ABOUT AUTHORS Achmad Firdaus is a lecturer from STEI Tazkia. He obtained his Doctoral Degree from UIN Syarif Hidayatullah Jakarta and Master of Science in Financial Management from Universitas Indonesia. Afzal Ahmed is Faculty member at SZABIST in the department of management science. His research interest is management studies. Ahmad Rodoni is a lecturer from UIN Syarif Hidayatullah Jakarta. He obtained his Ph.D from Universiti Kebangsaan Malaysia. His research interest are management and Islamic finance. Ardi Gunardi is a lecturer from Universitas Pasundan. He obtained his master of science from Universitas Padjadjaran. His research interest include: corporate finance, sustainability, social responsibility and financial literacy. Bahrul Yaman is lecturer from UIN Syarif Hidayatullah Jakarta. He obtained his master of science from Universitas Indonesia. His research area is in management studies. Bayu Taufiq Possumah is lecturer from Universiti Trengganu Malaysia. He obtained his PhD from Universiti Kebangsaan Malaysia. His research area is Islamic economics and finance. Dian Masyita is lecturer from Universitas Padjadjaran. She obtained her Ph.D in Islamic Finance from Durham University. Her research interest are behavior finance and international finance management. Didin Hafidhuddin is lecturer from Bogor Agricultural University. He obtained his Doctoral Degree and bachelor degree from UIN Syarif Hidayatullah Jakarta, Master degree from Bogor Agricultural University. His research interest is Islamic economics. Egi Arvian Firmansyah is the lecturer Universitas Padjadjaran. He obtained his master of science in management from Universitas Padjadjaran. His research interest are Islamic finance, Investment and Portfolio. Farasat Hussain is Faculty member at SZABIST in the department of management sciences. His research interest is management studies. Farhan Ahmed is Faculty member at SZABIST in the department of management sciences. His research interest is management studies. Farisah Amanda is a researcher from STEI Tazkia. She obtained her degree from STEI Tazkia. Her research interest area is Islamic economics and finance. Hadjer Boulila is a a PhD student at Abu Bakr Belkaid University. She obtained her master degree at the same university. Her main fields of studies are: international financial, monetary economics, and econometrics. Hendri Tanjung is lecturer at Ibn Khaldun University. He obtained his PhD and M.Phil from International Islamic University Islamabad, M.A from Ibn Khaldun University, MBA and Bachelor in statistics from Bogor Agricultural University. Hermanto Siregar is professor of economics from Bogor Agricultural University. He obtained his PhD from Lincoln University, Master of Economics and Diploma in Agricultural Economics from University of New England, and Bachelor degree from Bogor Agricultural University. Imran Umer Chhapra is Ph.D student from SZABIST, Pakistan. He is Double gold medalist consecutively in MBA (Finance) and MS (Finance) with Chancellor Cap of Honor award. He has few research publications to his credit and has supervised few research project/ independent studies at MBA & MS level. His areas of interest are accounting, finance, banking, economics and research. Irfan Syauqi Beik is lecturer at Bogor Agricultural University. He obtained his master degree from International Islamic University Islamabad and Ph.D from IIUM. He also as a researcher on Islamic banking studies Kartina Andiani is researcher at Bogor Agricultural University. She obtained her bachelor and master degree from Bogor Agricultural University. Her research interest on Islamic economics studies Khalifah Muhammad Ali is lecturer from Bogor Agricultural University. He obtained his bachelor degree from Bogor Agricultural University. His research interest on waqf, social Islamic fund, and Islamic law. Lita Wulandari is a Head of Talent Management Operation at PT Adira Dinamika Multi Finance. She obtained her master degree from School of Business, Bogor Agricultural University and Bachler Degree from University of Jambi. M. Shabri Abdul Majid is a lecturer at the Department of Islamic Economics, Faculty of Economics and Business, Syiah Kuala University, Indonesia. He completed his PhD in Financial Economics from the International Islamic University Malaysia (IIUM) in 2005. Currently, he is the Secretary of Institute of Research and Community Services, Syiah Kuala University. Muhammad Kashif is the Faculty member at SZABIST in the department of management science. His research interest is management studies. Muniaty Aisyah is the lecturer at UIN Syarif Hidayatullah Jakarta. She finished her doctoral degree at Universitas Trisakti, Master in marketing Management from Gadjah Mada University. She also as a researcher on Management Studies. Raja Rehan is the Faculty member at SZABIST in the department of management science. His research interest is management studies. R. Robiyanto is lecturer at Satya Wacana Christian University. He earned his master of management in finance and PhD in Finance from Diponegoro University. His research interest are capital market, commodity market, corporate governance, and portfolio management. Tanveer Abrar is the Faculty member at SZABIST in the department of management science. His research interest is management studies. Widad Metadjer is a faculty members from University of Djilali Liabes, Algeria. Her research interest are Islamic finance, and corporate finance studies. Vol. 10 (1) January 2018 No Name Title Note 1 Rahmatina Awaliyah Kasri, Niken Iwani S Putri Fundraising Strategies to Optimize Zakah Potential in Indonesia: An Exploratory Qualitative Study Lecturer and Researcher at Faculty of Economics and Business Universitas Indonesia. 2 Siti Fatimah Zahra, Ascarya, Nurul Huda Stability Measurement of Dual Banking System in Indonesia: Markov Switching Approach Researcher of STEI Tazkia, researcher from Bank of Indonesia, and Lecturer at Universitas Yarsi 3 Sutan Emir Hidayat, Ali Khaled Al Khalifa Shariah Governance Practices at Islamic Banks in Bahrain From Islamic Bankers’ Perspective Lecturer and Researcher of University College of Bahrain. 4 Muhammad Rizky Prima Sakti, Hassanudin bin Mohd Thas Thaker, Abdul Qoyum, Ibnu Qizam The Concept and Practice of Macroprudential Policy in Indonesia: Islamic and Conventional Ph.D students from Universiti Teknologi Malaysia, Lecturer from Help University, and Lecturer from UIN Sunan Kalijaga Yogyakarta 5 Mohammad Nazim Uddin, Monir Ahmmed Islamic Banking and Green Banking for Sustainable Development: Evidence From Bangladesh Lecture of International Islamic University Chittagong, Bangladesh. Also as a researcher on Islamic economics Studies 6 Jamshaid Anwar Chattha, Syed Musa Alhabshi Lowly or Negative Benchmark Rates Bandwagon: Any Risk Implications for Islamic Banks Economist from Central Bank of Kuwait, and Lecturer at International Islamic Univesity of Malaysia. 7 Farhan Ahmed, Abdul Rafay, Afzal Ahmed Dividend Payout Policy of Conventional Banking and Islamic Banking in Pakistan Lecturer at Shaheed Zulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Pakistan ARTICLES & AUTHORS 8 Ahsan Israr, Fahad Ahmed Qureshi, Mubeen Butt Selection Criteria of Public for Account Opening: A Case Study of Islamic Banks in Pakistan Lecturer at CAPS, Arizona State University, USA; and lecturer from Minhaj University, Pakistan 9 Yoghi Citra Pratama, Abdul Aziz Macroeconomic Variables, International Islamic Indices, and The Return Volatility in Jakarta Islamic Index Lecture of State Islamic University Syarif Hidayatullah Jakarta. Also as a researcher on Islamic economics Studies 10 Raditya Sukmana Determinants of Credit and Financing Risk: Evidence of Dual Banking System in Indonesia Lecture of Lecturer at Airlangga University. 11 Jaenal Effendi Islamic Insurance: A Potential Niche Market of Indonesia Lecturer at Bogor Agricultural University. Also as a researcher on Islamic economics studies. 12 Murniati Mukhlisin, Muhammad Syafii Antonio Meta Analysis on Direction of Accounting Standards for Islamic Financial Institution: Case Studies in United Kingdom and Indonesia Lecturer at STEI Tazkia. Also as a researcher on Islamic economics studies. Vol. 10 (2), July 2018 No Name Title Note 1 R. Robiyanto Testing of The Gold’s Role as a Safe Heaven and Hedge for Sharia Stocks in Indonesia Lecturer of Satya Wacana Christian University. Also as a researcher of finance studies 2 M Shabri Abd Majid Who Co-Moves The Islamic Stock Market of Indonesia? The US, The UK, or Japan Lecturer of Syiah Kuala University. Also as a researcher on Islamic Economics and Finance Studies 3 Widad Metadjer, Hadjer Boulila Causal Relationship Between Islamic Bonds, Oil and Precious Metals: Evidence from Asia Pacific Researcher from University of Djilali Liabes, Algeria; and also a PhD student from University of Abou Bekr Belkaid, Algeria. 4 Lita Wulandari, Hermanto Siregar, Hendri Tanjung Spin off Feasibility Study of Sharia Financing Unit: Study in Adira Finance Lecturer and researcher at Bogor Agricultural University, and lecturer at University of Ibnu Khaldun. 5 Egi Arvian Firmansyah, Ardi Gunardi A New Paradigm in Islamic Housing: Non-Bank Islamic Mortgage Lecturer of Universitas Padjadjaran, and lecturer of Universitas Pasundan. 6 Farisah Amanda, Bayu Taufiq Possumah, Achmad Firdaus Consumerism in Personal Finance: An Islamic Wealth Management Approach Lecturer and researcher at STEI Tazkia, and lecturer from Universiti Malaysia Trengganu. 7 Tanveer Abrar, Farhan Ahmed, Muhammad Kashif Financial Stability of Islamic versus Conventional Banks in Pakistan Lecturer at Shaheed Zulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Pakistan 8 Muniaty Aisyah Islamic Bank Service Quality and Its Impact on Indonesian Customers’ Satisfaction and Loyalty Lecturer at UIN Syarif Hidayatullah Jakarta. Researcher on Islamic Economics Studies 9 Imran Umer Chhapra, Afzal Ahmed, Raja Rehan, Farasat Hussain Consumer’s Preference and Awareness: Comparative Analysis Between Conventional and Islamic Ijarah Auto Financing in Pakistan Lecturer at Shaheed Zulfikar Ali Bhutto Institute of Science and Technology (SZABIST) Pakistan 10 Ahmad Rodoni, Bahrul Yaman Asymetric Information and Non-Performing Financing: Study in The Indonesian Islamic Banking Industry Lecturer at UIN Syarif Hidayatullah Jakarta. Researcher on management Studies 11 Kartika Andiani, Didin Hafidhuddin, Irfan Syauqi Beik, Khalifah M Ali Strategy of BAZNAS and Laku Pandai For Collecting and Distributing Zakah in Indonesia Lecturer at Bogor Agricultural University. Also as a researcher on Islamic economics studies. 12 Dian Masyita Lesson Learned of Zakah Management from Different Era and Countries Lecturer of Universitas Padjadjaran. 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(When there is more than one author, only the first author that sign this copyright) Achmad Firdaus Afzal Ahmed Ahmad Rodoni Ardi Gunardi Bahrul Yaman Bayu Taufiq Possumah Dian Masyita Didin Hafidhuddin Egi Arvian Firmansyah Farasat Hussain Farhan Ahmed Farisah Amanda Hadjer Boulila Hendri Tanjung AUTHORS INDEX Hermanto Siregar Imran Umer Chhapra Irfan Syauqi Beik Kartika Andiani Khalifah M Ali Lita Wulandari M. Shabri Abd Majid Muhammad Kashif Muniaty Aisyah Raja Rehan R. 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The Growth of Third Party Fund, Financing and Asset (Billion rupiah) 2009 2010 2011 2012 2013 2014* Fundraising 52.271 76.036 115.415 147.512 174.018 186.608 Financing 46.886 68.181 102.655 147.505 179.284 187.886 Asset 66.090 97.519 145.467 195.018 229.557 244.197 Source: Islamic banking statistics, Bank of Indonesia 7. Acknowledgment, if any, should be written as the foot-note of the manuscript’s title. 8. The manuscript is prepared in a quarto paper, single-sided, and double-space format. A new paragraph should start 5 characters from the left margin, using 12-size, times-new- romans font type. 9. The manuscript is written in proper English, either British or American English, but not the combination of both, except for special editions. 10. The manuscript should be in no less than 25 pages long. 11. The top and bottom margins are 1 inch. 12. The title is written using capital letters of 14 font size, centre position. 13. 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