id	sid	tid	token	lemma	pos
aijes-6438	1	1	agora	agora	PROPN
aijes-6438	1	2	international	international	PROPN
aijes-6438	1	3	journal	journal	NOUN
aijes-6438	1	4	of	of	ADP
aijes-6438	1	5	economical	economical	ADJ
aijes-6438	1	6	sciences	science	NOUN
aijes-6438	1	7	,	,	PUNCT
aijes-6438	1	8	http://univagora.ro/jour/index.php/aijes	http://univagora.ro/jour/index.php/aijes	PRON
aijes-6438	1	9	issn	issn	PROPN
aijes-6438	1	10	2067	2067	NUM
aijes-6438	1	11	-	-	SYM
aijes-6438	1	12	3310	3310	NUM
aijes-6438	1	13	,	,	PUNCT
aijes-6438	1	14	e	e	X
aijes-6438	1	15	-	-	PUNCT
aijes-6438	1	16	issn	issn	PROPN
aijes-6438	1	17	2067	2067	NUM
aijes-6438	1	18	-	-	SYM
aijes-6438	1	19	7669	7669	NUM
aijes-6438	1	20	vol	vol	NOUN
aijes-6438	1	21	.	.	PROPN
aijes-6438	2	1	17	17	NUM
aijes-6438	2	2	,	,	PUNCT
aijes-6438	2	3	no	no	INTJ
aijes-6438	2	4	.	.	NOUN
aijes-6438	2	5	2	2	NUM
aijes-6438	2	6	(	(	PUNCT
aijes-6438	2	7	2023	2023	NUM
aijes-6438	2	8	)	)	PUNCT
aijes-6438	2	9	,	,	PUNCT
aijes-6438	2	10	pp	pp	PROPN
aijes-6438	2	11	.	.	PUNCT
aijes-6438	3	1	27	27	NUM
aijes-6438	3	2	-	-	SYM
aijes-6438	3	3	33	33	NUM
aijes-6438	3	4	27	27	NUM
aijes-6438	3	5	policies	policy	NOUN
aijes-6438	3	6	and	and	CCONJ
aijes-6438	3	7	strategies	strategy	NOUN
aijes-6438	3	8	aimed	aim	VERB
aijes-6438	3	9	at	at	ADP
aijes-6438	3	10	ensuring	ensure	VERB
aijes-6438	3	11	the	the	DET
aijes-6438	3	12	security	security	NOUN
aijes-6438	3	13	of	of	ADP
aijes-6438	3	14	banking	banking	NOUN
aijes-6438	3	15	institutions	institution	NOUN
aijes-6438	3	16	and	and	CCONJ
aijes-6438	3	17	their	their	PRON
aijes-6438	3	18	it	it	NOUN
aijes-6438	3	19	systems	system	NOUN
aijes-6438	3	20	m.a	m.a	PROPN
aijes-6438	3	21	.	.	PROPN
aijes-6438	3	22	butcovan	butcovan	PROPN
aijes-6438	3	23	,	,	PUNCT
aijes-6438	3	24	r.	r.	PROPN
aijes-6438	3	25	ivan	ivan	PROPN
aijes-6438	3	26	marinela	marinela	PROPN
aijes-6438	3	27	adriana	adriana	PROPN
aijes-6438	3	28	butcovan1	butcovan1	PROPN
aijes-6438	3	29	,	,	PUNCT
aijes-6438	3	30	rica	rica	PROPN
aijes-6438	3	31	ivan2	ivan2	NOUN
aijes-6438	3	32	1	1	NUM
aijes-6438	3	33	romanian	romanian	ADJ
aijes-6438	3	34	court	court	NOUN
aijes-6438	3	35	of	of	ADP
aijes-6438	3	36	auditors	auditor	NOUN
aijes-6438	3	37	–	–	PUNCT
aijes-6438	3	38	bihor	bihor	NOUN
aijes-6438	3	39	branch	branch	NOUN
aijes-6438	3	40	,	,	PUNCT
aijes-6438	3	41	romania	romania	PROPN
aijes-6438	3	42	e	e	PROPN
aijes-6438	3	43	-	-	NOUN
aijes-6438	3	44	mail	mail	NOUN
aijes-6438	3	45	:	:	PUNCT
aijes-6438	3	46	adriana.butcovan@rcc.ro	adriana.butcovan@rcc.ro	NOUN
aijes-6438	3	47	2	2	NUM
aijes-6438	3	48	faculty	faculty	NOUN
aijes-6438	3	49	of	of	ADP
aijes-6438	3	50	electrical	electrical	ADJ
aijes-6438	3	51	engineering	engineering	NOUN
aijes-6438	3	52	&	&	CCONJ
aijes-6438	3	53	information	information	NOUN
aijes-6438	3	54	technology	technology	PROPN
aijes-6438	3	55	,	,	PUNCT
aijes-6438	3	56	university	university	PROPN
aijes-6438	3	57	of	of	ADP
aijes-6438	3	58	oradea	oradea	PROPN
aijes-6438	3	59	,	,	PUNCT
aijes-6438	3	60	romania	romania	PROPN
aijes-6438	3	61	e	e	PROPN
aijes-6438	3	62	-	-	NOUN
aijes-6438	3	63	mail	mail	NOUN
aijes-6438	3	64	:	:	PUNCT
aijes-6438	3	65	rika_ivan2005@yahoo.com	rika_ivan2005@yahoo.com	X
aijes-6438	3	66	abstract	abstract	NOUN
aijes-6438	3	67	:	:	PUNCT
aijes-6438	3	68	with	with	ADP
aijes-6438	3	69	the	the	DET
aijes-6438	3	70	development	development	NOUN
aijes-6438	3	71	of	of	ADP
aijes-6438	3	72	the	the	DET
aijes-6438	3	73	banking	banking	NOUN
aijes-6438	3	74	system	system	NOUN
aijes-6438	3	75	,	,	PUNCT
aijes-6438	3	76	its	its	PRON
aijes-6438	3	77	security	security	NOUN
aijes-6438	3	78	and	and	CCONJ
aijes-6438	3	79	,	,	PUNCT
aijes-6438	3	80	implicitly	implicitly	ADV
aijes-6438	3	81	,	,	PUNCT
aijes-6438	3	82	security	security	NOUN
aijes-6438	3	83	policies	policy	NOUN
aijes-6438	3	84	emerged	emerge	VERB
aijes-6438	3	85	as	as	ADP
aijes-6438	3	86	critical	critical	ADJ
aijes-6438	3	87	factors	factor	NOUN
aijes-6438	3	88	in	in	ADP
aijes-6438	3	89	the	the	DET
aijes-6438	3	90	entire	entire	ADJ
aijes-6438	3	91	banking	banking	NOUN
aijes-6438	3	92	sector	sector	NOUN
aijes-6438	3	93	.	.	PUNCT
aijes-6438	4	1	in	in	ADP
aijes-6438	4	2	the	the	DET
aijes-6438	4	3	context	context	NOUN
aijes-6438	4	4	of	of	ADP
aijes-6438	4	5	the	the	DET
aijes-6438	4	6	current	current	ADJ
aijes-6438	4	7	technologicaldevelopment	technologicaldevelopment	NOUN
aijes-6438	4	8	,	,	PUNCT
aijes-6438	4	9	the	the	DET
aijes-6438	4	10	vulnerability	vulnerability	NOUN
aijes-6438	4	11	of	of	ADP
aijes-6438	4	12	banking	banking	NOUN
aijes-6438	4	13	institutions	institution	NOUN
aijes-6438	4	14	has	have	AUX
aijes-6438	4	15	increased	increase	VERB
aijes-6438	4	16	dramatically	dramatically	ADV
aijes-6438	4	17	.	.	PUNCT
aijes-6438	5	1	for	for	ADP
aijes-6438	5	2	both	both	PRON
aijes-6438	5	3	bank	bank	NOUN
aijes-6438	5	4	employees	employee	NOUN
aijes-6438	5	5	and	and	CCONJ
aijes-6438	5	6	customers	customer	NOUN
aijes-6438	5	7	,	,	PUNCT
aijes-6438	5	8	cybersecurity	cybersecurity	NOUN
aijes-6438	5	9	,	,	PUNCT
aijes-6438	5	10	operational	operational	ADJ
aijes-6438	5	11	security	security	NOUN
aijes-6438	5	12	and	and	CCONJ
aijes-6438	5	13	data	datum	NOUN
aijes-6438	5	14	privacy	privacy	NOUN
aijes-6438	5	15	have	have	AUX
aijes-6438	5	16	become	become	VERB
aijes-6438	5	17	top	top	ADJ
aijes-6438	5	18	priorities	priority	NOUN
aijes-6438	5	19	.	.	PUNCT
aijes-6438	6	1	therefore	therefore	ADV
aijes-6438	6	2	,	,	PUNCT
aijes-6438	6	3	a	a	DET
aijes-6438	6	4	central	central	ADJ
aijes-6438	6	5	concern	concern	NOUN
aijes-6438	6	6	for	for	ADP
aijes-6438	6	7	banks	bank	NOUN
aijes-6438	6	8	is	be	AUX
aijes-6438	6	9	the	the	DET
aijes-6438	6	10	prompt	prompt	ADJ
aijes-6438	6	11	detection	detection	NOUN
aijes-6438	6	12	of	of	ADP
aijes-6438	6	13	threats	threat	NOUN
aijes-6438	6	14	and	and	CCONJ
aijes-6438	6	15	the	the	DET
aijes-6438	6	16	development	development	NOUN
aijes-6438	6	17	of	of	ADP
aijes-6438	6	18	measures	measure	NOUN
aijes-6438	6	19	aimed	aim	VERB
aijes-6438	6	20	at	at	ADP
aijes-6438	6	21	eliminatingsuchdangers	eliminatingsuchdanger	NOUN
aijes-6438	6	22	,	,	PUNCT
aijes-6438	6	23	which	which	PRON
aijes-6438	6	24	might	might	AUX
aijes-6438	6	25	both	both	CCONJ
aijes-6438	6	26	considerably	considerably	ADV
aijes-6438	6	27	increase	increase	VERB
aijes-6438	6	28	the	the	DET
aijes-6438	6	29	level	level	NOUN
aijes-6438	6	30	of	of	ADP
aijes-6438	6	31	security	security	NOUN
aijes-6438	6	32	in	in	ADP
aijes-6438	6	33	the	the	DET
aijes-6438	6	34	banking	banking	NOUN
aijes-6438	6	35	sector	sector	NOUN
aijes-6438	6	36	.	.	PUNCT
aijes-6438	7	1	keywords	keyword	NOUN
aijes-6438	7	2	:	:	PUNCT
aijes-6438	7	3	banking	bank	VERB
aijes-6438	7	4	security	security	NOUN
aijes-6438	7	5	,	,	PUNCT
aijes-6438	7	6	banking	banking	NOUN
aijes-6438	7	7	strategy	strategy	NOUN
aijes-6438	7	8	,	,	PUNCT
aijes-6438	7	9	fraud	fraud	NOUN
aijes-6438	7	10	,	,	PUNCT
aijes-6438	7	11	cyber	cyber	NOUN
aijes-6438	7	12	-	-	PUNCT
aijes-6438	7	13	terrorism	terrorism	NOUN
aijes-6438	7	14	,	,	PUNCT
aijes-6438	7	15	banking	banking	NOUN
aijes-6438	7	16	system	system	NOUN
aijes-6438	7	17	,	,	PUNCT
aijes-6438	7	18	international	international	ADJ
aijes-6438	7	19	transactions	transaction	NOUN
aijes-6438	7	20	,	,	PUNCT
aijes-6438	7	21	it	it	PRON
aijes-6438	7	22	security	security	NOUN
aijes-6438	7	23	.	.	PUNCT
aijes-6438	8	1	1	1	X
aijes-6438	8	2	.	.	X
aijes-6438	8	3	introduction	introduction	NOUN
aijes-6438	8	4	in	in	ADP
aijes-6438	8	5	time	time	NOUN
aijes-6438	8	6	,	,	PUNCT
aijes-6438	8	7	the	the	DET
aijes-6438	8	8	concept	concept	NOUN
aijes-6438	8	9	of	of	ADP
aijes-6438	8	10	security	security	NOUN
aijes-6438	8	11	and	and	CCONJ
aijes-6438	8	12	its	its	PRON
aijes-6438	8	13	component	component	NOUN
aijes-6438	8	14	elements	element	NOUN
aijes-6438	8	15	have	have	AUX
aijes-6438	8	16	undergone	undergo	VERB
aijes-6438	8	17	essential	essential	ADJ
aijes-6438	8	18	changes	change	NOUN
aijes-6438	8	19	,	,	PUNCT
aijes-6438	8	20	along	along	ADP
aijes-6438	8	21	with	with	ADP
aijes-6438	8	22	the	the	DET
aijes-6438	8	23	attitude	attitude	NOUN
aijes-6438	8	24	of	of	ADP
aijes-6438	8	25	the	the	DET
aijes-6438	8	26	states	state	NOUN
aijes-6438	8	27	towards	towards	ADP
aijes-6438	8	28	the	the	DET
aijes-6438	8	29	means	mean	NOUN
aijes-6438	8	30	whereby	whereby	SCONJ
aijes-6438	8	31	this	this	DET
aijes-6438	8	32	notion	notion	NOUN
aijes-6438	8	33	can	can	AUX
aijes-6438	8	34	be	be	AUX
aijes-6438	8	35	transposed	transpose	VERB
aijes-6438	8	36	into	into	ADP
aijes-6438	8	37	life	life	NOUN
aijes-6438	8	38	,	,	PUNCT
aijes-6438	8	39	in	in	ADP
aijes-6438	8	40	relation	relation	NOUN
aijes-6438	8	41	to	to	ADP
aijes-6438	8	42	the	the	DET
aijes-6438	8	43	changes	change	NOUN
aijes-6438	8	44	that	that	PRON
aijes-6438	8	45	occur	occur	VERB
aijes-6438	8	46	at	at	ADP
aijes-6438	8	47	the	the	DET
aijes-6438	8	48	global	global	ADJ
aijes-6438	8	49	level	level	NOUN
aijes-6438	8	50	.	.	PUNCT
aijes-6438	9	1	the	the	DET
aijes-6438	9	2	term	term	NOUN
aijes-6438	9	3	"	"	PUNCT
aijes-6438	9	4	security	security	NOUN
aijes-6438	9	5	"	"	PUNCT
aijes-6438	9	6	,	,	PUNCT
aijes-6438	9	7	derived	derive	VERB
aijes-6438	9	8	from	from	ADP
aijes-6438	9	9	the	the	DET
aijes-6438	9	10	latin	latin	ADJ
aijes-6438	9	11	words	word	NOUN
aijes-6438	9	12	securitas	securita	NOUN
aijes-6438	9	13	-	-	PUNCT
aijes-6438	9	14	securitatis	securitatis	NOUN
aijes-6438	9	15	,	,	PUNCT
aijes-6438	9	16	represents	represent	VERB
aijes-6438	9	17	"	"	PUNCT
aijes-6438	9	18	the	the	DET
aijes-6438	9	19	state	state	NOUN
aijes-6438	9	20	of	of	ADP
aijes-6438	9	21	beingprotected	beingprotecte	VERB
aijes-6438	9	22	against	against	ADP
aijes-6438	9	23	danger	danger	NOUN
aijes-6438	9	24	;	;	PUNCT
aijes-6438	9	25	the	the	DET
aijes-6438	9	26	feeling	feeling	NOUN
aijes-6438	9	27	of	of	ADP
aijes-6438	9	28	security	security	NOUN
aijes-6438	9	29	that	that	SCONJ
aijes-6438	9	30	one	one	NUM
aijes-6438	9	31	associates	associate	NOUN
aijes-6438	9	32	with	with	ADP
aijes-6438	9	33	the	the	DET
aijes-6438	9	34	absence	absence	NOUN
aijes-6438	9	35	of	of	ADP
aijes-6438	9	36	any	any	DET
aijes-6438	9	37	type	type	NOUN
aijes-6438	9	38	ofrisk	ofrisk	NOUN
aijes-6438	9	39	''	''	PUNCT
aijes-6438	9	40	.	.	PUNCT
aijes-6438	10	1	security	security	NOUN
aijes-6438	10	2	also	also	ADV
aijes-6438	10	3	means	mean	VERB
aijes-6438	10	4	"	"	PUNCT
aijes-6438	10	5	protection	protection	NOUN
aijes-6438	10	6	,	,	PUNCT
aijes-6438	10	7	defence	defence	NOUN
aijes-6438	10	8	"	"	PUNCT
aijes-6438	10	9	.	.	PUNCT
aijes-6438	11	1	in	in	ADP
aijes-6438	11	2	principle	principle	NOUN
aijes-6438	11	3	,	,	PUNCT
aijes-6438	11	4	security	security	NOUN
aijes-6438	11	5	represents	represent	VERB
aijes-6438	11	6	“	"	PUNCT
aijes-6438	11	7	that	that	DET
aijes-6438	11	8	state	state	NOUN
aijes-6438	11	9	of	of	ADP
aijes-6438	11	10	affairs	affair	NOUN
aijes-6438	11	11	that	that	PRON
aijes-6438	11	12	protects	protect	VERB
aijes-6438	11	13	any	any	DET
aijes-6438	11	14	community	community	NOUN
aijes-6438	11	15	or	or	CCONJ
aijes-6438	11	16	country	country	NOUN
aijes-6438	11	17	from	from	ADP
aijes-6438	11	18	any	any	DET
aijes-6438	11	19	external	external	ADJ
aijes-6438	11	20	and	and	CCONJ
aijes-6438	11	21	internal	internal	ADJ
aijes-6438	11	22	danger	danger	NOUN
aijes-6438	11	23	,	,	PUNCT
aijes-6438	11	24	following	follow	VERB
aijes-6438	11	25	specific	specific	ADJ
aijes-6438	11	26	measures	measure	NOUN
aijes-6438	11	27	,	,	PUNCT
aijes-6438	11	28	which	which	PRON
aijes-6438	11	29	are	be	AUX
aijes-6438	11	30	adopted	adopt	VERB
aijes-6438	11	31	and	and	CCONJ
aijes-6438	11	32	can	can	AUX
aijes-6438	11	33	ensure	ensure	VERB
aijes-6438	11	34	the	the	DET
aijes-6438	11	35	existence	existence	NOUN
aijes-6438	11	36	,	,	PUNCT
aijes-6438	11	37	independence	independence	NOUN
aijes-6438	11	38	,	,	PUNCT
aijes-6438	11	39	sovereignty	sovereignty	NOUN
aijes-6438	11	40	,	,	PUNCT
aijes-6438	11	41	territorial	territorial	ADJ
aijes-6438	11	42	integrity	integrity	NOUN
aijes-6438	11	43	of	of	ADP
aijes-6438	11	44	the	the	DET
aijes-6438	11	45	state	state	NOUN
aijes-6438	11	46	and	and	CCONJ
aijes-6438	11	47	the	the	DET
aijes-6438	11	48	respect	respect	NOUN
aijes-6438	11	49	for	for	ADP
aijes-6438	11	50	fundamental	fundamental	ADJ
aijes-6438	11	51	interests	interest	NOUN
aijes-6438	11	52	''	''	PUNCT
aijes-6438	11	53	.	.	PUNCT
aijes-6438	12	1	(	(	PUNCT
aijes-6438	12	2	mica	mica	NOUN
aijes-6438	12	3	enciclopedie	enciclopedie	PROPN
aijes-6438	12	4	de	de	PROPN
aijes-6438	12	5	politologiethe	politologiethe	PRON
aijes-6438	12	6	little	little	ADJ
aijes-6438	12	7	encyclopaedia	encyclopaedia	NOUN
aijes-6438	12	8	of	of	ADP
aijes-6438	12	9	politics	politic	NOUN
aijes-6438	12	10	,	,	PUNCT
aijes-6438	12	11	1977	1977	NUM
aijes-6438	12	12	)	)	PUNCT
aijes-6438	12	13	starting	start	VERB
aijes-6438	12	14	from	from	ADP
aijes-6438	12	15	the	the	DET
aijes-6438	12	16	general	general	ADJ
aijes-6438	12	17	understanding	understanding	NOUN
aijes-6438	12	18	of	of	ADP
aijes-6438	12	19	security	security	NOUN
aijes-6438	12	20	as	as	ADP
aijes-6438	12	21	the	the	DET
aijes-6438	12	22	absence	absence	NOUN
aijes-6438	12	23	of	of	ADP
aijes-6438	12	24	physical	physical	ADJ
aijes-6438	12	25	violence	violence	NOUN
aijes-6438	12	26	,	,	PUNCT
aijes-6438	12	27	while	while	SCONJ
aijes-6438	12	28	progress	progress	NOUN
aijes-6438	12	29	is	be	AUX
aijes-6438	12	30	seen	see	VERB
aijes-6438	12	31	as	as	ADP
aijes-6438	12	32	material	material	NOUN
aijes-6438	12	33	development	development	NOUN
aijes-6438	12	34	related	relate	VERB
aijes-6438	12	35	to	to	ADP
aijes-6438	12	36	the	the	DET
aijes-6438	12	37	standard	standard	NOUN
aijes-6438	12	38	of	of	ADP
aijes-6438	12	39	living	live	VERB
aijes-6438	12	40	in	in	ADP
aijes-6438	12	41	a	a	DET
aijes-6438	12	42	continuous	continuous	ADJ
aijes-6438	12	43	process	process	NOUN
aijes-6438	12	44	of	of	ADP
aijes-6438	12	45	improvement	improvement	NOUN
aijes-6438	12	46	,	,	PUNCT
aijes-6438	12	47	mary	mary	PROPN
aijes-6438	12	48	kaldor	kaldor	PROPN
aijes-6438	12	49	observes	observe	VERB
aijes-6438	12	50	that	that	SCONJ
aijes-6438	12	51	"	"	PUNCT
aijes-6438	12	52	both	both	DET
aijes-6438	12	53	concepts	concept	NOUN
aijes-6438	12	54	encompass	encompass	VERB
aijes-6438	12	55	the	the	DET
aijes-6438	12	56	idea	idea	NOUN
aijes-6438	12	57	ofexemption	ofexemption	NOUN
aijes-6438	12	58	from	from	ADP
aijes-6438	12	59	fear	fear	NOUN
aijes-6438	12	60	and	and	CCONJ
aijes-6438	12	61	the	the	DET
aijes-6438	12	62	absence	absence	NOUN
aijes-6438	12	63	of	of	ADP
aijes-6438	12	64	needs	need	NOUN
aijes-6438	12	65	"	"	PUNCT
aijes-6438	12	66	(	(	PUNCT
aijes-6438	12	67	marty	marty	PROPN
aijes-6438	12	68	kaldor	kaldor	PROPN
aijes-6438	12	69	,	,	PUNCT
aijes-6438	12	70	2010	2010	NUM
aijes-6438	12	71	)	)	PUNCT
aijes-6438	12	72	the	the	DET
aijes-6438	12	73	concept	concept	NOUN
aijes-6438	12	74	of	of	ADP
aijes-6438	12	75	security	security	NOUN
aijes-6438	12	76	applies	apply	VERB
aijes-6438	12	77	to	to	ADP
aijes-6438	12	78	all	all	DET
aijes-6438	12	79	levels	level	NOUN
aijes-6438	12	80	in	in	ADP
aijes-6438	12	81	the	the	DET
aijes-6438	12	82	organization	organization	NOUN
aijes-6438	12	83	of	of	ADP
aijes-6438	12	84	a	a	DET
aijes-6438	12	85	society	society	NOUN
aijes-6438	12	86	,	,	PUNCT
aijes-6438	12	87	from	from	ADP
aijes-6438	12	88	the	the	DET
aijes-6438	12	89	individual	individual	NOUN
aijes-6438	12	90	to	to	ADP
aijes-6438	12	91	the	the	DET
aijes-6438	12	92	state	state	NOUN
aijes-6438	12	93	andto	andto	VERB
aijes-6438	12	94	the	the	DET
aijes-6438	12	95	international	international	ADJ
aijes-6438	12	96	system	system	NOUN
aijes-6438	12	97	.	.	PUNCT
aijes-6438	13	1	security	security	NOUN
aijes-6438	13	2	is	be	AUX
aijes-6438	13	3	based	base	VERB
aijes-6438	13	4	onboth	onboth	ADJ
aijes-6438	13	5	economic	economic	ADJ
aijes-6438	13	6	and	and	CCONJ
aijes-6438	13	7	political	political	ADJ
aijes-6438	13	8	stability	stability	NOUN
aijes-6438	13	9	.	.	PUNCT
aijes-6438	14	1	thus	thus	ADV
aijes-6438	14	2	,	,	PUNCT
aijes-6438	14	3	a	a	DET
aijes-6438	14	4	viable	viable	ADJ
aijes-6438	14	5	security	security	NOUN
aijes-6438	14	6	system	system	NOUN
aijes-6438	14	7	can	can	AUX
aijes-6438	14	8	only	only	ADV
aijes-6438	14	9	be	be	AUX
aijes-6438	14	10	built	build	VERB
aijes-6438	14	11	if	if	SCONJ
aijes-6438	14	12	the	the	DET
aijes-6438	14	13	two	two	NUM
aijes-6438	14	14	components	component	NOUN
aijes-6438	14	15	are	be	AUX
aijes-6438	14	16	strengthened	strengthen	VERB
aijes-6438	14	17	.	.	PUNCT
aijes-6438	15	1	certainty	certainty	PROPN
aijes-6438	15	2	,	,	PUNCT
aijes-6438	15	3	trust	trust	NOUN
aijes-6438	15	4	,	,	PUNCT
aijes-6438	15	5	and	and	CCONJ
aijes-6438	15	6	tranquillityare	tranquillityare	VERB
aijes-6438	15	7	associated	associate	VERB
aijes-6438	15	8	not	not	PART
aijes-6438	15	9	only	only	ADV
aijes-6438	15	10	with	with	ADP
aijes-6438	15	11	the	the	DET
aijes-6438	15	12	absence	absence	NOUN
aijes-6438	15	13	of	of	ADP
aijes-6438	15	14	dangers	danger	NOUN
aijes-6438	15	15	,	,	PUNCT
aijes-6438	15	16	but	but	CCONJ
aijes-6438	15	17	also	also	ADV
aijes-6438	15	18	with	with	ADP
aijes-6438	15	19	the	the	DET
aijes-6438	15	20	idea	idea	NOUN
aijes-6438	15	21	of	of	ADP
aijes-6438	15	22	keeping	keep	VERB
aijes-6438	15	23	them	they	PRON
aijes-6438	15	24	under	under	ADP
aijes-6438	15	25	control	control	NOUN
aijes-6438	15	26	.	.	PUNCT
aijes-6438	16	1	mailto:adriana.butcovan@rcc.ro	mailto:adriana.butcovan@rcc.ro	NOUN
aijes-6438	16	2	mailto:rika_ivan2005@yahoo.com	mailto:rika_ivan2005@yahoo.com	NUM
aijes-6438	16	3	policies	policy	NOUN
aijes-6438	16	4	and	and	CCONJ
aijes-6438	16	5	strategies	strategy	NOUN
aijes-6438	16	6	aimed	aim	VERB
aijes-6438	16	7	at	at	ADP
aijes-6438	16	8	ensuring	ensure	VERB
aijes-6438	16	9	the	the	DET
aijes-6438	16	10	security	security	NOUN
aijes-6438	16	11	of	of	ADP
aijes-6438	16	12	banking	banking	NOUN
aijes-6438	16	13	institutions	institution	NOUN
aijes-6438	16	14	and	and	CCONJ
aijes-6438	16	15	their	their	PRON
aijes-6438	16	16	it	it	NOUN
aijes-6438	16	17	systems	system	NOUN
aijes-6438	16	18	28	28	NUM
aijes-6438	16	19	the	the	DET
aijes-6438	16	20	banking	banking	NOUN
aijes-6438	16	21	sector	sector	NOUN
aijes-6438	16	22	operates	operate	VERB
aijes-6438	16	23	in	in	ADP
aijes-6438	16	24	an	an	DET
aijes-6438	16	25	environment	environment	NOUN
aijes-6438	16	26	characterized	characterize	VERB
aijes-6438	16	27	by	by	ADP
aijes-6438	16	28	instability	instability	NOUN
aijes-6438	16	29	and	and	CCONJ
aijes-6438	16	30	uncertainty	uncertainty	NOUN
aijes-6438	16	31	,	,	PUNCT
aijes-6438	16	32	and	and	CCONJ
aijes-6438	16	33	losses	loss	NOUN
aijes-6438	16	34	can	can	AUX
aijes-6438	16	35	generate	generate	VERB
aijes-6438	16	36	significant	significant	ADJ
aijes-6438	16	37	disturbances	disturbance	NOUN
aijes-6438	16	38	within	within	ADP
aijes-6438	16	39	the	the	DET
aijes-6438	16	40	banking	banking	NOUN
aijes-6438	16	41	sector	sector	NOUN
aijes-6438	16	42	.	.	PUNCT
aijes-6438	17	1	the	the	DET
aijes-6438	17	2	reputation	reputation	NOUN
aijes-6438	17	3	and	and	CCONJ
aijes-6438	17	4	stability	stability	NOUN
aijes-6438	17	5	of	of	ADP
aijes-6438	17	6	banks	bank	NOUN
aijes-6438	17	7	depend	depend	VERB
aijes-6438	17	8	on	on	ADP
aijes-6438	17	9	their	their	PRON
aijes-6438	17	10	ability	ability	NOUN
aijes-6438	17	11	to	to	PART
aijes-6438	17	12	cope	cope	VERB
aijes-6438	17	13	with	with	ADP
aijes-6438	17	14	the	the	DET
aijes-6438	17	15	unstable	unstable	ADJ
aijes-6438	17	16	economic	economic	ADJ
aijes-6438	17	17	environment	environment	NOUN
aijes-6438	17	18	,	,	PUNCT
aijes-6438	17	19	whether	whether	SCONJ
aijes-6438	17	20	such	such	ADJ
aijes-6438	17	21	instability	instability	NOUN
aijes-6438	17	22	is	be	AUX
aijes-6438	17	23	associated	associate	VERB
aijes-6438	17	24	with	with	ADP
aijes-6438	17	25	money	money	NOUN
aijes-6438	17	26	laundering	laundering	NOUN
aijes-6438	17	27	,	,	PUNCT
aijes-6438	17	28	terrorist	terrorist	ADJ
aijes-6438	17	29	financing	financing	NOUN
aijes-6438	17	30	,	,	PUNCT
aijes-6438	17	31	corruption	corruption	NOUN
aijes-6438	17	32	or	or	CCONJ
aijes-6438	17	33	fraud	fraud	NOUN
aijes-6438	17	34	,	,	PUNCT
aijes-6438	17	35	or	or	CCONJ
aijes-6438	17	36	if	if	SCONJ
aijes-6438	17	37	it	it	PRON
aijes-6438	17	38	is	be	AUX
aijes-6438	17	39	generated	generate	VERB
aijes-6438	17	40	by	by	ADP
aijes-6438	17	41	globalization	globalization	NOUN
aijes-6438	17	42	or	or	CCONJ
aijes-6438	17	43	economic	economic	ADJ
aijes-6438	17	44	crises	crisis	NOUN
aijes-6438	17	45	.	.	PUNCT
aijes-6438	18	1	in	in	ADP
aijes-6438	18	2	the	the	DET
aijes-6438	18	3	case	case	NOUN
aijes-6438	18	4	of	of	ADP
aijes-6438	18	5	banks	bank	NOUN
aijes-6438	18	6	,	,	PUNCT
aijes-6438	18	7	security	security	NOUN
aijes-6438	18	8	is	be	AUX
aijes-6438	18	9	an	an	DET
aijes-6438	18	10	essential	essential	ADJ
aijes-6438	18	11	issue	issue	NOUN
aijes-6438	18	12	,	,	PUNCT
aijes-6438	18	13	being	be	AUX
aijes-6438	18	14	characterised	characterise	VERB
aijes-6438	18	15	by	by	ADP
aijes-6438	18	16	a	a	DET
aijes-6438	18	17	state	state	NOUN
aijes-6438	18	18	when	when	SCONJ
aijes-6438	18	19	even	even	ADV
aijes-6438	18	20	the	the	DET
aijes-6438	18	21	smallest	small	ADJ
aijes-6438	18	22	dangers	danger	NOUN
aijes-6438	18	23	might	might	AUX
aijes-6438	18	24	be	be	AUX
aijes-6438	18	25	anticipated	anticipate	VERB
aijes-6438	18	26	.	.	PUNCT
aijes-6438	19	1	with	with	ADP
aijes-6438	19	2	the	the	DET
aijes-6438	19	3	development	development	NOUN
aijes-6438	19	4	of	of	ADP
aijes-6438	19	5	the	the	DET
aijes-6438	19	6	banking	banking	NOUN
aijes-6438	19	7	system	system	NOUN
aijes-6438	19	8	,	,	PUNCT
aijes-6438	19	9	security	security	NOUN
aijes-6438	19	10	and	and	CCONJ
aijes-6438	19	11	,	,	PUNCT
aijes-6438	19	12	implicitly	implicitly	ADV
aijes-6438	19	13	,	,	PUNCT
aijes-6438	19	14	the	the	DET
aijes-6438	19	15	security	security	NOUN
aijes-6438	19	16	policy	policy	NOUN
aijes-6438	19	17	was	be	AUX
aijes-6438	19	18	categorically	categorically	ADV
aijes-6438	19	19	imposed	impose	VERB
aijes-6438	19	20	in	in	ADP
aijes-6438	19	21	the	the	DET
aijes-6438	19	22	entire	entire	ADJ
aijes-6438	19	23	banking	banking	NOUN
aijes-6438	19	24	system	system	NOUN
aijes-6438	19	25	.	.	PUNCT
aijes-6438	20	1	although	although	SCONJ
aijes-6438	20	2	a	a	DET
aijes-6438	20	3	remarkable	remarkable	ADJ
aijes-6438	20	4	subject	subject	NOUN
aijes-6438	20	5	,	,	PUNCT
aijes-6438	20	6	bank	bank	NOUN
aijes-6438	20	7	security	security	NOUN
aijes-6438	20	8	continues	continue	VERB
aijes-6438	20	9	to	to	PART
aijes-6438	20	10	be	be	AUX
aijes-6438	20	11	an	an	DET
aijes-6438	20	12	impenetrable	impenetrable	ADJ
aijes-6438	20	13	area	area	NOUN
aijes-6438	20	14	,	,	PUNCT
aijes-6438	20	15	associated	associate	VERB
aijes-6438	20	16	particularly	particularly	ADV
aijes-6438	20	17	with	with	ADP
aijes-6438	20	18	the	the	DET
aijes-6438	20	19	idea	idea	NOUN
aijes-6438	20	20	of	of	ADP
aijes-6438	20	21	securing	secure	VERB
aijes-6438	20	22	the	the	DET
aijes-6438	20	23	banking	banking	NOUN
aijes-6438	20	24	system	system	NOUN
aijes-6438	20	25	,	,	PUNCT
aijes-6438	20	26	but	but	CCONJ
aijes-6438	20	27	also	also	ADV
aijes-6438	20	28	with	with	ADP
aijes-6438	20	29	other	other	ADJ
aijes-6438	20	30	issues	issue	NOUN
aijes-6438	20	31	.	.	PUNCT
aijes-6438	21	1	the	the	DET
aijes-6438	21	2	economic	economic	ADJ
aijes-6438	21	3	environment	environment	NOUN
aijes-6438	21	4	is	be	AUX
aijes-6438	21	5	constantly	constantly	ADV
aijes-6438	21	6	evolving	evolve	VERB
aijes-6438	21	7	while	while	SCONJ
aijes-6438	21	8	also	also	ADV
aijes-6438	21	9	being	be	AUX
aijes-6438	21	10	subject	subject	ADJ
aijes-6438	21	11	to	to	ADP
aijes-6438	21	12	a	a	DET
aijes-6438	21	13	state	state	NOUN
aijes-6438	21	14	of	of	ADP
aijes-6438	21	15	perpetual	perpetual	ADJ
aijes-6438	21	16	uncertainty	uncertainty	NOUN
aijes-6438	21	17	.	.	PUNCT
aijes-6438	22	1	the	the	DET
aijes-6438	22	2	economic	economic	ADJ
aijes-6438	22	3	and	and	CCONJ
aijes-6438	22	4	banking	banking	NOUN
aijes-6438	22	5	events	event	NOUN
aijes-6438	22	6	of	of	ADP
aijes-6438	22	7	the	the	DET
aijes-6438	22	8	last	last	ADJ
aijes-6438	22	9	period	period	NOUN
aijes-6438	22	10	brought	bring	VERB
aijes-6438	22	11	to	to	ADP
aijes-6438	22	12	the	the	DET
aijes-6438	22	13	fore	fore	NOUN
aijes-6438	22	14	the	the	DET
aijes-6438	22	15	fact	fact	NOUN
aijes-6438	22	16	that	that	SCONJ
aijes-6438	22	17	the	the	DET
aijes-6438	22	18	accentuation	accentuation	NOUN
aijes-6438	22	19	of	of	ADP
aijes-6438	22	20	specific	specific	ADJ
aijes-6438	22	21	risks	risk	NOUN
aijes-6438	22	22	generate	generate	VERB
aijes-6438	22	23	the	the	DET
aijes-6438	22	24	problems	problem	NOUN
aijes-6438	22	25	experienced	experience	VERB
aijes-6438	22	26	by	by	ADP
aijes-6438	22	27	the	the	DET
aijes-6438	22	28	entire	entire	ADJ
aijes-6438	22	29	banking	banking	NOUN
aijes-6438	22	30	system	system	NOUN
aijes-6438	22	31	.	.	PUNCT
aijes-6438	23	1	consequently	consequently	ADV
aijes-6438	23	2	,	,	PUNCT
aijes-6438	23	3	credit	credit	NOUN
aijes-6438	23	4	institutions	institution	NOUN
aijes-6438	23	5	must	must	AUX
aijes-6438	23	6	comply	comply	VERB
aijes-6438	23	7	with	with	ADP
aijes-6438	23	8	legislative	legislative	ADJ
aijes-6438	23	9	acts	act	NOUN
aijes-6438	23	10	,	,	PUNCT
aijes-6438	23	11	norms	norm	NOUN
aijes-6438	23	12	and	and	CCONJ
aijes-6438	23	13	regulations	regulation	NOUN
aijes-6438	23	14	that	that	PRON
aijes-6438	23	15	include	include	VERB
aijes-6438	23	16	provisions	provision	NOUN
aijes-6438	23	17	regarding	regard	VERB
aijes-6438	23	18	the	the	DET
aijes-6438	23	19	security	security	NOUN
aijes-6438	23	20	of	of	ADP
aijes-6438	23	21	information	information	NOUN
aijes-6438	23	22	.	.	PUNCT
aijes-6438	24	1	the	the	DET
aijes-6438	24	2	need	need	NOUN
aijes-6438	24	3	to	to	PART
aijes-6438	24	4	ensure	ensure	VERB
aijes-6438	24	5	security	security	NOUN
aijes-6438	24	6	at	at	ADP
aijes-6438	24	7	the	the	DET
aijes-6438	24	8	level	level	NOUN
aijes-6438	24	9	of	of	ADP
aijes-6438	24	10	the	the	DET
aijes-6438	24	11	system	system	NOUN
aijes-6438	24	12	involves	involve	VERB
aijes-6438	24	13	ensuring	ensure	VERB
aijes-6438	24	14	minimum	minimum	ADJ
aijes-6438	24	15	security	security	NOUN
aijes-6438	24	16	requirements	requirement	NOUN
aijes-6438	24	17	for	for	ADP
aijes-6438	24	18	each	each	DET
aijes-6438	24	19	participant	participant	NOUN
aijes-6438	24	20	,	,	PUNCT
aijes-6438	24	21	since	since	SCONJ
aijes-6438	24	22	the	the	DET
aijes-6438	24	23	security	security	NOUN
aijes-6438	24	24	problems	problem	NOUN
aijes-6438	24	25	of	of	ADP
aijes-6438	24	26	a	a	DET
aijes-6438	24	27	participant	participant	NOUN
aijes-6438	24	28	can	can	AUX
aijes-6438	24	29	affect	affect	VERB
aijes-6438	24	30	the	the	DET
aijes-6438	24	31	functioning	functioning	NOUN
aijes-6438	24	32	of	of	ADP
aijes-6438	24	33	the	the	DET
aijes-6438	24	34	entire	entire	ADJ
aijes-6438	24	35	system	system	NOUN
aijes-6438	24	36	.	.	PUNCT
aijes-6438	25	1	as	as	ADP
aijes-6438	25	2	a	a	DET
aijes-6438	25	3	result	result	NOUN
aijes-6438	25	4	,	,	PUNCT
aijes-6438	25	5	cyber	cyber	ADJ
aijes-6438	25	6	security	security	NOUN
aijes-6438	25	7	is	be	AUX
aijes-6438	25	8	not	not	PART
aijes-6438	25	9	only	only	ADV
aijes-6438	25	10	a	a	DET
aijes-6438	25	11	protection	protection	NOUN
aijes-6438	25	12	factor	factor	NOUN
aijes-6438	25	13	,	,	PUNCT
aijes-6438	25	14	but	but	CCONJ
aijes-6438	25	15	also	also	ADV
aijes-6438	25	16	an	an	DET
aijes-6438	25	17	element	element	NOUN
aijes-6438	25	18	of	of	ADP
aijes-6438	25	19	trust	trust	NOUN
aijes-6438	25	20	and	and	CCONJ
aijes-6438	25	21	stability	stability	NOUN
aijes-6438	25	22	for	for	ADP
aijes-6438	25	23	financial	financial	ADJ
aijes-6438	25	24	institutions	institution	NOUN
aijes-6438	25	25	.	.	PUNCT
aijes-6438	26	1	2	2	X
aijes-6438	26	2	.	.	X
aijes-6438	26	3	policies	policy	NOUN
aijes-6438	26	4	and	and	CCONJ
aijes-6438	26	5	strategies	strategy	NOUN
aijes-6438	26	6	regarding	regard	VERB
aijes-6438	26	7	the	the	DET
aijes-6438	26	8	security	security	NOUN
aijes-6438	26	9	of	of	ADP
aijes-6438	26	10	banking	banking	NOUN
aijes-6438	26	11	systems	system	NOUN
aijes-6438	26	12	any	any	DET
aijes-6438	26	13	financial	financial	ADJ
aijes-6438	26	14	-	-	PUNCT
aijes-6438	26	15	banking	banking	NOUN
aijes-6438	26	16	operation	operation	NOUN
aijes-6438	26	17	involves	involve	VERB
aijes-6438	26	18	a	a	DET
aijes-6438	26	19	series	series	NOUN
aijes-6438	26	20	of	of	ADP
aijes-6438	26	21	risk	risk	NOUN
aijes-6438	26	22	factors	factor	NOUN
aijes-6438	26	23	.	.	PUNCT
aijes-6438	27	1	exposure	exposure	NOUN
aijes-6438	27	2	to	to	ADP
aijes-6438	27	3	risk	risk	NOUN
aijes-6438	27	4	is	be	AUX
aijes-6438	27	5	inherent	inherent	ADJ
aijes-6438	27	6	tothe	tothe	PRON
aijes-6438	27	7	banking	banking	NOUN
aijes-6438	27	8	system	system	NOUN
aijes-6438	27	9	;	;	PUNCT
aijes-6438	27	10	therefore	therefore	ADV
aijes-6438	27	11	,	,	PUNCT
aijes-6438	27	12	the	the	DET
aijes-6438	27	13	objective	objective	NOUN
aijes-6438	27	14	of	of	ADP
aijes-6438	27	15	risk	risk	NOUN
aijes-6438	27	16	management	management	NOUN
aijes-6438	27	17	is	be	AUX
aijes-6438	27	18	to	to	PART
aijes-6438	27	19	mitigate	mitigate	VERB
aijes-6438	27	20	risk	risk	NOUN
aijes-6438	27	21	.	.	PUNCT
aijes-6438	28	1	only	only	ADV
aijes-6438	28	2	the	the	DET
aijes-6438	28	3	banks	bank	NOUN
aijes-6438	28	4	that	that	PRON
aijes-6438	28	5	succeed	succeed	VERB
aijes-6438	28	6	in	in	ADP
aijes-6438	28	7	accepting	accept	VERB
aijes-6438	28	8	and	and	CCONJ
aijes-6438	28	9	managing	manage	VERB
aijes-6438	28	10	risks	risk	NOUN
aijes-6438	28	11	have	have	VERB
aijes-6438	28	12	the	the	DET
aijes-6438	28	13	possibility	possibility	NOUN
aijes-6438	28	14	to	to	PART
aijes-6438	28	15	anticipate	anticipate	VERB
aijes-6438	28	16	the	the	DET
aijes-6438	28	17	evolution	evolution	NOUN
aijes-6438	28	18	of	of	ADP
aijes-6438	28	19	future	future	ADJ
aijes-6438	28	20	events	event	NOUN
aijes-6438	28	21	.	.	PUNCT
aijes-6438	29	1	the	the	DET
aijes-6438	29	2	bank	bank	NOUN
aijes-6438	29	3	security	security	NOUN
aijes-6438	29	4	policy	policy	NOUN
aijes-6438	29	5	is	be	AUX
aijes-6438	29	6	an	an	DET
aijes-6438	29	7	essential	essential	ADJ
aijes-6438	29	8	document	document	NOUN
aijes-6438	29	9	regarding	regard	VERB
aijes-6438	29	10	the	the	DET
aijes-6438	29	11	security	security	NOUN
aijes-6438	29	12	of	of	ADP
aijes-6438	29	13	banking	banking	NOUN
aijes-6438	29	14	institutions	institution	NOUN
aijes-6438	29	15	and	and	CCONJ
aijes-6438	29	16	includes	include	VERB
aijes-6438	29	17	considerable	considerable	ADJ
aijes-6438	29	18	aspects	aspect	NOUN
aijes-6438	29	19	,	,	PUNCT
aijes-6438	29	20	guidelines	guideline	NOUN
aijes-6438	29	21	,	,	PUNCT
aijes-6438	29	22	as	as	ADV
aijes-6438	29	23	well	well	ADV
aijes-6438	29	24	as	as	ADP
aijes-6438	29	25	requirements	requirement	NOUN
aijes-6438	29	26	that	that	SCONJ
aijes-6438	29	27	the	the	DET
aijes-6438	29	28	management	management	NOUN
aijes-6438	29	29	considers	consider	VERB
aijes-6438	29	30	appreciable	appreciable	ADJ
aijes-6438	29	31	in	in	ADP
aijes-6438	29	32	order	order	NOUN
aijes-6438	29	33	to	to	PART
aijes-6438	29	34	maintain	maintain	VERB
aijes-6438	29	35	its	its	PRON
aijes-6438	29	36	security	security	NOUN
aijes-6438	29	37	.	.	PUNCT
aijes-6438	30	1	at	at	ADP
aijes-6438	30	2	the	the	DET
aijes-6438	30	3	same	same	ADJ
aijes-6438	30	4	time	time	NOUN
aijes-6438	30	5	,	,	PUNCT
aijes-6438	30	6	it	it	PRON
aijes-6438	30	7	includes	include	VERB
aijes-6438	30	8	a	a	DET
aijes-6438	30	9	set	set	NOUN
aijes-6438	30	10	of	of	ADP
aijes-6438	30	11	rules	rule	NOUN
aijes-6438	30	12	,	,	PUNCT
aijes-6438	30	13	norms	norm	NOUN
aijes-6438	30	14	and	and	CCONJ
aijes-6438	30	15	procedures	procedure	NOUN
aijes-6438	30	16	that	that	PRON
aijes-6438	30	17	regulate	regulate	VERB
aijes-6438	30	18	the	the	DET
aijes-6438	30	19	manner	manner	NOUN
aijes-6438	30	20	of	of	ADP
aijes-6438	30	21	managing	managing	NOUN
aijes-6438	30	22	,	,	PUNCT
aijes-6438	30	23	using	use	VERB
aijes-6438	30	24	,	,	PUNCT
aijes-6438	30	25	protecting	protect	VERB
aijes-6438	30	26	and	and	CCONJ
aijes-6438	30	27	distributing	distribute	VERB
aijes-6438	30	28	resources	resource	NOUN
aijes-6438	30	29	in	in	ADP
aijes-6438	30	30	the	the	DET
aijes-6438	30	31	banking	banking	NOUN
aijes-6438	30	32	institution	institution	NOUN
aijes-6438	30	33	.	.	PUNCT
aijes-6438	31	1	this	this	DET
aijes-6438	31	2	policy	policy	NOUN
aijes-6438	31	3	applies	apply	VERB
aijes-6438	31	4	to	to	ADP
aijes-6438	31	5	all	all	DET
aijes-6438	31	6	activities	activity	NOUN
aijes-6438	31	7	,	,	PUNCT
aijes-6438	31	8	processes	process	NOUN
aijes-6438	31	9	,	,	PUNCT
aijes-6438	31	10	procedures	procedure	NOUN
aijes-6438	31	11	,	,	PUNCT
aijes-6438	31	12	directives	directive	NOUN
aijes-6438	31	13	,	,	PUNCT
aijes-6438	31	14	regulations	regulation	NOUN
aijes-6438	31	15	,	,	PUNCT
aijes-6438	31	16	products	product	NOUN
aijes-6438	31	17	,	,	PUNCT
aijes-6438	31	18	assets	asset	NOUN
aijes-6438	31	19	and	and	CCONJ
aijes-6438	31	20	decisions	decision	NOUN
aijes-6438	31	21	associated	associate	VERB
aijes-6438	31	22	with	with	ADP
aijes-6438	31	23	the	the	DET
aijes-6438	31	24	institution	institution	NOUN
aijes-6438	31	25	,	,	PUNCT
aijes-6438	31	26	since	since	SCONJ
aijes-6438	31	27	they	they	PRON
aijes-6438	31	28	may	may	AUX
aijes-6438	31	29	all	all	PRON
aijes-6438	31	30	influence	influence	VERB
aijes-6438	31	31	the	the	DET
aijes-6438	31	32	secure	secure	ADJ
aijes-6438	31	33	way	way	NOUN
aijes-6438	31	34	in	in	ADP
aijes-6438	31	35	which	which	PRON
aijes-6438	31	36	a	a	DET
aijes-6438	31	37	bank	bank	NOUN
aijes-6438	31	38	operates	operate	VERB
aijes-6438	31	39	.	.	PUNCT
aijes-6438	32	1	when	when	SCONJ
aijes-6438	32	2	it	it	PRON
aijes-6438	32	3	comes	come	VERB
aijes-6438	32	4	to	to	ADP
aijes-6438	32	5	operations	operation	NOUN
aijes-6438	32	6	and	and	CCONJ
aijes-6438	32	7	security	security	NOUN
aijes-6438	32	8	,	,	PUNCT
aijes-6438	32	9	financial	financial	ADJ
aijes-6438	32	10	organizations	organization	NOUN
aijes-6438	32	11	should	should	AUX
aijes-6438	32	12	use	use	VERB
aijes-6438	32	13	a	a	DET
aijes-6438	32	14	multilevel	multilevel	NOUN
aijes-6438	32	15	,	,	PUNCT
aijes-6438	32	16	layered	layered	ADJ
aijes-6438	32	17	approach	approach	NOUN
aijes-6438	32	18	,	,	PUNCT
aijes-6438	32	19	which	which	PRON
aijes-6438	32	20	nevertheless	nevertheless	ADV
aijes-6438	32	21	involvesseveral	involvesseveral	ADJ
aijes-6438	32	22	challenges	challenge	NOUN
aijes-6438	32	23	.	.	PUNCT
aijes-6438	33	1	the	the	DET
aijes-6438	33	2	pressure	pressure	NOUN
aijes-6438	33	3	to	to	PART
aijes-6438	33	4	improve	improve	VERB
aijes-6438	33	5	and	and	CCONJ
aijes-6438	33	6	secure	secure	VERB
aijes-6438	33	7	it	it	PRON
aijes-6438	33	8	systems	system	NOUN
aijes-6438	33	9	in	in	ADP
aijes-6438	33	10	financial	financial	ADJ
aijes-6438	33	11	institutions	institution	NOUN
aijes-6438	33	12	is	be	AUX
aijes-6438	33	13	enormous	enormous	ADJ
aijes-6438	33	14	,	,	PUNCT
aijes-6438	33	15	since	since	SCONJ
aijes-6438	33	16	cyber	cyber	NOUN
aijes-6438	33	17	-	-	PUNCT
aijes-6438	33	18	attacks	attack	NOUN
aijes-6438	33	19	on	on	ADP
aijes-6438	33	20	banks	bank	NOUN
aijes-6438	33	21	are	be	AUX
aijes-6438	33	22	on	on	ADP
aijes-6438	33	23	the	the	DET
aijes-6438	33	24	rise	rise	NOUN
aijes-6438	33	25	.	.	PUNCT
aijes-6438	34	1	the	the	DET
aijes-6438	34	2	policy	policy	NOUN
aijes-6438	34	3	of	of	ADP
aijes-6438	34	4	the	the	DET
aijes-6438	34	5	authorities	authority	NOUN
aijes-6438	34	6	and	and	CCONJ
aijes-6438	34	7	the	the	DET
aijes-6438	34	8	obligation	obligation	NOUN
aijes-6438	34	9	of	of	ADP
aijes-6438	34	10	the	the	DET
aijes-6438	34	11	banks	bank	NOUN
aijes-6438	34	12	is	be	AUX
aijes-6438	34	13	to	to	PART
aijes-6438	34	14	disclose	disclose	VERB
aijes-6438	34	15	and	and	CCONJ
aijes-6438	34	16	prevent	prevent	VERB
aijes-6438	34	17	the	the	DET
aijes-6438	34	18	trafficking	trafficking	NOUN
aijes-6438	34	19	of	of	ADP
aijes-6438	34	20	illegally	illegally	ADV
aijes-6438	34	21	obtained	obtain	VERB
aijes-6438	34	22	funds	fund	NOUN
aijes-6438	34	23	.	.	PUNCT
aijes-6438	35	1	the	the	DET
aijes-6438	35	2	threat	threat	NOUN
aijes-6438	35	3	of	of	ADP
aijes-6438	35	4	terrorism	terrorism	NOUN
aijes-6438	35	5	is	be	AUX
aijes-6438	35	6	a	a	DET
aijes-6438	35	7	problem	problem	NOUN
aijes-6438	35	8	for	for	ADP
aijes-6438	35	9	all	all	PRON
aijes-6438	35	10	of	of	ADP
aijes-6438	35	11	humanity	humanity	NOUN
aijes-6438	35	12	.	.	PUNCT
aijes-6438	36	1	this	this	DET
aijes-6438	36	2	phenomenon	phenomenon	NOUN
aijes-6438	36	3	is	be	AUX
aijes-6438	36	4	hard	hard	ADJ
aijes-6438	36	5	to	to	PART
aijes-6438	36	6	detect	detect	VERB
aijes-6438	36	7	because	because	SCONJ
aijes-6438	36	8	the	the	DET
aijes-6438	36	9	sources	source	NOUN
aijes-6438	36	10	of	of	ADP
aijes-6438	36	11	funding	funding	NOUN
aijes-6438	36	12	can	can	AUX
aijes-6438	36	13	be	be	AUX
aijes-6438	36	14	both	both	ADV
aijes-6438	36	15	illegal	illegal	ADJ
aijes-6438	36	16	and	and	CCONJ
aijes-6438	36	17	legal	legal	ADJ
aijes-6438	36	18	.	.	PUNCT
aijes-6438	37	1	those	those	PRON
aijes-6438	37	2	who	who	PRON
aijes-6438	37	3	intend	intend	VERB
aijes-6438	37	4	to	to	PART
aijes-6438	37	5	prepare	prepare	VERB
aijes-6438	37	6	various	various	ADJ
aijes-6438	37	7	terrorist	terrorist	ADJ
aijes-6438	37	8	attacks	attack	NOUN
aijes-6438	37	9	seek	seek	VERB
aijes-6438	37	10	to	to	PART
aijes-6438	37	11	find	find	VERB
aijes-6438	37	12	new	new	ADJ
aijes-6438	37	13	marinela	marinela	PROPN
aijes-6438	37	14	adriana	adriana	PROPN
aijes-6438	37	15	butcovan	butcovan	PROPN
aijes-6438	37	16	,	,	PUNCT
aijes-6438	37	17	rica	rica	PROPN
aijes-6438	37	18	ivan	ivan	PROPN
aijes-6438	37	19	29	29	NUM
aijes-6438	37	20	sources	source	NOUN
aijes-6438	37	21	,	,	PUNCT
aijes-6438	37	22	relying	rely	VERB
aijes-6438	37	23	on	on	ADP
aijes-6438	37	24	the	the	DET
aijes-6438	37	25	vulnerability	vulnerability	NOUN
aijes-6438	37	26	of	of	ADP
aijes-6438	37	27	the	the	DET
aijes-6438	37	28	financial	financial	ADJ
aijes-6438	37	29	and	and	CCONJ
aijes-6438	37	30	banking	banking	NOUN
aijes-6438	37	31	system	system	NOUN
aijes-6438	37	32	,	,	PUNCT
aijes-6438	37	33	but	but	CCONJ
aijes-6438	37	34	also	also	ADV
aijes-6438	37	35	that	that	PRON
aijes-6438	37	36	of	of	ADP
aijes-6438	37	37	the	the	DET
aijes-6438	37	38	legal	legal	ADJ
aijes-6438	37	39	system	system	NOUN
aijes-6438	37	40	.	.	PUNCT
aijes-6438	38	1	in	in	ADP
aijes-6438	38	2	most	most	ADJ
aijes-6438	38	3	cases	case	NOUN
aijes-6438	38	4	,	,	PUNCT
aijes-6438	38	5	financial	financial	ADJ
aijes-6438	38	6	transactions	transaction	NOUN
aijes-6438	38	7	are	be	AUX
aijes-6438	38	8	neutral	neutral	ADJ
aijes-6438	38	9	;	;	PUNCT
aijes-6438	38	10	they	they	PRON
aijes-6438	38	11	come	come	VERB
aijes-6438	38	12	to	to	ADP
aijes-6438	38	13	the	the	DET
aijes-6438	38	14	attention	attention	NOUN
aijes-6438	38	15	of	of	ADP
aijes-6438	38	16	specialized	specialized	ADJ
aijes-6438	38	17	institutions	institution	NOUN
aijes-6438	38	18	only	only	ADV
aijes-6438	38	19	when	when	SCONJ
aijes-6438	38	20	suspicious	suspicious	ADJ
aijes-6438	38	21	persons	person	NOUN
aijes-6438	38	22	are	be	AUX
aijes-6438	38	23	involved	involve	VERB
aijes-6438	38	24	.	.	PUNCT
aijes-6438	39	1	as	as	ADV
aijes-6438	39	2	far	far	ADV
aijes-6438	39	3	as	as	SCONJ
aijes-6438	39	4	money	money	NOUN
aijes-6438	39	5	laundering	laundering	NOUN
aijes-6438	39	6	is	be	AUX
aijes-6438	39	7	concerned	concern	VERB
aijes-6438	39	8	,	,	PUNCT
aijes-6438	39	9	this	this	DET
aijes-6438	39	10	phenomenon	phenomenon	NOUN
aijes-6438	39	11	,	,	PUNCT
aijes-6438	39	12	which	which	PRON
aijes-6438	39	13	has	have	AUX
aijes-6438	39	14	already	already	ADV
aijes-6438	39	15	acquired	acquire	VERB
aijes-6438	39	16	an	an	DET
aijes-6438	39	17	international	international	ADJ
aijes-6438	39	18	character	character	NOUN
aijes-6438	39	19	,	,	PUNCT
aijes-6438	39	20	leaves	leave	VERB
aijes-6438	39	21	even	even	ADV
aijes-6438	39	22	deeper	deep	ADJ
aijes-6438	39	23	traces	trace	NOUN
aijes-6438	39	24	not	not	PART
aijes-6438	39	25	only	only	ADV
aijes-6438	39	26	in	in	ADP
aijes-6438	39	27	the	the	DET
aijes-6438	39	28	activities	activity	NOUN
aijes-6438	39	29	of	of	ADP
aijes-6438	39	30	banking	banking	NOUN
aijes-6438	39	31	institutions	institution	NOUN
aijes-6438	39	32	,	,	PUNCT
aijes-6438	39	33	but	but	CCONJ
aijes-6438	39	34	also	also	ADV
aijes-6438	39	35	in	in	ADP
aijes-6438	39	36	their	their	PRON
aijes-6438	39	37	image	image	NOUN
aijes-6438	39	38	,	,	PUNCT
aijes-6438	39	39	which	which	PRON
aijes-6438	39	40	represents	represent	VERB
aijes-6438	39	41	a	a	DET
aijes-6438	39	42	crucial	crucial	ADJ
aijes-6438	39	43	factor	factor	NOUN
aijes-6438	39	44	.	.	PUNCT
aijes-6438	40	1	criminals	criminal	NOUN
aijes-6438	40	2	,	,	PUNCT
aijes-6438	40	3	in	in	ADP
aijes-6438	40	4	their	their	PRON
aijes-6438	40	5	attempt	attempt	NOUN
aijes-6438	40	6	to	to	PART
aijes-6438	40	7	hide	hide	VERB
aijes-6438	40	8	values	value	NOUN
aijes-6438	40	9	gained	gain	VERB
aijes-6438	40	10	from	from	ADP
aijes-6438	40	11	illegal	illegal	ADJ
aijes-6438	40	12	acts	act	NOUN
aijes-6438	40	13	,	,	PUNCT
aijes-6438	40	14	make	make	VERB
aijes-6438	40	15	use	use	NOUN
aijes-6438	40	16	of	of	ADP
aijes-6438	40	17	banking	banking	NOUN
aijes-6438	40	18	institutions	institution	NOUN
aijes-6438	40	19	,	,	PUNCT
aijes-6438	40	20	by	by	ADP
aijes-6438	40	21	means	mean	NOUN
aijes-6438	40	22	of	of	ADP
aijes-6438	40	23	bank	bank	NOUN
aijes-6438	40	24	transactions	transaction	NOUN
aijes-6438	40	25	.	.	PUNCT
aijes-6438	41	1	thus	thus	ADV
aijes-6438	41	2	,	,	PUNCT
aijes-6438	41	3	illegally	illegally	ADV
aijes-6438	41	4	obtained	obtain	VERB
aijes-6438	41	5	profits	profit	NOUN
aijes-6438	41	6	are	be	AUX
aijes-6438	41	7	"	"	PUNCT
aijes-6438	41	8	laundered	launder	VERB
aijes-6438	41	9	"	"	PUNCT
aijes-6438	41	10	much	much	ADV
aijes-6438	41	11	more	more	ADV
aijes-6438	41	12	easily	easily	ADV
aijes-6438	41	13	.	.	PUNCT
aijes-6438	42	1	however	however	ADV
aijes-6438	42	2	,	,	PUNCT
aijes-6438	42	3	the	the	DET
aijes-6438	42	4	damages	damage	NOUN
aijes-6438	42	5	resulting	result	VERB
aijes-6438	42	6	from	from	ADP
aijes-6438	42	7	the	the	DET
aijes-6438	42	8	crime	crime	NOUN
aijes-6438	42	9	of	of	ADP
aijes-6438	42	10	money	money	NOUN
aijes-6438	42	11	laundering	laundering	NOUN
aijes-6438	42	12	affect	affect	VERB
aijes-6438	42	13	the	the	DET
aijes-6438	42	14	economy	economy	NOUN
aijes-6438	42	15	worldwide	worldwide	ADV
aijes-6438	42	16	.	.	PUNCT
aijes-6438	43	1	with	with	ADP
aijes-6438	43	2	the	the	DET
aijes-6438	43	3	development	development	NOUN
aijes-6438	43	4	of	of	ADP
aijes-6438	43	5	organized	organized	ADJ
aijes-6438	43	6	crime	crime	NOUN
aijes-6438	43	7	,	,	PUNCT
aijes-6438	43	8	the	the	DET
aijes-6438	43	9	profits	profit	NOUN
aijes-6438	43	10	obtained	obtain	VERB
aijes-6438	43	11	also	also	ADV
aijes-6438	43	12	increased	increase	VERB
aijes-6438	43	13	,	,	PUNCT
aijes-6438	43	14	and	and	CCONJ
aijes-6438	43	15	the	the	DET
aijes-6438	43	16	banking	banking	NOUN
aijes-6438	43	17	circuit	circuit	NOUN
aijes-6438	43	18	has	have	AUX
aijes-6438	43	19	become	become	VERB
aijes-6438	43	20	involved	involve	VERB
aijes-6438	43	21	into	into	ADP
aijes-6438	43	22	the	the	DET
aijes-6438	43	23	transfer	transfer	NOUN
aijes-6438	43	24	of	of	ADP
aijes-6438	43	25	illegally	illegally	ADV
aijes-6438	43	26	acquired	acquire	VERB
aijes-6438	43	27	funds	fund	NOUN
aijes-6438	43	28	;	;	PUNCT
aijes-6438	43	29	for	for	ADP
aijes-6438	43	30	those	those	PRON
aijes-6438	43	31	involved	involve	VERB
aijes-6438	43	32	in	in	ADP
aijes-6438	43	33	money	money	NOUN
aijes-6438	43	34	laundering	laundering	NOUN
aijes-6438	43	35	,	,	PUNCT
aijes-6438	43	36	technological	technological	ADJ
aijes-6438	43	37	progress	progress	NOUN
aijes-6438	43	38	has	have	AUX
aijes-6438	43	39	been	be	AUX
aijes-6438	43	40	a	a	DET
aijes-6438	43	41	means	mean	NOUN
aijes-6438	43	42	whereby	whereby	SCONJ
aijes-6438	43	43	financial	financial	ADJ
aijes-6438	43	44	advantage	advantage	NOUN
aijes-6438	43	45	can	can	AUX
aijes-6438	43	46	be	be	AUX
aijes-6438	43	47	obtained	obtain	VERB
aijes-6438	43	48	.	.	PUNCT
aijes-6438	44	1	the	the	DET
aijes-6438	44	2	banking	banking	NOUN
aijes-6438	44	3	system	system	NOUN
aijes-6438	44	4	is	be	AUX
aijes-6438	44	5	,	,	PUNCT
aijes-6438	44	6	without	without	ADP
aijes-6438	44	7	a	a	DET
aijes-6438	44	8	doubt	doubt	NOUN
aijes-6438	44	9	,	,	PUNCT
aijes-6438	44	10	one	one	NUM
aijes-6438	44	11	of	of	ADP
aijes-6438	44	12	the	the	DET
aijes-6438	44	13	economic	economic	ADJ
aijes-6438	44	14	systems	system	NOUN
aijes-6438	44	15	dramatically	dramatically	ADV
aijes-6438	44	16	affected	affect	VERB
aijes-6438	44	17	by	by	ADP
aijes-6438	44	18	financial	financial	ADJ
aijes-6438	44	19	globalization	globalization	NOUN
aijes-6438	44	20	.	.	PUNCT
aijes-6438	45	1	in	in	ADP
aijes-6438	45	2	their	their	PRON
aijes-6438	45	3	attempt	attempt	NOUN
aijes-6438	45	4	to	to	PART
aijes-6438	45	5	cope	cope	VERB
aijes-6438	45	6	with	with	ADP
aijes-6438	45	7	all	all	DET
aijes-6438	45	8	the	the	DET
aijes-6438	45	9	changes	change	NOUN
aijes-6438	45	10	in	in	ADP
aijes-6438	45	11	the	the	DET
aijes-6438	45	12	economic	economic	ADJ
aijes-6438	45	13	environment	environment	NOUN
aijes-6438	45	14	,	,	PUNCT
aijes-6438	45	15	banks	bank	NOUN
aijes-6438	45	16	sought	seek	VERB
aijes-6438	45	17	to	to	PART
aijes-6438	45	18	implement	implement	VERB
aijes-6438	45	19	new	new	ADJ
aijes-6438	45	20	strategies	strategy	NOUN
aijes-6438	45	21	and	and	CCONJ
aijes-6438	45	22	policies	policy	NOUN
aijes-6438	45	23	;	;	PUNCT
aijes-6438	45	24	their	their	PRON
aijes-6438	45	25	purpose	purpose	NOUN
aijes-6438	45	26	was	be	AUX
aijes-6438	45	27	to	to	PART
aijes-6438	45	28	protect	protect	VERB
aijes-6438	45	29	themselves	themselves	PRON
aijes-6438	45	30	from	from	ADP
aijes-6438	45	31	criminals	criminal	NOUN
aijes-6438	45	32	and	and	CCONJ
aijes-6438	45	33	the	the	DET
aijes-6438	45	34	risks	risk	NOUN
aijes-6438	45	35	associated	associate	VERB
aijes-6438	45	36	with	with	ADP
aijes-6438	45	37	the	the	DET
aijes-6438	45	38	activities	activity	NOUN
aijes-6438	45	39	carried	carry	VERB
aijes-6438	45	40	out	out	ADP
aijes-6438	45	41	,	,	PUNCT
aijes-6438	45	42	but	but	CCONJ
aijes-6438	45	43	also	also	ADV
aijes-6438	45	44	to	to	PART
aijes-6438	45	45	survive	survive	VERB
aijes-6438	45	46	the	the	DET
aijes-6438	45	47	competition	competition	NOUN
aijes-6438	45	48	.	.	PUNCT
aijes-6438	46	1	crises	crisis	NOUN
aijes-6438	46	2	,	,	PUNCT
aijes-6438	46	3	along	along	ADP
aijes-6438	46	4	with	with	ADP
aijes-6438	46	5	other	other	ADJ
aijes-6438	46	6	social	social	ADJ
aijes-6438	46	7	phenomena	phenomenon	NOUN
aijes-6438	46	8	,	,	PUNCT
aijes-6438	46	9	become	become	VERB
aijes-6438	46	10	problematic	problematic	ADJ
aijes-6438	46	11	only	only	ADV
aijes-6438	46	12	when	when	SCONJ
aijes-6438	46	13	they	they	PRON
aijes-6438	46	14	affect	affect	VERB
aijes-6438	46	15	the	the	DET
aijes-6438	46	16	social	social	ADJ
aijes-6438	46	17	order	order	NOUN
aijes-6438	46	18	,	,	PUNCT
aijes-6438	46	19	and	and	CCONJ
aijes-6438	46	20	their	their	PRON
aijes-6438	46	21	effects	effect	NOUN
aijes-6438	46	22	can	can	AUX
aijes-6438	46	23	no	no	ADV
aijes-6438	46	24	longer	long	ADV
aijes-6438	46	25	be	be	AUX
aijes-6438	46	26	controlled	control	VERB
aijes-6438	46	27	.	.	PUNCT
aijes-6438	47	1	these	these	DET
aijes-6438	47	2	crises	crisis	NOUN
aijes-6438	47	3	negatively	negatively	ADV
aijes-6438	47	4	affect	affect	VERB
aijes-6438	47	5	the	the	DET
aijes-6438	47	6	entire	entire	ADJ
aijes-6438	47	7	economic	economic	ADJ
aijes-6438	47	8	system	system	NOUN
aijes-6438	47	9	.	.	PUNCT
aijes-6438	48	1	along	along	ADP
aijes-6438	48	2	with	with	ADP
aijes-6438	48	3	it	it	PRON
aijes-6438	48	4	,	,	PUNCT
aijes-6438	48	5	the	the	DET
aijes-6438	48	6	banking	banking	NOUN
aijes-6438	48	7	system	system	NOUN
aijes-6438	48	8	has	have	AUX
aijes-6438	48	9	also	also	ADV
aijes-6438	48	10	suffered	suffer	VERB
aijes-6438	48	11	from	from	ADP
aijes-6438	48	12	desecurization	desecurization	NOUN
aijes-6438	48	13	and	and	CCONJ
aijes-6438	48	14	destabilization	destabilization	NOUN
aijes-6438	48	15	caused	cause	VERB
aijes-6438	48	16	by	by	ADP
aijes-6438	48	17	these	these	DET
aijes-6438	48	18	crises	crisis	NOUN
aijes-6438	48	19	.	.	PUNCT
aijes-6438	49	1	most	most	ADJ
aijes-6438	49	2	banking	banking	NOUN
aijes-6438	49	3	institutions	institution	NOUN
aijes-6438	49	4	,	,	PUNCT
aijes-6438	49	5	as	as	ADV
aijes-6438	49	6	well	well	ADV
aijes-6438	49	7	as	as	ADP
aijes-6438	49	8	other	other	ADJ
aijes-6438	49	9	types	type	NOUN
aijes-6438	49	10	of	of	ADP
aijes-6438	49	11	institutions	institution	NOUN
aijes-6438	49	12	,	,	PUNCT
aijes-6438	49	13	have	have	AUX
aijes-6438	49	14	recently	recently	ADV
aijes-6438	49	15	operated	operate	VERB
aijes-6438	49	16	in	in	ADP
aijes-6438	49	17	an	an	DET
aijes-6438	49	18	environment	environment	NOUN
aijes-6438	49	19	characterized	characterize	VERB
aijes-6438	49	20	by	by	ADP
aijes-6438	49	21	uncertainty	uncertainty	NOUN
aijes-6438	49	22	and	and	CCONJ
aijes-6438	49	23	instability	instability	NOUN
aijes-6438	49	24	,	,	PUNCT
aijes-6438	49	25	and	and	CCONJ
aijes-6438	49	26	the	the	DET
aijes-6438	49	27	destruction	destruction	NOUN
aijes-6438	49	28	or	or	CCONJ
aijes-6438	49	29	losses	loss	NOUN
aijes-6438	49	30	can	can	AUX
aijes-6438	49	31	cause	cause	VERB
aijes-6438	49	32	serious	serious	ADJ
aijes-6438	49	33	disturbances	disturbance	NOUN
aijes-6438	49	34	to	to	ADP
aijes-6438	49	35	the	the	DET
aijes-6438	49	36	activities	activity	NOUN
aijes-6438	49	37	of	of	ADP
aijes-6438	49	38	the	the	DET
aijes-6438	49	39	institutions	institution	NOUN
aijes-6438	49	40	concerned	concern	VERB
aijes-6438	49	41	.	.	PUNCT
aijes-6438	50	1	considering	consider	VERB
aijes-6438	50	2	the	the	DET
aijes-6438	50	3	crime	crime	NOUN
aijes-6438	50	4	situation	situation	NOUN
aijes-6438	50	5	at	at	ADP
aijes-6438	50	6	global	global	ADJ
aijes-6438	50	7	level	level	NOUN
aijes-6438	50	8	,	,	PUNCT
aijes-6438	50	9	which	which	PRON
aijes-6438	50	10	has	have	AUX
aijes-6438	50	11	accentuated	accentuate	VERB
aijes-6438	50	12	dramatically	dramatically	ADV
aijes-6438	50	13	,	,	PUNCT
aijes-6438	50	14	while	while	SCONJ
aijes-6438	50	15	also	also	ADV
aijes-6438	50	16	taking	take	VERB
aijes-6438	50	17	into	into	ADP
aijes-6438	50	18	accountthe	accountthe	DET
aijes-6438	50	19	it	it	NOUN
aijes-6438	50	20	system	system	NOUN
aijes-6438	50	21	,	,	PUNCT
aijes-6438	50	22	geographical	geographical	ADJ
aijes-6438	50	23	location	location	NOUN
aijes-6438	50	24	,	,	PUNCT
aijes-6438	50	25	and	and	CCONJ
aijes-6438	50	26	the	the	DET
aijes-6438	50	27	community	community	NOUN
aijes-6438	50	28	of	of	ADP
aijes-6438	50	29	employees	employee	NOUN
aijes-6438	50	30	and	and	CCONJ
aijes-6438	50	31	customers	customer	NOUN
aijes-6438	50	32	,	,	PUNCT
aijes-6438	50	33	the	the	DET
aijes-6438	50	34	banking	banking	NOUN
aijes-6438	50	35	system	system	NOUN
aijes-6438	50	36	is	be	AUX
aijes-6438	50	37	more	more	ADV
aijes-6438	50	38	exposed	expose	VERB
aijes-6438	50	39	and	and	CCONJ
aijes-6438	50	40	vulnerable	vulnerable	ADJ
aijes-6438	50	41	than	than	ADP
aijes-6438	50	42	other	other	ADJ
aijes-6438	50	43	economic	economic	ADJ
aijes-6438	50	44	systems	system	NOUN
aijes-6438	50	45	.	.	PUNCT
aijes-6438	51	1	the	the	DET
aijes-6438	51	2	banking	banking	NOUN
aijes-6438	51	3	institution	institution	NOUN
aijes-6438	51	4	,	,	PUNCT
aijes-6438	51	5	as	as	ADP
aijes-6438	51	6	actor	actor	NOUN
aijes-6438	51	7	on	on	ADP
aijes-6438	51	8	the	the	DET
aijes-6438	51	9	capital	capital	NOUN
aijes-6438	51	10	market	market	NOUN
aijes-6438	51	11	and	and	CCONJ
aijes-6438	51	12	credit	credit	NOUN
aijes-6438	51	13	institution	institution	NOUN
aijes-6438	51	14	,	,	PUNCT
aijes-6438	51	15	is	be	AUX
aijes-6438	51	16	exposed	expose	VERB
aijes-6438	51	17	to	to	ADP
aijes-6438	51	18	vulnerabilities	vulnerability	NOUN
aijes-6438	51	19	.	.	PUNCT
aijes-6438	52	1	therefore	therefore	ADV
aijes-6438	52	2	,	,	PUNCT
aijes-6438	52	3	a	a	DET
aijes-6438	52	4	significant	significant	ADJ
aijes-6438	52	5	part	part	NOUN
aijes-6438	52	6	of	of	ADP
aijes-6438	52	7	its	its	PRON
aijes-6438	52	8	activity	activity	NOUN
aijes-6438	52	9	requires	require	VERB
aijes-6438	52	10	special	special	ADJ
aijes-6438	52	11	security	security	NOUN
aijes-6438	52	12	measures	measure	NOUN
aijes-6438	52	13	.	.	PUNCT
aijes-6438	53	1	in	in	ADP
aijes-6438	53	2	order	order	NOUN
aijes-6438	53	3	to	to	PART
aijes-6438	53	4	solve	solve	VERB
aijes-6438	53	5	securityrelated	securityrelate	VERB
aijes-6438	53	6	problems	problem	NOUN
aijes-6438	53	7	,	,	PUNCT
aijes-6438	53	8	many	many	ADJ
aijes-6438	53	9	innovative	innovative	ADJ
aijes-6438	53	10	schemes	scheme	NOUN
aijes-6438	53	11	have	have	AUX
aijes-6438	53	12	been	be	AUX
aijes-6438	53	13	developed	develop	VERB
aijes-6438	53	14	(	(	PUNCT
aijes-6438	53	15	singh	singh	PROPN
aijes-6438	53	16	&	&	CCONJ
aijes-6438	53	17	malhotra	malhotra	PROPN
aijes-6438	53	18	,	,	PUNCT
aijes-6438	53	19	2004	2004	NUM
aijes-6438	53	20	;	;	PUNCT
aijes-6438	53	21	rombel	rombel	NOUN
aijes-6438	53	22	,	,	PUNCT
aijes-6438	53	23	2003	2003	NUM
aijes-6438	53	24	)	)	PUNCT
aijes-6438	53	25	.	.	PUNCT
aijes-6438	54	1	some	some	DET
aijes-6438	54	2	authors	author	NOUN
aijes-6438	54	3	have	have	AUX
aijes-6438	54	4	proposed	propose	VERB
aijes-6438	54	5	the	the	DET
aijes-6438	54	6	inclusion	inclusion	NOUN
aijes-6438	54	7	of	of	ADP
aijes-6438	54	8	biometric	biometric	ADJ
aijes-6438	54	9	features	feature	NOUN
aijes-6438	54	10	in	in	ADP
aijes-6438	54	11	authentication	authentication	NOUN
aijes-6438	54	12	schemes	scheme	NOUN
aijes-6438	54	13	(	(	PUNCT
aijes-6438	54	14	arumuga	arumuga	ADJ
aijes-6438	54	15	,	,	PUNCT
aijes-6438	54	16	2006	2006	NUM
aijes-6438	54	17	)	)	PUNCT
aijes-6438	54	18	.	.	PUNCT
aijes-6438	55	1	maintaining	maintain	VERB
aijes-6438	55	2	banking	banking	NOUN
aijes-6438	55	3	stability	stability	NOUN
aijes-6438	55	4	and	and	CCONJ
aijes-6438	55	5	security	security	NOUN
aijes-6438	55	6	is	be	AUX
aijes-6438	55	7	a	a	DET
aijes-6438	55	8	fundamental	fundamental	ADJ
aijes-6438	55	9	requirement	requirement	NOUN
aijes-6438	55	10	for	for	ADP
aijes-6438	55	11	the	the	DET
aijes-6438	55	12	successful	successful	ADJ
aijes-6438	55	13	conduct	conduct	NOUN
aijes-6438	55	14	of	of	ADP
aijes-6438	55	15	banking	banking	NOUN
aijes-6438	55	16	operations	operation	NOUN
aijes-6438	55	17	,	,	PUNCT
aijes-6438	55	18	but	but	CCONJ
aijes-6438	55	19	also	also	ADV
aijes-6438	55	20	a	a	DET
aijes-6438	55	21	requirement	requirement	NOUN
aijes-6438	55	22	that	that	PRON
aijes-6438	55	23	must	must	AUX
aijes-6438	55	24	be	be	AUX
aijes-6438	55	25	treated	treat	VERB
aijes-6438	55	26	with	with	ADP
aijes-6438	55	27	particular	particular	ADJ
aijes-6438	55	28	care	care	NOUN
aijes-6438	55	29	.	.	PUNCT
aijes-6438	56	1	the	the	DET
aijes-6438	56	2	consequencesgenerated	consequencesgenerate	VERB
aijes-6438	56	3	by	by	ADP
aijes-6438	56	4	either	either	DET
aijes-6438	56	5	natural	natural	ADJ
aijes-6438	56	6	disasters	disaster	NOUN
aijes-6438	56	7	or	or	CCONJ
aijes-6438	56	8	the	the	DET
aijes-6438	56	9	human	human	ADJ
aijes-6438	56	10	factor	factor	NOUN
aijes-6438	56	11	have	have	AUX
aijes-6438	56	12	shown	show	VERB
aijes-6438	56	13	that	that	SCONJ
aijes-6438	56	14	it	it	PRON
aijes-6438	56	15	is	be	AUX
aijes-6438	56	16	hard	hard	ADJ
aijes-6438	56	17	to	to	PART
aijes-6438	56	18	anticipate	anticipate	VERB
aijes-6438	56	19	the	the	DET
aijes-6438	56	20	totality	totality	NOUN
aijes-6438	56	21	of	of	ADP
aijes-6438	56	22	the	the	DET
aijes-6438	56	23	potential	potential	ADJ
aijes-6438	56	24	causesthat	causesthat	PROPN
aijes-6438	56	25	might	might	AUX
aijes-6438	56	26	generate	generate	VERB
aijes-6438	56	27	an	an	DET
aijes-6438	56	28	undesirable	undesirable	ADJ
aijes-6438	56	29	event	event	NOUN
aijes-6438	56	30	.	.	PUNCT
aijes-6438	57	1	instead	instead	ADV
aijes-6438	57	2	,	,	PUNCT
aijes-6438	57	3	it	it	PRON
aijes-6438	57	4	should	should	AUX
aijes-6438	57	5	be	be	AUX
aijes-6438	57	6	pointed	point	VERB
aijes-6438	57	7	out	out	ADP
aijes-6438	57	8	here	here	ADV
aijes-6438	57	9	that	that	SCONJ
aijes-6438	57	10	the	the	DET
aijes-6438	57	11	damage	damage	NOUN
aijes-6438	57	12	caused	cause	VERB
aijes-6438	57	13	by	by	ADP
aijes-6438	57	14	these	these	DET
aijes-6438	57	15	disasters	disaster	NOUN
aijes-6438	57	16	can	can	AUX
aijes-6438	57	17	be	be	AUX
aijes-6438	57	18	compared	compare	VERB
aijes-6438	57	19	in	in	ADP
aijes-6438	57	20	terms	term	NOUN
aijes-6438	57	21	of	of	ADP
aijes-6438	57	22	value	value	NOUN
aijes-6438	57	23	to	to	ADP
aijes-6438	57	24	the	the	DET
aijes-6438	57	25	destructive	destructive	ADJ
aijes-6438	57	26	effects	effect	NOUN
aijes-6438	57	27	of	of	ADP
aijes-6438	57	28	cyber	cyber	NOUN
aijes-6438	57	29	-	-	PUNCT
aijes-6438	57	30	attacks	attack	NOUN
aijes-6438	57	31	.	.	PUNCT
aijes-6438	58	1	banking	banking	NOUN
aijes-6438	58	2	institutions	institution	NOUN
aijes-6438	58	3	that	that	PRON
aijes-6438	58	4	do	do	AUX
aijes-6438	58	5	not	not	PART
aijes-6438	58	6	have	have	VERB
aijes-6438	58	7	a	a	DET
aijes-6438	58	8	well	well	ADV
aijes-6438	58	9	-	-	PUNCT
aijes-6438	58	10	developed	develop	VERB
aijes-6438	58	11	security	security	NOUN
aijes-6438	58	12	policy	policy	NOUN
aijes-6438	58	13	,	,	PUNCT
aijes-6438	58	14	according	accord	VERB
aijes-6438	58	15	to	to	ADP
aijes-6438	58	16	the	the	DET
aijes-6438	58	17	standards	standard	NOUN
aijes-6438	58	18	in	in	ADP
aijes-6438	58	19	force	force	NOUN
aijes-6438	58	20	,	,	PUNCT
aijes-6438	58	21	may	may	AUX
aijes-6438	58	22	face	face	VERB
aijes-6438	58	23	situations	situation	NOUN
aijes-6438	58	24	that	that	PRON
aijes-6438	58	25	negatively	negatively	ADV
aijes-6438	58	26	influence	influence	VERB
aijes-6438	58	27	their	their	PRON
aijes-6438	58	28	existence	existence	NOUN
aijes-6438	58	29	and	and	CCONJ
aijes-6438	58	30	reputation	reputation	NOUN
aijes-6438	58	31	,	,	PUNCT
aijes-6438	58	32	and	and	CCONJ
aijes-6438	58	33	the	the	DET
aijes-6438	58	34	resulting	result	VERB
aijes-6438	58	35	effects	effect	NOUN
aijes-6438	58	36	also	also	ADV
aijes-6438	58	37	impact	impact	VERB
aijes-6438	58	38	their	their	PRON
aijes-6438	58	39	financial	financial	ADJ
aijes-6438	58	40	situation	situation	NOUN
aijes-6438	58	41	.	.	PUNCT
aijes-6438	59	1	the	the	DET
aijes-6438	59	2	security	security	NOUN
aijes-6438	59	3	policy	policy	NOUN
aijes-6438	59	4	must	must	AUX
aijes-6438	59	5	provide	provide	VERB
aijes-6438	59	6	support	support	NOUN
aijes-6438	59	7	,	,	PUNCT
aijes-6438	59	8	inspire	inspire	VERB
aijes-6438	59	9	credibility	credibility	NOUN
aijes-6438	59	10	,	,	PUNCT
aijes-6438	59	11	but	but	CCONJ
aijes-6438	59	12	also	also	ADV
aijes-6438	59	13	demonstrate	demonstrate	VERB
aijes-6438	59	14	efficiency	efficiency	NOUN
aijes-6438	59	15	in	in	ADP
aijes-6438	59	16	the	the	DET
aijes-6438	59	17	efforts	effort	NOUN
aijes-6438	59	18	that	that	PRON
aijes-6438	59	19	banking	banking	NOUN
aijes-6438	59	20	institutions	institution	NOUN
aijes-6438	59	21	make	make	VERB
aijes-6438	59	22	with	with	ADP
aijes-6438	59	23	the	the	DET
aijes-6438	59	24	view	view	NOUN
aijes-6438	59	25	of	of	ADP
aijes-6438	59	26	protecting	protect	VERB
aijes-6438	59	27	their	their	PRON
aijes-6438	59	28	policies	policy	NOUN
aijes-6438	59	29	and	and	CCONJ
aijes-6438	59	30	strategies	strategy	NOUN
aijes-6438	59	31	aimed	aim	VERB
aijes-6438	59	32	at	at	ADP
aijes-6438	59	33	ensuring	ensure	VERB
aijes-6438	59	34	the	the	DET
aijes-6438	59	35	security	security	NOUN
aijes-6438	59	36	of	of	ADP
aijes-6438	59	37	banking	banking	NOUN
aijes-6438	59	38	institutions	institution	NOUN
aijes-6438	59	39	and	and	CCONJ
aijes-6438	59	40	their	their	PRON
aijes-6438	59	41	it	it	NOUN
aijes-6438	59	42	systems	system	NOUN
aijes-6438	59	43	30	30	NUM
aijes-6438	59	44	resources	resource	NOUN
aijes-6438	59	45	.	.	PUNCT
aijes-6438	60	1	maintaining	maintain	VERB
aijes-6438	60	2	the	the	DET
aijes-6438	60	3	security	security	NOUN
aijes-6438	60	4	of	of	ADP
aijes-6438	60	5	a	a	DET
aijes-6438	60	6	banking	banking	NOUN
aijes-6438	60	7	institution	institution	NOUN
aijes-6438	60	8	is	be	AUX
aijes-6438	60	9	the	the	DET
aijes-6438	60	10	daily	daily	ADJ
aijes-6438	60	11	task	task	NOUN
aijes-6438	60	12	of	of	ADP
aijes-6438	60	13	every	every	DET
aijes-6438	60	14	bank	bank	NOUN
aijes-6438	60	15	employeewho	employeewho	PRON
aijes-6438	60	16	holds	hold	VERB
aijes-6438	60	17	a	a	DET
aijes-6438	60	18	position	position	NOUN
aijes-6438	60	19	of	of	ADP
aijes-6438	60	20	either	either	PRON
aijes-6438	60	21	executor	executor	NOUN
aijes-6438	60	22	or	or	CCONJ
aijes-6438	60	23	bank	bank	NOUN
aijes-6438	60	24	manager	manager	NOUN
aijes-6438	60	25	,	,	PUNCT
aijes-6438	60	26	in	in	ADP
aijes-6438	60	27	conformity	conformity	NOUN
aijes-6438	60	28	with	with	ADP
aijes-6438	60	29	the	the	DET
aijes-6438	60	30	duties	duty	NOUN
aijes-6438	60	31	of	of	ADP
aijes-6438	60	32	their	their	PRON
aijes-6438	60	33	specific	specific	ADJ
aijes-6438	60	34	position	position	NOUN
aijes-6438	60	35	and	and	CCONJ
aijes-6438	60	36	related	related	ADJ
aijes-6438	60	37	skills	skill	NOUN
aijes-6438	60	38	.	.	PUNCT
aijes-6438	61	1	in	in	ADP
aijes-6438	61	2	order	order	NOUN
aijes-6438	61	3	to	to	PART
aijes-6438	61	4	ensure	ensure	VERB
aijes-6438	61	5	its	its	PRON
aijes-6438	61	6	security	security	NOUN
aijes-6438	61	7	,	,	PUNCT
aijes-6438	61	8	the	the	DET
aijes-6438	61	9	banking	banking	NOUN
aijes-6438	61	10	institution	institution	NOUN
aijes-6438	61	11	in	in	ADP
aijes-6438	61	12	question	question	NOUN
aijes-6438	61	13	will	will	AUX
aijes-6438	61	14	proceed	proceed	VERB
aijes-6438	61	15	in	in	ADP
aijes-6438	61	16	accordance	accordance	NOUN
aijes-6438	61	17	with	with	ADP
aijes-6438	61	18	the	the	DET
aijes-6438	61	19	legal	legal	ADJ
aijes-6438	61	20	regulatory	regulatory	ADJ
aijes-6438	61	21	framework	framework	NOUN
aijes-6438	61	22	in	in	ADP
aijes-6438	61	23	force	force	NOUN
aijes-6438	61	24	.	.	PUNCT
aijes-6438	62	1	every	every	DET
aijes-6438	62	2	standard	standard	NOUN
aijes-6438	62	3	,	,	PUNCT
aijes-6438	62	4	recommendation	recommendation	NOUN
aijes-6438	62	5	,	,	PUNCT
aijes-6438	62	6	and	and	CCONJ
aijes-6438	62	7	good	good	ADJ
aijes-6438	62	8	practice	practice	NOUN
aijes-6438	62	9	,	,	PUNCT
aijes-6438	62	10	experience	experience	NOUN
aijes-6438	62	11	and	and	CCONJ
aijes-6438	62	12	information	information	NOUN
aijes-6438	62	13	that	that	PRON
aijes-6438	62	14	can	can	AUX
aijes-6438	62	15	contribute	contribute	VERB
aijes-6438	62	16	to	to	ADP
aijes-6438	62	17	improving	improve	VERB
aijes-6438	62	18	security	security	NOUN
aijes-6438	62	19	will	will	AUX
aijes-6438	62	20	be	be	AUX
aijes-6438	62	21	evaluated	evaluate	VERB
aijes-6438	62	22	and	and	CCONJ
aijes-6438	62	23	appreciated	appreciate	VERB
aijes-6438	62	24	.	.	PUNCT
aijes-6438	63	1	3	3	X
aijes-6438	63	2	.	.	X
aijes-6438	64	1	it	it	PRON
aijes-6438	64	2	security	security	NOUN
aijes-6438	64	3	in	in	ADP
aijes-6438	64	4	banking	banking	NOUN
aijes-6438	64	5	institutions	institution	NOUN
aijes-6438	64	6	in	in	ADP
aijes-6438	64	7	the	the	DET
aijes-6438	64	8	current	current	ADJ
aijes-6438	64	9	global	global	ADJ
aijes-6438	64	10	business	business	NOUN
aijes-6438	64	11	environment	environment	NOUN
aijes-6438	64	12	,	,	PUNCT
aijes-6438	64	13	where	where	SCONJ
aijes-6438	64	14	information	information	NOUN
aijes-6438	64	15	systems	system	NOUN
aijes-6438	64	16	have	have	AUX
aijes-6438	64	17	effectively	effectively	ADV
aijes-6438	64	18	penetrated	penetrate	VERB
aijes-6438	64	19	all	all	DET
aijes-6438	64	20	organizations	organization	NOUN
aijes-6438	64	21	,	,	PUNCT
aijes-6438	64	22	the	the	DET
aijes-6438	64	23	importance	importance	NOUN
aijes-6438	64	24	of	of	ADP
aijes-6438	64	25	information	information	NOUN
aijes-6438	64	26	technology	technology	NOUN
aijes-6438	64	27	is	be	AUX
aijes-6438	64	28	widely	widely	ADV
aijes-6438	64	29	accepted	accept	VERB
aijes-6438	64	30	and	and	CCONJ
aijes-6438	64	31	recognized	recognize	VERB
aijes-6438	64	32	.	.	PUNCT
aijes-6438	65	1	the	the	DET
aijes-6438	65	2	increasing	increase	VERB
aijes-6438	65	3	dependence	dependence	NOUN
aijes-6438	65	4	of	of	ADP
aijes-6438	65	5	most	most	ADJ
aijes-6438	65	6	organizations	organization	NOUN
aijes-6438	65	7	on	on	ADP
aijes-6438	65	8	information	information	NOUN
aijes-6438	65	9	systems	system	NOUN
aijes-6438	65	10	,	,	PUNCT
aijes-6438	65	11	in	in	ADP
aijes-6438	65	12	conjunction	conjunction	NOUN
aijes-6438	65	13	with	with	ADP
aijes-6438	65	14	the	the	DET
aijes-6438	65	15	risks	risk	NOUN
aijes-6438	65	16	,	,	PUNCT
aijes-6438	65	17	benefits	benefit	NOUN
aijes-6438	65	18	and	and	CCONJ
aijes-6438	65	19	opportunities	opportunity	NOUN
aijes-6438	65	20	they	they	PRON
aijes-6438	65	21	bring	bring	VERB
aijes-6438	65	22	,	,	PUNCT
aijes-6438	65	23	make	make	VERB
aijes-6438	65	24	information	information	NOUN
aijes-6438	65	25	security	security	NOUN
aijes-6438	65	26	control	control	VERB
aijes-6438	65	27	a	a	DET
aijes-6438	65	28	critical	critical	ADJ
aijes-6438	65	29	component	component	NOUN
aijes-6438	65	30	for	for	ADP
aijes-6438	65	31	the	the	DET
aijes-6438	65	32	general	general	ADJ
aijes-6438	65	33	administration	administration	NOUN
aijes-6438	65	34	of	of	ADP
aijes-6438	65	35	the	the	DET
aijes-6438	65	36	organization	organization	NOUN
aijes-6438	65	37	.	.	PUNCT
aijes-6438	66	1	information	information	NOUN
aijes-6438	66	2	is	be	AUX
aijes-6438	66	3	a	a	DET
aijes-6438	66	4	vital	vital	ADJ
aijes-6438	66	5	resource	resource	NOUN
aijes-6438	66	6	of	of	ADP
aijes-6438	66	7	any	any	DET
aijes-6438	66	8	organization	organization	NOUN
aijes-6438	66	9	and	and	CCONJ
aijes-6438	66	10	must	must	AUX
aijes-6438	66	11	be	be	AUX
aijes-6438	66	12	protected	protect	VERB
aijes-6438	66	13	accordingly	accordingly	ADV
aijes-6438	66	14	,	,	PUNCT
aijes-6438	66	15	by	by	ADP
aijes-6438	66	16	ensuring	ensure	VERB
aijes-6438	66	17	confidentiality	confidentiality	NOUN
aijes-6438	66	18	,	,	PUNCT
aijes-6438	66	19	integrity	integrity	NOUN
aijes-6438	66	20	,	,	PUNCT
aijes-6438	66	21	and	and	CCONJ
aijes-6438	66	22	availability	availability	NOUN
aijes-6438	66	23	.	.	PUNCT
aijes-6438	67	1	in	in	ADP
aijes-6438	67	2	the	the	DET
aijes-6438	67	3	interconnected	interconnected	ADJ
aijes-6438	67	4	business	business	NOUN
aijes-6438	67	5	environment	environment	NOUN
aijes-6438	67	6	,	,	PUNCT
aijes-6438	67	7	information	information	NOUN
aijes-6438	67	8	is	be	AUX
aijes-6438	67	9	currently	currently	ADV
aijes-6438	67	10	exposed	expose	VERB
aijes-6438	67	11	to	to	ADP
aijes-6438	67	12	an	an	DET
aijes-6438	67	13	increasing	increase	VERB
aijes-6438	67	14	number	number	NOUN
aijes-6438	67	15	and	and	CCONJ
aijes-6438	67	16	a	a	DET
aijes-6438	67	17	much	much	ADV
aijes-6438	67	18	wider	wide	ADJ
aijes-6438	67	19	variety	variety	NOUN
aijes-6438	67	20	of	of	ADP
aijes-6438	67	21	threats	threat	NOUN
aijes-6438	67	22	and	and	CCONJ
aijes-6438	67	23	vulnerabilities	vulnerability	NOUN
aijes-6438	67	24	.	.	PUNCT
aijes-6438	68	1	nowadays	nowadays	ADV
aijes-6438	68	2	,	,	PUNCT
aijes-6438	68	3	information	information	NOUN
aijes-6438	68	4	security	security	NOUN
aijes-6438	68	5	is	be	AUX
aijes-6438	68	6	a	a	DET
aijes-6438	68	7	fundamental	fundamental	ADJ
aijes-6438	68	8	pillar	pillar	NOUN
aijes-6438	68	9	in	in	ADP
aijes-6438	68	10	the	the	DET
aijes-6438	68	11	banking	banking	NOUN
aijes-6438	68	12	environment	environment	NOUN
aijes-6438	68	13	.	.	PUNCT
aijes-6438	69	1	banks	bank	NOUN
aijes-6438	69	2	face	face	VERB
aijes-6438	69	3	various	various	ADJ
aijes-6438	69	4	and	and	CCONJ
aijes-6438	69	5	multiple	multiple	ADJ
aijes-6438	69	6	threats	threat	NOUN
aijes-6438	69	7	,	,	PUNCT
aijes-6438	69	8	caused	cause	VERB
aijes-6438	69	9	by	by	ADP
aijes-6438	69	10	internal	internal	ADJ
aijes-6438	69	11	or	or	CCONJ
aijes-6438	69	12	external	external	ADJ
aijes-6438	69	13	factors	factor	NOUN
aijes-6438	69	14	.	.	PUNCT
aijes-6438	70	1	financial	financial	ADJ
aijes-6438	70	2	institutions	institution	NOUN
aijes-6438	70	3	must	must	AUX
aijes-6438	70	4	ensure	ensure	VERB
aijes-6438	70	5	the	the	DET
aijes-6438	70	6	protection	protection	NOUN
aijes-6438	70	7	of	of	ADP
aijes-6438	70	8	data	datum	NOUN
aijes-6438	70	9	relating	relate	VERB
aijes-6438	70	10	to	to	ADP
aijes-6438	70	11	corporate	corporate	ADJ
aijes-6438	70	12	customers	customer	NOUN
aijes-6438	70	13	,	,	PUNCT
aijes-6438	70	14	clients	client	NOUN
aijes-6438	70	15	'	'	PART
aijes-6438	70	16	personal	personal	ADJ
aijes-6438	70	17	information	information	NOUN
aijes-6438	70	18	and	and	CCONJ
aijes-6438	70	19	their	their	PRON
aijes-6438	70	20	financial	financial	ADJ
aijes-6438	70	21	resources	resource	NOUN
aijes-6438	70	22	.	.	PUNCT
aijes-6438	71	1	in	in	ADP
aijes-6438	71	2	the	the	DET
aijes-6438	71	3	absence	absence	NOUN
aijes-6438	71	4	of	of	ADP
aijes-6438	71	5	security	security	NOUN
aijes-6438	71	6	,	,	PUNCT
aijes-6438	71	7	the	the	DET
aijes-6438	71	8	trust	trust	NOUN
aijes-6438	71	9	of	of	ADP
aijes-6438	71	10	customers	customer	NOUN
aijes-6438	71	11	and	and	CCONJ
aijes-6438	71	12	business	business	NOUN
aijes-6438	71	13	partners	partner	NOUN
aijes-6438	71	14	can	can	AUX
aijes-6438	71	15	be	be	AUX
aijes-6438	71	16	easily	easily	ADV
aijes-6438	71	17	compromised	compromise	VERB
aijes-6438	71	18	or	or	CCONJ
aijes-6438	71	19	lost	lose	VERB
aijes-6438	71	20	.	.	PUNCT
aijes-6438	72	1	in	in	ADP
aijes-6438	72	2	addition	addition	NOUN
aijes-6438	72	3	,	,	PUNCT
aijes-6438	72	4	risk	risk	NOUN
aijes-6438	72	5	management	management	NOUN
aijes-6438	72	6	and	and	CCONJ
aijes-6438	72	7	compliance	compliance	NOUN
aijes-6438	72	8	requirements	requirement	NOUN
aijes-6438	72	9	must	must	AUX
aijes-6438	72	10	be	be	AUX
aijes-6438	72	11	assessed	assess	VERB
aijes-6438	72	12	constantly	constantly	ADV
aijes-6438	72	13	.	.	PUNCT
aijes-6438	73	1	the	the	DET
aijes-6438	73	2	deterioration	deterioration	NOUN
aijes-6438	73	3	of	of	ADP
aijes-6438	73	4	the	the	DET
aijes-6438	73	5	economic	economic	ADJ
aijes-6438	73	6	situation	situation	NOUN
aijes-6438	73	7	,	,	PUNCT
aijes-6438	73	8	together	together	ADV
aijes-6438	73	9	with	with	ADP
aijes-6438	73	10	the	the	DET
aijes-6438	73	11	inefficient	inefficient	ADJ
aijes-6438	73	12	activity	activity	NOUN
aijes-6438	73	13	of	of	ADP
aijes-6438	73	14	the	the	DET
aijes-6438	73	15	institutions	institution	NOUN
aijes-6438	73	16	responsible	responsible	ADJ
aijes-6438	73	17	for	for	ADP
aijes-6438	73	18	the	the	DET
aijes-6438	73	19	financial	financial	ADJ
aijes-6438	73	20	security	security	NOUN
aijes-6438	73	21	of	of	ADP
aijes-6438	73	22	the	the	DET
aijes-6438	73	23	country	country	NOUN
aijes-6438	73	24	,	,	PUNCT
aijes-6438	73	25	will	will	AUX
aijes-6438	73	26	affect	affect	VERB
aijes-6438	73	27	the	the	DET
aijes-6438	73	28	quality	quality	NOUN
aijes-6438	73	29	of	of	ADP
aijes-6438	73	30	assets	asset	NOUN
aijes-6438	73	31	in	in	ADP
aijes-6438	73	32	the	the	DET
aijes-6438	73	33	banking	banking	NOUN
aijes-6438	73	34	sector	sector	NOUN
aijes-6438	73	35	and	and	CCONJ
aijes-6438	73	36	generate	generate	VERB
aijes-6438	73	37	new	new	ADJ
aijes-6438	73	38	challenges	challenge	NOUN
aijes-6438	73	39	for	for	ADP
aijes-6438	73	40	financial	financial	ADJ
aijes-6438	73	41	institutions	institution	NOUN
aijes-6438	73	42	.	.	PUNCT
aijes-6438	74	1	at	at	ADP
aijes-6438	74	2	the	the	DET
aijes-6438	74	3	same	same	ADJ
aijes-6438	74	4	time	time	NOUN
aijes-6438	74	5	,	,	PUNCT
aijes-6438	74	6	the	the	DET
aijes-6438	74	7	volatility	volatility	NOUN
aijes-6438	74	8	of	of	ADP
aijes-6438	74	9	the	the	DET
aijes-6438	74	10	foreign	foreign	ADJ
aijes-6438	74	11	exchange	exchange	NOUN
aijes-6438	74	12	market	market	NOUN
aijes-6438	74	13	and	and	CCONJ
aijes-6438	74	14	the	the	DET
aijes-6438	74	15	low	low	ADJ
aijes-6438	74	16	trust	trust	NOUN
aijes-6438	74	17	in	in	ADP
aijes-6438	74	18	public	public	ADJ
aijes-6438	74	19	and	and	CCONJ
aijes-6438	74	20	financial	financial	ADJ
aijes-6438	74	21	institutions	institution	NOUN
aijes-6438	74	22	represent	represent	VERB
aijes-6438	74	23	a	a	DET
aijes-6438	74	24	risk	risk	NOUN
aijes-6438	74	25	for	for	ADP
aijes-6438	74	26	the	the	DET
aijes-6438	74	27	stability	stability	NOUN
aijes-6438	74	28	of	of	ADP
aijes-6438	74	29	the	the	DET
aijes-6438	74	30	banking	banking	NOUN
aijes-6438	74	31	sector	sector	NOUN
aijes-6438	74	32	.	.	PUNCT
aijes-6438	75	1	risks	risk	NOUN
aijes-6438	75	2	can	can	AUX
aijes-6438	75	3	have	have	VERB
aijes-6438	75	4	an	an	DET
aijes-6438	75	5	obvious	obvious	ADJ
aijes-6438	75	6	impact	impact	NOUN
aijes-6438	75	7	on	on	ADP
aijes-6438	75	8	the	the	DET
aijes-6438	75	9	value	value	NOUN
aijes-6438	75	10	ofboth	ofboth	ADJ
aijes-6438	75	11	financial	financial	ADJ
aijes-6438	75	12	and	and	CCONJ
aijes-6438	75	13	banking	banking	NOUN
aijes-6438	75	14	institutions	institution	NOUN
aijes-6438	75	15	,	,	PUNCT
aijes-6438	75	16	dueto	dueto	VERB
aijes-6438	75	17	its	its	PRON
aijes-6438	75	18	effects	effect	NOUN
aijes-6438	75	19	on	on	ADP
aijes-6438	75	20	staff	staff	NOUN
aijes-6438	75	21	,	,	PUNCT
aijes-6438	75	22	partners	partner	NOUN
aijes-6438	75	23	,	,	PUNCT
aijes-6438	75	24	clients	client	NOUN
aijes-6438	75	25	,	,	PUNCT
aijes-6438	75	26	or	or	CCONJ
aijes-6438	75	27	the	the	DET
aijes-6438	75	28	banking	banking	NOUN
aijes-6438	75	29	authority	authority	NOUN
aijes-6438	75	30	,	,	PUNCT
aijes-6438	75	31	or	or	CCONJ
aijes-6438	75	32	because	because	SCONJ
aijes-6438	75	33	it	it	PRON
aijes-6438	75	34	might	might	AUX
aijes-6438	75	35	take	take	VERB
aijes-6438	75	36	the	the	DET
aijes-6438	75	37	form	form	NOUN
aijes-6438	75	38	of	of	ADP
aijes-6438	75	39	direct	direct	ADJ
aijes-6438	75	40	losses	loss	NOUN
aijes-6438	75	41	.	.	PUNCT
aijes-6438	76	1	in	in	ADP
aijes-6438	76	2	the	the	DET
aijes-6438	76	3	banking	banking	NOUN
aijes-6438	76	4	sector	sector	NOUN
aijes-6438	76	5	,	,	PUNCT
aijes-6438	76	6	risk	risk	NOUN
aijes-6438	76	7	should	should	AUX
aijes-6438	76	8	be	be	AUX
aijes-6438	76	9	understood	understand	VERB
aijes-6438	76	10	as	as	ADP
aijes-6438	76	11	a	a	DET
aijes-6438	76	12	conglomerate	conglomerate	NOUN
aijes-6438	76	13	of	of	ADP
aijes-6438	76	14	threats	threat	NOUN
aijes-6438	76	15	,	,	PUNCT
aijes-6438	76	16	which	which	PRON
aijes-6438	76	17	are	be	AUX
aijes-6438	76	18	often	often	ADV
aijes-6438	76	19	interdependent	interdependent	ADJ
aijes-6438	76	20	and	and	CCONJ
aijes-6438	76	21	might	might	AUX
aijes-6438	76	22	have	have	VERB
aijes-6438	76	23	common	common	ADJ
aijes-6438	76	24	causes	cause	NOUN
aijes-6438	76	25	.	.	PUNCT
aijes-6438	77	1	at	at	ADP
aijes-6438	77	2	the	the	DET
aijes-6438	77	3	same	same	ADJ
aijes-6438	77	4	time	time	NOUN
aijes-6438	77	5	,	,	PUNCT
aijes-6438	77	6	the	the	DET
aijes-6438	77	7	emergence	emergence	NOUN
aijes-6438	77	8	of	of	ADP
aijes-6438	77	9	one	one	NUM
aijes-6438	77	10	type	type	NOUN
aijes-6438	77	11	of	of	ADP
aijes-6438	77	12	risk	risk	NOUN
aijes-6438	77	13	can	can	AUX
aijes-6438	77	14	generate	generate	VERB
aijes-6438	77	15	the	the	DET
aijes-6438	77	16	appearance	appearance	NOUN
aijes-6438	77	17	of	of	ADP
aijes-6438	77	18	a	a	DET
aijes-6438	77	19	succession	succession	NOUN
aijes-6438	77	20	of	of	ADP
aijes-6438	77	21	other	other	ADJ
aijes-6438	77	22	risks	risk	NOUN
aijes-6438	77	23	.	.	PUNCT
aijes-6438	78	1	(	(	PUNCT
aijes-6438	78	2	gheorghe	gheorghe	NOUN
aijes-6438	78	3	manolescu	manolescu	PROPN
aijes-6438	78	4	,	,	PUNCT
aijes-6438	78	5	adriana	adriana	PROPN
aijes-6438	78	6	sîrbea	sîrbea	PROPN
aijes-6438	78	7	diaconescu	diaconescu	PROPN
aijes-6438	78	8	,	,	PUNCT
aijes-6438	78	9	2001	2001	NUM
aijes-6438	78	10	)	)	PUNCT
aijes-6438	78	11	when	when	SCONJ
aijes-6438	78	12	it	it	PRON
aijes-6438	78	13	comes	come	VERB
aijes-6438	78	14	to	to	ADP
aijes-6438	78	15	operations	operation	NOUN
aijes-6438	78	16	and	and	CCONJ
aijes-6438	78	17	security	security	NOUN
aijes-6438	78	18	,	,	PUNCT
aijes-6438	78	19	financial	financial	ADJ
aijes-6438	78	20	organizations	organization	NOUN
aijes-6438	78	21	should	should	AUX
aijes-6438	78	22	use	use	VERB
aijes-6438	78	23	a	a	DET
aijes-6438	78	24	multilevel	multilevel	NOUN
aijes-6438	78	25	,	,	PUNCT
aijes-6438	78	26	layered	layered	ADJ
aijes-6438	78	27	approach	approach	NOUN
aijes-6438	78	28	that	that	PRON
aijes-6438	78	29	presents	present	VERB
aijes-6438	78	30	a	a	DET
aijes-6438	78	31	number	number	NOUN
aijes-6438	78	32	of	of	ADP
aijes-6438	78	33	challenges	challenge	NOUN
aijes-6438	78	34	.	.	PUNCT
aijes-6438	79	1	the	the	DET
aijes-6438	79	2	pressure	pressure	NOUN
aijes-6438	79	3	to	to	PART
aijes-6438	79	4	improve	improve	VERB
aijes-6438	79	5	and	and	CCONJ
aijes-6438	79	6	secure	secure	VERB
aijes-6438	79	7	it	it	PRON
aijes-6438	79	8	systems	system	NOUN
aijes-6438	79	9	in	in	ADP
aijes-6438	79	10	financial	financial	ADJ
aijes-6438	79	11	institutions	institution	NOUN
aijes-6438	79	12	is	be	AUX
aijes-6438	79	13	enormous	enormous	ADJ
aijes-6438	79	14	,	,	PUNCT
aijes-6438	79	15	with	with	ADP
aijes-6438	79	16	cyber	cyber	NOUN
aijes-6438	79	17	-	-	PUNCT
aijes-6438	79	18	attacks	attack	NOUN
aijes-6438	79	19	on	on	ADP
aijes-6438	79	20	banks	bank	NOUN
aijes-6438	79	21	being	be	AUX
aijes-6438	79	22	on	on	ADP
aijes-6438	79	23	the	the	DET
aijes-6438	79	24	rise	rise	NOUN
aijes-6438	79	25	.	.	PUNCT
aijes-6438	79	26	”	"	PUNCT
aijes-6438	80	1	both	both	PRON
aijes-6438	80	2	financial	financial	ADJ
aijes-6438	80	3	institutions	institution	NOUN
aijes-6438	80	4	and	and	CCONJ
aijes-6438	80	5	consumers	consumer	NOUN
aijes-6438	80	6	agree	agree	VERB
aijes-6438	80	7	upon	upon	SCONJ
aijes-6438	80	8	the	the	DET
aijes-6438	80	9	fact	fact	NOUN
aijes-6438	80	10	that	that	SCONJ
aijes-6438	80	11	financial	financial	ADJ
aijes-6438	80	12	fraud	fraud	NOUN
aijes-6438	80	13	and	and	CCONJ
aijes-6438	80	14	attacks	attack	NOUN
aijes-6438	80	15	are	be	AUX
aijes-6438	80	16	becoming	become	VERB
aijes-6438	80	17	more	more	ADV
aijes-6438	80	18	complex	complex	ADJ
aijes-6438	80	19	,	,	PUNCT
aijes-6438	80	20	since	since	SCONJ
aijes-6438	80	21	they	they	PRON
aijes-6438	80	22	are	be	AUX
aijes-6438	80	23	perpetrated	perpetrate	VERB
aijes-6438	80	24	by	by	ADP
aijes-6438	80	25	a	a	DET
aijes-6438	80	26	different	different	ADJ
aijes-6438	80	27	class	class	NOUN
aijes-6438	80	28	of	of	ADP
aijes-6438	80	29	criminals	criminal	NOUN
aijes-6438	80	30	,	,	PUNCT
aijes-6438	80	31	who	who	PRON
aijes-6438	80	32	use	use	VERB
aijes-6438	80	33	increasingly	increasingly	ADV
aijes-6438	80	34	sophisticated	sophisticated	ADJ
aijes-6438	80	35	methods	method	NOUN
aijes-6438	80	36	,	,	PUNCT
aijes-6438	80	37	where	where	SCONJ
aijes-6438	80	38	technology	technology	NOUN
aijes-6438	80	39	is	be	AUX
aijes-6438	80	40	part	part	NOUN
aijes-6438	80	41	of	of	ADP
aijes-6438	80	42	their	their	PRON
aijes-6438	80	43	marinela	marinela	PROPN
aijes-6438	80	44	adriana	adriana	PROPN
aijes-6438	80	45	butcovan	butcovan	PROPN
aijes-6438	80	46	,	,	PUNCT
aijes-6438	80	47	rica	rica	PROPN
aijes-6438	80	48	ivan	ivan	PROPN
aijes-6438	80	49	31	31	NUM
aijes-6438	80	50	strategy	strategy	NOUN
aijes-6438	80	51	.	.	PUNCT
aijes-6438	81	1	moreover	moreover	ADV
aijes-6438	81	2	,	,	PUNCT
aijes-6438	81	3	experts	expert	NOUN
aijes-6438	81	4	predict	predict	VERB
aijes-6438	81	5	that	that	SCONJ
aijes-6438	81	6	the	the	DET
aijes-6438	81	7	current	current	ADJ
aijes-6438	81	8	global	global	ADJ
aijes-6438	81	9	crisis	crisis	NOUN
aijes-6438	81	10	is	be	AUX
aijes-6438	81	11	likely	likely	ADJ
aijes-6438	81	12	to	to	PART
aijes-6438	81	13	increase	increase	VERB
aijes-6438	81	14	the	the	DET
aijes-6438	81	15	frequency	frequency	NOUN
aijes-6438	81	16	of	of	ADP
aijes-6438	81	17	internal	internal	ADJ
aijes-6438	81	18	fraud	fraud	NOUN
aijes-6438	81	19	and	and	CCONJ
aijes-6438	81	20	security	security	NOUN
aijes-6438	81	21	breaches	breach	NOUN
aijes-6438	81	22	.	.	PUNCT
aijes-6438	82	1	banking	banking	NOUN
aijes-6438	82	2	institutions	institution	NOUN
aijes-6438	82	3	must	must	AUX
aijes-6438	82	4	focus	focus	VERB
aijes-6438	82	5	on	on	ADP
aijes-6438	82	6	preventing	prevent	VERB
aijes-6438	82	7	security	security	NOUN
aijes-6438	82	8	events	event	NOUN
aijes-6438	82	9	as	as	ADP
aijes-6438	82	10	the	the	DET
aijes-6438	82	11	best	good	ADJ
aijes-6438	82	12	means	mean	NOUN
aijes-6438	82	13	of	of	ADP
aijes-6438	82	14	ensuring	ensure	VERB
aijes-6438	82	15	security	security	NOUN
aijes-6438	82	16	.	.	PUNCT
aijes-6438	83	1	in	in	ADP
aijes-6438	83	2	order	order	NOUN
aijes-6438	83	3	to	to	PART
aijes-6438	83	4	establish	establish	VERB
aijes-6438	83	5	security	security	NOUN
aijes-6438	83	6	,	,	PUNCT
aijes-6438	83	7	a	a	DET
aijes-6438	83	8	bank	bank	NOUN
aijes-6438	83	9	must	must	AUX
aijes-6438	83	10	develop	develop	VERB
aijes-6438	83	11	a	a	DET
aijes-6438	83	12	clear	clear	ADJ
aijes-6438	83	13	and	and	CCONJ
aijes-6438	83	14	consistent	consistent	ADJ
aijes-6438	83	15	regulatory	regulatory	ADJ
aijes-6438	83	16	environment	environment	NOUN
aijes-6438	83	17	,	,	PUNCT
aijes-6438	83	18	but	but	CCONJ
aijes-6438	83	19	also	also	ADV
aijes-6438	83	20	avoid	avoid	VERB
aijes-6438	83	21	exceptional	exceptional	ADJ
aijes-6438	83	22	procedures	procedure	NOUN
aijes-6438	83	23	.	.	PUNCT
aijes-6438	84	1	when	when	SCONJ
aijes-6438	84	2	customers	customer	NOUN
aijes-6438	84	3	are	be	AUX
aijes-6438	84	4	inquired	inquire	VERB
aijes-6438	84	5	about	about	ADP
aijes-6438	84	6	their	their	PRON
aijes-6438	84	7	expectations	expectation	NOUN
aijes-6438	84	8	in	in	ADP
aijes-6438	84	9	relation	relation	NOUN
aijes-6438	84	10	to	to	ADP
aijes-6438	84	11	the	the	DET
aijes-6438	84	12	banking	banking	NOUN
aijes-6438	84	13	institution	institution	NOUN
aijes-6438	84	14	they	they	PRON
aijes-6438	84	15	work	work	VERB
aijes-6438	84	16	with	with	ADP
aijes-6438	84	17	,	,	PUNCT
aijes-6438	84	18	two	two	NUM
aijes-6438	84	19	aspects	aspect	NOUN
aijes-6438	84	20	are	be	AUX
aijes-6438	84	21	generally	generally	ADV
aijes-6438	84	22	mentioned	mention	VERB
aijes-6438	84	23	:	:	PUNCT
aijes-6438	84	24	security	security	NOUN
aijes-6438	84	25	of	of	ADP
aijes-6438	84	26	operations	operation	NOUN
aijes-6438	84	27	and	and	CCONJ
aijes-6438	84	28	cyber	cyber	NOUN
aijes-6438	84	29	security	security	NOUN
aijes-6438	84	30	,	,	PUNCT
aijes-6438	84	31	as	as	ADV
aijes-6438	84	32	well	well	ADV
aijes-6438	84	33	as	as	ADP
aijes-6438	84	34	confidentiality	confidentiality	NOUN
aijes-6438	84	35	of	of	ADP
aijes-6438	84	36	information	information	NOUN
aijes-6438	84	37	.	.	PUNCT
aijes-6438	85	1	the	the	DET
aijes-6438	85	2	need	need	NOUN
aijes-6438	85	3	for	for	ADP
aijes-6438	85	4	the	the	DET
aijes-6438	85	5	cyber	cyber	NOUN
aijes-6438	85	6	-	-	PUNCT
aijes-6438	85	7	security	security	NOUN
aijes-6438	85	8	of	of	ADP
aijes-6438	85	9	banking	banking	NOUN
aijes-6438	85	10	institutions	institution	NOUN
aijes-6438	85	11	has	have	AUX
aijes-6438	85	12	increased	increase	VERB
aijes-6438	85	13	simultaneously	simultaneously	ADV
aijes-6438	85	14	with	with	ADP
aijes-6438	85	15	the	the	DET
aijes-6438	85	16	total	total	ADJ
aijes-6438	85	17	computerization	computerization	NOUN
aijes-6438	85	18	of	of	ADP
aijes-6438	85	19	banking	banking	NOUN
aijes-6438	85	20	activity	activity	NOUN
aijes-6438	85	21	.	.	PUNCT
aijes-6438	86	1	the	the	DET
aijes-6438	86	2	implementation	implementation	NOUN
aijes-6438	86	3	of	of	ADP
aijes-6438	86	4	an	an	DET
aijes-6438	86	5	it	it	NOUN
aijes-6438	86	6	security	security	NOUN
aijes-6438	86	7	policy	policy	NOUN
aijes-6438	86	8	gives	give	VERB
aijes-6438	86	9	the	the	DET
aijes-6438	86	10	management	management	NOUN
aijes-6438	86	11	of	of	ADP
aijes-6438	86	12	a	a	DET
aijes-6438	86	13	banking	banking	NOUN
aijes-6438	86	14	institution	institution	NOUN
aijes-6438	86	15	the	the	DET
aijes-6438	86	16	security	security	NOUN
aijes-6438	86	17	of	of	ADP
aijes-6438	86	18	a	a	DET
aijes-6438	86	19	quantifiable	quantifiable	ADJ
aijes-6438	86	20	and	and	CCONJ
aijes-6438	86	21	controllable	controllable	ADJ
aijes-6438	86	22	system	system	NOUN
aijes-6438	86	23	.	.	PUNCT
aijes-6438	87	1	computer	computer	NOUN
aijes-6438	87	2	system	system	NOUN
aijes-6438	87	3	vulnerabilities	vulnerability	NOUN
aijes-6438	87	4	are	be	AUX
aijes-6438	87	5	basically	basically	ADV
aijes-6438	87	6	weaknesses	weakness	NOUN
aijes-6438	87	7	that	that	PRON
aijes-6438	87	8	can	can	AUX
aijes-6438	87	9	be	be	AUX
aijes-6438	87	10	exploited	exploit	VERB
aijes-6438	87	11	by	by	ADP
aijes-6438	87	12	a	a	DET
aijes-6438	87	13	possible	possible	ADJ
aijes-6438	87	14	threat	threat	NOUN
aijes-6438	87	15	at	at	ADP
aijes-6438	87	16	any	any	DET
aijes-6438	87	17	time	time	NOUN
aijes-6438	87	18	.	.	PUNCT
aijes-6438	88	1	thus	thus	ADV
aijes-6438	88	2	,	,	PUNCT
aijes-6438	88	3	we	we	PRON
aijes-6438	88	4	can	can	AUX
aijes-6438	88	5	say	say	VERB
aijes-6438	88	6	that	that	SCONJ
aijes-6438	88	7	information	information	NOUN
aijes-6438	88	8	security	security	NOUN
aijes-6438	88	9	is	be	AUX
aijes-6438	88	10	not	not	PART
aijes-6438	88	11	only	only	ADV
aijes-6438	88	12	a	a	DET
aijes-6438	88	13	technical	technical	ADJ
aijes-6438	88	14	problem	problem	NOUN
aijes-6438	88	15	,	,	PUNCT
aijes-6438	88	16	but	but	CCONJ
aijes-6438	88	17	also	also	ADV
aijes-6438	88	18	a	a	DET
aijes-6438	88	19	managerial	managerial	ADJ
aijes-6438	88	20	problem	problem	NOUN
aijes-6438	88	21	.	.	PUNCT
aijes-6438	89	1	following	follow	VERB
aijes-6438	89	2	the	the	DET
aijes-6438	89	3	emergence	emergence	NOUN
aijes-6438	89	4	of	of	ADP
aijes-6438	89	5	situations	situation	NOUN
aijes-6438	89	6	related	relate	VERB
aijes-6438	89	7	to	to	ADP
aijes-6438	89	8	criminality	criminality	NOUN
aijes-6438	89	9	in	in	ADP
aijes-6438	89	10	the	the	DET
aijes-6438	89	11	banking	banking	NOUN
aijes-6438	89	12	cyber	cyber	NOUN
aijes-6438	89	13	system	system	NOUN
aijes-6438	89	14	,	,	PUNCT
aijes-6438	89	15	as	as	ADV
aijes-6438	89	16	well	well	ADV
aijes-6438	89	17	as	as	ADP
aijes-6438	89	18	customer	customer	NOUN
aijes-6438	89	19	panic	panic	NOUN
aijes-6438	89	20	,	,	PUNCT
aijes-6438	89	21	banking	banking	NOUN
aijes-6438	89	22	institutions	institution	NOUN
aijes-6438	89	23	have	have	AUX
aijes-6438	89	24	increased	increase	VERB
aijes-6438	89	25	their	their	PRON
aijes-6438	89	26	measures	measure	NOUN
aijes-6438	89	27	and	and	CCONJ
aijes-6438	89	28	efforts	effort	NOUN
aijes-6438	89	29	to	to	PART
aijes-6438	89	30	protect	protect	VERB
aijes-6438	89	31	the	the	DET
aijes-6438	89	32	it	it	PRON
aijes-6438	89	33	infrastructure	infrastructure	NOUN
aijes-6438	89	34	.	.	PUNCT
aijes-6438	90	1	maintaining	maintain	VERB
aijes-6438	90	2	it	it	PRON
aijes-6438	90	3	security	security	NOUN
aijes-6438	90	4	has	have	AUX
aijes-6438	90	5	never	never	ADV
aijes-6438	90	6	been	be	AUX
aijes-6438	90	7	more	more	ADV
aijes-6438	90	8	important	important	ADJ
aijes-6438	90	9	than	than	ADP
aijes-6438	90	10	now	now	ADV
aijes-6438	90	11	.	.	PUNCT
aijes-6438	91	1	there	there	PRON
aijes-6438	91	2	are	be	VERB
aijes-6438	91	3	more	more	ADV
aijes-6438	91	4	sophisticated	sophisticated	ADJ
aijes-6438	91	5	and	and	CCONJ
aijes-6438	91	6	lethal	lethal	ADJ
aijes-6438	91	7	cybercrime	cybercrime	NOUN
aijes-6438	91	8	trends	trend	NOUN
aijes-6438	91	9	that	that	PRON
aijes-6438	91	10	the	the	DET
aijes-6438	91	11	banking	banking	NOUN
aijes-6438	91	12	sector	sector	NOUN
aijes-6438	91	13	should	should	AUX
aijes-6438	91	14	pay	pay	VERB
aijes-6438	91	15	attention	attention	NOUN
aijes-6438	91	16	to	to	ADP
aijes-6438	91	17	.	.	PUNCT
aijes-6438	92	1	internet	internet	NOUN
aijes-6438	92	2	fraud	fraud	NOUN
aijes-6438	92	3	is	be	AUX
aijes-6438	92	4	currently	currently	ADV
aijes-6438	92	5	the	the	DET
aijes-6438	92	6	most	most	ADV
aijes-6438	92	7	practiced	practiced	ADJ
aijes-6438	92	8	type	type	NOUN
aijes-6438	92	9	of	of	ADP
aijes-6438	92	10	fraud	fraud	NOUN
aijes-6438	92	11	at	at	ADP
aijes-6438	92	12	international	international	ADJ
aijes-6438	92	13	level	level	NOUN
aijes-6438	92	14	.	.	PUNCT
aijes-6438	93	1	the	the	DET
aijes-6438	93	2	phenomenon	phenomenon	NOUN
aijes-6438	93	3	is	be	AUX
aijes-6438	93	4	booming	booming	ADJ
aijes-6438	93	5	,	,	PUNCT
aijes-6438	93	6	correlated	correlate	VERB
aijes-6438	93	7	with	with	ADP
aijes-6438	93	8	the	the	DET
aijes-6438	93	9	increase	increase	NOUN
aijes-6438	93	10	in	in	ADP
aijes-6438	93	11	the	the	DET
aijes-6438	93	12	number	number	NOUN
aijes-6438	93	13	of	of	ADP
aijes-6438	93	14	users	user	NOUN
aijes-6438	93	15	and	and	CCONJ
aijes-6438	93	16	,	,	PUNCT
aijes-6438	93	17	at	at	ADP
aijes-6438	93	18	the	the	DET
aijes-6438	93	19	same	same	ADJ
aijes-6438	93	20	time	time	NOUN
aijes-6438	93	21	,	,	PUNCT
aijes-6438	93	22	in	in	ADP
aijes-6438	93	23	electronic	electronic	ADJ
aijes-6438	93	24	transactions	transaction	NOUN
aijes-6438	93	25	.	.	PUNCT
aijes-6438	94	1	these	these	DET
aijes-6438	94	2	events	event	NOUN
aijes-6438	94	3	can	can	AUX
aijes-6438	94	4	cause	cause	VERB
aijes-6438	94	5	financial	financial	ADJ
aijes-6438	94	6	damage	damage	NOUN
aijes-6438	94	7	,	,	PUNCT
aijes-6438	94	8	it	it	PRON
aijes-6438	94	9	infrastructure	infrastructure	NOUN
aijes-6438	94	10	damage	damage	NOUN
aijes-6438	94	11	,	,	PUNCT
aijes-6438	94	12	but	but	CCONJ
aijes-6438	94	13	most	most	ADV
aijes-6438	94	14	importantly	importantly	ADV
aijes-6438	94	15	,	,	PUNCT
aijes-6438	94	16	reputation	reputation	NOUN
aijes-6438	94	17	damage	damage	NOUN
aijes-6438	94	18	.	.	PUNCT
aijes-6438	95	1	in	in	ADP
aijes-6438	95	2	such	such	ADJ
aijes-6438	95	3	cases	case	NOUN
aijes-6438	95	4	,	,	PUNCT
aijes-6438	95	5	banking	banking	NOUN
aijes-6438	95	6	institutions	institution	NOUN
aijes-6438	95	7	should	should	AUX
aijes-6438	95	8	not	not	PART
aijes-6438	95	9	wait	wait	VERB
aijes-6438	95	10	for	for	ADP
aijes-6438	95	11	legislation	legislation	NOUN
aijes-6438	95	12	or	or	CCONJ
aijes-6438	95	13	government	government	NOUN
aijes-6438	95	14	decisions	decision	NOUN
aijes-6438	95	15	to	to	PART
aijes-6438	95	16	find	find	VERB
aijes-6438	95	17	solutions	solution	NOUN
aijes-6438	95	18	to	to	ADP
aijes-6438	95	19	suchproblems	suchproblem	NOUN
aijes-6438	95	20	but	but	CCONJ
aijes-6438	95	21	reactpromptly	reactpromptly	ADV
aijes-6438	95	22	instead	instead	ADV
aijes-6438	95	23	.	.	PUNCT
aijes-6438	96	1	(	(	PUNCT
aijes-6438	96	2	cindy	cindy	PROPN
aijes-6438	96	3	collins	collins	PROPN
aijes-6438	96	4	-	-	PUNCT
aijes-6438	96	5	taylor	taylor	PROPN
aijes-6438	96	6	,	,	PUNCT
aijes-6438	96	7	2013	2013	NUM
aijes-6438	96	8	)	)	PUNCT
aijes-6438	96	9	investments	investment	NOUN
aijes-6438	96	10	in	in	ADP
aijes-6438	96	11	software	software	NOUN
aijes-6438	96	12	and	and	CCONJ
aijes-6438	96	13	hardware	hardware	NOUN
aijes-6438	96	14	solutions	solution	NOUN
aijes-6438	96	15	,	,	PUNCT
aijes-6438	96	16	however	however	ADV
aijes-6438	96	17	,	,	PUNCT
aijes-6438	96	18	remain	remain	VERB
aijes-6438	96	19	a	a	DET
aijes-6438	96	20	necessity	necessity	NOUN
aijes-6438	96	21	,	,	PUNCT
aijes-6438	96	22	as	as	SCONJ
aijes-6438	96	23	by	by	ADP
aijes-6438	96	24	such	such	ADJ
aijes-6438	96	25	means	mean	NOUN
aijes-6438	96	26	institutionsare	institutionsare	ADJ
aijes-6438	96	27	ablerespond	ablerespond	NOUN
aijes-6438	96	28	quickly	quickly	ADV
aijes-6438	96	29	to	to	ADP
aijes-6438	96	30	it	it	PRON
aijes-6438	96	31	threats	threat	NOUN
aijes-6438	96	32	.	.	PUNCT
aijes-6438	97	1	and	and	CCONJ
aijes-6438	97	2	the	the	DET
aijes-6438	97	3	training	training	NOUN
aijes-6438	97	4	and	and	CCONJ
aijes-6438	97	5	testing	testing	NOUN
aijes-6438	97	6	of	of	ADP
aijes-6438	97	7	both	both	DET
aijes-6438	97	8	employees	employee	NOUN
aijes-6438	97	9	and	and	CCONJ
aijes-6438	97	10	customersmay	customersmay	AUX
aijes-6438	97	11	contribute	contribute	VERB
aijes-6438	97	12	to	to	ADP
aijes-6438	97	13	reducing	reduce	VERB
aijes-6438	97	14	computer	computer	NOUN
aijes-6438	97	15	fraud	fraud	NOUN
aijes-6438	97	16	.	.	PUNCT
aijes-6438	98	1	concerns	concern	NOUN
aijes-6438	98	2	for	for	ADP
aijes-6438	98	3	it	it	PRON
aijes-6438	98	4	security	security	NOUN
aijes-6438	98	5	increased	increase	VERB
aijes-6438	98	6	in	in	ADP
aijes-6438	98	7	direct	direct	ADJ
aijes-6438	98	8	proportion	proportion	NOUN
aijes-6438	98	9	to	to	ADP
aijes-6438	98	10	the	the	DET
aijes-6438	98	11	increase	increase	NOUN
aijes-6438	98	12	in	in	ADP
aijes-6438	98	13	the	the	DET
aijes-6438	98	14	number	number	NOUN
aijes-6438	98	15	of	of	ADP
aijes-6438	98	16	users	user	NOUN
aijes-6438	98	17	,	,	PUNCT
aijes-6438	98	18	but	but	CCONJ
aijes-6438	98	19	also	also	ADV
aijes-6438	98	20	in	in	ADP
aijes-6438	98	21	the	the	DET
aijes-6438	98	22	value	value	NOUN
aijes-6438	98	23	of	of	ADP
aijes-6438	98	24	transactions	transaction	NOUN
aijes-6438	98	25	made	make	VERB
aijes-6438	98	26	by	by	ADP
aijes-6438	98	27	banking	banking	NOUN
aijes-6438	98	28	institutions	institution	NOUN
aijes-6438	98	29	.	.	PUNCT
aijes-6438	99	1	along	along	ADP
aijes-6438	99	2	with	with	ADP
aijes-6438	99	3	technological	technological	ADJ
aijes-6438	99	4	development	development	NOUN
aijes-6438	99	5	,	,	PUNCT
aijes-6438	99	6	the	the	DET
aijes-6438	99	7	security	security	NOUN
aijes-6438	99	8	of	of	ADP
aijes-6438	99	9	information	information	NOUN
aijes-6438	99	10	systems	system	NOUN
aijes-6438	99	11	has	have	AUX
aijes-6438	99	12	also	also	ADV
aijes-6438	99	13	developed	develop	VERB
aijes-6438	99	14	.	.	PUNCT
aijes-6438	100	1	at	at	ADP
aijes-6438	100	2	the	the	DET
aijes-6438	100	3	same	same	ADJ
aijes-6438	100	4	time	time	NOUN
aijes-6438	100	5	,	,	PUNCT
aijes-6438	100	6	attackers	attacker	NOUN
aijes-6438	100	7	managed	manage	VERB
aijes-6438	100	8	to	to	PART
aijes-6438	100	9	develop	develop	VERB
aijes-6438	100	10	their	their	PRON
aijes-6438	100	11	skills	skill	NOUN
aijes-6438	100	12	and	and	CCONJ
aijes-6438	100	13	opportunities	opportunity	NOUN
aijes-6438	100	14	to	to	PART
aijes-6438	100	15	penetrate	penetrate	VERB
aijes-6438	100	16	deeper	deeply	ADV
aijes-6438	100	17	and	and	CCONJ
aijes-6438	100	18	faster	fast	ADV
aijes-6438	100	19	into	into	ADP
aijes-6438	100	20	information	information	NOUN
aijes-6438	100	21	systems	system	NOUN
aijes-6438	100	22	,	,	PUNCT
aijes-6438	100	23	the	the	DET
aijes-6438	100	24	effects	effect	NOUN
aijes-6438	100	25	of	of	ADP
aijes-6438	100	26	their	their	PRON
aijes-6438	100	27	actions	action	NOUN
aijes-6438	100	28	being	be	AUX
aijes-6438	100	29	most	most	ADV
aijes-6438	100	30	often	often	ADV
aijes-6438	100	31	particularly	particularly	ADV
aijes-6438	100	32	serious	serious	ADJ
aijes-6438	100	33	.	.	PUNCT
aijes-6438	101	1	thus	thus	ADV
aijes-6438	101	2	,	,	PUNCT
aijes-6438	101	3	it	it	PRON
aijes-6438	101	4	can	can	AUX
aijes-6438	101	5	be	be	AUX
aijes-6438	101	6	stated	state	VERB
aijes-6438	101	7	that	that	SCONJ
aijes-6438	101	8	computer	computer	NOUN
aijes-6438	101	9	security	security	NOUN
aijes-6438	101	10	is	be	AUX
aijes-6438	101	11	a	a	DET
aijes-6438	101	12	constant	constant	ADJ
aijes-6438	101	13	and	and	CCONJ
aijes-6438	101	14	continuous	continuous	ADJ
aijes-6438	101	15	process	process	NOUN
aijes-6438	101	16	,	,	PUNCT
aijes-6438	101	17	because	because	SCONJ
aijes-6438	101	18	in	in	ADP
aijes-6438	101	19	order	order	NOUN
aijes-6438	101	20	to	to	PART
aijes-6438	101	21	increase	increase	VERB
aijes-6438	101	22	security	security	NOUN
aijes-6438	101	23	,	,	PUNCT
aijes-6438	101	24	one	one	PRON
aijes-6438	101	25	should	should	AUX
aijes-6438	101	26	always	always	ADV
aijes-6438	101	27	return	return	VERB
aijes-6438	101	28	to	to	ADP
aijes-6438	101	29	the	the	DET
aijes-6438	101	30	starting	starting	NOUN
aijes-6438	101	31	point	point	NOUN
aijes-6438	101	32	.	.	PUNCT
aijes-6438	102	1	innovative	innovative	ADJ
aijes-6438	102	2	technologies	technology	NOUN
aijes-6438	102	3	and	and	CCONJ
aijes-6438	102	4	ideas	idea	NOUN
aijes-6438	102	5	constantly	constantly	ADV
aijes-6438	102	6	require	require	VERB
aijes-6438	102	7	an	an	DET
aijes-6438	102	8	update	update	NOUN
aijes-6438	102	9	of	of	ADP
aijes-6438	102	10	the	the	DET
aijes-6438	102	11	it	it	PROPN
aijes-6438	102	12	security	security	NOUN
aijes-6438	102	13	policy	policy	NOUN
aijes-6438	102	14	.	.	PUNCT
aijes-6438	103	1	once	once	ADV
aijes-6438	103	2	connected	connect	VERB
aijes-6438	103	3	to	to	ADP
aijes-6438	103	4	the	the	DET
aijes-6438	103	5	internet	internet	NOUN
aijes-6438	103	6	,	,	PUNCT
aijes-6438	103	7	banking	banking	NOUN
aijes-6438	103	8	institutions	institution	NOUN
aijes-6438	103	9	become	become	VERB
aijes-6438	103	10	more	more	ADV
aijes-6438	103	11	accessible	accessible	ADJ
aijes-6438	103	12	to	to	ADP
aijes-6438	103	13	the	the	DET
aijes-6438	103	14	public	public	NOUN
aijes-6438	103	15	,	,	PUNCT
aijes-6438	103	16	but	but	CCONJ
aijes-6438	103	17	also	also	ADV
aijes-6438	103	18	vulnerable	vulnerable	ADJ
aijes-6438	103	19	,	,	PUNCT
aijes-6438	103	20	in	in	ADP
aijes-6438	103	21	the	the	DET
aijes-6438	103	22	face	face	NOUN
aijes-6438	103	23	of	of	ADP
aijes-6438	103	24	unforeseen	unforeseen	ADJ
aijes-6438	103	25	attacks	attack	NOUN
aijes-6438	103	26	,	,	PUNCT
aijes-6438	103	27	caused	cause	VERB
aijes-6438	103	28	by	by	ADP
aijes-6438	103	29	unauthorized	unauthorized	ADJ
aijes-6438	103	30	penetration	penetration	NOUN
aijes-6438	103	31	into	into	ADP
aijes-6438	103	32	the	the	DET
aijes-6438	103	33	it	it	NOUN
aijes-6438	103	34	system	system	NOUN
aijes-6438	103	35	.	.	PUNCT
aijes-6438	104	1	in	in	ADP
aijes-6438	104	2	order	order	NOUN
aijes-6438	104	3	to	to	PART
aijes-6438	104	4	achieve	achieve	VERB
aijes-6438	104	5	the	the	DET
aijes-6438	104	6	protection	protection	NOUN
aijes-6438	104	7	objectives	objective	NOUN
aijes-6438	104	8	of	of	ADP
aijes-6438	104	9	the	the	DET
aijes-6438	104	10	it	it	NOUN
aijes-6438	104	11	system	system	NOUN
aijes-6438	104	12	,	,	PUNCT
aijes-6438	104	13	banking	banking	NOUN
aijes-6438	104	14	institutions	institution	NOUN
aijes-6438	104	15	must	must	AUX
aijes-6438	104	16	hire	hire	VERB
aijes-6438	104	17	reliable	reliable	ADJ
aijes-6438	104	18	personnel	personnel	NOUN
aijes-6438	104	19	,	,	PUNCT
aijes-6438	104	20	who	who	PRON
aijes-6438	104	21	have	have	VERB
aijes-6438	104	22	the	the	DET
aijes-6438	104	23	necessary	necessary	ADJ
aijes-6438	104	24	skills	skill	NOUN
aijes-6438	104	25	and	and	CCONJ
aijes-6438	104	26	qualifications	qualification	NOUN
aijes-6438	104	27	,	,	PUNCT
aijes-6438	104	28	while	while	SCONJ
aijes-6438	104	29	also	also	ADV
aijes-6438	104	30	being	be	AUX
aijes-6438	104	31	prepared	prepare	VERB
aijes-6438	104	32	for	for	ADP
aijes-6438	104	33	critical	critical	ADJ
aijes-6438	104	34	events	event	NOUN
aijes-6438	104	35	.	.	PUNCT
aijes-6438	105	1	the	the	DET
aijes-6438	105	2	continuous	continuous	ADJ
aijes-6438	105	3	training	training	NOUN
aijes-6438	105	4	of	of	ADP
aijes-6438	105	5	employees	employee	NOUN
aijes-6438	105	6	who	who	PRON
aijes-6438	105	7	use	use	VERB
aijes-6438	105	8	the	the	DET
aijes-6438	105	9	policies	policy	NOUN
aijes-6438	105	10	and	and	CCONJ
aijes-6438	105	11	strategies	strategy	NOUN
aijes-6438	105	12	aimed	aim	VERB
aijes-6438	105	13	at	at	ADP
aijes-6438	105	14	ensuring	ensure	VERB
aijes-6438	105	15	the	the	DET
aijes-6438	105	16	security	security	NOUN
aijes-6438	105	17	of	of	ADP
aijes-6438	105	18	banking	banking	NOUN
aijes-6438	105	19	institutions	institution	NOUN
aijes-6438	105	20	and	and	CCONJ
aijes-6438	105	21	their	their	PRON
aijes-6438	105	22	it	it	NOUN
aijes-6438	105	23	systems	system	NOUN
aijes-6438	105	24	32	32	NUM
aijes-6438	105	25	computer	computer	NOUN
aijes-6438	105	26	system	system	NOUN
aijes-6438	105	27	is	be	AUX
aijes-6438	105	28	also	also	ADV
aijes-6438	105	29	of	of	ADP
aijes-6438	105	30	significant	significant	ADJ
aijes-6438	105	31	importance	importance	NOUN
aijes-6438	105	32	,	,	PUNCT
aijes-6438	105	33	so	so	SCONJ
aijes-6438	105	34	as	as	SCONJ
aijes-6438	105	35	they	they	PRON
aijes-6438	105	36	might	might	AUX
aijes-6438	105	37	constantly	constantly	ADV
aijes-6438	105	38	update	update	VERB
aijes-6438	105	39	their	their	PRON
aijes-6438	105	40	knowledge	knowledge	NOUN
aijes-6438	105	41	and	and	CCONJ
aijes-6438	105	42	reaction	reaction	NOUN
aijes-6438	105	43	skills	skill	NOUN
aijes-6438	105	44	.	.	PUNCT
aijes-6438	106	1	the	the	DET
aijes-6438	106	2	employees	employee	NOUN
aijes-6438	106	3	should	should	AUX
aijes-6438	106	4	also	also	ADV
aijes-6438	106	5	receive	receive	VERB
aijes-6438	106	6	information	information	NOUN
aijes-6438	106	7	about	about	ADP
aijes-6438	106	8	new	new	ADJ
aijes-6438	106	9	methods	method	NOUN
aijes-6438	106	10	used	use	VERB
aijes-6438	106	11	by	by	ADP
aijes-6438	106	12	cybercriminals	cybercriminal	NOUN
aijes-6438	106	13	with	with	ADP
aijes-6438	106	14	the	the	DET
aijes-6438	106	15	view	view	NOUN
aijes-6438	106	16	of	of	ADP
aijes-6438	106	17	penetrating	penetrate	VERB
aijes-6438	106	18	the	the	DET
aijes-6438	106	19	banks	bank	NOUN
aijes-6438	106	20	’	'	PUNCT
aijes-6438	106	21	it	it	PRON
aijes-6438	106	22	system	system	NOUN
aijes-6438	106	23	.	.	PUNCT
aijes-6438	107	1	each	each	DET
aijes-6438	107	2	user	user	NOUN
aijes-6438	107	3	of	of	ADP
aijes-6438	107	4	the	the	DET
aijes-6438	107	5	it	it	NOUN
aijes-6438	107	6	system	system	NOUN
aijes-6438	107	7	is	be	AUX
aijes-6438	107	8	responsible	responsible	ADJ
aijes-6438	107	9	,	,	PUNCT
aijes-6438	107	10	in	in	ADP
aijes-6438	107	11	one	one	NUM
aijes-6438	107	12	way	way	NOUN
aijes-6438	107	13	or	or	CCONJ
aijes-6438	107	14	another	another	PRON
aijes-6438	107	15	,	,	PUNCT
aijes-6438	107	16	for	for	ADP
aijes-6438	107	17	ensuring	ensure	VERB
aijes-6438	107	18	the	the	DET
aijes-6438	107	19	security	security	NOUN
aijes-6438	107	20	of	of	ADP
aijes-6438	107	21	the	the	DET
aijes-6438	107	22	data	datum	NOUN
aijes-6438	107	23	.	.	PUNCT
aijes-6438	108	1	a	a	DET
aijes-6438	108	2	well	well	ADV
aijes-6438	108	3	-	-	PUNCT
aijes-6438	108	4	implemented	implement	VERB
aijes-6438	108	5	and	and	CCONJ
aijes-6438	108	6	selected	select	VERB
aijes-6438	108	7	it	it	PRON
aijes-6438	108	8	security	security	NOUN
aijes-6438	108	9	strategy	strategy	NOUN
aijes-6438	108	10	can	can	AUX
aijes-6438	108	11	help	help	VERB
aijes-6438	108	12	the	the	DET
aijes-6438	108	13	institution	institution	NOUN
aijes-6438	108	14	avoid	avoid	VERB
aijes-6438	108	15	undesirable	undesirable	ADJ
aijes-6438	108	16	events	event	NOUN
aijes-6438	108	17	,	,	PUNCT
aijes-6438	108	18	with	with	ADP
aijes-6438	108	19	impact	impact	NOUN
aijes-6438	108	20	upon	upon	SCONJ
aijes-6438	108	21	the	the	DET
aijes-6438	108	22	information	information	NOUN
aijes-6438	108	23	resources	resource	NOUN
aijes-6438	108	24	of	of	ADP
aijes-6438	108	25	a	a	DET
aijes-6438	108	26	banking	banking	NOUN
aijes-6438	108	27	institution	institution	NOUN
aijes-6438	108	28	.	.	PUNCT
aijes-6438	109	1	the	the	DET
aijes-6438	109	2	security	security	NOUN
aijes-6438	109	3	requirements	requirement	NOUN
aijes-6438	109	4	are	be	AUX
aijes-6438	109	5	constantly	constantly	ADV
aijes-6438	109	6	changing	change	VERB
aijes-6438	109	7	due	due	ADP
aijes-6438	109	8	to	to	ADP
aijes-6438	109	9	the	the	DET
aijes-6438	109	10	developments	development	NOUN
aijes-6438	109	11	of	of	ADP
aijes-6438	109	12	the	the	DET
aijes-6438	109	13	banking	banking	NOUN
aijes-6438	109	14	system	system	NOUN
aijes-6438	109	15	in	in	ADP
aijes-6438	109	16	recent	recent	ADJ
aijes-6438	109	17	years	year	NOUN
aijes-6438	109	18	.	.	PUNCT
aijes-6438	110	1	such	such	ADJ
aijes-6438	110	2	prerequisites	prerequisite	NOUN
aijes-6438	110	3	include	include	VERB
aijes-6438	110	4	the	the	DET
aijes-6438	110	5	expansion	expansion	NOUN
aijes-6438	110	6	of	of	ADP
aijes-6438	110	7	electronic	electronic	ADJ
aijes-6438	110	8	communication	communication	NOUN
aijes-6438	110	9	channels	channel	NOUN
aijes-6438	110	10	with	with	ADP
aijes-6438	110	11	customers	customer	NOUN
aijes-6438	110	12	and	and	CCONJ
aijes-6438	110	13	partners	partner	NOUN
aijes-6438	110	14	,	,	PUNCT
aijes-6438	110	15	the	the	DET
aijes-6438	110	16	electronic	electronic	ADJ
aijes-6438	110	17	payment	payment	NOUN
aijes-6438	110	18	system	system	NOUN
aijes-6438	110	19	,	,	PUNCT
aijes-6438	110	20	the	the	DET
aijes-6438	110	21	reporting	reporting	NOUN
aijes-6438	110	22	systems	system	NOUN
aijes-6438	110	23	to	to	ADP
aijes-6438	110	24	the	the	DET
aijes-6438	110	25	national	national	PROPN
aijes-6438	110	26	bank	bank	PROPN
aijes-6438	110	27	of	of	ADP
aijes-6438	110	28	romania	romania	PROPN
aijes-6438	110	29	,	,	PUNCT
aijes-6438	110	30	the	the	DET
aijes-6438	110	31	development	development	NOUN
aijes-6438	110	32	and	and	CCONJ
aijes-6438	110	33	integration	integration	NOUN
aijes-6438	110	34	of	of	ADP
aijes-6438	110	35	payment	payment	NOUN
aijes-6438	110	36	systems	system	NOUN
aijes-6438	110	37	,	,	PUNCT
aijes-6438	110	38	etc	etc	X
aijes-6438	110	39	.	.	X
aijes-6438	110	40	in	in	ADP
aijes-6438	110	41	this	this	DET
aijes-6438	110	42	context	context	NOUN
aijes-6438	110	43	,	,	PUNCT
aijes-6438	110	44	in	in	ADP
aijes-6438	110	45	addition	addition	NOUN
aijes-6438	110	46	to	to	ADP
aijes-6438	110	47	the	the	DET
aijes-6438	110	48	individual	individual	ADJ
aijes-6438	110	49	demands	demand	NOUN
aijes-6438	110	50	that	that	PRON
aijes-6438	110	51	relate	relate	VERB
aijes-6438	110	52	toensuring	toensure	VERB
aijes-6438	110	53	information	information	NOUN
aijes-6438	110	54	security	security	NOUN
aijes-6438	110	55	,	,	PUNCT
aijes-6438	110	56	there	there	PRON
aijes-6438	110	57	is	be	VERB
aijes-6438	110	58	also	also	ADV
aijes-6438	110	59	the	the	DET
aijes-6438	110	60	issue	issue	NOUN
aijes-6438	110	61	of	of	ADP
aijes-6438	110	62	the	the	DET
aijes-6438	110	63	risks	risk	NOUN
aijes-6438	110	64	that	that	PRON
aijes-6438	110	65	a	a	DET
aijes-6438	110	66	properly	properly	ADV
aijes-6438	110	67	unsecured	unsecured	ADJ
aijes-6438	110	68	component	component	NOUN
aijes-6438	110	69	induces	induce	VERB
aijes-6438	110	70	in	in	ADP
aijes-6438	110	71	the	the	DET
aijes-6438	110	72	system	system	NOUN
aijes-6438	110	73	and	and	CCONJ
aijes-6438	110	74	the	the	DET
aijes-6438	110	75	need	need	NOUN
aijes-6438	110	76	to	to	PART
aijes-6438	110	77	ensure	ensure	VERB
aijes-6438	110	78	the	the	DET
aijes-6438	110	79	safety	safety	NOUN
aijes-6438	110	80	of	of	ADP
aijes-6438	110	81	the	the	DET
aijes-6438	110	82	entire	entire	ADJ
aijes-6438	110	83	banking	banking	NOUN
aijes-6438	110	84	system.each	system.each	PROPN
aijes-6438	110	85	banking	banking	NOUN
aijes-6438	110	86	institution	institution	NOUN
aijes-6438	110	87	,	,	PUNCT
aijes-6438	110	88	in	in	ADP
aijes-6438	110	89	part	part	NOUN
aijes-6438	110	90	,	,	PUNCT
aijes-6438	110	91	must	must	AUX
aijes-6438	110	92	implement	implement	VERB
aijes-6438	110	93	its	its	PRON
aijes-6438	110	94	own	own	ADJ
aijes-6438	110	95	information	information	NOUN
aijes-6438	110	96	security	security	NOUN
aijes-6438	110	97	system	system	NOUN
aijes-6438	110	98	.	.	PUNCT
aijes-6438	111	1	its	its	PRON
aijes-6438	111	2	management	management	NOUN
aijes-6438	111	3	can	can	AUX
aijes-6438	111	4	be	be	AUX
aijes-6438	111	5	achieved	achieve	VERB
aijes-6438	111	6	by	by	ADP
aijes-6438	111	7	implementing	implement	VERB
aijes-6438	111	8	practices	practice	NOUN
aijes-6438	111	9	,	,	PUNCT
aijes-6438	111	10	tools	tool	NOUN
aijes-6438	111	11	,	,	PUNCT
aijes-6438	111	12	procedures	procedure	NOUN
aijes-6438	111	13	,	,	PUNCT
aijes-6438	111	14	policies	policy	NOUN
aijes-6438	111	15	,	,	PUNCT
aijes-6438	111	16	organizational	organizational	ADJ
aijes-6438	111	17	structures	structure	NOUN
aijes-6438	111	18	,	,	PUNCT
aijes-6438	111	19	or	or	CCONJ
aijes-6438	111	20	software	software	NOUN
aijes-6438	111	21	functions	function	NOUN
aijes-6438	111	22	.	.	PUNCT
aijes-6438	112	1	following	follow	VERB
aijes-6438	112	2	the	the	DET
aijes-6438	112	3	emergence	emergence	NOUN
aijes-6438	112	4	of	of	ADP
aijes-6438	112	5	situations	situation	NOUN
aijes-6438	112	6	related	relate	VERB
aijes-6438	112	7	to	to	ADP
aijes-6438	112	8	criminality	criminality	NOUN
aijes-6438	112	9	in	in	ADP
aijes-6438	112	10	the	the	DET
aijes-6438	112	11	banking	banking	NOUN
aijes-6438	112	12	cyber	cyber	NOUN
aijes-6438	112	13	system	system	NOUN
aijes-6438	112	14	,	,	PUNCT
aijes-6438	112	15	which	which	PRON
aijes-6438	112	16	generate	generate	VERB
aijes-6438	112	17	panic	panic	NOUN
aijes-6438	112	18	among	among	ADP
aijes-6438	112	19	customers	customer	NOUN
aijes-6438	112	20	,	,	PUNCT
aijes-6438	112	21	banking	banking	NOUN
aijes-6438	112	22	institutions	institution	NOUN
aijes-6438	112	23	have	have	AUX
aijes-6438	112	24	intensified	intensify	VERB
aijes-6438	112	25	their	their	PRON
aijes-6438	112	26	measures	measure	NOUN
aijes-6438	112	27	and	and	CCONJ
aijes-6438	112	28	efforts	effort	NOUN
aijes-6438	112	29	to	to	PART
aijes-6438	112	30	protect	protect	VERB
aijes-6438	112	31	the	the	DET
aijes-6438	112	32	it	it	PRON
aijes-6438	112	33	infrastructure	infrastructure	NOUN
aijes-6438	112	34	.	.	PUNCT
aijes-6438	113	1	maintaining	maintain	VERB
aijes-6438	113	2	it	it	PRON
aijes-6438	113	3	security	security	NOUN
aijes-6438	113	4	has	have	AUX
aijes-6438	113	5	never	never	ADV
aijes-6438	113	6	been	be	AUX
aijes-6438	113	7	more	more	ADV
aijes-6438	113	8	important	important	ADJ
aijes-6438	113	9	than	than	ADP
aijes-6438	113	10	now	now	ADV
aijes-6438	113	11	.	.	PUNCT
aijes-6438	114	1	sometimes	sometimes	ADV
aijes-6438	114	2	,	,	PUNCT
aijes-6438	114	3	the	the	DET
aijes-6438	114	4	banking	banking	NOUN
aijes-6438	114	5	system	system	NOUN
aijes-6438	114	6	might	might	AUX
aijes-6438	114	7	encounter	encounter	VERB
aijes-6438	114	8	difficulties	difficulty	NOUN
aijes-6438	114	9	in	in	ADP
aijes-6438	114	10	controlling	control	VERB
aijes-6438	114	11	the	the	DET
aijes-6438	114	12	increasingly	increasingly	ADV
aijes-6438	114	13	sophisticated	sophisticated	ADJ
aijes-6438	114	14	and	and	CCONJ
aijes-6438	114	15	lethal	lethal	ADJ
aijes-6438	114	16	cybercrime	cybercrime	NOUN
aijes-6438	114	17	trends	trend	NOUN
aijes-6438	114	18	.	.	PUNCT
aijes-6438	115	1	these	these	DET
aijes-6438	115	2	events	event	NOUN
aijes-6438	115	3	can	can	AUX
aijes-6438	115	4	cause	cause	VERB
aijes-6438	115	5	financial	financial	ADJ
aijes-6438	115	6	damage	damage	NOUN
aijes-6438	115	7	,	,	PUNCT
aijes-6438	115	8	it	it	PRON
aijes-6438	115	9	infrastructure	infrastructure	NOUN
aijes-6438	115	10	damage	damage	NOUN
aijes-6438	115	11	,	,	PUNCT
aijes-6438	115	12	but	but	CCONJ
aijes-6438	115	13	most	most	ADV
aijes-6438	115	14	importantly	importantly	ADV
aijes-6438	115	15	,	,	PUNCT
aijes-6438	115	16	reputation	reputation	NOUN
aijes-6438	115	17	damage	damage	NOUN
aijes-6438	115	18	.	.	PUNCT
aijes-6438	116	1	in	in	ADP
aijes-6438	116	2	such	such	ADJ
aijes-6438	116	3	cases	case	NOUN
aijes-6438	116	4	,	,	PUNCT
aijes-6438	116	5	banking	banking	NOUN
aijes-6438	116	6	institutions	institution	NOUN
aijes-6438	116	7	should	should	AUX
aijes-6438	116	8	not	not	PART
aijes-6438	116	9	wait	wait	VERB
aijes-6438	116	10	for	for	ADP
aijes-6438	116	11	legislation	legislation	NOUN
aijes-6438	116	12	or	or	CCONJ
aijes-6438	116	13	government	government	NOUN
aijes-6438	116	14	decisions	decision	NOUN
aijes-6438	116	15	to	to	PART
aijes-6438	116	16	find	find	VERB
aijes-6438	116	17	solutions	solution	NOUN
aijes-6438	116	18	to	to	ADP
aijes-6438	116	19	these	these	DET
aijes-6438	116	20	problems	problem	NOUN
aijes-6438	116	21	,	,	PUNCT
aijes-6438	116	22	but	but	CCONJ
aijes-6438	116	23	to	to	PART
aijes-6438	116	24	react	react	VERB
aijes-6438	116	25	immediately	immediately	ADV
aijes-6438	116	26	.	.	PUNCT
aijes-6438	117	1	investments	investment	NOUN
aijes-6438	117	2	in	in	ADP
aijes-6438	117	3	software	software	NOUN
aijes-6438	117	4	and	and	CCONJ
aijes-6438	117	5	hardware	hardware	NOUN
aijes-6438	117	6	solutions	solution	NOUN
aijes-6438	117	7	,	,	PUNCT
aijes-6438	117	8	however	however	ADV
aijes-6438	117	9	,	,	PUNCT
aijes-6438	117	10	remain	remain	VERB
aijes-6438	117	11	a	a	DET
aijes-6438	117	12	necessity	necessity	NOUN
aijes-6438	117	13	,	,	PUNCT
aijes-6438	117	14	so	so	SCONJ
aijes-6438	117	15	as	as	SCONJ
aijes-6438	117	16	banks	bank	NOUN
aijes-6438	117	17	might	might	AUX
aijes-6438	117	18	be	be	AUX
aijes-6438	117	19	ready	ready	ADJ
aijes-6438	117	20	to	to	PART
aijes-6438	117	21	respond	respond	VERB
aijes-6438	117	22	to	to	ADP
aijes-6438	117	23	cyber	cyber	NOUN
aijes-6438	117	24	threats	threat	NOUN
aijes-6438	117	25	.	.	PUNCT
aijes-6438	118	1	and	and	CCONJ
aijes-6438	118	2	the	the	DET
aijes-6438	118	3	training	training	NOUN
aijes-6438	118	4	and	and	CCONJ
aijes-6438	118	5	testing	testing	NOUN
aijes-6438	118	6	of	of	ADP
aijes-6438	118	7	employees	employee	NOUN
aijes-6438	118	8	,	,	PUNCT
aijes-6438	118	9	but	but	CCONJ
aijes-6438	118	10	also	also	ADV
aijes-6438	118	11	the	the	DET
aijes-6438	118	12	instruction	instruction	NOUN
aijes-6438	118	13	of	of	ADP
aijes-6438	118	14	customers	customer	NOUN
aijes-6438	118	15	,	,	PUNCT
aijes-6438	118	16	is	be	AUX
aijes-6438	118	17	a	a	DET
aijes-6438	118	18	solution	solution	NOUN
aijes-6438	118	19	to	to	PART
aijes-6438	118	20	reduce	reduce	VERB
aijes-6438	118	21	computer	computer	NOUN
aijes-6438	118	22	fraud	fraud	NOUN
aijes-6438	118	23	.	.	PUNCT
aijes-6438	119	1	4	4	X
aijes-6438	119	2	.	.	X
aijes-6438	119	3	conclusions	conclusion	NOUN
aijes-6438	119	4	in	in	ADP
aijes-6438	119	5	the	the	DET
aijes-6438	119	6	current	current	ADJ
aijes-6438	119	7	climate	climate	NOUN
aijes-6438	119	8	,	,	PUNCT
aijes-6438	119	9	banks	bank	NOUN
aijes-6438	119	10	are	be	AUX
aijes-6438	119	11	called	call	VERB
aijes-6438	119	12	upon	upon	SCONJ
aijes-6438	119	13	to	to	PART
aijes-6438	119	14	implement	implement	VERB
aijes-6438	119	15	strategies	strategy	NOUN
aijes-6438	119	16	and	and	CCONJ
aijes-6438	119	17	business	business	NOUN
aijes-6438	119	18	models	model	NOUN
aijes-6438	119	19	that	that	PRON
aijes-6438	119	20	make	make	VERB
aijes-6438	119	21	them	they	PRON
aijes-6438	119	22	stronger	strong	ADJ
aijes-6438	119	23	and	and	CCONJ
aijes-6438	119	24	more	more	ADV
aijes-6438	119	25	competitive	competitive	ADJ
aijes-6438	119	26	in	in	ADP
aijes-6438	119	27	a	a	DET
aijes-6438	119	28	market	market	NOUN
aijes-6438	119	29	heavily	heavily	ADV
aijes-6438	119	30	involved	involve	VERB
aijes-6438	119	31	in	in	ADP
aijes-6438	119	32	innovation	innovation	NOUN
aijes-6438	119	33	.	.	PUNCT
aijes-6438	120	1	at	at	ADP
aijes-6438	120	2	the	the	DET
aijes-6438	120	3	same	same	ADJ
aijes-6438	120	4	time	time	NOUN
aijes-6438	120	5	,	,	PUNCT
aijes-6438	120	6	they	they	PRON
aijes-6438	120	7	must	must	AUX
aijes-6438	120	8	strengthen	strengthen	VERB
aijes-6438	120	9	customer	customer	NOUN
aijes-6438	120	10	trust	trust	NOUN
aijes-6438	120	11	and	and	CCONJ
aijes-6438	120	12	loyalty	loyalty	NOUN
aijes-6438	120	13	.	.	PUNCT
aijes-6438	121	1	most	most	ADV
aijes-6438	121	2	often	often	ADV
aijes-6438	121	3	,	,	PUNCT
aijes-6438	121	4	companies	company	NOUN
aijes-6438	121	5	avoid	avoid	VERB
aijes-6438	121	6	sufficient	sufficient	ADJ
aijes-6438	121	7	investment	investment	NOUN
aijes-6438	121	8	in	in	ADP
aijes-6438	121	9	it	it	PRON
aijes-6438	121	10	security	security	NOUN
aijes-6438	121	11	because	because	SCONJ
aijes-6438	121	12	their	their	PRON
aijes-6438	121	13	perception	perception	NOUN
aijes-6438	121	14	is	be	AUX
aijes-6438	121	15	that	that	SCONJ
aijes-6438	121	16	the	the	DET
aijes-6438	121	17	threats	threat	NOUN
aijes-6438	121	18	do	do	AUX
aijes-6438	121	19	not	not	PART
aijes-6438	121	20	justify	justify	VERB
aijes-6438	121	21	a	a	DET
aijes-6438	121	22	very	very	ADV
aijes-6438	121	23	high	high	ADJ
aijes-6438	121	24	level	level	NOUN
aijes-6438	121	25	of	of	ADP
aijes-6438	121	26	expenses	expense	NOUN
aijes-6438	121	27	.	.	PUNCT
aijes-6438	122	1	however	however	ADV
aijes-6438	122	2	,	,	PUNCT
aijes-6438	122	3	the	the	DET
aijes-6438	122	4	costs	cost	NOUN
aijes-6438	122	5	of	of	ADP
aijes-6438	122	6	a	a	DET
aijes-6438	122	7	computer	computer	NOUN
aijes-6438	122	8	breach	breach	NOUN
aijes-6438	122	9	and	and	CCONJ
aijes-6438	122	10	the	the	DET
aijes-6438	122	11	loss	loss	NOUN
aijes-6438	122	12	of	of	ADP
aijes-6438	122	13	confidential	confidential	ADJ
aijes-6438	122	14	data	datum	NOUN
aijes-6438	122	15	,	,	PUNCT
aijes-6438	122	16	as	as	ADP
aijes-6438	122	17	a	a	DET
aijes-6438	122	18	result	result	NOUN
aijes-6438	122	19	of	of	ADP
aijes-6438	122	20	large	large	ADJ
aijes-6438	122	21	-	-	PUNCT
aijes-6438	122	22	scale	scale	NOUN
aijes-6438	122	23	cyber	cyber	NOUN
aijes-6438	122	24	-	-	PUNCT
aijes-6438	122	25	attacks	attack	NOUN
aijes-6438	122	26	,	,	PUNCT
aijes-6438	122	27	arevery	arevery	ADV
aijes-6438	122	28	important	important	ADJ
aijes-6438	122	29	issues	issue	NOUN
aijes-6438	122	30	.	.	PUNCT
aijes-6438	123	1	the	the	DET
aijes-6438	123	2	creation	creation	NOUN
aijes-6438	123	3	of	of	ADP
aijes-6438	123	4	a	a	DET
aijes-6438	123	5	security	security	NOUN
aijes-6438	123	6	culture	culture	NOUN
aijes-6438	123	7	is	be	AUX
aijes-6438	123	8	essential	essential	ADJ
aijes-6438	123	9	to	to	ADP
aijes-6438	123	10	any	any	DET
aijes-6438	123	11	organization	organization	NOUN
aijes-6438	123	12	.	.	PUNCT
aijes-6438	124	1	this	this	PRON
aijes-6438	124	2	can	can	AUX
aijes-6438	124	3	be	be	AUX
aijes-6438	124	4	achieved	achieve	VERB
aijes-6438	124	5	by	by	ADP
aijes-6438	124	6	the	the	DET
aijes-6438	124	7	continuous	continuous	ADJ
aijes-6438	124	8	instruction	instruction	NOUN
aijes-6438	124	9	and	and	CCONJ
aijes-6438	124	10	training	training	NOUN
aijes-6438	124	11	of	of	ADP
aijes-6438	124	12	the	the	DET
aijes-6438	124	13	staff	staff	NOUN
aijes-6438	124	14	,	,	PUNCT
aijes-6438	124	15	through	through	ADP
aijes-6438	124	16	permanent	permanent	ADJ
aijes-6438	124	17	collaboration	collaboration	NOUN
aijes-6438	124	18	with	with	ADP
aijes-6438	124	19	partners	partner	NOUN
aijes-6438	124	20	for	for	ADP
aijes-6438	124	21	a	a	DET
aijes-6438	124	22	common	common	ADJ
aijes-6438	124	23	approach	approach	NOUN
aijes-6438	124	24	to	to	ADP
aijes-6438	124	25	security	security	NOUN
aijes-6438	124	26	issues	issue	NOUN
aijes-6438	124	27	,	,	PUNCT
aijes-6438	124	28	and	and	CCONJ
aijes-6438	124	29	by	by	ADP
aijes-6438	124	30	constantly	constantly	ADV
aijes-6438	124	31	making	make	VERB
aijes-6438	124	32	customers	customer	NOUN
aijes-6438	124	33	aware	aware	ADJ
aijes-6438	124	34	of	of	ADP
aijes-6438	124	35	the	the	DET
aijes-6438	124	36	risks	risk	NOUN
aijes-6438	124	37	regarding	regard	VERB
aijes-6438	124	38	information	information	NOUN
aijes-6438	124	39	security	security	NOUN
aijes-6438	124	40	.	.	PUNCT
aijes-6438	125	1	the	the	DET
aijes-6438	125	2	security	security	NOUN
aijes-6438	125	3	of	of	ADP
aijes-6438	125	4	the	the	DET
aijes-6438	125	5	computer	computer	NOUN
aijes-6438	125	6	system	system	NOUN
aijes-6438	125	7	can	can	AUX
aijes-6438	125	8	be	be	AUX
aijes-6438	125	9	increased	increase	VERB
aijes-6438	125	10	by	by	ADP
aijes-6438	125	11	building	build	VERB
aijes-6438	125	12	and	and	CCONJ
aijes-6438	125	13	improving	improve	VERB
aijes-6438	125	14	collaborations	collaboration	NOUN
aijes-6438	125	15	between	between	ADP
aijes-6438	125	16	banking	banking	NOUN
aijes-6438	125	17	institutions	institution	NOUN
aijes-6438	125	18	,	,	PUNCT
aijes-6438	125	19	governments	government	NOUN
aijes-6438	125	20	and	and	CCONJ
aijes-6438	125	21	institutions	institution	NOUN
aijes-6438	125	22	specialized	specialize	VERB
aijes-6438	125	23	in	in	ADP
aijes-6438	125	24	combating	combat	VERB
aijes-6438	125	25	computer	computer	NOUN
aijes-6438	125	26	crime	crime	NOUN
aijes-6438	125	27	.	.	PUNCT
aijes-6438	126	1	it	it	PRON
aijes-6438	126	2	is	be	AUX
aijes-6438	126	3	also	also	ADV
aijes-6438	126	4	important	important	ADJ
aijes-6438	126	5	to	to	PART
aijes-6438	126	6	adapt	adapt	VERB
aijes-6438	126	7	the	the	DET
aijes-6438	126	8	national	national	ADJ
aijes-6438	126	9	security	security	NOUN
aijes-6438	126	10	strategy	strategy	NOUN
aijes-6438	126	11	to	to	ADP
aijes-6438	126	12	these	these	DET
aijes-6438	126	13	cyber	cyber	ADJ
aijes-6438	126	14	issues	issue	NOUN
aijes-6438	126	15	,	,	PUNCT
aijes-6438	126	16	as	as	ADV
aijes-6438	126	17	well	well	ADV
aijes-6438	126	18	as	as	ADP
aijes-6438	126	19	to	to	PART
aijes-6438	126	20	expand	expand	VERB
aijes-6438	126	21	it	it	PRON
aijes-6438	126	22	security	security	NOUN
aijes-6438	126	23	in	in	ADP
aijes-6438	126	24	order	order	NOUN
aijes-6438	126	25	to	to	PART
aijes-6438	126	26	support	support	VERB
aijes-6438	126	27	both	both	PRON
aijes-6438	126	28	banking	banking	NOUN
aijes-6438	126	29	and	and	CCONJ
aijes-6438	126	30	national	national	ADJ
aijes-6438	126	31	or	or	CCONJ
aijes-6438	126	32	global	global	ADJ
aijes-6438	126	33	security	security	NOUN
aijes-6438	126	34	.	.	PUNCT
aijes-6438	127	1	marinela	marinela	PROPN
aijes-6438	127	2	adriana	adriana	PROPN
aijes-6438	127	3	butcovan	butcovan	PROPN
aijes-6438	127	4	,	,	PUNCT
aijes-6438	127	5	rica	rica	PROPN
aijes-6438	127	6	ivan	ivan	PROPN
aijes-6438	127	7	33	33	NUM
aijes-6438	127	8	banking	banking	NOUN
aijes-6438	127	9	institutions	institution	NOUN
aijes-6438	127	10	must	must	AUX
aijes-6438	127	11	determine	determine	VERB
aijes-6438	127	12	and	and	CCONJ
aijes-6438	127	13	develop	develop	VERB
aijes-6438	127	14	it	it	PRON
aijes-6438	127	15	tolerance	tolerance	NOUN
aijes-6438	127	16	,	,	PUNCT
aijes-6438	127	17	in	in	ADP
aijes-6438	127	18	a	a	DET
aijes-6438	127	19	context	context	NOUN
aijes-6438	127	20	where	where	SCONJ
aijes-6438	127	21	protection	protection	NOUN
aijes-6438	127	22	will	will	AUX
aijes-6438	127	23	never	never	ADV
aijes-6438	127	24	be	be	AUX
aijes-6438	127	25	enough	enough	ADJ
aijes-6438	127	26	and	and	CCONJ
aijes-6438	127	27	tolerance	tolerance	NOUN
aijes-6438	127	28	should	should	AUX
aijes-6438	127	29	be	be	AUX
aijes-6438	127	30	high	high	ADJ
aijes-6438	127	31	.	.	PUNCT
aijes-6438	128	1	depending	depend	VERB
aijes-6438	128	2	on	on	ADP
aijes-6438	128	3	the	the	DET
aijes-6438	128	4	level	level	NOUN
aijes-6438	128	5	of	of	ADP
aijes-6438	128	6	risk	risk	NOUN
aijes-6438	128	7	and	and	CCONJ
aijes-6438	128	8	protection	protection	NOUN
aijes-6438	128	9	,	,	PUNCT
aijes-6438	128	10	the	the	DET
aijes-6438	128	11	level	level	NOUN
aijes-6438	128	12	of	of	ADP
aijes-6438	128	13	investment	investment	NOUN
aijes-6438	128	14	necessary	necessary	ADJ
aijes-6438	128	15	to	to	PART
aijes-6438	128	16	reach	reach	VERB
aijes-6438	128	17	the	the	DET
aijes-6438	128	18	comfortable	comfortable	ADJ
aijes-6438	128	19	level	level	NOUN
aijes-6438	128	20	of	of	ADP
aijes-6438	128	21	protection	protection	NOUN
aijes-6438	128	22	is	be	AUX
aijes-6438	128	23	determined	determine	VERB
aijes-6438	128	24	.	.	PUNCT
aijes-6438	129	1	but	but	CCONJ
aijes-6438	129	2	no	no	DET
aijes-6438	129	3	one	one	NOUN
aijes-6438	129	4	knows	know	VERB
aijes-6438	129	5	the	the	DET
aijes-6438	129	6	cost	cost	NOUN
aijes-6438	129	7	associated	associate	VERB
aijes-6438	129	8	with	with	ADP
aijes-6438	129	9	the	the	DET
aijes-6438	129	10	aim	aim	NOUN
aijes-6438	129	11	to	to	PART
aijes-6438	129	12	reduce	reduce	VERB
aijes-6438	129	13	the	the	DET
aijes-6438	129	14	risk	risk	NOUN
aijes-6438	129	15	.	.	PUNCT
aijes-6438	130	1	according	accord	VERB
aijes-6438	130	2	to	to	ADP
aijes-6438	130	3	the	the	DET
aijes-6438	130	4	commitments	commitment	NOUN
aijes-6438	130	5	assumed	assume	VERB
aijes-6438	130	6	,	,	PUNCT
aijes-6438	130	7	romania	romania	PROPN
aijes-6438	130	8	has	have	AUX
aijes-6438	130	9	undertaken	undertake	VERB
aijes-6438	130	10	measures	measure	NOUN
aijes-6438	130	11	to	to	PART
aijes-6438	130	12	develop	develop	VERB
aijes-6438	130	13	the	the	DET
aijes-6438	130	14	national	national	ADJ
aijes-6438	130	15	normative	normative	ADJ
aijes-6438	130	16	framework	framework	NOUN
aijes-6438	130	17	in	in	ADP
aijes-6438	130	18	the	the	DET
aijes-6438	130	19	field	field	NOUN
aijes-6438	130	20	of	of	ADP
aijes-6438	130	21	cyber	cyber	ADJ
aijes-6438	130	22	security	security	NOUN
aijes-6438	130	23	,	,	PUNCT
aijes-6438	130	24	harmonized	harmonize	VERB
aijes-6438	130	25	with	with	ADP
aijes-6438	130	26	the	the	DET
aijes-6438	130	27	provisions	provision	NOUN
aijes-6438	130	28	of	of	ADP
aijes-6438	130	29	eu	eu	PROPN
aijes-6438	130	30	legislation	legislation	NOUN
aijes-6438	130	31	,	,	PUNCT
aijes-6438	130	32	which	which	PRON
aijes-6438	130	33	will	will	AUX
aijes-6438	130	34	meet	meet	VERB
aijes-6438	130	35	international	international	ADJ
aijes-6438	130	36	requirements	requirement	NOUN
aijes-6438	130	37	,	,	PUNCT
aijes-6438	130	38	facilitate	facilitate	VERB
aijes-6438	130	39	bilateral	bilateral	ADJ
aijes-6438	130	40	cooperation	cooperation	NOUN
aijes-6438	130	41	and	and	CCONJ
aijes-6438	130	42	the	the	DET
aijes-6438	130	43	exchange	exchange	NOUN
aijes-6438	130	44	of	of	ADP
aijes-6438	130	45	information	information	NOUN
aijes-6438	130	46	among	among	ADP
aijes-6438	130	47	the	the	DET
aijes-6438	130	48	competent	competent	ADJ
aijes-6438	130	49	authorities	authority	NOUN
aijes-6438	130	50	.	.	PUNCT
aijes-6438	131	1	to	to	PART
aijes-6438	131	2	fully	fully	ADV
aijes-6438	131	3	ensure	ensure	VERB
aijes-6438	131	4	the	the	DET
aijes-6438	131	5	safety	safety	NOUN
aijes-6438	131	6	and	and	CCONJ
aijes-6438	131	7	security	security	NOUN
aijes-6438	131	8	of	of	ADP
aijes-6438	131	9	critical	critical	ADJ
aijes-6438	131	10	data	datum	NOUN
aijes-6438	131	11	and	and	CCONJ
aijes-6438	131	12	systems	system	NOUN
aijes-6438	131	13	,	,	PUNCT
aijes-6438	131	14	financial	financial	ADJ
aijes-6438	131	15	institutions	institution	NOUN
aijes-6438	131	16	should	should	AUX
aijes-6438	131	17	use	use	VERB
aijes-6438	131	18	a	a	DET
aijes-6438	131	19	robust	robust	ADJ
aijes-6438	131	20	privileged	privileged	ADJ
aijes-6438	131	21	access	access	NOUN
aijes-6438	131	22	management	management	NOUN
aijes-6438	131	23	solution	solution	NOUN
aijes-6438	131	24	in	in	ADP
aijes-6438	131	25	order	order	NOUN
aijes-6438	131	26	to	to	PART
aijes-6438	131	27	protect	protect	VERB
aijes-6438	131	28	both	both	DET
aijes-6438	131	29	themselves	themselves	PRON
aijes-6438	131	30	and	and	CCONJ
aijes-6438	131	31	their	their	PRON
aijes-6438	131	32	customers	customer	NOUN
aijes-6438	131	33	against	against	ADP
aijes-6438	131	34	attacks	attack	NOUN
aijes-6438	131	35	.	.	PUNCT
aijes-6438	132	1	since	since	SCONJ
aijes-6438	132	2	it	it	PRON
aijes-6438	132	3	is	be	AUX
aijes-6438	132	4	necessary	necessary	ADJ
aijes-6438	132	5	to	to	PART
aijes-6438	132	6	comply	comply	VERB
aijes-6438	132	7	with	with	ADP
aijes-6438	132	8	this	this	DET
aijes-6438	132	9	large	large	ADJ
aijes-6438	132	10	number	number	NOUN
aijes-6438	132	11	of	of	ADP
aijes-6438	132	12	regulations	regulation	NOUN
aijes-6438	132	13	,	,	PUNCT
aijes-6438	132	14	standards	standard	NOUN
aijes-6438	132	15	and	and	CCONJ
aijes-6438	132	16	requirements	requirement	NOUN
aijes-6438	132	17	,	,	PUNCT
aijes-6438	132	18	information	information	NOUN
aijes-6438	132	19	security	security	NOUN
aijes-6438	132	20	must	must	AUX
aijes-6438	132	21	be	be	AUX
aijes-6438	132	22	considered	consider	VERB
aijes-6438	132	23	a	a	DET
aijes-6438	132	24	crucial	crucial	ADJ
aijes-6438	132	25	concern	concern	NOUN
aijes-6438	132	26	for	for	ADP
aijes-6438	132	27	the	the	DET
aijes-6438	132	28	organization	organization	NOUN
aijes-6438	132	29	,	,	PUNCT
aijes-6438	132	30	which	which	PRON
aijes-6438	132	31	requires	require	VERB
aijes-6438	132	32	the	the	DET
aijes-6438	132	33	involvement	involvement	NOUN
aijes-6438	132	34	of	of	ADP
aijes-6438	132	35	the	the	DET
aijes-6438	132	36	management	management	NOUN
aijes-6438	132	37	at	at	ADP
aijes-6438	132	38	the	the	DET
aijes-6438	132	39	highest	high	ADJ
aijes-6438	132	40	level	level	NOUN
aijes-6438	132	41	and	and	CCONJ
aijes-6438	132	42	the	the	DET
aijes-6438	132	43	active	active	ADJ
aijes-6438	132	44	engagement	engagement	NOUN
aijes-6438	132	45	of	of	ADP
aijes-6438	132	46	all	all	DET
aijes-6438	132	47	the	the	DET
aijes-6438	132	48	structureswithin	structureswithin	NOUN
aijes-6438	132	49	the	the	DET
aijes-6438	132	50	organization	organization	NOUN
aijes-6438	132	51	,	,	PUNCT
aijes-6438	132	52	from	from	ADP
aijes-6438	132	53	professionals	professional	NOUN
aijes-6438	132	54	in	in	ADP
aijes-6438	132	55	the	the	DET
aijes-6438	132	56	domain	domain	NOUN
aijes-6438	132	57	to	to	ADP
aijes-6438	132	58	the	the	DET
aijes-6438	132	59	final	final	ADJ
aijes-6438	132	60	users	user	NOUN
aijes-6438	132	61	of	of	ADP
aijes-6438	132	62	data	datum	NOUN
aijes-6438	132	63	.	.	PUNCT
aijes-6438	133	1	references	reference	NOUN
aijes-6438	133	2	1	1	NUM
aijes-6438	133	3	.	.	PUNCT
aijes-6438	134	1	arumuga	arumuga	PROPN
aijes-6438	134	2	,	,	PUNCT
aijes-6438	134	3	s.	s.	PROPN
aijes-6438	134	4	,	,	PUNCT
aijes-6438	134	5	2006	2006	NUM
aijes-6438	134	6	.	.	PUNCT
aijes-6438	135	1	effective	effective	ADJ
aijes-6438	135	2	method	method	NOUN
aijes-6438	135	3	of	of	ADP
aijes-6438	135	4	security	security	NOUN
aijes-6438	135	5	measures	measure	NOUN
aijes-6438	135	6	in	in	ADP
aijes-6438	135	7	virtual	virtual	ADJ
aijes-6438	135	8	banking	banking	NOUN
aijes-6438	135	9	.	.	PUNCT
aijes-6438	136	1	journal	journal	PROPN
aijes-6438	136	2	of	of	ADP
aijes-6438	136	3	internet	internet	NOUN
aijes-6438	136	4	banking	banking	NOUN
aijes-6438	136	5	and	and	CCONJ
aijes-6438	136	6	commerce	commerce	NOUN
aijes-6438	137	1	[	[	X
aijes-6438	137	2	online	online	X
aijes-6438	137	3	]	]	X
aijes-6438	137	4	,	,	PUNCT
aijes-6438	137	5	available	available	ADJ
aijes-6438	137	6	at	at	ADP
aijes-6438	137	7	:	:	PUNCT
aijes-6438	137	8	http://www.arraydev.com/commerce/jibc/2006-04/vb.asp	http://www.arraydev.com/commerce/jibc/2006-04/vb.asp	NOUN
aijes-6438	137	9	2	2	NUM
aijes-6438	137	10	.	.	PUNCT
aijes-6438	137	11	cindy	cindy	PROPN
aijes-6438	137	12	collins	collins	PROPN
aijes-6438	137	13	-	-	PUNCT
aijes-6438	137	14	taylor	taylor	PROPN
aijes-6438	137	15	,	,	PUNCT
aijes-6438	137	16	new	new	ADJ
aijes-6438	137	17	cyber	cyber	NOUN
aijes-6438	137	18	security	security	NOUN
aijes-6438	137	19	“	"	PUNCT
aijes-6438	137	20	rules	rule	NOUN
aijes-6438	137	21	of	of	ADP
aijes-6438	137	22	the	the	DET
aijes-6438	137	23	road	road	NOUN
aijes-6438	137	24	”	"	PUNCT
aijes-6438	137	25	for	for	ADP
aijes-6438	137	26	the	the	DET
aijes-6438	137	27	financial	financial	ADJ
aijes-6438	137	28	services	service	NOUN
aijes-6438	137	29	industry	industry	NOUN
aijes-6438	137	30	,	,	PUNCT
aijes-6438	137	31	television	television	NOUN
aijes-6438	137	32	,	,	PUNCT
aijes-6438	137	33	april	april	PROPN
aijes-6438	137	34	2013	2013	NUM
aijes-6438	137	35	,	,	PUNCT
aijes-6438	137	36	p.	p.	NOUN
aijes-6438	137	37	2	2	NUM
aijes-6438	137	38	,	,	PUNCT
aijes-6438	137	39	www.aspenpublishers.com	www.aspenpublishers.com	NOUN
aijes-6438	137	40	3	3	NUM
aijes-6438	137	41	.	.	PUNCT
aijes-6438	138	1	dumbrava	dumbrava	PROPN
aijes-6438	138	2	,	,	PUNCT
aijes-6438	138	3	dumitru	dumitru	PROPN
aijes-6438	138	4	,	,	PUNCT
aijes-6438	138	5	agresiunile	agresiunile	VERB
aijes-6438	138	6	în	în	PROPN
aijes-6438	138	7	spațiul	spațiul	ADJ
aijes-6438	138	8	cibernetic	cibernetic	ADJ
aijes-6438	138	9	(	(	PUNCT
aijes-6438	138	10	aggressions	aggression	NOUN
aijes-6438	138	11	in	in	ADP
aijes-6438	138	12	cyberspace	cyberspace	NOUN
aijes-6438	138	13	)	)	PUNCT
aijes-6438	138	14	,	,	PUNCT
aijes-6438	138	15	in	in	ADP
aijes-6438	138	16	revista	revista	PROPN
aijes-6438	138	17	română	română	PROPN
aijes-6438	138	18	de	de	PROPN
aijes-6438	138	19	studii	studii	PROPN
aijes-6438	138	20	intelligence	intelligence	PROPN
aijes-6438	138	21	(	(	PUNCT
aijes-6438	138	22	romanian	romanian	ADJ
aijes-6438	138	23	journal	journal	NOUN
aijes-6438	138	24	of	of	ADP
aijes-6438	138	25	intelligence	intelligence	NOUN
aijes-6438	138	26	studies	study	NOUN
aijes-6438	138	27	)	)	PUNCT
aijes-6438	138	28	,	,	PUNCT
aijes-6438	138	29	no	no	INTJ
aijes-6438	138	30	.	.	NOUN
aijes-6438	138	31	06	06	NUM
aijes-6438	138	32	,	,	PUNCT
aijes-6438	138	33	2011	2011	NUM
aijes-6438	138	34	;	;	PUNCT
aijes-6438	138	35	4	4	NUM
aijes-6438	138	36	.	.	X
aijes-6438	138	37	gheorghe	gheorghe	PROPN
aijes-6438	138	38	manolescu	manolescu	PROPN
aijes-6438	138	39	,	,	PUNCT
aijes-6438	138	40	adriana	adriana	PROPN
aijes-6438	138	41	sîrbea	sîrbea	PROPN
aijes-6438	138	42	diaconescu	diaconescu	PROPN
aijes-6438	138	43	,	,	PUNCT
aijes-6438	138	44	management	management	NOUN
aijes-6438	138	45	bancar	bancar	NOUN
aijes-6438	138	46	(	(	PUNCT
aijes-6438	138	47	banking	banking	NOUN
aijes-6438	138	48	management	management	NOUN
aijes-6438	138	49	)	)	PUNCT
aijes-6438	138	50	,	,	PUNCT
aijes-6438	138	51	bucharest	buchar	ADJ
aijes-6438	138	52	,	,	PUNCT
aijes-6438	138	53	the	the	DET
aijes-6438	138	54	publishing	publish	VERB
aijes-6438	138	55	house	house	NOUN
aijes-6438	138	56	of	of	ADP
aijes-6438	138	57	the	the	DET
aijes-6438	138	58	foundation	foundation	NOUN
aijes-6438	138	59	“	"	PUNCT
aijes-6438	138	60	românia	românia	PROPN
aijes-6438	138	61	de	de	X
aijes-6438	138	62	mâine	mâine	PROPN
aijes-6438	138	63	”	"	PUNCT
aijes-6438	138	64	,	,	PUNCT
aijes-6438	138	65	2001	2001	NUM
aijes-6438	138	66	,	,	PUNCT
aijes-6438	139	1	p.	p.	NOUN
aijes-6438	139	2	123	123	NUM
aijes-6438	139	3	5	5	NUM
aijes-6438	139	4	.	.	PUNCT
aijes-6438	140	1	lică	lică	NOUN
aijes-6438	140	2	-	-	PUNCT
aijes-6438	140	3	banu	banu	PROPN
aijes-6438	140	4	,	,	PUNCT
aijes-6438	140	5	laura	laura	NOUN
aijes-6438	140	6	-	-	PUNCT
aijes-6438	140	7	susana	susana	PROPN
aijes-6438	140	8	,	,	PUNCT
aijes-6438	140	9	apariția	apariția	PROPN
aijes-6438	140	10	și	și	PROPN
aijes-6438	140	11	proliferarea	proliferarea	PROPN
aijes-6438	140	12	finanțării	finanțării	NOUN
aijes-6438	140	13	terorismului	terorismului	NOUN
aijes-6438	140	14	(	(	PUNCT
aijes-6438	140	15	emergence	emergence	NOUN
aijes-6438	140	16	and	and	CCONJ
aijes-6438	140	17	proliferation	proliferation	NOUN
aijes-6438	140	18	of	of	ADP
aijes-6438	140	19	terrorism	terrorism	NOUN
aijes-6438	140	20	financing	financing	NOUN
aijes-6438	140	21	)	)	PUNCT
aijes-6438	140	22	,	,	PUNCT
aijes-6438	140	23	bucharest	buchar	ADJ
aijes-6438	140	24	,	,	PUNCT
aijes-6438	140	25	universul	universul	PROPN
aijes-6438	140	26	juridic	juridic	PROPN
aijes-6438	140	27	publishing	publishing	PROPN
aijes-6438	140	28	house	house	PROPN
aijes-6438	140	29	,	,	PUNCT
aijes-6438	140	30	2010	2010	NUM
aijes-6438	140	31	;	;	PUNCT
aijes-6438	140	32	6	6	NUM
aijes-6438	140	33	.	.	X
aijes-6438	140	34	marty	marty	PROPN
aijes-6438	140	35	kaldor	kaldor	PROPN
aijes-6438	140	36	,	,	PUNCT
aijes-6438	140	37	securitatea	securitatea	PROPN
aijes-6438	140	38	umană	umană	PROPN
aijes-6438	140	39	(	(	PUNCT
aijes-6438	140	40	human	human	ADJ
aijes-6438	140	41	security	security	NOUN
aijes-6438	140	42	)	)	PUNCT
aijes-6438	140	43	,	,	PUNCT
aijes-6438	140	44	editura	editura	NOUN
aijes-6438	140	45	ca	ca	AUX
aijes-6438	140	46	publishing	publishing	NOUN
aijes-6438	140	47	,	,	PUNCT
aijes-6438	140	48	2010	2010	NUM
aijes-6438	140	49	,	,	PUNCT
aijes-6438	140	50	p.	p.	NOUN
aijes-6438	140	51	39	39	NUM
aijes-6438	140	52	;	;	PUNCT
aijes-6438	140	53	7	7	X
aijes-6438	140	54	.	.	X
aijes-6438	140	55	mica	mica	NOUN
aijes-6438	140	56	enciclopedie	enciclopedie	PROPN
aijes-6438	140	57	de	de	X
aijes-6438	140	58	politologie	politologie	NOUN
aijes-6438	140	59	(	(	PUNCT
aijes-6438	140	60	the	the	DET
aijes-6438	140	61	little	little	ADJ
aijes-6438	140	62	encyclopedia	encyclopedia	NOUN
aijes-6438	140	63	of	of	ADP
aijes-6438	140	64	political	political	ADJ
aijes-6438	140	65	science	science	NOUN
aijes-6438	140	66	)	)	PUNCT
aijes-6438	140	67	,	,	PUNCT
aijes-6438	140	68	enciclopedic	enciclopedic	ADJ
aijes-6438	140	69	publishing	publishing	PROPN
aijes-6438	140	70	house	house	PROPN
aijes-6438	140	71	,	,	PUNCT
aijes-6438	140	72	bucharest	buchar	ADJ
aijes-6438	140	73	,	,	PUNCT
aijes-6438	140	74	1977	1977	NUM
aijes-6438	140	75	,	,	PUNCT
aijes-6438	140	76	page	page	NOUN
aijes-6438	140	77	402	402	NUM
aijes-6438	140	78	;	;	PUNCT
aijes-6438	140	79	8.nagy	8.nagy	NUM
aijes-6438	140	80	,	,	PUNCT
aijes-6438	140	81	agnes	agne	NOUN
aijes-6438	140	82	,	,	PUNCT
aijes-6438	140	83	benyovszki	benyovszki	PROPN
aijes-6438	140	84	,	,	PUNCT
aijes-6438	140	85	annamaria	annamaria	VERB
aijes-6438	140	86	,	,	PUNCT
aijes-6438	140	87	provocările	provocările	NOUN
aijes-6438	140	88	crizei	crizei	X
aijes-6438	140	89	asupra	asupra	X
aijes-6438	140	90	sistemului	sistemului	PROPN
aijes-6438	140	91	bancar	bancar	NOUN
aijes-6438	140	92	(	(	PUNCT
aijes-6438	140	93	challenges	challenge	NOUN
aijes-6438	140	94	of	of	ADP
aijes-6438	140	95	the	the	DET
aijes-6438	140	96	crisis	crisis	NOUN
aijes-6438	140	97	on	on	ADP
aijes-6438	140	98	the	the	DET
aijes-6438	140	99	banking	banking	NOUN
aijes-6438	140	100	system	system	NOUN
aijes-6438	140	101	)	)	PUNCT
aijes-6438	140	102	,	,	PUNCT
aijes-6438	140	103	theoretical	theoretical	ADJ
aijes-6438	140	104	and	and	CCONJ
aijes-6438	140	105	applied	apply	VERB
aijes-6438	140	106	economics	economic	NOUN
aijes-6438	140	107	,	,	PUNCT
aijes-6438	140	108	vol	vol	NOUN
aijes-6438	140	109	.	.	PROPN
aijes-6438	140	110	20	20	NUM
aijes-6438	140	111	,	,	PUNCT
aijes-6438	140	112	no	no	INTJ
aijes-6438	140	113	.	.	NOUN
aijes-6438	140	114	4	4	NUM
aijes-6438	140	115	(	(	PUNCT
aijes-6438	140	116	581	581	NUM
aijes-6438	140	117	)	)	PUNCT
aijes-6438	140	118	,	,	PUNCT
aijes-6438	140	119	2013	2013	NUM
aijes-6438	140	120	;	;	PUNCT
aijes-6438	140	121	9	9	NUM
aijes-6438	140	122	.	.	X
aijes-6438	141	1	*	*	PUNCT
aijes-6438	141	2	*	*	PUNCT
aijes-6438	141	3	*	*	NOUN
aijes-6438	141	4	manual	manual	ADJ
aijes-6438	141	5	de	de	X
aijes-6438	141	6	management	management	NOUN
aijes-6438	141	7	al	al	PROPN
aijes-6438	141	8	fraudelor	fraudelor	PROPN
aijes-6438	141	9	în	în	PROPN
aijes-6438	141	10	activitatea	activitatea	PROPN
aijes-6438	141	11	de	de	PROPN
aijes-6438	141	12	creditare	creditare	PROPN
aijes-6438	141	13	(	(	PUNCT
aijes-6438	141	14	handbook	handbook	NOUN
aijes-6438	141	15	on	on	ADP
aijes-6438	141	16	the	the	DET
aijes-6438	141	17	management	management	NOUN
aijes-6438	141	18	of	of	ADP
aijes-6438	141	19	fraud	fraud	NOUN
aijes-6438	141	20	in	in	ADP
aijes-6438	141	21	crediting	crediting	NOUN
aijes-6438	141	22	activity	activity	NOUN
aijes-6438	141	23	)	)	PUNCT
aijes-6438	141	24	,	,	PUNCT
aijes-6438	141	25	2012	2012	NUM
aijes-6438	141	26	;	;	PUNCT
aijes-6438	141	27	10	10	NUM
aijes-6438	141	28	.	.	PUNCT
aijes-6438	142	1	rombel	rombel	NOUN
aijes-6438	142	2	,	,	PUNCT
aijes-6438	142	3	a.	a.	NOUN
aijes-6438	142	4	,	,	PUNCT
aijes-6438	142	5	2003	2003	NUM
aijes-6438	142	6	.	.	PUNCT
aijes-6438	143	1	next	next	ADJ
aijes-6438	143	2	step	step	NOUN
aijes-6438	143	3	for	for	ADP
aijes-6438	143	4	internet	internet	NOUN
aijes-6438	143	5	banking	banking	NOUN
aijes-6438	143	6	.	.	PUNCT
aijes-6438	144	1	[	[	X
aijes-6438	144	2	online	online	X
aijes-6438	144	3	]	]	X
aijes-6438	144	4	.	.	PUNCT
aijes-6438	145	1	available	available	ADJ
aijes-6438	145	2	at	at	ADP
aijes-6438	145	3	:	:	PUNCT
aijes-6438	145	4	http://www.gfmag.com/archives/87-87-february-2003/2176-features--next-step-forinternetbanking.html#axzz0ihum79xl	http://www.gfmag.com/archives/87-87-february-2003/2176-features--next-step-forinternetbanking.html#axzz0ihum79xl	NUM
aijes-6438	145	5	;	;	PUNCT
aijes-6438	145	6	11.singh	11.singh	NUM
aijes-6438	145	7	,	,	PUNCT
aijes-6438	145	8	b.	b.	PROPN
aijes-6438	145	9	&	&	CCONJ
aijes-6438	145	10	malhotra	malhotra	PROPN
aijes-6438	145	11	,	,	PUNCT
aijes-6438	145	12	p.	p.	PROPN
aijes-6438	145	13	,	,	PUNCT
aijes-6438	145	14	2004	2004	NUM
aijes-6438	145	15	.	.	PUNCT
aijes-6438	146	1	adoption	adoption	NOUN
aijes-6438	146	2	of	of	ADP
aijes-6438	146	3	internet	internet	NOUN
aijes-6438	146	4	banking	banking	NOUN
aijes-6438	146	5	:	:	PUNCT
aijes-6438	146	6	an	an	DET
aijes-6438	146	7	empirical	empirical	ADJ
aijes-6438	146	8	investigation	investigation	NOUN
aijes-6438	146	9	of	of	ADP
aijes-6438	146	10	indian	indian	ADJ
aijes-6438	146	11	banking	banking	NOUN
aijes-6438	146	12	sector	sector	NOUN
aijes-6438	146	13	.	.	PUNCT
aijes-6438	147	1	journal	journal	PROPN
aijes-6438	147	2	of	of	ADP
aijes-6438	147	3	internet	internet	NOUN
aijes-6438	147	4	banking	banking	NOUN
aijes-6438	147	5	and	and	CCONJ
aijes-6438	147	6	commerce	commerce	NOUN
aijes-6438	147	7	,	,	PUNCT
aijes-6438	147	8	[	[	X
aijes-6438	147	9	online	online	X
aijes-6438	147	10	]	]	X
aijes-6438	147	11	)	)	PUNCT
aijes-6438	147	12	.	.	PUNCT
aijes-6438	148	1	available	available	ADJ
aijes-6438	148	2	at	at	ADP
aijes-6438	148	3	:	:	PUNCT
aijes-6438	148	4	http://www.arraydev.com/commerce/jibc/9909-05.htm	http://www.arraydev.com/commerce/jibc/9909-05.htm	PROPN
aijes-6438	148	5	http://www.arraydev.com/commerce/jibc/2006-04/vb.asp	http://www.arraydev.com/commerce/jibc/2006-04/vb.asp	NOUN
aijes-6438	148	6	http://www.aspenpublishers.com/	http://www.aspenpublishers.com/	PRON
aijes-6438	148	7	http://www.gfmag.com/archives/87-87-february-2003/2176-features--next-step-forinternet-banking.html#axzz0ihum79xl	http://www.gfmag.com/archives/87-87-february-2003/2176-features--next-step-forinternet-banking.html#axzz0ihum79xl	NOUN
aijes-6438	148	8	http://www.gfmag.com/archives/87-87-february-2003/2176-features--next-step-forinternet-banking.html#axzz0ihum79xl	http://www.gfmag.com/archives/87-87-february-2003/2176-features--next-step-forinternet-banking.html#axzz0ihum79xl	PROPN
aijes-6438	149	1	http://www.arraydev.com/commerce/jibc/9909-05.htm	http://www.arraydev.com/commerce/jibc/9909-05.htm	NOUN