id	sid	eid	entity	type
aijes-7159	1	1	agora international journal of economical sciences	ORG
aijes-7159	1	2	e-issn 2067-7669	ORG
aijes-7159	1	3	19	DATE
aijes-7159	1	4	1 (	CARDINAL
aijes-7159	1	5	2025	DATE
aijes-7159	2	1	283	CARDINAL
aijes-7159	2	2	283	CARDINAL
aijes-7159	2	3	fintech	ORG
aijes-7159	2	4	albania	GPE
aijes-7159	2	5	f. pjetri	PERSON
aijes-7159	2	6	l. boduri	PERSON
aijes-7159	2	7	r. dibra	PERSON
aijes-7159	2	8	i. cukaj fabian pjetri¹	PERSON
aijes-7159	2	9	leonard boduri²	PERSON
aijes-7159	2	10	dibra³	GPE
aijes-7159	2	11	cukaj⁴ ¹ metropolitan university of tirana	ORG
aijes-7159	2	12	albania	GPE
aijes-7159	2	13	² european university of tirana	ORG
aijes-7159	2	14	albania	GPE
aijes-7159	3	1	³ tirana business university college tbu	ORG
aijes-7159	3	2	albania	GPE
aijes-7159	4	1	luarasi	GPE
aijes-7159	4	2	albania	GPE
aijes-7159	5	1	albania	GPE
aijes-7159	6	1	fintech	ORG
aijes-7159	8	1	more than 500	CARDINAL
aijes-7159	8	2	tirana	GPE
aijes-7159	9	1	albanian	NORP
aijes-7159	9	2	the world bank	ORG
aijes-7159	10	1	albania	GPE
aijes-7159	11	1	albania	GPE
aijes-7159	11	2	toska	GPE
aijes-7159	11	3	2021	DATE
aijes-7159	12	1	albania	GPE
aijes-7159	13	1	albanian	NORP
aijes-7159	13	2	albania	GPE
aijes-7159	14	1	albania	GPE
aijes-7159	15	1	fintech	ORG
aijes-7159	16	1	1	CARDINAL
aijes-7159	16	2	fintech	ORG
aijes-7159	17	1	zavolokina	GPE
aijes-7159	17	2	2016	DATE
aijes-7159	19	1	fintech	ORG
aijes-7159	19	2	fintech	ORG
aijes-7159	19	3	2017	DATE
aijes-7159	20	1	fintech	ORG
aijes-7159	20	2	284	CARDINAL
aijes-7159	20	3	fintech	ORG
aijes-7159	20	4	giglio	ORG
aijes-7159	20	5	2021	DATE
aijes-7159	21	1	two	CARDINAL
aijes-7159	23	1	2018	DATE
aijes-7159	24	1	2	CARDINAL
aijes-7159	24	2	fintech	ORG
aijes-7159	24	3	haddad	PERSON
aijes-7159	24	4	2019	DATE
aijes-7159	26	1	fintech	ORG
aijes-7159	27	1	fintech	ORG
aijes-7159	28	1	2018	DATE
aijes-7159	31	1	fintech	ORG
aijes-7159	31	2	lee, 2018	ORG
aijes-7159	32	1	haddad	PERSON
aijes-7159	32	2	2019	DATE
aijes-7159	33	1	leong	PERSON
aijes-7159	33	2	2017	DATE
aijes-7159	34	1	loukoianova	GPE
aijes-7159	34	2	2024	DATE
aijes-7159	36	1	2020	DATE
aijes-7159	37	1	covid-19	ORG
aijes-7159	38	1	the last years	DATE
aijes-7159	39	1	2019	DATE
aijes-7159	41	1	2018	DATE
aijes-7159	42	1	fabian	NORP
aijes-7159	42	2	leonard boduri	PERSON
aijes-7159	42	3	ilirjan cukaj	PERSON
aijes-7159	42	4	285 3	DATE
aijes-7159	44	1	albania	GPE
aijes-7159	48	1	microsoft	ORG
aijes-7159	49	1	574	CARDINAL
aijes-7159	50	1	425	CARDINAL
aijes-7159	50	2	only 260	CARDINAL
aijes-7159	51	1	314	CARDINAL
aijes-7159	51	2	microsoft	ORG
aijes-7159	52	1	a period of eight months	DATE
aijes-7159	53	1	june 2024	DATE
aijes-7159	53	2	january 2025	DATE
aijes-7159	54	1	tirana	GPE
aijes-7159	55	1	about 88%	PERCENT
aijes-7159	56	1	only 68	CARDINAL
aijes-7159	56	2	12%	PERCENT
aijes-7159	61	1	four	CARDINAL
aijes-7159	61	2		CARDINAL
aijes-7159	62	1		CARDINAL
aijes-7159	63	1		CARDINAL
aijes-7159	64	1		CARDINAL
aijes-7159	65	1	first	ORDINAL
aijes-7159	66	1	second	ORDINAL
aijes-7159	67	1	third	ORDINAL
aijes-7159	68	1	fourth	ORDINAL
aijes-7159	69	1	microsoft	ORG
aijes-7159	70	1	574	CARDINAL
aijes-7159	70	2	330	CARDINAL
aijes-7159	70	3	57.49%	PERCENT
aijes-7159	71	1	244	CARDINAL
aijes-7159	71	2	42.51%	PERCENT
aijes-7159	73	1	microsoft	ORG
aijes-7159	74	1	330	CARDINAL
aijes-7159	74	2	fintech	ORG
aijes-7159	74	3	albania 286	ORG
aijes-7159	74	4	57.49	CARDINAL
aijes-7159	75	1	244	CARDINAL
aijes-7159	75	2	42.51	CARDINAL
aijes-7159	76	1	albanian	NORP
aijes-7159	76	2	bankofalbania	GPE
aijes-7159	76	3	2025	DATE
aijes-7159	76	4	the world bank	ORG
aijes-7159	76	5	worldbank	ORG
aijes-7159	76	6	2025	DATE
aijes-7159	76	7	2025	DATE
aijes-7159	80	1	4	CARDINAL
aijes-7159	80	2	4.1	CARDINAL
aijes-7159	80	3	europe	LOC
aijes-7159	81	1	the last decade	DATE
aijes-7159	81	2	the united states of	GPE
aijes-7159	81	3	the european union	ORG
aijes-7159	81	4	eu	ORG
aijes-7159	81	5	canada	GPE
aijes-7159	82	1	the year 2024	DATE
aijes-7159	82	2	226.76 billion dollars	MONEY
aijes-7159	83	1	917.17 billion dollars	MONEY
aijes-7159	83	2	2032	DATE
aijes-7159	83	3	16.8%	PERCENT
aijes-7159	84	1	2024	DATE
aijes-7159	85	1	european	NORP
aijes-7159	85	2	9200	CARDINAL
aijes-7159	85	3	the year 2024	DATE
aijes-7159	85	4	2025	DATE
aijes-7159	86	1	european	NORP
aijes-7159	86	2	368 million	CARDINAL
aijes-7159	86	3	the end of this year	DATE
aijes-7159	87	1	february 2025	DATE
aijes-7159	87	2	the united kingdom	GPE
aijes-7159	87	3	europe	LOC
aijes-7159	88	1	uk	GPE
aijes-7159	88	2	3,300	CARDINAL
aijes-7159	89	1	second	ORDINAL
aijes-7159	89	2	germany	GPE
aijes-7159	90	1	french	NORP
aijes-7159	90	2	third	ORDINAL
aijes-7159	90	3	522	CARDINAL
aijes-7159	90	4	fintech	ORG
aijes-7159	91	1	fourth	ORDINAL
aijes-7159	91	2	switzerland	GPE
aijes-7159	91	3	497	CARDINAL
aijes-7159	92	1	spain	GPE
aijes-7159	92	2	463	CARDINAL
aijes-7159	92	3	the month of february 2025	DATE
aijes-7159	92	4	2025	DATE
aijes-7159	93	1	4.2	CARDINAL
aijes-7159	93	2	albania	GPE
aijes-7159	94	1	albania	GPE
aijes-7159	95	1	second	ORDINAL
aijes-7159	95	2	european	NORP
aijes-7159	95	3	2	CARDINAL
aijes-7159	96	1	the european union	ORG
aijes-7159	96	2	2	CARDINAL
aijes-7159	97	1	2	CARDINAL
aijes-7159	99	1	albania	GPE
aijes-7159	100	1	2020	DATE
aijes-7159	100	2	the world bank	ORG
aijes-7159	100	3	the university of cambridge	ORG
aijes-7159	100	4	only 28.8%	PERCENT
aijes-7159	100	5	albanians	NORP
aijes-7159	100	6	fabian	NORP
aijes-7159	100	7	leonard boduri	PERSON
aijes-7159	100	8	ilirjan cukaj	PERSON
aijes-7159	100	9	287	CARDINAL
aijes-7159	100	10	one year	DATE
aijes-7159	101	1	around 39%	PERCENT
aijes-7159	101	2	kosovo	GPE
aijes-7159	101	3	over 66%	PERCENT
aijes-7159	101	4	serbia	GPE
aijes-7159	102	1	92.5%	PERCENT
aijes-7159	102	2	the last 12 months	DATE
aijes-7159	103	1	7.7%	PERCENT
aijes-7159	103	2	albanians	NORP
aijes-7159	104	1	balkans	LOC
aijes-7159	104	2	kosovo	GPE
aijes-7159	104	3	16.5%	PERCENT
aijes-7159	104	4	serbia	GPE
aijes-7159	104	5	39.4%	PERCENT
aijes-7159	105	1	albania	GPE
aijes-7159	106	1	albania	GPE
aijes-7159	106	2	2020	DATE
aijes-7159	106	3	14%	PERCENT
aijes-7159	106	4	2019	DATE
aijes-7159	108	1	firstly	ORDINAL
aijes-7159	109	1	secondly	ORDINAL
aijes-7159	109	2	covid-19	PERSON
aijes-7159	110	1	thirdly	ORDINAL
aijes-7159	111	1	fourth	ORDINAL
aijes-7159	111	2	fintech	ORG
aijes-7159	112	1	fintech	ORG
aijes-7159	114	1	digital investment platforms	ORG
aijes-7159	115	1	microsoft	ORG
aijes-7159	116	1	figure1	GPE
aijes-7159	118	1	microsoft	ORG
aijes-7159	118	2	march 2025	DATE
aijes-7159	119	1	252	CARDINAL
aijes-7159	119	2	30	CARDINAL
aijes-7159	119	3	18-30	DATE
aijes-7159	119	4	60	CARDINAL
aijes-7159	120	1	fintech	ORG
aijes-7159	120	2	albania	GPE
aijes-7159	120	3	288	PRODUCT
aijes-7159	120	4	574	CARDINAL
aijes-7159	120	5	252	CARDINAL
aijes-7159	120	6	between 18 and 30 years old	DATE
aijes-7159	120	7	44.7%	PERCENT
aijes-7159	121	1	140	CARDINAL
aijes-7159	121	2	between 31 and 40 years old	DATE
aijes-7159	121	3	24.3%	PERCENT
aijes-7159	122	1	67	CARDINAL
aijes-7159	122	2	between 41 and 50 years old	DATE
aijes-7159	122	3	11.67%	PERCENT
aijes-7159	123	1	85	CARDINAL
aijes-7159	123	2	between 51 and 60 years old	DATE
aijes-7159	123	3	10.1%	PERCENT
aijes-7159	124	1	30	CARDINAL
aijes-7159	124	2	60	CARDINAL
aijes-7159	124	3	5.2%	PERCENT
aijes-7159	125	1	2	CARDINAL
aijes-7159	126	1	microsoft	ORG
aijes-7159	126	2	march 2025	DATE
aijes-7159	127	1	213	CARDINAL
aijes-7159	127	2	18 to 30 years old	DATE
aijes-7159	128	1	189	CARDINAL
aijes-7159	128	2	130	CARDINAL
aijes-7159	129	1	134	CARDINAL
aijes-7159	129	2	31 to 40 years old	DATE
aijes-7159	130	1	124	CARDINAL
aijes-7159	130	2	95	CARDINAL
aijes-7159	131	1	50	CARDINAL
aijes-7159	131	2	41 to 50 years old	DATE
aijes-7159	132	1	48	CARDINAL
aijes-7159	132	2	41	CARDINAL
aijes-7159	133	1	43	CARDINAL
aijes-7159	133	2	51 to 60 years old	DATE
aijes-7159	134	1	35	CARDINAL
aijes-7159	134	2	35	CARDINAL
aijes-7159	135	1	17	CARDINAL
aijes-7159	135	2	60 years old	DATE
aijes-7159	136	1	17	CARDINAL
aijes-7159	136	2	2	CARDINAL
aijes-7159	137	1	3	CARDINAL
aijes-7159	138	1	microsoft	ORG
aijes-7159	138	2	march 2025	DATE
aijes-7159	139	1	213	CARDINAL
aijes-7159	139	2	189	CARDINAL
aijes-7159	139	3	48 43 17130	DATE
aijes-7159	139	4	18-30	DATE
aijes-7159	139	5	60	CARDINAL
aijes-7159	140	1	41	CARDINAL
aijes-7159	140	2	457	CARDINAL
aijes-7159	140	3	155	CARDINAL
aijes-7159	140	4	303	CARDINAL
aijes-7159	141	1	fabian	NORP
aijes-7159	141	2	leonard boduri	PERSON
aijes-7159	141	3	ilirjan cukaj 289	PERSON
aijes-7159	141	4	233	CARDINAL
aijes-7159	142	1	183	CARDINAL
aijes-7159	142	2	only 41	CARDINAL
aijes-7159	144	1	4	CARDINAL
aijes-7159	146	1	microsoft	ORG
aijes-7159	146	2	march 2025	DATE
aijes-7159	147	1	362	CARDINAL
aijes-7159	147	2	the last 12 months	DATE
aijes-7159	147	3	152	CARDINAL
aijes-7159	147	4	100	CARDINAL
aijes-7159	147	5	89	CARDINAL
aijes-7159	147	6	13	CARDINAL
aijes-7159	147	7	8	CARDINAL
aijes-7159	147	8	340	CARDINAL
aijes-7159	147	9	12 months	DATE
aijes-7159	147	10	126	CARDINAL
aijes-7159	147	11	99	CARDINAL
aijes-7159	147	12	90	CARDINAL
aijes-7159	147	13	24	CARDINAL
aijes-7159	147	14	1	CARDINAL
aijes-7159	148	1	5	CARDINAL
aijes-7159	149	1	microsoft	ORG
aijes-7159	149	2	march 2025	DATE
aijes-7159	150	1	152	CARDINAL
aijes-7159	150	2	1 340	CARDINAL
aijes-7159	151	1	46.50%	PERCENT
aijes-7159	151	2	32.30%	PERCENT
aijes-7159	151	3	34.60%	PERCENT
aijes-7159	151	4	82%	PERCENT
aijes-7159	151	5	53.50%	PERCENT
aijes-7159	151	6	67.70%	PERCENT
aijes-7159	151	7	65.40%	PERCENT
aijes-7159	151	8	18%	PERCENT
aijes-7159	156	1	fintech	ORG
aijes-7159	156	2	albania	GPE
aijes-7159	156	3	about 53.5%	PERCENT
aijes-7159	157	1	about 46.5%	PERCENT
aijes-7159	158	1	about 67.7%	PERCENT
aijes-7159	158	2	about 65.4%	PERCENT
aijes-7159	159	1	albania	GPE
aijes-7159	159	2	around 18%	PERCENT
aijes-7159	160	1	6	CARDINAL
aijes-7159	162	1	microsoft	ORG
aijes-7159	162	2	march 2025	DATE
aijes-7159	164	1	about 30.2%	PERCENT
aijes-7159	164	2	the past 12 months	DATE
aijes-7159	165	1	about 31.6%	PERCENT
aijes-7159	166	1	about 40%	PERCENT
aijes-7159	166	2	about 23.8%	PERCENT
aijes-7159	167	1	5	CARDINAL
aijes-7159	167	2	these years	DATE
aijes-7159	167	3	2025	DATE
aijes-7159	168	1	these years	DATE
aijes-7159	171	1	2024	CARDINAL
aijes-7159	172	1	69.80%	PERCENT
aijes-7159	172	2	68.40%	PERCENT
aijes-7159	172	3	60%	PERCENT
aijes-7159	172	4	76.20%	PERCENT
aijes-7159	172	5	30.20%	PERCENT
aijes-7159	172	6	31.60%	PERCENT
aijes-7159	172	7	40%	PERCENT
aijes-7159	172	8	23.80%	PERCENT
aijes-7159	172	9	the last 12 months	DATE
aijes-7159	178	1	fabian	NORP
aijes-7159	178	2	leonard boduri	PERSON
aijes-7159	178	3	ilirjan cukaj	PERSON
aijes-7159	178	4	291	CARDINAL
aijes-7159	179	1	fintech	ORG
aijes-7159	180	1	albania	GPE
aijes-7159	180	2	fintech	ORG
aijes-7159	181	1	albania	GPE
aijes-7159	181	2	fintech	ORG
aijes-7159	186	1	albania	GPE
aijes-7159	186	2	about 90%	PERCENT
aijes-7159	187	1	albania	GPE
aijes-7159	187	2	albanian	NORP
aijes-7159	189	1	georgia	GPE
aijes-7159	189	2	2023	CARDINAL
aijes-7159	190	1	albania	GPE
aijes-7159	194	1	albania	GPE
aijes-7159	194	2	the european union	ORG
aijes-7159	195	1	1	CARDINAL
aijes-7159	195	2	i.	PERSON
aijes-7159	195	3	2018	DATE
aijes-7159	196	1	fintech	ORG
aijes-7159	196	2	regtech	ORG
aijes-7159	197	1	journal of economics	ORG
aijes-7159	197	2	7	CARDINAL
aijes-7159	198	1	2	CARDINAL
aijes-7159	198	2	d. w.	PERSON
aijes-7159	198	3	2020	DATE
aijes-7159	200	1	3	CARDINAL
aijes-7159	200	2	bankofalbania	GPE
aijes-7159	201	1	10	CARDINAL
aijes-7159	201	2	march 2025	DATE
aijes-7159	203	1	https://www.bankofalbania.org/statistics/financial_account_statistics/ 4	ORG
aijes-7159	204	1	g. m.	PERSON
aijes-7159	204	2	2018	DATE
aijes-7159	205	1	fintech	ORG
aijes-7159	206	1	journal of financial economics	ORG
aijes-7159	206	2	453	CARDINAL
aijes-7159	207	1	fintech	ORG
aijes-7159	207	2	albania	GPE
aijes-7159	208	1	giglio	ORG
aijes-7159	208	2	f.	PERSON
aijes-7159	208	3	2021	CARDINAL
aijes-7159	209	1	fintech	ORG
aijes-7159	210	1	european research studies journal	ORG
aijes-7159	210	2	600	CARDINAL
aijes-7159	211	1	6	CARDINAL
aijes-7159	211	2	p. k.	PERSON
aijes-7159	212	1	2018	DATE
aijes-7159	214	1	gomber	PERSON
aijes-7159	214	2	kauffman	GPE
aijes-7159	214	3	r. j.	PERSON
aijes-7159	214	4	parker	GPE
aijes-7159	214	5	c., & weber	ORG
aijes-7159	214	6	b. w.	PERSON
aijes-7159	214	7	2018	DATE
aijes-7159	216	1	journal of management information systems	ORG
aijes-7159	216	2	220	CARDINAL
aijes-7159	217	1	7	CARDINAL
aijes-7159	218	1	haddad	PERSON
aijes-7159	219	1	2019	DATE
aijes-7159	221	1	81–105	EVENT
aijes-7159	222	1	haddad	PERSON
aijes-7159	223	1	2019	DATE
aijes-7159	225	1	81–105	DATE
aijes-7159	226	1	9	CARDINAL
aijes-7159	227	1	24	CARDINAL
aijes-7159	227	2	march 2025	DATE
aijes-7159	228	1	https	PERSON
aijes-7159	229	1	pridobljeno	PERSON
aijes-7159	229	2	10	CARDINAL
aijes-7159	230	1	lee, i. &.	ORG
aijes-7159	231	1	2018	DATE
aijes-7159	233	1	35	CARDINAL
aijes-7159	234	1	11	CARDINAL
aijes-7159	235	1	leong	PERSON
aijes-7159	235	2	c. t.	PERSON
aijes-7159	235	3	2017	CARDINAL
aijes-7159	236	1	china	GPE
aijes-7159	237	1	international journal of information management	ORG
aijes-7159	238	1	92-97	CARDINAL
aijes-7159	238	2	12	CARDINAL
aijes-7159	238	3	loukoianova	PERSON
aijes-7159	238	4	e.	PERSON
aijes-7159	238	5	2024	CARDINAL
aijes-7159	241	1	13	CARDINAL
aijes-7159	243	1	june 2024	DATE
aijes-7159	246	1	14	CARDINAL
aijes-7159	247	1	2017	CARDINAL
aijes-7159	248	1	fintech	ORG
aijes-7159	249	1	business & information systems	ORG
aijes-7159	249	2	69	CARDINAL
aijes-7159	249	3	76	DATE
aijes-7159	249	4	15	CARDINAL
aijes-7159	250	1	december 2024	DATE
aijes-7159	251	1	pridobljeno	PERSON
aijes-7159	252	1	13	CARDINAL
aijes-7159	252	2	feb 2025	DATE
aijes-7159	254	1	17	CARDINAL
aijes-7159	255	1	january 2025	DATE
aijes-7159	257	1	18	CARDINAL
aijes-7159	259	1	27	CARDINAL
aijes-7159	259	2	feb 2025	DATE
aijes-7159	261	1	pridobljeno	PERSON
aijes-7159	263	1	stulz	ORG
aijes-7159	263	2	r. m.	PERSON
aijes-7159	263	3	2019	DATE
aijes-7159	264	1	fintech	ORG
aijes-7159	264	2	bigtech	ORG
aijes-7159	266	1	20	CARDINAL
aijes-7159	266	2	surmanidze	PERSON
aijes-7159	266	3	m. b.	PERSON
aijes-7159	266	4	2023	CARDINAL
aijes-7159	267	1	georgia	GPE
aijes-7159	268	1	agora international journal of economical sciences	ORG
aijes-7159	269	1	21	CARDINAL
aijes-7159	270	1	toska	GPE
aijes-7159	270	2	m.	PERSON
aijes-7159	270	3	2021	CARDINAL
aijes-7159	271	1	fintech	ORG
aijes-7159	271	2	albania	GPE
aijes-7159	273	1	new york	GPE
aijes-7159	273	2	usa: istes organization	ORG
aijes-7159	274	1	22	CARDINAL
aijes-7159	274	2	worldbank	ORG
aijes-7159	275	1	10	CARDINAL
aijes-7159	275	2	march 2025	DATE
aijes-7159	278	1	zavolokina	PERSON
aijes-7159	278	2	m. d.	PERSON
aijes-7159	278	3	2016	DATE