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II (2), July 2015

A
L-IQ

T
ISH

A
D

ISSN: 2087-135X
E-ISSN: 2407-8654

VOL. VII (2), JULY 2015

ISSN: 2087-135X
E-ISSN: 2407-8654

Al Iqtishad is a peer-reviewed journal published by Faculty of Shariah and Law Syarif Hidayatullah State Islamic 
University Jakarta in cooperation with The Indonesian Association of Islamic Economist. This journal focused on 
Islamic Economics and Finance studies.  The journal is published twice a year on January and July. The aim of the 
journal is to disseminate the Islamic economics and finance researches done by researchers both from Indonesian 
and overseas.

The journal is accredited by the Directorate General of Higher Education Ministry of National Education and 
Culture The Republic of Indonesia No. 040/P/2014

Jo
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Journal of Islam
ic Econom

ics

Published by Faculty of Shariah and Law Syarif Hidayatullah 
State Islamic University Syarif Hidayatullah Jakarta 
in cooperation with The Indonesian Association of Islamic Economist

CONTENT

The Impact of Financial Liberalization on Islamic Banks's Efficiency 
in Indonesia
Wiwiek Rabiatul Adawiyah

Effects of Service Quality, Customer Trust, and Customer Religious 
Commitment on Customer Satisfaction and Loyalty of Islamic Banks 
in East Java
Rachmad Hidayat, Sabarudin Akhmad, Machmud

Peer Group Effects on Moslem Consumer's Decision To Purchase 
Halal-Labeled Cosmetics
Muniaty Aisyah

The Intellectural Capital Effect on Financial Performances at Islamic 
Insurance
Rizqon Halal Syah Aji & Kurniasih

Capital Market Integration: Palestine and Israeli Experience
Tulus Suryanto & Abdul Razak Abdul Hadi

The Effect of Productive Zakah Mentoring on The Wealth of 
Mustahik
Rizky Andriati & Nurul Huda

The Image of Financial Institution as Islamic Bank in Mediation 
Service Quality and Customer Satisfaction on Customer Loyalty in 
Purwokerto
Chandra Warsito

Financial Ratio and Its Influence to Profitability in Islamic Banks
Erika Amelia

Human Resources Development of Sharia Banking: 
Phenomenological Approach
Burhanuddin Yusuf

Application of Pattern of Islamic State Revenue Policy to Improve 
The Ability of Indonesia's Fiscal
Any Setianingrum



AL-IQTISHAD
                            Journal of Islamic Economics

Volume VII (2), July 2015

The Journal is published by Faculty of Shariah and Law Syarif Hidayatullah State Islamic 
University Jakarta in coorporation with The Indonesian Association of Islamic Economist. 

This journal focused on Islamic Economics and Finance studies. 
The Journal is published twice a year on January and July.

Editor in Chief
M. Nur Rianto Al Arif

Vice Editor
Maman Rahman Hakim

Sofyan Rizal
A. Chairul Hadi

Languange Editor
Ummi Kultsum

Layout and Typesetting
Farhan Mustofa

Secretariat
Ahmad Sumedi

Fitriadi

Reviewer
Muhammad Amin Suma (UIN Syarif Hidayatullah Jakarta)
Fathurrahman Djamil (UIN Syarif Hidayatullah Jakarta)
Asep Saepudin Jahar (UIN Syarif Hidayatullah Jakarta)
Amiur Nuruddin (IAIN Sumatera Utara)
Didin Hafidudhin (Universitas Ibn Khaldun)
Djoni Hartono (Universitas Indonesia)
Ahmad Hidayat Buang (Universiti Malaya Malaysia)
Margareth Gfrerer (DAAD, Germany)
Ahmad Mujahiddin (UIN Suska Riau)
Md. Sujimon  (Kolej Pengajian Islam Johor Malaysia)
Ashraf MD Hasyim (ISRA, Malaysia)
Abdurrahman Haqqi (Universitas Islam Brunei)
M. Hudaib (Adam Smith Business School, Glasgow Univ.UK)

Editorial Office
Faculty of Shariah and Law Syarif Hidayatullah State Islamic University Jakarta

Jl. Ir. H. Juanda 95, Ciputat, South Tangerang, Banten -15412-. 
Phone (+6221) 74711537, Fax. (+6221) 7491821

Website: www.journal.uinjkt.ac.id; Email: editor.iqtishad@yahoo.com



CONTENT

141 The Impact of Financial Liberalization on Islamic Banks’s Efficiency in 
Indonesia

 Wiwiek Rabiatul Adawiyah

151 Effects of Service Quality, Customer Trust, and Customer Religious 
Commitment on Customer Satisfaction and Loyalty of Islamic Banks in East 
Java

 Rachmad Hidayat, Sabarudin Akhmad, Machmud

165 Peer Group Effects on Moslem Consumer’s Decision To Purchase Halal-
Labeled Cosmetics

 Muniaty Aisyah

181 The Intellectural Capital Effect on Financial Performances at Islamic 
Insurance

 Rizqon Halal Syah Aji & Kurniasih

197 Capital Market Integration: Palestine and Israeli Experience
 Tulus Suryanto & Abdul Razak Abdul Hadi

207 The Effect of Productive Zakah Mentoring on The Wealth of Mustahik
 Rizky Andriati & Nurul Huda

217 The Image of Financial Institution as Islamic Bank in Mediation Service 
Quality and Customer Satisfaction on Customer Loyalty in Purwokerto

 Chandra Warsito

229 Financial Ratio and Its Influence to Profitability in Islamic Banks
 Erika Amelia

241 Human Resources Development of Sharia Banking: Phenomenological 
Approach

 Burhanuddin Yusuf

251 Application of Pattern of Islamic State Revenue Policy to Improve The Ability 
of Indonesia’s Fiscal

 Any Setianingrum


	00_Iqtishad2015Hijau_ok
	1: 2014 Hijau

	01_Daftar Isi_ok

