id	sid	tid	token	lemma	pos
aeasj-240	1	1	copyright	copyright	NOUN
aeasj-240	1	2	©	©	PROPN
aeasj-240	1	3	cc	cc	PROPN
aeasj-240	1	4	-	-	PUNCT
aeasj-240	1	5	by	by	ADP
aeasj-240	1	6	-	-	PUNCT
aeasj-240	1	7	nc	nc	PROPN
aeasj-240	1	8	2019	2019	NUM
aeasj-240	1	9	,	,	PUNCT
aeasj-240	1	10	cribfb	cribfb	VERB
aeasj-240	1	11	|	|	ADV
aeasj-240	1	12	aesr	aesr	VERB
aeasj-240	1	13	american	american	PROPN
aeasj-240	1	14	economic	economic	PROPN
aeasj-240	1	15	&	&	CCONJ
aeasj-240	1	16	social	social	PROPN
aeasj-240	1	17	review	review	NOUN
aeasj-240	1	18	;	;	PUNCT
aeasj-240	1	19	vol	vol	NOUN
aeasj-240	1	20	.	.	PROPN
aeasj-240	1	21	5	5	NUM
aeasj-240	1	22	,	,	PUNCT
aeasj-240	1	23	no	no	INTJ
aeasj-240	1	24	.	.	NOUN
aeasj-240	1	25	1	1	NUM
aeasj-240	1	26	;	;	PUNCT
aeasj-240	1	27	2019	2019	NUM
aeasj-240	1	28	issn	issn	VERB
aeasj-240	1	29	2576	2576	NUM
aeasj-240	1	30	-	-	SYM
aeasj-240	1	31	1269	1269	NUM
aeasj-240	1	32	e	e	NOUN
aeasj-240	1	33	-	-	NOUN
aeasj-240	1	34	issn	issn	VERB
aeasj-240	1	35	2576	2576	NUM
aeasj-240	1	36	-	-	SYM
aeasj-240	1	37	1277	1277	NUM
aeasj-240	1	38	research	research	NOUN
aeasj-240	1	39	article	article	NOUN
aeasj-240	1	40	published	publish	VERB
aeasj-240	1	41	by	by	ADP
aeasj-240	1	42	centre	centre	NOUN
aeasj-240	1	43	for	for	ADP
aeasj-240	1	44	research	research	NOUN
aeasj-240	1	45	on	on	ADP
aeasj-240	1	46	islamic	islamic	ADJ
aeasj-240	1	47	banking	banking	PROPN
aeasj-240	1	48	&	&	CCONJ
aeasj-240	1	49	finance	finance	PROPN
aeasj-240	1	50	and	and	CCONJ
aeasj-240	1	51	business	business	NOUN
aeasj-240	1	52	,	,	PUNCT
aeasj-240	1	53	usa	usa	PROPN
aeasj-240	1	54	1	1	NUM
aeasj-240	1	55	influence	influence	NOUN
aeasj-240	1	56	of	of	ADP
aeasj-240	1	57	bank	bank	NOUN
aeasj-240	1	58	credits	credit	NOUN
aeasj-240	1	59	on	on	ADP
aeasj-240	1	60	the	the	DET
aeasj-240	1	61	nigerian	nigerian	ADJ
aeasj-240	1	62	economy	economy	NOUN
aeasj-240	1	63	idachaba	idachaba	NOUN
aeasj-240	1	64	odekina	odekina	PROPN
aeasj-240	1	65	innocent	innocent	ADJ
aeasj-240	1	66	department	department	PROPN
aeasj-240	1	67	of	of	ADP
aeasj-240	1	68	banking	banking	NOUN
aeasj-240	1	69	and	and	CCONJ
aeasj-240	1	70	finance	finance	NOUN
aeasj-240	1	71	ahmadu	ahmadu	PROPN
aeasj-240	1	72	bello	bello	PROPN
aeasj-240	1	73	university	university	PROPN
aeasj-240	1	74	,	,	PUNCT
aeasj-240	1	75	zaria	zaria	PROPN
aeasj-240	1	76	,	,	PUNCT
aeasj-240	1	77	kaduna	kaduna	PROPN
aeasj-240	1	78	state	state	PROPN
aeasj-240	1	79	,	,	PUNCT
aeasj-240	1	80	nigeria	nigeria	PROPN
aeasj-240	1	81	email	email	NOUN
aeasj-240	1	82	:	:	PUNCT
aeasj-240	1	83	innocentdaniel4grace@gmail.com	innocentdaniel4grace@gmail.com	ADJ
aeasj-240	1	84	tel	tel	ADP
aeasj-240	1	85	:	:	PUNCT
aeasj-240	1	86	+234	+234	NUM
aeasj-240	1	87	18633840	18633840	NUM
aeasj-240	1	88	olukotun	olukotun	PROPN
aeasj-240	1	89	g.	g.	PROPN
aeasj-240	1	90	ademola	ademola	PROPN
aeasj-240	1	91	department	department	PROPN
aeasj-240	1	92	of	of	ADP
aeasj-240	1	93	banking	banking	NOUN
aeasj-240	1	94	and	and	CCONJ
aeasj-240	1	95	finance	finance	NOUN
aeasj-240	1	96	kogi	kogi	PROPN
aeasj-240	1	97	state	state	PROPN
aeasj-240	1	98	university	university	PROPN
aeasj-240	1	99	,	,	PUNCT
aeasj-240	1	100	anyigba	anyigba	NOUN
aeasj-240	1	101	,	,	PUNCT
aeasj-240	1	102	kogi	kogi	PROPN
aeasj-240	1	103	state	state	PROPN
aeasj-240	1	104	,	,	PUNCT
aeasj-240	1	105	nigeria	nigeria	PROPN
aeasj-240	1	106	email	email	NOUN
aeasj-240	1	107	:	:	PUNCT
aeasj-240	1	108	olukgaby@yahoo.com	olukgaby@yahoo.com	X
aeasj-240	2	1	tel	tel	ADP
aeasj-240	2	2	:	:	PUNCT
aeasj-240	2	3	+234	+234	NUM
aeasj-240	2	4	8062995674	8062995674	NUM
aeasj-240	2	5	elam	elam	PROPN
aeasj-240	2	6	wunako	wunako	PROPN
aeasj-240	2	7	glory	glory	PROPN
aeasj-240	2	8	department	department	PROPN
aeasj-240	2	9	of	of	ADP
aeasj-240	2	10	banking	banking	NOUN
aeasj-240	2	11	and	and	CCONJ
aeasj-240	2	12	finance	finance	NOUN
aeasj-240	2	13	ahmadu	ahmadu	PROPN
aeasj-240	2	14	bello	bello	PROPN
aeasj-240	2	15	university	university	PROPN
aeasj-240	2	16	,	,	PUNCT
aeasj-240	2	17	zaria	zaria	PROPN
aeasj-240	2	18	,	,	PUNCT
aeasj-240	2	19	kaduna	kaduna	PROPN
aeasj-240	2	20	state	state	PROPN
aeasj-240	2	21	,	,	PUNCT
aeasj-240	2	22	nigeria	nigeria	PROPN
aeasj-240	2	23	email	email	NOUN
aeasj-240	2	24	:	:	PUNCT
aeasj-240	2	25	elamglory5@gmail.com	elamglory5@gmail.com	X
aeasj-240	3	1	tel	tel	ADP
aeasj-240	3	2	:	:	PUNCT
aeasj-240	3	3	+234	+234	NUM
aeasj-240	3	4	7066480216	7066480216	NUM
aeasj-240	3	5	abstract	abstract	NOUN
aeasj-240	3	6	the	the	DET
aeasj-240	3	7	aim	aim	NOUN
aeasj-240	3	8	of	of	ADP
aeasj-240	3	9	this	this	DET
aeasj-240	3	10	study	study	NOUN
aeasj-240	3	11	is	be	AUX
aeasj-240	3	12	to	to	PART
aeasj-240	3	13	examine	examine	VERB
aeasj-240	3	14	the	the	DET
aeasj-240	3	15	influence	influence	NOUN
aeasj-240	3	16	of	of	ADP
aeasj-240	3	17	bank	bank	NOUN
aeasj-240	3	18	credits	credit	NOUN
aeasj-240	3	19	on	on	ADP
aeasj-240	3	20	the	the	DET
aeasj-240	3	21	nigerian	nigerian	ADJ
aeasj-240	3	22	economy	economy	NOUN
aeasj-240	3	23	using	use	VERB
aeasj-240	3	24	time	time	NOUN
aeasj-240	3	25	series	series	PROPN
aeasj-240	3	26	data	datum	NOUN
aeasj-240	3	27	covering	cover	VERB
aeasj-240	3	28	the	the	DET
aeasj-240	3	29	period	period	NOUN
aeasj-240	3	30	from	from	ADP
aeasj-240	3	31	1980	1980	NUM
aeasj-240	3	32	to	to	ADP
aeasj-240	3	33	2017.gross	2017.gross	NUM
aeasj-240	3	34	domestic	domestic	ADJ
aeasj-240	3	35	product	product	NOUN
aeasj-240	3	36	was	be	AUX
aeasj-240	3	37	used	use	VERB
aeasj-240	3	38	as	as	ADP
aeasj-240	3	39	proxy	proxy	NOUN
aeasj-240	3	40	for	for	ADP
aeasj-240	3	41	the	the	DET
aeasj-240	3	42	economy	economy	NOUN
aeasj-240	3	43	while	while	SCONJ
aeasj-240	3	44	credits	credit	NOUN
aeasj-240	3	45	to	to	ADP
aeasj-240	3	46	the	the	DET
aeasj-240	3	47	private	private	ADJ
aeasj-240	3	48	sector	sector	NOUN
aeasj-240	3	49	,	,	PUNCT
aeasj-240	3	50	public	public	ADJ
aeasj-240	3	51	sector	sector	NOUN
aeasj-240	3	52	and	and	CCONJ
aeasj-240	3	53	prime	prime	ADJ
aeasj-240	3	54	lending	lending	NOUN
aeasj-240	3	55	rate	rate	NOUN
aeasj-240	3	56	were	be	AUX
aeasj-240	3	57	used	use	VERB
aeasj-240	3	58	as	as	ADP
aeasj-240	3	59	proxies	proxy	NOUN
aeasj-240	3	60	of	of	ADP
aeasj-240	3	61	banks	bank	NOUN
aeasj-240	3	62	credits	credit	NOUN
aeasj-240	3	63	.	.	PUNCT
aeasj-240	4	1	unit	unit	NOUN
aeasj-240	4	2	root	root	PROPN
aeasj-240	4	3	test	test	NOUN
aeasj-240	4	4	was	be	AUX
aeasj-240	4	5	used	use	VERB
aeasj-240	4	6	to	to	PART
aeasj-240	4	7	test	test	VERB
aeasj-240	4	8	stationary	stationary	ADJ
aeasj-240	4	9	which	which	PRON
aeasj-240	4	10	reveals	reveal	VERB
aeasj-240	4	11	that	that	SCONJ
aeasj-240	4	12	all	all	DET
aeasj-240	4	13	the	the	DET
aeasj-240	4	14	variables	variable	NOUN
aeasj-240	4	15	were	be	AUX
aeasj-240	4	16	stationary	stationary	ADJ
aeasj-240	4	17	at	at	ADP
aeasj-240	4	18	first	first	ADJ
aeasj-240	4	19	difference	difference	NOUN
aeasj-240	4	20	.	.	PUNCT
aeasj-240	5	1	the	the	DET
aeasj-240	5	2	regression	regression	NOUN
aeasj-240	5	3	analysis	analysis	NOUN
aeasj-240	5	4	result	result	NOUN
aeasj-240	5	5	shows	show	VERB
aeasj-240	5	6	that	that	SCONJ
aeasj-240	5	7	credit	credit	NOUN
aeasj-240	5	8	to	to	ADP
aeasj-240	5	9	the	the	DET
aeasj-240	5	10	private	private	ADJ
aeasj-240	5	11	sector	sector	NOUN
aeasj-240	5	12	have	have	VERB
aeasj-240	5	13	positive	positive	ADJ
aeasj-240	5	14	effect	effect	NOUN
aeasj-240	5	15	on	on	ADP
aeasj-240	5	16	nigerian	nigerian	ADJ
aeasj-240	5	17	economy	economy	NOUN
aeasj-240	5	18	while	while	SCONJ
aeasj-240	5	19	credit	credit	NOUN
aeasj-240	5	20	to	to	ADP
aeasj-240	5	21	public	public	ADJ
aeasj-240	5	22	sector	sector	NOUN
aeasj-240	5	23	and	and	CCONJ
aeasj-240	5	24	prime	prime	ADJ
aeasj-240	5	25	lending	lending	NOUN
aeasj-240	5	26	rate	rate	NOUN
aeasj-240	5	27	have	have	VERB
aeasj-240	5	28	negative	negative	ADJ
aeasj-240	5	29	effect	effect	NOUN
aeasj-240	5	30	on	on	ADP
aeasj-240	5	31	the	the	DET
aeasj-240	5	32	nigerian	nigerian	ADJ
aeasj-240	5	33	economy	economy	NOUN
aeasj-240	5	34	.	.	PUNCT
aeasj-240	6	1	the	the	DET
aeasj-240	6	2	result	result	NOUN
aeasj-240	6	3	of	of	ADP
aeasj-240	6	4	co	co	NOUN
aeasj-240	6	5	-	-	NOUN
aeasj-240	6	6	integration	integration	NOUN
aeasj-240	6	7	test	test	NOUN
aeasj-240	6	8	presented	present	VERB
aeasj-240	6	9	reveals	reveal	VERB
aeasj-240	6	10	that	that	SCONJ
aeasj-240	6	11	there	there	PRON
aeasj-240	6	12	exist	exist	VERB
aeasj-240	6	13	among	among	ADP
aeasj-240	6	14	the	the	DET
aeasj-240	6	15	variables	variable	NOUN
aeasj-240	6	16	co	co	NOUN
aeasj-240	6	17	-	-	NOUN
aeasj-240	6	18	integration	integration	NOUN
aeasj-240	6	19	which	which	PRON
aeasj-240	6	20	means	mean	VERB
aeasj-240	6	21	long	long	ADV
aeasj-240	6	22	-	-	PUNCT
aeasj-240	6	23	run	run	NOUN
aeasj-240	6	24	analysis	analysis	NOUN
aeasj-240	6	25	.	.	PUNCT
aeasj-240	7	1	it	it	PRON
aeasj-240	7	2	is	be	AUX
aeasj-240	7	3	recommended	recommend	VERB
aeasj-240	7	4	that	that	SCONJ
aeasj-240	7	5	,	,	PUNCT
aeasj-240	7	6	policy	policy	NOUN
aeasj-240	7	7	makers	maker	NOUN
aeasj-240	7	8	should	should	AUX
aeasj-240	7	9	focus	focus	VERB
aeasj-240	7	10	attention	attention	NOUN
aeasj-240	7	11	on	on	ADP
aeasj-240	7	12	long	long	ADJ
aeasj-240	7	13	-	-	PUNCT
aeasj-240	7	14	run	run	VERB
aeasj-240	7	15	policies	policy	NOUN
aeasj-240	7	16	to	to	PART
aeasj-240	7	17	promote	promote	VERB
aeasj-240	7	18	economic	economic	ADJ
aeasj-240	7	19	growth	growth	NOUN
aeasj-240	7	20	such	such	ADJ
aeasj-240	7	21	as	as	ADP
aeasj-240	7	22	development	development	NOUN
aeasj-240	7	23	of	of	ADP
aeasj-240	7	24	modern	modern	ADJ
aeasj-240	7	25	banking	banking	NOUN
aeasj-240	7	26	sector	sector	NOUN
aeasj-240	7	27	,	,	PUNCT
aeasj-240	7	28	efficient	efficient	ADJ
aeasj-240	7	29	financial	financial	ADJ
aeasj-240	7	30	market	market	NOUN
aeasj-240	7	31	,	,	PUNCT
aeasj-240	7	32	infrastructures	infrastructure	NOUN
aeasj-240	7	33	.	.	PUNCT
aeasj-240	8	1	keywords	keyword	NOUN
aeasj-240	8	2	:	:	PUNCT
aeasj-240	8	3	financial	financial	ADJ
aeasj-240	8	4	institutions	institution	NOUN
aeasj-240	8	5	,	,	PUNCT
aeasj-240	8	6	bank	bank	NOUN
aeasj-240	8	7	credits	credit	NOUN
aeasj-240	8	8	,	,	PUNCT
aeasj-240	8	9	economic	economic	ADJ
aeasj-240	8	10	growth	growth	NOUN
aeasj-240	8	11	,	,	PUNCT
aeasj-240	8	12	economic	economic	ADJ
aeasj-240	8	13	development	development	NOUN
aeasj-240	8	14	,	,	PUNCT
aeasj-240	8	15	resources	resource	NOUN
aeasj-240	8	16	1	1	NUM
aeasj-240	8	17	.	.	PUNCT
aeasj-240	8	18	introduction	introduction	NOUN
aeasj-240	8	19	globally	globally	ADV
aeasj-240	8	20	banks	bank	NOUN
aeasj-240	8	21	in	in	ADP
aeasj-240	8	22	developing	develop	VERB
aeasj-240	8	23	countries	country	NOUN
aeasj-240	8	24	are	be	AUX
aeasj-240	8	25	expected	expect	VERB
aeasj-240	8	26	to	to	PART
aeasj-240	8	27	play	play	VERB
aeasj-240	8	28	vital	vital	ADJ
aeasj-240	8	29	and	and	CCONJ
aeasj-240	8	30	effective	effective	ADJ
aeasj-240	8	31	roles	role	NOUN
aeasj-240	8	32	in	in	ADP
aeasj-240	8	33	financing	finance	VERB
aeasj-240	8	34	their	their	PRON
aeasj-240	8	35	economic	economic	ADJ
aeasj-240	8	36	projects	project	NOUN
aeasj-240	8	37	and	and	CCONJ
aeasj-240	8	38	activities	activity	NOUN
aeasj-240	8	39	as	as	ADP
aeasj-240	8	40	their	their	PRON
aeasj-240	8	41	contributions	contribution	NOUN
aeasj-240	8	42	in	in	ADP
aeasj-240	8	43	ensuring	ensure	VERB
aeasj-240	8	44	sustainable	sustainable	ADJ
aeasj-240	8	45	economic	economic	ADJ
aeasj-240	8	46	growth	growth	NOUN
aeasj-240	8	47	and	and	CCONJ
aeasj-240	8	48	development	development	NOUN
aeasj-240	8	49	.	.	PUNCT
aeasj-240	9	1	as	as	ADP
aeasj-240	9	2	financial	financial	ADJ
aeasj-240	9	3	institutions	institution	NOUN
aeasj-240	9	4	,	,	PUNCT
aeasj-240	9	5	banks	bank	NOUN
aeasj-240	9	6	perform	perform	VERB
aeasj-240	9	7	intermediation	intermediation	NOUN
aeasj-240	9	8	roles	role	NOUN
aeasj-240	9	9	by	by	ADP
aeasj-240	9	10	allowing	allow	VERB
aeasj-240	9	11	funds	fund	NOUN
aeasj-240	9	12	to	to	PART
aeasj-240	9	13	be	be	AUX
aeasj-240	9	14	channeled	channel	VERB
aeasj-240	9	15	from	from	ADP
aeasj-240	9	16	people	people	NOUN
aeasj-240	9	17	who	who	PRON
aeasj-240	9	18	might	might	AUX
aeasj-240	9	19	not	not	PART
aeasj-240	9	20	put	put	VERB
aeasj-240	9	21	them	they	PRON
aeasj-240	9	22	to	to	ADP
aeasj-240	9	23	productive	productive	ADJ
aeasj-240	9	24	use	use	NOUN
aeasj-240	9	25	to	to	ADP
aeasj-240	9	26	people	people	NOUN
aeasj-240	9	27	who	who	PRON
aeasj-240	9	28	will	will	AUX
aeasj-240	9	29	definitely	definitely	ADV
aeasj-240	9	30	do	do	VERB
aeasj-240	9	31	so	so	ADV
aeasj-240	9	32	within	within	ADP
aeasj-240	9	33	an	an	DET
aeasj-240	9	34	economy	economy	NOUN
aeasj-240	9	35	.	.	PUNCT
aeasj-240	10	1	the	the	DET
aeasj-240	10	2	intermediary	intermediary	ADJ
aeasj-240	10	3	roles	role	NOUN
aeasj-240	10	4	of	of	ADP
aeasj-240	10	5	bank	bank	NOUN
aeasj-240	10	6	can	can	AUX
aeasj-240	10	7	foster	foster	VERB
aeasj-240	10	8	economic	economic	ADJ
aeasj-240	10	9	growth	growth	NOUN
aeasj-240	10	10	through	through	ADP
aeasj-240	10	11	rising	rise	VERB
aeasj-240	10	12	of	of	ADP
aeasj-240	10	13	savings	saving	NOUN
aeasj-240	10	14	,	,	PUNCT
aeasj-240	10	15	improving	improve	VERB
aeasj-240	10	16	efficiency	efficiency	NOUN
aeasj-240	10	17	of	of	ADP
aeasj-240	10	18	loan	loan	NOUN
aeasj-240	10	19	-	-	PUNCT
aeasj-240	10	20	able	able	ADJ
aeasj-240	10	21	funds	fund	NOUN
aeasj-240	10	22	and	and	CCONJ
aeasj-240	10	23	promoting	promote	VERB
aeasj-240	10	24	capital	capital	NOUN
aeasj-240	10	25	accumulation	accumulation	NOUN
aeasj-240	10	26	.	.	PUNCT
aeasj-240	11	1	the	the	DET
aeasj-240	11	2	importance	importance	NOUN
aeasj-240	11	3	of	of	ADP
aeasj-240	11	4	bank	bank	NOUN
aeasj-240	11	5	credit	credit	NOUN
aeasj-240	11	6	in	in	ADP
aeasj-240	11	7	developing	develop	VERB
aeasj-240	11	8	economy	economy	NOUN
aeasj-240	11	9	has	have	AUX
aeasj-240	11	10	been	be	AUX
aeasj-240	11	11	acknowledge	acknowledge	ADJ
aeasj-240	11	12	in	in	ADP
aeasj-240	11	13	schumpeter	schumpeter	NOUN
aeasj-240	11	14	(	(	PUNCT
aeasj-240	11	15	1934	1934	NUM
aeasj-240	11	16	)	)	PUNCT
aeasj-240	11	17	who	who	PRON
aeasj-240	11	18	argue	argue	VERB
aeasj-240	11	19	that	that	SCONJ
aeasj-240	11	20	banking	banking	NOUN
aeasj-240	11	21	sector	sector	NOUN
aeasj-240	11	22	facilitate	facilitate	VERB
aeasj-240	11	23	technological	technological	ADJ
aeasj-240	11	24	innovation	innovation	NOUN
aeasj-240	11	25	through	through	ADP
aeasj-240	11	26	their	their	PRON
aeasj-240	11	27	intermediary	intermediary	ADJ
aeasj-240	11	28	role	role	NOUN
aeasj-240	11	29	.	.	PUNCT
aeasj-240	12	1	he	he	PRON
aeasj-240	12	2	emphasized	emphasize	VERB
aeasj-240	12	3	on	on	ADP
aeasj-240	12	4	the	the	DET
aeasj-240	12	5	efficient	efficient	ADJ
aeasj-240	12	6	allocation	allocation	NOUN
aeasj-240	12	7	of	of	ADP
aeasj-240	12	8	savings	saving	NOUN
aeasj-240	12	9	through	through	ADP
aeasj-240	12	10	identification	identification	NOUN
aeasj-240	12	11	and	and	CCONJ
aeasj-240	12	12	funding	funding	NOUN
aeasj-240	12	13	of	of	ADP
aeasj-240	12	14	entrepreneur	entrepreneur	NOUN
aeasj-240	12	15	as	as	ADV
aeasj-240	12	16	well	well	ADV
aeasj-240	12	17	as	as	ADP
aeasj-240	12	18	implementation	implementation	NOUN
aeasj-240	12	19	of	of	ADP
aeasj-240	12	20	innovative	innovative	ADJ
aeasj-240	12	21	production	production	NOUN
aeasj-240	12	22	processes	process	NOUN
aeasj-240	12	23	that	that	PRON
aeasj-240	12	24	are	be	AUX
aeasj-240	12	25	the	the	DET
aeasj-240	12	26	main	main	ADJ
aeasj-240	12	27	tools	tool	NOUN
aeasj-240	12	28	in	in	ADP
aeasj-240	12	29	order	order	NOUN
aeasj-240	12	30	to	to	PART
aeasj-240	12	31	achieve	achieve	VERB
aeasj-240	12	32	real	real	ADJ
aeasj-240	12	33	economic	economic	ADJ
aeasj-240	12	34	performance	performance	NOUN
aeasj-240	12	35	.	.	PUNCT
aeasj-240	13	1	in	in	ADP
aeasj-240	13	2	the	the	DET
aeasj-240	13	3	same	same	ADJ
aeasj-240	13	4	vein	vein	NOUN
aeasj-240	13	5	,	,	PUNCT
aeasj-240	13	6	shaw	shaw	PROPN
aeasj-240	13	7	(	(	PUNCT
aeasj-240	13	8	1967	1967	NUM
aeasj-240	13	9	)	)	PUNCT
aeasj-240	13	10	and	and	CCONJ
aeasj-240	13	11	mckinnon	mckinnon	PROPN
aeasj-240	13	12	(	(	PUNCT
aeasj-240	13	13	1973	1973	NUM
aeasj-240	13	14	)	)	PUNCT
aeasj-240	13	15	also	also	ADV
aeasj-240	13	16	agreed	agree	VERB
aeasj-240	13	17	the	the	DET
aeasj-240	13	18	fact	fact	NOUN
aeasj-240	13	19	that	that	SCONJ
aeasj-240	13	20	financial	financial	ADJ
aeasj-240	13	21	development	development	NOUN
aeasj-240	13	22	facilitates	facilitate	VERB
aeasj-240	13	23	economic	economic	ADJ
aeasj-240	13	24	growth	growth	NOUN
aeasj-240	13	25	by	by	ADP
aeasj-240	13	26	increasing	increase	VERB
aeasj-240	13	27	savings	saving	NOUN
aeasj-240	13	28	,	,	PUNCT
aeasj-240	13	29	efficient	efficient	ADJ
aeasj-240	13	30	allocation	allocation	NOUN
aeasj-240	13	31	and	and	CCONJ
aeasj-240	13	32	investment	investment	NOUN
aeasj-240	13	33	of	of	ADP
aeasj-240	13	34	financial	financial	ADJ
aeasj-240	13	35	resources	resource	NOUN
aeasj-240	13	36	.	.	PUNCT
aeasj-240	14	1	these	these	DET
aeasj-240	14	2	studies	study	NOUN
aeasj-240	14	3	further	far	ADV
aeasj-240	14	4	explained	explain	VERB
aeasj-240	14	5	that	that	SCONJ
aeasj-240	14	6	development	development	NOUN
aeasj-240	14	7	of	of	ADP
aeasj-240	14	8	financial	financial	ADJ
aeasj-240	14	9	markets	market	NOUN
aeasj-240	14	10	is	be	AUX
aeasj-240	14	11	an	an	DET
aeasj-240	14	12	essential	essential	ADJ
aeasj-240	14	13	condition	condition	NOUN
aeasj-240	14	14	for	for	ADP
aeasj-240	14	15	rapid	rapid	ADJ
aeasj-240	14	16	economic	economic	ADJ
aeasj-240	14	17	growth	growth	NOUN
aeasj-240	14	18	.	.	PUNCT
aeasj-240	15	1	the	the	DET
aeasj-240	15	2	level	level	NOUN
aeasj-240	15	3	of	of	ADP
aeasj-240	15	4	development	development	NOUN
aeasj-240	15	5	and	and	CCONJ
aeasj-240	15	6	sophistication	sophistication	NOUN
aeasj-240	15	7	of	of	ADP
aeasj-240	15	8	a	a	DET
aeasj-240	15	9	country	country	NOUN
aeasj-240	15	10	's	's	PART
aeasj-240	15	11	financial	financial	ADJ
aeasj-240	15	12	sectors	sector	NOUN
aeasj-240	15	13	could	could	AUX
aeasj-240	15	14	be	be	AUX
aeasj-240	15	15	relied	rely	VERB
aeasj-240	15	16	on	on	ADP
aeasj-240	15	17	as	as	ADP
aeasj-240	15	18	one	one	NUM
aeasj-240	15	19	of	of	ADP
aeasj-240	15	20	the	the	DET
aeasj-240	15	21	valuable	valuable	ADJ
aeasj-240	15	22	indicators	indicator	NOUN
aeasj-240	15	23	of	of	ADP
aeasj-240	15	24	economic	economic	ADJ
aeasj-240	15	25	growth	growth	NOUN
aeasj-240	15	26	.	.	PUNCT
aeasj-240	16	1	sustaining	sustain	VERB
aeasj-240	16	2	economic	economic	ADJ
aeasj-240	16	3	development	development	NOUN
aeasj-240	16	4	has	have	AUX
aeasj-240	16	5	been	be	AUX
aeasj-240	16	6	the	the	DET
aeasj-240	16	7	paramount	paramount	ADJ
aeasj-240	16	8	objective	objective	NOUN
aeasj-240	16	9	of	of	ADP
aeasj-240	16	10	all	all	DET
aeasj-240	16	11	successive	successive	ADJ
aeasj-240	16	12	government	government	NOUN
aeasj-240	16	13	in	in	ADP
aeasj-240	16	14	the	the	DET
aeasj-240	16	15	country	country	NOUN
aeasj-240	16	16	since	since	SCONJ
aeasj-240	16	17	nigeria	nigeria	PROPN
aeasj-240	16	18	independence	independence	NOUN
aeasj-240	16	19	in	in	ADP
aeasj-240	16	20	1960	1960	NUM
aeasj-240	16	21	.	.	PUNCT
aeasj-240	17	1	this	this	PRON
aeasj-240	17	2	led	lead	VERB
aeasj-240	17	3	to	to	ADP
aeasj-240	17	4	the	the	DET
aeasj-240	17	5	implementation	implementation	NOUN
aeasj-240	17	6	of	of	ADP
aeasj-240	17	7	several	several	ADJ
aeasj-240	17	8	national	national	ADJ
aeasj-240	17	9	development	development	NOUN
aeasj-240	17	10	plans	plan	NOUN
aeasj-240	17	11	and	and	CCONJ
aeasj-240	17	12	programmes	programme	NOUN
aeasj-240	17	13	aimed	aim	VERB
aeasj-240	17	14	at	at	ADP
aeasj-240	17	15	boosting	boost	VERB
aeasj-240	17	16	productivity	productivity	NOUN
aeasj-240	17	17	and	and	CCONJ
aeasj-240	17	18	diversifying	diversify	VERB
aeasj-240	17	19	the	the	DET
aeasj-240	17	20	economic	economic	ADJ
aeasj-240	17	21	base	base	NOUN
aeasj-240	17	22	.	.	PUNCT
aeasj-240	18	1	the	the	DET
aeasj-240	18	2	agenda	agenda	NOUN
aeasj-240	18	3	necessitates	necessitate	VERB
aeasj-240	18	4	the	the	DET
aeasj-240	18	5	copyright	copyright	NOUN
aeasj-240	18	6	©	©	PROPN
aeasj-240	18	7	cc	cc	PROPN
aeasj-240	18	8	-	-	PUNCT
aeasj-240	18	9	by	by	ADP
aeasj-240	18	10	-	-	PUNCT
aeasj-240	18	11	nc	nc	PROPN
aeasj-240	18	12	2019	2019	NUM
aeasj-240	18	13	,	,	PUNCT
aeasj-240	18	14	cribfb	cribfb	VERB
aeasj-240	18	15	|	|	ADV
aeasj-240	18	16	aesr	aesr	ADV
aeasj-240	18	17	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-240	18	18	american	american	PROPN
aeasj-240	18	19	economic	economic	PROPN
aeasj-240	18	20	&	&	CCONJ
aeasj-240	18	21	social	social	PROPN
aeasj-240	18	22	review	review	PROPN
aeasj-240	18	23	vol	vol	NOUN
aeasj-240	18	24	.	.	PROPN
aeasj-240	19	1	5	5	NUM
aeasj-240	19	2	,	,	PUNCT
aeasj-240	19	3	no	no	INTJ
aeasj-240	19	4	.	.	NOUN
aeasj-240	19	5	1	1	NUM
aeasj-240	19	6	;	;	PUNCT
aeasj-240	19	7	2019	2019	NUM
aeasj-240	19	8	2	2	NUM
aeasj-240	19	9	intervention	intervention	NOUN
aeasj-240	19	10	of	of	ADP
aeasj-240	19	11	financial	financial	ADJ
aeasj-240	19	12	sectors	sector	NOUN
aeasj-240	19	13	especially	especially	ADV
aeasj-240	19	14	banking	bank	VERB
aeasj-240	19	15	industry	industry	NOUN
aeasj-240	19	16	by	by	ADP
aeasj-240	19	17	providing	provide	VERB
aeasj-240	19	18	financial	financial	ADJ
aeasj-240	19	19	resources	resource	NOUN
aeasj-240	19	20	for	for	ADP
aeasj-240	19	21	large	large	ADJ
aeasj-240	19	22	scale	scale	NOUN
aeasj-240	19	23	production	production	NOUN
aeasj-240	19	24	of	of	ADP
aeasj-240	19	25	industries	industry	NOUN
aeasj-240	19	26	and	and	CCONJ
aeasj-240	19	27	provision	provision	NOUN
aeasj-240	19	28	of	of	ADP
aeasj-240	19	29	other	other	ADJ
aeasj-240	19	30	credit	credit	NOUN
aeasj-240	19	31	facilities	facility	NOUN
aeasj-240	19	32	within	within	ADP
aeasj-240	19	33	the	the	DET
aeasj-240	19	34	economy	economy	NOUN
aeasj-240	19	35	.	.	PUNCT
aeasj-240	20	1	the	the	DET
aeasj-240	20	2	role	role	NOUN
aeasj-240	20	3	of	of	ADP
aeasj-240	20	4	financial	financial	ADJ
aeasj-240	20	5	intermediation	intermediation	NOUN
aeasj-240	20	6	in	in	ADP
aeasj-240	20	7	sustaining	sustain	VERB
aeasj-240	20	8	economic	economic	ADJ
aeasj-240	20	9	development	development	NOUN
aeasj-240	20	10	can	can	AUX
aeasj-240	20	11	not	not	PART
aeasj-240	20	12	be	be	AUX
aeasj-240	20	13	over	over	ADV
aeasj-240	20	14	-	-	PUNCT
aeasj-240	20	15	emphasized	emphasize	VERB
aeasj-240	20	16	;	;	PUNCT
aeasj-240	20	17	the	the	DET
aeasj-240	20	18	development	development	NOUN
aeasj-240	20	19	of	of	ADP
aeasj-240	20	20	this	this	DET
aeasj-240	20	21	sector	sector	NOUN
aeasj-240	20	22	determines	determine	VERB
aeasj-240	20	23	how	how	SCONJ
aeasj-240	20	24	it	it	PRON
aeasj-240	20	25	can	can	AUX
aeasj-240	20	26	effectively	effectively	ADV
aeasj-240	20	27	and	and	CCONJ
aeasj-240	20	28	efficiently	efficiently	ADV
aeasj-240	20	29	discharge	discharge	VERB
aeasj-240	20	30	its	its	PRON
aeasj-240	20	31	major	major	ADJ
aeasj-240	20	32	role	role	NOUN
aeasj-240	20	33	of	of	ADP
aeasj-240	20	34	mobilizing	mobilize	VERB
aeasj-240	20	35	fund	fund	NOUN
aeasj-240	20	36	from	from	ADP
aeasj-240	20	37	the	the	DET
aeasj-240	20	38	surplus	surplus	ADJ
aeasj-240	20	39	unit	unit	NOUN
aeasj-240	20	40	to	to	ADP
aeasj-240	20	41	the	the	DET
aeasj-240	20	42	deficit	deficit	NOUN
aeasj-240	20	43	unit	unit	NOUN
aeasj-240	20	44	within	within	ADP
aeasj-240	20	45	the	the	DET
aeasj-240	20	46	economy	economy	NOUN
aeasj-240	20	47	.	.	PUNCT
aeasj-240	21	1	according	accord	VERB
aeasj-240	21	2	to	to	ADP
aeasj-240	21	3	adekunle	adekunle	NOUN
aeasj-240	21	4	,	,	PUNCT
aeasj-240	21	5	salami	salami	NOUN
aeasj-240	21	6	and	and	CCONJ
aeasj-240	21	7	adedipe	adedipe	NOUN
aeasj-240	21	8	(	(	PUNCT
aeasj-240	21	9	2013	2013	NUM
aeasj-240	21	10	)	)	PUNCT
aeasj-240	21	11	,	,	PUNCT
aeasj-240	21	12	a	a	DET
aeasj-240	21	13	well	well	ADV
aeasj-240	21	14	-	-	PUNCT
aeasj-240	21	15	developed	develop	VERB
aeasj-240	21	16	financial	financial	ADJ
aeasj-240	21	17	system	system	NOUN
aeasj-240	21	18	plays	play	VERB
aeasj-240	21	19	several	several	ADJ
aeasj-240	21	20	roles	role	NOUN
aeasj-240	21	21	to	to	PART
aeasj-240	21	22	boost	boost	VERB
aeasj-240	21	23	efficiency	efficiency	NOUN
aeasj-240	21	24	of	of	ADP
aeasj-240	21	25	intermediation	intermediation	NOUN
aeasj-240	21	26	through	through	ADP
aeasj-240	21	27	reduction	reduction	NOUN
aeasj-240	21	28	of	of	ADP
aeasj-240	21	29	information	information	NOUN
aeasj-240	21	30	,	,	PUNCT
aeasj-240	21	31	transaction	transaction	NOUN
aeasj-240	21	32	and	and	CCONJ
aeasj-240	21	33	monitoring	monitoring	NOUN
aeasj-240	21	34	costs	cost	NOUN
aeasj-240	21	35	.	.	PUNCT
aeasj-240	22	1	it	it	PRON
aeasj-240	22	2	will	will	AUX
aeasj-240	22	3	also	also	ADV
aeasj-240	22	4	enhance	enhance	VERB
aeasj-240	22	5	investment	investment	NOUN
aeasj-240	22	6	by	by	ADP
aeasj-240	22	7	identifying	identify	VERB
aeasj-240	22	8	and	and	CCONJ
aeasj-240	22	9	funding	fund	VERB
aeasj-240	22	10	good	good	ADJ
aeasj-240	22	11	business	business	NOUN
aeasj-240	22	12	opportunities	opportunity	NOUN
aeasj-240	22	13	,	,	PUNCT
aeasj-240	22	14	mobilizes	mobilize	VERB
aeasj-240	22	15	savings	saving	NOUN
aeasj-240	22	16	,	,	PUNCT
aeasj-240	22	17	encourage	encourage	VERB
aeasj-240	22	18	trading	trading	NOUN
aeasj-240	22	19	,	,	PUNCT
aeasj-240	22	20	hedging	hedging	NOUN
aeasj-240	22	21	and	and	CCONJ
aeasj-240	22	22	diversification	diversification	NOUN
aeasj-240	22	23	of	of	ADP
aeasj-240	22	24	risk	risk	NOUN
aeasj-240	22	25	as	as	ADV
aeasj-240	22	26	well	well	ADV
aeasj-240	22	27	as	as	ADP
aeasj-240	22	28	facilitating	facilitate	VERB
aeasj-240	22	29	exchange	exchange	NOUN
aeasj-240	22	30	of	of	ADP
aeasj-240	22	31	goods	good	NOUN
aeasj-240	22	32	and	and	CCONJ
aeasj-240	22	33	services	service	NOUN
aeasj-240	22	34	.	.	PUNCT
aeasj-240	23	1	all	all	DET
aeasj-240	23	2	these	these	PRON
aeasj-240	23	3	resulted	result	VERB
aeasj-240	23	4	in	in	ADP
aeasj-240	23	5	more	more	ADV
aeasj-240	23	6	efficient	efficient	ADJ
aeasj-240	23	7	allocation	allocation	NOUN
aeasj-240	23	8	of	of	ADP
aeasj-240	23	9	resources	resource	NOUN
aeasj-240	23	10	,	,	PUNCT
aeasj-240	23	11	accumulation	accumulation	NOUN
aeasj-240	23	12	of	of	ADP
aeasj-240	23	13	physical	physical	ADJ
aeasj-240	23	14	and	and	CCONJ
aeasj-240	23	15	human	human	ADJ
aeasj-240	23	16	capital	capital	NOUN
aeasj-240	23	17	and	and	CCONJ
aeasj-240	23	18	faster	fast	ADJ
aeasj-240	23	19	technological	technological	ADJ
aeasj-240	23	20	progress	progress	NOUN
aeasj-240	23	21	,	,	PUNCT
aeasj-240	23	22	which	which	PRON
aeasj-240	23	23	in	in	ADP
aeasj-240	23	24	turn	turn	NOUN
aeasj-240	23	25	leads	lead	VERB
aeasj-240	23	26	to	to	ADP
aeasj-240	23	27	economic	economic	ADJ
aeasj-240	23	28	growth	growth	NOUN
aeasj-240	23	29	.	.	PUNCT
aeasj-240	24	1	the	the	DET
aeasj-240	24	2	attempt	attempt	NOUN
aeasj-240	24	3	to	to	PART
aeasj-240	24	4	strengthen	strengthen	VERB
aeasj-240	24	5	the	the	DET
aeasj-240	24	6	private	private	ADJ
aeasj-240	24	7	sector	sector	NOUN
aeasj-240	24	8	(	(	PUNCT
aeasj-240	24	9	manufacturing	manufacture	VERB
aeasj-240	24	10	sector	sector	NOUN
aeasj-240	24	11	inclusive	inclusive	NOUN
aeasj-240	24	12	)	)	PUNCT
aeasj-240	24	13	by	by	ADP
aeasj-240	24	14	the	the	DET
aeasj-240	24	15	government	government	NOUN
aeasj-240	24	16	led	lead	VERB
aeasj-240	24	17	to	to	ADP
aeasj-240	24	18	the	the	DET
aeasj-240	24	19	implementation	implementation	NOUN
aeasj-240	24	20	of	of	ADP
aeasj-240	24	21	financial	financial	ADJ
aeasj-240	24	22	liberalisation	liberalisation	NOUN
aeasj-240	24	23	policy	policy	NOUN
aeasj-240	24	24	in	in	ADP
aeasj-240	24	25	1986	1986	NUM
aeasj-240	24	26	as	as	ADP
aeasj-240	24	27	part	part	NOUN
aeasj-240	24	28	of	of	ADP
aeasj-240	24	29	the	the	DET
aeasj-240	24	30	structural	structural	ADJ
aeasj-240	24	31	adjustment	adjustment	NOUN
aeasj-240	24	32	programme	programme	NOUN
aeasj-240	24	33	(	(	PUNCT
aeasj-240	24	34	sap	sap	PROPN
aeasj-240	24	35	)	)	PUNCT
aeasj-240	24	36	.	.	PUNCT
aeasj-240	25	1	the	the	DET
aeasj-240	25	2	structural	structural	ADJ
aeasj-240	25	3	adjustment	adjustment	NOUN
aeasj-240	25	4	programme	programme	NOUN
aeasj-240	25	5	(	(	PUNCT
aeasj-240	25	6	sap	sap	PROPN
aeasj-240	25	7	)	)	PUNCT
aeasj-240	25	8	was	be	AUX
aeasj-240	25	9	an	an	DET
aeasj-240	25	10	economic	economic	ADJ
aeasj-240	25	11	reform	reform	NOUN
aeasj-240	25	12	programme	programme	NOUN
aeasj-240	25	13	aimed	aim	VERB
aeasj-240	25	14	at	at	ADP
aeasj-240	25	15	restructuring	restructure	VERB
aeasj-240	25	16	the	the	DET
aeasj-240	25	17	economy	economy	NOUN
aeasj-240	25	18	and	and	CCONJ
aeasj-240	25	19	averting	avert	VERB
aeasj-240	25	20	economic	economic	ADJ
aeasj-240	25	21	collapse	collapse	NOUN
aeasj-240	25	22	.	.	PUNCT
aeasj-240	26	1	the	the	DET
aeasj-240	26	2	key	key	ADJ
aeasj-240	26	3	objectives	objective	NOUN
aeasj-240	26	4	of	of	ADP
aeasj-240	26	5	sap	sap	PROPN
aeasj-240	26	6	are	be	AUX
aeasj-240	26	7	to	to	PART
aeasj-240	26	8	lay	lay	VERB
aeasj-240	26	9	the	the	DET
aeasj-240	26	10	basis	basis	NOUN
aeasj-240	26	11	for	for	ADP
aeasj-240	26	12	sustaining	sustain	VERB
aeasj-240	26	13	noninflationary	noninflationary	ADJ
aeasj-240	26	14	or	or	CCONJ
aeasj-240	26	15	minimal	minimal	ADJ
aeasj-240	26	16	inflationary	inflationary	ADJ
aeasj-240	26	17	growth	growth	NOUN
aeasj-240	26	18	and	and	CCONJ
aeasj-240	26	19	improve	improve	VERB
aeasj-240	26	20	the	the	DET
aeasj-240	26	21	efficiency	efficiency	NOUN
aeasj-240	26	22	of	of	ADP
aeasj-240	26	23	the	the	DET
aeasj-240	26	24	public	public	ADJ
aeasj-240	26	25	and	and	CCONJ
aeasj-240	26	26	private	private	ADJ
aeasj-240	26	27	sectors	sector	NOUN
aeasj-240	26	28	.	.	PUNCT
aeasj-240	27	1	therefore	therefore	ADV
aeasj-240	27	2	,	,	PUNCT
aeasj-240	27	3	the	the	DET
aeasj-240	27	4	financial	financial	ADJ
aeasj-240	27	5	liberalization	liberalization	NOUN
aeasj-240	27	6	(	(	PUNCT
aeasj-240	27	7	reform	reform	NOUN
aeasj-240	27	8	)	)	PUNCT
aeasj-240	27	9	policy	policy	NOUN
aeasj-240	27	10	entails	entail	VERB
aeasj-240	27	11	the	the	DET
aeasj-240	27	12	provision	provision	NOUN
aeasj-240	27	13	of	of	ADP
aeasj-240	27	14	an	an	DET
aeasj-240	27	15	appropriate	appropriate	ADJ
aeasj-240	27	16	legal	legal	ADJ
aeasj-240	27	17	and	and	CCONJ
aeasj-240	27	18	regulatory	regulatory	ADJ
aeasj-240	27	19	framework	framework	NOUN
aeasj-240	27	20	for	for	ADP
aeasj-240	27	21	effective	effective	ADJ
aeasj-240	27	22	private	private	ADJ
aeasj-240	27	23	participation	participation	NOUN
aeasj-240	27	24	in	in	ADP
aeasj-240	27	25	the	the	DET
aeasj-240	27	26	economy	economy	NOUN
aeasj-240	27	27	.	.	PUNCT
aeasj-240	28	1	the	the	DET
aeasj-240	28	2	country	country	NOUN
aeasj-240	28	3	also	also	ADV
aeasj-240	28	4	adopted	adopt	VERB
aeasj-240	28	5	a	a	DET
aeasj-240	28	6	medium	medium	ADJ
aeasj-240	28	7	-	-	PUNCT
aeasj-240	28	8	term	term	NOUN
aeasj-240	28	9	strategy	strategy	NOUN
aeasj-240	28	10	,	,	PUNCT
aeasj-240	28	11	called	call	VERB
aeasj-240	28	12	the	the	DET
aeasj-240	28	13	national	national	ADJ
aeasj-240	28	14	economic	economic	ADJ
aeasj-240	28	15	empowerment	empowerment	NOUN
aeasj-240	28	16	and	and	CCONJ
aeasj-240	28	17	development	development	NOUN
aeasj-240	28	18	strategy	strategy	NOUN
aeasj-240	28	19	(	(	PUNCT
aeasj-240	28	20	needs	need	NOUN
aeasj-240	28	21	)	)	PUNCT
aeasj-240	28	22	in	in	ADP
aeasj-240	28	23	2004	2004	NUM
aeasj-240	28	24	,	,	PUNCT
aeasj-240	28	25	as	as	ADP
aeasj-240	28	26	a	a	DET
aeasj-240	28	27	response	response	NOUN
aeasj-240	28	28	to	to	ADP
aeasj-240	28	29	the	the	DET
aeasj-240	28	30	numerous	numerous	ADJ
aeasj-240	28	31	challenges	challenge	NOUN
aeasj-240	28	32	facing	face	VERB
aeasj-240	28	33	the	the	DET
aeasj-240	28	34	nation	nation	NOUN
aeasj-240	28	35	.	.	PUNCT
aeasj-240	29	1	recently	recently	ADV
aeasj-240	29	2	,	,	PUNCT
aeasj-240	29	3	the	the	DET
aeasj-240	29	4	government	government	NOUN
aeasj-240	29	5	approved	approve	VERB
aeasj-240	29	6	vision	vision	NOUN
aeasj-240	29	7	20	20	NUM
aeasj-240	29	8	-	-	SYM
aeasj-240	29	9	2020	2020	NUM
aeasj-240	29	10	for	for	ADP
aeasj-240	29	11	transforming	transform	VERB
aeasj-240	29	12	the	the	DET
aeasj-240	29	13	country	country	NOUN
aeasj-240	29	14	into	into	ADP
aeasj-240	29	15	a	a	DET
aeasj-240	29	16	modern	modern	ADJ
aeasj-240	29	17	economy	economy	NOUN
aeasj-240	29	18	,	,	PUNCT
aeasj-240	29	19	among	among	ADP
aeasj-240	29	20	the	the	DET
aeasj-240	29	21	20	20	NUM
aeasj-240	29	22	leading	lead	VERB
aeasj-240	29	23	countries	country	NOUN
aeasj-240	29	24	in	in	ADP
aeasj-240	29	25	the	the	DET
aeasj-240	29	26	world	world	NOUN
aeasj-240	29	27	by	by	ADP
aeasj-240	29	28	2020	2020	NUM
aeasj-240	29	29	(	(	PUNCT
aeasj-240	29	30	the	the	DET
aeasj-240	29	31	times	time	NOUN
aeasj-240	29	32	of	of	ADP
aeasj-240	29	33	nigeria	nigeria	PROPN
aeasj-240	29	34	2008	2008	NUM
aeasj-240	29	35	)	)	PUNCT
aeasj-240	29	36	.	.	PUNCT
aeasj-240	30	1	the	the	DET
aeasj-240	30	2	objective	objective	NOUN
aeasj-240	30	3	of	of	ADP
aeasj-240	30	4	the	the	DET
aeasj-240	30	5	vision	vision	NOUN
aeasj-240	30	6	20	20	NUM
aeasj-240	30	7	-	-	SYM
aeasj-240	30	8	2020	2020	NUM
aeasj-240	30	9	is	be	AUX
aeasj-240	30	10	in	in	ADP
aeasj-240	30	11	line	line	NOUN
aeasj-240	30	12	with	with	ADP
aeasj-240	30	13	various	various	ADJ
aeasj-240	30	14	studies	study	NOUN
aeasj-240	30	15	and	and	CCONJ
aeasj-240	30	16	projections	projection	NOUN
aeasj-240	30	17	by	by	ADP
aeasj-240	30	18	goldman	goldman	NOUN
aeasj-240	30	19	sachs	sach	VERB
aeasj-240	30	20	that	that	SCONJ
aeasj-240	30	21	nigeria	nigeria	PROPN
aeasj-240	30	22	will	will	AUX
aeasj-240	30	23	be	be	AUX
aeasj-240	30	24	the	the	DET
aeasj-240	30	25	20th	20th	ADJ
aeasj-240	30	26	and	and	CCONJ
aeasj-240	30	27	12th	12th	ADV
aeasj-240	30	28	largest	large	ADJ
aeasj-240	30	29	economy	economy	NOUN
aeasj-240	30	30	of	of	ADP
aeasj-240	30	31	the	the	DET
aeasj-240	30	32	world	world	NOUN
aeasj-240	30	33	by	by	ADP
aeasj-240	30	34	2025	2025	NUM
aeasj-240	30	35	and	and	CCONJ
aeasj-240	30	36	2050	2050	NUM
aeasj-240	30	37	respectively	respectively	ADV
aeasj-240	30	38	ahead	ahead	ADV
aeasj-240	30	39	of	of	ADP
aeasj-240	30	40	italy	italy	PROPN
aeasj-240	30	41	,	,	PUNCT
aeasj-240	30	42	canada	canada	PROPN
aeasj-240	30	43	,	,	PUNCT
aeasj-240	30	44	korea	korea	PROPN
aeasj-240	30	45	,	,	PUNCT
aeasj-240	30	46	among	among	ADP
aeasj-240	30	47	others(skyscraper	others(skyscraper	PROPN
aeasj-240	30	48	city	city	NOUN
aeasj-240	30	49	2006	2006	NUM
aeasj-240	30	50	)	)	PUNCT
aeasj-240	30	51	,	,	PUNCT
aeasj-240	30	52	and	and	CCONJ
aeasj-240	30	53	africa	africa	PROPN
aeasj-240	30	54	biggest	big	ADJ
aeasj-240	30	55	economy	economy	NOUN
aeasj-240	30	56	by	by	ADP
aeasj-240	30	57	2050	2050	NUM
aeasj-240	30	58	(	(	PUNCT
aeasj-240	30	59	business	business	NOUN
aeasj-240	30	60	economy	economy	NOUN
aeasj-240	30	61	,	,	PUNCT
aeasj-240	30	62	2008	2008	NUM
aeasj-240	30	63	)	)	PUNCT
aeasj-240	30	64	.	.	PUNCT
aeasj-240	31	1	the	the	DET
aeasj-240	31	2	vision	vision	NOUN
aeasj-240	31	3	2020	2020	NUM
aeasj-240	31	4	is	be	AUX
aeasj-240	31	5	to	to	PART
aeasj-240	31	6	be	be	AUX
aeasj-240	31	7	realized	realize	VERB
aeasj-240	31	8	through	through	ADP
aeasj-240	31	9	the	the	DET
aeasj-240	31	10	growth	growth	NOUN
aeasj-240	31	11	of	of	ADP
aeasj-240	31	12	the	the	DET
aeasj-240	31	13	private	private	ADJ
aeasj-240	31	14	sector	sector	NOUN
aeasj-240	31	15	.	.	PUNCT
aeasj-240	32	1	however	however	ADV
aeasj-240	32	2	,	,	PUNCT
aeasj-240	32	3	as	as	ADP
aeasj-240	32	4	solanke	solanke	NOUN
aeasj-240	32	5	(	(	PUNCT
aeasj-240	32	6	2007	2007	NUM
aeasj-240	32	7	)	)	PUNCT
aeasj-240	32	8	argued	argue	VERB
aeasj-240	32	9	,	,	PUNCT
aeasj-240	32	10	the	the	DET
aeasj-240	32	11	state	state	NOUN
aeasj-240	32	12	of	of	ADP
aeasj-240	32	13	the	the	DET
aeasj-240	32	14	private	private	ADJ
aeasj-240	32	15	sector	sector	NOUN
aeasj-240	32	16	,	,	PUNCT
aeasj-240	32	17	its	its	PRON
aeasj-240	32	18	characteristics	characteristic	NOUN
aeasj-240	32	19	,	,	PUNCT
aeasj-240	32	20	disposition	disposition	NOUN
aeasj-240	32	21	and	and	CCONJ
aeasj-240	32	22	resilience	resilience	NOUN
aeasj-240	32	23	would	would	AUX
aeasj-240	32	24	determine	determine	VERB
aeasj-240	32	25	in	in	ADP
aeasj-240	32	26	substantial	substantial	ADJ
aeasj-240	32	27	respects	respect	NOUN
aeasj-240	32	28	how	how	SCONJ
aeasj-240	32	29	far	far	ADV
aeasj-240	32	30	the	the	DET
aeasj-240	32	31	lofty	lofty	ADJ
aeasj-240	32	32	objectives	objective	NOUN
aeasj-240	32	33	of	of	ADP
aeasj-240	32	34	repositioning	reposition	VERB
aeasj-240	32	35	nigeria	nigeria	PROPN
aeasj-240	32	36	’s	’s	PART
aeasj-240	32	37	economy	economy	NOUN
aeasj-240	32	38	can	can	AUX
aeasj-240	32	39	be	be	AUX
aeasj-240	32	40	achieved	achieve	VERB
aeasj-240	32	41	.	.	PUNCT
aeasj-240	33	1	accordingly	accordingly	ADV
aeasj-240	33	2	,	,	PUNCT
aeasj-240	33	3	the	the	DET
aeasj-240	33	4	nigeria	nigeria	PROPN
aeasj-240	33	5	government	government	NOUN
aeasj-240	33	6	has	have	AUX
aeasj-240	33	7	also	also	ADV
aeasj-240	33	8	adopted	adopt	VERB
aeasj-240	33	9	the	the	DET
aeasj-240	33	10	public	public	ADJ
aeasj-240	33	11	private	private	ADJ
aeasj-240	33	12	partnership	partnership	NOUN
aeasj-240	33	13	(	(	PUNCT
aeasj-240	33	14	ppp	ppp	NOUN
aeasj-240	33	15	)	)	PUNCT
aeasj-240	33	16	strategy	strategy	NOUN
aeasj-240	33	17	.	.	PUNCT
aeasj-240	34	1	ppp	ppp	NOUN
aeasj-240	34	2	schemes	scheme	NOUN
aeasj-240	34	3	are	be	AUX
aeasj-240	34	4	designed	design	VERB
aeasj-240	34	5	to	to	PART
aeasj-240	34	6	lead	lead	VERB
aeasj-240	34	7	to	to	ADP
aeasj-240	34	8	dramatic	dramatic	ADJ
aeasj-240	34	9	improvement	improvement	NOUN
aeasj-240	34	10	in	in	ADP
aeasj-240	34	11	quality	quality	NOUN
aeasj-240	34	12	,	,	PUNCT
aeasj-240	34	13	availability	availability	NOUN
aeasj-240	34	14	and	and	CCONJ
aeasj-240	34	15	cost	cost	NOUN
aeasj-240	34	16	-	-	PUNCT
aeasj-240	34	17	effectiveness	effectiveness	NOUN
aeasj-240	34	18	of	of	ADP
aeasj-240	34	19	services	service	NOUN
aeasj-240	34	20	.	.	PUNCT
aeasj-240	35	1	these	these	PRON
aeasj-240	35	2	include	include	VERB
aeasj-240	35	3	service	service	NOUN
aeasj-240	35	4	contracts	contract	NOUN
aeasj-240	35	5	;	;	PUNCT
aeasj-240	35	6	management	management	NOUN
aeasj-240	35	7	contracts	contract	NOUN
aeasj-240	35	8	;	;	PUNCT
aeasj-240	35	9	leases	lease	NOUN
aeasj-240	35	10	;	;	PUNCT
aeasj-240	35	11	build	build	VERB
aeasj-240	35	12	,	,	PUNCT
aeasj-240	35	13	operate	operate	VERB
aeasj-240	35	14	and	and	CCONJ
aeasj-240	35	15	transfer	transfer	VERB
aeasj-240	35	16	;	;	PUNCT
aeasj-240	35	17	and	and	CCONJ
aeasj-240	35	18	concessions	concession	NOUN
aeasj-240	35	19	.	.	PUNCT
aeasj-240	36	1	as	as	ADP
aeasj-240	36	2	a	a	DET
aeasj-240	36	3	compliment	compliment	NOUN
aeasj-240	36	4	to	to	ADP
aeasj-240	36	5	the	the	DET
aeasj-240	36	6	various	various	ADJ
aeasj-240	36	7	programmes	programme	NOUN
aeasj-240	36	8	of	of	ADP
aeasj-240	36	9	the	the	DET
aeasj-240	36	10	government	government	NOUN
aeasj-240	36	11	to	to	PART
aeasj-240	36	12	accelerate	accelerate	VERB
aeasj-240	36	13	the	the	DET
aeasj-240	36	14	rate	rate	NOUN
aeasj-240	36	15	of	of	ADP
aeasj-240	36	16	growth	growth	NOUN
aeasj-240	36	17	of	of	ADP
aeasj-240	36	18	the	the	DET
aeasj-240	36	19	economy	economy	NOUN
aeasj-240	36	20	,	,	PUNCT
aeasj-240	36	21	it	it	PRON
aeasj-240	36	22	has	have	AUX
aeasj-240	36	23	been	be	AUX
aeasj-240	36	24	suggested	suggest	VERB
aeasj-240	36	25	that	that	SCONJ
aeasj-240	36	26	the	the	DET
aeasj-240	36	27	level	level	NOUN
aeasj-240	36	28	of	of	ADP
aeasj-240	36	29	dependence	dependence	NOUN
aeasj-240	36	30	on	on	ADP
aeasj-240	36	31	the	the	DET
aeasj-240	36	32	oil	oil	NOUN
aeasj-240	36	33	sector	sector	NOUN
aeasj-240	36	34	should	should	AUX
aeasj-240	36	35	be	be	AUX
aeasj-240	36	36	reduced	reduce	VERB
aeasj-240	36	37	,	,	PUNCT
aeasj-240	36	38	while	while	SCONJ
aeasj-240	36	39	concentration	concentration	NOUN
aeasj-240	36	40	should	should	AUX
aeasj-240	36	41	be	be	AUX
aeasj-240	36	42	on	on	ADP
aeasj-240	36	43	the	the	DET
aeasj-240	36	44	manufacturing	manufacturing	NOUN
aeasj-240	36	45	,	,	PUNCT
aeasj-240	36	46	energy	energy	NOUN
aeasj-240	36	47	,	,	PUNCT
aeasj-240	36	48	transport	transport	NOUN
aeasj-240	36	49	and	and	CCONJ
aeasj-240	36	50	agriculture	agriculture	NOUN
aeasj-240	36	51	(	(	PUNCT
aeasj-240	36	52	hale	hale	PROPN
aeasj-240	36	53	,	,	PUNCT
aeasj-240	36	54	2002	2002	NUM
aeasj-240	36	55	)	)	PUNCT
aeasj-240	36	56	.	.	PUNCT
aeasj-240	37	1	this	this	PRON
aeasj-240	37	2	means	mean	VERB
aeasj-240	37	3	that	that	SCONJ
aeasj-240	37	4	efficient	efficient	ADJ
aeasj-240	37	5	allocation	allocation	NOUN
aeasj-240	37	6	of	of	ADP
aeasj-240	37	7	funds	fund	NOUN
aeasj-240	37	8	to	to	ADP
aeasj-240	37	9	the	the	DET
aeasj-240	37	10	real	real	ADJ
aeasj-240	37	11	sector	sector	NOUN
aeasj-240	37	12	have	have	VERB
aeasj-240	37	13	high	high	ADJ
aeasj-240	37	14	tendency	tendency	NOUN
aeasj-240	37	15	of	of	ADP
aeasj-240	37	16	improving	improve	VERB
aeasj-240	37	17	the	the	DET
aeasj-240	37	18	economy	economy	NOUN
aeasj-240	37	19	.	.	PUNCT
aeasj-240	38	1	in	in	ADP
aeasj-240	38	2	the	the	DET
aeasj-240	38	3	mid-80s	mid-80	NOUN
aeasj-240	38	4	,	,	PUNCT
aeasj-240	38	5	the	the	DET
aeasj-240	38	6	direct	direct	ADJ
aeasj-240	38	7	control	control	NOUN
aeasj-240	38	8	of	of	ADP
aeasj-240	38	9	credit	credit	NOUN
aeasj-240	38	10	allocation	allocation	NOUN
aeasj-240	38	11	and	and	CCONJ
aeasj-240	38	12	regulated	regulated	ADJ
aeasj-240	38	13	interest	interest	NOUN
aeasj-240	38	14	rate	rate	NOUN
aeasj-240	38	15	structure	structure	NOUN
aeasj-240	38	16	was	be	AUX
aeasj-240	38	17	used	use	VERB
aeasj-240	38	18	to	to	PART
aeasj-240	38	19	channel	channel	VERB
aeasj-240	38	20	banks	bank	NOUN
aeasj-240	38	21	credit	credit	NOUN
aeasj-240	38	22	to	to	ADP
aeasj-240	38	23	the	the	DET
aeasj-240	38	24	real	real	ADJ
aeasj-240	38	25	sectors	sector	NOUN
aeasj-240	38	26	of	of	ADP
aeasj-240	38	27	the	the	DET
aeasj-240	38	28	economy	economy	NOUN
aeasj-240	38	29	by	by	ADP
aeasj-240	38	30	that	that	DET
aeasj-240	38	31	arrangement	arrangement	NOUN
aeasj-240	38	32	,	,	PUNCT
aeasj-240	38	33	banks	bank	NOUN
aeasj-240	38	34	were	be	AUX
aeasj-240	38	35	statutorily	statutorily	ADV
aeasj-240	38	36	required	require	VERB
aeasj-240	38	37	to	to	PART
aeasj-240	38	38	allocate	allocate	VERB
aeasj-240	38	39	most	most	ADJ
aeasj-240	38	40	of	of	ADP
aeasj-240	38	41	the	the	DET
aeasj-240	38	42	loan	loan	NOUN
aeasj-240	38	43	-	-	PUNCT
aeasj-240	38	44	able	able	ADJ
aeasj-240	38	45	funds	fund	NOUN
aeasj-240	38	46	to	to	ADP
aeasj-240	38	47	the	the	DET
aeasj-240	38	48	key	key	ADJ
aeasj-240	38	49	sectors	sector	NOUN
aeasj-240	38	50	like	like	ADP
aeasj-240	38	51	agriculture	agriculture	NOUN
aeasj-240	38	52	,	,	PUNCT
aeasj-240	38	53	manufacturing	manufacturing	NOUN
aeasj-240	38	54	,	,	PUNCT
aeasj-240	38	55	sold	sell	VERB
aeasj-240	38	56	minerals	mineral	NOUN
aeasj-240	38	57	,	,	PUNCT
aeasj-240	38	58	housing	housing	NOUN
aeasj-240	38	59	at	at	ADP
aeasj-240	38	60	low	low	ADJ
aeasj-240	38	61	rate	rate	NOUN
aeasj-240	38	62	of	of	ADP
aeasj-240	38	63	interest	interest	NOUN
aeasj-240	38	64	which	which	PRON
aeasj-240	38	65	would	would	AUX
aeasj-240	38	66	result	result	VERB
aeasj-240	38	67	in	in	ADP
aeasj-240	38	68	high	high	ADJ
aeasj-240	38	69	investments	investment	NOUN
aeasj-240	38	70	and	and	CCONJ
aeasj-240	38	71	outputs	output	NOUN
aeasj-240	38	72	and	and	CCONJ
aeasj-240	38	73	invariably	invariably	ADV
aeasj-240	38	74	growth	growth	NOUN
aeasj-240	38	75	of	of	ADP
aeasj-240	38	76	the	the	DET
aeasj-240	38	77	domestic	domestic	ADJ
aeasj-240	38	78	economy	economy	NOUN
aeasj-240	38	79	,	,	PUNCT
aeasj-240	38	80	however	however	ADV
aeasj-240	38	81	,	,	PUNCT
aeasj-240	38	82	the	the	DET
aeasj-240	38	83	weakness	weakness	NOUN
aeasj-240	38	84	that	that	PRON
aeasj-240	38	85	characterized	characterize	VERB
aeasj-240	38	86	the	the	DET
aeasj-240	38	87	policy	policy	NOUN
aeasj-240	38	88	in	in	ADP
aeasj-240	38	89	september	september	PROPN
aeasj-240	38	90	1986	1986	NUM
aeasj-240	38	91	to	to	PART
aeasj-240	38	92	eliminate	eliminate	VERB
aeasj-240	38	93	inefficiency	inefficiency	NOUN
aeasj-240	38	94	and	and	CCONJ
aeasj-240	38	95	enhance	enhance	VERB
aeasj-240	38	96	effective	effective	ADJ
aeasj-240	38	97	mobilization	mobilization	NOUN
aeasj-240	38	98	and	and	CCONJ
aeasj-240	38	99	utilization	utilization	NOUN
aeasj-240	38	100	of	of	ADP
aeasj-240	38	101	resources	resource	NOUN
aeasj-240	38	102	which	which	PRON
aeasj-240	38	103	ultimately	ultimately	ADV
aeasj-240	38	104	would	would	AUX
aeasj-240	38	105	translate	translate	VERB
aeasj-240	38	106	to	to	ADP
aeasj-240	38	107	a	a	DET
aeasj-240	38	108	sound	sound	ADJ
aeasj-240	38	109	and	and	CCONJ
aeasj-240	38	110	stable	stable	ADJ
aeasj-240	38	111	banking	banking	NOUN
aeasj-240	38	112	system	system	NOUN
aeasj-240	38	113	.	.	PUNCT
aeasj-240	39	1	hence	hence	ADV
aeasj-240	39	2	,	,	PUNCT
aeasj-240	39	3	the	the	DET
aeasj-240	39	4	central	central	ADJ
aeasj-240	39	5	bank	bank	PROPN
aeasj-240	39	6	of	of	ADP
aeasj-240	39	7	nigeria	nigeria	PROPN
aeasj-240	39	8	has	have	AUX
aeasj-240	39	9	made	make	VERB
aeasj-240	39	10	concerted	concerted	ADJ
aeasj-240	39	11	effort	effort	NOUN
aeasj-240	39	12	via	via	ADP
aeasj-240	39	13	several	several	ADJ
aeasj-240	39	14	banks	bank	NOUN
aeasj-240	39	15	reforms	reform	NOUN
aeasj-240	39	16	especially	especially	ADV
aeasj-240	39	17	from	from	ADP
aeasj-240	39	18	the	the	DET
aeasj-240	39	19	wake	wake	NOUN
aeasj-240	39	20	of	of	ADP
aeasj-240	39	21	last	last	ADJ
aeasj-240	39	22	decade	decade	NOUN
aeasj-240	39	23	through	through	ADP
aeasj-240	39	24	effective	effective	ADJ
aeasj-240	39	25	surveillance	surveillance	NOUN
aeasj-240	39	26	and	and	CCONJ
aeasj-240	39	27	prudential	prudential	ADJ
aeasj-240	39	28	guidelines	guideline	NOUN
aeasj-240	39	29	,	,	PUNCT
aeasj-240	39	30	a	a	DET
aeasj-240	39	31	more	more	ADV
aeasj-240	39	32	stringent	stringent	ADJ
aeasj-240	39	33	procedure	procedure	NOUN
aeasj-240	39	34	for	for	ADP
aeasj-240	39	35	licensing	licensing	NOUN
aeasj-240	39	36	and	and	CCONJ
aeasj-240	39	37	increase	increase	VERB
aeasj-240	39	38	in	in	ADP
aeasj-240	39	39	the	the	DET
aeasj-240	39	40	capitalization	capitalization	NOUN
aeasj-240	39	41	base	base	NOUN
aeasj-240	39	42	among	among	ADP
aeasj-240	39	43	others	other	NOUN
aeasj-240	39	44	to	to	PART
aeasj-240	39	45	ensure	ensure	VERB
aeasj-240	39	46	a	a	DET
aeasj-240	39	47	sound	sound	ADJ
aeasj-240	39	48	and	and	CCONJ
aeasj-240	39	49	stable	stable	ADJ
aeasj-240	39	50	banking	banking	NOUN
aeasj-240	39	51	system	system	NOUN
aeasj-240	39	52	capable	capable	ADJ
aeasj-240	39	53	of	of	ADP
aeasj-240	39	54	providing	provide	VERB
aeasj-240	39	55	effective	effective	ADJ
aeasj-240	39	56	intermediation	intermediation	NOUN
aeasj-240	39	57	that	that	PRON
aeasj-240	39	58	would	would	AUX
aeasj-240	39	59	stimulate	stimulate	VERB
aeasj-240	39	60	growth	growth	NOUN
aeasj-240	39	61	,	,	PUNCT
aeasj-240	39	62	encourage	encourage	VERB
aeasj-240	39	63	medium	medium	ADJ
aeasj-240	39	64	and	and	CCONJ
aeasj-240	39	65	long	long	ADJ
aeasj-240	39	66	-	-	PUNCT
aeasj-240	39	67	term	term	NOUN
aeasj-240	39	68	lending	lending	NOUN
aeasj-240	39	69	to	to	ADP
aeasj-240	39	70	the	the	DET
aeasj-240	39	71	real	real	ADJ
aeasj-240	39	72	sectors	sector	NOUN
aeasj-240	39	73	capable	capable	ADJ
aeasj-240	39	74	of	of	ADP
aeasj-240	39	75	diversifying	diversify	VERB
aeasj-240	39	76	the	the	DET
aeasj-240	39	77	productive	productive	ADJ
aeasj-240	39	78	base	base	NOUN
aeasj-240	39	79	of	of	ADP
aeasj-240	39	80	the	the	DET
aeasj-240	39	81	economy	economy	NOUN
aeasj-240	39	82	(	(	PUNCT
aeasj-240	39	83	iwedi	iwedi	PROPN
aeasj-240	39	84	&	&	CCONJ
aeasj-240	39	85	igbanibo	igbanibo	PROPN
aeasj-240	39	86	2015	2015	NUM
aeasj-240	39	87	)	)	PUNCT
aeasj-240	39	88	.	.	PUNCT
aeasj-240	40	1	it	it	PRON
aeasj-240	40	2	would	would	AUX
aeasj-240	40	3	be	be	AUX
aeasj-240	40	4	recalled	recall	VERB
aeasj-240	40	5	that	that	SCONJ
aeasj-240	40	6	the	the	DET
aeasj-240	40	7	banking	banking	NOUN
aeasj-240	40	8	crisis	crisis	NOUN
aeasj-240	40	9	in	in	ADP
aeasj-240	40	10	nigeria	nigeria	PROPN
aeasj-240	40	11	in	in	ADP
aeasj-240	40	12	the	the	DET
aeasj-240	40	13	1990s	1990s	NUM
aeasj-240	40	14	was	be	AUX
aeasj-240	40	15	associated	associate	VERB
aeasj-240	40	16	with	with	ADP
aeasj-240	40	17	sharp	sharp	ADJ
aeasj-240	40	18	increases	increase	NOUN
aeasj-240	40	19	in	in	ADP
aeasj-240	40	20	interest	interest	NOUN
aeasj-240	40	21	rate	rate	NOUN
aeasj-240	40	22	,	,	PUNCT
aeasj-240	40	23	large	large	ADJ
aeasj-240	40	24	currency	currency	NOUN
aeasj-240	40	25	depreciation	depreciation	NOUN
aeasj-240	40	26	and	and	CCONJ
aeasj-240	40	27	devaluation	devaluation	NOUN
aeasj-240	40	28	and	and	CCONJ
aeasj-240	40	29	lasting	last	VERB
aeasj-240	40	30	decline	decline	NOUN
aeasj-240	40	31	in	in	ADP
aeasj-240	40	32	the	the	DET
aeasj-240	40	33	supply	supply	NOUN
aeasj-240	40	34	of	of	ADP
aeasj-240	40	35	credit	credit	NOUN
aeasj-240	40	36	.	.	PUNCT
aeasj-240	41	1	it	it	PRON
aeasj-240	41	2	is	be	AUX
aeasj-240	41	3	worth	worth	ADJ
aeasj-240	41	4	knowing	know	VERB
aeasj-240	41	5	that	that	SCONJ
aeasj-240	41	6	access	access	NOUN
aeasj-240	41	7	to	to	ADP
aeasj-240	41	8	bank	bank	NOUN
aeasj-240	41	9	credit	credit	NOUN
aeasj-240	41	10	allows	allow	VERB
aeasj-240	41	11	firms	firm	NOUN
aeasj-240	41	12	to	to	PART
aeasj-240	41	13	increase	increase	VERB
aeasj-240	41	14	production	production	NOUN
aeasj-240	41	15	,	,	PUNCT
aeasj-240	41	16	output	output	NOUN
aeasj-240	41	17	and	and	CCONJ
aeasj-240	41	18	efficiency	efficiency	NOUN
aeasj-240	41	19	and	and	CCONJ
aeasj-240	41	20	in	in	ADP
aeasj-240	41	21	turn	turn	NOUN
aeasj-240	41	22	increases	increase	VERB
aeasj-240	41	23	the	the	DET
aeasj-240	41	24	profitability	profitability	NOUN
aeasj-240	41	25	of	of	ADP
aeasj-240	41	26	banks	bank	NOUN
aeasj-240	41	27	through	through	ADP
aeasj-240	41	28	interest	interest	NOUN
aeasj-240	41	29	earned	earn	VERB
aeasj-240	41	30	and	and	CCONJ
aeasj-240	41	31	improves	improve	VERB
aeasj-240	41	32	economic	economic	ADJ
aeasj-240	41	33	growth	growth	NOUN
aeasj-240	41	34	(	(	PUNCT
aeasj-240	41	35	adeniyi	adeniyi	ADV
aeasj-240	41	36	2015	2015	NUM
aeasj-240	41	37	)	)	PUNCT
aeasj-240	41	38	.	.	PUNCT
aeasj-240	42	1	abubakar	abubakar	PROPN
aeasj-240	42	2	and	and	CCONJ
aeasj-240	42	3	gani	gani	PROPN
aeasj-240	42	4	,	,	PUNCT
aeasj-240	42	5	(	(	PUNCT
aeasj-240	42	6	2013	2013	NUM
aeasj-240	42	7	)	)	PUNCT
aeasj-240	42	8	also	also	ADV
aeasj-240	42	9	agreed	agree	VERB
aeasj-240	42	10	that	that	SCONJ
aeasj-240	42	11	the	the	DET
aeasj-240	42	12	real	real	ADJ
aeasj-240	42	13	sector	sector	NOUN
aeasj-240	42	14	in	in	ADP
aeasj-240	42	15	nigeria	nigeria	PROPN
aeasj-240	42	16	still	still	ADV
aeasj-240	42	17	face	face	VERB
aeasj-240	42	18	difficulty	difficulty	NOUN
aeasj-240	42	19	in	in	ADP
aeasj-240	42	20	the	the	DET
aeasj-240	42	21	accessibility	accessibility	NOUN
aeasj-240	42	22	of	of	ADP
aeasj-240	42	23	financial	financial	ADJ
aeasj-240	42	24	resources	resource	NOUN
aeasj-240	42	25	especially	especially	ADV
aeasj-240	42	26	from	from	ADP
aeasj-240	42	27	the	the	DET
aeasj-240	42	28	commercial	commercial	ADJ
aeasj-240	42	29	banks	bank	NOUN
aeasj-240	42	30	that	that	PRON
aeasj-240	42	31	hold	hold	VERB
aeasj-240	42	32	about	about	ADV
aeasj-240	42	33	90	90	NUM
aeasj-240	42	34	%	%	NOUN
aeasj-240	42	35	of	of	ADP
aeasj-240	42	36	the	the	DET
aeasj-240	42	37	total	total	ADJ
aeasj-240	42	38	financial	financial	ADJ
aeasj-240	42	39	sector	sector	NOUN
aeasj-240	42	40	assets	asset	NOUN
aeasj-240	42	41	and	and	CCONJ
aeasj-240	42	42	high	high	ADJ
aeasj-240	42	43	rate	rate	NOUN
aeasj-240	42	44	of	of	ADP
aeasj-240	42	45	interest	interest	NOUN
aeasj-240	42	46	rate	rate	NOUN
aeasj-240	42	47	causing	cause	VERB
aeasj-240	42	48	many	many	ADJ
aeasj-240	42	49	firms	firm	NOUN
aeasj-240	42	50	to	to	PART
aeasj-240	42	51	avoid	avoid	VERB
aeasj-240	42	52	bank	bank	NOUN
aeasj-240	42	53	-	-	PUNCT
aeasj-240	42	54	borrowing	borrowing	NOUN
aeasj-240	42	55	.	.	PUNCT
aeasj-240	43	1	other	other	ADJ
aeasj-240	43	2	formidable	formidable	ADJ
aeasj-240	43	3	financing	financing	NOUN
aeasj-240	43	4	challenges	challenge	NOUN
aeasj-240	43	5	include	include	VERB
aeasj-240	43	6	concentration	concentration	NOUN
aeasj-240	43	7	of	of	ADP
aeasj-240	43	8	bank	bank	NOUN
aeasj-240	43	9	credit	credit	NOUN
aeasj-240	43	10	to	to	ADP
aeasj-240	43	11	the	the	DET
aeasj-240	43	12	oil	oil	NOUN
aeasj-240	43	13	and	and	CCONJ
aeasj-240	43	14	gas	gas	NOUN
aeasj-240	43	15	,	,	PUNCT
aeasj-240	43	16	communication	communication	NOUN
aeasj-240	43	17	and	and	CCONJ
aeasj-240	43	18	general	general	ADJ
aeasj-240	43	19	commerce	commerce	NOUN
aeasj-240	43	20	sectors	sector	NOUN
aeasj-240	43	21	to	to	ADP
aeasj-240	43	22	the	the	DET
aeasj-240	43	23	disadvantage	disadvantage	NOUN
aeasj-240	43	24	of	of	ADP
aeasj-240	43	25	the	the	DET
aeasj-240	43	26	core	core	ADJ
aeasj-240	43	27	real	real	ADJ
aeasj-240	43	28	sectors	sector	NOUN
aeasj-240	43	29	such	such	ADJ
aeasj-240	43	30	as	as	ADP
aeasj-240	43	31	agriculture	agriculture	NOUN
aeasj-240	43	32	and	and	CCONJ
aeasj-240	43	33	manufacturing	manufacturing	NOUN
aeasj-240	43	34	sectors	sector	NOUN
aeasj-240	43	35	.	.	PUNCT
aeasj-240	44	1	also	also	ADV
aeasj-240	44	2	,	,	PUNCT
aeasj-240	44	3	banks	bank	NOUN
aeasj-240	44	4	are	be	AUX
aeasj-240	44	5	more	more	ADV
aeasj-240	44	6	disposed	disposed	ADJ
aeasj-240	44	7	to	to	ADP
aeasj-240	44	8	financing	finance	VERB
aeasj-240	44	9	government	government	NOUN
aeasj-240	44	10	financial	financial	ADJ
aeasj-240	44	11	need	need	NOUN
aeasj-240	44	12	as	as	SCONJ
aeasj-240	44	13	almost	almost	ADV
aeasj-240	44	14	50	50	NUM
aeasj-240	44	15	%	%	NOUN
aeasj-240	44	16	of	of	ADP
aeasj-240	44	17	their	their	PRON
aeasj-240	44	18	assets	asset	NOUN
aeasj-240	44	19	are	be	AUX
aeasj-240	44	20	tied	tie	VERB
aeasj-240	44	21	up	up	ADP
aeasj-240	44	22	by	by	ADP
aeasj-240	44	23	government	government	NOUN
aeasj-240	44	24	debt	debt	NOUN
aeasj-240	44	25	.	.	PUNCT
aeasj-240	45	1	copyright	copyright	NOUN
aeasj-240	45	2	©	©	PROPN
aeasj-240	45	3	cc	cc	PROPN
aeasj-240	45	4	-	-	PUNCT
aeasj-240	45	5	by	by	ADP
aeasj-240	45	6	-	-	PUNCT
aeasj-240	45	7	nc	nc	PROPN
aeasj-240	45	8	2019	2019	NUM
aeasj-240	45	9	,	,	PUNCT
aeasj-240	45	10	cribfb	cribfb	VERB
aeasj-240	45	11	|	|	ADV
aeasj-240	45	12	aesr	aesr	ADV
aeasj-240	45	13	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-240	45	14	american	american	PROPN
aeasj-240	45	15	economic	economic	PROPN
aeasj-240	45	16	&	&	CCONJ
aeasj-240	45	17	social	social	PROPN
aeasj-240	45	18	review	review	PROPN
aeasj-240	45	19	vol	vol	NOUN
aeasj-240	45	20	.	.	PROPN
aeasj-240	46	1	5	5	NUM
aeasj-240	46	2	,	,	PUNCT
aeasj-240	46	3	no	no	INTJ
aeasj-240	46	4	.	.	NOUN
aeasj-240	46	5	1	1	NUM
aeasj-240	46	6	;	;	PUNCT
aeasj-240	46	7	2019	2019	NUM
aeasj-240	46	8	3	3	NUM
aeasj-240	46	9	basically	basically	ADV
aeasj-240	46	10	,	,	PUNCT
aeasj-240	46	11	the	the	DET
aeasj-240	46	12	nigerian	nigerian	ADJ
aeasj-240	46	13	commercial	commercial	ADJ
aeasj-240	46	14	banks	bank	NOUN
aeasj-240	46	15	dominate	dominate	VERB
aeasj-240	46	16	the	the	DET
aeasj-240	46	17	financial	financial	ADJ
aeasj-240	46	18	sector	sector	NOUN
aeasj-240	46	19	and	and	CCONJ
aeasj-240	46	20	account	account	VERB
aeasj-240	46	21	for	for	ADP
aeasj-240	46	22	a	a	DET
aeasj-240	46	23	large	large	ADJ
aeasj-240	46	24	proportion	proportion	NOUN
aeasj-240	46	25	(	(	PUNCT
aeasj-240	46	26	above	above	ADP
aeasj-240	46	27	90	90	NUM
aeasj-240	46	28	%	%	NOUN
aeasj-240	46	29	)	)	PUNCT
aeasj-240	46	30	of	of	ADP
aeasj-240	46	31	transactions	transaction	NOUN
aeasj-240	46	32	within	within	ADP
aeasj-240	46	33	the	the	DET
aeasj-240	46	34	system	system	NOUN
aeasj-240	46	35	.	.	PUNCT
aeasj-240	47	1	this	this	PRON
aeasj-240	47	2	is	be	AUX
aeasj-240	47	3	measured	measure	VERB
aeasj-240	47	4	as	as	ADP
aeasj-240	47	5	percentage	percentage	NOUN
aeasj-240	47	6	of	of	ADP
aeasj-240	47	7	total	total	ADJ
aeasj-240	47	8	assets	asset	NOUN
aeasj-240	47	9	of	of	ADP
aeasj-240	47	10	the	the	DET
aeasj-240	47	11	commercial	commercial	ADJ
aeasj-240	47	12	banks	bank	NOUN
aeasj-240	47	13	to	to	ADP
aeasj-240	47	14	other	other	ADJ
aeasj-240	47	15	financial	financial	ADJ
aeasj-240	47	16	institutions	institution	NOUN
aeasj-240	47	17	within	within	ADP
aeasj-240	47	18	the	the	DET
aeasj-240	47	19	system	system	NOUN
aeasj-240	47	20	.	.	PUNCT
aeasj-240	48	1	the	the	DET
aeasj-240	48	2	above	above	ADJ
aeasj-240	48	3	clearly	clearly	ADV
aeasj-240	48	4	shows	show	VERB
aeasj-240	48	5	that	that	SCONJ
aeasj-240	48	6	the	the	DET
aeasj-240	48	7	deposit	deposit	NOUN
aeasj-240	48	8	money	money	NOUN
aeasj-240	48	9	banks	bank	NOUN
aeasj-240	48	10	dominate	dominate	VERB
aeasj-240	48	11	the	the	DET
aeasj-240	48	12	nigerian	nigerian	ADJ
aeasj-240	48	13	banking	banking	NOUN
aeasj-240	48	14	scene	scene	NOUN
aeasj-240	48	15	.	.	PUNCT
aeasj-240	49	1	it	it	PRON
aeasj-240	49	2	therefore	therefore	ADV
aeasj-240	49	3	becomes	become	VERB
aeasj-240	49	4	very	very	ADV
aeasj-240	49	5	important	important	ADJ
aeasj-240	49	6	to	to	PART
aeasj-240	49	7	study	study	VERB
aeasj-240	49	8	the	the	DET
aeasj-240	49	9	effectiveness	effectiveness	NOUN
aeasj-240	49	10	of	of	ADP
aeasj-240	49	11	these	these	DET
aeasj-240	49	12	banks	bank	NOUN
aeasj-240	49	13	on	on	ADP
aeasj-240	49	14	the	the	DET
aeasj-240	49	15	nigerian	nigerian	ADJ
aeasj-240	49	16	economy	economy	NOUN
aeasj-240	49	17	.	.	PUNCT
aeasj-240	50	1	there	there	PRON
aeasj-240	50	2	has	have	AUX
aeasj-240	50	3	been	be	AUX
aeasj-240	50	4	a	a	DET
aeasj-240	50	5	renewed	renew	VERB
aeasj-240	50	6	interest	interest	NOUN
aeasj-240	50	7	globally	globally	ADV
aeasj-240	50	8	into	into	ADP
aeasj-240	50	9	the	the	DET
aeasj-240	50	10	study	study	NOUN
aeasj-240	50	11	of	of	ADP
aeasj-240	50	12	credit	credit	NOUN
aeasj-240	50	13	and	and	CCONJ
aeasj-240	50	14	its	its	PRON
aeasj-240	50	15	ability	ability	NOUN
aeasj-240	50	16	to	to	PART
aeasj-240	50	17	generate	generate	VERB
aeasj-240	50	18	growth	growth	NOUN
aeasj-240	50	19	and	and	CCONJ
aeasj-240	50	20	the	the	DET
aeasj-240	50	21	position	position	NOUN
aeasj-240	50	22	of	of	ADP
aeasj-240	50	23	this	this	DET
aeasj-240	50	24	country	country	NOUN
aeasj-240	50	25	makes	make	VERB
aeasj-240	50	26	it	it	PRON
aeasj-240	50	27	somehow	somehow	ADV
aeasj-240	50	28	important	important	ADJ
aeasj-240	50	29	to	to	PART
aeasj-240	50	30	see	see	VERB
aeasj-240	50	31	the	the	DET
aeasj-240	50	32	contribution	contribution	NOUN
aeasj-240	50	33	of	of	ADP
aeasj-240	50	34	the	the	DET
aeasj-240	50	35	financial	financial	ADJ
aeasj-240	50	36	sector	sector	NOUN
aeasj-240	50	37	to	to	ADP
aeasj-240	50	38	the	the	DET
aeasj-240	50	39	spate	spate	NOUN
aeasj-240	50	40	of	of	ADP
aeasj-240	50	41	growth	growth	NOUN
aeasj-240	50	42	within	within	ADP
aeasj-240	50	43	the	the	DET
aeasj-240	50	44	economy	economy	NOUN
aeasj-240	50	45	.	.	PUNCT
aeasj-240	51	1	this	this	DET
aeasj-240	51	2	study	study	NOUN
aeasj-240	51	3	shall	shall	AUX
aeasj-240	51	4	examine	examine	VERB
aeasj-240	51	5	the	the	DET
aeasj-240	51	6	influence	influence	NOUN
aeasj-240	51	7	of	of	ADP
aeasj-240	51	8	bank	bank	NOUN
aeasj-240	51	9	credit	credit	NOUN
aeasj-240	51	10	on	on	ADP
aeasj-240	51	11	the	the	DET
aeasj-240	51	12	nigeria	nigeria	PROPN
aeasj-240	51	13	economy	economy	NOUN
aeasj-240	51	14	using	use	VERB
aeasj-240	51	15	credit	credit	NOUN
aeasj-240	51	16	to	to	ADP
aeasj-240	51	17	private	private	ADJ
aeasj-240	51	18	sector	sector	NOUN
aeasj-240	51	19	,	,	PUNCT
aeasj-240	51	20	credit	credit	NOUN
aeasj-240	51	21	to	to	ADP
aeasj-240	51	22	public	public	ADJ
aeasj-240	51	23	sector	sector	NOUN
aeasj-240	51	24	and	and	CCONJ
aeasj-240	51	25	prime	prime	ADJ
aeasj-240	51	26	lending	lending	NOUN
aeasj-240	51	27	rate	rate	NOUN
aeasj-240	51	28	as	as	ADP
aeasj-240	51	29	the	the	DET
aeasj-240	51	30	independent	independent	ADJ
aeasj-240	51	31	variables	variable	NOUN
aeasj-240	51	32	while	while	SCONJ
aeasj-240	51	33	real	real	ADJ
aeasj-240	51	34	gross	gross	ADJ
aeasj-240	51	35	domestic	domestic	ADJ
aeasj-240	51	36	products	product	NOUN
aeasj-240	51	37	as	as	ADP
aeasj-240	51	38	dependent	dependent	ADJ
aeasj-240	51	39	variables	variable	NOUN
aeasj-240	51	40	.	.	PUNCT
aeasj-240	52	1	series	series	NOUN
aeasj-240	52	2	of	of	ADP
aeasj-240	52	3	empirical	empirical	ADJ
aeasj-240	52	4	studies	study	NOUN
aeasj-240	52	5	has	have	AUX
aeasj-240	52	6	been	be	AUX
aeasj-240	52	7	conducted	conduct	VERB
aeasj-240	52	8	on	on	ADP
aeasj-240	52	9	the	the	DET
aeasj-240	52	10	subject	subject	NOUN
aeasj-240	52	11	matter	matter	NOUN
aeasj-240	52	12	from	from	ADP
aeasj-240	52	13	both	both	CCONJ
aeasj-240	52	14	developed	developed	ADJ
aeasj-240	52	15	and	and	CCONJ
aeasj-240	52	16	developing	develop	VERB
aeasj-240	52	17	countries	country	NOUN
aeasj-240	52	18	for	for	ADP
aeasj-240	52	19	example	example	NOUN
aeasj-240	52	20	;	;	PUNCT
aeasj-240	52	21	(	(	PUNCT
aeasj-240	52	22	akpansung	akpansung	ADJ
aeasj-240	52	23	,	,	PUNCT
aeasj-240	52	24	2011	2011	NUM
aeasj-240	52	25	;	;	PUNCT
aeasj-240	52	26	murty	murty	NOUN
aeasj-240	52	27	,	,	PUNCT
aeasj-240	52	28	sailaja	sailaja	PROPN
aeasj-240	52	29	&	&	CCONJ
aeasj-240	52	30	dismissie	dismissie	PROPN
aeasj-240	52	31	,	,	PUNCT
aeasj-240	52	32	2012	2012	NUM
aeasj-240	52	33	;	;	PUNCT
aeasj-240	52	34	muhsin	muhsin	PROPN
aeasj-240	52	35	&	&	CCONJ
aeasj-240	52	36	eric	eric	PROPN
aeasj-240	52	37	,	,	PUNCT
aeasj-240	52	38	2000	2000	NUM
aeasj-240	52	39	;	;	PUNCT
aeasj-240	52	40	mishra	mishra	PROPN
aeasj-240	52	41	,	,	PUNCT
aeasj-240	52	42	das	das	PROPN
aeasj-240	52	43	&	&	CCONJ
aeasj-240	52	44	pradhan	pradhan	PROPN
aeasj-240	52	45	2009	2009	NUM
aeasj-240	52	46	;	;	PUNCT
aeasj-240	52	47	aliero	aliero	PROPN
aeasj-240	52	48	,	,	PUNCT
aeasj-240	52	49	abdullahi	abdullahi	PROPN
aeasj-240	52	50	&	&	CCONJ
aeasj-240	52	51	adamu	adamu	PROPN
aeasj-240	52	52	,	,	PUNCT
aeasj-240	52	53	2013	2013	NUM
aeasj-240	52	54	;	;	PUNCT
aeasj-240	52	55	hassan	hassan	PROPN
aeasj-240	52	56	,	,	PUNCT
aeasj-240	52	57	sanchez	sanchez	PROPN
aeasj-240	52	58	&	&	CCONJ
aeasj-240	52	59	yu	yu	PROPN
aeasj-240	52	60	,	,	PUNCT
aeasj-240	52	61	2011	2011	NUM
aeasj-240	52	62	;	;	PUNCT
aeasj-240	52	63	eatzaz	eatzaz	VERB
aeasj-240	52	64	&	&	CCONJ
aeasj-240	52	65	malik	malik	PROPN
aeasj-240	52	66	,	,	PUNCT
aeasj-240	52	67	2009	2009	NUM
aeasj-240	52	68	;	;	PUNCT
aeasj-240	52	69	debray	debray	VERB
aeasj-240	52	70	,	,	PUNCT
aeasj-240	52	71	2003	2003	NUM
aeasj-240	52	72	;	;	PUNCT
aeasj-240	52	73	aurangzeb	aurangzeb	NOUN
aeasj-240	52	74	,	,	PUNCT
aeasj-240	52	75	2012	2012	NUM
aeasj-240	52	76	;	;	PUNCT
aeasj-240	52	77	ekpenyong	ekpenyong	PROPN
aeasj-240	52	78	&	&	CCONJ
aeasj-240	52	79	ikechukwo	ikechukwo	PROPN
aeasj-240	52	80	,	,	PUNCT
aeasj-240	52	81	2011	2011	NUM
aeasj-240	52	82	;)	;)	PUNCT
aeasj-240	52	83	.	.	PUNCT
aeasj-240	53	1	however	however	ADV
aeasj-240	53	2	,	,	PUNCT
aeasj-240	53	3	some	some	DET
aeasj-240	53	4	studies	study	NOUN
aeasj-240	53	5	found	find	VERB
aeasj-240	53	6	positive	positive	ADJ
aeasj-240	53	7	relationship	relationship	NOUN
aeasj-240	53	8	between	between	ADP
aeasj-240	53	9	commercial	commercial	ADJ
aeasj-240	53	10	bank	bank	NOUN
aeasj-240	53	11	credit	credit	NOUN
aeasj-240	53	12	and	and	CCONJ
aeasj-240	53	13	the	the	DET
aeasj-240	53	14	economy	economy	NOUN
aeasj-240	53	15	(	(	PUNCT
aeasj-240	53	16	ahmed	ahme	VERB
aeasj-240	53	17	,	,	PUNCT
aeasj-240	53	18	2008	2008	NUM
aeasj-240	53	19	;	;	PUNCT
aeasj-240	53	20	akpansung	akpansung	ADJ
aeasj-240	53	21	and	and	CCONJ
aeasj-240	53	22	babalola	babalola	PROPN
aeasj-240	53	23	2011	2011	NUM
aeasj-240	53	24	;	;	PUNCT
aeasj-240	53	25	aurangzeb	aurangzeb	NOUN
aeasj-240	53	26	,	,	PUNCT
aeasj-240	53	27	2012	2012	NUM
aeasj-240	53	28	;)	;)	PUNCT
aeasj-240	53	29	among	among	ADP
aeasj-240	53	30	others	other	NOUN
aeasj-240	53	31	,	,	PUNCT
aeasj-240	53	32	while	while	SCONJ
aeasj-240	53	33	others	other	NOUN
aeasj-240	53	34	found	find	VERB
aeasj-240	53	35	a	a	DET
aeasj-240	53	36	negative	negative	ADJ
aeasj-240	53	37	relationship	relationship	NOUN
aeasj-240	53	38	between	between	ADP
aeasj-240	53	39	commercial	commercial	ADJ
aeasj-240	53	40	bank	bank	NOUN
aeasj-240	53	41	credit	credit	NOUN
aeasj-240	53	42	and	and	CCONJ
aeasj-240	53	43	economy	economy	NOUN
aeasj-240	53	44	(	(	PUNCT
aeasj-240	53	45	nuno	nuno	PROPN
aeasj-240	53	46	,	,	PUNCT
aeasj-240	53	47	2012	2012	NUM
aeasj-240	53	48	;	;	PUNCT
aeasj-240	53	49	debray	debray	VERB
aeasj-240	53	50	,	,	PUNCT
aeasj-240	53	51	2003	2003	NUM
aeasj-240	53	52	;	;	PUNCT
aeasj-240	53	53	ekpenyong	ekpenyong	PROPN
aeasj-240	53	54	&	&	CCONJ
aeasj-240	53	55	ikechukwo	ikechukwo	PROPN
aeasj-240	53	56	,	,	PUNCT
aeasj-240	53	57	2011	2011	NUM
aeasj-240	53	58	;	;	PUNCT
aeasj-240	53	59	hassan	hassan	PROPN
aeasj-240	53	60	et	et	PROPN
aeasj-240	53	61	al	al	PROPN
aeasj-240	53	62	.	.	PROPN
aeasj-240	54	1	(	(	PUNCT
aeasj-240	54	2	2011	2011	NUM
aeasj-240	54	3	)	)	PUNCT
aeasj-240	54	4	,	,	PUNCT
aeasj-240	54	5	levine	levine	PROPN
aeasj-240	54	6	(	(	PUNCT
aeasj-240	54	7	1997	1997	NUM
aeasj-240	54	8	)	)	PUNCT
aeasj-240	54	9	and	and	CCONJ
aeasj-240	54	10	levine	levine	PROPN
aeasj-240	54	11	,	,	PUNCT
aeasj-240	54	12	loayza	loayza	PROPN
aeasj-240	54	13	&	&	CCONJ
aeasj-240	54	14	beck	beck	PROPN
aeasj-240	54	15	,	,	PUNCT
aeasj-240	54	16	2000	2000	NUM
aeasj-240	54	17	)	)	PUNCT
aeasj-240	54	18	.	.	PUNCT
aeasj-240	55	1	however	however	ADV
aeasj-240	55	2	,	,	PUNCT
aeasj-240	55	3	the	the	DET
aeasj-240	55	4	divergence	divergence	NOUN
aeasj-240	55	5	in	in	ADP
aeasj-240	55	6	previous	previous	ADJ
aeasj-240	55	7	findings	finding	NOUN
aeasj-240	55	8	may	may	AUX
aeasj-240	55	9	be	be	AUX
aeasj-240	55	10	attributed	attribute	VERB
aeasj-240	55	11	to	to	ADP
aeasj-240	55	12	differences	difference	NOUN
aeasj-240	55	13	in	in	ADP
aeasj-240	55	14	methodologies	methodology	NOUN
aeasj-240	55	15	,	,	PUNCT
aeasj-240	55	16	economic	economic	ADJ
aeasj-240	55	17	factors	factor	NOUN
aeasj-240	55	18	and	and	CCONJ
aeasj-240	55	19	time	time	NOUN
aeasj-240	55	20	frame	frame	NOUN
aeasj-240	55	21	among	among	ADP
aeasj-240	55	22	others	other	NOUN
aeasj-240	55	23	.	.	PUNCT
aeasj-240	56	1	in	in	ADP
aeasj-240	56	2	the	the	DET
aeasj-240	56	3	same	same	ADJ
aeasj-240	56	4	way	way	NOUN
aeasj-240	56	5	,	,	PUNCT
aeasj-240	56	6	the	the	DET
aeasj-240	56	7	study	study	NOUN
aeasj-240	56	8	by	by	ADP
aeasj-240	56	9	mushin	mushin	PROPN
aeasj-240	56	10	and	and	CCONJ
aeasj-240	56	11	eric	eric	PROPN
aeasj-240	56	12	(	(	PUNCT
aeasj-240	56	13	2000	2000	NUM
aeasj-240	56	14	)	)	PUNCT
aeasj-240	56	15	showed	show	VERB
aeasj-240	56	16	that	that	SCONJ
aeasj-240	56	17	the	the	DET
aeasj-240	56	18	effect	effect	NOUN
aeasj-240	56	19	runs	run	VERB
aeasj-240	56	20	from	from	ADP
aeasj-240	56	21	economic	economic	ADJ
aeasj-240	56	22	growth	growth	NOUN
aeasj-240	56	23	to	to	ADP
aeasj-240	56	24	financial	financial	ADJ
aeasj-240	56	25	development	development	NOUN
aeasj-240	56	26	and	and	CCONJ
aeasj-240	56	27	not	not	PART
aeasj-240	56	28	otherwise	otherwise	ADV
aeasj-240	56	29	.	.	PUNCT
aeasj-240	57	1	atseye	atseye	NOUN
aeasj-240	57	2	,	,	PUNCT
aeasj-240	57	3	edim	edim	NOUN
aeasj-240	57	4	and	and	CCONJ
aeasj-240	57	5	ezeaku	ezeaku	NOUN
aeasj-240	57	6	(	(	PUNCT
aeasj-240	57	7	2015	2015	NUM
aeasj-240	57	8	)	)	PUNCT
aeasj-240	57	9	highlight	highlight	VERB
aeasj-240	57	10	that	that	SCONJ
aeasj-240	57	11	despite	despite	SCONJ
aeasj-240	57	12	the	the	DET
aeasj-240	57	13	fact	fact	NOUN
aeasj-240	57	14	that	that	SCONJ
aeasj-240	57	15	credit	credit	NOUN
aeasj-240	57	16	influences	influence	VERB
aeasj-240	57	17	the	the	DET
aeasj-240	57	18	economy	economy	NOUN
aeasj-240	57	19	there	there	ADV
aeasj-240	57	20	still	still	ADV
aeasj-240	57	21	remains	remain	VERB
aeasj-240	57	22	a	a	DET
aeasj-240	57	23	gap	gap	NOUN
aeasj-240	57	24	in	in	ADP
aeasj-240	57	25	understanding	understand	VERB
aeasj-240	57	26	the	the	DET
aeasj-240	57	27	causal	causal	ADJ
aeasj-240	57	28	relationship	relationship	NOUN
aeasj-240	57	29	between	between	ADP
aeasj-240	57	30	commercial	commercial	ADJ
aeasj-240	57	31	bank	bank	NOUN
aeasj-240	57	32	credit	credit	NOUN
aeasj-240	57	33	and	and	CCONJ
aeasj-240	57	34	its	its	PRON
aeasj-240	57	35	impact	impact	NOUN
aeasj-240	57	36	in	in	ADP
aeasj-240	57	37	developing	develop	VERB
aeasj-240	57	38	economies	economy	NOUN
aeasj-240	57	39	.	.	PUNCT
aeasj-240	58	1	the	the	DET
aeasj-240	58	2	influence	influence	NOUN
aeasj-240	58	3	of	of	ADP
aeasj-240	58	4	such	such	ADJ
aeasj-240	58	5	types	type	NOUN
aeasj-240	58	6	of	of	ADP
aeasj-240	58	7	credit	credit	NOUN
aeasj-240	58	8	on	on	ADP
aeasj-240	58	9	economic	economic	ADJ
aeasj-240	58	10	growth	growth	NOUN
aeasj-240	58	11	has	have	AUX
aeasj-240	58	12	received	receive	VERB
aeasj-240	58	13	little	little	ADJ
aeasj-240	58	14	attention	attention	NOUN
aeasj-240	58	15	from	from	ADP
aeasj-240	58	16	researchers	researcher	NOUN
aeasj-240	58	17	.	.	PUNCT
aeasj-240	59	1	admitting	admit	VERB
aeasj-240	59	2	the	the	DET
aeasj-240	59	3	existence	existence	NOUN
aeasj-240	59	4	of	of	ADP
aeasj-240	59	5	such	such	ADJ
aeasj-240	59	6	gap	gap	NOUN
aeasj-240	59	7	,	,	PUNCT
aeasj-240	59	8	tuuli	tuuli	INTJ
aeasj-240	59	9	(	(	PUNCT
aeasj-240	59	10	2002	2002	NUM
aeasj-240	59	11	)	)	PUNCT
aeasj-240	59	12	states	state	VERB
aeasj-240	59	13	that	that	SCONJ
aeasj-240	59	14	of	of	ADP
aeasj-240	59	15	course	course	NOUN
aeasj-240	59	16	there	there	PRON
aeasj-240	59	17	have	have	AUX
aeasj-240	59	18	been	be	AUX
aeasj-240	59	19	a	a	DET
aeasj-240	59	20	few	few	ADJ
aeasj-240	59	21	empirical	empirical	ADJ
aeasj-240	59	22	findings	finding	NOUN
aeasj-240	59	23	on	on	ADP
aeasj-240	59	24	the	the	DET
aeasj-240	59	25	determinants	determinant	NOUN
aeasj-240	59	26	of	of	ADP
aeasj-240	59	27	growth	growth	NOUN
aeasj-240	59	28	in	in	ADP
aeasj-240	59	29	developing	develop	VERB
aeasj-240	59	30	economies	economy	NOUN
aeasj-240	59	31	,	,	PUNCT
aeasj-240	59	32	but	but	CCONJ
aeasj-240	59	33	the	the	DET
aeasj-240	59	34	relationship	relationship	NOUN
aeasj-240	59	35	between	between	ADP
aeasj-240	59	36	bank	bank	NOUN
aeasj-240	59	37	credit	credit	NOUN
aeasj-240	59	38	and	and	CCONJ
aeasj-240	59	39	the	the	DET
aeasj-240	59	40	economy	economy	NOUN
aeasj-240	59	41	has	have	AUX
aeasj-240	59	42	however	however	ADV
aeasj-240	59	43	been	be	AUX
aeasj-240	59	44	neglected	neglect	VERB
aeasj-240	59	45	.	.	PUNCT
aeasj-240	60	1	for	for	ADP
aeasj-240	60	2	this	this	DET
aeasj-240	60	3	reason	reason	NOUN
aeasj-240	60	4	,	,	PUNCT
aeasj-240	60	5	the	the	DET
aeasj-240	60	6	need	need	NOUN
aeasj-240	60	7	to	to	PART
aeasj-240	60	8	fill	fill	VERB
aeasj-240	60	9	this	this	DET
aeasj-240	60	10	gap	gap	NOUN
aeasj-240	60	11	necessitated	necessitate	VERB
aeasj-240	60	12	this	this	DET
aeasj-240	60	13	empirical	empirical	ADJ
aeasj-240	60	14	study	study	NOUN
aeasj-240	60	15	on	on	ADP
aeasj-240	60	16	the	the	DET
aeasj-240	60	17	nigerian	nigerian	ADJ
aeasj-240	60	18	case	case	NOUN
aeasj-240	60	19	.	.	PUNCT
aeasj-240	61	1	this	this	DET
aeasj-240	61	2	study	study	NOUN
aeasj-240	61	3	will	will	AUX
aeasj-240	61	4	be	be	AUX
aeasj-240	61	5	able	able	ADJ
aeasj-240	61	6	to	to	PART
aeasj-240	61	7	answer	answer	VERB
aeasj-240	61	8	the	the	DET
aeasj-240	61	9	following	follow	VERB
aeasj-240	61	10	empirical	empirical	ADJ
aeasj-240	61	11	questions	question	NOUN
aeasj-240	61	12	;	;	PUNCT
aeasj-240	61	13	does	do	AUX
aeasj-240	61	14	bank	bank	NOUN
aeasj-240	61	15	credit	credit	NOUN
aeasj-240	61	16	to	to	ADP
aeasj-240	61	17	the	the	DET
aeasj-240	61	18	private	private	ADJ
aeasj-240	61	19	sector	sector	NOUN
aeasj-240	61	20	affect	affect	VERB
aeasj-240	61	21	the	the	DET
aeasj-240	61	22	nigerian	nigerian	ADJ
aeasj-240	61	23	economy	economy	NOUN
aeasj-240	61	24	?	?	PUNCT
aeasj-240	62	1	does	do	AUX
aeasj-240	62	2	bank	bank	NOUN
aeasj-240	62	3	credit	credit	NOUN
aeasj-240	62	4	to	to	ADP
aeasj-240	62	5	the	the	DET
aeasj-240	62	6	public	public	ADJ
aeasj-240	62	7	sector	sector	NOUN
aeasj-240	62	8	affect	affect	VERB
aeasj-240	62	9	the	the	DET
aeasj-240	62	10	nigerian	nigerian	ADJ
aeasj-240	62	11	economy	economy	NOUN
aeasj-240	62	12	?	?	PUNCT
aeasj-240	63	1	does	do	VERB
aeasj-240	63	2	prime	prime	ADJ
aeasj-240	63	3	lending	lending	NOUN
aeasj-240	63	4	rate	rate	NOUN
aeasj-240	63	5	of	of	ADP
aeasj-240	63	6	bank	bank	NOUN
aeasj-240	63	7	credit	credit	NOUN
aeasj-240	63	8	influence	influence	NOUN
aeasj-240	63	9	the	the	DET
aeasj-240	63	10	nigerian	nigerian	ADJ
aeasj-240	63	11	economy	economy	NOUN
aeasj-240	63	12	?	?	PUNCT
aeasj-240	64	1	the	the	DET
aeasj-240	64	2	study	study	NOUN
aeasj-240	64	3	sought	seek	VERB
aeasj-240	64	4	to	to	PART
aeasj-240	64	5	achieve	achieve	VERB
aeasj-240	64	6	the	the	DET
aeasj-240	64	7	following	follow	VERB
aeasj-240	64	8	specific	specific	ADJ
aeasj-240	64	9	objectives	objective	NOUN
aeasj-240	64	10	:	:	PUNCT
aeasj-240	64	11	to	to	PART
aeasj-240	64	12	determine	determine	VERB
aeasj-240	64	13	how	how	SCONJ
aeasj-240	64	14	bank	bank	NOUN
aeasj-240	64	15	credits	credit	NOUN
aeasj-240	64	16	to	to	ADP
aeasj-240	64	17	the	the	DET
aeasj-240	64	18	private	private	ADJ
aeasj-240	64	19	sector	sector	NOUN
aeasj-240	64	20	affects	affect	VERB
aeasj-240	64	21	the	the	DET
aeasj-240	64	22	nigerian	nigerian	ADJ
aeasj-240	64	23	economy	economy	NOUN
aeasj-240	64	24	,	,	PUNCT
aeasj-240	64	25	to	to	PART
aeasj-240	64	26	determine	determine	VERB
aeasj-240	64	27	how	how	SCONJ
aeasj-240	64	28	bank	bank	NOUN
aeasj-240	64	29	credits	credit	NOUN
aeasj-240	64	30	to	to	ADP
aeasj-240	64	31	the	the	DET
aeasj-240	64	32	public	public	ADJ
aeasj-240	64	33	sector	sector	NOUN
aeasj-240	64	34	affects	affect	VERB
aeasj-240	64	35	the	the	DET
aeasj-240	64	36	nigerian	nigerian	ADJ
aeasj-240	64	37	economy	economy	NOUN
aeasj-240	64	38	and	and	CCONJ
aeasj-240	64	39	to	to	PART
aeasj-240	64	40	establish	establish	VERB
aeasj-240	64	41	the	the	DET
aeasj-240	64	42	extent	extent	NOUN
aeasj-240	64	43	to	to	PART
aeasj-240	64	44	which	which	PRON
aeasj-240	64	45	prime	prime	ADJ
aeasj-240	64	46	lending	lending	NOUN
aeasj-240	64	47	rate	rate	NOUN
aeasj-240	64	48	of	of	ADP
aeasj-240	64	49	commercial	commercial	ADJ
aeasj-240	64	50	bank	bank	NOUN
aeasj-240	64	51	credits	credit	NOUN
aeasj-240	64	52	affect	affect	VERB
aeasj-240	64	53	the	the	DET
aeasj-240	64	54	nigerian	nigerian	ADJ
aeasj-240	64	55	economy	economy	NOUN
aeasj-240	64	56	.	.	PUNCT
aeasj-240	65	1	the	the	DET
aeasj-240	65	2	outline	outline	NOUN
aeasj-240	65	3	of	of	ADP
aeasj-240	65	4	the	the	DET
aeasj-240	65	5	study	study	NOUN
aeasj-240	65	6	is	be	AUX
aeasj-240	65	7	as	as	SCONJ
aeasj-240	65	8	follows	follow	VERB
aeasj-240	65	9	:	:	PUNCT
aeasj-240	65	10	section	section	NOUN
aeasj-240	65	11	one	one	NUM
aeasj-240	65	12	discussed	discuss	VERB
aeasj-240	65	13	the	the	DET
aeasj-240	65	14	introduction	introduction	NOUN
aeasj-240	65	15	of	of	ADP
aeasj-240	65	16	the	the	DET
aeasj-240	65	17	paper	paper	NOUN
aeasj-240	65	18	,	,	PUNCT
aeasj-240	65	19	section	section	NOUN
aeasj-240	65	20	two	two	NUM
aeasj-240	65	21	discussed	discuss	VERB
aeasj-240	65	22	the	the	DET
aeasj-240	65	23	literature	literature	PROPN
aeasj-240	65	24	review	review	PROPN
aeasj-240	65	25	,	,	PUNCT
aeasj-240	65	26	section	section	NOUN
aeasj-240	65	27	three	three	NUM
aeasj-240	65	28	outlines	outline	VERB
aeasj-240	65	29	the	the	DET
aeasj-240	65	30	methodology	methodology	NOUN
aeasj-240	65	31	,	,	PUNCT
aeasj-240	65	32	section	section	NOUN
aeasj-240	65	33	four	four	NUM
aeasj-240	65	34	presents	present	VERB
aeasj-240	65	35	the	the	DET
aeasj-240	65	36	data	data	NOUN
aeasj-240	65	37	analysis	analysis	NOUN
aeasj-240	65	38	and	and	CCONJ
aeasj-240	65	39	discussion	discussion	NOUN
aeasj-240	65	40	of	of	ADP
aeasj-240	65	41	results	result	NOUN
aeasj-240	65	42	and	and	CCONJ
aeasj-240	65	43	lastly	lastly	ADV
aeasj-240	65	44	,	,	PUNCT
aeasj-240	65	45	section	section	NOUN
aeasj-240	65	46	five	five	NUM
aeasj-240	65	47	recommendations	recommendation	NOUN
aeasj-240	65	48	and	and	CCONJ
aeasj-240	65	49	conclusion	conclusion	NOUN
aeasj-240	65	50	2	2	NUM
aeasj-240	65	51	.	.	PUNCT
aeasj-240	65	52	literature	literature	NOUN
aeasj-240	65	53	review	review	VERB
aeasj-240	65	54	2.1	2.1	NUM
aeasj-240	65	55	concept	concept	NOUN
aeasj-240	65	56	of	of	ADP
aeasj-240	65	57	economic	economic	ADJ
aeasj-240	65	58	growth	growth	NOUN
aeasj-240	65	59	according	accord	VERB
aeasj-240	65	60	to	to	ADP
aeasj-240	65	61	dewett	dewett	PROPN
aeasj-240	65	62	(	(	PUNCT
aeasj-240	65	63	2005	2005	NUM
aeasj-240	65	64	)	)	PUNCT
aeasj-240	65	65	as	as	SCONJ
aeasj-240	65	66	cited	cite	VERB
aeasj-240	65	67	in	in	ADP
aeasj-240	65	68	nwanyanwu	nwanyanwu	PROPN
aeasj-240	65	69	(	(	PUNCT
aeasj-240	65	70	2010	2010	NUM
aeasj-240	65	71	)	)	PUNCT
aeasj-240	65	72	,	,	PUNCT
aeasj-240	65	73	economic	economic	ADJ
aeasj-240	65	74	growth	growth	NOUN
aeasj-240	65	75	is	be	AUX
aeasj-240	65	76	an	an	DET
aeasj-240	65	77	increase	increase	NOUN
aeasj-240	65	78	in	in	ADP
aeasj-240	65	79	the	the	DET
aeasj-240	65	80	net	net	ADJ
aeasj-240	65	81	national	national	ADJ
aeasj-240	65	82	product	product	NOUN
aeasj-240	65	83	in	in	ADP
aeasj-240	65	84	a	a	DET
aeasj-240	65	85	given	give	VERB
aeasj-240	65	86	period	period	NOUN
aeasj-240	65	87	of	of	ADP
aeasj-240	65	88	time	time	NOUN
aeasj-240	65	89	.	.	PUNCT
aeasj-240	66	1	he	he	PRON
aeasj-240	66	2	explained	explain	VERB
aeasj-240	66	3	that	that	SCONJ
aeasj-240	66	4	economic	economic	ADJ
aeasj-240	66	5	growth	growth	NOUN
aeasj-240	66	6	is	be	AUX
aeasj-240	66	7	generally	generally	ADV
aeasj-240	66	8	referred	refer	VERB
aeasj-240	66	9	to	to	ADP
aeasj-240	66	10	as	as	ADP
aeasj-240	66	11	a	a	DET
aeasj-240	66	12	quantitative	quantitative	ADJ
aeasj-240	66	13	change	change	NOUN
aeasj-240	66	14	in	in	ADP
aeasj-240	66	15	economic	economic	ADJ
aeasj-240	66	16	variables	variable	NOUN
aeasj-240	66	17	,	,	PUNCT
aeasj-240	66	18	normally	normally	ADV
aeasj-240	66	19	persisting	persist	VERB
aeasj-240	66	20	over	over	ADP
aeasj-240	66	21	successive	successive	ADJ
aeasj-240	66	22	periods	period	NOUN
aeasj-240	66	23	.	.	PUNCT
aeasj-240	67	1	he	he	PRON
aeasj-240	67	2	added	add	VERB
aeasj-240	67	3	that	that	SCONJ
aeasj-240	67	4	determinants	determinant	NOUN
aeasj-240	67	5	of	of	ADP
aeasj-240	67	6	economic	economic	ADJ
aeasj-240	67	7	growth	growth	NOUN
aeasj-240	67	8	are	be	AUX
aeasj-240	67	9	availability	availability	NOUN
aeasj-240	67	10	of	of	ADP
aeasj-240	67	11	natural	natural	ADJ
aeasj-240	67	12	resources	resource	NOUN
aeasj-240	67	13	,	,	PUNCT
aeasj-240	67	14	the	the	DET
aeasj-240	67	15	rate	rate	NOUN
aeasj-240	67	16	of	of	ADP
aeasj-240	67	17	capital	capital	NOUN
aeasj-240	67	18	formation	formation	NOUN
aeasj-240	67	19	,	,	PUNCT
aeasj-240	67	20	capital	capital	NOUN
aeasj-240	67	21	-	-	PUNCT
aeasj-240	67	22	output	output	NOUN
aeasj-240	67	23	ratio	ratio	NOUN
aeasj-240	67	24	,	,	PUNCT
aeasj-240	67	25	technological	technological	ADJ
aeasj-240	67	26	progress	progress	NOUN
aeasj-240	67	27	,	,	PUNCT
aeasj-240	67	28	dynamic	dynamic	ADJ
aeasj-240	67	29	entrepreneurship	entrepreneurship	NOUN
aeasj-240	67	30	and	and	CCONJ
aeasj-240	67	31	other	other	ADJ
aeasj-240	67	32	factors	factor	NOUN
aeasj-240	67	33	.	.	PUNCT
aeasj-240	68	1	2.2	2.2	NUM
aeasj-240	68	2	concept	concept	NOUN
aeasj-240	68	3	of	of	ADP
aeasj-240	68	4	bank	bank	NOUN
aeasj-240	68	5	credits	credit	NOUN
aeasj-240	68	6	cbn	cbn	PROPN
aeasj-240	68	7	briefs	brief	NOUN
aeasj-240	68	8	(	(	PUNCT
aeasj-240	68	9	2003	2003	NUM
aeasj-240	68	10	)	)	PUNCT
aeasj-240	68	11	define	define	VERB
aeasj-240	68	12	bank	bank	NOUN
aeasj-240	68	13	credits	credit	NOUN
aeasj-240	68	14	as	as	ADP
aeasj-240	68	15	the	the	DET
aeasj-240	68	16	amount	amount	NOUN
aeasj-240	68	17	of	of	ADP
aeasj-240	68	18	loans	loan	NOUN
aeasj-240	68	19	and	and	CCONJ
aeasj-240	68	20	advances	advance	NOUN
aeasj-240	68	21	given	give	VERB
aeasj-240	68	22	by	by	ADP
aeasj-240	68	23	the	the	DET
aeasj-240	68	24	banking	banking	NOUN
aeasj-240	68	25	sector	sector	NOUN
aeasj-240	68	26	to	to	ADP
aeasj-240	68	27	the	the	DET
aeasj-240	68	28	various	various	ADJ
aeasj-240	68	29	economic	economic	ADJ
aeasj-240	68	30	agents	agent	NOUN
aeasj-240	68	31	.	.	PUNCT
aeasj-240	69	1	cbn	cbn	PROPN
aeasj-240	69	2	monetary	monetary	ADJ
aeasj-240	69	3	policy	policy	NOUN
aeasj-240	69	4	circular	circular	NOUN
aeasj-240	69	5	(	(	PUNCT
aeasj-240	69	6	2010	2010	NUM
aeasj-240	69	7	)	)	PUNCT
aeasj-240	69	8	identifies	identify	VERB
aeasj-240	69	9	such	such	ADJ
aeasj-240	69	10	bank	bank	NOUN
aeasj-240	69	11	credit	credit	NOUN
aeasj-240	69	12	facilities	facility	NOUN
aeasj-240	69	13	to	to	PART
aeasj-240	69	14	include	include	VERB
aeasj-240	69	15	loans	loan	NOUN
aeasj-240	69	16	,	,	PUNCT
aeasj-240	69	17	advances	advance	NOUN
aeasj-240	69	18	,	,	PUNCT
aeasj-240	69	19	commercial	commercial	ADJ
aeasj-240	69	20	papers	paper	NOUN
aeasj-240	69	21	,	,	PUNCT
aeasj-240	69	22	bankers	banker	NOUN
aeasj-240	69	23	’	'	PUNCT
aeasj-240	69	24	acceptance	acceptance	NOUN
aeasj-240	69	25	,	,	PUNCT
aeasj-240	69	26	bill	bill	NOUN
aeasj-240	69	27	discounted	discount	VERB
aeasj-240	69	28	with	with	ADP
aeasj-240	69	29	a	a	DET
aeasj-240	69	30	bank	bank	NOUN
aeasj-240	69	31	credit	credit	NOUN
aeasj-240	69	32	risk	risk	NOUN
aeasj-240	69	33	.	.	PUNCT
aeasj-240	70	1	bank	bank	NOUN
aeasj-240	70	2	credit	credit	NOUN
aeasj-240	70	3	is	be	AUX
aeasj-240	70	4	often	often	ADV
aeasj-240	70	5	accomplished	accomplish	VERB
aeasj-240	70	6	with	with	ADP
aeasj-240	70	7	some	some	DET
aeasj-240	70	8	collateral	collateral	NOUN
aeasj-240	70	9	that	that	PRON
aeasj-240	70	10	helps	help	VERB
aeasj-240	70	11	to	to	PART
aeasj-240	70	12	ensure	ensure	VERB
aeasj-240	70	13	the	the	DET
aeasj-240	70	14	repayment	repayment	NOUN
aeasj-240	70	15	of	of	ADP
aeasj-240	70	16	the	the	DET
aeasj-240	70	17	loan	loan	NOUN
aeasj-240	70	18	in	in	ADP
aeasj-240	70	19	the	the	DET
aeasj-240	70	20	event	event	NOUN
aeasj-240	70	21	of	of	ADP
aeasj-240	70	22	default	default	NOUN
aeasj-240	70	23	.	.	PUNCT
aeasj-240	71	1	credit	credit	NOUN
aeasj-240	71	2	channels	channel	NOUN
aeasj-240	71	3	savings	saving	NOUN
aeasj-240	71	4	into	into	ADP
aeasj-240	71	5	productive	productive	ADJ
aeasj-240	71	6	investment	investment	NOUN
aeasj-240	71	7	thereby	thereby	ADV
aeasj-240	71	8	encouraging	encourage	VERB
aeasj-240	71	9	economic	economic	ADJ
aeasj-240	71	10	growth	growth	NOUN
aeasj-240	71	11	.	.	PUNCT
aeasj-240	72	1	according	accord	VERB
aeasj-240	72	2	to	to	ADP
aeasj-240	72	3	nzotta	nzotta	PROPN
aeasj-240	72	4	(	(	PUNCT
aeasj-240	72	5	2004	2004	NUM
aeasj-240	72	6	)	)	PUNCT
aeasj-240	72	7	,	,	PUNCT
aeasj-240	72	8	it	it	PRON
aeasj-240	72	9	is	be	AUX
aeasj-240	72	10	generally	generally	ADV
aeasj-240	72	11	accepted	accept	VERB
aeasj-240	72	12	that	that	SCONJ
aeasj-240	72	13	bank	bank	NOUN
aeasj-240	72	14	credits	credit	NOUN
aeasj-240	72	15	influence	influence	VERB
aeasj-240	72	16	positively	positively	ADV
aeasj-240	72	17	the	the	DET
aeasj-240	72	18	level	level	NOUN
aeasj-240	72	19	of	of	ADP
aeasj-240	72	20	economic	economic	ADJ
aeasj-240	72	21	activities	activity	NOUN
aeasj-240	72	22	in	in	ADP
aeasj-240	72	23	any	any	DET
aeasj-240	72	24	country	country	NOUN
aeasj-240	72	25	;	;	PUNCT
aeasj-240	72	26	it	it	PRON
aeasj-240	72	27	influences	influence	VERB
aeasj-240	72	28	what	what	PRON
aeasj-240	72	29	is	be	AUX
aeasj-240	72	30	to	to	PART
aeasj-240	72	31	be	be	AUX
aeasj-240	72	32	produced	produce	VERB
aeasj-240	72	33	,	,	PUNCT
aeasj-240	72	34	who	who	PRON
aeasj-240	72	35	produces	produce	VERB
aeasj-240	72	36	it	it	PRON
aeasj-240	72	37	and	and	CCONJ
aeasj-240	72	38	quantity	quantity	NOUN
aeasj-240	72	39	to	to	PART
aeasj-240	72	40	be	be	AUX
aeasj-240	72	41	produced	produce	VERB
aeasj-240	72	42	.	.	PUNCT
aeasj-240	73	1	bank	bank	NOUN
aeasj-240	73	2	credit	credit	NOUN
aeasj-240	73	3	affects	affect	VERB
aeasj-240	73	4	and	and	CCONJ
aeasj-240	73	5	alters	alter	VERB
aeasj-240	73	6	the	the	DET
aeasj-240	73	7	level	level	NOUN
aeasj-240	73	8	of	of	ADP
aeasj-240	73	9	money	money	NOUN
aeasj-240	73	10	supply	supply	NOUN
aeasj-240	73	11	in	in	ADP
aeasj-240	73	12	an	an	DET
aeasj-240	73	13	economy	economy	NOUN
aeasj-240	73	14	or	or	CCONJ
aeasj-240	73	15	country	country	NOUN
aeasj-240	73	16	.	.	PUNCT
aeasj-240	74	1	it	it	PRON
aeasj-240	74	2	is	be	AUX
aeasj-240	74	3	the	the	DET
aeasj-240	74	4	most	most	ADV
aeasj-240	74	5	important	important	ADJ
aeasj-240	74	6	source	source	NOUN
aeasj-240	74	7	of	of	ADP
aeasj-240	74	8	bank	bank	NOUN
aeasj-240	74	9	income	income	NOUN
aeasj-240	74	10	and	and	CCONJ
aeasj-240	74	11	it	it	PRON
aeasj-240	74	12	promotes	promote	VERB
aeasj-240	74	13	the	the	DET
aeasj-240	74	14	activities	activity	NOUN
aeasj-240	74	15	of	of	ADP
aeasj-240	74	16	banks	bank	NOUN
aeasj-240	74	17	and	and	CCONJ
aeasj-240	74	18	non	non	ADJ
aeasj-240	74	19	-	-	ADJ
aeasj-240	74	20	bank	bank	ADJ
aeasj-240	74	21	financial	financial	ADJ
aeasj-240	74	22	institution	institution	NOUN
aeasj-240	74	23	and	and	CCONJ
aeasj-240	74	24	this	this	PRON
aeasj-240	74	25	influences	influence	VERB
aeasj-240	74	26	the	the	DET
aeasj-240	74	27	level	level	NOUN
aeasj-240	74	28	of	of	ADP
aeasj-240	74	29	growth	growth	NOUN
aeasj-240	74	30	of	of	ADP
aeasj-240	74	31	production	production	NOUN
aeasj-240	74	32	,	,	PUNCT
aeasj-240	74	33	the	the	DET
aeasj-240	74	34	level	level	NOUN
aeasj-240	74	35	of	of	ADP
aeasj-240	74	36	entrepreneurship	entrepreneurship	NOUN
aeasj-240	74	37	and	and	CCONJ
aeasj-240	74	38	the	the	DET
aeasj-240	74	39	realization	realization	NOUN
aeasj-240	74	40	of	of	ADP
aeasj-240	74	41	aggregate	aggregate	ADJ
aeasj-240	74	42	economic	economic	ADJ
aeasj-240	74	43	performance	performance	NOUN
aeasj-240	74	44	,	,	PUNCT
aeasj-240	74	45	development	development	NOUN
aeasj-240	74	46	and	and	CCONJ
aeasj-240	74	47	growth	growth	NOUN
aeasj-240	74	48	.	.	PUNCT
aeasj-240	75	1	it	it	PRON
aeasj-240	75	2	could	could	AUX
aeasj-240	75	3	thus	thus	ADV
aeasj-240	75	4	be	be	AUX
aeasj-240	75	5	said	say	VERB
aeasj-240	75	6	with	with	ADP
aeasj-240	75	7	absolute	absolute	ADJ
aeasj-240	75	8	assurance	assurance	NOUN
aeasj-240	75	9	that	that	SCONJ
aeasj-240	75	10	banking	banking	NOUN
aeasj-240	75	11	industry	industry	NOUN
aeasj-240	75	12	credit	credit	NOUN
aeasj-240	75	13	is	be	AUX
aeasj-240	75	14	of	of	ADP
aeasj-240	75	15	crucial	crucial	ADJ
aeasj-240	75	16	importance	importance	NOUN
aeasj-240	75	17	both	both	CCONJ
aeasj-240	75	18	to	to	ADP
aeasj-240	75	19	the	the	DET
aeasj-240	75	20	bank	bank	NOUN
aeasj-240	75	21	,	,	PUNCT
aeasj-240	75	22	the	the	DET
aeasj-240	75	23	monetary	monetary	ADJ
aeasj-240	75	24	authorities	authority	NOUN
aeasj-240	75	25	,	,	PUNCT
aeasj-240	75	26	business	business	NOUN
aeasj-240	75	27	community	community	NOUN
aeasj-240	75	28	and	and	CCONJ
aeasj-240	75	29	the	the	DET
aeasj-240	75	30	economy	economy	NOUN
aeasj-240	75	31	in	in	ADP
aeasj-240	75	32	general	general	ADJ
aeasj-240	75	33	.	.	PUNCT
aeasj-240	76	1	copyright	copyright	NOUN
aeasj-240	76	2	©	©	PROPN
aeasj-240	76	3	cc	cc	PROPN
aeasj-240	76	4	-	-	PUNCT
aeasj-240	76	5	by	by	ADP
aeasj-240	76	6	-	-	PUNCT
aeasj-240	76	7	nc	nc	PROPN
aeasj-240	76	8	2019	2019	NUM
aeasj-240	76	9	,	,	PUNCT
aeasj-240	76	10	cribfb	cribfb	VERB
aeasj-240	76	11	|	|	ADV
aeasj-240	76	12	aesr	aesr	ADV
aeasj-240	76	13	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-240	76	14	american	american	PROPN
aeasj-240	76	15	economic	economic	PROPN
aeasj-240	76	16	&	&	CCONJ
aeasj-240	76	17	social	social	PROPN
aeasj-240	76	18	review	review	PROPN
aeasj-240	76	19	vol	vol	NOUN
aeasj-240	76	20	.	.	PROPN
aeasj-240	77	1	5	5	NUM
aeasj-240	77	2	,	,	PUNCT
aeasj-240	77	3	no	no	INTJ
aeasj-240	77	4	.	.	NOUN
aeasj-240	77	5	1	1	NUM
aeasj-240	77	6	;	;	PUNCT
aeasj-240	77	7	2019	2019	NUM
aeasj-240	77	8	4	4	NUM
aeasj-240	77	9	credit	credit	NOUN
aeasj-240	77	10	to	to	ADP
aeasj-240	77	11	private	private	ADJ
aeasj-240	77	12	sector	sector	NOUN
aeasj-240	77	13	,	,	PUNCT
aeasj-240	77	14	credit	credit	NOUN
aeasj-240	77	15	to	to	ADP
aeasj-240	77	16	public	public	ADJ
aeasj-240	77	17	sector	sector	NOUN
aeasj-240	77	18	and	and	CCONJ
aeasj-240	77	19	prime	prime	ADJ
aeasj-240	77	20	lending	lending	NOUN
aeasj-240	77	21	are	be	AUX
aeasj-240	77	22	used	use	VERB
aeasj-240	77	23	as	as	ADP
aeasj-240	77	24	independent	independent	ADJ
aeasj-240	77	25	variables	variable	NOUN
aeasj-240	77	26	for	for	ADP
aeasj-240	77	27	this	this	DET
aeasj-240	77	28	study	study	NOUN
aeasj-240	77	29	for	for	ADP
aeasj-240	77	30	the	the	DET
aeasj-240	77	31	following	follow	VERB
aeasj-240	77	32	reasons	reason	NOUN
aeasj-240	77	33	;	;	PUNCT
aeasj-240	77	34	one	one	NUM
aeasj-240	77	35	of	of	ADP
aeasj-240	77	36	the	the	DET
aeasj-240	77	37	indications	indication	NOUN
aeasj-240	77	38	or	or	CCONJ
aeasj-240	77	39	signs	sign	NOUN
aeasj-240	77	40	(	(	PUNCT
aeasj-240	77	41	but	but	CCONJ
aeasj-240	77	42	not	not	PART
aeasj-240	77	43	the	the	DET
aeasj-240	77	44	only	only	ADJ
aeasj-240	77	45	one	one	NUM
aeasj-240	77	46	)	)	PUNCT
aeasj-240	77	47	,	,	PUNCT
aeasj-240	77	48	of	of	ADP
aeasj-240	77	49	economic	economic	ADJ
aeasj-240	77	50	development	development	NOUN
aeasj-240	77	51	and	and	CCONJ
aeasj-240	77	52	prosperity	prosperity	NOUN
aeasj-240	77	53	is	be	AUX
aeasj-240	77	54	the	the	DET
aeasj-240	77	55	development	development	NOUN
aeasj-240	77	56	and	and	CCONJ
aeasj-240	77	57	increasing	increase	VERB
aeasj-240	77	58	share	share	NOUN
aeasj-240	77	59	(	(	PUNCT
aeasj-240	77	60	role	role	NOUN
aeasj-240	77	61	)	)	PUNCT
aeasj-240	77	62	of	of	ADP
aeasj-240	77	63	private	private	ADJ
aeasj-240	77	64	and	and	CCONJ
aeasj-240	77	65	public	public	ADJ
aeasj-240	77	66	sector	sector	NOUN
aeasj-240	77	67	in	in	ADP
aeasj-240	77	68	the	the	DET
aeasj-240	77	69	national	national	ADJ
aeasj-240	77	70	economy	economy	NOUN
aeasj-240	77	71	or	or	CCONJ
aeasj-240	77	72	gdp	gdp	NOUN
aeasj-240	77	73	of	of	ADP
aeasj-240	77	74	a	a	DET
aeasj-240	77	75	certain	certain	ADJ
aeasj-240	77	76	country	country	NOUN
aeasj-240	77	77	.	.	PUNCT
aeasj-240	78	1	referring	refer	VERB
aeasj-240	78	2	to	to	ADP
aeasj-240	78	3	data	datum	NOUN
aeasj-240	78	4	from	from	ADP
aeasj-240	78	5	the	the	DET
aeasj-240	78	6	world	world	PROPN
aeasj-240	78	7	bank	bank	PROPN
aeasj-240	78	8	,	,	PUNCT
aeasj-240	78	9	an	an	DET
aeasj-240	78	10	economic	economic	ADJ
aeasj-240	78	11	measure	measure	NOUN
aeasj-240	78	12	of	of	ADP
aeasj-240	78	13	so	so	ADV
aeasj-240	78	14	called	call	VERB
aeasj-240	78	15	domestic	domestic	ADJ
aeasj-240	78	16	credit	credit	NOUN
aeasj-240	78	17	to	to	ADP
aeasj-240	78	18	private	private	ADJ
aeasj-240	78	19	sector	sector	NOUN
aeasj-240	78	20	(	(	PUNCT
aeasj-240	78	21	%	%	NOUN
aeasj-240	78	22	to	to	ADP
aeasj-240	78	23	gdp	gdp	PROPN
aeasj-240	78	24	)	)	PUNCT
aeasj-240	78	25	means	mean	VERB
aeasj-240	78	26	that	that	SCONJ
aeasj-240	78	27	financial	financial	ADJ
aeasj-240	78	28	resources	resource	NOUN
aeasj-240	78	29	like	like	ADP
aeasj-240	78	30	loans	loan	NOUN
aeasj-240	78	31	and	and	CCONJ
aeasj-240	78	32	non	non	ADJ
aeasj-240	78	33	equity	equity	NOUN
aeasj-240	78	34	securities	security	NOUN
aeasj-240	78	35	are	be	AUX
aeasj-240	78	36	provided	provide	VERB
aeasj-240	78	37	to	to	ADP
aeasj-240	78	38	the	the	DET
aeasj-240	78	39	private	private	ADJ
aeasj-240	78	40	sector	sector	NOUN
aeasj-240	78	41	by	by	ADP
aeasj-240	78	42	financial	financial	ADJ
aeasj-240	78	43	institutions	institution	NOUN
aeasj-240	78	44	like	like	ADP
aeasj-240	78	45	banks	bank	NOUN
aeasj-240	78	46	and	and	CCONJ
aeasj-240	78	47	other	other	ADJ
aeasj-240	78	48	financial	financial	ADJ
aeasj-240	78	49	corporation	corporation	NOUN
aeasj-240	78	50	’s	’	VERB
aeasj-240	78	51	all	all	PRON
aeasj-240	78	52	measured	measure	VERB
aeasj-240	78	53	as	as	ADP
aeasj-240	78	54	percentages	percentage	NOUN
aeasj-240	78	55	with	with	ADP
aeasj-240	78	56	respect	respect	NOUN
aeasj-240	78	57	to	to	ADP
aeasj-240	78	58	gdp	gdp	NOUN
aeasj-240	78	59	(	(	PUNCT
aeasj-240	78	60	or	or	CCONJ
aeasj-240	78	61	national	national	ADJ
aeasj-240	78	62	size	size	NOUN
aeasj-240	78	63	of	of	ADP
aeasj-240	78	64	economy	economy	NOUN
aeasj-240	78	65	)	)	PUNCT
aeasj-240	78	66	.	.	PUNCT
aeasj-240	79	1	the	the	PRON
aeasj-240	79	2	higher	high	ADJ
aeasj-240	79	3	this	this	DET
aeasj-240	79	4	measure	measure	NOUN
aeasj-240	79	5	is	be	AUX
aeasj-240	79	6	,	,	PUNCT
aeasj-240	79	7	the	the	DET
aeasj-240	79	8	higher	high	ADJ
aeasj-240	79	9	financial	financial	ADJ
aeasj-240	79	10	resources	resource	NOUN
aeasj-240	79	11	or	or	CCONJ
aeasj-240	79	12	financing	financing	NOUN
aeasj-240	79	13	is	be	AUX
aeasj-240	79	14	to	to	ADP
aeasj-240	79	15	private	private	ADJ
aeasj-240	79	16	sector	sector	NOUN
aeasj-240	79	17	in	in	ADP
aeasj-240	79	18	a	a	DET
aeasj-240	79	19	country	country	NOUN
aeasj-240	79	20	and	and	CCONJ
aeasj-240	79	21	so	so	ADV
aeasj-240	79	22	the	the	DET
aeasj-240	79	23	greater	great	ADJ
aeasj-240	79	24	opportunity	opportunity	NOUN
aeasj-240	79	25	and	and	CCONJ
aeasj-240	79	26	space	space	NOUN
aeasj-240	79	27	for	for	ADP
aeasj-240	79	28	the	the	DET
aeasj-240	79	29	private	private	ADJ
aeasj-240	79	30	sector	sector	NOUN
aeasj-240	79	31	to	to	PART
aeasj-240	79	32	develop	develop	VERB
aeasj-240	79	33	and	and	CCONJ
aeasj-240	79	34	grow	grow	VERB
aeasj-240	79	35	.	.	PUNCT
aeasj-240	80	1	the	the	PRON
aeasj-240	80	2	better	well	ADJ
aeasj-240	80	3	the	the	DET
aeasj-240	80	4	private	private	ADJ
aeasj-240	80	5	sector	sector	NOUN
aeasj-240	80	6	gets	get	VERB
aeasj-240	80	7	and	and	CCONJ
aeasj-240	80	8	bigger	big	ADJ
aeasj-240	80	9	role	role	NOUN
aeasj-240	80	10	it	it	PRON
aeasj-240	80	11	has	have	VERB
aeasj-240	80	12	in	in	ADP
aeasj-240	80	13	national	national	ADJ
aeasj-240	80	14	economy	economy	NOUN
aeasj-240	80	15	,	,	PUNCT
aeasj-240	80	16	the	the	DET
aeasj-240	80	17	better	well	ADJ
aeasj-240	80	18	is	be	AUX
aeasj-240	80	19	generally	generally	ADV
aeasj-240	80	20	the	the	DET
aeasj-240	80	21	health	health	NOUN
aeasj-240	80	22	and	and	CCONJ
aeasj-240	80	23	development	development	NOUN
aeasj-240	80	24	of	of	ADP
aeasj-240	80	25	the	the	DET
aeasj-240	80	26	economy	economy	NOUN
aeasj-240	80	27	of	of	ADP
aeasj-240	80	28	this	this	DET
aeasj-240	80	29	country	country	NOUN
aeasj-240	80	30	.	.	PUNCT
aeasj-240	81	1	more	more	ADV
aeasj-240	81	2	so	so	ADV
aeasj-240	81	3	,	,	PUNCT
aeasj-240	81	4	public	public	ADJ
aeasj-240	81	5	sector	sector	NOUN
aeasj-240	81	6	credit	credit	NOUN
aeasj-240	81	7	are	be	AUX
aeasj-240	81	8	needed	need	VERB
aeasj-240	81	9	to	to	PART
aeasj-240	81	10	stimulate	stimulate	VERB
aeasj-240	81	11	economic	economic	ADJ
aeasj-240	81	12	growth	growth	NOUN
aeasj-240	81	13	in	in	ADP
aeasj-240	81	14	spite	spite	NOUN
aeasj-240	81	15	of	of	ADP
aeasj-240	81	16	the	the	DET
aeasj-240	81	17	deficiencies	deficiency	NOUN
aeasj-240	81	18	shown	show	VERB
aeasj-240	81	19	overtime	overtime	NOUN
aeasj-240	81	20	in	in	ADP
aeasj-240	81	21	the	the	DET
aeasj-240	81	22	public	public	ADJ
aeasj-240	81	23	sector	sector	NOUN
aeasj-240	81	24	credit	credit	NOUN
aeasj-240	81	25	,	,	PUNCT
aeasj-240	81	26	private	private	ADJ
aeasj-240	81	27	sector	sector	NOUN
aeasj-240	81	28	credit	credit	NOUN
aeasj-240	81	29	has	have	AUX
aeasj-240	81	30	been	be	AUX
aeasj-240	81	31	a	a	DET
aeasj-240	81	32	good	good	ADJ
aeasj-240	81	33	predictor	predictor	NOUN
aeasj-240	81	34	of	of	ADP
aeasj-240	81	35	economic	economic	ADJ
aeasj-240	81	36	growth	growth	NOUN
aeasj-240	81	37	2.3	2.3	NUM
aeasj-240	81	38	empirical	empirical	ADJ
aeasj-240	81	39	literature	literature	NOUN
aeasj-240	81	40	review	review	NOUN
aeasj-240	81	41	most	most	ADJ
aeasj-240	81	42	scholars	scholar	NOUN
aeasj-240	81	43	have	have	AUX
aeasj-240	81	44	agreed	agree	VERB
aeasj-240	81	45	that	that	SCONJ
aeasj-240	81	46	there	there	PRON
aeasj-240	81	47	is	be	VERB
aeasj-240	81	48	relationship	relationship	NOUN
aeasj-240	81	49	between	between	ADP
aeasj-240	81	50	bank	bank	NOUN
aeasj-240	81	51	credit	credit	NOUN
aeasj-240	81	52	and	and	CCONJ
aeasj-240	81	53	economic	economic	ADJ
aeasj-240	81	54	growth	growth	NOUN
aeasj-240	81	55	.	.	PUNCT
aeasj-240	82	1	however	however	ADV
aeasj-240	82	2	,	,	PUNCT
aeasj-240	82	3	scholars	scholar	NOUN
aeasj-240	82	4	have	have	AUX
aeasj-240	82	5	differed	differ	VERB
aeasj-240	82	6	on	on	ADP
aeasj-240	82	7	the	the	DET
aeasj-240	82	8	direction	direction	NOUN
aeasj-240	82	9	of	of	ADP
aeasj-240	82	10	causality	causality	NOUN
aeasj-240	82	11	between	between	ADP
aeasj-240	82	12	bank	bank	NOUN
aeasj-240	82	13	credit	credit	NOUN
aeasj-240	82	14	and	and	CCONJ
aeasj-240	82	15	economic	economic	ADJ
aeasj-240	82	16	growth	growth	NOUN
aeasj-240	82	17	(	(	PUNCT
aeasj-240	82	18	oluitan	oluitan	ADJ
aeasj-240	82	19	,	,	PUNCT
aeasj-240	82	20	2009	2009	NUM
aeasj-240	82	21	)	)	PUNCT
aeasj-240	82	22	.	.	PUNCT
aeasj-240	83	1	in	in	ADP
aeasj-240	83	2	order	order	NOUN
aeasj-240	83	3	to	to	PART
aeasj-240	83	4	examine	examine	VERB
aeasj-240	83	5	the	the	DET
aeasj-240	83	6	relationships	relationship	NOUN
aeasj-240	83	7	that	that	PRON
aeasj-240	83	8	exist	exist	VERB
aeasj-240	83	9	between	between	ADP
aeasj-240	83	10	bank	bank	NOUN
aeasj-240	83	11	credit	credit	NOUN
aeasj-240	83	12	and	and	CCONJ
aeasj-240	83	13	economic	economic	ADJ
aeasj-240	83	14	growth	growth	NOUN
aeasj-240	83	15	,	,	PUNCT
aeasj-240	83	16	previous	previous	ADJ
aeasj-240	83	17	studies	study	NOUN
aeasj-240	83	18	have	have	AUX
aeasj-240	83	19	used	use	VERB
aeasj-240	83	20	several	several	ADJ
aeasj-240	83	21	analytical	analytical	ADJ
aeasj-240	83	22	approaches	approach	NOUN
aeasj-240	83	23	.	.	PUNCT
aeasj-240	84	1	modebe	modebe	NOUN
aeasj-240	84	2	,	,	PUNCT
aeasj-240	84	3	ugwuegbe	ugwuegbe	NOUN
aeasj-240	84	4	and	and	CCONJ
aeasj-240	84	5	ugwuoke	ugwuoke	NOUN
aeasj-240	84	6	(	(	PUNCT
aeasj-240	84	7	2014	2014	NUM
aeasj-240	84	8	)	)	PUNCT
aeasj-240	84	9	investigated	investigate	VERB
aeasj-240	84	10	the	the	DET
aeasj-240	84	11	impact	impact	NOUN
aeasj-240	84	12	of	of	ADP
aeasj-240	84	13	bank	bank	NOUN
aeasj-240	84	14	credit	credit	NOUN
aeasj-240	84	15	on	on	ADP
aeasj-240	84	16	the	the	DET
aeasj-240	84	17	growth	growth	NOUN
aeasj-240	84	18	of	of	ADP
aeasj-240	84	19	nigerian	nigerian	ADJ
aeasj-240	84	20	economy	economy	NOUN
aeasj-240	84	21	for	for	ADP
aeasj-240	84	22	the	the	DET
aeasj-240	84	23	period	period	NOUN
aeasj-240	84	24	of	of	ADP
aeasj-240	84	25	1986	1986	NUM
aeasj-240	84	26	-	-	SYM
aeasj-240	84	27	2012	2012	NUM
aeasj-240	84	28	;	;	PUNCT
aeasj-240	84	29	the	the	DET
aeasj-240	84	30	result	result	NOUN
aeasj-240	84	31	of	of	ADP
aeasj-240	84	32	the	the	DET
aeasj-240	84	33	ols	ol	NOUN
aeasj-240	84	34	regression	regression	NOUN
aeasj-240	84	35	showed	show	VERB
aeasj-240	84	36	that	that	SCONJ
aeasj-240	84	37	there	there	PRON
aeasj-240	84	38	is	be	VERB
aeasj-240	84	39	a	a	DET
aeasj-240	84	40	negative	negative	ADJ
aeasj-240	84	41	and	and	CCONJ
aeasj-240	84	42	significant	significant	ADJ
aeasj-240	84	43	relationship	relationship	NOUN
aeasj-240	84	44	between	between	ADP
aeasj-240	84	45	gdp	gdp	NOUN
aeasj-240	84	46	and	and	CCONJ
aeasj-240	84	47	tbcps	tbcp	NOUN
aeasj-240	84	48	in	in	ADP
aeasj-240	84	49	the	the	DET
aeasj-240	84	50	long	long	ADJ
aeasj-240	84	51	run	run	NOUN
aeasj-240	84	52	.	.	PUNCT
aeasj-240	85	1	m2	m2	PROPN
aeasj-240	85	2	which	which	PRON
aeasj-240	85	3	was	be	AUX
aeasj-240	85	4	used	use	VERB
aeasj-240	85	5	as	as	ADP
aeasj-240	85	6	control	control	NOUN
aeasj-240	85	7	variable	variable	NOUN
aeasj-240	85	8	has	have	VERB
aeasj-240	85	9	a	a	DET
aeasj-240	85	10	positive	positive	ADJ
aeasj-240	85	11	and	and	CCONJ
aeasj-240	85	12	significant	significant	ADJ
aeasj-240	85	13	impact	impact	NOUN
aeasj-240	85	14	on	on	ADP
aeasj-240	85	15	gdp	gdp	NOUN
aeasj-240	85	16	at	at	ADP
aeasj-240	85	17	the	the	DET
aeasj-240	85	18	long	long	ADJ
aeasj-240	85	19	run	run	NOUN
aeasj-240	85	20	.	.	PUNCT
aeasj-240	86	1	the	the	DET
aeasj-240	86	2	short	short	ADJ
aeasj-240	86	3	run	run	NOUN
aeasj-240	86	4	dynamics	dynamic	NOUN
aeasj-240	86	5	of	of	ADP
aeasj-240	86	6	the	the	DET
aeasj-240	86	7	variables	variable	NOUN
aeasj-240	86	8	indicates	indicate	VERB
aeasj-240	86	9	that	that	SCONJ
aeasj-240	86	10	tbcps	tbcp	NOUN
aeasj-240	86	11	also	also	ADV
aeasj-240	86	12	have	have	VERB
aeasj-240	86	13	a	a	DET
aeasj-240	86	14	negative	negative	ADJ
aeasj-240	86	15	and	and	CCONJ
aeasj-240	86	16	insignificant	insignificant	ADJ
aeasj-240	86	17	impact	impact	NOUN
aeasj-240	86	18	on	on	ADP
aeasj-240	86	19	gdp	gdp	NOUN
aeasj-240	86	20	at	at	ADP
aeasj-240	86	21	the	the	DET
aeasj-240	86	22	short	short	ADJ
aeasj-240	86	23	-	-	PUNCT
aeasj-240	86	24	run	run	NOUN
aeasj-240	86	25	.	.	PUNCT
aeasj-240	87	1	the	the	DET
aeasj-240	87	2	result	result	NOUN
aeasj-240	87	3	of	of	ADP
aeasj-240	87	4	the	the	DET
aeasj-240	87	5	granger	granger	PROPN
aeasj-240	87	6	causality	causality	PROPN
aeasj-240	87	7	test	test	NOUN
aeasj-240	87	8	reviles	revile	VERB
aeasj-240	87	9	that	that	DET
aeasj-240	87	10	causation	causation	NOUN
aeasj-240	87	11	runs	run	VERB
aeasj-240	87	12	from	from	ADP
aeasj-240	87	13	gdp	gdp	NOUN
aeasj-240	87	14	to	to	ADP
aeasj-240	87	15	tbcps	tbcp	NOUN
aeasj-240	87	16	and	and	CCONJ
aeasj-240	87	17	not	not	PART
aeasj-240	87	18	the	the	DET
aeasj-240	87	19	other	other	ADJ
aeasj-240	87	20	way	way	NOUN
aeasj-240	87	21	round	round	ADV
aeasj-240	87	22	,	,	PUNCT
aeasj-240	87	23	a	a	DET
aeasj-240	87	24	case	case	NOUN
aeasj-240	87	25	of	of	ADP
aeasj-240	87	26	unidirectional	unidirectional	ADJ
aeasj-240	87	27	causality	causality	NOUN
aeasj-240	87	28	.	.	PUNCT
aeasj-240	88	1	the	the	DET
aeasj-240	88	2	result	result	NOUN
aeasj-240	88	3	also	also	ADV
aeasj-240	88	4	showed	show	VERB
aeasj-240	88	5	bidirectional	bidirectional	ADJ
aeasj-240	88	6	causality	causality	NOUN
aeasj-240	88	7	between	between	ADP
aeasj-240	88	8	tbcps	tbcp	NOUN
aeasj-240	88	9	and	and	CCONJ
aeasj-240	88	10	m2	m2	PROPN
aeasj-240	88	11	.	.	PROPN
aeasj-240	88	12	evaluating	evaluate	VERB
aeasj-240	88	13	the	the	DET
aeasj-240	88	14	relationship	relationship	NOUN
aeasj-240	88	15	between	between	ADP
aeasj-240	88	16	financial	financial	ADJ
aeasj-240	88	17	development	development	NOUN
aeasj-240	88	18	and	and	CCONJ
aeasj-240	88	19	economic	economic	ADJ
aeasj-240	88	20	growth	growth	NOUN
aeasj-240	88	21	(	(	PUNCT
aeasj-240	88	22	eatzaz	eatzaz	VERB
aeasj-240	88	23	&	&	CCONJ
aeasj-240	88	24	malik	malik	PROPN
aeasj-240	88	25	,	,	PUNCT
aeasj-240	88	26	2009	2009	NUM
aeasj-240	88	27	)	)	PUNCT
aeasj-240	88	28	found	find	VERB
aeasj-240	88	29	that	that	SCONJ
aeasj-240	88	30	bank	bank	NOUN
aeasj-240	88	31	credits	credit	NOUN
aeasj-240	88	32	to	to	ADP
aeasj-240	88	33	the	the	DET
aeasj-240	88	34	private	private	ADJ
aeasj-240	88	35	sector	sector	NOUN
aeasj-240	88	36	significantly	significantly	ADV
aeasj-240	88	37	increase	increase	VERB
aeasj-240	88	38	the	the	DET
aeasj-240	88	39	productivity	productivity	NOUN
aeasj-240	88	40	of	of	ADP
aeasj-240	88	41	workers	worker	NOUN
aeasj-240	88	42	(	(	PUNCT
aeasj-240	88	43	output	output	NOUN
aeasj-240	88	44	per	per	ADP
aeasj-240	88	45	worker	worker	NOUN
aeasj-240	88	46	)	)	PUNCT
aeasj-240	88	47	and	and	CCONJ
aeasj-240	88	48	as	as	ADP
aeasj-240	88	49	such	such	ADJ
aeasj-240	88	50	,	,	PUNCT
aeasj-240	88	51	facilitates	facilitate	VERB
aeasj-240	88	52	long	long	ADV
aeasj-240	88	53	-	-	PUNCT
aeasj-240	88	54	run	run	VERB
aeasj-240	88	55	economic	economic	ADJ
aeasj-240	88	56	growth	growth	NOUN
aeasj-240	88	57	with	with	ADP
aeasj-240	88	58	respect	respect	NOUN
aeasj-240	88	59	to	to	ADP
aeasj-240	88	60	nigeria	nigeria	PRON
aeasj-240	88	61	.	.	PUNCT
aeasj-240	89	1	in	in	ADP
aeasj-240	89	2	the	the	DET
aeasj-240	89	3	same	same	ADJ
aeasj-240	89	4	way	way	NOUN
aeasj-240	89	5	,	,	PUNCT
aeasj-240	89	6	study	study	NOUN
aeasj-240	89	7	by	by	ADP
aeasj-240	89	8	(	(	PUNCT
aeasj-240	89	9	aliero	aliero	PROPN
aeasj-240	89	10	,	,	PUNCT
aeasj-240	89	11	abdullahi	abdullahi	PROPN
aeasj-240	89	12	&	&	CCONJ
aeasj-240	89	13	adamu	adamu	PROPN
aeasj-240	89	14	,	,	PUNCT
aeasj-240	89	15	2013	2013	NUM
aeasj-240	89	16	)	)	PUNCT
aeasj-240	89	17	over	over	ADP
aeasj-240	89	18	the	the	DET
aeasj-240	89	19	period	period	NOUN
aeasj-240	89	20	1974	1974	NUM
aeasj-240	89	21	-	-	SYM
aeasj-240	89	22	2010	2010	NUM
aeasj-240	89	23	examined	examine	VERB
aeasj-240	89	24	the	the	DET
aeasj-240	89	25	impact	impact	NOUN
aeasj-240	89	26	of	of	ADP
aeasj-240	89	27	bank	bank	NOUN
aeasj-240	89	28	credit	credit	NOUN
aeasj-240	89	29	on	on	ADP
aeasj-240	89	30	economic	economic	ADJ
aeasj-240	89	31	growth	growth	NOUN
aeasj-240	89	32	.	.	PUNCT
aeasj-240	90	1	the	the	DET
aeasj-240	90	2	result	result	NOUN
aeasj-240	90	3	from	from	ADP
aeasj-240	90	4	autoregressive	autoregressive	ADJ
aeasj-240	90	5	distributed	distribute	VERB
aeasj-240	90	6	lag	lag	NOUN
aeasj-240	90	7	bound	bind	VERB
aeasj-240	90	8	approach	approach	NOUN
aeasj-240	90	9	showed	show	VERB
aeasj-240	90	10	that	that	SCONJ
aeasj-240	90	11	private	private	ADJ
aeasj-240	90	12	sector	sector	NOUN
aeasj-240	90	13	had	have	VERB
aeasj-240	90	14	significant	significant	ADJ
aeasj-240	90	15	positive	positive	ADJ
aeasj-240	90	16	effect	effect	NOUN
aeasj-240	90	17	on	on	ADP
aeasj-240	90	18	economic	economic	ADJ
aeasj-240	90	19	growth	growth	NOUN
aeasj-240	90	20	in	in	ADP
aeasj-240	90	21	nigeria	nigeria	PROPN
aeasj-240	90	22	.	.	PUNCT
aeasj-240	91	1	kiran	kiran	PROPN
aeasj-240	91	2	,	,	PUNCT
aeasj-240	91	3	yavus	yavus	NOUN
aeasj-240	91	4	and	and	CCONJ
aeasj-240	91	5	guris	guris	PROPN
aeasj-240	91	6	(	(	PUNCT
aeasj-240	91	7	2009	2009	NUM
aeasj-240	91	8	)	)	PUNCT
aeasj-240	91	9	apply	apply	VERB
aeasj-240	91	10	ratios	ratio	NOUN
aeasj-240	91	11	of	of	ADP
aeasj-240	91	12	bank	bank	NOUN
aeasj-240	91	13	credits	credit	NOUN
aeasj-240	91	14	to	to	ADP
aeasj-240	91	15	the	the	DET
aeasj-240	91	16	gdp	gdp	NOUN
aeasj-240	91	17	and	and	CCONJ
aeasj-240	91	18	private	private	ADJ
aeasj-240	91	19	sector	sector	NOUN
aeasj-240	91	20	credit	credit	NOUN
aeasj-240	91	21	to	to	ADP
aeasj-240	91	22	the	the	DET
aeasj-240	91	23	gdp	gdp	NOUN
aeasj-240	91	24	and	and	CCONJ
aeasj-240	91	25	find	find	VERB
aeasj-240	91	26	a	a	DET
aeasj-240	91	27	positive	positive	ADJ
aeasj-240	91	28	and	and	CCONJ
aeasj-240	91	29	statistically	statistically	ADV
aeasj-240	91	30	significant	significant	ADJ
aeasj-240	91	31	relationship	relationship	NOUN
aeasj-240	91	32	between	between	ADP
aeasj-240	91	33	bank	bank	NOUN
aeasj-240	91	34	credits	credit	NOUN
aeasj-240	91	35	and	and	CCONJ
aeasj-240	91	36	economic	economic	ADJ
aeasj-240	91	37	growth	growth	NOUN
aeasj-240	91	38	.	.	PUNCT
aeasj-240	92	1	murty	murty	PROPN
aeasj-240	92	2	,	,	PUNCT
aeasj-240	92	3	sailaya	sailaya	NOUN
aeasj-240	92	4	and	and	CCONJ
aeasj-240	92	5	demissie	demissie	ADJ
aeasj-240	92	6	(	(	PUNCT
aeasj-240	92	7	2012	2012	NUM
aeasj-240	92	8	)	)	PUNCT
aeasj-240	92	9	by	by	ADP
aeasj-240	92	10	using	use	VERB
aeasj-240	92	11	multivariate	multivariate	NOUN
aeasj-240	92	12	johansen	johansen	PROPN
aeasj-240	92	13	co	co	PROPN
aeasj-240	92	14	integration	integration	NOUN
aeasj-240	92	15	approach	approach	NOUN
aeasj-240	92	16	examined	examine	VERB
aeasj-240	92	17	the	the	DET
aeasj-240	92	18	long	long	ADJ
aeasj-240	92	19	run	run	NOUN
aeasj-240	92	20	impact	impact	NOUN
aeasj-240	92	21	of	of	ADP
aeasj-240	92	22	the	the	DET
aeasj-240	92	23	bank	bank	NOUN
aeasj-240	92	24	credit	credit	NOUN
aeasj-240	92	25	on	on	ADP
aeasj-240	92	26	economic	economic	ADJ
aeasj-240	92	27	growth	growth	NOUN
aeasj-240	92	28	of	of	ADP
aeasj-240	92	29	ethiopia	ethiopia	PROPN
aeasj-240	92	30	.	.	PUNCT
aeasj-240	93	1	the	the	DET
aeasj-240	93	2	study	study	NOUN
aeasj-240	93	3	found	find	VERB
aeasj-240	93	4	a	a	DET
aeasj-240	93	5	significant	significant	ADJ
aeasj-240	93	6	long	long	ADJ
aeasj-240	93	7	-	-	PUNCT
aeasj-240	93	8	run	run	NOUN
aeasj-240	93	9	relationship	relationship	NOUN
aeasj-240	93	10	between	between	ADP
aeasj-240	93	11	bank	bank	NOUN
aeasj-240	93	12	credits	credit	NOUN
aeasj-240	93	13	and	and	CCONJ
aeasj-240	93	14	economic	economic	ADJ
aeasj-240	93	15	growth	growth	NOUN
aeasj-240	93	16	in	in	ADP
aeasj-240	93	17	ethiopia	ethiopia	PROPN
aeasj-240	93	18	.	.	PUNCT
aeasj-240	94	1	nuno	nuno	PROPN
aeasj-240	94	2	(	(	PUNCT
aeasj-240	94	3	2012	2012	NUM
aeasj-240	94	4	)	)	PUNCT
aeasj-240	94	5	applies	apply	VERB
aeasj-240	94	6	a	a	DET
aeasj-240	94	7	dynamic	dynamic	ADJ
aeasj-240	94	8	panel	panel	NOUN
aeasj-240	94	9	data	datum	NOUN
aeasj-240	94	10	(	(	PUNCT
aeasj-240	94	11	gmm	gmm	NOUN
aeasj-240	94	12	-	-	PUNCT
aeasj-240	94	13	system	system	NOUN
aeasj-240	94	14	estimator	estimator	NOUN
aeasj-240	94	15	)	)	PUNCT
aeasj-240	94	16	technique	technique	NOUN
aeasj-240	94	17	to	to	PART
aeasj-240	94	18	evaluate	evaluate	VERB
aeasj-240	94	19	the	the	DET
aeasj-240	94	20	nexus	nexus	NOUN
aeasj-240	94	21	between	between	ADP
aeasj-240	94	22	bank	bank	NOUN
aeasj-240	94	23	credits	credit	NOUN
aeasj-240	94	24	and	and	CCONJ
aeasj-240	94	25	economic	economic	ADJ
aeasj-240	94	26	growth	growth	NOUN
aeasj-240	94	27	in	in	ADP
aeasj-240	94	28	the	the	DET
aeasj-240	94	29	european	european	PROPN
aeasj-240	94	30	union	union	PROPN
aeasj-240	94	31	.	.	PUNCT
aeasj-240	95	1	the	the	DET
aeasj-240	95	2	study	study	NOUN
aeasj-240	95	3	found	find	VERB
aeasj-240	95	4	that	that	SCONJ
aeasj-240	95	5	savings	saving	NOUN
aeasj-240	95	6	promotes	promote	VERB
aeasj-240	95	7	growth	growth	NOUN
aeasj-240	95	8	while	while	SCONJ
aeasj-240	95	9	inflation	inflation	NOUN
aeasj-240	95	10	and	and	CCONJ
aeasj-240	95	11	bank	bank	NOUN
aeasj-240	95	12	credits	credit	NOUN
aeasj-240	95	13	negatively	negatively	ADV
aeasj-240	95	14	impacts	impact	VERB
aeasj-240	95	15	on	on	ADP
aeasj-240	95	16	economic	economic	ADJ
aeasj-240	95	17	growth	growth	NOUN
aeasj-240	95	18	.	.	PUNCT
aeasj-240	96	1	akpansung	akpansung	PROPN
aeasj-240	96	2	and	and	CCONJ
aeasj-240	96	3	babalola	babalola	PROPN
aeasj-240	96	4	(	(	PUNCT
aeasj-240	96	5	2011	2011	NUM
aeasj-240	96	6	)	)	PUNCT
aeasj-240	96	7	found	find	VERB
aeasj-240	96	8	significant	significant	ADJ
aeasj-240	96	9	long	long	ADJ
aeasj-240	96	10	-	-	PUNCT
aeasj-240	96	11	run	run	NOUN
aeasj-240	96	12	relationship	relationship	NOUN
aeasj-240	96	13	between	between	ADP
aeasj-240	96	14	private	private	ADJ
aeasj-240	96	15	sector	sector	NOUN
aeasj-240	96	16	bank	bank	NOUN
aeasj-240	96	17	credits	credit	NOUN
aeasj-240	96	18	and	and	CCONJ
aeasj-240	96	19	economic	economic	ADJ
aeasj-240	96	20	growth	growth	NOUN
aeasj-240	96	21	in	in	ADP
aeasj-240	96	22	nigeria	nigeria	PROPN
aeasj-240	96	23	.	.	PUNCT
aeasj-240	97	1	the	the	DET
aeasj-240	97	2	causality	causality	NOUN
aeasj-240	97	3	runs	run	VERB
aeasj-240	97	4	from	from	ADP
aeasj-240	97	5	gdp	gdp	NOUN
aeasj-240	97	6	to	to	ADP
aeasj-240	97	7	private	private	ADJ
aeasj-240	97	8	sector	sector	NOUN
aeasj-240	97	9	bank	bank	NOUN
aeasj-240	97	10	credits	credit	NOUN
aeasj-240	97	11	and	and	CCONJ
aeasj-240	97	12	also	also	ADV
aeasj-240	97	13	from	from	ADP
aeasj-240	97	14	industrial	industrial	ADJ
aeasj-240	97	15	production	production	NOUN
aeasj-240	97	16	to	to	ADP
aeasj-240	97	17	gdp	gdp	PROPN
aeasj-240	97	18	,	,	PUNCT
aeasj-240	97	19	lending	lending	NOUN
aeasj-240	97	20	rate	rate	NOUN
aeasj-240	97	21	are	be	AUX
aeasj-240	97	22	found	find	VERB
aeasj-240	97	23	to	to	PART
aeasj-240	97	24	impede	impede	VERB
aeasj-240	97	25	economic	economic	ADJ
aeasj-240	97	26	growth	growth	NOUN
aeasj-240	97	27	.	.	PUNCT
aeasj-240	98	1	hassan	hassan	PROPN
aeasj-240	98	2	,	,	PUNCT
aeasj-240	98	3	sanchez	sanchez	PROPN
aeasj-240	98	4	and	and	CCONJ
aeasj-240	98	5	yu	yu	PROPN
aeasj-240	98	6	(	(	PUNCT
aeasj-240	98	7	2011	2011	NUM
aeasj-240	98	8	)	)	PUNCT
aeasj-240	98	9	assert	assert	VERB
aeasj-240	98	10	that	that	SCONJ
aeasj-240	98	11	rapid	rapid	ADJ
aeasj-240	98	12	bank	bank	NOUN
aeasj-240	98	13	credit	credit	NOUN
aeasj-240	98	14	expansion	expansion	NOUN
aeasj-240	98	15	negatively	negatively	ADV
aeasj-240	98	16	impacts	impact	VERB
aeasj-240	98	17	on	on	ADP
aeasj-240	98	18	economic	economic	ADJ
aeasj-240	98	19	growth	growth	NOUN
aeasj-240	98	20	.	.	PUNCT
aeasj-240	99	1	the	the	DET
aeasj-240	99	2	studies	study	NOUN
aeasj-240	99	3	argue	argue	VERB
aeasj-240	99	4	that	that	SCONJ
aeasj-240	99	5	rapid	rapid	ADJ
aeasj-240	99	6	and	and	CCONJ
aeasj-240	99	7	uncontrolled	uncontrolled	ADJ
aeasj-240	99	8	expansion	expansion	NOUN
aeasj-240	99	9	in	in	ADP
aeasj-240	99	10	bank	bank	NOUN
aeasj-240	99	11	credits	credit	NOUN
aeasj-240	99	12	has	have	VERB
aeasj-240	99	13	the	the	DET
aeasj-240	99	14	tendency	tendency	NOUN
aeasj-240	99	15	to	to	PART
aeasj-240	99	16	discourage	discourage	VERB
aeasj-240	99	17	domestic	domestic	ADJ
aeasj-240	99	18	savings	saving	NOUN
aeasj-240	99	19	and	and	CCONJ
aeasj-240	99	20	investments	investment	NOUN
aeasj-240	99	21	.	.	PUNCT
aeasj-240	100	1	mulhsin	mulhsin	PROPN
aeasj-240	100	2	and	and	CCONJ
aeasj-240	100	3	eric	eric	PROPN
aeasj-240	100	4	(	(	PUNCT
aeasj-240	100	5	2000	2000	NUM
aeasj-240	100	6	)	)	PUNCT
aeasj-240	100	7	carried	carry	VERB
aeasj-240	100	8	out	out	ADP
aeasj-240	100	9	a	a	DET
aeasj-240	100	10	study	study	NOUN
aeasj-240	100	11	on	on	ADP
aeasj-240	100	12	turkish	turkish	ADJ
aeasj-240	100	13	economy	economy	NOUN
aeasj-240	100	14	;	;	PUNCT
aeasj-240	100	15	it	it	PRON
aeasj-240	100	16	was	be	AUX
aeasj-240	100	17	found	find	VERB
aeasj-240	100	18	that	that	SCONJ
aeasj-240	100	19	bank	bank	NOUN
aeasj-240	100	20	deposits	deposit	NOUN
aeasj-240	100	21	,	,	PUNCT
aeasj-240	100	22	private	private	ADJ
aeasj-240	100	23	sector	sector	NOUN
aeasj-240	100	24	credit	credit	NOUN
aeasj-240	100	25	or	or	CCONJ
aeasj-240	100	26	domestic	domestic	ADJ
aeasj-240	100	27	credit	credit	NOUN
aeasj-240	100	28	ratios	ratio	NOUN
aeasj-240	100	29	are	be	AUX
aeasj-240	100	30	alternatively	alternatively	ADV
aeasj-240	100	31	used	use	VERB
aeasj-240	100	32	as	as	ADP
aeasj-240	100	33	proxies	proxy	NOUN
aeasj-240	100	34	for	for	ADP
aeasj-240	100	35	financial	financial	ADJ
aeasj-240	100	36	development	development	NOUN
aeasj-240	100	37	;	;	PUNCT
aeasj-240	100	38	causality	causality	NOUN
aeasj-240	100	39	runs	run	VERB
aeasj-240	100	40	from	from	ADP
aeasj-240	100	41	economic	economic	ADJ
aeasj-240	100	42	growth	growth	NOUN
aeasj-240	100	43	to	to	ADP
aeasj-240	100	44	financial	financial	ADJ
aeasj-240	100	45	development	development	NOUN
aeasj-240	100	46	.	.	PUNCT
aeasj-240	101	1	their	their	PRON
aeasj-240	101	2	conclusion	conclusion	NOUN
aeasj-240	101	3	was	be	AUX
aeasj-240	101	4	that	that	SCONJ
aeasj-240	101	5	growth	growth	NOUN
aeasj-240	101	6	seems	seem	VERB
aeasj-240	101	7	to	to	PART
aeasj-240	101	8	lead	lead	VERB
aeasj-240	101	9	financial	financial	ADJ
aeasj-240	101	10	sector	sector	NOUN
aeasj-240	101	11	development	development	NOUN
aeasj-240	101	12	.	.	PUNCT
aeasj-240	102	1	shittu	shittu	PROPN
aeasj-240	102	2	(	(	PUNCT
aeasj-240	102	3	2012	2012	NUM
aeasj-240	102	4	)	)	PUNCT
aeasj-240	102	5	adopted	adopt	VERB
aeasj-240	102	6	unit	unit	NOUN
aeasj-240	102	7	root	root	NOUN
aeasj-240	102	8	test	test	NOUN
aeasj-240	102	9	,	,	PUNCT
aeasj-240	102	10	co	co	NOUN
aeasj-240	102	11	-	-	NOUN
aeasj-240	102	12	integration	integration	NOUN
aeasj-240	102	13	and	and	CCONJ
aeasj-240	102	14	error	error	NOUN
aeasj-240	102	15	correction	correction	NOUN
aeasj-240	102	16	model	model	NOUN
aeasj-240	102	17	to	to	PART
aeasj-240	102	18	examine	examine	VERB
aeasj-240	102	19	the	the	DET
aeasj-240	102	20	impact	impact	NOUN
aeasj-240	102	21	of	of	ADP
aeasj-240	102	22	financial	financial	ADJ
aeasj-240	102	23	intermediation	intermediation	NOUN
aeasj-240	102	24	on	on	ADP
aeasj-240	102	25	economic	economic	ADJ
aeasj-240	102	26	growth	growth	NOUN
aeasj-240	102	27	in	in	ADP
aeasj-240	102	28	nigeria	nigeria	PROPN
aeasj-240	102	29	,	,	PUNCT
aeasj-240	102	30	the	the	DET
aeasj-240	102	31	study	study	NOUN
aeasj-240	102	32	conclude	conclude	VERB
aeasj-240	102	33	that	that	SCONJ
aeasj-240	102	34	credit	credit	NOUN
aeasj-240	102	35	through	through	ADP
aeasj-240	102	36	deposit	deposit	NOUN
aeasj-240	102	37	is	be	AUX
aeasj-240	102	38	a	a	DET
aeasj-240	102	39	determinant	determinant	NOUN
aeasj-240	102	40	of	of	ADP
aeasj-240	102	41	economic	economic	ADJ
aeasj-240	102	42	growth	growth	NOUN
aeasj-240	102	43	in	in	ADP
aeasj-240	102	44	nigeria	nigeria	PROPN
aeasj-240	102	45	.	.	PUNCT
aeasj-240	103	1	this	this	PRON
aeasj-240	103	2	is	be	AUX
aeasj-240	103	3	in	in	ADP
aeasj-240	103	4	agreement	agreement	NOUN
aeasj-240	103	5	with	with	ADP
aeasj-240	103	6	the	the	DET
aeasj-240	103	7	study	study	NOUN
aeasj-240	103	8	of	of	ADP
aeasj-240	103	9	yakubu	yakubu	PROPN
aeasj-240	103	10	and	and	CCONJ
aeasj-240	103	11	affoi	affoi	PROPN
aeasj-240	103	12	(	(	PUNCT
aeasj-240	103	13	2014	2014	NUM
aeasj-240	103	14	)	)	PUNCT
aeasj-240	103	15	which	which	PRON
aeasj-240	103	16	conclude	conclude	VERB
aeasj-240	103	17	that	that	SCONJ
aeasj-240	103	18	commercial	commercial	ADJ
aeasj-240	103	19	banks	bank	NOUN
aeasj-240	103	20	credit	credit	NOUN
aeasj-240	103	21	impacts	impact	NOUN
aeasj-240	103	22	positively	positively	ADV
aeasj-240	103	23	and	and	CCONJ
aeasj-240	103	24	significantly	significantly	ADV
aeasj-240	103	25	on	on	ADP
aeasj-240	103	26	the	the	DET
aeasj-240	103	27	economic	economic	ADJ
aeasj-240	103	28	growth	growth	NOUN
aeasj-240	103	29	of	of	ADP
aeasj-240	103	30	nigeria	nigeria	PROPN
aeasj-240	103	31	.	.	PUNCT
aeasj-240	104	1	ogege	ogege	PROPN
aeasj-240	104	2	and	and	CCONJ
aeasj-240	104	3	boloupremo	boloupremo	PROPN
aeasj-240	104	4	(	(	PUNCT
aeasj-240	104	5	2014	2014	NUM
aeasj-240	104	6	)	)	PUNCT
aeasj-240	104	7	employ	employ	NOUN
aeasj-240	104	8	adf	adf	PROPN
aeasj-240	104	9	,	,	PUNCT
aeasj-240	104	10	johansen	johansen	PROPN
aeasj-240	104	11	co	co	PROPN
aeasj-240	104	12	-	-	NOUN
aeasj-240	104	13	integration	integration	NOUN
aeasj-240	104	14	and	and	CCONJ
aeasj-240	104	15	ecm	ecm	NOUN
aeasj-240	104	16	,	,	PUNCT
aeasj-240	104	17	the	the	DET
aeasj-240	104	18	study	study	NOUN
aeasj-240	104	19	concludes	conclude	VERB
aeasj-240	104	20	that	that	SCONJ
aeasj-240	104	21	only	only	ADJ
aeasj-240	104	22	credit	credit	NOUN
aeasj-240	104	23	allocated	allocate	VERB
aeasj-240	104	24	to	to	ADP
aeasj-240	104	25	production	production	NOUN
aeasj-240	104	26	sector	sector	NOUN
aeasj-240	104	27	is	be	AUX
aeasj-240	104	28	having	have	VERB
aeasj-240	104	29	a	a	DET
aeasj-240	104	30	significant	significant	ADJ
aeasj-240	104	31	positive	positive	ADJ
aeasj-240	104	32	effect	effect	NOUN
aeasj-240	104	33	on	on	ADP
aeasj-240	104	34	growth	growth	NOUN
aeasj-240	104	35	.	.	PUNCT
aeasj-240	105	1	akpansung	akpansung	PROPN
aeasj-240	105	2	&	&	CCONJ
aeasj-240	105	3	babalola	babalola	PROPN
aeasj-240	105	4	(	(	PUNCT
aeasj-240	105	5	2009	2009	NUM
aeasj-240	105	6	)	)	PUNCT
aeasj-240	105	7	,	,	PUNCT
aeasj-240	105	8	examined	examine	VERB
aeasj-240	105	9	the	the	DET
aeasj-240	105	10	impact	impact	NOUN
aeasj-240	105	11	of	of	ADP
aeasj-240	105	12	bank	bank	NOUN
aeasj-240	105	13	credit	credit	NOUN
aeasj-240	105	14	on	on	ADP
aeasj-240	105	15	the	the	DET
aeasj-240	105	16	growth	growth	NOUN
aeasj-240	105	17	of	of	ADP
aeasj-240	105	18	nigerian	nigerian	ADJ
aeasj-240	105	19	economy	economy	NOUN
aeasj-240	105	20	for	for	ADP
aeasj-240	105	21	the	the	DET
aeasj-240	105	22	period	period	NOUN
aeasj-240	105	23	of	of	ADP
aeasj-240	105	24	1970	1970	NUM
aeasj-240	105	25	-	-	SYM
aeasj-240	105	26	2008	2008	NUM
aeasj-240	105	27	,	,	PUNCT
aeasj-240	105	28	using	use	VERB
aeasj-240	105	29	two	two	NUM
aeasj-240	105	30	-	-	PUNCT
aeasj-240	105	31	stage	stage	NOUN
aeasj-240	105	32	least	least	ADV
aeasj-240	105	33	square	square	ADJ
aeasj-240	105	34	and	and	CCONJ
aeasj-240	105	35	granger	granger	PROPN
aeasj-240	105	36	causality	causality	PROPN
aeasj-240	105	37	test	test	NOUN
aeasj-240	105	38	,	,	PUNCT
aeasj-240	105	39	the	the	DET
aeasj-240	105	40	result	result	NOUN
aeasj-240	105	41	indicates	indicate	VERB
aeasj-240	105	42	that	that	SCONJ
aeasj-240	105	43	bank	bank	NOUN
aeasj-240	105	44	credit	credit	NOUN
aeasj-240	105	45	has	have	VERB
aeasj-240	105	46	a	a	DET
aeasj-240	105	47	negative	negative	ADJ
aeasj-240	105	48	impact	impact	NOUN
aeasj-240	105	49	on	on	ADP
aeasj-240	105	50	the	the	DET
aeasj-240	105	51	growth	growth	NOUN
aeasj-240	105	52	of	of	ADP
aeasj-240	105	53	nigerian	nigerian	ADJ
aeasj-240	105	54	economy	economy	NOUN
aeasj-240	105	55	with	with	ADP
aeasj-240	105	56	causation	causation	NOUN
aeasj-240	105	57	running	run	VERB
aeasj-240	105	58	from	from	ADP
aeasj-240	105	59	gdp	gdp	NOUN
aeasj-240	105	60	to	to	ADP
aeasj-240	105	61	bank	bank	NOUN
aeasj-240	105	62	credit	credit	NOUN
aeasj-240	105	63	.	.	PUNCT
aeasj-240	106	1	marshal	marshal	NOUN
aeasj-240	106	2	,	,	PUNCT
aeasj-240	106	3	igbanibo	igbanibo	NOUN
aeasj-240	106	4	and	and	CCONJ
aeasj-240	106	5	onuegbu	onuegbu	PROPN
aeasj-240	106	6	(	(	PUNCT
aeasj-240	106	7	2015	2015	NUM
aeasj-240	106	8	)	)	PUNCT
aeasj-240	106	9	did	do	AUX
aeasj-240	106	10	study	study	VERB
aeasj-240	106	11	in	in	ADP
aeasj-240	106	12	nigeria	nigeria	PROPN
aeasj-240	106	13	and	and	CCONJ
aeasj-240	106	14	found	find	VERB
aeasj-240	106	15	strong	strong	ADJ
aeasj-240	106	16	positive	positive	ADJ
aeasj-240	106	17	correlation	correlation	NOUN
aeasj-240	106	18	between	between	ADP
aeasj-240	106	19	banks	bank	NOUN
aeasj-240	106	20	credit	credit	NOUN
aeasj-240	106	21	and	and	CCONJ
aeasj-240	106	22	gdp	gdp	NOUN
aeasj-240	106	23	and	and	CCONJ
aeasj-240	106	24	concluded	conclude	VERB
aeasj-240	106	25	that	that	SCONJ
aeasj-240	106	26	there	there	PRON
aeasj-240	106	27	is	be	VERB
aeasj-240	106	28	unidirectional	unidirectional	ADJ
aeasj-240	106	29	relationship	relationship	NOUN
aeasj-240	106	30	running	run	VERB
aeasj-240	106	31	from	from	ADP
aeasj-240	106	32	gdp	gdp	NOUN
aeasj-240	106	33	to	to	ADP
aeasj-240	106	34	banking	banking	NOUN
aeasj-240	106	35	sector	sector	NOUN
aeasj-240	106	36	credit	credit	NOUN
aeasj-240	106	37	.	.	PUNCT
aeasj-240	107	1	orji	orji	PROPN
aeasj-240	107	2	,	,	PUNCT
aeasj-240	107	3	a.	a.	NOUN
aeasj-240	107	4	(	(	PUNCT
aeasj-240	107	5	2012	2012	NUM
aeasj-240	107	6	)	)	PUNCT
aeasj-240	107	7	investigated	investigate	VERB
aeasj-240	107	8	the	the	DET
aeasj-240	107	9	determinants	determinant	NOUN
aeasj-240	107	10	of	of	ADP
aeasj-240	107	11	bank	bank	NOUN
aeasj-240	107	12	savings	saving	NOUN
aeasj-240	107	13	in	in	ADP
aeasj-240	107	14	nigeria	nigeria	PROPN
aeasj-240	107	15	as	as	ADV
aeasj-240	107	16	well	well	ADV
aeasj-240	107	17	as	as	ADP
aeasj-240	107	18	examined	examine	VERB
aeasj-240	107	19	the	the	DET
aeasj-240	107	20	impact	impact	NOUN
aeasj-240	107	21	of	of	ADP
aeasj-240	107	22	bank	bank	NOUN
aeasj-240	107	23	savings	saving	NOUN
aeasj-240	107	24	and	and	CCONJ
aeasj-240	107	25	bank	bank	NOUN
aeasj-240	107	26	credits	credit	NOUN
aeasj-240	107	27	on	on	ADP
aeasj-240	107	28	nigeria	nigeria	PROPN
aeasj-240	107	29	’s	’s	PART
aeasj-240	107	30	economic	economic	ADJ
aeasj-240	107	31	growth	growth	NOUN
aeasj-240	107	32	from	from	ADP
aeasj-240	107	33	19702006	19702006	NUM
aeasj-240	107	34	.	.	PUNCT
aeasj-240	108	1	the	the	DET
aeasj-240	108	2	empirical	empirical	ADJ
aeasj-240	108	3	results	result	NOUN
aeasj-240	108	4	showed	show	VERB
aeasj-240	108	5	a	a	DET
aeasj-240	108	6	positive	positive	ADJ
aeasj-240	108	7	http://data.worldbank.org/indicator/fs.ast.prvt.gd.zs	http://data.worldbank.org/indicator/fs.ast.prvt.gd.zs	ADJ
aeasj-240	108	8	http://data.worldbank.org/indicator/fs.ast.prvt.gd.zs	http://data.worldbank.org/indicator/fs.ast.prvt.gd.zs	NOUN
aeasj-240	108	9	copyright	copyright	PROPN
aeasj-240	108	10	©	©	PROPN
aeasj-240	108	11	cc	cc	PROPN
aeasj-240	108	12	-	-	PUNCT
aeasj-240	108	13	by	by	ADP
aeasj-240	108	14	-	-	PUNCT
aeasj-240	108	15	nc	nc	PROPN
aeasj-240	108	16	2019	2019	NUM
aeasj-240	108	17	,	,	PUNCT
aeasj-240	108	18	cribfb	cribfb	VERB
aeasj-240	108	19	|	|	ADV
aeasj-240	108	20	aesr	aesr	ADV
aeasj-240	108	21	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	AUX
aeasj-240	108	22	american	american	PROPN
aeasj-240	108	23	economic	economic	PROPN
aeasj-240	108	24	&	&	CCONJ
aeasj-240	108	25	social	social	PROPN
aeasj-240	108	26	review	review	PROPN
aeasj-240	108	27	vol	vol	NOUN
aeasj-240	108	28	.	.	PROPN
aeasj-240	109	1	5	5	NUM
aeasj-240	109	2	,	,	PUNCT
aeasj-240	109	3	no	no	INTJ
aeasj-240	109	4	.	.	NOUN
aeasj-240	109	5	1	1	NUM
aeasj-240	109	6	;	;	PUNCT
aeasj-240	109	7	2019	2019	NUM
aeasj-240	109	8	5	5	NUM
aeasj-240	109	9	relationship	relationship	NOUN
aeasj-240	109	10	exists	exist	VERB
aeasj-240	109	11	between	between	ADP
aeasj-240	109	12	the	the	DET
aeasj-240	109	13	lagged	lag	VERB
aeasj-240	109	14	values	value	NOUN
aeasj-240	109	15	of	of	ADP
aeasj-240	109	16	total	total	ADJ
aeasj-240	109	17	private	private	ADJ
aeasj-240	109	18	savings	saving	NOUN
aeasj-240	109	19	,	,	PUNCT
aeasj-240	109	20	private	private	ADJ
aeasj-240	109	21	sector	sector	NOUN
aeasj-240	109	22	credit	credit	NOUN
aeasj-240	109	23	,	,	PUNCT
aeasj-240	109	24	public	public	ADJ
aeasj-240	109	25	sector	sector	NOUN
aeasj-240	109	26	credit	credit	NOUN
aeasj-240	109	27	,	,	PUNCT
aeasj-240	109	28	interest	interest	NOUN
aeasj-240	109	29	rate	rate	NOUN
aeasj-240	109	30	spread	spread	NOUN
aeasj-240	109	31	,	,	PUNCT
aeasj-240	109	32	exchange	exchange	NOUN
aeasj-240	109	33	rates	rate	NOUN
aeasj-240	109	34	and	and	CCONJ
aeasj-240	109	35	economic	economic	ADJ
aeasj-240	109	36	growth	growth	NOUN
aeasj-240	109	37	.	.	PUNCT
aeasj-240	110	1	2.4	2.4	NUM
aeasj-240	110	2	theoretical	theoretical	ADJ
aeasj-240	110	3	framework	framework	NOUN
aeasj-240	110	4	few	few	ADJ
aeasj-240	110	5	theories	theory	NOUN
aeasj-240	110	6	on	on	ADP
aeasj-240	110	7	credit	credit	NOUN
aeasj-240	110	8	have	have	AUX
aeasj-240	110	9	been	be	AUX
aeasj-240	110	10	propounded	propound	VERB
aeasj-240	110	11	by	by	ADP
aeasj-240	110	12	scholars	scholar	NOUN
aeasj-240	110	13	but	but	CCONJ
aeasj-240	110	14	for	for	ADP
aeasj-240	110	15	the	the	DET
aeasj-240	110	16	purpose	purpose	NOUN
aeasj-240	110	17	of	of	ADP
aeasj-240	110	18	this	this	DET
aeasj-240	110	19	study	study	NOUN
aeasj-240	110	20	,	,	PUNCT
aeasj-240	110	21	the	the	DET
aeasj-240	110	22	quantitative	quantitative	ADJ
aeasj-240	110	23	easing	ease	VERB
aeasj-240	110	24	theory	theory	NOUN
aeasj-240	110	25	propounded	propound	VERB
aeasj-240	110	26	by	by	ADP
aeasj-240	110	27	richard	richard	PROPN
aeasj-240	110	28	andreas	andreas	PROPN
aeasj-240	110	29	werner	werner	PROPN
aeasj-240	110	30	was	be	AUX
aeasj-240	110	31	used	use	VERB
aeasj-240	110	32	to	to	PART
aeasj-240	110	33	explain	explain	VERB
aeasj-240	110	34	banking	banking	NOUN
aeasj-240	110	35	system	system	NOUN
aeasj-240	110	36	credit	credit	NOUN
aeasj-240	110	37	.	.	PUNCT
aeasj-240	111	1	richard	richard	PROPN
aeasj-240	111	2	andreas	andreas	PROPN
aeasj-240	111	3	werner	werner	PROPN
aeasj-240	111	4	is	be	AUX
aeasj-240	111	5	a	a	DET
aeasj-240	111	6	monetary	monetary	ADJ
aeasj-240	111	7	and	and	CCONJ
aeasj-240	111	8	development	development	NOUN
aeasj-240	111	9	economist	economist	NOUN
aeasj-240	111	10	,	,	PUNCT
aeasj-240	111	11	he	he	PRON
aeasj-240	111	12	proposed	propose	VERB
aeasj-240	111	13	the	the	DET
aeasj-240	111	14	term	term	NOUN
aeasj-240	111	15	quantitative	quantitative	ADJ
aeasj-240	111	16	easing	easing	NOUN
aeasj-240	111	17	as	as	ADV
aeasj-240	111	18	well	well	ADV
aeasj-240	111	19	as	as	ADP
aeasj-240	111	20	the	the	DET
aeasj-240	111	21	expression	expression	NOUN
aeasj-240	111	22	“	"	PUNCT
aeasj-240	111	23	qe2	qe2	PROPN
aeasj-240	111	24	”	"	PUNCT
aeasj-240	111	25	referring	refer	VERB
aeasj-240	111	26	to	to	ADP
aeasj-240	111	27	the	the	DET
aeasj-240	111	28	need	need	NOUN
aeasj-240	111	29	to	to	PART
aeasj-240	111	30	implement	implement	VERB
aeasj-240	111	31	true	true	ADJ
aeasj-240	111	32	quantitative	quantitative	ADJ
aeasj-240	111	33	easing	easing	NOUN
aeasj-240	111	34	as	as	ADP
aeasj-240	111	35	an	an	DET
aeasj-240	111	36	expansion	expansion	NOUN
aeasj-240	111	37	in	in	ADP
aeasj-240	111	38	credit	credit	NOUN
aeasj-240	111	39	creation	creation	NOUN
aeasj-240	111	40	.	.	PUNCT
aeasj-240	112	1	he	he	PRON
aeasj-240	112	2	has	have	AUX
aeasj-240	112	3	developed	develop	VERB
aeasj-240	112	4	a	a	DET
aeasj-240	112	5	theory	theory	NOUN
aeasj-240	112	6	of	of	ADP
aeasj-240	112	7	money	money	NOUN
aeasj-240	112	8	creation	creation	NOUN
aeasj-240	112	9	called	call	VERB
aeasj-240	112	10	the	the	DET
aeasj-240	112	11	quantity	quantity	NOUN
aeasj-240	112	12	theory	theory	NOUN
aeasj-240	112	13	of	of	ADP
aeasj-240	112	14	credit	credit	NOUN
aeasj-240	112	15	which	which	PRON
aeasj-240	112	16	is	be	AUX
aeasj-240	112	17	in	in	ADP
aeasj-240	112	18	line	line	NOUN
aeasj-240	112	19	with	with	ADP
aeasj-240	112	20	schumpeter	schumpeter	NOUN
aeasj-240	112	21	’s	’s	PART
aeasj-240	112	22	credit	credit	NOUN
aeasj-240	112	23	of	of	ADP
aeasj-240	112	24	money	money	NOUN
aeasj-240	112	25	.	.	PUNCT
aeasj-240	113	1	werner	werner	PROPN
aeasj-240	113	2	has	have	AUX
aeasj-240	113	3	argued	argue	VERB
aeasj-240	113	4	since	since	SCONJ
aeasj-240	113	5	1992	1992	NUM
aeasj-240	113	6	that	that	SCONJ
aeasj-240	113	7	the	the	DET
aeasj-240	113	8	banking	banking	NOUN
aeasj-240	113	9	sector	sector	NOUN
aeasj-240	113	10	needs	need	VERB
aeasj-240	113	11	to	to	PART
aeasj-240	113	12	be	be	AUX
aeasj-240	113	13	reflected	reflect	VERB
aeasj-240	113	14	appropriately	appropriately	ADV
aeasj-240	113	15	in	in	ADP
aeasj-240	113	16	the	the	DET
aeasj-240	113	17	macroeconomic	macroeconomic	ADJ
aeasj-240	113	18	models	model	NOUN
aeasj-240	113	19	since	since	SCONJ
aeasj-240	113	20	it	it	PRON
aeasj-240	113	21	is	be	AUX
aeasj-240	113	22	the	the	DET
aeasj-240	113	23	main	main	ADJ
aeasj-240	113	24	creator	creator	NOUN
aeasj-240	113	25	and	and	CCONJ
aeasj-240	113	26	allocator	allocator	NOUN
aeasj-240	113	27	of	of	ADP
aeasj-240	113	28	the	the	DET
aeasj-240	113	29	money	money	NOUN
aeasj-240	113	30	supply	supply	NOUN
aeasj-240	113	31	,	,	PUNCT
aeasj-240	113	32	through	through	ADP
aeasj-240	113	33	the	the	DET
aeasj-240	113	34	purpose	purpose	NOUN
aeasj-240	113	35	of	of	ADP
aeasj-240	113	36	credit	credit	NOUN
aeasj-240	113	37	creation	creation	NOUN
aeasj-240	113	38	by	by	ADP
aeasj-240	113	39	individual	individual	ADJ
aeasj-240	113	40	banks	bank	NOUN
aeasj-240	113	41	.	.	PUNCT
aeasj-240	114	1	3	3	X
aeasj-240	114	2	.	.	X
aeasj-240	114	3	methodology	methodology	NOUN
aeasj-240	114	4	the	the	DET
aeasj-240	114	5	aim	aim	NOUN
aeasj-240	114	6	of	of	ADP
aeasj-240	114	7	the	the	DET
aeasj-240	114	8	research	research	NOUN
aeasj-240	114	9	is	be	AUX
aeasj-240	114	10	to	to	PART
aeasj-240	114	11	examine	examine	VERB
aeasj-240	114	12	the	the	DET
aeasj-240	114	13	effect	effect	NOUN
aeasj-240	114	14	of	of	ADP
aeasj-240	114	15	bank	bank	NOUN
aeasj-240	114	16	credits	credit	NOUN
aeasj-240	114	17	(	(	PUNCT
aeasj-240	114	18	such	such	ADJ
aeasj-240	114	19	as	as	ADP
aeasj-240	114	20	credit	credit	NOUN
aeasj-240	114	21	to	to	ADP
aeasj-240	114	22	private	private	ADJ
aeasj-240	114	23	sector	sector	NOUN
aeasj-240	114	24	,	,	PUNCT
aeasj-240	114	25	credit	credit	NOUN
aeasj-240	114	26	to	to	ADP
aeasj-240	114	27	public	public	ADJ
aeasj-240	114	28	sector	sector	NOUN
aeasj-240	114	29	and	and	CCONJ
aeasj-240	114	30	prime	prime	ADJ
aeasj-240	114	31	lending	lending	NOUN
aeasj-240	114	32	rate	rate	NOUN
aeasj-240	114	33	)	)	PUNCT
aeasj-240	114	34	on	on	ADP
aeasj-240	114	35	the	the	DET
aeasj-240	114	36	nigerian	nigerian	ADJ
aeasj-240	114	37	economy	economy	NOUN
aeasj-240	114	38	(	(	PUNCT
aeasj-240	114	39	proxied	proxie	VERB
aeasj-240	114	40	by	by	ADP
aeasj-240	114	41	gdp	gdp	NOUN
aeasj-240	114	42	)	)	PUNCT
aeasj-240	114	43	using	use	VERB
aeasj-240	114	44	annual	annual	ADJ
aeasj-240	114	45	data	datum	NOUN
aeasj-240	114	46	covering	cover	VERB
aeasj-240	114	47	the	the	DET
aeasj-240	114	48	period	period	NOUN
aeasj-240	114	49	from	from	ADP
aeasj-240	114	50	1980	1980	NUM
aeasj-240	114	51	to	to	ADP
aeasj-240	114	52	2017	2017	NUM
aeasj-240	114	53	.	.	PUNCT
aeasj-240	115	1	3.1	3.1	NUM
aeasj-240	115	2	research	research	NOUN
aeasj-240	115	3	design	design	NOUN
aeasj-240	115	4	this	this	DET
aeasj-240	115	5	study	study	NOUN
aeasj-240	115	6	employed	employ	VERB
aeasj-240	115	7	correlational	correlational	ADJ
aeasj-240	115	8	research	research	NOUN
aeasj-240	115	9	design	design	NOUN
aeasj-240	115	10	.	.	PUNCT
aeasj-240	116	1	the	the	DET
aeasj-240	116	2	choice	choice	NOUN
aeasj-240	116	3	of	of	ADP
aeasj-240	116	4	this	this	DET
aeasj-240	116	5	research	research	NOUN
aeasj-240	116	6	design	design	NOUN
aeasj-240	116	7	is	be	AUX
aeasj-240	116	8	due	due	ADJ
aeasj-240	116	9	to	to	ADP
aeasj-240	116	10	the	the	DET
aeasj-240	116	11	time	time	NOUN
aeasj-240	116	12	series	series	PROPN
aeasj-240	116	13	nature	nature	NOUN
aeasj-240	116	14	of	of	ADP
aeasj-240	116	15	the	the	DET
aeasj-240	116	16	data	datum	NOUN
aeasj-240	116	17	collected	collect	VERB
aeasj-240	116	18	from	from	ADP
aeasj-240	116	19	the	the	DET
aeasj-240	116	20	period	period	NOUN
aeasj-240	116	21	1980	1980	NUM
aeasj-240	116	22	-	-	SYM
aeasj-240	116	23	2017	2017	NUM
aeasj-240	116	24	,	,	PUNCT
aeasj-240	116	25	this	this	DET
aeasj-240	116	26	types	type	NOUN
aeasj-240	116	27	of	of	ADP
aeasj-240	116	28	research	research	NOUN
aeasj-240	116	29	design	design	NOUN
aeasj-240	116	30	studies	study	NOUN
aeasj-240	116	31	the	the	DET
aeasj-240	116	32	relationship	relationship	NOUN
aeasj-240	116	33	between	between	ADP
aeasj-240	116	34	the	the	DET
aeasj-240	116	35	dependent	dependent	ADJ
aeasj-240	116	36	variable	variable	NOUN
aeasj-240	116	37	and	and	CCONJ
aeasj-240	116	38	independent	independent	ADJ
aeasj-240	116	39	variables	variable	NOUN
aeasj-240	116	40	.	.	PUNCT
aeasj-240	117	1	3.2	3.2	NUM
aeasj-240	117	2	study	study	NOUN
aeasj-240	117	3	data	datum	NOUN
aeasj-240	117	4	study	study	NOUN
aeasj-240	117	5	of	of	ADP
aeasj-240	117	6	this	this	DET
aeasj-240	117	7	nature	nature	NOUN
aeasj-240	117	8	demands	demand	VERB
aeasj-240	117	9	the	the	DET
aeasj-240	117	10	use	use	NOUN
aeasj-240	117	11	of	of	ADP
aeasj-240	117	12	time	time	NOUN
aeasj-240	117	13	series	series	PROPN
aeasj-240	117	14	secondary	secondary	ADJ
aeasj-240	117	15	data	data	PROPN
aeasj-240	117	16	,	,	PUNCT
aeasj-240	117	17	relating	relate	VERB
aeasj-240	117	18	to	to	ADP
aeasj-240	117	19	each	each	PRON
aeasj-240	117	20	of	of	ADP
aeasj-240	117	21	the	the	DET
aeasj-240	117	22	study	study	NOUN
aeasj-240	117	23	’s	’s	PART
aeasj-240	117	24	variables	variable	NOUN
aeasj-240	117	25	–	–	PUNCT
aeasj-240	117	26	gross	gross	ADJ
aeasj-240	117	27	domestic	domestic	ADJ
aeasj-240	117	28	product	product	NOUN
aeasj-240	117	29	,	,	PUNCT
aeasj-240	117	30	credits	credit	NOUN
aeasj-240	117	31	to	to	ADP
aeasj-240	117	32	private	private	ADJ
aeasj-240	117	33	sector	sector	NOUN
aeasj-240	117	34	,	,	PUNCT
aeasj-240	117	35	credits	credit	NOUN
aeasj-240	117	36	to	to	ADP
aeasj-240	117	37	public	public	ADJ
aeasj-240	117	38	sector	sector	NOUN
aeasj-240	117	39	and	and	CCONJ
aeasj-240	117	40	prime	prime	ADJ
aeasj-240	117	41	lending	lending	NOUN
aeasj-240	117	42	rate	rate	NOUN
aeasj-240	117	43	,	,	PUNCT
aeasj-240	117	44	spanning	span	VERB
aeasj-240	117	45	a	a	DET
aeasj-240	117	46	period	period	NOUN
aeasj-240	117	47	of	of	ADP
aeasj-240	117	48	37	37	NUM
aeasj-240	117	49	years	year	NOUN
aeasj-240	117	50	(	(	PUNCT
aeasj-240	117	51	1980	1980	NUM
aeasj-240	117	52	-	-	SYM
aeasj-240	117	53	2017	2017	NUM
aeasj-240	117	54	)	)	PUNCT
aeasj-240	117	55	.	.	PUNCT
aeasj-240	118	1	all	all	DET
aeasj-240	118	2	data	datum	NOUN
aeasj-240	118	3	regarding	regard	VERB
aeasj-240	118	4	the	the	DET
aeasj-240	118	5	variables	variable	NOUN
aeasj-240	118	6	were	be	AUX
aeasj-240	118	7	obtained	obtain	VERB
aeasj-240	118	8	from	from	ADP
aeasj-240	118	9	the	the	DET
aeasj-240	118	10	central	central	ADJ
aeasj-240	118	11	bank	bank	PROPN
aeasj-240	118	12	of	of	ADP
aeasj-240	118	13	nigeria	nigeria	PROPN
aeasj-240	118	14	(	(	PUNCT
aeasj-240	118	15	cbn	cbn	PROPN
aeasj-240	118	16	)	)	PUNCT
aeasj-240	118	17	statistical	statistical	ADJ
aeasj-240	118	18	bulletin	bulletin	NOUN
aeasj-240	118	19	and	and	CCONJ
aeasj-240	118	20	national	national	ADJ
aeasj-240	118	21	bureau	bureau	PROPN
aeasj-240	118	22	of	of	ADP
aeasj-240	118	23	statistics	statistic	NOUN
aeasj-240	118	24	of	of	ADP
aeasj-240	118	25	various	various	ADJ
aeasj-240	118	26	years	year	NOUN
aeasj-240	118	27	under	under	ADP
aeasj-240	118	28	study	study	NOUN
aeasj-240	118	29	3.3empirical	3.3empirical	ADJ
aeasj-240	118	30	model	model	NOUN
aeasj-240	118	31	the	the	DET
aeasj-240	118	32	regression	regression	NOUN
aeasj-240	118	33	technique	technique	NOUN
aeasj-240	118	34	is	be	AUX
aeasj-240	118	35	an	an	DET
aeasj-240	118	36	important	important	ADJ
aeasj-240	118	37	tool	tool	NOUN
aeasj-240	118	38	in	in	ADP
aeasj-240	118	39	econometrics	econometric	NOUN
aeasj-240	118	40	.	.	PUNCT
aeasj-240	119	1	in	in	ADP
aeasj-240	119	2	general	general	ADJ
aeasj-240	119	3	,	,	PUNCT
aeasj-240	119	4	a	a	DET
aeasj-240	119	5	regression	regression	NOUN
aeasj-240	119	6	is	be	AUX
aeasj-240	119	7	concerned	concern	VERB
aeasj-240	119	8	with	with	ADP
aeasj-240	119	9	examining	examine	VERB
aeasj-240	119	10	the	the	DET
aeasj-240	119	11	linkages	linkage	NOUN
aeasj-240	119	12	between	between	ADP
aeasj-240	119	13	a	a	DET
aeasj-240	119	14	given	give	VERB
aeasj-240	119	15	variable	variable	NOUN
aeasj-240	119	16	and	and	CCONJ
aeasj-240	119	17	one	one	NUM
aeasj-240	119	18	or	or	CCONJ
aeasj-240	119	19	more	more	ADJ
aeasj-240	119	20	other	other	ADJ
aeasj-240	119	21	variables	variable	NOUN
aeasj-240	119	22	.	.	PUNCT
aeasj-240	120	1	it	it	PRON
aeasj-240	120	2	is	be	AUX
aeasj-240	120	3	an	an	DET
aeasj-240	120	4	attempt	attempt	NOUN
aeasj-240	120	5	to	to	PART
aeasj-240	120	6	describe	describe	VERB
aeasj-240	120	7	changes	change	NOUN
aeasj-240	120	8	in	in	ADP
aeasj-240	120	9	a	a	DET
aeasj-240	120	10	variable	variable	NOUN
aeasj-240	120	11	.	.	PUNCT
aeasj-240	121	1	it	it	PRON
aeasj-240	121	2	is	be	AUX
aeasj-240	121	3	an	an	DET
aeasj-240	121	4	attempt	attempt	NOUN
aeasj-240	121	5	to	to	PART
aeasj-240	121	6	describe	describe	VERB
aeasj-240	121	7	changes	change	NOUN
aeasj-240	121	8	in	in	ADP
aeasj-240	121	9	variables	variable	NOUN
aeasj-240	121	10	by	by	ADP
aeasj-240	121	11	reference	reference	NOUN
aeasj-240	121	12	to	to	ADP
aeasj-240	121	13	changes	change	NOUN
aeasj-240	121	14	in	in	ADP
aeasj-240	121	15	other	other	ADJ
aeasj-240	121	16	variables	variable	NOUN
aeasj-240	121	17	.	.	PUNCT
aeasj-240	122	1	the	the	DET
aeasj-240	122	2	regression	regression	NOUN
aeasj-240	122	3	model	model	NOUN
aeasj-240	122	4	is	be	AUX
aeasj-240	122	5	stated	state	VERB
aeasj-240	122	6	as	as	ADP
aeasj-240	122	7	r=	r=	ADJ
aeasj-240	122	8	∞	∞	PROPN
aeasj-240	123	1	+	+	PROPN
aeasj-240	123	2	b1x1	b1x1	NOUN
aeasj-240	123	3	+	+	ADJ
aeasj-240	123	4	b2x2	b2x2	ADP
aeasj-240	123	5	+	+	NOUN
aeasj-240	123	6	-----------bxxx	-----------bxxx	ADJ
aeasj-240	123	7	+	+	ADJ
aeasj-240	123	8	ɛ	ɛ	NOUN
aeasj-240	123	9	…	…	PUNCT
aeasj-240	123	10	…	…	PUNCT
aeasj-240	123	11	…	…	PUNCT
aeasj-240	123	12	…	…	PUNCT
aeasj-240	123	13	…	…	PUNCT
aeasj-240	123	14	……	……	NOUN
aeasj-240	123	15	……	……	NOUN
aeasj-240	123	16	……	……	NOUN
aeasj-240	123	17	.	.	PUNCT
aeasj-240	124	1	(	(	PUNCT
aeasj-240	124	2	1	1	X
aeasj-240	124	3	)	)	PUNCT
aeasj-240	124	4	this	this	DET
aeasj-240	124	5	regression	regression	NOUN
aeasj-240	124	6	model	model	NOUN
aeasj-240	124	7	can	can	AUX
aeasj-240	124	8	be	be	AUX
aeasj-240	124	9	interpreted	interpret	VERB
aeasj-240	124	10	whether	whether	SCONJ
aeasj-240	124	11	a	a	DET
aeasj-240	124	12	set	set	NOUN
aeasj-240	124	13	of	of	ADP
aeasj-240	124	14	bank	bank	NOUN
aeasj-240	124	15	credits	credit	NOUN
aeasj-240	124	16	factors	factor	NOUN
aeasj-240	124	17	has	have	VERB
aeasj-240	124	18	a	a	DET
aeasj-240	124	19	linkage	linkage	NOUN
aeasj-240	124	20	with	with	ADP
aeasj-240	124	21	economic	economic	ADJ
aeasj-240	124	22	growth	growth	NOUN
aeasj-240	124	23	,	,	PUNCT
aeasj-240	124	24	where	where	SCONJ
aeasj-240	124	25	r	r	NOUN
aeasj-240	124	26	is	be	AUX
aeasj-240	124	27	economic	economic	ADJ
aeasj-240	124	28	growth	growth	NOUN
aeasj-240	124	29	proxies	proxy	NOUN
aeasj-240	124	30	by	by	ADP
aeasj-240	124	31	gdp	gdp	NOUN
aeasj-240	124	32	and	and	CCONJ
aeasj-240	124	33	x	x	NOUN
aeasj-240	124	34	’s	’s	NOUN
aeasj-240	124	35	represents	represent	VERB
aeasj-240	124	36	the	the	DET
aeasj-240	124	37	bank	bank	NOUN
aeasj-240	124	38	credit	credit	NOUN
aeasj-240	124	39	variables	variable	NOUN
aeasj-240	124	40	used	use	VERB
aeasj-240	124	41	in	in	ADP
aeasj-240	124	42	this	this	DET
aeasj-240	124	43	study	study	NOUN
aeasj-240	124	44	.	.	PUNCT
aeasj-240	125	1	∞	∞	PROPN
aeasj-240	125	2	is	be	AUX
aeasj-240	125	3	the	the	DET
aeasj-240	125	4	intercept	intercept	NOUN
aeasj-240	125	5	of	of	ADP
aeasj-240	125	6	the	the	DET
aeasj-240	125	7	regression	regression	NOUN
aeasj-240	125	8	that	that	PRON
aeasj-240	125	9	is	be	AUX
aeasj-240	125	10	,	,	PUNCT
aeasj-240	125	11	constant	constant	ADJ
aeasj-240	125	12	term	term	NOUN
aeasj-240	125	13	,	,	PUNCT
aeasj-240	125	14	b1	b1	NOUN
aeasj-240	125	15	-	-	PUNCT
aeasj-240	125	16	bx	bx	PROPN
aeasj-240	125	17	are	be	AUX
aeasj-240	125	18	the	the	DET
aeasj-240	125	19	coefficient	coefficient	NOUN
aeasj-240	125	20	of	of	ADP
aeasj-240	125	21	variables	variable	NOUN
aeasj-240	125	22	,	,	PUNCT
aeasj-240	125	23	and	and	CCONJ
aeasj-240	125	24	ɛ	ɛ	PROPN
aeasj-240	125	25	is	be	AUX
aeasj-240	125	26	the	the	DET
aeasj-240	125	27	error	error	NOUN
aeasj-240	125	28	term.the	term.the	DET
aeasj-240	125	29	model	model	NOUN
aeasj-240	125	30	was	be	AUX
aeasj-240	125	31	modified	modify	VERB
aeasj-240	125	32	as	as	SCONJ
aeasj-240	125	33	follows	follow	VERB
aeasj-240	125	34	;	;	PUNCT
aeasj-240	125	35	log	log	VERB
aeasj-240	125	36	gdp	gdp	NOUN
aeasj-240	125	37	=	=	NOUN
aeasj-240	126	1	∞	∞	PROPN
aeasj-240	126	2	+	+	NOUN
aeasj-240	126	3	b1	b1	NOUN
aeasj-240	126	4	log	log	NOUN
aeasj-240	126	5	cps	cps	PROPN
aeasj-240	126	6	+	+	CCONJ
aeasj-240	126	7	b2	b2	NOUN
aeasj-240	126	8	log	log	NOUN
aeasj-240	126	9	cpr	cpr	NOUN
aeasj-240	126	10	+	+	CCONJ
aeasj-240	126	11	b3	b3	PROPN
aeasj-240	126	12	log	log	NOUN
aeasj-240	126	13	plr	plr	NOUN
aeasj-240	126	14	+	+	CCONJ
aeasj-240	126	15	ɛ	ɛ	PROPN
aeasj-240	126	16	…	…	PUNCT
aeasj-240	126	17	…	…	PUNCT
aeasj-240	126	18	…	…	PUNCT
aeasj-240	126	19	…	…	PUNCT
aeasj-240	126	20	……	……	NOUN
aeasj-240	126	21	……	……	NOUN
aeasj-240	126	22	……	……	NOUN
aeasj-240	126	23	……	……	NOUN
aeasj-240	126	24	(	(	PUNCT
aeasj-240	126	25	2	2	X
aeasj-240	126	26	)	)	PUNCT
aeasj-240	126	27	these	these	DET
aeasj-240	126	28	variables	variable	NOUN
aeasj-240	126	29	were	be	AUX
aeasj-240	126	30	so	so	ADV
aeasj-240	126	31	chosen	choose	VERB
aeasj-240	126	32	because	because	SCONJ
aeasj-240	126	33	they	they	PRON
aeasj-240	126	34	are	be	AUX
aeasj-240	126	35	majorly	majorly	ADV
aeasj-240	126	36	the	the	DET
aeasj-240	126	37	key	key	ADJ
aeasj-240	126	38	sectors	sector	NOUN
aeasj-240	126	39	that	that	PRON
aeasj-240	126	40	could	could	AUX
aeasj-240	126	41	spur	spur	VERB
aeasj-240	126	42	economic	economic	ADJ
aeasj-240	126	43	development	development	NOUN
aeasj-240	126	44	.	.	PUNCT
aeasj-240	127	1	as	as	ADP
aeasj-240	127	2	such	such	ADJ
aeasj-240	127	3	,	,	PUNCT
aeasj-240	127	4	their	their	PRON
aeasj-240	127	5	positive	positive	ADJ
aeasj-240	127	6	contribution	contribution	NOUN
aeasj-240	127	7	should	should	AUX
aeasj-240	127	8	lead	lead	VERB
aeasj-240	127	9	to	to	PART
aeasj-240	127	10	increase	increase	VERB
aeasj-240	127	11	in	in	ADP
aeasj-240	127	12	gross	gross	ADJ
aeasj-240	127	13	domestic	domestic	ADJ
aeasj-240	127	14	product	product	NOUN
aeasj-240	127	15	(	(	PUNCT
aeasj-240	127	16	gdp	gdp	NOUN
aeasj-240	127	17	)	)	PUNCT
aeasj-240	127	18	.	.	PUNCT
aeasj-240	128	1	table	table	NOUN
aeasj-240	128	2	1	1	NUM
aeasj-240	128	3	:	:	PUNCT
aeasj-240	128	4	operational	operational	ADJ
aeasj-240	128	5	definition	definition	NOUN
aeasj-240	128	6	of	of	ADP
aeasj-240	128	7	the	the	DET
aeasj-240	128	8	variables	variable	NOUN
aeasj-240	128	9	and	and	CCONJ
aeasj-240	128	10	prior	prior	ADJ
aeasj-240	128	11	expectation	expectation	NOUN
aeasj-240	128	12	variables	variable	NOUN
aeasj-240	128	13	measurement	measurement	NOUN
aeasj-240	128	14	source	source	NOUN
aeasj-240	128	15	expectation	expectation	NOUN
aeasj-240	128	16	gdp	gdp	NOUN
aeasj-240	128	17	real	real	ADJ
aeasj-240	128	18	gdp	gdp	NOUN
aeasj-240	128	19	at	at	ADP
aeasj-240	128	20	constant	constant	ADJ
aeasj-240	128	21	price	price	NOUN
aeasj-240	128	22	cbn	cbn	PROPN
aeasj-240	128	23	statistical	statistical	ADJ
aeasj-240	128	24	bulletin	bulletin	NOUN
aeasj-240	128	25	nil	nil	NOUN
aeasj-240	128	26	cps	cps	PROPN
aeasj-240	128	27	credits	credit	NOUN
aeasj-240	128	28	to	to	ADP
aeasj-240	128	29	private	private	ADJ
aeasj-240	128	30	sector	sector	NOUN
aeasj-240	128	31	by	by	ADP
aeasj-240	128	32	banks	bank	NOUN
aeasj-240	128	33	cbn	cbn	VERB
aeasj-240	128	34	statistical	statistical	ADJ
aeasj-240	128	35	bulletin	bulletin	NOUN
aeasj-240	128	36	positive	positive	ADJ
aeasj-240	128	37	cpr	cpr	PROPN
aeasj-240	128	38	credits	credit	NOUN
aeasj-240	128	39	to	to	ADP
aeasj-240	128	40	public	public	ADJ
aeasj-240	128	41	sector	sector	NOUN
aeasj-240	128	42	by	by	ADP
aeasj-240	128	43	banks	bank	NOUN
aeasj-240	128	44	cbn	cbn	VERB
aeasj-240	129	1	statistical	statistical	ADJ
aeasj-240	129	2	bulletin	bulletin	NOUN
aeasj-240	129	3	positive	positive	ADJ
aeasj-240	129	4	plr	plr	NOUN
aeasj-240	129	5	prime	prime	ADJ
aeasj-240	129	6	lending	lending	NOUN
aeasj-240	129	7	rate	rate	NOUN
aeasj-240	129	8	cbn	cbn	PROPN
aeasj-240	129	9	statistical	statistical	ADJ
aeasj-240	129	10	bulletin	bulletin	NOUN
aeasj-240	129	11	negative	negative	ADJ
aeasj-240	129	12	source	source	NOUN
aeasj-240	129	13	:	:	PUNCT
aeasj-240	129	14	researchers	researcher	NOUN
aeasj-240	129	15	’	'	PUNCT
aeasj-240	129	16	compilation	compilation	NOUN
aeasj-240	129	17	,	,	PUNCT
aeasj-240	129	18	2018	2018	NUM
aeasj-240	129	19	4	4	NUM
aeasj-240	129	20	.	.	PUNCT
aeasj-240	129	21	presentation	presentation	NOUN
aeasj-240	129	22	and	and	CCONJ
aeasj-240	129	23	discussion	discussion	NOUN
aeasj-240	129	24	of	of	ADP
aeasj-240	129	25	results	result	NOUN
aeasj-240	129	26	table	table	NOUN
aeasj-240	129	27	2	2	NUM
aeasj-240	129	28	:	:	PUNCT
aeasj-240	129	29	summary	summary	NOUN
aeasj-240	129	30	result	result	NOUN
aeasj-240	129	31	of	of	ADP
aeasj-240	129	32	stationarity	stationarity	NOUN
aeasj-240	129	33	test	test	NOUN
aeasj-240	129	34	variables	variable	VERB
aeasj-240	129	35	1st	1st	ADJ
aeasj-240	129	36	difference	difference	NOUN
aeasj-240	129	37	(	(	PUNCT
aeasj-240	129	38	p	p	NOUN
aeasj-240	129	39	-	-	PUNCT
aeasj-240	129	40	value	value	NOUN
aeasj-240	129	41	)	)	PUNCT
aeasj-240	129	42	null	null	ADJ
aeasj-240	129	43	hypothesis	hypothesis	NOUN
aeasj-240	129	44	integration	integration	NOUN
aeasj-240	129	45	order	order	NOUN
aeasj-240	129	46	log	log	VERB
aeasj-240	129	47	gdp	gdp	NOUN
aeasj-240	129	48	0.0000	0.0000	NUM
aeasj-240	129	49	rejected	reject	VERB
aeasj-240	129	50	1(1	1(1	NUM
aeasj-240	129	51	)	)	PUNCT
aeasj-240	129	52	log	log	NOUN
aeasj-240	129	53	cps	cps	PROPN
aeasj-240	129	54	0.0009	0.0009	NUM
aeasj-240	129	55	rejected	reject	VERB
aeasj-240	129	56	1(1	1(1	NUM
aeasj-240	129	57	)	)	PUNCT
aeasj-240	129	58	log	log	NOUN
aeasj-240	129	59	cpr	cpr	PROPN
aeasj-240	129	60	0.0000	0.0000	NUM
aeasj-240	129	61	rejected	reject	VERB
aeasj-240	129	62	1(1	1(1	NUM
aeasj-240	129	63	)	)	PUNCT
aeasj-240	129	64	log	log	NOUN
aeasj-240	129	65	plr	plr	NOUN
aeasj-240	129	66	0.0000	0.0000	NUM
aeasj-240	129	67	rejected	reject	VERB
aeasj-240	129	68	1(1	1(1	NUM
aeasj-240	129	69	)	)	PUNCT
aeasj-240	129	70	source	source	NOUN
aeasj-240	129	71	:	:	PUNCT
aeasj-240	129	72	computation	computation	NOUN
aeasj-240	129	73	of	of	ADP
aeasj-240	129	74	result	result	NOUN
aeasj-240	129	75	summary	summary	NOUN
aeasj-240	129	76	from	from	ADP
aeasj-240	129	77	e	e	NOUN
aeasj-240	129	78	-	-	NOUN
aeasj-240	129	79	view	view	ADJ
aeasj-240	129	80	10	10	NUM
aeasj-240	129	81	student	student	NOUN
aeasj-240	129	82	edition	edition	NOUN
aeasj-240	129	83	output	output	NOUN
aeasj-240	129	84	.	.	PUNCT
aeasj-240	130	1	copyright	copyright	NOUN
aeasj-240	130	2	©	©	PROPN
aeasj-240	130	3	cc	cc	PROPN
aeasj-240	130	4	-	-	PUNCT
aeasj-240	130	5	by	by	ADP
aeasj-240	130	6	-	-	PUNCT
aeasj-240	130	7	nc	nc	PROPN
aeasj-240	130	8	2019	2019	NUM
aeasj-240	130	9	,	,	PUNCT
aeasj-240	130	10	cribfb	cribfb	VERB
aeasj-240	130	11	|	|	ADV
aeasj-240	130	12	aesr	aesr	ADV
aeasj-240	130	13	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-240	130	14	american	american	PROPN
aeasj-240	130	15	economic	economic	PROPN
aeasj-240	130	16	&	&	CCONJ
aeasj-240	130	17	social	social	PROPN
aeasj-240	130	18	review	review	PROPN
aeasj-240	130	19	vol	vol	NOUN
aeasj-240	130	20	.	.	PROPN
aeasj-240	131	1	5	5	NUM
aeasj-240	131	2	,	,	PUNCT
aeasj-240	131	3	no	no	INTJ
aeasj-240	131	4	.	.	NOUN
aeasj-240	131	5	1	1	NUM
aeasj-240	131	6	;	;	PUNCT
aeasj-240	131	7	2019	2019	NUM
aeasj-240	131	8	6	6	NUM
aeasj-240	131	9	from	from	ADP
aeasj-240	131	10	the	the	DET
aeasj-240	131	11	result	result	NOUN
aeasj-240	131	12	,	,	PUNCT
aeasj-240	131	13	all	all	DET
aeasj-240	131	14	the	the	DET
aeasj-240	131	15	study	study	NOUN
aeasj-240	131	16	variables	variable	NOUN
aeasj-240	131	17	are	be	AUX
aeasj-240	131	18	stationary	stationary	ADJ
aeasj-240	131	19	after	after	ADP
aeasj-240	131	20	differencing	difference	VERB
aeasj-240	131	21	once	once	ADV
aeasj-240	131	22	(	(	PUNCT
aeasj-240	131	23	p	p	NOUN
aeasj-240	131	24	-	-	PUNCT
aeasj-240	131	25	values	value	NOUN
aeasj-240	131	26	less	less	ADJ
aeasj-240	131	27	than	than	ADP
aeasj-240	131	28	5	5	NUM
aeasj-240	131	29	%	%	NOUN
aeasj-240	131	30	significant	significant	ADJ
aeasj-240	131	31	level	level	NOUN
aeasj-240	131	32	)	)	PUNCT
aeasj-240	131	33	,	,	PUNCT
aeasj-240	131	34	this	this	PRON
aeasj-240	131	35	indicates	indicate	VERB
aeasj-240	131	36	that	that	SCONJ
aeasj-240	131	37	the	the	DET
aeasj-240	131	38	variables	variable	NOUN
aeasj-240	131	39	are	be	AUX
aeasj-240	131	40	all	all	ADV
aeasj-240	131	41	integrated	integrate	VERB
aeasj-240	131	42	of	of	ADP
aeasj-240	131	43	order	order	NOUN
aeasj-240	131	44	1(1	1(1	NUM
aeasj-240	131	45	)	)	PUNCT
aeasj-240	131	46	,	,	PUNCT
aeasj-240	131	47	a	a	DET
aeasj-240	131	48	necessary	necessary	ADJ
aeasj-240	131	49	and	and	CCONJ
aeasj-240	131	50	compulsory	compulsory	ADJ
aeasj-240	131	51	pre	pre	NOUN
aeasj-240	131	52	-	-	NOUN
aeasj-240	131	53	condition	condition	NOUN
aeasj-240	131	54	for	for	ADP
aeasj-240	131	55	the	the	DET
aeasj-240	131	56	use	use	NOUN
aeasj-240	131	57	of	of	ADP
aeasj-240	131	58	vecm	vecm	NOUN
aeasj-240	131	59	,	,	PUNCT
aeasj-240	131	60	at	at	ADP
aeasj-240	131	61	the	the	DET
aeasj-240	131	62	first	first	ADJ
aeasj-240	131	63	difference	difference	NOUN
aeasj-240	131	64	where	where	SCONJ
aeasj-240	131	65	the	the	DET
aeasj-240	131	66	variables	variable	NOUN
aeasj-240	131	67	are	be	AUX
aeasj-240	131	68	stationary	stationary	ADJ
aeasj-240	131	69	.	.	PUNCT
aeasj-240	132	1	4.1	4.1	NUM
aeasj-240	132	2	optimal	optimal	ADJ
aeasj-240	132	3	lag	lag	NOUN
aeasj-240	132	4	selection	selection	NOUN
aeasj-240	132	5	in	in	ADP
aeasj-240	132	6	the	the	DET
aeasj-240	132	7	adoption	adoption	NOUN
aeasj-240	132	8	of	of	ADP
aeasj-240	132	9	econometrics	econometric	NOUN
aeasj-240	132	10	approach	approach	NOUN
aeasj-240	132	11	such	such	ADJ
aeasj-240	132	12	as	as	ADP
aeasj-240	132	13	co	co	NOUN
aeasj-240	132	14	-	-	NOUN
aeasj-240	132	15	integration	integration	NOUN
aeasj-240	132	16	test	test	NOUN
aeasj-240	132	17	and	and	CCONJ
aeasj-240	132	18	vecm	vecm	NOUN
aeasj-240	132	19	estimation	estimation	NOUN
aeasj-240	132	20	,	,	PUNCT
aeasj-240	132	21	the	the	DET
aeasj-240	132	22	choice	choice	NOUN
aeasj-240	132	23	of	of	ADP
aeasj-240	132	24	optimal	optimal	ADJ
aeasj-240	132	25	lag	lag	NOUN
aeasj-240	132	26	is	be	AUX
aeasj-240	132	27	non	non	ADJ
aeasj-240	132	28	-	-	ADJ
aeasj-240	132	29	negotiable	negotiable	ADJ
aeasj-240	132	30	for	for	ADP
aeasj-240	132	31	a	a	DET
aeasj-240	132	32	reliable	reliable	ADJ
aeasj-240	132	33	result	result	NOUN
aeasj-240	132	34	.	.	PUNCT
aeasj-240	133	1	optimal	optimal	ADJ
aeasj-240	133	2	lag	lag	NOUN
aeasj-240	133	3	selection	selection	NOUN
aeasj-240	133	4	can	can	AUX
aeasj-240	133	5	be	be	AUX
aeasj-240	133	6	done	do	VERB
aeasj-240	133	7	with	with	ADP
aeasj-240	133	8	the	the	DET
aeasj-240	133	9	aid	aid	NOUN
aeasj-240	133	10	of	of	ADP
aeasj-240	133	11	several	several	ADJ
aeasj-240	133	12	criteria	criterion	NOUN
aeasj-240	133	13	individually	individually	ADV
aeasj-240	133	14	or	or	CCONJ
aeasj-240	133	15	combined	combine	VERB
aeasj-240	133	16	such	such	ADJ
aeasj-240	133	17	as	as	ADP
aeasj-240	133	18	final	final	ADJ
aeasj-240	133	19	prediction	prediction	NOUN
aeasj-240	133	20	error	error	NOUN
aeasj-240	133	21	(	(	PUNCT
aeasj-240	133	22	fpe	fpe	PROPN
aeasj-240	133	23	)	)	PUNCT
aeasj-240	133	24	,	,	PUNCT
aeasj-240	133	25	akaike	akaike	ADP
aeasj-240	133	26	information	information	NOUN
aeasj-240	133	27	criterion	criterion	NOUN
aeasj-240	133	28	(	(	PUNCT
aeasj-240	133	29	aic	aic	PROPN
aeasj-240	133	30	)	)	PUNCT
aeasj-240	133	31	,	,	PUNCT
aeasj-240	133	32	schwarz	schwarz	PROPN
aeasj-240	133	33	information	information	NOUN
aeasj-240	133	34	criterion	criterion	NOUN
aeasj-240	133	35	(	(	PUNCT
aeasj-240	133	36	sic	sic	ADJ
aeasj-240	133	37	)	)	PUNCT
aeasj-240	133	38	.	.	PUNCT
aeasj-240	134	1	the	the	DET
aeasj-240	134	2	aic	aic	PROPN
aeasj-240	134	3	is	be	AUX
aeasj-240	134	4	adopted	adopt	VERB
aeasj-240	134	5	by	by	ADP
aeasj-240	134	6	this	this	DET
aeasj-240	134	7	study	study	NOUN
aeasj-240	134	8	because	because	SCONJ
aeasj-240	134	9	according	accord	VERB
aeasj-240	134	10	to	to	ADP
aeasj-240	134	11	(	(	PUNCT
aeasj-240	134	12	sarah	sarah	PROPN
aeasj-240	134	13	,	,	PUNCT
aeasj-240	134	14	2008	2008	NUM
aeasj-240	134	15	)	)	PUNCT
aeasj-240	134	16	,	,	PUNCT
aeasj-240	134	17	it	it	PRON
aeasj-240	134	18	yields	yield	VERB
aeasj-240	134	19	better	well	ADJ
aeasj-240	134	20	results	result	NOUN
aeasj-240	134	21	.	.	PUNCT
aeasj-240	135	1	according	accord	VERB
aeasj-240	135	2	to	to	ADP
aeasj-240	135	3	aic	aic	PROPN
aeasj-240	135	4	selection	selection	NOUN
aeasj-240	135	5	criterion	criterion	NOUN
aeasj-240	135	6	,	,	PUNCT
aeasj-240	135	7	the	the	PRON
aeasj-240	135	8	lower	low	ADJ
aeasj-240	135	9	the	the	DET
aeasj-240	135	10	test	test	NOUN
aeasj-240	135	11	statistics	statistic	NOUN
aeasj-240	135	12	,	,	PUNCT
aeasj-240	135	13	the	the	PRON
aeasj-240	135	14	better	well	ADJ
aeasj-240	135	15	the	the	DET
aeasj-240	135	16	model	model	NOUN
aeasj-240	135	17	,	,	PUNCT
aeasj-240	135	18	this	this	DET
aeasj-240	135	19	study	study	NOUN
aeasj-240	135	20	therefore	therefore	ADV
aeasj-240	135	21	selecting	select	VERB
aeasj-240	135	22	optimum	optimum	ADJ
aeasj-240	135	23	lag	lag	NOUN
aeasj-240	135	24	of	of	ADP
aeasj-240	135	25	2	2	NUM
aeasj-240	135	26	.	.	NOUN
aeasj-240	135	27	4.2	4.2	NUM
aeasj-240	135	28	co	co	NOUN
aeasj-240	135	29	-	-	NOUN
aeasj-240	135	30	integration	integration	NOUN
aeasj-240	135	31	test	test	NOUN
aeasj-240	135	32	this	this	PRON
aeasj-240	135	33	is	be	AUX
aeasj-240	135	34	an	an	DET
aeasj-240	135	35	important	important	ADJ
aeasj-240	135	36	analysis	analysis	NOUN
aeasj-240	135	37	that	that	PRON
aeasj-240	135	38	helps	help	VERB
aeasj-240	135	39	to	to	PART
aeasj-240	135	40	test	test	VERB
aeasj-240	135	41	for	for	ADP
aeasj-240	135	42	a	a	DET
aeasj-240	135	43	long	long	ADV
aeasj-240	135	44	-	-	PUNCT
aeasj-240	135	45	run	run	VERB
aeasj-240	135	46	stable	stable	ADJ
aeasj-240	135	47	relationship	relationship	NOUN
aeasj-240	135	48	among	among	ADP
aeasj-240	135	49	the	the	DET
aeasj-240	135	50	variables	variable	NOUN
aeasj-240	135	51	of	of	ADP
aeasj-240	135	52	interest	interest	NOUN
aeasj-240	135	53	in	in	ADP
aeasj-240	135	54	a	a	DET
aeasj-240	135	55	study	study	NOUN
aeasj-240	135	56	,	,	PUNCT
aeasj-240	135	57	when	when	SCONJ
aeasj-240	135	58	a	a	DET
aeasj-240	135	59	linear	linear	ADJ
aeasj-240	135	60	combination	combination	NOUN
aeasj-240	135	61	of	of	ADP
aeasj-240	135	62	variables	variable	NOUN
aeasj-240	135	63	that	that	PRON
aeasj-240	135	64	is	be	AUX
aeasj-240	135	65	of	of	ADP
aeasj-240	135	66	order	order	NOUN
aeasj-240	135	67	1(1	1(1	NUM
aeasj-240	135	68	)	)	PUNCT
aeasj-240	135	69	produces	produce	VERB
aeasj-240	135	70	a	a	DET
aeasj-240	135	71	stationary	stationary	ADJ
aeasj-240	135	72	series	series	NOUN
aeasj-240	135	73	than	than	ADP
aeasj-240	135	74	the	the	DET
aeasj-240	135	75	variables	variable	NOUN
aeasj-240	135	76	may	may	AUX
aeasj-240	135	77	need	need	VERB
aeasj-240	135	78	to	to	PART
aeasj-240	135	79	be	be	AUX
aeasj-240	135	80	co	co	VERB
aeasj-240	135	81	-	-	ADJ
aeasj-240	135	82	integrated	integrated	ADJ
aeasj-240	135	83	(	(	PUNCT
aeasj-240	135	84	olokoyo	olokoyo	NOUN
aeasj-240	135	85	,	,	PUNCT
aeasj-240	135	86	2011	2011	NUM
aeasj-240	135	87	)	)	PUNCT
aeasj-240	135	88	.	.	PUNCT
aeasj-240	136	1	table	table	NOUN
aeasj-240	136	2	3	3	NUM
aeasj-240	136	3	:	:	PUNCT
aeasj-240	137	1	trace	trace	NOUN
aeasj-240	137	2	statistics	statistic	NOUN
aeasj-240	137	3	and	and	CCONJ
aeasj-240	137	4	max	max	PROPN
aeasj-240	137	5	-	-	PUNCT
aeasj-240	137	6	eigen	eigen	PROPN
aeasj-240	137	7	co	co	NOUN
aeasj-240	137	8	-	-	NOUN
aeasj-240	137	9	integration	integration	NOUN
aeasj-240	137	10	test	test	NOUN
aeasj-240	137	11	unrestricted	unrestricted	ADJ
aeasj-240	137	12	co	co	VERB
aeasj-240	137	13	-	-	ADJ
aeasj-240	137	14	integrated	integrate	VERB
aeasj-240	137	15	rank	rank	NOUN
aeasj-240	137	16	test	test	NOUN
aeasj-240	137	17	(	(	PUNCT
aeasj-240	137	18	trace	trace	NOUN
aeasj-240	137	19	)	)	PUNCT
aeasj-240	137	20	hypothesized	hypothesize	VERB
aeasj-240	137	21	no	no	NOUN
aeasj-240	137	22	.	.	PUNCT
aeasj-240	138	1	ce(s	ce(s	ADJ
aeasj-240	138	2	)	)	PUNCT
aeasj-240	138	3	eigen	eigen	PROPN
aeasj-240	138	4	value	value	NOUN
aeasj-240	138	5	trace	trace	NOUN
aeasj-240	138	6	statistics	statistic	NOUN
aeasj-240	138	7	0.05	0.05	NUM
aeasj-240	138	8	critical	critical	ADJ
aeasj-240	138	9	value	value	NOUN
aeasj-240	138	10	prob	prob	NOUN
aeasj-240	138	11	.	.	PUNCT
aeasj-240	139	1	maxeigen	maxeigen	PROPN
aeasj-240	139	2	statistics	statistic	NOUN
aeasj-240	139	3	0.05	0.05	NUM
aeasj-240	139	4	critical	critical	ADJ
aeasj-240	139	5	value	value	NOUN
aeasj-240	139	6	prob	prob	NOUN
aeasj-240	139	7	.	.	PUNCT
aeasj-240	140	1	none	none	NOUN
aeasj-240	140	2	*	*	SYM
aeasj-240	140	3	0.926858	0.926858	NUM
aeasj-240	140	4	117.7923	117.7923	NUM
aeasj-240	140	5	47.85613	47.85613	NUM
aeasj-240	140	6	0.0000	0.0000	NUM
aeasj-240	140	7	86.30680	86.30680	NUM
aeasj-240	140	8	27.58434	27.58434	NUM
aeasj-240	140	9	0.0000	0.0000	NUM
aeasj-240	140	10	at	at	ADP
aeasj-240	140	11	most	most	ADJ
aeasj-240	140	12	1	1	NUM
aeasj-240	140	13	*	*	NOUN
aeasj-240	140	14	0.505747	0.505747	NUM
aeasj-240	140	15	31.48553	31.48553	NUM
aeasj-240	140	16	29.79707	29.79707	NUM
aeasj-240	140	17	0.0317	0.0317	NUM
aeasj-240	140	18	23.25536	23.25536	NUM
aeasj-240	140	19	21.13162	21.13162	NUM
aeasj-240	140	20	0.0248	0.0248	NUM
aeasj-240	140	21	at	at	ADP
aeasj-240	140	22	most	most	ADJ
aeasj-240	140	23	2	2	NUM
aeasj-240	140	24	0.148484	0.148484	NUM
aeasj-240	140	25	8.230172	8.230172	NUM
aeasj-240	140	26	15.49471	15.49471	NUM
aeasj-240	140	27	0.4411	0.4411	NUM
aeasj-240	140	28	5.304336	5.304336	NUM
aeasj-240	140	29	14.26460	14.26460	NUM
aeasj-240	140	30	0.7030	0.7030	NUM
aeasj-240	140	31	at	at	ADP
aeasj-240	140	32	most	most	ADJ
aeasj-240	140	33	3	3	NUM
aeasj-240	140	34	0.084845	0.084845	NUM
aeasj-240	140	35	2.925836	2.925836	NUM
aeasj-240	140	36	3.841466	3.841466	NUM
aeasj-240	140	37	0.0872	0.0872	NUM
aeasj-240	140	38	2.925836	2.925836	NUM
aeasj-240	140	39	3.841466	3.841466	NUM
aeasj-240	140	40	0.0872	0.0872	NUM
aeasj-240	140	41	trace	trace	NOUN
aeasj-240	140	42	test	test	NOUN
aeasj-240	140	43	indicates	indicate	VERB
aeasj-240	140	44	two	two	NUM
aeasj-240	140	45	cointegrating	cointegrate	VERB
aeasj-240	140	46	equations	equation	NOUN
aeasj-240	140	47	at	at	ADP
aeasj-240	140	48	the	the	DET
aeasj-240	140	49	0.05	0.05	NUM
aeasj-240	140	50	level	level	NOUN
aeasj-240	140	51	source	source	NOUN
aeasj-240	140	52	:	:	PUNCT
aeasj-240	140	53	output	output	NOUN
aeasj-240	140	54	from	from	ADP
aeasj-240	140	55	eview	eview	PROPN
aeasj-240	140	56	10	10	NUM
aeasj-240	140	57	student	student	NOUN
aeasj-240	140	58	edition	edition	NOUN
aeasj-240	140	59	from	from	ADP
aeasj-240	140	60	table	table	NOUN
aeasj-240	140	61	3	3	NUM
aeasj-240	140	62	above	above	ADV
aeasj-240	140	63	,	,	PUNCT
aeasj-240	140	64	both	both	CCONJ
aeasj-240	140	65	trace	trace	NOUN
aeasj-240	140	66	and	and	CCONJ
aeasj-240	140	67	max	max	PROPN
aeasj-240	140	68	-	-	PUNCT
aeasj-240	140	69	eigen	eigen	PROPN
aeasj-240	140	70	criteria	criterion	NOUN
aeasj-240	140	71	agree	agree	VERB
aeasj-240	140	72	on	on	ADP
aeasj-240	140	73	the	the	DET
aeasj-240	140	74	existence	existence	NOUN
aeasj-240	140	75	of	of	ADP
aeasj-240	140	76	a	a	DET
aeasj-240	140	77	number	number	NOUN
aeasj-240	140	78	of	of	ADP
aeasj-240	140	79	co	co	ADJ
aeasj-240	140	80	-	-	ADJ
aeasj-240	140	81	integrating	integrating	ADJ
aeasj-240	140	82	equations	equation	NOUN
aeasj-240	140	83	,	,	PUNCT
aeasj-240	140	84	which	which	PRON
aeasj-240	140	85	is	be	AUX
aeasj-240	140	86	another	another	DET
aeasj-240	140	87	necessary	necessary	ADJ
aeasj-240	140	88	pre	pre	NOUN
aeasj-240	140	89	-	-	NOUN
aeasj-240	140	90	condition	condition	NOUN
aeasj-240	140	91	for	for	ADP
aeasj-240	140	92	the	the	DET
aeasj-240	140	93	estimation	estimation	NOUN
aeasj-240	140	94	of	of	ADP
aeasj-240	140	95	vecm	vecm	NOUN
aeasj-240	140	96	.	.	PUNCT
aeasj-240	141	1	the	the	DET
aeasj-240	141	2	trace	trace	NOUN
aeasj-240	141	3	and	and	CCONJ
aeasj-240	141	4	max	max	PROPN
aeasj-240	141	5	eigen	eigen	PROPN
aeasj-240	141	6	value	value	NOUN
aeasj-240	141	7	suggested	suggest	VERB
aeasj-240	141	8	2	2	NUM
aeasj-240	141	9	co	co	ADJ
aeasj-240	141	10	-	-	ADJ
aeasj-240	141	11	integrating	integrating	ADJ
aeasj-240	141	12	equations	equation	NOUN
aeasj-240	141	13	at	at	ADP
aeasj-240	141	14	the	the	DET
aeasj-240	141	15	5	5	NUM
aeasj-240	141	16	%	%	NOUN
aeasj-240	141	17	significant	significant	ADJ
aeasj-240	141	18	level	level	NOUN
aeasj-240	141	19	.	.	PUNCT
aeasj-240	142	1	these	these	DET
aeasj-240	142	2	results	result	NOUN
aeasj-240	142	3	imply	imply	VERB
aeasj-240	142	4	that	that	SCONJ
aeasj-240	142	5	the	the	DET
aeasj-240	142	6	variables	variable	NOUN
aeasj-240	142	7	of	of	ADP
aeasj-240	142	8	the	the	DET
aeasj-240	142	9	study	study	NOUN
aeasj-240	142	10	in	in	ADP
aeasj-240	142	11	the	the	DET
aeasj-240	142	12	long	long	ADJ
aeasj-240	142	13	run	run	NOUN
aeasj-240	142	14	move	move	VERB
aeasj-240	142	15	together	together	ADV
aeasj-240	142	16	.	.	PUNCT
aeasj-240	143	1	4.3	4.3	NUM
aeasj-240	143	2	vector	vector	NOUN
aeasj-240	143	3	error	error	NOUN
aeasj-240	143	4	correction	correction	NOUN
aeasj-240	143	5	model	model	NOUN
aeasj-240	143	6	estimates	estimate	NOUN
aeasj-240	143	7	with	with	ADP
aeasj-240	143	8	the	the	DET
aeasj-240	143	9	variables	variable	NOUN
aeasj-240	143	10	confirmed	confirm	VERB
aeasj-240	143	11	to	to	PART
aeasj-240	143	12	be	be	AUX
aeasj-240	143	13	integrated	integrate	VERB
aeasj-240	143	14	of	of	ADP
aeasj-240	143	15	order	order	NOUN
aeasj-240	143	16	1(1	1(1	NUM
aeasj-240	143	17	)	)	PUNCT
aeasj-240	143	18	,	,	PUNCT
aeasj-240	143	19	optimal	optimal	ADJ
aeasj-240	143	20	lag	lag	NOUN
aeasj-240	143	21	2	2	NUM
aeasj-240	143	22	selection	selection	NOUN
aeasj-240	143	23	made	make	VERB
aeasj-240	143	24	and	and	CCONJ
aeasj-240	143	25	results	result	NOUN
aeasj-240	143	26	of	of	ADP
aeasj-240	143	27	cointegration	cointegration	NOUN
aeasj-240	143	28	recommending	recommend	VERB
aeasj-240	143	29	two	two	NUM
aeasj-240	143	30	co	co	ADJ
aeasj-240	143	31	-	-	ADJ
aeasj-240	143	32	integrating	integrating	ADJ
aeasj-240	143	33	equation	equation	NOUN
aeasj-240	143	34	,	,	PUNCT
aeasj-240	143	35	the	the	DET
aeasj-240	143	36	estimation	estimation	NOUN
aeasj-240	143	37	of	of	ADP
aeasj-240	143	38	the	the	DET
aeasj-240	143	39	vecm	vecm	NOUN
aeasj-240	143	40	,	,	PUNCT
aeasj-240	143	41	using	use	VERB
aeasj-240	143	42	the	the	DET
aeasj-240	143	43	ordinary	ordinary	ADJ
aeasj-240	143	44	least	least	ADJ
aeasj-240	143	45	square	square	ADJ
aeasj-240	143	46	method	method	NOUN
aeasj-240	143	47	to	to	PART
aeasj-240	143	48	establish	establish	VERB
aeasj-240	143	49	the	the	DET
aeasj-240	143	50	influence	influence	NOUN
aeasj-240	143	51	of	of	ADP
aeasj-240	143	52	bank	bank	NOUN
aeasj-240	143	53	credit	credit	NOUN
aeasj-240	143	54	on	on	ADP
aeasj-240	143	55	the	the	DET
aeasj-240	143	56	nigerian	nigerian	ADJ
aeasj-240	143	57	economy	economy	NOUN
aeasj-240	143	58	.	.	PUNCT
aeasj-240	144	1	the	the	DET
aeasj-240	144	2	results	result	NOUN
aeasj-240	144	3	of	of	ADP
aeasj-240	144	4	the	the	DET
aeasj-240	144	5	vecm	vecm	NOUN
aeasj-240	144	6	are	be	AUX
aeasj-240	144	7	summarized	summarize	VERB
aeasj-240	144	8	in	in	ADP
aeasj-240	144	9	table	table	NOUN
aeasj-240	144	10	4	4	NUM
aeasj-240	144	11	.	.	PUNCT
aeasj-240	144	12	table	table	NOUN
aeasj-240	144	13	4	4	NUM
aeasj-240	144	14	:	:	PUNCT
aeasj-240	144	15	vector	vector	NOUN
aeasj-240	144	16	error	error	NOUN
aeasj-240	144	17	correction	correction	NOUN
aeasj-240	144	18	estimates	estimate	VERB
aeasj-240	144	19	variables	variable	NOUN
aeasj-240	144	20	coefficient	coefficient	VERB
aeasj-240	144	21	standard	standard	ADJ
aeasj-240	144	22	error	error	NOUN
aeasj-240	144	23	t	t	PROPN
aeasj-240	144	24	-	-	PUNCT
aeasj-240	144	25	statistics	statistic	NOUN
aeasj-240	144	26	log	log	VERB
aeasj-240	144	27	c	c	NOUN
aeasj-240	144	28	0.215603	0.215603	NUM
aeasj-240	144	29	0.08551	0.08551	NUM
aeasj-240	144	30	2.52150	2.52150	NUM
aeasj-240	144	31	log	log	NOUN
aeasj-240	144	32	cps	cps	PROPN
aeasj-240	144	33	0.037639	0.037639	NUM
aeasj-240	145	1	0.27170	0.27170	NUM
aeasj-240	145	2	0.13853	0.13853	NUM
aeasj-240	145	3	log	log	NOUN
aeasj-240	145	4	cpr	cpr	AUX
aeasj-240	145	5	-0.141843	-0.141843	VERB
aeasj-240	145	6	0.24555	0.24555	NUM
aeasj-240	145	7	-0.57765	-0.57765	NOUN
aeasj-240	145	8	log	log	NOUN
aeasj-240	145	9	plr	plr	NOUN
aeasj-240	145	10	-15467.28	-15467.28	PROPN
aeasj-240	145	11	106279	106279	NUM
aeasj-240	145	12	-0.14553	-0.14553	NOUN
aeasj-240	145	13	r	r	NOUN
aeasj-240	145	14	-	-	PUNCT
aeasj-240	145	15	square	square	ADJ
aeasj-240	145	16	0.769828	0.769828	NUM
aeasj-240	145	17	adj	adj	NOUN
aeasj-240	145	18	.	.	PUNCT
aeasj-240	146	1	r	r	NOUN
aeasj-240	146	2	-	-	PUNCT
aeasj-240	146	3	square	square	ADJ
aeasj-240	146	4	0.665204	0.665204	NUM
aeasj-240	146	5	f	f	X
aeasj-240	146	6	-	-	PUNCT
aeasj-240	146	7	statistics	statistic	NOUN
aeasj-240	146	8	7.358058	7.358058	NUM
aeasj-240	146	9	ecm	ecm	NOUN
aeasj-240	146	10	(	(	PUNCT
aeasj-240	146	11	-1	-1	ADJ
aeasj-240	146	12	)	)	PUNCT
aeasj-240	146	13	-10.454	-10.454	ADJ
aeasj-240	146	14	source	source	NOUN
aeasj-240	146	15	:	:	PUNCT
aeasj-240	146	16	output	output	NOUN
aeasj-240	146	17	from	from	ADP
aeasj-240	146	18	eview	eview	PROPN
aeasj-240	146	19	10	10	NUM
aeasj-240	146	20	student	student	NOUN
aeasj-240	146	21	edition	edition	NOUN
aeasj-240	146	22	from	from	ADP
aeasj-240	146	23	the	the	DET
aeasj-240	146	24	regression	regression	NOUN
aeasj-240	146	25	results	result	NOUN
aeasj-240	146	26	in	in	ADP
aeasj-240	146	27	the	the	DET
aeasj-240	146	28	table	table	NOUN
aeasj-240	146	29	4	4	NUM
aeasj-240	146	30	above	above	ADV
aeasj-240	146	31	,	,	PUNCT
aeasj-240	146	32	the	the	DET
aeasj-240	146	33	adjusted	adjust	VERB
aeasj-240	146	34	r2	r2	NOUN
aeasj-240	146	35	is	be	AUX
aeasj-240	146	36	0.665204	0.665204	NUM
aeasj-240	146	37	.	.	PUNCT
aeasj-240	147	1	this	this	PRON
aeasj-240	147	2	shows	show	VERB
aeasj-240	147	3	that	that	SCONJ
aeasj-240	147	4	independent	independent	ADJ
aeasj-240	147	5	variables	variable	NOUN
aeasj-240	147	6	(	(	PUNCT
aeasj-240	147	7	log	log	PROPN
aeasj-240	147	8	cps	cps	PROPN
aeasj-240	147	9	,	,	PUNCT
aeasj-240	147	10	log	log	VERB
aeasj-240	147	11	cpr	cpr	VERB
aeasj-240	147	12	and	and	CCONJ
aeasj-240	147	13	log	log	VERB
aeasj-240	147	14	plr	plr	NOUN
aeasj-240	147	15	)	)	PUNCT
aeasj-240	147	16	specified	specify	VERB
aeasj-240	147	17	in	in	ADP
aeasj-240	147	18	the	the	DET
aeasj-240	147	19	model	model	NOUN
aeasj-240	147	20	explained	explain	VERB
aeasj-240	147	21	only	only	ADV
aeasj-240	147	22	about	about	ADV
aeasj-240	147	23	66.52	66.52	NUM
aeasj-240	147	24	%	%	NOUN
aeasj-240	147	25	of	of	ADP
aeasj-240	147	26	the	the	DET
aeasj-240	147	27	variations	variation	NOUN
aeasj-240	147	28	in	in	ADP
aeasj-240	147	29	the	the	DET
aeasj-240	147	30	dependent	dependent	ADJ
aeasj-240	147	31	variables	variable	NOUN
aeasj-240	147	32	(	(	PUNCT
aeasj-240	147	33	log	log	PROPN
aeasj-240	147	34	gdp	gdp	PROPN
aeasj-240	147	35	)	)	PUNCT
aeasj-240	147	36	over	over	ADP
aeasj-240	147	37	the	the	DET
aeasj-240	147	38	observed	observed	ADJ
aeasj-240	147	39	years	year	NOUN
aeasj-240	147	40	while	while	SCONJ
aeasj-240	147	41	the	the	DET
aeasj-240	147	42	remaining	remain	VERB
aeasj-240	147	43	33.48	33.48	NUM
aeasj-240	147	44	%	%	NOUN
aeasj-240	147	45	are	be	AUX
aeasj-240	147	46	explained	explain	VERB
aeasj-240	147	47	by	by	ADP
aeasj-240	147	48	all	all	DET
aeasj-240	147	49	other	other	ADJ
aeasj-240	147	50	factors	factor	NOUN
aeasj-240	147	51	that	that	PRON
aeasj-240	147	52	are	be	AUX
aeasj-240	147	53	not	not	PART
aeasj-240	147	54	included	include	VERB
aeasj-240	147	55	in	in	ADP
aeasj-240	147	56	our	our	PRON
aeasj-240	147	57	model	model	NOUN
aeasj-240	147	58	estimates	estimate	NOUN
aeasj-240	147	59	.	.	PUNCT
aeasj-240	148	1	the	the	DET
aeasj-240	148	2	ect	ect	X
aeasj-240	148	3	(	(	PUNCT
aeasj-240	148	4	error	error	NOUN
aeasj-240	148	5	correction	correction	NOUN
aeasj-240	148	6	term	term	NOUN
aeasj-240	148	7	)	)	PUNCT
aeasj-240	148	8	or	or	CCONJ
aeasj-240	148	9	the	the	DET
aeasj-240	148	10	speed	speed	NOUN
aeasj-240	148	11	of	of	ADP
aeasj-240	148	12	adjustment	adjustment	NOUN
aeasj-240	148	13	towards	towards	ADP
aeasj-240	148	14	long	long	ADJ
aeasj-240	148	15	run	run	NOUN
aeasj-240	148	16	equilibrium	equilibrium	NOUN
aeasj-240	148	17	with	with	ADP
aeasj-240	148	18	the	the	DET
aeasj-240	148	19	value	value	NOUN
aeasj-240	148	20	given	give	VERB
aeasj-240	148	21	as	as	ADP
aeasj-240	148	22	104.54	104.54	NUM
aeasj-240	148	23	,	,	PUNCT
aeasj-240	148	24	the	the	DET
aeasj-240	148	25	implication	implication	NOUN
aeasj-240	148	26	of	of	ADP
aeasj-240	148	27	this	this	PRON
aeasj-240	148	28	is	be	AUX
aeasj-240	148	29	that	that	SCONJ
aeasj-240	148	30	whenever	whenever	SCONJ
aeasj-240	148	31	there	there	PRON
aeasj-240	148	32	are	be	VERB
aeasj-240	148	33	deviations	deviation	NOUN
aeasj-240	148	34	on	on	ADP
aeasj-240	148	35	the	the	DET
aeasj-240	148	36	nigerian	nigerian	ADJ
aeasj-240	148	37	economy	economy	NOUN
aeasj-240	148	38	(	(	PUNCT
aeasj-240	148	39	measured	measure	VERB
aeasj-240	148	40	by	by	ADP
aeasj-240	148	41	gdp	gdp	NOUN
aeasj-240	148	42	)	)	PUNCT
aeasj-240	148	43	from	from	ADP
aeasj-240	148	44	an	an	DET
aeasj-240	148	45	equilibrium	equilibrium	NOUN
aeasj-240	148	46	path	path	NOUN
aeasj-240	148	47	,	,	PUNCT
aeasj-240	148	48	the	the	DET
aeasj-240	148	49	model	model	NOUN
aeasj-240	148	50	corrects	correct	VERB
aeasj-240	148	51	itself	itself	PRON
aeasj-240	148	52	at	at	ADP
aeasj-240	148	53	the	the	DET
aeasj-240	148	54	rate	rate	NOUN
aeasj-240	148	55	of	of	ADP
aeasj-240	148	56	104.54	104.54	NUM
aeasj-240	148	57	%	%	NOUN
aeasj-240	148	58	annually	annually	ADV
aeasj-240	148	59	.	.	PUNCT
aeasj-240	149	1	long	long	ADJ
aeasj-240	149	2	run	run	VERB
aeasj-240	149	3	causality	causality	NOUN
aeasj-240	149	4	from	from	ADP
aeasj-240	149	5	the	the	DET
aeasj-240	149	6	copyright	copyright	NOUN
aeasj-240	149	7	©	©	PROPN
aeasj-240	149	8	cc	cc	PROPN
aeasj-240	149	9	-	-	PUNCT
aeasj-240	149	10	by	by	ADP
aeasj-240	149	11	-	-	PUNCT
aeasj-240	149	12	nc	nc	PROPN
aeasj-240	149	13	2019	2019	NUM
aeasj-240	149	14	,	,	PUNCT
aeasj-240	149	15	cribfb	cribfb	VERB
aeasj-240	149	16	|	|	ADV
aeasj-240	149	17	aesr	aesr	ADV
aeasj-240	149	18	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-240	149	19	american	american	PROPN
aeasj-240	149	20	economic	economic	PROPN
aeasj-240	149	21	&	&	CCONJ
aeasj-240	149	22	social	social	PROPN
aeasj-240	149	23	review	review	PROPN
aeasj-240	149	24	vol	vol	NOUN
aeasj-240	149	25	.	.	PROPN
aeasj-240	150	1	5	5	NUM
aeasj-240	150	2	,	,	PUNCT
aeasj-240	150	3	no	no	INTJ
aeasj-240	150	4	.	.	NOUN
aeasj-240	150	5	1	1	NUM
aeasj-240	150	6	;	;	PUNCT
aeasj-240	150	7	2019	2019	NUM
aeasj-240	150	8	7	7	NUM
aeasj-240	150	9	three	three	NUM
aeasj-240	150	10	explanatory	explanatory	ADJ
aeasj-240	150	11	variables	variable	NOUN
aeasj-240	150	12	(	(	PUNCT
aeasj-240	150	13	cps	cps	PROPN
aeasj-240	150	14	,	,	PUNCT
aeasj-240	150	15	cpr	cpr	NOUN
aeasj-240	150	16	,	,	PUNCT
aeasj-240	150	17	and	and	CCONJ
aeasj-240	150	18	plr	plr	NOUN
aeasj-240	150	19	)	)	PUNCT
aeasj-240	150	20	to	to	ADP
aeasj-240	150	21	the	the	DET
aeasj-240	150	22	criterion	criterion	NOUN
aeasj-240	150	23	variable	variable	NOUN
aeasj-240	150	24	(	(	PUNCT
aeasj-240	150	25	gdp	gdp	NOUN
aeasj-240	150	26	)	)	PUNCT
aeasj-240	150	27	is	be	AUX
aeasj-240	150	28	deemed	deem	VERB
aeasj-240	150	29	to	to	PART
aeasj-240	150	30	have	have	AUX
aeasj-240	150	31	arisen	arise	VERB
aeasj-240	150	32	where	where	SCONJ
aeasj-240	150	33	the	the	DET
aeasj-240	150	34	ect	ect	NOUN
aeasj-240	150	35	is	be	AUX
aeasj-240	150	36	both	both	ADV
aeasj-240	150	37	significant	significant	ADJ
aeasj-240	150	38	and	and	CCONJ
aeasj-240	150	39	the	the	DET
aeasj-240	150	40	sign	sign	NOUN
aeasj-240	150	41	preceding	precede	VERB
aeasj-240	150	42	it	it	PRON
aeasj-240	150	43	is	be	AUX
aeasj-240	150	44	negative	negative	ADJ
aeasj-240	150	45	.	.	PUNCT
aeasj-240	151	1	the	the	DET
aeasj-240	151	2	result	result	NOUN
aeasj-240	151	3	in	in	ADP
aeasj-240	151	4	table	table	NOUN
aeasj-240	151	5	4	4	NUM
aeasj-240	151	6	indicates	indicate	VERB
aeasj-240	151	7	that	that	SCONJ
aeasj-240	151	8	ect	ect	VERB
aeasj-240	151	9	is	be	AUX
aeasj-240	151	10	negative	negative	ADJ
aeasj-240	151	11	,	,	PUNCT
aeasj-240	151	12	in	in	ADP
aeasj-240	151	13	other	other	ADJ
aeasj-240	151	14	words	word	NOUN
aeasj-240	151	15	there	there	PRON
aeasj-240	151	16	is	be	VERB
aeasj-240	151	17	a	a	DET
aeasj-240	151	18	long	long	ADJ
aeasj-240	151	19	run	run	NOUN
aeasj-240	151	20	causality	causality	NOUN
aeasj-240	151	21	running	run	VERB
aeasj-240	151	22	from	from	ADP
aeasj-240	151	23	the	the	DET
aeasj-240	151	24	bank	bank	NOUN
aeasj-240	151	25	credits	credit	NOUN
aeasj-240	151	26	to	to	ADP
aeasj-240	151	27	the	the	DET
aeasj-240	151	28	nigerian	nigerian	ADJ
aeasj-240	151	29	economy	economy	NOUN
aeasj-240	151	30	.	.	PUNCT
aeasj-240	152	1	the	the	DET
aeasj-240	152	2	coefficient	coefficient	NOUN
aeasj-240	152	3	of	of	ADP
aeasj-240	152	4	credit	credit	NOUN
aeasj-240	152	5	to	to	ADP
aeasj-240	152	6	private	private	ADJ
aeasj-240	152	7	sector	sector	NOUN
aeasj-240	152	8	(	(	PUNCT
aeasj-240	152	9	log	log	PROPN
aeasj-240	152	10	cps	cp	NOUN
aeasj-240	152	11	)	)	PUNCT
aeasj-240	152	12	is	be	AUX
aeasj-240	152	13	0.037639	0.037639	NUM
aeasj-240	152	14	.	.	PUNCT
aeasj-240	153	1	this	this	PRON
aeasj-240	153	2	shows	show	VERB
aeasj-240	153	3	credit	credit	NOUN
aeasj-240	153	4	to	to	ADP
aeasj-240	153	5	private	private	ADJ
aeasj-240	153	6	sector	sector	NOUN
aeasj-240	153	7	has	have	VERB
aeasj-240	153	8	positive	positive	ADJ
aeasj-240	153	9	influence	influence	NOUN
aeasj-240	153	10	on	on	ADP
aeasj-240	153	11	nigerian	nigerian	ADJ
aeasj-240	153	12	economy	economy	NOUN
aeasj-240	153	13	measured	measure	VERB
aeasj-240	153	14	by	by	ADP
aeasj-240	153	15	log	log	PROPN
aeasj-240	153	16	gdp	gdp	PROPN
aeasj-240	153	17	.	.	PUNCT
aeasj-240	154	1	the	the	DET
aeasj-240	154	2	result	result	NOUN
aeasj-240	154	3	reveals	reveal	VERB
aeasj-240	154	4	that	that	SCONJ
aeasj-240	154	5	credit	credit	NOUN
aeasj-240	154	6	to	to	ADP
aeasj-240	154	7	private	private	ADJ
aeasj-240	154	8	sector	sector	NOUN
aeasj-240	154	9	has	have	VERB
aeasj-240	154	10	significant	significant	ADJ
aeasj-240	154	11	influence	influence	NOUN
aeasj-240	154	12	on	on	ADP
aeasj-240	154	13	the	the	DET
aeasj-240	154	14	economy	economy	NOUN
aeasj-240	154	15	given	give	VERB
aeasj-240	154	16	the	the	DET
aeasj-240	154	17	value	value	NOUN
aeasj-240	154	18	of	of	ADP
aeasj-240	154	19	t	t	PROPN
aeasj-240	154	20	-	-	PUNCT
aeasj-240	154	21	statistic	statistic	NOUN
aeasj-240	154	22	(	(	PUNCT
aeasj-240	154	23	0.13853	0.13853	NUM
aeasj-240	154	24	<	<	X
aeasj-240	154	25	1.96	1.96	NUM
aeasj-240	154	26	)	)	PUNCT
aeasj-240	154	27	at	at	ADP
aeasj-240	154	28	two	two	NUM
aeasj-240	154	29	tails	tail	NOUN
aeasj-240	154	30	.	.	PUNCT
aeasj-240	155	1	the	the	DET
aeasj-240	155	2	finding	find	VERB
aeasj-240	155	3	further	far	ADV
aeasj-240	155	4	shows	show	VERB
aeasj-240	155	5	that	that	SCONJ
aeasj-240	155	6	a	a	DET
aeasj-240	155	7	unit	unit	NOUN
aeasj-240	155	8	percent	percent	NOUN
aeasj-240	155	9	increase	increase	NOUN
aeasj-240	155	10	in	in	ADP
aeasj-240	155	11	credit	credit	NOUN
aeasj-240	155	12	to	to	ADP
aeasj-240	155	13	private	private	ADJ
aeasj-240	155	14	sector	sector	NOUN
aeasj-240	155	15	will	will	AUX
aeasj-240	155	16	bring	bring	VERB
aeasj-240	155	17	about	about	ADV
aeasj-240	155	18	3.7639	3.7639	NUM
aeasj-240	155	19	%	%	NOUN
aeasj-240	155	20	increase	increase	NOUN
aeasj-240	155	21	in	in	ADP
aeasj-240	155	22	gdp	gdp	NOUN
aeasj-240	155	23	holding	hold	VERB
aeasj-240	155	24	all	all	DET
aeasj-240	155	25	other	other	ADJ
aeasj-240	155	26	factors	factor	NOUN
aeasj-240	155	27	constant	constant	ADJ
aeasj-240	155	28	.	.	PUNCT
aeasj-240	156	1	this	this	DET
aeasj-240	156	2	finding	finding	NOUN
aeasj-240	156	3	is	be	AUX
aeasj-240	156	4	in	in	ADP
aeasj-240	156	5	line	line	NOUN
aeasj-240	156	6	with	with	ADP
aeasj-240	156	7	the	the	DET
aeasj-240	156	8	work	work	NOUN
aeasj-240	156	9	of	of	ADP
aeasj-240	156	10	(	(	PUNCT
aeasj-240	156	11	aliero	aliero	PROPN
aeasj-240	156	12	,	,	PUNCT
aeasj-240	156	13	abdullahi	abdullahi	PROPN
aeasj-240	156	14	&	&	CCONJ
aeasj-240	156	15	adamu	adamu	PROPN
aeasj-240	156	16	,	,	PUNCT
aeasj-240	156	17	2013	2013	NUM
aeasj-240	156	18	)	)	PUNCT
aeasj-240	156	19	(	(	PUNCT
aeasj-240	156	20	orji	orji	NOUN
aeasj-240	156	21	,	,	PUNCT
aeasj-240	156	22	2012	2012	NUM
aeasj-240	156	23	)	)	PUNCT
aeasj-240	156	24	.	.	PUNCT
aeasj-240	157	1	the	the	DET
aeasj-240	157	2	coefficient	coefficient	NOUN
aeasj-240	157	3	of	of	ADP
aeasj-240	157	4	credit	credit	NOUN
aeasj-240	157	5	to	to	ADP
aeasj-240	157	6	public	public	ADJ
aeasj-240	157	7	sector	sector	NOUN
aeasj-240	157	8	(	(	PUNCT
aeasj-240	157	9	log	log	NOUN
aeasj-240	157	10	cpr	cpr	NOUN
aeasj-240	157	11	)	)	PUNCT
aeasj-240	157	12	is	be	AUX
aeasj-240	157	13	-0.141843	-0.141843	NOUN
aeasj-240	157	14	.	.	PUNCT
aeasj-240	158	1	this	this	PRON
aeasj-240	158	2	shows	show	VERB
aeasj-240	158	3	public	public	ADJ
aeasj-240	158	4	sector	sector	NOUN
aeasj-240	158	5	credit	credit	NOUN
aeasj-240	158	6	has	have	VERB
aeasj-240	158	7	negative	negative	ADJ
aeasj-240	158	8	influence	influence	NOUN
aeasj-240	158	9	on	on	ADP
aeasj-240	158	10	nigerian	nigerian	ADJ
aeasj-240	158	11	economy	economy	NOUN
aeasj-240	158	12	measured	measure	VERB
aeasj-240	158	13	by	by	ADP
aeasj-240	158	14	log	log	PROPN
aeasj-240	158	15	gdp	gdp	PROPN
aeasj-240	158	16	.	.	PUNCT
aeasj-240	159	1	it	it	PRON
aeasj-240	159	2	also	also	ADV
aeasj-240	159	3	revealed	reveal	VERB
aeasj-240	159	4	that	that	SCONJ
aeasj-240	159	5	credit	credit	NOUN
aeasj-240	159	6	to	to	ADP
aeasj-240	159	7	public	public	ADJ
aeasj-240	159	8	sector	sector	NOUN
aeasj-240	159	9	has	have	VERB
aeasj-240	159	10	insignificant	insignificant	ADJ
aeasj-240	159	11	influence	influence	NOUN
aeasj-240	159	12	on	on	ADP
aeasj-240	159	13	the	the	DET
aeasj-240	159	14	nigerian	nigerian	ADJ
aeasj-240	159	15	economy	economy	NOUN
aeasj-240	159	16	,	,	PUNCT
aeasj-240	159	17	given	give	VERB
aeasj-240	159	18	the	the	DET
aeasj-240	159	19	value	value	NOUN
aeasj-240	159	20	of	of	ADP
aeasj-240	159	21	t	t	PROPN
aeasj-240	159	22	-	-	PUNCT
aeasj-240	159	23	statistic	statistic	NOUN
aeasj-240	159	24	(	(	PUNCT
aeasj-240	159	25	-0.57765<1.96	-0.57765<1.96	ADP
aeasj-240	159	26	)	)	PUNCT
aeasj-240	159	27	at	at	ADP
aeasj-240	159	28	two	two	NUM
aeasj-240	159	29	tails	tail	NOUN
aeasj-240	159	30	.	.	PUNCT
aeasj-240	160	1	the	the	DET
aeasj-240	160	2	finding	find	VERB
aeasj-240	160	3	further	far	ADV
aeasj-240	160	4	shows	show	VERB
aeasj-240	160	5	that	that	SCONJ
aeasj-240	160	6	a	a	DET
aeasj-240	160	7	unit	unit	NOUN
aeasj-240	160	8	percent	percent	NOUN
aeasj-240	160	9	increase	increase	NOUN
aeasj-240	160	10	in	in	ADP
aeasj-240	160	11	credit	credit	NOUN
aeasj-240	160	12	to	to	ADP
aeasj-240	160	13	public	public	ADJ
aeasj-240	160	14	sector	sector	NOUN
aeasj-240	160	15	will	will	AUX
aeasj-240	160	16	bring	bring	VERB
aeasj-240	160	17	about	about	ADV
aeasj-240	160	18	14.1843	14.1843	NUM
aeasj-240	160	19	%	%	NOUN
aeasj-240	160	20	decrease	decrease	NOUN
aeasj-240	160	21	in	in	ADP
aeasj-240	160	22	gdp	gdp	NOUN
aeasj-240	160	23	holding	hold	VERB
aeasj-240	160	24	all	all	DET
aeasj-240	160	25	other	other	ADJ
aeasj-240	160	26	factors	factor	NOUN
aeasj-240	160	27	constant	constant	ADJ
aeasj-240	160	28	.	.	PUNCT
aeasj-240	161	1	this	this	DET
aeasj-240	161	2	finding	finding	NOUN
aeasj-240	161	3	is	be	AUX
aeasj-240	161	4	in	in	ADP
aeasj-240	161	5	line	line	NOUN
aeasj-240	161	6	with	with	ADP
aeasj-240	161	7	the	the	DET
aeasj-240	161	8	work	work	NOUN
aeasj-240	161	9	of	of	ADP
aeasj-240	161	10	(	(	PUNCT
aeasj-240	161	11	ibrahim	ibrahim	PROPN
aeasj-240	161	12	,	,	PUNCT
aeasj-240	161	13	akano	akano	PROPN
aeasj-240	161	14	&	&	CCONJ
aeasj-240	161	15	kazeem	kazeem	PROPN
aeasj-240	161	16	,	,	PUNCT
aeasj-240	161	17	2015	2015	NUM
aeasj-240	161	18	)	)	PUNCT
aeasj-240	161	19	.	.	PUNCT
aeasj-240	162	1	the	the	DET
aeasj-240	162	2	coefficient	coefficient	NOUN
aeasj-240	162	3	of	of	ADP
aeasj-240	162	4	prime	prime	ADJ
aeasj-240	162	5	lending	lending	NOUN
aeasj-240	162	6	rate	rate	NOUN
aeasj-240	162	7	(	(	PUNCT
aeasj-240	162	8	log	log	NOUN
aeasj-240	162	9	plr	plr	NOUN
aeasj-240	162	10	)	)	PUNCT
aeasj-240	162	11	-15467.28	-15467.28	NOUN
aeasj-240	162	12	shows	show	VERB
aeasj-240	162	13	that	that	SCONJ
aeasj-240	162	14	prime	prime	ADJ
aeasj-240	162	15	lending	lending	NOUN
aeasj-240	162	16	rate	rate	NOUN
aeasj-240	162	17	has	have	VERB
aeasj-240	162	18	influence	influence	NOUN
aeasj-240	162	19	of	of	ADP
aeasj-240	162	20	about	about	ADV
aeasj-240	162	21	15467.28	15467.28	NUM
aeasj-240	162	22	%	%	NOUN
aeasj-240	162	23	on	on	ADP
aeasj-240	162	24	the	the	DET
aeasj-240	162	25	nigerian	nigerian	ADJ
aeasj-240	162	26	economy	economy	NOUN
aeasj-240	162	27	measured	measure	VERB
aeasj-240	162	28	by	by	ADP
aeasj-240	162	29	gdp	gdp	NOUN
aeasj-240	162	30	during	during	ADP
aeasj-240	162	31	the	the	DET
aeasj-240	162	32	observed	observed	ADJ
aeasj-240	162	33	years	year	NOUN
aeasj-240	162	34	.	.	PUNCT
aeasj-240	163	1	this	this	PRON
aeasj-240	163	2	implies	imply	VERB
aeasj-240	163	3	that	that	SCONJ
aeasj-240	163	4	a	a	DET
aeasj-240	163	5	unit	unit	NOUN
aeasj-240	163	6	percent	percent	NOUN
aeasj-240	163	7	increase	increase	NOUN
aeasj-240	163	8	in	in	ADP
aeasj-240	163	9	prime	prime	ADJ
aeasj-240	163	10	lending	lending	NOUN
aeasj-240	163	11	rate	rate	NOUN
aeasj-240	163	12	will	will	AUX
aeasj-240	163	13	bring	bring	VERB
aeasj-240	163	14	about	about	ADV
aeasj-240	163	15	1546	1546	NUM
aeasj-240	163	16	%	%	NOUN
aeasj-240	163	17	decreases	decrease	NOUN
aeasj-240	163	18	in	in	ADP
aeasj-240	163	19	the	the	DET
aeasj-240	163	20	economy	economy	NOUN
aeasj-240	163	21	measured	measure	VERB
aeasj-240	163	22	by	by	ADP
aeasj-240	163	23	gdp	gdp	NOUN
aeasj-240	163	24	.	.	PUNCT
aeasj-240	164	1	this	this	DET
aeasj-240	164	2	finding	finding	NOUN
aeasj-240	164	3	is	be	AUX
aeasj-240	164	4	in	in	ADP
aeasj-240	164	5	line	line	NOUN
aeasj-240	164	6	with	with	ADP
aeasj-240	164	7	the	the	DET
aeasj-240	164	8	work	work	NOUN
aeasj-240	164	9	of	of	ADP
aeasj-240	164	10	(	(	PUNCT
aeasj-240	164	11	akpansung	akpansung	PROPN
aeasj-240	164	12	&	&	CCONJ
aeasj-240	164	13	babalola	babalola	PROPN
aeasj-240	164	14	,	,	PUNCT
aeasj-240	164	15	2011	2011	NUM
aeasj-240	164	16	)	)	PUNCT
aeasj-240	164	17	.	.	PUNCT
aeasj-240	165	1	the	the	DET
aeasj-240	165	2	result	result	NOUN
aeasj-240	165	3	further	far	ADV
aeasj-240	165	4	shows	show	VERB
aeasj-240	165	5	that	that	SCONJ
aeasj-240	165	6	tabulated	tabulate	VERB
aeasj-240	165	7	t	t	PROPN
aeasj-240	165	8	-	-	PUNCT
aeasj-240	165	9	statistic	statistic	NOUN
aeasj-240	165	10	(	(	PUNCT
aeasj-240	165	11	0.14553<1.96	0.14553<1.96	NOUN
aeasj-240	165	12	)	)	PUNCT
aeasj-240	165	13	less	less	ADJ
aeasj-240	165	14	than	than	ADP
aeasj-240	165	15	calculated	calculated	ADJ
aeasj-240	165	16	value	value	NOUN
aeasj-240	165	17	at	at	ADP
aeasj-240	165	18	5	5	NUM
aeasj-240	165	19	%	%	NOUN
aeasj-240	165	20	level	level	NOUN
aeasj-240	165	21	of	of	ADP
aeasj-240	165	22	significance	significance	NOUN
aeasj-240	165	23	.	.	PUNCT
aeasj-240	166	1	table	table	NOUN
aeasj-240	166	2	5	5	NUM
aeasj-240	166	3	:	:	PUNCT
aeasj-240	166	4	summary	summary	NOUN
aeasj-240	166	5	of	of	ADP
aeasj-240	166	6	diagnostic	diagnostic	ADJ
aeasj-240	166	7	test	test	NOUN
aeasj-240	166	8	test	test	NOUN
aeasj-240	166	9	p	p	NOUN
aeasj-240	166	10	-	-	PUNCT
aeasj-240	166	11	value	value	NOUN
aeasj-240	166	12	centered	center	VERB
aeasj-240	166	13	vif	vif	NOUN
aeasj-240	166	14	vif	vif	PROPN
aeasj-240	166	15	2.85	2.85	NUM
aeasj-240	166	16	,	,	PUNCT
aeasj-240	166	17	2.94	2.94	NUM
aeasj-240	166	18	,	,	PUNCT
aeasj-240	166	19	1.21	1.21	NUM
aeasj-240	166	20	jarque	jarque	NOUN
aeasj-240	166	21	-	-	PUNCT
aeasj-240	166	22	bera	bera	NOUN
aeasj-240	166	23	0.29	0.29	NUM
aeasj-240	166	24	source	source	NOUN
aeasj-240	166	25	:	:	PUNCT
aeasj-240	166	26	output	output	NOUN
aeasj-240	166	27	from	from	ADP
aeasj-240	166	28	eview	eview	PROPN
aeasj-240	166	29	10	10	NUM
aeasj-240	166	30	student	student	NOUN
aeasj-240	166	31	edition	edition	NOUN
aeasj-240	166	32	the	the	DET
aeasj-240	166	33	variance	variance	NOUN
aeasj-240	166	34	inflation	inflation	NOUN
aeasj-240	166	35	factor	factor	NOUN
aeasj-240	166	36	was	be	AUX
aeasj-240	166	37	performed	perform	VERB
aeasj-240	166	38	to	to	PART
aeasj-240	166	39	support	support	VERB
aeasj-240	166	40	the	the	DET
aeasj-240	166	41	validity	validity	NOUN
aeasj-240	166	42	of	of	ADP
aeasj-240	166	43	the	the	DET
aeasj-240	166	44	regression	regression	NOUN
aeasj-240	166	45	results	result	NOUN
aeasj-240	166	46	.	.	PUNCT
aeasj-240	167	1	since	since	SCONJ
aeasj-240	167	2	the	the	DET
aeasj-240	167	3	values	value	NOUN
aeasj-240	167	4	2.85	2.85	NUM
aeasj-240	167	5	,	,	PUNCT
aeasj-240	167	6	2.94	2.94	NUM
aeasj-240	167	7	and	and	CCONJ
aeasj-240	167	8	1.21	1.21	NUM
aeasj-240	167	9	are	be	AUX
aeasj-240	167	10	less	less	ADJ
aeasj-240	167	11	than	than	ADP
aeasj-240	167	12	5	5	NUM
aeasj-240	167	13	,	,	PUNCT
aeasj-240	167	14	it	it	PRON
aeasj-240	167	15	was	be	AUX
aeasj-240	167	16	therefore	therefore	ADV
aeasj-240	167	17	concluded	conclude	VERB
aeasj-240	167	18	that	that	SCONJ
aeasj-240	167	19	there	there	PRON
aeasj-240	167	20	were	be	VERB
aeasj-240	167	21	no	no	DET
aeasj-240	167	22	multicollinearity	multicollinearity	NOUN
aeasj-240	167	23	among	among	ADP
aeasj-240	167	24	the	the	DET
aeasj-240	167	25	variables	variable	NOUN
aeasj-240	167	26	of	of	ADP
aeasj-240	167	27	the	the	DET
aeasj-240	167	28	model	model	NOUN
aeasj-240	167	29	.	.	PUNCT
aeasj-240	168	1	jarque	jarque	NOUN
aeasj-240	168	2	-	-	PUNCT
aeasj-240	168	3	bera	bera	NOUN
aeasj-240	168	4	test	test	NOUN
aeasj-240	168	5	was	be	AUX
aeasj-240	168	6	used	use	VERB
aeasj-240	168	7	to	to	PART
aeasj-240	168	8	check	check	VERB
aeasj-240	168	9	for	for	ADP
aeasj-240	168	10	the	the	DET
aeasj-240	168	11	normality	normality	NOUN
aeasj-240	168	12	of	of	ADP
aeasj-240	168	13	the	the	DET
aeasj-240	168	14	data	datum	NOUN
aeasj-240	168	15	.	.	PUNCT
aeasj-240	169	1	the	the	DET
aeasj-240	169	2	result	result	NOUN
aeasj-240	169	3	shows	show	VERB
aeasj-240	169	4	that	that	SCONJ
aeasj-240	169	5	the	the	DET
aeasj-240	169	6	study	study	NOUN
aeasj-240	169	7	data	datum	NOUN
aeasj-240	169	8	are	be	AUX
aeasj-240	169	9	normally	normally	ADV
aeasj-240	169	10	distributed	distribute	VERB
aeasj-240	169	11	given	give	VERB
aeasj-240	169	12	the	the	DET
aeasj-240	169	13	p	p	ADJ
aeasj-240	169	14	-	-	PUNCT
aeasj-240	169	15	value	value	NOUN
aeasj-240	169	16	greater	great	ADJ
aeasj-240	169	17	than	than	ADP
aeasj-240	169	18	5	5	NUM
aeasj-240	169	19	%	%	NOUN
aeasj-240	169	20	significance	significance	NOUN
aeasj-240	169	21	level	level	NOUN
aeasj-240	169	22	.	.	PUNCT
aeasj-240	170	1	5	5	X
aeasj-240	170	2	.	.	X
aeasj-240	170	3	recommendations	recommendation	NOUN
aeasj-240	170	4	and	and	CCONJ
aeasj-240	170	5	conclusion	conclusion	NOUN
aeasj-240	170	6	credit	credit	NOUN
aeasj-240	170	7	is	be	AUX
aeasj-240	170	8	an	an	DET
aeasj-240	170	9	important	important	ADJ
aeasj-240	170	10	link	link	NOUN
aeasj-240	170	11	in	in	ADP
aeasj-240	170	12	monetary	monetary	ADJ
aeasj-240	170	13	transmission	transmission	NOUN
aeasj-240	170	14	as	as	SCONJ
aeasj-240	170	15	it	it	PRON
aeasj-240	170	16	finances	finance	VERB
aeasj-240	170	17	production	production	NOUN
aeasj-240	170	18	,	,	PUNCT
aeasj-240	170	19	consumption	consumption	NOUN
aeasj-240	170	20	and	and	CCONJ
aeasj-240	170	21	capital	capital	NOUN
aeasj-240	170	22	formation	formation	NOUN
aeasj-240	170	23	,	,	PUNCT
aeasj-240	170	24	which	which	PRON
aeasj-240	170	25	in	in	ADP
aeasj-240	170	26	turn	turn	NOUN
aeasj-240	170	27	affect	affect	VERB
aeasj-240	170	28	economic	economic	ADJ
aeasj-240	170	29	growth	growth	NOUN
aeasj-240	170	30	.	.	PUNCT
aeasj-240	171	1	especially	especially	ADV
aeasj-240	171	2	in	in	ADP
aeasj-240	171	3	developing	develop	VERB
aeasj-240	171	4	countries	country	NOUN
aeasj-240	171	5	like	like	ADP
aeasj-240	171	6	nigeria	nigeria	PROPN
aeasj-240	171	7	,	,	PUNCT
aeasj-240	171	8	it	it	PRON
aeasj-240	171	9	caters	caters	ADJ
aeasj-240	171	10	resources	resource	NOUN
aeasj-240	171	11	need	need	VERB
aeasj-240	171	12	for	for	ADP
aeasj-240	171	13	economic	economic	ADJ
aeasj-240	171	14	growth	growth	NOUN
aeasj-240	171	15	.	.	PUNCT
aeasj-240	172	1	the	the	DET
aeasj-240	172	2	central	central	ADJ
aeasj-240	172	3	bank	bank	PROPN
aeasj-240	172	4	of	of	ADP
aeasj-240	172	5	nigeria	nigeria	PROPN
aeasj-240	172	6	and	and	CCONJ
aeasj-240	172	7	the	the	DET
aeasj-240	172	8	government	government	NOUN
aeasj-240	172	9	have	have	AUX
aeasj-240	172	10	adopted	adopt	VERB
aeasj-240	172	11	many	many	ADJ
aeasj-240	172	12	links	link	NOUN
aeasj-240	172	13	and	and	CCONJ
aeasj-240	172	14	programs	program	NOUN
aeasj-240	172	15	to	to	PART
aeasj-240	172	16	increase	increase	VERB
aeasj-240	172	17	economic	economic	ADJ
aeasj-240	172	18	growth	growth	NOUN
aeasj-240	172	19	through	through	ADP
aeasj-240	172	20	the	the	DET
aeasj-240	172	21	use	use	NOUN
aeasj-240	172	22	of	of	ADP
aeasj-240	172	23	bank	bank	NOUN
aeasj-240	172	24	credit	credit	NOUN
aeasj-240	172	25	.	.	PUNCT
aeasj-240	173	1	however	however	ADV
aeasj-240	173	2	,	,	PUNCT
aeasj-240	173	3	the	the	DET
aeasj-240	173	4	relationships	relationship	NOUN
aeasj-240	173	5	between	between	ADP
aeasj-240	173	6	private	private	ADJ
aeasj-240	173	7	sector	sector	NOUN
aeasj-240	173	8	credit	credit	NOUN
aeasj-240	173	9	,	,	PUNCT
aeasj-240	173	10	public	public	ADJ
aeasj-240	173	11	sector	sector	NOUN
aeasj-240	173	12	credit	credit	NOUN
aeasj-240	173	13	,	,	PUNCT
aeasj-240	173	14	prime	prime	ADJ
aeasj-240	173	15	lending	lending	NOUN
aeasj-240	173	16	rate	rate	NOUN
aeasj-240	173	17	and	and	CCONJ
aeasj-240	173	18	economic	economic	ADJ
aeasj-240	173	19	growth	growth	NOUN
aeasj-240	173	20	have	have	AUX
aeasj-240	173	21	not	not	PART
aeasj-240	173	22	yet	yet	ADV
aeasj-240	173	23	been	be	AUX
aeasj-240	173	24	assessed	assess	VERB
aeasj-240	173	25	properly	properly	ADV
aeasj-240	173	26	in	in	ADP
aeasj-240	173	27	the	the	DET
aeasj-240	173	28	nigeria	nigeria	PROPN
aeasj-240	173	29	context	context	NOUN
aeasj-240	173	30	.	.	PUNCT
aeasj-240	174	1	applying	apply	VERB
aeasj-240	174	2	regression	regression	NOUN
aeasj-240	174	3	approach	approach	NOUN
aeasj-240	174	4	,	,	PUNCT
aeasj-240	174	5	the	the	DET
aeasj-240	174	6	study	study	NOUN
aeasj-240	174	7	found	find	VERB
aeasj-240	174	8	that	that	SCONJ
aeasj-240	174	9	the	the	DET
aeasj-240	174	10	bank	bank	NOUN
aeasj-240	174	11	credit	credit	NOUN
aeasj-240	174	12	to	to	ADP
aeasj-240	174	13	private	private	ADJ
aeasj-240	174	14	sector	sector	NOUN
aeasj-240	174	15	have	have	VERB
aeasj-240	174	16	positive	positive	ADJ
aeasj-240	174	17	influence	influence	NOUN
aeasj-240	174	18	on	on	ADP
aeasj-240	174	19	nigeria	nigeria	PROPN
aeasj-240	174	20	economy	economy	NOUN
aeasj-240	174	21	while	while	SCONJ
aeasj-240	174	22	public	public	ADJ
aeasj-240	174	23	sector	sector	NOUN
aeasj-240	174	24	credit	credit	NOUN
aeasj-240	174	25	and	and	CCONJ
aeasj-240	174	26	prime	prime	ADJ
aeasj-240	174	27	lending	lending	NOUN
aeasj-240	174	28	rate	rate	NOUN
aeasj-240	174	29	have	have	VERB
aeasj-240	174	30	negative	negative	ADJ
aeasj-240	174	31	influence	influence	NOUN
aeasj-240	174	32	on	on	ADP
aeasj-240	174	33	nigeria	nigeria	PROPN
aeasj-240	174	34	economy	economy	NOUN
aeasj-240	174	35	and	and	CCONJ
aeasj-240	174	36	also	also	ADV
aeasj-240	174	37	exhibit	exhibit	VERB
aeasj-240	174	38	two	two	NUM
aeasj-240	174	39	cointegration	cointegration	NOUN
aeasj-240	174	40	relationship	relationship	NOUN
aeasj-240	174	41	i.e.	i.e.	X
aeasj-240	174	42	long	long	ADJ
aeasj-240	174	43	run	run	NOUN
aeasj-240	174	44	relationship	relationship	NOUN
aeasj-240	174	45	among	among	ADP
aeasj-240	174	46	the	the	DET
aeasj-240	174	47	variables	variable	NOUN
aeasj-240	174	48	under	under	ADP
aeasj-240	174	49	study	study	NOUN
aeasj-240	174	50	.	.	PUNCT
aeasj-240	175	1	the	the	DET
aeasj-240	175	2	empirical	empirical	ADJ
aeasj-240	175	3	results	result	NOUN
aeasj-240	175	4	imply	imply	VERB
aeasj-240	175	5	that	that	SCONJ
aeasj-240	175	6	,	,	PUNCT
aeasj-240	175	7	policy	policy	NOUN
aeasj-240	175	8	makers	maker	NOUN
aeasj-240	175	9	should	should	AUX
aeasj-240	175	10	focus	focus	VERB
aeasj-240	175	11	attention	attention	NOUN
aeasj-240	175	12	on	on	ADP
aeasj-240	175	13	long	long	ADJ
aeasj-240	175	14	-	-	PUNCT
aeasj-240	175	15	run	run	VERB
aeasj-240	175	16	policies	policy	NOUN
aeasj-240	175	17	to	to	PART
aeasj-240	175	18	promote	promote	VERB
aeasj-240	175	19	economic	economic	ADJ
aeasj-240	175	20	growth	growth	NOUN
aeasj-240	175	21	such	such	ADJ
aeasj-240	175	22	as	as	ADP
aeasj-240	175	23	development	development	NOUN
aeasj-240	175	24	of	of	ADP
aeasj-240	175	25	modern	modern	ADJ
aeasj-240	175	26	banking	banking	NOUN
aeasj-240	175	27	sector	sector	NOUN
aeasj-240	175	28	,	,	PUNCT
aeasj-240	175	29	efficient	efficient	ADJ
aeasj-240	175	30	financial	financial	ADJ
aeasj-240	175	31	market	market	NOUN
aeasj-240	175	32	,	,	PUNCT
aeasj-240	175	33	infrastructures	infrastructure	NOUN
aeasj-240	175	34	so	so	SCONJ
aeasj-240	175	35	as	as	SCONJ
aeasj-240	175	36	to	to	PART
aeasj-240	175	37	increase	increase	VERB
aeasj-240	175	38	private	private	ADJ
aeasj-240	175	39	sector	sector	NOUN
aeasj-240	175	40	credit	credit	NOUN
aeasj-240	175	41	and	and	CCONJ
aeasj-240	175	42	public	public	ADJ
aeasj-240	175	43	sector	sector	NOUN
aeasj-240	175	44	credit	credit	NOUN
aeasj-240	175	45	which	which	PRON
aeasj-240	175	46	are	be	AUX
aeasj-240	175	47	instrumental	instrumental	ADJ
aeasj-240	175	48	to	to	PART
aeasj-240	175	49	promote	promote	VERB
aeasj-240	175	50	growth	growth	NOUN
aeasj-240	175	51	in	in	ADP
aeasj-240	175	52	the	the	DET
aeasj-240	175	53	long	long	ADV
aeasj-240	175	54	-	-	PUNCT
aeasj-240	175	55	run	run	NOUN
aeasj-240	175	56	.	.	PUNCT
aeasj-240	176	1	references	reference	NOUN
aeasj-240	176	2	abubakar	abubakar	PROPN
aeasj-240	176	3	,	,	PUNCT
aeasj-240	176	4	a.	a.	PROPN
aeasj-240	176	5	,	,	PUNCT
aeasj-240	176	6	&	&	CCONJ
aeasj-240	176	7	gani	gani	PROPN
aeasj-240	176	8	,	,	PUNCT
aeasj-240	176	9	i.	i.	NOUN
aeasj-240	176	10	m.	m.	PROPN
aeasj-240	176	11	(	(	PUNCT
aeasj-240	176	12	2013	2013	NUM
aeasj-240	176	13	)	)	PUNCT
aeasj-240	176	14	.	.	PUNCT
aeasj-240	177	1	impact	impact	NOUN
aeasj-240	177	2	of	of	ADP
aeasj-240	177	3	banking	banking	NOUN
aeasj-240	177	4	sector	sector	NOUN
aeasj-240	177	5	development	development	NOUN
aeasj-240	177	6	on	on	ADP
aeasj-240	177	7	economic	economic	ADJ
aeasj-240	177	8	growth	growth	NOUN
aeasj-240	177	9	:	:	PUNCT
aeasj-240	177	10	evidence	evidence	NOUN
aeasj-240	177	11	from	from	ADP
aeasj-240	177	12	nigeria	nigeria	PROPN
aeasj-240	177	13	.	.	PUNCT
aeasj-240	178	1	journal	journal	PROPN
aeasj-240	178	2	of	of	ADP
aeasj-240	178	3	business	business	PROPN
aeasj-240	178	4	management	management	PROPN
aeasj-240	178	5	&	&	CCONJ
aeasj-240	178	6	social	social	PROPN
aeasj-240	178	7	sciences	sciences	PROPN
aeasj-240	178	8	research	research	NOUN
aeasj-240	178	9	(	(	PUNCT
aeasj-240	178	10	jbm&ssr	jbm&ssr	PROPN
aeasj-240	178	11	)	)	PUNCT
aeasj-240	178	12	,	,	PUNCT
aeasj-240	178	13	2	2	NUM
aeasj-240	178	14	(	(	PUNCT
aeasj-240	178	15	4	4	NUM
aeasj-240	178	16	)	)	PUNCT
aeasj-240	178	17	,	,	PUNCT
aeasj-240	178	18	4759	4759	NUM
aeasj-240	178	19	.	.	PUNCT
aeasj-240	179	1	atseye	atseye	NOUN
aeasj-240	179	2	,	,	PUNCT
aeasj-240	179	3	f.	f.	PROPN
aeasj-240	179	4	a.	a.	PROPN
aeasj-240	179	5	,	,	PUNCT
aeasj-240	179	6	edim	edim	PROPN
aeasj-240	179	7	,	,	PUNCT
aeasj-240	179	8	n.	n.	PROPN
aeasj-240	179	9	o.	o.	PROPN
aeasj-240	179	10	,	,	PUNCT
aeasj-240	179	11	and	and	CCONJ
aeasj-240	179	12	ezeaku	ezeaku	PROPN
aeasj-240	179	13	,	,	PUNCT
aeasj-240	179	14	h.	h.	PROPN
aeasj-240	179	15	c.	c.	PROPN
aeasj-240	179	16	(	(	PUNCT
aeasj-240	179	17	2015	2015	NUM
aeasj-240	179	18	)	)	PUNCT
aeasj-240	179	19	.	.	PUNCT
aeasj-240	180	1	an	an	DET
aeasj-240	180	2	empirical	empirical	ADJ
aeasj-240	180	3	investigation	investigation	NOUN
aeasj-240	180	4	of	of	ADP
aeasj-240	180	5	the	the	DET
aeasj-240	180	6	impact	impact	NOUN
aeasj-240	180	7	of	of	ADP
aeasj-240	180	8	bank	bank	NOUN
aeasj-240	180	9	credit	credit	NOUN
aeasj-240	180	10	on	on	ADP
aeasj-240	180	11	economic	economic	ADJ
aeasj-240	180	12	growth	growth	NOUN
aeasj-240	180	13	in	in	ADP
aeasj-240	180	14	nigeria	nigeria	PROPN
aeasj-240	180	15	.	.	PUNCT
aeasj-240	181	1	indian	indian	PROPN
aeasj-240	181	2	journal	journal	PROPN
aeasj-240	181	3	of	of	ADP
aeasj-240	181	4	applied	apply	VERB
aeasj-240	181	5	research	research	NOUN
aeasj-240	181	6	,	,	PUNCT
aeasj-240	181	7	5	5	NUM
aeasj-240	181	8	,	,	PUNCT
aeasj-240	181	9	issue	issue	NOUN
aeasj-240	181	10	11	11	NUM
aeasj-240	181	11	.	.	PUNCT
aeasj-240	182	1	akpansung	akpansung	PROPN
aeasj-240	182	2	,	,	PUNCT
aeasj-240	182	3	a.	a.	PROPN
aeasj-240	182	4	o.	o.	PROPN
aeasj-240	182	5	&	&	CCONJ
aeasj-240	182	6	babalola	babalola	PROPN
aeasj-240	182	7	,	,	PUNCT
aeasj-240	182	8	s.	s.	PROPN
aeasj-240	182	9	j.	j.	PROPN
aeasj-240	182	10	(	(	PUNCT
aeasj-240	182	11	2011	2011	NUM
aeasj-240	182	12	)	)	PUNCT
aeasj-240	182	13	.	.	PUNCT
aeasj-240	183	1	banking	banking	NOUN
aeasj-240	183	2	sector	sector	NOUN
aeasj-240	183	3	credit	credit	NOUN
aeasj-240	183	4	and	and	CCONJ
aeasj-240	183	5	economic	economic	ADJ
aeasj-240	183	6	growth	growth	NOUN
aeasj-240	183	7	in	in	ADP
aeasj-240	183	8	nigeria	nigeria	PROPN
aeasj-240	183	9	:	:	PUNCT
aeasj-240	183	10	an	an	DET
aeasj-240	183	11	empirical	empirical	ADJ
aeasj-240	183	12	investigation	investigation	NOUN
aeasj-240	183	13	,	,	PUNCT
aeasj-240	183	14	cbn	cbn	PROPN
aeasj-240	183	15	journal	journal	NOUN
aeasj-240	183	16	of	of	ADP
aeasj-240	183	17	applied	applied	ADJ
aeasj-240	183	18	statistics	statistic	NOUN
aeasj-240	183	19	,	,	PUNCT
aeasj-240	183	20	vol	vol	NOUN
aeasj-240	183	21	.	.	PROPN
aeasj-240	183	22	2	2	NUM
aeasj-240	183	23	,	,	PUNCT
aeasj-240	183	24	no	no	INTJ
aeasj-240	183	25	.	.	NOUN
aeasj-240	184	1	2	2	X
aeasj-240	184	2	.	.	X
aeasj-240	184	3	pp	pp	ADJ
aeasj-240	184	4	.	.	PUNCT
aeasj-240	185	1	51	51	NUM
aeasj-240	185	2	-	-	SYM
aeasj-240	185	3	62	62	NUM
aeasj-240	185	4	.	.	PUNCT
aeasj-240	186	1	akpansung	akpansung	PROPN
aeasj-240	186	2	,	,	PUNCT
aeasj-240	186	3	a.	a.	PROPN
aeasj-240	186	4	o.	o.	PROPN
aeasj-240	186	5	&	&	CCONJ
aeasj-240	186	6	,	,	PUNCT
aeasj-240	186	7	m.	m.	NOUN
aeasj-240	186	8	o.(2009	o.(2009	PROPN
aeasj-240	186	9	)	)	PUNCT
aeasj-240	186	10	.	.	PUNCT
aeasj-240	187	1	recent	recent	ADJ
aeasj-240	187	2	banking	banking	NOUN
aeasj-240	187	3	reform	reform	NOUN
aeasj-240	187	4	in	in	ADP
aeasj-240	187	5	nigeria	nigeria	PROPN
aeasj-240	187	6	:	:	PUNCT
aeasj-240	187	7	implication	implication	NOUN
aeasj-240	187	8	on	on	ADP
aeasj-240	187	9	sectoral	sectoral	ADJ
aeasj-240	187	10	credit	credit	NOUN
aeasj-240	187	11	allocation	allocation	NOUN
aeasj-240	187	12	and	and	CCONJ
aeasj-240	187	13	economic	economic	ADJ
aeasj-240	187	14	growth	growth	NOUN
aeasj-240	187	15	,	,	PUNCT
aeasj-240	187	16	international	international	ADJ
aeasj-240	187	17	journal	journal	NOUN
aeasj-240	187	18	of	of	ADP
aeasj-240	187	19	business	business	NOUN
aeasj-240	187	20	and	and	CCONJ
aeasj-240	187	21	social	social	ADJ
aeasj-240	187	22	science	science	NOUN
aeasj-240	187	23	.	.	PUNCT
aeasj-240	188	1	vol	vol	NOUN
aeasj-240	188	2	.	.	PROPN
aeasj-240	189	1	5	5	NUM
aeasj-240	189	2	,	,	PUNCT
aeasj-240	189	3	no	no	INTJ
aeasj-240	189	4	.	.	NOUN
aeasj-240	189	5	13	13	NUM
aeasj-240	189	6	(	(	PUNCT
aeasj-240	189	7	dec	dec	PROPN
aeasj-240	189	8	)	)	PUNCT
aeasj-240	189	9	pp.91	pp.91	PROPN
aeasj-240	189	10	.	.	PUNCT
aeasj-240	190	1	adekunle	adekunle	PROPN
aeasj-240	190	2	,	,	PUNCT
aeasj-240	190	3	o.	o.	NOUN
aeasj-240	190	4	a.	a.	PROPN
aeasj-240	190	5	,	,	PUNCT
aeasj-240	190	6	salam	salam	PROPN
aeasj-240	190	7	,	,	PUNCT
aeasj-240	190	8	g.	g.	PROPN
aeasj-240	190	9	o.	o.	PROPN
aeasj-240	190	10	,	,	PUNCT
aeasj-240	190	11	&	&	CCONJ
aeasj-240	190	12	adedipe	adedipe	NOUN
aeasj-240	190	13	,	,	PUNCT
aeasj-240	190	14	o.	o.	NOUN
aeasj-240	190	15	a.	a.	NOUN
aeasj-240	190	16	(	(	PUNCT
aeasj-240	190	17	2013	2013	NUM
aeasj-240	190	18	)	)	PUNCT
aeasj-240	190	19	.	.	PUNCT
aeasj-240	191	1	impact	impact	NOUN
aeasj-240	191	2	of	of	ADP
aeasj-240	191	3	financial	financial	ADJ
aeasj-240	191	4	sector	sector	NOUN
aeasj-240	191	5	development	development	NOUN
aeasj-240	191	6	on	on	ADP
aeasj-240	191	7	the	the	DET
aeasj-240	191	8	nigerian	nigerian	ADJ
aeasj-240	191	9	economic	economic	ADJ
aeasj-240	191	10	growth	growth	NOUN
aeasj-240	191	11	.	.	PUNCT
aeasj-240	192	1	american	american	ADJ
aeasj-240	192	2	journal	journal	PROPN
aeasj-240	192	3	of	of	ADP
aeasj-240	192	4	business	business	NOUN
aeasj-240	192	5	and	and	CCONJ
aeasj-240	192	6	management	management	NOUN
aeasj-240	192	7	,	,	PUNCT
aeasj-240	192	8	2	2	NUM
aeasj-240	192	9	(	(	PUNCT
aeasj-240	192	10	4	4	NUM
aeasj-240	192	11	)	)	PUNCT
aeasj-240	192	12	,	,	PUNCT
aeasj-240	192	13	347356	347356	NUM
aeasj-240	192	14	.	.	PUNCT
aeasj-240	193	1	azege	azege	PROPN
aeasj-240	193	2	,	,	PUNCT
aeasj-240	193	3	m.	m.	NOUN
aeasj-240	193	4	(	(	PUNCT
aeasj-240	193	5	2007	2007	NUM
aeasj-240	193	6	)	)	PUNCT
aeasj-240	193	7	.	.	PUNCT
aeasj-240	194	1	the	the	DET
aeasj-240	194	2	impact	impact	NOUN
aeasj-240	194	3	of	of	ADP
aeasj-240	194	4	financial	financial	ADJ
aeasj-240	194	5	intermediation	intermediation	NOUN
aeasj-240	194	6	on	on	ADP
aeasj-240	194	7	economic	economic	ADJ
aeasj-240	194	8	growth	growth	NOUN
aeasj-240	194	9	:	:	PUNCT
aeasj-240	194	10	the	the	DET
aeasj-240	194	11	nigerian	nigerian	PROPN
aeasj-240	194	12	perspective	perspective	NOUN
aeasj-240	194	13	.	.	PUNCT
aeasj-240	195	1	research	research	NOUN
aeasj-240	195	2	paper	paper	NOUN
aeasj-240	195	3	,	,	PUNCT
aeasj-240	195	4	department	department	NOUN
aeasj-240	195	5	of	of	ADP
aeasj-240	195	6	economics	economic	NOUN
aeasj-240	195	7	,	,	PUNCT
aeasj-240	195	8	lagos	lagos	NOUN
aeasj-240	195	9	state	state	NOUN
aeasj-240	195	10	university	university	NOUN
aeasj-240	195	11	copyright	copyright	NOUN
aeasj-240	195	12	©	©	PROPN
aeasj-240	195	13	cc	cc	PROPN
aeasj-240	195	14	-	-	PUNCT
aeasj-240	195	15	by	by	ADP
aeasj-240	195	16	-	-	PUNCT
aeasj-240	195	17	nc	nc	PROPN
aeasj-240	195	18	2019	2019	NUM
aeasj-240	195	19	,	,	PUNCT
aeasj-240	195	20	cribfb	cribfb	VERB
aeasj-240	195	21	|	|	ADV
aeasj-240	195	22	aesr	aesr	ADV
aeasj-240	195	23	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-240	195	24	american	american	PROPN
aeasj-240	195	25	economic	economic	PROPN
aeasj-240	195	26	&	&	CCONJ
aeasj-240	195	27	social	social	PROPN
aeasj-240	195	28	review	review	PROPN
aeasj-240	195	29	vol	vol	NOUN
aeasj-240	195	30	.	.	PROPN
aeasj-240	196	1	5	5	NUM
aeasj-240	196	2	,	,	PUNCT
aeasj-240	196	3	no	no	INTJ
aeasj-240	196	4	.	.	NOUN
aeasj-240	196	5	1	1	NUM
aeasj-240	196	6	;	;	PUNCT
aeasj-240	196	7	2019	2019	NUM
aeasj-240	196	8	8	8	NUM
aeasj-240	196	9	aliero	aliero	NOUN
aeasj-240	196	10	,	,	PUNCT
aeasj-240	196	11	h.	h.	PROPN
aeasj-240	196	12	m.	m.	PROPN
aeasj-240	196	13	,	,	PUNCT
aeasj-240	196	14	abdullahi	abdullahi	PROPN
aeasj-240	196	15	,	,	PUNCT
aeasj-240	196	16	y.	y.	PROPN
aeasj-240	196	17	z.	z.	PROPN
aeasj-240	196	18	&	&	CCONJ
aeasj-240	196	19	adamu	adamu	PROPN
aeasj-240	196	20	,	,	PUNCT
aeasj-240	196	21	n.	n.	PROPN
aeasj-240	196	22	(	(	PUNCT
aeasj-240	196	23	2013	2013	NUM
aeasj-240	196	24	)	)	PUNCT
aeasj-240	196	25	.	.	PUNCT
aeasj-240	197	1	private	private	ADJ
aeasj-240	197	2	sector	sector	NOUN
aeasj-240	197	3	credit	credit	NOUN
aeasj-240	197	4	and	and	CCONJ
aeasj-240	197	5	economic	economic	ADJ
aeasj-240	197	6	growth	growth	NOUN
aeasj-240	197	7	nexus	nexus	NOUN
aeasj-240	197	8	in	in	ADP
aeasj-240	197	9	nigeria	nigeria	PROPN
aeasj-240	197	10	:	:	PUNCT
aeasj-240	197	11	an	an	DET
aeasj-240	197	12	autoregressive	autoregressive	ADJ
aeasj-240	197	13	distributed	distribute	VERB
aeasj-240	197	14	lag	lag	NOUN
aeasj-240	197	15	bound	bind	VERB
aeasj-240	197	16	approach	approach	NOUN
aeasj-240	197	17	,	,	PUNCT
aeasj-240	197	18	mediterranean	mediterranean	PROPN
aeasj-240	197	19	journal	journal	PROPN
aeasj-240	197	20	of	of	ADP
aeasj-240	197	21	social	social	ADJ
aeasj-240	197	22	sciences	science	NOUN
aeasj-240	197	23	,	,	PUNCT
aeasj-240	197	24	vol	vol	NOUN
aeasj-240	197	25	.	.	PROPN
aeasj-240	197	26	4	4	NUM
aeasj-240	197	27	,	,	PUNCT
aeasj-240	197	28	no	no	INTJ
aeasj-240	197	29	.	.	NOUN
aeasj-240	197	30	1	1	NUM
aeasj-240	197	31	,	,	PUNCT
aeasj-240	197	32	(	(	PUNCT
aeasj-240	197	33	jan	jan	NOUN
aeasj-240	197	34	)	)	PUNCT
aeasj-240	197	35	doi:10.5901	doi:10.5901	NOUN
aeasj-240	197	36	/	/	SYM
aeasj-240	197	37	mjss.2013.v4nlp83	mjss.2013.v4nlp83	PROPN
aeasj-240	197	38	.	.	PUNCT
aeasj-240	198	1	ahmed	ahmed	PROPN
aeasj-240	198	2	,	,	PUNCT
aeasj-240	198	3	a.	a.	PROPN
aeasj-240	198	4	d.	d.	PROPN
aeasj-240	198	5	(	(	PUNCT
aeasj-240	198	6	2008	2008	NUM
aeasj-240	198	7	)	)	PUNCT
aeasj-240	198	8	.	.	PUNCT
aeasj-240	199	1	financial	financial	ADJ
aeasj-240	199	2	liberalization	liberalization	NOUN
aeasj-240	199	3	,	,	PUNCT
aeasj-240	199	4	financial	financial	ADJ
aeasj-240	199	5	development	development	NOUN
aeasj-240	199	6	and	and	CCONJ
aeasj-240	199	7	growth	growth	NOUN
aeasj-240	199	8	in	in	ADP
aeasj-240	199	9	sub	sub	ADJ
aeasj-240	199	10	-	-	ADJ
aeasj-240	199	11	saharan	saharan	ADJ
aeasj-240	199	12	africa	africa	PROPN
aeasj-240	199	13	’s	’s	PART
aeasj-240	199	14	economic	economic	ADJ
aeasj-240	199	15	reform	reform	NOUN
aeasj-240	199	16	:	:	PUNCT
aeasj-240	199	17	an	an	DET
aeasj-240	199	18	empirical	empirical	ADJ
aeasj-240	199	19	investigation	investigation	NOUN
aeasj-240	199	20	,	,	PUNCT
aeasj-240	199	21	centre	centre	NOUN
aeasj-240	199	22	for	for	ADP
aeasj-240	199	23	strategic	strategic	ADJ
aeasj-240	199	24	economic	economic	ADJ
aeasj-240	199	25	studies	study	NOUN
aeasj-240	199	26	,	,	PUNCT
aeasj-240	199	27	victoria	victoria	PROPN
aeasj-240	199	28	university	university	PROPN
aeasj-240	199	29	,	,	PUNCT
aeasj-240	199	30	austria	austria	PROPN
aeasj-240	199	31	.	.	PUNCT
aeasj-240	200	1	aurangzeb	aurangzeb	PROPN
aeasj-240	200	2	(	(	PUNCT
aeasj-240	200	3	2012	2012	NUM
aeasj-240	200	4	)	)	PUNCT
aeasj-240	200	5	.	.	PUNCT
aeasj-240	201	1	contribution	contribution	NOUN
aeasj-240	201	2	of	of	ADP
aeasj-240	201	3	banking	banking	NOUN
aeasj-240	201	4	sector	sector	NOUN
aeasj-240	201	5	in	in	ADP
aeasj-240	201	6	economic	economic	ADJ
aeasj-240	201	7	growth	growth	NOUN
aeasj-240	201	8	:	:	PUNCT
aeasj-240	201	9	a	a	DET
aeasj-240	201	10	case	case	NOUN
aeasj-240	201	11	of	of	ADP
aeasj-240	201	12	pakistan	pakistan	PROPN
aeasj-240	201	13	.	.	PUNCT
aeasj-240	202	1	economics	economic	NOUN
aeasj-240	202	2	and	and	CCONJ
aeasj-240	202	3	finance	finance	NOUN
aeasj-240	202	4	review	review	NOUN
aeasj-240	202	5	volume	volume	NOUN
aeasj-240	202	6	2	2	NUM
aeasj-240	202	7	(	(	PUNCT
aeasj-240	202	8	6	6	NUM
aeasj-240	202	9	)	)	PUNCT
aeasj-240	202	10	.	.	PUNCT
aeasj-240	203	1	boyreau	boyreau	NOUN
aeasj-240	203	2	-	-	PUNCT
aeasj-240	203	3	debray	debray	PROPN
aeasj-240	203	4	,	,	PUNCT
aeasj-240	203	5	g.	g.	PROPN
aeasj-240	203	6	(	(	PUNCT
aeasj-240	203	7	2003	2003	NUM
aeasj-240	203	8	)	)	PUNCT
aeasj-240	203	9	“	"	PUNCT
aeasj-240	203	10	financial	financial	ADJ
aeasj-240	203	11	intermediation	intermediation	NOUN
aeasj-240	203	12	and	and	CCONJ
aeasj-240	203	13	growth	growth	NOUN
aeasj-240	203	14	–	–	PUNCT
aeasj-240	203	15	chinese	chinese	ADJ
aeasj-240	203	16	style	style	NOUN
aeasj-240	203	17	.	.	PUNCT
aeasj-240	203	18	”	"	PUNCT
aeasj-240	204	1	policy	policy	NOUN
aeasj-240	204	2	research	research	NOUN
aeasj-240	204	3	working	working	NOUN
aeasj-240	204	4	paper	paper	NOUN
aeasj-240	204	5	3027	3027	NUM
aeasj-240	204	6	,	,	PUNCT
aeasj-240	204	7	the	the	DET
aeasj-240	204	8	world	world	PROPN
aeasj-240	204	9	bank	bank	PROPN
aeasj-240	204	10	.	.	PUNCT
aeasj-240	205	1	central	central	PROPN
aeasj-240	205	2	bank	bank	PROPN
aeasj-240	205	3	of	of	ADP
aeasj-240	205	4	nigeria	nigeria	PROPN
aeasj-240	205	5	(	(	PUNCT
aeasj-240	205	6	2003	2003	NUM
aeasj-240	205	7	)	)	PUNCT
aeasj-240	205	8	,	,	PUNCT
aeasj-240	205	9	cbn	cbn	PROPN
aeasj-240	205	10	briefs	brief	NOUN
aeasj-240	205	11	,	,	PUNCT
aeasj-240	205	12	2008	2008	NUM
aeasj-240	205	13	-	-	SYM
aeasj-240	205	14	2009	2009	NUM
aeasj-240	205	15	edition	edition	NOUN
aeasj-240	205	16	,	,	PUNCT
aeasj-240	205	17	research	research	NOUN
aeasj-240	205	18	department	department	PROPN
aeasj-240	205	19	,	,	PUNCT
aeasj-240	205	20	cbn	cbn	PROPN
aeasj-240	205	21	,	,	PUNCT
aeasj-240	205	22	abuja	abuja	PROPN
aeasj-240	205	23	cbn	cbn	PROPN
aeasj-240	205	24	report	report	PROPN
aeasj-240	205	25	(	(	PUNCT
aeasj-240	205	26	2010	2010	NUM
aeasj-240	205	27	)	)	PUNCT
aeasj-240	205	28	.	.	PUNCT
aeasj-240	206	1	central	central	PROPN
aeasj-240	206	2	bank	bank	PROPN
aeasj-240	206	3	of	of	ADP
aeasj-240	206	4	nigeria	nigeria	PROPN
aeasj-240	206	5	monetary	monetary	ADJ
aeasj-240	206	6	policy	policy	NOUN
aeasj-240	206	7	circular	circular	ADJ
aeasj-240	206	8	.	.	PUNCT
aeasj-240	207	1	dewett	dewett	PROPN
aeasj-240	207	2	,	,	PUNCT
aeasj-240	207	3	k.	k.	PROPN
aeasj-240	207	4	k.	k.	PROPN
aeasj-240	207	5	(	(	PUNCT
aeasj-240	207	6	2005	2005	NUM
aeasj-240	207	7	)	)	PUNCT
aeasj-240	207	8	.	.	PUNCT
aeasj-240	208	1	modern	modern	ADJ
aeasj-240	208	2	economic	economic	ADJ
aeasj-240	208	3	theory	theory	NOUN
aeasj-240	208	4	.	.	PUNCT
aeasj-240	209	1	new	new	ADJ
aeasj-240	209	2	delhi	delhi	PROPN
aeasj-240	209	3	:	:	PUNCT
aeasj-240	209	4	shyan	shyan	PROPN
aeasj-240	209	5	lal	lal	PROPN
aeasj-240	209	6	charitable	charitable	PROPN
aeasj-240	209	7	trust	trust	PROPN
aeasj-240	209	8	.	.	PUNCT
aeasj-240	210	1	eatzaz	eatzaz	VERB
aeasj-240	210	2	,	,	PUNCT
aeasj-240	210	3	a.	a.	PROPN
aeasj-240	210	4	&	&	CCONJ
aeasj-240	210	5	malik	malik	PROPN
aeasj-240	210	6	,	,	PUNCT
aeasj-240	210	7	a.	a.	NOUN
aeasj-240	210	8	(	(	PUNCT
aeasj-240	210	9	2009	2009	NUM
aeasj-240	210	10	)	)	PUNCT
aeasj-240	210	11	.	.	PUNCT
aeasj-240	211	1	financial	financial	ADJ
aeasj-240	211	2	sector	sector	NOUN
aeasj-240	211	3	and	and	CCONJ
aeasj-240	211	4	economic	economic	ADJ
aeasj-240	211	5	growth	growth	NOUN
aeasj-240	211	6	:	:	PUNCT
aeasj-240	211	7	an	an	DET
aeasj-240	211	8	empirical	empirical	ADJ
aeasj-240	211	9	analysis	analysis	NOUN
aeasj-240	211	10	of	of	ADP
aeasj-240	211	11	developing	develop	VERB
aeasj-240	211	12	countries	country	NOUN
aeasj-240	211	13	,	,	PUNCT
aeasj-240	211	14	journal	journal	NOUN
aeasj-240	211	15	of	of	ADP
aeasj-240	211	16	economic	economic	ADJ
aeasj-240	211	17	cooperation	cooperation	NOUN
aeasj-240	211	18	and	and	CCONJ
aeasj-240	211	19	development	development	NOUN
aeasj-240	211	20	,	,	PUNCT
aeasj-240	211	21	vol	vol	NOUN
aeasj-240	211	22	.	.	PROPN
aeasj-240	211	23	30	30	NUM
aeasj-240	211	24	,	,	PUNCT
aeasj-240	211	25	no	no	INTJ
aeasj-240	211	26	.	.	NOUN
aeasj-240	211	27	1	1	NUM
aeasj-240	211	28	,	,	PUNCT
aeasj-240	211	29	pp	pp	ADJ
aeasj-240	211	30	.	.	PUNCT
aeasj-240	212	1	17	17	NUM
aeasj-240	212	2	-	-	SYM
aeasj-240	212	3	40	40	NUM
aeasj-240	212	4	.	.	PUNCT
aeasj-240	213	1	ekpenyong	ekpenyong	PROPN
aeasj-240	213	2	b.	b.	PROPN
aeasj-240	213	3	&	&	CCONJ
aeasj-240	213	4	ikechukwu	ikechukwu	PROPN
aeasj-240	213	5	a.	a.	PROPN
aeasj-240	213	6	(	(	PUNCT
aeasj-240	213	7	2011	2011	NUM
aeasj-240	213	8	):	):	PUNCT
aeasj-240	213	9	banks	bank	NOUN
aeasj-240	213	10	and	and	CCONJ
aeasj-240	213	11	economic	economic	ADJ
aeasj-240	213	12	growth	growth	NOUN
aeasj-240	213	13	in	in	ADP
aeasj-240	213	14	nigeria	nigeria	PROPN
aeasj-240	213	15	,	,	PUNCT
aeasj-240	213	16	european	european	PROPN
aeasj-240	213	17	journal	journal	PROPN
aeasj-240	213	18	of	of	ADP
aeasj-240	213	19	business	business	NOUN
aeasj-240	213	20	and	and	CCONJ
aeasj-240	213	21	management	management	NOUN
aeasj-240	213	22	.	.	PUNCT
aeasj-240	214	1	hassan	hassan	PROPN
aeasj-240	214	2	,	,	PUNCT
aeasj-240	214	3	m.	m.	PROPN
aeasj-240	214	4	k.	k.	PROPN
aeasj-240	214	5	,	,	PUNCT
aeasj-240	214	6	sanchez	sanchez	PROPN
aeasj-240	214	7	,	,	PUNCT
aeasj-240	214	8	b.	b.	PROPN
aeasj-240	214	9	&	&	CCONJ
aeasj-240	214	10	yu	yu	PROPN
aeasj-240	214	11	,	,	PUNCT
aeasj-240	214	12	s.	s.	PROPN
aeasj-240	214	13	j.	j.	PROPN
aeasj-240	214	14	(	(	PUNCT
aeasj-240	214	15	2011	2011	NUM
aeasj-240	214	16	)	)	PUNCT
aeasj-240	214	17	.	.	PUNCT
aeasj-240	215	1	financial	financial	ADJ
aeasj-240	215	2	development	development	NOUN
aeasj-240	215	3	and	and	CCONJ
aeasj-240	215	4	economic	economic	ADJ
aeasj-240	215	5	growth	growth	NOUN
aeasj-240	215	6	:	:	PUNCT
aeasj-240	215	7	new	new	ADJ
aeasj-240	215	8	evidence	evidence	NOUN
aeasj-240	215	9	from	from	ADP
aeasj-240	215	10	panel	panel	NOUN
aeasj-240	215	11	data	datum	NOUN
aeasj-240	215	12	.	.	PUNCT
aeasj-240	216	1	the	the	DET
aeasj-240	216	2	quarterly	quarterly	ADJ
aeasj-240	216	3	review	review	NOUN
aeasj-240	216	4	of	of	ADP
aeasj-240	216	5	economics	economic	NOUN
aeasj-240	216	6	and	and	CCONJ
aeasj-240	216	7	finance	finance	NOUN
aeasj-240	216	8	,	,	PUNCT
aeasj-240	216	9	51(1	51(1	NUM
aeasj-240	216	10	)	)	PUNCT
aeasj-240	216	11	,	,	PUNCT
aeasj-240	216	12	88	88	NUM
aeasj-240	216	13	-	-	SYM
aeasj-240	216	14	104	104	NUM
aeasj-240	216	15	.	.	PUNCT
aeasj-240	217	1	doi	doi	NOUN
aeasj-240	217	2	:	:	PUNCT
aeasj-240	217	3	http://dx.doi.org/10.1016/j.qref.2010.09.001	http://dx.doi.org/10.1016/j.qref.2010.09.001	PROPN
aeasj-240	217	4	.	.	PUNCT
aeasj-240	218	1	hale	hale	PROPN
aeasj-240	218	2	,	,	PUNCT
aeasj-240	218	3	b.	b.	PROPN
aeasj-240	219	1	‘	'	PUNCT
aeasj-240	219	2	nigeria	nigeria	PROPN
aeasj-240	219	3	’s	’s	PART
aeasj-240	219	4	economy	economy	NOUN
aeasj-240	219	5	dominated	dominate	VERB
aeasj-240	219	6	by	by	ADP
aeasj-240	219	7	oil	oil	NOUN
aeasj-240	219	8	’	'	PUNCT
aeasj-240	219	9	.	.	PUNCT
aeasj-240	220	1	bbc	bbc	PROPN
aeasj-240	220	2	news	news	PROPN
aeasj-240	220	3	january	january	PROPN
aeasj-240	220	4	,	,	PUNCT
aeasj-240	220	5	16	16	NUM
aeasj-240	220	6	,	,	PUNCT
aeasj-240	220	7	2002	2002	NUM
aeasj-240	220	8	ibrahim	ibrahim	PROPN
aeasj-240	220	9	,	,	PUNCT
aeasj-240	220	10	a.o.b	a.o.b	PROPN
aeasj-240	220	11	.	.	PROPN
aeasj-240	220	12	,	,	PUNCT
aeasj-240	220	13	akano	akano	PROPN
aeasj-240	220	14	a.i	a.i	PROPN
aeasj-240	220	15	&	&	CCONJ
aeasj-240	220	16	kazeem	kazeem	PROPN
aeasj-240	220	17	h.s	h.s	PROPN
aeasj-240	220	18	.	.	PROPN
aeasj-240	220	19	(	(	PUNCT
aeasj-240	220	20	2015	2015	NUM
aeasj-240	220	21	)	)	PUNCT
aeasj-240	220	22	to	to	ADP
aeasj-240	220	23	what	what	DET
aeasj-240	220	24	extent	extent	NOUN
aeasj-240	220	25	does	do	AUX
aeasj-240	220	26	banks	bank	NOUN
aeasj-240	220	27	’	’	PART
aeasj-240	220	28	credit	credit	NOUN
aeasj-240	220	29	stimulate	stimulate	VERB
aeasj-240	220	30	economic	economic	ADJ
aeasj-240	220	31	growth	growth	NOUN
aeasj-240	220	32	?	?	PUNCT
aeasj-240	221	1	evidence	evidence	NOUN
aeasj-240	221	2	from	from	ADP
aeasj-240	221	3	nigeria	nigeria	PROPN
aeasj-240	221	4	.	.	PUNCT
aeasj-240	222	1	jorind	jorind	NOUN
aeasj-240	222	2	13(1	13(1	NUM
aeasj-240	222	3	)	)	PUNCT
aeasj-240	222	4	pp	pp	ADP
aeasj-240	222	5	.	.	PUNCT
aeasj-240	223	1	128	128	NUM
aeasj-240	223	2	-	-	SYM
aeasj-240	223	3	139	139	NUM
aeasj-240	223	4	.	.	PUNCT
aeasj-240	224	1	kıran	kıran	PROPN
aeasj-240	224	2	,	,	PUNCT
aeasj-240	224	3	b.	b.	PROPN
aeasj-240	224	4	,	,	PUNCT
aeasj-240	224	5	n.c	n.c	PROPN
aeasj-240	224	6	.	.	PROPN
aeasj-240	224	7	yavuz	yavuz	PROPN
aeasj-240	224	8	and	and	CCONJ
aeasj-240	224	9	b.	b.	PROPN
aeasj-240	224	10	guriş	guriş	PROPN
aeasj-240	224	11	(	(	PUNCT
aeasj-240	224	12	2009	2009	NUM
aeasj-240	224	13	)	)	PUNCT
aeasj-240	224	14	,	,	PUNCT
aeasj-240	224	15	“	"	PUNCT
aeasj-240	224	16	financial	financial	ADJ
aeasj-240	224	17	development	development	NOUN
aeasj-240	224	18	and	and	CCONJ
aeasj-240	224	19	economic	economic	ADJ
aeasj-240	224	20	growth	growth	NOUN
aeasj-240	224	21	:	:	PUNCT
aeasj-240	224	22	a	a	DET
aeasj-240	224	23	panel	panel	NOUN
aeasj-240	224	24	data	data	VERB
aeasj-240	224	25	analysis	analysis	NOUN
aeasj-240	224	26	of	of	ADP
aeasj-240	224	27	emerging	emerge	VERB
aeasj-240	224	28	countries	country	NOUN
aeasj-240	224	29	,	,	PUNCT
aeasj-240	224	30	”	"	PUNCT
aeasj-240	224	31	international	international	ADJ
aeasj-240	224	32	research	research	NOUN
aeasj-240	224	33	journal	journal	NOUN
aeasj-240	224	34	of	of	ADP
aeasj-240	224	35	finance	finance	NOUN
aeasj-240	224	36	and	and	CCONJ
aeasj-240	224	37	economics	economic	NOUN
aeasj-240	224	38	30	30	NUM
aeasj-240	224	39	,	,	PUNCT
aeasj-240	224	40	pp.87	pp.87	NOUN
aeasj-240	224	41	-	-	PUNCT
aeasj-240	224	42	94	94	NUM
aeasj-240	224	43	.	.	PUNCT
aeasj-240	225	1	koivu	koivu	PROPN
aeasj-240	225	2	,	,	PUNCT
aeasj-240	225	3	tuuli	tuuli	PROPN
aeasj-240	225	4	.	.	PUNCT
aeasj-240	225	5	(	(	PUNCT
aeasj-240	225	6	2002	2002	NUM
aeasj-240	225	7	)	)	PUNCT
aeasj-240	225	8	.	.	PUNCT
aeasj-240	226	1	"	"	PUNCT
aeasj-240	226	2	do	do	AUX
aeasj-240	226	3	efficient	efficient	ADJ
aeasj-240	226	4	banking	banking	NOUN
aeasj-240	226	5	sectors	sector	NOUN
aeasj-240	226	6	accelerate	accelerate	VERB
aeasj-240	226	7	economic	economic	ADJ
aeasj-240	226	8	growth	growth	NOUN
aeasj-240	226	9	in	in	ADP
aeasj-240	226	10	transition	transition	NOUN
aeasj-240	226	11	countries	country	NOUN
aeasj-240	226	12	,	,	PUNCT
aeasj-240	226	13	"	"	PUNCT
aeasj-240	226	14	bank	bank	NOUN
aeasj-240	226	15	of	of	ADP
aeasj-240	226	16	finland	finland	PROPN
aeasj-240	226	17	,	,	PUNCT
aeasj-240	226	18	institute	institute	NOUN
aeasj-240	226	19	for	for	ADP
aeasj-240	226	20	economies	economy	NOUN
aeasj-240	226	21	in	in	ADP
aeasj-240	226	22	transition	transition	NOUN
aeasj-240	226	23	,	,	PUNCT
aeasj-240	226	24	bofit	bofit	NOUN
aeasj-240	226	25	discussion	discussion	NOUN
aeasj-240	226	26	papers	paper	NOUN
aeasj-240	226	27	14	14	NUM
aeasj-240	226	28	.	.	PUNCT
aeasj-240	227	1	levine	levine	PROPN
aeasj-240	227	2	r.	r.	PROPN
aeasj-240	227	3	(	(	PUNCT
aeasj-240	227	4	1997	1997	NUM
aeasj-240	227	5	)	)	PUNCT
aeasj-240	227	6	,	,	PUNCT
aeasj-240	227	7	“	"	PUNCT
aeasj-240	227	8	financial	financial	ADJ
aeasj-240	227	9	and	and	CCONJ
aeasj-240	227	10	growth	growth	NOUN
aeasj-240	227	11	:	:	PUNCT
aeasj-240	227	12	theory	theory	NOUN
aeasj-240	227	13	and	and	CCONJ
aeasj-240	227	14	evidence	evidence	NOUN
aeasj-240	227	15	”	"	PUNCT
aeasj-240	227	16	in	in	ADP
aeasj-240	227	17	the	the	DET
aeasj-240	227	18	handbook	handbook	NOUN
aeasj-240	227	19	of	of	ADP
aeasj-240	227	20	economic	economic	ADJ
aeasj-240	227	21	growth	growth	NOUN
aeasj-240	227	22	the	the	DET
aeasj-240	227	23	nether	nether	NOUN
aeasj-240	227	24	lands	land	VERB
aeasj-240	227	25	:	:	PUNCT
aeasj-240	227	26	elsevier	elsevier	PROPN
aeasj-240	227	27	science	science	PROPN
aeasj-240	227	28	press	press	PROPN
aeasj-240	227	29	.	.	PUNCT
aeasj-240	228	1	levine	levine	PROPN
aeasj-240	228	2	,	,	PUNCT
aeasj-240	228	3	r.	r.	PROPN
aeasj-240	228	4	,	,	PUNCT
aeasj-240	228	5	loayza	loayza	NOUN
aeasj-240	228	6	,	,	PUNCT
aeasj-240	228	7	n.	n.	PROPN
aeasj-240	228	8	&	&	CCONJ
aeasj-240	228	9	beck	beck	PROPN
aeasj-240	228	10	,	,	PUNCT
aeasj-240	228	11	t.	t.	PROPN
aeasj-240	228	12	,	,	PUNCT
aeasj-240	228	13	(	(	PUNCT
aeasj-240	228	14	2000	2000	NUM
aeasj-240	228	15	)	)	PUNCT
aeasj-240	228	16	“	"	PUNCT
aeasj-240	228	17	financial	financial	ADJ
aeasj-240	228	18	intermediation	intermediation	NOUN
aeasj-240	228	19	and	and	CCONJ
aeasj-240	228	20	economic	economic	ADJ
aeasj-240	228	21	growth	growth	NOUN
aeasj-240	228	22	:	:	PUNCT
aeasj-240	228	23	causes	cause	NOUN
aeasj-240	228	24	and	and	CCONJ
aeasj-240	228	25	causality	causality	NOUN
aeasj-240	228	26	”	"	PUNCT
aeasj-240	228	27	journal	journal	NOUN
aeasj-240	228	28	of	of	ADP
aeasj-240	228	29	monetary	monetary	ADJ
aeasj-240	228	30	economics	economic	NOUN
aeasj-240	228	31	,	,	PUNCT
aeasj-240	228	32	vol	vol	NOUN
aeasj-240	228	33	.	.	PROPN
aeasj-240	228	34	46	46	NUM
aeasj-240	228	35	,	,	PUNCT
aeasj-240	228	36	p.31	p.31	NOUN
aeasj-240	228	37	-	-	PUNCT
aeasj-240	228	38	77	77	NUM
aeasj-240	228	39	.	.	PUNCT
aeasj-240	229	1	murty	murty	NOUN
aeasj-240	229	2	,	,	PUNCT
aeasj-240	229	3	k.s	k.s	PROPN
aeasj-240	229	4	.	.	PROPN
aeasj-240	229	5	,	,	PUNCT
aeasj-240	229	6	k.	k.	PROPN
aeasj-240	229	7	sailaja	sailaja	PROPN
aeasj-240	229	8	and	and	CCONJ
aeasj-240	229	9	w.m	w.m	NOUN
aeasj-240	229	10	.	.	PROPN
aeasj-240	229	11	dimissie	dimissie	NOUN
aeasj-240	229	12	(	(	PUNCT
aeasj-240	229	13	2012	2012	NUM
aeasj-240	229	14	.	.	PUNCT
aeasj-240	229	15	)	)	PUNCT
aeasj-240	230	1	"	"	PUNCT
aeasj-240	230	2	the	the	DET
aeasj-240	230	3	long	long	ADV
aeasj-240	230	4	-	-	PUNCT
aeasj-240	230	5	run	run	VERB
aeasj-240	230	6	impact	impact	NOUN
aeasj-240	230	7	of	of	ADP
aeasj-240	230	8	bank	bank	NOUN
aeasj-240	230	9	credit	credit	NOUN
aeasj-240	230	10	on	on	ADP
aeasj-240	230	11	economic	economic	ADJ
aeasj-240	230	12	growth	growth	NOUN
aeasj-240	230	13	in	in	ADP
aeasj-240	230	14	ethiopia	ethiopia	PROPN
aeasj-240	230	15	:	:	PUNCT
aeasj-240	230	16	evidence	evidence	NOUN
aeasj-240	230	17	from	from	ADP
aeasj-240	230	18	the	the	DET
aeasj-240	230	19	cointegration	cointegration	NOUN
aeasj-240	230	20	approach	approach	NOUN
aeasj-240	230	21	"	"	PUNCT
aeasj-240	230	22	,	,	PUNCT
aeasj-240	230	23	european	european	PROPN
aeasj-240	230	24	journal	journal	PROPN
aeasj-240	230	25	of	of	ADP
aeasj-240	230	26	business	business	NOUN
aeasj-240	230	27	and	and	CCONJ
aeasj-240	230	28	management	management	NOUN
aeasj-240	230	29	vol	vol	NOUN
aeasj-240	230	30	4	4	NUM
aeasj-240	230	31	,	,	PUNCT
aeasj-240	230	32	no	no	INTJ
aeasj-240	230	33	.	.	NOUN
aeasj-240	230	34	14	14	NUM
aeasj-240	230	35	.	.	PUNCT
aeasj-240	231	1	marshal	marshal	PROPN
aeasj-240	231	2	,	,	PUNCT
aeasj-240	231	3	i.	i.	NOUN
aeasj-240	231	4	,	,	PUNCT
aeasj-240	231	5	igbanibo	igbanibo	PROPN
aeasj-240	231	6	,	,	PUNCT
aeasj-240	231	7	d.s	d.s	PROPN
aeasj-240	231	8	.	.	PROPN
aeasj-240	231	9	and	and	CCONJ
aeasj-240	231	10	onuegbu	onuegbu	PROPN
aeasj-240	231	11	,	,	PUNCT
aeasj-240	231	12	o.(2015	o.(2015	ADV
aeasj-240	231	13	)	)	PUNCT
aeasj-240	231	14	causality	causality	NOUN
aeasj-240	231	15	modeling	modeling	NOUN
aeasj-240	231	16	of	of	ADP
aeasj-240	231	17	the	the	DET
aeasj-240	231	18	banking	banking	NOUN
aeasj-240	231	19	sector	sector	NOUN
aeasj-240	231	20	credits	credit	NOUN
aeasj-240	231	21	and	and	CCONJ
aeasj-240	231	22	economic	economic	ADJ
aeasj-240	231	23	growth	growth	NOUN
aeasj-240	231	24	in	in	ADP
aeasj-240	231	25	nigeria	nigeria	PROPN
aeasj-240	231	26	.	.	PUNCT
aeasj-240	232	1	iiard	iiard	PROPN
aeasj-240	232	2	international	international	ADJ
aeasj-240	232	3	journal	journal	NOUN
aeasj-240	232	4	of	of	ADP
aeasj-240	232	5	banking	banking	NOUN
aeasj-240	232	6	&	&	CCONJ
aeasj-240	232	7	finance	finance	NOUN
aeasj-240	232	8	res	re	NOUN
aeasj-240	232	9	1(7):1–12	1(7):1–12	NUM
aeasj-240	232	10	.	.	PUNCT
aeasj-240	233	1	mishra	mishra	PROPN
aeasj-240	233	2	,	,	PUNCT
aeasj-240	233	3	p.k	p.k	PROPN
aeasj-240	233	4	.	.	PROPN
aeasj-240	233	5	,	,	PUNCT
aeasj-240	233	6	k.b	k.b	PROPN
aeasj-240	233	7	.	.	PUNCT
aeasj-240	233	8	das	das	PROPN
aeasj-240	233	9	and	and	CCONJ
aeasj-240	233	10	b.b	b.b	PROPN
aeasj-240	233	11	.	.	PROPN
aeasj-240	233	12	pradhan	pradhan	PROPN
aeasj-240	233	13	2009	2009	NUM
aeasj-240	233	14	.	.	PUNCT
aeasj-240	234	1	"	"	PUNCT
aeasj-240	234	2	credit	credit	NOUN
aeasj-240	234	3	market	market	NOUN
aeasj-240	234	4	development	development	NOUN
aeasj-240	234	5	and	and	CCONJ
aeasj-240	234	6	economic	economic	ADJ
aeasj-240	234	7	growth	growth	NOUN
aeasj-240	234	8	in	in	ADP
aeasj-240	234	9	india	india	PROPN
aeasj-240	234	10	"	"	PUNCT
aeasj-240	234	11	,	,	PUNCT
aeasj-240	234	12	middle	middle	ADJ
aeasj-240	234	13	eastern	eastern	ADJ
aeasj-240	234	14	finance	finance	NOUN
aeasj-240	234	15	and	and	CCONJ
aeasj-240	234	16	economics	economic	NOUN
aeasj-240	234	17	.	.	PUNCT
aeasj-240	235	1	mckinnon	mckinnon	PROPN
aeasj-240	235	2	,	,	PUNCT
aeasj-240	235	3	r.	r.	PROPN
aeasj-240	235	4	i.	i.	PROPN
aeasj-240	235	5	(	(	PUNCT
aeasj-240	235	6	1973	1973	NUM
aeasj-240	235	7	)	)	PUNCT
aeasj-240	235	8	.	.	PUNCT
aeasj-240	236	1	money	money	NOUN
aeasj-240	236	2	and	and	CCONJ
aeasj-240	236	3	capital	capital	NOUN
aeasj-240	236	4	in	in	ADP
aeasj-240	236	5	economic	economic	ADJ
aeasj-240	236	6	development	development	NOUN
aeasj-240	236	7	.	.	PUNCT
aeasj-240	237	1	washington	washington	PROPN
aeasj-240	237	2	d.c	d.c	PROPN
aeasj-240	237	3	:	:	PUNCT
aeasj-240	237	4	brookings	brookings	PROPN
aeasj-240	237	5	institute	institute	PROPN
aeasj-240	237	6	muhsin	muhsin	PROPN
aeasj-240	237	7	,	,	PUNCT
aeasj-240	237	8	k.	k.	PROPN
aeasj-240	237	9	&	&	CCONJ
aeasj-240	237	10	eric	eric	PROPN
aeasj-240	237	11	,	,	PUNCT
aeasj-240	237	12	j.	j.	PROPN
aeasj-240	237	13	p.	p.	PROPN
aeasj-240	237	14	(	(	PUNCT
aeasj-240	237	15	2000	2000	NUM
aeasj-240	237	16	)	)	PUNCT
aeasj-240	237	17	.	.	PUNCT
aeasj-240	238	1	“	"	PUNCT
aeasj-240	238	2	financial	financial	ADJ
aeasj-240	238	3	development	development	NOUN
aeasj-240	238	4	and	and	CCONJ
aeasj-240	238	5	economic	economic	ADJ
aeasj-240	238	6	growth	growth	NOUN
aeasj-240	238	7	in	in	ADP
aeasj-240	238	8	turkey	turkey	NOUN
aeasj-240	238	9	:	:	PUNCT
aeasj-240	238	10	further	further	ADJ
aeasj-240	238	11	evidence	evidence	NOUN
aeasj-240	238	12	on	on	ADP
aeasj-240	238	13	the	the	DET
aeasj-240	238	14	causality	causality	NOUN
aeasj-240	238	15	issue	issue	NOUN
aeasj-240	238	16	”	"	PUNCT
aeasj-240	238	17	centre	centre	NOUN
aeasj-240	238	18	for	for	ADP
aeasj-240	238	19	international	international	ADJ
aeasj-240	238	20	,	,	PUNCT
aeasj-240	238	21	financial	financial	ADJ
aeasj-240	238	22	and	and	CCONJ
aeasj-240	238	23	economics	economics	PROPN
aeasj-240	238	24	research	research	PROPN
aeasj-240	238	25	department	department	PROPN
aeasj-240	238	26	of	of	ADP
aeasj-240	238	27	economics	economics	PROPN
aeasj-240	238	28	loughborough	loughborough	PROPN
aeasj-240	238	29	university	university	PROPN
aeasj-240	238	30	modebe	modebe	NOUN
aeasj-240	238	31	,	,	PUNCT
aeasj-240	238	32	n.	n.	PROPN
aeasj-240	238	33	j.	j.	PROPN
aeasj-240	238	34	,	,	PUNCT
aeasj-240	238	35	ugwuegbe	ugwuegbe	PROPN
aeasj-240	238	36	,	,	PUNCT
aeasj-240	238	37	s.	s.	PROPN
aeasj-240	238	38	u.	u.	PROPN
aeasj-240	238	39	&	&	CCONJ
aeasj-240	238	40	ugwuoke	ugwuoke	PROPN
aeasj-240	238	41	,	,	PUNCT
aeasj-240	238	42	r.o	r.o	PROPN
aeasj-240	238	43	.	.	PROPN
aeasj-240	238	44	(	(	PUNCT
aeasj-240	238	45	2014	2014	NUM
aeasj-240	238	46	)	)	PUNCT
aeasj-240	238	47	the	the	DET
aeasj-240	238	48	impact	impact	NOUN
aeasj-240	238	49	of	of	ADP
aeasj-240	238	50	bank	bank	NOUN
aeasj-240	238	51	credit	credit	NOUN
aeasj-240	238	52	on	on	ADP
aeasj-240	238	53	the	the	DET
aeasj-240	238	54	growth	growth	NOUN
aeasj-240	238	55	of	of	ADP
aeasj-240	238	56	nigerian	nigerian	ADJ
aeasj-240	238	57	economy	economy	NOUN
aeasj-240	238	58	:	:	PUNCT
aeasj-240	238	59	a	a	DET
aeasj-240	238	60	co	co	NOUN
aeasj-240	238	61	integration	integration	NOUN
aeasj-240	238	62	approach	approach	NOUN
aeasj-240	238	63	.	.	PUNCT
aeasj-240	239	1	research	research	NOUN
aeasj-240	239	2	journal	journal	PROPN
aeasj-240	239	3	of	of	ADP
aeasj-240	239	4	finance	finance	NOUN
aeasj-240	239	5	and	and	CCONJ
aeasj-240	239	6	accounting	accounting	NOUN
aeasj-240	239	7	,	,	PUNCT
aeasj-240	239	8	vol.5	vol.5	PROPN
aeasj-240	239	9	,	,	PUNCT
aeasj-240	239	10	no.10	no.10	PROPN
aeasj-240	239	11	,	,	PUNCT
aeasj-240	239	12	pp.8795	pp.8795	PROPN
aeasj-240	239	13	.	.	PUNCT
aeasj-240	240	1	nuno	nuno	PROPN
aeasj-240	240	2	,	,	PUNCT
aeasj-240	240	3	c.	c.	PROPN
aeasj-240	240	4	l.	l.	PROPN
aeasj-240	240	5	(	(	PUNCT
aeasj-240	240	6	2012	2012	NUM
aeasj-240	240	7	)	)	PUNCT
aeasj-240	240	8	.	.	PUNCT
aeasj-240	241	1	bank	bank	NOUN
aeasj-240	241	2	credit	credit	NOUN
aeasj-240	241	3	and	and	CCONJ
aeasj-240	241	4	economic	economic	ADJ
aeasj-240	241	5	growth	growth	NOUN
aeasj-240	241	6	:	:	PUNCT
aeasj-240	241	7	a	a	DET
aeasj-240	241	8	dynamic	dynamic	ADJ
aeasj-240	241	9	panel	panel	NOUN
aeasj-240	241	10	data	datum	NOUN
aeasj-240	241	11	analysis	analysis	NOUN
aeasj-240	241	12	,	,	PUNCT
aeasj-240	241	13	the	the	DET
aeasj-240	241	14	economic	economic	ADJ
aeasj-240	241	15	research	research	NOUN
aeasj-240	241	16	guardian	guardian	NOUN
aeasj-240	241	17	,	,	PUNCT
aeasj-240	241	18	vol	vol	NOUN
aeasj-240	241	19	.	.	PROPN
aeasj-240	241	20	2	2	NUM
aeasj-240	241	21	,	,	PUNCT
aeasj-240	241	22	no	no	INTJ
aeasj-240	241	23	.	.	NOUN
aeasj-240	241	24	2	2	NUM
aeasj-240	241	25	,	,	PUNCT
aeasj-240	241	26	pp	pp	ADJ
aeasj-240	241	27	.	.	PUNCT
aeasj-240	242	1	256	256	NUM
aeasj-240	242	2	-	-	SYM
aeasj-240	242	3	267	267	NUM
aeasj-240	242	4	nzotta	nzotta	NOUN
aeasj-240	242	5	,	,	PUNCT
aeasj-240	242	6	s.m	s.m	PROPN
aeasj-240	242	7	.	.	PROPN
aeasj-240	242	8	(	(	PUNCT
aeasj-240	242	9	2004	2004	NUM
aeasj-240	242	10	)	)	PUNCT
aeasj-240	242	11	money	money	NOUN
aeasj-240	242	12	,	,	PUNCT
aeasj-240	242	13	banking	banking	NOUN
aeasj-240	242	14	and	and	CCONJ
aeasj-240	242	15	finance	finance	NOUN
aeasj-240	242	16	,	,	PUNCT
aeasj-240	242	17	theory	theory	NOUN
aeasj-240	242	18	and	and	CCONJ
aeasj-240	242	19	practice	practice	NOUN
aeasj-240	242	20	owerri	owerri	PROPN
aeasj-240	242	21	hudson	hudson	PROPN
aeasj-240	242	22	jude	jude	PROPN
aeasj-240	242	23	publishers	publishers	PROPN
aeasj-240	242	24	.	.	PUNCT
aeasj-240	243	1	nwanyanwu	nwanyanwu	PROPN
aeasj-240	243	2	,	,	PUNCT
aeasj-240	243	3	o.j	o.j	PROPN
aeasj-240	243	4	.	.	PROPN
aeasj-240	243	5	(	(	PUNCT
aeasj-240	243	6	2010	2010	NUM
aeasj-240	243	7	)	)	PUNCT
aeasj-240	243	8	.	.	PUNCT
aeasj-240	244	1	an	an	DET
aeasj-240	244	2	analysis	analysis	NOUN
aeasj-240	244	3	of	of	ADP
aeasj-240	244	4	bank	bank	NOUN
aeasj-240	244	5	credit	credit	NOUN
aeasj-240	244	6	on	on	ADP
aeasj-240	244	7	the	the	DET
aeasj-240	244	8	nigeria	nigeria	PROPN
aeasj-240	244	9	economic	economic	ADJ
aeasj-240	244	10	growth	growth	NOUN
aeasj-240	244	11	,	,	PUNCT
aeasj-240	244	12	1992-2008.jos	1992-2008.jos	NUM
aeasj-240	244	13	journal	journal	NOUN
aeasj-240	244	14	of	of	ADP
aeasj-240	244	15	economics	economic	NOUN
aeasj-240	244	16	.	.	PUNCT
aeasj-240	245	1	4	4	NUM
aeasj-240	245	2	:	:	SYM
aeasj-240	245	3	4	4	NUM
aeasj-240	245	4	-	-	SYM
aeasj-240	245	5	58	58	NUM
aeasj-240	245	6	ogege	ogege	NOUN
aeasj-240	245	7	,	,	PUNCT
aeasj-240	245	8	s.	s.	PROPN
aeasj-240	245	9	and	and	CCONJ
aeasj-240	245	10	boloupremo	boloupremo	NOUN
aeasj-240	245	11	,	,	PUNCT
aeasj-240	245	12	t.	t.	PROPN
aeasj-240	245	13	(	(	PUNCT
aeasj-240	245	14	2014	2014	NUM
aeasj-240	245	15	)	)	PUNCT
aeasj-240	245	16	.	.	PUNCT
aeasj-240	246	1	deposit	deposit	NOUN
aeasj-240	246	2	money	money	NOUN
aeasj-240	246	3	banks	bank	NOUN
aeasj-240	246	4	and	and	CCONJ
aeasj-240	246	5	economic	economic	ADJ
aeasj-240	246	6	growth	growth	NOUN
aeasj-240	246	7	in	in	ADP
aeasj-240	246	8	nigeria	nigeria	PROPN
aeasj-240	246	9	.	.	PUNCT
aeasj-240	247	1	financial	financial	ADJ
aeasj-240	247	2	asset	asset	NOUN
aeasj-240	247	3	and	and	CCONJ
aeasj-240	247	4	investing	investing	NOUN
aeasj-240	247	5	,	,	PUNCT
aeasj-240	247	6	(	(	PUNCT
aeasj-240	247	7	1	1	NUM
aeasj-240	247	8	)	)	PUNCT
aeasj-240	247	9	,	,	PUNCT
aeasj-240	247	10	41	41	NUM
aeasj-240	247	11	-	-	SYM
aeasj-240	247	12	50	50	NUM
aeasj-240	247	13	.	.	PUNCT
aeasj-240	248	1	olokoyo	olokoyo	PROPN
aeasj-240	248	2	f.o	f.o	PROPN
aeasj-240	248	3	.	.	PROPN
aeasj-240	249	1	(	(	PUNCT
aeasj-240	249	2	2011	2011	NUM
aeasj-240	249	3	)	)	PUNCT
aeasj-240	249	4	determinants	determinant	NOUN
aeasj-240	249	5	of	of	ADP
aeasj-240	249	6	commercial	commercial	ADJ
aeasj-240	249	7	banks	bank	NOUN
aeasj-240	249	8	’	’	PART
aeasj-240	249	9	lending	lending	NOUN
aeasj-240	249	10	behavior	behavior	NOUN
aeasj-240	249	11	in	in	ADP
aeasj-240	249	12	nigeria	nigeria	PROPN
aeasj-240	249	13	.	.	PUNCT
aeasj-240	250	1	international	international	ADJ
aeasj-240	250	2	journal	journal	PROPN
aeasj-240	250	3	of	of	ADP
aeasj-240	250	4	financial	financial	ADJ
aeasj-240	250	5	research	research	NOUN
aeasj-240	250	6	vol	vol	NOUN
aeasj-240	250	7	.	.	PROPN
aeasj-240	251	1	2	2	NUM
aeasj-240	251	2	,	,	PUNCT
aeasj-240	251	3	no	no	INTJ
aeasj-240	251	4	.	.	NOUN
aeasj-240	251	5	2	2	NUM
aeasj-240	251	6	;	;	PUNCT
aeasj-240	251	7	pp	pp	NUM
aeasj-240	251	8	.	.	PUNCT
aeasj-240	252	1	61	61	NUM
aeasj-240	252	2	-	-	SYM
aeasj-240	252	3	72	72	NUM
aeasj-240	252	4	.	.	PUNCT
aeasj-240	253	1	orji	orji	PROPN
aeasj-240	253	2	,	,	PUNCT
aeasj-240	253	3	a.(2012	a.(2012	PROPN
aeasj-240	253	4	)	)	PUNCT
aeasj-240	253	5	bank	bank	NOUN
aeasj-240	253	6	savings	saving	NOUN
aeasj-240	253	7	and	and	CCONJ
aeasj-240	253	8	bank	bank	NOUN
aeasj-240	253	9	credits	credit	NOUN
aeasj-240	253	10	in	in	ADP
aeasj-240	253	11	nigeria	nigeria	PROPN
aeasj-240	253	12	:	:	PUNCT
aeasj-240	253	13	determinants	determinant	NOUN
aeasj-240	253	14	and	and	CCONJ
aeasj-240	253	15	impact	impact	NOUN
aeasj-240	253	16	on	on	ADP
aeasj-240	253	17	economic	economic	ADJ
aeasj-240	253	18	growth	growth	NOUN
aeasj-240	253	19	.	.	PUNCT
aeasj-240	254	1	international	international	ADJ
aeasj-240	254	2	journal	journal	PROPN
aeasj-240	254	3	of	of	ADP
aeasj-240	254	4	economics	economic	NOUN
aeasj-240	254	5	and	and	CCONJ
aeasj-240	254	6	financial	financial	ADJ
aeasj-240	254	7	issues	issue	NOUN
aeasj-240	254	8	vol	vol	NOUN
aeasj-240	254	9	.	.	PROPN
aeasj-240	255	1	2	2	NUM
aeasj-240	255	2	,	,	PUNCT
aeasj-240	255	3	no	no	INTJ
aeasj-240	255	4	.	.	NOUN
aeasj-240	255	5	3	3	NUM
aeasj-240	255	6	,	,	PUNCT
aeasj-240	255	7	2012	2012	NUM
aeasj-240	255	8	,	,	PUNCT
aeasj-240	255	9	pp.357	pp.357	PROPN
aeasj-240	255	10	-	-	PUNCT
aeasj-240	255	11	372	372	NUM
aeasj-240	255	12	.	.	PUNCT
aeasj-240	256	1	copyright	copyright	NOUN
aeasj-240	256	2	©	©	PROPN
aeasj-240	256	3	cc	cc	PROPN
aeasj-240	256	4	-	-	PUNCT
aeasj-240	256	5	by	by	ADP
aeasj-240	256	6	-	-	PUNCT
aeasj-240	256	7	nc	nc	PROPN
aeasj-240	256	8	2019	2019	NUM
aeasj-240	256	9	,	,	PUNCT
aeasj-240	256	10	cribfb	cribfb	VERB
aeasj-240	256	11	|	|	ADV
aeasj-240	256	12	aesr	aesr	ADV
aeasj-240	256	13	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-240	256	14	american	american	PROPN
aeasj-240	256	15	economic	economic	PROPN
aeasj-240	256	16	&	&	CCONJ
aeasj-240	256	17	social	social	PROPN
aeasj-240	256	18	review	review	PROPN
aeasj-240	256	19	vol	vol	NOUN
aeasj-240	256	20	.	.	PROPN
aeasj-240	257	1	5	5	NUM
aeasj-240	257	2	,	,	PUNCT
aeasj-240	257	3	no	no	INTJ
aeasj-240	257	4	.	.	NOUN
aeasj-240	257	5	1	1	NUM
aeasj-240	257	6	;	;	PUNCT
aeasj-240	257	7	2019	2019	NUM
aeasj-240	257	8	9	9	NUM
aeasj-240	257	9	schumpeter	schumpeter	NOUN
aeasj-240	257	10	,	,	PUNCT
aeasj-240	257	11	j.	j.	PROPN
aeasj-240	257	12	a.	a.	PROPN
aeasj-240	257	13	(	(	PUNCT
aeasj-240	257	14	1934	1934	NUM
aeasj-240	257	15	)	)	PUNCT
aeasj-240	257	16	.	.	PUNCT
aeasj-240	258	1	the	the	DET
aeasj-240	258	2	theory	theory	NOUN
aeasj-240	258	3	of	of	ADP
aeasj-240	258	4	economic	economic	ADJ
aeasj-240	258	5	development	development	NOUN
aeasj-240	258	6	.	.	PUNCT
aeasj-240	259	1	cambridge	cambridge	PROPN
aeasj-240	259	2	:	:	PUNCT
aeasj-240	259	3	havard	havard	PROPN
aeasj-240	259	4	university	university	PROPN
aeasj-240	259	5	press	press	NOUN
aeasj-240	259	6	.	.	PUNCT
aeasj-240	260	1	shittu	shittu	ADJ
aeasj-240	260	2	,	,	PUNCT
aeasj-240	260	3	a.	a.	NOUN
aeasj-240	260	4	i.	i.	PROPN
aeasj-240	260	5	(	(	PUNCT
aeasj-240	260	6	2012	2012	NUM
aeasj-240	260	7	)	)	PUNCT
aeasj-240	260	8	,	,	PUNCT
aeasj-240	260	9	“	"	PUNCT
aeasj-240	260	10	financial	financial	ADJ
aeasj-240	260	11	intermediation	intermediation	NOUN
aeasj-240	260	12	and	and	CCONJ
aeasj-240	260	13	economic	economic	ADJ
aeasj-240	260	14	growth	growth	NOUN
aeasj-240	260	15	in	in	ADP
aeasj-240	260	16	nigeria	nigeria	PROPN
aeasj-240	260	17	”	"	PUNCT
aeasj-240	260	18	,	,	PUNCT
aeasj-240	260	19	british	british	ADJ
aeasj-240	260	20	journal	journal	PROPN
aeasj-240	260	21	of	of	ADP
aeasj-240	260	22	arts	art	NOUN
aeasj-240	260	23	and	and	CCONJ
aeasj-240	260	24	social	social	ADJ
aeasj-240	260	25	sciences	science	NOUN
aeasj-240	260	26	,	,	PUNCT
aeasj-240	260	27	vol.4	vol.4	PROPN
aeasj-240	260	28	no.2	no.2	PROPN
aeasj-240	260	29	.	.	PUNCT
aeasj-240	261	1	pp	pp	X
aeasj-240	261	2	.	.	PUNCT
aeasj-240	262	1	164	164	NUM
aeasj-240	262	2	-	-	SYM
aeasj-240	262	3	179	179	NUM
aeasj-240	262	4	.	.	PUNCT
aeasj-240	263	1	solanke	solanke	NOUN
aeasj-240	263	2	,	,	PUNCT
aeasj-240	263	3	o.	o.	NOUN
aeasj-240	263	4	‘	'	PUNCT
aeasj-240	263	5	vision	vision	NOUN
aeasj-240	263	6	2020	2020	NUM
aeasj-240	263	7	:	:	PUNCT
aeasj-240	263	8	need	need	VERB
aeasj-240	263	9	for	for	ADP
aeasj-240	263	10	a	a	DET
aeasj-240	263	11	purposive	purposive	ADJ
aeasj-240	263	12	approach	approach	NOUN
aeasj-240	263	13	’	'	PUNCT
aeasj-240	263	14	,	,	PUNCT
aeasj-240	263	15	(	(	PUNCT
aeasj-240	263	16	2007	2007	NUM
aeasj-240	263	17	)	)	PUNCT
aeasj-240	263	18	,	,	PUNCT
aeasj-240	263	19	.	.	PUNCT
aeasj-240	264	1	accessed	access	VERB
aeasj-240	264	2	on	on	ADP
aeasj-240	264	3	march	march	PROPN
aeasj-240	264	4	4	4	NUM
aeasj-240	264	5	,	,	PUNCT
aeasj-240	264	6	2008	2008	NUM
aeasj-240	264	7	.	.	PUNCT
aeasj-240	265	1	shaw	shaw	PROPN
aeasj-240	265	2	,	,	PUNCT
aeasj-240	265	3	e.	e.	PROPN
aeasj-240	265	4	(	(	PUNCT
aeasj-240	265	5	1973	1973	NUM
aeasj-240	265	6	)	)	PUNCT
aeasj-240	265	7	.	.	PUNCT
aeasj-240	266	1	financial	financial	ADJ
aeasj-240	266	2	deepening	deepen	VERB
aeasj-240	266	3	in	in	ADP
aeasj-240	266	4	economic	economic	ADJ
aeasj-240	266	5	development	development	NOUN
aeasj-240	266	6	.london	.london	PROPN
aeasj-240	266	7	:	:	PUNCT
aeasj-240	266	8	oxford	oxford	PROPN
aeasj-240	266	9	university	university	PROPN
aeasj-240	266	10	press	press	NOUN
aeasj-240	266	11	.	.	PUNCT
aeasj-240	267	1	yakubu	yakubu	PROPN
aeasj-240	267	2	,	,	PUNCT
aeasj-240	267	3	z.	z.	PROPN
aeasj-240	267	4	and	and	CCONJ
aeasj-240	267	5	affoi	affoi	VERB
aeasj-240	267	6	,	,	PUNCT
aeasj-240	267	7	a.y	a.y	PROPN
aeasj-240	267	8	.	.	PUNCT
aeasj-240	268	1	an	an	DET
aeasj-240	268	2	analysis	analysis	NOUN
aeasj-240	268	3	of	of	ADP
aeasj-240	268	4	commercial	commercial	ADJ
aeasj-240	268	5	banks	bank	NOUN
aeasj-240	268	6	’	'	PUNCT
aeasj-240	268	7	credit	credit	NOUN
aeasj-240	268	8	on	on	ADP
aeasj-240	268	9	economic	economic	ADJ
aeasj-240	268	10	growth	growth	NOUN
aeasj-240	268	11	in	in	ADP
aeasj-240	268	12	nigeria.current	nigeria.current	NUM
aeasj-240	268	13	research	research	NOUN
aeasj-240	268	14	journal	journal	NOUN
aeasj-240	268	15	of	of	ADP
aeasj-240	268	16	economic	economic	ADJ
aeasj-240	268	17	theory	theory	NOUN
aeasj-240	268	18	.	.	PUNCT
aeasj-240	269	1	june	june	PROPN
aeasj-240	269	2	,	,	PUNCT
aeasj-240	269	3	2014	2014	NUM
aeasj-240	269	4	,	,	PUNCT
aeasj-240	269	5	6	6	NUM
aeasj-240	269	6	(	(	PUNCT
aeasj-240	269	7	2	2	NUM
aeasj-240	269	8	):	):	PUNCT
aeasj-240	269	9	11	11	NUM
aeasj-240	269	10	-	-	SYM
aeasj-240	269	11	15	15	NUM
aeasj-240	269	12	.	.	PUNCT
aeasj-240	270	1	copyrights	copyright	VERB
aeasj-240	270	2	copyright	copyright	NOUN
aeasj-240	270	3	for	for	ADP
aeasj-240	270	4	this	this	DET
aeasj-240	270	5	article	article	NOUN
aeasj-240	270	6	is	be	AUX
aeasj-240	270	7	retained	retain	VERB
aeasj-240	270	8	by	by	ADP
aeasj-240	270	9	the	the	DET
aeasj-240	270	10	author(s	author(s	PROPN
aeasj-240	270	11	)	)	PUNCT
aeasj-240	270	12	,	,	PUNCT
aeasj-240	270	13	with	with	ADP
aeasj-240	270	14	first	first	ADJ
aeasj-240	270	15	publication	publication	NOUN
aeasj-240	270	16	rights	right	NOUN
aeasj-240	270	17	granted	grant	VERB
aeasj-240	270	18	to	to	ADP
aeasj-240	270	19	the	the	DET
aeasj-240	270	20	journal	journal	NOUN
aeasj-240	270	21	.	.	PUNCT
aeasj-240	271	1	this	this	PRON
aeasj-240	271	2	is	be	AUX
aeasj-240	271	3	an	an	DET
aeasj-240	271	4	open	open	ADJ
aeasj-240	271	5	-	-	PUNCT
aeasj-240	271	6	access	access	NOUN
aeasj-240	271	7	article	article	NOUN
aeasj-240	271	8	distributed	distribute	VERB
aeasj-240	271	9	under	under	ADP
aeasj-240	271	10	the	the	DET
aeasj-240	271	11	terms	term	NOUN
aeasj-240	271	12	and	and	CCONJ
aeasj-240	271	13	conditions	condition	NOUN
aeasj-240	271	14	of	of	ADP
aeasj-240	271	15	the	the	DET
aeasj-240	271	16	creative	creative	ADJ
aeasj-240	271	17	commons	common	NOUN
aeasj-240	271	18	attribution	attribution	NOUN
aeasj-240	271	19	license	license	NOUN
aeasj-240	271	20	(	(	PUNCT
aeasj-240	271	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
aeasj-240	271	22	)	)	PUNCT