id	sid	tid	token	lemma	pos
aeasj-242	1	1	copyright	copyright	NOUN
aeasj-242	1	2	©	©	PROPN
aeasj-242	1	3	cc	cc	PROPN
aeasj-242	1	4	-	-	PUNCT
aeasj-242	1	5	by	by	ADP
aeasj-242	1	6	-	-	PUNCT
aeasj-242	1	7	nc	nc	PROPN
aeasj-242	1	8	2019	2019	NUM
aeasj-242	1	9	,	,	PUNCT
aeasj-242	1	10	cribfb	cribfb	VERB
aeasj-242	1	11	|	|	ADV
aeasj-242	1	12	aesr	aesr	VERB
aeasj-242	1	13	american	american	PROPN
aeasj-242	1	14	economic	economic	PROPN
aeasj-242	1	15	&	&	CCONJ
aeasj-242	1	16	social	social	PROPN
aeasj-242	1	17	review	review	NOUN
aeasj-242	1	18	;	;	PUNCT
aeasj-242	1	19	vol	vol	NOUN
aeasj-242	1	20	.	.	PROPN
aeasj-242	1	21	5	5	NUM
aeasj-242	1	22	,	,	PUNCT
aeasj-242	1	23	no	no	INTJ
aeasj-242	1	24	.	.	NOUN
aeasj-242	1	25	1	1	NUM
aeasj-242	1	26	;	;	PUNCT
aeasj-242	1	27	2019	2019	NUM
aeasj-242	1	28	issn	issn	VERB
aeasj-242	1	29	2576	2576	NUM
aeasj-242	1	30	-	-	SYM
aeasj-242	1	31	1269	1269	NUM
aeasj-242	1	32	e	e	NOUN
aeasj-242	1	33	-	-	NOUN
aeasj-242	1	34	issn	issn	VERB
aeasj-242	1	35	2576	2576	NUM
aeasj-242	1	36	-	-	SYM
aeasj-242	1	37	1277	1277	NUM
aeasj-242	1	38	research	research	NOUN
aeasj-242	1	39	article	article	NOUN
aeasj-242	1	40	published	publish	VERB
aeasj-242	1	41	by	by	ADP
aeasj-242	1	42	centre	centre	NOUN
aeasj-242	1	43	for	for	ADP
aeasj-242	1	44	research	research	NOUN
aeasj-242	1	45	on	on	ADP
aeasj-242	1	46	islamic	islamic	ADJ
aeasj-242	1	47	banking	banking	PROPN
aeasj-242	1	48	&	&	CCONJ
aeasj-242	1	49	finance	finance	PROPN
aeasj-242	1	50	and	and	CCONJ
aeasj-242	1	51	business	business	NOUN
aeasj-242	1	52	,	,	PUNCT
aeasj-242	1	53	usa	usa	PROPN
aeasj-242	1	54	10	10	NUM
aeasj-242	1	55	determinant	determinant	ADJ
aeasj-242	1	56	of	of	ADP
aeasj-242	1	57	private	private	ADJ
aeasj-242	1	58	sector	sector	NOUN
aeasj-242	1	59	credit	credit	NOUN
aeasj-242	1	60	and	and	CCONJ
aeasj-242	1	61	its	its	PRON
aeasj-242	1	62	implication	implication	NOUN
aeasj-242	1	63	on	on	ADP
aeasj-242	1	64	economic	economic	ADJ
aeasj-242	1	65	growth	growth	NOUN
aeasj-242	1	66	in	in	ADP
aeasj-242	1	67	nigeria	nigeria	PROPN
aeasj-242	1	68	:	:	PUNCT
aeasj-242	1	69	2000	2000	NUM
aeasj-242	1	70	-	-	SYM
aeasj-242	1	71	2017	2017	NUM
aeasj-242	1	72	olorunmade	olorunmade	NOUN
aeasj-242	1	73	gbenga	gbenga	PROPN
aeasj-242	1	74	department	department	NOUN
aeasj-242	1	75	of	of	ADP
aeasj-242	1	76	banking	banking	NOUN
aeasj-242	1	77	and	and	CCONJ
aeasj-242	1	78	finance	finance	NOUN
aeasj-242	1	79	faculty	faculty	NOUN
aeasj-242	1	80	of	of	ADP
aeasj-242	1	81	management	management	NOUN
aeasj-242	1	82	science	science	NOUN
aeasj-242	1	83	,	,	PUNCT
aeasj-242	1	84	kogi	kogi	PROPN
aeasj-242	1	85	state	state	PROPN
aeasj-242	1	86	university	university	PROPN
aeasj-242	1	87	,	,	PUNCT
aeasj-242	1	88	p.m.b	p.m.b	ADJ
aeasj-242	1	89	1008	1008	NUM
aeasj-242	1	90	,	,	PUNCT
aeasj-242	1	91	anyigba	anyigba	NOUN
aeasj-242	1	92	,	,	PUNCT
aeasj-242	1	93	kogi	kogi	PROPN
aeasj-242	1	94	state	state	PROPN
aeasj-242	1	95	,	,	PUNCT
aeasj-242	1	96	nigeria	nigeria	PROPN
aeasj-242	2	1	e-mail:gbenga4455@gmail.com	e-mail:gbenga4455@gmail.com	PROPN
aeasj-242	2	2	samuel	samuel	PROPN
aeasj-242	2	3	olusegun	olusegun	PROPN
aeasj-242	2	4	james	james	PROPN
aeasj-242	2	5	department	department	PROPN
aeasj-242	2	6	of	of	ADP
aeasj-242	2	7	banking	banking	NOUN
aeasj-242	2	8	and	and	CCONJ
aeasj-242	2	9	finance	finance	NOUN
aeasj-242	2	10	faculty	faculty	NOUN
aeasj-242	2	11	of	of	ADP
aeasj-242	2	12	management	management	NOUN
aeasj-242	2	13	science	science	NOUN
aeasj-242	2	14	,	,	PUNCT
aeasj-242	2	15	kogi	kogi	PROPN
aeasj-242	2	16	state	state	PROPN
aeasj-242	2	17	university	university	PROPN
aeasj-242	2	18	,	,	PUNCT
aeasj-242	2	19	p.m.b	p.m.b	ADJ
aeasj-242	2	20	1008	1008	NUM
aeasj-242	2	21	,	,	PUNCT
aeasj-242	2	22	anyigba	anyigba	NOUN
aeasj-242	2	23	,	,	PUNCT
aeasj-242	2	24	kogi	kogi	PROPN
aeasj-242	2	25	state	state	PROPN
aeasj-242	2	26	,	,	PUNCT
aeasj-242	2	27	nigeria	nigeria	PROPN
aeasj-242	2	28	e	e	NOUN
aeasj-242	2	29	-	-	NOUN
aeasj-242	2	30	mail	mail	NOUN
aeasj-242	2	31	:	:	PUNCT
aeasj-242	3	1	olusegunjms@gmail.com	olusegunjms@gmail.com	PROPN
aeasj-242	3	2	adewole	adewole	NOUN
aeasj-242	3	3	joseph	joseph	PROPN
aeasj-242	3	4	adeyinka	adeyinka	PROPN
aeasj-242	3	5	department	department	PROPN
aeasj-242	3	6	of	of	ADP
aeasj-242	3	7	banking	banking	NOUN
aeasj-242	3	8	and	and	CCONJ
aeasj-242	3	9	finance	finance	NOUN
aeasj-242	3	10	faculty	faculty	NOUN
aeasj-242	3	11	of	of	ADP
aeasj-242	3	12	management	management	NOUN
aeasj-242	3	13	and	and	CCONJ
aeasj-242	3	14	social	social	ADJ
aeasj-242	3	15	sciences	science	NOUN
aeasj-242	3	16	adekunle	adekunle	PROPN
aeasj-242	3	17	ajasin	ajasin	VERB
aeasj-242	3	18	university	university	NOUN
aeasj-242	3	19	p.m.b	p.m.b	NOUN
aeasj-242	3	20	001	001	NUM
aeasj-242	3	21	,	,	PUNCT
aeasj-242	3	22	akungba	akungba	NOUN
aeasj-242	3	23	akoko	akoko	NOUN
aeasj-242	3	24	,	,	PUNCT
aeasj-242	3	25	ondo	ondo	NOUN
aeasj-242	3	26	state	state	PROPN
aeasj-242	3	27	,	,	PUNCT
aeasj-242	3	28	nigeria	nigeria	PROPN
aeasj-242	3	29	e	e	NOUN
aeasj-242	3	30	-	-	NOUN
aeasj-242	3	31	mail	mail	NOUN
aeasj-242	3	32	:	:	PUNCT
aeasj-242	4	1	princeadeyinkaadewolej@gmail.com	princeadeyinkaadewolej@gmail.com	X
aeasj-242	4	2	abstract	abstract	ADJ
aeasj-242	4	3	the	the	DET
aeasj-242	4	4	study	study	NOUN
aeasj-242	4	5	examined	examine	VERB
aeasj-242	4	6	the	the	DET
aeasj-242	4	7	determinant	determinant	NOUN
aeasj-242	4	8	of	of	ADP
aeasj-242	4	9	private	private	ADJ
aeasj-242	4	10	sector	sector	NOUN
aeasj-242	4	11	credit	credit	NOUN
aeasj-242	4	12	and	and	CCONJ
aeasj-242	4	13	its	its	PRON
aeasj-242	4	14	implication	implication	NOUN
aeasj-242	4	15	on	on	ADP
aeasj-242	4	16	economic	economic	ADJ
aeasj-242	4	17	growth	growth	NOUN
aeasj-242	4	18	in	in	ADP
aeasj-242	4	19	nigeria	nigeria	PROPN
aeasj-242	4	20	.	.	PUNCT
aeasj-242	5	1	the	the	DET
aeasj-242	5	2	fluctuation	fluctuation	NOUN
aeasj-242	5	3	in	in	ADP
aeasj-242	5	4	the	the	DET
aeasj-242	5	5	supply	supply	NOUN
aeasj-242	5	6	of	of	ADP
aeasj-242	5	7	money	money	NOUN
aeasj-242	5	8	and	and	CCONJ
aeasj-242	5	9	credit	credit	NOUN
aeasj-242	5	10	is	be	AUX
aeasj-242	5	11	the	the	DET
aeasj-242	5	12	basic	basic	ADJ
aeasj-242	5	13	causal	causal	ADJ
aeasj-242	5	14	factor	factor	NOUN
aeasj-242	5	15	at	at	ADP
aeasj-242	5	16	work	work	NOUN
aeasj-242	5	17	in	in	ADP
aeasj-242	5	18	cyclical	cyclical	ADJ
aeasj-242	5	19	process	process	NOUN
aeasj-242	5	20	;	;	PUNCT
aeasj-242	5	21	when	when	SCONJ
aeasj-242	5	22	money	money	NOUN
aeasj-242	5	23	supply	supply	NOUN
aeasj-242	5	24	falls	fall	VERB
aeasj-242	5	25	,	,	PUNCT
aeasj-242	5	26	prices	price	NOUN
aeasj-242	5	27	decrease	decrease	VERB
aeasj-242	5	28	,	,	PUNCT
aeasj-242	5	29	profit	profit	NOUN
aeasj-242	5	30	decrease	decrease	NOUN
aeasj-242	5	31	,	,	PUNCT
aeasj-242	5	32	production	production	NOUN
aeasj-242	5	33	activities	activity	NOUN
aeasj-242	5	34	become	become	VERB
aeasj-242	5	35	sluggish	sluggish	ADJ
aeasj-242	5	36	and	and	CCONJ
aeasj-242	5	37	production	production	NOUN
aeasj-242	5	38	falls	fall	NOUN
aeasj-242	5	39	and	and	CCONJ
aeasj-242	5	40	when	when	SCONJ
aeasj-242	5	41	money	money	NOUN
aeasj-242	5	42	supply	supply	NOUN
aeasj-242	5	43	expands	expand	VERB
aeasj-242	5	44	,	,	PUNCT
aeasj-242	5	45	price	price	NOUN
aeasj-242	5	46	rise	rise	NOUN
aeasj-242	5	47	,	,	PUNCT
aeasj-242	5	48	profit	profit	NOUN
aeasj-242	5	49	increase	increase	NOUN
aeasj-242	5	50	and	and	CCONJ
aeasj-242	5	51	the	the	DET
aeasj-242	5	52	total	total	ADJ
aeasj-242	5	53	output	output	NOUN
aeasj-242	5	54	increases	increase	NOUN
aeasj-242	5	55	and	and	CCONJ
aeasj-242	5	56	finally	finally	ADV
aeasj-242	5	57	growth	growth	NOUN
aeasj-242	5	58	takes	take	VERB
aeasj-242	5	59	place	place	NOUN
aeasj-242	5	60	.	.	PUNCT
aeasj-242	6	1	the	the	DET
aeasj-242	6	2	main	main	ADJ
aeasj-242	6	3	objective	objective	NOUN
aeasj-242	6	4	of	of	ADP
aeasj-242	6	5	this	this	DET
aeasj-242	6	6	study	study	NOUN
aeasj-242	6	7	is	be	AUX
aeasj-242	6	8	to	to	PART
aeasj-242	6	9	examine	examine	VERB
aeasj-242	6	10	the	the	DET
aeasj-242	6	11	relationship	relationship	NOUN
aeasj-242	6	12	between	between	ADP
aeasj-242	6	13	private	private	ADJ
aeasj-242	6	14	sector	sector	NOUN
aeasj-242	6	15	credit	credit	NOUN
aeasj-242	6	16	and	and	CCONJ
aeasj-242	6	17	gross	gross	ADJ
aeasj-242	6	18	domestic	domestic	ADJ
aeasj-242	6	19	product	product	NOUN
aeasj-242	6	20	.	.	PUNCT
aeasj-242	7	1	data	datum	NOUN
aeasj-242	7	2	were	be	AUX
aeasj-242	7	3	obtained	obtain	VERB
aeasj-242	7	4	from	from	ADP
aeasj-242	7	5	central	central	ADJ
aeasj-242	7	6	bank	bank	PROPN
aeasj-242	7	7	of	of	ADP
aeasj-242	7	8	nigeria	nigeria	PROPN
aeasj-242	7	9	statistical	statistical	ADJ
aeasj-242	7	10	bulletin	bulletin	NOUN
aeasj-242	7	11	.	.	PUNCT
aeasj-242	8	1	simple	simple	ADJ
aeasj-242	8	2	regression	regression	NOUN
aeasj-242	8	3	analysis	analysis	NOUN
aeasj-242	8	4	was	be	AUX
aeasj-242	8	5	used	use	VERB
aeasj-242	8	6	to	to	PART
aeasj-242	8	7	achieve	achieve	VERB
aeasj-242	8	8	the	the	DET
aeasj-242	8	9	stated	state	VERB
aeasj-242	8	10	objective	objective	NOUN
aeasj-242	8	11	.	.	PUNCT
aeasj-242	9	1	it	it	PRON
aeasj-242	9	2	was	be	AUX
aeasj-242	9	3	revealed	reveal	VERB
aeasj-242	9	4	in	in	ADP
aeasj-242	9	5	the	the	DET
aeasj-242	9	6	determinant	determinant	NOUN
aeasj-242	9	7	of	of	ADP
aeasj-242	9	8	credit	credit	NOUN
aeasj-242	9	9	supply	supply	NOUN
aeasj-242	9	10	equation	equation	NOUN
aeasj-242	9	11	1	1	NUM
aeasj-242	9	12	that	that	SCONJ
aeasj-242	9	13	there	there	PRON
aeasj-242	9	14	was	be	VERB
aeasj-242	9	15	significant	significant	ADJ
aeasj-242	9	16	relationship	relationship	NOUN
aeasj-242	9	17	between	between	ADP
aeasj-242	9	18	total	total	ADJ
aeasj-242	9	19	credits	credit	NOUN
aeasj-242	9	20	to	to	ADP
aeasj-242	9	21	private	private	ADJ
aeasj-242	9	22	sector	sector	NOUN
aeasj-242	9	23	and	and	CCONJ
aeasj-242	9	24	money	money	NOUN
aeasj-242	9	25	supply	supply	NOUN
aeasj-242	9	26	in	in	ADP
aeasj-242	9	27	nigeria	nigeria	PROPN
aeasj-242	9	28	.	.	PUNCT
aeasj-242	10	1	it	it	PRON
aeasj-242	10	2	was	be	AUX
aeasj-242	10	3	also	also	ADV
aeasj-242	10	4	discovered	discover	VERB
aeasj-242	10	5	in	in	ADP
aeasj-242	10	6	the	the	DET
aeasj-242	10	7	private	private	ADJ
aeasj-242	10	8	sector	sector	NOUN
aeasj-242	10	9	credit	credit	NOUN
aeasj-242	10	10	and	and	CCONJ
aeasj-242	10	11	economic	economic	ADJ
aeasj-242	10	12	growth	growth	NOUN
aeasj-242	10	13	equation	equation	NOUN
aeasj-242	10	14	2	2	NUM
aeasj-242	10	15	that	that	SCONJ
aeasj-242	10	16	there	there	PRON
aeasj-242	10	17	was	be	VERB
aeasj-242	10	18	significant	significant	ADJ
aeasj-242	10	19	relationship	relationship	NOUN
aeasj-242	10	20	between	between	ADP
aeasj-242	10	21	private	private	ADJ
aeasj-242	10	22	sector	sector	NOUN
aeasj-242	10	23	credit	credit	NOUN
aeasj-242	10	24	and	and	CCONJ
aeasj-242	10	25	economic	economic	ADJ
aeasj-242	10	26	growth	growth	NOUN
aeasj-242	10	27	in	in	ADP
aeasj-242	10	28	nigeria	nigeria	PROPN
aeasj-242	10	29	.	.	PUNCT
aeasj-242	11	1	the	the	DET
aeasj-242	11	2	study	study	NOUN
aeasj-242	11	3	therefore	therefore	ADV
aeasj-242	11	4	recommends	recommend	VERB
aeasj-242	11	5	that	that	SCONJ
aeasj-242	11	6	there	there	PRON
aeasj-242	11	7	should	should	AUX
aeasj-242	11	8	be	be	AUX
aeasj-242	11	9	persistence	persistence	NOUN
aeasj-242	11	10	increase	increase	NOUN
aeasj-242	11	11	of	of	ADP
aeasj-242	11	12	money	money	NOUN
aeasj-242	11	13	supply	supply	NOUN
aeasj-242	11	14	to	to	ADP
aeasj-242	11	15	nigerian	nigerian	ADJ
aeasj-242	11	16	economy	economy	NOUN
aeasj-242	11	17	in	in	ADP
aeasj-242	11	18	order	order	NOUN
aeasj-242	11	19	to	to	PART
aeasj-242	11	20	increase	increase	VERB
aeasj-242	11	21	the	the	DET
aeasj-242	11	22	flow	flow	NOUN
aeasj-242	11	23	of	of	ADP
aeasj-242	11	24	credit	credit	NOUN
aeasj-242	11	25	to	to	ADP
aeasj-242	11	26	the	the	DET
aeasj-242	11	27	real	real	ADJ
aeasj-242	11	28	sector	sector	NOUN
aeasj-242	11	29	of	of	ADP
aeasj-242	11	30	the	the	DET
aeasj-242	11	31	nigerian	nigerian	ADJ
aeasj-242	11	32	economy	economy	NOUN
aeasj-242	11	33	,	,	PUNCT
aeasj-242	11	34	financial	financial	ADJ
aeasj-242	11	35	institutions	institution	NOUN
aeasj-242	11	36	should	should	AUX
aeasj-242	11	37	distribute	distribute	VERB
aeasj-242	11	38	more	more	ADJ
aeasj-242	11	39	credit	credit	NOUN
aeasj-242	11	40	to	to	ADP
aeasj-242	11	41	the	the	DET
aeasj-242	11	42	real	real	ADJ
aeasj-242	11	43	sector	sector	NOUN
aeasj-242	11	44	for	for	ADP
aeasj-242	11	45	productive	productive	ADJ
aeasj-242	11	46	purposes	purpose	NOUN
aeasj-242	11	47	in	in	ADP
aeasj-242	11	48	order	order	NOUN
aeasj-242	11	49	to	to	PART
aeasj-242	11	50	increase	increase	VERB
aeasj-242	11	51	gross	gross	ADJ
aeasj-242	11	52	domestic	domestic	ADJ
aeasj-242	11	53	product	product	NOUN
aeasj-242	11	54	.	.	PUNCT
aeasj-242	12	1	keywords	keyword	NOUN
aeasj-242	12	2	:	:	PUNCT
aeasj-242	12	3	private	private	ADJ
aeasj-242	12	4	sector	sector	NOUN
aeasj-242	12	5	credit	credit	NOUN
aeasj-242	12	6	,	,	PUNCT
aeasj-242	12	7	money	money	NOUN
aeasj-242	12	8	supply	supply	NOUN
aeasj-242	12	9	,	,	PUNCT
aeasj-242	12	10	economic	economic	ADJ
aeasj-242	12	11	growth	growth	NOUN
aeasj-242	12	12	,	,	PUNCT
aeasj-242	12	13	gross	gross	ADJ
aeasj-242	12	14	domestic	domestic	ADJ
aeasj-242	12	15	product	product	NOUN
aeasj-242	12	16	,	,	PUNCT
aeasj-242	12	17	credit	credit	NOUN
aeasj-242	12	18	supply	supply	NOUN
aeasj-242	12	19	.	.	PUNCT
aeasj-242	13	1	1	1	X
aeasj-242	13	2	.	.	X
aeasj-242	13	3	introduction	introduction	NOUN
aeasj-242	13	4	the	the	DET
aeasj-242	13	5	debate	debate	NOUN
aeasj-242	13	6	on	on	ADP
aeasj-242	13	7	the	the	DET
aeasj-242	13	8	role	role	NOUN
aeasj-242	13	9	of	of	ADP
aeasj-242	13	10	finance	finance	NOUN
aeasj-242	13	11	in	in	ADP
aeasj-242	13	12	economic	economic	ADJ
aeasj-242	13	13	development	development	NOUN
aeasj-242	13	14	has	have	AUX
aeasj-242	13	15	been	be	AUX
aeasj-242	13	16	an	an	DET
aeasj-242	13	17	ongoing	ongoing	ADJ
aeasj-242	13	18	one	one	NUM
aeasj-242	13	19	,	,	PUNCT
aeasj-242	13	20	especially	especially	ADV
aeasj-242	13	21	in	in	ADP
aeasj-242	13	22	developing	develop	VERB
aeasj-242	13	23	countries	country	NOUN
aeasj-242	13	24	.	.	PUNCT
aeasj-242	14	1	this	this	PRON
aeasj-242	14	2	dates	date	VERB
aeasj-242	14	3	back	back	ADV
aeasj-242	14	4	to	to	ADP
aeasj-242	14	5	the	the	DET
aeasj-242	14	6	work	work	NOUN
aeasj-242	14	7	of	of	ADP
aeasj-242	14	8	the	the	DET
aeasj-242	14	9	likes	like	NOUN
aeasj-242	14	10	of	of	ADP
aeasj-242	14	11	schumpeter	schumpeter	NOUN
aeasj-242	14	12	,	,	PUNCT
aeasj-242	14	13	(	(	PUNCT
aeasj-242	14	14	1911	1911	NUM
aeasj-242	14	15	)	)	PUNCT
aeasj-242	14	16	who	who	PRON
aeasj-242	14	17	advocated	advocate	VERB
aeasj-242	14	18	the	the	DET
aeasj-242	14	19	concept	concept	NOUN
aeasj-242	14	20	of	of	ADP
aeasj-242	14	21	finance	finance	NOUN
aeasj-242	14	22	-	-	PUNCT
aeasj-242	14	23	led	lead	VERB
aeasj-242	14	24	growth	growth	NOUN
aeasj-242	14	25	.	.	PUNCT
aeasj-242	15	1	the	the	DET
aeasj-242	15	2	financial	financial	ADJ
aeasj-242	15	3	intermediation	intermediation	NOUN
aeasj-242	15	4	role	role	NOUN
aeasj-242	15	5	is	be	AUX
aeasj-242	15	6	generally	generally	ADV
aeasj-242	15	7	performed	perform	VERB
aeasj-242	15	8	by	by	ADP
aeasj-242	15	9	the	the	DET
aeasj-242	15	10	financial	financial	ADJ
aeasj-242	15	11	sector	sector	NOUN
aeasj-242	15	12	,	,	PUNCT
aeasj-242	15	13	which	which	PRON
aeasj-242	15	14	channels	channel	VERB
aeasj-242	15	15	savings	saving	NOUN
aeasj-242	15	16	into	into	ADP
aeasj-242	15	17	productive	productive	ADJ
aeasj-242	15	18	investment	investment	NOUN
aeasj-242	15	19	.	.	PUNCT
aeasj-242	16	1	deposit	deposit	NOUN
aeasj-242	16	2	-	-	PUNCT
aeasj-242	16	3	taking	take	VERB
aeasj-242	16	4	institutions	institution	NOUN
aeasj-242	16	5	in	in	ADP
aeasj-242	16	6	particular	particular	ADJ
aeasj-242	16	7	are	be	AUX
aeasj-242	16	8	well	well	ADV
aeasj-242	16	9	recognized	recognize	VERB
aeasj-242	16	10	for	for	ADP
aeasj-242	16	11	performing	perform	VERB
aeasj-242	16	12	the	the	DET
aeasj-242	16	13	crucial	crucial	ADJ
aeasj-242	16	14	role	role	NOUN
aeasj-242	16	15	of	of	ADP
aeasj-242	16	16	sourcing	source	VERB
aeasj-242	16	17	finance	finance	NOUN
aeasj-242	16	18	to	to	PART
aeasj-242	16	19	support	support	VERB
aeasj-242	16	20	private	private	ADJ
aeasj-242	16	21	sector	sector	NOUN
aeasj-242	16	22	consumption	consumption	NOUN
aeasj-242	16	23	and	and	CCONJ
aeasj-242	16	24	investment	investment	NOUN
aeasj-242	16	25	in	in	ADP
aeasj-242	16	26	nigeria	nigeria	PROPN
aeasj-242	16	27	.	.	PUNCT
aeasj-242	17	1	credit	credit	NOUN
aeasj-242	17	2	to	to	ADP
aeasj-242	17	3	private	private	ADJ
aeasj-242	17	4	sector	sector	NOUN
aeasj-242	17	5	refers	refer	VERB
aeasj-242	17	6	to	to	ADP
aeasj-242	17	7	financial	financial	ADJ
aeasj-242	17	8	resources	resource	NOUN
aeasj-242	17	9	provided	provide	VERB
aeasj-242	17	10	to	to	ADP
aeasj-242	17	11	the	the	DET
aeasj-242	17	12	private	private	ADJ
aeasj-242	17	13	sector	sector	NOUN
aeasj-242	17	14	,	,	PUNCT
aeasj-242	17	15	such	such	ADJ
aeasj-242	17	16	as	as	ADP
aeasj-242	17	17	loans	loan	NOUN
aeasj-242	17	18	and	and	CCONJ
aeasj-242	17	19	advances	advance	NOUN
aeasj-242	17	20	,	,	PUNCT
aeasj-242	17	21	purchases	purchase	NOUN
aeasj-242	17	22	of	of	ADP
aeasj-242	17	23	non	non	ADJ
aeasj-242	17	24	-	-	ADJ
aeasj-242	17	25	equity	equity	ADJ
aeasj-242	17	26	securities	security	NOUN
aeasj-242	17	27	,	,	PUNCT
aeasj-242	17	28	trade	trade	NOUN
aeasj-242	17	29	credits	credit	NOUN
aeasj-242	17	30	and	and	CCONJ
aeasj-242	17	31	other	other	ADJ
aeasj-242	17	32	accounts	account	NOUN
aeasj-242	17	33	receivable	receivable	ADJ
aeasj-242	17	34	,	,	PUNCT
aeasj-242	17	35	which	which	PRON
aeasj-242	17	36	establish	establish	VERB
aeasj-242	17	37	a	a	DET
aeasj-242	17	38	claim	claim	NOUN
aeasj-242	17	39	for	for	ADP
aeasj-242	17	40	repayment	repayment	NOUN
aeasj-242	17	41	.	.	PUNCT
aeasj-242	18	1	in	in	ADP
aeasj-242	18	2	this	this	DET
aeasj-242	18	3	regard	regard	NOUN
aeasj-242	18	4	,	,	PUNCT
aeasj-242	18	5	credit	credit	NOUN
aeasj-242	18	6	can	can	AUX
aeasj-242	18	7	be	be	AUX
aeasj-242	18	8	viewed	view	VERB
aeasj-242	18	9	from	from	ADP
aeasj-242	18	10	two	two	NUM
aeasj-242	18	11	angles	angle	NOUN
aeasj-242	18	12	;	;	PUNCT
aeasj-242	18	13	namely	namely	ADV
aeasj-242	18	14	:	:	PUNCT
aeasj-242	18	15	trade	trade	NOUN
aeasj-242	18	16	or	or	CCONJ
aeasj-242	18	17	commercial	commercial	ADJ
aeasj-242	18	18	credit	credit	NOUN
aeasj-242	18	19	and	and	CCONJ
aeasj-242	18	20	banking	banking	NOUN
aeasj-242	18	21	system	system	NOUN
aeasj-242	18	22	credit	credit	NOUN
aeasj-242	18	23	.	.	PUNCT
aeasj-242	19	1	freear	freear	NOUN
aeasj-242	19	2	(	(	PUNCT
aeasj-242	19	3	1980	1980	NUM
aeasj-242	19	4	)	)	PUNCT
aeasj-242	19	5	,	,	PUNCT
aeasj-242	19	6	says	say	VERB
aeasj-242	19	7	copyright	copyright	NOUN
aeasj-242	19	8	©	©	PROPN
aeasj-242	19	9	cc	cc	PROPN
aeasj-242	19	10	-	-	PUNCT
aeasj-242	19	11	by	by	ADP
aeasj-242	19	12	-	-	PUNCT
aeasj-242	19	13	nc	nc	PROPN
aeasj-242	19	14	2019	2019	NUM
aeasj-242	19	15	,	,	PUNCT
aeasj-242	19	16	cribfb	cribfb	VERB
aeasj-242	19	17	|	|	ADV
aeasj-242	19	18	aesr	aesr	ADV
aeasj-242	19	19	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	19	20	american	american	PROPN
aeasj-242	19	21	economic	economic	PROPN
aeasj-242	19	22	&	&	CCONJ
aeasj-242	19	23	social	social	PROPN
aeasj-242	19	24	review	review	PROPN
aeasj-242	19	25	vol	vol	NOUN
aeasj-242	19	26	.	.	PROPN
aeasj-242	20	1	5	5	NUM
aeasj-242	20	2	,	,	PUNCT
aeasj-242	20	3	no	no	INTJ
aeasj-242	20	4	.	.	NOUN
aeasj-242	20	5	1	1	NUM
aeasj-242	20	6	;	;	PUNCT
aeasj-242	20	7	2019	2019	NUM
aeasj-242	20	8	11	11	NUM
aeasj-242	20	9	trade	trade	NOUN
aeasj-242	20	10	credit	credit	NOUN
aeasj-242	20	11	refers	refer	VERB
aeasj-242	20	12	to	to	ADP
aeasj-242	20	13	transactions	transaction	NOUN
aeasj-242	20	14	which	which	PRON
aeasj-242	20	15	involve	involve	VERB
aeasj-242	20	16	the	the	DET
aeasj-242	20	17	supplier	supplier	NOUN
aeasj-242	20	18	handing	handing	NOUN
aeasj-242	20	19	over	over	ADP
aeasj-242	20	20	goods	good	NOUN
aeasj-242	20	21	or	or	CCONJ
aeasj-242	20	22	performing	perform	VERB
aeasj-242	20	23	a	a	DET
aeasj-242	20	24	service	service	NOUN
aeasj-242	20	25	without	without	ADP
aeasj-242	20	26	receiving	receive	VERB
aeasj-242	20	27	immediate	immediate	ADJ
aeasj-242	20	28	payment	payment	NOUN
aeasj-242	20	29	and	and	CCONJ
aeasj-242	20	30	payment	payment	NOUN
aeasj-242	20	31	to	to	PART
aeasj-242	20	32	be	be	AUX
aeasj-242	20	33	made	make	VERB
aeasj-242	20	34	in	in	ADP
aeasj-242	20	35	the	the	DET
aeasj-242	20	36	future	future	NOUN
aeasj-242	20	37	.	.	PUNCT
aeasj-242	21	1	several	several	ADJ
aeasj-242	21	2	empirical	empirical	ADJ
aeasj-242	21	3	studies	study	NOUN
aeasj-242	21	4	have	have	AUX
aeasj-242	21	5	shown	show	VERB
aeasj-242	21	6	that	that	SCONJ
aeasj-242	21	7	the	the	DET
aeasj-242	21	8	efficient	efficient	ADJ
aeasj-242	21	9	provisioning	provisioning	NOUN
aeasj-242	21	10	of	of	ADP
aeasj-242	21	11	credit	credit	NOUN
aeasj-242	21	12	has	have	VERB
aeasj-242	21	13	a	a	DET
aeasj-242	21	14	positive	positive	ADJ
aeasj-242	21	15	and	and	CCONJ
aeasj-242	21	16	significant	significant	ADJ
aeasj-242	21	17	effect	effect	NOUN
aeasj-242	21	18	on	on	ADP
aeasj-242	21	19	output	output	NOUN
aeasj-242	21	20	and	and	CCONJ
aeasj-242	21	21	employment	employment	NOUN
aeasj-242	21	22	opportunities	opportunity	NOUN
aeasj-242	21	23	while	while	SCONJ
aeasj-242	21	24	a	a	DET
aeasj-242	21	25	low	low	ADJ
aeasj-242	21	26	level	level	NOUN
aeasj-242	21	27	of	of	ADP
aeasj-242	21	28	financial	financial	ADJ
aeasj-242	21	29	development	development	NOUN
aeasj-242	21	30	and	and	CCONJ
aeasj-242	21	31	its	its	PRON
aeasj-242	21	32	attendant	attendant	ADJ
aeasj-242	21	33	inefficient	inefficient	ADJ
aeasj-242	21	34	private	private	ADJ
aeasj-242	21	35	sector	sector	NOUN
aeasj-242	21	36	credit	credit	NOUN
aeasj-242	21	37	system	system	NOUN
aeasj-242	21	38	distorts	distort	VERB
aeasj-242	21	39	economic	economic	ADJ
aeasj-242	21	40	growth	growth	NOUN
aeasj-242	21	41	.	.	PUNCT
aeasj-242	22	1	a	a	DET
aeasj-242	22	2	strong	strong	ADJ
aeasj-242	22	3	and	and	CCONJ
aeasj-242	22	4	inclusive	inclusive	ADJ
aeasj-242	22	5	financial	financial	ADJ
aeasj-242	22	6	system	system	NOUN
aeasj-242	22	7	;	;	PUNCT
aeasj-242	22	8	and	and	CCONJ
aeasj-242	22	9	availability	availability	NOUN
aeasj-242	22	10	of	of	ADP
aeasj-242	22	11	investable	investable	ADJ
aeasj-242	22	12	funds	fund	NOUN
aeasj-242	22	13	play	play	VERB
aeasj-242	22	14	vital	vital	ADJ
aeasj-242	22	15	roles	role	NOUN
aeasj-242	22	16	in	in	ADP
aeasj-242	22	17	financing	finance	VERB
aeasj-242	22	18	economic	economic	ADJ
aeasj-242	22	19	project	project	NOUN
aeasj-242	22	20	and	and	CCONJ
aeasj-242	22	21	activities	activity	NOUN
aeasj-242	22	22	that	that	PRON
aeasj-242	22	23	would	would	AUX
aeasj-242	22	24	promote	promote	VERB
aeasj-242	22	25	economic	economic	ADJ
aeasj-242	22	26	growth	growth	NOUN
aeasj-242	22	27	and	and	CCONJ
aeasj-242	22	28	development	development	NOUN
aeasj-242	22	29	.	.	PUNCT
aeasj-242	23	1	this	this	PRON
aeasj-242	23	2	is	be	AUX
aeasj-242	23	3	because	because	SCONJ
aeasj-242	23	4	access	access	NOUN
aeasj-242	23	5	to	to	ADP
aeasj-242	23	6	credit	credit	NOUN
aeasj-242	23	7	enhances	enhance	NOUN
aeasj-242	23	8	the	the	DET
aeasj-242	23	9	productive	productive	ADJ
aeasj-242	23	10	capacity	capacity	NOUN
aeasj-242	23	11	of	of	ADP
aeasj-242	23	12	firms	firm	NOUN
aeasj-242	23	13	and	and	CCONJ
aeasj-242	23	14	enhances	enhance	VERB
aeasj-242	23	15	their	their	PRON
aeasj-242	23	16	potential	potential	NOUN
aeasj-242	23	17	to	to	PART
aeasj-242	23	18	grow	grow	VERB
aeasj-242	23	19	.	.	PUNCT
aeasj-242	24	1	in	in	ADP
aeasj-242	24	2	recent	recent	ADJ
aeasj-242	24	3	years	year	NOUN
aeasj-242	24	4	,	,	PUNCT
aeasj-242	24	5	private	private	ADJ
aeasj-242	24	6	sector	sector	NOUN
aeasj-242	24	7	credit	credit	NOUN
aeasj-242	24	8	and	and	CCONJ
aeasj-242	24	9	economic	economic	ADJ
aeasj-242	24	10	growth	growth	NOUN
aeasj-242	24	11	linkage	linkage	NOUN
aeasj-242	24	12	has	have	AUX
aeasj-242	24	13	been	be	AUX
aeasj-242	24	14	a	a	DET
aeasj-242	24	15	major	major	ADJ
aeasj-242	24	16	issue	issue	NOUN
aeasj-242	24	17	in	in	ADP
aeasj-242	24	18	economic	economic	ADJ
aeasj-242	24	19	discourse	discourse	NOUN
aeasj-242	24	20	all	all	ADV
aeasj-242	24	21	around	around	ADP
aeasj-242	24	22	the	the	DET
aeasj-242	24	23	world	world	NOUN
aeasj-242	24	24	and	and	CCONJ
aeasj-242	24	25	empirical	empirical	ADJ
aeasj-242	24	26	literature	literature	NOUN
aeasj-242	24	27	has	have	AUX
aeasj-242	24	28	been	be	AUX
aeasj-242	24	29	inconclusive	inconclusive	ADJ
aeasj-242	24	30	on	on	ADP
aeasj-242	24	31	this	this	DET
aeasj-242	24	32	issue	issue	NOUN
aeasj-242	24	33	.	.	PUNCT
aeasj-242	25	1	however	however	ADV
aeasj-242	25	2	,	,	PUNCT
aeasj-242	25	3	balance	balance	NOUN
aeasj-242	25	4	of	of	ADP
aeasj-242	25	5	evidence	evidence	NOUN
aeasj-242	25	6	seems	seem	VERB
aeasj-242	25	7	to	to	PART
aeasj-242	25	8	favour	favour	VERB
aeasj-242	25	9	a	a	DET
aeasj-242	25	10	positive	positive	ADJ
aeasj-242	25	11	relationship	relationship	NOUN
aeasj-242	25	12	between	between	ADP
aeasj-242	25	13	private	private	ADJ
aeasj-242	25	14	sector	sector	NOUN
aeasj-242	25	15	credit	credit	NOUN
aeasj-242	25	16	and	and	CCONJ
aeasj-242	25	17	economic	economic	ADJ
aeasj-242	25	18	growth	growth	NOUN
aeasj-242	25	19	.	.	PUNCT
aeasj-242	26	1	this	this	DET
aeasj-242	26	2	belief	belief	NOUN
aeasj-242	26	3	has	have	AUX
aeasj-242	26	4	led	lead	VERB
aeasj-242	26	5	the	the	DET
aeasj-242	26	6	nigerian	nigerian	ADJ
aeasj-242	26	7	government	government	NOUN
aeasj-242	26	8	through	through	ADP
aeasj-242	26	9	the	the	DET
aeasj-242	26	10	central	central	ADJ
aeasj-242	26	11	bank	bank	PROPN
aeasj-242	26	12	of	of	ADP
aeasj-242	26	13	nigeria	nigeria	PROPN
aeasj-242	26	14	to	to	PART
aeasj-242	26	15	continue	continue	VERB
aeasj-242	26	16	to	to	PART
aeasj-242	26	17	build	build	VERB
aeasj-242	26	18	a	a	DET
aeasj-242	26	19	robust	robust	ADJ
aeasj-242	26	20	and	and	CCONJ
aeasj-242	26	21	inclusive	inclusive	ADJ
aeasj-242	26	22	financial	financial	ADJ
aeasj-242	26	23	system	system	NOUN
aeasj-242	26	24	to	to	PART
aeasj-242	26	25	fast	fast	VERB
aeasj-242	26	26	track	track	VERB
aeasj-242	26	27	economic	economic	ADJ
aeasj-242	26	28	growth	growth	NOUN
aeasj-242	26	29	and	and	CCONJ
aeasj-242	26	30	to	to	PART
aeasj-242	26	31	serve	serve	VERB
aeasj-242	26	32	as	as	ADP
aeasj-242	26	33	a	a	DET
aeasj-242	26	34	growth	growth	NOUN
aeasj-242	26	35	catalyst	catalyst	NOUN
aeasj-242	26	36	to	to	ADP
aeasj-242	26	37	other	other	ADJ
aeasj-242	26	38	emerging	emerge	VERB
aeasj-242	26	39	economies	economy	NOUN
aeasj-242	26	40	in	in	ADP
aeasj-242	26	41	africa	africa	PROPN
aeasj-242	26	42	.	.	PUNCT
aeasj-242	27	1	economic	economic	ADJ
aeasj-242	27	2	growth	growth	NOUN
aeasj-242	27	3	has	have	AUX
aeasj-242	27	4	long	long	ADV
aeasj-242	27	5	been	be	AUX
aeasj-242	27	6	considered	consider	VERB
aeasj-242	27	7	an	an	DET
aeasj-242	27	8	important	important	ADJ
aeasj-242	27	9	goal	goal	NOUN
aeasj-242	27	10	of	of	ADP
aeasj-242	27	11	economic	economic	ADJ
aeasj-242	27	12	policy	policy	NOUN
aeasj-242	27	13	with	with	ADP
aeasj-242	27	14	a	a	DET
aeasj-242	27	15	substantial	substantial	ADJ
aeasj-242	27	16	body	body	NOUN
aeasj-242	27	17	of	of	ADP
aeasj-242	27	18	research	research	NOUN
aeasj-242	27	19	attempting	attempt	VERB
aeasj-242	27	20	to	to	PART
aeasj-242	27	21	explain	explain	VERB
aeasj-242	27	22	how	how	SCONJ
aeasj-242	27	23	this	this	DET
aeasj-242	27	24	goal	goal	NOUN
aeasj-242	27	25	can	can	AUX
aeasj-242	27	26	be	be	AUX
aeasj-242	27	27	achieved	achieve	VERB
aeasj-242	27	28	.	.	PUNCT
aeasj-242	28	1	most	most	ADJ
aeasj-242	28	2	of	of	ADP
aeasj-242	28	3	the	the	DET
aeasj-242	28	4	empirical	empirical	ADJ
aeasj-242	28	5	studies	study	NOUN
aeasj-242	28	6	have	have	AUX
aeasj-242	28	7	focused	focus	VERB
aeasj-242	28	8	on	on	ADP
aeasj-242	28	9	explanatory	explanatory	ADJ
aeasj-242	28	10	variables	variable	NOUN
aeasj-242	28	11	selected	select	VERB
aeasj-242	28	12	on	on	ADP
aeasj-242	28	13	the	the	DET
aeasj-242	28	14	basis	basis	NOUN
aeasj-242	28	15	of	of	ADP
aeasj-242	28	16	their	their	PRON
aeasj-242	28	17	relevance	relevance	NOUN
aeasj-242	28	18	to	to	ADP
aeasj-242	28	19	policy	policy	NOUN
aeasj-242	28	20	formulation	formulation	NOUN
aeasj-242	28	21	or	or	CCONJ
aeasj-242	28	22	base	base	NOUN
aeasj-242	28	23	on	on	ADP
aeasj-242	28	24	their	their	PRON
aeasj-242	28	25	theoretical	theoretical	ADJ
aeasj-242	28	26	relevance	relevance	NOUN
aeasj-242	28	27	.	.	PUNCT
aeasj-242	29	1	however	however	ADV
aeasj-242	29	2	,	,	PUNCT
aeasj-242	29	3	banks	bank	NOUN
aeasj-242	29	4	play	play	VERB
aeasj-242	29	5	very	very	ADV
aeasj-242	29	6	important	important	ADJ
aeasj-242	29	7	roles	role	NOUN
aeasj-242	29	8	in	in	ADP
aeasj-242	29	9	the	the	DET
aeasj-242	29	10	economic	economic	ADJ
aeasj-242	29	11	development	development	NOUN
aeasj-242	29	12	and	and	CCONJ
aeasj-242	29	13	growth	growth	NOUN
aeasj-242	29	14	of	of	ADP
aeasj-242	29	15	any	any	DET
aeasj-242	29	16	nation	nation	NOUN
aeasj-242	29	17	.	.	PUNCT
aeasj-242	30	1	as	as	ADP
aeasj-242	30	2	an	an	DET
aeasj-242	30	3	important	important	ADJ
aeasj-242	30	4	component	component	NOUN
aeasj-242	30	5	of	of	ADP
aeasj-242	30	6	the	the	DET
aeasj-242	30	7	financial	financial	ADJ
aeasj-242	30	8	system	system	NOUN
aeasj-242	30	9	,	,	PUNCT
aeasj-242	30	10	they	they	PRON
aeasj-242	30	11	channel	channel	VERB
aeasj-242	30	12	scarce	scarce	ADJ
aeasj-242	30	13	resources	resource	NOUN
aeasj-242	30	14	from	from	ADP
aeasj-242	30	15	the	the	DET
aeasj-242	30	16	surplus	surplus	ADJ
aeasj-242	30	17	economic	economic	ADJ
aeasj-242	30	18	units	unit	NOUN
aeasj-242	30	19	to	to	ADP
aeasj-242	30	20	the	the	DET
aeasj-242	30	21	deficit	deficit	NOUN
aeasj-242	30	22	economic	economic	ADJ
aeasj-242	30	23	units	unit	NOUN
aeasj-242	30	24	in	in	ADP
aeasj-242	30	25	an	an	DET
aeasj-242	30	26	economy	economy	NOUN
aeasj-242	30	27	(	(	PUNCT
aeasj-242	30	28	granting	grant	VERB
aeasj-242	30	29	credit	credit	NOUN
aeasj-242	30	30	)	)	PUNCT
aeasj-242	30	31	as	as	SCONJ
aeasj-242	30	32	such	such	DET
aeasj-242	30	33	this	this	DET
aeasj-242	30	34	activities	activity	NOUN
aeasj-242	30	35	form	form	VERB
aeasj-242	30	36	part	part	NOUN
aeasj-242	30	37	of	of	ADP
aeasj-242	30	38	their	their	PRON
aeasj-242	30	39	existence	existence	NOUN
aeasj-242	30	40	.	.	PUNCT
aeasj-242	31	1	the	the	DET
aeasj-242	31	2	loan	loan	NOUN
aeasj-242	31	3	resources	resource	NOUN
aeasj-242	31	4	(	(	PUNCT
aeasj-242	31	5	bank	bank	NOUN
aeasj-242	31	6	credit	credit	NOUN
aeasj-242	31	7	)	)	PUNCT
aeasj-242	31	8	can	can	AUX
aeasj-242	31	9	be	be	AUX
aeasj-242	31	10	in	in	ADP
aeasj-242	31	11	the	the	DET
aeasj-242	31	12	form	form	NOUN
aeasj-242	31	13	of	of	ADP
aeasj-242	31	14	short	short	ADJ
aeasj-242	31	15	term	term	NOUN
aeasj-242	31	16	credit	credit	NOUN
aeasj-242	31	17	,	,	PUNCT
aeasj-242	31	18	medium	medium	ADJ
aeasj-242	31	19	term	term	NOUN
aeasj-242	31	20	credit	credit	NOUN
aeasj-242	31	21	,	,	PUNCT
aeasj-242	31	22	long	long	ADJ
aeasj-242	31	23	term	term	NOUN
aeasj-242	31	24	credit	credit	NOUN
aeasj-242	31	25	and	and	CCONJ
aeasj-242	31	26	contingent	contingent	ADJ
aeasj-242	31	27	fund	fund	NOUN
aeasj-242	31	28	.	.	PUNCT
aeasj-242	32	1	thus	thus	ADV
aeasj-242	32	2	,	,	PUNCT
aeasj-242	32	3	these	these	DET
aeasj-242	32	4	bank	bank	NOUN
aeasj-242	32	5	credits	credit	NOUN
aeasj-242	32	6	to	to	ADP
aeasj-242	32	7	a	a	DET
aeasj-242	32	8	reasonable	reasonable	ADJ
aeasj-242	32	9	extends	extend	NOUN
aeasj-242	32	10	,	,	PUNCT
aeasj-242	32	11	exert	exert	VERB
aeasj-242	32	12	reasonable	reasonable	ADJ
aeasj-242	32	13	influence	influence	NOUN
aeasj-242	32	14	on	on	ADP
aeasj-242	32	15	the	the	DET
aeasj-242	32	16	pattern	pattern	NOUN
aeasj-242	32	17	and	and	CCONJ
aeasj-242	32	18	trend	trend	NOUN
aeasj-242	32	19	of	of	ADP
aeasj-242	32	20	economic	economic	ADJ
aeasj-242	32	21	growth	growth	NOUN
aeasj-242	32	22	in	in	ADP
aeasj-242	32	23	nigeria	nigeria	PROPN
aeasj-242	32	24	.	.	PUNCT
aeasj-242	33	1	there	there	PRON
aeasj-242	33	2	is	be	VERB
aeasj-242	33	3	a	a	DET
aeasj-242	33	4	general	general	ADJ
aeasj-242	33	5	consensus	consensus	NOUN
aeasj-242	33	6	that	that	SCONJ
aeasj-242	33	7	for	for	SCONJ
aeasj-242	33	8	economic	economic	ADJ
aeasj-242	33	9	growth	growth	NOUN
aeasj-242	33	10	to	to	PART
aeasj-242	33	11	take	take	VERB
aeasj-242	33	12	place	place	NOUN
aeasj-242	33	13	there	there	PRON
aeasj-242	33	14	should	should	AUX
aeasj-242	33	15	be	be	AUX
aeasj-242	33	16	strong	strong	ADJ
aeasj-242	33	17	support	support	NOUN
aeasj-242	33	18	from	from	ADP
aeasj-242	33	19	the	the	DET
aeasj-242	33	20	financial	financial	ADJ
aeasj-242	33	21	sector	sector	NOUN
aeasj-242	33	22	which	which	PRON
aeasj-242	33	23	provides	provide	VERB
aeasj-242	33	24	a	a	DET
aeasj-242	33	25	source	source	NOUN
aeasj-242	33	26	of	of	ADP
aeasj-242	33	27	funds	fund	NOUN
aeasj-242	33	28	.	.	PUNCT
aeasj-242	34	1	the	the	DET
aeasj-242	34	2	role	role	NOUN
aeasj-242	34	3	played	play	VERB
aeasj-242	34	4	by	by	ADP
aeasj-242	34	5	finance	finance	NOUN
aeasj-242	34	6	of	of	ADP
aeasj-242	34	7	bringing	bring	VERB
aeasj-242	34	8	together	together	ADP
aeasj-242	34	9	borrowers	borrower	NOUN
aeasj-242	34	10	and	and	CCONJ
aeasj-242	34	11	lenders	lender	NOUN
aeasj-242	34	12	can	can	AUX
aeasj-242	34	13	not	not	PART
aeasj-242	34	14	be	be	AUX
aeasj-242	34	15	under	under	ADP
aeasj-242	34	16	estimated	estimate	VERB
aeasj-242	34	17	in	in	ADP
aeasj-242	34	18	the	the	DET
aeasj-242	34	19	modern	modern	ADJ
aeasj-242	34	20	society	society	NOUN
aeasj-242	34	21	.	.	PUNCT
aeasj-242	35	1	the	the	DET
aeasj-242	35	2	important	important	ADJ
aeasj-242	35	3	role	role	NOUN
aeasj-242	35	4	of	of	ADP
aeasj-242	35	5	financial	financial	ADJ
aeasj-242	35	6	development	development	NOUN
aeasj-242	35	7	in	in	ADP
aeasj-242	35	8	fostering	foster	VERB
aeasj-242	35	9	growth	growth	NOUN
aeasj-242	35	10	and	and	CCONJ
aeasj-242	35	11	that	that	SCONJ
aeasj-242	35	12	their	their	PRON
aeasj-242	35	13	association	association	NOUN
aeasj-242	35	14	is	be	AUX
aeasj-242	35	15	of	of	ADP
aeasj-242	35	16	a	a	DET
aeasj-242	35	17	long	long	ADJ
aeasj-242	35	18	term	term	NOUN
aeasj-242	35	19	is	be	AUX
aeasj-242	35	20	supported	support	VERB
aeasj-242	35	21	by	by	ADP
aeasj-242	35	22	several	several	ADJ
aeasj-242	35	23	studies	study	NOUN
aeasj-242	35	24	,	,	PUNCT
aeasj-242	35	25	(	(	PUNCT
aeasj-242	35	26	cecchetti	cecchetti	NOUN
aeasj-242	35	27	and	and	CCONJ
aeasj-242	35	28	kharroubi	kharroubi	ADJ
aeasj-242	35	29	(	(	PUNCT
aeasj-242	35	30	2012	2012	NUM
aeasj-242	35	31	)	)	PUNCT
aeasj-242	35	32	,	,	PUNCT
aeasj-242	35	33	osman	osman	NOUN
aeasj-242	35	34	(	(	PUNCT
aeasj-242	35	35	2014	2014	NUM
aeasj-242	35	36	)	)	PUNCT
aeasj-242	35	37	)	)	PUNCT
aeasj-242	35	38	.	.	PUNCT
aeasj-242	36	1	the	the	DET
aeasj-242	36	2	banking	banking	NOUN
aeasj-242	36	3	sector	sector	NOUN
aeasj-242	36	4	attracts	attract	VERB
aeasj-242	36	5	deposits	deposit	NOUN
aeasj-242	36	6	which	which	PRON
aeasj-242	36	7	can	can	AUX
aeasj-242	36	8	either	either	CCONJ
aeasj-242	36	9	lie	lie	VERB
aeasj-242	36	10	idle	idle	ADJ
aeasj-242	36	11	or	or	CCONJ
aeasj-242	36	12	be	be	AUX
aeasj-242	36	13	used	use	VERB
aeasj-242	36	14	productively	productively	ADV
aeasj-242	36	15	.	.	PUNCT
aeasj-242	37	1	the	the	DET
aeasj-242	37	2	banking	banking	NOUN
aeasj-242	37	3	sector	sector	NOUN
aeasj-242	37	4	changes	change	VERB
aeasj-242	37	5	deposits	deposit	NOUN
aeasj-242	37	6	into	into	ADP
aeasj-242	37	7	assets	asset	NOUN
aeasj-242	37	8	that	that	PRON
aeasj-242	37	9	are	be	AUX
aeasj-242	37	10	advanced	advanced	ADJ
aeasj-242	37	11	to	to	ADP
aeasj-242	37	12	the	the	DET
aeasj-242	37	13	private	private	ADJ
aeasj-242	37	14	sector	sector	NOUN
aeasj-242	37	15	.	.	PUNCT
aeasj-242	38	1	the	the	DET
aeasj-242	38	2	private	private	ADJ
aeasj-242	38	3	sector	sector	NOUN
aeasj-242	38	4	supports	support	VERB
aeasj-242	38	5	economic	economic	ADJ
aeasj-242	38	6	growth	growth	NOUN
aeasj-242	38	7	in	in	ADP
aeasj-242	38	8	the	the	DET
aeasj-242	38	9	country	country	NOUN
aeasj-242	38	10	and	and	CCONJ
aeasj-242	38	11	the	the	DET
aeasj-242	38	12	availability	availability	NOUN
aeasj-242	38	13	of	of	ADP
aeasj-242	38	14	financial	financial	ADJ
aeasj-242	38	15	assets	asset	NOUN
aeasj-242	38	16	provides	provide	VERB
aeasj-242	38	17	huge	huge	ADJ
aeasj-242	38	18	mileage	mileage	NOUN
aeasj-242	38	19	to	to	ADP
aeasj-242	38	20	this	this	DET
aeasj-242	38	21	sector	sector	NOUN
aeasj-242	38	22	in	in	ADP
aeasj-242	38	23	advancing	advance	VERB
aeasj-242	38	24	growth	growth	NOUN
aeasj-242	38	25	.	.	PUNCT
aeasj-242	39	1	these	these	DET
aeasj-242	39	2	resources	resource	NOUN
aeasj-242	39	3	can	can	AUX
aeasj-242	39	4	be	be	AUX
aeasj-242	39	5	in	in	ADP
aeasj-242	39	6	the	the	DET
aeasj-242	39	7	form	form	NOUN
aeasj-242	39	8	loans	loan	NOUN
aeasj-242	39	9	,	,	PUNCT
aeasj-242	39	10	non	non	ADJ
aeasj-242	39	11	-	-	ADJ
aeasj-242	39	12	equity	equity	ADJ
aeasj-242	39	13	securities	security	NOUN
aeasj-242	39	14	,	,	PUNCT
aeasj-242	39	15	trade	trade	NOUN
aeasj-242	39	16	credit	credit	NOUN
aeasj-242	39	17	and	and	CCONJ
aeasj-242	39	18	accounts	account	NOUN
aeasj-242	39	19	receivables	receivable	NOUN
aeasj-242	39	20	which	which	PRON
aeasj-242	39	21	generate	generate	VERB
aeasj-242	39	22	a	a	DET
aeasj-242	39	23	claim	claim	NOUN
aeasj-242	39	24	for	for	ADP
aeasj-242	39	25	repayment	repayment	NOUN
aeasj-242	39	26	.	.	PUNCT
aeasj-242	40	1	the	the	DET
aeasj-242	40	2	amount	amount	NOUN
aeasj-242	40	3	of	of	ADP
aeasj-242	40	4	resources	resource	NOUN
aeasj-242	40	5	available	available	ADJ
aeasj-242	40	6	is	be	AUX
aeasj-242	40	7	limited	limit	VERB
aeasj-242	40	8	due	due	ADP
aeasj-242	40	9	to	to	ADP
aeasj-242	40	10	the	the	DET
aeasj-242	40	11	fact	fact	NOUN
aeasj-242	40	12	that	that	SCONJ
aeasj-242	40	13	part	part	NOUN
aeasj-242	40	14	of	of	ADP
aeasj-242	40	15	it	it	PRON
aeasj-242	40	16	is	be	AUX
aeasj-242	40	17	taken	take	VERB
aeasj-242	40	18	by	by	ADP
aeasj-242	40	19	the	the	DET
aeasj-242	40	20	government	government	NOUN
aeasj-242	40	21	.	.	PUNCT
aeasj-242	41	1	the	the	DET
aeasj-242	41	2	advancement	advancement	NOUN
aeasj-242	41	3	of	of	ADP
aeasj-242	41	4	debt	debt	NOUN
aeasj-242	41	5	to	to	ADP
aeasj-242	41	6	the	the	DET
aeasj-242	41	7	government	government	NOUN
aeasj-242	41	8	has	have	VERB
aeasj-242	41	9	a	a	DET
aeasj-242	41	10	potential	potential	NOUN
aeasj-242	41	11	of	of	ADP
aeasj-242	41	12	crowding	crowd	VERB
aeasj-242	41	13	out	out	ADP
aeasj-242	41	14	debt	debt	NOUN
aeasj-242	41	15	to	to	ADP
aeasj-242	41	16	the	the	DET
aeasj-242	41	17	private	private	ADJ
aeasj-242	41	18	sector	sector	NOUN
aeasj-242	41	19	which	which	PRON
aeasj-242	41	20	subsequently	subsequently	ADV
aeasj-242	41	21	affects	affect	VERB
aeasj-242	41	22	growth	growth	NOUN
aeasj-242	41	23	of	of	ADP
aeasj-242	41	24	output	output	NOUN
aeasj-242	41	25	.	.	PUNCT
aeasj-242	42	1	credit	credit	NOUN
aeasj-242	42	2	to	to	ADP
aeasj-242	42	3	the	the	DET
aeasj-242	42	4	private	private	ADJ
aeasj-242	42	5	sector	sector	NOUN
aeasj-242	42	6	can	can	AUX
aeasj-242	42	7	have	have	VERB
aeasj-242	42	8	a	a	DET
aeasj-242	42	9	positive	positive	ADJ
aeasj-242	42	10	impact	impact	NOUN
aeasj-242	42	11	on	on	ADP
aeasj-242	42	12	sectoral	sectoral	ADJ
aeasj-242	42	13	gdp	gdp	NOUN
aeasj-242	42	14	,	,	PUNCT
aeasj-242	42	15	(	(	PUNCT
aeasj-242	42	16	were	be	AUX
aeasj-242	42	17	et	et	PROPN
aeasj-242	42	18	al	al	PROPN
aeasj-242	42	19	(	(	PUNCT
aeasj-242	42	20	2012	2012	NUM
aeasj-242	42	21	)	)	PUNCT
aeasj-242	42	22	and	and	CCONJ
aeasj-242	42	23	iqbal	iqbal	PROPN
aeasj-242	42	24	et	et	PROPN
aeasj-242	42	25	al	al	PROPN
aeasj-242	42	26	(	(	PUNCT
aeasj-242	42	27	2012	2012	NUM
aeasj-242	42	28	)	)	PUNCT
aeasj-242	42	29	)	)	PUNCT
aeasj-242	42	30	.	.	PUNCT
aeasj-242	43	1	2	2	X
aeasj-242	43	2	.	.	X
aeasj-242	43	3	statement	statement	NOUN
aeasj-242	43	4	of	of	ADP
aeasj-242	43	5	the	the	DET
aeasj-242	43	6	problem	problem	NOUN
aeasj-242	43	7	modern	modern	ADJ
aeasj-242	43	8	theories	theory	NOUN
aeasj-242	43	9	of	of	ADP
aeasj-242	43	10	economic	economic	ADJ
aeasj-242	43	11	growth	growth	NOUN
aeasj-242	43	12	have	have	AUX
aeasj-242	43	13	attempted	attempt	VERB
aeasj-242	43	14	to	to	PART
aeasj-242	43	15	explain	explain	VERB
aeasj-242	43	16	the	the	DET
aeasj-242	43	17	relationship	relationship	NOUN
aeasj-242	43	18	between	between	ADP
aeasj-242	43	19	the	the	DET
aeasj-242	43	20	private	private	ADJ
aeasj-242	43	21	sector	sector	NOUN
aeasj-242	43	22	credit	credit	NOUN
aeasj-242	43	23	and	and	CCONJ
aeasj-242	43	24	economy	economy	NOUN
aeasj-242	43	25	growth	growth	NOUN
aeasj-242	43	26	factors	factor	NOUN
aeasj-242	43	27	and	and	CCONJ
aeasj-242	43	28	specify	specify	VERB
aeasj-242	43	29	the	the	DET
aeasj-242	43	30	condition	condition	NOUN
aeasj-242	43	31	under	under	ADP
aeasj-242	43	32	which	which	PRON
aeasj-242	43	33	an	an	DET
aeasj-242	43	34	economy	economy	NOUN
aeasj-242	43	35	would	would	AUX
aeasj-242	43	36	steadily	steadily	ADV
aeasj-242	43	37	grow	grow	VERB
aeasj-242	43	38	on	on	ADP
aeasj-242	43	39	the	the	DET
aeasj-242	43	40	equilibrium	equilibrium	NOUN
aeasj-242	43	41	path	path	NOUN
aeasj-242	43	42	.	.	PUNCT
aeasj-242	44	1	most	most	ADV
aeasj-242	44	2	economical	economical	ADJ
aeasj-242	44	3	of	of	ADP
aeasj-242	44	4	the	the	DET
aeasj-242	44	5	world	world	NOUN
aeasj-242	44	6	have	have	AUX
aeasj-242	44	7	experienced	experience	VERB
aeasj-242	44	8	business	business	NOUN
aeasj-242	44	9	cycles	cycle	NOUN
aeasj-242	44	10	at	at	ADP
aeasj-242	44	11	different	different	ADJ
aeasj-242	44	12	stages	stage	NOUN
aeasj-242	44	13	of	of	ADP
aeasj-242	44	14	their	their	PRON
aeasj-242	44	15	economic	economic	ADJ
aeasj-242	44	16	growth	growth	NOUN
aeasj-242	44	17	.	.	PUNCT
aeasj-242	45	1	the	the	DET
aeasj-242	45	2	economic	economic	ADJ
aeasj-242	45	3	history	history	NOUN
aeasj-242	45	4	of	of	ADP
aeasj-242	45	5	various	various	ADJ
aeasj-242	45	6	economies	economy	NOUN
aeasj-242	45	7	is	be	AUX
aeasj-242	45	8	in	in	ADP
aeasj-242	45	9	fact	fact	NOUN
aeasj-242	45	10	a	a	DET
aeasj-242	45	11	history	history	NOUN
aeasj-242	45	12	of	of	ADP
aeasj-242	45	13	ups	up	NOUN
aeasj-242	45	14	and	and	CCONJ
aeasj-242	45	15	downs	down	NOUN
aeasj-242	45	16	,	,	PUNCT
aeasj-242	45	17	booms	boom	NOUN
aeasj-242	45	18	and	and	CCONJ
aeasj-242	45	19	slump	slump	VERB
aeasj-242	45	20	prosperity	prosperity	NOUN
aeasj-242	45	21	and	and	CCONJ
aeasj-242	45	22	depression	depression	NOUN
aeasj-242	45	23	.	.	PUNCT
aeasj-242	46	1	business	business	NOUN
aeasj-242	46	2	cycles	cycle	NOUN
aeasj-242	46	3	influence	influence	NOUN
aeasj-242	46	4	business	business	NOUN
aeasj-242	46	5	decisions	decision	NOUN
aeasj-242	46	6	tremendously	tremendously	ADV
aeasj-242	46	7	and	and	CCONJ
aeasj-242	46	8	set	set	VERB
aeasj-242	46	9	the	the	DET
aeasj-242	46	10	trend	trend	NOUN
aeasj-242	46	11	for	for	ADP
aeasj-242	46	12	future	future	ADJ
aeasj-242	46	13	business	business	NOUN
aeasj-242	46	14	.	.	PUNCT
aeasj-242	47	1	the	the	DET
aeasj-242	47	2	period	period	NOUN
aeasj-242	47	3	of	of	ADP
aeasj-242	47	4	prosperity	prosperity	NOUN
aeasj-242	47	5	opens	open	VERB
aeasj-242	47	6	up	up	ADP
aeasj-242	47	7	new	new	ADJ
aeasj-242	47	8	and	and	CCONJ
aeasj-242	47	9	longer	long	ADJ
aeasj-242	47	10	opportunities	opportunity	NOUN
aeasj-242	47	11	for	for	ADP
aeasj-242	47	12	investment	investment	NOUN
aeasj-242	47	13	,	,	PUNCT
aeasj-242	47	14	employment	employment	NOUN
aeasj-242	47	15	and	and	CCONJ
aeasj-242	47	16	production	production	NOUN
aeasj-242	47	17	and	and	CCONJ
aeasj-242	47	18	thereby	thereby	ADV
aeasj-242	47	19	promotes	promote	VERB
aeasj-242	47	20	business	business	NOUN
aeasj-242	47	21	.	.	PUNCT
aeasj-242	48	1	on	on	ADP
aeasj-242	48	2	the	the	DET
aeasj-242	48	3	contrary	contrary	NOUN
aeasj-242	48	4	,	,	PUNCT
aeasj-242	48	5	the	the	DET
aeasj-242	48	6	period	period	NOUN
aeasj-242	48	7	of	of	ADP
aeasj-242	48	8	depression	depression	NOUN
aeasj-242	48	9	reduces	reduce	VERB
aeasj-242	48	10	business	business	NOUN
aeasj-242	48	11	opportunities	opportunity	NOUN
aeasj-242	48	12	.	.	PUNCT
aeasj-242	49	1	a	a	DET
aeasj-242	49	2	profit	profit	NOUN
aeasj-242	49	3	maximizing	maximize	VERB
aeasj-242	49	4	entrepreneurs	entrepreneur	NOUN
aeasj-242	49	5	must	must	AUX
aeasj-242	49	6	therefore	therefore	ADV
aeasj-242	49	7	,	,	PUNCT
aeasj-242	49	8	analyse	analyse	VERB
aeasj-242	49	9	the	the	DET
aeasj-242	49	10	economic	economic	ADJ
aeasj-242	49	11	environment	environment	NOUN
aeasj-242	49	12	of	of	ADP
aeasj-242	49	13	the	the	DET
aeasj-242	49	14	period	period	NOUN
aeasj-242	49	15	relevant	relevant	ADJ
aeasj-242	49	16	for	for	ADP
aeasj-242	49	17	his	his	PRON
aeasj-242	49	18	important	important	ADJ
aeasj-242	49	19	business	business	NOUN
aeasj-242	49	20	decision	decision	NOUN
aeasj-242	49	21	particularly	particularly	ADV
aeasj-242	49	22	those	those	PRON
aeasj-242	49	23	pertaining	pertain	VERB
aeasj-242	49	24	to	to	PART
aeasj-242	49	25	forward	forward	ADV
aeasj-242	49	26	planning	plan	VERB
aeasj-242	49	27	.	.	PUNCT
aeasj-242	50	1	according	accord	VERB
aeasj-242	50	2	to	to	ADP
aeasj-242	50	3	dwivedi	dwivedi	PROPN
aeasj-242	50	4	,	,	PUNCT
aeasj-242	50	5	(	(	PUNCT
aeasj-242	50	6	2008	2008	NUM
aeasj-242	50	7	)	)	PUNCT
aeasj-242	50	8	,	,	PUNCT
aeasj-242	50	9	business	business	NOUN
aeasj-242	50	10	cycle	cycle	NOUN
aeasj-242	50	11	theories	theory	NOUN
aeasj-242	50	12	lay	lie	VERB
aeasj-242	50	13	major	major	ADJ
aeasj-242	50	14	emphasis	emphasis	NOUN
aeasj-242	50	15	on	on	ADP
aeasj-242	50	16	the	the	DET
aeasj-242	50	17	monetary	monetary	ADJ
aeasj-242	50	18	and	and	CCONJ
aeasj-242	50	19	credit	credit	NOUN
aeasj-242	50	20	system	system	NOUN
aeasj-242	50	21	in	in	ADP
aeasj-242	50	22	their	their	PRON
aeasj-242	50	23	analysis	analysis	NOUN
aeasj-242	50	24	of	of	ADP
aeasj-242	50	25	business	business	NOUN
aeasj-242	50	26	cycle	cycle	NOUN
aeasj-242	50	27	popularly	popularly	ADV
aeasj-242	50	28	refers	refer	VERB
aeasj-242	50	29	to	to	ADP
aeasj-242	50	30	as	as	ADP
aeasj-242	50	31	monetary	monetary	ADJ
aeasj-242	50	32	theory	theory	NOUN
aeasj-242	50	33	of	of	ADP
aeasj-242	50	34	business	business	NOUN
aeasj-242	50	35	cycle	cycle	NOUN
aeasj-242	50	36	.	.	PUNCT
aeasj-242	51	1	according	accord	VERB
aeasj-242	51	2	to	to	ADP
aeasj-242	51	3	this	this	DET
aeasj-242	51	4	theory	theory	NOUN
aeasj-242	51	5	the	the	DET
aeasj-242	51	6	main	main	ADJ
aeasj-242	51	7	cause	cause	NOUN
aeasj-242	51	8	of	of	ADP
aeasj-242	51	9	business	business	NOUN
aeasj-242	51	10	cycle	cycle	NOUN
aeasj-242	51	11	is	be	AUX
aeasj-242	51	12	the	the	DET
aeasj-242	51	13	fluctuation	fluctuation	NOUN
aeasj-242	51	14	in	in	ADP
aeasj-242	51	15	monetary	monetary	ADJ
aeasj-242	51	16	and	and	CCONJ
aeasj-242	51	17	credit	credit	NOUN
aeasj-242	51	18	market	market	NOUN
aeasj-242	51	19	.	.	PUNCT
aeasj-242	52	1	the	the	DET
aeasj-242	52	2	fluctuation	fluctuation	NOUN
aeasj-242	52	3	in	in	ADP
aeasj-242	52	4	the	the	DET
aeasj-242	52	5	supply	supply	NOUN
aeasj-242	52	6	of	of	ADP
aeasj-242	52	7	money	money	NOUN
aeasj-242	52	8	and	and	CCONJ
aeasj-242	52	9	credit	credit	NOUN
aeasj-242	52	10	is	be	AUX
aeasj-242	52	11	the	the	DET
aeasj-242	52	12	basic	basic	ADJ
aeasj-242	52	13	causal	causal	ADJ
aeasj-242	52	14	factor	factor	NOUN
aeasj-242	52	15	at	at	ADP
aeasj-242	52	16	work	work	NOUN
aeasj-242	52	17	in	in	ADP
aeasj-242	52	18	cyclical	cyclical	ADJ
aeasj-242	52	19	process	process	NOUN
aeasj-242	52	20	.	.	PUNCT
aeasj-242	53	1	hawtrey	hawtrey	PROPN
aeasj-242	53	2	in	in	ADP
aeasj-242	53	3	dwivedi	dwivedi	PROPN
aeasj-242	53	4	,	,	PUNCT
aeasj-242	53	5	(	(	PUNCT
aeasj-242	53	6	2008	2008	NUM
aeasj-242	53	7	)	)	PUNCT
aeasj-242	53	8	,	,	PUNCT
aeasj-242	53	9	opens	open	VERB
aeasj-242	53	10	that	that	SCONJ
aeasj-242	53	11	business	business	NOUN
aeasj-242	53	12	cycles	cycle	NOUN
aeasj-242	53	13	are	be	AUX
aeasj-242	53	14	nothing	nothing	PRON
aeasj-242	53	15	but	but	SCONJ
aeasj-242	53	16	successive	successive	ADJ
aeasj-242	53	17	phases	phase	NOUN
aeasj-242	53	18	of	of	ADP
aeasj-242	53	19	inflation	inflation	NOUN
aeasj-242	53	20	and	and	CCONJ
aeasj-242	53	21	deflation	deflation	NOUN
aeasj-242	53	22	and	and	CCONJ
aeasj-242	53	23	all	all	DET
aeasj-242	53	24	the	the	DET
aeasj-242	53	25	changes	change	NOUN
aeasj-242	53	26	in	in	ADP
aeasj-242	53	27	the	the	DET
aeasj-242	53	28	level	level	NOUN
aeasj-242	53	29	of	of	ADP
aeasj-242	53	30	economic	economic	ADJ
aeasj-242	53	31	activities	activity	NOUN
aeasj-242	53	32	are	be	AUX
aeasj-242	53	33	only	only	ADV
aeasj-242	53	34	reflections	reflection	NOUN
aeasj-242	53	35	of	of	ADP
aeasj-242	53	36	changes	change	NOUN
aeasj-242	53	37	in	in	ADP
aeasj-242	53	38	money	money	NOUN
aeasj-242	53	39	flows	flow	NOUN
aeasj-242	53	40	.	.	PUNCT
aeasj-242	54	1	he	he	PRON
aeasj-242	54	2	stated	state	VERB
aeasj-242	54	3	further	far	ADV
aeasj-242	54	4	that	that	SCONJ
aeasj-242	54	5	when	when	SCONJ
aeasj-242	54	6	money	money	NOUN
aeasj-242	54	7	supply	supply	NOUN
aeasj-242	54	8	falls	fall	VERB
aeasj-242	54	9	,	,	PUNCT
aeasj-242	54	10	prices	price	NOUN
aeasj-242	54	11	decrease	decrease	VERB
aeasj-242	54	12	,	,	PUNCT
aeasj-242	54	13	profit	profit	NOUN
aeasj-242	54	14	decrease	decrease	NOUN
aeasj-242	54	15	,	,	PUNCT
aeasj-242	54	16	production	production	NOUN
aeasj-242	54	17	activities	activity	NOUN
aeasj-242	54	18	become	become	VERB
aeasj-242	54	19	sluggish	sluggish	ADJ
aeasj-242	54	20	and	and	CCONJ
aeasj-242	54	21	production	production	NOUN
aeasj-242	54	22	falls	fall	NOUN
aeasj-242	54	23	and	and	CCONJ
aeasj-242	54	24	when	when	SCONJ
aeasj-242	54	25	money	money	NOUN
aeasj-242	54	26	supply	supply	NOUN
aeasj-242	54	27	expands	expand	VERB
aeasj-242	54	28	,	,	PUNCT
aeasj-242	54	29	price	price	NOUN
aeasj-242	54	30	rise	rise	NOUN
aeasj-242	54	31	,	,	PUNCT
aeasj-242	54	32	profit	profit	NOUN
aeasj-242	54	33	increase	increase	NOUN
aeasj-242	54	34	and	and	CCONJ
aeasj-242	54	35	the	the	DET
aeasj-242	54	36	total	total	ADJ
aeasj-242	54	37	output	output	NOUN
aeasj-242	54	38	increases	increase	NOUN
aeasj-242	54	39	and	and	CCONJ
aeasj-242	54	40	finally	finally	ADV
aeasj-242	54	41	growth	growth	NOUN
aeasj-242	54	42	takes	take	VERB
aeasj-242	54	43	place	place	NOUN
aeasj-242	54	44	.	.	PUNCT
aeasj-242	55	1	he	he	PRON
aeasj-242	55	2	concluded	conclude	VERB
aeasj-242	55	3	that	that	SCONJ
aeasj-242	55	4	the	the	DET
aeasj-242	55	5	principal	principal	ADJ
aeasj-242	55	6	factor	factor	NOUN
aeasj-242	55	7	affecting	affect	VERB
aeasj-242	55	8	the	the	DET
aeasj-242	55	9	money	money	NOUN
aeasj-242	55	10	supply	supply	NOUN
aeasj-242	55	11	is	be	AUX
aeasj-242	55	12	the	the	DET
aeasj-242	55	13	credit	credit	NOUN
aeasj-242	55	14	mechanism	mechanism	NOUN
aeasj-242	55	15	i.e.	i.e.	X
aeasj-242	55	16	the	the	DET
aeasj-242	55	17	volume	volume	NOUN
aeasj-242	55	18	of	of	ADP
aeasj-242	55	19	credit	credit	NOUN
aeasj-242	55	20	created	create	VERB
aeasj-242	55	21	by	by	ADP
aeasj-242	55	22	the	the	DET
aeasj-242	55	23	banking	banking	NOUN
aeasj-242	55	24	and	and	CCONJ
aeasj-242	55	25	non	non	ADJ
aeasj-242	55	26	-	-	ADJ
aeasj-242	55	27	banking	banking	ADJ
aeasj-242	55	28	system	system	NOUN
aeasj-242	55	29	.	.	PUNCT
aeasj-242	56	1	following	follow	VERB
aeasj-242	56	2	this	this	DET
aeasj-242	56	3	assertion	assertion	NOUN
aeasj-242	56	4	that	that	SCONJ
aeasj-242	56	5	money	money	NOUN
aeasj-242	56	6	supply	supply	NOUN
aeasj-242	56	7	forms	form	VERB
aeasj-242	56	8	the	the	DET
aeasj-242	56	9	bedrock	bedrock	NOUN
aeasj-242	56	10	of	of	ADP
aeasj-242	56	11	business	business	NOUN
aeasj-242	56	12	cycle	cycle	NOUN
aeasj-242	56	13	through	through	ADP
aeasj-242	56	14	credit	credit	NOUN
aeasj-242	56	15	flow	flow	NOUN
aeasj-242	56	16	into	into	ADP
aeasj-242	56	17	the	the	DET
aeasj-242	56	18	system	system	NOUN
aeasj-242	56	19	;	;	PUNCT
aeasj-242	56	20	it	it	PRON
aeasj-242	56	21	is	be	AUX
aeasj-242	56	22	imperative	imperative	ADJ
aeasj-242	56	23	to	to	PART
aeasj-242	56	24	look	look	VERB
aeasj-242	56	25	intently	intently	ADV
aeasj-242	56	26	at	at	ADP
aeasj-242	56	27	various	various	ADJ
aeasj-242	56	28	factors	factor	NOUN
aeasj-242	56	29	that	that	PRON
aeasj-242	56	30	would	would	AUX
aeasj-242	56	31	copyright	copyright	VERB
aeasj-242	56	32	©	©	PROPN
aeasj-242	56	33	cc	cc	PROPN
aeasj-242	56	34	-	-	PUNCT
aeasj-242	56	35	by	by	ADP
aeasj-242	56	36	-	-	PUNCT
aeasj-242	56	37	nc	nc	PROPN
aeasj-242	56	38	2019	2019	NUM
aeasj-242	56	39	,	,	PUNCT
aeasj-242	56	40	cribfb	cribfb	VERB
aeasj-242	56	41	|	|	ADV
aeasj-242	56	42	aesr	aesr	ADV
aeasj-242	56	43	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	56	44	american	american	PROPN
aeasj-242	56	45	economic	economic	PROPN
aeasj-242	56	46	&	&	CCONJ
aeasj-242	56	47	social	social	PROPN
aeasj-242	56	48	review	review	PROPN
aeasj-242	56	49	vol	vol	NOUN
aeasj-242	56	50	.	.	PROPN
aeasj-242	57	1	5	5	NUM
aeasj-242	57	2	,	,	PUNCT
aeasj-242	57	3	no	no	INTJ
aeasj-242	57	4	.	.	NOUN
aeasj-242	57	5	1	1	NUM
aeasj-242	57	6	;	;	PUNCT
aeasj-242	57	7	2019	2019	NUM
aeasj-242	57	8	12	12	NUM
aeasj-242	57	9	determine	determine	VERB
aeasj-242	57	10	the	the	DET
aeasj-242	57	11	volume	volume	NOUN
aeasj-242	57	12	of	of	ADP
aeasj-242	57	13	credits	credit	NOUN
aeasj-242	57	14	that	that	PRON
aeasj-242	57	15	goes	go	VERB
aeasj-242	57	16	into	into	ADP
aeasj-242	57	17	the	the	DET
aeasj-242	57	18	economy	economy	NOUN
aeasj-242	57	19	at	at	ADP
aeasj-242	57	20	a	a	DET
aeasj-242	57	21	particular	particular	ADJ
aeasj-242	57	22	period	period	NOUN
aeasj-242	57	23	of	of	ADP
aeasj-242	57	24	time	time	NOUN
aeasj-242	57	25	so	so	SCONJ
aeasj-242	57	26	as	as	SCONJ
aeasj-242	57	27	to	to	PART
aeasj-242	57	28	maintain	maintain	VERB
aeasj-242	57	29	economic	economic	ADJ
aeasj-242	57	30	stability	stability	NOUN
aeasj-242	57	31	.	.	PUNCT
aeasj-242	58	1	3	3	X
aeasj-242	58	2	.	.	X
aeasj-242	58	3	objectives	objective	NOUN
aeasj-242	58	4	of	of	ADP
aeasj-242	58	5	the	the	DET
aeasj-242	58	6	study	study	NOUN
aeasj-242	58	7	the	the	DET
aeasj-242	58	8	major	major	ADJ
aeasj-242	58	9	objective	objective	NOUN
aeasj-242	58	10	of	of	ADP
aeasj-242	58	11	this	this	DET
aeasj-242	58	12	study	study	NOUN
aeasj-242	58	13	is	be	AUX
aeasj-242	58	14	to	to	PART
aeasj-242	58	15	examine	examine	VERB
aeasj-242	58	16	the	the	DET
aeasj-242	58	17	relationship	relationship	NOUN
aeasj-242	58	18	between	between	ADP
aeasj-242	58	19	private	private	ADJ
aeasj-242	58	20	sector	sector	NOUN
aeasj-242	58	21	credit	credit	NOUN
aeasj-242	58	22	and	and	CCONJ
aeasj-242	58	23	gross	gross	ADJ
aeasj-242	58	24	domestic	domestic	ADJ
aeasj-242	58	25	product	product	NOUN
aeasj-242	58	26	.	.	PUNCT
aeasj-242	59	1	specific	specific	ADJ
aeasj-242	59	2	objectives	objective	NOUN
aeasj-242	59	3	are	be	AUX
aeasj-242	59	4	to	to	ADP
aeasj-242	59	5	:	:	PUNCT
aeasj-242	59	6			X
aeasj-242	59	7	examine	examine	VERB
aeasj-242	59	8	the	the	DET
aeasj-242	59	9	relationship	relationship	NOUN
aeasj-242	59	10	between	between	ADP
aeasj-242	59	11	credits	credit	NOUN
aeasj-242	59	12	to	to	ADP
aeasj-242	59	13	private	private	ADJ
aeasj-242	59	14	sector	sector	NOUN
aeasj-242	59	15	and	and	CCONJ
aeasj-242	59	16	money	money	NOUN
aeasj-242	59	17	supply	supply	NOUN
aeasj-242	59	18	in	in	ADP
aeasj-242	59	19	nigeria	nigeria	PROPN
aeasj-242	59	20	.	.	PUNCT
aeasj-242	60	1			PROPN
aeasj-242	60	2	examine	examine	VERB
aeasj-242	60	3	the	the	DET
aeasj-242	60	4	relationship	relationship	NOUN
aeasj-242	60	5	between	between	ADP
aeasj-242	60	6	gross	gross	ADJ
aeasj-242	60	7	domestic	domestic	ADJ
aeasj-242	60	8	product	product	NOUN
aeasj-242	60	9	and	and	CCONJ
aeasj-242	60	10	credit	credit	NOUN
aeasj-242	60	11	to	to	ADP
aeasj-242	60	12	private	private	ADJ
aeasj-242	60	13	sector	sector	NOUN
aeasj-242	60	14	in	in	ADP
aeasj-242	60	15	nigeria	nigeria	PROPN
aeasj-242	60	16	.	.	PUNCT
aeasj-242	61	1	4	4	X
aeasj-242	61	2	.	.	X
aeasj-242	61	3	statement	statement	NOUN
aeasj-242	61	4	of	of	ADP
aeasj-242	61	5	hypotheses	hypothesis	NOUN
aeasj-242	61	6			X
aeasj-242	61	7	ho	ho	NOUN
aeasj-242	61	8	:	:	PUNCT
aeasj-242	61	9	there	there	PRON
aeasj-242	61	10	is	be	VERB
aeasj-242	61	11	no	no	DET
aeasj-242	61	12	significant	significant	ADJ
aeasj-242	61	13	relationship	relationship	NOUN
aeasj-242	61	14	between	between	ADP
aeasj-242	61	15	credits	credit	NOUN
aeasj-242	61	16	to	to	ADP
aeasj-242	61	17	private	private	ADJ
aeasj-242	61	18	sector	sector	NOUN
aeasj-242	61	19	and	and	CCONJ
aeasj-242	61	20	money	money	NOUN
aeasj-242	61	21	supply	supply	NOUN
aeasj-242	61	22	in	in	ADP
aeasj-242	61	23	nigeria	nigeria	PROPN
aeasj-242	61	24	.	.	PUNCT
aeasj-242	61	25			PUNCT
aeasj-242	62	1	ho	ho	PROPN
aeasj-242	62	2	:	:	PUNCT
aeasj-242	62	3	there	there	PRON
aeasj-242	62	4	is	be	VERB
aeasj-242	62	5	no	no	DET
aeasj-242	62	6	significant	significant	ADJ
aeasj-242	62	7	relationship	relationship	NOUN
aeasj-242	62	8	between	between	ADP
aeasj-242	62	9	gross	gross	ADJ
aeasj-242	62	10	domestic	domestic	ADJ
aeasj-242	62	11	product	product	NOUN
aeasj-242	62	12	and	and	CCONJ
aeasj-242	62	13	credit	credit	NOUN
aeasj-242	62	14	to	to	ADP
aeasj-242	62	15	private	private	ADJ
aeasj-242	62	16	sector	sector	NOUN
aeasj-242	62	17	in	in	ADP
aeasj-242	62	18	nigeria	nigeria	PROPN
aeasj-242	62	19	.	.	PUNCT
aeasj-242	63	1	5	5	X
aeasj-242	63	2	.	.	NOUN
aeasj-242	63	3	significance	significance	NOUN
aeasj-242	63	4	of	of	ADP
aeasj-242	63	5	the	the	DET
aeasj-242	63	6	study	study	NOUN
aeasj-242	63	7	there	there	PRON
aeasj-242	63	8	is	be	VERB
aeasj-242	63	9	the	the	DET
aeasj-242	63	10	need	need	NOUN
aeasj-242	63	11	to	to	PART
aeasj-242	63	12	deepen	deepen	VERB
aeasj-242	63	13	the	the	DET
aeasj-242	63	14	financial	financial	ADJ
aeasj-242	63	15	sector	sector	NOUN
aeasj-242	63	16	and	and	CCONJ
aeasj-242	63	17	reposition	reposition	VERB
aeasj-242	63	18	it	it	PRON
aeasj-242	63	19	for	for	ADP
aeasj-242	63	20	growth	growth	NOUN
aeasj-242	63	21	and	and	CCONJ
aeasj-242	63	22	integration	integration	NOUN
aeasj-242	63	23	into	into	ADP
aeasj-242	63	24	the	the	DET
aeasj-242	63	25	global	global	ADJ
aeasj-242	63	26	financial	financial	ADJ
aeasj-242	63	27	system	system	NOUN
aeasj-242	63	28	in	in	ADP
aeasj-242	63	29	conformity	conformity	NOUN
aeasj-242	63	30	with	with	ADP
aeasj-242	63	31	international	international	ADJ
aeasj-242	63	32	best	good	ADJ
aeasj-242	63	33	practices	practice	NOUN
aeasj-242	63	34	.	.	PUNCT
aeasj-242	64	1	one	one	NUM
aeasj-242	64	2	of	of	ADP
aeasj-242	64	3	the	the	DET
aeasj-242	64	4	most	most	ADV
aeasj-242	64	5	important	important	ADJ
aeasj-242	64	6	policy	policy	NOUN
aeasj-242	64	7	concerns	concern	NOUN
aeasj-242	64	8	in	in	ADP
aeasj-242	64	9	most	most	ADJ
aeasj-242	64	10	countries	country	NOUN
aeasj-242	64	11	is	be	AUX
aeasj-242	64	12	the	the	DET
aeasj-242	64	13	effect	effect	NOUN
aeasj-242	64	14	of	of	ADP
aeasj-242	64	15	private	private	ADJ
aeasj-242	64	16	sector	sector	NOUN
aeasj-242	64	17	credit	credit	NOUN
aeasj-242	64	18	on	on	ADP
aeasj-242	64	19	growth	growth	NOUN
aeasj-242	64	20	and	and	CCONJ
aeasj-242	64	21	development	development	NOUN
aeasj-242	64	22	.	.	PUNCT
aeasj-242	65	1	this	this	DET
aeasj-242	65	2	study	study	NOUN
aeasj-242	65	3	is	be	AUX
aeasj-242	65	4	important	important	ADJ
aeasj-242	65	5	at	at	ADP
aeasj-242	65	6	this	this	DET
aeasj-242	65	7	level	level	NOUN
aeasj-242	65	8	of	of	ADP
aeasj-242	65	9	economic	economic	ADJ
aeasj-242	65	10	development	development	NOUN
aeasj-242	65	11	when	when	SCONJ
aeasj-242	65	12	efforts	effort	NOUN
aeasj-242	65	13	are	be	AUX
aeasj-242	65	14	being	be	AUX
aeasj-242	65	15	made	make	VERB
aeasj-242	65	16	to	to	PART
aeasj-242	65	17	reposition	reposition	VERB
aeasj-242	65	18	the	the	DET
aeasj-242	65	19	financial	financial	ADJ
aeasj-242	65	20	system	system	NOUN
aeasj-242	65	21	to	to	PART
aeasj-242	65	22	enable	enable	VERB
aeasj-242	65	23	it	it	PRON
aeasj-242	65	24	play	play	VERB
aeasj-242	65	25	key	key	ADJ
aeasj-242	65	26	roles	role	NOUN
aeasj-242	65	27	in	in	ADP
aeasj-242	65	28	economic	economic	ADJ
aeasj-242	65	29	development	development	NOUN
aeasj-242	65	30	of	of	ADP
aeasj-242	65	31	nigeria	nigeria	PROPN
aeasj-242	65	32	.	.	PUNCT
aeasj-242	66	1	the	the	DET
aeasj-242	66	2	study	study	NOUN
aeasj-242	66	3	essentially	essentially	ADV
aeasj-242	66	4	examined	examine	VERB
aeasj-242	66	5	in	in	ADP
aeasj-242	66	6	an	an	DET
aeasj-242	66	7	empirical	empirical	ADJ
aeasj-242	66	8	manner	manner	NOUN
aeasj-242	66	9	,	,	PUNCT
aeasj-242	66	10	the	the	DET
aeasj-242	66	11	nature	nature	NOUN
aeasj-242	66	12	of	of	ADP
aeasj-242	66	13	financial	financial	ADJ
aeasj-242	66	14	deepening	deepening	NOUN
aeasj-242	66	15	in	in	ADP
aeasj-242	66	16	nigeria	nigeria	PROPN
aeasj-242	66	17	since	since	SCONJ
aeasj-242	66	18	2000	2000	NUM
aeasj-242	66	19	up	up	ADP
aeasj-242	66	20	to	to	ADP
aeasj-242	66	21	2017	2017	NUM
aeasj-242	66	22	representing	represent	VERB
aeasj-242	66	23	era	era	NOUN
aeasj-242	66	24	of	of	ADP
aeasj-242	66	25	financial	financial	ADJ
aeasj-242	66	26	sector	sector	NOUN
aeasj-242	66	27	reform	reform	NOUN
aeasj-242	66	28	in	in	ADP
aeasj-242	66	29	nigeria	nigeria	PROPN
aeasj-242	66	30	.	.	PUNCT
aeasj-242	67	1	the	the	DET
aeasj-242	67	2	study	study	NOUN
aeasj-242	67	3	ascertained	ascertain	VERB
aeasj-242	67	4	the	the	DET
aeasj-242	67	5	critical	critical	ADJ
aeasj-242	67	6	factors	factor	NOUN
aeasj-242	67	7	that	that	PRON
aeasj-242	67	8	have	have	AUX
aeasj-242	67	9	affected	affect	VERB
aeasj-242	67	10	the	the	DET
aeasj-242	67	11	level	level	NOUN
aeasj-242	67	12	of	of	ADP
aeasj-242	67	13	private	private	ADJ
aeasj-242	67	14	sector	sector	NOUN
aeasj-242	67	15	credit	credit	NOUN
aeasj-242	67	16	flows	flow	NOUN
aeasj-242	67	17	in	in	ADP
aeasj-242	67	18	nigeria	nigeria	PROPN
aeasj-242	67	19	.	.	PUNCT
aeasj-242	68	1	this	this	DET
aeasj-242	68	2	study	study	NOUN
aeasj-242	68	3	was	be	AUX
aeasj-242	68	4	justifiable	justifiable	ADJ
aeasj-242	68	5	since	since	SCONJ
aeasj-242	68	6	it	it	PRON
aeasj-242	68	7	employed	employ	VERB
aeasj-242	68	8	the	the	DET
aeasj-242	68	9	crucial	crucial	ADJ
aeasj-242	68	10	methodology	methodology	NOUN
aeasj-242	68	11	analysis	analysis	NOUN
aeasj-242	68	12	used	use	VERB
aeasj-242	68	13	in	in	ADP
aeasj-242	68	14	examining	examine	VERB
aeasj-242	68	15	the	the	DET
aeasj-242	68	16	flows	flow	NOUN
aeasj-242	68	17	of	of	ADP
aeasj-242	68	18	credit	credit	NOUN
aeasj-242	68	19	by	by	ADP
aeasj-242	68	20	financial	financial	ADJ
aeasj-242	68	21	institutions	institution	NOUN
aeasj-242	68	22	in	in	ADP
aeasj-242	68	23	nigeria	nigeria	PROPN
aeasj-242	68	24	.	.	PUNCT
aeasj-242	69	1	thus	thus	ADV
aeasj-242	69	2	,	,	PUNCT
aeasj-242	69	3	the	the	DET
aeasj-242	69	4	study	study	NOUN
aeasj-242	69	5	followed	follow	VERB
aeasj-242	69	6	the	the	DET
aeasj-242	69	7	work	work	NOUN
aeasj-242	69	8	of	of	ADP
aeasj-242	69	9	laffont	laffont	NOUN
aeasj-242	69	10	and	and	CCONJ
aeasj-242	69	11	garcia	garcia	PROPN
aeasj-242	69	12	(	(	PUNCT
aeasj-242	69	13	1977	1977	NUM
aeasj-242	69	14	)	)	PUNCT
aeasj-242	69	15	and	and	CCONJ
aeasj-242	69	16	blundell	blundell	PROPN
aeasj-242	69	17	-	-	PUNCT
aeasj-242	69	18	wignall	wignall	PROPN
aeasj-242	69	19	and	and	CCONJ
aeasj-242	69	20	gizycki	gizycki	NOUN
aeasj-242	69	21	(	(	PUNCT
aeasj-242	69	22	1992	1992	NUM
aeasj-242	69	23	)	)	PUNCT
aeasj-242	69	24	which	which	PRON
aeasj-242	69	25	was	be	AUX
aeasj-242	69	26	modified	modify	VERB
aeasj-242	69	27	to	to	PART
aeasj-242	69	28	suite	suite	VERB
aeasj-242	69	29	the	the	DET
aeasj-242	69	30	nigerian	nigerian	ADJ
aeasj-242	69	31	case	case	NOUN
aeasj-242	69	32	by	by	ADP
aeasj-242	69	33	adeoye	adeoye	PROPN
aeasj-242	69	34	(	(	PUNCT
aeasj-242	69	35	2003	2003	NUM
aeasj-242	69	36	)	)	PUNCT
aeasj-242	69	37	as	as	ADP
aeasj-242	69	38	a	a	DET
aeasj-242	69	39	result	result	NOUN
aeasj-242	69	40	of	of	ADP
aeasj-242	69	41	its	its	PRON
aeasj-242	69	42	distinguishing	distinguish	VERB
aeasj-242	69	43	factors	factor	NOUN
aeasj-242	69	44	that	that	PRON
aeasj-242	69	45	affect	affect	VERB
aeasj-242	69	46	both	both	CCONJ
aeasj-242	69	47	the	the	DET
aeasj-242	69	48	demand	demand	NOUN
aeasj-242	69	49	and	and	CCONJ
aeasj-242	69	50	supply	supply	NOUN
aeasj-242	69	51	of	of	ADP
aeasj-242	69	52	banks	bank	NOUN
aeasj-242	69	53	’	'	PUNCT
aeasj-242	69	54	credit	credit	NOUN
aeasj-242	69	55	to	to	ADP
aeasj-242	69	56	the	the	DET
aeasj-242	69	57	economy	economy	NOUN
aeasj-242	69	58	.	.	PUNCT
aeasj-242	70	1	while	while	SCONJ
aeasj-242	70	2	most	most	ADJ
aeasj-242	70	3	studies	study	NOUN
aeasj-242	70	4	conducted	conduct	VERB
aeasj-242	70	5	on	on	ADP
aeasj-242	70	6	bank	bank	NOUN
aeasj-242	70	7	credit	credit	NOUN
aeasj-242	70	8	and	and	CCONJ
aeasj-242	70	9	growth	growth	NOUN
aeasj-242	70	10	examined	examine	VERB
aeasj-242	70	11	the	the	DET
aeasj-242	70	12	banks	bank	NOUN
aeasj-242	70	13	activities	activitie	VERB
aeasj-242	70	14	up	up	ADP
aeasj-242	70	15	to	to	ADP
aeasj-242	70	16	2003	2003	NUM
aeasj-242	70	17	(	(	PUNCT
aeasj-242	70	18	adeoye	adeoye	PROPN
aeasj-242	70	19	2003	2003	NUM
aeasj-242	70	20	;	;	PUNCT
aeasj-242	70	21	oluitan	oluitan	PROPN
aeasj-242	70	22	2003	2003	NUM
aeasj-242	70	23	)	)	PUNCT
aeasj-242	70	24	,	,	PUNCT
aeasj-242	70	25	the	the	DET
aeasj-242	70	26	periods	period	NOUN
aeasj-242	70	27	covered	cover	VERB
aeasj-242	70	28	also	also	ADV
aeasj-242	70	29	made	make	VERB
aeasj-242	70	30	the	the	DET
aeasj-242	70	31	study	study	NOUN
aeasj-242	70	32	unique	unique	ADJ
aeasj-242	70	33	to	to	ADP
aeasj-242	70	34	others	other	NOUN
aeasj-242	70	35	.	.	PUNCT
aeasj-242	71	1	it	it	PRON
aeasj-242	71	2	covered	cover	VERB
aeasj-242	71	3	eighteen	eighteen	NUM
aeasj-242	71	4	years	year	NOUN
aeasj-242	71	5	ranging	range	VERB
aeasj-242	71	6	from	from	ADP
aeasj-242	71	7	2000	2000	NUM
aeasj-242	71	8	to	to	ADP
aeasj-242	71	9	2017	2017	NUM
aeasj-242	71	10	in	in	ADP
aeasj-242	71	11	nigeria	nigeria	PROPN
aeasj-242	71	12	.	.	PUNCT
aeasj-242	72	1	although	although	SCONJ
aeasj-242	72	2	,	,	PUNCT
aeasj-242	72	3	the	the	DET
aeasj-242	72	4	relationship	relationship	NOUN
aeasj-242	72	5	between	between	ADP
aeasj-242	72	6	credit	credit	NOUN
aeasj-242	72	7	and	and	CCONJ
aeasj-242	72	8	economy	economy	NOUN
aeasj-242	72	9	growth	growth	NOUN
aeasj-242	72	10	has	have	AUX
aeasj-242	72	11	been	be	AUX
aeasj-242	72	12	well	well	ADV
aeasj-242	72	13	documented	document	VERB
aeasj-242	72	14	in	in	ADP
aeasj-242	72	15	both	both	CCONJ
aeasj-242	72	16	international	international	ADJ
aeasj-242	72	17	and	and	CCONJ
aeasj-242	72	18	domestic	domestic	ADJ
aeasj-242	72	19	literature	literature	NOUN
aeasj-242	72	20	,	,	PUNCT
aeasj-242	72	21	this	this	DET
aeasj-242	72	22	work	work	NOUN
aeasj-242	72	23	added	add	VERB
aeasj-242	72	24	to	to	ADP
aeasj-242	72	25	the	the	DET
aeasj-242	72	26	research	research	NOUN
aeasj-242	72	27	by	by	ADP
aeasj-242	72	28	examining	examine	VERB
aeasj-242	72	29	the	the	DET
aeasj-242	72	30	relationships	relationship	NOUN
aeasj-242	72	31	within	within	ADP
aeasj-242	72	32	individual	individual	ADJ
aeasj-242	72	33	sectors	sector	NOUN
aeasj-242	72	34	which	which	PRON
aeasj-242	72	35	is	be	AUX
aeasj-242	72	36	a	a	DET
aeasj-242	72	37	quiet	quiet	ADJ
aeasj-242	72	38	departure	departure	NOUN
aeasj-242	72	39	from	from	ADP
aeasj-242	72	40	previous	previous	ADJ
aeasj-242	72	41	studies	study	NOUN
aeasj-242	72	42	that	that	PRON
aeasj-242	72	43	focused	focus	VERB
aeasj-242	72	44	on	on	ADP
aeasj-242	72	45	aggregate	aggregate	ADJ
aeasj-242	72	46	credit	credit	NOUN
aeasj-242	72	47	growth	growth	NOUN
aeasj-242	72	48	level	level	NOUN
aeasj-242	72	49	.	.	PUNCT
aeasj-242	73	1	this	this	PRON
aeasj-242	73	2	is	be	AUX
aeasj-242	73	3	equally	equally	ADV
aeasj-242	73	4	of	of	ADP
aeasj-242	73	5	value	value	NOUN
aeasj-242	73	6	to	to	ADP
aeasj-242	73	7	policy	policy	NOUN
aeasj-242	73	8	makers	maker	NOUN
aeasj-242	73	9	since	since	SCONJ
aeasj-242	73	10	it	it	PRON
aeasj-242	73	11	identified	identify	VERB
aeasj-242	73	12	which	which	PRON
aeasj-242	73	13	sectors	sector	NOUN
aeasj-242	73	14	are	be	AUX
aeasj-242	73	15	most	most	ADV
aeasj-242	73	16	efficient	efficient	ADJ
aeasj-242	73	17	in	in	ADP
aeasj-242	73	18	their	their	PRON
aeasj-242	73	19	use	use	NOUN
aeasj-242	73	20	of	of	ADP
aeasj-242	73	21	credit	credit	NOUN
aeasj-242	73	22	.	.	PUNCT
aeasj-242	74	1	6	6	X
aeasj-242	74	2	.	.	X
aeasj-242	74	3	literature	literature	NOUN
aeasj-242	74	4	review	review	NOUN
aeasj-242	74	5	determinants	determinant	NOUN
aeasj-242	74	6	of	of	ADP
aeasj-242	74	7	credit	credit	NOUN
aeasj-242	74	8	to	to	ADP
aeasj-242	74	9	private	private	ADJ
aeasj-242	74	10	sector	sector	NOUN
aeasj-242	74	11	financial	financial	ADJ
aeasj-242	74	12	institutions	institution	NOUN
aeasj-242	74	13	like	like	ADP
aeasj-242	74	14	banks	bank	NOUN
aeasj-242	74	15	,	,	PUNCT
aeasj-242	74	16	pension	pension	NOUN
aeasj-242	74	17	funds	fund	NOUN
aeasj-242	74	18	,	,	PUNCT
aeasj-242	74	19	insurance	insurance	NOUN
aeasj-242	74	20	corporations	corporation	NOUN
aeasj-242	74	21	and	and	CCONJ
aeasj-242	74	22	foreign	foreign	ADJ
aeasj-242	74	23	exchange	exchange	NOUN
aeasj-242	74	24	companies	company	NOUN
aeasj-242	74	25	provide	provide	VERB
aeasj-242	74	26	financial	financial	ADJ
aeasj-242	74	27	resources	resource	NOUN
aeasj-242	74	28	in	in	ADP
aeasj-242	74	29	the	the	DET
aeasj-242	74	30	form	form	NOUN
aeasj-242	74	31	of	of	ADP
aeasj-242	74	32	loans	loan	NOUN
aeasj-242	74	33	,	,	PUNCT
aeasj-242	74	34	trade	trade	NOUN
aeasj-242	74	35	credit	credit	NOUN
aeasj-242	74	36	,	,	PUNCT
aeasj-242	74	37	purchases	purchase	NOUN
aeasj-242	74	38	of	of	ADP
aeasj-242	74	39	non	non	ADJ
aeasj-242	74	40	-	-	ADJ
aeasj-242	74	41	equity	equity	ADJ
aeasj-242	74	42	securities	security	NOUN
aeasj-242	74	43	and	and	CCONJ
aeasj-242	74	44	other	other	ADJ
aeasj-242	74	45	receivables	receivables	NOUN
aeasj-242	74	46	to	to	ADP
aeasj-242	74	47	the	the	DET
aeasj-242	74	48	private	private	ADJ
aeasj-242	74	49	sector	sector	NOUN
aeasj-242	74	50	.	.	PUNCT
aeasj-242	75	1	the	the	DET
aeasj-242	75	2	total	total	NOUN
aeasj-242	75	3	of	of	ADP
aeasj-242	75	4	such	such	ADJ
aeasj-242	75	5	monies	monie	NOUN
aeasj-242	75	6	is	be	AUX
aeasj-242	75	7	expressed	express	VERB
aeasj-242	75	8	as	as	ADP
aeasj-242	75	9	a	a	DET
aeasj-242	75	10	percentage	percentage	NOUN
aeasj-242	75	11	to	to	ADP
aeasj-242	75	12	gdp	gdp	NOUN
aeasj-242	75	13	to	to	PART
aeasj-242	75	14	give	give	VERB
aeasj-242	75	15	credit	credit	NOUN
aeasj-242	75	16	to	to	ADP
aeasj-242	75	17	private	private	ADJ
aeasj-242	75	18	sector	sector	NOUN
aeasj-242	75	19	.	.	PUNCT
aeasj-242	76	1	empirical	empirical	ADJ
aeasj-242	76	2	work	work	NOUN
aeasj-242	76	3	focuses	focus	VERB
aeasj-242	76	4	on	on	ADP
aeasj-242	76	5	the	the	DET
aeasj-242	76	6	effect	effect	NOUN
aeasj-242	76	7	of	of	ADP
aeasj-242	76	8	different	different	ADJ
aeasj-242	76	9	factors	factor	NOUN
aeasj-242	76	10	on	on	ADP
aeasj-242	76	11	the	the	DET
aeasj-242	76	12	level	level	NOUN
aeasj-242	76	13	of	of	ADP
aeasj-242	76	14	financial	financial	ADJ
aeasj-242	76	15	resources	resource	NOUN
aeasj-242	76	16	extended	extend	VERB
aeasj-242	76	17	to	to	ADP
aeasj-242	76	18	the	the	DET
aeasj-242	76	19	private	private	ADJ
aeasj-242	76	20	sector	sector	NOUN
aeasj-242	76	21	.	.	PUNCT
aeasj-242	77	1	evidence	evidence	NOUN
aeasj-242	77	2	shows	show	VERB
aeasj-242	77	3	that	that	SCONJ
aeasj-242	77	4	the	the	DET
aeasj-242	77	5	drivers	driver	NOUN
aeasj-242	77	6	of	of	ADP
aeasj-242	77	7	credit	credit	NOUN
aeasj-242	77	8	to	to	ADP
aeasj-242	77	9	private	private	ADJ
aeasj-242	77	10	sector	sector	NOUN
aeasj-242	77	11	can	can	AUX
aeasj-242	77	12	either	either	CCONJ
aeasj-242	77	13	have	have	VERB
aeasj-242	77	14	a	a	DET
aeasj-242	77	15	positive	positive	ADJ
aeasj-242	77	16	or	or	CCONJ
aeasj-242	77	17	a	a	DET
aeasj-242	77	18	negative	negative	ADJ
aeasj-242	77	19	effect	effect	NOUN
aeasj-242	77	20	.	.	PUNCT
aeasj-242	78	1	studies	study	NOUN
aeasj-242	78	2	that	that	PRON
aeasj-242	78	3	show	show	VERB
aeasj-242	78	4	factors	factor	NOUN
aeasj-242	78	5	which	which	PRON
aeasj-242	78	6	have	have	VERB
aeasj-242	78	7	a	a	DET
aeasj-242	78	8	negative	negative	ADJ
aeasj-242	78	9	influence	influence	NOUN
aeasj-242	78	10	are	be	AUX
aeasj-242	78	11	several	several	ADJ
aeasj-242	78	12	.	.	PUNCT
aeasj-242	79	1	hofmann	hofmann	PROPN
aeasj-242	79	2	,	,	PUNCT
aeasj-242	79	3	(	(	PUNCT
aeasj-242	79	4	2001	2001	NUM
aeasj-242	79	5	)	)	PUNCT
aeasj-242	79	6	shows	show	VERB
aeasj-242	79	7	that	that	SCONJ
aeasj-242	79	8	innovations	innovation	NOUN
aeasj-242	79	9	in	in	ADP
aeasj-242	79	10	short	short	ADJ
aeasj-242	79	11	term	term	NOUN
aeasj-242	79	12	interest	interest	NOUN
aeasj-242	79	13	rates	rate	NOUN
aeasj-242	79	14	have	have	VERB
aeasj-242	79	15	a	a	DET
aeasj-242	79	16	significant	significant	ADJ
aeasj-242	79	17	negative	negative	ADJ
aeasj-242	79	18	effect	effect	NOUN
aeasj-242	79	19	on	on	ADP
aeasj-242	79	20	bank	bank	NOUN
aeasj-242	79	21	credit	credit	NOUN
aeasj-242	79	22	,	,	PUNCT
aeasj-242	79	23	gross	gross	ADJ
aeasj-242	79	24	domestic	domestic	ADJ
aeasj-242	79	25	product	product	NOUN
aeasj-242	79	26	and	and	CCONJ
aeasj-242	79	27	property	property	NOUN
aeasj-242	79	28	prices	price	NOUN
aeasj-242	79	29	.	.	PUNCT
aeasj-242	80	1	standard	standard	ADJ
aeasj-242	80	2	demand	demand	NOUN
aeasj-242	80	3	factors	factor	NOUN
aeasj-242	80	4	failed	fail	VERB
aeasj-242	80	5	to	to	PART
aeasj-242	80	6	explain	explain	VERB
aeasj-242	80	7	the	the	DET
aeasj-242	80	8	development	development	NOUN
aeasj-242	80	9	of	of	ADP
aeasj-242	80	10	credit	credit	NOUN
aeasj-242	80	11	over	over	ADP
aeasj-242	80	12	the	the	DET
aeasj-242	80	13	long	long	ADJ
aeasj-242	80	14	term	term	NOUN
aeasj-242	80	15	.	.	PUNCT
aeasj-242	81	1	this	this	DET
aeasj-242	81	2	study	study	NOUN
aeasj-242	81	3	showed	show	VERB
aeasj-242	81	4	that	that	SCONJ
aeasj-242	81	5	the	the	DET
aeasj-242	81	6	long	long	ADJ
aeasj-242	81	7	term	term	NOUN
aeasj-242	81	8	negative	negative	ADJ
aeasj-242	81	9	relationship	relationship	NOUN
aeasj-242	81	10	between	between	ADP
aeasj-242	81	11	credit	credit	NOUN
aeasj-242	81	12	to	to	ADP
aeasj-242	81	13	private	private	ADJ
aeasj-242	81	14	sector	sector	NOUN
aeasj-242	81	15	and	and	CCONJ
aeasj-242	81	16	interest	interest	NOUN
aeasj-242	81	17	rates	rate	NOUN
aeasj-242	81	18	could	could	AUX
aeasj-242	81	19	only	only	ADV
aeasj-242	81	20	be	be	AUX
aeasj-242	81	21	explained	explain	VERB
aeasj-242	81	22	by	by	ADP
aeasj-242	81	23	including	include	VERB
aeasj-242	81	24	property	property	NOUN
aeasj-242	81	25	prices	price	NOUN
aeasj-242	81	26	in	in	ADP
aeasj-242	81	27	the	the	DET
aeasj-242	81	28	model	model	NOUN
aeasj-242	81	29	.	.	PUNCT
aeasj-242	82	1	abuka	abuka	PROPN
aeasj-242	82	2	and	and	CCONJ
aeasj-242	82	3	egesa	egesa	PROPN
aeasj-242	82	4	(	(	PUNCT
aeasj-242	82	5	2007	2007	NUM
aeasj-242	82	6	)	)	PUNCT
aeasj-242	82	7	argued	argue	VERB
aeasj-242	82	8	that	that	SCONJ
aeasj-242	82	9	government	government	NOUN
aeasj-242	82	10	borrowing	borrowing	NOUN
aeasj-242	82	11	from	from	ADP
aeasj-242	82	12	banks	bank	NOUN
aeasj-242	82	13	,	,	PUNCT
aeasj-242	82	14	a	a	DET
aeasj-242	82	15	proxy	proxy	NOUN
aeasj-242	82	16	of	of	ADP
aeasj-242	82	17	government	government	NOUN
aeasj-242	82	18	debt	debt	NOUN
aeasj-242	82	19	,	,	PUNCT
aeasj-242	82	20	crowded	crowd	VERB
aeasj-242	82	21	out	out	ADP
aeasj-242	82	22	the	the	DET
aeasj-242	82	23	extension	extension	NOUN
aeasj-242	82	24	of	of	ADP
aeasj-242	82	25	credit	credit	NOUN
aeasj-242	82	26	to	to	ADP
aeasj-242	82	27	the	the	DET
aeasj-242	82	28	private	private	ADJ
aeasj-242	82	29	sector	sector	NOUN
aeasj-242	82	30	within	within	ADP
aeasj-242	82	31	the	the	DET
aeasj-242	82	32	east	east	ADJ
aeasj-242	82	33	african	african	ADJ
aeasj-242	82	34	region	region	NOUN
aeasj-242	82	35	.	.	PUNCT
aeasj-242	83	1	this	this	PRON
aeasj-242	83	2	was	be	AUX
aeasj-242	83	3	supported	support	VERB
aeasj-242	83	4	by	by	ADP
aeasj-242	83	5	sogut	sogut	NOUN
aeasj-242	83	6	,	,	PUNCT
aeasj-242	83	7	(	(	PUNCT
aeasj-242	83	8	2008	2008	NUM
aeasj-242	83	9	)	)	PUNCT
aeasj-242	83	10	who	who	PRON
aeasj-242	83	11	showed	show	VERB
aeasj-242	83	12	that	that	SCONJ
aeasj-242	83	13	in	in	ADP
aeasj-242	83	14	the	the	DET
aeasj-242	83	15	high	high	ADJ
aeasj-242	83	16	income	income	NOUN
aeasj-242	83	17	countries	country	NOUN
aeasj-242	83	18	private	private	ADJ
aeasj-242	83	19	sector	sector	NOUN
aeasj-242	83	20	credit	credit	NOUN
aeasj-242	83	21	is	be	AUX
aeasj-242	83	22	negatively	negatively	ADV
aeasj-242	83	23	related	relate	VERB
aeasj-242	83	24	to	to	ADP
aeasj-242	83	25	central	central	ADJ
aeasj-242	83	26	government	government	NOUN
aeasj-242	83	27	debt	debt	NOUN
aeasj-242	83	28	.	.	PUNCT
aeasj-242	84	1	the	the	DET
aeasj-242	84	2	other	other	ADJ
aeasj-242	84	3	factors	factor	NOUN
aeasj-242	84	4	that	that	PRON
aeasj-242	84	5	reduce	reduce	VERB
aeasj-242	84	6	extension	extension	NOUN
aeasj-242	84	7	of	of	ADP
aeasj-242	84	8	credit	credit	NOUN
aeasj-242	84	9	to	to	ADP
aeasj-242	84	10	the	the	DET
aeasj-242	84	11	private	private	ADJ
aeasj-242	84	12	sector	sector	NOUN
aeasj-242	84	13	include	include	VERB
aeasj-242	84	14	prime	prime	ADJ
aeasj-242	84	15	lending	lending	NOUN
aeasj-242	84	16	rate	rate	NOUN
aeasj-242	84	17	and	and	CCONJ
aeasj-242	84	18	reserve	reserve	NOUN
aeasj-242	84	19	ratio	ratio	NOUN
aeasj-242	84	20	,	,	PUNCT
aeasj-242	84	21	enisan	enisan	ADJ
aeasj-242	84	22	and	and	CCONJ
aeasj-242	84	23	oluwafemi	oluwafemi	NOUN
aeasj-242	84	24	,	,	PUNCT
aeasj-242	84	25	(	(	PUNCT
aeasj-242	84	26	2015	2015	NUM
aeasj-242	84	27	)	)	PUNCT
aeasj-242	84	28	.	.	PUNCT
aeasj-242	85	1	this	this	PRON
aeasj-242	85	2	is	be	AUX
aeasj-242	85	3	consistent	consistent	ADJ
aeasj-242	85	4	with	with	ADP
aeasj-242	85	5	a	a	DET
aeasj-242	85	6	study	study	NOUN
aeasj-242	85	7	by	by	ADP
aeasj-242	85	8	sharma	sharma	PROPN
aeasj-242	85	9	and	and	CCONJ
aeasj-242	85	10	gounder	gounder	NOUN
aeasj-242	85	11	,	,	PUNCT
aeasj-242	85	12	(	(	PUNCT
aeasj-242	85	13	2012	2012	NUM
aeasj-242	85	14	)	)	PUNCT
aeasj-242	85	15	which	which	PRON
aeasj-242	85	16	shows	show	VERB
aeasj-242	85	17	that	that	SCONJ
aeasj-242	85	18	,	,	PUNCT
aeasj-242	85	19	in	in	ADP
aeasj-242	85	20	a	a	DET
aeasj-242	85	21	regional	regional	ADJ
aeasj-242	85	22	grouping	grouping	NOUN
aeasj-242	85	23	,	,	PUNCT
aeasj-242	85	24	factors	factor	NOUN
aeasj-242	85	25	which	which	PRON
aeasj-242	85	26	are	be	AUX
aeasj-242	85	27	detrimental	detrimental	ADJ
aeasj-242	85	28	to	to	PART
aeasj-242	85	29	growth	growth	VERB
aeasj-242	85	30	in	in	ADP
aeasj-242	85	31	credit	credit	NOUN
aeasj-242	85	32	to	to	ADP
aeasj-242	85	33	private	private	ADJ
aeasj-242	85	34	sector	sector	NOUN
aeasj-242	85	35	include	include	VERB
aeasj-242	85	36	average	average	ADJ
aeasj-242	85	37	lending	lending	NOUN
aeasj-242	85	38	rates	rate	NOUN
aeasj-242	85	39	and	and	CCONJ
aeasj-242	85	40	inflation	inflation	NOUN
aeasj-242	85	41	.	.	PUNCT
aeasj-242	86	1	pissarides	pissaride	NOUN
aeasj-242	86	2	,	,	PUNCT
aeasj-242	86	3	(	(	PUNCT
aeasj-242	86	4	2001	2001	NUM
aeasj-242	86	5	)	)	PUNCT
aeasj-242	86	6	provides	provide	VERB
aeasj-242	86	7	evidence	evidence	NOUN
aeasj-242	86	8	that	that	SCONJ
aeasj-242	86	9	one	one	NUM
aeasj-242	86	10	of	of	ADP
aeasj-242	86	11	the	the	DET
aeasj-242	86	12	major	major	ADJ
aeasj-242	86	13	challenges	challenge	NOUN
aeasj-242	86	14	experienced	experience	VERB
aeasj-242	86	15	by	by	ADP
aeasj-242	86	16	the	the	DET
aeasj-242	86	17	private	private	ADJ
aeasj-242	86	18	sector	sector	NOUN
aeasj-242	86	19	is	be	AUX
aeasj-242	86	20	the	the	DET
aeasj-242	86	21	failure	failure	NOUN
aeasj-242	86	22	by	by	ADP
aeasj-242	86	23	the	the	DET
aeasj-242	86	24	local	local	ADJ
aeasj-242	86	25	banking	banking	NOUN
aeasj-242	86	26	sector	sector	NOUN
aeasj-242	86	27	and	and	CCONJ
aeasj-242	86	28	the	the	DET
aeasj-242	86	29	under	under	ADP
aeasj-242	86	30	developed	develop	VERB
aeasj-242	86	31	financial	financial	ADJ
aeasj-242	86	32	markets	market	NOUN
aeasj-242	86	33	to	to	PART
aeasj-242	86	34	respond	respond	VERB
aeasj-242	86	35	to	to	ADP
aeasj-242	86	36	the	the	DET
aeasj-242	86	37	demand	demand	NOUN
aeasj-242	86	38	for	for	ADP
aeasj-242	86	39	finance	finance	NOUN
aeasj-242	86	40	.	.	PUNCT
aeasj-242	87	1	a	a	DET
aeasj-242	87	2	banking	banking	NOUN
aeasj-242	87	3	sector	sector	NOUN
aeasj-242	87	4	that	that	PRON
aeasj-242	87	5	is	be	AUX
aeasj-242	87	6	under	under	ADP
aeasj-242	87	7	capitalized	capitalize	VERB
aeasj-242	87	8	with	with	ADP
aeasj-242	87	9	low	low	ADJ
aeasj-242	87	10	liquidity	liquidity	NOUN
aeasj-242	87	11	often	often	ADV
aeasj-242	87	12	fails	fail	VERB
aeasj-242	87	13	to	to	PART
aeasj-242	87	14	support	support	VERB
aeasj-242	87	15	the	the	DET
aeasj-242	87	16	private	private	ADJ
aeasj-242	87	17	sector	sector	NOUN
aeasj-242	87	18	.	.	PUNCT
aeasj-242	88	1	this	this	PRON
aeasj-242	88	2	is	be	AUX
aeasj-242	88	3	worsened	worsen	VERB
aeasj-242	88	4	by	by	ADP
aeasj-242	88	5	inadequate	inadequate	ADJ
aeasj-242	88	6	legal	legal	ADJ
aeasj-242	88	7	and	and	CCONJ
aeasj-242	88	8	regulatory	regulatory	ADJ
aeasj-242	88	9	environment	environment	NOUN
aeasj-242	88	10	and	and	CCONJ
aeasj-242	88	11	poor	poor	ADJ
aeasj-242	88	12	effective	effective	ADJ
aeasj-242	88	13	supervision	supervision	NOUN
aeasj-242	88	14	by	by	ADP
aeasj-242	88	15	the	the	DET
aeasj-242	88	16	central	central	ADJ
aeasj-242	88	17	bank	bank	NOUN
aeasj-242	88	18	.	.	PUNCT
aeasj-242	89	1	rashid	rashid	PROPN
aeasj-242	89	2	(	(	PUNCT
aeasj-242	89	3	2011	2011	NUM
aeasj-242	89	4	)	)	PUNCT
aeasj-242	89	5	also	also	ADV
aeasj-242	89	6	provides	provide	VERB
aeasj-242	89	7	evidence	evidence	NOUN
aeasj-242	89	8	that	that	SCONJ
aeasj-242	89	9	an	an	DET
aeasj-242	89	10	increase	increase	NOUN
aeasj-242	89	11	in	in	ADP
aeasj-242	89	12	foreign	foreign	ADJ
aeasj-242	89	13	banks	bank	NOUN
aeasj-242	89	14	in	in	ADP
aeasj-242	89	15	the	the	DET
aeasj-242	89	16	financial	financial	ADJ
aeasj-242	89	17	sector	sector	NOUN
aeasj-242	89	18	where	where	SCONJ
aeasj-242	89	19	there	there	PRON
aeasj-242	89	20	is	be	VERB
aeasj-242	89	21	overreliance	overreliance	NOUN
aeasj-242	89	22	on	on	ADP
aeasj-242	89	23	nondeposit	nondeposit	NOUN
aeasj-242	89	24	based	base	VERB
aeasj-242	89	25	funding	funding	NOUN
aeasj-242	89	26	will	will	AUX
aeasj-242	89	27	lead	lead	VERB
aeasj-242	89	28	to	to	ADP
aeasj-242	89	29	less	less	ADJ
aeasj-242	89	30	resources	resource	NOUN
aeasj-242	89	31	being	be	AUX
aeasj-242	89	32	extended	extend	VERB
aeasj-242	89	33	to	to	ADP
aeasj-242	89	34	the	the	DET
aeasj-242	89	35	private	private	ADJ
aeasj-242	89	36	sector	sector	NOUN
aeasj-242	89	37	.	.	PUNCT
aeasj-242	90	1	this	this	PRON
aeasj-242	90	2	is	be	AUX
aeasj-242	90	3	so	so	ADV
aeasj-242	90	4	because	because	SCONJ
aeasj-242	90	5	an	an	DET
aeasj-242	90	6	increase	increase	NOUN
aeasj-242	90	7	in	in	ADP
aeasj-242	90	8	foreign	foreign	ADJ
aeasj-242	90	9	banks	bank	NOUN
aeasj-242	90	10	results	result	VERB
aeasj-242	90	11	in	in	ADP
aeasj-242	90	12	less	less	ADJ
aeasj-242	90	13	deposits	deposit	NOUN
aeasj-242	90	14	being	be	AUX
aeasj-242	90	15	attracted	attract	VERB
aeasj-242	90	16	by	by	ADP
aeasj-242	90	17	local	local	ADJ
aeasj-242	90	18	banks	bank	NOUN
aeasj-242	90	19	and	and	CCONJ
aeasj-242	90	20	these	these	DET
aeasj-242	90	21	foreign	foreign	ADJ
aeasj-242	90	22	banks	bank	NOUN
aeasj-242	90	23	tend	tend	VERB
aeasj-242	90	24	to	to	PART
aeasj-242	90	25	allocate	allocate	VERB
aeasj-242	90	26	less	less	ADJ
aeasj-242	90	27	of	of	ADP
aeasj-242	90	28	their	their	PRON
aeasj-242	90	29	deposits	deposit	NOUN
aeasj-242	90	30	to	to	ADP
aeasj-242	90	31	the	the	DET
aeasj-242	90	32	private	private	ADJ
aeasj-242	90	33	sector	sector	NOUN
aeasj-242	90	34	.	.	PUNCT
aeasj-242	91	1	in	in	ADP
aeasj-242	91	2	the	the	DET
aeasj-242	91	3	end	end	NOUN
aeasj-242	91	4	local	local	ADJ
aeasj-242	91	5	banks	bank	NOUN
aeasj-242	91	6	will	will	AUX
aeasj-242	91	7	lend	lend	VERB
aeasj-242	91	8	less	less	ADJ
aeasj-242	91	9	to	to	ADP
aeasj-242	91	10	the	the	DET
aeasj-242	91	11	private	private	ADJ
aeasj-242	91	12	sector	sector	NOUN
aeasj-242	91	13	due	due	ADP
aeasj-242	91	14	to	to	ADP
aeasj-242	91	15	a	a	DET
aeasj-242	91	16	limited	limited	ADJ
aeasj-242	91	17	deposit	deposit	NOUN
aeasj-242	91	18	copyright	copyright	NOUN
aeasj-242	91	19	©	©	PROPN
aeasj-242	91	20	cc	cc	PROPN
aeasj-242	91	21	-	-	PUNCT
aeasj-242	91	22	by	by	ADP
aeasj-242	91	23	-	-	PUNCT
aeasj-242	91	24	nc	nc	PROPN
aeasj-242	91	25	2019	2019	NUM
aeasj-242	91	26	,	,	PUNCT
aeasj-242	91	27	cribfb	cribfb	VERB
aeasj-242	91	28	|	|	ADV
aeasj-242	91	29	aesr	aesr	ADV
aeasj-242	91	30	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	91	31	american	american	PROPN
aeasj-242	91	32	economic	economic	PROPN
aeasj-242	91	33	&	&	CCONJ
aeasj-242	91	34	social	social	PROPN
aeasj-242	91	35	review	review	PROPN
aeasj-242	91	36	vol	vol	NOUN
aeasj-242	91	37	.	.	PROPN
aeasj-242	92	1	5	5	NUM
aeasj-242	92	2	,	,	PUNCT
aeasj-242	92	3	no	no	INTJ
aeasj-242	92	4	.	.	NOUN
aeasj-242	92	5	1	1	NUM
aeasj-242	92	6	;	;	PUNCT
aeasj-242	92	7	2019	2019	NUM
aeasj-242	92	8	13	13	NUM
aeasj-242	92	9	base	base	NOUN
aeasj-242	92	10	.	.	PUNCT
aeasj-242	93	1	haas	haas	NOUN
aeasj-242	93	2	and	and	CCONJ
aeasj-242	93	3	lelyveld	lelyveld	PROPN
aeasj-242	93	4	(	(	PUNCT
aeasj-242	93	5	2002	2002	NUM
aeasj-242	93	6	)	)	PUNCT
aeasj-242	93	7	argued	argue	VERB
aeasj-242	93	8	that	that	SCONJ
aeasj-242	93	9	foreign	foreign	ADJ
aeasj-242	93	10	banks	bank	NOUN
aeasj-242	93	11	can	can	AUX
aeasj-242	93	12	be	be	AUX
aeasj-242	93	13	a	a	DET
aeasj-242	93	14	source	source	NOUN
aeasj-242	93	15	of	of	ADP
aeasj-242	93	16	cross	cross	NOUN
aeasj-242	93	17	border	border	NOUN
aeasj-242	93	18	credit	credit	NOUN
aeasj-242	93	19	as	as	SCONJ
aeasj-242	93	20	they	they	PRON
aeasj-242	93	21	supply	supply	VERB
aeasj-242	93	22	more	more	ADJ
aeasj-242	93	23	financial	financial	ADJ
aeasj-242	93	24	resources	resource	NOUN
aeasj-242	93	25	to	to	ADP
aeasj-242	93	26	their	their	PRON
aeasj-242	93	27	subsidiaries	subsidiary	NOUN
aeasj-242	93	28	especially	especially	ADV
aeasj-242	93	29	during	during	ADP
aeasj-242	93	30	crisis	crisis	NOUN
aeasj-242	93	31	periods	period	NOUN
aeasj-242	93	32	.	.	PUNCT
aeasj-242	94	1	thus	thus	ADV
aeasj-242	94	2	it	it	PRON
aeasj-242	94	3	may	may	AUX
aeasj-242	94	4	be	be	AUX
aeasj-242	94	5	beneficial	beneficial	ADJ
aeasj-242	94	6	to	to	PART
aeasj-242	94	7	increase	increase	VERB
aeasj-242	94	8	the	the	DET
aeasj-242	94	9	level	level	NOUN
aeasj-242	94	10	of	of	ADP
aeasj-242	94	11	financial	financial	ADJ
aeasj-242	94	12	liberalization	liberalization	NOUN
aeasj-242	94	13	in	in	ADP
aeasj-242	94	14	the	the	DET
aeasj-242	94	15	banking	banking	NOUN
aeasj-242	94	16	sector	sector	NOUN
aeasj-242	94	17	to	to	PART
aeasj-242	94	18	attract	attract	VERB
aeasj-242	94	19	more	more	ADJ
aeasj-242	94	20	foreign	foreign	ADJ
aeasj-242	94	21	participation	participation	NOUN
aeasj-242	94	22	by	by	ADP
aeasj-242	94	23	banks	bank	NOUN
aeasj-242	94	24	to	to	PART
aeasj-242	94	25	increase	increase	VERB
aeasj-242	94	26	credit	credit	NOUN
aeasj-242	94	27	flows	flow	NOUN
aeasj-242	94	28	to	to	ADP
aeasj-242	94	29	the	the	DET
aeasj-242	94	30	private	private	ADJ
aeasj-242	94	31	sector	sector	NOUN
aeasj-242	94	32	.	.	PUNCT
aeasj-242	95	1	there	there	PRON
aeasj-242	95	2	is	be	VERB
aeasj-242	95	3	strong	strong	ADJ
aeasj-242	95	4	evidence	evidence	NOUN
aeasj-242	95	5	in	in	ADP
aeasj-242	95	6	literature	literature	NOUN
aeasj-242	95	7	supporting	support	VERB
aeasj-242	95	8	the	the	DET
aeasj-242	95	9	existence	existence	NOUN
aeasj-242	95	10	of	of	ADP
aeasj-242	95	11	positive	positive	ADJ
aeasj-242	95	12	relationship	relationship	NOUN
aeasj-242	95	13	between	between	ADP
aeasj-242	95	14	private	private	ADJ
aeasj-242	95	15	sector	sector	NOUN
aeasj-242	95	16	credit	credit	NOUN
aeasj-242	95	17	and	and	CCONJ
aeasj-242	95	18	factors	factor	NOUN
aeasj-242	95	19	like	like	ADP
aeasj-242	95	20	economic	economic	ADJ
aeasj-242	95	21	growth	growth	NOUN
aeasj-242	95	22	in	in	ADP
aeasj-242	95	23	both	both	CCONJ
aeasj-242	95	24	the	the	DET
aeasj-242	95	25	short	short	ADJ
aeasj-242	95	26	and	and	CCONJ
aeasj-242	95	27	long	long	ADJ
aeasj-242	95	28	term	term	NOUN
aeasj-242	95	29	.	.	PUNCT
aeasj-242	96	1	studies	study	NOUN
aeasj-242	96	2	reviewed	review	VERB
aeasj-242	96	3	from	from	ADP
aeasj-242	96	4	literature	literature	NOUN
aeasj-242	96	5	shows	show	VERB
aeasj-242	96	6	that	that	SCONJ
aeasj-242	96	7	the	the	DET
aeasj-242	96	8	factors	factor	NOUN
aeasj-242	96	9	that	that	PRON
aeasj-242	96	10	have	have	VERB
aeasj-242	96	11	a	a	DET
aeasj-242	96	12	positive	positive	ADJ
aeasj-242	96	13	influence	influence	NOUN
aeasj-242	96	14	on	on	ADP
aeasj-242	96	15	credit	credit	NOUN
aeasj-242	96	16	to	to	ADP
aeasj-242	96	17	private	private	ADJ
aeasj-242	96	18	sector	sector	NOUN
aeasj-242	96	19	include	include	VERB
aeasj-242	96	20	broad	broad	ADJ
aeasj-242	96	21	money	money	NOUN
aeasj-242	96	22	supply	supply	NOUN
aeasj-242	96	23	,	,	PUNCT
aeasj-242	96	24	cyclical	cyclical	ADJ
aeasj-242	96	25	risk	risk	NOUN
aeasj-242	96	26	premium	premium	NOUN
aeasj-242	96	27	,	,	PUNCT
aeasj-242	96	28	stronger	strong	ADJ
aeasj-242	96	29	economic	economic	ADJ
aeasj-242	96	30	growth	growth	NOUN
aeasj-242	96	31	,	,	PUNCT
aeasj-242	96	32	gdp	gdp	NOUN
aeasj-242	96	33	per	per	ADP
aeasj-242	96	34	capita	capita	NOUN
aeasj-242	96	35	,	,	PUNCT
aeasj-242	96	36	democracy	democracy	NOUN
aeasj-242	96	37	,	,	PUNCT
aeasj-242	96	38	financial	financial	ADJ
aeasj-242	96	39	deepening	deepening	NOUN
aeasj-242	96	40	,	,	PUNCT
aeasj-242	96	41	rule	rule	NOUN
aeasj-242	96	42	of	of	ADP
aeasj-242	96	43	law	law	NOUN
aeasj-242	96	44	,	,	PUNCT
aeasj-242	96	45	liquidity	liquidity	NOUN
aeasj-242	96	46	ratio	ratio	NOUN
aeasj-242	96	47	,	,	PUNCT
aeasj-242	96	48	trade	trade	NOUN
aeasj-242	96	49	openness	openness	NOUN
aeasj-242	96	50	,	,	PUNCT
aeasj-242	96	51	investment	investment	NOUN
aeasj-242	96	52	profile	profile	NOUN
aeasj-242	96	53	,	,	PUNCT
aeasj-242	96	54	socioeconomic	socioeconomic	ADJ
aeasj-242	96	55	factors	factor	NOUN
aeasj-242	96	56	,	,	PUNCT
aeasj-242	96	57	financial	financial	ADJ
aeasj-242	96	58	liberalization	liberalization	NOUN
aeasj-242	96	59	and	and	CCONJ
aeasj-242	96	60	real	real	ADJ
aeasj-242	96	61	interest	interest	NOUN
aeasj-242	96	62	rate	rate	NOUN
aeasj-242	96	63	,	,	PUNCT
aeasj-242	96	64	exchange	exchange	NOUN
aeasj-242	96	65	rate	rate	NOUN
aeasj-242	96	66	,	,	PUNCT
aeasj-242	96	67	private	private	ADJ
aeasj-242	96	68	domestic	domestic	ADJ
aeasj-242	96	69	savings	saving	NOUN
aeasj-242	96	70	,	,	PUNCT
aeasj-242	96	71	external	external	ADJ
aeasj-242	96	72	debt	debt	NOUN
aeasj-242	96	73	,	,	PUNCT
aeasj-242	96	74	(	(	PUNCT
aeasj-242	96	75	enisan	enisan	ADJ
aeasj-242	96	76	and	and	CCONJ
aeasj-242	96	77	oluwafemi	oluwafemi	NOUN
aeasj-242	96	78	(	(	PUNCT
aeasj-242	96	79	2015	2015	NUM
aeasj-242	96	80	)	)	PUNCT
aeasj-242	96	81	,	,	PUNCT
aeasj-242	96	82	touny	touny	NOUN
aeasj-242	96	83	(	(	PUNCT
aeasj-242	96	84	2014	2014	NUM
aeasj-242	96	85	)	)	PUNCT
aeasj-242	96	86	,	,	PUNCT
aeasj-242	96	87	raza	raza	PROPN
aeasj-242	96	88	et	et	PROPN
aeasj-242	96	89	al	al	PROPN
aeasj-242	96	90	(	(	PUNCT
aeasj-242	96	91	2014	2014	NUM
aeasj-242	96	92	)	)	PUNCT
aeasj-242	96	93	,	,	PUNCT
aeasj-242	96	94	assefa	assefa	NOUN
aeasj-242	96	95	(	(	PUNCT
aeasj-242	96	96	2014	2014	NUM
aeasj-242	96	97	)	)	PUNCT
aeasj-242	96	98	,	,	PUNCT
aeasj-242	96	99	anthony	anthony	PROPN
aeasj-242	96	100	(	(	PUNCT
aeasj-242	96	101	2012	2012	NUM
aeasj-242	96	102	)	)	PUNCT
aeasj-242	96	103	,	,	PUNCT
aeasj-242	96	104	iqbal	iqbal	PROPN
aeasj-242	96	105	et	et	PROPN
aeasj-242	96	106	al	al	PROPN
aeasj-242	96	107	(	(	PUNCT
aeasj-242	96	108	2012	2012	NUM
aeasj-242	96	109	)	)	PUNCT
aeasj-242	96	110	,	,	PUNCT
aeasj-242	96	111	rachdi	rachdi	NOUN
aeasj-242	96	112	and	and	CCONJ
aeasj-242	96	113	mensi	mensi	NOUN
aeasj-242	96	114	(	(	PUNCT
aeasj-242	96	115	2012	2012	NUM
aeasj-242	96	116	)	)	PUNCT
aeasj-242	96	117	and	and	CCONJ
aeasj-242	96	118	frimpong	frimpong	PROPN
aeasj-242	96	119	and	and	CCONJ
aeasj-242	96	120	marbuah	marbuah	PROPN
aeasj-242	96	121	(	(	PUNCT
aeasj-242	96	122	2010	2010	NUM
aeasj-242	96	123	)	)	PUNCT
aeasj-242	96	124	)	)	PUNCT
aeasj-242	96	125	.	.	PUNCT
aeasj-242	97	1	however	however	ADV
aeasj-242	97	2	touny	touny	NOUN
aeasj-242	97	3	(	(	PUNCT
aeasj-242	97	4	2014	2014	NUM
aeasj-242	97	5	)	)	PUNCT
aeasj-242	97	6	also	also	ADV
aeasj-242	97	7	argue	argue	VERB
aeasj-242	97	8	that	that	SCONJ
aeasj-242	97	9	in	in	ADP
aeasj-242	97	10	the	the	DET
aeasj-242	97	11	long	long	ADJ
aeasj-242	97	12	term	term	NOUN
aeasj-242	97	13	economic	economic	ADJ
aeasj-242	97	14	growth	growth	NOUN
aeasj-242	97	15	does	do	AUX
aeasj-242	97	16	not	not	PART
aeasj-242	97	17	continue	continue	VERB
aeasj-242	97	18	to	to	PART
aeasj-242	97	19	improve	improve	VERB
aeasj-242	97	20	credit	credit	NOUN
aeasj-242	97	21	extension	extension	NOUN
aeasj-242	97	22	to	to	ADP
aeasj-242	97	23	the	the	DET
aeasj-242	97	24	private	private	ADJ
aeasj-242	97	25	sector	sector	NOUN
aeasj-242	97	26	but	but	CCONJ
aeasj-242	97	27	will	will	AUX
aeasj-242	97	28	instead	instead	ADV
aeasj-242	97	29	have	have	VERB
aeasj-242	97	30	a	a	DET
aeasj-242	97	31	negative	negative	ADJ
aeasj-242	97	32	impact	impact	NOUN
aeasj-242	97	33	.	.	PUNCT
aeasj-242	98	1	a	a	DET
aeasj-242	98	2	different	different	ADJ
aeasj-242	98	3	perspective	perspective	NOUN
aeasj-242	98	4	was	be	AUX
aeasj-242	98	5	brought	bring	VERB
aeasj-242	98	6	by	by	ADP
aeasj-242	98	7	atoyebi	atoyebi	NOUN
aeasj-242	98	8	et	et	PROPN
aeasj-242	98	9	al	al	PROPN
aeasj-242	98	10	(	(	PUNCT
aeasj-242	98	11	2012	2012	NUM
aeasj-242	98	12	)	)	PUNCT
aeasj-242	98	13	who	who	PRON
aeasj-242	98	14	argued	argue	VERB
aeasj-242	98	15	that	that	SCONJ
aeasj-242	98	16	growth	growth	NOUN
aeasj-242	98	17	in	in	ADP
aeasj-242	98	18	private	private	ADJ
aeasj-242	98	19	investments	investment	NOUN
aeasj-242	98	20	are	be	AUX
aeasj-242	98	21	better	well	ADV
aeasj-242	98	22	explained	explain	VERB
aeasj-242	98	23	by	by	ADP
aeasj-242	98	24	changes	change	NOUN
aeasj-242	98	25	in	in	ADP
aeasj-242	98	26	the	the	DET
aeasj-242	98	27	political	political	ADJ
aeasj-242	98	28	situation	situation	NOUN
aeasj-242	98	29	.	.	PUNCT
aeasj-242	99	1	the	the	DET
aeasj-242	99	2	creation	creation	NOUN
aeasj-242	99	3	of	of	ADP
aeasj-242	99	4	an	an	DET
aeasj-242	99	5	enabling	enable	VERB
aeasj-242	99	6	environment	environment	NOUN
aeasj-242	99	7	through	through	ADP
aeasj-242	99	8	provision	provision	NOUN
aeasj-242	99	9	of	of	ADP
aeasj-242	99	10	infrastructural	infrastructural	ADJ
aeasj-242	99	11	facilities	facility	NOUN
aeasj-242	99	12	and	and	CCONJ
aeasj-242	99	13	security	security	NOUN
aeasj-242	99	14	is	be	AUX
aeasj-242	99	15	necessary	necessary	ADJ
aeasj-242	99	16	for	for	ADP
aeasj-242	99	17	the	the	DET
aeasj-242	99	18	improvement	improvement	NOUN
aeasj-242	99	19	in	in	ADP
aeasj-242	99	20	the	the	DET
aeasj-242	99	21	extension	extension	NOUN
aeasj-242	99	22	of	of	ADP
aeasj-242	99	23	credit	credit	NOUN
aeasj-242	99	24	to	to	ADP
aeasj-242	99	25	the	the	DET
aeasj-242	99	26	private	private	ADJ
aeasj-242	99	27	sector	sector	NOUN
aeasj-242	99	28	.	.	PUNCT
aeasj-242	100	1	as	as	SCONJ
aeasj-242	100	2	such	such	ADJ
aeasj-242	100	3	private	private	ADJ
aeasj-242	100	4	investment	investment	NOUN
aeasj-242	100	5	is	be	AUX
aeasj-242	100	6	hindered	hinder	VERB
aeasj-242	100	7	by	by	ADP
aeasj-242	100	8	macroeconomic	macroeconomic	ADJ
aeasj-242	100	9	instability	instability	NOUN
aeasj-242	100	10	and	and	CCONJ
aeasj-242	100	11	political	political	ADJ
aeasj-242	100	12	disturbances	disturbance	NOUN
aeasj-242	100	13	.	.	PUNCT
aeasj-242	101	1	there	there	PRON
aeasj-242	101	2	are	be	VERB
aeasj-242	101	3	studies	study	NOUN
aeasj-242	101	4	that	that	PRON
aeasj-242	101	5	show	show	VERB
aeasj-242	101	6	that	that	SCONJ
aeasj-242	101	7	a	a	DET
aeasj-242	101	8	causal	causal	ADJ
aeasj-242	101	9	relationship	relationship	NOUN
aeasj-242	101	10	may	may	AUX
aeasj-242	101	11	not	not	PART
aeasj-242	101	12	exist	exist	VERB
aeasj-242	101	13	between	between	ADP
aeasj-242	101	14	credit	credit	NOUN
aeasj-242	101	15	to	to	ADP
aeasj-242	101	16	private	private	ADJ
aeasj-242	101	17	sector	sector	NOUN
aeasj-242	101	18	and	and	CCONJ
aeasj-242	101	19	economic	economic	ADJ
aeasj-242	101	20	growth	growth	NOUN
aeasj-242	101	21	which	which	PRON
aeasj-242	101	22	shows	show	VERB
aeasj-242	101	23	the	the	DET
aeasj-242	101	24	existence	existence	NOUN
aeasj-242	101	25	of	of	ADP
aeasj-242	101	26	a	a	DET
aeasj-242	101	27	schumpeterian	schumpeterian	ADJ
aeasj-242	101	28	independent	independent	ADJ
aeasj-242	101	29	hypothesis	hypothesis	NOUN
aeasj-242	101	30	,	,	PUNCT
aeasj-242	101	31	(	(	PUNCT
aeasj-242	101	32	osman	osman	NOUN
aeasj-242	101	33	(	(	PUNCT
aeasj-242	101	34	2014	2014	NUM
aeasj-242	101	35	)	)	PUNCT
aeasj-242	101	36	and	and	CCONJ
aeasj-242	101	37	nezakati	nezakati	PROPN
aeasj-242	101	38	et	et	PROPN
aeasj-242	101	39	al	al	PROPN
aeasj-242	101	40	(	(	PUNCT
aeasj-242	101	41	2011	2011	NUM
aeasj-242	101	42	)	)	PUNCT
aeasj-242	101	43	and	and	CCONJ
aeasj-242	101	44	aliero	aliero	PROPN
aeasj-242	101	45	et	et	PROPN
aeasj-242	101	46	al	al	PROPN
aeasj-242	101	47	(	(	PUNCT
aeasj-242	101	48	2013	2013	NUM
aeasj-242	101	49	)	)	PUNCT
aeasj-242	101	50	)	)	PUNCT
aeasj-242	101	51	.	.	PUNCT
aeasj-242	102	1	sogut	sogut	PROPN
aeasj-242	102	2	(	(	PUNCT
aeasj-242	102	3	2008	2008	NUM
aeasj-242	102	4	)	)	PUNCT
aeasj-242	102	5	showed	show	VERB
aeasj-242	102	6	that	that	SCONJ
aeasj-242	102	7	in	in	ADP
aeasj-242	102	8	the	the	DET
aeasj-242	102	9	high	high	ADJ
aeasj-242	102	10	income	income	NOUN
aeasj-242	102	11	countries	country	NOUN
aeasj-242	102	12	private	private	ADJ
aeasj-242	102	13	sector	sector	NOUN
aeasj-242	102	14	credit	credit	NOUN
aeasj-242	102	15	is	be	AUX
aeasj-242	102	16	positively	positively	ADV
aeasj-242	102	17	related	relate	VERB
aeasj-242	102	18	with	with	ADP
aeasj-242	102	19	journal	journal	NOUN
aeasj-242	102	20	of	of	ADP
aeasj-242	102	21	poverty	poverty	NOUN
aeasj-242	102	22	,	,	PUNCT
aeasj-242	102	23	investment	investment	NOUN
aeasj-242	102	24	and	and	CCONJ
aeasj-242	102	25	development	development	NOUN
aeasj-242	102	26	of	of	ADP
aeasj-242	102	27	public	public	ADJ
aeasj-242	102	28	sector	sector	NOUN
aeasj-242	102	29	debt	debt	NOUN
aeasj-242	102	30	,	,	PUNCT
aeasj-242	102	31	which	which	PRON
aeasj-242	102	32	is	be	AUX
aeasj-242	102	33	in	in	ADP
aeasj-242	102	34	contradiction	contradiction	NOUN
aeasj-242	102	35	to	to	ADP
aeasj-242	102	36	other	other	ADJ
aeasj-242	102	37	studies	study	NOUN
aeasj-242	102	38	.	.	PUNCT
aeasj-242	103	1	according	accord	VERB
aeasj-242	103	2	to	to	ADP
aeasj-242	103	3	shijaku	shijaku	NOUN
aeasj-242	103	4	and	and	CCONJ
aeasj-242	103	5	kalluci	kalluci	NOUN
aeasj-242	103	6	(	(	PUNCT
aeasj-242	103	7	2013	2013	NUM
aeasj-242	103	8	)	)	PUNCT
aeasj-242	103	9	lending	lending	NOUN
aeasj-242	103	10	incentives	incentive	NOUN
aeasj-242	103	11	are	be	AUX
aeasj-242	103	12	created	create	VERB
aeasj-242	103	13	by	by	ADP
aeasj-242	103	14	having	have	VERB
aeasj-242	103	15	a	a	DET
aeasj-242	103	16	lower	low	ADJ
aeasj-242	103	17	cost	cost	NOUN
aeasj-242	103	18	of	of	ADP
aeasj-242	103	19	lending	lending	NOUN
aeasj-242	103	20	,	,	PUNCT
aeasj-242	103	21	reduced	reduce	VERB
aeasj-242	103	22	government	government	NOUN
aeasj-242	103	23	borrowing	borrowing	NOUN
aeasj-242	103	24	and	and	CCONJ
aeasj-242	103	25	more	more	ADJ
aeasj-242	103	26	qualitative	qualitative	ADJ
aeasj-242	103	27	bank	bank	NOUN
aeasj-242	103	28	credit	credit	NOUN
aeasj-242	103	29	.	.	PUNCT
aeasj-242	104	1	meaning	meaning	NOUN
aeasj-242	104	2	of	of	ADP
aeasj-242	104	3	credit	credit	NOUN
aeasj-242	104	4	chester	chester	NOUN
aeasj-242	104	5	(	(	PUNCT
aeasj-242	104	6	1920	1920	NUM
aeasj-242	104	7	)	)	PUNCT
aeasj-242	104	8	defines	define	VERB
aeasj-242	104	9	bank	bank	NOUN
aeasj-242	104	10	credit	credit	NOUN
aeasj-242	104	11	as	as	ADP
aeasj-242	104	12	credit	credit	NOUN
aeasj-242	104	13	extended	extend	VERB
aeasj-242	104	14	by	by	ADP
aeasj-242	104	15	banks	bank	NOUN
aeasj-242	104	16	to	to	ADP
aeasj-242	104	17	borrowers	borrower	NOUN
aeasj-242	104	18	.	.	PUNCT
aeasj-242	105	1	he	he	PRON
aeasj-242	105	2	stressed	stress	VERB
aeasj-242	105	3	further	far	ADV
aeasj-242	105	4	that	that	SCONJ
aeasj-242	105	5	,	,	PUNCT
aeasj-242	105	6	bankers	banker	NOUN
aeasj-242	105	7	frequently	frequently	ADV
aeasj-242	105	8	use	use	VERB
aeasj-242	105	9	the	the	DET
aeasj-242	105	10	term	term	NOUN
aeasj-242	105	11	in	in	ADP
aeasj-242	105	12	the	the	DET
aeasj-242	105	13	plural	plural	NOUN
aeasj-242	105	14	,	,	PUNCT
aeasj-242	105	15	meaning	mean	VERB
aeasj-242	105	16	advances	advance	NOUN
aeasj-242	105	17	made	make	VERB
aeasj-242	105	18	to	to	ADP
aeasj-242	105	19	their	their	PRON
aeasj-242	105	20	borrowing	borrowing	NOUN
aeasj-242	105	21	customers	customer	NOUN
aeasj-242	105	22	.	.	PUNCT
aeasj-242	106	1	whether	whether	SCONJ
aeasj-242	106	2	the	the	DET
aeasj-242	106	3	borrower	borrower	NOUN
aeasj-242	106	4	withdraws	withdraw	VERB
aeasj-242	106	5	the	the	DET
aeasj-242	106	6	amount	amount	NOUN
aeasj-242	106	7	of	of	ADP
aeasj-242	106	8	the	the	DET
aeasj-242	106	9	proceeds	proceed	NOUN
aeasj-242	106	10	of	of	ADP
aeasj-242	106	11	his	his	PRON
aeasj-242	106	12	loan	loan	NOUN
aeasj-242	106	13	in	in	ADP
aeasj-242	106	14	cash	cash	NOUN
aeasj-242	106	15	at	at	ADP
aeasj-242	106	16	once	once	ADV
aeasj-242	106	17	or	or	CCONJ
aeasj-242	106	18	leaves	leave	VERB
aeasj-242	106	19	it	it	PRON
aeasj-242	106	20	on	on	ADP
aeasj-242	106	21	deposit	deposit	NOUN
aeasj-242	106	22	with	with	ADP
aeasj-242	106	23	the	the	DET
aeasj-242	106	24	lending	lending	NOUN
aeasj-242	106	25	bank	bank	NOUN
aeasj-242	106	26	,	,	PUNCT
aeasj-242	106	27	the	the	DET
aeasj-242	106	28	loan	loan	NOUN
aeasj-242	106	29	in	in	ADP
aeasj-242	106	30	either	either	DET
aeasj-242	106	31	case	case	NOUN
aeasj-242	106	32	constitutes	constitute	VERB
aeasj-242	106	33	credit	credit	NOUN
aeasj-242	106	34	extended	extend	VERB
aeasj-242	106	35	.	.	PUNCT
aeasj-242	107	1	just	just	ADV
aeasj-242	107	2	as	as	SCONJ
aeasj-242	107	3	a	a	DET
aeasj-242	107	4	merchant	merchant	NOUN
aeasj-242	107	5	extends	extend	VERB
aeasj-242	107	6	credit	credit	NOUN
aeasj-242	107	7	to	to	ADP
aeasj-242	107	8	he	he	PRON
aeasj-242	107	9	who	who	PRON
aeasj-242	107	10	pays	pay	VERB
aeasj-242	107	11	for	for	ADP
aeasj-242	107	12	his	his	PRON
aeasj-242	107	13	purchase	purchase	NOUN
aeasj-242	107	14	at	at	ADP
aeasj-242	107	15	a	a	DET
aeasj-242	107	16	later	later	ADJ
aeasj-242	107	17	time	time	NOUN
aeasj-242	107	18	,	,	PUNCT
aeasj-242	107	19	so	so	ADV
aeasj-242	107	20	the	the	DET
aeasj-242	107	21	banker	banker	NOUN
aeasj-242	107	22	extends	extend	VERB
aeasj-242	107	23	credit	credit	NOUN
aeasj-242	107	24	to	to	ADP
aeasj-242	107	25	the	the	DET
aeasj-242	107	26	business	business	NOUN
aeasj-242	107	27	man	man	NOUN
aeasj-242	107	28	who	who	PRON
aeasj-242	107	29	borrows	borrow	VERB
aeasj-242	107	30	money	money	NOUN
aeasj-242	107	31	.	.	PUNCT
aeasj-242	108	1	whether	whether	SCONJ
aeasj-242	108	2	the	the	DET
aeasj-242	108	3	money	money	NOUN
aeasj-242	108	4	is	be	AUX
aeasj-242	108	5	taken	take	VERB
aeasj-242	108	6	from	from	ADP
aeasj-242	108	7	the	the	DET
aeasj-242	108	8	bank	bank	NOUN
aeasj-242	108	9	at	at	ADP
aeasj-242	108	10	the	the	DET
aeasj-242	108	11	time	time	NOUN
aeasj-242	108	12	the	the	DET
aeasj-242	108	13	loan	loan	NOUN
aeasj-242	108	14	is	be	AUX
aeasj-242	108	15	made	make	VERB
aeasj-242	108	16	,	,	PUNCT
aeasj-242	108	17	the	the	DET
aeasj-242	108	18	next	next	ADJ
aeasj-242	108	19	day	day	NOUN
aeasj-242	108	20	,	,	PUNCT
aeasj-242	108	21	or	or	CCONJ
aeasj-242	108	22	ten	ten	NUM
aeasj-242	108	23	days	day	NOUN
aeasj-242	108	24	later	later	ADV
aeasj-242	108	25	,	,	PUNCT
aeasj-242	108	26	makes	make	VERB
aeasj-242	108	27	no	no	DET
aeasj-242	108	28	essential	essential	ADJ
aeasj-242	108	29	difference	difference	NOUN
aeasj-242	108	30	;	;	PUNCT
aeasj-242	108	31	bank	bank	NOUN
aeasj-242	108	32	credit	credit	NOUN
aeasj-242	108	33	may	may	AUX
aeasj-242	108	34	take	take	VERB
aeasj-242	108	35	even	even	ADV
aeasj-242	108	36	the	the	DET
aeasj-242	108	37	form	form	NOUN
aeasj-242	108	38	of	of	ADP
aeasj-242	108	39	an	an	DET
aeasj-242	108	40	overdraft	overdraft	NOUN
aeasj-242	108	41	.	.	PUNCT
aeasj-242	109	1	credit	credit	NOUN
aeasj-242	109	2	has	have	AUX
aeasj-242	109	3	been	be	AUX
aeasj-242	109	4	described	describe	VERB
aeasj-242	109	5	as	as	ADP
aeasj-242	109	6	a	a	DET
aeasj-242	109	7	device	device	NOUN
aeasj-242	109	8	for	for	ADP
aeasj-242	109	9	facilitating	facilitate	VERB
aeasj-242	109	10	transfer	transfer	NOUN
aeasj-242	109	11	of	of	ADP
aeasj-242	109	12	purchasing	purchase	VERB
aeasj-242	109	13	power	power	NOUN
aeasj-242	109	14	from	from	ADP
aeasj-242	109	15	one	one	NUM
aeasj-242	109	16	individual	individual	NOUN
aeasj-242	109	17	or	or	CCONJ
aeasj-242	109	18	organization	organization	NOUN
aeasj-242	109	19	to	to	ADP
aeasj-242	109	20	another	another	PRON
aeasj-242	109	21	.	.	PUNCT
aeasj-242	110	1	as	as	SCONJ
aeasj-242	110	2	indicated	indicate	VERB
aeasj-242	110	3	by	by	ADP
aeasj-242	110	4	oyatoya	oyatoya	NOUN
aeasj-242	110	5	(	(	PUNCT
aeasj-242	110	6	1983	1983	NUM
aeasj-242	110	7	)	)	PUNCT
aeasj-242	110	8	credit	credit	NOUN
aeasj-242	110	9	provides	provide	VERB
aeasj-242	110	10	the	the	DET
aeasj-242	110	11	basis	basis	NOUN
aeasj-242	110	12	for	for	ADP
aeasj-242	110	13	increased	increase	VERB
aeasj-242	110	14	production	production	NOUN
aeasj-242	110	15	efficiency	efficiency	NOUN
aeasj-242	110	16	through	through	ADP
aeasj-242	110	17	specialization	specialization	NOUN
aeasj-242	110	18	of	of	ADP
aeasj-242	110	19	functions	function	NOUN
aeasj-242	110	20	thus	thus	ADV
aeasj-242	110	21	bringing	bring	VERB
aeasj-242	110	22	together	together	ADV
aeasj-242	110	23	in	in	ADP
aeasj-242	110	24	a	a	DET
aeasj-242	110	25	more	more	ADV
aeasj-242	110	26	productive	productive	ADJ
aeasj-242	110	27	union	union	NOUN
aeasj-242	110	28	the	the	DET
aeasj-242	110	29	skilled	skilled	ADJ
aeasj-242	110	30	labor	labor	NOUN
aeasj-242	110	31	force	force	NOUN
aeasj-242	110	32	with	with	ADP
aeasj-242	110	33	small	small	ADJ
aeasj-242	110	34	financial	financial	ADJ
aeasj-242	110	35	resources	resource	NOUN
aeasj-242	110	36	and	and	CCONJ
aeasj-242	110	37	those	those	PRON
aeasj-242	110	38	who	who	PRON
aeasj-242	110	39	have	have	VERB
aeasj-242	110	40	substantial	substantial	ADJ
aeasj-242	110	41	resources	resource	NOUN
aeasj-242	110	42	but	but	CCONJ
aeasj-242	110	43	lack	lack	VERB
aeasj-242	110	44	entrepreneurial	entrepreneurial	ADJ
aeasj-242	110	45	ability	ability	NOUN
aeasj-242	110	46	.	.	PUNCT
aeasj-242	111	1	in	in	ADP
aeasj-242	111	2	general	general	ADJ
aeasj-242	111	3	,	,	PUNCT
aeasj-242	111	4	total	total	ADJ
aeasj-242	111	5	domestic	domestic	ADJ
aeasj-242	111	6	bank	bank	NOUN
aeasj-242	111	7	credit	credit	NOUN
aeasj-242	111	8	can	can	AUX
aeasj-242	111	9	be	be	AUX
aeasj-242	111	10	sub	sub	NOUN
aeasj-242	111	11	divided	divide	VERB
aeasj-242	111	12	into	into	ADP
aeasj-242	111	13	two	two	NUM
aeasj-242	111	14	:	:	PUNCT
aeasj-242	111	15	credit	credit	NOUN
aeasj-242	111	16	to	to	ADP
aeasj-242	111	17	the	the	DET
aeasj-242	111	18	private	private	ADJ
aeasj-242	111	19	sector	sector	NOUN
aeasj-242	111	20	and	and	CCONJ
aeasj-242	111	21	credit	credit	NOUN
aeasj-242	111	22	to	to	ADP
aeasj-242	111	23	the	the	DET
aeasj-242	111	24	public	public	ADJ
aeasj-242	111	25	sector	sector	NOUN
aeasj-242	111	26	.	.	PUNCT
aeasj-242	112	1	it	it	PRON
aeasj-242	112	2	has	have	AUX
aeasj-242	112	3	been	be	AUX
aeasj-242	112	4	empirically	empirically	ADV
aeasj-242	112	5	proved	prove	VERB
aeasj-242	112	6	that	that	SCONJ
aeasj-242	112	7	credit	credit	NOUN
aeasj-242	112	8	to	to	ADP
aeasj-242	112	9	the	the	DET
aeasj-242	112	10	public	public	ADJ
aeasj-242	112	11	sector	sector	NOUN
aeasj-242	112	12	is	be	AUX
aeasj-242	112	13	weak	weak	ADJ
aeasj-242	112	14	in	in	ADP
aeasj-242	112	15	generating	generate	VERB
aeasj-242	112	16	growth	growth	NOUN
aeasj-242	112	17	within	within	ADP
aeasj-242	112	18	the	the	DET
aeasj-242	112	19	economy	economy	NOUN
aeasj-242	112	20	because	because	SCONJ
aeasj-242	112	21	they	they	PRON
aeasj-242	112	22	are	be	AUX
aeasj-242	112	23	prone	prone	ADJ
aeasj-242	112	24	to	to	PART
aeasj-242	112	25	waste	waste	VERB
aeasj-242	112	26	and	and	CCONJ
aeasj-242	112	27	politically	politically	ADV
aeasj-242	112	28	motivated	motivated	ADJ
aeasj-242	112	29	programmes	programme	NOUN
aeasj-242	112	30	which	which	PRON
aeasj-242	112	31	may	may	AUX
aeasj-242	112	32	not	not	PART
aeasj-242	112	33	deliver	deliver	VERB
aeasj-242	112	34	the	the	DET
aeasj-242	112	35	best	good	ADJ
aeasj-242	112	36	result	result	NOUN
aeasj-242	112	37	to	to	ADP
aeasj-242	112	38	the	the	DET
aeasj-242	112	39	populace	populace	NOUN
aeasj-242	112	40	while	while	SCONJ
aeasj-242	112	41	private	private	ADJ
aeasj-242	112	42	credit	credit	NOUN
aeasj-242	112	43	had	have	AUX
aeasj-242	112	44	been	be	AUX
aeasj-242	112	45	observed	observe	VERB
aeasj-242	112	46	to	to	PART
aeasj-242	112	47	be	be	AUX
aeasj-242	112	48	the	the	DET
aeasj-242	112	49	dynamic	dynamic	ADJ
aeasj-242	112	50	instrument	instrument	NOUN
aeasj-242	112	51	of	of	ADP
aeasj-242	112	52	accelerated	accelerate	VERB
aeasj-242	112	53	growth	growth	NOUN
aeasj-242	112	54	(	(	PUNCT
aeasj-242	112	55	beck	beck	NOUN
aeasj-242	112	56	et	et	PROPN
aeasj-242	112	57	al	al	PROPN
aeasj-242	112	58	2005	2005	NUM
aeasj-242	112	59	;	;	PUNCT
aeasj-242	112	60	levine	levine	PROPN
aeasj-242	112	61	2002	2002	NUM
aeasj-242	112	62	;	;	PUNCT
aeasj-242	112	63	odedokun	odedokun	NUM
aeasj-242	112	64	1998	1998	NUM
aeasj-242	112	65	;	;	PUNCT
aeasj-242	112	66	king	king	NOUN
aeasj-242	112	67	and	and	CCONJ
aeasj-242	112	68	levine	levine	PROPN
aeasj-242	112	69	1993	1993	NUM
aeasj-242	112	70	)	)	PUNCT
aeasj-242	112	71	.	.	PUNCT
aeasj-242	113	1	private	private	ADJ
aeasj-242	113	2	sector	sector	NOUN
aeasj-242	113	3	credit	credit	NOUN
aeasj-242	113	4	is	be	AUX
aeasj-242	113	5	decomposed	decompose	VERB
aeasj-242	113	6	into	into	ADP
aeasj-242	113	7	two	two	NUM
aeasj-242	113	8	categories	category	NOUN
aeasj-242	113	9	:	:	PUNCT
aeasj-242	113	10	short	short	ADJ
aeasj-242	113	11	-	-	PUNCT
aeasj-242	113	12	term	term	NOUN
aeasj-242	113	13	credit	credit	NOUN
aeasj-242	113	14	that	that	PRON
aeasj-242	113	15	has	have	VERB
aeasj-242	113	16	contractual	contractual	ADJ
aeasj-242	113	17	maturity	maturity	NOUN
aeasj-242	113	18	of	of	ADP
aeasj-242	113	19	one	one	NUM
aeasj-242	113	20	year	year	NOUN
aeasj-242	113	21	or	or	CCONJ
aeasj-242	113	22	less	less	ADJ
aeasj-242	113	23	and	and	CCONJ
aeasj-242	113	24	long	long	ADJ
aeasj-242	113	25	-	-	PUNCT
aeasj-242	113	26	term	term	NOUN
aeasj-242	113	27	credit	credit	NOUN
aeasj-242	113	28	that	that	PRON
aeasj-242	113	29	has	have	VERB
aeasj-242	113	30	contractual	contractual	ADJ
aeasj-242	113	31	maturity	maturity	NOUN
aeasj-242	113	32	longer	long	ADV
aeasj-242	113	33	than	than	ADP
aeasj-242	113	34	one	one	NUM
aeasj-242	113	35	year	year	NOUN
aeasj-242	113	36	.	.	PUNCT
aeasj-242	114	1	some	some	DET
aeasj-242	114	2	countries	country	NOUN
aeasj-242	114	3	,	,	PUNCT
aeasj-242	114	4	most	most	ADV
aeasj-242	114	5	notably	notably	ADV
aeasj-242	114	6	many	many	ADJ
aeasj-242	114	7	of	of	ADP
aeasj-242	114	8	the	the	DET
aeasj-242	114	9	transition	transition	NOUN
aeasj-242	114	10	economies	economy	NOUN
aeasj-242	114	11	,	,	PUNCT
aeasj-242	114	12	provide	provide	VERB
aeasj-242	114	13	more	more	ADV
aeasj-242	114	14	detailed	detailed	ADJ
aeasj-242	114	15	data	datum	NOUN
aeasj-242	114	16	on	on	ADP
aeasj-242	114	17	credit	credit	NOUN
aeasj-242	114	18	maturity	maturity	NOUN
aeasj-242	114	19	–	–	PUNCT
aeasj-242	114	20	up	up	ADP
aeasj-242	114	21	to	to	ADP
aeasj-242	114	22	one	one	NUM
aeasj-242	114	23	year	year	NOUN
aeasj-242	114	24	,	,	PUNCT
aeasj-242	114	25	one	one	NUM
aeasj-242	114	26	to	to	PART
aeasj-242	114	27	five	five	NUM
aeasj-242	114	28	years	year	NOUN
aeasj-242	114	29	and	and	CCONJ
aeasj-242	114	30	longer	long	ADJ
aeasj-242	114	31	than	than	ADP
aeasj-242	114	32	5	5	NUM
aeasj-242	114	33	years	year	NOUN
aeasj-242	114	34	.	.	PUNCT
aeasj-242	115	1	some	some	DET
aeasj-242	115	2	countries	country	NOUN
aeasj-242	115	3	report	report	VERB
aeasj-242	115	4	maturity	maturity	NOUN
aeasj-242	115	5	longer	long	ADV
aeasj-242	115	6	than	than	ADP
aeasj-242	115	7	7	7	NUM
aeasj-242	115	8	or	or	CCONJ
aeasj-242	115	9	even	even	ADV
aeasj-242	115	10	15	15	NUM
aeasj-242	115	11	years	year	NOUN
aeasj-242	115	12	.	.	PUNCT
aeasj-242	116	1	while	while	SCONJ
aeasj-242	116	2	it	it	PRON
aeasj-242	116	3	would	would	AUX
aeasj-242	116	4	be	be	AUX
aeasj-242	116	5	interesting	interesting	ADJ
aeasj-242	116	6	to	to	PART
aeasj-242	116	7	investigate	investigate	VERB
aeasj-242	116	8	credit	credit	NOUN
aeasj-242	116	9	with	with	ADP
aeasj-242	116	10	different	different	ADJ
aeasj-242	116	11	maturity	maturity	NOUN
aeasj-242	116	12	structures	structure	NOUN
aeasj-242	116	13	(	(	PUNCT
aeasj-242	116	14	e.g.	e.g.	ADV
aeasj-242	116	15	medium	medium	ADJ
aeasj-242	116	16	-	-	PUNCT
aeasj-242	116	17	term	term	NOUN
aeasj-242	116	18	,	,	PUNCT
aeasj-242	116	19	long	long	ADJ
aeasj-242	116	20	-	-	PUNCT
aeasj-242	116	21	term	term	NOUN
aeasj-242	116	22	,	,	PUNCT
aeasj-242	116	23	and	and	CCONJ
aeasj-242	116	24	“	"	PUNCT
aeasj-242	116	25	very	very	ADV
aeasj-242	116	26	longterm	longterm	ADJ
aeasj-242	116	27	”	"	PUNCT
aeasj-242	116	28	credit	credit	NOUN
aeasj-242	116	29	)	)	PUNCT
aeasj-242	116	30	,	,	PUNCT
aeasj-242	116	31	the	the	DET
aeasj-242	116	32	only	only	ADJ
aeasj-242	116	33	categorization	categorization	NOUN
aeasj-242	116	34	that	that	PRON
aeasj-242	116	35	is	be	AUX
aeasj-242	116	36	consistent	consistent	ADJ
aeasj-242	116	37	across	across	ADP
aeasj-242	116	38	all	all	DET
aeasj-242	116	39	countries	country	NOUN
aeasj-242	116	40	is	be	AUX
aeasj-242	116	41	the	the	DET
aeasj-242	116	42	one	one	NUM
aeasj-242	116	43	that	that	PRON
aeasj-242	116	44	divides	divide	VERB
aeasj-242	116	45	credit	credit	NOUN
aeasj-242	116	46	into	into	ADP
aeasj-242	116	47	shortterm	shortterm	PROPN
aeasj-242	116	48	credit	credit	NOUN
aeasj-242	116	49	with	with	ADP
aeasj-242	116	50	maturity	maturity	NOUN
aeasj-242	116	51	of	of	ADP
aeasj-242	116	52	one	one	NUM
aeasj-242	116	53	year	year	NOUN
aeasj-242	116	54	or	or	CCONJ
aeasj-242	116	55	less	less	ADJ
aeasj-242	116	56	and	and	CCONJ
aeasj-242	116	57	other	other	ADJ
aeasj-242	116	58	credits	credit	NOUN
aeasj-242	116	59	.	.	PUNCT
aeasj-242	117	1	determinants	determinant	NOUN
aeasj-242	117	2	of	of	ADP
aeasj-242	117	3	private	private	ADJ
aeasj-242	117	4	sector	sector	NOUN
aeasj-242	117	5	credit	credit	NOUN
aeasj-242	117	6	flow	flow	NOUN
aeasj-242	117	7	and	and	CCONJ
aeasj-242	117	8	economic	economic	ADJ
aeasj-242	117	9	growth	growth	NOUN
aeasj-242	117	10	the	the	DET
aeasj-242	117	11	global	global	ADJ
aeasj-242	117	12	financial	financial	ADJ
aeasj-242	117	13	crisis	crisis	NOUN
aeasj-242	117	14	has	have	AUX
aeasj-242	117	15	resulted	result	VERB
aeasj-242	117	16	in	in	ADP
aeasj-242	117	17	a	a	DET
aeasj-242	117	18	worldwide	worldwide	ADJ
aeasj-242	117	19	slowdown	slowdown	NOUN
aeasj-242	117	20	of	of	ADP
aeasj-242	117	21	credit	credit	NOUN
aeasj-242	117	22	flows	flow	NOUN
aeasj-242	117	23	,	,	PUNCT
aeasj-242	117	24	which	which	PRON
aeasj-242	117	25	triggered	trigger	VERB
aeasj-242	117	26	a	a	DET
aeasj-242	117	27	discussion	discussion	NOUN
aeasj-242	117	28	about	about	ADP
aeasj-242	117	29	the	the	DET
aeasj-242	117	30	factors	factor	NOUN
aeasj-242	117	31	driving	drive	VERB
aeasj-242	117	32	sluggish	sluggish	ADJ
aeasj-242	117	33	lending	lending	NOUN
aeasj-242	117	34	activity	activity	NOUN
aeasj-242	117	35	.	.	PUNCT
aeasj-242	118	1	unlike	unlike	ADP
aeasj-242	118	2	previous	previous	ADJ
aeasj-242	118	3	prominent	prominent	ADJ
aeasj-242	118	4	crises	crisis	NOUN
aeasj-242	118	5	(	(	PUNCT
aeasj-242	118	6	e.g.	e.g.	ADV
aeasj-242	118	7	in	in	ADP
aeasj-242	118	8	east	east	PROPN
aeasj-242	118	9	asia	asia	PROPN
aeasj-242	118	10	and	and	CCONJ
aeasj-242	118	11	latin	latin	PROPN
aeasj-242	118	12	america	america	PROPN
aeasj-242	118	13	in	in	ADP
aeasj-242	118	14	the	the	DET
aeasj-242	118	15	1990s	1990s	NUM
aeasj-242	118	16	)	)	PUNCT
aeasj-242	118	17	,	,	PUNCT
aeasj-242	118	18	the	the	DET
aeasj-242	118	19	current	current	ADJ
aeasj-242	118	20	slowdown	slowdown	NOUN
aeasj-242	118	21	in	in	ADP
aeasj-242	118	22	lending	lending	NOUN
aeasj-242	118	23	is	be	AUX
aeasj-242	118	24	taking	take	VERB
aeasj-242	118	25	place	place	NOUN
aeasj-242	118	26	in	in	ADP
aeasj-242	118	27	the	the	DET
aeasj-242	118	28	absence	absence	NOUN
aeasj-242	118	29	of	of	ADP
aeasj-242	118	30	rising	rise	VERB
aeasj-242	118	31	cost	cost	NOUN
aeasj-242	118	32	of	of	ADP
aeasj-242	118	33	credit	credit	NOUN
aeasj-242	118	34	and	and	CCONJ
aeasj-242	118	35	amid	amid	ADP
aeasj-242	118	36	record	record	NOUN
aeasj-242	118	37	-	-	PUNCT
aeasj-242	118	38	low	low	ADJ
aeasj-242	118	39	policy	policy	NOUN
aeasj-242	118	40	rates	rate	NOUN
aeasj-242	118	41	and	and	CCONJ
aeasj-242	118	42	monetary	monetary	ADJ
aeasj-242	118	43	stimulus	stimulus	NOUN
aeasj-242	118	44	.	.	PUNCT
aeasj-242	119	1	although	although	SCONJ
aeasj-242	119	2	the	the	DET
aeasj-242	119	3	decline	decline	NOUN
aeasj-242	119	4	in	in	ADP
aeasj-242	119	5	credit	credit	NOUN
aeasj-242	119	6	flows	flow	NOUN
aeasj-242	119	7	can	can	AUX
aeasj-242	119	8	be	be	AUX
aeasj-242	119	9	rationalized	rationalize	VERB
aeasj-242	119	10	in	in	ADP
aeasj-242	119	11	view	view	NOUN
aeasj-242	119	12	of	of	ADP
aeasj-242	119	13	the	the	DET
aeasj-242	119	14	overall	overall	ADJ
aeasj-242	119	15	decline	decline	NOUN
aeasj-242	119	16	in	in	ADP
aeasj-242	119	17	economic	economic	ADJ
aeasj-242	119	18	activity	activity	NOUN
aeasj-242	119	19	,	,	PUNCT
aeasj-242	119	20	some	some	DET
aeasj-242	119	21	critics	critic	NOUN
aeasj-242	119	22	have	have	AUX
aeasj-242	119	23	argued	argue	VERB
aeasj-242	119	24	that	that	SCONJ
aeasj-242	119	25	the	the	DET
aeasj-242	119	26	slowdown	slowdown	NOUN
aeasj-242	119	27	of	of	ADP
aeasj-242	119	28	lending	lending	NOUN
aeasj-242	119	29	(	(	PUNCT
aeasj-242	119	30	despite	despite	SCONJ
aeasj-242	119	31	generally	generally	ADV
aeasj-242	119	32	low	low	ADJ
aeasj-242	119	33	interest	interest	NOUN
aeasj-242	119	34	rates	rate	NOUN
aeasj-242	119	35	)	)	PUNCT
aeasj-242	119	36	can	can	AUX
aeasj-242	119	37	be	be	AUX
aeasj-242	119	38	attributed	attribute	VERB
aeasj-242	119	39	to	to	ADP
aeasj-242	119	40	credit	credit	NOUN
aeasj-242	119	41	rationing	ration	VERB
aeasj-242	119	42	by	by	ADP
aeasj-242	119	43	financial	financial	ADJ
aeasj-242	119	44	institutions	institution	NOUN
aeasj-242	119	45	.	.	PUNCT
aeasj-242	120	1	according	accord	VERB
aeasj-242	120	2	to	to	ADP
aeasj-242	120	3	this	this	DET
aeasj-242	120	4	“	"	PUNCT
aeasj-242	120	5	credit	credit	NOUN
aeasj-242	120	6	crunch	crunch	NOUN
aeasj-242	120	7	”	"	PUNCT
aeasj-242	120	8	hypothesis	hypothesis	NOUN
aeasj-242	120	9	,	,	PUNCT
aeasj-242	120	10	in	in	ADP
aeasj-242	120	11	the	the	DET
aeasj-242	120	12	presence	presence	NOUN
aeasj-242	120	13	of	of	ADP
aeasj-242	120	14	asymmetric	asymmetric	ADJ
aeasj-242	120	15	information	information	NOUN
aeasj-242	120	16	interest	interest	NOUN
aeasj-242	120	17	rates	rate	NOUN
aeasj-242	120	18	do	do	AUX
aeasj-242	120	19	not	not	PART
aeasj-242	120	20	equilibrate	equilibrate	VERB
aeasj-242	120	21	supply	supply	NOUN
aeasj-242	120	22	of	of	ADP
aeasj-242	120	23	and	and	CCONJ
aeasj-242	120	24	copyright	copyright	NOUN
aeasj-242	120	25	©	©	PROPN
aeasj-242	120	26	cc	cc	PROPN
aeasj-242	120	27	-	-	PUNCT
aeasj-242	120	28	by	by	ADP
aeasj-242	120	29	-	-	PUNCT
aeasj-242	120	30	nc	nc	PROPN
aeasj-242	120	31	2019	2019	NUM
aeasj-242	120	32	,	,	PUNCT
aeasj-242	120	33	cribfb	cribfb	VERB
aeasj-242	120	34	|	|	ADV
aeasj-242	120	35	aesr	aesr	ADV
aeasj-242	120	36	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	120	37	american	american	PROPN
aeasj-242	120	38	economic	economic	PROPN
aeasj-242	120	39	&	&	CCONJ
aeasj-242	120	40	social	social	PROPN
aeasj-242	120	41	review	review	PROPN
aeasj-242	120	42	vol	vol	NOUN
aeasj-242	120	43	.	.	PROPN
aeasj-242	121	1	5	5	NUM
aeasj-242	121	2	,	,	PUNCT
aeasj-242	121	3	no	no	INTJ
aeasj-242	121	4	.	.	NOUN
aeasj-242	121	5	1	1	NUM
aeasj-242	121	6	;	;	PUNCT
aeasj-242	121	7	2019	2019	NUM
aeasj-242	121	8	14	14	NUM
aeasj-242	121	9	demand	demand	NOUN
aeasj-242	121	10	for	for	ADP
aeasj-242	121	11	credit	credit	NOUN
aeasj-242	121	12	,	,	PUNCT
aeasj-242	121	13	and	and	CCONJ
aeasj-242	121	14	rational	rational	ADJ
aeasj-242	121	15	profit	profit	NOUN
aeasj-242	121	16	maximizing	maximize	VERB
aeasj-242	121	17	lenders	lender	NOUN
aeasj-242	121	18	deliberately	deliberately	ADV
aeasj-242	121	19	constrain	constrain	VERB
aeasj-242	121	20	the	the	DET
aeasj-242	121	21	outflow	outflow	NOUN
aeasj-242	121	22	of	of	ADP
aeasj-242	121	23	liquidity	liquidity	NOUN
aeasj-242	121	24	in	in	ADP
aeasj-242	121	25	an	an	DET
aeasj-242	121	26	attempt	attempt	NOUN
aeasj-242	121	27	to	to	PART
aeasj-242	121	28	avoid	avoid	VERB
aeasj-242	121	29	the	the	DET
aeasj-242	121	30	accumulation	accumulation	NOUN
aeasj-242	121	31	of	of	ADP
aeasj-242	121	32	risky	risky	ADJ
aeasj-242	121	33	assets	asset	NOUN
aeasj-242	121	34	.	.	PUNCT
aeasj-242	122	1	understanding	understand	VERB
aeasj-242	122	2	whether	whether	SCONJ
aeasj-242	122	3	sluggish	sluggish	ADJ
aeasj-242	122	4	credit	credit	NOUN
aeasj-242	122	5	activity	activity	NOUN
aeasj-242	122	6	is	be	AUX
aeasj-242	122	7	related	relate	VERB
aeasj-242	122	8	to	to	ADP
aeasj-242	122	9	constrained	constrain	VERB
aeasj-242	122	10	supply	supply	NOUN
aeasj-242	122	11	or	or	CCONJ
aeasj-242	122	12	weak	weak	ADJ
aeasj-242	122	13	demand	demand	NOUN
aeasj-242	122	14	for	for	ADP
aeasj-242	122	15	credit	credit	NOUN
aeasj-242	122	16	is	be	AUX
aeasj-242	122	17	important	important	ADJ
aeasj-242	122	18	from	from	ADP
aeasj-242	122	19	a	a	DET
aeasj-242	122	20	policy	policy	NOUN
aeasj-242	122	21	perspective	perspective	NOUN
aeasj-242	122	22	.	.	PUNCT
aeasj-242	123	1	if	if	SCONJ
aeasj-242	123	2	the	the	DET
aeasj-242	123	3	reduction	reduction	NOUN
aeasj-242	123	4	of	of	ADP
aeasj-242	123	5	credit	credit	NOUN
aeasj-242	123	6	flows	flow	NOUN
aeasj-242	123	7	is	be	AUX
aeasj-242	123	8	mainly	mainly	ADV
aeasj-242	123	9	a	a	DET
aeasj-242	123	10	response	response	NOUN
aeasj-242	123	11	to	to	ADP
aeasj-242	123	12	tightened	tighten	VERB
aeasj-242	123	13	credit	credit	NOUN
aeasj-242	123	14	standards	standard	NOUN
aeasj-242	123	15	by	by	ADP
aeasj-242	123	16	financial	financial	ADJ
aeasj-242	123	17	institutions	institution	NOUN
aeasj-242	123	18	,	,	PUNCT
aeasj-242	123	19	then	then	ADV
aeasj-242	123	20	targeted	target	VERB
aeasj-242	123	21	monetary	monetary	ADJ
aeasj-242	123	22	easing	easing	NOUN
aeasj-242	123	23	coupled	couple	VERB
aeasj-242	123	24	with	with	ADP
aeasj-242	123	25	regulatory	regulatory	ADJ
aeasj-242	123	26	measures	measure	NOUN
aeasj-242	123	27	aimed	aim	VERB
aeasj-242	123	28	at	at	ADP
aeasj-242	123	29	relaxing	relax	VERB
aeasj-242	123	30	prudential	prudential	ADJ
aeasj-242	123	31	norms	norm	NOUN
aeasj-242	123	32	may	may	AUX
aeasj-242	123	33	be	be	AUX
aeasj-242	123	34	needed	need	VERB
aeasj-242	123	35	to	to	PART
aeasj-242	123	36	remove	remove	VERB
aeasj-242	123	37	the	the	DET
aeasj-242	123	38	obstacles	obstacle	NOUN
aeasj-242	123	39	for	for	ADP
aeasj-242	123	40	credit	credit	NOUN
aeasj-242	123	41	growth	growth	NOUN
aeasj-242	123	42	.	.	PUNCT
aeasj-242	124	1	alternatively	alternatively	ADV
aeasj-242	124	2	,	,	PUNCT
aeasj-242	124	3	if	if	SCONJ
aeasj-242	124	4	the	the	DET
aeasj-242	124	5	reduction	reduction	NOUN
aeasj-242	124	6	of	of	ADP
aeasj-242	124	7	credit	credit	NOUN
aeasj-242	124	8	flows	flow	NOUN
aeasj-242	124	9	is	be	AUX
aeasj-242	124	10	mostly	mostly	ADV
aeasj-242	124	11	driven	drive	VERB
aeasj-242	124	12	by	by	ADP
aeasj-242	124	13	the	the	DET
aeasj-242	124	14	decline	decline	NOUN
aeasj-242	124	15	in	in	ADP
aeasj-242	124	16	credit	credit	NOUN
aeasj-242	124	17	demand	demand	NOUN
aeasj-242	124	18	amid	amid	ADP
aeasj-242	124	19	slower	slow	ADJ
aeasj-242	124	20	business	business	NOUN
aeasj-242	124	21	activity	activity	NOUN
aeasj-242	124	22	,	,	PUNCT
aeasj-242	124	23	then	then	ADV
aeasj-242	124	24	economic	economic	ADJ
aeasj-242	124	25	policies	policy	NOUN
aeasj-242	124	26	aimed	aim	VERB
aeasj-242	124	27	at	at	ADP
aeasj-242	124	28	expanding	expand	VERB
aeasj-242	124	29	aggregate	aggregate	ADJ
aeasj-242	124	30	demand	demand	NOUN
aeasj-242	124	31	might	might	AUX
aeasj-242	124	32	be	be	AUX
aeasj-242	124	33	more	more	ADV
aeasj-242	124	34	effective	effective	ADJ
aeasj-242	124	35	in	in	ADP
aeasj-242	124	36	stimulating	stimulate	VERB
aeasj-242	124	37	credit	credit	NOUN
aeasj-242	124	38	growth	growth	NOUN
aeasj-242	124	39	.	.	PUNCT
aeasj-242	125	1	the	the	DET
aeasj-242	125	2	interest	interest	NOUN
aeasj-242	125	3	rate	rate	NOUN
aeasj-242	125	4	structure	structure	NOUN
aeasj-242	125	5	is	be	AUX
aeasj-242	125	6	one	one	NUM
aeasj-242	125	7	of	of	ADP
aeasj-242	125	8	the	the	DET
aeasj-242	125	9	most	most	ADV
aeasj-242	125	10	important	important	ADJ
aeasj-242	125	11	indicators	indicator	NOUN
aeasj-242	125	12	of	of	ADP
aeasj-242	125	13	the	the	DET
aeasj-242	125	14	financial	financial	ADJ
aeasj-242	125	15	sectors	sector	NOUN
aeasj-242	125	16	.	.	PUNCT
aeasj-242	126	1	it	it	PRON
aeasj-242	126	2	is	be	AUX
aeasj-242	126	3	also	also	ADV
aeasj-242	126	4	an	an	DET
aeasj-242	126	5	important	important	ADJ
aeasj-242	126	6	determinant	determinant	NOUN
aeasj-242	126	7	of	of	ADP
aeasj-242	126	8	credit	credit	NOUN
aeasj-242	126	9	flow	flow	NOUN
aeasj-242	126	10	to	to	ADP
aeasj-242	126	11	the	the	DET
aeasj-242	126	12	private	private	ADJ
aeasj-242	126	13	sector	sector	NOUN
aeasj-242	126	14	and	and	CCONJ
aeasj-242	126	15	overall	overall	ADJ
aeasj-242	126	16	investment	investment	NOUN
aeasj-242	126	17	activities	activity	NOUN
aeasj-242	126	18	.	.	PUNCT
aeasj-242	127	1	lower	low	ADJ
aeasj-242	127	2	lending	lending	NOUN
aeasj-242	127	3	rates	rate	NOUN
aeasj-242	127	4	and	and	CCONJ
aeasj-242	127	5	liberal	liberal	ADJ
aeasj-242	127	6	credit	credit	NOUN
aeasj-242	127	7	policy	policy	NOUN
aeasj-242	127	8	encourage	encourage	VERB
aeasj-242	127	9	higher	high	ADJ
aeasj-242	127	10	flow	flow	NOUN
aeasj-242	127	11	of	of	ADP
aeasj-242	127	12	credit	credit	NOUN
aeasj-242	127	13	to	to	ADP
aeasj-242	127	14	the	the	DET
aeasj-242	127	15	private	private	ADJ
aeasj-242	127	16	sector	sector	NOUN
aeasj-242	127	17	while	while	SCONJ
aeasj-242	127	18	rising	rise	VERB
aeasj-242	127	19	lending	lending	NOUN
aeasj-242	127	20	rate	rate	NOUN
aeasj-242	127	21	and	and	CCONJ
aeasj-242	127	22	tight	tight	ADJ
aeasj-242	127	23	monetary	monetary	ADJ
aeasj-242	127	24	policy	policy	NOUN
aeasj-242	127	25	which	which	PRON
aeasj-242	127	26	are	be	AUX
aeasj-242	127	27	essential	essential	ADJ
aeasj-242	127	28	tools	tool	NOUN
aeasj-242	127	29	for	for	ADP
aeasj-242	127	30	controlling	control	VERB
aeasj-242	127	31	inflationary	inflationary	ADJ
aeasj-242	127	32	pressures	pressure	NOUN
aeasj-242	127	33	,	,	PUNCT
aeasj-242	127	34	restrict	restrict	VERB
aeasj-242	127	35	credit	credit	NOUN
aeasj-242	127	36	flow	flow	NOUN
aeasj-242	127	37	to	to	ADP
aeasj-242	127	38	the	the	DET
aeasj-242	127	39	private	private	ADJ
aeasj-242	127	40	sector	sector	NOUN
aeasj-242	127	41	(	(	PUNCT
aeasj-242	127	42	economic	economic	ADJ
aeasj-242	127	43	survey	survey	NOUN
aeasj-242	127	44	,	,	PUNCT
aeasj-242	127	45	2007	2007	NUM
aeasj-242	127	46	)	)	PUNCT
aeasj-242	127	47	.	.	PUNCT
aeasj-242	128	1	hoffman	hoffman	PROPN
aeasj-242	128	2	,	,	PUNCT
aeasj-242	128	3	(	(	PUNCT
aeasj-242	128	4	2001	2001	NUM
aeasj-242	128	5	)	)	PUNCT
aeasj-242	128	6	asserted	assert	VERB
aeasj-242	128	7	that	that	SCONJ
aeasj-242	128	8	economic	economic	ADJ
aeasj-242	128	9	activity	activity	NOUN
aeasj-242	128	10	;	;	PUNCT
aeasj-242	128	11	interest	interest	NOUN
aeasj-242	128	12	rates	rate	NOUN
aeasj-242	128	13	and	and	CCONJ
aeasj-242	128	14	property	property	NOUN
aeasj-242	128	15	prices	price	NOUN
aeasj-242	128	16	may	may	AUX
aeasj-242	128	17	affect	affect	VERB
aeasj-242	128	18	credit	credit	NOUN
aeasj-242	128	19	via	via	ADP
aeasj-242	128	20	both	both	PRON
aeasj-242	128	21	credit	credit	NOUN
aeasj-242	128	22	demand	demand	NOUN
aeasj-242	128	23	and	and	CCONJ
aeasj-242	128	24	supply	supply	NOUN
aeasj-242	128	25	channels	channel	NOUN
aeasj-242	128	26	.	.	PUNCT
aeasj-242	129	1	economic	economic	ADJ
aeasj-242	129	2	conditions	condition	NOUN
aeasj-242	129	3	and	and	CCONJ
aeasj-242	129	4	prospects	prospect	NOUN
aeasj-242	129	5	determine	determine	VERB
aeasj-242	129	6	consumption	consumption	NOUN
aeasj-242	129	7	and	and	CCONJ
aeasj-242	129	8	investment	investment	NOUN
aeasj-242	129	9	demand	demand	NOUN
aeasj-242	129	10	,	,	PUNCT
aeasj-242	129	11	and	and	CCONJ
aeasj-242	129	12	thus	thus	ADV
aeasj-242	129	13	the	the	DET
aeasj-242	129	14	demand	demand	NOUN
aeasj-242	129	15	for	for	ADP
aeasj-242	129	16	credit	credit	NOUN
aeasj-242	129	17	.	.	PUNCT
aeasj-242	130	1	on	on	ADP
aeasj-242	130	2	the	the	DET
aeasj-242	130	3	other	other	ADJ
aeasj-242	130	4	hand	hand	NOUN
aeasj-242	130	5	,	,	PUNCT
aeasj-242	130	6	changes	change	NOUN
aeasj-242	130	7	in	in	ADP
aeasj-242	130	8	economic	economic	ADJ
aeasj-242	130	9	activity	activity	NOUN
aeasj-242	130	10	are	be	AUX
aeasj-242	130	11	reflected	reflect	VERB
aeasj-242	130	12	in	in	ADP
aeasj-242	130	13	firms	firm	NOUN
aeasj-242	130	14	’	’	PART
aeasj-242	130	15	cash	cash	NOUN
aeasj-242	130	16	flow	flow	NOUN
aeasj-242	130	17	position	position	NOUN
aeasj-242	130	18	and	and	CCONJ
aeasj-242	130	19	households	household	NOUN
aeasj-242	130	20	’	'	PUNCT
aeasj-242	130	21	income	income	NOUN
aeasj-242	130	22	.	.	PUNCT
aeasj-242	131	1	cash	cash	NOUN
aeasj-242	131	2	flow	flow	NOUN
aeasj-242	131	3	and	and	CCONJ
aeasj-242	131	4	income	income	NOUN
aeasj-242	131	5	determine	determine	VERB
aeasj-242	131	6	the	the	DET
aeasj-242	131	7	ability	ability	NOUN
aeasj-242	131	8	of	of	ADP
aeasj-242	131	9	firms	firm	NOUN
aeasj-242	131	10	and	and	CCONJ
aeasj-242	131	11	households	household	NOUN
aeasj-242	131	12	to	to	PART
aeasj-242	131	13	repay	repay	VERB
aeasj-242	131	14	their	their	PRON
aeasj-242	131	15	debts	debt	NOUN
aeasj-242	131	16	,	,	PUNCT
aeasj-242	131	17	so	so	SCONJ
aeasj-242	131	18	that	that	SCONJ
aeasj-242	131	19	changes	change	NOUN
aeasj-242	131	20	in	in	ADP
aeasj-242	131	21	economic	economic	ADJ
aeasj-242	131	22	activity	activity	NOUN
aeasj-242	131	23	may	may	AUX
aeasj-242	131	24	also	also	ADV
aeasj-242	131	25	affect	affect	VERB
aeasj-242	131	26	the	the	DET
aeasj-242	131	27	willingness	willingness	NOUN
aeasj-242	131	28	of	of	ADP
aeasj-242	131	29	financial	financial	ADJ
aeasj-242	131	30	institutions	institution	NOUN
aeasj-242	131	31	to	to	PART
aeasj-242	131	32	extend	extend	VERB
aeasj-242	131	33	credit	credit	NOUN
aeasj-242	131	34	.	.	PUNCT
aeasj-242	132	1	the	the	DET
aeasj-242	132	2	state	state	NOUN
aeasj-242	132	3	of	of	ADP
aeasj-242	132	4	economic	economic	ADJ
aeasj-242	132	5	activity	activity	NOUN
aeasj-242	132	6	may	may	AUX
aeasj-242	132	7	therefore	therefore	ADV
aeasj-242	132	8	also	also	ADV
aeasj-242	132	9	determine	determine	VERB
aeasj-242	132	10	the	the	DET
aeasj-242	132	11	supply	supply	NOUN
aeasj-242	132	12	of	of	ADP
aeasj-242	132	13	credit	credit	NOUN
aeasj-242	132	14	.	.	PUNCT
aeasj-242	133	1	financing	financing	NOUN
aeasj-242	133	2	costs	cost	NOUN
aeasj-242	133	3	,	,	PUNCT
aeasj-242	133	4	represented	represent	VERB
aeasj-242	133	5	by	by	ADP
aeasj-242	133	6	market	market	NOUN
aeasj-242	133	7	interest	interest	NOUN
aeasj-242	133	8	rates	rate	NOUN
aeasj-242	133	9	,	,	PUNCT
aeasj-242	133	10	have	have	VERB
aeasj-242	133	11	a	a	DET
aeasj-242	133	12	negative	negative	ADJ
aeasj-242	133	13	effect	effect	NOUN
aeasj-242	133	14	on	on	ADP
aeasj-242	133	15	credit	credit	NOUN
aeasj-242	133	16	demand	demand	NOUN
aeasj-242	133	17	.	.	PUNCT
aeasj-242	134	1	when	when	SCONJ
aeasj-242	134	2	interest	interest	NOUN
aeasj-242	134	3	rates	rate	NOUN
aeasj-242	134	4	go	go	VERB
aeasj-242	134	5	up	up	ADV
aeasj-242	134	6	,	,	PUNCT
aeasj-242	134	7	loans	loan	NOUN
aeasj-242	134	8	become	become	VERB
aeasj-242	134	9	more	more	ADV
aeasj-242	134	10	expensive	expensive	ADJ
aeasj-242	134	11	and	and	CCONJ
aeasj-242	134	12	loan	loan	NOUN
aeasj-242	134	13	demand	demand	NOUN
aeasj-242	134	14	is	be	AUX
aeasj-242	134	15	reduced	reduce	VERB
aeasj-242	134	16	.	.	PUNCT
aeasj-242	135	1	a	a	DET
aeasj-242	135	2	monetary	monetary	ADJ
aeasj-242	135	3	tightening	tightening	NOUN
aeasj-242	135	4	,	,	PUNCT
aeasj-242	135	5	reflected	reflect	VERB
aeasj-242	135	6	by	by	ADP
aeasj-242	135	7	an	an	DET
aeasj-242	135	8	increase	increase	NOUN
aeasj-242	135	9	in	in	ADP
aeasj-242	135	10	interest	interest	NOUN
aeasj-242	135	11	rates	rate	NOUN
aeasj-242	135	12	,	,	PUNCT
aeasj-242	135	13	may	may	AUX
aeasj-242	135	14	also	also	ADV
aeasj-242	135	15	induce	induce	VERB
aeasj-242	135	16	financial	financial	ADJ
aeasj-242	135	17	institutions	institution	NOUN
aeasj-242	135	18	to	to	PART
aeasj-242	135	19	cut	cut	VERB
aeasj-242	135	20	back	back	ADP
aeasj-242	135	21	credit	credit	NOUN
aeasj-242	135	22	supply	supply	NOUN
aeasj-242	135	23	.	.	PUNCT
aeasj-242	136	1	a	a	DET
aeasj-242	136	2	reduction	reduction	NOUN
aeasj-242	136	3	in	in	ADP
aeasj-242	136	4	credit	credit	NOUN
aeasj-242	136	5	supply	supply	NOUN
aeasj-242	136	6	may	may	AUX
aeasj-242	136	7	also	also	ADV
aeasj-242	136	8	arise	arise	VERB
aeasj-242	136	9	from	from	ADP
aeasj-242	136	10	reduced	reduced	ADJ
aeasj-242	136	11	creditworthiness	creditworthiness	NOUN
aeasj-242	136	12	of	of	ADP
aeasj-242	136	13	firms	firm	NOUN
aeasj-242	136	14	and	and	CCONJ
aeasj-242	136	15	households	household	NOUN
aeasj-242	136	16	due	due	ADP
aeasj-242	136	17	to	to	ADP
aeasj-242	136	18	a	a	DET
aeasj-242	136	19	deterioration	deterioration	NOUN
aeasj-242	136	20	in	in	ADP
aeasj-242	136	21	their	their	PRON
aeasj-242	136	22	financial	financial	ADJ
aeasj-242	136	23	positions	position	NOUN
aeasj-242	136	24	following	follow	VERB
aeasj-242	136	25	a	a	DET
aeasj-242	136	26	monetary	monetary	ADJ
aeasj-242	136	27	tightening	tightening	NOUN
aeasj-242	136	28	(	(	PUNCT
aeasj-242	136	29	balance	balance	NOUN
aeasj-242	136	30	sheet	sheet	NOUN
aeasj-242	136	31	channel	channel	NOUN
aeasj-242	136	32	of	of	ADP
aeasj-242	136	33	monetary	monetary	ADJ
aeasj-242	136	34	transmission	transmission	NOUN
aeasj-242	136	35	)	)	PUNCT
aeasj-242	136	36	.	.	PUNCT
aeasj-242	137	1	a	a	DET
aeasj-242	137	2	tightening	tightening	NOUN
aeasj-242	137	3	of	of	ADP
aeasj-242	137	4	monetary	monetary	ADJ
aeasj-242	137	5	policy	policy	NOUN
aeasj-242	137	6	,	,	PUNCT
aeasj-242	137	7	operated	operate	VERB
aeasj-242	137	8	via	via	ADP
aeasj-242	137	9	open	open	ADJ
aeasj-242	137	10	market	market	NOUN
aeasj-242	137	11	sales	sale	NOUN
aeasj-242	137	12	by	by	ADP
aeasj-242	137	13	the	the	DET
aeasj-242	137	14	central	central	ADJ
aeasj-242	137	15	bank	bank	NOUN
aeasj-242	137	16	,	,	PUNCT
aeasj-242	137	17	may	may	AUX
aeasj-242	137	18	also	also	ADV
aeasj-242	137	19	drain	drain	VERB
aeasj-242	137	20	reserves	reserve	NOUN
aeasj-242	137	21	and	and	CCONJ
aeasj-242	137	22	thus	thus	ADV
aeasj-242	137	23	loanable	loanable	ADJ
aeasj-242	137	24	funds	fund	NOUN
aeasj-242	137	25	from	from	ADP
aeasj-242	137	26	the	the	DET
aeasj-242	137	27	banking	banking	NOUN
aeasj-242	137	28	sector	sector	NOUN
aeasj-242	137	29	,	,	PUNCT
aeasj-242	137	30	which	which	PRON
aeasj-242	137	31	may	may	AUX
aeasj-242	137	32	also	also	ADV
aeasj-242	137	33	cause	cause	VERB
aeasj-242	137	34	a	a	DET
aeasj-242	137	35	reduction	reduction	NOUN
aeasj-242	137	36	of	of	ADP
aeasj-242	137	37	loan	loan	NOUN
aeasj-242	137	38	supply	supply	NOUN
aeasj-242	137	39	furthermore	furthermore	ADV
aeasj-242	137	40	,	,	PUNCT
aeasj-242	137	41	they	they	PRON
aeasj-242	137	42	also	also	ADV
aeasj-242	137	43	found	find	VERB
aeasj-242	137	44	that	that	SCONJ
aeasj-242	137	45	property	property	NOUN
aeasj-242	137	46	prices	price	NOUN
aeasj-242	137	47	may	may	AUX
aeasj-242	137	48	also	also	ADV
aeasj-242	137	49	affect	affect	VERB
aeasj-242	137	50	both	both	DET
aeasj-242	137	51	credit	credit	NOUN
aeasj-242	137	52	demand	demand	NOUN
aeasj-242	137	53	and	and	CCONJ
aeasj-242	137	54	credit	credit	NOUN
aeasj-242	137	55	supply	supply	NOUN
aeasj-242	137	56	.	.	PUNCT
aeasj-242	138	1	property	property	NOUN
aeasj-242	138	2	accounts	account	NOUN
aeasj-242	138	3	for	for	ADP
aeasj-242	138	4	a	a	DET
aeasj-242	138	5	substantial	substantial	ADJ
aeasj-242	138	6	share	share	NOUN
aeasj-242	138	7	of	of	ADP
aeasj-242	138	8	household	household	NOUN
aeasj-242	138	9	assets	asset	NOUN
aeasj-242	138	10	,	,	PUNCT
aeasj-242	138	11	so	so	SCONJ
aeasj-242	138	12	that	that	SCONJ
aeasj-242	138	13	changes	change	NOUN
aeasj-242	138	14	in	in	ADP
aeasj-242	138	15	property	property	NOUN
aeasj-242	138	16	prices	price	NOUN
aeasj-242	138	17	may	may	AUX
aeasj-242	138	18	have	have	VERB
aeasj-242	138	19	a	a	DET
aeasj-242	138	20	significant	significant	ADJ
aeasj-242	138	21	wealth	wealth	NOUN
aeasj-242	138	22	effect	effect	NOUN
aeasj-242	138	23	on	on	ADP
aeasj-242	138	24	credit	credit	NOUN
aeasj-242	138	25	demand	demand	NOUN
aeasj-242	138	26	.	.	PUNCT
aeasj-242	139	1	since	since	SCONJ
aeasj-242	139	2	loans	loan	NOUN
aeasj-242	139	3	are	be	AUX
aeasj-242	139	4	often	often	ADV
aeasj-242	139	5	secured	secure	VERB
aeasj-242	139	6	with	with	ADP
aeasj-242	139	7	real	real	ADJ
aeasj-242	139	8	estate	estate	NOUN
aeasj-242	139	9	collateral	collateral	NOUN
aeasj-242	139	10	,	,	PUNCT
aeasj-242	139	11	property	property	NOUN
aeasj-242	139	12	prices	price	NOUN
aeasj-242	139	13	may	may	AUX
aeasj-242	139	14	also	also	ADV
aeasj-242	139	15	have	have	VERB
aeasj-242	139	16	a	a	DET
aeasj-242	139	17	significant	significant	ADJ
aeasj-242	139	18	effect	effect	NOUN
aeasj-242	139	19	on	on	ADP
aeasj-242	139	20	the	the	DET
aeasj-242	139	21	borrowing	borrowing	NOUN
aeasj-242	139	22	capacity	capacity	NOUN
aeasj-242	139	23	of	of	ADP
aeasj-242	139	24	the	the	DET
aeasj-242	139	25	private	private	ADJ
aeasj-242	139	26	sector	sector	NOUN
aeasj-242	139	27	.	.	PUNCT
aeasj-242	140	1	an	an	DET
aeasj-242	140	2	increase	increase	NOUN
aeasj-242	140	3	in	in	ADP
aeasj-242	140	4	property	property	NOUN
aeasj-242	140	5	prices	price	NOUN
aeasj-242	140	6	increases	increase	VERB
aeasj-242	140	7	the	the	DET
aeasj-242	140	8	value	value	NOUN
aeasj-242	140	9	of	of	ADP
aeasj-242	140	10	collateralisable	collateralisable	ADJ
aeasj-242	140	11	assets	asset	NOUN
aeasj-242	140	12	and	and	CCONJ
aeasj-242	140	13	thus	thus	ADV
aeasj-242	140	14	the	the	DET
aeasj-242	140	15	creditworthiness	creditworthiness	NOUN
aeasj-242	140	16	of	of	ADP
aeasj-242	140	17	firms	firm	NOUN
aeasj-242	140	18	and	and	CCONJ
aeasj-242	140	19	households	household	NOUN
aeasj-242	140	20	.	.	PUNCT
aeasj-242	141	1	as	as	ADP
aeasj-242	141	2	a	a	DET
aeasj-242	141	3	result	result	NOUN
aeasj-242	141	4	,	,	PUNCT
aeasj-242	141	5	financial	financial	ADJ
aeasj-242	141	6	institutions	institution	NOUN
aeasj-242	141	7	are	be	AUX
aeasj-242	141	8	more	more	ADV
aeasj-242	141	9	willing	willing	ADJ
aeasj-242	141	10	to	to	PART
aeasj-242	141	11	extend	extend	VERB
aeasj-242	141	12	loans	loan	NOUN
aeasj-242	141	13	,	,	PUNCT
aeasj-242	141	14	so	so	SCONJ
aeasj-242	141	15	that	that	SCONJ
aeasj-242	141	16	the	the	DET
aeasj-242	141	17	supply	supply	NOUN
aeasj-242	141	18	of	of	ADP
aeasj-242	141	19	credit	credit	NOUN
aeasj-242	141	20	to	to	ADP
aeasj-242	141	21	the	the	DET
aeasj-242	141	22	private	private	ADJ
aeasj-242	141	23	sector	sector	NOUN
aeasj-242	141	24	increases	increase	NOUN
aeasj-242	141	25	.	.	PUNCT
aeasj-242	142	1	thus	thus	ADV
aeasj-242	142	2	,	,	PUNCT
aeasj-242	142	3	economic	economic	ADJ
aeasj-242	142	4	activity	activity	NOUN
aeasj-242	142	5	,	,	PUNCT
aeasj-242	142	6	interest	interest	NOUN
aeasj-242	142	7	rates	rate	NOUN
aeasj-242	142	8	and	and	CCONJ
aeasj-242	142	9	property	property	NOUN
aeasj-242	142	10	prices	price	NOUN
aeasj-242	142	11	may	may	AUX
aeasj-242	142	12	affect	affect	VERB
aeasj-242	142	13	both	both	DET
aeasj-242	142	14	credit	credit	NOUN
aeasj-242	142	15	demand	demand	NOUN
aeasj-242	142	16	and	and	CCONJ
aeasj-242	142	17	credit	credit	NOUN
aeasj-242	142	18	supply	supply	NOUN
aeasj-242	142	19	.	.	PUNCT
aeasj-242	143	1	the	the	DET
aeasj-242	143	2	problem	problem	NOUN
aeasj-242	143	3	of	of	ADP
aeasj-242	143	4	identifying	identify	VERB
aeasj-242	143	5	demand	demand	NOUN
aeasj-242	143	6	and	and	CCONJ
aeasj-242	143	7	supply	supply	NOUN
aeasj-242	143	8	effects	effect	NOUN
aeasj-242	143	9	in	in	ADP
aeasj-242	143	10	the	the	DET
aeasj-242	143	11	analysis	analysis	NOUN
aeasj-242	143	12	of	of	ADP
aeasj-242	143	13	credit	credit	NOUN
aeasj-242	143	14	aggregates	aggregate	NOUN
aeasj-242	143	15	is	be	AUX
aeasj-242	143	16	well	well	ADV
aeasj-242	143	17	known	know	VERB
aeasj-242	143	18	and	and	CCONJ
aeasj-242	143	19	is	be	AUX
aeasj-242	143	20	most	most	ADV
aeasj-242	143	21	likely	likely	ADJ
aeasj-242	143	22	one	one	NUM
aeasj-242	143	23	of	of	ADP
aeasj-242	143	24	the	the	DET
aeasj-242	143	25	reasons	reason	NOUN
aeasj-242	143	26	why	why	SCONJ
aeasj-242	143	27	there	there	PRON
aeasj-242	143	28	are	be	VERB
aeasj-242	143	29	so	so	ADV
aeasj-242	143	30	few	few	ADJ
aeasj-242	143	31	studies	study	NOUN
aeasj-242	143	32	analyzing	analyze	VERB
aeasj-242	143	33	the	the	DET
aeasj-242	143	34	determinants	determinant	NOUN
aeasj-242	143	35	of	of	ADP
aeasj-242	143	36	credit	credit	NOUN
aeasj-242	143	37	aggregates	aggregate	NOUN
aeasj-242	143	38	.	.	PUNCT
aeasj-242	144	1	nevertheless	nevertheless	ADV
aeasj-242	144	2	,	,	PUNCT
aeasj-242	144	3	we	we	PRON
aeasj-242	144	4	still	still	ADV
aeasj-242	144	5	think	think	VERB
aeasj-242	144	6	that	that	SCONJ
aeasj-242	144	7	it	it	PRON
aeasj-242	144	8	is	be	AUX
aeasj-242	144	9	important	important	ADJ
aeasj-242	144	10	to	to	PART
aeasj-242	144	11	understand	understand	VERB
aeasj-242	144	12	which	which	DET
aeasj-242	144	13	factors	factor	NOUN
aeasj-242	144	14	drive	drive	VERB
aeasj-242	144	15	the	the	DET
aeasj-242	144	16	development	development	NOUN
aeasj-242	144	17	of	of	ADP
aeasj-242	144	18	credit	credit	NOUN
aeasj-242	144	19	aggregates	aggregate	NOUN
aeasj-242	144	20	,	,	PUNCT
aeasj-242	144	21	even	even	ADV
aeasj-242	144	22	if	if	SCONJ
aeasj-242	144	23	it	it	PRON
aeasj-242	144	24	is	be	AUX
aeasj-242	144	25	not	not	PART
aeasj-242	144	26	possible	possible	ADJ
aeasj-242	144	27	to	to	PART
aeasj-242	144	28	clearly	clearly	ADV
aeasj-242	144	29	identify	identify	VERB
aeasj-242	144	30	the	the	DET
aeasj-242	144	31	demand	demand	NOUN
aeasj-242	144	32	and	and	CCONJ
aeasj-242	144	33	supply	supply	NOUN
aeasj-242	144	34	effects	effect	NOUN
aeasj-242	144	35	.	.	PUNCT
aeasj-242	145	1	empirical	empirical	ADJ
aeasj-242	145	2	review	review	NOUN
aeasj-242	145	3	goodhart	goodhart	NOUN
aeasj-242	145	4	,	,	PUNCT
aeasj-242	145	5	(	(	PUNCT
aeasj-242	145	6	2008	2008	NUM
aeasj-242	145	7	)	)	PUNCT
aeasj-242	145	8	investigates	investigate	VERB
aeasj-242	145	9	the	the	DET
aeasj-242	145	10	determinants	determinant	NOUN
aeasj-242	145	11	of	of	ADP
aeasj-242	145	12	credit	credit	NOUN
aeasj-242	145	13	growth	growth	NOUN
aeasj-242	145	14	in	in	ADP
aeasj-242	145	15	the	the	DET
aeasj-242	145	16	united	united	PROPN
aeasj-242	145	17	states	states	PROPN
aeasj-242	145	18	and	and	CCONJ
aeasj-242	145	19	the	the	DET
aeasj-242	145	20	united	united	ADJ
aeasj-242	145	21	kingdom	kingdom	PROPN
aeasj-242	145	22	over	over	ADP
aeasj-242	145	23	a	a	DET
aeasj-242	145	24	long	long	ADJ
aeasj-242	145	25	sample	sample	NOUN
aeasj-242	145	26	period	period	NOUN
aeasj-242	145	27	(	(	PUNCT
aeasj-242	145	28	united	united	PROPN
aeasj-242	145	29	states	states	PROPN
aeasj-242	145	30	1995	1995	NUM
aeasj-242	145	31	-	-	SYM
aeasj-242	145	32	2005	2005	NUM
aeasj-242	145	33	,	,	PUNCT
aeasj-242	145	34	united	united	ADJ
aeasj-242	145	35	kingdom	kingdom	PROPN
aeasj-242	145	36	1995	1995	NUM
aeasj-242	145	37	-	-	SYM
aeasj-242	145	38	2005	2005	NUM
aeasj-242	145	39	)	)	PUNCT
aeasj-242	145	40	.	.	PUNCT
aeasj-242	146	1	he	he	PRON
aeasj-242	146	2	finds	find	VERB
aeasj-242	146	3	that	that	SCONJ
aeasj-242	146	4	the	the	DET
aeasj-242	146	5	change	change	NOUN
aeasj-242	146	6	in	in	ADP
aeasj-242	146	7	house	house	NOUN
aeasj-242	146	8	prices	price	NOUN
aeasj-242	146	9	has	have	VERB
aeasj-242	146	10	a	a	DET
aeasj-242	146	11	significantly	significantly	ADV
aeasj-242	146	12	positive	positive	ADJ
aeasj-242	146	13	effect	effect	NOUN
aeasj-242	146	14	on	on	ADP
aeasj-242	146	15	credit	credit	NOUN
aeasj-242	146	16	growth	growth	NOUN
aeasj-242	146	17	in	in	ADP
aeasj-242	146	18	the	the	DET
aeasj-242	146	19	united	united	ADJ
aeasj-242	146	20	kingdom	kingdom	PROPN
aeasj-242	146	21	,	,	PUNCT
aeasj-242	146	22	but	but	CCONJ
aeasj-242	146	23	not	not	PART
aeasj-242	146	24	in	in	ADP
aeasj-242	146	25	the	the	DET
aeasj-242	146	26	united	united	PROPN
aeasj-242	146	27	states	states	PROPN
aeasj-242	146	28	.	.	PUNCT
aeasj-242	147	1	rolling	roll	VERB
aeasj-242	147	2	regression	regression	NOUN
aeasj-242	147	3	estimates	estimate	NOUN
aeasj-242	147	4	suggest	suggest	VERB
aeasj-242	147	5	that	that	SCONJ
aeasj-242	147	6	in	in	ADP
aeasj-242	147	7	the	the	DET
aeasj-242	147	8	united	united	PROPN
aeasj-242	147	9	kingdom	kingdom	PROPN
aeasj-242	147	10	the	the	DET
aeasj-242	147	11	relationship	relationship	NOUN
aeasj-242	147	12	between	between	ADP
aeasj-242	147	13	credit	credit	NOUN
aeasj-242	147	14	and	and	CCONJ
aeasj-242	147	15	house	house	NOUN
aeasj-242	147	16	price	price	NOUN
aeasj-242	147	17	has	have	AUX
aeasj-242	147	18	strengthened	strengthen	VERB
aeasj-242	147	19	over	over	ADP
aeasj-242	147	20	the	the	DET
aeasj-242	147	21	postwar	postwar	ADJ
aeasj-242	147	22	period	period	NOUN
aeasj-242	147	23	.	.	PUNCT
aeasj-242	148	1	borio	borio	PROPN
aeasj-242	148	2	et	et	PROPN
aeasj-242	148	3	al	al	PROPN
aeasj-242	148	4	(	(	PUNCT
aeasj-242	148	5	2010	2010	NUM
aeasj-242	148	6	)	)	PUNCT
aeasj-242	148	7	investigate	investigate	VERB
aeasj-242	148	8	the	the	DET
aeasj-242	148	9	relationship	relationship	NOUN
aeasj-242	148	10	between	between	ADP
aeasj-242	148	11	credit	credit	NOUN
aeasj-242	148	12	-	-	PUNCT
aeasj-242	148	13	gdp	gdp	NOUN
aeasj-242	148	14	ratios	ratio	NOUN
aeasj-242	148	15	and	and	CCONJ
aeasj-242	148	16	aggregate	aggregate	VERB
aeasj-242	148	17	asset	asset	NOUN
aeasj-242	148	18	prices	price	NOUN
aeasj-242	148	19	for	for	ADP
aeasj-242	148	20	a	a	DET
aeasj-242	148	21	large	large	ADJ
aeasj-242	148	22	sample	sample	NOUN
aeasj-242	148	23	of	of	ADP
aeasj-242	148	24	industrialized	industrialize	VERB
aeasj-242	148	25	countries	country	NOUN
aeasj-242	148	26	over	over	ADP
aeasj-242	148	27	the	the	DET
aeasj-242	148	28	period	period	NOUN
aeasj-242	148	29	1990	1990	NUM
aeasj-242	148	30	-	-	SYM
aeasj-242	148	31	2005	2005	NUM
aeasj-242	148	32	.	.	PUNCT
aeasj-242	149	1	they	they	PRON
aeasj-242	149	2	find	find	VERB
aeasj-242	149	3	that	that	SCONJ
aeasj-242	149	4	the	the	DET
aeasj-242	149	5	development	development	NOUN
aeasj-242	149	6	of	of	ADP
aeasj-242	149	7	credit	credit	NOUN
aeasj-242	149	8	conditions	condition	NOUN
aeasj-242	149	9	as	as	SCONJ
aeasj-242	149	10	measured	measure	VERB
aeasj-242	149	11	by	by	ADP
aeasj-242	149	12	the	the	DET
aeasj-242	149	13	credit	credit	NOUN
aeasj-242	149	14	-	-	PUNCT
aeasj-242	149	15	gdp	gdp	NOUN
aeasj-242	149	16	ratio	ratio	NOUN
aeasj-242	149	17	is	be	AUX
aeasj-242	149	18	in	in	ADP
aeasj-242	149	19	many	many	ADJ
aeasj-242	149	20	countries	country	NOUN
aeasj-242	149	21	a	a	DET
aeasj-242	149	22	major	major	ADJ
aeasj-242	149	23	driving	drive	VERB
aeasj-242	149	24	force	force	NOUN
aeasj-242	149	25	of	of	ADP
aeasj-242	149	26	aggregate	aggregate	ADJ
aeasj-242	149	27	asset	asset	NOUN
aeasj-242	149	28	prices	price	NOUN
aeasj-242	149	29	.	.	PUNCT
aeasj-242	150	1	based	base	VERB
aeasj-242	150	2	on	on	ADP
aeasj-242	150	3	simulations	simulation	NOUN
aeasj-242	150	4	of	of	ADP
aeasj-242	150	5	their	their	PRON
aeasj-242	150	6	estimated	estimate	VERB
aeasj-242	150	7	models	model	NOUN
aeasj-242	150	8	they	they	PRON
aeasj-242	150	9	show	show	VERB
aeasj-242	150	10	that	that	SCONJ
aeasj-242	150	11	the	the	DET
aeasj-242	150	12	boom	boom	NOUN
aeasj-242	150	13	-	-	PUNCT
aeasj-242	150	14	bust	bust	NOUN
aeasj-242	150	15	cycles	cycle	NOUN
aeasj-242	150	16	in	in	ADP
aeasj-242	150	17	asset	asset	NOUN
aeasj-242	150	18	markets	market	NOUN
aeasj-242	150	19	of	of	ADP
aeasj-242	150	20	the	the	DET
aeasj-242	150	21	early	early	ADJ
aeasj-242	150	22	1990s	1990	NOUN
aeasj-242	150	23	would	would	AUX
aeasj-242	150	24	have	have	AUX
aeasj-242	150	25	been	be	AUX
aeasj-242	150	26	much	much	ADV
aeasj-242	150	27	less	less	ADV
aeasj-242	150	28	pronounced	pronounced	ADJ
aeasj-242	150	29	or	or	CCONJ
aeasj-242	150	30	would	would	AUX
aeasj-242	150	31	not	not	PART
aeasj-242	150	32	have	have	AUX
aeasj-242	150	33	occurred	occur	VERB
aeasj-242	150	34	at	at	ADV
aeasj-242	150	35	all	all	ADV
aeasj-242	150	36	had	have	VERB
aeasj-242	150	37	credit	credit	NOUN
aeasj-242	150	38	ratios	ratio	NOUN
aeasj-242	150	39	remained	remain	VERB
aeasj-242	150	40	constant	constant	ADJ
aeasj-242	150	41	.	.	PUNCT
aeasj-242	151	1	good	good	ADJ
aeasj-242	151	2	hart	hart	PROPN
aeasj-242	151	3	and	and	CCONJ
aeasj-242	151	4	hofmann	hofmann	PROPN
aeasj-242	151	5	,	,	PUNCT
aeasj-242	151	6	(	(	PUNCT
aeasj-242	151	7	2011	2011	NUM
aeasj-242	151	8	)	)	PUNCT
aeasj-242	151	9	find	find	VERB
aeasj-242	151	10	cross	cross	ADJ
aeasj-242	151	11	-	-	ADJ
aeasj-242	151	12	country	country	ADJ
aeasj-242	151	13	evidence	evidence	NOUN
aeasj-242	151	14	for	for	ADP
aeasj-242	151	15	a	a	DET
aeasj-242	151	16	long	long	ADJ
aeasj-242	151	17	-	-	PUNCT
aeasj-242	151	18	run	run	NOUN
aeasj-242	151	19	relationship	relationship	NOUN
aeasj-242	151	20	between	between	ADP
aeasj-242	151	21	bank	bank	NOUN
aeasj-242	151	22	credit	credit	NOUN
aeasj-242	151	23	,	,	PUNCT
aeasj-242	151	24	gdp	gdp	NOUN
aeasj-242	151	25	and	and	CCONJ
aeasj-242	151	26	residential	residential	ADJ
aeasj-242	151	27	property	property	NOUN
aeasj-242	151	28	prices	price	NOUN
aeasj-242	151	29	.	.	PUNCT
aeasj-242	152	1	based	base	VERB
aeasj-242	152	2	on	on	ADP
aeasj-242	152	3	impulse	impulse	ADJ
aeasj-242	152	4	response	response	NOUN
aeasj-242	152	5	analysis	analysis	NOUN
aeasj-242	152	6	they	they	PRON
aeasj-242	152	7	also	also	ADV
aeasj-242	152	8	show	show	VERB
aeasj-242	152	9	that	that	SCONJ
aeasj-242	152	10	there	there	PRON
aeasj-242	152	11	is	be	VERB
aeasj-242	152	12	a	a	DET
aeasj-242	152	13	two	two	NUM
aeasj-242	152	14	-	-	PUNCT
aeasj-242	152	15	way	way	NOUN
aeasj-242	152	16	relationship	relationship	NOUN
aeasj-242	152	17	between	between	ADP
aeasj-242	152	18	credit	credit	NOUN
aeasj-242	152	19	and	and	CCONJ
aeasj-242	152	20	residential	residential	ADJ
aeasj-242	152	21	property	property	NOUN
aeasj-242	152	22	prices	price	NOUN
aeasj-242	152	23	.	.	PUNCT
aeasj-242	153	1	all	all	DET
aeasj-242	153	2	these	these	DET
aeasj-242	153	3	studies	study	NOUN
aeasj-242	153	4	are	be	AUX
aeasj-242	153	5	reduced	reduce	VERB
aeasj-242	153	6	form	form	NOUN
aeasj-242	153	7	exercises	exercise	NOUN
aeasj-242	153	8	,	,	PUNCT
aeasj-242	153	9	focusing	focus	VERB
aeasj-242	153	10	on	on	ADP
aeasj-242	153	11	the	the	DET
aeasj-242	153	12	existence	existence	NOUN
aeasj-242	153	13	of	of	ADP
aeasj-242	153	14	significant	significant	ADJ
aeasj-242	153	15	relationships	relationship	NOUN
aeasj-242	153	16	and	and	CCONJ
aeasj-242	153	17	paying	pay	VERB
aeasj-242	153	18	less	less	ADJ
aeasj-242	153	19	attention	attention	NOUN
aeasj-242	153	20	to	to	ADP
aeasj-242	153	21	structural	structural	ADJ
aeasj-242	153	22	interpretation	interpretation	NOUN
aeasj-242	153	23	.	.	PUNCT
aeasj-242	154	1	but	but	CCONJ
aeasj-242	154	2	,	,	PUNCT
aeasj-242	154	3	as	as	SCONJ
aeasj-242	154	4	we	we	PRON
aeasj-242	154	5	have	have	AUX
aeasj-242	154	6	already	already	ADV
aeasj-242	154	7	outlined	outline	VERB
aeasj-242	154	8	above	above	ADV
aeasj-242	154	9	,	,	PUNCT
aeasj-242	154	10	the	the	DET
aeasj-242	154	11	identification	identification	NOUN
aeasj-242	154	12	of	of	ADP
aeasj-242	154	13	credit	credit	NOUN
aeasj-242	154	14	demand	demand	NOUN
aeasj-242	154	15	and	and	CCONJ
aeasj-242	154	16	credit	credit	NOUN
aeasj-242	154	17	supply	supply	NOUN
aeasj-242	154	18	effects	effect	NOUN
aeasj-242	154	19	of	of	ADP
aeasj-242	154	20	changes	change	NOUN
aeasj-242	154	21	in	in	ADP
aeasj-242	154	22	property	property	NOUN
aeasj-242	154	23	prices	price	NOUN
aeasj-242	154	24	is	be	AUX
aeasj-242	154	25	problematic	problematic	ADJ
aeasj-242	154	26	,	,	PUNCT
aeasj-242	154	27	since	since	SCONJ
aeasj-242	154	28	property	property	NOUN
aeasj-242	154	29	prices	price	NOUN
aeasj-242	154	30	may	may	AUX
aeasj-242	154	31	affect	affect	VERB
aeasj-242	154	32	both	both	DET
aeasj-242	154	33	credit	credit	NOUN
aeasj-242	154	34	demand	demand	NOUN
aeasj-242	154	35	and	and	CCONJ
aeasj-242	154	36	credit	credit	NOUN
aeasj-242	154	37	supply	supply	NOUN
aeasj-242	154	38	.	.	PUNCT
aeasj-242	155	1	odedokun	odedokun	PROPN
aeasj-242	155	2	,	,	PUNCT
aeasj-242	155	3	(	(	PUNCT
aeasj-242	155	4	2013	2013	NUM
aeasj-242	155	5	)	)	PUNCT
aeasj-242	155	6	analyses	analyse	VERB
aeasj-242	155	7	a	a	DET
aeasj-242	155	8	sample	sample	NOUN
aeasj-242	155	9	of	of	ADP
aeasj-242	155	10	71	71	NUM
aeasj-242	155	11	developing	develop	VERB
aeasj-242	155	12	countries	country	NOUN
aeasj-242	155	13	over	over	ADP
aeasj-242	155	14	varying	vary	VERB
aeasj-242	155	15	periods	period	NOUN
aeasj-242	155	16	that	that	PRON
aeasj-242	155	17	generally	generally	ADV
aeasj-242	155	18	span	span	VERB
aeasj-242	155	19	19912011	19912011	NUM
aeasj-242	155	20	in	in	ADP
aeasj-242	155	21	order	order	NOUN
aeasj-242	155	22	to	to	PART
aeasj-242	155	23	generate	generate	VERB
aeasj-242	155	24	information	information	NOUN
aeasj-242	155	25	about	about	ADP
aeasj-242	155	26	the	the	DET
aeasj-242	155	27	causality	causality	NOUN
aeasj-242	155	28	issue	issue	NOUN
aeasj-242	155	29	.	.	PUNCT
aeasj-242	156	1	the	the	DET
aeasj-242	156	2	findings	finding	NOUN
aeasj-242	156	3	are	be	AUX
aeasj-242	156	4	strongly	strongly	ADV
aeasj-242	156	5	in	in	ADP
aeasj-242	156	6	favour	favour	NOUN
aeasj-242	156	7	of	of	ADP
aeasj-242	156	8	the	the	DET
aeasj-242	156	9	"	"	PUNCT
aeasj-242	156	10	finance	finance	NOUN
aeasj-242	156	11	copyright	copyright	NOUN
aeasj-242	156	12	©	©	PROPN
aeasj-242	156	13	cc	cc	PROPN
aeasj-242	156	14	-	-	PUNCT
aeasj-242	156	15	by	by	ADP
aeasj-242	156	16	-	-	PUNCT
aeasj-242	156	17	nc	nc	PROPN
aeasj-242	156	18	2019	2019	NUM
aeasj-242	156	19	,	,	PUNCT
aeasj-242	156	20	cribfb	cribfb	VERB
aeasj-242	156	21	|	|	ADV
aeasj-242	156	22	aesr	aesr	ADV
aeasj-242	156	23	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	156	24	american	american	PROPN
aeasj-242	156	25	economic	economic	PROPN
aeasj-242	156	26	&	&	CCONJ
aeasj-242	156	27	social	social	PROPN
aeasj-242	156	28	review	review	PROPN
aeasj-242	156	29	vol	vol	NOUN
aeasj-242	156	30	.	.	PROPN
aeasj-242	157	1	5	5	NUM
aeasj-242	157	2	,	,	PUNCT
aeasj-242	157	3	no	no	INTJ
aeasj-242	157	4	.	.	NOUN
aeasj-242	157	5	1	1	NUM
aeasj-242	157	6	;	;	PUNCT
aeasj-242	157	7	2019	2019	NUM
aeasj-242	157	8	15	15	NUM
aeasj-242	157	9	causes	cause	VERB
aeasj-242	157	10	growth	growth	NOUN
aeasj-242	157	11	"	"	PUNCT
aeasj-242	157	12	hypothesis	hypothesis	NOUN
aeasj-242	157	13	.	.	PUNCT
aeasj-242	158	1	using	use	VERB
aeasj-242	158	2	time	time	NOUN
aeasj-242	158	3	-	-	PUNCT
aeasj-242	158	4	series	series	NOUN
aeasj-242	158	5	regression	regression	NOUN
aeasj-242	158	6	analysis	analysis	NOUN
aeasj-242	158	7	,	,	PUNCT
aeasj-242	158	8	the	the	DET
aeasj-242	158	9	author	author	NOUN
aeasj-242	158	10	comes	come	VERB
aeasj-242	158	11	to	to	ADP
aeasj-242	158	12	the	the	DET
aeasj-242	158	13	conclusion	conclusion	NOUN
aeasj-242	158	14	that	that	SCONJ
aeasj-242	158	15	financial	financial	ADJ
aeasj-242	158	16	intermediation	intermediation	NOUN
aeasj-242	158	17	promotes	promote	VERB
aeasj-242	158	18	economic	economic	ADJ
aeasj-242	158	19	growth	growth	NOUN
aeasj-242	158	20	in	in	ADP
aeasj-242	158	21	roughly	roughly	ADV
aeasj-242	158	22	85	85	NUM
aeasj-242	158	23	per	per	ADP
aeasj-242	158	24	cent	cent	NOUN
aeasj-242	158	25	of	of	ADP
aeasj-242	158	26	the	the	DET
aeasj-242	158	27	countries	country	NOUN
aeasj-242	158	28	.	.	PUNCT
aeasj-242	159	1	secondly	secondly	ADV
aeasj-242	159	2	,	,	PUNCT
aeasj-242	159	3	financial	financial	ADJ
aeasj-242	159	4	intermediation	intermediation	NOUN
aeasj-242	159	5	plays	play	VERB
aeasj-242	159	6	an	an	DET
aeasj-242	159	7	equally	equally	ADV
aeasj-242	159	8	important	important	ADJ
aeasj-242	159	9	role	role	NOUN
aeasj-242	159	10	in	in	ADP
aeasj-242	159	11	promoting	promote	VERB
aeasj-242	159	12	growth	growth	NOUN
aeasj-242	159	13	as	as	ADP
aeasj-242	159	14	other	other	ADJ
aeasj-242	159	15	factors	factor	NOUN
aeasj-242	159	16	,	,	PUNCT
aeasj-242	159	17	such	such	ADJ
aeasj-242	159	18	as	as	ADP
aeasj-242	159	19	export	export	NOUN
aeasj-242	159	20	expansion	expansion	NOUN
aeasj-242	159	21	,	,	PUNCT
aeasj-242	159	22	capital	capital	NOUN
aeasj-242	159	23	formation	formation	NOUN
aeasj-242	159	24	ratio	ratio	NOUN
aeasj-242	159	25	,	,	PUNCT
aeasj-242	159	26	and	and	CCONJ
aeasj-242	159	27	is	be	AUX
aeasj-242	159	28	more	more	ADV
aeasj-242	159	29	important	important	ADJ
aeasj-242	159	30	in	in	ADP
aeasj-242	159	31	this	this	DET
aeasj-242	159	32	context	context	NOUN
aeasj-242	159	33	than	than	ADP
aeasj-242	159	34	labour	labour	ADJ
aeasj-242	159	35	force	force	NOUN
aeasj-242	159	36	growth	growth	NOUN
aeasj-242	159	37	.	.	PUNCT
aeasj-242	160	1	thirdly	thirdly	ADV
aeasj-242	160	2	,	,	PUNCT
aeasj-242	160	3	he	he	PRON
aeasj-242	160	4	observes	observe	VERB
aeasj-242	160	5	growth	growth	NOUN
aeasj-242	160	6	-	-	PUNCT
aeasj-242	160	7	promoting	promote	VERB
aeasj-242	160	8	effects	effect	NOUN
aeasj-242	160	9	of	of	ADP
aeasj-242	160	10	financial	financial	ADJ
aeasj-242	160	11	intermediation	intermediation	NOUN
aeasj-242	160	12	primarily	primarily	ADV
aeasj-242	160	13	in	in	ADP
aeasj-242	160	14	low	low	ADJ
aeasj-242	160	15	-	-	PUNCT
aeasj-242	160	16	income	income	NOUN
aeasj-242	160	17	ldcs	ldc	VERB
aeasj-242	160	18	.	.	PUNCT
aeasj-242	161	1	interestingly	interestingly	ADV
aeasj-242	161	2	he	he	PRON
aeasj-242	161	3	finds	find	VERB
aeasj-242	161	4	that	that	SCONJ
aeasj-242	161	5	growth	growth	NOUN
aeasj-242	161	6	-	-	PUNCT
aeasj-242	161	7	promoting	promote	VERB
aeasj-242	161	8	patterns	pattern	NOUN
aeasj-242	161	9	of	of	ADP
aeasj-242	161	10	financial	financial	ADJ
aeasj-242	161	11	intermediation	intermediation	NOUN
aeasj-242	161	12	are	be	AUX
aeasj-242	161	13	practically	practically	ADV
aeasj-242	161	14	invariant	invariant	ADJ
aeasj-242	161	15	across	across	ADP
aeasj-242	161	16	various	various	ADJ
aeasj-242	161	17	countries	country	NOUN
aeasj-242	161	18	and	and	CCONJ
aeasj-242	161	19	regions	region	NOUN
aeasj-242	161	20	for	for	ADP
aeasj-242	161	21	the	the	DET
aeasj-242	161	22	period	period	NOUN
aeasj-242	161	23	.	.	PUNCT
aeasj-242	162	1	he	he	PRON
aeasj-242	162	2	shows	show	VERB
aeasj-242	162	3	that	that	SCONJ
aeasj-242	162	4	marginal	marginal	ADJ
aeasj-242	162	5	spillovers	spillover	NOUN
aeasj-242	162	6	from	from	ADP
aeasj-242	162	7	the	the	DET
aeasj-242	162	8	financial	financial	NOUN
aeasj-242	162	9	to	to	ADP
aeasj-242	162	10	the	the	DET
aeasj-242	162	11	real	real	ADJ
aeasj-242	162	12	sector	sector	NOUN
aeasj-242	162	13	are	be	AUX
aeasj-242	162	14	larger	large	ADJ
aeasj-242	162	15	on	on	ADP
aeasj-242	162	16	average	average	ADJ
aeasj-242	162	17	than	than	ADP
aeasj-242	162	18	vice	vice	NOUN
aeasj-242	162	19	versa	versa	ADV
aeasj-242	162	20	,	,	PUNCT
aeasj-242	162	21	but	but	CCONJ
aeasj-242	162	22	decrease	decrease	NOUN
aeasj-242	162	23	over	over	ADP
aeasj-242	162	24	time	time	NOUN
aeasj-242	162	25	and	and	CCONJ
aeasj-242	162	26	relative	relative	ADJ
aeasj-242	162	27	to	to	ADP
aeasj-242	162	28	marginal	marginal	ADJ
aeasj-242	162	29	spillovers	spillover	NOUN
aeasj-242	162	30	from	from	ADP
aeasj-242	162	31	the	the	DET
aeasj-242	162	32	real	real	ADJ
aeasj-242	162	33	sector	sector	NOUN
aeasj-242	162	34	.	.	PUNCT
aeasj-242	163	1	he	he	PRON
aeasj-242	163	2	interprets	interpret	VERB
aeasj-242	163	3	this	this	PRON
aeasj-242	163	4	as	as	ADP
aeasj-242	163	5	an	an	DET
aeasj-242	163	6	indication	indication	NOUN
aeasj-242	163	7	that	that	SCONJ
aeasj-242	163	8	finance	finance	NOUN
aeasj-242	163	9	caused	cause	VERB
aeasj-242	163	10	growth	growth	NOUN
aeasj-242	163	11	in	in	ADP
aeasj-242	163	12	earlier	early	ADJ
aeasj-242	163	13	stages	stage	NOUN
aeasj-242	163	14	of	of	ADP
aeasj-242	163	15	taiwan	taiwan	PROPN
aeasj-242	163	16	’s	’s	PART
aeasj-242	163	17	economic	economic	ADJ
aeasj-242	163	18	development	development	NOUN
aeasj-242	163	19	while	while	SCONJ
aeasj-242	163	20	the	the	DET
aeasj-242	163	21	relationship	relationship	NOUN
aeasj-242	163	22	was	be	AUX
aeasj-242	163	23	reversed	reverse	VERB
aeasj-242	163	24	later	later	ADV
aeasj-242	163	25	on	on	ADV
aeasj-242	163	26	.	.	PUNCT
aeasj-242	164	1	some	some	DET
aeasj-242	164	2	studies	study	NOUN
aeasj-242	164	3	,	,	PUNCT
aeasj-242	164	4	however	however	ADV
aeasj-242	164	5	,	,	PUNCT
aeasj-242	164	6	come	come	VERB
aeasj-242	164	7	to	to	ADP
aeasj-242	164	8	a	a	DET
aeasj-242	164	9	different	different	ADJ
aeasj-242	164	10	conclusion	conclusion	NOUN
aeasj-242	164	11	with	with	ADP
aeasj-242	164	12	respect	respect	NOUN
aeasj-242	164	13	to	to	ADP
aeasj-242	164	14	the	the	DET
aeasj-242	164	15	causality	causality	NOUN
aeasj-242	164	16	issue	issue	NOUN
aeasj-242	164	17	.	.	PUNCT
aeasj-242	165	1	mattesini	mattesini	PROPN
aeasj-242	165	2	,	,	PUNCT
aeasj-242	165	3	(	(	PUNCT
aeasj-242	165	4	2015	2015	NUM
aeasj-242	165	5	)	)	PUNCT
aeasj-242	165	6	uses	use	VERB
aeasj-242	165	7	the	the	DET
aeasj-242	165	8	lending	lending	NOUN
aeasj-242	165	9	-	-	PUNCT
aeasj-242	165	10	deposit	deposit	NOUN
aeasj-242	165	11	spread	spread	NOUN
aeasj-242	165	12	as	as	ADP
aeasj-242	165	13	a	a	DET
aeasj-242	165	14	proxy	proxy	NOUN
aeasj-242	165	15	for	for	ADP
aeasj-242	165	16	monitoring	monitor	VERB
aeasj-242	165	17	cost	cost	NOUN
aeasj-242	165	18	related	relate	VERB
aeasj-242	165	19	to	to	ADP
aeasj-242	165	20	asymmetric	asymmetric	ADJ
aeasj-242	165	21	information	information	NOUN
aeasj-242	165	22	.	.	PUNCT
aeasj-242	166	1	his	his	PRON
aeasj-242	166	2	estimates	estimate	NOUN
aeasj-242	166	3	refer	refer	VERB
aeasj-242	166	4	to	to	ADP
aeasj-242	166	5	the	the	DET
aeasj-242	166	6	period	period	NOUN
aeasj-242	166	7	1998	1998	NUM
aeasj-242	166	8	-	-	SYM
aeasj-242	166	9	2013	2013	NUM
aeasj-242	166	10	and	and	CCONJ
aeasj-242	166	11	a	a	DET
aeasj-242	166	12	sample	sample	NOUN
aeasj-242	166	13	of	of	ADP
aeasj-242	166	14	forty	forty	NUM
aeasj-242	166	15	countries	country	NOUN
aeasj-242	166	16	.	.	PUNCT
aeasj-242	167	1	the	the	DET
aeasj-242	167	2	spread	spread	NOUN
aeasj-242	167	3	is	be	AUX
aeasj-242	167	4	particularly	particularly	ADV
aeasj-242	167	5	significant	significant	ADJ
aeasj-242	167	6	in	in	ADP
aeasj-242	167	7	explaining	explain	VERB
aeasj-242	167	8	the	the	DET
aeasj-242	167	9	growth	growth	NOUN
aeasj-242	167	10	performance	performance	NOUN
aeasj-242	167	11	for	for	ADP
aeasj-242	167	12	the	the	DET
aeasj-242	167	13	whole	whole	ADJ
aeasj-242	167	14	sample	sample	NOUN
aeasj-242	167	15	and	and	CCONJ
aeasj-242	167	16	for	for	ADP
aeasj-242	167	17	the	the	DET
aeasj-242	167	18	subsample	subsample	NOUN
aeasj-242	167	19	of	of	ADP
aeasj-242	167	20	developed	develop	VERB
aeasj-242	167	21	economies	economy	NOUN
aeasj-242	167	22	.	.	PUNCT
aeasj-242	168	1	for	for	ADP
aeasj-242	168	2	the	the	DET
aeasj-242	168	3	low	low	ADJ
aeasj-242	168	4	-	-	PUNCT
aeasj-242	168	5	income	income	NOUN
aeasj-242	168	6	subsample	subsample	NOUN
aeasj-242	168	7	,	,	PUNCT
aeasj-242	168	8	however	however	ADV
aeasj-242	168	9	,	,	PUNCT
aeasj-242	168	10	there	there	PRON
aeasj-242	168	11	is	be	VERB
aeasj-242	168	12	no	no	DET
aeasj-242	168	13	significant	significant	ADJ
aeasj-242	168	14	relation	relation	NOUN
aeasj-242	168	15	between	between	ADP
aeasj-242	168	16	the	the	DET
aeasj-242	168	17	spread	spread	NOUN
aeasj-242	168	18	and	and	CCONJ
aeasj-242	168	19	growth	growth	NOUN
aeasj-242	168	20	.	.	PUNCT
aeasj-242	169	1	the	the	DET
aeasj-242	169	2	author	author	NOUN
aeasj-242	169	3	attributes	attribute	VERB
aeasj-242	169	4	this	this	PRON
aeasj-242	169	5	to	to	ADP
aeasj-242	169	6	the	the	DET
aeasj-242	169	7	existence	existence	NOUN
aeasj-242	169	8	of	of	ADP
aeasj-242	169	9	financial	financial	ADJ
aeasj-242	169	10	repression	repression	NOUN
aeasj-242	169	11	in	in	ADP
aeasj-242	169	12	developing	develop	VERB
aeasj-242	169	13	countries	country	NOUN
aeasj-242	169	14	,	,	PUNCT
aeasj-242	169	15	which	which	PRON
aeasj-242	169	16	may	may	AUX
aeasj-242	169	17	also	also	ADV
aeasj-242	169	18	affect	affect	VERB
aeasj-242	169	19	the	the	DET
aeasj-242	169	20	size	size	NOUN
aeasj-242	169	21	of	of	ADP
aeasj-242	169	22	the	the	DET
aeasj-242	169	23	spread	spread	NOUN
aeasj-242	169	24	.	.	PUNCT
aeasj-242	170	1	empirical	empirical	ADJ
aeasj-242	170	2	evidences	evidence	NOUN
aeasj-242	170	3	revealed	reveal	VERB
aeasj-242	170	4	that	that	SCONJ
aeasj-242	170	5	,	,	PUNCT
aeasj-242	170	6	the	the	DET
aeasj-242	170	7	most	most	ADV
aeasj-242	170	8	commonly	commonly	ADV
aeasj-242	170	9	cited	cite	VERB
aeasj-242	170	10	reasons	reason	NOUN
aeasj-242	170	11	for	for	ADP
aeasj-242	170	12	the	the	DET
aeasj-242	170	13	shortage	shortage	NOUN
aeasj-242	170	14	of	of	ADP
aeasj-242	170	15	long	long	ADJ
aeasj-242	170	16	-	-	PUNCT
aeasj-242	170	17	term	term	NOUN
aeasj-242	170	18	bank	bank	NOUN
aeasj-242	170	19	loans	loan	NOUN
aeasj-242	170	20	in	in	ADP
aeasj-242	170	21	nigeria	nigeria	PROPN
aeasj-242	170	22	are	be	AUX
aeasj-242	170	23	the	the	DET
aeasj-242	170	24	low	low	ADJ
aeasj-242	170	25	levels	level	NOUN
aeasj-242	170	26	of	of	ADP
aeasj-242	170	27	long	long	ADJ
aeasj-242	170	28	-	-	PUNCT
aeasj-242	170	29	term	term	NOUN
aeasj-242	170	30	liabilities	liability	NOUN
aeasj-242	170	31	in	in	ADP
aeasj-242	170	32	the	the	DET
aeasj-242	170	33	banking	banking	NOUN
aeasj-242	170	34	system	system	NOUN
aeasj-242	170	35	that	that	PRON
aeasj-242	170	36	can	can	AUX
aeasj-242	170	37	be	be	AUX
aeasj-242	170	38	used	use	VERB
aeasj-242	170	39	as	as	ADP
aeasj-242	170	40	funding	funding	NOUN
aeasj-242	170	41	sources	source	NOUN
aeasj-242	170	42	.	.	PUNCT
aeasj-242	171	1	the	the	DET
aeasj-242	171	2	low	low	ADJ
aeasj-242	171	3	levels	level	NOUN
aeasj-242	171	4	of	of	ADP
aeasj-242	171	5	long	long	ADJ
aeasj-242	171	6	-	-	PUNCT
aeasj-242	171	7	term	term	NOUN
aeasj-242	171	8	liabilities	liability	NOUN
aeasj-242	171	9	increase	increase	VERB
aeasj-242	171	10	the	the	DET
aeasj-242	171	11	maturities	maturity	NOUN
aeasj-242	171	12	mismatch	mismatch	NOUN
aeasj-242	171	13	problem	problem	NOUN
aeasj-242	171	14	and	and	CCONJ
aeasj-242	171	15	raise	raise	VERB
aeasj-242	171	16	the	the	DET
aeasj-242	171	17	liquidity	liquidity	NOUN
aeasj-242	171	18	risks	risk	NOUN
aeasj-242	171	19	,	,	PUNCT
aeasj-242	171	20	thus	thus	ADV
aeasj-242	171	21	limiting	limit	VERB
aeasj-242	171	22	banks	bank	NOUN
aeasj-242	171	23	’	'	PUNCT
aeasj-242	171	24	ability	ability	NOUN
aeasj-242	171	25	to	to	PART
aeasj-242	171	26	issue	issue	VERB
aeasj-242	171	27	long	long	ADJ
aeasj-242	171	28	-	-	PUNCT
aeasj-242	171	29	term	term	NOUN
aeasj-242	171	30	loans	loan	NOUN
aeasj-242	171	31	.	.	PUNCT
aeasj-242	172	1	other	other	ADJ
aeasj-242	172	2	potential	potential	ADJ
aeasj-242	172	3	explanations	explanation	NOUN
aeasj-242	172	4	include	include	VERB
aeasj-242	172	5	low	low	ADJ
aeasj-242	172	6	quality	quality	NOUN
aeasj-242	172	7	and	and	CCONJ
aeasj-242	172	8	low	low	ADJ
aeasj-242	172	9	transparency	transparency	NOUN
aeasj-242	172	10	of	of	ADP
aeasj-242	172	11	borrowers	borrower	NOUN
aeasj-242	172	12	(	(	PUNCT
aeasj-242	172	13	opacity	opacity	NOUN
aeasj-242	172	14	)	)	PUNCT
aeasj-242	172	15	,	,	PUNCT
aeasj-242	172	16	high	high	ADJ
aeasj-242	172	17	credit	credit	NOUN
aeasj-242	172	18	risks	risk	NOUN
aeasj-242	172	19	,	,	PUNCT
aeasj-242	172	20	weak	weak	ADJ
aeasj-242	172	21	protection	protection	NOUN
aeasj-242	172	22	of	of	ADP
aeasj-242	172	23	creditor	creditor	NOUN
aeasj-242	172	24	rights	right	NOUN
aeasj-242	172	25	,	,	PUNCT
aeasj-242	172	26	and	and	CCONJ
aeasj-242	172	27	low	low	ADJ
aeasj-242	172	28	efficiency	efficiency	NOUN
aeasj-242	172	29	of	of	ADP
aeasj-242	172	30	bank	bank	NOUN
aeasj-242	172	31	-	-	PUNCT
aeasj-242	172	32	level	level	NOUN
aeasj-242	172	33	risk	risk	NOUN
aeasj-242	172	34	management	management	NOUN
aeasj-242	172	35	systems	system	NOUN
aeasj-242	172	36	.	.	PUNCT
aeasj-242	173	1	while	while	SCONJ
aeasj-242	173	2	the	the	DET
aeasj-242	173	3	legal	legal	ADJ
aeasj-242	173	4	and	and	CCONJ
aeasj-242	173	5	business	business	NOUN
aeasj-242	173	6	environment	environment	NOUN
aeasj-242	173	7	is	be	AUX
aeasj-242	173	8	systematic	systematic	ADJ
aeasj-242	173	9	risk	risk	NOUN
aeasj-242	173	10	factors	factor	NOUN
aeasj-242	173	11	,	,	PUNCT
aeasj-242	173	12	other	other	ADJ
aeasj-242	173	13	factors	factor	NOUN
aeasj-242	173	14	such	such	ADJ
aeasj-242	173	15	as	as	ADP
aeasj-242	173	16	the	the	DET
aeasj-242	173	17	availability	availability	NOUN
aeasj-242	173	18	of	of	ADP
aeasj-242	173	19	long	long	ADJ
aeasj-242	173	20	-	-	PUNCT
aeasj-242	173	21	term	term	NOUN
aeasj-242	173	22	funds	fund	NOUN
aeasj-242	173	23	,	,	PUNCT
aeasj-242	173	24	the	the	DET
aeasj-242	173	25	access	access	NOUN
aeasj-242	173	26	to	to	ADP
aeasj-242	173	27	best	good	ADJ
aeasj-242	173	28	corporate	corporate	ADJ
aeasj-242	173	29	borrowers	borrower	NOUN
aeasj-242	173	30	and	and	CCONJ
aeasj-242	173	31	the	the	DET
aeasj-242	173	32	management	management	NOUN
aeasj-242	173	33	team	team	NOUN
aeasj-242	173	34	expertise	expertise	NOUN
aeasj-242	173	35	in	in	ADP
aeasj-242	173	36	controlling	control	VERB
aeasj-242	173	37	bank	bank	NOUN
aeasj-242	173	38	credit	credit	NOUN
aeasj-242	173	39	risks	risk	NOUN
aeasj-242	173	40	are	be	AUX
aeasj-242	173	41	bank	bank	NOUN
aeasj-242	173	42	-	-	PUNCT
aeasj-242	173	43	level	level	NOUN
aeasj-242	173	44	factors	factor	NOUN
aeasj-242	173	45	that	that	PRON
aeasj-242	173	46	may	may	AUX
aeasj-242	173	47	vary	vary	VERB
aeasj-242	173	48	substantially	substantially	ADV
aeasj-242	173	49	across	across	ADP
aeasj-242	173	50	the	the	DET
aeasj-242	173	51	nigerian	nigerian	ADJ
aeasj-242	173	52	banking	banking	NOUN
aeasj-242	173	53	sector	sector	NOUN
aeasj-242	173	54	.	.	PUNCT
aeasj-242	174	1	merriest	merry	ADJ
aeasj-242	174	2	,	,	PUNCT
aeasj-242	174	3	(	(	PUNCT
aeasj-242	174	4	2016	2016	NUM
aeasj-242	174	5	)	)	PUNCT
aeasj-242	174	6	,	,	PUNCT
aeasj-242	174	7	looked	look	VERB
aeasj-242	174	8	at	at	ADP
aeasj-242	174	9	the	the	DET
aeasj-242	174	10	effect	effect	NOUN
aeasj-242	174	11	of	of	ADP
aeasj-242	174	12	financial	financial	ADJ
aeasj-242	174	13	sector	sector	NOUN
aeasj-242	174	14	reformation	reformation	NOUN
aeasj-242	174	15	on	on	ADP
aeasj-242	174	16	the	the	DET
aeasj-242	174	17	level	level	NOUN
aeasj-242	174	18	of	of	ADP
aeasj-242	174	19	investment	investment	NOUN
aeasj-242	174	20	in	in	ADP
aeasj-242	174	21	an	an	DET
aeasj-242	174	22	economy	economy	NOUN
aeasj-242	174	23	.	.	PUNCT
aeasj-242	175	1	he	he	PRON
aeasj-242	175	2	investigated	investigate	VERB
aeasj-242	175	3	the	the	DET
aeasj-242	175	4	extent	extent	NOUN
aeasj-242	175	5	to	to	PART
aeasj-242	175	6	which	which	PRON
aeasj-242	175	7	financial	financial	ADJ
aeasj-242	175	8	liberalization	liberalization	NOUN
aeasj-242	175	9	can	can	AUX
aeasj-242	175	10	improve	improve	VERB
aeasj-242	175	11	private	private	ADJ
aeasj-242	175	12	investment	investment	NOUN
aeasj-242	175	13	in	in	ADP
aeasj-242	175	14	developing	develop	VERB
aeasj-242	175	15	countries	country	NOUN
aeasj-242	175	16	.	.	PUNCT
aeasj-242	176	1	he	he	PRON
aeasj-242	176	2	made	make	VERB
aeasj-242	176	3	used	use	VERB
aeasj-242	176	4	of	of	ADP
aeasj-242	176	5	a	a	DET
aeasj-242	176	6	simple	simple	ADJ
aeasj-242	176	7	portfolio	portfolio	NOUN
aeasj-242	176	8	model	model	NOUN
aeasj-242	176	9	of	of	ADP
aeasj-242	176	10	investment	investment	NOUN
aeasj-242	176	11	for	for	ADP
aeasj-242	176	12	argentina	argentina	PROPN
aeasj-242	176	13	from	from	ADP
aeasj-242	176	14	1996	1996	NUM
aeasj-242	176	15	to	to	ADP
aeasj-242	176	16	2013	2013	NUM
aeasj-242	176	17	,	,	PUNCT
aeasj-242	176	18	during	during	ADP
aeasj-242	176	19	which	which	PRON
aeasj-242	176	20	the	the	DET
aeasj-242	176	21	country	country	NOUN
aeasj-242	176	22	was	be	AUX
aeasj-242	176	23	affected	affect	VERB
aeasj-242	176	24	by	by	ADP
aeasj-242	176	25	various	various	ADJ
aeasj-242	176	26	interest	interest	NOUN
aeasj-242	176	27	rate	rate	NOUN
aeasj-242	176	28	regimes	regime	NOUN
aeasj-242	176	29	.	.	PUNCT
aeasj-242	177	1	his	his	PRON
aeasj-242	177	2	findings	finding	NOUN
aeasj-242	177	3	show	show	VERB
aeasj-242	177	4	that	that	SCONJ
aeasj-242	177	5	the	the	DET
aeasj-242	177	6	increase	increase	NOUN
aeasj-242	177	7	in	in	ADP
aeasj-242	177	8	real	real	ADJ
aeasj-242	177	9	interest	interest	NOUN
aeasj-242	177	10	rate	rate	NOUN
aeasj-242	177	11	,	,	PUNCT
aeasj-242	177	12	which	which	PRON
aeasj-242	177	13	is	be	AUX
aeasj-242	177	14	a	a	DET
aeasj-242	177	15	typical	typical	ADJ
aeasj-242	177	16	element	element	NOUN
aeasj-242	177	17	of	of	ADP
aeasj-242	177	18	financial	financial	ADJ
aeasj-242	177	19	reforms	reform	NOUN
aeasj-242	177	20	,	,	PUNCT
aeasj-242	177	21	does	do	AUX
aeasj-242	177	22	not	not	PART
aeasj-242	177	23	necessarily	necessarily	ADV
aeasj-242	177	24	involve	involve	VERB
aeasj-242	177	25	a	a	DET
aeasj-242	177	26	positive	positive	ADJ
aeasj-242	177	27	effect	effect	NOUN
aeasj-242	177	28	on	on	ADP
aeasj-242	177	29	private	private	ADJ
aeasj-242	177	30	investment	investment	NOUN
aeasj-242	177	31	unless	unless	SCONJ
aeasj-242	177	32	the	the	DET
aeasj-242	177	33	authorities	authority	NOUN
aeasj-242	177	34	are	be	AUX
aeasj-242	177	35	careful	careful	ADJ
aeasj-242	177	36	to	to	PART
aeasj-242	177	37	ensure	ensure	VERB
aeasj-242	177	38	that	that	SCONJ
aeasj-242	177	39	bank	bank	NOUN
aeasj-242	177	40	deposits	deposit	NOUN
aeasj-242	177	41	are	be	AUX
aeasj-242	177	42	closer	close	ADJ
aeasj-242	177	43	substitutes	substitute	NOUN
aeasj-242	177	44	to	to	ADP
aeasj-242	177	45	unproductive	unproductive	ADJ
aeasj-242	177	46	assets	asset	NOUN
aeasj-242	177	47	(	(	PUNCT
aeasj-242	177	48	cash	cash	NOUN
aeasj-242	177	49	,	,	PUNCT
aeasj-242	177	50	gold	gold	NOUN
aeasj-242	177	51	)	)	PUNCT
aeasj-242	177	52	and	and	CCONJ
aeasj-242	177	53	foreign	foreign	ADJ
aeasj-242	177	54	assets	asset	NOUN
aeasj-242	177	55	rather	rather	ADV
aeasj-242	177	56	than	than	ADP
aeasj-242	177	57	capital	capital	NOUN
aeasj-242	177	58	goods	good	NOUN
aeasj-242	177	59	.	.	PUNCT
aeasj-242	178	1	the	the	DET
aeasj-242	178	2	flow	flow	NOUN
aeasj-242	178	3	of	of	ADP
aeasj-242	178	4	domestic	domestic	ADJ
aeasj-242	178	5	credit	credit	NOUN
aeasj-242	178	6	to	to	ADP
aeasj-242	178	7	the	the	DET
aeasj-242	178	8	private	private	ADJ
aeasj-242	178	9	sector	sector	NOUN
aeasj-242	178	10	is	be	AUX
aeasj-242	178	11	not	not	PART
aeasj-242	178	12	absorbed	absorb	VERB
aeasj-242	178	13	by	by	ADP
aeasj-242	178	14	the	the	DET
aeasj-242	178	15	need	need	NOUN
aeasj-242	178	16	of	of	ADP
aeasj-242	178	17	the	the	DET
aeasj-242	178	18	public	public	ADJ
aeasj-242	178	19	sector	sector	NOUN
aeasj-242	178	20	.	.	PUNCT
aeasj-242	179	1	moshi	moshi	PROPN
aeasj-242	179	2	and	and	CCONJ
aeasj-242	179	3	kilindo	kilindo	NOUN
aeasj-242	179	4	,	,	PUNCT
aeasj-242	179	5	(	(	PUNCT
aeasj-242	179	6	2017	2017	NUM
aeasj-242	179	7	)	)	PUNCT
aeasj-242	179	8	considered	consider	VERB
aeasj-242	179	9	the	the	DET
aeasj-242	179	10	effect	effect	NOUN
aeasj-242	179	11	of	of	ADP
aeasj-242	179	12	government	government	NOUN
aeasj-242	179	13	policy	policy	NOUN
aeasj-242	179	14	on	on	ADP
aeasj-242	179	15	private	private	ADJ
aeasj-242	179	16	investment	investment	NOUN
aeasj-242	179	17	over	over	ADP
aeasj-242	179	18	the	the	DET
aeasj-242	179	19	2000	2000	NUM
aeasj-242	179	20	-	-	SYM
aeasj-242	179	21	2015	2015	NUM
aeasj-242	179	22	periods	period	NOUN
aeasj-242	179	23	in	in	ADP
aeasj-242	179	24	tanzania	tanzania	PROPN
aeasj-242	179	25	.	.	PUNCT
aeasj-242	180	1	regression	regression	NOUN
aeasj-242	180	2	results	result	NOUN
aeasj-242	180	3	from	from	ADP
aeasj-242	180	4	the	the	DET
aeasj-242	180	5	ordinary	ordinary	ADJ
aeasj-242	180	6	least	least	ADJ
aeasj-242	180	7	squares	square	NOUN
aeasj-242	180	8	estimation	estimation	NOUN
aeasj-242	180	9	technique	technique	NOUN
aeasj-242	180	10	among	among	ADP
aeasj-242	180	11	others	other	NOUN
aeasj-242	180	12	,	,	PUNCT
aeasj-242	180	13	showed	show	VERB
aeasj-242	180	14	that	that	SCONJ
aeasj-242	180	15	the	the	DET
aeasj-242	180	16	real	real	ADJ
aeasj-242	180	17	exchange	exchange	NOUN
aeasj-242	180	18	rate	rate	NOUN
aeasj-242	180	19	had	have	VERB
aeasj-242	180	20	a	a	DET
aeasj-242	180	21	negative	negative	ADJ
aeasj-242	180	22	and	and	CCONJ
aeasj-242	180	23	significant	significant	ADJ
aeasj-242	180	24	effect	effect	NOUN
aeasj-242	180	25	,	,	PUNCT
aeasj-242	180	26	indicating	indicate	VERB
aeasj-242	180	27	that	that	SCONJ
aeasj-242	180	28	devaluation	devaluation	NOUN
aeasj-242	180	29	reduced	reduce	VERB
aeasj-242	180	30	the	the	DET
aeasj-242	180	31	profitability	profitability	NOUN
aeasj-242	180	32	of	of	ADP
aeasj-242	180	33	private	private	ADJ
aeasj-242	180	34	investment	investment	NOUN
aeasj-242	180	35	in	in	ADP
aeasj-242	180	36	the	the	DET
aeasj-242	180	37	tanzanian	tanzanian	ADJ
aeasj-242	180	38	economy	economy	NOUN
aeasj-242	180	39	during	during	ADP
aeasj-242	180	40	the	the	DET
aeasj-242	180	41	study	study	NOUN
aeasj-242	180	42	period	period	NOUN
aeasj-242	180	43	.	.	PUNCT
aeasj-242	181	1	critique	critique	NOUN
aeasj-242	181	2	of	of	ADP
aeasj-242	181	3	gaps	gap	NOUN
aeasj-242	181	4	in	in	ADP
aeasj-242	181	5	the	the	DET
aeasj-242	181	6	literature	literature	NOUN
aeasj-242	181	7	many	many	ADJ
aeasj-242	181	8	researchers	researcher	NOUN
aeasj-242	181	9	have	have	AUX
aeasj-242	181	10	focused	focus	VERB
aeasj-242	181	11	on	on	ADP
aeasj-242	181	12	private	private	ADJ
aeasj-242	181	13	sector	sector	NOUN
aeasj-242	181	14	credit	credit	NOUN
aeasj-242	181	15	and	and	CCONJ
aeasj-242	181	16	economic	economic	ADJ
aeasj-242	181	17	growth	growth	NOUN
aeasj-242	181	18	but	but	CCONJ
aeasj-242	181	19	majority	majority	NOUN
aeasj-242	181	20	of	of	ADP
aeasj-242	181	21	the	the	DET
aeasj-242	181	22	researchers	researcher	NOUN
aeasj-242	181	23	have	have	AUX
aeasj-242	181	24	failed	fail	VERB
aeasj-242	181	25	to	to	PART
aeasj-242	181	26	work	work	VERB
aeasj-242	181	27	on	on	ADP
aeasj-242	181	28	the	the	DET
aeasj-242	181	29	determinant	determinant	NOUN
aeasj-242	181	30	of	of	ADP
aeasj-242	181	31	private	private	ADJ
aeasj-242	181	32	sector	sector	NOUN
aeasj-242	181	33	credit	credit	NOUN
aeasj-242	181	34	.	.	PUNCT
aeasj-242	182	1	however	however	ADV
aeasj-242	182	2	,	,	PUNCT
aeasj-242	182	3	this	this	DET
aeasj-242	182	4	study	study	NOUN
aeasj-242	182	5	intends	intend	VERB
aeasj-242	182	6	to	to	PART
aeasj-242	182	7	make	make	VERB
aeasj-242	182	8	a	a	DET
aeasj-242	182	9	different	different	ADJ
aeasj-242	182	10	as	as	SCONJ
aeasj-242	182	11	it	it	PRON
aeasj-242	182	12	will	will	AUX
aeasj-242	182	13	examine	examine	VERB
aeasj-242	182	14	the	the	DET
aeasj-242	182	15	determinant	determinant	NOUN
aeasj-242	182	16	of	of	ADP
aeasj-242	182	17	private	private	ADJ
aeasj-242	182	18	sector	sector	NOUN
aeasj-242	182	19	credit	credit	NOUN
aeasj-242	182	20	in	in	ADP
aeasj-242	182	21	nigeria	nigeria	PROPN
aeasj-242	182	22	.	.	PUNCT
aeasj-242	183	1	theoretical	theoretical	ADJ
aeasj-242	183	2	review	review	NOUN
aeasj-242	183	3	theory	theory	NOUN
aeasj-242	183	4	of	of	ADP
aeasj-242	183	5	economic	economic	ADJ
aeasj-242	183	6	growth	growth	NOUN
aeasj-242	183	7	economic	economic	ADJ
aeasj-242	183	8	growth	growth	NOUN
aeasj-242	183	9	is	be	AUX
aeasj-242	183	10	closely	closely	ADV
aeasj-242	183	11	linked	link	VERB
aeasj-242	183	12	to	to	ADP
aeasj-242	183	13	the	the	DET
aeasj-242	183	14	intricacies	intricacy	NOUN
aeasj-242	183	15	of	of	ADP
aeasj-242	183	16	the	the	DET
aeasj-242	183	17	financial	financial	ADJ
aeasj-242	183	18	system	system	NOUN
aeasj-242	183	19	.	.	PUNCT
aeasj-242	184	1	a	a	DET
aeasj-242	184	2	well	well	ADV
aeasj-242	184	3	developed	developed	ADJ
aeasj-242	184	4	and	and	CCONJ
aeasj-242	184	5	efficient	efficient	ADJ
aeasj-242	184	6	financial	financial	ADJ
aeasj-242	184	7	system	system	NOUN
aeasj-242	184	8	helps	help	VERB
aeasj-242	184	9	in	in	ADP
aeasj-242	184	10	allocating	allocate	VERB
aeasj-242	184	11	financial	financial	ADJ
aeasj-242	184	12	resources	resource	NOUN
aeasj-242	184	13	to	to	ADP
aeasj-242	184	14	the	the	DET
aeasj-242	184	15	best	good	ADJ
aeasj-242	184	16	uses	use	NOUN
aeasj-242	184	17	in	in	ADP
aeasj-242	184	18	the	the	DET
aeasj-242	184	19	real	real	ADJ
aeasj-242	184	20	sector	sector	NOUN
aeasj-242	184	21	,	,	PUNCT
aeasj-242	184	22	thereby	thereby	ADV
aeasj-242	184	23	promoting	promote	VERB
aeasj-242	184	24	economic	economic	ADJ
aeasj-242	184	25	growth	growth	NOUN
aeasj-242	184	26	.	.	PUNCT
aeasj-242	185	1	as	as	SCONJ
aeasj-242	185	2	the	the	DET
aeasj-242	185	3	real	real	ADJ
aeasj-242	185	4	sector	sector	NOUN
aeasj-242	185	5	grows	grow	VERB
aeasj-242	185	6	,	,	PUNCT
aeasj-242	185	7	the	the	DET
aeasj-242	185	8	demand	demand	NOUN
aeasj-242	185	9	for	for	ADP
aeasj-242	185	10	financing	financing	NOUN
aeasj-242	185	11	increases	increase	NOUN
aeasj-242	185	12	and	and	CCONJ
aeasj-242	185	13	in	in	ADP
aeasj-242	185	14	this	this	DET
aeasj-242	185	15	way	way	NOUN
aeasj-242	185	16	the	the	DET
aeasj-242	185	17	financial	financial	ADJ
aeasj-242	185	18	sector	sector	NOUN
aeasj-242	185	19	grows	grow	VERB
aeasj-242	185	20	in	in	ADP
aeasj-242	185	21	tandem	tandem	NOUN
aeasj-242	185	22	with	with	ADP
aeasj-242	185	23	the	the	DET
aeasj-242	185	24	economy	economy	NOUN
aeasj-242	185	25	,	,	PUNCT
aeasj-242	185	26	signifying	signify	VERB
aeasj-242	185	27	a	a	DET
aeasj-242	185	28	two	two	NUM
aeasj-242	185	29	way	way	NOUN
aeasj-242	185	30	causal	causal	ADJ
aeasj-242	185	31	relationship	relationship	NOUN
aeasj-242	185	32	between	between	ADP
aeasj-242	185	33	finance	finance	NOUN
aeasj-242	185	34	and	and	CCONJ
aeasj-242	185	35	growth	growth	NOUN
aeasj-242	185	36	.	.	PUNCT
aeasj-242	186	1	in	in	ADP
aeasj-242	186	2	developed	develop	VERB
aeasj-242	186	3	countries	country	NOUN
aeasj-242	186	4	,	,	PUNCT
aeasj-242	186	5	financing	financing	NOUN
aeasj-242	186	6	generally	generally	ADV
aeasj-242	186	7	flows	flow	VERB
aeasj-242	186	8	both	both	PRON
aeasj-242	186	9	from	from	ADP
aeasj-242	186	10	the	the	DET
aeasj-242	186	11	banking	banking	NOUN
aeasj-242	186	12	system	system	NOUN
aeasj-242	186	13	and	and	CCONJ
aeasj-242	186	14	the	the	DET
aeasj-242	186	15	capital	capital	NOUN
aeasj-242	186	16	markets	market	NOUN
aeasj-242	186	17	,	,	PUNCT
aeasj-242	186	18	while	while	SCONJ
aeasj-242	186	19	in	in	ADP
aeasj-242	186	20	most	most	ADJ
aeasj-242	186	21	developing	develop	VERB
aeasj-242	186	22	and	and	CCONJ
aeasj-242	186	23	transition	transition	NOUN
aeasj-242	186	24	economies	economy	NOUN
aeasj-242	186	25	the	the	DET
aeasj-242	186	26	capital	capital	NOUN
aeasj-242	186	27	markets	market	NOUN
aeasj-242	186	28	lag	lag	VERB
aeasj-242	186	29	behind	behind	ADP
aeasj-242	186	30	,	,	PUNCT
aeasj-242	186	31	which	which	PRON
aeasj-242	186	32	shifts	shift	NOUN
aeasj-242	186	33	the	the	DET
aeasj-242	186	34	burden	burden	NOUN
aeasj-242	186	35	of	of	ADP
aeasj-242	186	36	financing	financing	NOUN
aeasj-242	186	37	to	to	ADP
aeasj-242	186	38	the	the	DET
aeasj-242	186	39	banking	banking	NOUN
aeasj-242	186	40	system	system	NOUN
aeasj-242	186	41	.	.	PUNCT
aeasj-242	187	1	there	there	PRON
aeasj-242	187	2	are	be	VERB
aeasj-242	187	3	numerous	numerous	ADJ
aeasj-242	187	4	growth	growth	NOUN
aeasj-242	187	5	models	model	NOUN
aeasj-242	187	6	in	in	ADP
aeasj-242	187	7	literature	literature	NOUN
aeasj-242	187	8	.	.	PUNCT
aeasj-242	188	1	however	however	ADV
aeasj-242	188	2	,	,	PUNCT
aeasj-242	188	3	there	there	PRON
aeasj-242	188	4	is	be	VERB
aeasj-242	188	5	no	no	DET
aeasj-242	188	6	consensus	consensus	NOUN
aeasj-242	188	7	as	as	SCONJ
aeasj-242	188	8	to	to	ADP
aeasj-242	188	9	which	which	DET
aeasj-242	188	10	strategy	strategy	NOUN
aeasj-242	188	11	will	will	AUX
aeasj-242	188	12	achieve	achieve	VERB
aeasj-242	188	13	the	the	DET
aeasj-242	188	14	best	good	ADJ
aeasj-242	188	15	success	success	NOUN
aeasj-242	188	16	.	.	PUNCT
aeasj-242	189	1	the	the	DET
aeasj-242	189	2	achievement	achievement	NOUN
aeasj-242	189	3	of	of	ADP
aeasj-242	189	4	sustained	sustained	ADJ
aeasj-242	189	5	growth	growth	NOUN
aeasj-242	189	6	requires	require	VERB
aeasj-242	189	7	minimum	minimum	ADJ
aeasj-242	189	8	levels	level	NOUN
aeasj-242	189	9	of	of	ADP
aeasj-242	189	10	skills	skill	NOUN
aeasj-242	189	11	and	and	CCONJ
aeasj-242	189	12	literacy	literacy	NOUN
aeasj-242	189	13	on	on	ADP
aeasj-242	189	14	the	the	DET
aeasj-242	189	15	part	part	NOUN
aeasj-242	189	16	of	of	ADP
aeasj-242	189	17	the	the	DET
aeasj-242	189	18	population	population	NOUN
aeasj-242	189	19	,	,	PUNCT
aeasj-242	189	20	(	(	PUNCT
aeasj-242	189	21	nnanna	nnanna	ADJ
aeasj-242	189	22	,	,	PUNCT
aeasj-242	189	23	2004	2004	NUM
aeasj-242	189	24	)	)	PUNCT
aeasj-242	189	25	.	.	PUNCT
aeasj-242	190	1	some	some	PRON
aeasj-242	190	2	of	of	ADP
aeasj-242	190	3	these	these	DET
aeasj-242	190	4	existing	exist	VERB
aeasj-242	190	5	growth	growth	NOUN
aeasj-242	190	6	models	model	NOUN
aeasj-242	190	7	are	be	AUX
aeasj-242	190	8	two	two	NUM
aeasj-242	190	9	-	-	PUNCT
aeasj-242	190	10	gap	gap	NOUN
aeasj-242	190	11	model	model	NOUN
aeasj-242	190	12	,	,	PUNCT
aeasj-242	190	13	marxian	marxian	ADJ
aeasj-242	190	14	theory	theory	NOUN
aeasj-242	190	15	,	,	PUNCT
aeasj-242	190	16	schumpeterian	schumpeterian	ADJ
aeasj-242	190	17	theory	theory	NOUN
aeasj-242	190	18	,	,	PUNCT
aeasj-242	190	19	and	and	CCONJ
aeasj-242	190	20	harrods	harrods	PROPN
aeasj-242	190	21	domar	domar	PROPN
aeasj-242	190	22	theory	theory	NOUN
aeasj-242	190	23	of	of	ADP
aeasj-242	190	24	growth	growth	NOUN
aeasj-242	190	25	,	,	PUNCT
aeasj-242	190	26	neo	neo	NOUN
aeasj-242	190	27	-	-	ADJ
aeasj-242	190	28	classical	classical	ADJ
aeasj-242	190	29	model	model	NOUN
aeasj-242	190	30	of	of	ADP
aeasj-242	190	31	growth	growth	NOUN
aeasj-242	190	32	,	,	PUNCT
aeasj-242	190	33	and	and	CCONJ
aeasj-242	190	34	endogenous	endogenous	ADJ
aeasj-242	190	35	growth	growth	NOUN
aeasj-242	190	36	theory	theory	NOUN
aeasj-242	190	37	.	.	PUNCT
aeasj-242	191	1	the	the	DET
aeasj-242	191	2	growth	growth	NOUN
aeasj-242	191	3	models	model	NOUN
aeasj-242	191	4	relevant	relevant	ADJ
aeasj-242	191	5	to	to	ADP
aeasj-242	191	6	this	this	PRON
aeasj-242	191	7	are	be	AUX
aeasj-242	191	8	neo	neo	ADJ
aeasj-242	191	9	-	-	ADJ
aeasj-242	191	10	classical	classical	ADJ
aeasj-242	191	11	model	model	NOUN
aeasj-242	191	12	of	of	ADP
aeasj-242	191	13	growth	growth	NOUN
aeasj-242	191	14	,	,	PUNCT
aeasj-242	191	15	and	and	CCONJ
aeasj-242	191	16	endogenous	endogenous	ADJ
aeasj-242	191	17	growth	growth	NOUN
aeasj-242	191	18	copyright	copyright	NOUN
aeasj-242	191	19	©	©	PROPN
aeasj-242	191	20	cc	cc	PROPN
aeasj-242	191	21	-	-	PUNCT
aeasj-242	191	22	by	by	ADP
aeasj-242	191	23	-	-	PUNCT
aeasj-242	191	24	nc	nc	PROPN
aeasj-242	191	25	2019	2019	NUM
aeasj-242	191	26	,	,	PUNCT
aeasj-242	191	27	cribfb	cribfb	VERB
aeasj-242	191	28	|	|	ADV
aeasj-242	191	29	aesr	aesr	ADV
aeasj-242	191	30	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	191	31	american	american	PROPN
aeasj-242	191	32	economic	economic	PROPN
aeasj-242	191	33	&	&	CCONJ
aeasj-242	191	34	social	social	PROPN
aeasj-242	191	35	review	review	PROPN
aeasj-242	191	36	vol	vol	NOUN
aeasj-242	191	37	.	.	PROPN
aeasj-242	192	1	5	5	NUM
aeasj-242	192	2	,	,	PUNCT
aeasj-242	192	3	no	no	INTJ
aeasj-242	192	4	.	.	NOUN
aeasj-242	192	5	1	1	NUM
aeasj-242	192	6	;	;	PUNCT
aeasj-242	192	7	2019	2019	NUM
aeasj-242	192	8	16	16	NUM
aeasj-242	192	9	theory	theory	NOUN
aeasj-242	192	10	,	,	PUNCT
aeasj-242	192	11	since	since	SCONJ
aeasj-242	192	12	these	these	DET
aeasj-242	192	13	growth	growth	NOUN
aeasj-242	192	14	models	model	NOUN
aeasj-242	192	15	explain	explain	VERB
aeasj-242	192	16	the	the	DET
aeasj-242	192	17	situation	situation	NOUN
aeasj-242	192	18	in	in	ADP
aeasj-242	192	19	developing	develop	VERB
aeasj-242	192	20	economies	economy	NOUN
aeasj-242	192	21	such	such	ADJ
aeasj-242	192	22	as	as	ADP
aeasj-242	192	23	nigeria	nigeria	PROPN
aeasj-242	192	24	.	.	PUNCT
aeasj-242	193	1	the	the	DET
aeasj-242	193	2	neo	neo	ADJ
aeasj-242	193	3	-	-	ADJ
aeasj-242	193	4	classical	classical	ADJ
aeasj-242	193	5	model	model	NOUN
aeasj-242	193	6	of	of	ADP
aeasj-242	193	7	growth	growth	NOUN
aeasj-242	193	8	was	be	AUX
aeasj-242	193	9	first	first	ADV
aeasj-242	193	10	devised	devise	VERB
aeasj-242	193	11	by	by	ADP
aeasj-242	193	12	robert	robert	PROPN
aeasj-242	193	13	solow	solow	PROPN
aeasj-242	193	14	.	.	PUNCT
aeasj-242	194	1	the	the	DET
aeasj-242	194	2	model	model	NOUN
aeasj-242	194	3	believes	believe	VERB
aeasj-242	194	4	that	that	SCONJ
aeasj-242	194	5	a	a	DET
aeasj-242	194	6	sustained	sustained	ADJ
aeasj-242	194	7	increase	increase	NOUN
aeasj-242	194	8	in	in	ADP
aeasj-242	194	9	capital	capital	NOUN
aeasj-242	194	10	investment	investment	NOUN
aeasj-242	194	11	increases	increase	VERB
aeasj-242	194	12	the	the	DET
aeasj-242	194	13	growth	growth	NOUN
aeasj-242	194	14	rate	rate	NOUN
aeasj-242	194	15	only	only	ADV
aeasj-242	194	16	temporarily	temporarily	ADV
aeasj-242	194	17	.	.	PUNCT
aeasj-242	195	1	this	this	PRON
aeasj-242	195	2	is	be	AUX
aeasj-242	195	3	because	because	SCONJ
aeasj-242	195	4	the	the	DET
aeasj-242	195	5	ratio	ratio	NOUN
aeasj-242	195	6	of	of	ADP
aeasj-242	195	7	capital	capital	NOUN
aeasj-242	195	8	to	to	ADP
aeasj-242	195	9	labour	labour	PROPN
aeasj-242	195	10	goes	go	VERB
aeasj-242	195	11	up	up	ADP
aeasj-242	195	12	(	(	PUNCT
aeasj-242	195	13	there	there	PRON
aeasj-242	195	14	is	be	VERB
aeasj-242	195	15	more	more	ADJ
aeasj-242	195	16	capital	capital	NOUN
aeasj-242	195	17	available	available	ADJ
aeasj-242	195	18	for	for	SCONJ
aeasj-242	195	19	each	each	DET
aeasj-242	195	20	worker	worker	NOUN
aeasj-242	195	21	to	to	PART
aeasj-242	195	22	use	use	VERB
aeasj-242	195	23	)	)	PUNCT
aeasj-242	195	24	but	but	CCONJ
aeasj-242	195	25	the	the	DET
aeasj-242	195	26	marginal	marginal	ADJ
aeasj-242	195	27	product	product	NOUN
aeasj-242	195	28	of	of	ADP
aeasj-242	195	29	additional	additional	ADJ
aeasj-242	195	30	units	unit	NOUN
aeasj-242	195	31	of	of	ADP
aeasj-242	195	32	capital	capital	NOUN
aeasj-242	195	33	is	be	AUX
aeasj-242	195	34	assumed	assume	VERB
aeasj-242	195	35	to	to	PART
aeasj-242	195	36	decline	decline	VERB
aeasj-242	195	37	and	and	CCONJ
aeasj-242	195	38	the	the	DET
aeasj-242	195	39	economy	economy	NOUN
aeasj-242	195	40	eventually	eventually	ADV
aeasj-242	195	41	moves	move	VERB
aeasj-242	195	42	back	back	ADV
aeasj-242	195	43	to	to	ADP
aeasj-242	195	44	a	a	DET
aeasj-242	195	45	long	long	ADJ
aeasj-242	195	46	-	-	PUNCT
aeasj-242	195	47	term	term	NOUN
aeasj-242	195	48	growth	growth	NOUN
aeasj-242	195	49	path	path	NOUN
aeasj-242	195	50	,	,	PUNCT
aeasj-242	195	51	with	with	ADP
aeasj-242	195	52	real	real	ADJ
aeasj-242	195	53	gdp	gdp	NOUN
aeasj-242	195	54	growing	grow	VERB
aeasj-242	195	55	at	at	ADP
aeasj-242	195	56	the	the	DET
aeasj-242	195	57	same	same	ADJ
aeasj-242	195	58	rate	rate	NOUN
aeasj-242	195	59	as	as	SCONJ
aeasj-242	195	60	the	the	DET
aeasj-242	195	61	workforce	workforce	NOUN
aeasj-242	195	62	plus	plus	CCONJ
aeasj-242	195	63	a	a	DET
aeasj-242	195	64	factor	factor	NOUN
aeasj-242	195	65	to	to	PART
aeasj-242	195	66	reflect	reflect	VERB
aeasj-242	195	67	improving	improve	VERB
aeasj-242	195	68	“	"	PUNCT
aeasj-242	195	69	productivity	productivity	NOUN
aeasj-242	195	70	”	"	PUNCT
aeasj-242	195	71	.	.	PUNCT
aeasj-242	196	1	a	a	DET
aeasj-242	196	2	"	"	PUNCT
aeasj-242	196	3	steady	steady	ADJ
aeasj-242	196	4	-	-	PUNCT
aeasj-242	196	5	state	state	NOUN
aeasj-242	196	6	growth	growth	NOUN
aeasj-242	196	7	path	path	NOUN
aeasj-242	196	8	"	"	PUNCT
aeasj-242	196	9	is	be	AUX
aeasj-242	196	10	reached	reach	VERB
aeasj-242	196	11	when	when	SCONJ
aeasj-242	196	12	output	output	NOUN
aeasj-242	196	13	,	,	PUNCT
aeasj-242	196	14	capital	capital	NOUN
aeasj-242	196	15	and	and	CCONJ
aeasj-242	196	16	labour	labour	NOUN
aeasj-242	196	17	are	be	AUX
aeasj-242	196	18	all	all	PRON
aeasj-242	196	19	growing	grow	VERB
aeasj-242	196	20	at	at	ADP
aeasj-242	196	21	the	the	DET
aeasj-242	196	22	same	same	ADJ
aeasj-242	196	23	rate	rate	NOUN
aeasj-242	196	24	,	,	PUNCT
aeasj-242	196	25	so	so	ADV
aeasj-242	196	26	output	output	NOUN
aeasj-242	196	27	per	per	ADP
aeasj-242	196	28	worker	worker	NOUN
aeasj-242	196	29	and	and	CCONJ
aeasj-242	196	30	capital	capital	NOUN
aeasj-242	196	31	per	per	ADP
aeasj-242	196	32	worker	worker	NOUN
aeasj-242	196	33	are	be	AUX
aeasj-242	196	34	constant	constant	ADJ
aeasj-242	196	35	.	.	PUNCT
aeasj-242	197	1	according	accord	VERB
aeasj-242	197	2	to	to	ADP
aeasj-242	197	3	todaro	todaro	NOUN
aeasj-242	197	4	,	,	PUNCT
aeasj-242	197	5	the	the	DET
aeasj-242	197	6	neo	neo	ADJ
aeasj-242	197	7	-	-	ADJ
aeasj-242	197	8	classical	classical	ADJ
aeasj-242	197	9	economists	economist	NOUN
aeasj-242	197	10	believe	believe	VERB
aeasj-242	197	11	that	that	SCONJ
aeasj-242	197	12	to	to	PART
aeasj-242	197	13	raise	raise	VERB
aeasj-242	197	14	an	an	DET
aeasj-242	197	15	economy	economy	NOUN
aeasj-242	197	16	's	's	PART
aeasj-242	197	17	long	long	ADJ
aeasj-242	197	18	term	term	NOUN
aeasj-242	197	19	trend	trend	NOUN
aeasj-242	197	20	rate	rate	NOUN
aeasj-242	197	21	of	of	ADP
aeasj-242	197	22	growth	growth	NOUN
aeasj-242	197	23	requires	require	VERB
aeasj-242	197	24	an	an	DET
aeasj-242	197	25	increase	increase	NOUN
aeasj-242	197	26	in	in	ADP
aeasj-242	197	27	the	the	DET
aeasj-242	197	28	labour	labour	NOUN
aeasj-242	197	29	supply	supply	NOUN
aeasj-242	197	30	and	and	CCONJ
aeasj-242	197	31	an	an	DET
aeasj-242	197	32	improvement	improvement	NOUN
aeasj-242	197	33	in	in	ADP
aeasj-242	197	34	the	the	DET
aeasj-242	197	35	productivity	productivity	NOUN
aeasj-242	197	36	of	of	ADP
aeasj-242	197	37	labour	labour	NOUN
aeasj-242	197	38	and	and	CCONJ
aeasj-242	197	39	capital	capital	NOUN
aeasj-242	197	40	.	.	PUNCT
aeasj-242	198	1	differences	difference	NOUN
aeasj-242	198	2	in	in	ADP
aeasj-242	198	3	the	the	DET
aeasj-242	198	4	rate	rate	NOUN
aeasj-242	198	5	of	of	ADP
aeasj-242	198	6	technological	technological	ADJ
aeasj-242	198	7	change	change	NOUN
aeasj-242	198	8	are	be	AUX
aeasj-242	198	9	said	say	VERB
aeasj-242	198	10	to	to	PART
aeasj-242	198	11	explain	explain	VERB
aeasj-242	198	12	much	much	ADJ
aeasj-242	198	13	of	of	ADP
aeasj-242	198	14	the	the	DET
aeasj-242	198	15	variation	variation	NOUN
aeasj-242	198	16	in	in	ADP
aeasj-242	198	17	economic	economic	ADJ
aeasj-242	198	18	growth	growth	NOUN
aeasj-242	198	19	between	between	ADP
aeasj-242	198	20	developed	develop	VERB
aeasj-242	198	21	countries	country	NOUN
aeasj-242	198	22	.	.	PUNCT
aeasj-242	199	1	this	this	PRON
aeasj-242	199	2	is	be	AUX
aeasj-242	199	3	shown	show	VERB
aeasj-242	199	4	in	in	ADP
aeasj-242	199	5	the	the	DET
aeasj-242	199	6	model	model	NOUN
aeasj-242	199	7	below	below	ADV
aeasj-242	199	8	.	.	PUNCT
aeasj-242	200	1	the	the	DET
aeasj-242	200	2	aggregate	aggregate	ADJ
aeasj-242	200	3	production	production	NOUN
aeasj-242	200	4	function	function	NOUN
aeasj-242	200	5	,	,	PUNCT
aeasj-242	200	6	y	y	PROPN
aeasj-242	200	7	=	=	SYM
aeasj-242	200	8	f	f	PROPN
aeasj-242	200	9	(	(	PUNCT
aeasj-242	200	10	k	k	X
aeasj-242	200	11	,	,	PUNCT
aeasj-242	200	12	l	l	NOUN
aeasj-242	200	13	)	)	PUNCT
aeasj-242	200	14	is	be	AUX
aeasj-242	200	15	assumed	assume	VERB
aeasj-242	200	16	characterized	characterize	VERB
aeasj-242	200	17	by	by	ADP
aeasj-242	200	18	constant	constant	ADJ
aeasj-242	200	19	returns	return	NOUN
aeasj-242	200	20	to	to	PART
aeasj-242	200	21	scale	scale	VERB
aeasj-242	200	22	.	.	PUNCT
aeasj-242	201	1	for	for	ADP
aeasj-242	201	2	example	example	NOUN
aeasj-242	201	3	,	,	PUNCT
aeasj-242	201	4	in	in	ADP
aeasj-242	201	5	the	the	DET
aeasj-242	201	6	special	special	ADJ
aeasj-242	201	7	case	case	NOUN
aeasj-242	201	8	known	know	VERB
aeasj-242	201	9	as	as	ADP
aeasj-242	201	10	the	the	DET
aeasj-242	201	11	cobb	cobb	PROPN
aeasj-242	201	12	-	-	PUNCT
aeasj-242	201	13	douglas	douglas	PROPN
aeasj-242	201	14	production	production	NOUN
aeasj-242	201	15	,	,	PUNCT
aeasj-242	201	16	at	at	ADP
aeasj-242	201	17	time	time	NOUN
aeasj-242	201	18	t	t	X
aeasj-242	201	19	we	we	PRON
aeasj-242	201	20	have	have	VERB
aeasj-242	201	21	y(t	y(t	NOUN
aeasj-242	201	22	)	)	PUNCT
aeasj-242	202	1	=	=	SYM
aeasj-242	202	2	k	k	X
aeasj-242	202	3	(	(	PUNCT
aeasj-242	202	4	t)a	t)a	X
aeasj-242	202	5	(	(	PUNCT
aeasj-242	202	6	a(t)l(t)1	a(t)l(t)1	NOUN
aeasj-242	202	7	-	-	PUNCT
aeasj-242	202	8	a	a	PRON
aeasj-242	202	9	…	…	PUNCT
aeasj-242	202	10	…	…	PUNCT
aeasj-242	202	11	…	…	PUNCT
aeasj-242	202	12	…	…	PUNCT
aeasj-242	202	13	…	…	PUNCT
aeasj-242	202	14	…	…	PUNCT
aeasj-242	202	15	…	…	PUNCT
aeasj-242	202	16	…	…	PUNCT
aeasj-242	202	17	…	…	PUNCT
aeasj-242	202	18	…	…	PUNCT
aeasj-242	202	19	…	…	PUNCT
aeasj-242	202	20	…	…	PUNCT
aeasj-242	202	21	…	…	PUNCT
aeasj-242	202	22	…	…	PUNCT
aeasj-242	202	23	…	…	PUNCT
aeasj-242	202	24	…	…	PUNCT
aeasj-242	202	25	…	…	PUNCT
aeasj-242	202	26	…	…	PUNCT
aeasj-242	202	27	…	…	PUNCT
aeasj-242	202	28	…	…	PUNCT
aeasj-242	202	29	…	…	PUNCT
aeasj-242	202	30	…	…	PUNCT
aeasj-242	202	31	…	…	PUNCT
aeasj-242	202	32	…	…	PUNCT
aeasj-242	202	33	…	…	PUNCT
aeasj-242	202	34	…	…	PUNCT
aeasj-242	202	35	…	…	PUNCT
aeasj-242	202	36	…	…	PUNCT
aeasj-242	202	37	…	…	SYM
aeasj-242	202	38	(1	(1	X
aeasj-242	202	39	)	)	PUNCT
aeasj-242	202	40	where	where	SCONJ
aeasj-242	202	41	y	y	PROPN
aeasj-242	202	42	is	be	AUX
aeasj-242	202	43	gross	gross	ADJ
aeasj-242	202	44	domestic	domestic	ADJ
aeasj-242	202	45	product	product	NOUN
aeasj-242	202	46	,	,	PUNCT
aeasj-242	202	47	k	k	PROPN
aeasj-242	202	48	is	be	AUX
aeasj-242	202	49	the	the	DET
aeasj-242	202	50	stock	stock	NOUN
aeasj-242	202	51	of	of	ADP
aeasj-242	202	52	capital	capital	NOUN
aeasj-242	202	53	(	(	PUNCT
aeasj-242	202	54	which	which	PRON
aeasj-242	202	55	may	may	AUX
aeasj-242	202	56	include	include	VERB
aeasj-242	202	57	human	human	ADJ
aeasj-242	202	58	capital	capital	NOUN
aeasj-242	202	59	as	as	ADV
aeasj-242	202	60	well	well	ADV
aeasj-242	202	61	as	as	ADP
aeasj-242	202	62	physical	physical	ADJ
aeasj-242	202	63	capital	capital	NOUN
aeasj-242	202	64	)	)	PUNCT
aeasj-242	202	65	,	,	PUNCT
aeasj-242	202	66	l	l	NOUN
aeasj-242	202	67	is	be	AUX
aeasj-242	202	68	labour	labour	NOUN
aeasj-242	202	69	,	,	PUNCT
aeasj-242	202	70	and	and	CCONJ
aeasj-242	202	71	a(t	a(t	NOUN
aeasj-242	202	72	)	)	PUNCT
aeasj-242	202	73	represents	represent	VERB
aeasj-242	202	74	the	the	DET
aeasj-242	202	75	productivity	productivity	NOUN
aeasj-242	202	76	of	of	ADP
aeasj-242	202	77	labour	labour	NOUN
aeasj-242	202	78	,	,	PUNCT
aeasj-242	202	79	which	which	PRON
aeasj-242	202	80	grows	grow	VERB
aeasj-242	202	81	over	over	ADP
aeasj-242	202	82	time	time	NOUN
aeasj-242	202	83	at	at	ADP
aeasj-242	202	84	an	an	DET
aeasj-242	202	85	exogenous	exogenous	ADJ
aeasj-242	202	86	rate	rate	NOUN
aeasj-242	202	87	.	.	PUNCT
aeasj-242	203	1	because	because	SCONJ
aeasj-242	203	2	of	of	ADP
aeasj-242	203	3	constant	constant	ADJ
aeasj-242	203	4	returns	return	NOUN
aeasj-242	203	5	to	to	PART
aeasj-242	203	6	scale	scale	VERB
aeasj-242	203	7	,	,	PUNCT
aeasj-242	203	8	if	if	SCONJ
aeasj-242	203	9	all	all	DET
aeasj-242	203	10	inputs	input	NOUN
aeasj-242	203	11	are	be	AUX
aeasj-242	203	12	increased	increase	VERB
aeasj-242	203	13	by	by	ADP
aeasj-242	203	14	the	the	DET
aeasj-242	203	15	same	same	ADJ
aeasj-242	203	16	amount	amount	NOUN
aeasj-242	203	17	,	,	PUNCT
aeasj-242	203	18	say	say	VERB
aeasj-242	203	19	10	10	NUM
aeasj-242	203	20	%	%	NOUN
aeasj-242	203	21	,	,	PUNCT
aeasj-242	203	22	then	then	ADV
aeasj-242	203	23	output	output	NOUN
aeasj-242	203	24	will	will	AUX
aeasj-242	203	25	increase	increase	VERB
aeasj-242	203	26	by	by	ADP
aeasj-242	203	27	the	the	DET
aeasj-242	203	28	same	same	ADJ
aeasj-242	203	29	amount	amount	NOUN
aeasj-242	203	30	(	(	PUNCT
aeasj-242	203	31	10	10	NUM
aeasj-242	203	32	%	%	NOUN
aeasj-242	203	33	in	in	ADP
aeasj-242	203	34	this	this	DET
aeasj-242	203	35	case	case	NOUN
aeasj-242	203	36	)	)	PUNCT
aeasj-242	203	37	.	.	PUNCT
aeasj-242	204	1	more	more	ADV
aeasj-242	204	2	generally	generally	ADV
aeasj-242	204	3	γy	γy	PRON
aeasj-242	204	4	=	=	NOUN
aeasj-242	204	5	f(γk	f(γk	NOUN
aeasj-242	204	6	,	,	PUNCT
aeasj-242	204	7	γl)	γl)	NOUN
aeasj-242	204	8	…	…	X
aeasj-242	204	9	…	…	SYM
aeasj-242	204	10	…	…	PUNCT
aeasj-242	204	11	…	…	PUNCT
aeasj-242	204	12	…	…	PUNCT
aeasj-242	204	13	…	…	PUNCT
aeasj-242	204	14	…	…	PUNCT
aeasj-242	204	15	…	…	PUNCT
aeasj-242	204	16	…	…	PUNCT
aeasj-242	204	17	…	…	PUNCT
aeasj-242	204	18	…	…	PUNCT
aeasj-242	204	19	…	…	PUNCT
aeasj-242	204	20	…	…	PUNCT
aeasj-242	204	21	…	…	PUNCT
aeasj-242	204	22	…	…	PUNCT
aeasj-242	204	23	…	…	PUNCT
aeasj-242	204	24	…	…	PUNCT
aeasj-242	204	25	…	…	PUNCT
aeasj-242	204	26	…	…	PUNCT
aeasj-242	204	27	…	…	PUNCT
aeasj-242	204	28	…	…	PUNCT
aeasj-242	204	29	…	…	PUNCT
aeasj-242	204	30	…	…	PUNCT
aeasj-242	204	31	…	…	PUNCT
aeasj-242	204	32	…	…	PUNCT
aeasj-242	204	33	…	…	PUNCT
aeasj-242	204	34	…	…	PUNCT
aeasj-242	204	35	(2	(2	NUM
aeasj-242	204	36	)	)	PUNCT
aeasj-242	204	37	.	.	PUNCT
aeasj-242	205	1	where	where	SCONJ
aeasj-242	205	2	γ	γ	PROPN
aeasj-242	205	3	is	be	AUX
aeasj-242	205	4	some	some	DET
aeasj-242	205	5	positive	positive	ADJ
aeasj-242	205	6	amount	amount	NOUN
aeasj-242	205	7	(	(	PUNCT
aeasj-242	205	8	1.1	1.1	NUM
aeasj-242	205	9	in	in	ADP
aeasj-242	205	10	the	the	DET
aeasj-242	205	11	case	case	NOUN
aeasj-242	205	12	of	of	ADP
aeasj-242	205	13	a	a	DET
aeasj-242	205	14	10	10	NUM
aeasj-242	205	15	%	%	NOUN
aeasj-242	205	16	increase	increase	NOUN
aeasj-242	205	17	)	)	PUNCT
aeasj-242	205	18	.	.	PUNCT
aeasj-242	206	1	because	because	SCONJ
aeasj-242	206	2	γ	γ	PROPN
aeasj-242	206	3	can	can	AUX
aeasj-242	206	4	be	be	AUX
aeasj-242	206	5	any	any	DET
aeasj-242	206	6	positive	positive	ADJ
aeasj-242	206	7	real	real	ADJ
aeasj-242	206	8	number	number	NOUN
aeasj-242	206	9	,	,	PUNCT
aeasj-242	206	10	a	a	DET
aeasj-242	206	11	mathematical	mathematical	ADJ
aeasj-242	206	12	“	"	PUNCT
aeasj-242	206	13	trick	trick	NOUN
aeasj-242	206	14	”	"	PUNCT
aeasj-242	206	15	useful	useful	ADJ
aeasj-242	206	16	in	in	ADP
aeasj-242	206	17	analyzing	analyze	VERB
aeasj-242	206	18	the	the	DET
aeasj-242	206	19	implications	implication	NOUN
aeasj-242	206	20	of	of	ADP
aeasj-242	206	21	the	the	DET
aeasj-242	206	22	model	model	NOUN
aeasj-242	206	23	is	be	AUX
aeasj-242	206	24	to	to	PART
aeasj-242	206	25	set	set	VERB
aeasj-242	206	26	γ	γ	X
aeasj-242	206	27	=	=	SYM
aeasj-242	206	28	1	1	NUM
aeasj-242	206	29	/	/	SYM
aeasj-242	206	30	l	l	NOUN
aeasj-242	206	31	,	,	PUNCT
aeasj-242	206	32	so	so	SCONJ
aeasj-242	206	33	that	that	SCONJ
aeasj-242	206	34	y	y	PROPN
aeasj-242	206	35	/	/	SYM
aeasj-242	206	36	l	l	NOUN
aeasj-242	206	37	=	=	NOUN
aeasj-242	206	38	f	f	X
aeasj-242	206	39	(	(	PUNCT
aeasj-242	206	40	k	k	X
aeasj-242	206	41	/	/	SYM
aeasj-242	206	42	l	l	NOUN
aeasj-242	206	43	,	,	PUNCT
aeasj-242	206	44	1	1	NUM
aeasj-242	206	45	)	)	PUNCT
aeasj-242	206	46	,	,	PUNCT
aeasj-242	206	47	or	or	CCONJ
aeasj-242	206	48	,	,	PUNCT
aeasj-242	206	49	y	y	PROPN
aeasj-242	206	50	=	=	ADJ
aeasj-242	206	51	f	f	X
aeasj-242	206	52	(	(	PUNCT
aeasj-242	206	53	k	k	NOUN
aeasj-242	206	54	)	)	PUNCT
aeasj-242	206	55	……	……	NOUN
aeasj-242	206	56	……	……	NOUN
aeasj-242	206	57	……	……	NOUN
aeasj-242	206	58	……	……	NOUN
aeasj-242	206	59	……	……	NOUN
aeasj-242	206	60	……	……	NOUN
aeasj-242	206	61	……	……	NOUN
aeasj-242	206	62	……	……	NOUN
aeasj-242	206	63	……	……	NOUN
aeasj-242	206	64	……	……	NOUN
aeasj-242	206	65	……	……	NOUN
aeasj-242	206	66	(	(	PUNCT
aeasj-242	206	67	3	3	X
aeasj-242	206	68	)	)	PUNCT
aeasj-242	206	69	this	this	DET
aeasj-242	206	70	simplification	simplification	NOUN
aeasj-242	206	71	allows	allow	VERB
aeasj-242	206	72	us	we	PRON
aeasj-242	206	73	to	to	PART
aeasj-242	206	74	deal	deal	VERB
aeasj-242	206	75	with	with	ADP
aeasj-242	206	76	just	just	ADV
aeasj-242	206	77	one	one	NUM
aeasj-242	206	78	argument	argument	NOUN
aeasj-242	206	79	in	in	ADP
aeasj-242	206	80	the	the	DET
aeasj-242	206	81	production	production	NOUN
aeasj-242	206	82	function	function	NOUN
aeasj-242	206	83	.	.	PUNCT
aeasj-242	207	1	y	y	X
aeasj-242	207	2	=	=	NOUN
aeasj-242	207	3	aka	aka	ADV
aeasj-242	207	4	…	…	PUNCT
aeasj-242	207	5	…	…	PUNCT
aeasj-242	207	6	…	…	PUNCT
aeasj-242	207	7	…	…	PUNCT
aeasj-242	207	8	…	…	PUNCT
aeasj-242	207	9	…	…	PUNCT
aeasj-242	207	10	…	…	PUNCT
aeasj-242	207	11	…	…	PUNCT
aeasj-242	207	12	…	…	PUNCT
aeasj-242	207	13	……	……	NOUN
aeasj-242	207	14	……	……	NOUN
aeasj-242	207	15	……	……	NOUN
aeasj-242	207	16	……	……	NOUN
aeasj-242	207	17	……	……	NOUN
aeasj-242	207	18	……	……	NOUN
aeasj-242	207	19	……	……	NOUN
aeasj-242	207	20	……	……	NOUN
aeasj-242	207	21	……	……	NOUN
aeasj-242	207	22	(	(	PUNCT
aeasj-242	207	23	4	4	X
aeasj-242	207	24	)	)	PUNCT
aeasj-242	207	25	this	this	PRON
aeasj-242	207	26	represents	represent	VERB
aeasj-242	207	27	an	an	DET
aeasj-242	207	28	alternative	alternative	ADJ
aeasj-242	207	29	way	way	NOUN
aeasj-242	207	30	to	to	PART
aeasj-242	207	31	think	think	VERB
aeasj-242	207	32	about	about	ADP
aeasj-242	207	33	a	a	DET
aeasj-242	207	34	production	production	NOUN
aeasj-242	207	35	function	function	NOUN
aeasj-242	207	36	,	,	PUNCT
aeasj-242	207	37	in	in	ADP
aeasj-242	207	38	which	which	PRON
aeasj-242	207	39	everything	everything	PRON
aeasj-242	207	40	is	be	AUX
aeasj-242	207	41	measured	measure	VERB
aeasj-242	207	42	in	in	ADP
aeasj-242	207	43	quantities	quantity	NOUN
aeasj-242	207	44	per	per	ADP
aeasj-242	207	45	worker	worker	NOUN
aeasj-242	207	46	.	.	PUNCT
aeasj-242	208	1	equation	equation	NOUN
aeasj-242	208	2	4	4	NUM
aeasj-242	208	3	states	state	VERB
aeasj-242	208	4	that	that	PRON
aeasj-242	208	5	output	output	NOUN
aeasj-242	208	6	per	per	ADP
aeasj-242	208	7	worker	worker	NOUN
aeasj-242	208	8	is	be	AUX
aeasj-242	208	9	a	a	DET
aeasj-242	208	10	function	function	NOUN
aeasj-242	208	11	that	that	PRON
aeasj-242	208	12	depends	depend	VERB
aeasj-242	208	13	on	on	ADP
aeasj-242	208	14	the	the	DET
aeasj-242	208	15	amount	amount	NOUN
aeasj-242	208	16	of	of	ADP
aeasj-242	208	17	capital	capital	NOUN
aeasj-242	208	18	per	per	ADP
aeasj-242	208	19	worker	worker	NOUN
aeasj-242	208	20	.	.	PUNCT
aeasj-242	209	1	the	the	DET
aeasj-242	209	2	more	more	ADJ
aeasj-242	209	3	capital	capital	NOUN
aeasj-242	209	4	with	with	ADP
aeasj-242	209	5	which	which	PRON
aeasj-242	209	6	each	each	DET
aeasj-242	209	7	worker	worker	NOUN
aeasj-242	209	8	has	have	VERB
aeasj-242	209	9	to	to	PART
aeasj-242	209	10	work	work	VERB
aeasj-242	209	11	,	,	PUNCT
aeasj-242	209	12	the	the	DET
aeasj-242	209	13	more	more	ADJ
aeasj-242	209	14	output	output	NOUN
aeasj-242	209	15	that	that	PRON
aeasj-242	209	16	worker	worker	NOUN
aeasj-242	209	17	can	can	AUX
aeasj-242	209	18	produce	produce	VERB
aeasj-242	209	19	.	.	PUNCT
aeasj-242	210	1	the	the	DET
aeasj-242	210	2	labour	labour	ADJ
aeasj-242	210	3	force	force	NOUN
aeasj-242	210	4	grows	grow	VERB
aeasj-242	210	5	at	at	ADP
aeasj-242	210	6	rate	rate	NOUN
aeasj-242	210	7	n	n	PROPN
aeasj-242	210	8	per	per	ADP
aeasj-242	210	9	year	year	NOUN
aeasj-242	210	10	,	,	PUNCT
aeasj-242	210	11	say	say	VERB
aeasj-242	210	12	,	,	PUNCT
aeasj-242	210	13	and	and	CCONJ
aeasj-242	210	14	labour	labour	NOUN
aeasj-242	210	15	productivity	productivity	NOUN
aeasj-242	210	16	growth	growth	NOUN
aeasj-242	210	17	,	,	PUNCT
aeasj-242	210	18	the	the	DET
aeasj-242	210	19	rate	rate	NOUN
aeasj-242	210	20	at	at	ADP
aeasj-242	210	21	which	which	PRON
aeasj-242	210	22	the	the	DET
aeasj-242	210	23	value	value	NOUN
aeasj-242	210	24	of	of	ADP
aeasj-242	210	25	a	a	PRON
aeasj-242	210	26	in	in	ADP
aeasj-242	210	27	the	the	DET
aeasj-242	210	28	production	production	NOUN
aeasj-242	210	29	function	function	NOUN
aeasj-242	210	30	increases	increase	NOUN
aeasj-242	210	31	,	,	PUNCT
aeasj-242	210	32	occurs	occur	VERB
aeasj-242	210	33	at	at	ADP
aeasj-242	210	34	rate	rate	NOUN
aeasj-242	210	35	λ	λ	PROPN
aeasj-242	210	36	.	.	PUNCT
aeasj-242	211	1	the	the	DET
aeasj-242	211	2	total	total	ADJ
aeasj-242	211	3	capital	capital	NOUN
aeasj-242	211	4	stock	stock	NOUN
aeasj-242	211	5	grows	grow	VERB
aeasj-242	211	6	when	when	SCONJ
aeasj-242	211	7	savings	saving	NOUN
aeasj-242	211	8	are	be	AUX
aeasj-242	211	9	greater	great	ADJ
aeasj-242	211	10	than	than	ADP
aeasj-242	211	11	depreciation	depreciation	NOUN
aeasj-242	211	12	,	,	PUNCT
aeasj-242	211	13	but	but	CCONJ
aeasj-242	211	14	capital	capital	NOUN
aeasj-242	211	15	per	per	ADP
aeasj-242	211	16	worker	worker	NOUN
aeasj-242	211	17	grows	grow	VERB
aeasj-242	211	18	when	when	SCONJ
aeasj-242	211	19	savings	saving	NOUN
aeasj-242	211	20	are	be	AUX
aeasj-242	211	21	also	also	ADV
aeasj-242	211	22	greater	great	ADJ
aeasj-242	211	23	than	than	ADP
aeasj-242	211	24	what	what	PRON
aeasj-242	211	25	is	be	AUX
aeasj-242	211	26	needed	need	VERB
aeasj-242	211	27	to	to	PART
aeasj-242	211	28	equip	equip	VERB
aeasj-242	211	29	new	new	ADJ
aeasj-242	211	30	workers	worker	NOUN
aeasj-242	211	31	with	with	ADP
aeasj-242	211	32	the	the	DET
aeasj-242	211	33	same	same	ADJ
aeasj-242	211	34	amount	amount	NOUN
aeasj-242	211	35	of	of	ADP
aeasj-242	211	36	capital	capital	NOUN
aeasj-242	211	37	as	as	SCONJ
aeasj-242	211	38	existing	exist	VERB
aeasj-242	211	39	workers	worker	NOUN
aeasj-242	211	40	have	have	VERB
aeasj-242	211	41	.	.	PUNCT
aeasj-242	212	1	the	the	DET
aeasj-242	212	2	solow	solow	PROPN
aeasj-242	212	3	equation	equation	NOUN
aeasj-242	212	4	(	(	PUNCT
aeasj-242	212	5	equation	equation	NOUN
aeasj-242	212	6	5	5	NUM
aeasj-242	212	7	)	)	PUNCT
aeasj-242	212	8	gives	give	VERB
aeasj-242	212	9	the	the	DET
aeasj-242	212	10	growth	growth	NOUN
aeasj-242	212	11	of	of	ADP
aeasj-242	212	12	the	the	DET
aeasj-242	212	13	capital	capital	NOUN
aeasj-242	212	14	-	-	PUNCT
aeasj-242	212	15	labour	labour	NOUN
aeasj-242	212	16	ratio	ratio	NOUN
aeasj-242	212	17	,	,	PUNCT
aeasj-242	212	18	k	k	PROPN
aeasj-242	212	19	(	(	PUNCT
aeasj-242	212	20	known	know	VERB
aeasj-242	212	21	as	as	ADP
aeasj-242	212	22	capital	capital	NOUN
aeasj-242	212	23	deepening	deepening	NOUN
aeasj-242	212	24	)	)	PUNCT
aeasj-242	212	25	,	,	PUNCT
aeasj-242	212	26	and	and	CCONJ
aeasj-242	212	27	shows	show	VERB
aeasj-242	212	28	that	that	SCONJ
aeasj-242	212	29	the	the	DET
aeasj-242	212	30	growth	growth	NOUN
aeasj-242	212	31	of	of	ADP
aeasj-242	212	32	k	k	PROPN
aeasj-242	212	33	depends	depend	VERB
aeasj-242	212	34	on	on	ADP
aeasj-242	212	35	savings	saving	NOUN
aeasj-242	212	36	sf	sf	NOUN
aeasj-242	212	37	(	(	PUNCT
aeasj-242	212	38	k	k	NOUN
aeasj-242	212	39	)	)	PUNCT
aeasj-242	212	40	,	,	PUNCT
aeasj-242	212	41	after	after	ADP
aeasj-242	212	42	allowing	allow	VERB
aeasj-242	212	43	for	for	ADP
aeasj-242	212	44	the	the	DET
aeasj-242	212	45	amount	amount	NOUN
aeasj-242	212	46	of	of	ADP
aeasj-242	212	47	capital	capital	NOUN
aeasj-242	212	48	required	require	VERB
aeasj-242	212	49	to	to	ADP
aeasj-242	212	50	service	service	NOUN
aeasj-242	212	51	depreciation	depreciation	NOUN
aeasj-242	212	52	,	,	PUNCT
aeasj-242	212	53	k	k	NOUN
aeasj-242	212	54	,	,	PUNCT
aeasj-242	212	55	and	and	CCONJ
aeasj-242	212	56	after	after	ADP
aeasj-242	212	57	capital	capital	NOUN
aeasj-242	212	58	widening	widening	NOUN
aeasj-242	212	59	that	that	PRON
aeasj-242	212	60	is	be	AUX
aeasj-242	212	61	,	,	PUNCT
aeasj-242	212	62	providing	provide	VERB
aeasj-242	212	63	the	the	DET
aeasj-242	212	64	existing	exist	VERB
aeasj-242	212	65	amount	amount	NOUN
aeasj-242	212	66	of	of	ADP
aeasj-242	212	67	capital	capital	NOUN
aeasj-242	212	68	per	per	ADP
aeasj-242	212	69	worker	worker	NOUN
aeasj-242	212	70	to	to	ADP
aeasj-242	212	71	net	net	ADJ
aeasj-242	212	72	new	new	ADJ
aeasj-242	212	73	workers	worker	NOUN
aeasj-242	212	74	joining	join	VERB
aeasj-242	212	75	the	the	DET
aeasj-242	212	76	labour	labour	ADJ
aeasj-242	212	77	force	force	NOUN
aeasj-242	212	78	,	,	PUNCT
aeasj-242	212	79	nk	nk	PROPN
aeasj-242	212	80	.	.	PUNCT
aeasj-242	213	1	that	that	PRON
aeasj-242	213	2	is	be	AUX
aeasj-242	213	3	∆k=	∆k=	PROPN
aeasj-242	213	4	sf	sf	NOUN
aeasj-242	213	5	(	(	PUNCT
aeasj-242	213	6	k	k	NOUN
aeasj-242	213	7	)	)	PUNCT
aeasj-242	213	8	–	–	PUNCT
aeasj-242	213	9	(	(	PUNCT
aeasj-242	213	10	δ+	δ+	X
aeasj-242	213	11	n)k	n)k	X
aeasj-242	213	12	…	…	PUNCT
aeasj-242	213	13	…	…	PUNCT
aeasj-242	213	14	…	…	PUNCT
aeasj-242	213	15	…	…	PUNCT
aeasj-242	213	16	…	…	PUNCT
aeasj-242	213	17	…	…	PUNCT
aeasj-242	213	18	…	…	PUNCT
aeasj-242	213	19	…	…	PUNCT
aeasj-242	213	20	…	…	PUNCT
aeasj-242	213	21	…	…	PUNCT
aeasj-242	213	22	…	…	PUNCT
aeasj-242	213	23	…	…	PUNCT
aeasj-242	213	24	…	…	PUNCT
aeasj-242	213	25	…	…	PUNCT
aeasj-242	213	26	…	…	PUNCT
aeasj-242	213	27	…	…	PUNCT
aeasj-242	213	28	…	…	PUNCT
aeasj-242	213	29	…	…	PUNCT
aeasj-242	213	30	…	…	PUNCT
aeasj-242	213	31	…	…	PUNCT
aeasj-242	213	32	…	…	PUNCT
aeasj-242	213	33	…	…	PUNCT
aeasj-242	213	34	…	…	PUNCT
aeasj-242	213	35	(	(	PUNCT
aeasj-242	213	36	5	5	NUM
aeasj-242	213	37	)	)	PUNCT
aeasj-242	213	38	for	for	ADP
aeasj-242	213	39	simplicity	simplicity	NOUN
aeasj-242	213	40	we	we	PRON
aeasj-242	213	41	are	be	AUX
aeasj-242	213	42	assuming	assume	VERB
aeasj-242	213	43	for	for	ADP
aeasj-242	213	44	now	now	ADV
aeasj-242	213	45	that	that	SCONJ
aeasj-242	213	46	a	a	DET
aeasj-242	213	47	remains	remain	VERB
aeasj-242	213	48	constant	constant	ADJ
aeasj-242	213	49	.	.	PUNCT
aeasj-242	214	1	in	in	ADP
aeasj-242	214	2	this	this	DET
aeasj-242	214	3	case	case	NOUN
aeasj-242	214	4	,	,	PUNCT
aeasj-242	214	5	there	there	PRON
aeasj-242	214	6	will	will	AUX
aeasj-242	214	7	be	be	AUX
aeasj-242	214	8	a	a	DET
aeasj-242	214	9	state	state	NOUN
aeasj-242	214	10	in	in	ADP
aeasj-242	214	11	which	which	PRON
aeasj-242	214	12	output	output	NOUN
aeasj-242	214	13	and	and	CCONJ
aeasj-242	214	14	capital	capital	NOUN
aeasj-242	214	15	per	per	ADP
aeasj-242	214	16	worker	worker	NOUN
aeasj-242	214	17	are	be	AUX
aeasj-242	214	18	no	no	ADV
aeasj-242	214	19	longer	long	ADV
aeasj-242	214	20	changing	change	VERB
aeasj-242	214	21	,	,	PUNCT
aeasj-242	214	22	known	know	VERB
aeasj-242	214	23	as	as	ADP
aeasj-242	214	24	the	the	DET
aeasj-242	214	25	steady	steady	ADJ
aeasj-242	214	26	state	state	NOUN
aeasj-242	214	27	.	.	PUNCT
aeasj-242	215	1	(	(	PUNCT
aeasj-242	215	2	if	if	SCONJ
aeasj-242	215	3	a	a	PRON
aeasj-242	215	4	is	be	AUX
aeasj-242	215	5	increasing	increase	VERB
aeasj-242	215	6	,	,	PUNCT
aeasj-242	215	7	the	the	DET
aeasj-242	215	8	corresponding	correspond	VERB
aeasj-242	215	9	state	state	NOUN
aeasj-242	215	10	will	will	AUX
aeasj-242	215	11	be	be	AUX
aeasj-242	215	12	one	one	NUM
aeasj-242	215	13	in	in	ADP
aeasj-242	215	14	which	which	PRON
aeasj-242	215	15	capital	capital	NOUN
aeasj-242	215	16	per	per	ADP
aeasj-242	215	17	effective	effective	ADJ
aeasj-242	215	18	workers	worker	NOUN
aeasj-242	215	19	is	be	AUX
aeasj-242	215	20	no	no	ADV
aeasj-242	215	21	longer	long	ADV
aeasj-242	215	22	changing	change	VERB
aeasj-242	215	23	.	.	PUNCT
aeasj-242	216	1	in	in	ADP
aeasj-242	216	2	that	that	DET
aeasj-242	216	3	case	case	NOUN
aeasj-242	216	4	,	,	PUNCT
aeasj-242	216	5	the	the	DET
aeasj-242	216	6	number	number	NOUN
aeasj-242	216	7	of	of	ADP
aeasj-242	216	8	effective	effective	ADJ
aeasj-242	216	9	workers	worker	NOUN
aeasj-242	216	10	rises	rise	VERB
aeasj-242	216	11	as	as	ADP
aeasj-242	216	12	a	a	DET
aeasj-242	216	13	rises	rise	NOUN
aeasj-242	216	14	,	,	PUNCT
aeasj-242	216	15	the	the	DET
aeasj-242	216	16	job	job	NOUN
aeasj-242	216	17	.	.	PUNCT
aeasj-242	216	18	)	)	PUNCT
aeasj-242	216	19	to	to	PART
aeasj-242	216	20	find	find	VERB
aeasj-242	216	21	this	this	DET
aeasj-242	216	22	steady	steady	ADJ
aeasj-242	216	23	state	state	NOUN
aeasj-242	216	24	,	,	PUNCT
aeasj-242	216	25	set	set	VERB
aeasj-242	216	26	∆k	∆k	PROPN
aeasj-242	216	27	=	=	NOUN
aeasj-242	216	28	0	0	NUM
aeasj-242	216	29	:	:	PUNCT
aeasj-242	216	30	sf	sf	PROPN
aeasj-242	216	31	(	(	PUNCT
aeasj-242	216	32	k	k	NOUN
aeasj-242	216	33	*	*	NOUN
aeasj-242	216	34	)	)	PUNCT
aeasj-242	216	35	=	=	SYM
aeasj-242	216	36	(	(	PUNCT
aeasj-242	216	37	δ+	δ+	X
aeasj-242	216	38	n)k*	n)k*	X
aeasj-242	216	39	…	…	SYM
aeasj-242	216	40	…	…	PUNCT
aeasj-242	216	41	…	…	PUNCT
aeasj-242	216	42	…	…	PUNCT
aeasj-242	216	43	…	…	PUNCT
aeasj-242	216	44	…	…	PUNCT
aeasj-242	216	45	…	…	PUNCT
aeasj-242	216	46	…	…	PUNCT
aeasj-242	216	47	…	…	PUNCT
aeasj-242	216	48	…	…	PUNCT
aeasj-242	216	49	…	…	PUNCT
aeasj-242	216	50	…	…	PUNCT
aeasj-242	216	51	…	…	PUNCT
aeasj-242	216	52	…	…	PUNCT
aeasj-242	216	53	…	…	PUNCT
aeasj-242	216	54	…	…	PUNCT
aeasj-242	216	55	…	…	PUNCT
aeasj-242	216	56	…	…	PUNCT
aeasj-242	216	57	…	…	PUNCT
aeasj-242	216	58	…	…	PUNCT
aeasj-242	216	59	…	…	PUNCT
aeasj-242	216	60	…	…	PUNCT
aeasj-242	216	61	…	…	PUNCT
aeasj-242	216	62	…	…	PUNCT
aeasj-242	216	63	…	…	PUNCT
aeasj-242	216	64	…	…	PUNCT
aeasj-242	216	65	…	…	PUNCT
aeasj-242	216	66	…	…	PUNCT
aeasj-242	216	67	…	…	PUNCT
aeasj-242	216	68	…	…	PUNCT
aeasj-242	216	69	…	…	PUNCT
aeasj-242	216	70	…	…	PUNCT
aeasj-242	216	71	…	…	PUNCT
aeasj-242	216	72	…	…	PUNCT
aeasj-242	216	73	…	…	PUNCT
aeasj-242	216	74	…	…	PUNCT
aeasj-242	216	75	…	…	PUNCT
aeasj-242	216	76	…	…	PUNCT
aeasj-242	216	77	…	…	PUNCT
aeasj-242	216	78	…	…	PUNCT
aeasj-242	216	79	(6	(6	PROPN
aeasj-242	216	80	)	)	PUNCT
aeasj-242	216	81	the	the	DET
aeasj-242	216	82	notation	notation	NOUN
aeasj-242	216	83	k	k	PROPN
aeasj-242	216	84	*	*	PUNCT
aeasj-242	216	85	means	mean	VERB
aeasj-242	216	86	the	the	DET
aeasj-242	216	87	level	level	NOUN
aeasj-242	216	88	of	of	ADP
aeasj-242	216	89	capital	capital	NOUN
aeasj-242	216	90	per	per	ADP
aeasj-242	216	91	worker	worker	NOUN
aeasj-242	216	92	when	when	SCONJ
aeasj-242	216	93	the	the	DET
aeasj-242	216	94	economy	economy	NOUN
aeasj-242	216	95	is	be	AUX
aeasj-242	216	96	in	in	ADP
aeasj-242	216	97	its	its	PRON
aeasj-242	216	98	steady	steady	ADJ
aeasj-242	216	99	state	state	NOUN
aeasj-242	216	100	.	.	PUNCT
aeasj-242	217	1	the	the	DET
aeasj-242	217	2	capital	capital	NOUN
aeasj-242	217	3	per	per	ADP
aeasj-242	217	4	worker	worker	NOUN
aeasj-242	217	5	k	k	PROPN
aeasj-242	217	6	*	*	PUNCT
aeasj-242	217	7	represents	represent	VERB
aeasj-242	217	8	the	the	DET
aeasj-242	217	9	steady	steady	ADJ
aeasj-242	217	10	state	state	NOUN
aeasj-242	217	11	.	.	PUNCT
aeasj-242	218	1	if	if	SCONJ
aeasj-242	218	2	k	k	PROPN
aeasj-242	218	3	is	be	AUX
aeasj-242	218	4	higher	high	ADJ
aeasj-242	218	5	or	or	CCONJ
aeasj-242	218	6	lower	low	ADJ
aeasj-242	218	7	than	than	ADP
aeasj-242	218	8	k	k	NOUN
aeasj-242	218	9	*	*	PROPN
aeasj-242	218	10	,	,	PUNCT
aeasj-242	218	11	the	the	DET
aeasj-242	218	12	economy	economy	NOUN
aeasj-242	218	13	will	will	AUX
aeasj-242	218	14	return	return	VERB
aeasj-242	218	15	to	to	ADP
aeasj-242	218	16	it	it	PRON
aeasj-242	218	17	;	;	PUNCT
aeasj-242	218	18	thus	thus	ADV
aeasj-242	218	19	k	k	X
aeasj-242	218	20	*	*	PUNCT
aeasj-242	218	21	is	be	AUX
aeasj-242	218	22	a	a	DET
aeasj-242	218	23	stable	stable	ADJ
aeasj-242	218	24	equilibrium	equilibrium	NOUN
aeasj-242	218	25	.	.	PUNCT
aeasj-242	219	1	in	in	ADP
aeasj-242	219	2	the	the	DET
aeasj-242	219	3	solow	solow	PROPN
aeasj-242	219	4	equation	equation	NOUN
aeasj-242	219	5	,	,	PUNCT
aeasj-242	219	6	we	we	PRON
aeasj-242	219	7	see	see	VERB
aeasj-242	219	8	that	that	SCONJ
aeasj-242	219	9	when	when	SCONJ
aeasj-242	219	10	(	(	PUNCT
aeasj-242	219	11	n	n	X
aeasj-242	219	12	+	+	X
aeasj-242	219	13	δ)k	δ)k	X
aeasj-242	219	14	<	<	X
aeasj-242	219	15	sf(k),∆k	sf(k),∆k	NOUN
aeasj-242	219	16	>	>	X
aeasj-242	219	17	0	0	NUM
aeasj-242	219	18	.	.	PUNCT
aeasj-242	220	1	as	as	ADP
aeasj-242	220	2	a	a	DET
aeasj-242	220	3	result	result	NOUN
aeasj-242	220	4	,	,	PUNCT
aeasj-242	220	5	k	k	PROPN
aeasj-242	220	6	in	in	ADP
aeasj-242	220	7	the	the	DET
aeasj-242	220	8	economy	economy	NOUN
aeasj-242	220	9	is	be	AUX
aeasj-242	220	10	growing	grow	VERB
aeasj-242	220	11	toward	toward	ADP
aeasj-242	220	12	the	the	DET
aeasj-242	220	13	equilibrium	equilibrium	NOUN
aeasj-242	220	14	point	point	NOUN
aeasj-242	220	15	k	k	NOUN
aeasj-242	220	16	*	*	PUNCT
aeasj-242	220	17	.	.	PUNCT
aeasj-242	221	1	by	by	ADP
aeasj-242	221	2	similar	similar	ADJ
aeasj-242	221	3	reasoning	reasoning	NOUN
aeasj-242	221	4	to	to	ADP
aeasj-242	221	5	the	the	DET
aeasj-242	221	6	right	right	NOUN
aeasj-242	221	7	of	of	ADP
aeasj-242	221	8	k*,(n	k*,(n	PROPN
aeasj-242	221	9	+	+	PROPN
aeasj-242	221	10	δ)k	δ)k	NOUN
aeasj-242	221	11	>	>	X
aeasj-242	221	12	sf	sf	X
aeasj-242	221	13	(	(	PUNCT
aeasj-242	221	14	k	k	NOUN
aeasj-242	221	15	)	)	PUNCT
aeasj-242	221	16	and	and	CCONJ
aeasj-242	221	17	as	as	ADP
aeasj-242	221	18	a	a	DET
aeasj-242	221	19	result	result	NOUN
aeasj-242	221	20	∆k	∆k	PROPN
aeasj-242	221	21	<	<	X
aeasj-242	221	22	0	0	NUM
aeasj-242	221	23	.	.	PUNCT
aeasj-242	222	1	by	by	ADP
aeasj-242	222	2	the	the	DET
aeasj-242	222	3	chain	chain	NOUN
aeasj-242	222	4	rule	rule	NOUN
aeasj-242	222	5	,	,	PUNCT
aeasj-242	222	6	y	y	PROPN
aeasj-242	222	7	=	=	PUNCT
aeasj-242	222	8	dy	dy	X
aeasj-242	222	9	=	=	SYM
aeasj-242	222	10	∂y∂k	∂y∂k	PROPN
aeasj-242	222	11	+	+	NUM
aeasj-242	222	12	∂y∂l	∂y∂l	NOUN
aeasj-242	222	13	…	…	PUNCT
aeasj-242	222	14	…	…	PUNCT
aeasj-242	222	15	…	…	PUNCT
aeasj-242	222	16	…	…	PUNCT
aeasj-242	222	17	…	…	PUNCT
aeasj-242	222	18	…	…	PUNCT
aeasj-242	222	19	…	…	PUNCT
aeasj-242	222	20	……	……	NOUN
aeasj-242	222	21	……	……	NOUN
aeasj-242	222	22	……	……	NOUN
aeasj-242	222	23	……	……	NOUN
aeasj-242	222	24	……	……	NOUN
aeasj-242	222	25	..............	..............	PUNCT
aeasj-242	222	26	(	(	PUNCT
aeasj-242	222	27	7	7	X
aeasj-242	222	28	)	)	PUNCT
aeasj-242	222	29	dt	dt	NOUN
aeasj-242	223	1	∂k	∂k	PROPN
aeasj-242	223	2	∂t	∂t	PROPN
aeasj-242	223	3	∂l	∂l	PROPN
aeasj-242	223	4	∂t	∂t	PROPN
aeasj-242	223	5	by	by	ADP
aeasj-242	223	6	the	the	DET
aeasj-242	223	7	exponent	exponent	NOUN
aeasj-242	223	8	rule	rule	NOUN
aeasj-242	223	9	,	,	PUNCT
aeasj-242	223	10	we	we	PRON
aeasj-242	223	11	know	know	VERB
aeasj-242	223	12	that	that	SCONJ
aeasj-242	223	13	∂y	∂y	PROPN
aeasj-242	223	14	=	=	NOUN
aeasj-242	223	15	a(α+β)kα+β+1	a(α+β)kα+β+1	PRON
aeasj-242	223	16	l1	l1	PROPN
aeasj-242	223	17	-	-	PUNCT
aeasj-242	223	18	α	α	NOUN
aeasj-242	223	19	…	…	PUNCT
aeasj-242	223	20	…	…	PUNCT
aeasj-242	223	21	…	…	PUNCT
aeasj-242	223	22	…	…	PUNCT
aeasj-242	223	23	…	…	PUNCT
aeasj-242	223	24	…	…	PUNCT
aeasj-242	223	25	…	…	PUNCT
aeasj-242	223	26	…	…	PUNCT
aeasj-242	223	27	…	…	PUNCT
aeasj-242	223	28	…	…	PUNCT
aeasj-242	223	29	…	…	PUNCT
aeasj-242	223	30	…	…	PUNCT
aeasj-242	223	31	…	…	PUNCT
aeasj-242	223	32	…	…	PUNCT
aeasj-242	223	33	…	…	PUNCT
aeasj-242	223	34	…	…	PUNCT
aeasj-242	223	35	…	…	PUNCT
aeasj-242	223	36	…	…	PUNCT
aeasj-242	223	37	…	…	PUNCT
aeasj-242	223	38	…	…	PUNCT
aeasj-242	223	39	…	…	PUNCT
aeasj-242	223	40	…	…	PUNCT
aeasj-242	223	41	(	(	PUNCT
aeasj-242	223	42	8)	8)	NUM
aeasj-242	223	43	∂k	∂k	PROPN
aeasj-242	223	44	∂y	∂y	NOUN
aeasj-242	223	45	=	=	NOUN
aeasj-242	223	46	akα+β(1	akα+β(1	NOUN
aeasj-242	223	47	-	-	PUNCT
aeasj-242	223	48	α)l1	α)l1	ADJ
aeasj-242	223	49	-	-	PUNCT
aeasj-242	223	50	α1	α1	PROPN
aeasj-242	223	51	…	…	PUNCT
aeasj-242	223	52	…	…	PUNCT
aeasj-242	223	53	…	…	PUNCT
aeasj-242	223	54	…	…	PUNCT
aeasj-242	223	55	…	…	PUNCT
aeasj-242	223	56	…	…	PUNCT
aeasj-242	223	57	…	…	PUNCT
aeasj-242	223	58	…	…	PUNCT
aeasj-242	223	59	…	…	PUNCT
aeasj-242	223	60	……	……	NOUN
aeasj-242	223	61	……	……	NOUN
aeasj-242	223	62	……	……	NOUN
aeasj-242	223	63	……	……	NOUN
aeasj-242	223	64	……	……	NOUN
aeasj-242	223	65	……	……	NOUN
aeasj-242	223	66	……	……	NOUN
aeasj-242	223	67	(	(	PUNCT
aeasj-242	223	68	9	9	X
aeasj-242	223	69	)	)	PUNCT
aeasj-242	223	70	∂l	∂l	NOUN
aeasj-242	223	71	combining	combine	VERB
aeasj-242	223	72	these	these	DET
aeasj-242	223	73	three	three	NUM
aeasj-242	223	74	equations	equation	NOUN
aeasj-242	223	75	,	,	PUNCT
aeasj-242	223	76	we	we	PRON
aeasj-242	223	77	have	have	VERB
aeasj-242	223	78	copyright	copyright	NOUN
aeasj-242	223	79	©	©	PROPN
aeasj-242	223	80	cc	cc	NOUN
aeasj-242	223	81	-	-	PUNCT
aeasj-242	223	82	by	by	ADP
aeasj-242	223	83	-	-	PUNCT
aeasj-242	223	84	nc	nc	PROPN
aeasj-242	223	85	2019	2019	NUM
aeasj-242	223	86	,	,	PUNCT
aeasj-242	223	87	cribfb	cribfb	VERB
aeasj-242	223	88	|	|	ADV
aeasj-242	223	89	aesr	aesr	ADV
aeasj-242	223	90	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	223	91	american	american	PROPN
aeasj-242	223	92	economic	economic	PROPN
aeasj-242	223	93	&	&	CCONJ
aeasj-242	223	94	social	social	PROPN
aeasj-242	223	95	review	review	PROPN
aeasj-242	223	96	vol	vol	NOUN
aeasj-242	223	97	.	.	PROPN
aeasj-242	224	1	5	5	NUM
aeasj-242	224	2	,	,	PUNCT
aeasj-242	224	3	no	no	INTJ
aeasj-242	224	4	.	.	NOUN
aeasj-242	224	5	1	1	NUM
aeasj-242	224	6	;	;	PUNCT
aeasj-242	224	7	2019	2019	NUM
aeasj-242	224	8	17	17	NUM
aeasj-242	224	9	y	y	SYM
aeasj-242	224	10	=	=	PROPN
aeasj-242	224	11	dy	dy	NOUN
aeasj-242	224	12	/	/	SYM
aeasj-242	224	13	dt=[akα+βl1	dt=[akα+βl1	PROPN
aeasj-242	224	14	-	-	PUNCT
aeasj-242	224	15	α][(α+β	α][(α+β	NUM
aeasj-242	224	16	)	)	PUNCT
aeasj-242	224	17	k	k	NOUN
aeasj-242	225	1	+	+	CCONJ
aeasj-242	225	2	(	(	PUNCT
aeasj-242	225	3	1α	1α	NUM
aeasj-242	225	4	)	)	PUNCT
aeasj-242	225	5	l	l	NOUN
aeasj-242	225	6	]	]	X
aeasj-242	225	7	…	…	PUNCT
aeasj-242	225	8	…	…	PUNCT
aeasj-242	225	9	…	…	PUNCT
aeasj-242	225	10	…	…	PUNCT
aeasj-242	225	11	…	…	PUNCT
aeasj-242	225	12	…	…	PUNCT
aeasj-242	225	13	…	…	PUNCT
aeasj-242	225	14	(	(	PUNCT
aeasj-242	225	15	10	10	NUM
aeasj-242	225	16	)	)	PUNCT
aeasj-242	226	1	k	k	NOUN
aeasj-242	226	2	l	l	NOUN
aeasj-242	226	3	the	the	DET
aeasj-242	226	4	first	first	ADJ
aeasj-242	226	5	term	term	NOUN
aeasj-242	226	6	in	in	ADP
aeasj-242	226	7	brackets	bracket	NOUN
aeasj-242	226	8	in	in	ADP
aeasj-242	226	9	the	the	DET
aeasj-242	226	10	preceding	precede	VERB
aeasj-242	226	11	expression	expression	NOUN
aeasj-242	226	12	is	be	AUX
aeasj-242	226	13	of	of	ADP
aeasj-242	226	14	course	course	NOUN
aeasj-242	226	15	output	output	NOUN
aeasj-242	226	16	,	,	PUNCT
aeasj-242	226	17	y.	y.	NOUN
aeasj-242	226	18	for	for	ADP
aeasj-242	226	19	a	a	DET
aeasj-242	226	20	steady	steady	ADJ
aeasj-242	226	21	state	state	NOUN
aeasj-242	226	22	,	,	PUNCT
aeasj-242	226	23	k	k	PROPN
aeasj-242	226	24	/	/	SYM
aeasj-242	226	25	k	k	NOUN
aeasj-242	226	26	,	,	PUNCT
aeasj-242	226	27	l	l	NOUN
aeasj-242	226	28	/	/	SYM
aeasj-242	226	29	l	l	NOUN
aeasj-242	226	30	,	,	PUNCT
aeasj-242	226	31	and	and	CCONJ
aeasj-242	226	32	y	y	PROPN
aeasj-242	226	33	/	/	SYM
aeasj-242	226	34	y	y	PROPN
aeasj-242	226	35	are	be	AUX
aeasj-242	226	36	all	all	ADV
aeasj-242	226	37	constant	constant	ADJ
aeasj-242	226	38	.	.	PUNCT
aeasj-242	227	1	from	from	ADP
aeasj-242	227	2	the	the	DET
aeasj-242	227	3	above	above	ADJ
aeasj-242	227	4	k=	k=	CCONJ
aeasj-242	227	5	1δk	1δk	ADJ
aeasj-242	227	6	=	=	SYM
aeasj-242	227	7	sy	sy	PROPN
aeasj-242	227	8	–	–	PUNCT
aeasj-242	227	9	δk	δk	X
aeasj-242	227	10	…	…	PUNCT
aeasj-242	227	11	…	…	PUNCT
aeasj-242	227	12	…	…	PUNCT
aeasj-242	227	13	…	…	PUNCT
aeasj-242	227	14	…	…	PUNCT
aeasj-242	227	15	…	…	PUNCT
aeasj-242	227	16	…	…	PUNCT
aeasj-242	227	17	…	…	PUNCT
aeasj-242	227	18	…	…	PUNCT
aeasj-242	227	19	…	…	PUNCT
aeasj-242	227	20	……	……	NOUN
aeasj-242	227	21	……	……	NOUN
aeasj-242	227	22	……	……	NOUN
aeasj-242	227	23	……	……	NOUN
aeasj-242	227	24	……	……	NOUN
aeasj-242	227	25	……	……	NOUN
aeasj-242	227	26	……	……	NOUN
aeasj-242	227	27	.	.	PUNCT
aeasj-242	228	1	(	(	PUNCT
aeasj-242	228	2	11	11	X
aeasj-242	228	3	)	)	PUNCT
aeasj-242	228	4	dividing	divide	VERB
aeasj-242	228	5	this	this	DET
aeasj-242	228	6	expression	expression	NOUN
aeasj-242	228	7	through	through	ADP
aeasj-242	228	8	by	by	ADP
aeasj-242	228	9	k	k	PROPN
aeasj-242	228	10	,	,	PUNCT
aeasj-242	228	11	we	we	PRON
aeasj-242	228	12	have	have	VERB
aeasj-242	228	13	k	k	NOUN
aeasj-242	228	14	=	=	SYM
aeasj-242	228	15	sy	sy	PROPN
aeasj-242	228	16	–	–	PUNCT
aeasj-242	228	17	δ	δ	PROPN
aeasj-242	228	18	…	…	PUNCT
aeasj-242	228	19	…	…	PUNCT
aeasj-242	228	20	…	…	PUNCT
aeasj-242	228	21	…	…	PUNCT
aeasj-242	228	22	…	…	PUNCT
aeasj-242	228	23	…	…	PUNCT
aeasj-242	228	24	…	…	PUNCT
aeasj-242	228	25	…	…	PUNCT
aeasj-242	228	26	…	…	PUNCT
aeasj-242	228	27	…	…	PUNCT
aeasj-242	228	28	…	…	PUNCT
aeasj-242	228	29	……	……	NOUN
aeasj-242	228	30	……	……	NOUN
aeasj-242	228	31	……	……	NOUN
aeasj-242	228	32	……	……	NOUN
aeasj-242	228	33	……	……	NOUN
aeasj-242	228	34	……	……	NOUN
aeasj-242	228	35	……	……	NOUN
aeasj-242	228	36	……	……	NOUN
aeasj-242	228	37	.	.	PUNCT
aeasj-242	229	1	(	(	PUNCT
aeasj-242	229	2	12	12	NUM
aeasj-242	229	3	)	)	PUNCT
aeasj-242	229	4	for	for	ADP
aeasj-242	229	5	k	k	PROPN
aeasj-242	229	6	/	/	SYM
aeasj-242	229	7	k	k	PROPN
aeasj-242	229	8	constant	constant	ADJ
aeasj-242	229	9	in	in	ADP
aeasj-242	229	10	the	the	DET
aeasj-242	229	11	preceding	precede	VERB
aeasj-242	229	12	expression	expression	NOUN
aeasj-242	229	13	,	,	PUNCT
aeasj-242	229	14	we	we	PRON
aeasj-242	229	15	must	must	AUX
aeasj-242	229	16	have	have	VERB
aeasj-242	229	17	y	y	PROPN
aeasj-242	229	18	/	/	SYM
aeasj-242	229	19	k	k	PROPN
aeasj-242	229	20	constant	constant	ADJ
aeasj-242	229	21	.	.	PUNCT
aeasj-242	230	1	if	if	SCONJ
aeasj-242	230	2	this	this	DET
aeasj-242	230	3	ratio	ratio	NOUN
aeasj-242	230	4	is	be	AUX
aeasj-242	230	5	constant	constant	ADJ
aeasj-242	230	6	,	,	PUNCT
aeasj-242	230	7	we	we	PRON
aeasj-242	230	8	have	have	VERB
aeasj-242	230	9	k	k	NOUN
aeasj-242	230	10	=	=	SYM
aeasj-242	230	11	y	y	PROPN
aeasj-242	230	12	=	=	PUNCT
aeasj-242	230	13	g.	g.	PROPN
aeasj-242	230	14	a	a	DET
aeasj-242	230	15	constant	constant	ADJ
aeasj-242	230	16	growth	growth	NOUN
aeasj-242	230	17	rate	rate	NOUN
aeasj-242	230	18	so	so	ADV
aeasj-242	230	19	from	from	ADP
aeasj-242	230	20	the	the	DET
aeasj-242	230	21	expression	expression	NOUN
aeasj-242	230	22	for	for	ADP
aeasj-242	230	23	dy	dy	X
aeasj-242	230	24	/	/	SYM
aeasj-242	230	25	dt	dt	NOUN
aeasj-242	230	26	in	in	ADP
aeasj-242	230	27	the	the	DET
aeasj-242	230	28	preceding	precede	VERB
aeasj-242	230	29	expression	expression	NOUN
aeasj-242	230	30	,	,	PUNCT
aeasj-242	230	31	for	for	ADP
aeasj-242	230	32	the	the	DET
aeasj-242	230	33	aggregate	aggregate	ADJ
aeasj-242	230	34	production	production	NOUN
aeasj-242	230	35	function	function	NOUN
aeasj-242	230	36	,	,	PUNCT
aeasj-242	230	37	with	with	ADP
aeasj-242	230	38	l	l	NOUN
aeasj-242	230	39	/	/	SYM
aeasj-242	230	40	l	l	NOUN
aeasj-242	230	41	=	=	SYM
aeasj-242	230	42	n	n	CCONJ
aeasj-242	230	43	,	,	PUNCT
aeasj-242	230	44	which	which	PRON
aeasj-242	230	45	is	be	AUX
aeasj-242	230	46	also	also	ADV
aeasj-242	230	47	a	a	DET
aeasj-242	230	48	constant	constant	ADJ
aeasj-242	230	49	,	,	PUNCT
aeasj-242	230	50	we	we	PRON
aeasj-242	230	51	have	have	VERB
aeasj-242	230	52	y=(α+β)(k)+(1	y=(α+β)(k)+(1	NOUN
aeasj-242	230	53	-	-	ADJ
aeasj-242	230	54	α)l	α)l	ADJ
aeasj-242	230	55	g	g	NOUN
aeasj-242	230	56	=	=	SYM
aeasj-242	230	57	(	(	PUNCT
aeasj-242	230	58	α	α	NOUN
aeasj-242	230	59	+	+	NOUN
aeasj-242	230	60	β)g	β)g	X
aeasj-242	230	61	+	+	CCONJ
aeasj-242	230	62	(	(	PUNCT
aeasj-242	230	63	1	1	NUM
aeasj-242	230	64	–	–	PUNCT
aeasj-242	230	65	α)n	α)n	ADJ
aeasj-242	230	66	…	…	PUNCT
aeasj-242	230	67	…	…	SYM
aeasj-242	230	68	…	…	PUNCT
aeasj-242	230	69	…	…	PUNCT
aeasj-242	230	70	……	……	NOUN
aeasj-242	230	71	……	……	NOUN
aeasj-242	230	72	……	……	NOUN
aeasj-242	230	73	(	(	PUNCT
aeasj-242	230	74	13	13	NUM
aeasj-242	230	75	)	)	PUNCT
aeasj-242	230	76	g	g	NOUN
aeasj-242	230	77	–	–	PUNCT
aeasj-242	230	78	n=	n=	X
aeasj-242	230	79	[	[	X
aeasj-242	230	80	(	(	PUNCT
aeasj-242	230	81	1	1	NUM
aeasj-242	230	82	α	α	NOUN
aeasj-242	230	83	)	)	PUNCT
aeasj-242	231	1	+	+	CCONJ
aeasj-242	231	2	(	(	PUNCT
aeasj-242	231	3	α	α	NOUN
aeasj-242	231	4	+	+	X
aeasj-242	231	5	β	β	X
aeasj-242	231	6	)	)	PUNCT
aeasj-242	231	7	–	–	PUNCT
aeasj-242	231	8	1	1	X
aeasj-242	231	9	]	]	PUNCT
aeasj-242	231	10	n	n	CCONJ
aeasj-242	231	11	[	[	PUNCT
aeasj-242	231	12	1	1	NUM
aeasj-242	231	13	–	–	PUNCT
aeasj-242	231	14	(	(	PUNCT
aeasj-242	231	15	α	α	NOUN
aeasj-242	231	16	+	+	X
aeasj-242	231	17	β	β	NOUN
aeasj-242	231	18	)	)	PUNCT
aeasj-242	231	19	]	]	PUNCT
aeasj-242	232	1	7	7	X
aeasj-242	232	2	.	.	PUNCT
aeasj-242	232	3	methods	method	NOUN
aeasj-242	232	4	for	for	ADP
aeasj-242	232	5	achieving	achieve	VERB
aeasj-242	232	6	the	the	DET
aeasj-242	232	7	stated	state	VERB
aeasj-242	232	8	objectives	objective	NOUN
aeasj-242	232	9	the	the	DET
aeasj-242	232	10	strategies	strategy	NOUN
aeasj-242	232	11	used	use	VERB
aeasj-242	232	12	for	for	ADP
aeasj-242	232	13	achieving	achieve	VERB
aeasj-242	232	14	the	the	DET
aeasj-242	232	15	stated	state	VERB
aeasj-242	232	16	objectives	objective	NOUN
aeasj-242	232	17	were	be	AUX
aeasj-242	232	18	simple	simple	ADJ
aeasj-242	232	19	regressions	regression	NOUN
aeasj-242	232	20	of	of	ADP
aeasj-242	232	21	which	which	PRON
aeasj-242	232	22	two	two	NUM
aeasj-242	232	23	equations	equation	NOUN
aeasj-242	232	24	were	be	AUX
aeasj-242	232	25	formulated	formulate	VERB
aeasj-242	232	26	in	in	ADP
aeasj-242	232	27	order	order	NOUN
aeasj-242	232	28	to	to	PART
aeasj-242	232	29	achieve	achieve	VERB
aeasj-242	232	30	the	the	DET
aeasj-242	232	31	three	three	NUM
aeasj-242	232	32	specific	specific	ADJ
aeasj-242	232	33	objectives	objective	NOUN
aeasj-242	232	34	stated	state	VERB
aeasj-242	232	35	.	.	PUNCT
aeasj-242	233	1	in	in	ADP
aeasj-242	233	2	the	the	DET
aeasj-242	233	3	equations	equation	NOUN
aeasj-242	233	4	,	,	PUNCT
aeasj-242	233	5	the	the	DET
aeasj-242	233	6	hypotheses	hypothesis	NOUN
aeasj-242	233	7	stated	state	VERB
aeasj-242	233	8	were	be	AUX
aeasj-242	233	9	tested	test	VERB
aeasj-242	233	10	.	.	PUNCT
aeasj-242	234	1	the	the	DET
aeasj-242	234	2	equations	equation	NOUN
aeasj-242	234	3	are	be	AUX
aeasj-242	234	4	determinant	determinant	ADJ
aeasj-242	234	5	of	of	ADP
aeasj-242	234	6	credit	credit	NOUN
aeasj-242	234	7	supply	supply	NOUN
aeasj-242	234	8	equation	equation	NOUN
aeasj-242	234	9	1	1	NUM
aeasj-242	234	10	,	,	PUNCT
aeasj-242	234	11	private	private	ADJ
aeasj-242	234	12	sector	sector	NOUN
aeasj-242	234	13	credit	credit	NOUN
aeasj-242	234	14	and	and	CCONJ
aeasj-242	234	15	economic	economic	ADJ
aeasj-242	234	16	growth	growth	NOUN
aeasj-242	234	17	equation	equation	NOUN
aeasj-242	234	18	2	2	NUM
aeasj-242	234	19	.	.	PUNCT
aeasj-242	235	1	several	several	ADJ
aeasj-242	235	2	authors	author	NOUN
aeasj-242	235	3	have	have	AUX
aeasj-242	235	4	also	also	ADV
aeasj-242	235	5	used	use	VERB
aeasj-242	235	6	this	this	DET
aeasj-242	235	7	approach	approach	NOUN
aeasj-242	235	8	in	in	ADP
aeasj-242	235	9	their	their	PRON
aeasj-242	235	10	works	work	NOUN
aeasj-242	235	11	(	(	PUNCT
aeasj-242	235	12	reinhart	reinhart	PROPN
aeasj-242	235	13	&	&	CCONJ
aeasj-242	235	14	tokatlidis	tokatlidis	PROPN
aeasj-242	235	15	,	,	PUNCT
aeasj-242	235	16	2000	2000	NUM
aeasj-242	235	17	;	;	PUNCT
aeasj-242	235	18	olukotun	olukotun	PROPN
aeasj-242	235	19	,	,	PUNCT
aeasj-242	235	20	adewole	adewole	NOUN
aeasj-242	235	21	&	&	CCONJ
aeasj-242	235	22	james	james	PROPN
aeasj-242	235	23	,	,	PUNCT
aeasj-242	235	24	2015	2015	NUM
aeasj-242	235	25	;	;	PUNCT
aeasj-242	235	26	popoola	popoola	PROPN
aeasj-242	235	27	m.a	m.a	PROPN
aeasj-242	235	28	,	,	PUNCT
aeasj-242	235	29	adewole	adewole	NOUN
aeasj-242	235	30	j.a	j.a	PROPN
aeasj-242	235	31	&	&	CCONJ
aeasj-242	235	32	idih	idih	PROPN
aeasj-242	235	33	o.e	o.e	PROPN
aeasj-242	235	34	,	,	PUNCT
aeasj-242	235	35	2018	2018	NUM
aeasj-242	235	36	)	)	PUNCT
aeasj-242	235	37	and	and	CCONJ
aeasj-242	235	38	they	they	PRON
aeasj-242	235	39	were	be	AUX
aeasj-242	235	40	able	able	ADJ
aeasj-242	235	41	to	to	PART
aeasj-242	235	42	arrive	arrive	VERB
aeasj-242	235	43	at	at	ADP
aeasj-242	235	44	unbiased	unbiased	ADJ
aeasj-242	235	45	and	and	CCONJ
aeasj-242	235	46	accurate	accurate	ADJ
aeasj-242	235	47	results	result	NOUN
aeasj-242	235	48	.	.	PUNCT
aeasj-242	236	1	as	as	ADP
aeasj-242	236	2	a	a	DET
aeasj-242	236	3	result	result	NOUN
aeasj-242	236	4	of	of	ADP
aeasj-242	236	5	this	this	PRON
aeasj-242	236	6	,	,	PUNCT
aeasj-242	236	7	the	the	DET
aeasj-242	236	8	approach	approach	NOUN
aeasj-242	236	9	of	of	ADP
aeasj-242	236	10	regression	regression	NOUN
aeasj-242	236	11	analysis	analysis	NOUN
aeasj-242	236	12	can	can	AUX
aeasj-242	236	13	not	not	PART
aeasj-242	236	14	create	create	VERB
aeasj-242	236	15	a	a	DET
aeasj-242	236	16	weakness	weakness	NOUN
aeasj-242	236	17	in	in	ADP
aeasj-242	236	18	terms	term	NOUN
aeasj-242	236	19	of	of	ADP
aeasj-242	236	20	the	the	DET
aeasj-242	236	21	results	result	NOUN
aeasj-242	236	22	presentation	presentation	NOUN
aeasj-242	236	23	.	.	PUNCT
aeasj-242	237	1	the	the	DET
aeasj-242	237	2	data	datum	NOUN
aeasj-242	237	3	used	use	VERB
aeasj-242	237	4	for	for	ADP
aeasj-242	237	5	this	this	DET
aeasj-242	237	6	study	study	NOUN
aeasj-242	237	7	were	be	AUX
aeasj-242	237	8	source	source	NOUN
aeasj-242	237	9	from	from	ADP
aeasj-242	237	10	central	central	ADJ
aeasj-242	237	11	bank	bank	PROPN
aeasj-242	237	12	of	of	ADP
aeasj-242	237	13	nigeria	nigeria	PROPN
aeasj-242	237	14	statistical	statistical	ADJ
aeasj-242	237	15	bulletin	bulletin	NOUN
aeasj-242	237	16	which	which	PRON
aeasj-242	237	17	is	be	AUX
aeasj-242	237	18	total	total	ADJ
aeasj-242	237	19	credit	credit	NOUN
aeasj-242	237	20	to	to	ADP
aeasj-242	237	21	private	private	ADJ
aeasj-242	237	22	sector	sector	NOUN
aeasj-242	237	23	,	,	PUNCT
aeasj-242	237	24	total	total	ADJ
aeasj-242	237	25	money	money	NOUN
aeasj-242	237	26	supply	supply	NOUN
aeasj-242	237	27	and	and	CCONJ
aeasj-242	237	28	gross	gross	ADJ
aeasj-242	237	29	domestic	domestic	ADJ
aeasj-242	237	30	product	product	NOUN
aeasj-242	237	31	.	.	PUNCT
aeasj-242	238	1	the	the	DET
aeasj-242	238	2	data	datum	NOUN
aeasj-242	238	3	were	be	AUX
aeasj-242	238	4	choosing	choose	VERB
aeasj-242	238	5	to	to	PART
aeasj-242	238	6	examine	examine	VERB
aeasj-242	238	7	the	the	DET
aeasj-242	238	8	determinant	determinant	NOUN
aeasj-242	238	9	of	of	ADP
aeasj-242	238	10	private	private	ADJ
aeasj-242	238	11	sector	sector	NOUN
aeasj-242	238	12	credit	credit	NOUN
aeasj-242	238	13	and	and	CCONJ
aeasj-242	238	14	also	also	ADV
aeasj-242	238	15	measure	measure	VERB
aeasj-242	238	16	the	the	DET
aeasj-242	238	17	relationship	relationship	NOUN
aeasj-242	238	18	between	between	ADP
aeasj-242	238	19	private	private	ADJ
aeasj-242	238	20	sector	sector	NOUN
aeasj-242	238	21	credit	credit	NOUN
aeasj-242	238	22	and	and	CCONJ
aeasj-242	238	23	economic	economic	ADJ
aeasj-242	238	24	growth	growth	NOUN
aeasj-242	238	25	.	.	PUNCT
aeasj-242	239	1	8	8	X
aeasj-242	239	2	.	.	X
aeasj-242	239	3	discussion	discussion	NOUN
aeasj-242	239	4	on	on	ADP
aeasj-242	239	5	findings	finding	NOUN
aeasj-242	239	6	the	the	DET
aeasj-242	239	7	data	datum	NOUN
aeasj-242	239	8	collected	collect	VERB
aeasj-242	239	9	for	for	ADP
aeasj-242	239	10	analysing	analyse	VERB
aeasj-242	239	11	the	the	DET
aeasj-242	239	12	determinant	determinant	NOUN
aeasj-242	239	13	of	of	ADP
aeasj-242	239	14	private	private	ADJ
aeasj-242	239	15	sector	sector	NOUN
aeasj-242	239	16	credit	credit	NOUN
aeasj-242	239	17	and	and	CCONJ
aeasj-242	239	18	its	its	PRON
aeasj-242	239	19	implications	implication	NOUN
aeasj-242	239	20	on	on	ADP
aeasj-242	239	21	economic	economic	ADJ
aeasj-242	239	22	growth	growth	NOUN
aeasj-242	239	23	in	in	ADP
aeasj-242	239	24	nigeria	nigeria	PROPN
aeasj-242	239	25	was	be	AUX
aeasj-242	239	26	presented	present	VERB
aeasj-242	239	27	in	in	ADP
aeasj-242	239	28	appendix	appendix	NOUN
aeasj-242	239	29	(	(	PUNCT
aeasj-242	239	30	see	see	VERB
aeasj-242	239	31	appendix	appendix	NOUN
aeasj-242	239	32	a	a	PRON
aeasj-242	239	33	)	)	PUNCT
aeasj-242	239	34	.	.	PUNCT
aeasj-242	240	1	equation	equation	NOUN
aeasj-242	240	2	1	1	NUM
aeasj-242	240	3	:	:	PUNCT
aeasj-242	240	4	from	from	ADP
aeasj-242	240	5	the	the	DET
aeasj-242	240	6	results	result	NOUN
aeasj-242	240	7	of	of	ADP
aeasj-242	240	8	the	the	DET
aeasj-242	240	9	determinant	determinant	NOUN
aeasj-242	240	10	of	of	ADP
aeasj-242	240	11	credit	credit	NOUN
aeasj-242	240	12	supply	supply	NOUN
aeasj-242	240	13	equation	equation	NOUN
aeasj-242	240	14	i	i	PRON
aeasj-242	240	15	,	,	PUNCT
aeasj-242	240	16	the	the	DET
aeasj-242	240	17	correlation	correlation	NOUN
aeasj-242	240	18	coefficient	coefficient	NOUN
aeasj-242	240	19	(	(	PUNCT
aeasj-242	240	20	r	r	NOUN
aeasj-242	240	21	)	)	PUNCT
aeasj-242	240	22	was	be	AUX
aeasj-242	240	23	0.996	0.996	NUM
aeasj-242	240	24	.	.	PUNCT
aeasj-242	241	1	this	this	PRON
aeasj-242	241	2	means	mean	VERB
aeasj-242	241	3	that	that	SCONJ
aeasj-242	241	4	there	there	PRON
aeasj-242	241	5	was	be	VERB
aeasj-242	241	6	a	a	DET
aeasj-242	241	7	strong	strong	ADJ
aeasj-242	241	8	correlation	correlation	NOUN
aeasj-242	241	9	between	between	ADP
aeasj-242	241	10	dependent	dependent	ADJ
aeasj-242	241	11	and	and	CCONJ
aeasj-242	241	12	independent	independent	ADJ
aeasj-242	241	13	variable	variable	NOUN
aeasj-242	241	14	.	.	PUNCT
aeasj-242	242	1	the	the	DET
aeasj-242	242	2	coefficient	coefficient	NOUN
aeasj-242	242	3	of	of	ADP
aeasj-242	242	4	determination	determination	NOUN
aeasj-242	242	5	(	(	PUNCT
aeasj-242	242	6	r	r	NOUN
aeasj-242	242	7	-	-	PUNCT
aeasj-242	242	8	squared	square	VERB
aeasj-242	242	9	)	)	PUNCT
aeasj-242	242	10	was	be	AUX
aeasj-242	242	11	99.2	99.2	NUM
aeasj-242	242	12	%	%	NOUN
aeasj-242	242	13	.	.	PUNCT
aeasj-242	243	1	this	this	PRON
aeasj-242	243	2	means	mean	VERB
aeasj-242	243	3	that	that	SCONJ
aeasj-242	243	4	99.2	99.2	NUM
aeasj-242	243	5	%	%	NOUN
aeasj-242	243	6	variation	variation	NOUN
aeasj-242	243	7	in	in	ADP
aeasj-242	243	8	the	the	DET
aeasj-242	243	9	dependent	dependent	ADJ
aeasj-242	243	10	variable	variable	NOUN
aeasj-242	243	11	was	be	AUX
aeasj-242	243	12	explained	explain	VERB
aeasj-242	243	13	by	by	ADP
aeasj-242	243	14	the	the	DET
aeasj-242	243	15	independent	independent	ADJ
aeasj-242	243	16	variable	variable	NOUN
aeasj-242	243	17	and	and	CCONJ
aeasj-242	243	18	0.8	0.8	NUM
aeasj-242	243	19	%	%	NOUN
aeasj-242	243	20	of	of	ADP
aeasj-242	243	21	the	the	DET
aeasj-242	243	22	variation	variation	NOUN
aeasj-242	243	23	in	in	ADP
aeasj-242	243	24	the	the	DET
aeasj-242	243	25	dependent	dependent	ADJ
aeasj-242	243	26	variable	variable	NOUN
aeasj-242	243	27	is	be	AUX
aeasj-242	243	28	explained	explain	VERB
aeasj-242	243	29	by	by	ADP
aeasj-242	243	30	the	the	DET
aeasj-242	243	31	disturbance	disturbance	NOUN
aeasj-242	243	32	term	term	NOUN
aeasj-242	243	33	or	or	CCONJ
aeasj-242	243	34	error	error	NOUN
aeasj-242	243	35	term	term	NOUN
aeasj-242	243	36	.	.	PUNCT
aeasj-242	244	1	this	this	DET
aeasj-242	244	2	disturbance	disturbance	NOUN
aeasj-242	244	3	terms	term	NOUN
aeasj-242	244	4	are	be	AUX
aeasj-242	244	5	inflation	inflation	NOUN
aeasj-242	244	6	,	,	PUNCT
aeasj-242	244	7	economic	economic	ADJ
aeasj-242	244	8	meltdown	meltdown	NOUN
aeasj-242	244	9	,	,	PUNCT
aeasj-242	244	10	low	low	ADJ
aeasj-242	244	11	productivity	productivity	NOUN
aeasj-242	244	12	,	,	PUNCT
aeasj-242	244	13	low	low	ADJ
aeasj-242	244	14	profitability	profitability	NOUN
aeasj-242	244	15	,	,	PUNCT
aeasj-242	244	16	non	non	ADJ
aeasj-242	244	17	-	-	ADJ
aeasj-242	244	18	performing	performing	ADJ
aeasj-242	244	19	loans	loan	NOUN
aeasj-242	244	20	etc	etc	X
aeasj-242	244	21	.	.	X
aeasj-242	245	1	in	in	ADP
aeasj-242	245	2	other	other	ADJ
aeasj-242	245	3	words	word	NOUN
aeasj-242	245	4	,	,	PUNCT
aeasj-242	245	5	99.2	99.2	NUM
aeasj-242	245	6	%	%	NOUN
aeasj-242	245	7	variation	variation	NOUN
aeasj-242	245	8	in	in	ADP
aeasj-242	245	9	total	total	ADJ
aeasj-242	245	10	credit	credit	NOUN
aeasj-242	245	11	to	to	ADP
aeasj-242	245	12	private	private	ADJ
aeasj-242	245	13	sector	sector	NOUN
aeasj-242	245	14	was	be	AUX
aeasj-242	245	15	well	well	ADV
aeasj-242	245	16	explained	explain	VERB
aeasj-242	245	17	by	by	ADP
aeasj-242	245	18	variation	variation	NOUN
aeasj-242	245	19	in	in	ADP
aeasj-242	245	20	money	money	NOUN
aeasj-242	245	21	supply	supply	NOUN
aeasj-242	245	22	.	.	PUNCT
aeasj-242	246	1	0.8	0.8	NUM
aeasj-242	246	2	%	%	NOUN
aeasj-242	246	3	variation	variation	NOUN
aeasj-242	246	4	in	in	ADP
aeasj-242	246	5	the	the	DET
aeasj-242	246	6	dependent	dependent	ADJ
aeasj-242	246	7	variable	variable	NOUN
aeasj-242	246	8	was	be	AUX
aeasj-242	246	9	explained	explain	VERB
aeasj-242	246	10	by	by	ADP
aeasj-242	246	11	variation	variation	NOUN
aeasj-242	246	12	of	of	ADP
aeasj-242	246	13	the	the	DET
aeasj-242	246	14	variables	variable	NOUN
aeasj-242	246	15	excluded	exclude	VERB
aeasj-242	246	16	from	from	ADP
aeasj-242	246	17	the	the	DET
aeasj-242	246	18	model	model	NOUN
aeasj-242	246	19	(	(	PUNCT
aeasj-242	246	20	see	see	VERB
aeasj-242	246	21	appendix	appendix	NOUN
aeasj-242	246	22	b	b	NOUN
aeasj-242	246	23	)	)	PUNCT
aeasj-242	246	24	.	.	PUNCT
aeasj-242	247	1	the	the	DET
aeasj-242	247	2	confidence	confidence	NOUN
aeasj-242	247	3	intervals	interval	NOUN
aeasj-242	247	4	result	result	VERB
aeasj-242	247	5	revealed	reveal	VERB
aeasj-242	247	6	that	that	SCONJ
aeasj-242	247	7	the	the	DET
aeasj-242	247	8	level	level	NOUN
aeasj-242	247	9	of	of	ADP
aeasj-242	247	10	confidence	confidence	NOUN
aeasj-242	247	11	interval	interval	NOUN
aeasj-242	247	12	95	95	NUM
aeasj-242	247	13	%	%	NOUN
aeasj-242	247	14	.	.	PUNCT
aeasj-242	248	1	this	this	PRON
aeasj-242	248	2	means	mean	VERB
aeasj-242	248	3	that	that	SCONJ
aeasj-242	248	4	the	the	DET
aeasj-242	248	5	samples	sample	NOUN
aeasj-242	248	6	data	datum	NOUN
aeasj-242	248	7	of	of	ADP
aeasj-242	248	8	the	the	DET
aeasj-242	248	9	model	model	NOUN
aeasj-242	248	10	reflects	reflect	VERB
aeasj-242	248	11	the	the	DET
aeasj-242	248	12	fraction	fraction	NOUN
aeasj-242	248	13	of	of	ADP
aeasj-242	248	14	calculated	calculate	VERB
aeasj-242	248	15	confidence	confidence	NOUN
aeasj-242	248	16	intervals	interval	NOUN
aeasj-242	248	17	that	that	PRON
aeasj-242	248	18	encompass	encompass	VERB
aeasj-242	248	19	the	the	DET
aeasj-242	248	20	true	true	ADJ
aeasj-242	248	21	population.the	population.the	DET
aeasj-242	248	22	durbinwatson	durbinwatson	NOUN
aeasj-242	248	23	result	result	NOUN
aeasj-242	248	24	is	be	AUX
aeasj-242	248	25	1.511	1.511	NUM
aeasj-242	248	26	.	.	PUNCT
aeasj-242	249	1	the	the	DET
aeasj-242	249	2	durbin	durbin	PROPN
aeasj-242	249	3	-	-	PUNCT
aeasj-242	249	4	watson	watson	NOUN
aeasj-242	249	5	statistics	statistic	NOUN
aeasj-242	249	6	is	be	AUX
aeasj-242	249	7	a	a	DET
aeasj-242	249	8	number	number	NOUN
aeasj-242	249	9	that	that	PRON
aeasj-242	249	10	tests	test	VERB
aeasj-242	249	11	for	for	ADP
aeasj-242	249	12	autocorrelation	autocorrelation	NOUN
aeasj-242	249	13	.	.	PUNCT
aeasj-242	250	1	autocorrelation	autocorrelation	NOUN
aeasj-242	250	2	is	be	AUX
aeasj-242	250	3	a	a	DET
aeasj-242	250	4	mathematical	mathematical	ADJ
aeasj-242	250	5	representation	representation	NOUN
aeasj-242	250	6	of	of	ADP
aeasj-242	250	7	the	the	DET
aeasj-242	250	8	degree	degree	NOUN
aeasj-242	250	9	of	of	ADP
aeasj-242	250	10	similarity	similarity	NOUN
aeasj-242	250	11	between	between	ADP
aeasj-242	250	12	lagged	lag	VERB
aeasj-242	250	13	versions	version	NOUN
aeasj-242	250	14	of	of	ADP
aeasj-242	250	15	itself	itself	PRON
aeasj-242	250	16	over	over	ADP
aeasj-242	250	17	successive	successive	ADJ
aeasj-242	250	18	time	time	NOUN
aeasj-242	250	19	intervals	interval	NOUN
aeasj-242	250	20	.	.	PUNCT
aeasj-242	251	1	in	in	ADP
aeasj-242	251	2	other	other	ADJ
aeasj-242	251	3	words	word	NOUN
aeasj-242	251	4	,	,	PUNCT
aeasj-242	251	5	it	it	PRON
aeasj-242	251	6	is	be	AUX
aeasj-242	251	7	a	a	DET
aeasj-242	251	8	situation	situation	NOUN
aeasj-242	251	9	in	in	ADP
aeasj-242	251	10	which	which	PRON
aeasj-242	251	11	a	a	DET
aeasj-242	251	12	time	time	NOUN
aeasj-242	251	13	series	series	PROPN
aeasj-242	251	14	data	datum	NOUN
aeasj-242	251	15	is	be	AUX
aeasj-242	251	16	influenced	influence	VERB
aeasj-242	251	17	by	by	ADP
aeasj-242	251	18	its	its	PRON
aeasj-242	251	19	own	own	ADJ
aeasj-242	251	20	historical	historical	ADJ
aeasj-242	251	21	values	value	NOUN
aeasj-242	251	22	.	.	PUNCT
aeasj-242	252	1	the	the	DET
aeasj-242	252	2	durbin	durbin	PROPN
aeasj-242	252	3	-	-	PUNCT
aeasj-242	252	4	watson	watson	PROPN
aeasj-242	252	5	statistics	statistic	NOUN
aeasj-242	252	6	is	be	AUX
aeasj-242	252	7	always	always	ADV
aeasj-242	252	8	between	between	ADP
aeasj-242	252	9	0	0	NUM
aeasj-242	252	10	and	and	CCONJ
aeasj-242	252	11	4	4	NUM
aeasj-242	252	12	.	.	PUNCT
aeasj-242	253	1	the	the	DET
aeasj-242	253	2	general	general	ADJ
aeasj-242	253	3	rule	rule	NOUN
aeasj-242	253	4	states	state	NOUN
aeasj-242	253	5	that	that	SCONJ
aeasj-242	253	6	a	a	DET
aeasj-242	253	7	value	value	NOUN
aeasj-242	253	8	of	of	ADP
aeasj-242	253	9	2	2	NUM
aeasj-242	253	10	means	mean	VERB
aeasj-242	253	11	that	that	SCONJ
aeasj-242	253	12	there	there	PRON
aeasj-242	253	13	is	be	VERB
aeasj-242	253	14	no	no	DET
aeasj-242	253	15	autocorrelation	autocorrelation	NOUN
aeasj-242	253	16	in	in	ADP
aeasj-242	253	17	the	the	DET
aeasj-242	253	18	samples	sample	NOUN
aeasj-242	253	19	.	.	PUNCT
aeasj-242	254	1	values	value	NOUN
aeasj-242	254	2	approaching	approach	VERB
aeasj-242	254	3	0	0	NUM
aeasj-242	254	4	indicate	indicate	VERB
aeasj-242	254	5	positive	positive	ADJ
aeasj-242	254	6	autocorrelation	autocorrelation	NOUN
aeasj-242	254	7	and	and	CCONJ
aeasj-242	254	8	values	value	NOUN
aeasj-242	254	9	towards	towards	ADP
aeasj-242	254	10	4	4	NUM
aeasj-242	254	11	indicate	indicate	VERB
aeasj-242	254	12	negative	negative	ADJ
aeasj-242	254	13	autocorrelation	autocorrelation	NOUN
aeasj-242	254	14	.	.	PUNCT
aeasj-242	255	1	however	however	ADV
aeasj-242	255	2	,	,	PUNCT
aeasj-242	255	3	the	the	DET
aeasj-242	255	4	durbin	durbin	NOUN
aeasj-242	255	5	-	-	PUNCT
aeasj-242	255	6	watson	watson	PROPN
aeasj-242	255	7	result	result	NOUN
aeasj-242	255	8	of	of	ADP
aeasj-242	255	9	this	this	DET
aeasj-242	255	10	model	model	NOUN
aeasj-242	255	11	indicated	indicate	VERB
aeasj-242	255	12	there	there	PRON
aeasj-242	255	13	is	be	VERB
aeasj-242	255	14	autocorrelation	autocorrelation	NOUN
aeasj-242	255	15	since	since	SCONJ
aeasj-242	255	16	the	the	DET
aeasj-242	255	17	value	value	NOUN
aeasj-242	255	18	of	of	ADP
aeasj-242	255	19	1.511	1.511	NUM
aeasj-242	255	20	is	be	AUX
aeasj-242	255	21	not	not	PART
aeasj-242	255	22	up	up	ADV
aeasj-242	255	23	to	to	PART
aeasj-242	255	24	2	2	NUM
aeasj-242	255	25	.	.	PUNCT
aeasj-242	256	1	the	the	DET
aeasj-242	256	2	collinearity	collinearity	NOUN
aeasj-242	256	3	diagnostics	diagnostic	NOUN
aeasj-242	256	4	result	result	NOUN
aeasj-242	256	5	reveals	reveal	VERB
aeasj-242	256	6	that	that	SCONJ
aeasj-242	256	7	variance	variance	NOUN
aeasj-242	256	8	inflation	inflation	NOUN
aeasj-242	256	9	factors	factor	NOUN
aeasj-242	256	10	(	(	PUNCT
aeasj-242	256	11	vif	vif	NOUN
aeasj-242	256	12	)	)	PUNCT
aeasj-242	256	13	is	be	AUX
aeasj-242	256	14	1.00	1.00	NUM
aeasj-242	256	15	.	.	PUNCT
aeasj-242	257	1	the	the	DET
aeasj-242	257	2	general	general	ADJ
aeasj-242	257	3	rule	rule	NOUN
aeasj-242	257	4	is	be	AUX
aeasj-242	257	5	that	that	SCONJ
aeasj-242	257	6	vifs	vif	NOUN
aeasj-242	257	7	exceeding	exceed	VERB
aeasj-242	257	8	4	4	NUM
aeasj-242	257	9	warrant	warrant	NOUN
aeasj-242	257	10	further	further	ADJ
aeasj-242	257	11	investigations	investigation	NOUN
aeasj-242	257	12	while	while	SCONJ
aeasj-242	257	13	vifs	vif	NOUN
aeasj-242	257	14	exceeding	exceed	VERB
aeasj-242	257	15	10	10	NUM
aeasj-242	257	16	are	be	AUX
aeasj-242	257	17	signs	sign	NOUN
aeasj-242	257	18	of	of	ADP
aeasj-242	257	19	serious	serious	ADJ
aeasj-242	257	20	multicollinearity	multicollinearity	NOUN
aeasj-242	257	21	requiring	require	VERB
aeasj-242	257	22	correction	correction	NOUN
aeasj-242	257	23	.	.	PUNCT
aeasj-242	258	1	since	since	SCONJ
aeasj-242	258	2	vifs	vifs	PROPN
aeasj-242	258	3	result	result	NOUN
aeasj-242	258	4	is	be	AUX
aeasj-242	258	5	1.00	1.00	NUM
aeasj-242	258	6	in	in	ADP
aeasj-242	258	7	this	this	DET
aeasj-242	258	8	model	model	NOUN
aeasj-242	258	9	,	,	PUNCT
aeasj-242	258	10	it	it	PRON
aeasj-242	258	11	does	do	AUX
aeasj-242	258	12	not	not	PART
aeasj-242	258	13	require	require	VERB
aeasj-242	258	14	further	further	ADJ
aeasj-242	258	15	investigations	investigation	NOUN
aeasj-242	258	16	(	(	PUNCT
aeasj-242	258	17	see	see	VERB
aeasj-242	258	18	appendix	appendix	NOUN
aeasj-242	258	19	b	b	NOUN
aeasj-242	258	20	)	)	PUNCT
aeasj-242	258	21	.	.	PUNCT
aeasj-242	259	1	testing	test	VERB
aeasj-242	259	2	for	for	ADP
aeasj-242	259	3	the	the	DET
aeasj-242	259	4	statistical	statistical	ADJ
aeasj-242	259	5	significant	significant	NOUN
aeasj-242	259	6	at	at	ADP
aeasj-242	259	7	5	5	NUM
aeasj-242	259	8	%	%	NOUN
aeasj-242	259	9	(	(	PUNCT
aeasj-242	259	10	determinant	determinant	ADJ
aeasj-242	259	11	of	of	ADP
aeasj-242	259	12	credit	credit	NOUN
aeasj-242	259	13	supply	supply	NOUN
aeasj-242	259	14	equation	equation	NOUN
aeasj-242	259	15	1	1	NUM
aeasj-242	259	16	)	)	PUNCT
aeasj-242	259	17	ho	ho	PROPN
aeasj-242	259	18	:	:	PUNCT
aeasj-242	259	19	bβ	bβ	NOUN
aeasj-242	259	20	ho	ho	NOUN
aeasj-242	259	21	:	:	PUNCT
aeasj-242	259	22	there	there	PRON
aeasj-242	259	23	is	be	VERB
aeasj-242	259	24	no	no	DET
aeasj-242	259	25	significant	significant	ADJ
aeasj-242	259	26	relationship	relationship	NOUN
aeasj-242	259	27	between	between	ADP
aeasj-242	259	28	credit	credit	NOUN
aeasj-242	259	29	to	to	ADP
aeasj-242	259	30	private	private	ADJ
aeasj-242	259	31	sector	sector	NOUN
aeasj-242	259	32	and	and	CCONJ
aeasj-242	259	33	money	money	NOUN
aeasj-242	259	34	supply	supply	NOUN
aeasj-242	259	35	in	in	ADP
aeasj-242	259	36	nigeria	nigeria	PROPN
aeasj-242	259	37	.	.	PUNCT
aeasj-242	260	1	copyright	copyright	NOUN
aeasj-242	260	2	©	©	PROPN
aeasj-242	260	3	cc	cc	PROPN
aeasj-242	260	4	-	-	PUNCT
aeasj-242	260	5	by	by	ADP
aeasj-242	260	6	-	-	PUNCT
aeasj-242	260	7	nc	nc	PROPN
aeasj-242	260	8	2019	2019	NUM
aeasj-242	260	9	,	,	PUNCT
aeasj-242	260	10	cribfb	cribfb	VERB
aeasj-242	260	11	|	|	ADV
aeasj-242	260	12	aesr	aesr	ADV
aeasj-242	260	13	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	260	14	american	american	PROPN
aeasj-242	260	15	economic	economic	PROPN
aeasj-242	260	16	&	&	CCONJ
aeasj-242	260	17	social	social	PROPN
aeasj-242	260	18	review	review	PROPN
aeasj-242	260	19	vol	vol	NOUN
aeasj-242	260	20	.	.	PROPN
aeasj-242	261	1	5	5	NUM
aeasj-242	261	2	,	,	PUNCT
aeasj-242	261	3	no	no	INTJ
aeasj-242	261	4	.	.	NOUN
aeasj-242	261	5	1	1	NUM
aeasj-242	261	6	;	;	PUNCT
aeasj-242	261	7	2019	2019	NUM
aeasj-242	261	8	18	18	NUM
aeasj-242	261	9	decision	decision	NOUN
aeasj-242	261	10	t0.05	t0.05	NOUN
aeasj-242	261	11	at	at	ADP
aeasj-242	261	12	(	(	PUNCT
aeasj-242	261	13	18	18	NUM
aeasj-242	261	14	–	–	SYM
aeasj-242	261	15	2	2	NUM
aeasj-242	261	16	)	)	PUNCT
aeasj-242	261	17	16	16	NUM
aeasj-242	261	18	degrees	degree	NOUN
aeasj-242	261	19	of	of	ADP
aeasj-242	261	20	freedom	freedom	NOUN
aeasj-242	261	21	was	be	AUX
aeasj-242	261	22	statistically	statistically	ADV
aeasj-242	261	23	significant	significant	ADJ
aeasj-242	261	24	because	because	SCONJ
aeasj-242	261	25	the	the	DET
aeasj-242	261	26	analysis	analysis	NOUN
aeasj-242	261	27	of	of	ADP
aeasj-242	261	28	variance	variance	NOUN
aeasj-242	261	29	(	(	PUNCT
aeasj-242	261	30	anova	anova	PROPN
aeasj-242	261	31	)	)	PUNCT
aeasj-242	261	32	p	p	NOUN
aeasj-242	261	33	–	–	PUNCT
aeasj-242	261	34	value	value	NOUN
aeasj-242	261	35	<	<	X
aeasj-242	261	36	0.05	0.05	NUM
aeasj-242	261	37	;	;	PUNCT
aeasj-242	261	38	p	p	NOUN
aeasj-242	261	39	value	value	NOUN
aeasj-242	261	40	=	=	NOUN
aeasj-242	261	41	0.000	0.000	NUM
aeasj-242	261	42	.	.	PUNCT
aeasj-242	262	1	therefore	therefore	ADV
aeasj-242	262	2	,	,	PUNCT
aeasj-242	262	3	h1	h1	PROPN
aeasj-242	262	4	is	be	AUX
aeasj-242	262	5	accepted	accept	VERB
aeasj-242	262	6	and	and	CCONJ
aeasj-242	262	7	ho	ho	PROPN
aeasj-242	262	8	is	be	AUX
aeasj-242	262	9	rejected	reject	VERB
aeasj-242	262	10	.	.	PUNCT
aeasj-242	263	1	there	there	PRON
aeasj-242	263	2	was	be	VERB
aeasj-242	263	3	significant	significant	ADJ
aeasj-242	263	4	relationship	relationship	NOUN
aeasj-242	263	5	between	between	ADP
aeasj-242	263	6	total	total	ADJ
aeasj-242	263	7	credits	credit	NOUN
aeasj-242	263	8	to	to	ADP
aeasj-242	263	9	private	private	ADJ
aeasj-242	263	10	sector	sector	NOUN
aeasj-242	263	11	and	and	CCONJ
aeasj-242	263	12	money	money	NOUN
aeasj-242	263	13	supply	supply	NOUN
aeasj-242	263	14	in	in	ADP
aeasj-242	263	15	nigeria	nigeria	PROPN
aeasj-242	263	16	.	.	PUNCT
aeasj-242	264	1	this	this	PRON
aeasj-242	264	2	means	mean	VERB
aeasj-242	264	3	that	that	SCONJ
aeasj-242	264	4	there	there	PRON
aeasj-242	264	5	is	be	VERB
aeasj-242	264	6	enough	enough	ADJ
aeasj-242	264	7	money	money	NOUN
aeasj-242	264	8	supply	supply	NOUN
aeasj-242	264	9	that	that	PRON
aeasj-242	264	10	guaranteed	guarantee	VERB
aeasj-242	264	11	enough	enough	ADJ
aeasj-242	264	12	credit	credit	NOUN
aeasj-242	264	13	to	to	ADP
aeasj-242	264	14	the	the	DET
aeasj-242	264	15	real	real	ADJ
aeasj-242	264	16	sector	sector	NOUN
aeasj-242	264	17	of	of	ADP
aeasj-242	264	18	the	the	DET
aeasj-242	264	19	nigerian	nigerian	ADJ
aeasj-242	264	20	economy	economy	NOUN
aeasj-242	264	21	(	(	PUNCT
aeasj-242	264	22	see	see	VERB
aeasj-242	264	23	appendix	appendix	NOUN
aeasj-242	264	24	b	b	NOUN
aeasj-242	264	25	)	)	PUNCT
aeasj-242	264	26	.	.	PUNCT
aeasj-242	265	1	equation	equation	NOUN
aeasj-242	265	2	2	2	NUM
aeasj-242	265	3	:	:	PUNCT
aeasj-242	265	4	from	from	ADP
aeasj-242	265	5	the	the	DET
aeasj-242	265	6	results	result	NOUN
aeasj-242	265	7	of	of	ADP
aeasj-242	265	8	private	private	ADJ
aeasj-242	265	9	sector	sector	NOUN
aeasj-242	265	10	credit	credit	NOUN
aeasj-242	265	11	and	and	CCONJ
aeasj-242	265	12	economic	economic	ADJ
aeasj-242	265	13	growth	growth	NOUN
aeasj-242	265	14	equation	equation	NOUN
aeasj-242	265	15	2	2	NUM
aeasj-242	265	16	,	,	PUNCT
aeasj-242	265	17	the	the	DET
aeasj-242	265	18	correlation	correlation	NOUN
aeasj-242	265	19	coefficient	coefficient	NOUN
aeasj-242	265	20	(	(	PUNCT
aeasj-242	265	21	r	r	NOUN
aeasj-242	265	22	)	)	PUNCT
aeasj-242	265	23	is	be	AUX
aeasj-242	265	24	0.989	0.989	NUM
aeasj-242	265	25	.	.	PUNCT
aeasj-242	266	1	this	this	PRON
aeasj-242	266	2	means	mean	VERB
aeasj-242	266	3	that	that	SCONJ
aeasj-242	266	4	there	there	PRON
aeasj-242	266	5	is	be	VERB
aeasj-242	266	6	a	a	DET
aeasj-242	266	7	positive	positive	ADJ
aeasj-242	266	8	or	or	CCONJ
aeasj-242	266	9	strong	strong	ADJ
aeasj-242	266	10	correlation	correlation	NOUN
aeasj-242	266	11	between	between	ADP
aeasj-242	266	12	dependent	dependent	ADJ
aeasj-242	266	13	and	and	CCONJ
aeasj-242	266	14	independent	independent	ADJ
aeasj-242	266	15	variable	variable	NOUN
aeasj-242	266	16	.	.	PUNCT
aeasj-242	267	1	the	the	DET
aeasj-242	267	2	coefficient	coefficient	NOUN
aeasj-242	267	3	of	of	ADP
aeasj-242	267	4	determination	determination	NOUN
aeasj-242	267	5	(	(	PUNCT
aeasj-242	267	6	r	r	NOUN
aeasj-242	267	7	-	-	PUNCT
aeasj-242	267	8	squared	square	VERB
aeasj-242	267	9	)	)	PUNCT
aeasj-242	267	10	is	be	AUX
aeasj-242	267	11	97.7	97.7	NUM
aeasj-242	267	12	%	%	NOUN
aeasj-242	267	13	.	.	PUNCT
aeasj-242	268	1	this	this	PRON
aeasj-242	268	2	means	mean	VERB
aeasj-242	268	3	that	that	SCONJ
aeasj-242	268	4	97.7	97.7	NUM
aeasj-242	268	5	%	%	NOUN
aeasj-242	268	6	variation	variation	NOUN
aeasj-242	268	7	in	in	ADP
aeasj-242	268	8	the	the	DET
aeasj-242	268	9	dependent	dependent	ADJ
aeasj-242	268	10	variable	variable	NOUN
aeasj-242	268	11	was	be	AUX
aeasj-242	268	12	well	well	ADV
aeasj-242	268	13	explained	explain	VERB
aeasj-242	268	14	by	by	ADP
aeasj-242	268	15	the	the	DET
aeasj-242	268	16	independent	independent	ADJ
aeasj-242	268	17	variable	variable	NOUN
aeasj-242	268	18	and	and	CCONJ
aeasj-242	268	19	0.23	0.23	NUM
aeasj-242	268	20	%	%	NOUN
aeasj-242	268	21	of	of	ADP
aeasj-242	268	22	the	the	DET
aeasj-242	268	23	variation	variation	NOUN
aeasj-242	268	24	in	in	ADP
aeasj-242	268	25	the	the	DET
aeasj-242	268	26	dependent	dependent	ADJ
aeasj-242	268	27	variable	variable	NOUN
aeasj-242	268	28	is	be	AUX
aeasj-242	268	29	explained	explain	VERB
aeasj-242	268	30	by	by	ADP
aeasj-242	268	31	the	the	DET
aeasj-242	268	32	disturbance	disturbance	NOUN
aeasj-242	268	33	term	term	NOUN
aeasj-242	268	34	or	or	CCONJ
aeasj-242	268	35	error	error	NOUN
aeasj-242	268	36	term	term	NOUN
aeasj-242	268	37	.	.	PUNCT
aeasj-242	269	1	this	this	DET
aeasj-242	269	2	disturbance	disturbance	NOUN
aeasj-242	269	3	terms	term	NOUN
aeasj-242	269	4	are	be	AUX
aeasj-242	269	5	inflation	inflation	NOUN
aeasj-242	269	6	,	,	PUNCT
aeasj-242	269	7	economic	economic	ADJ
aeasj-242	269	8	meltdown	meltdown	NOUN
aeasj-242	269	9	,	,	PUNCT
aeasj-242	269	10	low	low	ADJ
aeasj-242	269	11	productivity	productivity	NOUN
aeasj-242	269	12	,	,	PUNCT
aeasj-242	269	13	low	low	ADJ
aeasj-242	269	14	profitability	profitability	NOUN
aeasj-242	269	15	,	,	PUNCT
aeasj-242	269	16	non	non	ADJ
aeasj-242	269	17	-	-	ADJ
aeasj-242	269	18	performing	performing	ADJ
aeasj-242	269	19	loans	loan	NOUN
aeasj-242	269	20	etc	etc	X
aeasj-242	269	21	.	.	X
aeasj-242	270	1	in	in	ADP
aeasj-242	270	2	other	other	ADJ
aeasj-242	270	3	words	word	NOUN
aeasj-242	270	4	,	,	PUNCT
aeasj-242	270	5	97.7	97.7	NUM
aeasj-242	270	6	%	%	NOUN
aeasj-242	270	7	variation	variation	NOUN
aeasj-242	270	8	in	in	ADP
aeasj-242	270	9	gross	gross	ADJ
aeasj-242	270	10	domestic	domestic	ADJ
aeasj-242	270	11	product	product	NOUN
aeasj-242	270	12	was	be	AUX
aeasj-242	270	13	explained	explain	VERB
aeasj-242	270	14	by	by	ADP
aeasj-242	270	15	variation	variation	NOUN
aeasj-242	270	16	in	in	ADP
aeasj-242	270	17	total	total	ADJ
aeasj-242	270	18	credit	credit	NOUN
aeasj-242	270	19	to	to	ADP
aeasj-242	270	20	private	private	ADJ
aeasj-242	270	21	sector	sector	NOUN
aeasj-242	270	22	.	.	PUNCT
aeasj-242	271	1	0.23	0.23	NUM
aeasj-242	271	2	%	%	NOUN
aeasj-242	271	3	variation	variation	NOUN
aeasj-242	271	4	in	in	ADP
aeasj-242	271	5	the	the	DET
aeasj-242	271	6	dependent	dependent	ADJ
aeasj-242	271	7	variable	variable	NOUN
aeasj-242	271	8	is	be	AUX
aeasj-242	271	9	explained	explain	VERB
aeasj-242	271	10	by	by	ADP
aeasj-242	271	11	variation	variation	NOUN
aeasj-242	271	12	of	of	ADP
aeasj-242	271	13	the	the	DET
aeasj-242	271	14	variables	variable	NOUN
aeasj-242	271	15	excluded	exclude	VERB
aeasj-242	271	16	from	from	ADP
aeasj-242	271	17	the	the	DET
aeasj-242	271	18	model	model	NOUN
aeasj-242	271	19	(	(	PUNCT
aeasj-242	271	20	see	see	VERB
aeasj-242	271	21	appendix	appendix	NOUN
aeasj-242	271	22	c	c	NOUN
aeasj-242	271	23	)	)	PUNCT
aeasj-242	271	24	.	.	PUNCT
aeasj-242	272	1	the	the	DET
aeasj-242	272	2	confidence	confidence	NOUN
aeasj-242	272	3	intervals	interval	NOUN
aeasj-242	272	4	result	result	VERB
aeasj-242	272	5	revealed	reveal	VERB
aeasj-242	272	6	that	that	SCONJ
aeasj-242	272	7	the	the	DET
aeasj-242	272	8	level	level	NOUN
aeasj-242	272	9	of	of	ADP
aeasj-242	272	10	confidence	confidence	NOUN
aeasj-242	272	11	interval	interval	NOUN
aeasj-242	272	12	95	95	NUM
aeasj-242	272	13	%	%	NOUN
aeasj-242	272	14	.	.	PUNCT
aeasj-242	273	1	this	this	PRON
aeasj-242	273	2	means	mean	VERB
aeasj-242	273	3	that	that	SCONJ
aeasj-242	273	4	the	the	DET
aeasj-242	273	5	samples	sample	NOUN
aeasj-242	273	6	data	datum	NOUN
aeasj-242	273	7	of	of	ADP
aeasj-242	273	8	the	the	DET
aeasj-242	273	9	model	model	NOUN
aeasj-242	273	10	reflects	reflect	VERB
aeasj-242	273	11	the	the	DET
aeasj-242	273	12	fraction	fraction	NOUN
aeasj-242	273	13	of	of	ADP
aeasj-242	273	14	calculated	calculate	VERB
aeasj-242	273	15	confidence	confidence	NOUN
aeasj-242	273	16	intervals	interval	NOUN
aeasj-242	273	17	that	that	PRON
aeasj-242	273	18	encompass	encompass	VERB
aeasj-242	273	19	the	the	DET
aeasj-242	273	20	true	true	ADJ
aeasj-242	273	21	population	population	NOUN
aeasj-242	273	22	.	.	PUNCT
aeasj-242	274	1	the	the	DET
aeasj-242	274	2	durbinwatson	durbinwatson	NOUN
aeasj-242	274	3	result	result	NOUN
aeasj-242	274	4	is	be	AUX
aeasj-242	274	5	1.376	1.376	NUM
aeasj-242	274	6	.	.	PUNCT
aeasj-242	275	1	the	the	DET
aeasj-242	275	2	durbin	durbin	PROPN
aeasj-242	275	3	-	-	PUNCT
aeasj-242	275	4	watson	watson	NOUN
aeasj-242	275	5	statistics	statistic	NOUN
aeasj-242	275	6	is	be	AUX
aeasj-242	275	7	a	a	DET
aeasj-242	275	8	number	number	NOUN
aeasj-242	275	9	that	that	PRON
aeasj-242	275	10	tests	test	VERB
aeasj-242	275	11	for	for	ADP
aeasj-242	275	12	autocorrelation	autocorrelation	NOUN
aeasj-242	275	13	.	.	PUNCT
aeasj-242	276	1	autocorrelation	autocorrelation	NOUN
aeasj-242	276	2	is	be	AUX
aeasj-242	276	3	a	a	DET
aeasj-242	276	4	mathematical	mathematical	ADJ
aeasj-242	276	5	representation	representation	NOUN
aeasj-242	276	6	of	of	ADP
aeasj-242	276	7	the	the	DET
aeasj-242	276	8	degree	degree	NOUN
aeasj-242	276	9	of	of	ADP
aeasj-242	276	10	similarity	similarity	NOUN
aeasj-242	276	11	between	between	ADP
aeasj-242	276	12	lagged	lag	VERB
aeasj-242	276	13	versions	version	NOUN
aeasj-242	276	14	of	of	ADP
aeasj-242	276	15	itself	itself	PRON
aeasj-242	276	16	over	over	ADP
aeasj-242	276	17	successive	successive	ADJ
aeasj-242	276	18	time	time	NOUN
aeasj-242	276	19	intervals	interval	NOUN
aeasj-242	276	20	.	.	PUNCT
aeasj-242	277	1	in	in	ADP
aeasj-242	277	2	other	other	ADJ
aeasj-242	277	3	words	word	NOUN
aeasj-242	277	4	,	,	PUNCT
aeasj-242	277	5	it	it	PRON
aeasj-242	277	6	is	be	AUX
aeasj-242	277	7	a	a	DET
aeasj-242	277	8	situation	situation	NOUN
aeasj-242	277	9	in	in	ADP
aeasj-242	277	10	which	which	PRON
aeasj-242	277	11	a	a	DET
aeasj-242	277	12	time	time	NOUN
aeasj-242	277	13	series	series	PROPN
aeasj-242	277	14	data	datum	NOUN
aeasj-242	277	15	is	be	AUX
aeasj-242	277	16	influenced	influence	VERB
aeasj-242	277	17	by	by	ADP
aeasj-242	277	18	its	its	PRON
aeasj-242	277	19	own	own	ADJ
aeasj-242	277	20	historical	historical	ADJ
aeasj-242	277	21	values	value	NOUN
aeasj-242	277	22	.	.	PUNCT
aeasj-242	278	1	the	the	DET
aeasj-242	278	2	durbin	durbin	PROPN
aeasj-242	278	3	-	-	PUNCT
aeasj-242	278	4	watson	watson	PROPN
aeasj-242	278	5	statistics	statistic	NOUN
aeasj-242	278	6	is	be	AUX
aeasj-242	278	7	always	always	ADV
aeasj-242	278	8	between	between	ADP
aeasj-242	278	9	0	0	NUM
aeasj-242	278	10	and	and	CCONJ
aeasj-242	278	11	4	4	NUM
aeasj-242	278	12	.	.	PUNCT
aeasj-242	279	1	the	the	DET
aeasj-242	279	2	general	general	ADJ
aeasj-242	279	3	rule	rule	NOUN
aeasj-242	279	4	states	state	NOUN
aeasj-242	279	5	that	that	SCONJ
aeasj-242	279	6	a	a	DET
aeasj-242	279	7	value	value	NOUN
aeasj-242	279	8	of	of	ADP
aeasj-242	279	9	2	2	NUM
aeasj-242	279	10	means	mean	VERB
aeasj-242	279	11	that	that	SCONJ
aeasj-242	279	12	there	there	PRON
aeasj-242	279	13	is	be	VERB
aeasj-242	279	14	no	no	DET
aeasj-242	279	15	autocorrelation	autocorrelation	NOUN
aeasj-242	279	16	in	in	ADP
aeasj-242	279	17	the	the	DET
aeasj-242	279	18	samples	sample	NOUN
aeasj-242	279	19	.	.	PUNCT
aeasj-242	280	1	values	value	NOUN
aeasj-242	280	2	approaching	approach	VERB
aeasj-242	280	3	0	0	NUM
aeasj-242	280	4	indicate	indicate	VERB
aeasj-242	280	5	positive	positive	ADJ
aeasj-242	280	6	autocorrelation	autocorrelation	NOUN
aeasj-242	280	7	and	and	CCONJ
aeasj-242	280	8	values	value	NOUN
aeasj-242	280	9	towards	towards	ADP
aeasj-242	280	10	4	4	NUM
aeasj-242	280	11	indicate	indicate	VERB
aeasj-242	280	12	negative	negative	ADJ
aeasj-242	280	13	autocorrelation	autocorrelation	NOUN
aeasj-242	280	14	.	.	PUNCT
aeasj-242	281	1	however	however	ADV
aeasj-242	281	2	,	,	PUNCT
aeasj-242	281	3	the	the	DET
aeasj-242	281	4	durbin	durbin	NOUN
aeasj-242	281	5	-	-	PUNCT
aeasj-242	281	6	watson	watson	PROPN
aeasj-242	281	7	result	result	NOUN
aeasj-242	281	8	of	of	ADP
aeasj-242	281	9	this	this	DET
aeasj-242	281	10	model	model	NOUN
aeasj-242	281	11	indicated	indicate	VERB
aeasj-242	281	12	that	that	SCONJ
aeasj-242	281	13	there	there	PRON
aeasj-242	281	14	is	be	VERB
aeasj-242	281	15	autocorrelation	autocorrelation	NOUN
aeasj-242	281	16	since	since	SCONJ
aeasj-242	281	17	the	the	DET
aeasj-242	281	18	value	value	NOUN
aeasj-242	281	19	of	of	ADP
aeasj-242	281	20	1.376	1.376	NUM
aeasj-242	281	21	is	be	AUX
aeasj-242	281	22	not	not	PART
aeasj-242	281	23	up	up	ADV
aeasj-242	281	24	to	to	PART
aeasj-242	281	25	2	2	NUM
aeasj-242	281	26	.	.	PUNCT
aeasj-242	282	1	the	the	DET
aeasj-242	282	2	collinearity	collinearity	NOUN
aeasj-242	282	3	diagnostics	diagnostic	NOUN
aeasj-242	282	4	result	result	NOUN
aeasj-242	282	5	reveals	reveal	VERB
aeasj-242	282	6	that	that	SCONJ
aeasj-242	282	7	variance	variance	NOUN
aeasj-242	282	8	inflation	inflation	NOUN
aeasj-242	282	9	factors	factor	NOUN
aeasj-242	282	10	(	(	PUNCT
aeasj-242	282	11	vif	vif	NOUN
aeasj-242	282	12	)	)	PUNCT
aeasj-242	282	13	is	be	AUX
aeasj-242	282	14	1.00	1.00	NUM
aeasj-242	282	15	.	.	PUNCT
aeasj-242	283	1	the	the	DET
aeasj-242	283	2	general	general	ADJ
aeasj-242	283	3	rule	rule	NOUN
aeasj-242	283	4	is	be	AUX
aeasj-242	283	5	that	that	SCONJ
aeasj-242	283	6	vifs	vif	NOUN
aeasj-242	283	7	exceeding	exceed	VERB
aeasj-242	283	8	4	4	NUM
aeasj-242	283	9	warrant	warrant	NOUN
aeasj-242	283	10	further	further	ADJ
aeasj-242	283	11	investigations	investigation	NOUN
aeasj-242	283	12	while	while	SCONJ
aeasj-242	283	13	vifs	vif	NOUN
aeasj-242	283	14	exceeding	exceed	VERB
aeasj-242	283	15	10	10	NUM
aeasj-242	283	16	are	be	AUX
aeasj-242	283	17	signs	sign	NOUN
aeasj-242	283	18	of	of	ADP
aeasj-242	283	19	serious	serious	ADJ
aeasj-242	283	20	multicollinearity	multicollinearity	NOUN
aeasj-242	283	21	requiring	require	VERB
aeasj-242	283	22	correction	correction	NOUN
aeasj-242	283	23	.	.	PUNCT
aeasj-242	284	1	since	since	SCONJ
aeasj-242	284	2	vifs	vifs	PROPN
aeasj-242	284	3	result	result	NOUN
aeasj-242	284	4	is	be	AUX
aeasj-242	284	5	1.00	1.00	NUM
aeasj-242	284	6	in	in	ADP
aeasj-242	284	7	this	this	DET
aeasj-242	284	8	model	model	NOUN
aeasj-242	284	9	,	,	PUNCT
aeasj-242	284	10	it	it	PRON
aeasj-242	284	11	does	do	AUX
aeasj-242	284	12	not	not	PART
aeasj-242	284	13	require	require	VERB
aeasj-242	284	14	further	further	ADJ
aeasj-242	284	15	investigations	investigation	NOUN
aeasj-242	284	16	(	(	PUNCT
aeasj-242	284	17	see	see	VERB
aeasj-242	284	18	appendix	appendix	NOUN
aeasj-242	284	19	c	c	NOUN
aeasj-242	284	20	)	)	PUNCT
aeasj-242	284	21	.	.	PUNCT
aeasj-242	285	1	testing	test	VERB
aeasj-242	285	2	for	for	ADP
aeasj-242	285	3	statistical	statistical	ADJ
aeasj-242	285	4	significant	significant	NOUN
aeasj-242	285	5	at	at	ADP
aeasj-242	285	6	5	5	NUM
aeasj-242	285	7	%	%	NOUN
aeasj-242	285	8	(	(	PUNCT
aeasj-242	285	9	private	private	ADJ
aeasj-242	285	10	sector	sector	NOUN
aeasj-242	285	11	credit	credit	NOUN
aeasj-242	285	12	and	and	CCONJ
aeasj-242	285	13	economic	economic	ADJ
aeasj-242	285	14	growth	growth	NOUN
aeasj-242	285	15	equation	equation	NOUN
aeasj-242	285	16	2	2	NUM
aeasj-242	285	17	)	)	PUNCT
aeasj-242	285	18	.	.	PUNCT
aeasj-242	286	1	ho	ho	PROPN
aeasj-242	286	2	:	:	PUNCT
aeasj-242	286	3	bβ	bβ	NOUN
aeasj-242	286	4	ho	ho	NOUN
aeasj-242	286	5	:	:	PUNCT
aeasj-242	286	6	there	there	PRON
aeasj-242	286	7	is	be	VERB
aeasj-242	286	8	no	no	DET
aeasj-242	286	9	significant	significant	ADJ
aeasj-242	286	10	relationship	relationship	NOUN
aeasj-242	286	11	between	between	ADP
aeasj-242	286	12	private	private	ADJ
aeasj-242	286	13	sector	sector	NOUN
aeasj-242	286	14	credit	credit	NOUN
aeasj-242	286	15	and	and	CCONJ
aeasj-242	286	16	economic	economic	ADJ
aeasj-242	286	17	growth	growth	NOUN
aeasj-242	286	18	in	in	ADP
aeasj-242	286	19	nigeria	nigeria	PROPN
aeasj-242	286	20	.	.	PUNCT
aeasj-242	287	1	decision	decision	NOUN
aeasj-242	287	2	t0.05	t0.05	PROPN
aeasj-242	287	3	at	at	ADP
aeasj-242	287	4	(	(	PUNCT
aeasj-242	287	5	18	18	NUM
aeasj-242	287	6	–	–	SYM
aeasj-242	287	7	2	2	NUM
aeasj-242	287	8	)	)	PUNCT
aeasj-242	287	9	16	16	NUM
aeasj-242	287	10	degrees	degree	NOUN
aeasj-242	287	11	of	of	ADP
aeasj-242	287	12	freedom	freedom	NOUN
aeasj-242	287	13	was	be	AUX
aeasj-242	287	14	statistically	statistically	ADV
aeasj-242	287	15	significant	significant	ADJ
aeasj-242	287	16	because	because	SCONJ
aeasj-242	287	17	analysis	analysis	NOUN
aeasj-242	287	18	of	of	ADP
aeasj-242	287	19	variance	variance	NOUN
aeasj-242	287	20	(	(	PUNCT
aeasj-242	287	21	anova	anova	PROPN
aeasj-242	287	22	)	)	PUNCT
aeasj-242	287	23	p	p	NOUN
aeasj-242	287	24	–	–	PUNCT
aeasj-242	287	25	value	value	NOUN
aeasj-242	287	26	<	<	X
aeasj-242	287	27	0.05	0.05	NUM
aeasj-242	287	28	;	;	PUNCT
aeasj-242	287	29	p	p	NOUN
aeasj-242	287	30	value	value	NOUN
aeasj-242	287	31	=	=	NOUN
aeasj-242	287	32	0.000	0.000	NUM
aeasj-242	287	33	.	.	PUNCT
aeasj-242	288	1	therefore	therefore	ADV
aeasj-242	288	2	,	,	PUNCT
aeasj-242	288	3	h1	h1	PROPN
aeasj-242	288	4	is	be	AUX
aeasj-242	288	5	accepted	accept	VERB
aeasj-242	288	6	and	and	CCONJ
aeasj-242	288	7	ho	ho	PROPN
aeasj-242	288	8	is	be	AUX
aeasj-242	288	9	rejected	reject	VERB
aeasj-242	288	10	,	,	PUNCT
aeasj-242	288	11	meaning	mean	VERB
aeasj-242	288	12	that	that	SCONJ
aeasj-242	288	13	bβ	bβ	NOUN
aeasj-242	288	14	is	be	AUX
aeasj-242	288	15	not	not	PART
aeasj-242	288	16	equal	equal	ADJ
aeasj-242	288	17	to	to	ADP
aeasj-242	288	18	zero	zero	NUM
aeasj-242	288	19	i.e.	i.e.	X
aeasj-242	288	20	there	there	PRON
aeasj-242	288	21	was	be	VERB
aeasj-242	288	22	significant	significant	ADJ
aeasj-242	288	23	relationship	relationship	NOUN
aeasj-242	288	24	between	between	ADP
aeasj-242	288	25	private	private	ADJ
aeasj-242	288	26	sector	sector	NOUN
aeasj-242	288	27	credit	credit	NOUN
aeasj-242	288	28	and	and	CCONJ
aeasj-242	288	29	gross	gross	ADJ
aeasj-242	288	30	domestic	domestic	ADJ
aeasj-242	288	31	product	product	NOUN
aeasj-242	288	32	in	in	ADP
aeasj-242	288	33	nigeria	nigeria	PROPN
aeasj-242	288	34	.	.	PUNCT
aeasj-242	289	1	this	this	PRON
aeasj-242	289	2	means	mean	VERB
aeasj-242	289	3	that	that	SCONJ
aeasj-242	289	4	private	private	ADJ
aeasj-242	289	5	sector	sector	NOUN
aeasj-242	289	6	credit	credit	NOUN
aeasj-242	289	7	impacted	impact	VERB
aeasj-242	289	8	positively	positively	ADV
aeasj-242	289	9	on	on	ADP
aeasj-242	289	10	economy	economy	NOUN
aeasj-242	289	11	growth	growth	NOUN
aeasj-242	289	12	in	in	ADP
aeasj-242	289	13	nigeria	nigeria	PROPN
aeasj-242	289	14	within	within	ADP
aeasj-242	289	15	the	the	DET
aeasj-242	289	16	period	period	NOUN
aeasj-242	289	17	of	of	ADP
aeasj-242	289	18	analysis	analysis	NOUN
aeasj-242	289	19	(	(	PUNCT
aeasj-242	289	20	see	see	VERB
aeasj-242	289	21	appendix	appendix	NOUN
aeasj-242	289	22	c	c	NOUN
aeasj-242	289	23	)	)	PUNCT
aeasj-242	289	24	9	9	NUM
aeasj-242	289	25	.	.	X
aeasj-242	289	26	conclusion	conclusion	NOUN
aeasj-242	289	27	it	it	PRON
aeasj-242	289	28	was	be	AUX
aeasj-242	289	29	obvious	obvious	ADJ
aeasj-242	289	30	from	from	ADP
aeasj-242	289	31	the	the	DET
aeasj-242	289	32	results	result	NOUN
aeasj-242	289	33	of	of	ADP
aeasj-242	289	34	the	the	DET
aeasj-242	289	35	study	study	NOUN
aeasj-242	289	36	that	that	SCONJ
aeasj-242	289	37	the	the	DET
aeasj-242	289	38	financial	financial	ADJ
aeasj-242	289	39	sector	sector	NOUN
aeasj-242	289	40	reform	reform	NOUN
aeasj-242	289	41	strategies	strategy	NOUN
aeasj-242	289	42	adopted	adopt	VERB
aeasj-242	289	43	in	in	ADP
aeasj-242	289	44	nigeria	nigeria	PROPN
aeasj-242	289	45	have	have	AUX
aeasj-242	289	46	been	be	AUX
aeasj-242	289	47	geared	gear	VERB
aeasj-242	289	48	towards	towards	ADP
aeasj-242	289	49	making	make	VERB
aeasj-242	289	50	credit	credit	NOUN
aeasj-242	289	51	available	available	ADJ
aeasj-242	289	52	to	to	PART
aeasj-242	289	53	support	support	VERB
aeasj-242	289	54	the	the	DET
aeasj-242	289	55	economy	economy	NOUN
aeasj-242	289	56	.	.	PUNCT
aeasj-242	290	1	as	as	ADP
aeasj-242	290	2	a	a	DET
aeasj-242	290	3	result	result	NOUN
aeasj-242	290	4	of	of	ADP
aeasj-242	290	5	this	this	PRON
aeasj-242	290	6	,	,	PUNCT
aeasj-242	290	7	supply	supply	NOUN
aeasj-242	290	8	of	of	ADP
aeasj-242	290	9	credit	credit	NOUN
aeasj-242	290	10	to	to	ADP
aeasj-242	290	11	the	the	DET
aeasj-242	290	12	real	real	ADJ
aeasj-242	290	13	sector	sector	NOUN
aeasj-242	290	14	has	have	AUX
aeasj-242	290	15	been	be	AUX
aeasj-242	290	16	improved	improve	VERB
aeasj-242	290	17	.	.	PUNCT
aeasj-242	291	1	10	10	X
aeasj-242	291	2	.	.	PUNCT
aeasj-242	292	1	recommendations	recommendation	NOUN
aeasj-242	292	2	base	base	VERB
aeasj-242	292	3	on	on	ADP
aeasj-242	292	4	the	the	DET
aeasj-242	292	5	objective	objective	NOUN
aeasj-242	292	6	and	and	CCONJ
aeasj-242	292	7	findings	finding	NOUN
aeasj-242	292	8	of	of	ADP
aeasj-242	292	9	this	this	DET
aeasj-242	292	10	study	study	NOUN
aeasj-242	292	11	,	,	PUNCT
aeasj-242	292	12	the	the	DET
aeasj-242	292	13	study	study	NOUN
aeasj-242	292	14	therefore	therefore	ADV
aeasj-242	292	15	recommends	recommend	VERB
aeasj-242	292	16	that	that	SCONJ
aeasj-242	292	17	:	:	PUNCT
aeasj-242	292	18			VERB
aeasj-242	292	19	there	there	PRON
aeasj-242	292	20	should	should	AUX
aeasj-242	292	21	be	be	AUX
aeasj-242	292	22	persistence	persistence	NOUN
aeasj-242	292	23	increase	increase	NOUN
aeasj-242	292	24	of	of	ADP
aeasj-242	292	25	money	money	NOUN
aeasj-242	292	26	supply	supply	NOUN
aeasj-242	292	27	to	to	ADP
aeasj-242	292	28	nigerian	nigerian	ADJ
aeasj-242	292	29	economy	economy	NOUN
aeasj-242	292	30	in	in	ADP
aeasj-242	292	31	order	order	NOUN
aeasj-242	292	32	to	to	PART
aeasj-242	292	33	increase	increase	VERB
aeasj-242	292	34	the	the	DET
aeasj-242	292	35	flow	flow	NOUN
aeasj-242	292	36	of	of	ADP
aeasj-242	292	37	credit	credit	NOUN
aeasj-242	292	38	to	to	ADP
aeasj-242	292	39	the	the	DET
aeasj-242	292	40	real	real	ADJ
aeasj-242	292	41	sector	sector	NOUN
aeasj-242	292	42	of	of	ADP
aeasj-242	292	43	the	the	DET
aeasj-242	292	44	nigerian	nigerian	ADJ
aeasj-242	292	45	economy	economy	NOUN
aeasj-242	292	46	.	.	PUNCT
aeasj-242	293	1			X
aeasj-242	294	1	financial	financial	ADJ
aeasj-242	294	2	institutions	institution	NOUN
aeasj-242	294	3	should	should	AUX
aeasj-242	294	4	distribute	distribute	VERB
aeasj-242	294	5	more	more	ADJ
aeasj-242	294	6	credit	credit	NOUN
aeasj-242	294	7	to	to	ADP
aeasj-242	294	8	the	the	DET
aeasj-242	294	9	real	real	ADJ
aeasj-242	294	10	sector	sector	NOUN
aeasj-242	294	11	for	for	ADP
aeasj-242	294	12	productive	productive	ADJ
aeasj-242	294	13	purposes	purpose	NOUN
aeasj-242	294	14	in	in	ADP
aeasj-242	294	15	order	order	NOUN
aeasj-242	294	16	to	to	PART
aeasj-242	294	17	increase	increase	VERB
aeasj-242	294	18	gross	gross	ADJ
aeasj-242	294	19	domestic	domestic	ADJ
aeasj-242	294	20	product	product	NOUN
aeasj-242	294	21	.	.	PUNCT
aeasj-242	295	1	references	reference	NOUN
aeasj-242	295	2	aduda	aduda	PROPN
aeasj-242	295	3	j	j	PROPN
aeasj-242	295	4	,	,	PUNCT
aeasj-242	295	5	masila	masila	PROPN
aeasj-242	296	1	j	j	PROPN
aeasj-242	296	2	m	m	PROPN
aeasj-242	296	3	and	and	CCONJ
aeasj-242	296	4	onsongo	onsongo	NOUN
aeasj-242	296	5	e	e	X
aeasj-242	296	6	n	n	X
aeasj-242	296	7	(	(	PUNCT
aeasj-242	296	8	2012	2012	NUM
aeasj-242	296	9	)	)	PUNCT
aeasj-242	296	10	,	,	PUNCT
aeasj-242	296	11	the	the	DET
aeasj-242	296	12	determinants	determinant	NOUN
aeasj-242	296	13	of	of	ADP
aeasj-242	296	14	stock	stock	NOUN
aeasj-242	296	15	market	market	NOUN
aeasj-242	296	16	development	development	NOUN
aeasj-242	296	17	:	:	PUNCT
aeasj-242	296	18	the	the	DET
aeasj-242	296	19	case	case	NOUN
aeasj-242	296	20	for	for	ADP
aeasj-242	296	21	the	the	DET
aeasj-242	296	22	nairobi	nairobi	PROPN
aeasj-242	296	23	stock	stock	PROPN
aeasj-242	296	24	exchange	exchange	PROPN
aeasj-242	296	25	,	,	PUNCT
aeasj-242	296	26	international	international	ADJ
aeasj-242	296	27	journal	journal	NOUN
aeasj-242	296	28	of	of	ADP
aeasj-242	296	29	humanities	humanity	NOUN
aeasj-242	296	30	and	and	CCONJ
aeasj-242	296	31	social	social	ADJ
aeasj-242	296	32	science	science	NOUN
aeasj-242	296	33	,	,	PUNCT
aeasj-242	296	34	vol	vol	NOUN
aeasj-242	296	35	2	2	NUM
aeasj-242	296	36	,	,	PUNCT
aeasj-242	296	37	no	no	DET
aeasj-242	296	38	9	9	NUM
aeasj-242	296	39	.	.	PUNCT
aeasj-242	297	1	aliero	aliero	PROPN
aeasj-242	297	2	h	h	PROPN
aeasj-242	297	3	m	m	PROPN
aeasj-242	297	4	,	,	PUNCT
aeasj-242	297	5	abdullahi	abdullahi	PROPN
aeasj-242	297	6	y	y	PROPN
aeasj-242	297	7	z	z	PROPN
aeasj-242	297	8	and	and	CCONJ
aeasj-242	297	9	adamu	adamu	PROPN
aeasj-242	297	10	n	n	PROPN
aeasj-242	297	11	(	(	PUNCT
aeasj-242	297	12	2013	2013	NUM
aeasj-242	297	13	)	)	PUNCT
aeasj-242	297	14	,	,	PUNCT
aeasj-242	297	15	private	private	ADJ
aeasj-242	297	16	sector	sector	NOUN
aeasj-242	297	17	credit	credit	NOUN
aeasj-242	297	18	and	and	CCONJ
aeasj-242	297	19	economic	economic	ADJ
aeasj-242	297	20	growth	growth	NOUN
aeasj-242	297	21	nexus	nexus	NOUN
aeasj-242	297	22	in	in	ADP
aeasj-242	297	23	nigeria	nigeria	PROPN
aeasj-242	297	24	:	:	PUNCT
aeasj-242	297	25	an	an	DET
aeasj-242	297	26	autoregressive	autoregressive	ADJ
aeasj-242	297	27	distributed	distribute	VERB
aeasj-242	297	28	lag	lag	NOUN
aeasj-242	297	29	bound	bind	VERB
aeasj-242	297	30	approach	approach	NOUN
aeasj-242	297	31	,	,	PUNCT
aeasj-242	297	32	mediterranean	mediterranean	PROPN
aeasj-242	297	33	journal	journal	PROPN
aeasj-242	297	34	of	of	ADP
aeasj-242	297	35	social	social	ADJ
aeasj-242	297	36	sciences	science	NOUN
aeasj-242	297	37	,	,	PUNCT
aeasj-242	297	38	vol	vol	NOUN
aeasj-242	297	39	4	4	NUM
aeasj-242	297	40	(	(	PUNCT
aeasj-242	297	41	1	1	NUM
aeasj-242	297	42	)	)	PUNCT
aeasj-242	297	43	p83	p83	NOUN
aeasj-242	297	44	.	.	PUNCT
aeasj-242	298	1	al	al	PROPN
aeasj-242	298	2	-	-	PUNCT
aeasj-242	298	3	malkawi	malkawi	PROPN
aeasj-242	298	4	.	.	PUNCT
aeasj-242	299	1	h.	h.	PROPN
aeasj-242	299	2	n.	n.	PROPN
aeasj-242	299	3	&	&	CCONJ
aeasj-242	299	4	abdullah	abdullah	PROPN
aeasj-242	299	5	,	,	PUNCT
aeasj-242	299	6	n.	n.	PROPN
aeasj-242	299	7	,	,	PUNCT
aeasj-242	299	8	(	(	PUNCT
aeasj-242	299	9	2011	2011	NUM
aeasj-242	299	10	)	)	PUNCT
aeasj-242	299	11	.	.	PUNCT
aeasj-242	300	1	finance	finance	NOUN
aeasj-242	300	2	-	-	PUNCT
aeasj-242	300	3	growth	growth	NOUN
aeasj-242	300	4	nexus	nexus	NOUN
aeasj-242	300	5	:	:	PUNCT
aeasj-242	300	6	evidence	evidence	NOUN
aeasj-242	300	7	from	from	ADP
aeasj-242	300	8	a	a	DET
aeasj-242	300	9	panel	panel	NOUN
aeasj-242	300	10	of	of	ADP
aeasj-242	300	11	mena	mena	PROPN
aeasj-242	300	12	countries	countries	PROPN
aeasj-242	300	13	.	.	PUNCT
aeasj-242	301	1	international	international	ADJ
aeasj-242	301	2	research	research	PROPN
aeasj-242	301	3	journal	journal	NOUN
aeasj-242	301	4	of	of	ADP
aeasj-242	301	5	finance	finance	NOUN
aeasj-242	301	6	and	and	CCONJ
aeasj-242	301	7	economics	economic	NOUN
aeasj-242	301	8	,	,	PUNCT
aeasj-242	301	9	63	63	NUM
aeasj-242	301	10	,	,	PUNCT
aeasj-242	301	11	129	129	NUM
aeasj-242	301	12	-	-	SYM
aeasj-242	301	13	139	139	NUM
aeasj-242	301	14	copyright	copyright	NOUN
aeasj-242	301	15	©	©	PROPN
aeasj-242	301	16	cc	cc	NOUN
aeasj-242	301	17	-	-	PUNCT
aeasj-242	301	18	by	by	ADP
aeasj-242	301	19	-	-	PUNCT
aeasj-242	301	20	nc	nc	PROPN
aeasj-242	301	21	2019	2019	NUM
aeasj-242	301	22	,	,	PUNCT
aeasj-242	301	23	cribfb	cribfb	VERB
aeasj-242	301	24	|	|	ADV
aeasj-242	301	25	aesr	aesr	ADV
aeasj-242	301	26	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	301	27	american	american	PROPN
aeasj-242	301	28	economic	economic	PROPN
aeasj-242	301	29	&	&	CCONJ
aeasj-242	301	30	social	social	PROPN
aeasj-242	301	31	review	review	PROPN
aeasj-242	301	32	vol	vol	NOUN
aeasj-242	301	33	.	.	PROPN
aeasj-242	302	1	5	5	NUM
aeasj-242	302	2	,	,	PUNCT
aeasj-242	302	3	no	no	INTJ
aeasj-242	302	4	.	.	NOUN
aeasj-242	302	5	1	1	NUM
aeasj-242	302	6	;	;	PUNCT
aeasj-242	302	7	2019	2019	NUM
aeasj-242	302	8	19	19	NUM
aeasj-242	302	9	anthony	anthony	PROPN
aeasj-242	302	10	o	o	PROPN
aeasj-242	302	11	(	(	PUNCT
aeasj-242	302	12	2012	2012	NUM
aeasj-242	302	13	)	)	PUNCT
aeasj-242	302	14	,	,	PUNCT
aeasj-242	302	15	bank	bank	NOUN
aeasj-242	302	16	savings	saving	NOUN
aeasj-242	302	17	and	and	CCONJ
aeasj-242	302	18	bank	bank	NOUN
aeasj-242	302	19	credits	credit	NOUN
aeasj-242	302	20	in	in	ADP
aeasj-242	302	21	nigeria	nigeria	PROPN
aeasj-242	302	22	:	:	PUNCT
aeasj-242	302	23	determinants	determinant	NOUN
aeasj-242	302	24	and	and	CCONJ
aeasj-242	302	25	impacts	impact	NOUN
aeasj-242	302	26	on	on	ADP
aeasj-242	302	27	economic	economic	ADJ
aeasj-242	302	28	growth	growth	NOUN
aeasj-242	302	29	,	,	PUNCT
aeasj-242	302	30	international	international	ADJ
aeasj-242	302	31	journal	journal	NOUN
aeasj-242	302	32	of	of	ADP
aeasj-242	302	33	economics	economic	NOUN
aeasj-242	302	34	and	and	CCONJ
aeasj-242	302	35	financial	financial	ADJ
aeasj-242	302	36	issues	issue	NOUN
aeasj-242	302	37	,	,	PUNCT
aeasj-242	302	38	vol	vol	NOUN
aeasj-242	302	39	2	2	NUM
aeasj-242	302	40	no	no	DET
aeasj-242	302	41	2	2	NUM
aeasj-242	302	42	,	,	PUNCT
aeasj-242	302	43	pp	pp	ADV
aeasj-242	302	44	357	357	NUM
aeasj-242	302	45	-	-	SYM
aeasj-242	302	46	372	372	NUM
aeasj-242	302	47	.	.	PUNCT
aeasj-242	303	1	arrellano	arrellano	PROPN
aeasj-242	303	2	m	m	PROPN
aeasj-242	303	3	and	and	CCONJ
aeasj-242	303	4	bond	bond	NOUN
aeasj-242	303	5	s	s	PART
aeasj-242	303	6	(	(	PUNCT
aeasj-242	303	7	1991	1991	NUM
aeasj-242	303	8	)	)	PUNCT
aeasj-242	303	9	,	,	PUNCT
aeasj-242	303	10	some	some	DET
aeasj-242	303	11	tests	test	NOUN
aeasj-242	303	12	of	of	ADP
aeasj-242	303	13	specification	specification	NOUN
aeasj-242	303	14	for	for	ADP
aeasj-242	303	15	panel	panel	NOUN
aeasj-242	303	16	data	datum	NOUN
aeasj-242	303	17	:	:	PUNCT
aeasj-242	303	18	monte	monte	PROPN
aeasj-242	303	19	carlo	carlo	PROPN
aeasj-242	303	20	evidence	evidence	NOUN
aeasj-242	303	21	and	and	CCONJ
aeasj-242	303	22	an	an	DET
aeasj-242	303	23	application	application	NOUN
aeasj-242	303	24	to	to	ADP
aeasj-242	303	25	employment	employment	NOUN
aeasj-242	303	26	equations	equation	NOUN
aeasj-242	303	27	,	,	PUNCT
aeasj-242	303	28	review	review	NOUN
aeasj-242	303	29	of	of	ADP
aeasj-242	303	30	economic	economic	ADJ
aeasj-242	303	31	studies	study	NOUN
aeasj-242	303	32	,	,	PUNCT
aeasj-242	303	33	58	58	NUM
aeasj-242	303	34	,	,	PUNCT
aeasj-242	303	35	277	277	NUM
aeasj-242	303	36	-	-	SYM
aeasj-242	303	37	297	297	NUM
aeasj-242	303	38	.	.	PUNCT
aeasj-242	304	1	assefa	assefa	PROPN
aeasj-242	304	2	m	m	PROPN
aeasj-242	304	3	(	(	PUNCT
aeasj-242	304	4	2014	2014	NUM
aeasj-242	304	5	)	)	PUNCT
aeasj-242	304	6	,	,	PUNCT
aeasj-242	304	7	determinants	determinant	NOUN
aeasj-242	304	8	of	of	ADP
aeasj-242	304	9	growth	growth	NOUN
aeasj-242	304	10	in	in	ADP
aeasj-242	304	11	bank	bank	NOUN
aeasj-242	304	12	credit	credit	NOUN
aeasj-242	304	13	to	to	ADP
aeasj-242	304	14	the	the	DET
aeasj-242	304	15	private	private	ADJ
aeasj-242	304	16	sector	sector	NOUN
aeasj-242	304	17	in	in	ADP
aeasj-242	304	18	ethiopia	ethiopia	PROPN
aeasj-242	304	19	:	:	PUNCT
aeasj-242	304	20	a	a	DET
aeasj-242	304	21	supply	supply	NOUN
aeasj-242	304	22	side	side	NOUN
aeasj-242	304	23	approach	approach	NOUN
aeasj-242	304	24	,	,	PUNCT
aeasj-242	304	25	research	research	NOUN
aeasj-242	304	26	journal	journal	NOUN
aeasj-242	304	27	of	of	ADP
aeasj-242	304	28	finance	finance	NOUN
aeasj-242	304	29	and	and	CCONJ
aeasj-242	304	30	accounting	accounting	NOUN
aeasj-242	304	31	,	,	PUNCT
aeasj-242	304	32	vol	vol	NOUN
aeasj-242	304	33	5	5	NUM
aeasj-242	304	34	,	,	PUNCT
aeasj-242	304	35	no.17	no.17	PROPN
aeasj-242	304	36	.	.	PUNCT
aeasj-242	304	37	atif	atif	PROPN
aeasj-242	304	38	,	,	PUNCT
aeasj-242	304	39	and	and	CCONJ
aeasj-242	304	40	others	other	NOUN
aeasj-242	304	41	,	,	PUNCT
aeasj-242	304	42	(	(	PUNCT
aeasj-242	304	43	2010	2010	NUM
aeasj-242	304	44	)	)	PUNCT
aeasj-242	304	45	.	.	PUNCT
aeasj-242	305	1	trade	trade	NOUN
aeasj-242	305	2	liberalisation	liberalisation	NOUN
aeasj-242	305	3	,	,	PUNCT
aeasj-242	305	4	financial	financial	ADJ
aeasj-242	305	5	development	development	NOUN
aeasj-242	305	6	and	and	CCONJ
aeasj-242	305	7	economic	economic	ADJ
aeasj-242	305	8	growth	growth	NOUN
aeasj-242	305	9	:	:	PUNCT
aeasj-242	305	10	evidence	evidence	NOUN
aeasj-242	305	11	from	from	ADP
aeasj-242	305	12	pakistan	pakistan	PROPN
aeasj-242	305	13	(	(	PUNCT
aeasj-242	305	14	1980	1980	NUM
aeasj-242	305	15	-	-	SYM
aeasj-242	305	16	2009	2009	NUM
aeasj-242	305	17	)	)	PUNCT
aeasj-242	305	18	.	.	PUNCT
aeasj-242	306	1	journal	journal	PROPN
aeasj-242	306	2	of	of	ADP
aeasj-242	306	3	international	international	ADJ
aeasj-242	306	4	academic	academic	ADJ
aeasj-242	306	5	research	research	NOUN
aeasj-242	306	6	vol.10	vol.10	NOUN
aeasj-242	306	7	,	,	PUNCT
aeasj-242	306	8	no.2	no.2	PROPN
aeasj-242	306	9	,	,	PUNCT
aeasj-242	306	10	30	30	NUM
aeasj-242	306	11	-	-	SYM
aeasj-242	306	12	37	37	NUM
aeasj-242	306	13	.	.	PUNCT
aeasj-242	307	1	atoyebi	atoyebi	NOUN
aeasj-242	307	2	k	k	PROPN
aeasj-242	307	3	o	o	PROPN
aeasj-242	307	4	,	,	PUNCT
aeasj-242	307	5	adekunjo	adekunjo	NOUN
aeasj-242	307	6	f	f	PROPN
aeasj-242	307	7	o	o	PROPN
aeasj-242	307	8	,	,	PUNCT
aeasj-242	307	9	kadiri	kadiri	PROPN
aeasj-242	307	10	k	k	PROPN
aeasj-242	308	1	i	i	PROPN
aeasj-242	308	2	and	and	CCONJ
aeasj-242	308	3	falana	falana	VERB
aeasj-242	308	4	a	a	DET
aeasj-242	308	5	a	a	DET
aeasj-242	308	6	(	(	PUNCT
aeasj-242	308	7	2012	2012	NUM
aeasj-242	308	8	)	)	PUNCT
aeasj-242	308	9	,	,	PUNCT
aeasj-242	308	10	the	the	DET
aeasj-242	308	11	determinants	determinant	NOUN
aeasj-242	308	12	of	of	ADP
aeasj-242	308	13	domestic	domestic	ADJ
aeasj-242	308	14	private	private	ADJ
aeasj-242	308	15	investment	investment	NOUN
aeasj-242	308	16	in	in	ADP
aeasj-242	308	17	nigeria	nigeria	PROPN
aeasj-242	308	18	,	,	PUNCT
aeasj-242	308	19	journal	journal	NOUN
aeasj-242	308	20	of	of	ADP
aeasj-242	308	21	humanities	humanity	NOUN
aeasj-242	308	22	and	and	CCONJ
aeasj-242	308	23	social	social	ADJ
aeasj-242	308	24	science	science	NOUN
aeasj-242	308	25	,	,	PUNCT
aeasj-242	308	26	vol	vol	NOUN
aeasj-242	308	27	2	2	NUM
aeasj-242	308	28	,	,	PUNCT
aeasj-242	308	29	issue	issue	NOUN
aeasj-242	308	30	6	6	NUM
aeasj-242	308	31	,	,	PUNCT
aeasj-242	308	32	pp	pp	ADV
aeasj-242	308	33	46	46	NUM
aeasj-242	308	34	-	-	SYM
aeasj-242	308	35	54	54	NUM
aeasj-242	308	36	.	.	PUNCT
aeasj-242	309	1	backé	backé	NOUN
aeasj-242	309	2	,	,	PUNCT
aeasj-242	309	3	p.	p.	NOUN
aeasj-242	309	4	and	and	CCONJ
aeasj-242	309	5	zumer	zumer	NOUN
aeasj-242	309	6	,	,	PUNCT
aeasj-242	309	7	t.	t.	PROPN
aeasj-242	309	8	(	(	PUNCT
aeasj-242	309	9	2005	2005	NUM
aeasj-242	309	10	)	)	PUNCT
aeasj-242	309	11	,	,	PUNCT
aeasj-242	309	12	“	"	PUNCT
aeasj-242	309	13	developments	development	NOUN
aeasj-242	309	14	in	in	ADP
aeasj-242	309	15	credit	credit	NOUN
aeasj-242	309	16	to	to	ADP
aeasj-242	309	17	the	the	DET
aeasj-242	309	18	private	private	ADJ
aeasj-242	309	19	sector	sector	NOUN
aeasj-242	309	20	in	in	ADP
aeasj-242	309	21	central	central	ADJ
aeasj-242	309	22	and	and	CCONJ
aeasj-242	309	23	eastern	eastern	ADJ
aeasj-242	309	24	european	european	PROPN
aeasj-242	309	25	eu	eu	PROPN
aeasj-242	309	26	member	member	PROPN
aeasj-242	309	27	states	state	NOUN
aeasj-242	309	28	:	:	PUNCT
aeasj-242	309	29	emerging	emerge	VERB
aeasj-242	309	30	from	from	ADP
aeasj-242	309	31	financial	financial	ADJ
aeasj-242	309	32	repression	repression	NOUN
aeasj-242	309	33	a	a	DET
aeasj-242	309	34	comparative	comparative	ADJ
aeasj-242	309	35	overview	overview	NOUN
aeasj-242	309	36	”	"	PUNCT
aeasj-242	309	37	focus	focus	NOUN
aeasj-242	309	38	2/05	2/05	NUM
aeasj-242	309	39	.	.	PUNCT
aeasj-242	310	1	vienna	vienna	PROPN
aeasj-242	310	2	:	:	PUNCT
aeasj-242	310	3	oesterreichische	oesterreichische	PROPN
aeasj-242	310	4	nationalbank	nationalbank	PROPN
aeasj-242	310	5	.	.	PUNCT
aeasj-242	311	1	83	83	NUM
aeasj-242	311	2	-	-	SYM
aeasj-242	311	3	109	109	NUM
aeasj-242	311	4	.	.	PUNCT
aeasj-242	311	5	baltagi	baltagi	NOUN
aeasj-242	311	6	.	.	PUNCT
aeasj-242	312	1	h.	h.	PROPN
aeasj-242	312	2	b	b	PROPN
aeasj-242	312	3	(	(	PUNCT
aeasj-242	312	4	1995	1995	NUM
aeasj-242	312	5	)	)	PUNCT
aeasj-242	312	6	,	,	PUNCT
aeasj-242	312	7	econometrics	econometric	NOUN
aeasj-242	312	8	of	of	ADP
aeasj-242	312	9	panel	panel	NOUN
aeasj-242	312	10	data	data	PROPN
aeasj-242	312	11	.	.	PUNCT
aeasj-242	313	1	wiley	wiley	PROPN
aeasj-242	313	2	cecchetti	cecchetti	PROPN
aeasj-242	313	3	,	,	PUNCT
aeasj-242	313	4	s.	s.	PROPN
aeasj-242	313	5	g.	g.	PROPN
aeasj-242	313	6	&	&	CCONJ
aeasj-242	313	7	kharroub	kharroub	PROPN
aeasj-242	313	8	,	,	PUNCT
aeasj-242	313	9	e.	e.	PROPN
aeasj-242	313	10	,	,	PUNCT
aeasj-242	313	11	(	(	PUNCT
aeasj-242	313	12	2012	2012	NUM
aeasj-242	313	13	)	)	PUNCT
aeasj-242	313	14	.	.	PUNCT
aeasj-242	314	1	reassessing	reassess	VERB
aeasj-242	314	2	the	the	DET
aeasj-242	314	3	impact	impact	NOUN
aeasj-242	314	4	of	of	ADP
aeasj-242	314	5	finance	finance	NOUN
aeasj-242	314	6	on	on	ADP
aeasj-242	314	7	growth	growth	NOUN
aeasj-242	314	8	.	.	PUNCT
aeasj-242	315	1	bis	bis	PROPN
aeasj-242	315	2	working	working	NOUN
aeasj-242	315	3	papers	paper	NOUN
aeasj-242	315	4	,	,	PUNCT
aeasj-242	315	5	no	no	DET
aeasj-242	315	6	381	381	NUM
aeasj-242	315	7	.	.	PUNCT
aeasj-242	316	1	cecchetti	cecchetti	PROPN
aeasj-242	316	2	,	,	PUNCT
aeasj-242	316	3	s.	s.	PROPN
aeasj-242	316	4	g.	g.	PROPN
aeasj-242	316	5	&	&	CCONJ
aeasj-242	316	6	kharroub	kharroub	PROPN
aeasj-242	316	7	,	,	PUNCT
aeasj-242	316	8	e.	e.	PROPN
aeasj-242	316	9	,	,	PUNCT
aeasj-242	316	10	(	(	PUNCT
aeasj-242	316	11	2012	2012	NUM
aeasj-242	316	12	)	)	PUNCT
aeasj-242	316	13	.	.	PUNCT
aeasj-242	317	1	reassessing	reassess	VERB
aeasj-242	317	2	the	the	DET
aeasj-242	317	3	impact	impact	NOUN
aeasj-242	317	4	of	of	ADP
aeasj-242	317	5	finance	finance	NOUN
aeasj-242	317	6	on	on	ADP
aeasj-242	317	7	growth	growth	NOUN
aeasj-242	317	8	.	.	PUNCT
aeasj-242	318	1	bis	bis	PROPN
aeasj-242	318	2	working	working	NOUN
aeasj-242	318	3	papers	paper	NOUN
aeasj-242	318	4	,	,	PUNCT
aeasj-242	318	5	no	no	DET
aeasj-242	318	6	381	381	NUM
aeasj-242	318	7	.	.	PUNCT
aeasj-242	319	1	david	david	PROPN
aeasj-242	319	2	a	a	PROPN
aeasj-242	319	3	c	c	PROPN
aeasj-242	319	4	,	,	PUNCT
aeasj-242	319	5	mlachila	mlachila	VERB
aeasj-242	319	6	m	m	NOUN
aeasj-242	319	7	and	and	CCONJ
aeasj-242	319	8	moheeput	moheeput	VERB
aeasj-242	319	9	a	a	DET
aeasj-242	319	10	(	(	PUNCT
aeasj-242	319	11	2014	2014	NUM
aeasj-242	319	12	)	)	PUNCT
aeasj-242	319	13	,	,	PUNCT
aeasj-242	319	14	does	do	VERB
aeasj-242	319	15	openness	openness	NOUN
aeasj-242	319	16	matter	matter	NOUN
aeasj-242	319	17	for	for	ADP
aeasj-242	319	18	financial	financial	ADJ
aeasj-242	319	19	development	development	NOUN
aeasj-242	319	20	in	in	ADP
aeasj-242	319	21	africa	africa	PROPN
aeasj-242	319	22	,	,	PUNCT
aeasj-242	319	23	imf	imf	PROPN
aeasj-242	319	24	working	working	PROPN
aeasj-242	319	25	paper	paper	NOUN
aeasj-242	319	26	,	,	PUNCT
aeasj-242	319	27	wp/14/94	wp/14/94	PROPN
aeasj-242	319	28	.	.	PUNCT
aeasj-242	320	1	econometric	econometric	ADJ
aeasj-242	320	2	model	model	NOUN
aeasj-242	320	3	using	use	VERB
aeasj-242	320	4	ardl	ardl	NOUN
aeasj-242	320	5	approach	approach	NOUN
aeasj-242	320	6	to	to	ADP
aeasj-242	320	7	cointegration	cointegration	NOUN
aeasj-242	320	8	,	,	PUNCT
aeasj-242	320	9	american	american	ADJ
aeasj-242	320	10	journal	journal	NOUN
aeasj-242	320	11	of	of	ADP
aeasj-242	320	12	social	social	ADJ
aeasj-242	320	13	science	science	NOUN
aeasj-242	320	14	,	,	PUNCT
aeasj-242	320	15	vol	vol	NOUN
aeasj-242	320	16	3	3	NUM
aeasj-242	320	17	,	,	PUNCT
aeasj-242	320	18	no	no	DET
aeasj-242	320	19	6	6	NUM
aeasj-242	320	20	.	.	PUNCT
aeasj-242	321	1	engle	engle	PROPN
aeasj-242	321	2	,	,	PUNCT
aeasj-242	321	3	r.	r.	PROPN
aeasj-242	321	4	f.	f.	PROPN
aeasj-242	321	5	,	,	PUNCT
aeasj-242	321	6	&	&	CCONJ
aeasj-242	321	7	granger	granger	PROPN
aeasj-242	321	8	c.	c.	PROPN
aeasj-242	321	9	w.	w.	PROPN
aeasj-242	321	10	j	j	PROPN
aeasj-242	321	11	.	.	PUNCT
aeasj-242	321	12	,	,	PUNCT
aeasj-242	321	13	(	(	PUNCT
aeasj-242	321	14	1987	1987	NUM
aeasj-242	321	15	)	)	PUNCT
aeasj-242	321	16	.	.	PUNCT
aeasj-242	322	1	cointegration	cointegration	NOUN
aeasj-242	322	2	and	and	CCONJ
aeasj-242	322	3	error	error	NOUN
aeasj-242	322	4	correction	correction	NOUN
aeasj-242	322	5	:	:	PUNCT
aeasj-242	322	6	presentation	presentation	NOUN
aeasj-242	322	7	,	,	PUNCT
aeasj-242	322	8	estimation	estimation	NOUN
aeasj-242	322	9	,	,	PUNCT
aeasj-242	322	10	and	and	CCONJ
aeasj-242	322	11	testing	testing	NOUN
aeasj-242	322	12	.	.	PUNCT
aeasj-242	323	1	econometrica	econometrica	PROPN
aeasj-242	323	2	,	,	PUNCT
aeasj-242	323	3	55	55	NUM
aeasj-242	323	4	,	,	PUNCT
aeasj-242	323	5	251	251	NUM
aeasj-242	323	6	-	-	SYM
aeasj-242	323	7	276	276	NUM
aeasj-242	323	8	.	.	PUNCT
aeasj-242	324	1	enisan	enisan	ADJ
aeasj-242	324	2	a	a	DET
aeasj-242	324	3	a	a	NOUN
aeasj-242	324	4	and	and	CCONJ
aeasj-242	324	5	oni	oni	NOUN
aeasj-242	324	6	i	i	PRON
aeasj-242	324	7	o	o	NOUN
aeasj-242	324	8	(	(	PUNCT
aeasj-242	324	9	2015	2015	NUM
aeasj-242	324	10	)	)	PUNCT
aeasj-242	324	11	,	,	PUNCT
aeasj-242	324	12	determinants	determinant	NOUN
aeasj-242	324	13	of	of	ADP
aeasj-242	324	14	bank	bank	NOUN
aeasj-242	324	15	credit	credit	NOUN
aeasj-242	324	16	growth	growth	NOUN
aeasj-242	324	17	in	in	ADP
aeasj-242	324	18	nigeria	nigeria	PROPN
aeasj-242	324	19	1980	1980	NUM
aeasj-242	324	20	-	-	SYM
aeasj-242	324	21	2010	2010	NUM
aeasj-242	324	22	,	,	PUNCT
aeasj-242	324	23	european	european	ADJ
aeasj-242	324	24	journal	journal	NOUN
aeasj-242	324	25	of	of	ADP
aeasj-242	324	26	sustainable	sustainable	ADJ
aeasj-242	324	27	development	development	NOUN
aeasj-242	324	28	,	,	PUNCT
aeasj-242	324	29	4,1	4,1	NUM
aeasj-242	324	30	,	,	PUNCT
aeasj-242	324	31	23	23	NUM
aeasj-242	324	32	-	-	SYM
aeasj-242	324	33	30	30	NUM
aeasj-242	324	34	.	.	PUNCT
aeasj-242	325	1	frimpong	frimpong	PROPN
aeasj-242	325	2	j	j	PROPN
aeasj-242	325	3	m	m	PROPN
aeasj-242	325	4	and	and	CCONJ
aeasj-242	325	5	marbuah	marbuah	PROPN
aeasj-242	325	6	g	g	PROPN
aeasj-242	325	7	(	(	PUNCT
aeasj-242	325	8	2010	2010	NUM
aeasj-242	325	9	)	)	PUNCT
aeasj-242	325	10	,	,	PUNCT
aeasj-242	325	11	determinants	determinant	NOUN
aeasj-242	325	12	of	of	ADP
aeasj-242	325	13	private	private	ADJ
aeasj-242	325	14	sector	sector	NOUN
aeasj-242	325	15	investment	investment	NOUN
aeasj-242	325	16	in	in	ADP
aeasj-242	325	17	ghana	ghana	PROPN
aeasj-242	325	18	:	:	PUNCT
aeasj-242	325	19	an	an	DET
aeasj-242	325	20	ardl	ardl	NOUN
aeasj-242	325	21	approach	approach	NOUN
aeasj-242	325	22	,	,	PUNCT
aeasj-242	325	23	journal	journal	NOUN
aeasj-242	325	24	of	of	ADP
aeasj-242	325	25	poverty	poverty	NOUN
aeasj-242	325	26	,	,	PUNCT
aeasj-242	325	27	investment	investment	NOUN
aeasj-242	325	28	and	and	CCONJ
aeasj-242	325	29	development	development	NOUN
aeasj-242	325	30	european	european	PROPN
aeasj-242	325	31	journal	journal	PROPN
aeasj-242	325	32	of	of	ADP
aeasj-242	325	33	social	social	ADJ
aeasj-242	325	34	sciences	science	NOUN
aeasj-242	325	35	,	,	PUNCT
aeasj-242	325	36	vol	vol	VERB
aeasj-242	325	37	15	15	NUM
aeasj-242	325	38	no	no	DET
aeasj-242	325	39	2	2	NUM
aeasj-242	325	40	.	.	PUNCT
aeasj-242	326	1	haas	haas	NOUN
aeasj-242	326	2	r	r	PROPN
aeasj-242	326	3	ta	ta	PROPN
aeasj-242	326	4	and	and	CCONJ
aeasj-242	326	5	lelyveld	lelyveld	VERB
aeasj-242	326	6	i	i	PRON
aeasj-242	326	7	p	p	PROPN
aeasj-242	326	8	p	p	X
aeasj-242	326	9	(	(	PUNCT
aeasj-242	326	10	2002	2002	NUM
aeasj-242	326	11	)	)	PUNCT
aeasj-242	326	12	,	,	PUNCT
aeasj-242	326	13	foreign	foreign	ADJ
aeasj-242	326	14	bank	bank	NOUN
aeasj-242	326	15	penetration	penetration	NOUN
aeasj-242	326	16	and	and	CCONJ
aeasj-242	326	17	private	private	ADJ
aeasj-242	326	18	sector	sector	NOUN
aeasj-242	326	19	credit	credit	NOUN
aeasj-242	326	20	in	in	ADP
aeasj-242	326	21	central	central	ADJ
aeasj-242	326	22	and	and	CCONJ
aeasj-242	326	23	eastern	eastern	ADJ
aeasj-242	326	24	europe	europe	PROPN
aeasj-242	326	25	,	,	PUNCT
aeasj-242	326	26	de	de	PROPN
aeasj-242	326	27	nederlandsche	nederlandsche	PROPN
aeasj-242	326	28	bank	bank	PROPN
aeasj-242	326	29	nv	nv	PROPN
aeasj-242	326	30	,	,	PUNCT
aeasj-242	326	31	amsterdam	amsterdam	PROPN
aeasj-242	326	32	.	.	PUNCT
aeasj-242	327	1	hofmann	hofmann	PROPN
aeasj-242	327	2	b	b	PROPN
aeasj-242	327	3	(	(	PUNCT
aeasj-242	327	4	2001	2001	NUM
aeasj-242	327	5	)	)	PUNCT
aeasj-242	327	6	,	,	PUNCT
aeasj-242	327	7	determinants	determinant	NOUN
aeasj-242	327	8	of	of	ADP
aeasj-242	327	9	private	private	ADJ
aeasj-242	327	10	sector	sector	NOUN
aeasj-242	327	11	credit	credit	NOUN
aeasj-242	327	12	in	in	ADP
aeasj-242	327	13	industrialized	industrialized	ADJ
aeasj-242	327	14	countries	country	NOUN
aeasj-242	327	15	:	:	PUNCT
aeasj-242	327	16	do	do	VERB
aeasj-242	327	17	property	property	NOUN
aeasj-242	327	18	prices	price	NOUN
aeasj-242	327	19	matter	matter	VERB
aeasj-242	327	20	?	?	PUNCT
aeasj-242	328	1	bank	bank	NOUN
aeasj-242	328	2	for	for	ADP
aeasj-242	328	3	international	international	ADJ
aeasj-242	328	4	settlemets	settlemet	NOUN
aeasj-242	328	5	,	,	PUNCT
aeasj-242	328	6	working	work	VERB
aeasj-242	328	7	paper	paper	NOUN
aeasj-242	328	8	no.8	no.8	PROPN
aeasj-242	328	9	.	.	PUNCT
aeasj-242	329	1	international	international	ADJ
aeasj-242	329	2	country	country	NOUN
aeasj-242	329	3	risk	risk	NOUN
aeasj-242	329	4	guide	guide	NOUN
aeasj-242	329	5	(	(	PUNCT
aeasj-242	329	6	2014	2014	NUM
aeasj-242	329	7	)	)	PUNCT
aeasj-242	329	8	,	,	PUNCT
aeasj-242	329	9	political	political	ADJ
aeasj-242	329	10	risk	risk	NOUN
aeasj-242	329	11	services	service	NOUN
aeasj-242	329	12	,	,	PUNCT
aeasj-242	329	13	retrieved	retrieve	VERB
aeasj-242	329	14	from	from	ADP
aeasj-242	329	15	:	:	PUNCT
aeasj-242	329	16	http://www.info.worldbank.org/governance/wgi/pdf/prs	http://www.info.worldbank.org/governance/wgi/pdf/prs	NOUN
aeasj-242	329	17	(	(	PUNCT
aeasj-242	329	18	26	26	NUM
aeasj-242	329	19	novmber	novmber	NOUN
aeasj-242	329	20	2014	2014	NUM
aeasj-242	329	21	)	)	PUNCT
aeasj-242	330	1	iqbal	iqbal	PROPN
aeasj-242	330	2	m	m	PROPN
aeasj-242	330	3	z	z	PROPN
aeasj-242	330	4	,	,	PUNCT
aeasj-242	330	5	ahmad	ahmad	PROPN
aeasj-242	330	6	n	n	CCONJ
aeasj-242	330	7	a	a	PRON
aeasj-242	330	8	and	and	CCONJ
aeasj-242	330	9	hussain	hussain	PROPN
aeasj-242	330	10	z	z	PROPN
aeasj-242	330	11	(	(	PUNCT
aeasj-242	330	12	2012	2012	NUM
aeasj-242	330	13	)	)	PUNCT
aeasj-242	330	14	,	,	PUNCT
aeasj-242	330	15	impact	impact	NOUN
aeasj-242	330	16	of	of	ADP
aeasj-242	330	17	savings	saving	NOUN
aeasj-242	330	18	and	and	CCONJ
aeasj-242	330	19	credit	credit	NOUN
aeasj-242	330	20	on	on	ADP
aeasj-242	330	21	economic	economic	ADJ
aeasj-242	330	22	growth	growth	NOUN
aeasj-242	330	23	in	in	ADP
aeasj-242	330	24	pakistan	pakistan	PROPN
aeasj-242	330	25	,	,	PUNCT
aeasj-242	330	26	pakiastan	pakiastan	ADJ
aeasj-242	330	27	journal	journal	NOUN
aeasj-242	330	28	of	of	ADP
aeasj-242	330	29	social	social	ADJ
aeasj-242	330	30	sciences	science	NOUN
aeasj-242	330	31	,	,	PUNCT
aeasj-242	330	32	vol	vol	NOUN
aeasj-242	330	33	32	32	NUM
aeasj-242	330	34	,	,	PUNCT
aeasj-242	330	35	no	no	DET
aeasj-242	330	36	1	1	NUM
aeasj-242	330	37	pp	pp	ADP
aeasj-242	330	38	39	39	NUM
aeasj-242	330	39	-	-	SYM
aeasj-242	330	40	48	48	NUM
aeasj-242	330	41	.	.	PUNCT
aeasj-242	331	1	kemal	kemal	PROPN
aeasj-242	331	2	,	,	PUNCT
aeasj-242	331	3	a.	a.	PROPN
aeasj-242	331	4	r.	r.	PROPN
aeasj-242	331	5	,	,	PUNCT
aeasj-242	331	6	and	and	CCONJ
aeasj-242	331	7	others	other	NOUN
aeasj-242	331	8	,	,	PUNCT
aeasj-242	331	9	(	(	PUNCT
aeasj-242	331	10	2007	2007	NUM
aeasj-242	331	11	)	)	PUNCT
aeasj-242	331	12	.	.	PUNCT
aeasj-242	332	1	financial	financial	ADJ
aeasj-242	332	2	development	development	NOUN
aeasj-242	332	3	and	and	CCONJ
aeasj-242	332	4	economic	economic	ADJ
aeasj-242	332	5	growth	growth	NOUN
aeasj-242	332	6	:	:	PUNCT
aeasj-242	332	7	evidence	evidence	NOUN
aeasj-242	332	8	from	from	ADP
aeasj-242	332	9	heterogeneous	heterogeneous	ADJ
aeasj-242	332	10	panel	panel	NOUN
aeasj-242	332	11	of	of	ADP
aeasj-242	332	12	high	high	ADJ
aeasj-242	332	13	income	income	NOUN
aeasj-242	332	14	countries	country	NOUN
aeasj-242	332	15	.	.	PUNCT
aeasj-242	333	1	the	the	DET
aeasj-242	333	2	lahore	lahore	PROPN
aeasj-242	333	3	journal	journal	PROPN
aeasj-242	333	4	of	of	ADP
aeasj-242	333	5	economics	economic	NOUN
aeasj-242	333	6	,	,	PUNCT
aeasj-242	333	7	12	12	NUM
aeasj-242	333	8	,	,	PUNCT
aeasj-242	333	9	1	1	NUM
aeasj-242	333	10	-	-	SYM
aeasj-242	333	11	34	34	NUM
aeasj-242	333	12	.	.	PUNCT
aeasj-242	333	13	king	king	PROPN
aeasj-242	333	14	,	,	PUNCT
aeasj-242	333	15	r.	r.	PROPN
aeasj-242	333	16	g.	g.	PROPN
aeasj-242	333	17	,	,	PUNCT
aeasj-242	333	18	&	&	CCONJ
aeasj-242	333	19	levine	levine	PROPN
aeasj-242	333	20	,	,	PUNCT
aeasj-242	333	21	r.	r.	PROPN
aeasj-242	333	22	,	,	PUNCT
aeasj-242	333	23	(	(	PUNCT
aeasj-242	333	24	1993	1993	NUM
aeasj-242	333	25	)	)	PUNCT
aeasj-242	333	26	.	.	PUNCT
aeasj-242	334	1	finance	finance	NOUN
aeasj-242	334	2	and	and	CCONJ
aeasj-242	334	3	growth	growth	NOUN
aeasj-242	334	4	:	:	PUNCT
aeasj-242	334	5	shumpeter	shumpeter	NOUN
aeasj-242	334	6	might	might	AUX
aeasj-242	334	7	be	be	AUX
aeasj-242	334	8	right	right	ADJ
aeasj-242	334	9	.	.	PUNCT
aeasj-242	335	1	quarterly	quarterly	ADJ
aeasj-242	335	2	journal	journal	NOUN
aeasj-242	335	3	of	of	ADP
aeasj-242	335	4	economics	economic	NOUN
aeasj-242	335	5	,	,	PUNCT
aeasj-242	335	6	108	108	NUM
aeasj-242	335	7	,	,	PUNCT
aeasj-242	335	8	717	717	NUM
aeasj-242	335	9	-	-	SYM
aeasj-242	335	10	737	737	NUM
aeasj-242	335	11	.	.	PUNCT
aeasj-242	336	1	krause	krause	PROPN
aeasj-242	336	2	s	s	PART
aeasj-242	336	3	and	and	CCONJ
aeasj-242	336	4	rioja	rioja	ADJ
aeasj-242	336	5	f	f	PROPN
aeasj-242	336	6	(	(	PUNCT
aeasj-242	336	7	2006	2006	NUM
aeasj-242	336	8	)	)	PUNCT
aeasj-242	336	9	,	,	PUNCT
aeasj-242	336	10	financial	financial	ADJ
aeasj-242	336	11	development	development	NOUN
aeasj-242	336	12	and	and	CCONJ
aeasj-242	336	13	monetary	monetary	ADJ
aeasj-242	336	14	policy	policy	NOUN
aeasj-242	336	15	efficiency	efficiency	NOUN
aeasj-242	336	16	,	,	PUNCT
aeasj-242	336	17	department	department	NOUN
aeasj-242	336	18	of	of	ADP
aeasj-242	336	19	economics	economic	NOUN
aeasj-242	336	20	,	,	PUNCT
aeasj-242	336	21	georgia	georgia	PROPN
aeasj-242	336	22	state	state	PROPN
aeasj-242	336	23	university	university	PROPN
aeasj-242	336	24	.	.	PUNCT
aeasj-242	336	25	levine	levine	PROPN
aeasj-242	336	26	,	,	PUNCT
aeasj-242	336	27	r.	r.	PROPN
aeasj-242	336	28	,	,	PUNCT
aeasj-242	336	29	(	(	PUNCT
aeasj-242	336	30	1997	1997	NUM
aeasj-242	336	31	)	)	PUNCT
aeasj-242	336	32	.	.	PUNCT
aeasj-242	337	1	financial	financial	ADJ
aeasj-242	337	2	development	development	NOUN
aeasj-242	337	3	and	and	CCONJ
aeasj-242	337	4	economic	economic	ADJ
aeasj-242	337	5	growth	growth	NOUN
aeasj-242	337	6	:	:	PUNCT
aeasj-242	337	7	views	view	NOUN
aeasj-242	337	8	and	and	CCONJ
aeasj-242	337	9	agenda	agenda	NOUN
aeasj-242	337	10	.	.	PUNCT
aeasj-242	338	1	journal	journal	PROPN
aeasj-242	338	2	of	of	ADP
aeasj-242	338	3	economic	economic	ADJ
aeasj-242	338	4	literature	literature	NOUN
aeasj-242	338	5	,	,	PUNCT
aeasj-242	338	6	35	35	NUM
aeasj-242	338	7	,	,	PUNCT
aeasj-242	338	8	688	688	NUM
aeasj-242	338	9	-	-	SYM
aeasj-242	338	10	726	726	NUM
aeasj-242	338	11	.	.	PUNCT
aeasj-242	339	1	maddala	maddala	PROPN
aeasj-242	339	2	,	,	PUNCT
aeasj-242	339	3	g.s	g.s	PROPN
aeasj-242	339	4	.	.	PROPN
aeasj-242	339	5	,	,	PUNCT
aeasj-242	339	6	(	(	PUNCT
aeasj-242	339	7	1992	1992	NUM
aeasj-242	339	8	)	)	PUNCT
aeasj-242	339	9	.	.	PUNCT
aeasj-242	340	1	introduction	introduction	NOUN
aeasj-242	340	2	to	to	ADP
aeasj-242	340	3	econometrics	econometric	NOUN
aeasj-242	340	4	.	.	PUNCT
aeasj-242	341	1	second	second	ADJ
aeasj-242	341	2	edition	edition	PROPN
aeasj-242	341	3	,	,	PUNCT
aeasj-242	341	4	macmillan	macmillan	PROPN
aeasj-242	341	5	publishing	publishing	PROPN
aeasj-242	341	6	company	company	NOUN
aeasj-242	341	7	,	,	PUNCT
aeasj-242	341	8	new	new	PROPN
aeasj-242	341	9	york	york	PROPN
aeasj-242	341	10	maddala	maddala	PROPN
aeasj-242	341	11	,	,	PUNCT
aeasj-242	341	12	s.	s.	PROPN
aeasj-242	341	13	g.	g.	PROPN
aeasj-242	341	14	and	and	CCONJ
aeasj-242	341	15	kim	kim	PROPN
aeasj-242	341	16	,	,	PUNCT
aeasj-242	341	17	i.	i.	PROPN
aeasj-242	341	18	,	,	PUNCT
aeasj-242	341	19	(	(	PUNCT
aeasj-242	341	20	1998	1998	NUM
aeasj-242	341	21	)	)	PUNCT
aeasj-242	341	22	unit	unit	NOUN
aeasj-242	341	23	root	root	NOUN
aeasj-242	341	24	,	,	PUNCT
aeasj-242	341	25	cointegration	cointegration	NOUN
aeasj-242	341	26	and	and	CCONJ
aeasj-242	341	27	structural	structural	ADJ
aeasj-242	341	28	change	change	NOUN
aeasj-242	341	29	.	.	PUNCT
aeasj-242	342	1	cambridge	cambridge	PROPN
aeasj-242	342	2	university	university	PROPN
aeasj-242	342	3	press	press	PROPN
aeasj-242	342	4	,	,	PUNCT
aeasj-242	342	5	cambridge	cambridge	PROPN
aeasj-242	342	6	.	.	PROPN
aeasj-242	343	1	mohamed	mohamed	PROPN
aeasj-242	343	2	,	,	PUNCT
aeasj-242	343	3	s.	s.	PROPN
aeasj-242	343	4	e.	e.	PROPN
aeasj-242	343	5	,	,	PUNCT
aeasj-242	343	6	(	(	PUNCT
aeasj-242	343	7	2008	2008	NUM
aeasj-242	343	8	)	)	PUNCT
aeasj-242	343	9	.	.	PUNCT
aeasj-242	344	1	finance	finance	NOUN
aeasj-242	344	2	-	-	PUNCT
aeasj-242	344	3	growth	growth	NOUN
aeasj-242	344	4	nexus	nexus	NOUN
aeasj-242	344	5	in	in	ADP
aeasj-242	344	6	sudan	sudan	PROPN
aeasj-242	344	7	:	:	PUNCT
aeasj-242	344	8	empirical	empirical	ADJ
aeasj-242	344	9	assessment	assessment	NOUN
aeasj-242	344	10	based	base	VERB
aeasj-242	344	11	on	on	ADP
aeasj-242	344	12	an	an	DET
aeasj-242	344	13	application	application	NOUN
aeasj-242	344	14	of	of	ADP
aeasj-242	344	15	the	the	DET
aeasj-242	344	16	autoregressive	autoregressive	ADJ
aeasj-242	344	17	distributed	distribute	VERB
aeasj-242	344	18	lag	lag	NOUN
aeasj-242	344	19	(	(	PUNCT
aeasj-242	344	20	ardl	ardl	NOUN
aeasj-242	344	21	)	)	PUNCT
aeasj-242	344	22	model	model	NOUN
aeasj-242	344	23	.	.	PUNCT
aeasj-242	345	1	working	work	VERB
aeasj-242	345	2	paper	paper	NOUN
aeasj-242	345	3	,	,	PUNCT
aeasj-242	345	4	no	no	INTJ
aeasj-242	345	5	.	.	PUNCT
aeasj-242	345	6	api	api	PROPN
aeasj-242	345	7	/	/	SYM
aeasj-242	345	8	wps	wps	PROPN
aeasj-242	345	9	0803	0803	NUM
aeasj-242	345	10	,	,	PUNCT
aeasj-242	345	11	arab	arab	PROPN
aeasj-242	345	12	planning	planning	PROPN
aeasj-242	345	13	institute	institute	PROPN
aeasj-242	345	14	,	,	PUNCT
aeasj-242	345	15	kuwait	kuwait	PROPN
aeasj-242	345	16	.	.	PUNCT
aeasj-242	346	1	mutenheri	mutenheri	PROPN
aeasj-242	346	2	e	e	PROPN
aeasj-242	346	3	(	(	PUNCT
aeasj-242	346	4	2003	2003	NUM
aeasj-242	346	5	)	)	PUNCT
aeasj-242	346	6	,	,	PUNCT
aeasj-242	346	7	the	the	DET
aeasj-242	346	8	determinants	determinant	NOUN
aeasj-242	346	9	of	of	ADP
aeasj-242	346	10	corporate	corporate	ADJ
aeasj-242	346	11	financial	financial	ADJ
aeasj-242	346	12	policy	policy	NOUN
aeasj-242	346	13	in	in	ADP
aeasj-242	346	14	zimbabwe	zimbabwe	ADJ
aeasj-242	346	15	:	:	PUNCT
aeasj-242	346	16	empirical	empirical	ADJ
aeasj-242	346	17	evidence	evidence	NOUN
aeasj-242	346	18	from	from	ADP
aeasj-242	346	19	company	company	NOUN
aeasj-242	346	20	panel	panel	NOUN
aeasj-242	346	21	data	datum	NOUN
aeasj-242	346	22	,	,	PUNCT
aeasj-242	346	23	lough	lough	NOUN
aeasj-242	346	24	borough	borough	NOUN
aeasj-242	346	25	university	university	NOUN
aeasj-242	346	26	,	,	PUNCT
aeasj-242	346	27	phd	phd	NOUN
aeasj-242	346	28	thesis	thesis	NOUN
aeasj-242	346	29	.	.	PUNCT
aeasj-242	347	1	nezakati	nezakati	PROPN
aeasj-242	347	2	h	h	PROPN
aeasj-242	347	3	,	,	PUNCT
aeasj-242	347	4	fakhreddin	fakhreddin	ADJ
aeasj-242	347	5	f	f	PROPN
aeasj-242	347	6	and	and	CCONJ
aeasj-242	347	7	vaighan	vaighan	PROPN
aeasj-242	347	8	b	b	PROPN
aeasj-242	347	9	m	m	PROPN
aeasj-242	347	10	(	(	PUNCT
aeasj-242	347	11	2011	2011	NUM
aeasj-242	347	12	)	)	PUNCT
aeasj-242	347	13	,	,	PUNCT
aeasj-242	347	14	do	do	VERB
aeasj-242	347	15	local	local	ADJ
aeasj-242	347	16	banks	bank	NOUN
aeasj-242	347	17	credits	credit	NOUN
aeasj-242	347	18	to	to	ADP
aeasj-242	347	19	private	private	ADJ
aeasj-242	347	20	sector	sector	NOUN
aeasj-242	347	21	and	and	CCONJ
aeasj-242	347	22	domestic	domestic	ADJ
aeasj-242	347	23	direct	direct	ADJ
aeasj-242	347	24	investments	investment	NOUN
aeasj-242	347	25	inflow	inflow	NOUN
aeasj-242	347	26	affect	affect	VERB
aeasj-242	347	27	fdi	fdi	ADJ
aeasj-242	347	28	inflow	inflow	NOUN
aeasj-242	347	29	?	?	PUNCT
aeasj-242	348	1	(	(	PUNCT
aeasj-242	348	2	malaysia	malaysia	NOUN
aeasj-242	348	3	evidence	evidence	NOUN
aeasj-242	348	4	)	)	PUNCT
aeasj-242	348	5	,	,	PUNCT
aeasj-242	348	6	world	world	NOUN
aeasj-242	348	7	appliances	appliance	NOUN
aeasj-242	348	8	sciences	sciences	PROPN
aeasj-242	348	9	journal	journal	PROPN
aeasj-242	348	10	15	15	NUM
aeasj-242	348	11	(	(	PUNCT
aeasj-242	348	12	11	11	NUM
aeasj-242	348	13	):	):	PUNCT
aeasj-242	348	14	1576	1576	NUM
aeasj-242	348	15	-	-	SYM
aeasj-242	348	16	1583	1583	NUM
aeasj-242	348	17	.	.	PUNCT
aeasj-242	349	1	okey	okey	PROPN
aeasj-242	349	2	m	m	PROPN
aeasj-242	349	3	k	k	PROPN
aeasj-242	349	4	n	n	PROPN
aeasj-242	349	5	(	(	PUNCT
aeasj-242	349	6	2011	2011	NUM
aeasj-242	349	7	)	)	PUNCT
aeasj-242	349	8	,	,	PUNCT
aeasj-242	349	9	institutional	institutional	ADJ
aeasj-242	349	10	reforms	reform	NOUN
aeasj-242	349	11	,	,	PUNCT
aeasj-242	349	12	private	private	ADJ
aeasj-242	349	13	sector	sector	NOUN
aeasj-242	349	14	and	and	CCONJ
aeasj-242	349	15	economic	economic	ADJ
aeasj-242	349	16	growth	growth	NOUN
aeasj-242	349	17	in	in	ADP
aeasj-242	349	18	africa	africa	PROPN
aeasj-242	349	19	,	,	PUNCT
aeasj-242	349	20	unu	unu	PROPN
aeasj-242	349	21	-	-	PUNCT
aeasj-242	349	22	wider	wide	ADJ
aeasj-242	349	23	copyright	copyright	NOUN
aeasj-242	349	24	©	©	PROPN
aeasj-242	349	25	cc	cc	NOUN
aeasj-242	349	26	-	-	PUNCT
aeasj-242	349	27	by	by	ADP
aeasj-242	349	28	-	-	PUNCT
aeasj-242	349	29	nc	nc	PROPN
aeasj-242	349	30	2019	2019	NUM
aeasj-242	349	31	,	,	PUNCT
aeasj-242	349	32	cribfb	cribfb	VERB
aeasj-242	349	33	|	|	ADV
aeasj-242	349	34	aesr	aesr	ADV
aeasj-242	349	35	www.cribfb.com/journal/index.php/aesr	www.cribfb.com/journal/index.php/aesr	VERB
aeasj-242	349	36	american	american	PROPN
aeasj-242	349	37	economic	economic	PROPN
aeasj-242	349	38	&	&	CCONJ
aeasj-242	349	39	social	social	PROPN
aeasj-242	349	40	review	review	PROPN
aeasj-242	349	41	vol	vol	NOUN
aeasj-242	349	42	.	.	PROPN
aeasj-242	350	1	5	5	NUM
aeasj-242	350	2	,	,	PUNCT
aeasj-242	350	3	no	no	INTJ
aeasj-242	350	4	.	.	NOUN
aeasj-242	350	5	1	1	NUM
aeasj-242	350	6	;	;	PUNCT
aeasj-242	351	1	2019	2019	NUM
aeasj-242	351	2	20	20	NUM
aeasj-242	351	3	osman	osman	NOUN
aeasj-242	351	4	e	e	PROPN
aeasj-242	351	5	g	g	PROPN
aeasj-242	351	6	a	a	PRON
aeasj-242	351	7	(	(	PUNCT
aeasj-242	351	8	2014	2014	NUM
aeasj-242	351	9	)	)	PUNCT
aeasj-242	351	10	,	,	PUNCT
aeasj-242	351	11	the	the	DET
aeasj-242	351	12	impact	impact	NOUN
aeasj-242	351	13	of	of	ADP
aeasj-242	351	14	private	private	ADJ
aeasj-242	351	15	sector	sector	NOUN
aeasj-242	351	16	credit	credit	NOUN
aeasj-242	351	17	on	on	ADP
aeasj-242	351	18	saudi	saudi	PROPN
aeasj-242	351	19	arabia	arabia	PROPN
aeasj-242	351	20	economic	economic	ADJ
aeasj-242	351	21	growth	growth	NOUN
aeasj-242	351	22	(	(	PUNCT
aeasj-242	351	23	gdp	gdp	NOUN
aeasj-242	351	24	):	):	PUNCT
aeasj-242	351	25	an	an	DET
aeasj-242	351	26	pesaran	pesaran	NOUN
aeasj-242	351	27	,	,	PUNCT
aeasj-242	351	28	h.	h.	PROPN
aeasj-242	351	29	m.	m.	PROPN
aeasj-242	351	30	,	,	PUNCT
aeasj-242	351	31	(	(	PUNCT
aeasj-242	351	32	1997	1997	NUM
aeasj-242	351	33	)	)	PUNCT
aeasj-242	351	34	.	.	PUNCT
aeasj-242	352	1	the	the	DET
aeasj-242	352	2	role	role	NOUN
aeasj-242	352	3	of	of	ADP
aeasj-242	352	4	economic	economic	ADJ
aeasj-242	352	5	theory	theory	NOUN
aeasj-242	352	6	in	in	ADP
aeasj-242	352	7	modeling	model	VERB
aeasj-242	352	8	the	the	DET
aeasj-242	352	9	long	long	ADV
aeasj-242	352	10	-	-	PUNCT
aeasj-242	352	11	run	run	NOUN
aeasj-242	352	12	.	.	PUNCT
aeasj-242	353	1	economic	economic	ADJ
aeasj-242	353	2	journal	journal	NOUN
aeasj-242	353	3	,	,	PUNCT
aeasj-242	353	4	107	107	NUM
aeasj-242	353	5	,	,	PUNCT
aeasj-242	353	6	178	178	NUM
aeasj-242	353	7	-	-	SYM
aeasj-242	353	8	191	191	NUM
aeasj-242	353	9	.	.	PUNCT
aeasj-242	354	1	pesaran	pesaran	VERB
aeasj-242	354	2	,	,	PUNCT
aeasj-242	354	3	h.	h.	PROPN
aeasj-242	354	4	m.	m.	PROPN
aeasj-242	354	5	,	,	PUNCT
aeasj-242	354	6	and	and	CCONJ
aeasj-242	354	7	shin	shin	NOUN
aeasj-242	354	8	,	,	PUNCT
aeasj-242	354	9	y.	y.	PROPN
aeasj-242	354	10	,	,	PUNCT
aeasj-242	354	11	(	(	PUNCT
aeasj-242	354	12	1998	1998	NUM
aeasj-242	354	13	)	)	PUNCT
aeasj-242	354	14	.	.	PUNCT
aeasj-242	355	1	an	an	DET
aeasj-242	355	2	autoregressive	autoregressive	ADJ
aeasj-242	355	3	distributed	distribute	VERB
aeasj-242	355	4	lag	lag	NOUN
aeasj-242	355	5	modeling	modeling	NOUN
aeasj-242	355	6	approach	approach	NOUN
aeasj-242	355	7	to	to	ADP
aeasj-242	355	8	cointegration	cointegration	NOUN
aeasj-242	355	9	analysis	analysis	NOUN
aeasj-242	355	10	.	.	PUNCT
aeasj-242	356	1	in	in	ADP
aeasj-242	356	2	:	:	PUNCT
aeasj-242	356	3	storm	storm	NOUN
aeasj-242	356	4	,	,	PUNCT
aeasj-242	356	5	s.	s.	PROPN
aeasj-242	356	6	editor	editor	PROPN
aeasj-242	356	7	,	,	PUNCT
aeasj-242	356	8	econometrics	econometrics	NOUN
aeasj-242	356	9	and	and	CCONJ
aeasj-242	356	10	economic	economic	ADJ
aeasj-242	356	11	theory	theory	NOUN
aeasj-242	356	12	in	in	ADP
aeasj-242	356	13	the	the	DET
aeasj-242	356	14	20th	20th	ADJ
aeasj-242	356	15	century	century	NOUN
aeasj-242	356	16	,	,	PUNCT
aeasj-242	356	17	centennial	centennial	NOUN
aeasj-242	356	18	.	.	PUNCT
aeasj-242	357	1	cambridge	cambridge	PROPN
aeasj-242	357	2	university	university	PROPN
aeasj-242	357	3	press	press	PROPN
aeasj-242	357	4	,	,	PUNCT
aeasj-242	357	5	uk	uk	PROPN
aeasj-242	357	6	.	.	PROPN
aeasj-242	357	7	pesaran	pesaran	PROPN
aeasj-242	357	8	,	,	PUNCT
aeasj-242	357	9	m.	m.	PROPN
aeasj-242	357	10	h.	h.	PROPN
aeasj-242	357	11	and	and	CCONJ
aeasj-242	357	12	others	other	NOUN
aeasj-242	357	13	,	,	PUNCT
aeasj-242	357	14	(	(	PUNCT
aeasj-242	357	15	2001	2001	NUM
aeasj-242	357	16	)	)	PUNCT
aeasj-242	357	17	.	.	PUNCT
aeasj-242	358	1	bounds	bound	VERB
aeasj-242	358	2	testing	test	VERB
aeasj-242	358	3	approaches	approach	NOUN
aeasj-242	358	4	to	to	ADP
aeasj-242	358	5	the	the	DET
aeasj-242	358	6	analysis	analysis	NOUN
aeasj-242	358	7	of	of	ADP
aeasj-242	358	8	level	level	NOUN
aeasj-242	358	9	relationship	relationship	NOUN
aeasj-242	358	10	.	.	PUNCT
aeasj-242	359	1	journal	journal	PROPN
aeasj-242	359	2	of	of	ADP
aeasj-242	359	3	applied	apply	VERB
aeasj-242	359	4	econometrics	econometric	NOUN
aeasj-242	359	5	,	,	PUNCT
aeasj-242	359	6	16	16	NUM
aeasj-242	359	7	,	,	PUNCT
aeasj-242	359	8	289	289	NUM
aeasj-242	359	9	–	–	PUNCT
aeasj-242	359	10	326	326	NUM
aeasj-242	359	11	.	.	PUNCT
aeasj-242	360	1	pesaran	pesaran	VERB
aeasj-242	360	2	,	,	PUNCT
aeasj-242	360	3	m.	m.	NOUN
aeasj-242	360	4	h.	h.	PROPN
aeasj-242	360	5	,	,	PUNCT
aeasj-242	360	6	and	and	CCONJ
aeasj-242	360	7	others	other	NOUN
aeasj-242	360	8	,	,	PUNCT
aeasj-242	360	9	(	(	PUNCT
aeasj-242	360	10	1996	1996	NUM
aeasj-242	360	11	)	)	PUNCT
aeasj-242	360	12	.	.	PUNCT
aeasj-242	361	1	testing	test	VERB
aeasj-242	361	2	for	for	ADP
aeasj-242	361	3	the	the	DET
aeasj-242	361	4	existence	existence	NOUN
aeasj-242	361	5	of	of	ADP
aeasj-242	361	6	a	a	DET
aeasj-242	361	7	long	long	ADV
aeasj-242	361	8	-	-	PUNCT
aeasj-242	361	9	run	run	NOUN
aeasj-242	361	10	relationship	relationship	NOUN
aeasj-242	361	11	.	.	PUNCT
aeasj-242	362	1	department	department	NOUN
aeasj-242	362	2	of	of	ADP
aeasj-242	362	3	applied	apply	VERB
aeasj-242	362	4	economics	economic	NOUN
aeasj-242	362	5	,	,	PUNCT
aeasj-242	362	6	university	university	NOUN
aeasj-242	362	7	of	of	ADP
aeasj-242	362	8	cambridge	cambridge	PROPN
aeasj-242	362	9	,	,	PUNCT
aeasj-242	362	10	uk	uk	PROPN
aeasj-242	362	11	,	,	PUNCT
aeasj-242	362	12	dae	dae	VERB
aeasj-242	362	13	working	work	VERB
aeasj-242	362	14	papers	paper	NOUN
aeasj-242	362	15	,	,	PUNCT
aeasj-242	362	16	no	no	DET
aeasj-242	362	17	9622	9622	NUM
aeasj-242	362	18	.	.	PUNCT
aeasj-242	363	1	pissarides	pissaride	NOUN
aeasj-242	363	2	f	f	PROPN
aeasj-242	363	3	(	(	PUNCT
aeasj-242	363	4	2001	2001	NUM
aeasj-242	363	5	)	)	PUNCT
aeasj-242	363	6	,	,	PUNCT
aeasj-242	363	7	financial	financial	ADJ
aeasj-242	363	8	structures	structure	NOUN
aeasj-242	363	9	to	to	PART
aeasj-242	363	10	promote	promote	VERB
aeasj-242	363	11	private	private	ADJ
aeasj-242	363	12	sector	sector	NOUN
aeasj-242	363	13	development	development	NOUN
aeasj-242	363	14	in	in	ADP
aeasj-242	363	15	south	south	PROPN
aeasj-242	363	16	eastern	eastern	PROPN
aeasj-242	363	17	europe	europe	PROPN
aeasj-242	363	18	,	,	PUNCT
aeasj-242	363	19	european	european	PROPN
aeasj-242	363	20	bank	bank	PROPN
aeasj-242	363	21	for	for	ADP
aeasj-242	363	22	reconstruction	reconstruction	NOUN
aeasj-242	363	23	and	and	CCONJ
aeasj-242	363	24	development	development	NOUN
aeasj-242	363	25	,	,	PUNCT
aeasj-242	363	26	uk	uk	PROPN
aeasj-242	363	27	,	,	PUNCT
aeasj-242	363	28	working	work	VERB
aeasj-242	363	29	paper	paper	NOUN
aeasj-242	363	30	no	no	DET
aeasj-242	363	31	64	64	NUM
aeasj-242	363	32	.	.	PUNCT
aeasj-242	364	1	rachdi	rachdi	NOUN
aeasj-242	364	2	h	h	NOUN
aeasj-242	364	3	and	and	CCONJ
aeasj-242	364	4	mensi	mensi	NOUN
aeasj-242	364	5	s	s	PROPN
aeasj-242	364	6	(	(	PUNCT
aeasj-242	364	7	2012	2012	NUM
aeasj-242	364	8	)	)	PUNCT
aeasj-242	364	9	,	,	PUNCT
aeasj-242	364	10	does	do	AUX
aeasj-242	364	11	institutions	institution	NOUN
aeasj-242	364	12	quality	quality	NOUN
aeasj-242	364	13	matter	matter	NOUN
aeasj-242	364	14	for	for	ADP
aeasj-242	364	15	financial	financial	ADJ
aeasj-242	364	16	development	development	NOUN
aeasj-242	364	17	and	and	CCONJ
aeasj-242	364	18	economic	economic	ADJ
aeasj-242	364	19	growth	growth	NOUN
aeasj-242	364	20	nexus	nexus	NOUN
aeasj-242	364	21	?	?	PUNCT
aeasj-242	365	1	another	another	DET
aeasj-242	365	2	look	look	NOUN
aeasj-242	365	3	at	at	ADP
aeasj-242	365	4	the	the	DET
aeasj-242	365	5	evidence	evidence	NOUN
aeasj-242	365	6	from	from	ADP
aeasj-242	365	7	mena	mena	PROPN
aeasj-242	365	8	countries	countries	PROPN
aeasj-242	365	9	,	,	PUNCT
aeasj-242	365	10	economic	economic	ADJ
aeasj-242	365	11	research	research	NOUN
aeasj-242	365	12	forum	forum	PROPN
aeasj-242	365	13	,	,	PUNCT
aeasj-242	365	14	wp	wp	PROPN
aeasj-242	365	15	705	705	NUM
aeasj-242	365	16	.	.	PUNCT
aeasj-242	366	1	rashid	rashid	PROPN
aeasj-242	366	2	h	h	PROPN
aeasj-242	366	3	(	(	PUNCT
aeasj-242	366	4	2011	2011	NUM
aeasj-242	366	5	)	)	PUNCT
aeasj-242	366	6	,	,	PUNCT
aeasj-242	366	7	credit	credit	NOUN
aeasj-242	366	8	to	to	ADP
aeasj-242	366	9	private	private	ADJ
aeasj-242	366	10	sector	sector	NOUN
aeasj-242	366	11	,	,	PUNCT
aeasj-242	366	12	interest	interest	NOUN
aeasj-242	366	13	rate	rate	NOUN
aeasj-242	366	14	spread	spread	NOUN
aeasj-242	366	15	and	and	CCONJ
aeasj-242	366	16	volatility	volatility	NOUN
aeasj-242	366	17	in	in	ADP
aeasj-242	366	18	credit	credit	NOUN
aeasj-242	366	19	flows	flow	NOUN
aeasj-242	366	20	:	:	PUNCT
aeasj-242	366	21	do	do	AUX
aeasj-242	366	22	bank	bank	NOUN
aeasj-242	366	23	ownership	ownership	NOUN
aeasj-242	366	24	and	and	CCONJ
aeasj-242	366	25	deposits	deposit	NOUN
aeasj-242	366	26	matter	matter	NOUN
aeasj-242	366	27	?	?	PUNCT
aeasj-242	367	1	economic	economic	ADJ
aeasj-242	367	2	and	and	CCONJ
aeasj-242	367	3	social	social	ADJ
aeasj-242	367	4	affairs	affair	NOUN
aeasj-242	367	5	,	,	PUNCT
aeasj-242	367	6	desa	desa	NOUN
aeasj-242	367	7	working	working	NOUN
aeasj-242	367	8	paper	paper	NOUN
aeasj-242	367	9	no	no	DET
aeasj-242	367	10	105	105	NUM
aeasj-242	367	11	.	.	PUNCT
aeasj-242	368	1	raza	raza	PROPN
aeasj-242	368	2	s	s	PROPN
aeasj-242	368	3	h	h	PROPN
aeasj-242	368	4	,	,	PUNCT
aeasj-242	368	5	shahzadi	shahzadi	PROPN
aeasj-242	368	6	h	h	PROPN
aeasj-242	368	7	and	and	CCONJ
aeasj-242	368	8	akram	akram	PROPN
aeasj-242	368	9	m	m	PROPN
aeasj-242	368	10	(	(	PUNCT
aeasj-242	368	11	2014	2014	NUM
aeasj-242	368	12	)	)	PUNCT
aeasj-242	368	13	,	,	PUNCT
aeasj-242	368	14	exploring	explore	VERB
aeasj-242	368	15	the	the	DET
aeasj-242	368	16	determinants	determinant	NOUN
aeasj-242	368	17	of	of	ADP
aeasj-242	368	18	financial	financial	ADJ
aeasj-242	368	19	development	development	NOUN
aeasj-242	368	20	(	(	PUNCT
aeasj-242	368	21	using	use	VERB
aeasj-242	368	22	panel	panel	NOUN
aeasj-242	368	23	data	datum	NOUN
aeasj-242	368	24	on	on	ADP
aeasj-242	368	25	developed	develop	VERB
aeasj-242	368	26	and	and	CCONJ
aeasj-242	368	27	developing	develop	VERB
aeasj-242	368	28	countries	country	NOUN
aeasj-242	368	29	)	)	PUNCT
aeasj-242	368	30	,	,	PUNCT
aeasj-242	368	31	journal	journal	NOUN
aeasj-242	368	32	of	of	ADP
aeasj-242	368	33	finance	finance	NOUN
aeasj-242	368	34	and	and	CCONJ
aeasj-242	368	35	economics	economic	NOUN
aeasj-242	368	36	vol	vol	NOUN
aeasj-242	368	37	2	2	NUM
aeasj-242	368	38	,	,	PUNCT
aeasj-242	368	39	no	no	DET
aeasj-242	368	40	5	5	NUM
aeasj-242	368	41	,	,	PUNCT
aeasj-242	368	42	pp	pp	ADV
aeasj-242	368	43	166	166	NUM
aeasj-242	368	44	-	-	SYM
aeasj-242	368	45	172	172	NUM
aeasj-242	368	46	.	.	PUNCT
aeasj-242	369	1	saito	saito	PROPN
aeasj-242	369	2	a	a	DET
aeasj-242	369	3	t	t	PROPN
aeasj-242	369	4	,	,	PUNCT
aeasj-242	369	5	savoia	savoia	PROPN
aeasj-242	369	6	j	j	PROPN
aeasj-242	369	7	r	r	PROPN
aeasj-242	369	8	f	f	PROPN
aeasj-242	369	9	and	and	CCONJ
aeasj-242	369	10	lazier	lazy	ADJ
aeasj-242	369	11	i	i	PRON
aeasj-242	369	12	(	(	PUNCT
aeasj-242	369	13	2014	2014	NUM
aeasj-242	369	14	)	)	PUNCT
aeasj-242	369	15	,	,	PUNCT
aeasj-242	369	16	determinants	determinant	NOUN
aeasj-242	369	17	of	of	ADP
aeasj-242	369	18	private	private	ADJ
aeasj-242	369	19	credit	credit	NOUN
aeasj-242	369	20	in	in	ADP
aeasj-242	369	21	oecd	oecd	PROPN
aeasj-242	369	22	developed	develop	VERB
aeasj-242	369	23	,	,	PUNCT
aeasj-242	369	24	bric´s	bric´s	NOUN
aeasj-242	369	25	and	and	CCONJ
aeasj-242	369	26	lac	lac	PROPN
aeasj-242	369	27	countries	country	NOUN
aeasj-242	369	28	,	,	PUNCT
aeasj-242	369	29	american	american	PROPN
aeasj-242	369	30	international	international	PROPN
aeasj-242	369	31	journal	journal	PROPN
aeasj-242	369	32	of	of	ADP
aeasj-242	369	33	social	social	ADJ
aeasj-242	369	34	science	science	NOUN
aeasj-242	369	35	,	,	PUNCT
aeasj-242	369	36	vol	vol	NOUN
aeasj-242	369	37	3	3	NUM
aeasj-242	369	38	,	,	PUNCT
aeasj-242	369	39	no	no	DET
aeasj-242	369	40	3	3	NUM
aeasj-242	369	41	sharma	sharma	PROPN
aeasj-242	369	42	p	p	NOUN
aeasj-242	369	43	and	and	CCONJ
aeasj-242	369	44	gounder	gounder	PROPN
aeasj-242	369	45	n	n	CCONJ
aeasj-242	369	46	(	(	PUNCT
aeasj-242	369	47	2012	2012	NUM
aeasj-242	369	48	)	)	PUNCT
aeasj-242	369	49	,	,	PUNCT
aeasj-242	369	50	determinants	determinant	NOUN
aeasj-242	369	51	of	of	ADP
aeasj-242	369	52	bank	bank	NOUN
aeasj-242	369	53	credit	credit	NOUN
aeasj-242	369	54	in	in	ADP
aeasj-242	369	55	small	small	ADJ
aeasj-242	369	56	open	open	ADJ
aeasj-242	369	57	economies	economy	NOUN
aeasj-242	369	58	:	:	PUNCT
aeasj-242	369	59	the	the	DET
aeasj-242	369	60	case	case	NOUN
aeasj-242	369	61	of	of	ADP
aeasj-242	369	62	six	six	NUM
aeasj-242	369	63	pacific	pacific	ADJ
aeasj-242	369	64	island	island	NOUN
aeasj-242	369	65	countries	country	NOUN
aeasj-242	369	66	,	,	PUNCT
aeasj-242	369	67	griffith	griffith	PROPN
aeasj-242	369	68	business	business	NOUN
aeasj-242	369	69	school	school	NOUN
aeasj-242	369	70	,	,	PUNCT
aeasj-242	369	71	discussion	discussion	NOUN
aeasj-242	369	72	paper	paper	NOUN
aeasj-242	369	73	no	no	DET
aeasj-242	369	74	2012	2012	NUM
aeasj-242	369	75	-	-	SYM
aeasj-242	369	76	13	13	NUM
aeasj-242	369	77	.	.	PUNCT
aeasj-242	370	1	samargandi	samargandi	PROPN
aeasj-242	370	2	,	,	PUNCT
aeasj-242	370	3	n.	n.	NOUN
aeasj-242	370	4	and	and	CCONJ
aeasj-242	370	5	others	other	NOUN
aeasj-242	370	6	,	,	PUNCT
aeasj-242	370	7	(	(	PUNCT
aeasj-242	370	8	2013	2013	NUM
aeasj-242	370	9	)	)	PUNCT
aeasj-242	370	10	.	.	PUNCT
aeasj-242	371	1	financial	financial	ADJ
aeasj-242	371	2	development	development	NOUN
aeasj-242	371	3	and	and	CCONJ
aeasj-242	371	4	economic	economic	ADJ
aeasj-242	371	5	growth	growth	NOUN
aeasj-242	371	6	in	in	ADP
aeasj-242	371	7	an	an	DET
aeasj-242	371	8	oil	oil	NOUN
aeasj-242	371	9	-	-	PUNCT
aeasj-242	371	10	rich	rich	ADJ
aeasj-242	371	11	economy	economy	NOUN
aeasj-242	371	12	:	:	PUNCT
aeasj-242	371	13	the	the	DET
aeasj-242	371	14	case	case	NOUN
aeasj-242	371	15	of	of	ADP
aeasj-242	371	16	saudi	saudi	PROPN
aeasj-242	371	17	arabia	arabia	PROPN
aeasj-242	371	18	.	.	PUNCT
aeasj-242	372	1	economics	economic	NOUN
aeasj-242	372	2	and	and	CCONJ
aeasj-242	372	3	finance	finance	NOUN
aeasj-242	372	4	working	working	NOUN
aeasj-242	372	5	paper	paper	NOUN
aeasj-242	372	6	series	series	NOUN
aeasj-242	372	7	,	,	PUNCT
aeasj-242	372	8	brunel	brunel	PROPN
aeasj-242	372	9	university	university	PROPN
aeasj-242	372	10	london	london	PROPN
aeasj-242	372	11	,	,	PUNCT
aeasj-242	372	12	working	work	VERB
aeasj-242	372	13	paper	paper	NOUN
aeasj-242	372	14	no:12	no:12	PROPN
aeasj-242	372	15	-	-	SYM
aeasj-242	372	16	13	13	NUM
aeasj-242	372	17	.	.	PUNCT
aeasj-242	373	1	schumpeter	schumpeter	NOUN
aeasj-242	373	2	,	,	PUNCT
aeasj-242	373	3	j.	j.	PROPN
aeasj-242	373	4	a.	a.	PROPN
aeasj-242	373	5	,	,	PUNCT
aeasj-242	373	6	(	(	PUNCT
aeasj-242	373	7	1912	1912	NUM
aeasj-242	373	8	)	)	PUNCT
aeasj-242	373	9	.	.	PUNCT
aeasj-242	374	1	the	the	DET
aeasj-242	374	2	theory	theory	NOUN
aeasj-242	374	3	of	of	ADP
aeasj-242	374	4	economic	economic	ADJ
aeasj-242	374	5	development	development	NOUN
aeasj-242	374	6	.	.	PUNCT
aeasj-242	375	1	harvard	harvard	PROPN
aeasj-242	375	2	university	university	PROPN
aeasj-242	375	3	press	press	PROPN
aeasj-242	375	4	,	,	PUNCT
aeasj-242	375	5	cambridge	cambridge	PROPN
aeasj-242	375	6	,	,	PUNCT
aeasj-242	375	7	ma	ma	PROPN
aeasj-242	375	8	.	.	PROPN
aeasj-242	375	9	shijaku	shijaku	PROPN
aeasj-242	375	10	g	g	PROPN
aeasj-242	375	11	and	and	CCONJ
aeasj-242	375	12	kalluci	kalluci	PROPN
aeasj-242	375	13	i	i	PROPN
aeasj-242	375	14	(	(	PUNCT
aeasj-242	375	15	2013	2013	NUM
aeasj-242	375	16	)	)	PUNCT
aeasj-242	375	17	,	,	PUNCT
aeasj-242	375	18	bank	bank	NOUN
aeasj-242	375	19	credit	credit	NOUN
aeasj-242	375	20	to	to	ADP
aeasj-242	375	21	the	the	DET
aeasj-242	375	22	private	private	ADJ
aeasj-242	375	23	sector	sector	NOUN
aeasj-242	375	24	:	:	PUNCT
aeasj-242	375	25	the	the	DET
aeasj-242	375	26	case	case	NOUN
aeasj-242	375	27	of	of	ADP
aeasj-242	375	28	albania	albania	PROPN
aeasj-242	375	29	,	,	PUNCT
aeasj-242	375	30	bank	bank	PROPN
aeasj-242	375	31	of	of	ADP
aeasj-242	375	32	albania	albania	PROPN
aeasj-242	375	33	,	,	PUNCT
aeasj-242	375	34	wp	wp	VERB
aeasj-242	375	35	no	no	DET
aeasj-242	375	36	09	09	NUM
aeasj-242	375	37	sogut	sogut	NOUN
aeasj-242	375	38	e	e	NOUN
aeasj-242	375	39	(	(	PUNCT
aeasj-242	375	40	2008	2008	NUM
aeasj-242	375	41	)	)	PUNCT
aeasj-242	375	42	,	,	PUNCT
aeasj-242	375	43	the	the	DET
aeasj-242	375	44	determinants	determinant	NOUN
aeasj-242	375	45	of	of	ADP
aeasj-242	375	46	financial	financial	ADJ
aeasj-242	375	47	development	development	NOUN
aeasj-242	375	48	and	and	CCONJ
aeasj-242	375	49	private	private	ADJ
aeasj-242	375	50	sector	sector	NOUN
aeasj-242	375	51	credits	credit	NOUN
aeasj-242	375	52	:	:	PUNCT
aeasj-242	375	53	evidence	evidence	NOUN
aeasj-242	375	54	from	from	ADP
aeasj-242	375	55	panel	panel	NOUN
aeasj-242	375	56	data	datum	NOUN
aeasj-242	375	57	,	,	PUNCT
aeasj-242	375	58	middle	middle	PROPN
aeasj-242	375	59	east	east	PROPN
aeasj-242	375	60	technical	technical	PROPN
aeasj-242	375	61	university	university	PROPN
aeasj-242	375	62	,	,	PUNCT
aeasj-242	375	63	master	master	NOUN
aeasj-242	375	64	’s	’s	PART
aeasj-242	375	65	thesis	thesis	NOUN
aeasj-242	375	66	.	.	PUNCT
aeasj-242	376	1	takyi	takyi	NOUN
aeasj-242	376	2	p	p	NOUN
aeasj-242	376	3	o	o	NOUN
aeasj-242	376	4	and	and	CCONJ
aeasj-242	376	5	obeng	obeng	NOUN
aeasj-242	376	6	c	c	PROPN
aeasj-242	376	7	k	k	PROPN
aeasj-242	376	8	(	(	PUNCT
aeasj-242	376	9	2013	2013	NUM
aeasj-242	376	10	)	)	PUNCT
aeasj-242	377	1	,	,	PUNCT
aeasj-242	377	2	determinants	determinant	NOUN
aeasj-242	377	3	of	of	ADP
aeasj-242	377	4	financial	financial	ADJ
aeasj-242	377	5	development	development	NOUN
aeasj-242	377	6	in	in	ADP
aeasj-242	377	7	ghana	ghana	PROPN
aeasj-242	377	8	,	,	PUNCT
aeasj-242	377	9	international	international	ADJ
aeasj-242	377	10	journal	journal	NOUN
aeasj-242	377	11	of	of	ADP
aeasj-242	377	12	development	development	NOUN
aeasj-242	377	13	and	and	CCONJ
aeasj-242	377	14	sustainability	sustainability	NOUN
aeasj-242	377	15	,	,	PUNCT
aeasj-242	377	16	volume	volume	NOUN
aeasj-242	377	17	2	2	NUM
aeasj-242	377	18	,	,	PUNCT
aeasj-242	377	19	no	no	DET
aeasj-242	377	20	4(2013	4(2013	NOUN
aeasj-242	377	21	)	)	PUNCT
aeasj-242	377	22	,	,	PUNCT
aeasj-242	377	23	pp	pp	ADP
aeasj-242	377	24	2324	2324	NUM
aeasj-242	377	25	-	-	SYM
aeasj-242	377	26	2336	2336	NUM
aeasj-242	377	27	.	.	PUNCT
aeasj-242	378	1	touny	touny	PROPN
aeasj-242	378	2	m	m	VERB
aeasj-242	378	3	a	a	DET
aeasj-242	378	4	(	(	PUNCT
aeasj-242	378	5	2014	2014	NUM
aeasj-242	378	6	)	)	PUNCT
aeasj-242	378	7	,	,	PUNCT
aeasj-242	378	8	macroeconomic	macroeconomic	ADJ
aeasj-242	378	9	determinants	determinant	NOUN
aeasj-242	378	10	of	of	ADP
aeasj-242	378	11	banking	banking	NOUN
aeasj-242	378	12	sector	sector	NOUN
aeasj-242	378	13	development	development	NOUN
aeasj-242	378	14	:	:	PUNCT
aeasj-242	378	15	a	a	DET
aeasj-242	378	16	comparison	comparison	NOUN
aeasj-242	378	17	study	study	NOUN
aeasj-242	378	18	between	between	ADP
aeasj-242	378	19	egypt	egypt	PROPN
aeasj-242	378	20	and	and	CCONJ
aeasj-242	378	21	saudi	saudi	PROPN
aeasj-242	378	22	arabia	arabia	PROPN
aeasj-242	378	23	,	,	PUNCT
aeasj-242	378	24	advances	advance	NOUN
aeasj-242	378	25	in	in	ADP
aeasj-242	378	26	management	management	NOUN
aeasj-242	378	27	and	and	CCONJ
aeasj-242	378	28	applied	apply	VERB
aeasj-242	378	29	economics	economic	NOUN
aeasj-242	378	30	,	,	PUNCT
aeasj-242	378	31	vol	vol	NOUN
aeasj-242	378	32	.	.	PROPN
aeasj-242	379	1	4	4	NUM
aeasj-242	379	2	,	,	PUNCT
aeasj-242	379	3	no	no	INTJ
aeasj-242	379	4	.	.	NOUN
aeasj-242	379	5	3	3	NUM
aeasj-242	379	6	,	,	PUNCT
aeasj-242	379	7	139	139	NUM
aeasj-242	379	8	156	156	NUM
aeasj-242	379	9	.	.	PUNCT
aeasj-242	379	10	were	be	AUX
aeasj-242	379	11	m	m	PROPN
aeasj-242	379	12	,	,	PUNCT
aeasj-242	379	13	nzomoi	nzomoi	ADJ
aeasj-242	379	14	j	j	PROPN
aeasj-242	379	15	and	and	CCONJ
aeasj-242	379	16	rutto	rutto	PROPN
aeasj-242	379	17	n	n	CCONJ
aeasj-242	379	18	(	(	PUNCT
aeasj-242	379	19	2012	2012	NUM
aeasj-242	379	20	)	)	PUNCT
aeasj-242	379	21	,	,	PUNCT
aeasj-242	379	22	assessing	assess	VERB
aeasj-242	379	23	the	the	DET
aeasj-242	379	24	impact	impact	NOUN
aeasj-242	379	25	of	of	ADP
aeasj-242	379	26	private	private	ADJ
aeasj-242	379	27	sector	sector	NOUN
aeasj-242	379	28	credit	credit	NOUN
aeasj-242	379	29	on	on	ADP
aeasj-242	379	30	economic	economic	ADJ
aeasj-242	379	31	performance	performance	NOUN
aeasj-242	379	32	:	:	PUNCT
aeasj-242	379	33	evidence	evidence	NOUN
aeasj-242	379	34	from	from	ADP
aeasj-242	379	35	sectoral	sectoral	ADJ
aeasj-242	379	36	panel	panel	NOUN
aeasj-242	379	37	data	datum	NOUN
aeasj-242	379	38	for	for	ADP
aeasj-242	379	39	kenya	kenya	NOUN
aeasj-242	379	40	,	,	PUNCT
aeasj-242	379	41	international	international	ADJ
aeasj-242	379	42	journal	journal	NOUN
aeasj-242	379	43	of	of	ADP
aeasj-242	379	44	economics	economic	NOUN
aeasj-242	379	45	and	and	CCONJ
aeasj-242	379	46	finance	finance	NOUN
aeasj-242	379	47	,	,	PUNCT
aeasj-242	379	48	vol	vol	NOUN
aeasj-242	379	49	4	4	NUM
aeasj-242	379	50	,	,	PUNCT
aeasj-242	379	51	no	no	DET
aeasj-242	379	52	3	3	NOUN
aeasj-242	379	53	.	.	PUNCT
aeasj-242	379	54	world	world	NOUN
aeasj-242	379	55	development	development	NOUN
aeasj-242	379	56	indicators	indicator	NOUN
aeasj-242	379	57	2013	2013	NUM
aeasj-242	379	58	report	report	NOUN
aeasj-242	379	59	.	.	PUNCT
aeasj-242	380	1	downloaded	download	VERB
aeasj-242	380	2	from	from	ADP
aeasj-242	380	3	:	:	PUNCT
aeasj-242	380	4	http://data.worldbank.org/datacatalog/world-development-indicators/wdi-2013	http://data.worldbank.org/datacatalog/world-development-indicators/wdi-2013	X
aeasj-242	380	5	(	(	PUNCT
aeasj-242	380	6	december	december	PROPN
aeasj-242	380	7	10	10	NUM
aeasj-242	380	8	2014	2014	NUM
aeasj-242	380	9	)	)	PUNCT
aeasj-242	380	10	copyrights	copyright	VERB
aeasj-242	380	11	copyright	copyright	NOUN
aeasj-242	380	12	for	for	ADP
aeasj-242	380	13	this	this	DET
aeasj-242	380	14	article	article	NOUN
aeasj-242	380	15	is	be	AUX
aeasj-242	380	16	retained	retain	VERB
aeasj-242	380	17	by	by	ADP
aeasj-242	380	18	the	the	DET
aeasj-242	380	19	author(s	author(s	PROPN
aeasj-242	380	20	)	)	PUNCT
aeasj-242	380	21	,	,	PUNCT
aeasj-242	380	22	with	with	ADP
aeasj-242	380	23	first	first	ADJ
aeasj-242	380	24	publication	publication	NOUN
aeasj-242	380	25	rights	right	NOUN
aeasj-242	380	26	granted	grant	VERB
aeasj-242	380	27	to	to	ADP
aeasj-242	380	28	the	the	DET
aeasj-242	380	29	journal	journal	NOUN
aeasj-242	380	30	.	.	PUNCT
aeasj-242	381	1	this	this	PRON
aeasj-242	381	2	is	be	AUX
aeasj-242	381	3	an	an	DET
aeasj-242	381	4	open	open	ADJ
aeasj-242	381	5	-	-	PUNCT
aeasj-242	381	6	access	access	NOUN
aeasj-242	381	7	article	article	NOUN
aeasj-242	381	8	distributed	distribute	VERB
aeasj-242	381	9	under	under	ADP
aeasj-242	381	10	the	the	DET
aeasj-242	381	11	terms	term	NOUN
aeasj-242	381	12	and	and	CCONJ
aeasj-242	381	13	conditions	condition	NOUN
aeasj-242	381	14	of	of	ADP
aeasj-242	381	15	the	the	DET
aeasj-242	381	16	creative	creative	ADJ
aeasj-242	381	17	commons	common	NOUN
aeasj-242	381	18	attribution	attribution	NOUN
aeasj-242	381	19	license	license	NOUN
aeasj-242	381	20	(	(	PUNCT
aeasj-242	381	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
aeasj-242	381	22	)	)	PUNCT