id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
aijes-7149	Khudiyev, Nizami; Mammadli, Ragib	FUNDAMENTALS OF INNOVATION IN MODERN BANKING SERVICES	2025	9	.pdf	application/pdf	3376	250	37	Keywords: banking innovation, innovative banking services, incremental innovation, disruptive innovation, substantive innovation 1. Using a mixed research methodology, this article examines the main types of innovation implemented by banks in banking services and management, highlights their main characteristics and analyzes their common benefits and challenges.	cache/aijes-7149.pdf	txt/aijes-7149.txt