id	keyword
agb-369	credit
agb-369	sector
agb-369	investment
agb-369	growth
agb-369	model
agb-369	test
agb-369	impact
agb-369	gdp
agb-369	term
agb-369	business
agb-369	sector credit
agb-369	level
agb-369	iraq
agb-369	doi
agb-369	variables
agb-369	table
agb-369	ardl(2