id	sid	tid	token	lemma	pos
aeasj-1551	1	1	american	american	PROPN
aeasj-1551	1	2	economic	economic	PROPN
aeasj-1551	1	3	&	&	CCONJ
aeasj-1551	1	4	social	social	PROPN
aeasj-1551	1	5	review	review	PROPN
aeasj-1551	1	6	vol	vol	NOUN
aeasj-1551	1	7	.	.	PROPN
aeasj-1551	1	8	8	8	NUM
aeasj-1551	1	9	,	,	PUNCT
aeasj-1551	1	10	no	no	INTJ
aeasj-1551	1	11	.	.	NOUN
aeasj-1551	1	12	1	1	NUM
aeasj-1551	1	13	;	;	PUNCT
aeasj-1551	1	14	2021	2021	NUM
aeasj-1551	1	15	issn	issn	VERB
aeasj-1551	1	16	2576	2576	NUM
aeasj-1551	1	17	-	-	SYM
aeasj-1551	1	18	1269	1269	NUM
aeasj-1551	1	19	e	e	NOUN
aeasj-1551	1	20	-	-	NOUN
aeasj-1551	1	21	issn	issn	PROPN
aeasj-1551	1	22	2576	2576	NUM
aeasj-1551	1	23	-	-	SYM
aeasj-1551	1	24	1277	1277	NUM
aeasj-1551	1	25	published	publish	VERB
aeasj-1551	1	26	by	by	ADP
aeasj-1551	1	27	cribfb	cribfb	PROPN
aeasj-1551	1	28	,	,	PUNCT
aeasj-1551	1	29	usa	usa	PROPN
aeasj-1551	1	30	22	22	NUM
aeasj-1551	1	31	the	the	DET
aeasj-1551	1	32	higher	high	ADJ
aeasj-1551	1	33	education	education	NOUN
aeasj-1551	1	34	financing	financing	NOUN
aeasj-1551	1	35	based	base	VERB
aeasj-1551	1	36	on	on	ADP
aeasj-1551	1	37	islamic	islamic	PROPN
aeasj-1551	1	38	shariah	shariah	PROPN
aeasj-1551	1	39	:	:	PUNCT
aeasj-1551	1	40	an	an	DET
aeasj-1551	1	41	unconventional	unconventional	ADJ
aeasj-1551	1	42	approach	approach	NOUN
aeasj-1551	1	43	of	of	ADP
aeasj-1551	1	44	student	student	NOUN
aeasj-1551	1	45	loan	loan	NOUN
aeasj-1551	1	46	nor	nor	CCONJ
aeasj-1551	1	47	effuandy	effuandy	ADJ
aeasj-1551	1	48	pfordten	pfordten	ADJ
aeasj-1551	1	49	department	department	NOUN
aeasj-1551	1	50	of	of	ADP
aeasj-1551	1	51	accounting	accounting	NOUN
aeasj-1551	1	52	,	,	PUNCT
aeasj-1551	1	53	finance	finance	NOUN
aeasj-1551	1	54	and	and	CCONJ
aeasj-1551	1	55	muamalat	muamalat	ADJ
aeasj-1551	1	56	faculty	faculty	NOUN
aeasj-1551	1	57	of	of	ADP
aeasj-1551	1	58	business	business	NOUN
aeasj-1551	1	59	and	and	CCONJ
aeasj-1551	1	60	accountancy	accountancy	NOUN
aeasj-1551	1	61	university	university	NOUN
aeasj-1551	1	62	selangor	selangor	PROPN
aeasj-1551	1	63	,	,	PUNCT
aeasj-1551	1	64	shah	shah	PROPN
aeasj-1551	1	65	alam	alam	PROPN
aeasj-1551	1	66	,	,	PUNCT
aeasj-1551	1	67	malaysia	malaysia	PROPN
aeasj-1551	1	68	e	e	NOUN
aeasj-1551	1	69	-	-	NOUN
aeasj-1551	1	70	mail	mail	NOUN
aeasj-1551	1	71	:	:	PUNCT
aeasj-1551	1	72	pfordten@unisel.edu.my	pfordten@unisel.edu.my	PROPN
aeasj-1551	1	73	md	md	PROPN
aeasj-1551	1	74	.	.	PROPN
aeasj-1551	1	75	jafor	jafor	PROPN
aeasj-1551	1	76	ali	ali	PROPN
aeasj-1551	1	77	faculty	faculty	PROPN
aeasj-1551	1	78	of	of	ADP
aeasj-1551	1	79	business	business	PROPN
aeasj-1551	1	80	administration	administration	PROPN
aeasj-1551	1	81	islamic	islamic	PROPN
aeasj-1551	1	82	university	university	PROPN
aeasj-1551	1	83	kusthia	kusthia	NOUN
aeasj-1551	1	84	,	,	PUNCT
aeasj-1551	1	85	bangladesh	bangladesh	NOUN
aeasj-1551	1	86	e	e	NOUN
aeasj-1551	1	87	-	-	NOUN
aeasj-1551	1	88	mail	mail	NOUN
aeasj-1551	1	89	:	:	PUNCT
aeasj-1551	2	1	jaforkb@gmail.com	jaforkb@gmail.com	X
aeasj-1551	2	2	norhaila	norhaila	ADJ
aeasj-1551	3	1	bt	bt	VERB
aeasj-1551	3	2	.	.	PROPN
aeasj-1551	3	3	sabli	sabli	PROPN
aeasj-1551	3	4	centre	centre	PROPN
aeasj-1551	3	5	of	of	ADP
aeasj-1551	3	6	professional	professional	ADJ
aeasj-1551	3	7	and	and	CCONJ
aeasj-1551	3	8	business	business	NOUN
aeasj-1551	3	9	development	development	NOUN
aeasj-1551	3	10	faculty	faculty	NOUN
aeasj-1551	3	11	of	of	ADP
aeasj-1551	3	12	business	business	NOUN
aeasj-1551	3	13	and	and	CCONJ
aeasj-1551	3	14	accountancy	accountancy	NOUN
aeasj-1551	3	15	university	university	NOUN
aeasj-1551	3	16	selangor	selangor	PROPN
aeasj-1551	3	17	,	,	PUNCT
aeasj-1551	3	18	shah	shah	PROPN
aeasj-1551	3	19	alam	alam	PROPN
aeasj-1551	3	20	,	,	PUNCT
aeasj-1551	3	21	malaysia	malaysia	PROPN
aeasj-1551	3	22	e	e	NOUN
aeasj-1551	3	23	-	-	NOUN
aeasj-1551	3	24	mail	mail	NOUN
aeasj-1551	3	25	:	:	PUNCT
aeasj-1551	3	26	norhayla@unisel.edu.my	norhayla@unisel.edu.my	PROPN
aeasj-1551	3	27	md	md	PROPN
aeasj-1551	3	28	.	.	PROPN
aeasj-1551	4	1	kamal	kamal	PROPN
aeasj-1551	4	2	uddin	uddin	PROPN
aeasj-1551	4	3	faculty	faculty	NOUN
aeasj-1551	4	4	of	of	ADP
aeasj-1551	4	5	business	business	PROPN
aeasj-1551	4	6	administration	administration	PROPN
aeasj-1551	4	7	islamic	islamic	PROPN
aeasj-1551	4	8	university	university	PROPN
aeasj-1551	4	9	kusthia	kusthia	NOUN
aeasj-1551	4	10	,	,	PUNCT
aeasj-1551	4	11	bangladesh	bangladesh	NOUN
aeasj-1551	4	12	e	e	NOUN
aeasj-1551	4	13	-	-	NOUN
aeasj-1551	4	14	mail	mail	NOUN
aeasj-1551	4	15	:	:	PUNCT
aeasj-1551	4	16	uddinkamal1983.ku@gmail.com	uddinkamal1983.ku@gmail.com	PROPN
aeasj-1551	4	17	abul	abul	PROPN
aeasj-1551	4	18	bashar	bashar	PROPN
aeasj-1551	4	19	bhuiyan	bhuiyan	PROPN
aeasj-1551	4	20	department	department	PROPN
aeasj-1551	4	21	of	of	ADP
aeasj-1551	4	22	accounting	accounting	NOUN
aeasj-1551	4	23	,	,	PUNCT
aeasj-1551	4	24	finance	finance	NOUN
aeasj-1551	4	25	and	and	CCONJ
aeasj-1551	4	26	muamalat	muamalat	ADJ
aeasj-1551	4	27	faculty	faculty	NOUN
aeasj-1551	4	28	of	of	ADP
aeasj-1551	4	29	business	business	NOUN
aeasj-1551	4	30	and	and	CCONJ
aeasj-1551	4	31	accountancy	accountancy	NOUN
aeasj-1551	4	32	university	university	NOUN
aeasj-1551	4	33	selangor	selangor	PROPN
aeasj-1551	4	34	,	,	PUNCT
aeasj-1551	4	35	malaysia	malaysia	PROPN
aeasj-1551	4	36	e	e	NOUN
aeasj-1551	4	37	-	-	NOUN
aeasj-1551	4	38	mail	mail	NOUN
aeasj-1551	4	39	:	:	PUNCT
aeasj-1551	5	1	bashariuk@gmail.com	bashariuk@gmail.com	X
aeasj-1551	5	2	abstract	abstract	ADJ
aeasj-1551	5	3	quality	quality	NOUN
aeasj-1551	5	4	higher	high	ADJ
aeasj-1551	5	5	education	education	NOUN
aeasj-1551	5	6	transforms	transform	VERB
aeasj-1551	5	7	human	human	ADJ
aeasj-1551	5	8	life	life	NOUN
aeasj-1551	5	9	into	into	ADP
aeasj-1551	5	10	meaningful	meaningful	ADJ
aeasj-1551	5	11	human	human	ADJ
aeasj-1551	5	12	resources	resource	NOUN
aeasj-1551	5	13	.	.	PUNCT
aeasj-1551	6	1	moreover	moreover	ADV
aeasj-1551	6	2	,	,	PUNCT
aeasj-1551	6	3	it	it	PRON
aeasj-1551	6	4	brings	bring	VERB
aeasj-1551	6	5	qualitative	qualitative	ADJ
aeasj-1551	6	6	changes	change	NOUN
aeasj-1551	6	7	in	in	ADP
aeasj-1551	6	8	humankind	humankind	NOUN
aeasj-1551	6	9	and	and	CCONJ
aeasj-1551	6	10	socioeconomic	socioeconomic	ADJ
aeasj-1551	6	11	development	development	NOUN
aeasj-1551	6	12	with	with	ADP
aeasj-1551	6	13	the	the	DET
aeasj-1551	6	14	help	help	NOUN
aeasj-1551	6	15	of	of	ADP
aeasj-1551	6	16	extended	extended	ADJ
aeasj-1551	6	17	knowledge	knowledge	NOUN
aeasj-1551	6	18	and	and	CCONJ
aeasj-1551	6	19	higher	high	ADJ
aeasj-1551	6	20	skills	skill	NOUN
aeasj-1551	6	21	.	.	PUNCT
aeasj-1551	7	1	but	but	CCONJ
aeasj-1551	7	2	,	,	PUNCT
aeasj-1551	7	3	most	most	ADJ
aeasj-1551	7	4	of	of	ADP
aeasj-1551	7	5	the	the	DET
aeasj-1551	7	6	traditional	traditional	ADJ
aeasj-1551	7	7	student	student	NOUN
aeasj-1551	7	8	loan	loan	NOUN
aeasj-1551	7	9	mechanisms	mechanism	NOUN
aeasj-1551	7	10	are	be	AUX
aeasj-1551	7	11	based	base	VERB
aeasj-1551	7	12	on	on	ADP
aeasj-1551	7	13	interest	interest	NOUN
aeasj-1551	7	14	(	(	PUNCT
aeasj-1551	7	15	riba	riba	PROPN
aeasj-1551	7	16	)	)	PUNCT
aeasj-1551	7	17	therefore	therefore	ADV
aeasj-1551	7	18	,	,	PUNCT
aeasj-1551	7	19	many	many	ADJ
aeasj-1551	7	20	devout	devout	ADJ
aeasj-1551	7	21	muslims	muslim	NOUN
aeasj-1551	7	22	are	be	AUX
aeasj-1551	7	23	struggling	struggle	VERB
aeasj-1551	7	24	with	with	ADP
aeasj-1551	7	25	traditional	traditional	ADJ
aeasj-1551	7	26	student	student	NOUN
aeasj-1551	7	27	financing	financing	NOUN
aeasj-1551	7	28	,	,	PUNCT
aeasj-1551	7	29	as	as	SCONJ
aeasj-1551	7	30	interest	interest	NOUN
aeasj-1551	7	31	(	(	PUNCT
aeasj-1551	7	32	riba	riba	PROPN
aeasj-1551	7	33	)	)	PUNCT
aeasj-1551	7	34	is	be	AUX
aeasj-1551	7	35	impermissible	impermissible	ADJ
aeasj-1551	7	36	in	in	ADP
aeasj-1551	7	37	islamic	islamic	PROPN
aeasj-1551	7	38	shariah	shariah	PROPN
aeasj-1551	7	39	.	.	PUNCT
aeasj-1551	8	1	this	this	DET
aeasj-1551	8	2	study	study	NOUN
aeasj-1551	8	3	aims	aim	VERB
aeasj-1551	8	4	to	to	PART
aeasj-1551	8	5	analyze	analyze	VERB
aeasj-1551	8	6	student	student	NOUN
aeasj-1551	8	7	financing	financing	NOUN
aeasj-1551	8	8	concepts	concept	NOUN
aeasj-1551	8	9	based	base	VERB
aeasj-1551	8	10	on	on	ADP
aeasj-1551	8	11	shariah	shariah	PROPN
aeasj-1551	8	12	perspective	perspective	NOUN
aeasj-1551	8	13	and	and	CCONJ
aeasj-1551	8	14	to	to	PART
aeasj-1551	8	15	evaluate	evaluate	VERB
aeasj-1551	8	16	the	the	DET
aeasj-1551	8	17	shariah	shariah	PROPN
aeasj-1551	8	18	issues	issue	NOUN
aeasj-1551	8	19	that	that	PRON
aeasj-1551	8	20	are	be	AUX
aeasj-1551	8	21	associated	associate	VERB
aeasj-1551	8	22	to	to	ADP
aeasj-1551	8	23	its	its	PRON
aeasj-1551	8	24	application	application	NOUN
aeasj-1551	8	25	.	.	PUNCT
aeasj-1551	9	1	the	the	DET
aeasj-1551	9	2	present	present	ADJ
aeasj-1551	9	3	qualitative	qualitative	ADJ
aeasj-1551	9	4	study	study	NOUN
aeasj-1551	9	5	adopts	adopt	VERB
aeasj-1551	9	6	mostly	mostly	ADV
aeasj-1551	9	7	relied	rely	VERB
aeasj-1551	9	8	primary	primary	ADJ
aeasj-1551	9	9	and	and	CCONJ
aeasj-1551	9	10	secondary	secondary	ADJ
aeasj-1551	9	11	sources	source	NOUN
aeasj-1551	9	12	of	of	ADP
aeasj-1551	9	13	islamic	islamic	PROPN
aeasj-1551	9	14	shariah	shariah	PROPN
aeasj-1551	9	15	such	such	ADJ
aeasj-1551	9	16	as	as	ADP
aeasj-1551	9	17	quran	quran	PROPN
aeasj-1551	9	18	,	,	PUNCT
aeasj-1551	9	19	hadith	hadith	NOUN
aeasj-1551	9	20	,	,	PUNCT
aeasj-1551	9	21	islamic	islamic	ADJ
aeasj-1551	9	22	jurisprudence	jurisprudence	NOUN
aeasj-1551	9	23	,	,	PUNCT
aeasj-1551	9	24	and	and	CCONJ
aeasj-1551	9	25	islamic	islamic	ADJ
aeasj-1551	9	26	scholars	scholar	NOUN
aeasj-1551	9	27	’	'	PUNCT
aeasj-1551	9	28	views	view	NOUN
aeasj-1551	9	29	.	.	PUNCT
aeasj-1551	10	1	the	the	DET
aeasj-1551	10	2	deliberations	deliberation	NOUN
aeasj-1551	10	3	evolve	evolve	VERB
aeasj-1551	10	4	at	at	ADP
aeasj-1551	10	5	reviewing	review	VERB
aeasj-1551	10	6	on	on	ADP
aeasj-1551	10	7	the	the	DET
aeasj-1551	10	8	shariah	shariah	PROPN
aeasj-1551	10	9	concept	concept	NOUN
aeasj-1551	10	10	of	of	ADP
aeasj-1551	10	11	qard	qard	NOUN
aeasj-1551	10	12	-	-	PUNCT
aeasj-1551	10	13	al	al	PROPN
aeasj-1551	10	14	-	-	PUNCT
aeasj-1551	10	15	hassan	hassan	PROPN
aeasj-1551	10	16	,	,	PUNCT
aeasj-1551	10	17	qard	qard	PROPN
aeasj-1551	10	18	-	-	PUNCT
aeasj-1551	10	19	bil	bil	NUM
aeasj-1551	10	20	-	-	PUNCT
aeasj-1551	10	21	ujrah	ujrah	NOUN
aeasj-1551	10	22	,	,	PUNCT
aeasj-1551	10	23	waqf	waqf	X
aeasj-1551	10	24	(	(	PUNCT
aeasj-1551	10	25	islamic	islamic	PROPN
aeasj-1551	10	26	trust	trust	PROPN
aeasj-1551	10	27	bank	bank	PROPN
aeasj-1551	10	28	)	)	PUNCT
aeasj-1551	10	29	,	,	PUNCT
aeasj-1551	10	30	and	and	CCONJ
aeasj-1551	10	31	takaful	takaful	ADJ
aeasj-1551	10	32	.	.	PUNCT
aeasj-1551	11	1	finally	finally	ADV
aeasj-1551	11	2	,	,	PUNCT
aeasj-1551	11	3	the	the	DET
aeasj-1551	11	4	present	present	ADJ
aeasj-1551	11	5	study	study	NOUN
aeasj-1551	11	6	highlights	highlight	NOUN
aeasj-1551	11	7	that	that	SCONJ
aeasj-1551	11	8	the	the	DET
aeasj-1551	11	9	higher	high	ADJ
aeasj-1551	11	10	education	education	NOUN
aeasj-1551	11	11	mailto:pfordten@unisel.edu.my	mailto:pfordten@unisel.edu.my	NOUN
aeasj-1551	11	12	mailto:jaforkb@gmail.com	mailto:jaforkb@gmail.com	PROPN
aeasj-1551	11	13	mailto:norhayla@unisel.edu.my	mailto:norhayla@unisel.edu.my	NOUN
aeasj-1551	11	14	mailto:uddinkamal1983.ku@gmail.com	mailto:uddinkamal1983.ku@gmail.com	X
aeasj-1551	11	15	mailto:bashariuk@gmail.com	mailto:bashariuk@gmail.com	X
aeasj-1551	11	16	https://www.cribfb.com/journal/index.php/aesr	https://www.cribfb.com/journal/index.php/aesr	PROPN
aeasj-1551	11	17	american	american	PROPN
aeasj-1551	11	18	economic	economic	PROPN
aeasj-1551	11	19	&	&	CCONJ
aeasj-1551	11	20	social	social	PROPN
aeasj-1551	11	21	review	review	PROPN
aeasj-1551	11	22	vol	vol	NOUN
aeasj-1551	11	23	.	.	PROPN
aeasj-1551	12	1	8	8	NUM
aeasj-1551	12	2	,	,	PUNCT
aeasj-1551	12	3	no	no	INTJ
aeasj-1551	12	4	.	.	NOUN
aeasj-1551	12	5	1	1	NUM
aeasj-1551	12	6	;	;	PUNCT
aeasj-1551	12	7	2021	2021	NUM
aeasj-1551	12	8	23	23	NUM
aeasj-1551	12	9	financing	financing	NOUN
aeasj-1551	12	10	based	base	VERB
aeasj-1551	12	11	on	on	ADP
aeasj-1551	12	12	the	the	DET
aeasj-1551	12	13	shariah	shariah	PROPN
aeasj-1551	12	14	concept	concept	NOUN
aeasj-1551	12	15	could	could	AUX
aeasj-1551	12	16	also	also	ADV
aeasj-1551	12	17	be	be	AUX
aeasj-1551	12	18	generalized	generalize	VERB
aeasj-1551	12	19	into	into	ADP
aeasj-1551	12	20	education	education	NOUN
aeasj-1551	12	21	financing	financing	NOUN
aeasj-1551	12	22	that	that	PRON
aeasj-1551	12	23	would	would	AUX
aeasj-1551	12	24	be	be	AUX
aeasj-1551	12	25	interest(riba	interest(riba	PROPN
aeasj-1551	12	26	)	)	PUNCT
aeasj-1551	12	27	free	free	ADJ
aeasj-1551	12	28	and	and	CCONJ
aeasj-1551	12	29	acceptable	acceptable	ADJ
aeasj-1551	12	30	to	to	ADP
aeasj-1551	12	31	the	the	DET
aeasj-1551	12	32	muslim	muslim	ADJ
aeasj-1551	12	33	community	community	NOUN
aeasj-1551	12	34	at	at	ADP
aeasj-1551	12	35	large	large	ADJ
aeasj-1551	12	36	.	.	PUNCT
aeasj-1551	13	1	keywords	keyword	NOUN
aeasj-1551	13	2	:	:	PUNCT
aeasj-1551	13	3	education	education	NOUN
aeasj-1551	13	4	financing	financing	NOUN
aeasj-1551	13	5	,	,	PUNCT
aeasj-1551	13	6	shariah	shariah	PROPN
aeasj-1551	13	7	based	base	VERB
aeasj-1551	13	8	financing	financing	NOUN
aeasj-1551	13	9	,	,	PUNCT
aeasj-1551	13	10	qard	qard	PROPN
aeasj-1551	13	11	al	al	PROPN
aeasj-1551	13	12	hassan	hassan	PROPN
aeasj-1551	13	13	,	,	PUNCT
aeasj-1551	13	14	qard	qard	PROPN
aeasj-1551	13	15	bil	bil	NUM
aeasj-1551	13	16	ujrah	ujrah	NOUN
aeasj-1551	13	17	,	,	PUNCT
aeasj-1551	13	18	waqf	waqf	NOUN
aeasj-1551	13	19	,	,	PUNCT
aeasj-1551	13	20	and	and	CCONJ
aeasj-1551	13	21	takaful	takaful	ADJ
aeasj-1551	13	22	.	.	PUNCT
aeasj-1551	14	1	introduction	introduction	NOUN
aeasj-1551	14	2	investment	investment	NOUN
aeasj-1551	14	3	in	in	ADP
aeasj-1551	14	4	quality	quality	NOUN
aeasj-1551	14	5	higher	high	ADJ
aeasj-1551	14	6	education	education	NOUN
aeasj-1551	14	7	is	be	AUX
aeasj-1551	14	8	socially	socially	ADV
aeasj-1551	14	9	and	and	CCONJ
aeasj-1551	14	10	economically	economically	ADV
aeasj-1551	14	11	productive	productive	ADJ
aeasj-1551	14	12	investment	investment	NOUN
aeasj-1551	14	13	(	(	PUNCT
aeasj-1551	14	14	blom	blom	PROPN
aeasj-1551	14	15	&	&	CCONJ
aeasj-1551	14	16	canton	canton	PROPN
aeasj-1551	14	17	,	,	PUNCT
aeasj-1551	14	18	2004	2004	NUM
aeasj-1551	14	19	;	;	PUNCT
aeasj-1551	14	20	psacharopoulos	psacharopoulo	NOUN
aeasj-1551	14	21	,	,	PUNCT
aeasj-1551	14	22	1986	1986	NUM
aeasj-1551	14	23	)	)	PUNCT
aeasj-1551	14	24	as	as	SCONJ
aeasj-1551	14	25	it	it	PRON
aeasj-1551	14	26	promotes	promote	VERB
aeasj-1551	14	27	acquiring	acquire	VERB
aeasj-1551	14	28	extended	extended	ADJ
aeasj-1551	14	29	knowledge	knowledge	NOUN
aeasj-1551	14	30	,	,	PUNCT
aeasj-1551	14	31	skills	skill	NOUN
aeasj-1551	14	32	,	,	PUNCT
aeasj-1551	14	33	and	and	CCONJ
aeasj-1551	14	34	intelligence	intelligence	NOUN
aeasj-1551	14	35	(	(	PUNCT
aeasj-1551	14	36	chaiwut	chaiwut	PROPN
aeasj-1551	14	37	,	,	PUNCT
aeasj-1551	14	38	rueangsirarak	rueangsirarak	ADJ
aeasj-1551	14	39	,	,	PUNCT
aeasj-1551	14	40	&	&	CCONJ
aeasj-1551	14	41	chaisricharoen	chaisricharoen	PROPN
aeasj-1551	14	42	,	,	PUNCT
aeasj-1551	14	43	2018	2018	NUM
aeasj-1551	14	44	)	)	PUNCT
aeasj-1551	14	45	.	.	PUNCT
aeasj-1551	15	1	more	more	ADV
aeasj-1551	15	2	importantly	importantly	ADV
aeasj-1551	15	3	,	,	PUNCT
aeasj-1551	15	4	the	the	DET
aeasj-1551	15	5	quality	quality	NOUN
aeasj-1551	15	6	higher	high	ADJ
aeasj-1551	15	7	education	education	NOUN
aeasj-1551	15	8	is	be	AUX
aeasj-1551	15	9	improving	improve	VERB
aeasj-1551	15	10	knowledge	knowledge	NOUN
aeasj-1551	15	11	level	level	NOUN
aeasj-1551	15	12	for	for	ADP
aeasj-1551	15	13	discovering	discover	VERB
aeasj-1551	15	14	,	,	PUNCT
aeasj-1551	15	15	generating	generating	NOUN
aeasj-1551	15	16	,	,	PUNCT
aeasj-1551	15	17	and	and	CCONJ
aeasj-1551	15	18	apprehending	apprehend	VERB
aeasj-1551	15	19	,	,	PUNCT
aeasj-1551	15	20	capturing	capturing	NOUN
aeasj-1551	15	21	,	,	PUNCT
aeasj-1551	15	22	sharing	sharing	NOUN
aeasj-1551	15	23	,	,	PUNCT
aeasj-1551	15	24	and	and	CCONJ
aeasj-1551	15	25	motivating	motivate	VERB
aeasj-1551	15	26	students	student	NOUN
aeasj-1551	15	27	for	for	ADP
aeasj-1551	15	28	promoting	promote	VERB
aeasj-1551	15	29	their	their	PRON
aeasj-1551	15	30	personal	personal	ADJ
aeasj-1551	15	31	and	and	CCONJ
aeasj-1551	15	32	collective	collective	ADJ
aeasj-1551	15	33	development	development	NOUN
aeasj-1551	15	34	(	(	PUNCT
aeasj-1551	15	35	natek	natek	PROPN
aeasj-1551	15	36	&	&	CCONJ
aeasj-1551	15	37	lesjak	lesjak	PROPN
aeasj-1551	15	38	,	,	PUNCT
aeasj-1551	15	39	2011	2011	NUM
aeasj-1551	15	40	;	;	PUNCT
aeasj-1551	15	41	simon	simon	PROPN
aeasj-1551	15	42	,	,	PUNCT
aeasj-1551	15	43	małgorzata	małgorzata	PROPN
aeasj-1551	15	44	,	,	PUNCT
aeasj-1551	15	45	&	&	CCONJ
aeasj-1551	15	46	beatriz	beatriz	PROPN
aeasj-1551	15	47	,	,	PUNCT
aeasj-1551	15	48	2007	2007	NUM
aeasj-1551	15	49	)	)	PUNCT
aeasj-1551	15	50	.	.	PUNCT
aeasj-1551	16	1	since	since	SCONJ
aeasj-1551	16	2	the	the	DET
aeasj-1551	16	3	education	education	NOUN
aeasj-1551	16	4	is	be	AUX
aeasj-1551	16	5	opening	open	VERB
aeasj-1551	16	6	the	the	DET
aeasj-1551	16	7	horizon	horizon	NOUN
aeasj-1551	16	8	of	of	ADP
aeasj-1551	16	9	individually	individually	ADV
aeasj-1551	16	10	life	life	NOUN
aeasj-1551	16	11	-	-	PUNCT
aeasj-1551	16	12	changing	change	VERB
aeasj-1551	16	13	opportunities	opportunity	NOUN
aeasj-1551	16	14	and	and	CCONJ
aeasj-1551	16	15	socially	socially	ADV
aeasj-1551	16	16	cost	cost	NOUN
aeasj-1551	16	17	-	-	PUNCT
aeasj-1551	16	18	effective	effective	ADJ
aeasj-1551	16	19	returns	return	NOUN
aeasj-1551	16	20	,	,	PUNCT
aeasj-1551	16	21	so	so	SCONJ
aeasj-1551	16	22	the	the	DET
aeasj-1551	16	23	enrollments	enrollment	NOUN
aeasj-1551	16	24	of	of	ADP
aeasj-1551	16	25	higher	high	ADJ
aeasj-1551	16	26	education	education	NOUN
aeasj-1551	16	27	level	level	NOUN
aeasj-1551	16	28	students	student	NOUN
aeasj-1551	16	29	are	be	AUX
aeasj-1551	16	30	increasing	increase	VERB
aeasj-1551	16	31	significantly	significantly	ADV
aeasj-1551	16	32	throughout	throughout	ADP
aeasj-1551	16	33	the	the	DET
aeasj-1551	16	34	world	world	NOUN
aeasj-1551	16	35	and	and	CCONJ
aeasj-1551	16	36	so	so	ADV
aeasj-1551	16	37	as	as	ADP
aeasj-1551	16	38	to	to	ADP
aeasj-1551	16	39	the	the	DET
aeasj-1551	16	40	costs	cost	NOUN
aeasj-1551	16	41	do	do	VERB
aeasj-1551	16	42	.	.	PUNCT
aeasj-1551	17	1	thus	thus	ADV
aeasj-1551	17	2	,	,	PUNCT
aeasj-1551	17	3	the	the	DET
aeasj-1551	17	4	higher	high	ADJ
aeasj-1551	17	5	education	education	NOUN
aeasj-1551	17	6	loan	loan	NOUN
aeasj-1551	17	7	is	be	AUX
aeasj-1551	17	8	deliberated	deliberate	VERB
aeasj-1551	17	9	as	as	ADP
aeasj-1551	17	10	an	an	DET
aeasj-1551	17	11	important	important	ADJ
aeasj-1551	17	12	student	student	NOUN
aeasj-1551	17	13	financing	financing	NOUN
aeasj-1551	17	14	mechanism	mechanism	NOUN
aeasj-1551	17	15	due	due	ADP
aeasj-1551	17	16	to	to	ADP
aeasj-1551	17	17	budgetary	budgetary	ADJ
aeasj-1551	17	18	austerity	austerity	NOUN
aeasj-1551	17	19	and	and	CCONJ
aeasj-1551	17	20	dwindling	dwindle	VERB
aeasj-1551	17	21	natural	natural	ADJ
aeasj-1551	17	22	resources	resource	NOUN
aeasj-1551	17	23	(	(	PUNCT
aeasj-1551	17	24	baum	baum	PROPN
aeasj-1551	17	25	,	,	PUNCT
aeasj-1551	17	26	2016	2016	NUM
aeasj-1551	17	27	;	;	PUNCT
aeasj-1551	17	28	psacharopoulos	psacharopoulo	NOUN
aeasj-1551	17	29	,	,	PUNCT
aeasj-1551	17	30	1986	1986	NUM
aeasj-1551	17	31	;	;	PUNCT
aeasj-1551	17	32	ziderman	ziderman	NOUN
aeasj-1551	17	33	,	,	PUNCT
aeasj-1551	17	34	2002	2002	NUM
aeasj-1551	17	35	)	)	PUNCT
aeasj-1551	17	36	.	.	PUNCT
aeasj-1551	18	1	however	however	ADV
aeasj-1551	18	2	,	,	PUNCT
aeasj-1551	18	3	mounting	mount	VERB
aeasj-1551	18	4	costs	cost	NOUN
aeasj-1551	18	5	and	and	CCONJ
aeasj-1551	18	6	demands	demand	NOUN
aeasj-1551	18	7	coupled	couple	VERB
aeasj-1551	18	8	with	with	ADP
aeasj-1551	18	9	dwindling	dwindle	VERB
aeasj-1551	18	10	national	national	ADJ
aeasj-1551	18	11	resources	resource	NOUN
aeasj-1551	18	12	lead	lead	VERB
aeasj-1551	18	13	to	to	ADP
aeasj-1551	18	14	cost	cost	NOUN
aeasj-1551	18	15	-	-	PUNCT
aeasj-1551	18	16	sharing	sharing	NOUN
aeasj-1551	18	17	among	among	ADP
aeasj-1551	18	18	government	government	NOUN
aeasj-1551	18	19	,	,	PUNCT
aeasj-1551	18	20	students	student	NOUN
aeasj-1551	18	21	,	,	PUNCT
aeasj-1551	18	22	parents	parent	NOUN
aeasj-1551	18	23	,	,	PUNCT
aeasj-1551	18	24	and	and	CCONJ
aeasj-1551	18	25	households	household	NOUN
aeasj-1551	18	26	and	and	CCONJ
aeasj-1551	18	27	finally	finally	ADV
aeasj-1551	18	28	developed	develop	VERB
aeasj-1551	18	29	a	a	DET
aeasj-1551	18	30	dominant	dominant	ADJ
aeasj-1551	18	31	mechanism	mechanism	NOUN
aeasj-1551	18	32	of	of	ADP
aeasj-1551	18	33	subsidized	subsidize	VERB
aeasj-1551	18	34	higher	high	ADJ
aeasj-1551	18	35	education	education	NOUN
aeasj-1551	18	36	loan	loan	NOUN
aeasj-1551	18	37	over	over	ADP
aeasj-1551	18	38	the	the	DET
aeasj-1551	18	39	seventy	seventy	NUM
aeasj-1551	18	40	countries	country	NOUN
aeasj-1551	18	41	around	around	ADP
aeasj-1551	18	42	the	the	DET
aeasj-1551	18	43	world	world	NOUN
aeasj-1551	18	44	(	(	PUNCT
aeasj-1551	18	45	johnstone	johnstone	PROPN
aeasj-1551	18	46	&	&	CCONJ
aeasj-1551	18	47	shroff	shroff	PROPN
aeasj-1551	18	48	-	-	PUNCT
aeasj-1551	18	49	mehta	mehta	PROPN
aeasj-1551	18	50	,	,	PUNCT
aeasj-1551	18	51	2003	2003	NUM
aeasj-1551	18	52	;	;	PUNCT
aeasj-1551	18	53	salmi	salmi	PROPN
aeasj-1551	18	54	,	,	PUNCT
aeasj-1551	18	55	2003	2003	NUM
aeasj-1551	18	56	)	)	PUNCT
aeasj-1551	18	57	.	.	PUNCT
aeasj-1551	19	1	besides	besides	SCONJ
aeasj-1551	19	2	the	the	DET
aeasj-1551	19	3	cost	cost	NOUN
aeasj-1551	19	4	sharing	sharing	NOUN
aeasj-1551	19	5	,	,	PUNCT
aeasj-1551	19	6	initiation	initiation	NOUN
aeasj-1551	19	7	of	of	ADP
aeasj-1551	19	8	education	education	NOUN
aeasj-1551	19	9	loan	loan	NOUN
aeasj-1551	19	10	involves	involve	VERB
aeasj-1551	19	11	other	other	ADJ
aeasj-1551	19	12	influences	influence	NOUN
aeasj-1551	19	13	such	such	ADJ
aeasj-1551	19	14	as	as	ADP
aeasj-1551	19	15	enhancing	enhance	VERB
aeasj-1551	19	16	accessibility	accessibility	NOUN
aeasj-1551	19	17	of	of	ADP
aeasj-1551	19	18	needy	needy	ADJ
aeasj-1551	19	19	students	student	NOUN
aeasj-1551	19	20	can	can	AUX
aeasj-1551	19	21	collect	collect	VERB
aeasj-1551	19	22	the	the	DET
aeasj-1551	19	23	funds	fund	NOUN
aeasj-1551	19	24	to	to	PART
aeasj-1551	19	25	pay	pay	VERB
aeasj-1551	19	26	for	for	ADP
aeasj-1551	19	27	education	education	NOUN
aeasj-1551	19	28	(	(	PUNCT
aeasj-1551	19	29	ziderman	ziderman	NOUN
aeasj-1551	19	30	,	,	PUNCT
aeasj-1551	19	31	2013	2013	NUM
aeasj-1551	19	32	)	)	PUNCT
aeasj-1551	19	33	;	;	PUNCT
aeasj-1551	19	34	human	human	ADJ
aeasj-1551	19	35	capital	capital	NOUN
aeasj-1551	19	36	development	development	NOUN
aeasj-1551	19	37	(	(	PUNCT
aeasj-1551	19	38	avery	avery	PROPN
aeasj-1551	19	39	&	&	CCONJ
aeasj-1551	19	40	turner	turner	PROPN
aeasj-1551	19	41	,	,	PUNCT
aeasj-1551	19	42	2012	2012	NUM
aeasj-1551	19	43	;	;	PUNCT
aeasj-1551	19	44	becker	becker	NOUN
aeasj-1551	19	45	,	,	PUNCT
aeasj-1551	19	46	1975	1975	NUM
aeasj-1551	19	47	;	;	PUNCT
aeasj-1551	19	48	li	li	PROPN
aeasj-1551	19	49	,	,	PUNCT
aeasj-1551	19	50	2013	2013	NUM
aeasj-1551	19	51	;	;	PUNCT
aeasj-1551	19	52	mueller	mueller	PROPN
aeasj-1551	19	53	&	&	CCONJ
aeasj-1551	19	54	rockerbie	rockerbie	PROPN
aeasj-1551	19	55	,	,	PUNCT
aeasj-1551	19	56	2004	2004	NUM
aeasj-1551	19	57	)	)	PUNCT
aeasj-1551	19	58	;	;	PUNCT
aeasj-1551	19	59	financial	financial	ADJ
aeasj-1551	19	60	sustainability	sustainability	NOUN
aeasj-1551	19	61	of	of	ADP
aeasj-1551	19	62	higher	high	ADJ
aeasj-1551	19	63	education	education	NOUN
aeasj-1551	19	64	institutions	institution	NOUN
aeasj-1551	19	65	(	(	PUNCT
aeasj-1551	19	66	mussa	mussa	ADJ
aeasj-1551	19	67	,	,	PUNCT
aeasj-1551	19	68	2015	2015	NUM
aeasj-1551	19	69	;	;	PUNCT
aeasj-1551	19	70	ziderman	ziderman	NOUN
aeasj-1551	19	71	,	,	PUNCT
aeasj-1551	19	72	2013	2013	NUM
aeasj-1551	19	73	)	)	PUNCT
aeasj-1551	19	74	.	.	PUNCT
aeasj-1551	20	1	in	in	ADP
aeasj-1551	20	2	the	the	DET
aeasj-1551	20	3	conventional	conventional	ADJ
aeasj-1551	20	4	student	student	NOUN
aeasj-1551	20	5	loan	loan	NOUN
aeasj-1551	20	6	processes	process	NOUN
aeasj-1551	20	7	,	,	PUNCT
aeasj-1551	20	8	eligible	eligible	ADJ
aeasj-1551	20	9	applicants	applicant	NOUN
aeasj-1551	20	10	can	can	AUX
aeasj-1551	20	11	apply	apply	VERB
aeasj-1551	20	12	up	up	ADP
aeasj-1551	20	13	to	to	ADP
aeasj-1551	20	14	a	a	DET
aeasj-1551	20	15	certain	certain	ADJ
aeasj-1551	20	16	amount	amount	NOUN
aeasj-1551	20	17	of	of	ADP
aeasj-1551	20	18	money	money	NOUN
aeasj-1551	20	19	for	for	ADP
aeasj-1551	20	20	their	their	PRON
aeasj-1551	20	21	tuition	tuition	NOUN
aeasj-1551	20	22	and	and	CCONJ
aeasj-1551	20	23	maintenance	maintenance	NOUN
aeasj-1551	20	24	costs	cost	NOUN
aeasj-1551	20	25	.	.	PUNCT
aeasj-1551	21	1	successful	successful	ADJ
aeasj-1551	21	2	applicants	applicant	NOUN
aeasj-1551	21	3	must	must	AUX
aeasj-1551	21	4	gradually	gradually	ADV
aeasj-1551	21	5	repay	repay	VERB
aeasj-1551	21	6	the	the	DET
aeasj-1551	21	7	loan	loan	NOUN
aeasj-1551	21	8	along	along	ADP
aeasj-1551	21	9	with	with	ADP
aeasj-1551	21	10	predetermined	predetermined	ADJ
aeasj-1551	21	11	interest	interest	NOUN
aeasj-1551	21	12	after	after	SCONJ
aeasj-1551	21	13	they	they	PRON
aeasj-1551	21	14	graduated	graduate	VERB
aeasj-1551	21	15	and	and	CCONJ
aeasj-1551	21	16	secured	secured	ADJ
aeasj-1551	21	17	jobs	job	NOUN
aeasj-1551	21	18	with	with	ADP
aeasj-1551	21	19	the	the	DET
aeasj-1551	21	20	income	income	NOUN
aeasj-1551	21	21	above	above	ADP
aeasj-1551	21	22	a	a	DET
aeasj-1551	21	23	particular	particular	ADJ
aeasj-1551	21	24	threshold	threshold	NOUN
aeasj-1551	21	25	.	.	PUNCT
aeasj-1551	22	1	the	the	DET
aeasj-1551	22	2	traditional	traditional	ADJ
aeasj-1551	22	3	student	student	NOUN
aeasj-1551	22	4	loan	loan	NOUN
aeasj-1551	22	5	mechanism	mechanism	NOUN
aeasj-1551	22	6	is	be	AUX
aeasj-1551	22	7	mostly	mostly	ADV
aeasj-1551	22	8	interest	interest	NOUN
aeasj-1551	22	9	based	base	VERB
aeasj-1551	22	10	.	.	PUNCT
aeasj-1551	23	1	but	but	CCONJ
aeasj-1551	23	2	interest	interest	NOUN
aeasj-1551	23	3	(	(	PUNCT
aeasj-1551	23	4	riba	riba	PROPN
aeasj-1551	23	5	)	)	PUNCT
aeasj-1551	23	6	is	be	AUX
aeasj-1551	23	7	completely	completely	ADV
aeasj-1551	23	8	impermissible	impermissible	ADJ
aeasj-1551	23	9	in	in	ADP
aeasj-1551	23	10	islamic	islamic	PROPN
aeasj-1551	23	11	shariah	shariah	PROPN
aeasj-1551	23	12	.	.	PUNCT
aeasj-1551	24	1	thus	thus	ADV
aeasj-1551	24	2	,	,	PUNCT
aeasj-1551	24	3	potential	potential	ADJ
aeasj-1551	24	4	,	,	PUNCT
aeasj-1551	24	5	underprivileged	underprivileged	ADJ
aeasj-1551	24	6	,	,	PUNCT
aeasj-1551	24	7	and	and	CCONJ
aeasj-1551	24	8	devoted	devote	VERB
aeasj-1551	24	9	muslim	muslim	ADJ
aeasj-1551	24	10	students	student	NOUN
aeasj-1551	24	11	are	be	AUX
aeasj-1551	24	12	unable	unable	ADJ
aeasj-1551	24	13	to	to	PART
aeasj-1551	24	14	take	take	VERB
aeasj-1551	24	15	the	the	DET
aeasj-1551	24	16	traditional	traditional	ADJ
aeasj-1551	24	17	student	student	NOUN
aeasj-1551	24	18	financing	financing	NOUN
aeasj-1551	24	19	due	due	ADP
aeasj-1551	24	20	to	to	ADP
aeasj-1551	24	21	interest	interest	NOUN
aeasj-1551	24	22	(	(	PUNCT
aeasj-1551	24	23	riba	riba	NOUN
aeasj-1551	24	24	)	)	PUNCT
aeasj-1551	24	25	issue	issue	NOUN
aeasj-1551	24	26	.	.	PUNCT
aeasj-1551	25	1	as	as	SCONJ
aeasj-1551	25	2	a	a	DET
aeasj-1551	25	3	result	result	NOUN
aeasj-1551	25	4	underprivileged	underprivileged	ADJ
aeasj-1551	25	5	muslim	muslim	ADJ
aeasj-1551	25	6	youths	youth	NOUN
aeasj-1551	25	7	can	can	AUX
aeasj-1551	25	8	not	not	PART
aeasj-1551	25	9	attend	attend	VERB
aeasj-1551	25	10	in	in	ADP
aeasj-1551	25	11	the	the	DET
aeasj-1551	25	12	quality	quality	NOUN
aeasj-1551	25	13	higher	high	ADJ
aeasj-1551	25	14	education	education	NOUN
aeasj-1551	25	15	so	so	SCONJ
aeasj-1551	25	16	they	they	PRON
aeasj-1551	25	17	are	be	AUX
aeasj-1551	25	18	retreating	retreat	VERB
aeasj-1551	25	19	from	from	ADP
aeasj-1551	25	20	the	the	DET
aeasj-1551	25	21	mainstream	mainstream	NOUN
aeasj-1551	25	22	of	of	ADP
aeasj-1551	25	23	the	the	DET
aeasj-1551	25	24	society	society	NOUN
aeasj-1551	25	25	.	.	PUNCT
aeasj-1551	26	1	moreover	moreover	ADV
aeasj-1551	26	2	,	,	PUNCT
aeasj-1551	26	3	higher	high	ADJ
aeasj-1551	26	4	interest	interest	NOUN
aeasj-1551	26	5	rate	rate	NOUN
aeasj-1551	26	6	on	on	ADP
aeasj-1551	26	7	the	the	DET
aeasj-1551	26	8	conventional	conventional	ADJ
aeasj-1551	26	9	student	student	NOUN
aeasj-1551	26	10	financing	financing	NOUN
aeasj-1551	26	11	is	be	AUX
aeasj-1551	26	12	creating	create	VERB
aeasj-1551	26	13	enormous	enormous	ADJ
aeasj-1551	26	14	delinquency	delinquency	NOUN
aeasj-1551	26	15	problems	problem	NOUN
aeasj-1551	26	16	.	.	PUNCT
aeasj-1551	27	1	in	in	ADP
aeasj-1551	27	2	this	this	DET
aeasj-1551	27	3	case	case	NOUN
aeasj-1551	27	4	,	,	PUNCT
aeasj-1551	27	5	apart	apart	ADV
aeasj-1551	27	6	from	from	ADP
aeasj-1551	27	7	the	the	DET
aeasj-1551	27	8	conventional	conventional	ADJ
aeasj-1551	27	9	student	student	NOUN
aeasj-1551	27	10	loan	loan	NOUN
aeasj-1551	27	11	,	,	PUNCT
aeasj-1551	27	12	the	the	DET
aeasj-1551	27	13	shariah	shariah	PROPN
aeasj-1551	27	14	compliant	compliant	PROPN
aeasj-1551	27	15	student	student	NOUN
aeasj-1551	27	16	financing	financing	NOUN
aeasj-1551	27	17	can	can	AUX
aeasj-1551	27	18	resolve	resolve	VERB
aeasj-1551	27	19	the	the	DET
aeasj-1551	27	20	issues	issue	NOUN
aeasj-1551	27	21	and	and	CCONJ
aeasj-1551	27	22	communal	communal	ADJ
aeasj-1551	27	23	interest	interest	NOUN
aeasj-1551	27	24	in	in	ADP
aeasj-1551	27	25	line	line	NOUN
aeasj-1551	27	26	with	with	ADP
aeasj-1551	27	27	the	the	DET
aeasj-1551	27	28	guidance	guidance	NOUN
aeasj-1551	27	29	of	of	ADP
aeasj-1551	27	30	quran	quran	PROPN
aeasj-1551	27	31	,	,	PUNCT
aeasj-1551	27	32	hadith	hadith	NOUN
aeasj-1551	27	33	(	(	PUNCT
aeasj-1551	27	34	sunnah	sunnah	NOUN
aeasj-1551	27	35	)	)	PUNCT
aeasj-1551	27	36	,	,	PUNCT
aeasj-1551	27	37	al	al	PROPN
aeasj-1551	27	38	fiqh	fiqh	NOUN
aeasj-1551	27	39	or	or	CCONJ
aeasj-1551	27	40	islamic	islamic	ADJ
aeasj-1551	27	41	jurisprudence	jurisprudence	NOUN
aeasj-1551	27	42	.	.	PUNCT
aeasj-1551	28	1	the	the	DET
aeasj-1551	28	2	present	present	ADJ
aeasj-1551	28	3	endeavor	endeavor	NOUN
aeasj-1551	28	4	aims	aim	VERB
aeasj-1551	28	5	to	to	PART
aeasj-1551	28	6	conceptualize	conceptualize	VERB
aeasj-1551	28	7	shariah	shariah	PROPN
aeasj-1551	28	8	based	base	VERB
aeasj-1551	28	9	financing	financing	NOUN
aeasj-1551	28	10	concept	concept	NOUN
aeasj-1551	28	11	and	and	CCONJ
aeasj-1551	28	12	its	its	PRON
aeasj-1551	28	13	application	application	NOUN
aeasj-1551	28	14	of	of	ADP
aeasj-1551	28	15	qard	qard	NOUN
aeasj-1551	28	16	al	al	PROPN
aeasj-1551	28	17	hassan	hassan	PROPN
aeasj-1551	28	18	(	(	PUNCT
aeasj-1551	28	19	benevolent	benevolent	ADJ
aeasj-1551	28	20	loan	loan	NOUN
aeasj-1551	28	21	)	)	PUNCT
aeasj-1551	28	22	,	,	PUNCT
aeasj-1551	28	23	qard	qard	PROPN
aeasj-1551	28	24	bil	bil	NUM
aeasj-1551	28	25	ujrah	ujrah	NOUN
aeasj-1551	28	26	(	(	PUNCT
aeasj-1551	28	27	fee	fee	NOUN
aeasj-1551	28	28	or	or	CCONJ
aeasj-1551	28	29	charges	charge	NOUN
aeasj-1551	28	30	of	of	ADP
aeasj-1551	28	31	services	service	NOUN
aeasj-1551	28	32	)	)	PUNCT
aeasj-1551	28	33	,	,	PUNCT
aeasj-1551	28	34	waqf	waqf	NOUN
aeasj-1551	28	35	(	(	PUNCT
aeasj-1551	28	36	islamic	islamic	PROPN
aeasj-1551	28	37	trust	trust	PROPN
aeasj-1551	28	38	bank	bank	PROPN
aeasj-1551	28	39	)	)	PUNCT
aeasj-1551	28	40	,	,	PUNCT
aeasj-1551	28	41	and	and	CCONJ
aeasj-1551	28	42	takaful	takaful	ADJ
aeasj-1551	28	43	(	(	PUNCT
aeasj-1551	28	44	cooperative	cooperative	ADJ
aeasj-1551	28	45	or	or	CCONJ
aeasj-1551	28	46	solidarity	solidarity	NOUN
aeasj-1551	28	47	based	base	VERB
aeasj-1551	28	48	mutual	mutual	ADJ
aeasj-1551	28	49	guarantee	guarantee	NOUN
aeasj-1551	28	50	)	)	PUNCT
aeasj-1551	28	51	in	in	ADP
aeasj-1551	28	52	higher	high	ADJ
aeasj-1551	28	53	education	education	NOUN
aeasj-1551	28	54	financing	financing	NOUN
aeasj-1551	28	55	.	.	PUNCT
aeasj-1551	29	1	literature	literature	NOUN
aeasj-1551	29	2	review	review	NOUN
aeasj-1551	29	3	in	in	ADP
aeasj-1551	29	4	the	the	DET
aeasj-1551	29	5	philosophy	philosophy	NOUN
aeasj-1551	29	6	of	of	ADP
aeasj-1551	29	7	islamic	islamic	ADJ
aeasj-1551	29	8	economics	economic	NOUN
aeasj-1551	29	9	and	and	CCONJ
aeasj-1551	29	10	finance	finance	VERB
aeasj-1551	29	11	the	the	DET
aeasj-1551	29	12	generous	generous	ADJ
aeasj-1551	29	13	role	role	NOUN
aeasj-1551	29	14	of	of	ADP
aeasj-1551	29	15	qard	qard	NOUN
aeasj-1551	29	16	al	al	PROPN
aeasj-1551	29	17	hassan	hassan	PROPN
aeasj-1551	29	18	,	,	PUNCT
aeasj-1551	29	19	qard	qard	PROPN
aeasj-1551	29	20	bil	bil	NUM
aeasj-1551	29	21	ujrah	ujrah	NOUN
aeasj-1551	29	22	,	,	PUNCT
aeasj-1551	29	23	waqf	waqf	PROPN
aeasj-1551	29	24	(	(	PUNCT
aeasj-1551	29	25	islamic	islamic	PROPN
aeasj-1551	29	26	trust	trust	PROPN
aeasj-1551	29	27	bank	bank	PROPN
aeasj-1551	29	28	)	)	PUNCT
aeasj-1551	29	29	,	,	PUNCT
aeasj-1551	29	30	and	and	CCONJ
aeasj-1551	29	31	takaful	takaful	ADJ
aeasj-1551	29	32	initiatives	initiative	NOUN
aeasj-1551	29	33	are	be	AUX
aeasj-1551	29	34	invariably	invariably	ADV
aeasj-1551	29	35	and	and	CCONJ
aeasj-1551	29	36	empathically	empathically	ADV
aeasj-1551	29	37	emphasized	emphasize	VERB
aeasj-1551	29	38	.	.	PUNCT
aeasj-1551	30	1	apart	apart	ADV
aeasj-1551	30	2	from	from	ADP
aeasj-1551	30	3	the	the	DET
aeasj-1551	30	4	interest	interest	NOUN
aeasj-1551	30	5	based	base	VERB
aeasj-1551	30	6	student	student	NOUN
aeasj-1551	30	7	loan	loan	NOUN
aeasj-1551	30	8	which	which	PRON
aeasj-1551	30	9	is	be	AUX
aeasj-1551	30	10	oppressive	oppressive	ADJ
aeasj-1551	30	11	and	and	CCONJ
aeasj-1551	30	12	unjust	unjust	ADJ
aeasj-1551	30	13	to	to	ADP
aeasj-1551	30	14	the	the	DET
aeasj-1551	30	15	humankind	humankind	NOUN
aeasj-1551	30	16	,	,	PUNCT
aeasj-1551	30	17	the	the	DET
aeasj-1551	30	18	interst	interst	PROPN
aeasj-1551	30	19	free	free	PROPN
aeasj-1551	30	20	islamic	islamic	PROPN
aeasj-1551	30	21	student	student	NOUN
aeasj-1551	30	22	financing	financing	NOUN
aeasj-1551	30	23	modes	mode	NOUN
aeasj-1551	30	24	such	such	ADJ
aeasj-1551	30	25	as	as	ADP
aeasj-1551	30	26	qard	qard	NOUN
aeasj-1551	30	27	al	al	PROPN
aeasj-1551	30	28	hassan	hassan	PROPN
aeasj-1551	30	29	,	,	PUNCT
aeasj-1551	30	30	qard	qard	PROPN
aeasj-1551	30	31	bil	bil	NUM
aeasj-1551	30	32	ujrah	ujrah	NOUN
aeasj-1551	30	33	,	,	PUNCT
aeasj-1551	30	34	waqf	waqf	PROPN
aeasj-1551	30	35	(	(	PUNCT
aeasj-1551	30	36	islamic	islamic	PROPN
aeasj-1551	30	37	trust	trust	PROPN
aeasj-1551	30	38	bank	bank	PROPN
aeasj-1551	30	39	)	)	PUNCT
aeasj-1551	30	40	,	,	PUNCT
aeasj-1551	30	41	and	and	CCONJ
aeasj-1551	30	42	takaful	takaful	ADJ
aeasj-1551	30	43	which	which	PRON
aeasj-1551	30	44	help	help	VERB
aeasj-1551	30	45	bringing	bring	VERB
aeasj-1551	30	46	socioeconomic	socioeconomic	ADJ
aeasj-1551	30	47	justice	justice	NOUN
aeasj-1551	30	48	and	and	CCONJ
aeasj-1551	30	49	overall	overall	ADJ
aeasj-1551	30	50	welfare	welfare	NOUN
aeasj-1551	30	51	of	of	ADP
aeasj-1551	30	52	the	the	DET
aeasj-1551	30	53	society	society	NOUN
aeasj-1551	30	54	.	.	PUNCT
aeasj-1551	31	1	the	the	DET
aeasj-1551	31	2	islamic	islamic	PROPN
aeasj-1551	31	3	modes	mode	NOUN
aeasj-1551	31	4	of	of	ADP
aeasj-1551	31	5	student	student	NOUN
aeasj-1551	31	6	financing	financing	NOUN
aeasj-1551	31	7	are	be	AUX
aeasj-1551	31	8	well	well	ADV
aeasj-1551	31	9	supported	support	VERB
aeasj-1551	31	10	by	by	ADP
aeasj-1551	31	11	quran	quran	PROPN
aeasj-1551	31	12	,	,	PUNCT
aeasj-1551	31	13	hadith	hadith	NOUN
aeasj-1551	31	14	(	(	PUNCT
aeasj-1551	31	15	sunnah	sunnah	NOUN
aeasj-1551	31	16	)	)	PUNCT
aeasj-1551	31	17	,	,	PUNCT
aeasj-1551	31	18	ijma	ijma	ADJ
aeasj-1551	31	19	https://www.cribfb.com/journal/index.php/aesr	https://www.cribfb.com/journal/index.php/aesr	PROPN
aeasj-1551	31	20	american	american	PROPN
aeasj-1551	31	21	economic	economic	PROPN
aeasj-1551	31	22	&	&	CCONJ
aeasj-1551	31	23	social	social	PROPN
aeasj-1551	31	24	review	review	PROPN
aeasj-1551	31	25	vol	vol	NOUN
aeasj-1551	31	26	.	.	PROPN
aeasj-1551	32	1	8	8	NUM
aeasj-1551	32	2	,	,	PUNCT
aeasj-1551	32	3	no	no	INTJ
aeasj-1551	32	4	.	.	NOUN
aeasj-1551	32	5	1	1	NUM
aeasj-1551	32	6	;	;	PUNCT
aeasj-1551	32	7	2021	2021	NUM
aeasj-1551	32	8	24	24	NUM
aeasj-1551	32	9	(	(	PUNCT
aeasj-1551	32	10	consensus	consensus	NOUN
aeasj-1551	32	11	)	)	PUNCT
aeasj-1551	32	12	,	,	PUNCT
aeasj-1551	32	13	qiyan	qiyan	ADJ
aeasj-1551	32	14	(	(	PUNCT
aeasj-1551	32	15	analogy	analogy	NOUN
aeasj-1551	32	16	)	)	PUNCT
aeasj-1551	32	17	,	,	PUNCT
aeasj-1551	32	18	and	and	CCONJ
aeasj-1551	32	19	various	various	ADJ
aeasj-1551	32	20	islamic	islamic	ADJ
aeasj-1551	32	21	scholars	scholar	NOUN
aeasj-1551	32	22	,	,	PUNCT
aeasj-1551	32	23	logicians	logician	NOUN
aeasj-1551	32	24	,	,	PUNCT
aeasj-1551	32	25	and	and	CCONJ
aeasj-1551	32	26	philosophers	philosopher	NOUN
aeasj-1551	32	27	.	.	PUNCT
aeasj-1551	33	1	aslam	aslam	PROPN
aeasj-1551	33	2	,	,	PUNCT
aeasj-1551	33	3	haneef	haneef	PROPN
aeasj-1551	33	4	et	et	PROPN
aeasj-1551	33	5	al	al	PROPN
aeasj-1551	33	6	.	.	PROPN
aeasj-1551	33	7	,	,	PUNCT
aeasj-1551	33	8	2015	2015	NUM
aeasj-1551	33	9	revealed	reveal	VERB
aeasj-1551	33	10	that	that	SCONJ
aeasj-1551	33	11	qard	qard	NOUN
aeasj-1551	33	12	al	al	PROPN
aeasj-1551	33	13	hassan	hassan	PROPN
aeasj-1551	33	14	based	base	VERB
aeasj-1551	33	15	financial	financial	ADJ
aeasj-1551	33	16	products	product	NOUN
aeasj-1551	33	17	by	by	ADP
aeasj-1551	33	18	any	any	DET
aeasj-1551	33	19	islamic	islamic	ADJ
aeasj-1551	33	20	financial	financial	ADJ
aeasj-1551	33	21	institutions	institution	NOUN
aeasj-1551	33	22	helps	help	VERB
aeasj-1551	33	23	to	to	PART
aeasj-1551	33	24	upgrade	upgrade	VERB
aeasj-1551	33	25	the	the	DET
aeasj-1551	33	26	knowledge	knowledge	NOUN
aeasj-1551	33	27	and	and	CCONJ
aeasj-1551	33	28	skills	skill	NOUN
aeasj-1551	33	29	of	of	ADP
aeasj-1551	33	30	the	the	DET
aeasj-1551	33	31	recipients	recipient	NOUN
aeasj-1551	33	32	.	.	PUNCT
aeasj-1551	34	1	moreover	moreover	ADV
aeasj-1551	34	2	,	,	PUNCT
aeasj-1551	34	3	muneer	muneer	NOUN
aeasj-1551	34	4	,	,	PUNCT
aeasj-1551	34	5	f.	f.	PROPN
aeasj-1551	34	6	,	,	PUNCT
aeasj-1551	34	7	&	&	CCONJ
aeasj-1551	34	8	khan	khan	PROPN
aeasj-1551	34	9	,	,	PUNCT
aeasj-1551	34	10	f.	f.	PROPN
aeasj-1551	34	11	,	,	PUNCT
aeasj-1551	34	12	2019	2019	NUM
aeasj-1551	34	13	argued	argue	VERB
aeasj-1551	34	14	that	that	SCONJ
aeasj-1551	34	15	qard	qard	NOUN
aeasj-1551	34	16	al	al	PROPN
aeasj-1551	34	17	hassan	hassan	PROPN
aeasj-1551	34	18	can	can	AUX
aeasj-1551	34	19	be	be	AUX
aeasj-1551	34	20	used	use	VERB
aeasj-1551	34	21	as	as	ADP
aeasj-1551	34	22	an	an	DET
aeasj-1551	34	23	instrument	instrument	NOUN
aeasj-1551	34	24	to	to	PART
aeasj-1551	34	25	develop	develop	VERB
aeasj-1551	34	26	human	human	ADJ
aeasj-1551	34	27	resources	resource	NOUN
aeasj-1551	34	28	to	to	PART
aeasj-1551	34	29	bring	bring	VERB
aeasj-1551	34	30	the	the	DET
aeasj-1551	34	31	underprivileged	underprivileged	ADJ
aeasj-1551	34	32	muslim	muslim	ADJ
aeasj-1551	34	33	youths	youth	NOUN
aeasj-1551	34	34	to	to	ADP
aeasj-1551	34	35	the	the	DET
aeasj-1551	34	36	mainstream	mainstream	NOUN
aeasj-1551	34	37	of	of	ADP
aeasj-1551	34	38	the	the	DET
aeasj-1551	34	39	society	society	NOUN
aeasj-1551	34	40	.	.	PUNCT
aeasj-1551	35	1	the	the	DET
aeasj-1551	35	2	ujrah	ujrah	PROPN
aeasj-1551	35	3	based	base	VERB
aeasj-1551	35	4	student	student	NOUN
aeasj-1551	35	5	financing	financing	NOUN
aeasj-1551	35	6	can	can	AUX
aeasj-1551	35	7	be	be	AUX
aeasj-1551	35	8	considered	consider	VERB
aeasj-1551	35	9	as	as	ADP
aeasj-1551	35	10	the	the	DET
aeasj-1551	35	11	simplest	simple	ADJ
aeasj-1551	35	12	form	form	NOUN
aeasj-1551	35	13	out	out	ADP
aeasj-1551	35	14	of	of	ADP
aeasj-1551	35	15	other	other	ADJ
aeasj-1551	35	16	structured	structure	VERB
aeasj-1551	35	17	presently	presently	ADV
aeasj-1551	35	18	used	use	VERB
aeasj-1551	35	19	in	in	ADP
aeasj-1551	35	20	islamic	islamic	ADJ
aeasj-1551	35	21	financial	financial	ADJ
aeasj-1551	35	22	institutions	institution	NOUN
aeasj-1551	35	23	.	.	PUNCT
aeasj-1551	36	1	the	the	DET
aeasj-1551	36	2	financial	financial	ADJ
aeasj-1551	36	3	institutions	institution	NOUN
aeasj-1551	36	4	charge	charge	VERB
aeasj-1551	36	5	the	the	DET
aeasj-1551	36	6	recipients	recipient	NOUN
aeasj-1551	36	7	after	after	ADP
aeasj-1551	36	8	completing	complete	VERB
aeasj-1551	36	9	studies	study	NOUN
aeasj-1551	36	10	or	or	CCONJ
aeasj-1551	36	11	upon	upon	SCONJ
aeasj-1551	36	12	engagement	engagement	NOUN
aeasj-1551	36	13	in	in	ADP
aeasj-1551	36	14	job	job	NOUN
aeasj-1551	36	15	or	or	CCONJ
aeasj-1551	36	16	works	work	NOUN
aeasj-1551	36	17	,	,	PUNCT
aeasj-1551	36	18	a	a	DET
aeasj-1551	36	19	fee	fee	NOUN
aeasj-1551	36	20	to	to	ADP
aeasj-1551	36	21	the	the	DET
aeasj-1551	36	22	client	client	NOUN
aeasj-1551	36	23	for	for	ADP
aeasj-1551	36	24	service	service	NOUN
aeasj-1551	36	25	provided	provide	VERB
aeasj-1551	36	26	like	like	ADP
aeasj-1551	36	27	monthly	monthly	ADJ
aeasj-1551	36	28	and	and	CCONJ
aeasj-1551	36	29	annual	annual	ADJ
aeasj-1551	36	30	charge	charge	NOUN
aeasj-1551	36	31	,	,	PUNCT
aeasj-1551	36	32	fixed	fix	VERB
aeasj-1551	36	33	management	management	NOUN
aeasj-1551	36	34	charge	charge	NOUN
aeasj-1551	36	35	as	as	ADP
aeasj-1551	36	36	their	their	PRON
aeasj-1551	36	37	profits	profit	NOUN
aeasj-1551	36	38	(	(	PUNCT
aeasj-1551	36	39	jamaan	jamaan	PROPN
aeasj-1551	36	40	et	et	PROPN
aeasj-1551	36	41	al	al	PROPN
aeasj-1551	36	42	.	.	PROPN
aeasj-1551	36	43	,	,	PUNCT
aeasj-1551	36	44	2014	2014	NUM
aeasj-1551	36	45	)	)	PUNCT
aeasj-1551	36	46	.	.	PUNCT
aeasj-1551	37	1	another	another	DET
aeasj-1551	37	2	sharia	sharia	PROPN
aeasj-1551	37	3	based	base	VERB
aeasj-1551	37	4	concept	concept	NOUN
aeasj-1551	37	5	of	of	ADP
aeasj-1551	37	6	waqf	waqf	NOUN
aeasj-1551	37	7	or	or	CCONJ
aeasj-1551	37	8	endowment	endowment	NOUN
aeasj-1551	37	9	plays	play	VERB
aeasj-1551	37	10	an	an	DET
aeasj-1551	37	11	important	important	ADJ
aeasj-1551	37	12	role	role	NOUN
aeasj-1551	37	13	in	in	ADP
aeasj-1551	37	14	bringing	bring	VERB
aeasj-1551	37	15	out	out	ADP
aeasj-1551	37	16	the	the	DET
aeasj-1551	37	17	equality	equality	NOUN
aeasj-1551	37	18	and	and	CCONJ
aeasj-1551	37	19	human	human	ADJ
aeasj-1551	37	20	development	development	NOUN
aeasj-1551	37	21	for	for	ADP
aeasj-1551	37	22	the	the	DET
aeasj-1551	37	23	nation	nation	NOUN
aeasj-1551	37	24	.	.	PUNCT
aeasj-1551	38	1	aziz	aziz	PROPN
aeasj-1551	38	2	m.	m.	PROPN
aeasj-1551	38	3	r.	r.	PROPN
aeasj-1551	38	4	a	a	X
aeasj-1551	38	5	et	et	PROPN
aeasj-1551	38	6	al	al	PROPN
aeasj-1551	38	7	.	.	PROPN
aeasj-1551	38	8	,	,	PUNCT
aeasj-1551	38	9	2014	2014	NUM
aeasj-1551	38	10	stated	state	VERB
aeasj-1551	38	11	that	that	SCONJ
aeasj-1551	38	12	islamic	islamic	ADJ
aeasj-1551	38	13	waqf	waqf	PROPN
aeasj-1551	38	14	bank	bank	PROPN
aeasj-1551	38	15	benefits	benefit	VERB
aeasj-1551	38	16	the	the	DET
aeasj-1551	38	17	students	student	NOUN
aeasj-1551	38	18	and	and	CCONJ
aeasj-1551	38	19	also	also	ADV
aeasj-1551	38	20	their	their	PRON
aeasj-1551	38	21	parents	parent	NOUN
aeasj-1551	38	22	,	,	PUNCT
aeasj-1551	38	23	financing	financing	NOUN
aeasj-1551	38	24	student	student	NOUN
aeasj-1551	38	25	education	education	NOUN
aeasj-1551	38	26	in	in	ADP
aeasj-1551	38	27	term	term	NOUN
aeasj-1551	38	28	of	of	ADP
aeasj-1551	38	29	fees	fee	NOUN
aeasj-1551	38	30	and	and	CCONJ
aeasj-1551	38	31	cost	cost	NOUN
aeasj-1551	38	32	of	of	ADP
aeasj-1551	38	33	living	living	NOUN
aeasj-1551	38	34	.	.	PUNCT
aeasj-1551	39	1	(	(	PUNCT
aeasj-1551	39	2	aziz	aziz	PROPN
aeasj-1551	39	3	et	et	PROPN
aeasj-1551	39	4	al	al	PROPN
aeasj-1551	39	5	.	.	PROPN
aeasj-1551	39	6	,	,	PUNCT
aeasj-1551	39	7	2014	2014	NUM
aeasj-1551	39	8	;	;	PUNCT
aeasj-1551	39	9	yalawae	yalawae	NOUN
aeasj-1551	39	10	et	et	PROPN
aeasj-1551	39	11	al	al	PROPN
aeasj-1551	39	12	.	.	PROPN
aeasj-1551	39	13	,	,	PUNCT
aeasj-1551	39	14	2003	2003	NUM
aeasj-1551	39	15	)	)	PUNCT
aeasj-1551	39	16	stated	state	VERB
aeasj-1551	39	17	that	that	SCONJ
aeasj-1551	39	18	the	the	DET
aeasj-1551	39	19	investment	investment	NOUN
aeasj-1551	39	20	of	of	ADP
aeasj-1551	39	21	waqf	waqf	ADJ
aeasj-1551	39	22	fund	fund	NOUN
aeasj-1551	39	23	in	in	ADP
aeasj-1551	39	24	human	human	ADJ
aeasj-1551	39	25	capital	capital	NOUN
aeasj-1551	39	26	is	be	AUX
aeasj-1551	39	27	considered	consider	VERB
aeasj-1551	39	28	as	as	ADP
aeasj-1551	39	29	one	one	NUM
aeasj-1551	39	30	of	of	ADP
aeasj-1551	39	31	the	the	DET
aeasj-1551	39	32	best	good	ADJ
aeasj-1551	39	33	utilization	utilization	NOUN
aeasj-1551	39	34	of	of	ADP
aeasj-1551	39	35	fund	fund	NOUN
aeasj-1551	39	36	.	.	PUNCT
aeasj-1551	40	1	wahyu	wahyu	PROPN
aeasj-1551	40	2	jatmiko	jatmiko	NOUN
aeasj-1551	40	3	,	,	PUNCT
aeasj-1551	40	4	2018	2018	NUM
aeasj-1551	40	5	narrated	narrate	VERB
aeasj-1551	40	6	that	that	DET
aeasj-1551	40	7	introduction	introduction	NOUN
aeasj-1551	40	8	of	of	ADP
aeasj-1551	40	9	waqf	waqf	ADJ
aeasj-1551	40	10	fund	fund	NOUN
aeasj-1551	40	11	into	into	ADP
aeasj-1551	40	12	higher	high	ADJ
aeasj-1551	40	13	education	education	NOUN
aeasj-1551	40	14	financing	financing	NOUN
aeasj-1551	40	15	can	can	AUX
aeasj-1551	40	16	potentially	potentially	ADV
aeasj-1551	40	17	increase	increase	VERB
aeasj-1551	40	18	future	future	ADJ
aeasj-1551	40	19	national	national	ADJ
aeasj-1551	40	20	productivity	productivity	NOUN
aeasj-1551	40	21	.	.	PUNCT
aeasj-1551	41	1	islahi	islahi	PROPN
aeasj-1551	41	2	,	,	PUNCT
aeasj-1551	41	3	1992	1992	NUM
aeasj-1551	41	4	stated	state	VERB
aeasj-1551	41	5	that	that	SCONJ
aeasj-1551	41	6	the	the	DET
aeasj-1551	41	7	internationalization	internationalization	NOUN
aeasj-1551	41	8	of	of	ADP
aeasj-1551	41	9	the	the	DET
aeasj-1551	41	10	voluntary	voluntary	ADJ
aeasj-1551	41	11	institution	institution	NOUN
aeasj-1551	41	12	of	of	ADP
aeasj-1551	41	13	waqf	waqf	NOUN
aeasj-1551	41	14	is	be	AUX
aeasj-1551	41	15	needed	need	VERB
aeasj-1551	41	16	nowadays	nowadays	ADV
aeasj-1551	41	17	,	,	PUNCT
aeasj-1551	41	18	by	by	ADP
aeasj-1551	41	19	setting	set	VERB
aeasj-1551	41	20	up	up	ADP
aeasj-1551	41	21	a	a	DET
aeasj-1551	41	22	non	non	ADJ
aeasj-1551	41	23	-	-	ADJ
aeasj-1551	41	24	government	government	ADJ
aeasj-1551	41	25	muslim	muslim	PROPN
aeasj-1551	41	26	foundation	foundation	PROPN
aeasj-1551	41	27	which	which	PRON
aeasj-1551	41	28	should	should	AUX
aeasj-1551	41	29	provide	provide	VERB
aeasj-1551	41	30	public	public	ADJ
aeasj-1551	41	31	goods	good	NOUN
aeasj-1551	41	32	on	on	ADP
aeasj-1551	41	33	large	large	ADJ
aeasj-1551	41	34	scale	scale	NOUN
aeasj-1551	41	35	and	and	CCONJ
aeasj-1551	41	36	attempt	attempt	NOUN
aeasj-1551	41	37	to	to	PART
aeasj-1551	41	38	combat	combat	VERB
aeasj-1551	41	39	illiteracy	illiteracy	NOUN
aeasj-1551	41	40	,	,	PUNCT
aeasj-1551	41	41	sickness	sickness	NOUN
aeasj-1551	41	42	and	and	CCONJ
aeasj-1551	41	43	lack	lack	NOUN
aeasj-1551	41	44	of	of	ADP
aeasj-1551	41	45	technical	technical	ADJ
aeasj-1551	41	46	know	know	NOUN
aeasj-1551	41	47	-	-	PUNCT
aeasj-1551	41	48	how	how	NOUN
aeasj-1551	41	49	.	.	PUNCT
aeasj-1551	42	1	khairunnisa	khairunnisa	PROPN
aeasj-1551	42	2	masuri	masuri	PROPN
aeasj-1551	42	3	,	,	PUNCT
aeasj-1551	42	4	2016	2016	NUM
aeasj-1551	42	5	explained	explain	VERB
aeasj-1551	42	6	that	that	SCONJ
aeasj-1551	42	7	collaboration	collaboration	NOUN
aeasj-1551	42	8	of	of	ADP
aeasj-1551	42	9	sukuk	sukuk	NOUN
aeasj-1551	42	10	and	and	CCONJ
aeasj-1551	42	11	waqf	waqf	NOUN
aeasj-1551	42	12	can	can	AUX
aeasj-1551	42	13	be	be	AUX
aeasj-1551	42	14	an	an	DET
aeasj-1551	42	15	innovation	innovation	NOUN
aeasj-1551	42	16	to	to	PART
aeasj-1551	42	17	have	have	AUX
aeasj-1551	42	18	low	low	ADJ
aeasj-1551	42	19	cost	cost	NOUN
aeasj-1551	42	20	fund	fund	NOUN
aeasj-1551	42	21	to	to	PART
aeasj-1551	42	22	engine	engine	VERB
aeasj-1551	42	23	the	the	DET
aeasj-1551	42	24	economic	economic	ADJ
aeasj-1551	42	25	sustainability	sustainability	NOUN
aeasj-1551	42	26	of	of	ADP
aeasj-1551	42	27	higher	high	ADJ
aeasj-1551	42	28	education	education	NOUN
aeasj-1551	42	29	institutions	institution	NOUN
aeasj-1551	42	30	.	.	PUNCT
aeasj-1551	43	1	so	so	ADV
aeasj-1551	43	2	waqf	waqf	ADJ
aeasj-1551	43	3	fund	fund	NOUN
aeasj-1551	43	4	has	have	VERB
aeasj-1551	43	5	great	great	ADJ
aeasj-1551	43	6	impact	impact	NOUN
aeasj-1551	43	7	on	on	ADP
aeasj-1551	43	8	distribution	distribution	NOUN
aeasj-1551	43	9	of	of	ADP
aeasj-1551	43	10	wealth	wealth	NOUN
aeasj-1551	43	11	,	,	PUNCT
aeasj-1551	43	12	redistribution	redistribution	NOUN
aeasj-1551	43	13	of	of	ADP
aeasj-1551	43	14	national	national	ADJ
aeasj-1551	43	15	income	income	NOUN
aeasj-1551	43	16	,	,	PUNCT
aeasj-1551	43	17	increasing	increase	VERB
aeasj-1551	43	18	of	of	ADP
aeasj-1551	43	19	employment	employment	NOUN
aeasj-1551	43	20	and	and	CCONJ
aeasj-1551	43	21	distributions	distribution	NOUN
aeasj-1551	43	22	of	of	ADP
aeasj-1551	43	23	sources	source	NOUN
aeasj-1551	43	24	that	that	PRON
aeasj-1551	43	25	will	will	AUX
aeasj-1551	43	26	causes	cause	VERB
aeasj-1551	43	27	a	a	DET
aeasj-1551	43	28	stable	stable	ADJ
aeasj-1551	43	29	economy	economy	NOUN
aeasj-1551	43	30	.	.	PUNCT
aeasj-1551	44	1	the	the	DET
aeasj-1551	44	2	higher	high	ADJ
aeasj-1551	44	3	education	education	NOUN
aeasj-1551	44	4	loan	loan	NOUN
aeasj-1551	44	5	from	from	ADP
aeasj-1551	44	6	takaful	takaful	ADJ
aeasj-1551	44	7	fund	fund	NOUN
aeasj-1551	44	8	preconditioned	precondition	VERB
aeasj-1551	44	9	to	to	PART
aeasj-1551	44	10	join	join	VERB
aeasj-1551	44	11	as	as	ADP
aeasj-1551	44	12	a	a	DET
aeasj-1551	44	13	member	member	NOUN
aeasj-1551	44	14	and	and	CCONJ
aeasj-1551	44	15	repayment	repayment	NOUN
aeasj-1551	44	16	will	will	AUX
aeasj-1551	44	17	be	be	AUX
aeasj-1551	44	18	made	make	VERB
aeasj-1551	44	19	to	to	ADP
aeasj-1551	44	20	the	the	DET
aeasj-1551	44	21	fund	fund	NOUN
aeasj-1551	44	22	once	once	SCONJ
aeasj-1551	44	23	they	they	PRON
aeasj-1551	44	24	have	have	VERB
aeasj-1551	44	25	jobs	job	NOUN
aeasj-1551	44	26	and	and	CCONJ
aeasj-1551	44	27	earning	earn	VERB
aeasj-1551	44	28	with	with	ADP
aeasj-1551	44	29	a	a	DET
aeasj-1551	44	30	takaful	takaful	ADJ
aeasj-1551	44	31	contribution	contribution	NOUN
aeasj-1551	44	32	amount	amount	NOUN
aeasj-1551	44	33	.	.	PUNCT
aeasj-1551	45	1	the	the	DET
aeasj-1551	45	2	takaful	takaful	ADJ
aeasj-1551	45	3	alternative	alternative	ADJ
aeasj-1551	45	4	student	student	NOUN
aeasj-1551	45	5	finance	finance	NOUN
aeasj-1551	45	6	(	(	PUNCT
aeasj-1551	45	7	tasf	tasf	ADJ
aeasj-1551	45	8	)	)	PUNCT
aeasj-1551	45	9	model	model	NOUN
aeasj-1551	45	10	is	be	AUX
aeasj-1551	45	11	a	a	DET
aeasj-1551	45	12	unique	unique	ADJ
aeasj-1551	45	13	student	student	NOUN
aeasj-1551	45	14	financing	financing	NOUN
aeasj-1551	45	15	product	product	NOUN
aeasj-1551	45	16	has	have	AUX
aeasj-1551	45	17	been	be	AUX
aeasj-1551	45	18	initiated	initiate	VERB
aeasj-1551	45	19	in	in	ADP
aeasj-1551	45	20	uk	uk	PROPN
aeasj-1551	45	21	to	to	PART
aeasj-1551	45	22	promote	promote	VERB
aeasj-1551	45	23	financial	financial	ADJ
aeasj-1551	45	24	inclusion	inclusion	NOUN
aeasj-1551	45	25	,	,	PUNCT
aeasj-1551	45	26	particularly	particularly	ADV
aeasj-1551	45	27	to	to	PART
aeasj-1551	45	28	avoid	avoid	VERB
aeasj-1551	45	29	a	a	DET
aeasj-1551	45	30	subtle	subtle	ADJ
aeasj-1551	45	31	exclusion	exclusion	NOUN
aeasj-1551	45	32	of	of	ADP
aeasj-1551	45	33	those	those	PRON
aeasj-1551	45	34	who	who	PRON
aeasj-1551	45	35	are	be	AUX
aeasj-1551	45	36	averse	averse	ADJ
aeasj-1551	45	37	to	to	ADP
aeasj-1551	45	38	interest	interest	NOUN
aeasj-1551	45	39	-	-	PUNCT
aeasj-1551	45	40	bearing	bear	VERB
aeasj-1551	45	41	student	student	NOUN
aeasj-1551	45	42	loans	loan	NOUN
aeasj-1551	45	43	due	due	ADP
aeasj-1551	45	44	to	to	ADP
aeasj-1551	45	45	their	their	PRON
aeasj-1551	45	46	religious	religious	ADJ
aeasj-1551	45	47	beliefs	belief	NOUN
aeasj-1551	45	48	.	.	PUNCT
aeasj-1551	46	1	as	as	ADP
aeasj-1551	46	2	per	per	ADP
aeasj-1551	46	3	tasf	tasf	PROPN
aeasj-1551	46	4	model	model	NOUN
aeasj-1551	46	5	students	student	NOUN
aeasj-1551	46	6	are	be	AUX
aeasj-1551	46	7	given	give	VERB
aeasj-1551	46	8	loan	loan	NOUN
aeasj-1551	46	9	from	from	ADP
aeasj-1551	46	10	the	the	DET
aeasj-1551	46	11	takaful	takaful	ADJ
aeasj-1551	46	12	fund	fund	NOUN
aeasj-1551	46	13	and	and	CCONJ
aeasj-1551	46	14	students	student	NOUN
aeasj-1551	46	15	are	be	AUX
aeasj-1551	46	16	repayment	repayment	NOUN
aeasj-1551	46	17	it	it	PRON
aeasj-1551	46	18	via	via	ADP
aeasj-1551	46	19	tax	tax	NOUN
aeasj-1551	46	20	system	system	NOUN
aeasj-1551	46	21	to	to	ADP
aeasj-1551	46	22	takaful	takaful	ADJ
aeasj-1551	46	23	fund	fund	NOUN
aeasj-1551	46	24	.	.	PUNCT
aeasj-1551	47	1	the	the	DET
aeasj-1551	47	2	accumulated	accumulate	VERB
aeasj-1551	47	3	students	student	NOUN
aeasj-1551	47	4	repayments	repayment	NOUN
aeasj-1551	47	5	remain	remain	VERB
aeasj-1551	47	6	in	in	ADP
aeasj-1551	47	7	the	the	DET
aeasj-1551	47	8	fund	fund	NOUN
aeasj-1551	47	9	are	be	AUX
aeasj-1551	47	10	used	use	VERB
aeasj-1551	47	11	to	to	PART
aeasj-1551	47	12	provide	provide	VERB
aeasj-1551	47	13	finance	finance	NOUN
aeasj-1551	47	14	to	to	ADP
aeasj-1551	47	15	the	the	DET
aeasj-1551	47	16	future	future	ADJ
aeasj-1551	47	17	students	student	NOUN
aeasj-1551	47	18	.	.	PUNCT
aeasj-1551	48	1	wahyu	wahyu	PROPN
aeasj-1551	48	2	jatmiko	jatmiko	NOUN
aeasj-1551	48	3	,	,	PUNCT
aeasj-1551	48	4	2018	2018	NUM
aeasj-1551	48	5	explained	explain	VERB
aeasj-1551	48	6	that	that	SCONJ
aeasj-1551	48	7	introducing	introduce	VERB
aeasj-1551	48	8	an	an	DET
aeasj-1551	48	9	integrated	integrate	VERB
aeasj-1551	48	10	waqf	waqf	NOUN
aeasj-1551	48	11	(	(	PUNCT
aeasj-1551	48	12	islamic	islamic	PROPN
aeasj-1551	48	13	trust	trust	PROPN
aeasj-1551	48	14	)	)	PUNCT
aeasj-1551	48	15	and	and	CCONJ
aeasj-1551	48	16	takaful	takaful	ADJ
aeasj-1551	48	17	(	(	PUNCT
aeasj-1551	48	18	mutual	mutual	ADJ
aeasj-1551	48	19	guarantee	guarantee	NOUN
aeasj-1551	48	20	)	)	PUNCT
aeasj-1551	48	21	fund	fund	NOUN
aeasj-1551	48	22	into	into	ADP
aeasj-1551	48	23	the	the	DET
aeasj-1551	48	24	market	market	NOUN
aeasj-1551	48	25	can	can	AUX
aeasj-1551	48	26	potentially	potentially	ADV
aeasj-1551	48	27	reduce	reduce	VERB
aeasj-1551	48	28	the	the	DET
aeasj-1551	48	29	student	student	NOUN
aeasj-1551	48	30	loan	loan	NOUN
aeasj-1551	48	31	problem	problem	NOUN
aeasj-1551	48	32	and	and	CCONJ
aeasj-1551	48	33	help	help	VERB
aeasj-1551	48	34	achieving	achieve	VERB
aeasj-1551	48	35	optimum	optimum	ADJ
aeasj-1551	48	36	benefits	benefit	NOUN
aeasj-1551	48	37	for	for	ADP
aeasj-1551	48	38	the	the	DET
aeasj-1551	48	39	society	society	NOUN
aeasj-1551	48	40	.	.	PUNCT
aeasj-1551	49	1	methodology	methodology	NOUN
aeasj-1551	49	2	this	this	PRON
aeasj-1551	49	3	is	be	AUX
aeasj-1551	49	4	a	a	DET
aeasj-1551	49	5	conceptual	conceptual	ADJ
aeasj-1551	49	6	review	review	NOUN
aeasj-1551	49	7	study	study	NOUN
aeasj-1551	49	8	adopted	adopt	VERB
aeasj-1551	49	9	for	for	ADP
aeasj-1551	49	10	re	re	NOUN
aeasj-1551	49	11	-	-	NOUN
aeasj-1551	49	12	examination	examination	NOUN
aeasj-1551	49	13	and	and	CCONJ
aeasj-1551	49	14	evaluation	evaluation	NOUN
aeasj-1551	49	15	of	of	ADP
aeasj-1551	49	16	the	the	DET
aeasj-1551	49	17	higher	high	ADJ
aeasj-1551	49	18	education	education	NOUN
aeasj-1551	49	19	financing	financing	NOUN
aeasj-1551	49	20	based	base	VERB
aeasj-1551	49	21	on	on	ADP
aeasj-1551	49	22	islamic	islamic	PROPN
aeasj-1551	49	23	shariah	shariah	PROPN
aeasj-1551	49	24	an	an	DET
aeasj-1551	49	25	unconventional	unconventional	ADJ
aeasj-1551	49	26	approach	approach	NOUN
aeasj-1551	49	27	of	of	ADP
aeasj-1551	49	28	student	student	NOUN
aeasj-1551	49	29	loan	loan	NOUN
aeasj-1551	49	30	from	from	ADP
aeasj-1551	49	31	the	the	DET
aeasj-1551	49	32	course	course	NOUN
aeasj-1551	49	33	of	of	ADP
aeasj-1551	49	34	the	the	DET
aeasj-1551	49	35	existing	exist	VERB
aeasj-1551	49	36	and	and	CCONJ
aeasj-1551	49	37	prominent	prominent	ADJ
aeasj-1551	49	38	research	research	NOUN
aeasj-1551	49	39	works	work	NOUN
aeasj-1551	49	40	and	and	CCONJ
aeasj-1551	49	41	literatures	literature	NOUN
aeasj-1551	49	42	.	.	PUNCT
aeasj-1551	50	1	to	to	PART
aeasj-1551	50	2	do	do	VERB
aeasj-1551	50	3	so	so	ADV
aeasj-1551	50	4	,	,	PUNCT
aeasj-1551	50	5	we	we	PRON
aeasj-1551	50	6	conducted	conduct	VERB
aeasj-1551	50	7	general	general	ADJ
aeasj-1551	50	8	searching	searching	NOUN
aeasj-1551	50	9	of	of	ADP
aeasj-1551	50	10	research	research	NOUN
aeasj-1551	50	11	works	work	NOUN
aeasj-1551	50	12	and	and	CCONJ
aeasj-1551	50	13	literatures	literature	NOUN
aeasj-1551	50	14	in	in	ADP
aeasj-1551	50	15	the	the	DET
aeasj-1551	50	16	name	name	NOUN
aeasj-1551	50	17	of	of	ADP
aeasj-1551	50	18	education	education	NOUN
aeasj-1551	50	19	financing	financing	NOUN
aeasj-1551	50	20	,	,	PUNCT
aeasj-1551	50	21	shariah	shariah	PROPN
aeasj-1551	50	22	based	base	VERB
aeasj-1551	50	23	financing	financing	NOUN
aeasj-1551	50	24	,	,	PUNCT
aeasj-1551	50	25	qard	qard	PROPN
aeasj-1551	50	26	al	al	PROPN
aeasj-1551	50	27	hassan	hassan	PROPN
aeasj-1551	50	28	,	,	PUNCT
aeasj-1551	50	29	qard	qard	PROPN
aeasj-1551	50	30	bil	bil	NUM
aeasj-1551	50	31	ujrah	ujrah	NOUN
aeasj-1551	50	32	,	,	PUNCT
aeasj-1551	50	33	waqf	waqf	NOUN
aeasj-1551	50	34	,	,	PUNCT
aeasj-1551	50	35	and	and	CCONJ
aeasj-1551	50	36	takaful	takaful	ADJ
aeasj-1551	50	37	in	in	ADP
aeasj-1551	50	38	the	the	DET
aeasj-1551	50	39	online	online	ADJ
aeasj-1551	50	40	data	datum	NOUN
aeasj-1551	50	41	base	base	NOUN
aeasj-1551	50	42	sources	source	NOUN
aeasj-1551	50	43	such	such	ADJ
aeasj-1551	50	44	as	as	ADP
aeasj-1551	50	45	google	google	PROPN
aeasj-1551	50	46	scholars	scholar	NOUN
aeasj-1551	50	47	,	,	PUNCT
aeasj-1551	50	48	spingers	spingers	PROPN
aeasj-1551	50	49	link	link	PROPN
aeasj-1551	50	50	,	,	PUNCT
aeasj-1551	50	51	wiley	wiley	PROPN
aeasj-1551	50	52	,	,	PUNCT
aeasj-1551	50	53	science	science	NOUN
aeasj-1551	50	54	direct	direct	ADJ
aeasj-1551	50	55	,	,	PUNCT
aeasj-1551	50	56	jstor	jstor	NOUN
aeasj-1551	50	57	,	,	PUNCT
aeasj-1551	50	58	emerald	emerald	PROPN
aeasj-1551	50	59	full	full	ADJ
aeasj-1551	50	60	text	text	NOUN
aeasj-1551	50	61	,	,	PUNCT
aeasj-1551	50	62	scopus	scopus	PROPN
aeasj-1551	50	63	,	,	PUNCT
aeasj-1551	50	64	and	and	CCONJ
aeasj-1551	50	65	ebsco	ebsco	PROPN
aeasj-1551	50	66	host	host	PROPN
aeasj-1551	50	67	etc	etc	X
aeasj-1551	50	68	.	.	X
aeasj-1551	50	69	from	from	ADP
aeasj-1551	50	70	this	this	DET
aeasj-1551	50	71	general	general	ADJ
aeasj-1551	50	72	searching	searching	NOUN
aeasj-1551	50	73	,	,	PUNCT
aeasj-1551	50	74	we	we	PRON
aeasj-1551	50	75	found	find	VERB
aeasj-1551	50	76	a	a	DET
aeasj-1551	50	77	good	good	ADJ
aeasj-1551	50	78	number	number	NOUN
aeasj-1551	50	79	of	of	ADP
aeasj-1551	50	80	research	research	NOUN
aeasj-1551	50	81	papers	paper	NOUN
aeasj-1551	50	82	,	,	PUNCT
aeasj-1551	50	83	journal	journal	NOUN
aeasj-1551	50	84	articles	article	NOUN
aeasj-1551	50	85	,	,	PUNCT
aeasj-1551	50	86	conference	conference	NOUN
aeasj-1551	50	87	and	and	CCONJ
aeasj-1551	50	88	any	any	DET
aeasj-1551	50	89	other	other	ADJ
aeasj-1551	50	90	type	type	NOUN
aeasj-1551	50	91	of	of	ADP
aeasj-1551	50	92	works	work	NOUN
aeasj-1551	50	93	,	,	PUNCT
aeasj-1551	50	94	in	in	ADP
aeasj-1551	50	95	which	which	PRON
aeasj-1551	50	96	we	we	PRON
aeasj-1551	50	97	have	have	AUX
aeasj-1551	50	98	gone	go	VERB
aeasj-1551	50	99	through	through	ADP
aeasj-1551	50	100	to	to	PART
aeasj-1551	50	101	select	select	VERB
aeasj-1551	50	102	which	which	DET
aeasj-1551	50	103	articles	article	NOUN
aeasj-1551	50	104	or	or	CCONJ
aeasj-1551	50	105	research	research	NOUN
aeasj-1551	50	106	papers	paper	NOUN
aeasj-1551	50	107	require	require	VERB
aeasj-1551	50	108	including	include	VERB
aeasj-1551	50	109	in	in	ADP
aeasj-1551	50	110	the	the	DET
aeasj-1551	50	111	review	review	NOUN
aeasj-1551	50	112	of	of	ADP
aeasj-1551	50	113	this	this	DET
aeasj-1551	50	114	paper	paper	NOUN
aeasj-1551	50	115	.	.	PUNCT
aeasj-1551	51	1	subsequently	subsequently	ADV
aeasj-1551	51	2	reading	read	VERB
aeasj-1551	51	3	and	and	CCONJ
aeasj-1551	51	4	analyzing	analyze	VERB
aeasj-1551	51	5	thoroughly	thoroughly	ADV
aeasj-1551	51	6	the	the	DET
aeasj-1551	51	7	most	most	ADV
aeasj-1551	51	8	appropriate	appropriate	ADJ
aeasj-1551	51	9	articles	article	NOUN
aeasj-1551	51	10	,	,	PUNCT
aeasj-1551	51	11	we	we	PRON
aeasj-1551	51	12	have	have	AUX
aeasj-1551	51	13	collected	collect	VERB
aeasj-1551	51	14	those	those	PRON
aeasj-1551	51	15	were	be	AUX
aeasj-1551	51	16	found	find	VERB
aeasj-1551	51	17	as	as	ADP
aeasj-1551	51	18	the	the	DET
aeasj-1551	51	19	best	good	ADJ
aeasj-1551	51	20	fit	fit	ADJ
aeasj-1551	51	21	within	within	ADP
aeasj-1551	51	22	objectives	objective	NOUN
aeasj-1551	51	23	of	of	ADP
aeasj-1551	51	24	the	the	DET
aeasj-1551	51	25	higher	high	ADJ
aeasj-1551	51	26	education	education	NOUN
aeasj-1551	51	27	financing	financing	NOUN
aeasj-1551	51	28	based	base	VERB
aeasj-1551	51	29	on	on	ADP
aeasj-1551	51	30	islamic	islamic	PROPN
aeasj-1551	51	31	shariah	shariah	PROPN
aeasj-1551	51	32	.	.	PUNCT
aeasj-1551	52	1	the	the	DET
aeasj-1551	52	2	review	review	NOUN
aeasj-1551	52	3	has	have	AUX
aeasj-1551	52	4	examined	examine	VERB
aeasj-1551	52	5	on	on	ADP
aeasj-1551	52	6	the	the	DET
aeasj-1551	52	7	basis	basis	NOUN
aeasj-1551	52	8	of	of	ADP
aeasj-1551	52	9	objectives	objective	NOUN
aeasj-1551	52	10	,	,	PUNCT
aeasj-1551	52	11	methods	method	NOUN
aeasj-1551	52	12	and	and	CCONJ
aeasj-1551	52	13	findings	finding	NOUN
aeasj-1551	52	14	accordingly	accordingly	ADV
aeasj-1551	52	15	of	of	ADP
aeasj-1551	52	16	the	the	DET
aeasj-1551	52	17	all	all	DET
aeasj-1551	52	18	collected	collect	VERB
aeasj-1551	52	19	empirical	empirical	ADJ
aeasj-1551	52	20	studies	study	NOUN
aeasj-1551	52	21	.	.	PUNCT
aeasj-1551	53	1	https://www.cribfb.com/journal/index.php/aesr	https://www.cribfb.com/journal/index.php/aesr	PROPN
aeasj-1551	53	2	american	american	PROPN
aeasj-1551	53	3	economic	economic	PROPN
aeasj-1551	53	4	&	&	CCONJ
aeasj-1551	53	5	social	social	PROPN
aeasj-1551	53	6	review	review	PROPN
aeasj-1551	53	7	vol	vol	NOUN
aeasj-1551	53	8	.	.	PROPN
aeasj-1551	53	9	8	8	NUM
aeasj-1551	53	10	,	,	PUNCT
aeasj-1551	53	11	no	no	INTJ
aeasj-1551	53	12	.	.	NOUN
aeasj-1551	53	13	1	1	NUM
aeasj-1551	53	14	;	;	PUNCT
aeasj-1551	53	15	2021	2021	NUM
aeasj-1551	53	16	25	25	NUM
aeasj-1551	53	17	discussion	discussion	NOUN
aeasj-1551	53	18	qard	qard	NOUN
aeasj-1551	53	19	al	al	PROPN
aeasj-1551	53	20	hassan	hassan	PROPN
aeasj-1551	53	21	qard	qard	PROPN
aeasj-1551	53	22	al	al	PROPN
aeasj-1551	53	23	hassan	hassan	PROPN
aeasj-1551	53	24	means	mean	VERB
aeasj-1551	53	25	beautiful	beautiful	ADJ
aeasj-1551	53	26	,	,	PUNCT
aeasj-1551	53	27	kindly	kindly	ADV
aeasj-1551	53	28	,	,	PUNCT
aeasj-1551	53	29	and	and	CCONJ
aeasj-1551	53	30	benevolent	benevolent	ADJ
aeasj-1551	53	31	loan	loan	NOUN
aeasj-1551	53	32	.	.	PUNCT
aeasj-1551	54	1	it	it	PRON
aeasj-1551	54	2	is	be	AUX
aeasj-1551	54	3	,	,	PUNCT
aeasj-1551	54	4	basically	basically	ADV
aeasj-1551	54	5	,	,	PUNCT
aeasj-1551	54	6	a	a	DET
aeasj-1551	54	7	welfare	welfare	NOUN
aeasj-1551	54	8	aimed	aim	VERB
aeasj-1551	54	9	interest	interest	NOUN
aeasj-1551	54	10	free	free	ADJ
aeasj-1551	54	11	loan	loan	NOUN
aeasj-1551	54	12	,	,	PUNCT
aeasj-1551	54	13	in	in	ADP
aeasj-1551	54	14	which	which	PRON
aeasj-1551	54	15	the	the	DET
aeasj-1551	54	16	creditor	creditor	NOUN
aeasj-1551	54	17	may	may	AUX
aeasj-1551	54	18	get	get	VERB
aeasj-1551	54	19	return	return	NOUN
aeasj-1551	54	20	only	only	ADV
aeasj-1551	54	21	the	the	DET
aeasj-1551	54	22	principle	principle	ADJ
aeasj-1551	54	23	amount	amount	NOUN
aeasj-1551	54	24	depending	depend	VERB
aeasj-1551	54	25	on	on	ADP
aeasj-1551	54	26	the	the	DET
aeasj-1551	54	27	economic	economic	ADJ
aeasj-1551	54	28	conditions	condition	NOUN
aeasj-1551	54	29	and	and	CCONJ
aeasj-1551	54	30	moral	moral	ADJ
aeasj-1551	54	31	obligation	obligation	NOUN
aeasj-1551	54	32	of	of	ADP
aeasj-1551	54	33	the	the	DET
aeasj-1551	54	34	borrower	borrower	NOUN
aeasj-1551	54	35	to	to	PART
aeasj-1551	54	36	return	return	VERB
aeasj-1551	54	37	it	it	PRON
aeasj-1551	54	38	(	(	PUNCT
aeasj-1551	54	39	bhuiyan	bhuiyan	PROPN
aeasj-1551	54	40	,	,	PUNCT
aeasj-1551	54	41	ismail	ismail	NOUN
aeasj-1551	54	42	,	,	PUNCT
aeasj-1551	54	43	nor	nor	CCONJ
aeasj-1551	54	44	,	,	PUNCT
aeasj-1551	54	45	ali	ali	PROPN
aeasj-1551	54	46	,	,	PUNCT
aeasj-1551	54	47	&	&	CCONJ
aeasj-1551	54	48	solaiman	solaiman	NOUN
aeasj-1551	54	49	,	,	PUNCT
aeasj-1551	54	50	2020	2020	NUM
aeasj-1551	54	51	;	;	PUNCT
aeasj-1551	54	52	iqbal	iqbal	PROPN
aeasj-1551	54	53	&	&	CCONJ
aeasj-1551	54	54	shafiq	shafiq	PROPN
aeasj-1551	54	55	,	,	PUNCT
aeasj-1551	54	56	2015	2015	NUM
aeasj-1551	54	57	;	;	PUNCT
aeasj-1551	54	58	mohieldin	mohieldin	PROPN
aeasj-1551	54	59	,	,	PUNCT
aeasj-1551	54	60	iqbal	iqbal	PROPN
aeasj-1551	54	61	,	,	PUNCT
aeasj-1551	54	62	rostom	rostom	PROPN
aeasj-1551	54	63	,	,	PUNCT
aeasj-1551	54	64	&	&	CCONJ
aeasj-1551	54	65	fu	fu	PROPN
aeasj-1551	54	66	,	,	PUNCT
aeasj-1551	54	67	2011	2011	NUM
aeasj-1551	54	68	)	)	PUNCT
aeasj-1551	54	69	.	.	PUNCT
aeasj-1551	55	1	the	the	DET
aeasj-1551	55	2	holly	holly	PROPN
aeasj-1551	55	3	quran	quran	PROPN
aeasj-1551	55	4	narrated	narrate	VERB
aeasj-1551	55	5	the	the	DET
aeasj-1551	55	6	importance	importance	NOUN
aeasj-1551	55	7	of	of	ADP
aeasj-1551	55	8	quard	quard	NOUN
aeasj-1551	55	9	al	al	PROPN
aeasj-1551	55	10	hassan	hassan	PROPN
aeasj-1551	55	11	in	in	ADP
aeasj-1551	55	12	different	different	ADJ
aeasj-1551	55	13	verses	verse	NOUN
aeasj-1551	55	14	(	(	PUNCT
aeasj-1551	55	15	2:245	2:245	NUM
aeasj-1551	55	16	;	;	PUNCT
aeasj-1551	55	17	57:11	57:11	NUM
aeasj-1551	55	18	&	&	CCONJ
aeasj-1551	55	19	18	18	NUM
aeasj-1551	55	20	;	;	PUNCT
aeasj-1551	55	21	64:17	64:17	NUM
aeasj-1551	55	22	)	)	PUNCT
aeasj-1551	55	23	and	and	CCONJ
aeasj-1551	55	24	almighty	almighty	VERB
aeasj-1551	55	25	allah	allah	PROPN
aeasj-1551	55	26	assures	assure	VERB
aeasj-1551	55	27	manifold	manifold	ADJ
aeasj-1551	55	28	return	return	NOUN
aeasj-1551	55	29	of	of	ADP
aeasj-1551	55	30	it	it	PRON
aeasj-1551	55	31	.	.	PUNCT
aeasj-1551	56	1	moreover	moreover	ADV
aeasj-1551	56	2	allah	allah	PROPN
aeasj-1551	56	3	promises	promise	VERB
aeasj-1551	56	4	to	to	PART
aeasj-1551	56	5	remit	remit	VERB
aeasj-1551	56	6	sins	sin	NOUN
aeasj-1551	56	7	and	and	CCONJ
aeasj-1551	56	8	give	give	VERB
aeasj-1551	56	9	a	a	DET
aeasj-1551	56	10	place	place	NOUN
aeasj-1551	56	11	in	in	ADP
aeasj-1551	56	12	heaven	heaven	PROPN
aeasj-1551	56	13	to	to	ADP
aeasj-1551	56	14	any	any	DET
aeasj-1551	56	15	person	person	NOUN
aeasj-1551	56	16	who	who	PRON
aeasj-1551	56	17	lends	lend	VERB
aeasj-1551	56	18	to	to	ADP
aeasj-1551	56	19	him	he	PRON
aeasj-1551	56	20	.	.	PUNCT
aeasj-1551	57	1	in	in	ADP
aeasj-1551	57	2	holly	holly	PROPN
aeasj-1551	57	3	quran	quran	PROPN
aeasj-1551	57	4	,	,	PUNCT
aeasj-1551	57	5	allah	allah	PROPN
aeasj-1551	57	6	says	say	VERB
aeasj-1551	57	7	,	,	PUNCT
aeasj-1551	57	8	“	"	PUNCT
aeasj-1551	57	9	if	if	SCONJ
aeasj-1551	57	10	you	you	PRON
aeasj-1551	57	11	establish	establish	VERB
aeasj-1551	57	12	worship	worship	NOUN
aeasj-1551	57	13	and	and	CCONJ
aeasj-1551	57	14	pay	pay	VERB
aeasj-1551	57	15	the	the	DET
aeasj-1551	57	16	poor	poor	ADJ
aeasj-1551	57	17	due	due	ADJ
aeasj-1551	57	18	,	,	PUNCT
aeasj-1551	57	19	and	and	CCONJ
aeasj-1551	57	20	believe	believe	VERB
aeasj-1551	57	21	in	in	ADP
aeasj-1551	57	22	my	my	PRON
aeasj-1551	57	23	messengers	messenger	NOUN
aeasj-1551	57	24	and	and	CCONJ
aeasj-1551	57	25	support	support	VERB
aeasj-1551	57	26	them	they	PRON
aeasj-1551	57	27	,	,	PUNCT
aeasj-1551	57	28	and	and	CCONJ
aeasj-1551	57	29	lend	lend	VERB
aeasj-1551	57	30	unto	unto	ADP
aeasj-1551	57	31	allah	allah	PROPN
aeasj-1551	57	32	a	a	DET
aeasj-1551	57	33	kindly	kindly	ADV
aeasj-1551	57	34	loan	loan	NOUN
aeasj-1551	57	35	,	,	PUNCT
aeasj-1551	57	36	surely	surely	ADV
aeasj-1551	57	37	i	i	PRON
aeasj-1551	57	38	shall	shall	AUX
aeasj-1551	57	39	remit	remit	VERB
aeasj-1551	57	40	your	your	PRON
aeasj-1551	57	41	sins	sin	NOUN
aeasj-1551	57	42	,	,	PUNCT
aeasj-1551	57	43	and	and	CCONJ
aeasj-1551	57	44	surely	surely	ADV
aeasj-1551	57	45	i	i	PRON
aeasj-1551	57	46	shall	shall	AUX
aeasj-1551	57	47	bring	bring	VERB
aeasj-1551	57	48	you	you	PRON
aeasj-1551	57	49	into	into	ADP
aeasj-1551	57	50	gardens	garden	NOUN
aeasj-1551	57	51	underneath	underneath	ADP
aeasj-1551	57	52	which	which	PRON
aeasj-1551	57	53	rivers	river	NOUN
aeasj-1551	57	54	flow	flow	VERB
aeasj-1551	57	55	”	"	PUNCT
aeasj-1551	57	56	(	(	PUNCT
aeasj-1551	57	57	al	al	PROPN
aeasj-1551	57	58	-	-	PUNCT
aeasj-1551	57	59	quran	quran	PROPN
aeasj-1551	57	60	,	,	PUNCT
aeasj-1551	57	61	5:12).in	5:12).in	NUM
aeasj-1551	57	62	a	a	DET
aeasj-1551	57	63	hadith	hadith	NOUN
aeasj-1551	57	64	,	,	PUNCT
aeasj-1551	57	65	prophet	prophet	NOUN
aeasj-1551	57	66	mohammad	mohammad	PROPN
aeasj-1551	57	67	(	(	PUNCT
aeasj-1551	57	68	pbuh	pbuh	PROPN
aeasj-1551	57	69	)	)	PUNCT
aeasj-1551	57	70	said	say	VERB
aeasj-1551	57	71	the	the	DET
aeasj-1551	57	72	quard	quard	NOUN
aeasj-1551	57	73	al	al	PROPN
aeasj-1551	57	74	hassan	hassan	PROPN
aeasj-1551	57	75	has	have	VERB
aeasj-1551	57	76	distinct	distinct	ADJ
aeasj-1551	57	77	benefits	benefit	NOUN
aeasj-1551	57	78	over	over	ADP
aeasj-1551	57	79	sadaqah	sadaqah	PROPN
aeasj-1551	57	80	and	and	CCONJ
aeasj-1551	57	81	zakat	zakat	NOUN
aeasj-1551	57	82	to	to	PART
aeasj-1551	57	83	uphold	uphold	VERB
aeasj-1551	57	84	the	the	DET
aeasj-1551	57	85	human	human	ADJ
aeasj-1551	57	86	dignity	dignity	NOUN
aeasj-1551	57	87	.	.	PUNCT
aeasj-1551	58	1	ibn	ibn	PROPN
aeasj-1551	58	2	majah	majah	PROPN
aeasj-1551	58	3	narrated	narrate	VERB
aeasj-1551	58	4	in	in	ADP
aeasj-1551	58	5	vol	vol	NOUN
aeasj-1551	58	6	.	.	PROPN
aeasj-1551	59	1	3	3	NUM
aeasj-1551	59	2	,	,	PUNCT
aeasj-1551	59	3	book	book	NOUN
aeasj-1551	59	4	15	15	NUM
aeasj-1551	59	5	,	,	PUNCT
aeasj-1551	59	6	hadith	hadith	NOUN
aeasj-1551	59	7	2,431	2,431	NUM
aeasj-1551	59	8	“	"	PUNCT
aeasj-1551	59	9	on	on	ADP
aeasj-1551	59	10	the	the	DET
aeasj-1551	59	11	night	night	NOUN
aeasj-1551	59	12	on	on	ADP
aeasj-1551	59	13	which	which	PRON
aeasj-1551	59	14	i	i	PRON
aeasj-1551	59	15	was	be	AUX
aeasj-1551	59	16	taken	take	VERB
aeasj-1551	59	17	on	on	ADP
aeasj-1551	59	18	the	the	DET
aeasj-1551	59	19	night	night	NOUN
aeasj-1551	59	20	journey	journey	NOUN
aeasj-1551	59	21	(	(	PUNCT
aeasj-1551	59	22	isra	isra	PROPN
aeasj-1551	59	23	)	)	PUNCT
aeasj-1551	59	24	,	,	PUNCT
aeasj-1551	59	25	i	i	PRON
aeasj-1551	59	26	saw	saw	AUX
aeasj-1551	59	27	written	write	VERB
aeasj-1551	59	28	at	at	ADP
aeasj-1551	59	29	the	the	DET
aeasj-1551	59	30	gate	gate	NOUN
aeasj-1551	59	31	of	of	ADP
aeasj-1551	59	32	paradise	paradise	PROPN
aeasj-1551	59	33	”	"	PUNCT
aeasj-1551	59	34	:	:	PUNCT
aeasj-1551	59	35	“	"	PUNCT
aeasj-1551	59	36	charity	charity	NOUN
aeasj-1551	59	37	brings	bring	VERB
aeasj-1551	59	38	a	a	DET
aeasj-1551	59	39	tenfold	tenfold	ADJ
aeasj-1551	59	40	reward	reward	NOUN
aeasj-1551	59	41	and	and	CCONJ
aeasj-1551	59	42	a	a	DET
aeasj-1551	59	43	loan	loan	NOUN
aeasj-1551	59	44	brings	bring	VERB
aeasj-1551	59	45	an	an	DET
aeasj-1551	59	46	eighteen	eighteen	NUM
aeasj-1551	59	47	fold	fold	ADJ
aeasj-1551	59	48	reward	reward	NOUN
aeasj-1551	59	49	”	"	PUNCT
aeasj-1551	59	50	.	.	PUNCT
aeasj-1551	60	1	i	i	PRON
aeasj-1551	60	2	said	say	VERB
aeasj-1551	60	3	:	:	PUNCT
aeasj-1551	60	4	“	"	PUNCT
aeasj-1551	60	5	o	o	NOUN
aeasj-1551	60	6	jibril	jibril	NOUN
aeasj-1551	60	7	!	!	PUNCT
aeasj-1551	61	1	why	why	SCONJ
aeasj-1551	61	2	is	be	AUX
aeasj-1551	61	3	a	a	DET
aeasj-1551	61	4	loan	loan	NOUN
aeasj-1551	61	5	better	well	ADJ
aeasj-1551	61	6	than	than	ADP
aeasj-1551	61	7	charity	charity	NOUN
aeasj-1551	61	8	?	?	PUNCT
aeasj-1551	61	9	”	"	PUNCT
aeasj-1551	61	10	he	he	PRON
aeasj-1551	61	11	said	say	VERB
aeasj-1551	61	12	:	:	PUNCT
aeasj-1551	61	13	‘	'	PUNCT
aeasj-1551	61	14	because	because	SCONJ
aeasj-1551	61	15	the	the	DET
aeasj-1551	61	16	beggar	beggar	ADJ
aeasj-1551	61	17	asks	ask	VERB
aeasj-1551	61	18	when	when	SCONJ
aeasj-1551	61	19	he	he	PRON
aeasj-1551	61	20	has	have	VERB
aeasj-1551	61	21	something	something	PRON
aeasj-1551	61	22	,	,	PUNCT
aeasj-1551	61	23	but	but	CCONJ
aeasj-1551	61	24	the	the	DET
aeasj-1551	61	25	one	one	NOUN
aeasj-1551	61	26	who	who	PRON
aeasj-1551	61	27	asks	ask	VERB
aeasj-1551	61	28	for	for	ADP
aeasj-1551	61	29	loan	loan	NOUN
aeasj-1551	61	30	does	do	VERB
aeasj-1551	61	31	so	so	ADV
aeasj-1551	61	32	only	only	ADV
aeasj-1551	61	33	because	because	SCONJ
aeasj-1551	61	34	he	he	PRON
aeasj-1551	61	35	is	be	AUX
aeasj-1551	61	36	in	in	ADP
aeasj-1551	61	37	need	need	NOUN
aeasj-1551	61	38	”	"	PUNCT
aeasj-1551	61	39	.	.	PUNCT
aeasj-1551	62	1	so	so	ADV
aeasj-1551	62	2	,	,	PUNCT
aeasj-1551	62	3	it	it	PRON
aeasj-1551	62	4	is	be	AUX
aeasj-1551	62	5	vivid	vivid	ADJ
aeasj-1551	62	6	that	that	SCONJ
aeasj-1551	62	7	muslims	muslims	PROPN
aeasj-1551	62	8	and	and	CCONJ
aeasj-1551	62	9	islamic	islamic	ADJ
aeasj-1551	62	10	institutions	institution	NOUN
aeasj-1551	62	11	practicing	practice	VERB
aeasj-1551	62	12	quard	quard	NOUN
aeasj-1551	62	13	al	al	PROPN
aeasj-1551	62	14	hassan	hassan	PROPN
aeasj-1551	62	15	values	value	NOUN
aeasj-1551	62	16	are	be	AUX
aeasj-1551	62	17	very	very	ADV
aeasj-1551	62	18	much	much	ADV
aeasj-1551	62	19	recommended	recommend	VERB
aeasj-1551	62	20	to	to	PART
aeasj-1551	62	21	provide	provide	VERB
aeasj-1551	62	22	loan	loan	NOUN
aeasj-1551	62	23	aimed	aim	VERB
aeasj-1551	62	24	at	at	ADP
aeasj-1551	62	25	helping	help	VERB
aeasj-1551	62	26	others	other	NOUN
aeasj-1551	62	27	on	on	ADP
aeasj-1551	62	28	the	the	DET
aeasj-1551	62	29	basis	basis	NOUN
aeasj-1551	62	30	of	of	ADP
aeasj-1551	62	31	wealth	wealth	NOUN
aeasj-1551	62	32	redistribution	redistribution	NOUN
aeasj-1551	62	33	,	,	PUNCT
aeasj-1551	62	34	basic	basic	ADJ
aeasj-1551	62	35	needs	need	NOUN
aeasj-1551	62	36	,	,	PUNCT
aeasj-1551	62	37	and	and	CCONJ
aeasj-1551	62	38	socioeconomic	socioeconomic	ADJ
aeasj-1551	62	39	justice	justice	NOUN
aeasj-1551	62	40	(	(	PUNCT
aeasj-1551	62	41	ali	ali	PROPN
aeasj-1551	62	42	,	,	PUNCT
aeasj-1551	62	43	1989	1989	NUM
aeasj-1551	62	44	;	;	PUNCT
aeasj-1551	62	45	muneer	muneer	NOUN
aeasj-1551	62	46	&	&	CCONJ
aeasj-1551	62	47	khan	khan	PROPN
aeasj-1551	62	48	,	,	PUNCT
aeasj-1551	62	49	2019	2019	NUM
aeasj-1551	62	50	;	;	PUNCT
aeasj-1551	62	51	pramanik	pramanik	X
aeasj-1551	62	52	et	et	PROPN
aeasj-1551	62	53	al	al	PROPN
aeasj-1551	62	54	.	.	PROPN
aeasj-1551	62	55	,	,	PUNCT
aeasj-1551	62	56	2015	2015	NUM
aeasj-1551	62	57	)	)	PUNCT
aeasj-1551	62	58	.	.	PUNCT
aeasj-1551	63	1	the	the	DET
aeasj-1551	63	2	qard	qard	PROPN
aeasj-1551	63	3	al	al	PROPN
aeasj-1551	63	4	-	-	PUNCT
aeasj-1551	63	5	hassan	hassan	PROPN
aeasj-1551	63	6	loan	loan	NOUN
aeasj-1551	63	7	can	can	AUX
aeasj-1551	63	8	be	be	AUX
aeasj-1551	63	9	highly	highly	ADV
aeasj-1551	63	10	supportive	supportive	ADJ
aeasj-1551	63	11	investment	investment	NOUN
aeasj-1551	63	12	to	to	ADP
aeasj-1551	63	13	the	the	DET
aeasj-1551	63	14	poor	poor	ADJ
aeasj-1551	63	15	and	and	CCONJ
aeasj-1551	63	16	vulnerable	vulnerable	ADJ
aeasj-1551	63	17	group	group	NOUN
aeasj-1551	63	18	to	to	PART
aeasj-1551	63	19	meet	meet	VERB
aeasj-1551	63	20	their	their	PRON
aeasj-1551	63	21	immediate	immediate	ADJ
aeasj-1551	63	22	basic	basic	ADJ
aeasj-1551	63	23	needs	need	NOUN
aeasj-1551	63	24	.	.	PUNCT
aeasj-1551	64	1	moreover	moreover	ADV
aeasj-1551	64	2	,	,	PUNCT
aeasj-1551	64	3	the	the	DET
aeasj-1551	64	4	qard	qard	PROPN
aeasj-1551	64	5	al	al	PROPN
aeasj-1551	64	6	-	-	PUNCT
aeasj-1551	64	7	hassan	hassan	PROPN
aeasj-1551	64	8	loan	loan	NOUN
aeasj-1551	64	9	might	might	AUX
aeasj-1551	64	10	be	be	AUX
aeasj-1551	64	11	extended	extend	VERB
aeasj-1551	64	12	to	to	ADP
aeasj-1551	64	13	poor	poor	ADJ
aeasj-1551	64	14	and	and	CCONJ
aeasj-1551	64	15	underprivileged	underprivileged	ADJ
aeasj-1551	64	16	students	student	NOUN
aeasj-1551	64	17	on	on	ADP
aeasj-1551	64	18	the	the	DET
aeasj-1551	64	19	basis	basis	NOUN
aeasj-1551	64	20	of	of	ADP
aeasj-1551	64	21	their	their	PRON
aeasj-1551	64	22	merits	merit	NOUN
aeasj-1551	64	23	and	and	CCONJ
aeasj-1551	64	24	potentiality	potentiality	NOUN
aeasj-1551	64	25	to	to	PART
aeasj-1551	64	26	adapt	adapt	VERB
aeasj-1551	64	27	them	they	PRON
aeasj-1551	64	28	in	in	ADP
aeasj-1551	64	29	mainstream	mainstream	NOUN
aeasj-1551	64	30	productive	productive	ADJ
aeasj-1551	64	31	and	and	CCONJ
aeasj-1551	64	32	economic	economic	ADJ
aeasj-1551	64	33	activities	activity	NOUN
aeasj-1551	64	34	(	(	PUNCT
aeasj-1551	64	35	iqbal	iqbal	PROPN
aeasj-1551	64	36	&	&	CCONJ
aeasj-1551	64	37	shafiq	shafiq	PROPN
aeasj-1551	64	38	,	,	PUNCT
aeasj-1551	64	39	2015	2015	NUM
aeasj-1551	64	40	)	)	PUNCT
aeasj-1551	64	41	.	.	PUNCT
aeasj-1551	65	1	but	but	CCONJ
aeasj-1551	65	2	the	the	DET
aeasj-1551	65	3	devoted	devoted	ADJ
aeasj-1551	65	4	muslims	muslim	NOUN
aeasj-1551	65	5	around	around	ADP
aeasj-1551	65	6	the	the	DET
aeasj-1551	65	7	world	world	NOUN
aeasj-1551	65	8	are	be	AUX
aeasj-1551	65	9	facing	face	VERB
aeasj-1551	65	10	substantial	substantial	ADJ
aeasj-1551	65	11	hardship	hardship	NOUN
aeasj-1551	65	12	regarding	regard	VERB
aeasj-1551	65	13	the	the	DET
aeasj-1551	65	14	current	current	ADJ
aeasj-1551	65	15	student	student	NOUN
aeasj-1551	65	16	loan	loan	NOUN
aeasj-1551	65	17	systems	system	NOUN
aeasj-1551	65	18	as	as	SCONJ
aeasj-1551	65	19	it	it	PRON
aeasj-1551	65	20	is	be	AUX
aeasj-1551	65	21	mostly	mostly	ADV
aeasj-1551	65	22	interest	interest	NOUN
aeasj-1551	65	23	(	(	PUNCT
aeasj-1551	65	24	riba	riba	PROPN
aeasj-1551	65	25	)	)	PUNCT
aeasj-1551	65	26	based	base	VERB
aeasj-1551	65	27	loans	loan	NOUN
aeasj-1551	65	28	which	which	PRON
aeasj-1551	65	29	is	be	AUX
aeasj-1551	65	30	utterly	utterly	ADV
aeasj-1551	65	31	impermissible	impermissible	ADJ
aeasj-1551	65	32	in	in	ADP
aeasj-1551	65	33	islamic	islamic	PROPN
aeasj-1551	65	34	shariah	shariah	PROPN
aeasj-1551	65	35	.	.	PUNCT
aeasj-1551	66	1	in	in	ADP
aeasj-1551	66	2	this	this	DET
aeasj-1551	66	3	case	case	NOUN
aeasj-1551	66	4	,	,	PUNCT
aeasj-1551	66	5	potential	potential	ADJ
aeasj-1551	66	6	devoted	devote	VERB
aeasj-1551	66	7	muslim	muslim	ADJ
aeasj-1551	66	8	students	student	NOUN
aeasj-1551	66	9	can	can	AUX
aeasj-1551	66	10	take	take	VERB
aeasj-1551	66	11	loans	loan	NOUN
aeasj-1551	66	12	without	without	ADP
aeasj-1551	66	13	interest	interest	NOUN
aeasj-1551	66	14	from	from	ADP
aeasj-1551	66	15	a	a	DET
aeasj-1551	66	16	qard	qard	PROPN
aeasj-1551	66	17	-	-	PUNCT
aeasj-1551	66	18	al	al	PROPN
aeasj-1551	66	19	-	-	PUNCT
aeasj-1551	66	20	hassanbased	hassanbase	VERB
aeasj-1551	66	21	islamic	islamic	ADJ
aeasj-1551	66	22	financial	financial	ADJ
aeasj-1551	66	23	institutions	institution	NOUN
aeasj-1551	66	24	on	on	ADP
aeasj-1551	66	25	the	the	DET
aeasj-1551	66	26	basis	basis	NOUN
aeasj-1551	66	27	of	of	ADP
aeasj-1551	66	28	their	their	PRON
aeasj-1551	66	29	merit	merit	NOUN
aeasj-1551	66	30	,	,	PUNCT
aeasj-1551	66	31	skills	skill	NOUN
aeasj-1551	66	32	and	and	CCONJ
aeasj-1551	66	33	expertise	expertise	NOUN
aeasj-1551	66	34	to	to	PART
aeasj-1551	66	35	up	up	ADP
aeasj-1551	66	36	skill	skill	NOUN
aeasj-1551	66	37	,	,	PUNCT
aeasj-1551	66	38	reskill	reskill	NOUN
aeasj-1551	66	39	,	,	PUNCT
aeasj-1551	66	40	and	and	CCONJ
aeasj-1551	66	41	upgrade	upgrade	VERB
aeasj-1551	66	42	the	the	DET
aeasj-1551	66	43	knowledge	knowledge	NOUN
aeasj-1551	66	44	of	of	ADP
aeasj-1551	66	45	the	the	DET
aeasj-1551	66	46	recipients	recipient	NOUN
aeasj-1551	66	47	(	(	PUNCT
aeasj-1551	66	48	muneer	muneer	NOUN
aeasj-1551	66	49	&	&	CCONJ
aeasj-1551	66	50	khan	khan	PROPN
aeasj-1551	66	51	,	,	PUNCT
aeasj-1551	66	52	2019	2019	NUM
aeasj-1551	66	53	;	;	PUNCT
aeasj-1551	66	54	pramanik	pramanik	X
aeasj-1551	66	55	et	et	PROPN
aeasj-1551	66	56	al	al	PROPN
aeasj-1551	66	57	.	.	PROPN
aeasj-1551	66	58	,	,	PUNCT
aeasj-1551	66	59	2015	2015	NUM
aeasj-1551	66	60	)	)	PUNCT
aeasj-1551	66	61	.	.	PUNCT
aeasj-1551	67	1	therefore	therefore	ADV
aeasj-1551	67	2	,	,	PUNCT
aeasj-1551	67	3	islamic	islamic	ADJ
aeasj-1551	67	4	financial	financial	ADJ
aeasj-1551	67	5	institutions	institution	NOUN
aeasj-1551	67	6	can	can	AUX
aeasj-1551	67	7	develop	develop	VERB
aeasj-1551	67	8	a	a	DET
aeasj-1551	67	9	qard	qard	NOUN
aeasj-1551	67	10	al	al	PROPN
aeasj-1551	67	11	hassan	hassan	PROPN
aeasj-1551	67	12	based	base	VERB
aeasj-1551	67	13	viable	viable	ADJ
aeasj-1551	67	14	student	student	NOUN
aeasj-1551	67	15	loan	loan	NOUN
aeasj-1551	67	16	system	system	NOUN
aeasj-1551	67	17	for	for	ADP
aeasj-1551	67	18	poor	poor	ADJ
aeasj-1551	67	19	and	and	CCONJ
aeasj-1551	67	20	devoted	devote	VERB
aeasj-1551	67	21	muslim	muslim	ADJ
aeasj-1551	67	22	students	student	NOUN
aeasj-1551	67	23	.	.	PUNCT
aeasj-1551	68	1	this	this	DET
aeasj-1551	68	2	quard	quard	NOUN
aeasj-1551	68	3	al	al	PROPN
aeasj-1551	68	4	hasanah	hasanah	PROPN
aeasj-1551	68	5	instrument	instrument	NOUN
aeasj-1551	68	6	certainly	certainly	ADV
aeasj-1551	68	7	will	will	AUX
aeasj-1551	68	8	help	help	VERB
aeasj-1551	68	9	to	to	PART
aeasj-1551	68	10	integrate	integrate	VERB
aeasj-1551	68	11	the	the	DET
aeasj-1551	68	12	devoted	devoted	ADJ
aeasj-1551	68	13	muslims	muslim	NOUN
aeasj-1551	68	14	in	in	ADP
aeasj-1551	68	15	the	the	DET
aeasj-1551	68	16	mainstream	mainstream	NOUN
aeasj-1551	68	17	of	of	ADP
aeasj-1551	68	18	the	the	DET
aeasj-1551	68	19	society	society	NOUN
aeasj-1551	68	20	and	and	CCONJ
aeasj-1551	68	21	to	to	PART
aeasj-1551	68	22	develop	develop	VERB
aeasj-1551	68	23	human	human	ADJ
aeasj-1551	68	24	resources	resource	NOUN
aeasj-1551	68	25	.	.	PUNCT
aeasj-1551	69	1	finally	finally	ADV
aeasj-1551	69	2	,	,	PUNCT
aeasj-1551	69	3	qardal	qardal	PROPN
aeasj-1551	69	4	-	-	PUNCT
aeasj-1551	69	5	hassan	hassan	PROPN
aeasj-1551	69	6	may	may	AUX
aeasj-1551	69	7	help	help	VERB
aeasj-1551	69	8	as	as	ADP
aeasj-1551	69	9	an	an	DET
aeasj-1551	69	10	effective	effective	ADJ
aeasj-1551	69	11	financial	financial	ADJ
aeasj-1551	69	12	tool	tool	NOUN
aeasj-1551	69	13	to	to	PART
aeasj-1551	69	14	heighten	heighten	VERB
aeasj-1551	69	15	financial	financial	ADJ
aeasj-1551	69	16	and	and	CCONJ
aeasj-1551	69	17	social	social	ADJ
aeasj-1551	69	18	inclusion	inclusion	NOUN
aeasj-1551	69	19	in	in	ADP
aeasj-1551	69	20	society	society	NOUN
aeasj-1551	69	21	.	.	PUNCT
aeasj-1551	70	1	by	by	ADP
aeasj-1551	70	2	extending	extend	VERB
aeasj-1551	70	3	finance	finance	NOUN
aeasj-1551	70	4	to	to	ADP
aeasj-1551	70	5	potential	potential	ADJ
aeasj-1551	70	6	unskilled	unskilled	ADJ
aeasj-1551	70	7	and	and	CCONJ
aeasj-1551	70	8	underprivileged	underprivileged	ADJ
aeasj-1551	70	9	,	,	PUNCT
aeasj-1551	70	10	qard	qard	PROPN
aeasj-1551	70	11	-	-	PUNCT
aeasj-1551	70	12	al	al	PROPN
aeasj-1551	70	13	-	-	PUNCT
aeasj-1551	70	14	hassan	hassan	PROPN
aeasj-1551	70	15	helps	help	VERB
aeasj-1551	70	16	achieving	achieve	VERB
aeasj-1551	70	17	economic	economic	ADJ
aeasj-1551	70	18	and	and	CCONJ
aeasj-1551	70	19	social	social	ADJ
aeasj-1551	70	20	justice	justice	NOUN
aeasj-1551	70	21	that	that	PRON
aeasj-1551	70	22	is	be	AUX
aeasj-1551	70	23	ultimately	ultimately	ADV
aeasj-1551	70	24	envisioned	envision	VERB
aeasj-1551	70	25	by	by	ADP
aeasj-1551	70	26	the	the	DET
aeasj-1551	70	27	islamic	islamic	ADJ
aeasj-1551	70	28	economics	economic	NOUN
aeasj-1551	70	29	.	.	PUNCT
aeasj-1551	71	1	qard	qard	PROPN
aeasj-1551	71	2	bil	bil	NUM
aeasj-1551	71	3	ujrah	ujrah	NOUN
aeasj-1551	71	4	the	the	DET
aeasj-1551	71	5	word	word	NOUN
aeasj-1551	71	6	ujrah	ujrah	PROPN
aeasj-1551	71	7	means	mean	VERB
aeasj-1551	71	8	fees	fee	NOUN
aeasj-1551	71	9	,	,	PUNCT
aeasj-1551	71	10	financial	financial	ADJ
aeasj-1551	71	11	charges	charge	NOUN
aeasj-1551	71	12	for	for	ADP
aeasj-1551	71	13	service	service	NOUN
aeasj-1551	71	14	utilization	utilization	NOUN
aeasj-1551	71	15	and	and	CCONJ
aeasj-1551	71	16	wages	wage	NOUN
aeasj-1551	71	17	.	.	PUNCT
aeasj-1551	72	1	the	the	DET
aeasj-1551	72	2	ujrah	ujrah	PROPN
aeasj-1551	72	3	model	model	NOUN
aeasj-1551	72	4	solely	solely	ADV
aeasj-1551	72	5	based	base	VERB
aeasj-1551	72	6	on	on	ADP
aeasj-1551	72	7	fee	fee	NOUN
aeasj-1551	72	8	or	or	CCONJ
aeasj-1551	72	9	reward	reward	NOUN
aeasj-1551	72	10	which	which	PRON
aeasj-1551	72	11	is	be	AUX
aeasj-1551	72	12	given	give	VERB
aeasj-1551	72	13	by	by	ADP
aeasj-1551	72	14	an	an	DET
aeasj-1551	72	15	individual	individual	ADJ
aeasj-1551	72	16	or	or	CCONJ
aeasj-1551	72	17	institution	institution	NOUN
aeasj-1551	72	18	or	or	CCONJ
aeasj-1551	72	19	agency	agency	NOUN
aeasj-1551	72	20	to	to	ADP
aeasj-1551	72	21	another	another	DET
aeasj-1551	72	22	person	person	NOUN
aeasj-1551	72	23	for	for	ADP
aeasj-1551	72	24	the	the	DET
aeasj-1551	72	25	effort	effort	NOUN
aeasj-1551	72	26	,	,	PUNCT
aeasj-1551	72	27	work	work	NOUN
aeasj-1551	72	28	and	and	CCONJ
aeasj-1551	72	29	work	work	NOUN
aeasj-1551	72	30	performance	performance	NOUN
aeasj-1551	72	31	or	or	CCONJ
aeasj-1551	72	32	service	service	NOUN
aeasj-1551	72	33	performed	perform	VERB
aeasj-1551	72	34	(	(	PUNCT
aeasj-1551	72	35	bhuiyan	bhuiyan	PROPN
aeasj-1551	72	36	,	,	PUNCT
aeasj-1551	72	37	ismail	ismail	PROPN
aeasj-1551	72	38	,	,	PUNCT
aeasj-1551	72	39	ali	ali	PROPN
aeasj-1551	72	40	,	,	PUNCT
aeasj-1551	72	41	&	&	CCONJ
aeasj-1551	72	42	solaiman	solaiman	NOUN
aeasj-1551	72	43	,	,	PUNCT
aeasj-1551	72	44	2020	2020	NUM
aeasj-1551	72	45	;	;	PUNCT
aeasj-1551	72	46	husaeni	husaeni	NOUN
aeasj-1551	72	47	,	,	PUNCT
aeasj-1551	72	48	2018	2018	NUM
aeasj-1551	72	49	)	)	PUNCT
aeasj-1551	72	50	.	.	PUNCT
aeasj-1551	73	1	proper	proper	ADJ
aeasj-1551	73	2	rewarding	rewarding	NOUN
aeasj-1551	73	3	for	for	ADP
aeasj-1551	73	4	the	the	DET
aeasj-1551	73	5	service	service	NOUN
aeasj-1551	73	6	given	give	VERB
aeasj-1551	73	7	is	be	AUX
aeasj-1551	73	8	legal	legal	ADJ
aeasj-1551	73	9	and	and	CCONJ
aeasj-1551	73	10	permissible	permissible	ADJ
aeasj-1551	73	11	in	in	ADP
aeasj-1551	73	12	islamic	islamic	PROPN
aeasj-1551	73	13	shariah	shariah	PROPN
aeasj-1551	73	14	as	as	ADV
aeasj-1551	73	15	long	long	ADV
aeasj-1551	73	16	as	as	SCONJ
aeasj-1551	73	17	they	they	PRON
aeasj-1551	73	18	do	do	AUX
aeasj-1551	73	19	not	not	PART
aeasj-1551	73	20	involve	involve	VERB
aeasj-1551	73	21	any	any	DET
aeasj-1551	73	22	element	element	NOUN
aeasj-1551	73	23	of	of	ADP
aeasj-1551	73	24	riba	riba	PROPN
aeasj-1551	73	25	(	(	PUNCT
aeasj-1551	73	26	interest	interest	NOUN
aeasj-1551	73	27	)	)	PUNCT
aeasj-1551	73	28	.	.	PUNCT
aeasj-1551	74	1	allah	allah	PROPN
aeasj-1551	74	2	said	say	VERB
aeasj-1551	74	3	in	in	ADP
aeasj-1551	74	4	surahalqasas	surahalqasas	PROPN
aeasj-1551	74	5	:	:	PUNCT
aeasj-1551	74	6	“	"	PUNCT
aeasj-1551	74	7	one	one	NUM
aeasj-1551	74	8	of	of	ADP
aeasj-1551	74	9	the	the	DET
aeasj-1551	74	10	women	woman	NOUN
aeasj-1551	74	11	said	say	VERB
aeasj-1551	74	12	,	,	PUNCT
aeasj-1551	74	13	“	"	PUNCT
aeasj-1551	74	14	o	o	X
aeasj-1551	74	15	my	my	PRON
aeasj-1551	74	16	father	father	NOUN
aeasj-1551	74	17	,	,	PUNCT
aeasj-1551	74	18	hire	hire	VERB
aeasj-1551	74	19	him	he	PRON
aeasj-1551	74	20	.	.	PUNCT
aeasj-1551	75	1	indeed	indeed	ADV
aeasj-1551	75	2	,	,	PUNCT
aeasj-1551	75	3	the	the	DET
aeasj-1551	75	4	best	good	ADJ
aeasj-1551	75	5	one	one	NOUN
aeasj-1551	75	6	you	you	PRON
aeasj-1551	75	7	can	can	AUX
aeasj-1551	75	8	hire	hire	VERB
aeasj-1551	75	9	is	be	AUX
aeasj-1551	75	10	the	the	DET
aeasj-1551	75	11	strong	strong	ADJ
aeasj-1551	75	12	and	and	CCONJ
aeasj-1551	75	13	the	the	DET
aeasj-1551	75	14	trustworthy	trustworthy	ADJ
aeasj-1551	75	15	”	"	PUNCT
aeasj-1551	75	16	.	.	PUNCT
aeasj-1551	76	1	he	he	PRON
aeasj-1551	76	2	said	say	VERB
aeasj-1551	76	3	,	,	PUNCT
aeasj-1551	76	4	“	"	PUNCT
aeasj-1551	76	5	indeed	indeed	ADV
aeasj-1551	76	6	,	,	PUNCT
aeasj-1551	76	7	i	i	PRON
aeasj-1551	76	8	wish	wish	VERB
aeasj-1551	76	9	to	to	ADP
aeasj-1551	76	10	we	we	PRON
aeasj-1551	76	11	d	d	NOUN
aeasj-1551	76	12	you	you	PRON
aeasj-1551	76	13	one	one	NUM
aeasj-1551	76	14	of	of	ADP
aeasj-1551	76	15	these	these	PRON
aeasj-1551	76	16	,	,	PUNCT
aeasj-1551	76	17	my	my	PRON
aeasj-1551	76	18	two	two	NUM
aeasj-1551	76	19	daughters	daughter	NOUN
aeasj-1551	76	20	,	,	PUNCT
aeasj-1551	76	21	on	on	ADP
aeasj-1551	76	22	[	[	PUNCT
aeasj-1551	76	23	the	the	DET
aeasj-1551	76	24	condition	condition	NOUN
aeasj-1551	76	25	]	]	PUNCT
aeasj-1551	76	26	that	that	SCONJ
aeasj-1551	76	27	you	you	PRON
aeasj-1551	76	28	serve	serve	VERB
aeasj-1551	76	29	me	i	PRON
aeasj-1551	76	30	for	for	ADP
aeasj-1551	76	31	eight	eight	NUM
aeasj-1551	76	32	years	year	NOUN
aeasj-1551	76	33	;	;	PUNCT
aeasj-1551	76	34	but	but	CCONJ
aeasj-1551	76	35	if	if	SCONJ
aeasj-1551	76	36	you	you	PRON
aeasj-1551	76	37	complete	complete	VERB
aeasj-1551	76	38	ten	ten	NUM
aeasj-1551	76	39	,	,	PUNCT
aeasj-1551	76	40	it	it	PRON
aeasj-1551	76	41	will	will	AUX
aeasj-1551	76	42	be	be	AUX
aeasj-1551	76	43	[	[	X
aeasj-1551	76	44	as	as	ADP
aeasj-1551	76	45	a	a	DET
aeasj-1551	76	46	favor	favor	NOUN
aeasj-1551	76	47	]	]	PUNCT
aeasj-1551	76	48	from	from	ADP
aeasj-1551	76	49	you	you	PRON
aeasj-1551	76	50	.	.	PUNCT
aeasj-1551	77	1	and	and	CCONJ
aeasj-1551	77	2	i	i	PRON
aeasj-1551	77	3	do	do	AUX
aeasj-1551	77	4	not	not	PART
aeasj-1551	77	5	wish	wish	VERB
aeasj-1551	77	6	to	to	PART
aeasj-1551	77	7	put	put	VERB
aeasj-1551	77	8	you	you	PRON
aeasj-1551	77	9	in	in	ADP
aeasj-1551	77	10	difficulty	difficulty	NOUN
aeasj-1551	77	11	.	.	PUNCT
aeasj-1551	78	1	you	you	PRON
aeasj-1551	78	2	will	will	AUX
aeasj-1551	78	3	find	find	VERB
aeasj-1551	78	4	me	i	PRON
aeasj-1551	78	5	,	,	PUNCT
aeasj-1551	78	6	if	if	SCONJ
aeasj-1551	78	7	allah	allah	PROPN
aeasj-1551	78	8	wills	will	VERB
aeasj-1551	78	9	,	,	PUNCT
aeasj-1551	78	10	from	from	ADP
aeasj-1551	78	11	among	among	ADP
aeasj-1551	78	12	the	the	DET
aeasj-1551	78	13	righteous	righteous	ADJ
aeasj-1551	78	14	”	"	PUNCT
aeasj-1551	78	15	(	(	PUNCT
aeasj-1551	78	16	quran	quran	PROPN
aeasj-1551	78	17	,	,	PUNCT
aeasj-1551	78	18	28:26	28:26	NUM
aeasj-1551	78	19	,	,	PUNCT
aeasj-1551	78	20	27	27	NUM
aeasj-1551	78	21	)	)	PUNCT
aeasj-1551	78	22	.	.	PUNCT
aeasj-1551	79	1	in	in	ADP
aeasj-1551	79	2	a	a	DET
aeasj-1551	79	3	hadith	hadith	NOUN
aeasj-1551	79	4	abu	abu	PROPN
aeasj-1551	79	5	huraira	huraira	PROPN
aeasj-1551	79	6	narrated	narrate	VERB
aeasj-1551	79	7	the	the	DET
aeasj-1551	79	8	prophet	prophet	NOUN
aeasj-1551	79	9	said	say	VERB
aeasj-1551	79	10	,	,	PUNCT
aeasj-1551	79	11	"	"	PUNCT
aeasj-1551	79	12	allah	allah	PROPN
aeasj-1551	79	13	did	do	AUX
aeasj-1551	79	14	not	not	PART
aeasj-1551	79	15	send	send	VERB
aeasj-1551	79	16	any	any	DET
aeasj-1551	79	17	prophet	prophet	NOUN
aeasj-1551	79	18	but	but	CCONJ
aeasj-1551	79	19	shepherded	shepherd	VERB
aeasj-1551	79	20	sheep	sheep	NOUN
aeasj-1551	79	21	.	.	PUNCT
aeasj-1551	79	22	"	"	PUNCT
aeasj-1551	80	1	his	his	PRON
aeasj-1551	80	2	companions	companion	NOUN
aeasj-1551	80	3	asked	ask	VERB
aeasj-1551	80	4	him	he	PRON
aeasj-1551	80	5	,	,	PUNCT
aeasj-1551	80	6	"	"	PUNCT
aeasj-1551	80	7	did	do	AUX
aeasj-1551	80	8	you	you	PRON
aeasj-1551	80	9	do	do	VERB
aeasj-1551	80	10	the	the	DET
aeasj-1551	80	11	same	same	ADJ
aeasj-1551	80	12	?	?	PUNCT
aeasj-1551	80	13	"	"	PUNCT
aeasj-1551	81	1	the	the	DET
aeasj-1551	81	2	https://www.cribfb.com/journal/index.php/aesr	https://www.cribfb.com/journal/index.php/aesr	PROPN
aeasj-1551	81	3	american	american	PROPN
aeasj-1551	81	4	economic	economic	PROPN
aeasj-1551	81	5	&	&	CCONJ
aeasj-1551	81	6	social	social	PROPN
aeasj-1551	81	7	review	review	PROPN
aeasj-1551	81	8	vol	vol	NOUN
aeasj-1551	81	9	.	.	PROPN
aeasj-1551	81	10	8	8	NUM
aeasj-1551	81	11	,	,	PUNCT
aeasj-1551	81	12	no	no	INTJ
aeasj-1551	81	13	.	.	NOUN
aeasj-1551	81	14	1	1	NUM
aeasj-1551	81	15	;	;	PUNCT
aeasj-1551	81	16	2021	2021	NUM
aeasj-1551	81	17	26	26	NUM
aeasj-1551	81	18	prophet	prophet	NOUN
aeasj-1551	81	19	replied	reply	VERB
aeasj-1551	81	20	,	,	PUNCT
aeasj-1551	81	21	"	"	PUNCT
aeasj-1551	81	22	yes	yes	INTJ
aeasj-1551	81	23	,	,	PUNCT
aeasj-1551	81	24	i	i	PRON
aeasj-1551	81	25	used	use	VERB
aeasj-1551	81	26	to	to	PART
aeasj-1551	81	27	shepherd	shepherd	VERB
aeasj-1551	81	28	the	the	DET
aeasj-1551	81	29	sheep	sheep	NOUN
aeasj-1551	81	30	of	of	ADP
aeasj-1551	81	31	the	the	DET
aeasj-1551	81	32	people	people	NOUN
aeasj-1551	81	33	of	of	ADP
aeasj-1551	81	34	mecca	mecca	PROPN
aeasj-1551	81	35	for	for	ADP
aeasj-1551	81	36	some	some	DET
aeasj-1551	81	37	qirats	qirat	NOUN
aeasj-1551	81	38	"	"	PUNCT
aeasj-1551	81	39	(	(	PUNCT
aeasj-1551	81	40	albuḫārī	albuḫārī	PROPN
aeasj-1551	81	41	&	&	CCONJ
aeasj-1551	81	42	ḫān	ḫān	PROPN
aeasj-1551	81	43	,	,	PUNCT
aeasj-1551	81	44	1997	1997	NUM
aeasj-1551	81	45	)	)	PUNCT
aeasj-1551	81	46	.	.	PUNCT
aeasj-1551	82	1	in	in	ADP
aeasj-1551	82	2	another	another	DET
aeasj-1551	82	3	hadith	hadith	NOUN
aeasj-1551	82	4	from	from	ADP
aeasj-1551	82	5	'	'	PUNCT
aeasj-1551	82	6	abdullah	abdullah	PROPN
aeasj-1551	82	7	bin	bin	PROPN
aeasj-1551	82	8	'	'	PART
aeasj-1551	82	9	umar	umar	PROPN
aeasj-1551	82	10	narrated	narrate	VERB
aeasj-1551	82	11	that	that	SCONJ
aeasj-1551	82	12	the	the	DET
aeasj-1551	82	13	messenger	messenger	NOUN
aeasj-1551	82	14	of	of	ADP
aeasj-1551	82	15	allah	allah	PROPN
aeasj-1551	82	16	said	say	VERB
aeasj-1551	82	17	:	:	PUNCT
aeasj-1551	82	18	“	"	PUNCT
aeasj-1551	82	19	give	give	VERB
aeasj-1551	82	20	the	the	DET
aeasj-1551	82	21	worker	worker	NOUN
aeasj-1551	82	22	his	his	PRON
aeasj-1551	82	23	wages	wage	NOUN
aeasj-1551	82	24	before	before	ADP
aeasj-1551	82	25	his	his	PRON
aeasj-1551	82	26	sweat	sweat	NOUN
aeasj-1551	82	27	dries	dry	NOUN
aeasj-1551	82	28	”	"	PUNCT
aeasj-1551	82	29	.	.	PUNCT
aeasj-1551	83	1	in	in	ADP
aeasj-1551	83	2	this	this	DET
aeasj-1551	83	3	underlying	underlie	VERB
aeasj-1551	83	4	ujrah	ujrah	NOUN
aeasj-1551	83	5	credit	credit	NOUN
aeasj-1551	83	6	concept	concept	NOUN
aeasj-1551	83	7	,	,	PUNCT
aeasj-1551	83	8	the	the	DET
aeasj-1551	83	9	islamic	islamic	ADJ
aeasj-1551	83	10	financial	financial	ADJ
aeasj-1551	83	11	institutions	institution	NOUN
aeasj-1551	83	12	can	can	AUX
aeasj-1551	83	13	provide	provide	VERB
aeasj-1551	83	14	credit	credit	NOUN
aeasj-1551	83	15	schemes	scheme	NOUN
aeasj-1551	83	16	to	to	ADP
aeasj-1551	83	17	the	the	DET
aeasj-1551	83	18	potential	potential	ADJ
aeasj-1551	83	19	devoted	devoted	ADJ
aeasj-1551	83	20	students	student	NOUN
aeasj-1551	83	21	based	base	VERB
aeasj-1551	83	22	on	on	ADP
aeasj-1551	83	23	specific	specific	ADJ
aeasj-1551	83	24	fees	fee	NOUN
aeasj-1551	83	25	.	.	PUNCT
aeasj-1551	84	1	the	the	DET
aeasj-1551	84	2	student	student	NOUN
aeasj-1551	84	3	loans	loan	NOUN
aeasj-1551	84	4	unlike	unlike	ADP
aeasj-1551	84	5	conventional	conventional	ADJ
aeasj-1551	84	6	financial	financial	ADJ
aeasj-1551	84	7	institutions	institution	NOUN
aeasj-1551	84	8	with	with	ADP
aeasj-1551	84	9	interest	interest	NOUN
aeasj-1551	84	10	(	(	PUNCT
aeasj-1551	84	11	riba	riba	PROPN
aeasj-1551	84	12	)	)	PUNCT
aeasj-1551	84	13	,	,	PUNCT
aeasj-1551	84	14	the	the	DET
aeasj-1551	84	15	student	student	NOUN
aeasj-1551	84	16	loans	loan	NOUN
aeasj-1551	84	17	under	under	ADP
aeasj-1551	84	18	ujrah	ujrah	NOUN
aeasj-1551	84	19	structure	structure	NOUN
aeasj-1551	84	20	creates	create	VERB
aeasj-1551	84	21	a	a	DET
aeasj-1551	84	22	fixed	fix	VERB
aeasj-1551	84	23	charges	charge	NOUN
aeasj-1551	84	24	,	,	PUNCT
aeasj-1551	84	25	which	which	PRON
aeasj-1551	84	26	means	mean	VERB
aeasj-1551	84	27	fixed	fix	VERB
aeasj-1551	84	28	fee	fee	NOUN
aeasj-1551	84	29	along	along	ADP
aeasj-1551	84	30	with	with	ADP
aeasj-1551	84	31	principles	principle	NOUN
aeasj-1551	84	32	will	will	AUX
aeasj-1551	84	33	be	be	AUX
aeasj-1551	84	34	given	give	VERB
aeasj-1551	84	35	by	by	ADP
aeasj-1551	84	36	the	the	DET
aeasj-1551	84	37	recipient	recipient	NOUN
aeasj-1551	84	38	.	.	PUNCT
aeasj-1551	85	1	the	the	DET
aeasj-1551	85	2	practice	practice	NOUN
aeasj-1551	85	3	of	of	ADP
aeasj-1551	85	4	ujrah	ujrah	PROPN
aeasj-1551	85	5	model	model	NOUN
aeasj-1551	85	6	can	can	AUX
aeasj-1551	85	7	keep	keep	VERB
aeasj-1551	85	8	devoted	devoted	ADJ
aeasj-1551	85	9	and	and	CCONJ
aeasj-1551	85	10	potential	potential	ADJ
aeasj-1551	85	11	students	student	NOUN
aeasj-1551	85	12	away	away	ADV
aeasj-1551	85	13	from	from	ADP
aeasj-1551	85	14	interest	interest	NOUN
aeasj-1551	85	15	(	(	PUNCT
aeasj-1551	85	16	riba	riba	PROPN
aeasj-1551	85	17	)	)	PUNCT
aeasj-1551	85	18	,	,	PUNCT
aeasj-1551	85	19	a	a	DET
aeasj-1551	85	20	course	course	NOUN
aeasj-1551	85	21	in	in	ADP
aeasj-1551	85	22	the	the	DET
aeasj-1551	85	23	society	society	NOUN
aeasj-1551	85	24	,	,	PUNCT
aeasj-1551	85	25	and	and	CCONJ
aeasj-1551	85	26	help	help	VERB
aeasj-1551	85	27	them	they	PRON
aeasj-1551	85	28	attain	attain	VERB
aeasj-1551	85	29	higher	high	ADJ
aeasj-1551	85	30	skills	skill	NOUN
aeasj-1551	85	31	and	and	CCONJ
aeasj-1551	85	32	knowledge	knowledge	NOUN
aeasj-1551	85	33	to	to	PART
aeasj-1551	85	34	integrate	integrate	VERB
aeasj-1551	85	35	in	in	ADP
aeasj-1551	85	36	the	the	DET
aeasj-1551	85	37	mainstream	mainstream	NOUN
aeasj-1551	85	38	of	of	ADP
aeasj-1551	85	39	the	the	DET
aeasj-1551	85	40	society	society	NOUN
aeasj-1551	85	41	.	.	PUNCT
aeasj-1551	86	1	waqf	waqf	NOUN
aeasj-1551	86	2	(	(	PUNCT
aeasj-1551	86	3	islamic	islamic	PROPN
aeasj-1551	86	4	trust	trust	PROPN
aeasj-1551	86	5	bank	bank	PROPN
aeasj-1551	86	6	)	)	PUNCT
aeasj-1551	86	7	the	the	DET
aeasj-1551	86	8	etymological	etymological	ADJ
aeasj-1551	86	9	meaning	meaning	NOUN
aeasj-1551	86	10	of	of	ADP
aeasj-1551	86	11	the	the	DET
aeasj-1551	86	12	arabic	arabic	ADJ
aeasj-1551	86	13	word	word	NOUN
aeasj-1551	86	14	waqf	waqf	NOUN
aeasj-1551	86	15	is	be	AUX
aeasj-1551	86	16	immobilization	immobilization	NOUN
aeasj-1551	86	17	,	,	PUNCT
aeasj-1551	86	18	detention	detention	NOUN
aeasj-1551	86	19	,	,	PUNCT
aeasj-1551	86	20	or	or	CCONJ
aeasj-1551	86	21	standstill	standstill	NOUN
aeasj-1551	86	22	.	.	PUNCT
aeasj-1551	87	1	in	in	ADP
aeasj-1551	87	2	the	the	DET
aeasj-1551	87	3	legal	legal	ADJ
aeasj-1551	87	4	context	context	NOUN
aeasj-1551	87	5	,	,	PUNCT
aeasj-1551	87	6	waqf	waqf	PROPN
aeasj-1551	87	7	means	mean	VERB
aeasj-1551	87	8	detention	detention	NOUN
aeasj-1551	87	9	of	of	ADP
aeasj-1551	87	10	a	a	DET
aeasj-1551	87	11	property	property	NOUN
aeasj-1551	87	12	so	so	SCONJ
aeasj-1551	87	13	that	that	SCONJ
aeasj-1551	87	14	its	its	PRON
aeasj-1551	87	15	produce	produce	NOUN
aeasj-1551	87	16	or	or	CCONJ
aeasj-1551	87	17	income	income	NOUN
aeasj-1551	87	18	may	may	AUX
aeasj-1551	87	19	always	always	ADV
aeasj-1551	87	20	be	be	AUX
aeasj-1551	87	21	available	available	ADJ
aeasj-1551	87	22	for	for	ADP
aeasj-1551	87	23	religious	religious	ADJ
aeasj-1551	87	24	,	,	PUNCT
aeasj-1551	87	25	educational	educational	ADJ
aeasj-1551	87	26	or	or	CCONJ
aeasj-1551	87	27	charitable	charitable	ADJ
aeasj-1551	87	28	purposes	purpose	NOUN
aeasj-1551	87	29	.	.	PUNCT
aeasj-1551	88	1	when	when	SCONJ
aeasj-1551	88	2	a	a	DET
aeasj-1551	88	3	waqf	waqf	NOUN
aeasj-1551	88	4	is	be	AUX
aeasj-1551	88	5	created	create	VERB
aeasj-1551	88	6	,	,	PUNCT
aeasj-1551	88	7	the	the	DET
aeasj-1551	88	8	property	property	NOUN
aeasj-1551	88	9	is	be	AUX
aeasj-1551	88	10	tied	tie	VERB
aeasj-1551	88	11	up	up	ADP
aeasj-1551	88	12	forever	forever	ADV
aeasj-1551	88	13	and	and	CCONJ
aeasj-1551	88	14	thereafter	thereafter	ADV
aeasj-1551	88	15	becomes	become	VERB
aeasj-1551	88	16	non	non	ADJ
aeasj-1551	88	17	-	-	ADJ
aeasj-1551	88	18	transferable	transferable	ADJ
aeasj-1551	88	19	.	.	PUNCT
aeasj-1551	89	1	basically	basically	ADV
aeasj-1551	89	2	,	,	PUNCT
aeasj-1551	89	3	the	the	DET
aeasj-1551	89	4	proceeds	proceed	NOUN
aeasj-1551	89	5	of	of	ADP
aeasj-1551	89	6	waqf	waqf	NOUN
aeasj-1551	89	7	are	be	AUX
aeasj-1551	89	8	earmarked	earmark	VERB
aeasj-1551	89	9	to	to	ADP
aeasj-1551	89	10	charity	charity	NOUN
aeasj-1551	89	11	and	and	CCONJ
aeasj-1551	89	12	philanthropy	philanthropy	NOUN
aeasj-1551	89	13	.	.	PUNCT
aeasj-1551	90	1	examples	example	NOUN
aeasj-1551	90	2	of	of	ADP
aeasj-1551	90	3	beneficiaries	beneficiary	NOUN
aeasj-1551	90	4	include	include	VERB
aeasj-1551	90	5	the	the	DET
aeasj-1551	90	6	poor	poor	ADJ
aeasj-1551	90	7	and	and	CCONJ
aeasj-1551	90	8	the	the	DET
aeasj-1551	90	9	needy	needy	ADJ
aeasj-1551	90	10	.	.	PUNCT
aeasj-1551	91	1	waqf	waqf	PROPN
aeasj-1551	91	2	khayri	khayri	PROPN
aeasj-1551	91	3	is	be	AUX
aeasj-1551	91	4	typically	typically	ADV
aeasj-1551	91	5	used	use	VERB
aeasj-1551	91	6	to	to	PART
aeasj-1551	91	7	finance	finance	VERB
aeasj-1551	91	8	mosques	mosque	NOUN
aeasj-1551	91	9	,	,	PUNCT
aeasj-1551	91	10	shelters	shelter	NOUN
aeasj-1551	91	11	,	,	PUNCT
aeasj-1551	91	12	schools	school	NOUN
aeasj-1551	91	13	,	,	PUNCT
aeasj-1551	91	14	and	and	CCONJ
aeasj-1551	91	15	universities	university	NOUN
aeasj-1551	91	16	for	for	ADP
aeasj-1551	91	17	education	education	NOUN
aeasj-1551	91	18	.	.	PUNCT
aeasj-1551	92	1	this	this	PRON
aeasj-1551	92	2	is	be	AUX
aeasj-1551	92	3	meant	mean	VERB
aeasj-1551	92	4	to	to	PART
aeasj-1551	92	5	help	help	VERB
aeasj-1551	92	6	financially	financially	ADV
aeasj-1551	92	7	-	-	PUNCT
aeasj-1551	92	8	challenged	challenge	VERB
aeasj-1551	92	9	individuals	individual	NOUN
aeasj-1551	92	10	and	and	CCONJ
aeasj-1551	92	11	communities	community	NOUN
aeasj-1551	92	12	.	.	PUNCT
aeasj-1551	93	1	waqf	waqf	PROPN
aeasj-1551	93	2	plays	play	VERB
aeasj-1551	93	3	an	an	DET
aeasj-1551	93	4	important	important	ADJ
aeasj-1551	93	5	role	role	NOUN
aeasj-1551	93	6	in	in	ADP
aeasj-1551	93	7	bringing	bring	VERB
aeasj-1551	93	8	out	out	ADP
aeasj-1551	93	9	the	the	DET
aeasj-1551	93	10	equality	equality	NOUN
aeasj-1551	93	11	and	and	CCONJ
aeasj-1551	93	12	human	human	ADJ
aeasj-1551	93	13	resources	resource	NOUN
aeasj-1551	93	14	development	development	NOUN
aeasj-1551	93	15	since	since	SCONJ
aeasj-1551	93	16	the	the	DET
aeasj-1551	93	17	early	early	ADJ
aeasj-1551	93	18	of	of	ADP
aeasj-1551	93	19	islamic	islamic	ADJ
aeasj-1551	93	20	civilization	civilization	NOUN
aeasj-1551	93	21	history	history	NOUN
aeasj-1551	93	22	(	(	PUNCT
aeasj-1551	93	23	yalawae	yalawae	PROPN
aeasj-1551	93	24	,	,	PUNCT
aeasj-1551	93	25	tahir	tahir	PROPN
aeasj-1551	93	26	,	,	PUNCT
aeasj-1551	93	27	udm	udm	PROPN
aeasj-1551	93	28	,	,	PUNCT
aeasj-1551	93	29	&	&	CCONJ
aeasj-1551	93	30	campus	campus	PROPN
aeasj-1551	93	31	,	,	PUNCT
aeasj-1551	93	32	2003	2003	NUM
aeasj-1551	93	33	)	)	PUNCT
aeasj-1551	93	34	.	.	PUNCT
aeasj-1551	94	1	allah	allah	PROPN
aeasj-1551	94	2	s.w.t	s.w.t	PROPN
aeasj-1551	94	3	.	.	PROPN
aeasj-1551	94	4	says	say	VERB
aeasj-1551	94	5	in	in	ADP
aeasj-1551	94	6	his	his	PRON
aeasj-1551	94	7	holy	holy	ADJ
aeasj-1551	94	8	book	book	NOUN
aeasj-1551	94	9	in	in	ADP
aeasj-1551	94	10	surah	surah	PROPN
aeasj-1551	94	11	al	al	PROPN
aeasj-1551	94	12	-	-	PUNCT
aeasj-1551	94	13	baqarah	baqarah	PROPN
aeasj-1551	94	14	verse	verse	NOUN
aeasj-1551	94	15	267	267	NUM
aeasj-1551	94	16	which	which	PRON
aeasj-1551	94	17	means	mean	VERB
aeasj-1551	94	18	:	:	PUNCT
aeasj-1551	94	19	‘	'	PUNCT
aeasj-1551	94	20	’	'	PUNCT
aeasj-1551	94	21	oh	oh	INTJ
aeasj-1551	94	22	believers	believer	NOUN
aeasj-1551	94	23	spent	spend	VERB
aeasj-1551	94	24	the	the	DET
aeasj-1551	94	25	best	good	ADJ
aeasj-1551	94	26	things	thing	NOUN
aeasj-1551	94	27	of	of	ADP
aeasj-1551	94	28	what	what	PRON
aeasj-1551	94	29	you	you	PRON
aeasj-1551	94	30	had	have	AUX
aeasj-1551	94	31	obtained	obtain	VERB
aeasj-1551	94	32	and	and	CCONJ
aeasj-1551	94	33	what	what	PRON
aeasj-1551	94	34	we	we	PRON
aeasj-1551	94	35	had	have	AUX
aeasj-1551	94	36	given	give	VERB
aeasj-1551	94	37	out	out	ADP
aeasj-1551	94	38	to	to	ADP
aeasj-1551	94	39	you	you	PRON
aeasj-1551	94	40	from	from	ADP
aeasj-1551	94	41	the	the	DET
aeasj-1551	94	42	earth	earth	NOUN
aeasj-1551	94	43	”	"	PUNCT
aeasj-1551	94	44	.	.	PUNCT
aeasj-1551	95	1	the	the	DET
aeasj-1551	95	2	prophet	prophet	NOUN
aeasj-1551	95	3	,	,	PUNCT
aeasj-1551	95	4	muhammad	muhammad	PROPN
aeasj-1551	95	5	s.a.w	s.a.w	PROPN
aeasj-1551	95	6	.	.	PROPN
aeasj-1551	95	7	said	say	VERB
aeasj-1551	95	8	about	about	ADP
aeasj-1551	95	9	the	the	DET
aeasj-1551	95	10	waqf	waqf	NOUN
aeasj-1551	95	11	which	which	PRON
aeasj-1551	95	12	was	be	AUX
aeasj-1551	95	13	narrated	narrate	VERB
aeasj-1551	95	14	by	by	ADP
aeasj-1551	95	15	imam	imam	PROPN
aeasj-1551	95	16	al	al	PROPN
aeasj-1551	95	17	bukhari	bukhari	PROPN
aeasj-1551	95	18	through	through	ADP
aeasj-1551	95	19	the	the	DET
aeasj-1551	95	20	saying	saying	NOUN
aeasj-1551	95	21	of	of	ADP
aeasj-1551	95	22	caliph	caliph	PROPN
aeasj-1551	95	23	omar	omar	PROPN
aeasj-1551	95	24	r.	r.	PROPN
aeasj-1551	95	25	a.	a.	PROPN
aeasj-1551	95	26	,	,	PUNCT
aeasj-1551	95	27	that	that	PRON
aeasj-1551	95	28	sounded	sound	VERB
aeasj-1551	95	29	:	:	PUNCT
aeasj-1551	95	30	oh	oh	INTJ
aeasj-1551	95	31	prophet	prophet	NOUN
aeasj-1551	95	32	!	!	PUNCT
aeasj-1551	96	1	i	i	PRON
aeasj-1551	96	2	got	get	VERB
aeasj-1551	96	3	wealth	wealth	NOUN
aeasj-1551	96	4	that	that	PRON
aeasj-1551	96	5	i	i	PRON
aeasj-1551	96	6	never	never	ADV
aeasj-1551	96	7	got	get	VERB
aeasj-1551	96	8	it	it	PRON
aeasj-1551	96	9	before	before	ADV
aeasj-1551	96	10	and	and	CCONJ
aeasj-1551	96	11	i	i	PRON
aeasj-1551	96	12	want	want	VERB
aeasj-1551	96	13	to	to	PART
aeasj-1551	96	14	be	be	AUX
aeasj-1551	96	15	closer	close	ADJ
aeasj-1551	96	16	to	to	ADP
aeasj-1551	96	17	allah	allah	PROPN
aeasj-1551	96	18	through	through	ADP
aeasj-1551	96	19	it	it	PRON
aeasj-1551	96	20	.	.	PUNCT
aeasj-1551	97	1	after	after	SCONJ
aeasj-1551	97	2	that	that	SCONJ
aeasj-1551	97	3	the	the	DET
aeasj-1551	97	4	prophet	prophet	NOUN
aeasj-1551	97	5	answered	answer	VERB
aeasj-1551	97	6	:	:	PUNCT
aeasj-1551	97	7	you	you	PRON
aeasj-1551	97	8	tried	try	VERB
aeasj-1551	97	9	to	to	PART
aeasj-1551	97	10	keep	keep	VERB
aeasj-1551	97	11	the	the	DET
aeasj-1551	97	12	origin	origin	NOUN
aeasj-1551	97	13	wealth	wealth	NOUN
aeasj-1551	97	14	and	and	CCONJ
aeasj-1551	97	15	make	make	VERB
aeasj-1551	97	16	charity	charity	NOUN
aeasj-1551	97	17	out	out	ADP
aeasj-1551	97	18	of	of	ADP
aeasj-1551	97	19	it	it	PRON
aeasj-1551	97	20	(	(	PUNCT
aeasj-1551	97	21	by	by	ADP
aeasj-1551	97	22	giving	give	VERB
aeasj-1551	97	23	it	it	PRON
aeasj-1551	97	24	to	to	ADP
aeasj-1551	97	25	the	the	DET
aeasj-1551	97	26	needy	needy	NOUN
aeasj-1551	97	27	and	and	CCONJ
aeasj-1551	97	28	the	the	DET
aeasj-1551	97	29	people	people	NOUN
aeasj-1551	97	30	who	who	PRON
aeasj-1551	97	31	deserved	deserve	VERB
aeasj-1551	97	32	it	it	PRON
aeasj-1551	97	33	)	)	PUNCT
aeasj-1551	97	34	.	.	PUNCT
aeasj-1551	98	1	then	then	ADV
aeasj-1551	98	2	caliph	caliph	PROPN
aeasj-1551	98	3	omar	omar	PROPN
aeasj-1551	98	4	r.	r.	PROPN
aeasj-1551	98	5	a.	a.	PROPN
aeasj-1551	98	6	donated	donate	VERB
aeasj-1551	98	7	his	his	PRON
aeasj-1551	98	8	land	land	NOUN
aeasj-1551	98	9	which	which	PRON
aeasj-1551	98	10	he	he	PRON
aeasj-1551	98	11	got	get	VERB
aeasj-1551	98	12	from	from	ADP
aeasj-1551	98	13	the	the	DET
aeasj-1551	98	14	battle	battle	NOUN
aeasj-1551	98	15	of	of	ADP
aeasj-1551	98	16	khaibar	khaibar	NOUN
aeasj-1551	98	17	,	,	PUNCT
aeasj-1551	98	18	and	and	CCONJ
aeasj-1551	98	19	the	the	DET
aeasj-1551	98	20	land	land	NOUN
aeasj-1551	98	21	can	can	AUX
aeasj-1551	98	22	not	not	PART
aeasj-1551	98	23	be	be	AUX
aeasj-1551	98	24	sold	sell	VERB
aeasj-1551	98	25	,	,	PUNCT
aeasj-1551	98	26	even	even	ADV
aeasj-1551	98	27	to	to	PART
aeasj-1551	98	28	be	be	AUX
aeasj-1551	98	29	bought	buy	VERB
aeasj-1551	98	30	as	as	ADV
aeasj-1551	98	31	well	well	ADV
aeasj-1551	98	32	as	as	ADP
aeasj-1551	98	33	to	to	PART
aeasj-1551	98	34	inherit	inherit	VERB
aeasj-1551	98	35	it	it	PRON
aeasj-1551	98	36	.	.	PUNCT
aeasj-1551	99	1	as	as	SCONJ
aeasj-1551	99	2	the	the	DET
aeasj-1551	99	3	devoted	devoted	ADJ
aeasj-1551	99	4	muslim	muslim	ADJ
aeasj-1551	99	5	students	student	NOUN
aeasj-1551	99	6	are	be	AUX
aeasj-1551	99	7	struggling	struggle	VERB
aeasj-1551	99	8	the	the	DET
aeasj-1551	99	9	interest	interest	NOUN
aeasj-1551	99	10	(	(	PUNCT
aeasj-1551	99	11	riba	riba	PROPN
aeasj-1551	99	12	)	)	PUNCT
aeasj-1551	99	13	issue	issue	NOUN
aeasj-1551	99	14	in	in	ADP
aeasj-1551	99	15	the	the	DET
aeasj-1551	99	16	conventional	conventional	ADJ
aeasj-1551	99	17	educational	educational	ADJ
aeasj-1551	99	18	loan	loan	NOUN
aeasj-1551	99	19	system	system	NOUN
aeasj-1551	99	20	,	,	PUNCT
aeasj-1551	99	21	the	the	DET
aeasj-1551	99	22	islamic	islamic	ADJ
aeasj-1551	99	23	waqf	waqf	NOUN
aeasj-1551	99	24	can	can	AUX
aeasj-1551	99	25	use	use	VERB
aeasj-1551	99	26	the	the	DET
aeasj-1551	99	27	waqf	waqf	ADJ
aeasj-1551	99	28	fund	fund	NOUN
aeasj-1551	99	29	for	for	ADP
aeasj-1551	99	30	educational	educational	ADJ
aeasj-1551	99	31	funding	funding	NOUN
aeasj-1551	99	32	that	that	PRON
aeasj-1551	99	33	could	could	AUX
aeasj-1551	99	34	finance	finance	VERB
aeasj-1551	99	35	student	student	NOUN
aeasj-1551	99	36	’s	’s	PART
aeasj-1551	99	37	education	education	NOUN
aeasj-1551	99	38	in	in	ADP
aeasj-1551	99	39	term	term	NOUN
aeasj-1551	99	40	of	of	ADP
aeasj-1551	99	41	fees	fee	NOUN
aeasj-1551	99	42	and	and	CCONJ
aeasj-1551	99	43	cost	cost	NOUN
aeasj-1551	99	44	of	of	ADP
aeasj-1551	99	45	living	living	NOUN
aeasj-1551	99	46	.	.	PUNCT
aeasj-1551	100	1	the	the	DET
aeasj-1551	100	2	waqf	waqf	PROPN
aeasj-1551	100	3	fund	fund	NOUN
aeasj-1551	100	4	investment	investment	NOUN
aeasj-1551	100	5	in	in	ADP
aeasj-1551	100	6	human	human	ADJ
aeasj-1551	100	7	capital	capital	NOUN
aeasj-1551	100	8	is	be	AUX
aeasj-1551	100	9	believed	believe	VERB
aeasj-1551	100	10	to	to	PART
aeasj-1551	100	11	be	be	AUX
aeasj-1551	100	12	the	the	DET
aeasj-1551	100	13	best	good	ADJ
aeasj-1551	100	14	investment	investment	NOUN
aeasj-1551	100	15	that	that	PRON
aeasj-1551	100	16	promises	promise	VERB
aeasj-1551	100	17	exponential	exponential	ADJ
aeasj-1551	100	18	growth	growth	NOUN
aeasj-1551	100	19	and	and	CCONJ
aeasj-1551	100	20	moreover	moreover	ADV
aeasj-1551	100	21	it	it	PRON
aeasj-1551	100	22	could	could	AUX
aeasj-1551	100	23	bring	bring	VERB
aeasj-1551	100	24	the	the	DET
aeasj-1551	100	25	relief	relief	NOUN
aeasj-1551	100	26	of	of	ADP
aeasj-1551	100	27	higher	high	ADJ
aeasj-1551	100	28	education	education	NOUN
aeasj-1551	100	29	loan	loan	NOUN
aeasj-1551	100	30	to	to	ADP
aeasj-1551	100	31	the	the	DET
aeasj-1551	100	32	muslim	muslim	PROPN
aeasj-1551	100	33	community	community	PROPN
aeasj-1551	100	34	(	(	PUNCT
aeasj-1551	100	35	aziz	aziz	PROPN
aeasj-1551	100	36	,	,	PUNCT
aeasj-1551	100	37	yusof	yusof	NOUN
aeasj-1551	100	38	,	,	PUNCT
aeasj-1551	100	39	johari	johari	PROPN
aeasj-1551	100	40	,	,	PUNCT
aeasj-1551	100	41	ramli	ramli	PROPN
aeasj-1551	100	42	,	,	PUNCT
aeasj-1551	100	43	&	&	CCONJ
aeasj-1551	100	44	sabri	sabri	PROPN
aeasj-1551	100	45	,	,	PUNCT
aeasj-1551	100	46	2014	2014	NUM
aeasj-1551	100	47	;	;	PUNCT
aeasj-1551	100	48	yalawae	yalawae	NOUN
aeasj-1551	100	49	et	et	PROPN
aeasj-1551	100	50	al	al	PROPN
aeasj-1551	100	51	.	.	PROPN
aeasj-1551	100	52	,	,	PUNCT
aeasj-1551	100	53	2003	2003	NUM
aeasj-1551	100	54	)	)	PUNCT
aeasj-1551	100	55	.	.	PUNCT
aeasj-1551	101	1	takaful	takaful	ADJ
aeasj-1551	101	2	takaful	takaful	PROPN
aeasj-1551	101	3	means	mean	VERB
aeasj-1551	101	4	solidarity	solidarity	PROPN
aeasj-1551	101	5	based	base	VERB
aeasj-1551	101	6	mutual	mutual	ADJ
aeasj-1551	101	7	guarantee	guarantee	NOUN
aeasj-1551	101	8	or	or	CCONJ
aeasj-1551	101	9	assurance	assurance	NOUN
aeasj-1551	101	10	arrangement	arrangement	NOUN
aeasj-1551	101	11	.	.	PUNCT
aeasj-1551	102	1	when	when	SCONJ
aeasj-1551	102	2	a	a	DET
aeasj-1551	102	3	group	group	NOUN
aeasj-1551	102	4	of	of	ADP
aeasj-1551	102	5	people	people	NOUN
aeasj-1551	102	6	facing	face	VERB
aeasj-1551	102	7	similar	similar	ADJ
aeasj-1551	102	8	risks	risk	NOUN
aeasj-1551	102	9	or	or	CCONJ
aeasj-1551	102	10	the	the	DET
aeasj-1551	102	11	danger	danger	NOUN
aeasj-1551	102	12	of	of	ADP
aeasj-1551	102	13	incurring	incur	VERB
aeasj-1551	102	14	unforeseen	unforeseen	ADJ
aeasj-1551	102	15	losses	loss	NOUN
aeasj-1551	102	16	,	,	PUNCT
aeasj-1551	102	17	to	to	PART
aeasj-1551	102	18	individually	individually	ADV
aeasj-1551	102	19	contribute	contribute	VERB
aeasj-1551	102	20	a	a	DET
aeasj-1551	102	21	certain	certain	ADJ
aeasj-1551	102	22	sum	sum	NOUN
aeasj-1551	102	23	of	of	ADP
aeasj-1551	102	24	money	money	NOUN
aeasj-1551	102	25	,	,	PUNCT
aeasj-1551	102	26	which	which	PRON
aeasj-1551	102	27	will	will	AUX
aeasj-1551	102	28	be	be	AUX
aeasj-1551	102	29	used	use	VERB
aeasj-1551	102	30	to	to	PART
aeasj-1551	102	31	compensate	compensate	VERB
aeasj-1551	102	32	any	any	DET
aeasj-1551	102	33	member	member	NOUN
aeasj-1551	102	34	of	of	ADP
aeasj-1551	102	35	the	the	DET
aeasj-1551	102	36	group	group	NOUN
aeasj-1551	102	37	who	who	PRON
aeasj-1551	102	38	incurs	incur	VERB
aeasj-1551	102	39	such	such	ADJ
aeasj-1551	102	40	losses	loss	NOUN
aeasj-1551	102	41	(	(	PUNCT
aeasj-1551	102	42	othman	othman	NOUN
aeasj-1551	102	43	,	,	PUNCT
aeasj-1551	102	44	2017	2017	NUM
aeasj-1551	102	45	)	)	PUNCT
aeasj-1551	102	46	.	.	PUNCT
aeasj-1551	103	1	there	there	PRON
aeasj-1551	103	2	is	be	VERB
aeasj-1551	103	3	no	no	DET
aeasj-1551	103	4	direct	direct	ADJ
aeasj-1551	103	5	legal	legal	ADJ
aeasj-1551	103	6	text	text	NOUN
aeasj-1551	103	7	in	in	ADP
aeasj-1551	103	8	the	the	DET
aeasj-1551	103	9	holy	holy	PROPN
aeasj-1551	103	10	qurʻan	qurʻan	PROPN
aeasj-1551	103	11	and/or	and/or	CCONJ
aeasj-1551	103	12	the	the	DET
aeasj-1551	103	13	sunnah	sunnah	NOUN
aeasj-1551	103	14	on	on	ADP
aeasj-1551	103	15	the	the	DET
aeasj-1551	103	16	permissibility	permissibility	NOUN
aeasj-1551	103	17	or	or	CCONJ
aeasj-1551	103	18	non	non	ADJ
aeasj-1551	103	19	-	-	NOUN
aeasj-1551	103	20	permissibility	permissibility	NOUN
aeasj-1551	103	21	of	of	ADP
aeasj-1551	103	22	takaful	takaful	NOUN
aeasj-1551	103	23	,	,	PUNCT
aeasj-1551	103	24	but	but	CCONJ
aeasj-1551	103	25	there	there	PRON
aeasj-1551	103	26	are	be	VERB
aeasj-1551	103	27	many	many	ADJ
aeasj-1551	103	28	legal	legal	ADJ
aeasj-1551	103	29	texts	text	NOUN
aeasj-1551	103	30	in	in	ADP
aeasj-1551	103	31	the	the	DET
aeasj-1551	103	32	qur’an	qur’an	NOUN
aeasj-1551	103	33	and	and	CCONJ
aeasj-1551	103	34	prophetic	prophetic	ADJ
aeasj-1551	103	35	precedents	precedent	NOUN
aeasj-1551	103	36	(	(	PUNCT
aeasj-1551	103	37	hadith	hadith	PROPN
aeasj-1551	103	38	)	)	PUNCT
aeasj-1551	103	39	that	that	PRON
aeasj-1551	103	40	encourage	encourage	VERB
aeasj-1551	103	41	the	the	DET
aeasj-1551	103	42	spirit	spirit	NOUN
aeasj-1551	103	43	of	of	ADP
aeasj-1551	103	44	takaful	takaful	NOUN
aeasj-1551	103	45	which	which	PRON
aeasj-1551	103	46	is	be	AUX
aeasj-1551	103	47	based	base	VERB
aeasj-1551	103	48	on	on	ADP
aeasj-1551	103	49	cooperation	cooperation	NOUN
aeasj-1551	103	50	,	,	PUNCT
aeasj-1551	103	51	shared	share	VERB
aeasj-1551	103	52	responsibility	responsibility	NOUN
aeasj-1551	103	53	,	,	PUNCT
aeasj-1551	103	54	joint	joint	ADJ
aeasj-1551	103	55	indemnity	indemnity	NOUN
aeasj-1551	103	56	,	,	PUNCT
aeasj-1551	103	57	common	common	ADJ
aeasj-1551	103	58	interest	interest	NOUN
aeasj-1551	103	59	and	and	CCONJ
aeasj-1551	103	60	solidarity	solidarity	NOUN
aeasj-1551	103	61	.	.	PUNCT
aeasj-1551	104	1	allah	allah	PROPN
aeasj-1551	104	2	the	the	DET
aeasj-1551	104	3	almighty	almighty	PROPN
aeasj-1551	104	4	said	say	VERB
aeasj-1551	104	5	:	:	PUNCT
aeasj-1551	104	6	“	"	PUNCT
aeasj-1551	104	7	and	and	CCONJ
aeasj-1551	104	8	help	help	VERB
aeasj-1551	104	9	ye	ye	PRON
aeasj-1551	104	10	one	one	NOUN
aeasj-1551	104	11	another	another	PRON
aeasj-1551	104	12	in	in	ADP
aeasj-1551	104	13	righteousness	righteousness	NOUN
aeasj-1551	104	14	and	and	CCONJ
aeasj-1551	104	15	piety	piety	NOUN
aeasj-1551	104	16	but	but	CCONJ
aeasj-1551	104	17	help	help	VERB
aeasj-1551	104	18	ye	ye	PRON
aeasj-1551	104	19	not	not	PART
aeasj-1551	104	20	one	one	NUM
aeasj-1551	104	21	another	another	DET
aeasj-1551	104	22	in	in	ADP
aeasj-1551	104	23	sin	sin	NOUN
aeasj-1551	104	24	and	and	CCONJ
aeasj-1551	104	25	rancour	rancour	NOUN
aeasj-1551	104	26	,	,	PUNCT
aeasj-1551	104	27	and	and	CCONJ
aeasj-1551	104	28	fear	fear	VERB
aeasj-1551	104	29	allah	allah	PROPN
aeasj-1551	104	30	for	for	ADP
aeasj-1551	104	31	allah	allah	PROPN
aeasj-1551	104	32	is	be	AUX
aeasj-1551	104	33	strict	strict	ADJ
aeasj-1551	104	34	in	in	ADP
aeasj-1551	104	35	punishment	punishment	NOUN
aeasj-1551	104	36	”	"	PUNCT
aeasj-1551	104	37	(	(	PUNCT
aeasj-1551	104	38	qur’an	qur’an	PROPN
aeasj-1551	104	39	,	,	PUNCT
aeasj-1551	104	40	surah	surah	PROPN
aeasj-1551	104	41	al	al	PROPN
aeasj-1551	104	42	-	-	PUNCT
aeasj-1551	104	43	maidah	maidah	PROPN
aeasj-1551	104	44	,	,	PUNCT
aeasj-1551	104	45	5:2	5:2	NUM
aeasj-1551	104	46	)	)	PUNCT
aeasj-1551	104	47	.	.	PUNCT
aeasj-1551	105	1	furthermore	furthermore	ADV
aeasj-1551	105	2	,	,	PUNCT
aeasj-1551	105	3	the	the	DET
aeasj-1551	105	4	prophet	prophet	NOUN
aeasj-1551	105	5	(	(	PUNCT
aeasj-1551	105	6	pbuh	pbuh	NOUN
aeasj-1551	105	7	)	)	PUNCT
aeasj-1551	105	8	also	also	ADV
aeasj-1551	105	9	advised	advise	VERB
aeasj-1551	105	10	the	the	DET
aeasj-1551	105	11	muslims	muslims	PROPN
aeasj-1551	105	12	to	to	PART
aeasj-1551	105	13	help	help	VERB
aeasj-1551	105	14	one	one	NOUN
aeasj-1551	105	15	another	another	DET
aeasj-1551	105	16	to	to	PART
aeasj-1551	105	17	relieve	relieve	VERB
aeasj-1551	105	18	hardships	hardship	NOUN
aeasj-1551	105	19	,	,	PUNCT
aeasj-1551	105	20	as	as	SCONJ
aeasj-1551	105	21	narrated	narrate	VERB
aeasj-1551	105	22	by	by	ADP
aeasj-1551	105	23	salim	salim	PROPN
aeasj-1551	105	24	(	(	PUNCT
aeasj-1551	105	25	r.a	r.a	PROPN
aeasj-1551	105	26	.	.	PROPN
aeasj-1551	105	27	):	):	PUNCT
aeasj-1551	105	28	“	"	PUNCT
aeasj-1551	105	29	and	and	CCONJ
aeasj-1551	105	30	he	he	PRON
aeasj-1551	105	31	who	who	PRON
aeasj-1551	105	32	relieved	relieve	VERB
aeasj-1551	105	33	a	a	DET
aeasj-1551	105	34	muslim	muslim	NOUN
aeasj-1551	105	35	from	from	ADP
aeasj-1551	105	36	hardship	hardship	NOUN
aeasj-1551	105	37	allah	allah	PROPN
aeasj-1551	105	38	would	would	AUX
aeasj-1551	105	39	relieve	relieve	VERB
aeasj-1551	105	40	him	he	PRON
aeasj-1551	105	41	from	from	ADP
aeasj-1551	105	42	the	the	DET
aeasj-1551	105	43	hardships	hardship	NOUN
aeasj-1551	105	44	to	to	PART
aeasj-1551	105	45	which	which	PRON
aeasj-1551	105	46	he	he	PRON
aeasj-1551	105	47	would	would	AUX
aeasj-1551	105	48	be	be	AUX
aeasj-1551	105	49	put	put	VERB
aeasj-1551	105	50	on	on	ADP
aeasj-1551	105	51	the	the	DET
aeasj-1551	105	52	day	day	NOUN
aeasj-1551	105	53	of	of	ADP
aeasj-1551	105	54	resurrection	resurrection	NOUN
aeasj-1551	105	55	…	…	PUNCT
aeasj-1551	105	56	”	"	PUNCT
aeasj-1551	105	57	(	(	PUNCT
aeasj-1551	105	58	sahih	sahih	PROPN
aeasj-1551	105	59	muslim	muslim	PROPN
aeasj-1551	105	60	,	,	PUNCT
aeasj-1551	105	61	kitab	kitab	PROPN
aeasj-1551	105	62	al	al	PROPN
aeasj-1551	105	63	-	-	PUNCT
aeasj-1551	105	64	birr	birr	PROPN
aeasj-1551	105	65	wa	wa	PROPN
aeasj-1551	105	66	al	al	PROPN
aeasj-1551	105	67	-	-	PUNCT
aeasj-1551	105	68	silah	silah	PROPN
aeasj-1551	105	69	wa	wa	PROPN
aeasj-1551	105	70	al	al	PROPN
aeasj-1551	105	71	adab	adab	PROPN
aeasj-1551	105	72	)	)	PUNCT
aeasj-1551	105	73	.	.	PUNCT
aeasj-1551	106	1	in	in	ADP
aeasj-1551	106	2	addition	addition	NOUN
aeasj-1551	106	3	to	to	ADP
aeasj-1551	106	4	the	the	DET
aeasj-1551	106	5	above	above	ADJ
aeasj-1551	106	6	injunctions	injunction	NOUN
aeasj-1551	106	7	,	,	PUNCT
aeasj-1551	106	8	the	the	DET
aeasj-1551	106	9	legality	legality	NOUN
aeasj-1551	106	10	of	of	ADP
aeasj-1551	106	11	takaful	takaful	NOUN
aeasj-1551	106	12	could	could	AUX
aeasj-1551	106	13	also	also	ADV
aeasj-1551	106	14	be	be	AUX
aeasj-1551	106	15	https://www.cribfb.com/journal/index.php/aesr	https://www.cribfb.com/journal/index.php/aesr	ADV
aeasj-1551	106	16	american	american	PROPN
aeasj-1551	106	17	economic	economic	PROPN
aeasj-1551	106	18	&	&	CCONJ
aeasj-1551	106	19	social	social	PROPN
aeasj-1551	106	20	review	review	PROPN
aeasj-1551	106	21	vol	vol	NOUN
aeasj-1551	106	22	.	.	PROPN
aeasj-1551	107	1	8	8	NUM
aeasj-1551	107	2	,	,	PUNCT
aeasj-1551	107	3	no	no	INTJ
aeasj-1551	107	4	.	.	NOUN
aeasj-1551	107	5	1	1	NUM
aeasj-1551	107	6	;	;	PUNCT
aeasj-1551	107	7	2021	2021	NUM
aeasj-1551	107	8	27	27	NUM
aeasj-1551	107	9	supported	support	VERB
aeasj-1551	107	10	with	with	ADP
aeasj-1551	107	11	analogies	analogy	NOUN
aeasj-1551	107	12	(	(	PUNCT
aeasj-1551	107	13	qiyas	qiyas	NOUN
aeasj-1551	107	14	)	)	PUNCT
aeasj-1551	107	15	with	with	ADP
aeasj-1551	107	16	several	several	ADJ
aeasj-1551	107	17	practices	practice	NOUN
aeasj-1551	107	18	in	in	ADP
aeasj-1551	107	19	islamic	islamic	ADJ
aeasj-1551	107	20	law	law	NOUN
aeasj-1551	107	21	which	which	PRON
aeasj-1551	107	22	is	be	AUX
aeasj-1551	107	23	similar	similar	ADJ
aeasj-1551	107	24	to	to	ADP
aeasj-1551	107	25	it	it	PRON
aeasj-1551	107	26	.	.	PUNCT
aeasj-1551	108	1	the	the	DET
aeasj-1551	108	2	international	international	ADJ
aeasj-1551	108	3	islamic	islamic	PROPN
aeasj-1551	108	4	fiqh	fiqh	PROPN
aeasj-1551	108	5	academy	academy	PROPN
aeasj-1551	108	6	(	(	PUNCT
aeasj-1551	108	7	iifa	iifa	PROPN
aeasj-1551	108	8	)	)	PUNCT
aeasj-1551	108	9	defined	define	VERB
aeasj-1551	108	10	takaful	takaful	ADJ
aeasj-1551	108	11	as	as	SCONJ
aeasj-1551	108	12	follows	follow	VERB
aeasj-1551	108	13	”	"	PUNCT
aeasj-1551	108	14	cooperative	cooperative	ADJ
aeasj-1551	108	15	insurance	insurance	NOUN
aeasj-1551	108	16	is	be	AUX
aeasj-1551	108	17	the	the	DET
aeasj-1551	108	18	process	process	NOUN
aeasj-1551	108	19	in	in	ADP
aeasj-1551	108	20	which	which	PRON
aeasj-1551	108	21	a	a	DET
aeasj-1551	108	22	group	group	NOUN
aeasj-1551	108	23	of	of	ADP
aeasj-1551	108	24	people	people	NOUN
aeasj-1551	108	25	,	,	PUNCT
aeasj-1551	108	26	who	who	PRON
aeasj-1551	108	27	face	face	VERB
aeasj-1551	108	28	certain	certain	ADJ
aeasj-1551	108	29	risk(s	risk(s	NOUN
aeasj-1551	108	30	)	)	PUNCT
aeasj-1551	108	31	,	,	PUNCT
aeasj-1551	108	32	agree	agree	VERB
aeasj-1551	108	33	that	that	SCONJ
aeasj-1551	108	34	each	each	PRON
aeasj-1551	108	35	of	of	ADP
aeasj-1551	108	36	them	they	PRON
aeasj-1551	108	37	contribute	contribute	VERB
aeasj-1551	108	38	a	a	DET
aeasj-1551	108	39	specific	specific	ADJ
aeasj-1551	108	40	amount	amount	NOUN
aeasj-1551	108	41	,	,	PUNCT
aeasj-1551	108	42	based	base	VERB
aeasj-1551	108	43	on	on	ADP
aeasj-1551	108	44	cooperation	cooperation	NOUN
aeasj-1551	108	45	,	,	PUNCT
aeasj-1551	108	46	to	to	ADP
aeasj-1551	108	47	a	a	DET
aeasj-1551	108	48	non	non	ADJ
aeasj-1551	108	49	-	-	ADJ
aeasj-1551	108	50	profit	profit	ADJ
aeasj-1551	108	51	fund	fund	NOUN
aeasj-1551	108	52	that	that	PRON
aeasj-1551	108	53	is	be	AUX
aeasj-1551	108	54	to	to	PART
aeasj-1551	108	55	be	be	AUX
aeasj-1551	108	56	used	use	VERB
aeasj-1551	108	57	for	for	ADP
aeasj-1551	108	58	compensating	compensate	VERB
aeasj-1551	108	59	anyone	anyone	PRON
aeasj-1551	108	60	of	of	ADP
aeasj-1551	108	61	them	they	PRON
aeasj-1551	108	62	for	for	ADP
aeasj-1551	108	63	the	the	DET
aeasj-1551	108	64	harms	harm	NOUN
aeasj-1551	108	65	he	he	PRON
aeasj-1551	108	66	would	would	AUX
aeasj-1551	108	67	encounter	encounter	VERB
aeasj-1551	108	68	when	when	SCONJ
aeasj-1551	108	69	the	the	DET
aeasj-1551	108	70	risk	risk	NOUN
aeasj-1551	108	71	in	in	ADP
aeasj-1551	108	72	question	question	NOUN
aeasj-1551	108	73	materializes	materialize	NOUN
aeasj-1551	108	74	,	,	PUNCT
aeasj-1551	108	75	as	as	ADP
aeasj-1551	108	76	per	per	ADP
aeasj-1551	108	77	signed	sign	VERB
aeasj-1551	108	78	contracts	contract	NOUN
aeasj-1551	108	79	and	and	CCONJ
aeasj-1551	108	80	adopted	adopt	VERB
aeasj-1551	108	81	regulatory	regulatory	ADJ
aeasj-1551	108	82	legislations	legislation	NOUN
aeasj-1551	108	83	”	"	PUNCT
aeasj-1551	108	84	.	.	PUNCT
aeasj-1551	109	1	and	and	CCONJ
aeasj-1551	109	2	the	the	DET
aeasj-1551	109	3	accounting	accounting	NOUN
aeasj-1551	109	4	and	and	CCONJ
aeasj-1551	109	5	auditing	auditing	NOUN
aeasj-1551	109	6	organization	organization	NOUN
aeasj-1551	109	7	for	for	ADP
aeasj-1551	109	8	islamic	islamic	ADJ
aeasj-1551	109	9	financial	financial	ADJ
aeasj-1551	109	10	institutions	institution	NOUN
aeasj-1551	109	11	(	(	PUNCT
aeasj-1551	109	12	aaoifi	aaoifi	NOUN
aeasj-1551	109	13	)	)	PUNCT
aeasj-1551	109	14	defines	define	NOUN
aeasj-1551	109	15	takaful	takaful	ADJ
aeasj-1551	109	16	as	as	ADP
aeasj-1551	109	17	“	"	PUNCT
aeasj-1551	109	18	a	a	DET
aeasj-1551	109	19	process	process	NOUN
aeasj-1551	109	20	of	of	ADP
aeasj-1551	109	21	agreement	agreement	NOUN
aeasj-1551	109	22	among	among	ADP
aeasj-1551	109	23	a	a	DET
aeasj-1551	109	24	group	group	NOUN
aeasj-1551	109	25	of	of	ADP
aeasj-1551	109	26	persons	person	NOUN
aeasj-1551	109	27	to	to	PART
aeasj-1551	109	28	handle	handle	VERB
aeasj-1551	109	29	the	the	DET
aeasj-1551	109	30	injuries	injury	NOUN
aeasj-1551	109	31	resulting	result	VERB
aeasj-1551	109	32	from	from	ADP
aeasj-1551	109	33	specific	specific	ADJ
aeasj-1551	109	34	risks	risk	NOUN
aeasj-1551	109	35	to	to	PART
aeasj-1551	109	36	which	which	PRON
aeasj-1551	109	37	all	all	PRON
aeasj-1551	109	38	of	of	ADP
aeasj-1551	109	39	them	they	PRON
aeasj-1551	109	40	are	be	AUX
aeasj-1551	109	41	vulnerable	vulnerable	ADJ
aeasj-1551	109	42	”	"	PUNCT
aeasj-1551	109	43	.	.	PUNCT
aeasj-1551	110	1	therefore	therefore	ADV
aeasj-1551	110	2	,	,	PUNCT
aeasj-1551	110	3	takaful	takaful	ADJ
aeasj-1551	110	4	,	,	PUNCT
aeasj-1551	110	5	regardless	regardless	ADV
aeasj-1551	110	6	of	of	ADP
aeasj-1551	110	7	how	how	SCONJ
aeasj-1551	110	8	it	it	PRON
aeasj-1551	110	9	is	be	AUX
aeasj-1551	110	10	interpreted	interpret	VERB
aeasj-1551	110	11	in	in	ADP
aeasj-1551	110	12	other	other	ADJ
aeasj-1551	110	13	languages	language	NOUN
aeasj-1551	110	14	,	,	PUNCT
aeasj-1551	110	15	is	be	AUX
aeasj-1551	110	16	a	a	DET
aeasj-1551	110	17	shariah	shariah	PROPN
aeasj-1551	110	18	compliant	compliant	ADJ
aeasj-1551	110	19	mutual	mutual	ADJ
aeasj-1551	110	20	assurance	assurance	NOUN
aeasj-1551	110	21	contractual	contractual	ADJ
aeasj-1551	110	22	structure	structure	NOUN
aeasj-1551	110	23	,	,	PUNCT
aeasj-1551	110	24	where	where	SCONJ
aeasj-1551	110	25	participants	participant	NOUN
aeasj-1551	110	26	contribute	contribute	VERB
aeasj-1551	110	27	their	their	PRON
aeasj-1551	110	28	resources	resource	NOUN
aeasj-1551	110	29	to	to	PART
aeasj-1551	110	30	mitigate	mitigate	VERB
aeasj-1551	110	31	against	against	ADP
aeasj-1551	110	32	future	future	ADJ
aeasj-1551	110	33	risks	risk	NOUN
aeasj-1551	110	34	based	base	VERB
aeasj-1551	110	35	on	on	ADP
aeasj-1551	110	36	agreed	agree	VERB
aeasj-1551	110	37	terms	term	NOUN
aeasj-1551	110	38	(	(	PUNCT
aeasj-1551	110	39	comcec	comcec	NOUN
aeasj-1551	110	40	,	,	PUNCT
aeasj-1551	110	41	2019	2019	NUM
aeasj-1551	110	42	)	)	PUNCT
aeasj-1551	110	43	.	.	PUNCT
aeasj-1551	111	1	an	an	DET
aeasj-1551	111	2	integrated	integrated	ADJ
aeasj-1551	111	3	takaful	takaful	ADJ
aeasj-1551	111	4	,	,	PUNCT
aeasj-1551	111	5	solidarity	solidarity	PROPN
aeasj-1551	111	6	based	base	VERB
aeasj-1551	111	7	mutual	mutual	ADJ
aeasj-1551	111	8	guarantee	guarantee	NOUN
aeasj-1551	111	9	,	,	PUNCT
aeasj-1551	111	10	into	into	ADP
aeasj-1551	111	11	the	the	DET
aeasj-1551	111	12	student	student	NOUN
aeasj-1551	111	13	financing	financing	NOUN
aeasj-1551	111	14	market	market	NOUN
aeasj-1551	111	15	can	can	AUX
aeasj-1551	111	16	potentially	potentially	ADV
aeasj-1551	111	17	reduce	reduce	VERB
aeasj-1551	111	18	the	the	DET
aeasj-1551	111	19	interest	interest	NOUN
aeasj-1551	111	20	based	base	VERB
aeasj-1551	111	21	student	student	NOUN
aeasj-1551	111	22	loan	loan	NOUN
aeasj-1551	111	23	problem	problem	NOUN
aeasj-1551	111	24	for	for	ADP
aeasj-1551	111	25	devoted	devoted	ADJ
aeasj-1551	111	26	muslim	muslim	ADJ
aeasj-1551	111	27	students	student	NOUN
aeasj-1551	111	28	.	.	PUNCT
aeasj-1551	112	1	unlike	unlike	ADP
aeasj-1551	112	2	the	the	DET
aeasj-1551	112	3	traditional	traditional	ADJ
aeasj-1551	112	4	student	student	NOUN
aeasj-1551	112	5	loan	loan	NOUN
aeasj-1551	112	6	,	,	PUNCT
aeasj-1551	112	7	this	this	DET
aeasj-1551	112	8	model	model	NOUN
aeasj-1551	112	9	will	will	AUX
aeasj-1551	112	10	give	give	VERB
aeasj-1551	112	11	an	an	DET
aeasj-1551	112	12	interest	interest	NOUN
aeasj-1551	112	13	-	-	PUNCT
aeasj-1551	112	14	free	free	ADJ
aeasj-1551	112	15	loan	loan	NOUN
aeasj-1551	112	16	to	to	ADP
aeasj-1551	112	17	eligible	eligible	ADJ
aeasj-1551	112	18	students	student	NOUN
aeasj-1551	112	19	.	.	PUNCT
aeasj-1551	113	1	the	the	DET
aeasj-1551	113	2	students	student	NOUN
aeasj-1551	113	3	who	who	PRON
aeasj-1551	113	4	obtain	obtain	VERB
aeasj-1551	113	5	the	the	DET
aeasj-1551	113	6	finance	finance	NOUN
aeasj-1551	113	7	from	from	ADP
aeasj-1551	113	8	this	this	DET
aeasj-1551	113	9	fund	fund	NOUN
aeasj-1551	113	10	must	must	AUX
aeasj-1551	113	11	join	join	VERB
aeasj-1551	113	12	as	as	ADP
aeasj-1551	113	13	members	member	NOUN
aeasj-1551	113	14	of	of	ADP
aeasj-1551	113	15	the	the	DET
aeasj-1551	113	16	cooperative	cooperative	NOUN
aeasj-1551	113	17	.	.	PUNCT
aeasj-1551	114	1	repayment	repayment	NOUN
aeasj-1551	114	2	will	will	AUX
aeasj-1551	114	3	be	be	AUX
aeasj-1551	114	4	made	make	VERB
aeasj-1551	114	5	to	to	ADP
aeasj-1551	114	6	the	the	DET
aeasj-1551	114	7	fund	fund	NOUN
aeasj-1551	114	8	once	once	SCONJ
aeasj-1551	114	9	they	they	PRON
aeasj-1551	114	10	have	have	VERB
aeasj-1551	114	11	jobs	job	NOUN
aeasj-1551	114	12	and	and	CCONJ
aeasj-1551	114	13	earning	earn	VERB
aeasj-1551	114	14	above	above	ADP
aeasj-1551	114	15	the	the	DET
aeasj-1551	114	16	repayment	repayment	NOUN
aeasj-1551	114	17	threshold	threshold	NOUN
aeasj-1551	114	18	.	.	PUNCT
aeasj-1551	115	1	instead	instead	ADV
aeasj-1551	115	2	of	of	ADP
aeasj-1551	115	3	interest	interest	NOUN
aeasj-1551	115	4	,	,	PUNCT
aeasj-1551	115	5	they	they	PRON
aeasj-1551	115	6	will	will	AUX
aeasj-1551	115	7	repay	repay	VERB
aeasj-1551	115	8	a	a	DET
aeasj-1551	115	9	takaful	takaful	ADJ
aeasj-1551	115	10	contribution	contribution	NOUN
aeasj-1551	115	11	to	to	ADP
aeasj-1551	115	12	the	the	DET
aeasj-1551	115	13	fund	fund	NOUN
aeasj-1551	115	14	as	as	ADP
aeasj-1551	115	15	a	a	DET
aeasj-1551	115	16	charitable	charitable	ADJ
aeasj-1551	115	17	gift	gift	NOUN
aeasj-1551	115	18	for	for	ADP
aeasj-1551	115	19	the	the	DET
aeasj-1551	115	20	benefit	benefit	NOUN
aeasj-1551	115	21	of	of	ADP
aeasj-1551	115	22	the	the	DET
aeasj-1551	115	23	subsequent	subsequent	ADJ
aeasj-1551	115	24	members	member	NOUN
aeasj-1551	115	25	to	to	PART
aeasj-1551	115	26	complete	complete	VERB
aeasj-1551	115	27	their	their	PRON
aeasj-1551	115	28	studies	study	NOUN
aeasj-1551	115	29	.	.	PUNCT
aeasj-1551	116	1	therefore	therefore	ADV
aeasj-1551	116	2	,	,	PUNCT
aeasj-1551	116	3	the	the	DET
aeasj-1551	116	4	members	member	NOUN
aeasj-1551	116	5	of	of	ADP
aeasj-1551	116	6	the	the	DET
aeasj-1551	116	7	fund	fund	NOUN
aeasj-1551	116	8	basically	basically	ADV
aeasj-1551	116	9	help	help	VERB
aeasj-1551	116	10	each	each	DET
aeasj-1551	116	11	other	other	ADJ
aeasj-1551	116	12	to	to	PART
aeasj-1551	116	13	attend	attend	VERB
aeasj-1551	116	14	higher	high	ADJ
aeasj-1551	116	15	education	education	NOUN
aeasj-1551	116	16	on	on	ADP
aeasj-1551	116	17	the	the	DET
aeasj-1551	116	18	basis	basis	NOUN
aeasj-1551	116	19	of	of	ADP
aeasj-1551	116	20	mutual	mutual	ADJ
aeasj-1551	116	21	structure	structure	NOUN
aeasj-1551	116	22	.	.	PUNCT
aeasj-1551	117	1	this	this	DET
aeasj-1551	117	2	takaful	takaful	ADJ
aeasj-1551	117	3	model	model	NOUN
aeasj-1551	117	4	can	can	AUX
aeasj-1551	117	5	help	help	VERB
aeasj-1551	117	6	largely	largely	ADV
aeasj-1551	117	7	to	to	ADP
aeasj-1551	117	8	the	the	DET
aeasj-1551	117	9	muslim	muslim	ADJ
aeasj-1551	117	10	students	student	NOUN
aeasj-1551	117	11	by	by	ADP
aeasj-1551	117	12	financing	finance	VERB
aeasj-1551	117	13	higher	high	ADJ
aeasj-1551	117	14	education	education	NOUN
aeasj-1551	117	15	without	without	ADP
aeasj-1551	117	16	sacrificing	sacrifice	VERB
aeasj-1551	117	17	their	their	PRON
aeasj-1551	117	18	faith	faith	NOUN
aeasj-1551	117	19	.	.	PUNCT
aeasj-1551	118	1	conclusion	conclusion	NOUN
aeasj-1551	118	2	and	and	CCONJ
aeasj-1551	118	3	policy	policy	NOUN
aeasj-1551	118	4	recommendation	recommendation	NOUN
aeasj-1551	118	5	higher	high	ADJ
aeasj-1551	118	6	education	education	NOUN
aeasj-1551	118	7	financing	financing	NOUN
aeasj-1551	118	8	is	be	AUX
aeasj-1551	118	9	contributing	contribute	VERB
aeasj-1551	118	10	towards	towards	ADP
aeasj-1551	118	11	vast	vast	ADJ
aeasj-1551	118	12	opportunities	opportunity	NOUN
aeasj-1551	118	13	for	for	ADP
aeasj-1551	118	14	the	the	DET
aeasj-1551	118	15	potential	potential	ADJ
aeasj-1551	118	16	and	and	CCONJ
aeasj-1551	118	17	underprivileged	underprivileged	ADJ
aeasj-1551	118	18	students	student	NOUN
aeasj-1551	118	19	to	to	PART
aeasj-1551	118	20	obtain	obtain	VERB
aeasj-1551	118	21	quality	quality	NOUN
aeasj-1551	118	22	education	education	NOUN
aeasj-1551	118	23	and	and	CCONJ
aeasj-1551	118	24	better	well	ADJ
aeasj-1551	118	25	job	job	NOUN
aeasj-1551	118	26	,	,	PUNCT
aeasj-1551	118	27	and	and	CCONJ
aeasj-1551	118	28	finally	finally	ADV
aeasj-1551	118	29	have	have	VERB
aeasj-1551	118	30	better	well	ADJ
aeasj-1551	118	31	income	income	NOUN
aeasj-1551	118	32	and	and	CCONJ
aeasj-1551	118	33	standard	standard	NOUN
aeasj-1551	118	34	of	of	ADP
aeasj-1551	118	35	living	living	NOUN
aeasj-1551	118	36	.	.	PUNCT
aeasj-1551	119	1	the	the	DET
aeasj-1551	119	2	development	development	NOUN
aeasj-1551	119	3	of	of	ADP
aeasj-1551	119	4	shariah	shariah	PROPN
aeasj-1551	119	5	based	base	VERB
aeasj-1551	119	6	higher	high	ADJ
aeasj-1551	119	7	education	education	NOUN
aeasj-1551	119	8	financing	financing	NOUN
aeasj-1551	119	9	schemes	scheme	NOUN
aeasj-1551	119	10	can	can	AUX
aeasj-1551	119	11	be	be	AUX
aeasj-1551	119	12	a	a	DET
aeasj-1551	119	13	very	very	ADV
aeasj-1551	119	14	effective	effective	ADJ
aeasj-1551	119	15	tool	tool	NOUN
aeasj-1551	119	16	for	for	ADP
aeasj-1551	119	17	higher	high	ADJ
aeasj-1551	119	18	education	education	NOUN
aeasj-1551	119	19	financing	financing	NOUN
aeasj-1551	119	20	as	as	SCONJ
aeasj-1551	119	21	because	because	SCONJ
aeasj-1551	119	22	many	many	ADJ
aeasj-1551	119	23	muslims	muslim	NOUN
aeasj-1551	119	24	are	be	AUX
aeasj-1551	119	25	struggling	struggle	VERB
aeasj-1551	119	26	with	with	ADP
aeasj-1551	119	27	the	the	DET
aeasj-1551	119	28	student	student	NOUN
aeasj-1551	119	29	loan	loan	NOUN
aeasj-1551	119	30	issue	issue	NOUN
aeasj-1551	119	31	due	due	ADP
aeasj-1551	119	32	to	to	ADP
aeasj-1551	119	33	the	the	DET
aeasj-1551	119	34	prohibition	prohibition	NOUN
aeasj-1551	119	35	of	of	ADP
aeasj-1551	119	36	interest	interest	NOUN
aeasj-1551	119	37	(	(	PUNCT
aeasj-1551	119	38	riba	riba	PROPN
aeasj-1551	119	39	)	)	PUNCT
aeasj-1551	119	40	.	.	PUNCT
aeasj-1551	120	1	the	the	DET
aeasj-1551	120	2	modes	mode	NOUN
aeasj-1551	120	3	of	of	ADP
aeasj-1551	120	4	shariah	shariah	PROPN
aeasj-1551	120	5	based	base	VERB
aeasj-1551	120	6	islamic	islamic	ADJ
aeasj-1551	120	7	financing	financing	NOUN
aeasj-1551	120	8	i.e.	i.e.	X
aeasj-1551	120	9	qard	qard	PROPN
aeasj-1551	120	10	al	al	PROPN
aeasj-1551	120	11	hassan	hassan	PROPN
aeasj-1551	120	12	(	(	PUNCT
aeasj-1551	120	13	benevolent	benevolent	ADJ
aeasj-1551	120	14	loan	loan	NOUN
aeasj-1551	120	15	)	)	PUNCT
aeasj-1551	120	16	,	,	PUNCT
aeasj-1551	120	17	qard	qard	PROPN
aeasj-1551	120	18	bil	bil	NUM
aeasj-1551	120	19	ujrah	ujrah	NOUN
aeasj-1551	120	20	(	(	PUNCT
aeasj-1551	120	21	fee	fee	NOUN
aeasj-1551	120	22	or	or	CCONJ
aeasj-1551	120	23	charges	charge	NOUN
aeasj-1551	120	24	of	of	ADP
aeasj-1551	120	25	services	service	NOUN
aeasj-1551	120	26	)	)	PUNCT
aeasj-1551	120	27	,	,	PUNCT
aeasj-1551	120	28	waqf	waqf	NOUN
aeasj-1551	120	29	(	(	PUNCT
aeasj-1551	120	30	islamic	islamic	PROPN
aeasj-1551	120	31	trust	trust	PROPN
aeasj-1551	120	32	bank	bank	PROPN
aeasj-1551	120	33	)	)	PUNCT
aeasj-1551	120	34	,	,	PUNCT
aeasj-1551	120	35	and	and	CCONJ
aeasj-1551	120	36	takaful	takaful	ADJ
aeasj-1551	120	37	(	(	PUNCT
aeasj-1551	120	38	cooperative	cooperative	ADJ
aeasj-1551	120	39	or	or	CCONJ
aeasj-1551	120	40	solidarity	solidarity	NOUN
aeasj-1551	120	41	based	base	VERB
aeasj-1551	120	42	mutual	mutual	ADJ
aeasj-1551	120	43	guarantee	guarantee	NOUN
aeasj-1551	120	44	)	)	PUNCT
aeasj-1551	120	45	are	be	AUX
aeasj-1551	120	46	well	well	ADV
aeasj-1551	120	47	evidenced	evidence	VERB
aeasj-1551	120	48	by	by	ADP
aeasj-1551	120	49	quran	quran	PROPN
aeasj-1551	120	50	,	,	PUNCT
aeasj-1551	120	51	hadith	hadith	NOUN
aeasj-1551	120	52	,	,	PUNCT
aeasj-1551	120	53	islamic	islamic	ADJ
aeasj-1551	120	54	jurisprudence	jurisprudence	NOUN
aeasj-1551	120	55	,	,	PUNCT
aeasj-1551	120	56	and	and	CCONJ
aeasj-1551	120	57	eminent	eminent	ADJ
aeasj-1551	120	58	islamic	islamic	ADJ
aeasj-1551	120	59	scholars	scholar	NOUN
aeasj-1551	120	60	’	’	PART
aeasj-1551	120	61	opinion	opinion	NOUN
aeasj-1551	120	62	.	.	PUNCT
aeasj-1551	121	1	in	in	ADP
aeasj-1551	121	2	islamic	islamic	ADJ
aeasj-1551	121	3	economic	economic	PROPN
aeasj-1551	121	4	perspective	perspective	PROPN
aeasj-1551	121	5	,	,	PUNCT
aeasj-1551	121	6	shariah	shariah	PROPN
aeasj-1551	121	7	based	base	VERB
aeasj-1551	121	8	student	student	NOUN
aeasj-1551	121	9	financing	financing	NOUN
aeasj-1551	121	10	offerings	offering	NOUN
aeasj-1551	121	11	bring	bring	VERB
aeasj-1551	121	12	immense	immense	ADJ
aeasj-1551	121	13	opportunities	opportunity	NOUN
aeasj-1551	121	14	and	and	CCONJ
aeasj-1551	121	15	prospects	prospect	NOUN
aeasj-1551	121	16	to	to	PART
aeasj-1551	121	17	unlock	unlock	VERB
aeasj-1551	121	18	new	new	ADJ
aeasj-1551	121	19	potentials	potential	NOUN
aeasj-1551	121	20	.	.	PUNCT
aeasj-1551	122	1	due	due	ADP
aeasj-1551	122	2	to	to	ADP
aeasj-1551	122	3	having	have	VERB
aeasj-1551	122	4	higher	high	ADJ
aeasj-1551	122	5	interest	interest	NOUN
aeasj-1551	122	6	rate	rate	NOUN
aeasj-1551	122	7	and	and	CCONJ
aeasj-1551	122	8	system	system	NOUN
aeasj-1551	122	9	fragility	fragility	NOUN
aeasj-1551	122	10	of	of	ADP
aeasj-1551	122	11	conventional	conventional	ADJ
aeasj-1551	122	12	student	student	NOUN
aeasj-1551	122	13	financing	financing	NOUN
aeasj-1551	122	14	,	,	PUNCT
aeasj-1551	122	15	the	the	DET
aeasj-1551	122	16	shariah	shariah	PROPN
aeasj-1551	122	17	based	base	VERB
aeasj-1551	122	18	student	student	NOUN
aeasj-1551	122	19	financing	financing	NOUN
aeasj-1551	122	20	is	be	AUX
aeasj-1551	122	21	the	the	DET
aeasj-1551	122	22	best	good	ADJ
aeasj-1551	122	23	alternative	alternative	NOUN
aeasj-1551	122	24	and	and	CCONJ
aeasj-1551	122	25	apparently	apparently	ADV
aeasj-1551	122	26	the	the	DET
aeasj-1551	122	27	best	good	ADJ
aeasj-1551	122	28	solution	solution	NOUN
aeasj-1551	122	29	for	for	ADP
aeasj-1551	122	30	potential	potential	ADJ
aeasj-1551	122	31	and	and	CCONJ
aeasj-1551	122	32	underprivileged	underprivileged	ADJ
aeasj-1551	122	33	students	student	NOUN
aeasj-1551	122	34	.	.	PUNCT
aeasj-1551	123	1	islamic	islamic	ADJ
aeasj-1551	123	2	financial	financial	ADJ
aeasj-1551	123	3	institutions	institution	NOUN
aeasj-1551	123	4	with	with	ADP
aeasj-1551	123	5	strong	strong	ADJ
aeasj-1551	123	6	shariah	shariah	PROPN
aeasj-1551	123	7	,	,	PUNCT
aeasj-1551	123	8	regulatory	regulatory	ADJ
aeasj-1551	123	9	,	,	PUNCT
aeasj-1551	123	10	and	and	CCONJ
aeasj-1551	123	11	legal	legal	ADJ
aeasj-1551	123	12	framework	framework	NOUN
aeasj-1551	123	13	and	and	CCONJ
aeasj-1551	123	14	comprehensive	comprehensive	ADJ
aeasj-1551	123	15	islamic	islamic	ADJ
aeasj-1551	123	16	finance	finance	NOUN
aeasj-1551	123	17	infrastructure	infrastructure	NOUN
aeasj-1551	123	18	is	be	AUX
aeasj-1551	123	19	required	require	VERB
aeasj-1551	123	20	to	to	PART
aeasj-1551	123	21	steer	steer	VERB
aeasj-1551	123	22	the	the	DET
aeasj-1551	123	23	shariah	shariah	PROPN
aeasj-1551	123	24	based	base	VERB
aeasj-1551	123	25	student	student	NOUN
aeasj-1551	123	26	financing	financing	NOUN
aeasj-1551	123	27	industry	industry	NOUN
aeasj-1551	123	28	into	into	ADP
aeasj-1551	123	29	new	new	ADJ
aeasj-1551	123	30	heights	height	NOUN
aeasj-1551	123	31	.	.	PUNCT
aeasj-1551	124	1	references	reference	NOUN
aeasj-1551	124	2	al	al	PROPN
aeasj-1551	124	3	-	-	PUNCT
aeasj-1551	124	4	buḫārī	buḫārī	NOUN
aeasj-1551	124	5	,	,	PUNCT
aeasj-1551	124	6	m.	m.	NOUN
aeasj-1551	124	7	i.-i	i.-i	PROPN
aeasj-1551	124	8	.	.	PROPN
aeasj-1551	124	9	,	,	PUNCT
aeasj-1551	124	10	&	&	CCONJ
aeasj-1551	124	11	ḫān	ḫān	NOUN
aeasj-1551	124	12	,	,	PUNCT
aeasj-1551	124	13	m.	m.	NOUN
aeasj-1551	124	14	m.	m.	NOUN
aeasj-1551	124	15	(	(	PUNCT
aeasj-1551	124	16	1997	1997	NUM
aeasj-1551	124	17	)	)	PUNCT
aeasj-1551	124	18	.	.	PUNCT
aeasj-1551	125	1	the	the	DET
aeasj-1551	125	2	translation	translation	NOUN
aeasj-1551	125	3	of	of	ADP
aeasj-1551	125	4	the	the	DET
aeasj-1551	125	5	meanings	meaning	NOUN
aeasj-1551	125	6	of	of	ADP
aeasj-1551	125	7	sahîh	sahîh	ADJ
aeasj-1551	125	8	al	al	PROPN
aeasj-1551	125	9	-	-	PUNCT
aeasj-1551	125	10	bukhâri	bukhâri	NOUN
aeasj-1551	125	11	:	:	PUNCT
aeasj-1551	125	12	arabic	arabic	ADJ
aeasj-1551	125	13	-	-	PUNCT
aeasj-1551	125	14	english	english	PROPN
aeasj-1551	125	15	.	.	PUNCT
aeasj-1551	126	1	9	9	X
aeasj-1551	126	2	.	.	X
aeasj-1551	126	3	ahâdith	ahâdith	ADP
aeasj-1551	126	4	6861	6861	NUM
aeasj-1551	126	5	to	to	ADP
aeasj-1551	126	6	7563	7563	NUM
aeasj-1551	126	7	:	:	PUNCT
aeasj-1551	127	1	darussalam	darussalam	PROPN
aeasj-1551	127	2	.	.	PROPN
aeasj-1551	127	3	ali	ali	PROPN
aeasj-1551	127	4	,	,	PUNCT
aeasj-1551	127	5	a.	a.	PROPN
aeasj-1551	127	6	y.	y.	PROPN
aeasj-1551	127	7	(	(	PUNCT
aeasj-1551	127	8	1989	1989	NUM
aeasj-1551	127	9	)	)	PUNCT
aeasj-1551	127	10	.	.	PUNCT
aeasj-1551	128	1	the	the	DET
aeasj-1551	128	2	holy	holy	PROPN
aeasj-1551	128	3	qur'an	qur'an	PROPN
aeasj-1551	128	4	:	:	PUNCT
aeasj-1551	128	5	text	text	NOUN
aeasj-1551	128	6	,	,	PUNCT
aeasj-1551	128	7	translation	translation	NOUN
aeasj-1551	128	8	and	and	CCONJ
aeasj-1551	128	9	commentary	commentary	NOUN
aeasj-1551	128	10	(	(	PUNCT
aeasj-1551	128	11	brentwood	brentwood	NOUN
aeasj-1551	128	12	,	,	PUNCT
aeasj-1551	128	13	maryland	maryland	PROPN
aeasj-1551	128	14	,	,	PUNCT
aeasj-1551	128	15	usa	usa	PROPN
aeasj-1551	128	16	:	:	PUNCT
aeasj-1551	128	17	amana	amana	PROPN
aeasj-1551	128	18	corporation	corporation	PROPN
aeasj-1551	128	19	)	)	PUNCT
aeasj-1551	128	20	.	.	PUNCT
aeasj-1551	129	1	ali	ali	PROPN
aeasj-1551	129	2	,	,	PUNCT
aeasj-1551	129	3	yunasril.(2002	yunasril.(2002	NOUN
aeasj-1551	129	4	)	)	PUNCT
aeasj-1551	129	5	.	.	PUNCT
aeasj-1551	130	1	jalan	jalan	PROPN
aeasj-1551	130	2	kearifan	kearifan	PROPN
aeasj-1551	130	3	sui	sui	PROPN
aeasj-1551	130	4	:	:	PUNCT
aeasj-1551	130	5	tasawuf	tasawuf	PROPN
aeasj-1551	130	6	sebagai	sebagai	PROPN
aeasj-1551	130	7	terapi	terapi	PROPN
aeasj-1551	130	8	derita	derita	PROPN
aeasj-1551	130	9	manusia	manusia	PROPN
aeasj-1551	130	10	jakarta	jakarta	PROPN
aeasj-1551	130	11	:	:	PUNCT
aeasj-1551	130	12	serambi	serambi	VERB
aeasj-1551	130	13	ilmu	ilmu	PROPN
aeasj-1551	130	14	semesta	semesta	X
aeasj-1551	130	15	.	.	PUNCT
aeasj-1551	131	1	avery	avery	PROPN
aeasj-1551	131	2	,	,	PUNCT
aeasj-1551	131	3	c.	c.	PROPN
aeasj-1551	131	4	,	,	PUNCT
aeasj-1551	131	5	&	&	CCONJ
aeasj-1551	131	6	turner	turner	PROPN
aeasj-1551	131	7	,	,	PUNCT
aeasj-1551	131	8	s.	s.	PROPN
aeasj-1551	131	9	(	(	PUNCT
aeasj-1551	131	10	2012	2012	NUM
aeasj-1551	131	11	)	)	PUNCT
aeasj-1551	131	12	.	.	PUNCT
aeasj-1551	132	1	student	student	NOUN
aeasj-1551	132	2	loans	loan	NOUN
aeasj-1551	132	3	:	:	PUNCT
aeasj-1551	132	4	do	do	AUX
aeasj-1551	132	5	college	college	NOUN
aeasj-1551	132	6	students	student	NOUN
aeasj-1551	132	7	borrow	borrow	VERB
aeasj-1551	132	8	too	too	ADV
aeasj-1551	132	9	much	much	ADJ
aeasj-1551	132	10	--	--	PUNCT
aeasj-1551	132	11	or	or	CCONJ
aeasj-1551	132	12	not	not	PART
aeasj-1551	132	13	enough	enough	ADJ
aeasj-1551	132	14	?	?	PUNCT
aeasj-1551	133	1	journal	journal	NOUN
aeasj-1551	133	2	of	of	ADP
aeasj-1551	133	3	economic	economic	ADJ
aeasj-1551	133	4	perspectives	perspective	NOUN
aeasj-1551	133	5	,	,	PUNCT
aeasj-1551	133	6	26(1	26(1	NUM
aeasj-1551	133	7	)	)	PUNCT
aeasj-1551	133	8	,	,	PUNCT
aeasj-1551	133	9	165	165	NUM
aeasj-1551	133	10	-	-	SYM
aeasj-1551	133	11	192	192	NUM
aeasj-1551	133	12	.	.	PUNCT
aeasj-1551	134	1	https://www.cribfb.com/journal/index.php/aesr	https://www.cribfb.com/journal/index.php/aesr	PROPN
aeasj-1551	134	2	american	american	PROPN
aeasj-1551	134	3	economic	economic	PROPN
aeasj-1551	134	4	&	&	CCONJ
aeasj-1551	134	5	social	social	PROPN
aeasj-1551	134	6	review	review	PROPN
aeasj-1551	134	7	vol	vol	NOUN
aeasj-1551	134	8	.	.	PROPN
aeasj-1551	135	1	8	8	NUM
aeasj-1551	135	2	,	,	PUNCT
aeasj-1551	135	3	no	no	INTJ
aeasj-1551	135	4	.	.	NOUN
aeasj-1551	135	5	1	1	NUM
aeasj-1551	135	6	;	;	PUNCT
aeasj-1551	135	7	2021	2021	NUM
aeasj-1551	135	8	28	28	NUM
aeasj-1551	135	9	aziz	aziz	PROPN
aeasj-1551	135	10	,	,	PUNCT
aeasj-1551	135	11	m.	m.	PROPN
aeasj-1551	135	12	r.	r.	PROPN
aeasj-1551	135	13	a.	a.	PROPN
aeasj-1551	135	14	,	,	PUNCT
aeasj-1551	135	15	yusof	yusof	NOUN
aeasj-1551	135	16	,	,	PUNCT
aeasj-1551	135	17	m.	m.	NOUN
aeasj-1551	135	18	a.	a.	PROPN
aeasj-1551	135	19	,	,	PUNCT
aeasj-1551	135	20	johari	johari	PROPN
aeasj-1551	135	21	,	,	PUNCT
aeasj-1551	135	22	f.	f.	PROPN
aeasj-1551	135	23	,	,	PUNCT
aeasj-1551	135	24	ramli	ramli	PROPN
aeasj-1551	135	25	,	,	PUNCT
aeasj-1551	135	26	a.	a.	PROPN
aeasj-1551	135	27	,	,	PUNCT
aeasj-1551	135	28	&	&	CCONJ
aeasj-1551	135	29	sabri	sabri	PROPN
aeasj-1551	135	30	,	,	PUNCT
aeasj-1551	135	31	h.	h.	PROPN
aeasj-1551	135	32	(	(	PUNCT
aeasj-1551	135	33	2014	2014	NUM
aeasj-1551	135	34	)	)	PUNCT
aeasj-1551	135	35	.	.	PUNCT
aeasj-1551	136	1	the	the	DET
aeasj-1551	136	2	relief	relief	NOUN
aeasj-1551	136	3	of	of	ADP
aeasj-1551	136	4	higher	high	ADJ
aeasj-1551	136	5	education	education	NOUN
aeasj-1551	136	6	loan	loan	NOUN
aeasj-1551	136	7	through	through	ADP
aeasj-1551	136	8	islamic	islamic	ADJ
aeasj-1551	136	9	waqf	waqf	PROPN
aeasj-1551	136	10	bank	bank	PROPN
aeasj-1551	136	11	.	.	PUNCT
aeasj-1551	137	1	asian	asian	ADJ
aeasj-1551	137	2	social	social	ADJ
aeasj-1551	137	3	science	science	NOUN
aeasj-1551	137	4	,	,	PUNCT
aeasj-1551	137	5	10(22	10(22	NUM
aeasj-1551	137	6	)	)	PUNCT
aeasj-1551	137	7	,	,	PUNCT
aeasj-1551	137	8	175	175	NUM
aeasj-1551	137	9	-	-	SYM
aeasj-1551	137	10	181	181	NUM
aeasj-1551	137	11	.	.	PUNCT
aeasj-1551	137	12	becker	becker	PROPN
aeasj-1551	137	13	,	,	PUNCT
aeasj-1551	137	14	g.	g.	PROPN
aeasj-1551	137	15	s.	s.	PROPN
aeasj-1551	137	16	(	(	PUNCT
aeasj-1551	137	17	1975	1975	NUM
aeasj-1551	137	18	)	)	PUNCT
aeasj-1551	137	19	.	.	PUNCT
aeasj-1551	138	1	investment	investment	NOUN
aeasj-1551	138	2	in	in	ADP
aeasj-1551	138	3	human	human	ADJ
aeasj-1551	138	4	capital	capital	NOUN
aeasj-1551	138	5	:	:	PUNCT
aeasj-1551	138	6	effects	effect	NOUN
aeasj-1551	138	7	on	on	ADP
aeasj-1551	138	8	earnings	earning	NOUN
aeasj-1551	138	9	human	human	ADJ
aeasj-1551	138	10	capital	capital	NOUN
aeasj-1551	138	11	:	:	PUNCT
aeasj-1551	138	12	a	a	DET
aeasj-1551	138	13	theoretical	theoretical	ADJ
aeasj-1551	138	14	and	and	CCONJ
aeasj-1551	138	15	empirical	empirical	ADJ
aeasj-1551	138	16	analysis	analysis	NOUN
aeasj-1551	138	17	,	,	PUNCT
aeasj-1551	138	18	with	with	ADP
aeasj-1551	138	19	special	special	ADJ
aeasj-1551	138	20	reference	reference	NOUN
aeasj-1551	138	21	to	to	ADP
aeasj-1551	138	22	education	education	NOUN
aeasj-1551	138	23	,	,	PUNCT
aeasj-1551	138	24	second	second	ADJ
aeasj-1551	138	25	edition	edition	NOUN
aeasj-1551	138	26	(	(	PUNCT
aeasj-1551	138	27	pp	pp	ADJ
aeasj-1551	138	28	.	.	PUNCT
aeasj-1551	139	1	13	13	NUM
aeasj-1551	139	2	-	-	SYM
aeasj-1551	139	3	44	44	NUM
aeasj-1551	139	4	):	):	PUNCT
aeasj-1551	139	5	nber	nber	PROPN
aeasj-1551	139	6	.	.	PUNCT
aeasj-1551	139	7	bhuiyan	bhuiyan	PROPN
aeasj-1551	139	8	,	,	PUNCT
aeasj-1551	139	9	a.	a.	PROPN
aeasj-1551	139	10	b.	b.	PROPN
aeasj-1551	139	11	,	,	PUNCT
aeasj-1551	139	12	ismail	ismail	PROPN
aeasj-1551	139	13	,	,	PUNCT
aeasj-1551	139	14	a.	a.	PROPN
aeasj-1551	139	15	g.	g.	PROPN
aeasj-1551	139	16	,	,	PUNCT
aeasj-1551	139	17	ali	ali	PROPN
aeasj-1551	139	18	,	,	PUNCT
aeasj-1551	139	19	m.	m.	PROPN
aeasj-1551	139	20	j.	j.	PROPN
aeasj-1551	139	21	,	,	PUNCT
aeasj-1551	139	22	&	&	CCONJ
aeasj-1551	139	23	solaiman	solaiman	NOUN
aeasj-1551	139	24	,	,	PUNCT
aeasj-1551	139	25	m.	m.	NOUN
aeasj-1551	139	26	(	(	PUNCT
aeasj-1551	139	27	2020	2020	NUM
aeasj-1551	139	28	)	)	PUNCT
aeasj-1551	139	29	.	.	PUNCT
aeasj-1551	140	1	islamic	islamic	ADJ
aeasj-1551	140	2	economics	economics	PROPN
aeasj-1551	140	3	methodology	methodology	NOUN
aeasj-1551	140	4	patterns	pattern	NOUN
aeasj-1551	140	5	of	of	ADP
aeasj-1551	140	6	reasoning	reasoning	NOUN
aeasj-1551	140	7	and	and	CCONJ
aeasj-1551	140	8	the	the	DET
aeasj-1551	140	9	structure	structure	NOUN
aeasj-1551	140	10	of	of	ADP
aeasj-1551	140	11	theories	theory	NOUN
aeasj-1551	140	12	.	.	PUNCT
aeasj-1551	141	1	international	international	ADJ
aeasj-1551	141	2	journal	journal	PROPN
aeasj-1551	141	3	of	of	ADP
aeasj-1551	141	4	shari'ah	shari'ah	NOUN
aeasj-1551	141	5	and	and	CCONJ
aeasj-1551	141	6	corporate	corporate	ADJ
aeasj-1551	141	7	governance	governance	NOUN
aeasj-1551	141	8	research	research	NOUN
aeasj-1551	141	9	,	,	PUNCT
aeasj-1551	141	10	3(2	3(2	NUM
aeasj-1551	141	11	)	)	PUNCT
aeasj-1551	141	12	,	,	PUNCT
aeasj-1551	141	13	10	10	NUM
aeasj-1551	141	14	-	-	SYM
aeasj-1551	141	15	24	24	NUM
aeasj-1551	141	16	.	.	PUNCT
aeasj-1551	141	17	bhuiyan	bhuiyan	PROPN
aeasj-1551	141	18	,	,	PUNCT
aeasj-1551	141	19	a.	a.	PROPN
aeasj-1551	141	20	b.	b.	PROPN
aeasj-1551	141	21	,	,	PUNCT
aeasj-1551	141	22	ismail	ismail	PROPN
aeasj-1551	141	23	,	,	PUNCT
aeasj-1551	141	24	a.	a.	NOUN
aeasj-1551	141	25	g.	g.	PROPN
aeasj-1551	141	26	,	,	PUNCT
aeasj-1551	141	27	nor	nor	CCONJ
aeasj-1551	141	28	,	,	PUNCT
aeasj-1551	141	29	m.	m.	NOUN
aeasj-1551	141	30	z.	z.	PROPN
aeasj-1551	141	31	b.	b.	PROPN
aeasj-1551	141	32	,	,	PUNCT
aeasj-1551	141	33	ali	ali	PROPN
aeasj-1551	141	34	,	,	PUNCT
aeasj-1551	141	35	m.	m.	PROPN
aeasj-1551	141	36	j.	j.	PROPN
aeasj-1551	141	37	,	,	PUNCT
aeasj-1551	141	38	&	&	CCONJ
aeasj-1551	141	39	solaiman	solaiman	NOUN
aeasj-1551	141	40	,	,	PUNCT
aeasj-1551	141	41	m.	m.	NOUN
aeasj-1551	141	42	(	(	PUNCT
aeasj-1551	141	43	2020	2020	NUM
aeasj-1551	141	44	)	)	PUNCT
aeasj-1551	141	45	.	.	PUNCT
aeasj-1551	142	1	the	the	DET
aeasj-1551	142	2	islamic	islamic	ADJ
aeasj-1551	142	3	economics	economic	NOUN
aeasj-1551	142	4	philosophy	philosophy	NOUN
aeasj-1551	142	5	and	and	CCONJ
aeasj-1551	142	6	application	application	NOUN
aeasj-1551	142	7	reality	reality	NOUN
aeasj-1551	142	8	in	in	ADP
aeasj-1551	142	9	the	the	DET
aeasj-1551	142	10	existing	exist	VERB
aeasj-1551	142	11	islamic	islamic	ADJ
aeasj-1551	142	12	economic	economic	ADJ
aeasj-1551	142	13	activities	activity	NOUN
aeasj-1551	142	14	in	in	ADP
aeasj-1551	142	15	the	the	DET
aeasj-1551	142	16	world	world	NOUN
aeasj-1551	142	17	.	.	PUNCT
aeasj-1551	143	1	international	international	ADJ
aeasj-1551	143	2	journal	journal	PROPN
aeasj-1551	143	3	of	of	ADP
aeasj-1551	143	4	shari'ah	shari'ah	NOUN
aeasj-1551	143	5	and	and	CCONJ
aeasj-1551	143	6	corporate	corporate	ADJ
aeasj-1551	143	7	governance	governance	NOUN
aeasj-1551	143	8	research	research	NOUN
aeasj-1551	143	9	,	,	PUNCT
aeasj-1551	143	10	3(2	3(2	NUM
aeasj-1551	143	11	)	)	PUNCT
aeasj-1551	143	12	,	,	PUNCT
aeasj-1551	143	13	25	25	NUM
aeasj-1551	143	14	-	-	SYM
aeasj-1551	143	15	39	39	NUM
aeasj-1551	143	16	.	.	PUNCT
aeasj-1551	144	1	blom	blom	NOUN
aeasj-1551	144	2	,	,	PUNCT
aeasj-1551	144	3	a.	a.	PROPN
aeasj-1551	144	4	,	,	PUNCT
aeasj-1551	144	5	&	&	CCONJ
aeasj-1551	144	6	canton	canton	PROPN
aeasj-1551	144	7	,	,	PUNCT
aeasj-1551	144	8	e.	e.	PROPN
aeasj-1551	144	9	(	(	PUNCT
aeasj-1551	144	10	2004	2004	NUM
aeasj-1551	144	11	)	)	PUNCT
aeasj-1551	144	12	.	.	PUNCT
aeasj-1551	145	1	can	can	AUX
aeasj-1551	145	2	student	student	VERB
aeasj-1551	145	3	loans	loan	NOUN
aeasj-1551	145	4	improve	improve	VERB
aeasj-1551	145	5	accessibility	accessibility	NOUN
aeasj-1551	145	6	to	to	ADP
aeasj-1551	145	7	higher	high	ADJ
aeasj-1551	145	8	education	education	NOUN
aeasj-1551	145	9	and	and	CCONJ
aeasj-1551	145	10	student	student	NOUN
aeasj-1551	145	11	performance	performance	NOUN
aeasj-1551	145	12	?	?	PUNCT
aeasj-1551	146	1	an	an	DET
aeasj-1551	146	2	impact	impact	NOUN
aeasj-1551	146	3	study	study	NOUN
aeasj-1551	146	4	of	of	ADP
aeasj-1551	146	5	the	the	DET
aeasj-1551	146	6	case	case	NOUN
aeasj-1551	146	7	of	of	ADP
aeasj-1551	146	8	sofes	sofe	NOUN
aeasj-1551	146	9	,	,	PUNCT
aeasj-1551	146	10	mexico	mexico	PROPN
aeasj-1551	146	11	:	:	PUNCT
aeasj-1551	146	12	the	the	DET
aeasj-1551	146	13	world	world	PROPN
aeasj-1551	146	14	bank	bank	PROPN
aeasj-1551	146	15	.	.	PUNCT
aeasj-1551	147	1	chaiwut	chaiwut	PROPN
aeasj-1551	147	2	,	,	PUNCT
aeasj-1551	147	3	k.	k.	PROPN
aeasj-1551	147	4	,	,	PUNCT
aeasj-1551	147	5	rueangsirarak	rueangsirarak	PROPN
aeasj-1551	147	6	,	,	PUNCT
aeasj-1551	147	7	w.	w.	PROPN
aeasj-1551	147	8	,	,	PUNCT
aeasj-1551	147	9	&	&	CCONJ
aeasj-1551	147	10	chaisricharoen	chaisricharoen	PROPN
aeasj-1551	147	11	,	,	PUNCT
aeasj-1551	147	12	r.	r.	PROPN
aeasj-1551	147	13	(	(	PUNCT
aeasj-1551	147	14	2018	2018	NUM
aeasj-1551	147	15	)	)	PUNCT
aeasj-1551	147	16	.	.	PUNCT
aeasj-1551	148	1	criteria	criterion	NOUN
aeasj-1551	148	2	redesign	redesign	VERB
aeasj-1551	148	3	for	for	ADP
aeasj-1551	148	4	student	student	NOUN
aeasj-1551	148	5	loan	loan	NOUN
aeasj-1551	148	6	consideration	consideration	NOUN
aeasj-1551	148	7	using	use	VERB
aeasj-1551	148	8	factor	factor	NOUN
aeasj-1551	148	9	analysis	analysis	NOUN
aeasj-1551	148	10	and	and	CCONJ
aeasj-1551	148	11	data	datum	NOUN
aeasj-1551	148	12	clustering	clustering	NOUN
aeasj-1551	148	13	approach	approach	NOUN
aeasj-1551	148	14	.	.	PUNCT
aeasj-1551	149	1	ecti	ecti	VERB
aeasj-1551	149	2	transactions	transaction	NOUN
aeasj-1551	149	3	on	on	ADP
aeasj-1551	149	4	computer	computer	NOUN
aeasj-1551	149	5	and	and	CCONJ
aeasj-1551	149	6	information	information	NOUN
aeasj-1551	149	7	technology	technology	NOUN
aeasj-1551	149	8	(	(	PUNCT
aeasj-1551	149	9	ecti	ecti	NOUN
aeasj-1551	149	10	-	-	PUNCT
aeasj-1551	149	11	cit	cit	ADJ
aeasj-1551	149	12	)	)	PUNCT
aeasj-1551	149	13	,	,	PUNCT
aeasj-1551	149	14	12(2	12(2	NUM
aeasj-1551	149	15	)	)	PUNCT
aeasj-1551	149	16	,	,	PUNCT
aeasj-1551	149	17	153	153	NUM
aeasj-1551	149	18	-	-	SYM
aeasj-1551	149	19	164	164	NUM
aeasj-1551	149	20	.	.	PUNCT
aeasj-1551	150	1	husaeni	husaeni	NOUN
aeasj-1551	150	2	,	,	PUNCT
aeasj-1551	150	3	u.	u.	NOUN
aeasj-1551	150	4	a.	a.	PROPN
aeasj-1551	150	5	(	(	PUNCT
aeasj-1551	150	6	2018	2018	NUM
aeasj-1551	150	7	)	)	PUNCT
aeasj-1551	150	8	.	.	PUNCT
aeasj-1551	151	1	law	law	NOUN
aeasj-1551	151	2	on	on	ADP
aeasj-1551	151	3	fee	fee	NOUN
aeasj-1551	151	4	(	(	PUNCT
aeasj-1551	151	5	ujrah	ujrah	NOUN
aeasj-1551	151	6	)	)	PUNCT
aeasj-1551	151	7	in	in	ADP
aeasj-1551	151	8	gratuitous	gratuitous	ADJ
aeasj-1551	151	9	contract	contract	NOUN
aeasj-1551	151	10	:	:	PUNCT
aeasj-1551	151	11	study	study	NOUN
aeasj-1551	151	12	on	on	ADP
aeasj-1551	151	13	national	national	PROPN
aeasj-1551	151	14	sharia	sharia	PROPN
aeasj-1551	151	15	board	board	PROPN
aeasj-1551	151	16	-	-	PUNCT
aeasj-1551	151	17	indonesian	indonesian	PROPN
aeasj-1551	151	18	council	council	PROPN
aeasj-1551	151	19	of	of	ADP
aeasj-1551	151	20	‘	'	PUNCT
aeasj-1551	151	21	ulamā	ulamā	NOUN
aeasj-1551	151	22	fatwā	fatwā	NOUN
aeasj-1551	151	23	.	.	PUNCT
aeasj-1551	152	1	journal	journal	PROPN
aeasj-1551	152	2	of	of	ADP
aeasj-1551	152	3	shariah	shariah	PROPN
aeasj-1551	152	4	law	law	PROPN
aeasj-1551	152	5	research	research	NOUN
aeasj-1551	152	6	,	,	PUNCT
aeasj-1551	152	7	3(1	3(1	NUM
aeasj-1551	152	8	)	)	PUNCT
aeasj-1551	152	9	,	,	PUNCT
aeasj-1551	152	10	125	125	NUM
aeasj-1551	152	11	-	-	SYM
aeasj-1551	152	12	138	138	NUM
aeasj-1551	152	13	.	.	PUNCT
aeasj-1551	153	1	iqbal	iqbal	PROPN
aeasj-1551	153	2	,	,	PUNCT
aeasj-1551	153	3	z.	z.	PROPN
aeasj-1551	153	4	,	,	PUNCT
aeasj-1551	153	5	&	&	CCONJ
aeasj-1551	153	6	shafiq	shafiq	PROPN
aeasj-1551	153	7	,	,	PUNCT
aeasj-1551	153	8	b.	b.	PROPN
aeasj-1551	153	9	(	(	PUNCT
aeasj-1551	153	10	2015	2015	NUM
aeasj-1551	153	11	)	)	PUNCT
aeasj-1551	153	12	.	.	PUNCT
aeasj-1551	154	1	islamic	islamic	ADJ
aeasj-1551	154	2	finance	finance	PROPN
aeasj-1551	154	3	and	and	CCONJ
aeasj-1551	154	4	the	the	DET
aeasj-1551	154	5	role	role	NOUN
aeasj-1551	154	6	of	of	ADP
aeasj-1551	154	7	qard	qard	NOUN
aeasj-1551	154	8	-	-	PUNCT
aeasj-1551	154	9	al	al	PROPN
aeasj-1551	154	10	-	-	PUNCT
aeasj-1551	154	11	hassan	hassan	PROPN
aeasj-1551	154	12	(	(	PUNCT
aeasj-1551	154	13	benevolent	benevolent	ADJ
aeasj-1551	154	14	loans	loan	NOUN
aeasj-1551	154	15	)	)	PUNCT
aeasj-1551	154	16	in	in	ADP
aeasj-1551	154	17	enhancing	enhance	VERB
aeasj-1551	154	18	inclusion	inclusion	NOUN
aeasj-1551	154	19	:	:	PUNCT
aeasj-1551	154	20	a	a	DET
aeasj-1551	154	21	case	case	NOUN
aeasj-1551	154	22	study	study	NOUN
aeasj-1551	154	23	of	of	ADP
aeasj-1551	154	24	akhuwat	akhuwat	ADJ
aeasj-1551	154	25	.	.	PUNCT
aeasj-1551	155	1	acrn	acrn	PROPN
aeasj-1551	155	2	oxford	oxford	PROPN
aeasj-1551	155	3	journal	journal	PROPN
aeasj-1551	155	4	of	of	ADP
aeasj-1551	155	5	finance	finance	NOUN
aeasj-1551	155	6	and	and	CCONJ
aeasj-1551	155	7	risk	risk	NOUN
aeasj-1551	155	8	perspectives	perspective	NOUN
aeasj-1551	155	9	,	,	PUNCT
aeasj-1551	155	10	4(4	4(4	NUM
aeasj-1551	155	11	)	)	PUNCT
aeasj-1551	155	12	,	,	PUNCT
aeasj-1551	155	13	23	23	NUM
aeasj-1551	155	14	-	-	SYM
aeasj-1551	155	15	40	40	NUM
aeasj-1551	155	16	.	.	PUNCT
aeasj-1551	156	1	johnstone	johnstone	PROPN
aeasj-1551	156	2	,	,	PUNCT
aeasj-1551	156	3	d.	d.	PROPN
aeasj-1551	156	4	b.	b.	PROPN
aeasj-1551	156	5	,	,	PUNCT
aeasj-1551	156	6	&	&	CCONJ
aeasj-1551	156	7	shroff	shroff	PROPN
aeasj-1551	156	8	-	-	PUNCT
aeasj-1551	156	9	mehta	mehta	PROPN
aeasj-1551	156	10	,	,	PUNCT
aeasj-1551	156	11	p.	p.	NOUN
aeasj-1551	156	12	(	(	PUNCT
aeasj-1551	156	13	2003	2003	NUM
aeasj-1551	156	14	)	)	PUNCT
aeasj-1551	156	15	.	.	PUNCT
aeasj-1551	157	1	higher	high	ADJ
aeasj-1551	157	2	education	education	NOUN
aeasj-1551	157	3	finance	finance	NOUN
aeasj-1551	157	4	and	and	CCONJ
aeasj-1551	157	5	accessibility	accessibility	NOUN
aeasj-1551	157	6	:	:	PUNCT
aeasj-1551	157	7	an	an	DET
aeasj-1551	157	8	international	international	ADJ
aeasj-1551	157	9	comparative	comparative	ADJ
aeasj-1551	157	10	examination	examination	NOUN
aeasj-1551	157	11	of	of	ADP
aeasj-1551	157	12	tuition	tuition	NOUN
aeasj-1551	157	13	and	and	CCONJ
aeasj-1551	157	14	financial	financial	ADJ
aeasj-1551	157	15	assistance	assistance	NOUN
aeasj-1551	157	16	policies	policy	NOUN
aeasj-1551	157	17	.	.	PUNCT
aeasj-1551	158	1	globalization	globalization	NOUN
aeasj-1551	158	2	and	and	CCONJ
aeasj-1551	158	3	reform	reform	NOUN
aeasj-1551	158	4	in	in	ADP
aeasj-1551	158	5	higher	high	ADJ
aeasj-1551	158	6	education	education	NOUN
aeasj-1551	158	7	,	,	PUNCT
aeasj-1551	158	8	11	11	NUM
aeasj-1551	158	9	.	.	PUNCT
aeasj-1551	159	1	li	li	PROPN
aeasj-1551	159	2	,	,	PUNCT
aeasj-1551	159	3	w.	w.	PROPN
aeasj-1551	159	4	(	(	PUNCT
aeasj-1551	159	5	2013	2013	NUM
aeasj-1551	159	6	)	)	PUNCT
aeasj-1551	159	7	.	.	PUNCT
aeasj-1551	160	1	the	the	DET
aeasj-1551	160	2	economics	economic	NOUN
aeasj-1551	160	3	of	of	ADP
aeasj-1551	160	4	student	student	NOUN
aeasj-1551	160	5	loan	loan	NOUN
aeasj-1551	160	6	borrowing	borrowing	NOUN
aeasj-1551	160	7	and	and	CCONJ
aeasj-1551	160	8	repayment	repayment	NOUN
aeasj-1551	160	9	.	.	PUNCT
aeasj-1551	161	1	business	business	NOUN
aeasj-1551	161	2	review	review	PROPN
aeasj-1551	161	3	q	q	X
aeasj-1551	161	4	,	,	PUNCT
aeasj-1551	161	5	3	3	NUM
aeasj-1551	161	6	,	,	PUNCT
aeasj-1551	161	7	110	110	NUM
aeasj-1551	161	8	.	.	PUNCT
aeasj-1551	162	1	mohieldin	mohieldin	VERB
aeasj-1551	162	2	,	,	PUNCT
aeasj-1551	162	3	m.	m.	NOUN
aeasj-1551	162	4	,	,	PUNCT
aeasj-1551	162	5	iqbal	iqbal	PROPN
aeasj-1551	162	6	,	,	PUNCT
aeasj-1551	162	7	z.	z.	PROPN
aeasj-1551	162	8	,	,	PUNCT
aeasj-1551	162	9	rostom	rostom	PROPN
aeasj-1551	162	10	,	,	PUNCT
aeasj-1551	162	11	a.	a.	PROPN
aeasj-1551	162	12	,	,	PUNCT
aeasj-1551	162	13	&	&	CCONJ
aeasj-1551	162	14	fu	fu	PROPN
aeasj-1551	162	15	,	,	PUNCT
aeasj-1551	162	16	x.	x.	NOUN
aeasj-1551	162	17	(	(	PUNCT
aeasj-1551	162	18	2011	2011	NUM
aeasj-1551	162	19	)	)	PUNCT
aeasj-1551	162	20	.	.	PUNCT
aeasj-1551	163	1	the	the	DET
aeasj-1551	163	2	role	role	NOUN
aeasj-1551	163	3	of	of	ADP
aeasj-1551	163	4	islamic	islamic	ADJ
aeasj-1551	163	5	finance	finance	NOUN
aeasj-1551	163	6	in	in	ADP
aeasj-1551	163	7	enhancing	enhance	VERB
aeasj-1551	163	8	financial	financial	ADJ
aeasj-1551	163	9	inclusion	inclusion	NOUN
aeasj-1551	163	10	in	in	ADP
aeasj-1551	163	11	organization	organization	NOUN
aeasj-1551	163	12	of	of	ADP
aeasj-1551	163	13	islamic	islamic	ADJ
aeasj-1551	163	14	cooperation	cooperation	NOUN
aeasj-1551	163	15	(	(	PUNCT
aeasj-1551	163	16	oic	oic	PROPN
aeasj-1551	163	17	)	)	PUNCT
aeasj-1551	163	18	countries	country	NOUN
aeasj-1551	163	19	:	:	PUNCT
aeasj-1551	163	20	the	the	DET
aeasj-1551	163	21	world	world	PROPN
aeasj-1551	163	22	bank	bank	PROPN
aeasj-1551	163	23	.	.	PUNCT
aeasj-1551	164	1	mueller	mueller	PROPN
aeasj-1551	164	2	,	,	PUNCT
aeasj-1551	164	3	r.	r.	PROPN
aeasj-1551	164	4	e.	e.	PROPN
aeasj-1551	164	5	,	,	PUNCT
aeasj-1551	164	6	&	&	CCONJ
aeasj-1551	164	7	rockerbie	rockerbie	PROPN
aeasj-1551	164	8	,	,	PUNCT
aeasj-1551	164	9	d.	d.	PROPN
aeasj-1551	164	10	w.	w.	PROPN
aeasj-1551	164	11	(	(	PUNCT
aeasj-1551	164	12	2004	2004	NUM
aeasj-1551	164	13	)	)	PUNCT
aeasj-1551	164	14	.	.	PUNCT
aeasj-1551	165	1	issues	issue	NOUN
aeasj-1551	165	2	in	in	ADP
aeasj-1551	165	3	education	education	NOUN
aeasj-1551	165	4	demand	demand	NOUN
aeasj-1551	165	5	:	:	PUNCT
aeasj-1551	165	6	the	the	DET
aeasj-1551	165	7	ontario	ontario	PROPN
aeasj-1551	165	8	experience	experience	NOUN
aeasj-1551	165	9	.	.	PUNCT
aeasj-1551	166	1	retrieved	retrieve	VERB
aeasj-1551	166	2	june	june	PROPN
aeasj-1551	166	3	,	,	PUNCT
aeasj-1551	166	4	15	15	NUM
aeasj-1551	166	5	,	,	PUNCT
aeasj-1551	166	6	2008	2008	NUM
aeasj-1551	166	7	.	.	PUNCT
aeasj-1551	167	1	https://www.cribfb.com/journal/index.php/aesr	https://www.cribfb.com/journal/index.php/aesr	PROPN
aeasj-1551	167	2	american	american	PROPN
aeasj-1551	167	3	economic	economic	PROPN
aeasj-1551	167	4	&	&	CCONJ
aeasj-1551	167	5	social	social	PROPN
aeasj-1551	167	6	review	review	PROPN
aeasj-1551	167	7	vol	vol	NOUN
aeasj-1551	167	8	.	.	PROPN
aeasj-1551	168	1	8	8	NUM
aeasj-1551	168	2	,	,	PUNCT
aeasj-1551	168	3	no	no	INTJ
aeasj-1551	168	4	.	.	NOUN
aeasj-1551	168	5	1	1	NUM
aeasj-1551	168	6	;	;	PUNCT
aeasj-1551	168	7	2021	2021	NUM
aeasj-1551	168	8	29	29	NUM
aeasj-1551	168	9	muneer	muneer	NOUN
aeasj-1551	168	10	,	,	PUNCT
aeasj-1551	168	11	f.	f.	PROPN
aeasj-1551	168	12	,	,	PUNCT
aeasj-1551	168	13	&	&	CCONJ
aeasj-1551	168	14	khan	khan	PROPN
aeasj-1551	168	15	,	,	PUNCT
aeasj-1551	168	16	f.	f.	PROPN
aeasj-1551	168	17	(	(	PUNCT
aeasj-1551	168	18	2019	2019	NUM
aeasj-1551	168	19	)	)	PUNCT
aeasj-1551	168	20	.	.	PUNCT
aeasj-1551	169	1	qard	qard	PROPN
aeasj-1551	169	2	-	-	PUNCT
aeasj-1551	169	3	al	al	PROPN
aeasj-1551	169	4	-	-	PUNCT
aeasj-1551	169	5	hassan	hassan	PROPN
aeasj-1551	169	6	as	as	ADP
aeasj-1551	169	7	a	a	DET
aeasj-1551	169	8	tool	tool	NOUN
aeasj-1551	169	9	for	for	ADP
aeasj-1551	169	10	poverty	poverty	NOUN
aeasj-1551	169	11	alleviation	alleviation	NOUN
aeasj-1551	169	12	a	a	DET
aeasj-1551	169	13	case	case	NOUN
aeasj-1551	169	14	of	of	ADP
aeasj-1551	169	15	fael	fael	PROPN
aeasj-1551	169	16	khair	khair	PROPN
aeasj-1551	169	17	waqf	waqf	PROPN
aeasj-1551	169	18	program	program	NOUN
aeasj-1551	169	19	in	in	ADP
aeasj-1551	169	20	bangladesh	bangladesh	PROPN
aeasj-1551	169	21	.	.	PUNCT
aeasj-1551	170	1	journal	journal	PROPN
aeasj-1551	170	2	of	of	ADP
aeasj-1551	170	3	islamic	islamic	ADJ
aeasj-1551	170	4	monetary	monetary	ADJ
aeasj-1551	170	5	economics	economic	NOUN
aeasj-1551	170	6	and	and	CCONJ
aeasj-1551	170	7	finance	finance	NOUN
aeasj-1551	170	8	,	,	PUNCT
aeasj-1551	170	9	5(4	5(4	NUM
aeasj-1551	170	10	)	)	PUNCT
aeasj-1551	170	11	,	,	PUNCT
aeasj-1551	170	12	829	829	NUM
aeasj-1551	170	13	-	-	SYM
aeasj-1551	170	14	848	848	NUM
aeasj-1551	170	15	.	.	PUNCT
aeasj-1551	171	1	mussa	mussa	ADJ
aeasj-1551	171	2	,	,	PUNCT
aeasj-1551	171	3	a.	a.	NOUN
aeasj-1551	171	4	(	(	PUNCT
aeasj-1551	171	5	2015	2015	NUM
aeasj-1551	171	6	)	)	PUNCT
aeasj-1551	171	7	.	.	PUNCT
aeasj-1551	172	1	sustainability	sustainability	NOUN
aeasj-1551	172	2	of	of	ADP
aeasj-1551	172	3	higher	high	ADJ
aeasj-1551	172	4	education	education	NOUN
aeasj-1551	172	5	students	student	NOUN
aeasj-1551	172	6	’	’	PART
aeasj-1551	172	7	loan	loan	NOUN
aeasj-1551	172	8	scheme	scheme	NOUN
aeasj-1551	172	9	(	(	PUNCT
aeasj-1551	172	10	hesls	hesls	NOUN
aeasj-1551	172	11	)	)	PUNCT
aeasj-1551	172	12	in	in	ADP
aeasj-1551	172	13	tanzania	tanzania	PROPN
aeasj-1551	172	14	.	.	PUNCT
aeasj-1551	173	1	natek	natek	PROPN
aeasj-1551	173	2	,	,	PUNCT
aeasj-1551	173	3	s.	s.	PROPN
aeasj-1551	173	4	,	,	PUNCT
aeasj-1551	173	5	&	&	CCONJ
aeasj-1551	173	6	lesjak	lesjak	PROPN
aeasj-1551	173	7	,	,	PUNCT
aeasj-1551	173	8	d.	d.	PROPN
aeasj-1551	173	9	(	(	PUNCT
aeasj-1551	173	10	2011	2011	NUM
aeasj-1551	173	11	)	)	PUNCT
aeasj-1551	173	12	.	.	PUNCT
aeasj-1551	174	1	integrated	integrate	VERB
aeasj-1551	174	2	higher	high	ADJ
aeasj-1551	174	3	education	education	NOUN
aeasj-1551	174	4	information	information	NOUN
aeasj-1551	174	5	systems	system	NOUN
aeasj-1551	174	6	-	-	PUNCT
aeasj-1551	174	7	professors	professor	NOUN
aeasj-1551	174	8	’s	’s	PART
aeasj-1551	174	9	knowledge	knowledge	NOUN
aeasj-1551	174	10	management	management	NOUN
aeasj-1551	174	11	tools	tool	NOUN
aeasj-1551	174	12	.	.	PUNCT
aeasj-1551	175	1	issues	issue	NOUN
aeasj-1551	175	2	inf	inf	PROPN
aeasj-1551	175	3	syst	syst	PROPN
aeasj-1551	175	4	,	,	PUNCT
aeasj-1551	175	5	12	12	NUM
aeasj-1551	175	6	,	,	PUNCT
aeasj-1551	175	7	80	80	NUM
aeasj-1551	175	8	-	-	SYM
aeasj-1551	175	9	86	86	NUM
aeasj-1551	175	10	.	.	PUNCT
aeasj-1551	176	1	othman	othman	PROPN
aeasj-1551	176	2	,	,	PUNCT
aeasj-1551	176	3	m.	m.	NOUN
aeasj-1551	176	4	h.	h.	PROPN
aeasj-1551	176	5	(	(	PUNCT
aeasj-1551	176	6	2017	2017	NUM
aeasj-1551	176	7	)	)	PUNCT
aeasj-1551	176	8	.	.	PUNCT
aeasj-1551	177	1	takaful	takaful	ADJ
aeasj-1551	177	2	:	:	PUNCT
aeasj-1551	177	3	realities	reality	NOUN
aeasj-1551	177	4	and	and	CCONJ
aeasj-1551	177	5	challenges	challenge	NOUN
aeasj-1551	177	6	.	.	PUNCT
aeasj-1551	178	1	institutions	institution	NOUN
aeasj-1551	178	2	and	and	CCONJ
aeasj-1551	178	3	economies	economy	NOUN
aeasj-1551	178	4	,	,	PUNCT
aeasj-1551	178	5	187	187	NUM
aeasj-1551	178	6	-	-	SYM
aeasj-1551	178	7	190	190	NUM
aeasj-1551	178	8	.	.	PUNCT
aeasj-1551	179	1	pramanik	pramanik	PROPN
aeasj-1551	179	2	,	,	PUNCT
aeasj-1551	179	3	a.	a.	NOUN
aeasj-1551	179	4	,	,	PUNCT
aeasj-1551	179	5	mohammed	mohammed	PROPN
aeasj-1551	179	6	,	,	PUNCT
aeasj-1551	179	7	m.	m.	NOUN
aeasj-1551	179	8	,	,	PUNCT
aeasj-1551	179	9	haneef	haneef	PROPN
aeasj-1551	179	10	,	,	PUNCT
aeasj-1551	179	11	m.	m.	NOUN
aeasj-1551	179	12	,	,	PUNCT
aeasj-1551	179	13	amin	amin	PROPN
aeasj-1551	179	14	,	,	PUNCT
aeasj-1551	179	15	f.	f.	PROPN
aeasj-1551	179	16	,	,	PUNCT
aeasj-1551	179	17	aliyu	aliyu	PROPN
aeasj-1551	179	18	,	,	PUNCT
aeasj-1551	179	19	a.	a.	PROPN
aeasj-1551	179	20	,	,	PUNCT
aeasj-1551	179	21	dabour	dabour	PROPN
aeasj-1551	179	22	,	,	PUNCT
aeasj-1551	179	23	n.	n.	NOUN
aeasj-1551	179	24	,	,	PUNCT
aeasj-1551	179	25	&	&	CCONJ
aeasj-1551	179	26	bağcı	bağcı	PROPN
aeasj-1551	179	27	,	,	PUNCT
aeasj-1551	179	28	k.	k.	PROPN
aeasj-1551	179	29	(	(	PUNCT
aeasj-1551	179	30	2015	2015	NUM
aeasj-1551	179	31	)	)	PUNCT
aeasj-1551	179	32	.	.	PUNCT
aeasj-1551	180	1	integration	integration	NOUN
aeasj-1551	180	2	of	of	ADP
aeasj-1551	180	3	waqf	waqf	ADJ
aeasj-1551	180	4	and	and	CCONJ
aeasj-1551	180	5	islamic	islamic	ADJ
aeasj-1551	180	6	microfinance	microfinance	NOUN
aeasj-1551	180	7	for	for	ADP
aeasj-1551	180	8	poverty	poverty	NOUN
aeasj-1551	180	9	reduction	reduction	NOUN
aeasj-1551	180	10	:	:	PUNCT
aeasj-1551	180	11	case	case	NOUN
aeasj-1551	180	12	studies	study	NOUN
aeasj-1551	180	13	of	of	ADP
aeasj-1551	180	14	malaysia	malaysia	PROPN
aeasj-1551	180	15	,	,	PUNCT
aeasj-1551	180	16	indonesia	indonesia	PROPN
aeasj-1551	180	17	and	and	CCONJ
aeasj-1551	180	18	bangladesh	bangladesh	PROPN
aeasj-1551	180	19	.	.	PUNCT
aeasj-1551	181	1	the	the	DET
aeasj-1551	181	2	statistical	statistical	ADJ
aeasj-1551	181	3	,	,	PUNCT
aeasj-1551	181	4	economic	economic	ADJ
aeasj-1551	181	5	and	and	CCONJ
aeasj-1551	181	6	social	social	ADJ
aeasj-1551	181	7	research	research	NOUN
aeasj-1551	181	8	and	and	CCONJ
aeasj-1551	181	9	training	training	NOUN
aeasj-1551	181	10	centre	centre	NOUN
aeasj-1551	181	11	for	for	ADP
aeasj-1551	181	12	islamic	islamic	ADJ
aeasj-1551	181	13	countries	country	NOUN
aeasj-1551	181	14	(	(	PUNCT
aeasj-1551	181	15	sesric	sesric	PROPN
aeasj-1551	181	16	)	)	PUNCT
aeasj-1551	181	17	and	and	CCONJ
aeasj-1551	181	18	international	international	PROPN
aeasj-1551	181	19	islamic	islamic	PROPN
aeasj-1551	181	20	university	university	PROPN
aeasj-1551	181	21	malaysia	malaysia	PROPN
aeasj-1551	181	22	.	.	PUNCT
aeasj-1551	182	1	international	international	PROPN
aeasj-1551	182	2	islamic	islamic	PROPN
aeasj-1551	182	3	university	university	PROPN
aeasj-1551	182	4	malaysia	malaysia	PROPN
aeasj-1551	182	5	(	(	PUNCT
aeasj-1551	182	6	iium	iium	NOUN
aeasj-1551	182	7	)	)	PUNCT
aeasj-1551	182	8	.	.	PUNCT
aeasj-1551	183	1	psacharopoulos	psacharopoulo	NOUN
aeasj-1551	183	2	,	,	PUNCT
aeasj-1551	183	3	g.	g.	PROPN
aeasj-1551	183	4	(	(	PUNCT
aeasj-1551	183	5	1986	1986	NUM
aeasj-1551	183	6	)	)	PUNCT
aeasj-1551	183	7	.	.	PUNCT
aeasj-1551	184	1	financing	finance	VERB
aeasj-1551	184	2	education	education	NOUN
aeasj-1551	184	3	in	in	ADP
aeasj-1551	184	4	developing	develop	VERB
aeasj-1551	184	5	countries	country	NOUN
aeasj-1551	184	6	:	:	PUNCT
aeasj-1551	184	7	an	an	DET
aeasj-1551	184	8	exploration	exploration	NOUN
aeasj-1551	184	9	of	of	ADP
aeasj-1551	184	10	policy	policy	NOUN
aeasj-1551	184	11	options	option	NOUN
aeasj-1551	184	12	:	:	PUNCT
aeasj-1551	184	13	eric	eric	PROPN
aeasj-1551	184	14	.	.	PUNCT
aeasj-1551	185	1	salmi	salmi	PROPN
aeasj-1551	185	2	,	,	PUNCT
aeasj-1551	185	3	j.	j.	PROPN
aeasj-1551	185	4	(	(	PUNCT
aeasj-1551	185	5	2003	2003	NUM
aeasj-1551	185	6	)	)	PUNCT
aeasj-1551	185	7	.	.	PUNCT
aeasj-1551	186	1	student	student	NOUN
aeasj-1551	186	2	loans	loan	NOUN
aeasj-1551	186	3	in	in	ADP
aeasj-1551	186	4	an	an	DET
aeasj-1551	186	5	international	international	ADJ
aeasj-1551	186	6	perspective	perspective	NOUN
aeasj-1551	186	7	:	:	PUNCT
aeasj-1551	186	8	the	the	DET
aeasj-1551	186	9	world	world	PROPN
aeasj-1551	186	10	bank	bank	PROPN
aeasj-1551	186	11	experience	experience	NOUN
aeasj-1551	186	12	.	.	PUNCT
aeasj-1551	187	1	lcshd	lcshd	PROPN
aeasj-1551	187	2	paper	paper	NOUN
aeasj-1551	187	3	series	series	NOUN
aeasj-1551	187	4	,	,	PUNCT
aeasj-1551	187	5	44	44	NUM
aeasj-1551	187	6	.	.	PUNCT
aeasj-1551	188	1	simon	simon	PROPN
aeasj-1551	188	2	,	,	PUNCT
aeasj-1551	188	3	f.	f.	PROPN
aeasj-1551	188	4	,	,	PUNCT
aeasj-1551	188	5	małgorzata	małgorzata	PROPN
aeasj-1551	188	6	,	,	PUNCT
aeasj-1551	188	7	k.	k.	PROPN
aeasj-1551	188	8	,	,	PUNCT
aeasj-1551	188	9	&	&	CCONJ
aeasj-1551	188	10	beatriz	beatriz	PROPN
aeasj-1551	188	11	,	,	PUNCT
aeasj-1551	188	12	p.	p.	NOUN
aeasj-1551	188	13	(	(	PUNCT
aeasj-1551	188	14	2007	2007	NUM
aeasj-1551	188	15	)	)	PUNCT
aeasj-1551	188	16	.	.	PUNCT
aeasj-1551	189	1	education	education	NOUN
aeasj-1551	189	2	and	and	CCONJ
aeasj-1551	189	3	training	training	NOUN
aeasj-1551	189	4	policy	policy	NOUN
aeasj-1551	189	5	no	no	PRON
aeasj-1551	189	6	more	more	ADJ
aeasj-1551	189	7	failures	failure	NOUN
aeasj-1551	189	8	ten	ten	NUM
aeasj-1551	189	9	steps	step	NOUN
aeasj-1551	189	10	to	to	ADP
aeasj-1551	189	11	equity	equity	NOUN
aeasj-1551	189	12	in	in	ADP
aeasj-1551	189	13	education	education	NOUN
aeasj-1551	189	14	:	:	PUNCT
aeasj-1551	189	15	ten	ten	NUM
aeasj-1551	189	16	steps	step	NOUN
aeasj-1551	189	17	to	to	ADP
aeasj-1551	189	18	equity	equity	NOUN
aeasj-1551	189	19	in	in	ADP
aeasj-1551	189	20	education	education	NOUN
aeasj-1551	189	21	:	:	PUNCT
aeasj-1551	189	22	oecd	oecd	PROPN
aeasj-1551	189	23	publishing	publishing	PROPN
aeasj-1551	189	24	.	.	PUNCT
aeasj-1551	190	1	yalawae	yalawae	PROPN
aeasj-1551	190	2	,	,	PUNCT
aeasj-1551	190	3	a.	a.	PROPN
aeasj-1551	190	4	,	,	PUNCT
aeasj-1551	190	5	tahir	tahir	PROPN
aeasj-1551	190	6	,	,	PUNCT
aeasj-1551	190	7	i.	i.	PROPN
aeasj-1551	190	8	m.	m.	PROPN
aeasj-1551	190	9	,	,	PUNCT
aeasj-1551	190	10	udm	udm	PROPN
aeasj-1551	190	11	,	,	PUNCT
aeasj-1551	190	12	u.	u.	PROPN
aeasj-1551	190	13	,	,	PUNCT
aeasj-1551	190	14	&	&	CCONJ
aeasj-1551	190	15	campus	campus	PROPN
aeasj-1551	190	16	,	,	PUNCT
aeasj-1551	190	17	k.	k.	PROPN
aeasj-1551	190	18	(	(	PUNCT
aeasj-1551	190	19	2003	2003	NUM
aeasj-1551	190	20	)	)	PUNCT
aeasj-1551	190	21	.	.	PUNCT
aeasj-1551	191	1	the	the	DET
aeasj-1551	191	2	role	role	NOUN
aeasj-1551	191	3	of	of	ADP
aeasj-1551	191	4	islamic	islamic	ADJ
aeasj-1551	191	5	institution	institution	NOUN
aeasj-1551	191	6	in	in	ADP
aeasj-1551	191	7	achieving	achieve	VERB
aeasj-1551	191	8	equality	equality	NOUN
aeasj-1551	191	9	and	and	CCONJ
aeasj-1551	191	10	human	human	ADJ
aeasj-1551	191	11	development	development	NOUN
aeasj-1551	191	12	:	:	PUNCT
aeasj-1551	191	13	waqf	waqf	NOUN
aeasj-1551	191	14	or	or	CCONJ
aeasj-1551	191	15	endowment	endowment	NOUN
aeasj-1551	191	16	.	.	PUNCT
aeasj-1551	192	1	universiti	universiti	PROPN
aeasj-1551	192	2	darul	darul	PROPN
aeasj-1551	192	3	iman	iman	PROPN
aeasj-1551	192	4	malaysia	malaysia	PROPN
aeasj-1551	192	5	(	(	PUNCT
aeasj-1551	192	6	udm	udm	PROPN
aeasj-1551	192	7	)	)	PUNCT
aeasj-1551	192	8	.	.	PUNCT
aeasj-1551	193	1	ziderman	ziderman	PROPN
aeasj-1551	193	2	,	,	PUNCT
aeasj-1551	193	3	a.	a.	PROPN
aeasj-1551	193	4	(	(	PUNCT
aeasj-1551	193	5	2013	2013	NUM
aeasj-1551	193	6	)	)	PUNCT
aeasj-1551	193	7	.	.	PUNCT
aeasj-1551	194	1	increasing	increase	VERB
aeasj-1551	194	2	access	access	NOUN
aeasj-1551	194	3	to	to	ADP
aeasj-1551	194	4	higher	high	ADJ
aeasj-1551	194	5	education	education	NOUN
aeasj-1551	194	6	through	through	ADP
aeasj-1551	194	7	student	student	NOUN
aeasj-1551	194	8	loans	loan	NOUN
aeasj-1551	194	9	.	.	PUNCT
aeasj-1551	195	1	cesifo	cesifo	PROPN
aeasj-1551	195	2	dice	dice	PROPN
aeasj-1551	195	3	report	report	NOUN
aeasj-1551	195	4	,	,	PUNCT
aeasj-1551	195	5	11(2	11(2	NOUN
aeasj-1551	195	6	)	)	PUNCT
aeasj-1551	195	7	,	,	PUNCT
aeasj-1551	195	8	11	11	NUM
aeasj-1551	195	9	-	-	SYM
aeasj-1551	195	10	18	18	NUM
aeasj-1551	195	11	.	.	PUNCT
aeasj-1551	196	1	copyrights	copyright	VERB
aeasj-1551	196	2	copyright	copyright	NOUN
aeasj-1551	196	3	for	for	ADP
aeasj-1551	196	4	this	this	DET
aeasj-1551	196	5	article	article	NOUN
aeasj-1551	196	6	is	be	AUX
aeasj-1551	196	7	retained	retain	VERB
aeasj-1551	196	8	by	by	ADP
aeasj-1551	196	9	the	the	DET
aeasj-1551	196	10	author(s	author(s	PROPN
aeasj-1551	196	11	)	)	PUNCT
aeasj-1551	196	12	,	,	PUNCT
aeasj-1551	196	13	with	with	ADP
aeasj-1551	196	14	first	first	ADJ
aeasj-1551	196	15	publication	publication	NOUN
aeasj-1551	196	16	rights	right	NOUN
aeasj-1551	196	17	granted	grant	VERB
aeasj-1551	196	18	to	to	ADP
aeasj-1551	196	19	the	the	DET
aeasj-1551	196	20	journal	journal	NOUN
aeasj-1551	196	21	.	.	PUNCT
aeasj-1551	197	1	this	this	PRON
aeasj-1551	197	2	is	be	AUX
aeasj-1551	197	3	an	an	DET
aeasj-1551	197	4	open	open	ADJ
aeasj-1551	197	5	-	-	PUNCT
aeasj-1551	197	6	access	access	NOUN
aeasj-1551	197	7	article	article	NOUN
aeasj-1551	197	8	distributed	distribute	VERB
aeasj-1551	197	9	under	under	ADP
aeasj-1551	197	10	the	the	DET
aeasj-1551	197	11	terms	term	NOUN
aeasj-1551	197	12	and	and	CCONJ
aeasj-1551	197	13	conditions	condition	NOUN
aeasj-1551	197	14	of	of	ADP
aeasj-1551	197	15	the	the	DET
aeasj-1551	197	16	creative	creative	ADJ
aeasj-1551	197	17	commons	common	NOUN
aeasj-1551	197	18	attribution	attribution	NOUN
aeasj-1551	197	19	license	license	NOUN
aeasj-1551	197	20	(	(	PUNCT
aeasj-1551	197	21	http://creativecommons.org/licenses/by/4.0	http://creativecommons.org/licenses/by/4.0	NOUN
aeasj-1551	197	22	)	)	PUNCT