0	0.159	financial accounting banking tax bank banks system central 
1	0.09167	marketing products social media respondents consumers consumer purchase 
2	0.11472	health education healthcare higher challenges economic skills students 
3	0.19166	public economic social european human romania resources people 
4	0.12955	sustainable green environmental economy development energy sustainability circular 
5	0.1631	model analysis impact data risk growth variables economic 
6	0.19448	economic development trade azerbaijan countries ukraine economy foreign 
7	0.47275	management business development innovation process information organizational organizations