id	keyword
ajis01-10050	fintech
ajis01-10050	lending
ajis01-10050	behaviour
ajis01-10050	millennials
ajis01-10050	fintech lending
ajis01-10050	literacy
ajis01-10050	intention
ajis01-10050	use
ajis01-10050	journal
ajis01-10050	research
ajis01-10050	studies