id	sid	tid	token	lemma	pos
aijes-6723	1	1	agora	agora	PROPN
aijes-6723	1	2	international	international	PROPN
aijes-6723	1	3	journal	journal	NOUN
aijes-6723	1	4	of	of	ADP
aijes-6723	1	5	economical	economical	ADJ
aijes-6723	1	6	sciences	science	NOUN
aijes-6723	1	7	,	,	PUNCT
aijes-6723	1	8	http://univagora.ro/jour/index.php/aijes	http://univagora.ro/jour/index.php/aijes	PRON
aijes-6723	1	9	issn	issn	PROPN
aijes-6723	1	10	2067	2067	NUM
aijes-6723	1	11	-	-	SYM
aijes-6723	1	12	3310	3310	NUM
aijes-6723	1	13	,	,	PUNCT
aijes-6723	1	14	e	e	X
aijes-6723	1	15	-	-	PUNCT
aijes-6723	1	16	issn	issn	PROPN
aijes-6723	1	17	2067	2067	NUM
aijes-6723	1	18	-	-	SYM
aijes-6723	1	19	7669	7669	NUM
aijes-6723	1	20	vol	vol	NOUN
aijes-6723	1	21	.	.	PROPN
aijes-6723	1	22	18	18	NUM
aijes-6723	1	23	,	,	PUNCT
aijes-6723	1	24	no	no	INTJ
aijes-6723	1	25	.	.	NOUN
aijes-6723	1	26	1	1	NUM
aijes-6723	1	27	(	(	PUNCT
aijes-6723	1	28	2024	2024	NUM
aijes-6723	1	29	)	)	PUNCT
aijes-6723	1	30	,	,	PUNCT
aijes-6723	1	31	pp	pp	ADP
aijes-6723	1	32	.	.	PUNCT
aijes-6723	2	1	200	200	NUM
aijes-6723	2	2	-	-	SYM
aijes-6723	2	3	209	209	NUM
aijes-6723	2	4	200	200	NUM
aijes-6723	2	5	progress	progress	NOUN
aijes-6723	2	6	of	of	ADP
aijes-6723	2	7	the	the	DET
aijes-6723	2	8	microfinance	microfinance	NOUN
aijes-6723	2	9	sector	sector	NOUN
aijes-6723	2	10	in	in	ADP
aijes-6723	2	11	albania	albania	PROPN
aijes-6723	2	12	,	,	PUNCT
aijes-6723	2	13	current	current	ADJ
aijes-6723	2	14	challenges	challenge	NOUN
aijes-6723	2	15	and	and	CCONJ
aijes-6723	2	16	the	the	DET
aijes-6723	2	17	perspective	perspective	NOUN
aijes-6723	2	18	of	of	ADP
aijes-6723	2	19	this	this	DET
aijes-6723	2	20	sector	sector	NOUN
aijes-6723	2	21	f.	f.	PROPN
aijes-6723	2	22	pjetri	pjetri	PROPN
aijes-6723	2	23	,	,	PUNCT
aijes-6723	2	24	r.	r.	PROPN
aijes-6723	2	25	kastrati	kastrati	PROPN
aijes-6723	2	26	,	,	PUNCT
aijes-6723	2	27	f.	f.	PROPN
aijes-6723	2	28	prifti	prifti	PROPN
aijes-6723	2	29	fabian	fabian	PROPN
aijes-6723	2	30	pjetri¹	pjetri¹	PROPN
aijes-6723	2	31	,	,	PUNCT
aijes-6723	2	32	rajs	rajs	PROPN
aijes-6723	2	33	kastrati²	kastrati²	PROPN
aijes-6723	2	34	,	,	PUNCT
aijes-6723	2	35	fjorda	fjorda	PROPN
aijes-6723	2	36	prifti³	prifti³	NOUN
aijes-6723	2	37	¹	¹	NUM
aijes-6723	2	38	²	²	NUM
aijes-6723	2	39	³	³	NUM
aijes-6723	2	40	faculty	faculty	NOUN
aijes-6723	2	41	of	of	ADP
aijes-6723	2	42	economics	economic	NOUN
aijes-6723	2	43	,	,	PUNCT
aijes-6723	2	44	finance	finance	NOUN
aijes-6723	2	45	bank	bank	PROPN
aijes-6723	2	46	department	department	PROPN
aijes-6723	2	47	,	,	PUNCT
aijes-6723	2	48	metropolitan	metropolitan	PROPN
aijes-6723	2	49	university	university	PROPN
aijes-6723	2	50	of	of	ADP
aijes-6723	2	51	tirana	tirana	PROPN
aijes-6723	2	52	,	,	PUNCT
aijes-6723	2	53	albania	albania	PROPN
aijes-6723	2	54	¹	¹	PROPN
aijes-6723	2	55	e	e	NOUN
aijes-6723	2	56	-	-	NOUN
aijes-6723	2	57	mail	mail	NOUN
aijes-6723	2	58	:	:	PUNCT
aijes-6723	2	59	fpjetri@umt.edu.al	fpjetri@umt.edu.al	NOUN
aijes-6723	2	60	²	²	NUM
aijes-6723	2	61	e	e	NOUN
aijes-6723	2	62	-	-	NOUN
aijes-6723	2	63	mail	mail	NOUN
aijes-6723	2	64	:	:	PUNCT
aijes-6723	2	65	rajs.kastrati22@umt.edu.al	rajs.kastrati22@umt.edu.al	PROPN
aijes-6723	2	66	³	³	CCONJ
aijes-6723	2	67	e	e	NOUN
aijes-6723	2	68	-	-	NOUN
aijes-6723	2	69	mail	mail	NOUN
aijes-6723	2	70	:	:	PUNCT
aijes-6723	2	71	fjorda.prifti21@umt.edu.al	fjorda.prifti21@umt.edu.al	ADJ
aijes-6723	2	72	abstract	abstract	NOUN
aijes-6723	2	73	:	:	PUNCT
aijes-6723	2	74	the	the	DET
aijes-6723	2	75	paper	paper	NOUN
aijes-6723	2	76	presented	present	VERB
aijes-6723	2	77	by	by	ADP
aijes-6723	2	78	the	the	DET
aijes-6723	2	79	authors	author	NOUN
aijes-6723	2	80	aims	aim	VERB
aijes-6723	2	81	to	to	PART
aijes-6723	2	82	research	research	VERB
aijes-6723	2	83	the	the	DET
aijes-6723	2	84	role	role	NOUN
aijes-6723	2	85	of	of	ADP
aijes-6723	2	86	microfinance	microfinance	NOUN
aijes-6723	2	87	in	in	ADP
aijes-6723	2	88	albania	albania	PROPN
aijes-6723	2	89	over	over	ADP
aijes-6723	2	90	the	the	DET
aijes-6723	2	91	years	year	NOUN
aijes-6723	2	92	,	,	PUNCT
aijes-6723	2	93	especially	especially	ADV
aijes-6723	2	94	in	in	ADP
aijes-6723	2	95	improving	improve	VERB
aijes-6723	2	96	living	living	NOUN
aijes-6723	2	97	conditions	condition	NOUN
aijes-6723	2	98	for	for	ADP
aijes-6723	2	99	the	the	DET
aijes-6723	2	100	less	less	ADV
aijes-6723	2	101	privileged	privileged	ADJ
aijes-6723	2	102	groups	group	NOUN
aijes-6723	2	103	.	.	PUNCT
aijes-6723	3	1	the	the	DET
aijes-6723	3	2	authors	author	NOUN
aijes-6723	3	3	have	have	AUX
aijes-6723	3	4	tried	try	VERB
aijes-6723	3	5	to	to	PART
aijes-6723	3	6	give	give	VERB
aijes-6723	3	7	a	a	DET
aijes-6723	3	8	summarized	summarize	VERB
aijes-6723	3	9	panorama	panorama	NOUN
aijes-6723	3	10	regarding	regard	VERB
aijes-6723	3	11	the	the	DET
aijes-6723	3	12	progress	progress	NOUN
aijes-6723	3	13	and	and	CCONJ
aijes-6723	3	14	evolution	evolution	NOUN
aijes-6723	3	15	of	of	ADP
aijes-6723	3	16	microfinance	microfinance	NOUN
aijes-6723	3	17	in	in	ADP
aijes-6723	3	18	the	the	DET
aijes-6723	3	19	state	state	NOUN
aijes-6723	3	20	of	of	ADP
aijes-6723	3	21	albania	albania	PROPN
aijes-6723	3	22	.	.	PUNCT
aijes-6723	4	1	portraying	portray	VERB
aijes-6723	4	2	the	the	DET
aijes-6723	4	3	latter	latter	ADJ
aijes-6723	4	4	as	as	ADP
aijes-6723	4	5	a	a	DET
aijes-6723	4	6	good	good	ADJ
aijes-6723	4	7	alternative	alternative	ADJ
aijes-6723	4	8	solution	solution	NOUN
aijes-6723	4	9	to	to	ADP
aijes-6723	4	10	the	the	DET
aijes-6723	4	11	shortcomings	shortcoming	NOUN
aijes-6723	4	12	of	of	ADP
aijes-6723	4	13	the	the	DET
aijes-6723	4	14	traditional	traditional	ADJ
aijes-6723	4	15	banking	banking	NOUN
aijes-6723	4	16	system	system	NOUN
aijes-6723	4	17	,	,	PUNCT
aijes-6723	4	18	to	to	PART
aijes-6723	4	19	address	address	VERB
aijes-6723	4	20	the	the	DET
aijes-6723	4	21	needs	need	NOUN
aijes-6723	4	22	of	of	ADP
aijes-6723	4	23	certain	certain	ADJ
aijes-6723	4	24	segments	segment	NOUN
aijes-6723	4	25	of	of	ADP
aijes-6723	4	26	the	the	DET
aijes-6723	4	27	population	population	NOUN
aijes-6723	4	28	.	.	PUNCT
aijes-6723	5	1	the	the	DET
aijes-6723	5	2	analysis	analysis	NOUN
aijes-6723	5	3	used	use	VERB
aijes-6723	5	4	by	by	ADP
aijes-6723	5	5	the	the	DET
aijes-6723	5	6	authors	author	NOUN
aijes-6723	5	7	focuses	focus	VERB
aijes-6723	5	8	on	on	ADP
aijes-6723	5	9	the	the	DET
aijes-6723	5	10	major	major	ADJ
aijes-6723	5	11	and	and	CCONJ
aijes-6723	5	12	current	current	ADJ
aijes-6723	5	13	challenges	challenge	NOUN
aijes-6723	5	14	that	that	PRON
aijes-6723	5	15	the	the	DET
aijes-6723	5	16	microfinance	microfinance	NOUN
aijes-6723	5	17	sector	sector	NOUN
aijes-6723	5	18	in	in	ADP
aijes-6723	5	19	albania	albania	PROPN
aijes-6723	5	20	is	be	AUX
aijes-6723	5	21	facing	face	VERB
aijes-6723	5	22	,	,	PUNCT
aijes-6723	5	23	it	it	PRON
aijes-6723	5	24	also	also	ADV
aijes-6723	5	25	examines	examine	VERB
aijes-6723	5	26	the	the	DET
aijes-6723	5	27	perspectives	perspective	NOUN
aijes-6723	5	28	and	and	CCONJ
aijes-6723	5	29	potential	potential	ADJ
aijes-6723	5	30	future	future	ADJ
aijes-6723	5	31	opportunities	opportunity	NOUN
aijes-6723	5	32	of	of	ADP
aijes-6723	5	33	this	this	DET
aijes-6723	5	34	developing	develop	VERB
aijes-6723	5	35	sector	sector	NOUN
aijes-6723	5	36	in	in	ADP
aijes-6723	5	37	our	our	PRON
aijes-6723	5	38	country	country	NOUN
aijes-6723	5	39	.	.	PUNCT
aijes-6723	6	1	since	since	SCONJ
aijes-6723	6	2	most	most	ADJ
aijes-6723	6	3	of	of	ADP
aijes-6723	6	4	the	the	DET
aijes-6723	6	5	economic	economic	ADJ
aijes-6723	6	6	entities	entity	NOUN
aijes-6723	6	7	that	that	PRON
aijes-6723	6	8	operate	operate	VERB
aijes-6723	6	9	in	in	ADP
aijes-6723	6	10	our	our	PRON
aijes-6723	6	11	country	country	NOUN
aijes-6723	6	12	are	be	AUX
aijes-6723	6	13	small	small	ADJ
aijes-6723	6	14	and	and	CCONJ
aijes-6723	6	15	medium	medium	ADJ
aijes-6723	6	16	-	-	PUNCT
aijes-6723	6	17	sized	sized	ADJ
aijes-6723	6	18	businesses	business	NOUN
aijes-6723	6	19	,	,	PUNCT
aijes-6723	6	20	where	where	SCONJ
aijes-6723	6	21	family	family	NOUN
aijes-6723	6	22	businesses	business	NOUN
aijes-6723	6	23	account	account	VERB
aijes-6723	6	24	for	for	ADP
aijes-6723	6	25	a	a	DET
aijes-6723	6	26	significant	significant	ADJ
aijes-6723	6	27	number	number	NOUN
aijes-6723	6	28	of	of	ADP
aijes-6723	6	29	the	the	DET
aijes-6723	6	30	total	total	ADJ
aijes-6723	6	31	number	number	NOUN
aijes-6723	6	32	of	of	ADP
aijes-6723	6	33	economic	economic	ADJ
aijes-6723	6	34	entities	entity	NOUN
aijes-6723	6	35	,	,	PUNCT
aijes-6723	6	36	the	the	DET
aijes-6723	6	37	authors	author	NOUN
aijes-6723	6	38	have	have	AUX
aijes-6723	6	39	considered	consider	VERB
aijes-6723	6	40	it	it	PRON
aijes-6723	6	41	important	important	ADJ
aijes-6723	6	42	to	to	PART
aijes-6723	6	43	research	research	VERB
aijes-6723	6	44	this	this	DET
aijes-6723	6	45	segment	segment	NOUN
aijes-6723	6	46	of	of	ADP
aijes-6723	6	47	the	the	DET
aijes-6723	6	48	economy	economy	NOUN
aijes-6723	6	49	.	.	PUNCT
aijes-6723	7	1	keywords	keyword	NOUN
aijes-6723	7	2	:	:	PUNCT
aijes-6723	7	3	microfinance	microfinance	NOUN
aijes-6723	7	4	,	,	PUNCT
aijes-6723	7	5	financial	financial	ADJ
aijes-6723	7	6	system	system	NOUN
aijes-6723	7	7	,	,	PUNCT
aijes-6723	7	8	financial	financial	ADJ
aijes-6723	7	9	supervision	supervision	NOUN
aijes-6723	7	10	authority	authority	NOUN
aijes-6723	7	11	,	,	PUNCT
aijes-6723	7	12	digitization	digitization	NOUN
aijes-6723	7	13	of	of	ADP
aijes-6723	7	14	financial	financial	ADJ
aijes-6723	7	15	services	service	NOUN
aijes-6723	7	16	in	in	ADP
aijes-6723	7	17	relation	relation	NOUN
aijes-6723	7	18	to	to	ADP
aijes-6723	7	19	market	market	NOUN
aijes-6723	7	20	demands	demand	NOUN
aijes-6723	7	21	.	.	PUNCT
aijes-6723	8	1	introduction	introduction	NOUN
aijes-6723	8	2	in	in	ADP
aijes-6723	8	3	this	this	DET
aijes-6723	8	4	paper	paper	NOUN
aijes-6723	8	5	,	,	PUNCT
aijes-6723	8	6	the	the	DET
aijes-6723	8	7	authors	author	NOUN
aijes-6723	8	8	have	have	AUX
aijes-6723	8	9	tried	try	VERB
aijes-6723	8	10	to	to	PART
aijes-6723	8	11	present	present	VERB
aijes-6723	8	12	a	a	DET
aijes-6723	8	13	comprehensive	comprehensive	ADJ
aijes-6723	8	14	overview	overview	NOUN
aijes-6723	8	15	of	of	ADP
aijes-6723	8	16	the	the	DET
aijes-6723	8	17	financial	financial	ADJ
aijes-6723	8	18	system	system	NOUN
aijes-6723	8	19	in	in	ADP
aijes-6723	8	20	albania	albania	PROPN
aijes-6723	8	21	,	,	PUNCT
aijes-6723	8	22	but	but	CCONJ
aijes-6723	8	23	with	with	ADP
aijes-6723	8	24	the	the	DET
aijes-6723	8	25	primary	primary	ADJ
aijes-6723	8	26	focus	focus	NOUN
aijes-6723	8	27	on	on	ADP
aijes-6723	8	28	the	the	DET
aijes-6723	8	29	financial	financial	ADJ
aijes-6723	8	30	sector	sector	NOUN
aijes-6723	8	31	of	of	ADP
aijes-6723	8	32	microfinance	microfinance	NOUN
aijes-6723	8	33	.	.	PUNCT
aijes-6723	9	1	the	the	DET
aijes-6723	9	2	authors	author	NOUN
aijes-6723	9	3	of	of	ADP
aijes-6723	9	4	this	this	DET
aijes-6723	9	5	paper	paper	NOUN
aijes-6723	9	6	,	,	PUNCT
aijes-6723	9	7	based	base	VERB
aijes-6723	9	8	on	on	ADP
aijes-6723	9	9	official	official	ADJ
aijes-6723	9	10	data	datum	NOUN
aijes-6723	9	11	,	,	PUNCT
aijes-6723	9	12	present	present	VERB
aijes-6723	9	13	the	the	DET
aijes-6723	9	14	evolution	evolution	NOUN
aijes-6723	9	15	of	of	ADP
aijes-6723	9	16	the	the	DET
aijes-6723	9	17	microfinance	microfinance	NOUN
aijes-6723	9	18	sector	sector	NOUN
aijes-6723	9	19	from	from	ADP
aijes-6723	9	20	the	the	DET
aijes-6723	9	21	1990s	1990s	NUM
aijes-6723	9	22	to	to	ADP
aijes-6723	9	23	the	the	DET
aijes-6723	9	24	present	present	ADJ
aijes-6723	9	25	day	day	NOUN
aijes-6723	9	26	.	.	PUNCT
aijes-6723	10	1	the	the	DET
aijes-6723	10	2	researchers	researcher	NOUN
aijes-6723	10	3	in	in	ADP
aijes-6723	10	4	this	this	DET
aijes-6723	10	5	work	work	NOUN
aijes-6723	10	6	are	be	AUX
aijes-6723	10	7	based	base	VERB
aijes-6723	10	8	on	on	ADP
aijes-6723	10	9	official	official	ADJ
aijes-6723	10	10	secondary	secondary	ADJ
aijes-6723	10	11	data	datum	NOUN
aijes-6723	10	12	provided	provide	VERB
aijes-6723	10	13	by	by	ADP
aijes-6723	10	14	prestigious	prestigious	ADJ
aijes-6723	10	15	national	national	ADJ
aijes-6723	10	16	and	and	CCONJ
aijes-6723	10	17	international	international	ADJ
aijes-6723	10	18	institutions	institution	NOUN
aijes-6723	10	19	.	.	PUNCT
aijes-6723	11	1	microfinance	microfinance	NOUN
aijes-6723	11	2	has	have	AUX
aijes-6723	11	3	made	make	VERB
aijes-6723	11	4	an	an	DET
aijes-6723	11	5	important	important	ADJ
aijes-6723	11	6	contribution	contribution	NOUN
aijes-6723	11	7	over	over	ADP
aijes-6723	11	8	the	the	DET
aijes-6723	11	9	years	year	NOUN
aijes-6723	11	10	to	to	ADP
aijes-6723	11	11	the	the	DET
aijes-6723	11	12	albanian	albanian	ADJ
aijes-6723	11	13	economy	economy	NOUN
aijes-6723	11	14	.	.	PUNCT
aijes-6723	12	1	over	over	ADP
aijes-6723	12	2	the	the	DET
aijes-6723	12	3	years	year	NOUN
aijes-6723	12	4	,	,	PUNCT
aijes-6723	12	5	microfinance	microfinance	NOUN
aijes-6723	12	6	has	have	AUX
aijes-6723	12	7	facilitated	facilitate	VERB
aijes-6723	12	8	lending	lending	NOUN
aijes-6723	12	9	to	to	ADP
aijes-6723	12	10	individuals	individual	NOUN
aijes-6723	12	11	and	and	CCONJ
aijes-6723	12	12	businesses	business	NOUN
aijes-6723	12	13	that	that	PRON
aijes-6723	12	14	had	have	VERB
aijes-6723	12	15	difficulty	difficulty	NOUN
aijes-6723	12	16	accessing	access	VERB
aijes-6723	12	17	the	the	DET
aijes-6723	12	18	banking	banking	NOUN
aijes-6723	12	19	sector	sector	NOUN
aijes-6723	12	20	.	.	PUNCT
aijes-6723	13	1	at	at	ADP
aijes-6723	13	2	the	the	DET
aijes-6723	13	3	end	end	NOUN
aijes-6723	13	4	of	of	ADP
aijes-6723	13	5	this	this	DET
aijes-6723	13	6	paper	paper	NOUN
aijes-6723	13	7	,	,	PUNCT
aijes-6723	13	8	the	the	DET
aijes-6723	13	9	authors	author	NOUN
aijes-6723	13	10	present	present	VERB
aijes-6723	13	11	the	the	DET
aijes-6723	13	12	findings	finding	NOUN
aijes-6723	13	13	and	and	CCONJ
aijes-6723	13	14	give	give	VERB
aijes-6723	13	15	their	their	PRON
aijes-6723	13	16	opinions	opinion	NOUN
aijes-6723	13	17	and	and	CCONJ
aijes-6723	13	18	suggestions	suggestion	NOUN
aijes-6723	13	19	regarding	regard	VERB
aijes-6723	13	20	this	this	DET
aijes-6723	13	21	sector	sector	NOUN
aijes-6723	13	22	.	.	PUNCT
aijes-6723	14	1	mailto:fpjetri@umt.edu.al	mailto:fpjetri@umt.edu.al	X
aijes-6723	15	1	mailto:rajs.kastrati22@umt.edu.al	mailto:rajs.kastrati22@umt.edu.al	PROPN
aijes-6723	15	2	mailto:fjorda.prifti21@umt.edu.al	mailto:fjorda.prifti21@umt.edu.al	PROPN
aijes-6723	15	3	fabian	fabian	PROPN
aijes-6723	15	4	pjetri	pjetri	PROPN
aijes-6723	15	5	,	,	PUNCT
aijes-6723	15	6	rajs	rajs	PROPN
aijes-6723	15	7	kastrati	kastrati	PROPN
aijes-6723	15	8	,	,	PUNCT
aijes-6723	15	9	fjorda	fjorda	PROPN
aijes-6723	15	10	prifti	prifti	NOUN
aijes-6723	15	11	201	201	NUM
aijes-6723	15	12	the	the	DET
aijes-6723	15	13	history	history	NOUN
aijes-6723	15	14	and	and	CCONJ
aijes-6723	15	15	progress	progress	NOUN
aijes-6723	15	16	of	of	ADP
aijes-6723	15	17	financial	financial	ADJ
aijes-6723	15	18	institutions	institution	NOUN
aijes-6723	15	19	in	in	ADP
aijes-6723	15	20	the	the	DET
aijes-6723	15	21	spectrum	spectrum	NOUN
aijes-6723	15	22	of	of	ADP
aijes-6723	15	23	microfinance	microfinance	NOUN
aijes-6723	15	24	in	in	ADP
aijes-6723	15	25	albania	albania	PROPN
aijes-6723	15	26	.	.	PUNCT
aijes-6723	16	1	microfinance	microfinance	NOUN
aijes-6723	16	2	in	in	ADP
aijes-6723	16	3	albania	albania	PROPN
aijes-6723	16	4	during	during	ADP
aijes-6723	16	5	the	the	DET
aijes-6723	16	6	1990s	1990s	NUM
aijes-6723	16	7	was	be	AUX
aijes-6723	16	8	seen	see	VERB
aijes-6723	16	9	as	as	ADP
aijes-6723	16	10	an	an	DET
aijes-6723	16	11	essential	essential	ADJ
aijes-6723	16	12	instrument	instrument	NOUN
aijes-6723	16	13	for	for	ADP
aijes-6723	16	14	the	the	DET
aijes-6723	16	15	population	population	NOUN
aijes-6723	16	16	and	and	CCONJ
aijes-6723	16	17	small	small	ADJ
aijes-6723	16	18	businesses	business	NOUN
aijes-6723	16	19	that	that	PRON
aijes-6723	16	20	did	do	AUX
aijes-6723	16	21	not	not	PART
aijes-6723	16	22	have	have	VERB
aijes-6723	16	23	access	access	NOUN
aijes-6723	16	24	to	to	ADP
aijes-6723	16	25	the	the	DET
aijes-6723	16	26	traditional	traditional	ADJ
aijes-6723	16	27	banking	banking	NOUN
aijes-6723	16	28	system	system	NOUN
aijes-6723	16	29	.	.	PUNCT
aijes-6723	17	1	microfinance	microfinance	NOUN
aijes-6723	17	2	institutions	institution	NOUN
aijes-6723	17	3	during	during	ADP
aijes-6723	17	4	this	this	DET
aijes-6723	17	5	period	period	NOUN
aijes-6723	17	6	mainly	mainly	ADV
aijes-6723	17	7	offered	offer	VERB
aijes-6723	17	8	small	small	ADJ
aijes-6723	17	9	loans	loan	NOUN
aijes-6723	17	10	,	,	PUNCT
aijes-6723	17	11	with	with	ADP
aijes-6723	17	12	the	the	DET
aijes-6723	17	13	aim	aim	NOUN
aijes-6723	17	14	of	of	ADP
aijes-6723	17	15	alleviating	alleviate	VERB
aijes-6723	17	16	poverty	poverty	NOUN
aijes-6723	17	17	and	and	CCONJ
aijes-6723	17	18	encouraging	encourage	VERB
aijes-6723	17	19	entrepreneurship	entrepreneurship	NOUN
aijes-6723	17	20	.	.	PUNCT
aijes-6723	18	1	this	this	DET
aijes-6723	18	2	sector	sector	NOUN
aijes-6723	18	3	became	become	VERB
aijes-6723	18	4	an	an	DET
aijes-6723	18	5	important	important	ADJ
aijes-6723	18	6	financial	financial	ADJ
aijes-6723	18	7	source	source	NOUN
aijes-6723	18	8	for	for	ADP
aijes-6723	18	9	farmers	farmer	NOUN
aijes-6723	18	10	and	and	CCONJ
aijes-6723	18	11	small	small	ADJ
aijes-6723	18	12	businesses	business	NOUN
aijes-6723	18	13	.	.	PUNCT
aijes-6723	19	1	during	during	ADP
aijes-6723	19	2	this	this	DET
aijes-6723	19	3	period	period	NOUN
aijes-6723	19	4	,	,	PUNCT
aijes-6723	19	5	microfinance	microfinance	NOUN
aijes-6723	19	6	,	,	PUNCT
aijes-6723	19	7	through	through	ADP
aijes-6723	19	8	its	its	PRON
aijes-6723	19	9	programs	program	NOUN
aijes-6723	19	10	,	,	PUNCT
aijes-6723	19	11	has	have	AUX
aijes-6723	19	12	pointed	point	VERB
aijes-6723	19	13	out	out	ADP
aijes-6723	19	14	that	that	SCONJ
aijes-6723	19	15	it	it	PRON
aijes-6723	19	16	is	be	AUX
aijes-6723	19	17	possible	possible	ADJ
aijes-6723	19	18	to	to	PART
aijes-6723	19	19	give	give	VERB
aijes-6723	19	20	loans	loan	NOUN
aijes-6723	19	21	to	to	ADP
aijes-6723	19	22	low	low	ADJ
aijes-6723	19	23	-	-	PUNCT
aijes-6723	19	24	income	income	NOUN
aijes-6723	19	25	families	family	NOUN
aijes-6723	19	26	by	by	ADP
aijes-6723	19	27	reducing	reduce	VERB
aijes-6723	19	28	the	the	DET
aijes-6723	19	29	high	high	ADJ
aijes-6723	19	30	interest	interest	NOUN
aijes-6723	19	31	rates	rate	NOUN
aijes-6723	19	32	,	,	PUNCT
aijes-6723	19	33	even	even	ADV
aijes-6723	19	34	in	in	ADP
aijes-6723	19	35	many	many	ADJ
aijes-6723	19	36	cases	case	NOUN
aijes-6723	19	37	requiring	require	VERB
aijes-6723	19	38	guarantees	guarantee	NOUN
aijes-6723	19	39	in	in	ADP
aijes-6723	19	40	relation	relation	NOUN
aijes-6723	19	41	to	to	ADP
aijes-6723	19	42	the	the	DET
aijes-6723	19	43	collateral	collateral	NOUN
aijes-6723	19	44	(	(	PUNCT
aijes-6723	19	45	johnson	johnson	PROPN
aijes-6723	19	46	,	,	PUNCT
aijes-6723	19	47	1997	1997	NUM
aijes-6723	19	48	)	)	PUNCT
aijes-6723	19	49	.	.	PUNCT
aijes-6723	20	1	improving	improve	VERB
aijes-6723	20	2	the	the	DET
aijes-6723	20	3	living	living	NOUN
aijes-6723	20	4	conditions	condition	NOUN
aijes-6723	20	5	of	of	ADP
aijes-6723	20	6	the	the	DET
aijes-6723	20	7	low	low	ADJ
aijes-6723	20	8	-	-	PUNCT
aijes-6723	20	9	income	income	NOUN
aijes-6723	20	10	classes	class	NOUN
aijes-6723	20	11	and	and	CCONJ
aijes-6723	20	12	their	their	PRON
aijes-6723	20	13	exit	exit	NOUN
aijes-6723	20	14	from	from	ADP
aijes-6723	20	15	poverty	poverty	NOUN
aijes-6723	20	16	through	through	ADP
aijes-6723	20	17	financial	financial	ADJ
aijes-6723	20	18	and	and	CCONJ
aijes-6723	20	19	social	social	ADJ
aijes-6723	20	20	inclusion	inclusion	NOUN
aijes-6723	20	21	is	be	AUX
aijes-6723	20	22	the	the	DET
aijes-6723	20	23	primary	primary	ADJ
aijes-6723	20	24	objective	objective	NOUN
aijes-6723	20	25	and	and	CCONJ
aijes-6723	20	26	the	the	DET
aijes-6723	20	27	main	main	ADJ
aijes-6723	20	28	reason	reason	NOUN
aijes-6723	20	29	for	for	ADP
aijes-6723	20	30	the	the	DET
aijes-6723	20	31	existence	existence	NOUN
aijes-6723	20	32	of	of	ADP
aijes-6723	20	33	microfinance	microfinance	NOUN
aijes-6723	20	34	(	(	PUNCT
aijes-6723	20	35	milana	milana	PROPN
aijes-6723	20	36	,	,	PUNCT
aijes-6723	20	37	2020	2020	NUM
aijes-6723	20	38	)	)	PUNCT
aijes-6723	20	39	.	.	PUNCT
aijes-6723	21	1	programs	program	NOUN
aijes-6723	21	2	during	during	ADP
aijes-6723	21	3	this	this	DET
aijes-6723	21	4	period	period	NOUN
aijes-6723	21	5	were	be	AUX
aijes-6723	21	6	aimed	aim	VERB
aijes-6723	21	7	at	at	ADP
aijes-6723	21	8	alleviating	alleviate	VERB
aijes-6723	21	9	poverty	poverty	NOUN
aijes-6723	21	10	and	and	CCONJ
aijes-6723	21	11	extending	extend	VERB
aijes-6723	21	12	services	service	NOUN
aijes-6723	21	13	to	to	ADP
aijes-6723	21	14	millions	million	NOUN
aijes-6723	21	15	of	of	ADP
aijes-6723	21	16	poor	poor	ADJ
aijes-6723	21	17	and	and	CCONJ
aijes-6723	21	18	diverse	diverse	ADJ
aijes-6723	21	19	families	family	NOUN
aijes-6723	21	20	around	around	ADP
aijes-6723	21	21	the	the	DET
aijes-6723	21	22	world	world	NOUN
aijes-6723	21	23	.	.	PUNCT
aijes-6723	22	1	a	a	DET
aijes-6723	22	2	group	group	NOUN
aijes-6723	22	3	in	in	ADP
aijes-6723	22	4	the	the	DET
aijes-6723	22	5	formation	formation	NOUN
aijes-6723	22	6	of	of	ADP
aijes-6723	22	7	economic	economic	ADJ
aijes-6723	22	8	theory	theory	NOUN
aijes-6723	22	9	shows	show	VERB
aijes-6723	22	10	how	how	SCONJ
aijes-6723	22	11	new	new	ADJ
aijes-6723	22	12	contractual	contractual	ADJ
aijes-6723	22	13	forms	form	NOUN
aijes-6723	22	14	of	of	ADP
aijes-6723	22	15	a	a	DET
aijes-6723	22	16	key	key	NOUN
aijes-6723	22	17	to	to	ADP
aijes-6723	22	18	the	the	DET
aijes-6723	22	19	success	success	NOUN
aijes-6723	22	20	of	of	ADP
aijes-6723	22	21	microfinance	microfinance	NOUN
aijes-6723	22	22	issues	issue	NOUN
aijes-6723	22	23	of	of	ADP
aijes-6723	22	24	lending	lending	NOUN
aijes-6723	22	25	contracts	contract	NOUN
aijes-6723	22	26	in	in	ADP
aijes-6723	22	27	the	the	DET
aijes-6723	22	28	group	group	NOUN
aijes-6723	22	29	with	with	ADP
aijes-6723	22	30	a	a	DET
aijes-6723	22	31	common	common	ADJ
aijes-6723	22	32	purpose	purpose	NOUN
aijes-6723	22	33	(	(	PUNCT
aijes-6723	22	34	morduch	morduch	ADJ
aijes-6723	22	35	,	,	PUNCT
aijes-6723	22	36	1999	1999	NUM
aijes-6723	22	37	)	)	PUNCT
aijes-6723	22	38	.	.	PUNCT
aijes-6723	23	1	during	during	ADP
aijes-6723	23	2	the	the	DET
aijes-6723	23	3	period	period	NOUN
aijes-6723	23	4	from	from	ADP
aijes-6723	23	5	2000	2000	NUM
aijes-6723	23	6	to	to	ADP
aijes-6723	23	7	2010	2010	NUM
aijes-6723	23	8	,	,	PUNCT
aijes-6723	23	9	microfinance	microfinance	NOUN
aijes-6723	23	10	institutions	institution	NOUN
aijes-6723	23	11	in	in	ADP
aijes-6723	23	12	albania	albania	PROPN
aijes-6723	23	13	were	be	AUX
aijes-6723	23	14	transformed	transform	VERB
aijes-6723	23	15	and	and	CCONJ
aijes-6723	23	16	expanded	expand	VERB
aijes-6723	23	17	,	,	PUNCT
aijes-6723	23	18	offering	offer	VERB
aijes-6723	23	19	a	a	DET
aijes-6723	23	20	wider	wide	ADJ
aijes-6723	23	21	spectrum	spectrum	NOUN
aijes-6723	23	22	of	of	ADP
aijes-6723	23	23	financial	financial	ADJ
aijes-6723	23	24	services	service	NOUN
aijes-6723	23	25	,	,	PUNCT
aijes-6723	23	26	with	with	ADP
aijes-6723	23	27	improved	improved	ADJ
aijes-6723	23	28	quality	quality	NOUN
aijes-6723	23	29	.	.	PUNCT
aijes-6723	24	1	this	this	DET
aijes-6723	24	2	period	period	NOUN
aijes-6723	24	3	brought	bring	VERB
aijes-6723	24	4	a	a	DET
aijes-6723	24	5	positive	positive	ADJ
aijes-6723	24	6	impact	impact	NOUN
aijes-6723	24	7	on	on	ADP
aijes-6723	24	8	the	the	DET
aijes-6723	24	9	development	development	NOUN
aijes-6723	24	10	of	of	ADP
aijes-6723	24	11	local	local	ADJ
aijes-6723	24	12	communities	community	NOUN
aijes-6723	24	13	,	,	PUNCT
aijes-6723	24	14	enabling	enable	VERB
aijes-6723	24	15	wider	wide	ADJ
aijes-6723	24	16	access	access	NOUN
aijes-6723	24	17	to	to	ADP
aijes-6723	24	18	financing	financing	NOUN
aijes-6723	24	19	,	,	PUNCT
aijes-6723	24	20	especially	especially	ADV
aijes-6723	24	21	for	for	ADP
aijes-6723	24	22	marginalized	marginalize	VERB
aijes-6723	24	23	groups	group	NOUN
aijes-6723	24	24	and	and	CCONJ
aijes-6723	24	25	rural	rural	ADJ
aijes-6723	24	26	areas	area	NOUN
aijes-6723	24	27	.	.	PUNCT
aijes-6723	25	1	the	the	DET
aijes-6723	25	2	competitiveness	competitiveness	NOUN
aijes-6723	25	3	between	between	ADP
aijes-6723	25	4	the	the	DET
aijes-6723	25	5	microfinance	microfinance	NOUN
aijes-6723	25	6	institutions	institution	NOUN
aijes-6723	25	7	in	in	ADP
aijes-6723	25	8	albania	albania	PROPN
aijes-6723	25	9	during	during	ADP
aijes-6723	25	10	this	this	DET
aijes-6723	25	11	period	period	NOUN
aijes-6723	25	12	began	begin	VERB
aijes-6723	25	13	to	to	PART
aijes-6723	25	14	increase	increase	VERB
aijes-6723	25	15	between	between	ADP
aijes-6723	25	16	the	the	DET
aijes-6723	25	17	different	different	ADJ
aijes-6723	25	18	operators	operator	NOUN
aijes-6723	25	19	operating	operate	VERB
aijes-6723	25	20	in	in	ADP
aijes-6723	25	21	our	our	PRON
aijes-6723	25	22	country	country	NOUN
aijes-6723	25	23	.	.	PUNCT
aijes-6723	26	1	also	also	ADV
aijes-6723	26	2	,	,	PUNCT
aijes-6723	26	3	this	this	PRON
aijes-6723	26	4	was	be	AUX
aijes-6723	26	5	a	a	DET
aijes-6723	26	6	characteristic	characteristic	NOUN
aijes-6723	26	7	that	that	PRON
aijes-6723	26	8	emerged	emerge	VERB
aijes-6723	26	9	as	as	ADP
aijes-6723	26	10	evidence	evidence	NOUN
aijes-6723	26	11	in	in	ADP
aijes-6723	26	12	many	many	ADJ
aijes-6723	26	13	different	different	ADJ
aijes-6723	26	14	countries	country	NOUN
aijes-6723	26	15	of	of	ADP
aijes-6723	26	16	the	the	DET
aijes-6723	26	17	world	world	NOUN
aijes-6723	26	18	that	that	PRON
aijes-6723	26	19	were	be	AUX
aijes-6723	26	20	developing	develop	VERB
aijes-6723	26	21	during	during	ADP
aijes-6723	26	22	that	that	DET
aijes-6723	26	23	period	period	NOUN
aijes-6723	26	24	of	of	ADP
aijes-6723	26	25	time	time	NOUN
aijes-6723	26	26	.	.	PUNCT
aijes-6723	27	1	the	the	DET
aijes-6723	27	2	competition	competition	NOUN
aijes-6723	27	3	between	between	ADP
aijes-6723	27	4	microfinance	microfinance	NOUN
aijes-6723	27	5	institutions	institution	NOUN
aijes-6723	27	6	operating	operate	VERB
aijes-6723	27	7	in	in	ADP
aijes-6723	27	8	developing	develop	VERB
aijes-6723	27	9	countries	country	NOUN
aijes-6723	27	10	has	have	AUX
aijes-6723	27	11	grown	grow	VERB
aijes-6723	27	12	significantly	significantly	ADV
aijes-6723	27	13	,	,	PUNCT
aijes-6723	27	14	especially	especially	ADV
aijes-6723	27	15	during	during	ADP
aijes-6723	27	16	the	the	DET
aijes-6723	27	17	first	first	ADJ
aijes-6723	27	18	five	five	NUM
aijes-6723	27	19	years	year	NOUN
aijes-6723	27	20	of	of	ADP
aijes-6723	27	21	the	the	DET
aijes-6723	27	22	2000s	2000	NOUN
aijes-6723	27	23	(	(	PUNCT
aijes-6723	27	24	mcintosh	mcintosh	PROPN
aijes-6723	27	25	,	,	PUNCT
aijes-6723	27	26	2005	2005	NUM
aijes-6723	27	27	)	)	PUNCT
aijes-6723	27	28	.	.	PUNCT
aijes-6723	28	1	during	during	ADP
aijes-6723	28	2	the	the	DET
aijes-6723	28	3	period	period	NOUN
aijes-6723	28	4	from	from	ADP
aijes-6723	28	5	2010	2010	NUM
aijes-6723	28	6	to	to	ADP
aijes-6723	28	7	2020	2020	NUM
aijes-6723	28	8	,	,	PUNCT
aijes-6723	28	9	the	the	DET
aijes-6723	28	10	microfinance	microfinance	NOUN
aijes-6723	28	11	sector	sector	NOUN
aijes-6723	28	12	in	in	ADP
aijes-6723	28	13	albania	albania	PROPN
aijes-6723	28	14	faced	face	VERB
aijes-6723	28	15	new	new	ADJ
aijes-6723	28	16	and	and	CCONJ
aijes-6723	28	17	complicated	complicated	ADJ
aijes-6723	28	18	challenges	challenge	NOUN
aijes-6723	28	19	,	,	PUNCT
aijes-6723	28	20	such	such	ADJ
aijes-6723	28	21	as	as	ADP
aijes-6723	28	22	managing	manage	VERB
aijes-6723	28	23	the	the	DET
aijes-6723	28	24	impact	impact	NOUN
aijes-6723	28	25	of	of	ADP
aijes-6723	28	26	the	the	DET
aijes-6723	28	27	global	global	ADJ
aijes-6723	28	28	financial	financial	ADJ
aijes-6723	28	29	crisis	crisis	NOUN
aijes-6723	28	30	.	.	PUNCT
aijes-6723	29	1	the	the	DET
aijes-6723	29	2	microfinance	microfinance	NOUN
aijes-6723	29	3	sector	sector	NOUN
aijes-6723	29	4	has	have	AUX
aijes-6723	29	5	become	become	VERB
aijes-6723	29	6	a	a	DET
aijes-6723	29	7	major	major	ADJ
aijes-6723	29	8	factor	factor	NOUN
aijes-6723	29	9	in	in	ADP
aijes-6723	29	10	the	the	DET
aijes-6723	29	11	country	country	NOUN
aijes-6723	29	12	's	's	PART
aijes-6723	29	13	economic	economic	ADJ
aijes-6723	29	14	development	development	NOUN
aijes-6723	29	15	,	,	PUNCT
aijes-6723	29	16	especially	especially	ADV
aijes-6723	29	17	in	in	ADP
aijes-6723	29	18	rural	rural	ADJ
aijes-6723	29	19	areas	area	NOUN
aijes-6723	29	20	.	.	PUNCT
aijes-6723	30	1	the	the	DET
aijes-6723	30	2	microfinance	microfinance	NOUN
aijes-6723	30	3	revolution	revolution	NOUN
aijes-6723	30	4	'	'	PUNCT
aijes-6723	30	5	is	be	AUX
aijes-6723	30	6	the	the	DET
aijes-6723	30	7	term	term	NOUN
aijes-6723	30	8	often	often	ADV
aijes-6723	30	9	used	use	VERB
aijes-6723	30	10	for	for	ADP
aijes-6723	30	11	the	the	DET
aijes-6723	30	12	successful	successful	ADJ
aijes-6723	30	13	expansion	expansion	NOUN
aijes-6723	30	14	of	of	ADP
aijes-6723	30	15	small	small	ADJ
aijes-6723	30	16	-	-	PUNCT
aijes-6723	30	17	scale	scale	NOUN
aijes-6723	30	18	financial	financial	ADJ
aijes-6723	30	19	services	service	NOUN
aijes-6723	30	20	to	to	ADP
aijes-6723	30	21	the	the	DET
aijes-6723	30	22	poor	poor	ADJ
aijes-6723	30	23	with	with	ADP
aijes-6723	30	24	high	high	ADJ
aijes-6723	30	25	repayment	repayment	NOUN
aijes-6723	30	26	records	record	NOUN
aijes-6723	30	27	in	in	ADP
aijes-6723	30	28	developing	develop	VERB
aijes-6723	30	29	countries	country	NOUN
aijes-6723	30	30	(	(	PUNCT
aijes-6723	30	31	kono	kono	NOUN
aijes-6723	30	32	,	,	PUNCT
aijes-6723	30	33	2010	2010	NUM
aijes-6723	30	34	)	)	PUNCT
aijes-6723	30	35	.	.	PUNCT
aijes-6723	31	1	microfinance	microfinance	NOUN
aijes-6723	31	2	institutions	institution	NOUN
aijes-6723	31	3	further	far	ADV
aijes-6723	31	4	improved	improve	VERB
aijes-6723	31	5	risk	risk	NOUN
aijes-6723	31	6	management	management	NOUN
aijes-6723	31	7	and	and	CCONJ
aijes-6723	31	8	diversified	diversified	ADJ
aijes-6723	31	9	services	service	NOUN
aijes-6723	31	10	to	to	PART
aijes-6723	31	11	expand	expand	VERB
aijes-6723	31	12	financial	financial	ADJ
aijes-6723	31	13	access	access	NOUN
aijes-6723	31	14	and	and	CCONJ
aijes-6723	31	15	increase	increase	VERB
aijes-6723	31	16	the	the	DET
aijes-6723	31	17	number	number	NOUN
aijes-6723	31	18	of	of	ADP
aijes-6723	31	19	clients	client	NOUN
aijes-6723	31	20	(	(	PUNCT
aijes-6723	31	21	assefa	assefa	PROPN
aijes-6723	31	22	,	,	PUNCT
aijes-6723	31	23	2013	2013	NUM
aijes-6723	31	24	)	)	PUNCT
aijes-6723	31	25	.	.	PUNCT
aijes-6723	32	1	this	this	DET
aijes-6723	32	2	period	period	NOUN
aijes-6723	32	3	brought	bring	VERB
aijes-6723	32	4	an	an	DET
aijes-6723	32	5	increase	increase	NOUN
aijes-6723	32	6	in	in	ADP
aijes-6723	32	7	the	the	DET
aijes-6723	32	8	impact	impact	NOUN
aijes-6723	32	9	of	of	ADP
aijes-6723	32	10	microfinance	microfinance	NOUN
aijes-6723	32	11	in	in	ADP
aijes-6723	32	12	the	the	DET
aijes-6723	32	13	economy	economy	NOUN
aijes-6723	32	14	and	and	CCONJ
aijes-6723	32	15	society	society	NOUN
aijes-6723	32	16	,	,	PUNCT
aijes-6723	32	17	helping	help	VERB
aijes-6723	32	18	communities	community	NOUN
aijes-6723	32	19	and	and	CCONJ
aijes-6723	32	20	individuals	individual	NOUN
aijes-6723	32	21	in	in	ADP
aijes-6723	32	22	need	need	NOUN
aijes-6723	32	23	of	of	ADP
aijes-6723	32	24	these	these	DET
aijes-6723	32	25	services	service	NOUN
aijes-6723	32	26	(	(	PUNCT
aijes-6723	32	27	cocoli	cocoli	ADV
aijes-6723	32	28	,	,	PUNCT
aijes-6723	32	29	2022	2022	NUM
aijes-6723	32	30	)	)	PUNCT
aijes-6723	32	31	.	.	PUNCT
aijes-6723	33	1	during	during	ADP
aijes-6723	33	2	this	this	DET
aijes-6723	33	3	period	period	NOUN
aijes-6723	33	4	,	,	PUNCT
aijes-6723	33	5	the	the	DET
aijes-6723	33	6	microfinance	microfinance	NOUN
aijes-6723	33	7	sector	sector	NOUN
aijes-6723	33	8	had	have	VERB
aijes-6723	33	9	a	a	DET
aijes-6723	33	10	positive	positive	ADJ
aijes-6723	33	11	impact	impact	NOUN
aijes-6723	33	12	on	on	ADP
aijes-6723	33	13	the	the	DET
aijes-6723	33	14	local	local	ADJ
aijes-6723	33	15	economy	economy	NOUN
aijes-6723	33	16	,	,	PUNCT
aijes-6723	33	17	especially	especially	ADV
aijes-6723	33	18	for	for	ADP
aijes-6723	33	19	groups	group	NOUN
aijes-6723	33	20	with	with	ADP
aijes-6723	33	21	lower	low	ADJ
aijes-6723	33	22	access	access	NOUN
aijes-6723	33	23	to	to	ADP
aijes-6723	33	24	the	the	DET
aijes-6723	33	25	financial	financial	ADJ
aijes-6723	33	26	system	system	NOUN
aijes-6723	33	27	.	.	PUNCT
aijes-6723	34	1	also	also	ADV
aijes-6723	34	2	,	,	PUNCT
aijes-6723	34	3	this	this	DET
aijes-6723	34	4	sector	sector	NOUN
aijes-6723	34	5	has	have	AUX
aijes-6723	34	6	increased	increase	VERB
aijes-6723	34	7	the	the	DET
aijes-6723	34	8	focus	focus	NOUN
aijes-6723	34	9	on	on	ADP
aijes-6723	34	10	investments	investment	NOUN
aijes-6723	34	11	that	that	PRON
aijes-6723	34	12	help	help	VERB
aijes-6723	34	13	individuals	individual	NOUN
aijes-6723	34	14	and	and	CCONJ
aijes-6723	34	15	underprivileged	underprivileged	ADJ
aijes-6723	34	16	communities	community	NOUN
aijes-6723	34	17	(	(	PUNCT
aijes-6723	34	18	loca	loca	PROPN
aijes-6723	34	19	,	,	PUNCT
aijes-6723	34	20	2014	2014	NUM
aijes-6723	34	21	)	)	PUNCT
aijes-6723	34	22	the	the	DET
aijes-6723	34	23	latest	late	ADJ
aijes-6723	34	24	perspectives	perspective	NOUN
aijes-6723	34	25	and	and	CCONJ
aijes-6723	34	26	developments	development	NOUN
aijes-6723	34	27	of	of	ADP
aijes-6723	34	28	microfinance	microfinance	NOUN
aijes-6723	34	29	in	in	ADP
aijes-6723	34	30	albania	albania	PROPN
aijes-6723	34	31	from	from	ADP
aijes-6723	34	32	2020	2020	NUM
aijes-6723	34	33	onwards	onward	NOUN
aijes-6723	34	34	are	be	AUX
aijes-6723	34	35	presented	present	VERB
aijes-6723	34	36	below	below	ADV
aijes-6723	34	37	.	.	PUNCT
aijes-6723	35	1	the	the	DET
aijes-6723	35	2	poor	poor	ADJ
aijes-6723	35	3	strata	strata	NOUN
aijes-6723	35	4	of	of	ADP
aijes-6723	35	5	the	the	DET
aijes-6723	35	6	population	population	NOUN
aijes-6723	35	7	and	and	CCONJ
aijes-6723	35	8	small	small	ADJ
aijes-6723	35	9	businesses	business	NOUN
aijes-6723	35	10	were	be	AUX
aijes-6723	35	11	particularly	particularly	ADV
aijes-6723	35	12	challenged	challenge	VERB
aijes-6723	35	13	by	by	ADP
aijes-6723	35	14	covid-19	covid-19	PROPN
aijes-6723	35	15	,	,	PUNCT
aijes-6723	35	16	forcing	force	VERB
aijes-6723	35	17	microfinance	microfinance	NOUN
aijes-6723	35	18	institutions	institution	NOUN
aijes-6723	35	19	to	to	PART
aijes-6723	35	20	take	take	VERB
aijes-6723	35	21	support	support	NOUN
aijes-6723	35	22	measures	measure	NOUN
aijes-6723	35	23	,	,	PUNCT
aijes-6723	35	24	such	such	ADJ
aijes-6723	35	25	as	as	ADP
aijes-6723	35	26	extending	extend	VERB
aijes-6723	35	27	loan	loan	NOUN
aijes-6723	35	28	terms	term	NOUN
aijes-6723	35	29	or	or	CCONJ
aijes-6723	35	30	restructuring	restructure	VERB
aijes-6723	35	31	them	they	PRON
aijes-6723	35	32	(	(	PUNCT
aijes-6723	35	33	zheng	zheng	PROPN
aijes-6723	35	34	,	,	PUNCT
aijes-6723	35	35	2021	2021	NUM
aijes-6723	35	36	)	)	PUNCT
aijes-6723	35	37	.	.	PUNCT
aijes-6723	36	1	progress	progress	NOUN
aijes-6723	36	2	of	of	ADP
aijes-6723	36	3	the	the	DET
aijes-6723	36	4	microfinance	microfinance	NOUN
aijes-6723	36	5	sector	sector	NOUN
aijes-6723	36	6	in	in	ADP
aijes-6723	36	7	albania	albania	PROPN
aijes-6723	36	8	,	,	PUNCT
aijes-6723	36	9	current	current	ADJ
aijes-6723	36	10	challenges	challenge	NOUN
aijes-6723	36	11	and	and	CCONJ
aijes-6723	36	12	the	the	DET
aijes-6723	36	13	perspective	perspective	NOUN
aijes-6723	36	14	of	of	ADP
aijes-6723	36	15	this	this	DET
aijes-6723	36	16	sector	sector	NOUN
aijes-6723	36	17	202	202	NUM
aijes-6723	36	18	this	this	DET
aijes-6723	36	19	situation	situation	NOUN
aijes-6723	36	20	was	be	AUX
aijes-6723	36	21	similar	similar	ADJ
aijes-6723	36	22	in	in	ADP
aijes-6723	36	23	other	other	ADJ
aijes-6723	36	24	countries	country	NOUN
aijes-6723	36	25	that	that	PRON
aijes-6723	36	26	are	be	AUX
aijes-6723	36	27	part	part	NOUN
aijes-6723	36	28	of	of	ADP
aijes-6723	36	29	the	the	DET
aijes-6723	36	30	balkan	balkan	PROPN
aijes-6723	36	31	peninsula	peninsula	NOUN
aijes-6723	36	32	,	,	PUNCT
aijes-6723	36	33	as	as	ADP
aijes-6723	36	34	for	for	ADP
aijes-6723	36	35	example	example	NOUN
aijes-6723	36	36	in	in	ADP
aijes-6723	36	37	the	the	DET
aijes-6723	36	38	case	case	NOUN
aijes-6723	36	39	of	of	ADP
aijes-6723	36	40	the	the	DET
aijes-6723	36	41	state	state	NOUN
aijes-6723	36	42	of	of	ADP
aijes-6723	36	43	romania	romania	PROPN
aijes-6723	36	44	,	,	PUNCT
aijes-6723	36	45	in	in	ADP
aijes-6723	36	46	which	which	PRON
aijes-6723	36	47	the	the	DET
aijes-6723	36	48	application	application	NOUN
aijes-6723	36	49	of	of	ADP
aijes-6723	36	50	restrictive	restrictive	ADJ
aijes-6723	36	51	measures	measure	NOUN
aijes-6723	36	52	to	to	PART
aijes-6723	36	53	combat	combat	VERB
aijes-6723	36	54	and	and	CCONJ
aijes-6723	36	55	prevent	prevent	VERB
aijes-6723	36	56	the	the	DET
aijes-6723	36	57	spread	spread	NOUN
aijes-6723	36	58	of	of	ADP
aijes-6723	36	59	the	the	DET
aijes-6723	36	60	sars	sar	NOUN
aijes-6723	36	61	-	-	PUNCT
aijes-6723	36	62	cov-2	cov-2	PART
aijes-6723	36	63	virus	virus	NOUN
aijes-6723	36	64	,	,	PUNCT
aijes-6723	36	65	profoundly	profoundly	ADV
aijes-6723	36	66	influenced	influence	VERB
aijes-6723	36	67	the	the	DET
aijes-6723	36	68	crediting	crediting	NOUN
aijes-6723	36	69	of	of	ADP
aijes-6723	36	70	various	various	ADJ
aijes-6723	36	71	subjects	subject	NOUN
aijes-6723	36	72	during	during	ADP
aijes-6723	36	73	that	that	DET
aijes-6723	36	74	period	period	NOUN
aijes-6723	36	75	(	(	PUNCT
aijes-6723	36	76	antik	antik	NOUN
aijes-6723	36	77	,	,	PUNCT
aijes-6723	36	78	2022	2022	NUM
aijes-6723	36	79	)	)	PUNCT
aijes-6723	36	80	.	.	PUNCT
aijes-6723	37	1	during	during	ADP
aijes-6723	37	2	the	the	DET
aijes-6723	37	3	year	year	NOUN
aijes-6723	37	4	2023	2023	NUM
aijes-6723	37	5	,	,	PUNCT
aijes-6723	37	6	the	the	DET
aijes-6723	37	7	institutions	institution	NOUN
aijes-6723	37	8	operating	operate	VERB
aijes-6723	37	9	in	in	ADP
aijes-6723	37	10	the	the	DET
aijes-6723	37	11	field	field	NOUN
aijes-6723	37	12	of	of	ADP
aijes-6723	37	13	microfinance	microfinance	NOUN
aijes-6723	37	14	in	in	ADP
aijes-6723	37	15	albania	albania	PROPN
aijes-6723	37	16	have	have	AUX
aijes-6723	37	17	begun	begin	VERB
aijes-6723	37	18	to	to	PART
aijes-6723	37	19	prioritize	prioritize	VERB
aijes-6723	37	20	technological	technological	ADJ
aijes-6723	37	21	developments	development	NOUN
aijes-6723	37	22	and	and	CCONJ
aijes-6723	37	23	digitization	digitization	NOUN
aijes-6723	37	24	:	:	PUNCT
aijes-6723	37	25	this	this	DET
aijes-6723	37	26	process	process	NOUN
aijes-6723	37	27	requires	require	VERB
aijes-6723	37	28	investments	investment	NOUN
aijes-6723	37	29	and	and	CCONJ
aijes-6723	37	30	training	training	NOUN
aijes-6723	37	31	,	,	PUNCT
aijes-6723	37	32	for	for	ADP
aijes-6723	37	33	the	the	DET
aijes-6723	37	34	coordination	coordination	NOUN
aijes-6723	37	35	of	of	ADP
aijes-6723	37	36	new	new	ADJ
aijes-6723	37	37	technology	technology	NOUN
aijes-6723	37	38	with	with	ADP
aijes-6723	37	39	current	current	ADJ
aijes-6723	37	40	operations	operation	NOUN
aijes-6723	37	41	(	(	PUNCT
aijes-6723	37	42	scan	scan	NOUN
aijes-6723	37	43	tv	tv	NOUN
aijes-6723	37	44	,	,	PUNCT
aijes-6723	37	45	2023	2023	NUM
aijes-6723	37	46	)	)	PUNCT
aijes-6723	37	47	.	.	PUNCT
aijes-6723	38	1	methodology	methodology	NOUN
aijes-6723	38	2	the	the	DET
aijes-6723	38	3	quantitative	quantitative	ADJ
aijes-6723	38	4	data	datum	NOUN
aijes-6723	38	5	used	use	VERB
aijes-6723	38	6	by	by	ADP
aijes-6723	38	7	the	the	DET
aijes-6723	38	8	authors	author	NOUN
aijes-6723	38	9	regarding	regard	VERB
aijes-6723	38	10	microfinance	microfinance	NOUN
aijes-6723	38	11	in	in	ADP
aijes-6723	38	12	albania	albania	PROPN
aijes-6723	38	13	have	have	AUX
aijes-6723	38	14	been	be	AUX
aijes-6723	38	15	provided	provide	VERB
aijes-6723	38	16	,	,	PUNCT
aijes-6723	38	17	using	use	VERB
aijes-6723	38	18	the	the	DET
aijes-6723	38	19	statistical	statistical	ADJ
aijes-6723	38	20	data	datum	NOUN
aijes-6723	38	21	located	locate	VERB
aijes-6723	38	22	in	in	ADP
aijes-6723	38	23	the	the	DET
aijes-6723	38	24	data	data	NOUN
aijes-6723	38	25	base	base	NOUN
aijes-6723	38	26	of	of	ADP
aijes-6723	38	27	the	the	DET
aijes-6723	38	28	central	central	ADJ
aijes-6723	38	29	bank	bank	PROPN
aijes-6723	38	30	of	of	ADP
aijes-6723	38	31	albania	albania	PROPN
aijes-6723	38	32	.	.	PUNCT
aijes-6723	39	1	these	these	DET
aijes-6723	39	2	data	datum	NOUN
aijes-6723	39	3	were	be	AUX
aijes-6723	39	4	processed	process	VERB
aijes-6723	39	5	by	by	ADP
aijes-6723	39	6	the	the	DET
aijes-6723	39	7	authors	author	NOUN
aijes-6723	39	8	during	during	ADP
aijes-6723	39	9	the	the	DET
aijes-6723	39	10	month	month	NOUN
aijes-6723	39	11	of	of	ADP
aijes-6723	39	12	march	march	PROPN
aijes-6723	39	13	2024	2024	NUM
aijes-6723	39	14	(	(	PUNCT
aijes-6723	39	15	financial_stability	financial_stability	NOUN
aijes-6723	39	16	/	/	SYM
aijes-6723	39	17	financial_stability_indicators	financial_stability_indicator	NOUN
aijes-6723	39	18	,	,	PUNCT
aijes-6723	39	19	2024	2024	NUM
aijes-6723	39	20	)	)	PUNCT
aijes-6723	39	21	.	.	PUNCT
aijes-6723	40	1	some	some	PRON
aijes-6723	40	2	of	of	ADP
aijes-6723	40	3	the	the	DET
aijes-6723	40	4	secondary	secondary	ADJ
aijes-6723	40	5	data	datum	NOUN
aijes-6723	40	6	are	be	AUX
aijes-6723	40	7	provided	provide	VERB
aijes-6723	40	8	by	by	ADP
aijes-6723	40	9	precedence	precedence	NOUN
aijes-6723	40	10	research	research	NOUN
aijes-6723	40	11	,	,	PUNCT
aijes-6723	40	12	which	which	PRON
aijes-6723	40	13	is	be	AUX
aijes-6723	40	14	a	a	DET
aijes-6723	40	15	canada	canada	PROPN
aijes-6723	40	16	/	/	SYM
aijes-6723	40	17	india	india	PROPN
aijes-6723	40	18	based	base	VERB
aijes-6723	40	19	company	company	NOUN
aijes-6723	40	20	that	that	PRON
aijes-6723	40	21	specializes	specialize	VERB
aijes-6723	40	22	in	in	ADP
aijes-6723	40	23	strategic	strategic	ADJ
aijes-6723	40	24	market	market	NOUN
aijes-6723	40	25	studies	study	NOUN
aijes-6723	40	26	and	and	CCONJ
aijes-6723	40	27	from	from	ADP
aijes-6723	40	28	the	the	DET
aijes-6723	40	29	european	european	ADJ
aijes-6723	40	30	-	-	PUNCT
aijes-6723	40	31	microfinance	microfinance	NOUN
aijes-6723	40	32	network	network	NOUN
aijes-6723	40	33	(	(	PUNCT
aijes-6723	40	34	network	network	NOUN
aijes-6723	40	35	,	,	PUNCT
aijes-6723	40	36	2024	2024	NUM
aijes-6723	40	37	)	)	PUNCT
aijes-6723	40	38	.	.	PUNCT
aijes-6723	41	1	the	the	DET
aijes-6723	41	2	processing	processing	NOUN
aijes-6723	41	3	of	of	ADP
aijes-6723	41	4	these	these	DET
aijes-6723	41	5	data	datum	NOUN
aijes-6723	41	6	,	,	PUNCT
aijes-6723	41	7	graphical	graphical	ADJ
aijes-6723	41	8	representation	representation	NOUN
aijes-6723	41	9	,	,	PUNCT
aijes-6723	41	10	was	be	AUX
aijes-6723	41	11	carried	carry	VERB
aijes-6723	41	12	out	out	ADP
aijes-6723	41	13	by	by	ADP
aijes-6723	41	14	the	the	DET
aijes-6723	41	15	authors	author	NOUN
aijes-6723	41	16	using	use	VERB
aijes-6723	41	17	the	the	DET
aijes-6723	41	18	microsoft	microsoft	PROPN
aijes-6723	41	19	excel	excel	PROPN
aijes-6723	41	20	computer	computer	NOUN
aijes-6723	41	21	program	program	NOUN
aijes-6723	41	22	.	.	PUNCT
aijes-6723	42	1	the	the	DET
aijes-6723	42	2	interpretation	interpretation	NOUN
aijes-6723	42	3	of	of	ADP
aijes-6723	42	4	the	the	DET
aijes-6723	42	5	data	datum	NOUN
aijes-6723	42	6	related	relate	VERB
aijes-6723	42	7	to	to	ADP
aijes-6723	42	8	the	the	DET
aijes-6723	42	9	financial	financial	ADJ
aijes-6723	42	10	system	system	NOUN
aijes-6723	42	11	in	in	ADP
aijes-6723	42	12	albania	albania	PROPN
aijes-6723	42	13	with	with	ADP
aijes-6723	42	14	the	the	DET
aijes-6723	42	15	main	main	ADJ
aijes-6723	42	16	focus	focus	NOUN
aijes-6723	42	17	on	on	ADP
aijes-6723	42	18	microfinance	microfinance	NOUN
aijes-6723	42	19	was	be	AUX
aijes-6723	42	20	carried	carry	VERB
aijes-6723	42	21	out	out	ADP
aijes-6723	42	22	by	by	ADP
aijes-6723	42	23	the	the	DET
aijes-6723	42	24	authors	author	NOUN
aijes-6723	42	25	.	.	PUNCT
aijes-6723	43	1	the	the	DET
aijes-6723	43	2	microfinance	microfinance	NOUN
aijes-6723	43	3	institutions	institution	NOUN
aijes-6723	43	4	operating	operate	VERB
aijes-6723	43	5	in	in	ADP
aijes-6723	43	6	global	global	ADJ
aijes-6723	43	7	ranking	ranking	NOUN
aijes-6723	43	8	in	in	ADP
aijes-6723	43	9	the	the	DET
aijes-6723	43	10	global	global	ADJ
aijes-6723	43	11	ranking	ranking	NOUN
aijes-6723	43	12	for	for	ADP
aijes-6723	43	13	the	the	DET
aijes-6723	43	14	year	year	NOUN
aijes-6723	43	15	2022	2022	NUM
aijes-6723	43	16	,	,	PUNCT
aijes-6723	43	17	based	base	VERB
aijes-6723	43	18	on	on	ADP
aijes-6723	43	19	the	the	DET
aijes-6723	43	20	statistics	statistic	NOUN
aijes-6723	43	21	published	publish	VERB
aijes-6723	43	22	by	by	ADP
aijes-6723	43	23	research	research	NOUN
aijes-6723	43	24	,	,	PUNCT
aijes-6723	43	25	precedence	precedence	NOUN
aijes-6723	43	26	,	,	PUNCT
aijes-6723	43	27	it	it	PRON
aijes-6723	43	28	results	result	VERB
aijes-6723	43	29	that	that	SCONJ
aijes-6723	43	30	:	:	PUNCT
aijes-6723	43	31	global	global	ADJ
aijes-6723	43	32	microfinance	microfinance	NOUN
aijes-6723	43	33	markets	market	NOUN
aijes-6723	43	34	had	have	VERB
aijes-6723	43	35	a	a	DET
aijes-6723	43	36	size	size	NOUN
aijes-6723	43	37	of	of	ADP
aijes-6723	43	38	226.37	226.37	NUM
aijes-6723	43	39	billion	billion	NUM
aijes-6723	43	40	american	american	ADJ
aijes-6723	43	41	dollars	dollar	NOUN
aijes-6723	43	42	(	(	PUNCT
aijes-6723	43	43	usd	usd	NOUN
aijes-6723	43	44	)	)	PUNCT
aijes-6723	43	45	.	.	PUNCT
aijes-6723	44	1	it	it	PRON
aijes-6723	44	2	is	be	AUX
aijes-6723	44	3	claimed	claim	VERB
aijes-6723	44	4	that	that	SCONJ
aijes-6723	44	5	by	by	ADP
aijes-6723	44	6	2032	2032	NUM
aijes-6723	44	7	this	this	DET
aijes-6723	44	8	market	market	NOUN
aijes-6723	44	9	will	will	AUX
aijes-6723	44	10	reach	reach	VERB
aijes-6723	44	11	the	the	DET
aijes-6723	44	12	value	value	NOUN
aijes-6723	44	13	of	of	ADP
aijes-6723	44	14	646.25	646.25	NUM
aijes-6723	44	15	billion	billion	NUM
aijes-6723	44	16	american	american	ADJ
aijes-6723	44	17	dollars	dollar	NOUN
aijes-6723	44	18	(	(	PUNCT
aijes-6723	44	19	usd	usd	NOUN
aijes-6723	44	20	)	)	PUNCT
aijes-6723	44	21	(	(	PUNCT
aijes-6723	44	22	precedenceresearch	precedenceresearch	NOUN
aijes-6723	44	23	,	,	PUNCT
aijes-6723	44	24	2023	2023	NUM
aijes-6723	44	25	)	)	PUNCT
aijes-6723	44	26	.	.	PUNCT
aijes-6723	45	1	figure	figure	VERB
aijes-6723	45	2	1	1	NUM
aijes-6723	45	3	:	:	PUNCT
aijes-6723	45	4	global	global	ADJ
aijes-6723	45	5	microfinance	microfinance	NOUN
aijes-6723	45	6	market	market	NOUN
aijes-6723	45	7	share	share	NOUN
aijes-6723	45	8	,	,	PUNCT
aijes-6723	45	9	by	by	ADP
aijes-6723	45	10	provider	provider	NOUN
aijes-6723	45	11	type	type	NOUN
aijes-6723	45	12	during	during	ADP
aijes-6723	45	13	the	the	DET
aijes-6723	45	14	year	year	NOUN
aijes-6723	45	15	2022	2022	NUM
aijes-6723	45	16	source	source	NOUN
aijes-6723	45	17	:	:	PUNCT
aijes-6723	45	18	precedence	precedence	NOUN
aijes-6723	45	19	research	research	NOUN
aijes-6723	45	20	(	(	PUNCT
aijes-6723	45	21	2023	2023	NUM
aijes-6723	45	22	)	)	PUNCT
aijes-6723	45	23	.	.	PUNCT
aijes-6723	46	1	based	base	VERB
aijes-6723	46	2	on	on	ADP
aijes-6723	46	3	the	the	DET
aijes-6723	46	4	data	datum	NOUN
aijes-6723	46	5	published	publish	VERB
aijes-6723	46	6	by	by	ADP
aijes-6723	46	7	precedence	precedence	NOUN
aijes-6723	46	8	research	research	NOUN
aijes-6723	46	9	during	during	ADP
aijes-6723	46	10	the	the	DET
aijes-6723	46	11	year	year	NOUN
aijes-6723	46	12	2023	2023	NUM
aijes-6723	46	13	,	,	PUNCT
aijes-6723	46	14	it	it	PRON
aijes-6723	46	15	results	result	VERB
aijes-6723	46	16	that	that	SCONJ
aijes-6723	46	17	:	:	PUNCT
aijes-6723	46	18	financial	financial	ADJ
aijes-6723	46	19	institutions	institution	NOUN
aijes-6723	46	20	such	such	ADJ
aijes-6723	46	21	as	as	ADP
aijes-6723	46	22	universal	universal	ADJ
aijes-6723	46	23	banks	bank	NOUN
aijes-6723	46	24	,	,	PUNCT
aijes-6723	46	25	made	make	VERB
aijes-6723	46	26	up	up	ADP
aijes-6723	46	27	43	43	NUM
aijes-6723	46	28	%	%	NOUN
aijes-6723	46	29	of	of	ADP
aijes-6723	46	30	the	the	DET
aijes-6723	46	31	total	total	ADJ
aijes-6723	46	32	financing	financing	NOUN
aijes-6723	46	33	at	at	ADP
aijes-6723	46	34	the	the	DET
aijes-6723	46	35	micro	micro	ADJ
aijes-6723	46	36	level	level	NOUN
aijes-6723	46	37	at	at	ADP
aijes-6723	46	38	the	the	DET
aijes-6723	46	39	global	global	ADJ
aijes-6723	46	40	level	level	NOUN
aijes-6723	46	41	.	.	PUNCT
aijes-6723	47	1	financial	financial	ADJ
aijes-6723	47	2	institutions	institution	NOUN
aijes-6723	47	3	of	of	ADP
aijes-6723	47	4	the	the	DET
aijes-6723	47	5	micro	micro	PROPN
aijes-6723	47	6	finance	finance	PROPN
aijes-6723	47	7	institution	institution	NOUN
aijes-6723	47	8	(	(	PUNCT
aijes-6723	47	9	mfi	mfi	PROPN
aijes-6723	47	10	)	)	PUNCT
aijes-6723	47	11	type	type	NOUN
aijes-6723	47	12	made	make	VERB
aijes-6723	47	13	up	up	ADP
aijes-6723	47	14	36	36	NUM
aijes-6723	47	15	%	%	NOUN
aijes-6723	47	16	of	of	ADP
aijes-6723	47	17	the	the	DET
aijes-6723	47	18	total	total	NOUN
aijes-6723	47	19	of	of	ADP
aijes-6723	47	20	microfinances	microfinance	NOUN
aijes-6723	47	21	globally	globally	ADV
aijes-6723	47	22	.	.	PUNCT
aijes-6723	48	1	financial	financial	ADJ
aijes-6723	48	2	institutions	institution	NOUN
aijes-6723	48	3	of	of	ADP
aijes-6723	48	4	the	the	DET
aijes-6723	48	5	nbfc	nbfc	ADJ
aijes-6723	48	6	type	type	NOUN
aijes-6723	48	7	non	non	ADJ
aijes-6723	48	8	-	-	ADJ
aijes-6723	48	9	banking	banking	ADJ
aijes-6723	48	10	institutions	institution	NOUN
aijes-6723	48	11	made	make	VERB
aijes-6723	48	12	up	up	ADP
aijes-6723	48	13	14	14	NUM
aijes-6723	48	14	%	%	NOUN
aijes-6723	48	15	of	of	ADP
aijes-6723	48	16	the	the	DET
aijes-6723	48	17	total	total	NOUN
aijes-6723	48	18	of	of	ADP
aijes-6723	48	19	microfinances	microfinance	NOUN
aijes-6723	48	20	globally	globally	ADV
aijes-6723	48	21	.	.	PUNCT
aijes-6723	49	1	43	43	NUM
aijes-6723	49	2	%	%	NOUN
aijes-6723	49	3	36	36	NUM
aijes-6723	49	4	%	%	NOUN
aijes-6723	49	5	14	14	NUM
aijes-6723	49	6	%	%	NOUN
aijes-6723	49	7	7	7	NUM
aijes-6723	49	8	%	%	NOUN
aijes-6723	49	9	0	0	NUM
aijes-6723	49	10	%	%	NOUN
aijes-6723	49	11	10	10	NUM
aijes-6723	49	12	%	%	NOUN
aijes-6723	49	13	20	20	NUM
aijes-6723	49	14	%	%	NOUN
aijes-6723	49	15	30	30	NUM
aijes-6723	49	16	%	%	NOUN
aijes-6723	49	17	40	40	NUM
aijes-6723	49	18	%	%	NOUN
aijes-6723	49	19	50	50	NUM
aijes-6723	49	20	%	%	NOUN
aijes-6723	49	21	banks	bank	NOUN
aijes-6723	49	22	micro	micro	PROPN
aijes-6723	49	23	finance	finance	NOUN
aijes-6723	49	24	institute(mfi	institute(mfi	PROPN
aijes-6723	49	25	)	)	PUNCT
aijes-6723	49	26	nbfc(non	nbfc(non	NOUN
aijes-6723	49	27	banking	banking	NOUN
aijes-6723	49	28	institutions	institution	NOUN
aijes-6723	49	29	)	)	PUNCT
aijes-6723	49	30	others	other	NOUN
aijes-6723	49	31	microfinance	microfinance	NOUN
aijes-6723	49	32	market	market	NOUN
aijes-6723	49	33	share	share	NOUN
aijes-6723	49	34	,	,	PUNCT
aijes-6723	49	35	by	by	ADP
aijes-6723	49	36	provider	provider	NOUN
aijes-6723	49	37	type	type	NOUN
aijes-6723	49	38	,	,	PUNCT
aijes-6723	49	39	2022	2022	NUM
aijes-6723	49	40	(	(	PUNCT
aijes-6723	49	41	%	%	NOUN
aijes-6723	49	42	)	)	PUNCT
aijes-6723	49	43	.	.	PUNCT
aijes-6723	50	1	fabian	fabian	PROPN
aijes-6723	50	2	pjetri	pjetri	PROPN
aijes-6723	50	3	,	,	PUNCT
aijes-6723	50	4	rajs	rajs	PROPN
aijes-6723	50	5	kastrati	kastrati	PROPN
aijes-6723	50	6	,	,	PUNCT
aijes-6723	50	7	fjorda	fjorda	PROPN
aijes-6723	50	8	prifti	prifti	VERB
aijes-6723	50	9	203	203	NUM
aijes-6723	50	10	other	other	ADJ
aijes-6723	50	11	financial	financial	ADJ
aijes-6723	50	12	institutions	institution	NOUN
aijes-6723	50	13	own	own	VERB
aijes-6723	50	14	7	7	NUM
aijes-6723	50	15	%	%	NOUN
aijes-6723	50	16	of	of	ADP
aijes-6723	50	17	the	the	DET
aijes-6723	50	18	total	total	ADJ
aijes-6723	50	19	financing	financing	NOUN
aijes-6723	50	20	at	at	ADP
aijes-6723	50	21	the	the	DET
aijes-6723	50	22	micro	micro	ADJ
aijes-6723	50	23	level	level	NOUN
aijes-6723	50	24	at	at	ADP
aijes-6723	50	25	the	the	DET
aijes-6723	50	26	global	global	ADJ
aijes-6723	50	27	level	level	NOUN
aijes-6723	50	28	.	.	PUNCT
aijes-6723	51	1	in	in	ADP
aijes-6723	51	2	the	the	DET
aijes-6723	51	3	north	north	ADJ
aijes-6723	51	4	american	american	ADJ
aijes-6723	51	5	region	region	NOUN
aijes-6723	51	6	,	,	PUNCT
aijes-6723	51	7	the	the	DET
aijes-6723	51	8	institutions	institution	NOUN
aijes-6723	51	9	of	of	ADP
aijes-6723	51	10	the	the	DET
aijes-6723	51	11	microfinance	microfinance	NOUN
aijes-6723	51	12	sector	sector	NOUN
aijes-6723	51	13	offer	offer	VERB
aijes-6723	51	14	a	a	DET
aijes-6723	51	15	variety	variety	NOUN
aijes-6723	51	16	of	of	ADP
aijes-6723	51	17	microloans	microloan	NOUN
aijes-6723	51	18	,	,	PUNCT
aijes-6723	51	19	with	with	ADP
aijes-6723	51	20	a	a	DET
aijes-6723	51	21	focus	focus	NOUN
aijes-6723	51	22	mainly	mainly	ADV
aijes-6723	51	23	on	on	ADP
aijes-6723	51	24	small	small	ADJ
aijes-6723	51	25	businesses	business	NOUN
aijes-6723	51	26	and	and	CCONJ
aijes-6723	51	27	individuals	individual	NOUN
aijes-6723	51	28	with	with	ADP
aijes-6723	51	29	low	low	ADJ
aijes-6723	51	30	incomes	income	NOUN
aijes-6723	51	31	.	.	PUNCT
aijes-6723	52	1	the	the	DET
aijes-6723	52	2	united	united	PROPN
aijes-6723	52	3	states	states	PROPN
aijes-6723	52	4	of	of	ADP
aijes-6723	52	5	america	america	PROPN
aijes-6723	52	6	and	and	CCONJ
aijes-6723	52	7	the	the	DET
aijes-6723	52	8	state	state	NOUN
aijes-6723	52	9	of	of	ADP
aijes-6723	52	10	canada	canada	PROPN
aijes-6723	52	11	are	be	AUX
aijes-6723	52	12	the	the	DET
aijes-6723	52	13	main	main	ADJ
aijes-6723	52	14	countries	country	NOUN
aijes-6723	52	15	that	that	SCONJ
aijes-6723	52	16	during	during	ADP
aijes-6723	52	17	2023	2023	NUM
aijes-6723	52	18	have	have	AUX
aijes-6723	52	19	given	give	VERB
aijes-6723	52	20	a	a	DET
aijes-6723	52	21	special	special	ADJ
aijes-6723	52	22	role	role	NOUN
aijes-6723	52	23	to	to	ADP
aijes-6723	52	24	the	the	DET
aijes-6723	52	25	demand	demand	NOUN
aijes-6723	52	26	for	for	ADP
aijes-6723	52	27	microfinance	microfinance	NOUN
aijes-6723	52	28	in	in	ADP
aijes-6723	52	29	the	the	DET
aijes-6723	52	30	north	north	NOUN
aijes-6723	52	31	american	american	PROPN
aijes-6723	52	32	region.based	region.base	VERB
aijes-6723	52	33	on	on	ADP
aijes-6723	52	34	global	global	ADJ
aijes-6723	52	35	regional	regional	ADJ
aijes-6723	52	36	statistics	statistic	NOUN
aijes-6723	52	37	of	of	ADP
aijes-6723	52	38	2023	2023	NUM
aijes-6723	52	39	,	,	PUNCT
aijes-6723	52	40	the	the	DET
aijes-6723	52	41	economic	economic	ADJ
aijes-6723	52	42	sector	sector	NOUN
aijes-6723	52	43	in	in	ADP
aijes-6723	52	44	which	which	PRON
aijes-6723	52	45	microfinance	microfinance	NOUN
aijes-6723	52	46	is	be	AUX
aijes-6723	52	47	included	include	VERB
aijes-6723	52	48	dominates	dominate	NOUN
aijes-6723	52	49	in	in	ADP
aijes-6723	52	50	the	the	DET
aijes-6723	52	51	asia	asia	PROPN
aijes-6723	52	52	region	region	NOUN
aijes-6723	52	53	and	and	CCONJ
aijes-6723	52	54	the	the	DET
aijes-6723	52	55	pacific	pacific	PROPN
aijes-6723	52	56	region	region	NOUN
aijes-6723	52	57	.	.	PUNCT
aijes-6723	53	1	based	base	VERB
aijes-6723	53	2	on	on	ADP
aijes-6723	53	3	the	the	DET
aijes-6723	53	4	opinions	opinion	NOUN
aijes-6723	53	5	of	of	ADP
aijes-6723	53	6	different	different	ADJ
aijes-6723	53	7	experts	expert	NOUN
aijes-6723	53	8	in	in	ADP
aijes-6723	53	9	this	this	DET
aijes-6723	53	10	sector	sector	NOUN
aijes-6723	53	11	,	,	PUNCT
aijes-6723	53	12	it	it	PRON
aijes-6723	53	13	is	be	AUX
aijes-6723	53	14	concluded	conclude	VERB
aijes-6723	53	15	that	that	SCONJ
aijes-6723	53	16	:	:	PUNCT
aijes-6723	53	17	this	this	DET
aijes-6723	53	18	growth	growth	NOUN
aijes-6723	53	19	of	of	ADP
aijes-6723	53	20	this	this	DET
aijes-6723	53	21	financial	financial	ADJ
aijes-6723	53	22	sector	sector	NOUN
aijes-6723	53	23	can	can	AUX
aijes-6723	53	24	be	be	AUX
aijes-6723	53	25	attributed	attribute	VERB
aijes-6723	53	26	to	to	ADP
aijes-6723	53	27	the	the	DET
aijes-6723	53	28	increase	increase	NOUN
aijes-6723	53	29	of	of	ADP
aijes-6723	53	30	initiatives	initiative	NOUN
aijes-6723	53	31	undertaken	undertake	VERB
aijes-6723	53	32	by	by	ADP
aijes-6723	53	33	the	the	DET
aijes-6723	53	34	governments	government	NOUN
aijes-6723	53	35	of	of	ADP
aijes-6723	53	36	these	these	DET
aijes-6723	53	37	countries	country	NOUN
aijes-6723	53	38	.	.	PUNCT
aijes-6723	54	1	the	the	DET
aijes-6723	54	2	governments	government	NOUN
aijes-6723	54	3	in	in	ADP
aijes-6723	54	4	these	these	DET
aijes-6723	54	5	regions	region	NOUN
aijes-6723	54	6	aim	aim	VERB
aijes-6723	54	7	to	to	PART
aijes-6723	54	8	reduce	reduce	VERB
aijes-6723	54	9	poverty	poverty	NOUN
aijes-6723	54	10	in	in	ADP
aijes-6723	54	11	the	the	DET
aijes-6723	54	12	population	population	NOUN
aijes-6723	54	13	and	and	CCONJ
aijes-6723	54	14	improve	improve	VERB
aijes-6723	54	15	living	living	NOUN
aijes-6723	54	16	conditions	condition	NOUN
aijes-6723	54	17	for	for	ADP
aijes-6723	54	18	individuals	individual	NOUN
aijes-6723	54	19	.	.	PUNCT
aijes-6723	55	1	in	in	ADP
aijes-6723	55	2	asia	asia	PROPN
aijes-6723	55	3	region	region	NOUN
aijes-6723	55	4	and	and	CCONJ
aijes-6723	55	5	in	in	ADP
aijes-6723	55	6	the	the	DET
aijes-6723	55	7	pacific	pacific	PROPN
aijes-6723	55	8	region	region	NOUN
aijes-6723	55	9	,	,	PUNCT
aijes-6723	55	10	a	a	DET
aijes-6723	55	11	good	good	ADJ
aijes-6723	55	12	part	part	NOUN
aijes-6723	55	13	of	of	ADP
aijes-6723	55	14	the	the	DET
aijes-6723	55	15	population	population	NOUN
aijes-6723	55	16	lives	live	VERB
aijes-6723	55	17	in	in	ADP
aijes-6723	55	18	rural	rural	ADJ
aijes-6723	55	19	areas	area	NOUN
aijes-6723	55	20	and	and	CCONJ
aijes-6723	55	21	a	a	DET
aijes-6723	55	22	good	good	ADJ
aijes-6723	55	23	part	part	NOUN
aijes-6723	55	24	of	of	ADP
aijes-6723	55	25	them	they	PRON
aijes-6723	55	26	have	have	VERB
aijes-6723	55	27	limited	limit	VERB
aijes-6723	55	28	access	access	NOUN
aijes-6723	55	29	to	to	ADP
aijes-6723	55	30	the	the	DET
aijes-6723	55	31	services	service	NOUN
aijes-6723	55	32	offered	offer	VERB
aijes-6723	55	33	by	by	ADP
aijes-6723	55	34	second	second	ADJ
aijes-6723	55	35	level	level	NOUN
aijes-6723	55	36	banks	bank	NOUN
aijes-6723	55	37	.	.	PUNCT
aijes-6723	56	1	in	in	ADP
aijes-6723	56	2	the	the	DET
aijes-6723	56	3	region	region	NOUN
aijes-6723	56	4	of	of	ADP
aijes-6723	56	5	europe	europe	PROPN
aijes-6723	56	6	,	,	PUNCT
aijes-6723	56	7	during	during	ADP
aijes-6723	56	8	the	the	DET
aijes-6723	56	9	year	year	NOUN
aijes-6723	56	10	2022	2022	NUM
aijes-6723	56	11	,	,	PUNCT
aijes-6723	56	12	it	it	PRON
aijes-6723	56	13	was	be	AUX
aijes-6723	56	14	found	find	VERB
aijes-6723	56	15	that	that	SCONJ
aijes-6723	56	16	:	:	PUNCT
aijes-6723	56	17	the	the	DET
aijes-6723	56	18	state	state	NOUN
aijes-6723	56	19	of	of	ADP
aijes-6723	56	20	germany	germany	PROPN
aijes-6723	56	21	,	,	PUNCT
aijes-6723	56	22	the	the	DET
aijes-6723	56	23	united	united	PROPN
aijes-6723	56	24	kingdom	kingdom	PROPN
aijes-6723	56	25	and	and	CCONJ
aijes-6723	56	26	france	france	PROPN
aijes-6723	56	27	are	be	AUX
aijes-6723	56	28	the	the	DET
aijes-6723	56	29	three	three	NUM
aijes-6723	56	30	main	main	ADJ
aijes-6723	56	31	countries	country	NOUN
aijes-6723	56	32	with	with	ADP
aijes-6723	56	33	the	the	DET
aijes-6723	56	34	most	most	ADV
aijes-6723	56	35	developed	develop	VERB
aijes-6723	56	36	system	system	NOUN
aijes-6723	56	37	in	in	ADP
aijes-6723	56	38	relation	relation	NOUN
aijes-6723	56	39	to	to	ADP
aijes-6723	56	40	microfinance	microfinance	NOUN
aijes-6723	56	41	(	(	PUNCT
aijes-6723	56	42	mfc	mfc	NOUN
aijes-6723	56	43	,	,	PUNCT
aijes-6723	56	44	2022	2022	NUM
aijes-6723	56	45	)	)	PUNCT
aijes-6723	56	46	.	.	PUNCT
aijes-6723	57	1	in	in	ADP
aijes-6723	57	2	2019	2019	NUM
aijes-6723	57	3	,	,	PUNCT
aijes-6723	57	4	the	the	DET
aijes-6723	57	5	banking	banking	NOUN
aijes-6723	57	6	sector	sector	NOUN
aijes-6723	57	7	in	in	ADP
aijes-6723	57	8	europe	europe	PROPN
aijes-6723	57	9	has	have	AUX
aijes-6723	57	10	financed	finance	VERB
aijes-6723	57	11	micro	micro	ADJ
aijes-6723	57	12	lending	lending	NOUN
aijes-6723	57	13	worth	worth	ADJ
aijes-6723	57	14	857	857	NUM
aijes-6723	57	15	million	million	NUM
aijes-6723	57	16	euros	euro	NOUN
aijes-6723	57	17	.	.	PUNCT
aijes-6723	58	1	during	during	ADP
aijes-6723	58	2	the	the	DET
aijes-6723	58	3	year	year	NOUN
aijes-6723	58	4	2020	2020	NUM
aijes-6723	58	5	,	,	PUNCT
aijes-6723	58	6	the	the	DET
aijes-6723	58	7	banking	banking	NOUN
aijes-6723	58	8	sector	sector	NOUN
aijes-6723	58	9	has	have	AUX
aijes-6723	58	10	financed	finance	VERB
aijes-6723	58	11	micro	micro	ADJ
aijes-6723	58	12	lending	lending	NOUN
aijes-6723	58	13	in	in	ADP
aijes-6723	58	14	the	the	DET
aijes-6723	58	15	value	value	NOUN
aijes-6723	58	16	of	of	ADP
aijes-6723	58	17	1002	1002	NUM
aijes-6723	58	18	million	million	NUM
aijes-6723	58	19	euros	euro	NOUN
aijes-6723	58	20	,	,	PUNCT
aijes-6723	58	21	or	or	CCONJ
aijes-6723	58	22	in	in	ADP
aijes-6723	58	23	other	other	ADJ
aijes-6723	58	24	words	word	NOUN
aijes-6723	58	25	145	145	NUM
aijes-6723	58	26	million	million	NUM
aijes-6723	58	27	euros	euro	NOUN
aijes-6723	58	28	more	more	ADJ
aijes-6723	58	29	than	than	ADP
aijes-6723	58	30	last	last	ADJ
aijes-6723	58	31	year	year	NOUN
aijes-6723	58	32	2019	2019	NUM
aijes-6723	58	33	.	.	PUNCT
aijes-6723	59	1	during	during	ADP
aijes-6723	59	2	the	the	DET
aijes-6723	59	3	year	year	NOUN
aijes-6723	59	4	2021	2021	NUM
aijes-6723	59	5	,	,	PUNCT
aijes-6723	59	6	the	the	DET
aijes-6723	59	7	banking	banking	NOUN
aijes-6723	59	8	sector	sector	NOUN
aijes-6723	59	9	has	have	AUX
aijes-6723	59	10	financed	finance	VERB
aijes-6723	59	11	micro	micro	ADJ
aijes-6723	59	12	lending	lending	NOUN
aijes-6723	59	13	in	in	ADP
aijes-6723	59	14	the	the	DET
aijes-6723	59	15	value	value	NOUN
aijes-6723	59	16	of	of	ADP
aijes-6723	59	17	1042	1042	NUM
aijes-6723	59	18	million	million	NUM
aijes-6723	59	19	euros	euro	NOUN
aijes-6723	59	20	,	,	PUNCT
aijes-6723	59	21	or	or	CCONJ
aijes-6723	59	22	to	to	PART
aijes-6723	59	23	put	put	VERB
aijes-6723	59	24	it	it	PRON
aijes-6723	59	25	another	another	DET
aijes-6723	59	26	way	way	NOUN
aijes-6723	59	27	,	,	PUNCT
aijes-6723	59	28	40	40	NUM
aijes-6723	59	29	million	million	NUM
aijes-6723	59	30	euros	euro	NOUN
aijes-6723	59	31	more	more	ADJ
aijes-6723	59	32	than	than	ADP
aijes-6723	59	33	last	last	ADJ
aijes-6723	59	34	year	year	NOUN
aijes-6723	59	35	2020	2020	NUM
aijes-6723	59	36	.	.	PUNCT
aijes-6723	60	1	in	in	ADP
aijes-6723	60	2	2019	2019	NUM
aijes-6723	60	3	,	,	PUNCT
aijes-6723	60	4	the	the	DET
aijes-6723	60	5	coop	coop	ADJ
aijes-6723	60	6	financial	financial	ADJ
aijes-6723	60	7	sector	sector	NOUN
aijes-6723	60	8	in	in	ADP
aijes-6723	60	9	europe	europe	PROPN
aijes-6723	60	10	has	have	AUX
aijes-6723	60	11	financed	finance	VERB
aijes-6723	60	12	micro	micro	ADJ
aijes-6723	60	13	lending	lending	NOUN
aijes-6723	60	14	in	in	ADP
aijes-6723	60	15	the	the	DET
aijes-6723	60	16	amount	amount	NOUN
aijes-6723	60	17	of	of	ADP
aijes-6723	60	18	90	90	NUM
aijes-6723	60	19	million	million	NUM
aijes-6723	60	20	euros	euro	NOUN
aijes-6723	60	21	.	.	PUNCT
aijes-6723	61	1	during	during	ADP
aijes-6723	61	2	the	the	DET
aijes-6723	61	3	year	year	NOUN
aijes-6723	61	4	2020	2020	NUM
aijes-6723	61	5	,	,	PUNCT
aijes-6723	61	6	the	the	DET
aijes-6723	61	7	coop	coop	ADJ
aijes-6723	61	8	financial	financial	ADJ
aijes-6723	61	9	sector	sector	NOUN
aijes-6723	61	10	has	have	AUX
aijes-6723	61	11	financed	finance	VERB
aijes-6723	61	12	micro	micro	ADJ
aijes-6723	61	13	lending	lending	NOUN
aijes-6723	61	14	in	in	ADP
aijes-6723	61	15	the	the	DET
aijes-6723	61	16	value	value	NOUN
aijes-6723	61	17	of	of	ADP
aijes-6723	61	18	78	78	NUM
aijes-6723	61	19	million	million	NUM
aijes-6723	61	20	euros	euro	NOUN
aijes-6723	61	21	,	,	PUNCT
aijes-6723	61	22	or	or	CCONJ
aijes-6723	61	23	in	in	ADP
aijes-6723	61	24	other	other	ADJ
aijes-6723	61	25	words	word	NOUN
aijes-6723	61	26	12	12	NUM
aijes-6723	61	27	million	million	NUM
aijes-6723	61	28	euros	euro	NOUN
aijes-6723	61	29	less	less	ADJ
aijes-6723	61	30	than	than	ADP
aijes-6723	61	31	last	last	ADJ
aijes-6723	61	32	year	year	NOUN
aijes-6723	61	33	2019	2019	NUM
aijes-6723	61	34	.	.	PUNCT
aijes-6723	62	1	during	during	ADP
aijes-6723	62	2	the	the	DET
aijes-6723	62	3	year	year	NOUN
aijes-6723	62	4	2021	2021	NUM
aijes-6723	62	5	,	,	PUNCT
aijes-6723	62	6	the	the	DET
aijes-6723	62	7	coop	coop	ADJ
aijes-6723	62	8	financial	financial	ADJ
aijes-6723	62	9	sector	sector	NOUN
aijes-6723	62	10	has	have	AUX
aijes-6723	62	11	financed	finance	VERB
aijes-6723	62	12	micro	micro	ADJ
aijes-6723	62	13	lending	lending	NOUN
aijes-6723	62	14	in	in	ADP
aijes-6723	62	15	the	the	DET
aijes-6723	62	16	value	value	NOUN
aijes-6723	62	17	of	of	ADP
aijes-6723	62	18	95	95	NUM
aijes-6723	62	19	million	million	NUM
aijes-6723	62	20	euros	euro	NOUN
aijes-6723	62	21	,	,	PUNCT
aijes-6723	62	22	or	or	CCONJ
aijes-6723	62	23	in	in	ADP
aijes-6723	62	24	other	other	ADJ
aijes-6723	62	25	words	word	NOUN
aijes-6723	62	26	17	17	NUM
aijes-6723	62	27	million	million	NUM
aijes-6723	62	28	euros	euro	NOUN
aijes-6723	62	29	more	more	ADJ
aijes-6723	62	30	than	than	ADP
aijes-6723	62	31	last	last	ADJ
aijes-6723	62	32	year	year	NOUN
aijes-6723	62	33	2020	2020	NUM
aijes-6723	62	34	.	.	PUNCT
aijes-6723	63	1	figure	figure	NOUN
aijes-6723	63	2	2	2	NUM
aijes-6723	63	3	:	:	PUNCT
aijes-6723	63	4	microloan	microloan	NOUN
aijes-6723	63	5	disbursements	disbursement	NOUN
aijes-6723	63	6	(	(	PUNCT
aijes-6723	63	7	in	in	ADP
aijes-6723	63	8	euro	euro	NOUN
aijes-6723	63	9	million	million	NUM
aijes-6723	63	10	)	)	PUNCT
aijes-6723	63	11	in	in	ADP
aijes-6723	63	12	2019	2019	NUM
aijes-6723	63	13	,	,	PUNCT
aijes-6723	63	14	2020,2021	2020,2021	NUM
aijes-6723	63	15	,	,	PUNCT
aijes-6723	63	16	by	by	ADP
aijes-6723	63	17	institutional	institutional	ADJ
aijes-6723	63	18	type	type	NOUN
aijes-6723	63	19	source	source	NOUN
aijes-6723	63	20	:	:	PUNCT
aijes-6723	63	21	microfinance	microfinance	NOUN
aijes-6723	63	22	in	in	ADP
aijes-6723	63	23	europe	europe	PROPN
aijes-6723	63	24	,	,	PUNCT
aijes-6723	63	25	survey	survey	NOUN
aijes-6723	63	26	report	report	NOUN
aijes-6723	63	27	(	(	PUNCT
aijes-6723	63	28	december	december	PROPN
aijes-6723	63	29	2022	2022	NUM
aijes-6723	63	30	)	)	PUNCT
aijes-6723	63	31	.	.	PUNCT
aijes-6723	64	1	in	in	ADP
aijes-6723	64	2	2019	2019	NUM
aijes-6723	64	3	,	,	PUNCT
aijes-6723	64	4	the	the	DET
aijes-6723	64	5	nbfi	nbfi	PROPN
aijes-6723	64	6	financial	financial	ADJ
aijes-6723	64	7	sector	sector	NOUN
aijes-6723	64	8	in	in	ADP
aijes-6723	64	9	europe	europe	PROPN
aijes-6723	64	10	has	have	AUX
aijes-6723	64	11	financed	finance	VERB
aijes-6723	64	12	micro	micro	ADJ
aijes-6723	64	13	lending	lending	NOUN
aijes-6723	64	14	in	in	ADP
aijes-6723	64	15	the	the	DET
aijes-6723	64	16	amount	amount	NOUN
aijes-6723	64	17	of	of	ADP
aijes-6723	64	18	496	496	NUM
aijes-6723	64	19	million	million	NUM
aijes-6723	64	20	euros	euro	NOUN
aijes-6723	64	21	.	.	PUNCT
aijes-6723	65	1	during	during	ADP
aijes-6723	65	2	the	the	DET
aijes-6723	65	3	year	year	NOUN
aijes-6723	65	4	2020	2020	NUM
aijes-6723	65	5	,	,	PUNCT
aijes-6723	65	6	the	the	DET
aijes-6723	65	7	nbfi	nbfi	PROPN
aijes-6723	65	8	financial	financial	ADJ
aijes-6723	65	9	sector	sector	NOUN
aijes-6723	65	10	has	have	AUX
aijes-6723	65	11	financed	finance	VERB
aijes-6723	65	12	micro	micro	ADJ
aijes-6723	65	13	lending	lending	NOUN
aijes-6723	65	14	in	in	ADP
aijes-6723	65	15	the	the	DET
aijes-6723	65	16	value	value	NOUN
aijes-6723	65	17	of	of	ADP
aijes-6723	65	18	440	440	NUM
aijes-6723	65	19	million	million	NUM
aijes-6723	65	20	euros	euro	NOUN
aijes-6723	65	21	,	,	PUNCT
aijes-6723	65	22	or	or	CCONJ
aijes-6723	65	23	in	in	ADP
aijes-6723	65	24	other	other	ADJ
aijes-6723	65	25	words	word	NOUN
aijes-6723	65	26	56	56	NUM
aijes-6723	65	27	million	million	NUM
aijes-6723	65	28	euros	euro	NOUN
aijes-6723	65	29	less	less	ADJ
aijes-6723	65	30	than	than	ADP
aijes-6723	65	31	last	last	ADJ
aijes-6723	65	32	year	year	NOUN
aijes-6723	65	33	857	857	NUM
aijes-6723	65	34	90	90	NUM
aijes-6723	65	35	496	496	NUM
aijes-6723	65	36	223	223	NUM
aijes-6723	65	37	1002	1002	NUM
aijes-6723	65	38	78	78	NUM
aijes-6723	65	39	440	440	NUM
aijes-6723	65	40	240	240	NUM
aijes-6723	65	41	1042	1042	NUM
aijes-6723	65	42	95	95	NUM
aijes-6723	65	43	578	578	NUM
aijes-6723	65	44	229	229	NUM
aijes-6723	65	45	banks	bank	NOUN
aijes-6723	65	46	coop	coop	PROPN
aijes-6723	65	47	nbfi	nbfi	PROPN
aijes-6723	65	48	ngo	ngo	PROPN
aijes-6723	65	49	microloan	microloan	NOUN
aijes-6723	65	50	dispursements	dispursement	NOUN
aijes-6723	65	51	(	(	PUNCT
aijes-6723	65	52	in	in	ADP
aijes-6723	65	53	euro	euro	NOUN
aijes-6723	65	54	million	million	NUM
aijes-6723	65	55	)	)	PUNCT
aijes-6723	65	56	by	by	ADP
aijes-6723	65	57	institutional	institutional	ADJ
aijes-6723	65	58	type	type	NOUN
aijes-6723	65	59	.	.	PUNCT
aijes-6723	66	1	2019	2019	NUM
aijes-6723	66	2	2020	2020	NUM
aijes-6723	66	3	2021	2021	NUM
aijes-6723	66	4	progress	progress	NOUN
aijes-6723	66	5	of	of	ADP
aijes-6723	66	6	the	the	DET
aijes-6723	66	7	microfinance	microfinance	NOUN
aijes-6723	66	8	sector	sector	NOUN
aijes-6723	66	9	in	in	ADP
aijes-6723	66	10	albania	albania	PROPN
aijes-6723	66	11	,	,	PUNCT
aijes-6723	66	12	current	current	ADJ
aijes-6723	66	13	challenges	challenge	NOUN
aijes-6723	66	14	and	and	CCONJ
aijes-6723	66	15	the	the	DET
aijes-6723	66	16	perspective	perspective	NOUN
aijes-6723	66	17	of	of	ADP
aijes-6723	66	18	this	this	DET
aijes-6723	66	19	sector	sector	NOUN
aijes-6723	66	20	204	204	NUM
aijes-6723	66	21	2019	2019	NUM
aijes-6723	66	22	.	.	PUNCT
aijes-6723	67	1	during	during	ADP
aijes-6723	67	2	the	the	DET
aijes-6723	67	3	year	year	NOUN
aijes-6723	67	4	2021	2021	NUM
aijes-6723	67	5	,	,	PUNCT
aijes-6723	67	6	the	the	DET
aijes-6723	67	7	nbfi	nbfi	PROPN
aijes-6723	67	8	financial	financial	ADJ
aijes-6723	67	9	sector	sector	NOUN
aijes-6723	67	10	has	have	AUX
aijes-6723	67	11	financed	finance	VERB
aijes-6723	67	12	micro	micro	ADJ
aijes-6723	67	13	lending	lending	NOUN
aijes-6723	67	14	in	in	ADP
aijes-6723	67	15	the	the	DET
aijes-6723	67	16	value	value	NOUN
aijes-6723	67	17	of	of	ADP
aijes-6723	67	18	578	578	NUM
aijes-6723	67	19	million	million	NUM
aijes-6723	67	20	euros	euro	NOUN
aijes-6723	67	21	,	,	PUNCT
aijes-6723	67	22	or	or	CCONJ
aijes-6723	67	23	in	in	ADP
aijes-6723	67	24	other	other	ADJ
aijes-6723	67	25	words	word	NOUN
aijes-6723	67	26	138	138	NUM
aijes-6723	67	27	million	million	NUM
aijes-6723	67	28	euros	euro	NOUN
aijes-6723	67	29	more	more	ADJ
aijes-6723	67	30	than	than	ADP
aijes-6723	67	31	last	last	ADJ
aijes-6723	67	32	year	year	NOUN
aijes-6723	67	33	2020	2020	NUM
aijes-6723	67	34	.	.	PUNCT
aijes-6723	68	1	in	in	ADP
aijes-6723	68	2	2019	2019	NUM
aijes-6723	68	3	,	,	PUNCT
aijes-6723	68	4	the	the	DET
aijes-6723	68	5	ngo	ngo	PROPN
aijes-6723	68	6	financial	financial	ADJ
aijes-6723	68	7	sector	sector	NOUN
aijes-6723	68	8	in	in	ADP
aijes-6723	68	9	europe	europe	PROPN
aijes-6723	68	10	financed	finance	VERB
aijes-6723	68	11	micro	micro	NOUN
aijes-6723	68	12	-	-	NOUN
aijes-6723	68	13	lending	lending	NOUN
aijes-6723	68	14	in	in	ADP
aijes-6723	68	15	the	the	DET
aijes-6723	68	16	amount	amount	NOUN
aijes-6723	68	17	of	of	ADP
aijes-6723	68	18	223	223	NUM
aijes-6723	68	19	million	million	NUM
aijes-6723	68	20	euros	euro	NOUN
aijes-6723	68	21	.	.	PUNCT
aijes-6723	69	1	during	during	ADP
aijes-6723	69	2	the	the	DET
aijes-6723	69	3	year	year	NOUN
aijes-6723	69	4	2020	2020	NUM
aijes-6723	69	5	,	,	PUNCT
aijes-6723	69	6	the	the	DET
aijes-6723	69	7	ngo	ngo	PROPN
aijes-6723	69	8	financial	financial	ADJ
aijes-6723	69	9	sector	sector	NOUN
aijes-6723	69	10	has	have	AUX
aijes-6723	69	11	financed	finance	VERB
aijes-6723	69	12	micro	micro	ADJ
aijes-6723	69	13	lending	lending	NOUN
aijes-6723	69	14	in	in	ADP
aijes-6723	69	15	the	the	DET
aijes-6723	69	16	value	value	NOUN
aijes-6723	69	17	of	of	ADP
aijes-6723	69	18	240	240	NUM
aijes-6723	69	19	million	million	NUM
aijes-6723	69	20	euros	euro	NOUN
aijes-6723	69	21	,	,	PUNCT
aijes-6723	69	22	or	or	CCONJ
aijes-6723	69	23	in	in	ADP
aijes-6723	69	24	other	other	ADJ
aijes-6723	69	25	words	word	NOUN
aijes-6723	69	26	17	17	NUM
aijes-6723	69	27	million	million	NUM
aijes-6723	69	28	euros	euro	NOUN
aijes-6723	69	29	more	more	ADJ
aijes-6723	69	30	than	than	ADP
aijes-6723	69	31	last	last	ADJ
aijes-6723	69	32	year	year	NOUN
aijes-6723	69	33	2019	2019	NUM
aijes-6723	69	34	.	.	PUNCT
aijes-6723	70	1	during	during	ADP
aijes-6723	70	2	the	the	DET
aijes-6723	70	3	year	year	NOUN
aijes-6723	70	4	2021	2021	NUM
aijes-6723	70	5	,	,	PUNCT
aijes-6723	70	6	the	the	DET
aijes-6723	70	7	ngo	ngo	PROPN
aijes-6723	70	8	financial	financial	ADJ
aijes-6723	70	9	sector	sector	NOUN
aijes-6723	70	10	has	have	AUX
aijes-6723	70	11	financed	finance	VERB
aijes-6723	70	12	micro	micro	ADJ
aijes-6723	70	13	lending	lending	NOUN
aijes-6723	70	14	in	in	ADP
aijes-6723	70	15	the	the	DET
aijes-6723	70	16	value	value	NOUN
aijes-6723	70	17	of	of	ADP
aijes-6723	70	18	229	229	NUM
aijes-6723	70	19	million	million	NUM
aijes-6723	70	20	euros	euro	NOUN
aijes-6723	70	21	,	,	PUNCT
aijes-6723	70	22	or	or	CCONJ
aijes-6723	70	23	in	in	ADP
aijes-6723	70	24	other	other	ADJ
aijes-6723	70	25	words	word	NOUN
aijes-6723	70	26	11	11	NUM
aijes-6723	70	27	million	million	NUM
aijes-6723	70	28	euros	euro	NOUN
aijes-6723	70	29	less	less	ADJ
aijes-6723	70	30	than	than	ADP
aijes-6723	70	31	last	last	ADJ
aijes-6723	70	32	year	year	NOUN
aijes-6723	70	33	2020	2020	NUM
aijes-6723	70	34	.	.	PUNCT
aijes-6723	71	1	based	base	VERB
aijes-6723	71	2	on	on	ADP
aijes-6723	71	3	the	the	DET
aijes-6723	71	4	publication	publication	NOUN
aijes-6723	71	5	of	of	ADP
aijes-6723	71	6	the	the	DET
aijes-6723	71	7	financial	financial	ADJ
aijes-6723	71	8	supervision	supervision	NOUN
aijes-6723	71	9	authority	authority	NOUN
aijes-6723	71	10	in	in	ADP
aijes-6723	71	11	albania	albania	PROPN
aijes-6723	71	12	(	(	PUNCT
aijes-6723	71	13	ama	ama	PROPN
aijes-6723	71	14	)	)	PUNCT
aijes-6723	71	15	,	,	PUNCT
aijes-6723	71	16	albanian	albanian	ADJ
aijes-6723	71	17	microfinance	microfinance	NOUN
aijes-6723	71	18	during	during	ADP
aijes-6723	71	19	2022	2022	NUM
aijes-6723	71	20	had	have	VERB
aijes-6723	71	21	in	in	ADP
aijes-6723	71	22	its	its	PRON
aijes-6723	71	23	composition	composition	NOUN
aijes-6723	71	24	the	the	DET
aijes-6723	71	25	most	most	ADV
aijes-6723	71	26	consolidated	consolidated	ADJ
aijes-6723	71	27	non	non	ADJ
aijes-6723	71	28	-	-	ADJ
aijes-6723	71	29	banking	banking	ADJ
aijes-6723	71	30	financial	financial	ADJ
aijes-6723	71	31	institutions	institution	NOUN
aijes-6723	71	32	,	,	PUNCT
aijes-6723	71	33	with	with	ADP
aijes-6723	71	34	microfinance	microfinance	NOUN
aijes-6723	71	35	as	as	ADP
aijes-6723	71	36	their	their	PRON
aijes-6723	71	37	main	main	ADJ
aijes-6723	71	38	activity	activity	NOUN
aijes-6723	71	39	,	,	PUNCT
aijes-6723	71	40	which	which	PRON
aijes-6723	71	41	together	together	ADV
aijes-6723	71	42	owned	own	VERB
aijes-6723	71	43	a	a	DET
aijes-6723	71	44	loan	loan	NOUN
aijes-6723	71	45	portfolio	portfolio	NOUN
aijes-6723	71	46	with	with	ADP
aijes-6723	71	47	a	a	DET
aijes-6723	71	48	surplus	surplus	NOUN
aijes-6723	71	49	of	of	ADP
aijes-6723	71	50	382.3	382.3	NUM
aijes-6723	71	51	million	million	NUM
aijes-6723	71	52	euros	euro	NOUN
aijes-6723	71	53	in	in	ADP
aijes-6723	71	54	total	total	NOUN
aijes-6723	71	55	.	.	PUNCT
aijes-6723	72	1	also	also	ADV
aijes-6723	72	2	,	,	PUNCT
aijes-6723	72	3	these	these	DET
aijes-6723	72	4	economic	economic	ADJ
aijes-6723	72	5	entities	entity	NOUN
aijes-6723	72	6	during	during	ADP
aijes-6723	72	7	2022	2022	NUM
aijes-6723	72	8	owned	own	VERB
aijes-6723	72	9	more	more	ADJ
aijes-6723	72	10	than	than	ADP
aijes-6723	72	11	170,000	170,000	NUM
aijes-6723	72	12	customers	customer	NOUN
aijes-6723	72	13	.	.	PUNCT
aijes-6723	73	1	(	(	PUNCT
aijes-6723	73	2	association	association	NOUN
aijes-6723	73	3	,	,	PUNCT
aijes-6723	73	4	https://ama.com.al	https://ama.com.al	PROPN
aijes-6723	73	5	,	,	PUNCT
aijes-6723	73	6	2024	2024	NUM
aijes-6723	73	7	)	)	PUNCT
aijes-6723	73	8	results	result	NOUN
aijes-6723	73	9	,	,	PUNCT
aijes-6723	73	10	progress	progress	NOUN
aijes-6723	73	11	and	and	CCONJ
aijes-6723	73	12	performance	performance	NOUN
aijes-6723	73	13	of	of	ADP
aijes-6723	73	14	microfinancial	microfinancial	ADJ
aijes-6723	73	15	institutions	institution	NOUN
aijes-6723	73	16	in	in	ADP
aijes-6723	73	17	albania	albania	PROPN
aijes-6723	73	18	from	from	ADP
aijes-6723	73	19	2016	2016	NUM
aijes-6723	73	20	to	to	ADP
aijes-6723	73	21	2022	2022	NUM
aijes-6723	73	22	below	below	ADV
aijes-6723	73	23	,	,	PUNCT
aijes-6723	73	24	the	the	DET
aijes-6723	73	25	authors	author	NOUN
aijes-6723	73	26	have	have	AUX
aijes-6723	73	27	presented	present	VERB
aijes-6723	73	28	in	in	ADP
aijes-6723	73	29	a	a	DET
aijes-6723	73	30	summarized	summarize	VERB
aijes-6723	73	31	way	way	NOUN
aijes-6723	73	32	the	the	DET
aijes-6723	73	33	financial	financial	ADJ
aijes-6723	73	34	system	system	NOUN
aijes-6723	73	35	in	in	ADP
aijes-6723	73	36	albania	albania	PROPN
aijes-6723	73	37	,	,	PUNCT
aijes-6723	73	38	with	with	ADP
aijes-6723	73	39	the	the	DET
aijes-6723	73	40	opposite	opposite	NOUN
aijes-6723	73	41	of	of	ADP
aijes-6723	73	42	the	the	DET
aijes-6723	73	43	financial	financial	ADJ
aijes-6723	73	44	institutions	institution	NOUN
aijes-6723	73	45	that	that	PRON
aijes-6723	73	46	make	make	VERB
aijes-6723	73	47	it	it	PRON
aijes-6723	73	48	up	up	ADP
aijes-6723	73	49	for	for	ADP
aijes-6723	73	50	the	the	DET
aijes-6723	73	51	time	time	NOUN
aijes-6723	73	52	period	period	NOUN
aijes-6723	73	53	from	from	ADP
aijes-6723	73	54	2016	2016	NUM
aijes-6723	73	55	to	to	ADP
aijes-6723	73	56	2022	2022	NUM
aijes-6723	73	57	.	.	PUNCT
aijes-6723	74	1	figure	figure	VERB
aijes-6723	74	2	3	3	NUM
aijes-6723	74	3	:	:	PUNCT
aijes-6723	74	4	financial	financial	ADJ
aijes-6723	74	5	system	system	NOUN
aijes-6723	74	6	weight	weight	NOUN
aijes-6723	74	7	of	of	ADP
aijes-6723	74	8	assets	asset	NOUN
aijes-6723	74	9	to	to	ADP
aijes-6723	74	10	gdp	gdp	NOUN
aijes-6723	74	11	(	(	PUNCT
aijes-6723	74	12	%	%	INTJ
aijes-6723	74	13	)	)	PUNCT
aijes-6723	74	14	in	in	ADP
aijes-6723	74	15	albania	albania	PROPN
aijes-6723	74	16	during	during	ADP
aijes-6723	74	17	the	the	DET
aijes-6723	74	18	year	year	NOUN
aijes-6723	74	19	2016	2016	NUM
aijes-6723	74	20	source	source	NOUN
aijes-6723	74	21	:	:	PUNCT
aijes-6723	74	22	bank	bank	PROPN
aijes-6723	74	23	of	of	ADP
aijes-6723	74	24	albania	albania	PROPN
aijes-6723	74	25	(	(	PUNCT
aijes-6723	74	26	2024	2024	NUM
aijes-6723	74	27	)	)	PUNCT
aijes-6723	74	28	.	.	PUNCT
aijes-6723	75	1	below	below	ADV
aijes-6723	75	2	is	be	AUX
aijes-6723	75	3	the	the	DET
aijes-6723	75	4	composition	composition	NOUN
aijes-6723	75	5	of	of	ADP
aijes-6723	75	6	the	the	DET
aijes-6723	75	7	financial	financial	ADJ
aijes-6723	75	8	system	system	NOUN
aijes-6723	75	9	in	in	ADP
aijes-6723	75	10	albania	albania	PROPN
aijes-6723	75	11	for	for	ADP
aijes-6723	75	12	the	the	DET
aijes-6723	75	13	year	year	NOUN
aijes-6723	75	14	2016	2016	NUM
aijes-6723	75	15	.	.	PUNCT
aijes-6723	76	1	the	the	DET
aijes-6723	76	2	financial	financial	ADJ
aijes-6723	76	3	sector	sector	NOUN
aijes-6723	76	4	in	in	ADP
aijes-6723	76	5	which	which	PRON
aijes-6723	76	6	they	they	PRON
aijes-6723	76	7	participate	participate	VERB
aijes-6723	76	8	,	,	PUNCT
aijes-6723	76	9	the	the	DET
aijes-6723	76	10	banking	banking	NOUN
aijes-6723	76	11	sector	sector	NOUN
aijes-6723	76	12	,	,	PUNCT
aijes-6723	76	13	comprises	comprise	VERB
aijes-6723	76	14	95.5	95.5	NUM
aijes-6723	76	15	%	%	NOUN
aijes-6723	76	16	of	of	ADP
aijes-6723	76	17	the	the	DET
aijes-6723	76	18	entire	entire	ADJ
aijes-6723	76	19	financial	financial	ADJ
aijes-6723	76	20	system	system	NOUN
aijes-6723	76	21	in	in	ADP
aijes-6723	76	22	albania	albania	PROPN
aijes-6723	76	23	,	,	PUNCT
aijes-6723	76	24	while	while	SCONJ
aijes-6723	76	25	the	the	DET
aijes-6723	76	26	remaining	remain	VERB
aijes-6723	76	27	4.5	4.5	NUM
aijes-6723	76	28	%	%	NOUN
aijes-6723	76	29	is	be	AUX
aijes-6723	76	30	made	make	VERB
aijes-6723	76	31	up	up	ADP
aijes-6723	76	32	of	of	ADP
aijes-6723	76	33	financial	financial	ADJ
aijes-6723	76	34	institutions	institution	NOUN
aijes-6723	76	35	present	present	ADJ
aijes-6723	76	36	in	in	ADP
aijes-6723	76	37	the	the	DET
aijes-6723	76	38	system	system	NOUN
aijes-6723	76	39	.	.	PUNCT
aijes-6723	77	1	the	the	DET
aijes-6723	77	2	non	non	ADJ
aijes-6723	77	3	-	-	ADJ
aijes-6723	77	4	bank	bank	ADJ
aijes-6723	77	5	financial	financial	ADJ
aijes-6723	77	6	institutions	institution	NOUN
aijes-6723	77	7	sector	sector	NOUN
aijes-6723	77	8	comprised	comprise	VERB
aijes-6723	77	9	2.8	2.8	NUM
aijes-6723	77	10	%	%	NOUN
aijes-6723	77	11	of	of	ADP
aijes-6723	77	12	the	the	DET
aijes-6723	77	13	entire	entire	ADJ
aijes-6723	77	14	financial	financial	ADJ
aijes-6723	77	15	system	system	NOUN
aijes-6723	77	16	in	in	ADP
aijes-6723	77	17	2016	2016	NUM
aijes-6723	77	18	.	.	PUNCT
aijes-6723	78	1	financial	financial	ADJ
aijes-6723	78	2	institutions	institution	NOUN
aijes-6723	78	3	such	such	ADJ
aijes-6723	78	4	as	as	ADP
aijes-6723	78	5	:	:	PUNCT
aijes-6723	78	6	slas	slas	PROPN
aijes-6723	78	7	and	and	CCONJ
aijes-6723	78	8	union	union	NOUN
aijes-6723	78	9	during	during	ADP
aijes-6723	78	10	2016	2016	NUM
aijes-6723	78	11	comprised	comprise	VERB
aijes-6723	78	12	0.6	0.6	NUM
aijes-6723	78	13	%	%	NOUN
aijes-6723	78	14	of	of	ADP
aijes-6723	78	15	the	the	DET
aijes-6723	78	16	entire	entire	ADJ
aijes-6723	78	17	financial	financial	ADJ
aijes-6723	78	18	system	system	NOUN
aijes-6723	78	19	in	in	ADP
aijes-6723	78	20	albania	albania	PROPN
aijes-6723	78	21	.	.	PUNCT
aijes-6723	79	1	pension	pension	NOUN
aijes-6723	79	2	funds	fund	NOUN
aijes-6723	79	3	during	during	ADP
aijes-6723	79	4	2016	2016	NUM
aijes-6723	79	5	comprised	comprise	VERB
aijes-6723	79	6	0.1	0.1	NUM
aijes-6723	79	7	%	%	NOUN
aijes-6723	79	8	of	of	ADP
aijes-6723	79	9	the	the	DET
aijes-6723	79	10	entire	entire	ADJ
aijes-6723	79	11	financial	financial	ADJ
aijes-6723	79	12	system	system	NOUN
aijes-6723	79	13	in	in	ADP
aijes-6723	79	14	albania	albania	PROPN
aijes-6723	79	15	.	.	PUNCT
aijes-6723	80	1	pension	pension	NOUN
aijes-6723	80	2	funds	fund	NOUN
aijes-6723	80	3	occupied	occupy	VERB
aijes-6723	80	4	the	the	DET
aijes-6723	80	5	last	last	ADJ
aijes-6723	80	6	place	place	NOUN
aijes-6723	80	7	in	in	ADP
aijes-6723	80	8	terms	term	NOUN
aijes-6723	80	9	of	of	ADP
aijes-6723	80	10	the	the	DET
aijes-6723	80	11	financial	financial	ADJ
aijes-6723	80	12	system	system	NOUN
aijes-6723	80	13	of	of	ADP
aijes-6723	80	14	that	that	DET
aijes-6723	80	15	year	year	NOUN
aijes-6723	80	16	.	.	PUNCT
aijes-6723	81	1	the	the	DET
aijes-6723	81	2	financial	financial	ADJ
aijes-6723	81	3	sector	sector	NOUN
aijes-6723	81	4	in	in	ADP
aijes-6723	81	5	which	which	PRON
aijes-6723	81	6	they	they	PRON
aijes-6723	81	7	participate	participate	VERB
aijes-6723	81	8	,	,	PUNCT
aijes-6723	81	9	investment	investment	NOUN
aijes-6723	81	10	funds	fund	NOUN
aijes-6723	81	11	in	in	ADP
aijes-6723	81	12	albania	albania	PROPN
aijes-6723	81	13	,	,	PUNCT
aijes-6723	81	14	made	make	VERB
aijes-6723	81	15	up	up	ADP
aijes-6723	81	16	4.5	4.5	NUM
aijes-6723	81	17	%	%	NOUN
aijes-6723	81	18	of	of	ADP
aijes-6723	81	19	the	the	DET
aijes-6723	81	20	entire	entire	ADJ
aijes-6723	81	21	system	system	NOUN
aijes-6723	81	22	for	for	ADP
aijes-6723	81	23	2016	2016	NUM
aijes-6723	81	24	and	and	CCONJ
aijes-6723	81	25	took	take	VERB
aijes-6723	81	26	the	the	DET
aijes-6723	81	27	second	second	ADJ
aijes-6723	81	28	place	place	NOUN
aijes-6723	81	29	in	in	ADP
aijes-6723	81	30	the	the	DET
aijes-6723	81	31	total	total	ADJ
aijes-6723	81	32	financial	financial	ADJ
aijes-6723	81	33	system	system	NOUN
aijes-6723	81	34	.	.	PUNCT
aijes-6723	82	1	95,5	95,5	NUM
aijes-6723	82	2	2,8	2,8	NUM
aijes-6723	82	3	0,6	0,6	NUM
aijes-6723	82	4	2	2	NUM
aijes-6723	82	5	0,1	0,1	NUM
aijes-6723	82	6	4,5	4,5	NUM
aijes-6723	82	7	banks	bank	NOUN
aijes-6723	82	8	nbfis	nbfi	VERB
aijes-6723	82	9	nonbanking	nonbanking	ADJ
aijes-6723	82	10	financial	financial	ADJ
aijes-6723	82	11	institution	institution	NOUN
aijes-6723	82	12	slas	slas	PROPN
aijes-6723	82	13	and	and	CCONJ
aijes-6723	82	14	union	union	NOUN
aijes-6723	82	15	insurance	insurance	NOUN
aijes-6723	82	16	companies	company	NOUN
aijes-6723	82	17	pension	pension	NOUN
aijes-6723	82	18	funds	fund	NOUN
aijes-6723	82	19	investment	investment	NOUN
aijes-6723	82	20	funds	fund	NOUN
aijes-6723	82	21	financial	financial	ADJ
aijes-6723	82	22	system	system	NOUN
aijes-6723	82	23	in	in	ADP
aijes-6723	82	24	albania	albania	PROPN
aijes-6723	82	25	2016	2016	NUM
aijes-6723	82	26	.	.	PUNCT
aijes-6723	83	1	fabian	fabian	PROPN
aijes-6723	83	2	pjetri	pjetri	PROPN
aijes-6723	83	3	,	,	PUNCT
aijes-6723	83	4	rajs	rajs	PROPN
aijes-6723	83	5	kastrati	kastrati	PROPN
aijes-6723	83	6	,	,	PUNCT
aijes-6723	83	7	fjorda	fjorda	PROPN
aijes-6723	83	8	prifti	prifti	NOUN
aijes-6723	83	9	205	205	NUM
aijes-6723	83	10	figure	figure	NOUN
aijes-6723	83	11	4	4	NUM
aijes-6723	83	12	:	:	PUNCT
aijes-6723	83	13	financial	financial	ADJ
aijes-6723	83	14	system	system	NOUN
aijes-6723	83	15	weight	weight	NOUN
aijes-6723	83	16	of	of	ADP
aijes-6723	83	17	assets	asset	NOUN
aijes-6723	83	18	to	to	ADP
aijes-6723	83	19	gdp	gdp	NOUN
aijes-6723	83	20	(	(	PUNCT
aijes-6723	83	21	%	%	INTJ
aijes-6723	83	22	)	)	PUNCT
aijes-6723	83	23	in	in	ADP
aijes-6723	83	24	albania	albania	PROPN
aijes-6723	83	25	during	during	ADP
aijes-6723	83	26	the	the	DET
aijes-6723	83	27	year	year	NOUN
aijes-6723	83	28	2017	2017	NUM
aijes-6723	83	29	source	source	NOUN
aijes-6723	83	30	:	:	PUNCT
aijes-6723	83	31	bank	bank	PROPN
aijes-6723	83	32	of	of	ADP
aijes-6723	83	33	albania	albania	PROPN
aijes-6723	83	34	(	(	PUNCT
aijes-6723	83	35	2024	2024	NUM
aijes-6723	83	36	)	)	PUNCT
aijes-6723	83	37	.	.	PUNCT
aijes-6723	84	1	the	the	DET
aijes-6723	84	2	banking	banking	NOUN
aijes-6723	84	3	sector	sector	NOUN
aijes-6723	84	4	in	in	ADP
aijes-6723	84	5	albania	albania	PROPN
aijes-6723	84	6	during	during	ADP
aijes-6723	84	7	2017	2017	NUM
aijes-6723	84	8	comprised	comprise	VERB
aijes-6723	84	9	93.2	93.2	NUM
aijes-6723	84	10	%	%	NOUN
aijes-6723	84	11	of	of	ADP
aijes-6723	84	12	the	the	DET
aijes-6723	84	13	entire	entire	ADJ
aijes-6723	84	14	financial	financial	ADJ
aijes-6723	84	15	system	system	NOUN
aijes-6723	84	16	.	.	PUNCT
aijes-6723	85	1	compared	compare	VERB
aijes-6723	85	2	to	to	ADP
aijes-6723	85	3	the	the	DET
aijes-6723	85	4	previous	previous	ADJ
aijes-6723	85	5	year	year	NOUN
aijes-6723	85	6	,	,	PUNCT
aijes-6723	85	7	2016	2016	NUM
aijes-6723	85	8	,	,	PUNCT
aijes-6723	85	9	the	the	DET
aijes-6723	85	10	specific	specific	ADJ
aijes-6723	85	11	weight	weight	NOUN
aijes-6723	85	12	of	of	ADP
aijes-6723	85	13	this	this	DET
aijes-6723	85	14	sector	sector	NOUN
aijes-6723	85	15	has	have	AUX
aijes-6723	85	16	decreased	decrease	VERB
aijes-6723	85	17	by	by	ADP
aijes-6723	85	18	2.3	2.3	NUM
aijes-6723	85	19	%	%	NOUN
aijes-6723	85	20	.	.	PUNCT
aijes-6723	86	1	the	the	DET
aijes-6723	86	2	non	non	ADJ
aijes-6723	86	3	-	-	ADJ
aijes-6723	86	4	bank	bank	ADJ
aijes-6723	86	5	financial	financial	ADJ
aijes-6723	86	6	institutions	institution	NOUN
aijes-6723	86	7	sector	sector	NOUN
aijes-6723	86	8	comprised	comprise	VERB
aijes-6723	86	9	2.9	2.9	NUM
aijes-6723	86	10	%	%	NOUN
aijes-6723	86	11	of	of	ADP
aijes-6723	86	12	the	the	DET
aijes-6723	86	13	entire	entire	ADJ
aijes-6723	86	14	system	system	NOUN
aijes-6723	86	15	in	in	ADP
aijes-6723	86	16	2017	2017	NUM
aijes-6723	86	17	.	.	PUNCT
aijes-6723	87	1	compared	compare	VERB
aijes-6723	87	2	to	to	ADP
aijes-6723	87	3	2016	2016	NUM
aijes-6723	87	4	,	,	PUNCT
aijes-6723	87	5	this	this	DET
aijes-6723	87	6	sector	sector	NOUN
aijes-6723	87	7	has	have	AUX
aijes-6723	87	8	increased	increase	VERB
aijes-6723	87	9	by	by	ADP
aijes-6723	87	10	0.1	0.1	NUM
aijes-6723	87	11	%	%	NOUN
aijes-6723	87	12	.	.	PUNCT
aijes-6723	88	1	slas	slas	PROPN
aijes-6723	88	2	and	and	CCONJ
aijes-6723	88	3	union	union	PROPN
aijes-6723	88	4	comprised	comprise	VERB
aijes-6723	88	5	0.5	0.5	NUM
aijes-6723	88	6	%	%	NOUN
aijes-6723	88	7	of	of	ADP
aijes-6723	88	8	the	the	DET
aijes-6723	88	9	entire	entire	ADJ
aijes-6723	88	10	financial	financial	ADJ
aijes-6723	88	11	system	system	NOUN
aijes-6723	88	12	during	during	ADP
aijes-6723	88	13	2017	2017	NUM
aijes-6723	88	14	,	,	PUNCT
aijes-6723	88	15	compared	compare	VERB
aijes-6723	88	16	to	to	ADP
aijes-6723	88	17	the	the	DET
aijes-6723	88	18	previous	previous	ADJ
aijes-6723	88	19	year	year	NOUN
aijes-6723	88	20	,	,	PUNCT
aijes-6723	88	21	this	this	DET
aijes-6723	88	22	indicator	indicator	NOUN
aijes-6723	88	23	decreased	decrease	VERB
aijes-6723	88	24	by	by	ADP
aijes-6723	88	25	0.1	0.1	NUM
aijes-6723	88	26	%	%	NOUN
aijes-6723	88	27	.	.	PUNCT
aijes-6723	89	1	pension	pension	NOUN
aijes-6723	89	2	funds	fund	NOUN
aijes-6723	89	3	comprised	comprise	VERB
aijes-6723	89	4	0.1	0.1	NUM
aijes-6723	89	5	%	%	NOUN
aijes-6723	89	6	of	of	ADP
aijes-6723	89	7	the	the	DET
aijes-6723	89	8	financial	financial	ADJ
aijes-6723	89	9	system	system	NOUN
aijes-6723	89	10	during	during	ADP
aijes-6723	89	11	2017	2017	NUM
aijes-6723	89	12	.	.	PUNCT
aijes-6723	90	1	during	during	ADP
aijes-6723	90	2	2017	2017	NUM
aijes-6723	90	3	,	,	PUNCT
aijes-6723	90	4	investment	investment	NOUN
aijes-6723	90	5	funds	fund	NOUN
aijes-6723	90	6	comprised	comprise	VERB
aijes-6723	90	7	4.7	4.7	NUM
aijes-6723	90	8	%	%	NOUN
aijes-6723	90	9	of	of	ADP
aijes-6723	90	10	the	the	DET
aijes-6723	90	11	entire	entire	ADJ
aijes-6723	90	12	system	system	NOUN
aijes-6723	90	13	.	.	PUNCT
aijes-6723	91	1	these	these	DET
aijes-6723	91	2	institutions	institution	NOUN
aijes-6723	91	3	occupied	occupy	VERB
aijes-6723	91	4	the	the	DET
aijes-6723	91	5	second	second	ADJ
aijes-6723	91	6	place	place	NOUN
aijes-6723	91	7	in	in	ADP
aijes-6723	91	8	terms	term	NOUN
aijes-6723	91	9	of	of	ADP
aijes-6723	91	10	importance	importance	NOUN
aijes-6723	91	11	during	during	ADP
aijes-6723	91	12	this	this	DET
aijes-6723	91	13	year	year	NOUN
aijes-6723	91	14	.	.	PUNCT
aijes-6723	92	1	compared	compare	VERB
aijes-6723	92	2	to	to	ADP
aijes-6723	92	3	the	the	DET
aijes-6723	92	4	previous	previous	ADJ
aijes-6723	92	5	year	year	NOUN
aijes-6723	92	6	,	,	PUNCT
aijes-6723	92	7	the	the	DET
aijes-6723	92	8	weight	weight	NOUN
aijes-6723	92	9	of	of	ADP
aijes-6723	92	10	this	this	DET
aijes-6723	92	11	voice	voice	NOUN
aijes-6723	92	12	increased	increase	VERB
aijes-6723	92	13	by	by	ADP
aijes-6723	92	14	2	2	NUM
aijes-6723	92	15	%	%	NOUN
aijes-6723	92	16	compared	compare	VERB
aijes-6723	92	17	to	to	ADP
aijes-6723	92	18	2016	2016	NUM
aijes-6723	92	19	.	.	PUNCT
aijes-6723	93	1	the	the	DET
aijes-6723	93	2	financial	financial	ADJ
aijes-6723	93	3	sector	sector	NOUN
aijes-6723	93	4	in	in	ADP
aijes-6723	93	5	which	which	PRON
aijes-6723	93	6	they	they	PRON
aijes-6723	93	7	participate	participate	VERB
aijes-6723	93	8	,	,	PUNCT
aijes-6723	93	9	insurance	insurance	NOUN
aijes-6723	93	10	companies	company	NOUN
aijes-6723	93	11	during	during	ADP
aijes-6723	93	12	2017	2017	NUM
aijes-6723	93	13	comprised	comprise	VERB
aijes-6723	93	14	2	2	NUM
aijes-6723	93	15	%	%	NOUN
aijes-6723	93	16	of	of	ADP
aijes-6723	93	17	this	this	DET
aijes-6723	93	18	market	market	NOUN
aijes-6723	93	19	.	.	PUNCT
aijes-6723	94	1	figure	figure	VERB
aijes-6723	94	2	5	5	NUM
aijes-6723	94	3	:	:	PUNCT
aijes-6723	94	4	financial	financial	ADJ
aijes-6723	94	5	system	system	NOUN
aijes-6723	94	6	weight	weight	NOUN
aijes-6723	94	7	of	of	ADP
aijes-6723	94	8	assets	asset	NOUN
aijes-6723	94	9	to	to	ADP
aijes-6723	94	10	gdp	gdp	NOUN
aijes-6723	94	11	(	(	PUNCT
aijes-6723	94	12	%	%	INTJ
aijes-6723	94	13	)	)	PUNCT
aijes-6723	94	14	in	in	ADP
aijes-6723	94	15	albania	albania	PROPN
aijes-6723	94	16	during	during	ADP
aijes-6723	94	17	the	the	DET
aijes-6723	94	18	year	year	NOUN
aijes-6723	94	19	2018	2018	NUM
aijes-6723	94	20	source	source	NOUN
aijes-6723	94	21	:	:	PUNCT
aijes-6723	94	22	bank	bank	PROPN
aijes-6723	94	23	of	of	ADP
aijes-6723	94	24	albania	albania	PROPN
aijes-6723	94	25	(	(	PUNCT
aijes-6723	94	26	2024	2024	NUM
aijes-6723	94	27	)	)	PUNCT
aijes-6723	94	28	.	.	PUNCT
aijes-6723	95	1	the	the	DET
aijes-6723	95	2	banking	banking	NOUN
aijes-6723	95	3	sector	sector	NOUN
aijes-6723	95	4	in	in	ADP
aijes-6723	95	5	albania	albania	PROPN
aijes-6723	95	6	comprised	comprise	VERB
aijes-6723	95	7	88.8	88.8	NUM
aijes-6723	95	8	%	%	NOUN
aijes-6723	95	9	of	of	ADP
aijes-6723	95	10	the	the	DET
aijes-6723	95	11	entire	entire	ADJ
aijes-6723	95	12	financial	financial	ADJ
aijes-6723	95	13	system	system	NOUN
aijes-6723	95	14	.	.	PUNCT
aijes-6723	96	1	compared	compare	VERB
aijes-6723	96	2	to	to	ADP
aijes-6723	96	3	a	a	DET
aijes-6723	96	4	year	year	NOUN
aijes-6723	96	5	ago	ago	ADV
aijes-6723	96	6	,	,	PUNCT
aijes-6723	96	7	the	the	DET
aijes-6723	96	8	weight	weight	NOUN
aijes-6723	96	9	of	of	ADP
aijes-6723	96	10	this	this	DET
aijes-6723	96	11	sector	sector	NOUN
aijes-6723	96	12	has	have	AUX
aijes-6723	96	13	decreased	decrease	VERB
aijes-6723	96	14	by	by	ADP
aijes-6723	96	15	4.4	4.4	NUM
aijes-6723	96	16	%	%	NOUN
aijes-6723	96	17	.	.	PUNCT
aijes-6723	97	1	the	the	DET
aijes-6723	97	2	sector	sector	NOUN
aijes-6723	97	3	in	in	ADP
aijes-6723	97	4	which	which	PRON
aijes-6723	97	5	non	non	ADJ
aijes-6723	97	6	-	-	ADJ
aijes-6723	97	7	bank	bank	ADJ
aijes-6723	97	8	financial	financial	ADJ
aijes-6723	97	9	institutions	institution	NOUN
aijes-6723	97	10	are	be	AUX
aijes-6723	97	11	included	include	VERB
aijes-6723	97	12	during	during	ADP
aijes-6723	97	13	2018	2018	NUM
aijes-6723	97	14	comprised	comprise	VERB
aijes-6723	97	15	3.2	3.2	NUM
aijes-6723	97	16	%	%	NOUN
aijes-6723	97	17	of	of	ADP
aijes-6723	97	18	the	the	DET
aijes-6723	97	19	entire	entire	ADJ
aijes-6723	97	20	financial	financial	ADJ
aijes-6723	97	21	system	system	NOUN
aijes-6723	97	22	.	.	PUNCT
aijes-6723	98	1	compared	compare	VERB
aijes-6723	98	2	to	to	ADP
aijes-6723	98	3	2017	2017	NUM
aijes-6723	98	4	,	,	PUNCT
aijes-6723	98	5	the	the	DET
aijes-6723	98	6	sector	sector	NOUN
aijes-6723	98	7	that	that	PRON
aijes-6723	98	8	includes	include	VERB
aijes-6723	98	9	non	non	ADJ
aijes-6723	98	10	-	-	ADJ
aijes-6723	98	11	bank	bank	ADJ
aijes-6723	98	12	financial	financial	ADJ
aijes-6723	98	13	institutions	institution	NOUN
aijes-6723	98	14	has	have	AUX
aijes-6723	98	15	increased	increase	VERB
aijes-6723	98	16	by	by	ADP
aijes-6723	98	17	0.3	0.3	NUM
aijes-6723	98	18	%	%	NOUN
aijes-6723	98	19	.	.	PUNCT
aijes-6723	99	1	financial	financial	ADJ
aijes-6723	99	2	institutions	institution	NOUN
aijes-6723	99	3	slas	slas	PROPN
aijes-6723	99	4	and	and	CCONJ
aijes-6723	99	5	union	union	NOUN
aijes-6723	99	6	comprised	comprise	VERB
aijes-6723	99	7	0.6	0.6	NUM
aijes-6723	99	8	%	%	NOUN
aijes-6723	99	9	of	of	ADP
aijes-6723	99	10	the	the	DET
aijes-6723	99	11	entire	entire	ADJ
aijes-6723	99	12	system	system	NOUN
aijes-6723	99	13	during	during	ADP
aijes-6723	99	14	2018	2018	NUM
aijes-6723	99	15	.	.	PUNCT
aijes-6723	100	1	pension	pension	NOUN
aijes-6723	100	2	funds	fund	NOUN
aijes-6723	100	3	during	during	ADP
aijes-6723	100	4	2018	2018	NUM
aijes-6723	100	5	comprised	comprise	VERB
aijes-6723	100	6	0.1	0.1	NUM
aijes-6723	100	7	%	%	NOUN
aijes-6723	100	8	of	of	ADP
aijes-6723	100	9	the	the	DET
aijes-6723	100	10	entire	entire	ADJ
aijes-6723	100	11	financial	financial	ADJ
aijes-6723	100	12	system	system	NOUN
aijes-6723	100	13	.	.	PUNCT
aijes-6723	101	1	investment	investment	NOUN
aijes-6723	101	2	93,2	93,2	NOUN
aijes-6723	101	3	2,9	2,9	NUM
aijes-6723	101	4	0,5	0,5	NUM
aijes-6723	101	5	2	2	NUM
aijes-6723	101	6	0,1	0,1	NUM
aijes-6723	101	7	4,7	4,7	NUM
aijes-6723	101	8	0	0	NUM
aijes-6723	101	9	20	20	NUM
aijes-6723	101	10	40	40	NUM
aijes-6723	101	11	60	60	NUM
aijes-6723	101	12	80	80	NUM
aijes-6723	101	13	100	100	NUM
aijes-6723	101	14	banks	bank	NOUN
aijes-6723	101	15	nbfis	nbfi	VERB
aijes-6723	101	16	nonbanking	nonbanking	ADJ
aijes-6723	101	17	financial	financial	ADJ
aijes-6723	101	18	institution	institution	NOUN
aijes-6723	101	19	slas	slas	PROPN
aijes-6723	101	20	and	and	CCONJ
aijes-6723	101	21	union	union	NOUN
aijes-6723	101	22	insurance	insurance	NOUN
aijes-6723	101	23	companies	company	NOUN
aijes-6723	101	24	pension	pension	NOUN
aijes-6723	101	25	funds	fund	NOUN
aijes-6723	101	26	investment	investment	NOUN
aijes-6723	101	27	funds	fund	NOUN
aijes-6723	101	28	financial	financial	ADJ
aijes-6723	101	29	system	system	NOUN
aijes-6723	101	30	in	in	ADP
aijes-6723	101	31	albania	albania	PROPN
aijes-6723	101	32	2017	2017	NUM
aijes-6723	101	33	.	.	PUNCT
aijes-6723	102	1	88,8	88,8	NUM
aijes-6723	102	2	3,2	3,2	NUM
aijes-6723	102	3	0,6	0,6	NUM
aijes-6723	102	4	1,9	1,9	NUM
aijes-6723	102	5	0,1	0,1	NUM
aijes-6723	103	1	4,2	4,2	NUM
aijes-6723	103	2	0	0	NUM
aijes-6723	103	3	20	20	NUM
aijes-6723	103	4	40	40	NUM
aijes-6723	103	5	60	60	NUM
aijes-6723	103	6	80	80	NUM
aijes-6723	103	7	100	100	NUM
aijes-6723	103	8	banks	bank	NOUN
aijes-6723	103	9	nbfis	nbfi	VERB
aijes-6723	103	10	nonbanking	nonbanking	ADJ
aijes-6723	103	11	financial	financial	ADJ
aijes-6723	103	12	institution	institution	NOUN
aijes-6723	103	13	slas	slas	PROPN
aijes-6723	103	14	and	and	CCONJ
aijes-6723	103	15	union	union	NOUN
aijes-6723	103	16	insurance	insurance	NOUN
aijes-6723	103	17	companies	company	NOUN
aijes-6723	103	18	pension	pension	NOUN
aijes-6723	103	19	funds	fund	NOUN
aijes-6723	103	20	investment	investment	NOUN
aijes-6723	103	21	funds	fund	NOUN
aijes-6723	103	22	financial	financial	ADJ
aijes-6723	103	23	system	system	NOUN
aijes-6723	103	24	in	in	ADP
aijes-6723	103	25	albania	albania	PROPN
aijes-6723	103	26	2018	2018	NUM
aijes-6723	103	27	.	.	PUNCT
aijes-6723	104	1	progress	progress	NOUN
aijes-6723	104	2	of	of	ADP
aijes-6723	104	3	the	the	DET
aijes-6723	104	4	microfinance	microfinance	NOUN
aijes-6723	104	5	sector	sector	NOUN
aijes-6723	104	6	in	in	ADP
aijes-6723	104	7	albania	albania	PROPN
aijes-6723	104	8	,	,	PUNCT
aijes-6723	104	9	current	current	ADJ
aijes-6723	104	10	challenges	challenge	NOUN
aijes-6723	104	11	and	and	CCONJ
aijes-6723	104	12	the	the	DET
aijes-6723	104	13	perspective	perspective	NOUN
aijes-6723	104	14	of	of	ADP
aijes-6723	104	15	this	this	DET
aijes-6723	104	16	sector	sector	NOUN
aijes-6723	104	17	206	206	NUM
aijes-6723	104	18	funds	fund	NOUN
aijes-6723	104	19	made	make	VERB
aijes-6723	104	20	up	up	ADP
aijes-6723	104	21	4.2	4.2	NUM
aijes-6723	104	22	%	%	NOUN
aijes-6723	104	23	of	of	ADP
aijes-6723	104	24	the	the	DET
aijes-6723	104	25	entire	entire	ADJ
aijes-6723	104	26	system	system	NOUN
aijes-6723	104	27	for	for	ADP
aijes-6723	104	28	2018	2018	NUM
aijes-6723	104	29	.	.	PUNCT
aijes-6723	105	1	these	these	DET
aijes-6723	105	2	institutions	institution	NOUN
aijes-6723	105	3	were	be	AUX
aijes-6723	105	4	the	the	DET
aijes-6723	105	5	second	second	ADJ
aijes-6723	105	6	most	most	ADV
aijes-6723	105	7	important	important	ADJ
aijes-6723	105	8	in	in	ADP
aijes-6723	105	9	2018	2018	NUM
aijes-6723	105	10	.	.	PUNCT
aijes-6723	106	1	compared	compare	VERB
aijes-6723	106	2	to	to	ADP
aijes-6723	106	3	the	the	DET
aijes-6723	106	4	previous	previous	ADJ
aijes-6723	106	5	year	year	NOUN
aijes-6723	106	6	,	,	PUNCT
aijes-6723	106	7	the	the	DET
aijes-6723	106	8	weight	weight	NOUN
aijes-6723	106	9	of	of	ADP
aijes-6723	106	10	this	this	DET
aijes-6723	106	11	item	item	NOUN
aijes-6723	106	12	decreased	decrease	VERB
aijes-6723	106	13	by	by	ADP
aijes-6723	106	14	0.5	0.5	NUM
aijes-6723	106	15	%	%	NOUN
aijes-6723	106	16	.	.	PUNCT
aijes-6723	107	1	insurance	insurance	NOUN
aijes-6723	107	2	companies	company	NOUN
aijes-6723	107	3	made	make	VERB
aijes-6723	107	4	up	up	ADP
aijes-6723	107	5	1.9	1.9	NUM
aijes-6723	107	6	%	%	NOUN
aijes-6723	107	7	of	of	ADP
aijes-6723	107	8	this	this	DET
aijes-6723	107	9	market	market	NOUN
aijes-6723	107	10	during	during	ADP
aijes-6723	107	11	2018	2018	NUM
aijes-6723	107	12	.	.	PUNCT
aijes-6723	108	1	compared	compare	VERB
aijes-6723	108	2	to	to	ADP
aijes-6723	108	3	a	a	DET
aijes-6723	108	4	year	year	NOUN
aijes-6723	108	5	ago	ago	ADV
aijes-6723	108	6	,	,	PUNCT
aijes-6723	108	7	this	this	DET
aijes-6723	108	8	sector	sector	NOUN
aijes-6723	108	9	,	,	PUNCT
aijes-6723	108	10	where	where	SCONJ
aijes-6723	108	11	insurance	insurance	NOUN
aijes-6723	108	12	companies	company	NOUN
aijes-6723	108	13	are	be	AUX
aijes-6723	108	14	a	a	DET
aijes-6723	108	15	part	part	NOUN
aijes-6723	108	16	,	,	PUNCT
aijes-6723	108	17	decreased	decrease	VERB
aijes-6723	108	18	by	by	ADP
aijes-6723	108	19	0.1	0.1	NUM
aijes-6723	108	20	%	%	NOUN
aijes-6723	108	21	.	.	PUNCT
aijes-6723	109	1	figure	figure	VERB
aijes-6723	109	2	6	6	NUM
aijes-6723	109	3	:	:	PUNCT
aijes-6723	109	4	financial	financial	ADJ
aijes-6723	109	5	system	system	NOUN
aijes-6723	109	6	weight	weight	NOUN
aijes-6723	109	7	of	of	ADP
aijes-6723	109	8	assets	asset	NOUN
aijes-6723	109	9	to	to	ADP
aijes-6723	109	10	gdp	gdp	NOUN
aijes-6723	109	11	(	(	PUNCT
aijes-6723	109	12	%	%	INTJ
aijes-6723	109	13	)	)	PUNCT
aijes-6723	109	14	in	in	ADP
aijes-6723	109	15	albania	albania	PROPN
aijes-6723	109	16	during	during	ADP
aijes-6723	109	17	the	the	DET
aijes-6723	109	18	year	year	NOUN
aijes-6723	109	19	2019	2019	NUM
aijes-6723	109	20	source	source	NOUN
aijes-6723	109	21	:	:	PUNCT
aijes-6723	109	22	bank	bank	PROPN
aijes-6723	109	23	of	of	ADP
aijes-6723	109	24	albania	albania	PROPN
aijes-6723	109	25	(	(	PUNCT
aijes-6723	109	26	2024	2024	NUM
aijes-6723	109	27	)	)	PUNCT
aijes-6723	109	28	.	.	PUNCT
aijes-6723	110	1	the	the	DET
aijes-6723	110	2	banking	banking	NOUN
aijes-6723	110	3	sector	sector	NOUN
aijes-6723	110	4	as	as	ADP
aijes-6723	110	5	a	a	DET
aijes-6723	110	6	component	component	NOUN
aijes-6723	110	7	of	of	ADP
aijes-6723	110	8	the	the	DET
aijes-6723	110	9	financial	financial	ADJ
aijes-6723	110	10	system	system	NOUN
aijes-6723	110	11	during	during	ADP
aijes-6723	110	12	2019	2019	NUM
aijes-6723	110	13	,	,	PUNCT
aijes-6723	110	14	comprised	comprise	VERB
aijes-6723	110	15	87.2	87.2	NUM
aijes-6723	110	16	%	%	NOUN
aijes-6723	110	17	of	of	ADP
aijes-6723	110	18	the	the	DET
aijes-6723	110	19	entire	entire	ADJ
aijes-6723	110	20	system	system	NOUN
aijes-6723	110	21	.	.	PUNCT
aijes-6723	111	1	compared	compare	VERB
aijes-6723	111	2	to	to	ADP
aijes-6723	111	3	the	the	DET
aijes-6723	111	4	previous	previous	ADJ
aijes-6723	111	5	year	year	NOUN
aijes-6723	111	6	,	,	PUNCT
aijes-6723	111	7	2018	2018	NUM
aijes-6723	111	8	,	,	PUNCT
aijes-6723	111	9	the	the	DET
aijes-6723	111	10	share	share	NOUN
aijes-6723	111	11	of	of	ADP
aijes-6723	111	12	this	this	DET
aijes-6723	111	13	sector	sector	NOUN
aijes-6723	111	14	,	,	PUNCT
aijes-6723	111	15	which	which	PRON
aijes-6723	111	16	includes	include	VERB
aijes-6723	111	17	second	second	ADJ
aijes-6723	111	18	level	level	NOUN
aijes-6723	111	19	banks	bank	NOUN
aijes-6723	111	20	,	,	PUNCT
aijes-6723	111	21	has	have	AUX
aijes-6723	111	22	decreased	decrease	VERB
aijes-6723	111	23	by	by	ADP
aijes-6723	111	24	1.6	1.6	NUM
aijes-6723	111	25	%	%	NOUN
aijes-6723	111	26	.	.	PUNCT
aijes-6723	112	1	the	the	DET
aijes-6723	112	2	sector	sector	NOUN
aijes-6723	112	3	in	in	ADP
aijes-6723	112	4	which	which	PRON
aijes-6723	112	5	they	they	PRON
aijes-6723	112	6	participate	participate	VERB
aijes-6723	112	7	,	,	PUNCT
aijes-6723	112	8	non	non	ADJ
aijes-6723	112	9	-	-	ADJ
aijes-6723	112	10	bank	bank	ADJ
aijes-6723	112	11	financial	financial	ADJ
aijes-6723	112	12	institutions	institution	NOUN
aijes-6723	112	13	during	during	ADP
aijes-6723	112	14	2019	2019	NUM
aijes-6723	112	15	comprised	comprise	VERB
aijes-6723	112	16	3.9	3.9	NUM
aijes-6723	112	17	%	%	NOUN
aijes-6723	112	18	of	of	ADP
aijes-6723	112	19	the	the	DET
aijes-6723	112	20	entire	entire	ADJ
aijes-6723	112	21	financial	financial	ADJ
aijes-6723	112	22	system	system	NOUN
aijes-6723	112	23	.	.	PUNCT
aijes-6723	113	1	compared	compare	VERB
aijes-6723	113	2	to	to	ADP
aijes-6723	113	3	a	a	DET
aijes-6723	113	4	year	year	NOUN
aijes-6723	113	5	ago	ago	ADV
aijes-6723	113	6	,	,	PUNCT
aijes-6723	113	7	this	this	DET
aijes-6723	113	8	sector	sector	NOUN
aijes-6723	113	9	had	have	VERB
aijes-6723	113	10	a	a	DET
aijes-6723	113	11	slight	slight	ADJ
aijes-6723	113	12	increase	increase	NOUN
aijes-6723	113	13	of	of	ADP
aijes-6723	113	14	0.7	0.7	NUM
aijes-6723	113	15	%	%	NOUN
aijes-6723	113	16	.	.	PUNCT
aijes-6723	114	1	the	the	DET
aijes-6723	114	2	financial	financial	ADJ
aijes-6723	114	3	sector	sector	NOUN
aijes-6723	114	4	,	,	PUNCT
aijes-6723	114	5	which	which	PRON
aijes-6723	114	6	includes	include	VERB
aijes-6723	114	7	slas	slas	PROPN
aijes-6723	114	8	and	and	CCONJ
aijes-6723	114	9	union	union	NOUN
aijes-6723	114	10	during	during	ADP
aijes-6723	114	11	2019	2019	NUM
aijes-6723	114	12	,	,	PUNCT
aijes-6723	114	13	comprised	comprise	VERB
aijes-6723	114	14	0.6	0.6	NUM
aijes-6723	114	15	%	%	NOUN
aijes-6723	114	16	of	of	ADP
aijes-6723	114	17	the	the	DET
aijes-6723	114	18	entire	entire	ADJ
aijes-6723	114	19	system	system	NOUN
aijes-6723	114	20	.	.	PUNCT
aijes-6723	115	1	the	the	DET
aijes-6723	115	2	financial	financial	ADJ
aijes-6723	115	3	sector	sector	NOUN
aijes-6723	115	4	in	in	ADP
aijes-6723	115	5	which	which	PRON
aijes-6723	115	6	pension	pension	NOUN
aijes-6723	115	7	funds	fund	NOUN
aijes-6723	115	8	are	be	AUX
aijes-6723	115	9	included	include	VERB
aijes-6723	115	10	during	during	ADP
aijes-6723	115	11	2019	2019	NUM
aijes-6723	115	12	comprised	comprise	VERB
aijes-6723	115	13	0.2	0.2	NUM
aijes-6723	115	14	%	%	NOUN
aijes-6723	115	15	of	of	ADP
aijes-6723	115	16	the	the	DET
aijes-6723	115	17	entire	entire	ADJ
aijes-6723	115	18	system	system	NOUN
aijes-6723	115	19	.	.	PUNCT
aijes-6723	116	1	the	the	DET
aijes-6723	116	2	financial	financial	ADJ
aijes-6723	116	3	sector	sector	NOUN
aijes-6723	116	4	,	,	PUNCT
aijes-6723	116	5	which	which	PRON
aijes-6723	116	6	includes	include	VERB
aijes-6723	116	7	investment	investment	NOUN
aijes-6723	116	8	funds	fund	NOUN
aijes-6723	116	9	,	,	PUNCT
aijes-6723	116	10	made	make	VERB
aijes-6723	116	11	up	up	ADP
aijes-6723	116	12	4	4	NUM
aijes-6723	116	13	%	%	NOUN
aijes-6723	116	14	of	of	ADP
aijes-6723	116	15	the	the	DET
aijes-6723	116	16	entire	entire	ADJ
aijes-6723	116	17	system	system	NOUN
aijes-6723	116	18	for	for	ADP
aijes-6723	116	19	2019	2019	NUM
aijes-6723	116	20	.	.	PUNCT
aijes-6723	117	1	these	these	DET
aijes-6723	117	2	institutions	institution	NOUN
aijes-6723	117	3	took	take	VERB
aijes-6723	117	4	the	the	DET
aijes-6723	117	5	second	second	ADJ
aijes-6723	117	6	place	place	NOUN
aijes-6723	117	7	in	in	ADP
aijes-6723	117	8	terms	term	NOUN
aijes-6723	117	9	of	of	ADP
aijes-6723	117	10	importance	importance	NOUN
aijes-6723	117	11	during	during	ADP
aijes-6723	117	12	2019	2019	NUM
aijes-6723	117	13	.	.	PUNCT
aijes-6723	118	1	compared	compare	VERB
aijes-6723	118	2	to	to	ADP
aijes-6723	118	3	2018	2018	NUM
aijes-6723	118	4	,	,	PUNCT
aijes-6723	118	5	the	the	DET
aijes-6723	118	6	weight	weight	NOUN
aijes-6723	118	7	of	of	ADP
aijes-6723	118	8	this	this	DET
aijes-6723	118	9	voice	voice	NOUN
aijes-6723	118	10	decreased	decrease	VERB
aijes-6723	118	11	by	by	ADP
aijes-6723	118	12	0.2	0.2	NUM
aijes-6723	118	13	%	%	NOUN
aijes-6723	118	14	.	.	PUNCT
aijes-6723	119	1	insurance	insurance	NOUN
aijes-6723	119	2	companies	company	NOUN
aijes-6723	119	3	made	make	VERB
aijes-6723	119	4	up	up	ADP
aijes-6723	119	5	2	2	NUM
aijes-6723	119	6	%	%	NOUN
aijes-6723	119	7	of	of	ADP
aijes-6723	119	8	this	this	DET
aijes-6723	119	9	market	market	NOUN
aijes-6723	119	10	during	during	ADP
aijes-6723	119	11	2019	2019	NUM
aijes-6723	119	12	.	.	PUNCT
aijes-6723	120	1	compared	compare	VERB
aijes-6723	120	2	to	to	ADP
aijes-6723	120	3	the	the	DET
aijes-6723	120	4	previous	previous	ADJ
aijes-6723	120	5	year	year	NOUN
aijes-6723	120	6	2018	2018	NUM
aijes-6723	120	7	,	,	PUNCT
aijes-6723	120	8	the	the	DET
aijes-6723	120	9	sector	sector	NOUN
aijes-6723	120	10	in	in	ADP
aijes-6723	120	11	which	which	PRON
aijes-6723	120	12	insurance	insurance	NOUN
aijes-6723	120	13	companies	company	NOUN
aijes-6723	120	14	are	be	AUX
aijes-6723	120	15	a	a	DET
aijes-6723	120	16	part	part	NOUN
aijes-6723	120	17	expanded	expand	VERB
aijes-6723	120	18	with	with	ADP
aijes-6723	120	19	a	a	DET
aijes-6723	120	20	modest	modest	ADJ
aijes-6723	120	21	increase	increase	NOUN
aijes-6723	120	22	of	of	ADP
aijes-6723	120	23	0.1	0.1	NUM
aijes-6723	120	24	%	%	NOUN
aijes-6723	120	25	.	.	PUNCT
aijes-6723	121	1	figure	figure	VERB
aijes-6723	121	2	7	7	NUM
aijes-6723	121	3	:	:	PUNCT
aijes-6723	121	4	financial	financial	ADJ
aijes-6723	121	5	system	system	NOUN
aijes-6723	121	6	weight	weight	NOUN
aijes-6723	121	7	of	of	ADP
aijes-6723	121	8	assets	asset	NOUN
aijes-6723	121	9	to	to	ADP
aijes-6723	121	10	gdp	gdp	NOUN
aijes-6723	121	11	(	(	PUNCT
aijes-6723	121	12	%	%	INTJ
aijes-6723	121	13	)	)	PUNCT
aijes-6723	121	14	in	in	ADP
aijes-6723	121	15	albania	albania	PROPN
aijes-6723	121	16	during	during	ADP
aijes-6723	121	17	the	the	DET
aijes-6723	121	18	year	year	NOUN
aijes-6723	121	19	2020	2020	NUM
aijes-6723	121	20	source	source	NOUN
aijes-6723	121	21	:	:	PUNCT
aijes-6723	121	22	bank	bank	PROPN
aijes-6723	121	23	of	of	ADP
aijes-6723	121	24	albania	albania	PROPN
aijes-6723	121	25	(	(	PUNCT
aijes-6723	121	26	2024	2024	NUM
aijes-6723	121	27	)	)	PUNCT
aijes-6723	121	28	.	.	PUNCT
aijes-6723	122	1	87,2	87,2	NOUN
aijes-6723	122	2	3,9	3,9	NUM
aijes-6723	122	3	0,6	0,6	NUM
aijes-6723	122	4	2	2	NUM
aijes-6723	122	5	0,2	0,2	NUM
aijes-6723	122	6	4	4	NUM
aijes-6723	122	7	0	0	NUM
aijes-6723	122	8	20	20	NUM
aijes-6723	122	9	40	40	NUM
aijes-6723	122	10	60	60	NUM
aijes-6723	122	11	80	80	NUM
aijes-6723	122	12	100	100	NUM
aijes-6723	122	13	banks	bank	NOUN
aijes-6723	122	14	nbfis	nbfi	VERB
aijes-6723	122	15	nonbanking	nonbanking	ADJ
aijes-6723	122	16	financial	financial	ADJ
aijes-6723	122	17	institution	institution	NOUN
aijes-6723	122	18	slas	slas	PROPN
aijes-6723	122	19	and	and	CCONJ
aijes-6723	122	20	union	union	NOUN
aijes-6723	122	21	insurance	insurance	NOUN
aijes-6723	122	22	companies	company	NOUN
aijes-6723	122	23	pension	pension	NOUN
aijes-6723	122	24	funds	fund	NOUN
aijes-6723	122	25	investment	investment	NOUN
aijes-6723	122	26	funds	fund	NOUN
aijes-6723	122	27	financial	financial	ADJ
aijes-6723	122	28	system	system	NOUN
aijes-6723	122	29	in	in	ADP
aijes-6723	122	30	albania	albania	PROPN
aijes-6723	122	31	2019	2019	NUM
aijes-6723	122	32	.	.	PUNCT
aijes-6723	123	1	97,8	97,8	NUM
aijes-6723	123	2	4,2	4,2	NUM
aijes-6723	123	3	0,7	0,7	NUM
aijes-6723	123	4	2,4	2,4	NUM
aijes-6723	123	5	0,2	0,2	NUM
aijes-6723	123	6	4,2	4,2	NUM
aijes-6723	123	7	0	0	NUM
aijes-6723	123	8	20	20	NUM
aijes-6723	123	9	40	40	NUM
aijes-6723	123	10	60	60	NUM
aijes-6723	123	11	80	80	NUM
aijes-6723	123	12	100	100	NUM
aijes-6723	123	13	120	120	NUM
aijes-6723	123	14	banks	bank	NOUN
aijes-6723	123	15	nbfis	nbfi	VERB
aijes-6723	123	16	nonbanking	nonbanking	ADJ
aijes-6723	123	17	financial	financial	ADJ
aijes-6723	123	18	institution	institution	NOUN
aijes-6723	123	19	slas	slas	PROPN
aijes-6723	123	20	and	and	CCONJ
aijes-6723	123	21	union	union	NOUN
aijes-6723	123	22	insurance	insurance	NOUN
aijes-6723	123	23	companies	company	NOUN
aijes-6723	123	24	pension	pension	NOUN
aijes-6723	123	25	funds	fund	NOUN
aijes-6723	123	26	investment	investment	NOUN
aijes-6723	123	27	funds	fund	NOUN
aijes-6723	123	28	financial	financial	ADJ
aijes-6723	123	29	system	system	NOUN
aijes-6723	123	30	in	in	ADP
aijes-6723	123	31	albania	albania	PROPN
aijes-6723	123	32	2020	2020	NUM
aijes-6723	123	33	.	.	PUNCT
aijes-6723	124	1	fabian	fabian	PROPN
aijes-6723	124	2	pjetri	pjetri	PROPN
aijes-6723	124	3	,	,	PUNCT
aijes-6723	124	4	rajs	rajs	PROPN
aijes-6723	124	5	kastrati	kastrati	PROPN
aijes-6723	124	6	,	,	PUNCT
aijes-6723	124	7	fjorda	fjorda	PROPN
aijes-6723	124	8	prifti	prifti	PROPN
aijes-6723	124	9	207	207	NUM
aijes-6723	124	10	the	the	DET
aijes-6723	124	11	financial	financial	ADJ
aijes-6723	124	12	sector	sector	NOUN
aijes-6723	124	13	in	in	ADP
aijes-6723	124	14	which	which	PRON
aijes-6723	124	15	they	they	PRON
aijes-6723	124	16	participate	participate	VERB
aijes-6723	124	17	,	,	PUNCT
aijes-6723	124	18	the	the	DET
aijes-6723	124	19	banking	banking	NOUN
aijes-6723	124	20	sector	sector	NOUN
aijes-6723	124	21	during	during	ADP
aijes-6723	124	22	2020	2020	NUM
aijes-6723	124	23	comprised	comprise	VERB
aijes-6723	124	24	97.8	97.8	NUM
aijes-6723	124	25	%	%	NOUN
aijes-6723	124	26	of	of	ADP
aijes-6723	124	27	the	the	DET
aijes-6723	124	28	entire	entire	ADJ
aijes-6723	124	29	financial	financial	ADJ
aijes-6723	124	30	system	system	NOUN
aijes-6723	124	31	in	in	ADP
aijes-6723	124	32	albania	albania	PROPN
aijes-6723	124	33	.	.	PUNCT
aijes-6723	125	1	compared	compare	VERB
aijes-6723	125	2	to	to	ADP
aijes-6723	125	3	the	the	DET
aijes-6723	125	4	previous	previous	ADJ
aijes-6723	125	5	year	year	NOUN
aijes-6723	125	6	2019	2019	NUM
aijes-6723	125	7	,	,	PUNCT
aijes-6723	125	8	the	the	DET
aijes-6723	125	9	specific	specific	ADJ
aijes-6723	125	10	weight	weight	NOUN
aijes-6723	125	11	of	of	ADP
aijes-6723	125	12	this	this	DET
aijes-6723	125	13	sector	sector	NOUN
aijes-6723	125	14	has	have	AUX
aijes-6723	125	15	weighed	weigh	VERB
aijes-6723	125	16	a	a	DET
aijes-6723	125	17	considerable	considerable	ADJ
aijes-6723	125	18	increase	increase	NOUN
aijes-6723	125	19	of	of	ADP
aijes-6723	125	20	10.6	10.6	NUM
aijes-6723	125	21	%	%	NOUN
aijes-6723	125	22	.	.	PUNCT
aijes-6723	126	1	nonbank	nonbank	PROPN
aijes-6723	126	2	financial	financial	ADJ
aijes-6723	126	3	institutions	institution	NOUN
aijes-6723	126	4	,	,	PUNCT
aijes-6723	126	5	during	during	ADP
aijes-6723	126	6	2020	2020	NUM
aijes-6723	126	7	,	,	PUNCT
aijes-6723	126	8	comprised	comprise	VERB
aijes-6723	126	9	4.2	4.2	NUM
aijes-6723	126	10	%	%	NOUN
aijes-6723	126	11	of	of	ADP
aijes-6723	126	12	the	the	DET
aijes-6723	126	13	entire	entire	ADJ
aijes-6723	126	14	financial	financial	ADJ
aijes-6723	126	15	system	system	NOUN
aijes-6723	126	16	.	.	PUNCT
aijes-6723	127	1	compared	compare	VERB
aijes-6723	127	2	to	to	ADP
aijes-6723	127	3	the	the	DET
aijes-6723	127	4	previous	previous	ADJ
aijes-6723	127	5	year	year	NOUN
aijes-6723	127	6	,	,	PUNCT
aijes-6723	127	7	2019	2019	NUM
aijes-6723	127	8	,	,	PUNCT
aijes-6723	127	9	this	this	DET
aijes-6723	127	10	sector	sector	NOUN
aijes-6723	127	11	has	have	AUX
aijes-6723	127	12	grown	grow	VERB
aijes-6723	127	13	by	by	ADP
aijes-6723	127	14	0.3	0.3	NUM
aijes-6723	127	15	%	%	NOUN
aijes-6723	127	16	.	.	PUNCT
aijes-6723	128	1	the	the	DET
aijes-6723	128	2	financial	financial	ADJ
aijes-6723	128	3	sector	sector	NOUN
aijes-6723	128	4	in	in	ADP
aijes-6723	128	5	which	which	PRON
aijes-6723	128	6	slas	slas	PROPN
aijes-6723	128	7	and	and	CCONJ
aijes-6723	128	8	union	union	NOUN
aijes-6723	128	9	participate	participate	VERB
aijes-6723	128	10	during	during	ADP
aijes-6723	128	11	2020	2020	NUM
aijes-6723	128	12	comprised	comprise	VERB
aijes-6723	128	13	0.7	0.7	NUM
aijes-6723	128	14	%	%	NOUN
aijes-6723	128	15	of	of	ADP
aijes-6723	128	16	the	the	DET
aijes-6723	128	17	entire	entire	ADJ
aijes-6723	128	18	system	system	NOUN
aijes-6723	128	19	.	.	PUNCT
aijes-6723	129	1	compared	compare	VERB
aijes-6723	129	2	to	to	ADP
aijes-6723	129	3	2019	2019	NUM
aijes-6723	129	4	,	,	PUNCT
aijes-6723	129	5	this	this	DET
aijes-6723	129	6	sector	sector	NOUN
aijes-6723	129	7	had	have	VERB
aijes-6723	129	8	a	a	DET
aijes-6723	129	9	modest	modest	ADJ
aijes-6723	129	10	growth	growth	NOUN
aijes-6723	129	11	of	of	ADP
aijes-6723	129	12	0.1	0.1	NUM
aijes-6723	129	13	%	%	NOUN
aijes-6723	129	14	.	.	PUNCT
aijes-6723	130	1	the	the	DET
aijes-6723	130	2	financial	financial	ADJ
aijes-6723	130	3	sector	sector	NOUN
aijes-6723	130	4	,	,	PUNCT
aijes-6723	130	5	which	which	PRON
aijes-6723	130	6	includes	include	VERB
aijes-6723	130	7	investment	investment	NOUN
aijes-6723	130	8	funds	fund	NOUN
aijes-6723	130	9	,	,	PUNCT
aijes-6723	130	10	during	during	ADP
aijes-6723	130	11	2020	2020	NUM
aijes-6723	130	12	,	,	PUNCT
aijes-6723	130	13	comprised	comprise	VERB
aijes-6723	130	14	4.2	4.2	NUM
aijes-6723	130	15	%	%	NOUN
aijes-6723	130	16	of	of	ADP
aijes-6723	130	17	the	the	DET
aijes-6723	130	18	entire	entire	ADJ
aijes-6723	130	19	system	system	NOUN
aijes-6723	130	20	.	.	PUNCT
aijes-6723	131	1	these	these	DET
aijes-6723	131	2	institutions	institution	NOUN
aijes-6723	131	3	occupied	occupy	VERB
aijes-6723	131	4	the	the	DET
aijes-6723	131	5	second	second	ADJ
aijes-6723	131	6	most	most	ADV
aijes-6723	131	7	important	important	ADJ
aijes-6723	131	8	place	place	NOUN
aijes-6723	131	9	during	during	ADP
aijes-6723	131	10	2020	2020	NUM
aijes-6723	131	11	.	.	PUNCT
aijes-6723	132	1	compared	compare	VERB
aijes-6723	132	2	to	to	ADP
aijes-6723	132	3	2019	2019	NUM
aijes-6723	132	4	,	,	PUNCT
aijes-6723	132	5	the	the	DET
aijes-6723	132	6	weight	weight	NOUN
aijes-6723	132	7	of	of	ADP
aijes-6723	132	8	this	this	DET
aijes-6723	132	9	financial	financial	ADJ
aijes-6723	132	10	sector	sector	NOUN
aijes-6723	132	11	increased	increase	VERB
aijes-6723	132	12	by	by	ADP
aijes-6723	132	13	0.2	0.2	NUM
aijes-6723	132	14	%	%	NOUN
aijes-6723	132	15	.	.	PUNCT
aijes-6723	133	1	the	the	DET
aijes-6723	133	2	financial	financial	ADJ
aijes-6723	133	3	sector	sector	NOUN
aijes-6723	133	4	in	in	ADP
aijes-6723	133	5	which	which	PRON
aijes-6723	133	6	they	they	PRON
aijes-6723	133	7	participate	participate	VERB
aijes-6723	133	8	,	,	PUNCT
aijes-6723	133	9	insurance	insurance	NOUN
aijes-6723	133	10	companies	company	NOUN
aijes-6723	133	11	during	during	ADP
aijes-6723	133	12	2020	2020	NUM
aijes-6723	133	13	comprised	comprise	VERB
aijes-6723	133	14	2.4	2.4	NUM
aijes-6723	133	15	%	%	NOUN
aijes-6723	133	16	of	of	ADP
aijes-6723	133	17	this	this	DET
aijes-6723	133	18	system	system	NOUN
aijes-6723	133	19	.	.	PUNCT
aijes-6723	134	1	compared	compare	VERB
aijes-6723	134	2	to	to	ADP
aijes-6723	134	3	a	a	DET
aijes-6723	134	4	year	year	NOUN
aijes-6723	134	5	ago	ago	ADV
aijes-6723	134	6	,	,	PUNCT
aijes-6723	134	7	this	this	DET
aijes-6723	134	8	financial	financial	ADJ
aijes-6723	134	9	sector	sector	NOUN
aijes-6723	134	10	expanded	expand	VERB
aijes-6723	134	11	by	by	ADP
aijes-6723	134	12	a	a	DET
aijes-6723	134	13	modest	modest	ADJ
aijes-6723	134	14	figure	figure	NOUN
aijes-6723	134	15	of	of	ADP
aijes-6723	134	16	0.4	0.4	NUM
aijes-6723	134	17	%	%	NOUN
aijes-6723	134	18	.	.	PUNCT
aijes-6723	135	1	figure	figure	VERB
aijes-6723	135	2	8	8	NUM
aijes-6723	135	3	:	:	PUNCT
aijes-6723	135	4	financial	financial	ADJ
aijes-6723	135	5	system	system	NOUN
aijes-6723	135	6	weight	weight	NOUN
aijes-6723	135	7	of	of	ADP
aijes-6723	135	8	assets	asset	NOUN
aijes-6723	135	9	to	to	ADP
aijes-6723	135	10	gdp	gdp	NOUN
aijes-6723	135	11	(	(	PUNCT
aijes-6723	135	12	%	%	INTJ
aijes-6723	135	13	)	)	PUNCT
aijes-6723	135	14	in	in	ADP
aijes-6723	135	15	albania	albania	PROPN
aijes-6723	135	16	during	during	ADP
aijes-6723	135	17	the	the	DET
aijes-6723	135	18	year	year	NOUN
aijes-6723	135	19	2021	2021	NUM
aijes-6723	135	20	source	source	NOUN
aijes-6723	135	21	:	:	PUNCT
aijes-6723	135	22	bank	bank	PROPN
aijes-6723	135	23	of	of	ADP
aijes-6723	135	24	albania	albania	PROPN
aijes-6723	135	25	(	(	PUNCT
aijes-6723	135	26	2024	2024	NUM
aijes-6723	135	27	)	)	PUNCT
aijes-6723	135	28	.	.	PUNCT
aijes-6723	136	1	during	during	ADP
aijes-6723	136	2	2021	2021	NUM
aijes-6723	136	3	,	,	PUNCT
aijes-6723	136	4	the	the	DET
aijes-6723	136	5	banking	banking	NOUN
aijes-6723	136	6	sector	sector	NOUN
aijes-6723	136	7	comprised	comprise	VERB
aijes-6723	136	8	97.8	97.8	NUM
aijes-6723	136	9	%	%	NOUN
aijes-6723	136	10	of	of	ADP
aijes-6723	136	11	the	the	DET
aijes-6723	136	12	entire	entire	ADJ
aijes-6723	136	13	financial	financial	ADJ
aijes-6723	136	14	system	system	NOUN
aijes-6723	136	15	in	in	ADP
aijes-6723	136	16	albania	albania	PROPN
aijes-6723	136	17	.	.	PUNCT
aijes-6723	137	1	compared	compare	VERB
aijes-6723	137	2	to	to	ADP
aijes-6723	137	3	2020	2020	NUM
aijes-6723	137	4	,	,	PUNCT
aijes-6723	137	5	the	the	DET
aijes-6723	137	6	share	share	NOUN
aijes-6723	137	7	of	of	ADP
aijes-6723	137	8	this	this	DET
aijes-6723	137	9	sector	sector	NOUN
aijes-6723	137	10	has	have	AUX
aijes-6723	137	11	decreased	decrease	VERB
aijes-6723	137	12	by	by	ADP
aijes-6723	137	13	3.9	3.9	NUM
aijes-6723	137	14	%	%	NOUN
aijes-6723	137	15	.	.	PUNCT
aijes-6723	138	1	the	the	DET
aijes-6723	138	2	non	non	ADJ
aijes-6723	138	3	-	-	ADJ
aijes-6723	138	4	bank	bank	ADJ
aijes-6723	138	5	financial	financial	ADJ
aijes-6723	138	6	institutions	institution	NOUN
aijes-6723	138	7	sector	sector	NOUN
aijes-6723	138	8	comprised	comprise	VERB
aijes-6723	138	9	4	4	NUM
aijes-6723	138	10	%	%	NOUN
aijes-6723	138	11	of	of	ADP
aijes-6723	138	12	the	the	DET
aijes-6723	138	13	entire	entire	ADJ
aijes-6723	138	14	system	system	NOUN
aijes-6723	138	15	during	during	ADP
aijes-6723	138	16	2021	2021	NUM
aijes-6723	138	17	.	.	PUNCT
aijes-6723	139	1	compared	compare	VERB
aijes-6723	139	2	to	to	ADP
aijes-6723	139	3	2020	2020	NUM
aijes-6723	139	4	,	,	PUNCT
aijes-6723	139	5	this	this	DET
aijes-6723	139	6	sector	sector	NOUN
aijes-6723	139	7	has	have	AUX
aijes-6723	139	8	decreased	decrease	VERB
aijes-6723	139	9	by	by	ADP
aijes-6723	139	10	0.2	0.2	NUM
aijes-6723	139	11	%	%	NOUN
aijes-6723	139	12	.	.	PUNCT
aijes-6723	140	1	slas	slas	PROPN
aijes-6723	140	2	and	and	CCONJ
aijes-6723	140	3	union	union	PROPN
aijes-6723	140	4	and	and	CCONJ
aijes-6723	140	5	pension	pension	NOUN
aijes-6723	140	6	funds	fund	NOUN
aijes-6723	140	7	comprised	comprise	VERB
aijes-6723	140	8	0.9	0.9	NUM
aijes-6723	140	9	%	%	NOUN
aijes-6723	140	10	of	of	ADP
aijes-6723	140	11	the	the	DET
aijes-6723	140	12	entire	entire	ADJ
aijes-6723	140	13	system	system	NOUN
aijes-6723	140	14	.	.	PUNCT
aijes-6723	141	1	investment	investment	NOUN
aijes-6723	141	2	funds	fund	NOUN
aijes-6723	141	3	comprised	comprise	VERB
aijes-6723	141	4	4.1	4.1	NUM
aijes-6723	141	5	%	%	NOUN
aijes-6723	141	6	of	of	ADP
aijes-6723	141	7	the	the	DET
aijes-6723	141	8	entire	entire	ADJ
aijes-6723	141	9	system	system	NOUN
aijes-6723	141	10	for	for	ADP
aijes-6723	141	11	the	the	DET
aijes-6723	141	12	year	year	NOUN
aijes-6723	141	13	2021	2021	NUM
aijes-6723	141	14	.	.	PUNCT
aijes-6723	142	1	these	these	DET
aijes-6723	142	2	institutions	institution	NOUN
aijes-6723	142	3	occupied	occupy	VERB
aijes-6723	142	4	the	the	DET
aijes-6723	142	5	second	second	ADJ
aijes-6723	142	6	place	place	NOUN
aijes-6723	142	7	in	in	ADP
aijes-6723	142	8	terms	term	NOUN
aijes-6723	142	9	of	of	ADP
aijes-6723	142	10	importance	importance	NOUN
aijes-6723	142	11	during	during	ADP
aijes-6723	142	12	this	this	DET
aijes-6723	142	13	year	year	NOUN
aijes-6723	142	14	.	.	PUNCT
aijes-6723	143	1	compared	compare	VERB
aijes-6723	143	2	to	to	ADP
aijes-6723	143	3	the	the	DET
aijes-6723	143	4	previous	previous	ADJ
aijes-6723	143	5	year	year	NOUN
aijes-6723	143	6	,	,	PUNCT
aijes-6723	143	7	2020	2020	NUM
aijes-6723	143	8	,	,	PUNCT
aijes-6723	143	9	the	the	DET
aijes-6723	143	10	weight	weight	NOUN
aijes-6723	143	11	of	of	ADP
aijes-6723	143	12	this	this	DET
aijes-6723	143	13	voice	voice	NOUN
aijes-6723	143	14	decreased	decrease	VERB
aijes-6723	143	15	by	by	ADP
aijes-6723	143	16	0.1	0.1	NUM
aijes-6723	143	17	%	%	NOUN
aijes-6723	143	18	.	.	PUNCT
aijes-6723	144	1	insurance	insurance	NOUN
aijes-6723	144	2	companies	company	NOUN
aijes-6723	144	3	comprised	comprise	VERB
aijes-6723	144	4	2.2	2.2	NUM
aijes-6723	144	5	%	%	NOUN
aijes-6723	144	6	of	of	ADP
aijes-6723	144	7	this	this	DET
aijes-6723	144	8	market	market	NOUN
aijes-6723	144	9	during	during	ADP
aijes-6723	144	10	2021	2021	NUM
aijes-6723	144	11	.	.	PUNCT
aijes-6723	145	1	compared	compare	VERB
aijes-6723	145	2	to	to	ADP
aijes-6723	145	3	the	the	DET
aijes-6723	145	4	previous	previous	ADJ
aijes-6723	145	5	year	year	NOUN
aijes-6723	145	6	2020	2020	NUM
aijes-6723	145	7	,	,	PUNCT
aijes-6723	145	8	this	this	DET
aijes-6723	145	9	sector	sector	NOUN
aijes-6723	145	10	suffered	suffer	VERB
aijes-6723	145	11	a	a	DET
aijes-6723	145	12	decrease	decrease	NOUN
aijes-6723	145	13	of	of	ADP
aijes-6723	145	14	0.2	0.2	NUM
aijes-6723	145	15	%	%	NOUN
aijes-6723	145	16	.	.	PUNCT
aijes-6723	146	1	figure	figure	VERB
aijes-6723	146	2	9	9	NUM
aijes-6723	146	3	:	:	PUNCT
aijes-6723	146	4	financial	financial	ADJ
aijes-6723	146	5	system	system	NOUN
aijes-6723	146	6	weight	weight	NOUN
aijes-6723	146	7	of	of	ADP
aijes-6723	146	8	assets	asset	NOUN
aijes-6723	146	9	to	to	ADP
aijes-6723	146	10	gdp	gdp	NOUN
aijes-6723	146	11	(	(	PUNCT
aijes-6723	146	12	%	%	INTJ
aijes-6723	146	13	)	)	PUNCT
aijes-6723	146	14	in	in	ADP
aijes-6723	146	15	albania	albania	PROPN
aijes-6723	146	16	during	during	ADP
aijes-6723	146	17	the	the	DET
aijes-6723	146	18	year	year	NOUN
aijes-6723	146	19	2022	2022	NUM
aijes-6723	146	20	source	source	NOUN
aijes-6723	146	21	:	:	PUNCT
aijes-6723	146	22	bank	bank	PROPN
aijes-6723	146	23	of	of	ADP
aijes-6723	146	24	albania	albania	PROPN
aijes-6723	146	25	(	(	PUNCT
aijes-6723	146	26	2024	2024	NUM
aijes-6723	146	27	)	)	PUNCT
aijes-6723	146	28	.	.	PUNCT
aijes-6723	147	1	93,9	93,9	NOUN
aijes-6723	147	2	4	4	NUM
aijes-6723	147	3	0,7	0,7	NUM
aijes-6723	147	4	2,2	2,2	NUM
aijes-6723	147	5	0,2	0,2	NUM
aijes-6723	147	6	4,1	4,1	NUM
aijes-6723	147	7	0	0	NUM
aijes-6723	147	8	20	20	NUM
aijes-6723	147	9	40	40	NUM
aijes-6723	147	10	60	60	NUM
aijes-6723	147	11	80	80	NUM
aijes-6723	147	12	100	100	NUM
aijes-6723	147	13	banks	bank	NOUN
aijes-6723	147	14	nbfis	nbfi	VERB
aijes-6723	147	15	nonbanking	nonbanking	ADJ
aijes-6723	147	16	financial	financial	ADJ
aijes-6723	147	17	institution	institution	NOUN
aijes-6723	147	18	slas	slas	PROPN
aijes-6723	147	19	and	and	CCONJ
aijes-6723	147	20	union	union	NOUN
aijes-6723	147	21	insurance	insurance	NOUN
aijes-6723	147	22	companies	company	NOUN
aijes-6723	147	23	pension	pension	NOUN
aijes-6723	147	24	funds	fund	NOUN
aijes-6723	147	25	investment	investment	NOUN
aijes-6723	147	26	funds	fund	NOUN
aijes-6723	147	27	financial	financial	ADJ
aijes-6723	147	28	system	system	NOUN
aijes-6723	147	29	in	in	ADP
aijes-6723	147	30	albania	albania	PROPN
aijes-6723	147	31	2021	2021	NUM
aijes-6723	147	32	.	.	PUNCT
aijes-6723	148	1	87,9	87,9	NOUN
aijes-6723	148	2	3,7	3,7	NUM
aijes-6723	148	3	0,7	0,7	NUM
aijes-6723	148	4	2	2	NUM
aijes-6723	148	5	0,3	0,3	NUM
aijes-6723	148	6	2,5	2,5	NUM
aijes-6723	148	7	0	0	NUM
aijes-6723	148	8	20	20	NUM
aijes-6723	148	9	40	40	NUM
aijes-6723	148	10	60	60	NUM
aijes-6723	148	11	80	80	NUM
aijes-6723	148	12	100	100	NUM
aijes-6723	148	13	banks	bank	NOUN
aijes-6723	148	14	nbfis	nbfi	VERB
aijes-6723	148	15	nonbanking	nonbanking	ADJ
aijes-6723	148	16	financial	financial	ADJ
aijes-6723	148	17	institution	institution	NOUN
aijes-6723	148	18	slas	slas	PROPN
aijes-6723	148	19	and	and	CCONJ
aijes-6723	148	20	union	union	NOUN
aijes-6723	148	21	insurance	insurance	NOUN
aijes-6723	148	22	companies	company	NOUN
aijes-6723	148	23	pension	pension	NOUN
aijes-6723	148	24	funds	fund	NOUN
aijes-6723	148	25	investment	investment	NOUN
aijes-6723	148	26	funds	fund	NOUN
aijes-6723	148	27	financial	financial	ADJ
aijes-6723	148	28	system	system	NOUN
aijes-6723	148	29	in	in	ADP
aijes-6723	148	30	albania	albania	PROPN
aijes-6723	148	31	2022	2022	NUM
aijes-6723	148	32	.	.	PUNCT
aijes-6723	149	1	progress	progress	NOUN
aijes-6723	149	2	of	of	ADP
aijes-6723	149	3	the	the	DET
aijes-6723	149	4	microfinance	microfinance	NOUN
aijes-6723	149	5	sector	sector	NOUN
aijes-6723	149	6	in	in	ADP
aijes-6723	149	7	albania	albania	PROPN
aijes-6723	149	8	,	,	PUNCT
aijes-6723	149	9	current	current	ADJ
aijes-6723	149	10	challenges	challenge	NOUN
aijes-6723	149	11	and	and	CCONJ
aijes-6723	149	12	the	the	DET
aijes-6723	149	13	perspective	perspective	NOUN
aijes-6723	149	14	of	of	ADP
aijes-6723	149	15	this	this	DET
aijes-6723	149	16	sector	sector	NOUN
aijes-6723	149	17	208	208	NUM
aijes-6723	149	18	the	the	DET
aijes-6723	149	19	banking	banking	NOUN
aijes-6723	149	20	sector	sector	NOUN
aijes-6723	149	21	in	in	ADP
aijes-6723	149	22	albania	albania	PROPN
aijes-6723	149	23	during	during	ADP
aijes-6723	149	24	2022	2022	NUM
aijes-6723	149	25	comprised	comprise	VERB
aijes-6723	149	26	87.9	87.9	NUM
aijes-6723	149	27	%	%	NOUN
aijes-6723	149	28	of	of	ADP
aijes-6723	149	29	the	the	DET
aijes-6723	149	30	entire	entire	ADJ
aijes-6723	149	31	system	system	NOUN
aijes-6723	149	32	.	.	PUNCT
aijes-6723	150	1	compared	compare	VERB
aijes-6723	150	2	to	to	ADP
aijes-6723	150	3	the	the	DET
aijes-6723	150	4	previous	previous	ADJ
aijes-6723	150	5	year	year	NOUN
aijes-6723	150	6	2021	2021	NUM
aijes-6723	150	7	,	,	PUNCT
aijes-6723	150	8	the	the	DET
aijes-6723	150	9	weight	weight	NOUN
aijes-6723	150	10	of	of	ADP
aijes-6723	150	11	this	this	DET
aijes-6723	150	12	sector	sector	NOUN
aijes-6723	150	13	,	,	PUNCT
aijes-6723	150	14	which	which	PRON
aijes-6723	150	15	includes	include	VERB
aijes-6723	150	16	second	second	ADJ
aijes-6723	150	17	level	level	NOUN
aijes-6723	150	18	banks	bank	NOUN
aijes-6723	150	19	,	,	PUNCT
aijes-6723	150	20	has	have	AUX
aijes-6723	150	21	decreased	decrease	VERB
aijes-6723	150	22	by	by	ADP
aijes-6723	150	23	9.9	9.9	NUM
aijes-6723	150	24	%	%	NOUN
aijes-6723	150	25	.	.	PUNCT
aijes-6723	151	1	the	the	DET
aijes-6723	151	2	financial	financial	ADJ
aijes-6723	151	3	sector	sector	NOUN
aijes-6723	151	4	,	,	PUNCT
aijes-6723	151	5	in	in	ADP
aijes-6723	151	6	which	which	PRON
aijes-6723	151	7	non	non	ADJ
aijes-6723	151	8	-	-	ADJ
aijes-6723	151	9	bank	bank	ADJ
aijes-6723	151	10	financial	financial	ADJ
aijes-6723	151	11	institutions	institution	NOUN
aijes-6723	151	12	participate	participate	VERB
aijes-6723	151	13	,	,	PUNCT
aijes-6723	151	14	during	during	ADP
aijes-6723	151	15	2022	2022	NUM
aijes-6723	151	16	comprised	comprise	VERB
aijes-6723	151	17	3.7	3.7	NUM
aijes-6723	151	18	%	%	NOUN
aijes-6723	151	19	of	of	ADP
aijes-6723	151	20	the	the	DET
aijes-6723	151	21	entire	entire	ADJ
aijes-6723	151	22	financial	financial	ADJ
aijes-6723	151	23	system	system	NOUN
aijes-6723	151	24	.	.	PUNCT
aijes-6723	152	1	compared	compare	VERB
aijes-6723	152	2	to	to	ADP
aijes-6723	152	3	the	the	DET
aijes-6723	152	4	previous	previous	ADJ
aijes-6723	152	5	year	year	NOUN
aijes-6723	152	6	2021	2021	NUM
aijes-6723	152	7	,	,	PUNCT
aijes-6723	152	8	this	this	DET
aijes-6723	152	9	sector	sector	NOUN
aijes-6723	152	10	has	have	AUX
aijes-6723	152	11	decreased	decrease	VERB
aijes-6723	152	12	by	by	ADP
aijes-6723	152	13	0.3	0.3	NUM
aijes-6723	152	14	%	%	NOUN
aijes-6723	152	15	.	.	PUNCT
aijes-6723	153	1	these	these	DET
aijes-6723	153	2	institutions	institution	NOUN
aijes-6723	153	3	occupied	occupy	VERB
aijes-6723	153	4	the	the	DET
aijes-6723	153	5	second	second	ADJ
aijes-6723	153	6	place	place	NOUN
aijes-6723	153	7	in	in	ADP
aijes-6723	153	8	terms	term	NOUN
aijes-6723	153	9	of	of	ADP
aijes-6723	153	10	importance	importance	NOUN
aijes-6723	153	11	during	during	ADP
aijes-6723	153	12	this	this	DET
aijes-6723	153	13	year	year	NOUN
aijes-6723	153	14	.	.	PUNCT
aijes-6723	154	1	the	the	DET
aijes-6723	154	2	financial	financial	ADJ
aijes-6723	154	3	sector	sector	NOUN
aijes-6723	154	4	in	in	ADP
aijes-6723	154	5	which	which	PRON
aijes-6723	154	6	they	they	PRON
aijes-6723	154	7	participate	participate	VERB
aijes-6723	154	8	,	,	PUNCT
aijes-6723	154	9	slas	slas	PROPN
aijes-6723	154	10	and	and	CCONJ
aijes-6723	154	11	union	union	PROPN
aijes-6723	154	12	,	,	PUNCT
aijes-6723	154	13	comprised	comprise	VERB
aijes-6723	154	14	0.7	0.7	NUM
aijes-6723	154	15	%	%	NOUN
aijes-6723	154	16	of	of	ADP
aijes-6723	154	17	the	the	DET
aijes-6723	154	18	entire	entire	ADJ
aijes-6723	154	19	financial	financial	ADJ
aijes-6723	154	20	system	system	NOUN
aijes-6723	154	21	this	this	DET
aijes-6723	154	22	year	year	NOUN
aijes-6723	154	23	.	.	PUNCT
aijes-6723	155	1	the	the	DET
aijes-6723	155	2	financial	financial	ADJ
aijes-6723	155	3	sector	sector	NOUN
aijes-6723	155	4	in	in	ADP
aijes-6723	155	5	which	which	PRON
aijes-6723	155	6	they	they	PRON
aijes-6723	155	7	participate	participate	VERB
aijes-6723	155	8	,	,	PUNCT
aijes-6723	155	9	investment	investment	NOUN
aijes-6723	155	10	funds	fund	NOUN
aijes-6723	155	11	,	,	PUNCT
aijes-6723	155	12	during	during	ADP
aijes-6723	155	13	2022	2022	NUM
aijes-6723	155	14	comprised	comprise	VERB
aijes-6723	155	15	2.5	2.5	NUM
aijes-6723	155	16	%	%	NOUN
aijes-6723	155	17	of	of	ADP
aijes-6723	155	18	the	the	DET
aijes-6723	155	19	entire	entire	ADJ
aijes-6723	155	20	financial	financial	ADJ
aijes-6723	155	21	system	system	NOUN
aijes-6723	155	22	.	.	PUNCT
aijes-6723	156	1	compared	compare	VERB
aijes-6723	156	2	to	to	ADP
aijes-6723	156	3	2021	2021	NUM
aijes-6723	156	4	,	,	PUNCT
aijes-6723	156	5	the	the	DET
aijes-6723	156	6	weight	weight	NOUN
aijes-6723	156	7	of	of	ADP
aijes-6723	156	8	this	this	DET
aijes-6723	156	9	voice	voice	NOUN
aijes-6723	156	10	was	be	AUX
aijes-6723	156	11	reduced	reduce	VERB
aijes-6723	156	12	by	by	ADP
aijes-6723	156	13	1.6	1.6	NUM
aijes-6723	156	14	%	%	NOUN
aijes-6723	156	15	.	.	PUNCT
aijes-6723	157	1	insurance	insurance	NOUN
aijes-6723	157	2	companies	company	NOUN
aijes-6723	157	3	made	make	VERB
aijes-6723	157	4	up	up	ADP
aijes-6723	157	5	2	2	NUM
aijes-6723	157	6	%	%	NOUN
aijes-6723	157	7	of	of	ADP
aijes-6723	157	8	this	this	DET
aijes-6723	157	9	market	market	NOUN
aijes-6723	157	10	during	during	ADP
aijes-6723	157	11	2022	2022	NUM
aijes-6723	157	12	.	.	PUNCT
aijes-6723	158	1	compared	compare	VERB
aijes-6723	158	2	to	to	ADP
aijes-6723	158	3	the	the	DET
aijes-6723	158	4	previous	previous	ADJ
aijes-6723	158	5	year	year	NOUN
aijes-6723	158	6	2021	2021	NUM
aijes-6723	158	7	,	,	PUNCT
aijes-6723	158	8	this	this	DET
aijes-6723	158	9	sector	sector	NOUN
aijes-6723	158	10	suffered	suffer	VERB
aijes-6723	158	11	a	a	DET
aijes-6723	158	12	decrease	decrease	NOUN
aijes-6723	158	13	of	of	ADP
aijes-6723	158	14	0.2	0.2	NUM
aijes-6723	158	15	%	%	NOUN
aijes-6723	158	16	.	.	PUNCT
aijes-6723	159	1	based	base	VERB
aijes-6723	159	2	on	on	ADP
aijes-6723	159	3	the	the	DET
aijes-6723	159	4	report	report	NOUN
aijes-6723	159	5	published	publish	VERB
aijes-6723	159	6	by	by	ADP
aijes-6723	159	7	the	the	DET
aijes-6723	159	8	financial	financial	ADJ
aijes-6723	159	9	supervision	supervision	NOUN
aijes-6723	159	10	authority	authority	NOUN
aijes-6723	159	11	in	in	ADP
aijes-6723	159	12	albania	albania	PROPN
aijes-6723	159	13	,	,	PUNCT
aijes-6723	159	14	it	it	PRON
aijes-6723	159	15	results	result	VERB
aijes-6723	159	16	that	that	SCONJ
aijes-6723	159	17	:	:	PUNCT
aijes-6723	159	18	the	the	DET
aijes-6723	159	19	total	total	ADJ
aijes-6723	159	20	number	number	NOUN
aijes-6723	159	21	of	of	ADP
aijes-6723	159	22	loans	loan	NOUN
aijes-6723	159	23	granted	grant	VERB
aijes-6723	159	24	by	by	ADP
aijes-6723	159	25	microfinance	microfinance	NOUN
aijes-6723	159	26	institutions	institution	NOUN
aijes-6723	159	27	in	in	ADP
aijes-6723	159	28	albania	albania	PROPN
aijes-6723	159	29	during	during	ADP
aijes-6723	159	30	2022	2022	NUM
aijes-6723	159	31	was	be	AUX
aijes-6723	159	32	297,813	297,813	NUM
aijes-6723	159	33	loans	loan	NOUN
aijes-6723	159	34	.	.	PUNCT
aijes-6723	160	1	compared	compare	VERB
aijes-6723	160	2	to	to	ADP
aijes-6723	160	3	the	the	DET
aijes-6723	160	4	previous	previous	ADJ
aijes-6723	160	5	year	year	NOUN
aijes-6723	160	6	2021	2021	NUM
aijes-6723	160	7	,	,	PUNCT
aijes-6723	160	8	this	this	DET
aijes-6723	160	9	indicator	indicator	NOUN
aijes-6723	160	10	has	have	AUX
aijes-6723	160	11	increased	increase	VERB
aijes-6723	160	12	by	by	ADP
aijes-6723	160	13	14.6	14.6	NUM
aijes-6723	160	14	%	%	NOUN
aijes-6723	160	15	.	.	PUNCT
aijes-6723	161	1	(	(	PUNCT
aijes-6723	161	2	association	association	NOUN
aijes-6723	161	3	,	,	PUNCT
aijes-6723	161	4	raporti	raporti	VERB
aijes-6723	161	5	i	i	PRON
aijes-6723	161	6	mikrofinancave	mikrofinancave	VERB
aijes-6723	161	7	shqiptare	shqiptare	NOUN
aijes-6723	161	8	2022	2022	NUM
aijes-6723	161	9	)	)	PUNCT
aijes-6723	161	10	based	base	VERB
aijes-6723	161	11	on	on	ADP
aijes-6723	161	12	these	these	DET
aijes-6723	161	13	data	datum	NOUN
aijes-6723	161	14	,	,	PUNCT
aijes-6723	161	15	it	it	PRON
aijes-6723	161	16	can	can	AUX
aijes-6723	161	17	be	be	AUX
aijes-6723	161	18	seen	see	VERB
aijes-6723	161	19	that	that	SCONJ
aijes-6723	161	20	the	the	DET
aijes-6723	161	21	main	main	ADJ
aijes-6723	161	22	specific	specific	ADJ
aijes-6723	161	23	weight	weight	NOUN
aijes-6723	161	24	of	of	ADP
aijes-6723	161	25	lending	lending	NOUN
aijes-6723	161	26	by	by	ADP
aijes-6723	161	27	microfinance	microfinance	NOUN
aijes-6723	161	28	institutions	institution	NOUN
aijes-6723	161	29	is	be	AUX
aijes-6723	161	30	occupied	occupy	VERB
aijes-6723	161	31	by	by	ADP
aijes-6723	161	32	loans	loan	NOUN
aijes-6723	161	33	for	for	ADP
aijes-6723	161	34	individuals	individual	NOUN
aijes-6723	161	35	with	with	ADP
aijes-6723	161	36	a	a	DET
aijes-6723	161	37	value	value	NOUN
aijes-6723	161	38	of	of	ADP
aijes-6723	161	39	274,999	274,999	NUM
aijes-6723	161	40	loans	loan	NOUN
aijes-6723	161	41	,	,	PUNCT
aijes-6723	161	42	or	or	CCONJ
aijes-6723	161	43	in	in	ADP
aijes-6723	161	44	other	other	ADJ
aijes-6723	161	45	words	word	NOUN
aijes-6723	161	46	,	,	PUNCT
aijes-6723	161	47	this	this	DET
aijes-6723	161	48	indicator	indicator	NOUN
aijes-6723	161	49	is	be	AUX
aijes-6723	161	50	15.8	15.8	NUM
aijes-6723	161	51	%	%	NOUN
aijes-6723	161	52	higher	high	ADJ
aijes-6723	161	53	than	than	ADP
aijes-6723	161	54	the	the	DET
aijes-6723	161	55	previous	previous	ADJ
aijes-6723	161	56	year	year	NOUN
aijes-6723	161	57	.	.	PUNCT
aijes-6723	162	1	the	the	DET
aijes-6723	162	2	new	new	ADJ
aijes-6723	162	3	lending	lending	NOUN
aijes-6723	162	4	made	make	VERB
aijes-6723	162	5	available	available	ADJ
aijes-6723	162	6	to	to	ADP
aijes-6723	162	7	the	the	DET
aijes-6723	162	8	business	business	NOUN
aijes-6723	162	9	sector	sector	NOUN
aijes-6723	162	10	was	be	AUX
aijes-6723	162	11	narrowed	narrow	VERB
aijes-6723	162	12	during	during	ADP
aijes-6723	162	13	2022	2022	NUM
aijes-6723	162	14	.	.	PUNCT
aijes-6723	163	1	the	the	DET
aijes-6723	163	2	value	value	NOUN
aijes-6723	163	3	expressed	express	VERB
aijes-6723	163	4	in	in	ADP
aijes-6723	163	5	the	the	DET
aijes-6723	163	6	figure	figure	NOUN
aijes-6723	163	7	of	of	ADP
aijes-6723	163	8	15,717	15,717	NUM
aijes-6723	163	9	loans	loan	NOUN
aijes-6723	163	10	,	,	PUNCT
aijes-6723	163	11	is	be	AUX
aijes-6723	163	12	267	267	NUM
aijes-6723	163	13	units	unit	NOUN
aijes-6723	163	14	or	or	CCONJ
aijes-6723	163	15	1.6	1.6	NUM
aijes-6723	163	16	%	%	NOUN
aijes-6723	163	17	less	less	ADJ
aijes-6723	163	18	than	than	ADP
aijes-6723	163	19	in	in	ADP
aijes-6723	163	20	2021	2021	NUM
aijes-6723	163	21	.	.	PUNCT
aijes-6723	164	1	loans	loan	NOUN
aijes-6723	164	2	for	for	ADP
aijes-6723	164	3	the	the	DET
aijes-6723	164	4	sector	sector	NOUN
aijes-6723	164	5	involving	involve	VERB
aijes-6723	164	6	farmers	farmer	NOUN
aijes-6723	164	7	and	and	CCONJ
aijes-6723	164	8	agribusinesses	agribusiness	NOUN
aijes-6723	164	9	increased	increase	VERB
aijes-6723	164	10	by	by	ADP
aijes-6723	164	11	1000	1000	NUM
aijes-6723	164	12	units	unit	NOUN
aijes-6723	164	13	or	or	CCONJ
aijes-6723	164	14	18.5	18.5	NUM
aijes-6723	164	15	%	%	NOUN
aijes-6723	164	16	,	,	PUNCT
aijes-6723	164	17	while	while	SCONJ
aijes-6723	164	18	the	the	DET
aijes-6723	164	19	number	number	NOUN
aijes-6723	164	20	of	of	ADP
aijes-6723	164	21	other	other	ADJ
aijes-6723	164	22	loans	loan	NOUN
aijes-6723	164	23	decreased	decrease	VERB
aijes-6723	164	24	by	by	ADP
aijes-6723	164	25	337	337	NUM
aijes-6723	164	26	units	unit	NOUN
aijes-6723	164	27	or	or	CCONJ
aijes-6723	164	28	32.4	32.4	NUM
aijes-6723	164	29	%	%	NOUN
aijes-6723	164	30	compared	compare	VERB
aijes-6723	164	31	to	to	ADP
aijes-6723	164	32	2021	2021	NUM
aijes-6723	164	33	.	.	PUNCT
aijes-6723	165	1	discussions	discussion	NOUN
aijes-6723	165	2	/	/	SYM
aijes-6723	165	3	conclussions	conclussions	X
aijes-6723	165	4	the	the	DET
aijes-6723	165	5	financial	financial	ADJ
aijes-6723	165	6	sector	sector	NOUN
aijes-6723	165	7	of	of	ADP
aijes-6723	165	8	microfinance	microfinance	NOUN
aijes-6723	165	9	in	in	ADP
aijes-6723	165	10	our	our	PRON
aijes-6723	165	11	country	country	NOUN
aijes-6723	165	12	has	have	AUX
aijes-6723	165	13	played	play	VERB
aijes-6723	165	14	an	an	DET
aijes-6723	165	15	important	important	ADJ
aijes-6723	165	16	role	role	NOUN
aijes-6723	165	17	in	in	ADP
aijes-6723	165	18	the	the	DET
aijes-6723	165	19	economic	economic	ADJ
aijes-6723	165	20	development	development	NOUN
aijes-6723	165	21	of	of	ADP
aijes-6723	165	22	albania	albania	PROPN
aijes-6723	165	23	.	.	PUNCT
aijes-6723	166	1	by	by	ADP
aijes-6723	166	2	offering	offer	VERB
aijes-6723	166	3	financial	financial	ADJ
aijes-6723	166	4	resources	resource	NOUN
aijes-6723	166	5	to	to	ADP
aijes-6723	166	6	layers	layer	NOUN
aijes-6723	166	7	of	of	ADP
aijes-6723	166	8	the	the	DET
aijes-6723	166	9	population	population	NOUN
aijes-6723	166	10	,	,	PUNCT
aijes-6723	166	11	which	which	PRON
aijes-6723	166	12	usually	usually	ADV
aijes-6723	166	13	have	have	VERB
aijes-6723	166	14	a	a	DET
aijes-6723	166	15	hard	hard	ADJ
aijes-6723	166	16	time	time	NOUN
aijes-6723	166	17	or	or	CCONJ
aijes-6723	166	18	are	be	AUX
aijes-6723	166	19	excluded	exclude	VERB
aijes-6723	166	20	from	from	ADP
aijes-6723	166	21	traditional	traditional	ADJ
aijes-6723	166	22	banking	banking	NOUN
aijes-6723	166	23	systems	system	NOUN
aijes-6723	166	24	.	.	PUNCT
aijes-6723	167	1	the	the	DET
aijes-6723	167	2	microfinance	microfinance	NOUN
aijes-6723	167	3	sector	sector	NOUN
aijes-6723	167	4	in	in	ADP
aijes-6723	167	5	albania	albania	PROPN
aijes-6723	167	6	has	have	AUX
aijes-6723	167	7	faced	face	VERB
aijes-6723	167	8	challenges	challenge	NOUN
aijes-6723	167	9	in	in	ADP
aijes-6723	167	10	liquidity	liquidity	NOUN
aijes-6723	167	11	management	management	NOUN
aijes-6723	167	12	,	,	PUNCT
aijes-6723	167	13	especially	especially	ADV
aijes-6723	167	14	in	in	ADP
aijes-6723	167	15	an	an	DET
aijes-6723	167	16	uncertain	uncertain	ADJ
aijes-6723	167	17	economic	economic	ADJ
aijes-6723	167	18	environment	environment	NOUN
aijes-6723	167	19	.	.	PUNCT
aijes-6723	168	1	this	this	PRON
aijes-6723	168	2	has	have	AUX
aijes-6723	168	3	required	require	VERB
aijes-6723	168	4	careful	careful	ADJ
aijes-6723	168	5	management	management	NOUN
aijes-6723	168	6	of	of	ADP
aijes-6723	168	7	financial	financial	ADJ
aijes-6723	168	8	resources	resource	NOUN
aijes-6723	168	9	.	.	PUNCT
aijes-6723	169	1	microfinance	microfinance	NOUN
aijes-6723	169	2	institutions	institution	NOUN
aijes-6723	169	3	should	should	AUX
aijes-6723	169	4	focus	focus	VERB
aijes-6723	169	5	on	on	ADP
aijes-6723	169	6	strong	strong	ADJ
aijes-6723	169	7	financial	financial	ADJ
aijes-6723	169	8	strategies	strategy	NOUN
aijes-6723	169	9	to	to	PART
aijes-6723	169	10	better	well	ADV
aijes-6723	169	11	manage	manage	VERB
aijes-6723	169	12	liquidity	liquidity	NOUN
aijes-6723	169	13	and	and	CCONJ
aijes-6723	169	14	maintain	maintain	VERB
aijes-6723	169	15	their	their	PRON
aijes-6723	169	16	sustainability	sustainability	NOUN
aijes-6723	169	17	in	in	ADP
aijes-6723	169	18	uncertain	uncertain	ADJ
aijes-6723	169	19	economic	economic	ADJ
aijes-6723	169	20	times	time	NOUN
aijes-6723	169	21	.	.	PUNCT
aijes-6723	170	1	microfinance	microfinance	NOUN
aijes-6723	170	2	institutions	institution	NOUN
aijes-6723	170	3	have	have	AUX
aijes-6723	170	4	encountered	encounter	VERB
aijes-6723	170	5	challenges	challenge	NOUN
aijes-6723	170	6	in	in	ADP
aijes-6723	170	7	complying	comply	VERB
aijes-6723	170	8	with	with	ADP
aijes-6723	170	9	international	international	ADJ
aijes-6723	170	10	regulations	regulation	NOUN
aijes-6723	170	11	and	and	CCONJ
aijes-6723	170	12	standards	standard	NOUN
aijes-6723	170	13	,	,	PUNCT
aijes-6723	170	14	which	which	PRON
aijes-6723	170	15	are	be	AUX
aijes-6723	170	16	critical	critical	ADJ
aijes-6723	170	17	for	for	ADP
aijes-6723	170	18	integration	integration	NOUN
aijes-6723	170	19	into	into	ADP
aijes-6723	170	20	global	global	ADJ
aijes-6723	170	21	markets	market	NOUN
aijes-6723	170	22	(	(	PUNCT
aijes-6723	170	23	ledgerwood	ledgerwood	PROPN
aijes-6723	170	24	,	,	PUNCT
aijes-6723	170	25	2013	2013	NUM
aijes-6723	170	26	)	)	PUNCT
aijes-6723	170	27	.	.	PUNCT
aijes-6723	171	1	sustainable	sustainable	ADJ
aijes-6723	171	2	strategies	strategy	NOUN
aijes-6723	171	3	for	for	ADP
aijes-6723	171	4	compliance	compliance	NOUN
aijes-6723	171	5	with	with	ADP
aijes-6723	171	6	these	these	DET
aijes-6723	171	7	regulations	regulation	NOUN
aijes-6723	171	8	must	must	AUX
aijes-6723	171	9	be	be	AUX
aijes-6723	171	10	developed	develop	VERB
aijes-6723	171	11	,	,	PUNCT
aijes-6723	171	12	including	include	VERB
aijes-6723	171	13	staff	staff	NOUN
aijes-6723	171	14	training	training	NOUN
aijes-6723	171	15	,	,	PUNCT
aijes-6723	171	16	as	as	ADV
aijes-6723	171	17	well	well	ADV
aijes-6723	171	18	as	as	ADP
aijes-6723	171	19	updating	update	VERB
aijes-6723	171	20	policies	policy	NOUN
aijes-6723	171	21	and	and	CCONJ
aijes-6723	171	22	procedures	procedure	NOUN
aijes-6723	171	23	.	.	PUNCT
aijes-6723	172	1	digitization	digitization	NOUN
aijes-6723	172	2	has	have	AUX
aijes-6723	172	3	offered	offer	VERB
aijes-6723	172	4	opportunities	opportunity	NOUN
aijes-6723	172	5	for	for	ADP
aijes-6723	172	6	improving	improve	VERB
aijes-6723	172	7	services	service	NOUN
aijes-6723	172	8	,	,	PUNCT
aijes-6723	172	9	but	but	CCONJ
aijes-6723	172	10	it	it	PRON
aijes-6723	172	11	has	have	AUX
aijes-6723	172	12	also	also	ADV
aijes-6723	172	13	brought	bring	VERB
aijes-6723	172	14	challenges	challenge	NOUN
aijes-6723	172	15	,	,	PUNCT
aijes-6723	172	16	such	such	ADJ
aijes-6723	172	17	as	as	ADP
aijes-6723	172	18	the	the	DET
aijes-6723	172	19	need	need	NOUN
aijes-6723	172	20	for	for	ADP
aijes-6723	172	21	investments	investment	NOUN
aijes-6723	172	22	in	in	ADP
aijes-6723	172	23	technology	technology	NOUN
aijes-6723	172	24	and	and	CCONJ
aijes-6723	172	25	staff	staff	NOUN
aijes-6723	172	26	training	training	NOUN
aijes-6723	172	27	.	.	PUNCT
aijes-6723	173	1	microfinance	microfinance	NOUN
aijes-6723	173	2	should	should	AUX
aijes-6723	173	3	invest	invest	VERB
aijes-6723	173	4	in	in	ADP
aijes-6723	173	5	technology	technology	NOUN
aijes-6723	173	6	and	and	CCONJ
aijes-6723	173	7	focus	focus	VERB
aijes-6723	173	8	on	on	ADP
aijes-6723	173	9	the	the	DET
aijes-6723	173	10	digitization	digitization	NOUN
aijes-6723	173	11	of	of	ADP
aijes-6723	173	12	their	their	PRON
aijes-6723	173	13	services	service	NOUN
aijes-6723	173	14	,	,	PUNCT
aijes-6723	173	15	to	to	PART
aijes-6723	173	16	improve	improve	VERB
aijes-6723	173	17	their	their	PRON
aijes-6723	173	18	efficiency	efficiency	NOUN
aijes-6723	173	19	and	and	CCONJ
aijes-6723	173	20	effectiveness	effectiveness	NOUN
aijes-6723	173	21	,	,	PUNCT
aijes-6723	173	22	as	as	ADV
aijes-6723	173	23	well	well	ADV
aijes-6723	173	24	as	as	ADP
aijes-6723	173	25	to	to	PART
aijes-6723	173	26	expand	expand	VERB
aijes-6723	173	27	the	the	DET
aijes-6723	173	28	geographical	geographical	ADJ
aijes-6723	173	29	reach	reach	NOUN
aijes-6723	173	30	of	of	ADP
aijes-6723	173	31	this	this	DET
aijes-6723	173	32	sector	sector	NOUN
aijes-6723	173	33	,	,	PUNCT
aijes-6723	173	34	managing	manage	VERB
aijes-6723	173	35	to	to	PART
aijes-6723	173	36	better	well	ADV
aijes-6723	173	37	serve	serve	VERB
aijes-6723	173	38	communities	community	NOUN
aijes-6723	173	39	.	.	PUNCT
aijes-6723	174	1	credit	credit	NOUN
aijes-6723	174	2	risk	risk	NOUN
aijes-6723	174	3	management	management	NOUN
aijes-6723	174	4	strategies	strategy	NOUN
aijes-6723	174	5	should	should	AUX
aijes-6723	174	6	be	be	AUX
aijes-6723	174	7	strengthened	strengthen	VERB
aijes-6723	174	8	,	,	PUNCT
aijes-6723	174	9	including	include	VERB
aijes-6723	174	10	regular	regular	ADJ
aijes-6723	174	11	portfolio	portfolio	NOUN
aijes-6723	174	12	analysis	analysis	NOUN
aijes-6723	174	13	and	and	CCONJ
aijes-6723	174	14	the	the	DET
aijes-6723	174	15	implementation	implementation	NOUN
aijes-6723	174	16	of	of	ADP
aijes-6723	174	17	corrective	corrective	ADJ
aijes-6723	174	18	measures	measure	NOUN
aijes-6723	174	19	,	,	PUNCT
aijes-6723	174	20	when	when	SCONJ
aijes-6723	174	21	necessary	necessary	ADJ
aijes-6723	174	22	.	.	PUNCT
aijes-6723	175	1	microfinance	microfinance	NOUN
aijes-6723	175	2	has	have	AUX
aijes-6723	175	3	had	have	VERB
aijes-6723	175	4	a	a	DET
aijes-6723	175	5	positive	positive	ADJ
aijes-6723	175	6	impact	impact	NOUN
aijes-6723	175	7	on	on	ADP
aijes-6723	175	8	socioeconomic	socioeconomic	ADJ
aijes-6723	175	9	development	development	NOUN
aijes-6723	175	10	and	and	CCONJ
aijes-6723	175	11	the	the	DET
aijes-6723	175	12	improvement	improvement	NOUN
aijes-6723	175	13	of	of	ADP
aijes-6723	175	14	living	living	NOUN
aijes-6723	175	15	conditions	condition	NOUN
aijes-6723	175	16	in	in	ADP
aijes-6723	175	17	local	local	ADJ
aijes-6723	175	18	communities	community	NOUN
aijes-6723	175	19	.	.	PUNCT
aijes-6723	176	1	microfinance	microfinance	NOUN
aijes-6723	176	2	institutions	institution	NOUN
aijes-6723	176	3	should	should	AUX
aijes-6723	176	4	continue	continue	VERB
aijes-6723	176	5	to	to	PART
aijes-6723	176	6	invest	invest	VERB
aijes-6723	176	7	in	in	ADP
aijes-6723	176	8	projects	project	NOUN
aijes-6723	176	9	that	that	PRON
aijes-6723	176	10	have	have	VERB
aijes-6723	176	11	a	a	DET
aijes-6723	176	12	positive	positive	ADJ
aijes-6723	176	13	socioeconomic	socioeconomic	ADJ
aijes-6723	176	14	and	and	CCONJ
aijes-6723	176	15	fabian	fabian	ADJ
aijes-6723	176	16	pjetri	pjetri	PROPN
aijes-6723	176	17	,	,	PUNCT
aijes-6723	176	18	rajs	rajs	PROPN
aijes-6723	176	19	kastrati	kastrati	PROPN
aijes-6723	176	20	,	,	PUNCT
aijes-6723	176	21	fjorda	fjorda	PROPN
aijes-6723	176	22	prifti	prifti	VERB
aijes-6723	176	23	209	209	NUM
aijes-6723	176	24	environmental	environmental	ADJ
aijes-6723	176	25	impact	impact	NOUN
aijes-6723	176	26	,	,	PUNCT
aijes-6723	176	27	helping	help	VERB
aijes-6723	176	28	to	to	PART
aijes-6723	176	29	develop	develop	VERB
aijes-6723	176	30	communities	community	NOUN
aijes-6723	176	31	.	.	PUNCT
aijes-6723	177	1	inclusion	inclusion	NOUN
aijes-6723	177	2	of	of	ADP
aijes-6723	177	3	marginalized	marginalize	VERB
aijes-6723	177	4	groups	group	NOUN
aijes-6723	177	5	and	and	CCONJ
aijes-6723	177	6	their	their	PRON
aijes-6723	177	7	empowerment	empowerment	NOUN
aijes-6723	177	8	through	through	ADP
aijes-6723	177	9	financial	financial	ADJ
aijes-6723	177	10	education	education	NOUN
aijes-6723	177	11	should	should	AUX
aijes-6723	177	12	be	be	AUX
aijes-6723	177	13	a	a	DET
aijes-6723	177	14	priority	priority	NOUN
aijes-6723	177	15	,	,	PUNCT
aijes-6723	177	16	building	build	VERB
aijes-6723	177	17	a	a	DET
aijes-6723	177	18	culture	culture	NOUN
aijes-6723	177	19	of	of	ADP
aijes-6723	177	20	financial	financial	ADJ
aijes-6723	177	21	awareness	awareness	NOUN
aijes-6723	177	22	throughout	throughout	ADP
aijes-6723	177	23	society	society	NOUN
aijes-6723	177	24	.	.	PUNCT
aijes-6723	178	1	references	reference	NOUN
aijes-6723	178	2	1	1	NUM
aijes-6723	178	3	.	.	PUNCT
aijes-6723	179	1	european	european	PROPN
aijes-6723	179	2	microfinance	microfinance	PROPN
aijes-6723	179	3	confederation	confederation	PROPN
aijes-6723	179	4	emc	emc	PROPN
aijes-6723	179	5	.	.	PUNCT
aijes-6723	180	1	(	(	PUNCT
aijes-6723	180	2	december	december	PROPN
aijes-6723	180	3	2022	2022	NUM
aijes-6723	180	4	)	)	PUNCT
aijes-6723	180	5	.	.	PUNCT
aijes-6723	181	1	microfinance	microfinance	NOUN
aijes-6723	181	2	in	in	ADP
aijes-6723	181	3	europe	europe	PROPN
aijes-6723	181	4	:	:	PUNCT
aijes-6723	181	5	survey	survey	NOUN
aijes-6723	181	6	report	report	NOUN
aijes-6723	181	7	(	(	PUNCT
aijes-6723	181	8	2022	2022	NUM
aijes-6723	181	9	edition	edition	NOUN
aijes-6723	181	10	)	)	PUNCT
aijes-6723	181	11	.	.	PUNCT
aijes-6723	182	1	retrieved	retrieve	VERB
aijes-6723	182	2	from	from	ADP
aijes-6723	182	3	european	european	ADJ
aijes-6723	182	4	-	-	PUNCT
aijes-6723	182	5	microfinance	microfinance	NOUN
aijes-6723	182	6	.	.	PUNCT
aijes-6723	183	1	2	2	X
aijes-6723	183	2	.	.	X
aijes-6723	183	3	antik	antik	NOUN
aijes-6723	183	4	,	,	PUNCT
aijes-6723	183	5	c.	c.	PROPN
aijes-6723	183	6	i.	i.	PROPN
aijes-6723	183	7	(	(	PUNCT
aijes-6723	183	8	30	30	NUM
aijes-6723	183	9	.	.	PUNCT
aijes-6723	184	1	december	december	PROPN
aijes-6723	184	2	2022	2022	NUM
aijes-6723	184	3	)	)	PUNCT
aijes-6723	184	4	.	.	PUNCT
aijes-6723	185	1	credit	credit	NOUN
aijes-6723	185	2	institutions	institution	NOUN
aijes-6723	185	3	–	–	PUNCT
aijes-6723	185	4	financing	finance	VERB
aijes-6723	185	5	entities	entity	NOUN
aijes-6723	185	6	during	during	ADP
aijes-6723	185	7	the	the	DET
aijes-6723	185	8	covid-19	covid-19	PROPN
aijes-6723	185	9	pandemic	pandemic	NOUN
aijes-6723	185	10	.	.	PUNCT
aijes-6723	186	1	agora	agora	PROPN
aijes-6723	186	2	international	international	ADJ
aijes-6723	186	3	journal	journal	NOUN
aijes-6723	186	4	of	of	ADP
aijes-6723	186	5	economical	economical	ADJ
aijes-6723	186	6	sciences	science	NOUN
aijes-6723	186	7	,	,	PUNCT
aijes-6723	186	8	16	16	NUM
aijes-6723	186	9	.	.	PUNCT
aijes-6723	187	1	doi:10.15837	doi:10.15837	PROPN
aijes-6723	187	2	/	/	SYM
aijes-6723	187	3	aijes.v16i.5165	aijes.v16i.5165	PROPN
aijes-6723	187	4	3	3	NUM
aijes-6723	187	5	.	.	PUNCT
aijes-6723	187	6	assefa	assefa	PROPN
aijes-6723	187	7	,	,	PUNCT
aijes-6723	187	8	e.	e.	PROPN
aijes-6723	187	9	(	(	PUNCT
aijes-6723	187	10	2013	2013	NUM
aijes-6723	187	11	)	)	PUNCT
aijes-6723	187	12	.	.	PUNCT
aijes-6723	188	1	competition	competition	NOUN
aijes-6723	188	2	and	and	CCONJ
aijes-6723	188	3	the	the	DET
aijes-6723	188	4	performance	performance	NOUN
aijes-6723	188	5	of	of	ADP
aijes-6723	188	6	microfinance	microfinance	NOUN
aijes-6723	188	7	institutions	institution	NOUN
aijes-6723	188	8	.	.	PUNCT
aijes-6723	189	1	applied	apply	VERB
aijes-6723	189	2	financial	financial	ADJ
aijes-6723	189	3	economics	economic	NOUN
aijes-6723	189	4	,	,	PUNCT
aijes-6723	189	5	767	767	NUM
aijes-6723	189	6	-	-	SYM
aijes-6723	189	7	782	782	NUM
aijes-6723	189	8	.	.	NOUN
aijes-6723	190	1	4	4	NUM
aijes-6723	190	2	.	.	X
aijes-6723	190	3	association	association	NOUN
aijes-6723	190	4	of	of	ADP
aijes-6723	190	5	microfinance	microfinance	NOUN
aijes-6723	190	6	.	.	PUNCT
aijes-6723	191	1	(	(	PUNCT
aijes-6723	191	2	2020	2020	NUM
aijes-6723	191	3	)	)	PUNCT
aijes-6723	191	4	.	.	PUNCT
aijes-6723	192	1	raporti	raporti	VERB
aijes-6723	193	1	i	i	PRON
aijes-6723	193	2	mikrofinancave	mikrofinancave	VERB
aijes-6723	193	3	shqiptare	shqiptare	NOUN
aijes-6723	193	4	2022	2022	NUM
aijes-6723	194	1	[	[	X
aijes-6723	194	2	report	report	NOUN
aijes-6723	194	3	of	of	ADP
aijes-6723	194	4	albanian	albanian	ADJ
aijes-6723	194	5	microfinance	microfinance	NOUN
aijes-6723	194	6	2022	2022	NUM
aijes-6723	194	7	]	]	PUNCT
aijes-6723	194	8	.	.	PUNCT
aijes-6723	195	1	tirane	tirane	NOUN
aijes-6723	195	2	:	:	PUNCT
aijes-6723	195	3	ama	ama	PROPN
aijes-6723	195	4	-	-	PUNCT
aijes-6723	195	5	raporti	raporti	NOUN
aijes-6723	195	6	-	-	PUNCT
aijes-6723	195	7	vjetor-2022	vjetor-2022	NOUN
aijes-6723	195	8	.	.	PUNCT
aijes-6723	196	1	5	5	X
aijes-6723	196	2	.	.	X
aijes-6723	196	3	association	association	NOUN
aijes-6723	196	4	of	of	ADP
aijes-6723	196	5	microfinance	microfinance	NOUN
aijes-6723	196	6	.	.	PUNCT
aijes-6723	197	1	(	(	PUNCT
aijes-6723	197	2	24	24	NUM
aijes-6723	197	3	.	.	PUNCT
aijes-6723	197	4	april	april	PROPN
aijes-6723	197	5	2024	2024	NUM
aijes-6723	197	6	)	)	PUNCT
aijes-6723	197	7	.	.	PUNCT
aijes-6723	198	1	retrieved	retrieve	VERB
aijes-6723	198	2	from	from	ADP
aijes-6723	198	3	association	association	NOUN
aijes-6723	198	4	,	,	PUNCT
aijes-6723	198	5	albanian	albanian	ADJ
aijes-6723	198	6	microfinance	microfinance	NOUN
aijes-6723	198	7	:	:	PUNCT
aijes-6723	198	8	https://ama.com.al/rreth-nesh/	https://ama.com.al/rreth-nesh/	NOUN
aijes-6723	198	9	6	6	NUM
aijes-6723	198	10	.	.	X
aijes-6723	199	1	johnson	johnson	PROPN
aijes-6723	199	2	,	,	PUNCT
aijes-6723	199	3	s.	s.	PROPN
aijes-6723	199	4	,	,	PUNCT
aijes-6723	199	5	&	&	CCONJ
aijes-6723	199	6	rogaly	rogaly	PROPN
aijes-6723	199	7	,	,	PUNCT
aijes-6723	199	8	b.	b.	PROPN
aijes-6723	199	9	(	(	PUNCT
aijes-6723	199	10	1997	1997	NUM
aijes-6723	199	11	)	)	PUNCT
aijes-6723	199	12	.	.	PUNCT
aijes-6723	200	1	microfinance	microfinance	NOUN
aijes-6723	200	2	and	and	CCONJ
aijes-6723	200	3	poverty	poverty	NOUN
aijes-6723	200	4	reduction	reduction	NOUN
aijes-6723	200	5	.	.	PUNCT
aijes-6723	201	1	oxfam	oxfam	NOUN
aijes-6723	201	2	,	,	PUNCT
aijes-6723	201	3	1997	1997	NUM
aijes-6723	201	4	.	.	PUNCT
aijes-6723	202	1	7	7	X
aijes-6723	202	2	.	.	X
aijes-6723	202	3	milana	milana	PROPN
aijes-6723	202	4	,	,	PUNCT
aijes-6723	202	5	c.	c.	PROPN
aijes-6723	202	6	,	,	PUNCT
aijes-6723	202	7	&	&	CCONJ
aijes-6723	202	8	ambrosini	ambrosini	PROPN
aijes-6723	202	9	,	,	PUNCT
aijes-6723	202	10	a.	a.	NOUN
aijes-6723	202	11	(	(	PUNCT
aijes-6723	202	12	04	04	NUM
aijes-6723	202	13	may	may	PROPN
aijes-6723	202	14	2020	2020	NUM
aijes-6723	202	15	)	)	PUNCT
aijes-6723	202	16	.	.	PUNCT
aijes-6723	203	1	microfinance	microfinance	NOUN
aijes-6723	203	2	and	and	CCONJ
aijes-6723	203	3	financial	financial	ADJ
aijes-6723	203	4	inclusion	inclusion	NOUN
aijes-6723	203	5	:	:	PUNCT
aijes-6723	203	6	challenges	challenge	NOUN
aijes-6723	203	7	and	and	CCONJ
aijes-6723	203	8	opportunities	opportunity	NOUN
aijes-6723	203	9	.	.	PUNCT
aijes-6723	204	1	onlinelibrary	onlinelibrary	ADJ
aijes-6723	204	2	,	,	PUNCT
aijes-6723	204	3	253	253	NUM
aijes-6723	204	4	-	-	SYM
aijes-6723	204	5	410	410	NUM
aijes-6723	204	6	.	.	PUNCT
aijes-6723	205	1	retrieved	retrieve	VERB
aijes-6723	205	2	from	from	ADP
aijes-6723	205	3	https://onlinelibrary.wiley.com/doi/abs/10.1002/jsc	https://onlinelibrary.wiley.com/doi/abs/10.1002/jsc	PROPN
aijes-6723	205	4	.	.	PUNCT
aijes-6723	206	1	8	8	NUM
aijes-6723	206	2	.	.	X
aijes-6723	207	1	zheng	zheng	PROPN
aijes-6723	207	2	,	,	PUNCT
aijes-6723	207	3	c.	c.	PROPN
aijes-6723	207	4	,	,	PUNCT
aijes-6723	207	5	&	&	CCONJ
aijes-6723	207	6	zhang	zhang	PROPN
aijes-6723	207	7	,	,	PUNCT
aijes-6723	207	8	j.	j.	PROPN
aijes-6723	207	9	(	(	PUNCT
aijes-6723	207	10	january	january	PROPN
aijes-6723	207	11	2021	2021	NUM
aijes-6723	207	12	)	)	PUNCT
aijes-6723	207	13	.	.	PUNCT
aijes-6723	208	1	the	the	DET
aijes-6723	208	2	impact	impact	NOUN
aijes-6723	208	3	of	of	ADP
aijes-6723	208	4	covid-19	covid-19	PROPN
aijes-6723	208	5	on	on	ADP
aijes-6723	208	6	the	the	DET
aijes-6723	208	7	efficiency	efficiency	NOUN
aijes-6723	208	8	of	of	ADP
aijes-6723	208	9	microfinance	microfinance	NOUN
aijes-6723	208	10	institutions	institution	NOUN
aijes-6723	208	11	.	.	PUNCT
aijes-6723	209	1	international	international	ADJ
aijes-6723	209	2	review	review	NOUN
aijes-6723	209	3	of	of	ADP
aijes-6723	209	4	economics	economics	PROPN
aijes-6723	209	5	&	&	CCONJ
aijes-6723	209	6	finance	finance	PROPN
aijes-6723	209	7	,	,	PUNCT
aijes-6723	209	8	407	407	NUM
aijes-6723	209	9	-	-	SYM
aijes-6723	209	10	423	423	NUM
aijes-6723	209	11	.	.	NOUN
aijes-6723	210	1	9	9	NUM
aijes-6723	210	2	.	.	X
aijes-6723	210	3	cocoli	cocoli	PROPN
aijes-6723	210	4	,	,	PUNCT
aijes-6723	210	5	f.	f.	PROPN
aijes-6723	210	6	(	(	PUNCT
aijes-6723	210	7	05	05	NUM
aijes-6723	210	8	.	.	PUNCT
aijes-6723	211	1	august	august	PROPN
aijes-6723	211	2	2022	2022	NUM
aijes-6723	211	3	)	)	PUNCT
aijes-6723	211	4	.	.	PUNCT
aijes-6723	212	1	shqiptarja.com	shqiptarja.com	X
aijes-6723	212	2	.	.	PUNCT
aijes-6723	212	3	retrieved	retrieve	VERB
aijes-6723	212	4	from	from	ADP
aijes-6723	212	5	https://shqiptarja.com	https://shqiptarja.com	PROPN
aijes-6723	212	6	:	:	PUNCT
aijes-6723	212	7	https://shqiptarja.com/lajm/mikrofinanca-dhe-qytetari	https://shqiptarja.com/lajm/mikrofinanca-dhe-qytetari	PROPN
aijes-6723	212	8	10	10	NUM
aijes-6723	212	9	.	.	PUNCT
aijes-6723	213	1	mcintosh	mcintosh	PROPN
aijes-6723	213	2	,	,	PUNCT
aijes-6723	213	3	c.	c.	PROPN
aijes-6723	213	4	,	,	PUNCT
aijes-6723	213	5	&	&	CCONJ
aijes-6723	213	6	wydick	wydick	PROPN
aijes-6723	213	7	,	,	PUNCT
aijes-6723	213	8	b.	b.	PROPN
aijes-6723	213	9	(	(	PUNCT
aijes-6723	213	10	december	december	PROPN
aijes-6723	213	11	,	,	PUNCT
aijes-6723	213	12	2005	2005	NUM
aijes-6723	213	13	)	)	PUNCT
aijes-6723	213	14	.	.	PUNCT
aijes-6723	214	1	competition	competition	NOUN
aijes-6723	214	2	and	and	CCONJ
aijes-6723	214	3	microfinance	microfinance	NOUN
aijes-6723	214	4	.	.	PUNCT
aijes-6723	215	1	journal	journal	PROPN
aijes-6723	215	2	of	of	ADP
aijes-6723	215	3	development	development	NOUN
aijes-6723	215	4	economics	economic	NOUN
aijes-6723	215	5	,	,	PUNCT
aijes-6723	215	6	271	271	NUM
aijes-6723	215	7	-	-	SYM
aijes-6723	215	8	298	298	NUM
aijes-6723	215	9	.	.	NOUN
aijes-6723	215	10	11	11	NUM
aijes-6723	215	11	.	.	X
aijes-6723	216	1	bank	bank	PROPN
aijes-6723	216	2	of	of	ADP
aijes-6723	216	3	albania	albania	PROPN
aijes-6723	216	4	,	,	PUNCT
aijes-6723	216	5	financial	financial	ADJ
aijes-6723	216	6	stability	stability	NOUN
aijes-6723	216	7	indicators	indicator	NOUN
aijes-6723	216	8	.	.	PUNCT
aijes-6723	217	1	(	(	PUNCT
aijes-6723	217	2	march	march	PROPN
aijes-6723	217	3	2024	2024	NUM
aijes-6723	217	4	)	)	PUNCT
aijes-6723	217	5	.	.	PUNCT
aijes-6723	218	1	retrieved	retrieve	VERB
aijes-6723	218	2	from	from	ADP
aijes-6723	218	3	https://www.bankofalbania.org/financial_stability/financial_stability_indicators/banking_sector_s	https://www.bankofalbania.org/financial_stability/financial_stability_indicators/banking_sector_s	PROPN
aijes-6723	218	4	tructure/	tructure/	NUM
aijes-6723	218	5	12	12	NUM
aijes-6723	218	6	.	.	PUNCT
aijes-6723	219	1	kono	kono	PROPN
aijes-6723	219	2	,	,	PUNCT
aijes-6723	219	3	h.	h.	PROPN
aijes-6723	219	4	,	,	PUNCT
aijes-6723	219	5	&	&	CCONJ
aijes-6723	219	6	takahashi	takahashi	PROPN
aijes-6723	219	7	,	,	PUNCT
aijes-6723	219	8	k.	k.	PROPN
aijes-6723	219	9	(	(	PUNCT
aijes-6723	219	10	11	11	NUM
aijes-6723	219	11	march	march	NOUN
aijes-6723	219	12	2010	2010	NUM
aijes-6723	219	13	)	)	PUNCT
aijes-6723	219	14	.	.	PUNCT
aijes-6723	220	1	microfinance	microfinance	NOUN
aijes-6723	220	2	revolution	revolution	PROPN
aijes-6723	220	3	:	:	PUNCT
aijes-6723	220	4	its	its	PRON
aijes-6723	220	5	effects	effect	NOUN
aijes-6723	220	6	,	,	PUNCT
aijes-6723	220	7	innovations	innovation	NOUN
aijes-6723	220	8	,	,	PUNCT
aijes-6723	220	9	and	and	CCONJ
aijes-6723	220	10	challenges	challenge	NOUN
aijes-6723	220	11	.	.	PUNCT
aijes-6723	221	1	onlinelibrary.wiley.com	onlinelibrary.wiley.com	PROPN
aijes-6723	221	2	.	.	PROPN
aijes-6723	222	1	13	13	NUM
aijes-6723	222	2	.	.	PUNCT
aijes-6723	222	3	ledgerwood	ledgerwood	PROPN
aijes-6723	222	4	,	,	PUNCT
aijes-6723	222	5	j.	j.	PROPN
aijes-6723	222	6	,	,	PUNCT
aijes-6723	222	7	&	&	CCONJ
aijes-6723	222	8	earne	earne	PROPN
aijes-6723	222	9	,	,	PUNCT
aijes-6723	222	10	j.	j.	PROPN
aijes-6723	222	11	(	(	PUNCT
aijes-6723	222	12	2013	2013	NUM
aijes-6723	222	13	)	)	PUNCT
aijes-6723	222	14	.	.	PUNCT
aijes-6723	223	1	the	the	DET
aijes-6723	223	2	new	new	ADJ
aijes-6723	223	3	microfinance	microfinance	NOUN
aijes-6723	223	4	handbook	handbook	NOUN
aijes-6723	223	5	:	:	PUNCT
aijes-6723	223	6	a	a	DET
aijes-6723	223	7	financial	financial	ADJ
aijes-6723	223	8	market	market	NOUN
aijes-6723	223	9	system	system	NOUN
aijes-6723	223	10	perspective	perspective	NOUN
aijes-6723	223	11	.	.	PUNCT
aijes-6723	224	1	world	world	PROPN
aijes-6723	224	2	bank	bank	PROPN
aijes-6723	224	3	publications	publication	NOUN
aijes-6723	224	4	.	.	PUNCT
aijes-6723	225	1	retrieved	retrieve	VERB
aijes-6723	225	2	from	from	ADP
aijes-6723	225	3	https://books.google.al/books?id=xyvbdfqm8tec&dq=microfinance+institutions+have+encounter	https://books.google.al/books?id=xyvbdfqm8tec&dq=microfinance+institutions+have+encounter	PROPN
aijes-6723	225	4	ed+challenges+in+complying+with+international+regulations+and+standards,+which+are+critical+	ed+challenges+in+complying+with+international+regulations+and+standards,+which+are+critical+	PROPN
aijes-6723	225	5	for+integration+into+global+markets.+&lr=&source	for+integration+into+global+markets.+&lr=&source	PROPN
aijes-6723	225	6	=	=	SYM
aijes-6723	225	7	gbs_navlinks_s	gbs_navlinks_s	NOUN
aijes-6723	225	8	14	14	NUM
aijes-6723	225	9	.	.	PUNCT
aijes-6723	226	1	loca	loca	PROPN
aijes-6723	226	2	,	,	PUNCT
aijes-6723	226	3	s.	s.	PROPN
aijes-6723	226	4	(	(	PUNCT
aijes-6723	226	5	november	november	PROPN
aijes-6723	226	6	,	,	PUNCT
aijes-6723	226	7	2014	2014	NUM
aijes-6723	226	8	)	)	PUNCT
aijes-6723	226	9	.	.	PUNCT
aijes-6723	227	1	microfinance	microfinance	NOUN
aijes-6723	227	2	market	market	NOUN
aijes-6723	227	3	diagnoses	diagnosis	NOUN
aijes-6723	227	4	and	and	CCONJ
aijes-6723	227	5	beneficiaries	beneficiary	NOUN
aijes-6723	227	6	impact	impact	NOUN
aijes-6723	227	7	case	case	NOUN
aijes-6723	227	8	of	of	ADP
aijes-6723	227	9	albania	albania	PROPN
aijes-6723	227	10	.	.	PUNCT
aijes-6723	228	1	academic	academic	ADJ
aijes-6723	228	2	journal	journal	NOUN
aijes-6723	228	3	of	of	ADP
aijes-6723	228	4	interdisciplinary	interdisciplinary	ADJ
aijes-6723	228	5	studies	study	NOUN
aijes-6723	228	6	.	.	PUNCT
aijes-6723	229	1	15	15	NUM
aijes-6723	229	2	.	.	X
aijes-6723	229	3	morduch	morduch	PROPN
aijes-6723	229	4	,	,	PUNCT
aijes-6723	229	5	j.	j.	PROPN
aijes-6723	229	6	(	(	PUNCT
aijes-6723	229	7	december	december	PROPN
aijes-6723	229	8	,	,	PUNCT
aijes-6723	229	9	1999	1999	NUM
aijes-6723	229	10	)	)	PUNCT
aijes-6723	229	11	.	.	PUNCT
aijes-6723	230	1	the	the	DET
aijes-6723	230	2	microfinance	microfinance	NOUN
aijes-6723	230	3	promise	promise	NOUN
aijes-6723	230	4	.	.	PUNCT
aijes-6723	231	1	journal	journal	NOUN
aijes-6723	231	2	of	of	ADP
aijes-6723	231	3	economic	economic	ADJ
aijes-6723	231	4	literature	literature	NOUN
aijes-6723	231	5	,	,	PUNCT
aijes-6723	231	6	1569	1569	NUM
aijes-6723	231	7	-	-	SYM
aijes-6723	231	8	1614	1614	NUM
aijes-6723	231	9	.	.	PUNCT
aijes-6723	232	1	16	16	NUM
aijes-6723	232	2	.	.	PUNCT
aijes-6723	233	1	european	european	ADJ
aijes-6723	233	2	microfinance	microfinance	NOUN
aijes-6723	233	3	network	network	NOUN
aijes-6723	233	4	.	.	PUNCT
aijes-6723	234	1	(	(	PUNCT
aijes-6723	234	2	22	22	NUM
aijes-6723	234	3	april	april	PROPN
aijes-6723	234	4	2024	2024	NUM
aijes-6723	234	5	)	)	PUNCT
aijes-6723	234	6	.	.	PUNCT
aijes-6723	235	1	microfinance	microfinance	NOUN
aijes-6723	235	2	in	in	ADP
aijes-6723	235	3	europe	europe	PROPN
aijes-6723	235	4	:	:	PUNCT
aijes-6723	235	5	survey	survey	NOUN
aijes-6723	235	6	report	report	NOUN
aijes-6723	235	7	(	(	PUNCT
aijes-6723	235	8	2023	2023	NUM
aijes-6723	235	9	edition	edition	NOUN
aijes-6723	235	10	)	)	PUNCT
aijes-6723	235	11	.	.	PUNCT
aijes-6723	236	1	microfinance	microfinance	NOUN
aijes-6723	236	2	overview	overview	NOUN
aijes-6723	236	3	surveys	survey	NOUN
aijes-6723	236	4	.	.	PUNCT
aijes-6723	237	1	17	17	NUM
aijes-6723	237	2	.	.	PUNCT
aijes-6723	237	3	precedence	precedence	NOUN
aijes-6723	237	4	research	research	NOUN
aijes-6723	237	5	.	.	PUNCT
aijes-6723	238	1	(	(	PUNCT
aijes-6723	238	2	june	june	PROPN
aijes-6723	238	3	2023	2023	NUM
aijes-6723	238	4	)	)	PUNCT
aijes-6723	238	5	.	.	PUNCT
aijes-6723	239	1	retrieved	retrieve	VERB
aijes-6723	239	2	from	from	ADP
aijes-6723	239	3	https://www.precedenceresearch.com/microfinance-market	https://www.precedenceresearch.com/microfinance-market	NOUN
aijes-6723	239	4	18	18	NUM
aijes-6723	239	5	.	.	PUNCT
aijes-6723	240	1	scan	scan	PROPN
aijes-6723	240	2	tv	tv	PROPN
aijes-6723	240	3	.	.	PUNCT
aijes-6723	241	1	(	(	PUNCT
aijes-6723	241	2	27	27	NUM
aijes-6723	241	3	.	.	PUNCT
aijes-6723	241	4	october	october	PROPN
aijes-6723	241	5	2023	2023	NUM
aijes-6723	241	6	)	)	PUNCT
aijes-6723	241	7	.	.	PUNCT
aijes-6723	242	1	retrieved	retrieve	VERB
aijes-6723	242	2	from	from	ADP
aijes-6723	242	3	https://scantv.al	https://scantv.al	PROPN
aijes-6723	242	4	:	:	PUNCT
aijes-6723	242	5	https://scantv.al/digjitalizimi-imikrofinances-nxites-i-perfshirjes-dhe-qendrueshmerise-financiare-ne-shqiperi/	https://scantv.al/digjitalizimi-imikrofinances-nxites-i-perfshirjes-dhe-qendrueshmerise-financiare-ne-shqiperi/	VERB