id	sid	tid	token	lemma	pos
iqtishad-1700	1	1	erika	erika	PROPN
iqtishad-1700	1	2	amelia	amelia	PROPN
iqtishad-1700	1	3	:	:	PUNCT
iqtishad-1700	1	4	financial	financial	ADJ
iqtishad-1700	1	5	ratio	ratio	NOUN
iqtishad-1700	1	6	and	and	CCONJ
iqtishad-1700	1	7	its	its	PRON
iqtishad-1700	1	8	influence	influence	NOUN
iqtishad-1700	1	9	229	229	NUM
iqtishad-1700	1	10	financial	financial	ADJ
iqtishad-1700	1	11	ratio	ratio	NOUN
iqtishad-1700	1	12	and	and	CCONJ
iqtishad-1700	1	13	its	its	PRON
iqtishad-1700	1	14	influence	influence	NOUN
iqtishad-1700	1	15	to	to	ADP
iqtishad-1700	1	16	profitability	profitability	NOUN
iqtishad-1700	1	17	in	in	ADP
iqtishad-1700	1	18	islamic	islamic	ADJ
iqtishad-1700	1	19	banks	bank	NOUN
iqtishad-1700	1	20	erika	erika	PROPN
iqtishad-1700	1	21	amelia1	amelia1	PROPN
iqtishad-1700	1	22	abstract	abstract	PROPN
iqtishad-1700	1	23	.	.	PUNCT
iqtishad-1700	2	1	financial	financial	ADJ
iqtishad-1700	2	2	ratio	ratio	NOUN
iqtishad-1700	2	3	and	and	CCONJ
iqtishad-1700	2	4	its	its	PRON
iqtishad-1700	2	5	influence	influence	NOUN
iqtishad-1700	2	6	to	to	ADP
iqtishad-1700	2	7	profitability	profitability	NOUN
iqtishad-1700	2	8	in	in	ADP
iqtishad-1700	2	9	islamic	islamic	ADJ
iqtishad-1700	2	10	banks	bank	NOUN
iqtishad-1700	2	11	.	.	PUNCT
iqtishad-1700	3	1	this	this	DET
iqtishad-1700	3	2	research	research	NOUN
iqtishad-1700	3	3	aims	aim	VERB
iqtishad-1700	3	4	to	to	PART
iqtishad-1700	3	5	analyze	analyze	VERB
iqtishad-1700	3	6	the	the	DET
iqtishad-1700	3	7	influence	influence	NOUN
iqtishad-1700	3	8	of	of	ADP
iqtishad-1700	3	9	the	the	DET
iqtishad-1700	3	10	capital	capital	NOUN
iqtishad-1700	3	11	adequacy	adequacy	NOUN
iqtishad-1700	3	12	ratio	ratio	NOUN
iqtishad-1700	3	13	(	(	PUNCT
iqtishad-1700	3	14	car	car	NOUN
iqtishad-1700	3	15	)	)	PUNCT
iqtishad-1700	3	16	,	,	PUNCT
iqtishad-1700	3	17	non	non	ADJ
iqtishad-1700	3	18	performing	perform	VERB
iqtishad-1700	3	19	financing	financing	NOUN
iqtishad-1700	3	20	(	(	PUNCT
iqtishad-1700	3	21	npf	npf	PROPN
iqtishad-1700	3	22	)	)	PUNCT
iqtishad-1700	3	23	,	,	PUNCT
iqtishad-1700	3	24	financing	financing	NOUN
iqtishad-1700	3	25	to	to	PART
iqtishad-1700	3	26	deposit	deposit	VERB
iqtishad-1700	3	27	ratio	ratio	NOUN
iqtishad-1700	3	28	(	(	PUNCT
iqtishad-1700	3	29	fdr	fdr	PROPN
iqtishad-1700	3	30	)	)	PUNCT
iqtishad-1700	3	31	and	and	CCONJ
iqtishad-1700	3	32	biaya	biaya	PROPN
iqtishad-1700	3	33	operasional	operasional	PROPN
iqtishad-1700	3	34	pendapatan	pendapatan	PROPN
iqtishad-1700	3	35	operasional	operasional	PROPN
iqtishad-1700	3	36	(	(	PUNCT
iqtishad-1700	3	37	bopo	bopo	NOUN
iqtishad-1700	3	38	)	)	PUNCT
iqtishad-1700	3	39	to	to	PART
iqtishad-1700	3	40	return	return	VERB
iqtishad-1700	3	41	on	on	ADP
iqtishad-1700	3	42	asset	asset	NOUN
iqtishad-1700	3	43	(	(	PUNCT
iqtishad-1700	3	44	roa	roa	PROPN
iqtishad-1700	3	45	)	)	PUNCT
iqtishad-1700	3	46	in	in	ADP
iqtishad-1700	3	47	bank	bank	NOUN
iqtishad-1700	3	48	muamalat	muamalat	PROPN
iqtishad-1700	3	49	indonesia	indonesia	PROPN
iqtishad-1700	3	50	and	and	CCONJ
iqtishad-1700	3	51	bank	bank	PROPN
iqtishad-1700	3	52	syariah	syariah	PROPN
iqtishad-1700	3	53	mega	mega	PROPN
iqtishad-1700	3	54	.	.	PUNCT
iqtishad-1700	4	1	the	the	DET
iqtishad-1700	4	2	data	data	NOUN
iqtishad-1700	4	3	analysis	analysis	NOUN
iqtishad-1700	4	4	method	method	NOUN
iqtishad-1700	4	5	used	use	VERB
iqtishad-1700	4	6	in	in	ADP
iqtishad-1700	4	7	this	this	DET
iqtishad-1700	4	8	research	research	NOUN
iqtishad-1700	4	9	is	be	AUX
iqtishad-1700	4	10	multiple	multiple	ADJ
iqtishad-1700	4	11	regression	regression	NOUN
iqtishad-1700	4	12	analysis	analysis	NOUN
iqtishad-1700	4	13	.	.	PUNCT
iqtishad-1700	5	1	from	from	ADP
iqtishad-1700	5	2	the	the	DET
iqtishad-1700	5	3	test	test	NOUN
iqtishad-1700	5	4	results	result	NOUN
iqtishad-1700	5	5	show	show	VERB
iqtishad-1700	5	6	that	that	SCONJ
iqtishad-1700	5	7	the	the	DET
iqtishad-1700	5	8	capital	capital	NOUN
iqtishad-1700	5	9	adequacy	adequacy	NOUN
iqtishad-1700	5	10	ratio	ratio	NOUN
iqtishad-1700	5	11	(	(	PUNCT
iqtishad-1700	5	12	car	car	NOUN
iqtishad-1700	5	13	)	)	PUNCT
iqtishad-1700	5	14	,	,	PUNCT
iqtishad-1700	5	15	non	non	ADJ
iqtishad-1700	5	16	performing	perform	VERB
iqtishad-1700	5	17	financing	financing	NOUN
iqtishad-1700	5	18	(	(	PUNCT
iqtishad-1700	5	19	npf	npf	PROPN
iqtishad-1700	5	20	)	)	PUNCT
iqtishad-1700	5	21	,	,	PUNCT
iqtishad-1700	5	22	financing	financing	NOUN
iqtishad-1700	5	23	to	to	PART
iqtishad-1700	5	24	deposit	deposit	VERB
iqtishad-1700	5	25	ratio	ratio	NOUN
iqtishad-1700	5	26	(	(	PUNCT
iqtishad-1700	5	27	fdr	fdr	PROPN
iqtishad-1700	5	28	)	)	PUNCT
iqtishad-1700	5	29	and	and	CCONJ
iqtishad-1700	5	30	biaya	biaya	PROPN
iqtishad-1700	5	31	operasional	operasional	PROPN
iqtishad-1700	5	32	pendapatan	pendapatan	PROPN
iqtishad-1700	5	33	operasional	operasional	PROPN
iqtishad-1700	5	34	(	(	PUNCT
iqtishad-1700	5	35	bopo	bopo	NOUN
iqtishad-1700	5	36	)	)	PUNCT
iqtishad-1700	5	37	simultaneously	simultaneously	ADV
iqtishad-1700	5	38	effect	effect	NOUN
iqtishad-1700	5	39	to	to	PART
iqtishad-1700	5	40	return	return	VERB
iqtishad-1700	5	41	on	on	ADP
iqtishad-1700	5	42	asset	asset	NOUN
iqtishad-1700	5	43	(	(	PUNCT
iqtishad-1700	5	44	roa	roa	PROPN
iqtishad-1700	5	45	)	)	PUNCT
iqtishad-1700	5	46	.	.	PUNCT
iqtishad-1700	6	1	based	base	VERB
iqtishad-1700	6	2	on	on	ADP
iqtishad-1700	6	3	the	the	DET
iqtishad-1700	6	4	test	test	NOUN
iqtishad-1700	6	5	results	result	NOUN
iqtishad-1700	6	6	of	of	ADP
iqtishad-1700	6	7	the	the	DET
iqtishad-1700	6	8	t	t	PROPN
iqtishad-1700	6	9	statistic	statistic	NOUN
iqtishad-1700	6	10	was	be	AUX
iqtishad-1700	6	11	concluded	conclude	VERB
iqtishad-1700	6	12	that	that	SCONJ
iqtishad-1700	6	13	the	the	DET
iqtishad-1700	6	14	capital	capital	NOUN
iqtishad-1700	6	15	adequacy	adequacy	NOUN
iqtishad-1700	6	16	ratio	ratio	NOUN
iqtishad-1700	6	17	(	(	PUNCT
iqtishad-1700	6	18	car	car	NOUN
iqtishad-1700	6	19	)	)	PUNCT
iqtishad-1700	6	20	,	,	PUNCT
iqtishad-1700	6	21	non	non	ADJ
iqtishad-1700	6	22	performing	perform	VERB
iqtishad-1700	6	23	financing	financing	NOUN
iqtishad-1700	6	24	(	(	PUNCT
iqtishad-1700	6	25	npf	npf	PROPN
iqtishad-1700	6	26	)	)	PUNCT
iqtishad-1700	6	27	and	and	CCONJ
iqtishad-1700	6	28	the	the	DET
iqtishad-1700	6	29	financing	financing	NOUN
iqtishad-1700	6	30	to	to	PART
iqtishad-1700	6	31	deposit	deposit	VERB
iqtishad-1700	6	32	ratio	ratio	NOUN
iqtishad-1700	6	33	(	(	PUNCT
iqtishad-1700	6	34	fdr	fdr	PROPN
iqtishad-1700	6	35	)	)	PUNCT
iqtishad-1700	6	36	partially	partially	ADV
iqtishad-1700	6	37	no	no	DET
iqtishad-1700	6	38	significant	significant	ADJ
iqtishad-1700	6	39	effect	effect	NOUN
iqtishad-1700	6	40	to	to	PART
iqtishad-1700	6	41	return	return	VERB
iqtishad-1700	6	42	on	on	ADP
iqtishad-1700	6	43	asset	asset	NOUN
iqtishad-1700	6	44	(	(	PUNCT
iqtishad-1700	6	45	roa	roa	PROPN
iqtishad-1700	6	46	)	)	PUNCT
iqtishad-1700	6	47	,	,	PUNCT
iqtishad-1700	6	48	while	while	SCONJ
iqtishad-1700	6	49	biaya	biaya	PROPN
iqtishad-1700	6	50	operasional	operasional	PROPN
iqtishad-1700	6	51	pendapatan	pendapatan	PROPN
iqtishad-1700	6	52	operasional	operasional	PROPN
iqtishad-1700	6	53	(	(	PUNCT
iqtishad-1700	6	54	bopo	bopo	NOUN
iqtishad-1700	6	55	)	)	PUNCT
iqtishad-1700	6	56	partially	partially	ADV
iqtishad-1700	6	57	significant	significant	ADJ
iqtishad-1700	6	58	effect	effect	NOUN
iqtishad-1700	6	59	to	to	PART
iqtishad-1700	6	60	return	return	VERB
iqtishad-1700	6	61	on	on	ADP
iqtishad-1700	6	62	asset	asset	NOUN
iqtishad-1700	6	63	(	(	PUNCT
iqtishad-1700	6	64	roa	roa	PROPN
iqtishad-1700	6	65	)	)	PUNCT
iqtishad-1700	6	66	.	.	PUNCT
iqtishad-1700	7	1	keywords	keyword	NOUN
iqtishad-1700	7	2	:	:	PUNCT
iqtishad-1700	7	3	financial	financial	ADJ
iqtishad-1700	7	4	ratio	ratio	NOUN
iqtishad-1700	7	5	,	,	PUNCT
iqtishad-1700	7	6	profitability	profitability	NOUN
iqtishad-1700	7	7	,	,	PUNCT
iqtishad-1700	7	8	islamic	islamic	ADJ
iqtishad-1700	7	9	banks	bank	NOUN
iqtishad-1700	7	10	,	,	PUNCT
iqtishad-1700	7	11	multiple	multiple	ADJ
iqtishad-1700	7	12	regression	regression	NOUN
iqtishad-1700	7	13	abstrak	abstrak	PROPN
iqtishad-1700	7	14	:	:	PUNCT
iqtishad-1700	7	15	rasio	rasio	NOUN
iqtishad-1700	7	16	keuangan	keuangan	PROPN
iqtishad-1700	7	17	dan	dan	PROPN
iqtishad-1700	7	18	pengaruhnya	pengaruhnya	PROPN
iqtishad-1700	7	19	terhadap	terhadap	PROPN
iqtishad-1700	7	20	profitabilitas	profitabilitas	PROPN
iqtishad-1700	7	21	di	di	PROPN
iqtishad-1700	7	22	perbankan	perbankan	PROPN
iqtishad-1700	7	23	syariah	syariah	PROPN
iqtishad-1700	7	24	.	.	PUNCT
iqtishad-1700	8	1	penelitian	penelitian	PROPN
iqtishad-1700	8	2	ini	ini	PROPN
iqtishad-1700	8	3	bertujuan	bertujuan	PROPN
iqtishad-1700	8	4	untuk	untuk	PROPN
iqtishad-1700	8	5	menganalisis	menganalisis	NOUN
iqtishad-1700	8	6	pengaruh	pengaruh	NOUN
iqtishad-1700	8	7	capital	capital	NOUN
iqtishad-1700	8	8	adequacy	adequacy	NOUN
iqtishad-1700	8	9	ratio	ratio	NOUN
iqtishad-1700	8	10	(	(	PUNCT
iqtishad-1700	8	11	car	car	NOUN
iqtishad-1700	8	12	)	)	PUNCT
iqtishad-1700	8	13	,	,	PUNCT
iqtishad-1700	8	14	non	non	ADJ
iqtishad-1700	8	15	performing	perform	VERB
iqtishad-1700	8	16	financing	financing	NOUN
iqtishad-1700	8	17	(	(	PUNCT
iqtishad-1700	8	18	npf	npf	PROPN
iqtishad-1700	8	19	)	)	PUNCT
iqtishad-1700	8	20	,	,	PUNCT
iqtishad-1700	8	21	financing	financing	NOUN
iqtishad-1700	8	22	to	to	PART
iqtishad-1700	8	23	deposit	deposit	VERB
iqtishad-1700	8	24	ratio	ratio	NOUN
iqtishad-1700	8	25	(	(	PUNCT
iqtishad-1700	8	26	fdr	fdr	PROPN
iqtishad-1700	8	27	)	)	PUNCT
iqtishad-1700	8	28	dan	dan	PROPN
iqtishad-1700	8	29	biaya	biaya	PROPN
iqtishad-1700	8	30	operasional	operasional	PROPN
iqtishad-1700	8	31	pendapatan	pendapatan	PROPN
iqtishad-1700	8	32	operasional	operasional	PROPN
iqtishad-1700	8	33	(	(	PUNCT
iqtishad-1700	8	34	bopo	bopo	NOUN
iqtishad-1700	8	35	)	)	PUNCT
iqtishad-1700	8	36	terhadap	terhadap	PROPN
iqtishad-1700	8	37	return	return	NOUN
iqtishad-1700	8	38	on	on	ADP
iqtishad-1700	8	39	asset	asset	NOUN
iqtishad-1700	8	40	(	(	PUNCT
iqtishad-1700	8	41	roa	roa	NOUN
iqtishad-1700	8	42	)	)	PUNCT
iqtishad-1700	8	43	pada	pada	PROPN
iqtishad-1700	8	44	bank	bank	PROPN
iqtishad-1700	8	45	muamalat	muamalat	PROPN
iqtishad-1700	8	46	indonesia	indonesia	PROPN
iqtishad-1700	8	47	dan	dan	PROPN
iqtishad-1700	8	48	bank	bank	PROPN
iqtishad-1700	8	49	syariah	syariah	PROPN
iqtishad-1700	8	50	mega	mega	PROPN
iqtishad-1700	8	51	.	.	PUNCT
iqtishad-1700	9	1	metode	metode	PROPN
iqtishad-1700	9	2	analisis	analisis	PROPN
iqtishad-1700	9	3	data	datum	NOUN
iqtishad-1700	9	4	yang	yang	PROPN
iqtishad-1700	9	5	digunakan	digunakan	PROPN
iqtishad-1700	9	6	dalam	dalam	PROPN
iqtishad-1700	9	7	penelitian	penelitian	PROPN
iqtishad-1700	9	8	ini	ini	PROPN
iqtishad-1700	9	9	adalah	adalah	PROPN
iqtishad-1700	9	10	analisis	analisis	PROPN
iqtishad-1700	9	11	regresi	regresi	PROPN
iqtishad-1700	9	12	berganda	berganda	PROPN
iqtishad-1700	9	13	.	.	PUNCT
iqtishad-1700	10	1	dari	dari	PROPN
iqtishad-1700	10	2	hasil	hasil	PROPN
iqtishad-1700	10	3	uji	uji	PROPN
iqtishad-1700	10	4	statistik	statistik	PROPN
iqtishad-1700	10	5	f	f	PROPN
iqtishad-1700	10	6	menunjukkan	menunjukkan	PROPN
iqtishad-1700	10	7	bahwa	bahwa	PROPN
iqtishad-1700	10	8	capital	capital	PROPN
iqtishad-1700	10	9	adequacy	adequacy	PROPN
iqtishad-1700	10	10	ratio	ratio	NOUN
iqtishad-1700	10	11	(	(	PUNCT
iqtishad-1700	10	12	car	car	NOUN
iqtishad-1700	10	13	)	)	PUNCT
iqtishad-1700	10	14	,	,	PUNCT
iqtishad-1700	10	15	non	non	ADJ
iqtishad-1700	10	16	performing	perform	VERB
iqtishad-1700	10	17	financing	financing	NOUN
iqtishad-1700	10	18	(	(	PUNCT
iqtishad-1700	10	19	npf	npf	PROPN
iqtishad-1700	10	20	)	)	PUNCT
iqtishad-1700	10	21	,	,	PUNCT
iqtishad-1700	10	22	financing	financing	NOUN
iqtishad-1700	10	23	to	to	PART
iqtishad-1700	10	24	deposit	deposit	VERB
iqtishad-1700	10	25	ratio	ratio	NOUN
iqtishad-1700	10	26	(	(	PUNCT
iqtishad-1700	10	27	fdr	fdr	PROPN
iqtishad-1700	10	28	)	)	PUNCT
iqtishad-1700	10	29	dan	dan	PROPN
iqtishad-1700	10	30	biaya	biaya	PROPN
iqtishad-1700	10	31	operasional	operasional	PROPN
iqtishad-1700	10	32	pendapatan	pendapatan	PROPN
iqtishad-1700	10	33	operasional	operasional	PROPN
iqtishad-1700	10	34	(	(	PUNCT
iqtishad-1700	10	35	bopo	bopo	NOUN
iqtishad-1700	10	36	)	)	PUNCT
iqtishad-1700	10	37	secara	secara	PROPN
iqtishad-1700	10	38	simultan	simultan	PROPN
iqtishad-1700	10	39	berpengaruh	berpengaruh	PROPN
iqtishad-1700	10	40	terhadap	terhadap	PROPN
iqtishad-1700	10	41	return	return	PROPN
iqtishad-1700	10	42	on	on	ADP
iqtishad-1700	10	43	asset	asset	NOUN
iqtishad-1700	10	44	(	(	PUNCT
iqtishad-1700	10	45	roa	roa	PROPN
iqtishad-1700	10	46	)	)	PUNCT
iqtishad-1700	10	47	.	.	PUNCT
iqtishad-1700	11	1	berdasarkan	berdasarkan	PROPN
iqtishad-1700	11	2	hasil	hasil	PROPN
iqtishad-1700	11	3	uji	uji	PROPN
iqtishad-1700	11	4	statistik	statistik	PROPN
iqtishad-1700	11	5	t	t	PROPN
iqtishad-1700	11	6	disimpulkan	disimpulkan	PROPN
iqtishad-1700	11	7	bahwa	bahwa	PROPN
iqtishad-1700	11	8	capital	capital	PROPN
iqtishad-1700	11	9	adequacy	adequacy	PROPN
iqtishad-1700	11	10	ratio	ratio	NOUN
iqtishad-1700	11	11	(	(	PUNCT
iqtishad-1700	11	12	car	car	NOUN
iqtishad-1700	11	13	)	)	PUNCT
iqtishad-1700	11	14	,	,	PUNCT
iqtishad-1700	11	15	non	non	ADJ
iqtishad-1700	11	16	performing	perform	VERB
iqtishad-1700	11	17	financing	financing	NOUN
iqtishad-1700	11	18	(	(	PUNCT
iqtishad-1700	11	19	npf	npf	PROPN
iqtishad-1700	11	20	)	)	PUNCT
iqtishad-1700	11	21	dan	dan	PROPN
iqtishad-1700	11	22	financing	financing	NOUN
iqtishad-1700	11	23	to	to	PART
iqtishad-1700	11	24	deposit	deposit	VERB
iqtishad-1700	11	25	ratio	ratio	NOUN
iqtishad-1700	11	26	(	(	PUNCT
iqtishad-1700	11	27	fdr	fdr	PROPN
iqtishad-1700	11	28	)	)	PUNCT
iqtishad-1700	11	29	secara	secara	PROPN
iqtishad-1700	11	30	parsial	parsial	PROPN
iqtishad-1700	11	31	tidak	tidak	PROPN
iqtishad-1700	11	32	berpengaruh	berpengaruh	PROPN
iqtishad-1700	11	33	signifikan	signifikan	PROPN
iqtishad-1700	11	34	terhadap	terhadap	PROPN
iqtishad-1700	11	35	return	return	PROPN
iqtishad-1700	11	36	on	on	ADP
iqtishad-1700	11	37	asset	asset	NOUN
iqtishad-1700	11	38	(	(	PUNCT
iqtishad-1700	11	39	roa	roa	PROPN
iqtishad-1700	11	40	)	)	PUNCT
iqtishad-1700	11	41	sedangkan	sedangkan	PROPN
iqtishad-1700	11	42	biaya	biaya	PROPN
iqtishad-1700	11	43	operasional	operasional	PROPN
iqtishad-1700	11	44	pendapatan	pendapatan	PROPN
iqtishad-1700	11	45	operasional	operasional	PROPN
iqtishad-1700	11	46	(	(	PUNCT
iqtishad-1700	11	47	bopo	bopo	NOUN
iqtishad-1700	11	48	)	)	PUNCT
iqtishad-1700	11	49	secara	secara	PROPN
iqtishad-1700	11	50	parsial	parsial	PROPN
iqtishad-1700	11	51	berpengaruh	berpengaruh	PROPN
iqtishad-1700	11	52	signifikan	signifikan	PROPN
iqtishad-1700	11	53	terhadap	terhadap	PROPN
iqtishad-1700	11	54	return	return	PROPN
iqtishad-1700	11	55	on	on	ADP
iqtishad-1700	11	56	asset	asset	NOUN
iqtishad-1700	11	57	(	(	PUNCT
iqtishad-1700	11	58	roa	roa	PROPN
iqtishad-1700	11	59	)	)	PUNCT
iqtishad-1700	11	60	.	.	PUNCT
iqtishad-1700	12	1	kata	kata	PROPN
iqtishad-1700	12	2	kunci	kunci	PROPN
iqtishad-1700	12	3	:	:	PUNCT
iqtishad-1700	12	4	rasio	rasio	NOUN
iqtishad-1700	12	5	keuangan	keuangan	NOUN
iqtishad-1700	12	6	profitabilitas	profitabilita	NOUN
iqtishad-1700	12	7	,	,	PUNCT
iqtishad-1700	12	8	bank	bank	NOUN
iqtishad-1700	12	9	syariah	syariah	PROPN
iqtishad-1700	12	10	,	,	PUNCT
iqtishad-1700	12	11	regresi	regresi	PROPN
iqtishad-1700	12	12	berganda	berganda	PROPN
iqtishad-1700	12	13	first	first	ADJ
iqtishad-1700	12	14	draft	draft	NOUN
iqtishad-1700	12	15	:	:	PUNCT
iqtishad-1700	12	16	january	january	PROPN
iqtishad-1700	12	17	,	,	PUNCT
iqtishad-1700	12	18	15th	15th	NOUN
iqtishad-1700	12	19	2015	2015	NUM
iqtishad-1700	12	20	,	,	PUNCT
iqtishad-1700	12	21	revision	revision	NOUN
iqtishad-1700	12	22	:	:	PUNCT
iqtishad-1700	13	1	march	march	NOUN
iqtishad-1700	13	2	,	,	PUNCT
iqtishad-1700	13	3	10th	10th	NOUN
iqtishad-1700	13	4	2015	2015	NUM
iqtishad-1700	13	5	,	,	PUNCT
iqtishad-1700	13	6	accepted	accept	VERB
iqtishad-1700	13	7	:	:	PUNCT
iqtishad-1700	13	8	april	april	PROPN
iqtishad-1700	13	9	,	,	PUNCT
iqtishad-1700	13	10	20th	20th	ADJ
iqtishad-1700	13	11	2015	2015	NUM
iqtishad-1700	13	12	1	1	NUM
iqtishad-1700	13	13	syarif	syarif	NOUN
iqtishad-1700	13	14	hidayatullah	hidayatullah	PROPN
iqtishad-1700	13	15	state	state	PROPN
iqtishad-1700	13	16	islamic	islamic	PROPN
iqtishad-1700	13	17	university	university	PROPN
iqtishad-1700	13	18	.	.	PUNCT
iqtishad-1700	14	1	jl	jl	PROPN
iqtishad-1700	14	2	.	.	PUNCT
iqtishad-1700	15	1	ir	ir	PROPN
iqtishad-1700	15	2	.	.	PUNCT
iqtishad-1700	16	1	h.	h.	PROPN
iqtishad-1700	16	2	juanda	juanda	PROPN
iqtishad-1700	17	1	no	no	INTJ
iqtishad-1700	17	2	.	.	PROPN
iqtishad-1700	17	3	95	95	NUM
iqtishad-1700	17	4	,	,	PUNCT
iqtishad-1700	17	5	ciputat	ciputat	NOUN
iqtishad-1700	17	6	,	,	PUNCT
iqtishad-1700	17	7	south	south	PROPN
iqtishad-1700	17	8	tangerang	tangerang	PROPN
iqtishad-1700	17	9	,	,	PUNCT
iqtishad-1700	17	10	banten	banten	PROPN
iqtishad-1700	17	11	,	,	PUNCT
iqtishad-1700	17	12	indonesia	indonesia	PROPN
iqtishad-1700	17	13	.	.	PUNCT
iqtishad-1700	17	14	email	email	PROPN
iqtishad-1700	17	15	:	:	PUNCT
iqtishad-1700	17	16	erika.amelia@uinjkt.ac.id	erika.amelia@uinjkt.ac.id	PUNCT
iqtishad-1700	17	17	al	al	PROPN
iqtishad-1700	17	18	-	-	PUNCT
iqtishad-1700	17	19	iqtishad	iqtishad	ADJ
iqtishad-1700	17	20	:	:	PUNCT
iqtishad-1700	17	21	vol	vol	NOUN
iqtishad-1700	17	22	.	.	PUNCT
iqtishad-1700	18	1	vii	vii	PROPN
iqtishad-1700	18	2	no	no	PROPN
iqtishad-1700	18	3	.	.	PROPN
iqtishad-1700	18	4	2	2	NUM
iqtishad-1700	18	5	,	,	PUNCT
iqtishad-1700	18	6	juli	juli	NOUN
iqtishad-1700	18	7	2015	2015	NUM
iqtishad-1700	18	8	230	230	NUM
iqtishad-1700	18	9	introduction	introduction	NOUN
iqtishad-1700	18	10	crises	crisis	NOUN
iqtishad-1700	18	11	that	that	PRON
iqtishad-1700	18	12	have	have	AUX
iqtishad-1700	18	13	occurred	occur	VERB
iqtishad-1700	18	14	in	in	ADP
iqtishad-1700	18	15	the	the	DET
iqtishad-1700	18	16	indonesian	indonesian	ADJ
iqtishad-1700	18	17	banking	banking	NOUN
iqtishad-1700	18	18	industry	industry	NOUN
iqtishad-1700	18	19	has	have	AUX
iqtishad-1700	18	20	been	be	AUX
iqtishad-1700	18	21	aware	aware	ADJ
iqtishad-1700	18	22	of	of	ADP
iqtishad-1700	18	23	all	all	DET
iqtishad-1700	18	24	parties	party	NOUN
iqtishad-1700	18	25	that	that	SCONJ
iqtishad-1700	18	26	the	the	DET
iqtishad-1700	18	27	conventional	conventional	ADJ
iqtishad-1700	18	28	banking	banking	NOUN
iqtishad-1700	18	29	system	system	NOUN
iqtishad-1700	18	30	is	be	AUX
iqtishad-1700	18	31	not	not	PART
iqtishad-1700	18	32	the	the	DET
iqtishad-1700	18	33	only	only	ADJ
iqtishad-1700	18	34	system	system	NOUN
iqtishad-1700	18	35	that	that	PRON
iqtishad-1700	18	36	is	be	AUX
iqtishad-1700	18	37	reliable	reliable	ADJ
iqtishad-1700	18	38	,	,	PUNCT
iqtishad-1700	18	39	but	but	CCONJ
iqtishad-1700	18	40	there	there	PRON
iqtishad-1700	18	41	is	be	VERB
iqtishad-1700	18	42	another	another	DET
iqtishad-1700	18	43	banking	banking	NOUN
iqtishad-1700	18	44	system	system	NOUN
iqtishad-1700	18	45	better	well	ADV
iqtishad-1700	18	46	is	be	AUX
iqtishad-1700	18	47	islamic	islamic	ADJ
iqtishad-1700	18	48	banking	banking	NOUN
iqtishad-1700	18	49	.	.	PUNCT
iqtishad-1700	19	1	in	in	ADP
iqtishad-1700	19	2	the	the	DET
iqtishad-1700	19	3	banking	banking	NOUN
iqtishad-1700	19	4	activities	activity	NOUN
iqtishad-1700	19	5	,	,	PUNCT
iqtishad-1700	19	6	the	the	DET
iqtishad-1700	19	7	implementation	implementation	NOUN
iqtishad-1700	19	8	of	of	ADP
iqtishad-1700	19	9	islamic	islamic	ADJ
iqtishad-1700	19	10	teachings	teaching	NOUN
iqtishad-1700	19	11	are	be	AUX
iqtishad-1700	19	12	realized	realize	VERB
iqtishad-1700	19	13	by	by	ADP
iqtishad-1700	19	14	the	the	DET
iqtishad-1700	19	15	implementation	implementation	NOUN
iqtishad-1700	19	16	of	of	ADP
iqtishad-1700	19	17	sharia	sharia	PROPN
iqtishad-1700	19	18	banking	banking	NOUN
iqtishad-1700	19	19	activity	activity	NOUN
iqtishad-1700	19	20	that	that	PRON
iqtishad-1700	19	21	is	be	AUX
iqtishad-1700	19	22	consistent	consistent	ADJ
iqtishad-1700	19	23	with	with	ADP
iqtishad-1700	19	24	islamic	islamic	ADJ
iqtishad-1700	19	25	thought	thought	NOUN
iqtishad-1700	19	26	on	on	ADP
iqtishad-1700	19	27	economic	economic	ADJ
iqtishad-1700	19	28	activity	activity	NOUN
iqtishad-1700	19	29	.	.	PUNCT
iqtishad-1700	20	1	along	along	ADP
iqtishad-1700	20	2	with	with	ADP
iqtishad-1700	20	3	the	the	DET
iqtishad-1700	20	4	increasing	increase	VERB
iqtishad-1700	20	5	economic	economic	ADJ
iqtishad-1700	20	6	growth	growth	NOUN
iqtishad-1700	20	7	,	,	PUNCT
iqtishad-1700	20	8	islamic	islamic	ADJ
iqtishad-1700	20	9	finance	finance	NOUN
iqtishad-1700	20	10	has	have	AUX
iqtishad-1700	20	11	also	also	ADV
iqtishad-1700	20	12	increased	increase	VERB
iqtishad-1700	20	13	(	(	PUNCT
iqtishad-1700	20	14	santoso	santoso	NOUN
iqtishad-1700	20	15	and	and	CCONJ
iqtishad-1700	20	16	sigit	sigit	PROPN
iqtishad-1700	20	17	triandaru	triandaru	PROPN
iqtishad-1700	20	18	,	,	PUNCT
iqtishad-1700	20	19	2006	2006	NUM
iqtishad-1700	20	20	)	)	PUNCT
iqtishad-1700	20	21	in	in	ADP
iqtishad-1700	20	22	order	order	NOUN
iqtishad-1700	20	23	to	to	PART
iqtishad-1700	20	24	maintain	maintain	VERB
iqtishad-1700	20	25	public	public	ADJ
iqtishad-1700	20	26	confidence	confidence	NOUN
iqtishad-1700	20	27	,	,	PUNCT
iqtishad-1700	20	28	the	the	DET
iqtishad-1700	20	29	banks	bank	NOUN
iqtishad-1700	20	30	must	must	AUX
iqtishad-1700	20	31	maintain	maintain	VERB
iqtishad-1700	20	32	financial	financial	ADJ
iqtishad-1700	20	33	performance	performance	NOUN
iqtishad-1700	20	34	.	.	PUNCT
iqtishad-1700	21	1	the	the	DET
iqtishad-1700	21	2	bank	bank	NOUN
iqtishad-1700	21	3	’s	’s	PART
iqtishad-1700	21	4	financial	financial	ADJ
iqtishad-1700	21	5	performance	performance	NOUN
iqtishad-1700	21	6	can	can	AUX
iqtishad-1700	21	7	be	be	AUX
iqtishad-1700	21	8	assessed	assess	VERB
iqtishad-1700	21	9	by	by	ADP
iqtishad-1700	21	10	several	several	ADJ
iqtishad-1700	21	11	indicators	indicator	NOUN
iqtishad-1700	21	12	.	.	PUNCT
iqtishad-1700	22	1	one	one	NUM
iqtishad-1700	22	2	of	of	ADP
iqtishad-1700	22	3	the	the	DET
iqtishad-1700	22	4	main	main	ADJ
iqtishad-1700	22	5	indicators	indicator	NOUN
iqtishad-1700	22	6	used	use	VERB
iqtishad-1700	22	7	as	as	ADP
iqtishad-1700	22	8	the	the	DET
iqtishad-1700	22	9	basis	basis	NOUN
iqtishad-1700	22	10	of	of	ADP
iqtishad-1700	22	11	assessment	assessment	NOUN
iqtishad-1700	22	12	is	be	AUX
iqtishad-1700	22	13	the	the	DET
iqtishad-1700	22	14	bank	bank	NOUN
iqtishad-1700	22	15	‘s	‘s	PART
iqtishad-1700	22	16	financial	financial	ADJ
iqtishad-1700	22	17	statements	statement	NOUN
iqtishad-1700	22	18	.	.	PUNCT
iqtishad-1700	23	1	based	base	VERB
iqtishad-1700	23	2	on	on	ADP
iqtishad-1700	23	3	the	the	DET
iqtishad-1700	23	4	financial	financial	ADJ
iqtishad-1700	23	5	statements	statement	NOUN
iqtishad-1700	23	6	will	will	AUX
iqtishad-1700	23	7	be	be	AUX
iqtishad-1700	23	8	calculated	calculate	VERB
iqtishad-1700	23	9	a	a	DET
iqtishad-1700	23	10	number	number	NOUN
iqtishad-1700	23	11	of	of	ADP
iqtishad-1700	23	12	financial	financial	ADJ
iqtishad-1700	23	13	ratios	ratio	NOUN
iqtishad-1700	23	14	commonly	commonly	ADV
iqtishad-1700	23	15	used	use	VERB
iqtishad-1700	23	16	as	as	ADP
iqtishad-1700	23	17	the	the	DET
iqtishad-1700	23	18	basis	basis	NOUN
iqtishad-1700	23	19	of	of	ADP
iqtishad-1700	23	20	assessment	assessment	NOUN
iqtishad-1700	23	21	of	of	ADP
iqtishad-1700	23	22	the	the	DET
iqtishad-1700	23	23	bank	bank	NOUN
iqtishad-1700	23	24	(	(	PUNCT
iqtishad-1700	23	25	riyadi	riyadi	NOUN
iqtishad-1700	23	26	,	,	PUNCT
iqtishad-1700	23	27	2006	2006	NUM
iqtishad-1700	23	28	)	)	PUNCT
iqtishad-1700	23	29	.	.	PUNCT
iqtishad-1700	24	1	recognizing	recognize	VERB
iqtishad-1700	24	2	the	the	DET
iqtishad-1700	24	3	importance	importance	NOUN
iqtishad-1700	24	4	of	of	ADP
iqtishad-1700	24	5	health	health	NOUN
iqtishad-1700	24	6	of	of	ADP
iqtishad-1700	24	7	a	a	DET
iqtishad-1700	24	8	bank	bank	NOUN
iqtishad-1700	24	9	for	for	ADP
iqtishad-1700	24	10	the	the	DET
iqtishad-1700	24	11	establishment	establishment	NOUN
iqtishad-1700	24	12	of	of	ADP
iqtishad-1700	24	13	confidence	confidence	NOUN
iqtishad-1700	24	14	in	in	ADP
iqtishad-1700	24	15	the	the	DET
iqtishad-1700	24	16	banking	banking	NOUN
iqtishad-1700	24	17	world	world	NOUN
iqtishad-1700	24	18	as	as	ADV
iqtishad-1700	24	19	well	well	ADV
iqtishad-1700	24	20	as	as	ADP
iqtishad-1700	24	21	to	to	PART
iqtishad-1700	24	22	implement	implement	VERB
iqtishad-1700	24	23	the	the	DET
iqtishad-1700	24	24	precautionary	precautionary	ADJ
iqtishad-1700	24	25	principle	principle	NOUN
iqtishad-1700	24	26	(	(	PUNCT
iqtishad-1700	24	27	prudential	prudential	ADJ
iqtishad-1700	24	28	banking	banking	NOUN
iqtishad-1700	24	29	)	)	PUNCT
iqtishad-1700	24	30	in	in	ADP
iqtishad-1700	24	31	the	the	DET
iqtishad-1700	24	32	banking	banking	NOUN
iqtishad-1700	24	33	sector	sector	NOUN
iqtishad-1700	24	34	,	,	PUNCT
iqtishad-1700	24	35	bank	bank	PROPN
iqtishad-1700	24	36	indonesia	indonesia	PROPN
iqtishad-1700	24	37	felt	feel	VERB
iqtishad-1700	24	38	the	the	DET
iqtishad-1700	24	39	need	need	NOUN
iqtishad-1700	24	40	to	to	PART
iqtishad-1700	24	41	apply	apply	VERB
iqtishad-1700	24	42	the	the	DET
iqtishad-1700	24	43	rules	rule	NOUN
iqtishad-1700	24	44	on	on	ADP
iqtishad-1700	24	45	the	the	DET
iqtishad-1700	24	46	health	health	NOUN
iqtishad-1700	24	47	of	of	ADP
iqtishad-1700	24	48	banks	bank	NOUN
iqtishad-1700	24	49	.	.	PUNCT
iqtishad-1700	25	1	with	with	ADP
iqtishad-1700	25	2	the	the	DET
iqtishad-1700	25	3	bank	bank	NOUN
iqtishad-1700	25	4	‘s	‘s	PROPN
iqtishad-1700	25	5	health	health	NOUN
iqtishad-1700	25	6	regulations	regulation	NOUN
iqtishad-1700	25	7	,	,	PUNCT
iqtishad-1700	25	8	banks	bank	NOUN
iqtishad-1700	25	9	are	be	AUX
iqtishad-1700	25	10	expected	expect	VERB
iqtishad-1700	25	11	to	to	PART
iqtishad-1700	25	12	always	always	ADV
iqtishad-1700	25	13	be	be	AUX
iqtishad-1700	25	14	in	in	ADP
iqtishad-1700	25	15	good	good	ADJ
iqtishad-1700	25	16	health	health	NOUN
iqtishad-1700	25	17	,	,	PUNCT
iqtishad-1700	25	18	so	so	SCONJ
iqtishad-1700	25	19	it	it	PRON
iqtishad-1700	25	20	will	will	AUX
iqtishad-1700	25	21	not	not	PART
iqtishad-1700	25	22	harm	harm	VERB
iqtishad-1700	25	23	associated	associate	VERB
iqtishad-1700	25	24	with	with	ADP
iqtishad-1700	25	25	the	the	DET
iqtishad-1700	25	26	banking	banking	NOUN
iqtishad-1700	25	27	community	community	NOUN
iqtishad-1700	25	28	(	(	PUNCT
iqtishad-1700	25	29	santoso	santoso	NOUN
iqtishad-1700	25	30	and	and	CCONJ
iqtishad-1700	25	31	sigit	sigit	PROPN
iqtishad-1700	25	32	triandaru	triandaru	PROPN
iqtishad-1700	25	33	,	,	PUNCT
iqtishad-1700	25	34	2006	2006	NUM
iqtishad-1700	25	35	)	)	PUNCT
iqtishad-1700	25	36	to	to	PART
iqtishad-1700	25	37	know	know	VERB
iqtishad-1700	25	38	the	the	DET
iqtishad-1700	25	39	financial	financial	ADJ
iqtishad-1700	25	40	condition	condition	NOUN
iqtishad-1700	25	41	of	of	ADP
iqtishad-1700	25	42	a	a	DET
iqtishad-1700	25	43	bank	bank	NOUN
iqtishad-1700	25	44	,	,	PUNCT
iqtishad-1700	25	45	it	it	PRON
iqtishad-1700	25	46	can	can	AUX
iqtishad-1700	25	47	be	be	AUX
iqtishad-1700	25	48	seen	see	VERB
iqtishad-1700	25	49	that	that	SCONJ
iqtishad-1700	25	50	the	the	DET
iqtishad-1700	25	51	financial	financial	ADJ
iqtishad-1700	25	52	statements	statement	NOUN
iqtishad-1700	25	53	are	be	AUX
iqtishad-1700	25	54	presented	present	VERB
iqtishad-1700	25	55	by	by	ADP
iqtishad-1700	25	56	a	a	DET
iqtishad-1700	25	57	bank	bank	NOUN
iqtishad-1700	25	58	periodically	periodically	ADV
iqtishad-1700	25	59	.	.	PUNCT
iqtishad-1700	26	1	this	this	DET
iqtishad-1700	26	2	report	report	NOUN
iqtishad-1700	26	3	is	be	AUX
iqtishad-1700	26	4	very	very	ADV
iqtishad-1700	26	5	useful	useful	ADJ
iqtishad-1700	26	6	,	,	PUNCT
iqtishad-1700	26	7	especially	especially	ADV
iqtishad-1700	26	8	for	for	ADP
iqtishad-1700	26	9	owners	owner	NOUN
iqtishad-1700	26	10	,	,	PUNCT
iqtishad-1700	26	11	management	management	NOUN
iqtishad-1700	26	12	,	,	PUNCT
iqtishad-1700	26	13	government	government	NOUN
iqtishad-1700	26	14	,	,	PUNCT
iqtishad-1700	26	15	and	and	CCONJ
iqtishad-1700	26	16	society	society	NOUN
iqtishad-1700	26	17	as	as	ADP
iqtishad-1700	26	18	a	a	DET
iqtishad-1700	26	19	bank	bank	NOUN
iqtishad-1700	26	20	customer	customer	NOUN
iqtishad-1700	26	21	,	,	PUNCT
iqtishad-1700	26	22	in	in	ADP
iqtishad-1700	26	23	order	order	NOUN
iqtishad-1700	26	24	to	to	PART
iqtishad-1700	26	25	determine	determine	VERB
iqtishad-1700	26	26	the	the	DET
iqtishad-1700	26	27	condition	condition	NOUN
iqtishad-1700	26	28	of	of	ADP
iqtishad-1700	26	29	the	the	DET
iqtishad-1700	26	30	bank	bank	NOUN
iqtishad-1700	26	31	(	(	PUNCT
iqtishad-1700	26	32	kasmir,2012	kasmir,2012	NOUN
iqtishad-1700	26	33	)	)	PUNCT
iqtishad-1700	26	34	.	.	PUNCT
iqtishad-1700	27	1	bank	bank	NOUN
iqtishad-1700	27	2	rating	rating	NOUN
iqtishad-1700	27	3	include	include	VERB
iqtishad-1700	27	4	an	an	DET
iqtishad-1700	27	5	assessment	assessment	NOUN
iqtishad-1700	27	6	of	of	ADP
iqtishad-1700	27	7	the	the	DET
iqtishad-1700	27	8	factors	factor	NOUN
iqtishad-1700	27	9	which	which	PRON
iqtishad-1700	27	10	consists	consist	VERB
iqtishad-1700	27	11	of	of	ADP
iqtishad-1700	27	12	:	:	PUNCT
iqtishad-1700	27	13	capital	capital	NOUN
iqtishad-1700	27	14	;	;	PUNCT
iqtishad-1700	27	15	asset	asset	NOUN
iqtishad-1700	27	16	quality	quality	NOUN
iqtishad-1700	27	17	;	;	PUNCT
iqtishad-1700	27	18	management	management	NOUN
iqtishad-1700	27	19	;	;	PUNCT
iqtishad-1700	27	20	earnings	earning	NOUN
iqtishad-1700	27	21	;	;	PUNCT
iqtishad-1700	27	22	liquidity	liquidity	NOUN
iqtishad-1700	27	23	;	;	PUNCT
iqtishad-1700	27	24	sensitivity	sensitivity	NOUN
iqtishad-1700	27	25	to	to	ADP
iqtishad-1700	27	26	market	market	NOUN
iqtishad-1700	27	27	risk	risk	NOUN
iqtishad-1700	27	28	.	.	PUNCT
iqtishad-1700	28	1	in	in	ADP
iqtishad-1700	28	2	this	this	DET
iqtishad-1700	28	3	study	study	NOUN
iqtishad-1700	28	4	,	,	PUNCT
iqtishad-1700	28	5	aspects	aspect	NOUN
iqtishad-1700	28	6	of	of	ADP
iqtishad-1700	28	7	capital	capital	NOUN
iqtishad-1700	28	8	assessed	assess	VERB
iqtishad-1700	28	9	through	through	ADP
iqtishad-1700	28	10	the	the	DET
iqtishad-1700	28	11	capital	capital	NOUN
iqtishad-1700	28	12	adequacy	adequacy	NOUN
iqtishad-1700	28	13	ratio	ratio	NOUN
iqtishad-1700	28	14	(	(	PUNCT
iqtishad-1700	28	15	car	car	NOUN
iqtishad-1700	28	16	)	)	PUNCT
iqtishad-1700	28	17	,	,	PUNCT
iqtishad-1700	28	18	asset	asset	NOUN
iqtishad-1700	28	19	quality	quality	NOUN
iqtishad-1700	28	20	aspects	aspect	NOUN
iqtishad-1700	28	21	assessed	assess	VERB
iqtishad-1700	28	22	through	through	ADP
iqtishad-1700	28	23	non	non	ADJ
iqtishad-1700	28	24	performing	perform	VERB
iqtishad-1700	28	25	financing	financing	NOUN
iqtishad-1700	28	26	(	(	PUNCT
iqtishad-1700	28	27	npf	npf	PROPN
iqtishad-1700	28	28	)	)	PUNCT
iqtishad-1700	28	29	,	,	PUNCT
iqtishad-1700	28	30	the	the	DET
iqtishad-1700	28	31	aspect	aspect	NOUN
iqtishad-1700	28	32	of	of	ADP
iqtishad-1700	28	33	profitability	profitability	NOUN
iqtishad-1700	28	34	assessed	assess	VERB
iqtishad-1700	28	35	by	by	ADP
iqtishad-1700	28	36	return	return	NOUN
iqtishad-1700	28	37	on	on	ADP
iqtishad-1700	28	38	assets	asset	NOUN
iqtishad-1700	28	39	(	(	PUNCT
iqtishad-1700	28	40	roa	roa	NOUN
iqtishad-1700	28	41	)	)	PUNCT
iqtishad-1700	28	42	and	and	CCONJ
iqtishad-1700	28	43	operating	operating	NOUN
iqtishad-1700	28	44	expenses	expense	NOUN
iqtishad-1700	28	45	to	to	ADP
iqtishad-1700	28	46	operating	operate	VERB
iqtishad-1700	28	47	income	income	NOUN
iqtishad-1700	28	48	(	(	PUNCT
iqtishad-1700	28	49	roa	roa	PROPN
iqtishad-1700	28	50	)	)	PUNCT
iqtishad-1700	28	51	,	,	PUNCT
iqtishad-1700	28	52	while	while	SCONJ
iqtishad-1700	28	53	the	the	DET
iqtishad-1700	28	54	liquidity	liquidity	NOUN
iqtishad-1700	28	55	aspect	aspect	NOUN
iqtishad-1700	28	56	assessed	assess	VERB
iqtishad-1700	28	57	through	through	ADP
iqtishad-1700	28	58	financing	financing	NOUN
iqtishad-1700	28	59	to	to	PART
iqtishad-1700	28	60	deposit	deposit	VERB
iqtishad-1700	28	61	ratio	ratio	NOUN
iqtishad-1700	28	62	(	(	PUNCT
iqtishad-1700	28	63	fdr	fdr	PROPN
iqtishad-1700	28	64	)	)	PUNCT
iqtishad-1700	28	65	.	.	PUNCT
iqtishad-1700	29	1	some	some	DET
iqtishad-1700	29	2	research	research	NOUN
iqtishad-1700	29	3	show	show	VERB
iqtishad-1700	29	4	different	different	ADJ
iqtishad-1700	29	5	results	result	NOUN
iqtishad-1700	29	6	,	,	PUNCT
iqtishad-1700	29	7	the	the	DET
iqtishad-1700	29	8	not	not	PART
iqtishad-1700	29	9	the	the	DET
iqtishad-1700	29	10	consistency	consistency	NOUN
iqtishad-1700	29	11	of	of	ADP
iqtishad-1700	29	12	the	the	DET
iqtishad-1700	29	13	results	result	NOUN
iqtishad-1700	29	14	of	of	ADP
iqtishad-1700	29	15	research	research	NOUN
iqtishad-1700	29	16	has	have	AUX
iqtishad-1700	29	17	been	be	AUX
iqtishad-1700	29	18	done	do	VERB
iqtishad-1700	29	19	before	before	ADV
iqtishad-1700	29	20	,	,	PUNCT
iqtishad-1700	29	21	and	and	CCONJ
iqtishad-1700	29	22	then	then	ADV
iqtishad-1700	29	23	the	the	DET
iqtishad-1700	29	24	researcher	researcher	NOUN
iqtishad-1700	29	25	are	be	AUX
iqtishad-1700	29	26	interested	interested	ADJ
iqtishad-1700	29	27	in	in	ADP
iqtishad-1700	29	28	similar	similar	ADJ
iqtishad-1700	29	29	research	research	NOUN
iqtishad-1700	29	30	regarding	regard	VERB
iqtishad-1700	29	31	,	,	PUNCT
iqtishad-1700	29	32	“	"	PUNCT
iqtishad-1700	29	33	the	the	DET
iqtishad-1700	29	34	effect	effect	NOUN
iqtishad-1700	29	35	of	of	ADP
iqtishad-1700	29	36	capital	capital	NOUN
iqtishad-1700	29	37	adequacy	adequacy	NOUN
iqtishad-1700	29	38	ratio	ratio	NOUN
iqtishad-1700	29	39	(	(	PUNCT
iqtishad-1700	29	40	car	car	NOUN
iqtishad-1700	29	41	)	)	PUNCT
iqtishad-1700	29	42	,	,	PUNCT
iqtishad-1700	29	43	non	non	X
iqtishad-1700	29	44	performing	perform	VERB
iqtishad-1700	29	45	financing	financing	NOUN
iqtishad-1700	29	46	(	(	PUNCT
iqtishad-1700	29	47	npf	npf	PROPN
iqtishad-1700	29	48	)	)	PUNCT
iqtishad-1700	29	49	,	,	PUNCT
iqtishad-1700	29	50	financing	finance	VERB
iqtishad-1700	29	51	to	to	PART
iqtishad-1700	29	52	deposit	deposit	VERB
iqtishad-1700	29	53	ratio	ratio	NOUN
iqtishad-1700	29	54	(	(	PUNCT
iqtishad-1700	29	55	fdr	fdr	PROPN
iqtishad-1700	29	56	)	)	PUNCT
iqtishad-1700	29	57	and	and	CCONJ
iqtishad-1700	29	58	operating	operating	NOUN
iqtishad-1700	29	59	expenses	expense	NOUN
iqtishad-1700	29	60	operating	operating	NOUN
iqtishad-1700	29	61	income	income	NOUN
iqtishad-1700	29	62	(	(	PUNCT
iqtishad-1700	29	63	oeoi	oeoi	NOUN
iqtishad-1700	29	64	)	)	PUNCT
iqtishad-1700	29	65	to	to	PART
iqtishad-1700	29	66	return	return	VERB
iqtishad-1700	29	67	on	on	ADP
iqtishad-1700	29	68	assets	asset	NOUN
iqtishad-1700	29	69	(	(	PUNCT
iqtishad-1700	29	70	roa	roa	PROPN
iqtishad-1700	29	71	)	)	PUNCT
iqtishad-1700	29	72	in	in	ADP
iqtishad-1700	29	73	bank	bank	NOUN
iqtishad-1700	29	74	muamalat	muamalat	PROPN
iqtishad-1700	29	75	indonesia	indonesia	PROPN
iqtishad-1700	29	76	and	and	CCONJ
iqtishad-1700	29	77	bank	bank	PROPN
iqtishad-1700	29	78	syariah	syariah	PROPN
iqtishad-1700	29	79	mega	mega	PROPN
iqtishad-1700	29	80	registered	register	VERB
iqtishad-1700	29	81	in	in	ADP
iqtishad-1700	29	82	bank	bank	PROPN
iqtishad-1700	29	83	indonesia	indonesia	PROPN
iqtishad-1700	29	84	period	period	NOUN
iqtishad-1700	29	85	2005	2005	NUM
iqtishad-1700	29	86	-	-	SYM
iqtishad-1700	29	87	2012	2012	NUM
iqtishad-1700	29	88	”	"	PUNCT
iqtishad-1700	29	89	erika	erika	PROPN
iqtishad-1700	29	90	amelia	amelia	PROPN
iqtishad-1700	29	91	:	:	PUNCT
iqtishad-1700	29	92	financial	financial	ADJ
iqtishad-1700	29	93	ratio	ratio	NOUN
iqtishad-1700	29	94	and	and	CCONJ
iqtishad-1700	29	95	its	its	PRON
iqtishad-1700	29	96	influence	influence	NOUN
iqtishad-1700	29	97	231	231	NUM
iqtishad-1700	29	98	literature	literature	NOUN
iqtishad-1700	29	99	review	review	VERB
iqtishad-1700	29	100	the	the	DET
iqtishad-1700	29	101	bank	bank	NOUN
iqtishad-1700	29	102	’s	’s	PART
iqtishad-1700	29	103	financial	financial	ADJ
iqtishad-1700	29	104	statements	statement	NOUN
iqtishad-1700	29	105	show	show	VERB
iqtishad-1700	29	106	the	the	DET
iqtishad-1700	29	107	financial	financial	ADJ
iqtishad-1700	29	108	condition	condition	NOUN
iqtishad-1700	29	109	of	of	ADP
iqtishad-1700	29	110	the	the	DET
iqtishad-1700	29	111	bank	bank	NOUN
iqtishad-1700	29	112	as	as	ADP
iqtishad-1700	29	113	a	a	DET
iqtishad-1700	29	114	whole	whole	NOUN
iqtishad-1700	29	115	.	.	PUNCT
iqtishad-1700	30	1	from	from	ADP
iqtishad-1700	30	2	this	this	DET
iqtishad-1700	30	3	report	report	NOUN
iqtishad-1700	30	4	will	will	AUX
iqtishad-1700	30	5	be	be	AUX
iqtishad-1700	30	6	read	read	VERB
iqtishad-1700	30	7	how	how	SCONJ
iqtishad-1700	30	8	the	the	DET
iqtishad-1700	30	9	actual	actual	ADJ
iqtishad-1700	30	10	condition	condition	NOUN
iqtishad-1700	30	11	of	of	ADP
iqtishad-1700	30	12	the	the	DET
iqtishad-1700	30	13	bank	bank	NOUN
iqtishad-1700	30	14	,	,	PUNCT
iqtishad-1700	30	15	including	include	VERB
iqtishad-1700	30	16	the	the	DET
iqtishad-1700	30	17	weaknesses	weakness	NOUN
iqtishad-1700	30	18	and	and	CCONJ
iqtishad-1700	30	19	strengths	strength	NOUN
iqtishad-1700	30	20	(	(	PUNCT
iqtishad-1700	30	21	kasmir	kasmir	PROPN
iqtishad-1700	30	22	,	,	PUNCT
iqtishad-1700	30	23	2012	2012	NUM
iqtishad-1700	30	24	)	)	PUNCT
iqtishad-1700	30	25	.	.	PUNCT
iqtishad-1700	31	1	the	the	DET
iqtishad-1700	31	2	purpose	purpose	NOUN
iqtishad-1700	31	3	of	of	ADP
iqtishad-1700	31	4	making	make	VERB
iqtishad-1700	31	5	the	the	DET
iqtishad-1700	31	6	bank	bank	NOUN
iqtishad-1700	31	7	’s	’s	PART
iqtishad-1700	31	8	financial	financial	ADJ
iqtishad-1700	31	9	statements	statement	NOUN
iqtishad-1700	31	10	with	with	ADP
iqtishad-1700	31	11	the	the	DET
iqtishad-1700	31	12	principles	principle	NOUN
iqtishad-1700	31	13	of	of	ADP
iqtishad-1700	31	14	islamic	islamic	PROPN
iqtishad-1700	31	15	sharia	sharia	PROPN
iqtishad-1700	31	16	is	be	AUX
iqtishad-1700	31	17	(	(	PUNCT
iqtishad-1700	31	18	rifqi	rifqi	PROPN
iqtishad-1700	31	19	muhammad	muhammad	PROPN
iqtishad-1700	31	20	,	,	PUNCT
iqtishad-1700	31	21	2008	2008	NUM
iqtishad-1700	31	22	):	):	PUNCT
iqtishad-1700	31	23	first	first	ADV
iqtishad-1700	31	24	,	,	PUNCT
iqtishad-1700	31	25	improving	improve	VERB
iqtishad-1700	31	26	obedience	obedience	NOUN
iqtishad-1700	31	27	to	to	ADP
iqtishad-1700	31	28	the	the	DET
iqtishad-1700	31	29	principles	principle	NOUN
iqtishad-1700	31	30	of	of	ADP
iqtishad-1700	31	31	islamic	islamic	ADJ
iqtishad-1700	31	32	transactions	transaction	NOUN
iqtishad-1700	31	33	in	in	ADP
iqtishad-1700	31	34	all	all	DET
iqtishad-1700	31	35	transactions	transaction	NOUN
iqtishad-1700	31	36	and	and	CCONJ
iqtishad-1700	31	37	business	business	NOUN
iqtishad-1700	31	38	activities	activity	NOUN
iqtishad-1700	31	39	;	;	PUNCT
iqtishad-1700	31	40	second	second	X
iqtishad-1700	31	41	,	,	PUNCT
iqtishad-1700	31	42	information	information	NOUN
iqtishad-1700	31	43	sharia	sharia	PROPN
iqtishad-1700	31	44	compliance	compliance	NOUN
iqtishad-1700	31	45	by	by	ADP
iqtishad-1700	31	46	the	the	DET
iqtishad-1700	31	47	entity	entity	NOUN
iqtishad-1700	31	48	on	on	ADP
iqtishad-1700	31	49	islamic	islamic	ADJ
iqtishad-1700	31	50	principles	principle	NOUN
iqtishad-1700	31	51	,	,	PUNCT
iqtishad-1700	31	52	as	as	ADV
iqtishad-1700	31	53	well	well	ADV
iqtishad-1700	31	54	as	as	ADP
iqtishad-1700	31	55	information	information	NOUN
iqtishad-1700	31	56	assets	asset	NOUN
iqtishad-1700	31	57	,	,	PUNCT
iqtishad-1700	31	58	liabilities	liability	NOUN
iqtishad-1700	31	59	,	,	PUNCT
iqtishad-1700	31	60	and	and	CCONJ
iqtishad-1700	31	61	expenses	expense	VERB
iqtishad-1700	31	62	opinion	opinion	NOUN
iqtishad-1700	31	63	incompatible	incompatible	ADJ
iqtishad-1700	31	64	with	with	ADP
iqtishad-1700	31	65	islamic	islamic	ADJ
iqtishad-1700	31	66	principles	principle	NOUN
iqtishad-1700	31	67	if	if	SCONJ
iqtishad-1700	31	68	there	there	PRON
iqtishad-1700	31	69	is	be	VERB
iqtishad-1700	31	70	and	and	CCONJ
iqtishad-1700	31	71	how	how	SCONJ
iqtishad-1700	31	72	the	the	DET
iqtishad-1700	31	73	acquisition	acquisition	NOUN
iqtishad-1700	31	74	and	and	CCONJ
iqtishad-1700	31	75	use	use	NOUN
iqtishad-1700	31	76	;	;	PUNCT
iqtishad-1700	31	77	third	third	ADJ
iqtishad-1700	31	78	,	,	PUNCT
iqtishad-1700	31	79	information	information	NOUN
iqtishad-1700	31	80	to	to	PART
iqtishad-1700	31	81	help	help	VERB
iqtishad-1700	31	82	evaluate	evaluate	VERB
iqtishad-1700	31	83	fulfillment	fulfillment	NOUN
iqtishad-1700	31	84	of	of	ADP
iqtishad-1700	31	85	responsibilities	responsibility	NOUN
iqtishad-1700	31	86	sharia	sharia	PROPN
iqtishad-1700	31	87	entity	entity	NOUN
iqtishad-1700	31	88	to	to	PART
iqtishad-1700	31	89	trust	trust	VERB
iqtishad-1700	31	90	in	in	ADP
iqtishad-1700	31	91	securing	secure	VERB
iqtishad-1700	31	92	funds	fund	NOUN
iqtishad-1700	31	93	and	and	CCONJ
iqtishad-1700	31	94	invest	invest	VERB
iqtishad-1700	31	95	in	in	ADP
iqtishad-1700	31	96	a	a	DET
iqtishad-1700	31	97	decent	decent	ADJ
iqtishad-1700	31	98	profit	profit	NOUN
iqtishad-1700	31	99	levels	level	NOUN
iqtishad-1700	31	100	;	;	PUNCT
iqtishad-1700	31	101	fourth	fourth	X
iqtishad-1700	31	102	,	,	PUNCT
iqtishad-1700	31	103	information	information	NOUN
iqtishad-1700	31	104	about	about	ADP
iqtishad-1700	31	105	the	the	DET
iqtishad-1700	31	106	level	level	NOUN
iqtishad-1700	31	107	of	of	ADP
iqtishad-1700	31	108	investment	investment	NOUN
iqtishad-1700	31	109	profits	profit	NOUN
iqtishad-1700	31	110	earned	earn	VERB
iqtishad-1700	31	111	investors	investor	NOUN
iqtishad-1700	31	112	and	and	CCONJ
iqtishad-1700	31	113	owners	owner	NOUN
iqtishad-1700	31	114	of	of	ADP
iqtishad-1700	31	115	temporary	temporary	ADJ
iqtishad-1700	31	116	syirkah	syirkah	NOUN
iqtishad-1700	31	117	funds	fund	NOUN
iqtishad-1700	31	118	and	and	CCONJ
iqtishad-1700	31	119	information	information	NOUN
iqtishad-1700	31	120	regarding	regard	VERB
iqtishad-1700	31	121	the	the	DET
iqtishad-1700	31	122	fulfillment	fulfillment	NOUN
iqtishad-1700	31	123	of	of	ADP
iqtishad-1700	31	124	the	the	DET
iqtishad-1700	31	125	obligation	obligation	NOUN
iqtishad-1700	31	126	(	(	PUNCT
iqtishad-1700	31	127	obligation	obligation	NOUN
iqtishad-1700	31	128	)	)	PUNCT
iqtishad-1700	31	129	social	social	ADJ
iqtishad-1700	31	130	function	function	NOUN
iqtishad-1700	31	131	sharia	sharia	PROPN
iqtishad-1700	31	132	entities	entity	NOUN
iqtishad-1700	31	133	,	,	PUNCT
iqtishad-1700	31	134	including	include	VERB
iqtishad-1700	31	135	the	the	DET
iqtishad-1700	31	136	management	management	NOUN
iqtishad-1700	31	137	and	and	CCONJ
iqtishad-1700	31	138	distribution	distribution	NOUN
iqtishad-1700	31	139	of	of	ADP
iqtishad-1700	31	140	zakat	zakat	NOUN
iqtishad-1700	31	141	,	,	PUNCT
iqtishad-1700	31	142	infaq	infaq	NOUN
iqtishad-1700	31	143	,	,	PUNCT
iqtishad-1700	31	144	shodaqoh	shodaqoh	NOUN
iqtishad-1700	31	145	and	and	CCONJ
iqtishad-1700	31	146	wakaf	wakaf	PROPN
iqtishad-1700	31	147	.	.	PUNCT
iqtishad-1700	32	1	the	the	DET
iqtishad-1700	32	2	health	health	NOUN
iqtishad-1700	32	3	of	of	ADP
iqtishad-1700	32	4	banks	bank	NOUN
iqtishad-1700	32	5	is	be	AUX
iqtishad-1700	32	6	the	the	DET
iqtishad-1700	32	7	result	result	NOUN
iqtishad-1700	32	8	of	of	ADP
iqtishad-1700	32	9	qualitative	qualitative	ADJ
iqtishad-1700	32	10	assessments	assessment	NOUN
iqtishad-1700	32	11	of	of	ADP
iqtishad-1700	32	12	various	various	ADJ
iqtishad-1700	32	13	aspects	aspect	NOUN
iqtishad-1700	32	14	affecting	affect	VERB
iqtishad-1700	32	15	the	the	DET
iqtishad-1700	32	16	condition	condition	NOUN
iqtishad-1700	32	17	or	or	CCONJ
iqtishad-1700	32	18	performance	performance	NOUN
iqtishad-1700	32	19	of	of	ADP
iqtishad-1700	32	20	a	a	DET
iqtishad-1700	32	21	bank	bank	NOUN
iqtishad-1700	32	22	through	through	ADP
iqtishad-1700	32	23	the	the	DET
iqtishad-1700	32	24	assessment	assessment	NOUN
iqtishad-1700	32	25	of	of	ADP
iqtishad-1700	32	26	financial	financial	ADJ
iqtishad-1700	32	27	,	,	PUNCT
iqtishad-1700	32	28	asset	asset	NOUN
iqtishad-1700	32	29	quality	quality	NOUN
iqtishad-1700	32	30	,	,	PUNCT
iqtishad-1700	32	31	management	management	NOUN
iqtishad-1700	32	32	,	,	PUNCT
iqtishad-1700	32	33	earnings	earning	NOUN
iqtishad-1700	32	34	,	,	PUNCT
iqtishad-1700	32	35	liquidity	liquidity	NOUN
iqtishad-1700	32	36	and	and	CCONJ
iqtishad-1700	32	37	sensitivity	sensitivity	NOUN
iqtishad-1700	32	38	to	to	ADP
iqtishad-1700	32	39	the	the	DET
iqtishad-1700	32	40	market	market	NOUN
iqtishad-1700	32	41	risk	risk	NOUN
iqtishad-1700	32	42	(	(	PUNCT
iqtishad-1700	32	43	santoso	santoso	NOUN
iqtishad-1700	32	44	and	and	CCONJ
iqtishad-1700	32	45	sigit	sigit	PROPN
iqtishad-1700	32	46	triandaru	triandaru	PROPN
iqtishad-1700	32	47	,	,	PUNCT
iqtishad-1700	32	48	2006	2006	NUM
iqtishad-1700	32	49	)	)	PUNCT
iqtishad-1700	32	50	.	.	PUNCT
iqtishad-1700	33	1	the	the	DET
iqtishad-1700	33	2	rules	rule	NOUN
iqtishad-1700	33	3	about	about	ADP
iqtishad-1700	33	4	the	the	DET
iqtishad-1700	33	5	health	health	NOUN
iqtishad-1700	33	6	of	of	ADP
iqtishad-1700	33	7	islamic	islamic	ADJ
iqtishad-1700	33	8	banks	bank	NOUN
iqtishad-1700	33	9	have	have	AUX
iqtishad-1700	33	10	been	be	AUX
iqtishad-1700	33	11	set	set	VERB
iqtishad-1700	33	12	by	by	ADP
iqtishad-1700	33	13	bank	bank	PROPN
iqtishad-1700	33	14	indonesia	indonesia	PROPN
iqtishad-1700	33	15	regulation	regulation	PROPN
iqtishad-1700	33	16	(	(	PUNCT
iqtishad-1700	33	17	pbi	pbi	NOUN
iqtishad-1700	33	18	)	)	PUNCT
iqtishad-1700	33	19	no	no	NOUN
iqtishad-1700	33	20	.	.	PUNCT
iqtishad-1700	34	1	9/1	9/1	NUM
iqtishad-1700	34	2	/	/	SYM
iqtishad-1700	34	3	pbi	pbi	NOUN
iqtishad-1700	34	4	/	/	SYM
iqtishad-1700	34	5	2007	2007	NUM
iqtishad-1700	34	6	concerning	concern	VERB
iqtishad-1700	34	7	the	the	DET
iqtishad-1700	34	8	rating	rating	NOUN
iqtishad-1700	34	9	system	system	NOUN
iqtishad-1700	34	10	for	for	ADP
iqtishad-1700	34	11	general	general	ADJ
iqtishad-1700	34	12	banks	bank	NOUN
iqtishad-1700	34	13	based	base	VERB
iqtishad-1700	34	14	on	on	ADP
iqtishad-1700	34	15	sharia	sharia	PROPN
iqtishad-1700	34	16	principles	principle	NOUN
iqtishad-1700	34	17	(	(	PUNCT
iqtishad-1700	34	18	in	in	ADP
iqtishad-1700	34	19	http://www.bi.go	http://www.bi.go	NUM
iqtishad-1700	34	20	.	.	PUNCT
iqtishad-1700	35	1	i	i	PRON
iqtishad-1700	35	2	d	d	PROPN
iqtishad-1700	35	3	,	,	PUNCT
iqtishad-1700	35	4	downloaded	download	VERB
iqtishad-1700	35	5	on	on	ADP
iqtishad-1700	35	6	september	september	PROPN
iqtishad-1700	35	7	6	6	NUM
iqtishad-1700	35	8	,	,	PUNCT
iqtishad-1700	35	9	2013	2013	NUM
iqtishad-1700	35	10	)	)	PUNCT
iqtishad-1700	35	11	subject	subject	NOUN
iqtishad-1700	35	12	and	and	CCONJ
iqtishad-1700	35	13	according	accord	VERB
iqtishad-1700	35	14	to	to	ADP
iqtishad-1700	35	15	bank	bank	PROPN
iqtishad-1700	35	16	indonesia	indonesia	PROPN
iqtishad-1700	35	17	circular	circular	PROPN
iqtishad-1700	35	18	letter	letter	NOUN
iqtishad-1700	35	19	no	no	INTJ
iqtishad-1700	35	20	.	.	NOUN
iqtishad-1700	35	21	9/24	9/24	NUM
iqtishad-1700	35	22	/	/	SYM
iqtishad-1700	35	23	dpbs	dpb	NOUN
iqtishad-1700	35	24	october	october	PROPN
iqtishad-1700	35	25	30	30	NUM
iqtishad-1700	35	26	,	,	PUNCT
iqtishad-1700	35	27	2007	2007	NUM
iqtishad-1700	35	28	regarding	regard	VERB
iqtishad-1700	35	29	the	the	DET
iqtishad-1700	35	30	rating	rating	NOUN
iqtishad-1700	35	31	system	system	NOUN
iqtishad-1700	35	32	for	for	ADP
iqtishad-1700	35	33	commercial	commercial	ADJ
iqtishad-1700	35	34	banks	bank	NOUN
iqtishad-1700	35	35	based	base	VERB
iqtishad-1700	35	36	on	on	ADP
iqtishad-1700	35	37	islamic	islamic	ADJ
iqtishad-1700	35	38	principles	principle	NOUN
iqtishad-1700	35	39	(	(	PUNCT
iqtishad-1700	35	40	in	in	ADP
iqtishad-1700	35	41	http://www.bi.go.id	http://www.bi.go.id	NOUN
iqtishad-1700	35	42	,	,	PUNCT
iqtishad-1700	35	43	downloaded	download	VERB
iqtishad-1700	35	44	on	on	ADP
iqtishad-1700	35	45	8	8	NUM
iqtishad-1700	35	46	september	september	PROPN
iqtishad-1700	35	47	2013	2013	NUM
iqtishad-1700	35	48	)	)	PUNCT
iqtishad-1700	35	49	.	.	PUNCT
iqtishad-1700	36	1	the	the	DET
iqtishad-1700	36	2	bank	bank	NOUN
iqtishad-1700	36	3	rating	rating	NOUN
iqtishad-1700	36	4	of	of	ADP
iqtishad-1700	36	5	health	health	NOUN
iqtishad-1700	36	6	banks	bank	NOUN
iqtishad-1700	36	7	include	include	VERB
iqtishad-1700	36	8	an	an	DET
iqtishad-1700	36	9	assessment	assessment	NOUN
iqtishad-1700	36	10	of	of	ADP
iqtishad-1700	36	11	the	the	DET
iqtishad-1700	36	12	following	follow	VERB
iqtishad-1700	36	13	factors	factor	NOUN
iqtishad-1700	36	14	:	:	PUNCT
iqtishad-1700	36	15	first	first	X
iqtishad-1700	36	16	,	,	PUNCT
iqtishad-1700	36	17	an	an	DET
iqtishad-1700	36	18	assessment	assessment	NOUN
iqtishad-1700	36	19	of	of	ADP
iqtishad-1700	36	20	the	the	DET
iqtishad-1700	36	21	capital	capital	NOUN
iqtishad-1700	36	22	factor	factor	NOUN
iqtishad-1700	36	23	includes	include	VERB
iqtishad-1700	36	24	assessment	assessment	NOUN
iqtishad-1700	36	25	of	of	ADP
iqtishad-1700	36	26	the	the	DET
iqtishad-1700	36	27	following	follow	VERB
iqtishad-1700	36	28	components	component	NOUN
iqtishad-1700	36	29	:	:	PUNCT
iqtishad-1700	36	30	adequacy	adequacy	NOUN
iqtishad-1700	36	31	,	,	PUNCT
iqtishad-1700	36	32	projected	project	VERB
iqtishad-1700	36	33	(	(	PUNCT
iqtishad-1700	36	34	future	future	ADJ
iqtishad-1700	36	35	trend	trend	NOUN
iqtishad-1700	36	36	)	)	PUNCT
iqtishad-1700	36	37	capital	capital	NOUN
iqtishad-1700	36	38	and	and	CCONJ
iqtishad-1700	36	39	the	the	DET
iqtishad-1700	36	40	ability	ability	NOUN
iqtishad-1700	36	41	of	of	ADP
iqtishad-1700	36	42	capital	capital	NOUN
iqtishad-1700	36	43	to	to	PART
iqtishad-1700	36	44	cover	cover	VERB
iqtishad-1700	36	45	risks	risk	NOUN
iqtishad-1700	36	46	;	;	PUNCT
iqtishad-1700	36	47	and	and	CCONJ
iqtishad-1700	36	48	;	;	PUNCT
iqtishad-1700	36	49	the	the	DET
iqtishad-1700	36	50	ability	ability	NOUN
iqtishad-1700	36	51	to	to	PART
iqtishad-1700	36	52	meet	meet	VERB
iqtishad-1700	36	53	the	the	DET
iqtishad-1700	36	54	need	need	NOUN
iqtishad-1700	36	55	for	for	ADP
iqtishad-1700	36	56	additional	additional	ADJ
iqtishad-1700	36	57	capital	capital	NOUN
iqtishad-1700	36	58	from	from	ADP
iqtishad-1700	36	59	earnings	earning	NOUN
iqtishad-1700	36	60	,	,	PUNCT
iqtishad-1700	36	61	capital	capital	NOUN
iqtishad-1700	36	62	plan	plan	NOUN
iqtishad-1700	36	63	to	to	PART
iqtishad-1700	36	64	support	support	VERB
iqtishad-1700	36	65	business	business	NOUN
iqtishad-1700	36	66	growth	growth	NOUN
iqtishad-1700	36	67	,	,	PUNCT
iqtishad-1700	36	68	access	access	NOUN
iqtishad-1700	36	69	to	to	ADP
iqtishad-1700	36	70	sources	source	NOUN
iqtishad-1700	36	71	of	of	ADP
iqtishad-1700	36	72	capital	capital	NOUN
iqtishad-1700	36	73	and	and	CCONJ
iqtishad-1700	36	74	financial	financial	ADJ
iqtishad-1700	36	75	performance	performance	NOUN
iqtishad-1700	36	76	of	of	ADP
iqtishad-1700	36	77	shareholders	shareholder	NOUN
iqtishad-1700	36	78	.	.	PUNCT
iqtishad-1700	37	1	second	second	ADJ
iqtishad-1700	37	2	,	,	PUNCT
iqtishad-1700	37	3	an	an	DET
iqtishad-1700	37	4	assessment	assessment	NOUN
iqtishad-1700	37	5	of	of	ADP
iqtishad-1700	37	6	the	the	DET
iqtishad-1700	37	7	asset	asset	NOUN
iqtishad-1700	37	8	quality	quality	NOUN
iqtishad-1700	37	9	factor	factor	NOUN
iqtishad-1700	37	10	includes	include	VERB
iqtishad-1700	37	11	assessment	assessment	NOUN
iqtishad-1700	37	12	of	of	ADP
iqtishad-1700	37	13	the	the	DET
iqtishad-1700	37	14	following	follow	VERB
iqtishad-1700	37	15	components	component	NOUN
iqtishad-1700	37	16	:	:	PUNCT
iqtishad-1700	37	17	the	the	DET
iqtishad-1700	37	18	quality	quality	NOUN
iqtishad-1700	37	19	of	of	ADP
iqtishad-1700	37	20	productive	productive	ADJ
iqtishad-1700	37	21	assets	asset	NOUN
iqtishad-1700	37	22	,	,	PUNCT
iqtishad-1700	37	23	the	the	DET
iqtishad-1700	37	24	development	development	NOUN
iqtishad-1700	37	25	of	of	ADP
iqtishad-1700	37	26	the	the	DET
iqtishad-1700	37	27	quality	quality	NOUN
iqtishad-1700	37	28	of	of	ADP
iqtishad-1700	37	29	earning	earn	VERB
iqtishad-1700	37	30	assets	asset	NOUN
iqtishad-1700	37	31	,	,	PUNCT
iqtishad-1700	37	32	concentrations	concentration	NOUN
iqtishad-1700	37	33	of	of	ADP
iqtishad-1700	37	34	risk	risk	NOUN
iqtishad-1700	37	35	exposure	exposure	NOUN
iqtishad-1700	37	36	,	,	PUNCT
iqtishad-1700	37	37	and	and	CCONJ
iqtishad-1700	37	38	risk	risk	NOUN
iqtishad-1700	37	39	exposure	exposure	NOUN
iqtishad-1700	37	40	core	core	NOUN
iqtishad-1700	37	41	customers	customer	NOUN
iqtishad-1700	37	42	;	;	PUNCT
iqtishad-1700	37	43	the	the	DET
iqtishad-1700	37	44	adequacy	adequacy	NOUN
iqtishad-1700	37	45	of	of	ADP
iqtishad-1700	37	46	policies	policy	NOUN
iqtishad-1700	37	47	and	and	CCONJ
iqtishad-1700	37	48	procedures	procedure	NOUN
iqtishad-1700	37	49	,	,	PUNCT
iqtishad-1700	37	50	review	review	NOUN
iqtishad-1700	37	51	systems	system	NOUN
iqtishad-1700	37	52	(	(	PUNCT
iqtishad-1700	37	53	review	review	NOUN
iqtishad-1700	37	54	)	)	PUNCT
iqtishad-1700	37	55	internal	internal	ADJ
iqtishad-1700	37	56	,	,	PUNCT
iqtishad-1700	37	57	system	system	NOUN
iqtishad-1700	37	58	of	of	ADP
iqtishad-1700	37	59	documentation	documentation	NOUN
iqtishad-1700	37	60	and	and	CCONJ
iqtishad-1700	37	61	handling	handle	VERB
iqtishad-1700	37	62	performance	performance	NOUN
iqtishad-1700	37	63	earning	earn	VERB
iqtishad-1700	37	64	assets	asset	NOUN
iqtishad-1700	37	65	.	.	PUNCT
iqtishad-1700	38	1	third	third	ADJ
iqtishad-1700	38	2	,	,	PUNCT
iqtishad-1700	38	3	an	an	DET
iqtishad-1700	38	4	assessment	assessment	NOUN
iqtishad-1700	38	5	of	of	ADP
iqtishad-1700	38	6	the	the	DET
iqtishad-1700	38	7	management	management	NOUN
iqtishad-1700	38	8	factors	factor	NOUN
iqtishad-1700	38	9	include	include	VERB
iqtishad-1700	38	10	assessment	assessment	NOUN
iqtishad-1700	38	11	of	of	ADP
iqtishad-1700	38	12	the	the	DET
iqtishad-1700	38	13	al	al	PROPN
iqtishad-1700	38	14	-	-	PUNCT
iqtishad-1700	38	15	iqtishad	iqtishad	ADJ
iqtishad-1700	38	16	:	:	PUNCT
iqtishad-1700	38	17	vol	vol	NOUN
iqtishad-1700	38	18	.	.	PUNCT
iqtishad-1700	39	1	vii	vii	PROPN
iqtishad-1700	39	2	no	no	PROPN
iqtishad-1700	39	3	.	.	PROPN
iqtishad-1700	39	4	2	2	NUM
iqtishad-1700	39	5	,	,	PUNCT
iqtishad-1700	39	6	juli	juli	NOUN
iqtishad-1700	39	7	2015	2015	NUM
iqtishad-1700	39	8	232	232	NUM
iqtishad-1700	39	9	following	follow	VERB
iqtishad-1700	39	10	components	component	NOUN
iqtishad-1700	39	11	:	:	PUNCT
iqtishad-1700	39	12	the	the	DET
iqtishad-1700	39	13	quality	quality	NOUN
iqtishad-1700	39	14	of	of	ADP
iqtishad-1700	39	15	general	general	ADJ
iqtishad-1700	39	16	management	management	NOUN
iqtishad-1700	39	17	,	,	PUNCT
iqtishad-1700	39	18	application	application	NOUN
iqtishad-1700	39	19	of	of	ADP
iqtishad-1700	39	20	risk	risk	NOUN
iqtishad-1700	39	21	management	management	NOUN
iqtishad-1700	39	22	,	,	PUNCT
iqtishad-1700	39	23	primarily	primarily	ADV
iqtishad-1700	39	24	on	on	ADP
iqtishad-1700	39	25	the	the	DET
iqtishad-1700	39	26	understanding	understand	VERB
iqtishad-1700	39	27	management	management	NOUN
iqtishad-1700	39	28	on	on	ADP
iqtishad-1700	39	29	the	the	DET
iqtishad-1700	39	30	risk	risk	NOUN
iqtishad-1700	39	31	of	of	ADP
iqtishad-1700	39	32	bank	bank	NOUN
iqtishad-1700	39	33	or	or	CCONJ
iqtishad-1700	39	34	uus	uus	PROPN
iqtishad-1700	39	35	;	;	PUNCT
iqtishad-1700	39	36	obedience	obedience	NOUN
iqtishad-1700	39	37	of	of	ADP
iqtishad-1700	39	38	bank	bank	NOUN
iqtishad-1700	39	39	or	or	CCONJ
iqtishad-1700	39	40	uus	uus	PROPN
iqtishad-1700	39	41	on	on	ADP
iqtishad-1700	39	42	applicable	applicable	ADJ
iqtishad-1700	39	43	provisions	provision	NOUN
iqtishad-1700	39	44	,	,	PUNCT
iqtishad-1700	39	45	a	a	DET
iqtishad-1700	39	46	commitment	commitment	NOUN
iqtishad-1700	39	47	to	to	ADP
iqtishad-1700	39	48	bank	bank	PROPN
iqtishad-1700	39	49	indonesia	indonesia	PROPN
iqtishad-1700	39	50	or	or	CCONJ
iqtishad-1700	39	51	other	other	ADJ
iqtishad-1700	39	52	parties	party	NOUN
iqtishad-1700	39	53	,	,	PUNCT
iqtishad-1700	39	54	and	and	CCONJ
iqtishad-1700	39	55	adherence	adherence	NOUN
iqtishad-1700	39	56	to	to	ADP
iqtishad-1700	39	57	islamic	islamic	ADJ
iqtishad-1700	39	58	principles	principle	NOUN
iqtishad-1700	39	59	,	,	PUNCT
iqtishad-1700	39	60	including	include	VERB
iqtishad-1700	39	61	educating	educate	VERB
iqtishad-1700	39	62	the	the	DET
iqtishad-1700	39	63	public	public	ADJ
iqtishad-1700	39	64	execution	execution	NOUN
iqtishad-1700	39	65	of	of	ADP
iqtishad-1700	39	66	a	a	DET
iqtishad-1700	39	67	social	social	ADJ
iqtishad-1700	39	68	function	function	NOUN
iqtishad-1700	39	69	.	.	PUNCT
iqtishad-1700	40	1	fourth	fourth	ADJ
iqtishad-1700	40	2	,	,	PUNCT
iqtishad-1700	40	3	an	an	DET
iqtishad-1700	40	4	assessment	assessment	NOUN
iqtishad-1700	40	5	of	of	ADP
iqtishad-1700	40	6	the	the	DET
iqtishad-1700	40	7	earnings	earning	NOUN
iqtishad-1700	40	8	factor	factor	NOUN
iqtishad-1700	40	9	includes	include	VERB
iqtishad-1700	40	10	assessment	assessment	NOUN
iqtishad-1700	40	11	of	of	ADP
iqtishad-1700	40	12	the	the	DET
iqtishad-1700	40	13	following	follow	VERB
iqtishad-1700	40	14	components	component	NOUN
iqtishad-1700	40	15	:	:	PUNCT
iqtishad-1700	40	16	ability	ability	NOUN
iqtishad-1700	40	17	to	to	PART
iqtishad-1700	40	18	produce	produce	VERB
iqtishad-1700	40	19	profits	profit	NOUN
iqtishad-1700	40	20	,	,	PUNCT
iqtishad-1700	40	21	earnings	earning	NOUN
iqtishad-1700	40	22	capacity	capacity	NOUN
iqtishad-1700	40	23	to	to	PART
iqtishad-1700	40	24	support	support	VERB
iqtishad-1700	40	25	the	the	DET
iqtishad-1700	40	26	expansion	expansion	NOUN
iqtishad-1700	40	27	and	and	CCONJ
iqtishad-1700	40	28	risk	risk	NOUN
iqtishad-1700	40	29	cover	cover	NOUN
iqtishad-1700	40	30	,	,	PUNCT
iqtishad-1700	40	31	as	as	ADV
iqtishad-1700	40	32	well	well	ADV
iqtishad-1700	40	33	as	as	ADP
iqtishad-1700	40	34	the	the	DET
iqtishad-1700	40	35	level	level	NOUN
iqtishad-1700	40	36	of	of	ADP
iqtishad-1700	40	37	efficiency	efficiency	NOUN
iqtishad-1700	40	38	;	;	PUNCT
iqtishad-1700	40	39	diversification	diversification	NOUN
iqtishad-1700	40	40	of	of	ADP
iqtishad-1700	40	41	revenue	revenue	NOUN
iqtishad-1700	40	42	,	,	PUNCT
iqtishad-1700	40	43	including	include	VERB
iqtishad-1700	40	44	the	the	DET
iqtishad-1700	40	45	ability	ability	NOUN
iqtishad-1700	40	46	of	of	ADP
iqtishad-1700	40	47	banks	bank	NOUN
iqtishad-1700	40	48	to	to	PART
iqtishad-1700	40	49	earn	earn	VERB
iqtishad-1700	40	50	fee	fee	NOUN
iqtishad-1700	40	51	-	-	PUNCT
iqtishad-1700	40	52	based	base	VERB
iqtishad-1700	40	53	income	income	NOUN
iqtishad-1700	40	54	,	,	PUNCT
iqtishad-1700	40	55	and	and	CCONJ
iqtishad-1700	40	56	diversification	diversification	NOUN
iqtishad-1700	40	57	of	of	ADP
iqtishad-1700	40	58	investment	investment	NOUN
iqtishad-1700	40	59	of	of	ADP
iqtishad-1700	40	60	funds	fund	NOUN
iqtishad-1700	40	61	,	,	PUNCT
iqtishad-1700	40	62	and	and	CCONJ
iqtishad-1700	40	63	also	also	ADV
iqtishad-1700	40	64	application	application	NOUN
iqtishad-1700	40	65	of	of	ADP
iqtishad-1700	40	66	accounting	accounting	NOUN
iqtishad-1700	40	67	principles	principle	NOUN
iqtishad-1700	40	68	in	in	ADP
iqtishad-1700	40	69	the	the	DET
iqtishad-1700	40	70	recognition	recognition	NOUN
iqtishad-1700	40	71	of	of	ADP
iqtishad-1700	40	72	income	income	NOUN
iqtishad-1700	40	73	and	and	CCONJ
iqtishad-1700	40	74	expenses	expense	NOUN
iqtishad-1700	40	75	fifth	fifth	ADJ
iqtishad-1700	40	76	,	,	PUNCT
iqtishad-1700	40	77	an	an	DET
iqtishad-1700	40	78	assessment	assessment	NOUN
iqtishad-1700	40	79	of	of	ADP
iqtishad-1700	40	80	the	the	DET
iqtishad-1700	40	81	liquidity	liquidity	NOUN
iqtishad-1700	40	82	factors	factor	NOUN
iqtishad-1700	40	83	include	include	VERB
iqtishad-1700	40	84	assessment	assessment	NOUN
iqtishad-1700	40	85	of	of	ADP
iqtishad-1700	40	86	the	the	DET
iqtishad-1700	40	87	following	follow	VERB
iqtishad-1700	40	88	components	component	NOUN
iqtishad-1700	40	89	:	:	PUNCT
iqtishad-1700	40	90	the	the	DET
iqtishad-1700	40	91	ability	ability	NOUN
iqtishad-1700	40	92	to	to	PART
iqtishad-1700	40	93	fulfill	fulfill	VERB
iqtishad-1700	40	94	short	short	ADJ
iqtishad-1700	40	95	-	-	PUNCT
iqtishad-1700	40	96	term	term	NOUN
iqtishad-1700	40	97	obligations	obligation	NOUN
iqtishad-1700	40	98	,	,	PUNCT
iqtishad-1700	40	99	the	the	DET
iqtishad-1700	40	100	potential	potential	ADJ
iqtishad-1700	40	101	maturity	maturity	NOUN
iqtishad-1700	40	102	mismatch	mismatch	NOUN
iqtishad-1700	40	103	,	,	PUNCT
iqtishad-1700	40	104	and	and	CCONJ
iqtishad-1700	40	105	the	the	DET
iqtishad-1700	40	106	concentration	concentration	NOUN
iqtishad-1700	40	107	of	of	ADP
iqtishad-1700	40	108	funding	funding	NOUN
iqtishad-1700	40	109	sources	source	NOUN
iqtishad-1700	40	110	;	;	PUNCT
iqtishad-1700	40	111	the	the	DET
iqtishad-1700	40	112	adequacy	adequacy	NOUN
iqtishad-1700	40	113	of	of	ADP
iqtishad-1700	40	114	liquidity	liquidity	NOUN
iqtishad-1700	40	115	management	management	NOUN
iqtishad-1700	40	116	policies	policy	NOUN
iqtishad-1700	40	117	,	,	PUNCT
iqtishad-1700	40	118	access	access	NOUN
iqtishad-1700	40	119	to	to	ADP
iqtishad-1700	40	120	funding	funding	NOUN
iqtishad-1700	40	121	sources	source	NOUN
iqtishad-1700	40	122	,	,	PUNCT
iqtishad-1700	40	123	and	and	CCONJ
iqtishad-1700	40	124	funding	fund	VERB
iqtishad-1700	40	125	stability	stability	NOUN
iqtishad-1700	40	126	.	.	PUNCT
iqtishad-1700	41	1	sixth	sixth	ADJ
iqtishad-1700	41	2	,	,	PUNCT
iqtishad-1700	41	3	assessment	assessment	NOUN
iqtishad-1700	41	4	of	of	ADP
iqtishad-1700	41	5	sensitivity	sensitivity	NOUN
iqtishad-1700	41	6	to	to	PART
iqtishad-1700	41	7	market	market	NOUN
iqtishad-1700	41	8	risk	risk	NOUN
iqtishad-1700	41	9	factors	factor	NOUN
iqtishad-1700	41	10	include	include	VERB
iqtishad-1700	41	11	assessment	assessment	NOUN
iqtishad-1700	41	12	of	of	ADP
iqtishad-1700	41	13	the	the	DET
iqtishad-1700	41	14	following	follow	VERB
iqtishad-1700	41	15	components	component	NOUN
iqtishad-1700	41	16	:	:	PUNCT
iqtishad-1700	41	17	the	the	DET
iqtishad-1700	41	18	ability	ability	NOUN
iqtishad-1700	41	19	of	of	ADP
iqtishad-1700	41	20	the	the	DET
iqtishad-1700	41	21	bank	bank	PROPN
iqtishad-1700	41	22	or	or	CCONJ
iqtishad-1700	41	23	sharia	sharia	PROPN
iqtishad-1700	41	24	capital	capital	NOUN
iqtishad-1700	41	25	covering	cover	VERB
iqtishad-1700	41	26	potential	potential	ADJ
iqtishad-1700	41	27	losses	loss	NOUN
iqtishad-1700	41	28	as	as	ADP
iqtishad-1700	41	29	a	a	DET
iqtishad-1700	41	30	result	result	NOUN
iqtishad-1700	41	31	of	of	ADP
iqtishad-1700	41	32	fluctuations	fluctuation	NOUN
iqtishad-1700	41	33	(	(	PUNCT
iqtishad-1700	41	34	adverse	adverse	ADJ
iqtishad-1700	41	35	movement	movement	NOUN
iqtishad-1700	41	36	)	)	PUNCT
iqtishad-1700	41	37	exchange	exchange	NOUN
iqtishad-1700	41	38	rates	rate	NOUN
iqtishad-1700	41	39	;	;	PUNCT
iqtishad-1700	41	40	the	the	DET
iqtishad-1700	41	41	adequacy	adequacy	NOUN
iqtishad-1700	41	42	of	of	ADP
iqtishad-1700	41	43	the	the	DET
iqtishad-1700	41	44	implementation	implementation	NOUN
iqtishad-1700	41	45	of	of	ADP
iqtishad-1700	41	46	market	market	NOUN
iqtishad-1700	41	47	risk	risk	NOUN
iqtishad-1700	41	48	management	management	NOUN
iqtishad-1700	41	49	.	.	PUNCT
iqtishad-1700	42	1	return	return	VERB
iqtishad-1700	42	2	on	on	ADP
iqtishad-1700	42	3	assets	asset	NOUN
iqtishad-1700	42	4	(	(	PUNCT
iqtishad-1700	42	5	roa	roa	NOUN
iqtishad-1700	42	6	)	)	PUNCT
iqtishad-1700	42	7	is	be	AUX
iqtishad-1700	42	8	used	use	VERB
iqtishad-1700	42	9	to	to	PART
iqtishad-1700	42	10	measure	measure	VERB
iqtishad-1700	42	11	the	the	DET
iqtishad-1700	42	12	bank	bank	NOUN
iqtishad-1700	42	13	’s	’s	PART
iqtishad-1700	42	14	management	management	NOUN
iqtishad-1700	42	15	in	in	ADP
iqtishad-1700	42	16	the	the	DET
iqtishad-1700	42	17	gain	gain	NOUN
iqtishad-1700	42	18	(	(	PUNCT
iqtishad-1700	42	19	profit	profit	NOUN
iqtishad-1700	42	20	)	)	PUNCT
iqtishad-1700	42	21	as	as	ADP
iqtishad-1700	42	22	a	a	DET
iqtishad-1700	42	23	whole	whole	NOUN
iqtishad-1700	42	24	.	.	PUNCT
iqtishad-1700	43	1	the	the	DET
iqtishad-1700	43	2	greater	great	ADJ
iqtishad-1700	43	3	return	return	NOUN
iqtishad-1700	43	4	on	on	ADP
iqtishad-1700	43	5	asset	asset	NOUN
iqtishad-1700	43	6	(	(	PUNCT
iqtishad-1700	43	7	roa	roa	PROPN
iqtishad-1700	43	8	)	)	PUNCT
iqtishad-1700	43	9	of	of	ADP
iqtishad-1700	43	10	a	a	DET
iqtishad-1700	43	11	bank	bank	NOUN
iqtishad-1700	43	12	,	,	PUNCT
iqtishad-1700	43	13	the	the	PRON
iqtishad-1700	43	14	higher	high	ADJ
iqtishad-1700	43	15	the	the	DET
iqtishad-1700	43	16	level	level	NOUN
iqtishad-1700	43	17	of	of	ADP
iqtishad-1700	43	18	the	the	DET
iqtishad-1700	43	19	bank	bank	NOUN
iqtishad-1700	43	20	’s	’s	PART
iqtishad-1700	43	21	profits	profit	NOUN
iqtishad-1700	43	22	achieved	achieve	VERB
iqtishad-1700	43	23	and	and	CCONJ
iqtishad-1700	43	24	the	the	PRON
iqtishad-1700	43	25	better	well	ADJ
iqtishad-1700	43	26	the	the	DET
iqtishad-1700	43	27	bank	bank	NOUN
iqtishad-1700	43	28	’s	’s	PART
iqtishad-1700	43	29	position	position	NOUN
iqtishad-1700	43	30	in	in	ADP
iqtishad-1700	43	31	terms	term	NOUN
iqtishad-1700	43	32	of	of	ADP
iqtishad-1700	43	33	the	the	DET
iqtishad-1700	43	34	use	use	NOUN
iqtishad-1700	43	35	of	of	ADP
iqtishad-1700	43	36	the	the	DET
iqtishad-1700	43	37	asset	asset	NOUN
iqtishad-1700	43	38	(	(	PUNCT
iqtishad-1700	43	39	dendawijaya	dendawijaya	NOUN
iqtishad-1700	43	40	,	,	PUNCT
iqtishad-1700	43	41	2009	2009	NUM
iqtishad-1700	43	42	)	)	PUNCT
iqtishad-1700	43	43	.	.	PUNCT
iqtishad-1700	44	1	table	table	NOUN
iqtishad-1700	44	2	.	.	PUNCT
iqtishad-1700	45	1	1	1	NUM
iqtishad-1700	45	2	criteria	criterion	NOUN
iqtishad-1700	45	3	of	of	ADP
iqtishad-1700	45	4	return	return	NOUN
iqtishad-1700	45	5	on	on	ADP
iqtishad-1700	45	6	asset	asset	NOUN
iqtishad-1700	45	7	(	(	PUNCT
iqtishad-1700	45	8	roa	roa	NOUN
iqtishad-1700	45	9	)	)	PUNCT
iqtishad-1700	45	10	level	level	NOUN
iqtishad-1700	45	11	assessment	assessment	NOUN
iqtishad-1700	45	12	level	level	NOUN
iqtishad-1700	45	13	criteria	criterion	NOUN
iqtishad-1700	45	14	information	information	NOUN
iqtishad-1700	45	15	level	level	NOUN
iqtishad-1700	45	16	1	1	NUM
iqtishad-1700	45	17	roa	roa	NOUN
iqtishad-1700	45	18	>	>	X
iqtishad-1700	45	19	1,5	1,5	NUM
iqtishad-1700	45	20	%	%	NOUN
iqtishad-1700	45	21	very	very	ADV
iqtishad-1700	45	22	high	high	ADJ
iqtishad-1700	45	23	level	level	NOUN
iqtishad-1700	45	24	2	2	NUM
iqtishad-1700	45	25	1,25	1,25	NUM
iqtishad-1700	45	26	%	%	NOUN
iqtishad-1700	45	27	<	<	X
iqtishad-1700	45	28	roa	roa	PROPN
iqtishad-1700	45	29	≤	≤	NOUN
iqtishad-1700	45	30	1,5	1,5	NUM
iqtishad-1700	45	31	%	%	NOUN
iqtishad-1700	45	32	high	high	ADJ
iqtishad-1700	45	33	level	level	NOUN
iqtishad-1700	45	34	3	3	NUM
iqtishad-1700	45	35	0,5	0,5	NUM
iqtishad-1700	45	36	%	%	NOUN
iqtishad-1700	45	37	<	<	X
iqtishad-1700	45	38	roa	roa	PROPN
iqtishad-1700	45	39	≤	≤	NUM
iqtishad-1700	45	40	1,25	1,25	NUM
iqtishad-1700	45	41	%	%	NOUN
iqtishad-1700	45	42	high	high	ADJ
iqtishad-1700	45	43	enough	enough	ADJ
iqtishad-1700	45	44	level	level	NOUN
iqtishad-1700	45	45	4	4	NUM
iqtishad-1700	45	46	0	0	NUM
iqtishad-1700	45	47	%	%	NOUN
iqtishad-1700	45	48	<	<	X
iqtishad-1700	45	49	roa	roa	PROPN
iqtishad-1700	45	50	≤	≤	NUM
iqtishad-1700	45	51	0,5	0,5	NUM
iqtishad-1700	45	52	%	%	NOUN
iqtishad-1700	45	53	low	low	ADJ
iqtishad-1700	45	54	level	level	NOUN
iqtishad-1700	45	55	5	5	NUM
iqtishad-1700	45	56	roa	roa	NOUN
iqtishad-1700	45	57	≤	≤	NUM
iqtishad-1700	45	58	0	0	NUM
iqtishad-1700	45	59	%	%	NOUN
iqtishad-1700	45	60	very	very	ADV
iqtishad-1700	45	61	low	low	ADJ
iqtishad-1700	45	62	source	source	NOUN
iqtishad-1700	45	63	:	:	PUNCT
iqtishad-1700	45	64	bank	bank	PROPN
iqtishad-1700	45	65	indonesia	indonesia	PROPN
iqtishad-1700	45	66	circular	circular	PROPN
iqtishad-1700	45	67	letter	letter	NOUN
iqtishad-1700	45	68	no	no	INTJ
iqtishad-1700	45	69	.	.	NOUN
iqtishad-1700	45	70	9/24	9/24	NUM
iqtishad-1700	45	71	/	/	SYM
iqtishad-1700	45	72	dpbs	dpb	NOUN
iqtishad-1700	45	73	2007	2007	NUM
iqtishad-1700	45	74	capital	capital	NOUN
iqtishad-1700	45	75	adequacy	adequacy	NOUN
iqtishad-1700	45	76	ratio	ratio	NOUN
iqtishad-1700	45	77	(	(	PUNCT
iqtishad-1700	45	78	car	car	NOUN
iqtishad-1700	45	79	)	)	PUNCT
iqtishad-1700	45	80	is	be	AUX
iqtishad-1700	45	81	called	call	VERB
iqtishad-1700	45	82	with	with	ADP
iqtishad-1700	45	83	the	the	DET
iqtishad-1700	45	84	capital	capital	NOUN
iqtishad-1700	45	85	adequacy	adequacy	NOUN
iqtishad-1700	45	86	ratio	ratio	NOUN
iqtishad-1700	45	87	,	,	PUNCT
iqtishad-1700	45	88	which	which	PRON
iqtishad-1700	45	89	means	mean	VERB
iqtishad-1700	45	90	that	that	SCONJ
iqtishad-1700	45	91	the	the	DET
iqtishad-1700	45	92	amount	amount	NOUN
iqtishad-1700	45	93	of	of	ADP
iqtishad-1700	45	94	equity	equity	NOUN
iqtishad-1700	45	95	capital	capital	NOUN
iqtishad-1700	45	96	required	require	VERB
iqtishad-1700	45	97	to	to	PART
iqtishad-1700	45	98	cover	cover	VERB
iqtishad-1700	45	99	the	the	DET
iqtishad-1700	45	100	risk	risk	NOUN
iqtishad-1700	45	101	of	of	ADP
iqtishad-1700	45	102	financial	financial	ADJ
iqtishad-1700	45	103	loss	loss	NOUN
iqtishad-1700	45	104	that	that	PRON
iqtishad-1700	45	105	may	may	AUX
iqtishad-1700	45	106	arise	arise	VERB
iqtishad-1700	45	107	from	from	ADP
iqtishad-1700	45	108	cultivation	cultivation	NOUN
iqtishad-1700	45	109	of	of	ADP
iqtishad-1700	45	110	assets	asset	NOUN
iqtishad-1700	45	111	are	be	AUX
iqtishad-1700	45	112	risky	risky	ADJ
iqtishad-1700	45	113	.	.	PUNCT
iqtishad-1700	46	1	the	the	PRON
iqtishad-1700	46	2	greater	great	ADJ
iqtishad-1700	46	3	this	this	DET
iqtishad-1700	46	4	ratio	ratio	NOUN
iqtishad-1700	46	5	,	,	PUNCT
iqtishad-1700	46	6	the	the	DET
iqtishad-1700	46	7	bank	bank	NOUN
iqtishad-1700	46	8	’s	’s	PART
iqtishad-1700	46	9	profit	profit	NOUN
iqtishad-1700	46	10	will	will	AUX
iqtishad-1700	46	11	also	also	ADV
iqtishad-1700	46	12	increase	increase	VERB
iqtishad-1700	46	13	.	.	PUNCT
iqtishad-1700	47	1	in	in	ADP
iqtishad-1700	47	2	other	other	ADJ
iqtishad-1700	47	3	words	word	NOUN
iqtishad-1700	47	4	,	,	PUNCT
iqtishad-1700	47	5	the	the	PRON
iqtishad-1700	47	6	smaller	small	ADJ
iqtishad-1700	47	7	the	the	DET
iqtishad-1700	47	8	risk	risk	NOUN
iqtishad-1700	47	9	of	of	ADP
iqtishad-1700	47	10	a	a	DET
iqtishad-1700	47	11	bank	bank	NOUN
iqtishad-1700	47	12	,	,	PUNCT
iqtishad-1700	47	13	the	the	DET
iqtishad-1700	47	14	greater	great	ADJ
iqtishad-1700	47	15	profits	profit	NOUN
iqtishad-1700	47	16	of	of	ADP
iqtishad-1700	47	17	a	a	DET
iqtishad-1700	47	18	bank	bank	NOUN
iqtishad-1700	47	19	(	(	PUNCT
iqtishad-1700	47	20	kuncoro	kuncoro	PROPN
iqtishad-1700	47	21	and	and	CCONJ
iqtishad-1700	47	22	suhardjono	suhardjono	PROPN
iqtishad-1700	47	23	,	,	PUNCT
iqtishad-1700	47	24	2011	2011	NUM
iqtishad-1700	47	25	)	)	PUNCT
iqtishad-1700	47	26	.	.	PUNCT
iqtishad-1700	48	1	erika	erika	PROPN
iqtishad-1700	48	2	amelia	amelia	PROPN
iqtishad-1700	48	3	:	:	PUNCT
iqtishad-1700	48	4	financial	financial	ADJ
iqtishad-1700	48	5	ratio	ratio	NOUN
iqtishad-1700	48	6	and	and	CCONJ
iqtishad-1700	48	7	its	its	PRON
iqtishad-1700	48	8	influence	influence	NOUN
iqtishad-1700	48	9	233	233	NUM
iqtishad-1700	48	10	table	table	NOUN
iqtishad-1700	48	11	.	.	PUNCT
iqtishad-1700	49	1	2	2	NUM
iqtishad-1700	49	2	criteria	criterion	NOUN
iqtishad-1700	49	3	of	of	ADP
iqtishad-1700	49	4	capital	capital	NOUN
iqtishad-1700	49	5	adequacy	adequacy	NOUN
iqtishad-1700	49	6	ratio	ratio	NOUN
iqtishad-1700	49	7	(	(	PUNCT
iqtishad-1700	49	8	car	car	NOUN
iqtishad-1700	49	9	)	)	PUNCT
iqtishad-1700	49	10	level	level	NOUN
iqtishad-1700	49	11	assessment	assessment	NOUN
iqtishad-1700	49	12	level	level	NOUN
iqtishad-1700	49	13	criteria	criterion	NOUN
iqtishad-1700	49	14	information	information	NOUN
iqtishad-1700	49	15	level	level	NOUN
iqtishad-1700	49	16	1	1	NUM
iqtishad-1700	49	17	kpmm	kpmm	NOUN
iqtishad-1700	49	18	≥	≥	NOUN
iqtishad-1700	49	19	12	12	NUM
iqtishad-1700	49	20	%	%	NOUN
iqtishad-1700	49	21	significantly	significantly	ADV
iqtishad-1700	49	22	higher	high	ADJ
iqtishad-1700	49	23	than	than	ADP
iqtishad-1700	49	24	certainty	certainty	NOUN
iqtishad-1700	49	25	level	level	NOUN
iqtishad-1700	49	26	2	2	NUM
iqtishad-1700	49	27	9	9	NUM
iqtishad-1700	49	28	%	%	NOUN
iqtishad-1700	49	29	≤	≤	NOUN
iqtishad-1700	49	30	kpmm	kpmm	NOUN
iqtishad-1700	49	31	<	<	X
iqtishad-1700	49	32	12	12	NUM
iqtishad-1700	49	33	%	%	NOUN
iqtishad-1700	49	34	higher	high	ADJ
iqtishad-1700	49	35	than	than	ADP
iqtishad-1700	49	36	certainty	certainty	NOUN
iqtishad-1700	49	37	level	level	NOUN
iqtishad-1700	49	38	3	3	NUM
iqtishad-1700	49	39	8	8	NUM
iqtishad-1700	49	40	%	%	NOUN
iqtishad-1700	49	41	≤	≤	NOUN
iqtishad-1700	49	42	kpmm	kpmm	NOUN
iqtishad-1700	49	43	<	<	X
iqtishad-1700	49	44	9	9	NUM
iqtishad-1700	49	45	%	%	NOUN
iqtishad-1700	49	46	less	less	ADV
iqtishad-1700	49	47	higher	high	ADJ
iqtishad-1700	49	48	than	than	ADP
iqtishad-1700	49	49	certainty	certainty	NOUN
iqtishad-1700	49	50	level	level	NOUN
iqtishad-1700	49	51	4	4	NUM
iqtishad-1700	49	52	6	6	NUM
iqtishad-1700	49	53	%	%	NOUN
iqtishad-1700	49	54	<	<	X
iqtishad-1700	49	55	kpmm	kpmm	NOUN
iqtishad-1700	49	56	<	<	X
iqtishad-1700	49	57	8	8	NUM
iqtishad-1700	49	58	%	%	NOUN
iqtishad-1700	49	59	lower	low	ADJ
iqtishad-1700	49	60	than	than	ADP
iqtishad-1700	49	61	certainty	certainty	NOUN
iqtishad-1700	49	62	level	level	NOUN
iqtishad-1700	49	63	5	5	NUM
iqtishad-1700	49	64	kpmm	kpmm	NOUN
iqtishad-1700	49	65	≤	≤	NUM
iqtishad-1700	49	66	6	6	NUM
iqtishad-1700	49	67	%	%	NOUN
iqtishad-1700	49	68	less	less	ADV
iqtishad-1700	49	69	lower	low	ADJ
iqtishad-1700	49	70	than	than	ADP
iqtishad-1700	49	71	certainty	certainty	NOUN
iqtishad-1700	49	72	source	source	NOUN
iqtishad-1700	49	73	:	:	PUNCT
iqtishad-1700	49	74	bank	bank	PROPN
iqtishad-1700	49	75	indonesia	indonesia	PROPN
iqtishad-1700	49	76	circular	circular	PROPN
iqtishad-1700	49	77	letter	letter	NOUN
iqtishad-1700	50	1	no	no	INTJ
iqtishad-1700	50	2	.	.	NOUN
iqtishad-1700	50	3	9/24	9/24	NUM
iqtishad-1700	50	4	/	/	SYM
iqtishad-1700	50	5	dpbs	dpb	NOUN
iqtishad-1700	50	6	2007	2007	NUM
iqtishad-1700	50	7	non	non	ADJ
iqtishad-1700	50	8	-	-	ADJ
iqtishad-1700	50	9	performing	performing	ADJ
iqtishad-1700	50	10	financing	financing	NOUN
iqtishad-1700	50	11	(	(	PUNCT
iqtishad-1700	50	12	npf	npf	NOUN
iqtishad-1700	50	13	)	)	PUNCT
iqtishad-1700	50	14	is	be	AUX
iqtishad-1700	50	15	used	use	VERB
iqtishad-1700	50	16	to	to	PART
iqtishad-1700	50	17	measure	measure	VERB
iqtishad-1700	50	18	the	the	DET
iqtishad-1700	50	19	level	level	NOUN
iqtishad-1700	50	20	of	of	ADP
iqtishad-1700	50	21	financing	financing	NOUN
iqtishad-1700	50	22	problems	problem	NOUN
iqtishad-1700	50	23	faced	face	VERB
iqtishad-1700	50	24	by	by	ADP
iqtishad-1700	50	25	islamic	islamic	ADJ
iqtishad-1700	50	26	banks	bank	NOUN
iqtishad-1700	50	27	.	.	PUNCT
iqtishad-1700	51	1	the	the	PRON
iqtishad-1700	51	2	higher	high	ADJ
iqtishad-1700	51	3	this	this	DET
iqtishad-1700	51	4	ratio	ratio	NOUN
iqtishad-1700	51	5	,	,	PUNCT
iqtishad-1700	51	6	indicating	indicate	VERB
iqtishad-1700	51	7	the	the	DET
iqtishad-1700	51	8	quality	quality	NOUN
iqtishad-1700	51	9	of	of	ADP
iqtishad-1700	51	10	islamic	islamic	PROPN
iqtishad-1700	51	11	bank	bank	PROPN
iqtishad-1700	51	12	financing	financing	NOUN
iqtishad-1700	51	13	is	be	AUX
iqtishad-1700	51	14	getting	get	VERB
iqtishad-1700	51	15	worse	bad	ADJ
iqtishad-1700	51	16	(	(	PUNCT
iqtishad-1700	51	17	mohammed	mohammed	PROPN
iqtishad-1700	51	18	,	,	PUNCT
iqtishad-1700	51	19	2005	2005	NUM
iqtishad-1700	51	20	)	)	PUNCT
iqtishad-1700	51	21	.	.	PUNCT
iqtishad-1700	52	1	table	table	NOUN
iqtishad-1700	52	2	.	.	PUNCT
iqtishad-1700	53	1	3	3	NUM
iqtishad-1700	53	2	criteria	criterion	NOUN
iqtishad-1700	53	3	of	of	ADP
iqtishad-1700	53	4	non	non	ADJ
iqtishad-1700	53	5	performing	perform	VERB
iqtishad-1700	53	6	financing	financing	NOUN
iqtishad-1700	53	7	(	(	PUNCT
iqtishad-1700	53	8	npf	npf	NOUN
iqtishad-1700	53	9	)	)	PUNCT
iqtishad-1700	53	10	level	level	NOUN
iqtishad-1700	53	11	assessment	assessment	NOUN
iqtishad-1700	53	12	level	level	NOUN
iqtishad-1700	53	13	criteria	criterion	NOUN
iqtishad-1700	53	14	information	information	NOUN
iqtishad-1700	53	15	level	level	NOUN
iqtishad-1700	53	16	1	1	NUM
iqtishad-1700	53	17	npf	npf	NOUN
iqtishad-1700	53	18	<	<	X
iqtishad-1700	53	19	2	2	NUM
iqtishad-1700	53	20	%	%	NOUN
iqtishad-1700	53	21	very	very	ADV
iqtishad-1700	53	22	good	good	ADJ
iqtishad-1700	53	23	level	level	NOUN
iqtishad-1700	53	24	2	2	NUM
iqtishad-1700	53	25	2	2	NUM
iqtishad-1700	53	26	%	%	NOUN
iqtishad-1700	53	27	≤	≤	NOUN
iqtishad-1700	53	28	npf	npf	NOUN
iqtishad-1700	53	29	<	<	X
iqtishad-1700	53	30	5	5	NUM
iqtishad-1700	53	31	%	%	NOUN
iqtishad-1700	53	32	good	good	ADJ
iqtishad-1700	53	33	level	level	NOUN
iqtishad-1700	53	34	3	3	NUM
iqtishad-1700	53	35	5	5	NUM
iqtishad-1700	53	36	%	%	NOUN
iqtishad-1700	53	37	≤	≤	NUM
iqtishad-1700	53	38	npf	npf	NOUN
iqtishad-1700	53	39	<	<	X
iqtishad-1700	53	40	8	8	NUM
iqtishad-1700	53	41	%	%	NOUN
iqtishad-1700	53	42	good	good	ADJ
iqtishad-1700	53	43	enough	enough	ADJ
iqtishad-1700	53	44	level	level	NOUN
iqtishad-1700	53	45	4	4	NUM
iqtishad-1700	53	46	8	8	NUM
iqtishad-1700	53	47	%	%	NOUN
iqtishad-1700	53	48	≤	≤	NUM
iqtishad-1700	53	49	npf	npf	NOUN
iqtishad-1700	53	50	<	<	X
iqtishad-1700	53	51	12	12	NUM
iqtishad-1700	53	52	%	%	NOUN
iqtishad-1700	53	53	less	less	ADV
iqtishad-1700	53	54	good	good	ADJ
iqtishad-1700	53	55	level	level	NOUN
iqtishad-1700	53	56	5	5	NUM
iqtishad-1700	53	57	npf	npf	PROPN
iqtishad-1700	53	58	≥	≥	NUM
iqtishad-1700	53	59	12	12	NUM
iqtishad-1700	53	60	%	%	NOUN
iqtishad-1700	53	61	not	not	PART
iqtishad-1700	53	62	good	good	ADJ
iqtishad-1700	53	63	source	source	NOUN
iqtishad-1700	53	64	:	:	PUNCT
iqtishad-1700	53	65	bank	bank	PROPN
iqtishad-1700	53	66	indonesia	indonesia	PROPN
iqtishad-1700	53	67	circular	circular	PROPN
iqtishad-1700	53	68	letter	letter	NOUN
iqtishad-1700	53	69	no	no	INTJ
iqtishad-1700	53	70	.	.	NOUN
iqtishad-1700	53	71	9/24	9/24	NUM
iqtishad-1700	53	72	/	/	SYM
iqtishad-1700	53	73	dpbs	dpb	NOUN
iqtishad-1700	53	74	2007	2007	NUM
iqtishad-1700	53	75	.	.	PUNCT
iqtishad-1700	54	1	financing	financing	NOUN
iqtishad-1700	54	2	to	to	PART
iqtishad-1700	54	3	deposit	deposit	VERB
iqtishad-1700	54	4	ratio	ratio	NOUN
iqtishad-1700	54	5	(	(	PUNCT
iqtishad-1700	54	6	fdr	fdr	PROPN
iqtishad-1700	54	7	)	)	PUNCT
iqtishad-1700	54	8	is	be	AUX
iqtishad-1700	54	9	how	how	SCONJ
iqtishad-1700	54	10	much	much	ADJ
iqtishad-1700	54	11	third	third	ADJ
iqtishad-1700	54	12	party	party	NOUN
iqtishad-1700	54	13	funds	fund	NOUN
iqtishad-1700	54	14	be	be	AUX
iqtishad-1700	54	15	released	release	VERB
iqtishad-1700	54	16	for	for	ADP
iqtishad-1700	54	17	financing	finance	VERB
iqtishad-1700	54	18	islamic	islamic	ADJ
iqtishad-1700	54	19	banks	bank	NOUN
iqtishad-1700	54	20	(	(	PUNCT
iqtishad-1700	54	21	mohammed	mohammed	PROPN
iqtishad-1700	54	22	,	,	PUNCT
iqtishad-1700	54	23	2005	2005	NUM
iqtishad-1700	54	24	)	)	PUNCT
iqtishad-1700	54	25	.	.	PUNCT
iqtishad-1700	55	1	loan	loan	NOUN
iqtishad-1700	55	2	to	to	PART
iqtishad-1700	55	3	deposit	deposit	NOUN
iqtishad-1700	55	4	ratio	ratio	NOUN
iqtishad-1700	55	5	(	(	PUNCT
iqtishad-1700	55	6	ldr	ldr	PROPN
iqtishad-1700	55	7	)	)	PUNCT
iqtishad-1700	55	8	is	be	AUX
iqtishad-1700	55	9	how	how	SCONJ
iqtishad-1700	55	10	far	far	ADV
iqtishad-1700	55	11	the	the	DET
iqtishad-1700	55	12	bank	bank	NOUN
iqtishad-1700	55	13	’s	’s	PART
iqtishad-1700	55	14	ability	ability	NOUN
iqtishad-1700	55	15	to	to	PART
iqtishad-1700	55	16	repay	repay	VERB
iqtishad-1700	55	17	the	the	DET
iqtishad-1700	55	18	withdrawal	withdrawal	NOUN
iqtishad-1700	55	19	of	of	ADP
iqtishad-1700	55	20	funds	fund	NOUN
iqtishad-1700	55	21	by	by	ADP
iqtishad-1700	55	22	depositors	depositor	NOUN
iqtishad-1700	55	23	by	by	ADP
iqtishad-1700	55	24	controlling	control	VERB
iqtishad-1700	55	25	loans	loan	NOUN
iqtishad-1700	55	26	as	as	ADP
iqtishad-1700	55	27	a	a	DET
iqtishad-1700	55	28	source	source	NOUN
iqtishad-1700	55	29	of	of	ADP
iqtishad-1700	55	30	liquidity	liquidity	NOUN
iqtishad-1700	55	31	.	.	PUNCT
iqtishad-1700	56	1	the	the	PRON
iqtishad-1700	56	2	higher	high	ADJ
iqtishad-1700	56	3	this	this	DET
iqtishad-1700	56	4	ratio	ratio	NOUN
iqtishad-1700	56	5	,	,	PUNCT
iqtishad-1700	56	6	gives	give	VERB
iqtishad-1700	56	7	indication	indication	NOUN
iqtishad-1700	56	8	of	of	ADP
iqtishad-1700	56	9	the	the	DET
iqtishad-1700	56	10	lack	lack	NOUN
iqtishad-1700	56	11	of	of	ADP
iqtishad-1700	56	12	bank	bank	NOUN
iqtishad-1700	56	13	liquidity	liquidity	NOUN
iqtishad-1700	56	14	.	.	PUNCT
iqtishad-1700	57	1	this	this	PRON
iqtishad-1700	57	2	is	be	AUX
iqtishad-1700	57	3	because	because	SCONJ
iqtishad-1700	57	4	the	the	DET
iqtishad-1700	57	5	amount	amount	NOUN
iqtishad-1700	57	6	of	of	ADP
iqtishad-1700	57	7	funds	fund	NOUN
iqtishad-1700	57	8	required	require	VERB
iqtishad-1700	57	9	to	to	PART
iqtishad-1700	57	10	finance	finance	VERB
iqtishad-1700	57	11	the	the	DET
iqtishad-1700	57	12	credit	credit	NOUN
iqtishad-1700	57	13	is	be	AUX
iqtishad-1700	57	14	grow	grow	VERB
iqtishad-1700	57	15	(	(	PUNCT
iqtishad-1700	57	16	dendawijaya	dendawijaya	NOUN
iqtishad-1700	57	17	,	,	PUNCT
iqtishad-1700	57	18	2009	2009	NUM
iqtishad-1700	57	19	)	)	PUNCT
iqtishad-1700	57	20	.	.	PUNCT
iqtishad-1700	58	1	the	the	DET
iqtishad-1700	58	2	amount	amount	NOUN
iqtishad-1700	58	3	of	of	ADP
iqtishad-1700	58	4	ldr	ldr	PROPN
iqtishad-1700	58	5	follows	follow	VERB
iqtishad-1700	58	6	the	the	DET
iqtishad-1700	58	7	development	development	NOUN
iqtishad-1700	58	8	of	of	ADP
iqtishad-1700	58	9	indonesia	indonesia	PROPN
iqtishad-1700	58	10	’s	’s	PART
iqtishad-1700	58	11	economic	economic	ADJ
iqtishad-1700	58	12	condition	condition	NOUN
iqtishad-1700	58	13	.	.	PUNCT
iqtishad-1700	59	1	based	base	VERB
iqtishad-1700	59	2	on	on	ADP
iqtishad-1700	59	3	bank	bank	PROPN
iqtishad-1700	59	4	indonesia	indonesia	PROPN
iqtishad-1700	59	5	regulation	regulation	PROPN
iqtishad-1700	59	6	(	(	PUNCT
iqtishad-1700	59	7	pbi	pbi	NOUN
iqtishad-1700	59	8	)	)	PUNCT
iqtishad-1700	59	9	no	no	NOUN
iqtishad-1700	59	10	.	.	NOUN
iqtishad-1700	60	1	15/7	15/7	NUM
iqtishad-1700	60	2	/	/	SYM
iqtishad-1700	60	3	pbi	pbi	NOUN
iqtishad-1700	60	4	/	/	SYM
iqtishad-1700	60	5	2013	2013	NUM
iqtishad-1700	60	6	on	on	ADP
iqtishad-1700	60	7	statutory	statutory	ADJ
iqtishad-1700	60	8	reserves	reserve	NOUN
iqtishad-1700	60	9	of	of	ADP
iqtishad-1700	60	10	commercial	commercial	ADJ
iqtishad-1700	60	11	banks	bank	NOUN
iqtishad-1700	60	12	in	in	ADP
iqtishad-1700	60	13	bank	bank	PROPN
iqtishad-1700	60	14	indonesia	indonesia	PROPN
iqtishad-1700	60	15	in	in	ADP
iqtishad-1700	60	16	rupiah	rupiah	PROPN
iqtishad-1700	60	17	and	and	CCONJ
iqtishad-1700	60	18	foreign	foreign	ADJ
iqtishad-1700	60	19	exchange	exchange	NOUN
iqtishad-1700	60	20	,	,	PUNCT
iqtishad-1700	60	21	that	that	SCONJ
iqtishad-1700	60	22	the	the	DET
iqtishad-1700	60	23	bank	bank	NOUN
iqtishad-1700	60	24	is	be	AUX
iqtishad-1700	60	25	considered	consider	VERB
iqtishad-1700	60	26	healthy	healthy	ADJ
iqtishad-1700	60	27	if	if	SCONJ
iqtishad-1700	60	28	the	the	DET
iqtishad-1700	60	29	amount	amount	NOUN
iqtishad-1700	60	30	of	of	ADP
iqtishad-1700	60	31	the	the	DET
iqtishad-1700	60	32	loan	loan	NOUN
iqtishad-1700	60	33	to	to	PART
iqtishad-1700	60	34	deposit	deposit	VERB
iqtishad-1700	60	35	ratio	ratio	NOUN
iqtishad-1700	60	36	(	(	PUNCT
iqtishad-1700	60	37	ldr	ldr	PROPN
iqtishad-1700	60	38	)	)	PUNCT
iqtishad-1700	60	39	to	to	ADP
iqtishad-1700	60	40	the	the	DET
iqtishad-1700	60	41	lower	low	ADJ
iqtishad-1700	60	42	limit	limit	NOUN
iqtishad-1700	60	43	of	of	ADP
iqtishad-1700	60	44	the	the	DET
iqtishad-1700	60	45	loan	loan	NOUN
iqtishad-1700	60	46	to	to	PART
iqtishad-1700	60	47	deposit	deposit	VERB
iqtishad-1700	60	48	ratio	ratio	NOUN
iqtishad-1700	60	49	(	(	PUNCT
iqtishad-1700	60	50	ldr	ldr	PROPN
iqtishad-1700	60	51	)	)	PUNCT
iqtishad-1700	60	52	target	target	NOUN
iqtishad-1700	60	53	is	be	AUX
iqtishad-1700	60	54	78	78	NUM
iqtishad-1700	60	55	%	%	NOUN
iqtishad-1700	60	56	and	and	CCONJ
iqtishad-1700	60	57	the	the	DET
iqtishad-1700	60	58	upper	upper	ADJ
iqtishad-1700	60	59	limit	limit	NOUN
iqtishad-1700	60	60	of	of	ADP
iqtishad-1700	60	61	the	the	DET
iqtishad-1700	60	62	loan	loan	NOUN
iqtishad-1700	60	63	to	to	PART
iqtishad-1700	60	64	deposit	deposit	VERB
iqtishad-1700	60	65	ratio	ratio	NOUN
iqtishad-1700	60	66	(	(	PUNCT
iqtishad-1700	60	67	ldr	ldr	PROPN
iqtishad-1700	60	68	)	)	PUNCT
iqtishad-1700	60	69	target	target	NOUN
iqtishad-1700	60	70	is	be	AUX
iqtishad-1700	60	71	92	92	NUM
iqtishad-1700	60	72	%	%	NOUN
iqtishad-1700	60	73	from	from	ADP
iqtishad-1700	60	74	the	the	DET
iqtishad-1700	60	75	date	date	NOUN
iqtishad-1700	60	76	of	of	ADP
iqtishad-1700	60	77	december	december	PROPN
iqtishad-1700	60	78	2	2	NUM
iqtishad-1700	60	79	,	,	PUNCT
iqtishad-1700	60	80	2013	2013	NUM
iqtishad-1700	60	81	.	.	PUNCT
iqtishad-1700	61	1	biaya	biaya	PROPN
iqtishad-1700	61	2	operasional	operasional	PROPN
iqtishad-1700	61	3	pendapatan	pendapatan	PROPN
iqtishad-1700	61	4	operasional	operasional	PROPN
iqtishad-1700	61	5	(	(	PUNCT
iqtishad-1700	61	6	bopo	bopo	NOUN
iqtishad-1700	61	7	)	)	PUNCT
iqtishad-1700	61	8	is	be	AUX
iqtishad-1700	61	9	used	use	VERB
iqtishad-1700	61	10	to	to	PART
iqtishad-1700	61	11	measure	measure	VERB
iqtishad-1700	61	12	the	the	DET
iqtishad-1700	61	13	efficiency	efficiency	NOUN
iqtishad-1700	61	14	of	of	ADP
iqtishad-1700	61	15	the	the	DET
iqtishad-1700	61	16	bank	bank	NOUN
iqtishad-1700	61	17	’s	’s	PART
iqtishad-1700	61	18	ability	ability	NOUN
iqtishad-1700	61	19	to	to	PART
iqtishad-1700	61	20	conduct	conduct	VERB
iqtishad-1700	61	21	its	its	PRON
iqtishad-1700	61	22	operations	operation	NOUN
iqtishad-1700	61	23	.	.	PUNCT
iqtishad-1700	62	1	the	the	PRON
iqtishad-1700	62	2	higher	high	ADJ
iqtishad-1700	62	3	this	this	DET
iqtishad-1700	62	4	ratio	ratio	NOUN
iqtishad-1700	62	5	,	,	PUNCT
iqtishad-1700	62	6	the	the	PRON
iqtishad-1700	62	7	greater	great	ADJ
iqtishad-1700	62	8	the	the	DET
iqtishad-1700	62	9	bank	bank	NOUN
iqtishad-1700	62	10	’s	’s	PART
iqtishad-1700	62	11	inefficient	inefficient	ADJ
iqtishad-1700	62	12	operating	operating	NOUN
iqtishad-1700	62	13	costs	cost	NOUN
iqtishad-1700	62	14	(	(	PUNCT
iqtishad-1700	62	15	dendawijaya	dendawijaya	NOUN
iqtishad-1700	62	16	,	,	PUNCT
iqtishad-1700	62	17	2009	2009	NUM
iqtishad-1700	62	18	)	)	PUNCT
iqtishad-1700	62	19	.	.	PUNCT
iqtishad-1700	63	1	al	al	PROPN
iqtishad-1700	63	2	-	-	PUNCT
iqtishad-1700	63	3	iqtishad	iqtishad	PROPN
iqtishad-1700	63	4	:	:	PUNCT
iqtishad-1700	63	5	vol	vol	NOUN
iqtishad-1700	63	6	.	.	PUNCT
iqtishad-1700	64	1	vii	vii	PROPN
iqtishad-1700	64	2	no	no	PROPN
iqtishad-1700	64	3	.	.	PROPN
iqtishad-1700	64	4	2	2	NUM
iqtishad-1700	64	5	,	,	PUNCT
iqtishad-1700	64	6	juli	juli	NOUN
iqtishad-1700	64	7	2015	2015	NUM
iqtishad-1700	64	8	234	234	NUM
iqtishad-1700	64	9	table	table	NOUN
iqtishad-1700	64	10	.	.	PUNCT
iqtishad-1700	65	1	4	4	NUM
iqtishad-1700	65	2	criteria	criterion	NOUN
iqtishad-1700	65	3	of	of	ADP
iqtishad-1700	65	4	biaya	biaya	PROPN
iqtishad-1700	65	5	operasional	operasional	PROPN
iqtishad-1700	65	6	pendapatan	pendapatan	PROPN
iqtishad-1700	65	7	operasional	operasional	PROPN
iqtishad-1700	65	8	(	(	PUNCT
iqtishad-1700	65	9	bopo	bopo	NOUN
iqtishad-1700	65	10	)	)	PUNCT
iqtishad-1700	65	11	level	level	NOUN
iqtishad-1700	65	12	assessment	assessment	NOUN
iqtishad-1700	65	13	level	level	NOUN
iqtishad-1700	65	14	criteria	criterion	NOUN
iqtishad-1700	65	15	information	information	NOUN
iqtishad-1700	65	16	level	level	NOUN
iqtishad-1700	65	17	1	1	NUM
iqtishad-1700	65	18	reo	reo	NOUN
iqtishad-1700	65	19	≤	≤	NUM
iqtishad-1700	65	20	83	83	NUM
iqtishad-1700	65	21	%	%	NOUN
iqtishad-1700	65	22	very	very	ADV
iqtishad-1700	65	23	high	high	ADJ
iqtishad-1700	65	24	level	level	NOUN
iqtishad-1700	65	25	2	2	NUM
iqtishad-1700	65	26	83	83	NUM
iqtishad-1700	65	27	%	%	NOUN
iqtishad-1700	65	28	<	<	X
iqtishad-1700	65	29	reo	reo	PROPN
iqtishad-1700	65	30	≤	≤	NUM
iqtishad-1700	65	31	85	85	NUM
iqtishad-1700	65	32	%	%	NOUN
iqtishad-1700	65	33	high	high	ADJ
iqtishad-1700	65	34	level	level	NOUN
iqtishad-1700	65	35	3	3	NUM
iqtishad-1700	65	36	85	85	NUM
iqtishad-1700	65	37	%	%	NOUN
iqtishad-1700	65	38	<	<	X
iqtishad-1700	65	39	reo	reo	PROPN
iqtishad-1700	65	40	≤	≤	ADV
iqtishad-1700	65	41	87	87	NUM
iqtishad-1700	65	42	%	%	NOUN
iqtishad-1700	65	43	less	less	ADV
iqtishad-1700	65	44	high	high	ADJ
iqtishad-1700	65	45	level	level	NOUN
iqtishad-1700	65	46	4	4	NUM
iqtishad-1700	65	47	87	87	NUM
iqtishad-1700	65	48	%	%	NOUN
iqtishad-1700	65	49	<	<	X
iqtishad-1700	65	50	reo	reo	PROPN
iqtishad-1700	65	51	≤	≤	NUM
iqtishad-1700	65	52	89	89	NUM
iqtishad-1700	65	53	%	%	NOUN
iqtishad-1700	65	54	low	low	ADJ
iqtishad-1700	65	55	level	level	NOUN
iqtishad-1700	65	56	5	5	NUM
iqtishad-1700	65	57	reo	reo	NOUN
iqtishad-1700	65	58	>	>	SYM
iqtishad-1700	65	59	89	89	NUM
iqtishad-1700	65	60	%	%	NOUN
iqtishad-1700	65	61	les	les	PROPN
iqtishad-1700	65	62	low	low	PROPN
iqtishad-1700	65	63	source	source	NOUN
iqtishad-1700	65	64	:	:	PUNCT
iqtishad-1700	65	65	bank	bank	PROPN
iqtishad-1700	65	66	indonesia	indonesia	PROPN
iqtishad-1700	65	67	circular	circular	PROPN
iqtishad-1700	65	68	letter	letter	NOUN
iqtishad-1700	65	69	no	no	INTJ
iqtishad-1700	65	70	.	.	NOUN
iqtishad-1700	66	1	9/24	9/24	NUM
iqtishad-1700	66	2	/	/	SYM
iqtishad-1700	66	3	dpbs	dpb	NOUN
iqtishad-1700	66	4	2007	2007	NUM
iqtishad-1700	66	5	in	in	ADP
iqtishad-1700	66	6	a	a	DET
iqtishad-1700	66	7	study	study	NOUN
iqtishad-1700	66	8	conducted	conduct	VERB
iqtishad-1700	66	9	by	by	ADP
iqtishad-1700	66	10	adi	adi	PROPN
iqtishad-1700	66	11	stiawan	stiawan	PROPN
iqtishad-1700	66	12	(	(	PUNCT
iqtishad-1700	66	13	2009	2009	NUM
iqtishad-1700	66	14	)	)	PUNCT
iqtishad-1700	66	15	examined	examine	VERB
iqtishad-1700	66	16	the	the	DET
iqtishad-1700	66	17	effect	effect	NOUN
iqtishad-1700	66	18	of	of	ADP
iqtishad-1700	66	19	the	the	DET
iqtishad-1700	66	20	capital	capital	NOUN
iqtishad-1700	66	21	adequacy	adequacy	NOUN
iqtishad-1700	66	22	ratio	ratio	NOUN
iqtishad-1700	66	23	(	(	PUNCT
iqtishad-1700	66	24	car	car	NOUN
iqtishad-1700	66	25	)	)	PUNCT
iqtishad-1700	66	26	of	of	ADP
iqtishad-1700	66	27	the	the	DET
iqtishad-1700	66	28	return	return	NOUN
iqtishad-1700	66	29	on	on	ADP
iqtishad-1700	66	30	assets	asset	NOUN
iqtishad-1700	66	31	(	(	PUNCT
iqtishad-1700	66	32	roa	roa	NOUN
iqtishad-1700	66	33	)	)	PUNCT
iqtishad-1700	66	34	.	.	PUNCT
iqtishad-1700	67	1	research	research	NOUN
iqtishad-1700	67	2	results	result	NOUN
iqtishad-1700	67	3	showed	show	VERB
iqtishad-1700	67	4	a	a	DET
iqtishad-1700	67	5	significant	significant	ADJ
iqtishad-1700	67	6	influence	influence	NOUN
iqtishad-1700	67	7	of	of	ADP
iqtishad-1700	67	8	the	the	DET
iqtishad-1700	67	9	capital	capital	NOUN
iqtishad-1700	67	10	adequacy	adequacy	NOUN
iqtishad-1700	67	11	ratio	ratio	NOUN
iqtishad-1700	67	12	(	(	PUNCT
iqtishad-1700	67	13	car	car	NOUN
iqtishad-1700	67	14	)	)	PUNCT
iqtishad-1700	67	15	of	of	ADP
iqtishad-1700	67	16	the	the	DET
iqtishad-1700	67	17	return	return	NOUN
iqtishad-1700	67	18	on	on	ADP
iqtishad-1700	67	19	assets	asset	NOUN
iqtishad-1700	67	20	(	(	PUNCT
iqtishad-1700	67	21	roa	roa	NOUN
iqtishad-1700	67	22	)	)	PUNCT
iqtishad-1700	67	23	.	.	PUNCT
iqtishad-1700	68	1	however	however	ADV
iqtishad-1700	68	2	,	,	PUNCT
iqtishad-1700	68	3	these	these	DET
iqtishad-1700	68	4	studies	study	NOUN
iqtishad-1700	68	5	contradict	contradict	VERB
iqtishad-1700	68	6	the	the	DET
iqtishad-1700	68	7	research	research	NOUN
iqtishad-1700	68	8	asma	asma	PROPN
iqtishad-1700	68	9	‘	'	PUNCT
iqtishad-1700	68	10	rashidah	rashidah	PROPN
iqtishad-1700	68	11	idris	idris	PROPN
iqtishad-1700	68	12	,	,	PUNCT
iqtishad-1700	68	13	fadli	fadli	PROPN
iqtishad-1700	68	14	fizari	fizari	PROPN
iqtishad-1700	68	15	abu	abu	PROPN
iqtishad-1700	68	16	hassan	hassan	PROPN
iqtishad-1700	68	17	asari	asari	PROPN
iqtishad-1700	68	18	,	,	PUNCT
iqtishad-1700	68	19	noor	noor	PROPN
iqtishad-1700	68	20	asilah	asilah	PROPN
iqtishad-1700	68	21	abdullah	abdullah	PROPN
iqtishad-1700	68	22	taufik	taufik	PROPN
iqtishad-1700	68	23	,	,	PUNCT
iqtishad-1700	68	24	nor	nor	CCONJ
iqtishad-1700	68	25	jana	jana	PROPN
iqtishad-1700	68	26	salim	salim	PROPN
iqtishad-1700	68	27	,	,	PUNCT
iqtishad-1700	68	28	rajmi	rajmi	VERB
iqtishad-1700	68	29	mustaffa	mustaffa	NOUN
iqtishad-1700	68	30	and	and	CCONJ
iqtishad-1700	68	31	kamaruzaman	kamaruzaman	NOUN
iqtishad-1700	68	32	jusoff	jusoff	NOUN
iqtishad-1700	68	33	(	(	PUNCT
iqtishad-1700	68	34	2011	2011	NUM
iqtishad-1700	68	35	)	)	PUNCT
iqtishad-1700	68	36	and	and	CCONJ
iqtishad-1700	68	37	muh	muh	PROPN
iqtishad-1700	68	38	.	.	PUNCT
iqtishad-1700	69	1	sabir	sabir	PROPN
iqtishad-1700	69	2	m	m	PROPN
iqtishad-1700	69	3	,	,	PUNCT
iqtishad-1700	69	4	muhammad	muhammad	PROPN
iqtishad-1700	69	5	ali	ali	PROPN
iqtishad-1700	69	6	,	,	PUNCT
iqtishad-1700	69	7	and	and	CCONJ
iqtishad-1700	69	8	abd	abd	PROPN
iqtishad-1700	69	9	.	.	PUNCT
iqtishad-1700	70	1	hamid	hamid	PROPN
iqtishad-1700	70	2	habbe	habbe	PROPN
iqtishad-1700	70	3	(	(	PUNCT
iqtishad-1700	70	4	2012	2012	NUM
iqtishad-1700	70	5	)	)	PUNCT
iqtishad-1700	70	6	.	.	PUNCT
iqtishad-1700	71	1	the	the	DET
iqtishad-1700	71	2	results	result	NOUN
iqtishad-1700	71	3	showed	show	VERB
iqtishad-1700	71	4	that	that	SCONJ
iqtishad-1700	71	5	the	the	DET
iqtishad-1700	71	6	capital	capital	NOUN
iqtishad-1700	71	7	adequacy	adequacy	NOUN
iqtishad-1700	71	8	ratio	ratio	NOUN
iqtishad-1700	71	9	(	(	PUNCT
iqtishad-1700	71	10	car	car	NOUN
iqtishad-1700	71	11	)	)	PUNCT
iqtishad-1700	71	12	did	do	AUX
iqtishad-1700	71	13	not	not	PART
iqtishad-1700	71	14	significantly	significantly	ADV
iqtishad-1700	71	15	affect	affect	VERB
iqtishad-1700	71	16	the	the	DET
iqtishad-1700	71	17	return	return	NOUN
iqtishad-1700	71	18	on	on	ADP
iqtishad-1700	71	19	assets	asset	NOUN
iqtishad-1700	71	20	(	(	PUNCT
iqtishad-1700	71	21	roa	roa	NOUN
iqtishad-1700	71	22	)	)	PUNCT
iqtishad-1700	71	23	.	.	PUNCT
iqtishad-1700	72	1	in	in	ADP
iqtishad-1700	72	2	a	a	DET
iqtishad-1700	72	3	study	study	NOUN
iqtishad-1700	72	4	conducted	conduct	VERB
iqtishad-1700	72	5	by	by	ADP
iqtishad-1700	72	6	adi	adi	PROPN
iqtishad-1700	72	7	stiawan	stiawan	PROPN
iqtishad-1700	72	8	(	(	PUNCT
iqtishad-1700	72	9	2009	2009	NUM
iqtishad-1700	72	10	)	)	PUNCT
iqtishad-1700	72	11	and	and	CCONJ
iqtishad-1700	72	12	vishnu	vishnu	ADJ
iqtishad-1700	72	13	aluisius	aluisius	PROPN
iqtishad-1700	72	14	n.	n.	PROPN
iqtishad-1700	72	15	(	(	PUNCT
iqtishad-1700	72	16	2011	2011	NUM
iqtishad-1700	72	17	)	)	PUNCT
iqtishad-1700	72	18	related	relate	VERB
iqtishad-1700	72	19	to	to	ADP
iqtishad-1700	72	20	the	the	DET
iqtishad-1700	72	21	effect	effect	NOUN
iqtishad-1700	72	22	of	of	ADP
iqtishad-1700	72	23	non	non	ADJ
iqtishad-1700	72	24	-	-	ADJ
iqtishad-1700	72	25	performing	performing	ADJ
iqtishad-1700	72	26	financing	financing	NOUN
iqtishad-1700	72	27	(	(	PUNCT
iqtishad-1700	72	28	npf	npf	NOUN
iqtishad-1700	72	29	)	)	PUNCT
iqtishad-1700	72	30	on	on	ADP
iqtishad-1700	72	31	return	return	NOUN
iqtishad-1700	72	32	on	on	ADP
iqtishad-1700	72	33	assets	asset	NOUN
iqtishad-1700	72	34	(	(	PUNCT
iqtishad-1700	72	35	roa	roa	NOUN
iqtishad-1700	72	36	)	)	PUNCT
iqtishad-1700	72	37	shows	show	VERB
iqtishad-1700	72	38	the	the	DET
iqtishad-1700	72	39	result	result	NOUN
iqtishad-1700	72	40	that	that	SCONJ
iqtishad-1700	72	41	the	the	DET
iqtishad-1700	72	42	non	non	ADJ
iqtishad-1700	72	43	-	-	ADJ
iqtishad-1700	72	44	performing	performing	ADJ
iqtishad-1700	72	45	financing	financing	NOUN
iqtishad-1700	72	46	(	(	PUNCT
iqtishad-1700	72	47	npf	npf	NOUN
iqtishad-1700	72	48	)	)	PUNCT
iqtishad-1700	72	49	significantly	significantly	ADV
iqtishad-1700	72	50	affect	affect	VERB
iqtishad-1700	72	51	the	the	DET
iqtishad-1700	72	52	return	return	NOUN
iqtishad-1700	72	53	on	on	ADP
iqtishad-1700	72	54	assets	asset	NOUN
iqtishad-1700	72	55	(	(	PUNCT
iqtishad-1700	72	56	roa	roa	PROPN
iqtishad-1700	72	57	)	)	PUNCT
iqtishad-1700	72	58	.	.	PUNCT
iqtishad-1700	73	1	aulia	aulia	PROPN
iqtishad-1700	73	2	fuad	fuad	PROPN
iqtishad-1700	73	3	rahman	rahman	PROPN
iqtishad-1700	73	4	and	and	CCONJ
iqtishad-1700	73	5	rochmanika	rochmanika	PROPN
iqtishad-1700	73	6	rida	rida	PROPN
iqtishad-1700	73	7	(	(	PUNCT
iqtishad-1700	73	8	2011	2011	NUM
iqtishad-1700	73	9	)	)	PUNCT
iqtishad-1700	73	10	in	in	ADP
iqtishad-1700	73	11	his	his	PRON
iqtishad-1700	73	12	research	research	NOUN
iqtishad-1700	73	13	stating	state	VERB
iqtishad-1700	73	14	that	that	SCONJ
iqtishad-1700	73	15	non	non	ADJ
iqtishad-1700	73	16	performing	perform	VERB
iqtishad-1700	73	17	financing	financing	NOUN
iqtishad-1700	73	18	(	(	PUNCT
iqtishad-1700	73	19	npf	npf	NOUN
iqtishad-1700	73	20	)	)	PUNCT
iqtishad-1700	73	21	positive	positive	ADJ
iqtishad-1700	73	22	effect	effect	NOUN
iqtishad-1700	73	23	on	on	ADP
iqtishad-1700	73	24	return	return	NOUN
iqtishad-1700	73	25	on	on	ADP
iqtishad-1700	73	26	assets	asset	NOUN
iqtishad-1700	73	27	(	(	PUNCT
iqtishad-1700	73	28	roa	roa	NOUN
iqtishad-1700	73	29	)	)	PUNCT
iqtishad-1700	73	30	.	.	PUNCT
iqtishad-1700	74	1	however	however	ADV
iqtishad-1700	74	2	,	,	PUNCT
iqtishad-1700	74	3	research	research	NOUN
iqtishad-1700	74	4	conducted	conduct	VERB
iqtishad-1700	74	5	both	both	CCONJ
iqtishad-1700	74	6	at	at	ADP
iqtishad-1700	74	7	odds	odd	NOUN
iqtishad-1700	74	8	with	with	ADP
iqtishad-1700	74	9	research	research	NOUN
iqtishad-1700	74	10	muh	muh	PROPN
iqtishad-1700	74	11	sabir	sabir	PROPN
iqtishad-1700	74	12	,	,	PUNCT
iqtishad-1700	74	13	muhammad	muhammad	PROPN
iqtishad-1700	74	14	ali	ali	PROPN
iqtishad-1700	74	15	,	,	PUNCT
iqtishad-1700	74	16	and	and	CCONJ
iqtishad-1700	74	17	abd	abd	PROPN
iqtishad-1700	74	18	hamid	hamid	PROPN
iqtishad-1700	74	19	habbe	habbe	PROPN
iqtishad-1700	74	20	(	(	PUNCT
iqtishad-1700	74	21	2012	2012	NUM
iqtishad-1700	74	22	)	)	PUNCT
iqtishad-1700	74	23	which	which	PRON
iqtishad-1700	74	24	showed	show	VERB
iqtishad-1700	74	25	that	that	SCONJ
iqtishad-1700	74	26	the	the	DET
iqtishad-1700	74	27	nonperforming	nonperforme	VERB
iqtishad-1700	74	28	financing	financing	NOUN
iqtishad-1700	74	29	(	(	PUNCT
iqtishad-1700	74	30	npf	npf	PROPN
iqtishad-1700	74	31	)	)	PUNCT
iqtishad-1700	74	32	no	no	DET
iqtishad-1700	74	33	significant	significant	ADJ
iqtishad-1700	74	34	effect	effect	NOUN
iqtishad-1700	74	35	on	on	ADP
iqtishad-1700	74	36	return	return	NOUN
iqtishad-1700	74	37	on	on	ADP
iqtishad-1700	74	38	assets	asset	NOUN
iqtishad-1700	74	39	(	(	PUNCT
iqtishad-1700	74	40	roa	roa	NOUN
iqtishad-1700	74	41	)	)	PUNCT
iqtishad-1700	74	42	.	.	PUNCT
iqtishad-1700	75	1	adi	adi	PROPN
iqtishad-1700	75	2	stiawan	stiawan	PROPN
iqtishad-1700	75	3	(	(	PUNCT
iqtishad-1700	75	4	2009	2009	NUM
iqtishad-1700	75	5	)	)	PUNCT
iqtishad-1700	75	6	conducted	conduct	VERB
iqtishad-1700	75	7	a	a	DET
iqtishad-1700	75	8	study	study	NOUN
iqtishad-1700	75	9	on	on	ADP
iqtishad-1700	75	10	the	the	DET
iqtishad-1700	75	11	effect	effect	NOUN
iqtishad-1700	75	12	of	of	ADP
iqtishad-1700	75	13	financing	financing	NOUN
iqtishad-1700	75	14	to	to	PART
iqtishad-1700	75	15	deposit	deposit	VERB
iqtishad-1700	75	16	ratio	ratio	NOUN
iqtishad-1700	75	17	(	(	PUNCT
iqtishad-1700	75	18	fdr	fdr	PROPN
iqtishad-1700	75	19	)	)	PUNCT
iqtishad-1700	75	20	of	of	ADP
iqtishad-1700	75	21	the	the	DET
iqtishad-1700	75	22	return	return	NOUN
iqtishad-1700	75	23	on	on	ADP
iqtishad-1700	75	24	assets	asset	NOUN
iqtishad-1700	75	25	(	(	PUNCT
iqtishad-1700	75	26	roa	roa	PROPN
iqtishad-1700	75	27	)	)	PUNCT
iqtishad-1700	75	28	.	.	PUNCT
iqtishad-1700	76	1	the	the	DET
iqtishad-1700	76	2	result	result	NOUN
iqtishad-1700	76	3	of	of	ADP
iqtishad-1700	76	4	research	research	NOUN
iqtishad-1700	76	5	indicated	indicate	VERB
iqtishad-1700	76	6	that	that	SCONJ
iqtishad-1700	76	7	the	the	DET
iqtishad-1700	76	8	financing	financing	NOUN
iqtishad-1700	76	9	to	to	PART
iqtishad-1700	76	10	deposit	deposit	VERB
iqtishad-1700	76	11	ratio	ratio	NOUN
iqtishad-1700	76	12	(	(	PUNCT
iqtishad-1700	76	13	fdr	fdr	PROPN
iqtishad-1700	76	14	)	)	PUNCT
iqtishad-1700	76	15	significantly	significantly	ADV
iqtishad-1700	76	16	affect	affect	VERB
iqtishad-1700	76	17	the	the	DET
iqtishad-1700	76	18	return	return	NOUN
iqtishad-1700	76	19	on	on	ADP
iqtishad-1700	76	20	assets	asset	NOUN
iqtishad-1700	76	21	(	(	PUNCT
iqtishad-1700	76	22	roa	roa	NOUN
iqtishad-1700	76	23	)	)	PUNCT
iqtishad-1700	76	24	.	.	PUNCT
iqtishad-1700	77	1	in	in	ADP
iqtishad-1700	77	2	the	the	DET
iqtishad-1700	77	3	study	study	NOUN
iqtishad-1700	77	4	muh	muh	PROPN
iqtishad-1700	77	5	sabir	sabir	PROPN
iqtishad-1700	77	6	,	,	PUNCT
iqtishad-1700	77	7	muhammad	muhammad	PROPN
iqtishad-1700	77	8	ali	ali	PROPN
iqtishad-1700	77	9	,	,	PUNCT
iqtishad-1700	77	10	and	and	CCONJ
iqtishad-1700	77	11	abd	abd	PROPN
iqtishad-1700	77	12	hamid	hamid	PROPN
iqtishad-1700	77	13	habbe	habbe	PROPN
iqtishad-1700	77	14	(	(	PUNCT
iqtishad-1700	77	15	2012	2012	NUM
iqtishad-1700	77	16	)	)	PUNCT
iqtishad-1700	77	17	showed	show	VERB
iqtishad-1700	77	18	that	that	SCONJ
iqtishad-1700	77	19	the	the	DET
iqtishad-1700	77	20	financing	financing	NOUN
iqtishad-1700	77	21	to	to	PART
iqtishad-1700	77	22	deposit	deposit	VERB
iqtishad-1700	77	23	ratio	ratio	NOUN
iqtishad-1700	77	24	(	(	PUNCT
iqtishad-1700	77	25	fdr	fdr	PROPN
iqtishad-1700	77	26	)	)	PUNCT
iqtishad-1700	77	27	positive	positive	ADJ
iqtishad-1700	77	28	and	and	CCONJ
iqtishad-1700	77	29	significant	significant	ADJ
iqtishad-1700	77	30	impact	impact	NOUN
iqtishad-1700	77	31	on	on	ADP
iqtishad-1700	77	32	the	the	DET
iqtishad-1700	77	33	return	return	NOUN
iqtishad-1700	77	34	on	on	ADP
iqtishad-1700	77	35	assets	asset	NOUN
iqtishad-1700	77	36	(	(	PUNCT
iqtishad-1700	77	37	roa	roa	PROPN
iqtishad-1700	77	38	)	)	PUNCT
iqtishad-1700	77	39	.	.	PUNCT
iqtishad-1700	78	1	the	the	DET
iqtishad-1700	78	2	study	study	NOUN
iqtishad-1700	78	3	contradicts	contradict	VERB
iqtishad-1700	78	4	the	the	DET
iqtishad-1700	78	5	suryani	suryani	ADJ
iqtishad-1700	78	6	study	study	NOUN
iqtishad-1700	78	7	(	(	PUNCT
iqtishad-1700	78	8	2011	2011	NUM
iqtishad-1700	78	9	)	)	PUNCT
iqtishad-1700	78	10	that	that	SCONJ
iqtishad-1700	78	11	the	the	DET
iqtishad-1700	78	12	financing	financing	NOUN
iqtishad-1700	78	13	to	to	PART
iqtishad-1700	78	14	deposit	deposit	VERB
iqtishad-1700	78	15	ratio	ratio	NOUN
iqtishad-1700	78	16	(	(	PUNCT
iqtishad-1700	78	17	fdr	fdr	PROPN
iqtishad-1700	78	18	)	)	PUNCT
iqtishad-1700	78	19	no	no	DET
iqtishad-1700	78	20	significant	significant	ADJ
iqtishad-1700	78	21	effect	effect	NOUN
iqtishad-1700	78	22	on	on	ADP
iqtishad-1700	78	23	return	return	NOUN
iqtishad-1700	78	24	on	on	ADP
iqtishad-1700	78	25	assets	asset	NOUN
iqtishad-1700	78	26	(	(	PUNCT
iqtishad-1700	78	27	roa	roa	NOUN
iqtishad-1700	78	28	)	)	PUNCT
iqtishad-1700	78	29	.	.	PUNCT
iqtishad-1700	79	1	operating	operate	VERB
iqtishad-1700	79	2	costs	cost	NOUN
iqtishad-1700	79	3	operating	operate	VERB
iqtishad-1700	79	4	income	income	NOUN
iqtishad-1700	79	5	(	(	PUNCT
iqtishad-1700	79	6	bopo	bopo	NOUN
iqtishad-1700	79	7	)	)	PUNCT
iqtishad-1700	79	8	studied	study	VERB
iqtishad-1700	79	9	adi	adi	PROPN
iqtishad-1700	79	10	stiawan	stiawan	PROPN
iqtishad-1700	79	11	(	(	PUNCT
iqtishad-1700	79	12	2009	2009	NUM
iqtishad-1700	79	13	)	)	PUNCT
iqtishad-1700	79	14	and	and	CCONJ
iqtishad-1700	79	15	aluisius	aluisius	PROPN
iqtishad-1700	79	16	wishnu	wishnu	PROPN
iqtishad-1700	79	17	n.	n.	PROPN
iqtishad-1700	79	18	(	(	PUNCT
iqtishad-1700	79	19	2011	2011	NUM
iqtishad-1700	79	20	)	)	PUNCT
iqtishad-1700	79	21	showed	show	VERB
iqtishad-1700	79	22	that	that	SCONJ
iqtishad-1700	79	23	the	the	DET
iqtishad-1700	79	24	operating	operating	NOUN
iqtishad-1700	79	25	costs	cost	NOUN
iqtishad-1700	79	26	operating	operating	NOUN
iqtishad-1700	79	27	income	income	NOUN
iqtishad-1700	79	28	(	(	PUNCT
iqtishad-1700	79	29	bopo	bopo	NOUN
iqtishad-1700	79	30	)	)	PUNCT
iqtishad-1700	79	31	significantly	significantly	ADV
iqtishad-1700	79	32	affect	affect	VERB
iqtishad-1700	79	33	the	the	DET
iqtishad-1700	79	34	return	return	NOUN
iqtishad-1700	79	35	on	on	ADP
iqtishad-1700	79	36	assets	asset	NOUN
iqtishad-1700	79	37	(	(	PUNCT
iqtishad-1700	79	38	roa	roa	PROPN
iqtishad-1700	79	39	)	)	PUNCT
iqtishad-1700	79	40	.	.	PUNCT
iqtishad-1700	80	1	the	the	DET
iqtishad-1700	80	2	research	research	NOUN
iqtishad-1700	80	3	muh	muh	PROPN
iqtishad-1700	80	4	sabir	sabir	PROPN
iqtishad-1700	80	5	,	,	PUNCT
iqtishad-1700	80	6	muhammad	muhammad	PROPN
iqtishad-1700	80	7	ali	ali	PROPN
iqtishad-1700	80	8	,	,	PUNCT
iqtishad-1700	80	9	and	and	CCONJ
iqtishad-1700	80	10	abd	abd	PROPN
iqtishad-1700	80	11	hamid	hamid	PROPN
iqtishad-1700	80	12	habbe	habbe	PROPN
iqtishad-1700	80	13	(	(	PUNCT
iqtishad-1700	80	14	2012	2012	NUM
iqtishad-1700	80	15	)	)	PUNCT
iqtishad-1700	80	16	,	,	PUNCT
iqtishad-1700	80	17	shows	show	VERB
iqtishad-1700	80	18	that	that	SCONJ
iqtishad-1700	80	19	the	the	DET
iqtishad-1700	80	20	operating	operating	NOUN
iqtishad-1700	80	21	costs	cost	NOUN
iqtishad-1700	80	22	operating	operating	NOUN
iqtishad-1700	80	23	income	income	NOUN
iqtishad-1700	80	24	(	(	PUNCT
iqtishad-1700	80	25	bopo	bopo	NOUN
iqtishad-1700	80	26	)	)	PUNCT
iqtishad-1700	80	27	significant	significant	ADJ
iqtishad-1700	80	28	negative	negative	ADJ
iqtishad-1700	80	29	effect	effect	NOUN
iqtishad-1700	80	30	on	on	ADP
iqtishad-1700	80	31	return	return	NOUN
iqtishad-1700	80	32	on	on	ADP
iqtishad-1700	80	33	assets	asset	NOUN
iqtishad-1700	80	34	(	(	PUNCT
iqtishad-1700	80	35	roa	roa	NOUN
iqtishad-1700	80	36	)	)	PUNCT
iqtishad-1700	80	37	.	.	PUNCT
iqtishad-1700	81	1	erika	erika	PROPN
iqtishad-1700	81	2	amelia	amelia	PROPN
iqtishad-1700	81	3	:	:	PUNCT
iqtishad-1700	81	4	financial	financial	ADJ
iqtishad-1700	81	5	ratio	ratio	NOUN
iqtishad-1700	81	6	and	and	CCONJ
iqtishad-1700	81	7	its	its	PRON
iqtishad-1700	81	8	influence	influence	NOUN
iqtishad-1700	81	9	235	235	NUM
iqtishad-1700	81	10	methods	method	NOUN
iqtishad-1700	81	11	the	the	DET
iqtishad-1700	81	12	population	population	NOUN
iqtishad-1700	81	13	in	in	ADP
iqtishad-1700	81	14	this	this	DET
iqtishad-1700	81	15	research	research	NOUN
iqtishad-1700	81	16	is	be	AUX
iqtishad-1700	81	17	islamic	islamic	ADJ
iqtishad-1700	81	18	banks	bank	NOUN
iqtishad-1700	81	19	(	(	PUNCT
iqtishad-1700	81	20	ib	ib	PROPN
iqtishad-1700	81	21	)	)	PUNCT
iqtishad-1700	81	22	.	.	PUNCT
iqtishad-1700	82	1	sampling	sample	VERB
iqtishad-1700	82	2	technique	technique	NOUN
iqtishad-1700	82	3	in	in	ADP
iqtishad-1700	82	4	this	this	DET
iqtishad-1700	82	5	research	research	NOUN
iqtishad-1700	82	6	is	be	AUX
iqtishad-1700	82	7	nonprobability	nonprobability	NOUN
iqtishad-1700	82	8	sampling	sampling	NOUN
iqtishad-1700	82	9	is	be	AUX
iqtishad-1700	82	10	a	a	DET
iqtishad-1700	82	11	sampling	sampling	NOUN
iqtishad-1700	82	12	technique	technique	NOUN
iqtishad-1700	82	13	that	that	PRON
iqtishad-1700	82	14	does	do	AUX
iqtishad-1700	82	15	not	not	PART
iqtishad-1700	82	16	give	give	VERB
iqtishad-1700	82	17	the	the	DET
iqtishad-1700	82	18	opportunity	opportunity	NOUN
iqtishad-1700	82	19	/	/	SYM
iqtishad-1700	82	20	same	same	ADJ
iqtishad-1700	82	21	opportunity	opportunity	NOUN
iqtishad-1700	82	22	for	for	SCONJ
iqtishad-1700	82	23	each	each	DET
iqtishad-1700	82	24	element	element	NOUN
iqtishad-1700	82	25	or	or	CCONJ
iqtishad-1700	82	26	member	member	NOUN
iqtishad-1700	82	27	of	of	ADP
iqtishad-1700	82	28	the	the	DET
iqtishad-1700	82	29	population	population	NOUN
iqtishad-1700	82	30	to	to	PART
iqtishad-1700	82	31	be	be	AUX
iqtishad-1700	82	32	elected	elect	VERB
iqtishad-1700	82	33	as	as	ADP
iqtishad-1700	82	34	members	member	NOUN
iqtishad-1700	82	35	of	of	ADP
iqtishad-1700	82	36	the	the	DET
iqtishad-1700	82	37	sample	sample	NOUN
iqtishad-1700	82	38	(	(	PUNCT
iqtishad-1700	82	39	sugiyono	sugiyono	NOUN
iqtishad-1700	82	40	,	,	PUNCT
iqtishad-1700	82	41	2011	2011	NUM
iqtishad-1700	82	42	)	)	PUNCT
iqtishad-1700	82	43	.	.	PUNCT
iqtishad-1700	83	1	purposive	purposive	ADJ
iqtishad-1700	83	2	sampling	sampling	NOUN
iqtishad-1700	83	3	method	method	NOUN
iqtishad-1700	83	4	is	be	AUX
iqtishad-1700	83	5	sampling	sample	VERB
iqtishad-1700	83	6	technique	technique	NOUN
iqtishad-1700	83	7	with	with	ADP
iqtishad-1700	83	8	particular	particular	ADJ
iqtishad-1700	83	9	consideration	consideration	NOUN
iqtishad-1700	83	10	(	(	PUNCT
iqtishad-1700	83	11	sugiyono	sugiyono	NOUN
iqtishad-1700	83	12	,	,	PUNCT
iqtishad-1700	83	13	2011	2011	NUM
iqtishad-1700	83	14	)	)	PUNCT
iqtishad-1700	83	15	.	.	PUNCT
iqtishad-1700	84	1	criteria	criterion	NOUN
iqtishad-1700	84	2	for	for	ADP
iqtishad-1700	84	3	islamic	islamic	ADJ
iqtishad-1700	84	4	banks	bank	NOUN
iqtishad-1700	84	5	are	be	AUX
iqtishad-1700	84	6	sampled	sample	VERB
iqtishad-1700	84	7	islamic	islamic	ADJ
iqtishad-1700	84	8	banks	bank	NOUN
iqtishad-1700	84	9	operating	operate	VERB
iqtishad-1700	84	10	in	in	ADP
iqtishad-1700	84	11	the	the	DET
iqtishad-1700	84	12	period	period	NOUN
iqtishad-1700	84	13	2005	2005	NUM
iqtishad-1700	84	14	-	-	SYM
iqtishad-1700	84	15	2012	2012	NUM
iqtishad-1700	84	16	and	and	CCONJ
iqtishad-1700	84	17	islamic	islamic	ADJ
iqtishad-1700	84	18	banks	bank	NOUN
iqtishad-1700	84	19	which	which	PRON
iqtishad-1700	84	20	presents	present	VERB
iqtishad-1700	84	21	data	datum	NOUN
iqtishad-1700	84	22	quarterly	quarterly	ADJ
iqtishad-1700	84	23	financial	financial	ADJ
iqtishad-1700	84	24	report	report	NOUN
iqtishad-1700	84	25	for	for	ADP
iqtishad-1700	84	26	the	the	DET
iqtishad-1700	84	27	period	period	NOUN
iqtishad-1700	84	28	20052012	20052012	NUM
iqtishad-1700	84	29	.	.	PUNCT
iqtishad-1700	85	1	based	base	VERB
iqtishad-1700	85	2	on	on	ADP
iqtishad-1700	85	3	these	these	DET
iqtishad-1700	85	4	criteria	criterion	NOUN
iqtishad-1700	85	5	,	,	PUNCT
iqtishad-1700	85	6	the	the	DET
iqtishad-1700	85	7	sample	sample	NOUN
iqtishad-1700	85	8	used	use	VERB
iqtishad-1700	85	9	in	in	ADP
iqtishad-1700	85	10	this	this	DET
iqtishad-1700	85	11	study	study	NOUN
iqtishad-1700	85	12	is	be	AUX
iqtishad-1700	85	13	bank	bank	PROPN
iqtishad-1700	85	14	of	of	ADP
iqtishad-1700	85	15	muamalat	muamalat	PROPN
iqtishad-1700	85	16	indonesia	indonesia	PROPN
iqtishad-1700	85	17	and	and	CCONJ
iqtishad-1700	85	18	bank	bank	PROPN
iqtishad-1700	85	19	of	of	ADP
iqtishad-1700	85	20	mega	mega	PROPN
iqtishad-1700	85	21	syariah	syariah	PROPN
iqtishad-1700	85	22	.	.	PUNCT
iqtishad-1700	86	1	the	the	DET
iqtishad-1700	86	2	data	datum	NOUN
iqtishad-1700	86	3	used	use	VERB
iqtishad-1700	86	4	in	in	ADP
iqtishad-1700	86	5	this	this	DET
iqtishad-1700	86	6	research	research	NOUN
iqtishad-1700	86	7	is	be	AUX
iqtishad-1700	86	8	secondary	secondary	ADJ
iqtishad-1700	86	9	data	datum	NOUN
iqtishad-1700	86	10	from	from	ADP
iqtishad-1700	86	11	the	the	DET
iqtishad-1700	86	12	quarterly	quarterly	ADJ
iqtishad-1700	86	13	financial	financial	ADJ
iqtishad-1700	86	14	report	report	NOUN
iqtishad-1700	86	15	of	of	ADP
iqtishad-1700	86	16	financial	financial	ADJ
iqtishad-1700	86	17	ratios	ratio	NOUN
iqtishad-1700	86	18	table	table	NOUN
iqtishad-1700	86	19	issued	issue	VERB
iqtishad-1700	86	20	and	and	CCONJ
iqtishad-1700	86	21	published	publish	VERB
iqtishad-1700	86	22	on	on	ADP
iqtishad-1700	86	23	the	the	DET
iqtishad-1700	86	24	web	web	NOUN
iqtishad-1700	86	25	site	site	NOUN
iqtishad-1700	86	26	by	by	ADP
iqtishad-1700	86	27	bank	bank	PROPN
iqtishad-1700	86	28	muamalat	muamalat	PROPN
iqtishad-1700	86	29	indonesia	indonesia	PROPN
iqtishad-1700	86	30	and	and	CCONJ
iqtishad-1700	86	31	bank	bank	PROPN
iqtishad-1700	86	32	syariah	syariah	PROPN
iqtishad-1700	86	33	mega	mega	PROPN
iqtishad-1700	86	34	period	period	NOUN
iqtishad-1700	86	35	2005	2005	NUM
iqtishad-1700	86	36	to	to	ADP
iqtishad-1700	86	37	2012	2012	NUM
iqtishad-1700	86	38	.	.	PUNCT
iqtishad-1700	87	1	the	the	DET
iqtishad-1700	87	2	data	datum	NOUN
iqtishad-1700	87	3	and	and	CCONJ
iqtishad-1700	87	4	information	information	NOUN
iqtishad-1700	87	5	obtained	obtain	VERB
iqtishad-1700	87	6	through	through	ADP
iqtishad-1700	87	7	the	the	DET
iqtishad-1700	87	8	official	official	ADJ
iqtishad-1700	87	9	website	website	NOUN
iqtishad-1700	87	10	of	of	ADP
iqtishad-1700	87	11	bank	bank	PROPN
iqtishad-1700	87	12	indonesia	indonesia	PROPN
iqtishad-1700	87	13	.	.	PROPN
iqtishad-1700	88	1	method	method	NOUN
iqtishad-1700	88	2	of	of	ADP
iqtishad-1700	88	3	analysis	analysis	NOUN
iqtishad-1700	88	4	used	use	VERB
iqtishad-1700	88	5	in	in	ADP
iqtishad-1700	88	6	this	this	DET
iqtishad-1700	88	7	research	research	NOUN
iqtishad-1700	88	8	is	be	AUX
iqtishad-1700	88	9	the	the	DET
iqtishad-1700	88	10	method	method	NOUN
iqtishad-1700	88	11	of	of	ADP
iqtishad-1700	88	12	multiple	multiple	ADJ
iqtishad-1700	88	13	linear	linear	ADJ
iqtishad-1700	88	14	regression	regression	NOUN
iqtishad-1700	88	15	analysis	analysis	NOUN
iqtishad-1700	88	16	.	.	PUNCT
iqtishad-1700	89	1	discussion	discussion	NOUN
iqtishad-1700	89	2	based	base	VERB
iqtishad-1700	89	3	on	on	ADP
iqtishad-1700	89	4	the	the	DET
iqtishad-1700	89	5	result	result	NOUN
iqtishad-1700	89	6	,	,	PUNCT
iqtishad-1700	89	7	it	it	PRON
iqtishad-1700	89	8	can	can	AUX
iqtishad-1700	89	9	be	be	AUX
iqtishad-1700	89	10	seen	see	VERB
iqtishad-1700	89	11	that	that	SCONJ
iqtishad-1700	89	12	the	the	DET
iqtishad-1700	89	13	return	return	NOUN
iqtishad-1700	89	14	on	on	ADP
iqtishad-1700	89	15	asset	asset	NOUN
iqtishad-1700	89	16	(	(	PUNCT
iqtishad-1700	89	17	roa	roa	PROPN
iqtishad-1700	89	18	)	)	PUNCT
iqtishad-1700	89	19	has	have	VERB
iqtishad-1700	89	20	an	an	DET
iqtishad-1700	89	21	average	average	ADJ
iqtishad-1700	89	22	value	value	NOUN
iqtishad-1700	89	23	of	of	ADP
iqtishad-1700	89	24	2.39	2.39	NUM
iqtishad-1700	89	25	%	%	NOUN
iqtishad-1700	89	26	.	.	PUNCT
iqtishad-1700	90	1	thus	thus	ADV
iqtishad-1700	90	2	,	,	PUNCT
iqtishad-1700	90	3	roa	roa	PROPN
iqtishad-1700	90	4	of	of	ADP
iqtishad-1700	90	5	islamic	islamic	ADJ
iqtishad-1700	90	6	banks	bank	NOUN
iqtishad-1700	90	7	have	have	VERB
iqtishad-1700	90	8	to	to	PART
iqtishad-1700	90	9	fulfill	fulfill	VERB
iqtishad-1700	90	10	the	the	DET
iqtishad-1700	90	11	standards	standard	NOUN
iqtishad-1700	90	12	of	of	ADP
iqtishad-1700	90	13	bank	bank	PROPN
iqtishad-1700	90	14	indonesia	indonesia	PROPN
iqtishad-1700	90	15	,	,	PUNCT
iqtishad-1700	90	16	which	which	PRON
iqtishad-1700	90	17	means	mean	VERB
iqtishad-1700	90	18	islamic	islamic	ADJ
iqtishad-1700	90	19	banks	bank	NOUN
iqtishad-1700	90	20	successfully	successfully	ADV
iqtishad-1700	90	21	manage	manage	VERB
iqtishad-1700	90	22	its	its	PRON
iqtishad-1700	90	23	financial	financial	ADJ
iqtishad-1700	90	24	performance	performance	NOUN
iqtishad-1700	90	25	in	in	ADP
iqtishad-1700	90	26	increasing	increase	VERB
iqtishad-1700	90	27	revenue	revenue	NOUN
iqtishad-1700	90	28	and	and	CCONJ
iqtishad-1700	90	29	reducing	reduce	VERB
iqtishad-1700	90	30	costs	cost	NOUN
iqtishad-1700	90	31	.	.	PUNCT
iqtishad-1700	91	1	the	the	DET
iqtishad-1700	91	2	average	average	ADJ
iqtishad-1700	91	3	value	value	NOUN
iqtishad-1700	91	4	of	of	ADP
iqtishad-1700	91	5	the	the	DET
iqtishad-1700	91	6	capital	capital	NOUN
iqtishad-1700	91	7	adequacy	adequacy	NOUN
iqtishad-1700	91	8	ratio	ratio	NOUN
iqtishad-1700	91	9	(	(	PUNCT
iqtishad-1700	91	10	car	car	NOUN
iqtishad-1700	91	11	)	)	PUNCT
iqtishad-1700	91	12	is	be	AUX
iqtishad-1700	91	13	13.07	13.07	NUM
iqtishad-1700	91	14	%	%	NOUN
iqtishad-1700	91	15	.	.	PUNCT
iqtishad-1700	92	1	thus	thus	ADV
iqtishad-1700	92	2	statistically	statistically	ADV
iqtishad-1700	92	3	,	,	PUNCT
iqtishad-1700	92	4	car	car	NOUN
iqtishad-1700	92	5	of	of	ADP
iqtishad-1700	92	6	islamic	islamic	ADJ
iqtishad-1700	92	7	banks	bank	NOUN
iqtishad-1700	92	8	are	be	AUX
iqtishad-1700	92	9	significantly	significantly	ADV
iqtishad-1700	92	10	higher	high	ADJ
iqtishad-1700	92	11	than	than	ADP
iqtishad-1700	92	12	the	the	DET
iqtishad-1700	92	13	provisions	provision	NOUN
iqtishad-1700	92	14	of	of	ADP
iqtishad-1700	92	15	bank	bank	PROPN
iqtishad-1700	92	16	indonesia	indonesia	PROPN
iqtishad-1700	92	17	,	,	PUNCT
iqtishad-1700	92	18	which	which	PRON
iqtishad-1700	92	19	means	mean	VERB
iqtishad-1700	92	20	islamic	islamic	ADJ
iqtishad-1700	92	21	banks	bank	NOUN
iqtishad-1700	92	22	able	able	ADJ
iqtishad-1700	92	23	to	to	PART
iqtishad-1700	92	24	finance	finance	VERB
iqtishad-1700	92	25	the	the	DET
iqtishad-1700	92	26	operations	operation	NOUN
iqtishad-1700	92	27	of	of	ADP
iqtishad-1700	92	28	the	the	DET
iqtishad-1700	92	29	bank	bank	NOUN
iqtishad-1700	92	30	to	to	PART
iqtishad-1700	92	31	absorb	absorb	VERB
iqtishad-1700	92	32	losses	loss	NOUN
iqtishad-1700	92	33	on	on	ADP
iqtishad-1700	92	34	assets	asset	NOUN
iqtishad-1700	92	35	decline	decline	NOUN
iqtishad-1700	92	36	.	.	PUNCT
iqtishad-1700	93	1	financing	financing	NOUN
iqtishad-1700	93	2	to	to	PART
iqtishad-1700	93	3	deposit	deposit	VERB
iqtishad-1700	93	4	ratio	ratio	NOUN
iqtishad-1700	93	5	(	(	PUNCT
iqtishad-1700	93	6	fdr	fdr	PROPN
iqtishad-1700	93	7	)	)	PUNCT
iqtishad-1700	93	8	has	have	VERB
iqtishad-1700	93	9	an	an	DET
iqtishad-1700	93	10	average	average	NOUN
iqtishad-1700	93	11	of	of	ADP
iqtishad-1700	93	12	84.48	84.48	NUM
iqtishad-1700	93	13	%	%	NOUN
iqtishad-1700	93	14	.	.	PUNCT
iqtishad-1700	94	1	so	so	ADV
iqtishad-1700	94	2	fdr	fdr	PROPN
iqtishad-1700	94	3	of	of	ADP
iqtishad-1700	94	4	islamic	islamic	ADJ
iqtishad-1700	94	5	banks	bank	NOUN
iqtishad-1700	94	6	have	have	VERB
iqtishad-1700	94	7	to	to	PART
iqtishad-1700	94	8	fulfill	fulfill	VERB
iqtishad-1700	94	9	the	the	DET
iqtishad-1700	94	10	standards	standard	NOUN
iqtishad-1700	94	11	of	of	ADP
iqtishad-1700	94	12	bank	bank	PROPN
iqtishad-1700	94	13	indonesia	indonesia	PROPN
iqtishad-1700	94	14	,	,	PUNCT
iqtishad-1700	94	15	which	which	PRON
iqtishad-1700	94	16	means	mean	VERB
iqtishad-1700	94	17	the	the	DET
iqtishad-1700	94	18	distribution	distribution	NOUN
iqtishad-1700	94	19	of	of	ADP
iqtishad-1700	94	20	funding	funding	NOUN
iqtishad-1700	94	21	is	be	AUX
iqtishad-1700	94	22	greater	great	ADJ
iqtishad-1700	94	23	than	than	ADP
iqtishad-1700	94	24	the	the	DET
iqtishad-1700	94	25	funds	fund	NOUN
iqtishad-1700	94	26	deposited	deposit	VERB
iqtishad-1700	94	27	,	,	PUNCT
iqtishad-1700	94	28	because	because	SCONJ
iqtishad-1700	94	29	the	the	DET
iqtishad-1700	94	30	main	main	ADJ
iqtishad-1700	94	31	function	function	NOUN
iqtishad-1700	94	32	of	of	ADP
iqtishad-1700	94	33	the	the	DET
iqtishad-1700	94	34	bank	bank	NOUN
iqtishad-1700	94	35	is	be	AUX
iqtishad-1700	94	36	as	as	ADP
iqtishad-1700	94	37	intermediation	intermediation	NOUN
iqtishad-1700	94	38	(	(	PUNCT
iqtishad-1700	94	39	intermediary	intermediary	NOUN
iqtishad-1700	94	40	)	)	PUNCT
iqtishad-1700	94	41	between	between	ADP
iqtishad-1700	94	42	the	the	DET
iqtishad-1700	94	43	parties	party	NOUN
iqtishad-1700	94	44	with	with	ADP
iqtishad-1700	94	45	the	the	DET
iqtishad-1700	94	46	excess	excess	ADJ
iqtishad-1700	94	47	funds	fund	NOUN
iqtishad-1700	94	48	with	with	ADP
iqtishad-1700	94	49	underfunded	underfunded	ADJ
iqtishad-1700	94	50	.	.	PUNCT
iqtishad-1700	95	1	biaya	biaya	PROPN
iqtishad-1700	95	2	operasional	operasional	PROPN
iqtishad-1700	95	3	pendapatan	pendapatan	PROPN
iqtishad-1700	95	4	operasional	operasional	PROPN
iqtishad-1700	95	5	(	(	PUNCT
iqtishad-1700	95	6	bopo	bopo	NOUN
iqtishad-1700	95	7	)	)	PUNCT
iqtishad-1700	95	8	reached	reach	VERB
iqtishad-1700	95	9	an	an	DET
iqtishad-1700	95	10	average	average	NOUN
iqtishad-1700	95	11	of	of	ADP
iqtishad-1700	95	12	83.38	83.38	NUM
iqtishad-1700	95	13	%	%	NOUN
iqtishad-1700	95	14	.	.	PUNCT
iqtishad-1700	96	1	so	so	ADV
iqtishad-1700	96	2	bopo	bopo	ADJ
iqtishad-1700	96	3	ratio	ratio	NOUN
iqtishad-1700	96	4	of	of	ADP
iqtishad-1700	96	5	islamic	islamic	ADJ
iqtishad-1700	96	6	banks	bank	NOUN
iqtishad-1700	96	7	comes	come	VERB
iqtishad-1700	96	8	into	into	ADP
iqtishad-1700	96	9	the	the	DET
iqtishad-1700	96	10	second	second	ADJ
iqtishad-1700	96	11	rank	rank	NOUN
iqtishad-1700	96	12	(	(	PUNCT
iqtishad-1700	96	13	83	83	NUM
iqtishad-1700	96	14	%	%	NOUN
iqtishad-1700	96	15	<	<	X
iqtishad-1700	96	16	reo	reo	NOUN
iqtishad-1700	96	17	≤	≤	NUM
iqtishad-1700	96	18	85	85	NUM
iqtishad-1700	96	19	%	%	NOUN
iqtishad-1700	96	20	)	)	PUNCT
iqtishad-1700	96	21	,	,	PUNCT
iqtishad-1700	96	22	which	which	PRON
iqtishad-1700	96	23	indicates	indicate	VERB
iqtishad-1700	96	24	that	that	SCONJ
iqtishad-1700	96	25	the	the	DET
iqtishad-1700	96	26	efficiency	efficiency	NOUN
iqtishad-1700	96	27	of	of	ADP
iqtishad-1700	96	28	operational	operational	ADJ
iqtishad-1700	96	29	activities	activity	NOUN
iqtishad-1700	96	30	of	of	ADP
iqtishad-1700	96	31	islamic	islamic	ADJ
iqtishad-1700	96	32	banks	bank	NOUN
iqtishad-1700	96	33	are	be	AUX
iqtishad-1700	96	34	already	already	ADV
iqtishad-1700	96	35	good	good	ADJ
iqtishad-1700	96	36	.	.	PUNCT
iqtishad-1700	97	1	based	base	VERB
iqtishad-1700	97	2	on	on	ADP
iqtishad-1700	97	3	the	the	DET
iqtishad-1700	97	4	results	result	NOUN
iqtishad-1700	97	5	of	of	ADP
iqtishad-1700	97	6	the	the	DET
iqtishad-1700	97	7	amount	amount	NOUN
iqtishad-1700	97	8	of	of	ADP
iqtishad-1700	97	9	correlation	correlation	NOUN
iqtishad-1700	97	10	between	between	ADP
iqtishad-1700	97	11	the	the	DET
iqtishad-1700	97	12	independent	independent	ADJ
iqtishad-1700	97	13	variables	variable	NOUN
iqtishad-1700	97	14	,	,	PUNCT
iqtishad-1700	97	15	it	it	PRON
iqtishad-1700	97	16	appears	appear	VERB
iqtishad-1700	97	17	that	that	SCONJ
iqtishad-1700	97	18	only	only	ADV
iqtishad-1700	97	19	the	the	DET
iqtishad-1700	97	20	operating	operating	NOUN
iqtishad-1700	97	21	expenses	expense	NOUN
iqtishad-1700	97	22	operating	operating	NOUN
iqtishad-1700	97	23	income	income	NOUN
iqtishad-1700	97	24	(	(	PUNCT
iqtishad-1700	97	25	bopo	bopo	PROPN
iqtishad-1700	97	26	)	)	PUNCT
iqtishad-1700	97	27	which	which	PRON
iqtishad-1700	97	28	has	have	VERB
iqtishad-1700	97	29	a	a	DET
iqtishad-1700	97	30	quite	quite	ADV
iqtishad-1700	97	31	high	high	ADJ
iqtishad-1700	97	32	correlation	correlation	NOUN
iqtishad-1700	97	33	with	with	ADP
iqtishad-1700	97	34	the	the	DET
iqtishad-1700	97	35	variable	variable	ADJ
iqtishad-1700	97	36	financing	financing	NOUN
iqtishad-1700	97	37	to	to	PART
iqtishad-1700	97	38	deposit	deposit	VERB
iqtishad-1700	97	39	ratio	ratio	NOUN
iqtishad-1700	97	40	(	(	PUNCT
iqtishad-1700	97	41	fdr	fdr	PROPN
iqtishad-1700	97	42	)	)	PUNCT
iqtishad-1700	97	43	with	with	ADP
iqtishad-1700	97	44	a	a	DET
iqtishad-1700	97	45	correlation	correlation	NOUN
iqtishad-1700	97	46	of	of	ADP
iqtishad-1700	97	47	58.7	58.7	NUM
iqtishad-1700	97	48	%	%	NOUN
iqtishad-1700	97	49	.	.	PUNCT
iqtishad-1700	98	1	therefore	therefore	ADV
iqtishad-1700	98	2	,	,	PUNCT
iqtishad-1700	98	3	this	this	DET
iqtishad-1700	98	4	correlation	correlation	NOUN
iqtishad-1700	98	5	is	be	AUX
iqtishad-1700	98	6	still	still	ADV
iqtishad-1700	98	7	below	below	ADP
iqtishad-1700	98	8	95	95	NUM
iqtishad-1700	98	9	%	%	NOUN
iqtishad-1700	98	10	,	,	PUNCT
iqtishad-1700	98	11	it	it	PRON
iqtishad-1700	98	12	can	can	AUX
iqtishad-1700	98	13	be	be	AUX
iqtishad-1700	98	14	said	say	VERB
iqtishad-1700	98	15	did	do	AUX
iqtishad-1700	98	16	not	not	PART
iqtishad-1700	98	17	occur	occur	VERB
iqtishad-1700	98	18	serious	serious	ADJ
iqtishad-1700	98	19	multicoloniarity	multicoloniarity	NOUN
iqtishad-1700	98	20	.	.	PUNCT
iqtishad-1700	99	1	multicoloniarity	multicoloniarity	NOUN
iqtishad-1700	99	2	test	test	NOUN
iqtishad-1700	99	3	results	result	NOUN
iqtishad-1700	99	4	with	with	AUX
iqtishad-1700	99	5	see	see	VERB
iqtishad-1700	99	6	the	the	DET
iqtishad-1700	99	7	value	value	NOUN
iqtishad-1700	99	8	of	of	ADP
iqtishad-1700	99	9	tolerance	tolerance	NOUN
iqtishad-1700	99	10	and	and	CCONJ
iqtishad-1700	99	11	vif	vif	PROPN
iqtishad-1700	99	12	.	.	PROPN
iqtishad-1700	100	1	results	result	NOUN
iqtishad-1700	100	2	of	of	ADP
iqtishad-1700	100	3	tolerance	tolerance	NOUN
iqtishad-1700	100	4	calculation	calculation	NOUN
iqtishad-1700	100	5	showed	show	VERB
iqtishad-1700	100	6	that	that	SCONJ
iqtishad-1700	100	7	were	be	AUX
iqtishad-1700	100	8	al	al	PROPN
iqtishad-1700	100	9	-	-	PUNCT
iqtishad-1700	100	10	iqtishad	iqtishad	ADJ
iqtishad-1700	100	11	:	:	PUNCT
iqtishad-1700	100	12	vol	vol	NOUN
iqtishad-1700	100	13	.	.	PUNCT
iqtishad-1700	101	1	vii	vii	PROPN
iqtishad-1700	101	2	no	no	PROPN
iqtishad-1700	101	3	.	.	PROPN
iqtishad-1700	101	4	2	2	NUM
iqtishad-1700	101	5	,	,	PUNCT
iqtishad-1700	101	6	juli	juli	NOUN
iqtishad-1700	101	7	2015	2015	NUM
iqtishad-1700	101	8	236	236	NUM
iqtishad-1700	102	1	no	no	DET
iqtishad-1700	102	2	independent	independent	ADJ
iqtishad-1700	102	3	variables	variable	NOUN
iqtishad-1700	102	4	have	have	VERB
iqtishad-1700	102	5	a	a	DET
iqtishad-1700	102	6	tolerance	tolerance	NOUN
iqtishad-1700	102	7	value	value	NOUN
iqtishad-1700	102	8	of	of	ADP
iqtishad-1700	102	9	less	less	ADJ
iqtishad-1700	102	10	than	than	ADP
iqtishad-1700	102	11	0.10	0.10	NUM
iqtishad-1700	102	12	,	,	PUNCT
iqtishad-1700	102	13	which	which	PRON
iqtishad-1700	102	14	means	mean	VERB
iqtishad-1700	102	15	there	there	PRON
iqtishad-1700	102	16	is	be	VERB
iqtishad-1700	102	17	no	no	DET
iqtishad-1700	102	18	correlation	correlation	NOUN
iqtishad-1700	102	19	between	between	ADP
iqtishad-1700	102	20	the	the	DET
iqtishad-1700	102	21	independent	independent	ADJ
iqtishad-1700	102	22	variable	variable	NOUN
iqtishad-1700	102	23	whose	whose	DET
iqtishad-1700	102	24	value	value	NOUN
iqtishad-1700	102	25	is	be	AUX
iqtishad-1700	102	26	more	more	ADJ
iqtishad-1700	102	27	than	than	ADP
iqtishad-1700	102	28	95	95	NUM
iqtishad-1700	102	29	%	%	NOUN
iqtishad-1700	102	30	.	.	PUNCT
iqtishad-1700	103	1	the	the	DET
iqtishad-1700	103	2	result	result	NOUN
iqtishad-1700	103	3	of	of	ADP
iqtishad-1700	103	4	the	the	DET
iqtishad-1700	103	5	calculation	calculation	NOUN
iqtishad-1700	103	6	variance	variance	NOUN
iqtishad-1700	103	7	inflation	inflation	NOUN
iqtishad-1700	103	8	factor	factor	NOUN
iqtishad-1700	103	9	(	(	PUNCT
iqtishad-1700	103	10	vif	vif	NOUN
iqtishad-1700	103	11	)	)	PUNCT
iqtishad-1700	103	12	also	also	ADV
iqtishad-1700	103	13	showed	show	VERB
iqtishad-1700	103	14	the	the	DET
iqtishad-1700	103	15	same	same	ADJ
iqtishad-1700	103	16	thing	thing	NOUN
iqtishad-1700	103	17	that	that	PRON
iqtishad-1700	103	18	no	no	DET
iqtishad-1700	103	19	one	one	NUM
iqtishad-1700	103	20	independent	independent	ADJ
iqtishad-1700	103	21	variable	variable	NOUN
iqtishad-1700	103	22	that	that	PRON
iqtishad-1700	103	23	has	have	VERB
iqtishad-1700	103	24	a	a	DET
iqtishad-1700	103	25	value	value	NOUN
iqtishad-1700	103	26	of	of	ADP
iqtishad-1700	103	27	more	more	ADJ
iqtishad-1700	103	28	than	than	ADP
iqtishad-1700	103	29	10	10	NUM
iqtishad-1700	103	30	.	.	PUNCT
iqtishad-1700	104	1	so	so	ADV
iqtishad-1700	104	2	vif	vif	PROPN
iqtishad-1700	104	3	can	can	AUX
iqtishad-1700	104	4	be	be	AUX
iqtishad-1700	104	5	concluded	conclude	VERB
iqtishad-1700	104	6	that	that	SCONJ
iqtishad-1700	104	7	there	there	PRON
iqtishad-1700	104	8	is	be	VERB
iqtishad-1700	104	9	no	no	DET
iqtishad-1700	104	10	multicoloniarity	multicoloniarity	NOUN
iqtishad-1700	104	11	in	in	ADP
iqtishad-1700	104	12	the	the	DET
iqtishad-1700	104	13	regression	regression	NOUN
iqtishad-1700	104	14	model	model	NOUN
iqtishad-1700	104	15	.	.	PUNCT
iqtishad-1700	105	1	to	to	PART
iqtishad-1700	105	2	determine	determine	VERB
iqtishad-1700	105	3	the	the	DET
iqtishad-1700	105	4	presence	presence	NOUN
iqtishad-1700	105	5	of	of	ADP
iqtishad-1700	105	6	autocorrelation	autocorrelation	NOUN
iqtishad-1700	105	7	in	in	ADP
iqtishad-1700	105	8	a	a	DET
iqtishad-1700	105	9	regression	regression	NOUN
iqtishad-1700	105	10	model	model	NOUN
iqtishad-1700	105	11	,	,	PUNCT
iqtishad-1700	105	12	then	then	ADV
iqtishad-1700	105	13	tested	test	VERB
iqtishad-1700	105	14	against	against	ADP
iqtishad-1700	105	15	the	the	DET
iqtishad-1700	105	16	value	value	NOUN
iqtishad-1700	105	17	of	of	ADP
iqtishad-1700	105	18	the	the	DET
iqtishad-1700	105	19	durbin	durbin	NOUN
iqtishad-1700	105	20	-	-	PUNCT
iqtishad-1700	105	21	watson	watson	NOUN
iqtishad-1700	105	22	(	(	PUNCT
iqtishad-1700	105	23	dw	dw	NOUN
iqtishad-1700	105	24	)	)	PUNCT
iqtishad-1700	105	25	test	test	NOUN
iqtishad-1700	105	26	.	.	PUNCT
iqtishad-1700	106	1	the	the	DET
iqtishad-1700	106	2	result	result	NOUN
iqtishad-1700	106	3	show	show	VERB
iqtishad-1700	106	4	that	that	SCONJ
iqtishad-1700	106	5	the	the	DET
iqtishad-1700	106	6	generate	generate	NOUN
iqtishad-1700	106	7	value	value	NOUN
iqtishad-1700	106	8	durbin	durbin	NOUN
iqtishad-1700	106	9	-	-	PUNCT
iqtishad-1700	106	10	watson	watson	NOUN
iqtishad-1700	106	11	(	(	PUNCT
iqtishad-1700	106	12	dw	dw	PROPN
iqtishad-1700	106	13	)	)	PUNCT
iqtishad-1700	106	14	0,929	0,929	NUM
iqtishad-1700	106	15	.	.	PUNCT
iqtishad-1700	107	1	while	while	SCONJ
iqtishad-1700	107	2	in	in	ADP
iqtishad-1700	107	3	the	the	DET
iqtishad-1700	107	4	table	table	NOUN
iqtishad-1700	107	5	of	of	ADP
iqtishad-1700	107	6	durbinwatson	durbinwatson	NOUN
iqtishad-1700	107	7	(	(	PUNCT
iqtishad-1700	107	8	dw	dw	NOUN
iqtishad-1700	107	9	)	)	PUNCT
iqtishad-1700	107	10	the	the	DET
iqtishad-1700	107	11	number	number	NOUN
iqtishad-1700	107	12	of	of	ADP
iqtishad-1700	107	13	samples	sample	NOUN
iqtishad-1700	107	14	(	(	PUNCT
iqtishad-1700	107	15	n	n	CCONJ
iqtishad-1700	107	16	)	)	PUNCT
iqtishad-1700	107	17	=	=	SYM
iqtishad-1700	107	18	64	64	NUM
iqtishad-1700	107	19	and	and	CCONJ
iqtishad-1700	107	20	the	the	DET
iqtishad-1700	107	21	number	number	NOUN
iqtishad-1700	107	22	of	of	ADP
iqtishad-1700	107	23	independent	independent	ADJ
iqtishad-1700	107	24	variables	variable	NOUN
iqtishad-1700	107	25	(	(	PUNCT
iqtishad-1700	107	26	k	k	X
iqtishad-1700	107	27	)	)	PUNCT
iqtishad-1700	107	28	=	=	SYM
iqtishad-1700	107	29	4	4	NUM
iqtishad-1700	107	30	and	and	CCONJ
iqtishad-1700	107	31	a	a	DET
iqtishad-1700	107	32	significance	significance	NOUN
iqtishad-1700	107	33	level	level	NOUN
iqtishad-1700	107	34	of	of	ADP
iqtishad-1700	107	35	0.05	0.05	NUM
iqtishad-1700	107	36	obtained	obtain	VERB
iqtishad-1700	107	37	values	value	NOUN
iqtishad-1700	107	38	(	(	PUNCT
iqtishad-1700	107	39	dl	dl	NOUN
iqtishad-1700	107	40	)	)	PUNCT
iqtishad-1700	107	41	=	=	NOUN
iqtishad-1700	107	42	1.46	1.46	NUM
iqtishad-1700	107	43	and	and	CCONJ
iqtishad-1700	107	44	(	(	PUNCT
iqtishad-1700	107	45	du	du	X
iqtishad-1700	107	46	)	)	PUNCT
iqtishad-1700	107	47	=	=	SYM
iqtishad-1700	107	48	1.73	1.73	NUM
iqtishad-1700	107	49	.	.	PUNCT
iqtishad-1700	108	1	therefore	therefore	ADV
iqtishad-1700	108	2	the	the	DET
iqtishad-1700	108	3	calculation	calculation	NOUN
iqtishad-1700	108	4	can	can	AUX
iqtishad-1700	108	5	be	be	AUX
iqtishad-1700	108	6	concluded	conclude	VERB
iqtishad-1700	108	7	that	that	SCONJ
iqtishad-1700	108	8	there	there	PRON
iqtishad-1700	108	9	is	be	VERB
iqtishad-1700	108	10	a	a	DET
iqtishad-1700	108	11	positive	positive	ADJ
iqtishad-1700	108	12	autocorrelation	autocorrelation	NOUN
iqtishad-1700	108	13	.	.	PUNCT
iqtishad-1700	109	1	because	because	SCONJ
iqtishad-1700	109	2	the	the	DET
iqtishad-1700	109	3	regression	regression	NOUN
iqtishad-1700	109	4	model	model	NOUN
iqtishad-1700	109	5	contained	contain	VERB
iqtishad-1700	109	6	autocorrelation	autocorrelation	NOUN
iqtishad-1700	109	7	problem	problem	NOUN
iqtishad-1700	109	8	,	,	PUNCT
iqtishad-1700	109	9	it	it	PRON
iqtishad-1700	109	10	is	be	AUX
iqtishad-1700	109	11	necessary	necessary	ADJ
iqtishad-1700	109	12	to	to	PART
iqtishad-1700	109	13	measure	measure	VERB
iqtishad-1700	109	14	improvement	improvement	NOUN
iqtishad-1700	109	15	.	.	PUNCT
iqtishad-1700	110	1	improvements	improvement	NOUN
iqtishad-1700	110	2	are	be	AUX
iqtishad-1700	110	3	considered	consider	VERB
iqtishad-1700	110	4	appropriate	appropriate	ADJ
iqtishad-1700	110	5	is	be	AUX
iqtishad-1700	110	6	to	to	PART
iqtishad-1700	110	7	use	use	VERB
iqtishad-1700	110	8	a	a	DET
iqtishad-1700	110	9	technique	technique	NOUN
iqtishad-1700	110	10	generalized	generalize	VERB
iqtishad-1700	110	11	least	least	ADV
iqtishad-1700	110	12	square	square	ADJ
iqtishad-1700	110	13	(	(	PUNCT
iqtishad-1700	110	14	gls	gls	PROPN
iqtishad-1700	110	15	)	)	PUNCT
iqtishad-1700	110	16	that	that	PRON
iqtishad-1700	110	17	is	be	AUX
iqtishad-1700	110	18	a	a	DET
iqtishad-1700	110	19	method	method	NOUN
iqtishad-1700	110	20	to	to	PART
iqtishad-1700	110	21	get	get	VERB
iqtishad-1700	110	22	rid	rid	VERB
iqtishad-1700	110	23	of	of	ADP
iqtishad-1700	110	24	the	the	DET
iqtishad-1700	110	25	first	first	ADJ
iqtishad-1700	110	26	order	order	NOUN
iqtishad-1700	110	27	autocorrelation	autocorrelation	NOUN
iqtishad-1700	110	28	(	(	PUNCT
iqtishad-1700	110	29	first	first	ADJ
iqtishad-1700	110	30	order	order	NOUN
iqtishad-1700	110	31	autocorrelation	autocorrelation	NOUN
iqtishad-1700	110	32	)	)	PUNCT
iqtishad-1700	110	33	in	in	ADP
iqtishad-1700	110	34	a	a	DET
iqtishad-1700	110	35	regression	regression	NOUN
iqtishad-1700	110	36	equation	equation	NOUN
iqtishad-1700	110	37	estimation	estimation	NOUN
iqtishad-1700	110	38	.	.	PUNCT
iqtishad-1700	111	1	then	then	ADV
iqtishad-1700	111	2	the	the	DET
iqtishad-1700	111	3	method	method	NOUN
iqtishad-1700	111	4	used	use	VERB
iqtishad-1700	111	5	to	to	PART
iqtishad-1700	111	6	estimate	estimate	VERB
iqtishad-1700	111	7	the	the	DET
iqtishad-1700	111	8	value	value	NOUN
iqtishad-1700	111	9	of	of	ADP
iqtishad-1700	111	10	p	p	NOUN
iqtishad-1700	111	11	is	be	AUX
iqtishad-1700	111	12	the	the	DET
iqtishad-1700	111	13	method	method	NOUN
iqtishad-1700	111	14	cochraneoreutt	cochraneoreutt	NOUN
iqtishad-1700	111	15	is	be	AUX
iqtishad-1700	111	16	a	a	DET
iqtishad-1700	111	17	technique	technique	NOUN
iqtishad-1700	111	18	replicates	replicate	NOUN
iqtishad-1700	111	19	of	of	ADP
iqtishad-1700	111	20	two	two	NUM
iqtishad-1700	111	21	stages	stage	NOUN
iqtishad-1700	111	22	:	:	PUNCT
iqtishad-1700	111	23	the	the	DET
iqtishad-1700	111	24	first	first	ADJ
iqtishad-1700	111	25	stage	stage	NOUN
iqtishad-1700	111	26	is	be	AUX
iqtishad-1700	111	27	to	to	PART
iqtishad-1700	111	28	run	run	VERB
iqtishad-1700	111	29	a	a	DET
iqtishad-1700	111	30	regression	regression	NOUN
iqtishad-1700	111	31	to	to	ADP
iqtishad-1700	111	32	the	the	DET
iqtishad-1700	111	33	initial	initial	ADJ
iqtishad-1700	111	34	equation	equation	NOUN
iqtishad-1700	111	35	then	then	ADV
iqtishad-1700	111	36	predicted	predict	VERB
iqtishad-1700	111	37	coefficient	coefficient	NOUN
iqtishad-1700	111	38	p	p	NOUN
iqtishad-1700	111	39	by	by	ADP
iqtishad-1700	111	40	running	run	VERB
iqtishad-1700	111	41	regression	regression	NOUN
iqtishad-1700	111	42	equation	equation	NOUN
iqtishad-1700	111	43	based	base	VERB
iqtishad-1700	111	44	on	on	ADP
iqtishad-1700	111	45	the	the	DET
iqtishad-1700	111	46	suspected	suspect	VERB
iqtishad-1700	111	47	residue	residue	NOUN
iqtishad-1700	111	48	containing	contain	VERB
iqtishad-1700	111	49	autocorrelation	autocorrelation	NOUN
iqtishad-1700	111	50	.	.	PUNCT
iqtishad-1700	112	1	then	then	ADV
iqtishad-1700	112	2	,	,	PUNCT
iqtishad-1700	112	3	the	the	DET
iqtishad-1700	112	4	second	second	ADJ
iqtishad-1700	112	5	stage	stage	NOUN
iqtishad-1700	112	6	is	be	AUX
iqtishad-1700	112	7	using	use	VERB
iqtishad-1700	112	8	an	an	DET
iqtishad-1700	112	9	estimate	estimate	NOUN
iqtishad-1700	112	10	of	of	ADP
iqtishad-1700	112	11	the	the	DET
iqtishad-1700	112	12	autocorrelation	autocorrelation	NOUN
iqtishad-1700	112	13	coefficient	coefficient	NOUN
iqtishad-1700	112	14	,	,	PUNCT
iqtishad-1700	112	15	where	where	SCONJ
iqtishad-1700	112	16	p	p	NOUN
iqtishad-1700	112	17	is	be	AUX
iqtishad-1700	112	18	used	use	VERB
iqtishad-1700	112	19	to	to	PART
iqtishad-1700	112	20	estimate	estimate	VERB
iqtishad-1700	112	21	the	the	DET
iqtishad-1700	112	22	generalized	generalized	ADJ
iqtishad-1700	112	23	least	least	ADJ
iqtishad-1700	112	24	square	square	ADJ
iqtishad-1700	112	25	equation	equation	NOUN
iqtishad-1700	112	26	by	by	ADP
iqtishad-1700	112	27	substituting	substitute	VERB
iqtishad-1700	112	28	estimation	estimation	NOUN
iqtishad-1700	112	29	p.	p.	NOUN
iqtishad-1700	112	30	after	after	ADP
iqtishad-1700	112	31	performing	perform	VERB
iqtishad-1700	112	32	ols	ol	NOUN
iqtishad-1700	112	33	regression	regression	NOUN
iqtishad-1700	112	34	techniques	technique	NOUN
iqtishad-1700	112	35	,	,	PUNCT
iqtishad-1700	112	36	we	we	PRON
iqtishad-1700	112	37	then	then	ADV
iqtishad-1700	112	38	look	look	VERB
iqtishad-1700	112	39	for	for	ADP
iqtishad-1700	112	40	the	the	DET
iqtishad-1700	112	41	first	first	ADJ
iqtishad-1700	112	42	iteration	iteration	NOUN
iqtishad-1700	112	43	p	p	NOUN
iqtishad-1700	112	44	value	value	NOUN
iqtishad-1700	112	45	estimate	estimate	NOUN
iqtishad-1700	112	46	for	for	ADP
iqtishad-1700	112	47	estimating	estimate	VERB
iqtishad-1700	112	48	the	the	DET
iqtishad-1700	112	49	generalized	generalize	VERB
iqtishad-1700	112	50	difference	difference	NOUN
iqtishad-1700	112	51	equation	equation	NOUN
iqtishad-1700	112	52	in	in	ADP
iqtishad-1700	112	53	the	the	DET
iqtishad-1700	112	54	equation	equation	NOUN
iqtishad-1700	112	55	.	.	PUNCT
iqtishad-1700	113	1	the	the	DET
iqtishad-1700	113	2	test	test	NOUN
iqtishad-1700	113	3	results	result	NOUN
iqtishad-1700	113	4	of	of	ADP
iqtishad-1700	113	5	durbin	durbin	NOUN
iqtishad-1700	113	6	-	-	PUNCT
iqtishad-1700	113	7	watson	watson	NOUN
iqtishad-1700	113	8	(	(	PUNCT
iqtishad-1700	113	9	dw	dw	PROPN
iqtishad-1700	113	10	)	)	PUNCT
iqtishad-1700	113	11	after	after	ADP
iqtishad-1700	113	12	repair	repair	NOUN
iqtishad-1700	113	13	autocorrelation	autocorrelation	NOUN
iqtishad-1700	113	14	as	as	SCONJ
iqtishad-1700	113	15	follows	follow	VERB
iqtishad-1700	113	16	.	.	PUNCT
iqtishad-1700	114	1	in	in	ADP
iqtishad-1700	114	2	the	the	DET
iqtishad-1700	114	3	previous	previous	ADJ
iqtishad-1700	114	4	regression	regression	NOUN
iqtishad-1700	114	5	equation	equation	NOUN
iqtishad-1700	114	6	,	,	PUNCT
iqtishad-1700	114	7	the	the	DET
iqtishad-1700	114	8	value	value	NOUN
iqtishad-1700	114	9	of	of	ADP
iqtishad-1700	114	10	the	the	DET
iqtishad-1700	114	11	durbin	durbin	NOUN
iqtishad-1700	114	12	-	-	PUNCT
iqtishad-1700	114	13	watson	watson	NOUN
iqtishad-1700	114	14	(	(	PUNCT
iqtishad-1700	114	15	dw	dw	PROPN
iqtishad-1700	114	16	)	)	PUNCT
iqtishad-1700	114	17	of	of	ADP
iqtishad-1700	114	18	0,929	0,929	NUM
iqtishad-1700	114	19	and	and	CCONJ
iqtishad-1700	114	20	consist	consist	VERB
iqtishad-1700	114	21	a	a	DET
iqtishad-1700	114	22	positive	positive	ADJ
iqtishad-1700	114	23	autocorrelation	autocorrelation	NOUN
iqtishad-1700	114	24	,	,	PUNCT
iqtishad-1700	114	25	while	while	SCONJ
iqtishad-1700	114	26	the	the	DET
iqtishad-1700	114	27	regression	regression	NOUN
iqtishad-1700	114	28	equation	equation	NOUN
iqtishad-1700	114	29	after	after	ADP
iqtishad-1700	114	30	repair	repair	NOUN
iqtishad-1700	114	31	generate	generate	NOUN
iqtishad-1700	114	32	of	of	ADP
iqtishad-1700	114	33	durbin	durbin	ADJ
iqtishad-1700	114	34	-	-	PUNCT
iqtishad-1700	114	35	watson	watson	NOUN
iqtishad-1700	114	36	value	value	NOUN
iqtishad-1700	114	37	(	(	PUNCT
iqtishad-1700	114	38	dw	dw	NOUN
iqtishad-1700	114	39	)	)	PUNCT
iqtishad-1700	114	40	of	of	ADP
iqtishad-1700	114	41	1.920	1.920	NUM
iqtishad-1700	114	42	which	which	PRON
iqtishad-1700	114	43	means	mean	VERB
iqtishad-1700	114	44	it	it	PRON
iqtishad-1700	114	45	did	do	AUX
iqtishad-1700	114	46	not	not	PART
iqtishad-1700	114	47	happen	happen	VERB
iqtishad-1700	114	48	autocorrelation	autocorrelation	NOUN
iqtishad-1700	114	49	.	.	PUNCT
iqtishad-1700	115	1	from	from	ADP
iqtishad-1700	115	2	the	the	DET
iqtishad-1700	115	3	result	result	NOUN
iqtishad-1700	115	4	shows	show	VERB
iqtishad-1700	115	5	that	that	SCONJ
iqtishad-1700	115	6	dots	dot	NOUN
iqtishad-1700	115	7	dispersed	disperse	VERB
iqtishad-1700	115	8	and	and	CCONJ
iqtishad-1700	115	9	scattered	scatter	VERB
iqtishad-1700	115	10	above	above	ADP
iqtishad-1700	115	11	and	and	CCONJ
iqtishad-1700	115	12	below	below	ADP
iqtishad-1700	115	13	the	the	DET
iqtishad-1700	115	14	number	number	NOUN
iqtishad-1700	115	15	0	0	NUM
iqtishad-1700	115	16	on	on	ADP
iqtishad-1700	115	17	the	the	DET
iqtishad-1700	115	18	y	y	PROPN
iqtishad-1700	115	19	axis	axis	NOUN
iqtishad-1700	115	20	,	,	PUNCT
iqtishad-1700	115	21	there	there	PRON
iqtishad-1700	115	22	is	be	VERB
iqtishad-1700	115	23	no	no	DET
iqtishad-1700	115	24	specific	specific	ADJ
iqtishad-1700	115	25	pattern	pattern	NOUN
iqtishad-1700	115	26	that	that	PRON
iqtishad-1700	115	27	is	be	AUX
iqtishad-1700	115	28	irregular	irregular	ADJ
iqtishad-1700	115	29	or	or	CCONJ
iqtishad-1700	115	30	no	no	DET
iqtishad-1700	115	31	clear	clear	ADJ
iqtishad-1700	115	32	pattern	pattern	NOUN
iqtishad-1700	115	33	.	.	PUNCT
iqtishad-1700	116	1	therefore	therefore	ADV
iqtishad-1700	116	2	,	,	PUNCT
iqtishad-1700	116	3	it	it	PRON
iqtishad-1700	116	4	can	can	AUX
iqtishad-1700	116	5	be	be	AUX
iqtishad-1700	116	6	concluded	conclude	VERB
iqtishad-1700	116	7	that	that	SCONJ
iqtishad-1700	116	8	there	there	PRON
iqtishad-1700	116	9	is	be	VERB
iqtishad-1700	116	10	no	no	DET
iqtishad-1700	116	11	heteroscedasticity	heteroscedasticity	NOUN
iqtishad-1700	116	12	in	in	ADP
iqtishad-1700	116	13	this	this	DET
iqtishad-1700	116	14	regression	regression	NOUN
iqtishad-1700	116	15	models	model	NOUN
iqtishad-1700	116	16	.	.	PUNCT
iqtishad-1700	117	1	testing	test	VERB
iqtishad-1700	117	2	the	the	DET
iqtishad-1700	117	3	normality	normality	NOUN
iqtishad-1700	117	4	of	of	ADP
iqtishad-1700	117	5	the	the	DET
iqtishad-1700	117	6	data	datum	NOUN
iqtishad-1700	117	7	to	to	ADP
iqtishad-1700	117	8	statistical	statistical	ADJ
iqtishad-1700	117	9	analysis	analysis	NOUN
iqtishad-1700	117	10	performed	perform	VERB
iqtishad-1700	117	11	using	use	VERB
iqtishad-1700	117	12	kolmogorov	kolmogorov	ADJ
iqtishad-1700	117	13	-	-	PUNCT
iqtishad-1700	117	14	smirnov	smirnov	NOUN
iqtishad-1700	117	15	(	(	PUNCT
iqtishad-1700	117	16	ks	ks	NOUN
iqtishad-1700	117	17	)	)	PUNCT
iqtishad-1700	117	18	.	.	PUNCT
iqtishad-1700	118	1	in	in	ADP
iqtishad-1700	118	2	multivariate	multivariate	NOUN
iqtishad-1700	118	3	normality	normality	NOUN
iqtishad-1700	118	4	tests	test	NOUN
iqtishad-1700	118	5	performed	perform	VERB
iqtishad-1700	118	6	on	on	ADP
iqtishad-1700	118	7	residual	residual	ADJ
iqtishad-1700	118	8	value	value	NOUN
iqtishad-1700	118	9	.	.	PUNCT
iqtishad-1700	119	1	the	the	DET
iqtishad-1700	119	2	data	datum	NOUN
iqtishad-1700	119	3	indicated	indicate	VERB
iqtishad-1700	119	4	a	a	DET
iqtishad-1700	119	5	normal	normal	ADJ
iqtishad-1700	119	6	distribution	distribution	NOUN
iqtishad-1700	119	7	with	with	ADP
iqtishad-1700	119	8	significant	significant	ADJ
iqtishad-1700	119	9	value	value	NOUN
iqtishad-1700	119	10	above	above	ADP
iqtishad-1700	119	11	0.05	0.05	NUM
iqtishad-1700	119	12	or	or	CCONJ
iqtishad-1700	119	13	5	5	NUM
iqtishad-1700	119	14	%	%	NOUN
iqtishad-1700	119	15	(	(	PUNCT
iqtishad-1700	119	16	ghozali	ghozali	PROPN
iqtishad-1700	119	17	,	,	PUNCT
iqtishad-1700	119	18	2011	2011	NUM
iqtishad-1700	119	19	)	)	PUNCT
iqtishad-1700	119	20	.	.	PUNCT
iqtishad-1700	120	1	the	the	DET
iqtishad-1700	120	2	value	value	NOUN
iqtishad-1700	120	3	of	of	ADP
iqtishad-1700	120	4	the	the	DET
iqtishad-1700	120	5	kolmogorov	kolmogorov	ADJ
iqtishad-1700	120	6	-	-	PUNCT
iqtishad-1700	120	7	smirnov	smirnov	NOUN
iqtishad-1700	120	8	(	(	PUNCT
iqtishad-1700	120	9	ks	ks	NOUN
iqtishad-1700	120	10	)	)	PUNCT
iqtishad-1700	120	11	are	be	AUX
iqtishad-1700	120	12	1.056	1.056	NUM
iqtishad-1700	120	13	and	and	CCONJ
iqtishad-1700	120	14	0.215	0.215	NUM
iqtishad-1700	120	15	significance	significance	NOUN
iqtishad-1700	120	16	.	.	PUNCT
iqtishad-1700	121	1	it	it	PRON
iqtishad-1700	121	2	can	can	AUX
iqtishad-1700	121	3	be	be	AUX
iqtishad-1700	121	4	concluded	conclude	VERB
iqtishad-1700	121	5	that	that	SCONJ
iqtishad-1700	121	6	the	the	DET
iqtishad-1700	121	7	distribution	distribution	NOUN
iqtishad-1700	121	8	pattern	pattern	NOUN
iqtishad-1700	121	9	of	of	ADP
iqtishad-1700	121	10	the	the	DET
iqtishad-1700	121	11	residuals	residual	NOUN
iqtishad-1700	121	12	are	be	AUX
iqtishad-1700	121	13	normally	normally	ADV
iqtishad-1700	121	14	distributed	distribute	VERB
iqtishad-1700	121	15	,	,	PUNCT
iqtishad-1700	121	16	so	so	CCONJ
iqtishad-1700	121	17	the	the	DET
iqtishad-1700	121	18	regression	regression	NOUN
iqtishad-1700	121	19	model	model	NOUN
iqtishad-1700	121	20	fulfill	fulfill	VERB
iqtishad-1700	121	21	the	the	DET
iqtishad-1700	121	22	normality	normality	NOUN
iqtishad-1700	121	23	test	test	NOUN
iqtishad-1700	121	24	.	.	PUNCT
iqtishad-1700	122	1	erika	erika	PROPN
iqtishad-1700	122	2	amelia	amelia	PROPN
iqtishad-1700	122	3	:	:	PUNCT
iqtishad-1700	122	4	financial	financial	ADJ
iqtishad-1700	122	5	ratio	ratio	NOUN
iqtishad-1700	122	6	and	and	CCONJ
iqtishad-1700	122	7	its	its	PRON
iqtishad-1700	122	8	influence	influence	NOUN
iqtishad-1700	122	9	237	237	NUM
iqtishad-1700	122	10	the	the	DET
iqtishad-1700	122	11	coefficient	coefficient	NOUN
iqtishad-1700	122	12	of	of	ADP
iqtishad-1700	122	13	determination	determination	NOUN
iqtishad-1700	122	14	(	(	PUNCT
iqtishad-1700	122	15	r2	r2	PROPN
iqtishad-1700	122	16	)	)	PUNCT
iqtishad-1700	122	17	was	be	AUX
iqtishad-1700	122	18	essentially	essentially	ADV
iqtishad-1700	122	19	measures	measure	NOUN
iqtishad-1700	122	20	how	how	SCONJ
iqtishad-1700	122	21	far	far	ADV
iqtishad-1700	122	22	the	the	DET
iqtishad-1700	122	23	ability	ability	NOUN
iqtishad-1700	122	24	of	of	ADP
iqtishad-1700	122	25	the	the	DET
iqtishad-1700	122	26	model	model	NOUN
iqtishad-1700	122	27	to	to	PART
iqtishad-1700	122	28	explain	explain	VERB
iqtishad-1700	122	29	variations	variation	NOUN
iqtishad-1700	122	30	in	in	ADP
iqtishad-1700	122	31	the	the	DET
iqtishad-1700	122	32	dependent	dependent	ADJ
iqtishad-1700	122	33	variable	variable	NOUN
iqtishad-1700	122	34	(	(	PUNCT
iqtishad-1700	122	35	ghozali	ghozali	PROPN
iqtishad-1700	122	36	,	,	PUNCT
iqtishad-1700	122	37	2011	2011	NUM
iqtishad-1700	122	38	)	)	PUNCT
iqtishad-1700	122	39	.	.	PUNCT
iqtishad-1700	123	1	the	the	DET
iqtishad-1700	123	2	coefficient	coefficient	NOUN
iqtishad-1700	123	3	of	of	ADP
iqtishad-1700	123	4	determination	determination	NOUN
iqtishad-1700	123	5	can	can	AUX
iqtishad-1700	123	6	be	be	AUX
iqtishad-1700	123	7	seen	see	VERB
iqtishad-1700	123	8	as	as	SCONJ
iqtishad-1700	123	9	follows	follow	VERB
iqtishad-1700	123	10	.	.	PUNCT
iqtishad-1700	124	1	the	the	DET
iqtishad-1700	124	2	amount	amount	NOUN
iqtishad-1700	124	3	of	of	ADP
iqtishad-1700	124	4	adjusted	adjust	VERB
iqtishad-1700	124	5	r	r	NOUN
iqtishad-1700	124	6	square	square	NOUN
iqtishad-1700	124	7	(	(	PUNCT
iqtishad-1700	124	8	r2	r2	PROPN
iqtishad-1700	124	9	)	)	PUNCT
iqtishad-1700	124	10	is	be	AUX
iqtishad-1700	124	11	0.657	0.657	NUM
iqtishad-1700	124	12	.	.	PUNCT
iqtishad-1700	125	1	the	the	DET
iqtishad-1700	125	2	results	result	NOUN
iqtishad-1700	125	3	of	of	ADP
iqtishad-1700	125	4	this	this	DET
iqtishad-1700	125	5	statistical	statistical	ADJ
iqtishad-1700	125	6	the	the	DET
iqtishad-1700	125	7	calculation	calculation	NOUN
iqtishad-1700	125	8	shows	show	VERB
iqtishad-1700	125	9	the	the	DET
iqtishad-1700	125	10	variation	variation	NOUN
iqtishad-1700	125	11	of	of	ADP
iqtishad-1700	125	12	the	the	DET
iqtishad-1700	125	13	capital	capital	NOUN
iqtishad-1700	125	14	adequacy	adequacy	NOUN
iqtishad-1700	125	15	ratio	ratio	NOUN
iqtishad-1700	125	16	(	(	PUNCT
iqtishad-1700	125	17	car	car	NOUN
iqtishad-1700	125	18	)	)	PUNCT
iqtishad-1700	125	19	,	,	PUNCT
iqtishad-1700	125	20	non	non	ADJ
iqtishad-1700	125	21	performing	perform	VERB
iqtishad-1700	125	22	financing	financing	NOUN
iqtishad-1700	125	23	(	(	PUNCT
iqtishad-1700	125	24	npf	npf	PROPN
iqtishad-1700	125	25	)	)	PUNCT
iqtishad-1700	125	26	,	,	PUNCT
iqtishad-1700	125	27	financing	financing	NOUN
iqtishad-1700	125	28	to	to	PART
iqtishad-1700	125	29	deposit	deposit	VERB
iqtishad-1700	125	30	ratio	ratio	NOUN
iqtishad-1700	125	31	(	(	PUNCT
iqtishad-1700	125	32	fdr	fdr	PROPN
iqtishad-1700	125	33	)	)	PUNCT
iqtishad-1700	125	34	and	and	CCONJ
iqtishad-1700	125	35	biaya	biaya	PROPN
iqtishad-1700	125	36	operasional	operasional	PROPN
iqtishad-1700	125	37	pendapatan	pendapatan	PROPN
iqtishad-1700	125	38	operasional	operasional	PROPN
iqtishad-1700	125	39	(	(	PUNCT
iqtishad-1700	125	40	bopo	bopo	NOUN
iqtishad-1700	125	41	)	)	PUNCT
iqtishad-1700	125	42	can	can	AUX
iqtishad-1700	125	43	explain	explain	VERB
iqtishad-1700	125	44	the	the	DET
iqtishad-1700	125	45	variation	variation	NOUN
iqtishad-1700	125	46	of	of	ADP
iqtishad-1700	125	47	65.7	65.7	NUM
iqtishad-1700	125	48	%	%	NOUN
iqtishad-1700	125	49	return	return	NOUN
iqtishad-1700	125	50	on	on	ADP
iqtishad-1700	125	51	asset	asset	NOUN
iqtishad-1700	125	52	(	(	PUNCT
iqtishad-1700	125	53	roa	roa	PROPN
iqtishad-1700	125	54	)	)	PUNCT
iqtishad-1700	125	55	.	.	PUNCT
iqtishad-1700	126	1	while	while	SCONJ
iqtishad-1700	126	2	the	the	DET
iqtishad-1700	126	3	remaining	remain	VERB
iqtishad-1700	126	4	34.3	34.3	NUM
iqtishad-1700	126	5	%	%	NOUN
iqtishad-1700	126	6	is	be	AUX
iqtishad-1700	126	7	explained	explain	VERB
iqtishad-1700	126	8	by	by	ADP
iqtishad-1700	126	9	other	other	ADJ
iqtishad-1700	126	10	factors	factor	NOUN
iqtishad-1700	126	11	beyond	beyond	ADP
iqtishad-1700	126	12	the	the	DET
iqtishad-1700	126	13	regression	regression	NOUN
iqtishad-1700	126	14	model	model	NOUN
iqtishad-1700	126	15	are	be	AUX
iqtishad-1700	126	16	analyzed	analyze	VERB
iqtishad-1700	126	17	.	.	PUNCT
iqtishad-1700	127	1	the	the	DET
iqtishad-1700	127	2	statistical	statistical	ADJ
iqtishad-1700	127	3	test	test	NOUN
iqtishad-1700	127	4	f	f	PROPN
iqtishad-1700	127	5	basically	basically	ADV
iqtishad-1700	127	6	indicates	indicate	VERB
iqtishad-1700	127	7	whether	whether	SCONJ
iqtishad-1700	127	8	all	all	DET
iqtishad-1700	127	9	the	the	DET
iqtishad-1700	127	10	independent	independent	ADJ
iqtishad-1700	127	11	variables	variable	NOUN
iqtishad-1700	127	12	included	include	VERB
iqtishad-1700	127	13	in	in	ADP
iqtishad-1700	127	14	the	the	DET
iqtishad-1700	127	15	model	model	NOUN
iqtishad-1700	127	16	have	have	AUX
iqtishad-1700	127	17	jointly	jointly	ADV
iqtishad-1700	127	18	influence	influence	VERB
iqtishad-1700	127	19	on	on	ADP
iqtishad-1700	127	20	the	the	DET
iqtishad-1700	127	21	dependent	dependent	ADJ
iqtishad-1700	127	22	variable	variable	NOUN
iqtishad-1700	127	23	.	.	PUNCT
iqtishad-1700	128	1	based	base	VERB
iqtishad-1700	128	2	on	on	ADP
iqtishad-1700	128	3	the	the	DET
iqtishad-1700	128	4	results	result	NOUN
iqtishad-1700	128	5	of	of	ADP
iqtishad-1700	128	6	spss	spss	PROPN
iqtishad-1700	128	7	output	output	NOUN
iqtishad-1700	128	8	simultaneously	simultaneously	ADV
iqtishad-1700	128	9	the	the	DET
iqtishad-1700	128	10	influence	influence	NOUN
iqtishad-1700	128	11	of	of	ADP
iqtishad-1700	128	12	independent	independent	ADJ
iqtishad-1700	128	13	variables	variable	NOUN
iqtishad-1700	128	14	on	on	ADP
iqtishad-1700	128	15	the	the	DET
iqtishad-1700	128	16	dependent	dependent	ADJ
iqtishad-1700	128	17	variable	variable	NOUN
iqtishad-1700	128	18	can	can	AUX
iqtishad-1700	128	19	be	be	AUX
iqtishad-1700	128	20	seen	see	VERB
iqtishad-1700	128	21	as	as	ADP
iqtishad-1700	128	22	follow	follow	VERB
iqtishad-1700	128	23	.	.	PUNCT
iqtishad-1700	129	1	on	on	ADP
iqtishad-1700	129	2	the	the	DET
iqtishad-1700	129	3	result	result	NOUN
iqtishad-1700	129	4	of	of	ADP
iqtishad-1700	129	5	statistical	statistical	ADJ
iqtishad-1700	129	6	test	test	NOUN
iqtishad-1700	129	7	f	f	NOUN
iqtishad-1700	129	8	,	,	PUNCT
iqtishad-1700	129	9	obtained	obtain	VERB
iqtishad-1700	129	10	calculated	calculate	VERB
iqtishad-1700	129	11	f	f	PROPN
iqtishad-1700	129	12	value	value	NOUN
iqtishad-1700	129	13	is	be	AUX
iqtishad-1700	129	14	30.641	30.641	NUM
iqtishad-1700	129	15	and	and	CCONJ
iqtishad-1700	129	16	0.000	0.000	NUM
iqtishad-1700	129	17	significance	significance	NOUN
iqtishad-1700	129	18	level	level	NOUN
iqtishad-1700	129	19	.	.	PUNCT
iqtishad-1700	130	1	because	because	SCONJ
iqtishad-1700	130	2	the	the	DET
iqtishad-1700	130	3	level	level	NOUN
iqtishad-1700	130	4	of	of	ADP
iqtishad-1700	130	5	significance	significance	NOUN
iqtishad-1700	130	6	less	less	ADJ
iqtishad-1700	130	7	than	than	ADP
iqtishad-1700	130	8	0.05	0.05	NUM
iqtishad-1700	130	9	and	and	CCONJ
iqtishad-1700	130	10	the	the	DET
iqtishad-1700	130	11	result	result	NOUN
iqtishad-1700	130	12	f	f	PROPN
iqtishad-1700	130	13	count	count	NOUN
iqtishad-1700	130	14	is	be	AUX
iqtishad-1700	130	15	greater	great	ADJ
iqtishad-1700	130	16	than	than	ADP
iqtishad-1700	130	17	the	the	DET
iqtishad-1700	130	18	f	f	PROPN
iqtishad-1700	130	19	table	table	NOUN
iqtishad-1700	130	20	(	(	PUNCT
iqtishad-1700	130	21	30.641	30.641	NUM
iqtishad-1700	130	22	>	>	X
iqtishad-1700	130	23	2.53	2.53	NUM
iqtishad-1700	130	24	)	)	PUNCT
iqtishad-1700	130	25	,	,	PUNCT
iqtishad-1700	130	26	it	it	PRON
iqtishad-1700	130	27	can	can	AUX
iqtishad-1700	130	28	be	be	AUX
iqtishad-1700	130	29	concluded	conclude	VERB
iqtishad-1700	130	30	that	that	SCONJ
iqtishad-1700	130	31	the	the	DET
iqtishad-1700	130	32	capital	capital	NOUN
iqtishad-1700	130	33	adequacy	adequacy	NOUN
iqtishad-1700	130	34	ratio	ratio	NOUN
iqtishad-1700	130	35	(	(	PUNCT
iqtishad-1700	130	36	car	car	NOUN
iqtishad-1700	130	37	)	)	PUNCT
iqtishad-1700	130	38	,	,	PUNCT
iqtishad-1700	130	39	non	non	ADJ
iqtishad-1700	130	40	performing	perform	VERB
iqtishad-1700	130	41	financing	financing	NOUN
iqtishad-1700	130	42	(	(	PUNCT
iqtishad-1700	130	43	npf	npf	PROPN
iqtishad-1700	130	44	)	)	PUNCT
iqtishad-1700	130	45	,	,	PUNCT
iqtishad-1700	130	46	financing	financing	NOUN
iqtishad-1700	130	47	to	to	PART
iqtishad-1700	130	48	deposit	deposit	VERB
iqtishad-1700	130	49	ratio	ratio	NOUN
iqtishad-1700	130	50	(	(	PUNCT
iqtishad-1700	130	51	fdr	fdr	PROPN
iqtishad-1700	130	52	)	)	PUNCT
iqtishad-1700	130	53	and	and	CCONJ
iqtishad-1700	130	54	biaya	biaya	PROPN
iqtishad-1700	130	55	operasional	operasional	PROPN
iqtishad-1700	130	56	pendapatan	pendapatan	PROPN
iqtishad-1700	130	57	operasional	operasional	PROPN
iqtishad-1700	130	58	(	(	PUNCT
iqtishad-1700	130	59	bopo	bopo	NOUN
iqtishad-1700	130	60	)	)	PUNCT
iqtishad-1700	130	61	simultaneously	simultaneously	ADV
iqtishad-1700	130	62	significant	significant	ADJ
iqtishad-1700	130	63	effect	effect	NOUN
iqtishad-1700	130	64	on	on	ADP
iqtishad-1700	130	65	return	return	NOUN
iqtishad-1700	130	66	on	on	ADP
iqtishad-1700	130	67	asset	asset	NOUN
iqtishad-1700	130	68	(	(	PUNCT
iqtishad-1700	130	69	roa	roa	PROPN
iqtishad-1700	130	70	)	)	PUNCT
iqtishad-1700	130	71	.	.	PUNCT
iqtishad-1700	131	1	t	t	PROPN
iqtishad-1700	131	2	statistical	statistical	ADJ
iqtishad-1700	131	3	test	test	NOUN
iqtishad-1700	131	4	indicates	indicate	VERB
iqtishad-1700	131	5	how	how	SCONJ
iqtishad-1700	131	6	far	far	ADV
iqtishad-1700	131	7	the	the	DET
iqtishad-1700	131	8	influence	influence	NOUN
iqtishad-1700	131	9	of	of	ADP
iqtishad-1700	131	10	the	the	DET
iqtishad-1700	131	11	independent	independent	ADJ
iqtishad-1700	131	12	variables	variable	NOUN
iqtishad-1700	131	13	individually	individually	ADV
iqtishad-1700	131	14	in	in	ADP
iqtishad-1700	131	15	explaining	explain	VERB
iqtishad-1700	131	16	variation	variation	NOUN
iqtishad-1700	131	17	dependent	dependent	ADJ
iqtishad-1700	131	18	variable	variable	NOUN
iqtishad-1700	131	19	.	.	PUNCT
iqtishad-1700	132	1	the	the	DET
iqtishad-1700	132	2	results	result	NOUN
iqtishad-1700	132	3	of	of	ADP
iqtishad-1700	132	4	test	test	NOUN
iqtishad-1700	132	5	calculations	calculation	NOUN
iqtishad-1700	132	6	obtained	obtain	VERB
iqtishad-1700	132	7	partial	partial	ADJ
iqtishad-1700	132	8	t	t	PROPN
iqtishad-1700	132	9	variable	variable	ADJ
iqtishad-1700	132	10	capital	capital	NOUN
iqtishad-1700	132	11	adequacy	adequacy	NOUN
iqtishad-1700	132	12	ratio	ratio	NOUN
iqtishad-1700	132	13	(	(	PUNCT
iqtishad-1700	132	14	car	car	NOUN
iqtishad-1700	132	15	)	)	PUNCT
iqtishad-1700	132	16	of	of	ADP
iqtishad-1700	132	17	-0.478	-0.478	PUNCT
iqtishad-1700	132	18	with	with	ADP
iqtishad-1700	132	19	a	a	DET
iqtishad-1700	132	20	significance	significance	NOUN
iqtishad-1700	132	21	value	value	NOUN
iqtishad-1700	132	22	of	of	ADP
iqtishad-1700	132	23	(	(	PUNCT
iqtishad-1700	132	24	0.634	0.634	NUM
iqtishad-1700	132	25	>	>	NOUN
iqtishad-1700	132	26	0.05	0.05	NUM
iqtishad-1700	132	27	)	)	PUNCT
iqtishad-1700	132	28	.	.	PUNCT
iqtishad-1700	133	1	it	it	PRON
iqtishad-1700	133	2	can	can	AUX
iqtishad-1700	133	3	be	be	AUX
iqtishad-1700	133	4	concluded	conclude	VERB
iqtishad-1700	133	5	that	that	SCONJ
iqtishad-1700	133	6	the	the	DET
iqtishad-1700	133	7	capital	capital	NOUN
iqtishad-1700	133	8	adequacy	adequacy	NOUN
iqtishad-1700	133	9	ratio	ratio	NOUN
iqtishad-1700	133	10	(	(	PUNCT
iqtishad-1700	133	11	car	car	NOUN
iqtishad-1700	133	12	)	)	PUNCT
iqtishad-1700	133	13	partially	partially	ADV
iqtishad-1700	133	14	negative	negative	ADJ
iqtishad-1700	133	15	but	but	CCONJ
iqtishad-1700	133	16	insignificant	insignificant	ADJ
iqtishad-1700	133	17	effect	effect	NOUN
iqtishad-1700	133	18	on	on	ADP
iqtishad-1700	133	19	the	the	DET
iqtishad-1700	133	20	return	return	NOUN
iqtishad-1700	133	21	on	on	ADP
iqtishad-1700	133	22	asset	asset	NOUN
iqtishad-1700	133	23	(	(	PUNCT
iqtishad-1700	133	24	roa	roa	PROPN
iqtishad-1700	133	25	)	)	PUNCT
iqtishad-1700	133	26	.	.	PUNCT
iqtishad-1700	134	1	this	this	PRON
iqtishad-1700	134	2	means	mean	VERB
iqtishad-1700	134	3	that	that	SCONJ
iqtishad-1700	134	4	the	the	PRON
iqtishad-1700	134	5	higher	high	ADJ
iqtishad-1700	134	6	the	the	DET
iqtishad-1700	134	7	level	level	NOUN
iqtishad-1700	134	8	of	of	ADP
iqtishad-1700	134	9	capital	capital	NOUN
iqtishad-1700	134	10	adequacy	adequacy	NOUN
iqtishad-1700	134	11	ratio	ratio	NOUN
iqtishad-1700	134	12	(	(	PUNCT
iqtishad-1700	134	13	car	car	NOUN
iqtishad-1700	134	14	)	)	PUNCT
iqtishad-1700	134	15	of	of	ADP
iqtishad-1700	134	16	a	a	DET
iqtishad-1700	134	17	bank	bank	NOUN
iqtishad-1700	134	18	did	do	VERB
iqtishad-1700	134	19	not	not	PART
iqtishad-1700	134	20	a	a	DET
iqtishad-1700	134	21	barometer	barometer	NOUN
iqtishad-1700	134	22	of	of	ADP
iqtishad-1700	134	23	the	the	DET
iqtishad-1700	134	24	success	success	NOUN
iqtishad-1700	134	25	of	of	ADP
iqtishad-1700	134	26	the	the	DET
iqtishad-1700	134	27	bank	bank	NOUN
iqtishad-1700	134	28	’s	’s	PART
iqtishad-1700	134	29	management	management	NOUN
iqtishad-1700	134	30	in	in	ADP
iqtishad-1700	134	31	obtaining	obtain	VERB
iqtishad-1700	134	32	high	high	ADJ
iqtishad-1700	134	33	profits	profit	NOUN
iqtishad-1700	134	34	because	because	SCONJ
iqtishad-1700	134	35	capital	capital	NOUN
iqtishad-1700	134	36	owned	own	VERB
iqtishad-1700	134	37	banks	bank	NOUN
iqtishad-1700	134	38	have	have	AUX
iqtishad-1700	134	39	not	not	PART
iqtishad-1700	134	40	used	use	VERB
iqtishad-1700	134	41	optimally	optimally	ADV
iqtishad-1700	134	42	in	in	ADP
iqtishad-1700	134	43	the	the	DET
iqtishad-1700	134	44	distribution	distribution	NOUN
iqtishad-1700	134	45	of	of	ADP
iqtishad-1700	134	46	funding	funding	NOUN
iqtishad-1700	134	47	which	which	PRON
iqtishad-1700	134	48	the	the	DET
iqtishad-1700	134	49	car	car	NOUN
iqtishad-1700	134	50	only	only	ADV
iqtishad-1700	134	51	serves	serve	VERB
iqtishad-1700	134	52	as	as	ADP
iqtishad-1700	134	53	a	a	DET
iqtishad-1700	134	54	backup	backup	ADJ
iqtishad-1700	134	55	capital	capital	NOUN
iqtishad-1700	134	56	which	which	PRON
iqtishad-1700	134	57	resulted	result	VERB
iqtishad-1700	134	58	in	in	ADP
iqtishad-1700	134	59	the	the	DET
iqtishad-1700	134	60	bank	bank	NOUN
iqtishad-1700	134	61	’s	’s	PART
iqtishad-1700	134	62	capital	capital	NOUN
iqtishad-1700	134	63	funds	fund	NOUN
iqtishad-1700	134	64	to	to	PART
iqtishad-1700	134	65	settle	settle	VERB
iqtishad-1700	134	66	unproductive	unproductive	ADJ
iqtishad-1700	134	67	or	or	CCONJ
iqtishad-1700	134	68	idle	idle	ADJ
iqtishad-1700	134	69	(	(	PUNCT
iqtishad-1700	134	70	idle	idle	ADJ
iqtishad-1700	134	71	funds	fund	NOUN
iqtishad-1700	134	72	)	)	PUNCT
iqtishad-1700	134	73	.	.	PUNCT
iqtishad-1700	135	1	the	the	DET
iqtishad-1700	135	2	results	result	NOUN
iqtishad-1700	135	3	of	of	ADP
iqtishad-1700	135	4	test	test	NOUN
iqtishad-1700	135	5	calculations	calculation	NOUN
iqtishad-1700	135	6	obtained	obtain	VERB
iqtishad-1700	135	7	partial	partial	ADJ
iqtishad-1700	135	8	t	t	PROPN
iqtishad-1700	135	9	variable	variable	ADJ
iqtishad-1700	135	10	non	non	ADJ
iqtishad-1700	135	11	-	-	ADJ
iqtishad-1700	135	12	performing	performing	ADJ
iqtishad-1700	135	13	financing	financing	NOUN
iqtishad-1700	135	14	(	(	PUNCT
iqtishad-1700	135	15	npf	npf	NOUN
iqtishad-1700	135	16	)	)	PUNCT
iqtishad-1700	135	17	of	of	ADP
iqtishad-1700	135	18	-0.189	-0.189	PUNCT
iqtishad-1700	135	19	with	with	ADP
iqtishad-1700	135	20	a	a	DET
iqtishad-1700	135	21	significance	significance	NOUN
iqtishad-1700	135	22	value	value	NOUN
iqtishad-1700	135	23	of	of	ADP
iqtishad-1700	135	24	(	(	PUNCT
iqtishad-1700	135	25	0.851	0.851	NUM
iqtishad-1700	135	26	>	>	NOUN
iqtishad-1700	135	27	0.05	0.05	NUM
iqtishad-1700	135	28	)	)	PUNCT
iqtishad-1700	135	29	.	.	PUNCT
iqtishad-1700	136	1	it	it	PRON
iqtishad-1700	136	2	can	can	AUX
iqtishad-1700	136	3	be	be	AUX
iqtishad-1700	136	4	concluded	conclude	VERB
iqtishad-1700	136	5	that	that	SCONJ
iqtishad-1700	136	6	the	the	DET
iqtishad-1700	136	7	non	non	ADJ
iqtishad-1700	136	8	-	-	ADJ
iqtishad-1700	136	9	performing	performing	ADJ
iqtishad-1700	136	10	financing	financing	NOUN
iqtishad-1700	136	11	(	(	PUNCT
iqtishad-1700	136	12	npf	npf	NOUN
iqtishad-1700	136	13	)	)	PUNCT
iqtishad-1700	136	14	partially	partially	ADV
iqtishad-1700	136	15	negative	negative	ADJ
iqtishad-1700	136	16	but	but	CCONJ
iqtishad-1700	136	17	insignificant	insignificant	ADJ
iqtishad-1700	136	18	effect	effect	NOUN
iqtishad-1700	136	19	on	on	ADP
iqtishad-1700	136	20	the	the	DET
iqtishad-1700	136	21	return	return	NOUN
iqtishad-1700	136	22	on	on	ADP
iqtishad-1700	136	23	asset	asset	NOUN
iqtishad-1700	136	24	(	(	PUNCT
iqtishad-1700	136	25	roa	roa	PROPN
iqtishad-1700	136	26	)	)	PUNCT
iqtishad-1700	136	27	.	.	PUNCT
iqtishad-1700	137	1	the	the	DET
iqtishad-1700	137	2	results	result	NOUN
iqtishad-1700	137	3	of	of	ADP
iqtishad-1700	137	4	this	this	DET
iqtishad-1700	137	5	research	research	NOUN
iqtishad-1700	137	6	indicate	indicate	VERB
iqtishad-1700	137	7	the	the	DET
iqtishad-1700	137	8	possibility	possibility	NOUN
iqtishad-1700	137	9	of	of	ADP
iqtishad-1700	137	10	resulting	result	VERB
iqtishad-1700	137	11	value	value	NOUN
iqtishad-1700	137	12	penyisihan	penyisihan	NOUN
iqtishad-1700	137	13	penghapusan	penghapusan	PROPN
iqtishad-1700	137	14	aktiva	aktiva	NOUN
iqtishad-1700	137	15	produktif	produktif	PROPN
iqtishad-1700	137	16	(	(	PUNCT
iqtishad-1700	137	17	ppap	ppap	PROPN
iqtishad-1700	137	18	)	)	PUNCT
iqtishad-1700	137	19	can	can	AUX
iqtishad-1700	137	20	still	still	ADV
iqtishad-1700	137	21	cover	cover	VERB
iqtishad-1700	137	22	the	the	DET
iqtishad-1700	137	23	financing	financing	NOUN
iqtishad-1700	137	24	problems	problem	NOUN
iqtishad-1700	137	25	.	.	PUNCT
iqtishad-1700	138	1	bank	bank	NOUN
iqtishad-1700	138	2	profits	profit	NOUN
iqtishad-1700	138	3	can	can	AUX
iqtishad-1700	138	4	still	still	ADV
iqtishad-1700	138	5	be	be	AUX
iqtishad-1700	138	6	increased	increase	VERB
iqtishad-1700	138	7	by	by	ADP
iqtishad-1700	138	8	the	the	DET
iqtishad-1700	138	9	high	high	NOUN
iqtishad-1700	138	10	of	of	ADP
iqtishad-1700	138	11	non	non	ADJ
iqtishad-1700	138	12	performing	perform	VERB
iqtishad-1700	138	13	financing	financing	NOUN
iqtishad-1700	138	14	(	(	PUNCT
iqtishad-1700	138	15	npf	npf	PROPN
iqtishad-1700	138	16	)	)	PUNCT
iqtishad-1700	138	17	,	,	PUNCT
iqtishad-1700	138	18	because	because	SCONJ
iqtishad-1700	138	19	banks	bank	NOUN
iqtishad-1700	138	20	are	be	AUX
iqtishad-1700	138	21	still	still	ADV
iqtishad-1700	138	22	able	able	ADJ
iqtishad-1700	138	23	to	to	PART
iqtishad-1700	138	24	obtain	obtain	VERB
iqtishad-1700	138	25	,	,	PUNCT
iqtishad-1700	138	26	not	not	PART
iqtishad-1700	138	27	only	only	ADV
iqtishad-1700	138	28	a	a	DET
iqtishad-1700	138	29	source	source	NOUN
iqtishad-1700	138	30	of	of	ADP
iqtishad-1700	138	31	income	income	NOUN
iqtishad-1700	138	32	from	from	ADP
iqtishad-1700	138	33	the	the	DET
iqtishad-1700	138	34	finance	finance	NOUN
iqtishad-1700	138	35	portfolio	portfolio	NOUN
iqtishad-1700	138	36	,	,	PUNCT
iqtishad-1700	138	37	but	but	CCONJ
iqtishad-1700	138	38	also	also	ADV
iqtishad-1700	138	39	from	from	ADP
iqtishad-1700	138	40	other	other	ADJ
iqtishad-1700	138	41	income	income	NOUN
iqtishad-1700	138	42	sources	source	NOUN
iqtishad-1700	138	43	also	also	ADV
iqtishad-1700	138	44	provide	provide	VERB
iqtishad-1700	138	45	a	a	DET
iqtishad-1700	138	46	relatively	relatively	ADV
iqtishad-1700	138	47	high	high	ADJ
iqtishad-1700	138	48	influence	influence	NOUN
iqtishad-1700	138	49	on	on	ADP
iqtishad-1700	138	50	the	the	DET
iqtishad-1700	138	51	rate	rate	NOUN
iqtishad-1700	138	52	of	of	ADP
iqtishad-1700	138	53	return	return	NOUN
iqtishad-1700	138	54	on	on	ADP
iqtishad-1700	138	55	asset	asset	NOUN
iqtishad-1700	138	56	.	.	PUNCT
iqtishad-1700	139	1	the	the	DET
iqtishad-1700	139	2	results	result	NOUN
iqtishad-1700	139	3	of	of	ADP
iqtishad-1700	139	4	test	test	NOUN
iqtishad-1700	139	5	calculations	calculation	NOUN
iqtishad-1700	139	6	obtained	obtain	VERB
iqtishad-1700	139	7	partial	partial	ADJ
iqtishad-1700	139	8	t	t	NOUN
iqtishad-1700	139	9	variable	variable	NOUN
iqtishad-1700	139	10	financing	financing	NOUN
iqtishad-1700	139	11	to	to	PART
iqtishad-1700	139	12	deposit	deposit	VERB
iqtishad-1700	139	13	al	al	PROPN
iqtishad-1700	139	14	-	-	PUNCT
iqtishad-1700	139	15	iqtishad	iqtishad	ADJ
iqtishad-1700	139	16	:	:	PUNCT
iqtishad-1700	139	17	vol	vol	NOUN
iqtishad-1700	139	18	.	.	PUNCT
iqtishad-1700	140	1	vii	vii	PROPN
iqtishad-1700	140	2	no	no	PROPN
iqtishad-1700	140	3	.	.	PROPN
iqtishad-1700	140	4	2	2	NUM
iqtishad-1700	140	5	,	,	PUNCT
iqtishad-1700	140	6	juli	juli	NOUN
iqtishad-1700	140	7	2015	2015	NUM
iqtishad-1700	141	1	238	238	NUM
iqtishad-1700	141	2	ratio	ratio	NOUN
iqtishad-1700	141	3	(	(	PUNCT
iqtishad-1700	141	4	fdr	fdr	PROPN
iqtishad-1700	141	5	)	)	PUNCT
iqtishad-1700	141	6	of	of	ADP
iqtishad-1700	141	7	-1.411	-1.411	NOUN
iqtishad-1700	141	8	with	with	ADP
iqtishad-1700	141	9	a	a	DET
iqtishad-1700	141	10	significance	significance	NOUN
iqtishad-1700	141	11	value	value	NOUN
iqtishad-1700	141	12	of	of	ADP
iqtishad-1700	141	13	(	(	PUNCT
iqtishad-1700	141	14	0.164	0.164	NUM
iqtishad-1700	141	15	>	>	X
iqtishad-1700	141	16	0.05	0.05	NUM
iqtishad-1700	141	17	)	)	PUNCT
iqtishad-1700	141	18	.	.	PUNCT
iqtishad-1700	142	1	it	it	PRON
iqtishad-1700	142	2	can	can	AUX
iqtishad-1700	142	3	be	be	AUX
iqtishad-1700	142	4	concluded	conclude	VERB
iqtishad-1700	142	5	that	that	SCONJ
iqtishad-1700	142	6	the	the	DET
iqtishad-1700	142	7	financing	financing	NOUN
iqtishad-1700	142	8	to	to	PART
iqtishad-1700	142	9	deposit	deposit	VERB
iqtishad-1700	142	10	ratio	ratio	NOUN
iqtishad-1700	142	11	(	(	PUNCT
iqtishad-1700	142	12	fdr	fdr	PROPN
iqtishad-1700	142	13	)	)	PUNCT
iqtishad-1700	142	14	partially	partially	ADV
iqtishad-1700	142	15	negative	negative	ADJ
iqtishad-1700	142	16	but	but	CCONJ
iqtishad-1700	142	17	insignificant	insignificant	ADJ
iqtishad-1700	142	18	effect	effect	NOUN
iqtishad-1700	142	19	on	on	ADP
iqtishad-1700	142	20	the	the	DET
iqtishad-1700	142	21	return	return	NOUN
iqtishad-1700	142	22	on	on	ADP
iqtishad-1700	142	23	asset	asset	NOUN
iqtishad-1700	142	24	(	(	PUNCT
iqtishad-1700	142	25	roa	roa	PROPN
iqtishad-1700	142	26	)	)	PUNCT
iqtishad-1700	142	27	.	.	PUNCT
iqtishad-1700	143	1	the	the	DET
iqtishad-1700	143	2	results	result	NOUN
iqtishad-1700	143	3	of	of	ADP
iqtishad-1700	143	4	this	this	DET
iqtishad-1700	143	5	research	research	NOUN
iqtishad-1700	143	6	showed	show	VERB
iqtishad-1700	143	7	the	the	PRON
iqtishad-1700	143	8	higher	high	ADJ
iqtishad-1700	143	9	this	this	DET
iqtishad-1700	143	10	ratio	ratio	NOUN
iqtishad-1700	143	11	,	,	PUNCT
iqtishad-1700	143	12	the	the	PRON
iqtishad-1700	143	13	greater	great	ADJ
iqtishad-1700	143	14	the	the	DET
iqtishad-1700	143	15	illiquid	illiquid	ADJ
iqtishad-1700	143	16	banks	bank	NOUN
iqtishad-1700	143	17	.	.	PUNCT
iqtishad-1700	144	1	the	the	DET
iqtishad-1700	144	2	more	more	ADV
iqtishad-1700	144	3	illiquid	illiquid	ADJ
iqtishad-1700	144	4	bank	bank	NOUN
iqtishad-1700	144	5	greater	great	ADJ
iqtishad-1700	144	6	the	the	DET
iqtishad-1700	144	7	liquidity	liquidity	NOUN
iqtishad-1700	144	8	risk	risk	NOUN
iqtishad-1700	144	9	borne	bear	VERB
iqtishad-1700	144	10	by	by	ADP
iqtishad-1700	144	11	the	the	DET
iqtishad-1700	144	12	bank	bank	NOUN
iqtishad-1700	144	13	,	,	PUNCT
iqtishad-1700	144	14	so	so	ADV
iqtishad-1700	144	15	contained	contain	VERB
iqtishad-1700	144	16	the	the	DET
iqtishad-1700	144	17	risk	risk	NOUN
iqtishad-1700	144	18	of	of	ADP
iqtishad-1700	144	19	unavailability	unavailability	NOUN
iqtishad-1700	144	20	of	of	ADP
iqtishad-1700	144	21	liquid	liquid	ADJ
iqtishad-1700	144	22	assets	asset	NOUN
iqtishad-1700	144	23	to	to	PART
iqtishad-1700	144	24	fulfill	fulfill	VERB
iqtishad-1700	144	25	obligations	obligation	NOUN
iqtishad-1700	144	26	to	to	ADP
iqtishad-1700	144	27	customers	customer	NOUN
iqtishad-1700	144	28	.	.	PUNCT
iqtishad-1700	145	1	trending	trend	VERB
iqtishad-1700	145	2	negative	negative	ADJ
iqtishad-1700	145	3	liquidity	liquidity	NOUN
iqtishad-1700	145	4	risk	risk	NOUN
iqtishad-1700	145	5	due	due	ADP
iqtishad-1700	145	6	to	to	ADP
iqtishad-1700	145	7	the	the	DET
iqtishad-1700	145	8	results	result	NOUN
iqtishad-1700	145	9	of	of	ADP
iqtishad-1700	145	10	a	a	DET
iqtishad-1700	145	11	given	give	VERB
iqtishad-1700	145	12	financing	financing	NOUN
iqtishad-1700	145	13	to	to	PART
iqtishad-1700	145	14	be	be	AUX
iqtishad-1700	145	15	borne	bear	VERB
iqtishad-1700	145	16	by	by	ADP
iqtishad-1700	145	17	the	the	DET
iqtishad-1700	145	18	bank	bank	NOUN
iqtishad-1700	145	19	increase	increase	NOUN
iqtishad-1700	145	20	,	,	PUNCT
iqtishad-1700	145	21	so	so	CCONJ
iqtishad-1700	145	22	the	the	DET
iqtishad-1700	145	23	return	return	NOUN
iqtishad-1700	145	24	on	on	ADP
iqtishad-1700	145	25	asset	asset	NOUN
iqtishad-1700	145	26	(	(	PUNCT
iqtishad-1700	145	27	roa	roa	NOUN
iqtishad-1700	145	28	)	)	PUNCT
iqtishad-1700	145	29	decreased	decrease	VERB
iqtishad-1700	145	30	.	.	PUNCT
iqtishad-1700	146	1	the	the	DET
iqtishad-1700	146	2	level	level	NOUN
iqtishad-1700	146	3	of	of	ADP
iqtishad-1700	146	4	bank	bank	NOUN
iqtishad-1700	146	5	’s	’s	PART
iqtishad-1700	146	6	ability	ability	NOUN
iqtishad-1700	146	7	to	to	PART
iqtishad-1700	146	8	withdraw	withdraw	VERB
iqtishad-1700	146	9	funds	fund	NOUN
iqtishad-1700	146	10	from	from	ADP
iqtishad-1700	146	11	low	low	ADJ
iqtishad-1700	146	12	customer	customer	NOUN
iqtishad-1700	146	13	and	and	CCONJ
iqtishad-1700	146	14	the	the	DET
iqtishad-1700	146	15	bank	bank	NOUN
iqtishad-1700	146	16	did	do	AUX
iqtishad-1700	146	17	not	not	PART
iqtishad-1700	146	18	have	have	VERB
iqtishad-1700	146	19	a	a	DET
iqtishad-1700	146	20	reserve	reserve	NOUN
iqtishad-1700	146	21	fund	fund	NOUN
iqtishad-1700	146	22	to	to	PART
iqtishad-1700	146	23	restore	restore	VERB
iqtishad-1700	146	24	customer	customer	NOUN
iqtishad-1700	146	25	funds	fund	NOUN
iqtishad-1700	146	26	savers	saver	NOUN
iqtishad-1700	146	27	.	.	PUNCT
iqtishad-1700	147	1	the	the	DET
iqtishad-1700	147	2	results	result	NOUN
iqtishad-1700	147	3	of	of	ADP
iqtishad-1700	147	4	test	test	NOUN
iqtishad-1700	147	5	calculations	calculation	NOUN
iqtishad-1700	147	6	obtained	obtain	VERB
iqtishad-1700	147	7	partial	partial	ADJ
iqtishad-1700	147	8	t	t	NOUN
iqtishad-1700	147	9	variable	variable	NOUN
iqtishad-1700	147	10	operating	operating	NOUN
iqtishad-1700	147	11	expenses	expense	NOUN
iqtishad-1700	147	12	operating	operating	NOUN
iqtishad-1700	147	13	income	income	NOUN
iqtishad-1700	147	14	(	(	PUNCT
iqtishad-1700	147	15	bopo	bopo	NOUN
iqtishad-1700	147	16	)	)	PUNCT
iqtishad-1700	147	17	of	of	ADP
iqtishad-1700	147	18	-10.207	-10.207	NOUN
iqtishad-1700	147	19	with	with	ADP
iqtishad-1700	147	20	significance	significance	NOUN
iqtishad-1700	147	21	value	value	NOUN
iqtishad-1700	147	22	of	of	ADP
iqtishad-1700	147	23	(	(	PUNCT
iqtishad-1700	147	24	0.000	0.000	NUM
iqtishad-1700	147	25	>	>	X
iqtishad-1700	147	26	0.05	0.05	NUM
iqtishad-1700	147	27	)	)	PUNCT
iqtishad-1700	147	28	.	.	PUNCT
iqtishad-1700	148	1	it	it	PRON
iqtishad-1700	148	2	can	can	AUX
iqtishad-1700	148	3	be	be	AUX
iqtishad-1700	148	4	concluded	conclude	VERB
iqtishad-1700	148	5	that	that	SCONJ
iqtishad-1700	148	6	the	the	DET
iqtishad-1700	148	7	biaya	biaya	PROPN
iqtishad-1700	148	8	operasional	operasional	PROPN
iqtishad-1700	148	9	pendapatan	pendapatan	PROPN
iqtishad-1700	148	10	operasional	operasional	PROPN
iqtishad-1700	148	11	(	(	PUNCT
iqtishad-1700	148	12	bopo	bopo	NOUN
iqtishad-1700	148	13	)	)	PUNCT
iqtishad-1700	148	14	partially	partially	ADV
iqtishad-1700	148	15	significant	significant	ADJ
iqtishad-1700	148	16	negative	negative	ADJ
iqtishad-1700	148	17	effect	effect	NOUN
iqtishad-1700	148	18	on	on	ADP
iqtishad-1700	148	19	return	return	NOUN
iqtishad-1700	148	20	on	on	ADP
iqtishad-1700	148	21	asset	asset	NOUN
iqtishad-1700	148	22	(	(	PUNCT
iqtishad-1700	148	23	roa	roa	PROPN
iqtishad-1700	148	24	)	)	PUNCT
iqtishad-1700	148	25	.	.	PUNCT
iqtishad-1700	149	1	the	the	DET
iqtishad-1700	149	2	results	result	NOUN
iqtishad-1700	149	3	of	of	ADP
iqtishad-1700	149	4	this	this	DET
iqtishad-1700	149	5	research	research	NOUN
iqtishad-1700	149	6	indicate	indicate	VERB
iqtishad-1700	149	7	that	that	SCONJ
iqtishad-1700	149	8	if	if	SCONJ
iqtishad-1700	149	9	the	the	DET
iqtishad-1700	149	10	operations	operation	NOUN
iqtishad-1700	149	11	are	be	AUX
iqtishad-1700	149	12	conducted	conduct	VERB
iqtishad-1700	149	13	efficiently	efficiently	ADV
iqtishad-1700	149	14	generated	generate	VERB
iqtishad-1700	149	15	revenue	revenue	NOUN
iqtishad-1700	149	16	the	the	DET
iqtishad-1700	149	17	bank	bank	NOUN
iqtishad-1700	149	18	will	will	AUX
iqtishad-1700	149	19	increase	increase	VERB
iqtishad-1700	149	20	or	or	CCONJ
iqtishad-1700	149	21	more	more	ADV
iqtishad-1700	149	22	efficient	efficient	ADJ
iqtishad-1700	149	23	performance	performance	NOUN
iqtishad-1700	149	24	of	of	ADP
iqtishad-1700	149	25	the	the	DET
iqtishad-1700	149	26	operations	operation	NOUN
iqtishad-1700	149	27	of	of	ADP
iqtishad-1700	149	28	a	a	DET
iqtishad-1700	149	29	bank	bank	NOUN
iqtishad-1700	149	30	,	,	PUNCT
iqtishad-1700	149	31	the	the	DET
iqtishad-1700	149	32	profit	profit	NOUN
iqtishad-1700	149	33	earned	earn	VERB
iqtishad-1700	149	34	by	by	ADP
iqtishad-1700	149	35	the	the	DET
iqtishad-1700	149	36	bank	bank	NOUN
iqtishad-1700	149	37	will	will	AUX
iqtishad-1700	149	38	be	be	AUX
iqtishad-1700	149	39	even	even	ADV
iqtishad-1700	149	40	greater	great	ADJ
iqtishad-1700	149	41	.	.	PUNCT
iqtishad-1700	150	1	conclusion	conclusion	NOUN
iqtishad-1700	150	2	besides	besides	SCONJ
iqtishad-1700	150	3	the	the	DET
iqtishad-1700	150	4	explanation	explanation	NOUN
iqtishad-1700	150	5	above	above	ADP
iqtishad-1700	150	6	it	it	PRON
iqtishad-1700	150	7	can	can	AUX
iqtishad-1700	150	8	be	be	AUX
iqtishad-1700	150	9	concluded	conclude	VERB
iqtishad-1700	150	10	that	that	SCONJ
iqtishad-1700	150	11	through	through	ADP
iqtishad-1700	150	12	the	the	DET
iqtishad-1700	150	13	f	f	PROPN
iqtishad-1700	150	14	statistic	statistic	PROPN
iqtishad-1700	150	15	test	test	NOUN
iqtishad-1700	150	16	results	result	VERB
iqtishad-1700	150	17	simultaneously	simultaneously	ADV
iqtishad-1700	150	18	from	from	ADP
iqtishad-1700	150	19	each	each	PRON
iqtishad-1700	150	20	of	of	ADP
iqtishad-1700	150	21	the	the	DET
iqtishad-1700	150	22	dependent	dependent	ADJ
iqtishad-1700	150	23	variables	variable	NOUN
iqtishad-1700	150	24	with	with	ADP
iqtishad-1700	150	25	independent	independent	ADJ
iqtishad-1700	150	26	showed	show	VERB
iqtishad-1700	150	27	that	that	SCONJ
iqtishad-1700	150	28	the	the	DET
iqtishad-1700	150	29	capital	capital	NOUN
iqtishad-1700	150	30	adequacy	adequacy	NOUN
iqtishad-1700	150	31	ratio	ratio	NOUN
iqtishad-1700	150	32	(	(	PUNCT
iqtishad-1700	150	33	car	car	NOUN
iqtishad-1700	150	34	)	)	PUNCT
iqtishad-1700	150	35	,	,	PUNCT
iqtishad-1700	150	36	non	non	ADJ
iqtishad-1700	150	37	performing	perform	VERB
iqtishad-1700	150	38	financing	financing	NOUN
iqtishad-1700	150	39	(	(	PUNCT
iqtishad-1700	150	40	npf	npf	PROPN
iqtishad-1700	150	41	)	)	PUNCT
iqtishad-1700	150	42	,	,	PUNCT
iqtishad-1700	150	43	financing	financing	NOUN
iqtishad-1700	150	44	to	to	PART
iqtishad-1700	150	45	deposit	deposit	VERB
iqtishad-1700	150	46	ratio	ratio	NOUN
iqtishad-1700	150	47	(	(	PUNCT
iqtishad-1700	150	48	fdr	fdr	PROPN
iqtishad-1700	150	49	)	)	PUNCT
iqtishad-1700	150	50	and	and	CCONJ
iqtishad-1700	150	51	biaya	biaya	PROPN
iqtishad-1700	150	52	operasional	operasional	PROPN
iqtishad-1700	150	53	pendapatan	pendapatan	PROPN
iqtishad-1700	150	54	operasional	operasional	PROPN
iqtishad-1700	150	55	(	(	PUNCT
iqtishad-1700	150	56	bopo	bopo	NOUN
iqtishad-1700	150	57	)	)	PUNCT
iqtishad-1700	150	58	significantly	significantly	ADV
iqtishad-1700	150	59	affected	affect	VERB
iqtishad-1700	150	60	on	on	ADP
iqtishad-1700	150	61	return	return	NOUN
iqtishad-1700	150	62	on	on	ADP
iqtishad-1700	150	63	asset	asset	NOUN
iqtishad-1700	150	64	(	(	PUNCT
iqtishad-1700	150	65	roa	roa	PROPN
iqtishad-1700	150	66	)	)	PUNCT
iqtishad-1700	150	67	.	.	PUNCT
iqtishad-1700	151	1	while	while	SCONJ
iqtishad-1700	151	2	the	the	DET
iqtishad-1700	151	3	statistical	statistical	ADJ
iqtishad-1700	151	4	t	t	PROPN
iqtishad-1700	151	5	test	test	NOUN
iqtishad-1700	151	6	results	result	NOUN
iqtishad-1700	151	7	partially	partially	ADV
iqtishad-1700	151	8	from	from	ADP
iqtishad-1700	151	9	each	each	PRON
iqtishad-1700	151	10	of	of	ADP
iqtishad-1700	151	11	the	the	DET
iqtishad-1700	151	12	dependent	dependent	ADJ
iqtishad-1700	151	13	variable	variable	NOUN
iqtishad-1700	151	14	showed	show	VERB
iqtishad-1700	151	15	that	that	SCONJ
iqtishad-1700	151	16	the	the	DET
iqtishad-1700	151	17	capital	capital	NOUN
iqtishad-1700	151	18	adequacy	adequacy	NOUN
iqtishad-1700	151	19	ratio	ratio	NOUN
iqtishad-1700	151	20	(	(	PUNCT
iqtishad-1700	151	21	car	car	NOUN
iqtishad-1700	151	22	)	)	PUNCT
iqtishad-1700	151	23	did	do	AUX
iqtishad-1700	151	24	not	not	PART
iqtishad-1700	151	25	significantly	significantly	ADV
iqtishad-1700	151	26	influence	influence	VERB
iqtishad-1700	151	27	the	the	DET
iqtishad-1700	151	28	return	return	NOUN
iqtishad-1700	151	29	on	on	ADP
iqtishad-1700	151	30	assets	asset	NOUN
iqtishad-1700	151	31	(	(	PUNCT
iqtishad-1700	151	32	roa	roa	PROPN
iqtishad-1700	151	33	)	)	PUNCT
iqtishad-1700	151	34	.	.	PUNCT
iqtishad-1700	152	1	the	the	DET
iqtishad-1700	152	2	results	result	NOUN
iqtishad-1700	152	3	are	be	AUX
iqtishad-1700	152	4	consistent	consistent	ADJ
iqtishad-1700	152	5	with	with	ADP
iqtishad-1700	152	6	previous	previous	ADJ
iqtishad-1700	152	7	studies	study	NOUN
iqtishad-1700	152	8	conducted	conduct	VERB
iqtishad-1700	152	9	by	by	ADP
iqtishad-1700	152	10	asma	asma	PROPN
iqtishad-1700	152	11	‘	'	PUNCT
iqtishad-1700	152	12	rashidah	rashidah	PROPN
iqtishad-1700	152	13	idris	idris	PROPN
iqtishad-1700	152	14	et	et	PROPN
iqtishad-1700	152	15	al	al	PROPN
iqtishad-1700	152	16	(	(	PUNCT
iqtishad-1700	152	17	2011	2011	NUM
iqtishad-1700	152	18	)	)	PUNCT
iqtishad-1700	152	19	and	and	CCONJ
iqtishad-1700	152	20	muh	muh	PROPN
iqtishad-1700	152	21	.	.	PUNCT
iqtishad-1700	153	1	sabir	sabir	PROPN
iqtishad-1700	153	2	m	m	PROPN
iqtishad-1700	153	3	et	et	PROPN
iqtishad-1700	153	4	al	al	PROPN
iqtishad-1700	153	5	(	(	PUNCT
iqtishad-1700	153	6	2012	2012	NUM
iqtishad-1700	153	7	)	)	PUNCT
iqtishad-1700	153	8	that	that	SCONJ
iqtishad-1700	153	9	the	the	DET
iqtishad-1700	153	10	variable	variable	ADJ
iqtishad-1700	153	11	non	non	ADJ
iqtishad-1700	153	12	performing	perform	VERB
iqtishad-1700	153	13	financing	financing	NOUN
iqtishad-1700	153	14	(	(	PUNCT
iqtishad-1700	153	15	npf	npf	NOUN
iqtishad-1700	153	16	)	)	PUNCT
iqtishad-1700	153	17	has	have	VERB
iqtishad-1700	153	18	no	no	DET
iqtishad-1700	153	19	significant	significant	ADJ
iqtishad-1700	153	20	effect	effect	NOUN
iqtishad-1700	153	21	on	on	ADP
iqtishad-1700	153	22	return	return	NOUN
iqtishad-1700	153	23	on	on	ADP
iqtishad-1700	153	24	assets	asset	NOUN
iqtishad-1700	153	25	(	(	PUNCT
iqtishad-1700	153	26	roa	roa	NOUN
iqtishad-1700	153	27	)	)	PUNCT
iqtishad-1700	153	28	.	.	PUNCT
iqtishad-1700	154	1	these	these	DET
iqtishad-1700	154	2	results	result	NOUN
iqtishad-1700	154	3	are	be	AUX
iqtishad-1700	154	4	also	also	ADV
iqtishad-1700	154	5	consistent	consistent	ADJ
iqtishad-1700	154	6	with	with	ADP
iqtishad-1700	154	7	previous	previous	ADJ
iqtishad-1700	154	8	studies	study	NOUN
iqtishad-1700	154	9	conducted	conduct	VERB
iqtishad-1700	154	10	by	by	ADP
iqtishad-1700	154	11	muh	muh	PROPN
iqtishad-1700	154	12	.	.	PUNCT
iqtishad-1700	155	1	sabir	sabir	PROPN
iqtishad-1700	155	2	m	m	PROPN
iqtishad-1700	155	3	et	et	PROPN
iqtishad-1700	155	4	al	al	PROPN
iqtishad-1700	155	5	(	(	PUNCT
iqtishad-1700	155	6	2012	2012	NUM
iqtishad-1700	155	7	)	)	PUNCT
iqtishad-1700	155	8	.	.	PUNCT
iqtishad-1700	156	1	as	as	ADP
iqtishad-1700	156	2	for	for	ADP
iqtishad-1700	156	3	the	the	DET
iqtishad-1700	156	4	variable	variable	ADJ
iqtishad-1700	156	5	financing	financing	NOUN
iqtishad-1700	156	6	to	to	PART
iqtishad-1700	156	7	deposit	deposit	VERB
iqtishad-1700	156	8	ratio	ratio	NOUN
iqtishad-1700	156	9	(	(	PUNCT
iqtishad-1700	156	10	fdr	fdr	PROPN
iqtishad-1700	156	11	)	)	PUNCT
iqtishad-1700	156	12	did	do	AUX
iqtishad-1700	156	13	not	not	PART
iqtishad-1700	156	14	significantly	significantly	ADV
iqtishad-1700	156	15	influence	influence	VERB
iqtishad-1700	156	16	the	the	DET
iqtishad-1700	156	17	return	return	NOUN
iqtishad-1700	156	18	on	on	ADP
iqtishad-1700	156	19	assets	asset	NOUN
iqtishad-1700	156	20	(	(	PUNCT
iqtishad-1700	156	21	roa	roa	PROPN
iqtishad-1700	156	22	)	)	PUNCT
iqtishad-1700	156	23	.	.	PUNCT
iqtishad-1700	157	1	the	the	DET
iqtishad-1700	157	2	result	result	NOUN
iqtishad-1700	157	3	of	of	ADP
iqtishad-1700	157	4	this	this	DET
iqtishad-1700	157	5	study	study	NOUN
iqtishad-1700	157	6	is	be	AUX
iqtishad-1700	157	7	also	also	ADV
iqtishad-1700	157	8	in	in	ADP
iqtishad-1700	157	9	line	line	NOUN
iqtishad-1700	157	10	with	with	ADP
iqtishad-1700	157	11	previous	previous	ADJ
iqtishad-1700	157	12	research	research	NOUN
iqtishad-1700	157	13	conducted	conduct	VERB
iqtishad-1700	157	14	by	by	ADP
iqtishad-1700	157	15	syriac	syriac	NOUN
iqtishad-1700	157	16	(	(	PUNCT
iqtishad-1700	157	17	2011	2011	NUM
iqtishad-1700	157	18	)	)	PUNCT
iqtishad-1700	157	19	.	.	PUNCT
iqtishad-1700	158	1	and	and	CCONJ
iqtishad-1700	158	2	for	for	ADP
iqtishad-1700	158	3	variable	variable	ADJ
iqtishad-1700	158	4	operating	operating	NOUN
iqtishad-1700	158	5	costs	cost	NOUN
iqtishad-1700	158	6	operating	operating	NOUN
iqtishad-1700	158	7	income	income	NOUN
iqtishad-1700	158	8	(	(	PUNCT
iqtishad-1700	158	9	roa	roa	NOUN
iqtishad-1700	158	10	)	)	PUNCT
iqtishad-1700	158	11	significantly	significantly	ADV
iqtishad-1700	158	12	affects	affect	VERB
iqtishad-1700	158	13	the	the	DET
iqtishad-1700	158	14	return	return	NOUN
iqtishad-1700	158	15	on	on	ADP
iqtishad-1700	158	16	assets	asset	NOUN
iqtishad-1700	158	17	(	(	PUNCT
iqtishad-1700	158	18	roa	roa	NOUN
iqtishad-1700	158	19	)	)	PUNCT
iqtishad-1700	158	20	.	.	PUNCT
iqtishad-1700	159	1	and	and	CCONJ
iqtishad-1700	159	2	the	the	DET
iqtishad-1700	159	3	results	result	NOUN
iqtishad-1700	159	4	are	be	AUX
iqtishad-1700	159	5	consistent	consistent	ADJ
iqtishad-1700	159	6	with	with	ADP
iqtishad-1700	159	7	previous	previous	ADJ
iqtishad-1700	159	8	studies	study	NOUN
iqtishad-1700	159	9	conducted	conduct	VERB
iqtishad-1700	159	10	by	by	ADP
iqtishad-1700	159	11	adi	adi	PROPN
iqtishad-1700	159	12	stiawan	stiawan	PROPN
iqtishad-1700	159	13	(	(	PUNCT
iqtishad-1700	159	14	2009	2009	NUM
iqtishad-1700	159	15	)	)	PUNCT
iqtishad-1700	159	16	and	and	CCONJ
iqtishad-1700	159	17	aluisius	aluisius	PROPN
iqtishad-1700	159	18	vishnu	vishnu	PROPN
iqtishad-1700	159	19	,	,	PUNCT
iqtishad-1700	159	20	n.	n.	PROPN
iqtishad-1700	159	21	(	(	PUNCT
iqtishad-1700	159	22	2011	2011	NUM
iqtishad-1700	159	23	)	)	PUNCT
iqtishad-1700	159	24	based	base	VERB
iqtishad-1700	159	25	on	on	ADP
iqtishad-1700	159	26	the	the	DET
iqtishad-1700	159	27	conclusion	conclusion	NOUN
iqtishad-1700	159	28	above	above	ADV
iqtishad-1700	159	29	,	,	PUNCT
iqtishad-1700	159	30	we	we	PRON
iqtishad-1700	159	31	can	can	AUX
iqtishad-1700	159	32	suggest	suggest	VERB
iqtishad-1700	159	33	that	that	SCONJ
iqtishad-1700	159	34	:	:	PUNCT
iqtishad-1700	159	35	it	it	PRON
iqtishad-1700	159	36	is	be	AUX
iqtishad-1700	159	37	important	important	ADJ
iqtishad-1700	159	38	to	to	PART
iqtishad-1700	159	39	make	make	VERB
iqtishad-1700	159	40	an	an	DET
iqtishad-1700	159	41	optimal	optimal	ADJ
iqtishad-1700	159	42	asset	asset	NOUN
iqtishad-1700	159	43	management	management	NOUN
iqtishad-1700	159	44	through	through	ADP
iqtishad-1700	159	45	financing	financing	NOUN
iqtishad-1700	159	46	or	or	CCONJ
iqtishad-1700	159	47	business	business	NOUN
iqtishad-1700	159	48	expansion	expansion	NOUN
iqtishad-1700	159	49	.	.	PUNCT
iqtishad-1700	160	1	so	so	ADV
iqtishad-1700	160	2	,	,	PUNCT
iqtishad-1700	160	3	there	there	PRON
iqtishad-1700	160	4	are	be	VERB
iqtishad-1700	160	5	no	no	DET
iqtishad-1700	160	6	idle	idle	ADJ
iqtishad-1700	160	7	funds	fund	NOUN
iqtishad-1700	160	8	that	that	PRON
iqtishad-1700	160	9	could	could	AUX
iqtishad-1700	160	10	result	result	VERB
iqtishad-1700	160	11	settles	settle	VERB
iqtishad-1700	160	12	unproductive	unproductive	ADJ
iqtishad-1700	160	13	asset	asset	NOUN
iqtishad-1700	160	14	.	.	PUNCT
iqtishad-1700	161	1	the	the	DET
iqtishad-1700	161	2	application	application	NOUN
iqtishad-1700	161	3	of	of	ADP
iqtishad-1700	161	4	the	the	DET
iqtishad-1700	161	5	erika	erika	PROPN
iqtishad-1700	161	6	amelia	amelia	PROPN
iqtishad-1700	161	7	:	:	PUNCT
iqtishad-1700	161	8	financial	financial	ADJ
iqtishad-1700	161	9	ratio	ratio	NOUN
iqtishad-1700	161	10	and	and	CCONJ
iqtishad-1700	161	11	its	its	PRON
iqtishad-1700	161	12	influence	influence	NOUN
iqtishad-1700	161	13	239	239	NUM
iqtishad-1700	161	14	precautionary	precautionary	ADJ
iqtishad-1700	161	15	principle	principle	NOUN
iqtishad-1700	161	16	in	in	ADP
iqtishad-1700	161	17	the	the	DET
iqtishad-1700	161	18	management	management	NOUN
iqtishad-1700	161	19	of	of	ADP
iqtishad-1700	161	20	the	the	DET
iqtishad-1700	161	21	financing	financing	NOUN
iqtishad-1700	161	22	conducted	conduct	VERB
iqtishad-1700	161	23	to	to	PART
iqtishad-1700	161	24	minimize	minimize	VERB
iqtishad-1700	161	25	the	the	DET
iqtishad-1700	161	26	risk	risk	NOUN
iqtishad-1700	161	27	of	of	ADP
iqtishad-1700	161	28	financing	financing	NOUN
iqtishad-1700	161	29	so	so	SCONJ
iqtishad-1700	161	30	as	as	SCONJ
iqtishad-1700	161	31	to	to	PART
iqtishad-1700	161	32	improve	improve	VERB
iqtishad-1700	161	33	profitability	profitability	NOUN
iqtishad-1700	161	34	and	and	CCONJ
iqtishad-1700	161	35	can	can	AUX
iqtishad-1700	161	36	manage	manage	VERB
iqtishad-1700	161	37	funds	fund	NOUN
iqtishad-1700	161	38	raised	raise	VERB
iqtishad-1700	161	39	from	from	ADP
iqtishad-1700	161	40	the	the	DET
iqtishad-1700	161	41	public	public	NOUN
iqtishad-1700	161	42	and	and	CCONJ
iqtishad-1700	161	43	then	then	ADV
iqtishad-1700	161	44	redistributed	redistribute	VERB
iqtishad-1700	161	45	in	in	ADP
iqtishad-1700	161	46	the	the	DET
iqtishad-1700	161	47	form	form	NOUN
iqtishad-1700	161	48	of	of	ADP
iqtishad-1700	161	49	financing	financing	NOUN
iqtishad-1700	161	50	,	,	PUNCT
iqtishad-1700	161	51	allocation	allocation	NOUN
iqtishad-1700	161	52	of	of	ADP
iqtishad-1700	161	53	funds	fund	NOUN
iqtishad-1700	161	54	held	hold	VERB
iqtishad-1700	161	55	should	should	AUX
iqtishad-1700	161	56	be	be	AUX
iqtishad-1700	161	57	distributed	distribute	VERB
iqtishad-1700	161	58	in	in	ADP
iqtishad-1700	161	59	a	a	DET
iqtishad-1700	161	60	variety	variety	NOUN
iqtishad-1700	161	61	of	of	ADP
iqtishad-1700	161	62	forms	form	NOUN
iqtishad-1700	161	63	of	of	ADP
iqtishad-1700	161	64	investment	investment	NOUN
iqtishad-1700	161	65	that	that	PRON
iqtishad-1700	161	66	will	will	AUX
iqtishad-1700	161	67	be	be	AUX
iqtishad-1700	161	68	able	able	ADJ
iqtishad-1700	161	69	to	to	PART
iqtishad-1700	161	70	increase	increase	VERB
iqtishad-1700	161	71	the	the	DET
iqtishad-1700	161	72	income	income	NOUN
iqtishad-1700	161	73	of	of	ADP
iqtishad-1700	161	74	the	the	DET
iqtishad-1700	161	75	bank	bank	NOUN
iqtishad-1700	161	76	,	,	PUNCT
iqtishad-1700	161	77	either	either	CCONJ
iqtishad-1700	161	78	in	in	ADP
iqtishad-1700	161	79	the	the	DET
iqtishad-1700	161	80	form	form	NOUN
iqtishad-1700	161	81	of	of	ADP
iqtishad-1700	161	82	bonuses	bonus	NOUN
iqtishad-1700	161	83	and	and	CCONJ
iqtishad-1700	161	84	profit	profit	NOUN
iqtishad-1700	161	85	-	-	PUNCT
iqtishad-1700	161	86	sharing	sharing	NOUN
iqtishad-1700	161	87	,	,	PUNCT
iqtishad-1700	161	88	which	which	PRON
iqtishad-1700	161	89	means	mean	VERB
iqtishad-1700	161	90	sharia	sharia	PROPN
iqtishad-1700	161	91	banks	bank	NOUN
iqtishad-1700	161	92	profit	profit	NOUN
iqtishad-1700	161	93	will	will	AUX
iqtishad-1700	161	94	increase	increase	VERB
iqtishad-1700	161	95	and	and	CCONJ
iqtishad-1700	161	96	control	control	VERB
iqtishad-1700	161	97	the	the	DET
iqtishad-1700	161	98	income	income	NOUN
iqtishad-1700	161	99	and	and	CCONJ
iqtishad-1700	161	100	expenses	expense	NOUN
iqtishad-1700	161	101	of	of	ADP
iqtishad-1700	161	102	special	special	ADJ
iqtishad-1700	161	103	concern	concern	NOUN
iqtishad-1700	161	104	to	to	PART
iqtishad-1700	161	105	always	always	ADV
iqtishad-1700	161	106	be	be	AUX
iqtishad-1700	161	107	at	at	ADP
iqtishad-1700	161	108	a	a	DET
iqtishad-1700	161	109	level	level	NOUN
iqtishad-1700	161	110	of	of	ADP
iqtishad-1700	161	111	efficiency	efficiency	NOUN
iqtishad-1700	161	112	that	that	PRON
iqtishad-1700	161	113	can	can	AUX
iqtishad-1700	161	114	generate	generate	VERB
iqtishad-1700	161	115	maximum	maximum	ADJ
iqtishad-1700	161	116	profit	profit	NOUN
iqtishad-1700	161	117	,	,	PUNCT
iqtishad-1700	161	118	so	so	SCONJ
iqtishad-1700	161	119	that	that	SCONJ
iqtishad-1700	161	120	the	the	DET
iqtishad-1700	161	121	performance	performance	NOUN
iqtishad-1700	161	122	achieved	achieve	VERB
iqtishad-1700	161	123	will	will	AUX
iqtishad-1700	161	124	always	always	ADV
iqtishad-1700	161	125	increase	increase	VERB
iqtishad-1700	161	126	.	.	PUNCT
iqtishad-1700	162	1	references	reference	NOUN
iqtishad-1700	162	2	bank	bank	PROPN
iqtishad-1700	162	3	indonesia	indonesia	PROPN
iqtishad-1700	162	4	.	.	PUNCT
iqtishad-1700	163	1	2007	2007	NUM
iqtishad-1700	163	2	.	.	PUNCT
iqtishad-1700	164	1	peraturan	peraturan	PROPN
iqtishad-1700	164	2	bank	bank	PROPN
iqtishad-1700	164	3	indonesia	indonesia	PROPN
iqtishad-1700	164	4	(	(	PUNCT
iqtishad-1700	164	5	pbi	pbi	NOUN
iqtishad-1700	164	6	)	)	PUNCT
iqtishad-1700	164	7	no	no	NOUN
iqtishad-1700	164	8	.	.	PUNCT
iqtishad-1700	165	1	9/1	9/1	NUM
iqtishad-1700	165	2	/	/	SYM
iqtishad-1700	165	3	pbi/2007	pbi/2007	NOUN
iqtishad-1700	165	4	tentang	tentang	PROPN
iqtishad-1700	165	5	sistem	sistem	PROPN
iqtishad-1700	165	6	penilaian	penilaian	PROPN
iqtishad-1700	165	7	tingkat	tingkat	PROPN
iqtishad-1700	165	8	kesehatan	kesehatan	PROPN
iqtishad-1700	165	9	bank	bank	PROPN
iqtishad-1700	165	10	umum	umum	PROPN
iqtishad-1700	165	11	berdasarkan	berdasarkan	PROPN
iqtishad-1700	165	12	prinsip	prinsip	PROPN
iqtishad-1700	165	13	syariah	syariah	PROPN
iqtishad-1700	165	14	dalam	dalam	PROPN
iqtishad-1700	165	15	http://www.bi.go.id	http://www.bi.go.id	PROPN
iqtishad-1700	165	16	,	,	PUNCT
iqtishad-1700	165	17	diunduh	diunduh	NOUN
iqtishad-1700	165	18	pada	pada	PROPN
iqtishad-1700	165	19	tanggal	tanggal	PROPN
iqtishad-1700	165	20	6	6	NUM
iqtishad-1700	165	21	september	september	PROPN
iqtishad-1700	165	22	2014	2014	NUM
iqtishad-1700	165	23	bank	bank	PROPN
iqtishad-1700	165	24	indonesia	indonesia	PROPN
iqtishad-1700	165	25	.	.	PUNCT
iqtishad-1700	165	26	2007	2007	NUM
iqtishad-1700	165	27	.	.	PUNCT
iqtishad-1700	166	1	surat	surat	PROPN
iqtishad-1700	166	2	edaran	edaran	PROPN
iqtishad-1700	166	3	bank	bank	PROPN
iqtishad-1700	166	4	indonesia	indonesia	PROPN
iqtishad-1700	166	5	no.9/24	no.9/24	PROPN
iqtishad-1700	166	6	/	/	SYM
iqtishad-1700	166	7	dpbs	dpb	NOUN
iqtishad-1700	166	8	tahun	tahun	PROPN
iqtishad-1700	166	9	2007	2007	NUM
iqtishad-1700	166	10	perihal	perihal	ADJ
iqtishad-1700	166	11	sistem	sistem	PROPN
iqtishad-1700	166	12	penilaian	penilaian	PROPN
iqtishad-1700	166	13	tingkat	tingkat	PROPN
iqtishad-1700	166	14	kesehatan	kesehatan	PROPN
iqtishad-1700	166	15	bank	bank	PROPN
iqtishad-1700	166	16	umum	umum	PROPN
iqtishad-1700	166	17	berdasarkan	berdasarkan	PROPN
iqtishad-1700	166	18	prinsip	prinsip	PROPN
iqtishad-1700	166	19	syariah	syariah	PROPN
iqtishad-1700	166	20	dalam	dalam	PROPN
iqtishad-1700	166	21	http://www.bi.go.id	http://www.bi.go.id	PROPN
iqtishad-1700	166	22	,	,	PUNCT
iqtishad-1700	166	23	diunduh	diunduh	NOUN
iqtishad-1700	166	24	pada	pada	PROPN
iqtishad-1700	166	25	tanggal	tanggal	PROPN
iqtishad-1700	166	26	8	8	NUM
iqtishad-1700	166	27	september	september	PROPN
iqtishad-1700	166	28	2014	2014	NUM
iqtishad-1700	166	29	bank	bank	PROPN
iqtishad-1700	166	30	indonesia	indonesia	PROPN
iqtishad-1700	166	31	.	.	PROPN
iqtishad-1700	166	32	2012	2012	NUM
iqtishad-1700	166	33	.	.	PUNCT
iqtishad-1700	167	1	peraturan	peraturan	PROPN
iqtishad-1700	167	2	bank	bank	PROPN
iqtishad-1700	167	3	indonesia	indonesia	PROPN
iqtishad-1700	167	4	(	(	PUNCT
iqtishad-1700	167	5	pbi	pbi	NOUN
iqtishad-1700	167	6	)	)	PUNCT
iqtishad-1700	167	7	no	no	NOUN
iqtishad-1700	167	8	.	.	PUNCT
iqtishad-1700	168	1	14/14	14/14	NUM
iqtishad-1700	168	2	/	/	SYM
iqtishad-1700	168	3	pbi/2012	pbi/2012	NOUN
iqtishad-1700	168	4	tentang	tentang	PROPN
iqtishad-1700	168	5	transparansi	transparansi	PROPN
iqtishad-1700	168	6	dan	dan	PROPN
iqtishad-1700	168	7	publikasi	publikasi	PROPN
iqtishad-1700	168	8	laporan	laporan	PROPN
iqtishad-1700	168	9	bank	bank	PROPN
iqtishad-1700	168	10	dalam	dalam	PROPN
iqtishad-1700	168	11	http://www.bi.go.id	http://www.bi.go.id	PROPN
iqtishad-1700	168	12	,	,	PUNCT
iqtishad-1700	168	13	diunduh	diunduh	NOUN
iqtishad-1700	168	14	pada	pada	PROPN
iqtishad-1700	168	15	tanggal	tanggal	PROPN
iqtishad-1700	168	16	8	8	NUM
iqtishad-1700	168	17	september	september	PROPN
iqtishad-1700	168	18	2014	2014	NUM
iqtishad-1700	168	19	bank	bank	PROPN
iqtishad-1700	168	20	indonesia	indonesia	PROPN
iqtishad-1700	168	21	.	.	PUNCT
iqtishad-1700	169	1	2013	2013	NUM
iqtishad-1700	169	2	.	.	PUNCT
iqtishad-1700	170	1	peraturan	peraturan	PROPN
iqtishad-1700	170	2	bank	bank	PROPN
iqtishad-1700	170	3	indonesia	indonesia	PROPN
iqtishad-1700	170	4	(	(	PUNCT
iqtishad-1700	170	5	pbi	pbi	NOUN
iqtishad-1700	170	6	)	)	PUNCT
iqtishad-1700	170	7	no	no	NOUN
iqtishad-1700	170	8	.	.	NOUN
iqtishad-1700	171	1	15/7	15/7	NUM
iqtishad-1700	171	2	/	/	SYM
iqtishad-1700	171	3	pbi/2013	pbi/2013	NOUN
iqtishad-1700	171	4	tentang	tentang	PROPN
iqtishad-1700	171	5	giro	giro	PROPN
iqtishad-1700	171	6	wajib	wajib	PROPN
iqtishad-1700	171	7	minimum	minimum	PROPN
iqtishad-1700	171	8	bank	bank	PROPN
iqtishad-1700	171	9	umum	umum	PROPN
iqtishad-1700	171	10	pada	pada	PROPN
iqtishad-1700	171	11	bank	bank	PROPN
iqtishad-1700	171	12	indonesia	indonesia	PROPN
iqtishad-1700	171	13	dalam	dalam	PROPN
iqtishad-1700	171	14	rupiah	rupiah	PROPN
iqtishad-1700	171	15	dan	dan	PROPN
iqtishad-1700	171	16	valuta	valuta	PROPN
iqtishad-1700	171	17	asing	asing	PROPN
iqtishad-1700	171	18	dalam	dalam	PROPN
iqtishad-1700	171	19	http://www.bi.go.id	http://www.bi.go.id	PROPN
iqtishad-1700	171	20	,	,	PUNCT
iqtishad-1700	171	21	diunduh	diunduh	PROPN
iqtishad-1700	171	22	pada	pada	PROPN
iqtishad-1700	171	23	tanggal	tanggal	PROPN
iqtishad-1700	171	24	30	30	NUM
iqtishad-1700	171	25	desember	desember	PROPN
iqtishad-1700	171	26	2014	2014	NUM
iqtishad-1700	171	27	.	.	PUNCT
iqtishad-1700	172	1	dendawijaya	dendawijaya	PROPN
iqtishad-1700	172	2	,	,	PUNCT
iqtishad-1700	172	3	l.	l.	PROPN
iqtishad-1700	172	4	2009	2009	NUM
iqtishad-1700	172	5	,	,	PUNCT
iqtishad-1700	172	6	manajemen	manajeman	NOUN
iqtishad-1700	172	7	perbankan	perbankan	PROPN
iqtishad-1700	172	8	.	.	PUNCT
iqtishad-1700	173	1	bogor	bogor	PROPN
iqtishad-1700	173	2	:	:	PUNCT
iqtishad-1700	174	1	ghalia	ghalia	PROPN
iqtishad-1700	174	2	indonesia	indonesia	PROPN
iqtishad-1700	174	3	.	.	PUNCT
iqtishad-1700	175	1	ghozali	ghozali	PROPN
iqtishad-1700	175	2	,	,	PUNCT
iqtishad-1700	175	3	i.	i.	PROPN
iqtishad-1700	175	4	2011	2011	NUM
iqtishad-1700	175	5	.	.	PUNCT
iqtishad-1700	176	1	aplikasi	aplikasi	NOUN
iqtishad-1700	176	2	analisis	analisis	PROPN
iqtishad-1700	176	3	multivariate	multivariate	PROPN
iqtishad-1700	176	4	dengan	dengan	PROPN
iqtishad-1700	176	5	program	program	PROPN
iqtishad-1700	176	6	ibm	ibm	PROPN
iqtishad-1700	176	7	spss	spss	PROPN
iqtishad-1700	176	8	19	19	NUM
iqtishad-1700	176	9	.	.	PUNCT
iqtishad-1700	177	1	semarang	semarang	PROPN
iqtishad-1700	177	2	:	:	PUNCT
iqtishad-1700	178	1	badan	badan	PROPN
iqtishad-1700	178	2	penerbit	penerbit	PROPN
iqtishad-1700	178	3	universitas	universita	NOUN
iqtishad-1700	178	4	diponegoro	diponegoro	PROPN
iqtishad-1700	178	5	.	.	PUNCT
iqtishad-1700	179	1	idris	idris	PROPN
iqtishad-1700	179	2	,	,	PUNCT
iqtishad-1700	179	3	a.r	a.r	PROPN
iqtishad-1700	179	4	,	,	PUNCT
iqtishad-1700	179	5	et.al	et.al	PROPN
iqtishad-1700	179	6	.	.	PUNCT
iqtishad-1700	179	7	2011	2011	NUM
iqtishad-1700	179	8	.	.	PUNCT
iqtishad-1700	180	1	determinant	determinant	ADJ
iqtishad-1700	180	2	of	of	ADP
iqtishad-1700	180	3	islamic	islamic	ADJ
iqtishad-1700	180	4	banking	banking	NOUN
iqtishad-1700	180	5	institutions	institution	NOUN
iqtishad-1700	180	6	’	'	PUNCT
iqtishad-1700	180	7	profitability	profitability	NOUN
iqtishad-1700	180	8	in	in	ADP
iqtishad-1700	180	9	malaysia	malaysia	PROPN
iqtishad-1700	180	10	.	.	PUNCT
iqtishad-1700	181	1	world	world	PROPN
iqtishad-1700	181	2	applied	apply	VERB
iqtishad-1700	181	3	sciences	sciences	PROPN
iqtishad-1700	181	4	journal	journal	NOUN
iqtishad-1700	181	5	12	12	NUM
iqtishad-1700	181	6	,	,	PUNCT
iqtishad-1700	181	7	pp	pp	ADV
iqtishad-1700	181	8	88	88	NUM
iqtishad-1700	181	9	-	-	SYM
iqtishad-1700	181	10	100	100	NUM
iqtishad-1700	181	11	.	.	PUNCT
iqtishad-1700	182	1	kasmir	kasmir	PROPN
iqtishad-1700	182	2	.	.	PROPN
iqtishad-1700	182	3	2012	2012	NUM
iqtishad-1700	182	4	.	.	PUNCT
iqtishad-1700	183	1	manajemen	manajeman	NOUN
iqtishad-1700	183	2	perbankan	perbankan	VERB
iqtishad-1700	183	3	.	.	PUNCT
iqtishad-1700	184	1	jakarta	jakarta	PROPN
iqtishad-1700	184	2	:	:	PUNCT
iqtishad-1700	185	1	raja	raja	PROPN
iqtishad-1700	185	2	grafindo	grafindo	PROPN
iqtishad-1700	185	3	persada	persada	PROPN
iqtishad-1700	185	4	.	.	PUNCT
iqtishad-1700	186	1	kuncoro	kuncoro	PROPN
iqtishad-1700	186	2	,	,	PUNCT
iqtishad-1700	186	3	m.	m.	NOUN
iqtishad-1700	186	4	&	&	CCONJ
iqtishad-1700	186	5	suhardjono	suhardjono	PROPN
iqtishad-1700	186	6	.	.	PUNCT
iqtishad-1700	187	1	2011	2011	NUM
iqtishad-1700	187	2	.	.	PUNCT
iqtishad-1700	188	1	manajemen	manajeman	NOUN
iqtishad-1700	188	2	perbankan	perbankan	PROPN
iqtishad-1700	188	3	:	:	PUNCT
iqtishad-1700	188	4	teori	teori	PROPN
iqtishad-1700	188	5	dan	dan	PROPN
iqtishad-1700	188	6	perbankan	perbankan	PROPN
iqtishad-1700	188	7	.	.	PUNCT
iqtishad-1700	189	1	yogyakarta	yogyakarta	PROPN
iqtishad-1700	189	2	:	:	PUNCT
iqtishad-1700	189	3	bpfe	bpfe	PROPN
iqtishad-1700	189	4	yogyakarta	yogyakarta	PROPN
iqtishad-1700	189	5	.	.	PUNCT
iqtishad-1700	190	1	muhammad	muhammad	PROPN
iqtishad-1700	190	2	.	.	PROPN
iqtishad-1700	190	3	2005	2005	NUM
iqtishad-1700	190	4	.	.	PUNCT
iqtishad-1700	191	1	manajemen	manajemen	PROPN
iqtishad-1700	191	2	bank	bank	PROPN
iqtishad-1700	191	3	syariah	syariah	PROPN
iqtishad-1700	191	4	.	.	PUNCT
iqtishad-1700	192	1	yogyakarta	yogyakarta	PROPN
iqtishad-1700	192	2	:	:	PUNCT
iqtishad-1700	192	3	unit	unit	NOUN
iqtishad-1700	192	4	penerbit	penerbit	PROPN
iqtishad-1700	192	5	dan	dan	PROPN
iqtishad-1700	192	6	percetakan	percetakan	PROPN
iqtishad-1700	192	7	amp	amp	PROPN
iqtishad-1700	192	8	ykpn	ykpn	PROPN
iqtishad-1700	192	9	.	.	PUNCT
iqtishad-1700	193	1	muhammad	muhammad	PROPN
iqtishad-1700	193	2	,	,	PUNCT
iqtishad-1700	193	3	r.	r.	PROPN
iqtishad-1700	193	4	2008	2008	NUM
iqtishad-1700	193	5	.	.	PUNCT
iqtishad-1700	194	1	akuntansi	akuntansi	PROPN
iqtishad-1700	194	2	keuangan	keuangan	PROPN
iqtishad-1700	194	3	syariah	syariah	PROPN
iqtishad-1700	194	4	,	,	PUNCT
iqtishad-1700	194	5	konsep	konsep	PROPN
iqtishad-1700	194	6	dan	dan	PROPN
iqtishad-1700	194	7	implementasi	implementasi	PROPN
iqtishad-1700	194	8	psak	psak	PROPN
iqtishad-1700	194	9	syariah	syariah	PROPN
iqtishad-1700	194	10	.	.	PUNCT
iqtishad-1700	195	1	yogyakarta	yogyakarta	PROPN
iqtishad-1700	195	2	:	:	PUNCT
iqtishad-1700	195	3	p3ei	p3ei	PUNCT
iqtishad-1700	195	4	press	press	NOUN
iqtishad-1700	195	5	.	.	PUNCT
iqtishad-1700	196	1	nugroho	nugroho	PROPN
iqtishad-1700	196	2	,	,	PUNCT
iqtishad-1700	196	3	a.w	a.w	PROPN
iqtishad-1700	196	4	.	.	PROPN
iqtishad-1700	196	5	2011	2011	NUM
iqtishad-1700	196	6	.	.	PUNCT
iqtishad-1700	197	1	analisis	analisis	NOUN
iqtishad-1700	197	2	pengaruh	pengaruh	NOUN
iqtishad-1700	197	3	fdr	fdr	PROPN
iqtishad-1700	197	4	,	,	PUNCT
iqtishad-1700	197	5	npf	npf	PROPN
iqtishad-1700	197	6	,	,	PUNCT
iqtishad-1700	197	7	bopo	bopo	PROPN
iqtishad-1700	197	8	,	,	PUNCT
iqtishad-1700	197	9	kap	kap	PROPN
iqtishad-1700	197	10	dan	dan	PROPN
iqtishad-1700	197	11	plo	plo	PROPN
iqtishad-1700	197	12	terhadap	terhadap	PROPN
iqtishad-1700	197	13	roa	roa	PROPN
iqtishad-1700	197	14	:	:	PUNCT
iqtishad-1700	197	15	studi	studi	PROPN
iqtishad-1700	197	16	pada	pada	PROPN
iqtishad-1700	197	17	bank	bank	PROPN
iqtishad-1700	197	18	syariah	syariah	PROPN
iqtishad-1700	197	19	di	di	PROPN
iqtishad-1700	197	20	indonesia	indonesia	PROPN
iqtishad-1700	197	21	periode	periode	PROPN
iqtishad-1700	197	22	tahun	tahun	PROPN
iqtishad-1700	197	23	2006	2006	NUM
iqtishad-1700	197	24	-	-	SYM
iqtishad-1700	197	25	2010	2010	NUM
iqtishad-1700	197	26	.	.	PUNCT
iqtishad-1700	198	1	(	(	PUNCT
iqtishad-1700	198	2	thesis	thesis	NOUN
iqtishad-1700	198	3	al	al	PROPN
iqtishad-1700	198	4	-	-	PUNCT
iqtishad-1700	198	5	iqtishad	iqtishad	ADJ
iqtishad-1700	198	6	:	:	PUNCT
iqtishad-1700	198	7	vol	vol	NOUN
iqtishad-1700	198	8	.	.	PUNCT
iqtishad-1700	198	9	vii	vii	PROPN
iqtishad-1700	199	1	no	no	PROPN
iqtishad-1700	199	2	.	.	PROPN
iqtishad-1700	199	3	2	2	NUM
iqtishad-1700	199	4	,	,	PUNCT
iqtishad-1700	199	5	juli	juli	NOUN
iqtishad-1700	199	6	2015	2015	NUM
iqtishad-1700	199	7	240	240	NUM
iqtishad-1700	199	8	unpublished	unpublished	ADJ
iqtishad-1700	199	9	)	)	PUNCT
iqtishad-1700	199	10	.	.	PUNCT
iqtishad-1700	200	1	semarang	semarang	PROPN
iqtishad-1700	200	2	:	:	PUNCT
iqtishad-1700	201	1	universitas	universita	NOUN
iqtishad-1700	201	2	diponegoro	diponegoro	PROPN
iqtishad-1700	201	3	.	.	PUNCT
iqtishad-1700	202	1	riyadi	riyadi	PROPN
iqtishad-1700	202	2	,	,	PUNCT
iqtishad-1700	202	3	s.	s.	PROPN
iqtishad-1700	202	4	2006	2006	NUM
iqtishad-1700	202	5	.	.	PUNCT
iqtishad-1700	203	1	banking	banking	NOUN
iqtishad-1700	203	2	asset	asset	PROPN
iqtishad-1700	203	3	&	&	CCONJ
iqtishad-1700	203	4	liability	liability	NOUN
iqtishad-1700	203	5	management	management	NOUN
iqtishad-1700	203	6	.	.	PUNCT
iqtishad-1700	204	1	jakarta	jakarta	PROPN
iqtishad-1700	204	2	:	:	PUNCT
iqtishad-1700	205	1	lembaga	lembaga	PROPN
iqtishad-1700	205	2	penerbit	penerbit	NOUN
iqtishad-1700	205	3	fakultas	fakulta	VERB
iqtishad-1700	205	4	ekonomi	ekonomi	PROPN
iqtishad-1700	205	5	universitas	universita	VERB
iqtishad-1700	205	6	indonesia	indonesia	PROPN
iqtishad-1700	205	7	.	.	PUNCT
iqtishad-1700	206	1	sabir	sabir	PROPN
iqtishad-1700	206	2	,	,	PUNCT
iqtishad-1700	206	3	muh	muh	PROPN
iqtishad-1700	206	4	.	.	PUNCT
iqtishad-1700	206	5	et.al	et.al	PROPN
iqtishad-1700	206	6	.	.	PUNCT
iqtishad-1700	206	7	2012	2012	NUM
iqtishad-1700	206	8	.	.	PUNCT
iqtishad-1700	207	1	pengaruh	pengaruh	NOUN
iqtishad-1700	207	2	rasio	rasio	PROPN
iqtishad-1700	207	3	kesehatan	kesehatan	PROPN
iqtishad-1700	207	4	bank	bank	PROPN
iqtishad-1700	207	5	terhadap	terhadap	PROPN
iqtishad-1700	207	6	kinerja	kinerja	PROPN
iqtishad-1700	207	7	keuangan	keuangan	PROPN
iqtishad-1700	207	8	bank	bank	PROPN
iqtishad-1700	207	9	umum	umum	PROPN
iqtishad-1700	207	10	syariah	syariah	PROPN
iqtishad-1700	207	11	dan	dan	PROPN
iqtishad-1700	207	12	bank	bank	PROPN
iqtishad-1700	207	13	konvensional	konvensional	PROPN
iqtishad-1700	207	14	di	di	PROPN
iqtishad-1700	207	15	indonesia	indonesia	PROPN
iqtishad-1700	207	16	.	.	PUNCT
iqtishad-1700	208	1	jurnal	jurnal	ADJ
iqtishad-1700	208	2	analisis	analisis	NOUN
iqtishad-1700	208	3	,	,	PUNCT
iqtishad-1700	208	4	volume	volume	NOUN
iqtishad-1700	208	5	1	1	NUM
iqtishad-1700	208	6	,	,	PUNCT
iqtishad-1700	208	7	nomor	nomor	NOUN
iqtishad-1700	208	8	1	1	NUM
iqtishad-1700	208	9	,	,	PUNCT
iqtishad-1700	208	10	juni	juni	PROPN
iqtishad-1700	208	11	2012	2012	NUM
iqtishad-1700	208	12	,	,	PUNCT
iqtishad-1700	208	13	pp	pp	ADJ
iqtishad-1700	208	14	.	.	PUNCT
iqtishad-1700	209	1	79	79	NUM
iqtishad-1700	209	2	-	-	SYM
iqtishad-1700	209	3	86	86	NUM
iqtishad-1700	209	4	.	.	PUNCT
iqtishad-1700	209	5	santoso	santoso	PROPN
iqtishad-1700	209	6	,	,	PUNCT
iqtishad-1700	209	7	t.b	t.b	PROPN
iqtishad-1700	209	8	.	.	PROPN
iqtishad-1700	209	9	&	&	CCONJ
iqtishad-1700	209	10	s.	s.	PROPN
iqtishad-1700	209	11	triandaru	triandaru	PROPN
iqtishad-1700	209	12	.	.	PUNCT
iqtishad-1700	210	1	2006	2006	NUM
iqtishad-1700	210	2	.	.	PUNCT
iqtishad-1700	211	1	bank	bank	PROPN
iqtishad-1700	211	2	dan	dan	PROPN
iqtishad-1700	211	3	lembaga	lembaga	PROPN
iqtishad-1700	211	4	keuangan	keuangan	PROPN
iqtishad-1700	211	5	lain	lain	PROPN
iqtishad-1700	211	6	.	.	PUNCT
iqtishad-1700	212	1	jakarta	jakarta	PROPN
iqtishad-1700	212	2	:	:	PUNCT
iqtishad-1700	212	3	salemba	salemba	PROPN
iqtishad-1700	212	4	empat	empat	PROPN
iqtishad-1700	212	5	.	.	PUNCT
iqtishad-1700	213	1	stiawan	stiawan	PROPN
iqtishad-1700	213	2	,	,	PUNCT
iqtishad-1700	213	3	a.	a.	PROPN
iqtishad-1700	213	4	2008	2008	NUM
iqtishad-1700	213	5	.	.	PUNCT
iqtishad-1700	214	1	analisis	analisis	ADJ
iqtishad-1700	214	2	pengaruh	pengaruh	NOUN
iqtishad-1700	214	3	faktor	faktor	NOUN
iqtishad-1700	214	4	makroekonomi	makroekonomi	NOUN
iqtishad-1700	214	5	,	,	PUNCT
iqtishad-1700	214	6	pangsa	pangsa	PROPN
iqtishad-1700	214	7	pasar	pasar	PROPN
iqtishad-1700	214	8	dan	dan	PROPN
iqtishad-1700	214	9	karakteristik	karakteristik	PROPN
iqtishad-1700	214	10	bank	bank	PROPN
iqtishad-1700	214	11	terhadap	terhadap	PROPN
iqtishad-1700	214	12	profitabilitas	profitabilitas	PROPN
iqtishad-1700	214	13	bank	bank	PROPN
iqtishad-1700	214	14	syariah	syariah	PROPN
iqtishad-1700	214	15	:	:	PUNCT
iqtishad-1700	214	16	studi	studi	PROPN
iqtishad-1700	214	17	pada	pada	PROPN
iqtishad-1700	214	18	bank	bank	PROPN
iqtishad-1700	214	19	syariah	syariah	PROPN
iqtishad-1700	214	20	periode	periode	PROPN
iqtishad-1700	214	21	2005	2005	NUM
iqtishad-1700	214	22	-	-	SYM
iqtishad-1700	214	23	2008	2008	NUM
iqtishad-1700	214	24	.	.	PUNCT
iqtishad-1700	215	1	(	(	PUNCT
iqtishad-1700	215	2	thesis	thesis	NOUN
iqtishad-1700	215	3	unpublished	unpublished	ADJ
iqtishad-1700	215	4	)	)	PUNCT
iqtishad-1700	215	5	.	.	PUNCT
iqtishad-1700	216	1	semarang	semarang	PROPN
iqtishad-1700	216	2	:	:	PUNCT
iqtishad-1700	216	3	universitas	universita	NOUN
iqtishad-1700	216	4	diponegoro	diponegoro	PROPN
iqtishad-1700	216	5	.	.	PUNCT
iqtishad-1700	217	1	sugiyono	sugiyono	PROPN
iqtishad-1700	217	2	.	.	PUNCT
iqtishad-1700	218	1	2011	2011	NUM
iqtishad-1700	218	2	.	.	PUNCT
iqtishad-1700	219	1	statistika	statistika	PROPN
iqtishad-1700	219	2	untuk	untuk	PROPN
iqtishad-1700	219	3	penelitian	penelitian	PROPN
iqtishad-1700	219	4	.	.	PUNCT
iqtishad-1700	220	1	bandung	bandung	PROPN
iqtishad-1700	220	2	:	:	PUNCT
iqtishad-1700	220	3	alfabeta	alfabeta	PROPN
iqtishad-1700	220	4	.	.	PUNCT
iqtishad-1700	221	1	suryani	suryani	PROPN
iqtishad-1700	221	2	.	.	PUNCT
iqtishad-1700	222	1	2011	2011	NUM
iqtishad-1700	222	2	.	.	PUNCT
iqtishad-1700	223	1	analisis	analisis	ADJ
iqtishad-1700	223	2	pengaruh	pengaruh	NOUN
iqtishad-1700	223	3	financing	financing	NOUN
iqtishad-1700	223	4	to	to	PART
iqtishad-1700	223	5	deposit	deposit	VERB
iqtishad-1700	223	6	ratio	ratio	NOUN
iqtishad-1700	223	7	(	(	PUNCT
iqtishad-1700	223	8	fdr	fdr	PROPN
iqtishad-1700	223	9	)	)	PUNCT
iqtishad-1700	223	10	terhadap	terhadap	PROPN
iqtishad-1700	223	11	profitabilitas	profitabilitas	PROPN
iqtishad-1700	223	12	perbankan	perbankan	PROPN
iqtishad-1700	223	13	syariah	syariah	PROPN
iqtishad-1700	223	14	di	di	PROPN
iqtishad-1700	223	15	indonesia	indonesia	PROPN
iqtishad-1700	223	16	.	.	PUNCT
iqtishad-1700	224	1	jurnal	jurnal	PROPN
iqtishad-1700	224	2	walisongo	walisongo	PROPN
iqtishad-1700	224	3	,	,	PUNCT
iqtishad-1700	224	4	volume	volume	NOUN
iqtishad-1700	224	5	19	19	NUM
iqtishad-1700	224	6	,	,	PUNCT
iqtishad-1700	224	7	nomor	nomor	NOUN
iqtishad-1700	224	8	1	1	NUM
iqtishad-1700	224	9	,	,	PUNCT
iqtishad-1700	224	10	pp	pp	ADJ
iqtishad-1700	224	11	.	.	PUNCT
iqtishad-1700	225	1	35	35	NUM
iqtishad-1700	225	2	-	-	SYM
iqtishad-1700	225	3	50	50	NUM
iqtishad-1700	225	4	.	.	PUNCT