas-2905	32	4	three	three	NUM
aseas-2905	32	5	decades	decade	NOUN
aseas-2905	32	6	,	,	PUNCT
aseas-2905	32	7	vietnam	vietnam	PROPN
aseas-2905	32	8	’s	’s	PART
aseas-2905	32	9	economic	economic	ADJ
aseas-2905	32	10	growth	growth	NOUN
aseas-2905	32	11	averaged	average	VERB
aseas-2905	32	12	5	5	NUM
aseas-2905	32	13	%	%	NOUN
aseas-2905	32	14	to	to	PART
aseas-2905	32	15	6	6	NUM
aseas-2905	32	16	%	%	NOUN
aseas-2905	32	17	per	per	ADP
aseas-2905	32	18	year	year	NOUN
aseas-2905	32	19	,	,	PUNCT
aseas-2905	32	20	with	with	ADP
aseas-2905	32	21	an	an	DET
aseas-2905	32	22	average	average	ADJ
aseas-2905	32	23	rate	rate	NOUN
aseas-2905	32	24	of	of	ADP
aseas-2905	32	25	6.4	6.4	NUM
aseas-2905	32	26	%	%	NOUN
aseas-2905	32	27	during	during	ADP
aseas-2905	32	28	the	the	DET
aseas-2905	32	29	2000s	2000s	NUM
aseas-2905	32	30	.	.	PUNCT
aseas-2905	33	1	along	along	ADP
aseas-2905	33	2	with	with	ADP
aseas-2905	33	3	economic	economic	ADJ
aseas-2905	33	4	growth	growth	NOUN
aseas-2905	33	5	,	,	PUNCT
aseas-2905	33	6	though	though	ADV
aseas-2905	33	7	,	,	PUNCT
aseas-2905	33	8	came	come	VERB
aseas-2905	33	9	unbridled	unbridled	ADJ
aseas-2905	33	10	consumerism	consumerism	NOUN
aseas-2905	33	11	(	(	PUNCT
aseas-2905	33	12	vuong	vuong	PROPN
aseas-2905	33	13	,	,	PUNCT
aseas-2905	33	14	2010	2010	NUM
aseas-2905	33	15	,	,	PUNCT
aseas-2905	33	16	2019	2019	NUM
aseas-2905	33	17	;	;	PUNCT
aseas-2905	33	18	vuong	vuong	PROPN
aseas-2905	33	19	&	&	CCONJ
aseas-2905	33	20	tran	tran	PROPN
aseas-2905	33	21	,	,	PUNCT
aseas-2905	33	22	2011	2011	NUM
aseas-2905	33	23	)	)	PUNCT
aseas-2905	33	24	.	.	PUNCT
aseas-2905	34	1	while	while	SCONJ
aseas-2905	34	2	in	in	ADP
aseas-2905	34	3	economic	economic	ADJ
aseas-2905	34	4	terms	term	NOUN
aseas-2905	34	5	,	,	PUNCT
aseas-2905	34	6	borrowing	borrowing	NOUN
aseas-2905	34	7	is	be	AUX
aseas-2905	34	8	a	a	DET
aseas-2905	34	9	normal	normal	ADJ
aseas-2905	34	10	act	act	NOUN
aseas-2905	34	11	for	for	ADP
aseas-2905	34	12	allowing	allow	VERB
aseas-2905	34	13	an	an	DET
aseas-2905	34	14	individual	individual	NOUN
aseas-2905	34	15	or	or	CCONJ
aseas-2905	34	16	institution	institution	NOUN
aseas-2905	34	17	to	to	PART
aseas-2905	34	18	improve	improve	VERB
aseas-2905	34	19	self	self	NOUN
aseas-2905	34	20	-	-	PUNCT
aseas-2905	34	21	finance	finance	NOUN
aseas-2905	34	22	and	and	CCONJ
aseas-2905	34	23	support	support	NOUN
aseas-2905	34	24	investment	investment	NOUN
aseas-2905	34	25	,	,	PUNCT
aseas-2905	34	26	to	to	PART
aseas-2905	34	27	borrow	borrow	VERB
aseas-2905	34	28	past	past	ADP
aseas-2905	34	29	one	one	NUM
aseas-2905	34	30	’s	’s	PART
aseas-2905	34	31	disposable	disposable	ADJ
aseas-2905	34	32	income	income	NOUN
aseas-2905	34	33	and	and	CCONJ
aseas-2905	34	34	become	become	VERB
aseas-2905	34	35	trapped	trapped	ADJ
aseas-2905	34	36	in	in	ADP
aseas-2905	34	37	perpetual	perpetual	ADJ
aseas-2905	34	38	debt	debt	NOUN
aseas-2905	34	39	in	in	ADP
aseas-2905	34	40	a	a	DET
aseas-2905	34	41	society	society	NOUN
aseas-2905	34	42	like	like	ADP
aseas-2905	34	43	vietnam	vietnam	PROPN
aseas-2905	34	44	nonetheless	nonetheless	ADV
aseas-2905	34	45	raises	raise	VERB
aseas-2905	34	46	eyebrows	eyebrow	NOUN
aseas-2905	34	47	.	.	PUNCT
aseas-2905	35	1	in	in	ADP
aseas-2905	35	2	vietnamese	vietnamese	ADJ
aseas-2905	35	3	culture	culture	NOUN
aseas-2905	35	4	,	,	PUNCT
aseas-2905	35	5	as	as	ADP
aseas-2905	35	6	in	in	ADP
aseas-2905	35	7	other	other	ADJ
aseas-2905	35	8	confucian	confucian	ADJ
aseas-2905	35	9	cultures	culture	NOUN
aseas-2905	35	10	around	around	ADP
aseas-2905	35	11	the	the	DET
aseas-2905	35	12	world	world	NOUN
aseas-2905	35	13	,	,	PUNCT
aseas-2905	35	14	being	be	AUX
aseas-2905	35	15	in	in	ADP
aseas-2905	35	16	debt	debt	NOUN
aseas-2905	35	17	is	be	AUX
aseas-2905	35	18	considered	consider	VERB
aseas-2905	35	19	a	a	DET
aseas-2905	35	20	vice	vice	NOUN
aseas-2905	35	21	,	,	PUNCT
aseas-2905	35	22	and	and	CCONJ
aseas-2905	35	23	one	one	PRON
aseas-2905	35	24	ought	ought	AUX
aseas-2905	35	25	to	to	PART
aseas-2905	35	26	get	get	VERB
aseas-2905	35	27	out	out	ADP
aseas-2905	35	28	of	of	ADP
aseas-2905	35	29	debt	debt	NOUN
aseas-2905	35	30	as	as	ADV
aseas-2905	35	31	quickly	quickly	ADV
aseas-2905	35	32	as	as	ADP
aseas-2905	35	33	possible	possible	ADJ
aseas-2905	35	34	(	(	PUNCT
aseas-2905	35	35	hansen	hansen	PROPN
aseas-2905	35	36	,	,	PUNCT
aseas-2905	35	37	2016	2016	NUM
aseas-2905	35	38	;	;	PUNCT
aseas-2905	35	39	kang	kang	PROPN
aseas-2905	35	40	,	,	PUNCT
aseas-2905	35	41	matusik	matusik	PROPN
aseas-2905	35	42	,	,	PUNCT
aseas-2905	35	43	&	&	CCONJ
aseas-2905	35	44	barclay	barclay	PROPN
aseas-2905	35	45	,	,	PUNCT
aseas-2905	35	46	2017	2017	NUM
aseas-2905	35	47	;	;	PUNCT
aseas-2905	35	48	roiland	roiland	ADJ
aseas-2905	35	49	,	,	PUNCT
aseas-2905	35	50	2016	2016	NUM
aseas-2905	35	51	;	;	PUNCT
aseas-2905	35	52	tsai	tsai	PROPN
aseas-2905	35	53	,	,	PUNCT
aseas-2905	35	54	2006	2006	NUM
aseas-2905	35	55	)	)	PUNCT
aseas-2905	35	56	.	.	PUNCT
aseas-2905	36	1	this	this	PRON
aseas-2905	36	2	raises	raise	VERB
aseas-2905	36	3	the	the	DET
aseas-2905	36	4	question	question	NOUN
aseas-2905	36	5	as	as	ADP
aseas-2905	36	6	to	to	ADP
aseas-2905	36	7	how	how	SCONJ
aseas-2905	36	8	vietnamese	vietnamese	ADJ
aseas-2905	36	9	people	people	NOUN
aseas-2905	36	10	started	start	VERB
aseas-2905	36	11	to	to	PART
aseas-2905	36	12	become	become	VERB
aseas-2905	36	13	more	more	ADV
aseas-2905	36	14	comfortable	comfortable	ADJ
aseas-2905	36	15	with	with	ADP
aseas-2905	36	16	debt	debt	NOUN
aseas-2905	36	17	.	.	PUNCT
aseas-2905	37	1	as	as	SCONJ
aseas-2905	37	2	previous	previous	ADJ
aseas-2905	37	3	studies	study	NOUN
aseas-2905	37	4	have	have	AUX
aseas-2905	37	5	suggested	suggest	VERB
aseas-2905	37	6	,	,	PUNCT
aseas-2905	37	7	to	to	PART
aseas-2905	37	8	give	give	VERB
aseas-2905	37	9	a	a	DET
aseas-2905	37	10	fuller	full	ADJ
aseas-2905	37	11	account	account	NOUN
aseas-2905	37	12	of	of	ADP
aseas-2905	37	13	the	the	DET
aseas-2905	37	14	behaviors	behavior	NOUN
aseas-2905	37	15	of	of	ADP
aseas-2905	37	16	vietnamese	vietnamese	ADJ
aseas-2905	37	17	people	people	NOUN
aseas-2905	37	18	,	,	PUNCT
aseas-2905	37	19	one	one	PRON
aseas-2905	37	20	should	should	AUX
aseas-2905	37	21	investigate	investigate	VERB
aseas-2905	37	22	the	the	DET
aseas-2905	37	23	psychological	psychological	ADJ
aseas-2905	37	24	and	and	CCONJ
aseas-2905	37	25	cultural	cultural	ADJ
aseas-2905	37	26	dimensions	dimension	NOUN
aseas-2905	37	27	(	(	PUNCT
aseas-2905	37	28	vuong	vuong	PROPN
aseas-2905	37	29	et	et	PROPN
aseas-2905	37	30	al	al	PROPN
aseas-2905	37	31	.	.	PROPN
aseas-2905	37	32	,	,	PUNCT
aseas-2905	37	33	2018	2018	NUM
aseas-2905	37	34	;	;	PUNCT
aseas-2905	37	35	vuong	vuong	PROPN
aseas-2905	37	36	&	&	CCONJ
aseas-2905	37	37	napier	napier	PROPN
aseas-2905	37	38	,	,	PUNCT
aseas-2905	37	39	2015	2015	NUM
aseas-2905	37	40	;	;	PUNCT
aseas-2905	37	41	vuong	vuong	PROPN
aseas-2905	37	42	&	&	CCONJ
aseas-2905	37	43	tran	tran	PROPN
aseas-2905	37	44	,	,	PUNCT
aseas-2905	37	45	2009	2009	NUM
aseas-2905	37	46	)	)	PUNCT
aseas-2905	37	47	.	.	PUNCT
aseas-2905	38	1	what	what	PRON
aseas-2905	38	2	has	have	AUX
aseas-2905	38	3	changed	change	VERB
aseas-2905	38	4	so	so	ADV
aseas-2905	38	5	significantly	significantly	ADV
aseas-2905	38	6	that	that	SCONJ
aseas-2905	38	7	the	the	DET
aseas-2905	38	8	culture	culture	NOUN
aseas-2905	38	9	,	,	PUNCT
aseas-2905	38	10	which	which	PRON
aseas-2905	38	11	has	have	AUX
aseas-2905	38	12	predominantly	predominantly	ADV
aseas-2905	38	13	morally	morally	ADV
aseas-2905	38	14	condemned	condemn	VERB
aseas-2905	38	15	being	be	AUX
aseas-2905	38	16	in	in	ADP
aseas-2905	38	17	financial	financial	ADJ
aseas-2905	38	18	debt	debt	NOUN
aseas-2905	38	19	aseas	asea	NOUN
aseas-2905	38	20	12(1	12(1	NUM
aseas-2905	38	21	)	)	PUNCT
aseas-2905	39	1	|	|	ADV
aseas-2905	39	2	93	93	NUM
aseas-2905	39	3	hong	hong	PROPN
aseas-2905	39	4	-	-	PUNCT
aseas-2905	39	5	kong	kong	PROPN
aseas-2905	39	6	t.	t.	PROPN
aseas-2905	39	7	nguyen	nguyen	NOUN
aseas-2905	39	8	,	,	PUNCT
aseas-2905	39	9	viet	viet	NOUN
aseas-2905	39	10	-	-	PUNCT
aseas-2905	39	11	ha	ha	PROPN
aseas-2905	39	12	t.	t.	PROPN
aseas-2905	39	13	nguyen	nguyen	NOUN
aseas-2905	39	14	,	,	PUNCT
aseas-2905	39	15	thu	thu	PROPN
aseas-2905	39	16	-	-	PUNCT
aseas-2905	39	17	trang	trang	PROPN
aseas-2905	39	18	vuong	vuong	PROPN
aseas-2905	39	19	,	,	PUNCT
aseas-2905	39	20	manh	manh	PROPN
aseas-2905	39	21	-	-	PUNCT
aseas-2905	39	22	tung	tung	PROPN
aseas-2905	39	23	ho	ho	PROPN
aseas-2905	39	24	,	,	PUNCT
aseas-2905	39	25	&	&	CCONJ
aseas-2905	39	26	quan	quan	PROPN
aseas-2905	39	27	-	-	PUNCT
aseas-2905	39	28	hoang	hoang	PROPN
aseas-2905	39	29	vuong	vuong	PROPN
aseas-2905	39	30	and	and	CCONJ
aseas-2905	39	31	praised	praise	VERB
aseas-2905	39	32	frugality	frugality	NOUN
aseas-2905	39	33	,	,	PUNCT
aseas-2905	39	34	could	could	AUX
aseas-2905	39	35	bring	bring	VERB
aseas-2905	39	36	about	about	ADP
aseas-2905	39	37	a	a	DET
aseas-2905	39	38	mindset	mindset	NOUN
aseas-2905	39	39	tolerating	tolerate	VERB
aseas-2905	39	40	exactly	exactly	ADV
aseas-2905	39	41	the	the	DET
aseas-2905	39	42	opposite	opposite	NOUN
aseas-2905	39	43	?	?	PUNCT
aseas-2905	40	1	to	to	PART
aseas-2905	40	2	answer	answer	VERB
aseas-2905	40	3	this	this	DET
aseas-2905	40	4	question	question	NOUN
aseas-2905	40	5	,	,	PUNCT
aseas-2905	40	6	the	the	DET
aseas-2905	40	7	article	article	NOUN
aseas-2905	40	8	investigates	investigate	VERB
aseas-2905	40	9	the	the	DET
aseas-2905	40	10	volume	volume	NOUN
aseas-2905	40	11	of	of	ADP
aseas-2905	40	12	rising	rise	VERB
aseas-2905	40	13	debt	debt	NOUN
aseas-2905	40	14	in	in	ADP
aseas-2905	40	15	vietnam	vietnam	PROPN
aseas-2905	40	16	at	at	ADP
aseas-2905	40	17	the	the	DET
aseas-2905	40	18	household	household	NOUN
aseas-2905	40	19	and	and	CCONJ
aseas-2905	40	20	corporate	corporate	ADJ
aseas-2905	40	21	levels	level	NOUN
aseas-2905	40	22	.	.	PUNCT
aseas-2905	41	1	by	by	ADP
aseas-2905	41	2	contextualizing	contextualize	VERB
aseas-2905	41	3	the	the	DET
aseas-2905	41	4	lending	lending	NOUN
aseas-2905	41	5	and	and	CCONJ
aseas-2905	41	6	borrowing	borrowing	NOUN
aseas-2905	41	7	practices	practice	NOUN
aseas-2905	41	8	in	in	ADP
aseas-2905	41	9	this	this	DET
aseas-2905	41	10	transition	transition	NOUN
aseas-2905	41	11	economy	economy	NOUN
aseas-2905	41	12	in	in	ADP
aseas-2905	41	13	the	the	DET
aseas-2905	41	14	theoretical	theoretical	ADJ
aseas-2905	41	15	literature	literature	NOUN
aseas-2905	41	16	the	the	DET
aseas-2905	41	17	study	study	NOUN
aseas-2905	41	18	is	be	AUX
aseas-2905	41	19	able	able	ADJ
aseas-2905	41	20	to	to	PART
aseas-2905	41	21	identify	identify	VERB
aseas-2905	41	22	the	the	DET
aseas-2905	41	23	drivers	driver	NOUN
aseas-2905	41	24	of	of	ADP
aseas-2905	41	25	borrowing	borrowing	NOUN
aseas-2905	41	26	and	and	CCONJ
aseas-2905	41	27	the	the	DET
aseas-2905	41	28	risks	risk	NOUN
aseas-2905	41	29	of	of	ADP
aseas-2905	41	30	over	over	ADP
aseas-2905	41	31	-	-	PUNCT
aseas-2905	41	32	borrowing	borrowing	NOUN
aseas-2905	41	33	in	in	ADP
aseas-2905	41	34	vietnam	vietnam	PROPN
aseas-2905	41	35	.	.	PUNCT
aseas-2905	42	1	the	the	DET
aseas-2905	42	2	article	article	NOUN
aseas-2905	42	3	is	be	AUX
aseas-2905	42	4	structured	structure	VERB
aseas-2905	42	5	as	as	SCONJ
aseas-2905	42	6	follows	follow	VERB
aseas-2905	42	7	.	.	PUNCT
aseas-2905	43	1	we	we	PRON
aseas-2905	43	2	first	first	ADV
aseas-2905	43	3	present	present	VERB
aseas-2905	43	4	a	a	DET
aseas-2905	43	5	brief	brief	ADJ
aseas-2905	43	6	overview	overview	NOUN
aseas-2905	43	7	of	of	ADP
aseas-2905	43	8	vietnam	vietnam	PROPN
aseas-2905	43	9	’s	’s	PART
aseas-2905	43	10	financial	financial	ADJ
aseas-2905	43	11	system	system	NOUN
aseas-2905	43	12	.	.	PUNCT
aseas-2905	44	1	after	after	ADP
aseas-2905	44	2	that	that	PRON
aseas-2905	44	3	we	we	PRON
aseas-2905	44	4	review	review	VERB
aseas-2905	44	5	the	the	DET
aseas-2905	44	6	scholarship	scholarship	NOUN
aseas-2905	44	7	on	on	ADP
aseas-2905	44	8	the	the	DET
aseas-2905	44	9	economic	economic	ADJ
aseas-2905	44	10	and	and	CCONJ
aseas-2905	44	11	psychological	psychological	ADJ
aseas-2905	44	12	theories	theory	NOUN
aseas-2905	44	13	that	that	PRON
aseas-2905	44	14	help	help	VERB
aseas-2905	44	15	explain	explain	VERB
aseas-2905	44	16	debt	debt	NOUN
aseas-2905	44	17	and	and	CCONJ
aseas-2905	44	18	over	over	ADP
aseas-2905	44	19	-	-	PUNCT
aseas-2905	44	20	indebtedness	indebtedness	NOUN
aseas-2905	44	21	.	.	PUNCT
aseas-2905	45	1	this	this	DET
aseas-2905	45	2	section	section	NOUN
aseas-2905	45	3	serves	serve	VERB
aseas-2905	45	4	as	as	ADP
aseas-2905	45	5	the	the	DET
aseas-2905	45	6	foundation	foundation	NOUN
aseas-2905	45	7	for	for	ADP
aseas-2905	45	8	an	an	DET
aseas-2905	45	9	in	in	ADP
aseas-2905	45	10	-	-	PUNCT
aseas-2905	45	11	depth	depth	NOUN
aseas-2905	45	12	examination	examination	NOUN
aseas-2905	45	13	of	of	ADP
aseas-2905	45	14	personal	personal	ADJ
aseas-2905	45	15	and	and	CCONJ
aseas-2905	45	16	nonfinancial	nonfinancial	ADJ
aseas-2905	45	17	corporate	corporate	ADJ
aseas-2905	45	18	debt	debt	NOUN
aseas-2905	45	19	in	in	ADP
aseas-2905	45	20	vietnam	vietnam	PROPN
aseas-2905	45	21	.	.	PUNCT
aseas-2905	46	1	the	the	DET
aseas-2905	46	2	qualitative	qualitative	ADJ
aseas-2905	46	3	approach	approach	NOUN
aseas-2905	46	4	aims	aim	VERB
aseas-2905	46	5	to	to	PART
aseas-2905	46	6	shed	shed	VERB
aseas-2905	46	7	light	light	NOUN
aseas-2905	46	8	on	on	ADP
aseas-2905	46	9	the	the	DET
aseas-2905	46	10	attitudes	attitude	NOUN
aseas-2905	46	11	towards	towards	ADP
aseas-2905	46	12	and	and	CCONJ
aseas-2905	46	13	practices	practice	NOUN
aseas-2905	46	14	of	of	ADP
aseas-2905	46	15	borrowing	borrowing	NOUN
aseas-2905	46	16	and	and	CCONJ
aseas-2905	46	17	lending	lending	NOUN
aseas-2905	46	18	,	,	PUNCT
aseas-2905	46	19	offering	offer	VERB
aseas-2905	46	20	insights	insight	NOUN
aseas-2905	46	21	for	for	ADP
aseas-2905	46	22	other	other	ADJ
aseas-2905	46	23	emerging	emerge	VERB
aseas-2905	46	24	economies	economy	NOUN
aseas-2905	46	25	at	at	ADP
aseas-2905	46	26	risk	risk	NOUN
aseas-2905	46	27	of	of	ADP
aseas-2905	46	28	over	over	ADP
aseas-2905	46	29	-	-	PUNCT
aseas-2905	46	30	borrowing	borrowing	NOUN
aseas-2905	46	31	and	and	CCONJ
aseas-2905	46	32	falling	fall	VERB
aseas-2905	46	33	into	into	ADP
aseas-2905	46	34	over	over	ADP
aseas-2905	46	35	-	-	PUNCT
aseas-2905	46	36	indebtedness	indebtedness	NOUN
aseas-2905	46	37	.	.	PUNCT
aseas-2905	47	1	overview	overview	NOUN
aseas-2905	47	2	of	of	ADP
aseas-2905	47	3	the	the	DET
aseas-2905	47	4	vietnamese	vietnamese	ADJ
aseas-2905	47	5	financial	financial	ADJ
aseas-2905	47	6	system	system	NOUN
aseas-2905	47	7	like	like	ADP
aseas-2905	47	8	most	most	ADJ
aseas-2905	47	9	developing	develop	VERB
aseas-2905	47	10	countries	country	NOUN
aseas-2905	47	11	,	,	PUNCT
aseas-2905	47	12	vietnam	vietnam	PROPN
aseas-2905	47	13	marks	mark	VERB
aseas-2905	47	14	the	the	DET
aseas-2905	47	15	co	co	NOUN
aseas-2905	47	16	-	-	NOUN
aseas-2905	47	17	existence	existence	NOUN
aseas-2905	47	18	of	of	ADP
aseas-2905	47	19	the	the	DET
aseas-2905	47	20	formal	formal	ADJ
aseas-2905	47	21	and	and	CCONJ
aseas-2905	47	22	informal	informal	ADJ
aseas-2905	47	23	sectors	sector	NOUN
aseas-2905	47	24	,	,	PUNCT
aseas-2905	47	25	plus	plus	CCONJ
aseas-2905	47	26	a	a	DET
aseas-2905	47	27	semi	semi	ADJ
aseas-2905	47	28	-	-	ADJ
aseas-2905	47	29	formal	formal	ADJ
aseas-2905	47	30	sector	sector	NOUN
aseas-2905	47	31	comprising	comprise	VERB
aseas-2905	47	32	lenders	lender	NOUN
aseas-2905	47	33	that	that	PRON
aseas-2905	47	34	do	do	AUX
aseas-2905	47	35	not	not	PART
aseas-2905	47	36	exactly	exactly	ADV
aseas-2905	47	37	fit	fit	ADJ
aseas-2905	47	38	into	into	ADP
aseas-2905	47	39	the	the	DET
aseas-2905	47	40	first	first	ADJ
aseas-2905	47	41	two	two	NUM
aseas-2905	47	42	groups	group	NOUN
aseas-2905	47	43	,	,	PUNCT
aseas-2905	47	44	as	as	SCONJ
aseas-2905	47	45	summarized	summarize	VERB
aseas-2905	47	46	in	in	ADP
aseas-2905	47	47	figure	figure	NOUN
aseas-2905	47	48	1	1	NUM
aseas-2905	47	49	.	.	PUNCT
aseas-2905	48	1	this	this	PRON
aseas-2905	48	2	is	be	AUX
aseas-2905	48	3	in	in	ADP
aseas-2905	48	4	line	line	NOUN
aseas-2905	48	5	with	with	ADP
aseas-2905	48	6	the	the	DET
aseas-2905	48	7	literature	literature	NOUN
aseas-2905	48	8	on	on	ADP
aseas-2905	48	9	credit	credit	NOUN
aseas-2905	48	10	markets	market	NOUN
aseas-2905	48	11	in	in	ADP
aseas-2905	48	12	the	the	DET
aseas-2905	48	13	developing	develop	VERB
aseas-2905	48	14	world	world	NOUN
aseas-2905	48	15	(	(	PUNCT
aseas-2905	48	16	hoff	hoff	PROPN
aseas-2905	48	17	&	&	CCONJ
aseas-2905	48	18	stiglitz	stiglitz	PROPN
aseas-2905	48	19	,	,	PUNCT
aseas-2905	48	20	1993	1993	NUM
aseas-2905	48	21	,	,	PUNCT
aseas-2905	48	22	p.	p.	NOUN
aseas-2905	48	23	33	33	NUM
aseas-2905	48	24	)	)	PUNCT
aseas-2905	48	25	.	.	PUNCT
aseas-2905	49	1	figure	figure	VERB
aseas-2905	49	2	1	1	NUM
aseas-2905	49	3	:	:	PUNCT
aseas-2905	49	4	an	an	DET
aseas-2905	49	5	overview	overview	NOUN
aseas-2905	49	6	of	of	ADP
aseas-2905	49	7	the	the	DET
aseas-2905	49	8	vietnamese	vietnamese	ADJ
aseas-2905	49	9	financial	financial	ADJ
aseas-2905	49	10	system	system	NOUN
aseas-2905	49	11	(	(	PUNCT
aseas-2905	49	12	pham	pham	PROPN
aseas-2905	49	13	&	&	CCONJ
aseas-2905	49	14	lensink	lensink	PROPN
aseas-2905	49	15	,	,	PUNCT
aseas-2905	49	16	2007	2007	NUM
aseas-2905	49	17	,	,	PUNCT
aseas-2905	49	18	2008	2008	NUM
aseas-2905	49	19	)	)	PUNCT
aseas-2905	49	20	.	.	PUNCT
aseas-2905	50	1	94	94	NUM
aseas-2905	51	1	|	|	ADV
aseas-2905	51	2	aseas	asea	NOUN
aseas-2905	51	3	12(1	12(1	NUM
aseas-2905	51	4	)	)	PUNCT
aseas-2905	51	5	the	the	DET
aseas-2905	51	6	new	new	ADJ
aseas-2905	51	7	politics	politic	NOUN
aseas-2905	51	8	of	of	ADP
aseas-2905	51	9	debt	debt	NOUN
aseas-2905	51	10	in	in	ADP
aseas-2905	51	11	the	the	DET
aseas-2905	51	12	transition	transition	NOUN
aseas-2905	51	13	economy	economy	NOUN
aseas-2905	51	14	of	of	ADP
aseas-2905	51	15	vietnam	vietnam	PROPN
aseas-2905	51	16	the	the	DET
aseas-2905	51	17	informal	informal	ADJ
aseas-2905	51	18	sector	sector	NOUN
aseas-2905	51	19	increases	increase	VERB
aseas-2905	51	20	credit	credit	NOUN
aseas-2905	51	21	accessibility	accessibility	NOUN
aseas-2905	51	22	for	for	ADP
aseas-2905	51	23	the	the	DET
aseas-2905	51	24	rural	rural	ADJ
aseas-2905	51	25	population	population	NOUN
aseas-2905	51	26	in	in	ADP
aseas-2905	51	27	vietnam	vietnam	PROPN
aseas-2905	51	28	,	,	PUNCT
aseas-2905	51	29	which	which	PRON
aseas-2905	51	30	accounts	account	VERB
aseas-2905	51	31	for	for	ADP
aseas-2905	51	32	about	about	ADV
aseas-2905	51	33	66	66	NUM
aseas-2905	51	34	%	%	NOUN
aseas-2905	51	35	of	of	ADP
aseas-2905	51	36	the	the	DET
aseas-2905	51	37	total	total	ADJ
aseas-2905	51	38	population	population	NOUN
aseas-2905	51	39	of	of	ADP
aseas-2905	51	40	over	over	ADP
aseas-2905	51	41	93	93	NUM
aseas-2905	51	42	million	million	NUM
aseas-2905	51	43	(	(	PUNCT
aseas-2905	51	44	general	general	ADJ
aseas-2905	51	45	statistics	statistics	PROPN
aseas-2905	51	46	office	office	PROPN
aseas-2905	51	47	of	of	ADP
aseas-2905	51	48	vietnam	vietnam	PROPN
aseas-2905	51	49	,	,	PUNCT
aseas-2905	51	50	2017	2017	NUM
aseas-2905	51	51	)	)	PUNCT
aseas-2905	51	52	.	.	PUNCT
aseas-2905	52	1	rural	rural	ADJ
aseas-2905	52	2	households	household	NOUN
aseas-2905	52	3	,	,	PUNCT
aseas-2905	52	4	however	however	ADV
aseas-2905	52	5	,	,	PUNCT
aseas-2905	52	6	obtain	obtain	VERB
aseas-2905	52	7	credit	credit	NOUN
aseas-2905	52	8	through	through	ADP
aseas-2905	52	9	both	both	CCONJ
aseas-2905	52	10	formal	formal	ADJ
aseas-2905	52	11	and	and	CCONJ
aseas-2905	52	12	informal	informal	ADJ
aseas-2905	52	13	lenders	lender	NOUN
aseas-2905	52	14	,	,	PUNCT
aseas-2905	52	15	drawing	draw	VERB
aseas-2905	52	16	on	on	ADP
aseas-2905	52	17	the	the	DET
aseas-2905	52	18	former	former	ADJ
aseas-2905	52	19	allegedly	allegedly	ADV
aseas-2905	52	20	for	for	ADP
aseas-2905	52	21	production	production	NOUN
aseas-2905	52	22	and	and	CCONJ
aseas-2905	52	23	asset	asset	NOUN
aseas-2905	52	24	accumulation	accumulation	NOUN
aseas-2905	52	25	and	and	CCONJ
aseas-2905	52	26	the	the	DET
aseas-2905	52	27	latter	latter	ADJ
aseas-2905	52	28	for	for	ADP
aseas-2905	52	29	consumption	consumption	NOUN
aseas-2905	52	30	(	(	PUNCT
aseas-2905	52	31	barslund	barslund	PROPN
aseas-2905	52	32	&	&	CCONJ
aseas-2905	52	33	tarp	tarp	NOUN
aseas-2905	52	34	,	,	PUNCT
aseas-2905	52	35	2008	2008	NUM
aseas-2905	52	36	)	)	PUNCT
aseas-2905	52	37	.	.	PUNCT
aseas-2905	53	1	informal	informal	ADJ
aseas-2905	53	2	lenders	lender	NOUN
aseas-2905	53	3	dominate	dominate	VERB
aseas-2905	53	4	the	the	DET
aseas-2905	53	5	rural	rural	ADJ
aseas-2905	53	6	credit	credit	NOUN
aseas-2905	53	7	market	market	NOUN
aseas-2905	53	8	due	due	ADP
aseas-2905	53	9	to	to	ADP
aseas-2905	53	10	their	their	PRON
aseas-2905	53	11	low	low	ADJ
aseas-2905	53	12	requirements	requirement	NOUN
aseas-2905	53	13	for	for	ADP
aseas-2905	53	14	collateral	collateral	NOUN
aseas-2905	53	15	(	(	PUNCT
aseas-2905	53	16	pham	pham	PROPN
aseas-2905	53	17	&	&	CCONJ
aseas-2905	53	18	lensink	lensink	PROPN
aseas-2905	53	19	,	,	PUNCT
aseas-2905	53	20	2007	2007	NUM
aseas-2905	53	21	;	;	PUNCT
aseas-2905	53	22	ruddle	ruddle	NOUN
aseas-2905	53	23	,	,	PUNCT
aseas-2905	53	24	2011	2011	NUM
aseas-2905	53	25	)	)	PUNCT
aseas-2905	53	26	.	.	PUNCT
aseas-2905	54	1	while	while	SCONJ
aseas-2905	54	2	the	the	DET
aseas-2905	54	3	size	size	NOUN
aseas-2905	54	4	of	of	ADP
aseas-2905	54	5	the	the	DET
aseas-2905	54	6	black	black	ADJ
aseas-2905	54	7	credit	credit	NOUN
aseas-2905	54	8	or	or	CCONJ
aseas-2905	54	9	shadow	shadow	NOUN
aseas-2905	54	10	banking	banking	NOUN
aseas-2905	54	11	market	market	NOUN
aseas-2905	54	12	is	be	AUX
aseas-2905	54	13	not	not	PART
aseas-2905	54	14	known	know	VERB
aseas-2905	54	15	,	,	PUNCT
aseas-2905	54	16	estimations	estimation	NOUN
aseas-2905	54	17	have	have	AUX
aseas-2905	54	18	put	put	VERB
aseas-2905	54	19	this	this	PRON
aseas-2905	54	20	at	at	ADP
aseas-2905	54	21	between	between	ADP
aseas-2905	54	22	22	22	NUM
aseas-2905	54	23	%	%	NOUN
aseas-2905	54	24	and	and	CCONJ
aseas-2905	54	25	30	30	NUM
aseas-2905	54	26	%	%	NOUN
aseas-2905	54	27	of	of	ADP
aseas-2905	54	28	the	the	DET
aseas-2905	54	29	total	total	ADJ
aseas-2905	54	30	credit	credit	NOUN
aseas-2905	54	31	provided	provide	VERB
aseas-2905	54	32	by	by	ADP
aseas-2905	54	33	commercial	commercial	ADJ
aseas-2905	54	34	banks	bank	NOUN
aseas-2905	54	35	,	,	PUNCT
aseas-2905	54	36	equivalent	equivalent	ADJ
aseas-2905	54	37	to	to	ADP
aseas-2905	54	38	about	about	ADP
aseas-2905	54	39	usd	usd	PROPN
aseas-2905	54	40	50	50	NUM
aseas-2905	54	41	billion	billion	NUM
aseas-2905	54	42	,	,	PUNCT
aseas-2905	54	43	a	a	DET
aseas-2905	54	44	very	very	ADV
aseas-2905	54	45	high	high	ADJ
aseas-2905	54	46	figure	figure	NOUN
aseas-2905	54	47	by	by	ADP
aseas-2905	54	48	international	international	ADJ
aseas-2905	54	49	standards	standard	NOUN
aseas-2905	54	50	(	(	PUNCT
aseas-2905	54	51	le	le	X
aseas-2905	54	52	phu	phu	PROPN
aseas-2905	54	53	loc	loc	PROPN
aseas-2905	54	54	et	et	PROPN
aseas-2905	54	55	al	al	PROPN
aseas-2905	54	56	.	.	PROPN
aseas-2905	54	57	,	,	PUNCT
aseas-2905	54	58	2016	2016	NUM
aseas-2905	54	59	;	;	PUNCT
aseas-2905	54	60	nguyen	nguyen	NOUN
aseas-2905	54	61	,	,	PUNCT
aseas-2905	54	62	2016	2016	NUM
aseas-2905	54	63	)	)	PUNCT
aseas-2905	54	64	.	.	PUNCT
aseas-2905	55	1	the	the	DET
aseas-2905	55	2	accessibility	accessibility	NOUN
aseas-2905	55	3	of	of	ADP
aseas-2905	55	4	borrowing	borrow	VERB
aseas-2905	55	5	from	from	ADP
aseas-2905	55	6	informal	informal	ADJ
aseas-2905	55	7	lenders	lender	NOUN
aseas-2905	55	8	is	be	AUX
aseas-2905	55	9	most	most	ADV
aseas-2905	55	10	evident	evident	ADJ
aseas-2905	55	11	in	in	ADP
aseas-2905	55	12	the	the	DET
aseas-2905	55	13	ubiquity	ubiquity	NOUN
aseas-2905	55	14	of	of	ADP
aseas-2905	55	15	pawn	pawn	NOUN
aseas-2905	55	16	shops	shop	NOUN
aseas-2905	55	17	in	in	ADP
aseas-2905	55	18	cities	city	NOUN
aseas-2905	55	19	as	as	ADV
aseas-2905	55	20	well	well	ADV
aseas-2905	55	21	as	as	ADP
aseas-2905	55	22	in	in	ADP
aseas-2905	55	23	the	the	DET
aseas-2905	55	24	prevalence	prevalence	NOUN
aseas-2905	55	25	of	of	ADP
aseas-2905	55	26	money	money	NOUN
aseas-2905	55	27	lending	lending	NOUN
aseas-2905	55	28	advertisements	advertisement	NOUN
aseas-2905	55	29	on	on	ADP
aseas-2905	55	30	almost	almost	ADV
aseas-2905	55	31	every	every	PRON
aseas-2905	55	32	power	power	NOUN
aseas-2905	55	33	pole	pole	NOUN
aseas-2905	55	34	.	.	PUNCT
aseas-2905	56	1	students	student	NOUN
aseas-2905	56	2	,	,	PUNCT
aseas-2905	56	3	low	low	ADJ
aseas-2905	56	4	-	-	PUNCT
aseas-2905	56	5	income	income	NOUN
aseas-2905	56	6	earners	earner	NOUN
aseas-2905	56	7	,	,	PUNCT
aseas-2905	56	8	or	or	CCONJ
aseas-2905	56	9	those	those	PRON
aseas-2905	56	10	in	in	ADP
aseas-2905	56	11	need	need	NOUN
aseas-2905	56	12	of	of	ADP
aseas-2905	56	13	quick	quick	ADJ
aseas-2905	56	14	cash	cash	NOUN
aseas-2905	56	15	can	can	AUX
aseas-2905	56	16	go	go	VERB
aseas-2905	56	17	to	to	ADP
aseas-2905	56	18	pawn	pawn	NOUN
aseas-2905	56	19	shops	shop	NOUN
aseas-2905	56	20	to	to	PART
aseas-2905	56	21	get	get	VERB
aseas-2905	56	22	a	a	DET
aseas-2905	56	23	fast	fast	ADJ
aseas-2905	56	24	loan	loan	NOUN
aseas-2905	56	25	,	,	PUNCT
aseas-2905	56	26	putting	put	VERB
aseas-2905	56	27	up	up	ADP
aseas-2905	56	28	one	one	NUM
aseas-2905	56	29	of	of	ADP
aseas-2905	56	30	their	their	PRON
aseas-2905	56	31	belongings	belonging	NOUN
aseas-2905	56	32	,	,	PUNCT
aseas-2905	56	33	such	such	ADJ
aseas-2905	56	34	as	as	ADP
aseas-2905	56	35	a	a	DET
aseas-2905	56	36	motorbike	motorbike	NOUN
aseas-2905	56	37	,	,	PUNCT
aseas-2905	56	38	car	car	NOUN
aseas-2905	56	39	,	,	PUNCT
aseas-2905	56	40	laptop	laptop	NOUN
aseas-2905	56	41	,	,	PUNCT
aseas-2905	56	42	mobile	mobile	ADJ
aseas-2905	56	43	phone	phone	NOUN
aseas-2905	56	44	,	,	PUNCT
aseas-2905	56	45	or	or	CCONJ
aseas-2905	56	46	an	an	DET
aseas-2905	56	47	i	i	PROPN
aseas-2905	56	48	d	d	PROPN
aseas-2905	56	49	card	card	NOUN
aseas-2905	56	50	,	,	PUNCT
aseas-2905	56	51	as	as	ADP
aseas-2905	56	52	collateral	collateral	NOUN
aseas-2905	56	53	(	(	PUNCT
aseas-2905	56	54	barslund	barslund	NOUN
aseas-2905	56	55	&	&	CCONJ
aseas-2905	56	56	tarp	tarp	NOUN
aseas-2905	56	57	,	,	PUNCT
aseas-2905	56	58	2008	2008	NUM
aseas-2905	56	59	;	;	PUNCT
aseas-2905	56	60	hoang	hoang	PROPN
aseas-2905	56	61	,	,	PUNCT
aseas-2905	56	62	2018	2018	NUM
aseas-2905	56	63	)	)	PUNCT
aseas-2905	56	64	.	.	PUNCT
aseas-2905	57	1	as	as	ADP
aseas-2905	57	2	in	in	ADP
aseas-2905	57	3	other	other	ADJ
aseas-2905	57	4	emerging	emerge	VERB
aseas-2905	57	5	economies	economy	NOUN
aseas-2905	57	6	,	,	PUNCT
aseas-2905	57	7	vietnamese	vietnamese	ADJ
aseas-2905	57	8	businesses	business	NOUN
aseas-2905	57	9	finance	finance	VERB
aseas-2905	57	10	their	their	PRON
aseas-2905	57	11	operations	operation	NOUN
aseas-2905	57	12	either	either	CCONJ
aseas-2905	57	13	through	through	ADP
aseas-2905	57	14	external	external	ADJ
aseas-2905	57	15	debt	debt	NOUN
aseas-2905	57	16	or	or	CCONJ
aseas-2905	57	17	internally	internally	ADV
aseas-2905	57	18	retained	retain	VERB
aseas-2905	57	19	earnings	earning	NOUN
aseas-2905	57	20	(	(	PUNCT
aseas-2905	57	21	hoang	hoang	PROPN
aseas-2905	57	22	,	,	PUNCT
aseas-2905	57	23	biger	big	ADJ
aseas-2905	57	24	,	,	PUNCT
aseas-2905	57	25	&	&	CCONJ
aseas-2905	57	26	nguyen	nguyen	PROPN
aseas-2905	57	27	,	,	PUNCT
aseas-2905	57	28	2007	2007	NUM
aseas-2905	57	29	;	;	PUNCT
aseas-2905	57	30	nguyen	nguyen	PROPN
aseas-2905	57	31	,	,	PUNCT
aseas-2905	57	32	diaz	diaz	PROPN
aseas-2905	57	33	-	-	PUNCT
aseas-2905	57	34	rainey	rainey	PROPN
aseas-2905	57	35	,	,	PUNCT
aseas-2905	57	36	&	&	CCONJ
aseas-2905	57	37	gregoriou	gregoriou	NOUN
aseas-2905	57	38	,	,	PUNCT
aseas-2905	57	39	2012	2012	NUM
aseas-2905	57	40	)	)	PUNCT
aseas-2905	57	41	.	.	PUNCT
aseas-2905	58	1	for	for	ADP
aseas-2905	58	2	external	external	ADJ
aseas-2905	58	3	debt	debt	NOUN
aseas-2905	58	4	,	,	PUNCT
aseas-2905	58	5	two	two	NUM
aseas-2905	58	6	options	option	NOUN
aseas-2905	58	7	exist	exist	VERB
aseas-2905	58	8	:	:	PUNCT
aseas-2905	58	9	a	a	DET
aseas-2905	58	10	firm	firm	NOUN
aseas-2905	58	11	can	can	AUX
aseas-2905	58	12	take	take	VERB
aseas-2905	58	13	out	out	ADP
aseas-2905	58	14	loans	loan	NOUN
aseas-2905	58	15	by	by	ADP
aseas-2905	58	16	contacting	contact	VERB
aseas-2905	58	17	the	the	DET
aseas-2905	58	18	formal	formal	ADJ
aseas-2905	58	19	and	and	CCONJ
aseas-2905	58	20	semi	semi	ADJ
aseas-2905	58	21	-	-	ADJ
aseas-2905	58	22	formal	formal	ADJ
aseas-2905	58	23	sectors	sector	NOUN
aseas-2905	58	24	or	or	CCONJ
aseas-2905	58	25	by	by	ADP
aseas-2905	58	26	issuing	issue	VERB
aseas-2905	58	27	bonds	bond	NOUN
aseas-2905	58	28	.	.	PUNCT
aseas-2905	59	1	though	though	SCONJ
aseas-2905	59	2	corporate	corporate	ADJ
aseas-2905	59	3	bonds	bond	NOUN
aseas-2905	59	4	have	have	AUX
aseas-2905	59	5	long	long	ADV
aseas-2905	59	6	been	be	AUX
aseas-2905	59	7	a	a	DET
aseas-2905	59	8	popular	popular	ADJ
aseas-2905	59	9	type	type	NOUN
aseas-2905	59	10	of	of	ADP
aseas-2905	59	11	debt	debt	NOUN
aseas-2905	59	12	finance	finance	NOUN
aseas-2905	59	13	around	around	ADP
aseas-2905	59	14	the	the	DET
aseas-2905	59	15	world	world	NOUN
aseas-2905	59	16	,	,	PUNCT
aseas-2905	59	17	they	they	PRON
aseas-2905	59	18	appeared	appear	VERB
aseas-2905	59	19	in	in	ADP
aseas-2905	59	20	vietnam	vietnam	PROPN
aseas-2905	59	21	only	only	ADV
aseas-2905	59	22	in	in	ADP
aseas-2905	59	23	the	the	DET
aseas-2905	59	24	early	early	ADJ
aseas-2905	59	25	1990s	1990	NOUN
aseas-2905	59	26	and	and	CCONJ
aseas-2905	59	27	were	be	AUX
aseas-2905	59	28	not	not	PART
aseas-2905	59	29	widely	widely	ADV
aseas-2905	59	30	discussed	discuss	VERB
aseas-2905	59	31	in	in	ADP
aseas-2905	59	32	academic	academic	ADJ
aseas-2905	59	33	circles	circle	NOUN
aseas-2905	59	34	and	and	CCONJ
aseas-2905	59	35	under	under	ADV
aseas-2905	59	36	-	-	PUNCT
aseas-2905	59	37	utilized	utilize	VERB
aseas-2905	59	38	by	by	ADP
aseas-2905	59	39	the	the	DET
aseas-2905	59	40	business	business	NOUN
aseas-2905	59	41	sector	sector	NOUN
aseas-2905	59	42	(	(	PUNCT
aseas-2905	59	43	vuong	vuong	PROPN
aseas-2905	59	44	,	,	PUNCT
aseas-2905	59	45	2000	2000	NUM
aseas-2905	59	46	;	;	PUNCT
aseas-2905	59	47	vuong	vuong	PROPN
aseas-2905	59	48	&	&	CCONJ
aseas-2905	59	49	tran	tran	PROPN
aseas-2905	59	50	,	,	PUNCT
aseas-2905	59	51	2011	2011	NUM
aseas-2905	59	52	)	)	PUNCT
aseas-2905	59	53	.	.	PUNCT
aseas-2905	60	1	in	in	ADP
aseas-2905	60	2	their	their	PRON
aseas-2905	60	3	research	research	NOUN
aseas-2905	60	4	,	,	PUNCT
aseas-2905	60	5	vuong	vuong	PROPN
aseas-2905	60	6	and	and	CCONJ
aseas-2905	60	7	tran	tran	PROPN
aseas-2905	60	8	(	(	PUNCT
aseas-2905	60	9	2009	2009	NUM
aseas-2905	60	10	)	)	PUNCT
aseas-2905	60	11	pointed	point	VERB
aseas-2905	60	12	out	out	ADP
aseas-2905	60	13	that	that	SCONJ
aseas-2905	60	14	the	the	DET
aseas-2905	60	15	government	government	NOUN
aseas-2905	60	16	not	not	PART
aseas-2905	60	17	only	only	ADV
aseas-2905	60	18	intervenes	intervene	VERB
aseas-2905	60	19	in	in	ADP
aseas-2905	60	20	the	the	DET
aseas-2905	60	21	bond	bond	NOUN
aseas-2905	60	22	markets	market	NOUN
aseas-2905	60	23	with	with	ADP
aseas-2905	60	24	its	its	PRON
aseas-2905	60	25	budget	budget	NOUN
aseas-2905	60	26	and	and	CCONJ
aseas-2905	60	27	policies	policy	NOUN
aseas-2905	60	28	but	but	CCONJ
aseas-2905	60	29	also	also	ADV
aseas-2905	60	30	competes	compete	VERB
aseas-2905	60	31	directly	directly	ADV
aseas-2905	60	32	with	with	ADP
aseas-2905	60	33	enterprises	enterprise	NOUN
aseas-2905	60	34	.	.	PUNCT
aseas-2905	61	1	there	there	PRON
aseas-2905	61	2	were	be	VERB
aseas-2905	61	3	only	only	ADV
aseas-2905	61	4	12	12	NUM
aseas-2905	61	5	‘	'	PUNCT
aseas-2905	61	6	corporate	corporate	ADJ
aseas-2905	61	7	’	'	PUNCT
aseas-2905	61	8	bond	bond	NOUN
aseas-2905	61	9	issuances	issuance	NOUN
aseas-2905	61	10	between	between	ADP
aseas-2905	61	11	1992	1992	NUM
aseas-2905	61	12	and	and	CCONJ
aseas-2905	61	13	2003	2003	NUM
aseas-2905	61	14	that	that	PRON
aseas-2905	61	15	were	be	AUX
aseas-2905	61	16	considered	consider	VERB
aseas-2905	61	17	notable	notable	ADJ
aseas-2905	61	18	in	in	ADP
aseas-2905	61	19	terms	term	NOUN
aseas-2905	61	20	of	of	ADP
aseas-2905	61	21	size	size	NOUN
aseas-2905	61	22	and	and	CCONJ
aseas-2905	61	23	socioeconomic	socioeconomic	ADJ
aseas-2905	61	24	effect	effect	NOUN
aseas-2905	61	25	.	.	PUNCT
aseas-2905	62	1	until	until	ADP
aseas-2905	62	2	2017	2017	NUM
aseas-2905	62	3	,	,	PUNCT
aseas-2905	62	4	this	this	DET
aseas-2905	62	5	number	number	NOUN
aseas-2905	62	6	remained	remain	VERB
aseas-2905	62	7	modest	modest	ADJ
aseas-2905	62	8	(	(	PUNCT
aseas-2905	62	9	noonan	noonan	NOUN
aseas-2905	62	10	,	,	PUNCT
aseas-2905	62	11	2017	2017	NUM
aseas-2905	62	12	)	)	PUNCT
aseas-2905	62	13	.	.	PUNCT
aseas-2905	63	1	since	since	SCONJ
aseas-2905	63	2	late	late	ADJ
aseas-2905	63	3	2017	2017	NUM
aseas-2905	63	4	,	,	PUNCT
aseas-2905	63	5	the	the	DET
aseas-2905	63	6	vietnamese	vietnamese	NOUN
aseas-2905	63	7	have	have	AUX
aseas-2905	63	8	become	become	VERB
aseas-2905	63	9	more	more	ADV
aseas-2905	63	10	interested	interested	ADJ
aseas-2905	63	11	in	in	ADP
aseas-2905	63	12	the	the	DET
aseas-2905	63	13	debt	debt	NOUN
aseas-2905	63	14	market	market	NOUN
aseas-2905	63	15	as	as	SCONJ
aseas-2905	63	16	the	the	DET
aseas-2905	63	17	government	government	NOUN
aseas-2905	63	18	announced	announce	VERB
aseas-2905	63	19	a	a	DET
aseas-2905	63	20	2030	2030	NUM
aseas-2905	63	21	vision	vision	NOUN
aseas-2905	63	22	to	to	PART
aseas-2905	63	23	enhance	enhance	VERB
aseas-2905	63	24	the	the	DET
aseas-2905	63	25	bond	bond	NOUN
aseas-2905	63	26	market	market	NOUN
aseas-2905	63	27	by	by	ADP
aseas-2905	63	28	strengthening	strengthen	VERB
aseas-2905	63	29	the	the	DET
aseas-2905	63	30	legal	legal	ADJ
aseas-2905	63	31	framework	framework	NOUN
aseas-2905	63	32	and	and	CCONJ
aseas-2905	63	33	improving	improve	VERB
aseas-2905	63	34	transparency	transparency	NOUN
aseas-2905	63	35	in	in	ADP
aseas-2905	63	36	the	the	DET
aseas-2905	63	37	market	market	NOUN
aseas-2905	63	38	.	.	PUNCT
aseas-2905	64	1	from	from	ADP
aseas-2905	64	2	a	a	DET
aseas-2905	64	3	macroeconomic	macroeconomic	ADJ
aseas-2905	64	4	viewpoint	viewpoint	NOUN
aseas-2905	64	5	,	,	PUNCT
aseas-2905	64	6	vietnam	vietnam	PROPN
aseas-2905	64	7	has	have	AUX
aseas-2905	64	8	nonetheless	nonetheless	ADV
aseas-2905	64	9	witnessed	witness	VERB
aseas-2905	64	10	a	a	DET
aseas-2905	64	11	dramatic	dramatic	ADJ
aseas-2905	64	12	surge	surge	NOUN
aseas-2905	64	13	in	in	ADP
aseas-2905	64	14	credit	credit	NOUN
aseas-2905	64	15	over	over	ADP
aseas-2905	64	16	the	the	DET
aseas-2905	64	17	years	year	NOUN
aseas-2905	64	18	of	of	ADP
aseas-2905	64	19	reforms	reform	NOUN
aseas-2905	64	20	.	.	PUNCT
aseas-2905	65	1	the	the	DET
aseas-2905	65	2	credit	credit	NOUN
aseas-2905	65	3	supply	supply	NOUN
aseas-2905	65	4	multiplied	multiply	VERB
aseas-2905	65	5	a	a	DET
aseas-2905	65	6	factor	factor	NOUN
aseas-2905	65	7	of	of	ADP
aseas-2905	65	8	13.7	13.7	NUM
aseas-2905	65	9	between	between	ADP
aseas-2905	65	10	2000	2000	NUM
aseas-2905	65	11	and	and	CCONJ
aseas-2905	65	12	2010	2010	NUM
aseas-2905	65	13	,	,	PUNCT
aseas-2905	65	14	while	while	SCONJ
aseas-2905	65	15	the	the	DET
aseas-2905	65	16	gdp	gdp	NOUN
aseas-2905	65	17	doubled	double	VERB
aseas-2905	65	18	during	during	ADP
aseas-2905	65	19	the	the	DET
aseas-2905	65	20	same	same	ADJ
aseas-2905	65	21	period	period	NOUN
aseas-2905	65	22	(	(	PUNCT
aseas-2905	65	23	vuong	vuong	PROPN
aseas-2905	65	24	&	&	CCONJ
aseas-2905	65	25	napier	napier	PROPN
aseas-2905	65	26	,	,	PUNCT
aseas-2905	65	27	2014	2014	NUM
aseas-2905	65	28	)	)	PUNCT
aseas-2905	65	29	.	.	PUNCT
aseas-2905	66	1	figure	figure	NOUN
aseas-2905	66	2	2	2	NUM
aseas-2905	66	3	shows	show	VERB
aseas-2905	66	4	the	the	DET
aseas-2905	66	5	rising	rise	VERB
aseas-2905	66	6	loans	loan	NOUN
aseas-2905	66	7	to	to	ADP
aseas-2905	66	8	the	the	DET
aseas-2905	66	9	private	private	ADJ
aseas-2905	66	10	sector	sector	NOUN
aseas-2905	66	11	with	with	ADP
aseas-2905	66	12	respect	respect	NOUN
aseas-2905	66	13	to	to	ADP
aseas-2905	66	14	gdp	gdp	NOUN
aseas-2905	66	15	.	.	PUNCT
aseas-2905	67	1	the	the	DET
aseas-2905	67	2	line	line	NOUN
aseas-2905	67	3	was	be	AUX
aseas-2905	67	4	not	not	PART
aseas-2905	67	5	continuous	continuous	ADJ
aseas-2905	67	6	in	in	ADP
aseas-2905	67	7	1994	1994	NUM
aseas-2905	67	8	because	because	SCONJ
aseas-2905	67	9	there	there	PRON
aseas-2905	67	10	was	be	VERB
aseas-2905	67	11	no	no	DET
aseas-2905	67	12	data	datum	NOUN
aseas-2905	67	13	(	(	PUNCT
aseas-2905	67	14	by	by	ADP
aseas-2905	67	15	world	world	PROPN
aseas-2905	67	16	bank	bank	PROPN
aseas-2905	67	17	)	)	PUNCT
aseas-2905	67	18	for	for	ADP
aseas-2905	67	19	that	that	DET
aseas-2905	67	20	year	year	NOUN
aseas-2905	67	21	.	.	PUNCT
aseas-2905	68	1	domestic	domestic	ADJ
aseas-2905	68	2	credit	credit	NOUN
aseas-2905	68	3	to	to	ADP
aseas-2905	68	4	the	the	DET
aseas-2905	68	5	private	private	ADJ
aseas-2905	68	6	sector	sector	NOUN
aseas-2905	68	7	peaked	peak	VERB
aseas-2905	68	8	in	in	ADP
aseas-2905	68	9	2010	2010	NUM
aseas-2905	68	10	,	,	PUNCT
aseas-2905	68	11	with	with	ADP
aseas-2905	68	12	the	the	DET
aseas-2905	68	13	rate	rate	NOUN
aseas-2905	68	14	reaching	reach	VERB
aseas-2905	68	15	114.72	114.72	NUM
aseas-2905	68	16	%	%	NOUN
aseas-2905	68	17	of	of	ADP
aseas-2905	68	18	gdp	gdp	NOUN
aseas-2905	68	19	before	before	ADP
aseas-2905	68	20	dropping	drop	VERB
aseas-2905	68	21	down	down	ADV
aseas-2905	68	22	to	to	ADP
aseas-2905	68	23	94.83	94.83	NUM
aseas-2905	68	24	%	%	NOUN
aseas-2905	68	25	in	in	ADP
aseas-2905	68	26	2012	2012	NUM
aseas-2905	68	27	and	and	CCONJ
aseas-2905	68	28	rebounding	rebound	VERB
aseas-2905	68	29	to	to	ADP
aseas-2905	68	30	123.81	123.81	NUM
aseas-2905	68	31	%	%	NOUN
aseas-2905	68	32	in	in	ADP
aseas-2905	68	33	2016	2016	NUM
aseas-2905	68	34	.	.	PUNCT
aseas-2905	69	1	the	the	DET
aseas-2905	69	2	economics	economic	NOUN
aseas-2905	69	3	and	and	CCONJ
aseas-2905	69	4	psychology	psychology	NOUN
aseas-2905	69	5	of	of	ADP
aseas-2905	69	6	indebtedness	indebtedness	NOUN
aseas-2905	69	7	the	the	DET
aseas-2905	69	8	extensive	extensive	ADJ
aseas-2905	69	9	literature	literature	NOUN
aseas-2905	69	10	on	on	ADP
aseas-2905	69	11	the	the	DET
aseas-2905	69	12	economic	economic	ADJ
aseas-2905	69	13	and	and	CCONJ
aseas-2905	69	14	psycho	psycho	NOUN
aseas-2905	69	15	-	-	PUNCT
aseas-2905	69	16	social	social	ADJ
aseas-2905	69	17	factors	factor	NOUN
aseas-2905	69	18	associated	associate	VERB
aseas-2905	69	19	with	with	ADP
aseas-2905	69	20	indebtedness	indebtedness	NOUN
aseas-2905	69	21	serves	serve	VERB
aseas-2905	69	22	as	as	SCONJ
aseas-2905	69	23	the	the	DET
aseas-2905	69	24	foundation	foundation	NOUN
aseas-2905	69	25	for	for	ADP
aseas-2905	69	26	this	this	DET
aseas-2905	69	27	article	article	NOUN
aseas-2905	69	28	to	to	PART
aseas-2905	69	29	examine	examine	VERB
aseas-2905	69	30	the	the	DET
aseas-2905	69	31	drivers	driver	NOUN
aseas-2905	69	32	of	of	ADP
aseas-2905	69	33	borrowing	borrowing	NOUN
aseas-2905	69	34	and	and	CCONJ
aseas-2905	69	35	over	over	ADP
aseas-2905	69	36	-	-	PUNCT
aseas-2905	69	37	borrowing	borrowing	NOUN
aseas-2905	69	38	in	in	ADP
aseas-2905	69	39	vietnam	vietnam	PROPN
aseas-2905	69	40	in	in	ADP
aseas-2905	69	41	recent	recent	ADJ
aseas-2905	69	42	years	year	NOUN
aseas-2905	69	43	.	.	PUNCT
aseas-2905	70	1	aseas	asea	NOUN
aseas-2905	70	2	12(1	12(1	NUM
aseas-2905	70	3	)	)	PUNCT
aseas-2905	71	1	|	|	ADV
aseas-2905	71	2	95	95	NUM
aseas-2905	71	3	hong	hong	PROPN
aseas-2905	71	4	-	-	PUNCT
aseas-2905	71	5	kong	kong	PROPN
aseas-2905	71	6	t.	t.	PROPN
aseas-2905	71	7	nguyen	nguyen	NOUN
aseas-2905	71	8	,	,	PUNCT
aseas-2905	71	9	viet	viet	NOUN
aseas-2905	71	10	-	-	PUNCT
aseas-2905	71	11	ha	ha	PROPN
aseas-2905	71	12	t.	t.	PROPN
aseas-2905	71	13	nguyen	nguyen	NOUN
aseas-2905	71	14	,	,	PUNCT
aseas-2905	71	15	thu	thu	PROPN
aseas-2905	71	16	-	-	PUNCT
aseas-2905	71	17	trang	trang	PROPN
aseas-2905	71	18	vuong	vuong	PROPN
aseas-2905	71	19	,	,	PUNCT
aseas-2905	71	20	manh	manh	PROPN
aseas-2905	71	21	-	-	PUNCT
aseas-2905	71	22	tung	tung	PROPN
aseas-2905	71	23	ho	ho	PROPN
aseas-2905	71	24	,	,	PUNCT
aseas-2905	71	25	&	&	CCONJ
aseas-2905	71	26	quan	quan	PROPN
aseas-2905	71	27	-	-	PUNCT
aseas-2905	71	28	hoang	hoang	PROPN
aseas-2905	71	29	vuong	vuong	PROPN
aseas-2905	71	30	in	in	ADP
aseas-2905	71	31	terms	term	NOUN
aseas-2905	71	32	of	of	ADP
aseas-2905	71	33	economic	economic	ADJ
aseas-2905	71	34	theories	theory	NOUN
aseas-2905	71	35	,	,	PUNCT
aseas-2905	71	36	the	the	DET
aseas-2905	71	37	amount	amount	NOUN
aseas-2905	71	38	of	of	ADP
aseas-2905	71	39	actual	actual	ADJ
aseas-2905	71	40	debt	debt	NOUN
aseas-2905	71	41	observed	observe	VERB
aseas-2905	71	42	is	be	AUX
aseas-2905	71	43	the	the	DET
aseas-2905	71	44	result	result	NOUN
aseas-2905	71	45	of	of	ADP
aseas-2905	71	46	both	both	CCONJ
aseas-2905	71	47	demand	demand	NOUN
aseas-2905	71	48	and	and	CCONJ
aseas-2905	71	49	supply	supply	NOUN
aseas-2905	71	50	factors	factor	NOUN
aseas-2905	71	51	,	,	PUNCT
aseas-2905	71	52	both	both	PRON
aseas-2905	71	53	of	of	ADP
aseas-2905	71	54	which	which	PRON
aseas-2905	71	55	affect	affect	VERB
aseas-2905	71	56	consumers	consumer	NOUN
aseas-2905	71	57	’	'	PUNCT
aseas-2905	71	58	decisions	decision	NOUN
aseas-2905	71	59	to	to	PART
aseas-2905	71	60	enter	enter	VERB
aseas-2905	71	61	the	the	DET
aseas-2905	71	62	debt	debt	NOUN
aseas-2905	71	63	market	market	NOUN
aseas-2905	71	64	(	(	PUNCT
aseas-2905	71	65	chen	chen	PROPN
aseas-2905	71	66	&	&	CCONJ
aseas-2905	71	67	chivakul	chivakul	PROPN
aseas-2905	71	68	,	,	PUNCT
aseas-2905	71	69	2008	2008	NUM
aseas-2905	71	70	;	;	PUNCT
aseas-2905	71	71	schicks	schick	NOUN
aseas-2905	71	72	,	,	PUNCT
aseas-2905	71	73	2013a	2013a	NUM
aseas-2905	71	74	)	)	PUNCT
aseas-2905	71	75	.	.	PUNCT
aseas-2905	72	1	on	on	ADP
aseas-2905	72	2	the	the	DET
aseas-2905	72	3	demand	demand	NOUN
aseas-2905	72	4	side	side	NOUN
aseas-2905	72	5	,	,	PUNCT
aseas-2905	72	6	the	the	DET
aseas-2905	72	7	probability	probability	NOUN
aseas-2905	72	8	of	of	ADP
aseas-2905	72	9	joining	join	VERB
aseas-2905	72	10	the	the	DET
aseas-2905	72	11	credit	credit	NOUN
aseas-2905	72	12	market	market	NOUN
aseas-2905	72	13	is	be	AUX
aseas-2905	72	14	determined	determine	VERB
aseas-2905	72	15	by	by	ADP
aseas-2905	72	16	the	the	DET
aseas-2905	72	17	consumers	consumer	NOUN
aseas-2905	72	18	’	'	PUNCT
aseas-2905	72	19	desire	desire	NOUN
aseas-2905	72	20	to	to	PART
aseas-2905	72	21	borrow	borrow	VERB
aseas-2905	72	22	.	.	PUNCT
aseas-2905	73	1	on	on	ADP
aseas-2905	73	2	the	the	DET
aseas-2905	73	3	supply	supply	NOUN
aseas-2905	73	4	side	side	NOUN
aseas-2905	73	5	,	,	PUNCT
aseas-2905	73	6	the	the	DET
aseas-2905	73	7	lender	lender	NOUN
aseas-2905	73	8	decides	decide	VERB
aseas-2905	73	9	whether	whether	SCONJ
aseas-2905	73	10	and	and	CCONJ
aseas-2905	73	11	how	how	SCONJ
aseas-2905	73	12	much	much	ADJ
aseas-2905	73	13	to	to	PART
aseas-2905	73	14	lend	lend	VERB
aseas-2905	73	15	upon	upon	SCONJ
aseas-2905	73	16	considering	consider	VERB
aseas-2905	73	17	the	the	DET
aseas-2905	73	18	consumers	consumer	NOUN
aseas-2905	73	19	’	’	PART
aseas-2905	73	20	capacity	capacity	NOUN
aseas-2905	73	21	to	to	PART
aseas-2905	73	22	repay	repay	VERB
aseas-2905	73	23	the	the	DET
aseas-2905	73	24	loans	loan	NOUN
aseas-2905	73	25	.	.	PUNCT
aseas-2905	74	1	credit	credit	NOUN
aseas-2905	74	2	constraint	constraint	NOUN
aseas-2905	74	3	happens	happen	VERB
aseas-2905	74	4	when	when	SCONJ
aseas-2905	74	5	the	the	DET
aseas-2905	74	6	consumer	consumer	NOUN
aseas-2905	74	7	is	be	AUX
aseas-2905	74	8	unable	unable	ADJ
aseas-2905	74	9	to	to	PART
aseas-2905	74	10	obtain	obtain	VERB
aseas-2905	74	11	the	the	DET
aseas-2905	74	12	desired	desire	VERB
aseas-2905	74	13	loan	loan	NOUN
aseas-2905	74	14	,	,	PUNCT
aseas-2905	74	15	either	either	CCONJ
aseas-2905	74	16	due	due	ADP
aseas-2905	74	17	to	to	ADP
aseas-2905	74	18	credit	credit	NOUN
aseas-2905	74	19	rationing	rationing	NOUN
aseas-2905	74	20	or	or	CCONJ
aseas-2905	74	21	the	the	DET
aseas-2905	74	22	high	high	ADJ
aseas-2905	74	23	price	price	NOUN
aseas-2905	74	24	of	of	ADP
aseas-2905	74	25	borrowing	borrowing	NOUN
aseas-2905	74	26	,	,	PUNCT
aseas-2905	74	27	whether	whether	SCONJ
aseas-2905	74	28	that	that	PRON
aseas-2905	74	29	be	be	VERB
aseas-2905	74	30	costly	costly	ADJ
aseas-2905	74	31	collateral	collateral	NOUN
aseas-2905	74	32	or	or	CCONJ
aseas-2905	74	33	high	high	ADJ
aseas-2905	74	34	interest	interest	NOUN
aseas-2905	74	35	rates	rate	NOUN
aseas-2905	74	36	(	(	PUNCT
aseas-2905	74	37	chen	chen	PROPN
aseas-2905	74	38	&	&	CCONJ
aseas-2905	74	39	chivakul	chivakul	PROPN
aseas-2905	74	40	,	,	PUNCT
aseas-2905	74	41	2008	2008	NUM
aseas-2905	74	42	)	)	PUNCT
aseas-2905	74	43	.	.	PUNCT
aseas-2905	75	1	borrowing	borrowing	NOUN
aseas-2905	75	2	is	be	AUX
aseas-2905	75	3	eased	ease	VERB
aseas-2905	75	4	when	when	SCONJ
aseas-2905	75	5	such	such	ADJ
aseas-2905	75	6	barriers	barrier	NOUN
aseas-2905	75	7	are	be	AUX
aseas-2905	75	8	removed	remove	VERB
aseas-2905	75	9	,	,	PUNCT
aseas-2905	75	10	which	which	PRON
aseas-2905	75	11	would	would	AUX
aseas-2905	75	12	help	help	VERB
aseas-2905	75	13	consumers	consumer	NOUN
aseas-2905	75	14	to	to	PART
aseas-2905	75	15	meet	meet	VERB
aseas-2905	75	16	their	their	PRON
aseas-2905	75	17	credit	credit	NOUN
aseas-2905	75	18	demand	demand	NOUN
aseas-2905	75	19	,	,	PUNCT
aseas-2905	75	20	but	but	CCONJ
aseas-2905	75	21	also	also	ADV
aseas-2905	75	22	drive	drive	VERB
aseas-2905	75	23	up	up	ADP
aseas-2905	75	24	consumption	consumption	NOUN
aseas-2905	75	25	,	,	PUNCT
aseas-2905	75	26	and	and	CCONJ
aseas-2905	75	27	potentially	potentially	ADV
aseas-2905	75	28	threaten	threaten	VERB
aseas-2905	75	29	individuals	individual	NOUN
aseas-2905	75	30	’	'	PUNCT
aseas-2905	75	31	financial	financial	ADJ
aseas-2905	75	32	sustainability	sustainability	NOUN
aseas-2905	75	33	in	in	ADP
aseas-2905	75	34	the	the	DET
aseas-2905	75	35	long	long	ADJ
aseas-2905	75	36	run	run	NOUN
aseas-2905	75	37	if	if	SCONJ
aseas-2905	75	38	easy	easy	ADJ
aseas-2905	75	39	borrowing	borrowing	NOUN
aseas-2905	75	40	persists	persist	VERB
aseas-2905	75	41	.	.	PUNCT
aseas-2905	76	1	in	in	ADP
aseas-2905	76	2	a	a	DET
aseas-2905	76	3	study	study	NOUN
aseas-2905	76	4	on	on	ADP
aseas-2905	76	5	the	the	DET
aseas-2905	76	6	implications	implication	NOUN
aseas-2905	76	7	of	of	ADP
aseas-2905	76	8	credit	credit	NOUN
aseas-2905	76	9	constraints	constraint	NOUN
aseas-2905	76	10	for	for	ADP
aseas-2905	76	11	risk	risk	NOUN
aseas-2905	76	12	behavior	behavior	NOUN
aseas-2905	76	13	in	in	ADP
aseas-2905	76	14	less	less	ADJ
aseas-2905	76	15	developed	developed	ADJ
aseas-2905	76	16	countries	country	NOUN
aseas-2905	76	17	,	,	PUNCT
aseas-2905	76	18	assuming	assume	VERB
aseas-2905	76	19	that	that	SCONJ
aseas-2905	76	20	individuals	individual	NOUN
aseas-2905	76	21	are	be	AUX
aseas-2905	76	22	risk	risk	NOUN
aseas-2905	76	23	-	-	PUNCT
aseas-2905	76	24	averse	averse	ADJ
aseas-2905	76	25	,	,	PUNCT
aseas-2905	76	26	kotwal	kotwal	NOUN
aseas-2905	76	27	and	and	CCONJ
aseas-2905	76	28	eswaran	eswaran	ADJ
aseas-2905	76	29	(	(	PUNCT
aseas-2905	76	30	1990	1990	NUM
aseas-2905	76	31	)	)	PUNCT
aseas-2905	76	32	showed	show	VERB
aseas-2905	76	33	that	that	SCONJ
aseas-2905	76	34	those	those	PRON
aseas-2905	76	35	with	with	ADP
aseas-2905	76	36	access	access	NOUN
aseas-2905	76	37	to	to	ADP
aseas-2905	76	38	more	more	ADJ
aseas-2905	76	39	credit	credit	NOUN
aseas-2905	76	40	will	will	AUX
aseas-2905	76	41	have	have	VERB
aseas-2905	76	42	greater	great	ADJ
aseas-2905	76	43	capacity	capacity	NOUN
aseas-2905	76	44	“	"	PUNCT
aseas-2905	76	45	to	to	PART
aseas-2905	76	46	absorb	absorb	VERB
aseas-2905	76	47	random	random	ADJ
aseas-2905	76	48	shocks	shock	NOUN
aseas-2905	76	49	in	in	ADP
aseas-2905	76	50	income	income	NOUN
aseas-2905	76	51	”	"	PUNCT
aseas-2905	76	52	(	(	PUNCT
aseas-2905	76	53	p.	p.	NOUN
aseas-2905	76	54	480	480	NUM
aseas-2905	76	55	)	)	PUNCT
aseas-2905	76	56	.	.	PUNCT
aseas-2905	77	1	from	from	ADP
aseas-2905	77	2	a	a	DET
aseas-2905	77	3	theoretical	theoretical	ADJ
aseas-2905	77	4	perspective	perspective	NOUN
aseas-2905	77	5	,	,	PUNCT
aseas-2905	77	6	studies	study	NOUN
aseas-2905	77	7	on	on	ADP
aseas-2905	77	8	household	household	NOUN
aseas-2905	77	9	debt	debt	NOUN
aseas-2905	77	10	and	and	CCONJ
aseas-2905	77	11	credit	credit	NOUN
aseas-2905	77	12	constraints	constraint	NOUN
aseas-2905	77	13	often	often	ADV
aseas-2905	77	14	start	start	VERB
aseas-2905	77	15	with	with	ADP
aseas-2905	77	16	the	the	DET
aseas-2905	77	17	life	life	NOUN
aseas-2905	77	18	-	-	PUNCT
aseas-2905	77	19	cycle	cycle	NOUN
aseas-2905	77	20	model	model	NOUN
aseas-2905	77	21	of	of	ADP
aseas-2905	77	22	modigliani	modigliani	PROPN
aseas-2905	77	23	(	(	PUNCT
aseas-2905	77	24	1986	1986	NUM
aseas-2905	77	25	)	)	PUNCT
aseas-2905	77	26	,	,	PUNCT
aseas-2905	77	27	ando	ando	PROPN
aseas-2905	77	28	and	and	CCONJ
aseas-2905	77	29	modigliani	modigliani	PROPN
aseas-2905	77	30	(	(	PUNCT
aseas-2905	77	31	1963	1963	NUM
aseas-2905	77	32	)	)	PUNCT
aseas-2905	77	33	,	,	PUNCT
aseas-2905	77	34	and	and	CCONJ
aseas-2905	77	35	friedman	friedman	PROPN
aseas-2905	77	36	’s	’s	PART
aseas-2905	77	37	(	(	PUNCT
aseas-2905	77	38	1957	1957	NUM
aseas-2905	77	39	)	)	PUNCT
aseas-2905	77	40	permanent	permanent	ADJ
aseas-2905	77	41	income	income	NOUN
aseas-2905	77	42	hypothesis	hypothesis	NOUN
aseas-2905	77	43	.	.	PUNCT
aseas-2905	78	1	the	the	DET
aseas-2905	78	2	models	model	NOUN
aseas-2905	78	3	analyze	analyze	VERB
aseas-2905	78	4	the	the	DET
aseas-2905	78	5	spending	spending	NOUN
aseas-2905	78	6	and	and	CCONJ
aseas-2905	78	7	saving	saving	NOUN
aseas-2905	78	8	habits	habit	NOUN
aseas-2905	78	9	of	of	ADP
aseas-2905	78	10	people	people	NOUN
aseas-2905	78	11	over	over	ADP
aseas-2905	78	12	the	the	DET
aseas-2905	78	13	course	course	NOUN
aseas-2905	78	14	of	of	ADP
aseas-2905	78	15	their	their	PRON
aseas-2905	78	16	lives	life	NOUN
aseas-2905	78	17	,	,	PUNCT
aseas-2905	78	18	assuming	assume	VERB
aseas-2905	78	19	that	that	SCONJ
aseas-2905	78	20	individuals	individual	NOUN
aseas-2905	78	21	value	value	VERB
aseas-2905	78	22	stable	stable	ADJ
aseas-2905	78	23	lifestyles	lifestyle	NOUN
aseas-2905	78	24	.	.	PUNCT
aseas-2905	79	1	the	the	DET
aseas-2905	79	2	assumption	assumption	NOUN
aseas-2905	79	3	of	of	ADP
aseas-2905	79	4	the	the	DET
aseas-2905	79	5	basic	basic	ADJ
aseas-2905	79	6	life	life	NOUN
aseas-2905	79	7	cycle	cycle	NOUN
aseas-2905	79	8	model	model	NOUN
aseas-2905	79	9	is	be	AUX
aseas-2905	79	10	that	that	SCONJ
aseas-2905	79	11	in	in	ADP
aseas-2905	79	12	a	a	DET
aseas-2905	79	13	perfect	perfect	ADJ
aseas-2905	79	14	capital	capital	NOUN
aseas-2905	79	15	market	market	NOUN
aseas-2905	79	16	,	,	PUNCT
aseas-2905	79	17	households	household	NOUN
aseas-2905	79	18	will	will	AUX
aseas-2905	79	19	be	be	AUX
aseas-2905	79	20	able	able	ADJ
aseas-2905	79	21	to	to	PART
aseas-2905	79	22	borrow	borrow	VERB
aseas-2905	79	23	to	to	ADP
aseas-2905	79	24	their	their	PRON
aseas-2905	79	25	desire	desire	NOUN
aseas-2905	79	26	to	to	PART
aseas-2905	79	27	smooth	smooth	VERB
aseas-2905	79	28	their	their	PRON
aseas-2905	79	29	consumption	consumption	NOUN
aseas-2905	79	30	.	.	PUNCT
aseas-2905	80	1	as	as	ADP
aseas-2905	80	2	such	such	ADJ
aseas-2905	80	3	,	,	PUNCT
aseas-2905	80	4	current	current	ADJ
aseas-2905	80	5	consumption	consumption	NOUN
aseas-2905	80	6	is	be	AUX
aseas-2905	80	7	independent	independent	ADJ
aseas-2905	80	8	of	of	ADP
aseas-2905	80	9	current	current	ADJ
aseas-2905	80	10	income	income	NOUN
aseas-2905	80	11	(	(	PUNCT
aseas-2905	80	12	chen	chen	PROPN
aseas-2905	80	13	&	&	CCONJ
aseas-2905	80	14	chivakul	chivakul	PROPN
aseas-2905	80	15	,	,	PUNCT
aseas-2905	80	16	2008	2008	NUM
aseas-2905	80	17	)	)	PUNCT
aseas-2905	80	18	.	.	PUNCT
aseas-2905	81	1	put	put	VERB
aseas-2905	81	2	differently	differently	ADV
aseas-2905	81	3	,	,	PUNCT
aseas-2905	81	4	indebtedness	indebtedness	NOUN
aseas-2905	81	5	is	be	AUX
aseas-2905	81	6	the	the	DET
aseas-2905	81	7	result	result	NOUN
aseas-2905	81	8	of	of	ADP
aseas-2905	81	9	a	a	DET
aseas-2905	81	10	planned	planned	ADJ
aseas-2905	81	11	and	and	CCONJ
aseas-2905	81	12	rational	rational	ADJ
aseas-2905	81	13	decision	decision	NOUN
aseas-2905	81	14	as	as	SCONJ
aseas-2905	81	15	it	it	PRON
aseas-2905	81	16	supports	support	VERB
aseas-2905	81	17	the	the	DET
aseas-2905	81	18	inter	inter	ADJ
aseas-2905	81	19	-	-	ADJ
aseas-2905	81	20	temporal	temporal	ADJ
aseas-2905	81	21	redistribution	redistribution	NOUN
aseas-2905	81	22	of	of	ADP
aseas-2905	81	23	consumption	consumption	NOUN
aseas-2905	81	24	(	(	PUNCT
aseas-2905	81	25	ando	ando	PROPN
aseas-2905	81	26	&	&	CCONJ
aseas-2905	81	27	modigliani	modigliani	PROPN
aseas-2905	81	28	,	,	PUNCT
aseas-2905	81	29	1963	1963	NUM
aseas-2905	81	30	)	)	PUNCT
aseas-2905	81	31	.	.	PUNCT
aseas-2905	82	1	by	by	ADP
aseas-2905	82	2	comparison	comparison	NOUN
aseas-2905	82	3	,	,	PUNCT
aseas-2905	82	4	the	the	DET
aseas-2905	82	5	behavioral	behavioral	ADJ
aseas-2905	82	6	life	life	NOUN
aseas-2905	82	7	-	-	PUNCT
aseas-2905	82	8	cycle	cycle	NOUN
aseas-2905	82	9	theory	theory	NOUN
aseas-2905	82	10	of	of	ADP
aseas-2905	82	11	shefrin	shefrin	NOUN
aseas-2905	82	12	and	and	CCONJ
aseas-2905	82	13	thaler	thaler	NOUN
aseas-2905	82	14	(	(	PUNCT
aseas-2905	82	15	1988	1988	NUM
aseas-2905	82	16	)	)	PUNCT
aseas-2905	82	17	has	have	VERB
aseas-2905	82	18	three	three	NUM
aseas-2905	82	19	additional	additional	ADJ
aseas-2905	82	20	important	important	ADJ
aseas-2905	82	21	behavioral	behavioral	ADJ
aseas-2905	82	22	features	feature	NOUN
aseas-2905	82	23	that	that	PRON
aseas-2905	82	24	are	be	AUX
aseas-2905	82	25	often	often	ADV
aseas-2905	82	26	absent	absent	ADJ
aseas-2905	82	27	in	in	ADP
aseas-2905	82	28	economic	economic	ADJ
aseas-2905	82	29	analyses	analysis	NOUN
aseas-2905	82	30	:	:	PUNCT
aseas-2905	82	31	self	self	NOUN
aseas-2905	82	32	-	-	PUNCT
aseas-2905	82	33	control	control	NOUN
aseas-2905	82	34	,	,	PUNCT
aseas-2905	82	35	mental	mental	ADJ
aseas-2905	82	36	accounting	accounting	NOUN
aseas-2905	82	37	,	,	PUNCT
aseas-2905	82	38	and	and	CCONJ
aseas-2905	82	39	framing	frame	VERB
aseas-2905	82	40	.	.	PUNCT
aseas-2905	83	1	through	through	ADP
aseas-2905	83	2	the	the	DET
aseas-2905	83	3	lens	lens	NOUN
aseas-2905	83	4	of	of	ADP
aseas-2905	83	5	behavioral	behavioral	ADJ
aseas-2905	83	6	figure	figure	NOUN
aseas-2905	83	7	2	2	NUM
aseas-2905	83	8	:	:	PUNCT
aseas-2905	83	9	domestic	domestic	ADJ
aseas-2905	83	10	credit	credit	NOUN
aseas-2905	83	11	to	to	ADP
aseas-2905	83	12	the	the	DET
aseas-2905	83	13	private	private	ADJ
aseas-2905	83	14	sector	sector	NOUN
aseas-2905	83	15	in	in	ADP
aseas-2905	83	16	percentage	percentage	NOUN
aseas-2905	83	17	to	to	ADP
aseas-2905	83	18	gdp	gdp	NOUN
aseas-2905	83	19	(	(	PUNCT
aseas-2905	83	20	world	world	PROPN
aseas-2905	83	21	bank	bank	PROPN
aseas-2905	83	22	)	)	PUNCT
aseas-2905	83	23	.	.	PUNCT
aseas-2905	84	1	96	96	NUM
aseas-2905	85	1	|	|	NOUN
aseas-2905	85	2	aseas	asea	NOUN
aseas-2905	85	3	12(1	12(1	NUM
aseas-2905	85	4	)	)	PUNCT
aseas-2905	85	5	the	the	DET
aseas-2905	85	6	new	new	ADJ
aseas-2905	85	7	politics	politic	NOUN
aseas-2905	85	8	of	of	ADP
aseas-2905	85	9	debt	debt	NOUN
aseas-2905	85	10	in	in	ADP
aseas-2905	85	11	the	the	DET
aseas-2905	85	12	transition	transition	NOUN
aseas-2905	85	13	economy	economy	NOUN
aseas-2905	85	14	of	of	ADP
aseas-2905	85	15	vietnam	vietnam	PROPN
aseas-2905	85	16	economics	economic	NOUN
aseas-2905	85	17	,	,	PUNCT
aseas-2905	85	18	mental	mental	ADJ
aseas-2905	85	19	accounting	accounting	NOUN
aseas-2905	85	20	,	,	PUNCT
aseas-2905	85	21	as	as	SCONJ
aseas-2905	85	22	opposed	oppose	VERB
aseas-2905	85	23	to	to	PART
aseas-2905	85	24	discount	discount	NOUN
aseas-2905	85	25	rates	rate	NOUN
aseas-2905	85	26	,	,	PUNCT
aseas-2905	85	27	takes	take	VERB
aseas-2905	85	28	central	central	ADJ
aseas-2905	85	29	stage	stage	NOUN
aseas-2905	85	30	in	in	ADP
aseas-2905	85	31	an	an	DET
aseas-2905	85	32	individual	individual	NOUN
aseas-2905	85	33	’s	’s	PART
aseas-2905	85	34	decisions	decision	NOUN
aseas-2905	85	35	about	about	ADP
aseas-2905	85	36	whether	whether	SCONJ
aseas-2905	85	37	to	to	PART
aseas-2905	85	38	spend	spend	VERB
aseas-2905	85	39	and	and	CCONJ
aseas-2905	85	40	borrow	borrow	VERB
aseas-2905	85	41	(	(	PUNCT
aseas-2905	85	42	shefrin	shefrin	NOUN
aseas-2905	85	43	&	&	CCONJ
aseas-2905	85	44	thaler	thaler	PROPN
aseas-2905	85	45	,	,	PUNCT
aseas-2905	85	46	1988	1988	NUM
aseas-2905	85	47	)	)	PUNCT
aseas-2905	85	48	.	.	PUNCT
aseas-2905	86	1	it	it	PRON
aseas-2905	86	2	is	be	AUX
aseas-2905	86	3	worth	worth	ADJ
aseas-2905	86	4	noting	note	VERB
aseas-2905	86	5	that	that	SCONJ
aseas-2905	86	6	there	there	PRON
aseas-2905	86	7	is	be	VERB
aseas-2905	86	8	a	a	DET
aseas-2905	86	9	lack	lack	NOUN
aseas-2905	86	10	of	of	ADP
aseas-2905	86	11	a	a	DET
aseas-2905	86	12	comprehensive	comprehensive	ADJ
aseas-2905	86	13	framework	framework	NOUN
aseas-2905	86	14	uniting	unite	VERB
aseas-2905	86	15	the	the	DET
aseas-2905	86	16	fields	field	NOUN
aseas-2905	86	17	of	of	ADP
aseas-2905	86	18	economics	economic	NOUN
aseas-2905	86	19	,	,	PUNCT
aseas-2905	86	20	sociology	sociology	NOUN
aseas-2905	86	21	,	,	PUNCT
aseas-2905	86	22	and	and	CCONJ
aseas-2905	86	23	psychology	psychology	NOUN
aseas-2905	86	24	in	in	ADP
aseas-2905	86	25	the	the	DET
aseas-2905	86	26	study	study	NOUN
aseas-2905	86	27	of	of	ADP
aseas-2905	86	28	over	over	ADP
aseas-2905	86	29	-	-	PUNCT
aseas-2905	86	30	indebtedness	indebtedness	NOUN
aseas-2905	86	31	and	and	CCONJ
aseas-2905	86	32	its	its	PRON
aseas-2905	86	33	causes	cause	NOUN
aseas-2905	86	34	,	,	PUNCT
aseas-2905	86	35	possibly	possibly	ADV
aseas-2905	86	36	because	because	SCONJ
aseas-2905	86	37	there	there	PRON
aseas-2905	86	38	is	be	VERB
aseas-2905	86	39	no	no	DET
aseas-2905	86	40	universal	universal	ADJ
aseas-2905	86	41	definition	definition	NOUN
aseas-2905	86	42	of	of	ADP
aseas-2905	86	43	personal	personal	ADJ
aseas-2905	86	44	over	over	ADP
aseas-2905	86	45	-	-	PUNCT
aseas-2905	86	46	indebtedness	indebtedness	NOUN
aseas-2905	86	47	(	(	PUNCT
aseas-2905	86	48	schicks	schick	NOUN
aseas-2905	86	49	,	,	PUNCT
aseas-2905	86	50	2013a	2013a	NUM
aseas-2905	86	51	)	)	PUNCT
aseas-2905	86	52	.	.	PUNCT
aseas-2905	87	1	while	while	SCONJ
aseas-2905	87	2	over	over	ADP
aseas-2905	87	3	-	-	PUNCT
aseas-2905	87	4	indebtedness	indebtedness	NOUN
aseas-2905	87	5	is	be	AUX
aseas-2905	87	6	clearly	clearly	ADV
aseas-2905	87	7	an	an	DET
aseas-2905	87	8	undesirable	undesirable	ADJ
aseas-2905	87	9	consequence	consequence	NOUN
aseas-2905	87	10	for	for	ADP
aseas-2905	87	11	both	both	CCONJ
aseas-2905	87	12	the	the	DET
aseas-2905	87	13	borrower	borrower	NOUN
aseas-2905	87	14	and	and	CCONJ
aseas-2905	87	15	lender	lender	NOUN
aseas-2905	87	16	and	and	CCONJ
aseas-2905	87	17	should	should	AUX
aseas-2905	87	18	not	not	PART
aseas-2905	87	19	exist	exist	VERB
aseas-2905	87	20	in	in	ADP
aseas-2905	87	21	perfect	perfect	ADJ
aseas-2905	87	22	markets	market	NOUN
aseas-2905	87	23	,	,	PUNCT
aseas-2905	87	24	there	there	PRON
aseas-2905	87	25	are	be	VERB
aseas-2905	87	26	outside	outside	ADJ
aseas-2905	87	27	influences	influence	NOUN
aseas-2905	87	28	such	such	ADJ
aseas-2905	87	29	as	as	ADP
aseas-2905	87	30	external	external	ADJ
aseas-2905	87	31	shocks	shock	NOUN
aseas-2905	87	32	,	,	PUNCT
aseas-2905	87	33	personal	personal	ADJ
aseas-2905	87	34	shocks	shock	NOUN
aseas-2905	87	35	,	,	PUNCT
aseas-2905	87	36	and	and	CCONJ
aseas-2905	87	37	the	the	DET
aseas-2905	87	38	behavior	behavior	NOUN
aseas-2905	87	39	of	of	ADP
aseas-2905	87	40	both	both	CCONJ
aseas-2905	87	41	lender	lender	NOUN
aseas-2905	87	42	and	and	CCONJ
aseas-2905	87	43	borrower	borrower	NOUN
aseas-2905	87	44	that	that	PRON
aseas-2905	87	45	ultimately	ultimately	ADV
aseas-2905	87	46	result	result	VERB
aseas-2905	87	47	in	in	ADP
aseas-2905	87	48	hazardous	hazardous	ADJ
aseas-2905	87	49	lending	lending	NOUN
aseas-2905	87	50	and	and	CCONJ
aseas-2905	87	51	borrowing	borrowing	NOUN
aseas-2905	87	52	practices	practice	NOUN
aseas-2905	87	53	(	(	PUNCT
aseas-2905	87	54	schicks	schick	NOUN
aseas-2905	87	55	,	,	PUNCT
aseas-2905	87	56	2013a	2013a	NUM
aseas-2905	87	57	)	)	PUNCT
aseas-2905	87	58	.	.	PUNCT
aseas-2905	88	1	in	in	ADP
aseas-2905	88	2	terms	term	NOUN
aseas-2905	88	3	of	of	ADP
aseas-2905	88	4	the	the	DET
aseas-2905	88	5	external	external	ADJ
aseas-2905	88	6	factors	factor	NOUN
aseas-2905	88	7	,	,	PUNCT
aseas-2905	88	8	meniago	meniago	PROPN
aseas-2905	88	9	et	et	PROPN
aseas-2905	88	10	al	al	PROPN
aseas-2905	88	11	.	.	PROPN
aseas-2905	89	1	(	(	PUNCT
aseas-2905	89	2	2013	2013	NUM
aseas-2905	89	3	)	)	PUNCT
aseas-2905	89	4	confirmed	confirm	VERB
aseas-2905	89	5	that	that	SCONJ
aseas-2905	89	6	rising	rise	VERB
aseas-2905	89	7	household	household	NOUN
aseas-2905	89	8	debt	debt	NOUN
aseas-2905	89	9	was	be	AUX
aseas-2905	89	10	heavily	heavily	ADV
aseas-2905	89	11	affected	affect	VERB
aseas-2905	89	12	by	by	ADP
aseas-2905	89	13	positive	positive	ADJ
aseas-2905	89	14	changes	change	NOUN
aseas-2905	89	15	in	in	ADP
aseas-2905	89	16	the	the	DET
aseas-2905	89	17	consumer	consumer	NOUN
aseas-2905	89	18	price	price	NOUN
aseas-2905	89	19	index	index	NOUN
aseas-2905	89	20	,	,	PUNCT
aseas-2905	89	21	gdp	gdp	NOUN
aseas-2905	89	22	,	,	PUNCT
aseas-2905	89	23	and	and	CCONJ
aseas-2905	89	24	household	household	NOUN
aseas-2905	89	25	consumption	consumption	NOUN
aseas-2905	89	26	.	.	PUNCT
aseas-2905	90	1	negative	negative	ADJ
aseas-2905	90	2	changes	change	NOUN
aseas-2905	90	3	in	in	ADP
aseas-2905	90	4	income	income	NOUN
aseas-2905	90	5	also	also	ADV
aseas-2905	90	6	affected	affect	VERB
aseas-2905	90	7	household	household	NOUN
aseas-2905	90	8	borrowing	borrowing	NOUN
aseas-2905	90	9	(	(	PUNCT
aseas-2905	90	10	meniago	meniago	PROPN
aseas-2905	90	11	et	et	PROPN
aseas-2905	90	12	al	al	PROPN
aseas-2905	90	13	.	.	PROPN
aseas-2905	90	14	,	,	PUNCT
aseas-2905	90	15	2013	2013	NUM
aseas-2905	90	16	)	)	PUNCT
aseas-2905	90	17	.	.	PUNCT
aseas-2905	91	1	in	in	ADP
aseas-2905	91	2	sum	sum	NOUN
aseas-2905	91	3	,	,	PUNCT
aseas-2905	91	4	most	most	ADJ
aseas-2905	91	5	cases	case	NOUN
aseas-2905	91	6	of	of	ADP
aseas-2905	91	7	severe	severe	ADJ
aseas-2905	91	8	indebtedness	indebtedness	NOUN
aseas-2905	91	9	mark	mark	VERB
aseas-2905	91	10	the	the	DET
aseas-2905	91	11	coexistence	coexistence	NOUN
aseas-2905	91	12	of	of	ADP
aseas-2905	91	13	poor	poor	ADJ
aseas-2905	91	14	socio	socio	NOUN
aseas-2905	91	15	-	-	PUNCT
aseas-2905	91	16	economic	economic	ADJ
aseas-2905	91	17	conditions	condition	NOUN
aseas-2905	91	18	,	,	PUNCT
aseas-2905	91	19	vulnerability	vulnerability	NOUN
aseas-2905	91	20	to	to	ADP
aseas-2905	91	21	destitution	destitution	NOUN
aseas-2905	91	22	,	,	PUNCT
aseas-2905	91	23	multiple	multiple	ADJ
aseas-2905	91	24	borrowing	borrowing	NOUN
aseas-2905	91	25	,	,	PUNCT
aseas-2905	91	26	financial	financial	ADJ
aseas-2905	91	27	illiteracy	illiteracy	NOUN
aseas-2905	91	28	(	(	PUNCT
aseas-2905	91	29	grohmann	grohmann	NOUN
aseas-2905	91	30	,	,	PUNCT
aseas-2905	91	31	2018	2018	NUM
aseas-2905	91	32	;	;	PUNCT
aseas-2905	91	33	gutiérreznieto	gutiérreznieto	VERB
aseas-2905	91	34	et	et	PROPN
aseas-2905	91	35	al	al	PROPN
aseas-2905	91	36	.	.	PROPN
aseas-2905	91	37	,	,	PUNCT
aseas-2905	91	38	2017	2017	NUM
aseas-2905	91	39	;	;	PUNCT
aseas-2905	91	40	schicks	schick	NOUN
aseas-2905	91	41	,	,	PUNCT
aseas-2905	91	42	2013a	2013a	NUM
aseas-2905	91	43	)	)	PUNCT
aseas-2905	91	44	,	,	PUNCT
aseas-2905	91	45	lack	lack	NOUN
aseas-2905	91	46	of	of	ADP
aseas-2905	91	47	home	home	NOUN
aseas-2905	91	48	ownership	ownership	NOUN
aseas-2905	91	49	,	,	PUNCT
aseas-2905	91	50	and	and	CCONJ
aseas-2905	91	51	having	have	VERB
aseas-2905	91	52	more	more	ADJ
aseas-2905	91	53	children	child	NOUN
aseas-2905	91	54	or	or	CCONJ
aseas-2905	91	55	being	be	AUX
aseas-2905	91	56	single	single	ADJ
aseas-2905	91	57	parents	parent	NOUN
aseas-2905	91	58	(	(	PUNCT
aseas-2905	91	59	lea	lea	PROPN
aseas-2905	91	60	et	et	PROPN
aseas-2905	91	61	al	al	PROPN
aseas-2905	91	62	.	.	PROPN
aseas-2905	91	63	,	,	PUNCT
aseas-2905	91	64	1993	1993	NUM
aseas-2905	91	65	)	)	PUNCT
aseas-2905	91	66	.	.	PUNCT
aseas-2905	92	1	additionally	additionally	ADV
aseas-2905	92	2	,	,	PUNCT
aseas-2905	92	3	the	the	DET
aseas-2905	92	4	demand	demand	NOUN
aseas-2905	92	5	for	for	ADP
aseas-2905	92	6	debt	debt	NOUN
aseas-2905	92	7	,	,	PUNCT
aseas-2905	92	8	especially	especially	ADV
aseas-2905	92	9	in	in	ADP
aseas-2905	92	10	developing	develop	VERB
aseas-2905	92	11	-	-	PUNCT
aseas-2905	92	12	country	country	NOUN
aseas-2905	92	13	settings	setting	NOUN
aseas-2905	92	14	,	,	PUNCT
aseas-2905	92	15	may	may	AUX
aseas-2905	92	16	be	be	AUX
aseas-2905	92	17	driven	drive	VERB
aseas-2905	92	18	by	by	ADP
aseas-2905	92	19	household	household	NOUN
aseas-2905	92	20	income	income	NOUN
aseas-2905	92	21	,	,	PUNCT
aseas-2905	92	22	the	the	DET
aseas-2905	92	23	age	age	NOUN
aseas-2905	92	24	of	of	ADP
aseas-2905	92	25	household	household	NOUN
aseas-2905	92	26	head	head	NOUN
aseas-2905	92	27	,	,	PUNCT
aseas-2905	92	28	and	and	CCONJ
aseas-2905	92	29	level	level	NOUN
aseas-2905	92	30	of	of	ADP
aseas-2905	92	31	education	education	NOUN
aseas-2905	92	32	(	(	PUNCT
aseas-2905	92	33	chen	chen	PROPN
aseas-2905	92	34	&	&	CCONJ
aseas-2905	92	35	chivakul	chivakul	PROPN
aseas-2905	92	36	,	,	PUNCT
aseas-2905	92	37	2008	2008	NUM
aseas-2905	92	38	)	)	PUNCT
aseas-2905	92	39	,	,	PUNCT
aseas-2905	92	40	poor	poor	ADJ
aseas-2905	92	41	health	health	NOUN
aseas-2905	92	42	conditions	condition	NOUN
aseas-2905	92	43	,	,	PUNCT
aseas-2905	92	44	gender	gender	NOUN
aseas-2905	92	45	,	,	PUNCT
aseas-2905	92	46	and	and	CCONJ
aseas-2905	92	47	ethnicity	ethnicity	NOUN
aseas-2905	92	48	(	(	PUNCT
aseas-2905	92	49	godquin	godquin	NOUN
aseas-2905	92	50	,	,	PUNCT
aseas-2905	92	51	2004	2004	NUM
aseas-2905	92	52	)	)	PUNCT
aseas-2905	92	53	.	.	PUNCT
aseas-2905	93	1	in	in	ADP
aseas-2905	93	2	reviewing	review	VERB
aseas-2905	93	3	the	the	DET
aseas-2905	93	4	literature	literature	NOUN
aseas-2905	93	5	on	on	ADP
aseas-2905	93	6	the	the	DET
aseas-2905	93	7	cognitive	cognitive	ADJ
aseas-2905	93	8	and	and	CCONJ
aseas-2905	93	9	psychological	psychological	ADJ
aseas-2905	93	10	biases	bias	NOUN
aseas-2905	93	11	that	that	PRON
aseas-2905	93	12	can	can	AUX
aseas-2905	93	13	lead	lead	VERB
aseas-2905	93	14	to	to	ADP
aseas-2905	93	15	over	over	ADP
aseas-2905	93	16	-	-	PUNCT
aseas-2905	93	17	borrowing	borrowing	NOUN
aseas-2905	93	18	,	,	PUNCT
aseas-2905	93	19	schicks	schick	NOUN
aseas-2905	93	20	(	(	PUNCT
aseas-2905	93	21	2013a	2013a	NUM
aseas-2905	93	22	)	)	PUNCT
aseas-2905	93	23	listed	list	VERB
aseas-2905	93	24	bounded	bounded	ADJ
aseas-2905	93	25	rationality	rationality	NOUN
aseas-2905	93	26	,	,	PUNCT
aseas-2905	93	27	financial	financial	ADJ
aseas-2905	93	28	illiteracy	illiteracy	NOUN
aseas-2905	93	29	,	,	PUNCT
aseas-2905	93	30	overconfidence	overconfidence	NOUN
aseas-2905	93	31	bias	bias	NOUN
aseas-2905	93	32	,	,	PUNCT
aseas-2905	93	33	and	and	CCONJ
aseas-2905	93	34	habit	habit	NOUN
aseas-2905	93	35	persistence	persistence	NOUN
aseas-2905	93	36	as	as	ADP
aseas-2905	93	37	some	some	DET
aseas-2905	93	38	major	major	ADJ
aseas-2905	93	39	causes	cause	NOUN
aseas-2905	93	40	of	of	ADP
aseas-2905	93	41	over	over	ADP
aseas-2905	93	42	-	-	PUNCT
aseas-2905	93	43	consumption	consumption	NOUN
aseas-2905	93	44	and	and	CCONJ
aseas-2905	93	45	underestimation	underestimation	NOUN
aseas-2905	93	46	of	of	ADP
aseas-2905	93	47	indebtedness	indebtedness	NOUN
aseas-2905	93	48	risk	risk	NOUN
aseas-2905	93	49	.	.	PUNCT
aseas-2905	94	1	gutiérrez	gutiérrez	PROPN
aseas-2905	94	2	-	-	PUNCT
aseas-2905	94	3	nieto	nieto	PROPN
aseas-2905	94	4	et	et	PROPN
aseas-2905	94	5	al	al	PROPN
aseas-2905	94	6	.	.	PROPN
aseas-2905	95	1	(	(	PUNCT
aseas-2905	95	2	2017	2017	NUM
aseas-2905	95	3	)	)	PUNCT
aseas-2905	95	4	agreed	agree	VERB
aseas-2905	95	5	that	that	SCONJ
aseas-2905	95	6	the	the	DET
aseas-2905	95	7	propensity	propensity	NOUN
aseas-2905	95	8	to	to	ADP
aseas-2905	95	9	indebtedness	indebtedness	NOUN
aseas-2905	95	10	concerns	concern	NOUN
aseas-2905	95	11	the	the	DET
aseas-2905	95	12	borrower	borrower	NOUN
aseas-2905	95	13	’s	’s	PART
aseas-2905	95	14	financial	financial	ADJ
aseas-2905	95	15	attitudes	attitude	NOUN
aseas-2905	95	16	,	,	PUNCT
aseas-2905	95	17	which	which	PRON
aseas-2905	95	18	could	could	AUX
aseas-2905	95	19	be	be	AUX
aseas-2905	95	20	explained	explain	VERB
aseas-2905	95	21	through	through	ADP
aseas-2905	95	22	behavioral	behavioral	ADJ
aseas-2905	95	23	economics	economic	NOUN
aseas-2905	95	24	and	and	CCONJ
aseas-2905	95	25	psychology	psychology	NOUN
aseas-2905	95	26	.	.	PUNCT
aseas-2905	96	1	for	for	ADP
aseas-2905	96	2	instance	instance	NOUN
aseas-2905	96	3	,	,	PUNCT
aseas-2905	96	4	the	the	DET
aseas-2905	96	5	prospect	prospect	NOUN
aseas-2905	96	6	theory	theory	NOUN
aseas-2905	96	7	of	of	ADP
aseas-2905	96	8	kahneman	kahneman	NOUN
aseas-2905	96	9	and	and	CCONJ
aseas-2905	96	10	tversky	tversky	PROPN
aseas-2905	96	11	(	(	PUNCT
aseas-2905	96	12	1979	1979	NUM
aseas-2905	96	13	)	)	PUNCT
aseas-2905	96	14	,	,	PUNCT
aseas-2905	96	15	which	which	PRON
aseas-2905	96	16	argues	argue	VERB
aseas-2905	96	17	that	that	SCONJ
aseas-2905	96	18	people	people	NOUN
aseas-2905	96	19	are	be	AUX
aseas-2905	96	20	risk	risk	NOUN
aseas-2905	96	21	-	-	PUNCT
aseas-2905	96	22	averse	averse	ADJ
aseas-2905	96	23	in	in	ADP
aseas-2905	96	24	gains	gain	NOUN
aseas-2905	96	25	and	and	CCONJ
aseas-2905	96	26	risk	risk	NOUN
aseas-2905	96	27	-	-	PUNCT
aseas-2905	96	28	takers	taker	NOUN
aseas-2905	96	29	in	in	ADP
aseas-2905	96	30	losses	loss	NOUN
aseas-2905	96	31	,	,	PUNCT
aseas-2905	96	32	may	may	AUX
aseas-2905	96	33	explain	explain	VERB
aseas-2905	96	34	the	the	DET
aseas-2905	96	35	pursuit	pursuit	NOUN
aseas-2905	96	36	of	of	ADP
aseas-2905	96	37	a	a	DET
aseas-2905	96	38	highly	highly	ADV
aseas-2905	96	39	materialistic	materialistic	ADJ
aseas-2905	96	40	lifestyle	lifestyle	NOUN
aseas-2905	96	41	as	as	ADV
aseas-2905	96	42	well	well	ADV
aseas-2905	96	43	as	as	ADP
aseas-2905	96	44	over	over	ADP
aseas-2905	96	45	-	-	PUNCT
aseas-2905	96	46	borrowing	borrowing	NOUN
aseas-2905	96	47	.	.	PUNCT
aseas-2905	97	1	several	several	ADJ
aseas-2905	97	2	studies	study	NOUN
aseas-2905	97	3	have	have	AUX
aseas-2905	97	4	provided	provide	VERB
aseas-2905	97	5	evidence	evidence	NOUN
aseas-2905	97	6	for	for	ADP
aseas-2905	97	7	the	the	DET
aseas-2905	97	8	association	association	NOUN
aseas-2905	97	9	of	of	ADP
aseas-2905	97	10	materialism	materialism	NOUN
aseas-2905	97	11	with	with	ADP
aseas-2905	97	12	lack	lack	NOUN
aseas-2905	97	13	of	of	ADP
aseas-2905	97	14	financial	financial	ADJ
aseas-2905	97	15	well	well	NOUN
aseas-2905	97	16	-	-	PUNCT
aseas-2905	97	17	being	being	NOUN
aseas-2905	97	18	and	and	CCONJ
aseas-2905	97	19	personal	personal	ADJ
aseas-2905	97	20	debt	debt	NOUN
aseas-2905	97	21	(	(	PUNCT
aseas-2905	97	22	garðarsdóttir	garðarsdóttir	NOUN
aseas-2905	97	23	&	&	CCONJ
aseas-2905	97	24	dittmar	dittmar	PROPN
aseas-2905	97	25	,	,	PUNCT
aseas-2905	97	26	2012	2012	NUM
aseas-2905	97	27	;	;	PUNCT
aseas-2905	97	28	nepomuceno	nepomuceno	PROPN
aseas-2905	97	29	&	&	CCONJ
aseas-2905	97	30	laroche	laroche	PROPN
aseas-2905	97	31	,	,	PUNCT
aseas-2905	97	32	2015	2015	NUM
aseas-2905	97	33	)	)	PUNCT
aseas-2905	97	34	,	,	PUNCT
aseas-2905	97	35	in	in	ADP
aseas-2905	97	36	addition	addition	NOUN
aseas-2905	97	37	to	to	ADP
aseas-2905	97	38	a	a	DET
aseas-2905	97	39	positive	positive	ADJ
aseas-2905	97	40	association	association	NOUN
aseas-2905	97	41	between	between	ADP
aseas-2905	97	42	the	the	DET
aseas-2905	97	43	lack	lack	NOUN
aseas-2905	97	44	of	of	ADP
aseas-2905	97	45	self	self	NOUN
aseas-2905	97	46	-	-	PUNCT
aseas-2905	97	47	control	control	NOUN
aseas-2905	97	48	and	and	CCONJ
aseas-2905	97	49	self	self	NOUN
aseas-2905	97	50	-	-	PUNCT
aseas-2905	97	51	reported	report	VERB
aseas-2905	97	52	excessive	excessive	ADJ
aseas-2905	97	53	financial	financial	ADJ
aseas-2905	97	54	burdens	burden	NOUN
aseas-2905	97	55	of	of	ADP
aseas-2905	97	56	debt	debt	NOUN
aseas-2905	97	57	(	(	PUNCT
aseas-2905	97	58	gathergood	gathergood	NOUN
aseas-2905	97	59	,	,	PUNCT
aseas-2905	97	60	2012	2012	NUM
aseas-2905	97	61	;	;	PUNCT
aseas-2905	97	62	strömbäck	strömbäck	NOUN
aseas-2905	97	63	,	,	PUNCT
aseas-2905	97	64	lind	lind	PROPN
aseas-2905	97	65	,	,	PUNCT
aseas-2905	97	66	skagerlund	skagerlund	NOUN
aseas-2905	97	67	,	,	PUNCT
aseas-2905	97	68	västfjäll	västfjäll	ADJ
aseas-2905	97	69	,	,	PUNCT
aseas-2905	97	70	&	&	CCONJ
aseas-2905	97	71	tinghög	tinghög	NOUN
aseas-2905	97	72	,	,	PUNCT
aseas-2905	97	73	2017	2017	NUM
aseas-2905	97	74	)	)	PUNCT
aseas-2905	97	75	.	.	PUNCT
aseas-2905	98	1	as	as	ADP
aseas-2905	98	2	part	part	NOUN
aseas-2905	98	3	of	of	ADP
aseas-2905	98	4	the	the	DET
aseas-2905	98	5	theory	theory	NOUN
aseas-2905	98	6	of	of	ADP
aseas-2905	98	7	economic	economic	ADJ
aseas-2905	98	8	socialization	socialization	NOUN
aseas-2905	98	9	(	(	PUNCT
aseas-2905	98	10	lunt	lunt	PROPN
aseas-2905	98	11	&	&	CCONJ
aseas-2905	98	12	furnham	furnham	PROPN
aseas-2905	98	13	,	,	PUNCT
aseas-2905	98	14	1996	1996	NUM
aseas-2905	98	15	)	)	PUNCT
aseas-2905	98	16	,	,	PUNCT
aseas-2905	98	17	when	when	SCONJ
aseas-2905	98	18	looking	look	VERB
aseas-2905	98	19	at	at	ADP
aseas-2905	98	20	the	the	DET
aseas-2905	98	21	social	social	ADJ
aseas-2905	98	22	support	support	NOUN
aseas-2905	98	23	for	for	ADP
aseas-2905	98	24	debt	debt	NOUN
aseas-2905	98	25	,	,	PUNCT
aseas-2905	98	26	lea	lea	PROPN
aseas-2905	98	27	et	et	PROPN
aseas-2905	98	28	al	al	PROPN
aseas-2905	98	29	.	.	PROPN
aseas-2905	99	1	(	(	PUNCT
aseas-2905	99	2	1993	1993	NUM
aseas-2905	99	3	,	,	PUNCT
aseas-2905	99	4	1995	1995	NUM
aseas-2905	99	5	)	)	PUNCT
aseas-2905	99	6	found	find	VERB
aseas-2905	99	7	a	a	DET
aseas-2905	99	8	crucial	crucial	ADJ
aseas-2905	99	9	predictor	predictor	NOUN
aseas-2905	99	10	of	of	ADP
aseas-2905	99	11	debt	debt	NOUN
aseas-2905	99	12	status	status	NOUN
aseas-2905	99	13	was	be	AUX
aseas-2905	99	14	whether	whether	SCONJ
aseas-2905	99	15	an	an	DET
aseas-2905	99	16	individual	individual	NOUN
aseas-2905	99	17	knew	know	VERB
aseas-2905	99	18	other	other	ADJ
aseas-2905	99	19	people	people	NOUN
aseas-2905	99	20	around	around	ADP
aseas-2905	99	21	them	they	PRON
aseas-2905	99	22	who	who	PRON
aseas-2905	99	23	were	be	AUX
aseas-2905	99	24	indebted	indebte	VERB
aseas-2905	99	25	.	.	PUNCT
aseas-2905	100	1	similarly	similarly	ADV
aseas-2905	100	2	,	,	PUNCT
aseas-2905	100	3	the	the	DET
aseas-2905	100	4	attitude	attitude	NOUN
aseas-2905	100	5	of	of	ADP
aseas-2905	100	6	debt	debt	NOUN
aseas-2905	100	7	tolerance	tolerance	NOUN
aseas-2905	100	8	could	could	AUX
aseas-2905	100	9	arise	arise	VERB
aseas-2905	100	10	from	from	ADP
aseas-2905	100	11	social	social	ADJ
aseas-2905	100	12	comparisons	comparison	NOUN
aseas-2905	100	13	–	–	PUNCT
aseas-2905	100	14	one	one	PRON
aseas-2905	100	15	may	may	AUX
aseas-2905	100	16	compare	compare	VERB
aseas-2905	100	17	oneself	oneself	PRON
aseas-2905	100	18	to	to	ADP
aseas-2905	100	19	other	other	ADJ
aseas-2905	100	20	people	people	NOUN
aseas-2905	100	21	who	who	PRON
aseas-2905	100	22	have	have	VERB
aseas-2905	100	23	more	more	ADJ
aseas-2905	100	24	economic	economic	ADJ
aseas-2905	100	25	resources	resource	NOUN
aseas-2905	100	26	,	,	PUNCT
aseas-2905	100	27	and	and	CCONJ
aseas-2905	100	28	,	,	PUNCT
aseas-2905	100	29	thus	thus	ADV
aseas-2905	100	30	,	,	PUNCT
aseas-2905	100	31	want	want	VERB
aseas-2905	100	32	to	to	PART
aseas-2905	100	33	have	have	VERB
aseas-2905	100	34	the	the	DET
aseas-2905	100	35	same	same	ADJ
aseas-2905	100	36	goods	good	NOUN
aseas-2905	100	37	and	and	CCONJ
aseas-2905	100	38	services	service	NOUN
aseas-2905	100	39	enjoyed	enjoy	VERB
aseas-2905	100	40	by	by	ADP
aseas-2905	100	41	others	other	NOUN
aseas-2905	100	42	,	,	PUNCT
aseas-2905	100	43	risking	risk	VERB
aseas-2905	100	44	overspending	overspend	VERB
aseas-2905	100	45	one	one	NUM
aseas-2905	100	46	’s	’s	PART
aseas-2905	100	47	income	income	NOUN
aseas-2905	100	48	(	(	PUNCT
aseas-2905	100	49	lunt	lunt	PROPN
aseas-2905	100	50	&	&	CCONJ
aseas-2905	100	51	livingstone	livingstone	PROPN
aseas-2905	100	52	,	,	PUNCT
aseas-2905	100	53	1991	1991	NUM
aseas-2905	100	54	)	)	PUNCT
aseas-2905	100	55	.	.	PUNCT
aseas-2905	101	1	debt	debt	NOUN
aseas-2905	101	2	,	,	PUNCT
aseas-2905	101	3	debt	debt	NOUN
aseas-2905	101	4	,	,	PUNCT
aseas-2905	101	5	more	more	ADJ
aseas-2905	101	6	debt	debt	NOUN
aseas-2905	101	7	on	on	ADP
aseas-2905	101	8	the	the	DET
aseas-2905	101	9	basis	basis	NOUN
aseas-2905	101	10	of	of	ADP
aseas-2905	101	11	the	the	DET
aseas-2905	101	12	economics	economic	NOUN
aseas-2905	101	13	and	and	CCONJ
aseas-2905	101	14	social	social	ADJ
aseas-2905	101	15	-	-	PUNCT
aseas-2905	101	16	psychology	psychology	NOUN
aseas-2905	101	17	of	of	ADP
aseas-2905	101	18	indebtedness	indebtedness	NOUN
aseas-2905	101	19	,	,	PUNCT
aseas-2905	101	20	this	this	DET
aseas-2905	101	21	section	section	NOUN
aseas-2905	101	22	delves	delve	VERB
aseas-2905	101	23	into	into	ADP
aseas-2905	101	24	(	(	PUNCT
aseas-2905	101	25	a	a	X
aseas-2905	101	26	)	)	PUNCT
aseas-2905	101	27	the	the	DET
aseas-2905	101	28	severity	severity	NOUN
aseas-2905	101	29	of	of	ADP
aseas-2905	101	30	the	the	DET
aseas-2905	101	31	debt	debt	NOUN
aseas-2905	101	32	problem	problem	NOUN
aseas-2905	101	33	at	at	ADP
aseas-2905	101	34	the	the	DET
aseas-2905	101	35	household	household	NOUN
aseas-2905	101	36	and	and	CCONJ
aseas-2905	101	37	corporate	corporate	ADJ
aseas-2905	101	38	levels	level	NOUN
aseas-2905	101	39	in	in	ADP
aseas-2905	101	40	vietnam	vietnam	PROPN
aseas-2905	101	41	and	and	CCONJ
aseas-2905	101	42	(	(	PUNCT
aseas-2905	101	43	b	b	X
aseas-2905	101	44	)	)	PUNCT
aseas-2905	101	45	the	the	DET
aseas-2905	101	46	underlying	underlie	VERB
aseas-2905	101	47	causes	cause	NOUN
aseas-2905	101	48	of	of	ADP
aseas-2905	101	49	these	these	DET
aseas-2905	101	50	problems	problem	NOUN
aseas-2905	101	51	.	.	PUNCT
aseas-2905	102	1	aseas	asea	NOUN
aseas-2905	102	2	12(1	12(1	NUM
aseas-2905	102	3	)	)	PUNCT
aseas-2905	103	1	|	|	ADV
aseas-2905	103	2	97	97	NUM
aseas-2905	103	3	hong	hong	PROPN
aseas-2905	103	4	-	-	PUNCT
aseas-2905	103	5	kong	kong	PROPN
aseas-2905	103	6	t.	t.	PROPN
aseas-2905	103	7	nguyen	nguyen	NOUN
aseas-2905	103	8	,	,	PUNCT
aseas-2905	103	9	viet	viet	NOUN
aseas-2905	103	10	-	-	PUNCT
aseas-2905	103	11	ha	ha	PROPN
aseas-2905	103	12	t.	t.	PROPN
aseas-2905	103	13	nguyen	nguyen	NOUN
aseas-2905	103	14	,	,	PUNCT
aseas-2905	103	15	thu	thu	PROPN
aseas-2905	103	16	-	-	PUNCT
aseas-2905	103	17	trang	trang	PROPN
aseas-2905	103	18	vuong	vuong	PROPN
aseas-2905	103	19	,	,	PUNCT
aseas-2905	103	20	manh	manh	PROPN
aseas-2905	103	21	-	-	PUNCT
aseas-2905	103	22	tung	tung	PROPN
aseas-2905	103	23	ho	ho	PROPN
aseas-2905	103	24	,	,	PUNCT
aseas-2905	103	25	&	&	CCONJ
aseas-2905	103	26	quan	quan	PROPN
aseas-2905	103	27	-	-	PUNCT
aseas-2905	103	28	hoang	hoang	PROPN
aseas-2905	103	29	vuong	vuong	PROPN
aseas-2905	103	30	rising	rise	VERB
aseas-2905	103	31	personal	personal	ADJ
aseas-2905	103	32	debt	debt	NOUN
aseas-2905	103	33	this	this	DET
aseas-2905	103	34	section	section	NOUN
aseas-2905	103	35	first	first	ADV
aseas-2905	103	36	looks	look	VERB
aseas-2905	103	37	at	at	ADP
aseas-2905	103	38	vietnam	vietnam	PROPN
aseas-2905	103	39	’s	’s	PART
aseas-2905	103	40	rising	rise	VERB
aseas-2905	103	41	personal	personal	ADJ
aseas-2905	103	42	debt	debt	NOUN
aseas-2905	103	43	,	,	PUNCT
aseas-2905	103	44	which	which	PRON
aseas-2905	103	45	includes	include	VERB
aseas-2905	103	46	household	household	NOUN
aseas-2905	103	47	and	and	CCONJ
aseas-2905	103	48	consumer	consumer	NOUN
aseas-2905	103	49	debt	debt	NOUN
aseas-2905	103	50	.	.	PUNCT
aseas-2905	104	1	according	accord	VERB
aseas-2905	104	2	to	to	ADP
aseas-2905	104	3	le	le	X
aseas-2905	104	4	et	et	PROPN
aseas-2905	104	5	al	al	PROPN
aseas-2905	104	6	.	.	PROPN
aseas-2905	105	1	(	(	PUNCT
aseas-2905	105	2	2016	2016	NUM
aseas-2905	105	3	)	)	PUNCT
aseas-2905	105	4	,	,	PUNCT
aseas-2905	105	5	vietnam	vietnam	PROPN
aseas-2905	105	6	does	do	AUX
aseas-2905	105	7	not	not	PART
aseas-2905	105	8	have	have	VERB
aseas-2905	105	9	official	official	ADJ
aseas-2905	105	10	household	household	NOUN
aseas-2905	105	11	debt	debt	NOUN
aseas-2905	105	12	statistics	statistic	NOUN
aseas-2905	105	13	in	in	ADP
aseas-2905	105	14	line	line	NOUN
aseas-2905	105	15	with	with	ADP
aseas-2905	105	16	oecd	oecd	PROPN
aseas-2905	105	17	definition	definition	NOUN
aseas-2905	105	18	–	–	PUNCT
aseas-2905	105	19	which	which	PRON
aseas-2905	105	20	covers	cover	VERB
aseas-2905	105	21	“	"	PUNCT
aseas-2905	105	22	all	all	DET
aseas-2905	105	23	liabilities	liability	NOUN
aseas-2905	105	24	that	that	PRON
aseas-2905	105	25	require	require	VERB
aseas-2905	105	26	payment	payment	NOUN
aseas-2905	105	27	or	or	CCONJ
aseas-2905	105	28	payments	payment	NOUN
aseas-2905	105	29	of	of	ADP
aseas-2905	105	30	interest	interest	NOUN
aseas-2905	105	31	or	or	CCONJ
aseas-2905	105	32	principal	principal	NOUN
aseas-2905	105	33	by	by	ADP
aseas-2905	105	34	household	household	NOUN
aseas-2905	105	35	to	to	ADP
aseas-2905	105	36	the	the	DET
aseas-2905	105	37	creditor	creditor	NOUN
aseas-2905	105	38	at	at	ADP
aseas-2905	105	39	a	a	DET
aseas-2905	105	40	date	date	NOUN
aseas-2905	105	41	or	or	CCONJ
aseas-2905	105	42	dates	date	NOUN
aseas-2905	105	43	in	in	ADP
aseas-2905	105	44	the	the	DET
aseas-2905	105	45	future	future	NOUN
aseas-2905	105	46	”	"	PUNCT
aseas-2905	105	47	(	(	PUNCT
aseas-2905	105	48	oecd	oecd	PROPN
aseas-2905	105	49	,	,	PUNCT
aseas-2905	105	50	2018	2018	NUM
aseas-2905	105	51	)	)	PUNCT
aseas-2905	105	52	.	.	PUNCT
aseas-2905	106	1	the	the	DET
aseas-2905	106	2	available	available	ADJ
aseas-2905	106	3	data	datum	NOUN
aseas-2905	106	4	from	from	ADP
aseas-2905	106	5	the	the	DET
aseas-2905	106	6	banking	banking	NOUN
aseas-2905	106	7	system	system	NOUN
aseas-2905	106	8	only	only	ADV
aseas-2905	106	9	allow	allow	VERB
aseas-2905	106	10	us	we	PRON
aseas-2905	106	11	to	to	PART
aseas-2905	106	12	evaluate	evaluate	VERB
aseas-2905	106	13	household	household	NOUN
aseas-2905	106	14	debt	debt	NOUN
aseas-2905	106	15	through	through	ADP
aseas-2905	106	16	the	the	DET
aseas-2905	106	17	outstanding	outstanding	ADJ
aseas-2905	106	18	loans	loan	NOUN
aseas-2905	106	19	to	to	ADP
aseas-2905	106	20	individuals	individual	NOUN
aseas-2905	106	21	and	and	CCONJ
aseas-2905	106	22	outstanding	outstanding	ADJ
aseas-2905	106	23	loans	loan	NOUN
aseas-2905	106	24	to	to	ADP
aseas-2905	106	25	production	production	NOUN
aseas-2905	106	26	and	and	CCONJ
aseas-2905	106	27	business	business	NOUN
aseas-2905	106	28	households	household	NOUN
aseas-2905	106	29	.	.	PUNCT
aseas-2905	107	1	despite	despite	SCONJ
aseas-2905	107	2	the	the	DET
aseas-2905	107	3	limitation	limitation	NOUN
aseas-2905	107	4	in	in	ADP
aseas-2905	107	5	unifying	unify	VERB
aseas-2905	107	6	the	the	DET
aseas-2905	107	7	data	datum	NOUN
aseas-2905	107	8	,	,	PUNCT
aseas-2905	107	9	we	we	PRON
aseas-2905	107	10	note	note	VERB
aseas-2905	107	11	the	the	DET
aseas-2905	107	12	rapid	rapid	ADJ
aseas-2905	107	13	growth	growth	NOUN
aseas-2905	107	14	in	in	ADP
aseas-2905	107	15	household	household	NOUN
aseas-2905	107	16	debt	debt	NOUN
aseas-2905	107	17	in	in	ADP
aseas-2905	107	18	vietnam	vietnam	NOUN
aseas-2905	107	19	between	between	ADP
aseas-2905	107	20	2000	2000	NUM
aseas-2905	107	21	and	and	CCONJ
aseas-2905	107	22	2016	2016	NUM
aseas-2905	107	23	.	.	PUNCT
aseas-2905	108	1	debt	debt	NOUN
aseas-2905	108	2	grew	grow	VERB
aseas-2905	108	3	by	by	ADP
aseas-2905	108	4	an	an	DET
aseas-2905	108	5	average	average	NOUN
aseas-2905	108	6	of	of	ADP
aseas-2905	108	7	28.58	28.58	NUM
aseas-2905	108	8	%	%	NOUN
aseas-2905	108	9	per	per	ADP
aseas-2905	108	10	year	year	NOUN
aseas-2905	108	11	,	,	PUNCT
aseas-2905	108	12	a	a	DET
aseas-2905	108	13	51	51	NUM
aseas-2905	108	14	-	-	ADJ
aseas-2905	108	15	fold	fold	ADJ
aseas-2905	108	16	surge	surge	NOUN
aseas-2905	108	17	from	from	ADP
aseas-2905	108	18	vnd	vnd	PROPN
aseas-2905	108	19	41.3	41.3	NUM
aseas-2905	108	20	trillion	trillion	NUM
aseas-2905	108	21	in	in	ADP
aseas-2905	108	22	2000	2000	NUM
aseas-2905	108	23	to	to	PART
aseas-2905	108	24	vnd	vnd	PROPN
aseas-2905	108	25	2,116.2	2,116.2	NUM
aseas-2905	108	26	trillion	trillion	NUM
aseas-2905	108	27	in	in	ADP
aseas-2905	108	28	2016	2016	NUM
aseas-2905	108	29	(	(	PUNCT
aseas-2905	108	30	le	le	X
aseas-2905	108	31	et	et	PROPN
aseas-2905	108	32	al	al	PROPN
aseas-2905	108	33	.	.	PROPN
aseas-2905	108	34	,	,	PUNCT
aseas-2905	108	35	2016	2016	NUM
aseas-2905	108	36	)	)	PUNCT
aseas-2905	108	37	.	.	PUNCT
aseas-2905	109	1	in	in	ADP
aseas-2905	109	2	terms	term	NOUN
aseas-2905	109	3	of	of	ADP
aseas-2905	109	4	household	household	NOUN
aseas-2905	109	5	debt	debt	NOUN
aseas-2905	109	6	-	-	PUNCT
aseas-2905	109	7	to	to	ADP
aseas-2905	109	8	-	-	PUNCT
aseas-2905	109	9	gdp	gdp	NOUN
aseas-2905	109	10	ratio	ratio	NOUN
aseas-2905	109	11	,	,	PUNCT
aseas-2905	109	12	the	the	DET
aseas-2905	109	13	figure	figure	NOUN
aseas-2905	109	14	hovered	hover	VERB
aseas-2905	109	15	around	around	ADV
aseas-2905	109	16	12	12	NUM
aseas-2905	109	17	%	%	NOUN
aseas-2905	109	18	from	from	ADP
aseas-2905	109	19	2000	2000	NUM
aseas-2905	109	20	to	to	ADP
aseas-2905	109	21	2006	2006	NUM
aseas-2905	109	22	,	,	PUNCT
aseas-2905	109	23	but	but	CCONJ
aseas-2905	109	24	rose	rise	VERB
aseas-2905	109	25	sharply	sharply	ADV
aseas-2905	109	26	to	to	ADP
aseas-2905	109	27	30.2	30.2	NUM
aseas-2905	109	28	%	%	NOUN
aseas-2905	109	29	by	by	ADP
aseas-2905	109	30	2011	2011	NUM
aseas-2905	109	31	,	,	PUNCT
aseas-2905	109	32	then	then	ADV
aseas-2905	109	33	hit	hit	VERB
aseas-2905	109	34	47	47	NUM
aseas-2905	109	35	%	%	NOUN
aseas-2905	109	36	in	in	ADP
aseas-2905	109	37	2016	2016	NUM
aseas-2905	109	38	(	(	PUNCT
aseas-2905	109	39	le	le	X
aseas-2905	109	40	et	et	PROPN
aseas-2905	109	41	al	al	PROPN
aseas-2905	109	42	.	.	PROPN
aseas-2905	109	43	,	,	PUNCT
aseas-2905	109	44	2016	2016	NUM
aseas-2905	109	45	)	)	PUNCT
aseas-2905	109	46	.	.	PUNCT
aseas-2905	110	1	this	this	PRON
aseas-2905	110	2	is	be	AUX
aseas-2905	110	3	significantly	significantly	ADV
aseas-2905	110	4	higher	high	ADJ
aseas-2905	110	5	than	than	ADP
aseas-2905	110	6	the	the	DET
aseas-2905	110	7	median	median	ADJ
aseas-2905	110	8	household	household	NOUN
aseas-2905	110	9	debt	debt	NOUN
aseas-2905	110	10	-	-	PUNCT
aseas-2905	110	11	to	to	ADP
aseas-2905	110	12	-	-	PUNCT
aseas-2905	110	13	gdp	gdp	NOUN
aseas-2905	110	14	ratio	ratio	NOUN
aseas-2905	110	15	in	in	ADP
aseas-2905	110	16	emerging	emerge	VERB
aseas-2905	110	17	market	market	NOUN
aseas-2905	110	18	economies	economy	NOUN
aseas-2905	110	19	,	,	PUNCT
aseas-2905	110	20	which	which	PRON
aseas-2905	110	21	was	be	AUX
aseas-2905	110	22	21	21	NUM
aseas-2905	110	23	%	%	NOUN
aseas-2905	110	24	in	in	ADP
aseas-2905	110	25	2016	2016	NUM
aseas-2905	110	26	(	(	PUNCT
aseas-2905	110	27	international	international	ADJ
aseas-2905	110	28	monetary	monetary	ADJ
aseas-2905	110	29	fund	fund	NOUN
aseas-2905	110	30	,	,	PUNCT
aseas-2905	110	31	2017	2017	NUM
aseas-2905	110	32	)	)	PUNCT
aseas-2905	110	33	.	.	PUNCT
aseas-2905	111	1	economists	economist	NOUN
aseas-2905	111	2	have	have	AUX
aseas-2905	111	3	cautioned	caution	VERB
aseas-2905	111	4	that	that	SCONJ
aseas-2905	111	5	if	if	SCONJ
aseas-2905	111	6	this	this	DET
aseas-2905	111	7	figure	figure	NOUN
aseas-2905	111	8	surpasses	surpass	VERB
aseas-2905	111	9	65	65	NUM
aseas-2905	111	10	%	%	NOUN
aseas-2905	111	11	it	it	PRON
aseas-2905	111	12	could	could	AUX
aseas-2905	111	13	jeopardize	jeopardize	VERB
aseas-2905	111	14	the	the	DET
aseas-2905	111	15	financial	financial	ADJ
aseas-2905	111	16	stability	stability	NOUN
aseas-2905	111	17	of	of	ADP
aseas-2905	111	18	both	both	CCONJ
aseas-2905	111	19	the	the	DET
aseas-2905	111	20	households	household	NOUN
aseas-2905	111	21	and	and	CCONJ
aseas-2905	111	22	the	the	DET
aseas-2905	111	23	nation	nation	NOUN
aseas-2905	111	24	(	(	PUNCT
aseas-2905	111	25	alter	alter	PROPN
aseas-2905	111	26	,	,	PUNCT
aseas-2905	111	27	feng	feng	PROPN
aseas-2905	111	28	,	,	PUNCT
aseas-2905	111	29	&	&	CCONJ
aseas-2905	111	30	valckx	valckx	PROPN
aseas-2905	111	31	,	,	PUNCT
aseas-2905	111	32	2018	2018	NUM
aseas-2905	111	33	;	;	PUNCT
aseas-2905	111	34	international	international	ADJ
aseas-2905	111	35	monetary	monetary	ADJ
aseas-2905	111	36	fund	fund	NOUN
aseas-2905	111	37	,	,	PUNCT
aseas-2905	111	38	2017	2017	NUM
aseas-2905	111	39	)	)	PUNCT
aseas-2905	111	40	.	.	PUNCT
aseas-2905	112	1	given	give	VERB
aseas-2905	112	2	the	the	DET
aseas-2905	112	3	rapid	rapid	ADJ
aseas-2905	112	4	surge	surge	NOUN
aseas-2905	112	5	of	of	ADP
aseas-2905	112	6	the	the	DET
aseas-2905	112	7	household	household	NOUN
aseas-2905	112	8	debt	debt	NOUN
aseas-2905	112	9	-	-	PUNCT
aseas-2905	112	10	to	to	ADP
aseas-2905	112	11	-	-	PUNCT
aseas-2905	112	12	gdp	gdp	NOUN
aseas-2905	112	13	ratio	ratio	NOUN
aseas-2905	112	14	in	in	ADP
aseas-2905	112	15	recent	recent	ADJ
aseas-2905	112	16	years	year	NOUN
aseas-2905	112	17	and	and	CCONJ
aseas-2905	112	18	the	the	DET
aseas-2905	112	19	well	well	ADV
aseas-2905	112	20	-	-	PUNCT
aseas-2905	112	21	documented	document	VERB
aseas-2905	112	22	incidence	incidence	NOUN
aseas-2905	112	23	of	of	ADP
aseas-2905	112	24	multiple	multiple	ADJ
aseas-2905	112	25	borrowing	borrowing	NOUN
aseas-2905	112	26	and	and	CCONJ
aseas-2905	112	27	over	over	ADP
aseas-2905	112	28	-	-	PUNCT
aseas-2905	112	29	indebtedness	indebtedness	NOUN
aseas-2905	112	30	among	among	ADP
aseas-2905	112	31	microcredit	microcredit	NOUN
aseas-2905	112	32	borrowers	borrower	NOUN
aseas-2905	112	33	in	in	ADP
aseas-2905	112	34	developing	develop	VERB
aseas-2905	112	35	countries	country	NOUN
aseas-2905	112	36	(	(	PUNCT
aseas-2905	112	37	chichaibelu	chichaibelu	NOUN
aseas-2905	112	38	&	&	CCONJ
aseas-2905	112	39	waibel	waibel	PROPN
aseas-2905	112	40	,	,	PUNCT
aseas-2905	112	41	2018	2018	NUM
aseas-2905	112	42	)	)	PUNCT
aseas-2905	112	43	,	,	PUNCT
aseas-2905	112	44	the	the	DET
aseas-2905	112	45	risk	risk	NOUN
aseas-2905	112	46	of	of	ADP
aseas-2905	112	47	over	over	ADP
aseas-2905	112	48	-	-	PUNCT
aseas-2905	112	49	borrowing	borrowing	NOUN
aseas-2905	112	50	is	be	AUX
aseas-2905	112	51	of	of	ADP
aseas-2905	112	52	legitimate	legitimate	ADJ
aseas-2905	112	53	concern	concern	NOUN
aseas-2905	112	54	.	.	PUNCT
aseas-2905	113	1	when	when	SCONJ
aseas-2905	113	2	looking	look	VERB
aseas-2905	113	3	at	at	ADP
aseas-2905	113	4	household	household	NOUN
aseas-2905	113	5	indebtedness	indebtedness	NOUN
aseas-2905	113	6	in	in	ADP
aseas-2905	113	7	rural	rural	ADJ
aseas-2905	113	8	vietnam	vietnam	PROPN
aseas-2905	113	9	,	,	PUNCT
aseas-2905	113	10	one	one	NUM
aseas-2905	113	11	study	study	NOUN
aseas-2905	113	12	has	have	AUX
aseas-2905	113	13	noted	note	VERB
aseas-2905	113	14	a	a	DET
aseas-2905	113	15	high	high	ADJ
aseas-2905	113	16	incidence	incidence	NOUN
aseas-2905	113	17	of	of	ADP
aseas-2905	113	18	indebtedness	indebtedness	NOUN
aseas-2905	113	19	in	in	ADP
aseas-2905	113	20	the	the	DET
aseas-2905	113	21	period	period	NOUN
aseas-2905	113	22	between	between	ADP
aseas-2905	113	23	2007	2007	NUM
aseas-2905	113	24	and	and	CCONJ
aseas-2905	113	25	2011	2011	NUM
aseas-2905	113	26	such	such	ADJ
aseas-2905	113	27	that	that	SCONJ
aseas-2905	113	28	up	up	ADP
aseas-2905	113	29	to	to	PART
aseas-2905	113	30	76	76	NUM
aseas-2905	113	31	%	%	NOUN
aseas-2905	113	32	of	of	ADP
aseas-2905	113	33	vietnamese	vietnamese	ADJ
aseas-2905	113	34	households	household	NOUN
aseas-2905	113	35	had	have	AUX
aseas-2905	113	36	taken	take	VERB
aseas-2905	113	37	out	out	ADP
aseas-2905	113	38	at	at	ADV
aseas-2905	113	39	least	least	ADV
aseas-2905	113	40	one	one	NUM
aseas-2905	113	41	loan	loan	NOUN
aseas-2905	113	42	,	,	PUNCT
aseas-2905	113	43	and	and	CCONJ
aseas-2905	113	44	the	the	DET
aseas-2905	113	45	trend	trend	NOUN
aseas-2905	113	46	of	of	ADP
aseas-2905	113	47	taking	take	VERB
aseas-2905	113	48	out	out	ADP
aseas-2905	113	49	multiple	multiple	ADJ
aseas-2905	113	50	loans	loan	NOUN
aseas-2905	113	51	rose	rise	VERB
aseas-2905	113	52	steadily	steadily	ADV
aseas-2905	113	53	and	and	CCONJ
aseas-2905	113	54	peaked	peak	VERB
aseas-2905	113	55	in	in	ADP
aseas-2905	113	56	2011	2011	NUM
aseas-2905	113	57	(	(	PUNCT
aseas-2905	113	58	chichaibelu	chichaibelu	NOUN
aseas-2905	113	59	&	&	CCONJ
aseas-2905	113	60	waibel	waibel	PROPN
aseas-2905	113	61	,	,	PUNCT
aseas-2905	113	62	2018	2018	NUM
aseas-2905	113	63	)	)	PUNCT
aseas-2905	113	64	.	.	PUNCT
aseas-2905	114	1	however	however	ADV
aseas-2905	114	2	,	,	PUNCT
aseas-2905	114	3	household	household	NOUN
aseas-2905	114	4	over	over	ADP
aseas-2905	114	5	-	-	PUNCT
aseas-2905	114	6	indebtedness	indebtedness	NOUN
aseas-2905	114	7	in	in	ADP
aseas-2905	114	8	rural	rural	ADJ
aseas-2905	114	9	vietnam	vietnam	PROPN
aseas-2905	114	10	,	,	PUNCT
aseas-2905	114	11	which	which	PRON
aseas-2905	114	12	is	be	AUX
aseas-2905	114	13	counted	count	VERB
aseas-2905	114	14	in	in	ADP
aseas-2905	114	15	terms	term	NOUN
aseas-2905	114	16	of	of	ADP
aseas-2905	114	17	a	a	DET
aseas-2905	114	18	household	household	NOUN
aseas-2905	114	19	’s	’s	PART
aseas-2905	114	20	ratio	ratio	NOUN
aseas-2905	114	21	of	of	ADP
aseas-2905	114	22	debt	debt	NOUN
aseas-2905	114	23	service	service	NOUN
aseas-2905	114	24	to	to	ADP
aseas-2905	114	25	income	income	NOUN
aseas-2905	114	26	(	(	PUNCT
aseas-2905	114	27	above	above	ADP
aseas-2905	114	28	50	50	NUM
aseas-2905	114	29	%	%	NOUN
aseas-2905	114	30	)	)	PUNCT
aseas-2905	114	31	,	,	PUNCT
aseas-2905	114	32	was	be	AUX
aseas-2905	114	33	found	find	VERB
aseas-2905	114	34	to	to	PART
aseas-2905	114	35	be	be	AUX
aseas-2905	114	36	a	a	DET
aseas-2905	114	37	less	less	ADV
aseas-2905	114	38	persistent	persistent	ADJ
aseas-2905	114	39	problem	problem	NOUN
aseas-2905	114	40	than	than	ADP
aseas-2905	114	41	in	in	ADP
aseas-2905	114	42	rural	rural	ADJ
aseas-2905	114	43	thailand	thailand	PROPN
aseas-2905	114	44	due	due	ADP
aseas-2905	114	45	to	to	ADP
aseas-2905	114	46	the	the	DET
aseas-2905	114	47	social	social	ADJ
aseas-2905	114	48	monitoring	monitoring	NOUN
aseas-2905	114	49	of	of	ADP
aseas-2905	114	50	debt	debt	NOUN
aseas-2905	114	51	status	status	NOUN
aseas-2905	114	52	and	and	CCONJ
aseas-2905	114	53	repayment	repayment	NOUN
aseas-2905	114	54	by	by	ADP
aseas-2905	114	55	the	the	DET
aseas-2905	114	56	rural	rural	ADJ
aseas-2905	114	57	communities	community	NOUN
aseas-2905	114	58	(	(	PUNCT
aseas-2905	114	59	chichaibelu	chichaibelu	NOUN
aseas-2905	114	60	&	&	CCONJ
aseas-2905	114	61	waibel	waibel	PROPN
aseas-2905	114	62	,	,	PUNCT
aseas-2905	114	63	2018	2018	NUM
aseas-2905	114	64	;	;	PUNCT
aseas-2905	114	65	okae	okae	NOUN
aseas-2905	114	66	,	,	PUNCT
aseas-2905	114	67	2009	2009	NUM
aseas-2905	114	68	)	)	PUNCT
aseas-2905	114	69	.	.	PUNCT
aseas-2905	115	1	as	as	SCONJ
aseas-2905	115	2	discussed	discuss	VERB
aseas-2905	115	3	in	in	ADP
aseas-2905	115	4	the	the	DET
aseas-2905	115	5	literature	literature	NOUN
aseas-2905	115	6	on	on	ADP
aseas-2905	115	7	over	over	ADP
aseas-2905	115	8	-	-	PUNCT
aseas-2905	115	9	indebtedness	indebtedness	NOUN
aseas-2905	115	10	,	,	PUNCT
aseas-2905	115	11	unexpected	unexpected	ADJ
aseas-2905	115	12	shocks	shock	NOUN
aseas-2905	115	13	to	to	ADP
aseas-2905	115	14	income	income	NOUN
aseas-2905	115	15	and	and	CCONJ
aseas-2905	115	16	expenses	expense	NOUN
aseas-2905	115	17	are	be	AUX
aseas-2905	115	18	seen	see	VERB
aseas-2905	115	19	to	to	PART
aseas-2905	115	20	be	be	AUX
aseas-2905	115	21	important	important	ADJ
aseas-2905	115	22	causes	cause	NOUN
aseas-2905	115	23	of	of	ADP
aseas-2905	115	24	over	over	ADP
aseas-2905	115	25	-	-	PUNCT
aseas-2905	115	26	borrowing	borrowing	NOUN
aseas-2905	115	27	in	in	ADP
aseas-2905	115	28	vietnam	vietnam	PROPN
aseas-2905	115	29	,	,	PUNCT
aseas-2905	115	30	although	although	SCONJ
aseas-2905	115	31	its	its	PRON
aseas-2905	115	32	effects	effect	NOUN
aseas-2905	115	33	,	,	PUNCT
aseas-2905	115	34	whether	whether	SCONJ
aseas-2905	115	35	transitory	transitory	ADJ
aseas-2905	115	36	or	or	CCONJ
aseas-2905	115	37	long	long	ADJ
aseas-2905	115	38	-	-	PUNCT
aseas-2905	115	39	term	term	NOUN
aseas-2905	115	40	,	,	PUNCT
aseas-2905	115	41	depend	depend	VERB
aseas-2905	115	42	on	on	ADP
aseas-2905	115	43	community	community	NOUN
aseas-2905	115	44	support	support	NOUN
aseas-2905	115	45	and	and	CCONJ
aseas-2905	115	46	social	social	ADJ
aseas-2905	115	47	ties	tie	NOUN
aseas-2905	115	48	(	(	PUNCT
aseas-2905	115	49	chichaibelu	chichaibelu	NOUN
aseas-2905	115	50	&	&	CCONJ
aseas-2905	115	51	waibel	waibel	PROPN
aseas-2905	115	52	,	,	PUNCT
aseas-2905	115	53	2018	2018	NUM
aseas-2905	115	54	)	)	PUNCT
aseas-2905	115	55	.	.	PUNCT
aseas-2905	116	1	a	a	DET
aseas-2905	116	2	potential	potential	ADJ
aseas-2905	116	3	explanation	explanation	NOUN
aseas-2905	116	4	for	for	ADP
aseas-2905	116	5	why	why	SCONJ
aseas-2905	116	6	indebtedness	indebtedness	NOUN
aseas-2905	116	7	in	in	ADP
aseas-2905	116	8	rural	rural	ADJ
aseas-2905	116	9	vietnam	vietnam	NOUN
aseas-2905	116	10	is	be	AUX
aseas-2905	116	11	not	not	PART
aseas-2905	116	12	yet	yet	ADV
aseas-2905	116	13	problematic	problematic	ADJ
aseas-2905	116	14	is	be	AUX
aseas-2905	116	15	the	the	DET
aseas-2905	116	16	recent	recent	ADJ
aseas-2905	116	17	development	development	NOUN
aseas-2905	116	18	of	of	ADP
aseas-2905	116	19	rural	rural	ADJ
aseas-2905	116	20	credit	credit	NOUN
aseas-2905	116	21	,	,	PUNCT
aseas-2905	116	22	which	which	PRON
aseas-2905	116	23	means	mean	VERB
aseas-2905	116	24	rural	rural	ADJ
aseas-2905	116	25	financial	financial	ADJ
aseas-2905	116	26	institutions	institution	NOUN
aseas-2905	116	27	still	still	ADV
aseas-2905	116	28	rely	rely	VERB
aseas-2905	116	29	on	on	ADP
aseas-2905	116	30	customary	customary	ADJ
aseas-2905	116	31	norms	norm	NOUN
aseas-2905	116	32	and	and	CCONJ
aseas-2905	116	33	peer	peer	NOUN
aseas-2905	116	34	pressure	pressure	NOUN
aseas-2905	116	35	within	within	ADP
aseas-2905	116	36	local	local	ADJ
aseas-2905	116	37	communities	community	NOUN
aseas-2905	116	38	to	to	PART
aseas-2905	116	39	facilitate	facilitate	VERB
aseas-2905	116	40	loan	loan	NOUN
aseas-2905	116	41	repayment	repayment	NOUN
aseas-2905	116	42	(	(	PUNCT
aseas-2905	116	43	chichaibelu	chichaibelu	NOUN
aseas-2905	116	44	&	&	CCONJ
aseas-2905	116	45	waibel	waibel	PROPN
aseas-2905	116	46	,	,	PUNCT
aseas-2905	116	47	2018	2018	NUM
aseas-2905	116	48	)	)	PUNCT
aseas-2905	116	49	.	.	PUNCT
aseas-2905	117	1	in	in	ADP
aseas-2905	117	2	most	most	ADJ
aseas-2905	117	3	cases	case	NOUN
aseas-2905	117	4	,	,	PUNCT
aseas-2905	117	5	the	the	DET
aseas-2905	117	6	high	high	ADJ
aseas-2905	117	7	transaction	transaction	NOUN
aseas-2905	117	8	costs	cost	NOUN
aseas-2905	117	9	and	and	CCONJ
aseas-2905	117	10	complex	complex	ADJ
aseas-2905	117	11	procedures	procedure	NOUN
aseas-2905	117	12	at	at	ADP
aseas-2905	117	13	formal	formal	ADJ
aseas-2905	117	14	credit	credit	NOUN
aseas-2905	117	15	institutions	institution	NOUN
aseas-2905	117	16	would	would	AUX
aseas-2905	117	17	drive	drive	VERB
aseas-2905	117	18	low	low	ADJ
aseas-2905	117	19	-	-	PUNCT
aseas-2905	117	20	income	income	NOUN
aseas-2905	117	21	vietnamese	vietnamese	ADJ
aseas-2905	117	22	consumers	consumer	NOUN
aseas-2905	117	23	toward	toward	ADP
aseas-2905	117	24	informal	informal	ADJ
aseas-2905	117	25	sources	source	NOUN
aseas-2905	117	26	,	,	PUNCT
aseas-2905	117	27	such	such	ADJ
aseas-2905	117	28	as	as	ADP
aseas-2905	117	29	họ	họ	NOUN
aseas-2905	117	30	/	/	SYM
aseas-2905	117	31	hụi	hụi	NOUN
aseas-2905	117	32	,	,	PUNCT
aseas-2905	117	33	a	a	DET
aseas-2905	117	34	rotating	rotate	VERB
aseas-2905	117	35	savings	saving	NOUN
aseas-2905	117	36	and	and	CCONJ
aseas-2905	117	37	credit	credit	NOUN
aseas-2905	117	38	association	association	NOUN
aseas-2905	117	39	(	(	PUNCT
aseas-2905	117	40	rosca	rosca	PROPN
aseas-2905	117	41	)	)	PUNCT
aseas-2905	117	42	,	,	PUNCT
aseas-2905	117	43	to	to	PART
aseas-2905	117	44	meet	meet	VERB
aseas-2905	117	45	their	their	PRON
aseas-2905	117	46	financial	financial	ADJ
aseas-2905	117	47	needs	need	NOUN
aseas-2905	117	48	(	(	PUNCT
aseas-2905	117	49	vietnam	vietnam	NOUN
aseas-2905	117	50	microfinance	microfinance	NOUN
aseas-2905	117	51	working	working	NOUN
aseas-2905	117	52	group	group	NOUN
aseas-2905	117	53	,	,	PUNCT
aseas-2905	117	54	2014	2014	NUM
aseas-2905	117	55	)	)	PUNCT
aseas-2905	117	56	.	.	PUNCT
aseas-2905	118	1	while	while	SCONJ
aseas-2905	118	2	microfinance	microfinance	NOUN
aseas-2905	118	3	is	be	AUX
aseas-2905	118	4	often	often	ADV
aseas-2905	118	5	hailed	hail	VERB
aseas-2905	118	6	as	as	ADP
aseas-2905	118	7	an	an	DET
aseas-2905	118	8	alternative	alternative	ADJ
aseas-2905	118	9	channel	channel	NOUN
aseas-2905	118	10	that	that	PRON
aseas-2905	118	11	improves	improve	VERB
aseas-2905	118	12	credit	credit	NOUN
aseas-2905	118	13	accessibility	accessibility	NOUN
aseas-2905	118	14	for	for	ADP
aseas-2905	118	15	low	low	ADJ
aseas-2905	118	16	-	-	PUNCT
aseas-2905	118	17	income	income	NOUN
aseas-2905	118	18	clients	client	NOUN
aseas-2905	118	19	(	(	PUNCT
aseas-2905	118	20	vietnam	vietnam	PROPN
aseas-2905	118	21	microfinance	microfinance	NOUN
aseas-2905	118	22	working	working	NOUN
aseas-2905	118	23	group	group	NOUN
aseas-2905	118	24	,	,	PUNCT
aseas-2905	118	25	2014	2014	NUM
aseas-2905	118	26	,	,	PUNCT
aseas-2905	118	27	p.	p.	NOUN
aseas-2905	118	28	101	101	NUM
aseas-2905	118	29	)	)	PUNCT
aseas-2905	118	30	,	,	PUNCT
aseas-2905	118	31	two	two	NUM
aseas-2905	118	32	problems	problem	NOUN
aseas-2905	118	33	remain	remain	VERB
aseas-2905	118	34	:	:	PUNCT
aseas-2905	118	35	(	(	PUNCT
aseas-2905	118	36	a	a	X
aseas-2905	118	37	)	)	PUNCT
aseas-2905	118	38	low	low	ADJ
aseas-2905	118	39	-	-	PUNCT
aseas-2905	118	40	interest	interest	NOUN
aseas-2905	118	41	rate	rate	NOUN
aseas-2905	118	42	loans	loan	NOUN
aseas-2905	118	43	are	be	AUX
aseas-2905	118	44	not	not	PART
aseas-2905	118	45	available	available	ADJ
aseas-2905	118	46	to	to	ADP
aseas-2905	118	47	everyone	everyone	PRON
aseas-2905	118	48	because	because	SCONJ
aseas-2905	118	49	semi	semi	ADJ
aseas-2905	118	50	-	-	ADJ
aseas-2905	118	51	formal	formal	ADJ
aseas-2905	118	52	lenders	lender	NOUN
aseas-2905	118	53	tend	tend	VERB
aseas-2905	118	54	to	to	PART
aseas-2905	118	55	seek	seek	VERB
aseas-2905	118	56	out	out	ADP
aseas-2905	118	57	borrowers	borrower	NOUN
aseas-2905	118	58	who	who	PRON
aseas-2905	118	59	meet	meet	VERB
aseas-2905	118	60	their	their	PRON
aseas-2905	118	61	criteria	criterion	NOUN
aseas-2905	118	62	(	(	PUNCT
aseas-2905	118	63	pham	pham	PROPN
aseas-2905	118	64	&	&	CCONJ
aseas-2905	118	65	lensink	lensink	PROPN
aseas-2905	118	66	,	,	PUNCT
aseas-2905	118	67	2008	2008	NUM
aseas-2905	118	68	,	,	PUNCT
aseas-2905	118	69	p.	p.	NOUN
aseas-2905	118	70	243	243	NUM
aseas-2905	118	71	)	)	PUNCT
aseas-2905	118	72	,	,	PUNCT
aseas-2905	118	73	and	and	CCONJ
aseas-2905	118	74	(	(	PUNCT
aseas-2905	118	75	b	b	X
aseas-2905	118	76	)	)	PUNCT
aseas-2905	118	77	the	the	DET
aseas-2905	118	78	lack	lack	NOUN
aseas-2905	118	79	of	of	ADP
aseas-2905	118	80	effect	effect	NOUN
aseas-2905	118	81	on	on	ADP
aseas-2905	118	82	the	the	DET
aseas-2905	118	83	income	income	NOUN
aseas-2905	118	84	components	component	NOUN
aseas-2905	118	85	of	of	ADP
aseas-2905	118	86	ethnic	ethnic	ADJ
aseas-2905	118	87	98	98	NUM
aseas-2905	118	88	|	|	NOUN
aseas-2905	118	89	aseas	asea	NOUN
aseas-2905	118	90	12(1	12(1	NUM
aseas-2905	118	91	)	)	PUNCT
aseas-2905	118	92	the	the	DET
aseas-2905	118	93	new	new	ADJ
aseas-2905	118	94	politics	politic	NOUN
aseas-2905	118	95	of	of	ADP
aseas-2905	118	96	debt	debt	NOUN
aseas-2905	118	97	in	in	ADP
aseas-2905	118	98	the	the	DET
aseas-2905	118	99	transition	transition	NOUN
aseas-2905	118	100	economy	economy	NOUN
aseas-2905	118	101	of	of	ADP
aseas-2905	118	102	vietnam	vietnam	PROPN
aseas-2905	118	103	minorities	minority	NOUN
aseas-2905	118	104	and	and	CCONJ
aseas-2905	118	105	households	household	NOUN
aseas-2905	118	106	with	with	ADP
aseas-2905	118	107	less	less	ADV
aseas-2905	118	108	favorable	favorable	ADJ
aseas-2905	118	109	economic	economic	ADJ
aseas-2905	118	110	conditions	condition	NOUN
aseas-2905	118	111	(	(	PUNCT
aseas-2905	118	112	do	do	VERB
aseas-2905	118	113	&	&	CCONJ
aseas-2905	118	114	bauer	bauer	PROPN
aseas-2905	118	115	,	,	PUNCT
aseas-2905	118	116	2016	2016	NUM
aseas-2905	118	117	)	)	PUNCT
aseas-2905	118	118	.	.	PUNCT
aseas-2905	119	1	even	even	ADV
aseas-2905	119	2	worse	bad	ADJ
aseas-2905	119	3	,	,	PUNCT
aseas-2905	119	4	schicks	schick	NOUN
aseas-2905	119	5	(	(	PUNCT
aseas-2905	119	6	2013a	2013a	NUM
aseas-2905	119	7	)	)	PUNCT
aseas-2905	119	8	has	have	AUX
aseas-2905	119	9	argued	argue	VERB
aseas-2905	119	10	that	that	SCONJ
aseas-2905	119	11	microfinance	microfinance	NOUN
aseas-2905	119	12	,	,	PUNCT
aseas-2905	119	13	whose	whose	DET
aseas-2905	119	14	initial	initial	ADJ
aseas-2905	119	15	goal	goal	NOUN
aseas-2905	119	16	is	be	AUX
aseas-2905	119	17	to	to	PART
aseas-2905	119	18	promote	promote	VERB
aseas-2905	119	19	poverty	poverty	NOUN
aseas-2905	119	20	reduction	reduction	NOUN
aseas-2905	119	21	rather	rather	ADV
aseas-2905	119	22	than	than	ADP
aseas-2905	119	23	consumption	consumption	NOUN
aseas-2905	119	24	smoothening	smoothening	NOUN
aseas-2905	119	25	,	,	PUNCT
aseas-2905	119	26	actually	actually	ADV
aseas-2905	119	27	risks	risk	NOUN
aseas-2905	119	28	pushing	push	VERB
aseas-2905	119	29	borrowers	borrower	NOUN
aseas-2905	119	30	further	far	ADV
aseas-2905	119	31	into	into	ADP
aseas-2905	119	32	poverty	poverty	NOUN
aseas-2905	119	33	as	as	SCONJ
aseas-2905	119	34	they	they	PRON
aseas-2905	119	35	may	may	AUX
aseas-2905	119	36	have	have	VERB
aseas-2905	119	37	no	no	DET
aseas-2905	119	38	choice	choice	NOUN
aseas-2905	119	39	but	but	SCONJ
aseas-2905	119	40	to	to	PART
aseas-2905	119	41	borrow	borrow	VERB
aseas-2905	119	42	continuously	continuously	ADV
aseas-2905	119	43	from	from	ADP
aseas-2905	119	44	microfinance	microfinance	NOUN
aseas-2905	119	45	institutions	institution	NOUN
aseas-2905	119	46	for	for	ADP
aseas-2905	119	47	both	both	PRON
aseas-2905	119	48	consumption	consumption	NOUN
aseas-2905	119	49	and	and	CCONJ
aseas-2905	119	50	repayment	repayment	NOUN
aseas-2905	119	51	purposes	purpose	NOUN
aseas-2905	119	52	.	.	PUNCT
aseas-2905	120	1	in	in	ADP
aseas-2905	120	2	the	the	DET
aseas-2905	120	3	larger	large	ADJ
aseas-2905	120	4	picture	picture	NOUN
aseas-2905	120	5	,	,	PUNCT
aseas-2905	120	6	particularly	particularly	ADV
aseas-2905	120	7	concerning	concern	VERB
aseas-2905	120	8	consumer	consumer	NOUN
aseas-2905	120	9	loans	loan	NOUN
aseas-2905	120	10	,	,	PUNCT
aseas-2905	120	11	which	which	PRON
aseas-2905	120	12	were	be	AUX
aseas-2905	120	13	equivalent	equivalent	ADJ
aseas-2905	120	14	to	to	ADP
aseas-2905	120	15	22.4	22.4	NUM
aseas-2905	120	16	%	%	NOUN
aseas-2905	120	17	of	of	ADP
aseas-2905	120	18	gdp	gdp	NOUN
aseas-2905	120	19	as	as	ADP
aseas-2905	120	20	of	of	ADP
aseas-2905	120	21	the	the	DET
aseas-2905	120	22	first	first	ADJ
aseas-2905	120	23	half	half	NOUN
aseas-2905	120	24	of	of	ADP
aseas-2905	120	25	2018	2018	NUM
aseas-2905	120	26	(	(	PUNCT
aseas-2905	120	27	stoxplus	stoxplus	ADJ
aseas-2905	120	28	,	,	PUNCT
aseas-2905	120	29	2018	2018	NUM
aseas-2905	120	30	)	)	PUNCT
aseas-2905	120	31	,	,	PUNCT
aseas-2905	120	32	studies	study	NOUN
aseas-2905	120	33	have	have	AUX
aseas-2905	120	34	noted	note	VERB
aseas-2905	120	35	the	the	DET
aseas-2905	120	36	locals	local	NOUN
aseas-2905	120	37	’	’	PART
aseas-2905	120	38	large	large	ADJ
aseas-2905	120	39	appetite	appetite	NOUN
aseas-2905	120	40	for	for	ADP
aseas-2905	120	41	shopping	shopping	NOUN
aseas-2905	120	42	,	,	PUNCT
aseas-2905	120	43	whether	whether	SCONJ
aseas-2905	120	44	for	for	ADP
aseas-2905	120	45	household	household	NOUN
aseas-2905	120	46	goods	good	NOUN
aseas-2905	120	47	or	or	CCONJ
aseas-2905	120	48	luxury	luxury	NOUN
aseas-2905	120	49	goods	good	NOUN
aseas-2905	120	50	,	,	PUNCT
aseas-2905	120	51	which	which	PRON
aseas-2905	120	52	means	mean	VERB
aseas-2905	120	53	there	there	PRON
aseas-2905	120	54	are	be	VERB
aseas-2905	120	55	consumer	consumer	NOUN
aseas-2905	120	56	finance	finance	NOUN
aseas-2905	120	57	providers	provider	NOUN
aseas-2905	120	58	working	work	VERB
aseas-2905	120	59	to	to	PART
aseas-2905	120	60	meet	meet	VERB
aseas-2905	120	61	the	the	DET
aseas-2905	120	62	demand	demand	NOUN
aseas-2905	120	63	of	of	ADP
aseas-2905	120	64	low	low	ADJ
aseas-2905	120	65	to	to	PART
aseas-2905	120	66	average	average	ADJ
aseas-2905	120	67	income	income	NOUN
aseas-2905	120	68	earners	earner	NOUN
aseas-2905	120	69	(	(	PUNCT
aseas-2905	120	70	breu	breu	PROPN
aseas-2905	120	71	,	,	PUNCT
aseas-2905	120	72	salsberg	salsberg	PROPN
aseas-2905	120	73	,	,	PUNCT
aseas-2905	120	74	&	&	CCONJ
aseas-2905	120	75	tu	tu	PROPN
aseas-2905	120	76	,	,	PUNCT
aseas-2905	120	77	2010	2010	NUM
aseas-2905	120	78	;	;	PUNCT
aseas-2905	120	79	iwase	iwase	NOUN
aseas-2905	120	80	,	,	PUNCT
aseas-2905	120	81	2011	2011	NUM
aseas-2905	120	82	;	;	PUNCT
aseas-2905	120	83	nguyen	nguyen	NOUN
aseas-2905	120	84	,	,	PUNCT
aseas-2905	120	85	özçaglar	özçaglar	NOUN
aseas-2905	120	86	-	-	PUNCT
aseas-2905	120	87	toulouse	toulouse	NOUN
aseas-2905	120	88	,	,	PUNCT
aseas-2905	120	89	&	&	CCONJ
aseas-2905	120	90	kjeldgaard	kjeldgaard	PROPN
aseas-2905	120	91	,	,	PUNCT
aseas-2905	120	92	2018	2018	NUM
aseas-2905	120	93	)	)	PUNCT
aseas-2905	120	94	.	.	PUNCT
aseas-2905	121	1	given	give	VERB
aseas-2905	121	2	that	that	SCONJ
aseas-2905	121	3	48	48	NUM
aseas-2905	121	4	%	%	NOUN
aseas-2905	121	5	of	of	ADP
aseas-2905	121	6	the	the	DET
aseas-2905	121	7	vietnamese	vietnamese	ADJ
aseas-2905	121	8	population	population	NOUN
aseas-2905	121	9	is	be	AUX
aseas-2905	121	10	either	either	CCONJ
aseas-2905	121	11	unbanked	unbanked	ADJ
aseas-2905	121	12	or	or	CCONJ
aseas-2905	121	13	has	have	VERB
aseas-2905	121	14	a	a	DET
aseas-2905	121	15	low	low	ADJ
aseas-2905	121	16	income	income	NOUN
aseas-2905	121	17	(	(	PUNCT
aseas-2905	121	18	stoxplus	stoxplus	ADJ
aseas-2905	121	19	,	,	PUNCT
aseas-2905	121	20	2018	2018	NUM
aseas-2905	121	21	)	)	PUNCT
aseas-2905	121	22	,	,	PUNCT
aseas-2905	121	23	they	they	PRON
aseas-2905	121	24	will	will	AUX
aseas-2905	121	25	not	not	PART
aseas-2905	121	26	be	be	AUX
aseas-2905	121	27	able	able	ADJ
aseas-2905	121	28	to	to	PART
aseas-2905	121	29	meet	meet	VERB
aseas-2905	121	30	the	the	DET
aseas-2905	121	31	banks	bank	NOUN
aseas-2905	121	32	’	'	PUNCT
aseas-2905	121	33	stringent	stringent	ADJ
aseas-2905	121	34	requirements	requirement	NOUN
aseas-2905	121	35	for	for	ADP
aseas-2905	121	36	collateral	collateral	NOUN
aseas-2905	121	37	,	,	PUNCT
aseas-2905	121	38	such	such	ADJ
aseas-2905	121	39	as	as	ADP
aseas-2905	121	40	land	land	NOUN
aseas-2905	121	41	use	use	NOUN
aseas-2905	121	42	certificates	certificate	NOUN
aseas-2905	121	43	or	or	CCONJ
aseas-2905	121	44	house	house	NOUN
aseas-2905	121	45	ownership	ownership	NOUN
aseas-2905	121	46	certificates	certificate	NOUN
aseas-2905	121	47	.	.	PUNCT
aseas-2905	122	1	it	it	PRON
aseas-2905	122	2	is	be	AUX
aseas-2905	122	3	arguable	arguable	ADJ
aseas-2905	122	4	that	that	SCONJ
aseas-2905	122	5	the	the	DET
aseas-2905	122	6	high	high	ADJ
aseas-2905	122	7	consumption	consumption	NOUN
aseas-2905	122	8	in	in	ADP
aseas-2905	122	9	vietnam	vietnam	PROPN
aseas-2905	122	10	is	be	AUX
aseas-2905	122	11	backed	back	VERB
aseas-2905	122	12	by	by	ADP
aseas-2905	122	13	the	the	DET
aseas-2905	122	14	consistently	consistently	ADV
aseas-2905	122	15	high	high	ADJ
aseas-2905	122	16	expenditure	expenditure	NOUN
aseas-2905	122	17	-	-	PUNCT
aseas-2905	122	18	to	to	ADP
aseas-2905	122	19	-	-	PUNCT
aseas-2905	122	20	income	income	NOUN
aseas-2905	122	21	per	per	ADP
aseas-2905	122	22	capita	capita	NOUN
aseas-2905	122	23	ratio	ratio	NOUN
aseas-2905	122	24	,	,	PUNCT
aseas-2905	122	25	at	at	ADP
aseas-2905	122	26	70	70	NUM
aseas-2905	122	27	%	%	NOUN
aseas-2905	122	28	and	and	CCONJ
aseas-2905	122	29	above	above	ADP
aseas-2905	122	30	between	between	ADP
aseas-2905	122	31	2002	2002	NUM
aseas-2905	122	32	and	and	CCONJ
aseas-2905	122	33	2016	2016	NUM
aseas-2905	122	34	,	,	PUNCT
aseas-2905	122	35	as	as	SCONJ
aseas-2905	122	36	figure	figure	NOUN
aseas-2905	122	37	3	3	NUM
aseas-2905	122	38	shows	show	NOUN
aseas-2905	122	39	.	.	PUNCT
aseas-2905	123	1	a	a	DET
aseas-2905	123	2	debt	debt	NOUN
aseas-2905	123	3	-	-	PUNCT
aseas-2905	123	4	tolerant	tolerant	ADJ
aseas-2905	123	5	pro	pro	ADJ
aseas-2905	123	6	-	-	ADJ
aseas-2905	123	7	consumption	consumption	ADJ
aseas-2905	123	8	society	society	NOUN
aseas-2905	123	9	as	as	SCONJ
aseas-2905	123	10	much	much	ADJ
aseas-2905	123	11	of	of	ADP
aseas-2905	123	12	the	the	DET
aseas-2905	123	13	literature	literature	NOUN
aseas-2905	123	14	has	have	AUX
aseas-2905	123	15	noted	note	VERB
aseas-2905	123	16	,	,	PUNCT
aseas-2905	123	17	among	among	ADP
aseas-2905	123	18	the	the	DET
aseas-2905	123	19	psycho	psycho	NOUN
aseas-2905	123	20	-	-	PUNCT
aseas-2905	123	21	social	social	ADJ
aseas-2905	123	22	factors	factor	NOUN
aseas-2905	123	23	driving	drive	VERB
aseas-2905	123	24	over	over	ADP
aseas-2905	123	25	-	-	PUNCT
aseas-2905	123	26	borrowing	borrowing	NOUN
aseas-2905	123	27	are	be	AUX
aseas-2905	123	28	pressures	pressure	NOUN
aseas-2905	123	29	from	from	ADP
aseas-2905	123	30	consumer	consumer	NOUN
aseas-2905	123	31	society	society	NOUN
aseas-2905	123	32	and	and	CCONJ
aseas-2905	123	33	materialism	materialism	NOUN
aseas-2905	123	34	as	as	ADV
aseas-2905	123	35	well	well	ADV
aseas-2905	123	36	as	as	ADP
aseas-2905	123	37	widening	widen	VERB
aseas-2905	123	38	inequality	inequality	NOUN
aseas-2905	123	39	and	and	CCONJ
aseas-2905	123	40	social	social	ADJ
aseas-2905	123	41	comparison	comparison	NOUN
aseas-2905	123	42	(	(	PUNCT
aseas-2905	123	43	lunt	lunt	PROPN
aseas-2905	123	44	&	&	CCONJ
aseas-2905	123	45	livingstone	livingstone	PROPN
aseas-2905	123	46	,	,	PUNCT
aseas-2905	123	47	1991	1991	NUM
aseas-2905	123	48	;	;	PUNCT
aseas-2905	123	49	schicks	schick	NOUN
aseas-2905	123	50	,	,	PUNCT
aseas-2905	123	51	2013a	2013a	NUM
aseas-2905	123	52	)	)	PUNCT
aseas-2905	123	53	.	.	PUNCT
aseas-2905	124	1	figure	figure	VERB
aseas-2905	124	2	3	3	NUM
aseas-2905	124	3	:	:	PUNCT
aseas-2905	124	4	the	the	DET
aseas-2905	124	5	monthly	monthly	ADJ
aseas-2905	124	6	average	average	ADJ
aseas-2905	124	7	income	income	NOUN
aseas-2905	124	8	and	and	CCONJ
aseas-2905	124	9	expenditure	expenditure	NOUN
aseas-2905	124	10	per	per	ADP
aseas-2905	124	11	capita	capita	NOUN
aseas-2905	124	12	in	in	ADP
aseas-2905	124	13	vietnam	vietnam	PROPN
aseas-2905	124	14	1999	1999	NUM
aseas-2905	124	15	-	-	SYM
aseas-2905	124	16	2016	2016	NUM
aseas-2905	124	17	;	;	PUNCT
aseas-2905	124	18	unit	unit	NOUN
aseas-2905	124	19	:	:	PUNCT
aseas-2905	124	20	vnd	vnd	PROPN
aseas-2905	124	21	(	(	PUNCT
aseas-2905	124	22	general	general	ADJ
aseas-2905	124	23	statistics	statistics	PROPN
aseas-2905	124	24	office	office	PROPN
aseas-2905	124	25	of	of	ADP
aseas-2905	124	26	vietnam	vietnam	PROPN
aseas-2905	124	27	)	)	PUNCT
aseas-2905	124	28	.	.	PUNCT
aseas-2905	125	1	aseas	asea	NOUN
aseas-2905	125	2	12(1	12(1	NUM
aseas-2905	125	3	)	)	PUNCT
aseas-2905	126	1	|	|	ADV
aseas-2905	126	2	99	99	NUM
aseas-2905	126	3	hong	hong	PROPN
aseas-2905	126	4	-	-	PUNCT
aseas-2905	126	5	kong	kong	PROPN
aseas-2905	126	6	t.	t.	PROPN
aseas-2905	126	7	nguyen	nguyen	NOUN
aseas-2905	126	8	,	,	PUNCT
aseas-2905	126	9	viet	viet	NOUN
aseas-2905	126	10	-	-	PUNCT
aseas-2905	126	11	ha	ha	PROPN
aseas-2905	126	12	t.	t.	PROPN
aseas-2905	126	13	nguyen	nguyen	NOUN
aseas-2905	126	14	,	,	PUNCT
aseas-2905	126	15	thu	thu	PROPN
aseas-2905	126	16	-	-	PUNCT
aseas-2905	126	17	trang	trang	PROPN
aseas-2905	126	18	vuong	vuong	PROPN
aseas-2905	126	19	,	,	PUNCT
aseas-2905	126	20	manh	manh	PROPN
aseas-2905	126	21	-	-	PUNCT
aseas-2905	126	22	tung	tung	PROPN
aseas-2905	126	23	ho	ho	PROPN
aseas-2905	126	24	,	,	PUNCT
aseas-2905	126	25	&	&	CCONJ
aseas-2905	126	26	quan	quan	PROPN
aseas-2905	126	27	-	-	PUNCT
aseas-2905	126	28	hoang	hoang	PROPN
aseas-2905	126	29	vuong	vuong	PROPN
aseas-2905	126	30	various	various	ADJ
aseas-2905	126	31	sources	source	NOUN
aseas-2905	126	32	have	have	AUX
aseas-2905	126	33	pointed	point	VERB
aseas-2905	126	34	out	out	ADP
aseas-2905	126	35	the	the	DET
aseas-2905	126	36	rising	rise	VERB
aseas-2905	126	37	economic	economic	ADJ
aseas-2905	126	38	inequality	inequality	NOUN
aseas-2905	126	39	in	in	ADP
aseas-2905	126	40	the	the	DET
aseas-2905	126	41	country	country	NOUN
aseas-2905	126	42	in	in	ADP
aseas-2905	126	43	the	the	DET
aseas-2905	126	44	past	past	ADJ
aseas-2905	126	45	two	two	NUM
aseas-2905	126	46	decades	decade	NOUN
aseas-2905	126	47	,	,	PUNCT
aseas-2905	126	48	evidenced	evidence	VERB
aseas-2905	126	49	in	in	ADP
aseas-2905	126	50	the	the	DET
aseas-2905	126	51	gap	gap	NOUN
aseas-2905	126	52	between	between	ADP
aseas-2905	126	53	the	the	DET
aseas-2905	126	54	incomes	income	NOUN
aseas-2905	126	55	of	of	ADP
aseas-2905	126	56	the	the	DET
aseas-2905	126	57	highest	highest	ADV
aseas-2905	126	58	-	-	PUNCT
aseas-2905	126	59	earning	earning	NOUN
aseas-2905	126	60	and	and	CCONJ
aseas-2905	126	61	the	the	DET
aseas-2905	126	62	lowest	lowest	ADV
aseas-2905	126	63	-	-	PUNCT
aseas-2905	126	64	earning	earn	VERB
aseas-2905	126	65	groups	group	NOUN
aseas-2905	126	66	.	.	PUNCT
aseas-2905	127	1	for	for	ADP
aseas-2905	127	2	example	example	NOUN
aseas-2905	127	3	,	,	PUNCT
aseas-2905	127	4	an	an	DET
aseas-2905	127	5	individual	individual	NOUN
aseas-2905	127	6	working	work	VERB
aseas-2905	127	7	in	in	ADP
aseas-2905	127	8	the	the	DET
aseas-2905	127	9	agricultural	agricultural	ADJ
aseas-2905	127	10	sector	sector	NOUN
aseas-2905	127	11	earns	earn	VERB
aseas-2905	127	12	an	an	DET
aseas-2905	127	13	average	average	NOUN
aseas-2905	127	14	of	of	ADP
aseas-2905	127	15	vnd	vnd	PROPN
aseas-2905	127	16	2.63	2.63	NUM
aseas-2905	127	17	million	million	NUM
aseas-2905	127	18	(	(	PUNCT
aseas-2905	127	19	usd	usd	NOUN
aseas-2905	127	20	125	125	NUM
aseas-2905	127	21	)	)	PUNCT
aseas-2905	127	22	a	a	DET
aseas-2905	127	23	month	month	NOUN
aseas-2905	127	24	,	,	PUNCT
aseas-2905	127	25	while	while	SCONJ
aseas-2905	127	26	another	another	DET
aseas-2905	127	27	working	work	VERB
aseas-2905	127	28	in	in	ADP
aseas-2905	127	29	the	the	DET
aseas-2905	127	30	banking	banking	NOUN
aseas-2905	127	31	-	-	PUNCT
aseas-2905	127	32	finance	finance	NOUN
aseas-2905	127	33	-	-	PUNCT
aseas-2905	127	34	insurance	insurance	NOUN
aseas-2905	127	35	sector	sector	NOUN
aseas-2905	127	36	earns	earn	VERB
aseas-2905	127	37	2.5	2.5	NUM
aseas-2905	127	38	times	time	NOUN
aseas-2905	127	39	as	as	ADV
aseas-2905	127	40	much	much	ADV
aseas-2905	127	41	,	,	PUNCT
aseas-2905	127	42	at	at	ADP
aseas-2905	127	43	vnd	vnd	PROPN
aseas-2905	127	44	7.23	7.23	NUM
aseas-2905	127	45	million	million	NUM
aseas-2905	127	46	(	(	PUNCT
aseas-2905	127	47	usd	usd	NOUN
aseas-2905	127	48	344	344	NUM
aseas-2905	127	49	)	)	PUNCT
aseas-2905	127	50	a	a	DET
aseas-2905	127	51	month	month	NOUN
aseas-2905	127	52	(	(	PUNCT
aseas-2905	127	53	oxfam	oxfam	NOUN
aseas-2905	127	54	,	,	PUNCT
aseas-2905	127	55	2017	2017	NUM
aseas-2905	127	56	)	)	PUNCT
aseas-2905	127	57	.	.	PUNCT
aseas-2905	128	1	by	by	ADP
aseas-2905	128	2	comparison	comparison	NOUN
aseas-2905	128	3	,	,	PUNCT
aseas-2905	128	4	agricultural	agricultural	ADJ
aseas-2905	128	5	wages	wage	NOUN
aseas-2905	128	6	in	in	ADP
aseas-2905	128	7	the	the	DET
aseas-2905	128	8	european	european	PROPN
aseas-2905	128	9	union	union	PROPN
aseas-2905	128	10	are	be	AUX
aseas-2905	128	11	lower	low	ADJ
aseas-2905	128	12	by	by	ADP
aseas-2905	128	13	less	less	ADJ
aseas-2905	128	14	than	than	ADP
aseas-2905	128	15	half	half	NOUN
aseas-2905	128	16	of	of	ADP
aseas-2905	128	17	the	the	DET
aseas-2905	128	18	average	average	ADJ
aseas-2905	128	19	wages	wage	NOUN
aseas-2905	128	20	in	in	ADP
aseas-2905	128	21	all	all	DET
aseas-2905	128	22	other	other	ADJ
aseas-2905	128	23	economic	economic	ADJ
aseas-2905	128	24	sectors	sector	NOUN
aseas-2905	128	25	(	(	PUNCT
aseas-2905	128	26	european	european	PROPN
aseas-2905	128	27	union	union	PROPN
aseas-2905	128	28	,	,	PUNCT
aseas-2905	128	29	2018	2018	NUM
aseas-2905	128	30	,	,	PUNCT
aseas-2905	128	31	p.	p.	NOUN
aseas-2905	128	32	15	15	NUM
aseas-2905	128	33	)	)	PUNCT
aseas-2905	128	34	.	.	PUNCT
aseas-2905	129	1	moreover	moreover	ADV
aseas-2905	129	2	,	,	PUNCT
aseas-2905	129	3	in	in	ADP
aseas-2905	129	4	2014	2014	NUM
aseas-2905	129	5	,	,	PUNCT
aseas-2905	129	6	data	datum	NOUN
aseas-2905	129	7	showed	show	VERB
aseas-2905	129	8	that	that	SCONJ
aseas-2905	129	9	vietnam	vietnam	PROPN
aseas-2905	129	10	had	have	VERB
aseas-2905	129	11	210	210	NUM
aseas-2905	129	12	ultra	ultra	ADJ
aseas-2905	129	13	-	-	ADJ
aseas-2905	129	14	high	high	ADJ
aseas-2905	129	15	-	-	PUNCT
aseas-2905	129	16	net	net	NOUN
aseas-2905	129	17	-	-	PUNCT
aseas-2905	129	18	worth	worth	ADJ
aseas-2905	129	19	individuals	individual	NOUN
aseas-2905	129	20	(	(	PUNCT
aseas-2905	129	21	uhnwi	uhnwi	PROPN
aseas-2905	129	22	)	)	PUNCT
aseas-2905	129	23	,	,	PUNCT
aseas-2905	129	24	which	which	PRON
aseas-2905	129	25	are	be	AUX
aseas-2905	129	26	defined	define	VERB
aseas-2905	129	27	as	as	ADP
aseas-2905	129	28	persons	person	NOUN
aseas-2905	129	29	worth	worth	ADJ
aseas-2905	129	30	usd	usd	PROPN
aseas-2905	129	31	30	30	NUM
aseas-2905	129	32	million	million	NUM
aseas-2905	129	33	or	or	CCONJ
aseas-2905	129	34	more	more	ADJ
aseas-2905	129	35	,	,	PUNCT
aseas-2905	129	36	with	with	ADP
aseas-2905	129	37	a	a	DET
aseas-2905	129	38	combined	combined	ADJ
aseas-2905	129	39	asset	asset	NOUN
aseas-2905	129	40	value	value	NOUN
aseas-2905	129	41	of	of	ADP
aseas-2905	129	42	usd	usd	PROPN
aseas-2905	129	43	20	20	NUM
aseas-2905	129	44	billion	billion	NUM
aseas-2905	129	45	,	,	PUNCT
aseas-2905	129	46	equivalent	equivalent	ADJ
aseas-2905	129	47	to	to	ADP
aseas-2905	129	48	12	12	NUM
aseas-2905	129	49	%	%	NOUN
aseas-2905	129	50	of	of	ADP
aseas-2905	129	51	vietnam	vietnam	PROPN
aseas-2905	129	52	’s	’s	PART
aseas-2905	129	53	gdp	gdp	NOUN
aseas-2905	129	54	,	,	PUNCT
aseas-2905	129	55	or	or	CCONJ
aseas-2905	129	56	half	half	NOUN
aseas-2905	129	57	of	of	ADP
aseas-2905	129	58	the	the	DET
aseas-2905	129	59	gdp	gdp	NOUN
aseas-2905	129	60	of	of	ADP
aseas-2905	129	61	the	the	DET
aseas-2905	129	62	country	country	NOUN
aseas-2905	129	63	’s	’s	PART
aseas-2905	129	64	southern	southern	ADJ
aseas-2905	129	65	economic	economic	ADJ
aseas-2905	129	66	hub	hub	NOUN
aseas-2905	129	67	of	of	ADP
aseas-2905	129	68	ho	ho	PROPN
aseas-2905	129	69	chi	chi	PROPN
aseas-2905	129	70	minh	minh	PROPN
aseas-2905	129	71	city	city	PROPN
aseas-2905	129	72	(	(	PUNCT
aseas-2905	129	73	oxfam	oxfam	PROPN
aseas-2905	129	74	,	,	PUNCT
aseas-2905	129	75	2017	2017	NUM
aseas-2905	129	76	)	)	PUNCT
aseas-2905	129	77	.	.	PUNCT
aseas-2905	130	1	the	the	DET
aseas-2905	130	2	middle	middle	ADJ
aseas-2905	130	3	-	-	PUNCT
aseas-2905	130	4	class	class	NOUN
aseas-2905	130	5	population	population	NOUN
aseas-2905	130	6	in	in	ADP
aseas-2905	130	7	vietnam	vietnam	PROPN
aseas-2905	130	8	,	,	PUNCT
aseas-2905	130	9	defined	define	VERB
aseas-2905	130	10	as	as	ADP
aseas-2905	130	11	those	those	PRON
aseas-2905	130	12	earning	earn	VERB
aseas-2905	130	13	enough	enough	ADV
aseas-2905	130	14	to	to	PART
aseas-2905	130	15	cover	cover	VERB
aseas-2905	130	16	basic	basic	ADJ
aseas-2905	130	17	daily	daily	ADJ
aseas-2905	130	18	needs	need	NOUN
aseas-2905	130	19	,	,	PUNCT
aseas-2905	130	20	being	be	AUX
aseas-2905	130	21	able	able	ADJ
aseas-2905	130	22	to	to	PART
aseas-2905	130	23	save	save	VERB
aseas-2905	130	24	,	,	PUNCT
aseas-2905	130	25	and	and	CCONJ
aseas-2905	130	26	spending	spend	VERB
aseas-2905	130	27	over	over	ADP
aseas-2905	130	28	usd	usd	NOUN
aseas-2905	130	29	5.5	5.5	NUM
aseas-2905	130	30	a	a	DET
aseas-2905	130	31	day	day	NOUN
aseas-2905	130	32	per	per	ADP
aseas-2905	130	33	capita	capita	NOUN
aseas-2905	130	34	,	,	PUNCT
aseas-2905	130	35	has	have	AUX
aseas-2905	130	36	also	also	ADV
aseas-2905	130	37	been	be	AUX
aseas-2905	130	38	growing	grow	VERB
aseas-2905	130	39	at	at	ADP
aseas-2905	130	40	a	a	DET
aseas-2905	130	41	remarkable	remarkable	ADJ
aseas-2905	130	42	rate	rate	NOUN
aseas-2905	130	43	.	.	PUNCT
aseas-2905	131	1	from	from	ADP
aseas-2905	131	2	2012	2012	NUM
aseas-2905	131	3	to	to	ADP
aseas-2905	131	4	2016	2016	NUM
aseas-2905	131	5	,	,	PUNCT
aseas-2905	131	6	the	the	DET
aseas-2905	131	7	number	number	NOUN
aseas-2905	131	8	of	of	ADP
aseas-2905	131	9	people	people	NOUN
aseas-2905	131	10	meeting	meet	VERB
aseas-2905	131	11	the	the	DET
aseas-2905	131	12	above	above	ADJ
aseas-2905	131	13	criteria	criterion	NOUN
aseas-2905	131	14	rose	rise	VERB
aseas-2905	131	15	by	by	ADP
aseas-2905	131	16	20	20	NUM
aseas-2905	131	17	%	%	NOUN
aseas-2905	131	18	to	to	ADP
aseas-2905	131	19	approximately	approximately	ADV
aseas-2905	131	20	75	75	NUM
aseas-2905	131	21	million	million	NUM
aseas-2905	131	22	people	people	NOUN
aseas-2905	131	23	,	,	PUNCT
aseas-2905	131	24	creating	create	VERB
aseas-2905	131	25	a	a	DET
aseas-2905	131	26	class	class	NOUN
aseas-2905	131	27	of	of	ADP
aseas-2905	131	28	emerging	emerge	VERB
aseas-2905	131	29	consumers	consumer	NOUN
aseas-2905	131	30	(	(	PUNCT
aseas-2905	131	31	“	"	PUNCT
aseas-2905	131	32	vn	vn	PROPN
aseas-2905	131	33	middle	middle	PROPN
aseas-2905	131	34	class	class	NOUN
aseas-2905	131	35	booms	boom	NOUN
aseas-2905	131	36	”	"	PUNCT
aseas-2905	131	37	,	,	PUNCT
aseas-2905	131	38	2018	2018	NUM
aseas-2905	131	39	)	)	PUNCT
aseas-2905	131	40	.	.	PUNCT
aseas-2905	132	1	even	even	ADV
aseas-2905	132	2	by	by	ADP
aseas-2905	132	3	more	more	ADJ
aseas-2905	132	4	conservative	conservative	ADJ
aseas-2905	132	5	estimations	estimation	NOUN
aseas-2905	132	6	,	,	PUNCT
aseas-2905	132	7	the	the	DET
aseas-2905	132	8	boston	boston	PROPN
aseas-2905	132	9	consulting	consulting	PROPN
aseas-2905	132	10	group	group	NOUN
aseas-2905	132	11	in	in	ADP
aseas-2905	132	12	2016	2016	NUM
aseas-2905	132	13	projected	project	VERB
aseas-2905	132	14	vietnam	vietnam	PROPN
aseas-2905	132	15	’s	’s	PART
aseas-2905	132	16	“	"	PUNCT
aseas-2905	132	17	middle	middle	ADJ
aseas-2905	132	18	and	and	CCONJ
aseas-2905	132	19	affluent	affluent	ADJ
aseas-2905	132	20	class	class	NOUN
aseas-2905	132	21	”	"	PUNCT
aseas-2905	132	22	to	to	PART
aseas-2905	132	23	double	double	VERB
aseas-2905	132	24	to	to	ADP
aseas-2905	132	25	33	33	NUM
aseas-2905	132	26	million	million	NUM
aseas-2905	132	27	people	people	NOUN
aseas-2905	132	28	by	by	ADP
aseas-2905	132	29	2020	2020	NUM
aseas-2905	132	30	(	(	PUNCT
aseas-2905	132	31	“	"	PUNCT
aseas-2905	132	32	vietnam	vietnam	PROPN
aseas-2905	132	33	’s	’s	PART
aseas-2905	132	34	growing	grow	VERB
aseas-2905	132	35	middle	middle	ADJ
aseas-2905	132	36	class	class	NOUN
aseas-2905	132	37	”	"	PUNCT
aseas-2905	132	38	,	,	PUNCT
aseas-2905	132	39	2016	2016	NUM
aseas-2905	132	40	)	)	PUNCT
aseas-2905	132	41	.	.	PUNCT
aseas-2905	133	1	such	such	DET
aseas-2905	133	2	a	a	DET
aseas-2905	133	3	rapid	rapid	ADJ
aseas-2905	133	4	surge	surge	NOUN
aseas-2905	133	5	in	in	ADP
aseas-2905	133	6	private	private	ADJ
aseas-2905	133	7	wealth	wealth	NOUN
aseas-2905	133	8	,	,	PUNCT
aseas-2905	133	9	especially	especially	ADV
aseas-2905	133	10	in	in	ADP
aseas-2905	133	11	urban	urban	ADJ
aseas-2905	133	12	prosperity	prosperity	NOUN
aseas-2905	133	13	,	,	PUNCT
aseas-2905	133	14	has	have	AUX
aseas-2905	133	15	undoubtedly	undoubtedly	ADV
aseas-2905	133	16	helped	help	VERB
aseas-2905	133	17	the	the	DET
aseas-2905	133	18	country	country	NOUN
aseas-2905	133	19	’s	’s	PART
aseas-2905	133	20	transition	transition	NOUN
aseas-2905	133	21	toward	toward	ADP
aseas-2905	133	22	a	a	DET
aseas-2905	133	23	more	more	ADV
aseas-2905	133	24	robust	robust	ADJ
aseas-2905	133	25	consumer	consumer	NOUN
aseas-2905	133	26	society	society	NOUN
aseas-2905	133	27	.	.	PUNCT
aseas-2905	134	1	in	in	ADP
aseas-2905	134	2	observing	observe	VERB
aseas-2905	134	3	the	the	DET
aseas-2905	134	4	patterns	pattern	NOUN
aseas-2905	134	5	of	of	ADP
aseas-2905	134	6	vietnamese	vietnamese	ADJ
aseas-2905	134	7	consumers	consumer	NOUN
aseas-2905	134	8	switching	switch	VERB
aseas-2905	134	9	to	to	ADP
aseas-2905	134	10	higher	high	ADJ
aseas-2905	134	11	quality	quality	NOUN
aseas-2905	134	12	products	product	NOUN
aseas-2905	134	13	just	just	ADV
aseas-2905	134	14	because	because	SCONJ
aseas-2905	134	15	others	other	NOUN
aseas-2905	134	16	are	be	AUX
aseas-2905	134	17	using	use	VERB
aseas-2905	134	18	them	they	PRON
aseas-2905	134	19	,	,	PUNCT
aseas-2905	134	20	unilever	unilever	PROPN
aseas-2905	134	21	vietnam	vietnam	PROPN
aseas-2905	134	22	’s	’s	PART
aseas-2905	134	23	chairman	chairman	NOUN
aseas-2905	134	24	,	,	PUNCT
aseas-2905	134	25	marijn	marijn	NOUN
aseas-2905	134	26	van	van	PROPN
aseas-2905	134	27	tiggelen	tiggelen	PROPN
aseas-2905	134	28	,	,	PUNCT
aseas-2905	134	29	has	have	AUX
aseas-2905	134	30	used	use	VERB
aseas-2905	134	31	the	the	DET
aseas-2905	134	32	word	word	NOUN
aseas-2905	134	33	“	"	PUNCT
aseas-2905	134	34	leapfrog	leapfrog	ADJ
aseas-2905	134	35	”	"	PUNCT
aseas-2905	134	36	to	to	PART
aseas-2905	134	37	describe	describe	VERB
aseas-2905	134	38	this	this	DET
aseas-2905	134	39	behavior	behavior	NOUN
aseas-2905	134	40	(	(	PUNCT
aseas-2905	134	41	breu	breu	NOUN
aseas-2905	134	42	et	et	PROPN
aseas-2905	134	43	al	al	PROPN
aseas-2905	134	44	.	.	PROPN
aseas-2905	134	45	,	,	PUNCT
aseas-2905	134	46	2010	2010	NUM
aseas-2905	134	47	)	)	PUNCT
aseas-2905	134	48	.	.	PUNCT
aseas-2905	135	1	in	in	ADP
aseas-2905	135	2	a	a	DET
aseas-2905	135	3	recent	recent	ADJ
aseas-2905	135	4	study	study	NOUN
aseas-2905	135	5	on	on	ADP
aseas-2905	135	6	young	young	ADJ
aseas-2905	135	7	vietnamese	vietnamese	ADJ
aseas-2905	135	8	consumers	consumer	NOUN
aseas-2905	135	9	,	,	PUNCT
aseas-2905	135	10	nguyen	nguyen	PROPN
aseas-2905	135	11	et	et	PROPN
aseas-2905	135	12	al	al	PROPN
aseas-2905	135	13	.	.	PROPN
aseas-2905	136	1	(	(	PUNCT
aseas-2905	136	2	2018	2018	NUM
aseas-2905	136	3	)	)	PUNCT
aseas-2905	136	4	revealed	reveal	VERB
aseas-2905	136	5	a	a	DET
aseas-2905	136	6	link	link	NOUN
aseas-2905	136	7	between	between	ADP
aseas-2905	136	8	everyday	everyday	ADJ
aseas-2905	136	9	consumption	consumption	NOUN
aseas-2905	136	10	practices	practice	NOUN
aseas-2905	136	11	and	and	CCONJ
aseas-2905	136	12	a	a	DET
aseas-2905	136	13	rejection	rejection	NOUN
aseas-2905	136	14	of	of	ADP
aseas-2905	136	15	the	the	DET
aseas-2905	136	16	communist	communist	ADJ
aseas-2905	136	17	identity	identity	NOUN
aseas-2905	136	18	–	–	PUNCT
aseas-2905	136	19	a	a	DET
aseas-2905	136	20	kind	kind	NOUN
aseas-2905	136	21	of	of	ADP
aseas-2905	136	22	“	"	PUNCT
aseas-2905	136	23	individualization	individualization	NOUN
aseas-2905	136	24	through	through	ADP
aseas-2905	136	25	self	self	NOUN
aseas-2905	136	26	-	-	PUNCT
aseas-2905	136	27	emancipation	emancipation	NOUN
aseas-2905	136	28	,	,	PUNCT
aseas-2905	136	29	self	self	NOUN
aseas-2905	136	30	-	-	PUNCT
aseas-2905	136	31	enrichment	enrichment	NOUN
aseas-2905	136	32	,	,	PUNCT
aseas-2905	136	33	and	and	CCONJ
aseas-2905	136	34	self	self	NOUN
aseas-2905	136	35	-	-	PUNCT
aseas-2905	136	36	actualization	actualization	NOUN
aseas-2905	136	37	”	"	PUNCT
aseas-2905	136	38	(	(	PUNCT
aseas-2905	136	39	p.	p.	NOUN
aseas-2905	136	40	490	490	NUM
aseas-2905	136	41	)	)	PUNCT
aseas-2905	136	42	.	.	PUNCT
aseas-2905	137	1	from	from	ADP
aseas-2905	137	2	a	a	DET
aseas-2905	137	3	theoretical	theoretical	ADJ
aseas-2905	137	4	approach	approach	NOUN
aseas-2905	137	5	,	,	PUNCT
aseas-2905	137	6	the	the	DET
aseas-2905	137	7	contributors	contributor	NOUN
aseas-2905	137	8	to	to	ADP
aseas-2905	137	9	an	an	DET
aseas-2905	137	10	edited	edited	ADJ
aseas-2905	137	11	volume	volume	NOUN
aseas-2905	137	12	by	by	ADP
aseas-2905	137	13	nguyen	nguyen	NOUN
aseas-2905	137	14	-	-	PUNCT
aseas-2905	137	15	marshall	marshall	PROPN
aseas-2905	137	16	,	,	PUNCT
aseas-2905	137	17	welch	welch	PROPN
aseas-2905	137	18	,	,	PUNCT
aseas-2905	137	19	and	and	CCONJ
aseas-2905	137	20	bélanger	bélanger	NOUN
aseas-2905	137	21	(	(	PUNCT
aseas-2905	137	22	2012	2012	NUM
aseas-2905	137	23	)	)	PUNCT
aseas-2905	137	24	have	have	AUX
aseas-2905	137	25	suggested	suggest	VERB
aseas-2905	137	26	not	not	PART
aseas-2905	137	27	to	to	PART
aseas-2905	137	28	define	define	VERB
aseas-2905	137	29	the	the	DET
aseas-2905	137	30	“	"	PUNCT
aseas-2905	137	31	middle	middle	ADJ
aseas-2905	137	32	class	class	NOUN
aseas-2905	137	33	”	"	PUNCT
aseas-2905	137	34	in	in	ADP
aseas-2905	137	35	terms	term	NOUN
aseas-2905	137	36	of	of	ADP
aseas-2905	137	37	income	income	NOUN
aseas-2905	137	38	or	or	CCONJ
aseas-2905	137	39	political	political	ADJ
aseas-2905	137	40	liberalism	liberalism	NOUN
aseas-2905	137	41	but	but	CCONJ
aseas-2905	137	42	instead	instead	ADV
aseas-2905	137	43	in	in	ADP
aseas-2905	137	44	terms	term	NOUN
aseas-2905	137	45	of	of	ADP
aseas-2905	137	46	consumption	consumption	NOUN
aseas-2905	137	47	,	,	PUNCT
aseas-2905	137	48	social	social	ADJ
aseas-2905	137	49	distinction	distinction	NOUN
aseas-2905	137	50	,	,	PUNCT
aseas-2905	137	51	and	and	CCONJ
aseas-2905	137	52	modernity	modernity	NOUN
aseas-2905	137	53	.	.	PUNCT
aseas-2905	138	1	the	the	DET
aseas-2905	138	2	underlying	underlying	ADJ
aseas-2905	138	3	reason	reason	NOUN
aseas-2905	138	4	is	be	AUX
aseas-2905	138	5	a	a	DET
aseas-2905	138	6	changing	change	VERB
aseas-2905	138	7	attitude	attitude	NOUN
aseas-2905	138	8	towards	towards	ADP
aseas-2905	138	9	consumer	consumer	NOUN
aseas-2905	138	10	behaviors	behavior	NOUN
aseas-2905	138	11	in	in	ADP
aseas-2905	138	12	the	the	DET
aseas-2905	138	13	market	market	NOUN
aseas-2905	138	14	reform	reform	NOUN
aseas-2905	138	15	period	period	NOUN
aseas-2905	138	16	.	.	PUNCT
aseas-2905	139	1	while	while	SCONJ
aseas-2905	139	2	marxism	marxism	PROPN
aseas-2905	139	3	condemns	condemn	VERB
aseas-2905	139	4	bourgeois	bourgeois	ADJ
aseas-2905	139	5	consumption	consumption	NOUN
aseas-2905	139	6	,	,	PUNCT
aseas-2905	139	7	which	which	PRON
aseas-2905	139	8	is	be	AUX
aseas-2905	139	9	measured	measure	VERB
aseas-2905	139	10	in	in	ADP
aseas-2905	139	11	terms	term	NOUN
aseas-2905	139	12	of	of	ADP
aseas-2905	139	13	‘	'	PUNCT
aseas-2905	139	14	needs	need	NOUN
aseas-2905	139	15	’	'	PUNCT
aseas-2905	139	16	,	,	PUNCT
aseas-2905	139	17	contemporary	contemporary	ADJ
aseas-2905	139	18	vietnamese	vietnamese	ADJ
aseas-2905	139	19	society	society	NOUN
aseas-2905	139	20	,	,	PUNCT
aseas-2905	139	21	despite	despite	SCONJ
aseas-2905	139	22	its	its	PRON
aseas-2905	139	23	socialist	socialist	ADJ
aseas-2905	139	24	propaganda	propaganda	NOUN
aseas-2905	139	25	,	,	PUNCT
aseas-2905	139	26	is	be	AUX
aseas-2905	139	27	moralizing	moralize	VERB
aseas-2905	139	28	middle	middle	ADJ
aseas-2905	139	29	-	-	PUNCT
aseas-2905	139	30	class	class	NOUN
aseas-2905	139	31	consumption	consumption	NOUN
aseas-2905	139	32	as	as	ADP
aseas-2905	139	33	“	"	PUNCT
aseas-2905	139	34	modern	modern	ADJ
aseas-2905	139	35	,	,	PUNCT
aseas-2905	139	36	civilized	civilized	ADJ
aseas-2905	139	37	,	,	PUNCT
aseas-2905	139	38	and	and	CCONJ
aseas-2905	139	39	patriotic	patriotic	ADJ
aseas-2905	139	40	”	"	PUNCT
aseas-2905	139	41	(	(	PUNCT
aseas-2905	139	42	nguyen	nguyen	NOUN
aseas-2905	139	43	-	-	PUNCT
aseas-2905	139	44	marshall	marshall	PROPN
aseas-2905	139	45	et	et	PROPN
aseas-2905	139	46	al	al	PROPN
aseas-2905	139	47	.	.	PROPN
aseas-2905	139	48	,	,	PUNCT
aseas-2905	139	49	2012	2012	NUM
aseas-2905	139	50	,	,	PUNCT
aseas-2905	139	51	p.	p.	NOUN
aseas-2905	139	52	21	21	NUM
aseas-2905	139	53	)	)	PUNCT
aseas-2905	139	54	.	.	PUNCT
aseas-2905	140	1	yet	yet	ADV
aseas-2905	140	2	,	,	PUNCT
aseas-2905	140	3	the	the	DET
aseas-2905	140	4	act	act	NOUN
aseas-2905	140	5	of	of	ADP
aseas-2905	140	6	depoliticizing	depoliticize	VERB
aseas-2905	140	7	and	and	CCONJ
aseas-2905	140	8	normalizing	normalize	VERB
aseas-2905	140	9	consumption	consumption	NOUN
aseas-2905	140	10	in	in	ADP
aseas-2905	140	11	vietnam	vietnam	PROPN
aseas-2905	140	12	is	be	AUX
aseas-2905	140	13	nonetheless	nonetheless	ADV
aseas-2905	140	14	political	political	ADJ
aseas-2905	140	15	as	as	SCONJ
aseas-2905	140	16	its	its	PRON
aseas-2905	140	17	goal	goal	NOUN
aseas-2905	140	18	is	be	AUX
aseas-2905	140	19	to	to	PART
aseas-2905	140	20	ensure	ensure	VERB
aseas-2905	140	21	the	the	DET
aseas-2905	140	22	economic	economic	ADJ
aseas-2905	140	23	needs	need	NOUN
aseas-2905	140	24	of	of	ADP
aseas-2905	140	25	the	the	DET
aseas-2905	140	26	citizens	citizen	NOUN
aseas-2905	140	27	,	,	PUNCT
aseas-2905	140	28	thereby	thereby	ADV
aseas-2905	140	29	,	,	PUNCT
aseas-2905	140	30	preserving	preserve	VERB
aseas-2905	140	31	political	political	ADJ
aseas-2905	140	32	stability	stability	NOUN
aseas-2905	140	33	(	(	PUNCT
aseas-2905	140	34	vann	vann	PROPN
aseas-2905	140	35	,	,	PUNCT
aseas-2905	140	36	2012	2012	NUM
aseas-2905	140	37	)	)	PUNCT
aseas-2905	140	38	.	.	PUNCT
aseas-2905	141	1	this	this	PRON
aseas-2905	141	2	casts	cast	VERB
aseas-2905	141	3	the	the	DET
aseas-2905	141	4	nascent	nascent	ADJ
aseas-2905	141	5	middle	middle	ADJ
aseas-2905	141	6	class	class	NOUN
aseas-2905	141	7	as	as	ADP
aseas-2905	141	8	“	"	PUNCT
aseas-2905	141	9	modern	modern	ADJ
aseas-2905	141	10	citizens	citizen	NOUN
aseas-2905	141	11	”	"	PUNCT
aseas-2905	141	12	who	who	PRON
aseas-2905	141	13	are	be	AUX
aseas-2905	141	14	both	both	PRON
aseas-2905	141	15	economically	economically	ADV
aseas-2905	141	16	successful	successful	ADJ
aseas-2905	141	17	and	and	CCONJ
aseas-2905	141	18	partly	partly	ADV
aseas-2905	141	19	aligned	align	VERB
aseas-2905	141	20	with	with	ADP
aseas-2905	141	21	the	the	DET
aseas-2905	141	22	socialist	socialist	ADJ
aseas-2905	141	23	state	state	NOUN
aseas-2905	141	24	’s	’s	PART
aseas-2905	141	25	definition	definition	NOUN
aseas-2905	141	26	of	of	ADP
aseas-2905	141	27	progress	progress	NOUN
aseas-2905	141	28	:	:	PUNCT
aseas-2905	141	29	“	"	PUNCT
aseas-2905	141	30	wealthy	wealthy	ADJ
aseas-2905	141	31	people	people	NOUN
aseas-2905	141	32	;	;	PUNCT
aseas-2905	141	33	strong	strong	ADJ
aseas-2905	141	34	country	country	NOUN
aseas-2905	141	35	;	;	PUNCT
aseas-2905	141	36	democratic	democratic	ADJ
aseas-2905	141	37	,	,	PUNCT
aseas-2905	141	38	just	just	ADV
aseas-2905	141	39	,	,	PUNCT
aseas-2905	141	40	and	and	CCONJ
aseas-2905	141	41	civilized	civilized	ADJ
aseas-2905	141	42	society	society	NOUN
aseas-2905	141	43	”	"	PUNCT
aseas-2905	141	44	(	(	PUNCT
aseas-2905	141	45	le	le	X
aseas-2905	141	46	,	,	PUNCT
aseas-2905	141	47	2016	2016	NUM
aseas-2905	141	48	)	)	PUNCT
aseas-2905	141	49	.	.	PUNCT
aseas-2905	142	1	as	as	SCONJ
aseas-2905	142	2	a	a	DET
aseas-2905	142	3	pro	pro	ADJ
aseas-2905	142	4	-	-	ADJ
aseas-2905	142	5	consumption	consumption	ADJ
aseas-2905	142	6	society	society	NOUN
aseas-2905	142	7	becomes	become	VERB
aseas-2905	142	8	ever	ever	ADV
aseas-2905	142	9	more	more	ADV
aseas-2905	142	10	normalized	normalized	ADJ
aseas-2905	142	11	people	people	NOUN
aseas-2905	142	12	will	will	AUX
aseas-2905	142	13	increasingly	increasingly	ADV
aseas-2905	142	14	find	find	VERB
aseas-2905	142	15	it	it	PRON
aseas-2905	142	16	normal	normal	ADJ
aseas-2905	142	17	to	to	PART
aseas-2905	142	18	borrow	borrow	VERB
aseas-2905	142	19	past	past	ADP
aseas-2905	142	20	their	their	PRON
aseas-2905	142	21	income	income	NOUN
aseas-2905	142	22	and	and	CCONJ
aseas-2905	142	23	be	be	AUX
aseas-2905	142	24	indebted	indebte	VERB
aseas-2905	142	25	so	so	ADV
aseas-2905	142	26	long	long	ADV
aseas-2905	142	27	as	as	SCONJ
aseas-2905	142	28	everyone	everyone	PRON
aseas-2905	142	29	around	around	ADP
aseas-2905	142	30	them	they	PRON
aseas-2905	142	31	is	be	AUX
aseas-2905	142	32	also	also	ADV
aseas-2905	142	33	indebted	indebte	VERB
aseas-2905	142	34	.	.	PUNCT
aseas-2905	143	1	according	accord	VERB
aseas-2905	143	2	to	to	ADP
aseas-2905	143	3	the	the	DET
aseas-2905	143	4	social	social	ADJ
aseas-2905	143	5	support	support	NOUN
aseas-2905	143	6	theory	theory	NOUN
aseas-2905	143	7	of	of	ADP
aseas-2905	143	8	debt	debt	NOUN
aseas-2905	143	9	(	(	PUNCT
aseas-2905	143	10	lea	lea	PROPN
aseas-2905	143	11	et	et	PROPN
aseas-2905	143	12	al	al	PROPN
aseas-2905	143	13	.	.	PROPN
aseas-2905	143	14	,	,	PUNCT
aseas-2905	143	15	1993	1993	NUM
aseas-2905	143	16	,	,	PUNCT
aseas-2905	143	17	1995	1995	NUM
aseas-2905	143	18	)	)	PUNCT
aseas-2905	143	19	,	,	PUNCT
aseas-2905	143	20	indebted	indebte	VERB
aseas-2905	143	21	vietnamese	vietnamese	ADJ
aseas-2905	143	22	consumers	consumer	NOUN
aseas-2905	143	23	are	be	AUX
aseas-2905	143	24	less	less	ADV
aseas-2905	143	25	likely	likely	ADJ
aseas-2905	143	26	to	to	PART
aseas-2905	143	27	think	think	VERB
aseas-2905	143	28	that	that	SCONJ
aseas-2905	143	29	their	their	PRON
aseas-2905	143	30	100	100	NUM
aseas-2905	143	31	|	|	NOUN
aseas-2905	143	32	aseas	asea	NOUN
aseas-2905	143	33	12(1	12(1	NUM
aseas-2905	143	34	)	)	PUNCT
aseas-2905	143	35	the	the	DET
aseas-2905	143	36	new	new	ADJ
aseas-2905	143	37	politics	politic	NOUN
aseas-2905	143	38	of	of	ADP
aseas-2905	143	39	debt	debt	NOUN
aseas-2905	143	40	in	in	ADP
aseas-2905	143	41	the	the	DET
aseas-2905	143	42	transition	transition	NOUN
aseas-2905	143	43	economy	economy	NOUN
aseas-2905	143	44	of	of	ADP
aseas-2905	143	45	vietnam	vietnam	PROPN
aseas-2905	143	46	acquaintances	acquaintance	NOUN
aseas-2905	143	47	or	or	CCONJ
aseas-2905	143	48	relatives	relative	NOUN
aseas-2905	143	49	would	would	AUX
aseas-2905	143	50	disapprove	disapprove	VERB
aseas-2905	143	51	if	if	SCONJ
aseas-2905	143	52	they	they	PRON
aseas-2905	143	53	knew	know	VERB
aseas-2905	143	54	these	these	DET
aseas-2905	143	55	other	other	ADJ
aseas-2905	143	56	people	people	NOUN
aseas-2905	143	57	were	be	AUX
aseas-2905	143	58	also	also	ADV
aseas-2905	143	59	in	in	ADP
aseas-2905	143	60	debt	debt	NOUN
aseas-2905	143	61	.	.	PUNCT
aseas-2905	144	1	a	a	DET
aseas-2905	144	2	debt	debt	NOUN
aseas-2905	144	3	tolerant	tolerant	ADJ
aseas-2905	144	4	attitude	attitude	NOUN
aseas-2905	144	5	may	may	AUX
aseas-2905	144	6	arise	arise	VERB
aseas-2905	144	7	out	out	ADP
aseas-2905	144	8	of	of	ADP
aseas-2905	144	9	social	social	ADJ
aseas-2905	144	10	comparison	comparison	NOUN
aseas-2905	144	11	,	,	PUNCT
aseas-2905	144	12	as	as	SCONJ
aseas-2905	144	13	lunt	lunt	PROPN
aseas-2905	144	14	and	and	CCONJ
aseas-2905	144	15	livingstone	livingstone	PROPN
aseas-2905	144	16	(	(	PUNCT
aseas-2905	144	17	1991	1991	NUM
aseas-2905	144	18	)	)	PUNCT
aseas-2905	144	19	showed	show	VERB
aseas-2905	144	20	:	:	PUNCT
aseas-2905	144	21	one	one	PRON
aseas-2905	144	22	may	may	AUX
aseas-2905	144	23	end	end	VERB
aseas-2905	144	24	up	up	ADP
aseas-2905	144	25	overspending	overspend	VERB
aseas-2905	144	26	one	one	NUM
aseas-2905	144	27	’s	’s	PART
aseas-2905	144	28	income	income	NOUN
aseas-2905	144	29	and	and	CCONJ
aseas-2905	144	30	over	over	ADP
aseas-2905	144	31	-	-	PUNCT
aseas-2905	144	32	borrowing	borrowing	NOUN
aseas-2905	144	33	because	because	SCONJ
aseas-2905	144	34	of	of	ADP
aseas-2905	144	35	the	the	DET
aseas-2905	144	36	desire	desire	NOUN
aseas-2905	144	37	to	to	PART
aseas-2905	144	38	have	have	AUX
aseas-2905	144	39	the	the	DET
aseas-2905	144	40	same	same	ADJ
aseas-2905	144	41	goods	good	NOUN
aseas-2905	144	42	and	and	CCONJ
aseas-2905	144	43	services	service	NOUN
aseas-2905	144	44	enjoyed	enjoy	VERB
aseas-2905	144	45	by	by	ADP
aseas-2905	144	46	others	other	NOUN
aseas-2905	144	47	.	.	PUNCT
aseas-2905	145	1	although	although	SCONJ
aseas-2905	145	2	researchers	researcher	NOUN
aseas-2905	145	3	have	have	AUX
aseas-2905	145	4	noted	note	VERB
aseas-2905	145	5	the	the	DET
aseas-2905	145	6	social	social	ADJ
aseas-2905	145	7	monitoring	monitoring	NOUN
aseas-2905	145	8	of	of	ADP
aseas-2905	145	9	debt	debt	NOUN
aseas-2905	145	10	in	in	ADP
aseas-2905	145	11	vietnam	vietnam	PROPN
aseas-2905	145	12	(	(	PUNCT
aseas-2905	145	13	chichaibelu	chichaibelu	PROPN
aseas-2905	145	14	&	&	CCONJ
aseas-2905	145	15	waibel	waibel	PROPN
aseas-2905	145	16	,	,	PUNCT
aseas-2905	145	17	2018	2018	NUM
aseas-2905	145	18	)	)	PUNCT
aseas-2905	145	19	,	,	PUNCT
aseas-2905	145	20	one	one	PRON
aseas-2905	145	21	must	must	AUX
aseas-2905	145	22	take	take	VERB
aseas-2905	145	23	into	into	ADP
aseas-2905	145	24	account	account	NOUN
aseas-2905	145	25	that	that	SCONJ
aseas-2905	145	26	in	in	ADP
aseas-2905	145	27	most	most	ADV
aseas-2905	145	28	industrialized	industrialize	VERB
aseas-2905	145	29	countries	country	NOUN
aseas-2905	145	30	there	there	PRON
aseas-2905	145	31	is	be	VERB
aseas-2905	145	32	a	a	DET
aseas-2905	145	33	tendency	tendency	NOUN
aseas-2905	145	34	for	for	SCONJ
aseas-2905	145	35	community	community	NOUN
aseas-2905	145	36	and	and	CCONJ
aseas-2905	145	37	familial	familial	ADJ
aseas-2905	145	38	ties	tie	NOUN
aseas-2905	145	39	to	to	PART
aseas-2905	145	40	wither	wither	VERB
aseas-2905	145	41	(	(	PUNCT
aseas-2905	145	42	harari	harari	PROPN
aseas-2905	145	43	,	,	PUNCT
aseas-2905	145	44	2014	2014	NUM
aseas-2905	145	45	;	;	PUNCT
aseas-2905	146	1	miguel	miguel	PROPN
aseas-2905	146	2	,	,	PUNCT
aseas-2905	146	3	gertler	gertler	NOUN
aseas-2905	146	4	,	,	PUNCT
aseas-2905	146	5	&	&	CCONJ
aseas-2905	146	6	levine	levine	PROPN
aseas-2905	146	7	,	,	PUNCT
aseas-2905	146	8	2003	2003	NUM
aseas-2905	146	9	;	;	PUNCT
aseas-2905	146	10	wellman	wellman	NOUN
aseas-2905	146	11	,	,	PUNCT
aseas-2905	146	12	2018	2018	NUM
aseas-2905	146	13	)	)	PUNCT
aseas-2905	146	14	.	.	PUNCT
aseas-2905	147	1	this	this	DET
aseas-2905	147	2	study	study	NOUN
aseas-2905	147	3	calls	call	VERB
aseas-2905	147	4	for	for	ADP
aseas-2905	147	5	increased	increase	VERB
aseas-2905	147	6	attention	attention	NOUN
aseas-2905	147	7	to	to	ADP
aseas-2905	147	8	the	the	DET
aseas-2905	147	9	expansion	expansion	NOUN
aseas-2905	147	10	of	of	ADP
aseas-2905	147	11	consumer	consumer	NOUN
aseas-2905	147	12	lending	lending	NOUN
aseas-2905	147	13	,	,	PUNCT
aseas-2905	147	14	the	the	DET
aseas-2905	147	15	ease	ease	NOUN
aseas-2905	147	16	to	to	AUX
aseas-2905	147	17	borrowing	borrowing	NOUN
aseas-2905	147	18	,	,	PUNCT
aseas-2905	147	19	and	and	CCONJ
aseas-2905	147	20	the	the	DET
aseas-2905	147	21	ever	ever	ADV
aseas-2905	147	22	-	-	PUNCT
aseas-2905	147	23	rising	rise	VERB
aseas-2905	147	24	costs	cost	NOUN
aseas-2905	147	25	of	of	ADP
aseas-2905	147	26	pursuing	pursue	VERB
aseas-2905	147	27	“	"	PUNCT
aseas-2905	147	28	middle	middle	ADJ
aseas-2905	147	29	class	class	NOUN
aseas-2905	147	30	and	and	CCONJ
aseas-2905	147	31	affluent	affluent	ADJ
aseas-2905	147	32	”	"	PUNCT
aseas-2905	147	33	lifestyles	lifestyle	NOUN
aseas-2905	147	34	,	,	PUNCT
aseas-2905	147	35	for	for	ADP
aseas-2905	147	36	these	these	DET
aseas-2905	147	37	factors	factor	NOUN
aseas-2905	147	38	may	may	AUX
aseas-2905	147	39	push	push	VERB
aseas-2905	147	40	debts	debt	NOUN
aseas-2905	147	41	to	to	PART
aseas-2905	147	42	spiral	spiral	VERB
aseas-2905	147	43	out	out	ADP
aseas-2905	147	44	of	of	ADP
aseas-2905	147	45	control	control	NOUN
aseas-2905	147	46	.	.	PUNCT
aseas-2905	148	1	corporate	corporate	ADJ
aseas-2905	148	2	debt	debt	NOUN
aseas-2905	148	3	and	and	CCONJ
aseas-2905	148	4	rent	rent	NOUN
aseas-2905	148	5	-	-	PUNCT
aseas-2905	148	6	seeking	seek	VERB
aseas-2905	148	7	the	the	DET
aseas-2905	148	8	corporate	corporate	ADJ
aseas-2905	148	9	sector	sector	NOUN
aseas-2905	148	10	also	also	ADV
aseas-2905	148	11	contributes	contribute	VERB
aseas-2905	148	12	to	to	ADP
aseas-2905	148	13	the	the	DET
aseas-2905	148	14	rising	rise	VERB
aseas-2905	148	15	debt	debt	NOUN
aseas-2905	148	16	in	in	ADP
aseas-2905	148	17	the	the	DET
aseas-2905	148	18	country	country	NOUN
aseas-2905	148	19	due	due	ADP
aseas-2905	148	20	to	to	ADP
aseas-2905	148	21	a	a	DET
aseas-2905	148	22	combination	combination	NOUN
aseas-2905	148	23	of	of	ADP
aseas-2905	148	24	rampant	rampant	ADJ
aseas-2905	148	25	rent	rent	NOUN
aseas-2905	148	26	-	-	PUNCT
aseas-2905	148	27	seeking	seek	VERB
aseas-2905	148	28	and	and	CCONJ
aseas-2905	148	29	inefficient	inefficient	ADJ
aseas-2905	148	30	corporate	corporate	ADJ
aseas-2905	148	31	governance	governance	NOUN
aseas-2905	148	32	.	.	PUNCT
aseas-2905	149	1	studies	study	NOUN
aseas-2905	149	2	on	on	ADP
aseas-2905	149	3	capital	capital	NOUN
aseas-2905	149	4	structure	structure	NOUN
aseas-2905	149	5	in	in	ADP
aseas-2905	149	6	vietnamese	vietnamese	ADJ
aseas-2905	149	7	corporations	corporation	NOUN
aseas-2905	149	8	have	have	AUX
aseas-2905	149	9	noted	note	VERB
aseas-2905	149	10	some	some	DET
aseas-2905	149	11	key	key	ADJ
aseas-2905	149	12	elements	element	NOUN
aseas-2905	149	13	to	to	ADP
aseas-2905	149	14	firms	firm	NOUN
aseas-2905	149	15	’	’	PART
aseas-2905	149	16	borrowing	borrowing	NOUN
aseas-2905	149	17	behavior	behavior	NOUN
aseas-2905	149	18	such	such	ADJ
aseas-2905	149	19	as	as	ADP
aseas-2905	149	20	cash	cash	NOUN
aseas-2905	149	21	flow	flow	NOUN
aseas-2905	149	22	,	,	PUNCT
aseas-2905	149	23	fixed	fix	VERB
aseas-2905	149	24	capital	capital	NOUN
aseas-2905	149	25	intensity	intensity	NOUN
aseas-2905	149	26	,	,	PUNCT
aseas-2905	149	27	business	business	NOUN
aseas-2905	149	28	risk	risk	NOUN
aseas-2905	149	29	,	,	PUNCT
aseas-2905	149	30	leverage	leverage	NOUN
aseas-2905	149	31	,	,	PUNCT
aseas-2905	149	32	and	and	CCONJ
aseas-2905	149	33	firm	firm	ADJ
aseas-2905	149	34	size	size	NOUN
aseas-2905	149	35	(	(	PUNCT
aseas-2905	149	36	phan	phan	PROPN
aseas-2905	149	37	&	&	CCONJ
aseas-2905	149	38	phan	phan	PROPN
aseas-2905	149	39	,	,	PUNCT
aseas-2905	149	40	2013	2013	NUM
aseas-2905	149	41	)	)	PUNCT
aseas-2905	149	42	;	;	PUNCT
aseas-2905	149	43	or	or	CCONJ
aseas-2905	149	44	asset	asset	NOUN
aseas-2905	149	45	growth	growth	NOUN
aseas-2905	149	46	,	,	PUNCT
aseas-2905	149	47	ratio	ratio	NOUN
aseas-2905	149	48	of	of	ADP
aseas-2905	149	49	sales	sale	NOUN
aseas-2905	149	50	to	to	ADP
aseas-2905	149	51	tangible	tangible	ADJ
aseas-2905	149	52	assets	asset	NOUN
aseas-2905	149	53	,	,	PUNCT
aseas-2905	149	54	profit	profit	NOUN
aseas-2905	149	55	,	,	PUNCT
aseas-2905	149	56	liquidity	liquidity	NOUN
aseas-2905	149	57	(	(	PUNCT
aseas-2905	149	58	vo	vo	NOUN
aseas-2905	149	59	,	,	PUNCT
aseas-2905	149	60	2017	2017	NUM
aseas-2905	149	61	)	)	PUNCT
aseas-2905	149	62	.	.	PUNCT
aseas-2905	150	1	for	for	ADP
aseas-2905	150	2	instance	instance	NOUN
aseas-2905	150	3	,	,	PUNCT
aseas-2905	150	4	in	in	ADP
aseas-2905	150	5	examining	examine	VERB
aseas-2905	150	6	data	datum	NOUN
aseas-2905	150	7	of	of	ADP
aseas-2905	150	8	public	public	ADJ
aseas-2905	150	9	listed	list	VERB
aseas-2905	150	10	firms	firm	NOUN
aseas-2905	150	11	on	on	ADP
aseas-2905	150	12	the	the	DET
aseas-2905	150	13	ho	ho	PROPN
aseas-2905	150	14	chi	chi	PROPN
aseas-2905	150	15	minh	minh	PROPN
aseas-2905	150	16	city	city	PROPN
aseas-2905	150	17	stock	stock	PROPN
aseas-2905	150	18	exchange	exchange	PROPN
aseas-2905	150	19	(	(	PUNCT
aseas-2905	150	20	hose	hose	PROPN
aseas-2905	150	21	)	)	PUNCT
aseas-2905	150	22	from	from	ADP
aseas-2905	150	23	between	between	ADP
aseas-2905	150	24	2006	2006	NUM
aseas-2905	150	25	and	and	CCONJ
aseas-2905	150	26	2015	2015	NUM
aseas-2905	150	27	,	,	PUNCT
aseas-2905	150	28	vo	vo	X
aseas-2905	150	29	(	(	PUNCT
aseas-2905	150	30	2017	2017	NUM
aseas-2905	150	31	)	)	PUNCT
aseas-2905	150	32	noted	note	VERB
aseas-2905	150	33	a	a	DET
aseas-2905	150	34	tendency	tendency	NOUN
aseas-2905	150	35	among	among	ADP
aseas-2905	150	36	larger	large	ADJ
aseas-2905	150	37	,	,	PUNCT
aseas-2905	150	38	profitable	profitable	ADJ
aseas-2905	150	39	firms	firm	NOUN
aseas-2905	150	40	to	to	PART
aseas-2905	150	41	take	take	VERB
aseas-2905	150	42	out	out	ADP
aseas-2905	150	43	long	long	ADJ
aseas-2905	150	44	-	-	PUNCT
aseas-2905	150	45	term	term	NOUN
aseas-2905	150	46	loans	loan	NOUN
aseas-2905	150	47	and	and	CCONJ
aseas-2905	150	48	among	among	ADP
aseas-2905	150	49	smaller	small	ADJ
aseas-2905	150	50	firms	firm	NOUN
aseas-2905	150	51	to	to	PART
aseas-2905	150	52	opt	opt	VERB
aseas-2905	150	53	for	for	ADP
aseas-2905	150	54	short	short	ADJ
aseas-2905	150	55	-	-	PUNCT
aseas-2905	150	56	term	term	NOUN
aseas-2905	150	57	loans	loan	NOUN
aseas-2905	150	58	to	to	PART
aseas-2905	150	59	finance	finance	VERB
aseas-2905	150	60	their	their	PRON
aseas-2905	150	61	investments	investment	NOUN
aseas-2905	150	62	.	.	PUNCT
aseas-2905	151	1	most	most	ADJ
aseas-2905	151	2	studies	study	NOUN
aseas-2905	151	3	also	also	ADV
aseas-2905	151	4	noted	note	VERB
aseas-2905	151	5	how	how	SCONJ
aseas-2905	151	6	the	the	DET
aseas-2905	151	7	capital	capital	NOUN
aseas-2905	151	8	structure	structure	NOUN
aseas-2905	151	9	of	of	ADP
aseas-2905	151	10	vietnamese	vietnamese	ADJ
aseas-2905	151	11	firms	firm	NOUN
aseas-2905	151	12	is	be	AUX
aseas-2905	151	13	still	still	ADV
aseas-2905	151	14	dominated	dominate	VERB
aseas-2905	151	15	by	by	ADP
aseas-2905	151	16	the	the	DET
aseas-2905	151	17	use	use	NOUN
aseas-2905	151	18	figure	figure	NOUN
aseas-2905	151	19	4a	4a	NUM
aseas-2905	151	20	:	:	PUNCT
aseas-2905	151	21	the	the	DET
aseas-2905	151	22	changes	change	NOUN
aseas-2905	151	23	in	in	ADP
aseas-2905	151	24	debt	debt	NOUN
aseas-2905	151	25	and	and	CCONJ
aseas-2905	151	26	equity	equity	NOUN
aseas-2905	151	27	in	in	ADP
aseas-2905	151	28	vietnam	vietnam	PROPN
aseas-2905	151	29	’s	’s	PART
aseas-2905	151	30	state	state	NOUN
aseas-2905	151	31	-	-	PUNCT
aseas-2905	151	32	owned	own	VERB
aseas-2905	151	33	enterprises	enterprise	NOUN
aseas-2905	151	34	(	(	PUNCT
aseas-2905	151	35	soes	soe	NOUN
aseas-2905	151	36	)	)	PUNCT
aseas-2905	151	37	,	,	PUNCT
aseas-2905	151	38	private	private	ADJ
aseas-2905	151	39	domestic	domestic	ADJ
aseas-2905	151	40	firms	firm	NOUN
aseas-2905	151	41	,	,	PUNCT
aseas-2905	151	42	and	and	CCONJ
aseas-2905	151	43	foreign	foreign	ADJ
aseas-2905	151	44	-	-	PUNCT
aseas-2905	151	45	invested	invest	VERB
aseas-2905	151	46	enterprises	enterprise	NOUN
aseas-2905	151	47	(	(	PUNCT
aseas-2905	151	48	fies	fie	NOUN
aseas-2905	151	49	)	)	PUNCT
aseas-2905	151	50	2000	2000	NUM
aseas-2905	151	51	-	-	SYM
aseas-2905	151	52	2015	2015	NUM
aseas-2905	151	53	(	(	PUNCT
aseas-2905	151	54	unit	unit	NOUN
aseas-2905	151	55	:	:	PUNCT
aseas-2905	151	56	billion	billion	NUM
aseas-2905	151	57	vnd	vnd	PROPN
aseas-2905	151	58	)	)	PUNCT
aseas-2905	151	59	;	;	PUNCT
aseas-2905	151	60	(	(	PUNCT
aseas-2905	151	61	general	general	ADJ
aseas-2905	151	62	statistics	statistics	PROPN
aseas-2905	151	63	office	office	PROPN
aseas-2905	151	64	of	of	ADP
aseas-2905	151	65	vietnam	vietnam	PROPN
aseas-2905	151	66	)	)	PUNCT
aseas-2905	151	67	.	.	PUNCT
aseas-2905	152	1	aseas	asea	NOUN
aseas-2905	152	2	12(1	12(1	NUM
aseas-2905	152	3	)	)	PUNCT
aseas-2905	153	1	|	|	ADV
aseas-2905	153	2	101	101	NUM
aseas-2905	153	3	hong	hong	PROPN
aseas-2905	153	4	-	-	PUNCT
aseas-2905	153	5	kong	kong	PROPN
aseas-2905	153	6	t.	t.	PROPN
aseas-2905	153	7	nguyen	nguyen	NOUN
aseas-2905	153	8	,	,	PUNCT
aseas-2905	153	9	viet	viet	NOUN
aseas-2905	153	10	-	-	PUNCT
aseas-2905	153	11	ha	ha	PROPN
aseas-2905	153	12	t.	t.	PROPN
aseas-2905	153	13	nguyen	nguyen	NOUN
aseas-2905	153	14	,	,	PUNCT
aseas-2905	153	15	thu	thu	PROPN
aseas-2905	153	16	-	-	PUNCT
aseas-2905	153	17	trang	trang	PROPN
aseas-2905	153	18	vuong	vuong	PROPN
aseas-2905	153	19	,	,	PUNCT
aseas-2905	153	20	manh	manh	PROPN
aseas-2905	153	21	-	-	PUNCT
aseas-2905	153	22	tung	tung	PROPN
aseas-2905	153	23	ho	ho	PROPN
aseas-2905	153	24	,	,	PUNCT
aseas-2905	153	25	&	&	CCONJ
aseas-2905	153	26	quan	quan	PROPN
aseas-2905	153	27	-	-	PUNCT
aseas-2905	153	28	hoang	hoang	PROPN
aseas-2905	153	29	vuong	vuong	PROPN
aseas-2905	153	30	of	of	ADP
aseas-2905	153	31	short	short	ADJ
aseas-2905	153	32	-	-	PUNCT
aseas-2905	153	33	term	term	NOUN
aseas-2905	153	34	financing	financing	NOUN
aseas-2905	153	35	sources	source	NOUN
aseas-2905	153	36	(	(	PUNCT
aseas-2905	153	37	nguyen	nguyen	NOUN
aseas-2905	153	38	et	et	PROPN
aseas-2905	153	39	al	al	PROPN
aseas-2905	153	40	.	.	PROPN
aseas-2905	153	41	,	,	PUNCT
aseas-2905	153	42	2012	2012	NUM
aseas-2905	153	43	;	;	PUNCT
aseas-2905	153	44	vo	vo	NOUN
aseas-2905	153	45	,	,	PUNCT
aseas-2905	153	46	2017	2017	NUM
aseas-2905	153	47	)	)	PUNCT
aseas-2905	153	48	.	.	PUNCT
aseas-2905	154	1	with	with	ADP
aseas-2905	154	2	regard	regard	NOUN
aseas-2905	154	3	to	to	ADP
aseas-2905	154	4	the	the	DET
aseas-2905	154	5	debtto	debtto	ADJ
aseas-2905	154	6	-	-	PUNCT
aseas-2905	154	7	assets	asset	NOUN
aseas-2905	154	8	ratio	ratio	NOUN
aseas-2905	154	9	,	,	PUNCT
aseas-2905	154	10	many	many	ADJ
aseas-2905	154	11	vietnamese	vietnamese	ADJ
aseas-2905	154	12	firms	firm	NOUN
aseas-2905	154	13	have	have	VERB
aseas-2905	154	14	a	a	DET
aseas-2905	154	15	rate	rate	NOUN
aseas-2905	154	16	above	above	ADP
aseas-2905	154	17	0.5	0.5	NUM
aseas-2905	154	18	,	,	PUNCT
aseas-2905	154	19	even	even	ADV
aseas-2905	154	20	though	though	SCONJ
aseas-2905	154	21	economists	economist	NOUN
aseas-2905	154	22	suggest	suggest	AUX
aseas-2905	154	23	keeping	keep	VERB
aseas-2905	154	24	the	the	DET
aseas-2905	154	25	ratio	ratio	NOUN
aseas-2905	154	26	below	below	ADP
aseas-2905	154	27	0.5	0.5	NUM
aseas-2905	154	28	to	to	PART
aseas-2905	154	29	prevent	prevent	VERB
aseas-2905	154	30	financial	financial	ADJ
aseas-2905	154	31	distress	distress	NOUN
aseas-2905	154	32	(	(	PUNCT
aseas-2905	154	33	vo	vo	PROPN
aseas-2905	154	34	&	&	CCONJ
aseas-2905	154	35	ellis	ellis	PROPN
aseas-2905	154	36	,	,	PUNCT
aseas-2905	154	37	2017	2017	NUM
aseas-2905	154	38	)	)	PUNCT
aseas-2905	154	39	.	.	PUNCT
aseas-2905	155	1	a	a	DET
aseas-2905	155	2	better	well	ADJ
aseas-2905	155	3	illustration	illustration	NOUN
aseas-2905	155	4	of	of	ADP
aseas-2905	155	5	firm	firm	ADJ
aseas-2905	155	6	financing	financing	NOUN
aseas-2905	155	7	via	via	ADP
aseas-2905	155	8	debt	debt	NOUN
aseas-2905	155	9	is	be	AUX
aseas-2905	155	10	the	the	DET
aseas-2905	155	11	rise	rise	NOUN
aseas-2905	155	12	in	in	ADP
aseas-2905	155	13	the	the	DET
aseas-2905	155	14	debt	debt	NOUN
aseas-2905	155	15	-	-	PUNCT
aseas-2905	155	16	to	to	ADP
aseas-2905	155	17	-	-	PUNCT
aseas-2905	155	18	equity	equity	NOUN
aseas-2905	155	19	ratio	ratio	NOUN
aseas-2905	155	20	(	(	PUNCT
aseas-2905	155	21	a	a	DET
aseas-2905	155	22	firm	firm	NOUN
aseas-2905	155	23	’s	’s	PART
aseas-2905	155	24	total	total	ADJ
aseas-2905	155	25	debt	debt	NOUN
aseas-2905	155	26	divided	divide	VERB
aseas-2905	155	27	by	by	ADP
aseas-2905	155	28	its	its	PRON
aseas-2905	155	29	total	total	ADJ
aseas-2905	155	30	equity	equity	NOUN
aseas-2905	155	31	)	)	PUNCT
aseas-2905	155	32	in	in	ADP
aseas-2905	155	33	all	all	DET
aseas-2905	155	34	three	three	NUM
aseas-2905	155	35	corporate	corporate	ADJ
aseas-2905	155	36	sectors	sector	NOUN
aseas-2905	155	37	in	in	ADP
aseas-2905	155	38	vietnam	vietnam	PROPN
aseas-2905	155	39	,	,	PUNCT
aseas-2905	155	40	as	as	ADP
aseas-2905	155	41	figures	figure	NOUN
aseas-2905	155	42	4a	4a	NOUN
aseas-2905	155	43	and	and	CCONJ
aseas-2905	155	44	4b	4b	PROPN
aseas-2905	155	45	show	show	NOUN
aseas-2905	155	46	.	.	PUNCT
aseas-2905	156	1	while	while	SCONJ
aseas-2905	156	2	the	the	DET
aseas-2905	156	3	optimal	optimal	ADJ
aseas-2905	156	4	debt	debt	NOUN
aseas-2905	156	5	-	-	PUNCT
aseas-2905	156	6	to	to	ADP
aseas-2905	156	7	-	-	PUNCT
aseas-2905	156	8	equity	equity	NOUN
aseas-2905	156	9	ratio	ratio	NOUN
aseas-2905	156	10	for	for	ADP
aseas-2905	156	11	any	any	DET
aseas-2905	156	12	corporation	corporation	NOUN
aseas-2905	156	13	is	be	AUX
aseas-2905	156	14	1.0	1.0	NUM
aseas-2905	156	15	,	,	PUNCT
aseas-2905	156	16	the	the	DET
aseas-2905	156	17	data	datum	NOUN
aseas-2905	156	18	show	show	VERB
aseas-2905	156	19	that	that	SCONJ
aseas-2905	156	20	in	in	ADP
aseas-2905	156	21	vietnam	vietnam	PROPN
aseas-2905	156	22	,	,	PUNCT
aseas-2905	156	23	not	not	PART
aseas-2905	156	24	only	only	ADV
aseas-2905	156	25	were	be	AUX
aseas-2905	156	26	the	the	DET
aseas-2905	156	27	ratios	ratio	NOUN
aseas-2905	156	28	for	for	ADP
aseas-2905	156	29	all	all	DET
aseas-2905	156	30	three	three	NUM
aseas-2905	156	31	types	type	NOUN
aseas-2905	156	32	of	of	ADP
aseas-2905	156	33	enterprises	enterprise	NOUN
aseas-2905	156	34	,	,	PUNCT
aseas-2905	156	35	namely	namely	ADV
aseas-2905	156	36	state	state	NOUN
aseas-2905	156	37	-	-	PUNCT
aseas-2905	156	38	owned	own	VERB
aseas-2905	156	39	,	,	PUNCT
aseas-2905	156	40	privately	privately	ADV
aseas-2905	156	41	-	-	PUNCT
aseas-2905	156	42	owned	own	VERB
aseas-2905	156	43	,	,	PUNCT
aseas-2905	156	44	and	and	CCONJ
aseas-2905	156	45	foreign	foreign	ADJ
aseas-2905	156	46	-	-	PUNCT
aseas-2905	156	47	invested	invest	VERB
aseas-2905	156	48	,	,	PUNCT
aseas-2905	156	49	above	above	ADP
aseas-2905	156	50	1.0	1.0	NUM
aseas-2905	156	51	during	during	ADP
aseas-2905	156	52	the	the	DET
aseas-2905	156	53	2000	2000	NUM
aseas-2905	156	54	to	to	ADP
aseas-2905	156	55	2015	2015	NUM
aseas-2905	156	56	period	period	NOUN
aseas-2905	156	57	,	,	PUNCT
aseas-2905	156	58	they	they	PRON
aseas-2905	156	59	also	also	ADV
aseas-2905	156	60	increased	increase	VERB
aseas-2905	156	61	over	over	ADP
aseas-2905	156	62	the	the	DET
aseas-2905	156	63	years	year	NOUN
aseas-2905	156	64	.	.	PUNCT
aseas-2905	157	1	state	state	NOUN
aseas-2905	157	2	-	-	PUNCT
aseas-2905	157	3	owned	own	VERB
aseas-2905	157	4	enterprises	enterprise	NOUN
aseas-2905	157	5	(	(	PUNCT
aseas-2905	157	6	soes	soe	NOUN
aseas-2905	157	7	)	)	PUNCT
aseas-2905	157	8	have	have	VERB
aseas-2905	157	9	the	the	DET
aseas-2905	157	10	highest	high	ADJ
aseas-2905	157	11	debt	debt	NOUN
aseas-2905	157	12	-	-	PUNCT
aseas-2905	157	13	to	to	ADP
aseas-2905	157	14	-	-	PUNCT
aseas-2905	157	15	equity	equity	NOUN
aseas-2905	157	16	ratio	ratio	NOUN
aseas-2905	157	17	,	,	PUNCT
aseas-2905	157	18	which	which	PRON
aseas-2905	157	19	increased	increase	VERB
aseas-2905	157	20	from	from	ADP
aseas-2905	157	21	under	under	ADP
aseas-2905	157	22	2.5	2.5	NUM
aseas-2905	157	23	in	in	ADP
aseas-2905	157	24	2000	2000	NUM
aseas-2905	157	25	to	to	ADP
aseas-2905	157	26	nearly	nearly	ADV
aseas-2905	157	27	3.3	3.3	NUM
aseas-2905	157	28	in	in	ADP
aseas-2905	157	29	2015	2015	NUM
aseas-2905	157	30	.	.	PUNCT
aseas-2905	158	1	this	this	PRON
aseas-2905	158	2	is	be	AUX
aseas-2905	158	3	about	about	ADV
aseas-2905	158	4	1.7	1.7	NUM
aseas-2905	158	5	times	time	NOUN
aseas-2905	158	6	higher	high	ADJ
aseas-2905	158	7	than	than	ADP
aseas-2905	158	8	that	that	PRON
aseas-2905	158	9	of	of	ADP
aseas-2905	158	10	private	private	ADJ
aseas-2905	158	11	firms	firm	NOUN
aseas-2905	158	12	and	and	CCONJ
aseas-2905	158	13	foreign	foreign	ADJ
aseas-2905	158	14	-	-	PUNCT
aseas-2905	158	15	invested	invest	VERB
aseas-2905	158	16	enterprises	enterprise	NOUN
aseas-2905	158	17	(	(	PUNCT
aseas-2905	158	18	fies	fie	NOUN
aseas-2905	158	19	)	)	PUNCT
aseas-2905	158	20	.	.	PUNCT
aseas-2905	159	1	in	in	ADP
aseas-2905	159	2	terms	term	NOUN
aseas-2905	159	3	of	of	ADP
aseas-2905	159	4	the	the	DET
aseas-2905	159	5	absolute	absolute	ADJ
aseas-2905	159	6	number	number	NOUN
aseas-2905	159	7	(	(	PUNCT
aseas-2905	159	8	figure	figure	NOUN
aseas-2905	159	9	4a	4a	NUM
aseas-2905	159	10	)	)	PUNCT
aseas-2905	159	11	,	,	PUNCT
aseas-2905	159	12	the	the	DET
aseas-2905	159	13	drastic	drastic	ADJ
aseas-2905	159	14	surge	surge	NOUN
aseas-2905	159	15	in	in	ADP
aseas-2905	159	16	both	both	DET
aseas-2905	159	17	debt	debt	NOUN
aseas-2905	159	18	and	and	CCONJ
aseas-2905	159	19	equity	equity	NOUN
aseas-2905	159	20	in	in	ADP
aseas-2905	159	21	the	the	DET
aseas-2905	159	22	private	private	ADJ
aseas-2905	159	23	domestic	domestic	ADJ
aseas-2905	159	24	sector	sector	NOUN
aseas-2905	159	25	is	be	AUX
aseas-2905	159	26	attributable	attributable	ADJ
aseas-2905	159	27	to	to	ADP
aseas-2905	159	28	the	the	DET
aseas-2905	159	29	increase	increase	NOUN
aseas-2905	159	30	in	in	ADP
aseas-2905	159	31	the	the	DET
aseas-2905	159	32	number	number	NOUN
aseas-2905	159	33	of	of	ADP
aseas-2905	159	34	new	new	ADJ
aseas-2905	159	35	businesses	business	NOUN
aseas-2905	159	36	during	during	ADP
aseas-2905	159	37	the	the	DET
aseas-2905	159	38	2000	2000	NUM
aseas-2905	159	39	to	to	ADP
aseas-2905	159	40	2015	2015	NUM
aseas-2905	159	41	period	period	NOUN
aseas-2905	159	42	.	.	PUNCT
aseas-2905	160	1	yet	yet	ADV
aseas-2905	160	2	,	,	PUNCT
aseas-2905	160	3	by	by	ADP
aseas-2905	160	4	contrast	contrast	NOUN
aseas-2905	160	5	,	,	PUNCT
aseas-2905	160	6	although	although	SCONJ
aseas-2905	160	7	the	the	DET
aseas-2905	160	8	number	number	NOUN
aseas-2905	160	9	of	of	ADP
aseas-2905	160	10	soes	soe	NOUN
aseas-2905	160	11	actually	actually	ADV
aseas-2905	160	12	fell	fall	VERB
aseas-2905	160	13	to	to	ADP
aseas-2905	160	14	2,836	2,836	NUM
aseas-2905	160	15	in	in	ADP
aseas-2905	160	16	2015	2015	NUM
aseas-2905	160	17	from	from	ADP
aseas-2905	160	18	5,591	5,591	NUM
aseas-2905	160	19	in	in	ADP
aseas-2905	160	20	2000	2000	NUM
aseas-2905	160	21	(	(	PUNCT
aseas-2905	160	22	general	general	ADJ
aseas-2905	160	23	statistics	statistics	PROPN
aseas-2905	160	24	office	office	PROPN
aseas-2905	160	25	vietnam	vietnam	PROPN
aseas-2905	160	26	,	,	PUNCT
aseas-2905	160	27	2017	2017	NUM
aseas-2905	160	28	)	)	PUNCT
aseas-2905	160	29	,	,	PUNCT
aseas-2905	160	30	the	the	DET
aseas-2905	160	31	debt	debt	NOUN
aseas-2905	160	32	-	-	PUNCT
aseas-2905	160	33	to	to	ADP
aseas-2905	160	34	-	-	PUNCT
aseas-2905	160	35	equity	equity	NOUN
aseas-2905	160	36	ratio	ratio	NOUN
aseas-2905	160	37	in	in	ADP
aseas-2905	160	38	the	the	DET
aseas-2905	160	39	state	state	NOUN
aseas-2905	160	40	-	-	PUNCT
aseas-2905	160	41	run	run	VERB
aseas-2905	160	42	sector	sector	NOUN
aseas-2905	160	43	remained	remain	VERB
aseas-2905	160	44	the	the	DET
aseas-2905	160	45	highest	high	ADJ
aseas-2905	160	46	,	,	PUNCT
aseas-2905	160	47	signaling	signal	VERB
aseas-2905	160	48	inefficient	inefficient	ADJ
aseas-2905	160	49	restructuring	restructuring	NOUN
aseas-2905	160	50	as	as	ADV
aseas-2905	160	51	well	well	ADV
aseas-2905	160	52	as	as	ADP
aseas-2905	161	1	inadequate	inadequate	ADJ
aseas-2905	161	2	corporate	corporate	ADJ
aseas-2905	161	3	governance.1	governance.1	NOUN
aseas-2905	161	4	1	1	NUM
aseas-2905	161	5	while	while	SCONJ
aseas-2905	161	6	increased	increase	VERB
aseas-2905	161	7	use	use	NOUN
aseas-2905	161	8	of	of	ADP
aseas-2905	161	9	debt	debt	NOUN
aseas-2905	161	10	financing	financing	NOUN
aseas-2905	161	11	is	be	AUX
aseas-2905	161	12	found	find	VERB
aseas-2905	161	13	in	in	ADP
aseas-2905	161	14	both	both	CCONJ
aseas-2905	161	15	developed	developed	ADJ
aseas-2905	161	16	and	and	CCONJ
aseas-2905	161	17	developing	develop	VERB
aseas-2905	161	18	countries	country	NOUN
aseas-2905	161	19	during	during	ADP
aseas-2905	161	20	the	the	DET
aseas-2905	161	21	period	period	NOUN
aseas-2905	161	22	of	of	ADP
aseas-2905	161	23	the	the	DET
aseas-2905	161	24	financial	financial	ADJ
aseas-2905	161	25	crisis	crisis	NOUN
aseas-2905	161	26	(	(	PUNCT
aseas-2905	161	27	qureshi	qureshi	PROPN
aseas-2905	161	28	,	,	PUNCT
aseas-2905	161	29	ahsan	ahsan	PROPN
aseas-2905	161	30	,	,	PUNCT
aseas-2905	161	31	&	&	CCONJ
aseas-2905	161	32	azid	azid	PROPN
aseas-2905	161	33	,	,	PUNCT
aseas-2905	161	34	2017	2017	NUM
aseas-2905	161	35	)	)	PUNCT
aseas-2905	161	36	,	,	PUNCT
aseas-2905	161	37	the	the	DET
aseas-2905	161	38	continual	continual	ADJ
aseas-2905	161	39	dependence	dependence	NOUN
aseas-2905	161	40	on	on	ADP
aseas-2905	161	41	debt	debt	NOUN
aseas-2905	161	42	in	in	ADP
aseas-2905	161	43	vietnam	vietnam	NOUN
aseas-2905	161	44	during	during	ADP
aseas-2905	161	45	normal	normal	ADJ
aseas-2905	161	46	economic	economic	ADJ
aseas-2905	161	47	periods	period	NOUN
aseas-2905	161	48	signals	signal	NOUN
aseas-2905	161	49	serious	serious	ADJ
aseas-2905	161	50	corporate	corporate	ADJ
aseas-2905	161	51	debt	debt	NOUN
aseas-2905	161	52	vulnerability	vulnerability	NOUN
aseas-2905	161	53	.	.	PUNCT
aseas-2905	162	1	to	to	PART
aseas-2905	162	2	put	put	VERB
aseas-2905	162	3	this	this	PRON
aseas-2905	162	4	in	in	ADP
aseas-2905	162	5	perspective	perspective	NOUN
aseas-2905	162	6	,	,	PUNCT
aseas-2905	162	7	the	the	DET
aseas-2905	162	8	average	average	ADJ
aseas-2905	162	9	debt	debt	NOUN
aseas-2905	162	10	-	-	PUNCT
aseas-2905	162	11	to	to	ADP
aseas-2905	162	12	-	-	PUNCT
aseas-2905	162	13	equity	equity	NOUN
aseas-2905	162	14	ratio	ratio	NOUN
aseas-2905	162	15	in	in	ADP
aseas-2905	162	16	the	the	DET
aseas-2905	162	17	five	five	NUM
aseas-2905	162	18	countries	country	NOUN
aseas-2905	162	19	that	that	PRON
aseas-2905	162	20	went	go	VERB
aseas-2905	162	21	through	through	ADP
aseas-2905	162	22	the	the	DET
aseas-2905	162	23	asian	asian	ADJ
aseas-2905	162	24	crisis	crisis	NOUN
aseas-2905	162	25	in	in	ADP
aseas-2905	162	26	1997	1997	NUM
aseas-2905	162	27	,	,	PUNCT
aseas-2905	162	28	namely	namely	ADV
aseas-2905	162	29	indonesia	indonesia	PROPN
aseas-2905	162	30	,	,	PUNCT
aseas-2905	162	31	malaysia	malaysia	PROPN
aseas-2905	162	32	,	,	PUNCT
aseas-2905	162	33	philippines	philippine	NOUN
aseas-2905	162	34	,	,	PUNCT
aseas-2905	162	35	south	south	PROPN
aseas-2905	162	36	korea	korea	PROPN
aseas-2905	162	37	,	,	PUNCT
aseas-2905	162	38	and	and	CCONJ
aseas-2905	162	39	thailand	thailand	PROPN
aseas-2905	162	40	,	,	PUNCT
aseas-2905	162	41	was	be	AUX
aseas-2905	162	42	close	close	ADJ
aseas-2905	162	43	to	to	ADP
aseas-2905	162	44	1.45	1.45	NUM
aseas-2905	162	45	,	,	PUNCT
aseas-2905	162	46	whereas	whereas	SCONJ
aseas-2905	162	47	the	the	DET
aseas-2905	162	48	average	average	NOUN
aseas-2905	162	49	for	for	ADP
aseas-2905	162	50	emerging	emerge	VERB
aseas-2905	162	51	markets	market	NOUN
aseas-2905	162	52	was	be	AUX
aseas-2905	162	53	0.8	0.8	NUM
aseas-2905	162	54	(	(	PUNCT
aseas-2905	162	55	alfaro	alfaro	NOUN
aseas-2905	162	56	,	,	PUNCT
aseas-2905	162	57	asis	asis	NOUN
aseas-2905	162	58	,	,	PUNCT
aseas-2905	162	59	chari	chari	PROPN
aseas-2905	162	60	,	,	PUNCT
aseas-2905	162	61	&	&	CCONJ
aseas-2905	162	62	panizza	panizza	PROPN
aseas-2905	162	63	,	,	PUNCT
aseas-2905	162	64	2017	2017	NUM
aseas-2905	162	65	)	)	PUNCT
aseas-2905	162	66	.	.	PUNCT
aseas-2905	163	1	figure	figure	VERB
aseas-2905	163	2	4b	4b	PROPN
aseas-2905	163	3	:	:	PUNCT
aseas-2905	163	4	the	the	DET
aseas-2905	163	5	changes	change	NOUN
aseas-2905	163	6	in	in	ADP
aseas-2905	163	7	the	the	DET
aseas-2905	163	8	debt	debt	NOUN
aseas-2905	163	9	-	-	PUNCT
aseas-2905	163	10	to	to	ADP
aseas-2905	163	11	-	-	PUNCT
aseas-2905	163	12	equity	equity	NOUN
aseas-2905	163	13	ratio	ratio	NOUN
aseas-2905	163	14	in	in	ADP
aseas-2905	163	15	vietnam	vietnam	PROPN
aseas-2905	163	16	’s	’s	PART
aseas-2905	163	17	soes	soe	NOUN
aseas-2905	163	18	,	,	PUNCT
aseas-2905	163	19	private	private	ADJ
aseas-2905	163	20	domestic	domestic	ADJ
aseas-2905	163	21	firms	firm	NOUN
aseas-2905	163	22	,	,	PUNCT
aseas-2905	163	23	and	and	CCONJ
aseas-2905	163	24	fies	fie	NOUN
aseas-2905	163	25	2000	2000	NUM
aseas-2905	163	26	-	-	SYM
aseas-2905	163	27	2015	2015	NUM
aseas-2905	163	28	(	(	PUNCT
aseas-2905	163	29	general	general	ADJ
aseas-2905	163	30	statistics	statistics	PROPN
aseas-2905	163	31	office	office	PROPN
aseas-2905	163	32	of	of	ADP
aseas-2905	163	33	vietnam	vietnam	PROPN
aseas-2905	163	34	)	)	PUNCT
aseas-2905	163	35	.	.	PUNCT
aseas-2905	164	1	102	102	NUM
aseas-2905	164	2	|	|	NOUN
aseas-2905	164	3	aseas	asea	VERB
aseas-2905	164	4	12(1	12(1	NUM
aseas-2905	164	5	)	)	PUNCT
aseas-2905	165	1	the	the	DET
aseas-2905	165	2	new	new	ADJ
aseas-2905	165	3	politics	politic	NOUN
aseas-2905	165	4	of	of	ADP
aseas-2905	165	5	debt	debt	NOUN
aseas-2905	165	6	in	in	ADP
aseas-2905	165	7	the	the	DET
aseas-2905	165	8	transition	transition	NOUN
aseas-2905	165	9	economy	economy	NOUN
aseas-2905	165	10	of	of	ADP
aseas-2905	165	11	vietnam	vietnam	PROPN
aseas-2905	165	12	one	one	NUM
aseas-2905	165	13	of	of	ADP
aseas-2905	165	14	the	the	DET
aseas-2905	165	15	reasons	reason	NOUN
aseas-2905	165	16	for	for	ADP
aseas-2905	165	17	the	the	DET
aseas-2905	165	18	higher	high	ADJ
aseas-2905	165	19	cost	cost	NOUN
aseas-2905	165	20	of	of	ADP
aseas-2905	165	21	borrowing	borrowing	NOUN
aseas-2905	165	22	is	be	AUX
aseas-2905	165	23	widespread	widespread	ADJ
aseas-2905	165	24	rent	rent	NOUN
aseas-2905	165	25	-	-	PUNCT
aseas-2905	165	26	seeking	seeking	NOUN
aseas-2905	165	27	in	in	ADP
aseas-2905	165	28	the	the	DET
aseas-2905	165	29	economy	economy	NOUN
aseas-2905	165	30	(	(	PUNCT
aseas-2905	165	31	beeson	beeson	PROPN
aseas-2905	165	32	&	&	CCONJ
aseas-2905	165	33	pham	pham	PROPN
aseas-2905	165	34	,	,	PUNCT
aseas-2905	165	35	2012	2012	NUM
aseas-2905	165	36	;	;	PUNCT
aseas-2905	165	37	ngo	ngo	PROPN
aseas-2905	165	38	&	&	CCONJ
aseas-2905	165	39	tarko	tarko	PROPN
aseas-2905	165	40	,	,	PUNCT
aseas-2905	165	41	2018	2018	NUM
aseas-2905	165	42	;	;	PUNCT
aseas-2905	165	43	ngo	ngo	PROPN
aseas-2905	165	44	,	,	PUNCT
aseas-2905	165	45	2016	2016	NUM
aseas-2905	165	46	;	;	PUNCT
aseas-2905	165	47	wong	wong	PROPN
aseas-2905	165	48	,	,	PUNCT
aseas-2905	165	49	2011	2011	NUM
aseas-2905	165	50	)	)	PUNCT
aseas-2905	165	51	.	.	PUNCT
aseas-2905	166	1	interest	interest	NOUN
aseas-2905	166	2	groups	group	NOUN
aseas-2905	166	3	(	(	PUNCT
aseas-2905	166	4	vuong	vuong	PROPN
aseas-2905	166	5	,	,	PUNCT
aseas-2905	166	6	2014	2014	NUM
aseas-2905	166	7	)	)	PUNCT
aseas-2905	166	8	or	or	CCONJ
aseas-2905	166	9	powerful	powerful	ADJ
aseas-2905	166	10	business	business	NOUN
aseas-2905	166	11	/	/	SYM
aseas-2905	166	12	political	political	ADJ
aseas-2905	166	13	elites	elite	NOUN
aseas-2905	166	14	(	(	PUNCT
aseas-2905	166	15	wong	wong	PROPN
aseas-2905	166	16	,	,	PUNCT
aseas-2905	166	17	2011	2011	NUM
aseas-2905	166	18	)	)	PUNCT
aseas-2905	166	19	heavily	heavily	ADV
aseas-2905	166	20	influence	influence	VERB
aseas-2905	166	21	the	the	DET
aseas-2905	166	22	creation	creation	NOUN
aseas-2905	166	23	and	and	CCONJ
aseas-2905	166	24	allocation	allocation	NOUN
aseas-2905	166	25	of	of	ADP
aseas-2905	166	26	rents	rent	NOUN
aseas-2905	166	27	.	.	PUNCT
aseas-2905	167	1	this	this	DET
aseas-2905	167	2	feature	feature	NOUN
aseas-2905	167	3	,	,	PUNCT
aseas-2905	167	4	combined	combine	VERB
aseas-2905	167	5	with	with	ADP
aseas-2905	167	6	the	the	DET
aseas-2905	167	7	liberalization	liberalization	NOUN
aseas-2905	167	8	of	of	ADP
aseas-2905	167	9	the	the	DET
aseas-2905	167	10	financial	financial	ADJ
aseas-2905	167	11	market	market	NOUN
aseas-2905	167	12	in	in	ADP
aseas-2905	167	13	vietnam	vietnam	PROPN
aseas-2905	167	14	,	,	PUNCT
aseas-2905	167	15	has	have	AUX
aseas-2905	167	16	contributed	contribute	VERB
aseas-2905	167	17	to	to	ADP
aseas-2905	167	18	the	the	DET
aseas-2905	167	19	increase	increase	NOUN
aseas-2905	167	20	of	of	ADP
aseas-2905	167	21	debts	debt	NOUN
aseas-2905	167	22	nationwide	nationwide	ADV
aseas-2905	167	23	.	.	PUNCT
aseas-2905	168	1	the	the	DET
aseas-2905	168	2	close	close	ADJ
aseas-2905	168	3	relations	relation	NOUN
aseas-2905	168	4	between	between	ADP
aseas-2905	168	5	soes	soe	NOUN
aseas-2905	168	6	and	and	CCONJ
aseas-2905	168	7	state	state	NOUN
aseas-2905	168	8	-	-	PUNCT
aseas-2905	168	9	owned	own	VERB
aseas-2905	168	10	commercial	commercial	ADJ
aseas-2905	168	11	banks	bank	NOUN
aseas-2905	168	12	(	(	PUNCT
aseas-2905	168	13	socbs	socbs	PROPN
aseas-2905	168	14	)	)	PUNCT
aseas-2905	168	15	,	,	PUNCT
aseas-2905	168	16	which	which	PRON
aseas-2905	168	17	enable	enable	VERB
aseas-2905	168	18	the	the	DET
aseas-2905	168	19	former	former	ADJ
aseas-2905	168	20	to	to	PART
aseas-2905	168	21	borrow	borrow	VERB
aseas-2905	168	22	capital	capital	NOUN
aseas-2905	168	23	for	for	ADP
aseas-2905	168	24	state	state	NOUN
aseas-2905	168	25	-	-	PUNCT
aseas-2905	168	26	led	lead	VERB
aseas-2905	168	27	development	development	NOUN
aseas-2905	168	28	projects	project	NOUN
aseas-2905	168	29	,	,	PUNCT
aseas-2905	168	30	have	have	AUX
aseas-2905	168	31	worsened	worsen	VERB
aseas-2905	168	32	the	the	DET
aseas-2905	168	33	debt	debt	NOUN
aseas-2905	168	34	situation	situation	NOUN
aseas-2905	168	35	.	.	PUNCT
aseas-2905	169	1	by	by	ADP
aseas-2905	169	2	official	official	ADJ
aseas-2905	169	3	data	datum	NOUN
aseas-2905	169	4	,	,	PUNCT
aseas-2905	169	5	soes	soe	NOUN
aseas-2905	169	6	contribute	contribute	VERB
aseas-2905	169	7	30	30	NUM
aseas-2905	169	8	%	%	NOUN
aseas-2905	169	9	of	of	ADP
aseas-2905	169	10	the	the	DET
aseas-2905	169	11	economic	economic	ADJ
aseas-2905	169	12	output	output	NOUN
aseas-2905	169	13	(	(	PUNCT
aseas-2905	169	14	tung	tung	NOUN
aseas-2905	169	15	,	,	PUNCT
aseas-2905	169	16	2017	2017	NUM
aseas-2905	169	17	)	)	PUNCT
aseas-2905	169	18	but	but	CCONJ
aseas-2905	169	19	also	also	ADV
aseas-2905	169	20	hold	hold	VERB
aseas-2905	169	21	over	over	ADP
aseas-2905	169	22	half	half	NOUN
aseas-2905	169	23	of	of	ADP
aseas-2905	169	24	the	the	DET
aseas-2905	169	25	whole	whole	ADJ
aseas-2905	169	26	banking	banking	NOUN
aseas-2905	169	27	system	system	NOUN
aseas-2905	169	28	’s	’s	PART
aseas-2905	169	29	loans	loan	NOUN
aseas-2905	169	30	(	(	PUNCT
aseas-2905	169	31	tran	tran	NOUN
aseas-2905	169	32	,	,	PUNCT
aseas-2905	169	33	ong	ong	PROPN
aseas-2905	169	34	,	,	PUNCT
aseas-2905	169	35	&	&	CCONJ
aseas-2905	169	36	weldon	weldon	PROPN
aseas-2905	169	37	,	,	PUNCT
aseas-2905	169	38	2015	2015	NUM
aseas-2905	169	39	)	)	PUNCT
aseas-2905	169	40	.	.	PUNCT
aseas-2905	170	1	socbs	socbs	PROPN
aseas-2905	170	2	owned	own	VERB
aseas-2905	170	3	approximately	approximately	ADV
aseas-2905	170	4	90	90	NUM
aseas-2905	170	5	%	%	NOUN
aseas-2905	170	6	of	of	ADP
aseas-2905	170	7	soes	soe	NOUN
aseas-2905	170	8	debts	debt	NOUN
aseas-2905	170	9	in	in	ADP
aseas-2905	170	10	the	the	DET
aseas-2905	170	11	construction	construction	NOUN
aseas-2905	170	12	and	and	CCONJ
aseas-2905	170	13	transportation	transportation	NOUN
aseas-2905	170	14	sectors	sector	NOUN
aseas-2905	170	15	(	(	PUNCT
aseas-2905	170	16	beeson	beeson	PROPN
aseas-2905	170	17	&	&	CCONJ
aseas-2905	170	18	pham	pham	PROPN
aseas-2905	170	19	,	,	PUNCT
aseas-2905	170	20	2012	2012	NUM
aseas-2905	170	21	)	)	PUNCT
aseas-2905	170	22	.	.	PUNCT
aseas-2905	171	1	a	a	DET
aseas-2905	171	2	study	study	NOUN
aseas-2905	171	3	done	do	VERB
aseas-2905	171	4	by	by	ADP
aseas-2905	171	5	nguyen	nguyen	NOUN
aseas-2905	171	6	and	and	CCONJ
aseas-2905	171	7	freeman	freeman	PROPN
aseas-2905	171	8	(	(	PUNCT
aseas-2905	171	9	2009	2009	NUM
aseas-2905	171	10	)	)	PUNCT
aseas-2905	171	11	on	on	ADP
aseas-2905	171	12	the	the	DET
aseas-2905	171	13	effects	effect	NOUN
aseas-2905	171	14	of	of	ADP
aseas-2905	171	15	soes	soe	NOUN
aseas-2905	171	16	on	on	ADP
aseas-2905	171	17	private	private	ADJ
aseas-2905	171	18	companies	company	NOUN
aseas-2905	171	19	in	in	ADP
aseas-2905	171	20	42	42	NUM
aseas-2905	171	21	out	out	ADP
aseas-2905	171	22	of	of	ADP
aseas-2905	171	23	64	64	NUM
aseas-2905	171	24	provinces	province	NOUN
aseas-2905	171	25	finds	find	VERB
aseas-2905	171	26	that	that	SCONJ
aseas-2905	171	27	indeed	indeed	ADV
aseas-2905	171	28	state	state	NOUN
aseas-2905	171	29	-	-	PUNCT
aseas-2905	171	30	owned	own	VERB
aseas-2905	171	31	companies	company	NOUN
aseas-2905	171	32	are	be	AUX
aseas-2905	171	33	more	more	ADV
aseas-2905	171	34	favored	favor	VERB
aseas-2905	171	35	in	in	ADP
aseas-2905	171	36	accessing	access	VERB
aseas-2905	171	37	bank	bank	NOUN
aseas-2905	171	38	loans	loan	NOUN
aseas-2905	171	39	and	and	CCONJ
aseas-2905	171	40	lands	land	NOUN
aseas-2905	171	41	.	.	PUNCT
aseas-2905	172	1	the	the	DET
aseas-2905	172	2	problem	problem	NOUN
aseas-2905	172	3	of	of	ADP
aseas-2905	172	4	heavy	heavy	ADJ
aseas-2905	172	5	indebtedness	indebtedness	NOUN
aseas-2905	172	6	and	and	CCONJ
aseas-2905	172	7	borrowing	borrowing	NOUN
aseas-2905	172	8	extends	extend	VERB
aseas-2905	172	9	to	to	ADP
aseas-2905	172	10	the	the	DET
aseas-2905	172	11	real	real	ADJ
aseas-2905	172	12	estate	estate	NOUN
aseas-2905	172	13	sector	sector	NOUN
aseas-2905	172	14	.	.	PUNCT
aseas-2905	173	1	a	a	DET
aseas-2905	173	2	study	study	NOUN
aseas-2905	173	3	by	by	ADP
aseas-2905	173	4	nguyen	nguyen	PROPN
aseas-2905	173	5	,	,	PUNCT
aseas-2905	173	6	nguyen	nguyen	NOUN
aseas-2905	173	7	,	,	PUNCT
aseas-2905	173	8	and	and	CCONJ
aseas-2905	173	9	dang	dang	INTJ
aseas-2905	173	10	(	(	PUNCT
aseas-2905	173	11	2017	2017	NUM
aseas-2905	173	12	)	)	PUNCT
aseas-2905	173	13	on	on	ADP
aseas-2905	173	14	the	the	DET
aseas-2905	173	15	capital	capital	NOUN
aseas-2905	173	16	structure	structure	NOUN
aseas-2905	173	17	of	of	ADP
aseas-2905	173	18	real	real	ADJ
aseas-2905	173	19	estate	estate	NOUN
aseas-2905	173	20	companies	company	NOUN
aseas-2905	173	21	listed	list	VERB
aseas-2905	173	22	on	on	ADP
aseas-2905	173	23	the	the	DET
aseas-2905	173	24	ho	ho	PROPN
aseas-2905	173	25	chi	chi	PROPN
aseas-2905	173	26	minh	minh	PROPN
aseas-2905	173	27	stock	stock	NOUN
aseas-2905	173	28	exchange	exchange	NOUN
aseas-2905	173	29	from	from	ADP
aseas-2905	173	30	2010	2010	NUM
aseas-2905	173	31	to	to	ADP
aseas-2905	173	32	2015	2015	NUM
aseas-2905	173	33	showed	show	VERB
aseas-2905	173	34	that	that	SCONJ
aseas-2905	173	35	companies	company	NOUN
aseas-2905	173	36	tend	tend	VERB
aseas-2905	173	37	to	to	PART
aseas-2905	173	38	use	use	VERB
aseas-2905	173	39	debt	debt	NOUN
aseas-2905	173	40	to	to	PART
aseas-2905	173	41	finance	finance	VERB
aseas-2905	173	42	their	their	PRON
aseas-2905	173	43	projects	project	NOUN
aseas-2905	173	44	.	.	PUNCT
aseas-2905	174	1	moreover	moreover	ADV
aseas-2905	174	2	,	,	PUNCT
aseas-2905	174	3	since	since	SCONJ
aseas-2905	174	4	2012	2012	NUM
aseas-2905	174	5	,	,	PUNCT
aseas-2905	174	6	the	the	DET
aseas-2905	174	7	credit	credit	NOUN
aseas-2905	174	8	growth	growth	NOUN
aseas-2905	174	9	in	in	ADP
aseas-2905	174	10	the	the	DET
aseas-2905	174	11	real	real	ADJ
aseas-2905	174	12	estate	estate	NOUN
aseas-2905	174	13	sector	sector	NOUN
aseas-2905	174	14	has	have	AUX
aseas-2905	174	15	been	be	AUX
aseas-2905	174	16	steadily	steadily	ADV
aseas-2905	174	17	over	over	ADP
aseas-2905	174	18	10	10	NUM
aseas-2905	174	19	%	%	NOUN
aseas-2905	174	20	(	(	PUNCT
aseas-2905	174	21	do	do	AUX
aseas-2905	174	22	,	,	PUNCT
aseas-2905	174	23	nguyen	nguyen	NOUN
aseas-2905	174	24	,	,	PUNCT
aseas-2905	174	25	&	&	CCONJ
aseas-2905	174	26	le	le	PROPN
aseas-2905	174	27	,	,	PUNCT
aseas-2905	174	28	2017	2017	NUM
aseas-2905	174	29	)	)	PUNCT
aseas-2905	174	30	.	.	PUNCT
aseas-2905	175	1	in	in	ADP
aseas-2905	175	2	the	the	DET
aseas-2905	175	3	most	most	ADV
aseas-2905	175	4	recent	recent	ADJ
aseas-2905	175	5	report	report	NOUN
aseas-2905	175	6	,	,	PUNCT
aseas-2905	175	7	the	the	DET
aseas-2905	175	8	total	total	ADJ
aseas-2905	175	9	outstanding	outstanding	ADJ
aseas-2905	175	10	loans	loan	NOUN
aseas-2905	175	11	of	of	ADP
aseas-2905	175	12	credit	credit	NOUN
aseas-2905	175	13	institutions	institution	NOUN
aseas-2905	175	14	in	in	ADP
aseas-2905	175	15	real	real	ADJ
aseas-2905	175	16	estate	estate	NOUN
aseas-2905	175	17	have	have	AUX
aseas-2905	175	18	reached	reach	VERB
aseas-2905	175	19	vnd	vnd	PROPN
aseas-2905	175	20	471	471	NUM
aseas-2905	175	21	trillion	trillion	NUM
aseas-2905	175	22	(	(	PUNCT
aseas-2905	175	23	usd	usd	NOUN
aseas-2905	175	24	20.72	20.72	NUM
aseas-2905	175	25	billion	billion	NUM
aseas-2905	175	26	)	)	PUNCT
aseas-2905	175	27	,	,	PUNCT
aseas-2905	175	28	and	and	CCONJ
aseas-2905	175	29	lending	lend	VERB
aseas-2905	175	30	to	to	ADP
aseas-2905	175	31	this	this	DET
aseas-2905	175	32	sector	sector	NOUN
aseas-2905	175	33	for	for	ADP
aseas-2905	175	34	some	some	DET
aseas-2905	175	35	major	major	ADJ
aseas-2905	175	36	banks	bank	NOUN
aseas-2905	175	37	is	be	AUX
aseas-2905	175	38	higher	high	ADJ
aseas-2905	175	39	than	than	ADP
aseas-2905	175	40	10	10	NUM
aseas-2905	175	41	%	%	NOUN
aseas-2905	175	42	of	of	ADP
aseas-2905	175	43	their	their	PRON
aseas-2905	175	44	total	total	ADJ
aseas-2905	175	45	outstanding	outstanding	ADJ
aseas-2905	175	46	loans	loan	NOUN
aseas-2905	175	47	;	;	PUNCT
aseas-2905	175	48	in	in	ADP
aseas-2905	175	49	some	some	DET
aseas-2905	175	50	cases	case	NOUN
aseas-2905	175	51	,	,	PUNCT
aseas-2905	175	52	such	such	ADJ
aseas-2905	175	53	as	as	ADP
aseas-2905	175	54	for	for	ADP
aseas-2905	175	55	sacombank	sacombank	NOUN
aseas-2905	175	56	and	and	CCONJ
aseas-2905	175	57	techcombank	techcombank	PROPN
aseas-2905	175	58	,	,	PUNCT
aseas-2905	175	59	the	the	DET
aseas-2905	175	60	figure	figure	NOUN
aseas-2905	175	61	is	be	AUX
aseas-2905	175	62	17.6	17.6	NUM
aseas-2905	175	63	%	%	NOUN
aseas-2905	175	64	and	and	CCONJ
aseas-2905	175	65	12.6	12.6	NUM
aseas-2905	175	66	%	%	NOUN
aseas-2905	175	67	respectively	respectively	ADV
aseas-2905	175	68	(	(	PUNCT
aseas-2905	175	69	“	"	PUNCT
aseas-2905	175	70	real	real	ADJ
aseas-2905	175	71	estate	estate	NOUN
aseas-2905	175	72	loans	loan	NOUN
aseas-2905	175	73	remain	remain	VERB
aseas-2905	175	74	”	"	PUNCT
aseas-2905	175	75	,	,	PUNCT
aseas-2905	175	76	2018	2018	NUM
aseas-2905	175	77	)	)	PUNCT
aseas-2905	175	78	.	.	PUNCT
aseas-2905	176	1	many	many	ADJ
aseas-2905	176	2	experts	expert	NOUN
aseas-2905	176	3	have	have	AUX
aseas-2905	176	4	raised	raise	VERB
aseas-2905	176	5	concerns	concern	NOUN
aseas-2905	176	6	over	over	ADP
aseas-2905	176	7	this	this	DET
aseas-2905	176	8	rising	rise	VERB
aseas-2905	176	9	figure	figure	NOUN
aseas-2905	176	10	,	,	PUNCT
aseas-2905	176	11	fearing	fear	VERB
aseas-2905	176	12	another	another	DET
aseas-2905	176	13	housing	housing	NOUN
aseas-2905	176	14	bubble	bubble	NOUN
aseas-2905	176	15	similar	similar	ADJ
aseas-2905	176	16	to	to	ADP
aseas-2905	176	17	the	the	DET
aseas-2905	176	18	one	one	NOUN
aseas-2905	176	19	that	that	PRON
aseas-2905	176	20	burst	burst	VERB
aseas-2905	176	21	in	in	ADP
aseas-2905	176	22	2011	2011	NUM
aseas-2905	176	23	(	(	PUNCT
aseas-2905	176	24	cameron	cameron	PROPN
aseas-2905	176	25	,	,	PUNCT
aseas-2905	176	26	2018	2018	NUM
aseas-2905	176	27	)	)	PUNCT
aseas-2905	176	28	.	.	PUNCT
aseas-2905	177	1	to	to	PART
aseas-2905	177	2	prevent	prevent	VERB
aseas-2905	177	3	this	this	DET
aseas-2905	177	4	gloomy	gloomy	ADJ
aseas-2905	177	5	scenario	scenario	NOUN
aseas-2905	177	6	,	,	PUNCT
aseas-2905	177	7	the	the	DET
aseas-2905	177	8	government	government	NOUN
aseas-2905	177	9	has	have	AUX
aseas-2905	177	10	issued	issue	VERB
aseas-2905	177	11	two	two	NUM
aseas-2905	177	12	circulars	circular	NOUN
aseas-2905	177	13	that	that	PRON
aseas-2905	177	14	aim	aim	VERB
aseas-2905	177	15	to	to	PART
aseas-2905	177	16	reign	reign	VERB
aseas-2905	177	17	in	in	ADP
aseas-2905	177	18	the	the	DET
aseas-2905	177	19	excessive	excessive	ADJ
aseas-2905	177	20	growth	growth	NOUN
aseas-2905	177	21	of	of	ADP
aseas-2905	177	22	credit	credit	NOUN
aseas-2905	177	23	in	in	ADP
aseas-2905	177	24	this	this	DET
aseas-2905	177	25	risky	risky	ADJ
aseas-2905	177	26	market	market	NOUN
aseas-2905	177	27	.	.	PUNCT
aseas-2905	178	1	specifically	specifically	ADV
aseas-2905	178	2	,	,	PUNCT
aseas-2905	178	3	the	the	DET
aseas-2905	178	4	central	central	ADJ
aseas-2905	178	5	banks	bank	NOUN
aseas-2905	178	6	’	'	PUNCT
aseas-2905	178	7	circular	circular	ADJ
aseas-2905	178	8	no	no	NOUN
aseas-2905	178	9	.	.	PROPN
aseas-2905	178	10	6	6	NUM
aseas-2905	178	11	from	from	ADP
aseas-2905	178	12	2016	2016	NUM
aseas-2905	178	13	adjusted	adjust	VERB
aseas-2905	178	14	the	the	DET
aseas-2905	178	15	risk	risk	NOUN
aseas-2905	178	16	weighting	weighting	NOUN
aseas-2905	178	17	of	of	ADP
aseas-2905	178	18	real	real	ADJ
aseas-2905	178	19	estate	estate	NOUN
aseas-2905	178	20	loans	loan	NOUN
aseas-2905	178	21	to	to	ADP
aseas-2905	178	22	200	200	NUM
aseas-2905	178	23	%	%	NOUN
aseas-2905	178	24	,	,	PUNCT
aseas-2905	178	25	while	while	SCONJ
aseas-2905	178	26	its	its	PRON
aseas-2905	178	27	supplemented	supplement	VERB
aseas-2905	178	28	circular	circular	ADJ
aseas-2905	178	29	no	no	NOUN
aseas-2905	178	30	.	.	PROPN
aseas-2905	178	31	19	19	NUM
aseas-2905	178	32	from	from	ADP
aseas-2905	178	33	2017	2017	NUM
aseas-2905	178	34	lowered	lower	VERB
aseas-2905	178	35	the	the	DET
aseas-2905	178	36	banks	bank	NOUN
aseas-2905	178	37	’	'	PUNCT
aseas-2905	178	38	proportion	proportion	NOUN
aseas-2905	178	39	of	of	ADP
aseas-2905	178	40	short	short	ADJ
aseas-2905	178	41	-	-	PUNCT
aseas-2905	178	42	term	term	NOUN
aseas-2905	178	43	capital	capital	NOUN
aseas-2905	178	44	to	to	PART
aseas-2905	178	45	be	be	AUX
aseas-2905	178	46	used	use	VERB
aseas-2905	178	47	for	for	ADP
aseas-2905	178	48	mediumand	mediumand	NOUN
aseas-2905	178	49	long	long	ADJ
aseas-2905	178	50	-	-	PUNCT
aseas-2905	178	51	term	term	NOUN
aseas-2905	178	52	lending	lending	NOUN
aseas-2905	178	53	in	in	ADP
aseas-2905	178	54	2018	2018	NUM
aseas-2905	178	55	from	from	ADP
aseas-2905	178	56	50	50	NUM
aseas-2905	178	57	%	%	NOUN
aseas-2905	178	58	to	to	ADP
aseas-2905	178	59	45	45	NUM
aseas-2905	178	60	%	%	NOUN
aseas-2905	178	61	,	,	PUNCT
aseas-2905	178	62	and	and	CCONJ
aseas-2905	178	63	to	to	ADP
aseas-2905	178	64	40	40	NUM
aseas-2905	178	65	%	%	NOUN
aseas-2905	178	66	in	in	ADP
aseas-2905	178	67	2019	2019	NUM
aseas-2905	178	68	(	(	PUNCT
aseas-2905	178	69	cameron	cameron	PROPN
aseas-2905	178	70	,	,	PUNCT
aseas-2905	178	71	2018	2018	NUM
aseas-2905	178	72	)	)	PUNCT
aseas-2905	178	73	.	.	PUNCT
aseas-2905	179	1	the	the	DET
aseas-2905	179	2	‘	'	PUNCT
aseas-2905	179	3	resource	resource	NOUN
aseas-2905	179	4	curse	curse	NOUN
aseas-2905	179	5	’	'	PUNCT
aseas-2905	179	6	a	a	DET
aseas-2905	179	7	question	question	NOUN
aseas-2905	179	8	worth	worth	ADJ
aseas-2905	179	9	asking	asking	NOUN
aseas-2905	179	10	,	,	PUNCT
aseas-2905	179	11	then	then	ADV
aseas-2905	179	12	,	,	PUNCT
aseas-2905	179	13	is	be	AUX
aseas-2905	179	14	whether	whether	SCONJ
aseas-2905	179	15	corporate	corporate	ADJ
aseas-2905	179	16	financing	financing	NOUN
aseas-2905	179	17	via	via	ADP
aseas-2905	179	18	debt	debt	NOUN
aseas-2905	179	19	has	have	AUX
aseas-2905	179	20	been	be	AUX
aseas-2905	179	21	efficient	efficient	ADJ
aseas-2905	179	22	or	or	CCONJ
aseas-2905	179	23	turned	turn	VERB
aseas-2905	179	24	into	into	ADP
aseas-2905	179	25	a	a	DET
aseas-2905	179	26	kind	kind	NOUN
aseas-2905	179	27	of	of	ADP
aseas-2905	179	28	resource	resource	NOUN
aseas-2905	179	29	curse	curse	NOUN
aseas-2905	179	30	–	–	PUNCT
aseas-2905	179	31	an	an	DET
aseas-2905	179	32	excessive	excessive	ADJ
aseas-2905	179	33	reliance	reliance	NOUN
aseas-2905	179	34	on	on	ADP
aseas-2905	179	35	physical	physical	ADJ
aseas-2905	179	36	and	and	CCONJ
aseas-2905	179	37	financial	financial	ADJ
aseas-2905	179	38	resources	resource	NOUN
aseas-2905	179	39	that	that	PRON
aseas-2905	179	40	is	be	AUX
aseas-2905	179	41	detrimental	detrimental	ADJ
aseas-2905	179	42	to	to	ADP
aseas-2905	179	43	long	long	ADJ
aseas-2905	179	44	-	-	PUNCT
aseas-2905	179	45	term	term	NOUN
aseas-2905	179	46	productivity	productivity	NOUN
aseas-2905	179	47	and	and	CCONJ
aseas-2905	179	48	creativity	creativity	NOUN
aseas-2905	179	49	.	.	PUNCT
aseas-2905	180	1	to	to	PART
aseas-2905	180	2	evaluate	evaluate	VERB
aseas-2905	180	3	the	the	DET
aseas-2905	180	4	severity	severity	NOUN
aseas-2905	180	5	of	of	ADP
aseas-2905	180	6	the	the	DET
aseas-2905	180	7	debt	debt	NOUN
aseas-2905	180	8	problems	problem	NOUN
aseas-2905	180	9	in	in	ADP
aseas-2905	180	10	vietnam	vietnam	PROPN
aseas-2905	180	11	’s	’s	PART
aseas-2905	180	12	corporate	corporate	ADJ
aseas-2905	180	13	sector	sector	NOUN
aseas-2905	180	14	,	,	PUNCT
aseas-2905	180	15	researchers	researcher	NOUN
aseas-2905	180	16	have	have	AUX
aseas-2905	180	17	suggested	suggest	VERB
aseas-2905	180	18	looking	look	VERB
aseas-2905	180	19	at	at	ADP
aseas-2905	180	20	the	the	DET
aseas-2905	180	21	value	value	NOUN
aseas-2905	180	22	of	of	ADP
aseas-2905	180	23	the	the	DET
aseas-2905	180	24	capital	capital	NOUN
aseas-2905	180	25	being	be	AUX
aseas-2905	180	26	used	use	VERB
aseas-2905	180	27	by	by	ADP
aseas-2905	180	28	the	the	DET
aseas-2905	180	29	sector	sector	NOUN
aseas-2905	180	30	,	,	PUNCT
aseas-2905	180	31	whether	whether	SCONJ
aseas-2905	180	32	the	the	DET
aseas-2905	180	33	huge	huge	ADJ
aseas-2905	180	34	resources	resource	NOUN
aseas-2905	180	35	helped	help	VERB
aseas-2905	180	36	to	to	PART
aseas-2905	180	37	finance	finance	VERB
aseas-2905	180	38	growth	growth	NOUN
aseas-2905	180	39	or	or	CCONJ
aseas-2905	180	40	was	be	AUX
aseas-2905	180	41	used	use	VERB
aseas-2905	180	42	inefficiently	inefficiently	ADV
aseas-2905	180	43	(	(	PUNCT
aseas-2905	180	44	fforde	fforde	PROPN
aseas-2905	180	45	,	,	PUNCT
aseas-2905	180	46	2017	2017	NUM
aseas-2905	180	47	;	;	PUNCT
aseas-2905	180	48	pham	pham	PROPN
aseas-2905	180	49	,	,	PUNCT
aseas-2905	180	50	2018	2018	NUM
aseas-2905	180	51	;	;	PUNCT
aseas-2905	180	52	tran	tran	PROPN
aseas-2905	180	53	,	,	PUNCT
aseas-2905	180	54	2013	2013	NUM
aseas-2905	180	55	;	;	PUNCT
aseas-2905	180	56	vuong	vuong	PROPN
aseas-2905	180	57	&	&	CCONJ
aseas-2905	180	58	napier	napier	PROPN
aseas-2905	180	59	,	,	PUNCT
aseas-2905	180	60	2014	2014	NUM
aseas-2905	180	61	)	)	PUNCT
aseas-2905	180	62	.	.	PUNCT
aseas-2905	181	1	one	one	NUM
aseas-2905	181	2	of	of	ADP
aseas-2905	181	3	the	the	DET
aseas-2905	181	4	important	important	ADJ
aseas-2905	181	5	indicators	indicator	NOUN
aseas-2905	181	6	is	be	AUX
aseas-2905	181	7	the	the	DET
aseas-2905	181	8	incremental	incremental	ADJ
aseas-2905	181	9	capital	capital	NOUN
aseas-2905	181	10	-	-	PUNCT
aseas-2905	181	11	output	output	NOUN
aseas-2905	181	12	ratio	ratio	NOUN
aseas-2905	181	13	(	(	PUNCT
aseas-2905	181	14	icor	icor	NOUN
aseas-2905	181	15	)	)	PUNCT
aseas-2905	181	16	,	,	PUNCT
aseas-2905	181	17	which	which	PRON
aseas-2905	181	18	is	be	AUX
aseas-2905	181	19	the	the	DET
aseas-2905	181	20	increase	increase	NOUN
aseas-2905	181	21	in	in	ADP
aseas-2905	181	22	capital	capital	NOUN
aseas-2905	181	23	needed	need	VERB
aseas-2905	181	24	to	to	PART
aseas-2905	181	25	produce	produce	VERB
aseas-2905	181	26	higher	high	ADJ
aseas-2905	181	27	output	output	NOUN
aseas-2905	181	28	.	.	PUNCT
aseas-2905	182	1	researchers	researcher	NOUN
aseas-2905	182	2	have	have	AUX
aseas-2905	182	3	noted	note	VERB
aseas-2905	182	4	a	a	DET
aseas-2905	182	5	sharp	sharp	ADJ
aseas-2905	182	6	increase	increase	NOUN
aseas-2905	182	7	in	in	ADP
aseas-2905	182	8	vietnam	vietnam	PROPN
aseas-2905	182	9	’s	’s	PART
aseas-2905	182	10	icor	icor	NOUN
aseas-2905	182	11	from	from	ADP
aseas-2905	182	12	about	about	ADV
aseas-2905	182	13	2	2	NUM
aseas-2905	182	14	in	in	ADP
aseas-2905	182	15	the	the	DET
aseas-2905	182	16	late	late	ADJ
aseas-2905	182	17	1980s	1980	NOUN
aseas-2905	182	18	to	to	ADP
aseas-2905	182	19	between	between	ADP
aseas-2905	182	20	4	4	NUM
aseas-2905	182	21	and	and	CCONJ
aseas-2905	182	22	5	5	NUM
aseas-2905	182	23	in	in	ADP
aseas-2905	182	24	the	the	DET
aseas-2905	182	25	period	period	NOUN
aseas-2905	182	26	1997	1997	NUM
aseas-2905	182	27	to	to	ADP
aseas-2905	182	28	2006	2006	NUM
aseas-2905	182	29	,	,	PUNCT
aseas-2905	182	30	after	after	ADP
aseas-2905	182	31	which	which	PRON
aseas-2905	182	32	the	the	DET
aseas-2905	182	33	figure	figure	NOUN
aseas-2905	182	34	kept	keep	VERB
aseas-2905	182	35	increasing	increase	VERB
aseas-2905	182	36	to	to	ADP
aseas-2905	182	37	6	6	NUM
aseas-2905	182	38	or	or	CCONJ
aseas-2905	182	39	higher	high	ADJ
aseas-2905	182	40	(	(	PUNCT
aseas-2905	182	41	fforde	fforde	PROPN
aseas-2905	182	42	,	,	PUNCT
aseas-2905	182	43	2017	2017	NUM
aseas-2905	182	44	;	;	PUNCT
aseas-2905	182	45	tran	tran	PROPN
aseas-2905	182	46	,	,	PUNCT
aseas-2905	182	47	2013	2013	NUM
aseas-2905	182	48	)	)	PUNCT
aseas-2905	182	49	.	.	PUNCT
aseas-2905	183	1	pham	pham	PROPN
aseas-2905	183	2	(	(	PUNCT
aseas-2905	183	3	2018	2018	NUM
aseas-2905	183	4	)	)	PUNCT
aseas-2905	183	5	aseas	asea	NOUN
aseas-2905	183	6	12(1	12(1	NUM
aseas-2905	183	7	)	)	PUNCT
aseas-2905	183	8	|	|	ADV
aseas-2905	183	9	103	103	NUM
aseas-2905	183	10	hong	hong	PROPN
aseas-2905	183	11	-	-	PUNCT
aseas-2905	183	12	kong	kong	PROPN
aseas-2905	183	13	t.	t.	PROPN
aseas-2905	183	14	nguyen	nguyen	NOUN
aseas-2905	183	15	,	,	PUNCT
aseas-2905	183	16	viet	viet	NOUN
aseas-2905	183	17	-	-	PUNCT
aseas-2905	183	18	ha	ha	PROPN
aseas-2905	183	19	t.	t.	PROPN
aseas-2905	183	20	nguyen	nguyen	NOUN
aseas-2905	183	21	,	,	PUNCT
aseas-2905	183	22	thu	thu	PROPN
aseas-2905	183	23	-	-	PUNCT
aseas-2905	183	24	trang	trang	PROPN
aseas-2905	183	25	vuong	vuong	PROPN
aseas-2905	183	26	,	,	PUNCT
aseas-2905	183	27	manh	manh	PROPN
aseas-2905	183	28	-	-	PUNCT
aseas-2905	183	29	tung	tung	PROPN
aseas-2905	183	30	ho	ho	PROPN
aseas-2905	183	31	,	,	PUNCT
aseas-2905	183	32	&	&	CCONJ
aseas-2905	183	33	quan	quan	PROPN
aseas-2905	183	34	-	-	PUNCT
aseas-2905	183	35	hoang	hoang	PROPN
aseas-2905	183	36	vuong	vuong	PROPN
aseas-2905	183	37	noted	note	VERB
aseas-2905	183	38	vietnam	vietnam	PROPN
aseas-2905	183	39	’s	’s	PART
aseas-2905	183	40	icor	icor	NOUN
aseas-2905	183	41	fluctuated	fluctuate	VERB
aseas-2905	183	42	at	at	ADP
aseas-2905	183	43	around	around	ADV
aseas-2905	183	44	5.5	5.5	NUM
aseas-2905	183	45	during	during	ADP
aseas-2905	183	46	the	the	DET
aseas-2905	183	47	period	period	NOUN
aseas-2905	183	48	2013	2013	NUM
aseas-2905	183	49	to	to	ADP
aseas-2905	183	50	2017	2017	NUM
aseas-2905	183	51	.	.	PUNCT
aseas-2905	184	1	and	and	CCONJ
aseas-2905	184	2	when	when	SCONJ
aseas-2905	184	3	compared	compare	VERB
aseas-2905	184	4	with	with	ADP
aseas-2905	184	5	other	other	ADJ
aseas-2905	184	6	developing	develop	VERB
aseas-2905	184	7	countries	country	NOUN
aseas-2905	184	8	such	such	ADJ
aseas-2905	184	9	as	as	ADP
aseas-2905	184	10	china	china	PROPN
aseas-2905	184	11	,	,	PUNCT
aseas-2905	184	12	india	india	PROPN
aseas-2905	184	13	,	,	PUNCT
aseas-2905	184	14	and	and	CCONJ
aseas-2905	184	15	other	other	ADJ
aseas-2905	184	16	southeast	southeast	ADJ
aseas-2905	184	17	asian	asian	ADJ
aseas-2905	184	18	economies	economy	NOUN
aseas-2905	184	19	,	,	PUNCT
aseas-2905	184	20	vietnam	vietnam	PROPN
aseas-2905	184	21	’s	’s	PART
aseas-2905	184	22	figure	figure	NOUN
aseas-2905	184	23	is	be	AUX
aseas-2905	184	24	substantially	substantially	ADV
aseas-2905	184	25	higher	high	ADJ
aseas-2905	184	26	,	,	PUNCT
aseas-2905	184	27	which	which	PRON
aseas-2905	184	28	suggested	suggest	VERB
aseas-2905	184	29	that	that	SCONJ
aseas-2905	184	30	there	there	PRON
aseas-2905	184	31	was	be	VERB
aseas-2905	184	32	a	a	DET
aseas-2905	184	33	propensity	propensity	NOUN
aseas-2905	184	34	to	to	ADP
aseas-2905	184	35	over	over	ADP
aseas-2905	184	36	-	-	PUNCT
aseas-2905	184	37	investment	investment	NOUN
aseas-2905	184	38	and	and	CCONJ
aseas-2905	184	39	economic	economic	ADJ
aseas-2905	184	40	inefficiency	inefficiency	NOUN
aseas-2905	184	41	(	(	PUNCT
aseas-2905	184	42	pham	pham	PROPN
aseas-2905	184	43	,	,	PUNCT
aseas-2905	184	44	2018	2018	NUM
aseas-2905	184	45	;	;	PUNCT
aseas-2905	184	46	tran	tran	PROPN
aseas-2905	184	47	,	,	PUNCT
aseas-2905	184	48	2013	2013	NUM
aseas-2905	184	49	;	;	PUNCT
aseas-2905	184	50	vuong	vuong	PROPN
aseas-2905	184	51	,	,	PUNCT
aseas-2905	184	52	2016	2016	NUM
aseas-2905	184	53	)	)	PUNCT
aseas-2905	184	54	.	.	PUNCT
aseas-2905	185	1	another	another	DET
aseas-2905	185	2	indicator	indicator	NOUN
aseas-2905	185	3	that	that	PRON
aseas-2905	185	4	has	have	AUX
aseas-2905	185	5	been	be	AUX
aseas-2905	185	6	proposed	propose	VERB
aseas-2905	185	7	is	be	AUX
aseas-2905	185	8	the	the	DET
aseas-2905	185	9	‘	'	PUNCT
aseas-2905	185	10	investment	investment	NOUN
aseas-2905	185	11	-	-	PUNCT
aseas-2905	185	12	to	to	ADP
aseas-2905	185	13	-	-	PUNCT
aseas-2905	185	14	gdp	gdp	NOUN
aseas-2905	185	15	’	'	PUNCT
aseas-2905	185	16	ratio	ratio	NOUN
aseas-2905	185	17	–	–	PUNCT
aseas-2905	185	18	the	the	PRON
aseas-2905	185	19	higher	high	ADJ
aseas-2905	185	20	the	the	DET
aseas-2905	185	21	ratio	ratio	NOUN
aseas-2905	185	22	,	,	PUNCT
aseas-2905	185	23	the	the	PRON
aseas-2905	185	24	less	less	ADV
aseas-2905	185	25	efficient	efficient	ADJ
aseas-2905	185	26	the	the	DET
aseas-2905	185	27	output	output	NOUN
aseas-2905	185	28	productivity	productivity	NOUN
aseas-2905	185	29	of	of	ADP
aseas-2905	185	30	the	the	DET
aseas-2905	185	31	economy	economy	NOUN
aseas-2905	185	32	becomes	become	VERB
aseas-2905	185	33	.	.	PUNCT
aseas-2905	186	1	figure	figure	NOUN
aseas-2905	186	2	5	5	NUM
aseas-2905	186	3	illustrates	illustrate	VERB
aseas-2905	186	4	the	the	DET
aseas-2905	186	5	fluctuation	fluctuation	NOUN
aseas-2905	186	6	in	in	ADP
aseas-2905	186	7	the	the	DET
aseas-2905	186	8	capital	capital	NOUN
aseas-2905	186	9	investment	investment	NOUN
aseas-2905	186	10	-	-	PUNCT
aseas-2905	186	11	to	to	ADP
aseas-2905	186	12	-	-	PUNCT
aseas-2905	186	13	gdp	gdp	NOUN
aseas-2905	186	14	ratio	ratio	NOUN
aseas-2905	186	15	of	of	ADP
aseas-2905	186	16	vietnam	vietnam	PROPN
aseas-2905	186	17	from	from	ADP
aseas-2905	186	18	the	the	DET
aseas-2905	186	19	reform	reform	NOUN
aseas-2905	186	20	era	era	NOUN
aseas-2905	186	21	of	of	ADP
aseas-2905	186	22	1986	1986	NUM
aseas-2905	186	23	to	to	ADP
aseas-2905	186	24	2017	2017	NUM
aseas-2905	186	25	.	.	PUNCT
aseas-2905	187	1	the	the	DET
aseas-2905	187	2	investment	investment	NOUN
aseas-2905	187	3	-	-	PUNCT
aseas-2905	187	4	to	to	ADP
aseas-2905	187	5	-	-	PUNCT
aseas-2905	187	6	gdp	gdp	NOUN
aseas-2905	187	7	ratio	ratio	NOUN
aseas-2905	187	8	climbed	climb	VERB
aseas-2905	187	9	steadily	steadily	ADV
aseas-2905	187	10	from	from	ADP
aseas-2905	187	11	25	25	NUM
aseas-2905	187	12	%	%	NOUN
aseas-2905	187	13	in	in	ADP
aseas-2905	187	14	1993	1993	NUM
aseas-2905	187	15	to	to	ADP
aseas-2905	187	16	its	its	PRON
aseas-2905	187	17	peak	peak	NOUN
aseas-2905	187	18	at	at	ADP
aseas-2905	187	19	39.56	39.56	NUM
aseas-2905	187	20	%	%	NOUN
aseas-2905	187	21	in	in	ADP
aseas-2905	187	22	2007	2007	NUM
aseas-2905	187	23	before	before	ADP
aseas-2905	187	24	falling	fall	VERB
aseas-2905	187	25	to	to	ADP
aseas-2905	187	26	29.75	29.75	NUM
aseas-2905	187	27	%	%	NOUN
aseas-2905	187	28	in	in	ADP
aseas-2905	187	29	the	the	DET
aseas-2905	187	30	crisis	crisis	NOUN
aseas-2905	187	31	year	year	NOUN
aseas-2905	187	32	of	of	ADP
aseas-2905	187	33	2011	2011	NUM
aseas-2905	187	34	.	.	PUNCT
aseas-2905	188	1	the	the	DET
aseas-2905	188	2	figures	figure	NOUN
aseas-2905	188	3	hint	hint	VERB
aseas-2905	188	4	at	at	ADP
aseas-2905	188	5	the	the	DET
aseas-2905	188	6	country	country	NOUN
aseas-2905	188	7	’s	’s	PART
aseas-2905	188	8	continuous	continuous	ADJ
aseas-2905	188	9	use	use	NOUN
aseas-2905	188	10	of	of	ADP
aseas-2905	188	11	scarce	scarce	ADJ
aseas-2905	188	12	resources	resource	NOUN
aseas-2905	188	13	to	to	PART
aseas-2905	188	14	finance	finance	VERB
aseas-2905	188	15	and	and	CCONJ
aseas-2905	188	16	support	support	VERB
aseas-2905	188	17	its	its	PRON
aseas-2905	188	18	growth	growth	NOUN
aseas-2905	188	19	.	.	PUNCT
aseas-2905	189	1	two	two	NUM
aseas-2905	189	2	recent	recent	ADJ
aseas-2905	189	3	empirical	empirical	ADJ
aseas-2905	189	4	studies	study	NOUN
aseas-2905	189	5	have	have	AUX
aseas-2905	189	6	confirmed	confirm	VERB
aseas-2905	189	7	the	the	DET
aseas-2905	189	8	heavy	heavy	ADJ
aseas-2905	189	9	reliance	reliance	NOUN
aseas-2905	189	10	of	of	ADP
aseas-2905	189	11	vietnamese	vietnamese	ADJ
aseas-2905	189	12	companies	company	NOUN
aseas-2905	189	13	on	on	ADP
aseas-2905	189	14	physical	physical	ADJ
aseas-2905	189	15	and	and	CCONJ
aseas-2905	189	16	capital	capital	NOUN
aseas-2905	189	17	assets	asset	NOUN
aseas-2905	189	18	in	in	ADP
aseas-2905	189	19	lieu	lieu	NOUN
aseas-2905	189	20	of	of	ADP
aseas-2905	189	21	using	use	VERB
aseas-2905	189	22	creative	creative	ADJ
aseas-2905	189	23	processes	process	NOUN
aseas-2905	189	24	,	,	PUNCT
aseas-2905	189	25	especially	especially	ADV
aseas-2905	189	26	in	in	ADP
aseas-2905	189	27	times	time	NOUN
aseas-2905	189	28	of	of	ADP
aseas-2905	189	29	turmoil	turmoil	NOUN
aseas-2905	189	30	(	(	PUNCT
aseas-2905	189	31	vuong	vuong	PROPN
aseas-2905	189	32	,	,	PUNCT
aseas-2905	189	33	2016	2016	NUM
aseas-2905	189	34	;	;	PUNCT
aseas-2905	189	35	vuong	vuong	PROPN
aseas-2905	189	36	&	&	CCONJ
aseas-2905	189	37	napier	napier	PROPN
aseas-2905	189	38	,	,	PUNCT
aseas-2905	189	39	2014	2014	NUM
aseas-2905	189	40	)	)	PUNCT
aseas-2905	189	41	.	.	PUNCT
aseas-2905	190	1	this	this	DET
aseas-2905	190	2	tendency	tendency	NOUN
aseas-2905	190	3	is	be	AUX
aseas-2905	190	4	counter	counter	ADJ
aseas-2905	190	5	to	to	ADP
aseas-2905	190	6	the	the	DET
aseas-2905	190	7	“	"	PUNCT
aseas-2905	190	8	creative	creative	ADJ
aseas-2905	190	9	destruction	destruction	NOUN
aseas-2905	190	10	”	"	PUNCT
aseas-2905	190	11	that	that	SCONJ
aseas-2905	190	12	schumpeter	schumpeter	NOUN
aseas-2905	190	13	(	(	PUNCT
aseas-2905	190	14	1942	1942	NUM
aseas-2905	190	15	)	)	PUNCT
aseas-2905	190	16	describes	describe	VERB
aseas-2905	190	17	–	–	PUNCT
aseas-2905	190	18	a	a	DET
aseas-2905	190	19	process	process	NOUN
aseas-2905	190	20	in	in	ADP
aseas-2905	190	21	which	which	PRON
aseas-2905	190	22	firms	firm	NOUN
aseas-2905	190	23	continuously	continuously	ADV
aseas-2905	190	24	destroy	destroy	VERB
aseas-2905	190	25	old	old	ADJ
aseas-2905	190	26	economic	economic	ADJ
aseas-2905	190	27	structures	structure	NOUN
aseas-2905	190	28	from	from	ADP
aseas-2905	190	29	within	within	ADP
aseas-2905	190	30	and	and	CCONJ
aseas-2905	190	31	create	create	VERB
aseas-2905	190	32	new	new	ADJ
aseas-2905	190	33	ones	one	NOUN
aseas-2905	190	34	,	,	PUNCT
aseas-2905	190	35	resulting	result	VERB
aseas-2905	190	36	in	in	ADP
aseas-2905	190	37	innovations	innovation	NOUN
aseas-2905	190	38	.	.	PUNCT
aseas-2905	191	1	in	in	ADP
aseas-2905	191	2	the	the	DET
aseas-2905	191	3	case	case	NOUN
aseas-2905	191	4	of	of	ADP
aseas-2905	191	5	vietnam	vietnam	PROPN
aseas-2905	191	6	,	,	PUNCT
aseas-2905	191	7	however	however	ADV
aseas-2905	191	8	,	,	PUNCT
aseas-2905	191	9	there	there	PRON
aseas-2905	191	10	appears	appear	VERB
aseas-2905	191	11	to	to	PART
aseas-2905	191	12	be	be	AUX
aseas-2905	191	13	a	a	DET
aseas-2905	191	14	kind	kind	NOUN
aseas-2905	191	15	of	of	ADP
aseas-2905	191	16	corporate	corporate	ADJ
aseas-2905	191	17	‘	'	PUNCT
aseas-2905	191	18	destructive	destructive	ADJ
aseas-2905	191	19	creation	creation	NOUN
aseas-2905	191	20	’	'	PUNCT
aseas-2905	191	21	instead	instead	ADV
aseas-2905	191	22	,	,	PUNCT
aseas-2905	191	23	that	that	ADV
aseas-2905	191	24	is	is	ADV
aseas-2905	191	25	,	,	PUNCT
aseas-2905	191	26	companies	company	NOUN
aseas-2905	191	27	appear	appear	VERB
aseas-2905	191	28	to	to	PART
aseas-2905	191	29	use	use	VERB
aseas-2905	191	30	abundant	abundant	ADJ
aseas-2905	191	31	resources	resource	NOUN
aseas-2905	191	32	to	to	PART
aseas-2905	191	33	fuel	fuel	VERB
aseas-2905	191	34	their	their	PRON
aseas-2905	191	35	operations	operation	NOUN
aseas-2905	191	36	,	,	PUNCT
aseas-2905	191	37	but	but	CCONJ
aseas-2905	191	38	,	,	PUNCT
aseas-2905	191	39	in	in	ADP
aseas-2905	191	40	fact	fact	NOUN
aseas-2905	191	41	,	,	PUNCT
aseas-2905	191	42	have	have	AUX
aseas-2905	191	43	neglected	neglect	VERB
aseas-2905	191	44	innovation	innovation	NOUN
aseas-2905	191	45	,	,	PUNCT
aseas-2905	191	46	thus	thus	ADV
aseas-2905	191	47	,	,	PUNCT
aseas-2905	191	48	missing	miss	VERB
aseas-2905	191	49	the	the	DET
aseas-2905	191	50	chance	chance	NOUN
aseas-2905	191	51	to	to	PART
aseas-2905	191	52	improve	improve	VERB
aseas-2905	191	53	productivity	productivity	NOUN
aseas-2905	191	54	.	.	PUNCT
aseas-2905	192	1	such	such	ADJ
aseas-2905	192	2	behavior	behavior	NOUN
aseas-2905	192	3	is	be	AUX
aseas-2905	192	4	especially	especially	ADV
aseas-2905	192	5	dangerous	dangerous	ADJ
aseas-2905	192	6	when	when	SCONJ
aseas-2905	192	7	firms	firm	NOUN
aseas-2905	192	8	face	face	VERB
aseas-2905	192	9	increasing	increase	VERB
aseas-2905	192	10	economic	economic	ADJ
aseas-2905	192	11	complexities	complexity	NOUN
aseas-2905	192	12	in	in	ADP
aseas-2905	192	13	the	the	DET
aseas-2905	192	14	age	age	NOUN
aseas-2905	192	15	of	of	ADP
aseas-2905	192	16	computational	computational	ADJ
aseas-2905	192	17	entrepreneurship	entrepreneurship	NOUN
aseas-2905	192	18	(	(	PUNCT
aseas-2905	192	19	vuong	vuong	NOUN
aseas-2905	192	20	,	,	PUNCT
aseas-2905	192	21	2019	2019	NUM
aseas-2905	192	22	)	)	PUNCT
aseas-2905	192	23	.	.	PUNCT
aseas-2905	193	1	a	a	DET
aseas-2905	193	2	vicious	vicious	ADJ
aseas-2905	193	3	circle	circle	NOUN
aseas-2905	193	4	of	of	ADP
aseas-2905	193	5	multiple	multiple	ADJ
aseas-2905	193	6	borrowing	borrowing	NOUN
aseas-2905	193	7	may	may	AUX
aseas-2905	193	8	arise	arise	VERB
aseas-2905	193	9	out	out	ADP
aseas-2905	193	10	of	of	ADP
aseas-2905	193	11	the	the	DET
aseas-2905	193	12	corporate	corporate	ADJ
aseas-2905	193	13	sector	sector	NOUN
aseas-2905	193	14	’s	’s	PART
aseas-2905	193	15	addiction	addiction	NOUN
aseas-2905	193	16	to	to	ADP
aseas-2905	193	17	resources	resource	NOUN
aseas-2905	193	18	–	–	PUNCT
aseas-2905	193	19	poor	poor	ADJ
aseas-2905	193	20	performance	performance	NOUN
aseas-2905	193	21	would	would	AUX
aseas-2905	193	22	call	call	VERB
aseas-2905	193	23	for	for	ADP
aseas-2905	193	24	figure	figure	NOUN
aseas-2905	193	25	5	5	NUM
aseas-2905	193	26	:	:	PUNCT
aseas-2905	193	27	total	total	ADJ
aseas-2905	193	28	capital	capital	NOUN
aseas-2905	193	29	investment	investment	NOUN
aseas-2905	193	30	as	as	ADP
aseas-2905	193	31	percentage	percentage	NOUN
aseas-2905	193	32	(	(	PUNCT
aseas-2905	193	33	%	%	NOUN
aseas-2905	193	34	)	)	PUNCT
aseas-2905	193	35	of	of	ADP
aseas-2905	193	36	gdp	gdp	NOUN
aseas-2905	193	37	in	in	ADP
aseas-2905	193	38	vietnam	vietnam	PROPN
aseas-2905	193	39	1986	1986	NUM
aseas-2905	193	40	-	-	SYM
aseas-2905	193	41	2017	2017	NUM
aseas-2905	193	42	(	(	PUNCT
aseas-2905	193	43	world	world	PROPN
aseas-2905	193	44	bank	bank	PROPN
aseas-2905	193	45	)	)	PUNCT
aseas-2905	193	46	.	.	PUNCT
aseas-2905	194	1	104	104	NUM
aseas-2905	195	1	|	|	NOUN
aseas-2905	195	2	aseas	asea	VERB
aseas-2905	195	3	12(1	12(1	NUM
aseas-2905	195	4	)	)	PUNCT
aseas-2905	196	1	the	the	DET
aseas-2905	196	2	new	new	ADJ
aseas-2905	196	3	politics	politic	NOUN
aseas-2905	196	4	of	of	ADP
aseas-2905	196	5	debt	debt	NOUN
aseas-2905	196	6	in	in	ADP
aseas-2905	196	7	the	the	DET
aseas-2905	196	8	transition	transition	NOUN
aseas-2905	196	9	economy	economy	NOUN
aseas-2905	196	10	of	of	ADP
aseas-2905	196	11	vietnam	vietnam	PROPN
aseas-2905	196	12	consumption	consumption	NOUN
aseas-2905	196	13	of	of	ADP
aseas-2905	196	14	more	more	ADJ
aseas-2905	196	15	resources	resource	NOUN
aseas-2905	196	16	,	,	PUNCT
aseas-2905	196	17	including	include	VERB
aseas-2905	196	18	financial	financial	ADJ
aseas-2905	196	19	resources	resource	NOUN
aseas-2905	196	20	,	,	PUNCT
aseas-2905	196	21	which	which	PRON
aseas-2905	196	22	do	do	AUX
aseas-2905	196	23	not	not	PART
aseas-2905	196	24	necessarily	necessarily	ADV
aseas-2905	196	25	bring	bring	VERB
aseas-2905	196	26	about	about	ADP
aseas-2905	196	27	better	well	ADJ
aseas-2905	196	28	performance	performance	NOUN
aseas-2905	196	29	if	if	SCONJ
aseas-2905	196	30	no	no	DET
aseas-2905	196	31	new	new	ADJ
aseas-2905	196	32	values	value	NOUN
aseas-2905	196	33	are	be	AUX
aseas-2905	196	34	created	create	VERB
aseas-2905	196	35	.	.	PUNCT
aseas-2905	197	1	the	the	DET
aseas-2905	197	2	absence	absence	NOUN
aseas-2905	197	3	of	of	ADP
aseas-2905	197	4	innovation	innovation	NOUN
aseas-2905	197	5	at	at	ADP
aseas-2905	197	6	the	the	DET
aseas-2905	197	7	corporate	corporate	ADJ
aseas-2905	197	8	level	level	NOUN
aseas-2905	197	9	,	,	PUNCT
aseas-2905	197	10	driven	drive	VERB
aseas-2905	197	11	by	by	ADP
aseas-2905	197	12	an	an	DET
aseas-2905	197	13	over	over	NOUN
aseas-2905	197	14	-	-	PUNCT
aseas-2905	197	15	reliance	reliance	NOUN
aseas-2905	197	16	on	on	ADP
aseas-2905	197	17	debt	debt	NOUN
aseas-2905	197	18	financing	financing	NOUN
aseas-2905	197	19	,	,	PUNCT
aseas-2905	197	20	in	in	ADP
aseas-2905	197	21	a	a	DET
aseas-2905	197	22	transitioning	transition	VERB
aseas-2905	197	23	economy	economy	NOUN
aseas-2905	197	24	like	like	ADP
aseas-2905	197	25	vietnam	vietnam	PROPN
aseas-2905	197	26	is	be	AUX
aseas-2905	197	27	worthy	worthy	ADJ
aseas-2905	197	28	of	of	ADP
aseas-2905	197	29	concern	concern	NOUN
aseas-2905	197	30	for	for	SCONJ
aseas-2905	197	31	it	it	PRON
aseas-2905	197	32	risks	risk	VERB
aseas-2905	197	33	a	a	DET
aseas-2905	197	34	misallocation	misallocation	NOUN
aseas-2905	197	35	of	of	ADP
aseas-2905	197	36	resources	resource	NOUN
aseas-2905	197	37	and	and	CCONJ
aseas-2905	197	38	threatens	threaten	VERB
aseas-2905	197	39	sustainable	sustainable	ADJ
aseas-2905	197	40	growth	growth	NOUN
aseas-2905	197	41	.	.	PUNCT
aseas-2905	198	1	conclusion	conclusion	NOUN
aseas-2905	198	2	this	this	DET
aseas-2905	198	3	review	review	NOUN
aseas-2905	198	4	article	article	NOUN
aseas-2905	198	5	has	have	AUX
aseas-2905	198	6	brought	bring	VERB
aseas-2905	198	7	attention	attention	NOUN
aseas-2905	198	8	to	to	ADP
aseas-2905	198	9	the	the	DET
aseas-2905	198	10	rising	rise	VERB
aseas-2905	198	11	personal	personal	ADJ
aseas-2905	198	12	and	and	CCONJ
aseas-2905	198	13	corporate	corporate	ADJ
aseas-2905	198	14	debt	debt	NOUN
aseas-2905	198	15	in	in	ADP
aseas-2905	198	16	vietnam	vietnam	PROPN
aseas-2905	198	17	,	,	PUNCT
aseas-2905	198	18	one	one	NUM
aseas-2905	198	19	of	of	ADP
aseas-2905	198	20	the	the	DET
aseas-2905	198	21	fastest	fast	ADV
aseas-2905	198	22	-	-	PUNCT
aseas-2905	198	23	growing	grow	VERB
aseas-2905	198	24	economies	economy	NOUN
aseas-2905	198	25	in	in	ADP
aseas-2905	198	26	the	the	DET
aseas-2905	198	27	world	world	NOUN
aseas-2905	198	28	.	.	PUNCT
aseas-2905	199	1	contrary	contrary	ADJ
aseas-2905	199	2	to	to	ADP
aseas-2905	199	3	the	the	DET
aseas-2905	199	4	traditional	traditional	ADJ
aseas-2905	199	5	culture	culture	NOUN
aseas-2905	199	6	that	that	PRON
aseas-2905	199	7	condemns	condemn	VERB
aseas-2905	199	8	being	be	AUX
aseas-2905	199	9	in	in	ADP
aseas-2905	199	10	debt	debt	NOUN
aseas-2905	199	11	and	and	CCONJ
aseas-2905	199	12	highly	highly	ADV
aseas-2905	199	13	values	value	NOUN
aseas-2905	199	14	frugality	frugality	NOUN
aseas-2905	199	15	,	,	PUNCT
aseas-2905	199	16	this	this	DET
aseas-2905	199	17	article	article	NOUN
aseas-2905	199	18	has	have	AUX
aseas-2905	199	19	discussed	discuss	VERB
aseas-2905	199	20	the	the	DET
aseas-2905	199	21	transformation	transformation	NOUN
aseas-2905	199	22	into	into	ADP
aseas-2905	199	23	a	a	DET
aseas-2905	199	24	more	more	ADJ
aseas-2905	199	25	debt	debt	NOUN
aseas-2905	199	26	-	-	PUNCT
aseas-2905	199	27	tolerant	tolerant	ADJ
aseas-2905	199	28	society	society	NOUN
aseas-2905	199	29	,	,	PUNCT
aseas-2905	199	30	which	which	PRON
aseas-2905	199	31	is	be	AUX
aseas-2905	199	32	fueled	fuel	VERB
aseas-2905	199	33	by	by	ADP
aseas-2905	199	34	the	the	DET
aseas-2905	199	35	rise	rise	NOUN
aseas-2905	199	36	of	of	ADP
aseas-2905	199	37	consumerism	consumerism	NOUN
aseas-2905	199	38	and	and	CCONJ
aseas-2905	199	39	the	the	DET
aseas-2905	199	40	emergence	emergence	NOUN
aseas-2905	199	41	of	of	ADP
aseas-2905	199	42	the	the	DET
aseas-2905	199	43	super	super	NOUN
aseas-2905	199	44	-	-	ADJ
aseas-2905	199	45	rich	rich	ADJ
aseas-2905	199	46	.	.	PUNCT
aseas-2905	200	1	this	this	DET
aseas-2905	200	2	transformation	transformation	NOUN
aseas-2905	200	3	has	have	AUX
aseas-2905	200	4	entailed	entail	VERB
aseas-2905	200	5	a	a	DET
aseas-2905	200	6	sharp	sharp	ADJ
aseas-2905	200	7	increase	increase	NOUN
aseas-2905	200	8	in	in	ADP
aseas-2905	200	9	the	the	DET
aseas-2905	200	10	household	household	NOUN
aseas-2905	200	11	debt	debt	NOUN
aseas-2905	200	12	-	-	PUNCT
aseas-2905	200	13	to	to	ADP
aseas-2905	200	14	-	-	PUNCT
aseas-2905	200	15	gdp	gdp	NOUN
aseas-2905	200	16	ratio	ratio	NOUN
aseas-2905	200	17	from	from	ADP
aseas-2905	200	18	12	12	NUM
aseas-2905	200	19	%	%	NOUN
aseas-2905	200	20	in	in	ADP
aseas-2905	200	21	the	the	DET
aseas-2905	200	22	2000s	2000s	NUM
aseas-2905	200	23	to	to	ADP
aseas-2905	200	24	47	47	NUM
aseas-2905	200	25	%	%	NOUN
aseas-2905	200	26	in	in	ADP
aseas-2905	200	27	2016	2016	NUM
aseas-2905	200	28	,	,	PUNCT
aseas-2905	200	29	which	which	PRON
aseas-2905	200	30	is	be	AUX
aseas-2905	200	31	four	four	NUM
aseas-2905	200	32	times	time	NOUN
aseas-2905	200	33	as	as	ADV
aseas-2905	200	34	much	much	ADV
aseas-2905	200	35	as	as	ADP
aseas-2905	200	36	the	the	DET
aseas-2905	200	37	median	median	NOUN
aseas-2905	200	38	of	of	ADP
aseas-2905	200	39	emerging	emerge	VERB
aseas-2905	200	40	market	market	NOUN
aseas-2905	200	41	economies	economy	NOUN
aseas-2905	200	42	.	.	PUNCT
aseas-2905	201	1	many	many	ADJ
aseas-2905	201	2	experts	expert	NOUN
aseas-2905	201	3	have	have	AUX
aseas-2905	201	4	warned	warn	VERB
aseas-2905	201	5	that	that	SCONJ
aseas-2905	201	6	this	this	DET
aseas-2905	201	7	trend	trend	NOUN
aseas-2905	201	8	,	,	PUNCT
aseas-2905	201	9	if	if	SCONJ
aseas-2905	201	10	it	it	PRON
aseas-2905	201	11	persists	persist	VERB
aseas-2905	201	12	,	,	PUNCT
aseas-2905	201	13	will	will	AUX
aseas-2905	201	14	jeopardize	jeopardize	VERB
aseas-2905	201	15	the	the	DET
aseas-2905	201	16	financial	financial	ADJ
aseas-2905	201	17	stability	stability	NOUN
aseas-2905	201	18	of	of	ADP
aseas-2905	201	19	both	both	DET
aseas-2905	201	20	households	household	NOUN
aseas-2905	201	21	and	and	CCONJ
aseas-2905	201	22	the	the	DET
aseas-2905	201	23	country	country	NOUN
aseas-2905	201	24	.	.	PUNCT
aseas-2905	202	1	in	in	ADP
aseas-2905	202	2	terms	term	NOUN
aseas-2905	202	3	of	of	ADP
aseas-2905	202	4	corporate	corporate	ADJ
aseas-2905	202	5	debt	debt	NOUN
aseas-2905	202	6	,	,	PUNCT
aseas-2905	202	7	the	the	DET
aseas-2905	202	8	article	article	NOUN
aseas-2905	202	9	has	have	AUX
aseas-2905	202	10	highlighted	highlight	VERB
aseas-2905	202	11	the	the	DET
aseas-2905	202	12	predominance	predominance	NOUN
aseas-2905	202	13	of	of	ADP
aseas-2905	202	14	short	short	ADJ
aseas-2905	202	15	-	-	PUNCT
aseas-2905	202	16	term	term	NOUN
aseas-2905	202	17	financing	financing	NOUN
aseas-2905	202	18	in	in	ADP
aseas-2905	202	19	the	the	DET
aseas-2905	202	20	capital	capital	NOUN
aseas-2905	202	21	structure	structure	NOUN
aseas-2905	202	22	of	of	ADP
aseas-2905	202	23	vietnamese	vietnamese	ADJ
aseas-2905	202	24	firms	firm	NOUN
aseas-2905	202	25	,	,	PUNCT
aseas-2905	202	26	in	in	ADP
aseas-2905	202	27	addition	addition	NOUN
aseas-2905	202	28	to	to	ADP
aseas-2905	202	29	a	a	DET
aseas-2905	202	30	high	high	ADJ
aseas-2905	202	31	debt	debt	NOUN
aseas-2905	202	32	-	-	PUNCT
aseas-2905	202	33	to	to	ADP
aseas-2905	202	34	-	-	PUNCT
aseas-2905	202	35	assets	asset	NOUN
aseas-2905	202	36	ratio	ratio	NOUN
aseas-2905	202	37	as	as	ADP
aseas-2905	202	38	a	a	DET
aseas-2905	202	39	cause	cause	NOUN
aseas-2905	202	40	for	for	ADP
aseas-2905	202	41	concern	concern	NOUN
aseas-2905	202	42	.	.	PUNCT
aseas-2905	203	1	similarly	similarly	ADV
aseas-2905	203	2	,	,	PUNCT
aseas-2905	203	3	the	the	DET
aseas-2905	203	4	data	datum	NOUN
aseas-2905	203	5	show	show	VERB
aseas-2905	203	6	that	that	SCONJ
aseas-2905	203	7	the	the	DET
aseas-2905	203	8	debt	debt	NOUN
aseas-2905	203	9	-	-	PUNCT
aseas-2905	203	10	to	to	ADP
aseas-2905	203	11	-	-	PUNCT
aseas-2905	203	12	equity	equity	NOUN
aseas-2905	203	13	ratio	ratio	NOUN
aseas-2905	203	14	of	of	ADP
aseas-2905	203	15	vietnamese	vietnamese	ADJ
aseas-2905	203	16	firms	firm	NOUN
aseas-2905	203	17	,	,	PUNCT
aseas-2905	203	18	whether	whether	SCONJ
aseas-2905	203	19	state	state	NOUN
aseas-2905	203	20	-	-	PUNCT
aseas-2905	203	21	owned	own	VERB
aseas-2905	203	22	,	,	PUNCT
aseas-2905	203	23	privately	privately	ADV
aseas-2905	203	24	-	-	PUNCT
aseas-2905	203	25	owned	own	VERB
aseas-2905	203	26	,	,	PUNCT
aseas-2905	203	27	or	or	CCONJ
aseas-2905	203	28	foreign	foreign	ADJ
aseas-2905	203	29	-	-	PUNCT
aseas-2905	203	30	invested	invest	VERB
aseas-2905	203	31	,	,	PUNCT
aseas-2905	203	32	has	have	AUX
aseas-2905	203	33	hovered	hover	VERB
aseas-2905	203	34	well	well	ADV
aseas-2905	203	35	above	above	ADP
aseas-2905	203	36	the	the	DET
aseas-2905	203	37	optimal	optimal	ADJ
aseas-2905	203	38	1.0	1.0	NUM
aseas-2905	203	39	ratio	ratio	NOUN
aseas-2905	203	40	and	and	CCONJ
aseas-2905	203	41	continued	continue	VERB
aseas-2905	203	42	to	to	PART
aseas-2905	203	43	increase	increase	VERB
aseas-2905	203	44	during	during	ADP
aseas-2905	203	45	the	the	DET
aseas-2905	203	46	2000	2000	NUM
aseas-2905	203	47	to	to	ADP
aseas-2905	203	48	2015	2015	NUM
aseas-2905	203	49	period	period	NOUN
aseas-2905	203	50	.	.	PUNCT
aseas-2905	204	1	empirical	empirical	ADJ
aseas-2905	204	2	studies	study	NOUN
aseas-2905	204	3	on	on	ADP
aseas-2905	204	4	the	the	DET
aseas-2905	204	5	association	association	NOUN
aseas-2905	204	6	between	between	ADP
aseas-2905	204	7	debt	debt	NOUN
aseas-2905	204	8	and	and	CCONJ
aseas-2905	204	9	the	the	DET
aseas-2905	204	10	creative	creative	ADJ
aseas-2905	204	11	performance	performance	NOUN
aseas-2905	204	12	of	of	ADP
aseas-2905	204	13	vietnamese	vietnamese	ADJ
aseas-2905	204	14	firms	firm	NOUN
aseas-2905	204	15	point	point	VERB
aseas-2905	204	16	to	to	ADP
aseas-2905	204	17	the	the	DET
aseas-2905	204	18	potentially	potentially	ADV
aseas-2905	204	19	negative	negative	ADJ
aseas-2905	204	20	effect	effect	NOUN
aseas-2905	204	21	of	of	ADP
aseas-2905	204	22	an	an	DET
aseas-2905	204	23	over	over	NOUN
aseas-2905	204	24	-	-	PUNCT
aseas-2905	204	25	reliance	reliance	NOUN
aseas-2905	204	26	on	on	ADP
aseas-2905	204	27	equity	equity	NOUN
aseas-2905	204	28	and	and	CCONJ
aseas-2905	204	29	debt	debt	NOUN
aseas-2905	204	30	capital	capital	NOUN
aseas-2905	204	31	to	to	PART
aseas-2905	204	32	promote	promote	VERB
aseas-2905	204	33	growth	growth	NOUN
aseas-2905	204	34	,	,	PUNCT
aseas-2905	204	35	which	which	PRON
aseas-2905	204	36	amounts	amount	VERB
aseas-2905	204	37	to	to	ADP
aseas-2905	204	38	a	a	DET
aseas-2905	204	39	resource	resource	NOUN
aseas-2905	204	40	curse	curse	NOUN
aseas-2905	204	41	,	,	PUNCT
aseas-2905	204	42	rather	rather	ADV
aseas-2905	204	43	than	than	ADP
aseas-2905	204	44	also	also	ADV
aseas-2905	204	45	seeking	seek	VERB
aseas-2905	204	46	innovation	innovation	NOUN
aseas-2905	204	47	to	to	PART
aseas-2905	204	48	produce	produce	VERB
aseas-2905	204	49	new	new	ADJ
aseas-2905	204	50	value	value	NOUN
aseas-2905	204	51	.	.	PUNCT
aseas-2905	205	1	in	in	ADP
aseas-2905	205	2	the	the	DET
aseas-2905	205	3	well	well	ADV
aseas-2905	205	4	-	-	PUNCT
aseas-2905	205	5	known	know	VERB
aseas-2905	205	6	folk	folk	NOUN
aseas-2905	205	7	story	story	NOUN
aseas-2905	205	8	in	in	ADP
aseas-2905	205	9	vietnam	vietnam	PROPN
aseas-2905	205	10	,	,	PUNCT
aseas-2905	205	11	(	(	PUNCT
aseas-2905	205	12	“	"	PUNCT
aseas-2905	205	13	nợ	nợ	PROPN
aseas-2905	205	14	như	như	PROPN
aseas-2905	205	15	chúa	chúa	PROPN
aseas-2905	205	16	chổm	chổm	PROPN
aseas-2905	206	1	[	[	X
aseas-2905	206	2	in	in	ADP
aseas-2905	206	3	debt	debt	NOUN
aseas-2905	206	4	like	like	ADP
aseas-2905	206	5	lord	lord	PROPN
aseas-2905	206	6	chom	chom	PROPN
aseas-2905	206	7	]	]	PUNCT
aseas-2905	206	8	”	"	PUNCT
aseas-2905	206	9	,	,	PUNCT
aseas-2905	206	10	n.d	n.d	PROPN
aseas-2905	206	11	.	.	PROPN
aseas-2905	206	12	)	)	PUNCT
aseas-2905	206	13	,	,	PUNCT
aseas-2905	206	14	a	a	DET
aseas-2905	206	15	man	man	NOUN
aseas-2905	206	16	was	be	AUX
aseas-2905	206	17	so	so	ADV
aseas-2905	206	18	indebted	indebted	ADJ
aseas-2905	206	19	and	and	CCONJ
aseas-2905	206	20	insolvent	insolvent	ADJ
aseas-2905	206	21	that	that	SCONJ
aseas-2905	206	22	all	all	DET
aseas-2905	206	23	his	his	PRON
aseas-2905	206	24	creditors	creditor	NOUN
aseas-2905	206	25	could	could	AUX
aseas-2905	206	26	not	not	PART
aseas-2905	206	27	do	do	VERB
aseas-2905	206	28	anything	anything	PRON
aseas-2905	206	29	but	but	CCONJ
aseas-2905	206	30	continue	continue	VERB
aseas-2905	206	31	to	to	PART
aseas-2905	206	32	let	let	VERB
aseas-2905	206	33	him	he	PRON
aseas-2905	206	34	have	have	VERB
aseas-2905	206	35	his	his	PRON
aseas-2905	206	36	way	way	NOUN
aseas-2905	206	37	–	–	PUNCT
aseas-2905	206	38	to	to	PART
aseas-2905	206	39	eat	eat	VERB
aseas-2905	206	40	on	on	ADP
aseas-2905	206	41	credit	credit	NOUN
aseas-2905	206	42	.	.	PUNCT
aseas-2905	207	1	while	while	SCONJ
aseas-2905	207	2	it	it	PRON
aseas-2905	207	3	is	be	AUX
aseas-2905	207	4	true	true	ADJ
aseas-2905	207	5	that	that	SCONJ
aseas-2905	207	6	borrowing	borrowing	NOUN
aseas-2905	207	7	is	be	AUX
aseas-2905	207	8	not	not	PART
aseas-2905	207	9	necessarily	necessarily	ADV
aseas-2905	207	10	a	a	DET
aseas-2905	207	11	negative	negative	ADJ
aseas-2905	207	12	thing	thing	NOUN
aseas-2905	207	13	,	,	PUNCT
aseas-2905	207	14	borrowing	borrow	VERB
aseas-2905	207	15	one	one	NUM
aseas-2905	207	16	’s	’s	PART
aseas-2905	207	17	way	way	NOUN
aseas-2905	207	18	into	into	ADP
aseas-2905	207	19	the	the	DET
aseas-2905	207	20	resource	resource	NOUN
aseas-2905	207	21	curse	curse	NOUN
aseas-2905	207	22	dynamic	dynamic	NOUN
aseas-2905	207	23	is	be	AUX
aseas-2905	207	24	the	the	DET
aseas-2905	207	25	kind	kind	NOUN
aseas-2905	207	26	of	of	ADP
aseas-2905	207	27	behavior	behavior	NOUN
aseas-2905	207	28	individuals	individual	NOUN
aseas-2905	207	29	,	,	PUNCT
aseas-2905	207	30	firms	firm	NOUN
aseas-2905	207	31	,	,	PUNCT
aseas-2905	207	32	and	and	CCONJ
aseas-2905	207	33	nations	nation	NOUN
aseas-2905	207	34	alike	alike	ADV
aseas-2905	207	35	would	would	AUX
aseas-2905	207	36	be	be	AUX
aseas-2905	207	37	wise	wise	ADJ
aseas-2905	207	38	to	to	PART
aseas-2905	207	39	avoid	avoid	VERB
aseas-2905	207	40	.	.	PUNCT
aseas-2905	208	1			PROPN
aseas-2905	208	2	references	reference	NOUN
aseas-2905	208	3	alfaro	alfaro	PROPN
aseas-2905	208	4	,	,	PUNCT
aseas-2905	208	5	l.	l.	PROPN
aseas-2905	208	6	,	,	PUNCT
aseas-2905	208	7	asis	asis	PROPN
aseas-2905	208	8	,	,	PUNCT
aseas-2905	208	9	g.	g.	PROPN
aseas-2905	208	10	,	,	PUNCT
aseas-2905	208	11	chari	chari	PROPN
aseas-2905	208	12	,	,	PUNCT
aseas-2905	208	13	a.	a.	NOUN
aseas-2905	208	14	,	,	PUNCT
aseas-2905	208	15	&	&	CCONJ
aseas-2905	208	16	panizza	panizza	PROPN
aseas-2905	208	17	,	,	PUNCT
aseas-2905	208	18	u.	u.	NOUN
aseas-2905	208	19	(	(	PUNCT
aseas-2905	208	20	2017	2017	NUM
aseas-2905	208	21	)	)	PUNCT
aseas-2905	208	22	.	.	PUNCT
aseas-2905	209	1	lessons	lesson	NOUN
aseas-2905	209	2	unlearned	unlearn	VERB
aseas-2905	209	3	?	?	PUNCT
aseas-2905	210	1	corporate	corporate	ADJ
aseas-2905	210	2	debt	debt	NOUN
aseas-2905	210	3	in	in	ADP
aseas-2905	210	4	emerging	emerge	VERB
aseas-2905	210	5	markets	market	NOUN
aseas-2905	210	6	.	.	PUNCT
aseas-2905	211	1	nber	nber	PROPN
aseas-2905	211	2	working	working	PROPN
aseas-2905	211	3	paper	paper	PROPN
aseas-2905	211	4	no	no	INTJ
aseas-2905	211	5	.	.	PROPN
aseas-2905	211	6	23470	23470	NUM
aseas-2905	211	7	.	.	PUNCT
aseas-2905	212	1	retrieved	retrieve	VERB
aseas-2905	212	2	from	from	ADP
aseas-2905	212	3	https://www.nber.org/papers/w23407	https://www.nber.org/papers/w23407	PROPN
aseas-2905	212	4	alter	alter	NOUN
aseas-2905	212	5	,	,	PUNCT
aseas-2905	212	6	a.	a.	PROPN
aseas-2905	212	7	,	,	PUNCT
aseas-2905	212	8	feng	feng	PROPN
aseas-2905	212	9	,	,	PUNCT
aseas-2905	212	10	a.	a.	NOUN
aseas-2905	212	11	x.	x.	PROPN
aseas-2905	212	12	,	,	PUNCT
aseas-2905	212	13	&	&	CCONJ
aseas-2905	212	14	valckx	valckx	PROPN
aseas-2905	212	15	,	,	PUNCT
aseas-2905	212	16	n.	n.	PROPN
aseas-2905	212	17	(	(	PUNCT
aseas-2905	212	18	2018	2018	NUM
aseas-2905	212	19	)	)	PUNCT
aseas-2905	212	20	.	.	PUNCT
aseas-2905	213	1	understanding	understand	VERB
aseas-2905	213	2	the	the	DET
aseas-2905	213	3	macro	macro	ADJ
aseas-2905	213	4	-	-	ADJ
aseas-2905	213	5	financial	financial	ADJ
aseas-2905	213	6	effects	effect	NOUN
aseas-2905	213	7	of	of	ADP
aseas-2905	213	8	household	household	NOUN
aseas-2905	213	9	debt	debt	NOUN
aseas-2905	213	10	:	:	PUNCT
aseas-2905	213	11	a	a	DET
aseas-2905	213	12	global	global	ADJ
aseas-2905	213	13	perspective	perspective	NOUN
aseas-2905	213	14	.	.	PUNCT
aseas-2905	214	1	imf	imf	PROPN
aseas-2905	214	2	working	working	PROPN
aseas-2905	214	3	paper	paper	PROPN
aseas-2905	214	4	wp/18/76	wp/18/76	PROPN
aseas-2905	214	5	,	,	PUNCT
aseas-2905	214	6	monetary	monetary	ADJ
aseas-2905	214	7	and	and	CCONJ
aseas-2905	214	8	capital	capital	NOUN
aseas-2905	214	9	markets	market	NOUN
aseas-2905	214	10	department	department	PROPN
aseas-2905	214	11	international	international	PROPN
aseas-2905	214	12	monetary	monetary	ADJ
aseas-2905	214	13	fund	fund	PROPN
aseas-2905	214	14	.	.	PUNCT
aseas-2905	215	1	retrieved	retrieve	VERB
aseas-2905	215	2	from	from	ADP
aseas-2905	215	3	https://www.imf.org/en/publications/wp/issues/2018/04/06/understanding-the-macro-financial-effects-of-household-debt-a-global-perspective-45744	https://www.imf.org/en/publications/wp/issues/2018/04/06/understanding-the-macro-financial-effects-of-household-debt-a-global-perspective-45744	PROPN
aseas-2905	215	4	ando	ando	PROPN
aseas-2905	215	5	,	,	PUNCT
aseas-2905	215	6	a.	a.	PROPN
aseas-2905	215	7	,	,	PUNCT
aseas-2905	215	8	&	&	CCONJ
aseas-2905	215	9	modigliani	modigliani	PROPN
aseas-2905	215	10	,	,	PUNCT
aseas-2905	215	11	f.	f.	PROPN
aseas-2905	215	12	(	(	PUNCT
aseas-2905	215	13	1963	1963	NUM
aseas-2905	215	14	)	)	PUNCT
aseas-2905	215	15	.	.	PUNCT
aseas-2905	216	1	the	the	DET
aseas-2905	216	2	“	"	PUNCT
aseas-2905	216	3	life	life	NOUN
aseas-2905	216	4	cycle	cycle	NOUN
aseas-2905	216	5	”	"	PUNCT
aseas-2905	216	6	hypothesis	hypothesis	NOUN
aseas-2905	216	7	of	of	ADP
aseas-2905	216	8	saving	saving	NOUN
aseas-2905	216	9	:	:	PUNCT
aseas-2905	216	10	aggregate	aggregate	VERB
aseas-2905	216	11	implications	implication	NOUN
aseas-2905	216	12	and	and	CCONJ
aseas-2905	216	13	tests	test	NOUN
aseas-2905	216	14	.	.	PUNCT
aseas-2905	217	1	the	the	DET
aseas-2905	217	2	american	american	PROPN
aseas-2905	217	3	economic	economic	PROPN
aseas-2905	217	4	review	review	PROPN
aseas-2905	217	5	,	,	PUNCT
aseas-2905	217	6	53(1	53(1	NOUN
aseas-2905	217	7	)	)	PUNCT
aseas-2905	217	8	,	,	PUNCT
aseas-2905	217	9	55	55	NUM
aseas-2905	217	10	-	-	SYM
aseas-2905	217	11	84	84	NUM
aseas-2905	217	12	.	.	PUNCT
aseas-2905	218	1	barbier	barbier	NOUN
aseas-2905	218	2	,	,	PUNCT
aseas-2905	218	3	e.	e.	PROPN
aseas-2905	218	4	b.	b.	PROPN
aseas-2905	218	5	,	,	PUNCT
aseas-2905	218	6	lópez	lópez	PROPN
aseas-2905	218	7	,	,	PUNCT
aseas-2905	218	8	r.	r.	PROPN
aseas-2905	218	9	e.	e.	PROPN
aseas-2905	218	10	,	,	PUNCT
aseas-2905	218	11	&	&	CCONJ
aseas-2905	218	12	hochard	hochard	ADV
aseas-2905	218	13	,	,	PUNCT
aseas-2905	218	14	j.	j.	PROPN
aseas-2905	218	15	p.	p.	PROPN
aseas-2905	218	16	(	(	PUNCT
aseas-2905	218	17	2016	2016	NUM
aseas-2905	218	18	)	)	PUNCT
aseas-2905	218	19	.	.	PUNCT
aseas-2905	219	1	debt	debt	NOUN
aseas-2905	219	2	,	,	PUNCT
aseas-2905	219	3	poverty	poverty	NOUN
aseas-2905	219	4	and	and	CCONJ
aseas-2905	219	5	resource	resource	NOUN
aseas-2905	219	6	management	management	NOUN
aseas-2905	219	7	in	in	ADP
aseas-2905	219	8	a	a	DET
aseas-2905	219	9	rural	rural	ADJ
aseas-2905	219	10	smallholder	smallholder	NOUN
aseas-2905	219	11	economy	economy	NOUN
aseas-2905	219	12	.	.	PUNCT
aseas-2905	220	1	environmental	environmental	ADJ
aseas-2905	220	2	and	and	CCONJ
aseas-2905	220	3	resource	resource	NOUN
aseas-2905	220	4	economics	economic	NOUN
aseas-2905	220	5	,	,	PUNCT
aseas-2905	220	6	63(2	63(2	NUM
aseas-2905	220	7	)	)	PUNCT
aseas-2905	220	8	,	,	PUNCT
aseas-2905	220	9	411	411	NUM
aseas-2905	220	10	-	-	SYM
aseas-2905	220	11	427	427	NUM
aseas-2905	220	12	.	.	PUNCT
aseas-2905	221	1	aseas	asea	NOUN
aseas-2905	221	2	12(1	12(1	NUM
aseas-2905	221	3	)	)	PUNCT
aseas-2905	222	1	|	|	ADV
aseas-2905	222	2	105	105	NUM
aseas-2905	222	3	hong	hong	PROPN
aseas-2905	222	4	-	-	PUNCT
aseas-2905	222	5	kong	kong	PROPN
aseas-2905	222	6	t.	t.	PROPN
aseas-2905	222	7	nguyen	nguyen	NOUN
aseas-2905	222	8	,	,	PUNCT
aseas-2905	222	9	viet	viet	NOUN
aseas-2905	222	10	-	-	PUNCT
aseas-2905	222	11	ha	ha	PROPN
aseas-2905	222	12	t.	t.	PROPN
aseas-2905	222	13	nguyen	nguyen	NOUN
aseas-2905	222	14	,	,	PUNCT
aseas-2905	222	15	thu	thu	PROPN
aseas-2905	222	16	-	-	PUNCT
aseas-2905	222	17	trang	trang	PROPN
aseas-2905	222	18	vuong	vuong	PROPN
aseas-2905	222	19	,	,	PUNCT
aseas-2905	222	20	manh	manh	PROPN
aseas-2905	222	21	-	-	PUNCT
aseas-2905	222	22	tung	tung	PROPN
aseas-2905	222	23	ho	ho	PROPN
aseas-2905	222	24	,	,	PUNCT
aseas-2905	222	25	&	&	CCONJ
aseas-2905	222	26	quan	quan	PROPN
aseas-2905	222	27	-	-	PUNCT
aseas-2905	222	28	hoang	hoang	PROPN
aseas-2905	222	29	vuong	vuong	PROPN
aseas-2905	222	30	barslund	barslund	PROPN
aseas-2905	222	31	,	,	PUNCT
aseas-2905	222	32	m.	m.	NOUN
aseas-2905	222	33	,	,	PUNCT
aseas-2905	222	34	&	&	CCONJ
aseas-2905	222	35	tarp	tarp	PROPN
aseas-2905	222	36	,	,	PUNCT
aseas-2905	222	37	f.	f.	PROPN
aseas-2905	222	38	(	(	PUNCT
aseas-2905	222	39	2008	2008	NUM
aseas-2905	222	40	)	)	PUNCT
aseas-2905	222	41	.	.	PUNCT
aseas-2905	223	1	formal	formal	ADJ
aseas-2905	223	2	and	and	CCONJ
aseas-2905	223	3	informal	informal	ADJ
aseas-2905	223	4	rural	rural	ADJ
aseas-2905	223	5	credit	credit	NOUN
aseas-2905	223	6	in	in	ADP
aseas-2905	223	7	four	four	NUM
aseas-2905	223	8	provinces	province	NOUN
aseas-2905	223	9	of	of	ADP
aseas-2905	223	10	vietnam	vietnam	PROPN
aseas-2905	223	11	.	.	PUNCT
aseas-2905	224	1	the	the	DET
aseas-2905	224	2	journal	journal	PROPN
aseas-2905	224	3	of	of	ADP
aseas-2905	224	4	development	development	NOUN
aseas-2905	224	5	studies	study	NOUN
aseas-2905	224	6	,	,	PUNCT
aseas-2905	224	7	44(4	44(4	NOUN
aseas-2905	224	8	)	)	PUNCT
aseas-2905	224	9	,	,	PUNCT
aseas-2905	224	10	485	485	NUM
aseas-2905	224	11	-	-	SYM
aseas-2905	224	12	503	503	NUM
aseas-2905	224	13	.	.	PUNCT
aseas-2905	225	1	beeson	beeson	PROPN
aseas-2905	225	2	,	,	PUNCT
aseas-2905	225	3	m.	m.	NOUN
aseas-2905	225	4	,	,	PUNCT
aseas-2905	225	5	&	&	CCONJ
aseas-2905	225	6	pham	pham	PROPN
aseas-2905	225	7	,	,	PUNCT
aseas-2905	225	8	h.	h.	PROPN
aseas-2905	225	9	h.	h.	PROPN
aseas-2905	225	10	(	(	PUNCT
aseas-2905	225	11	2012	2012	NUM
aseas-2905	225	12	)	)	PUNCT
aseas-2905	225	13	.	.	PUNCT
aseas-2905	226	1	developmentalism	developmentalism	NOUN
aseas-2905	226	2	with	with	ADP
aseas-2905	226	3	vietnamese	vietnamese	ADJ
aseas-2905	226	4	characteristics	characteristic	NOUN
aseas-2905	226	5	:	:	PUNCT
aseas-2905	226	6	the	the	DET
aseas-2905	226	7	persistence	persistence	NOUN
aseas-2905	226	8	of	of	ADP
aseas-2905	226	9	state	state	NOUN
aseas-2905	226	10	-	-	PUNCT
aseas-2905	226	11	led	lead	VERB
aseas-2905	226	12	development	development	NOUN
aseas-2905	226	13	in	in	ADP
aseas-2905	226	14	east	east	PROPN
aseas-2905	226	15	asia	asia	PROPN
aseas-2905	226	16	.	.	PUNCT
aseas-2905	227	1	journal	journal	PROPN
aseas-2905	227	2	of	of	ADP
aseas-2905	227	3	contemporary	contemporary	PROPN
aseas-2905	227	4	asia	asia	PROPN
aseas-2905	227	5	,	,	PUNCT
aseas-2905	227	6	42(4	42(4	PROPN
aseas-2905	227	7	)	)	PUNCT
aseas-2905	227	8	,	,	PUNCT
aseas-2905	227	9	539	539	NUM
aseas-2905	227	10	-	-	SYM
aseas-2905	227	11	559	559	NUM
aseas-2905	227	12	.	.	PUNCT
aseas-2905	228	1	breu	breu	NOUN
aseas-2905	228	2	,	,	PUNCT
aseas-2905	228	3	m.	m.	NOUN
aseas-2905	228	4	,	,	PUNCT
aseas-2905	228	5	salsberg	salsberg	PROPN
aseas-2905	228	6	,	,	PUNCT
aseas-2905	228	7	b.	b.	PROPN
aseas-2905	228	8	s.	s.	PROPN
aseas-2905	228	9	,	,	PUNCT
aseas-2905	228	10	&	&	CCONJ
aseas-2905	228	11	tu	tu	PROPN
aseas-2905	228	12	,	,	PUNCT
aseas-2905	228	13	h.	h.	PROPN
aseas-2905	228	14	t.	t.	PROPN
aseas-2905	228	15	(	(	PUNCT
aseas-2905	228	16	2010	2010	NUM
aseas-2905	228	17	)	)	PUNCT
aseas-2905	228	18	.	.	PUNCT
aseas-2905	229	1	growing	grow	VERB
aseas-2905	229	2	up	up	ADP
aseas-2905	229	3	fast	fast	ADV
aseas-2905	229	4	:	:	PUNCT
aseas-2905	229	5	vietnam	vietnam	PROPN
aseas-2905	229	6	discovers	discover	VERB
aseas-2905	229	7	the	the	DET
aseas-2905	229	8	consumer	consumer	NOUN
aseas-2905	229	9	society	society	NOUN
aseas-2905	229	10	.	.	PUNCT
aseas-2905	230	1	retrieved	retrieve	VERB
aseas-2905	230	2	from	from	ADP
aseas-2905	230	3	http://www.usvtc.org/info/wb/mckinsey%20vietnam%20august%202010.pdf	http://www.usvtc.org/info/wb/mckinsey%20vietnam%20august%202010.pdf	PROPN
aseas-2905	230	4	cameron	cameron	PROPN
aseas-2905	230	5	,	,	PUNCT
aseas-2905	230	6	j.	j.	PROPN
aseas-2905	230	7	m.	m.	PROPN
aseas-2905	230	8	(	(	PUNCT
aseas-2905	230	9	2018	2018	NUM
aseas-2905	230	10	,	,	PUNCT
aseas-2905	230	11	february	february	PROPN
aseas-2905	230	12	24	24	NUM
aseas-2905	230	13	)	)	PUNCT
aseas-2905	230	14	.	.	PUNCT
aseas-2905	231	1	real	real	ADJ
aseas-2905	231	2	estate	estate	NOUN
aseas-2905	231	3	lending	lend	VERB
aseas-2905	231	4	risks.vietnam	risks.vietnam	NUM
aseas-2905	231	5	investment	investment	NOUN
aseas-2905	231	6	review	review	NOUN
aseas-2905	231	7	.	.	PUNCT
aseas-2905	232	1	retrieved	retrieve	VERB
aseas-2905	232	2	from	from	ADP
aseas-2905	232	3	http://www.vir.com.vn/real-estate-lending-risks-56466.html	http://www.vir.com.vn/real-estate-lending-risks-56466.html	NOUN
aseas-2905	232	4	chen	chen	PROPN
aseas-2905	232	5	,	,	PUNCT
aseas-2905	232	6	g.	g.	PROPN
aseas-2905	232	7	,	,	PUNCT
aseas-2905	232	8	rasmussen	rasmussen	PROPN
aseas-2905	232	9	,	,	PUNCT
aseas-2905	232	10	s.	s.	PROPN
aseas-2905	232	11	,	,	PUNCT
aseas-2905	232	12	&	&	CCONJ
aseas-2905	232	13	reille	reille	PROPN
aseas-2905	232	14	,	,	PUNCT
aseas-2905	232	15	x.	x.	NOUN
aseas-2905	232	16	(	(	PUNCT
aseas-2905	232	17	2010	2010	NUM
aseas-2905	232	18	)	)	PUNCT
aseas-2905	232	19	.	.	PUNCT
aseas-2905	233	1	growth	growth	NOUN
aseas-2905	233	2	and	and	CCONJ
aseas-2905	233	3	vulnerabilities	vulnerability	NOUN
aseas-2905	233	4	in	in	ADP
aseas-2905	233	5	microfinance	microfinance	NOUN
aseas-2905	233	6	.	.	PUNCT
aseas-2905	234	1	focus	focus	NOUN
aseas-2905	234	2	note	note	NOUN
aseas-2905	234	3	no	no	INTJ
aseas-2905	234	4	.	.	PROPN
aseas-2905	234	5	61	61	NUM
aseas-2905	234	6	.	.	PUNCT
aseas-2905	235	1	washington	washington	PROPN
aseas-2905	235	2	,	,	PUNCT
aseas-2905	235	3	dc	dc	PROPN
aseas-2905	235	4	:	:	PUNCT
aseas-2905	235	5	cgap	cgap	PROPN
aseas-2905	235	6	.	.	PUNCT
aseas-2905	236	1	retrieved	retrieve	VERB
aseas-2905	236	2	from	from	ADP
aseas-2905	236	3	https://www.cgap.org/sites/default/files/	https://www.cgap.org/sites/default/files/	PROPN
aseas-2905	236	4	cgap	cgap	NOUN
aseas-2905	236	5	-	-	PUNCT
aseas-2905	236	6	focus	focus	NOUN
aseas-2905	236	7	-	-	PUNCT
aseas-2905	236	8	note	note	NOUN
aseas-2905	236	9	-	-	PUNCT
aseas-2905	236	10	growth	growth	NOUN
aseas-2905	236	11	-	-	PUNCT
aseas-2905	236	12	and	and	CCONJ
aseas-2905	236	13	-	-	PUNCT
aseas-2905	236	14	vulnerabilities	vulnerability	NOUN
aseas-2905	236	15	-	-	PUNCT
aseas-2905	236	16	in	in	ADP
aseas-2905	236	17	-	-	PUNCT
aseas-2905	236	18	microfinance	microfinance	NOUN
aseas-2905	236	19	-	-	PUNCT
aseas-2905	236	20	feb-2010.pdf	feb-2010.pdf	NOUN
aseas-2905	236	21	chen	chen	PROPN
aseas-2905	236	22	,	,	PUNCT
aseas-2905	236	23	k.	k.	PROPN
aseas-2905	236	24	c.	c.	PROPN
aseas-2905	236	25	,	,	PUNCT
aseas-2905	236	26	&	&	CCONJ
aseas-2905	236	27	chivakul	chivakul	PROPN
aseas-2905	236	28	,	,	PUNCT
aseas-2905	236	29	m.	m.	NOUN
aseas-2905	236	30	(	(	PUNCT
aseas-2905	236	31	2008	2008	NUM
aseas-2905	236	32	)	)	PUNCT
aseas-2905	236	33	.	.	PUNCT
aseas-2905	237	1	what	what	PRON
aseas-2905	237	2	drives	drive	VERB
aseas-2905	237	3	household	household	NOUN
aseas-2905	237	4	borrowing	borrowing	NOUN
aseas-2905	237	5	and	and	CCONJ
aseas-2905	237	6	credit	credit	NOUN
aseas-2905	237	7	constraints	constraint	NOUN
aseas-2905	237	8	?	?	PUNCT
aseas-2905	238	1	evidence	evidence	NOUN
aseas-2905	238	2	from	from	ADP
aseas-2905	238	3	bosnia	bosnia	PROPN
aseas-2905	238	4	and	and	CCONJ
aseas-2905	238	5	herzegovina	herzegovina	PROPN
aseas-2905	238	6	.	.	PUNCT
aseas-2905	239	1	imf	imf	PROPN
aseas-2905	239	2	working	working	PROPN
aseas-2905	239	3	paper	paper	PROPN
aseas-2905	239	4	08/202	08/202	NOUN
aseas-2905	239	5	.	.	PUNCT
aseas-2905	240	1	retrieved	retrieve	VERB
aseas-2905	240	2	from	from	ADP
aseas-2905	240	3	https://www.imf.org/external/	https://www.imf.org/external/	PROPN
aseas-2905	240	4	pubs	pub	NOUN
aseas-2905	240	5	/	/	SYM
aseas-2905	240	6	ft	ft	PROPN
aseas-2905	240	7	/	/	SYM
aseas-2905	240	8	wp/2008	wp/2008	NOUN
aseas-2905	240	9	/	/	SYM
aseas-2905	240	10	wp08202.pdf	wp08202.pdf	PROPN
aseas-2905	240	11	chichaibelu	chichaibelu	PROPN
aseas-2905	240	12	,	,	PUNCT
aseas-2905	240	13	b.	b.	PROPN
aseas-2905	240	14	b.	b.	PROPN
aseas-2905	240	15	,	,	PUNCT
aseas-2905	240	16	&	&	CCONJ
aseas-2905	240	17	waibel	waibel	PROPN
aseas-2905	240	18	,	,	PUNCT
aseas-2905	240	19	h.	h.	PROPN
aseas-2905	240	20	(	(	PUNCT
aseas-2905	240	21	2017	2017	NUM
aseas-2905	240	22	)	)	PUNCT
aseas-2905	240	23	.	.	PUNCT
aseas-2905	241	1	borrowing	borrow	VERB
aseas-2905	241	2	from	from	ADP
aseas-2905	241	3	“	"	PUNCT
aseas-2905	241	4	pui	pui	PROPN
aseas-2905	241	5	”	"	PUNCT
aseas-2905	241	6	to	to	PART
aseas-2905	241	7	pay	pay	VERB
aseas-2905	241	8	“	"	PUNCT
aseas-2905	241	9	pom	pom	NOUN
aseas-2905	241	10	”	"	PUNCT
aseas-2905	241	11	:	:	PUNCT
aseas-2905	241	12	multiple	multiple	ADJ
aseas-2905	241	13	borrowing	borrowing	NOUN
aseas-2905	241	14	and	and	CCONJ
aseas-2905	241	15	over	over	ADP
aseas-2905	241	16	-	-	PUNCT
aseas-2905	241	17	indebtedness	indebtedness	NOUN
aseas-2905	241	18	in	in	ADP
aseas-2905	241	19	rural	rural	ADJ
aseas-2905	241	20	thailand	thailand	PROPN
aseas-2905	241	21	.	.	PUNCT
aseas-2905	242	1	world	world	PROPN
aseas-2905	242	2	development	development	PROPN
aseas-2905	242	3	,	,	PUNCT
aseas-2905	242	4	98	98	NUM
aseas-2905	242	5	,	,	PUNCT
aseas-2905	242	6	338	338	NUM
aseas-2905	242	7	-	-	SYM
aseas-2905	242	8	350	350	NUM
aseas-2905	242	9	.	.	PUNCT
aseas-2905	243	1	chichaibelu	chichaibelu	PROPN
aseas-2905	243	2	,	,	PUNCT
aseas-2905	243	3	b.	b.	PROPN
aseas-2905	243	4	b.	b.	PROPN
aseas-2905	243	5	,	,	PUNCT
aseas-2905	243	6	&	&	CCONJ
aseas-2905	243	7	waibel	waibel	PROPN
aseas-2905	243	8	,	,	PUNCT
aseas-2905	243	9	h.	h.	PROPN
aseas-2905	243	10	(	(	PUNCT
aseas-2905	243	11	2018	2018	NUM
aseas-2905	243	12	)	)	PUNCT
aseas-2905	243	13	.	.	PUNCT
aseas-2905	244	1	over	over	ADP
aseas-2905	244	2	-	-	PUNCT
aseas-2905	244	3	indebtedness	indebtedness	NOUN
aseas-2905	244	4	and	and	CCONJ
aseas-2905	244	5	its	its	PRON
aseas-2905	244	6	persistence	persistence	NOUN
aseas-2905	244	7	in	in	ADP
aseas-2905	244	8	rural	rural	ADJ
aseas-2905	244	9	households	household	NOUN
aseas-2905	244	10	in	in	ADP
aseas-2905	244	11	thailand	thailand	PROPN
aseas-2905	244	12	and	and	CCONJ
aseas-2905	244	13	vietnam	vietnam	PROPN
aseas-2905	244	14	.	.	PUNCT
aseas-2905	244	15	journal	journal	PROPN
aseas-2905	244	16	of	of	ADP
aseas-2905	244	17	asian	asian	ADJ
aseas-2905	244	18	economics	economic	NOUN
aseas-2905	244	19	,	,	PUNCT
aseas-2905	244	20	56	56	NUM
aseas-2905	244	21	,	,	PUNCT
aseas-2905	244	22	1	1	NUM
aseas-2905	244	23	-	-	SYM
aseas-2905	244	24	23	23	NUM
aseas-2905	244	25	.	.	PUNCT
aseas-2905	245	1	do	do	VERB
aseas-2905	245	2	,	,	PUNCT
aseas-2905	245	3	h.	h.	PROPN
aseas-2905	245	4	t.	t.	PROPN
aseas-2905	245	5	k.	k.	PROPN
aseas-2905	245	6	,	,	PUNCT
aseas-2905	245	7	nguyen	nguyen	PROPN
aseas-2905	245	8	,	,	PUNCT
aseas-2905	245	9	n.	n.	PROPN
aseas-2905	245	10	t.	t.	PROPN
aseas-2905	245	11	m.	m.	NOUN
aseas-2905	245	12	,	,	PUNCT
aseas-2905	245	13	&	&	CCONJ
aseas-2905	245	14	le	le	PROPN
aseas-2905	245	15	,	,	PUNCT
aseas-2905	245	16	t.	t.	PROPN
aseas-2905	245	17	h.	h.	PROPN
aseas-2905	245	18	(	(	PUNCT
aseas-2905	245	19	2017	2017	NUM
aseas-2905	245	20	)	)	PUNCT
aseas-2905	245	21	.	.	PUNCT
aseas-2905	246	1	effects	effect	NOUN
aseas-2905	246	2	of	of	ADP
aseas-2905	246	3	the	the	DET
aseas-2905	246	4	credit	credit	NOUN
aseas-2905	246	5	boom	boom	NOUN
aseas-2905	246	6	on	on	ADP
aseas-2905	246	7	the	the	DET
aseas-2905	246	8	soundness	soundness	NOUN
aseas-2905	246	9	of	of	ADP
aseas-2905	246	10	vietnamese	vietnamese	ADJ
aseas-2905	246	11	commercial	commercial	ADJ
aseas-2905	246	12	banks	bank	NOUN
aseas-2905	246	13	.	.	PUNCT
aseas-2905	247	1	international	international	ADJ
aseas-2905	247	2	journal	journal	PROPN
aseas-2905	247	3	of	of	ADP
aseas-2905	247	4	financial	financial	ADJ
aseas-2905	247	5	research	research	NOUN
aseas-2905	247	6	,	,	PUNCT
aseas-2905	247	7	8(3	8(3	NUM
aseas-2905	247	8	)	)	PUNCT
aseas-2905	247	9	,	,	PUNCT
aseas-2905	247	10	57	57	NUM
aseas-2905	247	11	-	-	SYM
aseas-2905	247	12	73	73	NUM
aseas-2905	247	13	.	.	PUNCT
aseas-2905	248	1	do	do	VERB
aseas-2905	248	2	,	,	PUNCT
aseas-2905	248	3	x.	x.	PROPN
aseas-2905	248	4	l.	l.	PROPN
aseas-2905	248	5	,	,	PUNCT
aseas-2905	248	6	&	&	CCONJ
aseas-2905	248	7	bauer	bauer	PROPN
aseas-2905	248	8	,	,	PUNCT
aseas-2905	248	9	s.	s.	PROPN
aseas-2905	248	10	(	(	PUNCT
aseas-2905	248	11	2016	2016	NUM
aseas-2905	248	12	)	)	PUNCT
aseas-2905	248	13	.	.	PUNCT
aseas-2905	249	1	does	do	AUX
aseas-2905	249	2	credit	credit	NOUN
aseas-2905	249	3	access	access	NOUN
aseas-2905	249	4	affect	affect	VERB
aseas-2905	249	5	household	household	NOUN
aseas-2905	249	6	income	income	NOUN
aseas-2905	249	7	homogeneously	homogeneously	ADV
aseas-2905	249	8	across	across	ADP
aseas-2905	249	9	different	different	ADJ
aseas-2905	249	10	groups	group	NOUN
aseas-2905	249	11	of	of	ADP
aseas-2905	249	12	credit	credit	NOUN
aseas-2905	249	13	recipients	recipient	NOUN
aseas-2905	249	14	?	?	PUNCT
aseas-2905	250	1	evidence	evidence	NOUN
aseas-2905	250	2	from	from	ADP
aseas-2905	250	3	rural	rural	ADJ
aseas-2905	250	4	vietnam	vietnam	PROPN
aseas-2905	250	5	.	.	PUNCT
aseas-2905	251	1	journal	journal	PROPN
aseas-2905	251	2	of	of	ADP
aseas-2905	251	3	rural	rural	ADJ
aseas-2905	251	4	studies	study	NOUN
aseas-2905	251	5	,	,	PUNCT
aseas-2905	251	6	47	47	NUM
aseas-2905	251	7	,	,	PUNCT
aseas-2905	251	8	186	186	NUM
aseas-2905	251	9	-	-	SYM
aseas-2905	251	10	203	203	NUM
aseas-2905	251	11	.	.	PUNCT
aseas-2905	252	1	dollar	dollar	NOUN
aseas-2905	252	2	,	,	PUNCT
aseas-2905	252	3	d.	d.	PROPN
aseas-2905	252	4	(	(	PUNCT
aseas-2905	252	5	1994	1994	NUM
aseas-2905	252	6	)	)	PUNCT
aseas-2905	252	7	.	.	PUNCT
aseas-2905	253	1	macroeconomic	macroeconomic	ADJ
aseas-2905	253	2	management	management	NOUN
aseas-2905	253	3	and	and	CCONJ
aseas-2905	253	4	the	the	DET
aseas-2905	253	5	transition	transition	NOUN
aseas-2905	253	6	to	to	ADP
aseas-2905	253	7	the	the	DET
aseas-2905	253	8	market	market	NOUN
aseas-2905	253	9	in	in	ADP
aseas-2905	253	10	vietnam	vietnam	PROPN
aseas-2905	253	11	.	.	PUNCT
aseas-2905	254	1	journal	journal	PROPN
aseas-2905	254	2	of	of	ADP
aseas-2905	254	3	comparative	comparative	ADJ
aseas-2905	254	4	economics	economic	NOUN
aseas-2905	254	5	,	,	PUNCT
aseas-2905	254	6	18	18	NUM
aseas-2905	254	7	,	,	PUNCT
aseas-2905	254	8	357	357	NUM
aseas-2905	254	9	-	-	SYM
aseas-2905	254	10	375	375	NUM
aseas-2905	254	11	.	.	PUNCT
aseas-2905	255	1	european	european	PROPN
aseas-2905	255	2	union	union	PROPN
aseas-2905	255	3	.	.	PUNCT
aseas-2905	256	1	(	(	PUNCT
aseas-2905	256	2	2018	2018	NUM
aseas-2905	256	3	)	)	PUNCT
aseas-2905	256	4	.	.	PUNCT
aseas-2905	257	1	agricultural	agricultural	ADJ
aseas-2905	257	2	and	and	CCONJ
aseas-2905	257	3	farm	farm	NOUN
aseas-2905	257	4	income	income	NOUN
aseas-2905	257	5	.	.	PUNCT
aseas-2905	258	1	retrieved	retrieve	VERB
aseas-2905	258	2	from	from	ADP
aseas-2905	258	3	https://ec.europa.eu/agriculture/	https://ec.europa.eu/agriculture/	NOUN
aseas-2905	258	4	sites	site	NOUN
aseas-2905	258	5	/	/	SYM
aseas-2905	258	6	agriculture	agriculture	NOUN
aseas-2905	258	7	/	/	SYM
aseas-2905	258	8	files	file	NOUN
aseas-2905	258	9	/	/	SYM
aseas-2905	258	10	statistics	statistic	NOUN
aseas-2905	258	11	/	/	SYM
aseas-2905	258	12	facts	fact	NOUN
aseas-2905	258	13	-	-	PUNCT
aseas-2905	258	14	figures	figure	NOUN
aseas-2905	258	15	/	/	SYM
aseas-2905	258	16	agricultural	agricultural	ADJ
aseas-2905	258	17	-	-	PUNCT
aseas-2905	258	18	farm	farm	NOUN
aseas-2905	258	19	-	-	PUNCT
aseas-2905	258	20	income.pdf	income.pdf	NOUN
aseas-2905	258	21	fforde	fforde	PROPN
aseas-2905	258	22	,	,	PUNCT
aseas-2905	258	23	a.	a.	NOUN
aseas-2905	258	24	(	(	PUNCT
aseas-2905	258	25	2017	2017	NUM
aseas-2905	258	26	)	)	PUNCT
aseas-2905	258	27	.	.	PUNCT
aseas-2905	259	1	the	the	DET
aseas-2905	259	2	emerging	emerge	VERB
aseas-2905	259	3	core	core	NOUN
aseas-2905	259	4	characteristics	characteristic	NOUN
aseas-2905	259	5	of	of	ADP
aseas-2905	259	6	vietnam	vietnam	PROPN
aseas-2905	259	7	’s	’s	PART
aseas-2905	259	8	political	political	ADJ
aseas-2905	259	9	economy	economy	NOUN
aseas-2905	259	10	.	.	PUNCT
aseas-2905	260	1	asian	asian	ADJ
aseas-2905	260	2	-	-	PUNCT
aseas-2905	260	3	pacific	pacific	ADJ
aseas-2905	260	4	economic	economic	ADJ
aseas-2905	260	5	literature	literature	NOUN
aseas-2905	260	6	,	,	PUNCT
aseas-2905	260	7	31(2	31(2	NUM
aseas-2905	260	8	)	)	PUNCT
aseas-2905	260	9	,	,	PUNCT
aseas-2905	260	10	45	45	NUM
aseas-2905	260	11	-	-	SYM
aseas-2905	260	12	60	60	NUM
aseas-2905	260	13	.	.	PUNCT
aseas-2905	261	1	friedman	friedman	PROPN
aseas-2905	261	2	,	,	PUNCT
aseas-2905	261	3	m.	m.	NOUN
aseas-2905	261	4	(	(	PUNCT
aseas-2905	261	5	1957	1957	NUM
aseas-2905	261	6	)	)	PUNCT
aseas-2905	261	7	.	.	PUNCT
aseas-2905	262	1	a	a	DET
aseas-2905	262	2	theory	theory	NOUN
aseas-2905	262	3	of	of	ADP
aseas-2905	262	4	the	the	DET
aseas-2905	262	5	consumption	consumption	NOUN
aseas-2905	262	6	function	function	NOUN
aseas-2905	262	7	.	.	PUNCT
aseas-2905	263	1	princeton	princeton	PROPN
aseas-2905	263	2	:	:	PUNCT
aseas-2905	263	3	princeton	princeton	PROPN
aseas-2905	263	4	university	university	PROPN
aseas-2905	263	5	press	press	NOUN
aseas-2905	263	6	.	.	PUNCT
aseas-2905	264	1	garðarsdóttir	garðarsdóttir	PROPN
aseas-2905	264	2	,	,	PUNCT
aseas-2905	264	3	r.	r.	PROPN
aseas-2905	264	4	b.	b.	PROPN
aseas-2905	264	5	,	,	PUNCT
aseas-2905	264	6	&	&	CCONJ
aseas-2905	264	7	dittmar	dittmar	PROPN
aseas-2905	264	8	,	,	PUNCT
aseas-2905	264	9	h.	h.	PROPN
aseas-2905	264	10	(	(	PUNCT
aseas-2905	264	11	2012	2012	NUM
aseas-2905	264	12	)	)	PUNCT
aseas-2905	264	13	.	.	PUNCT
aseas-2905	265	1	the	the	DET
aseas-2905	265	2	relationship	relationship	NOUN
aseas-2905	265	3	of	of	ADP
aseas-2905	265	4	materialism	materialism	NOUN
aseas-2905	265	5	to	to	ADP
aseas-2905	265	6	debt	debt	NOUN
aseas-2905	265	7	and	and	CCONJ
aseas-2905	265	8	financial	financial	ADJ
aseas-2905	265	9	well	well	NOUN
aseas-2905	265	10	-	-	PUNCT
aseas-2905	265	11	being	being	NOUN
aseas-2905	265	12	:	:	PUNCT
aseas-2905	265	13	the	the	DET
aseas-2905	265	14	case	case	NOUN
aseas-2905	265	15	of	of	ADP
aseas-2905	265	16	iceland	iceland	PROPN
aseas-2905	265	17	’s	’s	PART
aseas-2905	265	18	perceived	perceive	VERB
aseas-2905	265	19	prosperity	prosperity	NOUN
aseas-2905	265	20	.	.	PUNCT
aseas-2905	266	1	journal	journal	PROPN
aseas-2905	266	2	of	of	ADP
aseas-2905	266	3	economic	economic	ADJ
aseas-2905	266	4	psychology	psychology	NOUN
aseas-2905	266	5	,	,	PUNCT
aseas-2905	266	6	33(3	33(3	NOUN
aseas-2905	266	7	)	)	PUNCT
aseas-2905	266	8	,	,	PUNCT
aseas-2905	266	9	471	471	NUM
aseas-2905	266	10	-	-	SYM
aseas-2905	266	11	481	481	NUM
aseas-2905	266	12	.	.	PUNCT
aseas-2905	267	1	gathergood	gathergood	PROPN
aseas-2905	267	2	,	,	PUNCT
aseas-2905	267	3	j.	j.	PROPN
aseas-2905	267	4	(	(	PUNCT
aseas-2905	267	5	2012	2012	NUM
aseas-2905	267	6	)	)	PUNCT
aseas-2905	267	7	.	.	PUNCT
aseas-2905	268	1	self	self	NOUN
aseas-2905	268	2	-	-	PUNCT
aseas-2905	268	3	control	control	NOUN
aseas-2905	268	4	,	,	PUNCT
aseas-2905	268	5	financial	financial	ADJ
aseas-2905	268	6	literacy	literacy	NOUN
aseas-2905	268	7	and	and	CCONJ
aseas-2905	268	8	consumer	consumer	NOUN
aseas-2905	268	9	over	over	ADP
aseas-2905	268	10	-	-	PUNCT
aseas-2905	268	11	indebtedness	indebtedness	NOUN
aseas-2905	268	12	.	.	PUNCT
aseas-2905	269	1	journal	journal	NOUN
aseas-2905	269	2	of	of	ADP
aseas-2905	269	3	economic	economic	ADJ
aseas-2905	269	4	psychology	psychology	NOUN
aseas-2905	269	5	,	,	PUNCT
aseas-2905	269	6	33(3	33(3	NOUN
aseas-2905	269	7	)	)	PUNCT
aseas-2905	269	8	,	,	PUNCT
aseas-2905	269	9	590	590	NUM
aseas-2905	269	10	-	-	SYM
aseas-2905	269	11	602	602	NUM
aseas-2905	269	12	.	.	PUNCT
aseas-2905	270	1	general	general	ADJ
aseas-2905	270	2	statistics	statistics	PROPN
aseas-2905	270	3	office	office	PROPN
aseas-2905	270	4	of	of	ADP
aseas-2905	270	5	vietnam	vietnam	PROPN
aseas-2905	270	6	.	.	PUNCT
aseas-2905	271	1	(	(	PUNCT
aseas-2905	271	2	2017	2017	NUM
aseas-2905	271	3	)	)	PUNCT
aseas-2905	271	4	.	.	PUNCT
aseas-2905	272	1	dân	dân	PROPN
aseas-2905	272	2	số	số	PROPN
aseas-2905	272	3	trung	trung	PROPN
aseas-2905	272	4	bình	bình	PROPN
aseas-2905	272	5	phân	phân	PROPN
aseas-2905	272	6	theo	theo	PROPN
aseas-2905	272	7	giới	giới	PROPN
aseas-2905	272	8	tính	tính	PROPN
aseas-2905	272	9	và	và	PROPN
aseas-2905	272	10	thành	thành	PROPN
aseas-2905	272	11	thị	thị	PROPN
aseas-2905	272	12	,	,	PUNCT
aseas-2905	272	13	nông	nông	ADJ
aseas-2905	272	14	thôn	thôn	NOUN
aseas-2905	273	1	[	[	X
aseas-2905	273	2	average	average	ADJ
aseas-2905	273	3	population	population	NOUN
aseas-2905	273	4	categorized	categorize	VERB
aseas-2905	273	5	by	by	ADP
aseas-2905	273	6	sexes	sex	NOUN
aseas-2905	273	7	,	,	PUNCT
aseas-2905	273	8	rural	rural	ADJ
aseas-2905	273	9	,	,	PUNCT
aseas-2905	273	10	and	and	CCONJ
aseas-2905	273	11	urban	urban	ADJ
aseas-2905	273	12	areas	area	NOUN
aseas-2905	273	13	]	]	PUNCT
aseas-2905	273	14	.	.	PUNCT
aseas-2905	274	1	retrieved	retrieve	VERB
aseas-2905	274	2	from	from	ADP
aseas-2905	274	3	https://www.gso.gov.vn/	https://www.gso.gov.vn/	NOUN
aseas-2905	274	4	sltk	sltk	PROPN
aseas-2905	274	5	/	/	SYM
aseas-2905	274	6	selection.aspx?rxid=8f161760	selection.aspx?rxid=8f161760	PROPN
aseas-2905	274	7	-	-	PUNCT
aseas-2905	274	8	9ba0	9ba0	NUM
aseas-2905	274	9	-	-	PUNCT
aseas-2905	274	10	4c6d-&px_db=02.+d%c3%a2n+s%e1%bb%91+v%c3%a0+lao+%c4%91%e1%bb%99ng&px_type	4c6d-&px_db=02.+d%c3%a2n+s%e1%bb%91+v%c3%a0+lao+%c4%91%e1%bb%99ng&px_type	NUM
aseas-2905	274	11	=	=	PUNCT
aseas-2905	274	12	px&px_language	px&px_language	NOUN
aseas-2905	274	13	=	=	SYM
aseas-2905	274	14	vi&px_tableid=02.+d%c3%a2n+s%e1%bb%91+v%c3%a0+lao+%c4%91%e1%bb%99ng%5cv02.02.px	vi&px_tableid=02.+d%c3%a2n+s%e1%bb%91+v%c3%a0+lao+%c4%91%e1%bb%99ng%5cv02.02.px	PROPN
aseas-2905	274	15	general	general	ADJ
aseas-2905	274	16	statistics	statistics	PROPN
aseas-2905	274	17	office	office	PROPN
aseas-2905	274	18	vietnam	vietnam	PROPN
aseas-2905	274	19	.	.	PUNCT
aseas-2905	275	1	(	(	PUNCT
aseas-2905	275	2	2017	2017	NUM
aseas-2905	275	3	)	)	PUNCT
aseas-2905	275	4	.	.	PUNCT
aseas-2905	276	1	doanh	doanh	PROPN
aseas-2905	276	2	nghiệp	nghiệp	PROPN
aseas-2905	276	3	việt	việt	PROPN
aseas-2905	276	4	nam	nam	PROPN
aseas-2905	276	5	:	:	PUNCT
aseas-2905	276	6	15	15	NUM
aseas-2905	276	7	năm	năm	PROPN
aseas-2905	276	8	đầu	đầu	PROPN
aseas-2905	276	9	thế	thế	X
aseas-2905	276	10	kỷ	kỷ	PROPN
aseas-2905	276	11	(	(	PUNCT
aseas-2905	276	12	2000	2000	NUM
aseas-2905	276	13	-	-	SYM
aseas-2905	276	14	2015	2015	NUM
aseas-2905	276	15	)	)	PUNCT
aseas-2905	277	1	[	[	X
aseas-2905	277	2	vietnamese	vietnamese	ADJ
aseas-2905	277	3	enterprises	enterprise	NOUN
aseas-2905	277	4	:	:	PUNCT
aseas-2905	277	5	the	the	DET
aseas-2905	277	6	first	first	ADJ
aseas-2905	277	7	15	15	NUM
aseas-2905	277	8	years	year	NOUN
aseas-2905	277	9	of	of	ADP
aseas-2905	277	10	the	the	DET
aseas-2905	277	11	century	century	NOUN
aseas-2905	277	12	(	(	PUNCT
aseas-2905	277	13	2000	2000	NUM
aseas-2905	277	14	-	-	SYM
aseas-2905	277	15	2015	2015	NUM
aseas-2905	277	16	)	)	PUNCT
aseas-2905	277	17	]	]	PUNCT
aseas-2905	277	18	.	.	PUNCT
aseas-2905	278	1	hanoi	hanoi	PROPN
aseas-2905	278	2	,	,	PUNCT
aseas-2905	278	3	vietnam	vietnam	PROPN
aseas-2905	278	4	:	:	PUNCT
aseas-2905	278	5	nhà	nhà	PROPN
aseas-2905	278	6	xuất	xuất	PROPN
aseas-2905	278	7	bản	bản	PROPN
aseas-2905	278	8	thống	thống	PROPN
aseas-2905	278	9	kê	kê	PROPN
aseas-2905	278	10	.	.	PUNCT
aseas-2905	278	11	godquin	godquin	PROPN
aseas-2905	278	12	,	,	PUNCT
aseas-2905	278	13	m.	m.	NOUN
aseas-2905	278	14	(	(	PUNCT
aseas-2905	278	15	2004	2004	NUM
aseas-2905	278	16	)	)	PUNCT
aseas-2905	278	17	.	.	PUNCT
aseas-2905	279	1	microfinance	microfinance	NOUN
aseas-2905	279	2	repayment	repayment	NOUN
aseas-2905	279	3	performance	performance	NOUN
aseas-2905	279	4	in	in	ADP
aseas-2905	279	5	bangladesh	bangladesh	NOUN
aseas-2905	279	6	:	:	PUNCT
aseas-2905	279	7	how	how	SCONJ
aseas-2905	279	8	to	to	PART
aseas-2905	279	9	improve	improve	VERB
aseas-2905	279	10	the	the	DET
aseas-2905	279	11	allocation	allocation	NOUN
aseas-2905	279	12	of	of	ADP
aseas-2905	279	13	loans	loan	NOUN
aseas-2905	279	14	by	by	ADP
aseas-2905	279	15	mfis	mfis	PROPN
aseas-2905	279	16	.	.	PUNCT
aseas-2905	280	1	world	world	PROPN
aseas-2905	280	2	development	development	PROPN
aseas-2905	280	3	,	,	PUNCT
aseas-2905	280	4	32(11	32(11	NUM
aseas-2905	280	5	)	)	PUNCT
aseas-2905	280	6	,	,	PUNCT
aseas-2905	280	7	1909	1909	NUM
aseas-2905	280	8	-	-	SYM
aseas-2905	280	9	1926	1926	NUM
aseas-2905	280	10	.	.	PUNCT
aseas-2905	281	1	grohmann	grohmann	PROPN
aseas-2905	281	2	,	,	PUNCT
aseas-2905	281	3	a.	a.	NOUN
aseas-2905	281	4	(	(	PUNCT
aseas-2905	281	5	2018	2018	NUM
aseas-2905	281	6	)	)	PUNCT
aseas-2905	281	7	.	.	PUNCT
aseas-2905	282	1	financial	financial	ADJ
aseas-2905	282	2	literacy	literacy	NOUN
aseas-2905	282	3	and	and	CCONJ
aseas-2905	282	4	financial	financial	ADJ
aseas-2905	282	5	behavior	behavior	NOUN
aseas-2905	282	6	:	:	PUNCT
aseas-2905	282	7	evidence	evidence	NOUN
aseas-2905	282	8	from	from	ADP
aseas-2905	282	9	the	the	DET
aseas-2905	282	10	emerging	emerge	VERB
aseas-2905	282	11	asian	asian	ADJ
aseas-2905	282	12	middle	middle	ADJ
aseas-2905	282	13	class	class	NOUN
aseas-2905	282	14	.	.	PUNCT
aseas-2905	283	1	pacific	pacific	ADJ
aseas-2905	283	2	-	-	PUNCT
aseas-2905	283	3	basin	basin	NOUN
aseas-2905	283	4	finance	finance	NOUN
aseas-2905	283	5	journal	journal	NOUN
aseas-2905	283	6	,	,	PUNCT
aseas-2905	283	7	48	48	NUM
aseas-2905	283	8	,	,	PUNCT
aseas-2905	283	9	129	129	NUM
aseas-2905	283	10	-	-	SYM
aseas-2905	283	11	143	143	NUM
aseas-2905	283	12	.	.	PUNCT
aseas-2905	284	1	gutiérrez	gutiérrez	PROPN
aseas-2905	284	2	-	-	PUNCT
aseas-2905	284	3	nieto	nieto	PROPN
aseas-2905	284	4	,	,	PUNCT
aseas-2905	284	5	b.	b.	PROPN
aseas-2905	284	6	,	,	PUNCT
aseas-2905	284	7	serrano	serrano	NOUN
aseas-2905	284	8	-	-	PUNCT
aseas-2905	284	9	cinca	cinca	VERB
aseas-2905	284	10	,	,	PUNCT
aseas-2905	284	11	c.	c.	PROPN
aseas-2905	284	12	,	,	PUNCT
aseas-2905	284	13	&	&	CCONJ
aseas-2905	284	14	de	de	PROPN
aseas-2905	284	15	la	la	PROPN
aseas-2905	284	16	cuesta	cuesta	PROPN
aseas-2905	284	17	gonzález	gonzález	PROPN
aseas-2905	284	18	,	,	PUNCT
aseas-2905	284	19	m.	m.	NOUN
aseas-2905	284	20	(	(	PUNCT
aseas-2905	284	21	2017	2017	NUM
aseas-2905	284	22	)	)	PUNCT
aseas-2905	284	23	.	.	PUNCT
aseas-2905	285	1	a	a	DET
aseas-2905	285	2	multivariate	multivariate	NOUN
aseas-2905	285	3	study	study	NOUN
aseas-2905	285	4	of	of	ADP
aseas-2905	285	5	over	over	ADP
aseas-2905	285	6	-	-	PUNCT
aseas-2905	285	7	indebtedness	indebtedness	NOUN
aseas-2905	285	8	’	'	PUNCT
aseas-2905	285	9	causes	cause	NOUN
aseas-2905	285	10	and	and	CCONJ
aseas-2905	285	11	consequences	consequence	NOUN
aseas-2905	285	12	.	.	PUNCT
aseas-2905	286	1	international	international	ADJ
aseas-2905	286	2	journal	journal	PROPN
aseas-2905	286	3	of	of	ADP
aseas-2905	286	4	consumer	consumer	NOUN
aseas-2905	286	5	studies	study	NOUN
aseas-2905	286	6	,	,	PUNCT
aseas-2905	286	7	41(2	41(2	NUM
aseas-2905	286	8	)	)	PUNCT
aseas-2905	286	9	,	,	PUNCT
aseas-2905	286	10	188	188	NUM
aseas-2905	286	11	-	-	SYM
aseas-2905	286	12	198	198	NUM
aseas-2905	286	13	.	.	PUNCT
aseas-2905	287	1	hansen	hansen	PROPN
aseas-2905	287	2	,	,	PUNCT
aseas-2905	287	3	a.	a.	PROPN
aseas-2905	287	4	(	(	PUNCT
aseas-2905	287	5	2016	2016	NUM
aseas-2905	287	6	)	)	PUNCT
aseas-2905	287	7	.	.	PUNCT
aseas-2905	288	1	doi	doi	PROPN
aseas-2905	288	2	moi	moi	X
aseas-2905	288	3	on	on	ADP
aseas-2905	288	4	two	two	NUM
aseas-2905	288	5	and	and	CCONJ
aseas-2905	288	6	four	four	NUM
aseas-2905	288	7	wheels	wheel	NOUN
aseas-2905	288	8	:	:	PUNCT
aseas-2905	288	9	capitalist	capitalist	ADJ
aseas-2905	288	10	development	development	NOUN
aseas-2905	288	11	and	and	CCONJ
aseas-2905	288	12	motorised	motorise	VERB
aseas-2905	288	13	mobility	mobility	NOUN
aseas-2905	288	14	in	in	ADP
aseas-2905	288	15	vietnam	vietnam	PROPN
aseas-2905	288	16	.	.	PUNCT
aseas-2905	289	1	in	in	ADP
aseas-2905	289	2	a.	a.	PROPN
aseas-2905	289	3	hansen	hansen	PROPN
aseas-2905	289	4	&	&	CCONJ
aseas-2905	289	5	k.	k.	PROPN
aseas-2905	289	6	b.	b.	PROPN
aseas-2905	289	7	nielsen	nielsen	PROPN
aseas-2905	289	8	(	(	PUNCT
aseas-2905	289	9	eds	eds	PROPN
aseas-2905	289	10	.	.	PUNCT
aseas-2905	289	11	)	)	PUNCT
aseas-2905	289	12	,	,	PUNCT
aseas-2905	289	13	cars	car	NOUN
aseas-2905	289	14	,	,	PUNCT
aseas-2905	289	15	automobility	automobility	NOUN
aseas-2905	289	16	and	and	CCONJ
aseas-2905	289	17	development	development	NOUN
aseas-2905	289	18	in	in	ADP
aseas-2905	289	19	asia	asia	PROPN
aseas-2905	289	20	(	(	PUNCT
aseas-2905	289	21	pp	pp	ADJ
aseas-2905	289	22	.	.	PUNCT
aseas-2905	289	23	113	113	NUM
aseas-2905	289	24	-	-	SYM
aseas-2905	289	25	129	129	NUM
aseas-2905	289	26	)	)	PUNCT
aseas-2905	289	27	.	.	PUNCT
aseas-2905	290	1	london	london	PROPN
aseas-2905	290	2	:	:	PUNCT
aseas-2905	290	3	routledge	routledge	PROPN
aseas-2905	290	4	.	.	PUNCT
aseas-2905	291	1	harari	harari	PROPN
aseas-2905	291	2	,	,	PUNCT
aseas-2905	291	3	y.	y.	PROPN
aseas-2905	291	4	n.	n.	PROPN
aseas-2905	291	5	(	(	PUNCT
aseas-2905	291	6	2014	2014	NUM
aseas-2905	291	7	)	)	PUNCT
aseas-2905	291	8	.	.	PUNCT
aseas-2905	292	1	sapiens	sapiens	PROPN
aseas-2905	292	2	:	:	PUNCT
aseas-2905	292	3	a	a	DET
aseas-2905	292	4	brief	brief	ADJ
aseas-2905	292	5	history	history	NOUN
aseas-2905	292	6	of	of	ADP
aseas-2905	292	7	humankind	humankind	NOUN
aseas-2905	292	8	.	.	PUNCT
aseas-2905	293	1	new	new	PROPN
aseas-2905	293	2	york	york	PROPN
aseas-2905	293	3	:	:	PUNCT
aseas-2905	293	4	random	random	ADJ
aseas-2905	293	5	house	house	NOUN
aseas-2905	293	6	.	.	PUNCT
aseas-2905	294	1	106	106	NUM
aseas-2905	295	1	|	|	NOUN
aseas-2905	295	2	aseas	asea	NOUN
aseas-2905	295	3	12(1	12(1	NUM
aseas-2905	295	4	)	)	PUNCT
aseas-2905	295	5	the	the	DET
aseas-2905	295	6	new	new	ADJ
aseas-2905	295	7	politics	politic	NOUN
aseas-2905	295	8	of	of	ADP
aseas-2905	295	9	debt	debt	NOUN
aseas-2905	295	10	in	in	ADP
aseas-2905	295	11	the	the	DET
aseas-2905	295	12	transition	transition	NOUN
aseas-2905	295	13	economy	economy	NOUN
aseas-2905	295	14	of	of	ADP
aseas-2905	295	15	vietnam	vietnam	PROPN
aseas-2905	295	16	hoang	hoang	PROPN
aseas-2905	295	17	,	,	PUNCT
aseas-2905	295	18	q.	q.	PROPN
aseas-2905	295	19	x.	x.	PROPN
aseas-2905	295	20	,	,	PUNCT
aseas-2905	295	21	biger	big	ADJ
aseas-2905	295	22	,	,	PUNCT
aseas-2905	295	23	n.	n.	NOUN
aseas-2905	295	24	,	,	PUNCT
aseas-2905	295	25	&	&	CCONJ
aseas-2905	295	26	nguyen	nguyen	PROPN
aseas-2905	295	27	,	,	PUNCT
aseas-2905	295	28	n.	n.	PROPN
aseas-2905	295	29	v.	v.	PROPN
aseas-2905	295	30	(	(	PUNCT
aseas-2905	295	31	2007	2007	NUM
aseas-2905	295	32	)	)	PUNCT
aseas-2905	295	33	.	.	PUNCT
aseas-2905	296	1	the	the	DET
aseas-2905	296	2	determinants	determinant	NOUN
aseas-2905	296	3	of	of	ADP
aseas-2905	296	4	capital	capital	NOUN
aseas-2905	296	5	structure	structure	NOUN
aseas-2905	296	6	:	:	PUNCT
aseas-2905	296	7	evidence	evidence	NOUN
aseas-2905	296	8	from	from	ADP
aseas-2905	296	9	vietnam	vietnam	PROPN
aseas-2905	296	10	.	.	PUNCT
aseas-2905	297	1	in	in	ADP
aseas-2905	297	2	s.-j	s.-j	PROPN
aseas-2905	297	3	.	.	PUNCT
aseas-2905	298	1	kim	kim	PROPN
aseas-2905	298	2	&	&	CCONJ
aseas-2905	298	3	m.	m.	PROPN
aseas-2905	298	4	d.	d.	PROPN
aseas-2905	298	5	mckenzie	mckenzie	PROPN
aseas-2905	298	6	(	(	PUNCT
aseas-2905	298	7	eds	eds	PROPN
aseas-2905	298	8	.	.	PUNCT
aseas-2905	298	9	)	)	PUNCT
aseas-2905	298	10	,	,	PUNCT
aseas-2905	298	11	asia	asia	PROPN
aseas-2905	298	12	-	-	PUNCT
aseas-2905	298	13	pacific	pacific	ADJ
aseas-2905	298	14	financial	financial	ADJ
aseas-2905	298	15	markets	market	NOUN
aseas-2905	298	16	:	:	PUNCT
aseas-2905	298	17	integration	integration	NOUN
aseas-2905	298	18	,	,	PUNCT
aseas-2905	298	19	innovation	innovation	NOUN
aseas-2905	298	20	and	and	CCONJ
aseas-2905	298	21	challenges	challenge	NOUN
aseas-2905	298	22	.	.	PUNCT
aseas-2905	299	1	vol	vol	NOUN
aseas-2905	299	2	.	.	NOUN
aseas-2905	299	3	8	8	NUM
aseas-2905	299	4	(	(	PUNCT
aseas-2905	299	5	pp	pp	ADJ
aseas-2905	299	6	.	.	PUNCT
aseas-2905	300	1	307	307	NUM
aseas-2905	300	2	-	-	SYM
aseas-2905	300	3	326	326	NUM
aseas-2905	300	4	)	)	PUNCT
aseas-2905	300	5	.	.	PUNCT
aseas-2905	301	1	west	west	PROPN
aseas-2905	301	2	yorkshire	yorkshire	PROPN
aseas-2905	301	3	:	:	PUNCT
aseas-2905	301	4	emerald	emerald	PROPN
aseas-2905	301	5	group	group	PROPN
aseas-2905	301	6	publishing	publishing	PROPN
aseas-2905	301	7	limited	limit	VERB
aseas-2905	301	8	.	.	PUNCT
aseas-2905	302	1	hoang	hoang	PROPN
aseas-2905	302	2	,	,	PUNCT
aseas-2905	302	3	t.	t.	PROPN
aseas-2905	302	4	(	(	PUNCT
aseas-2905	302	5	2018	2018	NUM
aseas-2905	302	6	,	,	PUNCT
aseas-2905	302	7	may	may	AUX
aseas-2905	302	8	27	27	NUM
aseas-2905	302	9	)	)	PUNCT
aseas-2905	302	10	.	.	PUNCT
aseas-2905	303	1	vay	vay	PROPN
aseas-2905	303	2	tiền	tiền	PROPN
aseas-2905	303	3	trả	trả	PROPN
aseas-2905	303	4	góp	góp	PROPN
aseas-2905	303	5	dễ	dễ	PROPN
aseas-2905	303	6	như	như	PROPN
aseas-2905	303	7	thế	thế	PROPN
aseas-2905	303	8	nào	nào	PROPN
aseas-2905	303	9	?	?	PUNCT
aseas-2905	304	1	[	[	X
aseas-2905	304	2	how	how	SCONJ
aseas-2905	304	3	easy	easy	ADJ
aseas-2905	304	4	is	be	AUX
aseas-2905	304	5	it	it	PRON
aseas-2905	304	6	to	to	PART
aseas-2905	304	7	get	get	VERB
aseas-2905	304	8	instalment	instalment	ADJ
aseas-2905	304	9	loans	loan	NOUN
aseas-2905	304	10	?	?	PUNCT
aseas-2905	304	11	]	]	PUNCT
aseas-2905	304	12	.	.	PUNCT
aseas-2905	305	1	zing	ze	VERB
aseas-2905	305	2	news	news	NOUN
aseas-2905	305	3	.	.	PUNCT
aseas-2905	306	1	retrieved	retrieve	VERB
aseas-2905	306	2	from	from	ADP
aseas-2905	306	3	https://news.zing.vn/vay-tien-tra-gop-de-nhu-the-nao-post845049.html	https://news.zing.vn/vay-tien-tra-gop-de-nhu-the-nao-post845049.html	PROPN
aseas-2905	306	4	hoff	hoff	PROPN
aseas-2905	306	5	,	,	PUNCT
aseas-2905	306	6	k.	k.	PROPN
aseas-2905	306	7	,	,	PUNCT
aseas-2905	306	8	&	&	CCONJ
aseas-2905	306	9	stiglitz	stiglitz	PROPN
aseas-2905	306	10	,	,	PUNCT
aseas-2905	306	11	j.	j.	PROPN
aseas-2905	306	12	e.	e.	PROPN
aseas-2905	306	13	(	(	PUNCT
aseas-2905	306	14	1993	1993	NUM
aseas-2905	306	15	)	)	PUNCT
aseas-2905	306	16	.	.	PUNCT
aseas-2905	307	1	imperfect	imperfect	ADJ
aseas-2905	307	2	information	information	NOUN
aseas-2905	307	3	and	and	CCONJ
aseas-2905	307	4	rural	rural	ADJ
aseas-2905	307	5	credit	credit	NOUN
aseas-2905	307	6	markets	market	NOUN
aseas-2905	307	7	:	:	PUNCT
aseas-2905	307	8	puzzles	puzzle	NOUN
aseas-2905	307	9	and	and	CCONJ
aseas-2905	307	10	policy	policy	NOUN
aseas-2905	307	11	perspectives	perspective	NOUN
aseas-2905	307	12	.	.	PUNCT
aseas-2905	308	1	in	in	ADP
aseas-2905	308	2	k.	k.	PROPN
aseas-2905	308	3	hoff	hoff	PROPN
aseas-2905	308	4	,	,	PUNCT
aseas-2905	308	5	a.	a.	NOUN
aseas-2905	308	6	braverman	braverman	PROPN
aseas-2905	308	7	,	,	PUNCT
aseas-2905	308	8	&	&	CCONJ
aseas-2905	308	9	j.	j.	PROPN
aseas-2905	308	10	e.	e.	PROPN
aseas-2905	308	11	stiglitz	stiglitz	PROPN
aseas-2905	308	12	(	(	PUNCT
aseas-2905	308	13	eds	eds	PROPN
aseas-2905	308	14	.	.	PUNCT
aseas-2905	308	15	)	)	PUNCT
aseas-2905	308	16	,	,	PUNCT
aseas-2905	308	17	the	the	DET
aseas-2905	308	18	economics	economic	NOUN
aseas-2905	308	19	of	of	ADP
aseas-2905	308	20	rural	rural	ADJ
aseas-2905	308	21	organisation	organisation	NOUN
aseas-2905	308	22	:	:	PUNCT
aseas-2905	308	23	theory	theory	NOUN
aseas-2905	308	24	,	,	PUNCT
aseas-2905	308	25	practice	practice	NOUN
aseas-2905	308	26	and	and	CCONJ
aseas-2905	308	27	policy	policy	NOUN
aseas-2905	308	28	(	(	PUNCT
aseas-2905	308	29	pp	pp	ADJ
aseas-2905	308	30	.	.	PUNCT
aseas-2905	309	1	33	33	NUM
aseas-2905	309	2	-	-	SYM
aseas-2905	309	3	52	52	NUM
aseas-2905	309	4	)	)	PUNCT
aseas-2905	309	5	.	.	PUNCT
aseas-2905	310	1	oxford	oxford	NOUN
aseas-2905	310	2	:	:	PUNCT
aseas-2905	310	3	oxford	oxford	PROPN
aseas-2905	310	4	university	university	PROPN
aseas-2905	310	5	press	press	NOUN
aseas-2905	310	6	.	.	PUNCT
aseas-2905	311	1	international	international	ADJ
aseas-2905	311	2	monetary	monetary	ADJ
aseas-2905	311	3	fund	fund	NOUN
aseas-2905	311	4	.	.	PUNCT
aseas-2905	312	1	(	(	PUNCT
aseas-2905	312	2	2017	2017	NUM
aseas-2905	312	3	)	)	PUNCT
aseas-2905	312	4	.	.	PUNCT
aseas-2905	313	1	household	household	NOUN
aseas-2905	313	2	debt	debt	NOUN
aseas-2905	313	3	and	and	CCONJ
aseas-2905	313	4	financial	financial	ADJ
aseas-2905	313	5	stability	stability	NOUN
aseas-2905	313	6	.	.	PUNCT
aseas-2905	314	1	global	global	ADJ
aseas-2905	314	2	financial	financial	ADJ
aseas-2905	314	3	stability	stability	NOUN
aseas-2905	314	4	report	report	NOUN
aseas-2905	314	5	:	:	PUNCT
aseas-2905	314	6	is	be	AUX
aseas-2905	314	7	growth	growth	NOUN
aseas-2905	314	8	at	at	ADP
aseas-2905	314	9	risk	risk	NOUN
aseas-2905	314	10	?	?	PUNCT
aseas-2905	315	1	washington	washington	PROPN
aseas-2905	315	2	,	,	PUNCT
aseas-2905	315	3	dc	dc	PROPN
aseas-2905	315	4	:	:	PUNCT
aseas-2905	315	5	international	international	ADJ
aseas-2905	315	6	monetary	monetary	ADJ
aseas-2905	315	7	fund	fund	PROPN
aseas-2905	315	8	.	.	PUNCT
aseas-2905	316	1	iwase	iwase	PROPN
aseas-2905	316	2	,	,	PUNCT
aseas-2905	316	3	m.	m.	NOUN
aseas-2905	316	4	(	(	PUNCT
aseas-2905	316	5	2011	2011	NUM
aseas-2905	316	6	)	)	PUNCT
aseas-2905	316	7	.	.	PUNCT
aseas-2905	317	1	current	current	ADJ
aseas-2905	317	2	situation	situation	NOUN
aseas-2905	317	3	on	on	ADP
aseas-2905	317	4	consumer	consumer	NOUN
aseas-2905	317	5	credit	credit	NOUN
aseas-2905	317	6	in	in	ADP
aseas-2905	317	7	vietnam	vietnam	PROPN
aseas-2905	317	8	:	:	PUNCT
aseas-2905	317	9	legal	legal	ADJ
aseas-2905	317	10	framework	framework	NOUN
aseas-2905	317	11	for	for	ADP
aseas-2905	317	12	formal	formal	ADJ
aseas-2905	317	13	financial	financial	ADJ
aseas-2905	317	14	sector	sector	NOUN
aseas-2905	317	15	.	.	PUNCT
aseas-2905	318	1	japan	japan	PROPN
aseas-2905	318	2	social	social	PROPN
aseas-2905	318	3	innovation	innovation	PROPN
aseas-2905	318	4	journal	journal	NOUN
aseas-2905	318	5	,	,	PUNCT
aseas-2905	318	6	1(1	1(1	NUM
aseas-2905	318	7	)	)	PUNCT
aseas-2905	318	8	,	,	PUNCT
aseas-2905	318	9	40	40	NUM
aseas-2905	318	10	-	-	SYM
aseas-2905	318	11	45	45	NUM
aseas-2905	318	12	.	.	PUNCT
aseas-2905	319	1	kahneman	kahneman	PROPN
aseas-2905	319	2	,	,	PUNCT
aseas-2905	319	3	d.	d.	PROPN
aseas-2905	319	4	,	,	PUNCT
aseas-2905	319	5	&	&	CCONJ
aseas-2905	319	6	tversky	tversky	PROPN
aseas-2905	319	7	,	,	PUNCT
aseas-2905	319	8	a.	a.	NOUN
aseas-2905	319	9	(	(	PUNCT
aseas-2905	319	10	1979	1979	NUM
aseas-2905	319	11	)	)	PUNCT
aseas-2905	319	12	.	.	PUNCT
aseas-2905	320	1	prospect	prospect	PROPN
aseas-2905	320	2	theory	theory	NOUN
aseas-2905	320	3	:	:	PUNCT
aseas-2905	320	4	an	an	DET
aseas-2905	320	5	analysis	analysis	NOUN
aseas-2905	320	6	of	of	ADP
aseas-2905	320	7	decision	decision	NOUN
aseas-2905	320	8	under	under	ADP
aseas-2905	320	9	risk	risk	NOUN
aseas-2905	320	10	.	.	PUNCT
aseas-2905	321	1	econometrica	econometrica	PROPN
aseas-2905	321	2	,	,	PUNCT
aseas-2905	321	3	47(2	47(2	PROPN
aseas-2905	321	4	)	)	PUNCT
aseas-2905	321	5	,	,	PUNCT
aseas-2905	321	6	263	263	NUM
aseas-2905	321	7	-	-	SYM
aseas-2905	321	8	291	291	NUM
aseas-2905	321	9	.	.	PUNCT
aseas-2905	322	1	kang	kang	PROPN
aseas-2905	322	2	,	,	PUNCT
aseas-2905	322	3	j.	j.	PROPN
aseas-2905	322	4	h.	h.	PROPN
aseas-2905	322	5	,	,	PUNCT
aseas-2905	322	6	matusik	matusik	PROPN
aseas-2905	322	7	,	,	PUNCT
aseas-2905	322	8	j.	j.	PROPN
aseas-2905	322	9	g.	g.	PROPN
aseas-2905	322	10	,	,	PUNCT
aseas-2905	322	11	&	&	CCONJ
aseas-2905	322	12	barclay	barclay	PROPN
aseas-2905	322	13	,	,	PUNCT
aseas-2905	322	14	l.	l.	PROPN
aseas-2905	322	15	a.	a.	PROPN
aseas-2905	322	16	(	(	PUNCT
aseas-2905	322	17	2017	2017	NUM
aseas-2905	322	18	)	)	PUNCT
aseas-2905	322	19	.	.	PUNCT
aseas-2905	323	1	affective	affective	NOUN
aseas-2905	323	2	and	and	CCONJ
aseas-2905	323	3	normative	normative	ADJ
aseas-2905	323	4	motives	motive	NOUN
aseas-2905	323	5	to	to	PART
aseas-2905	323	6	work	work	VERB
aseas-2905	323	7	overtime	overtime	NOUN
aseas-2905	323	8	in	in	ADP
aseas-2905	323	9	asian	asian	ADJ
aseas-2905	323	10	organizations	organization	NOUN
aseas-2905	323	11	:	:	PUNCT
aseas-2905	323	12	four	four	NUM
aseas-2905	323	13	cultural	cultural	ADJ
aseas-2905	323	14	orientations	orientation	NOUN
aseas-2905	323	15	from	from	ADP
aseas-2905	323	16	confucian	confucian	ADJ
aseas-2905	323	17	ethics	ethic	NOUN
aseas-2905	323	18	.	.	PUNCT
aseas-2905	324	1	journal	journal	PROPN
aseas-2905	324	2	of	of	ADP
aseas-2905	324	3	business	business	NOUN
aseas-2905	324	4	ethics	ethic	NOUN
aseas-2905	324	5	,	,	PUNCT
aseas-2905	324	6	140(1	140(1	NUM
aseas-2905	324	7	)	)	PUNCT
aseas-2905	324	8	,	,	PUNCT
aseas-2905	324	9	115	115	NUM
aseas-2905	324	10	-	-	SYM
aseas-2905	324	11	130	130	NUM
aseas-2905	324	12	.	.	PUNCT
aseas-2905	325	1	kotwal	kotwal	PROPN
aseas-2905	325	2	,	,	PUNCT
aseas-2905	325	3	a.	a.	PROPN
aseas-2905	325	4	,	,	PUNCT
aseas-2905	325	5	&	&	CCONJ
aseas-2905	325	6	eswaran	eswaran	PROPN
aseas-2905	325	7	,	,	PUNCT
aseas-2905	325	8	m.	m.	NOUN
aseas-2905	325	9	(	(	PUNCT
aseas-2905	325	10	1990	1990	NUM
aseas-2905	325	11	)	)	PUNCT
aseas-2905	325	12	.	.	PUNCT
aseas-2905	326	1	implications	implication	NOUN
aseas-2905	326	2	of	of	ADP
aseas-2905	326	3	credit	credit	NOUN
aseas-2905	326	4	constraints	constraint	NOUN
aseas-2905	326	5	for	for	ADP
aseas-2905	326	6	risk	risk	NOUN
aseas-2905	326	7	behaviour	behaviour	NOUN
aseas-2905	326	8	in	in	ADP
aseas-2905	326	9	less	less	ADJ
aseas-2905	326	10	developed	develop	VERB
aseas-2905	326	11	economies	economy	NOUN
aseas-2905	326	12	.	.	PUNCT
aseas-2905	327	1	oxford	oxford	ADJ
aseas-2905	327	2	economic	economic	ADJ
aseas-2905	327	3	papers	paper	NOUN
aseas-2905	327	4	,	,	PUNCT
aseas-2905	327	5	42(2	42(2	NOUN
aseas-2905	327	6	)	)	PUNCT
aseas-2905	327	7	,	,	PUNCT
aseas-2905	327	8	473	473	NUM
aseas-2905	327	9	-	-	SYM
aseas-2905	327	10	482	482	NUM
aseas-2905	327	11	.	.	PUNCT
aseas-2905	328	1	lascelles	lascelle	NOUN
aseas-2905	328	2	,	,	PUNCT
aseas-2905	328	3	d.	d.	PROPN
aseas-2905	328	4	,	,	PUNCT
aseas-2905	328	5	mendelson	mendelson	PROPN
aseas-2905	328	6	,	,	PUNCT
aseas-2905	328	7	s.	s.	PROPN
aseas-2905	328	8	,	,	PUNCT
aseas-2905	328	9	&	&	CCONJ
aseas-2905	328	10	rozas	rozas	PROPN
aseas-2905	328	11	,	,	PUNCT
aseas-2905	328	12	d.	d.	PROPN
aseas-2905	328	13	(	(	PUNCT
aseas-2905	328	14	2012	2012	NUM
aseas-2905	328	15	)	)	PUNCT
aseas-2905	328	16	.	.	PUNCT
aseas-2905	329	1	microfinance	microfinance	NOUN
aseas-2905	329	2	banana	banana	NOUN
aseas-2905	329	3	skins	skin	NOUN
aseas-2905	329	4	2012	2012	NUM
aseas-2905	329	5	.	.	PUNCT
aseas-2905	330	1	london	london	PROPN
aseas-2905	330	2	:	:	PUNCT
aseas-2905	330	3	centre	centre	NOUN
aseas-2905	330	4	for	for	ADP
aseas-2905	330	5	the	the	DET
aseas-2905	330	6	study	study	NOUN
aseas-2905	330	7	of	of	ADP
aseas-2905	330	8	financial	financial	ADJ
aseas-2905	330	9	innovation	innovation	NOUN
aseas-2905	330	10	.	.	PUNCT
aseas-2905	331	1	le	le	PROPN
aseas-2905	331	2	,	,	PUNCT
aseas-2905	331	3	q.	q.	PROPN
aseas-2905	331	4	l.	l.	PROPN
aseas-2905	331	5	(	(	PUNCT
aseas-2905	331	6	2016	2016	NUM
aseas-2905	331	7	)	)	PUNCT
aseas-2905	331	8	.	.	PUNCT
aseas-2905	332	1	dân	dân	PROPN
aseas-2905	332	2	giàu	giàu	PROPN
aseas-2905	332	3	,	,	PUNCT
aseas-2905	332	4	nước	nước	PROPN
aseas-2905	332	5	mạnh	mạnh	PROPN
aseas-2905	332	6	,	,	PUNCT
aseas-2905	332	7	dân	dân	PROPN
aseas-2905	332	8	chủ	chủ	PROPN
aseas-2905	332	9	,	,	PUNCT
aseas-2905	332	10	công	công	NOUN
aseas-2905	332	11	bằng	bằng	PROPN
aseas-2905	332	12	,	,	PUNCT
aseas-2905	332	13	văn	văn	NOUN
aseas-2905	332	14	minh	minh	PROPN
aseas-2905	332	15	là	là	PROPN
aseas-2905	332	16	mục	mục	PROPN
aseas-2905	332	17	tiêu	tiêu	PROPN
aseas-2905	332	18	,	,	PUNCT
aseas-2905	332	19	đích	đích	PROPN
aseas-2905	332	20	đến	đến	PROPN
aseas-2905	332	21	của	của	PROPN
aseas-2905	332	22	việt	việt	PROPN
aseas-2905	332	23	nam	nam	PROPN
aseas-2905	333	1	[	[	X
aseas-2905	333	2	wealthy	wealthy	ADJ
aseas-2905	333	3	people	people	NOUN
aseas-2905	333	4	,	,	PUNCT
aseas-2905	333	5	strong	strong	ADJ
aseas-2905	333	6	country	country	NOUN
aseas-2905	333	7	,	,	PUNCT
aseas-2905	333	8	democratic	democratic	ADJ
aseas-2905	333	9	,	,	PUNCT
aseas-2905	333	10	just	just	ADV
aseas-2905	333	11	and	and	CCONJ
aseas-2905	333	12	civilized	civilized	ADJ
aseas-2905	333	13	society	society	NOUN
aseas-2905	333	14	are	be	AUX
aseas-2905	333	15	the	the	DET
aseas-2905	333	16	goals	goal	NOUN
aseas-2905	333	17	and	and	CCONJ
aseas-2905	333	18	destinations	destination	NOUN
aseas-2905	333	19	of	of	ADP
aseas-2905	333	20	vietnam	vietnam	PROPN
aseas-2905	333	21	]	]	PUNCT
aseas-2905	333	22	.	.	PUNCT
aseas-2905	334	1	tạp	tạp	NOUN
aseas-2905	334	2	chí	chí	NOUN
aseas-2905	334	3	lý	lý	PROPN
aseas-2905	334	4	luận	luận	PROPN
aseas-2905	334	5	chính	chính	PROPN
aseas-2905	334	6	trị	trị	NOUN
aseas-2905	335	1	[	[	X
aseas-2905	335	2	the	the	DET
aseas-2905	335	3	journal	journal	NOUN
aseas-2905	335	4	of	of	ADP
aseas-2905	335	5	political	political	ADJ
aseas-2905	335	6	theories	theory	NOUN
aseas-2905	335	7	]	]	PUNCT
aseas-2905	335	8	,	,	PUNCT
aseas-2905	335	9	2	2	X
aseas-2905	335	10	.	.	PUNCT
aseas-2905	335	11	retrieved	retrieve	VERB
aseas-2905	335	12	from	from	ADP
aseas-2905	335	13	http://	http://	PROPN
aseas-2905	335	14	lyluanchinhtri.vn/home/index.php/nguyen-cuu-ly-luan/item/1714-dan-giau-nuoc-manh-dan-chucong-bang-van-minh-la-muc-tieu-dich-den-cua-viet-nam.html	lyluanchinhtri.vn/home/index.php/nguyen-cuu-ly-luan/item/1714-dan-giau-nuoc-manh-dan-chucong-bang-van-minh-la-muc-tieu-dich-den-cua-viet-nam.html	X
aseas-2905	335	15	le	le	PROPN
aseas-2905	335	16	,	,	PUNCT
aseas-2905	335	17	p.	p.	PROPN
aseas-2905	335	18	l.	l.	PROPN
aseas-2905	335	19	,	,	PUNCT
aseas-2905	335	20	ngo	ngo	PROPN
aseas-2905	335	21	t.	t.	PROPN
aseas-2905	335	22	h.	h.	PROPN
aseas-2905	335	23	l.	l.	PROPN
aseas-2905	335	24	,	,	PUNCT
aseas-2905	335	25	tran	tran	PROPN
aseas-2905	335	26	l.	l.	PROPN
aseas-2905	335	27	h.	h.	PROPN
aseas-2905	335	28	a.	a.	PROPN
aseas-2905	335	29	,	,	PUNCT
aseas-2905	335	30	truong	truong	PROPN
aseas-2905	335	31	h.	h.	PROPN
aseas-2905	335	32	d.	d.	PROPN
aseas-2905	335	33	,	,	PUNCT
aseas-2905	335	34	can	can	AUX
aseas-2905	335	35	t.	t.	PROPN
aseas-2905	335	36	t.	t.	PROPN
aseas-2905	335	37	h.	h.	PROPN
aseas-2905	335	38	,	,	PUNCT
aseas-2905	335	39	vu	vu	PROPN
aseas-2905	335	40	t.	t.	PROPN
aseas-2905	335	41	k.	k.	PROPN
aseas-2905	335	42	c.	c.	PROPN
aseas-2905	335	43	,	,	PUNCT
aseas-2905	335	44	&	&	CCONJ
aseas-2905	335	45	huyen	huyen	PROPN
aseas-2905	335	46	,	,	PUNCT
aseas-2905	335	47	n.	n.	NOUN
aseas-2905	335	48	t.	t.	PROPN
aseas-2905	335	49	(	(	PUNCT
aseas-2905	335	50	2016	2016	NUM
aseas-2905	335	51	)	)	PUNCT
aseas-2905	335	52	.	.	PUNCT
aseas-2905	336	1	household	household	NOUN
aseas-2905	336	2	debt	debt	NOUN
aseas-2905	336	3	in	in	ADP
aseas-2905	336	4	vietnam	vietnam	PROPN
aseas-2905	336	5	:	:	PUNCT
aseas-2905	336	6	an	an	DET
aseas-2905	336	7	overview	overview	NOUN
aseas-2905	336	8	.	.	PUNCT
aseas-2905	337	1	household	household	NOUN
aseas-2905	337	2	debt	debt	NOUN
aseas-2905	337	3	in	in	ADP
aseas-2905	337	4	seacen	seacen	NOUN
aseas-2905	337	5	economies	economy	NOUN
aseas-2905	337	6	.	.	PUNCT
aseas-2905	338	1	retrieved	retrieve	VERB
aseas-2905	338	2	from	from	ADP
aseas-2905	338	3	https://	https://	PROPN
aseas-2905	338	4	www.seacen.org/publications/rstudies/2018/rp102/8-vietnamhouseholddebt.pdf	www.seacen.org/publications/rstudies/2018/rp102/8-vietnamhouseholddebt.pdf	PROPN
aseas-2905	338	5	lea	lea	PROPN
aseas-2905	338	6	,	,	PUNCT
aseas-2905	338	7	s.	s.	PROPN
aseas-2905	338	8	e.	e.	PROPN
aseas-2905	338	9	g.	g.	PROPN
aseas-2905	338	10	,	,	PUNCT
aseas-2905	338	11	webley	webley	PROPN
aseas-2905	338	12	,	,	PUNCT
aseas-2905	338	13	p.	p.	PROPN
aseas-2905	338	14	,	,	PUNCT
aseas-2905	338	15	&	&	CCONJ
aseas-2905	338	16	levine	levine	PROPN
aseas-2905	338	17	,	,	PUNCT
aseas-2905	338	18	r.	r.	PROPN
aseas-2905	338	19	m.	m.	PROPN
aseas-2905	338	20	(	(	PUNCT
aseas-2905	338	21	1993	1993	NUM
aseas-2905	338	22	)	)	PUNCT
aseas-2905	338	23	.	.	PUNCT
aseas-2905	339	1	the	the	DET
aseas-2905	339	2	economic	economic	ADJ
aseas-2905	339	3	psychology	psychology	NOUN
aseas-2905	339	4	of	of	ADP
aseas-2905	339	5	consumer	consumer	NOUN
aseas-2905	339	6	debt	debt	NOUN
aseas-2905	339	7	.	.	PUNCT
aseas-2905	340	1	journal	journal	NOUN
aseas-2905	340	2	of	of	ADP
aseas-2905	340	3	economic	economic	ADJ
aseas-2905	340	4	psychology	psychology	NOUN
aseas-2905	340	5	,	,	PUNCT
aseas-2905	340	6	14(1	14(1	NUM
aseas-2905	340	7	)	)	PUNCT
aseas-2905	340	8	,	,	PUNCT
aseas-2905	340	9	85	85	NUM
aseas-2905	340	10	-	-	SYM
aseas-2905	340	11	119	119	NUM
aseas-2905	340	12	.	.	PUNCT
aseas-2905	341	1	lea	lea	PROPN
aseas-2905	341	2	,	,	PUNCT
aseas-2905	341	3	s.	s.	PROPN
aseas-2905	341	4	e.	e.	PROPN
aseas-2905	341	5	g.	g.	PROPN
aseas-2905	341	6	,	,	PUNCT
aseas-2905	341	7	webley	webley	PROPN
aseas-2905	341	8	,	,	PUNCT
aseas-2905	341	9	p.	p.	PROPN
aseas-2905	341	10	,	,	PUNCT
aseas-2905	341	11	&	&	CCONJ
aseas-2905	341	12	walker	walker	PROPN
aseas-2905	341	13	,	,	PUNCT
aseas-2905	341	14	c.	c.	PROPN
aseas-2905	341	15	m.	m.	NOUN
aseas-2905	341	16	(	(	PUNCT
aseas-2905	341	17	1995	1995	NUM
aseas-2905	341	18	)	)	PUNCT
aseas-2905	341	19	.	.	PUNCT
aseas-2905	342	1	psychological	psychological	ADJ
aseas-2905	342	2	factors	factor	NOUN
aseas-2905	342	3	in	in	ADP
aseas-2905	342	4	consumer	consumer	NOUN
aseas-2905	342	5	debt	debt	NOUN
aseas-2905	342	6	:	:	PUNCT
aseas-2905	342	7	money	money	NOUN
aseas-2905	342	8	management	management	NOUN
aseas-2905	342	9	,	,	PUNCT
aseas-2905	342	10	economic	economic	ADJ
aseas-2905	342	11	socialization	socialization	NOUN
aseas-2905	342	12	,	,	PUNCT
aseas-2905	342	13	and	and	CCONJ
aseas-2905	342	14	credit	credit	NOUN
aseas-2905	342	15	use	use	NOUN
aseas-2905	342	16	.	.	PUNCT
aseas-2905	343	1	journal	journal	NOUN
aseas-2905	343	2	of	of	ADP
aseas-2905	343	3	economic	economic	ADJ
aseas-2905	343	4	psychology	psychology	NOUN
aseas-2905	343	5	,	,	PUNCT
aseas-2905	343	6	16(4	16(4	NUM
aseas-2905	343	7	)	)	PUNCT
aseas-2905	343	8	,	,	PUNCT
aseas-2905	343	9	681	681	NUM
aseas-2905	343	10	-	-	SYM
aseas-2905	343	11	701	701	NUM
aseas-2905	343	12	.	.	PUNCT
aseas-2905	344	1	liv	liv	PROPN
aseas-2905	344	2	,	,	PUNCT
aseas-2905	344	3	d.	d.	PROPN
aseas-2905	344	4	(	(	PUNCT
aseas-2905	344	5	2013	2013	NUM
aseas-2905	344	6	)	)	PUNCT
aseas-2905	344	7	.	.	PUNCT
aseas-2905	345	1	study	study	NOUN
aseas-2905	345	2	on	on	ADP
aseas-2905	345	3	the	the	DET
aseas-2905	345	4	drivers	driver	NOUN
aseas-2905	345	5	of	of	ADP
aseas-2905	345	6	over	over	ADP
aseas-2905	345	7	-	-	PUNCT
aseas-2905	345	8	indebtedness	indebtedness	NOUN
aseas-2905	345	9	of	of	ADP
aseas-2905	345	10	microfinance	microfinance	NOUN
aseas-2905	345	11	borrowers	borrower	NOUN
aseas-2905	345	12	in	in	ADP
aseas-2905	345	13	cambodia	cambodia	PROPN
aseas-2905	345	14	:	:	PUNCT
aseas-2905	345	15	an	an	DET
aseas-2905	345	16	in	in	ADP
aseas-2905	345	17	-	-	PUNCT
aseas-2905	345	18	depth	depth	NOUN
aseas-2905	345	19	investigation	investigation	NOUN
aseas-2905	345	20	of	of	ADP
aseas-2905	345	21	saturated	saturated	ADJ
aseas-2905	345	22	areas	area	NOUN
aseas-2905	345	23	.	.	PUNCT
aseas-2905	346	1	retrieved	retrieve	VERB
aseas-2905	346	2	from	from	ADP
aseas-2905	346	3	https://sanr.oikocredit.coop/l/es/library/download/	https://sanr.oikocredit.coop/l/es/library/download/	PROPN
aseas-2905	346	4	urn	urn	NOUN
aseas-2905	346	5	:	:	PUNCT
aseas-2905	346	6	uuid:2982b1e3	uuid:2982b1e3	PROPN
aseas-2905	346	7	-	-	PUNCT
aseas-2905	346	8	2166	2166	NUM
aseas-2905	346	9	-	-	PUNCT
aseas-2905	346	10	4461	4461	NUM
aseas-2905	346	11	-	-	PUNCT
aseas-2905	346	12	b568	b568	PROPN
aseas-2905	346	13	-	-	PUNCT
aseas-2905	346	14	457f968427a3	457f968427a3	NOUN
aseas-2905	346	15	/	/	SYM
aseas-2905	346	16	over	over	ADP
aseas-2905	346	17	-	-	PUNCT
aseas-2905	346	18	indebtedness	indebtedness	NOUN
aseas-2905	346	19	-	-	PUNCT
aseas-2905	346	20	in	in	ADP
aseas-2905	346	21	-	-	PUNCT
aseas-2905	346	22	cambodia	cambodia	NOUN
aseas-2905	346	23	-	-	PUNCT
aseas-2905	346	24	full	full	ADJ
aseas-2905	346	25	-	-	PUNCT
aseas-2905	346	26	report.pdf	report.pdf	NOUN
aseas-2905	346	27	lunt	lunt	PROPN
aseas-2905	346	28	,	,	PUNCT
aseas-2905	346	29	p.	p.	PROPN
aseas-2905	346	30	,	,	PUNCT
aseas-2905	346	31	&	&	CCONJ
aseas-2905	346	32	furnham	furnham	PROPN
aseas-2905	346	33	,	,	PUNCT
aseas-2905	346	34	a.	a.	NOUN
aseas-2905	346	35	(	(	PUNCT
aseas-2905	346	36	1996	1996	NUM
aseas-2905	346	37	)	)	PUNCT
aseas-2905	346	38	.	.	PUNCT
aseas-2905	347	1	economic	economic	ADJ
aseas-2905	347	2	socialization	socialization	NOUN
aseas-2905	347	3	.	.	PUNCT
aseas-2905	348	1	cheltenham	cheltenham	PROPN
aseas-2905	348	2	,	,	PUNCT
aseas-2905	348	3	uk	uk	PROPN
aseas-2905	348	4	:	:	PUNCT
aseas-2905	348	5	edward	edward	PROPN
aseas-2905	348	6	elgar	elgar	PROPN
aseas-2905	348	7	publishing	publishing	PROPN
aseas-2905	348	8	.	.	PUNCT
aseas-2905	349	1	lunt	lunt	PROPN
aseas-2905	349	2	,	,	PUNCT
aseas-2905	349	3	p.	p.	PROPN
aseas-2905	349	4	k.	k.	PROPN
aseas-2905	349	5	,	,	PUNCT
aseas-2905	349	6	&	&	CCONJ
aseas-2905	349	7	livingstone	livingstone	PROPN
aseas-2905	349	8	,	,	PUNCT
aseas-2905	349	9	s.	s.	PROPN
aseas-2905	349	10	m.	m.	PROPN
aseas-2905	349	11	(	(	PUNCT
aseas-2905	349	12	1991	1991	NUM
aseas-2905	349	13	)	)	PUNCT
aseas-2905	349	14	.	.	PUNCT
aseas-2905	350	1	everyday	everyday	ADJ
aseas-2905	350	2	explanations	explanation	NOUN
aseas-2905	350	3	for	for	ADP
aseas-2905	350	4	personal	personal	ADJ
aseas-2905	350	5	debt	debt	NOUN
aseas-2905	350	6	:	:	PUNCT
aseas-2905	350	7	a	a	DET
aseas-2905	350	8	network	network	NOUN
aseas-2905	350	9	approach	approach	NOUN
aseas-2905	350	10	.	.	PUNCT
aseas-2905	351	1	british	british	ADJ
aseas-2905	351	2	journal	journal	PROPN
aseas-2905	351	3	of	of	ADP
aseas-2905	351	4	social	social	ADJ
aseas-2905	351	5	psychology	psychology	NOUN
aseas-2905	351	6	,	,	PUNCT
aseas-2905	351	7	30(4	30(4	NUM
aseas-2905	351	8	)	)	PUNCT
aseas-2905	351	9	,	,	PUNCT
aseas-2905	351	10	309	309	NUM
aseas-2905	351	11	-	-	SYM
aseas-2905	351	12	323	323	NUM
aseas-2905	351	13	.	.	PUNCT
aseas-2905	352	1	meniago	meniago	PROPN
aseas-2905	352	2	,	,	PUNCT
aseas-2905	352	3	c.	c.	PROPN
aseas-2905	352	4	,	,	PUNCT
aseas-2905	352	5	mukuddem	mukuddem	NOUN
aseas-2905	352	6	-	-	PUNCT
aseas-2905	352	7	petersen	petersen	PROPN
aseas-2905	352	8	,	,	PUNCT
aseas-2905	352	9	j.	j.	PROPN
aseas-2905	352	10	,	,	PUNCT
aseas-2905	352	11	petersen	petersen	PROPN
aseas-2905	352	12	,	,	PUNCT
aseas-2905	352	13	m.	m.	NOUN
aseas-2905	352	14	a.	a.	PROPN
aseas-2905	352	15	,	,	PUNCT
aseas-2905	352	16	&	&	CCONJ
aseas-2905	352	17	mongale	mongale	PROPN
aseas-2905	352	18	,	,	PUNCT
aseas-2905	352	19	i.	i.	PROPN
aseas-2905	352	20	p.	p.	PROPN
aseas-2905	352	21	(	(	PUNCT
aseas-2905	352	22	2013	2013	NUM
aseas-2905	352	23	)	)	PUNCT
aseas-2905	352	24	.	.	PUNCT
aseas-2905	353	1	what	what	PRON
aseas-2905	353	2	causes	cause	VERB
aseas-2905	353	3	household	household	NOUN
aseas-2905	353	4	debt	debt	NOUN
aseas-2905	353	5	to	to	PART
aseas-2905	353	6	increase	increase	VERB
aseas-2905	353	7	in	in	ADP
aseas-2905	353	8	south	south	PROPN
aseas-2905	353	9	africa	africa	PROPN
aseas-2905	353	10	?	?	PUNCT
aseas-2905	354	1	economic	economic	ADJ
aseas-2905	354	2	modelling	modelling	NOUN
aseas-2905	354	3	,	,	PUNCT
aseas-2905	354	4	33	33	NUM
aseas-2905	354	5	,	,	PUNCT
aseas-2905	354	6	482	482	NUM
aseas-2905	354	7	-	-	SYM
aseas-2905	354	8	492	492	NUM
aseas-2905	354	9	.	.	PUNCT
aseas-2905	355	1	miguel	miguel	PROPN
aseas-2905	355	2	,	,	PUNCT
aseas-2905	355	3	e.	e.	PROPN
aseas-2905	355	4	a.	a.	PROPN
aseas-2905	355	5	,	,	PUNCT
aseas-2905	355	6	gertler	gertler	NOUN
aseas-2905	355	7	,	,	PUNCT
aseas-2905	355	8	p.	p.	PROPN
aseas-2905	355	9	,	,	PUNCT
aseas-2905	355	10	&	&	CCONJ
aseas-2905	355	11	levine	levine	PROPN
aseas-2905	355	12	,	,	PUNCT
aseas-2905	355	13	d.	d.	PROPN
aseas-2905	355	14	i.	i.	PROPN
aseas-2905	355	15	(	(	PUNCT
aseas-2905	355	16	2003	2003	NUM
aseas-2905	355	17	)	)	PUNCT
aseas-2905	355	18	.	.	PUNCT
aseas-2905	356	1	did	do	AUX
aseas-2905	356	2	industrialization	industrialization	NOUN
aseas-2905	356	3	destroy	destroy	VERB
aseas-2905	356	4	social	social	ADJ
aseas-2905	356	5	capital	capital	NOUN
aseas-2905	356	6	in	in	ADP
aseas-2905	356	7	indonesia	indonesia	PROPN
aseas-2905	356	8	?	?	PUNCT
aseas-2905	357	1	university	university	PROPN
aseas-2905	357	2	of	of	ADP
aseas-2905	357	3	california	california	PROPN
aseas-2905	357	4	,	,	PUNCT
aseas-2905	357	5	berkeley	berkeley	PROPN
aseas-2905	357	6	,	,	PUNCT
aseas-2905	357	7	department	department	NOUN
aseas-2905	357	8	of	of	ADP
aseas-2905	357	9	economics	economic	NOUN
aseas-2905	357	10	.	.	PUNCT
aseas-2905	358	1	working	work	VERB
aseas-2905	358	2	paper	paper	NOUN
aseas-2905	358	3	no.c03	no.c03	PROPN
aseas-2905	358	4	-	-	PUNCT
aseas-2905	358	5	131	131	PROPN
aseas-2905	358	6	.	.	PUNCT
aseas-2905	358	7	retrieved	retrieve	VERB
aseas-2905	358	8	from	from	ADP
aseas-2905	358	9	http://faculty.haas.berkeley.edu/levine/papers/miguel%20gertler&%20levine%20did%20	http://faculty.haas.berkeley.edu/levine/papers/miguel%20gertler&%20levine%20did%20	PROPN
aseas-2905	358	10	industrialization%20destroy%20social%20capital%20in%20indonesia%20wp.pdf	industrialization%20destroy%20social%20capital%20in%20indonesia%20wp.pdf	PROPN
aseas-2905	358	11	modigliani	modigliani	PROPN
aseas-2905	358	12	,	,	PUNCT
aseas-2905	358	13	f.	f.	PROPN
aseas-2905	358	14	(	(	PUNCT
aseas-2905	358	15	1986	1986	NUM
aseas-2905	358	16	)	)	PUNCT
aseas-2905	358	17	.	.	PUNCT
aseas-2905	359	1	life	life	NOUN
aseas-2905	359	2	cycle	cycle	NOUN
aseas-2905	359	3	,	,	PUNCT
aseas-2905	359	4	individual	individual	ADJ
aseas-2905	359	5	thrift	thrift	NOUN
aseas-2905	359	6	,	,	PUNCT
aseas-2905	359	7	and	and	CCONJ
aseas-2905	359	8	the	the	DET
aseas-2905	359	9	wealth	wealth	NOUN
aseas-2905	359	10	of	of	ADP
aseas-2905	359	11	nations	nation	NOUN
aseas-2905	359	12	.	.	PUNCT
aseas-2905	360	1	science	science	NOUN
aseas-2905	360	2	,	,	PUNCT
aseas-2905	360	3	234(4777	234(4777	NUM
aseas-2905	360	4	)	)	PUNCT
aseas-2905	360	5	,	,	PUNCT
aseas-2905	360	6	704	704	NUM
aseas-2905	360	7	-	-	SYM
aseas-2905	360	8	712	712	NUM
aseas-2905	360	9	.	.	PUNCT
aseas-2905	361	1	nepomuceno	nepomuceno	PROPN
aseas-2905	361	2	,	,	PUNCT
aseas-2905	361	3	m.	m.	NOUN
aseas-2905	361	4	v.	v.	PROPN
aseas-2905	361	5	,	,	PUNCT
aseas-2905	361	6	&	&	CCONJ
aseas-2905	361	7	laroche	laroche	PROPN
aseas-2905	361	8	,	,	PUNCT
aseas-2905	361	9	m.	m.	NOUN
aseas-2905	361	10	(	(	PUNCT
aseas-2905	361	11	2015	2015	NUM
aseas-2905	361	12	)	)	PUNCT
aseas-2905	361	13	.	.	PUNCT
aseas-2905	362	1	the	the	DET
aseas-2905	362	2	impact	impact	NOUN
aseas-2905	362	3	of	of	ADP
aseas-2905	362	4	materialism	materialism	NOUN
aseas-2905	362	5	and	and	CCONJ
aseas-2905	362	6	anti	anti	ADJ
aseas-2905	362	7	-	-	ADJ
aseas-2905	362	8	consumption	consumption	ADJ
aseas-2905	362	9	lifestyles	lifestyle	NOUN
aseas-2905	362	10	on	on	ADP
aseas-2905	362	11	personal	personal	ADJ
aseas-2905	362	12	debt	debt	NOUN
aseas-2905	362	13	and	and	CCONJ
aseas-2905	362	14	account	account	NOUN
aseas-2905	362	15	balances	balance	NOUN
aseas-2905	362	16	.	.	PUNCT
aseas-2905	363	1	journal	journal	NOUN
aseas-2905	363	2	of	of	ADP
aseas-2905	363	3	business	business	NOUN
aseas-2905	363	4	research	research	PROPN
aseas-2905	363	5	,	,	PUNCT
aseas-2905	363	6	68(3	68(3	PROPN
aseas-2905	363	7	)	)	PUNCT
aseas-2905	363	8	,	,	PUNCT
aseas-2905	363	9	654	654	NUM
aseas-2905	363	10	-	-	SYM
aseas-2905	363	11	664	664	NUM
aseas-2905	363	12	.	.	PUNCT
aseas-2905	364	1	ngo	ngo	PROPN
aseas-2905	364	2	,	,	PUNCT
aseas-2905	364	3	c.	c.	PROPN
aseas-2905	364	4	,	,	PUNCT
aseas-2905	364	5	&	&	CCONJ
aseas-2905	364	6	tarko	tarko	PROPN
aseas-2905	364	7	,	,	PUNCT
aseas-2905	364	8	v.	v.	PROPN
aseas-2905	364	9	(	(	PUNCT
aseas-2905	364	10	2018	2018	NUM
aseas-2905	364	11	)	)	PUNCT
aseas-2905	364	12	.	.	PUNCT
aseas-2905	365	1	economic	economic	ADJ
aseas-2905	365	2	development	development	NOUN
aseas-2905	365	3	in	in	ADP
aseas-2905	365	4	a	a	DET
aseas-2905	365	5	rent	rent	NOUN
aseas-2905	365	6	-	-	PUNCT
aseas-2905	365	7	seeking	seek	VERB
aseas-2905	365	8	society	society	NOUN
aseas-2905	365	9	:	:	PUNCT
aseas-2905	365	10	socialism	socialism	NOUN
aseas-2905	365	11	,	,	PUNCT
aseas-2905	365	12	state	state	NOUN
aseas-2905	365	13	capitalism	capitalism	NOUN
aseas-2905	365	14	and	and	CCONJ
aseas-2905	365	15	crony	crony	NOUN
aseas-2905	365	16	capitalism	capitalism	NOUN
aseas-2905	365	17	in	in	ADP
aseas-2905	365	18	vietnam	vietnam	PROPN
aseas-2905	365	19	.	.	PUNCT
aseas-2905	366	1	canadian	canadian	PROPN
aseas-2905	366	2	journal	journal	PROPN
aseas-2905	366	3	of	of	ADP
aseas-2905	366	4	development	development	NOUN
aseas-2905	366	5	studies	study	NOUN
aseas-2905	366	6	/	/	SYM
aseas-2905	366	7	revue	revue	PROPN
aseas-2905	366	8	canadienne	canadienne	PROPN
aseas-2905	366	9	d’études	d’étude	NOUN
aseas-2905	366	10	du	du	NOUN
aseas-2905	366	11	développement	développement	NOUN
aseas-2905	366	12	,	,	PUNCT
aseas-2905	366	13	39(4	39(4	NUM
aseas-2905	366	14	)	)	PUNCT
aseas-2905	366	15	,	,	PUNCT
aseas-2905	366	16	1	1	NUM
aseas-2905	366	17	-	-	SYM
aseas-2905	366	18	19	19	NUM
aseas-2905	366	19	.	.	PUNCT
aseas-2905	366	20	aseas	aseas	PROPN
aseas-2905	366	21	12(1	12(1	NUM
aseas-2905	366	22	)	)	PUNCT
aseas-2905	367	1	|	|	ADV
aseas-2905	367	2	107	107	NUM
aseas-2905	367	3	hong	hong	PROPN
aseas-2905	367	4	-	-	PUNCT
aseas-2905	367	5	kong	kong	PROPN
aseas-2905	367	6	t.	t.	PROPN
aseas-2905	367	7	nguyen	nguyen	NOUN
aseas-2905	367	8	,	,	PUNCT
aseas-2905	367	9	viet	viet	NOUN
aseas-2905	367	10	-	-	PUNCT
aseas-2905	367	11	ha	ha	PROPN
aseas-2905	367	12	t.	t.	PROPN
aseas-2905	367	13	nguyen	nguyen	NOUN
aseas-2905	367	14	,	,	PUNCT
aseas-2905	367	15	thu	thu	PROPN
aseas-2905	367	16	-	-	PUNCT
aseas-2905	367	17	trang	trang	PROPN
aseas-2905	367	18	vuong	vuong	PROPN
aseas-2905	367	19	,	,	PUNCT
aseas-2905	367	20	manh	manh	PROPN
aseas-2905	367	21	-	-	PUNCT
aseas-2905	367	22	tung	tung	PROPN
aseas-2905	367	23	ho	ho	PROPN
aseas-2905	367	24	,	,	PUNCT
aseas-2905	367	25	&	&	CCONJ
aseas-2905	367	26	quan	quan	PROPN
aseas-2905	367	27	-	-	PUNCT
aseas-2905	367	28	hoang	hoang	PROPN
aseas-2905	367	29	vuong	vuong	PROPN
aseas-2905	367	30	ngo	ngo	PROPN
aseas-2905	367	31	,	,	PUNCT
aseas-2905	367	32	c.	c.	PROPN
aseas-2905	367	33	n.	n.	PROPN
aseas-2905	367	34	(	(	PUNCT
aseas-2905	367	35	2016	2016	NUM
aseas-2905	367	36	)	)	PUNCT
aseas-2905	367	37	.	.	PUNCT
aseas-2905	368	1	developmental	developmental	ADJ
aseas-2905	368	2	rent	rent	NOUN
aseas-2905	368	3	management	management	NOUN
aseas-2905	368	4	analysis	analysis	NOUN
aseas-2905	368	5	:	:	PUNCT
aseas-2905	368	6	learning	learning	NOUN
aseas-2905	368	7	,	,	PUNCT
aseas-2905	368	8	upgrading	upgrading	NOUN
aseas-2905	368	9	,	,	PUNCT
aseas-2905	368	10	and	and	CCONJ
aseas-2905	368	11	innovation	innovation	NOUN
aseas-2905	368	12	.	.	PUNCT
aseas-2905	369	1	journal	journal	NOUN
aseas-2905	369	2	of	of	ADP
aseas-2905	369	3	economic	economic	ADJ
aseas-2905	369	4	issues	issue	NOUN
aseas-2905	369	5	,	,	PUNCT
aseas-2905	369	6	50(4	50(4	NUM
aseas-2905	369	7	)	)	PUNCT
aseas-2905	369	8	,	,	PUNCT
aseas-2905	369	9	1045	1045	NUM
aseas-2905	369	10	-	-	SYM
aseas-2905	369	11	1068	1068	NUM
aseas-2905	369	12	.	.	PUNCT
aseas-2905	370	1	nguyen	nguyen	NOUN
aseas-2905	370	2	-	-	PUNCT
aseas-2905	370	3	marshall	marshall	PROPN
aseas-2905	370	4	,	,	PUNCT
aseas-2905	370	5	v.	v.	PROPN
aseas-2905	370	6	,	,	PUNCT
aseas-2905	370	7	welch	welch	PROPN
aseas-2905	370	8	,	,	PUNCT
aseas-2905	370	9	l.	l.	PROPN
aseas-2905	370	10	b.	b.	PROPN
aseas-2905	370	11	,	,	PUNCT
aseas-2905	370	12	&	&	CCONJ
aseas-2905	370	13	bélanger	bélanger	NOUN
aseas-2905	370	14	,	,	PUNCT
aseas-2905	370	15	d.	d.	PROPN
aseas-2905	370	16	d.	d.	PROPN
aseas-2905	370	17	(	(	PUNCT
aseas-2905	370	18	eds	eds	PROPN
aseas-2905	370	19	.	.	PUNCT
aseas-2905	370	20	)	)	PUNCT
aseas-2905	370	21	.	.	PUNCT
aseas-2905	371	1	(	(	PUNCT
aseas-2905	371	2	2012	2012	NUM
aseas-2905	371	3	)	)	PUNCT
aseas-2905	371	4	.	.	PUNCT
aseas-2905	372	1	the	the	DET
aseas-2905	372	2	reinvention	reinvention	NOUN
aseas-2905	372	3	of	of	ADP
aseas-2905	372	4	distinction	distinction	NOUN
aseas-2905	372	5	:	:	PUNCT
aseas-2905	372	6	modernity	modernity	NOUN
aseas-2905	372	7	and	and	CCONJ
aseas-2905	372	8	the	the	DET
aseas-2905	372	9	middle	middle	ADJ
aseas-2905	372	10	class	class	NOUN
aseas-2905	372	11	in	in	ADP
aseas-2905	372	12	urban	urban	ADJ
aseas-2905	372	13	vietnam	vietnam	PROPN
aseas-2905	372	14	.	.	PUNCT
aseas-2905	373	1	dordrecht	dordrecht	PROPN
aseas-2905	373	2	:	:	PUNCT
aseas-2905	373	3	springer	springer	NOUN
aseas-2905	373	4	.	.	PUNCT
aseas-2905	374	1	nguyen	nguyen	PROPN
aseas-2905	374	2	,	,	PUNCT
aseas-2905	374	3	d.	d.	PROPN
aseas-2905	374	4	,	,	PUNCT
aseas-2905	374	5	diaz	diaz	PROPN
aseas-2905	374	6	-	-	PUNCT
aseas-2905	374	7	rainey	rainey	PROPN
aseas-2905	374	8	,	,	PUNCT
aseas-2905	374	9	i.	i.	PROPN
aseas-2905	374	10	,	,	PUNCT
aseas-2905	374	11	&	&	CCONJ
aseas-2905	374	12	gregoriou	gregoriou	NOUN
aseas-2905	374	13	,	,	PUNCT
aseas-2905	374	14	a.	a.	NOUN
aseas-2905	374	15	(	(	PUNCT
aseas-2905	374	16	2012	2012	NUM
aseas-2905	374	17	)	)	PUNCT
aseas-2905	374	18	.	.	PUNCT
aseas-2905	375	1	financial	financial	ADJ
aseas-2905	375	2	development	development	NOUN
aseas-2905	375	3	and	and	CCONJ
aseas-2905	375	4	the	the	DET
aseas-2905	375	5	determinants	determinant	NOUN
aseas-2905	375	6	of	of	ADP
aseas-2905	375	7	capital	capital	NOUN
aseas-2905	375	8	structure	structure	NOUN
aseas-2905	375	9	in	in	ADP
aseas-2905	375	10	vietnam	vietnam	PROPN
aseas-2905	375	11	.	.	PUNCT
aseas-2905	376	1	retrieved	retrieve	VERB
aseas-2905	376	2	from	from	ADP
aseas-2905	376	3	https://ssrn.com/abstract=2014834	https://ssrn.com/abstract=2014834	PROPN
aseas-2905	376	4	nguyen	nguyen	NOUN
aseas-2905	376	5	,	,	PUNCT
aseas-2905	376	6	d.	d.	PROPN
aseas-2905	376	7	l.	l.	PROPN
aseas-2905	376	8	(	(	PUNCT
aseas-2905	376	9	2008	2008	NUM
aseas-2905	376	10	)	)	PUNCT
aseas-2905	376	11	.	.	PUNCT
aseas-2905	377	1	ngân	ngân	PROPN
aseas-2905	377	2	hàng	hàng	PROPN
aseas-2905	377	3	việt	việt	PROPN
aseas-2905	377	4	nam	nam	PROPN
aseas-2905	377	5	giai	giai	PROPN
aseas-2905	377	6	đoạn	đoạn	PROPN
aseas-2905	377	7	1986	1986	NUM
aseas-2905	377	8	-	-	SYM
aseas-2905	377	9	1990	1990	NUM
aseas-2905	377	10	:	:	PUNCT
aseas-2905	377	11	những	những	PROPN
aseas-2905	377	12	trang	trang	PROPN
aseas-2905	377	13	sử	sử	PROPN
aseas-2905	377	14	khắc	khắc	PROPN
aseas-2905	377	15	nghiệt	nghiệt	PROPN
aseas-2905	377	16	cần	cần	PROPN
aseas-2905	377	17	được	được	PROPN
aseas-2905	377	18	nhìn	nhìn	PROPN
aseas-2905	377	19	lại	lại	PROPN
aseas-2905	377	20	và	và	PROPN
aseas-2905	377	21	suy	suy	PROPN
aseas-2905	377	22	ngẫm	ngẫm	PROPN
aseas-2905	378	1	[	[	X
aseas-2905	378	2	vietnam	vietnam	PROPN
aseas-2905	378	3	’s	’s	PART
aseas-2905	378	4	banking	banking	NOUN
aseas-2905	378	5	1986	1986	NUM
aseas-2905	378	6	-	-	SYM
aseas-2905	378	7	1990	1990	NUM
aseas-2905	378	8	:	:	PUNCT
aseas-2905	378	9	tough	tough	ADJ
aseas-2905	378	10	historical	historical	ADJ
aseas-2905	378	11	period	period	NOUN
aseas-2905	378	12	that	that	PRON
aseas-2905	378	13	needs	need	VERB
aseas-2905	378	14	to	to	PART
aseas-2905	378	15	be	be	AUX
aseas-2905	378	16	reviewed	review	VERB
aseas-2905	378	17	and	and	CCONJ
aseas-2905	378	18	reflected	reflect	VERB
aseas-2905	378	19	on	on	ADP
aseas-2905	378	20	]	]	PUNCT
aseas-2905	378	21	.	.	PUNCT
aseas-2905	379	1	state	state	PROPN
aseas-2905	379	2	bank	bank	PROPN
aseas-2905	379	3	of	of	ADP
aseas-2905	379	4	vietnam	vietnam	PROPN
aseas-2905	379	5	.	.	PUNCT
aseas-2905	380	1	retrieved	retrieve	VERB
aseas-2905	380	2	from	from	ADP
aseas-2905	380	3	https://www.sbv.gov.vn/webcenter/portal/vi/menu/fm/ddnhnn/	https://www.sbv.gov.vn/webcenter/portal/vi/menu/fm/ddnhnn/	PRON
aseas-2905	380	4	nctd	nctd	ADJ
aseas-2905	380	5	/	/	SYM
aseas-2905	380	6	nctd_chitiet?leftwidth=20%25&showfooter	nctd_chitiet?leftwidth=20%25&showfooter	NOUN
aseas-2905	380	7	=	=	PUNCT
aseas-2905	380	8	false&showheader	false&showheader	NOUN
aseas-2905	380	9	=	=	SYM
aseas-2905	380	10	false&ddocname	false&ddocname	NOUN
aseas-2905	380	11	=	=	NOUN
aseas-2905	380	12	cnthwebap01162524875&rightwidth=0%25&centerwidth=80%25&_afrloop=7869287812646432#%40%3f	cnthwebap01162524875&rightwidth=0%25&centerwidth=80%25&_afrloop=7869287812646432#%40%3f	NOUN
aseas-2905	380	13	_	_	PRON
aseas-2905	380	14	afrloop%3d7869287812646432%26centerwidth%3d80%2525%26ddocname%3dcnthwebap011	afrloop%3d7869287812646432%26centerwidth%3d80%2525%26ddocname%3dcnthwebap011	NOUN
aseas-2905	380	15	62524875%26leftwidth%3d20%2525%26rightwidth%3d0%2525%26showfooter%3dfalse%26showheader%3dfalse%26_adf.ctrl	62524875%26leftwidth%3d20%2525%26rightwidth%3d0%2525%26showfooter%3dfalse%26showheader%3dfalse%26_adf.ctrl	NUM
aseas-2905	380	16	-	-	ADJ
aseas-2905	380	17	state%3dpdue2bdln_9	state%3dpdue2bdln_9	ADJ
aseas-2905	380	18	nguyen	nguyen	NOUN
aseas-2905	380	19	,	,	PUNCT
aseas-2905	380	20	n.	n.	PROPN
aseas-2905	380	21	n.	n.	NOUN
aseas-2905	380	22	,	,	PUNCT
aseas-2905	380	23	özçaglar	özçaglar	NOUN
aseas-2905	380	24	-	-	PUNCT
aseas-2905	380	25	toulouse	toulouse	NOUN
aseas-2905	380	26	,	,	PUNCT
aseas-2905	380	27	n.	n.	NOUN
aseas-2905	380	28	,	,	PUNCT
aseas-2905	380	29	&	&	CCONJ
aseas-2905	380	30	kjeldgaard	kjeldgaard	PROPN
aseas-2905	380	31	,	,	PUNCT
aseas-2905	380	32	d.	d.	PROPN
aseas-2905	380	33	(	(	PUNCT
aseas-2905	380	34	2018	2018	NUM
aseas-2905	380	35	)	)	PUNCT
aseas-2905	380	36	.	.	PUNCT
aseas-2905	381	1	toward	toward	ADP
aseas-2905	381	2	an	an	DET
aseas-2905	381	3	understanding	understanding	NOUN
aseas-2905	381	4	of	of	ADP
aseas-2905	381	5	young	young	ADJ
aseas-2905	381	6	consumers	consumer	NOUN
aseas-2905	381	7	’	'	PUNCT
aseas-2905	381	8	daily	daily	ADJ
aseas-2905	381	9	consumption	consumption	NOUN
aseas-2905	381	10	practices	practice	NOUN
aseas-2905	381	11	in	in	ADP
aseas-2905	381	12	post	post	ADJ
aseas-2905	381	13	-	-	ADJ
aseas-2905	381	14	doi	doi	ADJ
aseas-2905	381	15	moi	moi	PROPN
aseas-2905	381	16	vietnam	vietnam	PROPN
aseas-2905	381	17	.	.	PUNCT
aseas-2905	381	18	journal	journal	PROPN
aseas-2905	381	19	of	of	ADP
aseas-2905	381	20	business	business	NOUN
aseas-2905	381	21	research	research	NOUN
aseas-2905	381	22	,	,	PUNCT
aseas-2905	381	23	86	86	NUM
aseas-2905	381	24	,	,	PUNCT
aseas-2905	381	25	490	490	NUM
aseas-2905	381	26	-	-	SYM
aseas-2905	381	27	500	500	NUM
aseas-2905	381	28	.	.	PUNCT
aseas-2905	382	1	nguyen	nguyen	NOUN
aseas-2905	382	2	,	,	PUNCT
aseas-2905	382	3	n.	n.	PROPN
aseas-2905	382	4	t.	t.	PROPN
aseas-2905	382	5	p.	p.	PROPN
aseas-2905	382	6	,	,	PUNCT
aseas-2905	382	7	nguyen	nguyen	PROPN
aseas-2905	382	8	,	,	PUNCT
aseas-2905	382	9	l.	l.	PROPN
aseas-2905	382	10	p.	p.	PROPN
aseas-2905	382	11	,	,	PUNCT
aseas-2905	382	12	&	&	CCONJ
aseas-2905	382	13	dang	dang	PROPN
aseas-2905	382	14	,	,	PUNCT
aseas-2905	382	15	h.	h.	PROPN
aseas-2905	382	16	t.	t.	PROPN
aseas-2905	382	17	t.	t.	PROPN
aseas-2905	382	18	(	(	PUNCT
aseas-2905	382	19	2017	2017	NUM
aseas-2905	382	20	)	)	PUNCT
aseas-2905	382	21	.	.	PUNCT
aseas-2905	383	1	analyze	analyze	VERB
aseas-2905	383	2	the	the	DET
aseas-2905	383	3	determinants	determinant	NOUN
aseas-2905	383	4	of	of	ADP
aseas-2905	383	5	capital	capital	NOUN
aseas-2905	383	6	structure	structure	NOUN
aseas-2905	383	7	for	for	ADP
aseas-2905	383	8	vietnamese	vietnamese	ADJ
aseas-2905	383	9	real	real	ADJ
aseas-2905	383	10	estate	estate	NOUN
aseas-2905	383	11	listed	list	VERB
aseas-2905	383	12	companies	company	NOUN
aseas-2905	383	13	.	.	PUNCT
aseas-2905	384	1	international	international	ADJ
aseas-2905	384	2	journal	journal	PROPN
aseas-2905	384	3	of	of	ADP
aseas-2905	384	4	economics	economic	NOUN
aseas-2905	384	5	and	and	CCONJ
aseas-2905	384	6	financial	financial	ADJ
aseas-2905	384	7	issues	issue	NOUN
aseas-2905	384	8	,	,	PUNCT
aseas-2905	384	9	7(4	7(4	NUM
aseas-2905	384	10	)	)	PUNCT
aseas-2905	384	11	,	,	PUNCT
aseas-2905	384	12	270	270	NUM
aseas-2905	384	13	-	-	SYM
aseas-2905	384	14	282	282	NUM
aseas-2905	384	15	.	.	PUNCT
aseas-2905	385	1	nguyen	nguyen	NOUN
aseas-2905	385	2	,	,	PUNCT
aseas-2905	385	3	v.	v.	PROPN
aseas-2905	385	4	h.	h.	PROPN
aseas-2905	385	5	(	(	PUNCT
aseas-2905	385	6	2016	2016	NUM
aseas-2905	385	7	)	)	PUNCT
aseas-2905	385	8	.	.	PUNCT
aseas-2905	386	1	classifying	classify	VERB
aseas-2905	386	2	the	the	DET
aseas-2905	386	3	shadow	shadow	NOUN
aseas-2905	386	4	banking	banking	NOUN
aseas-2905	386	5	in	in	ADP
aseas-2905	386	6	commercial	commercial	ADJ
aseas-2905	386	7	banks	bank	NOUN
aseas-2905	386	8	of	of	ADP
aseas-2905	386	9	vietnam	vietnam	PROPN
aseas-2905	386	10	.	.	PUNCT
aseas-2905	387	1	international	international	ADJ
aseas-2905	387	2	journal	journal	PROPN
aseas-2905	387	3	of	of	ADP
aseas-2905	387	4	humanities	humanity	NOUN
aseas-2905	387	5	and	and	CCONJ
aseas-2905	387	6	management	management	NOUN
aseas-2905	387	7	sciences	science	NOUN
aseas-2905	387	8	,	,	PUNCT
aseas-2905	387	9	4(3	4(3	NUM
aseas-2905	387	10	)	)	PUNCT
aseas-2905	387	11	,	,	PUNCT
aseas-2905	387	12	271	271	NUM
aseas-2905	387	13	-	-	SYM
aseas-2905	387	14	276	276	NUM
aseas-2905	387	15	.	.	PUNCT
aseas-2905	388	1	nguyen	nguyen	NOUN
aseas-2905	388	2	,	,	PUNCT
aseas-2905	388	3	v.	v.	PROPN
aseas-2905	388	4	t.	t.	PROPN
aseas-2905	388	5	,	,	PUNCT
aseas-2905	388	6	&	&	CCONJ
aseas-2905	388	7	freeman	freeman	PROPN
aseas-2905	388	8	,	,	PUNCT
aseas-2905	388	9	n.	n.	PROPN
aseas-2905	388	10	j.	j.	PROPN
aseas-2905	388	11	(	(	PUNCT
aseas-2905	388	12	2009	2009	NUM
aseas-2905	388	13	)	)	PUNCT
aseas-2905	388	14	.	.	PUNCT
aseas-2905	389	1	state	state	NOUN
aseas-2905	389	2	-	-	PUNCT
aseas-2905	389	3	owned	own	VERB
aseas-2905	389	4	enterprises	enterprise	NOUN
aseas-2905	389	5	in	in	ADP
aseas-2905	389	6	vietnam	vietnam	PROPN
aseas-2905	389	7	:	:	PUNCT
aseas-2905	389	8	are	be	AUX
aseas-2905	389	9	they	they	PRON
aseas-2905	389	10	‘	'	PUNCT
aseas-2905	389	11	crowding	crowd	VERB
aseas-2905	389	12	out	out	ADP
aseas-2905	389	13	’	'	PUNCT
aseas-2905	389	14	the	the	DET
aseas-2905	389	15	private	private	ADJ
aseas-2905	389	16	sector	sector	NOUN
aseas-2905	389	17	?	?	PUNCT
aseas-2905	390	1	post	post	ADJ
aseas-2905	390	2	-	-	ADJ
aseas-2905	390	3	communist	communist	ADJ
aseas-2905	390	4	economies	economy	NOUN
aseas-2905	390	5	,	,	PUNCT
aseas-2905	390	6	21(2	21(2	NUM
aseas-2905	390	7	)	)	PUNCT
aseas-2905	390	8	,	,	PUNCT
aseas-2905	390	9	227	227	NUM
aseas-2905	390	10	-	-	SYM
aseas-2905	390	11	247	247	NUM
aseas-2905	390	12	.	.	PUNCT
aseas-2905	390	13	nợ	nợ	PROPN
aseas-2905	390	14	như	như	PROPN
aseas-2905	390	15	chúa	chúa	PROPN
aseas-2905	390	16	chổm	chổm	PROPN
aseas-2905	391	1	[	[	X
aseas-2905	391	2	in	in	ADP
aseas-2905	391	3	debt	debt	NOUN
aseas-2905	391	4	like	like	ADP
aseas-2905	391	5	lord	lord	PROPN
aseas-2905	391	6	chom	chom	PROPN
aseas-2905	391	7	]	]	PUNCT
aseas-2905	391	8	.	.	PUNCT
aseas-2905	392	1	(	(	PUNCT
aseas-2905	392	2	n.d	n.d	PROPN
aseas-2905	392	3	.	.	PROPN
aseas-2905	392	4	)	)	PUNCT
aseas-2905	392	5	.	.	PUNCT
aseas-2905	393	1	retrieved	retrieve	VERB
aseas-2905	393	2	from	from	ADP
aseas-2905	393	3	http://truyencotich.vn/truyen-cotich/co-tich-viet-nam/no-nhu-chua-chom.html	http://truyencotich.vn/truyen-cotich/co-tich-viet-nam/no-nhu-chua-chom.html	PROPN
aseas-2905	393	4	noonan	noonan	PROPN
aseas-2905	393	5	,	,	PUNCT
aseas-2905	393	6	l.	l.	PROPN
aseas-2905	393	7	(	(	PUNCT
aseas-2905	393	8	2017	2017	NUM
aseas-2905	393	9	,	,	PUNCT
aseas-2905	393	10	december	december	PROPN
aseas-2905	393	11	13	13	NUM
aseas-2905	393	12	)	)	PUNCT
aseas-2905	393	13	.	.	PUNCT
aseas-2905	394	1	vietnam	vietnam	PROPN
aseas-2905	394	2	’s	’s	PART
aseas-2905	394	3	nascent	nascent	ADJ
aseas-2905	394	4	debt	debt	NOUN
aseas-2905	394	5	markets	market	NOUN
aseas-2905	394	6	set	set	VERB
aseas-2905	394	7	for	for	ADP
aseas-2905	394	8	bigger	big	ADJ
aseas-2905	394	9	deals	deal	NOUN
aseas-2905	394	10	.	.	PUNCT
aseas-2905	395	1	financial	financial	ADJ
aseas-2905	395	2	times	time	NOUN
aseas-2905	395	3	.	.	PUNCT
aseas-2905	396	1	retrieved	retrieve	VERB
aseas-2905	396	2	from	from	ADP
aseas-2905	396	3	https://www.ft.com/content/5a28f5ee-dfe3-11e7-8f9f-de1c2175f5ce	https://www.ft.com/content/5a28f5ee-dfe3-11e7-8f9f-de1c2175f5ce	ADJ
aseas-2905	396	4	oecd	oecd	PROPN
aseas-2905	396	5	.	.	PUNCT
aseas-2905	397	1	(	(	PUNCT
aseas-2905	397	2	2018	2018	NUM
aseas-2905	397	3	)	)	PUNCT
aseas-2905	397	4	.	.	PUNCT
aseas-2905	398	1	household	household	NOUN
aseas-2905	398	2	debt	debt	NOUN
aseas-2905	398	3	.	.	PUNCT
aseas-2905	399	1	oecd	oecd	PROPN
aseas-2905	399	2	data	data	PROPN
aseas-2905	399	3	.	.	PUNCT
aseas-2905	400	1	retrieved	retrieve	VERB
aseas-2905	400	2	from	from	ADP
aseas-2905	400	3	https://data.oecd.org/hha/household-debt	https://data.oecd.org/hha/household-debt	NOUN
aseas-2905	400	4	.	.	PUNCT
aseas-2905	401	1	htm	htm	PROPN
aseas-2905	401	2	okae	okae	PROPN
aseas-2905	401	3	,	,	PUNCT
aseas-2905	401	4	t.	t.	PROPN
aseas-2905	401	5	(	(	PUNCT
aseas-2905	401	6	2009	2009	NUM
aseas-2905	401	7	)	)	PUNCT
aseas-2905	401	8	.	.	PUNCT
aseas-2905	402	1	rural	rural	ADJ
aseas-2905	402	2	credit	credit	NOUN
aseas-2905	402	3	and	and	CCONJ
aseas-2905	402	4	community	community	NOUN
aseas-2905	402	5	relationships	relationship	NOUN
aseas-2905	402	6	in	in	ADP
aseas-2905	402	7	a	a	DET
aseas-2905	402	8	northern	northern	ADJ
aseas-2905	402	9	vietnamese	vietnamese	ADJ
aseas-2905	402	10	village	village	NOUN
aseas-2905	402	11	.	.	PUNCT
aseas-2905	403	1	japanese	japanese	ADJ
aseas-2905	403	2	journal	journal	PROPN
aseas-2905	403	3	of	of	ADP
aseas-2905	403	4	southeast	southeast	ADJ
aseas-2905	403	5	asian	asian	ADJ
aseas-2905	403	6	studies	study	NOUN
aseas-2905	403	7	,	,	PUNCT
aseas-2905	403	8	47(1	47(1	NUM
aseas-2905	403	9	)	)	PUNCT
aseas-2905	403	10	,	,	PUNCT
aseas-2905	403	11	3	3	NUM
aseas-2905	403	12	-	-	SYM
aseas-2905	403	13	30	30	NUM
aseas-2905	403	14	.	.	PUNCT
aseas-2905	403	15	oxfam	oxfam	NOUN
aseas-2905	403	16	.	.	PUNCT
aseas-2905	404	1	(	(	PUNCT
aseas-2905	404	2	2017	2017	NUM
aseas-2905	404	3	)	)	PUNCT
aseas-2905	404	4	.	.	PUNCT
aseas-2905	405	1	even	even	ADV
aseas-2905	405	2	it	it	PRON
aseas-2905	405	3	up	up	ADP
aseas-2905	405	4	:	:	PUNCT
aseas-2905	405	5	how	how	SCONJ
aseas-2905	405	6	to	to	PART
aseas-2905	405	7	tackle	tackle	VERB
aseas-2905	405	8	inequality	inequality	NOUN
aseas-2905	405	9	in	in	ADP
aseas-2905	405	10	vietnam	vietnam	PROPN
aseas-2905	405	11	.	.	PUNCT
aseas-2905	406	1	retrieved	retrieve	VERB
aseas-2905	406	2	from	from	ADP
aseas-2905	406	3	https://cng-cdn.oxfam.org/	https://cng-cdn.oxfam.org/	NOUN
aseas-2905	406	4	vietnam.oxfam.org/s3fs-public/file_attachments/vietnam%20inequality%20report_eng.pdf	vietnam.oxfam.org/s3fs-public/file_attachments/vietnam%20inequality%20report_eng.pdf	PROPN
aseas-2905	406	5	pham	pham	PROPN
aseas-2905	406	6	,	,	PUNCT
aseas-2905	406	7	t.	t.	PROPN
aseas-2905	406	8	t.	t.	PROPN
aseas-2905	406	9	h.	h.	PROPN
aseas-2905	406	10	(	(	PUNCT
aseas-2905	406	11	2018	2018	NUM
aseas-2905	406	12	)	)	PUNCT
aseas-2905	406	13	.	.	PUNCT
aseas-2905	407	1	nghiên	nghiên	VERB
aseas-2905	407	2	cứu	cứu	PROPN
aseas-2905	407	3	mối	mối	PROPN
aseas-2905	407	4	liên	liên	PROPN
aseas-2905	407	5	hệ	hệ	PROPN
aseas-2905	407	6	giữa	giữa	PROPN
aseas-2905	407	7	hiệu	hiệu	PROPN
aseas-2905	407	8	quả	quả	PROPN
aseas-2905	407	9	đầu	đầu	PROPN
aseas-2905	407	10	tư	tư	PROPN
aseas-2905	407	11	và	và	PROPN
aseas-2905	407	12	tăng	tăng	PROPN
aseas-2905	407	13	trưởng	trưởng	NOUN
aseas-2905	407	14	kinh	kinh	VERB
aseas-2905	407	15	tế	tế	NOUN
aseas-2905	407	16	[	[	X
aseas-2905	407	17	on	on	ADP
aseas-2905	407	18	the	the	DET
aseas-2905	407	19	relationship	relationship	NOUN
aseas-2905	407	20	between	between	ADP
aseas-2905	407	21	investment	investment	NOUN
aseas-2905	407	22	efficiency	efficiency	NOUN
aseas-2905	407	23	and	and	CCONJ
aseas-2905	407	24	economic	economic	ADJ
aseas-2905	407	25	growth	growth	NOUN
aseas-2905	407	26	]	]	PUNCT
aseas-2905	407	27	.	.	PUNCT
aseas-2905	408	1	industry	industry	NOUN
aseas-2905	408	2	and	and	CCONJ
aseas-2905	408	3	trade	trade	NOUN
aseas-2905	408	4	magazine	magazine	NOUN
aseas-2905	408	5	.	.	PUNCT
aseas-2905	409	1	retrieved	retrieve	VERB
aseas-2905	409	2	from	from	ADP
aseas-2905	409	3	http://tapchicongthuong.vn/bai-viet/nghien-cuu-moi-lien-he-giua-hieu-qua-dau-tuva-tang-truong-kinh-te-53966.htm	http://tapchicongthuong.vn/bai-viet/nghien-cuu-moi-lien-he-giua-hieu-qua-dau-tuva-tang-truong-kinh-te-53966.htm	PROPN
aseas-2905	409	4	pham	pham	PROPN
aseas-2905	409	5	,	,	PUNCT
aseas-2905	409	6	t.	t.	PROPN
aseas-2905	409	7	t.	t.	PROPN
aseas-2905	409	8	t.	t.	PROPN
aseas-2905	409	9	,	,	PUNCT
aseas-2905	409	10	&	&	CCONJ
aseas-2905	409	11	lensink	lensink	PROPN
aseas-2905	409	12	,	,	PUNCT
aseas-2905	409	13	r.	r.	PROPN
aseas-2905	409	14	(	(	PUNCT
aseas-2905	409	15	2007	2007	NUM
aseas-2905	409	16	)	)	PUNCT
aseas-2905	409	17	.	.	PUNCT
aseas-2905	410	1	lending	lend	VERB
aseas-2905	410	2	policies	policy	NOUN
aseas-2905	410	3	of	of	ADP
aseas-2905	410	4	informal	informal	ADJ
aseas-2905	410	5	,	,	PUNCT
aseas-2905	410	6	formal	formal	ADJ
aseas-2905	410	7	and	and	CCONJ
aseas-2905	410	8	semiformal	semiformal	ADJ
aseas-2905	410	9	lenders	lender	NOUN
aseas-2905	410	10	:	:	PUNCT
aseas-2905	410	11	evidence	evidence	NOUN
aseas-2905	410	12	from	from	ADP
aseas-2905	410	13	vietnam	vietnam	PROPN
aseas-2905	410	14	.	.	PUNCT
aseas-2905	411	1	economics	economic	NOUN
aseas-2905	411	2	of	of	ADP
aseas-2905	411	3	transition	transition	NOUN
aseas-2905	411	4	,	,	PUNCT
aseas-2905	411	5	15(2	15(2	NUM
aseas-2905	411	6	)	)	PUNCT
aseas-2905	411	7	,	,	PUNCT
aseas-2905	411	8	181	181	NUM
aseas-2905	411	9	-	-	SYM
aseas-2905	411	10	209	209	NUM
aseas-2905	411	11	.	.	PUNCT
aseas-2905	412	1	pham	pham	PROPN
aseas-2905	412	2	,	,	PUNCT
aseas-2905	412	3	t.	t.	PROPN
aseas-2905	412	4	t.	t.	PROPN
aseas-2905	412	5	t.	t.	PROPN
aseas-2905	412	6	,	,	PUNCT
aseas-2905	412	7	&	&	CCONJ
aseas-2905	412	8	lensink	lensink	PROPN
aseas-2905	412	9	,	,	PUNCT
aseas-2905	412	10	r.	r.	PROPN
aseas-2905	412	11	(	(	PUNCT
aseas-2905	412	12	2008	2008	NUM
aseas-2905	412	13	)	)	PUNCT
aseas-2905	412	14	.	.	PUNCT
aseas-2905	413	1	household	household	NOUN
aseas-2905	413	2	borrowing	borrowing	NOUN
aseas-2905	413	3	in	in	ADP
aseas-2905	413	4	vietnam	vietnam	PROPN
aseas-2905	413	5	:	:	PUNCT
aseas-2905	413	6	a	a	DET
aseas-2905	413	7	comparative	comparative	ADJ
aseas-2905	413	8	study	study	NOUN
aseas-2905	413	9	of	of	ADP
aseas-2905	413	10	default	default	NOUN
aseas-2905	413	11	risks	risk	NOUN
aseas-2905	413	12	of	of	ADP
aseas-2905	413	13	formal	formal	ADJ
aseas-2905	413	14	,	,	PUNCT
aseas-2905	413	15	informal	informal	ADJ
aseas-2905	413	16	and	and	CCONJ
aseas-2905	413	17	semi	semi	ADJ
aseas-2905	413	18	-	-	ADJ
aseas-2905	413	19	formal	formal	ADJ
aseas-2905	413	20	credit	credit	NOUN
aseas-2905	413	21	.	.	PUNCT
aseas-2905	414	1	journal	journal	NOUN
aseas-2905	414	2	of	of	ADP
aseas-2905	414	3	emerging	emerge	VERB
aseas-2905	414	4	market	market	NOUN
aseas-2905	414	5	finance	finance	NOUN
aseas-2905	414	6	,	,	PUNCT
aseas-2905	414	7	7(3	7(3	NUM
aseas-2905	414	8	)	)	PUNCT
aseas-2905	414	9	,	,	PUNCT
aseas-2905	414	10	237	237	NUM
aseas-2905	414	11	-	-	SYM
aseas-2905	414	12	261	261	NUM
aseas-2905	414	13	.	.	PUNCT
aseas-2905	415	1	phan	phan	PROPN
aseas-2905	415	2	,	,	PUNCT
aseas-2905	415	3	d.	d.	PROPN
aseas-2905	415	4	n.	n.	PROPN
aseas-2905	415	5	,	,	PUNCT
aseas-2905	415	6	&	&	CCONJ
aseas-2905	415	7	phan	phan	PROPN
aseas-2905	415	8	,	,	PUNCT
aseas-2905	415	9	t.	t.	PROPN
aseas-2905	415	10	a.	a.	PROPN
aseas-2905	415	11	d.	d.	PROPN
aseas-2905	415	12	(	(	PUNCT
aseas-2905	415	13	2013	2013	NUM
aseas-2905	415	14	)	)	PUNCT
aseas-2905	415	15	.	.	PUNCT
aseas-2905	416	1	determinants	determinant	NOUN
aseas-2905	416	2	of	of	ADP
aseas-2905	416	3	corporate	corporate	ADJ
aseas-2905	416	4	investment	investment	NOUN
aseas-2905	416	5	decisions	decision	NOUN
aseas-2905	416	6	:	:	PUNCT
aseas-2905	416	7	the	the	DET
aseas-2905	416	8	case	case	NOUN
aseas-2905	416	9	of	of	ADP
aseas-2905	416	10	vietnam	vietnam	PROPN
aseas-2905	416	11	.	.	PUNCT
aseas-2905	417	1	journal	journal	PROPN
aseas-2905	417	2	of	of	ADP
aseas-2905	417	3	economics	economic	NOUN
aseas-2905	417	4	and	and	CCONJ
aseas-2905	417	5	development	development	NOUN
aseas-2905	417	6	,	,	PUNCT
aseas-2905	417	7	15(1	15(1	NUM
aseas-2905	417	8	)	)	PUNCT
aseas-2905	417	9	,	,	PUNCT
aseas-2905	417	10	32	32	NUM
aseas-2905	417	11	-	-	SYM
aseas-2905	417	12	48	48	NUM
aseas-2905	417	13	.	.	PUNCT
aseas-2905	418	1	qureshi	qureshi	PROPN
aseas-2905	418	2	,	,	PUNCT
aseas-2905	418	3	m.	m.	NOUN
aseas-2905	418	4	a.	a.	PROPN
aseas-2905	418	5	,	,	PUNCT
aseas-2905	418	6	ahsan	ahsan	PROPN
aseas-2905	418	7	,	,	PUNCT
aseas-2905	418	8	t.	t.	PROPN
aseas-2905	418	9	,	,	PUNCT
aseas-2905	418	10	azid	azid	PROPN
aseas-2905	418	11	,	,	PUNCT
aseas-2905	418	12	t.	t.	PROPN
aseas-2905	418	13	(	(	PUNCT
aseas-2905	418	14	2017	2017	NUM
aseas-2905	418	15	)	)	PUNCT
aseas-2905	418	16	.	.	PUNCT
aseas-2905	419	1	equity	equity	NOUN
aseas-2905	419	2	and	and	CCONJ
aseas-2905	419	3	debt	debt	NOUN
aseas-2905	419	4	financing	financing	NOUN
aseas-2905	419	5	strategies	strategy	NOUN
aseas-2905	419	6	to	to	PART
aseas-2905	419	7	fuel	fuel	VERB
aseas-2905	419	8	global	global	ADJ
aseas-2905	419	9	business	business	NOUN
aseas-2905	419	10	operations	operation	NOUN
aseas-2905	419	11	during	during	ADP
aseas-2905	419	12	crisis	crisis	NOUN
aseas-2905	419	13	.	.	PUNCT
aseas-2905	420	1	in	in	ADP
aseas-2905	420	2	u.	u.	PROPN
aseas-2905	420	3	hacioğlu	hacioğlu	PROPN
aseas-2905	420	4	&	&	CCONJ
aseas-2905	420	5	h.	h.	PROPN
aseas-2905	420	6	dinçer	dinçer	PROPN
aseas-2905	420	7	(	(	PUNCT
aseas-2905	420	8	eds	ed	NOUN
aseas-2905	420	9	.	.	PUNCT
aseas-2905	420	10	)	)	PUNCT
aseas-2905	420	11	,	,	PUNCT
aseas-2905	420	12	global	global	ADJ
aseas-2905	420	13	financial	financial	ADJ
aseas-2905	420	14	crisis	crisis	NOUN
aseas-2905	420	15	and	and	CCONJ
aseas-2905	420	16	its	its	PRON
aseas-2905	420	17	ramifications	ramification	NOUN
aseas-2905	420	18	on	on	ADP
aseas-2905	420	19	capital	capital	NOUN
aseas-2905	420	20	markets	market	NOUN
aseas-2905	420	21	:	:	PUNCT
aseas-2905	420	22	opportunities	opportunity	NOUN
aseas-2905	420	23	and	and	CCONJ
aseas-2905	420	24	threats	threat	NOUN
aseas-2905	420	25	in	in	ADP
aseas-2905	420	26	volatile	volatile	ADJ
aseas-2905	420	27	economic	economic	ADJ
aseas-2905	420	28	conditions	condition	NOUN
aseas-2905	420	29	(	(	PUNCT
aseas-2905	420	30	pp	pp	ADJ
aseas-2905	420	31	.	.	PUNCT
aseas-2905	421	1	297	297	NUM
aseas-2905	421	2	-	-	NUM
aseas-2905	421	3	319	319	NUM
aseas-2905	421	4	)	)	PUNCT
aseas-2905	421	5	.	.	PUNCT
aseas-2905	422	1	dordrecht	dordrecht	PROPN
aseas-2905	422	2	:	:	PUNCT
aseas-2905	422	3	springer	springer	NOUN
aseas-2905	422	4	.	.	PUNCT
aseas-2905	423	1	real	real	ADJ
aseas-2905	423	2	estate	estate	NOUN
aseas-2905	423	3	loans	loan	NOUN
aseas-2905	423	4	remain	remain	VERB
aseas-2905	423	5	high	high	ADJ
aseas-2905	423	6	in	in	ADP
aseas-2905	423	7	some	some	DET
aseas-2905	423	8	banks	bank	NOUN
aseas-2905	423	9	.	.	PUNCT
aseas-2905	424	1	(	(	PUNCT
aseas-2905	424	2	2018	2018	NUM
aseas-2905	424	3	,	,	PUNCT
aseas-2905	424	4	april	april	PROPN
aseas-2905	424	5	16	16	NUM
aseas-2905	424	6	)	)	PUNCT
aseas-2905	424	7	.	.	PUNCT
aseas-2905	425	1	vietnamnews	vietnamnew	NOUN
aseas-2905	425	2	.	.	PUNCT
aseas-2905	426	1	retrieved	retrieve	VERB
aseas-2905	426	2	from	from	ADP
aseas-2905	426	3	https://	https://	PROPN
aseas-2905	426	4	vietnamnews.vn/economy/426445/real-estate-loans-remain-high-in-some-banks.html#7xlzg06io6bkk5y6.97	vietnamnews.vn/economy/426445/real-estate-loans-remain-high-in-some-banks.html#7xlzg06io6bkk5y6.97	NOUN
aseas-2905	426	5	risal	risal	NOUN
aseas-2905	426	6	,	,	PUNCT
aseas-2905	426	7	n.	n.	NOUN
aseas-2905	426	8	(	(	PUNCT
aseas-2905	426	9	2018	2018	NUM
aseas-2905	426	10	)	)	PUNCT
aseas-2905	426	11	.	.	PUNCT
aseas-2905	427	1	microfinance	microfinance	NOUN
aseas-2905	427	2	position	position	NOUN
aseas-2905	427	3	and	and	CCONJ
aseas-2905	427	4	indebtedness	indebtedness	NOUN
aseas-2905	427	5	:	:	PUNCT
aseas-2905	427	6	empirical	empirical	ADJ
aseas-2905	427	7	evidence	evidence	NOUN
aseas-2905	427	8	from	from	ADP
aseas-2905	427	9	microfinance	microfinance	NOUN
aseas-2905	427	10	institutions	institution	NOUN
aseas-2905	427	11	in	in	ADP
aseas-2905	427	12	nepal	nepal	PROPN
aseas-2905	427	13	.	.	PUNCT
aseas-2905	428	1	pravaha	pravaha	PROPN
aseas-2905	428	2	,	,	PUNCT
aseas-2905	428	3	24(1	24(1	NUM
aseas-2905	428	4	)	)	PUNCT
aseas-2905	428	5	,	,	PUNCT
aseas-2905	428	6	120	120	NUM
aseas-2905	428	7	-	-	SYM
aseas-2905	428	8	136	136	NUM
aseas-2905	428	9	.	.	PUNCT
aseas-2905	428	10	108	108	NUM
aseas-2905	429	1	|	|	NOUN
aseas-2905	429	2	aseas	asea	NOUN
aseas-2905	429	3	12(1	12(1	NUM
aseas-2905	429	4	)	)	PUNCT
aseas-2905	430	1	the	the	DET
aseas-2905	430	2	new	new	ADJ
aseas-2905	430	3	politics	politic	NOUN
aseas-2905	430	4	of	of	ADP
aseas-2905	430	5	debt	debt	NOUN
aseas-2905	430	6	in	in	ADP
aseas-2905	430	7	the	the	DET
aseas-2905	430	8	transition	transition	NOUN
aseas-2905	430	9	economy	economy	NOUN
aseas-2905	430	10	of	of	ADP
aseas-2905	430	11	vietnam	vietnam	PROPN
aseas-2905	430	12	roiland	roiland	PROPN
aseas-2905	430	13	,	,	PUNCT
aseas-2905	430	14	d.	d.	PROPN
aseas-2905	430	15	(	(	PUNCT
aseas-2905	430	16	2016	2016	NUM
aseas-2905	430	17	)	)	PUNCT
aseas-2905	430	18	.	.	PUNCT
aseas-2905	431	1	frugality	frugality	NOUN
aseas-2905	431	2	:	:	PUNCT
aseas-2905	431	3	a	a	DET
aseas-2905	431	4	positive	positive	ADJ
aseas-2905	431	5	principle	principle	NOUN
aseas-2905	431	6	to	to	PART
aseas-2905	431	7	promote	promote	VERB
aseas-2905	431	8	sustainable	sustainable	ADJ
aseas-2905	431	9	development	development	NOUN
aseas-2905	431	10	.	.	PUNCT
aseas-2905	432	1	journal	journal	NOUN
aseas-2905	432	2	of	of	ADP
aseas-2905	432	3	agricultural	agricultural	ADJ
aseas-2905	432	4	and	and	CCONJ
aseas-2905	432	5	environmental	environmental	ADJ
aseas-2905	432	6	ethics	ethic	NOUN
aseas-2905	432	7	,	,	PUNCT
aseas-2905	432	8	29(4	29(4	NOUN
aseas-2905	432	9	)	)	PUNCT
aseas-2905	432	10	,	,	PUNCT
aseas-2905	432	11	571	571	NUM
aseas-2905	432	12	-	-	SYM
aseas-2905	432	13	585	585	NUM
aseas-2905	432	14	.	.	PUNCT
aseas-2905	432	15	ruddle	ruddle	NOUN
aseas-2905	432	16	,	,	PUNCT
aseas-2905	432	17	k.	k.	PROPN
aseas-2905	432	18	(	(	PUNCT
aseas-2905	432	19	2011	2011	NUM
aseas-2905	432	20	)	)	PUNCT
aseas-2905	432	21	.	.	PUNCT
aseas-2905	433	1	“	"	PUNCT
aseas-2905	433	2	informal	informal	ADJ
aseas-2905	433	3	”	"	PUNCT
aseas-2905	433	4	credit	credit	NOUN
aseas-2905	433	5	systems	system	NOUN
aseas-2905	433	6	in	in	ADP
aseas-2905	433	7	fishing	fishing	NOUN
aseas-2905	433	8	communities	community	NOUN
aseas-2905	433	9	:	:	PUNCT
aseas-2905	433	10	issues	issue	NOUN
aseas-2905	433	11	and	and	CCONJ
aseas-2905	433	12	examples	example	NOUN
aseas-2905	433	13	from	from	ADP
aseas-2905	433	14	vietnam	vietnam	PROPN
aseas-2905	433	15	.	.	PUNCT
aseas-2905	434	1	human	human	ADJ
aseas-2905	434	2	organization	organization	PROPN
aseas-2905	434	3	,	,	PUNCT
aseas-2905	434	4	70(3	70(3	NOUN
aseas-2905	434	5	)	)	PUNCT
aseas-2905	434	6	,	,	PUNCT
aseas-2905	434	7	224	224	NUM
aseas-2905	434	8	-	-	SYM
aseas-2905	434	9	232	232	NUM
aseas-2905	434	10	.	.	PUNCT
aseas-2905	435	1	schicks	schick	NOUN
aseas-2905	435	2	,	,	PUNCT
aseas-2905	435	3	j.	j.	PROPN
aseas-2905	435	4	(	(	PUNCT
aseas-2905	435	5	2013a	2013a	NUM
aseas-2905	435	6	)	)	PUNCT
aseas-2905	435	7	.	.	PUNCT
aseas-2905	436	1	microfinance	microfinance	NOUN
aseas-2905	436	2	over	over	ADP
aseas-2905	436	3	-	-	PUNCT
aseas-2905	436	4	indebtedness	indebtedness	NOUN
aseas-2905	436	5	:	:	PUNCT
aseas-2905	436	6	understanding	understand	VERB
aseas-2905	436	7	its	its	PRON
aseas-2905	436	8	drivers	driver	NOUN
aseas-2905	436	9	and	and	CCONJ
aseas-2905	436	10	challenging	challenge	VERB
aseas-2905	436	11	the	the	DET
aseas-2905	436	12	common	common	ADJ
aseas-2905	436	13	myths	myth	NOUN
aseas-2905	436	14	.	.	PUNCT
aseas-2905	437	1	oxford	oxford	PROPN
aseas-2905	437	2	development	development	PROPN
aseas-2905	437	3	studies	study	NOUN
aseas-2905	437	4	,	,	PUNCT
aseas-2905	437	5	49	49	NUM
aseas-2905	437	6	,	,	PUNCT
aseas-2905	437	7	1236	1236	NUM
aseas-2905	437	8	-	-	SYM
aseas-2905	437	9	1255	1255	NUM
aseas-2905	437	10	.	.	PUNCT
aseas-2905	438	1	schicks	schick	NOUN
aseas-2905	438	2	,	,	PUNCT
aseas-2905	438	3	j.	j.	PROPN
aseas-2905	438	4	(	(	PUNCT
aseas-2905	438	5	2013b	2013b	NUM
aseas-2905	438	6	)	)	PUNCT
aseas-2905	438	7	.	.	PUNCT
aseas-2905	439	1	the	the	DET
aseas-2905	439	2	sacrifices	sacrifice	NOUN
aseas-2905	439	3	of	of	ADP
aseas-2905	439	4	micro	micro	NOUN
aseas-2905	439	5	-	-	NOUN
aseas-2905	439	6	borrowers	borrower	NOUN
aseas-2905	439	7	in	in	ADP
aseas-2905	439	8	ghana	ghana	PROPN
aseas-2905	439	9	:	:	PUNCT
aseas-2905	439	10	a	a	DET
aseas-2905	439	11	customer	customer	NOUN
aseas-2905	439	12	-	-	PUNCT
aseas-2905	439	13	protection	protection	NOUN
aseas-2905	439	14	perspective	perspective	NOUN
aseas-2905	439	15	on	on	ADP
aseas-2905	439	16	measuring	measure	VERB
aseas-2905	439	17	over	over	ADP
aseas-2905	439	18	-	-	PUNCT
aseas-2905	439	19	indebtedness	indebtedness	NOUN
aseas-2905	439	20	.	.	PUNCT
aseas-2905	440	1	the	the	DET
aseas-2905	440	2	journal	journal	PROPN
aseas-2905	440	3	of	of	ADP
aseas-2905	440	4	development	development	NOUN
aseas-2905	440	5	studies	study	NOUN
aseas-2905	440	6	,	,	PUNCT
aseas-2905	440	7	49(9	49(9	NOUN
aseas-2905	440	8	)	)	PUNCT
aseas-2905	440	9	,	,	PUNCT
aseas-2905	440	10	1238	1238	NUM
aseas-2905	440	11	-	-	SYM
aseas-2905	440	12	1255	1255	NUM
aseas-2905	440	13	.	.	PUNCT
aseas-2905	441	1	schumpeter	schumpeter	NOUN
aseas-2905	441	2	,	,	PUNCT
aseas-2905	441	3	j.	j.	PROPN
aseas-2905	441	4	(	(	PUNCT
aseas-2905	441	5	1942	1942	NUM
aseas-2905	441	6	)	)	PUNCT
aseas-2905	441	7	.	.	PUNCT
aseas-2905	442	1	creative	creative	ADJ
aseas-2905	442	2	destruction	destruction	NOUN
aseas-2905	442	3	.	.	PUNCT
aseas-2905	443	1	capitalism	capitalism	NOUN
aseas-2905	443	2	,	,	PUNCT
aseas-2905	443	3	socialism	socialism	NOUN
aseas-2905	443	4	and	and	CCONJ
aseas-2905	443	5	democracy	democracy	NOUN
aseas-2905	443	6	.	.	PUNCT
aseas-2905	444	1	new	new	PROPN
aseas-2905	444	2	york	york	PROPN
aseas-2905	444	3	:	:	PUNCT
aseas-2905	444	4	harper	harper	NOUN
aseas-2905	444	5	and	and	CCONJ
aseas-2905	444	6	brothers	brother	NOUN
aseas-2905	444	7	.	.	PUNCT
aseas-2905	445	1	shefrin	shefrin	NOUN
aseas-2905	445	2	,	,	PUNCT
aseas-2905	445	3	h.	h.	PROPN
aseas-2905	445	4	m.	m.	PROPN
aseas-2905	445	5	,	,	PUNCT
aseas-2905	445	6	&	&	CCONJ
aseas-2905	445	7	thaler	thaler	PROPN
aseas-2905	445	8	,	,	PUNCT
aseas-2905	445	9	r.	r.	PROPN
aseas-2905	445	10	h.	h.	PROPN
aseas-2905	445	11	(	(	PUNCT
aseas-2905	445	12	1988	1988	NUM
aseas-2905	445	13	)	)	PUNCT
aseas-2905	445	14	.	.	PUNCT
aseas-2905	446	1	the	the	DET
aseas-2905	446	2	behavioral	behavioral	ADJ
aseas-2905	446	3	life	life	NOUN
aseas-2905	446	4	-	-	PUNCT
aseas-2905	446	5	cycle	cycle	NOUN
aseas-2905	446	6	hypothesis	hypothesis	NOUN
aseas-2905	446	7	.	.	PUNCT
aseas-2905	447	1	economic	economic	ADJ
aseas-2905	447	2	inquiry	inquiry	NOUN
aseas-2905	447	3	,	,	PUNCT
aseas-2905	447	4	26(4	26(4	NUM
aseas-2905	447	5	)	)	PUNCT
aseas-2905	447	6	,	,	PUNCT
aseas-2905	447	7	609643	609643	NUM
aseas-2905	447	8	.	.	PUNCT
aseas-2905	448	1	stoxplus	stoxplus	PROPN
aseas-2905	448	2	.	.	PUNCT
aseas-2905	449	1	(	(	PUNCT
aseas-2905	449	2	2018	2018	NUM
aseas-2905	449	3	)	)	PUNCT
aseas-2905	449	4	.	.	PUNCT
aseas-2905	450	1	infographic	infographic	ADJ
aseas-2905	450	2	:	:	PUNCT
aseas-2905	450	3	vietnam	vietnam	PROPN
aseas-2905	450	4	consumer	consumer	NOUN
aseas-2905	450	5	finance	finance	NOUN
aseas-2905	450	6	report	report	NOUN
aseas-2905	450	7	2018	2018	NUM
aseas-2905	450	8	.	.	PUNCT
aseas-2905	451	1	retrieved	retrieve	VERB
aseas-2905	451	2	from	from	ADP
aseas-2905	451	3	http://stoxplus.com/	http://stoxplus.com/	PROPN
aseas-2905	451	4	news	news	NOUN
aseas-2905	451	5	/	/	SYM
aseas-2905	451	6	detail/2076186	detail/2076186	NOUN
aseas-2905	451	7	strömbäck	strömbäck	NOUN
aseas-2905	451	8	,	,	PUNCT
aseas-2905	451	9	c.	c.	PROPN
aseas-2905	451	10	,	,	PUNCT
aseas-2905	451	11	lind	lind	PROPN
aseas-2905	451	12	,	,	PUNCT
aseas-2905	451	13	t.	t.	PROPN
aseas-2905	451	14	,	,	PUNCT
aseas-2905	451	15	skagerlund	skagerlund	PROPN
aseas-2905	451	16	,	,	PUNCT
aseas-2905	451	17	k.	k.	PROPN
aseas-2905	451	18	,	,	PUNCT
aseas-2905	451	19	västfjäll	västfjäll	PROPN
aseas-2905	451	20	,	,	PUNCT
aseas-2905	451	21	d.	d.	PROPN
aseas-2905	451	22	,	,	PUNCT
aseas-2905	451	23	&	&	CCONJ
aseas-2905	451	24	tinghög	tinghög	NOUN
aseas-2905	451	25	,	,	PUNCT
aseas-2905	451	26	g.	g.	PROPN
aseas-2905	451	27	(	(	PUNCT
aseas-2905	451	28	2017	2017	NUM
aseas-2905	451	29	)	)	PUNCT
aseas-2905	451	30	.	.	PUNCT
aseas-2905	452	1	does	do	AUX
aseas-2905	452	2	self	self	NOUN
aseas-2905	452	3	-	-	PUNCT
aseas-2905	452	4	control	control	NOUN
aseas-2905	452	5	predict	predict	VERB
aseas-2905	452	6	financial	financial	ADJ
aseas-2905	452	7	behavior	behavior	NOUN
aseas-2905	452	8	and	and	CCONJ
aseas-2905	452	9	financial	financial	ADJ
aseas-2905	452	10	well	well	NOUN
aseas-2905	452	11	-	-	PUNCT
aseas-2905	452	12	being	being	NOUN
aseas-2905	452	13	?	?	PUNCT
aseas-2905	453	1	journal	journal	NOUN
aseas-2905	453	2	of	of	ADP
aseas-2905	453	3	behavioral	behavioral	ADJ
aseas-2905	453	4	and	and	CCONJ
aseas-2905	453	5	experimental	experimental	ADJ
aseas-2905	453	6	finance	finance	NOUN
aseas-2905	453	7	,	,	PUNCT
aseas-2905	453	8	14	14	NUM
aseas-2905	453	9	,	,	PUNCT
aseas-2905	453	10	30	30	NUM
aseas-2905	453	11	-	-	SYM
aseas-2905	453	12	38	38	NUM
aseas-2905	453	13	.	.	PUNCT
aseas-2905	454	1	tran	tran	PROPN
aseas-2905	454	2	,	,	PUNCT
aseas-2905	454	3	b.	b.	PROPN
aseas-2905	454	4	t.	t.	PROPN
aseas-2905	454	5	,	,	PUNCT
aseas-2905	454	6	ong	ong	PROPN
aseas-2905	454	7	,	,	PUNCT
aseas-2905	454	8	b.	b.	PROPN
aseas-2905	454	9	,	,	PUNCT
aseas-2905	454	10	&	&	CCONJ
aseas-2905	454	11	weldon	weldon	PROPN
aseas-2905	454	12	,	,	PUNCT
aseas-2905	454	13	s.	s.	PROPN
aseas-2905	454	14	(	(	PUNCT
aseas-2905	454	15	2015	2015	NUM
aseas-2905	454	16	,	,	PUNCT
aseas-2905	454	17	january	january	PROPN
aseas-2905	454	18	23	23	NUM
aseas-2905	454	19	)	)	PUNCT
aseas-2905	454	20	.	.	PUNCT
aseas-2905	455	1	vietnam	vietnam	PROPN
aseas-2905	455	2	banking	banking	NOUN
aseas-2905	455	3	industry	industry	NOUN
aseas-2905	455	4	report	report	NOUN
aseas-2905	455	5	.	.	PUNCT
aseas-2905	456	1	duxton	duxton	NOUN
aseas-2905	456	2	asset	asset	NOUN
aseas-2905	456	3	management	management	NOUN
aseas-2905	456	4	.	.	PUNCT
aseas-2905	457	1	retrieved	retrieve	VERB
aseas-2905	457	2	from	from	ADP
aseas-2905	457	3	https://www.duxtonam.com/wp-content/uploads/2015/01/	https://www.duxtonam.com/wp-content/uploads/2015/01/	NOUN
aseas-2905	457	4	vietnam-banking-report_2015.pdf	vietnam-banking-report_2015.pdf	PROPN
aseas-2905	457	5	tran	tran	PROPN
aseas-2905	457	6	,	,	PUNCT
aseas-2905	457	7	v.	v.	ADP
aseas-2905	457	8	t.	t.	PROPN
aseas-2905	457	9	(	(	PUNCT
aseas-2905	457	10	2013	2013	NUM
aseas-2905	457	11	)	)	PUNCT
aseas-2905	457	12	.	.	PUNCT
aseas-2905	458	1	vietnamese	vietnamese	ADJ
aseas-2905	458	2	economy	economy	NOUN
aseas-2905	458	3	at	at	ADP
aseas-2905	458	4	the	the	DET
aseas-2905	458	5	crossroads	crossroad	NOUN
aseas-2905	458	6	:	:	PUNCT
aseas-2905	458	7	new	new	ADJ
aseas-2905	458	8	doi	doi	X
aseas-2905	458	9	moi	moi	X
aseas-2905	458	10	for	for	ADP
aseas-2905	458	11	sustained	sustained	ADJ
aseas-2905	458	12	growth	growth	NOUN
aseas-2905	458	13	.	.	PUNCT
aseas-2905	459	1	asian	asian	ADJ
aseas-2905	459	2	economic	economic	ADJ
aseas-2905	459	3	policy	policy	NOUN
aseas-2905	459	4	review	review	NOUN
aseas-2905	459	5	,	,	PUNCT
aseas-2905	459	6	8(1	8(1	NOUN
aseas-2905	459	7	)	)	PUNCT
aseas-2905	459	8	,	,	PUNCT
aseas-2905	459	9	122	122	NUM
aseas-2905	459	10	-	-	SYM
aseas-2905	459	11	143	143	NUM
aseas-2905	459	12	.	.	PUNCT
aseas-2905	460	1	tsai	tsai	PROPN
aseas-2905	460	2	,	,	PUNCT
aseas-2905	460	3	c.	c.	PROPN
aseas-2905	460	4	t.	t.	PROPN
aseas-2905	460	5	l.	l.	PROPN
aseas-2905	460	6	(	(	PUNCT
aseas-2905	460	7	2006	2006	NUM
aseas-2905	460	8	)	)	PUNCT
aseas-2905	460	9	.	.	PUNCT
aseas-2905	461	1	the	the	DET
aseas-2905	461	2	influence	influence	NOUN
aseas-2905	461	3	of	of	ADP
aseas-2905	461	4	confucianism	confucianism	NOUN
aseas-2905	461	5	on	on	ADP
aseas-2905	461	6	women	woman	NOUN
aseas-2905	461	7	’s	’s	PART
aseas-2905	461	8	leisure	leisure	NOUN
aseas-2905	461	9	in	in	ADP
aseas-2905	461	10	taiwan	taiwan	PROPN
aseas-2905	461	11	.	.	PUNCT
aseas-2905	462	1	leisure	leisure	NOUN
aseas-2905	462	2	studies	study	NOUN
aseas-2905	462	3	,	,	PUNCT
aseas-2905	462	4	25(4	25(4	NOUN
aseas-2905	462	5	)	)	PUNCT
aseas-2905	462	6	,	,	PUNCT
aseas-2905	462	7	469	469	PROPN
aseas-2905	462	8	-	-	SYM
aseas-2905	462	9	476	476	NUM
aseas-2905	462	10	.	.	PUNCT
aseas-2905	462	11	tung	tung	PROPN
aseas-2905	462	12	,	,	PUNCT
aseas-2905	462	13	t.	t.	PROPN
aseas-2905	462	14	(	(	PUNCT
aseas-2905	462	15	2017	2017	NUM
aseas-2905	462	16	,	,	PUNCT
aseas-2905	462	17	november	november	PROPN
aseas-2905	462	18	16	16	NUM
aseas-2905	462	19	)	)	PUNCT
aseas-2905	462	20	.	.	PUNCT
aseas-2905	463	1	soe	soe	PROPN
aseas-2905	463	2	reform	reform	NOUN
aseas-2905	463	3	to	to	PART
aseas-2905	463	4	fuel	fuel	VERB
aseas-2905	463	5	higher	high	ADJ
aseas-2905	463	6	economic	economic	ADJ
aseas-2905	463	7	growth	growth	NOUN
aseas-2905	463	8	.	.	PUNCT
aseas-2905	464	1	vietnam	vietnam	PROPN
aseas-2905	464	2	investment	investment	PROPN
aseas-2905	464	3	review	review	PROPN
aseas-2905	464	4	.	.	PUNCT
aseas-2905	465	1	retrieved	retrieve	VERB
aseas-2905	465	2	from	from	ADP
aseas-2905	465	3	https://www.vir.com.vn/soe-reform-to-fuel-higher-economic-growth-53888.html	https://www.vir.com.vn/soe-reform-to-fuel-higher-economic-growth-53888.html	PROPN
aseas-2905	465	4	vann	vann	PROPN
aseas-2905	465	5	,	,	PUNCT
aseas-2905	465	6	e.	e.	PROPN
aseas-2905	465	7	f.	f.	PROPN
aseas-2905	465	8	(	(	PUNCT
aseas-2905	465	9	2012	2012	NUM
aseas-2905	465	10	)	)	PUNCT
aseas-2905	465	11	.	.	PUNCT
aseas-2905	466	1	afterword	afterword	NOUN
aseas-2905	466	2	:	:	PUNCT
aseas-2905	466	3	consumption	consumption	NOUN
aseas-2905	466	4	and	and	CCONJ
aseas-2905	466	5	middle	middle	ADJ
aseas-2905	466	6	-	-	PUNCT
aseas-2905	466	7	class	class	NOUN
aseas-2905	466	8	subjectivity	subjectivity	NOUN
aseas-2905	466	9	in	in	ADP
aseas-2905	466	10	vietnam	vietnam	PROPN
aseas-2905	466	11	.	.	PUNCT
aseas-2905	467	1	in	in	ADP
aseas-2905	467	2	v.	v.	ADP
aseas-2905	467	3	nguyen	nguyen	NOUN
aseas-2905	467	4	-	-	PUNCT
aseas-2905	467	5	marshall	marshall	PROPN
aseas-2905	467	6	,	,	PUNCT
aseas-2905	467	7	l.	l.	PROPN
aseas-2905	467	8	b.	b.	PROPN
aseas-2905	467	9	w.	w.	PROPN
aseas-2905	467	10	drummond	drummond	PROPN
aseas-2905	467	11	,	,	PUNCT
aseas-2905	467	12	&	&	CCONJ
aseas-2905	467	13	d.	d.	PROPN
aseas-2905	467	14	bélanger	bélanger	NOUN
aseas-2905	467	15	(	(	PUNCT
aseas-2905	467	16	eds	ed	NOUN
aseas-2905	467	17	.	.	PUNCT
aseas-2905	467	18	)	)	PUNCT
aseas-2905	467	19	,	,	PUNCT
aseas-2905	467	20	the	the	DET
aseas-2905	467	21	reinvention	reinvention	NOUN
aseas-2905	467	22	of	of	ADP
aseas-2905	467	23	distinction	distinction	NOUN
aseas-2905	467	24	:	:	PUNCT
aseas-2905	467	25	modernity	modernity	NOUN
aseas-2905	467	26	and	and	CCONJ
aseas-2905	467	27	the	the	DET
aseas-2905	467	28	middle	middle	ADJ
aseas-2905	467	29	class	class	NOUN
aseas-2905	467	30	in	in	ADP
aseas-2905	467	31	urban	urban	ADJ
aseas-2905	467	32	vietnam	vietnam	PROPN
aseas-2905	467	33	(	(	PUNCT
aseas-2905	467	34	pp	pp	ADJ
aseas-2905	467	35	.	.	PUNCT
aseas-2905	468	1	157	157	NUM
aseas-2905	468	2	-	-	SYM
aseas-2905	468	3	170	170	NUM
aseas-2905	468	4	)	)	PUNCT
aseas-2905	468	5	.	.	PUNCT
aseas-2905	469	1	dordrecht	dordrecht	PROPN
aseas-2905	469	2	:	:	PUNCT
aseas-2905	469	3	springer	springer	NOUN
aseas-2905	469	4	.	.	PUNCT
aseas-2905	470	1	vietnam	vietnam	PROPN
aseas-2905	470	2	’s	’s	PART
aseas-2905	470	3	growing	grow	VERB
aseas-2905	470	4	middle	middle	ADJ
aseas-2905	470	5	class	class	NOUN
aseas-2905	470	6	expected	expect	VERB
aseas-2905	470	7	to	to	PART
aseas-2905	470	8	double	double	VERB
aseas-2905	470	9	by	by	ADP
aseas-2905	470	10	2020	2020	NUM
aseas-2905	470	11	.	.	PUNCT
aseas-2905	471	1	(	(	PUNCT
aseas-2905	471	2	2016	2016	NUM
aseas-2905	471	3	,	,	PUNCT
aseas-2905	471	4	september	september	PROPN
aseas-2905	471	5	6	6	NUM
aseas-2905	471	6	)	)	PUNCT
aseas-2905	471	7	.	.	PUNCT
aseas-2905	472	1	learning	learn	VERB
aseas-2905	472	2	english	english	PROPN
aseas-2905	472	3	.	.	PUNCT
aseas-2905	473	1	retrieved	retrieve	VERB
aseas-2905	473	2	from	from	ADP
aseas-2905	473	3	https://learningenglish.voanews.com/a/higher-priced-goods-popular-with-vietnamsmiddle-class/3496221.html	https://learningenglish.voanews.com/a/higher-priced-goods-popular-with-vietnamsmiddle-class/3496221.html	PROPN
aseas-2905	473	4	vietnam	vietnam	PROPN
aseas-2905	473	5	microfinance	microfinance	NOUN
aseas-2905	473	6	working	working	NOUN
aseas-2905	473	7	group	group	NOUN
aseas-2905	473	8	.	.	PUNCT
aseas-2905	474	1	(	(	PUNCT
aseas-2905	474	2	2014	2014	NUM
aseas-2905	474	3	)	)	PUNCT
aseas-2905	474	4	.	.	PUNCT
aseas-2905	475	1	microfinance	microfinance	NOUN
aseas-2905	475	2	in	in	ADP
aseas-2905	475	3	vietnam	vietnam	PROPN
aseas-2905	475	4	:	:	PUNCT
aseas-2905	475	5	the	the	DET
aseas-2905	475	6	real	real	ADJ
aseas-2905	475	7	situation	situation	NOUN
aseas-2905	475	8	and	and	CCONJ
aseas-2905	475	9	policy	policy	NOUN
aseas-2905	475	10	recommendations	recommendation	NOUN
aseas-2905	475	11	.	.	PUNCT
aseas-2905	476	1	retrieved	retrieve	VERB
aseas-2905	476	2	from	from	ADP
aseas-2905	476	3	http://www.microfinance.vn/wp-content/uploads/2014/12/	http://www.microfinance.vn/wp-content/uploads/2014/12/	PROPN
aseas-2905	476	4	report-on-microfinance-in-vn.pdf	report-on-microfinance-in-vn.pdf	PROPN
aseas-2905	476	5	vn	vn	PROPN
aseas-2905	476	6	middle	middle	PROPN
aseas-2905	476	7	class	class	NOUN
aseas-2905	476	8	booms	boom	NOUN
aseas-2905	476	9	.	.	PUNCT
aseas-2905	477	1	(	(	PUNCT
aseas-2905	477	2	2018	2018	NUM
aseas-2905	477	3	,	,	PUNCT
aseas-2905	477	4	april	april	PROPN
aseas-2905	477	5	6	6	NUM
aseas-2905	477	6	)	)	PUNCT
aseas-2905	477	7	.	.	PUNCT
aseas-2905	478	1	việt	việt	PROPN
aseas-2905	478	2	  	  	SPACE
aseas-2905	478	3	nam	nam	PROPN
aseas-2905	478	4	news	news	PROPN
aseas-2905	478	5	.	.	PUNCT
aseas-2905	479	1	retrieved	retrieve	VERB
aseas-2905	479	2	from	from	ADP
aseas-2905	479	3	https://vietnamnews.vn/	https://vietnamnews.vn/	PROPN
aseas-2905	479	4	society/425849	society/425849	PROPN
aseas-2905	479	5	/	/	SYM
aseas-2905	479	6	vn	vn	NOUN
aseas-2905	479	7	-	-	PUNCT
aseas-2905	479	8	middle	middle	ADJ
aseas-2905	479	9	-	-	PUNCT
aseas-2905	479	10	class	class	NOUN
aseas-2905	479	11	-	-	PUNCT
aseas-2905	479	12	booms.html#wuhdb8sfxpwi7yxt.97	booms.html#wuhdb8sfxpwi7yxt.97	NOUN
aseas-2905	479	13	vo	vo	NOUN
aseas-2905	479	14	,	,	PUNCT
aseas-2905	479	15	x.	x.	PROPN
aseas-2905	479	16	v.	v.	AUX
aseas-2905	479	17	(	(	PUNCT
aseas-2905	479	18	2017	2017	NUM
aseas-2905	479	19	)	)	PUNCT
aseas-2905	479	20	.	.	PUNCT
aseas-2905	480	1	determinants	determinant	NOUN
aseas-2905	480	2	of	of	ADP
aseas-2905	480	3	capital	capital	NOUN
aseas-2905	480	4	structure	structure	NOUN
aseas-2905	480	5	in	in	ADP
aseas-2905	480	6	emerging	emerge	VERB
aseas-2905	480	7	markets	market	NOUN
aseas-2905	480	8	:	:	PUNCT
aseas-2905	480	9	evidence	evidence	NOUN
aseas-2905	480	10	from	from	ADP
aseas-2905	480	11	vietnam	vietnam	PROPN
aseas-2905	480	12	.	.	PUNCT
aseas-2905	481	1	research	research	NOUN
aseas-2905	481	2	in	in	ADP
aseas-2905	481	3	international	international	ADJ
aseas-2905	481	4	business	business	NOUN
aseas-2905	481	5	and	and	CCONJ
aseas-2905	481	6	finance	finance	NOUN
aseas-2905	481	7	,	,	PUNCT
aseas-2905	481	8	40	40	NUM
aseas-2905	481	9	,	,	PUNCT
aseas-2905	481	10	105	105	NUM
aseas-2905	481	11	-	-	SYM
aseas-2905	481	12	113	113	NUM
aseas-2905	481	13	.	.	PUNCT
aseas-2905	482	1	vo	vo	NOUN
aseas-2905	482	2	,	,	PUNCT
aseas-2905	482	3	x.	x.	PROPN
aseas-2905	482	4	v.	v.	PROPN
aseas-2905	482	5	,	,	PUNCT
aseas-2905	482	6	&	&	CCONJ
aseas-2905	482	7	ellis	ellis	PROPN
aseas-2905	482	8	,	,	PUNCT
aseas-2905	482	9	c.	c.	PROPN
aseas-2905	482	10	(	(	PUNCT
aseas-2905	482	11	2017	2017	NUM
aseas-2905	482	12	)	)	PUNCT
aseas-2905	482	13	.	.	PUNCT
aseas-2905	483	1	an	an	DET
aseas-2905	483	2	empirical	empirical	ADJ
aseas-2905	483	3	investigation	investigation	NOUN
aseas-2905	483	4	of	of	ADP
aseas-2905	483	5	capital	capital	NOUN
aseas-2905	483	6	structure	structure	NOUN
aseas-2905	483	7	and	and	CCONJ
aseas-2905	483	8	firm	firm	ADJ
aseas-2905	483	9	value	value	NOUN
aseas-2905	483	10	in	in	ADP
aseas-2905	483	11	vietnam	vietnam	PROPN
aseas-2905	483	12	.	.	PUNCT
aseas-2905	484	1	finance	finance	NOUN
aseas-2905	484	2	research	research	NOUN
aseas-2905	484	3	letters	letter	NOUN
aseas-2905	484	4	,	,	PUNCT
aseas-2905	484	5	22	22	NUM
aseas-2905	484	6	,	,	PUNCT
aseas-2905	484	7	90	90	NUM
aseas-2905	484	8	-	-	SYM
aseas-2905	484	9	94	94	NUM
aseas-2905	484	10	.	.	PUNCT
aseas-2905	485	1	vuong	vuong	PROPN
aseas-2905	485	2	,	,	PUNCT
aseas-2905	485	3	q.-h	q.-h	PROPN
aseas-2905	485	4	.	.	PUNCT
aseas-2905	485	5	,	,	PUNCT
aseas-2905	485	6	la	la	PROPN
aseas-2905	485	7	,	,	PUNCT
aseas-2905	485	8	v.	v.	PROPN
aseas-2905	485	9	p.	p.	PROPN
aseas-2905	485	10	,	,	PUNCT
aseas-2905	485	11	vuong	vuong	PROPN
aseas-2905	485	12	,	,	PUNCT
aseas-2905	485	13	t.	t.	PROPN
aseas-2905	485	14	t.	t.	PROPN
aseas-2905	485	15	,	,	PUNCT
aseas-2905	485	16	nguyen	nguyen	NOUN
aseas-2905	485	17	,	,	PUNCT
aseas-2905	485	18	v.	v.	PROPN
aseas-2905	485	19	h.	h.	PROPN
aseas-2905	485	20	,	,	PUNCT
aseas-2905	485	21	ho	ho	PROPN
aseas-2905	485	22	,	,	PUNCT
aseas-2905	485	23	m.	m.	NOUN
aseas-2905	485	24	t.	t.	PROPN
aseas-2905	485	25	,	,	PUNCT
aseas-2905	485	26	nguyen	nguyen	NOUN
aseas-2905	485	27	,	,	PUNCT
aseas-2905	485	28	t.	t.	PROPN
aseas-2905	485	29	h.	h.	PROPN
aseas-2905	485	30	k.	k.	PROPN
aseas-2905	485	31	,	,	PUNCT
aseas-2905	485	32	.	.	PUNCT
aseas-2905	485	33	.	.	PUNCT
aseas-2905	485	34	.	.	PUNCT
aseas-2905	486	1	ho	ho	PROPN
aseas-2905	486	2	,	,	PUNCT
aseas-2905	486	3	m.-t	m.-t	PROPN
aseas-2905	486	4	.	.	PUNCT
aseas-2905	487	1	(	(	PUNCT
aseas-2905	487	2	2018	2018	NUM
aseas-2905	487	3	)	)	PUNCT
aseas-2905	487	4	.	.	PUNCT
aseas-2905	488	1	cultural	cultural	ADJ
aseas-2905	488	2	additivity	additivity	NOUN
aseas-2905	488	3	:	:	PUNCT
aseas-2905	488	4	behavioural	behavioural	ADJ
aseas-2905	488	5	insights	insight	NOUN
aseas-2905	488	6	from	from	ADP
aseas-2905	488	7	the	the	DET
aseas-2905	488	8	interaction	interaction	NOUN
aseas-2905	488	9	of	of	ADP
aseas-2905	488	10	confucianism	confucianism	PROPN
aseas-2905	488	11	,	,	PUNCT
aseas-2905	488	12	buddhism	buddhism	NOUN
aseas-2905	488	13	,	,	PUNCT
aseas-2905	488	14	and	and	CCONJ
aseas-2905	488	15	taoism	taoism	NOUN
aseas-2905	488	16	in	in	ADP
aseas-2905	488	17	folktales	folktale	NOUN
aseas-2905	488	18	.	.	PUNCT
aseas-2905	489	1	palgrave	palgrave	ADJ
aseas-2905	489	2	communications	communications	PROPN
aseas-2905	489	3	,	,	PUNCT
aseas-2905	489	4	4(1	4(1	NOUN
aseas-2905	489	5	)	)	PUNCT
aseas-2905	489	6	,	,	PUNCT
aseas-2905	489	7	1	1	NUM
aseas-2905	489	8	-	-	SYM
aseas-2905	489	9	15	15	NUM
aseas-2905	489	10	.	.	PUNCT
aseas-2905	490	1	vuong	vuong	PROPN
aseas-2905	490	2	,	,	PUNCT
aseas-2905	490	3	q.	q.	PROPN
aseas-2905	490	4	h.	h.	PROPN
aseas-2905	490	5	(	(	PUNCT
aseas-2905	490	6	2000	2000	NUM
aseas-2905	490	7	)	)	PUNCT
aseas-2905	490	8	.	.	PUNCT
aseas-2905	491	1	the	the	DET
aseas-2905	491	2	vietnamese	vietnamese	ADJ
aseas-2905	491	3	corporate	corporate	ADJ
aseas-2905	491	4	bond	bond	NOUN
aseas-2905	491	5	market	market	NOUN
aseas-2905	491	6	:	:	PUNCT
aseas-2905	491	7	an	an	DET
aseas-2905	491	8	early	early	ADJ
aseas-2905	491	9	exploration	exploration	NOUN
aseas-2905	491	10	into	into	ADP
aseas-2905	491	11	the	the	DET
aseas-2905	491	12	1992	1992	NUM
aseas-2905	491	13	-	-	SYM
aseas-2905	491	14	1999	1999	NUM
aseas-2905	491	15	period	period	NOUN
aseas-2905	491	16	.	.	PUNCT
aseas-2905	492	1	working	work	VERB
aseas-2905	492	2	papers	paper	NOUN
aseas-2905	492	3	centre	centre	PROPN
aseas-2905	492	4	emile	emile	PROPN
aseas-2905	492	5	bernheim	bernheim	PROPN
aseas-2905	492	6	,	,	PUNCT
aseas-2905	492	7	wp	wp	PROPN
aseas-2905	492	8	-	-	PUNCT
aseas-2905	492	9	ceb	ceb	PROPN
aseas-2905	492	10	no	no	PROPN
aseas-2905	492	11	.	.	PROPN
aseas-2905	492	12	04/032	04/032	NUM
aseas-2905	492	13	,	,	PUNCT
aseas-2905	492	14	université	université	PROPN
aseas-2905	492	15	libre	libre	PROPN
aseas-2905	492	16	de	de	X
aseas-2905	492	17	bruxelles	bruxelles	PROPN
aseas-2905	492	18	.	.	PUNCT
aseas-2905	493	1	retrieved	retrieve	VERB
aseas-2905	493	2	from	from	ADP
aseas-2905	493	3	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1473762&rec=1&srcabs=1608223&alg=7&pos=2	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1473762&rec=1&srcabs=1608223&alg=7&pos=2	PROPN
aseas-2905	493	4	vuong	vuong	PROPN
aseas-2905	493	5	,	,	PUNCT
aseas-2905	493	6	q.	q.	PROPN
aseas-2905	493	7	h.	h.	PROPN
aseas-2905	493	8	(	(	PUNCT
aseas-2905	493	9	2010	2010	NUM
aseas-2905	493	10	)	)	PUNCT
aseas-2905	493	11	.	.	PUNCT
aseas-2905	494	1	financial	financial	ADJ
aseas-2905	494	2	markets	market	NOUN
aseas-2905	494	3	in	in	ADP
aseas-2905	494	4	vietnam	vietnam	PROPN
aseas-2905	494	5	’s	’s	PART
aseas-2905	494	6	transition	transition	NOUN
aseas-2905	494	7	economy	economy	NOUN
aseas-2905	494	8	.	.	PUNCT
aseas-2905	495	1	saarbrucken	saarbrucken	VERB
aseas-2905	495	2	:	:	PUNCT
aseas-2905	495	3	vdm	vdm	PROPN
aseas-2905	495	4	verlag	verlag	PROPN
aseas-2905	495	5	.	.	PUNCT
aseas-2905	496	1	vuong	vuong	PROPN
aseas-2905	496	2	,	,	PUNCT
aseas-2905	496	3	q.	q.	PROPN
aseas-2905	496	4	h.	h.	PROPN
aseas-2905	496	5	(	(	PUNCT
aseas-2905	496	6	2014	2014	NUM
aseas-2905	496	7	)	)	PUNCT
aseas-2905	496	8	.	.	PUNCT
aseas-2905	497	1	vietnam	vietnam	PROPN
aseas-2905	497	2	’s	’s	PART
aseas-2905	497	3	political	political	ADJ
aseas-2905	497	4	economy	economy	NOUN
aseas-2905	497	5	in	in	ADP
aseas-2905	497	6	transition	transition	NOUN
aseas-2905	497	7	(	(	PUNCT
aseas-2905	497	8	1986	1986	NUM
aseas-2905	497	9	-	-	SYM
aseas-2905	497	10	2016	2016	NUM
aseas-2905	497	11	)	)	PUNCT
aseas-2905	497	12	.	.	PUNCT
aseas-2905	498	1	wp	wp	PROPN
aseas-2905	498	2	-	-	PUNCT
aseas-2905	498	3	ceb	ceb	PROPN
aseas-2905	498	4	no.14	no.14	PROPN
aseas-2905	498	5	-	-	PUNCT
aseas-2905	498	6	010	010	NUM
aseas-2905	498	7	,	,	PUNCT
aseas-2905	498	8	université	université	PROPN
aseas-2905	498	9	libre	libre	PROPN
aseas-2905	498	10	de	de	X
aseas-2905	498	11	bruxelles	bruxelles	PROPN
aseas-2905	498	12	.	.	PUNCT
aseas-2905	499	1	retrieved	retrieve	VERB
aseas-2905	499	2	from	from	ADP
aseas-2905	499	3	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2795174	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2795174	PROPN
aseas-2905	499	4	vuong	vuong	PROPN
aseas-2905	499	5	,	,	PUNCT
aseas-2905	499	6	q.	q.	PROPN
aseas-2905	499	7	h.	h.	PROPN
aseas-2905	499	8	(	(	PUNCT
aseas-2905	499	9	2016	2016	NUM
aseas-2905	499	10	)	)	PUNCT
aseas-2905	499	11	.	.	PUNCT
aseas-2905	500	1	determinants	determinant	NOUN
aseas-2905	500	2	of	of	ADP
aseas-2905	500	3	firm	firm	ADJ
aseas-2905	500	4	performance	performance	NOUN
aseas-2905	500	5	in	in	ADP
aseas-2905	500	6	a	a	DET
aseas-2905	500	7	less	less	ADV
aseas-2905	500	8	innovative	innovative	ADJ
aseas-2905	500	9	transition	transition	NOUN
aseas-2905	500	10	system	system	NOUN
aseas-2905	500	11	:	:	PUNCT
aseas-2905	500	12	exploring	explore	VERB
aseas-2905	500	13	vietnamese	vietnamese	ADJ
aseas-2905	500	14	longitudinal	longitudinal	ADJ
aseas-2905	500	15	data	datum	NOUN
aseas-2905	500	16	.	.	PUNCT
aseas-2905	501	1	international	international	ADJ
aseas-2905	501	2	journal	journal	NOUN
aseas-2905	501	3	of	of	ADP
aseas-2905	501	4	transitions	transition	NOUN
aseas-2905	501	5	and	and	CCONJ
aseas-2905	501	6	innovation	innovation	NOUN
aseas-2905	501	7	systems	system	NOUN
aseas-2905	501	8	,	,	PUNCT
aseas-2905	501	9	5(1	5(1	NUM
aseas-2905	501	10	)	)	PUNCT
aseas-2905	501	11	,	,	PUNCT
aseas-2905	501	12	20	20	NUM
aseas-2905	501	13	-	-	SYM
aseas-2905	501	14	45	45	NUM
aseas-2905	501	15	.	.	PUNCT
aseas-2905	502	1	aseas	aseas	PROPN
aseas-2905	502	2	12(1	12(1	NUM
aseas-2905	502	3	)	)	PUNCT
aseas-2905	503	1	|	|	ADV
aseas-2905	503	2	109	109	NUM
aseas-2905	503	3	hong	hong	PROPN
aseas-2905	503	4	-	-	PUNCT
aseas-2905	503	5	kong	kong	PROPN
aseas-2905	503	6	t.	t.	PROPN
aseas-2905	503	7	nguyen	nguyen	NOUN
aseas-2905	503	8	,	,	PUNCT
aseas-2905	503	9	viet	viet	NOUN
aseas-2905	503	10	-	-	PUNCT
aseas-2905	503	11	ha	ha	PROPN
aseas-2905	503	12	t.	t.	PROPN
aseas-2905	503	13	nguyen	nguyen	NOUN
aseas-2905	503	14	,	,	PUNCT
aseas-2905	503	15	thu	thu	PROPN
aseas-2905	503	16	-	-	PUNCT
aseas-2905	503	17	trang	trang	PROPN
aseas-2905	503	18	vuong	vuong	PROPN
aseas-2905	503	19	,	,	PUNCT
aseas-2905	503	20	manh	manh	PROPN
aseas-2905	503	21	-	-	PUNCT
aseas-2905	503	22	tung	tung	PROPN
aseas-2905	503	23	ho	ho	PROPN
aseas-2905	503	24	,	,	PUNCT
aseas-2905	503	25	&	&	CCONJ
aseas-2905	503	26	quan	quan	PROPN
aseas-2905	503	27	-	-	PUNCT
aseas-2905	503	28	hoang	hoang	PROPN
aseas-2905	503	29	vuong	vuong	PROPN
aseas-2905	503	30	vuong	vuong	PROPN
aseas-2905	503	31	,	,	PUNCT
aseas-2905	503	32	q.	q.	PROPN
aseas-2905	503	33	h.	h.	PROPN
aseas-2905	503	34	(	(	PUNCT
aseas-2905	503	35	2018	2018	NUM
aseas-2905	503	36	)	)	PUNCT
aseas-2905	503	37	.	.	PUNCT
aseas-2905	504	1	the	the	DET
aseas-2905	504	2	(	(	PUNCT
aseas-2905	504	3	ir)rational	ir)rational	ADJ
aseas-2905	504	4	consideration	consideration	NOUN
aseas-2905	504	5	of	of	ADP
aseas-2905	504	6	the	the	DET
aseas-2905	504	7	cost	cost	NOUN
aseas-2905	504	8	of	of	ADP
aseas-2905	504	9	science	science	NOUN
aseas-2905	504	10	in	in	ADP
aseas-2905	504	11	transition	transition	NOUN
aseas-2905	504	12	economies	economy	NOUN
aseas-2905	504	13	.	.	PUNCT
aseas-2905	505	1	nature	nature	NOUN
aseas-2905	505	2	human	human	ADJ
aseas-2905	505	3	behaviour	behaviour	NOUN
aseas-2905	505	4	,	,	PUNCT
aseas-2905	505	5	2(1	2(1	NUM
aseas-2905	505	6	)	)	PUNCT
aseas-2905	505	7	,	,	PUNCT
aseas-2905	505	8	5	5	X
aseas-2905	505	9	.	.	X
aseas-2905	505	10	vuong	vuong	PROPN
aseas-2905	505	11	,	,	PUNCT
aseas-2905	505	12	q.	q.	PROPN
aseas-2905	505	13	h.	h.	PROPN
aseas-2905	505	14	(	(	PUNCT
aseas-2905	505	15	2019	2019	NUM
aseas-2905	505	16	)	)	PUNCT
aseas-2905	505	17	.	.	PUNCT
aseas-2905	506	1	the	the	DET
aseas-2905	506	2	financial	financial	ADJ
aseas-2905	506	3	economy	economy	NOUN
aseas-2905	506	4	of	of	ADP
aseas-2905	506	5	viet	viet	PROPN
aseas-2905	506	6	nam	nam	PROPN
aseas-2905	506	7	in	in	ADP
aseas-2905	506	8	an	an	DET
aseas-2905	506	9	age	age	NOUN
aseas-2905	506	10	of	of	ADP
aseas-2905	506	11	reform	reform	NOUN
aseas-2905	506	12	,	,	PUNCT
aseas-2905	506	13	1986–2016	1986–2016	NUM
aseas-2905	506	14	.	.	PUNCT
aseas-2905	507	1	in	in	ADP
aseas-2905	507	2	m.	m.	PROPN
aseas-2905	507	3	volz	volz	PROPN
aseas-2905	507	4	&	&	CCONJ
aseas-2905	507	5	yoshino	yoshino	PROPN
aseas-2905	507	6	(	(	PUNCT
aseas-2905	507	7	eds	ed	NOUN
aseas-2905	507	8	.	.	PUNCT
aseas-2905	507	9	)	)	PUNCT
aseas-2905	507	10	,	,	PUNCT
aseas-2905	507	11	routledge	routledge	PROPN
aseas-2905	507	12	handbook	handbook	PROPN
aseas-2905	507	13	of	of	ADP
aseas-2905	507	14	banking	banking	NOUN
aseas-2905	507	15	and	and	CCONJ
aseas-2905	507	16	finance	finance	NOUN
aseas-2905	507	17	in	in	ADP
aseas-2905	507	18	asia	asia	PROPN
aseas-2905	507	19	(	(	PUNCT
aseas-2905	507	20	pp	pp	ADJ
aseas-2905	507	21	.	.	PUNCT
aseas-2905	507	22	201	201	NUM
aseas-2905	507	23	-	-	NUM
aseas-2905	507	24	222	222	NUM
aseas-2905	507	25	)	)	PUNCT
aseas-2905	507	26	.	.	PUNCT
aseas-2905	508	1	london	london	PROPN
aseas-2905	508	2	:	:	PUNCT
aseas-2905	508	3	routledge	routledge	PROPN
aseas-2905	508	4	.	.	PUNCT
aseas-2905	509	1	vuong	vuong	PROPN
aseas-2905	509	2	,	,	PUNCT
aseas-2905	509	3	q.	q.	PROPN
aseas-2905	509	4	h.	h.	PROPN
aseas-2905	509	5	(	(	PUNCT
aseas-2905	509	6	2019	2019	NUM
aseas-2905	509	7	)	)	PUNCT
aseas-2905	509	8	.	.	PUNCT
aseas-2905	510	1	computational	computational	ADJ
aseas-2905	510	2	entrepreneurship	entrepreneurship	NOUN
aseas-2905	510	3	:	:	PUNCT
aseas-2905	510	4	from	from	ADP
aseas-2905	510	5	economic	economic	ADJ
aseas-2905	510	6	complexities	complexity	NOUN
aseas-2905	510	7	to	to	ADP
aseas-2905	510	8	interdisciplinary	interdisciplinary	ADJ
aseas-2905	510	9	research	research	NOUN
aseas-2905	510	10	.	.	PUNCT
aseas-2905	511	1	problems	problem	NOUN
aseas-2905	511	2	and	and	CCONJ
aseas-2905	511	3	perspectives	perspective	NOUN
aseas-2905	511	4	in	in	ADP
aseas-2905	511	5	management	management	NOUN
aseas-2905	511	6	,	,	PUNCT
aseas-2905	511	7	17(1	17(1	NUM
aseas-2905	511	8	)	)	PUNCT
aseas-2905	511	9	,	,	PUNCT
aseas-2905	511	10	117	117	NUM
aseas-2905	511	11	-	-	SYM
aseas-2905	511	12	129	129	NUM
aseas-2905	511	13	.	.	PUNCT
aseas-2905	512	1	vuong	vuong	PROPN
aseas-2905	512	2	,	,	PUNCT
aseas-2905	512	3	q.	q.	PROPN
aseas-2905	512	4	h.	h.	PROPN
aseas-2905	512	5	,	,	PUNCT
aseas-2905	512	6	&	&	CCONJ
aseas-2905	512	7	napier	napier	PROPN
aseas-2905	512	8	,	,	PUNCT
aseas-2905	512	9	n.	n.	PROPN
aseas-2905	512	10	k.	k.	PROPN
aseas-2905	512	11	(	(	PUNCT
aseas-2905	512	12	2014	2014	NUM
aseas-2905	512	13	)	)	PUNCT
aseas-2905	512	14	.	.	PUNCT
aseas-2905	513	1	resource	resource	NOUN
aseas-2905	513	2	curse	curse	NOUN
aseas-2905	513	3	or	or	CCONJ
aseas-2905	513	4	destructive	destructive	ADJ
aseas-2905	513	5	creation	creation	NOUN
aseas-2905	513	6	in	in	ADP
aseas-2905	513	7	transition	transition	NOUN
aseas-2905	513	8	:	:	PUNCT
aseas-2905	513	9	evidence	evidence	NOUN
aseas-2905	513	10	from	from	ADP
aseas-2905	513	11	vietnam	vietnam	PROPN
aseas-2905	513	12	’s	’s	PART
aseas-2905	513	13	corporate	corporate	ADJ
aseas-2905	513	14	sector	sector	NOUN
aseas-2905	513	15	.	.	PUNCT
aseas-2905	514	1	management	management	NOUN
aseas-2905	514	2	research	research	PROPN
aseas-2905	514	3	review	review	PROPN
aseas-2905	514	4	,	,	PUNCT
aseas-2905	514	5	37(7	37(7	NUM
aseas-2905	514	6	)	)	PUNCT
aseas-2905	514	7	,	,	PUNCT
aseas-2905	514	8	642	642	NUM
aseas-2905	514	9	-	-	SYM
aseas-2905	514	10	657	657	NUM
aseas-2905	514	11	.	.	PUNCT
aseas-2905	515	1	vuong	vuong	PROPN
aseas-2905	515	2	,	,	PUNCT
aseas-2905	515	3	q.	q.	PROPN
aseas-2905	515	4	h.	h.	PROPN
aseas-2905	515	5	,	,	PUNCT
aseas-2905	515	6	&	&	CCONJ
aseas-2905	515	7	napier	napier	PROPN
aseas-2905	515	8	,	,	PUNCT
aseas-2905	515	9	n.	n.	PROPN
aseas-2905	515	10	k.	k.	PROPN
aseas-2905	515	11	(	(	PUNCT
aseas-2905	515	12	2015	2015	NUM
aseas-2905	515	13	)	)	PUNCT
aseas-2905	515	14	.	.	PUNCT
aseas-2905	516	1	acculturation	acculturation	NOUN
aseas-2905	516	2	and	and	CCONJ
aseas-2905	516	3	global	global	ADJ
aseas-2905	516	4	mindsponge	mindsponge	NOUN
aseas-2905	516	5	:	:	PUNCT
aseas-2905	516	6	an	an	DET
aseas-2905	516	7	emerging	emerge	VERB
aseas-2905	516	8	market	market	NOUN
aseas-2905	516	9	perspective	perspective	NOUN
aseas-2905	516	10	.	.	PUNCT
aseas-2905	517	1	international	international	ADJ
aseas-2905	517	2	journal	journal	PROPN
aseas-2905	517	3	of	of	ADP
aseas-2905	517	4	intercultural	intercultural	ADJ
aseas-2905	517	5	relations	relation	NOUN
aseas-2905	517	6	,	,	PUNCT
aseas-2905	517	7	49	49	NUM
aseas-2905	517	8	,	,	PUNCT
aseas-2905	517	9	354	354	NUM
aseas-2905	517	10	-	-	SYM
aseas-2905	517	11	367	367	NUM
aseas-2905	517	12	.	.	PUNCT
aseas-2905	518	1	vuong	vuong	PROPN
aseas-2905	518	2	,	,	PUNCT
aseas-2905	518	3	q.	q.	PROPN
aseas-2905	518	4	h.	h.	PROPN
aseas-2905	518	5	,	,	PUNCT
aseas-2905	518	6	&	&	CCONJ
aseas-2905	518	7	tran	tran	PROPN
aseas-2905	518	8	,	,	PUNCT
aseas-2905	518	9	t.	t.	PROPN
aseas-2905	518	10	d.	d.	PROPN
aseas-2905	518	11	(	(	PUNCT
aseas-2905	518	12	2009	2009	NUM
aseas-2905	518	13	)	)	PUNCT
aseas-2905	518	14	.	.	PUNCT
aseas-2905	519	1	the	the	DET
aseas-2905	519	2	cultural	cultural	ADJ
aseas-2905	519	3	dimensions	dimension	NOUN
aseas-2905	519	4	of	of	ADP
aseas-2905	519	5	the	the	DET
aseas-2905	519	6	vietnamese	vietnamese	ADJ
aseas-2905	519	7	private	private	ADJ
aseas-2905	519	8	entrepreneurship	entrepreneurship	NOUN
aseas-2905	519	9	.	.	PUNCT
aseas-2905	520	1	the	the	DET
aseas-2905	520	2	iup	iup	PROPN
aseas-2905	520	3	journal	journal	NOUN
aseas-2905	520	4	of	of	ADP
aseas-2905	520	5	entrepreneurship	entrepreneurship	NOUN
aseas-2905	520	6	and	and	CCONJ
aseas-2905	520	7	development	development	NOUN
aseas-2905	520	8	,	,	PUNCT
aseas-2905	520	9	vi(3&4	vi(3&4	PROPN
aseas-2905	520	10	)	)	PUNCT
aseas-2905	520	11	,	,	PUNCT
aseas-2905	520	12	54	54	NUM
aseas-2905	520	13	-	-	SYM
aseas-2905	520	14	78	78	NUM
aseas-2905	520	15	.	.	PUNCT
aseas-2905	521	1	vuong	vuong	PROPN
aseas-2905	521	2	,	,	PUNCT
aseas-2905	521	3	q.	q.	PROPN
aseas-2905	521	4	h.	h.	PROPN
aseas-2905	521	5	,	,	PUNCT
aseas-2905	521	6	&	&	CCONJ
aseas-2905	521	7	tran	tran	PROPN
aseas-2905	521	8	,	,	PUNCT
aseas-2905	521	9	t.	t.	PROPN
aseas-2905	521	10	d.	d.	PROPN
aseas-2905	521	11	(	(	PUNCT
aseas-2905	521	12	2011	2011	NUM
aseas-2905	521	13	)	)	PUNCT
aseas-2905	521	14	.	.	PUNCT
aseas-2905	522	1	vietnam	vietnam	PROPN
aseas-2905	522	2	’s	’s	PART
aseas-2905	522	3	corporate	corporate	ADJ
aseas-2905	522	4	bond	bond	NOUN
aseas-2905	522	5	market	market	NOUN
aseas-2905	522	6	,	,	PUNCT
aseas-2905	522	7	1990	1990	NUM
aseas-2905	522	8	-	-	SYM
aseas-2905	522	9	2010	2010	NUM
aseas-2905	522	10	:	:	PUNCT
aseas-2905	522	11	some	some	DET
aseas-2905	522	12	reflections	reflection	NOUN
aseas-2905	522	13	.	.	PUNCT
aseas-2905	523	1	journal	journal	NOUN
aseas-2905	523	2	of	of	ADP
aseas-2905	523	3	economic	economic	ADJ
aseas-2905	523	4	policy	policy	NOUN
aseas-2905	523	5	and	and	CCONJ
aseas-2905	523	6	research	research	NOUN
aseas-2905	523	7	,	,	PUNCT
aseas-2905	523	8	6(1	6(1	NUM
aseas-2905	523	9	)	)	PUNCT
aseas-2905	523	10	,	,	PUNCT
aseas-2905	523	11	1	1	NUM
aseas-2905	523	12	-	-	SYM
aseas-2905	523	13	47	47	NUM
aseas-2905	523	14	.	.	PUNCT
aseas-2905	524	1	wellman	wellman	PROPN
aseas-2905	524	2	,	,	PUNCT
aseas-2905	524	3	b.	b.	PROPN
aseas-2905	524	4	(	(	PUNCT
aseas-2905	524	5	2018	2018	NUM
aseas-2905	524	6	)	)	PUNCT
aseas-2905	524	7	.	.	PUNCT
aseas-2905	525	1	the	the	DET
aseas-2905	525	2	network	network	NOUN
aseas-2905	525	3	community	community	NOUN
aseas-2905	525	4	:	:	PUNCT
aseas-2905	525	5	an	an	DET
aseas-2905	525	6	introduction	introduction	NOUN
aseas-2905	525	7	.	.	PUNCT
aseas-2905	526	1	in	in	ADP
aseas-2905	526	2	b.	b.	PROPN
aseas-2905	526	3	wellman	wellman	PROPN
aseas-2905	526	4	(	(	PUNCT
aseas-2905	526	5	ed	ed	NOUN
aseas-2905	526	6	.	.	PUNCT
aseas-2905	526	7	)	)	PUNCT
aseas-2905	526	8	,	,	PUNCT
aseas-2905	526	9	networks	network	NOUN
aseas-2905	526	10	in	in	ADP
aseas-2905	526	11	the	the	DET
aseas-2905	526	12	global	global	ADJ
aseas-2905	526	13	village	village	NOUN
aseas-2905	526	14	:	:	PUNCT
aseas-2905	526	15	life	life	NOUN
aseas-2905	526	16	in	in	ADP
aseas-2905	526	17	contemporary	contemporary	ADJ
aseas-2905	526	18	communities	community	NOUN
aseas-2905	526	19	(	(	PUNCT
aseas-2905	526	20	pp	pp	ADJ
aseas-2905	526	21	.	.	PUNCT
aseas-2905	527	1	1	1	NUM
aseas-2905	527	2	-	-	SYM
aseas-2905	527	3	47	47	NUM
aseas-2905	527	4	)	)	PUNCT
aseas-2905	527	5	.	.	PUNCT
aseas-2905	528	1	london	london	PROPN
aseas-2905	528	2	:	:	PUNCT
aseas-2905	528	3	routledge	routledge	PROPN
aseas-2905	528	4	.	.	PUNCT
aseas-2905	529	1	wong	wong	PROPN
aseas-2905	529	2	,	,	PUNCT
aseas-2905	529	3	c.-y	c.-y	NOUN
aseas-2905	529	4	.	.	PUNCT
aseas-2905	530	1	(	(	PUNCT
aseas-2905	530	2	2011	2011	NUM
aseas-2905	530	3	)	)	PUNCT
aseas-2905	530	4	.	.	PUNCT
aseas-2905	531	1	rent	rent	NOUN
aseas-2905	531	2	-	-	PUNCT
aseas-2905	531	3	seeking	seeking	NOUN
aseas-2905	531	4	,	,	PUNCT
aseas-2905	531	5	industrial	industrial	ADJ
aseas-2905	531	6	policies	policy	NOUN
aseas-2905	531	7	and	and	CCONJ
aseas-2905	531	8	national	national	ADJ
aseas-2905	531	9	innovation	innovation	NOUN
aseas-2905	531	10	systems	system	NOUN
aseas-2905	531	11	in	in	ADP
aseas-2905	531	12	southeast	southeast	ADJ
aseas-2905	531	13	asian	asian	ADJ
aseas-2905	531	14	economies	economy	NOUN
aseas-2905	531	15	.	.	PUNCT
aseas-2905	532	1	technology	technology	NOUN
aseas-2905	532	2	in	in	ADP
aseas-2905	532	3	society	society	NOUN
aseas-2905	532	4	,	,	PUNCT
aseas-2905	532	5	33(3	33(3	NOUN
aseas-2905	532	6	-	-	SYM
aseas-2905	532	7	4	4	NUM
aseas-2905	532	8	)	)	PUNCT
aseas-2905	532	9	,	,	PUNCT
aseas-2905	532	10	231	231	NUM
aseas-2905	532	11	-	-	SYM
aseas-2905	532	12	243	243	NUM
aseas-2905	532	13	.	.	PUNCT
aseas-2905	533	1	about	about	ADP
aseas-2905	533	2	the	the	DET
aseas-2905	533	3	authors	author	NOUN
aseas-2905	533	4	hong	hong	PROPN
aseas-2905	533	5	-	-	PUNCT
aseas-2905	533	6	kong	kong	PROPN
aseas-2905	533	7	to	to	PART
aseas-2905	533	8	nguyen	nguyen	PROPN
aseas-2905	533	9	holds	hold	VERB
aseas-2905	533	10	a	a	DET
aseas-2905	533	11	ba	ba	NOUN
aseas-2905	533	12	in	in	ADP
aseas-2905	533	13	philosophy	philosophy	NOUN
aseas-2905	533	14	and	and	CCONJ
aseas-2905	533	15	political	political	ADJ
aseas-2905	533	16	science	science	NOUN
aseas-2905	533	17	from	from	ADP
aseas-2905	533	18	columbia	columbia	PROPN
aseas-2905	533	19	university	university	PROPN
aseas-2905	533	20	and	and	CCONJ
aseas-2905	533	21	is	be	AUX
aseas-2905	533	22	currently	currently	ADV
aseas-2905	533	23	pursuing	pursue	VERB
aseas-2905	533	24	an	an	DET
aseas-2905	533	25	ma	ma	PROPN
aseas-2905	533	26	in	in	ADP
aseas-2905	533	27	international	international	ADJ
aseas-2905	533	28	relations	relation	NOUN
aseas-2905	533	29	at	at	ADP
aseas-2905	533	30	ritsumeikan	ritsumeikan	PROPN
aseas-2905	533	31	asia	asia	PROPN
aseas-2905	533	32	pacific	pacific	PROPN
aseas-2905	533	33	university	university	PROPN
aseas-2905	533	34	in	in	ADP
aseas-2905	533	35	beppu	beppu	PROPN
aseas-2905	533	36	,	,	PUNCT
aseas-2905	533	37	japan	japan	PROPN
aseas-2905	533	38	.	.	PUNCT
aseas-2905	534	1	she	she	PRON
aseas-2905	534	2	is	be	AUX
aseas-2905	534	3	also	also	ADV
aseas-2905	534	4	a	a	DET
aseas-2905	534	5	japanese	japanese	ADJ
aseas-2905	534	6	government	government	NOUN
aseas-2905	534	7	(	(	PUNCT
aseas-2905	534	8	mext	mext	NOUN
aseas-2905	534	9	)	)	PUNCT
aseas-2905	534	10	scholar	scholar	NOUN
aseas-2905	534	11	and	and	CCONJ
aseas-2905	534	12	an	an	DET
aseas-2905	534	13	active	active	ADJ
aseas-2905	534	14	member	member	NOUN
aseas-2905	534	15	of	of	ADP
aseas-2905	534	16	the	the	DET
aseas-2905	534	17	vietnam	vietnam	PROPN
aseas-2905	534	18	chapter	chapter	NOUN
aseas-2905	534	19	of	of	ADP
aseas-2905	534	20	the	the	DET
aseas-2905	534	21	european	european	PROPN
aseas-2905	534	22	association	association	PROPN
aseas-2905	534	23	of	of	ADP
aseas-2905	534	24	science	science	NOUN
aseas-2905	534	25	editors	editor	NOUN
aseas-2905	534	26	.	.	PUNCT
aseas-2905	535	1	she	she	PRON
aseas-2905	535	2	is	be	AUX
aseas-2905	535	3	interested	interested	ADJ
aseas-2905	535	4	in	in	ADP
aseas-2905	535	5	research	research	NOUN
aseas-2905	535	6	on	on	ADP
aseas-2905	535	7	social	social	ADJ
aseas-2905	535	8	sciences	science	NOUN
aseas-2905	535	9	and	and	CCONJ
aseas-2905	535	10	humanities	humanity	NOUN
aseas-2905	535	11	concerning	concern	VERB
aseas-2905	535	12	vietnam	vietnam	PROPN
aseas-2905	535	13	,	,	PUNCT
aseas-2905	535	14	especially	especially	ADV
aseas-2905	535	15	research	research	NOUN
aseas-2905	535	16	methodology	methodology	NOUN
aseas-2905	535	17	that	that	PRON
aseas-2905	535	18	changes	change	VERB
aseas-2905	535	19	qualitative	qualitative	VERB
aseas-2905	535	20	information	information	NOUN
aseas-2905	535	21	into	into	ADP
aseas-2905	535	22	quantitative	quantitative	ADJ
aseas-2905	535	23	data	datum	NOUN
aseas-2905	535	24	.	.	PUNCT
aseas-2905	536	1	►	►	NOUN
aseas-2905	536	2	contact	contact	NOUN
aseas-2905	536	3	:	:	PUNCT
aseas-2905	537	1	hkt.nguyen@pxu.edu.vn	hkt.nguyen@pxu.edu.vn	PROPN
aseas-2905	537	2	viet	viet	PROPN
aseas-2905	537	3	-	-	PUNCT
aseas-2905	537	4	ha	ha	X
aseas-2905	537	5	to	to	PART
aseas-2905	537	6	nguyen	nguyen	PROPN
aseas-2905	537	7	holds	hold	VERB
aseas-2905	537	8	a	a	DET
aseas-2905	537	9	ba	ba	PROPN
aseas-2905	537	10	in	in	ADP
aseas-2905	537	11	economics	economic	NOUN
aseas-2905	537	12	from	from	ADP
aseas-2905	537	13	the	the	DET
aseas-2905	537	14	university	university	NOUN
aseas-2905	537	15	of	of	ADP
aseas-2905	537	16	new	new	PROPN
aseas-2905	537	17	hampshire	hampshire	PROPN
aseas-2905	537	18	and	and	CCONJ
aseas-2905	537	19	is	be	AUX
aseas-2905	537	20	an	an	DET
aseas-2905	537	21	ma	ma	PROPN
aseas-2905	537	22	candidate	candidate	NOUN
aseas-2905	537	23	at	at	ADP
aseas-2905	537	24	the	the	DET
aseas-2905	537	25	national	national	PROPN
aseas-2905	537	26	economics	economics	PROPN
aseas-2905	537	27	university	university	PROPN
aseas-2905	537	28	in	in	ADP
aseas-2905	537	29	hanoi	hanoi	PROPN
aseas-2905	537	30	,	,	PUNCT
aseas-2905	537	31	vietnam	vietnam	PROPN
aseas-2905	537	32	.	.	PUNCT
aseas-2905	538	1	he	he	PRON
aseas-2905	538	2	has	have	AUX
aseas-2905	538	3	worked	work	VERB
aseas-2905	538	4	on	on	ADP
aseas-2905	538	5	a	a	DET
aseas-2905	538	6	number	number	NOUN
aseas-2905	538	7	of	of	ADP
aseas-2905	538	8	research	research	NOUN
aseas-2905	538	9	papers	paper	NOUN
aseas-2905	538	10	on	on	ADP
aseas-2905	538	11	vietnamese	vietnamese	ADJ
aseas-2905	538	12	social	social	ADJ
aseas-2905	538	13	sciences	science	NOUN
aseas-2905	538	14	database	database	NOUN
aseas-2905	538	15	.	.	PUNCT
aseas-2905	539	1	as	as	ADP
aseas-2905	539	2	the	the	DET
aseas-2905	539	3	deputy	deputy	NOUN
aseas-2905	539	4	director	director	NOUN
aseas-2905	539	5	of	of	ADP
aseas-2905	539	6	the	the	DET
aseas-2905	539	7	private	private	ADJ
aseas-2905	539	8	media	medium	NOUN
aseas-2905	539	9	monitoring	monitor	VERB
aseas-2905	539	10	company	company	NOUN
aseas-2905	539	11	vietnam	vietnam	PROPN
aseas-2905	539	12	panorama	panorama	NOUN
aseas-2905	539	13	,	,	PUNCT
aseas-2905	539	14	he	he	PRON
aseas-2905	539	15	also	also	ADV
aseas-2905	539	16	seeks	seek	VERB
aseas-2905	539	17	to	to	PART
aseas-2905	539	18	expand	expand	VERB
aseas-2905	539	19	his	his	PRON
aseas-2905	539	20	research	research	NOUN
aseas-2905	539	21	to	to	ADP
aseas-2905	539	22	vietnam	vietnam	PROPN
aseas-2905	539	23	’s	’s	PART
aseas-2905	539	24	political	political	ADJ
aseas-2905	539	25	economy	economy	NOUN
aseas-2905	539	26	.	.	PUNCT
aseas-2905	540	1	thu	thu	PROPN
aseas-2905	540	2	-	-	PUNCT
aseas-2905	540	3	trang	trang	PROPN
aseas-2905	540	4	vuong	vuong	PROPN
aseas-2905	540	5	is	be	AUX
aseas-2905	540	6	a	a	DET
aseas-2905	540	7	ba	ba	NOUN
aseas-2905	540	8	student	student	NOUN
aseas-2905	540	9	at	at	ADP
aseas-2905	540	10	the	the	DET
aseas-2905	540	11	european	european	ADJ
aseas-2905	540	12	campus	campus	NOUN
aseas-2905	540	13	of	of	ADP
aseas-2905	540	14	dijon	dijon	NOUN
aseas-2905	540	15	,	,	PUNCT
aseas-2905	540	16	sciences	sciences	PROPN
aseas-2905	540	17	po	po	PROPN
aseas-2905	540	18	paris	paris	PROPN
aseas-2905	540	19	.	.	PUNCT
aseas-2905	541	1	she	she	PRON
aseas-2905	541	2	has	have	AUX
aseas-2905	541	3	worked	work	VERB
aseas-2905	541	4	on	on	ADP
aseas-2905	541	5	a	a	DET
aseas-2905	541	6	varied	varied	ADJ
aseas-2905	541	7	range	range	NOUN
aseas-2905	541	8	of	of	ADP
aseas-2905	541	9	topics	topic	NOUN
aseas-2905	541	10	,	,	PUNCT
aseas-2905	541	11	including	include	VERB
aseas-2905	541	12	entrepreneurship	entrepreneurship	NOUN
aseas-2905	541	13	in	in	ADP
aseas-2905	541	14	emerging	emerge	VERB
aseas-2905	541	15	countries	country	NOUN
aseas-2905	541	16	,	,	PUNCT
aseas-2905	541	17	public	public	ADJ
aseas-2905	541	18	health	health	NOUN
aseas-2905	541	19	,	,	PUNCT
aseas-2905	541	20	education	education	NOUN
aseas-2905	541	21	,	,	PUNCT
aseas-2905	541	22	political	political	ADJ
aseas-2905	541	23	analyses	analysis	NOUN
aseas-2905	541	24	of	of	ADP
aseas-2905	541	25	culture	culture	NOUN
aseas-2905	541	26	and	and	CCONJ
aseas-2905	541	27	religion	religion	NOUN
aseas-2905	541	28	,	,	PUNCT
aseas-2905	541	29	with	with	ADP
aseas-2905	541	30	the	the	DET
aseas-2905	541	31	aim	aim	NOUN
aseas-2905	541	32	of	of	ADP
aseas-2905	541	33	providing	provide	VERB
aseas-2905	541	34	insights	insight	NOUN
aseas-2905	541	35	for	for	ADP
aseas-2905	541	36	policy	policy	NOUN
aseas-2905	541	37	-	-	PUNCT
aseas-2905	541	38	making	making	NOUN
aseas-2905	541	39	.	.	PUNCT
aseas-2905	542	1	manh	manh	PROPN
aseas-2905	542	2	-	-	PUNCT
aseas-2905	542	3	tung	tung	PROPN
aseas-2905	542	4	ho	ho	PROPN
aseas-2905	542	5	is	be	AUX
aseas-2905	542	6	affiliated	affiliate	VERB
aseas-2905	542	7	with	with	ADP
aseas-2905	542	8	the	the	DET
aseas-2905	542	9	centre	centre	NOUN
aseas-2905	542	10	for	for	ADP
aseas-2905	542	11	interdisciplinary	interdisciplinary	ADJ
aseas-2905	542	12	social	social	ADJ
aseas-2905	542	13	research	research	NOUN
aseas-2905	542	14	,	,	PUNCT
aseas-2905	542	15	phenikaa	phenikaa	PROPN
aseas-2905	542	16	university	university	PROPN
aseas-2905	542	17	,	,	PUNCT
aseas-2905	542	18	vietnam	vietnam	PROPN
aseas-2905	542	19	and	and	CCONJ
aseas-2905	542	20	the	the	DET
aseas-2905	542	21	institute	institute	NOUN
aseas-2905	542	22	of	of	ADP
aseas-2905	542	23	philosophy	philosophy	NOUN
aseas-2905	542	24	,	,	PUNCT
aseas-2905	542	25	vietnam	vietnam	PROPN
aseas-2905	542	26	academy	academy	PROPN
aseas-2905	542	27	of	of	ADP
aseas-2905	542	28	social	social	ADJ
aseas-2905	542	29	sciences	science	NOUN
aseas-2905	542	30	.	.	PUNCT
aseas-2905	543	1	he	he	PRON
aseas-2905	543	2	is	be	AUX
aseas-2905	543	3	an	an	DET
aseas-2905	543	4	ma	ma	PROPN
aseas-2905	543	5	candidate	candidate	NOUN
aseas-2905	543	6	in	in	ADP
aseas-2905	543	7	society	society	NOUN
aseas-2905	543	8	and	and	CCONJ
aseas-2905	543	9	culture	culture	NOUN
aseas-2905	543	10	at	at	ADP
aseas-2905	543	11	ritsumeikan	ritsumeikan	PROPN
aseas-2905	543	12	asia	asia	PROPN
aseas-2905	543	13	pacific	pacific	PROPN
aseas-2905	543	14	university	university	PROPN
aseas-2905	543	15	in	in	ADP
aseas-2905	543	16	beppu	beppu	PROPN
aseas-2905	543	17	,	,	PUNCT
aseas-2905	543	18	japan	japan	PROPN
aseas-2905	543	19	.	.	PUNCT
aseas-2905	544	1	he	he	PRON
aseas-2905	544	2	has	have	AUX
aseas-2905	544	3	published	publish	VERB
aseas-2905	544	4	articles	article	NOUN
aseas-2905	544	5	on	on	ADP
aseas-2905	544	6	scientometrics	scientometric	NOUN
aseas-2905	544	7	,	,	PUNCT
aseas-2905	544	8	public	public	ADJ
aseas-2905	544	9	health	health	NOUN
aseas-2905	544	10	,	,	PUNCT
aseas-2905	544	11	cultural	cultural	ADJ
aseas-2905	544	12	studies	study	NOUN
aseas-2905	544	13	,	,	PUNCT
aseas-2905	544	14	and	and	CCONJ
aseas-2905	544	15	politics	politic	NOUN
aseas-2905	544	16	,	,	PUNCT
aseas-2905	544	17	aiming	aim	VERB
aseas-2905	544	18	to	to	PART
aseas-2905	544	19	inform	inform	VERB
aseas-2905	544	20	policy	policy	NOUN
aseas-2905	544	21	-	-	PUNCT
aseas-2905	544	22	making	making	NOUN
aseas-2905	544	23	as	as	ADV
aseas-2905	544	24	well	well	ADV
aseas-2905	544	25	as	as	ADP
aseas-2905	544	26	to	to	PART
aseas-2905	544	27	facilitate	facilitate	VERB
aseas-2905	544	28	meaningful	meaningful	ADJ
aseas-2905	544	29	interdisciplinary	interdisciplinary	ADJ
aseas-2905	544	30	dialogue	dialogue	NOUN
aseas-2905	544	31	.	.	PUNCT
aseas-2905	545	1	quan	quan	PROPN
aseas-2905	545	2	-	-	PUNCT
aseas-2905	545	3	hoang	hoang	PROPN
aseas-2905	545	4	vuong	vuong	PROPN
aseas-2905	545	5	is	be	AUX
aseas-2905	545	6	a	a	DET
aseas-2905	545	7	professor	professor	NOUN
aseas-2905	545	8	directing	direct	VERB
aseas-2905	545	9	the	the	DET
aseas-2905	545	10	centre	centre	NOUN
aseas-2905	545	11	for	for	ADP
aseas-2905	545	12	interdisciplinary	interdisciplinary	ADJ
aseas-2905	545	13	social	social	ADJ
aseas-2905	545	14	research	research	NOUN
aseas-2905	545	15	,	,	PUNCT
aseas-2905	545	16	phenikaa	phenikaa	PROPN
aseas-2905	545	17	university	university	PROPN
aseas-2905	545	18	in	in	ADP
aseas-2905	545	19	hanoi	hanoi	PROPN
aseas-2905	545	20	,	,	PUNCT
aseas-2905	545	21	vietnam	vietnam	PROPN
aseas-2905	545	22	.	.	PUNCT
aseas-2905	546	1	he	he	PRON
aseas-2905	546	2	is	be	AUX
aseas-2905	546	3	chairman	chairman	NOUN
aseas-2905	546	4	of	of	ADP
aseas-2905	546	5	the	the	DET
aseas-2905	546	6	vietnam	vietnam	PROPN
aseas-2905	546	7	chapter	chapter	NOUN
aseas-2905	546	8	of	of	ADP
aseas-2905	546	9	the	the	DET
aseas-2905	546	10	european	european	PROPN
aseas-2905	546	11	association	association	PROPN
aseas-2905	546	12	of	of	ADP
aseas-2905	546	13	science	science	NOUN
aseas-2905	546	14	editors	editor	NOUN
aseas-2905	546	15	.	.	PUNCT
aseas-2905	547	1	currently	currently	ADV
aseas-2905	547	2	,	,	PUNCT
aseas-2905	547	3	his	his	PRON
aseas-2905	547	4	main	main	ADJ
aseas-2905	547	5	interests	interest	NOUN
aseas-2905	547	6	are	be	AUX
aseas-2905	547	7	the	the	DET
aseas-2905	547	8	applications	application	NOUN
aseas-2905	547	9	of	of	ADP
aseas-2905	547	10	110	110	NUM
aseas-2905	547	11	|	|	NOUN
aseas-2905	547	12	aseas	asea	NOUN
aseas-2905	547	13	12(1	12(1	NUM
aseas-2905	547	14	)	)	PUNCT
aseas-2905	547	15	the	the	DET
aseas-2905	547	16	new	new	ADJ
aseas-2905	547	17	politics	politic	NOUN
aseas-2905	547	18	of	of	ADP
aseas-2905	547	19	debt	debt	NOUN
aseas-2905	547	20	in	in	ADP
aseas-2905	547	21	the	the	DET
aseas-2905	547	22	transition	transition	NOUN
aseas-2905	547	23	economy	economy	NOUN
aseas-2905	547	24	of	of	ADP
aseas-2905	547	25	vietnam	vietnam	PROPN
aseas-2905	547	26	probability	probability	NOUN
aseas-2905	547	27	/	/	SYM
aseas-2905	547	28	statistics	statistic	NOUN
aseas-2905	547	29	in	in	ADP
aseas-2905	547	30	economics	economic	NOUN
aseas-2905	547	31	/	/	SYM
aseas-2905	547	32	management	management	NOUN
aseas-2905	547	33	and	and	CCONJ
aseas-2905	547	34	social	social	ADJ
aseas-2905	547	35	medicine	medicine	NOUN
aseas-2905	547	36	,	,	PUNCT
aseas-2905	547	37	as	as	ADV
aseas-2905	547	38	well	well	ADV
aseas-2905	547	39	as	as	ADP
aseas-2905	547	40	the	the	DET
aseas-2905	547	41	science	science	NOUN
aseas-2905	547	42	of	of	ADP
aseas-2905	547	43	logic	logic	NOUN
aseas-2905	547	44	in	in	ADP
aseas-2905	547	45	social	social	ADJ
aseas-2905	547	46	ethics	ethic	NOUN
aseas-2905	547	47	/	/	SYM
aseas-2905	547	48	paradoxes	paradox	NOUN
aseas-2905	547	49	,	,	PUNCT
aseas-2905	547	50	sociocultural	sociocultural	ADJ
aseas-2905	547	51	systems	system	NOUN
aseas-2905	547	52	,	,	PUNCT
aseas-2905	547	53	and	and	CCONJ
aseas-2905	547	54	the	the	DET
aseas-2905	547	55	philosophy	philosophy	NOUN
aseas-2905	547	56	of	of	ADP
aseas-2905	547	57	science	science	NOUN
aseas-2905	547	58	.	.	PUNCT
aseas-2905	548	1	he	he	PRON
aseas-2905	548	2	has	have	AUX
aseas-2905	548	3	published	publish	VERB
aseas-2905	548	4	nearly	nearly	ADV
aseas-2905	548	5	100	100	NUM
aseas-2905	548	6	academic	academic	ADJ
aseas-2905	548	7	papers	paper	NOUN
aseas-2905	548	8	and	and	CCONJ
aseas-2905	548	9	books	book	NOUN
aseas-2905	548	10	with	with	ADP
aseas-2905	548	11	many	many	ADJ
aseas-2905	548	12	leading	leading	ADJ
aseas-2905	548	13	academic	academic	ADJ
aseas-2905	548	14	publishers	publisher	NOUN
aseas-2905	548	15	.	.	PUNCT
aseas-2905	549	1	acknowledgements	acknowledgement	NOUN
aseas-2905	549	2	the	the	DET
aseas-2905	549	3	authors	author	NOUN
aseas-2905	549	4	thank	thank	VERB
aseas-2905	549	5	the	the	DET
aseas-2905	549	6	research	research	NOUN
aseas-2905	549	7	staff	staff	NOUN
aseas-2905	549	8	at	at	ADP
aseas-2905	549	9	the	the	DET
aseas-2905	549	10	workshop	workshop	NOUN
aseas-2905	549	11	“	"	PUNCT
aseas-2905	549	12	ai	ai	VERB
aseas-2905	549	13	for	for	ADP
aseas-2905	549	14	social	social	ADJ
aseas-2905	549	15	data	datum	NOUN
aseas-2905	549	16	lab	lab	NOUN
aseas-2905	549	17	”	"	PUNCT
aseas-2905	549	18	and	and	CCONJ
aseas-2905	549	19	vuong	vuong	PROPN
aseas-2905	549	20	&	&	CCONJ
aseas-2905	549	21	associates	associates	PROPN
aseas-2905	549	22	for	for	ADP
aseas-2905	549	23	their	their	PRON
aseas-2905	549	24	excellent	excellent	ADJ
aseas-2905	549	25	support	support	NOUN
aseas-2905	549	26	,	,	PUNCT
aseas-2905	549	27	particularly	particularly	ADV
aseas-2905	549	28	dam	dam	NOUN
aseas-2905	549	29	thu	thu	NOUN
aseas-2905	549	30	ha	ha	INTJ
aseas-2905	549	31	.	.	PUNCT
aseas-2905	550	1	the	the	DET
aseas-2905	550	2	authors	author	NOUN
aseas-2905	550	3	also	also	ADV
aseas-2905	550	4	thank	thank	VERB
aseas-2905	550	5	nguyen	nguyen	PROPN
aseas-2905	550	6	pham	pham	PROPN
aseas-2905	550	7	muoi	muoi	PROPN
aseas-2905	550	8	of	of	ADP
aseas-2905	550	9	vietnam	vietnam	PROPN
aseas-2905	550	10	panorama	panorama	NOUN
aseas-2905	550	11	media	medium	NOUN
aseas-2905	550	12	monitoring	monitoring	NOUN
aseas-2905	550	13	for	for	ADP
aseas-2905	550	14	his	his	PRON
aseas-2905	550	15	continuing	continue	VERB
aseas-2905	550	16	support	support	NOUN
aseas-2905	550	17	.	.	PUNCT
