id	keyword
agb-422	ifrs
agb-422	governance
agb-422	credit
agb-422	banks
agb-422	adoption
agb-422	cgms
agb-422	risk
agb-422	rating
agb-422	doi
agb-422	supports
agb-422	board
agb-422	model
agb-422	influence
agb-422	study
agb-422	role