id	sid	tid	token	lemma	pos
agb-35	1	1	agbioforum	agbioforum	NOUN
agb-35	1	2	,	,	PUNCT
agb-35	1	3	23(1	23(1	NUM
agb-35	1	4	):	):	PUNCT
agb-35	1	5	32	32	NUM
agb-35	1	6	-	-	SYM
agb-35	1	7	41	41	NUM
agb-35	1	8	©	©	PROPN
agb-35	1	9	2021	2021	NUM
agb-35	1	10	agbioforum	agbioforum	NOUN
agb-35	1	11	factors	factor	NOUN
agb-35	1	12	affecting	affect	VERB
agb-35	1	13	the	the	DET
agb-35	1	14	profitability	profitability	NOUN
agb-35	1	15	of	of	ADP
agb-35	1	16	listed	list	VERB
agb-35	1	17	commercial	commercial	ADJ
agb-35	1	18	banks	bank	NOUN
agb-35	1	19	in	in	ADP
agb-35	1	20	vietnam	vietnam	PROPN
agb-35	1	21	:	:	PUNCT
agb-35	1	22	does	do	VERB
agb-35	1	23	agriculture	agriculture	NOUN
agb-35	1	24	finance	finance	NOUN
agb-35	1	25	matter	matter	NOUN
agb-35	1	26	?	?	PUNCT
agb-35	2	1	thanh	thanh	PROPN
agb-35	2	2	cuong	cuong	PROPN
agb-35	2	3	dang	dang	PROPN
agb-35	2	4	vinh	vinh	PROPN
agb-35	2	5	university	university	NOUN
agb-35	2	6	email	email	NOUN
agb-35	2	7	:	:	PUNCT
agb-35	2	8	dangthanhcuongktdhv@gmail.com	dangthanhcuongktdhv@gmail.com	X
agb-35	3	1	https://orcid.org/0000-0001-6749-8729	https://orcid.org/0000-0001-6749-8729	PROPN
agb-35	3	2	thi	thi	AUX
agb-35	3	3	bat	bat	PROPN
agb-35	3	4	nguyen	nguyen	PROPN
agb-35	3	5	hung	hung	PROPN
agb-35	3	6	vuong	vuong	PROPN
agb-35	3	7	university	university	PROPN
agb-35	3	8	email	email	NOUN
agb-35	3	9	:	:	PUNCT
agb-35	3	10	batnt@neu.edu.vn	batnt@neu.edu.vn	PROPN
agb-35	3	11	https://orcid.org/0000-0001-8048-3230	https://orcid.org/0000-0001-8048-3230	PROPN
agb-35	3	12	thi	thi	ADP
agb-35	3	13	yen	yen	PROPN
agb-35	3	14	nguyen	nguyen	PROPN
agb-35	3	15	vinh	vinh	PROPN
agb-35	3	16	university	university	PROPN
agb-35	3	17	email	email	NOUN
agb-35	3	18	:	:	PUNCT
agb-35	3	19	yennguyen1507@gmail.com	yennguyen1507@gmail.com	X
agb-35	4	1	https://orcid.org/0000-0003-4767-3643	https://orcid.org/0000-0003-4767-3643	PROPN
agb-35	4	2	thi	thi	PART
agb-35	4	3	hang	hang	VERB
agb-35	4	4	trinh	trinh	PROPN
agb-35	4	5	vinh	vinh	PROPN
agb-35	4	6	university	university	PROPN
agb-35	4	7	email	email	NOUN
agb-35	4	8	:	:	PUNCT
agb-35	4	9	trinhhang.kt86@gmail.com	trinhhang.kt86@gmail.com	X
agb-35	4	10	https://orcid.org/0000-0002-9137-3480	https://orcid.org/0000-0002-9137-3480	NOUN
agb-35	4	11	thi	thi	VERB
agb-35	4	12	thao	thao	PROPN
agb-35	4	13	banh	banh	PROPN
agb-35	4	14	vinh	vinh	PROPN
agb-35	4	15	university	university	PROPN
agb-35	4	16	email	email	NOUN
agb-35	4	17	:	:	PUNCT
agb-35	4	18	banhthao107@gmail.com	banhthao107@gmail.com	X
agb-35	4	19	https://orcid.org/0000-0002-3896-3318	https://orcid.org/0000-0002-3896-3318	PROPN
agb-35	4	20	the	the	DET
agb-35	4	21	aim	aim	NOUN
agb-35	4	22	of	of	ADP
agb-35	4	23	this	this	DET
agb-35	4	24	study	study	NOUN
agb-35	4	25	is	be	AUX
agb-35	4	26	to	to	PART
agb-35	4	27	examine	examine	VERB
agb-35	4	28	the	the	DET
agb-35	4	29	factors	factor	NOUN
agb-35	4	30	affecting	affect	VERB
agb-35	4	31	the	the	DET
agb-35	4	32	profitability	profitability	NOUN
agb-35	4	33	of	of	ADP
agb-35	4	34	listed	list	VERB
agb-35	4	35	commercial	commercial	ADJ
agb-35	4	36	banks	bank	NOUN
agb-35	4	37	in	in	ADP
agb-35	4	38	vietnam	vietnam	PROPN
agb-35	4	39	.	.	PUNCT
agb-35	5	1	the	the	DET
agb-35	5	2	data	datum	NOUN
agb-35	5	3	is	be	AUX
agb-35	5	4	collected	collect	VERB
agb-35	5	5	from	from	ADP
agb-35	5	6	balance	balance	NOUN
agb-35	5	7	sheets	sheet	NOUN
agb-35	5	8	and	and	CCONJ
agb-35	5	9	income	income	NOUN
agb-35	5	10	statements	statement	NOUN
agb-35	5	11	(	(	PUNCT
agb-35	5	12	audited	audit	VERB
agb-35	5	13	financial	financial	ADJ
agb-35	5	14	statements	statement	NOUN
agb-35	5	15	)	)	PUNCT
agb-35	5	16	over	over	ADP
agb-35	5	17	the	the	DET
agb-35	5	18	period	period	NOUN
agb-35	5	19	of	of	ADP
agb-35	5	20	five	five	NUM
agb-35	5	21	years	year	NOUN
agb-35	5	22	,	,	PUNCT
agb-35	5	23	spans	span	NOUN
agb-35	5	24	from	from	ADP
agb-35	5	25	2015	2015	NUM
agb-35	5	26	to	to	ADP
agb-35	5	27	2019	2019	NUM
agb-35	5	28	.	.	PUNCT
agb-35	6	1	the	the	DET
agb-35	6	2	sample	sample	NOUN
agb-35	6	3	consists	consist	VERB
agb-35	6	4	of	of	ADP
agb-35	6	5	12	12	NUM
agb-35	6	6	commercial	commercial	ADJ
agb-35	6	7	banks	bank	NOUN
agb-35	6	8	listed	list	VERB
agb-35	6	9	on	on	ADP
agb-35	6	10	ho	ho	PROPN
agb-35	6	11	chi	chi	PROPN
agb-35	6	12	minh	minh	PROPN
agb-35	6	13	stock	stock	NOUN
agb-35	6	14	exchange	exchange	NOUN
agb-35	6	15	.	.	PUNCT
agb-35	7	1	the	the	DET
agb-35	7	2	findings	finding	NOUN
agb-35	7	3	from	from	ADP
agb-35	7	4	the	the	DET
agb-35	7	5	analysis	analysis	NOUN
agb-35	7	6	are	be	AUX
agb-35	7	7	as	as	SCONJ
agb-35	7	8	follows	follow	VERB
agb-35	7	9	.	.	PUNCT
agb-35	8	1	first	first	ADV
agb-35	8	2	,	,	PUNCT
agb-35	8	3	equity	equity	NOUN
agb-35	8	4	is	be	AUX
agb-35	8	5	positively	positively	ADV
agb-35	8	6	related	relate	VERB
agb-35	8	7	with	with	ADP
agb-35	8	8	bank	bank	NOUN
agb-35	8	9	profitability	profitability	NOUN
agb-35	8	10	indicating	indicate	VERB
agb-35	8	11	that	that	SCONJ
agb-35	8	12	higher	high	ADJ
agb-35	8	13	equity	equity	NOUN
agb-35	8	14	leads	lead	VERB
agb-35	8	15	to	to	ADP
agb-35	8	16	better	well	ADJ
agb-35	8	17	performance	performance	NOUN
agb-35	8	18	.	.	PUNCT
agb-35	9	1	second	second	ADV
agb-35	9	2	,	,	PUNCT
agb-35	9	3	operating	operate	VERB
agb-35	9	4	cost	cost	NOUN
agb-35	9	5	is	be	AUX
agb-35	9	6	inversely	inversely	ADV
agb-35	9	7	related	relate	VERB
agb-35	9	8	with	with	ADP
agb-35	9	9	bank	bank	NOUN
agb-35	9	10	profitability	profitability	NOUN
agb-35	9	11	suggesting	suggest	VERB
agb-35	9	12	higher	high	ADJ
agb-35	9	13	operating	operating	NOUN
agb-35	9	14	can	can	AUX
agb-35	9	15	be	be	AUX
agb-35	9	16	detrimental	detrimental	ADJ
agb-35	9	17	to	to	ADP
agb-35	9	18	bank	bank	NOUN
agb-35	9	19	performance	performance	NOUN
agb-35	9	20	.	.	PUNCT
agb-35	10	1	finally	finally	ADV
agb-35	10	2	,	,	PUNCT
agb-35	10	3	agriculture	agriculture	NOUN
agb-35	10	4	financing	financing	NOUN
agb-35	10	5	is	be	AUX
agb-35	10	6	positively	positively	ADV
agb-35	10	7	and	and	CCONJ
agb-35	10	8	significantly	significantly	ADV
agb-35	10	9	related	relate	VERB
agb-35	10	10	with	with	ADP
agb-35	10	11	bank	bank	NOUN
agb-35	10	12	performance	performance	NOUN
agb-35	10	13	.	.	PUNCT
agb-35	11	1	this	this	PRON
agb-35	11	2	indicates	indicate	VERB
agb-35	11	3	that	that	SCONJ
agb-35	11	4	a	a	DET
agb-35	11	5	high	high	ADJ
agb-35	11	6	share	share	NOUN
agb-35	11	7	of	of	ADP
agb-35	11	8	agricultural	agricultural	ADJ
agb-35	11	9	finance	finance	NOUN
agb-35	11	10	in	in	ADP
agb-35	11	11	the	the	DET
agb-35	11	12	total	total	ADJ
agb-35	11	13	financing	financing	NOUN
agb-35	11	14	can	can	AUX
agb-35	11	15	positively	positively	ADV
agb-35	11	16	impact	impact	VERB
agb-35	11	17	the	the	DET
agb-35	11	18	banks	bank	NOUN
agb-35	11	19	’	'	PUNCT
agb-35	11	20	profitability	profitability	NOUN
agb-35	11	21	.	.	PUNCT
agb-35	12	1	the	the	DET
agb-35	12	2	findings	finding	NOUN
agb-35	12	3	have	have	VERB
agb-35	12	4	several	several	ADJ
agb-35	12	5	policy	policy	NOUN
agb-35	12	6	implications	implication	NOUN
agb-35	12	7	which	which	PRON
agb-35	12	8	are	be	AUX
agb-35	12	9	provided	provide	VERB
agb-35	12	10	in	in	ADP
agb-35	12	11	the	the	DET
agb-35	12	12	last	last	ADJ
agb-35	12	13	section	section	NOUN
agb-35	12	14	.	.	PUNCT
agb-35	13	1	the	the	DET
agb-35	13	2	directions	direction	NOUN
agb-35	13	3	for	for	ADP
agb-35	13	4	future	future	ADJ
agb-35	13	5	research	research	NOUN
agb-35	13	6	are	be	AUX
agb-35	13	7	also	also	ADV
agb-35	13	8	clearly	clearly	ADV
agb-35	13	9	identified	identify	VERB
agb-35	13	10	towards	towards	ADP
agb-35	13	11	the	the	DET
agb-35	13	12	end	end	NOUN
agb-35	13	13	of	of	ADP
agb-35	13	14	the	the	DET
agb-35	13	15	paper	paper	NOUN
agb-35	13	16	.	.	PUNCT
agb-35	14	1	key	key	ADJ
agb-35	14	2	words	word	NOUN
agb-35	14	3	:	:	PUNCT
agb-35	14	4	commercial	commercial	ADJ
agb-35	14	5	banks	bank	NOUN
agb-35	14	6	,	,	PUNCT
agb-35	14	7	equity	equity	NOUN
agb-35	14	8	,	,	PUNCT
agb-35	14	9	operating	operating	NOUN
agb-35	14	10	expenses	expense	NOUN
agb-35	14	11	,	,	PUNCT
agb-35	14	12	agriculture	agriculture	NOUN
agb-35	14	13	finance	finance	NOUN
agb-35	14	14	,	,	PUNCT
agb-35	14	15	profitability	profitability	NOUN
agb-35	14	16	,	,	PUNCT
agb-35	14	17	vietnam	vietnam	PROPN
agb-35	14	18	1	1	NUM
agb-35	14	19	.	.	PUNCT
agb-35	15	1	introduction	introduction	NOUN
agb-35	15	2	financial	financial	ADJ
agb-35	15	3	institutions	institution	NOUN
agb-35	15	4	,	,	PUNCT
agb-35	15	5	especially	especially	ADV
agb-35	15	6	in	in	ADP
agb-35	15	7	the	the	DET
agb-35	15	8	emerging	emerge	VERB
agb-35	15	9	economies	economy	NOUN
agb-35	15	10	have	have	AUX
agb-35	15	11	undergone	undergo	VERB
agb-35	15	12	significant	significant	ADJ
agb-35	15	13	transformation	transformation	NOUN
agb-35	15	14	in	in	ADP
agb-35	15	15	the	the	DET
agb-35	15	16	last	last	ADJ
agb-35	15	17	decade	decade	NOUN
agb-35	15	18	or	or	CCONJ
agb-35	15	19	so	so	ADV
agb-35	15	20	.	.	PUNCT
agb-35	16	1	the	the	DET
agb-35	16	2	transformation	transformation	NOUN
agb-35	16	3	is	be	AUX
agb-35	16	4	so	so	ADV
agb-35	16	5	apparent	apparent	ADJ
agb-35	16	6	that	that	SCONJ
agb-35	16	7	it	it	PRON
agb-35	16	8	has	have	AUX
agb-35	16	9	become	become	VERB
agb-35	16	10	difficult	difficult	ADJ
agb-35	16	11	to	to	PART
agb-35	16	12	exaggerate	exaggerate	VERB
agb-35	16	13	the	the	DET
agb-35	16	14	size	size	NOUN
agb-35	16	15	and	and	CCONJ
agb-35	16	16	the	the	DET
agb-35	16	17	extent	extent	NOUN
agb-35	16	18	of	of	ADP
agb-35	16	19	encouraging	encouraging	ADJ
agb-35	16	20	changes	change	NOUN
agb-35	16	21	that	that	PRON
agb-35	16	22	had	have	AUX
agb-35	16	23	been	be	AUX
agb-35	16	24	effective	effective	ADJ
agb-35	16	25	in	in	ADP
agb-35	16	26	the	the	DET
agb-35	16	27	price	price	NOUN
agb-35	16	28	discovery	discovery	NOUN
agb-35	16	29	of	of	ADP
agb-35	16	30	the	the	DET
agb-35	16	31	financial	financial	ADJ
agb-35	16	32	products	product	NOUN
agb-35	16	33	.	.	PUNCT
agb-35	17	1	this	this	DET
agb-35	17	2	strong	strong	ADJ
agb-35	17	3	growth	growth	NOUN
agb-35	17	4	,	,	PUNCT
agb-35	17	5	in	in	ADP
agb-35	17	6	a	a	DET
agb-35	17	7	sense	sense	NOUN
agb-35	17	8	,	,	PUNCT
agb-35	17	9	is	be	AUX
agb-35	17	10	led	lead	VERB
agb-35	17	11	by	by	ADP
agb-35	17	12	easy	easy	ADJ
agb-35	17	13	access	access	NOUN
agb-35	17	14	to	to	ADP
agb-35	17	15	finance	finance	NOUN
agb-35	17	16	conditions	condition	NOUN
agb-35	17	17	in	in	ADP
agb-35	17	18	the	the	DET
agb-35	17	19	global	global	ADJ
agb-35	17	20	financial	financial	ADJ
agb-35	17	21	markets	market	NOUN
agb-35	17	22	.	.	PUNCT
agb-35	18	1	more	more	ADV
agb-35	18	2	importantly	importantly	ADV
agb-35	18	3	,	,	PUNCT
agb-35	18	4	bank	bank	NOUN
agb-35	18	5	lending	lending	NOUN
agb-35	18	6	to	to	ADP
agb-35	18	7	the	the	DET
agb-35	18	8	private	private	ADJ
agb-35	18	9	sector	sector	NOUN
agb-35	18	10	has	have	AUX
agb-35	18	11	rose	rise	VERB
agb-35	18	12	multiple	multiple	ADJ
agb-35	18	13	times	time	NOUN
agb-35	18	14	and	and	CCONJ
agb-35	18	15	this	this	PRON
agb-35	18	16	can	can	AUX
agb-35	18	17	be	be	AUX
agb-35	18	18	attributed	attribute	VERB
agb-35	18	19	to	to	ADP
agb-35	18	20	low	low	ADJ
agb-35	18	21	interest	interest	NOUN
agb-35	18	22	rates	rate	NOUN
agb-35	18	23	and	and	CCONJ
agb-35	18	24	high	high	ADJ
agb-35	18	25	liquidity	liquidity	NOUN
agb-35	18	26	.	.	PUNCT
agb-35	19	1	the	the	DET
agb-35	19	2	easy	easy	ADJ
agb-35	19	3	liquidity	liquidity	NOUN
agb-35	19	4	and	and	CCONJ
agb-35	19	5	access	access	NOUN
agb-35	19	6	to	to	ADP
agb-35	19	7	funds	fund	NOUN
agb-35	19	8	fueled	fuel	VERB
agb-35	19	9	the	the	DET
agb-35	19	10	banking	banking	NOUN
agb-35	19	11	-	-	PUNCT
agb-35	19	12	led	lead	VERB
agb-35	19	13	growth	growth	NOUN
agb-35	19	14	in	in	ADP
agb-35	19	15	many	many	ADJ
agb-35	19	16	economies	economy	NOUN
agb-35	19	17	,	,	PUNCT
agb-35	19	18	especially	especially	ADV
agb-35	19	19	emerging	emerge	VERB
agb-35	19	20	economies	economy	NOUN
agb-35	19	21	.	.	PUNCT
agb-35	20	1	in	in	ADP
agb-35	20	2	fact	fact	NOUN
agb-35	20	3	,	,	PUNCT
agb-35	20	4	emerging	emerge	VERB
agb-35	20	5	economies	economy	NOUN
agb-35	20	6	benefitted	benefit	VERB
agb-35	20	7	a	a	DET
agb-35	20	8	lot	lot	NOUN
agb-35	20	9	from	from	ADP
agb-35	20	10	liquidity	liquidity	NOUN
agb-35	20	11	as	as	SCONJ
agb-35	20	12	the	the	DET
agb-35	20	13	firms	firm	NOUN
agb-35	20	14	in	in	ADP
agb-35	20	15	these	these	DET
agb-35	20	16	countries	country	NOUN
agb-35	20	17	rely	rely	VERB
agb-35	20	18	heavily	heavily	ADV
agb-35	20	19	on	on	ADP
agb-35	20	20	bank	bank	NOUN
agb-35	20	21	funds	fund	NOUN
agb-35	20	22	due	due	ADJ
agb-35	20	23	to	to	ADP
agb-35	20	24	limited	limited	ADJ
agb-35	20	25	alternative	alternative	ADJ
agb-35	20	26	sources	source	NOUN
agb-35	20	27	of	of	ADP
agb-35	20	28	funding	funding	NOUN
agb-35	20	29	.	.	PUNCT
agb-35	21	1	however	however	ADV
agb-35	21	2	,	,	PUNCT
agb-35	21	3	the	the	DET
agb-35	21	4	rapid	rapid	ADJ
agb-35	21	5	growth	growth	NOUN
agb-35	21	6	led	lead	VERB
agb-35	21	7	by	by	ADP
agb-35	21	8	excessive	excessive	ADJ
agb-35	21	9	credit	credit	NOUN
agb-35	21	10	also	also	ADV
agb-35	21	11	created	create	VERB
agb-35	21	12	the	the	DET
agb-35	21	13	issue	issue	NOUN
agb-35	21	14	of	of	ADP
agb-35	21	15	extreme	extreme	ADJ
agb-35	21	16	leverage	leverage	NOUN
agb-35	21	17	and	and	CCONJ
agb-35	21	18	corporate	corporate	ADJ
agb-35	21	19	debt	debt	NOUN
agb-35	21	20	in	in	ADP
agb-35	21	21	the	the	DET
agb-35	21	22	economy	economy	NOUN
agb-35	21	23	.	.	PUNCT
agb-35	22	1	the	the	DET
agb-35	22	2	factors	factor	NOUN
agb-35	22	3	mentioned	mention	VERB
agb-35	22	4	above	above	ADV
agb-35	22	5	coupled	couple	VERB
agb-35	22	6	with	with	ADP
agb-35	22	7	frequent	frequent	ADJ
agb-35	22	8	business	business	NOUN
agb-35	22	9	cycles	cycle	NOUN
agb-35	22	10	and	and	CCONJ
agb-35	22	11	the	the	DET
agb-35	22	12	fluctuations	fluctuation	NOUN
agb-35	22	13	in	in	ADP
agb-35	22	14	the	the	DET
agb-35	22	15	interest	interest	NOUN
agb-35	22	16	rates	rate	NOUN
agb-35	22	17	across	across	ADP
agb-35	22	18	the	the	DET
agb-35	22	19	globe	globe	NOUN
agb-35	22	20	have	have	AUX
agb-35	22	21	made	make	VERB
agb-35	22	22	it	it	PRON
agb-35	22	23	mandatory	mandatory	ADJ
agb-35	22	24	to	to	PART
agb-35	22	25	deeply	deeply	ADV
agb-35	22	26	examine	examine	VERB
agb-35	22	27	bank	bank	NOUN
agb-35	22	28	profitability	profitability	NOUN
agb-35	22	29	especially	especially	ADV
agb-35	22	30	in	in	ADP
agb-35	22	31	the	the	DET
agb-35	22	32	context	context	NOUN
agb-35	22	33	of	of	ADP
agb-35	22	34	emerging	emerge	VERB
agb-35	22	35	markets	market	NOUN
agb-35	22	36	.	.	PUNCT
agb-35	23	1	the	the	DET
agb-35	23	2	mentioned	mention	VERB
agb-35	23	3	phenomenon	phenomenon	NOUN
agb-35	23	4	has	have	AUX
agb-35	23	5	directly	directly	ADV
agb-35	23	6	increased	increase	VERB
agb-35	23	7	the	the	DET
agb-35	23	8	risk	risk	NOUN
agb-35	23	9	level	level	NOUN
agb-35	23	10	of	of	ADP
agb-35	23	11	disbursed	disburse	VERB
agb-35	23	12	loan	loan	NOUN
agb-35	23	13	by	by	ADP
agb-35	23	14	the	the	DET
agb-35	23	15	banks	bank	NOUN
agb-35	23	16	.	.	PUNCT
agb-35	24	1	increased	increase	VERB
agb-35	24	2	level	level	NOUN
agb-35	24	3	of	of	ADP
agb-35	24	4	risk	risk	NOUN
agb-35	24	5	in	in	ADP
agb-35	24	6	the	the	DET
agb-35	24	7	bank	bank	NOUN
agb-35	24	8	lending	lending	NOUN
agb-35	24	9	influences	influence	VERB
agb-35	24	10	the	the	DET
agb-35	24	11	profitability	profitability	NOUN
agb-35	24	12	.	.	PUNCT
agb-35	25	1	broadly	broadly	ADV
agb-35	25	2	speaking	speak	VERB
agb-35	25	3	,	,	PUNCT
agb-35	25	4	this	this	PRON
agb-35	25	5	has	have	AUX
agb-35	25	6	also	also	ADV
agb-35	25	7	led	lead	VERB
agb-35	25	8	to	to	ADP
agb-35	25	9	the	the	DET
agb-35	25	10	probability	probability	NOUN
agb-35	25	11	of	of	ADP
agb-35	25	12	an	an	DET
agb-35	25	13	increase	increase	NOUN
agb-35	25	14	in	in	ADP
agb-35	25	15	the	the	DET
agb-35	25	16	overall	overall	ADJ
agb-35	25	17	bank	bank	NOUN
agb-35	25	18	instabilities	instability	NOUN
agb-35	25	19	in	in	ADP
agb-35	25	20	the	the	DET
agb-35	25	21	economy	economy	NOUN
agb-35	25	22	.	.	PUNCT
agb-35	26	1	these	these	DET
agb-35	26	2	factors	factor	NOUN
agb-35	26	3	have	have	AUX
agb-35	26	4	prompted	prompt	VERB
agb-35	26	5	many	many	ADJ
agb-35	26	6	to	to	PART
agb-35	26	7	assess	assess	VERB
agb-35	26	8	the	the	DET
agb-35	26	9	factors	factor	NOUN
agb-35	26	10	affecting	affect	VERB
agb-35	26	11	the	the	DET
agb-35	26	12	level	level	NOUN
agb-35	26	13	of	of	ADP
agb-35	26	14	bank	bank	NOUN
agb-35	26	15	profitability	profitability	NOUN
agb-35	26	16	in	in	ADP
agb-35	26	17	emerging	emerge	VERB
agb-35	26	18	economies	economy	NOUN
agb-35	26	19	.	.	PUNCT
agb-35	27	1	moreover	moreover	ADV
agb-35	27	2	,	,	PUNCT
agb-35	27	3	given	give	VERB
agb-35	27	4	the	the	DET
agb-35	27	5	fact	fact	NOUN
agb-35	27	6	that	that	SCONJ
agb-35	27	7	governments	government	NOUN
agb-35	27	8	in	in	ADP
agb-35	27	9	emerging	emerge	VERB
agb-35	27	10	economies	economy	NOUN
agb-35	27	11	devise	devise	VERB
agb-35	27	12	policies	policy	NOUN
agb-35	27	13	whereby	whereby	SCONJ
agb-35	27	14	they	they	PRON
agb-35	27	15	require	require	VERB
agb-35	27	16	banks	bank	NOUN
agb-35	27	17	to	to	PART
agb-35	27	18	allocate	allocate	VERB
agb-35	27	19	a	a	DET
agb-35	27	20	share	share	NOUN
agb-35	27	21	of	of	ADP
agb-35	27	22	total	total	ADJ
agb-35	27	23	lending	lending	NOUN
agb-35	27	24	to	to	ADP
agb-35	27	25	a	a	DET
agb-35	27	26	preferred	preferred	ADJ
agb-35	27	27	sector	sector	NOUN
agb-35	27	28	,	,	PUNCT
agb-35	27	29	it	it	PRON
agb-35	27	30	is	be	AUX
agb-35	27	31	imperative	imperative	ADJ
agb-35	27	32	to	to	PART
agb-35	27	33	investigate	investigate	VERB
agb-35	27	34	how	how	SCONJ
agb-35	27	35	the	the	DET
agb-35	27	36	forced	forced	ADJ
agb-35	27	37	or	or	CCONJ
agb-35	27	38	preferred	preferred	ADJ
agb-35	27	39	sector	sector	NOUN
agb-35	27	40	lending	lending	NOUN
agb-35	27	41	contributes	contribute	VERB
agb-35	27	42	to	to	ADP
agb-35	27	43	the	the	DET
agb-35	27	44	bank	bank	NOUN
agb-35	27	45	profitability	profitability	NOUN
agb-35	27	46	.	.	PUNCT
agb-35	28	1	the	the	DET
agb-35	28	2	study	study	NOUN
agb-35	28	3	deliberately	deliberately	ADV
agb-35	28	4	uses	use	VERB
agb-35	28	5	agricultural	agricultural	ADJ
agb-35	28	6	financing	financing	NOUN
agb-35	28	7	as	as	ADP
agb-35	28	8	one	one	NUM
agb-35	28	9	of	of	ADP
agb-35	28	10	the	the	DET
agb-35	28	11	determinants	determinant	NOUN
agb-35	28	12	as	as	SCONJ
agb-35	28	13	vietnam	vietnam	PROPN
agb-35	28	14	is	be	AUX
agb-35	28	15	primarily	primarily	ADV
agb-35	28	16	an	an	DET
agb-35	28	17	agriculture	agriculture	NOUN
agb-35	28	18	-	-	PUNCT
agb-35	28	19	based	base	VERB
agb-35	28	20	economy	economy	NOUN
agb-35	28	21	.	.	PUNCT
agb-35	29	1	though	though	SCONJ
agb-35	29	2	the	the	DET
agb-35	29	3	share	share	NOUN
agb-35	29	4	of	of	ADP
agb-35	29	5	agriculture	agriculture	NOUN
agb-35	29	6	sector	sector	NOUN
agb-35	29	7	as	as	ADP
agb-35	29	8	a	a	DET
agb-35	29	9	contribution	contribution	NOUN
agb-35	29	10	to	to	ADP
agb-35	29	11	gross	gross	ADJ
agb-35	29	12	domestic	domestic	ADJ
agb-35	29	13	contribution	contribution	NOUN
agb-35	29	14	(	(	PUNCT
agb-35	29	15	gdp	gdp	NOUN
agb-35	29	16	)	)	PUNCT
agb-35	29	17	is	be	AUX
agb-35	29	18	decreasing	decrease	VERB
agb-35	29	19	in	in	ADP
agb-35	29	20	vietnam	vietnam	PROPN
agb-35	29	21	,	,	PUNCT
agb-35	29	22	the	the	DET
agb-35	29	23	agriculture	agriculture	NOUN
agb-35	29	24	sector	sector	NOUN
agb-35	29	25	remains	remain	VERB
agb-35	29	26	strategically	strategically	ADV
agb-35	29	27	important	important	ADJ
agb-35	29	28	for	for	ADP
agb-35	29	29	the	the	DET
agb-35	29	30	vietnamese	vietnamese	ADJ
agb-35	29	31	economy	economy	NOUN
agb-35	29	32	.	.	PUNCT
agb-35	30	1	it	it	PRON
agb-35	30	2	not	not	PART
agb-35	30	3	only	only	ADV
agb-35	30	4	contributes	contribute	VERB
agb-35	30	5	significantly	significantly	ADV
agb-35	30	6	to	to	ADP
agb-35	30	7	the	the	DET
agb-35	30	8	gdp	gdp	NOUN
agb-35	30	9	but	but	CCONJ
agb-35	30	10	also	also	ADV
agb-35	30	11	employs	employ	VERB
agb-35	30	12	a	a	DET
agb-35	30	13	substantial	substantial	ADJ
agb-35	30	14	share	share	NOUN
agb-35	30	15	of	of	ADP
agb-35	30	16	the	the	DET
agb-35	30	17	workforce	workforce	NOUN
agb-35	30	18	.	.	PUNCT
agb-35	31	1	the	the	DET
agb-35	31	2	interesting	interesting	ADJ
agb-35	31	3	fact	fact	NOUN
agb-35	31	4	is	be	AUX
agb-35	31	5	that	that	SCONJ
agb-35	31	6	almost	almost	ADV
agb-35	31	7	40	40	NUM
agb-35	31	8	%	%	NOUN
agb-35	31	9	of	of	ADP
agb-35	31	10	the	the	DET
agb-35	31	11	land	land	NOUN
agb-35	31	12	in	in	ADP
agb-35	31	13	the	the	DET
agb-35	31	14	vietnam	vietnam	NOUN
agb-35	31	15	is	be	AUX
agb-35	31	16	dedicated	dedicate	VERB
agb-35	31	17	to	to	ADP
agb-35	31	18	agriculture	agriculture	NOUN
agb-35	31	19	and	and	CCONJ
agb-35	31	20	given	give	VERB
agb-35	31	21	the	the	DET
agb-35	31	22	climatic	climatic	ADJ
agb-35	31	23	conditions	condition	NOUN
agb-35	31	24	,	,	PUNCT
agb-35	31	25	rice	rice	NOUN
agb-35	31	26	production	production	NOUN
agb-35	31	27	forms	form	VERB
agb-35	31	28	the	the	DET
agb-35	31	29	largest	large	ADJ
agb-35	31	30	proportion	proportion	NOUN
agb-35	31	31	of	of	ADP
agb-35	31	32	total	total	ADJ
agb-35	31	33	agriculture	agriculture	NOUN
agb-35	31	34	produce	produce	NOUN
agb-35	31	35	.	.	PUNCT
agb-35	32	1	third	third	ADJ
agb-35	32	2	,	,	PUNCT
agb-35	32	3	as	as	SCONJ
agb-35	32	4	extensively	extensively	ADV
agb-35	32	5	used	use	VERB
agb-35	32	6	in	in	ADP
agb-35	32	7	the	the	DET
agb-35	32	8	paper	paper	NOUN
agb-35	32	9	,	,	PUNCT
agb-35	32	10	it	it	PRON
agb-35	32	11	is	be	AUX
agb-35	32	12	also	also	ADV
agb-35	32	13	important	important	ADJ
agb-35	32	14	to	to	PART
agb-35	32	15	test	test	VERB
agb-35	32	16	certain	certain	ADJ
agb-35	32	17	key	key	ADJ
agb-35	32	18	variables	variable	NOUN
agb-35	32	19	as	as	ADP
agb-35	32	20	potential	potential	ADJ
agb-35	32	21	determinants	determinant	NOUN
agb-35	32	22	of	of	ADP
agb-35	32	23	bank	bank	NOUN
agb-35	32	24	profitability	profitability	NOUN
agb-35	32	25	of	of	ADP
agb-35	32	26	listed	list	VERB
agb-35	32	27	commercial	commercial	ADJ
agb-35	32	28	banks	bank	NOUN
agb-35	32	29	in	in	ADP
agb-35	32	30	vietnam	vietnam	PROPN
agb-35	32	31	.	.	PUNCT
agb-35	33	1	these	these	DET
agb-35	33	2	potential	potential	ADJ
agb-35	33	3	determinants	determinant	NOUN
agb-35	33	4	or	or	CCONJ
agb-35	33	5	factors	factor	NOUN
agb-35	33	6	are	be	AUX
agb-35	33	7	agricultural	agricultural	ADJ
agb-35	33	8	finance	finance	NOUN
agb-35	33	9	,	,	PUNCT
agb-35	33	10	total	total	ADJ
agb-35	33	11	assets	asset	NOUN
agb-35	33	12	,	,	PUNCT
agb-35	33	13	equity	equity	NOUN
agb-35	33	14	,	,	PUNCT
agb-35	33	15	lending	lending	NOUN
agb-35	33	16	liability	liability	NOUN
agb-35	33	17	,	,	PUNCT
agb-35	33	18	deposit	deposit	NOUN
agb-35	33	19	liability	liability	NOUN
agb-35	33	20	,	,	PUNCT
agb-35	33	21	operating	operating	NOUN
agb-35	33	22	cost	cost	NOUN
agb-35	33	23	,	,	PUNCT
agb-35	33	24	and	and	CCONJ
agb-35	33	25	the	the	DET
agb-35	33	26	income	income	NOUN
agb-35	33	27	diversification	diversification	NOUN
agb-35	33	28	.	.	PUNCT
agb-35	34	1	as	as	SCONJ
agb-35	34	2	is	be	AUX
agb-35	34	3	the	the	DET
agb-35	34	4	case	case	NOUN
agb-35	34	5	with	with	ADP
agb-35	34	6	previous	previous	ADJ
agb-35	34	7	literature	literature	NOUN
agb-35	34	8	on	on	ADP
agb-35	34	9	similar	similar	ADJ
agb-35	34	10	topics	topic	NOUN
agb-35	34	11	,	,	PUNCT
agb-35	34	12	certain	certain	ADJ
agb-35	34	13	macro	macro	ADJ
agb-35	34	14	-	-	ADJ
agb-35	34	15	economic	economic	ADJ
agb-35	34	16	variables	variable	NOUN
agb-35	34	17	such	such	ADJ
agb-35	34	18	as	as	ADP
agb-35	34	19	economic	economic	ADJ
agb-35	34	20	growth	growth	NOUN
agb-35	34	21	and	and	CCONJ
agb-35	34	22	inflation	inflation	NOUN
agb-35	34	23	are	be	AUX
agb-35	34	24	also	also	ADV
agb-35	34	25	tested	test	VERB
agb-35	34	26	and	and	CCONJ
agb-35	34	27	assessed	assess	VERB
agb-35	34	28	as	as	ADP
agb-35	34	29	potential	potential	ADJ
agb-35	34	30	factors	factor	NOUN
agb-35	34	31	in	in	ADP
agb-35	34	32	deterring	deter	VERB
agb-35	34	33	bank	bank	NOUN
agb-35	34	34	profitability	profitability	NOUN
agb-35	34	35	in	in	ADP
agb-35	34	36	emerging	emerge	VERB
agb-35	34	37	economies	economy	NOUN
agb-35	34	38	.	.	PUNCT
agb-35	35	1	to	to	PART
agb-35	35	2	provide	provide	VERB
agb-35	35	3	a	a	DET
agb-35	35	4	summary	summary	NOUN
agb-35	35	5	of	of	ADP
agb-35	35	6	the	the	DET
agb-35	35	7	arguments	argument	NOUN
agb-35	35	8	presented	present	VERB
agb-35	35	9	above	above	ADV
agb-35	35	10	,	,	PUNCT
agb-35	35	11	it	it	PRON
agb-35	35	12	can	can	AUX
agb-35	35	13	be	be	AUX
agb-35	35	14	stated	state	VERB
agb-35	35	15	that	that	SCONJ
agb-35	35	16	the	the	DET
agb-35	35	17	profitability	profitability	NOUN
agb-35	35	18	is	be	AUX
agb-35	35	19	one	one	NUM
agb-35	35	20	of	of	ADP
agb-35	35	21	the	the	DET
agb-35	35	22	most	most	ADV
agb-35	35	23	important	important	ADJ
agb-35	35	24	measures	measure	NOUN
agb-35	35	25	to	to	PART
agb-35	35	26	evaluate	evaluate	VERB
agb-35	35	27	not	not	PART
agb-35	35	28	only	only	ADV
agb-35	35	29	the	the	DET
agb-35	35	30	financial	financial	ADJ
agb-35	35	31	mailto:dangthanhcuongktdhv@gmail.com	mailto:dangthanhcuongktdhv@gmail.com	PROPN
agb-35	35	32	https://orcid.org/0000-0001-6749-8729	https://orcid.org/0000-0001-6749-8729	PROPN
agb-35	35	33	mailto:batnt@neu.edu.vn	mailto:batnt@neu.edu.vn	PROPN
agb-35	36	1	https://orcid.org/0000-0001-8048-3230	https://orcid.org/0000-0001-8048-3230	PROPN
agb-35	36	2	mailto:yennguyen1507@gmail.com	mailto:yennguyen1507@gmail.com	PROPN
agb-35	36	3	https://orcid.org/0000-0003-4767-3643	https://orcid.org/0000-0003-4767-3643	NOUN
agb-35	36	4	mailto:trinhhang.kt86@gmail.com	mailto:trinhhang.kt86@gmail.com	X
agb-35	37	1	https://orcid.org/0000-0002-9137-3480	https://orcid.org/0000-0002-9137-3480	PROPN
agb-35	37	2	mailto:banhthao107@gmail.com	mailto:banhthao107@gmail.com	PROPN
agb-35	37	3	https://orcid.org/0000-0002-3896-3318	https://orcid.org/0000-0002-3896-3318	PROPN
agb-35	37	4	agbioforum	agbioforum	NOUN
agb-35	37	5	,	,	PUNCT
agb-35	37	6	23(1	23(1	NOUN
agb-35	37	7	)	)	PUNCT
agb-35	37	8	,	,	PUNCT
agb-35	37	9	2021	2021	NUM
agb-35	38	1	|	|	ADV
agb-35	38	2	33	33	NUM
agb-35	38	3	dang	dang	ADJ
agb-35	38	4	,	,	PUNCT
agb-35	38	5	nguyen	nguyen	PROPN
agb-35	38	6	,	,	PUNCT
agb-35	38	7	nguyen	nguyen	PROPN
agb-35	38	8	,	,	PUNCT
agb-35	38	9	trinh	trinh	PROPN
agb-35	38	10	and	and	CCONJ
agb-35	38	11	banh	banh	PROPN
agb-35	38	12	.	.	PUNCT
agb-35	39	1	—	—	PUNCT
agb-35	39	2	factors	factor	NOUN
agb-35	39	3	affecting	affect	VERB
agb-35	39	4	the	the	DET
agb-35	39	5	profitability	profitability	NOUN
agb-35	39	6	of	of	ADP
agb-35	39	7	listed	list	VERB
agb-35	39	8	commercial	commercial	ADJ
agb-35	39	9	banks	bank	NOUN
agb-35	39	10	in	in	ADP
agb-35	39	11	vietnam	vietnam	PROPN
agb-35	39	12	results	result	NOUN
agb-35	39	13	of	of	ADP
agb-35	39	14	commercial	commercial	ADJ
agb-35	39	15	banks	bank	NOUN
agb-35	39	16	but	but	CCONJ
agb-35	39	17	to	to	PART
agb-35	39	18	provide	provide	VERB
agb-35	39	19	an	an	DET
agb-35	39	20	indication	indication	NOUN
agb-35	39	21	of	of	ADP
agb-35	39	22	overall	overall	ADJ
agb-35	39	23	banking	banking	NOUN
agb-35	39	24	stability	stability	NOUN
agb-35	39	25	in	in	ADP
agb-35	39	26	any	any	DET
agb-35	39	27	economy	economy	NOUN
agb-35	39	28	,	,	PUNCT
agb-35	39	29	especially	especially	ADV
agb-35	39	30	emerging	emerge	VERB
agb-35	39	31	ones	one	NOUN
agb-35	39	32	.	.	PUNCT
agb-35	40	1	profitability	profitability	NOUN
agb-35	40	2	is	be	AUX
agb-35	40	3	an	an	DET
agb-35	40	4	important	important	ADJ
agb-35	40	5	foundation	foundation	NOUN
agb-35	40	6	for	for	SCONJ
agb-35	40	7	banks	bank	NOUN
agb-35	40	8	to	to	PART
agb-35	40	9	innovate	innovate	VERB
agb-35	40	10	in	in	ADP
agb-35	40	11	terms	term	NOUN
agb-35	40	12	of	of	ADP
agb-35	40	13	their	their	PRON
agb-35	40	14	banking	banking	NOUN
agb-35	40	15	practices	practice	NOUN
agb-35	40	16	,	,	PUNCT
agb-35	40	17	diversify	diversify	VERB
agb-35	40	18	their	their	PRON
agb-35	40	19	financial	financial	ADJ
agb-35	40	20	products	product	NOUN
agb-35	40	21	and	and	CCONJ
agb-35	40	22	services	service	NOUN
agb-35	40	23	,	,	PUNCT
agb-35	40	24	and	and	CCONJ
agb-35	40	25	conduct	conduct	VERB
agb-35	40	26	business	business	NOUN
agb-35	40	27	efficiently	efficiently	ADV
agb-35	40	28	and	and	CCONJ
agb-35	40	29	effectively	effectively	ADV
agb-35	40	30	.	.	PUNCT
agb-35	41	1	therefore	therefore	ADV
agb-35	41	2	,	,	PUNCT
agb-35	41	3	assessing	assess	VERB
agb-35	41	4	banks	bank	NOUN
agb-35	41	5	’	'	PUNCT
agb-35	41	6	profitability	profitability	NOUN
agb-35	41	7	as	as	ADV
agb-35	41	8	well	well	ADV
agb-35	41	9	as	as	ADP
agb-35	41	10	influencing	influence	VERB
agb-35	41	11	factors	factor	NOUN
agb-35	41	12	are	be	AUX
agb-35	41	13	not	not	PART
agb-35	41	14	something	something	PRON
agb-35	41	15	new	new	ADJ
agb-35	41	16	in	in	ADP
agb-35	41	17	the	the	DET
agb-35	41	18	literature	literature	NOUN
agb-35	41	19	,	,	PUNCT
agb-35	41	20	but	but	CCONJ
agb-35	41	21	the	the	DET
agb-35	41	22	significance	significance	NOUN
agb-35	41	23	of	of	ADP
agb-35	41	24	this	this	DET
agb-35	41	25	topic	topic	NOUN
agb-35	41	26	is	be	AUX
agb-35	41	27	well	well	ADV
agb-35	41	28	-	-	PUNCT
agb-35	41	29	established	establish	VERB
agb-35	41	30	among	among	ADP
agb-35	41	31	researchers	researcher	NOUN
agb-35	41	32	,	,	PUNCT
agb-35	41	33	banking	banking	NOUN
agb-35	41	34	managers	manager	NOUN
agb-35	41	35	,	,	PUNCT
agb-35	41	36	industry	industry	NOUN
agb-35	41	37	players	player	NOUN
agb-35	41	38	and	and	CCONJ
agb-35	41	39	policymakers	policymaker	NOUN
agb-35	41	40	.	.	PUNCT
agb-35	42	1	in	in	ADP
agb-35	42	2	this	this	DET
agb-35	42	3	study	study	NOUN
agb-35	42	4	,	,	PUNCT
agb-35	42	5	we	we	PRON
agb-35	42	6	assess	assess	VERB
agb-35	42	7	the	the	DET
agb-35	42	8	bank	bank	NOUN
agb-35	42	9	profitability	profitability	NOUN
agb-35	42	10	of	of	ADP
agb-35	42	11	listed	list	VERB
agb-35	42	12	commercial	commercial	ADJ
agb-35	42	13	banks	bank	NOUN
agb-35	42	14	in	in	ADP
agb-35	42	15	vietnam	vietnam	PROPN
agb-35	42	16	,	,	PUNCT
agb-35	42	17	an	an	DET
agb-35	42	18	emerging	emerge	VERB
agb-35	42	19	economy	economy	NOUN
agb-35	42	20	in	in	ADP
agb-35	42	21	the	the	DET
agb-35	42	22	asean	asean	ADJ
agb-35	42	23	region	region	NOUN
agb-35	42	24	.	.	PUNCT
agb-35	43	1	the	the	DET
agb-35	43	2	data	datum	NOUN
agb-35	43	3	is	be	AUX
agb-35	43	4	collected	collect	VERB
agb-35	43	5	from	from	ADP
agb-35	43	6	the	the	DET
agb-35	43	7	balance	balance	NOUN
agb-35	43	8	sheets	sheet	NOUN
agb-35	43	9	and	and	CCONJ
agb-35	43	10	the	the	DET
agb-35	43	11	statement	statement	NOUN
agb-35	43	12	of	of	ADP
agb-35	43	13	business	business	NOUN
agb-35	43	14	results	result	NOUN
agb-35	43	15	(	(	PUNCT
agb-35	43	16	audited	audit	VERB
agb-35	43	17	financial	financial	ADJ
agb-35	43	18	statements	statement	NOUN
agb-35	43	19	)	)	PUNCT
agb-35	43	20	of	of	ADP
agb-35	43	21	12	12	NUM
agb-35	43	22	commercial	commercial	ADJ
agb-35	43	23	banks	bank	NOUN
agb-35	43	24	listed	list	VERB
agb-35	43	25	on	on	ADP
agb-35	43	26	ho	ho	PROPN
agb-35	43	27	chi	chi	PROPN
agb-35	43	28	minh	minh	PROPN
agb-35	43	29	stock	stock	PROPN
agb-35	43	30	exchange	exchange	PROPN
agb-35	43	31	(	(	PUNCT
agb-35	43	32	hose	hose	PROPN
agb-35	43	33	)	)	PUNCT
agb-35	43	34	for	for	ADP
agb-35	43	35	over	over	ADP
agb-35	43	36	a	a	DET
agb-35	43	37	period	period	NOUN
agb-35	43	38	of	of	ADP
agb-35	43	39	5	5	NUM
agb-35	43	40	years	year	NOUN
agb-35	43	41	which	which	PRON
agb-35	43	42	spans	span	VERB
agb-35	43	43	from	from	ADP
agb-35	43	44	2015	2015	NUM
agb-35	43	45	to	to	ADP
agb-35	43	46	2019	2019	NUM
agb-35	43	47	.	.	PUNCT
agb-35	44	1	hose	hose	PROPN
agb-35	44	2	is	be	AUX
agb-35	44	3	established	establish	VERB
agb-35	44	4	in	in	ADP
agb-35	44	5	july	july	PROPN
agb-35	44	6	2000	2000	NUM
agb-35	44	7	as	as	ADP
agb-35	44	8	a	a	DET
agb-35	44	9	unit	unit	NOUN
agb-35	44	10	of	of	ADP
agb-35	44	11	the	the	DET
agb-35	44	12	state	state	PROPN
agb-35	44	13	securities	security	NOUN
agb-35	44	14	commission	commission	PROPN
agb-35	44	15	and	and	CCONJ
agb-35	44	16	manages	manage	VERB
agb-35	44	17	the	the	DET
agb-35	44	18	listed	list	VERB
agb-35	44	19	securities	security	NOUN
agb-35	44	20	trading	trading	NOUN
agb-35	44	21	system	system	NOUN
agb-35	44	22	of	of	ADP
agb-35	44	23	vietnam	vietnam	PROPN
agb-35	44	24	.	.	PUNCT
agb-35	45	1	hose	hose	PROPN
agb-35	45	2	is	be	AUX
agb-35	45	3	the	the	DET
agb-35	45	4	highest	high	ADJ
agb-35	45	5	standard	standard	ADJ
agb-35	45	6	stock	stock	NOUN
agb-35	45	7	market	market	NOUN
agb-35	45	8	in	in	ADP
agb-35	45	9	vietnam	vietnam	PROPN
agb-35	45	10	.	.	PUNCT
agb-35	46	1	commercial	commercial	ADJ
agb-35	46	2	banks	bank	NOUN
agb-35	46	3	listing	list	VERB
agb-35	46	4	on	on	ADP
agb-35	46	5	hose	hose	PROPN
agb-35	46	6	are	be	AUX
agb-35	46	7	eligible	eligible	ADJ
agb-35	46	8	for	for	ADP
agb-35	46	9	margin	margin	NOUN
agb-35	46	10	trading	trading	NOUN
agb-35	46	11	,	,	PUNCT
agb-35	46	12	thereby	thereby	ADV
agb-35	46	13	improving	improve	VERB
agb-35	46	14	their	their	PRON
agb-35	46	15	stock	stock	NOUN
agb-35	46	16	liquidity	liquidity	NOUN
agb-35	46	17	.	.	PUNCT
agb-35	47	1	the	the	DET
agb-35	47	2	transparency	transparency	NOUN
agb-35	47	3	and	and	CCONJ
agb-35	47	4	reliability	reliability	NOUN
agb-35	47	5	of	of	ADP
agb-35	47	6	corporate	corporate	ADJ
agb-35	47	7	information	information	NOUN
agb-35	47	8	disclosed	disclose	VERB
agb-35	47	9	at	at	ADP
agb-35	47	10	hose	hose	PROPN
agb-35	47	11	will	will	AUX
agb-35	47	12	bring	bring	VERB
agb-35	47	13	higher	high	ADJ
agb-35	47	14	credibility	credibility	NOUN
agb-35	47	15	to	to	ADP
agb-35	47	16	banks	bank	NOUN
agb-35	47	17	.	.	PUNCT
agb-35	48	1	there	there	PRON
agb-35	48	2	have	have	AUX
agb-35	48	3	been	be	AUX
agb-35	48	4	some	some	DET
agb-35	48	5	domestic	domestic	ADJ
agb-35	48	6	studies	study	NOUN
agb-35	48	7	on	on	ADP
agb-35	48	8	the	the	DET
agb-35	48	9	profitability	profitability	NOUN
agb-35	48	10	of	of	ADP
agb-35	48	11	commercial	commercial	ADJ
agb-35	48	12	banks	bank	NOUN
agb-35	48	13	in	in	ADP
agb-35	48	14	the	the	DET
agb-35	48	15	past	past	NOUN
agb-35	48	16	but	but	CCONJ
agb-35	48	17	no	no	DET
agb-35	48	18	studies	study	NOUN
agb-35	48	19	on	on	ADP
agb-35	48	20	factors	factor	NOUN
agb-35	48	21	affecting	affect	VERB
agb-35	48	22	the	the	DET
agb-35	48	23	profitability	profitability	NOUN
agb-35	48	24	of	of	ADP
agb-35	48	25	listed	list	VERB
agb-35	48	26	commercial	commercial	ADJ
agb-35	48	27	banks	bank	NOUN
agb-35	48	28	on	on	ADP
agb-35	48	29	hose	hose	PROPN
agb-35	48	30	in	in	ADP
agb-35	48	31	vietnam	vietnam	PROPN
agb-35	48	32	.	.	PUNCT
agb-35	49	1	therefore	therefore	ADV
agb-35	49	2	,	,	PUNCT
agb-35	49	3	the	the	DET
agb-35	49	4	study	study	NOUN
agb-35	49	5	on	on	ADP
agb-35	49	6	factors	factor	NOUN
agb-35	49	7	affecting	affect	VERB
agb-35	49	8	the	the	DET
agb-35	49	9	profitability	profitability	NOUN
agb-35	49	10	of	of	ADP
agb-35	49	11	listed	list	VERB
agb-35	49	12	commercial	commercial	ADJ
agb-35	49	13	banks	bank	NOUN
agb-35	49	14	in	in	ADP
agb-35	49	15	vietnam	vietnam	PROPN
agb-35	49	16	is	be	AUX
agb-35	49	17	necessary	necessary	ADJ
agb-35	49	18	to	to	PART
agb-35	49	19	propose	propose	VERB
agb-35	49	20	policy	policy	NOUN
agb-35	49	21	implications	implication	NOUN
agb-35	49	22	to	to	PART
agb-35	49	23	improve	improve	VERB
agb-35	49	24	the	the	DET
agb-35	49	25	profitability	profitability	NOUN
agb-35	49	26	of	of	ADP
agb-35	49	27	listed	list	VERB
agb-35	49	28	commercial	commercial	ADJ
agb-35	49	29	banks	bank	NOUN
agb-35	49	30	in	in	ADP
agb-35	49	31	the	the	DET
agb-35	49	32	future	future	NOUN
agb-35	49	33	.	.	PUNCT
agb-35	50	1	findings	finding	NOUN
agb-35	50	2	based	base	VERB
agb-35	50	3	on	on	ADP
agb-35	50	4	the	the	DET
agb-35	50	5	results	result	NOUN
agb-35	50	6	from	from	ADP
agb-35	50	7	the	the	DET
agb-35	50	8	analysis	analysis	NOUN
agb-35	50	9	reveal	reveal	VERB
agb-35	50	10	that	that	SCONJ
agb-35	50	11	the	the	DET
agb-35	50	12	bank	bank	NOUN
agb-35	50	13	profitability	profitability	NOUN
agb-35	50	14	in	in	ADP
agb-35	50	15	vietnam	vietnam	PROPN
agb-35	50	16	is	be	AUX
agb-35	50	17	affected	affect	VERB
agb-35	50	18	by	by	ADP
agb-35	50	19	various	various	ADJ
agb-35	50	20	bank	bank	NOUN
agb-35	50	21	level	level	NOUN
agb-35	50	22	as	as	ADV
agb-35	50	23	well	well	ADV
agb-35	50	24	as	as	ADP
agb-35	50	25	the	the	DET
agb-35	50	26	macro	macro	ADJ
agb-35	50	27	-	-	ADJ
agb-35	50	28	economic	economic	ADJ
agb-35	50	29	factors	factor	NOUN
agb-35	50	30	.	.	PUNCT
agb-35	51	1	in	in	ADP
agb-35	51	2	other	other	ADJ
agb-35	51	3	words	word	NOUN
agb-35	51	4	,	,	PUNCT
agb-35	51	5	bank	bank	NOUN
agb-35	51	6	level	level	NOUN
agb-35	51	7	and	and	CCONJ
agb-35	51	8	macro	macro	ADJ
agb-35	51	9	variables	variable	NOUN
agb-35	51	10	can	can	AUX
agb-35	51	11	be	be	AUX
agb-35	51	12	used	use	VERB
agb-35	51	13	as	as	ADP
agb-35	51	14	predictive	predictive	ADJ
agb-35	51	15	variables	variable	NOUN
agb-35	51	16	to	to	PART
agb-35	51	17	project	project	VERB
agb-35	51	18	profitability	profitability	NOUN
agb-35	51	19	of	of	ADP
agb-35	51	20	listed	list	VERB
agb-35	51	21	commercial	commercial	ADJ
agb-35	51	22	banks	bank	NOUN
agb-35	51	23	in	in	ADP
agb-35	51	24	vietnam	vietnam	PROPN
agb-35	51	25	.	.	PUNCT
agb-35	52	1	the	the	DET
agb-35	52	2	key	key	ADJ
agb-35	52	3	findings	finding	NOUN
agb-35	52	4	of	of	ADP
agb-35	52	5	the	the	DET
agb-35	52	6	analysis	analysis	NOUN
agb-35	52	7	are	be	AUX
agb-35	52	8	as	as	SCONJ
agb-35	52	9	follows	follow	VERB
agb-35	52	10	:	:	PUNCT
agb-35	52	11	first	first	ADV
agb-35	52	12	,	,	PUNCT
agb-35	52	13	the	the	DET
agb-35	52	14	coefficient	coefficient	NOUN
agb-35	52	15	of	of	ADP
agb-35	52	16	equity	equity	NOUN
agb-35	52	17	is	be	AUX
agb-35	52	18	positive	positive	ADJ
agb-35	52	19	and	and	CCONJ
agb-35	52	20	significant	significant	ADJ
agb-35	52	21	.	.	PUNCT
agb-35	53	1	the	the	DET
agb-35	53	2	positive	positive	PROPN
agb-35	53	3	relation	relation	PROPN
agb-35	53	4	bank	bank	NOUN
agb-35	53	5	profitability	profitability	NOUN
agb-35	53	6	and	and	CCONJ
agb-35	53	7	the	the	DET
agb-35	53	8	equity	equity	NOUN
agb-35	53	9	indicates	indicate	VERB
agb-35	53	10	that	that	SCONJ
agb-35	53	11	higher	high	ADJ
agb-35	53	12	equity	equity	NOUN
agb-35	53	13	leads	lead	VERB
agb-35	53	14	to	to	ADP
agb-35	53	15	better	well	ADJ
agb-35	53	16	performance	performance	NOUN
agb-35	53	17	.	.	PUNCT
agb-35	54	1	second	second	ADJ
agb-35	54	2	,	,	PUNCT
agb-35	54	3	the	the	DET
agb-35	54	4	coefficient	coefficient	NOUN
agb-35	54	5	of	of	ADP
agb-35	54	6	operating	operate	VERB
agb-35	54	7	cost	cost	NOUN
agb-35	54	8	is	be	AUX
agb-35	54	9	negative	negative	ADJ
agb-35	54	10	and	and	CCONJ
agb-35	54	11	highly	highly	ADV
agb-35	54	12	significant	significant	ADJ
agb-35	54	13	.	.	PUNCT
agb-35	55	1	the	the	DET
agb-35	55	2	results	result	NOUN
agb-35	55	3	imply	imply	VERB
agb-35	55	4	that	that	SCONJ
agb-35	55	5	bank	bank	NOUN
agb-35	55	6	profitability	profitability	NOUN
agb-35	55	7	and	and	CCONJ
agb-35	55	8	the	the	DET
agb-35	55	9	operating	operating	NOUN
agb-35	55	10	cost	cost	NOUN
agb-35	55	11	is	be	AUX
agb-35	55	12	inversely	inversely	ADV
agb-35	55	13	related	relate	VERB
agb-35	55	14	and	and	CCONJ
agb-35	55	15	hence	hence	ADV
agb-35	55	16	,	,	PUNCT
agb-35	55	17	suggesting	suggest	VERB
agb-35	55	18	higher	high	ADJ
agb-35	55	19	operating	operating	NOUN
agb-35	55	20	can	can	AUX
agb-35	55	21	be	be	AUX
agb-35	55	22	detrimental	detrimental	ADJ
agb-35	55	23	to	to	ADP
agb-35	55	24	bank	bank	NOUN
agb-35	55	25	performance	performance	NOUN
agb-35	55	26	.	.	PUNCT
agb-35	56	1	finally	finally	ADV
agb-35	56	2	,	,	PUNCT
agb-35	56	3	agriculture	agriculture	NOUN
agb-35	56	4	financing	financing	NOUN
agb-35	56	5	is	be	AUX
agb-35	56	6	positive	positive	ADJ
agb-35	56	7	and	and	CCONJ
agb-35	56	8	significantly	significantly	ADV
agb-35	56	9	related	relate	VERB
agb-35	56	10	with	with	ADP
agb-35	56	11	bank	bank	NOUN
agb-35	56	12	performance	performance	NOUN
agb-35	56	13	.	.	PUNCT
agb-35	57	1	this	this	PRON
agb-35	57	2	indicates	indicate	VERB
agb-35	57	3	that	that	SCONJ
agb-35	57	4	high	high	ADJ
agb-35	57	5	share	share	NOUN
agb-35	57	6	of	of	ADP
agb-35	57	7	agricultural	agricultural	ADJ
agb-35	57	8	finance	finance	NOUN
agb-35	57	9	in	in	ADP
agb-35	57	10	the	the	DET
agb-35	57	11	total	total	ADJ
agb-35	57	12	financing	financing	NOUN
agb-35	57	13	can	can	AUX
agb-35	57	14	positively	positively	ADV
agb-35	57	15	impact	impact	VERB
agb-35	57	16	the	the	DET
agb-35	57	17	banks	bank	NOUN
agb-35	57	18	’	'	PUNCT
agb-35	57	19	profitability	profitability	NOUN
agb-35	57	20	.	.	PUNCT
agb-35	58	1	these	these	DET
agb-35	58	2	findings	finding	NOUN
agb-35	58	3	have	have	VERB
agb-35	58	4	several	several	ADJ
agb-35	58	5	policy	policy	NOUN
agb-35	58	6	implications	implication	NOUN
agb-35	58	7	.	.	PUNCT
agb-35	59	1	this	this	DET
agb-35	59	2	research	research	NOUN
agb-35	59	3	adds	add	VERB
agb-35	59	4	to	to	ADP
agb-35	59	5	the	the	DET
agb-35	59	6	extant	extant	ADJ
agb-35	59	7	literature	literature	NOUN
agb-35	59	8	in	in	ADP
agb-35	59	9	several	several	ADJ
agb-35	59	10	ways	way	NOUN
agb-35	59	11	.	.	PUNCT
agb-35	60	1	first	first	ADV
agb-35	60	2	,	,	PUNCT
agb-35	60	3	although	although	SCONJ
agb-35	60	4	the	the	DET
agb-35	60	5	existing	exist	VERB
agb-35	60	6	research	research	NOUN
agb-35	60	7	focuses	focus	VERB
agb-35	60	8	on	on	ADP
agb-35	60	9	identifying	identify	VERB
agb-35	60	10	the	the	DET
agb-35	60	11	factors	factor	NOUN
agb-35	60	12	affecting	affect	VERB
agb-35	60	13	bank	bank	NOUN
agb-35	60	14	profitability	profitability	NOUN
agb-35	60	15	,	,	PUNCT
agb-35	60	16	unfortunately	unfortunately	ADV
agb-35	60	17	most	most	ADJ
agb-35	60	18	of	of	ADP
agb-35	60	19	these	these	DET
agb-35	60	20	empirical	empirical	ADJ
agb-35	60	21	academic	academic	ADJ
agb-35	60	22	papers	paper	NOUN
agb-35	60	23	relied	rely	VERB
agb-35	60	24	on	on	ADP
agb-35	60	25	data	datum	NOUN
agb-35	60	26	from	from	ADP
agb-35	60	27	the	the	DET
agb-35	60	28	developed	develop	VERB
agb-35	60	29	markets	market	NOUN
agb-35	60	30	and	and	CCONJ
agb-35	60	31	there	there	PRON
agb-35	60	32	is	be	VERB
agb-35	60	33	not	not	PART
agb-35	60	34	enough	enough	ADJ
agb-35	60	35	literature	literature	NOUN
agb-35	60	36	on	on	ADP
agb-35	60	37	the	the	DET
agb-35	60	38	ban	ban	NOUN
agb-35	60	39	profitability	profitability	NOUN
agb-35	60	40	in	in	ADP
agb-35	60	41	emerging	emerge	VERB
agb-35	60	42	markets	market	NOUN
agb-35	60	43	.	.	PUNCT
agb-35	61	1	by	by	ADP
agb-35	61	2	focusing	focus	VERB
agb-35	61	3	on	on	ADP
agb-35	61	4	an	an	DET
agb-35	61	5	emerging	emerge	VERB
agb-35	61	6	market	market	NOUN
agb-35	61	7	or	or	CCONJ
agb-35	61	8	economy	economy	NOUN
agb-35	61	9	,	,	PUNCT
agb-35	61	10	this	this	DET
agb-35	61	11	paper	paper	NOUN
agb-35	61	12	makes	make	VERB
agb-35	61	13	a	a	DET
agb-35	61	14	significant	significant	ADJ
agb-35	61	15	and	and	CCONJ
agb-35	61	16	novel	novel	ADJ
agb-35	61	17	contribution	contribution	NOUN
agb-35	61	18	to	to	ADP
agb-35	61	19	the	the	DET
agb-35	61	20	literature	literature	NOUN
agb-35	61	21	on	on	ADP
agb-35	61	22	the	the	DET
agb-35	61	23	subject	subject	NOUN
agb-35	61	24	.	.	PUNCT
agb-35	62	1	second	second	ADJ
agb-35	62	2	,	,	PUNCT
agb-35	62	3	this	this	DET
agb-35	62	4	research	research	NOUN
agb-35	62	5	adds	add	VERB
agb-35	62	6	an	an	DET
agb-35	62	7	important	important	ADJ
agb-35	62	8	variable	variable	NOUN
agb-35	62	9	of	of	ADP
agb-35	62	10	agricultural	agricultural	ADJ
agb-35	62	11	financing	financing	NOUN
agb-35	62	12	as	as	ADP
agb-35	62	13	one	one	NUM
agb-35	62	14	of	of	ADP
agb-35	62	15	the	the	DET
agb-35	62	16	determinants	determinant	NOUN
agb-35	62	17	of	of	ADP
agb-35	62	18	bank	bank	NOUN
agb-35	62	19	profitability	profitability	NOUN
agb-35	62	20	and	and	CCONJ
agb-35	62	21	hence	hence	ADV
agb-35	62	22	,	,	PUNCT
agb-35	62	23	adds	add	VERB
agb-35	62	24	an	an	DET
agb-35	62	25	important	important	ADJ
agb-35	62	26	dimension	dimension	NOUN
agb-35	62	27	of	of	ADP
agb-35	62	28	study	study	NOUN
agb-35	62	29	to	to	ADP
agb-35	62	30	the	the	DET
agb-35	62	31	literature	literature	NOUN
agb-35	62	32	.	.	PUNCT
agb-35	63	1	given	give	VERB
agb-35	63	2	the	the	DET
agb-35	63	3	fact	fact	NOUN
agb-35	63	4	that	that	SCONJ
agb-35	63	5	vietnam	vietnam	PROPN
agb-35	63	6	is	be	AUX
agb-35	63	7	predominantly	predominantly	ADV
agb-35	63	8	an	an	DET
agb-35	63	9	agricultural	agricultural	ADJ
agb-35	63	10	economy	economy	NOUN
agb-35	63	11	,	,	PUNCT
agb-35	63	12	the	the	DET
agb-35	63	13	inclusion	inclusion	NOUN
agb-35	63	14	of	of	ADP
agb-35	63	15	agricultural	agricultural	ADJ
agb-35	63	16	financing	financing	NOUN
agb-35	63	17	as	as	ADP
agb-35	63	18	one	one	NUM
agb-35	63	19	of	of	ADP
agb-35	63	20	the	the	DET
agb-35	63	21	determinants	determinant	NOUN
agb-35	63	22	in	in	ADP
agb-35	63	23	the	the	DET
agb-35	63	24	regression	regression	NOUN
agb-35	63	25	analysis	analysis	NOUN
agb-35	63	26	is	be	AUX
agb-35	63	27	a	a	DET
agb-35	63	28	key	key	ADJ
agb-35	63	29	addition	addition	NOUN
agb-35	63	30	to	to	ADP
agb-35	63	31	existing	exist	VERB
agb-35	63	32	literature	literature	NOUN
agb-35	63	33	on	on	ADP
agb-35	63	34	bank	bank	NOUN
agb-35	63	35	profitability	profitability	NOUN
agb-35	63	36	determinants	determinant	NOUN
agb-35	63	37	.	.	PUNCT
agb-35	64	1	third	third	ADV
agb-35	64	2	,	,	PUNCT
agb-35	64	3	this	this	DET
agb-35	64	4	research	research	NOUN
agb-35	64	5	also	also	ADV
agb-35	64	6	adds	add	VERB
agb-35	64	7	to	to	ADP
agb-35	64	8	the	the	DET
agb-35	64	9	literature	literature	NOUN
agb-35	64	10	on	on	ADP
agb-35	64	11	the	the	DET
agb-35	64	12	listed	list	VERB
agb-35	64	13	banks	bank	NOUN
agb-35	64	14	,	,	PUNCT
agb-35	64	15	especially	especially	ADV
agb-35	64	16	banks	bank	NOUN
agb-35	64	17	in	in	ADP
agb-35	64	18	emerging	emerge	VERB
agb-35	64	19	markets	market	NOUN
agb-35	64	20	and	and	CCONJ
agb-35	64	21	economies	economy	NOUN
agb-35	64	22	.	.	PUNCT
agb-35	65	1	the	the	DET
agb-35	65	2	current	current	ADJ
agb-35	65	3	trend	trend	NOUN
agb-35	65	4	in	in	ADP
agb-35	65	5	the	the	DET
agb-35	65	6	bank	bank	NOUN
agb-35	65	7	profitability	profitability	NOUN
agb-35	65	8	literature	literature	NOUN
agb-35	65	9	fails	fail	VERB
agb-35	65	10	to	to	PART
agb-35	65	11	differentiate	differentiate	VERB
agb-35	65	12	between	between	ADP
agb-35	65	13	listed	list	VERB
agb-35	65	14	and	and	CCONJ
agb-35	65	15	the	the	DET
agb-35	65	16	unlisted	unlisted	ADJ
agb-35	65	17	banks	bank	NOUN
agb-35	65	18	.	.	PUNCT
agb-35	66	1	by	by	ADP
agb-35	66	2	focusing	focus	VERB
agb-35	66	3	only	only	ADV
agb-35	66	4	on	on	ADP
agb-35	66	5	the	the	DET
agb-35	66	6	listed	list	VERB
agb-35	66	7	banks	bank	NOUN
agb-35	66	8	,	,	PUNCT
agb-35	66	9	this	this	DET
agb-35	66	10	paper	paper	NOUN
agb-35	66	11	presents	present	VERB
agb-35	66	12	findings	finding	NOUN
agb-35	66	13	and	and	CCONJ
agb-35	66	14	develops	develop	VERB
agb-35	66	15	clear	clear	ADJ
agb-35	66	16	policy	policy	NOUN
agb-35	66	17	implications	implication	NOUN
agb-35	66	18	that	that	PRON
agb-35	66	19	can	can	AUX
agb-35	66	20	be	be	AUX
agb-35	66	21	used	use	VERB
agb-35	66	22	by	by	ADP
agb-35	66	23	regulators	regulator	NOUN
agb-35	66	24	as	as	ADP
agb-35	66	25	a	a	DET
agb-35	66	26	basis	basis	NOUN
agb-35	66	27	to	to	PART
agb-35	66	28	devise	devise	VERB
agb-35	66	29	policies	policy	NOUN
agb-35	66	30	that	that	PRON
agb-35	66	31	can	can	AUX
agb-35	66	32	not	not	PART
agb-35	66	33	only	only	ADV
agb-35	66	34	be	be	AUX
agb-35	66	35	more	more	ADV
agb-35	66	36	relevant	relevant	ADJ
agb-35	66	37	but	but	CCONJ
agb-35	66	38	also	also	ADV
agb-35	66	39	prove	prove	VERB
agb-35	66	40	to	to	PART
agb-35	66	41	be	be	AUX
agb-35	66	42	very	very	ADV
agb-35	66	43	effective	effective	ADJ
agb-35	66	44	.	.	PUNCT
agb-35	67	1	finally	finally	ADV
agb-35	67	2	,	,	PUNCT
agb-35	67	3	this	this	DET
agb-35	67	4	research	research	NOUN
agb-35	67	5	also	also	ADV
agb-35	67	6	adds	add	VERB
agb-35	67	7	broadly	broadly	ADV
agb-35	67	8	to	to	ADP
agb-35	67	9	the	the	DET
agb-35	67	10	literature	literature	NOUN
agb-35	67	11	on	on	ADP
agb-35	67	12	bank	bank	NOUN
agb-35	67	13	stability	stability	NOUN
agb-35	67	14	as	as	SCONJ
agb-35	67	15	healthy	healthy	ADJ
agb-35	67	16	profits	profit	NOUN
agb-35	67	17	are	be	AUX
agb-35	67	18	one	one	NUM
agb-35	67	19	of	of	ADP
agb-35	67	20	the	the	DET
agb-35	67	21	key	key	ADJ
agb-35	67	22	predictors	predictor	NOUN
agb-35	67	23	of	of	ADP
agb-35	67	24	financial	financial	ADJ
agb-35	67	25	stability	stability	NOUN
agb-35	67	26	.	.	PUNCT
agb-35	68	1	in	in	ADP
agb-35	68	2	other	other	ADJ
agb-35	68	3	words	word	NOUN
agb-35	68	4	,	,	PUNCT
agb-35	68	5	lower	low	ADJ
agb-35	68	6	profitability	profitability	NOUN
agb-35	68	7	can	can	AUX
agb-35	68	8	make	make	VERB
agb-35	68	9	commercial	commercial	ADJ
agb-35	68	10	banks	bank	NOUN
agb-35	68	11	more	more	ADV
agb-35	68	12	prone	prone	ADJ
agb-35	68	13	to	to	ADP
agb-35	68	14	financial	financial	ADJ
agb-35	68	15	distress	distress	NOUN
agb-35	68	16	and	and	CCONJ
agb-35	68	17	in	in	ADP
agb-35	68	18	worst	bad	ADJ
agb-35	68	19	the	the	DET
agb-35	68	20	case	case	NOUN
agb-35	68	21	,	,	PUNCT
agb-35	68	22	can	can	AUX
agb-35	68	23	also	also	ADV
agb-35	68	24	lead	lead	VERB
agb-35	68	25	to	to	ADP
agb-35	68	26	bankruptcy	bankruptcy	NOUN
agb-35	68	27	.	.	PUNCT
agb-35	69	1	moreover	moreover	ADV
agb-35	69	2	,	,	PUNCT
agb-35	69	3	most	most	ADJ
agb-35	69	4	of	of	ADP
agb-35	69	5	the	the	DET
agb-35	69	6	financial	financial	ADJ
agb-35	69	7	crises	crisis	NOUN
agb-35	69	8	have	have	AUX
agb-35	69	9	occurred	occur	VERB
agb-35	69	10	due	due	ADP
agb-35	69	11	to	to	ADP
agb-35	69	12	lower	low	ADJ
agb-35	69	13	profit	profit	NOUN
agb-35	69	14	margin	margin	NOUN
agb-35	69	15	and	and	CCONJ
agb-35	69	16	profitability	profitability	NOUN
agb-35	69	17	.	.	PUNCT
agb-35	70	1	the	the	DET
agb-35	70	2	findings	finding	NOUN
agb-35	70	3	presented	present	VERB
agb-35	70	4	have	have	VERB
agb-35	70	5	several	several	ADJ
agb-35	70	6	implications	implication	NOUN
agb-35	70	7	,	,	PUNCT
agb-35	70	8	especially	especially	ADV
agb-35	70	9	for	for	ADP
agb-35	70	10	emerging	emerge	VERB
agb-35	70	11	markets	market	NOUN
agb-35	70	12	.	.	PUNCT
agb-35	71	1	for	for	ADP
agb-35	71	2	instance	instance	NOUN
agb-35	71	3	,	,	PUNCT
agb-35	71	4	the	the	DET
agb-35	71	5	results	result	NOUN
agb-35	71	6	indicate	indicate	VERB
agb-35	71	7	that	that	SCONJ
agb-35	71	8	better	well	ADJ
agb-35	71	9	capitalized	capitalize	VERB
agb-35	71	10	banks	bank	NOUN
agb-35	71	11	can	can	AUX
agb-35	71	12	be	be	AUX
agb-35	71	13	more	more	ADV
agb-35	71	14	profitable	profitable	ADJ
agb-35	71	15	.	.	PUNCT
agb-35	72	1	this	this	PRON
agb-35	72	2	is	be	AUX
agb-35	72	3	not	not	PART
agb-35	72	4	surprising	surprising	ADJ
agb-35	72	5	as	as	SCONJ
agb-35	72	6	well	well	ADV
agb-35	72	7	-	-	PUNCT
agb-35	72	8	capitalized	capitalize	VERB
agb-35	72	9	banks	bank	NOUN
agb-35	72	10	are	be	AUX
agb-35	72	11	in	in	ADP
agb-35	72	12	a	a	DET
agb-35	72	13	better	well	ADJ
agb-35	72	14	position	position	NOUN
agb-35	72	15	to	to	PART
agb-35	72	16	select	select	VERB
agb-35	72	17	multiple	multiple	ADJ
agb-35	72	18	profitable	profitable	ADJ
agb-35	72	19	projects	project	NOUN
agb-35	72	20	.	.	PUNCT
agb-35	73	1	more	more	ADV
agb-35	73	2	importantly	importantly	ADV
agb-35	73	3	,	,	PUNCT
agb-35	73	4	better	well	ADV
agb-35	73	5	capitalized	capitalize	VERB
agb-35	73	6	banks	bank	NOUN
agb-35	73	7	can	can	AUX
agb-35	73	8	diversify	diversify	VERB
agb-35	73	9	their	their	PRON
agb-35	73	10	portfolios	portfolio	NOUN
agb-35	73	11	not	not	PART
agb-35	73	12	only	only	ADV
agb-35	73	13	in	in	ADP
agb-35	73	14	different	different	ADJ
agb-35	73	15	sectors	sector	NOUN
agb-35	73	16	but	but	CCONJ
agb-35	73	17	can	can	AUX
agb-35	73	18	also	also	ADV
agb-35	73	19	avail	avail	VERB
agb-35	73	20	and	and	CCONJ
agb-35	73	21	benefit	benefit	VERB
agb-35	73	22	from	from	ADP
agb-35	73	23	other	other	ADJ
agb-35	73	24	investment	investment	NOUN
agb-35	73	25	opportunities	opportunity	NOUN
agb-35	73	26	in	in	ADP
agb-35	73	27	the	the	DET
agb-35	73	28	market	market	NOUN
agb-35	73	29	.	.	PUNCT
agb-35	74	1	in	in	ADP
agb-35	74	2	other	other	ADJ
agb-35	74	3	words	word	NOUN
agb-35	74	4	,	,	PUNCT
agb-35	74	5	banks	bank	NOUN
agb-35	74	6	with	with	ADP
agb-35	74	7	healthy	healthy	ADJ
agb-35	74	8	equity	equity	NOUN
agb-35	74	9	can	can	AUX
agb-35	74	10	diversify	diversify	VERB
agb-35	74	11	into	into	ADP
agb-35	74	12	buying	buy	VERB
agb-35	74	13	securities	security	NOUN
agb-35	74	14	and	and	CCONJ
agb-35	74	15	by	by	ADP
agb-35	74	16	venturing	venture	VERB
agb-35	74	17	into	into	ADP
agb-35	74	18	investment	investment	NOUN
agb-35	74	19	opportunities	opportunity	NOUN
agb-35	74	20	that	that	PRON
agb-35	74	21	is	be	AUX
agb-35	74	22	not	not	PART
agb-35	74	23	with	with	ADP
agb-35	74	24	interest	interest	NOUN
agb-35	74	25	rates	rate	NOUN
agb-35	74	26	.	.	PUNCT
agb-35	75	1	in	in	ADP
agb-35	75	2	this	this	DET
agb-35	75	3	way	way	NOUN
agb-35	75	4	,	,	PUNCT
agb-35	75	5	they	they	PRON
agb-35	75	6	can	can	AUX
agb-35	75	7	also	also	ADV
agb-35	75	8	generate	generate	VERB
agb-35	75	9	noninterest	noninter	ADJ
agb-35	75	10	income	income	NOUN
agb-35	75	11	which	which	PRON
agb-35	75	12	can	can	AUX
agb-35	75	13	be	be	AUX
agb-35	75	14	complimentary	complimentary	ADJ
agb-35	75	15	to	to	ADP
agb-35	75	16	their	their	PRON
agb-35	75	17	interest	interest	NOUN
agb-35	75	18	income	income	NOUN
agb-35	75	19	generated	generate	VERB
agb-35	75	20	through	through	ADP
agb-35	75	21	disbursement	disbursement	NOUN
agb-35	75	22	of	of	ADP
agb-35	75	23	loans	loan	NOUN
agb-35	75	24	.	.	PUNCT
agb-35	76	1	second	second	ADJ
agb-35	76	2	and	and	CCONJ
agb-35	76	3	equally	equally	ADV
agb-35	76	4	important	important	ADJ
agb-35	76	5	,	,	PUNCT
agb-35	76	6	the	the	DET
agb-35	76	7	banks	bank	NOUN
agb-35	76	8	in	in	ADP
agb-35	76	9	emerging	emerge	VERB
agb-35	76	10	markets	market	NOUN
agb-35	76	11	with	with	ADP
agb-35	76	12	a	a	DET
agb-35	76	13	focus	focus	NOUN
agb-35	76	14	on	on	ADP
agb-35	76	15	agriculture	agriculture	NOUN
agb-35	76	16	sector	sector	NOUN
agb-35	76	17	can	can	AUX
agb-35	76	18	take	take	VERB
agb-35	76	19	cue	cue	NOUN
agb-35	76	20	from	from	ADP
agb-35	76	21	this	this	DET
agb-35	76	22	paper	paper	NOUN
agb-35	76	23	.	.	PUNCT
agb-35	77	1	by	by	ADP
agb-35	77	2	showing	show	VERB
agb-35	77	3	that	that	SCONJ
agb-35	77	4	the	the	DET
agb-35	77	5	agricultural	agricultural	ADJ
agb-35	77	6	finance	finance	NOUN
agb-35	77	7	could	could	AUX
agb-35	77	8	make	make	VERB
agb-35	77	9	banks	bank	NOUN
agb-35	77	10	more	more	ADV
agb-35	77	11	profitable	profitable	ADJ
agb-35	77	12	,	,	PUNCT
agb-35	77	13	the	the	DET
agb-35	77	14	paper	paper	NOUN
agb-35	77	15	demonstrates	demonstrate	VERB
agb-35	77	16	that	that	SCONJ
agb-35	77	17	banks	bank	NOUN
agb-35	77	18	can	can	AUX
agb-35	77	19	also	also	ADV
agb-35	77	20	look	look	VERB
agb-35	77	21	to	to	PART
agb-35	77	22	focus	focus	VERB
agb-35	77	23	on	on	ADP
agb-35	77	24	this	this	DET
agb-35	77	25	sector	sector	NOUN
agb-35	77	26	which	which	PRON
agb-35	77	27	contributes	contribute	VERB
agb-35	77	28	significantly	significantly	ADV
agb-35	77	29	to	to	ADP
agb-35	77	30	gdp	gdp	PROPN
agb-35	77	31	.	.	PROPN
agb-35	78	1	for	for	ADP
agb-35	78	2	instance	instance	NOUN
agb-35	78	3	,	,	PUNCT
agb-35	78	4	in	in	ADP
agb-35	78	5	countries	country	NOUN
agb-35	78	6	like	like	ADP
agb-35	78	7	india	india	PROPN
agb-35	78	8	,	,	PUNCT
agb-35	78	9	banks	bank	NOUN
agb-35	78	10	can	can	AUX
agb-35	78	11	gain	gain	VERB
agb-35	78	12	a	a	DET
agb-35	78	13	head	head	NOUN
agb-35	78	14	start	start	VERB
agb-35	78	15	by	by	ADP
agb-35	78	16	allocating	allocate	VERB
agb-35	78	17	a	a	DET
agb-35	78	18	certain	certain	ADJ
agb-35	78	19	percentage	percentage	NOUN
agb-35	78	20	of	of	ADP
agb-35	78	21	their	their	PRON
agb-35	78	22	total	total	ADJ
agb-35	78	23	credit	credit	NOUN
agb-35	78	24	to	to	ADP
agb-35	78	25	the	the	DET
agb-35	78	26	agriculture	agriculture	NOUN
agb-35	78	27	sector	sector	NOUN
agb-35	78	28	.	.	PUNCT
agb-35	79	1	this	this	DET
agb-35	79	2	paper	paper	NOUN
agb-35	79	3	comprises	comprise	VERB
agb-35	79	4	5	5	NUM
agb-35	79	5	sections	section	NOUN
agb-35	79	6	including	include	VERB
agb-35	79	7	this	this	DET
agb-35	79	8	one	one	NUM
agb-35	79	9	.	.	PUNCT
agb-35	80	1	the	the	DET
agb-35	80	2	following	follow	VERB
agb-35	80	3	section	section	NOUN
agb-35	80	4	presents	present	VERB
agb-35	80	5	the	the	DET
agb-35	80	6	overview	overview	NOUN
agb-35	80	7	of	of	ADP
agb-35	80	8	the	the	DET
agb-35	80	9	extant	extant	ADJ
agb-35	80	10	literature	literature	NOUN
agb-35	80	11	on	on	ADP
agb-35	80	12	the	the	DET
agb-35	80	13	determinants	determinant	NOUN
agb-35	80	14	or	or	CCONJ
agb-35	80	15	the	the	DET
agb-35	80	16	factors	factor	NOUN
agb-35	80	17	that	that	PRON
agb-35	80	18	affect	affect	VERB
agb-35	80	19	bank	bank	NOUN
agb-35	80	20	profitability	profitability	NOUN
agb-35	80	21	.	.	PUNCT
agb-35	81	1	in	in	ADP
agb-35	81	2	section	section	NOUN
agb-35	81	3	3	3	NUM
agb-35	81	4	,	,	PUNCT
agb-35	81	5	an	an	DET
agb-35	81	6	overview	overview	NOUN
agb-35	81	7	of	of	ADP
agb-35	81	8	the	the	DET
agb-35	81	9	research	research	NOUN
agb-35	81	10	approach	approach	NOUN
agb-35	81	11	is	be	AUX
agb-35	81	12	provided	provide	VERB
agb-35	81	13	.	.	PUNCT
agb-35	82	1	this	this	PRON
agb-35	82	2	is	be	AUX
agb-35	82	3	followed	follow	VERB
agb-35	82	4	by	by	ADP
agb-35	82	5	the	the	DET
agb-35	82	6	results	result	NOUN
agb-35	82	7	and	and	CCONJ
agb-35	82	8	the	the	DET
agb-35	82	9	discussions	discussion	NOUN
agb-35	82	10	in	in	ADP
agb-35	82	11	section	section	NOUN
agb-35	82	12	4	4	NUM
agb-35	82	13	.	.	PUNCT
agb-35	83	1	finally	finally	ADV
agb-35	83	2	,	,	PUNCT
agb-35	83	3	section	section	NOUN
agb-35	83	4	5	5	NUM
agb-35	83	5	concludes	conclude	VERB
agb-35	83	6	agbioforum	agbioforum	NOUN
agb-35	83	7	,	,	PUNCT
agb-35	83	8	23(1	23(1	NOUN
agb-35	83	9	)	)	PUNCT
agb-35	83	10	,	,	PUNCT
agb-35	83	11	2021	2021	NUM
agb-35	84	1	|	|	ADV
agb-35	84	2	34	34	NUM
agb-35	84	3	dang	dang	PROPN
agb-35	84	4	,	,	PUNCT
agb-35	84	5	nguyen	nguyen	PROPN
agb-35	84	6	,	,	PUNCT
agb-35	84	7	nguyen	nguyen	PROPN
agb-35	84	8	,	,	PUNCT
agb-35	84	9	trinh	trinh	PROPN
agb-35	84	10	and	and	CCONJ
agb-35	84	11	banh	banh	PROPN
agb-35	84	12	.	.	PUNCT
agb-35	85	1	—	—	PUNCT
agb-35	85	2	factors	factor	NOUN
agb-35	85	3	affecting	affect	VERB
agb-35	85	4	the	the	DET
agb-35	85	5	profitability	profitability	NOUN
agb-35	85	6	of	of	ADP
agb-35	85	7	listed	list	VERB
agb-35	85	8	commercial	commercial	ADJ
agb-35	85	9	banks	bank	NOUN
agb-35	85	10	in	in	ADP
agb-35	85	11	vietnam	vietnam	PROPN
agb-35	85	12	the	the	DET
agb-35	85	13	paper	paper	NOUN
agb-35	85	14	with	with	ADP
agb-35	85	15	the	the	DET
agb-35	85	16	implications	implication	NOUN
agb-35	85	17	of	of	ADP
agb-35	85	18	the	the	DET
agb-35	85	19	current	current	ADJ
agb-35	85	20	study	study	NOUN
agb-35	85	21	.	.	PUNCT
agb-35	86	1	more	more	ADV
agb-35	86	2	importantly	importantly	ADV
agb-35	86	3	,	,	PUNCT
agb-35	86	4	this	this	DET
agb-35	86	5	section	section	NOUN
agb-35	86	6	also	also	ADV
agb-35	86	7	provides	provide	VERB
agb-35	86	8	a	a	DET
agb-35	86	9	clear	clear	ADJ
agb-35	86	10	direction	direction	NOUN
agb-35	86	11	for	for	ADP
agb-35	86	12	future	future	ADJ
agb-35	86	13	research	research	NOUN
agb-35	86	14	.	.	PUNCT
agb-35	87	1	2	2	X
agb-35	87	2	.	.	X
agb-35	87	3	literature	literature	NOUN
agb-35	87	4	review	review	PROPN
agb-35	87	5	athanasoglou	athanasoglou	PROPN
agb-35	87	6	et	et	PROPN
agb-35	87	7	al	al	PROPN
agb-35	87	8	.	.	PROPN
agb-35	87	9	(	(	PUNCT
agb-35	87	10	2008	2008	NUM
agb-35	87	11	)	)	PUNCT
agb-35	87	12	have	have	AUX
agb-35	87	13	examined	examine	VERB
agb-35	87	14	the	the	DET
agb-35	87	15	profitability	profitability	NOUN
agb-35	87	16	of	of	ADP
agb-35	87	17	greek	greek	ADJ
agb-35	87	18	banks	bank	NOUN
agb-35	87	19	from	from	ADP
agb-35	87	20	1985	1985	NUM
agb-35	87	21	to	to	ADP
agb-35	87	22	2001	2001	NUM
agb-35	87	23	.	.	PUNCT
agb-35	88	1	they	they	PRON
agb-35	88	2	explored	explore	VERB
agb-35	88	3	several	several	ADJ
agb-35	88	4	factors	factor	NOUN
agb-35	88	5	such	such	ADJ
agb-35	88	6	as	as	ADP
agb-35	88	7	banking	banking	NOUN
agb-35	88	8	characteristics	characteristic	NOUN
agb-35	88	9	,	,	PUNCT
agb-35	88	10	industry	industry	NOUN
agb-35	88	11	characteristics	characteristic	NOUN
agb-35	88	12	,	,	PUNCT
agb-35	88	13	and	and	CCONJ
agb-35	88	14	macro	macro	ADJ
agb-35	88	15	-	-	ADJ
agb-35	88	16	economic	economic	ADJ
agb-35	88	17	characteristics	characteristic	NOUN
agb-35	88	18	on	on	ADP
agb-35	88	19	bank	bank	NOUN
agb-35	88	20	profits	profit	NOUN
agb-35	88	21	.	.	PUNCT
agb-35	89	1	the	the	DET
agb-35	89	2	results	result	NOUN
agb-35	89	3	show	show	VERB
agb-35	89	4	that	that	SCONJ
agb-35	89	5	all	all	DET
agb-35	89	6	internal	internal	ADJ
agb-35	89	7	factors	factor	NOUN
agb-35	89	8	,	,	PUNCT
agb-35	89	9	except	except	SCONJ
agb-35	89	10	the	the	DET
agb-35	89	11	bank	bank	NOUN
agb-35	89	12	’s	’s	PART
agb-35	89	13	scale	scale	NOUN
agb-35	89	14	,	,	PUNCT
agb-35	89	15	had	have	VERB
agb-35	89	16	a	a	DET
agb-35	89	17	statistically	statistically	ADV
agb-35	89	18	significant	significant	ADJ
agb-35	89	19	impact	impact	NOUN
agb-35	89	20	as	as	SCONJ
agb-35	89	21	expected	expect	VERB
agb-35	89	22	(	(	PUNCT
agb-35	89	23	equity	equity	NOUN
agb-35	89	24	,	,	PUNCT
agb-35	89	25	labor	labor	NOUN
agb-35	89	26	productivity	productivity	NOUN
agb-35	89	27	had	have	VERB
agb-35	89	28	a	a	DET
agb-35	89	29	positive	positive	ADJ
agb-35	89	30	impact	impact	NOUN
agb-35	89	31	while	while	SCONJ
agb-35	89	32	credit	credit	NOUN
agb-35	89	33	risk	risk	NOUN
agb-35	89	34	and	and	CCONJ
agb-35	89	35	operating	operating	NOUN
agb-35	89	36	costs	cost	NOUN
agb-35	89	37	had	have	VERB
agb-35	89	38	a	a	DET
agb-35	89	39	negative	negative	ADJ
agb-35	89	40	impact	impact	NOUN
agb-35	89	41	)	)	PUNCT
agb-35	89	42	.	.	PUNCT
agb-35	90	1	the	the	DET
agb-35	90	2	business	business	NOUN
agb-35	90	3	cycle	cycle	NOUN
agb-35	90	4	has	have	VERB
agb-35	90	5	a	a	DET
agb-35	90	6	statistically	statistically	ADV
agb-35	90	7	significant	significant	ADJ
agb-35	90	8	impact	impact	NOUN
agb-35	90	9	on	on	ADP
agb-35	90	10	bank	bank	NOUN
agb-35	90	11	profits	profit	NOUN
agb-35	90	12	.	.	PUNCT
agb-35	91	1	in	in	ADP
agb-35	91	2	other	other	ADJ
agb-35	91	3	words	word	NOUN
agb-35	91	4	,	,	PUNCT
agb-35	91	5	bank	bank	NOUN
agb-35	91	6	profits	profit	NOUN
agb-35	91	7	are	be	AUX
agb-35	91	8	shown	show	VERB
agb-35	91	9	to	to	PART
agb-35	91	10	be	be	AUX
agb-35	91	11	procyclical	procyclical	ADJ
agb-35	91	12	in	in	ADP
agb-35	91	13	nature	nature	NOUN
agb-35	91	14	.	.	PUNCT
agb-35	92	1	dietrich	dietrich	PROPN
agb-35	92	2	et	et	PROPN
agb-35	92	3	al	al	PROPN
agb-35	92	4	.	.	PROPN
agb-35	93	1	(	(	PUNCT
agb-35	93	2	2009	2009	NUM
agb-35	93	3	)	)	PUNCT
agb-35	93	4	examine	examine	VERB
agb-35	93	5	how	how	SCONJ
agb-35	93	6	bank	bank	NOUN
agb-35	93	7	-	-	PUNCT
agb-35	93	8	specific	specific	ADJ
agb-35	93	9	characteristics	characteristic	NOUN
agb-35	93	10	,	,	PUNCT
agb-35	93	11	macroeconomic	macroeconomic	ADJ
agb-35	93	12	variables	variable	NOUN
agb-35	93	13	,	,	PUNCT
agb-35	93	14	and	and	CCONJ
agb-35	93	15	industryspecific	industryspecific	ADJ
agb-35	93	16	factors	factor	NOUN
agb-35	93	17	affect	affect	VERB
agb-35	93	18	the	the	DET
agb-35	93	19	profitability	profitability	NOUN
agb-35	93	20	of	of	ADP
agb-35	93	21	453	453	NUM
agb-35	93	22	commercial	commercial	ADJ
agb-35	93	23	banks	bank	NOUN
agb-35	93	24	in	in	ADP
agb-35	93	25	switzerland	switzerland	PROPN
agb-35	93	26	over	over	ADP
agb-35	93	27	the	the	DET
agb-35	93	28	period	period	NOUN
agb-35	93	29	from	from	ADP
agb-35	93	30	1999	1999	NUM
agb-35	93	31	to	to	ADP
agb-35	93	32	2008	2008	NUM
agb-35	93	33	.	.	PUNCT
agb-35	94	1	to	to	PART
agb-35	94	2	consider	consider	VERB
agb-35	94	3	the	the	DET
agb-35	94	4	impacts	impact	NOUN
agb-35	94	5	of	of	ADP
agb-35	94	6	the	the	DET
agb-35	94	7	recent	recent	ADJ
agb-35	94	8	financial	financial	ADJ
agb-35	94	9	crisis	crisis	NOUN
agb-35	94	10	,	,	PUNCT
agb-35	94	11	the	the	DET
agb-35	94	12	authors	author	NOUN
agb-35	94	13	separately	separately	ADV
agb-35	94	14	consider	consider	VERB
agb-35	94	15	the	the	DET
agb-35	94	16	years	year	NOUN
agb-35	94	17	before	before	ADP
agb-35	94	18	and	and	CCONJ
agb-35	94	19	during	during	ADP
agb-35	94	20	the	the	DET
agb-35	94	21	crisis	crisis	NOUN
agb-35	94	22	,	,	PUNCT
agb-35	94	23	namely	namely	ADV
agb-35	94	24	the	the	DET
agb-35	94	25	period	period	NOUN
agb-35	94	26	up	up	ADP
agb-35	94	27	to	to	ADP
agb-35	94	28	2006	2006	NUM
agb-35	94	29	,	,	PUNCT
agb-35	94	30	and	and	CCONJ
agb-35	94	31	the	the	DET
agb-35	94	32	crisis	crisis	NOUN
agb-35	94	33	years	year	NOUN
agb-35	94	34	2007	2007	NUM
agb-35	94	35	and	and	CCONJ
agb-35	94	36	2008	2008	NUM
agb-35	94	37	.	.	PUNCT
agb-35	95	1	the	the	DET
agb-35	95	2	finding	finding	NOUN
agb-35	95	3	based	base	VERB
agb-35	95	4	on	on	ADP
agb-35	95	5	the	the	DET
agb-35	95	6	return	return	NOUN
agb-35	95	7	on	on	ADP
agb-35	95	8	average	average	ADJ
agb-35	95	9	assets	asset	NOUN
agb-35	95	10	,	,	PUNCT
agb-35	95	11	indicates	indicate	VERB
agb-35	95	12	that	that	SCONJ
agb-35	95	13	better	well	ADV
agb-35	95	14	-	-	PUNCT
agb-35	95	15	capitalized	capitalize	VERB
agb-35	95	16	banks	bank	NOUN
agb-35	95	17	seem	seem	VERB
agb-35	95	18	to	to	PART
agb-35	95	19	be	be	AUX
agb-35	95	20	more	more	ADV
agb-35	95	21	profitable	profitable	ADJ
agb-35	95	22	.	.	PUNCT
agb-35	96	1	while	while	SCONJ
agb-35	96	2	the	the	DET
agb-35	96	3	cost	cost	NOUN
agb-35	96	4	-	-	PUNCT
agb-35	96	5	income	income	NOUN
agb-35	96	6	ratio	ratio	NOUN
agb-35	96	7	is	be	AUX
agb-35	96	8	relevant	relevant	ADJ
agb-35	96	9	for	for	ADP
agb-35	96	10	the	the	DET
agb-35	96	11	return	return	NOUN
agb-35	96	12	on	on	ADP
agb-35	96	13	assets	asset	NOUN
agb-35	96	14	before	before	ADP
agb-35	96	15	the	the	DET
agb-35	96	16	crisis	crisis	NOUN
agb-35	96	17	only	only	ADV
agb-35	96	18	,	,	PUNCT
agb-35	96	19	the	the	DET
agb-35	96	20	negative	negative	ADJ
agb-35	96	21	impact	impact	NOUN
agb-35	96	22	of	of	ADP
agb-35	96	23	the	the	DET
agb-35	96	24	loan	loan	NOUN
agb-35	96	25	loss	loss	NOUN
agb-35	96	26	provisions	provision	NOUN
agb-35	96	27	relative	relative	ADJ
agb-35	96	28	to	to	ADP
agb-35	96	29	total	total	ADJ
agb-35	96	30	loans	loan	NOUN
agb-35	96	31	is	be	AUX
agb-35	96	32	much	much	ADV
agb-35	96	33	stronger	strong	ADJ
agb-35	96	34	during	during	ADP
agb-35	96	35	the	the	DET
agb-35	96	36	crisis	crisis	NOUN
agb-35	96	37	.	.	PUNCT
agb-35	97	1	in	in	ADP
agb-35	97	2	addition	addition	NOUN
agb-35	97	3	,	,	PUNCT
agb-35	97	4	if	if	SCONJ
agb-35	97	5	a	a	DET
agb-35	97	6	bank	bank	NOUN
agb-35	97	7	’s	’s	PART
agb-35	97	8	loan	loan	NOUN
agb-35	97	9	volume	volume	NOUN
agb-35	97	10	is	be	AUX
agb-35	97	11	growing	grow	VERB
agb-35	97	12	faster	fast	ADV
agb-35	97	13	than	than	ADP
agb-35	97	14	the	the	DET
agb-35	97	15	market	market	NOUN
agb-35	97	16	,	,	PUNCT
agb-35	97	17	the	the	DET
agb-35	97	18	impact	impact	NOUN
agb-35	97	19	on	on	ADP
agb-35	97	20	bank	bank	NOUN
agb-35	97	21	profitability	profitability	NOUN
agb-35	97	22	is	be	AUX
agb-35	97	23	positive	positive	ADJ
agb-35	97	24	,	,	PUNCT
agb-35	97	25	at	at	ADP
agb-35	97	26	least	least	ADJ
agb-35	97	27	before	before	ADP
agb-35	97	28	the	the	DET
agb-35	97	29	crisis	crisis	NOUN
agb-35	97	30	.	.	PUNCT
agb-35	98	1	looking	look	VERB
agb-35	98	2	at	at	ADP
agb-35	98	3	the	the	DET
agb-35	98	4	effect	effect	NOUN
agb-35	98	5	of	of	ADP
agb-35	98	6	the	the	DET
agb-35	98	7	interest	interest	NOUN
agb-35	98	8	income	income	NOUN
agb-35	98	9	share	share	NOUN
agb-35	98	10	(	(	PUNCT
agb-35	98	11	the	the	DET
agb-35	98	12	interest	interest	NOUN
agb-35	98	13	income	income	NOUN
agb-35	98	14	over	over	ADP
agb-35	98	15	total	total	ADJ
agb-35	98	16	income	income	NOUN
agb-35	98	17	)	)	PUNCT
agb-35	98	18	,	,	PUNCT
agb-35	98	19	a	a	DET
agb-35	98	20	variable	variable	NOUN
agb-35	98	21	not	not	PART
agb-35	98	22	considered	consider	VERB
agb-35	98	23	in	in	ADP
agb-35	98	24	previous	previous	ADJ
agb-35	98	25	studies	study	NOUN
agb-35	98	26	,	,	PUNCT
agb-35	98	27	the	the	DET
agb-35	98	28	authors	author	NOUN
agb-35	98	29	find	find	VERB
agb-35	98	30	that	that	SCONJ
agb-35	98	31	banks	bank	NOUN
agb-35	98	32	with	with	ADP
agb-35	98	33	a	a	DET
agb-35	98	34	higher	high	ADJ
agb-35	98	35	interest	interest	NOUN
agb-35	98	36	income	income	NOUN
agb-35	98	37	share	share	NOUN
agb-35	98	38	are	be	AUX
agb-35	98	39	less	less	ADV
agb-35	98	40	profitable	profitable	ADJ
agb-35	98	41	,	,	PUNCT
agb-35	98	42	which	which	PRON
agb-35	98	43	holds	hold	VERB
agb-35	98	44	again	again	ADV
agb-35	98	45	for	for	ADP
agb-35	98	46	the	the	DET
agb-35	98	47	pre	pre	ADJ
agb-35	98	48	-	-	NOUN
agb-35	98	49	crisis	crisis	ADJ
agb-35	98	50	period	period	NOUN
agb-35	98	51	only	only	ADV
agb-35	98	52	.	.	PUNCT
agb-35	99	1	furthermore	furthermore	ADV
agb-35	99	2	,	,	PUNCT
agb-35	99	3	the	the	DET
agb-35	99	4	negative	negative	ADJ
agb-35	99	5	effect	effect	NOUN
agb-35	99	6	of	of	ADP
agb-35	99	7	state	state	NOUN
agb-35	99	8	ownership	ownership	NOUN
agb-35	99	9	on	on	ADP
agb-35	99	10	bank	bank	NOUN
agb-35	99	11	profitability	profitability	NOUN
agb-35	99	12	does	do	AUX
agb-35	99	13	not	not	PART
agb-35	99	14	hold	hold	VERB
agb-35	99	15	any	any	DET
agb-35	99	16	more	more	ADJ
agb-35	99	17	during	during	ADP
agb-35	99	18	the	the	DET
agb-35	99	19	crisis	crisis	NOUN
agb-35	99	20	,	,	PUNCT
agb-35	99	21	and	and	CCONJ
agb-35	99	22	the	the	DET
agb-35	99	23	same	same	ADJ
agb-35	99	24	holds	hold	VERB
agb-35	99	25	for	for	ADP
agb-35	99	26	foreign	foreign	ADJ
agb-35	99	27	bank	bank	NOUN
agb-35	99	28	ownership	ownership	NOUN
agb-35	99	29	.	.	PUNCT
agb-35	100	1	anbar	anbar	PROPN
agb-35	100	2	et	et	PROPN
agb-35	100	3	al	al	PROPN
agb-35	100	4	.	.	PROPN
agb-35	101	1	(	(	PUNCT
agb-35	101	2	2011	2011	NUM
agb-35	101	3	)	)	PUNCT
agb-35	101	4	explore	explore	VERB
agb-35	101	5	the	the	DET
agb-35	101	6	influence	influence	NOUN
agb-35	101	7	of	of	ADP
agb-35	101	8	internal	internal	ADJ
agb-35	101	9	factors	factor	NOUN
agb-35	101	10	and	and	CCONJ
agb-35	101	11	macro	macro	ADJ
agb-35	101	12	factors	factor	NOUN
agb-35	101	13	that	that	PRON
agb-35	101	14	affect	affect	VERB
agb-35	101	15	the	the	DET
agb-35	101	16	business	business	NOUN
agb-35	101	17	performance	performance	NOUN
agb-35	101	18	of	of	ADP
agb-35	101	19	10	10	NUM
agb-35	101	20	commercial	commercial	ADJ
agb-35	101	21	banks	bank	NOUN
agb-35	101	22	listed	list	VERB
agb-35	101	23	on	on	ADP
agb-35	101	24	the	the	DET
agb-35	101	25	istanbul	istanbul	PROPN
agb-35	101	26	stock	stock	PROPN
agb-35	101	27	exchange	exchange	PROPN
agb-35	101	28	in	in	ADP
agb-35	101	29	turkey	turkey	NOUN
agb-35	101	30	in	in	ADP
agb-35	101	31	the	the	DET
agb-35	101	32	period	period	NOUN
agb-35	101	33	from	from	ADP
agb-35	101	34	2002	2002	NUM
agb-35	101	35	to	to	ADP
agb-35	101	36	2010	2010	NUM
agb-35	101	37	.	.	PUNCT
agb-35	102	1	research	research	NOUN
agb-35	102	2	results	result	NOUN
agb-35	102	3	show	show	VERB
agb-35	102	4	that	that	SCONJ
agb-35	102	5	roa	roa	PROPN
agb-35	102	6	has	have	VERB
agb-35	102	7	a	a	DET
agb-35	102	8	positive	positive	ADJ
agb-35	102	9	correlation	correlation	NOUN
agb-35	102	10	with	with	ADP
agb-35	102	11	the	the	DET
agb-35	102	12	size	size	NOUN
agb-35	102	13	of	of	ADP
agb-35	102	14	total	total	ADJ
agb-35	102	15	assets	asset	NOUN
agb-35	102	16	and	and	CCONJ
agb-35	102	17	non	non	ADJ
agb-35	102	18	-	-	ADJ
agb-35	102	19	interest	interest	ADJ
agb-35	102	20	income	income	NOUN
agb-35	102	21	index	index	NOUN
agb-35	102	22	and	and	CCONJ
agb-35	102	23	a	a	DET
agb-35	102	24	negative	negative	ADJ
agb-35	102	25	correlation	correlation	NOUN
agb-35	102	26	with	with	ADP
agb-35	102	27	bank	bank	NOUN
agb-35	102	28	loans	loan	NOUN
agb-35	102	29	.	.	PUNCT
agb-35	103	1	roe	roe	PROPN
agb-35	103	2	has	have	VERB
agb-35	103	3	a	a	DET
agb-35	103	4	positive	positive	ADJ
agb-35	103	5	correlation	correlation	NOUN
agb-35	103	6	with	with	ADP
agb-35	103	7	bank	bank	NOUN
agb-35	103	8	size	size	NOUN
agb-35	103	9	and	and	CCONJ
agb-35	103	10	a	a	DET
agb-35	103	11	negative	negative	ADJ
agb-35	103	12	correlation	correlation	NOUN
agb-35	103	13	with	with	ADP
agb-35	103	14	real	real	ADJ
agb-35	103	15	interest	interest	NOUN
agb-35	103	16	rates	rate	NOUN
agb-35	103	17	.	.	PUNCT
agb-35	104	1	petria	petria	PROPN
agb-35	104	2	et	et	PROPN
agb-35	104	3	al	al	PROPN
agb-35	104	4	.	.	PROPN
agb-35	105	1	(	(	PUNCT
agb-35	105	2	2015	2015	NUM
agb-35	105	3	)	)	PUNCT
agb-35	105	4	study	study	VERB
agb-35	105	5	the	the	DET
agb-35	105	6	effects	effect	NOUN
agb-35	105	7	of	of	ADP
agb-35	105	8	3	3	NUM
agb-35	105	9	groups	group	NOUN
agb-35	105	10	of	of	ADP
agb-35	105	11	factors	factor	NOUN
agb-35	105	12	:	:	PUNCT
agb-35	105	13	banking	banking	NOUN
agb-35	105	14	intrinsic	intrinsic	ADJ
agb-35	105	15	,	,	PUNCT
agb-35	105	16	industry	industry	NOUN
agb-35	105	17	factors	factor	NOUN
agb-35	105	18	,	,	PUNCT
agb-35	105	19	and	and	CCONJ
agb-35	105	20	macro	macro	ADJ
agb-35	105	21	factors	factor	NOUN
agb-35	105	22	on	on	ADP
agb-35	105	23	bank	bank	NOUN
agb-35	105	24	profits	profit	NOUN
agb-35	105	25	for	for	ADP
agb-35	105	26	1098	1098	NUM
agb-35	105	27	banks	bank	NOUN
agb-35	105	28	from	from	ADP
agb-35	105	29	27	27	NUM
agb-35	105	30	eu	eu	PROPN
agb-35	105	31	countries	country	NOUN
agb-35	105	32	from	from	ADP
agb-35	105	33	2004	2004	NUM
agb-35	105	34	to	to	ADP
agb-35	105	35	2011	2011	NUM
agb-35	105	36	.	.	PUNCT
agb-35	106	1	research	research	NOUN
agb-35	106	2	results	result	NOUN
agb-35	106	3	indicate	indicate	VERB
agb-35	106	4	that	that	SCONJ
agb-35	106	5	liquidity	liquidity	NOUN
agb-35	106	6	risk	risk	NOUN
agb-35	106	7	,	,	PUNCT
agb-35	106	8	credit	credit	NOUN
agb-35	106	9	risk	risk	NOUN
agb-35	106	10	,	,	PUNCT
agb-35	106	11	governance	governance	NOUN
agb-35	106	12	efficiency	efficiency	NOUN
agb-35	106	13	,	,	PUNCT
agb-35	106	14	income	income	NOUN
agb-35	106	15	diversification	diversification	NOUN
agb-35	106	16	,	,	PUNCT
agb-35	106	17	industry	industry	NOUN
agb-35	106	18	concentration	concentration	NOUN
agb-35	106	19	/	/	SYM
agb-35	106	20	competition	competition	NOUN
agb-35	106	21	,	,	PUNCT
agb-35	106	22	and	and	CCONJ
agb-35	106	23	gdp	gdp	NOUN
agb-35	106	24	have	have	VERB
agb-35	106	25	an	an	DET
agb-35	106	26	impact	impact	NOUN
agb-35	106	27	on	on	ADP
agb-35	106	28	bank	bank	NOUN
agb-35	106	29	profits	profit	NOUN
agb-35	106	30	showing	show	VERB
agb-35	106	31	in	in	ADP
agb-35	106	32	both	both	DET
agb-35	106	33	variables	variable	NOUN
agb-35	106	34	roaa	roaa	NOUN
agb-35	106	35	and	and	CCONJ
agb-35	106	36	roae	roae	NOUN
agb-35	106	37	.	.	PUNCT
agb-35	107	1	there	there	PRON
agb-35	107	2	was	be	VERB
agb-35	107	3	an	an	DET
agb-35	107	4	interesting	interesting	ADJ
agb-35	107	5	finding	finding	NOUN
agb-35	107	6	of	of	ADP
agb-35	107	7	the	the	DET
agb-35	107	8	positive	positive	ADJ
agb-35	107	9	effect	effect	NOUN
agb-35	107	10	of	of	ADP
agb-35	107	11	competition	competition	NOUN
agb-35	107	12	in	in	ADP
agb-35	107	13	the	the	DET
agb-35	107	14	banking	banking	NOUN
agb-35	107	15	industry	industry	NOUN
agb-35	107	16	on	on	ADP
agb-35	107	17	profitability	profitability	NOUN
agb-35	107	18	.	.	PUNCT
agb-35	108	1	bank	bank	NOUN
agb-35	108	2	size	size	NOUN
agb-35	108	3	has	have	VERB
agb-35	108	4	no	no	DET
agb-35	108	5	effect	effect	NOUN
agb-35	108	6	on	on	ADP
agb-35	108	7	roae	roae	NOUN
agb-35	108	8	and	and	CCONJ
agb-35	108	9	a	a	DET
agb-35	108	10	weak	weak	ADJ
agb-35	108	11	effect	effect	NOUN
agb-35	108	12	on	on	ADP
agb-35	108	13	roaa	roaa	NOUN
agb-35	108	14	.	.	PUNCT
agb-35	109	1	in	in	ADP
agb-35	109	2	the	the	DET
agb-35	109	3	context	context	NOUN
agb-35	109	4	of	of	ADP
agb-35	109	5	vietnam	vietnam	PROPN
agb-35	109	6	,	,	PUNCT
agb-35	109	7	there	there	PRON
agb-35	109	8	have	have	AUX
agb-35	109	9	been	be	AUX
agb-35	109	10	several	several	ADJ
agb-35	109	11	studies	study	NOUN
agb-35	109	12	with	with	ADP
agb-35	109	13	a	a	DET
agb-35	109	14	variety	variety	NOUN
agb-35	109	15	of	of	ADP
agb-35	109	16	research	research	NOUN
agb-35	109	17	methods	method	NOUN
agb-35	109	18	when	when	SCONJ
agb-35	109	19	considering	consider	VERB
agb-35	109	20	the	the	DET
agb-35	109	21	factors	factor	NOUN
agb-35	109	22	affecting	affect	VERB
agb-35	109	23	profitability	profitability	NOUN
agb-35	109	24	.	.	PUNCT
agb-35	110	1	nguyen	nguyen	NOUN
agb-35	110	2	,	,	PUNCT
agb-35	110	3	v.h	v.h	PROPN
agb-35	110	4	.	.	PROPN
agb-35	110	5	(	(	PUNCT
agb-35	110	6	2008	2008	NUM
agb-35	110	7	)	)	PUNCT
agb-35	110	8	study	study	VERB
agb-35	110	9	32	32	NUM
agb-35	110	10	vietnamese	vietnamese	ADJ
agb-35	110	11	commercial	commercial	ADJ
agb-35	110	12	banks	bank	NOUN
agb-35	110	13	in	in	ADP
agb-35	110	14	three	three	NUM
agb-35	110	15	groups	group	NOUN
agb-35	110	16	:	:	PUNCT
agb-35	110	17	state	state	NOUN
agb-35	110	18	-	-	PUNCT
agb-35	110	19	owned	own	VERB
agb-35	110	20	commercial	commercial	ADJ
agb-35	110	21	banks	bank	NOUN
agb-35	110	22	,	,	PUNCT
agb-35	110	23	joint	joint	ADJ
agb-35	110	24	-	-	PUNCT
agb-35	110	25	stock	stock	NOUN
agb-35	110	26	commercial	commercial	ADJ
agb-35	110	27	banks	bank	NOUN
agb-35	110	28	,	,	PUNCT
agb-35	110	29	and	and	CCONJ
agb-35	110	30	joint	joint	ADJ
agb-35	110	31	-	-	PUNCT
agb-35	110	32	venture	venture	NOUN
agb-35	110	33	banks	bank	NOUN
agb-35	110	34	from	from	ADP
agb-35	110	35	2001	2001	NUM
agb-35	110	36	to	to	ADP
agb-35	110	37	2005	2005	NUM
agb-35	110	38	.	.	PUNCT
agb-35	111	1	by	by	ADP
agb-35	111	2	using	use	VERB
agb-35	111	3	the	the	DET
agb-35	111	4	marginal	marginal	ADJ
agb-35	111	5	efficiency	efficiency	NOUN
agb-35	111	6	analysis	analysis	NOUN
agb-35	111	7	method	method	NOUN
agb-35	111	8	,	,	PUNCT
agb-35	111	9	the	the	DET
agb-35	111	10	results	result	NOUN
agb-35	111	11	show	show	VERB
agb-35	111	12	that	that	SCONJ
agb-35	111	13	banks	bank	NOUN
agb-35	111	14	which	which	PRON
agb-35	111	15	continue	continue	VERB
agb-35	111	16	to	to	PART
agb-35	111	17	increase	increase	VERB
agb-35	111	18	their	their	PRON
agb-35	111	19	size	size	NOUN
agb-35	111	20	will	will	AUX
agb-35	111	21	experience	experience	VERB
agb-35	111	22	a	a	DET
agb-35	111	23	decrease	decrease	NOUN
agb-35	111	24	in	in	ADP
agb-35	111	25	operational	operational	ADJ
agb-35	111	26	efficiency	efficiency	NOUN
agb-35	111	27	,	,	PUNCT
agb-35	111	28	especially	especially	ADV
agb-35	111	29	for	for	ADP
agb-35	111	30	state	state	NOUN
agb-35	111	31	-	-	PUNCT
agb-35	111	32	owned	own	VERB
agb-35	111	33	commercial	commercial	ADJ
agb-35	111	34	banks	bank	NOUN
agb-35	111	35	.	.	PUNCT
agb-35	112	1	however	however	ADV
agb-35	112	2	,	,	PUNCT
agb-35	112	3	when	when	SCONJ
agb-35	112	4	using	use	VERB
agb-35	112	5	the	the	DET
agb-35	112	6	tobit	tobit	NOUN
agb-35	112	7	econometric	econometric	PROPN
agb-35	112	8	model	model	NOUN
agb-35	112	9	,	,	PUNCT
agb-35	112	10	the	the	DET
agb-35	112	11	results	result	NOUN
agb-35	112	12	indicate	indicate	VERB
agb-35	112	13	that	that	SCONJ
agb-35	112	14	the	the	DET
agb-35	112	15	operational	operational	ADJ
agb-35	112	16	efficiency	efficiency	NOUN
agb-35	112	17	of	of	ADP
agb-35	112	18	commercial	commercial	ADJ
agb-35	112	19	banks	bank	NOUN
agb-35	112	20	from	from	ADP
agb-35	112	21	2001	2001	NUM
agb-35	112	22	to	to	ADP
agb-35	112	23	2005	2005	NUM
agb-35	112	24	increased	increase	VERB
agb-35	112	25	as	as	SCONJ
agb-35	112	26	total	total	ADJ
agb-35	112	27	assets	asset	NOUN
agb-35	112	28	increased	increase	VERB
agb-35	112	29	,	,	PUNCT
agb-35	112	30	whereas	whereas	SCONJ
agb-35	112	31	the	the	DET
agb-35	112	32	deposit	deposit	NOUN
agb-35	112	33	to	to	PART
agb-35	112	34	loan	loan	VERB
agb-35	112	35	ratio	ratio	NOUN
agb-35	112	36	was	be	AUX
agb-35	112	37	negative	negative	ADJ
agb-35	112	38	correlated	correlate	VERB
agb-35	112	39	with	with	ADP
agb-35	112	40	technical	technical	ADJ
agb-35	112	41	efficiency	efficiency	NOUN
agb-35	112	42	which	which	PRON
agb-35	112	43	means	mean	VERB
agb-35	112	44	if	if	SCONJ
agb-35	112	45	the	the	DET
agb-35	112	46	bank	bank	NOUN
agb-35	112	47	used	use	VERB
agb-35	112	48	well	well	ADV
agb-35	112	49	-	-	PUNCT
agb-35	112	50	mobilized	mobilize	VERB
agb-35	112	51	capital	capital	NOUN
agb-35	112	52	,	,	PUNCT
agb-35	112	53	it	it	PRON
agb-35	112	54	could	could	AUX
agb-35	112	55	increase	increase	VERB
agb-35	112	56	its	its	PRON
agb-35	112	57	operational	operational	ADJ
agb-35	112	58	efficiency	efficiency	NOUN
agb-35	112	59	.	.	PUNCT
agb-35	113	1	the	the	DET
agb-35	113	2	results	result	NOUN
agb-35	113	3	are	be	AUX
agb-35	113	4	similar	similar	ADJ
agb-35	113	5	for	for	ADP
agb-35	113	6	the	the	DET
agb-35	113	7	loan	loan	NOUN
agb-35	113	8	to	to	ADP
agb-35	113	9	total	total	ADJ
agb-35	113	10	assets	asset	NOUN
agb-35	113	11	ratio	ratio	NOUN
agb-35	113	12	,	,	PUNCT
agb-35	113	13	and	and	CCONJ
agb-35	113	14	the	the	DET
agb-35	113	15	interest	interest	NOUN
agb-35	113	16	income	income	NOUN
agb-35	113	17	to	to	ADP
agb-35	113	18	total	total	ADJ
agb-35	113	19	income	income	NOUN
agb-35	113	20	ratio	ratio	NOUN
agb-35	113	21	.	.	PUNCT
agb-35	114	1	the	the	DET
agb-35	114	2	equity	equity	NOUN
agb-35	114	3	to	to	ADP
agb-35	114	4	total	total	ADJ
agb-35	114	5	assets	asset	NOUN
agb-35	114	6	ratio	ratio	NOUN
agb-35	114	7	has	have	VERB
agb-35	114	8	a	a	DET
agb-35	114	9	positive	positive	ADJ
agb-35	114	10	impact	impact	NOUN
agb-35	114	11	on	on	ADP
agb-35	114	12	technical	technical	ADJ
agb-35	114	13	efficiency	efficiency	NOUN
agb-35	114	14	.	.	PUNCT
agb-35	115	1	finally	finally	ADV
agb-35	115	2	,	,	PUNCT
agb-35	115	3	changing	change	VERB
agb-35	115	4	the	the	DET
agb-35	115	5	macro	macro	ADJ
agb-35	115	6	environment	environment	NOUN
agb-35	115	7	as	as	ADV
agb-35	115	8	well	well	ADV
agb-35	115	9	as	as	ADP
agb-35	115	10	changing	change	VERB
agb-35	115	11	technology	technology	NOUN
agb-35	115	12	over	over	ADP
agb-35	115	13	time	time	NOUN
agb-35	115	14	have	have	AUX
agb-35	115	15	been	be	AUX
agb-35	115	16	positively	positively	ADV
agb-35	115	17	correlated	correlate	VERB
agb-35	115	18	with	with	ADP
agb-35	115	19	business	business	NOUN
agb-35	115	20	performance	performance	NOUN
agb-35	115	21	.	.	PUNCT
agb-35	116	1	trinh	trinh	PROPN
agb-35	116	2	,	,	PUNCT
agb-35	116	3	q.t	q.t	PROPN
agb-35	116	4	.	.	PROPN
agb-35	116	5	and	and	CCONJ
agb-35	116	6	nguyen	nguyen	PROPN
agb-35	116	7	,	,	PUNCT
agb-35	116	8	v.s.	v.s.	X
agb-35	116	9	(	(	PUNCT
agb-35	116	10	2013	2013	NUM
agb-35	116	11	)	)	PUNCT
agb-35	116	12	stud	stud	NOUN
agb-35	116	13	factors	factor	NOUN
agb-35	116	14	affecting	affect	VERB
agb-35	116	15	the	the	DET
agb-35	116	16	performance	performance	NOUN
agb-35	116	17	of	of	ADP
agb-35	116	18	commercial	commercial	ADJ
agb-35	116	19	banks	bank	NOUN
agb-35	116	20	(	(	PUNCT
agb-35	116	21	through	through	ADP
agb-35	116	22	roa	roa	PROPN
agb-35	116	23	,	,	PUNCT
agb-35	116	24	roe	roe	NOUN
agb-35	116	25	ratio	ratio	NOUN
agb-35	116	26	)	)	PUNCT
agb-35	116	27	in	in	ADP
agb-35	116	28	vietnam	vietnam	PROPN
agb-35	116	29	by	by	ADP
agb-35	116	30	using	use	VERB
agb-35	116	31	the	the	DET
agb-35	116	32	tobit	tobit	NOUN
agb-35	116	33	regression	regression	NOUN
agb-35	116	34	model	model	NOUN
agb-35	116	35	based	base	VERB
agb-35	116	36	on	on	ADP
agb-35	116	37	data	datum	NOUN
agb-35	116	38	of	of	ADP
agb-35	116	39	39	39	NUM
agb-35	116	40	vietnamese	vietnamese	ADJ
agb-35	116	41	commercial	commercial	ADJ
agb-35	116	42	banks	bank	NOUN
agb-35	116	43	from	from	ADP
agb-35	116	44	2005	2005	NUM
agb-35	116	45	to	to	ADP
agb-35	116	46	2012	2012	NUM
agb-35	116	47	.	.	PUNCT
agb-35	117	1	the	the	DET
agb-35	117	2	study	study	NOUN
agb-35	117	3	shows	show	VERB
agb-35	117	4	that	that	SCONJ
agb-35	117	5	the	the	DET
agb-35	117	6	total	total	ADJ
agb-35	117	7	operation	operation	NOUN
agb-35	117	8	cost	cost	NOUN
agb-35	117	9	over	over	ADP
agb-35	117	10	revenue	revenue	NOUN
agb-35	117	11	was	be	AUX
agb-35	117	12	negatively	negatively	ADV
agb-35	117	13	correlated	correlate	VERB
agb-35	117	14	with	with	ADP
agb-35	117	15	both	both	CCONJ
agb-35	117	16	roa	roa	NOUN
agb-35	117	17	and	and	CCONJ
agb-35	117	18	roe	roe	PROPN
agb-35	117	19	.	.	PUNCT
agb-35	118	1	the	the	PRON
agb-35	118	2	higher	high	ADJ
agb-35	118	3	the	the	DET
agb-35	118	4	ratio	ratio	NOUN
agb-35	118	5	of	of	ADP
agb-35	118	6	equity	equity	NOUN
agb-35	118	7	on	on	ADP
agb-35	118	8	total	total	ADJ
agb-35	118	9	assets	asset	NOUN
agb-35	118	10	,	,	PUNCT
agb-35	118	11	the	the	PRON
agb-35	118	12	higher	high	ADJ
agb-35	118	13	the	the	DET
agb-35	118	14	return	return	NOUN
agb-35	118	15	on	on	ADP
agb-35	118	16	total	total	ADJ
agb-35	118	17	assets	asset	NOUN
agb-35	118	18	,	,	PUNCT
agb-35	118	19	but	but	CCONJ
agb-35	118	20	it	it	PRON
agb-35	118	21	reduces	reduce	VERB
agb-35	118	22	the	the	DET
agb-35	118	23	return	return	NOUN
agb-35	118	24	on	on	ADP
agb-35	118	25	equity	equity	NOUN
agb-35	118	26	;	;	PUNCT
agb-35	118	27	the	the	PRON
agb-35	118	28	higher	high	ADJ
agb-35	118	29	the	the	DET
agb-35	118	30	ratio	ratio	NOUN
agb-35	118	31	of	of	ADP
agb-35	118	32	loan	loan	NOUN
agb-35	118	33	on	on	ADP
agb-35	118	34	total	total	ADJ
agb-35	118	35	assets	asset	NOUN
agb-35	118	36	was	be	AUX
agb-35	118	37	,	,	PUNCT
agb-35	118	38	the	the	PRON
agb-35	118	39	higher	high	ADJ
agb-35	118	40	the	the	DET
agb-35	118	41	profit	profit	NOUN
agb-35	118	42	was	be	AUX
agb-35	118	43	,	,	PUNCT
agb-35	118	44	the	the	PRON
agb-35	118	45	higher	high	ADJ
agb-35	118	46	the	the	DET
agb-35	118	47	non	non	X
agb-35	118	48	–	–	PUNCT
agb-35	118	49	performing	perform	VERB
agb-35	118	50	loan	loan	NOUN
agb-35	118	51	was	be	AUX
agb-35	118	52	,	,	PUNCT
agb-35	118	53	and	and	CCONJ
agb-35	118	54	the	the	PRON
agb-35	118	55	lower	low	ADJ
agb-35	118	56	the	the	DET
agb-35	118	57	performance	performance	NOUN
agb-35	118	58	of	of	ADP
agb-35	118	59	commercial	commercial	ADJ
agb-35	118	60	banks	bank	NOUN
agb-35	118	61	.	.	PUNCT
agb-35	119	1	according	accord	VERB
agb-35	119	2	to	to	ADP
agb-35	119	3	nguyen	nguyen	NOUN
agb-35	119	4	,	,	PUNCT
agb-35	119	5	t.t.h	t.t.h	NOUN
agb-35	119	6	.	.	PUNCT
agb-35	120	1	(	(	PUNCT
agb-35	120	2	2017	2017	NUM
agb-35	120	3	)	)	PUNCT
agb-35	120	4	,	,	PUNCT
agb-35	120	5	profitability	profitability	NOUN
agb-35	120	6	is	be	AUX
agb-35	120	7	an	an	DET
agb-35	120	8	important	important	ADJ
agb-35	120	9	indicator	indicator	NOUN
agb-35	120	10	of	of	ADP
agb-35	120	11	the	the	DET
agb-35	120	12	bank	bank	NOUN
agb-35	120	13	's	's	PART
agb-35	120	14	existence	existence	NOUN
agb-35	120	15	and	and	CCONJ
agb-35	120	16	sustainable	sustainable	ADJ
agb-35	120	17	development	development	NOUN
agb-35	120	18	.	.	PUNCT
agb-35	121	1	this	this	DET
agb-35	121	2	study	study	NOUN
agb-35	121	3	uses	use	VERB
agb-35	121	4	regression	regression	NOUN
agb-35	121	5	analysis	analysis	NOUN
agb-35	121	6	to	to	PART
agb-35	121	7	identify	identify	VERB
agb-35	121	8	the	the	DET
agb-35	121	9	internal	internal	ADJ
agb-35	121	10	factors	factor	NOUN
agb-35	121	11	that	that	PRON
agb-35	121	12	affect	affect	VERB
agb-35	121	13	the	the	DET
agb-35	121	14	roa	roa	NOUN
agb-35	121	15	and	and	CCONJ
agb-35	121	16	roe	roe	PROPN
agb-35	121	17	of	of	ADP
agb-35	121	18	commercial	commercial	ADJ
agb-35	121	19	banks	bank	NOUN
agb-35	121	20	in	in	ADP
agb-35	121	21	vietnam	vietnam	PROPN
agb-35	121	22	in	in	ADP
agb-35	121	23	the	the	DET
agb-35	121	24	period	period	NOUN
agb-35	121	25	2006	2006	NUM
agb-35	121	26	2015	2015	NUM
agb-35	121	27	.	.	PUNCT
agb-35	122	1	the	the	DET
agb-35	122	2	results	result	NOUN
agb-35	122	3	show	show	VERB
agb-35	122	4	that	that	SCONJ
agb-35	122	5	loan	loan	NOUN
agb-35	122	6	on	on	ADP
agb-35	122	7	total	total	ADJ
agb-35	122	8	assets	asset	NOUN
agb-35	122	9	ratio	ratio	NOUN
agb-35	122	10	,	,	PUNCT
agb-35	122	11	allowance	allowance	NOUN
agb-35	122	12	for	for	ADP
agb-35	122	13	credit	credit	NOUN
agb-35	122	14	losses	loss	NOUN
agb-35	122	15	to	to	ADP
agb-35	122	16	loan	loan	NOUN
agb-35	122	17	,	,	PUNCT
agb-35	122	18	interest	interest	NOUN
agb-35	122	19	expenses	expense	NOUN
agb-35	122	20	to	to	ADP
agb-35	122	21	liabilities	liability	NOUN
agb-35	122	22	,	,	PUNCT
agb-35	122	23	and	and	CCONJ
agb-35	122	24	non	non	ADJ
agb-35	122	25	-	-	ADJ
agb-35	122	26	interest	interest	ADJ
agb-35	122	27	income	income	NOUN
agb-35	122	28	to	to	ADP
agb-35	122	29	assets	asset	NOUN
agb-35	122	30	have	have	VERB
agb-35	122	31	a	a	DET
agb-35	122	32	positive	positive	ADJ
agb-35	122	33	impact	impact	NOUN
agb-35	122	34	on	on	ADP
agb-35	122	35	the	the	DET
agb-35	122	36	bank	bank	NOUN
agb-35	122	37	's	's	PART
agb-35	122	38	profitability	profitability	NOUN
agb-35	122	39	.	.	PUNCT
agb-35	123	1	meanwhile	meanwhile	ADV
agb-35	123	2	,	,	PUNCT
agb-35	123	3	npls	npls	NOUN
agb-35	123	4	,	,	PUNCT
agb-35	123	5	operating	operating	NOUN
agb-35	123	6	costs	cost	NOUN
agb-35	123	7	to	to	PART
agb-35	123	8	income	income	NOUN
agb-35	123	9	ratio	ratio	NOUN
agb-35	123	10	,	,	PUNCT
agb-35	123	11	and	and	CCONJ
agb-35	123	12	board	board	NOUN
agb-35	123	13	size	size	NOUN
agb-35	123	14	have	have	VERB
agb-35	123	15	a	a	DET
agb-35	123	16	negative	negative	ADJ
agb-35	123	17	impact	impact	NOUN
agb-35	123	18	on	on	ADP
agb-35	123	19	profitability	profitability	NOUN
agb-35	123	20	.	.	PUNCT
agb-35	124	1	the	the	DET
agb-35	124	2	study	study	NOUN
agb-35	124	3	found	find	VERB
agb-35	124	4	that	that	SCONJ
agb-35	124	5	there	there	PRON
agb-35	124	6	is	be	VERB
agb-35	124	7	no	no	DET
agb-35	124	8	statistically	statistically	ADV
agb-35	124	9	significant	significant	ADJ
agb-35	124	10	evidence	evidence	NOUN
agb-35	124	11	about	about	ADP
agb-35	124	12	the	the	DET
agb-35	124	13	effects	effect	NOUN
agb-35	124	14	of	of	ADP
agb-35	124	15	the	the	DET
agb-35	124	16	variables	variable	NOUN
agb-35	124	17	representing	represent	VERB
agb-35	124	18	liquidity	liquidity	NOUN
agb-35	124	19	risk	risk	NOUN
agb-35	124	20	management	management	NOUN
agb-35	124	21	,	,	PUNCT
agb-35	124	22	capital	capital	NOUN
agb-35	124	23	structure	structure	NOUN
agb-35	124	24	,	,	PUNCT
agb-35	124	25	cost	cost	NOUN
agb-35	124	26	control	control	NOUN
agb-35	124	27	,	,	PUNCT
agb-35	124	28	and	and	CCONJ
agb-35	124	29	size	size	NOUN
agb-35	124	30	on	on	ADP
agb-35	124	31	the	the	DET
agb-35	124	32	bank	bank	NOUN
agb-35	124	33	's	's	PART
agb-35	124	34	profitability	profitability	NOUN
agb-35	124	35	.	.	PUNCT
agb-35	125	1	to	to	PART
agb-35	125	2	exist	exist	VERB
agb-35	125	3	and	and	CCONJ
agb-35	125	4	develop	develop	VERB
agb-35	125	5	,	,	PUNCT
agb-35	125	6	commercial	commercial	ADJ
agb-35	125	7	banks	bank	NOUN
agb-35	125	8	must	must	AUX
agb-35	125	9	operate	operate	VERB
agb-35	125	10	effectively	effectively	ADV
agb-35	125	11	,	,	PUNCT
agb-35	125	12	therefore	therefore	ADV
agb-35	125	13	,	,	PUNCT
agb-35	125	14	profitability	profitability	NOUN
agb-35	125	15	is	be	AUX
agb-35	125	16	the	the	DET
agb-35	125	17	top	top	ADJ
agb-35	125	18	concern	concern	NOUN
agb-35	125	19	.	.	PUNCT
agb-35	126	1	through	through	ADP
agb-35	126	2	literature	literature	PROPN
agb-35	126	3	review	review	PROPN
agb-35	126	4	,	,	PUNCT
agb-35	126	5	measuring	measure	VERB
agb-35	126	6	to	to	PART
agb-35	126	7	improve	improve	VERB
agb-35	126	8	profitability	profitability	NOUN
agb-35	126	9	is	be	AUX
agb-35	126	10	a	a	DET
agb-35	126	11	particularly	particularly	ADV
agb-35	126	12	important	important	ADJ
agb-35	126	13	and	and	CCONJ
agb-35	126	14	necessary	necessary	ADJ
agb-35	126	15	issue	issue	NOUN
agb-35	126	16	for	for	ADP
agb-35	126	17	commercial	commercial	ADJ
agb-35	126	18	banks	bank	NOUN
agb-35	126	19	.	.	PUNCT
agb-35	127	1	although	although	SCONJ
agb-35	127	2	there	there	PRON
agb-35	127	3	have	have	AUX
agb-35	127	4	been	be	AUX
agb-35	127	5	some	some	DET
agb-35	127	6	studies	study	NOUN
agb-35	127	7	on	on	ADP
agb-35	127	8	the	the	DET
agb-35	127	9	profitability	profitability	NOUN
agb-35	127	10	agbioforum	agbioforum	NOUN
agb-35	127	11	,	,	PUNCT
agb-35	127	12	23(1	23(1	NOUN
agb-35	127	13	)	)	PUNCT
agb-35	127	14	,	,	PUNCT
agb-35	127	15	2021	2021	NUM
agb-35	127	16	|	|	ADV
agb-35	127	17	35	35	NUM
agb-35	127	18	dang	dang	ADJ
agb-35	127	19	,	,	PUNCT
agb-35	127	20	nguyen	nguyen	PROPN
agb-35	127	21	,	,	PUNCT
agb-35	127	22	nguyen	nguyen	PROPN
agb-35	127	23	,	,	PUNCT
agb-35	127	24	trinh	trinh	PROPN
agb-35	127	25	and	and	CCONJ
agb-35	127	26	banh	banh	PROPN
agb-35	127	27	.	.	PUNCT
agb-35	128	1	—	—	PUNCT
agb-35	128	2	factors	factor	NOUN
agb-35	128	3	affecting	affect	VERB
agb-35	128	4	the	the	DET
agb-35	128	5	profitability	profitability	NOUN
agb-35	128	6	of	of	ADP
agb-35	128	7	listed	list	VERB
agb-35	128	8	commercial	commercial	ADJ
agb-35	128	9	banks	bank	NOUN
agb-35	128	10	in	in	ADP
agb-35	128	11	vietnam	vietnam	PROPN
agb-35	128	12	of	of	ADP
agb-35	128	13	commercial	commercial	ADJ
agb-35	128	14	banks	bank	NOUN
agb-35	128	15	,	,	PUNCT
agb-35	128	16	there	there	PRON
agb-35	128	17	are	be	VERB
agb-35	128	18	currently	currently	ADV
agb-35	128	19	no	no	DET
agb-35	128	20	studies	study	NOUN
agb-35	128	21	assessing	assess	VERB
agb-35	128	22	the	the	DET
agb-35	128	23	impact	impact	NOUN
agb-35	128	24	of	of	ADP
agb-35	128	25	factors	factor	NOUN
agb-35	128	26	on	on	ADP
agb-35	128	27	the	the	DET
agb-35	128	28	profitability	profitability	NOUN
agb-35	128	29	of	of	ADP
agb-35	128	30	commercial	commercial	ADJ
agb-35	128	31	banks	bank	NOUN
agb-35	128	32	listed	list	VERB
agb-35	128	33	on	on	ADP
agb-35	128	34	the	the	DET
agb-35	128	35	vietnamese	vietnamese	ADJ
agb-35	128	36	stock	stock	NOUN
agb-35	128	37	market	market	NOUN
agb-35	128	38	.	.	PUNCT
agb-35	129	1	based	base	VERB
agb-35	129	2	on	on	ADP
agb-35	129	3	this	this	DET
agb-35	129	4	research	research	NOUN
agb-35	129	5	gap	gap	NOUN
agb-35	129	6	,	,	PUNCT
agb-35	129	7	the	the	DET
agb-35	129	8	author	author	NOUN
agb-35	129	9	finds	find	VERB
agb-35	129	10	that	that	SCONJ
agb-35	129	11	this	this	DET
agb-35	129	12	topic	topic	NOUN
agb-35	129	13	is	be	AUX
agb-35	129	14	practical	practical	ADJ
agb-35	129	15	and	and	CCONJ
agb-35	129	16	of	of	ADP
agb-35	129	17	theoretical	theoretical	ADJ
agb-35	129	18	significance	significance	NOUN
agb-35	129	19	,	,	PUNCT
agb-35	129	20	and	and	CCONJ
agb-35	129	21	the	the	DET
agb-35	129	22	research	research	NOUN
agb-35	129	23	results	result	NOUN
agb-35	129	24	are	be	AUX
agb-35	129	25	expected	expect	VERB
agb-35	129	26	to	to	PART
agb-35	129	27	have	have	VERB
agb-35	129	28	more	more	ADV
agb-35	129	29	bright	bright	ADJ
agb-35	129	30	spots	spot	NOUN
agb-35	129	31	compared	compare	VERB
agb-35	129	32	to	to	ADP
agb-35	129	33	previous	previous	ADJ
agb-35	129	34	studies	study	NOUN
agb-35	129	35	.	.	PUNCT
agb-35	130	1	3	3	X
agb-35	130	2	.	.	X
agb-35	130	3	research	research	NOUN
agb-35	130	4	methodology	methodology	NOUN
agb-35	130	5	3.1	3.1	NUM
agb-35	130	6	research	research	NOUN
agb-35	130	7	hypothesis	hypothesis	NOUN
agb-35	130	8	zeitun	zeitun	X
agb-35	130	9	et	et	PROPN
agb-35	130	10	al	al	PROPN
agb-35	130	11	.	.	PROPN
agb-35	131	1	(	(	PUNCT
agb-35	131	2	2014	2014	NUM
agb-35	131	3	)	)	PUNCT
agb-35	131	4	,	,	PUNCT
agb-35	131	5	(	(	PUNCT
agb-35	131	6	pouraghajan	pouraghajan	NOUN
agb-35	131	7	et	et	PROPN
agb-35	131	8	al	al	PROPN
agb-35	131	9	.	.	PROPN
agb-35	131	10	,	,	PUNCT
agb-35	131	11	2012	2012	NUM
agb-35	131	12	)	)	PUNCT
agb-35	131	13	both	both	PRON
agb-35	131	14	show	show	VERB
agb-35	131	15	their	their	PRON
agb-35	131	16	results	result	NOUN
agb-35	131	17	that	that	SCONJ
agb-35	131	18	enterprise	enterprise	NOUN
agb-35	131	19	size	size	NOUN
agb-35	131	20	has	have	AUX
agb-35	131	21	a	a	DET
agb-35	131	22	positive	positive	ADJ
agb-35	131	23	and	and	CCONJ
agb-35	131	24	significant	significant	ADJ
agb-35	131	25	impact	impact	NOUN
agb-35	131	26	on	on	ADP
agb-35	131	27	business	business	NOUN
agb-35	131	28	performance	performance	NOUN
agb-35	131	29	.	.	PUNCT
agb-35	132	1	mitchell	mitchell	PROPN
agb-35	132	2	et	et	PROPN
agb-35	132	3	al	al	PROPN
agb-35	132	4	.	.	PROPN
agb-35	132	5	(	(	PUNCT
agb-35	132	6	1996	1996	NUM
agb-35	132	7	)	)	PUNCT
agb-35	132	8	reach	reach	VERB
agb-35	132	9	the	the	DET
agb-35	132	10	same	same	ADJ
agb-35	132	11	finding	finding	NOUN
agb-35	132	12	with	with	ADP
agb-35	132	13	the	the	DET
agb-35	132	14	data	datum	NOUN
agb-35	132	15	from	from	ADP
agb-35	132	16	1986	1986	NUM
agb-35	132	17	to	to	ADP
agb-35	132	18	1990	1990	NUM
agb-35	132	19	of	of	ADP
agb-35	132	20	commercial	commercial	ADJ
agb-35	132	21	banks	bank	NOUN
agb-35	132	22	with	with	ADP
agb-35	132	23	total	total	ADJ
agb-35	132	24	assets	asset	NOUN
agb-35	132	25	of	of	ADP
agb-35	132	26	$	$	SYM
agb-35	132	27	100	100	NUM
agb-35	132	28	million	million	NUM
agb-35	132	29	in	in	ADP
agb-35	132	30	the	the	DET
agb-35	132	31	us	us	PROPN
agb-35	132	32	.	.	PUNCT
agb-35	133	1	the	the	DET
agb-35	133	2	results	result	NOUN
agb-35	133	3	show	show	VERB
agb-35	133	4	that	that	SCONJ
agb-35	133	5	large	large	ADJ
agb-35	133	6	-	-	PUNCT
agb-35	133	7	scale	scale	NOUN
agb-35	133	8	commercial	commercial	ADJ
agb-35	133	9	banks	bank	NOUN
agb-35	133	10	are	be	AUX
agb-35	133	11	often	often	ADV
agb-35	133	12	cost	cost	NOUN
agb-35	133	13	-	-	PUNCT
agb-35	133	14	effective	effective	ADJ
agb-35	133	15	.	.	PUNCT
agb-35	134	1	other	other	ADJ
agb-35	134	2	researchers	researcher	NOUN
agb-35	134	3	like	like	ADP
agb-35	134	4	stever	stever	NOUN
agb-35	134	5	(	(	PUNCT
agb-35	134	6	2007	2007	NUM
agb-35	134	7	)	)	PUNCT
agb-35	134	8	suggest	suggest	VERB
agb-35	134	9	that	that	SCONJ
agb-35	134	10	large	large	ADJ
agb-35	134	11	commercial	commercial	ADJ
agb-35	134	12	banks	bank	NOUN
agb-35	134	13	often	often	ADV
agb-35	134	14	have	have	VERB
agb-35	134	15	the	the	DET
agb-35	134	16	advantage	advantage	NOUN
agb-35	134	17	in	in	ADP
agb-35	134	18	diversifying	diversify	VERB
agb-35	134	19	their	their	PRON
agb-35	134	20	asset	asset	NOUN
agb-35	134	21	portfolio	portfolio	NOUN
agb-35	134	22	as	as	ADV
agb-35	134	23	well	well	ADV
agb-35	134	24	as	as	ADP
agb-35	134	25	their	their	PRON
agb-35	134	26	operations	operation	NOUN
agb-35	134	27	,	,	PUNCT
agb-35	134	28	while	while	SCONJ
agb-35	134	29	small	small	ADJ
agb-35	134	30	commercial	commercial	ADJ
agb-35	134	31	banks	bank	NOUN
agb-35	134	32	often	often	ADV
agb-35	134	33	do	do	AUX
agb-35	134	34	not	not	PART
agb-35	134	35	have	have	VERB
agb-35	134	36	that	that	DET
agb-35	134	37	advantage	advantage	NOUN
agb-35	134	38	,	,	PUNCT
agb-35	134	39	which	which	PRON
agb-35	134	40	makes	make	VERB
agb-35	134	41	they	they	PRON
agb-35	134	42	must	must	AUX
agb-35	134	43	try	try	VERB
agb-35	134	44	to	to	PART
agb-35	134	45	reach	reach	VERB
agb-35	134	46	borrowers	borrower	NOUN
agb-35	134	47	who	who	PRON
agb-35	134	48	have	have	VERB
agb-35	134	49	low	low	ADJ
agb-35	134	50	credit	credit	NOUN
agb-35	134	51	risk	risk	NOUN
agb-35	134	52	or	or	CCONJ
agb-35	134	53	require	require	VERB
agb-35	134	54	more	more	ADJ
agb-35	134	55	collateral	collateral	NOUN
agb-35	134	56	.	.	PUNCT
agb-35	135	1	the	the	DET
agb-35	135	2	proposed	propose	VERB
agb-35	135	3	hypothesis	hypothesis	NOUN
agb-35	135	4	h1	h1	NOUN
agb-35	135	5	is	be	AUX
agb-35	135	6	:	:	PUNCT
agb-35	135	7	h1	h1	PROPN
agb-35	135	8	:	:	PUNCT
agb-35	135	9	the	the	DET
agb-35	135	10	size	size	NOUN
agb-35	135	11	of	of	ADP
agb-35	135	12	total	total	ADJ
agb-35	135	13	assets	asset	NOUN
agb-35	135	14	(	(	PUNCT
agb-35	135	15	ta	ta	NOUN
agb-35	135	16	)	)	PUNCT
agb-35	135	17	has	have	VERB
agb-35	135	18	a	a	DET
agb-35	135	19	positive	positive	ADJ
agb-35	135	20	impact	impact	NOUN
agb-35	135	21	on	on	ADP
agb-35	135	22	the	the	DET
agb-35	135	23	profitability	profitability	NOUN
agb-35	135	24	of	of	ADP
agb-35	135	25	commercial	commercial	ADJ
agb-35	135	26	banks	bank	NOUN
agb-35	135	27	.	.	PUNCT
agb-35	136	1	berger	berger	PROPN
agb-35	136	2	(	(	PUNCT
agb-35	136	3	1995	1995	NUM
agb-35	136	4	)	)	PUNCT
agb-35	136	5	show	show	VERB
agb-35	136	6	that	that	SCONJ
agb-35	136	7	raising	raise	VERB
agb-35	136	8	the	the	DET
agb-35	136	9	equity	equity	NOUN
agb-35	136	10	ratio	ratio	NOUN
agb-35	136	11	increases	increase	VERB
agb-35	136	12	risk	risk	NOUN
agb-35	136	13	tolerance	tolerance	NOUN
agb-35	136	14	,	,	PUNCT
agb-35	136	15	especially	especially	ADV
agb-35	136	16	credit	credit	NOUN
agb-35	136	17	risks	risk	NOUN
agb-35	136	18	,	,	PUNCT
agb-35	136	19	thereby	thereby	ADV
agb-35	136	20	,	,	PUNCT
agb-35	136	21	can	can	AUX
agb-35	136	22	promote	promote	VERB
agb-35	136	23	credit	credit	NOUN
agb-35	136	24	growth	growth	NOUN
agb-35	136	25	to	to	PART
agb-35	136	26	earn	earn	VERB
agb-35	136	27	revenue	revenue	NOUN
agb-35	136	28	on	on	ADP
agb-35	136	29	higher	high	ADJ
agb-35	136	30	returns	return	NOUN
agb-35	136	31	berger	berger	PROPN
agb-35	136	32	(	(	PUNCT
agb-35	136	33	1995	1995	NUM
agb-35	136	34	)	)	PUNCT
agb-35	136	35	.	.	PUNCT
agb-35	137	1	in	in	ADP
agb-35	137	2	addition	addition	NOUN
agb-35	137	3	,	,	PUNCT
agb-35	137	4	molyneux	molyneux	PROPN
agb-35	137	5	,	,	PUNCT
agb-35	137	6	p.	p.	NOUN
agb-35	137	7	(	(	PUNCT
agb-35	137	8	1993	1993	NUM
agb-35	137	9	)	)	PUNCT
agb-35	137	10	based	base	VERB
agb-35	137	11	on	on	ADP
agb-35	137	12	the	the	DET
agb-35	137	13	cost	cost	NOUN
agb-35	137	14	perspective	perspective	NOUN
agb-35	137	15	demonstrate	demonstrate	VERB
agb-35	137	16	that	that	SCONJ
agb-35	137	17	raising	raise	VERB
agb-35	137	18	the	the	DET
agb-35	137	19	equity	equity	NOUN
agb-35	137	20	ratio	ratio	NOUN
agb-35	137	21	increases	increase	VERB
agb-35	137	22	credit	credit	NOUN
agb-35	137	23	ratings	rating	NOUN
agb-35	137	24	,	,	PUNCT
agb-35	137	25	thereby	thereby	ADV
agb-35	137	26	helping	help	VERB
agb-35	137	27	commercial	commercial	ADJ
agb-35	137	28	banks	bank	NOUN
agb-35	137	29	reduce	reduce	VERB
agb-35	137	30	capital	capital	NOUN
agb-35	137	31	costs	cost	NOUN
agb-35	137	32	.	.	PUNCT
agb-35	138	1	the	the	DET
agb-35	138	2	proposed	propose	VERB
agb-35	138	3	hypothesis	hypothesis	NOUN
agb-35	138	4	h2	h2	NOUN
agb-35	138	5	is	be	AUX
agb-35	138	6	:	:	PUNCT
agb-35	138	7	h2	h2	NOUN
agb-35	138	8	:	:	PUNCT
agb-35	138	9	equity(e	equity(e	NOUN
agb-35	138	10	)	)	PUNCT
agb-35	138	11	has	have	VERB
agb-35	138	12	a	a	DET
agb-35	138	13	positive	positive	ADJ
agb-35	138	14	impact	impact	NOUN
agb-35	138	15	on	on	ADP
agb-35	138	16	the	the	DET
agb-35	138	17	profitability	profitability	NOUN
agb-35	138	18	of	of	ADP
agb-35	138	19	commercial	commercial	ADJ
agb-35	138	20	banks	bank	NOUN
agb-35	138	21	.	.	PUNCT
agb-35	139	1	non	non	ADJ
agb-35	139	2	-	-	ADJ
agb-35	139	3	interest	interest	ADJ
agb-35	139	4	income	income	NOUN
agb-35	139	5	includes	include	VERB
agb-35	139	6	revenue	revenue	NOUN
agb-35	139	7	from	from	ADP
agb-35	139	8	services	service	NOUN
agb-35	139	9	(	(	PUNCT
agb-35	139	10	money	money	NOUN
agb-35	139	11	transfer	transfer	NOUN
agb-35	139	12	payments	payment	NOUN
agb-35	139	13	,	,	PUNCT
agb-35	139	14	cards	card	NOUN
agb-35	139	15	,	,	PUNCT
agb-35	139	16	treasury	treasury	PROPN
agb-35	139	17	services	service	NOUN
agb-35	139	18	,	,	PUNCT
agb-35	139	19	custodial	custodial	ADJ
agb-35	139	20	banking	banking	NOUN
agb-35	139	21	services	service	NOUN
agb-35	139	22	,	,	PUNCT
agb-35	139	23	etc	etc	X
agb-35	139	24	.	.	X
agb-35	139	25	)	)	PUNCT
agb-35	139	26	,	,	PUNCT
agb-35	139	27	income	income	NOUN
agb-35	139	28	from	from	ADP
agb-35	139	29	foreign	foreign	ADJ
agb-35	139	30	exchange	exchange	NOUN
agb-35	139	31	business	business	NOUN
agb-35	139	32	,	,	PUNCT
agb-35	139	33	trading	trading	NOUN
agb-35	139	34	and	and	CCONJ
agb-35	139	35	investing	invest	VERB
agb-35	139	36	in	in	ADP
agb-35	139	37	securities	security	NOUN
agb-35	139	38	,	,	PUNCT
agb-35	139	39	venture	venture	NOUN
agb-35	139	40	capital	capital	NOUN
agb-35	139	41	,	,	PUNCT
agb-35	139	42	payment	payment	NOUN
agb-35	139	43	for	for	ADP
agb-35	139	44	import	import	NOUN
agb-35	139	45	and	and	CCONJ
agb-35	139	46	export	export	NOUN
agb-35	139	47	.	.	PUNCT
agb-35	140	1	the	the	DET
agb-35	140	2	positive	positive	ADJ
agb-35	140	3	results	result	NOUN
agb-35	140	4	on	on	ADP
agb-35	140	5	non	non	ADJ
agb-35	140	6	-	-	ADJ
agb-35	140	7	interest	interest	ADJ
agb-35	140	8	income	income	NOUN
agb-35	140	9	show	show	VERB
agb-35	140	10	that	that	SCONJ
agb-35	140	11	promoting	promote	VERB
agb-35	140	12	non	non	ADJ
agb-35	140	13	-	-	ADJ
agb-35	140	14	interest	interest	ADJ
agb-35	140	15	activities	activity	NOUN
agb-35	140	16	leads	lead	VERB
agb-35	140	17	to	to	ADP
agb-35	140	18	higher	high	ADJ
agb-35	140	19	profitability	profitability	NOUN
agb-35	140	20	(	(	PUNCT
agb-35	140	21	chiorazzo	chiorazzo	VERB
agb-35	140	22	et	et	PROPN
agb-35	140	23	al	al	PROPN
agb-35	140	24	.	.	PROPN
agb-35	140	25	,	,	PUNCT
agb-35	140	26	2008	2008	NUM
agb-35	140	27	)	)	PUNCT
agb-35	140	28	,	,	PUNCT
agb-35	140	29	higher	high	ADJ
agb-35	140	30	operating	operating	NOUN
agb-35	140	31	efficiency	efficiency	NOUN
agb-35	140	32	(	(	PUNCT
agb-35	140	33	landskroner	landskroner	PROPN
agb-35	140	34	et	et	PROPN
agb-35	140	35	al	al	PROPN
agb-35	140	36	.	.	PROPN
agb-35	140	37	,	,	PUNCT
agb-35	140	38	2005	2005	NUM
agb-35	140	39	)	)	PUNCT
agb-35	140	40	,	,	PUNCT
agb-35	140	41	or	or	CCONJ
agb-35	140	42	reduction	reduction	NOUN
agb-35	140	43	in	in	ADP
agb-35	140	44	the	the	DET
agb-35	140	45	overall	overall	ADJ
agb-35	140	46	risk	risk	NOUN
agb-35	140	47	for	for	ADP
agb-35	140	48	commercial	commercial	ADJ
agb-35	140	49	banks	bank	NOUN
agb-35	140	50	(	(	PUNCT
agb-35	140	51	allen	allen	PROPN
agb-35	140	52	et	et	PROPN
agb-35	140	53	al	al	PROPN
agb-35	140	54	.	.	PROPN
agb-35	140	55	,	,	PUNCT
agb-35	140	56	2000	2000	NUM
agb-35	140	57	)	)	PUNCT
agb-35	140	58	.	.	PUNCT
agb-35	141	1	hughes	hughes	PROPN
agb-35	141	2	et	et	PROPN
agb-35	141	3	al	al	PROPN
agb-35	141	4	.	.	PROPN
agb-35	142	1	(	(	PUNCT
agb-35	142	2	2013	2013	NUM
agb-35	142	3	)	)	PUNCT
agb-35	142	4	argue	argue	VERB
agb-35	142	5	that	that	SCONJ
agb-35	142	6	large	large	ADJ
agb-35	142	7	commercial	commercial	ADJ
agb-35	142	8	banks	bank	NOUN
agb-35	142	9	have	have	VERB
agb-35	142	10	high	high	ADJ
agb-35	142	11	efficiency	efficiency	NOUN
agb-35	142	12	of	of	ADP
agb-35	142	13	scale	scale	NOUN
agb-35	142	14	because	because	SCONJ
agb-35	142	15	they	they	PRON
agb-35	142	16	increasingly	increasingly	ADV
agb-35	142	17	know	know	VERB
agb-35	142	18	how	how	SCONJ
agb-35	142	19	to	to	PART
agb-35	142	20	optimize	optimize	VERB
agb-35	142	21	costs	cost	NOUN
agb-35	142	22	based	base	VERB
agb-35	142	23	on	on	ADP
agb-35	142	24	technology	technology	NOUN
agb-35	142	25	and	and	CCONJ
agb-35	142	26	take	take	VERB
agb-35	142	27	advantage	advantage	NOUN
agb-35	142	28	of	of	ADP
agb-35	142	29	costs	cost	NOUN
agb-35	142	30	that	that	PRON
agb-35	142	31	do	do	AUX
agb-35	142	32	not	not	PART
agb-35	142	33	increase	increase	VERB
agb-35	142	34	proportionally	proportionally	ADV
agb-35	142	35	with	with	ADP
agb-35	142	36	scale	scale	NOUN
agb-35	142	37	.	.	PUNCT
agb-35	143	1	this	this	PRON
agb-35	143	2	implies	imply	VERB
agb-35	143	3	the	the	DET
agb-35	143	4	application	application	NOUN
agb-35	143	5	of	of	ADP
agb-35	143	6	information	information	NOUN
agb-35	143	7	technology	technology	NOUN
agb-35	143	8	to	to	PART
agb-35	143	9	enhance	enhance	VERB
agb-35	143	10	non	non	ADJ
agb-35	143	11	-	-	ADJ
agb-35	143	12	traditional	traditional	ADJ
agb-35	143	13	activities	activity	NOUN
agb-35	143	14	,	,	PUNCT
agb-35	143	15	and	and	CCONJ
agb-35	143	16	high	high	ADJ
agb-35	143	17	non	non	ADJ
agb-35	143	18	-	-	ADJ
agb-35	143	19	interest	interest	ADJ
agb-35	143	20	income	income	NOUN
agb-35	143	21	to	to	PART
agb-35	143	22	help	help	VERB
agb-35	143	23	large	large	ADJ
agb-35	143	24	commercial	commercial	ADJ
agb-35	143	25	banks	bank	NOUN
agb-35	143	26	become	become	VERB
agb-35	143	27	more	more	ADV
agb-35	143	28	and	and	CCONJ
agb-35	143	29	more	more	ADV
agb-35	143	30	efficient	efficient	ADJ
agb-35	143	31	.	.	PUNCT
agb-35	144	1	the	the	DET
agb-35	144	2	increase	increase	NOUN
agb-35	144	3	in	in	ADP
agb-35	144	4	total	total	ADJ
agb-35	144	5	noninterest	noninter	ADJ
agb-35	144	6	income	income	NOUN
agb-35	144	7	represents	represent	VERB
agb-35	144	8	a	a	DET
agb-35	144	9	higher	high	ADJ
agb-35	144	10	degree	degree	NOUN
agb-35	144	11	of	of	ADP
agb-35	144	12	income	income	NOUN
agb-35	144	13	diversification	diversification	NOUN
agb-35	144	14	,	,	PUNCT
agb-35	144	15	the	the	DET
agb-35	144	16	bank	bank	NOUN
agb-35	144	17	's	's	PART
agb-35	144	18	income	income	NOUN
agb-35	144	19	does	do	AUX
agb-35	144	20	not	not	PART
agb-35	144	21	depend	depend	VERB
agb-35	144	22	much	much	ADJ
agb-35	144	23	on	on	ADP
agb-35	144	24	the	the	DET
agb-35	144	25	traditional	traditional	ADJ
agb-35	144	26	activity	activity	NOUN
agb-35	144	27	of	of	ADP
agb-35	144	28	lending	lending	NOUN
agb-35	144	29	.	.	PUNCT
agb-35	145	1	the	the	DET
agb-35	145	2	correlation	correlation	NOUN
agb-35	145	3	is	be	AUX
agb-35	145	4	expected	expect	VERB
agb-35	145	5	to	to	PART
agb-35	145	6	be	be	AUX
agb-35	145	7	positively	positively	ADV
agb-35	145	8	related	relate	VERB
agb-35	145	9	to	to	ADP
agb-35	145	10	profitability	profitability	NOUN
agb-35	145	11	.	.	PUNCT
agb-35	146	1	the	the	DET
agb-35	146	2	proposed	propose	VERB
agb-35	146	3	h3	h3	NOUN
agb-35	146	4	hypothesis	hypothesis	NOUN
agb-35	146	5	is	be	AUX
agb-35	146	6	:	:	PUNCT
agb-35	146	7	h3	h3	NOUN
agb-35	146	8	:	:	PUNCT
agb-35	146	9	income	income	NOUN
agb-35	146	10	diversification	diversification	NOUN
agb-35	146	11	(	(	PUNCT
agb-35	146	12	noii	noii	ADJ
agb-35	146	13	)	)	PUNCT
agb-35	146	14	has	have	VERB
agb-35	146	15	a	a	DET
agb-35	146	16	positive	positive	ADJ
agb-35	146	17	impact	impact	NOUN
agb-35	146	18	on	on	ADP
agb-35	146	19	the	the	DET
agb-35	146	20	profitability	profitability	NOUN
agb-35	146	21	of	of	ADP
agb-35	146	22	commercial	commercial	ADJ
agb-35	146	23	banks	bank	NOUN
agb-35	146	24	.	.	PUNCT
agb-35	147	1	(	(	PUNCT
agb-35	147	2	income	income	NOUN
agb-35	147	3	diversification	diversification	NOUN
agb-35	147	4	is	be	AUX
agb-35	147	5	measured	measure	VERB
agb-35	147	6	by	by	ADP
agb-35	147	7	non	non	ADJ
agb-35	147	8	-	-	ADJ
agb-35	147	9	interest	interest	ADJ
agb-35	147	10	income	income	NOUN
agb-35	147	11	nii	nii	PROPN
agb-35	147	12	)	)	PUNCT
agb-35	147	13	operating	operating	NOUN
agb-35	147	14	expenses	expense	NOUN
agb-35	147	15	(	(	PUNCT
agb-35	147	16	operation	operation	NOUN
agb-35	147	17	expenses	expense	NOUN
agb-35	147	18	)	)	PUNCT
agb-35	147	19	is	be	AUX
agb-35	147	20	a	a	DET
agb-35	147	21	factor	factor	NOUN
agb-35	147	22	that	that	PRON
agb-35	147	23	is	be	AUX
agb-35	147	24	deducted	deduct	VERB
agb-35	147	25	from	from	ADP
agb-35	147	26	total	total	ADJ
agb-35	147	27	operating	operate	VERB
agb-35	147	28	income	income	NOUN
agb-35	147	29	to	to	PART
agb-35	147	30	form	form	VERB
agb-35	147	31	net	net	ADJ
agb-35	147	32	profit	profit	NOUN
agb-35	147	33	from	from	ADP
agb-35	147	34	commercial	commercial	ADJ
agb-35	147	35	banks	bank	NOUN
agb-35	147	36	’	'	PUNCT
agb-35	147	37	activities	activity	NOUN
agb-35	147	38	.	.	PUNCT
agb-35	148	1	a	a	DET
agb-35	148	2	negative	negative	ADJ
agb-35	148	3	relationship	relationship	NOUN
agb-35	148	4	between	between	ADP
agb-35	148	5	operating	operating	NOUN
agb-35	148	6	costs	cost	NOUN
agb-35	148	7	and	and	CCONJ
agb-35	148	8	profitability	profitability	NOUN
agb-35	148	9	of	of	ADP
agb-35	148	10	commercial	commercial	ADJ
agb-35	148	11	banks	bank	NOUN
agb-35	148	12	is	be	AUX
agb-35	148	13	often	often	ADV
agb-35	148	14	expected	expect	VERB
agb-35	148	15	.	.	PUNCT
agb-35	149	1	the	the	DET
agb-35	149	2	proposed	propose	VERB
agb-35	149	3	h4	h4	NOUN
agb-35	149	4	hypothesis	hypothesis	NOUN
agb-35	149	5	is	be	AUX
agb-35	149	6	:	:	PUNCT
agb-35	149	7	h4	h4	NOUN
agb-35	149	8	:	:	PUNCT
agb-35	149	9	operating	operate	VERB
agb-35	149	10	cost	cost	NOUN
agb-35	149	11	has	have	VERB
agb-35	149	12	a	a	DET
agb-35	149	13	negative	negative	ADJ
agb-35	149	14	impact	impact	NOUN
agb-35	149	15	on	on	ADP
agb-35	149	16	the	the	DET
agb-35	149	17	profitability	profitability	NOUN
agb-35	149	18	of	of	ADP
agb-35	149	19	commercial	commercial	ADJ
agb-35	149	20	banks	bank	NOUN
agb-35	149	21	.	.	PUNCT
agb-35	150	1	(	(	PUNCT
agb-35	150	2	operating	operate	VERB
agb-35	150	3	cost	cost	NOUN
agb-35	150	4	is	be	AUX
agb-35	150	5	measured	measure	VERB
agb-35	150	6	by	by	ADP
agb-35	150	7	operating	operate	VERB
agb-35	150	8	cost	cost	NOUN
agb-35	150	9	on	on	ADP
agb-35	150	10	income	income	NOUN
agb-35	150	11	ratio	ratio	NOUN
agb-35	150	12	:	:	PUNCT
agb-35	150	13	oci	oci	PROPN
agb-35	150	14	)	)	PUNCT
agb-35	150	15	vietnam	vietnam	PROPN
agb-35	150	16	is	be	AUX
agb-35	150	17	primarily	primarily	ADV
agb-35	150	18	an	an	DET
agb-35	150	19	agriculture	agriculture	NOUN
agb-35	150	20	-	-	PUNCT
agb-35	150	21	based	base	VERB
agb-35	150	22	economy	economy	NOUN
agb-35	150	23	.	.	PUNCT
agb-35	151	1	though	though	SCONJ
agb-35	151	2	the	the	DET
agb-35	151	3	share	share	NOUN
agb-35	151	4	of	of	ADP
agb-35	151	5	agriculture	agriculture	NOUN
agb-35	151	6	sector	sector	NOUN
agb-35	151	7	as	as	ADP
agb-35	151	8	a	a	DET
agb-35	151	9	contribution	contribution	NOUN
agb-35	151	10	to	to	ADP
agb-35	151	11	gross	gross	ADJ
agb-35	151	12	domestic	domestic	ADJ
agb-35	151	13	contribution	contribution	NOUN
agb-35	151	14	(	(	PUNCT
agb-35	151	15	gdp	gdp	NOUN
agb-35	151	16	)	)	PUNCT
agb-35	151	17	is	be	AUX
agb-35	151	18	decreasing	decrease	VERB
agb-35	151	19	in	in	ADP
agb-35	151	20	vietnam	vietnam	PROPN
agb-35	151	21	,	,	PUNCT
agb-35	151	22	the	the	DET
agb-35	151	23	agriculture	agriculture	NOUN
agb-35	151	24	remains	remain	VERB
agb-35	151	25	a	a	DET
agb-35	151	26	strategically	strategically	ADV
agb-35	151	27	important	important	ADJ
agb-35	151	28	sector	sector	NOUN
agb-35	151	29	for	for	ADP
agb-35	151	30	a	a	DET
agb-35	151	31	vietnamese	vietnamese	ADJ
agb-35	151	32	economy	economy	NOUN
agb-35	151	33	.	.	PUNCT
agb-35	152	1	it	it	PRON
agb-35	152	2	not	not	PART
agb-35	152	3	only	only	ADV
agb-35	152	4	contributes	contribute	VERB
agb-35	152	5	significantly	significantly	ADV
agb-35	152	6	to	to	ADP
agb-35	152	7	the	the	DET
agb-35	152	8	gdp	gdp	NOUN
agb-35	152	9	but	but	CCONJ
agb-35	152	10	also	also	ADV
agb-35	152	11	provides	provide	VERB
agb-35	152	12	employment	employment	NOUN
agb-35	152	13	opportunities	opportunity	NOUN
agb-35	152	14	for	for	ADP
agb-35	152	15	vietnamese	vietnamese	ADJ
agb-35	152	16	people	people	NOUN
agb-35	152	17	.	.	PUNCT
agb-35	153	1	the	the	DET
agb-35	153	2	interesting	interesting	ADJ
agb-35	153	3	fact	fact	NOUN
agb-35	153	4	is	be	AUX
agb-35	153	5	that	that	SCONJ
agb-35	153	6	almost	almost	ADV
agb-35	153	7	40	40	NUM
agb-35	153	8	%	%	NOUN
agb-35	153	9	of	of	ADP
agb-35	153	10	the	the	DET
agb-35	153	11	land	land	NOUN
agb-35	153	12	in	in	ADP
agb-35	153	13	the	the	DET
agb-35	153	14	vietnam	vietnam	NOUN
agb-35	153	15	is	be	AUX
agb-35	153	16	dedicated	dedicate	VERB
agb-35	153	17	to	to	ADP
agb-35	153	18	agriculture	agriculture	NOUN
agb-35	153	19	and	and	CCONJ
agb-35	153	20	given	give	VERB
agb-35	153	21	the	the	DET
agb-35	153	22	climatic	climatic	ADJ
agb-35	153	23	conditions	condition	NOUN
agb-35	153	24	,	,	PUNCT
agb-35	153	25	rice	rice	NOUN
agb-35	153	26	production	production	NOUN
agb-35	153	27	forms	form	VERB
agb-35	153	28	the	the	DET
agb-35	153	29	largest	large	ADJ
agb-35	153	30	proportion	proportion	NOUN
agb-35	153	31	of	of	ADP
agb-35	153	32	total	total	ADJ
agb-35	153	33	agriculture	agriculture	NOUN
agb-35	153	34	produce	produce	VERB
agb-35	153	35	.	.	PUNCT
agb-35	154	1	the	the	DET
agb-35	154	2	proposed	propose	VERB
agb-35	154	3	h5	h5	NOUN
agb-35	154	4	hypothesis	hypothesis	NOUN
agb-35	154	5	is	be	AUX
agb-35	154	6	:	:	PUNCT
agb-35	154	7	h5	h5	PROPN
agb-35	154	8	:	:	PUNCT
agb-35	154	9	agricultural	agricultural	ADJ
agb-35	154	10	financing	financing	NOUN
agb-35	154	11	(	(	PUNCT
agb-35	154	12	af	af	NOUN
agb-35	154	13	)	)	PUNCT
agb-35	154	14	has	have	VERB
agb-35	154	15	a	a	DET
agb-35	154	16	positive	positive	ADJ
agb-35	154	17	impact	impact	NOUN
agb-35	154	18	on	on	ADP
agb-35	154	19	the	the	DET
agb-35	154	20	profitability	profitability	NOUN
agb-35	154	21	of	of	ADP
agb-35	154	22	commercial	commercial	ADJ
agb-35	154	23	banks	bank	NOUN
agb-35	154	24	.	.	PUNCT
agb-35	155	1	lending	lending	NOUN
agb-35	155	2	ability	ability	NOUN
agb-35	155	3	refers	refer	VERB
agb-35	155	4	to	to	ADP
agb-35	155	5	the	the	DET
agb-35	155	6	ability	ability	NOUN
agb-35	155	7	to	to	PART
agb-35	155	8	use	use	VERB
agb-35	155	9	mobilized	mobilize	VERB
agb-35	155	10	capital	capital	NOUN
agb-35	155	11	for	for	ADP
agb-35	155	12	lending	lending	NOUN
agb-35	155	13	.	.	PUNCT
agb-35	156	1	if	if	SCONJ
agb-35	156	2	banks	bank	NOUN
agb-35	156	3	effectively	effectively	ADV
agb-35	156	4	use	use	VERB
agb-35	156	5	their	their	PRON
agb-35	156	6	capital	capital	NOUN
agb-35	156	7	,	,	PUNCT
agb-35	156	8	it	it	PRON
agb-35	156	9	will	will	AUX
agb-35	156	10	increase	increase	VERB
agb-35	156	11	interest	interest	NOUN
agb-35	156	12	income	income	NOUN
agb-35	156	13	and	and	CCONJ
agb-35	156	14	increase	increase	VERB
agb-35	156	15	the	the	DET
agb-35	156	16	banks	bank	NOUN
agb-35	156	17	’	'	PUNCT
agb-35	156	18	profit	profit	NOUN
agb-35	156	19	.	.	PUNCT
agb-35	157	1	the	the	DET
agb-35	157	2	proposed	propose	VERB
agb-35	157	3	h6	h6	PROPN
agb-35	157	4	hypothesis	hypothesis	NOUN
agb-35	157	5	is	be	AUX
agb-35	157	6	:	:	PUNCT
agb-35	157	7	h6	h6	NOUN
agb-35	157	8	:	:	PUNCT
agb-35	157	9	lending	lending	NOUN
agb-35	157	10	ability	ability	NOUN
agb-35	157	11	(	(	PUNCT
agb-35	157	12	la	la	NOUN
agb-35	157	13	)	)	PUNCT
agb-35	157	14	has	have	VERB
agb-35	157	15	a	a	DET
agb-35	157	16	positive	positive	ADJ
agb-35	157	17	impact	impact	NOUN
agb-35	157	18	on	on	ADP
agb-35	157	19	the	the	DET
agb-35	157	20	profitability	profitability	NOUN
agb-35	157	21	of	of	ADP
agb-35	157	22	commercial	commercial	ADJ
agb-35	157	23	banks	bank	NOUN
agb-35	157	24	.	.	PUNCT
agb-35	158	1	if	if	SCONJ
agb-35	158	2	banks	bank	NOUN
agb-35	158	3	can	can	AUX
agb-35	158	4	mobilize	mobilize	VERB
agb-35	158	5	capital	capital	NOUN
agb-35	158	6	well	well	ADV
agb-35	158	7	,	,	PUNCT
agb-35	158	8	they	they	PRON
agb-35	158	9	can	can	AUX
agb-35	158	10	limit	limit	VERB
agb-35	158	11	their	their	PRON
agb-35	158	12	ability	ability	NOUN
agb-35	158	13	to	to	PART
agb-35	158	14	borrow	borrow	VERB
agb-35	158	15	from	from	ADP
agb-35	158	16	interbank	interbank	NOUN
agb-35	158	17	or	or	CCONJ
agb-35	158	18	central	central	ADJ
agb-35	158	19	banks	bank	NOUN
agb-35	158	20	.	.	PUNCT
agb-35	159	1	as	as	SCONJ
agb-35	159	2	the	the	DET
agb-35	159	3	cost	cost	NOUN
agb-35	159	4	of	of	ADP
agb-35	159	5	mobilizing	mobilizing	NOUN
agb-35	159	6	is	be	AUX
agb-35	159	7	more	more	ADV
agb-35	159	8	active	active	ADJ
agb-35	159	9	than	than	ADP
agb-35	159	10	the	the	DET
agb-35	159	11	cost	cost	NOUN
agb-35	159	12	of	of	ADP
agb-35	159	13	borrowing	borrowing	NOUN
agb-35	159	14	,	,	PUNCT
agb-35	159	15	the	the	DET
agb-35	159	16	banks	bank	NOUN
agb-35	159	17	conduct	conduct	VERB
agb-35	159	18	business	business	NOUN
agb-35	159	19	more	more	ADV
agb-35	159	20	efficiently	efficiently	ADV
agb-35	159	21	.	.	PUNCT
agb-35	160	1	the	the	DET
agb-35	160	2	proposed	propose	VERB
agb-35	160	3	h7	h7	PROPN
agb-35	160	4	hypothesis	hypothesis	NOUN
agb-35	160	5	is	be	AUX
agb-35	160	6	:	:	PUNCT
agb-35	160	7	h7	h7	X
agb-35	160	8	:	:	PUNCT
agb-35	160	9	deposits	deposit	NOUN
agb-35	160	10	ability	ability	NOUN
agb-35	160	11	(	(	PUNCT
agb-35	160	12	da	da	NOUN
agb-35	160	13	)	)	PUNCT
agb-35	160	14	has	have	VERB
agb-35	160	15	a	a	DET
agb-35	160	16	positive	positive	ADJ
agb-35	160	17	impact	impact	NOUN
agb-35	160	18	on	on	ADP
agb-35	160	19	the	the	DET
agb-35	160	20	profitability	profitability	NOUN
agb-35	160	21	of	of	ADP
agb-35	160	22	commercial	commercial	ADJ
agb-35	160	23	banks	bank	NOUN
agb-35	160	24	business	business	NOUN
agb-35	160	25	results	result	NOUN
agb-35	160	26	of	of	ADP
agb-35	160	27	commercial	commercial	ADJ
agb-35	160	28	banks	bank	NOUN
agb-35	160	29	are	be	AUX
agb-35	160	30	often	often	ADV
agb-35	160	31	affected	affect	VERB
agb-35	160	32	by	by	ADP
agb-35	160	33	macroeconomic	macroeconomic	ADJ
agb-35	160	34	factors	factor	NOUN
agb-35	160	35	.	.	PUNCT
agb-35	161	1	some	some	DET
agb-35	161	2	macroeconomic	macroeconomic	ADJ
agb-35	161	3	factors	factor	NOUN
agb-35	161	4	,	,	PUNCT
agb-35	161	5	such	such	ADJ
agb-35	161	6	as	as	ADP
agb-35	161	7	gdp	gdp	NOUN
agb-35	161	8	growth	growth	NOUN
agb-35	161	9	rate	rate	NOUN
agb-35	161	10	or	or	CCONJ
agb-35	161	11	inflation	inflation	NOUN
agb-35	161	12	rate	rate	NOUN
agb-35	161	13	…	…	PUNCT
agb-35	161	14	,	,	PUNCT
agb-35	161	15	are	be	AUX
agb-35	161	16	often	often	ADV
agb-35	161	17	considered	consider	VERB
agb-35	161	18	when	when	SCONJ
agb-35	161	19	assessing	assess	VERB
agb-35	161	20	their	their	PRON
agb-35	161	21	impact	impact	NOUN
agb-35	161	22	on	on	ADP
agb-35	161	23	the	the	DET
agb-35	161	24	profitability	profitability	NOUN
agb-35	161	25	of	of	ADP
agb-35	161	26	commercial	commercial	ADJ
agb-35	161	27	banks	bank	NOUN
agb-35	161	28	,	,	PUNCT
agb-35	161	29	(	(	PUNCT
agb-35	161	30	athanasoglou	athanasoglou	PROPN
agb-35	161	31	et	et	PROPN
agb-35	161	32	al	al	PROPN
agb-35	161	33	.	.	PROPN
agb-35	161	34	,	,	PUNCT
agb-35	161	35	2008	2008	NUM
agb-35	161	36	)	)	PUNCT
agb-35	161	37	.	.	PUNCT
agb-35	162	1	gdp	gdp	NOUN
agb-35	162	2	growth	growth	NOUN
agb-35	162	3	rate	rate	NOUN
agb-35	162	4	is	be	AUX
agb-35	162	5	included	include	VERB
agb-35	162	6	in	in	ADP
agb-35	162	7	the	the	DET
agb-35	162	8	research	research	NOUN
agb-35	162	9	model	model	NOUN
agb-35	162	10	as	as	ADP
agb-35	162	11	an	an	DET
agb-35	162	12	external	external	ADJ
agb-35	162	13	factor	factor	NOUN
agb-35	162	14	representing	represent	VERB
agb-35	162	15	the	the	DET
agb-35	162	16	impact	impact	NOUN
agb-35	162	17	of	of	ADP
agb-35	162	18	the	the	DET
agb-35	162	19	socioeconomic	socioeconomic	ADJ
agb-35	162	20	environment	environment	NOUN
agb-35	162	21	on	on	ADP
agb-35	162	22	bank	bank	NOUN
agb-35	162	23	profitability	profitability	NOUN
agb-35	162	24	.	.	PUNCT
agb-35	163	1	high	high	ADJ
agb-35	163	2	economic	economic	ADJ
agb-35	163	3	growth	growth	NOUN
agb-35	163	4	reflects	reflect	VERB
agb-35	163	5	good	good	ADJ
agb-35	163	6	business	business	NOUN
agb-35	163	7	prospects	prospect	NOUN
agb-35	163	8	for	for	ADP
agb-35	163	9	businesses	business	NOUN
agb-35	163	10	,	,	PUNCT
agb-35	163	11	including	include	VERB
agb-35	163	12	banks	bank	NOUN
agb-35	163	13	.	.	PUNCT
agb-35	164	1	when	when	SCONJ
agb-35	164	2	economic	economic	ADJ
agb-35	164	3	growth	growth	NOUN
agb-35	164	4	is	be	AUX
agb-35	164	5	high	high	ADJ
agb-35	164	6	,	,	PUNCT
agb-35	164	7	the	the	DET
agb-35	164	8	demand	demand	NOUN
agb-35	164	9	for	for	ADP
agb-35	164	10	credit	credit	NOUN
agb-35	164	11	and	and	CCONJ
agb-35	164	12	banking	banking	NOUN
agb-35	164	13	services	service	NOUN
agb-35	164	14	increases	increase	NOUN
agb-35	164	15	,	,	PUNCT
agb-35	164	16	increasing	increase	VERB
agb-35	164	17	bank	bank	NOUN
agb-35	164	18	profits	profit	NOUN
agb-35	164	19	.	.	PUNCT
agb-35	165	1	the	the	DET
agb-35	165	2	relationship	relationship	NOUN
agb-35	165	3	is	be	AUX
agb-35	165	4	expected	expect	VERB
agb-35	165	5	to	to	PART
agb-35	165	6	be	be	AUX
agb-35	165	7	positive	positive	ADJ
agb-35	165	8	.	.	PUNCT
agb-35	166	1	the	the	DET
agb-35	166	2	proposed	propose	VERB
agb-35	166	3	h8	h8	PROPN
agb-35	166	4	hypothesis	hypothesis	NOUN
agb-35	166	5	is	be	AUX
agb-35	166	6	:	:	PUNCT
agb-35	166	7	h8	h8	NOUN
agb-35	166	8	:	:	PUNCT
agb-35	166	9	economic	economic	ADJ
agb-35	166	10	growth	growth	NOUN
agb-35	166	11	(	(	PUNCT
agb-35	166	12	gdp	gdp	NOUN
agb-35	166	13	)	)	PUNCT
agb-35	166	14	has	have	VERB
agb-35	166	15	a	a	DET
agb-35	166	16	positive	positive	ADJ
agb-35	166	17	impact	impact	NOUN
agb-35	166	18	on	on	ADP
agb-35	166	19	the	the	DET
agb-35	166	20	profitability	profitability	NOUN
agb-35	166	21	of	of	ADP
agb-35	166	22	commercial	commercial	ADJ
agb-35	166	23	banks	bank	NOUN
agb-35	166	24	.	.	PUNCT
agb-35	167	1	the	the	DET
agb-35	167	2	inflation	inflation	NOUN
agb-35	167	3	rate	rate	NOUN
agb-35	167	4	is	be	AUX
agb-35	167	5	measured	measure	VERB
agb-35	167	6	by	by	ADP
agb-35	167	7	the	the	DET
agb-35	167	8	increase	increase	NOUN
agb-35	167	9	in	in	ADP
agb-35	167	10	the	the	DET
agb-35	167	11	consumer	consumer	NOUN
agb-35	167	12	price	price	NOUN
agb-35	167	13	index	index	NOUN
agb-35	167	14	(	(	PUNCT
agb-35	167	15	cpi	cpi	PROPN
agb-35	167	16	)	)	PUNCT
agb-35	167	17	.	.	PUNCT
agb-35	168	1	the	the	DET
agb-35	168	2	inflation	inflation	NOUN
agb-35	168	3	rate	rate	NOUN
agb-35	168	4	is	be	AUX
agb-35	168	5	included	include	VERB
agb-35	168	6	agbioforum	agbioforum	NOUN
agb-35	168	7	,	,	PUNCT
agb-35	168	8	23(1	23(1	NOUN
agb-35	168	9	)	)	PUNCT
agb-35	168	10	,	,	PUNCT
agb-35	168	11	2021	2021	NUM
agb-35	168	12	|	|	ADV
agb-35	169	1	36	36	NUM
agb-35	169	2	dang	dang	ADJ
agb-35	169	3	,	,	PUNCT
agb-35	169	4	nguyen	nguyen	PROPN
agb-35	169	5	,	,	PUNCT
agb-35	169	6	nguyen	nguyen	PROPN
agb-35	169	7	,	,	PUNCT
agb-35	169	8	trinh	trinh	PROPN
agb-35	169	9	and	and	CCONJ
agb-35	169	10	banh	banh	PROPN
agb-35	169	11	.	.	PUNCT
agb-35	170	1	—	—	PUNCT
agb-35	170	2	factors	factor	NOUN
agb-35	170	3	affecting	affect	VERB
agb-35	170	4	the	the	DET
agb-35	170	5	profitability	profitability	NOUN
agb-35	170	6	of	of	ADP
agb-35	170	7	listed	list	VERB
agb-35	170	8	commercial	commercial	ADJ
agb-35	170	9	banks	bank	NOUN
agb-35	170	10	in	in	ADP
agb-35	170	11	vietnam	vietnam	PROPN
agb-35	170	12	in	in	ADP
agb-35	170	13	the	the	DET
agb-35	170	14	model	model	NOUN
agb-35	170	15	to	to	PART
agb-35	170	16	examine	examine	VERB
agb-35	170	17	the	the	DET
agb-35	170	18	impact	impact	NOUN
agb-35	170	19	of	of	ADP
agb-35	170	20	the	the	DET
agb-35	170	21	socioeconomic	socioeconomic	ADJ
agb-35	170	22	environment	environment	NOUN
agb-35	170	23	on	on	ADP
agb-35	170	24	profitability	profitability	NOUN
agb-35	170	25	.	.	PUNCT
agb-35	171	1	the	the	DET
agb-35	171	2	rate	rate	NOUN
agb-35	171	3	of	of	ADP
agb-35	171	4	inflation	inflation	NOUN
agb-35	171	5	affects	affect	VERB
agb-35	171	6	a	a	DET
agb-35	171	7	bank	bank	NOUN
agb-35	171	8	's	's	PART
agb-35	171	9	income	income	NOUN
agb-35	171	10	and	and	CCONJ
agb-35	171	11	expenses	expense	NOUN
agb-35	171	12	.	.	PUNCT
agb-35	172	1	when	when	SCONJ
agb-35	172	2	inflation	inflation	NOUN
agb-35	172	3	is	be	AUX
agb-35	172	4	high	high	ADJ
agb-35	172	5	,	,	PUNCT
agb-35	172	6	banks	bank	NOUN
agb-35	172	7	tend	tend	VERB
agb-35	172	8	to	to	PART
agb-35	172	9	raise	raise	VERB
agb-35	172	10	credit	credit	NOUN
agb-35	172	11	lending	lending	NOUN
agb-35	172	12	rates	rate	NOUN
agb-35	172	13	to	to	PART
agb-35	172	14	be	be	AUX
agb-35	172	15	higher	high	ADJ
agb-35	172	16	than	than	ADP
agb-35	172	17	deposit	deposit	NOUN
agb-35	172	18	rates	rate	NOUN
agb-35	172	19	,	,	PUNCT
agb-35	172	20	increasing	increase	VERB
agb-35	172	21	profits	profit	NOUN
agb-35	172	22	for	for	ADP
agb-35	172	23	banks	bank	NOUN
agb-35	172	24	.	.	PUNCT
agb-35	173	1	therefore	therefore	ADV
agb-35	173	2	,	,	PUNCT
agb-35	173	3	the	the	DET
agb-35	173	4	correlation	correlation	NOUN
agb-35	173	5	here	here	ADV
agb-35	173	6	is	be	AUX
agb-35	173	7	expected	expect	VERB
agb-35	173	8	to	to	PART
agb-35	173	9	be	be	AUX
agb-35	173	10	positive	positive	ADJ
agb-35	173	11	.	.	PUNCT
agb-35	174	1	the	the	DET
agb-35	174	2	proposed	propose	VERB
agb-35	174	3	h9	h9	NOUN
agb-35	174	4	hypothesis	hypothesis	NOUN
agb-35	174	5	is	be	AUX
agb-35	174	6	:	:	PUNCT
agb-35	174	7	h9	h9	NOUN
agb-35	174	8	:	:	PUNCT
agb-35	174	9	inflation	inflation	NOUN
agb-35	174	10	(	(	PUNCT
agb-35	174	11	inf	inf	NOUN
agb-35	174	12	)	)	PUNCT
agb-35	174	13	has	have	VERB
agb-35	174	14	a	a	DET
agb-35	174	15	positive	positive	ADJ
agb-35	174	16	impact	impact	NOUN
agb-35	174	17	on	on	ADP
agb-35	174	18	the	the	DET
agb-35	174	19	profitability	profitability	NOUN
agb-35	174	20	of	of	ADP
agb-35	174	21	commercial	commercial	ADJ
agb-35	174	22	banks	bank	NOUN
agb-35	174	23	.	.	PUNCT
agb-35	175	1	the	the	DET
agb-35	175	2	profitability	profitability	NOUN
agb-35	175	3	measures	measure	NOUN
agb-35	175	4	in	in	ADP
agb-35	175	5	previous	previous	ADJ
agb-35	175	6	studies	study	NOUN
agb-35	175	7	are	be	AUX
agb-35	175	8	mainly	mainly	ADV
agb-35	175	9	used	use	VERB
agb-35	175	10	as	as	ADP
agb-35	175	11	roa	roa	NOUN
agb-35	175	12	(	(	PUNCT
agb-35	175	13	return	return	VERB
agb-35	175	14	on	on	ADP
agb-35	175	15	asset	asset	NOUN
agb-35	175	16	)	)	PUNCT
agb-35	175	17	and	and	CCONJ
agb-35	175	18	roe	roe	PROPN
agb-35	175	19	(	(	PUNCT
agb-35	175	20	return	return	VERB
agb-35	175	21	on	on	ADP
agb-35	175	22	equity	equity	NOUN
agb-35	175	23	)	)	PUNCT
agb-35	175	24	.	.	PUNCT
agb-35	176	1	kosmidou	kosmidou	PROPN
agb-35	176	2	(	(	PUNCT
agb-35	176	3	2008	2008	NUM
agb-35	176	4	)	)	PUNCT
agb-35	176	5	,	,	PUNCT
agb-35	176	6	abbasoglu	abbasoglu	NOUN
agb-35	176	7	et.al	et.al	PROPN
agb-35	176	8	(	(	PUNCT
agb-35	176	9	2007	2007	NUM
agb-35	176	10	)	)	PUNCT
agb-35	176	11	used	use	VERB
agb-35	176	12	roa	roa	NOUN
agb-35	176	13	as	as	ADP
agb-35	176	14	the	the	DET
agb-35	176	15	dependent	dependent	ADJ
agb-35	176	16	variable	variable	NOUN
agb-35	176	17	for	for	ADP
agb-35	176	18	profitability	profitability	NOUN
agb-35	176	19	.	.	PUNCT
agb-35	177	1	roa	roa	PROPN
agb-35	177	2	shows	show	VERB
agb-35	177	3	how	how	SCONJ
agb-35	177	4	banks	bank	NOUN
agb-35	177	5	generate	generate	VERB
agb-35	177	6	their	their	PRON
agb-35	177	7	profit	profit	NOUN
agb-35	177	8	by	by	ADP
agb-35	177	9	using	use	VERB
agb-35	177	10	management	management	NOUN
agb-35	177	11	’s	’s	PART
agb-35	177	12	ability	ability	NOUN
agb-35	177	13	to	to	PART
agb-35	177	14	utilize	utilize	VERB
agb-35	177	15	banks	bank	NOUN
agb-35	177	16	,	,	PUNCT
agb-35	177	17	real	real	ADJ
agb-35	177	18	and	and	CCONJ
agb-35	177	19	financial	financial	ADJ
agb-35	177	20	investment	investment	NOUN
agb-35	177	21	(	(	PUNCT
agb-35	177	22	hassan	hassan	PROPN
agb-35	177	23	et	et	PROPN
agb-35	177	24	al	al	PROPN
agb-35	177	25	.	.	PROPN
agb-35	177	26	,	,	PUNCT
agb-35	177	27	2003	2003	NUM
agb-35	177	28	)	)	PUNCT
agb-35	177	29	.	.	PUNCT
agb-35	178	1	furthermore	furthermore	ADV
agb-35	178	2	,	,	PUNCT
agb-35	178	3	roa	roa	PROPN
agb-35	178	4	is	be	AUX
agb-35	178	5	a	a	DET
agb-35	178	6	good	good	ADJ
agb-35	178	7	measure	measure	NOUN
agb-35	178	8	of	of	ADP
agb-35	178	9	profitability	profitability	NOUN
agb-35	178	10	which	which	PRON
agb-35	178	11	is	be	AUX
agb-35	178	12	not	not	PART
agb-35	178	13	much	much	ADV
agb-35	178	14	affected	affect	VERB
agb-35	178	15	by	by	ADP
agb-35	178	16	high	high	ADJ
agb-35	178	17	equity	equity	NOUN
agb-35	178	18	multipliers	multiplier	NOUN
agb-35	178	19	and	and	CCONJ
agb-35	178	20	banks	bank	NOUN
agb-35	178	21	can	can	AUX
agb-35	178	22	earn	earn	VERB
agb-35	178	23	the	the	DET
agb-35	178	24	maximum	maximum	ADJ
agb-35	178	25	return	return	NOUN
agb-35	178	26	on	on	ADP
agb-35	178	27	their	their	PRON
agb-35	178	28	asset	asset	NOUN
agb-35	178	29	portfolio	portfolio	NOUN
agb-35	178	30	(	(	PUNCT
agb-35	178	31	rivard	rivard	NOUN
agb-35	178	32	et	et	PROPN
agb-35	178	33	al	al	PROPN
agb-35	178	34	.	.	PROPN
agb-35	178	35	,	,	PUNCT
agb-35	178	36	1997	1997	NUM
agb-35	178	37	)	)	PUNCT
agb-35	178	38	.	.	PUNCT
agb-35	179	1	on	on	ADP
agb-35	179	2	the	the	DET
agb-35	179	3	other	other	ADJ
agb-35	179	4	hand	hand	NOUN
agb-35	179	5	,	,	PUNCT
agb-35	179	6	roe	roe	NOUN
agb-35	179	7	represents	represent	VERB
agb-35	179	8	bank	bank	PROPN
agb-35	179	9	efficient	efficient	ADJ
agb-35	179	10	management	management	NOUN
agb-35	179	11	in	in	ADP
agb-35	179	12	utilizing	utilize	VERB
agb-35	179	13	its	its	PRON
agb-35	179	14	shareholder	shareholder	NOUN
agb-35	179	15	’s	’s	PART
agb-35	179	16	investment	investment	NOUN
agb-35	179	17	.	.	PUNCT
agb-35	180	1	hassan	hassan	PROPN
agb-35	180	2	et	et	PROPN
agb-35	180	3	al	al	PROPN
agb-35	180	4	.	.	PROPN
agb-35	181	1	(	(	PUNCT
agb-35	181	2	2003	2003	NUM
agb-35	181	3	)	)	PUNCT
agb-35	181	4	suggest	suggest	VERB
agb-35	181	5	that	that	SCONJ
agb-35	181	6	most	most	ADJ
agb-35	181	7	banks	bank	NOUN
agb-35	181	8	increase	increase	VERB
agb-35	181	9	their	their	PRON
agb-35	181	10	roe	roe	NOUN
agb-35	181	11	by	by	ADP
agb-35	181	12	getting	get	VERB
agb-35	181	13	more	more	ADV
agb-35	181	14	financially	financially	ADJ
agb-35	181	15	leverage	leverage	NOUN
agb-35	181	16	to	to	ADP
agb-35	181	17	competitive	competitive	ADJ
agb-35	181	18	levels	level	NOUN
agb-35	181	19	.	.	PUNCT
agb-35	182	1	within	within	ADP
agb-35	182	2	the	the	DET
agb-35	182	3	context	context	NOUN
agb-35	182	4	of	of	ADP
agb-35	182	5	the	the	DET
agb-35	182	6	above	above	ADJ
agb-35	182	7	arguments	argument	NOUN
agb-35	182	8	,	,	PUNCT
agb-35	182	9	this	this	DET
agb-35	182	10	study	study	NOUN
agb-35	182	11	uses	use	VERB
agb-35	182	12	both	both	DET
agb-35	182	13	roa	roa	NOUN
agb-35	182	14	and	and	CCONJ
agb-35	182	15	roe	roe	NOUN
agb-35	182	16	for	for	ADP
agb-35	182	17	profitability	profitability	NOUN
agb-35	182	18	measures	measure	NOUN
agb-35	182	19	of	of	ADP
agb-35	182	20	vietnamese	vietnamese	ADJ
agb-35	182	21	commercial	commercial	ADJ
agb-35	182	22	banks	bank	NOUN
agb-35	182	23	listed	list	VERB
agb-35	182	24	on	on	ADP
agb-35	182	25	hose	hose	PROPN
agb-35	182	26	.	.	PUNCT
agb-35	183	1	3.2	3.2	NUM
agb-35	183	2	research	research	NOUN
agb-35	183	3	models	model	NOUN
agb-35	183	4	the	the	DET
agb-35	183	5	proposed	propose	VERB
agb-35	183	6	research	research	NOUN
agb-35	183	7	models	model	NOUN
agb-35	183	8	are	be	AUX
agb-35	183	9	as	as	SCONJ
agb-35	183	10	follows	follow	VERB
agb-35	183	11	:	:	PUNCT
agb-35	183	12	model	model	NOUN
agb-35	183	13	1	1	NUM
agb-35	183	14	:	:	PUNCT
agb-35	183	15	roa	roa	NOUN
agb-35	183	16	and	and	CCONJ
agb-35	183	17	factors	factor	NOUN
agb-35	183	18	roat	roat	VERB
agb-35	183	19	=	=	SYM
agb-35	184	1	α0	α0	ADJ
agb-35	184	2	+	+	CCONJ
agb-35	184	3	α1tat	α1tat	NUM
agb-35	184	4	+	+	NUM
agb-35	184	5	α2et	α2et	NOUN
agb-35	185	1	+	+	CCONJ
agb-35	185	2	α3noiit	α3noiit	NUM
agb-35	185	3	+	+	CCONJ
agb-35	185	4	α4ocit	α4ocit	ADJ
agb-35	185	5	+	+	CCONJ
agb-35	185	6	α5aft	α5aft	NOUN
agb-35	186	1	+	+	NOUN
agb-35	186	2	α6lat	α6lat	PROPN
agb-35	187	1	+	+	SYM
agb-35	187	2	α7dat	α7dat	NOUN
agb-35	188	1	+	+	CCONJ
agb-35	189	1	α8gdpt	α8gdpt	PROPN
agb-35	189	2	+	+	CCONJ
agb-35	189	3	α9inft	α9inft	ADJ
agb-35	189	4	+	+	CCONJ
agb-35	189	5	u	u	NOUN
agb-35	189	6	(	(	PUNCT
agb-35	189	7	1	1	NUM
agb-35	189	8	)	)	PUNCT
agb-35	189	9	model	model	NOUN
agb-35	189	10	2	2	NUM
agb-35	189	11	:	:	PUNCT
agb-35	189	12	roe	roe	NOUN
agb-35	189	13	and	and	CCONJ
agb-35	189	14	factors	factor	NOUN
agb-35	189	15	roet	roet	VERB
agb-35	189	16	=	=	SYM
agb-35	189	17	β0	β0	NOUN
agb-35	189	18	+	+	CCONJ
agb-35	189	19	β1tat	β1tat	PUNCT
agb-35	190	1	+	+	CCONJ
agb-35	190	2	β2et	β2et	PUNCT
agb-35	190	3	+	+	CCONJ
agb-35	191	1	β3noiit	β3noiit	NOUN
agb-35	191	2	+	+	CCONJ
agb-35	191	3	β4ocit	β4ocit	PROPN
agb-35	191	4	+	+	CCONJ
agb-35	191	5	β5aft	β5aft	PUNCT
agb-35	191	6	+	+	CCONJ
agb-35	191	7	β6lat	β6lat	PUNCT
agb-35	192	1	+	+	CCONJ
agb-35	192	2	β7dat	β7dat	NUM
agb-35	193	1	+	+	CCONJ
agb-35	193	2	β8gdpt	β8gdpt	ADV
agb-35	193	3	+	+	NUM
agb-35	193	4	β9inft	β9inft	PRON
agb-35	193	5	+	+	CCONJ
agb-35	193	6	u	u	NOUN
agb-35	193	7	(	(	PUNCT
agb-35	193	8	2	2	NUM
agb-35	193	9	)	)	PUNCT
agb-35	193	10	3.3	3.3	NUM
agb-35	193	11	research	research	NOUN
agb-35	193	12	data	datum	NOUN
agb-35	193	13	the	the	DET
agb-35	193	14	data	datum	NOUN
agb-35	193	15	in	in	ADP
agb-35	193	16	this	this	DET
agb-35	193	17	study	study	NOUN
agb-35	193	18	is	be	AUX
agb-35	193	19	collected	collect	VERB
agb-35	193	20	from	from	ADP
agb-35	193	21	secondary	secondary	ADJ
agb-35	193	22	sources	source	NOUN
agb-35	193	23	for	for	ADP
agb-35	193	24	12	12	NUM
agb-35	193	25	commercial	commercial	ADJ
agb-35	193	26	banks	bank	NOUN
agb-35	193	27	listed	list	VERB
agb-35	193	28	on	on	ADP
agb-35	193	29	hose	hose	PROPN
agb-35	193	30	.	.	PUNCT
agb-35	194	1	the	the	DET
agb-35	194	2	data	data	NOUN
agb-35	194	3	covers	cover	VERB
agb-35	194	4	a	a	DET
agb-35	194	5	period	period	NOUN
agb-35	194	6	of	of	ADP
agb-35	194	7	5	5	NUM
agb-35	194	8	years	year	NOUN
agb-35	194	9	which	which	PRON
agb-35	194	10	spans	span	VERB
agb-35	194	11	from	from	ADP
agb-35	194	12	2015	2015	NUM
agb-35	194	13	to	to	ADP
agb-35	194	14	2019	2019	NUM
agb-35	194	15	.	.	PUNCT
agb-35	195	1	specifically	specifically	ADV
agb-35	195	2	,	,	PUNCT
agb-35	195	3	data	datum	NOUN
agb-35	195	4	used	use	VERB
agb-35	195	5	in	in	ADP
agb-35	195	6	this	this	DET
agb-35	195	7	study	study	NOUN
agb-35	195	8	is	be	AUX
agb-35	195	9	sourced	source	VERB
agb-35	195	10	from	from	ADP
agb-35	195	11	the	the	DET
agb-35	195	12	balance	balance	NOUN
agb-35	195	13	sheet	sheet	NOUN
agb-35	195	14	and	and	CCONJ
agb-35	195	15	the	the	DET
agb-35	195	16	statement	statement	NOUN
agb-35	195	17	of	of	ADP
agb-35	195	18	business	business	NOUN
agb-35	195	19	results	result	NOUN
agb-35	195	20	(	(	PUNCT
agb-35	195	21	audited	audit	VERB
agb-35	195	22	financial	financial	ADJ
agb-35	195	23	statements	statement	NOUN
agb-35	195	24	)	)	PUNCT
agb-35	195	25	the	the	DET
agb-35	195	26	authors	author	NOUN
agb-35	195	27	have	have	AUX
agb-35	195	28	collected	collect	VERB
agb-35	195	29	a	a	DET
agb-35	195	30	time	time	NOUN
agb-35	195	31	series	series	NOUN
agb-35	195	32	of	of	ADP
agb-35	195	33	60	60	NUM
agb-35	195	34	observations	observation	NOUN
agb-35	195	35	of	of	ADP
agb-35	195	36	12	12	NUM
agb-35	195	37	commercial	commercial	ADJ
agb-35	195	38	banks	bank	NOUN
agb-35	195	39	to	to	PART
agb-35	195	40	ensure	ensure	VERB
agb-35	195	41	the	the	DET
agb-35	195	42	requirements	requirement	NOUN
agb-35	195	43	in	in	ADP
agb-35	195	44	time	time	NOUN
agb-35	195	45	series	series	NOUN
agb-35	195	46	analysis	analysis	NOUN
agb-35	195	47	(	(	PUNCT
agb-35	195	48	minimum	minimum	ADJ
agb-35	195	49	30	30	NUM
agb-35	195	50	observations	observation	NOUN
agb-35	195	51	)	)	PUNCT
agb-35	195	52	.	.	PUNCT
agb-35	196	1	the	the	DET
agb-35	196	2	data	datum	NOUN
agb-35	196	3	collected	collect	VERB
agb-35	196	4	will	will	AUX
agb-35	196	5	be	be	AUX
agb-35	196	6	encoded	encode	VERB
agb-35	196	7	,	,	PUNCT
agb-35	196	8	examined	examine	VERB
agb-35	196	9	,	,	PUNCT
agb-35	196	10	and	and	CCONJ
agb-35	196	11	processed	process	VERB
agb-35	196	12	by	by	ADP
agb-35	196	13	eviews	eviews	PROPN
agb-35	196	14	10	10	NUM
agb-35	196	15	.	.	PUNCT
agb-35	197	1	a	a	DET
agb-35	197	2	description	description	NOUN
agb-35	197	3	of	of	ADP
agb-35	197	4	how	how	SCONJ
agb-35	197	5	to	to	PART
agb-35	197	6	collect	collect	VERB
agb-35	197	7	the	the	DET
agb-35	197	8	variables	variable	NOUN
agb-35	197	9	is	be	AUX
agb-35	197	10	shown	show	VERB
agb-35	197	11	in	in	ADP
agb-35	197	12	table	table	NOUN
agb-35	197	13	1	1	NUM
agb-35	197	14	of	of	ADP
agb-35	197	15	the	the	DET
agb-35	197	16	appendix	appendix	NOUN
agb-35	197	17	.	.	PUNCT
agb-35	198	1	4	4	X
agb-35	198	2	.	.	X
agb-35	198	3	research	research	NOUN
agb-35	198	4	results	result	VERB
agb-35	198	5	4.1	4.1	NUM
agb-35	198	6	descriptive	descriptive	ADJ
agb-35	198	7	statistics	statistic	NOUN
agb-35	198	8	table	table	NOUN
agb-35	198	9	1	1	NUM
agb-35	198	10	shows	show	VERB
agb-35	198	11	the	the	DET
agb-35	198	12	descriptive	descriptive	ADJ
agb-35	198	13	statistics	statistic	NOUN
agb-35	198	14	.	.	PUNCT
agb-35	199	1	descriptive	descriptive	ADJ
agb-35	199	2	statistics	statistic	NOUN
agb-35	199	3	of	of	ADP
agb-35	199	4	our	our	PRON
agb-35	199	5	measures	measure	NOUN
agb-35	199	6	of	of	ADP
agb-35	199	7	bank	bank	NOUN
agb-35	199	8	profitability	profitability	NOUN
agb-35	199	9	and	and	CCONJ
agb-35	199	10	determinants	determinant	NOUN
agb-35	199	11	of	of	ADP
agb-35	199	12	the	the	DET
agb-35	199	13	bank	bank	NOUN
agb-35	199	14	’s	’s	PART
agb-35	199	15	profitability	profitability	NOUN
agb-35	199	16	show	show	VERB
agb-35	199	17	that	that	SCONJ
agb-35	199	18	the	the	DET
agb-35	199	19	average	average	ADJ
agb-35	199	20	roa	roa	NOUN
agb-35	199	21	of	of	ADP
agb-35	199	22	the	the	DET
agb-35	199	23	vietnamese	vietnamese	ADJ
agb-35	199	24	commercial	commercial	ADJ
agb-35	199	25	bank	bank	PROPN
agb-35	199	26	is	be	AUX
agb-35	199	27	0.009670	0.009670	NUM
agb-35	199	28	.	.	PUNCT
agb-35	200	1	the	the	DET
agb-35	200	2	roa	roa	PROPN
agb-35	200	3	values	value	NOUN
agb-35	200	4	range	range	VERB
agb-35	200	5	from	from	ADP
agb-35	200	6	0.000234	0.000234	NUM
agb-35	200	7	to	to	ADP
agb-35	200	8	0.025222	0.025222	NUM
agb-35	200	9	,	,	PUNCT
agb-35	200	10	with	with	ADP
agb-35	200	11	a	a	DET
agb-35	200	12	low	low	ADJ
agb-35	200	13	standard	standard	ADJ
agb-35	200	14	deviation	deviation	NOUN
agb-35	200	15	of	of	ADP
agb-35	200	16	0.006144	0.006144	NUM
agb-35	200	17	,	,	PUNCT
agb-35	200	18	which	which	PRON
agb-35	200	19	implies	imply	VERB
agb-35	200	20	a	a	DET
agb-35	200	21	weak	weak	ADJ
agb-35	200	22	variability	variability	NOUN
agb-35	200	23	in	in	ADP
agb-35	200	24	bank	bank	NOUN
agb-35	200	25	profitability	profitability	NOUN
agb-35	200	26	.	.	PUNCT
agb-35	201	1	the	the	DET
agb-35	201	2	roe	roe	NOUN
agb-35	201	3	value	value	NOUN
agb-35	201	4	ranges	range	VERB
agb-35	201	5	from	from	ADP
agb-35	201	6	0.003404	0.003404	NUM
agb-35	201	7	to	to	ADP
agb-35	201	8	0.243609	0.243609	NUM
agb-35	201	9	,	,	PUNCT
agb-35	201	10	with	with	ADP
agb-35	201	11	the	the	DET
agb-35	201	12	higher	high	ADJ
agb-35	201	13	standard	standard	ADJ
agb-35	201	14	deviation	deviation	NOUN
agb-35	201	15	of	of	ADP
agb-35	201	16	0.061546	0.061546	NUM
agb-35	201	17	.	.	PUNCT
agb-35	202	1	the	the	DET
agb-35	202	2	values	value	NOUN
agb-35	202	3	of	of	ADP
agb-35	202	4	two	two	NUM
agb-35	202	5	independent	independent	ADJ
agb-35	202	6	variables	variable	NOUN
agb-35	202	7	,	,	PUNCT
agb-35	202	8	namely	namely	ADV
agb-35	202	9	ta	ta	PROPN
agb-35	202	10	and	and	CCONJ
agb-35	202	11	gdp	gdp	NOUN
agb-35	202	12	have	have	VERB
agb-35	202	13	a	a	DET
agb-35	202	14	high	high	ADJ
agb-35	202	15	deviation	deviation	NOUN
agb-35	202	16	of	of	ADP
agb-35	202	17	3.88e+08	3.88e+08	NUM
agb-35	202	18	and	and	CCONJ
agb-35	202	19	6.43e+14	6.43e+14	NUM
agb-35	202	20	,	,	PUNCT
agb-35	202	21	respectively	respectively	ADV
agb-35	202	22	while	while	SCONJ
agb-35	202	23	the	the	DET
agb-35	202	24	remaining	remain	VERB
agb-35	202	25	variables	variable	NOUN
agb-35	202	26	’	'	PUNCT
agb-35	202	27	standard	standard	ADJ
agb-35	202	28	deviation	deviation	NOUN
agb-35	202	29	is	be	AUX
agb-35	202	30	lower	low	ADJ
agb-35	202	31	,	,	PUNCT
agb-35	202	32	fluctuating	fluctuate	VERB
agb-35	202	33	from	from	ADP
agb-35	202	34	0.010718	0.010718	NUM
agb-35	202	35	to	to	ADP
agb-35	202	36	0.124217	0.124217	NUM
agb-35	202	37	.	.	PUNCT
agb-35	202	38	table	table	NOUN
agb-35	202	39	1	1	NUM
agb-35	202	40	:	:	PUNCT
agb-35	202	41	descriptive	descriptive	ADJ
agb-35	202	42	statistics	statistic	NOUN
agb-35	202	43	variable	variable	ADJ
agb-35	202	44	mean	mean	VERB
agb-35	202	45	median	median	ADJ
agb-35	202	46	maximum	maximum	ADJ
agb-35	202	47	minimum	minimum	ADJ
agb-35	202	48	variance	variance	NOUN
agb-35	202	49	return	return	NOUN
agb-35	202	50	on	on	ADP
agb-35	202	51	asset	asset	NOUN
agb-35	202	52	(	(	PUNCT
agb-35	202	53	roa	roa	PROPN
agb-35	202	54	)	)	PUNCT
agb-35	202	55	0.009670	0.009670	NUM
agb-35	202	56	0.007648	0.007648	NUM
agb-35	202	57	0.025222	0.025222	NUM
agb-35	202	58	0.000234	0.000234	NUM
agb-35	202	59	0.006144	0.006144	NUM
agb-35	202	60	return	return	NOUN
agb-35	202	61	on	on	ADP
agb-35	202	62	equity	equity	NOUN
agb-35	202	63	(	(	PUNCT
agb-35	202	64	roe	roe	PROPN
agb-35	202	65	)	)	PUNCT
agb-35	202	66	0.126819	0.126819	NUM
agb-35	202	67	0.127383	0.127383	NUM
agb-35	202	68	0.243609	0.243609	NUM
agb-35	202	69	0.003404	0.003404	NUM
agb-35	202	70	0.061546	0.061546	NUM
agb-35	202	71	total	total	ADJ
agb-35	202	72	asset	asset	NOUN
agb-35	202	73	(	(	PUNCT
agb-35	202	74	ta	ta	NOUN
agb-35	202	75	)	)	PUNCT
agb-35	203	1	4.23e+08	4.23e+08	NUM
agb-35	204	1	2.35e+08	2.35e+08	NUM
agb-35	204	2	1.45e+08	1.45e+08	NUM
agb-35	204	3	76220834	76220834	NUM
agb-35	204	4	3.88e+08	3.88e+08	NUM
agb-35	204	5	agriculture	agriculture	NOUN
agb-35	204	6	financing	financing	NOUN
agb-35	204	7	(	(	PUNCT
agb-35	204	8	af	af	NOUN
agb-35	204	9	)	)	PUNCT
agb-35	204	10	0.1974333	0.1974333	NUM
agb-35	204	11	0.192769	0.192769	NUM
agb-35	204	12	0.239876	0.239876	NUM
agb-35	204	13	0.1286363	0.1286363	NUM
agb-35	204	14	0.139474	0.139474	NUM
agb-35	204	15	equity	equity	NOUN
agb-35	204	16	on	on	ADP
agb-35	204	17	total	total	ADJ
agb-35	204	18	asset	asset	NOUN
agb-35	204	19	(	(	PUNCT
agb-35	204	20	e	e	NOUN
agb-35	204	21	)	)	PUNCT
agb-35	204	22	0.075999	0.075999	NUM
agb-35	204	23	0.071974	0.071974	NUM
agb-35	204	24	0.152673	0.152673	NUM
agb-35	204	25	0.037844	0.037844	NUM
agb-35	204	26	0.022731	0.022731	NUM
agb-35	204	27	lending	lending	NOUN
agb-35	204	28	ability	ability	NOUN
agb-35	204	29	(	(	PUNCT
agb-35	204	30	la	la	ADJ
agb-35	204	31	)	)	PUNCT
agb-35	204	32	0.602614	0.602614	NUM
agb-35	204	33	0.591410	0.591410	NUM
agb-35	204	34	0.742721	0.742721	NUM
agb-35	204	35	0.367061	0.367061	NUM
agb-35	204	36	0.079731	0.079731	NUM
agb-35	204	37	deposits	deposit	NOUN
agb-35	204	38	ability	ability	NOUN
agb-35	204	39	(	(	PUNCT
agb-35	204	40	da	da	NOUN
agb-35	204	41	)	)	PUNCT
agb-35	204	42	0.921242	0.921242	NUM
agb-35	204	43	0.928026	0.928026	NUM
agb-35	204	44	0.962156	0.962156	NUM
agb-35	204	45	0.705754	0.705754	NUM
agb-35	204	46	0.035632	0.035632	NUM
agb-35	204	47	operating	operating	NOUN
agb-35	204	48	cost	cost	NOUN
agb-35	204	49	on	on	ADP
agb-35	204	50	income	income	NOUN
agb-35	204	51	(	(	PUNCT
agb-35	204	52	oci	oci	PROPN
agb-35	204	53	)	)	PUNCT
agb-35	204	54	0.477193	0.477193	NUM
agb-35	204	55	0.442155	0.442155	NUM
agb-35	204	56	0.876323	0.876323	NUM
agb-35	204	57	0.253774	0.253774	NUM
agb-35	204	58	0.124217	0.124217	NUM
agb-35	204	59	income	income	NOUN
agb-35	204	60	diversification	diversification	NOUN
agb-35	204	61	(	(	PUNCT
agb-35	204	62	non	non	ADJ
agb-35	204	63	–	–	NOUN
agb-35	204	64	interest	interest	ADJ
agb-35	204	65	income	income	NOUN
agb-35	204	66	noii	noii	NOUN
agb-35	204	67	)	)	PUNCT
agb-35	204	68	0.220897	0.220897	NUM
agb-35	204	69	0.222566	0.222566	NUM
agb-35	204	70	0.457295	0.457295	NUM
agb-35	204	71	-0.163389	-0.163389	NOUN
agb-35	204	72	0.116172	0.116172	NUM
agb-35	204	73	economic	economic	ADJ
agb-35	204	74	growth	growth	NOUN
agb-35	204	75	(	(	PUNCT
agb-35	204	76	gdp	gdp	NOUN
agb-35	204	77	)	)	PUNCT
agb-35	204	78	5.03e+15	5.03e+15	PROPN
agb-35	204	79	5.01e+15	5.01e+15	NUM
agb-35	205	1	5.92e+15	5.92e+15	NUM
agb-35	205	2	4.19e+15	4.19e+15	NUM
agb-35	206	1	6.43e+14	6.43e+14	NUM
agb-35	206	2	inflation	inflation	NOUN
agb-35	206	3	(	(	PUNCT
agb-35	206	4	inf	inf	NOUN
agb-35	206	5	)	)	PUNCT
agb-35	206	6	0.026180	0.026180	NUM
agb-35	206	7	0.027300	0.027300	NUM
agb-35	206	8	0.035400	0.035400	NUM
agb-35	206	9	0.006300	0.006300	NUM
agb-35	206	10	0.010718	0.010718	NUM
agb-35	206	11	correlation	correlation	NOUN
agb-35	206	12	coefficients	coefficient	NOUN
agb-35	206	13	between	between	ADP
agb-35	206	14	variables	variable	NOUN
agb-35	206	15	represent	represent	VERB
agb-35	206	16	linear	linear	ADJ
agb-35	206	17	dependence	dependence	NOUN
agb-35	206	18	between	between	ADP
agb-35	206	19	variables	variable	NOUN
agb-35	206	20	.	.	PUNCT
agb-35	207	1	the	the	DET
agb-35	207	2	coefficients	coefficient	NOUN
agb-35	207	3	are	be	AUX
agb-35	207	4	presented	present	VERB
agb-35	207	5	in	in	ADP
agb-35	207	6	table	table	NOUN
agb-35	207	7	2	2	NUM
agb-35	207	8	.	.	PUNCT
agb-35	208	1	the	the	DET
agb-35	208	2	correlation	correlation	NOUN
agb-35	208	3	coefficient	coefficient	NOUN
agb-35	208	4	is	be	AUX
agb-35	208	5	1	1	NUM
agb-35	208	6	in	in	ADP
agb-35	208	7	the	the	DET
agb-35	208	8	case	case	NOUN
agb-35	208	9	of	of	ADP
agb-35	208	10	the	the	DET
agb-35	208	11	covariance	covariance	NOUN
agb-35	208	12	linear	linear	NOUN
agb-35	208	13	correlation	correlation	NOUN
agb-35	208	14	and	and	CCONJ
agb-35	208	15	-1	-1	X
agb-35	208	16	in	in	ADP
agb-35	208	17	the	the	DET
agb-35	208	18	case	case	NOUN
agb-35	208	19	of	of	ADP
agb-35	208	20	the	the	DET
agb-35	208	21	inverse	inverse	ADJ
agb-35	208	22	linear	linear	NOUN
agb-35	208	23	correlation	correlation	NOUN
agb-35	208	24	.	.	PUNCT
agb-35	209	1	the	the	PRON
agb-35	209	2	closer	close	ADV
agb-35	209	3	the	the	DET
agb-35	209	4	correlation	correlation	NOUN
agb-35	209	5	coefficient	coefficient	NOUN
agb-35	209	6	is	be	AUX
agb-35	209	7	to	to	PART
agb-35	209	8	-1	-1	VERB
agb-35	209	9	and	and	CCONJ
agb-35	209	10	1	1	NUM
agb-35	209	11	,	,	PUNCT
agb-35	209	12	the	the	PRON
agb-35	209	13	greater	great	ADJ
agb-35	209	14	the	the	DET
agb-35	209	15	correlation	correlation	NOUN
agb-35	209	16	between	between	ADP
agb-35	209	17	the	the	DET
agb-35	209	18	variables	variable	NOUN
agb-35	209	19	are	be	AUX
agb-35	209	20	.	.	PUNCT
agb-35	210	1	the	the	DET
agb-35	210	2	correlation	correlation	NOUN
agb-35	210	3	matrix	matrix	NOUN
agb-35	210	4	is	be	AUX
agb-35	210	5	shown	show	VERB
agb-35	210	6	in	in	ADP
agb-35	210	7	table	table	NOUN
agb-35	210	8	2	2	NUM
agb-35	210	9	.	.	PUNCT
agb-35	211	1	it	it	PRON
agb-35	211	2	shows	show	VERB
agb-35	211	3	that	that	SCONJ
agb-35	211	4	most	most	ADJ
agb-35	211	5	of	of	ADP
agb-35	211	6	the	the	DET
agb-35	211	7	variables	variable	NOUN
agb-35	211	8	do	do	AUX
agb-35	211	9	not	not	PART
agb-35	211	10	have	have	VERB
agb-35	211	11	a	a	DET
agb-35	211	12	strong	strong	ADJ
agb-35	211	13	correlation	correlation	NOUN
agb-35	211	14	with	with	ADP
agb-35	211	15	other	other	ADJ
agb-35	211	16	variables	variable	NOUN
agb-35	211	17	.	.	PUNCT
agb-35	212	1	however	however	ADV
agb-35	212	2	,	,	PUNCT
agb-35	212	3	the	the	DET
agb-35	212	4	pair	pair	NOUN
agb-35	212	5	of	of	ADP
agb-35	212	6	variables	variable	NOUN
agb-35	212	7	r	r	NOUN
agb-35	212	8	(	(	PUNCT
agb-35	212	9	gdp	gdp	NOUN
agb-35	212	10	,	,	PUNCT
agb-35	212	11	inf	inf	NOUN
agb-35	212	12	)	)	PUNCT
agb-35	212	13	=	=	PUNCT
agb-35	213	1	0.645560	0.645560	PROPN
agb-35	213	2	has	have	VERB
agb-35	213	3	a	a	DET
agb-35	213	4	quite	quite	ADV
agb-35	213	5	strong	strong	ADJ
agb-35	213	6	correlation	correlation	NOUN
agb-35	213	7	.	.	PUNCT
agb-35	214	1	therefore	therefore	ADV
agb-35	214	2	,	,	PUNCT
agb-35	214	3	multicollinearity	multicollinearity	NOUN
agb-35	214	4	may	may	AUX
agb-35	214	5	be	be	AUX
agb-35	214	6	a	a	DET
agb-35	214	7	problem	problem	NOUN
agb-35	214	8	with	with	ADP
agb-35	214	9	the	the	DET
agb-35	214	10	regression	regression	NOUN
agb-35	214	11	model	model	NOUN
agb-35	214	12	.	.	PUNCT
agb-35	215	1	we	we	PRON
agb-35	215	2	run	run	VERB
agb-35	215	3	the	the	DET
agb-35	215	4	regression	regression	NOUN
agb-35	215	5	model	model	NOUN
agb-35	215	6	and	and	CCONJ
agb-35	215	7	test	test	VERB
agb-35	215	8	its	its	PRON
agb-35	215	9	diagnostics	diagnostic	NOUN
agb-35	215	10	in	in	ADP
agb-35	215	11	the	the	DET
agb-35	215	12	next	next	ADJ
agb-35	215	13	tables	table	NOUN
agb-35	215	14	.	.	PUNCT
agb-35	216	1	agbioforum	agbioforum	NOUN
agb-35	216	2	,	,	PUNCT
agb-35	216	3	23(1	23(1	NOUN
agb-35	216	4	)	)	PUNCT
agb-35	216	5	,	,	PUNCT
agb-35	216	6	2021	2021	NUM
agb-35	217	1	|	|	CCONJ
agb-35	217	2	37	37	NUM
agb-35	217	3	dang	dang	NOUN
agb-35	217	4	,	,	PUNCT
agb-35	217	5	nguyen	nguyen	PROPN
agb-35	217	6	,	,	PUNCT
agb-35	217	7	nguyen	nguyen	PROPN
agb-35	217	8	,	,	PUNCT
agb-35	217	9	trinh	trinh	PROPN
agb-35	217	10	and	and	CCONJ
agb-35	217	11	banh	banh	PROPN
agb-35	217	12	.	.	PUNCT
agb-35	218	1	—	—	PUNCT
agb-35	218	2	factors	factor	NOUN
agb-35	218	3	affecting	affect	VERB
agb-35	218	4	the	the	DET
agb-35	218	5	profitability	profitability	NOUN
agb-35	218	6	of	of	ADP
agb-35	218	7	listed	list	VERB
agb-35	218	8	commercial	commercial	ADJ
agb-35	218	9	banks	bank	NOUN
agb-35	218	10	in	in	ADP
agb-35	218	11	vietnam	vietnam	PROPN
agb-35	218	12	table	table	NOUN
agb-35	218	13	2	2	NUM
agb-35	218	14	:	:	PUNCT
agb-35	218	15	matrix	matrix	NOUN
agb-35	218	16	of	of	ADP
agb-35	218	17	correlation	correlation	NOUN
agb-35	218	18	coefficients	coefficient	NOUN
agb-35	218	19	between	between	ADP
agb-35	218	20	variables	variable	NOUN
agb-35	218	21	ta	ta	ADP
agb-35	218	22	e	e	X
agb-35	218	23	af	af	VERB
agb-35	218	24	la	la	PROPN
agb-35	218	25	da	da	X
agb-35	218	26	oci	oci	PROPN
agb-35	218	27	noii	noii	PROPN
agb-35	218	28	gdp	gdp	PROPN
agb-35	218	29	inf	inf	NOUN
agb-35	218	30	ta	ta	ADP
agb-35	218	31	1.000000	1.000000	NUM
agb-35	218	32	e	e	X
agb-35	218	33	-0.490062	-0.490062	NOUN
agb-35	218	34	1.000000	1.000000	NUM
agb-35	218	35	af	af	PROPN
agb-35	218	36	0.337320	0.337320	NUM
agb-35	218	37	-0.068176	-0.068176	NOUN
agb-35	218	38	1.000000	1.000000	NUM
agb-35	218	39	la	la	PROPN
agb-35	218	40	0.491029	0.491029	NUM
agb-35	218	41	-0.230129	-0.230129	NOUN
agb-35	218	42	0.082289	0.082289	NUM
agb-35	218	43	1.000000	1.000000	NUM
agb-35	218	44	da	da	NUM
agb-35	218	45	0.320978	0.320978	NUM
agb-35	218	46	-0.822373	-0.822373	NOUN
agb-35	218	47	0.210933	0.210933	NUM
agb-35	218	48	0.336112	0.336112	NUM
agb-35	218	49	1.000000	1.000000	NUM
agb-35	218	50	oci	oci	PROPN
agb-35	218	51	-0.355188	-0.355188	PROPN
agb-35	218	52	-0.123970	-0.123970	PROPN
agb-35	218	53	-0.632726	-0.632726	VERB
agb-35	219	1	0.031480	0.031480	NUM
agb-35	219	2	0.175786	0.175786	NUM
agb-35	219	3	1.000000	1.000000	NUM
agb-35	219	4	noii	noii	NOUN
agb-35	219	5	0.074530	0.074530	NUM
agb-35	219	6	0.240077	0.240077	NUM
agb-35	219	7	0.475221	0.475221	NUM
agb-35	219	8	-0.044145	-0.044145	NOUN
agb-35	219	9	-0.249635	-0.249635	NOUN
agb-35	219	10	-0.216974	-0.216974	NOUN
agb-35	220	1	1.000000	1.000000	NUM
agb-35	220	2	gdp	gdp	NOUN
agb-35	220	3	0.206505	0.206505	NUM
agb-35	220	4	0.104079	0.104079	NUM
agb-35	220	5	0.073797	0.073797	NUM
agb-35	220	6	0.324151	0.324151	NUM
agb-35	220	7	-0.128135	-0.128135	PUNCT
agb-35	220	8	-0.239620	-0.239620	NOUN
agb-35	220	9	0.291965	0.291965	NUM
agb-35	220	10	1.000000	1.000000	NUM
agb-35	220	11	inf	inf	NOUN
agb-35	220	12	0.147464	0.147464	NUM
agb-35	220	13	-0.060057	-0.060057	NOUN
agb-35	220	14	-0.235561	-0.235561	PUNCT
agb-35	221	1	0.197448	0.197448	NUM
agb-35	221	2	-0.029317	-0.029317	NOUN
agb-35	221	3	-0.142876	-0.142876	VERB
agb-35	221	4	0.313698	0.313698	NUM
agb-35	221	5	0.645560	0.645560	NUM
agb-35	221	6	1.000000	1.000000	NUM
agb-35	221	7	4.2	4.2	NUM
agb-35	221	8	regression	regression	NOUN
agb-35	221	9	results	result	NOUN
agb-35	221	10	to	to	PART
agb-35	221	11	examine	examine	VERB
agb-35	221	12	the	the	DET
agb-35	221	13	impact	impact	NOUN
agb-35	221	14	of	of	ADP
agb-35	221	15	the	the	DET
agb-35	221	16	independent	independent	ADJ
agb-35	221	17	variables	variable	NOUN
agb-35	221	18	on	on	ADP
agb-35	221	19	the	the	DET
agb-35	221	20	overall	overall	ADJ
agb-35	221	21	bank	bank	NOUN
agb-35	221	22	profitability	profitability	NOUN
agb-35	221	23	,	,	PUNCT
agb-35	221	24	the	the	DET
agb-35	221	25	study	study	NOUN
agb-35	221	26	runs	run	VERB
agb-35	221	27	the	the	DET
agb-35	221	28	regression	regression	NOUN
agb-35	221	29	model	model	NOUN
agb-35	221	30	with	with	ADP
agb-35	221	31	nine	nine	NUM
agb-35	221	32	independent	independent	ADJ
agb-35	221	33	variables	variable	NOUN
agb-35	221	34	and	and	CCONJ
agb-35	221	35	two	two	NUM
agb-35	221	36	dependent	dependent	ADJ
agb-35	221	37	variables	variable	NOUN
agb-35	221	38	(	(	PUNCT
agb-35	221	39	roa	roa	NOUN
agb-35	221	40	and	and	CCONJ
agb-35	221	41	roe	roe	PROPN
agb-35	221	42	)	)	PUNCT
agb-35	221	43	,	,	PUNCT
agb-35	221	44	which	which	PRON
agb-35	221	45	correspond	correspond	VERB
agb-35	221	46	to	to	ADP
agb-35	221	47	two	two	NUM
agb-35	221	48	models	model	NOUN
agb-35	221	49	.	.	PUNCT
agb-35	222	1	the	the	DET
agb-35	222	2	results	result	NOUN
agb-35	222	3	are	be	AUX
agb-35	222	4	shown	show	VERB
agb-35	222	5	below	below	ADP
agb-35	222	6	in	in	ADP
agb-35	222	7	table	table	NOUN
agb-35	222	8	3	3	NUM
agb-35	222	9	.	.	PUNCT
agb-35	222	10	table	table	NOUN
agb-35	222	11	3	3	NUM
agb-35	222	12	:	:	PUNCT
agb-35	222	13	results	result	NOUN
agb-35	222	14	of	of	ADP
agb-35	222	15	the	the	DET
agb-35	222	16	regression	regression	NOUN
agb-35	222	17	models	model	NOUN
agb-35	222	18	independent	independent	ADJ
agb-35	222	19	variables	variable	NOUN
agb-35	222	20	model	model	VERB
agb-35	222	21	1	1	NUM
agb-35	222	22	(	(	PUNCT
agb-35	222	23	roa	roa	NOUN
agb-35	222	24	)	)	PUNCT
agb-35	222	25	model	model	NOUN
agb-35	222	26	2	2	NUM
agb-35	222	27	(	(	PUNCT
agb-35	222	28	roe	roe	NOUN
agb-35	222	29	)	)	PUNCT
agb-35	222	30	constant	constant	ADJ
agb-35	222	31	(	(	PUNCT
agb-35	222	32	c	c	NOUN
agb-35	222	33	)	)	PUNCT
agb-35	222	34	-0.006365	-0.006365	VERB
agb-35	222	35	0.034744	0.034744	NUM
agb-35	222	36	total	total	ADJ
agb-35	222	37	asset	asset	NOUN
agb-35	222	38	(	(	PUNCT
agb-35	222	39	ta	ta	NOUN
agb-35	222	40	)	)	PUNCT
agb-35	222	41	-2.59e-12	-2.59e-12	PROPN
agb-35	222	42	-3.47e-11	-3.47e-11	NOUN
agb-35	222	43	*	*	PROPN
agb-35	222	44	equity	equity	NOUN
agb-35	222	45	on	on	ADP
agb-35	222	46	total	total	ADJ
agb-35	222	47	asset	asset	NOUN
agb-35	222	48	(	(	PUNCT
agb-35	222	49	e	e	NOUN
agb-35	222	50	)	)	PUNCT
agb-35	222	51	0.102916	0.102916	NUM
agb-35	222	52	*	*	PUNCT
agb-35	222	53	*	*	PUNCT
agb-35	222	54	*	*	PUNCT
agb-35	222	55	-0.375824	-0.375824	ADJ
agb-35	222	56	agricultural	agricultural	ADJ
agb-35	222	57	finance	finance	NOUN
agb-35	222	58	(	(	PUNCT
agb-35	222	59	af	af	NOUN
agb-35	222	60	)	)	PUNCT
agb-35	222	61	0.353882	0.353882	NUM
agb-35	222	62	*	*	PUNCT
agb-35	222	63	*	*	PUNCT
agb-35	222	64	*	*	PUNCT
agb-35	222	65	0.5294649	0.5294649	NUM
agb-35	222	66	*	*	PUNCT
agb-35	222	67	*	*	PUNCT
agb-35	222	68	*	*	PUNCT
agb-35	222	69	lending	lending	NOUN
agb-35	222	70	ability	ability	NOUN
agb-35	222	71	(	(	PUNCT
agb-35	222	72	la	la	ADJ
agb-35	222	73	)	)	PUNCT
agb-35	222	74	-0.011334	-0.011334	NOUN
agb-35	222	75	*	*	PUNCT
agb-35	223	1	-0.102658	-0.102658	NOUN
agb-35	223	2	deposits	deposit	NOUN
agb-35	223	3	ability	ability	NOUN
agb-35	223	4	(	(	PUNCT
agb-35	223	5	da	da	X
agb-35	223	6	)	)	PUNCT
agb-35	223	7	0.014952	0.014952	NUM
agb-35	223	8	0.215921	0.215921	NUM
agb-35	223	9	operating	operating	NOUN
agb-35	223	10	cost	cost	NOUN
agb-35	223	11	on	on	ADP
agb-35	223	12	income	income	NOUN
agb-35	223	13	(	(	PUNCT
agb-35	223	14	oci	oci	PROPN
agb-35	223	15	)	)	PUNCT
agb-35	223	16	-0.030023	-0.030023	NOUN
agb-35	223	17	*	*	PUNCT
agb-35	223	18	*	*	PUNCT
agb-35	223	19	*	*	VERB
agb-35	223	20	-0.386976	-0.386976	NOUN
agb-35	223	21	*	*	PUNCT
agb-35	223	22	*	*	PUNCT
agb-35	223	23	*	*	PUNCT
agb-35	223	24	income	income	NOUN
agb-35	223	25	diversification	diversification	NOUN
agb-35	223	26	(	(	PUNCT
agb-35	223	27	noii	noii	ADJ
agb-35	223	28	)	)	PUNCT
agb-35	223	29	-0.001251	-0.001251	NOUN
agb-35	223	30	-0.001983	-0.001983	NOUN
agb-35	223	31	economic	economic	ADJ
agb-35	223	32	growth	growth	NOUN
agb-35	223	33	(	(	PUNCT
agb-35	223	34	gdp	gdp	NOUN
agb-35	223	35	)	)	PUNCT
agb-35	223	36	2.59e-18	2.59e-18	NUM
agb-35	223	37	*	*	PUNCT
agb-35	223	38	*	*	PUNCT
agb-35	223	39	*	*	PUNCT
agb-35	224	1	3.35e-17	3.35e-17	NUM
agb-35	224	2	*	*	PUNCT
agb-35	224	3	*	*	PUNCT
agb-35	224	4	*	*	PUNCT
agb-35	224	5	inflation	inflation	NOUN
agb-35	224	6	(	(	PUNCT
agb-35	224	7	inf	inf	NOUN
agb-35	224	8	)	)	PUNCT
agb-35	224	9	0.053522	0.053522	NUM
agb-35	224	10	0.554001	0.554001	NUM
agb-35	224	11	r	r	NOUN
agb-35	224	12	-	-	PUNCT
agb-35	224	13	squared	square	VERB
agb-35	224	14	0.800468	0.800468	NUM
agb-35	224	15	0.757811	0.757811	NUM
agb-35	224	16	adjust	adjust	VERB
agb-35	224	17	r	r	NOUN
agb-35	224	18	-	-	PUNCT
agb-35	224	19	squared	square	VERB
agb-35	224	20	0.769169	0.769169	NUM
agb-35	224	21	0.719821	0.719821	NUM
agb-35	224	22	prob	prob	NOUN
agb-35	224	23	(	(	PUNCT
agb-35	224	24	f	f	X
agb-35	224	25	-	-	PUNCT
agb-35	224	26	statistic	statistic	NOUN
agb-35	224	27	)	)	PUNCT
agb-35	224	28	0.000000	0.000000	NUM
agb-35	224	29	0.000000	0.000000	NUM
agb-35	224	30	note	note	NOUN
agb-35	224	31	:	:	PUNCT
agb-35	224	32	statistically	statistically	ADV
agb-35	224	33	significant	significant	ADJ
agb-35	224	34	at	at	ADP
agb-35	224	35	*	*	PROPN
agb-35	224	36	10	10	NUM
agb-35	224	37	%	%	NOUN
agb-35	224	38	,	,	PUNCT
agb-35	224	39	*	*	PUNCT
agb-35	224	40	*	*	PUNCT
agb-35	224	41	5	5	NUM
agb-35	224	42	%	%	NOUN
agb-35	224	43	,	,	PUNCT
agb-35	224	44	*	*	PUNCT
agb-35	224	45	*	*	PUNCT
agb-35	224	46	*	*	PUNCT
agb-35	224	47	1	1	NUM
agb-35	224	48	%	%	NOUN
agb-35	224	49	model	model	NOUN
agb-35	224	50	1	1	NUM
agb-35	224	51	with	with	ADP
agb-35	224	52	the	the	DET
agb-35	224	53	dependent	dependent	ADJ
agb-35	224	54	variable	variable	NOUN
agb-35	224	55	is	be	AUX
agb-35	224	56	roa	roa	NOUN
agb-35	224	57	.	.	PUNCT
agb-35	225	1	three	three	NUM
agb-35	225	2	variables	variable	NOUN
agb-35	225	3	e	e	X
agb-35	225	4	(	(	PUNCT
agb-35	225	5	equity	equity	NOUN
agb-35	225	6	)	)	PUNCT
agb-35	225	7	,	,	PUNCT
agb-35	225	8	af	af	PROPN
agb-35	225	9	(	(	PUNCT
agb-35	225	10	agricultural	agricultural	ADJ
agb-35	225	11	finance	finance	NOUN
agb-35	225	12	)	)	PUNCT
agb-35	225	13	,	,	PUNCT
agb-35	225	14	oci	oci	X
agb-35	225	15	(	(	PUNCT
agb-35	225	16	operating	operating	NOUN
agb-35	225	17	costs	cost	NOUN
agb-35	225	18	)	)	PUNCT
agb-35	225	19	,	,	PUNCT
agb-35	225	20	gdp	gdp	NOUN
agb-35	225	21	(	(	PUNCT
agb-35	225	22	economic	economic	ADJ
agb-35	225	23	growth	growth	NOUN
agb-35	225	24	)	)	PUNCT
agb-35	225	25	are	be	AUX
agb-35	225	26	strongly	strongly	ADV
agb-35	225	27	correlated	correlate	VERB
agb-35	225	28	with	with	ADP
agb-35	225	29	the	the	DET
agb-35	225	30	roa	roa	NOUN
agb-35	225	31	at	at	ADP
agb-35	225	32	a	a	DET
agb-35	225	33	significance	significance	NOUN
agb-35	225	34	level	level	NOUN
agb-35	225	35	of	of	ADP
agb-35	225	36	1	1	NUM
agb-35	225	37	%	%	NOUN
agb-35	225	38	;	;	PUNCT
agb-35	225	39	la	la	X
agb-35	225	40	(	(	PUNCT
agb-35	225	41	lending	lending	NOUN
agb-35	225	42	ability	ability	NOUN
agb-35	225	43	)	)	PUNCT
agb-35	225	44	has	have	VERB
agb-35	225	45	a	a	DET
agb-35	225	46	strong	strong	ADJ
agb-35	225	47	correlation	correlation	NOUN
agb-35	225	48	with	with	ADP
agb-35	225	49	roa	roa	PROPN
agb-35	225	50	at	at	ADP
agb-35	225	51	a	a	DET
agb-35	225	52	significance	significance	NOUN
agb-35	225	53	level	level	NOUN
agb-35	225	54	of	of	ADP
agb-35	225	55	10	10	NUM
agb-35	225	56	%	%	NOUN
agb-35	225	57	.	.	PUNCT
agb-35	226	1	in	in	ADP
agb-35	226	2	specific	specific	ADJ
agb-35	226	3	,	,	PUNCT
agb-35	226	4	variable	variable	ADJ
agb-35	226	5	e	e	NOUN
agb-35	226	6	has	have	VERB
agb-35	226	7	a	a	DET
agb-35	226	8	positive	positive	ADJ
agb-35	226	9	relationship	relationship	NOUN
agb-35	226	10	with	with	ADP
agb-35	226	11	roa	roa	PROPN
agb-35	226	12	.	.	PUNCT
agb-35	227	1	if	if	SCONJ
agb-35	227	2	e	e	NOUN
agb-35	227	3	increases	increase	VERB
agb-35	227	4	(	(	PUNCT
agb-35	227	5	decreases	decrease	NOUN
agb-35	227	6	)	)	PUNCT
agb-35	227	7	by	by	ADP
agb-35	227	8	1	1	NUM
agb-35	227	9	%	%	NOUN
agb-35	227	10	,	,	PUNCT
agb-35	227	11	roa	roa	PROPN
agb-35	227	12	will	will	AUX
agb-35	227	13	increase	increase	VERB
agb-35	227	14	(	(	PUNCT
agb-35	227	15	decrease	decrease	NOUN
agb-35	227	16	)	)	PUNCT
agb-35	227	17	0.102916	0.102916	NUM
agb-35	227	18	%	%	NOUN
agb-35	227	19	at	at	ADP
agb-35	227	20	a	a	DET
agb-35	227	21	significant	significant	ADJ
agb-35	227	22	level	level	NOUN
agb-35	227	23	of	of	ADP
agb-35	227	24	1	1	NUM
agb-35	227	25	%	%	NOUN
agb-35	227	26	.	.	PUNCT
agb-35	228	1	variable	variable	NOUN
agb-35	228	2	af	af	PROPN
agb-35	228	3	has	have	VERB
agb-35	228	4	a	a	DET
agb-35	228	5	positive	positive	ADJ
agb-35	228	6	relationship	relationship	NOUN
agb-35	228	7	with	with	ADP
agb-35	228	8	roa	roa	PROPN
agb-35	228	9	.	.	PUNCT
agb-35	229	1	if	if	SCONJ
agb-35	229	2	af	af	PROPN
agb-35	229	3	increases	increase	VERB
agb-35	229	4	(	(	PUNCT
agb-35	229	5	decreases	decrease	NOUN
agb-35	229	6	)	)	PUNCT
agb-35	229	7	by	by	ADP
agb-35	229	8	1	1	NUM
agb-35	229	9	%	%	NOUN
agb-35	229	10	,	,	PUNCT
agb-35	229	11	roa	roa	PROPN
agb-35	229	12	will	will	AUX
agb-35	229	13	increase	increase	VERB
agb-35	229	14	(	(	PUNCT
agb-35	229	15	decrease	decrease	NOUN
agb-35	229	16	)	)	PUNCT
agb-35	229	17	0.353882	0.353882	NUM
agb-35	229	18	%	%	NOUN
agb-35	229	19	at	at	ADP
agb-35	229	20	a	a	DET
agb-35	229	21	significant	significant	ADJ
agb-35	229	22	level	level	NOUN
agb-35	229	23	of	of	ADP
agb-35	229	24	1	1	NUM
agb-35	229	25	%	%	NOUN
agb-35	229	26	.	.	PUNCT
agb-35	230	1	variable	variable	NOUN
agb-35	230	2	la	la	PROPN
agb-35	230	3	has	have	VERB
agb-35	230	4	a	a	DET
agb-35	230	5	negative	negative	ADJ
agb-35	230	6	relationship	relationship	NOUN
agb-35	230	7	with	with	ADP
agb-35	230	8	roa	roa	PROPN
agb-35	230	9	.	.	PUNCT
agb-35	231	1	if	if	SCONJ
agb-35	231	2	la	la	ADJ
agb-35	231	3	increases	increase	NOUN
agb-35	231	4	(	(	PUNCT
agb-35	231	5	decreases	decrease	NOUN
agb-35	231	6	)	)	PUNCT
agb-35	231	7	by	by	ADP
agb-35	231	8	1	1	NUM
agb-35	231	9	%	%	NOUN
agb-35	231	10	,	,	PUNCT
agb-35	231	11	roa	roa	PROPN
agb-35	231	12	will	will	AUX
agb-35	231	13	decrease	decrease	VERB
agb-35	231	14	(	(	PUNCT
agb-35	231	15	increase	increase	VERB
agb-35	231	16	)	)	PUNCT
agb-35	231	17	by	by	ADP
agb-35	231	18	0.011334	0.011334	NUM
agb-35	231	19	%	%	NOUN
agb-35	231	20	at	at	ADP
agb-35	231	21	a	a	DET
agb-35	231	22	significant	significant	ADJ
agb-35	231	23	level	level	NOUN
agb-35	231	24	of	of	ADP
agb-35	231	25	10	10	NUM
agb-35	231	26	%	%	NOUN
agb-35	231	27	.	.	PUNCT
agb-35	232	1	variable	variable	ADJ
agb-35	232	2	oci	oci	PROPN
agb-35	232	3	has	have	VERB
agb-35	232	4	a	a	DET
agb-35	232	5	negative	negative	ADJ
agb-35	232	6	relationship	relationship	NOUN
agb-35	232	7	with	with	ADP
agb-35	232	8	roa	roa	PROPN
agb-35	232	9	.	.	PUNCT
agb-35	233	1	if	if	SCONJ
agb-35	233	2	oci	oci	NOUN
agb-35	233	3	increases	increase	NOUN
agb-35	233	4	(	(	PUNCT
agb-35	233	5	decreases	decrease	NOUN
agb-35	233	6	)	)	PUNCT
agb-35	233	7	by	by	ADP
agb-35	233	8	1	1	NUM
agb-35	233	9	%	%	NOUN
agb-35	233	10	,	,	PUNCT
agb-35	233	11	roa	roa	PROPN
agb-35	233	12	will	will	AUX
agb-35	233	13	decrease	decrease	VERB
agb-35	233	14	(	(	PUNCT
agb-35	233	15	increase	increase	VERB
agb-35	233	16	)	)	PUNCT
agb-35	233	17	by	by	ADP
agb-35	233	18	0.030023	0.030023	NUM
agb-35	233	19	%	%	NOUN
agb-35	233	20	at	at	ADP
agb-35	233	21	a	a	DET
agb-35	233	22	significant	significant	ADJ
agb-35	233	23	level	level	NOUN
agb-35	233	24	of	of	ADP
agb-35	233	25	1	1	NUM
agb-35	233	26	%	%	NOUN
agb-35	233	27	.	.	PUNCT
agb-35	234	1	variable	variable	ADJ
agb-35	234	2	gdp	gdp	PROPN
agb-35	234	3	has	have	VERB
agb-35	234	4	a	a	DET
agb-35	234	5	positive	positive	ADJ
agb-35	234	6	relationship	relationship	NOUN
agb-35	234	7	with	with	ADP
agb-35	234	8	roa	roa	PROPN
agb-35	234	9	.	.	PUNCT
agb-35	235	1	if	if	SCONJ
agb-35	235	2	gdp	gdp	NOUN
agb-35	235	3	increases	increase	NOUN
agb-35	235	4	(	(	PUNCT
agb-35	235	5	decreases	decrease	NOUN
agb-35	235	6	)	)	PUNCT
agb-35	235	7	by	by	ADP
agb-35	235	8	1	1	NUM
agb-35	235	9	%	%	NOUN
agb-35	235	10	,	,	PUNCT
agb-35	235	11	roa	roa	PROPN
agb-35	235	12	will	will	AUX
agb-35	235	13	increase	increase	VERB
agb-35	235	14	(	(	PUNCT
agb-35	235	15	decrease	decrease	NOUN
agb-35	235	16	)	)	PUNCT
agb-35	235	17	2.59e-18	2.59e-18	NUM
agb-35	235	18	%	%	NOUN
agb-35	235	19	at	at	ADP
agb-35	235	20	a	a	DET
agb-35	235	21	significant	significant	ADJ
agb-35	235	22	level	level	NOUN
agb-35	235	23	of	of	ADP
agb-35	235	24	1	1	NUM
agb-35	235	25	%	%	NOUN
agb-35	235	26	.	.	PUNCT
agb-35	236	1	the	the	DET
agb-35	236	2	other	other	ADJ
agb-35	236	3	independent	independent	ADJ
agb-35	236	4	variables	variable	NOUN
agb-35	236	5	namely	namely	ADV
agb-35	236	6	c	c	NOUN
agb-35	236	7	,	,	PUNCT
agb-35	236	8	ta	ta	X
agb-35	236	9	,	,	PUNCT
agb-35	236	10	da	da	ADJ
agb-35	236	11	,	,	PUNCT
agb-35	236	12	noii	noii	ADJ
agb-35	236	13	having	have	VERB
agb-35	236	14	p	p	NOUN
agb-35	236	15	-	-	PUNCT
agb-35	236	16	value	value	NOUN
agb-35	236	17	is	be	AUX
agb-35	236	18	higher	high	ADJ
agb-35	236	19	than	than	ADP
agb-35	236	20	0.05	0.05	NUM
agb-35	236	21	,	,	PUNCT
agb-35	236	22	therefore	therefore	ADV
agb-35	236	23	,	,	PUNCT
agb-35	236	24	these	these	DET
agb-35	236	25	variables	variable	NOUN
agb-35	236	26	are	be	AUX
agb-35	236	27	not	not	PART
agb-35	236	28	statistically	statistically	ADV
agb-35	236	29	significant	significant	ADJ
agb-35	236	30	.	.	PUNCT
agb-35	237	1	r	r	X
agb-35	237	2	-	-	PUNCT
agb-35	237	3	squared	square	VERB
agb-35	237	4	is	be	AUX
agb-35	237	5	0.800468	0.800468	NUM
agb-35	237	6	so	so	SCONJ
agb-35	237	7	the	the	DET
agb-35	237	8	regression	regression	NOUN
agb-35	237	9	model	model	NOUN
agb-35	237	10	can	can	AUX
agb-35	237	11	explain	explain	VERB
agb-35	237	12	80.05	80.05	NUM
agb-35	237	13	%	%	NOUN
agb-35	237	14	of	of	ADP
agb-35	237	15	the	the	DET
agb-35	237	16	change	change	NOUN
agb-35	237	17	of	of	ADP
agb-35	237	18	the	the	DET
agb-35	237	19	dependent	dependent	ADJ
agb-35	237	20	variable	variable	NOUN
agb-35	237	21	.	.	PUNCT
agb-35	238	1	for	for	ADP
agb-35	238	2	the	the	DET
agb-35	238	3	explanatory	explanatory	ADJ
agb-35	238	4	model	model	NOUN
agb-35	238	5	,	,	PUNCT
agb-35	238	6	the	the	DET
agb-35	238	7	fit	fit	NOUN
agb-35	238	8	of	of	ADP
agb-35	238	9	this	this	DET
agb-35	238	10	model	model	NOUN
agb-35	238	11	is	be	AUX
agb-35	238	12	very	very	ADV
agb-35	238	13	high	high	ADJ
agb-35	238	14	.	.	PUNCT
agb-35	239	1	pro	pro	ADJ
agb-35	239	2	(	(	PUNCT
agb-35	239	3	f	f	X
agb-35	239	4	-	-	PUNCT
agb-35	239	5	statistic	statistic	NOUN
agb-35	239	6	)	)	PUNCT
agb-35	239	7	is	be	AUX
agb-35	239	8	0.00000	0.00000	NUM
agb-35	239	9	,	,	PUNCT
agb-35	239	10	less	less	ADJ
agb-35	239	11	than	than	ADP
agb-35	239	12	0.05	0.05	NUM
agb-35	239	13	,	,	PUNCT
agb-35	239	14	so	so	SCONJ
agb-35	239	15	the	the	DET
agb-35	239	16	regression	regression	NOUN
agb-35	239	17	model	model	NOUN
agb-35	239	18	is	be	AUX
agb-35	239	19	statistically	statistically	ADV
agb-35	239	20	significant	significant	ADJ
agb-35	239	21	.	.	PUNCT
agb-35	240	1	model	model	NOUN
agb-35	240	2	2	2	NUM
agb-35	240	3	with	with	ADP
agb-35	240	4	the	the	DET
agb-35	240	5	dependent	dependent	ADJ
agb-35	240	6	variable	variable	NOUN
agb-35	240	7	is	be	AUX
agb-35	240	8	roe	roe	NOUN
agb-35	240	9	.	.	PUNCT
agb-35	241	1	three	three	NUM
agb-35	241	2	variables	variable	NOUN
agb-35	241	3	ta	ta	X
agb-35	241	4	(	(	PUNCT
agb-35	241	5	total	total	ADJ
agb-35	241	6	asset	asset	NOUN
agb-35	241	7	)	)	PUNCT
agb-35	241	8	,	,	PUNCT
agb-35	241	9	af	af	PROPN
agb-35	241	10	(	(	PUNCT
agb-35	241	11	agricultural	agricultural	ADJ
agb-35	241	12	finance	finance	NOUN
agb-35	241	13	)	)	PUNCT
agb-35	241	14	,	,	PUNCT
agb-35	241	15	oci	oci	X
agb-35	241	16	(	(	PUNCT
agb-35	241	17	operating	operating	NOUN
agb-35	241	18	costs	cost	NOUN
agb-35	241	19	)	)	PUNCT
agb-35	241	20	,	,	PUNCT
agb-35	241	21	gdp	gdp	NOUN
agb-35	241	22	(	(	PUNCT
agb-35	241	23	economic	economic	ADJ
agb-35	241	24	growth	growth	NOUN
agb-35	241	25	)	)	PUNCT
agb-35	241	26	are	be	AUX
agb-35	241	27	strongly	strongly	ADV
agb-35	241	28	correlated	correlate	VERB
agb-35	241	29	with	with	ADP
agb-35	241	30	the	the	DET
agb-35	241	31	roe	roe	NOUN
agb-35	241	32	at	at	ADP
agb-35	241	33	a	a	DET
agb-35	241	34	significance	significance	NOUN
agb-35	241	35	level	level	NOUN
agb-35	241	36	of	of	ADP
agb-35	241	37	10	10	NUM
agb-35	241	38	%	%	NOUN
agb-35	241	39	,	,	PUNCT
agb-35	241	40	1	1	NUM
agb-35	241	41	%	%	NOUN
agb-35	241	42	,	,	PUNCT
agb-35	241	43	1	1	NUM
agb-35	241	44	%	%	NOUN
agb-35	241	45	,	,	PUNCT
agb-35	241	46	and	and	CCONJ
agb-35	241	47	1	1	NUM
agb-35	241	48	%	%	NOUN
agb-35	241	49	respectively	respectively	ADV
agb-35	241	50	.	.	PUNCT
agb-35	242	1	variable	variable	NOUN
agb-35	242	2	ta	ta	X
agb-35	242	3	has	have	VERB
agb-35	242	4	a	a	DET
agb-35	242	5	negative	negative	ADJ
agb-35	242	6	relationship	relationship	NOUN
agb-35	242	7	with	with	ADP
agb-35	242	8	roe	roe	NOUN
agb-35	242	9	.	.	PUNCT
agb-35	243	1	if	if	SCONJ
agb-35	243	2	ta	ta	PROPN
agb-35	243	3	increases	increase	VERB
agb-35	243	4	(	(	PUNCT
agb-35	243	5	decreases	decrease	NOUN
agb-35	243	6	)	)	PUNCT
agb-35	243	7	by	by	ADP
agb-35	243	8	1	1	NUM
agb-35	243	9	%	%	NOUN
agb-35	243	10	,	,	PUNCT
agb-35	243	11	roe	roe	PROPN
agb-35	243	12	will	will	AUX
agb-35	243	13	decrease	decrease	VERB
agb-35	243	14	(	(	PUNCT
agb-35	243	15	increase	increase	VERB
agb-35	243	16	)	)	PUNCT
agb-35	243	17	3.47e-11	3.47e-11	NUM
agb-35	243	18	%	%	NOUN
agb-35	243	19	at	at	ADP
agb-35	243	20	a	a	DET
agb-35	243	21	significant	significant	ADJ
agb-35	243	22	level	level	NOUN
agb-35	243	23	of	of	ADP
agb-35	243	24	10	10	NUM
agb-35	243	25	%	%	NOUN
agb-35	243	26	.	.	PUNCT
agb-35	244	1	variable	variable	NOUN
agb-35	244	2	af	af	PROPN
agb-35	244	3	has	have	VERB
agb-35	244	4	a	a	DET
agb-35	244	5	positive	positive	ADJ
agb-35	244	6	relationship	relationship	NOUN
agb-35	244	7	with	with	ADP
agb-35	244	8	roe	roe	NOUN
agb-35	244	9	.	.	PUNCT
agb-35	245	1	if	if	SCONJ
agb-35	245	2	af	af	PROPN
agb-35	245	3	increases	increase	VERB
agb-35	245	4	(	(	PUNCT
agb-35	245	5	decreases	decrease	NOUN
agb-35	245	6	)	)	PUNCT
agb-35	245	7	by	by	ADP
agb-35	245	8	1	1	NUM
agb-35	245	9	%	%	NOUN
agb-35	245	10	,	,	PUNCT
agb-35	245	11	roe	roe	PROPN
agb-35	245	12	will	will	AUX
agb-35	245	13	increase	increase	VERB
agb-35	245	14	(	(	PUNCT
agb-35	245	15	decrease	decrease	VERB
agb-35	245	16	)	)	PUNCT
agb-35	245	17	0.5294649	0.5294649	NUM
agb-35	245	18	%	%	NOUN
agb-35	245	19	at	at	ADP
agb-35	245	20	a	a	DET
agb-35	245	21	significant	significant	ADJ
agb-35	245	22	level	level	NOUN
agb-35	245	23	of	of	ADP
agb-35	245	24	1	1	NUM
agb-35	245	25	%	%	NOUN
agb-35	245	26	.	.	PUNCT
agb-35	246	1	variable	variable	ADJ
agb-35	246	2	oci	oci	PROPN
agb-35	246	3	has	have	VERB
agb-35	246	4	a	a	DET
agb-35	246	5	negative	negative	ADJ
agb-35	246	6	relationship	relationship	NOUN
agb-35	246	7	with	with	ADP
agb-35	246	8	roe	roe	NOUN
agb-35	246	9	.	.	PUNCT
agb-35	247	1	if	if	SCONJ
agb-35	247	2	oci	oci	NOUN
agb-35	247	3	increases	increase	NOUN
agb-35	247	4	(	(	PUNCT
agb-35	247	5	decreases	decrease	NOUN
agb-35	247	6	)	)	PUNCT
agb-35	247	7	by	by	ADP
agb-35	247	8	1	1	NUM
agb-35	247	9	%	%	NOUN
agb-35	247	10	,	,	PUNCT
agb-35	247	11	roe	roe	PROPN
agb-35	247	12	will	will	AUX
agb-35	247	13	decrease	decrease	VERB
agb-35	247	14	(	(	PUNCT
agb-35	247	15	increase	increase	VERB
agb-35	247	16	)	)	PUNCT
agb-35	247	17	0.386976	0.386976	NUM
agb-35	247	18	%	%	NOUN
agb-35	247	19	at	at	ADP
agb-35	247	20	a	a	DET
agb-35	247	21	significant	significant	ADJ
agb-35	247	22	level	level	NOUN
agb-35	247	23	of	of	ADP
agb-35	247	24	1	1	NUM
agb-35	247	25	%	%	NOUN
agb-35	247	26	.	.	PUNCT
agb-35	248	1	variable	variable	ADJ
agb-35	248	2	gdp	gdp	PROPN
agb-35	248	3	has	have	VERB
agb-35	248	4	a	a	DET
agb-35	248	5	positive	positive	ADJ
agb-35	248	6	relationship	relationship	NOUN
agb-35	248	7	with	with	ADP
agb-35	248	8	roe	roe	NOUN
agb-35	248	9	.	.	PUNCT
agb-35	249	1	if	if	SCONJ
agb-35	249	2	gdp	gdp	NOUN
agb-35	249	3	increases	increase	NOUN
agb-35	249	4	(	(	PUNCT
agb-35	249	5	decreases	decrease	NOUN
agb-35	249	6	)	)	PUNCT
agb-35	249	7	by	by	ADP
agb-35	249	8	1	1	NUM
agb-35	249	9	%	%	NOUN
agb-35	249	10	,	,	PUNCT
agb-35	249	11	roe	roe	PROPN
agb-35	249	12	will	will	AUX
agb-35	249	13	increase	increase	VERB
agb-35	249	14	(	(	PUNCT
agb-35	249	15	decrease	decrease	NOUN
agb-35	249	16	)	)	PUNCT
agb-35	249	17	3.35e-17	3.35e-17	NUM
agb-35	249	18	%	%	NOUN
agb-35	249	19	at	at	ADP
agb-35	249	20	a	a	DET
agb-35	249	21	significant	significant	ADJ
agb-35	249	22	level	level	NOUN
agb-35	249	23	of	of	ADP
agb-35	249	24	1	1	NUM
agb-35	249	25	%	%	NOUN
agb-35	249	26	.	.	PUNCT
agb-35	250	1	the	the	DET
agb-35	250	2	other	other	ADJ
agb-35	250	3	independent	independent	ADJ
agb-35	250	4	variables	variable	NOUN
agb-35	250	5	namely	namely	ADV
agb-35	250	6	c	c	NOUN
agb-35	250	7	,	,	PUNCT
agb-35	250	8	e	e	NOUN
agb-35	250	9	,	,	PUNCT
agb-35	250	10	la	la	ADJ
agb-35	250	11	,	,	PUNCT
agb-35	250	12	da	da	ADJ
agb-35	250	13	,	,	PUNCT
agb-35	250	14	noii	noii	ADJ
agb-35	250	15	and	and	CCONJ
agb-35	250	16	inf	inf	PROPN
agb-35	250	17	having	have	VERB
agb-35	250	18	p	p	NOUN
agb-35	250	19	-	-	PUNCT
agb-35	250	20	value	value	NOUN
agb-35	250	21	is	be	AUX
agb-35	250	22	higher	high	ADJ
agb-35	250	23	than	than	ADP
agb-35	250	24	0.05	0.05	NUM
agb-35	250	25	,	,	PUNCT
agb-35	250	26	therefore	therefore	ADV
agb-35	250	27	these	these	DET
agb-35	250	28	variables	variable	NOUN
agb-35	250	29	are	be	AUX
agb-35	250	30	not	not	PART
agb-35	250	31	statistically	statistically	ADV
agb-35	250	32	significant	significant	ADJ
agb-35	250	33	.	.	PUNCT
agb-35	251	1	r	r	X
agb-35	251	2	-	-	PUNCT
agb-35	251	3	squared	square	VERB
agb-35	251	4	is	be	AUX
agb-35	251	5	0.757811	0.757811	NUM
agb-35	251	6	so	so	SCONJ
agb-35	251	7	the	the	DET
agb-35	251	8	regression	regression	NOUN
agb-35	251	9	model	model	NOUN
agb-35	251	10	can	can	AUX
agb-35	251	11	explain	explain	VERB
agb-35	251	12	75.78	75.78	NUM
agb-35	251	13	%	%	NOUN
agb-35	251	14	of	of	ADP
agb-35	251	15	the	the	DET
agb-35	251	16	change	change	NOUN
agb-35	251	17	of	of	ADP
agb-35	251	18	the	the	DET
agb-35	251	19	dependent	dependent	ADJ
agb-35	251	20	variable	variable	NOUN
agb-35	251	21	,	,	PUNCT
agb-35	251	22	which	which	PRON
agb-35	251	23	is	be	AUX
agb-35	251	24	lower	low	ADJ
agb-35	251	25	than	than	ADP
agb-35	251	26	r	r	NOUN
agb-35	251	27	-	-	PUNCT
agb-35	251	28	squared	square	VERB
agb-35	251	29	of	of	ADP
agb-35	251	30	model	model	NOUN
agb-35	251	31	i.	i.	PROPN
agb-35	251	32	agbioforum	agbioforum	PROPN
agb-35	251	33	,	,	PUNCT
agb-35	251	34	23(1	23(1	NOUN
agb-35	251	35	)	)	PUNCT
agb-35	251	36	,	,	PUNCT
agb-35	251	37	2021	2021	NUM
agb-35	251	38	|	|	ADV
agb-35	252	1	38	38	NUM
agb-35	252	2	dang	dang	ADJ
agb-35	252	3	,	,	PUNCT
agb-35	252	4	nguyen	nguyen	PROPN
agb-35	252	5	,	,	PUNCT
agb-35	252	6	nguyen	nguyen	PROPN
agb-35	252	7	,	,	PUNCT
agb-35	252	8	trinh	trinh	PROPN
agb-35	252	9	and	and	CCONJ
agb-35	252	10	banh	banh	PROPN
agb-35	252	11	.	.	PUNCT
agb-35	253	1	—	—	PUNCT
agb-35	253	2	factors	factor	NOUN
agb-35	253	3	affecting	affect	VERB
agb-35	253	4	the	the	DET
agb-35	253	5	profitability	profitability	NOUN
agb-35	253	6	of	of	ADP
agb-35	253	7	listed	list	VERB
agb-35	253	8	commercial	commercial	ADJ
agb-35	253	9	banks	bank	NOUN
agb-35	253	10	in	in	ADP
agb-35	253	11	vietnam	vietnam	PROPN
agb-35	253	12	pro	pro	X
agb-35	253	13	(	(	PUNCT
agb-35	253	14	f	f	X
agb-35	253	15	-	-	PUNCT
agb-35	253	16	statistic	statistic	NOUN
agb-35	253	17	)	)	PUNCT
agb-35	253	18	is	be	AUX
agb-35	253	19	0.00000	0.00000	NUM
agb-35	253	20	,	,	PUNCT
agb-35	253	21	less	less	ADJ
agb-35	253	22	than	than	ADP
agb-35	253	23	0.05	0.05	NUM
agb-35	253	24	,	,	PUNCT
agb-35	253	25	so	so	SCONJ
agb-35	253	26	the	the	DET
agb-35	253	27	regression	regression	NOUN
agb-35	253	28	model	model	NOUN
agb-35	253	29	is	be	AUX
agb-35	253	30	statistically	statistically	ADV
agb-35	253	31	significant	significant	ADJ
agb-35	253	32	.	.	PUNCT
agb-35	254	1	use	use	VERB
agb-35	254	2	akaike	akaike	ADV
agb-35	254	3	(	(	PUNCT
agb-35	254	4	aic	aic	PROPN
agb-35	254	5	)	)	PUNCT
agb-35	254	6	and	and	CCONJ
agb-35	254	7	schwartz	schwartz	PROPN
agb-35	254	8	(	(	PUNCT
agb-35	254	9	sc	sc	PROPN
agb-35	254	10	)	)	PUNCT
agb-35	254	11	information	information	NOUN
agb-35	254	12	criteria	criterion	NOUN
agb-35	254	13	:	:	PUNCT
agb-35	254	14	table	table	NOUN
agb-35	254	15	4	4	NUM
agb-35	254	16	:	:	PUNCT
agb-35	254	17	aic	aic	PROPN
agb-35	254	18	and	and	CCONJ
agb-35	254	19	sc	sc	PROPN
agb-35	254	20	values	value	NOUN
agb-35	254	21	of	of	ADP
agb-35	254	22	two	two	NUM
agb-35	254	23	models	model	NOUN
agb-35	254	24	model	model	VERB
agb-35	254	25	1	1	NUM
agb-35	254	26	model	model	NOUN
agb-35	254	27	2	2	NUM
agb-35	254	28	akaike	akaike	ADJ
agb-35	254	29	(	(	PUNCT
agb-35	254	30	aic	aic	PROPN
agb-35	254	31	)	)	PUNCT
agb-35	254	32	-8.675318	-8.675318	NOUN
agb-35	254	33	-3.872923	-3.872923	PUNCT
agb-35	255	1	schwarz	schwarz	PROPN
agb-35	255	2	(	(	PUNCT
agb-35	255	3	sc	sc	PROPN
agb-35	255	4	)	)	PUNCT
agb-35	255	5	-8.361167	-8.361167	NOUN
agb-35	255	6	-3.558772	-3.558772	PUNCT
agb-35	256	1	aic	aic	PROPN
agb-35	256	2	and	and	CCONJ
agb-35	256	3	sc	sc	PROPN
agb-35	256	4	in	in	ADP
agb-35	256	5	model	model	NOUN
agb-35	256	6	1	1	NUM
agb-35	256	7	are	be	AUX
agb-35	256	8	lower	low	ADJ
agb-35	256	9	than	than	ADP
agb-35	256	10	them	they	PRON
agb-35	256	11	in	in	ADP
agb-35	256	12	model	model	NOUN
agb-35	256	13	2	2	NUM
agb-35	256	14	we	we	PRON
agb-35	256	15	can	can	AUX
agb-35	256	16	see	see	VERB
agb-35	256	17	that	that	DET
agb-35	256	18	models	model	NOUN
agb-35	256	19	1	1	NUM
agb-35	256	20	and	and	CCONJ
agb-35	256	21	2	2	NUM
agb-35	256	22	are	be	AUX
agb-35	256	23	statistically	statistically	ADV
agb-35	256	24	significant	significant	ADJ
agb-35	256	25	and	and	CCONJ
agb-35	256	26	explain	explain	VERB
agb-35	256	27	80.05	80.05	NUM
agb-35	256	28	%	%	NOUN
agb-35	256	29	and	and	CCONJ
agb-35	256	30	75.78	75.78	NUM
agb-35	256	31	%	%	NOUN
agb-35	256	32	of	of	ADP
agb-35	256	33	the	the	DET
agb-35	256	34	changes	change	NOUN
agb-35	256	35	of	of	ADP
agb-35	256	36	the	the	DET
agb-35	256	37	dependent	dependent	ADJ
agb-35	256	38	variable	variable	NOUN
agb-35	256	39	,	,	PUNCT
agb-35	256	40	respectively	respectively	ADV
agb-35	256	41	.	.	PUNCT
agb-35	257	1	r	r	X
agb-35	257	2	-	-	PUNCT
agb-35	257	3	squared	square	VERB
agb-35	257	4	and	and	CCONJ
agb-35	257	5	adjust	adjust	VERB
agb-35	257	6	rsquared	rsquared	ADJ
agb-35	257	7	show	show	VERB
agb-35	257	8	the	the	DET
agb-35	257	9	strength	strength	NOUN
agb-35	257	10	of	of	ADP
agb-35	257	11	model	model	NOUN
agb-35	257	12	1	1	NUM
agb-35	257	13	compared	compare	VERB
agb-35	257	14	to	to	ADP
agb-35	257	15	model	model	NOUN
agb-35	257	16	2	2	NUM
agb-35	257	17	.	.	PUNCT
agb-35	258	1	besides	besides	SCONJ
agb-35	258	2	,	,	PUNCT
agb-35	258	3	aic	aic	PROPN
agb-35	258	4	and	and	CCONJ
agb-35	258	5	sc	sc	PROPN
agb-35	258	6	in	in	ADP
agb-35	258	7	model	model	NOUN
agb-35	258	8	1	1	NUM
agb-35	258	9	are	be	AUX
agb-35	258	10	lower	low	ADJ
agb-35	258	11	than	than	ADP
agb-35	258	12	them	they	PRON
agb-35	258	13	in	in	ADP
agb-35	258	14	model	model	NOUN
agb-35	258	15	2	2	NUM
agb-35	258	16	as	as	SCONJ
agb-35	258	17	reported	report	VERB
agb-35	258	18	in	in	ADP
agb-35	258	19	table	table	NOUN
agb-35	258	20	4	4	NUM
agb-35	258	21	.	.	PUNCT
agb-35	259	1	so	so	ADV
agb-35	259	2	,	,	PUNCT
agb-35	259	3	we	we	PRON
agb-35	259	4	choose	choose	VERB
agb-35	259	5	model	model	NOUN
agb-35	259	6	1	1	NUM
agb-35	259	7	as	as	ADP
agb-35	259	8	the	the	DET
agb-35	259	9	model	model	NOUN
agb-35	259	10	explaining	explain	VERB
agb-35	259	11	the	the	DET
agb-35	259	12	factors	factor	NOUN
agb-35	259	13	affecting	affect	VERB
agb-35	259	14	the	the	DET
agb-35	259	15	profitability	profitability	NOUN
agb-35	259	16	of	of	ADP
agb-35	259	17	vietnamese	vietnamese	ADJ
agb-35	259	18	commercial	commercial	ADJ
agb-35	259	19	banks	bank	NOUN
agb-35	259	20	listed	list	VERB
agb-35	259	21	on	on	ADP
agb-35	259	22	hose	hose	PROPN
agb-35	259	23	.	.	PUNCT
agb-35	260	1	4.3	4.3	NUM
agb-35	260	2	model	model	NOUN
agb-35	260	3	test	test	NOUN
agb-35	260	4	table	table	NOUN
agb-35	260	5	5	5	NUM
agb-35	260	6	:	:	PUNCT
agb-35	260	7	the	the	DET
agb-35	260	8	result	result	NOUN
agb-35	260	9	of	of	ADP
agb-35	260	10	regression	regression	NOUN
agb-35	260	11	model	model	NOUN
agb-35	260	12	roa	roa	PROPN
agb-35	260	13	coefficient	coefficient	NOUN
agb-35	260	14	constant	constant	ADJ
agb-35	260	15	(	(	PUNCT
agb-35	260	16	c	c	NOUN
agb-35	260	17	)	)	PUNCT
agb-35	260	18	-0.006365	-0.006365	PROPN
agb-35	260	19	total	total	ADJ
agb-35	260	20	asset	asset	NOUN
agb-35	260	21	(	(	PUNCT
agb-35	260	22	ta	ta	NOUN
agb-35	260	23	)	)	PUNCT
agb-35	260	24	-2.59e-12	-2.59e-12	PROPN
agb-35	260	25	equity	equity	NOUN
agb-35	260	26	on	on	ADP
agb-35	260	27	total	total	ADJ
agb-35	260	28	asset	asset	NOUN
agb-35	260	29	(	(	PUNCT
agb-35	260	30	e	e	NOUN
agb-35	260	31	)	)	PUNCT
agb-35	260	32	0.102916	0.102916	NUM
agb-35	260	33	*	*	PUNCT
agb-35	260	34	*	*	PUNCT
agb-35	260	35	*	*	PUNCT
agb-35	260	36	lending	lending	NOUN
agb-35	260	37	ability	ability	NOUN
agb-35	260	38	(	(	PUNCT
agb-35	260	39	la	la	ADJ
agb-35	260	40	)	)	PUNCT
agb-35	260	41	-0.011334	-0.011334	NOUN
agb-35	260	42	*	*	PUNCT
agb-35	260	43	agricultural	agricultural	ADJ
agb-35	260	44	financing	financing	NOUN
agb-35	260	45	(	(	PUNCT
agb-35	260	46	af	af	NOUN
agb-35	260	47	)	)	PUNCT
agb-35	260	48	0.353882	0.353882	NUM
agb-35	260	49	*	*	PUNCT
agb-35	260	50	*	*	PUNCT
agb-35	260	51	*	*	PUNCT
agb-35	260	52	deposits	deposit	NOUN
agb-35	260	53	ability	ability	NOUN
agb-35	260	54	(	(	PUNCT
agb-35	260	55	da	da	X
agb-35	260	56	)	)	PUNCT
agb-35	260	57	0.014952	0.014952	NUM
agb-35	260	58	operating	operate	VERB
agb-35	260	59	cost	cost	NOUN
agb-35	260	60	on	on	ADP
agb-35	260	61	income	income	NOUN
agb-35	260	62	(	(	PUNCT
agb-35	260	63	oci	oci	PROPN
agb-35	260	64	)	)	PUNCT
agb-35	260	65	-0.030023	-0.030023	NOUN
agb-35	260	66	*	*	PUNCT
agb-35	260	67	*	*	PUNCT
agb-35	260	68	*	*	PUNCT
agb-35	260	69	income	income	NOUN
agb-35	260	70	diversification	diversification	NOUN
agb-35	260	71	(	(	PUNCT
agb-35	260	72	noii	noii	ADJ
agb-35	260	73	)	)	PUNCT
agb-35	260	74	-0.001251	-0.001251	NOUN
agb-35	260	75	economic	economic	ADJ
agb-35	260	76	growth	growth	NOUN
agb-35	260	77	(	(	PUNCT
agb-35	260	78	gdp	gdp	NOUN
agb-35	260	79	)	)	PUNCT
agb-35	260	80	2.59e-18	2.59e-18	NUM
agb-35	260	81	*	*	PUNCT
agb-35	260	82	*	*	PUNCT
agb-35	260	83	*	*	PUNCT
agb-35	260	84	inflation	inflation	NOUN
agb-35	260	85	(	(	PUNCT
agb-35	260	86	inf	inf	NOUN
agb-35	260	87	)	)	PUNCT
agb-35	260	88	0.053522	0.053522	NUM
agb-35	260	89	r	r	NOUN
agb-35	260	90	-	-	PUNCT
agb-35	260	91	squared	square	VERB
agb-35	260	92	0.800468	0.800468	NUM
agb-35	260	93	adjust	adjust	VERB
agb-35	260	94	r	r	NOUN
agb-35	260	95	-	-	PUNCT
agb-35	260	96	squared	square	VERB
agb-35	260	97	0.769169	0.769169	NUM
agb-35	260	98	prob	prob	NOUN
agb-35	260	99	(	(	PUNCT
agb-35	260	100	f	f	NOUN
agb-35	260	101	-	-	PUNCT
agb-35	260	102	statistic	statistic	NOUN
agb-35	260	103	)	)	PUNCT
agb-35	260	104	0.000000	0.000000	NUM
agb-35	260	105	note	note	NOUN
agb-35	260	106	:	:	PUNCT
agb-35	260	107	statistically	statistically	ADV
agb-35	260	108	significant	significant	ADJ
agb-35	260	109	at	at	ADP
agb-35	260	110	*	*	PROPN
agb-35	260	111	10	10	NUM
agb-35	260	112	%	%	NOUN
agb-35	260	113	,	,	PUNCT
agb-35	260	114	*	*	PUNCT
agb-35	260	115	*	*	PUNCT
agb-35	260	116	5	5	NUM
agb-35	260	117	%	%	NOUN
agb-35	260	118	,	,	PUNCT
agb-35	260	119	*	*	PUNCT
agb-35	260	120	*	*	PUNCT
agb-35	260	121	*	*	PUNCT
agb-35	260	122	1	1	NUM
agb-35	260	123	%	%	NOUN
agb-35	260	124	4.4	4.4	NUM
agb-35	260	125	test	test	NOUN
agb-35	260	126	the	the	DET
agb-35	260	127	appropriateness	appropriateness	NOUN
agb-35	260	128	of	of	ADP
agb-35	260	129	the	the	DET
agb-35	260	130	regression	regression	NOUN
agb-35	260	131	model	model	NOUN
agb-35	260	132	table	table	NOUN
agb-35	260	133	5	5	NUM
agb-35	260	134	shows	show	VERB
agb-35	260	135	the	the	DET
agb-35	260	136	results	result	NOUN
agb-35	260	137	of	of	ADP
agb-35	260	138	regression	regression	NOUN
agb-35	260	139	.	.	PUNCT
agb-35	261	1	the	the	DET
agb-35	261	2	model	model	NOUN
agb-35	261	3	has	have	VERB
agb-35	261	4	3	3	NUM
agb-35	261	5	independent	independent	ADJ
agb-35	261	6	variables	variable	NOUN
agb-35	261	7	with	with	ADP
agb-35	261	8	statistical	statistical	ADJ
agb-35	261	9	significance	significance	NOUN
agb-35	261	10	,	,	PUNCT
agb-35	261	11	namely	namely	ADV
agb-35	261	12	e	e	NOUN
agb-35	261	13	,	,	PUNCT
agb-35	261	14	af	af	PROPN
agb-35	261	15	,	,	PUNCT
agb-35	261	16	oci	oci	X
agb-35	261	17	,	,	PUNCT
agb-35	261	18	and	and	CCONJ
agb-35	261	19	gdp	gdp	NOUN
agb-35	261	20	at	at	ADP
agb-35	261	21	the	the	DET
agb-35	261	22	1	1	NUM
agb-35	261	23	%	%	NOUN
agb-35	261	24	significance	significance	NOUN
agb-35	261	25	level	level	NOUN
agb-35	261	26	:	:	PUNCT
agb-35	261	27	la	la	NOUN
agb-35	261	28	at	at	ADP
agb-35	261	29	the	the	DET
agb-35	261	30	10	10	NUM
agb-35	261	31	%	%	NOUN
agb-35	261	32	significance	significance	NOUN
agb-35	261	33	level	level	NOUN
agb-35	261	34	.	.	PUNCT
agb-35	262	1	p	p	X
agb-35	262	2	-	-	PUNCT
agb-35	262	3	values	value	NOUN
agb-35	262	4	of	of	ADP
agb-35	262	5	the	the	DET
agb-35	262	6	other	other	ADJ
agb-35	262	7	variables	variable	NOUN
agb-35	262	8	such	such	ADJ
agb-35	262	9	as	as	ADP
agb-35	262	10	variables	variable	NOUN
agb-35	262	11	c	c	PROPN
agb-35	262	12	,	,	PUNCT
agb-35	262	13	ta	ta	X
agb-35	262	14	,	,	PUNCT
agb-35	262	15	da	da	ADJ
agb-35	262	16	,	,	PUNCT
agb-35	262	17	noii	noii	ADJ
agb-35	262	18	,	,	PUNCT
agb-35	262	19	inf	inf	NOUN
agb-35	262	20	are	be	AUX
agb-35	262	21	higher	high	ADJ
agb-35	262	22	than	than	ADP
agb-35	262	23	0.05	0.05	NUM
agb-35	262	24	,	,	PUNCT
agb-35	262	25	so	so	SCONJ
agb-35	262	26	these	these	DET
agb-35	262	27	independent	independent	ADJ
agb-35	262	28	variables	variable	NOUN
agb-35	262	29	are	be	AUX
agb-35	262	30	not	not	PART
agb-35	262	31	statistically	statistically	ADV
agb-35	262	32	significant	significant	ADJ
agb-35	262	33	,	,	PUNCT
agb-35	262	34	so	so	ADV
agb-35	262	35	we	we	PRON
agb-35	262	36	doubt	doubt	VERB
agb-35	262	37	the	the	DET
agb-35	262	38	model	model	NOUN
agb-35	262	39	is	be	AUX
agb-35	262	40	redundant	redundant	ADJ
agb-35	262	41	.	.	PUNCT
agb-35	263	1	we	we	PRON
agb-35	263	2	used	use	VERB
agb-35	263	3	the	the	DET
agb-35	263	4	wald	wald	NOUN
agb-35	263	5	test	test	NOUN
agb-35	263	6	to	to	PART
agb-35	263	7	check	check	VERB
agb-35	263	8	the	the	DET
agb-35	263	9	appropriateness	appropriateness	NOUN
agb-35	263	10	of	of	ADP
agb-35	263	11	the	the	DET
agb-35	263	12	model	model	NOUN
agb-35	263	13	:	:	PUNCT
agb-35	263	14	variables	variable	NOUN
agb-35	263	15	c	c	PROPN
agb-35	263	16	,	,	PUNCT
agb-35	263	17	ta	ta	X
agb-35	263	18	,	,	PUNCT
agb-35	263	19	da	da	ADJ
agb-35	263	20	,	,	PUNCT
agb-35	263	21	noii	noii	ADJ
agb-35	263	22	,	,	PUNCT
agb-35	263	23	inf	inf	PROPN
agb-35	263	24	have	have	VERB
agb-35	263	25	prob	prob	NOUN
agb-35	263	26	greater	great	ADJ
agb-35	263	27	than	than	ADP
agb-35	263	28	0.05	0.05	NUM
agb-35	263	29	.	.	PUNCT
agb-35	264	1	the	the	DET
agb-35	264	2	coefficients	coefficient	NOUN
agb-35	264	3	are	be	AUX
agb-35	264	4	so	so	ADV
agb-35	264	5	large	large	ADJ
agb-35	264	6	that	that	SCONJ
agb-35	264	7	the	the	DET
agb-35	264	8	corresponding	correspond	VERB
agb-35	264	9	coefficients	coefficient	NOUN
agb-35	264	10	c(1	c(1	PROPN
agb-35	264	11	)	)	PUNCT
agb-35	264	12	,	,	PUNCT
agb-35	264	13	c(2	c(2	PROPN
agb-35	264	14	)	)	PUNCT
agb-35	264	15	,	,	PUNCT
agb-35	264	16	c(5	c(5	PROPN
agb-35	264	17	)	)	PUNCT
agb-35	264	18	,	,	PUNCT
agb-35	264	19	c(7	c(7	PROPN
agb-35	264	20	)	)	PUNCT
agb-35	264	21	,	,	PUNCT
agb-35	264	22	c(9	c(9	PROPN
agb-35	264	23	)	)	PUNCT
agb-35	264	24	may	may	AUX
agb-35	264	25	be	be	AUX
agb-35	264	26	zero	zero	NUM
agb-35	264	27	.	.	PUNCT
agb-35	265	1	therefore	therefore	ADV
agb-35	265	2	,	,	PUNCT
agb-35	265	3	the	the	DET
agb-35	265	4	hypothesis	hypothesis	NOUN
agb-35	265	5	is	be	AUX
agb-35	265	6	as	as	SCONJ
agb-35	265	7	follows	follow	VERB
agb-35	265	8	:	:	PUNCT
agb-35	265	9	h0	h0	NOUN
agb-35	265	10	:	:	PUNCT
agb-35	265	11	c(1	c(1	NOUN
agb-35	265	12	)	)	PUNCT
agb-35	265	13	=	=	SYM
agb-35	265	14	c(2	c(2	PROPN
agb-35	265	15	)	)	PUNCT
agb-35	265	16	=	=	SYM
agb-35	265	17	c(6	c(6	PROPN
agb-35	265	18	)	)	PUNCT
agb-35	265	19	=	=	PUNCT
agb-35	265	20	c(8	c(8	PROPN
agb-35	265	21	)	)	PUNCT
agb-35	265	22	=	=	PUNCT
agb-35	265	23	c(10	c(10	NOUN
agb-35	265	24	)	)	PUNCT
agb-35	266	1	=	=	SYM
agb-35	266	2	0	0	NUM
agb-35	267	1	h1	h1	PROPN
agb-35	267	2	:	:	PUNCT
agb-35	267	3	there	there	PRON
agb-35	267	4	is	be	VERB
agb-35	267	5	any	any	PRON
agb-35	267	6	of	of	ADP
agb-35	267	7	c(1	c(1	NOUN
agb-35	267	8	)	)	PUNCT
agb-35	267	9	,	,	PUNCT
agb-35	267	10	c(2	c(2	PROPN
agb-35	267	11	)	)	PUNCT
agb-35	267	12	,	,	PUNCT
agb-35	267	13	c(6	c(6	PROPN
agb-35	267	14	)	)	PUNCT
agb-35	267	15	,	,	PUNCT
agb-35	267	16	c(8	c(8	PROPN
agb-35	267	17	)	)	PUNCT
agb-35	267	18	,	,	PUNCT
agb-35	267	19	c(10	c(10	NOUN
agb-35	267	20	)	)	PUNCT
agb-35	267	21	#	#	NOUN
agb-35	267	22	0	0	NUM
agb-35	267	23	table	table	NOUN
agb-35	267	24	6	6	NUM
agb-35	267	25	:	:	PUNCT
agb-35	267	26	wald	wald	X
agb-35	267	27	test	test	NOUN
agb-35	267	28	result	result	PROPN
agb-35	267	29	equation	equation	NOUN
agb-35	267	30	:	:	PUNCT
agb-35	267	31	untitled	untitled	ADJ
agb-35	267	32	test	test	NOUN
agb-35	267	33	statistic	statistic	PROPN
agb-35	267	34	value	value	NOUN
agb-35	267	35	df	df	NOUN
agb-35	267	36	probability	probability	NOUN
agb-35	267	37	f	f	X
agb-35	267	38	-	-	PUNCT
agb-35	267	39	statistic	statistic	ADJ
agb-35	267	40	1.510975	1.510975	NUM
agb-35	267	41	(	(	PUNCT
agb-35	267	42	5	5	NUM
agb-35	267	43	,	,	PUNCT
agb-35	267	44	51	51	NUM
agb-35	267	45	)	)	PUNCT
agb-35	267	46	0.2029	0.2029	NUM
agb-35	267	47	chi	chi	ADJ
agb-35	267	48	-	-	PUNCT
agb-35	267	49	square	square	NOUN
agb-35	267	50	7.554875	7.554875	NUM
agb-35	267	51	5	5	NUM
agb-35	267	52	0.1825	0.1825	NUM
agb-35	267	53	in	in	ADP
agb-35	267	54	table	table	NOUN
agb-35	267	55	6	6	NUM
agb-35	267	56	,	,	PUNCT
agb-35	267	57	wald	wald	X
agb-35	267	58	test	test	NOUN
agb-35	267	59	results	result	NOUN
agb-35	267	60	show	show	VERB
agb-35	267	61	that	that	SCONJ
agb-35	267	62	p	p	NOUN
agb-35	267	63	-	-	PUNCT
agb-35	267	64	value	value	NOUN
agb-35	267	65	=	=	NOUN
agb-35	267	66	0.2029	0.2029	NUM
agb-35	267	67	>	>	X
agb-35	267	68	0.05	0.05	NUM
agb-35	267	69	,	,	PUNCT
agb-35	267	70	therefore	therefore	ADV
agb-35	267	71	,	,	PUNCT
agb-35	267	72	we	we	PRON
agb-35	267	73	reject	reject	VERB
agb-35	267	74	the	the	DET
agb-35	267	75	hypothesis	hypothesis	NOUN
agb-35	267	76	h1	h1	NOUN
agb-35	267	77	,	,	PUNCT
agb-35	267	78	and	and	CCONJ
agb-35	267	79	accept	accept	VERB
agb-35	267	80	hypothesis	hypothesis	NOUN
agb-35	267	81	h0	h0	PROPN
agb-35	267	82	.	.	PUNCT
agb-35	268	1	we	we	PRON
agb-35	268	2	remove	remove	VERB
agb-35	268	3	the	the	DET
agb-35	268	4	variables	variable	NOUN
agb-35	268	5	ta	ta	ADP
agb-35	268	6	,	,	PUNCT
agb-35	268	7	da	da	ADJ
agb-35	268	8	,	,	PUNCT
agb-35	268	9	noii	noii	ADJ
agb-35	268	10	,	,	PUNCT
agb-35	268	11	inf	inf	NOUN
agb-35	268	12	from	from	ADP
agb-35	268	13	the	the	DET
agb-35	268	14	model	model	NOUN
agb-35	268	15	table	table	NOUN
agb-35	268	16	7	7	NUM
agb-35	268	17	:	:	PUNCT
agb-35	268	18	regression	regression	NOUN
agb-35	268	19	result	result	NOUN
agb-35	268	20	after	after	ADP
agb-35	268	21	removing	remove	VERB
agb-35	268	22	the	the	DET
agb-35	268	23	variable	variable	NOUN
agb-35	268	24	ta	ta	ADP
agb-35	268	25	,	,	PUNCT
agb-35	268	26	da	da	ADJ
agb-35	268	27	,	,	PUNCT
agb-35	268	28	noii	noii	ADJ
agb-35	268	29	,	,	PUNCT
agb-35	268	30	inf	inf	ADJ
agb-35	268	31	dependent	dependent	ADJ
agb-35	268	32	variable	variable	NOUN
agb-35	268	33	:	:	PUNCT
agb-35	268	34	roa	roa	PROPN
agb-35	268	35	coefficient	coefficient	PROPN
agb-35	268	36	equity	equity	PROPN
agb-35	268	37	(	(	PUNCT
agb-35	268	38	e	e	NOUN
agb-35	268	39	)	)	PUNCT
agb-35	268	40	0.112093	0.112093	NUM
agb-35	268	41	*	*	PUNCT
agb-35	268	42	*	*	PUNCT
agb-35	268	43	*	*	PUNCT
agb-35	268	44	agricultural	agricultural	ADJ
agb-35	268	45	finance	finance	NOUN
agb-35	268	46	(	(	PUNCT
agb-35	268	47	af	af	NOUN
agb-35	268	48	)	)	PUNCT
agb-35	268	49	0.715383	0.715383	NOUN
agb-35	268	50	*	*	PUNCT
agb-35	268	51	*	*	PUNCT
agb-35	268	52	*	*	PUNCT
agb-35	268	53	lending	lending	NOUN
agb-35	268	54	ability	ability	NOUN
agb-35	268	55	(	(	PUNCT
agb-35	268	56	la	la	ADJ
agb-35	268	57	)	)	PUNCT
agb-35	268	58	-0.012058	-0.012058	NOUN
agb-35	268	59	*	*	PUNCT
agb-35	268	60	*	*	PUNCT
agb-35	268	61	*	*	PUNCT
agb-35	268	62	operating	operate	VERB
agb-35	268	63	cost	cost	NOUN
agb-35	268	64	on	on	ADP
agb-35	268	65	income	income	NOUN
agb-35	268	66	(	(	PUNCT
agb-35	268	67	oci	oci	NOUN
agb-35	268	68	)	)	PUNCT
agb-35	268	69	-0.024473	-0.024473	NOUN
agb-35	268	70	*	*	PUNCT
agb-35	268	71	*	*	PUNCT
agb-35	268	72	*	*	PUNCT
agb-35	268	73	economic	economic	ADJ
agb-35	268	74	growth	growth	NOUN
agb-35	268	75	(	(	PUNCT
agb-35	268	76	gdp	gdp	NOUN
agb-35	268	77	)	)	PUNCT
agb-35	268	78	3.98e-18	3.98e-18	NUM
agb-35	268	79	*	*	PUNCT
agb-35	268	80	*	*	PUNCT
agb-35	268	81	*	*	PUNCT
agb-35	268	82	r	r	X
agb-35	268	83	-	-	PUNCT
agb-35	268	84	squared	square	VERB
agb-35	268	85	0.770911	0.770911	NUM
agb-35	268	86	adjust	adjust	VERB
agb-35	268	87	r	r	NOUN
agb-35	268	88	-	-	PUNCT
agb-35	268	89	squared	square	VERB
agb-35	268	90	0.758638	0.758638	NUM
agb-35	268	91	prob	prob	NOUN
agb-35	268	92	(	(	PUNCT
agb-35	268	93	f	f	X
agb-35	268	94	-	-	PUNCT
agb-35	268	95	statistic	statistic	NOUN
agb-35	268	96	)	)	PUNCT
agb-35	268	97	0.00000	0.00000	NUM
agb-35	268	98	note	note	NOUN
agb-35	268	99	:	:	PUNCT
agb-35	268	100	statistically	statistically	ADV
agb-35	268	101	significant	significant	ADJ
agb-35	268	102	at	at	ADP
agb-35	268	103	*	*	PROPN
agb-35	268	104	10	10	NUM
agb-35	268	105	%	%	NOUN
agb-35	268	106	,	,	PUNCT
agb-35	268	107	*	*	PUNCT
agb-35	268	108	*	*	PUNCT
agb-35	268	109	5	5	NUM
agb-35	268	110	%	%	NOUN
agb-35	268	111	,	,	PUNCT
agb-35	268	112	*	*	PUNCT
agb-35	268	113	*	*	PUNCT
agb-35	268	114	*	*	PUNCT
agb-35	268	115	1	1	NUM
agb-35	268	116	%	%	NOUN
agb-35	268	117	conclusion	conclusion	NOUN
agb-35	268	118	:	:	PUNCT
agb-35	268	119	based	base	VERB
agb-35	268	120	on	on	ADP
agb-35	268	121	the	the	DET
agb-35	268	122	results	result	NOUN
agb-35	268	123	presented	present	VERB
agb-35	268	124	in	in	ADP
agb-35	268	125	table	table	NOUN
agb-35	268	126	7	7	NUM
agb-35	268	127	,	,	PUNCT
agb-35	268	128	the	the	DET
agb-35	268	129	probability	probability	NOUN
agb-35	268	130	coefficients	coefficient	NOUN
agb-35	268	131	of	of	ADP
agb-35	268	132	e	e	NOUN
agb-35	268	133	,	,	PUNCT
agb-35	268	134	af	af	PROPN
agb-35	268	135	,	,	PUNCT
agb-35	268	136	la	la	PROPN
agb-35	268	137	,	,	PUNCT
agb-35	268	138	oci	oci	X
agb-35	268	139	,	,	PUNCT
agb-35	268	140	and	and	CCONJ
agb-35	268	141	gdp	gdp	NOUN
agb-35	268	142	are	be	AUX
agb-35	268	143	all	all	PRON
agb-35	268	144	<	<	ADJ
agb-35	268	145	0.01	0.01	NUM
agb-35	268	146	.	.	PUNCT
agb-35	269	1	so	so	ADV
agb-35	269	2	the	the	DET
agb-35	269	3	above	above	ADJ
agb-35	269	4	coefficients	coefficient	NOUN
agb-35	269	5	are	be	AUX
agb-35	269	6	99	99	NUM
agb-35	269	7	%	%	NOUN
agb-35	269	8	significant	significant	ADJ
agb-35	269	9	.	.	PUNCT
agb-35	270	1	lending	lending	NOUN
agb-35	270	2	capacity	capacity	NOUN
agb-35	270	3	(	(	PUNCT
agb-35	270	4	la	la	NOUN
agb-35	270	5	)	)	PUNCT
agb-35	270	6	,	,	PUNCT
agb-35	270	7	operating	operate	VERB
agb-35	270	8	cost	cost	NOUN
agb-35	270	9	(	(	PUNCT
agb-35	270	10	oci	oci	X
agb-35	270	11	)	)	PUNCT
agb-35	270	12	are	be	AUX
agb-35	270	13	negatively	negatively	ADV
agb-35	270	14	correlated	correlate	VERB
agb-35	270	15	with	with	ADP
agb-35	270	16	roa	roa	PROPN
agb-35	270	17	;	;	PUNCT
agb-35	270	18	equity	equity	NOUN
agb-35	270	19	(	(	PUNCT
agb-35	270	20	e	e	NOUN
agb-35	270	21	)	)	PUNCT
agb-35	270	22	,	,	PUNCT
agb-35	270	23	agricultural	agricultural	ADJ
agb-35	270	24	finance	finance	NOUN
agb-35	270	25	(	(	PUNCT
agb-35	270	26	af	af	NOUN
agb-35	270	27	)	)	PUNCT
agb-35	270	28	,	,	PUNCT
agb-35	270	29	economic	economic	ADJ
agb-35	270	30	growth	growth	NOUN
agb-35	270	31	(	(	PUNCT
agb-35	270	32	gdp	gdp	NOUN
agb-35	270	33	)	)	PUNCT
agb-35	270	34	have	have	AUX
agb-35	270	35	positively	positively	ADV
agb-35	270	36	correlated	correlate	VERB
agb-35	270	37	with	with	ADP
agb-35	270	38	roa	roa	PROPN
agb-35	270	39	of	of	ADP
agb-35	270	40	vietnamese	vietnamese	ADJ
agb-35	270	41	commercial	commercial	ADJ
agb-35	270	42	banks	bank	NOUN
agb-35	270	43	.	.	PUNCT
agb-35	271	1	p	p	X
agb-35	271	2	-	-	PUNCT
agb-35	271	3	value	value	NOUN
agb-35	271	4	(	(	PUNCT
agb-35	271	5	f	f	X
agb-35	271	6	-	-	PUNCT
agb-35	271	7	statistic	statistic	NOUN
agb-35	271	8	)	)	PUNCT
agb-35	271	9	is	be	AUX
agb-35	271	10	0.000000	0.000000	NUM
agb-35	271	11	<	<	NOUN
agb-35	271	12	0.05	0.05	NUM
agb-35	271	13	so	so	SCONJ
agb-35	271	14	regression	regression	NOUN
agb-35	271	15	model	model	NOUN
agb-35	271	16	is	be	AUX
agb-35	271	17	statistically	statistically	ADV
agb-35	271	18	significant	significant	ADJ
agb-35	271	19	.	.	PUNCT
agb-35	272	1	and	and	CCONJ
agb-35	272	2	this	this	DET
agb-35	272	3	regression	regression	NOUN
agb-35	272	4	model	model	NOUN
agb-35	272	5	explains	explain	VERB
agb-35	272	6	77.09	77.09	NUM
agb-35	272	7	%	%	NOUN
agb-35	272	8	of	of	ADP
agb-35	272	9	the	the	DET
agb-35	272	10	change	change	NOUN
agb-35	272	11	of	of	ADP
agb-35	272	12	the	the	DET
agb-35	272	13	dependent	dependent	ADJ
agb-35	272	14	variable	variable	NOUN
agb-35	272	15	.	.	PUNCT
agb-35	273	1	4.5	4.5	NUM
agb-35	273	2	model	model	NOUN
agb-35	273	3	’s	’s	PART
agb-35	273	4	defect	defect	NOUN
agb-35	273	5	test	test	NOUN
agb-35	273	6	•	•	ADP
agb-35	273	7	multi	multi	ADJ
agb-35	273	8	-	-	ADJ
agb-35	273	9	collinearity	collinearity	ADJ
agb-35	273	10	table	table	NOUN
agb-35	273	11	8	8	NUM
agb-35	273	12	:	:	PUNCT
agb-35	273	13	correlation	correlation	NOUN
agb-35	273	14	coefficient	coefficient	NOUN
agb-35	273	15	matrix	matrix	NOUN
agb-35	273	16	correlation	correlation	NOUN
agb-35	273	17	roa	roa	PROPN
agb-35	273	18	e	e	PROPN
agb-35	273	19	la	la	PROPN
agb-35	273	20	oci	oci	PROPN
agb-35	273	21	gdp	gdp	PROPN
agb-35	273	22	af	af	PROPN
agb-35	273	23	roa	roa	PROPN
agb-35	273	24	1.000000	1.000000	NUM
agb-35	273	25	e	e	NOUN
agb-35	273	26	0.531469	0.531469	NUM
agb-35	273	27	1.000000	1.000000	NUM
agb-35	273	28	la	la	PRON
agb-35	273	29	-0.186560	-0.186560	PROPN
agb-35	273	30	-0.230129	-0.230129	PROPN
agb-35	274	1	1.000000	1.000000	NUM
agb-35	274	2	oci	oci	PROPN
agb-35	274	3	-0.678654	-0.678654	PROPN
agb-35	274	4	-0.123970	-0.123970	PROPN
agb-35	274	5	0.031480	0.031480	NUM
agb-35	274	6	1.000000	1.000000	NUM
agb-35	274	7	gdp	gdp	NOUN
agb-35	274	8	0.471895	0.471895	NUM
agb-35	274	9	0.104079	0.104079	NUM
agb-35	274	10	0.324151	0.324151	NUM
agb-35	274	11	-0.239620	-0.239620	NOUN
agb-35	274	12	1.000000	1.000000	NUM
agb-35	274	13	af	af	PROPN
agb-35	274	14	0.499912	0.499912	NUM
agb-35	274	15	-0.068176	-0.068176	NOUN
agb-35	274	16	0.082289	0.082289	NUM
agb-35	274	17	-0.632726	-0.632726	NOUN
agb-35	274	18	0.073797	0.073797	NUM
agb-35	274	19	1.000000	1.000000	NUM
agb-35	274	20	based	base	VERB
agb-35	274	21	on	on	ADP
agb-35	274	22	the	the	DET
agb-35	274	23	correlation	correlation	NOUN
agb-35	274	24	coefficient	coefficient	NOUN
agb-35	274	25	matrix	matrix	NOUN
agb-35	274	26	shown	show	VERB
agb-35	274	27	in	in	ADP
agb-35	274	28	table	table	NOUN
agb-35	274	29	8	8	NUM
agb-35	274	30	,	,	PUNCT
agb-35	274	31	we	we	PRON
agb-35	274	32	realize	realize	VERB
agb-35	274	33	that	that	SCONJ
agb-35	274	34	the	the	DET
agb-35	274	35	pairs	pair	NOUN
agb-35	274	36	of	of	ADP
agb-35	274	37	variables	variable	NOUN
agb-35	274	38	understudy	understudy	NOUN
agb-35	274	39	have	have	VERB
agb-35	274	40	relatively	relatively	ADV
agb-35	274	41	low	low	ADJ
agb-35	274	42	correlation	correlation	NOUN
agb-35	274	43	coefficients	coefficient	NOUN
agb-35	274	44	,	,	PUNCT
agb-35	274	45	so	so	SCONJ
agb-35	274	46	it	it	PRON
agb-35	274	47	is	be	AUX
agb-35	274	48	unlikely	unlikely	ADJ
agb-35	274	49	that	that	SCONJ
agb-35	274	50	the	the	DET
agb-35	274	51	model	model	NOUN
agb-35	274	52	does	do	AUX
agb-35	274	53	not	not	PART
agb-35	274	54	have	have	VERB
agb-35	274	55	multi	multi	NOUN
agb-35	274	56	-	-	NOUN
agb-35	274	57	collinearity	collinearity	NOUN
agb-35	274	58	.	.	PUNCT
agb-35	275	1	we	we	PRON
agb-35	275	2	used	use	VERB
agb-35	275	3	the	the	DET
agb-35	275	4	rule	rule	NOUN
agb-35	275	5	of	of	ADP
agb-35	275	6	thumb	thumb	NOUN
agb-35	275	7	principle	principle	NOUN
agb-35	275	8	to	to	PART
agb-35	275	9	test	test	VERB
agb-35	275	10	multi	multi	ADJ
agb-35	275	11	-	-	ADJ
agb-35	275	12	collinearity	collinearity	ADJ
agb-35	275	13	problem	problem	NOUN
agb-35	275	14	.	.	PUNCT
agb-35	276	1	the	the	DET
agb-35	276	2	result	result	NOUN
agb-35	276	3	is	be	AUX
agb-35	276	4	showed	show	VERB
agb-35	276	5	in	in	ADP
agb-35	276	6	table	table	NOUN
agb-35	276	7	9	9	NUM
agb-35	276	8	.	.	PUNCT
agb-35	276	9	agbioforum	agbioforum	NOUN
agb-35	276	10	,	,	PUNCT
agb-35	276	11	23(1	23(1	NOUN
agb-35	276	12	)	)	PUNCT
agb-35	276	13	,	,	PUNCT
agb-35	276	14	2021	2021	NUM
agb-35	276	15	|	|	ADV
agb-35	276	16	39	39	NUM
agb-35	276	17	dang	dang	ADJ
agb-35	276	18	,	,	PUNCT
agb-35	276	19	nguyen	nguyen	PROPN
agb-35	276	20	,	,	PUNCT
agb-35	276	21	nguyen	nguyen	PROPN
agb-35	276	22	,	,	PUNCT
agb-35	276	23	trinh	trinh	PROPN
agb-35	276	24	and	and	CCONJ
agb-35	276	25	banh	banh	PROPN
agb-35	276	26	.	.	PUNCT
agb-35	277	1	—	—	PUNCT
agb-35	277	2	factors	factor	NOUN
agb-35	277	3	affecting	affect	VERB
agb-35	277	4	the	the	DET
agb-35	277	5	profitability	profitability	NOUN
agb-35	277	6	of	of	ADP
agb-35	277	7	listed	list	VERB
agb-35	277	8	commercial	commercial	ADJ
agb-35	277	9	banks	bank	NOUN
agb-35	277	10	in	in	ADP
agb-35	277	11	vietnam	vietnam	PROPN
agb-35	277	12	table	table	NOUN
agb-35	277	13	9	9	NUM
agb-35	277	14	:	:	PUNCT
agb-35	277	15	r	r	X
agb-35	277	16	-	-	PUNCT
agb-35	277	17	squared	square	VERB
agb-35	277	18	of	of	ADP
agb-35	277	19	sub	sub	NOUN
agb-35	277	20	-	-	NOUN
agb-35	277	21	models	model	NOUN
agb-35	277	22	model	model	NOUN
agb-35	277	23	original	original	ADJ
agb-35	277	24	model	model	NOUN
agb-35	277	25	r	r	NOUN
agb-35	277	26	-	-	PUNCT
agb-35	277	27	squared	square	VERB
agb-35	277	28	ls	ls	ADJ
agb-35	277	29	roa	roa	NOUN
agb-35	277	30	e	e	PROPN
agb-35	277	31	af	af	PROPN
agb-35	277	32	la	la	PROPN
agb-35	277	33	oci	oci	PROPN
agb-35	277	34	gdp	gdp	PROPN
agb-35	277	35	r2=	r2=	PROPN
agb-35	277	36	0.7709	0.7709	NUM
agb-35	277	37	submodels	submodel	NOUN
agb-35	277	38	r	r	NOUN
agb-35	277	39	-	-	PUNCT
agb-35	277	40	squared	square	VERB
agb-35	277	41	1	1	NUM
agb-35	277	42	ls	ls	PROPN
agb-35	277	43	e	e	PROPN
agb-35	277	44	af	af	PROPN
agb-35	277	45	roa	roa	PROPN
agb-35	277	46	la	la	PROPN
agb-35	277	47	oci	oci	PROPN
agb-35	277	48	gdp	gdp	NOUN
agb-35	277	49	r2	r2	PROPN
agb-35	277	50	=	=	PROPN
agb-35	278	1	0.4071	0.4071	NUM
agb-35	278	2	2	2	NUM
agb-35	278	3	ls	ls	ADP
agb-35	278	4	af	af	PROPN
agb-35	278	5	e	e	PROPN
agb-35	278	6	roa	roa	PROPN
agb-35	278	7	la	la	PROPN
agb-35	278	8	oci	oci	PROPN
agb-35	278	9	gdp	gdp	NOUN
agb-35	278	10	r2	r2	PROPN
agb-35	278	11	=	=	PROPN
agb-35	279	1	0.4399	0.4399	NUM
agb-35	279	2	3	3	NUM
agb-35	279	3	ls	ls	ADP
agb-35	279	4	la	la	PROPN
agb-35	279	5	af	af	PROPN
agb-35	279	6	roa	roa	PROPN
agb-35	279	7	e	e	PROPN
agb-35	279	8	oci	oci	PROPN
agb-35	279	9	gdp	gdp	NOUN
agb-35	279	10	r2	r2	PROPN
agb-35	279	11	=	=	PROPN
agb-35	280	1	0.0422	0.0422	NUM
agb-35	280	2	4	4	NUM
agb-35	280	3	ls	ls	PROPN
agb-35	280	4	oci	oci	X
agb-35	280	5	af	af	PROPN
agb-35	280	6	roa	roa	PROPN
agb-35	280	7	e	e	PROPN
agb-35	280	8	la	la	PROPN
agb-35	280	9	gdp	gdp	PROPN
agb-35	280	10	r2	r2	PROPN
agb-35	280	11	=	=	NOUN
agb-35	280	12	0.4753	0.4753	NUM
agb-35	280	13	5	5	NUM
agb-35	280	14	ls	ls	PROPN
agb-35	280	15	gdp	gdp	NOUN
agb-35	280	16	af	af	PROPN
agb-35	280	17	roa	roa	PROPN
agb-35	280	18	e	e	PROPN
agb-35	280	19	la	la	X
agb-35	280	20	oci	oci	PROPN
agb-35	280	21	r2	r2	PROPN
agb-35	280	22	=	=	PUNCT
agb-35	280	23	0.4037	0.4037	NUM
agb-35	280	24	we	we	PRON
agb-35	280	25	found	find	VERB
agb-35	280	26	that	that	SCONJ
agb-35	280	27	the	the	DET
agb-35	280	28	r	r	NOUN
agb-35	280	29	-	-	PUNCT
agb-35	280	30	squared	square	VERB
agb-35	280	31	of	of	ADP
agb-35	280	32	the	the	DET
agb-35	280	33	sub	sub	ADJ
agb-35	280	34	-	-	ADJ
agb-35	280	35	regression	regression	NOUN
agb-35	280	36	models	model	NOUN
agb-35	280	37	is	be	AUX
agb-35	280	38	less	less	ADJ
agb-35	280	39	than	than	ADP
agb-35	280	40	that	that	PRON
agb-35	280	41	of	of	ADP
agb-35	280	42	the	the	DET
agb-35	280	43	original	original	ADJ
agb-35	280	44	regression	regression	NOUN
agb-35	280	45	,	,	PUNCT
agb-35	280	46	so	so	CCONJ
agb-35	280	47	the	the	DET
agb-35	280	48	model	model	NOUN
agb-35	280	49	does	do	AUX
agb-35	280	50	not	not	PART
agb-35	280	51	have	have	VERB
agb-35	280	52	multi	multi	ADJ
agb-35	280	53	-	-	ADJ
agb-35	280	54	collinearity	collinearity	ADJ
agb-35	280	55	defects	defect	NOUN
agb-35	280	56	.	.	PUNCT
agb-35	281	1	•	•	NUM
agb-35	281	2	heteroskedasticity	heteroskedasticity	NOUN
agb-35	281	3	test	test	NOUN
agb-35	281	4	using	use	VERB
agb-35	281	5	white	white	ADJ
agb-35	281	6	test	test	NOUN
agb-35	281	7	to	to	PART
agb-35	281	8	check	check	VERB
agb-35	281	9	with	with	ADP
agb-35	281	10	the	the	DET
agb-35	281	11	hypothesis	hypothesis	NOUN
agb-35	281	12	:	:	PUNCT
agb-35	281	13	h0	h0	PROPN
agb-35	281	14	:	:	PUNCT
agb-35	281	15	model	model	NOUN
agb-35	281	16	has	have	VERB
agb-35	281	17	heteroskedasticity	heteroskedasticity	NOUN
agb-35	281	18	h1	h1	PROPN
agb-35	281	19	:	:	PUNCT
agb-35	281	20	model	model	NOUN
agb-35	281	21	does	do	AUX
agb-35	281	22	n’t	not	PART
agb-35	281	23	have	have	VERB
agb-35	281	24	heteroskedasticity	heteroskedasticity	NOUN
agb-35	281	25	the	the	DET
agb-35	281	26	result	result	NOUN
agb-35	281	27	of	of	ADP
agb-35	281	28	table	table	NOUN
agb-35	281	29	10	10	NUM
agb-35	281	30	shows	show	VERB
agb-35	281	31	that	that	SCONJ
agb-35	281	32	prob	prob	NOUN
agb-35	281	33	(	(	PUNCT
agb-35	281	34	f	f	X
agb-35	281	35	-	-	PUNCT
agb-35	281	36	statistic	statistic	NOUN
agb-35	281	37	)	)	PUNCT
agb-35	281	38	=	=	PUNCT
agb-35	282	1	0.9982	0.9982	NUM
agb-35	282	2	>	>	SYM
agb-35	282	3	0.05	0.05	NUM
agb-35	282	4	.	.	PUNCT
agb-35	283	1	therefore	therefore	ADV
agb-35	283	2	,	,	PUNCT
agb-35	283	3	the	the	DET
agb-35	283	4	hypothesis	hypothesis	NOUN
agb-35	283	5	h0	h0	NOUN
agb-35	283	6	is	be	AUX
agb-35	283	7	rejected	reject	VERB
agb-35	283	8	,	,	PUNCT
agb-35	283	9	and	and	CCONJ
agb-35	283	10	the	the	DET
agb-35	283	11	hypothesis	hypothesis	NOUN
agb-35	283	12	h1	h1	NOUN
agb-35	283	13	is	be	AUX
agb-35	283	14	accepted	accept	VERB
agb-35	283	15	.	.	PUNCT
agb-35	284	1	in	in	ADP
agb-35	284	2	other	other	ADJ
agb-35	284	3	words	word	NOUN
agb-35	284	4	,	,	PUNCT
agb-35	284	5	the	the	DET
agb-35	284	6	model	model	NOUN
agb-35	284	7	does	do	AUX
agb-35	284	8	not	not	PART
agb-35	284	9	have	have	VERB
agb-35	284	10	heteroskedasticity	heteroskedasticity	NOUN
agb-35	284	11	problem	problem	NOUN
agb-35	284	12	.	.	PUNCT
agb-35	285	1	table	table	NOUN
agb-35	285	2	10	10	NUM
agb-35	285	3	:	:	PUNCT
agb-35	285	4	white	white	ADJ
agb-35	285	5	test	test	NOUN
agb-35	285	6	result	result	PROPN
agb-35	285	7	panel	panel	NOUN
agb-35	285	8	period	period	NOUN
agb-35	285	9	heteroskedasticity	heteroskedasticity	NOUN
agb-35	285	10	lr	lr	X
agb-35	285	11	test	test	NOUN
agb-35	285	12	null	null	ADJ
agb-35	285	13	hypothesis	hypothesis	NOUN
agb-35	285	14	:	:	PUNCT
agb-35	285	15	residuals	residual	NOUN
agb-35	285	16	are	be	AUX
agb-35	285	17	homoscedastic	homoscedastic	ADJ
agb-35	285	18	equation	equation	NOUN
agb-35	285	19	:	:	PUNCT
agb-35	285	20	untitled	untitled	ADJ
agb-35	285	21	specification	specification	NOUN
agb-35	285	22	:	:	PUNCT
agb-35	285	23	roa	roa	PROPN
agb-35	285	24	e	e	PROPN
agb-35	285	25	la	la	PROPN
agb-35	285	26	oci	oci	PROPN
agb-35	285	27	gdp	gdp	PROPN
agb-35	285	28	value	value	NOUN
agb-35	285	29	df	df	PROPN
agb-35	285	30	probability	probability	NOUN
agb-35	285	31	likelihood	likelihood	NOUN
agb-35	285	32	ratio	ratio	NOUN
agb-35	285	33	2.494264	2.494264	NUM
agb-35	285	34	12	12	NUM
agb-35	285	35	0.9982	0.9982	NUM
agb-35	285	36	lr	lr	NOUN
agb-35	285	37	test	test	NOUN
agb-35	285	38	summary	summary	NOUN
agb-35	285	39	:	:	PUNCT
agb-35	285	40	value	value	NOUN
agb-35	285	41	df	df	NOUN
agb-35	285	42	restricted	restrict	VERB
agb-35	285	43	logl	logl	NOUN
agb-35	285	44	265.1154	265.1154	NUM
agb-35	285	45	56	56	NUM
agb-35	285	46	unrestricted	unrestricted	ADJ
agb-35	285	47	logl	logl	NOUN
agb-35	285	48	266.3625	266.3625	NUM
agb-35	285	49	56	56	NUM
agb-35	285	50	•	•	NOUN
agb-35	285	51	autocorrelation	autocorrelation	NOUN
agb-35	285	52	test	test	NOUN
agb-35	285	53	using	use	VERB
agb-35	285	54	serial	serial	ADJ
agb-35	285	55	correlation	correlation	NOUN
agb-35	285	56	lm	lm	INTJ
agb-35	285	57	test	test	NOUN
agb-35	285	58	with	with	ADP
agb-35	285	59	the	the	DET
agb-35	285	60	hypothesis	hypothesis	NOUN
agb-35	285	61	:	:	PUNCT
agb-35	285	62	h0	h0	PROPN
agb-35	285	63	:	:	PUNCT
agb-35	285	64	model	model	NOUN
agb-35	285	65	has	have	VERB
agb-35	285	66	autocorrelation	autocorrelation	NOUN
agb-35	285	67	h1	h1	PROPN
agb-35	285	68	:	:	PUNCT
agb-35	285	69	model	model	NOUN
agb-35	285	70	does	do	AUX
agb-35	285	71	n’t	not	PART
agb-35	285	72	have	have	VERB
agb-35	285	73	autocorrelation	autocorrelation	NOUN
agb-35	285	74	table	table	NOUN
agb-35	285	75	11	11	NUM
agb-35	285	76	:	:	PUNCT
agb-35	285	77	serial	serial	ADJ
agb-35	285	78	correlation	correlation	NOUN
agb-35	285	79	lm	lm	NOUN
agb-35	285	80	test	test	NOUN
agb-35	285	81	result	result	VERB
agb-35	285	82	breusch	breusch	NOUN
agb-35	285	83	-	-	PUNCT
agb-35	285	84	godfrey	godfrey	NOUN
agb-35	285	85	serial	serial	ADJ
agb-35	285	86	correlation	correlation	NOUN
agb-35	285	87	lm	lm	INTJ
agb-35	285	88	test	test	NOUN
agb-35	285	89	:	:	PUNCT
agb-35	285	90	f	f	X
agb-35	285	91	-	-	PUNCT
agb-35	285	92	statistic	statistic	ADJ
agb-35	285	93	10.66958	10.66958	NUM
agb-35	285	94	prob	prob	NOUN
agb-35	285	95	.	.	PUNCT
agb-35	286	1	f	f	PROPN
agb-35	286	2	(	(	PUNCT
agb-35	286	3	2,143	2,143	NUM
agb-35	286	4	)	)	PUNCT
agb-35	286	5	0.0000	0.0000	NUM
agb-35	286	6	obs*r	obs*r	VERB
agb-35	286	7	-	-	PUNCT
agb-35	286	8	squared	square	VERB
agb-35	286	9	19.32673	19.32673	NUM
agb-35	286	10	prob	prob	NOUN
agb-35	286	11	.	.	PUNCT
agb-35	287	1	chi	chi	ADJ
agb-35	287	2	-	-	PUNCT
agb-35	287	3	square	square	ADJ
agb-35	287	4	(	(	PUNCT
agb-35	287	5	2	2	NUM
agb-35	287	6	)	)	PUNCT
agb-35	287	7	0.0001	0.0001	NUM
agb-35	287	8	the	the	DET
agb-35	287	9	result	result	NOUN
agb-35	287	10	of	of	ADP
agb-35	287	11	table	table	NOUN
agb-35	287	12	11	11	NUM
agb-35	287	13	shows	show	VERB
agb-35	287	14	that	that	SCONJ
agb-35	287	15	prob	prob	NOUN
agb-35	287	16	(	(	PUNCT
agb-35	287	17	f	f	X
agb-35	287	18	-	-	PUNCT
agb-35	287	19	statistic	statistic	NOUN
agb-35	287	20	)	)	PUNCT
agb-35	287	21	=	=	SYM
agb-35	288	1	0.0000	0.0000	NUM
agb-35	288	2	<	<	X
agb-35	288	3	0.05	0.05	NUM
agb-35	288	4	reject	reject	PROPN
agb-35	288	5	h1	h1	PROPN
agb-35	288	6	,	,	PUNCT
agb-35	288	7	accept	accept	VERB
agb-35	288	8	h0	h0	PROPN
agb-35	288	9	.	.	PROPN
agb-35	288	10	model	model	PROPN
agb-35	288	11	has	have	VERB
agb-35	288	12	autocorrelation	autocorrelation	NOUN
agb-35	288	13	problem	problem	NOUN
agb-35	288	14	.	.	PUNCT
agb-35	289	1	we	we	PRON
agb-35	289	2	use	use	VERB
agb-35	289	3	the	the	DET
agb-35	289	4	ar	ar	NOUN
agb-35	289	5	(	(	PUNCT
agb-35	289	6	p	p	NOUN
agb-35	289	7	)	)	PUNCT
agb-35	289	8	to	to	PART
agb-35	289	9	overcome	overcome	VERB
agb-35	289	10	the	the	DET
agb-35	289	11	autocorrelation	autocorrelation	NOUN
agb-35	289	12	defect	defect	NOUN
agb-35	289	13	by	by	ADP
agb-35	289	14	adding	add	VERB
agb-35	289	15	the	the	DET
agb-35	289	16	variable	variable	ADJ
agb-35	289	17	ar	ar	PROPN
agb-35	289	18	(	(	PUNCT
agb-35	289	19	1	1	NUM
agb-35	289	20	)	)	PUNCT
agb-35	289	21	directly	directly	ADV
agb-35	289	22	into	into	ADP
agb-35	289	23	the	the	DET
agb-35	289	24	command	command	NOUN
agb-35	289	25	prompt	prompt	NOUN
agb-35	289	26	.	.	PUNCT
agb-35	290	1	we	we	PRON
agb-35	290	2	have	have	AUX
agb-35	290	3	result	result	NOUN
agb-35	290	4	as	as	SCONJ
agb-35	290	5	follows	follow	VERB
agb-35	290	6	:	:	PUNCT
agb-35	290	7	table	table	NOUN
agb-35	290	8	12	12	NUM
agb-35	290	9	:	:	PUNCT
agb-35	290	10	regression	regression	NOUN
agb-35	290	11	model	model	NOUN
agb-35	290	12	after	after	ADP
agb-35	290	13	fixing	fix	VERB
agb-35	290	14	defects	defect	NOUN
agb-35	290	15	dependent	dependent	ADJ
agb-35	290	16	variable	variable	NOUN
agb-35	290	17	:	:	PUNCT
agb-35	290	18	roa	roa	PROPN
agb-35	290	19	coefficient	coefficient	PROPN
agb-35	290	20	equity	equity	PROPN
agb-35	290	21	(	(	PUNCT
agb-35	290	22	e	e	NOUN
agb-35	290	23	)	)	PUNCT
agb-35	290	24	0.122809	0.122809	NUM
agb-35	290	25	*	*	PUNCT
agb-35	290	26	*	*	PUNCT
agb-35	290	27	*	*	PUNCT
agb-35	290	28	agricultural	agricultural	ADJ
agb-35	290	29	finance	finance	NOUN
agb-35	290	30	(	(	PUNCT
agb-35	290	31	af	af	NOUN
agb-35	290	32	)	)	PUNCT
agb-35	290	33	0.692817	0.692817	NOUN
agb-35	290	34	*	*	PUNCT
agb-35	290	35	*	*	PUNCT
agb-35	290	36	*	*	PUNCT
agb-35	290	37	lending	lending	NOUN
agb-35	290	38	ability	ability	NOUN
agb-35	290	39	(	(	PUNCT
agb-35	290	40	la	la	ADJ
agb-35	290	41	)	)	PUNCT
agb-35	290	42	0.007199	0.007199	NUM
agb-35	290	43	operating	operating	NOUN
agb-35	290	44	cost	cost	NOUN
agb-35	290	45	on	on	ADP
agb-35	290	46	income	income	NOUN
agb-35	290	47	(	(	PUNCT
agb-35	290	48	oci	oci	PROPN
agb-35	290	49	)	)	PUNCT
agb-35	290	50	-0.013553	-0.013553	NOUN
agb-35	290	51	*	*	PUNCT
agb-35	291	1	*	*	PUNCT
agb-35	291	2	*	*	PUNCT
agb-35	291	3	economic	economic	ADJ
agb-35	291	4	growth	growth	NOUN
agb-35	291	5	(	(	PUNCT
agb-35	291	6	gdp	gdp	NOUN
agb-35	291	7	)	)	PUNCT
agb-35	291	8	1.31e-18	1.31e-18	NUM
agb-35	291	9	ar(1	ar(1	NOUN
agb-35	291	10	)	)	PUNCT
agb-35	291	11	0.812398	0.812398	NUM
agb-35	291	12	*	*	PUNCT
agb-35	291	13	*	*	PUNCT
agb-35	291	14	*	*	PUNCT
agb-35	291	15	r	r	X
agb-35	291	16	-	-	PUNCT
agb-35	291	17	squared	square	VERB
agb-35	291	18	0.878936	0.878936	NUM
agb-35	291	19	adjust	adjust	VERB
agb-35	291	20	r	r	NOUN
agb-35	291	21	-	-	PUNCT
agb-35	291	22	squared	square	VERB
agb-35	291	23	0.867674	0.867674	NUM
agb-35	291	24	durbin	durbin	ADJ
agb-35	291	25	-	-	PUNCT
agb-35	291	26	watson	watson	NOUN
agb-35	291	27	statistic	statistic	NOUN
agb-35	291	28	1.527018	1.527018	NUM
agb-35	291	29	prob	prob	NOUN
agb-35	291	30	(	(	PUNCT
agb-35	291	31	f	f	NOUN
agb-35	291	32	-	-	PUNCT
agb-35	291	33	statistic	statistic	NOUN
agb-35	291	34	)	)	PUNCT
agb-35	291	35	0.00000	0.00000	NUM
agb-35	291	36	note	note	NOUN
agb-35	291	37	:	:	PUNCT
agb-35	291	38	statistically	statistically	ADV
agb-35	291	39	significant	significant	ADJ
agb-35	291	40	at	at	ADP
agb-35	291	41	*	*	PROPN
agb-35	291	42	10	10	NUM
agb-35	291	43	%	%	NOUN
agb-35	291	44	,	,	PUNCT
agb-35	291	45	*	*	PUNCT
agb-35	291	46	*	*	PUNCT
agb-35	291	47	5	5	NUM
agb-35	291	48	%	%	NOUN
agb-35	291	49	,	,	PUNCT
agb-35	291	50	*	*	PUNCT
agb-35	291	51	*	*	PUNCT
agb-35	291	52	*	*	PUNCT
agb-35	291	53	1	1	NUM
agb-35	291	54	%	%	NOUN
agb-35	291	55	after	after	ADP
agb-35	291	56	re	re	NOUN
agb-35	291	57	-	-	VERB
agb-35	291	58	testing	test	VERB
agb-35	291	59	the	the	DET
agb-35	291	60	model	model	NOUN
agb-35	291	61	,	,	PUNCT
agb-35	291	62	the	the	DET
agb-35	291	63	study	study	NOUN
agb-35	291	64	has	have	AUX
agb-35	291	65	found	find	VERB
agb-35	291	66	two	two	NUM
agb-35	291	67	independent	independent	ADJ
agb-35	291	68	variables	variable	NOUN
agb-35	291	69	which	which	PRON
agb-35	291	70	affect	affect	VERB
agb-35	291	71	the	the	DET
agb-35	291	72	profitability	profitability	NOUN
agb-35	291	73	of	of	ADP
agb-35	291	74	vietnamese	vietnamese	ADJ
agb-35	291	75	listed	list	VERB
agb-35	291	76	commercial	commercial	ADJ
agb-35	291	77	banks	bank	NOUN
agb-35	291	78	on	on	ADP
agb-35	291	79	hose	hose	PROPN
agb-35	291	80	.	.	PUNCT
agb-35	292	1	only	only	ADV
agb-35	292	2	four	four	NUM
agb-35	292	3	variables	variable	NOUN
agb-35	292	4	e	e	NOUN
agb-35	292	5	,	,	PUNCT
agb-35	292	6	af	af	PROPN
agb-35	292	7	and	and	CCONJ
agb-35	292	8	oci	oci	PROPN
agb-35	292	9	have	have	VERB
agb-35	292	10	an	an	DET
agb-35	292	11	impact	impact	NOUN
agb-35	292	12	on	on	ADP
agb-35	292	13	roa	roa	PROPN
agb-35	292	14	as	as	ADP
agb-35	292	15	the	the	DET
agb-35	292	16	original	original	ADJ
agb-35	292	17	authors	author	NOUN
agb-35	292	18	’	'	PUNCT
agb-35	292	19	expectation	expectation	NOUN
agb-35	292	20	,	,	PUNCT
agb-35	292	21	the	the	DET
agb-35	292	22	other	other	ADJ
agb-35	292	23	variables	variable	NOUN
agb-35	292	24	have	have	VERB
agb-35	292	25	no	no	DET
agb-35	292	26	impact	impact	NOUN
agb-35	292	27	.	.	PUNCT
agb-35	293	1	this	this	DET
agb-35	293	2	impact	impact	NOUN
agb-35	293	3	is	be	AUX
agb-35	293	4	shown	show	VERB
agb-35	293	5	as	as	SCONJ
agb-35	293	6	follows	follow	VERB
agb-35	293	7	:	:	PUNCT
agb-35	293	8	e	e	NOUN
agb-35	293	9	increases	increase	NOUN
agb-35	293	10	by	by	ADP
agb-35	293	11	1	1	NUM
agb-35	293	12	%	%	NOUN
agb-35	293	13	,	,	PUNCT
agb-35	293	14	profitability	profitability	NOUN
agb-35	293	15	of	of	ADP
agb-35	293	16	commercial	commercial	ADJ
agb-35	293	17	banks	bank	NOUN
agb-35	293	18	increases	increase	VERB
agb-35	293	19	by	by	ADP
agb-35	293	20	0.1228	0.1228	NUM
agb-35	293	21	%	%	NOUN
agb-35	293	22	while	while	SCONJ
agb-35	293	23	increase	increase	NOUN
agb-35	293	24	in	in	ADP
agb-35	293	25	1	1	NUM
agb-35	293	26	%	%	NOUN
agb-35	293	27	of	of	ADP
agb-35	293	28	af	af	PROPN
agb-35	293	29	leads	lead	VERB
agb-35	293	30	to	to	ADP
agb-35	293	31	0.6928	0.6928	NUM
agb-35	293	32	%	%	NOUN
agb-35	293	33	increase	increase	NOUN
agb-35	293	34	in	in	ADP
agb-35	293	35	roa	roa	PROPN
agb-35	293	36	.	.	PUNCT
agb-35	294	1	finally	finally	ADV
agb-35	294	2	,	,	PUNCT
agb-35	294	3	if	if	SCONJ
agb-35	294	4	oci	oci	NOUN
agb-35	294	5	increases	increase	VERB
agb-35	294	6	by	by	ADP
agb-35	294	7	1	1	NUM
agb-35	294	8	%	%	NOUN
agb-35	294	9	,	,	PUNCT
agb-35	294	10	profitability	profitability	NOUN
agb-35	294	11	of	of	ADP
agb-35	294	12	commercial	commercial	ADJ
agb-35	294	13	banks	bank	NOUN
agb-35	294	14	decreases	decrease	VERB
agb-35	294	15	by	by	ADP
agb-35	294	16	0.0135	0.0135	NUM
agb-35	294	17	%	%	NOUN
agb-35	294	18	.	.	PUNCT
agb-35	295	1	the	the	DET
agb-35	295	2	impact	impact	NOUN
agb-35	295	3	of	of	ADP
agb-35	295	4	e	e	NOUN
agb-35	295	5	is	be	AUX
agb-35	295	6	greater	great	ADJ
agb-35	295	7	than	than	ADP
agb-35	295	8	oci	oci	NOUN
agb-35	295	9	on	on	ADP
agb-35	295	10	profitability	profitability	NOUN
agb-35	295	11	.	.	PUNCT
agb-35	296	1	adjust	adjust	VERB
agb-35	296	2	r	r	NOUN
agb-35	296	3	-	-	PUNCT
agb-35	296	4	squared	square	VERB
agb-35	296	5	of	of	ADP
agb-35	296	6	the	the	DET
agb-35	296	7	model	model	NOUN
agb-35	296	8	is	be	AUX
agb-35	296	9	0.867674	0.867674	NUM
agb-35	296	10	,	,	PUNCT
agb-35	296	11	so	so	CCONJ
agb-35	296	12	the	the	DET
agb-35	296	13	regression	regression	NOUN
agb-35	296	14	model	model	NOUN
agb-35	296	15	can	can	AUX
agb-35	296	16	explain	explain	VERB
agb-35	296	17	86.76	86.76	NUM
agb-35	296	18	%	%	NOUN
agb-35	296	19	of	of	ADP
agb-35	296	20	the	the	DET
agb-35	296	21	change	change	NOUN
agb-35	296	22	of	of	ADP
agb-35	296	23	the	the	DET
agb-35	296	24	dependent	dependent	ADJ
agb-35	296	25	variable	variable	NOUN
agb-35	296	26	.	.	PUNCT
agb-35	297	1	this	this	DET
agb-35	297	2	result	result	NOUN
agb-35	297	3	is	be	AUX
agb-35	297	4	consistent	consistent	ADJ
agb-35	297	5	with	with	ADP
agb-35	297	6	the	the	DET
agb-35	297	7	result	result	NOUN
agb-35	297	8	of	of	ADP
agb-35	297	9	athanasoglou	athanasoglou	PROPN
agb-35	297	10	et	et	PROPN
agb-35	297	11	al	al	PROPN
agb-35	297	12	.	.	PROPN
agb-35	298	1	(	(	PUNCT
agb-35	298	2	2008	2008	NUM
agb-35	298	3	)	)	PUNCT
agb-35	298	4	,	,	PUNCT
agb-35	298	5	nguyen	nguyen	NOUN
agb-35	298	6	,	,	PUNCT
agb-35	298	7	v.h	v.h	PROPN
agb-35	298	8	.	.	PROPN
agb-35	298	9	(	(	PUNCT
agb-35	298	10	2008	2008	NUM
agb-35	298	11	)	)	PUNCT
agb-35	298	12	,	,	PUNCT
agb-35	298	13	trinh	trinh	PROPN
agb-35	298	14	,	,	PUNCT
agb-35	298	15	q.t	q.t	PROPN
agb-35	298	16	and	and	CCONJ
agb-35	298	17	nguyen	nguyen	NOUN
agb-35	298	18	,	,	PUNCT
agb-35	298	19	v.s	v.s	ADJ
agb-35	298	20	(	(	PUNCT
agb-35	298	21	2013	2013	NUM
agb-35	298	22	)	)	PUNCT
agb-35	298	23	,	,	PUNCT
agb-35	298	24	nguyen	nguyen	NOUN
agb-35	298	25	,	,	PUNCT
agb-35	298	26	t.t.h	t.t.h	NOUN
agb-35	298	27	(	(	PUNCT
agb-35	298	28	2017	2017	NUM
agb-35	298	29	)	)	PUNCT
agb-35	298	30	.	.	PUNCT
agb-35	299	1	however	however	ADV
agb-35	299	2	,	,	PUNCT
agb-35	299	3	this	this	DET
agb-35	299	4	result	result	NOUN
agb-35	299	5	is	be	AUX
agb-35	299	6	inconsistent	inconsistent	ADJ
agb-35	299	7	with	with	ADP
agb-35	299	8	dietrich	dietrich	PROPN
agb-35	299	9	et	et	PROPN
agb-35	299	10	al	al	PROPN
agb-35	299	11	.	.	PROPN
agb-35	300	1	(	(	PUNCT
agb-35	300	2	2009	2009	NUM
agb-35	300	3	)	)	PUNCT
agb-35	300	4	when	when	SCONJ
agb-35	300	5	studying	study	VERB
agb-35	300	6	determinants	determinant	NOUN
agb-35	300	7	of	of	ADP
agb-35	300	8	the	the	DET
agb-35	300	9	profitability	profitability	NOUN
agb-35	300	10	of	of	ADP
agb-35	300	11	the	the	DET
agb-35	300	12	commercial	commercial	ADJ
agb-35	300	13	banks	bank	NOUN
agb-35	300	14	in	in	ADP
agb-35	300	15	switzerland	switzerland	PROPN
agb-35	300	16	over	over	ADP
agb-35	300	17	the	the	DET
agb-35	300	18	period	period	NOUN
agb-35	300	19	from	from	ADP
agb-35	300	20	1999	1999	NUM
agb-35	300	21	to	to	ADP
agb-35	300	22	2008	2008	NUM
agb-35	300	23	.	.	PUNCT
agb-35	301	1	dietrich	dietrich	PROPN
agb-35	301	2	et	et	PROPN
agb-35	301	3	al	al	PROPN
agb-35	301	4	.	.	PROPN
agb-35	302	1	(	(	PUNCT
agb-35	302	2	2009	2009	NUM
agb-35	302	3	)	)	PUNCT
agb-35	302	4	conclude	conclude	VERB
agb-35	302	5	that	that	SCONJ
agb-35	302	6	the	the	DET
agb-35	302	7	cost	cost	NOUN
agb-35	302	8	-	-	PUNCT
agb-35	302	9	income	income	NOUN
agb-35	302	10	ratio	ratio	NOUN
agb-35	302	11	is	be	AUX
agb-35	302	12	relevant	relevant	ADJ
agb-35	302	13	for	for	ADP
agb-35	302	14	the	the	DET
agb-35	302	15	return	return	NOUN
agb-35	302	16	on	on	ADP
agb-35	302	17	assets	asset	NOUN
agb-35	302	18	before	before	ADP
agb-35	302	19	the	the	DET
agb-35	302	20	crisis	crisis	NOUN
agb-35	302	21	only	only	ADV
agb-35	302	22	.	.	PUNCT
agb-35	303	1	the	the	DET
agb-35	303	2	difference	difference	NOUN
agb-35	303	3	in	in	ADP
agb-35	303	4	the	the	DET
agb-35	303	5	research	research	NOUN
agb-35	303	6	result	result	NOUN
agb-35	303	7	may	may	AUX
agb-35	303	8	be	be	AUX
agb-35	303	9	due	due	ADJ
agb-35	303	10	to	to	ADP
agb-35	303	11	differences	difference	NOUN
agb-35	303	12	in	in	ADP
agb-35	303	13	the	the	DET
agb-35	303	14	rate	rate	NOUN
agb-35	303	15	of	of	ADP
agb-35	303	16	development	development	NOUN
agb-35	303	17	of	of	ADP
agb-35	303	18	the	the	DET
agb-35	303	19	banking	banking	NOUN
agb-35	303	20	system	system	NOUN
agb-35	303	21	across	across	ADP
agb-35	303	22	countries	country	NOUN
agb-35	303	23	.	.	PUNCT
agb-35	304	1	5	5	X
agb-35	304	2	.	.	X
agb-35	304	3	conclusion	conclusion	NOUN
agb-35	304	4	and	and	CCONJ
agb-35	304	5	policy	policy	NOUN
agb-35	304	6	implications	implication	NOUN
agb-35	304	7	the	the	DET
agb-35	304	8	main	main	ADJ
agb-35	304	9	aim	aim	NOUN
agb-35	304	10	of	of	ADP
agb-35	304	11	this	this	DET
agb-35	304	12	research	research	NOUN
agb-35	304	13	is	be	AUX
agb-35	304	14	to	to	PART
agb-35	304	15	predict	predict	VERB
agb-35	304	16	bank	bank	NOUN
agb-35	304	17	profitability	profitability	NOUN
agb-35	304	18	of	of	ADP
agb-35	304	19	listed	list	VERB
agb-35	304	20	banks	bank	NOUN
agb-35	304	21	in	in	ADP
agb-35	304	22	vietnam	vietnam	PROPN
agb-35	304	23	for	for	ADP
agb-35	304	24	12	12	NUM
agb-35	304	25	commercial	commercial	ADJ
agb-35	304	26	banks	bank	NOUN
agb-35	304	27	from	from	ADP
agb-35	304	28	2015	2015	NUM
agb-35	304	29	to	to	ADP
agb-35	304	30	2019	2019	NUM
agb-35	304	31	.	.	PUNCT
agb-35	305	1	the	the	DET
agb-35	305	2	research	research	NOUN
agb-35	305	3	conducted	conduct	VERB
agb-35	305	4	in	in	ADP
agb-35	305	5	this	this	DET
agb-35	305	6	paper	paper	NOUN
agb-35	305	7	shows	show	VERB
agb-35	305	8	that	that	SCONJ
agb-35	305	9	there	there	PRON
agb-35	305	10	are	be	VERB
agb-35	305	11	three	three	NUM
agb-35	305	12	main	main	ADJ
agb-35	305	13	determinants	determinant	NOUN
agb-35	305	14	of	of	ADP
agb-35	305	15	bank	bank	NOUN
agb-35	305	16	profitability	profitability	NOUN
agb-35	305	17	of	of	ADP
agb-35	305	18	commercial	commercial	ADJ
agb-35	305	19	banks	bank	NOUN
agb-35	305	20	in	in	ADP
agb-35	305	21	vietnam	vietnam	PROPN
agb-35	305	22	,	,	PUNCT
agb-35	305	23	namely	namely	ADV
agb-35	305	24	equity	equity	NOUN
agb-35	305	25	,	,	PUNCT
agb-35	305	26	agriculture	agriculture	NOUN
agb-35	305	27	financing	financing	NOUN
agb-35	305	28	,	,	PUNCT
agb-35	305	29	and	and	CCONJ
agb-35	305	30	the	the	DET
agb-35	305	31	operating	operating	NOUN
agb-35	305	32	cost	cost	NOUN
agb-35	305	33	.	.	PUNCT
agb-35	306	1	the	the	DET
agb-35	306	2	results	result	NOUN
agb-35	306	3	suggest	suggest	VERB
agb-35	306	4	that	that	SCONJ
agb-35	306	5	the	the	DET
agb-35	306	6	equity	equity	NOUN
agb-35	306	7	and	and	CCONJ
agb-35	306	8	the	the	DET
agb-35	306	9	agriculture	agriculture	NOUN
agb-35	306	10	financing	financing	NOUN
agb-35	306	11	positively	positively	ADV
agb-35	306	12	impacts	impact	VERB
agb-35	306	13	roa	roa	PROPN
agb-35	306	14	.	.	PUNCT
agb-35	307	1	the	the	DET
agb-35	307	2	operating	operating	NOUN
agb-35	307	3	costs	cost	NOUN
agb-35	307	4	variable	variable	NOUN
agb-35	307	5	has	have	VERB
agb-35	307	6	a	a	DET
agb-35	307	7	negative	negative	ADJ
agb-35	307	8	impact	impact	NOUN
agb-35	307	9	on	on	ADP
agb-35	307	10	the	the	DET
agb-35	307	11	bank	bank	NOUN
agb-35	307	12	profitability	profitability	NOUN
agb-35	307	13	measure	measure	NOUN
agb-35	307	14	of	of	ADP
agb-35	307	15	roa	roa	PROPN
agb-35	307	16	.	.	PUNCT
agb-35	308	1	based	base	VERB
agb-35	308	2	on	on	ADP
agb-35	308	3	the	the	DET
agb-35	308	4	study	study	NOUN
agb-35	308	5	results	result	NOUN
agb-35	308	6	,	,	PUNCT
agb-35	308	7	we	we	PRON
agb-35	308	8	highlight	highlight	VERB
agb-35	308	9	certain	certain	ADJ
agb-35	308	10	policy	policy	NOUN
agb-35	308	11	implications	implication	NOUN
agb-35	308	12	with	with	ADP
agb-35	308	13	a	a	DET
agb-35	308	14	view	view	NOUN
agb-35	308	15	to	to	PART
agb-35	308	16	improve	improve	VERB
agb-35	308	17	the	the	DET
agb-35	308	18	profitability	profitability	NOUN
agb-35	308	19	of	of	ADP
agb-35	308	20	commercial	commercial	ADJ
agb-35	308	21	banks	bank	NOUN
agb-35	308	22	listed	list	VERB
agb-35	308	23	on	on	ADP
agb-35	308	24	hose	hose	PROPN
agb-35	308	25	in	in	ADP
agb-35	308	26	vietnam	vietnam	PROPN
agb-35	308	27	.	.	PUNCT
agb-35	309	1	in	in	ADP
agb-35	309	2	the	the	DET
agb-35	309	3	next	next	ADJ
agb-35	309	4	5	5	NUM
agb-35	309	5	years	year	NOUN
agb-35	309	6	,	,	PUNCT
agb-35	309	7	commercial	commercial	ADJ
agb-35	309	8	banks	bank	NOUN
agb-35	309	9	in	in	ADP
agb-35	309	10	vietnam	vietnam	PROPN
agb-35	309	11	are	be	AUX
agb-35	309	12	required	require	VERB
agb-35	309	13	to	to	PART
agb-35	309	14	increase	increase	VERB
agb-35	309	15	equity	equity	NOUN
agb-35	309	16	in	in	ADP
agb-35	309	17	compliance	compliance	NOUN
agb-35	309	18	with	with	ADP
agb-35	309	19	the	the	DET
agb-35	309	20	current	current	ADJ
agb-35	309	21	regulations	regulation	NOUN
agb-35	309	22	of	of	ADP
agb-35	309	23	the	the	DET
agb-35	309	24	state	state	NOUN
agb-35	309	25	bank	bank	PROPN
agb-35	309	26	of	of	ADP
agb-35	309	27	vietnam	vietnam	PROPN
agb-35	309	28	in	in	ADP
agb-35	309	29	circular	circular	ADJ
agb-35	309	30	22/2019	22/2019	NUM
agb-35	309	31	/	/	SYM
agb-35	309	32	ttnhnn	ttnhnn	PROPN
agb-35	309	33	to	to	PART
agb-35	309	34	meet	meet	VERB
agb-35	309	35	the	the	DET
agb-35	309	36	minimum	minimum	ADJ
agb-35	309	37	car	car	NOUN
agb-35	309	38	requirement	requirement	NOUN
agb-35	309	39	according	accord	VERB
agb-35	309	40	to	to	ADP
agb-35	309	41	basel	basel	PROPN
agb-35	309	42	ii	ii	PROPN
agb-35	309	43	.	.	PUNCT
agb-35	310	1	therefore	therefore	ADV
agb-35	310	2	,	,	PUNCT
agb-35	310	3	increasing	increase	VERB
agb-35	310	4	equity	equity	NOUN
agb-35	310	5	and	and	CCONJ
agb-35	310	6	equity	equity	NOUN
agb-35	310	7	agbioforum	agbioforum	NOUN
agb-35	310	8	,	,	PUNCT
agb-35	310	9	23(1	23(1	NOUN
agb-35	310	10	)	)	PUNCT
agb-35	310	11	,	,	PUNCT
agb-35	310	12	2021	2021	NUM
agb-35	310	13	|	|	ADV
agb-35	310	14	40	40	NUM
agb-35	310	15	dang	dang	ADJ
agb-35	310	16	,	,	PUNCT
agb-35	310	17	nguyen	nguyen	PROPN
agb-35	310	18	,	,	PUNCT
agb-35	310	19	nguyen	nguyen	PROPN
agb-35	310	20	,	,	PUNCT
agb-35	310	21	trinh	trinh	PROPN
agb-35	310	22	and	and	CCONJ
agb-35	310	23	banh	banh	PROPN
agb-35	310	24	.	.	PUNCT
agb-35	311	1	—	—	PUNCT
agb-35	311	2	factors	factor	NOUN
agb-35	311	3	affecting	affect	VERB
agb-35	311	4	the	the	DET
agb-35	311	5	profitability	profitability	NOUN
agb-35	311	6	of	of	ADP
agb-35	311	7	listed	list	VERB
agb-35	311	8	commercial	commercial	ADJ
agb-35	311	9	banks	bank	NOUN
agb-35	311	10	in	in	ADP
agb-35	311	11	vietnam	vietnam	PROPN
agb-35	311	12	management	management	NOUN
agb-35	311	13	are	be	AUX
agb-35	311	14	the	the	DET
agb-35	311	15	goals	goal	NOUN
agb-35	311	16	which	which	PRON
agb-35	311	17	each	each	DET
agb-35	311	18	bank	bank	NOUN
agb-35	311	19	has	have	AUX
agb-35	311	20	placed	place	VERB
agb-35	311	21	as	as	ADP
agb-35	311	22	a	a	DET
agb-35	311	23	top	top	ADJ
agb-35	311	24	priority	priority	NOUN
agb-35	311	25	for	for	ADP
agb-35	311	26	stable	stable	ADJ
agb-35	311	27	and	and	CCONJ
agb-35	311	28	sustainable	sustainable	ADJ
agb-35	311	29	development	development	NOUN
agb-35	311	30	.	.	PUNCT
agb-35	312	1	to	to	PART
agb-35	312	2	increase	increase	VERB
agb-35	312	3	equity	equity	NOUN
agb-35	312	4	,	,	PUNCT
agb-35	312	5	commercial	commercial	ADJ
agb-35	312	6	banks	bank	NOUN
agb-35	312	7	listed	list	VERB
agb-35	312	8	on	on	ADP
agb-35	312	9	hose	hose	PROPN
agb-35	312	10	must	must	AUX
agb-35	312	11	weigh	weigh	VERB
agb-35	312	12	both	both	PRON
agb-35	312	13	,	,	PUNCT
agb-35	312	14	the	the	DET
agb-35	312	15	advantages	advantage	NOUN
agb-35	312	16	and	and	CCONJ
agb-35	312	17	disadvantages	disadvantage	NOUN
agb-35	312	18	when	when	SCONJ
agb-35	312	19	raising	raise	VERB
agb-35	312	20	equity	equity	NOUN
agb-35	312	21	through	through	ADP
agb-35	312	22	retained	retain	VERB
agb-35	312	23	earnings	earning	NOUN
agb-35	312	24	or	or	CCONJ
agb-35	312	25	issuing	issue	VERB
agb-35	312	26	new	new	ADJ
agb-35	312	27	stocks	stock	NOUN
agb-35	312	28	or	or	CCONJ
agb-35	312	29	issuing	issue	VERB
agb-35	312	30	debt	debt	NOUN
agb-35	312	31	through	through	ADP
agb-35	312	32	either	either	CCONJ
agb-35	312	33	bonds	bond	NOUN
agb-35	312	34	or	or	CCONJ
agb-35	312	35	debentures	debenture	NOUN
agb-35	312	36	based	base	VERB
agb-35	312	37	on	on	ADP
agb-35	312	38	their	their	PRON
agb-35	312	39	financial	financial	ADJ
agb-35	312	40	status	status	NOUN
agb-35	312	41	.	.	PUNCT
agb-35	313	1	the	the	DET
agb-35	313	2	operating	operating	NOUN
agb-35	313	3	cost	cost	NOUN
agb-35	313	4	of	of	ADP
agb-35	313	5	commercial	commercial	ADJ
agb-35	313	6	banks	bank	NOUN
agb-35	313	7	is	be	AUX
agb-35	313	8	highly	highly	ADV
agb-35	313	9	varied	varied	ADJ
agb-35	313	10	.	.	PUNCT
agb-35	314	1	most	most	ADJ
agb-35	314	2	of	of	ADP
agb-35	314	3	the	the	DET
agb-35	314	4	operating	operating	NOUN
agb-35	314	5	cost	cost	NOUN
agb-35	314	6	is	be	AUX
agb-35	314	7	the	the	DET
agb-35	314	8	deposit	deposit	NOUN
agb-35	314	9	interest	interest	NOUN
agb-35	314	10	,	,	PUNCT
agb-35	314	11	which	which	PRON
agb-35	314	12	is	be	AUX
agb-35	314	13	hard	hard	ADJ
agb-35	314	14	to	to	PART
agb-35	314	15	cut	cut	VERB
agb-35	314	16	down	down	ADP
agb-35	314	17	,	,	PUNCT
agb-35	314	18	so	so	CCONJ
agb-35	314	19	it	it	PRON
agb-35	314	20	is	be	AUX
agb-35	314	21	necessary	necessary	ADJ
agb-35	314	22	to	to	PART
agb-35	314	23	determine	determine	VERB
agb-35	314	24	the	the	DET
agb-35	314	25	expenses	expense	NOUN
agb-35	314	26	accurately	accurately	ADV
agb-35	314	27	and	and	CCONJ
agb-35	314	28	manage	manage	VERB
agb-35	314	29	them	they	PRON
agb-35	314	30	effectively	effectively	ADV
agb-35	314	31	.	.	PUNCT
agb-35	315	1	to	to	PART
agb-35	315	2	manage	manage	VERB
agb-35	315	3	operating	operating	NOUN
agb-35	315	4	costs	cost	NOUN
agb-35	315	5	effectively	effectively	ADV
agb-35	315	6	,	,	PUNCT
agb-35	315	7	the	the	DET
agb-35	315	8	banks	bank	NOUN
agb-35	315	9	can	can	AUX
agb-35	315	10	:	:	PUNCT
agb-35	315	11	(	(	PUNCT
agb-35	315	12	1	1	X
agb-35	315	13	)	)	PUNCT
agb-35	315	14	implement	implement	VERB
agb-35	315	15	the	the	DET
agb-35	315	16	assignment	assignment	NOUN
agb-35	315	17	of	of	ADP
agb-35	315	18	revenue	revenue	NOUN
agb-35	315	19	and	and	CCONJ
agb-35	315	20	expenditure	expenditure	NOUN
agb-35	315	21	targets	target	NOUN
agb-35	315	22	to	to	ADP
agb-35	315	23	each	each	DET
agb-35	315	24	department	department	NOUN
agb-35	315	25	;	;	PUNCT
agb-35	315	26	(	(	PUNCT
agb-35	315	27	2	2	X
agb-35	315	28	)	)	PUNCT
agb-35	315	29	taking	take	VERB
agb-35	315	30	form	form	NOUN
agb-35	315	31	of	of	ADP
agb-35	315	32	the	the	DET
agb-35	315	33	awareness	awareness	NOUN
agb-35	315	34	of	of	ADP
agb-35	315	35	saving	save	VERB
agb-35	315	36	costs	cost	NOUN
agb-35	315	37	from	from	ADP
agb-35	315	38	employees	employee	NOUN
agb-35	315	39	;	;	PUNCT
agb-35	315	40	(	(	PUNCT
agb-35	315	41	3	3	X
agb-35	315	42	)	)	PUNCT
agb-35	315	43	build	build	VERB
agb-35	315	44	relationships	relationship	NOUN
agb-35	315	45	between	between	ADP
agb-35	315	46	employees	employee	NOUN
agb-35	315	47	and	and	CCONJ
agb-35	315	48	managers	manager	NOUN
agb-35	315	49	;	;	PUNCT
agb-35	315	50	(	(	PUNCT
agb-35	315	51	4	4	X
agb-35	315	52	)	)	PUNCT
agb-35	315	53	encourage	encourage	VERB
agb-35	315	54	employees	employee	NOUN
agb-35	315	55	to	to	PART
agb-35	315	56	be	be	AUX
agb-35	315	57	involved	involve	VERB
agb-35	315	58	in	in	ADP
agb-35	315	59	operating	operate	VERB
agb-35	315	60	cost	cost	NOUN
agb-35	315	61	management	management	NOUN
agb-35	315	62	,	,	PUNCT
agb-35	315	63	motivating	motivate	VERB
agb-35	315	64	them	they	PRON
agb-35	315	65	to	to	PART
agb-35	315	66	make	make	VERB
agb-35	315	67	suggestions	suggestion	NOUN
agb-35	315	68	to	to	PART
agb-35	315	69	reduce	reduce	VERB
agb-35	315	70	costs	cost	NOUN
agb-35	315	71	and	and	CCONJ
agb-35	315	72	respect	respect	VERB
agb-35	315	73	employees	employee	NOUN
agb-35	315	74	'	'	PART
agb-35	315	75	proposals	proposal	NOUN
agb-35	315	76	,	,	PUNCT
agb-35	315	77	and	and	CCONJ
agb-35	315	78	provide	provide	VERB
agb-35	315	79	an	an	DET
agb-35	315	80	appropriate	appropriate	ADJ
agb-35	315	81	reward	reward	NOUN
agb-35	315	82	for	for	ADP
agb-35	315	83	effective	effective	ADJ
agb-35	315	84	proposals	proposal	NOUN
agb-35	315	85	and	and	CCONJ
agb-35	315	86	feedbacks	feedback	NOUN
agb-35	315	87	for	for	ADP
agb-35	315	88	ineffective	ineffective	ADJ
agb-35	315	89	proposals	proposal	NOUN
agb-35	315	90	.	.	PUNCT
agb-35	316	1	finally	finally	ADV
agb-35	316	2	,	,	PUNCT
agb-35	316	3	the	the	DET
agb-35	316	4	results	result	NOUN
agb-35	316	5	indicate	indicate	VERB
agb-35	316	6	that	that	SCONJ
agb-35	316	7	agricultural	agricultural	ADJ
agb-35	316	8	financing	financing	NOUN
agb-35	316	9	can	can	AUX
agb-35	316	10	be	be	AUX
agb-35	316	11	a	a	DET
agb-35	316	12	stable	stable	ADJ
agb-35	316	13	source	source	NOUN
agb-35	316	14	of	of	ADP
agb-35	316	15	income	income	NOUN
agb-35	316	16	for	for	ADP
agb-35	316	17	banks	bank	NOUN
agb-35	316	18	and	and	CCONJ
agb-35	316	19	,	,	PUNCT
agb-35	316	20	hence	hence	ADV
agb-35	316	21	improving	improve	VERB
agb-35	316	22	the	the	DET
agb-35	316	23	overall	overall	ADJ
agb-35	316	24	facility	facility	NOUN
agb-35	316	25	.	.	PUNCT
agb-35	317	1	as	as	SCONJ
agb-35	317	2	only	only	ADV
agb-35	317	3	a	a	DET
agb-35	317	4	limited	limited	ADJ
agb-35	317	5	number	number	NOUN
agb-35	317	6	of	of	ADP
agb-35	317	7	banks	bank	NOUN
agb-35	317	8	are	be	AUX
agb-35	317	9	willing	willing	ADJ
agb-35	317	10	to	to	PART
agb-35	317	11	provide	provide	VERB
agb-35	317	12	agricultural	agricultural	ADJ
agb-35	317	13	financing	financing	NOUN
agb-35	317	14	facilities	facility	NOUN
agb-35	317	15	to	to	ADP
agb-35	317	16	the	the	DET
agb-35	317	17	farmers	farmer	NOUN
agb-35	317	18	,	,	PUNCT
agb-35	317	19	it	it	PRON
agb-35	317	20	is	be	AUX
agb-35	317	21	a	a	DET
agb-35	317	22	good	good	ADJ
agb-35	317	23	opportunity	opportunity	NOUN
agb-35	317	24	for	for	SCONJ
agb-35	317	25	banks	bank	NOUN
agb-35	317	26	to	to	PART
agb-35	317	27	employ	employ	VERB
agb-35	317	28	experts	expert	NOUN
agb-35	317	29	in	in	ADP
agb-35	317	30	the	the	DET
agb-35	317	31	sector	sector	NOUN
agb-35	317	32	so	so	SCONJ
agb-35	317	33	that	that	SCONJ
agb-35	317	34	the	the	DET
agb-35	317	35	good	good	ADJ
agb-35	317	36	financial	financial	ADJ
agb-35	317	37	due	due	ADJ
agb-35	317	38	diligence	diligence	NOUN
agb-35	317	39	can	can	AUX
agb-35	317	40	be	be	AUX
agb-35	317	41	done	do	VERB
agb-35	317	42	to	to	PART
agb-35	317	43	approve	approve	VERB
agb-35	317	44	or	or	CCONJ
agb-35	317	45	disapprove	disapprove	VERB
agb-35	317	46	the	the	DET
agb-35	317	47	financing	financing	NOUN
agb-35	317	48	request	request	NOUN
agb-35	317	49	of	of	ADP
agb-35	317	50	agricultural	agricultural	ADJ
agb-35	317	51	projects	project	NOUN
agb-35	317	52	.	.	PUNCT
agb-35	318	1	by	by	ADP
agb-35	318	2	stashing	stash	VERB
agb-35	318	3	a	a	DET
agb-35	318	4	department	department	NOUN
agb-35	318	5	with	with	ADP
agb-35	318	6	agriculture	agriculture	NOUN
agb-35	318	7	experts	expert	NOUN
agb-35	318	8	,	,	PUNCT
agb-35	318	9	banks	bank	NOUN
agb-35	318	10	can	can	AUX
agb-35	318	11	gain	gain	VERB
agb-35	318	12	the	the	DET
agb-35	318	13	advantage	advantage	NOUN
agb-35	318	14	and	and	CCONJ
agb-35	318	15	benefit	benefit	VERB
agb-35	318	16	from	from	ADP
agb-35	318	17	this	this	DET
agb-35	318	18	hugely	hugely	ADV
agb-35	318	19	profitable	profitable	ADJ
agb-35	318	20	sector	sector	NOUN
agb-35	318	21	.	.	PUNCT
agb-35	319	1	it	it	PRON
agb-35	319	2	bears	bear	VERB
agb-35	319	3	to	to	PART
agb-35	319	4	note	note	VERB
agb-35	319	5	that	that	SCONJ
agb-35	319	6	the	the	DET
agb-35	319	7	agricultural	agricultural	ADJ
agb-35	319	8	sector	sector	NOUN
agb-35	319	9	is	be	AUX
agb-35	319	10	probably	probably	ADV
agb-35	319	11	the	the	DET
agb-35	319	12	only	only	ADJ
agb-35	319	13	sector	sector	NOUN
agb-35	319	14	which	which	PRON
agb-35	319	15	is	be	AUX
agb-35	319	16	relatively	relatively	ADV
agb-35	319	17	immune	immune	ADJ
agb-35	319	18	to	to	ADP
agb-35	319	19	crises	crisis	NOUN
agb-35	319	20	.	.	PUNCT
agb-35	320	1	in	in	ADP
agb-35	320	2	other	other	ADJ
agb-35	320	3	words	word	NOUN
agb-35	320	4	,	,	PUNCT
agb-35	320	5	people	people	NOUN
agb-35	320	6	would	would	AUX
agb-35	320	7	not	not	PART
agb-35	320	8	stop	stop	VERB
agb-35	320	9	eating	eat	VERB
agb-35	320	10	irrespective	irrespective	ADV
agb-35	320	11	of	of	ADP
agb-35	320	12	how	how	SCONJ
agb-35	320	13	severe	severe	ADJ
agb-35	320	14	the	the	DET
agb-35	320	15	crisis	crisis	NOUN
agb-35	320	16	is	be	AUX
agb-35	320	17	and	and	CCONJ
agb-35	320	18	hence	hence	ADV
agb-35	320	19	gaining	gain	VERB
agb-35	320	20	expertise	expertise	NOUN
agb-35	320	21	can	can	AUX
agb-35	320	22	help	help	VERB
agb-35	320	23	banks	bank	NOUN
agb-35	320	24	to	to	PART
agb-35	320	25	unlock	unlock	VERB
agb-35	320	26	huge	huge	ADJ
agb-35	320	27	profits	profit	NOUN
agb-35	320	28	.	.	PUNCT
agb-35	321	1	in	in	ADP
agb-35	321	2	addition	addition	NOUN
agb-35	321	3	to	to	ADP
agb-35	321	4	the	the	DET
agb-35	321	5	implications	implication	NOUN
agb-35	321	6	highlighted	highlight	VERB
agb-35	321	7	above	above	ADV
agb-35	321	8	,	,	PUNCT
agb-35	321	9	several	several	ADJ
agb-35	321	10	proposed	propose	VERB
agb-35	321	11	support	support	NOUN
agb-35	321	12	solutions	solution	NOUN
agb-35	321	13	are	be	AUX
agb-35	321	14	as	as	SCONJ
agb-35	321	15	follows	follow	VERB
agb-35	321	16	:	:	PUNCT
agb-35	321	17	modernizing	modernize	VERB
agb-35	321	18	banking	banking	NOUN
agb-35	321	19	technology	technology	NOUN
agb-35	321	20	,	,	PUNCT
agb-35	321	21	building	build	VERB
agb-35	321	22	sales	sale	NOUN
agb-35	321	23	strategy	strategy	NOUN
agb-35	321	24	,	,	PUNCT
agb-35	321	25	diversifying	diversify	VERB
agb-35	321	26	products	product	NOUN
agb-35	321	27	,	,	PUNCT
agb-35	321	28	and	and	CCONJ
agb-35	321	29	services	service	NOUN
agb-35	321	30	towards	towards	ADP
agb-35	321	31	improving	improve	VERB
agb-35	321	32	communication	communication	NOUN
agb-35	321	33	service	service	NOUN
agb-35	321	34	quality	quality	NOUN
agb-35	321	35	and	and	CCONJ
agb-35	321	36	developing	develop	VERB
agb-35	321	37	modern	modern	ADJ
agb-35	321	38	services	service	NOUN
agb-35	321	39	,	,	PUNCT
agb-35	321	40	establishing	establish	VERB
agb-35	321	41	a	a	DET
agb-35	321	42	capital	capital	NOUN
agb-35	321	43	department	department	NOUN
agb-35	321	44	,	,	PUNCT
agb-35	321	45	standardizing	standardize	VERB
agb-35	321	46	credit	credit	NOUN
agb-35	321	47	processes	process	NOUN
agb-35	321	48	,	,	PUNCT
agb-35	321	49	and	and	CCONJ
agb-35	321	50	adopting	adopt	VERB
agb-35	321	51	a	a	DET
agb-35	321	52	flexible	flexible	ADJ
agb-35	321	53	credit	credit	NOUN
agb-35	321	54	policy	policy	NOUN
agb-35	321	55	,	,	PUNCT
agb-35	321	56	improving	improve	VERB
agb-35	321	57	management	management	NOUN
agb-35	321	58	capacity	capacity	NOUN
agb-35	321	59	,	,	PUNCT
agb-35	321	60	and	and	CCONJ
agb-35	321	61	improving	improve	VERB
agb-35	321	62	staff	staff	NOUN
agb-35	321	63	quality	quality	NOUN
agb-35	321	64	.	.	PUNCT
agb-35	322	1	in	in	ADP
agb-35	322	2	this	this	DET
agb-35	322	3	paper	paper	NOUN
agb-35	322	4	,	,	PUNCT
agb-35	322	5	we	we	PRON
agb-35	322	6	made	make	VERB
agb-35	322	7	use	use	NOUN
agb-35	322	8	of	of	ADP
agb-35	322	9	aggregate	aggregate	ADJ
agb-35	322	10	agricultural	agricultural	ADJ
agb-35	322	11	financing	financing	NOUN
agb-35	322	12	of	of	ADP
agb-35	322	13	total	total	ADJ
agb-35	322	14	financing	financing	NOUN
agb-35	322	15	as	as	ADP
agb-35	322	16	one	one	NUM
agb-35	322	17	of	of	ADP
agb-35	322	18	the	the	DET
agb-35	322	19	explanatory	explanatory	ADJ
agb-35	322	20	variables	variable	NOUN
agb-35	322	21	,	,	PUNCT
agb-35	322	22	but	but	CCONJ
agb-35	322	23	it	it	PRON
agb-35	322	24	is	be	AUX
agb-35	322	25	unclear	unclear	ADJ
agb-35	322	26	as	as	SCONJ
agb-35	322	27	to	to	PART
agb-35	322	28	which	which	PRON
agb-35	322	29	crops	crop	NOUN
agb-35	322	30	are	be	AUX
agb-35	322	31	more	more	ADV
agb-35	322	32	profitable	profitable	ADJ
agb-35	322	33	as	as	SCONJ
agb-35	322	34	compared	compare	VERB
agb-35	322	35	to	to	ADP
agb-35	322	36	others	other	NOUN
agb-35	322	37	.	.	PUNCT
agb-35	323	1	in	in	ADP
agb-35	323	2	future	future	ADJ
agb-35	323	3	research	research	NOUN
agb-35	323	4	,	,	PUNCT
agb-35	323	5	scholars	scholar	NOUN
agb-35	323	6	can	can	AUX
agb-35	323	7	delve	delve	VERB
agb-35	323	8	deeper	deep	ADJ
agb-35	323	9	by	by	ADP
agb-35	323	10	looking	look	VERB
agb-35	323	11	at	at	ADP
agb-35	323	12	the	the	DET
agb-35	323	13	disaggregate	disaggregate	NOUN
agb-35	323	14	of	of	ADP
agb-35	323	15	the	the	DET
agb-35	323	16	agricultural	agricultural	ADJ
agb-35	323	17	finance	finance	NOUN
agb-35	323	18	.	.	PUNCT
agb-35	324	1	for	for	ADP
agb-35	324	2	instance	instance	NOUN
agb-35	324	3	,	,	PUNCT
agb-35	324	4	disaggregating	disaggregate	VERB
agb-35	324	5	data	datum	NOUN
agb-35	324	6	into	into	ADP
agb-35	324	7	specific	specific	ADJ
agb-35	324	8	financing	financing	NOUN
agb-35	324	9	crop	crop	NOUN
agb-35	324	10	type	type	NOUN
agb-35	324	11	can	can	AUX
agb-35	324	12	reveal	reveal	VERB
agb-35	324	13	the	the	DET
agb-35	324	14	profitable	profitable	ADJ
agb-35	324	15	ones	one	NOUN
agb-35	324	16	and	and	CCONJ
agb-35	324	17	highlight	highlight	VERB
agb-35	324	18	the	the	DET
agb-35	324	19	ones	one	NOUN
agb-35	324	20	not	not	PART
agb-35	324	21	profitable	profitable	ADJ
agb-35	324	22	as	as	ADV
agb-35	324	23	well	well	ADV
agb-35	324	24	as	as	ADP
agb-35	324	25	those	those	PRON
agb-35	324	26	which	which	PRON
agb-35	324	27	are	be	AUX
agb-35	324	28	under	under	ADP
agb-35	324	29	losses	loss	NOUN
agb-35	324	30	.	.	PUNCT
agb-35	325	1	moreover	moreover	ADV
agb-35	325	2	,	,	PUNCT
agb-35	325	3	this	this	DET
agb-35	325	4	research	research	NOUN
agb-35	325	5	has	have	AUX
agb-35	325	6	utilized	utilize	VERB
agb-35	325	7	roa	roa	NOUN
agb-35	325	8	and	and	CCONJ
agb-35	325	9	roe	roe	NOUN
agb-35	325	10	as	as	ADP
agb-35	325	11	performance	performance	NOUN
agb-35	325	12	measures	measure	NOUN
agb-35	325	13	.	.	PUNCT
agb-35	326	1	as	as	ADP
agb-35	326	2	an	an	DET
agb-35	326	3	extension	extension	NOUN
agb-35	326	4	of	of	ADP
agb-35	326	5	this	this	DET
agb-35	326	6	research	research	NOUN
agb-35	326	7	,	,	PUNCT
agb-35	326	8	future	future	ADJ
agb-35	326	9	research	research	NOUN
agb-35	326	10	can	can	AUX
agb-35	326	11	use	use	VERB
agb-35	326	12	market	market	NOUN
agb-35	326	13	-	-	PUNCT
agb-35	326	14	based	base	VERB
agb-35	326	15	measure	measure	NOUN
agb-35	326	16	of	of	ADP
agb-35	326	17	tobin	tobin	PROPN
agb-35	326	18	’s	’s	PART
agb-35	326	19	q	q	NOUN
agb-35	326	20	as	as	ADP
agb-35	326	21	a	a	DET
agb-35	326	22	measure	measure	NOUN
agb-35	326	23	of	of	ADP
agb-35	326	24	performance	performance	NOUN
agb-35	326	25	as	as	ADP
agb-35	326	26	accounting	accounting	NOUN
agb-35	326	27	measures	measure	NOUN
agb-35	326	28	of	of	ADP
agb-35	326	29	roa	roa	PROPN
agb-35	326	30	and	and	CCONJ
agb-35	326	31	roe	roe	NOUN
agb-35	326	32	are	be	AUX
agb-35	326	33	more	more	ADV
agb-35	326	34	prone	prone	ADJ
agb-35	326	35	to	to	ADP
agb-35	326	36	manipulation	manipulation	NOUN
agb-35	326	37	compared	compare	VERB
agb-35	326	38	to	to	ADP
agb-35	326	39	market	market	NOUN
agb-35	326	40	-	-	PUNCT
agb-35	326	41	based	base	VERB
agb-35	326	42	measure	measure	NOUN
agb-35	326	43	of	of	ADP
agb-35	326	44	tobin	tobin	PROPN
agb-35	326	45	’s	’s	PART
agb-35	326	46	q.	q.	PROPN
agb-35	326	47	references	references	PROPN
agb-35	326	48	allen	allen	PROPN
agb-35	326	49	,	,	PUNCT
agb-35	326	50	l.	l.	PROPN
agb-35	326	51	,	,	PUNCT
agb-35	326	52	&	&	CCONJ
agb-35	326	53	jagtiani	jagtiani	PROPN
agb-35	326	54	,	,	PUNCT
agb-35	326	55	j.	j.	PROPN
agb-35	326	56	(	(	PUNCT
agb-35	326	57	2000	2000	NUM
agb-35	326	58	)	)	PUNCT
agb-35	326	59	.	.	PUNCT
agb-35	327	1	the	the	DET
agb-35	327	2	risk	risk	NOUN
agb-35	327	3	effects	effect	NOUN
agb-35	327	4	of	of	ADP
agb-35	327	5	combining	combine	VERB
agb-35	327	6	banking	banking	NOUN
agb-35	327	7	,	,	PUNCT
agb-35	327	8	securities	security	NOUN
agb-35	327	9	,	,	PUNCT
agb-35	327	10	and	and	CCONJ
agb-35	327	11	insurance	insurance	NOUN
agb-35	327	12	activities	activity	NOUN
agb-35	327	13	.	.	PUNCT
agb-35	328	1	journal	journal	NOUN
agb-35	328	2	of	of	ADP
agb-35	328	3	economics	economic	NOUN
agb-35	328	4	and	and	CCONJ
agb-35	328	5	business	business	NOUN
agb-35	328	6	,	,	PUNCT
agb-35	328	7	52(6	52(6	NOUN
agb-35	328	8	)	)	PUNCT
agb-35	328	9	,	,	PUNCT
agb-35	328	10	485	485	NUM
agb-35	328	11	-	-	SYM
agb-35	328	12	497	497	NUM
agb-35	328	13	.	.	PUNCT
agb-35	329	1	doi	doi	NOUN
agb-35	329	2	:	:	PUNCT
agb-35	329	3	https://doi.org/10.1016	https://doi.org/10.1016	NOUN
agb-35	329	4	/	/	SYM
agb-35	329	5	s01486195(00)00033	s01486195(00)00033	NOUN
agb-35	329	6	-	-	PUNCT
agb-35	329	7	3	3	NUM
agb-35	329	8	abbasoglu	abbasoglu	NOUN
agb-35	329	9	,	,	PUNCT
agb-35	329	10	o.	o.	PROPN
agb-35	329	11	f.	f.	PROPN
agb-35	329	12	,	,	PUNCT
agb-35	329	13	aysan	aysan	PROPN
agb-35	329	14	,	,	PUNCT
agb-35	329	15	a.	a.	PROPN
agb-35	329	16	f.	f.	PROPN
agb-35	329	17	,	,	PUNCT
agb-35	329	18	&	&	CCONJ
agb-35	329	19	gunes	gune	NOUN
agb-35	329	20	,	,	PUNCT
agb-35	329	21	a.	a.	NOUN
agb-35	329	22	(	(	PUNCT
agb-35	329	23	2007	2007	NUM
agb-35	329	24	)	)	PUNCT
agb-35	329	25	.	.	PUNCT
agb-35	330	1	concentration	concentration	NOUN
agb-35	330	2	,	,	PUNCT
agb-35	330	3	competition	competition	NOUN
agb-35	330	4	,	,	PUNCT
agb-35	330	5	efficiency	efficiency	NOUN
agb-35	330	6	,	,	PUNCT
agb-35	330	7	and	and	CCONJ
agb-35	330	8	profitability	profitability	NOUN
agb-35	330	9	of	of	ADP
agb-35	330	10	the	the	DET
agb-35	330	11	turkish	turkish	ADJ
agb-35	330	12	banking	banking	NOUN
agb-35	330	13	sector	sector	NOUN
agb-35	330	14	in	in	ADP
agb-35	330	15	the	the	DET
agb-35	330	16	post	post	ADJ
agb-35	330	17	-	-	ADJ
agb-35	330	18	crisis	crisis	ADJ
agb-35	330	19	period	period	NOUN
agb-35	330	20	.	.	PUNCT
agb-35	331	1	banks	bank	NOUN
agb-35	331	2	and	and	CCONJ
agb-35	331	3	bank	bank	NOUN
agb-35	331	4	systems	system	NOUN
agb-35	331	5	,	,	PUNCT
agb-35	331	6	vol	vol	NOUN
agb-35	331	7	.	.	PROPN
agb-35	331	8	2	2	NUM
agb-35	331	9	no.3	no.3	PROPN
agb-35	331	10	,	,	PUNCT
agb-35	331	11	pp	pp	ADJ
agb-35	331	12	.	.	PUNCT
agb-35	332	1	106–115	106–115	NUM
agb-35	332	2	.	.	PUNCT
agb-35	333	1	anbar	anbar	PROPN
agb-35	333	2	,	,	PUNCT
agb-35	333	3	a.	a.	PROPN
agb-35	333	4	,	,	PUNCT
agb-35	333	5	&	&	CCONJ
agb-35	333	6	alper	alper	PROPN
agb-35	333	7	,	,	PUNCT
agb-35	333	8	d.	d.	PROPN
agb-35	333	9	(	(	PUNCT
agb-35	333	10	2011	2011	NUM
agb-35	333	11	)	)	PUNCT
agb-35	333	12	.	.	PUNCT
agb-35	334	1	bank	bank	NOUN
agb-35	334	2	specific	specific	ADJ
agb-35	334	3	and	and	CCONJ
agb-35	334	4	macroeconomic	macroeconomic	ADJ
agb-35	334	5	determinants	determinant	NOUN
agb-35	334	6	of	of	ADP
agb-35	334	7	commercial	commercial	ADJ
agb-35	334	8	bank	bank	NOUN
agb-35	334	9	profitability	profitability	NOUN
agb-35	334	10	:	:	PUNCT
agb-35	334	11	empirical	empirical	ADJ
agb-35	334	12	evidence	evidence	NOUN
agb-35	334	13	from	from	ADP
agb-35	334	14	turkey	turkey	PROPN
agb-35	334	15	.	.	PUNCT
agb-35	335	1	business	business	NOUN
agb-35	335	2	and	and	CCONJ
agb-35	335	3	economics	economics	PROPN
agb-35	335	4	research	research	PROPN
agb-35	335	5	journal	journal	NOUN
agb-35	335	6	,	,	PUNCT
agb-35	335	7	2(2	2(2	NUM
agb-35	335	8	)	)	PUNCT
agb-35	335	9	,	,	PUNCT
agb-35	335	10	139	139	NUM
agb-35	335	11	-	-	SYM
agb-35	335	12	152	152	NUM
agb-35	335	13	.	.	PUNCT
agb-35	336	1	retrieved	retrieve	VERB
agb-35	336	2	from	from	ADP
agb-35	336	3	https://ssrn.com/abstract=1831345	https://ssrn.com/abstract=1831345	PROPN
agb-35	336	4	athanasoglou	athanasoglou	ADJ
agb-35	336	5	,	,	PUNCT
agb-35	336	6	p.	p.	PROPN
agb-35	336	7	p.	p.	PROPN
agb-35	336	8	,	,	PUNCT
agb-35	336	9	brissimis	brissimis	PROPN
agb-35	336	10	,	,	PUNCT
agb-35	336	11	s.	s.	PROPN
agb-35	336	12	n.	n.	PROPN
agb-35	336	13	,	,	PUNCT
agb-35	336	14	&	&	CCONJ
agb-35	336	15	delis	deli	NOUN
agb-35	336	16	,	,	PUNCT
agb-35	336	17	m.	m.	NOUN
agb-35	336	18	d.	d.	PROPN
agb-35	336	19	(	(	PUNCT
agb-35	336	20	2008	2008	NUM
agb-35	336	21	)	)	PUNCT
agb-35	336	22	.	.	PUNCT
agb-35	337	1	bank	bank	NOUN
agb-35	337	2	-	-	PUNCT
agb-35	337	3	specific	specific	ADJ
agb-35	337	4	,	,	PUNCT
agb-35	337	5	industry	industry	NOUN
agb-35	337	6	-	-	PUNCT
agb-35	337	7	specific	specific	ADJ
agb-35	337	8	and	and	CCONJ
agb-35	337	9	macroeconomic	macroeconomic	ADJ
agb-35	337	10	determinants	determinant	NOUN
agb-35	337	11	of	of	ADP
agb-35	337	12	bank	bank	NOUN
agb-35	337	13	profitability	profitability	NOUN
agb-35	337	14	.	.	PUNCT
agb-35	338	1	journal	journal	PROPN
agb-35	338	2	of	of	ADP
agb-35	338	3	international	international	ADJ
agb-35	338	4	financial	financial	ADJ
agb-35	338	5	markets	market	NOUN
agb-35	338	6	,	,	PUNCT
agb-35	338	7	institutions	institution	NOUN
agb-35	338	8	and	and	CCONJ
agb-35	338	9	money	money	NOUN
agb-35	338	10	,	,	PUNCT
agb-35	338	11	18(2	18(2	NUM
agb-35	338	12	)	)	PUNCT
agb-35	338	13	,	,	PUNCT
agb-35	338	14	121	121	NUM
agb-35	338	15	-	-	SYM
agb-35	338	16	136	136	NUM
agb-35	338	17	.	.	PUNCT
agb-35	339	1	doi	doi	NOUN
agb-35	339	2	:	:	PUNCT
agb-35	339	3	https://doi.org/10.1016	https://doi.org/10.1016	PROPN
agb-35	339	4	/	/	SYM
agb-35	339	5	j.intfin.2006.07.001	j.intfin.2006.07.001	NOUN
agb-35	339	6	berger	berger	PROPN
agb-35	339	7	,	,	PUNCT
agb-35	339	8	a.	a.	PROPN
agb-35	339	9	n.	n.	PROPN
agb-35	339	10	(	(	PUNCT
agb-35	339	11	1995	1995	NUM
agb-35	339	12	)	)	PUNCT
agb-35	339	13	.	.	PUNCT
agb-35	340	1	the	the	DET
agb-35	340	2	profit	profit	NOUN
agb-35	340	3	-	-	PUNCT
agb-35	340	4	structure	structure	NOUN
agb-35	340	5	relationship	relationship	NOUN
agb-35	340	6	in	in	ADP
agb-35	340	7	banking	banking	NOUN
agb-35	340	8	--	--	PUNCT
agb-35	340	9	tests	test	NOUN
agb-35	340	10	of	of	ADP
agb-35	340	11	market	market	NOUN
agb-35	340	12	-	-	PUNCT
agb-35	340	13	power	power	NOUN
agb-35	340	14	and	and	CCONJ
agb-35	340	15	efficientstructure	efficientstructure	ADJ
agb-35	340	16	hypotheses	hypothesis	NOUN
agb-35	340	17	.	.	PUNCT
agb-35	341	1	journal	journal	NOUN
agb-35	341	2	of	of	ADP
agb-35	341	3	money	money	NOUN
agb-35	341	4	,	,	PUNCT
agb-35	341	5	credit	credit	NOUN
agb-35	341	6	and	and	CCONJ
agb-35	341	7	banking	banking	NOUN
agb-35	341	8	,	,	PUNCT
agb-35	341	9	27(2	27(2	PRON
agb-35	341	10	)	)	PUNCT
agb-35	341	11	,	,	PUNCT
agb-35	341	12	404	404	NUM
agb-35	341	13	-	-	SYM
agb-35	341	14	431	431	NUM
agb-35	341	15	.	.	PUNCT
agb-35	342	1	doi	doi	NOUN
agb-35	342	2	:	:	PUNCT
agb-35	342	3	https://doi.org/10.2307/2077876	https://doi.org/10.2307/2077876	NOUN
agb-35	342	4	chiorazzo	chiorazzo	NOUN
agb-35	342	5	,	,	PUNCT
agb-35	342	6	v.	v.	ADP
agb-35	342	7	,	,	PUNCT
agb-35	342	8	milani	milani	PROPN
agb-35	342	9	,	,	PUNCT
agb-35	342	10	c.	c.	PROPN
agb-35	342	11	,	,	PUNCT
agb-35	342	12	&	&	CCONJ
agb-35	342	13	salvini	salvini	PROPN
agb-35	342	14	,	,	PUNCT
agb-35	342	15	f.	f.	PROPN
agb-35	342	16	(	(	PUNCT
agb-35	342	17	2008	2008	NUM
agb-35	342	18	)	)	PUNCT
agb-35	342	19	.	.	PUNCT
agb-35	343	1	income	income	NOUN
agb-35	343	2	diversification	diversification	NOUN
agb-35	343	3	and	and	CCONJ
agb-35	343	4	bank	bank	NOUN
agb-35	343	5	performance	performance	NOUN
agb-35	343	6	:	:	PUNCT
agb-35	343	7	evidence	evidence	NOUN
agb-35	343	8	from	from	ADP
agb-35	343	9	italian	italian	ADJ
agb-35	343	10	banks	bank	NOUN
agb-35	343	11	.	.	PUNCT
agb-35	344	1	journal	journal	PROPN
agb-35	344	2	of	of	ADP
agb-35	344	3	financial	financial	ADJ
agb-35	344	4	services	service	NOUN
agb-35	344	5	research	research	NOUN
agb-35	344	6	,	,	PUNCT
agb-35	344	7	33(3	33(3	NOUN
agb-35	344	8	)	)	PUNCT
agb-35	344	9	,	,	PUNCT
agb-35	344	10	181	181	NUM
agb-35	344	11	-	-	SYM
agb-35	344	12	203	203	NUM
agb-35	344	13	.	.	PUNCT
agb-35	345	1	doi	doi	NOUN
agb-35	345	2	:	:	PUNCT
agb-35	345	3	https://doi.org/10.1007	https://doi.org/10.1007	ADJ
agb-35	345	4	/	/	SYM
agb-35	345	5	s10693	s10693	NOUN
agb-35	345	6	-	-	PUNCT
agb-35	345	7	008	008	NUM
agb-35	345	8	-	-	PUNCT
agb-35	345	9	0029	0029	NUM
agb-35	345	10	-	-	PUNCT
agb-35	345	11	4	4	NUM
agb-35	345	12	dietrich	dietrich	PROPN
agb-35	345	13	,	,	PUNCT
agb-35	345	14	a.	a.	PROPN
agb-35	345	15	,	,	PUNCT
agb-35	345	16	&	&	CCONJ
agb-35	345	17	wanzenried	wanzenrie	VERB
agb-35	345	18	,	,	PUNCT
agb-35	345	19	g.	g.	PROPN
agb-35	345	20	(	(	PUNCT
agb-35	345	21	2009	2009	NUM
agb-35	345	22	)	)	PUNCT
agb-35	345	23	.	.	PUNCT
agb-35	346	1	what	what	PRON
agb-35	346	2	determines	determine	VERB
agb-35	346	3	the	the	DET
agb-35	346	4	profitability	profitability	NOUN
agb-35	346	5	of	of	ADP
agb-35	346	6	commercial	commercial	ADJ
agb-35	346	7	banks	bank	NOUN
agb-35	346	8	?	?	PUNCT
agb-35	347	1	new	new	ADJ
agb-35	347	2	evidence	evidence	NOUN
agb-35	347	3	from	from	ADP
agb-35	347	4	switzerland	switzerland	PROPN
agb-35	347	5	.	.	PUNCT
agb-35	348	1	paper	paper	PROPN
agb-35	348	2	presented	present	VERB
agb-35	348	3	at	at	ADP
agb-35	348	4	the	the	DET
agb-35	348	5	12th	12th	ADJ
agb-35	348	6	conference	conference	NOUN
agb-35	348	7	of	of	ADP
agb-35	348	8	the	the	DET
agb-35	348	9	swiss	swiss	ADJ
agb-35	348	10	society	society	NOUN
agb-35	348	11	for	for	ADP
agb-35	348	12	financial	financial	ADJ
agb-35	348	13	market	market	NOUN
agb-35	348	14	researches	research	NOUN
agb-35	348	15	,	,	PUNCT
agb-35	348	16	geneva	geneva	PROPN
agb-35	348	17	,	,	PUNCT
agb-35	348	18	2	2	NUM
agb-35	348	19	-	-	SYM
agb-35	348	20	39	39	NUM
agb-35	348	21	.	.	PUNCT
agb-35	349	1	retrieved	retrieve	VERB
agb-35	349	2	from	from	ADP
agb-35	349	3	https://citeseerx.ist.psu.edu/viewdoc/download	https://citeseerx.ist.psu.edu/viewdoc/download	ADV
agb-35	349	4	?	?	PUNCT
agb-35	350	1	doi=10.1.1.498.7051&rep	doi=10.1.1.498.7051&rep	X
agb-35	350	2	=	=	NOUN
agb-35	350	3	rep1&type	rep1&type	NOUN
agb-35	350	4	=	=	SYM
agb-35	350	5	pdf	pdf	NOUN
agb-35	350	6	hassan	hassan	PROPN
agb-35	350	7	,	,	PUNCT
agb-35	350	8	m.	m.	PROPN
agb-35	350	9	k.	k.	PROPN
agb-35	350	10	,	,	PUNCT
agb-35	350	11	&	&	CCONJ
agb-35	350	12	bashir	bashir	PROPN
agb-35	350	13	,	,	PUNCT
agb-35	350	14	a.-h	a.-h	PROPN
agb-35	350	15	.	.	PUNCT
agb-35	351	1	m.	m.	NOUN
agb-35	351	2	(	(	PUNCT
agb-35	351	3	2003	2003	NUM
agb-35	351	4	)	)	PUNCT
agb-35	351	5	.	.	PUNCT
agb-35	352	1	determinants	determinant	NOUN
agb-35	352	2	of	of	ADP
agb-35	352	3	islamic	islamic	ADJ
agb-35	352	4	banking	banking	NOUN
agb-35	352	5	profitability	profitability	NOUN
agb-35	352	6	.	.	PUNCT
agb-35	353	1	paper	paper	NOUN
agb-35	353	2	presented	present	VERB
agb-35	353	3	at	at	ADP
agb-35	353	4	the	the	DET
agb-35	353	5	10th	10th	ADJ
agb-35	353	6	erf	erf	NOUN
agb-35	353	7	annual	annual	ADJ
agb-35	353	8	conference	conference	NOUN
agb-35	353	9	,	,	PUNCT
agb-35	353	10	morocco	morocco	PROPN
agb-35	353	11	.	.	PUNCT
agb-35	354	1	7	7	NUM
agb-35	354	2	,	,	PUNCT
agb-35	354	3	2	2	NUM
agb-35	354	4	-	-	SYM
agb-35	354	5	31	31	NUM
agb-35	354	6	.	.	PUNCT
agb-35	355	1	hughes	hughes	PROPN
agb-35	355	2	,	,	PUNCT
agb-35	355	3	j.	j.	PROPN
agb-35	355	4	p.	p.	PROPN
agb-35	355	5	,	,	PUNCT
agb-35	355	6	&	&	CCONJ
agb-35	355	7	mester	mester	PROPN
agb-35	355	8	,	,	PUNCT
agb-35	355	9	l.	l.	PROPN
agb-35	355	10	j.	j.	PROPN
agb-35	355	11	(	(	PUNCT
agb-35	355	12	2013	2013	NUM
agb-35	355	13	)	)	PUNCT
agb-35	355	14	.	.	PUNCT
agb-35	356	1	who	who	PRON
agb-35	356	2	said	say	VERB
agb-35	356	3	large	large	ADJ
agb-35	356	4	banks	bank	NOUN
agb-35	356	5	do	do	AUX
agb-35	356	6	n’t	not	PART
agb-35	356	7	experience	experience	VERB
agb-35	356	8	scale	scale	NOUN
agb-35	356	9	economies	economy	NOUN
agb-35	356	10	?	?	PUNCT
agb-35	357	1	evidence	evidence	NOUN
agb-35	357	2	from	from	ADP
agb-35	357	3	a	a	DET
agb-35	357	4	risk	risk	NOUN
agb-35	357	5	-	-	PUNCT
agb-35	357	6	return	return	NOUN
agb-35	357	7	-	-	PUNCT
agb-35	357	8	driven	drive	VERB
agb-35	357	9	cost	cost	NOUN
agb-35	357	10	function	function	NOUN
agb-35	357	11	.	.	PUNCT
agb-35	358	1	journal	journal	NOUN
agb-35	358	2	of	of	ADP
agb-35	358	3	financial	financial	ADJ
agb-35	358	4	intermediation	intermediation	NOUN
agb-35	358	5	,	,	PUNCT
agb-35	358	6	22(4	22(4	NUM
agb-35	358	7	)	)	PUNCT
agb-35	358	8	,	,	PUNCT
agb-35	358	9	559	559	NUM
agb-35	358	10	-	-	SYM
agb-35	358	11	585	585	NUM
agb-35	358	12	.	.	PUNCT
agb-35	359	1	doi	doi	NOUN
agb-35	359	2	:	:	PUNCT
agb-35	359	3	https://doi.org/10.1016	https://doi.org/10.1016	PROPN
agb-35	359	4	/	/	SYM
agb-35	359	5	j.jfi.2013.06.004	j.jfi.2013.06.004	PROPN
agb-35	359	6	jensen	jensen	PROPN
agb-35	359	7	,	,	PUNCT
agb-35	359	8	m.	m.	PROPN
agb-35	359	9	c.	c.	PROPN
agb-35	359	10	,	,	PUNCT
agb-35	359	11	&	&	CCONJ
agb-35	359	12	meckling	meckling	PROPN
agb-35	359	13	,	,	PUNCT
agb-35	359	14	w.	w.	PROPN
agb-35	359	15	h.	h.	PROPN
agb-35	359	16	(	(	PUNCT
agb-35	359	17	1976	1976	NUM
agb-35	359	18	)	)	PUNCT
agb-35	359	19	.	.	PUNCT
agb-35	360	1	theory	theory	NOUN
agb-35	360	2	of	of	ADP
agb-35	360	3	the	the	DET
agb-35	360	4	firm	firm	NOUN
agb-35	360	5	:	:	PUNCT
agb-35	360	6	managerial	managerial	ADJ
agb-35	360	7	behavior	behavior	NOUN
agb-35	360	8	,	,	PUNCT
agb-35	360	9	agency	agency	NOUN
agb-35	360	10	costs	cost	NOUN
agb-35	360	11	and	and	CCONJ
agb-35	360	12	ownership	ownership	NOUN
agb-35	360	13	structure	structure	NOUN
agb-35	360	14	.	.	PUNCT
agb-35	361	1	journal	journal	NOUN
agb-35	361	2	of	of	ADP
agb-35	361	3	financial	financial	ADJ
agb-35	361	4	economics	economic	NOUN
agb-35	361	5	,	,	PUNCT
agb-35	361	6	3(4	3(4	NUM
agb-35	361	7	)	)	PUNCT
agb-35	361	8	,	,	PUNCT
agb-35	361	9	305	305	NUM
agb-35	361	10	-	-	SYM
agb-35	361	11	360	360	NUM
agb-35	361	12	.	.	PUNCT
agb-35	362	1	doi	doi	NOUN
agb-35	362	2	:	:	PUNCT
agb-35	362	3	https://doi.org/10.1016/0304405x(76)90026	https://doi.org/10.1016/0304405x(76)90026	PROPN
agb-35	362	4	-	-	PUNCT
agb-35	362	5	x	x	PROPN
agb-35	362	6	kosmidou	kosmidou	PROPN
agb-35	362	7	,	,	PUNCT
agb-35	362	8	k.	k.	PROPN
agb-35	362	9	(	(	PUNCT
agb-35	362	10	2008	2008	NUM
agb-35	362	11	)	)	PUNCT
agb-35	362	12	.	.	PUNCT
agb-35	363	1	the	the	DET
agb-35	363	2	determinants	determinant	NOUN
agb-35	363	3	of	of	ADP
agb-35	363	4	banks	bank	NOUN
agb-35	363	5	’	'	PUNCT
agb-35	363	6	profits	profit	VERB
agb-35	363	7	https://doi.org/10.1016/s0148-6195(00)00033-3	https://doi.org/10.1016/s0148-6195(00)00033-3	NOUN
agb-35	363	8	https://doi.org/10.1016/s0148-6195(00)00033-3	https://doi.org/10.1016/s0148-6195(00)00033-3	NOUN
agb-35	363	9	https://ssrn.com/abstract=1831345	https://ssrn.com/abstract=1831345	ADP
agb-35	364	1	https://doi.org/10.1016/j.intfin.2006.07.001	https://doi.org/10.1016/j.intfin.2006.07.001	NOUN
agb-35	364	2	https://doi.org/10.2307/2077876	https://doi.org/10.2307/2077876	PRON
agb-35	364	3	https://doi.org/10.1007/s10693-008-0029-4	https://doi.org/10.1007/s10693-008-0029-4	NUM
agb-35	364	4	https://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.498.7051&rep=rep1&type=pdf	https://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.498.7051&rep=rep1&type=pdf	ADJ
agb-35	364	5	https://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.498.7051&rep=rep1&type=pdf	https://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.498.7051&rep=rep1&type=pdf	NOUN
agb-35	364	6	https://doi.org/10.1016/j.jfi.2013.06.004	https://doi.org/10.1016/j.jfi.2013.06.004	NOUN
agb-35	364	7	https://doi.org/10.1016/0304-405x(76)90026-x	https://doi.org/10.1016/0304-405x(76)90026-x	PROPN
agb-35	364	8	https://doi.org/10.1016/0304-405x(76)90026-x	https://doi.org/10.1016/0304-405x(76)90026-x	PROPN
agb-35	364	9	agbioforum	agbioforum	NOUN
agb-35	364	10	,	,	PUNCT
agb-35	364	11	23(1	23(1	NOUN
agb-35	364	12	)	)	PUNCT
agb-35	364	13	,	,	PUNCT
agb-35	364	14	2021	2021	NUM
agb-35	365	1	|	|	ADV
agb-35	365	2	41	41	NUM
agb-35	365	3	dang	dang	ADJ
agb-35	365	4	,	,	PUNCT
agb-35	365	5	nguyen	nguyen	PROPN
agb-35	365	6	,	,	PUNCT
agb-35	365	7	nguyen	nguyen	PROPN
agb-35	365	8	,	,	PUNCT
agb-35	365	9	trinh	trinh	PROPN
agb-35	365	10	and	and	CCONJ
agb-35	365	11	banh	banh	PROPN
agb-35	365	12	.	.	PUNCT
agb-35	366	1	—	—	PUNCT
agb-35	366	2	factors	factor	NOUN
agb-35	366	3	affecting	affect	VERB
agb-35	366	4	the	the	DET
agb-35	366	5	profitability	profitability	NOUN
agb-35	366	6	of	of	ADP
agb-35	366	7	listed	list	VERB
agb-35	366	8	commercial	commercial	ADJ
agb-35	366	9	banks	bank	NOUN
agb-35	366	10	in	in	ADP
agb-35	366	11	vietnam	vietnam	PROPN
agb-35	366	12	in	in	ADP
agb-35	366	13	greece	greece	PROPN
agb-35	366	14	during	during	ADP
agb-35	366	15	the	the	DET
agb-35	366	16	period	period	NOUN
agb-35	366	17	of	of	ADP
agb-35	366	18	eu	eu	PROPN
agb-35	366	19	financial	financial	ADJ
agb-35	366	20	integration	integration	NOUN
agb-35	366	21	.	.	PUNCT
agb-35	367	1	managerial	managerial	ADJ
agb-35	367	2	finance	finance	NOUN
agb-35	367	3	,	,	PUNCT
agb-35	367	4	vol	vol	NOUN
agb-35	367	5	.	.	PROPN
agb-35	368	1	34	34	NUM
agb-35	368	2	no	no	NOUN
agb-35	368	3	.	.	NOUN
agb-35	369	1	3	3	NUM
agb-35	369	2	,	,	PUNCT
agb-35	369	3	pp	pp	ADJ
agb-35	369	4	.	.	PUNCT
agb-35	370	1	146	146	NUM
agb-35	370	2	-	-	SYM
agb-35	370	3	59	59	NUM
agb-35	370	4	.	.	PUNCT
agb-35	371	1	landskroner	landskroner	PROPN
agb-35	371	2	,	,	PUNCT
agb-35	371	3	y.	y.	PROPN
agb-35	371	4	,	,	PUNCT
agb-35	371	5	ruthenberg	ruthenberg	PROPN
agb-35	371	6	,	,	PUNCT
agb-35	371	7	d.	d.	PROPN
agb-35	371	8	,	,	PUNCT
agb-35	371	9	&	&	CCONJ
agb-35	371	10	zaken	zaken	PROPN
agb-35	371	11	,	,	PUNCT
agb-35	371	12	d.	d.	PROPN
agb-35	371	13	(	(	PUNCT
agb-35	371	14	2005	2005	NUM
agb-35	371	15	)	)	PUNCT
agb-35	371	16	.	.	PUNCT
agb-35	372	1	diversification	diversification	NOUN
agb-35	372	2	and	and	CCONJ
agb-35	372	3	performance	performance	NOUN
agb-35	372	4	in	in	ADP
agb-35	372	5	banking	banking	NOUN
agb-35	372	6	:	:	PUNCT
agb-35	372	7	the	the	DET
agb-35	372	8	israeli	israeli	ADJ
agb-35	372	9	case	case	NOUN
agb-35	372	10	.	.	PUNCT
agb-35	373	1	journal	journal	NOUN
agb-35	373	2	of	of	ADP
agb-35	373	3	financial	financial	ADJ
agb-35	373	4	services	service	NOUN
agb-35	373	5	research	research	NOUN
agb-35	373	6	,	,	PUNCT
agb-35	373	7	27(1	27(1	NUM
agb-35	373	8	)	)	PUNCT
agb-35	373	9	,	,	PUNCT
agb-35	373	10	27	27	NUM
agb-35	373	11	-	-	SYM
agb-35	373	12	49	49	NUM
agb-35	373	13	.	.	PUNCT
agb-35	374	1	doi	doi	NOUN
agb-35	374	2	:	:	PUNCT
agb-35	374	3	https://doi.org/10.1007	https://doi.org/10.1007	ADJ
agb-35	374	4	/	/	SYM
agb-35	374	5	s10693	s10693	NOUN
agb-35	374	6	-	-	PUNCT
agb-35	374	7	005	005	NUM
agb-35	374	8	-	-	PUNCT
agb-35	374	9	6411	6411	NUM
agb-35	374	10	-	-	PUNCT
agb-35	374	11	6	6	NUM
agb-35	374	12	levinthal	levinthal	NOUN
agb-35	374	13	,	,	PUNCT
agb-35	374	14	d.	d.	PROPN
agb-35	374	15	(	(	PUNCT
agb-35	374	16	1988	1988	NUM
agb-35	374	17	)	)	PUNCT
agb-35	374	18	.	.	PUNCT
agb-35	375	1	a	a	DET
agb-35	375	2	survey	survey	NOUN
agb-35	375	3	of	of	ADP
agb-35	375	4	agency	agency	NOUN
agb-35	375	5	models	model	NOUN
agb-35	375	6	of	of	ADP
agb-35	375	7	organizations	organization	NOUN
agb-35	375	8	.	.	PUNCT
agb-35	376	1	journal	journal	NOUN
agb-35	376	2	of	of	ADP
agb-35	376	3	economic	economic	ADJ
agb-35	376	4	behavior	behavior	NOUN
agb-35	376	5	&	&	CCONJ
agb-35	376	6	organization	organization	PROPN
agb-35	376	7	,	,	PUNCT
agb-35	376	8	9(2	9(2	NUM
agb-35	376	9	)	)	PUNCT
agb-35	376	10	,	,	PUNCT
agb-35	376	11	153	153	NUM
agb-35	376	12	-	-	SYM
agb-35	376	13	185	185	NUM
agb-35	376	14	.	.	PUNCT
agb-35	377	1	doi	doi	NOUN
agb-35	377	2	:	:	PUNCT
agb-35	377	3	https://doi.org/10.1016/01672681(88)90071	https://doi.org/10.1016/01672681(88)90071	PROPN
agb-35	377	4	-	-	PUNCT
agb-35	377	5	6	6	NUM
agb-35	377	6	mitchell	mitchell	NOUN
agb-35	377	7	,	,	PUNCT
agb-35	377	8	k.	k.	PROPN
agb-35	377	9	,	,	PUNCT
agb-35	377	10	&	&	CCONJ
agb-35	377	11	onvural	onvural	ADJ
agb-35	377	12	,	,	PUNCT
agb-35	377	13	n.	n.	NOUN
agb-35	377	14	m.	m.	NOUN
agb-35	377	15	(	(	PUNCT
agb-35	377	16	1996	1996	NUM
agb-35	377	17	)	)	PUNCT
agb-35	377	18	.	.	PUNCT
agb-35	378	1	economies	economy	NOUN
agb-35	378	2	of	of	ADP
agb-35	378	3	scale	scale	NOUN
agb-35	378	4	and	and	CCONJ
agb-35	378	5	scope	scope	NOUN
agb-35	378	6	at	at	ADP
agb-35	378	7	large	large	ADJ
agb-35	378	8	commercial	commercial	ADJ
agb-35	378	9	banks	bank	NOUN
agb-35	378	10	:	:	PUNCT
agb-35	378	11	evidence	evidence	NOUN
agb-35	378	12	from	from	ADP
agb-35	378	13	the	the	DET
agb-35	378	14	fourier	fourier	NOUN
agb-35	378	15	flexible	flexible	ADJ
agb-35	378	16	functional	functional	ADJ
agb-35	378	17	form	form	NOUN
agb-35	378	18	.	.	PUNCT
agb-35	379	1	journal	journal	NOUN
agb-35	379	2	of	of	ADP
agb-35	379	3	money	money	NOUN
agb-35	379	4	,	,	PUNCT
agb-35	379	5	credit	credit	NOUN
agb-35	379	6	and	and	CCONJ
agb-35	379	7	banking	banking	NOUN
agb-35	379	8	,	,	PUNCT
agb-35	379	9	28(2	28(2	NUM
agb-35	379	10	)	)	PUNCT
agb-35	379	11	,	,	PUNCT
agb-35	379	12	178	178	NUM
agb-35	379	13	-	-	SYM
agb-35	379	14	199	199	NUM
agb-35	379	15	.	.	PUNCT
agb-35	380	1	doi	doi	NOUN
agb-35	380	2	:	:	PUNCT
agb-35	380	3	https://doi.org/10.2307/2078022	https://doi.org/10.2307/2078022	PROPN
agb-35	380	4	molyneux	molyneux	PROPN
agb-35	380	5	,	,	PUNCT
agb-35	380	6	p.	p.	NOUN
agb-35	380	7	(	(	PUNCT
agb-35	380	8	1993	1993	NUM
agb-35	380	9	)	)	PUNCT
agb-35	380	10	.	.	PUNCT
agb-35	381	1	market	market	NOUN
agb-35	381	2	structure	structure	NOUN
agb-35	381	3	and	and	CCONJ
agb-35	381	4	profitability	profitability	NOUN
agb-35	381	5	in	in	ADP
agb-35	381	6	european	european	ADJ
agb-35	381	7	banking	banking	PROPN
agb-35	381	8	.	.	PUNCT
agb-35	382	1	institute	institute	PROPN
agb-35	382	2	of	of	ADP
agb-35	382	3	european	european	PROPN
agb-35	382	4	finance	finance	PROPN
agb-35	382	5	,	,	PUNCT
agb-35	382	6	university	university	NOUN
agb-35	382	7	college	college	NOUN
agb-35	382	8	of	of	ADP
agb-35	382	9	north	north	PROPN
agb-35	382	10	wales	wales	PROPN
agb-35	382	11	,	,	PUNCT
agb-35	382	12	research	research	NOUN
agb-35	382	13	paper	paper	NOUN
agb-35	382	14	9	9	NUM
agb-35	382	15	.	.	PUNCT
agb-35	383	1	nguyen	nguyen	NOUN
agb-35	383	2	,	,	PUNCT
agb-35	383	3	t.t.h	t.t.h	NOUN
agb-35	383	4	.	.	PUNCT
agb-35	384	1	(	(	PUNCT
agb-35	384	2	2017	2017	NUM
agb-35	384	3	)	)	PUNCT
agb-35	384	4	.	.	PUNCT
agb-35	385	1	characteristic	characteristic	ADJ
agb-35	385	2	factors	factor	NOUN
agb-35	385	3	determining	determine	VERB
agb-35	385	4	profitability	profitability	NOUN
agb-35	385	5	of	of	ADP
agb-35	385	6	vietnamese	vietnamese	ADJ
agb-35	385	7	commercial	commercial	ADJ
agb-35	385	8	banks	bank	NOUN
agb-35	385	9	,	,	PUNCT
agb-35	385	10	industry	industry	NOUN
agb-35	385	11	and	and	CCONJ
agb-35	385	12	trade	trade	NOUN
agb-35	385	13	journal	journal	NOUN
agb-35	385	14	.	.	PUNCT
agb-35	386	1	accessed	access	VERB
agb-35	386	2	on	on	ADP
agb-35	386	3	december	december	PROPN
agb-35	386	4	14	14	NUM
agb-35	386	5	,	,	PUNCT
agb-35	386	6	2020	2020	NUM
agb-35	386	7	.	.	PUNCT
agb-35	387	1	https://tapchicongthuong.vn	https://tapchicongthuong.vn	PROPN
agb-35	387	2	/bai	/bai	PROPN
agb-35	387	3	-	-	PUNCT
agb-35	387	4	viet	viet	PROPN
agb-35	387	5	/	/	SYM
agb-35	387	6	cac	cac	PROPN
agb-35	387	7	-	-	PUNCT
agb-35	387	8	yeu	yeu	NOUN
agb-35	387	9	-	-	PUNCT
agb-35	387	10	to	to	ADP
agb-35	387	11	-	-	PUNCT
agb-35	387	12	dac	dac	NOUN
agb-35	387	13	-	-	PUNCT
agb-35	387	14	trung	trung	VERB
agb-35	387	15	-	-	PUNCT
agb-35	387	16	xac	xac	PROPN
agb-35	387	17	-	-	PUNCT
agb-35	387	18	dinh	dinh	NOUN
agb-35	387	19	-	-	PUNCT
agb-35	387	20	khanang	khanang	NOUN
agb-35	387	21	-	-	PUNCT
agb-35	387	22	sinh	sinh	NOUN
agb-35	387	23	-	-	PUNCT
agb-35	387	24	loi	loi	NOUN
agb-35	387	25	-	-	PUNCT
agb-35	387	26	cua	cua	VERB
agb-35	387	27	-	-	PUNCT
agb-35	387	28	cac	cac	PROPN
agb-35	387	29	-	-	PUNCT
agb-35	387	30	ngan	ngan	PROPN
agb-35	387	31	-	-	PUNCT
agb-35	387	32	hang	hang	NOUN
agb-35	387	33	-	-	PUNCT
agb-35	387	34	thuong	thuong	NOUN
agb-35	387	35	-	-	PUNCT
agb-35	387	36	maiviet	maiviet	NOUN
agb-35	387	37	-	-	PUNCT
agb-35	387	38	nam-48451.htm	nam-48451.htm	PROPN
agb-35	387	39	.	.	PUNCT
agb-35	388	1	nguyen	nguyen	PROPN
agb-35	388	2	,	,	PUNCT
agb-35	388	3	v.h	v.h	PROPN
agb-35	388	4	.	.	PROPN
agb-35	388	5	(	(	PUNCT
agb-35	388	6	2008	2008	NUM
agb-35	388	7	)	)	PUNCT
agb-35	388	8	.	.	PUNCT
agb-35	389	1	analysis	analysis	NOUN
agb-35	389	2	of	of	ADP
agb-35	389	3	factors	factor	NOUN
agb-35	389	4	affecting	affect	VERB
agb-35	389	5	the	the	DET
agb-35	389	6	performance	performance	NOUN
agb-35	389	7	of	of	ADP
agb-35	389	8	commercial	commercial	ADJ
agb-35	389	9	banks	bank	NOUN
agb-35	389	10	in	in	ADP
agb-35	389	11	vietnam	vietnam	PROPN
agb-35	389	12	.	.	PUNCT
agb-35	390	1	phd	phd	NOUN
agb-35	390	2	thesis	thesis	PROPN
agb-35	390	3	,	,	PUNCT
agb-35	390	4	national	national	ADJ
agb-35	390	5	economics	economics	PROPN
agb-35	390	6	university	university	PROPN
agb-35	390	7	petria	petria	PROPN
agb-35	390	8	,	,	PUNCT
agb-35	390	9	n.	n.	NOUN
agb-35	390	10	,	,	PUNCT
agb-35	390	11	capraru	capraru	PROPN
agb-35	390	12	,	,	PUNCT
agb-35	390	13	b.	b.	PROPN
agb-35	390	14	,	,	PUNCT
agb-35	390	15	&	&	CCONJ
agb-35	390	16	ihnatov	ihnatov	PROPN
agb-35	390	17	,	,	PUNCT
agb-35	390	18	i.	i.	PROPN
agb-35	390	19	(	(	PUNCT
agb-35	390	20	2015	2015	NUM
agb-35	390	21	)	)	PUNCT
agb-35	390	22	.	.	PUNCT
agb-35	391	1	determinants	determinant	NOUN
agb-35	391	2	of	of	ADP
agb-35	391	3	banks	bank	NOUN
agb-35	391	4	’	'	PUNCT
agb-35	391	5	profitability	profitability	NOUN
agb-35	391	6	:	:	PUNCT
agb-35	391	7	evidence	evidence	NOUN
agb-35	391	8	from	from	ADP
agb-35	391	9	eu	eu	PROPN
agb-35	391	10	27	27	NUM
agb-35	391	11	banking	banking	NOUN
agb-35	391	12	systems	system	NOUN
agb-35	391	13	.	.	PUNCT
agb-35	392	1	procedia	procedia	NOUN
agb-35	392	2	economics	economic	NOUN
agb-35	392	3	and	and	CCONJ
agb-35	392	4	finance	finance	NOUN
agb-35	392	5	,	,	PUNCT
agb-35	392	6	20	20	NUM
agb-35	392	7	,	,	PUNCT
agb-35	392	8	518	518	NUM
agb-35	392	9	-	-	SYM
agb-35	392	10	524	524	NUM
agb-35	392	11	.	.	PUNCT
agb-35	393	1	doi	doi	NOUN
agb-35	393	2	:	:	PUNCT
agb-35	393	3	https://doi.org/10.1016	https://doi.org/10.1016	NOUN
agb-35	393	4	/	/	SYM
agb-35	393	5	s22125671(15)00104	s22125671(15)00104	NOUN
agb-35	393	6	-	-	PUNCT
agb-35	393	7	5	5	NUM
agb-35	393	8	pouraghajan	pouraghajan	NOUN
agb-35	393	9	,	,	PUNCT
agb-35	393	10	a.	a.	NOUN
agb-35	393	11	,	,	PUNCT
agb-35	393	12	malekian	malekian	PROPN
agb-35	393	13	,	,	PUNCT
agb-35	393	14	e.	e.	PROPN
agb-35	393	15	,	,	PUNCT
agb-35	393	16	emamgholipour	emamgholipour	NOUN
agb-35	393	17	,	,	PUNCT
agb-35	393	18	m.	m.	NOUN
agb-35	393	19	,	,	PUNCT
agb-35	393	20	lotfollahpour	lotfollahpour	ADJ
agb-35	393	21	,	,	PUNCT
agb-35	393	22	v.	v.	PROPN
agb-35	393	23	,	,	PUNCT
agb-35	393	24	&	&	CCONJ
agb-35	393	25	bagheri	bagheri	PROPN
agb-35	393	26	,	,	PUNCT
agb-35	393	27	m.	m.	NOUN
agb-35	393	28	m.	m.	NOUN
agb-35	393	29	(	(	PUNCT
agb-35	393	30	2012	2012	NUM
agb-35	393	31	)	)	PUNCT
agb-35	393	32	.	.	PUNCT
agb-35	394	1	the	the	DET
agb-35	394	2	relationship	relationship	NOUN
agb-35	394	3	between	between	ADP
agb-35	394	4	capital	capital	NOUN
agb-35	394	5	structure	structure	NOUN
agb-35	394	6	and	and	CCONJ
agb-35	394	7	firm	firm	ADJ
agb-35	394	8	performance	performance	NOUN
agb-35	394	9	evaluation	evaluation	NOUN
agb-35	394	10	measures	measure	NOUN
agb-35	394	11	:	:	PUNCT
agb-35	394	12	evidence	evidence	NOUN
agb-35	394	13	from	from	ADP
agb-35	394	14	the	the	DET
agb-35	394	15	tehran	tehran	PROPN
agb-35	394	16	stock	stock	PROPN
agb-35	394	17	exchange	exchange	PROPN
agb-35	394	18	.	.	PUNCT
agb-35	395	1	international	international	ADJ
agb-35	395	2	journal	journal	PROPN
agb-35	395	3	of	of	ADP
agb-35	395	4	business	business	NOUN
agb-35	395	5	and	and	CCONJ
agb-35	395	6	commerce	commerce	PROPN
agb-35	395	7	,	,	PUNCT
agb-35	395	8	1(9	1(9	NUM
agb-35	395	9	)	)	PUNCT
agb-35	395	10	,	,	PUNCT
agb-35	395	11	166181	166181	NUM
agb-35	395	12	.	.	PUNCT
agb-35	396	1	retrieved	retrieve	VERB
agb-35	396	2	from	from	ADP
agb-35	396	3	https://www.ijbcnet.com/19/ijbc-12-1915.pdf	https://www.ijbcnet.com/19/ijbc-12-1915.pdf	PROPN
agb-35	396	4	rivard	rivard	NOUN
agb-35	396	5	,	,	PUNCT
agb-35	396	6	r.	r.	PROPN
agb-35	396	7	j.	j.	PROPN
agb-35	396	8	,	,	PUNCT
agb-35	396	9	&	&	CCONJ
agb-35	396	10	thomas	thomas	PROPN
agb-35	396	11	,	,	PUNCT
agb-35	396	12	c.	c.	PROPN
agb-35	396	13	r.	r.	PROPN
agb-35	396	14	(	(	PUNCT
agb-35	396	15	1997	1997	NUM
agb-35	396	16	)	)	PUNCT
agb-35	396	17	.	.	PUNCT
agb-35	397	1	the	the	DET
agb-35	397	2	effect	effect	NOUN
agb-35	397	3	of	of	ADP
agb-35	397	4	interstate	interstate	ADJ
agb-35	397	5	banking	banking	NOUN
agb-35	397	6	on	on	ADP
agb-35	397	7	large	large	ADJ
agb-35	397	8	bank	bank	NOUN
agb-35	397	9	holding	hold	VERB
agb-35	397	10	company	company	NOUN
agb-35	397	11	profitability	profitability	NOUN
agb-35	397	12	and	and	CCONJ
agb-35	397	13	risk	risk	NOUN
agb-35	397	14	.	.	PUNCT
agb-35	398	1	journal	journal	NOUN
agb-35	398	2	of	of	ADP
agb-35	398	3	economics	economic	NOUN
agb-35	398	4	and	and	CCONJ
agb-35	398	5	business	business	NOUN
agb-35	398	6	,	,	PUNCT
agb-35	398	7	49(1	49(1	NOUN
agb-35	398	8	)	)	PUNCT
agb-35	398	9	,	,	PUNCT
agb-35	398	10	61	61	NUM
agb-35	398	11	-	-	SYM
agb-35	398	12	76	76	NUM
agb-35	398	13	.	.	PUNCT
agb-35	399	1	doi	doi	NOUN
agb-35	399	2	:	:	PUNCT
agb-35	399	3	https://doi.org/10.1016	https://doi.org/10.1016	PROPN
agb-35	399	4	/	/	SYM
agb-35	399	5	s01486195(96)00041	s01486195(96)00041	NOUN
agb-35	399	6	-	-	PUNCT
agb-35	399	7	0	0	NUM
agb-35	399	8	stever	stever	NOUN
agb-35	399	9	,	,	PUNCT
agb-35	399	10	r.	r.	PROPN
agb-35	399	11	(	(	PUNCT
agb-35	399	12	2007	2007	NUM
agb-35	399	13	)	)	PUNCT
agb-35	399	14	.	.	PUNCT
agb-35	400	1	bank	bank	NOUN
agb-35	400	2	size	size	NOUN
agb-35	400	3	,	,	PUNCT
agb-35	400	4	credit	credit	NOUN
agb-35	400	5	and	and	CCONJ
agb-35	400	6	the	the	DET
agb-35	400	7	sources	source	NOUN
agb-35	400	8	of	of	ADP
agb-35	400	9	bank	bank	NOUN
agb-35	400	10	market	market	NOUN
agb-35	400	11	risk	risk	NOUN
agb-35	400	12	.	.	PUNCT
agb-35	401	1	bis	bis	PROPN
agb-35	401	2	working	working	PROPN
agb-35	401	3	paper	paper	PROPN
agb-35	402	1	no	no	INTJ
agb-35	402	2	.	.	PROPN
agb-35	403	1	238	238	NUM
agb-35	403	2	.	.	PUNCT
agb-35	404	1	tan	tan	PROPN
agb-35	404	2	,	,	PUNCT
agb-35	404	3	y.	y.	PROPN
agb-35	404	4	(	(	PUNCT
agb-35	404	5	2016	2016	NUM
agb-35	404	6	)	)	PUNCT
agb-35	404	7	.	.	PUNCT
agb-35	405	1	the	the	DET
agb-35	405	2	impacts	impact	NOUN
agb-35	405	3	of	of	ADP
agb-35	405	4	risk	risk	NOUN
agb-35	405	5	and	and	CCONJ
agb-35	405	6	competition	competition	NOUN
agb-35	405	7	on	on	ADP
agb-35	405	8	bank	bank	NOUN
agb-35	405	9	profitability	profitability	NOUN
agb-35	405	10	in	in	ADP
agb-35	405	11	china	china	PROPN
agb-35	405	12	.	.	PUNCT
agb-35	406	1	journal	journal	PROPN
agb-35	406	2	of	of	ADP
agb-35	406	3	international	international	ADJ
agb-35	406	4	financial	financial	ADJ
agb-35	406	5	markets	market	NOUN
agb-35	406	6	,	,	PUNCT
agb-35	406	7	institutions	institution	NOUN
agb-35	406	8	and	and	CCONJ
agb-35	406	9	money	money	NOUN
agb-35	406	10	,	,	PUNCT
agb-35	406	11	40	40	NUM
agb-35	406	12	,	,	PUNCT
agb-35	406	13	85	85	NUM
agb-35	406	14	-	-	SYM
agb-35	406	15	110	110	NUM
agb-35	406	16	.	.	PUNCT
agb-35	407	1	doi	doi	NOUN
agb-35	407	2	:	:	PUNCT
agb-35	407	3	https://doi.org/10.1016	https://doi.org/10.1016	PROPN
agb-35	407	4	/	/	SYM
agb-35	407	5	j.intfin.2015.09.003	j.intfin.2015.09.003	PROPN
agb-35	407	6	trinh	trinh	PROPN
agb-35	407	7	,	,	PUNCT
agb-35	407	8	q.t	q.t	PROPN
agb-35	407	9	and	and	CCONJ
agb-35	407	10	nguyen	nguyen	PROPN
agb-35	407	11	,	,	PUNCT
agb-35	407	12	v.s.	v.s.	X
agb-35	407	13	(	(	PUNCT
agb-35	407	14	2013	2013	NUM
agb-35	407	15	)	)	PUNCT
agb-35	407	16	,	,	PUNCT
agb-35	407	17	factors	factor	NOUN
agb-35	407	18	affecting	affect	VERB
agb-35	407	19	the	the	DET
agb-35	407	20	performance	performance	NOUN
agb-35	407	21	of	of	ADP
agb-35	407	22	vietnamese	vietnamese	ADJ
agb-35	407	23	commercial	commercial	ADJ
agb-35	407	24	banks	bank	NOUN
agb-35	407	25	,	,	PUNCT
agb-35	407	26	journal	journal	NOUN
agb-35	407	27	of	of	ADP
agb-35	407	28	banking	banking	NOUN
agb-35	407	29	technology	technology	NOUN
agb-35	407	30	,	,	PUNCT
agb-35	407	31	85	85	NUM
agb-35	407	32	,	,	PUNCT
agb-35	407	33	11	11	NUM
agb-35	407	34	-	-	SYM
agb-35	407	35	15	15	NUM
agb-35	407	36	zeitun	zeitun	NOUN
agb-35	407	37	,	,	PUNCT
agb-35	407	38	r.	r.	PROPN
agb-35	407	39	,	,	PUNCT
agb-35	407	40	&	&	CCONJ
agb-35	407	41	tian	tian	PROPN
agb-35	407	42	,	,	PUNCT
agb-35	407	43	g.	g.	PROPN
agb-35	407	44	g.	g.	PROPN
agb-35	407	45	(	(	PUNCT
agb-35	407	46	2014	2014	NUM
agb-35	407	47	)	)	PUNCT
agb-35	407	48	.	.	PUNCT
agb-35	408	1	capital	capital	NOUN
agb-35	408	2	structure	structure	NOUN
agb-35	408	3	and	and	CCONJ
agb-35	408	4	corporate	corporate	ADJ
agb-35	408	5	performance	performance	NOUN
agb-35	408	6	:	:	PUNCT
agb-35	408	7	evidence	evidence	NOUN
agb-35	408	8	from	from	ADP
agb-35	408	9	jordan	jordan	PROPN
agb-35	408	10	.	.	PUNCT
agb-35	409	1	australasian	australasian	ADJ
agb-35	409	2	accounting	accounting	NOUN
agb-35	409	3	business	business	PROPN
agb-35	409	4	&	&	CCONJ
agb-35	409	5	finance	finance	PROPN
agb-35	409	6	journal	journal	NOUN
agb-35	409	7	,	,	PUNCT
agb-35	409	8	forthcoming	forthcoming	ADJ
agb-35	409	9	,	,	PUNCT
agb-35	409	10	1(4	1(4	NUM
agb-35	409	11	)	)	PUNCT
agb-35	409	12	,	,	PUNCT
agb-35	409	13	40	40	NUM
agb-35	409	14	-	-	SYM
agb-35	409	15	61	61	NUM
agb-35	409	16	.	.	PUNCT
agb-35	409	17	https://doi.org/10.1007/s10693-005-6411-6	https://doi.org/10.1007/s10693-005-6411-6	X
agb-35	410	1	https://doi.org/10.1016/0167-2681(88)90071-6	https://doi.org/10.1016/0167-2681(88)90071-6	X
agb-35	410	2	https://doi.org/10.1016/0167-2681(88)90071-6	https://doi.org/10.1016/0167-2681(88)90071-6	X
agb-35	411	1	https://doi.org/10.2307/2078022	https://doi.org/10.2307/2078022	X
agb-35	411	2	https://doi.org/10.1016/s2212-5671(15)00104-5	https://doi.org/10.1016/s2212-5671(15)00104-5	NOUN
agb-35	411	3	https://doi.org/10.1016/s2212-5671(15)00104-5	https://doi.org/10.1016/s2212-5671(15)00104-5	NOUN
agb-35	411	4	https://www.ijbcnet.com/1-9/ijbc-12-1915.pdf	https://www.ijbcnet.com/1-9/ijbc-12-1915.pdf	PROPN
agb-35	411	5	https://www.ijbcnet.com/1-9/ijbc-12-1915.pdf	https://www.ijbcnet.com/1-9/ijbc-12-1915.pdf	PROPN
agb-35	411	6	https://doi.org/10.1016/s0148-6195(96)00041-0	https://doi.org/10.1016/s0148-6195(96)00041-0	PROPN
agb-35	411	7	https://doi.org/10.1016/s0148-6195(96)00041-0	https://doi.org/10.1016/s0148-6195(96)00041-0	PROPN
agb-35	411	8	https://doi.org/10.1016/j.intfin.2015.09.003	https://doi.org/10.1016/j.intfin.2015.09.003	PRON