id	sid	tid	token	lemma	pos
amfbr-130	1	1	american	american	PROPN
amfbr-130	1	2	finance	finance	PROPN
amfbr-130	1	3	&	&	CCONJ
amfbr-130	1	4	banking	banking	PROPN
amfbr-130	1	5	review	review	PROPN
amfbr-130	1	6	;	;	PUNCT
amfbr-130	1	7	vol	vol	NOUN
amfbr-130	1	8	.	.	NOUN
amfbr-130	2	1	2	2	NUM
amfbr-130	2	2	,	,	PUNCT
amfbr-130	2	3	no	no	INTJ
amfbr-130	2	4	.	.	NOUN
amfbr-130	2	5	1	1	NUM
amfbr-130	2	6	;	;	PUNCT
amfbr-130	2	7	2018	2018	NUM
amfbr-130	2	8	issn	issn	VERB
amfbr-130	2	9	2576	2576	NUM
amfbr-130	2	10	-	-	SYM
amfbr-130	2	11	1226	1226	NUM
amfbr-130	2	12	e	e	NOUN
amfbr-130	2	13	-	-	NOUN
amfbr-130	2	14	issn	issn	PROPN
amfbr-130	2	15	2576	2576	NUM
amfbr-130	2	16	-	-	SYM
amfbr-130	2	17	1234	1234	NUM
amfbr-130	2	18	published	publish	VERB
amfbr-130	2	19	by	by	ADP
amfbr-130	2	20	centre	centre	NOUN
amfbr-130	2	21	for	for	ADP
amfbr-130	2	22	research	research	NOUN
amfbr-130	2	23	on	on	ADP
amfbr-130	2	24	islamic	islamic	ADJ
amfbr-130	2	25	banking	banking	PROPN
amfbr-130	2	26	&	&	CCONJ
amfbr-130	2	27	finance	finance	PROPN
amfbr-130	2	28	and	and	CCONJ
amfbr-130	2	29	business	business	NOUN
amfbr-130	2	30	,	,	PUNCT
amfbr-130	2	31	usa	usa	PROPN
amfbr-130	2	32	64	64	NUM
amfbr-130	2	33	monetary	monetary	ADJ
amfbr-130	2	34	policy	policy	NOUN
amfbr-130	2	35	and	and	CCONJ
amfbr-130	2	36	return	return	NOUN
amfbr-130	2	37	on	on	ADP
amfbr-130	2	38	equity	equity	NOUN
amfbr-130	2	39	of	of	ADP
amfbr-130	2	40	quoted	quote	VERB
amfbr-130	2	41	insurance	insurance	NOUN
amfbr-130	2	42	firms	firm	NOUN
amfbr-130	2	43	:	:	PUNCT
amfbr-130	2	44	a	a	DET
amfbr-130	2	45	time	time	NOUN
amfbr-130	2	46	series	series	PROPN
amfbr-130	2	47	study	study	NOUN
amfbr-130	2	48	from	from	ADP
amfbr-130	2	49	nigeria	nigeria	PROPN
amfbr-130	2	50	macfubara	macfubara	PROPN
amfbr-130	2	51	,	,	PUNCT
amfbr-130	2	52	minafuro	minafuro	PROPN
amfbr-130	2	53	suzane1	suzane1	PROPN
amfbr-130	2	54	,	,	PUNCT
amfbr-130	2	55	norteh	norteh	PROPN
amfbr-130	2	56	dumbor1	dumbor1	PROPN
amfbr-130	2	57	&	&	CCONJ
amfbr-130	2	58	gberesuu	gberesuu	PROPN
amfbr-130	2	59	,	,	PUNCT
amfbr-130	2	60	barida	barida	PROPN
amfbr-130	2	61	barry1	barry1	PROPN
amfbr-130	3	1	1insurance	1insurance	NUM
amfbr-130	3	2	and	and	CCONJ
amfbr-130	3	3	risk	risk	NOUN
amfbr-130	3	4	management	management	NOUN
amfbr-130	3	5	department	department	NOUN
amfbr-130	3	6	,	,	PUNCT
amfbr-130	3	7	ken	ken	PROPN
amfbr-130	3	8	poly	poly	PROPN
amfbr-130	3	9	,	,	PUNCT
amfbr-130	3	10	bori	bori	NOUN
amfbr-130	3	11	,	,	PUNCT
amfbr-130	4	1	rivers	river	NOUN
amfbr-130	4	2	state	state	PROPN
amfbr-130	4	3	,	,	PUNCT
amfbr-130	4	4	nigeria	nigeria	PROPN
amfbr-130	4	5	correspondence	correspondence	NOUN
amfbr-130	4	6	:	:	PUNCT
amfbr-130	5	1	macfubara	macfubara	NOUN
amfbr-130	5	2	,	,	PUNCT
amfbr-130	5	3	minafuro	minafuro	NOUN
amfbr-130	5	4	suzane	suzane	NOUN
amfbr-130	5	5	,	,	PUNCT
amfbr-130	5	6	insurance	insurance	NOUN
amfbr-130	5	7	and	and	CCONJ
amfbr-130	5	8	risk	risk	NOUN
amfbr-130	5	9	management	management	NOUN
amfbr-130	5	10	department	department	NOUN
amfbr-130	5	11	,	,	PUNCT
amfbr-130	5	12	ken	ken	PROPN
amfbr-130	5	13	poly	poly	PROPN
amfbr-130	5	14	,	,	PUNCT
amfbr-130	5	15	bori	bori	NOUN
amfbr-130	5	16	,	,	PUNCT
amfbr-130	5	17	rivers	river	NOUN
amfbr-130	5	18	state	state	PROPN
amfbr-130	5	19	,	,	PUNCT
amfbr-130	5	20	nigeria	nigeria	PROPN
amfbr-130	5	21	received	receive	VERB
amfbr-130	5	22	:	:	PUNCT
amfbr-130	5	23	may	may	AUX
amfbr-130	5	24	5	5	NUM
amfbr-130	5	25	,	,	PUNCT
amfbr-130	5	26	2018	2018	NUM
amfbr-130	5	27	accepted	accept	VERB
amfbr-130	5	28	:	:	PUNCT
amfbr-130	5	29	may	may	AUX
amfbr-130	5	30	26	26	NUM
amfbr-130	5	31	,	,	PUNCT
amfbr-130	5	32	2018	2018	NUM
amfbr-130	5	33	online	online	ADV
amfbr-130	5	34	published	publish	VERB
amfbr-130	5	35	:	:	PUNCT
amfbr-130	5	36	june	june	PROPN
amfbr-130	5	37	6	6	NUM
amfbr-130	5	38	,	,	PUNCT
amfbr-130	5	39	2018	2018	NUM
amfbr-130	5	40	abstract	abstract	NOUN
amfbr-130	5	41	the	the	DET
amfbr-130	5	42	financial	financial	ADJ
amfbr-130	5	43	system	system	NOUN
amfbr-130	5	44	is	be	AUX
amfbr-130	5	45	the	the	DET
amfbr-130	5	46	transmission	transmission	NOUN
amfbr-130	5	47	channel	channel	NOUN
amfbr-130	5	48	of	of	ADP
amfbr-130	5	49	monetary	monetary	ADJ
amfbr-130	5	50	policy	policy	NOUN
amfbr-130	5	51	.	.	PUNCT
amfbr-130	6	1	this	this	DET
amfbr-130	6	2	study	study	NOUN
amfbr-130	6	3	examines	examine	VERB
amfbr-130	6	4	the	the	DET
amfbr-130	6	5	effect	effect	NOUN
amfbr-130	6	6	of	of	ADP
amfbr-130	6	7	monetary	monetary	ADJ
amfbr-130	6	8	policy	policy	NOUN
amfbr-130	6	9	on	on	ADP
amfbr-130	6	10	the	the	DET
amfbr-130	6	11	performance	performance	NOUN
amfbr-130	6	12	of	of	ADP
amfbr-130	6	13	insurance	insurance	NOUN
amfbr-130	6	14	firms	firm	NOUN
amfbr-130	6	15	in	in	ADP
amfbr-130	6	16	nigeria	nigeria	PROPN
amfbr-130	6	17	from	from	ADP
amfbr-130	6	18	1990	1990	NUM
amfbr-130	6	19	–	–	PUNCT
amfbr-130	6	20	2017	2017	NUM
amfbr-130	6	21	.	.	PUNCT
amfbr-130	7	1	the	the	DET
amfbr-130	7	2	objective	objective	NOUN
amfbr-130	7	3	is	be	AUX
amfbr-130	7	4	to	to	PART
amfbr-130	7	5	investigate	investigate	VERB
amfbr-130	7	6	the	the	DET
amfbr-130	7	7	existing	exist	VERB
amfbr-130	7	8	relationship	relationship	NOUN
amfbr-130	7	9	between	between	ADP
amfbr-130	7	10	monetary	monetary	ADJ
amfbr-130	7	11	policy	policy	NOUN
amfbr-130	7	12	instruments	instrument	NOUN
amfbr-130	7	13	and	and	CCONJ
amfbr-130	7	14	the	the	DET
amfbr-130	7	15	performance	performance	NOUN
amfbr-130	7	16	indicators	indicator	NOUN
amfbr-130	7	17	of	of	ADP
amfbr-130	7	18	insurance	insurance	NOUN
amfbr-130	7	19	companies	company	NOUN
amfbr-130	7	20	.	.	PUNCT
amfbr-130	8	1	secondary	secondary	ADJ
amfbr-130	8	2	data	datum	NOUN
amfbr-130	8	3	were	be	AUX
amfbr-130	8	4	sourced	source	VERB
amfbr-130	8	5	from	from	ADP
amfbr-130	8	6	stock	stock	PROPN
amfbr-130	8	7	exchange	exchange	PROPN
amfbr-130	8	8	factbook	factbook	NOUN
amfbr-130	8	9	,	,	PUNCT
amfbr-130	8	10	central	central	ADJ
amfbr-130	8	11	bank	bank	PROPN
amfbr-130	8	12	of	of	ADP
amfbr-130	8	13	nigeria	nigeria	PROPN
amfbr-130	8	14	(	(	PUNCT
amfbr-130	8	15	cbn	cbn	PROPN
amfbr-130	8	16	)	)	PUNCT
amfbr-130	8	17	statistical	statistical	ADJ
amfbr-130	8	18	bulletin	bulletin	NOUN
amfbr-130	8	19	.	.	PUNCT
amfbr-130	9	1	multiple	multiple	ADJ
amfbr-130	9	2	linear	linear	ADJ
amfbr-130	9	3	regressions	regression	NOUN
amfbr-130	9	4	were	be	AUX
amfbr-130	9	5	formulated	formulate	VERB
amfbr-130	9	6	to	to	PART
amfbr-130	9	7	examine	examine	VERB
amfbr-130	9	8	the	the	DET
amfbr-130	9	9	effect	effect	NOUN
amfbr-130	9	10	of	of	ADP
amfbr-130	9	11	the	the	DET
amfbr-130	9	12	independent	independent	ADJ
amfbr-130	9	13	variables	variable	NOUN
amfbr-130	9	14	on	on	ADP
amfbr-130	9	15	the	the	DET
amfbr-130	9	16	dependent	dependent	ADJ
amfbr-130	9	17	variable	variable	NOUN
amfbr-130	9	18	.	.	PUNCT
amfbr-130	10	1	return	return	NOUN
amfbr-130	10	2	on	on	ADP
amfbr-130	10	3	equity	equity	NOUN
amfbr-130	10	4	was	be	AUX
amfbr-130	10	5	modeled	model	VERB
amfbr-130	10	6	as	as	ADP
amfbr-130	10	7	a	a	DET
amfbr-130	10	8	function	function	NOUN
amfbr-130	10	9	of	of	ADP
amfbr-130	10	10	treasury	treasury	PROPN
amfbr-130	10	11	bill	bill	NOUN
amfbr-130	10	12	rate	rate	NOUN
amfbr-130	10	13	,	,	PUNCT
amfbr-130	10	14	monetary	monetary	ADJ
amfbr-130	10	15	policy	policy	NOUN
amfbr-130	10	16	rate	rate	NOUN
amfbr-130	10	17	,	,	PUNCT
amfbr-130	10	18	interest	interest	NOUN
amfbr-130	10	19	rate	rate	NOUN
amfbr-130	10	20	,	,	PUNCT
amfbr-130	10	21	growth	growth	NOUN
amfbr-130	10	22	of	of	ADP
amfbr-130	10	23	money	money	NOUN
amfbr-130	10	24	supply	supply	NOUN
amfbr-130	10	25	and	and	CCONJ
amfbr-130	10	26	exchange	exchange	NOUN
amfbr-130	10	27	rate	rate	NOUN
amfbr-130	10	28	.	.	PUNCT
amfbr-130	11	1	r2	r2	PROPN
amfbr-130	11	2	,	,	PUNCT
amfbr-130	11	3	t	t	PROPN
amfbr-130	11	4	-	-	PUNCT
amfbr-130	11	5	statistics	statistics	PROPN
amfbr-130	11	6	,	,	PUNCT
amfbr-130	11	7	β	β	X
amfbr-130	11	8	coefficient	coefficient	NOUN
amfbr-130	11	9	,	,	PUNCT
amfbr-130	11	10	f	f	PROPN
amfbr-130	11	11	-	-	PUNCT
amfbr-130	11	12	statistics	statistic	NOUN
amfbr-130	11	13	and	and	CCONJ
amfbr-130	11	14	durbin	durbin	PROPN
amfbr-130	11	15	watson	watson	PROPN
amfbr-130	11	16	were	be	AUX
amfbr-130	11	17	used	use	VERB
amfbr-130	11	18	to	to	PART
amfbr-130	11	19	examine	examine	VERB
amfbr-130	11	20	the	the	DET
amfbr-130	11	21	extent	extent	NOUN
amfbr-130	11	22	to	to	PART
amfbr-130	11	23	which	which	PRON
amfbr-130	11	24	the	the	DET
amfbr-130	11	25	independent	independent	ADJ
amfbr-130	11	26	variables	variable	NOUN
amfbr-130	11	27	affect	affect	VERB
amfbr-130	11	28	the	the	DET
amfbr-130	11	29	dependent	dependent	ADJ
amfbr-130	11	30	variables	variable	NOUN
amfbr-130	11	31	while	while	SCONJ
amfbr-130	11	32	augmented	augment	VERB
amfbr-130	11	33	dickey	dickey	PROPN
amfbr-130	11	34	fuller	full	ADJ
amfbr-130	11	35	unit	unit	NOUN
amfbr-130	11	36	root	root	PROPN
amfbr-130	11	37	test	test	NOUN
amfbr-130	11	38	,	,	PUNCT
amfbr-130	11	39	granger	granger	PROPN
amfbr-130	11	40	causality	causality	PROPN
amfbr-130	11	41	test	test	NOUN
amfbr-130	11	42	,	,	PUNCT
amfbr-130	11	43	cointgration	cointgration	NOUN
amfbr-130	11	44	test	test	NOUN
amfbr-130	11	45	and	and	CCONJ
amfbr-130	11	46	error	error	NOUN
amfbr-130	11	47	correction	correction	NOUN
amfbr-130	11	48	models	model	NOUN
amfbr-130	11	49	was	be	AUX
amfbr-130	11	50	used	use	VERB
amfbr-130	11	51	to	to	PART
amfbr-130	11	52	ascertain	ascertain	VERB
amfbr-130	11	53	the	the	DET
amfbr-130	11	54	dynamic	dynamic	ADJ
amfbr-130	11	55	relationship	relationship	NOUN
amfbr-130	11	56	between	between	ADP
amfbr-130	11	57	monetary	monetary	ADJ
amfbr-130	11	58	policy	policy	NOUN
amfbr-130	11	59	variables	variable	NOUN
amfbr-130	11	60	and	and	CCONJ
amfbr-130	11	61	return	return	VERB
amfbr-130	11	62	on	on	ADP
amfbr-130	11	63	equity	equity	NOUN
amfbr-130	11	64	of	of	ADP
amfbr-130	11	65	the	the	DET
amfbr-130	11	66	insurance	insurance	NOUN
amfbr-130	11	67	firms	firm	NOUN
amfbr-130	11	68	.	.	PUNCT
amfbr-130	12	1	findings	finding	NOUN
amfbr-130	12	2	revealed	reveal	VERB
amfbr-130	12	3	that	that	SCONJ
amfbr-130	12	4	,	,	PUNCT
amfbr-130	12	5	all	all	DET
amfbr-130	12	6	the	the	DET
amfbr-130	12	7	explanatory	explanatory	ADJ
amfbr-130	12	8	variables	variable	NOUN
amfbr-130	12	9	have	have	VERB
amfbr-130	12	10	positive	positive	ADJ
amfbr-130	12	11	effect	effect	NOUN
amfbr-130	12	12	on	on	ADP
amfbr-130	12	13	return	return	NOUN
amfbr-130	12	14	on	on	ADP
amfbr-130	12	15	equity	equity	NOUN
amfbr-130	12	16	except	except	SCONJ
amfbr-130	12	17	treasury	treasury	PROPN
amfbr-130	12	18	bill	bill	NOUN
amfbr-130	12	19	rate	rate	NOUN
amfbr-130	12	20	.	.	PUNCT
amfbr-130	13	1	the	the	DET
amfbr-130	13	2	unit	unit	NOUN
amfbr-130	13	3	root	root	PROPN
amfbr-130	13	4	test	test	NOUN
amfbr-130	13	5	found	find	VERB
amfbr-130	13	6	that	that	SCONJ
amfbr-130	13	7	the	the	DET
amfbr-130	13	8	variables	variable	NOUN
amfbr-130	13	9	are	be	AUX
amfbr-130	13	10	stationary	stationary	ADJ
amfbr-130	13	11	at	at	ADP
amfbr-130	13	12	first	first	ADJ
amfbr-130	13	13	difference	difference	NOUN
amfbr-130	13	14	,	,	PUNCT
amfbr-130	13	15	the	the	DET
amfbr-130	13	16	cointgration	cointgration	NOUN
amfbr-130	13	17	test	test	NOUN
amfbr-130	13	18	found	find	VERB
amfbr-130	13	19	the	the	DET
amfbr-130	13	20	presence	presence	NOUN
amfbr-130	13	21	of	of	ADP
amfbr-130	13	22	long	long	ADJ
amfbr-130	13	23	run	run	NOUN
amfbr-130	13	24	relationship	relationship	NOUN
amfbr-130	13	25	while	while	SCONJ
amfbr-130	13	26	the	the	DET
amfbr-130	13	27	granger	granger	PROPN
amfbr-130	13	28	causality	causality	PROPN
amfbr-130	13	29	test	test	NOUN
amfbr-130	13	30	found	find	VERB
amfbr-130	13	31	a	a	DET
amfbr-130	13	32	uni	uni	ADJ
amfbr-130	13	33	-	-	ADJ
amfbr-130	13	34	directional	directional	ADJ
amfbr-130	13	35	causality	causality	NOUN
amfbr-130	13	36	.	.	PUNCT
amfbr-130	14	1	the	the	DET
amfbr-130	14	2	study	study	NOUN
amfbr-130	14	3	concludes	conclude	VERB
amfbr-130	14	4	that	that	SCONJ
amfbr-130	14	5	monetary	monetary	ADJ
amfbr-130	14	6	policy	policy	NOUN
amfbr-130	14	7	has	have	VERB
amfbr-130	14	8	moderate	moderate	ADJ
amfbr-130	14	9	effect	effect	NOUN
amfbr-130	14	10	on	on	ADP
amfbr-130	14	11	the	the	DET
amfbr-130	14	12	return	return	NOUN
amfbr-130	14	13	on	on	ADP
amfbr-130	14	14	equity	equity	NOUN
amfbr-130	14	15	of	of	ADP
amfbr-130	14	16	the	the	DET
amfbr-130	14	17	insurance	insurance	NOUN
amfbr-130	14	18	firms	firm	NOUN
amfbr-130	14	19	.	.	PUNCT
amfbr-130	15	1	we	we	PRON
amfbr-130	15	2	recommend	recommend	VERB
amfbr-130	15	3	that	that	SCONJ
amfbr-130	15	4	management	management	NOUN
amfbr-130	15	5	of	of	ADP
amfbr-130	15	6	insurance	insurance	NOUN
amfbr-130	15	7	companies	company	NOUN
amfbr-130	15	8	should	should	AUX
amfbr-130	15	9	devise	devise	VERB
amfbr-130	15	10	measures	measure	NOUN
amfbr-130	15	11	of	of	ADP
amfbr-130	15	12	managing	manage	VERB
amfbr-130	15	13	the	the	DET
amfbr-130	15	14	negative	negative	ADJ
amfbr-130	15	15	effects	effect	NOUN
amfbr-130	15	16	of	of	ADP
amfbr-130	15	17	the	the	DET
amfbr-130	15	18	monetary	monetary	ADJ
amfbr-130	15	19	policy	policy	NOUN
amfbr-130	15	20	instruments	instrument	NOUN
amfbr-130	15	21	to	to	PART
amfbr-130	15	22	enhance	enhance	VERB
amfbr-130	15	23	the	the	DET
amfbr-130	15	24	performance	performance	NOUN
amfbr-130	15	25	of	of	ADP
amfbr-130	15	26	the	the	DET
amfbr-130	15	27	insurance	insurance	NOUN
amfbr-130	15	28	companies	company	NOUN
amfbr-130	15	29	.	.	PUNCT
amfbr-130	16	1	keywords	keyword	NOUN
amfbr-130	16	2	:	:	PUNCT
amfbr-130	16	3	monetary	monetary	ADJ
amfbr-130	16	4	policy	policy	NOUN
amfbr-130	16	5	,	,	PUNCT
amfbr-130	16	6	return	return	VERB
amfbr-130	16	7	on	on	ADP
amfbr-130	16	8	equity	equity	NOUN
amfbr-130	16	9	,	,	PUNCT
amfbr-130	16	10	quoted	quote	VERB
amfbr-130	16	11	insurance	insurance	NOUN
amfbr-130	16	12	firms	firm	NOUN
amfbr-130	16	13	,	,	PUNCT
amfbr-130	16	14	monetary	monetary	ADJ
amfbr-130	16	15	policy	policy	NOUN
amfbr-130	16	16	rate	rate	NOUN
amfbr-130	16	17	,	,	PUNCT
amfbr-130	16	18	treasury	treasury	PROPN
amfbr-130	16	19	bill	bill	NOUN
amfbr-130	16	20	rate	rate	NOUN
amfbr-130	16	21	.	.	PUNCT
amfbr-130	17	1	1	1	X
amfbr-130	17	2	.	.	X
amfbr-130	17	3	introduction	introduction	NOUN
amfbr-130	17	4	monetary	monetary	ADJ
amfbr-130	17	5	policy	policy	NOUN
amfbr-130	17	6	has	have	AUX
amfbr-130	17	7	long	long	ADV
amfbr-130	17	8	been	be	AUX
amfbr-130	17	9	acknowledged	acknowledge	VERB
amfbr-130	17	10	as	as	ADP
amfbr-130	17	11	instrument	instrument	NOUN
amfbr-130	17	12	used	use	VERB
amfbr-130	17	13	to	to	PART
amfbr-130	17	14	influence	influence	VERB
amfbr-130	17	15	investment	investment	NOUN
amfbr-130	17	16	and	and	CCONJ
amfbr-130	17	17	other	other	ADJ
amfbr-130	17	18	macroeconomic	macroeconomic	ADJ
amfbr-130	17	19	indicators	indicator	NOUN
amfbr-130	17	20	.	.	PUNCT
amfbr-130	18	1	the	the	DET
amfbr-130	18	2	opinion	opinion	NOUN
amfbr-130	18	3	that	that	SCONJ
amfbr-130	18	4	the	the	DET
amfbr-130	18	5	non	non	ADJ
amfbr-130	18	6	-	-	ADJ
amfbr-130	18	7	banks	banks	ADJ
amfbr-130	18	8	financial	financial	ADJ
amfbr-130	18	9	institutions	institution	NOUN
amfbr-130	18	10	matters	matter	VERB
amfbr-130	18	11	in	in	ADP
amfbr-130	18	12	the	the	DET
amfbr-130	18	13	transmission	transmission	NOUN
amfbr-130	18	14	of	of	ADP
amfbr-130	18	15	monetary	monetary	ADJ
amfbr-130	18	16	policy	policy	NOUN
amfbr-130	18	17	can	can	AUX
amfbr-130	18	18	be	be	AUX
amfbr-130	18	19	traced	trace	VERB
amfbr-130	18	20	to	to	ADP
amfbr-130	18	21	the	the	DET
amfbr-130	18	22	radcliffe	radcliffe	PROPN
amfbr-130	18	23	committee	committee	PROPN
amfbr-130	18	24	meeting	meeting	NOUN
amfbr-130	18	25	of	of	ADP
amfbr-130	18	26	1950s	1950	NOUN
amfbr-130	18	27	which	which	PRON
amfbr-130	18	28	suggested	suggest	VERB
amfbr-130	18	29	strongly	strongly	ADV
amfbr-130	18	30	that	that	SCONJ
amfbr-130	18	31	the	the	DET
amfbr-130	18	32	nonbank	nonbank	PROPN
amfbr-130	18	33	financial	financial	ADJ
amfbr-130	18	34	institutions	institution	NOUN
amfbr-130	18	35	such	such	ADJ
amfbr-130	18	36	as	as	ADP
amfbr-130	18	37	insurance	insurance	NOUN
amfbr-130	18	38	companies	company	NOUN
amfbr-130	18	39	can	can	AUX
amfbr-130	18	40	influenced	influence	VERB
amfbr-130	18	41	and	and	CCONJ
amfbr-130	18	42	be	be	AUX
amfbr-130	18	43	influenced	influence	VERB
amfbr-130	18	44	by	by	ADP
amfbr-130	18	45	monetary	monetary	ADJ
amfbr-130	18	46	policy	policy	NOUN
amfbr-130	18	47	and	and	CCONJ
amfbr-130	18	48	thereby	thereby	ADV
amfbr-130	18	49	be	be	AUX
amfbr-130	18	50	brought	bring	VERB
amfbr-130	18	51	under	under	ADP
amfbr-130	18	52	the	the	DET
amfbr-130	18	53	control	control	NOUN
amfbr-130	18	54	of	of	ADP
amfbr-130	18	55	monetary	monetary	ADJ
amfbr-130	18	56	authorities	authority	NOUN
amfbr-130	18	57	.	.	PUNCT
amfbr-130	19	1	this	this	PRON
amfbr-130	19	2	led	lead	VERB
amfbr-130	19	3	to	to	ADP
amfbr-130	19	4	the	the	DET
amfbr-130	19	5	redefinition	redefinition	NOUN
amfbr-130	19	6	of	of	ADP
amfbr-130	19	7	money	money	NOUN
amfbr-130	19	8	supply	supply	NOUN
amfbr-130	19	9	as	as	SCONJ
amfbr-130	19	10	ms	ms	PROPN
amfbr-130	19	11	=	=	NOUN
amfbr-130	19	12	c+	c+	VERB
amfbr-130	19	13	dd	dd	VERB
amfbr-130	20	1	+	+	CCONJ
amfbr-130	20	2	sd	sd	NOUN
amfbr-130	20	3	+	+	CCONJ
amfbr-130	20	4	td	td	NOUN
amfbr-130	20	5	+	+	CCONJ
amfbr-130	20	6	nbfi	nbfi	PROPN
amfbr-130	20	7	(	(	PUNCT
amfbr-130	20	8	onoh	onoh	PROPN
amfbr-130	20	9	,	,	PUNCT
amfbr-130	20	10	2002	2002	NUM
amfbr-130	20	11	)	)	PUNCT
amfbr-130	20	12	.	.	PUNCT
amfbr-130	21	1	insurance	insurance	NOUN
amfbr-130	21	2	companies	company	NOUN
amfbr-130	21	3	provide	provide	VERB
amfbr-130	21	4	unique	unique	ADJ
amfbr-130	21	5	financial	financial	ADJ
amfbr-130	21	6	services	service	NOUN
amfbr-130	21	7	to	to	ADP
amfbr-130	21	8	the	the	DET
amfbr-130	21	9	growth	growth	NOUN
amfbr-130	21	10	and	and	CCONJ
amfbr-130	21	11	development	development	NOUN
amfbr-130	21	12	of	of	ADP
amfbr-130	21	13	every	every	DET
amfbr-130	21	14	economy	economy	NOUN
amfbr-130	21	15	.	.	PUNCT
amfbr-130	22	1	such	such	ADJ
amfbr-130	22	2	specialized	specialized	ADJ
amfbr-130	22	3	services	service	NOUN
amfbr-130	22	4	ranges	range	VERB
amfbr-130	22	5	from	from	ADP
amfbr-130	22	6	underwriting	underwriting	NOUN
amfbr-130	22	7	of	of	ADP
amfbr-130	22	8	risk	risk	NOUN
amfbr-130	22	9	and	and	CCONJ
amfbr-130	22	10	mobilization	mobilization	NOUN
amfbr-130	22	11	of	of	ADP
amfbr-130	22	12	long	long	ADJ
amfbr-130	22	13	-	-	PUNCT
amfbr-130	22	14	term	term	NOUN
amfbr-130	22	15	fund	fund	NOUN
amfbr-130	22	16	for	for	ADP
amfbr-130	22	17	capital	capital	NOUN
amfbr-130	22	18	investment	investment	NOUN
amfbr-130	22	19	,	,	PUNCT
amfbr-130	22	20	hence	hence	ADV
amfbr-130	22	21	monetary	monetary	ADJ
amfbr-130	22	22	policy	policy	NOUN
amfbr-130	22	23	variables	variable	NOUN
amfbr-130	22	24	can	can	AUX
amfbr-130	22	25	affect	affect	VERB
amfbr-130	22	26	the	the	DET
amfbr-130	22	27	performance	performance	NOUN
amfbr-130	22	28	of	of	ADP
amfbr-130	22	29	the	the	DET
amfbr-130	22	30	industry	industry	NOUN
amfbr-130	22	31	negatively	negatively	ADV
amfbr-130	22	32	or	or	CCONJ
amfbr-130	22	33	positively	positively	ADV
amfbr-130	22	34	.	.	PUNCT
amfbr-130	23	1	the	the	DET
amfbr-130	23	2	relationship	relationship	NOUN
amfbr-130	23	3	between	between	ADP
amfbr-130	23	4	monetary	monetary	ADJ
amfbr-130	23	5	policy	policy	NOUN
amfbr-130	23	6	and	and	CCONJ
amfbr-130	23	7	performance	performance	NOUN
amfbr-130	23	8	of	of	ADP
amfbr-130	23	9	private	private	ADJ
amfbr-130	23	10	investment	investment	NOUN
amfbr-130	23	11	and	and	CCONJ
amfbr-130	23	12	financial	financial	ADJ
amfbr-130	23	13	institutions	institution	NOUN
amfbr-130	23	14	is	be	AUX
amfbr-130	23	15	perennial	perennial	ADJ
amfbr-130	23	16	issue	issue	NOUN
amfbr-130	23	17	in	in	ADP
amfbr-130	23	18	development	development	NOUN
amfbr-130	23	19	economic	economic	ADJ
amfbr-130	23	20	judging	judging	NOUN
amfbr-130	23	21	from	from	ADP
amfbr-130	23	22	the	the	DET
amfbr-130	23	23	hundreds	hundred	NOUN
amfbr-130	23	24	of	of	ADP
amfbr-130	23	25	theoretical	theoretical	ADJ
amfbr-130	23	26	and	and	CCONJ
amfbr-130	23	27	empirical	empirical	ADJ
amfbr-130	23	28	scholarly	scholarly	ADJ
amfbr-130	23	29	papers	paper	NOUN
amfbr-130	23	30	that	that	PRON
amfbr-130	23	31	have	have	AUX
amfbr-130	23	32	been	be	AUX
amfbr-130	23	33	written	write	VERB
amfbr-130	23	34	to	to	PART
amfbr-130	23	35	capitalize	capitalize	VERB
amfbr-130	23	36	how	how	SCONJ
amfbr-130	23	37	monetary	monetary	ADJ
amfbr-130	23	38	variables	variable	NOUN
amfbr-130	23	39	such	such	ADJ
amfbr-130	23	40	as	as	ADP
amfbr-130	23	41	interest	interest	NOUN
amfbr-130	23	42	rate	rate	NOUN
amfbr-130	23	43	,	,	PUNCT
amfbr-130	23	44	money	money	NOUN
amfbr-130	23	45	supply	supply	NOUN
amfbr-130	23	46	,	,	PUNCT
amfbr-130	23	47	monetary	monetary	ADJ
amfbr-130	23	48	policy	policy	NOUN
amfbr-130	23	49	rates	rate	NOUN
amfbr-130	23	50	and	and	CCONJ
amfbr-130	23	51	liquidity	liquidity	NOUN
amfbr-130	23	52	reserves	reserve	NOUN
amfbr-130	23	53	,	,	PUNCT
amfbr-130	23	54	money	money	NOUN
amfbr-130	23	55	supply	supply	NOUN
amfbr-130	23	56	,	,	PUNCT
amfbr-130	23	57	affect	affect	VERB
amfbr-130	23	58	private	private	ADJ
amfbr-130	23	59	investment	investment	NOUN
amfbr-130	23	60	or	or	CCONJ
amfbr-130	23	61	financial	financial	ADJ
amfbr-130	23	62	institutions	institution	NOUN
amfbr-130	23	63	.	.	PUNCT
amfbr-130	24	1	morgan	morgan	PROPN
amfbr-130	24	2	(	(	PUNCT
amfbr-130	24	3	1981	1981	NUM
amfbr-130	24	4	)	)	PUNCT
amfbr-130	24	5	identified	identify	VERB
amfbr-130	24	6	two	two	NUM
amfbr-130	24	7	casual	casual	ADJ
amfbr-130	24	8	relationships	relationship	NOUN
amfbr-130	24	9	between	between	ADP
amfbr-130	24	10	monetary	monetary	ADJ
amfbr-130	24	11	policy	policy	NOUN
amfbr-130	24	12	instruments	instrument	NOUN
amfbr-130	24	13	and	and	CCONJ
amfbr-130	24	14	return	return	VERB
amfbr-130	24	15	on	on	ADP
amfbr-130	24	16	private	private	ADJ
amfbr-130	24	17	investment	investment	NOUN
amfbr-130	24	18	which	which	PRON
amfbr-130	24	19	are	be	AUX
amfbr-130	24	20	finance	finance	NOUN
amfbr-130	24	21	-	-	PUNCT
amfbr-130	24	22	led	lead	VERB
amfbr-130	24	23	hypothesis	hypothesis	NOUN
amfbr-130	24	24	and	and	CCONJ
amfbr-130	24	25	growth	growth	NOUN
amfbr-130	24	26	led	lead	VERB
amfbr-130	24	27	hypothesis	hypothesis	NOUN
amfbr-130	24	28	.	.	PUNCT
amfbr-130	25	1	the	the	DET
amfbr-130	25	2	effect	effect	NOUN
amfbr-130	25	3	of	of	ADP
amfbr-130	25	4	monetary	monetary	ADJ
amfbr-130	25	5	policy	policy	NOUN
amfbr-130	25	6	variables	variable	NOUN
amfbr-130	25	7	such	such	ADJ
amfbr-130	25	8	as	as	ADP
amfbr-130	25	9	interest	interest	NOUN
amfbr-130	25	10	rate	rate	NOUN
amfbr-130	25	11	,	,	PUNCT
amfbr-130	25	12	money	money	NOUN
amfbr-130	25	13	supply	supply	NOUN
amfbr-130	25	14	,	,	PUNCT
amfbr-130	25	15	monetary	monetary	ADJ
amfbr-130	25	16	policy	policy	NOUN
amfbr-130	25	17	rate	rate	NOUN
amfbr-130	25	18	and	and	CCONJ
amfbr-130	25	19	liquidity	liquidity	NOUN
amfbr-130	25	20	on	on	ADP
amfbr-130	25	21	the	the	DET
amfbr-130	25	22	qualitative	qualitative	ADJ
amfbr-130	25	23	measures	measure	NOUN
amfbr-130	25	24	of	of	ADP
amfbr-130	25	25	insurance	insurance	NOUN
amfbr-130	25	26	of	of	ADP
amfbr-130	25	27	insurance	insurance	NOUN
amfbr-130	25	28	performance	performance	NOUN
amfbr-130	25	29	such	such	ADJ
amfbr-130	25	30	as	as	ADP
amfbr-130	25	31	profit	profit	NOUN
amfbr-130	25	32	,	,	PUNCT
amfbr-130	25	33	investment	investment	NOUN
amfbr-130	25	34	,	,	PUNCT
amfbr-130	25	35	employment	employment	NOUN
amfbr-130	25	36	and	and	CCONJ
amfbr-130	25	37	cash	cash	NOUN
amfbr-130	25	38	flow	flow	NOUN
amfbr-130	25	39	is	be	AUX
amfbr-130	25	40	lacking	lack	VERB
amfbr-130	25	41	in	in	ADP
amfbr-130	25	42	literature	literature	NOUN
amfbr-130	25	43	.	.	PUNCT
amfbr-130	26	1	however	however	ADV
amfbr-130	26	2	,	,	PUNCT
amfbr-130	26	3	it	it	PRON
amfbr-130	26	4	is	be	AUX
amfbr-130	26	5	generally	generally	ADV
amfbr-130	26	6	accepted	accept	VERB
amfbr-130	26	7	in	in	ADP
amfbr-130	26	8	theory	theory	NOUN
amfbr-130	26	9	and	and	CCONJ
amfbr-130	26	10	principle	principle	NOUN
amfbr-130	26	11	that	that	SCONJ
amfbr-130	26	12	the	the	DET
amfbr-130	26	13	financial	financial	ADJ
amfbr-130	26	14	sector	sector	NOUN
amfbr-130	26	15	which	which	DET
amfbr-130	26	16	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	VERB
amfbr-130	26	17	american	american	PROPN
amfbr-130	26	18	finance	finance	PROPN
amfbr-130	26	19	&	&	CCONJ
amfbr-130	26	20	banking	banking	PROPN
amfbr-130	26	21	review	review	PROPN
amfbr-130	26	22	vol	vol	NOUN
amfbr-130	26	23	.	.	PROPN
amfbr-130	26	24	2	2	NUM
amfbr-130	26	25	,	,	PUNCT
amfbr-130	26	26	no	no	INTJ
amfbr-130	26	27	.	.	NOUN
amfbr-130	26	28	1	1	NUM
amfbr-130	26	29	;	;	PUNCT
amfbr-130	26	30	2018	2018	NUM
amfbr-130	26	31	65	65	NUM
amfbr-130	26	32	includes	include	VERB
amfbr-130	26	33	the	the	DET
amfbr-130	26	34	insurance	insurance	NOUN
amfbr-130	26	35	industry	industry	NOUN
amfbr-130	26	36	is	be	AUX
amfbr-130	26	37	the	the	DET
amfbr-130	26	38	transmission	transmission	NOUN
amfbr-130	26	39	mechanism	mechanism	NOUN
amfbr-130	26	40	for	for	ADP
amfbr-130	26	41	the	the	DET
amfbr-130	26	42	realization	realization	NOUN
amfbr-130	26	43	of	of	ADP
amfbr-130	26	44	government	government	NOUN
amfbr-130	26	45	monetary	monetary	ADJ
amfbr-130	26	46	and	and	CCONJ
amfbr-130	26	47	macroeconomic	macroeconomic	ADJ
amfbr-130	26	48	goals	goal	NOUN
amfbr-130	26	49	.	.	PUNCT
amfbr-130	27	1	despite	despite	SCONJ
amfbr-130	27	2	the	the	DET
amfbr-130	27	3	growing	grow	VERB
amfbr-130	27	4	literature	literature	NOUN
amfbr-130	27	5	on	on	ADP
amfbr-130	27	6	the	the	DET
amfbr-130	27	7	relationship	relationship	NOUN
amfbr-130	27	8	between	between	ADP
amfbr-130	27	9	monetary	monetary	ADJ
amfbr-130	27	10	policy	policy	NOUN
amfbr-130	27	11	and	and	CCONJ
amfbr-130	27	12	the	the	DET
amfbr-130	27	13	performance	performance	NOUN
amfbr-130	27	14	of	of	ADP
amfbr-130	27	15	the	the	DET
amfbr-130	27	16	financial	financial	ADJ
amfbr-130	27	17	institutions	institution	NOUN
amfbr-130	27	18	,	,	PUNCT
amfbr-130	27	19	the	the	DET
amfbr-130	27	20	effect	effect	NOUN
amfbr-130	27	21	of	of	ADP
amfbr-130	27	22	monetary	monetary	ADJ
amfbr-130	27	23	policy	policy	NOUN
amfbr-130	27	24	on	on	ADP
amfbr-130	27	25	the	the	DET
amfbr-130	27	26	non	non	ADJ
amfbr-130	27	27	-	-	ADJ
amfbr-130	27	28	banks	banks	ADJ
amfbr-130	27	29	financial	financial	ADJ
amfbr-130	27	30	institutions	institution	NOUN
amfbr-130	27	31	such	such	ADJ
amfbr-130	27	32	as	as	ADP
amfbr-130	27	33	the	the	DET
amfbr-130	27	34	insurance	insurance	NOUN
amfbr-130	27	35	companies	company	NOUN
amfbr-130	27	36	is	be	AUX
amfbr-130	27	37	lacking	lack	VERB
amfbr-130	27	38	in	in	ADP
amfbr-130	27	39	literature	literature	NOUN
amfbr-130	27	40	as	as	SCONJ
amfbr-130	27	41	significant	significant	ADJ
amfbr-130	27	42	proportion	proportion	NOUN
amfbr-130	27	43	of	of	ADP
amfbr-130	27	44	literature	literature	NOUN
amfbr-130	27	45	is	be	AUX
amfbr-130	27	46	focused	focus	VERB
amfbr-130	27	47	on	on	ADP
amfbr-130	27	48	the	the	DET
amfbr-130	27	49	effect	effect	NOUN
amfbr-130	27	50	of	of	ADP
amfbr-130	27	51	money	money	NOUN
amfbr-130	27	52	banks	bank	NOUN
amfbr-130	27	53	.	.	PUNCT
amfbr-130	28	1	this	this	PRON
amfbr-130	28	2	creates	create	VERB
amfbr-130	28	3	a	a	DET
amfbr-130	28	4	knowledge	knowledge	NOUN
amfbr-130	28	5	gap	gap	NOUN
amfbr-130	28	6	in	in	ADP
amfbr-130	28	7	the	the	DET
amfbr-130	28	8	effect	effect	NOUN
amfbr-130	28	9	of	of	ADP
amfbr-130	28	10	monetary	monetary	ADJ
amfbr-130	28	11	policy	policy	NOUN
amfbr-130	28	12	on	on	ADP
amfbr-130	28	13	the	the	DET
amfbr-130	28	14	performance	performance	NOUN
amfbr-130	28	15	of	of	ADP
amfbr-130	28	16	insurance	insurance	NOUN
amfbr-130	28	17	companies	company	NOUN
amfbr-130	28	18	in	in	ADP
amfbr-130	28	19	nigeria	nigeria	PROPN
amfbr-130	28	20	.	.	PUNCT
amfbr-130	29	1	again	again	ADV
amfbr-130	29	2	,	,	PUNCT
amfbr-130	29	3	the	the	DET
amfbr-130	29	4	existing	exist	VERB
amfbr-130	29	5	literatures	literature	NOUN
amfbr-130	29	6	and	and	CCONJ
amfbr-130	29	7	findings	finding	NOUN
amfbr-130	29	8	on	on	ADP
amfbr-130	29	9	the	the	DET
amfbr-130	29	10	effect	effect	NOUN
amfbr-130	29	11	of	of	ADP
amfbr-130	29	12	monetary	monetary	ADJ
amfbr-130	29	13	policy	policy	NOUN
amfbr-130	29	14	and	and	CCONJ
amfbr-130	29	15	the	the	DET
amfbr-130	29	16	performance	performance	NOUN
amfbr-130	29	17	of	of	ADP
amfbr-130	29	18	financial	financial	ADJ
amfbr-130	29	19	institution	institution	NOUN
amfbr-130	29	20	is	be	AUX
amfbr-130	29	21	inconclusive	inconclusive	ADJ
amfbr-130	29	22	and	and	CCONJ
amfbr-130	29	23	controversial	controversial	ADJ
amfbr-130	29	24	as	as	ADP
amfbr-130	29	25	some	some	DET
amfbr-130	29	26	report	report	NOUN
amfbr-130	29	27	positive	positive	ADJ
amfbr-130	29	28	while	while	SCONJ
amfbr-130	29	29	others	other	NOUN
amfbr-130	29	30	report	report	VERB
amfbr-130	29	31	negative	negative	ADJ
amfbr-130	29	32	effect	effect	NOUN
amfbr-130	29	33	.	.	PUNCT
amfbr-130	30	1	this	this	DET
amfbr-130	30	2	result	result	NOUN
amfbr-130	30	3	to	to	ADP
amfbr-130	30	4	failures	failure	NOUN
amfbr-130	30	5	or	or	CCONJ
amfbr-130	30	6	report	report	VERB
amfbr-130	30	7	negative	negative	ADJ
amfbr-130	30	8	effect	effect	NOUN
amfbr-130	30	9	,	,	PUNCT
amfbr-130	30	10	this	this	DET
amfbr-130	30	11	result	result	NOUN
amfbr-130	30	12	to	to	ADP
amfbr-130	30	13	failures	failure	NOUN
amfbr-130	30	14	of	of	ADP
amfbr-130	30	15	monetary	monetary	ADJ
amfbr-130	30	16	authorities	authority	NOUN
amfbr-130	30	17	in	in	ADP
amfbr-130	30	18	effect	effect	NOUN
amfbr-130	30	19	management	management	NOUN
amfbr-130	30	20	of	of	ADP
amfbr-130	30	21	monetary	monetary	ADJ
amfbr-130	30	22	policy	policy	NOUN
amfbr-130	30	23	to	to	PART
amfbr-130	30	24	achieve	achieve	VERB
amfbr-130	30	25	prudential	prudential	ADJ
amfbr-130	30	26	and	and	CCONJ
amfbr-130	30	27	financial	financial	ADJ
amfbr-130	30	28	sector	sector	NOUN
amfbr-130	30	29	stability	stability	NOUN
amfbr-130	30	30	.	.	PUNCT
amfbr-130	31	1	the	the	DET
amfbr-130	31	2	failure	failure	NOUN
amfbr-130	31	3	of	of	ADP
amfbr-130	31	4	previous	previous	ADJ
amfbr-130	31	5	financial	financial	ADJ
amfbr-130	31	6	policies	policy	NOUN
amfbr-130	31	7	of	of	ADP
amfbr-130	31	8	government	government	NOUN
amfbr-130	31	9	to	to	PART
amfbr-130	31	10	achieve	achieve	VERB
amfbr-130	31	11	desirable	desirable	ADJ
amfbr-130	31	12	economic	economic	ADJ
amfbr-130	31	13	growth	growth	NOUN
amfbr-130	31	14	was	be	AUX
amfbr-130	31	15	the	the	DET
amfbr-130	31	16	concern	concern	NOUN
amfbr-130	31	17	that	that	PRON
amfbr-130	31	18	demands	demand	VERB
amfbr-130	31	19	re	re	VERB
amfbr-130	31	20	-	-	NOUN
amfbr-130	31	21	structuring	structuring	NOUN
amfbr-130	31	22	of	of	ADP
amfbr-130	31	23	the	the	DET
amfbr-130	31	24	system	system	NOUN
amfbr-130	31	25	,	,	PUNCT
amfbr-130	31	26	especially	especially	ADV
amfbr-130	31	27	in	in	ADP
amfbr-130	31	28	the	the	DET
amfbr-130	31	29	era	era	NOUN
amfbr-130	31	30	of	of	ADP
amfbr-130	31	31	an	an	DET
amfbr-130	31	32	ailing	ail	VERB
amfbr-130	31	33	economy	economy	NOUN
amfbr-130	31	34	(	(	PUNCT
amfbr-130	31	35	dagogo	dagogo	NOUN
amfbr-130	31	36	and	and	CCONJ
amfbr-130	31	37	okorie	okorie	ADV
amfbr-130	31	38	,	,	PUNCT
amfbr-130	31	39	2014	2014	NUM
amfbr-130	31	40	)	)	PUNCT
amfbr-130	31	41	.	.	PUNCT
amfbr-130	32	1	this	this	PRON
amfbr-130	32	2	results	result	VERB
amfbr-130	32	3	to	to	ADP
amfbr-130	32	4	the	the	DET
amfbr-130	32	5	difficulties	difficulty	NOUN
amfbr-130	32	6	of	of	ADP
amfbr-130	32	7	accessing	access	VERB
amfbr-130	32	8	the	the	DET
amfbr-130	32	9	relative	relative	ADJ
amfbr-130	32	10	effect	effect	NOUN
amfbr-130	32	11	of	of	ADP
amfbr-130	32	12	monetary	monetary	ADJ
amfbr-130	32	13	policy	policy	NOUN
amfbr-130	32	14	on	on	ADP
amfbr-130	32	15	the	the	DET
amfbr-130	32	16	non	non	ADJ
amfbr-130	32	17	-	-	ADJ
amfbr-130	32	18	bank	bank	ADJ
amfbr-130	32	19	financial	financial	ADJ
amfbr-130	32	20	institutions	institution	NOUN
amfbr-130	32	21	.	.	PUNCT
amfbr-130	33	1	from	from	ADP
amfbr-130	33	2	the	the	DET
amfbr-130	33	3	above	above	NOUN
amfbr-130	33	4	,	,	PUNCT
amfbr-130	33	5	this	this	DET
amfbr-130	33	6	study	study	NOUN
amfbr-130	33	7	intends	intend	VERB
amfbr-130	33	8	to	to	PART
amfbr-130	33	9	examine	examine	VERB
amfbr-130	33	10	the	the	DET
amfbr-130	33	11	effect	effect	NOUN
amfbr-130	33	12	of	of	ADP
amfbr-130	33	13	monetary	monetary	ADJ
amfbr-130	33	14	policy	policy	NOUN
amfbr-130	33	15	on	on	ADP
amfbr-130	33	16	the	the	DET
amfbr-130	33	17	performance	performance	NOUN
amfbr-130	33	18	of	of	ADP
amfbr-130	33	19	insurance	insurance	NOUN
amfbr-130	33	20	companies	company	NOUN
amfbr-130	33	21	in	in	ADP
amfbr-130	33	22	nigeria	nigeria	PROPN
amfbr-130	33	23	.	.	PUNCT
amfbr-130	34	1	the	the	DET
amfbr-130	34	2	following	follow	VERB
amfbr-130	34	3	null	null	ADJ
amfbr-130	34	4	hypotheses	hypothesis	NOUN
amfbr-130	34	5	are	be	AUX
amfbr-130	34	6	formulated	formulate	VERB
amfbr-130	34	7	from	from	ADP
amfbr-130	34	8	the	the	DET
amfbr-130	34	9	variables	variable	NOUN
amfbr-130	34	10	:	:	PUNCT
amfbr-130	34	11			PRON
amfbr-130	34	12	there	there	PRON
amfbr-130	34	13	is	be	VERB
amfbr-130	34	14	no	no	DET
amfbr-130	34	15	significant	significant	ADJ
amfbr-130	34	16	relationship	relationship	NOUN
amfbr-130	34	17	between	between	ADP
amfbr-130	34	18	treasury	treasury	PROPN
amfbr-130	34	19	bill	bill	NOUN
amfbr-130	34	20	rate	rate	NOUN
amfbr-130	34	21	and	and	CCONJ
amfbr-130	34	22	return	return	VERB
amfbr-130	34	23	on	on	ADP
amfbr-130	34	24	equity	equity	NOUN
amfbr-130	34	25	of	of	ADP
amfbr-130	34	26	quoted	quote	VERB
amfbr-130	34	27	insurance	insurance	NOUN
amfbr-130	34	28	firms	firm	NOUN
amfbr-130	34	29	in	in	ADP
amfbr-130	34	30	nigeria	nigeria	PROPN
amfbr-130	34	31	.	.	PUNCT
amfbr-130	35	1			X
amfbr-130	36	1	there	there	PRON
amfbr-130	36	2	is	be	VERB
amfbr-130	36	3	no	no	DET
amfbr-130	36	4	significant	significant	ADJ
amfbr-130	36	5	relationship	relationship	NOUN
amfbr-130	36	6	between	between	ADP
amfbr-130	36	7	monetary	monetary	ADJ
amfbr-130	36	8	policy	policy	NOUN
amfbr-130	36	9	rate	rate	NOUN
amfbr-130	36	10	and	and	CCONJ
amfbr-130	36	11	return	return	NOUN
amfbr-130	36	12	on	on	ADP
amfbr-130	36	13	equity	equity	NOUN
amfbr-130	36	14	of	of	ADP
amfbr-130	36	15	quoted	quote	VERB
amfbr-130	36	16	insurance	insurance	NOUN
amfbr-130	36	17	firms	firm	NOUN
amfbr-130	36	18	in	in	ADP
amfbr-130	36	19	nigeria	nigeria	PROPN
amfbr-130	36	20	.	.	PUNCT
amfbr-130	37	1			X
amfbr-130	38	1	there	there	PRON
amfbr-130	38	2	is	be	VERB
amfbr-130	38	3	no	no	DET
amfbr-130	38	4	significant	significant	ADJ
amfbr-130	38	5	relationship	relationship	NOUN
amfbr-130	38	6	between	between	ADP
amfbr-130	38	7	interest	interest	NOUN
amfbr-130	38	8	rate	rate	NOUN
amfbr-130	38	9	and	and	CCONJ
amfbr-130	38	10	return	return	VERB
amfbr-130	38	11	on	on	ADP
amfbr-130	38	12	equity	equity	NOUN
amfbr-130	38	13	of	of	ADP
amfbr-130	38	14	quoted	quote	VERB
amfbr-130	38	15	insurance	insurance	NOUN
amfbr-130	38	16	firms	firm	NOUN
amfbr-130	38	17	in	in	ADP
amfbr-130	38	18	nigeria	nigeria	PROPN
amfbr-130	38	19	.	.	PUNCT
amfbr-130	39	1			X
amfbr-130	40	1	there	there	PRON
amfbr-130	40	2	is	be	VERB
amfbr-130	40	3	no	no	DET
amfbr-130	40	4	significant	significant	ADJ
amfbr-130	40	5	relationship	relationship	NOUN
amfbr-130	40	6	between	between	ADP
amfbr-130	40	7	growth	growth	NOUN
amfbr-130	40	8	of	of	ADP
amfbr-130	40	9	money	money	NOUN
amfbr-130	40	10	supply	supply	NOUN
amfbr-130	40	11	and	and	CCONJ
amfbr-130	40	12	return	return	VERB
amfbr-130	40	13	on	on	ADP
amfbr-130	40	14	equity	equity	NOUN
amfbr-130	40	15	of	of	ADP
amfbr-130	40	16	quoted	quote	VERB
amfbr-130	40	17	insurance	insurance	NOUN
amfbr-130	40	18	firms	firm	NOUN
amfbr-130	40	19	in	in	ADP
amfbr-130	40	20	nigeria	nigeria	PROPN
amfbr-130	40	21	.	.	PUNCT
amfbr-130	41	1			X
amfbr-130	42	1	there	there	PRON
amfbr-130	42	2	is	be	VERB
amfbr-130	42	3	no	no	DET
amfbr-130	42	4	significant	significant	ADJ
amfbr-130	42	5	relationship	relationship	NOUN
amfbr-130	42	6	between	between	ADP
amfbr-130	42	7	exchange	exchange	NOUN
amfbr-130	42	8	rate	rate	NOUN
amfbr-130	42	9	and	and	CCONJ
amfbr-130	42	10	return	return	VERB
amfbr-130	42	11	on	on	ADP
amfbr-130	42	12	equity	equity	NOUN
amfbr-130	42	13	of	of	ADP
amfbr-130	42	14	quoted	quote	VERB
amfbr-130	42	15	insurance	insurance	NOUN
amfbr-130	42	16	firms	firm	NOUN
amfbr-130	42	17	in	in	ADP
amfbr-130	42	18	nigeria	nigeria	PROPN
amfbr-130	42	19	.	.	PUNCT
amfbr-130	43	1	2	2	X
amfbr-130	43	2	.	.	X
amfbr-130	43	3	literature	literature	NOUN
amfbr-130	43	4	review	review	VERB
amfbr-130	43	5	2.1	2.1	NUM
amfbr-130	43	6	insurance	insurance	NOUN
amfbr-130	43	7	in	in	ADP
amfbr-130	43	8	nigeria	nigeria	PROPN
amfbr-130	43	9	insurance	insurance	NOUN
amfbr-130	43	10	companies	company	NOUN
amfbr-130	43	11	provide	provide	VERB
amfbr-130	43	12	unique	unique	ADJ
amfbr-130	43	13	financial	financial	ADJ
amfbr-130	43	14	services	service	NOUN
amfbr-130	43	15	to	to	ADP
amfbr-130	43	16	the	the	DET
amfbr-130	43	17	growth	growth	NOUN
amfbr-130	43	18	and	and	CCONJ
amfbr-130	43	19	development	development	NOUN
amfbr-130	43	20	of	of	ADP
amfbr-130	43	21	every	every	DET
amfbr-130	43	22	economy	economy	NOUN
amfbr-130	43	23	.	.	PUNCT
amfbr-130	44	1	such	such	ADJ
amfbr-130	44	2	specialized	specialized	ADJ
amfbr-130	44	3	service	service	NOUN
amfbr-130	44	4	ranges	range	VERB
amfbr-130	44	5	from	from	ADP
amfbr-130	44	6	the	the	DET
amfbr-130	44	7	underwriting	underwriting	NOUN
amfbr-130	44	8	of	of	ADP
amfbr-130	44	9	risks	risk	NOUN
amfbr-130	44	10	inherent	inherent	ADJ
amfbr-130	44	11	in	in	ADP
amfbr-130	44	12	economic	economic	ADJ
amfbr-130	44	13	entities	entity	NOUN
amfbr-130	44	14	and	and	CCONJ
amfbr-130	44	15	the	the	DET
amfbr-130	44	16	mobilization	mobilization	NOUN
amfbr-130	44	17	of	of	ADP
amfbr-130	44	18	large	large	ADJ
amfbr-130	44	19	amount	amount	NOUN
amfbr-130	44	20	of	of	ADP
amfbr-130	44	21	funds	fund	NOUN
amfbr-130	44	22	through	through	ADP
amfbr-130	44	23	premium	premium	NOUN
amfbr-130	44	24	for	for	ADP
amfbr-130	44	25	long	long	ADJ
amfbr-130	44	26	-	-	PUNCT
amfbr-130	44	27	term	term	NOUN
amfbr-130	44	28	investment	investment	NOUN
amfbr-130	44	29	(	(	PUNCT
amfbr-130	44	30	akotey	akotey	NOUN
amfbr-130	44	31	et	et	NOUN
amfbr-130	44	32	al	al	PROPN
amfbr-130	44	33	,	,	PUNCT
amfbr-130	44	34	2011	2011	NUM
amfbr-130	44	35	)	)	PUNCT
amfbr-130	44	36	.	.	PUNCT
amfbr-130	45	1	the	the	DET
amfbr-130	45	2	risk	risk	NOUN
amfbr-130	45	3	absorption	absorption	NOUN
amfbr-130	45	4	role	role	NOUN
amfbr-130	45	5	of	of	ADP
amfbr-130	45	6	insurers	insurer	NOUN
amfbr-130	45	7	promotes	promote	VERB
amfbr-130	45	8	financial	financial	ADJ
amfbr-130	45	9	stability	stability	NOUN
amfbr-130	45	10	in	in	ADP
amfbr-130	45	11	the	the	DET
amfbr-130	45	12	financial	financial	ADJ
amfbr-130	45	13	entities	entity	NOUN
amfbr-130	45	14	(	(	PUNCT
amfbr-130	45	15	lowes	lowe	NOUN
amfbr-130	45	16	,	,	PUNCT
amfbr-130	45	17	2010	2010	NUM
amfbr-130	45	18	)	)	PUNCT
amfbr-130	45	19	.	.	PUNCT
amfbr-130	46	1	categorically	categorically	ADV
amfbr-130	46	2	,	,	PUNCT
amfbr-130	46	3	insurance	insurance	NOUN
amfbr-130	46	4	in	in	ADP
amfbr-130	46	5	nigeria	nigeria	PROPN
amfbr-130	46	6	is	be	AUX
amfbr-130	46	7	classified	classify	VERB
amfbr-130	46	8	into	into	ADP
amfbr-130	46	9	life	life	NOUN
amfbr-130	46	10	,	,	PUNCT
amfbr-130	46	11	general	general	ADJ
amfbr-130	46	12	,	,	PUNCT
amfbr-130	46	13	composite	composite	ADJ
amfbr-130	46	14	and	and	CCONJ
amfbr-130	46	15	reinsurance	reinsurance	NOUN
amfbr-130	46	16	(	(	PUNCT
amfbr-130	46	17	ezirim	ezirim	NOUN
amfbr-130	46	18	,	,	PUNCT
amfbr-130	46	19	2003	2003	NUM
amfbr-130	46	20	)	)	PUNCT
amfbr-130	46	21	.	.	PUNCT
amfbr-130	47	1	apart	apart	ADV
amfbr-130	47	2	from	from	ADP
amfbr-130	47	3	the	the	DET
amfbr-130	47	4	risk	risk	NOUN
amfbr-130	47	5	management	management	NOUN
amfbr-130	47	6	functions	function	NOUN
amfbr-130	47	7	,	,	PUNCT
amfbr-130	47	8	insurance	insurance	NOUN
amfbr-130	47	9	policy	policy	NOUN
amfbr-130	47	10	such	such	ADJ
amfbr-130	47	11	as	as	ADP
amfbr-130	47	12	life	life	NOUN
amfbr-130	47	13	and	and	CCONJ
amfbr-130	47	14	whole	whole	ADJ
amfbr-130	47	15	life	life	NOUN
amfbr-130	47	16	is	be	AUX
amfbr-130	47	17	an	an	DET
amfbr-130	47	18	aspect	aspect	NOUN
amfbr-130	47	19	that	that	PRON
amfbr-130	47	20	provide	provide	VERB
amfbr-130	47	21	savings	saving	NOUN
amfbr-130	47	22	plans	plan	NOUN
amfbr-130	47	23	and	and	CCONJ
amfbr-130	47	24	in	in	ADP
amfbr-130	47	25	direct	direct	ADJ
amfbr-130	47	26	completion	completion	NOUN
amfbr-130	47	27	with	with	ADP
amfbr-130	47	28	the	the	DET
amfbr-130	47	29	investment	investment	NOUN
amfbr-130	47	30	in	in	ADP
amfbr-130	47	31	other	other	ADJ
amfbr-130	47	32	financial	financial	ADJ
amfbr-130	47	33	institutions	institution	NOUN
amfbr-130	47	34	such	such	ADJ
amfbr-130	47	35	as	as	ADP
amfbr-130	47	36	the	the	DET
amfbr-130	47	37	deposit	deposit	NOUN
amfbr-130	47	38	money	money	NOUN
amfbr-130	47	39	banks	bank	NOUN
amfbr-130	47	40	,	,	PUNCT
amfbr-130	47	41	savings	saving	NOUN
amfbr-130	47	42	associations	association	NOUN
amfbr-130	47	43	,	,	PUNCT
amfbr-130	47	44	mutual	mutual	ADJ
amfbr-130	47	45	funds	fund	NOUN
amfbr-130	47	46	and	and	CCONJ
amfbr-130	47	47	real	real	ADJ
amfbr-130	47	48	estates	estate	NOUN
amfbr-130	47	49	and	and	CCONJ
amfbr-130	47	50	other	other	ADJ
amfbr-130	47	51	real	real	ADJ
amfbr-130	47	52	and	and	CCONJ
amfbr-130	47	53	financial	financial	ADJ
amfbr-130	47	54	investments	investment	NOUN
amfbr-130	47	55	(	(	PUNCT
amfbr-130	47	56	ezirim	ezirim	NOUN
amfbr-130	47	57	and	and	CCONJ
amfbr-130	47	58	muoghalu	muoghalu	NOUN
amfbr-130	47	59	,	,	PUNCT
amfbr-130	47	60	2002	2002	NUM
amfbr-130	47	61	)	)	PUNCT
amfbr-130	47	62	.	.	PUNCT
amfbr-130	48	1	insurance	insurance	NOUN
amfbr-130	48	2	plays	play	VERB
amfbr-130	48	3	financial	financial	ADJ
amfbr-130	48	4	intermediation	intermediation	NOUN
amfbr-130	48	5	function	function	NOUN
amfbr-130	48	6	,	,	PUNCT
amfbr-130	48	7	a	a	DET
amfbr-130	48	8	major	major	ADJ
amfbr-130	48	9	source	source	NOUN
amfbr-130	48	10	of	of	ADP
amfbr-130	48	11	long	long	ADJ
amfbr-130	48	12	-	-	PUNCT
amfbr-130	48	13	term	term	NOUN
amfbr-130	48	14	capital	capital	NOUN
amfbr-130	48	15	and	and	CCONJ
amfbr-130	48	16	facilitate	facilitate	VERB
amfbr-130	48	17	the	the	DET
amfbr-130	48	18	growth	growth	NOUN
amfbr-130	48	19	of	of	ADP
amfbr-130	48	20	the	the	DET
amfbr-130	48	21	capital	capital	NOUN
amfbr-130	48	22	market	market	NOUN
amfbr-130	48	23	(	(	PUNCT
amfbr-130	48	24	catalan	catalan	NOUN
amfbr-130	48	25	et	et	PROPN
amfbr-130	48	26	al	al	PROPN
amfbr-130	48	27	.	.	PROPN
amfbr-130	48	28	,	,	PUNCT
amfbr-130	48	29	2000	2000	NUM
amfbr-130	48	30	)	)	PUNCT
amfbr-130	48	31	.	.	PUNCT
amfbr-130	49	1	hence	hence	ADV
amfbr-130	49	2	monetary	monetary	ADJ
amfbr-130	49	3	and	and	CCONJ
amfbr-130	49	4	macroeconomic	macroeconomic	ADJ
amfbr-130	49	5	shocks	shock	NOUN
amfbr-130	49	6	can	can	AUX
amfbr-130	49	7	affect	affect	VERB
amfbr-130	49	8	positively	positively	ADV
amfbr-130	49	9	or	or	CCONJ
amfbr-130	49	10	negatively	negatively	ADV
amfbr-130	49	11	insurance	insurance	NOUN
amfbr-130	49	12	investment	investment	NOUN
amfbr-130	49	13	.	.	PUNCT
amfbr-130	50	1	nigerian	nigerian	ADJ
amfbr-130	50	2	government	government	NOUN
amfbr-130	50	3	over	over	ADP
amfbr-130	50	4	the	the	DET
amfbr-130	50	5	years	year	NOUN
amfbr-130	50	6	has	have	AUX
amfbr-130	50	7	embarked	embark	VERB
amfbr-130	50	8	on	on	ADP
amfbr-130	50	9	monetary	monetary	ADJ
amfbr-130	50	10	and	and	CCONJ
amfbr-130	50	11	macroeconomic	macroeconomic	ADJ
amfbr-130	50	12	reforms	reform	NOUN
amfbr-130	50	13	to	to	PART
amfbr-130	50	14	enhance	enhance	VERB
amfbr-130	50	15	real	real	ADJ
amfbr-130	50	16	and	and	CCONJ
amfbr-130	50	17	portfolio	portfolio	NOUN
amfbr-130	50	18	investment	investment	NOUN
amfbr-130	50	19	in	in	ADP
amfbr-130	50	20	the	the	DET
amfbr-130	50	21	financial	financial	ADJ
amfbr-130	50	22	sector	sector	NOUN
amfbr-130	50	23	.	.	PUNCT
amfbr-130	51	1	for	for	ADP
amfbr-130	51	2	instance	instance	NOUN
amfbr-130	51	3	the	the	DET
amfbr-130	51	4	deregulation	deregulation	NOUN
amfbr-130	51	5	of	of	ADP
amfbr-130	51	6	interest	interest	NOUN
amfbr-130	51	7	rate	rate	NOUN
amfbr-130	51	8	and	and	CCONJ
amfbr-130	51	9	the	the	DET
amfbr-130	51	10	financial	financial	ADJ
amfbr-130	51	11	sector	sector	NOUN
amfbr-130	51	12	in	in	ADP
amfbr-130	51	13	the	the	DET
amfbr-130	51	14	last	last	ADJ
amfbr-130	51	15	quarter	quarter	NOUN
amfbr-130	51	16	of	of	ADP
amfbr-130	51	17	1986	1986	NUM
amfbr-130	51	18	,	,	PUNCT
amfbr-130	51	19	the	the	DET
amfbr-130	51	20	reforms	reform	NOUN
amfbr-130	51	21	in	in	ADP
amfbr-130	51	22	the	the	DET
amfbr-130	51	23	foreign	foreign	ADJ
amfbr-130	51	24	exchange	exchange	NOUN
amfbr-130	51	25	market	market	NOUN
amfbr-130	51	26	to	to	PART
amfbr-130	51	27	attract	attract	VERB
amfbr-130	51	28	foreign	foreign	ADJ
amfbr-130	51	29	real	real	ADJ
amfbr-130	51	30	and	and	CCONJ
amfbr-130	51	31	portfolio	portfolio	NOUN
amfbr-130	51	32	investment	investment	NOUN
amfbr-130	51	33	,	,	PUNCT
amfbr-130	51	34	the	the	DET
amfbr-130	51	35	establishment	establishment	NOUN
amfbr-130	51	36	of	of	ADP
amfbr-130	51	37	national	national	PROPN
amfbr-130	51	38	insurance	insurance	PROPN
amfbr-130	51	39	commission	commission	PROPN
amfbr-130	51	40	(	(	PUNCT
amfbr-130	51	41	naicon	naicon	NOUN
amfbr-130	51	42	)	)	PUNCT
amfbr-130	51	43	in	in	ADP
amfbr-130	51	44	1997	1997	NUM
amfbr-130	51	45	.	.	PUNCT
amfbr-130	52	1	the	the	DET
amfbr-130	52	2	enactment	enactment	NOUN
amfbr-130	52	3	of	of	ADP
amfbr-130	52	4	the	the	DET
amfbr-130	52	5	insurance	insurance	NOUN
amfbr-130	52	6	act	act	NOUN
amfbr-130	52	7	2003	2003	NUM
amfbr-130	52	8	which	which	PRON
amfbr-130	52	9	increase	increase	VERB
amfbr-130	52	10	the	the	DET
amfbr-130	52	11	capital	capital	NOUN
amfbr-130	52	12	base	base	NOUN
amfbr-130	52	13	of	of	ADP
amfbr-130	52	14	the	the	DET
amfbr-130	52	15	categorized	categorize	VERB
amfbr-130	52	16	insurance	insurance	NOUN
amfbr-130	52	17	businesses	business	NOUN
amfbr-130	52	18	to	to	ADP
amfbr-130	52	19	n15	n15	PROPN
amfbr-130	52	20	m	m	PROPN
amfbr-130	52	21	for	for	ADP
amfbr-130	52	22	life	life	NOUN
amfbr-130	52	23	insurance	insurance	NOUN
amfbr-130	52	24	,	,	PUNCT
amfbr-130	52	25	n200	n200	PROPN
amfbr-130	52	26	m	m	PROPN
amfbr-130	52	27	for	for	ADP
amfbr-130	52	28	general	general	ADJ
amfbr-130	52	29	insurance	insurance	NOUN
amfbr-130	52	30	and	and	CCONJ
amfbr-130	52	31	n350	n350	PROPN
amfbr-130	52	32	m	m	NOUN
amfbr-130	52	33	for	for	ADP
amfbr-130	52	34	reinsurance	reinsurance	NOUN
amfbr-130	52	35	and	and	CCONJ
amfbr-130	52	36	the	the	DET
amfbr-130	52	37	recapitalization	recapitalization	NOUN
amfbr-130	52	38	policy	policy	NOUN
amfbr-130	52	39	in	in	ADP
amfbr-130	52	40	2005	2005	NUM
amfbr-130	52	41	which	which	PRON
amfbr-130	52	42	further	far	ADV
amfbr-130	52	43	increase	increase	VERB
amfbr-130	52	44	the	the	DET
amfbr-130	52	45	capital	capital	NOUN
amfbr-130	52	46	base	base	NOUN
amfbr-130	52	47	to	to	ADP
amfbr-130	52	48	n2billion	n2billion	NOUN
amfbr-130	52	49	life	life	NOUN
amfbr-130	52	50	insurance	insurance	NOUN
amfbr-130	52	51	,	,	PUNCT
amfbr-130	52	52	n3billion	n3billion	NOUN
amfbr-130	52	53	non	non	ADJ
amfbr-130	52	54	life	life	NOUN
amfbr-130	52	55	and	and	CCONJ
amfbr-130	52	56	n10billion	n10billion	NOUN
amfbr-130	52	57	reinsurance	reinsurance	NOUN
amfbr-130	52	58	which	which	PRON
amfbr-130	52	59	reduce	reduce	VERB
amfbr-130	52	60	number	number	NOUN
amfbr-130	52	61	of	of	ADP
amfbr-130	52	62	insurance	insurance	NOUN
amfbr-130	52	63	companies	company	NOUN
amfbr-130	52	64	from	from	ADP
amfbr-130	52	65	104	104	NUM
amfbr-130	52	66	to	to	ADP
amfbr-130	52	67	49	49	NUM
amfbr-130	52	68	,	,	PUNCT
amfbr-130	52	69	reinsurance	reinsurance	NOUN
amfbr-130	52	70	from	from	ADP
amfbr-130	52	71	4	4	NUM
amfbr-130	52	72	to	to	PART
amfbr-130	52	73	2	2	NUM
amfbr-130	52	74	(	(	PUNCT
amfbr-130	52	75	fatula	fatula	NOUN
amfbr-130	52	76	,	,	PUNCT
amfbr-130	52	77	2007	2007	NUM
amfbr-130	52	78	)	)	PUNCT
amfbr-130	52	79	with	with	ADP
amfbr-130	52	80	the	the	DET
amfbr-130	52	81	objective	objective	NOUN
amfbr-130	52	82	of	of	ADP
amfbr-130	52	83	consolidating	consolidate	VERB
amfbr-130	52	84	in	in	ADP
amfbr-130	52	85	the	the	DET
amfbr-130	52	86	sector	sector	NOUN
amfbr-130	52	87	maximize	maximize	VERB
amfbr-130	52	88	investment	investment	NOUN
amfbr-130	52	89	returns	return	NOUN
amfbr-130	52	90	and	and	CCONJ
amfbr-130	52	91	to	to	PART
amfbr-130	52	92	attract	attract	VERB
amfbr-130	52	93	foreign	foreign	ADJ
amfbr-130	52	94	capital	capital	NOUN
amfbr-130	52	95	infusion	infusion	NOUN
amfbr-130	52	96	(	(	PUNCT
amfbr-130	52	97	ayeleso	ayeleso	NOUN
amfbr-130	52	98	,	,	PUNCT
amfbr-130	52	99	2010	2010	NUM
amfbr-130	52	100	)	)	PUNCT
amfbr-130	52	101	.	.	PUNCT
amfbr-130	53	1	however	however	ADV
amfbr-130	53	2	,	,	PUNCT
amfbr-130	53	3	the	the	DET
amfbr-130	53	4	extents	extent	NOUN
amfbr-130	53	5	to	to	PART
amfbr-130	53	6	which	which	PRON
amfbr-130	53	7	these	these	DET
amfbr-130	53	8	reforms	reform	NOUN
amfbr-130	53	9	have	have	AUX
amfbr-130	53	10	affected	affect	VERB
amfbr-130	53	11	investment	investment	NOUN
amfbr-130	53	12	in	in	ADP
amfbr-130	53	13	the	the	DET
amfbr-130	53	14	insurance	insurance	NOUN
amfbr-130	53	15	industry	industry	NOUN
amfbr-130	53	16	remain	remain	VERB
amfbr-130	53	17	a	a	DET
amfbr-130	53	18	matter	matter	NOUN
amfbr-130	53	19	of	of	ADP
amfbr-130	53	20	research	research	NOUN
amfbr-130	53	21	interest	interest	NOUN
amfbr-130	53	22	as	as	ADP
amfbr-130	53	23	investment	investment	NOUN
amfbr-130	53	24	in	in	ADP
amfbr-130	53	25	the	the	DET
amfbr-130	53	26	industry	industry	NOUN
amfbr-130	53	27	continues	continue	VERB
amfbr-130	53	28	to	to	PART
amfbr-130	53	29	decline	decline	VERB
amfbr-130	53	30	.	.	PUNCT
amfbr-130	54	1	record	record	NOUN
amfbr-130	54	2	revealed	reveal	VERB
amfbr-130	54	3	that	that	SCONJ
amfbr-130	54	4	only	only	ADV
amfbr-130	54	5	10	10	NUM
amfbr-130	54	6	%	%	NOUN
amfbr-130	54	7	of	of	ADP
amfbr-130	54	8	nigerian	nigerian	PROPN
amfbr-130	54	9	have	have	VERB
amfbr-130	54	10	insurance	insurance	NOUN
amfbr-130	54	11	policy	policy	NOUN
amfbr-130	54	12	of	of	ADP
amfbr-130	54	13	any	any	DET
amfbr-130	54	14	type	type	NOUN
amfbr-130	54	15	(	(	PUNCT
amfbr-130	54	16	mordi	mordi	NOUN
amfbr-130	54	17	,	,	PUNCT
amfbr-130	54	18	1990	1990	NUM
amfbr-130	54	19	,	,	PUNCT
amfbr-130	54	20	wilson	wilson	PROPN
amfbr-130	54	21	,	,	PUNCT
amfbr-130	54	22	2004	2004	NUM
amfbr-130	54	23	)	)	PUNCT
amfbr-130	54	24	.	.	PUNCT
amfbr-130	55	1	a	a	DET
amfbr-130	55	2	close	close	ADJ
amfbr-130	55	3	examination	examination	NOUN
amfbr-130	55	4	of	of	ADP
amfbr-130	55	5	cbn	cbn	PROPN
amfbr-130	55	6	report	report	PROPN
amfbr-130	55	7	(	(	PUNCT
amfbr-130	55	8	2012	2012	NUM
amfbr-130	55	9	)	)	PUNCT
amfbr-130	55	10	indicate	indicate	VERB
amfbr-130	55	11	that	that	SCONJ
amfbr-130	55	12	total	total	ADJ
amfbr-130	55	13	investment	investment	NOUN
amfbr-130	55	14	of	of	ADP
amfbr-130	55	15	nigerian	nigerian	ADJ
amfbr-130	55	16	insurance	insurance	NOUN
amfbr-130	55	17	industry	industry	NOUN
amfbr-130	55	18	total	total	NOUN
amfbr-130	55	19	n336,247.9	n336,247.9	NOUN
amfbr-130	55	20	in	in	ADP
amfbr-130	55	21	2008	2008	NUM
amfbr-130	55	22	,	,	PUNCT
amfbr-130	55	23	n343,894.2	n343,894.2	NOUN
amfbr-130	55	24	in	in	ADP
amfbr-130	55	25	2009	2009	NUM
amfbr-130	55	26	,	,	PUNCT
amfbr-130	55	27	n351,459.9	n351,459.9	VERB
amfbr-130	55	28	in	in	ADP
amfbr-130	55	29	2010	2010	NUM
amfbr-130	55	30	and	and	CCONJ
amfbr-130	55	31	n	n	DET
amfbr-130	55	32	359,192.0	359,192.0	NUM
amfbr-130	55	33	in	in	ADP
amfbr-130	55	34	2011	2011	NUM
amfbr-130	55	35	representing	represent	VERB
amfbr-130	55	36	a	a	DET
amfbr-130	55	37	marginal	marginal	ADJ
amfbr-130	55	38	annual	annual	ADJ
amfbr-130	55	39	increase	increase	NOUN
amfbr-130	55	40	of	of	ADP
amfbr-130	55	41	2.89	2.89	NUM
amfbr-130	55	42	%	%	NOUN
amfbr-130	55	43	compared	compare	VERB
amfbr-130	55	44	with	with	ADP
amfbr-130	55	45	the	the	DET
amfbr-130	55	46	commercial	commercial	ADJ
amfbr-130	55	47	banks	bank	NOUN
amfbr-130	55	48	of	of	ADP
amfbr-130	55	49	43.78	43.78	NUM
amfbr-130	55	50	%	%	NOUN
amfbr-130	55	51	.	.	PUNCT
amfbr-130	56	1	2.2	2.2	NUM
amfbr-130	56	2	conceptual	conceptual	ADJ
amfbr-130	56	3	of	of	ADP
amfbr-130	56	4	monetary	monetary	ADJ
amfbr-130	56	5	policy	policy	NOUN
amfbr-130	56	6	monetary	monetary	ADJ
amfbr-130	56	7	policy	policy	NOUN
amfbr-130	56	8	is	be	AUX
amfbr-130	56	9	defined	define	VERB
amfbr-130	56	10	by	by	ADP
amfbr-130	56	11	the	the	DET
amfbr-130	56	12	central	central	ADJ
amfbr-130	56	13	bank	bank	PROPN
amfbr-130	56	14	of	of	ADP
amfbr-130	56	15	nigeria	nigeria	PROPN
amfbr-130	56	16	(	(	PUNCT
amfbr-130	56	17	cbn	cbn	PROPN
amfbr-130	56	18	)	)	PUNCT
amfbr-130	56	19	as	as	ADP
amfbr-130	56	20	combination	combination	NOUN
amfbr-130	56	21	of	of	ADP
amfbr-130	56	22	measures	measure	NOUN
amfbr-130	56	23	designed	design	VERB
amfbr-130	56	24	to	to	PART
amfbr-130	56	25	regulate	regulate	VERB
amfbr-130	56	26	value	value	NOUN
amfbr-130	56	27	supply	supply	NOUN
amfbr-130	56	28	and	and	CCONJ
amfbr-130	56	29	cost	cost	NOUN
amfbr-130	56	30	of	of	ADP
amfbr-130	56	31	money	money	NOUN
amfbr-130	56	32	in	in	ADP
amfbr-130	56	33	an	an	DET
amfbr-130	56	34	economy	economy	NOUN
amfbr-130	56	35	,	,	PUNCT
amfbr-130	56	36	in	in	ADP
amfbr-130	56	37	consonance	consonance	NOUN
amfbr-130	56	38	with	with	ADP
amfbr-130	56	39	the	the	DET
amfbr-130	56	40	level	level	NOUN
amfbr-130	56	41	of	of	ADP
amfbr-130	56	42	economic	economic	ADJ
amfbr-130	56	43	activities	activity	NOUN
amfbr-130	56	44	.	.	PUNCT
amfbr-130	57	1	odufalu	odufalu	NOUN
amfbr-130	57	2	,	,	PUNCT
amfbr-130	57	3	(	(	PUNCT
amfbr-130	57	4	1994	1994	NUM
amfbr-130	57	5	)	)	PUNCT
amfbr-130	57	6	defined	define	VERB
amfbr-130	57	7	monetary	monetary	ADJ
amfbr-130	57	8	policy	policy	NOUN
amfbr-130	57	9	as	as	ADP
amfbr-130	57	10	the	the	DET
amfbr-130	57	11	combination	combination	NOUN
amfbr-130	57	12	of	of	ADP
amfbr-130	57	13	measures	measure	NOUN
amfbr-130	57	14	taken	take	VERB
amfbr-130	57	15	by	by	ADP
amfbr-130	57	16	monetary	monetary	ADJ
amfbr-130	57	17	authorities	authority	NOUN
amfbr-130	57	18	(	(	PUNCT
amfbr-130	57	19	the	the	DET
amfbr-130	57	20	cbn	cbn	PROPN
amfbr-130	57	21	and	and	CCONJ
amfbr-130	57	22	the	the	DET
amfbr-130	57	23	ministry	ministry	PROPN
amfbr-130	57	24	of	of	ADP
amfbr-130	57	25	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	57	26	american	american	PROPN
amfbr-130	57	27	finance	finance	PROPN
amfbr-130	57	28	&	&	CCONJ
amfbr-130	57	29	banking	banking	PROPN
amfbr-130	57	30	review	review	PROPN
amfbr-130	57	31	vol	vol	NOUN
amfbr-130	57	32	.	.	PROPN
amfbr-130	58	1	2	2	NUM
amfbr-130	58	2	,	,	PUNCT
amfbr-130	58	3	no	no	INTJ
amfbr-130	58	4	.	.	NOUN
amfbr-130	58	5	1	1	NUM
amfbr-130	58	6	;	;	PUNCT
amfbr-130	58	7	2018	2018	NUM
amfbr-130	58	8	66	66	NUM
amfbr-130	58	9	finance	finance	NOUN
amfbr-130	58	10	)	)	PUNCT
amfbr-130	58	11	to	to	PART
amfbr-130	58	12	influence	influence	VERB
amfbr-130	58	13	directly	directly	ADV
amfbr-130	58	14	or	or	CCONJ
amfbr-130	58	15	indirectly	indirectly	ADV
amfbr-130	58	16	both	both	CCONJ
amfbr-130	58	17	the	the	DET
amfbr-130	58	18	supply	supply	NOUN
amfbr-130	58	19	of	of	ADP
amfbr-130	58	20	money	money	NOUN
amfbr-130	58	21	and	and	CCONJ
amfbr-130	58	22	credit	credit	NOUN
amfbr-130	58	23	to	to	ADP
amfbr-130	58	24	the	the	DET
amfbr-130	58	25	economy	economy	NOUN
amfbr-130	58	26	and	and	CCONJ
amfbr-130	58	27	the	the	DET
amfbr-130	58	28	structure	structure	NOUN
amfbr-130	58	29	of	of	ADP
amfbr-130	58	30	interest	interest	NOUN
amfbr-130	58	31	rate	rate	NOUN
amfbr-130	58	32	for	for	ADP
amfbr-130	58	33	economic	economic	ADJ
amfbr-130	58	34	growth	growth	NOUN
amfbr-130	58	35	,	,	PUNCT
amfbr-130	58	36	price	price	NOUN
amfbr-130	58	37	stability	stability	NOUN
amfbr-130	58	38	and	and	CCONJ
amfbr-130	58	39	balance	balance	NOUN
amfbr-130	58	40	of	of	ADP
amfbr-130	58	41	payment	payment	NOUN
amfbr-130	58	42	equilibrium	equilibrium	NOUN
amfbr-130	58	43	.	.	PUNCT
amfbr-130	59	1	he	he	PRON
amfbr-130	59	2	added	add	VERB
amfbr-130	59	3	that	that	SCONJ
amfbr-130	59	4	the	the	DET
amfbr-130	59	5	cbn	cbn	PROPN
amfbr-130	59	6	is	be	AUX
amfbr-130	59	7	empowered	empower	VERB
amfbr-130	59	8	by	by	ADP
amfbr-130	59	9	decree	decree	NOUN
amfbr-130	59	10	25	25	NUM
amfbr-130	59	11	of	of	ADP
amfbr-130	59	12	1991	1991	NUM
amfbr-130	59	13	act	act	NOUN
amfbr-130	59	14	,	,	PUNCT
amfbr-130	59	15	to	to	PART
amfbr-130	59	16	formulate	formulate	VERB
amfbr-130	59	17	and	and	CCONJ
amfbr-130	59	18	implement	implement	VERB
amfbr-130	59	19	monetary	monetary	ADJ
amfbr-130	59	20	policy	policy	NOUN
amfbr-130	59	21	in	in	ADP
amfbr-130	59	22	nigeria	nigeria	PROPN
amfbr-130	59	23	,	,	PUNCT
amfbr-130	59	24	in	in	ADP
amfbr-130	59	25	consultation	consultation	NOUN
amfbr-130	59	26	with	with	ADP
amfbr-130	59	27	the	the	DET
amfbr-130	59	28	ministry	ministry	PROPN
amfbr-130	59	29	of	of	ADP
amfbr-130	59	30	finance	finance	PROPN
amfbr-130	59	31	subject	subject	ADJ
amfbr-130	59	32	to	to	ADP
amfbr-130	59	33	the	the	DET
amfbr-130	59	34	approval	approval	NOUN
amfbr-130	59	35	of	of	ADP
amfbr-130	59	36	the	the	DET
amfbr-130	59	37	president	president	NOUN
amfbr-130	59	38	.	.	PUNCT
amfbr-130	60	1	onyido	onyido	PROPN
amfbr-130	60	2	(	(	PUNCT
amfbr-130	60	3	1993	1993	NUM
amfbr-130	60	4	)	)	PUNCT
amfbr-130	60	5	sums	sum	VERB
amfbr-130	60	6	it	it	PRON
amfbr-130	60	7	up	up	ADP
amfbr-130	60	8	when	when	SCONJ
amfbr-130	60	9	he	he	PRON
amfbr-130	60	10	said	say	VERB
amfbr-130	60	11	that	that	SCONJ
amfbr-130	60	12	monetary	monetary	ADJ
amfbr-130	60	13	policy	policy	NOUN
amfbr-130	60	14	is	be	AUX
amfbr-130	60	15	therefore	therefore	ADV
amfbr-130	60	16	applied	apply	VERB
amfbr-130	60	17	to	to	PART
amfbr-130	60	18	influence	influence	VERB
amfbr-130	60	19	the	the	DET
amfbr-130	60	20	availability	availability	NOUN
amfbr-130	60	21	and	and	CCONJ
amfbr-130	60	22	cost	cost	NOUN
amfbr-130	60	23	of	of	ADP
amfbr-130	60	24	credit	credit	NOUN
amfbr-130	60	25	in	in	ADP
amfbr-130	60	26	order	order	NOUN
amfbr-130	60	27	to	to	PART
amfbr-130	60	28	control	control	VERB
amfbr-130	60	29	the	the	DET
amfbr-130	60	30	money	money	NOUN
amfbr-130	60	31	supply	supply	NOUN
amfbr-130	60	32	policy	policy	NOUN
amfbr-130	60	33	.	.	PUNCT
amfbr-130	61	1	he	he	PRON
amfbr-130	61	2	generally	generally	ADV
amfbr-130	61	3	describe	describe	VERB
amfbr-130	61	4	the	the	DET
amfbr-130	61	5	action	action	NOUN
amfbr-130	61	6	taking	take	VERB
amfbr-130	61	7	by	by	ADP
amfbr-130	61	8	the	the	DET
amfbr-130	61	9	central	central	ADJ
amfbr-130	61	10	bank	bank	NOUN
amfbr-130	61	11	as	as	ADP
amfbr-130	61	12	using	use	VERB
amfbr-130	61	13	tools	tool	NOUN
amfbr-130	61	14	/	/	SYM
amfbr-130	61	15	instrument	instrument	NOUN
amfbr-130	61	16	at	at	ADP
amfbr-130	61	17	its	its	PRON
amfbr-130	61	18	disposal	disposal	NOUN
amfbr-130	61	19	to	to	PART
amfbr-130	61	20	influence	influence	VERB
amfbr-130	61	21	monetary	monetary	ADJ
amfbr-130	61	22	conditions	condition	NOUN
amfbr-130	61	23	in	in	ADP
amfbr-130	61	24	particular	particular	ADJ
amfbr-130	61	25	,	,	PUNCT
amfbr-130	61	26	the	the	DET
amfbr-130	61	27	quantity	quantity	NOUN
amfbr-130	61	28	and	and	CCONJ
amfbr-130	61	29	supply	supply	NOUN
amfbr-130	61	30	of	of	ADP
amfbr-130	61	31	money	money	NOUN
amfbr-130	61	32	in	in	ADP
amfbr-130	61	33	the	the	DET
amfbr-130	61	34	macro	macro	ADJ
amfbr-130	61	35	-	-	ADJ
amfbr-130	61	36	economic	economic	ADJ
amfbr-130	61	37	goals	goal	NOUN
amfbr-130	61	38	.	.	PUNCT
amfbr-130	62	1	2.3	2.3	NUM
amfbr-130	62	2	agency	agency	NOUN
amfbr-130	62	3	theory	theory	NOUN
amfbr-130	62	4	most	most	ADJ
amfbr-130	62	5	of	of	ADP
amfbr-130	62	6	the	the	DET
amfbr-130	62	7	hypotheses	hypothesis	NOUN
amfbr-130	62	8	formulated	formulate	VERB
amfbr-130	62	9	in	in	ADP
amfbr-130	62	10	the	the	DET
amfbr-130	62	11	following	following	NOUN
amfbr-130	62	12	are	be	AUX
amfbr-130	62	13	based	base	VERB
amfbr-130	62	14	on	on	ADP
amfbr-130	62	15	the	the	DET
amfbr-130	62	16	economic	economic	ADJ
amfbr-130	62	17	principal	principal	ADJ
amfbr-130	62	18	-	-	PUNCT
amfbr-130	62	19	agent	agent	NOUN
amfbr-130	62	20	theory	theory	NOUN
amfbr-130	62	21	,	,	PUNCT
amfbr-130	62	22	where	where	SCONJ
amfbr-130	62	23	a	a	DET
amfbr-130	62	24	positive	positive	ADJ
amfbr-130	62	25	effect	effect	NOUN
amfbr-130	62	26	stems	stem	VERB
amfbr-130	62	27	from	from	ADP
amfbr-130	62	28	the	the	DET
amfbr-130	62	29	amelioration	amelioration	NOUN
amfbr-130	62	30	of	of	ADP
amfbr-130	62	31	the	the	DET
amfbr-130	62	32	shareholder	shareholder	NOUN
amfbr-130	62	33	-	-	PUNCT
amfbr-130	62	34	management	management	NOUN
amfbr-130	62	35	conflict	conflict	NOUN
amfbr-130	62	36	,	,	PUNCT
amfbr-130	62	37	by	by	ADP
amfbr-130	62	38	disciplining	discipline	VERB
amfbr-130	62	39	the	the	DET
amfbr-130	62	40	management	management	NOUN
amfbr-130	62	41	.	.	PUNCT
amfbr-130	63	1	analogously	analogously	ADV
amfbr-130	63	2	,	,	PUNCT
amfbr-130	63	3	an	an	DET
amfbr-130	63	4	aggravation	aggravation	NOUN
amfbr-130	63	5	of	of	ADP
amfbr-130	63	6	the	the	DET
amfbr-130	63	7	conflict	conflict	NOUN
amfbr-130	63	8	results	result	NOUN
amfbr-130	63	9	in	in	ADP
amfbr-130	63	10	a	a	DET
amfbr-130	63	11	negative	negative	ADJ
amfbr-130	63	12	effect	effect	NOUN
amfbr-130	63	13	.	.	PUNCT
amfbr-130	64	1	the	the	DET
amfbr-130	64	2	principal	principal	ADJ
amfbr-130	64	3	-	-	PUNCT
amfbr-130	64	4	agent	agent	NOUN
amfbr-130	64	5	theory	theory	NOUN
amfbr-130	64	6	is	be	AUX
amfbr-130	64	7	part	part	NOUN
amfbr-130	64	8	of	of	ADP
amfbr-130	64	9	the	the	DET
amfbr-130	64	10	new	new	ADJ
amfbr-130	64	11	institutional	institutional	ADJ
amfbr-130	64	12	economics	economic	NOUN
amfbr-130	64	13	,	,	PUNCT
amfbr-130	64	14	which	which	PRON
amfbr-130	64	15	developed	develop	VERB
amfbr-130	64	16	as	as	ADP
amfbr-130	64	17	extension	extension	NOUN
amfbr-130	64	18	of	of	ADP
amfbr-130	64	19	the	the	DET
amfbr-130	64	20	neoclassicism	neoclassicism	NOUN
amfbr-130	64	21	.	.	PUNCT
amfbr-130	65	1	it	it	PRON
amfbr-130	65	2	abandons	abandon	VERB
amfbr-130	65	3	the	the	DET
amfbr-130	65	4	assumption	assumption	NOUN
amfbr-130	65	5	of	of	ADP
amfbr-130	65	6	a	a	DET
amfbr-130	65	7	complete	complete	ADJ
amfbr-130	65	8	market	market	NOUN
amfbr-130	65	9	by	by	ADP
amfbr-130	65	10	allowing	allow	VERB
amfbr-130	65	11	informational	informational	ADJ
amfbr-130	65	12	asymmetries	asymmetry	NOUN
amfbr-130	65	13	and	and	CCONJ
amfbr-130	65	14	transaction	transaction	NOUN
amfbr-130	65	15	costs	cost	NOUN
amfbr-130	65	16	to	to	PART
amfbr-130	65	17	cause	cause	VERB
amfbr-130	65	18	incomplete	incomplete	ADJ
amfbr-130	65	19	contracts	contract	NOUN
amfbr-130	65	20	.	.	PUNCT
amfbr-130	66	1	this	this	PRON
amfbr-130	66	2	leads	lead	VERB
amfbr-130	66	3	to	to	ADP
amfbr-130	66	4	a	a	DET
amfbr-130	66	5	methodological	methodological	ADJ
amfbr-130	66	6	individualism	individualism	NOUN
amfbr-130	66	7	,	,	PUNCT
amfbr-130	66	8	which	which	PRON
amfbr-130	66	9	does	do	AUX
amfbr-130	66	10	no	no	ADV
amfbr-130	66	11	longer	long	ADV
amfbr-130	66	12	consider	consider	VERB
amfbr-130	66	13	institutions	institution	NOUN
amfbr-130	66	14	as	as	ADP
amfbr-130	66	15	profit	profit	NOUN
amfbr-130	66	16	maximizing	maximize	VERB
amfbr-130	66	17	collectives	collective	NOUN
amfbr-130	66	18	,	,	PUNCT
amfbr-130	66	19	but	but	CCONJ
amfbr-130	66	20	as	as	ADP
amfbr-130	66	21	a	a	DET
amfbr-130	66	22	“	"	PUNCT
amfbr-130	66	23	nexus	nexus	NOUN
amfbr-130	66	24	for	for	ADP
amfbr-130	66	25	a	a	DET
amfbr-130	66	26	complex	complex	ADJ
amfbr-130	66	27	set	set	NOUN
amfbr-130	66	28	of	of	ADP
amfbr-130	66	29	explicit	explicit	ADJ
amfbr-130	66	30	and	and	CCONJ
amfbr-130	66	31	implicit	implicit	ADJ
amfbr-130	66	32	contracts	contract	NOUN
amfbr-130	66	33	of	of	ADP
amfbr-130	66	34	individuals	individual	NOUN
amfbr-130	66	35	.	.	PUNCT
amfbr-130	67	1	consequently	consequently	ADV
amfbr-130	67	2	,	,	PUNCT
amfbr-130	67	3	the	the	DET
amfbr-130	67	4	economic	economic	ADJ
amfbr-130	67	5	focus	focus	NOUN
amfbr-130	67	6	on	on	ADP
amfbr-130	67	7	markets	market	NOUN
amfbr-130	67	8	is	be	AUX
amfbr-130	67	9	shifted	shift	VERB
amfbr-130	67	10	to	to	ADP
amfbr-130	67	11	man	man	NOUN
amfbr-130	67	12	-	-	PUNCT
amfbr-130	67	13	made	make	VERB
amfbr-130	67	14	institutions	institution	NOUN
amfbr-130	67	15	,	,	PUNCT
amfbr-130	67	16	incorporating	incorporate	VERB
amfbr-130	67	17	the	the	DET
amfbr-130	67	18	individual	individual	NOUN
amfbr-130	67	19	into	into	ADP
amfbr-130	67	20	economic	economic	ADJ
amfbr-130	67	21	theory	theory	NOUN
amfbr-130	67	22	.	.	PUNCT
amfbr-130	68	1	2.4	2.4	NUM
amfbr-130	68	2	empirical	empirical	ADJ
amfbr-130	68	3	review	review	NOUN
amfbr-130	68	4	mazviona	mazviona	NOUN
amfbr-130	68	5	,	,	PUNCT
amfbr-130	68	6	dube	dube	PROPN
amfbr-130	68	7	and	and	CCONJ
amfbr-130	68	8	sakahuhwa	sakahuhwa	NOUN
amfbr-130	68	9	(	(	PUNCT
amfbr-130	68	10	2017	2017	NUM
amfbr-130	68	11	)	)	PUNCT
amfbr-130	68	12	examined	examine	VERB
amfbr-130	68	13	factors	factor	NOUN
amfbr-130	68	14	affecting	affect	VERB
amfbr-130	68	15	the	the	DET
amfbr-130	68	16	performance	performance	NOUN
amfbr-130	68	17	of	of	ADP
amfbr-130	68	18	insurance	insurance	NOUN
amfbr-130	68	19	companies	company	NOUN
amfbr-130	68	20	in	in	ADP
amfbr-130	68	21	zimbabwe	zimbabwe	PROPN
amfbr-130	68	22	.	.	PUNCT
amfbr-130	69	1	we	we	PRON
amfbr-130	69	2	utilized	utilize	VERB
amfbr-130	69	3	secondary	secondary	ADJ
amfbr-130	69	4	data	datum	NOUN
amfbr-130	69	5	from	from	ADP
amfbr-130	69	6	twenty	twenty	NUM
amfbr-130	69	7	short	short	ADJ
amfbr-130	69	8	-	-	PUNCT
amfbr-130	69	9	term	term	NOUN
amfbr-130	69	10	insurance	insurance	NOUN
amfbr-130	69	11	companies	company	NOUN
amfbr-130	69	12	.	.	PUNCT
amfbr-130	70	1	the	the	DET
amfbr-130	70	2	data	datum	NOUN
amfbr-130	70	3	was	be	AUX
amfbr-130	70	4	for	for	ADP
amfbr-130	70	5	the	the	DET
amfbr-130	70	6	period	period	NOUN
amfbr-130	70	7	from	from	ADP
amfbr-130	70	8	2010	2010	NUM
amfbr-130	70	9	to	to	ADP
amfbr-130	70	10	2014	2014	NUM
amfbr-130	70	11	.	.	PUNCT
amfbr-130	71	1	we	we	PRON
amfbr-130	71	2	used	use	VERB
amfbr-130	71	3	factor	factor	NOUN
amfbr-130	71	4	analysis	analysis	NOUN
amfbr-130	71	5	and	and	CCONJ
amfbr-130	71	6	multiple	multiple	ADJ
amfbr-130	71	7	linear	linear	ADJ
amfbr-130	71	8	regression	regression	NOUN
amfbr-130	71	9	models	model	NOUN
amfbr-130	71	10	to	to	PART
amfbr-130	71	11	determine	determine	VERB
amfbr-130	71	12	the	the	DET
amfbr-130	71	13	factors	factor	NOUN
amfbr-130	71	14	affecting	affect	VERB
amfbr-130	71	15	performance	performance	NOUN
amfbr-130	71	16	and	and	CCONJ
amfbr-130	71	17	identifying	identify	VERB
amfbr-130	71	18	their	their	PRON
amfbr-130	71	19	impact	impact	NOUN
amfbr-130	71	20	.	.	PUNCT
amfbr-130	72	1	the	the	DET
amfbr-130	72	2	findings	finding	NOUN
amfbr-130	72	3	revealed	reveal	VERB
amfbr-130	72	4	that	that	SCONJ
amfbr-130	72	5	expense	expense	NOUN
amfbr-130	72	6	ratio	ratio	NOUN
amfbr-130	72	7	,	,	PUNCT
amfbr-130	72	8	claims	claim	VERB
amfbr-130	72	9	ratio	ratio	NOUN
amfbr-130	72	10	and	and	CCONJ
amfbr-130	72	11	the	the	DET
amfbr-130	72	12	size	size	NOUN
amfbr-130	72	13	of	of	ADP
amfbr-130	72	14	a	a	DET
amfbr-130	72	15	company	company	NOUN
amfbr-130	72	16	significantly	significantly	ADV
amfbr-130	72	17	affect	affect	VERB
amfbr-130	72	18	insurance	insurance	NOUN
amfbr-130	72	19	companies	company	NOUN
amfbr-130	72	20	’	’	PART
amfbr-130	72	21	performance	performance	NOUN
amfbr-130	72	22	negatively	negatively	ADV
amfbr-130	72	23	,	,	PUNCT
amfbr-130	72	24	whilst	whilst	SCONJ
amfbr-130	72	25	leverage	leverage	NOUN
amfbr-130	72	26	and	and	CCONJ
amfbr-130	72	27	liquidity	liquidity	NOUN
amfbr-130	72	28	affect	affect	VERB
amfbr-130	72	29	performance	performance	NOUN
amfbr-130	72	30	positively	positively	ADV
amfbr-130	72	31	.	.	PUNCT
amfbr-130	73	1	gonga	gonga	PROPN
amfbr-130	73	2	and	and	CCONJ
amfbr-130	73	3	sasaka	sasaka	PROPN
amfbr-130	73	4	(	(	PUNCT
amfbr-130	73	5	2017	2017	NUM
amfbr-130	73	6	)	)	PUNCT
amfbr-130	73	7	investigated	investigate	VERB
amfbr-130	73	8	the	the	DET
amfbr-130	73	9	determinants	determinant	NOUN
amfbr-130	73	10	of	of	ADP
amfbr-130	73	11	financial	financial	ADJ
amfbr-130	73	12	performance	performance	NOUN
amfbr-130	73	13	of	of	ADP
amfbr-130	73	14	selected	select	VERB
amfbr-130	73	15	insurance	insurance	NOUN
amfbr-130	73	16	firms	firm	NOUN
amfbr-130	73	17	in	in	ADP
amfbr-130	73	18	nairobi	nairobi	PROPN
amfbr-130	73	19	county	county	PROPN
amfbr-130	73	20	.	.	PUNCT
amfbr-130	74	1	the	the	DET
amfbr-130	74	2	target	target	NOUN
amfbr-130	74	3	population	population	NOUN
amfbr-130	74	4	was	be	AUX
amfbr-130	74	5	55	55	NUM
amfbr-130	74	6	licensed	licensed	ADJ
amfbr-130	74	7	insurance	insurance	NOUN
amfbr-130	74	8	firms	firm	NOUN
amfbr-130	74	9	(	(	PUNCT
amfbr-130	74	10	42	42	NUM
amfbr-130	74	11	locally	locally	ADV
amfbr-130	74	12	owned	own	VERB
amfbr-130	74	13	insurance	insurance	NOUN
amfbr-130	74	14	firms	firm	NOUN
amfbr-130	74	15	and	and	CCONJ
amfbr-130	74	16	13	13	NUM
amfbr-130	74	17	foreign	foreign	ADJ
amfbr-130	74	18	owned	own	VERB
amfbr-130	74	19	insurance	insurance	NOUN
amfbr-130	74	20	firms	firm	NOUN
amfbr-130	74	21	)	)	PUNCT
amfbr-130	74	22	.	.	PUNCT
amfbr-130	75	1	the	the	DET
amfbr-130	75	2	study	study	NOUN
amfbr-130	75	3	used	use	VERB
amfbr-130	75	4	two	two	NUM
amfbr-130	75	5	respondents	respondent	NOUN
amfbr-130	75	6	in	in	ADP
amfbr-130	75	7	each	each	DET
amfbr-130	75	8	insurance	insurance	NOUN
amfbr-130	75	9	firm	firm	NOUN
amfbr-130	75	10	who	who	PRON
amfbr-130	75	11	were	be	AUX
amfbr-130	75	12	finance	finance	NOUN
amfbr-130	75	13	managers	manager	NOUN
amfbr-130	75	14	and	and	CCONJ
amfbr-130	75	15	corporate	corporate	ADJ
amfbr-130	75	16	affairs	affair	NOUN
amfbr-130	75	17	managers	manager	NOUN
amfbr-130	75	18	and	and	CCONJ
amfbr-130	75	19	all	all	DET
amfbr-130	75	20	these	these	PRON
amfbr-130	75	21	had	have	VERB
amfbr-130	75	22	total	total	NOUN
amfbr-130	75	23	of	of	ADP
amfbr-130	75	24	96	96	NUM
amfbr-130	75	25	respondents	respondent	NOUN
amfbr-130	75	26	.	.	PUNCT
amfbr-130	76	1	the	the	DET
amfbr-130	76	2	study	study	NOUN
amfbr-130	76	3	used	use	VERB
amfbr-130	76	4	both	both	CCONJ
amfbr-130	76	5	primary	primary	ADJ
amfbr-130	76	6	and	and	CCONJ
amfbr-130	76	7	secondary	secondary	ADJ
amfbr-130	76	8	data	datum	NOUN
amfbr-130	76	9	.	.	PUNCT
amfbr-130	77	1	the	the	DET
amfbr-130	77	2	main	main	ADJ
amfbr-130	77	3	primary	primary	ADJ
amfbr-130	77	4	data	datum	NOUN
amfbr-130	77	5	source	source	NOUN
amfbr-130	77	6	was	be	AUX
amfbr-130	77	7	semi	semi	ADV
amfbr-130	77	8	structured	structured	ADJ
amfbr-130	77	9	questionnaire	questionnaire	NOUN
amfbr-130	77	10	.	.	PUNCT
amfbr-130	78	1	the	the	DET
amfbr-130	78	2	data	datum	NOUN
amfbr-130	78	3	from	from	ADP
amfbr-130	78	4	the	the	DET
amfbr-130	78	5	study	study	NOUN
amfbr-130	78	6	was	be	AUX
amfbr-130	78	7	analyzed	analyze	VERB
amfbr-130	78	8	qualitatively	qualitatively	ADV
amfbr-130	78	9	and	and	CCONJ
amfbr-130	78	10	quantitatively	quantitatively	ADV
amfbr-130	78	11	using	use	VERB
amfbr-130	78	12	percentages	percentage	NOUN
amfbr-130	78	13	,	,	PUNCT
amfbr-130	78	14	means	mean	VERB
amfbr-130	78	15	and	and	CCONJ
amfbr-130	78	16	frequency	frequency	NOUN
amfbr-130	78	17	distribution	distribution	NOUN
amfbr-130	78	18	with	with	ADP
amfbr-130	78	19	the	the	DET
amfbr-130	78	20	aid	aid	NOUN
amfbr-130	78	21	of	of	ADP
amfbr-130	78	22	statistical	statistical	ADJ
amfbr-130	78	23	package	package	NOUN
amfbr-130	78	24	for	for	ADP
amfbr-130	78	25	social	social	ADJ
amfbr-130	78	26	sciences	science	NOUN
amfbr-130	78	27	(	(	PUNCT
amfbr-130	78	28	spss	spss	ADJ
amfbr-130	78	29	)	)	PUNCT
amfbr-130	78	30	version17	version17	NOUN
amfbr-130	78	31	.	.	PUNCT
amfbr-130	79	1	since	since	SCONJ
amfbr-130	79	2	data	datum	NOUN
amfbr-130	79	3	was	be	AUX
amfbr-130	79	4	descriptive	descriptive	ADJ
amfbr-130	79	5	,	,	PUNCT
amfbr-130	79	6	variants	variant	NOUN
amfbr-130	79	7	such	such	ADJ
amfbr-130	79	8	as	as	ADP
amfbr-130	79	9	means	mean	NOUN
amfbr-130	79	10	,	,	PUNCT
amfbr-130	79	11	frequencies	frequency	NOUN
amfbr-130	79	12	and	and	CCONJ
amfbr-130	79	13	percentages	percentage	NOUN
amfbr-130	79	14	were	be	AUX
amfbr-130	79	15	used	use	VERB
amfbr-130	79	16	to	to	PART
amfbr-130	79	17	describe	describe	VERB
amfbr-130	79	18	the	the	DET
amfbr-130	79	19	findings	finding	NOUN
amfbr-130	79	20	of	of	ADP
amfbr-130	79	21	the	the	DET
amfbr-130	79	22	study	study	NOUN
amfbr-130	79	23	.	.	PUNCT
amfbr-130	80	1	bivariate	bivariate	ADJ
amfbr-130	80	2	anova	anova	PROPN
amfbr-130	80	3	statistical	statistical	ADJ
amfbr-130	80	4	data	datum	NOUN
amfbr-130	80	5	analytical	analytical	ADJ
amfbr-130	80	6	technique	technique	NOUN
amfbr-130	80	7	was	be	AUX
amfbr-130	80	8	used	use	VERB
amfbr-130	80	9	to	to	PART
amfbr-130	80	10	find	find	VERB
amfbr-130	80	11	the	the	DET
amfbr-130	80	12	determinants	determinant	NOUN
amfbr-130	80	13	of	of	ADP
amfbr-130	80	14	financial	financial	ADJ
amfbr-130	80	15	performance	performance	NOUN
amfbr-130	80	16	of	of	ADP
amfbr-130	80	17	selected	select	VERB
amfbr-130	80	18	insurance	insurance	NOUN
amfbr-130	80	19	firms	firm	NOUN
amfbr-130	80	20	in	in	ADP
amfbr-130	80	21	nairobi	nairobi	PROPN
amfbr-130	80	22	county	county	PROPN
amfbr-130	80	23	.	.	PUNCT
amfbr-130	81	1	the	the	DET
amfbr-130	81	2	study	study	NOUN
amfbr-130	81	3	concluded	conclude	VERB
amfbr-130	81	4	that	that	SCONJ
amfbr-130	81	5	insurance	insurance	NOUN
amfbr-130	81	6	firms	firm	NOUN
amfbr-130	81	7	had	have	VERB
amfbr-130	81	8	liquid	liquid	ADJ
amfbr-130	81	9	investments	investment	NOUN
amfbr-130	81	10	which	which	PRON
amfbr-130	81	11	helped	help	VERB
amfbr-130	81	12	them	they	PRON
amfbr-130	81	13	to	to	PART
amfbr-130	81	14	settle	settle	VERB
amfbr-130	81	15	claims	claim	NOUN
amfbr-130	81	16	especially	especially	ADV
amfbr-130	81	17	if	if	SCONJ
amfbr-130	81	18	their	their	PRON
amfbr-130	81	19	underwriting	underwriting	NOUN
amfbr-130	81	20	income	income	NOUN
amfbr-130	81	21	can	can	AUX
amfbr-130	81	22	not	not	PART
amfbr-130	81	23	cover	cover	VERB
amfbr-130	81	24	claims	claim	NOUN
amfbr-130	81	25	.	.	PUNCT
amfbr-130	82	1	the	the	DET
amfbr-130	82	2	firms	firm	NOUN
amfbr-130	82	3	would	would	AUX
amfbr-130	82	4	sell	sell	VERB
amfbr-130	82	5	off	off	ADP
amfbr-130	82	6	their	their	PRON
amfbr-130	82	7	investments	investment	NOUN
amfbr-130	82	8	if	if	SCONJ
amfbr-130	82	9	they	they	PRON
amfbr-130	82	10	lacked	lack	VERB
amfbr-130	82	11	money	money	NOUN
amfbr-130	82	12	to	to	PART
amfbr-130	82	13	settle	settle	VERB
amfbr-130	82	14	claims	claim	NOUN
amfbr-130	82	15	.	.	PUNCT
amfbr-130	83	1	majority	majority	NOUN
amfbr-130	83	2	of	of	ADP
amfbr-130	83	3	insurance	insurance	NOUN
amfbr-130	83	4	firms	firm	NOUN
amfbr-130	83	5	relied	rely	VERB
amfbr-130	83	6	on	on	ADP
amfbr-130	83	7	cash	cash	NOUN
amfbr-130	83	8	flow	flow	NOUN
amfbr-130	83	9	from	from	ADP
amfbr-130	83	10	operations	operation	NOUN
amfbr-130	83	11	in	in	ADP
amfbr-130	83	12	liquidity	liquidity	NOUN
amfbr-130	83	13	management	management	NOUN
amfbr-130	83	14	.	.	PUNCT
amfbr-130	84	1	this	this	PRON
amfbr-130	84	2	implied	imply	VERB
amfbr-130	84	3	that	that	SCONJ
amfbr-130	84	4	all	all	DET
amfbr-130	84	5	firms	firm	NOUN
amfbr-130	84	6	had	have	VERB
amfbr-130	84	7	certain	certain	ADJ
amfbr-130	84	8	source	source	NOUN
amfbr-130	84	9	of	of	ADP
amfbr-130	84	10	funds	fund	NOUN
amfbr-130	84	11	for	for	ADP
amfbr-130	84	12	liquidity	liquidity	NOUN
amfbr-130	84	13	management	management	NOUN
amfbr-130	84	14	.	.	PUNCT
amfbr-130	85	1	the	the	DET
amfbr-130	85	2	study	study	NOUN
amfbr-130	85	3	recommended	recommend	VERB
amfbr-130	85	4	that	that	SCONJ
amfbr-130	85	5	insurance	insurance	NOUN
amfbr-130	85	6	firms	firm	NOUN
amfbr-130	85	7	should	should	AUX
amfbr-130	85	8	establish	establish	VERB
amfbr-130	85	9	a	a	DET
amfbr-130	85	10	well	well	ADV
amfbr-130	85	11	matched	match	VERB
amfbr-130	85	12	portfolio	portfolio	NOUN
amfbr-130	85	13	of	of	ADP
amfbr-130	85	14	their	their	PRON
amfbr-130	85	15	assets	asset	NOUN
amfbr-130	85	16	and	and	CCONJ
amfbr-130	85	17	liability	liability	NOUN
amfbr-130	85	18	in	in	ADP
amfbr-130	85	19	terms	term	NOUN
amfbr-130	85	20	of	of	ADP
amfbr-130	85	21	cash	cash	NOUN
amfbr-130	85	22	flows	flow	NOUN
amfbr-130	85	23	or	or	CCONJ
amfbr-130	85	24	rather	rather	ADV
amfbr-130	85	25	they	they	PRON
amfbr-130	85	26	should	should	AUX
amfbr-130	85	27	ensure	ensure	VERB
amfbr-130	85	28	that	that	SCONJ
amfbr-130	85	29	they	they	PRON
amfbr-130	85	30	create	create	VERB
amfbr-130	85	31	additional	additional	ADJ
amfbr-130	85	32	reserve	reserve	NOUN
amfbr-130	85	33	so	so	SCONJ
amfbr-130	85	34	that	that	SCONJ
amfbr-130	85	35	it	it	PRON
amfbr-130	85	36	can	can	AUX
amfbr-130	85	37	assist	assist	VERB
amfbr-130	85	38	them	they	PRON
amfbr-130	85	39	to	to	PART
amfbr-130	85	40	cover	cover	VERB
amfbr-130	85	41	the	the	DET
amfbr-130	85	42	interest	interest	NOUN
amfbr-130	85	43	rate	rate	NOUN
amfbr-130	85	44	since	since	SCONJ
amfbr-130	85	45	low	low	ADJ
amfbr-130	85	46	interest	interest	NOUN
amfbr-130	85	47	may	may	AUX
amfbr-130	85	48	create	create	VERB
amfbr-130	85	49	a	a	DET
amfbr-130	85	50	discrepancy	discrepancy	NOUN
amfbr-130	85	51	on	on	ADP
amfbr-130	85	52	the	the	DET
amfbr-130	85	53	earnings	earning	NOUN
amfbr-130	85	54	.	.	PUNCT
amfbr-130	86	1	yuvaraj	yuvaraj	PROPN
amfbr-130	86	2	and	and	CCONJ
amfbr-130	86	3	abate	abate	VERB
amfbr-130	86	4	(	(	PUNCT
amfbr-130	86	5	2013	2013	NUM
amfbr-130	86	6	)	)	PUNCT
amfbr-130	86	7	examined	examine	VERB
amfbr-130	86	8	on	on	ADP
amfbr-130	86	9	factors	factor	NOUN
amfbr-130	86	10	affecting	affect	VERB
amfbr-130	86	11	profitability	profitability	NOUN
amfbr-130	86	12	of	of	ADP
amfbr-130	86	13	insurance	insurance	NOUN
amfbr-130	86	14	companies	company	NOUN
amfbr-130	86	15	for	for	ADP
amfbr-130	86	16	nine	nine	NUM
amfbr-130	86	17	years	year	NOUN
amfbr-130	86	18	(	(	PUNCT
amfbr-130	86	19	20032011	20032011	NUM
amfbr-130	86	20	)	)	PUNCT
amfbr-130	86	21	in	in	ADP
amfbr-130	86	22	ethiopia	ethiopia	PROPN
amfbr-130	86	23	using	use	VERB
amfbr-130	86	24	7	7	NUM
amfbr-130	86	25	firm	firm	ADJ
amfbr-130	86	26	specific	specific	ADJ
amfbr-130	86	27	factor	factor	NOUN
amfbr-130	86	28	(	(	PUNCT
amfbr-130	86	29	i.e.	i.e.	X
amfbr-130	86	30	age	age	NOUN
amfbr-130	86	31	of	of	ADP
amfbr-130	86	32	company	company	NOUN
amfbr-130	86	33	,	,	PUNCT
amfbr-130	86	34	size	size	NOUN
amfbr-130	86	35	of	of	ADP
amfbr-130	86	36	company	company	NOUN
amfbr-130	86	37	,	,	PUNCT
amfbr-130	86	38	volume	volume	NOUN
amfbr-130	86	39	of	of	ADP
amfbr-130	86	40	capital	capital	NOUN
amfbr-130	86	41	,	,	PUNCT
amfbr-130	86	42	leverage	leverage	NOUN
amfbr-130	86	43	ratio	ratio	NOUN
amfbr-130	86	44	,	,	PUNCT
amfbr-130	86	45	liquidity	liquidity	NOUN
amfbr-130	86	46	ratio	ratio	NOUN
amfbr-130	86	47	,	,	PUNCT
amfbr-130	86	48	growth	growth	NOUN
amfbr-130	86	49	and	and	CCONJ
amfbr-130	86	50	tangibility	tangibility	NOUN
amfbr-130	86	51	of	of	ADP
amfbr-130	86	52	assets	asset	NOUN
amfbr-130	86	53	)	)	PUNCT
amfbr-130	86	54	on	on	ADP
amfbr-130	86	55	profitability	profitability	NOUN
amfbr-130	86	56	.	.	PUNCT
amfbr-130	87	1	according	accord	VERB
amfbr-130	87	2	to	to	ADP
amfbr-130	87	3	their	their	PRON
amfbr-130	87	4	regression	regression	NOUN
amfbr-130	87	5	results	result	NOUN
amfbr-130	87	6	they	they	PRON
amfbr-130	87	7	found	find	VERB
amfbr-130	87	8	that	that	DET
amfbr-130	87	9	size	size	NOUN
amfbr-130	87	10	is	be	AUX
amfbr-130	87	11	most	most	ADV
amfbr-130	87	12	important	important	ADJ
amfbr-130	87	13	factor	factor	NOUN
amfbr-130	87	14	and	and	CCONJ
amfbr-130	87	15	positively	positively	ADV
amfbr-130	87	16	related	relate	VERB
amfbr-130	87	17	with	with	ADP
amfbr-130	87	18	profitability	profitability	NOUN
amfbr-130	87	19	.	.	PUNCT
amfbr-130	88	1	daniel	daniel	PROPN
amfbr-130	88	2	and	and	CCONJ
amfbr-130	88	3	tilahun	tilahun	PROPN
amfbr-130	88	4	(	(	PUNCT
amfbr-130	88	5	2013	2013	NUM
amfbr-130	88	6	)	)	PUNCT
amfbr-130	88	7	also	also	ADV
amfbr-130	88	8	studied	study	VERB
amfbr-130	88	9	on	on	ADP
amfbr-130	88	10	firm	firm	ADJ
amfbr-130	88	11	specific	specific	ADJ
amfbr-130	88	12	factors	factor	NOUN
amfbr-130	88	13	that	that	PRON
amfbr-130	88	14	determine	determine	VERB
amfbr-130	88	15	insurance	insurance	NOUN
amfbr-130	88	16	companies	company	NOUN
amfbr-130	88	17	’	’	PART
amfbr-130	88	18	performance	performance	NOUN
amfbr-130	88	19	in	in	ADP
amfbr-130	88	20	ethiopia	ethiopia	PROPN
amfbr-130	88	21	using	use	VERB
amfbr-130	88	22	7	7	NUM
amfbr-130	88	23	firm	firm	ADJ
amfbr-130	88	24	specific	specific	ADJ
amfbr-130	88	25	factors	factor	NOUN
amfbr-130	88	26	(	(	PUNCT
amfbr-130	88	27	i.e.	i.e.	X
amfbr-130	88	28	size	size	NOUN
amfbr-130	88	29	,	,	PUNCT
amfbr-130	88	30	leverage	leverage	NOUN
amfbr-130	88	31	,	,	PUNCT
amfbr-130	88	32	tangibility	tangibility	NOUN
amfbr-130	88	33	,	,	PUNCT
amfbr-130	88	34	loss	loss	NOUN
amfbr-130	88	35	ratio	ratio	NOUN
amfbr-130	88	36	(	(	PUNCT
amfbr-130	88	37	risk	risk	NOUN
amfbr-130	88	38	)	)	PUNCT
amfbr-130	88	39	,	,	PUNCT
amfbr-130	88	40	growth	growth	NOUN
amfbr-130	88	41	in	in	ADP
amfbr-130	88	42	writing	write	VERB
amfbr-130	88	43	premium	premium	NOUN
amfbr-130	88	44	,	,	PUNCT
amfbr-130	88	45	liquidity	liquidity	NOUN
amfbr-130	88	46	and	and	CCONJ
amfbr-130	88	47	age	age	NOUN
amfbr-130	88	48	)	)	PUNCT
amfbr-130	88	49	on	on	ADP
amfbr-130	88	50	9	9	NUM
amfbr-130	88	51	insurance	insurance	NOUN
amfbr-130	88	52	companies	company	NOUN
amfbr-130	88	53	for	for	ADP
amfbr-130	88	54	six	six	NUM
amfbr-130	88	55	consecutive	consecutive	ADJ
amfbr-130	88	56	year	year	NOUN
amfbr-130	88	57	staring	stare	VERB
amfbr-130	88	58	from	from	ADP
amfbr-130	88	59	2005	2005	NUM
amfbr-130	88	60	-	-	SYM
amfbr-130	88	61	2010	2010	NUM
amfbr-130	88	62	and	and	CCONJ
amfbr-130	88	63	they	they	PRON
amfbr-130	88	64	found	find	VERB
amfbr-130	88	65	that	that	SCONJ
amfbr-130	88	66	insurers	insurer	NOUN
amfbr-130	88	67	’	'	PUNCT
amfbr-130	88	68	size	size	NOUN
amfbr-130	88	69	is	be	AUX
amfbr-130	88	70	statistically	statistically	ADV
amfbr-130	88	71	significant	significant	ADJ
amfbr-130	88	72	and	and	CCONJ
amfbr-130	88	73	positively	positively	ADV
amfbr-130	88	74	related	relate	VERB
amfbr-130	88	75	with	with	ADP
amfbr-130	88	76	return	return	NOUN
amfbr-130	88	77	on	on	ADP
amfbr-130	88	78	total	total	ADJ
amfbr-130	88	79	asset	asset	NOUN
amfbr-130	88	80	.	.	PUNCT
amfbr-130	89	1	abate	abate	VERB
amfbr-130	89	2	(	(	PUNCT
amfbr-130	89	3	2012	2012	NUM
amfbr-130	89	4	)	)	PUNCT
amfbr-130	89	5	studied	study	VERB
amfbr-130	89	6	factors	factor	NOUN
amfbr-130	89	7	affecting	affect	VERB
amfbr-130	89	8	insurers	insurer	NOUN
amfbr-130	89	9	profitability	profitability	NOUN
amfbr-130	89	10	in	in	ADP
amfbr-130	89	11	ethiopia	ethiopia	PROPN
amfbr-130	89	12	sampling	sample	VERB
amfbr-130	89	13	nine	nine	NUM
amfbr-130	89	14	of	of	ADP
amfbr-130	89	15	insurance	insurance	NOUN
amfbr-130	89	16	companies	company	NOUN
amfbr-130	89	17	for	for	ADP
amfbr-130	89	18	nine	nine	NUM
amfbr-130	89	19	years	year	NOUN
amfbr-130	89	20	(	(	PUNCT
amfbr-130	89	21	2003	2003	NUM
amfbr-130	89	22	-	-	SYM
amfbr-130	89	23	2011	2011	NUM
amfbr-130	89	24	)	)	PUNCT
amfbr-130	89	25	and	and	CCONJ
amfbr-130	89	26	found	find	VERB
amfbr-130	89	27	out	out	ADP
amfbr-130	89	28	that	that	SCONJ
amfbr-130	89	29	assize	assize	PROPN
amfbr-130	89	30	is	be	AUX
amfbr-130	89	31	the	the	DET
amfbr-130	89	32	most	most	ADV
amfbr-130	89	33	important	important	ADJ
amfbr-130	89	34	determinant	determinant	ADJ
amfbr-130	89	35	factors	factor	NOUN
amfbr-130	89	36	of	of	ADP
amfbr-130	89	37	profitability	profitability	NOUN
amfbr-130	89	38	and	and	CCONJ
amfbr-130	89	39	positively	positively	ADV
amfbr-130	89	40	related	relate	VERB
amfbr-130	89	41	with	with	ADP
amfbr-130	89	42	it	it	PRON
amfbr-130	89	43	.	.	PUNCT
amfbr-130	90	1	mistere	mistere	PROPN
amfbr-130	90	2	(	(	PUNCT
amfbr-130	90	3	2015	2015	NUM
amfbr-130	90	4	)	)	PUNCT
amfbr-130	90	5	also	also	ADV
amfbr-130	90	6	found	find	VERB
amfbr-130	90	7	out	out	ADP
amfbr-130	90	8	the	the	DET
amfbr-130	90	9	same	same	ADJ
amfbr-130	90	10	result	result	NOUN
amfbr-130	90	11	.	.	PUNCT
amfbr-130	91	1	the	the	DET
amfbr-130	91	2	effect	effect	NOUN
amfbr-130	91	3	of	of	ADP
amfbr-130	91	4	size	size	NOUN
amfbr-130	91	5	on	on	ADP
amfbr-130	91	6	profitability	profitability	NOUN
amfbr-130	91	7	in	in	ADP
amfbr-130	91	8	this	this	DET
amfbr-130	91	9	study	study	NOUN
amfbr-130	91	10	also	also	ADV
amfbr-130	91	11	was	be	AUX
amfbr-130	91	12	found	find	VERB
amfbr-130	91	13	to	to	PART
amfbr-130	91	14	be	be	AUX
amfbr-130	91	15	significant	significant	ADJ
amfbr-130	91	16	and	and	CCONJ
amfbr-130	91	17	positively	positively	ADV
amfbr-130	91	18	related	relate	VERB
amfbr-130	91	19	with	with	ADP
amfbr-130	91	20	profitability	profitability	NOUN
amfbr-130	91	21	.	.	PUNCT
amfbr-130	92	1	nino	nino	PROPN
amfbr-130	92	2	(	(	PUNCT
amfbr-130	92	3	2016	2016	NUM
amfbr-130	92	4	)	)	PUNCT
amfbr-130	92	5	examined	examine	VERB
amfbr-130	92	6	the	the	DET
amfbr-130	92	7	association	association	NOUN
amfbr-130	92	8	between	between	ADP
amfbr-130	92	9	insurer	insurer	NOUN
amfbr-130	92	10	-	-	PUNCT
amfbr-130	92	11	specific	specific	ADJ
amfbr-130	92	12	indicators	indicator	NOUN
amfbr-130	92	13	and	and	CCONJ
amfbr-130	92	14	macroeconomics	macroeconomic	NOUN
amfbr-130	92	15	on	on	ADP
amfbr-130	92	16	profitability	profitability	NOUN
amfbr-130	92	17	in	in	ADP
amfbr-130	92	18	philippine	philippine	ADJ
amfbr-130	92	19	non	non	ADJ
amfbr-130	92	20	-	-	ADJ
amfbr-130	92	21	life	life	ADJ
amfbr-130	92	22	insurance	insurance	NOUN
amfbr-130	92	23	market	market	NOUN
amfbr-130	92	24	utilizing	utilize	VERB
amfbr-130	92	25	the	the	DET
amfbr-130	92	26	panel	panel	NOUN
amfbr-130	92	27	data	datum	NOUN
amfbr-130	92	28	over	over	ADP
amfbr-130	92	29	the	the	DET
amfbr-130	92	30	period	period	NOUN
amfbr-130	92	31	of	of	ADP
amfbr-130	92	32	2008	2008	NUM
amfbr-130	92	33	through	through	ADP
amfbr-130	92	34	2012	2012	NUM
amfbr-130	92	35	.	.	PUNCT
amfbr-130	93	1	return	return	NOUN
amfbr-130	93	2	on	on	ADP
amfbr-130	93	3	assets	asset	NOUN
amfbr-130	93	4	(	(	PUNCT
amfbr-130	93	5	roa	roa	NOUN
amfbr-130	93	6	)	)	PUNCT
amfbr-130	93	7	and	and	CCONJ
amfbr-130	93	8	operating	operating	NOUN
amfbr-130	93	9	ratio	ratio	NOUN
amfbr-130	93	10	were	be	AUX
amfbr-130	93	11	used	use	VERB
amfbr-130	93	12	for	for	ADP
amfbr-130	93	13	profitability	profitability	NOUN
amfbr-130	93	14	.	.	PUNCT
amfbr-130	94	1	the	the	DET
amfbr-130	94	2	study	study	NOUN
amfbr-130	94	3	found	find	VERB
amfbr-130	94	4	out	out	ADP
amfbr-130	94	5	that	that	SCONJ
amfbr-130	94	6	that	that	DET
amfbr-130	94	7	firm	firm	ADJ
amfbr-130	94	8	size	size	NOUN
amfbr-130	94	9	significantly	significantly	ADV
amfbr-130	94	10	affects	affect	VERB
amfbr-130	94	11	profitability	profitability	NOUN
amfbr-130	94	12	both	both	CCONJ
amfbr-130	94	13	in	in	ADP
amfbr-130	94	14	roa	roa	NOUN
amfbr-130	94	15	and	and	CCONJ
amfbr-130	94	16	operating	operating	NOUN
amfbr-130	94	17	ratio	ratio	NOUN
amfbr-130	94	18	.	.	PUNCT
amfbr-130	95	1	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	96	1	american	american	PROPN
amfbr-130	96	2	finance	finance	PROPN
amfbr-130	96	3	&	&	CCONJ
amfbr-130	96	4	banking	banking	PROPN
amfbr-130	96	5	review	review	PROPN
amfbr-130	96	6	vol	vol	NOUN
amfbr-130	96	7	.	.	PROPN
amfbr-130	97	1	2	2	NUM
amfbr-130	97	2	,	,	PUNCT
amfbr-130	97	3	no	no	INTJ
amfbr-130	97	4	.	.	NOUN
amfbr-130	97	5	1	1	NUM
amfbr-130	97	6	;	;	PUNCT
amfbr-130	97	7	2018	2018	NUM
amfbr-130	97	8	67	67	NUM
amfbr-130	97	9	hamdan	hamdan	PROPN
amfbr-130	97	10	(	(	PUNCT
amfbr-130	97	11	2008	2008	NUM
amfbr-130	97	12	)	)	PUNCT
amfbr-130	97	13	examined	examine	VERB
amfbr-130	97	14	determinants	determinant	NOUN
amfbr-130	97	15	of	of	ADP
amfbr-130	97	16	insurance	insurance	NOUN
amfbr-130	97	17	company	company	NOUN
amfbr-130	97	18	’s	’s	PART
amfbr-130	97	19	profitability	profitability	NOUN
amfbr-130	97	20	in	in	ADP
amfbr-130	97	21	uae	uae	PROPN
amfbr-130	97	22	,	,	PUNCT
amfbr-130	97	23	the	the	DET
amfbr-130	97	24	study	study	NOUN
amfbr-130	97	25	revealed	reveal	VERB
amfbr-130	97	26	that	that	SCONJ
amfbr-130	97	27	there	there	PRON
amfbr-130	97	28	is	be	VERB
amfbr-130	97	29	significantly	significantly	ADV
amfbr-130	97	30	positive	positive	ADJ
amfbr-130	97	31	relationship	relationship	NOUN
amfbr-130	97	32	between	between	ADP
amfbr-130	97	33	profitability	profitability	NOUN
amfbr-130	97	34	and	and	CCONJ
amfbr-130	97	35	size	size	NOUN
amfbr-130	97	36	.	.	PUNCT
amfbr-130	98	1	bilal	bilal	PROPN
amfbr-130	98	2	javaria	javaria	PROPN
amfbr-130	98	3	et	et	PROPN
amfbr-130	98	4	al	al	PROPN
amfbr-130	98	5	.	.	PROPN
amfbr-130	99	1	(	(	PUNCT
amfbr-130	99	2	2013	2013	NUM
amfbr-130	99	3	)	)	PUNCT
amfbr-130	99	4	similarly	similarly	ADV
amfbr-130	99	5	,	,	PUNCT
amfbr-130	99	6	investigated	investigate	VERB
amfbr-130	99	7	on	on	ADP
amfbr-130	99	8	the	the	DET
amfbr-130	99	9	determinants	determinant	NOUN
amfbr-130	99	10	of	of	ADP
amfbr-130	99	11	profitability	profitability	NOUN
amfbr-130	99	12	in	in	ADP
amfbr-130	99	13	insurance	insurance	NOUN
amfbr-130	99	14	sector	sector	NOUN
amfbr-130	99	15	of	of	ADP
amfbr-130	99	16	pakistan	pakistan	PROPN
amfbr-130	99	17	with	with	ADP
amfbr-130	99	18	a	a	DET
amfbr-130	99	19	panel	panel	NOUN
amfbr-130	99	20	data	datum	NOUN
amfbr-130	99	21	set	set	VERB
amfbr-130	99	22	of	of	ADP
amfbr-130	99	23	31	31	NUM
amfbr-130	99	24	insurance	insurance	NOUN
amfbr-130	99	25	firms	firm	NOUN
amfbr-130	99	26	,	,	PUNCT
amfbr-130	99	27	and	and	CCONJ
amfbr-130	99	28	they	they	PRON
amfbr-130	99	29	found	find	VERB
amfbr-130	99	30	that	that	DET
amfbr-130	99	31	size	size	NOUN
amfbr-130	99	32	,	,	PUNCT
amfbr-130	99	33	earnings	earning	NOUN
amfbr-130	99	34	volatility	volatility	NOUN
amfbr-130	99	35	and	and	CCONJ
amfbr-130	99	36	age	age	NOUN
amfbr-130	99	37	of	of	ADP
amfbr-130	99	38	the	the	DET
amfbr-130	99	39	firm	firm	NOUN
amfbr-130	99	40	are	be	AUX
amfbr-130	99	41	significant	significant	ADJ
amfbr-130	99	42	determinants	determinant	NOUN
amfbr-130	99	43	of	of	ADP
amfbr-130	99	44	profitability	profitability	NOUN
amfbr-130	99	45	.	.	PUNCT
amfbr-130	100	1	bilal	bilal	PROPN
amfbr-130	100	2	javaria	javaria	PROPN
amfbr-130	100	3	et	et	PROPN
amfbr-130	100	4	al	al	PROPN
amfbr-130	100	5	.	.	PROPN
amfbr-130	101	1	(	(	PUNCT
amfbr-130	101	2	2013	2013	NUM
amfbr-130	101	3	)	)	PUNCT
amfbr-130	101	4	investigated	investigate	VERB
amfbr-130	101	5	on	on	ADP
amfbr-130	101	6	the	the	DET
amfbr-130	101	7	determinants	determinant	NOUN
amfbr-130	101	8	of	of	ADP
amfbr-130	101	9	profitability	profitability	NOUN
amfbr-130	101	10	in	in	ADP
amfbr-130	101	11	insurance	insurance	NOUN
amfbr-130	101	12	sector	sector	NOUN
amfbr-130	101	13	of	of	ADP
amfbr-130	101	14	pakistan	pakistan	PROPN
amfbr-130	101	15	with	with	ADP
amfbr-130	101	16	a	a	DET
amfbr-130	101	17	panel	panel	NOUN
amfbr-130	101	18	data	datum	NOUN
amfbr-130	101	19	set	set	VERB
amfbr-130	101	20	of	of	ADP
amfbr-130	101	21	31	31	NUM
amfbr-130	101	22	insurance	insurance	NOUN
amfbr-130	101	23	firms	firm	NOUN
amfbr-130	101	24	(	(	PUNCT
amfbr-130	101	25	life	life	NOUN
amfbr-130	101	26	insurance	insurance	NOUN
amfbr-130	101	27	sector	sector	NOUN
amfbr-130	101	28	and	and	CCONJ
amfbr-130	101	29	no	no	DET
amfbr-130	101	30	-	-	PUNCT
amfbr-130	101	31	life	life	NOUN
amfbr-130	101	32	insurance	insurance	NOUN
amfbr-130	101	33	)	)	PUNCT
amfbr-130	101	34	of	of	ADP
amfbr-130	101	35	pakistan	pakistan	PROPN
amfbr-130	101	36	from	from	ADP
amfbr-130	101	37	2006	2006	NUM
amfbr-130	101	38	-	-	SYM
amfbr-130	101	39	2011	2011	NUM
amfbr-130	101	40	the	the	DET
amfbr-130	101	41	study	study	NOUN
amfbr-130	101	42	suggests	suggest	VERB
amfbr-130	101	43	an	an	DET
amfbr-130	101	44	opposite	opposite	ADJ
amfbr-130	101	45	and	and	CCONJ
amfbr-130	101	46	significant	significant	ADJ
amfbr-130	101	47	relationship	relationship	NOUN
amfbr-130	101	48	between	between	ADP
amfbr-130	101	49	leverage	leverage	NOUN
amfbr-130	101	50	ratio	ratio	NOUN
amfbr-130	101	51	as	as	ADP
amfbr-130	101	52	independent	independent	ADJ
amfbr-130	101	53	variables	variable	NOUN
amfbr-130	101	54	and	and	CCONJ
amfbr-130	101	55	profitability	profitability	NOUN
amfbr-130	101	56	.	.	PUNCT
amfbr-130	102	1	shami	shami	PROPN
amfbr-130	102	2	and	and	CCONJ
amfbr-130	102	3	ahmed	ahmed	PROPN
amfbr-130	102	4	(	(	PUNCT
amfbr-130	102	5	2008	2008	NUM
amfbr-130	102	6	)	)	PUNCT
amfbr-130	102	7	explore	explore	VERB
amfbr-130	102	8	on	on	ADP
amfbr-130	102	9	determinants	determinant	NOUN
amfbr-130	102	10	of	of	ADP
amfbr-130	102	11	insurance	insurance	NOUN
amfbr-130	102	12	companies	company	NOUN
amfbr-130	102	13	'	'	PART
amfbr-130	102	14	profitability	profitability	NOUN
amfbr-130	102	15	in	in	ADP
amfbr-130	102	16	uae	uae	PROPN
amfbr-130	102	17	using	use	VERB
amfbr-130	102	18	5	5	NUM
amfbr-130	102	19	firm	firm	ADJ
amfbr-130	102	20	specific	specific	ADJ
amfbr-130	102	21	variables	variable	NOUN
amfbr-130	102	22	and	and	CCONJ
amfbr-130	102	23	they	they	PRON
amfbr-130	102	24	found	find	VERB
amfbr-130	102	25	that	that	SCONJ
amfbr-130	102	26	an	an	DET
amfbr-130	102	27	opposite	opposite	ADJ
amfbr-130	102	28	and	and	CCONJ
amfbr-130	102	29	significant	significant	ADJ
amfbr-130	102	30	relationship	relationship	NOUN
amfbr-130	102	31	between	between	ADP
amfbr-130	102	32	leverage	leverage	NOUN
amfbr-130	102	33	ratio	ratio	NOUN
amfbr-130	102	34	as	as	ADP
amfbr-130	102	35	independent	independent	ADJ
amfbr-130	102	36	variables	variable	NOUN
amfbr-130	102	37	and	and	CCONJ
amfbr-130	102	38	profitability	profitability	NOUN
amfbr-130	102	39	.	.	PUNCT
amfbr-130	103	1	hen	hen	NOUN
amfbr-130	103	2	-	-	PUNCT
amfbr-130	103	3	ying	ying	PROPN
amfbr-130	103	4	lee	lee	PROPN
amfbr-130	103	5	(	(	PUNCT
amfbr-130	103	6	2014	2014	NUM
amfbr-130	103	7	)	)	PUNCT
amfbr-130	103	8	also	also	ADV
amfbr-130	103	9	estimated	estimate	VERB
amfbr-130	103	10	the	the	DET
amfbr-130	103	11	effects	effect	NOUN
amfbr-130	103	12	of	of	ADP
amfbr-130	103	13	firm	firm	ADJ
amfbr-130	103	14	specific	specific	ADJ
amfbr-130	103	15	factors	factor	NOUN
amfbr-130	103	16	and	and	CCONJ
amfbr-130	103	17	macroeconomic	macroeconomic	ADJ
amfbr-130	103	18	factors	factor	NOUN
amfbr-130	103	19	on	on	ADP
amfbr-130	103	20	profitability	profitability	NOUN
amfbr-130	103	21	(	(	PUNCT
amfbr-130	103	22	measured	measure	VERB
amfbr-130	103	23	by	by	ADP
amfbr-130	103	24	operating	operate	VERB
amfbr-130	103	25	ratio	ratio	NOUN
amfbr-130	103	26	and	and	CCONJ
amfbr-130	103	27	roa	roa	NOUN
amfbr-130	103	28	)	)	PUNCT
amfbr-130	103	29	of	of	ADP
amfbr-130	103	30	property	property	NOUN
amfbr-130	103	31	liability	liability	NOUN
amfbr-130	103	32	insurance	insurance	NOUN
amfbr-130	103	33	industry	industry	NOUN
amfbr-130	103	34	in	in	ADP
amfbr-130	103	35	taiwan	taiwan	PROPN
amfbr-130	103	36	and	and	CCONJ
amfbr-130	103	37	he	he	PRON
amfbr-130	103	38	found	find	VERB
amfbr-130	103	39	that	that	SCONJ
amfbr-130	103	40	financial	financial	ADJ
amfbr-130	103	41	leverage	leverage	NOUN
amfbr-130	103	42	is	be	AUX
amfbr-130	103	43	significantly	significantly	ADV
amfbr-130	103	44	and	and	CCONJ
amfbr-130	103	45	negatively	negatively	ADV
amfbr-130	103	46	correlated	correlate	VERB
amfbr-130	103	47	with	with	ADP
amfbr-130	103	48	profitability	profitability	NOUN
amfbr-130	103	49	.	.	PUNCT
amfbr-130	104	1	anilaçekrezi	anilaçekrezi	PROPN
amfbr-130	104	2	(	(	PUNCT
amfbr-130	104	3	2015	2015	NUM
amfbr-130	104	4	)	)	PUNCT
amfbr-130	104	5	investigated	investigate	VERB
amfbr-130	104	6	factors	factor	NOUN
amfbr-130	104	7	that	that	PRON
amfbr-130	104	8	affect	affect	VERB
amfbr-130	104	9	financial	financial	ADJ
amfbr-130	104	10	performance	performance	NOUN
amfbr-130	104	11	of	of	ADP
amfbr-130	104	12	albanian	albanian	ADJ
amfbr-130	104	13	insurance	insurance	NOUN
amfbr-130	104	14	companies	company	NOUN
amfbr-130	104	15	the	the	DET
amfbr-130	104	16	study	study	NOUN
amfbr-130	104	17	population	population	NOUN
amfbr-130	104	18	consisted	consist	VERB
amfbr-130	104	19	of	of	ADP
amfbr-130	104	20	5	5	NUM
amfbr-130	104	21	insurance	insurance	NOUN
amfbr-130	104	22	companies	company	NOUN
amfbr-130	104	23	with	with	ADP
amfbr-130	104	24	private	private	ADJ
amfbr-130	104	25	capital	capital	NOUN
amfbr-130	104	26	,	,	PUNCT
amfbr-130	104	27	for	for	ADP
amfbr-130	104	28	the	the	DET
amfbr-130	104	29	period	period	NOUN
amfbr-130	104	30	2008	2008	NUM
amfbr-130	104	31	-	-	SYM
amfbr-130	104	32	2013	2013	NUM
amfbr-130	104	33	with	with	ADP
amfbr-130	104	34	a	a	DET
amfbr-130	104	35	total	total	NOUN
amfbr-130	104	36	of	of	ADP
amfbr-130	104	37	30	30	NUM
amfbr-130	104	38	data	datum	NOUN
amfbr-130	104	39	.	.	PUNCT
amfbr-130	105	1	the	the	DET
amfbr-130	105	2	results	result	NOUN
amfbr-130	105	3	showed	show	VERB
amfbr-130	105	4	that	that	SCONJ
amfbr-130	105	5	leverage	leverage	NOUN
amfbr-130	105	6	has	have	VERB
amfbr-130	105	7	negative	negative	ADJ
amfbr-130	105	8	impact	impact	NOUN
amfbr-130	105	9	on	on	ADP
amfbr-130	105	10	the	the	DET
amfbr-130	105	11	financial	financial	ADJ
amfbr-130	105	12	performance	performance	NOUN
amfbr-130	105	13	(	(	PUNCT
amfbr-130	105	14	roa	roa	NOUN
amfbr-130	105	15	)	)	PUNCT
amfbr-130	105	16	of	of	ADP
amfbr-130	105	17	these	these	DET
amfbr-130	105	18	companies	company	NOUN
amfbr-130	105	19	.	.	PUNCT
amfbr-130	106	1	therefore	therefore	ADV
amfbr-130	106	2	,	,	PUNCT
amfbr-130	106	3	in	in	ADP
amfbr-130	106	4	this	this	DET
amfbr-130	106	5	study	study	NOUN
amfbr-130	106	6	too	too	ADV
amfbr-130	106	7	it	it	PRON
amfbr-130	106	8	was	be	AUX
amfbr-130	106	9	found	find	VERB
amfbr-130	106	10	out	out	ADP
amfbr-130	106	11	that	that	SCONJ
amfbr-130	106	12	leverage	leverage	NOUN
amfbr-130	106	13	has	have	VERB
amfbr-130	106	14	a	a	DET
amfbr-130	106	15	significant	significant	ADJ
amfbr-130	106	16	effect	effect	NOUN
amfbr-130	106	17	and	and	CCONJ
amfbr-130	106	18	statistically	statistically	ADV
amfbr-130	106	19	negative	negative	ADJ
amfbr-130	106	20	relationship	relationship	NOUN
amfbr-130	106	21	with	with	ADP
amfbr-130	106	22	profitability	profitability	NOUN
amfbr-130	106	23	.	.	PUNCT
amfbr-130	107	1	curak	curak	VERB
amfbr-130	107	2	et	et	PROPN
amfbr-130	107	3	al	al	PROPN
amfbr-130	107	4	.	.	PROPN
amfbr-130	108	1	(	(	PUNCT
amfbr-130	108	2	2012	2012	NUM
amfbr-130	108	3	)	)	PUNCT
amfbr-130	108	4	examined	examine	VERB
amfbr-130	108	5	the	the	DET
amfbr-130	108	6	determinants	determinant	NOUN
amfbr-130	108	7	of	of	ADP
amfbr-130	108	8	the	the	DET
amfbr-130	108	9	profitability	profitability	NOUN
amfbr-130	108	10	of	of	ADP
amfbr-130	108	11	the	the	DET
amfbr-130	108	12	croatian	croatian	ADJ
amfbr-130	108	13	composite	composite	ADJ
amfbr-130	108	14	insurers	insurer	NOUN
amfbr-130	108	15	’	'	PUNCT
amfbr-130	108	16	between	between	ADP
amfbr-130	108	17	2004	2004	NUM
amfbr-130	108	18	and	and	CCONJ
amfbr-130	108	19	2009	2009	NUM
amfbr-130	108	20	.	.	PUNCT
amfbr-130	109	1	the	the	DET
amfbr-130	109	2	determinants	determinant	NOUN
amfbr-130	109	3	of	of	ADP
amfbr-130	109	4	profitability	profitability	NOUN
amfbr-130	109	5	,	,	PUNCT
amfbr-130	109	6	selected	select	VERB
amfbr-130	109	7	as	as	ADP
amfbr-130	109	8	explanatory	explanatory	ADJ
amfbr-130	109	9	variables	variable	NOUN
amfbr-130	109	10	include	include	VERB
amfbr-130	109	11	both	both	DET
amfbr-130	109	12	internal	internal	ADJ
amfbr-130	109	13	factors	factor	NOUN
amfbr-130	109	14	specific	specific	ADJ
amfbr-130	109	15	to	to	ADP
amfbr-130	109	16	insurance	insurance	NOUN
amfbr-130	109	17	companies	company	NOUN
amfbr-130	109	18	and	and	CCONJ
amfbr-130	109	19	external	external	ADJ
amfbr-130	109	20	factors	factor	NOUN
amfbr-130	109	21	specific	specific	ADJ
amfbr-130	109	22	to	to	ADP
amfbr-130	109	23	the	the	DET
amfbr-130	109	24	economic	economic	ADJ
amfbr-130	109	25	environment	environment	NOUN
amfbr-130	109	26	.	.	PUNCT
amfbr-130	110	1	by	by	ADP
amfbr-130	110	2	applying	apply	VERB
amfbr-130	110	3	panel	panel	NOUN
amfbr-130	110	4	data	datum	NOUN
amfbr-130	110	5	technique	technique	NOUN
amfbr-130	110	6	,	,	PUNCT
amfbr-130	110	7	the	the	DET
amfbr-130	110	8	authors	author	NOUN
amfbr-130	110	9	show	show	VERB
amfbr-130	110	10	that	that	SCONJ
amfbr-130	110	11	underwriting	underwriting	NOUN
amfbr-130	110	12	risk	risk	NOUN
amfbr-130	110	13	(	(	PUNCT
amfbr-130	110	14	loss	loss	NOUN
amfbr-130	110	15	ratio	ratio	NOUN
amfbr-130	110	16	)	)	PUNCT
amfbr-130	110	17	had	have	VERB
amfbr-130	110	18	a	a	DET
amfbr-130	110	19	significant	significant	ADJ
amfbr-130	110	20	influence	influence	NOUN
amfbr-130	110	21	on	on	ADP
amfbr-130	110	22	insurers	insurer	NOUN
amfbr-130	110	23	’	’	PART
amfbr-130	110	24	profitability	profitability	NOUN
amfbr-130	110	25	.	.	PUNCT
amfbr-130	111	1	umotho	umotho	PROPN
amfbr-130	111	2	(	(	PUNCT
amfbr-130	111	3	2013	2013	NUM
amfbr-130	111	4	)	)	PUNCT
amfbr-130	111	5	examined	examine	VERB
amfbr-130	111	6	the	the	DET
amfbr-130	111	7	relationship	relationship	NOUN
amfbr-130	111	8	between	between	ADP
amfbr-130	111	9	firm	firm	ADJ
amfbr-130	111	10	specific	specific	ADJ
amfbr-130	111	11	and	and	CCONJ
amfbr-130	111	12	macroeconomic	macroeconomic	ADJ
amfbr-130	111	13	variables	variable	NOUN
amfbr-130	111	14	with	with	ADP
amfbr-130	111	15	financial	financial	ADJ
amfbr-130	111	16	performance	performance	NOUN
amfbr-130	111	17	of	of	ADP
amfbr-130	111	18	insurance	insurance	NOUN
amfbr-130	111	19	companies	company	NOUN
amfbr-130	111	20	.	.	PUNCT
amfbr-130	112	1	in	in	ADP
amfbr-130	112	2	his	his	PRON
amfbr-130	112	3	study	study	NOUN
amfbr-130	112	4	he	he	PRON
amfbr-130	112	5	investigated	investigate	VERB
amfbr-130	112	6	the	the	DET
amfbr-130	112	7	relationship	relationship	NOUN
amfbr-130	112	8	of	of	ADP
amfbr-130	112	9	interest	interest	NOUN
amfbr-130	112	10	rate	rate	NOUN
amfbr-130	112	11	;	;	PUNCT
amfbr-130	112	12	inflation	inflation	NOUN
amfbr-130	112	13	rate	rate	NOUN
amfbr-130	112	14	(	(	PUNCT
amfbr-130	112	15	cpi	cpi	PROPN
amfbr-130	112	16	)	)	PUNCT
amfbr-130	112	17	,	,	PUNCT
amfbr-130	112	18	currency	currency	NOUN
amfbr-130	112	19	exchange	exchange	NOUN
amfbr-130	112	20	rate	rate	NOUN
amfbr-130	112	21	fluctuations	fluctuation	NOUN
amfbr-130	112	22	,	,	PUNCT
amfbr-130	112	23	money	money	NOUN
amfbr-130	112	24	supply	supply	NOUN
amfbr-130	112	25	,	,	PUNCT
amfbr-130	112	26	gdp	gdp	NOUN
amfbr-130	112	27	,	,	PUNCT
amfbr-130	112	28	as	as	ADP
amfbr-130	112	29	macro	macro	ADJ
amfbr-130	112	30	-	-	ADJ
amfbr-130	112	31	economic	economic	ADJ
amfbr-130	112	32	factor	factor	NOUN
amfbr-130	112	33	,	,	PUNCT
amfbr-130	112	34	and	and	CCONJ
amfbr-130	112	35	claim	claim	VERB
amfbr-130	112	36	ratio	ratio	NOUN
amfbr-130	112	37	(	(	PUNCT
amfbr-130	112	38	cr	cr	NOUN
amfbr-130	112	39	)	)	PUNCT
amfbr-130	112	40	and	and	CCONJ
amfbr-130	112	41	he	he	PRON
amfbr-130	112	42	found	find	VERB
amfbr-130	112	43	that	that	SCONJ
amfbr-130	112	44	claim	claim	NOUN
amfbr-130	112	45	ratio	ratio	NOUN
amfbr-130	112	46	has	have	VERB
amfbr-130	112	47	positive	positive	ADJ
amfbr-130	112	48	effect	effect	NOUN
amfbr-130	112	49	on	on	ADP
amfbr-130	112	50	roa	roa	PROPN
amfbr-130	112	51	.	.	PUNCT
amfbr-130	113	1	therefore	therefore	ADV
amfbr-130	113	2	,	,	PUNCT
amfbr-130	113	3	this	this	DET
amfbr-130	113	4	study	study	NOUN
amfbr-130	113	5	is	be	AUX
amfbr-130	113	6	also	also	ADV
amfbr-130	113	7	consistent	consistent	ADJ
amfbr-130	113	8	with	with	ADP
amfbr-130	113	9	most	most	ADJ
amfbr-130	113	10	of	of	ADP
amfbr-130	113	11	the	the	DET
amfbr-130	113	12	previous	previous	ADJ
amfbr-130	113	13	studies	study	NOUN
amfbr-130	113	14	and	and	CCONJ
amfbr-130	113	15	found	find	VERB
amfbr-130	113	16	out	out	ADP
amfbr-130	113	17	that	that	SCONJ
amfbr-130	113	18	loss	loss	NOUN
amfbr-130	113	19	ratio	ratio	NOUN
amfbr-130	113	20	is	be	AUX
amfbr-130	113	21	negatively	negatively	ADV
amfbr-130	113	22	related	relate	VERB
amfbr-130	113	23	with	with	ADP
amfbr-130	113	24	profitability	profitability	NOUN
amfbr-130	113	25	and	and	CCONJ
amfbr-130	113	26	its	its	PRON
amfbr-130	113	27	effect	effect	NOUN
amfbr-130	113	28	is	be	AUX
amfbr-130	113	29	significant	significant	ADJ
amfbr-130	113	30	.	.	PUNCT
amfbr-130	114	1	chen	chen	PROPN
amfbr-130	114	2	-	-	PUNCT
amfbr-130	114	3	ying	ying	PROPN
amfbr-130	114	4	lee	lee	PROPN
amfbr-130	114	5	(	(	PUNCT
amfbr-130	114	6	2014	2014	NUM
amfbr-130	114	7	)	)	PUNCT
amfbr-130	114	8	also	also	ADV
amfbr-130	114	9	estimated	estimate	VERB
amfbr-130	114	10	the	the	DET
amfbr-130	114	11	effects	effect	NOUN
amfbr-130	114	12	of	of	ADP
amfbr-130	114	13	firm	firm	ADJ
amfbr-130	114	14	specific	specific	ADJ
amfbr-130	114	15	factors	factor	NOUN
amfbr-130	114	16	and	and	CCONJ
amfbr-130	114	17	macroeconomic	macroeconomic	ADJ
amfbr-130	114	18	factors	factor	NOUN
amfbr-130	114	19	on	on	ADP
amfbr-130	114	20	profitability	profitability	NOUN
amfbr-130	114	21	(	(	PUNCT
amfbr-130	114	22	measured	measure	VERB
amfbr-130	114	23	by	by	ADP
amfbr-130	114	24	operating	operate	VERB
amfbr-130	114	25	ratio	ratio	NOUN
amfbr-130	114	26	and	and	CCONJ
amfbr-130	114	27	roa	roa	NOUN
amfbr-130	114	28	)	)	PUNCT
amfbr-130	114	29	of	of	ADP
amfbr-130	114	30	property	property	NOUN
amfbr-130	114	31	-	-	PUNCT
amfbr-130	114	32	liability	liability	NOUN
amfbr-130	114	33	insurance	insurance	NOUN
amfbr-130	114	34	industry	industry	NOUN
amfbr-130	114	35	in	in	ADP
amfbr-130	114	36	taiwan	taiwan	PROPN
amfbr-130	114	37	and	and	CCONJ
amfbr-130	114	38	he	he	PRON
amfbr-130	114	39	found	find	VERB
amfbr-130	114	40	that	that	SCONJ
amfbr-130	114	41	reinsurance	reinsurance	NOUN
amfbr-130	114	42	is	be	AUX
amfbr-130	114	43	significantly	significantly	ADV
amfbr-130	114	44	and	and	CCONJ
amfbr-130	114	45	positively	positively	ADV
amfbr-130	114	46	correlated	correlate	VERB
amfbr-130	114	47	with	with	ADP
amfbr-130	114	48	operating	operate	VERB
amfbr-130	114	49	ratio	ratio	NOUN
amfbr-130	114	50	.	.	PUNCT
amfbr-130	115	1	however	however	ADV
amfbr-130	115	2	,	,	PUNCT
amfbr-130	115	3	in	in	ADP
amfbr-130	115	4	case	case	NOUN
amfbr-130	115	5	of	of	ADP
amfbr-130	115	6	profitability	profitability	NOUN
amfbr-130	115	7	measured	measure	VERB
amfbr-130	115	8	by	by	ADP
amfbr-130	115	9	roa	roa	PROPN
amfbr-130	115	10	,	,	PUNCT
amfbr-130	115	11	he	he	PRON
amfbr-130	115	12	found	find	VERB
amfbr-130	115	13	that	that	SCONJ
amfbr-130	115	14	underwriting	underwriting	NOUN
amfbr-130	115	15	reinsurance	reinsurance	NOUN
amfbr-130	115	16	is	be	AUX
amfbr-130	115	17	positively	positively	ADV
amfbr-130	115	18	correlated	correlate	VERB
amfbr-130	115	19	with	with	ADP
amfbr-130	115	20	roa	roa	PROPN
amfbr-130	115	21	.	.	PUNCT
amfbr-130	116	1	ornella	ornella	PROPN
amfbr-130	116	2	and	and	CCONJ
amfbr-130	116	3	anderloni	anderloni	PROPN
amfbr-130	116	4	(	(	PUNCT
amfbr-130	116	5	2014	2014	NUM
amfbr-130	116	6	)	)	PUNCT
amfbr-130	116	7	tested	test	VERB
amfbr-130	116	8	the	the	DET
amfbr-130	116	9	impact	impact	NOUN
amfbr-130	116	10	of	of	ADP
amfbr-130	116	11	several	several	ADJ
amfbr-130	116	12	firm	firm	ADJ
amfbr-130	116	13	characteristics	characteristic	NOUN
amfbr-130	116	14	,	,	PUNCT
amfbr-130	116	15	such	such	ADJ
amfbr-130	116	16	as	as	ADP
amfbr-130	116	17	dimension	dimension	NOUN
amfbr-130	116	18	,	,	PUNCT
amfbr-130	116	19	capital	capital	NOUN
amfbr-130	116	20	structure	structure	NOUN
amfbr-130	116	21	and	and	CCONJ
amfbr-130	116	22	investment	investment	NOUN
amfbr-130	116	23	policies	policy	NOUN
amfbr-130	116	24	on	on	ADP
amfbr-130	116	25	economic	economic	ADJ
amfbr-130	116	26	performance	performance	NOUN
amfbr-130	116	27	for	for	ADP
amfbr-130	116	28	a	a	DET
amfbr-130	116	29	panel	panel	NOUN
amfbr-130	116	30	of	of	ADP
amfbr-130	116	31	non	non	ADJ
amfbr-130	116	32	-	-	ADJ
amfbr-130	116	33	life	life	ADJ
amfbr-130	116	34	insurance	insurance	NOUN
amfbr-130	116	35	firms	firm	NOUN
amfbr-130	116	36	operating	operate	VERB
amfbr-130	116	37	in	in	ADP
amfbr-130	116	38	the	the	DET
amfbr-130	116	39	main	main	ADJ
amfbr-130	116	40	european	european	ADJ
amfbr-130	116	41	markets	market	NOUN
amfbr-130	116	42	spanning	span	VERB
amfbr-130	116	43	from	from	ADP
amfbr-130	116	44	2004	2004	NUM
amfbr-130	116	45	to	to	ADP
amfbr-130	116	46	2012.the	2012.the	DET
amfbr-130	116	47	findings	finding	NOUN
amfbr-130	116	48	suggest	suggest	VERB
amfbr-130	116	49	that	that	SCONJ
amfbr-130	116	50	various	various	ADJ
amfbr-130	116	51	factors	factor	NOUN
amfbr-130	116	52	contribute	contribute	VERB
amfbr-130	116	53	to	to	ADP
amfbr-130	116	54	the	the	DET
amfbr-130	116	55	performance	performance	NOUN
amfbr-130	116	56	measured	measure	VERB
amfbr-130	116	57	by	by	ADP
amfbr-130	116	58	return	return	NOUN
amfbr-130	116	59	on	on	ADP
amfbr-130	116	60	equity	equity	NOUN
amfbr-130	116	61	and	and	CCONJ
amfbr-130	116	62	return	return	VERB
amfbr-130	116	63	on	on	ADP
amfbr-130	116	64	asset	asset	NOUN
amfbr-130	116	65	.	.	PUNCT
amfbr-130	117	1	according	accord	VERB
amfbr-130	117	2	to	to	ADP
amfbr-130	117	3	the	the	DET
amfbr-130	117	4	study	study	NOUN
amfbr-130	117	5	,	,	PUNCT
amfbr-130	117	6	the	the	DET
amfbr-130	117	7	three	three	NUM
amfbr-130	117	8	main	main	ADJ
amfbr-130	117	9	areas	area	NOUN
amfbr-130	117	10	that	that	PRON
amfbr-130	117	11	constitute	constitute	VERB
amfbr-130	117	12	the	the	DET
amfbr-130	117	13	core	core	NOUN
amfbr-130	117	14	insurance	insurance	NOUN
amfbr-130	117	15	activity	activity	NOUN
amfbr-130	117	16	(	(	PUNCT
amfbr-130	117	17	insurance	insurance	NOUN
amfbr-130	117	18	in	in	ADP
amfbr-130	117	19	its	its	PRON
amfbr-130	117	20	narrower	narrow	ADJ
amfbr-130	117	21	sense	sense	NOUN
amfbr-130	117	22	,	,	PUNCT
amfbr-130	117	23	financial	financial	ADJ
amfbr-130	117	24	and	and	CCONJ
amfbr-130	117	25	reinsurance	reinsurance	NOUN
amfbr-130	117	26	activities	activity	NOUN
amfbr-130	117	27	)	)	PUNCT
amfbr-130	117	28	strongly	strongly	ADV
amfbr-130	117	29	influence	influence	VERB
amfbr-130	117	30	profitability	profitability	NOUN
amfbr-130	117	31	,	,	PUNCT
amfbr-130	117	32	but	but	CCONJ
amfbr-130	117	33	reinsurance	reinsurance	NOUN
amfbr-130	117	34	does	do	AUX
amfbr-130	117	35	not	not	PART
amfbr-130	117	36	seem	seem	VERB
amfbr-130	117	37	to	to	PART
amfbr-130	117	38	contribute	contribute	VERB
amfbr-130	117	39	either	either	CCONJ
amfbr-130	117	40	positively	positively	ADV
amfbr-130	117	41	or	or	CCONJ
amfbr-130	117	42	negatively	negatively	ADV
amfbr-130	117	43	to	to	ADP
amfbr-130	117	44	performance	performance	NOUN
amfbr-130	117	45	.	.	PUNCT
amfbr-130	118	1	muhaizam	muhaizam	PROPN
amfbr-130	118	2	ismail	ismail	PROPN
amfbr-130	118	3	(	(	PUNCT
amfbr-130	118	4	2013	2013	NUM
amfbr-130	118	5	)	)	PUNCT
amfbr-130	118	6	investigates	investigate	VERB
amfbr-130	118	7	the	the	DET
amfbr-130	118	8	determinants	determinant	NOUN
amfbr-130	118	9	of	of	ADP
amfbr-130	118	10	financial	financial	ADJ
amfbr-130	118	11	performance	performance	NOUN
amfbr-130	118	12	of	of	ADP
amfbr-130	118	13	general	general	ADJ
amfbr-130	118	14	islamic	islamic	ADJ
amfbr-130	118	15	and	and	CCONJ
amfbr-130	118	16	conventional	conventional	ADJ
amfbr-130	118	17	insurance	insurance	NOUN
amfbr-130	118	18	companies	company	NOUN
amfbr-130	118	19	in	in	ADP
amfbr-130	118	20	malaysia	malaysia	NOUN
amfbr-130	118	21	using	use	VERB
amfbr-130	118	22	panel	panel	NOUN
amfbr-130	118	23	data	datum	NOUN
amfbr-130	118	24	over	over	ADP
amfbr-130	118	25	the	the	DET
amfbr-130	118	26	period	period	NOUN
amfbr-130	118	27	of	of	ADP
amfbr-130	118	28	2004	2004	NUM
amfbr-130	118	29	to	to	ADP
amfbr-130	118	30	2007	2007	NUM
amfbr-130	118	31	,	,	PUNCT
amfbr-130	118	32	using	use	VERB
amfbr-130	118	33	investment	investment	NOUN
amfbr-130	118	34	yield	yield	NOUN
amfbr-130	118	35	as	as	ADP
amfbr-130	118	36	the	the	DET
amfbr-130	118	37	performance	performance	NOUN
amfbr-130	118	38	measure	measure	NOUN
amfbr-130	118	39	.	.	PUNCT
amfbr-130	119	1	this	this	DET
amfbr-130	119	2	measure	measure	NOUN
amfbr-130	119	3	is	be	AUX
amfbr-130	119	4	related	relate	VERB
amfbr-130	119	5	to	to	ADP
amfbr-130	119	6	a	a	DET
amfbr-130	119	7	number	number	NOUN
amfbr-130	119	8	of	of	ADP
amfbr-130	119	9	economic	economic	ADJ
amfbr-130	119	10	and	and	CCONJ
amfbr-130	119	11	firm	firm	ADJ
amfbr-130	119	12	specific	specific	ADJ
amfbr-130	119	13	variables	variable	NOUN
amfbr-130	119	14	,	,	PUNCT
amfbr-130	119	15	which	which	PRON
amfbr-130	119	16	are	be	AUX
amfbr-130	119	17	the	the	DET
amfbr-130	119	18	profit	profit	NOUN
amfbr-130	119	19	/	/	SYM
amfbr-130	119	20	interest	interest	NOUN
amfbr-130	119	21	rate	rate	NOUN
amfbr-130	119	22	levels	level	NOUN
amfbr-130	119	23	,	,	PUNCT
amfbr-130	119	24	equity	equity	NOUN
amfbr-130	119	25	returns	return	NOUN
amfbr-130	119	26	,	,	PUNCT
amfbr-130	119	27	size	size	NOUN
amfbr-130	119	28	of	of	ADP
amfbr-130	119	29	company	company	NOUN
amfbr-130	119	30	,	,	PUNCT
amfbr-130	119	31	retakaful	retakaful	ADJ
amfbr-130	119	32	/	/	SYM
amfbr-130	119	33	reinsurance	reinsurance	NOUN
amfbr-130	119	34	dependence	dependence	NOUN
amfbr-130	119	35	,	,	PUNCT
amfbr-130	119	36	solvency	solvency	NOUN
amfbr-130	119	37	margin	margin	NOUN
amfbr-130	119	38	,	,	PUNCT
amfbr-130	119	39	liquidity	liquidity	NOUN
amfbr-130	119	40	,	,	PUNCT
amfbr-130	119	41	and	and	CCONJ
amfbr-130	119	42	contribution	contribution	NOUN
amfbr-130	119	43	/	/	SYM
amfbr-130	119	44	premium	premium	NOUN
amfbr-130	119	45	growth	growth	NOUN
amfbr-130	119	46	,	,	PUNCT
amfbr-130	119	47	chosen	choose	VERB
amfbr-130	119	48	based	base	VERB
amfbr-130	119	49	on	on	ADP
amfbr-130	119	50	relevant	relevant	ADJ
amfbr-130	119	51	theory	theory	NOUN
amfbr-130	119	52	and	and	CCONJ
amfbr-130	119	53	literature	literature	NOUN
amfbr-130	119	54	.	.	PUNCT
amfbr-130	120	1	based	base	VERB
amfbr-130	120	2	on	on	ADP
amfbr-130	120	3	the	the	DET
amfbr-130	120	4	empirical	empirical	ADJ
amfbr-130	120	5	results	result	NOUN
amfbr-130	120	6	,	,	PUNCT
amfbr-130	120	7	the	the	DET
amfbr-130	120	8	study	study	NOUN
amfbr-130	120	9	found	find	VERB
amfbr-130	120	10	that	that	SCONJ
amfbr-130	120	11	retakaful	retakaful	ADJ
amfbr-130	120	12	dependence	dependence	NOUN
amfbr-130	120	13	is	be	AUX
amfbr-130	120	14	statistically	statistically	ADV
amfbr-130	120	15	significant	significant	ADJ
amfbr-130	120	16	determinants	determinant	NOUN
amfbr-130	120	17	of	of	ADP
amfbr-130	120	18	the	the	DET
amfbr-130	120	19	investment	investment	NOUN
amfbr-130	120	20	performance	performance	NOUN
amfbr-130	120	21	of	of	ADP
amfbr-130	120	22	the	the	DET
amfbr-130	120	23	general	general	ADJ
amfbr-130	120	24	islamic	islamic	ADJ
amfbr-130	120	25	insurance	insurance	NOUN
amfbr-130	120	26	companies	company	NOUN
amfbr-130	120	27	in	in	ADP
amfbr-130	120	28	malaysia	malaysia	PROPN
amfbr-130	120	29	.	.	PUNCT
amfbr-130	121	1	kozak	kozak	PROPN
amfbr-130	121	2	(	(	PUNCT
amfbr-130	121	3	2011	2011	NUM
amfbr-130	121	4	)	)	PUNCT
amfbr-130	121	5	examined	examine	VERB
amfbr-130	121	6	determinants	determinant	NOUN
amfbr-130	121	7	of	of	ADP
amfbr-130	121	8	profitability	profitability	NOUN
amfbr-130	121	9	of	of	ADP
amfbr-130	121	10	non	non	ADJ
amfbr-130	121	11	-	-	ADJ
amfbr-130	121	12	life	life	ADJ
amfbr-130	121	13	insurance	insurance	NOUN
amfbr-130	121	14	companies	company	NOUN
amfbr-130	121	15	in	in	ADP
amfbr-130	121	16	poland	poland	PROPN
amfbr-130	121	17	during	during	ADP
amfbr-130	121	18	integration	integration	NOUN
amfbr-130	121	19	with	with	ADP
amfbr-130	121	20	the	the	DET
amfbr-130	121	21	european	european	ADJ
amfbr-130	121	22	financial	financial	ADJ
amfbr-130	121	23	system	system	NOUN
amfbr-130	121	24	for	for	ADP
amfbr-130	121	25	the	the	DET
amfbr-130	121	26	period	period	NOUN
amfbr-130	121	27	of	of	ADP
amfbr-130	121	28	2002–2009	2002–2009	NUM
amfbr-130	121	29	and	and	CCONJ
amfbr-130	121	30	suggested	suggest	VERB
amfbr-130	121	31	that	that	SCONJ
amfbr-130	121	32	companies	company	NOUN
amfbr-130	121	33	improve	improve	VERB
amfbr-130	121	34	profitability	profitability	NOUN
amfbr-130	121	35	and	and	CCONJ
amfbr-130	121	36	cost	cost	NOUN
amfbr-130	121	37	efficiency	efficiency	NOUN
amfbr-130	121	38	with	with	ADP
amfbr-130	121	39	an	an	DET
amfbr-130	121	40	increase	increase	NOUN
amfbr-130	121	41	of	of	ADP
amfbr-130	121	42	their	their	PRON
amfbr-130	121	43	gross	gross	ADJ
amfbr-130	121	44	premiums	premium	NOUN
amfbr-130	121	45	and	and	CCONJ
amfbr-130	121	46	decrease	decrease	NOUN
amfbr-130	121	47	of	of	ADP
amfbr-130	121	48	total	total	ADJ
amfbr-130	121	49	operating	operating	NOUN
amfbr-130	121	50	expenses	expense	NOUN
amfbr-130	121	51	.	.	PUNCT
amfbr-130	122	1	additionally	additionally	ADV
amfbr-130	122	2	increases	increase	NOUN
amfbr-130	122	3	of	of	ADP
amfbr-130	122	4	the	the	DET
amfbr-130	122	5	gdp	gdp	NOUN
amfbr-130	122	6	growth	growth	NOUN
amfbr-130	122	7	and	and	CCONJ
amfbr-130	122	8	the	the	DET
amfbr-130	122	9	market	market	NOUN
amfbr-130	122	10	share	share	NOUN
amfbr-130	122	11	of	of	ADP
amfbr-130	122	12	foreign	foreign	ADJ
amfbr-130	122	13	owned	own	VERB
amfbr-130	122	14	companies	company	NOUN
amfbr-130	122	15	positively	positively	ADV
amfbr-130	122	16	impact	impact	VERB
amfbr-130	122	17	profitability	profitability	NOUN
amfbr-130	122	18	of	of	ADP
amfbr-130	122	19	nonlife	nonlife	NOUN
amfbr-130	122	20	insurance	insurance	NOUN
amfbr-130	122	21	companies	company	NOUN
amfbr-130	122	22	during	during	ADP
amfbr-130	122	23	the	the	DET
amfbr-130	122	24	integration	integration	NOUN
amfbr-130	122	25	period	period	NOUN
amfbr-130	122	26	.	.	PUNCT
amfbr-130	123	1	cassandra	cassandra	PROPN
amfbr-130	123	2	et	et	PROPN
amfbr-130	123	3	al	al	PROPN
amfbr-130	123	4	(	(	PUNCT
amfbr-130	123	5	2015	2015	NUM
amfbr-130	123	6	)	)	PUNCT
amfbr-130	123	7	in	in	ADP
amfbr-130	123	8	their	their	PRON
amfbr-130	123	9	multivariate	multivariate	NOUN
amfbr-130	123	10	analysis	analysis	NOUN
amfbr-130	123	11	,	,	PUNCT
amfbr-130	123	12	they	they	PRON
amfbr-130	123	13	find	find	VERB
amfbr-130	123	14	evidence	evidence	NOUN
amfbr-130	123	15	that	that	SCONJ
amfbr-130	123	16	market	market	NOUN
amfbr-130	123	17	concentration	concentration	NOUN
amfbr-130	123	18	and	and	CCONJ
amfbr-130	123	19	insurers	insurer	NOUN
amfbr-130	123	20	’	’	PART
amfbr-130	123	21	underwriting	underwriting	NOUN
amfbr-130	123	22	profits	profit	NOUN
amfbr-130	123	23	are	be	AUX
amfbr-130	123	24	positively	positively	ADV
amfbr-130	123	25	related	relate	VERB
amfbr-130	123	26	.	.	PUNCT
amfbr-130	124	1	more	more	ADV
amfbr-130	124	2	specifically	specifically	ADV
amfbr-130	124	3	,	,	PUNCT
amfbr-130	124	4	insurers	insurer	NOUN
amfbr-130	124	5	in	in	ADP
amfbr-130	124	6	states	state	NOUN
amfbr-130	124	7	with	with	ADP
amfbr-130	124	8	greater	great	ADJ
amfbr-130	124	9	market	market	NOUN
amfbr-130	124	10	concentration	concentration	NOUN
amfbr-130	124	11	are	be	AUX
amfbr-130	124	12	more	more	ADV
amfbr-130	124	13	profitable	profitable	ADJ
amfbr-130	124	14	than	than	ADP
amfbr-130	124	15	insurers	insurer	NOUN
amfbr-130	124	16	in	in	ADP
amfbr-130	124	17	states	state	NOUN
amfbr-130	124	18	with	with	ADP
amfbr-130	124	19	lower	low	ADJ
amfbr-130	124	20	levels	level	NOUN
amfbr-130	124	21	of	of	ADP
amfbr-130	124	22	market	market	NOUN
amfbr-130	124	23	concentration	concentration	NOUN
amfbr-130	124	24	öner	öner	NOUN
amfbr-130	124	25	kaya	kaya	PROPN
amfbr-130	124	26	(	(	PUNCT
amfbr-130	124	27	2015	2015	NUM
amfbr-130	124	28	)	)	PUNCT
amfbr-130	124	29	investigated	investigate	VERB
amfbr-130	124	30	the	the	DET
amfbr-130	124	31	determinants	determinant	NOUN
amfbr-130	124	32	of	of	ADP
amfbr-130	124	33	profitability	profitability	NOUN
amfbr-130	124	34	in	in	ADP
amfbr-130	124	35	the	the	DET
amfbr-130	124	36	bosnia	bosnia	PROPN
amfbr-130	124	37	and	and	CCONJ
amfbr-130	124	38	herzegovina	herzegovina	PROPN
amfbr-130	124	39	insurance	insurance	NOUN
amfbr-130	124	40	industry	industry	NOUN
amfbr-130	124	41	between	between	ADP
amfbr-130	124	42	the	the	DET
amfbr-130	124	43	years	year	NOUN
amfbr-130	124	44	of	of	ADP
amfbr-130	124	45	2005	2005	NUM
amfbr-130	124	46	–	–	PUNCT
amfbr-130	124	47	2010	2010	NUM
amfbr-130	124	48	.	.	PUNCT
amfbr-130	125	1	according	accord	VERB
amfbr-130	125	2	to	to	ADP
amfbr-130	125	3	their	their	PRON
amfbr-130	125	4	results	result	NOUN
amfbr-130	125	5	,	,	PUNCT
amfbr-130	125	6	age	age	NOUN
amfbr-130	125	7	of	of	ADP
amfbr-130	125	8	company	company	NOUN
amfbr-130	125	9	,	,	PUNCT
amfbr-130	125	10	market	market	NOUN
amfbr-130	125	11	share	share	NOUN
amfbr-130	125	12	,	,	PUNCT
amfbr-130	125	13	and	and	CCONJ
amfbr-130	125	14	past	past	ADJ
amfbr-130	125	15	performance	performance	NOUN
amfbr-130	125	16	are	be	AUX
amfbr-130	125	17	positively	positively	ADV
amfbr-130	125	18	and	and	CCONJ
amfbr-130	125	19	significantly	significantly	ADV
amfbr-130	125	20	related	relate	VERB
amfbr-130	125	21	with	with	ADP
amfbr-130	125	22	current	current	ADJ
amfbr-130	125	23	profitability	profitability	NOUN
amfbr-130	125	24	they	they	PRON
amfbr-130	125	25	have	have	AUX
amfbr-130	125	26	also	also	ADV
amfbr-130	125	27	found	find	VERB
amfbr-130	125	28	that	that	SCONJ
amfbr-130	125	29	foreign	foreign	ADJ
amfbr-130	125	30	owned	own	VERB
amfbr-130	125	31	companies	company	NOUN
amfbr-130	125	32	perform	perform	VERB
amfbr-130	125	33	better	well	ADV
amfbr-130	125	34	than	than	ADP
amfbr-130	125	35	domestically	domestically	ADV
amfbr-130	125	36	owned	own	VERB
amfbr-130	125	37	companies	company	NOUN
amfbr-130	125	38	;	;	PUNCT
amfbr-130	125	39	and	and	CCONJ
amfbr-130	125	40	there	there	PRON
amfbr-130	125	41	is	be	VERB
amfbr-130	125	42	no	no	DET
amfbr-130	125	43	significant	significant	ADJ
amfbr-130	125	44	relationship	relationship	NOUN
amfbr-130	125	45	between	between	ADP
amfbr-130	125	46	diversification	diversification	NOUN
amfbr-130	125	47	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	125	48	american	american	PROPN
amfbr-130	125	49	finance	finance	PROPN
amfbr-130	125	50	&	&	CCONJ
amfbr-130	125	51	banking	banking	PROPN
amfbr-130	125	52	review	review	PROPN
amfbr-130	125	53	vol	vol	NOUN
amfbr-130	125	54	.	.	PROPN
amfbr-130	126	1	2	2	NUM
amfbr-130	126	2	,	,	PUNCT
amfbr-130	126	3	no	no	INTJ
amfbr-130	126	4	.	.	NOUN
amfbr-130	126	5	1	1	NUM
amfbr-130	126	6	;	;	PUNCT
amfbr-130	126	7	2018	2018	NUM
amfbr-130	126	8	68	68	NUM
amfbr-130	126	9	and	and	CCONJ
amfbr-130	126	10	profitability	profitability	NOUN
amfbr-130	126	11	.	.	PUNCT
amfbr-130	127	1	in	in	ADP
amfbr-130	127	2	this	this	DET
amfbr-130	127	3	study	study	NOUN
amfbr-130	127	4	also	also	ADV
amfbr-130	127	5	,	,	PUNCT
amfbr-130	127	6	it	it	PRON
amfbr-130	127	7	was	be	AUX
amfbr-130	127	8	found	find	VERB
amfbr-130	127	9	that	that	SCONJ
amfbr-130	127	10	market	market	NOUN
amfbr-130	127	11	share	share	NOUN
amfbr-130	127	12	correlates	correlate	VERB
amfbr-130	127	13	positively	positively	ADV
amfbr-130	127	14	wit	wit	NOUN
amfbr-130	127	15	profitability	profitability	NOUN
amfbr-130	127	16	and	and	CCONJ
amfbr-130	127	17	had	have	VERB
amfbr-130	127	18	insignificant	insignificant	ADJ
amfbr-130	127	19	effect	effect	NOUN
amfbr-130	127	20	,	,	PUNCT
amfbr-130	127	21	which	which	PRON
amfbr-130	127	22	is	be	AUX
amfbr-130	127	23	consistent	consistent	ADJ
amfbr-130	127	24	to	to	ADP
amfbr-130	127	25	the	the	DET
amfbr-130	127	26	above	above	ADJ
amfbr-130	127	27	studies	study	NOUN
amfbr-130	127	28	.	.	PUNCT
amfbr-130	128	1	michael	michael	PROPN
amfbr-130	128	2	doumpos	doumpos	PROPN
amfbr-130	128	3	et	et	PROPN
amfbr-130	128	4	al	al	PROPN
amfbr-130	128	5	(	(	PUNCT
amfbr-130	128	6	2012	2012	NUM
amfbr-130	128	7	)	)	PUNCT
amfbr-130	128	8	using	use	VERB
amfbr-130	128	9	a	a	DET
amfbr-130	128	10	sample	sample	NOUN
amfbr-130	128	11	of	of	ADP
amfbr-130	128	12	over	over	ADP
amfbr-130	128	13	2000	2000	NUM
amfbr-130	128	14	nonlife	nonlife	NOUN
amfbr-130	128	15	insurance	insurance	NOUN
amfbr-130	128	16	firms	firm	NOUN
amfbr-130	128	17	operating	operate	VERB
amfbr-130	128	18	in	in	ADP
amfbr-130	128	19	91	91	NUM
amfbr-130	128	20	countries	country	NOUN
amfbr-130	128	21	between	between	ADP
amfbr-130	128	22	2005	2005	NUM
amfbr-130	128	23	and	and	CCONJ
amfbr-130	128	24	2009,they	2009,they	NUM
amfbr-130	128	25	found	find	VERB
amfbr-130	128	26	that	that	SCONJ
amfbr-130	128	27	macroeconomic	macroeconomic	ADJ
amfbr-130	128	28	indicators	indicator	NOUN
amfbr-130	128	29	such	such	ADJ
amfbr-130	128	30	as	as	ADP
amfbr-130	128	31	real	real	ADJ
amfbr-130	128	32	gdp	gdp	NOUN
amfbr-130	128	33	growth	growth	NOUN
amfbr-130	128	34	,	,	PUNCT
amfbr-130	128	35	inflation	inflation	NOUN
amfbr-130	128	36	,	,	PUNCT
amfbr-130	128	37	and	and	CCONJ
amfbr-130	128	38	income	income	NOUN
amfbr-130	128	39	inequality	inequality	NOUN
amfbr-130	128	40	influence	influence	VERB
amfbr-130	128	41	the	the	DET
amfbr-130	128	42	overall	overall	ADJ
amfbr-130	128	43	performance	performance	NOUN
amfbr-130	128	44	of	of	ADP
amfbr-130	128	45	firms	firm	NOUN
amfbr-130	128	46	and	and	CCONJ
amfbr-130	128	47	a	a	DET
amfbr-130	128	48	statistically	statistically	ADV
amfbr-130	128	49	significant	significant	ADJ
amfbr-130	128	50	effect	effect	NOUN
amfbr-130	128	51	on	on	ADP
amfbr-130	128	52	the	the	DET
amfbr-130	128	53	overall	overall	ADJ
amfbr-130	128	54	performance	performance	NOUN
amfbr-130	128	55	of	of	ADP
amfbr-130	128	56	insurers	insurer	NOUN
amfbr-130	128	57	.	.	PUNCT
amfbr-130	129	1	kozak	kozak	PROPN
amfbr-130	129	2	(	(	PUNCT
amfbr-130	129	3	2011	2011	NUM
amfbr-130	129	4	)	)	PUNCT
amfbr-130	129	5	examined	examine	VERB
amfbr-130	129	6	determinants	determinant	NOUN
amfbr-130	129	7	of	of	ADP
amfbr-130	129	8	profitability	profitability	NOUN
amfbr-130	129	9	of	of	ADP
amfbr-130	129	10	non	non	ADJ
amfbr-130	129	11	-	-	ADJ
amfbr-130	129	12	life	life	ADJ
amfbr-130	129	13	insurance	insurance	NOUN
amfbr-130	129	14	companies	company	NOUN
amfbr-130	129	15	in	in	ADP
amfbr-130	129	16	poland	poland	PROPN
amfbr-130	129	17	and	and	CCONJ
amfbr-130	129	18	according	accord	VERB
amfbr-130	129	19	to	to	ADP
amfbr-130	129	20	the	the	DET
amfbr-130	129	21	study	study	NOUN
amfbr-130	129	22	of	of	ADP
amfbr-130	129	23	the	the	DET
amfbr-130	129	24	gdp	gdp	NOUN
amfbr-130	129	25	growth	growth	NOUN
amfbr-130	129	26	and	and	CCONJ
amfbr-130	129	27	the	the	DET
amfbr-130	129	28	market	market	NOUN
amfbr-130	129	29	share	share	NOUN
amfbr-130	129	30	of	of	ADP
amfbr-130	129	31	foreign	foreign	ADJ
amfbr-130	129	32	owned	own	VERB
amfbr-130	129	33	companies	company	NOUN
amfbr-130	129	34	positively	positively	ADV
amfbr-130	129	35	impact	impact	VERB
amfbr-130	129	36	profitability	profitability	NOUN
amfbr-130	129	37	of	of	ADP
amfbr-130	129	38	nonlife	nonlife	NOUN
amfbr-130	129	39	insurance	insurance	NOUN
amfbr-130	129	40	companies	company	NOUN
amfbr-130	129	41	.	.	PUNCT
amfbr-130	130	1	suheyli	suheyli	NOUN
amfbr-130	130	2	reshid	reshid	NOUN
amfbr-130	130	3	(	(	PUNCT
amfbr-130	130	4	2015	2015	NUM
amfbr-130	130	5	)	)	PUNCT
amfbr-130	130	6	found	find	VERB
amfbr-130	130	7	that	that	SCONJ
amfbr-130	130	8	economic	economic	ADJ
amfbr-130	130	9	growth	growth	NOUN
amfbr-130	130	10	rate	rate	NOUN
amfbr-130	130	11	has	have	VERB
amfbr-130	130	12	significant	significant	ADJ
amfbr-130	130	13	influence	influence	NOUN
amfbr-130	130	14	on	on	ADP
amfbr-130	130	15	profitability	profitability	NOUN
amfbr-130	130	16	.	.	PUNCT
amfbr-130	131	1	mister	mister	NOUN
amfbr-130	131	2	(	(	PUNCT
amfbr-130	131	3	2015	2015	NUM
amfbr-130	131	4	)	)	PUNCT
amfbr-130	131	5	found	find	VERB
amfbr-130	131	6	that	that	SCONJ
amfbr-130	131	7	economic	economic	ADJ
amfbr-130	131	8	growth	growth	NOUN
amfbr-130	131	9	is	be	AUX
amfbr-130	131	10	not	not	PART
amfbr-130	131	11	significant	significant	ADJ
amfbr-130	131	12	determinants	determinant	NOUN
amfbr-130	131	13	of	of	ADP
amfbr-130	131	14	profitability	profitability	NOUN
amfbr-130	131	15	.	.	PUNCT
amfbr-130	132	1	hadush	hadush	PROPN
amfbr-130	132	2	(	(	PUNCT
amfbr-130	132	3	2015	2015	NUM
amfbr-130	132	4	)	)	PUNCT
amfbr-130	132	5	found	find	VERB
amfbr-130	132	6	that	that	SCONJ
amfbr-130	132	7	gdp	gdp	NOUN
amfbr-130	132	8	is	be	AUX
amfbr-130	132	9	negatively	negatively	ADV
amfbr-130	132	10	but	but	CCONJ
amfbr-130	132	11	significantly	significantly	ADV
amfbr-130	132	12	related	relate	VERB
amfbr-130	132	13	with	with	ADP
amfbr-130	132	14	profitability	profitability	NOUN
amfbr-130	132	15	.	.	PUNCT
amfbr-130	133	1	gdp	gdp	NOUN
amfbr-130	133	2	growth	growth	NOUN
amfbr-130	133	3	shows	show	VERB
amfbr-130	133	4	positive	positive	ADJ
amfbr-130	133	5	but	but	CCONJ
amfbr-130	133	6	insignificant	insignificant	ADJ
amfbr-130	133	7	relationship	relationship	NOUN
amfbr-130	133	8	with	with	ADP
amfbr-130	133	9	insurers	insurer	NOUN
amfbr-130	133	10	’	’	PART
amfbr-130	133	11	profitability	profitability	NOUN
amfbr-130	133	12	.	.	PUNCT
amfbr-130	134	1	hana	hana	PROPN
amfbr-130	134	2	mariam	mariam	PROPN
amfbr-130	134	3	(	(	PUNCT
amfbr-130	134	4	2015	2015	NUM
amfbr-130	134	5	)	)	PUNCT
amfbr-130	134	6	found	find	VERB
amfbr-130	134	7	that	that	SCONJ
amfbr-130	134	8	out	out	SCONJ
amfbr-130	134	9	that	that	SCONJ
amfbr-130	134	10	gdp	gdp	NOUN
amfbr-130	134	11	growth	growth	NOUN
amfbr-130	134	12	shows	show	VERB
amfbr-130	134	13	positive	positive	ADJ
amfbr-130	134	14	but	but	CCONJ
amfbr-130	134	15	insignificant	insignificant	ADJ
amfbr-130	134	16	relationship	relationship	NOUN
amfbr-130	134	17	with	with	ADP
amfbr-130	134	18	insurers	insurer	NOUN
amfbr-130	134	19	’	’	PART
amfbr-130	134	20	profitability	profitability	NOUN
amfbr-130	134	21	.	.	PUNCT
amfbr-130	135	1	nino	nino	PROPN
amfbr-130	135	2	datu	datu	PROPN
amfbr-130	135	3	(	(	PUNCT
amfbr-130	135	4	2016	2016	NUM
amfbr-130	135	5	)	)	PUNCT
amfbr-130	135	6	examined	examine	VERB
amfbr-130	135	7	the	the	DET
amfbr-130	135	8	association	association	NOUN
amfbr-130	135	9	between	between	ADP
amfbr-130	135	10	insurer	insurer	NOUN
amfbr-130	135	11	-	-	PUNCT
amfbr-130	135	12	specific	specific	ADJ
amfbr-130	135	13	indicators	indicator	NOUN
amfbr-130	135	14	and	and	CCONJ
amfbr-130	135	15	macroeconomics	macroeconomic	NOUN
amfbr-130	135	16	on	on	ADP
amfbr-130	135	17	profitability	profitability	NOUN
amfbr-130	135	18	in	in	ADP
amfbr-130	135	19	philippine	philippine	ADJ
amfbr-130	135	20	non	non	ADJ
amfbr-130	135	21	-	-	ADJ
amfbr-130	135	22	life	life	ADJ
amfbr-130	135	23	insurance	insurance	NOUN
amfbr-130	135	24	market	market	NOUN
amfbr-130	135	25	utilizing	utilize	VERB
amfbr-130	135	26	the	the	DET
amfbr-130	135	27	panel	panel	NOUN
amfbr-130	135	28	data	datum	NOUN
amfbr-130	135	29	over	over	ADP
amfbr-130	135	30	the	the	DET
amfbr-130	135	31	period	period	NOUN
amfbr-130	135	32	of	of	ADP
amfbr-130	135	33	2008	2008	NUM
amfbr-130	135	34	through	through	ADP
amfbr-130	135	35	2012	2012	NUM
amfbr-130	135	36	.	.	PUNCT
amfbr-130	136	1	return	return	NOUN
amfbr-130	136	2	on	on	ADP
amfbr-130	136	3	assets	asset	NOUN
amfbr-130	136	4	(	(	PUNCT
amfbr-130	136	5	roa	roa	NOUN
amfbr-130	136	6	)	)	PUNCT
amfbr-130	136	7	and	and	CCONJ
amfbr-130	136	8	operating	operating	NOUN
amfbr-130	136	9	ratio	ratio	NOUN
amfbr-130	136	10	were	be	AUX
amfbr-130	136	11	used	use	VERB
amfbr-130	136	12	for	for	ADP
amfbr-130	136	13	profitability	profitability	NOUN
amfbr-130	136	14	.	.	PUNCT
amfbr-130	137	1	according	accord	VERB
amfbr-130	137	2	to	to	ADP
amfbr-130	137	3	the	the	DET
amfbr-130	137	4	study	study	NOUN
amfbr-130	137	5	there	there	PRON
amfbr-130	137	6	was	be	VERB
amfbr-130	137	7	no	no	DET
amfbr-130	137	8	evidence	evidence	NOUN
amfbr-130	137	9	found	find	VERB
amfbr-130	137	10	in	in	ADP
amfbr-130	137	11	the	the	DET
amfbr-130	137	12	gross	gross	ADJ
amfbr-130	137	13	domestic	domestic	ADJ
amfbr-130	137	14	product	product	NOUN
amfbr-130	137	15	(	(	PUNCT
amfbr-130	137	16	gdp	gdp	NOUN
amfbr-130	137	17	)	)	PUNCT
amfbr-130	137	18	on	on	ADP
amfbr-130	137	19	profitability	profitability	NOUN
amfbr-130	137	20	in	in	ADP
amfbr-130	137	21	both	both	PRON
amfbr-130	137	22	roa	roa	NOUN
amfbr-130	137	23	and	and	CCONJ
amfbr-130	137	24	operating	operating	NOUN
amfbr-130	137	25	ratio	ratio	NOUN
amfbr-130	137	26	.	.	PUNCT
amfbr-130	138	1	in	in	ADP
amfbr-130	138	2	this	this	DET
amfbr-130	138	3	study	study	NOUN
amfbr-130	138	4	,	,	PUNCT
amfbr-130	138	5	gdp	gdp	NOUN
amfbr-130	138	6	was	be	AUX
amfbr-130	138	7	found	find	VERB
amfbr-130	138	8	to	to	PART
amfbr-130	138	9	be	be	AUX
amfbr-130	138	10	negatively	negatively	ADV
amfbr-130	138	11	related	relate	VERB
amfbr-130	138	12	with	with	ADP
amfbr-130	138	13	profitability	profitability	NOUN
amfbr-130	138	14	and	and	CCONJ
amfbr-130	138	15	it	it	PRON
amfbr-130	138	16	has	have	VERB
amfbr-130	138	17	insignificant	insignificant	ADJ
amfbr-130	138	18	effect	effect	NOUN
amfbr-130	138	19	on	on	ADP
amfbr-130	138	20	profitability	profitability	NOUN
amfbr-130	138	21	.	.	PUNCT
amfbr-130	139	1	therefore	therefore	ADV
amfbr-130	139	2	the	the	DET
amfbr-130	139	3	studies	study	NOUN
amfbr-130	139	4	were	be	AUX
amfbr-130	139	5	found	find	VERB
amfbr-130	139	6	to	to	PART
amfbr-130	139	7	be	be	AUX
amfbr-130	139	8	contradictory	contradictory	ADJ
amfbr-130	139	9	.	.	PUNCT
amfbr-130	140	1	chen	chen	PROPN
amfbr-130	140	2	-	-	PUNCT
amfbr-130	140	3	ying	ying	PROPN
amfbr-130	140	4	lee	lee	PROPN
amfbr-130	140	5	(	(	PUNCT
amfbr-130	140	6	2014	2014	NUM
amfbr-130	140	7	)	)	PUNCT
amfbr-130	140	8	found	find	VERB
amfbr-130	140	9	that	that	SCONJ
amfbr-130	140	10	inflation	inflation	NOUN
amfbr-130	140	11	rates	rate	NOUN
amfbr-130	140	12	exhibit	exhibit	VERB
amfbr-130	140	13	negative	negative	ADJ
amfbr-130	140	14	correlation	correlation	NOUN
amfbr-130	140	15	with	with	ADP
amfbr-130	140	16	roa	roa	PROPN
amfbr-130	140	17	,	,	PUNCT
amfbr-130	140	18	but	but	CCONJ
amfbr-130	140	19	is	be	AUX
amfbr-130	140	20	not	not	PART
amfbr-130	140	21	significantly	significantly	ADV
amfbr-130	140	22	different	different	ADJ
amfbr-130	140	23	from	from	ADP
amfbr-130	140	24	zero	zero	NUM
amfbr-130	140	25	.	.	PUNCT
amfbr-130	141	1	curak	curak	NOUN
amfbr-130	141	2	et	et	PROPN
amfbr-130	141	3	al	al	PROPN
amfbr-130	141	4	.	.	PROPN
amfbr-130	141	5	(	(	PUNCT
amfbr-130	141	6	2012	2012	NUM
amfbr-130	141	7	)	)	PUNCT
amfbr-130	141	8	examined	examine	VERB
amfbr-130	141	9	the	the	DET
amfbr-130	141	10	determinants	determinant	NOUN
amfbr-130	141	11	of	of	ADP
amfbr-130	141	12	the	the	DET
amfbr-130	141	13	profitability	profitability	NOUN
amfbr-130	141	14	of	of	ADP
amfbr-130	141	15	the	the	DET
amfbr-130	141	16	croatian	croatian	ADJ
amfbr-130	141	17	composite	composite	ADJ
amfbr-130	141	18	insurers	insurer	NOUN
amfbr-130	141	19	’	'	PUNCT
amfbr-130	141	20	between	between	ADP
amfbr-130	141	21	2004	2004	NUM
amfbr-130	141	22	and	and	CCONJ
amfbr-130	141	23	2009.the	2009.the	DET
amfbr-130	141	24	finding	finding	NOUN
amfbr-130	141	25	showed	show	VERB
amfbr-130	141	26	that	that	SCONJ
amfbr-130	141	27	inflation	inflation	NOUN
amfbr-130	141	28	and	and	CCONJ
amfbr-130	141	29	return	return	VERB
amfbr-130	141	30	on	on	ADP
amfbr-130	141	31	equity	equity	NOUN
amfbr-130	141	32	have	have	VERB
amfbr-130	141	33	a	a	DET
amfbr-130	141	34	significant	significant	ADJ
amfbr-130	141	35	influence	influence	NOUN
amfbr-130	141	36	on	on	ADP
amfbr-130	141	37	insurers	insurer	NOUN
amfbr-130	141	38	’	’	PART
amfbr-130	141	39	profitability	profitability	NOUN
amfbr-130	141	40	.	.	PUNCT
amfbr-130	142	1	michael	michael	PROPN
amfbr-130	142	2	doumpos	doumpos	PROPN
amfbr-130	142	3	et	et	PROPN
amfbr-130	142	4	al	al	PROPN
amfbr-130	142	5	(	(	PUNCT
amfbr-130	142	6	2012	2012	NUM
amfbr-130	142	7	)	)	PUNCT
amfbr-130	142	8	using	use	VERB
amfbr-130	142	9	a	a	DET
amfbr-130	142	10	sample	sample	NOUN
amfbr-130	142	11	of	of	ADP
amfbr-130	142	12	over	over	ADP
amfbr-130	142	13	2000	2000	NUM
amfbr-130	142	14	nonlife	nonlife	NOUN
amfbr-130	142	15	insurance	insurance	NOUN
amfbr-130	142	16	firms	firm	NOUN
amfbr-130	142	17	operating	operate	VERB
amfbr-130	142	18	in	in	ADP
amfbr-130	142	19	91	91	NUM
amfbr-130	142	20	countries	country	NOUN
amfbr-130	142	21	between	between	ADP
amfbr-130	142	22	2005	2005	NUM
amfbr-130	142	23	and	and	CCONJ
amfbr-130	142	24	2009,they	2009,they	NUM
amfbr-130	142	25	found	find	VERB
amfbr-130	142	26	that	that	SCONJ
amfbr-130	142	27	macroeconomic	macroeconomic	ADJ
amfbr-130	142	28	inflation	inflation	NOUN
amfbr-130	142	29	influence	influence	NOUN
amfbr-130	142	30	the	the	DET
amfbr-130	142	31	overall	overall	ADJ
amfbr-130	142	32	performance	performance	NOUN
amfbr-130	142	33	of	of	ADP
amfbr-130	142	34	firms	firm	NOUN
amfbr-130	142	35	and	and	CCONJ
amfbr-130	142	36	a	a	DET
amfbr-130	142	37	statistically	statistically	ADV
amfbr-130	142	38	significant	significant	ADJ
amfbr-130	142	39	effect	effect	NOUN
amfbr-130	142	40	on	on	ADP
amfbr-130	142	41	the	the	DET
amfbr-130	142	42	overall	overall	ADJ
amfbr-130	142	43	performance	performance	NOUN
amfbr-130	142	44	of	of	ADP
amfbr-130	142	45	insurers	insurer	NOUN
amfbr-130	142	46	.	.	PUNCT
amfbr-130	143	1	viktorianikolaus	viktorianikolaus	NOUN
amfbr-130	143	2	(	(	PUNCT
amfbr-130	143	3	2015	2015	NUM
amfbr-130	143	4	)	)	PUNCT
amfbr-130	143	5	examines	examine	VERB
amfbr-130	143	6	determinants	determinant	NOUN
amfbr-130	143	7	of	of	ADP
amfbr-130	143	8	firm	firm	ADJ
amfbr-130	143	9	performance	performance	NOUN
amfbr-130	143	10	of	of	ADP
amfbr-130	143	11	indonesian	indonesian	ADJ
amfbr-130	143	12	and	and	CCONJ
amfbr-130	143	13	dutch	dutch	ADJ
amfbr-130	143	14	firms	firm	NOUN
amfbr-130	143	15	over	over	ADP
amfbr-130	143	16	the	the	DET
amfbr-130	143	17	period	period	NOUN
amfbr-130	143	18	of	of	ADP
amfbr-130	143	19	2009	2009	NUM
amfbr-130	143	20	-	-	SYM
amfbr-130	143	21	2013	2013	NUM
amfbr-130	143	22	.	.	PUNCT
amfbr-130	144	1	the	the	DET
amfbr-130	144	2	study	study	NOUN
amfbr-130	144	3	found	find	VERB
amfbr-130	144	4	that	that	SCONJ
amfbr-130	144	5	inflation	inflation	NOUN
amfbr-130	144	6	,	,	PUNCT
amfbr-130	144	7	which	which	PRON
amfbr-130	144	8	is	be	AUX
amfbr-130	144	9	high	high	ADJ
amfbr-130	144	10	in	in	ADP
amfbr-130	144	11	indonesia	indonesia	PROPN
amfbr-130	144	12	,	,	PUNCT
amfbr-130	144	13	has	have	VERB
amfbr-130	144	14	a	a	DET
amfbr-130	144	15	negative	negative	ADJ
amfbr-130	144	16	influence	influence	NOUN
amfbr-130	144	17	.	.	PUNCT
amfbr-130	145	1	the	the	DET
amfbr-130	145	2	more	more	ADV
amfbr-130	145	3	moderate	moderate	ADJ
amfbr-130	145	4	inflation	inflation	NOUN
amfbr-130	145	5	rate	rate	NOUN
amfbr-130	145	6	of	of	ADP
amfbr-130	145	7	the	the	DET
amfbr-130	145	8	netherlands	netherlands	PROPN
amfbr-130	145	9	leads	lead	VERB
amfbr-130	145	10	to	to	ADP
amfbr-130	145	11	a	a	DET
amfbr-130	145	12	positive	positive	ADJ
amfbr-130	145	13	,	,	PUNCT
amfbr-130	145	14	although	although	SCONJ
amfbr-130	145	15	not	not	PART
amfbr-130	145	16	significant	significant	ADJ
amfbr-130	145	17	effect	effect	NOUN
amfbr-130	145	18	.	.	PUNCT
amfbr-130	146	1	nino	nino	PROPN
amfbr-130	146	2	datu	datu	PROPN
amfbr-130	146	3	(	(	PUNCT
amfbr-130	146	4	2016	2016	NUM
amfbr-130	146	5	)	)	PUNCT
amfbr-130	146	6	examined	examine	VERB
amfbr-130	146	7	the	the	DET
amfbr-130	146	8	association	association	NOUN
amfbr-130	146	9	between	between	ADP
amfbr-130	146	10	insurer	insurer	NOUN
amfbr-130	146	11	-	-	PUNCT
amfbr-130	146	12	specific	specific	ADJ
amfbr-130	146	13	indicators	indicator	NOUN
amfbr-130	146	14	and	and	CCONJ
amfbr-130	146	15	macroeconomics	macroeconomic	NOUN
amfbr-130	146	16	on	on	ADP
amfbr-130	146	17	profitability	profitability	NOUN
amfbr-130	146	18	in	in	ADP
amfbr-130	146	19	philippine	philippine	ADJ
amfbr-130	146	20	non	non	ADJ
amfbr-130	146	21	-	-	ADJ
amfbr-130	146	22	life	life	ADJ
amfbr-130	146	23	insurance	insurance	NOUN
amfbr-130	146	24	market	market	NOUN
amfbr-130	146	25	utilizing	utilize	VERB
amfbr-130	146	26	the	the	DET
amfbr-130	146	27	panel	panel	NOUN
amfbr-130	146	28	data	datum	NOUN
amfbr-130	146	29	over	over	ADP
amfbr-130	146	30	the	the	DET
amfbr-130	146	31	period	period	NOUN
amfbr-130	146	32	of	of	ADP
amfbr-130	146	33	2008	2008	NUM
amfbr-130	146	34	through	through	ADP
amfbr-130	146	35	2012	2012	NUM
amfbr-130	146	36	.	.	PUNCT
amfbr-130	147	1	return	return	NOUN
amfbr-130	147	2	on	on	ADP
amfbr-130	147	3	assets	asset	NOUN
amfbr-130	147	4	(	(	PUNCT
amfbr-130	147	5	roa	roa	NOUN
amfbr-130	147	6	)	)	PUNCT
amfbr-130	147	7	and	and	CCONJ
amfbr-130	147	8	operating	operating	NOUN
amfbr-130	147	9	ratio	ratio	NOUN
amfbr-130	147	10	were	be	AUX
amfbr-130	147	11	used	use	VERB
amfbr-130	147	12	for	for	ADP
amfbr-130	147	13	profitability	profitability	NOUN
amfbr-130	147	14	.	.	PUNCT
amfbr-130	148	1	according	accord	VERB
amfbr-130	148	2	to	to	ADP
amfbr-130	148	3	the	the	DET
amfbr-130	148	4	study	study	NOUN
amfbr-130	148	5	there	there	PRON
amfbr-130	148	6	was	be	VERB
amfbr-130	148	7	no	no	DET
amfbr-130	148	8	evidence	evidence	NOUN
amfbr-130	148	9	found	find	VERB
amfbr-130	148	10	that	that	SCONJ
amfbr-130	148	11	inflation	inflation	NOUN
amfbr-130	148	12	has	have	VERB
amfbr-130	148	13	effect	effect	NOUN
amfbr-130	148	14	on	on	ADP
amfbr-130	148	15	profitability	profitability	NOUN
amfbr-130	148	16	in	in	ADP
amfbr-130	148	17	both	both	PRON
amfbr-130	148	18	roa	roa	NOUN
amfbr-130	148	19	and	and	CCONJ
amfbr-130	148	20	operating	operating	NOUN
amfbr-130	148	21	ratio	ratio	NOUN
amfbr-130	148	22	.	.	PUNCT
amfbr-130	149	1	in	in	ADP
amfbr-130	149	2	this	this	DET
amfbr-130	149	3	study	study	NOUN
amfbr-130	149	4	,	,	PUNCT
amfbr-130	149	5	inflation	inflation	NOUN
amfbr-130	149	6	has	have	VERB
amfbr-130	149	7	negative	negative	ADJ
amfbr-130	149	8	relationship	relationship	NOUN
amfbr-130	149	9	with	with	ADP
amfbr-130	149	10	profitability	profitability	NOUN
amfbr-130	149	11	and	and	CCONJ
amfbr-130	149	12	it	it	PRON
amfbr-130	149	13	affects	affect	VERB
amfbr-130	149	14	profitability	profitability	NOUN
amfbr-130	149	15	insignificantly	insignificantly	ADV
amfbr-130	149	16	.	.	PUNCT
amfbr-130	150	1	chukwulozie	chukwulozie	PROPN
amfbr-130	150	2	(	(	PUNCT
amfbr-130	150	3	2006	2006	NUM
amfbr-130	150	4	)	)	PUNCT
amfbr-130	150	5	explained	explain	VERB
amfbr-130	150	6	that	that	SCONJ
amfbr-130	150	7	low	low	ADJ
amfbr-130	150	8	level	level	NOUN
amfbr-130	150	9	of	of	ADP
amfbr-130	150	10	income	income	NOUN
amfbr-130	150	11	,	,	PUNCT
amfbr-130	150	12	low	low	ADJ
amfbr-130	150	13	level	level	NOUN
amfbr-130	150	14	of	of	ADP
amfbr-130	150	15	education	education	NOUN
amfbr-130	150	16	,	,	PUNCT
amfbr-130	150	17	lack	lack	NOUN
amfbr-130	150	18	of	of	ADP
amfbr-130	150	19	insurance	insurance	NOUN
amfbr-130	150	20	awareness	awareness	NOUN
amfbr-130	150	21	,	,	PUNCT
amfbr-130	150	22	high	high	ADJ
amfbr-130	150	23	inflation	inflation	NOUN
amfbr-130	150	24	rate	rate	NOUN
amfbr-130	150	25	,	,	PUNCT
amfbr-130	150	26	lack	lack	NOUN
amfbr-130	150	27	of	of	ADP
amfbr-130	150	28	reliable	reliable	ADJ
amfbr-130	150	29	actuarial	actuarial	ADJ
amfbr-130	150	30	data	datum	NOUN
amfbr-130	150	31	for	for	ADP
amfbr-130	150	32	research	research	NOUN
amfbr-130	150	33	and	and	CCONJ
amfbr-130	150	34	underdeveloped	underdeveloped	ADJ
amfbr-130	150	35	financial	financial	ADJ
amfbr-130	150	36	market	market	NOUN
amfbr-130	150	37	had	have	AUX
amfbr-130	150	38	affected	affect	VERB
amfbr-130	150	39	savings	saving	NOUN
amfbr-130	150	40	for	for	ADP
amfbr-130	150	41	life	life	NOUN
amfbr-130	150	42	insurance	insurance	NOUN
amfbr-130	150	43	consumption	consumption	NOUN
amfbr-130	150	44	.	.	PUNCT
amfbr-130	151	1	although	although	SCONJ
amfbr-130	151	2	,	,	PUNCT
amfbr-130	151	3	his	his	PRON
amfbr-130	151	4	work	work	NOUN
amfbr-130	151	5	was	be	AUX
amfbr-130	151	6	based	base	VERB
amfbr-130	151	7	on	on	ADP
amfbr-130	151	8	life	life	NOUN
amfbr-130	151	9	insurance	insurance	NOUN
amfbr-130	151	10	as	as	ADP
amfbr-130	151	11	a	a	DET
amfbr-130	151	12	source	source	NOUN
amfbr-130	151	13	of	of	ADP
amfbr-130	151	14	long	long	ADJ
amfbr-130	151	15	term	term	NOUN
amfbr-130	151	16	savings	saving	NOUN
amfbr-130	151	17	,	,	PUNCT
amfbr-130	151	18	there	there	PRON
amfbr-130	151	19	is	be	VERB
amfbr-130	151	20	no	no	DET
amfbr-130	151	21	empirical	empirical	ADJ
amfbr-130	151	22	evidence	evidence	NOUN
amfbr-130	151	23	to	to	PART
amfbr-130	151	24	justify	justify	VERB
amfbr-130	151	25	his	his	PRON
amfbr-130	151	26	work	work	NOUN
amfbr-130	151	27	.	.	PUNCT
amfbr-130	152	1	zhu	zhu	PROPN
amfbr-130	152	2	(	(	PUNCT
amfbr-130	152	3	2007	2007	NUM
amfbr-130	152	4	)	)	PUNCT
amfbr-130	152	5	explained	explain	VERB
amfbr-130	152	6	that	that	SCONJ
amfbr-130	152	7	life	life	NOUN
amfbr-130	152	8	insurance	insurance	NOUN
amfbr-130	152	9	and	and	CCONJ
amfbr-130	152	10	stock	stock	NOUN
amfbr-130	152	11	purchases	purchase	NOUN
amfbr-130	152	12	are	be	AUX
amfbr-130	152	13	independent	independent	ADJ
amfbr-130	152	14	of	of	ADP
amfbr-130	152	15	each	each	DET
amfbr-130	152	16	other	other	ADJ
amfbr-130	152	17	;	;	PUNCT
amfbr-130	152	18	life	life	NOUN
amfbr-130	152	19	insurance	insurance	NOUN
amfbr-130	152	20	purchases	purchase	NOUN
amfbr-130	152	21	influence	influence	NOUN
amfbr-130	152	22	by	by	ADP
amfbr-130	152	23	individual	individual	PROPN
amfbr-130	152	24	’s	’s	PART
amfbr-130	152	25	income	income	NOUN
amfbr-130	152	26	,	,	PUNCT
amfbr-130	152	27	bequest	bequest	NOUN
amfbr-130	152	28	intensity	intensity	NOUN
amfbr-130	152	29	,	,	PUNCT
amfbr-130	152	30	risk	risk	NOUN
amfbr-130	152	31	attitude	attitude	NOUN
amfbr-130	152	32	,	,	PUNCT
amfbr-130	152	33	survival	survival	NOUN
amfbr-130	152	34	probability	probability	NOUN
amfbr-130	152	35	,	,	PUNCT
amfbr-130	152	36	and	and	CCONJ
amfbr-130	152	37	the	the	DET
amfbr-130	152	38	insurance	insurance	NOUN
amfbr-130	152	39	risk	risk	NOUN
amfbr-130	152	40	premium	premium	NOUN
amfbr-130	152	41	and	and	CCONJ
amfbr-130	152	42	stock	stock	NOUN
amfbr-130	152	43	purchases	purchase	NOUN
amfbr-130	152	44	are	be	AUX
amfbr-130	152	45	affected	affect	VERB
amfbr-130	152	46	by	by	ADP
amfbr-130	152	47	individuals	individual	NOUN
amfbr-130	152	48	’	'	PUNCT
amfbr-130	152	49	income	income	NOUN
amfbr-130	152	50	,	,	PUNCT
amfbr-130	152	51	risk	risk	NOUN
amfbr-130	152	52	attitude	attitude	NOUN
amfbr-130	152	53	,	,	PUNCT
amfbr-130	152	54	the	the	DET
amfbr-130	152	55	risk	risk	NOUN
amfbr-130	152	56	free	free	ADJ
amfbr-130	152	57	rate	rate	NOUN
amfbr-130	152	58	of	of	ADP
amfbr-130	152	59	return	return	NOUN
amfbr-130	152	60	,	,	PUNCT
amfbr-130	152	61	stock	stock	NOUN
amfbr-130	152	62	return	return	NOUN
amfbr-130	152	63	,	,	PUNCT
amfbr-130	152	64	stock	stock	NOUN
amfbr-130	152	65	volatility	volatility	NOUN
amfbr-130	152	66	.	.	PUNCT
amfbr-130	153	1	life	life	NOUN
amfbr-130	153	2	insurance	insurance	NOUN
amfbr-130	153	3	and	and	CCONJ
amfbr-130	153	4	stock	stock	NOUN
amfbr-130	153	5	purchases	purchase	NOUN
amfbr-130	153	6	are	be	AUX
amfbr-130	153	7	positively	positively	ADV
amfbr-130	153	8	related	relate	VERB
amfbr-130	153	9	with	with	ADP
amfbr-130	153	10	each	each	DET
amfbr-130	153	11	other	other	ADJ
amfbr-130	153	12	and	and	CCONJ
amfbr-130	153	13	affected	affect	VERB
amfbr-130	153	14	by	by	ADP
amfbr-130	153	15	all	all	DET
amfbr-130	153	16	factors	factor	NOUN
amfbr-130	153	17	.	.	PUNCT
amfbr-130	154	1	chui	chui	PROPN
amfbr-130	154	2	and	and	CCONJ
amfbr-130	154	3	kwok	kwok	PROPN
amfbr-130	154	4	(	(	PUNCT
amfbr-130	154	5	2008	2008	NUM
amfbr-130	154	6	)	)	PUNCT
amfbr-130	154	7	examined	examine	VERB
amfbr-130	154	8	that	that	SCONJ
amfbr-130	154	9	national	national	ADJ
amfbr-130	154	10	culture	culture	NOUN
amfbr-130	154	11	affects	affect	VERB
amfbr-130	154	12	the	the	DET
amfbr-130	154	13	consumption	consumption	NOUN
amfbr-130	154	14	pattern	pattern	NOUN
amfbr-130	154	15	of	of	ADP
amfbr-130	154	16	life	life	NOUN
amfbr-130	154	17	insurance	insurance	NOUN
amfbr-130	154	18	across	across	ADP
amfbr-130	154	19	countries	country	NOUN
amfbr-130	154	20	.	.	PUNCT
amfbr-130	155	1	research	research	NOUN
amfbr-130	155	2	hypothesis	hypothesis	NOUN
amfbr-130	155	3	were	be	AUX
amfbr-130	155	4	tested	test	VERB
amfbr-130	155	5	empirically	empirically	ADV
amfbr-130	155	6	by	by	ADP
amfbr-130	155	7	using	use	VERB
amfbr-130	155	8	hofstede	hofstede	NOUN
amfbr-130	155	9	’s	’s	PART
amfbr-130	155	10	cultural	cultural	ADJ
amfbr-130	155	11	dimensions	dimension	NOUN
amfbr-130	155	12	and	and	CCONJ
amfbr-130	155	13	data	datum	NOUN
amfbr-130	155	14	from	from	ADP
amfbr-130	155	15	1976	1976	NUM
amfbr-130	155	16	-	-	SYM
amfbr-130	155	17	2001	2001	NUM
amfbr-130	155	18	across	across	ADP
amfbr-130	155	19	41	41	NUM
amfbr-130	155	20	countries	country	NOUN
amfbr-130	155	21	and	and	CCONJ
amfbr-130	155	22	found	find	VERB
amfbr-130	155	23	that	that	SCONJ
amfbr-130	155	24	individualism	individualism	NOUN
amfbr-130	155	25	indeed	indeed	ADV
amfbr-130	155	26	has	have	VERB
amfbr-130	155	27	a	a	DET
amfbr-130	155	28	significant	significant	ADJ
amfbr-130	155	29	,	,	PUNCT
amfbr-130	155	30	positive	positive	ADJ
amfbr-130	155	31	on	on	ADP
amfbr-130	155	32	the	the	DET
amfbr-130	155	33	life	life	NOUN
amfbr-130	155	34	insurance	insurance	NOUN
amfbr-130	155	35	consumption	consumption	NOUN
amfbr-130	155	36	,	,	PUNCT
amfbr-130	155	37	whereas	whereas	SCONJ
amfbr-130	155	38	power	power	NOUN
amfbr-130	155	39	distance	distance	NOUN
amfbr-130	155	40	and	and	CCONJ
amfbr-130	155	41	masculinity/	masculinity/	NUM
amfbr-130	155	42	femininity	femininity	NOUN
amfbr-130	155	43	have	have	VERB
amfbr-130	155	44	significant	significant	ADJ
amfbr-130	155	45	,	,	PUNCT
amfbr-130	155	46	negative	negative	ADJ
amfbr-130	155	47	effects	effect	NOUN
amfbr-130	155	48	.	.	PUNCT
amfbr-130	156	1	chen	chen	PROPN
amfbr-130	156	2	and	and	CCONJ
amfbr-130	156	3	mau	mau	PROPN
amfbr-130	156	4	(	(	PUNCT
amfbr-130	156	5	2009	2009	NUM
amfbr-130	156	6	)	)	PUNCT
amfbr-130	156	7	focused	focus	VERB
amfbr-130	156	8	on	on	ADP
amfbr-130	156	9	ethical	ethical	ADJ
amfbr-130	156	10	and	and	CCONJ
amfbr-130	156	11	non	non	ADJ
amfbr-130	156	12	-	-	ADJ
amfbr-130	156	13	ethical	ethical	ADJ
amfbr-130	156	14	sales	sale	NOUN
amfbr-130	156	15	behavior	behavior	NOUN
amfbr-130	156	16	of	of	ADP
amfbr-130	156	17	salesperson	salesperson	PROPN
amfbr-130	156	18	’s	’s	PART
amfbr-130	156	19	regarding	regard	VERB
amfbr-130	156	20	customer	customer	NOUN
amfbr-130	156	21	trust	trust	NOUN
amfbr-130	156	22	in	in	ADP
amfbr-130	156	23	the	the	DET
amfbr-130	156	24	salespersons	salesperson	NOUN
amfbr-130	156	25	’	'	PUNCT
amfbr-130	156	26	and	and	CCONJ
amfbr-130	156	27	in	in	ADP
amfbr-130	156	28	the	the	DET
amfbr-130	156	29	company	company	NOUN
amfbr-130	156	30	which	which	PRON
amfbr-130	156	31	affects	affect	VERB
amfbr-130	156	32	customer	customer	NOUN
amfbr-130	156	33	loyalty	loyalty	NOUN
amfbr-130	156	34	in	in	ADP
amfbr-130	156	35	the	the	DET
amfbr-130	156	36	life	life	NOUN
amfbr-130	156	37	insurance	insurance	NOUN
amfbr-130	156	38	industry	industry	NOUN
amfbr-130	156	39	and	and	CCONJ
amfbr-130	156	40	found	find	VERB
amfbr-130	156	41	that	that	SCONJ
amfbr-130	156	42	the	the	DET
amfbr-130	156	43	salesperson	salesperson	NOUN
amfbr-130	156	44	’s	’s	PART
amfbr-130	156	45	ethical	ethical	ADJ
amfbr-130	156	46	sales	sale	NOUN
amfbr-130	156	47	behavior	behavior	NOUN
amfbr-130	156	48	does	do	AUX
amfbr-130	156	49	play	play	VERB
amfbr-130	156	50	a	a	DET
amfbr-130	156	51	crucial	crucial	ADJ
amfbr-130	156	52	role	role	NOUN
amfbr-130	156	53	in	in	ADP
amfbr-130	156	54	customer	customer	NOUN
amfbr-130	156	55	loyalty	loyalty	NOUN
amfbr-130	156	56	through	through	ADP
amfbr-130	156	57	customer	customer	NOUN
amfbr-130	156	58	trust	trust	PROPN
amfbr-130	156	59	.	.	PUNCT
amfbr-130	157	1	malik	malik	PROPN
amfbr-130	157	2	(	(	PUNCT
amfbr-130	157	3	2011	2011	NUM
amfbr-130	157	4	)	)	PUNCT
amfbr-130	157	5	investigated	investigate	VERB
amfbr-130	157	6	that	that	SCONJ
amfbr-130	157	7	determinant	determinant	ADJ
amfbr-130	157	8	of	of	ADP
amfbr-130	157	9	profitability	profitability	NOUN
amfbr-130	157	10	in	in	ADP
amfbr-130	157	11	insurance	insurance	NOUN
amfbr-130	157	12	industry	industry	NOUN
amfbr-130	157	13	in	in	ADP
amfbr-130	157	14	pakistan	pakistan	PROPN
amfbr-130	157	15	,	,	PUNCT
amfbr-130	157	16	the	the	DET
amfbr-130	157	17	effect	effect	NOUN
amfbr-130	157	18	of	of	ADP
amfbr-130	157	19	factors	factor	NOUN
amfbr-130	157	20	such	such	ADJ
amfbr-130	157	21	as	as	ADP
amfbr-130	157	22	age	age	NOUN
amfbr-130	157	23	of	of	ADP
amfbr-130	157	24	company	company	NOUN
amfbr-130	157	25	,	,	PUNCT
amfbr-130	157	26	size	size	NOUN
amfbr-130	157	27	of	of	ADP
amfbr-130	157	28	company	company	NOUN
amfbr-130	157	29	,	,	PUNCT
amfbr-130	157	30	volume	volume	NOUN
amfbr-130	157	31	of	of	ADP
amfbr-130	157	32	capital	capital	NOUN
amfbr-130	157	33	,	,	PUNCT
amfbr-130	157	34	loss	loss	NOUN
amfbr-130	157	35	ratio	ratio	NOUN
amfbr-130	157	36	and	and	CCONJ
amfbr-130	157	37	leverage	leverage	NOUN
amfbr-130	157	38	ratio	ratio	NOUN
amfbr-130	157	39	on	on	ADP
amfbr-130	157	40	profitability	profitability	NOUN
amfbr-130	157	41	.	.	PUNCT
amfbr-130	158	1	the	the	DET
amfbr-130	158	2	sample	sample	NOUN
amfbr-130	158	3	of	of	ADP
amfbr-130	158	4	35	35	NUM
amfbr-130	158	5	life	life	NOUN
amfbr-130	158	6	and	and	CCONJ
amfbr-130	158	7	non	non	ADJ
amfbr-130	158	8	-	-	ADJ
amfbr-130	158	9	life	life	ADJ
amfbr-130	158	10	insurance	insurance	NOUN
amfbr-130	158	11	cover	cover	VERB
amfbr-130	158	12	the	the	DET
amfbr-130	158	13	period	period	NOUN
amfbr-130	158	14	of	of	ADP
amfbr-130	158	15	2005	2005	NUM
amfbr-130	158	16	-	-	SYM
amfbr-130	158	17	2009	2009	NUM
amfbr-130	158	18	and	and	CCONJ
amfbr-130	158	19	concluded	conclude	VERB
amfbr-130	158	20	that	that	SCONJ
amfbr-130	158	21	there	there	PRON
amfbr-130	158	22	is	be	VERB
amfbr-130	158	23	positive	positive	ADJ
amfbr-130	158	24	association	association	NOUN
amfbr-130	158	25	between	between	ADP
amfbr-130	158	26	size	size	NOUN
amfbr-130	158	27	of	of	ADP
amfbr-130	158	28	company	company	NOUN
amfbr-130	158	29	and	and	CCONJ
amfbr-130	158	30	profitability	profitability	NOUN
amfbr-130	158	31	and	and	CCONJ
amfbr-130	158	32	there	there	PRON
amfbr-130	158	33	is	be	VERB
amfbr-130	158	34	no	no	DET
amfbr-130	158	35	relationship	relationship	NOUN
amfbr-130	158	36	between	between	ADP
amfbr-130	158	37	profitability	profitability	NOUN
amfbr-130	158	38	and	and	CCONJ
amfbr-130	158	39	age	age	NOUN
amfbr-130	158	40	of	of	ADP
amfbr-130	158	41	company	company	NOUN
amfbr-130	158	42	and	and	CCONJ
amfbr-130	158	43	also	also	ADV
amfbr-130	158	44	showed	show	VERB
amfbr-130	158	45	that	that	SCONJ
amfbr-130	158	46	volume	volume	NOUN
amfbr-130	158	47	of	of	ADP
amfbr-130	158	48	capital	capital	NOUN
amfbr-130	158	49	is	be	AUX
amfbr-130	158	50	significantly	significantly	ADV
amfbr-130	158	51	and	and	CCONJ
amfbr-130	158	52	positively	positively	ADV
amfbr-130	158	53	related	relate	VERB
amfbr-130	158	54	to	to	ADP
amfbr-130	158	55	profitability	profitability	NOUN
amfbr-130	158	56	.	.	PUNCT
amfbr-130	159	1	leverage	leverage	NOUN
amfbr-130	159	2	ratio	ratio	NOUN
amfbr-130	159	3	and	and	CCONJ
amfbr-130	159	4	loss	loss	NOUN
amfbr-130	159	5	ratio	ratio	NOUN
amfbr-130	159	6	showed	show	VERB
amfbr-130	159	7	negative	negative	ADJ
amfbr-130	159	8	but	but	CCONJ
amfbr-130	159	9	significant	significant	ADJ
amfbr-130	159	10	relationship	relationship	NOUN
amfbr-130	159	11	with	with	ADP
amfbr-130	159	12	profitability	profitability	NOUN
amfbr-130	159	13	.	.	PUNCT
amfbr-130	160	1	tang	tang	PROPN
amfbr-130	160	2	(	(	PUNCT
amfbr-130	160	3	2001	2001	NUM
amfbr-130	160	4	)	)	PUNCT
amfbr-130	160	5	revealed	reveal	VERB
amfbr-130	160	6	that	that	SCONJ
amfbr-130	160	7	some	some	DET
amfbr-130	160	8	sources	source	NOUN
amfbr-130	160	9	of	of	ADP
amfbr-130	160	10	customer	customer	NOUN
amfbr-130	160	11	value	value	NOUN
amfbr-130	160	12	such	such	ADJ
amfbr-130	160	13	as	as	ADP
amfbr-130	160	14	relational	relational	ADJ
amfbr-130	160	15	quality	quality	NOUN
amfbr-130	160	16	price	price	NOUN
amfbr-130	160	17	and	and	CCONJ
amfbr-130	160	18	corporate	corporate	ADJ
amfbr-130	160	19	image	image	NOUN
amfbr-130	160	20	were	be	AUX
amfbr-130	160	21	differentiated	differentiate	VERB
amfbr-130	160	22	significantly	significantly	ADV
amfbr-130	160	23	across	across	ADP
amfbr-130	160	24	psychographic	psychographic	ADJ
amfbr-130	160	25	segments	segment	NOUN
amfbr-130	160	26	while	while	SCONJ
amfbr-130	160	27	service	service	NOUN
amfbr-130	160	28	and	and	CCONJ
amfbr-130	160	29	product	product	NOUN
amfbr-130	160	30	qualities	quality	NOUN
amfbr-130	160	31	were	be	AUX
amfbr-130	160	32	not	not	PART
amfbr-130	160	33	significantly	significantly	ADV
amfbr-130	160	34	affected	affect	VERB
amfbr-130	160	35	by	by	ADP
amfbr-130	160	36	psychographics	psychographic	NOUN
amfbr-130	160	37	,	,	PUNCT
amfbr-130	160	38	service	service	NOUN
amfbr-130	160	39	quality	quality	NOUN
amfbr-130	160	40	was	be	AUX
amfbr-130	160	41	found	find	VERB
amfbr-130	160	42	to	to	PART
amfbr-130	160	43	be	be	AUX
amfbr-130	160	44	the	the	DET
amfbr-130	160	45	core	core	ADJ
amfbr-130	160	46	factors	factor	NOUN
amfbr-130	160	47	to	to	ADP
amfbr-130	160	48	all	all	DET
amfbr-130	160	49	customers	customer	NOUN
amfbr-130	160	50	.	.	PUNCT
amfbr-130	161	1	by	by	ADP
amfbr-130	161	2	applying	apply	VERB
amfbr-130	161	3	factor	factor	NOUN
amfbr-130	161	4	analysis	analysis	NOUN
amfbr-130	161	5	and	and	CCONJ
amfbr-130	161	6	k	k	NOUN
amfbr-130	161	7	-	-	PUNCT
amfbr-130	161	8	means	mean	VERB
amfbr-130	161	9	clustering	clustering	ADJ
amfbr-130	161	10	methods	method	NOUN
amfbr-130	161	11	were	be	AUX
amfbr-130	161	12	used	use	VERB
amfbr-130	161	13	to	to	PART
amfbr-130	161	14	develop	develop	VERB
amfbr-130	161	15	psychographic	psychographic	ADJ
amfbr-130	161	16	segments	segment	NOUN
amfbr-130	161	17	and	and	CCONJ
amfbr-130	161	18	concluded	conclude	VERB
amfbr-130	161	19	that	that	SCONJ
amfbr-130	161	20	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	161	21	american	american	PROPN
amfbr-130	161	22	finance	finance	PROPN
amfbr-130	161	23	&	&	CCONJ
amfbr-130	161	24	banking	banking	PROPN
amfbr-130	161	25	review	review	PROPN
amfbr-130	161	26	vol	vol	NOUN
amfbr-130	161	27	.	.	PROPN
amfbr-130	162	1	2	2	NUM
amfbr-130	162	2	,	,	PUNCT
amfbr-130	162	3	no	no	INTJ
amfbr-130	162	4	.	.	NOUN
amfbr-130	162	5	1	1	NUM
amfbr-130	162	6	;	;	PUNCT
amfbr-130	162	7	2018	2018	NUM
amfbr-130	162	8	69	69	NUM
amfbr-130	162	9	demographic	demographic	ADJ
amfbr-130	162	10	and	and	CCONJ
amfbr-130	162	11	psychographic	psychographic	ADJ
amfbr-130	162	12	characteristics	characteristic	NOUN
amfbr-130	162	13	found	find	VERB
amfbr-130	162	14	to	to	PART
amfbr-130	162	15	have	have	VERB
amfbr-130	162	16	significant	significant	ADJ
amfbr-130	162	17	effect	effect	NOUN
amfbr-130	162	18	on	on	ADP
amfbr-130	162	19	sources	source	NOUN
amfbr-130	162	20	from	from	ADP
amfbr-130	162	21	which	which	PRON
amfbr-130	162	22	customers	customer	NOUN
amfbr-130	162	23	derived	derive	VERB
amfbr-130	162	24	value	value	NOUN
amfbr-130	162	25	.	.	PUNCT
amfbr-130	163	1	ayaliew	ayaliew	NOUN
amfbr-130	163	2	(	(	PUNCT
amfbr-130	163	3	2013	2013	NUM
amfbr-130	163	4	)	)	PUNCT
amfbr-130	163	5	examine	examine	VERB
amfbr-130	163	6	the	the	DET
amfbr-130	163	7	determinants	determinant	NOUN
amfbr-130	163	8	of	of	ADP
amfbr-130	163	9	life	life	NOUN
amfbr-130	163	10	insurance	insurance	NOUN
amfbr-130	163	11	for	for	ADP
amfbr-130	163	12	a	a	DET
amfbr-130	163	13	time	time	NOUN
amfbr-130	163	14	series	series	NOUN
amfbr-130	163	15	data	datum	NOUN
amfbr-130	163	16	for	for	ADP
amfbr-130	163	17	the	the	DET
amfbr-130	163	18	period	period	NOUN
amfbr-130	163	19	19912000	19912000	NUM
amfbr-130	163	20	.	.	PUNCT
amfbr-130	164	1	there	there	PRON
amfbr-130	164	2	is	be	VERB
amfbr-130	164	3	a	a	DET
amfbr-130	164	4	casual	casual	ADJ
amfbr-130	164	5	relationship	relationship	NOUN
amfbr-130	164	6	between	between	ADP
amfbr-130	164	7	life	life	NOUN
amfbr-130	164	8	insurance	insurance	NOUN
amfbr-130	164	9	sector	sector	NOUN
amfbr-130	164	10	development	development	NOUN
amfbr-130	164	11	and	and	CCONJ
amfbr-130	164	12	economic	economic	ADJ
amfbr-130	164	13	growth	growth	NOUN
amfbr-130	164	14	in	in	ADP
amfbr-130	164	15	the	the	DET
amfbr-130	164	16	developing	develop	VERB
amfbr-130	164	17	country	country	NOUN
amfbr-130	164	18	.	.	PUNCT
amfbr-130	165	1	this	this	DET
amfbr-130	165	2	study	study	NOUN
amfbr-130	165	3	showed	show	VERB
amfbr-130	165	4	that	that	SCONJ
amfbr-130	165	5	life	life	NOUN
amfbr-130	165	6	insurance	insurance	NOUN
amfbr-130	165	7	is	be	AUX
amfbr-130	165	8	determined	determine	VERB
amfbr-130	165	9	by	by	ADP
amfbr-130	165	10	per	per	ADP
amfbr-130	165	11	capita	capita	NOUN
amfbr-130	165	12	income	income	NOUN
amfbr-130	165	13	,	,	PUNCT
amfbr-130	165	14	life	life	NOUN
amfbr-130	165	15	expectancy	expectancy	NOUN
amfbr-130	165	16	,	,	PUNCT
amfbr-130	165	17	real	real	ADJ
amfbr-130	165	18	interest	interest	NOUN
amfbr-130	165	19	rate	rate	NOUN
amfbr-130	165	20	and	and	CCONJ
amfbr-130	165	21	inflation	inflation	NOUN
amfbr-130	165	22	.	.	PUNCT
amfbr-130	166	1	oke	oke	VERB
amfbr-130	166	2	et	et	PROPN
amfbr-130	166	3	al	al	PROPN
amfbr-130	166	4	(	(	PUNCT
amfbr-130	166	5	2010	2010	NUM
amfbr-130	166	6	)	)	PUNCT
amfbr-130	166	7	examined	examine	VERB
amfbr-130	166	8	the	the	DET
amfbr-130	166	9	determinants	determinant	NOUN
amfbr-130	166	10	of	of	ADP
amfbr-130	166	11	life	life	NOUN
amfbr-130	166	12	insurance	insurance	NOUN
amfbr-130	166	13	consumption	consumption	NOUN
amfbr-130	166	14	in	in	ADP
amfbr-130	166	15	nigeria	nigeria	PROPN
amfbr-130	166	16	during	during	ADP
amfbr-130	166	17	the	the	DET
amfbr-130	166	18	period	period	NOUN
amfbr-130	166	19	1970	1970	NUM
amfbr-130	166	20	-	-	SYM
amfbr-130	166	21	2005	2005	NUM
amfbr-130	166	22	within	within	ADP
amfbr-130	166	23	an	an	DET
amfbr-130	166	24	error	error	NOUN
amfbr-130	166	25	correction	correction	NOUN
amfbr-130	166	26	framework	framework	NOUN
amfbr-130	166	27	.	.	PUNCT
amfbr-130	167	1	co	co	ADJ
amfbr-130	167	2	-	-	NOUN
amfbr-130	167	3	integration	integration	NOUN
amfbr-130	167	4	technique	technique	NOUN
amfbr-130	167	5	revealed	reveal	VERB
amfbr-130	167	6	that	that	SCONJ
amfbr-130	167	7	real	real	ADJ
amfbr-130	167	8	gross	gross	ADJ
amfbr-130	167	9	domestic	domestic	ADJ
amfbr-130	167	10	product	product	NOUN
amfbr-130	167	11	and	and	CCONJ
amfbr-130	167	12	structural	structural	ADJ
amfbr-130	167	13	adjustment	adjustment	NOUN
amfbr-130	167	14	facility	facility	NOUN
amfbr-130	167	15	positively	positively	ADV
amfbr-130	167	16	and	and	CCONJ
amfbr-130	167	17	significantly	significantly	ADV
amfbr-130	167	18	influence	influence	VERB
amfbr-130	167	19	life	life	NOUN
amfbr-130	167	20	insurance	insurance	NOUN
amfbr-130	167	21	consumption	consumption	NOUN
amfbr-130	167	22	in	in	ADP
amfbr-130	167	23	nigeria	nigeria	PROPN
amfbr-130	167	24	while	while	SCONJ
amfbr-130	167	25	indigenization	indigenization	NOUN
amfbr-130	167	26	policy	policy	NOUN
amfbr-130	167	27	and	and	CCONJ
amfbr-130	167	28	domestic	domestic	ADJ
amfbr-130	167	29	interest	interest	NOUN
amfbr-130	167	30	rate	rate	NOUN
amfbr-130	167	31	are	be	AUX
amfbr-130	167	32	statistically	statistically	ADV
amfbr-130	167	33	significant	significant	ADJ
amfbr-130	167	34	but	but	CCONJ
amfbr-130	167	35	inversely	inversely	ADV
amfbr-130	167	36	related	relate	VERB
amfbr-130	167	37	to	to	ADP
amfbr-130	167	38	life	life	NOUN
amfbr-130	167	39	insurance	insurance	NOUN
amfbr-130	167	40	consumption	consumption	NOUN
amfbr-130	167	41	.	.	PUNCT
amfbr-130	168	1	on	on	ADP
amfbr-130	168	2	the	the	DET
amfbr-130	168	3	other	other	ADJ
amfbr-130	168	4	hand	hand	NOUN
amfbr-130	168	5	return	return	NOUN
amfbr-130	168	6	on	on	ADP
amfbr-130	168	7	investment	investment	NOUN
amfbr-130	168	8	,	,	PUNCT
amfbr-130	168	9	inflation	inflation	NOUN
amfbr-130	168	10	rate	rate	NOUN
amfbr-130	168	11	,	,	PUNCT
amfbr-130	168	12	openness	openness	NOUN
amfbr-130	168	13	of	of	ADP
amfbr-130	168	14	the	the	DET
amfbr-130	168	15	economy	economy	NOUN
amfbr-130	168	16	,	,	PUNCT
amfbr-130	168	17	political	political	ADJ
amfbr-130	168	18	instability	instability	NOUN
amfbr-130	168	19	are	be	AUX
amfbr-130	168	20	insignificant	insignificant	ADJ
amfbr-130	168	21	predictors	predictor	NOUN
amfbr-130	168	22	of	of	ADP
amfbr-130	168	23	life	life	NOUN
amfbr-130	168	24	insurance	insurance	NOUN
amfbr-130	168	25	consumption	consumption	NOUN
amfbr-130	168	26	in	in	ADP
amfbr-130	168	27	nigeria	nigeria	PROPN
amfbr-130	168	28	.	.	PUNCT
amfbr-130	169	1	moullee	moullee	PROPN
amfbr-130	169	2	et	et	PROPN
amfbr-130	169	3	al	al	PROPN
amfbr-130	169	4	.	.	PROPN
amfbr-130	169	5	,	,	PUNCT
amfbr-130	169	6	(	(	PUNCT
amfbr-130	169	7	2013	2013	NUM
amfbr-130	169	8	)	)	PUNCT
amfbr-130	169	9	showed	show	VERB
amfbr-130	169	10	that	that	SCONJ
amfbr-130	169	11	insurance	insurance	NOUN
amfbr-130	169	12	consumption	consumption	NOUN
amfbr-130	169	13	decision	decision	NOUN
amfbr-130	169	14	is	be	AUX
amfbr-130	169	15	influenced	influence	VERB
amfbr-130	169	16	by	by	ADP
amfbr-130	169	17	monetary	monetary	ADJ
amfbr-130	169	18	considerations	consideration	NOUN
amfbr-130	169	19	such	such	ADJ
amfbr-130	169	20	as	as	ADP
amfbr-130	169	21	consumer	consumer	NOUN
amfbr-130	169	22	’s	’s	PART
amfbr-130	169	23	evaluation	evaluation	NOUN
amfbr-130	169	24	of	of	ADP
amfbr-130	169	25	a	a	DET
amfbr-130	169	26	service	service	NOUN
amfbr-130	169	27	in	in	ADP
amfbr-130	169	28	monetary	monetary	ADJ
amfbr-130	169	29	terms	term	NOUN
amfbr-130	169	30	and	and	CCONJ
amfbr-130	169	31	the	the	DET
amfbr-130	169	32	search	search	NOUN
amfbr-130	169	33	for	for	ADP
amfbr-130	169	34	the	the	DET
amfbr-130	169	35	possibility	possibility	NOUN
amfbr-130	169	36	to	to	PART
amfbr-130	169	37	reduce	reduce	VERB
amfbr-130	169	38	the	the	DET
amfbr-130	169	39	amount	amount	NOUN
amfbr-130	169	40	premiums	premium	NOUN
amfbr-130	169	41	payable	payable	ADJ
amfbr-130	169	42	for	for	ADP
amfbr-130	169	43	insurance	insurance	NOUN
amfbr-130	169	44	and	and	CCONJ
amfbr-130	169	45	indicated	indicate	VERB
amfbr-130	169	46	that	that	SCONJ
amfbr-130	169	47	demographical	demographical	ADJ
amfbr-130	169	48	and	and	CCONJ
amfbr-130	169	49	socio	socio	NOUN
amfbr-130	169	50	-	-	PUNCT
amfbr-130	169	51	economical	economical	ADJ
amfbr-130	169	52	characteristics	characteristic	NOUN
amfbr-130	169	53	of	of	ADP
amfbr-130	169	54	consumers	consumer	NOUN
amfbr-130	169	55	influence	influence	VERB
amfbr-130	169	56	their	their	PRON
amfbr-130	169	57	behavior	behavior	NOUN
amfbr-130	169	58	.	.	PUNCT
amfbr-130	170	1	factor	factor	NOUN
amfbr-130	170	2	analysis	analysis	NOUN
amfbr-130	170	3	and	and	CCONJ
amfbr-130	170	4	multiple	multiple	ADJ
amfbr-130	170	5	regression	regression	NOUN
amfbr-130	170	6	analysis	analysis	NOUN
amfbr-130	170	7	were	be	AUX
amfbr-130	170	8	used	use	VERB
amfbr-130	170	9	to	to	PART
amfbr-130	170	10	determine	determine	VERB
amfbr-130	170	11	how	how	SCONJ
amfbr-130	170	12	the	the	DET
amfbr-130	170	13	factors	factor	NOUN
amfbr-130	170	14	are	be	AUX
amfbr-130	170	15	formed	form	VERB
amfbr-130	170	16	and	and	CCONJ
amfbr-130	170	17	their	their	PRON
amfbr-130	170	18	relative	relative	NOUN
amfbr-130	170	19	’s	’s	PART
amfbr-130	170	20	weights	weight	NOUN
amfbr-130	170	21	.	.	PUNCT
amfbr-130	171	1	five	five	NUM
amfbr-130	171	2	factors	factor	NOUN
amfbr-130	171	3	had	have	AUX
amfbr-130	171	4	been	be	AUX
amfbr-130	171	5	identified	identify	VERB
amfbr-130	171	6	the	the	DET
amfbr-130	171	7	acceptability	acceptability	NOUN
amfbr-130	171	8	of	of	ADP
amfbr-130	171	9	insurance	insurance	NOUN
amfbr-130	171	10	condition	condition	NOUN
amfbr-130	171	11	,	,	PUNCT
amfbr-130	171	12	insurance	insurance	NOUN
amfbr-130	171	13	service	service	NOUN
amfbr-130	171	14	providers	provider	NOUN
amfbr-130	171	15	competence	competence	NOUN
amfbr-130	171	16	,	,	PUNCT
amfbr-130	171	17	consumers	consumer	NOUN
amfbr-130	171	18	monetary	monetary	ADJ
amfbr-130	171	19	attitudes	attitude	NOUN
amfbr-130	171	20	towards	towards	ADP
amfbr-130	171	21	insurance	insurance	NOUN
amfbr-130	171	22	,	,	PUNCT
amfbr-130	171	23	the	the	DET
amfbr-130	171	24	positively	positively	NOUN
amfbr-130	171	25	of	of	ADP
amfbr-130	171	26	consumers	consumer	NOUN
amfbr-130	171	27	insurance	insurance	NOUN
amfbr-130	171	28	experience	experience	NOUN
amfbr-130	171	29	,	,	PUNCT
amfbr-130	171	30	and	and	CCONJ
amfbr-130	171	31	the	the	DET
amfbr-130	171	32	possibility	possibility	NOUN
amfbr-130	171	33	to	to	PART
amfbr-130	171	34	reduce	reduce	VERB
amfbr-130	171	35	the	the	DET
amfbr-130	171	36	amount	amount	NOUN
amfbr-130	171	37	of	of	ADP
amfbr-130	171	38	premiums	premium	NOUN
amfbr-130	171	39	payable	payable	ADJ
amfbr-130	171	40	for	for	ADP
amfbr-130	171	41	insurance	insurance	NOUN
amfbr-130	171	42	.	.	PUNCT
amfbr-130	172	1	lee	lee	PROPN
amfbr-130	172	2	(	(	PUNCT
amfbr-130	172	3	2001	2001	NUM
amfbr-130	172	4	)	)	PUNCT
amfbr-130	172	5	found	find	VERB
amfbr-130	172	6	that	that	SCONJ
amfbr-130	172	7	without	without	ADP
amfbr-130	172	8	aging	age	VERB
amfbr-130	172	9	process	process	NOUN
amfbr-130	172	10	,	,	PUNCT
amfbr-130	172	11	the	the	DET
amfbr-130	172	12	purchase	purchase	NOUN
amfbr-130	172	13	rate	rate	NOUN
amfbr-130	172	14	in	in	ADP
amfbr-130	172	15	1990	1990	NUM
amfbr-130	172	16	and	and	CCONJ
amfbr-130	172	17	1995	1995	NUM
amfbr-130	172	18	was	be	AUX
amfbr-130	172	19	lover	lover	NOUN
amfbr-130	172	20	.	.	PUNCT
amfbr-130	173	1	the	the	DET
amfbr-130	173	2	baby	baby	NOUN
amfbr-130	173	3	boomers	boomer	NOUN
amfbr-130	173	4	purchase	purchase	VERB
amfbr-130	173	5	less	less	ADJ
amfbr-130	173	6	life	life	NOUN
amfbr-130	173	7	insurance	insurance	NOUN
amfbr-130	173	8	than	than	ADP
amfbr-130	173	9	their	their	PRON
amfbr-130	173	10	earlier	early	ADJ
amfbr-130	173	11	counterparts	counterpart	NOUN
amfbr-130	173	12	and	and	CCONJ
amfbr-130	173	13	this	this	DET
amfbr-130	173	14	phenomenon	phenomenon	NOUN
amfbr-130	173	15	consequently	consequently	ADV
amfbr-130	173	16	led	lead	VERB
amfbr-130	173	17	to	to	ADP
amfbr-130	173	18	the	the	DET
amfbr-130	173	19	decline	decline	NOUN
amfbr-130	173	20	of	of	ADP
amfbr-130	173	21	recent	recent	ADJ
amfbr-130	173	22	life	life	NOUN
amfbr-130	173	23	insurance	insurance	NOUN
amfbr-130	173	24	purchases	purchase	NOUN
amfbr-130	173	25	in	in	ADP
amfbr-130	173	26	the	the	DET
amfbr-130	173	27	u.s	u.s	PROPN
amfbr-130	173	28	.	.	PROPN
amfbr-130	173	29	men	man	NOUN
amfbr-130	173	30	show	show	VERB
amfbr-130	173	31	a	a	DET
amfbr-130	173	32	strong	strong	ADJ
amfbr-130	173	33	age	age	NOUN
amfbr-130	173	34	effect	effect	NOUN
amfbr-130	173	35	and	and	CCONJ
amfbr-130	173	36	strong	strong	ADJ
amfbr-130	173	37	negative	negative	ADJ
amfbr-130	173	38	cohort	cohort	NOUN
amfbr-130	173	39	effects	effect	NOUN
amfbr-130	173	40	while	while	SCONJ
amfbr-130	173	41	women	woman	NOUN
amfbr-130	173	42	have	have	VERB
amfbr-130	173	43	strong	strong	ADJ
amfbr-130	173	44	positive	positive	ADJ
amfbr-130	173	45	cohort	cohort	NOUN
amfbr-130	173	46	effects	effect	NOUN
amfbr-130	173	47	.	.	PUNCT
amfbr-130	174	1	wee	wee	INTJ
amfbr-130	174	2	et	et	PROPN
amfbr-130	174	3	al	al	PROPN
amfbr-130	174	4	(	(	PUNCT
amfbr-130	174	5	2007	2007	NUM
amfbr-130	174	6	)	)	PUNCT
amfbr-130	174	7	examined	examine	VERB
amfbr-130	174	8	the	the	DET
amfbr-130	174	9	determinants	determinant	NOUN
amfbr-130	174	10	of	of	ADP
amfbr-130	174	11	life	life	NOUN
amfbr-130	174	12	insurance	insurance	NOUN
amfbr-130	174	13	consumption	consumption	NOUN
amfbr-130	174	14	in	in	ADP
amfbr-130	174	15	oced	oced	ADJ
amfbr-130	174	16	countries	country	NOUN
amfbr-130	174	17	and	and	CCONJ
amfbr-130	174	18	found	find	VERB
amfbr-130	174	19	that	that	SCONJ
amfbr-130	174	20	there	there	PRON
amfbr-130	174	21	is	be	VERB
amfbr-130	174	22	significant	significant	ADJ
amfbr-130	174	23	positive	positive	ADJ
amfbr-130	174	24	income	income	NOUN
amfbr-130	174	25	elasticity	elasticity	NOUN
amfbr-130	174	26	of	of	ADP
amfbr-130	174	27	life	life	NOUN
amfbr-130	174	28	insurance	insurance	NOUN
amfbr-130	174	29	demand	demand	NOUN
amfbr-130	174	30	.	.	PUNCT
amfbr-130	175	1	demand	demand	NOUN
amfbr-130	175	2	increases	increase	VERB
amfbr-130	175	3	with	with	ADP
amfbr-130	175	4	the	the	DET
amfbr-130	175	5	no	no	NOUN
amfbr-130	175	6	of	of	ADP
amfbr-130	175	7	dependents	dependent	NOUN
amfbr-130	175	8	and	and	CCONJ
amfbr-130	175	9	level	level	NOUN
amfbr-130	175	10	of	of	ADP
amfbr-130	175	11	education	education	NOUN
amfbr-130	175	12	and	and	CCONJ
amfbr-130	175	13	decrease	decrease	NOUN
amfbr-130	175	14	with	with	ADP
amfbr-130	175	15	the	the	DET
amfbr-130	175	16	expectancy	expectancy	NOUN
amfbr-130	175	17	and	and	CCONJ
amfbr-130	175	18	social	social	ADJ
amfbr-130	175	19	security	security	NOUN
amfbr-130	175	20	expenditure	expenditure	NOUN
amfbr-130	175	21	whereas	whereas	SCONJ
amfbr-130	175	22	high	high	ADJ
amfbr-130	175	23	inflation	inflation	NOUN
amfbr-130	175	24	and	and	CCONJ
amfbr-130	175	25	real	real	ADJ
amfbr-130	175	26	interest	interest	NOUN
amfbr-130	175	27	rates	rate	NOUN
amfbr-130	175	28	tend	tend	VERB
amfbr-130	175	29	to	to	PART
amfbr-130	175	30	decrease	decrease	VERB
amfbr-130	175	31	consumption	consumption	NOUN
amfbr-130	175	32	.	.	PUNCT
amfbr-130	176	1	life	life	NOUN
amfbr-130	176	2	insurance	insurance	NOUN
amfbr-130	176	3	demand	demand	NOUN
amfbr-130	176	4	was	be	AUX
amfbr-130	176	5	better	well	ADV
amfbr-130	176	6	explained	explain	VERB
amfbr-130	176	7	when	when	SCONJ
amfbr-130	176	8	the	the	DET
amfbr-130	176	9	product	product	NOUN
amfbr-130	176	10	market	market	NOUN
amfbr-130	176	11	and	and	CCONJ
amfbr-130	176	12	socioeconomic	socioeconomic	ADJ
amfbr-130	176	13	factors	factor	NOUN
amfbr-130	176	14	were	be	AUX
amfbr-130	176	15	jointly	jointly	ADV
amfbr-130	176	16	considered	consider	VERB
amfbr-130	176	17	.	.	PUNCT
amfbr-130	177	1	omar	omar	PROPN
amfbr-130	177	2	and	and	CCONJ
amfbr-130	177	3	frimpong	frimpong	PROPN
amfbr-130	177	4	(	(	PUNCT
amfbr-130	177	5	2007	2007	NUM
amfbr-130	177	6	)	)	PUNCT
amfbr-130	177	7	found	find	VERB
amfbr-130	177	8	that	that	SCONJ
amfbr-130	177	9	increased	increase	VERB
amfbr-130	177	10	level	level	NOUN
amfbr-130	177	11	of	of	ADP
amfbr-130	177	12	consumer	consumer	NOUN
amfbr-130	177	13	consciousness	consciousness	NOUN
amfbr-130	177	14	and	and	CCONJ
amfbr-130	177	15	lack	lack	NOUN
amfbr-130	177	16	of	of	ADP
amfbr-130	177	17	welfare	welfare	NOUN
amfbr-130	177	18	benefits	benefit	NOUN
amfbr-130	177	19	were	be	AUX
amfbr-130	177	20	increasing	increase	VERB
amfbr-130	177	21	growth	growth	NOUN
amfbr-130	177	22	factors	factor	NOUN
amfbr-130	177	23	for	for	ADP
amfbr-130	177	24	the	the	DET
amfbr-130	177	25	life	life	NOUN
amfbr-130	177	26	insurance	insurance	NOUN
amfbr-130	177	27	market	market	NOUN
amfbr-130	177	28	in	in	ADP
amfbr-130	177	29	nigeria	nigeria	PROPN
amfbr-130	177	30	and	and	CCONJ
amfbr-130	177	31	the	the	DET
amfbr-130	177	32	purchase	purchase	NOUN
amfbr-130	177	33	behavior	behavior	NOUN
amfbr-130	177	34	towards	towards	ADP
amfbr-130	177	35	life	life	NOUN
amfbr-130	177	36	insurance	insurance	NOUN
amfbr-130	177	37	was	be	AUX
amfbr-130	177	38	determined	determine	VERB
amfbr-130	177	39	by	by	ADP
amfbr-130	177	40	normative	normative	ADJ
amfbr-130	177	41	factors	factor	NOUN
amfbr-130	177	42	,	,	PUNCT
amfbr-130	177	43	the	the	DET
amfbr-130	177	44	suggestion	suggestion	NOUN
amfbr-130	177	45	was	be	AUX
amfbr-130	177	46	that	that	SCONJ
amfbr-130	177	47	the	the	DET
amfbr-130	177	48	initial	initial	ADJ
amfbr-130	177	49	point	point	NOUN
amfbr-130	177	50	of	of	ADP
amfbr-130	177	51	contact	contact	NOUN
amfbr-130	177	52	for	for	ADP
amfbr-130	177	53	marketing	marketing	NOUN
amfbr-130	177	54	communication	communication	NOUN
amfbr-130	177	55	regarding	regard	VERB
amfbr-130	177	56	the	the	DET
amfbr-130	177	57	purchase	purchase	NOUN
amfbr-130	177	58	of	of	ADP
amfbr-130	177	59	life	life	NOUN
amfbr-130	177	60	insurance	insurance	NOUN
amfbr-130	177	61	should	should	AUX
amfbr-130	177	62	have	have	VERB
amfbr-130	177	63	family	family	NOUN
amfbr-130	177	64	and	and	CCONJ
amfbr-130	177	65	friends	friend	NOUN
amfbr-130	177	66	.	.	PUNCT
amfbr-130	178	1	beck	beck	PROPN
amfbr-130	178	2	and	and	CCONJ
amfbr-130	178	3	webb	webb	PROPN
amfbr-130	178	4	(	(	PUNCT
amfbr-130	178	5	2002	2002	NUM
amfbr-130	178	6	)	)	PUNCT
amfbr-130	178	7	highlighted	highlight	VERB
amfbr-130	178	8	the	the	DET
amfbr-130	178	9	issues	issue	NOUN
amfbr-130	178	10	of	of	ADP
amfbr-130	178	11	finding	find	VERB
amfbr-130	178	12	the	the	DET
amfbr-130	178	13	reasons	reason	NOUN
amfbr-130	178	14	behind	behind	ADP
amfbr-130	178	15	the	the	DET
amfbr-130	178	16	variations	variation	NOUN
amfbr-130	178	17	in	in	ADP
amfbr-130	178	18	life	life	NOUN
amfbr-130	178	19	insurance	insurance	NOUN
amfbr-130	178	20	consumption	consumption	NOUN
amfbr-130	178	21	by	by	ADP
amfbr-130	178	22	using	use	VERB
amfbr-130	178	23	unbalanced	unbalanced	ADJ
amfbr-130	178	24	panel	panel	NOUN
amfbr-130	178	25	data	datum	NOUN
amfbr-130	178	26	of	of	ADP
amfbr-130	178	27	68	68	NUM
amfbr-130	178	28	countries	country	NOUN
amfbr-130	178	29	from	from	ADP
amfbr-130	178	30	1961	1961	NUM
amfbr-130	178	31	to	to	ADP
amfbr-130	178	32	2000	2000	NUM
amfbr-130	178	33	.	.	PUNCT
amfbr-130	179	1	they	they	PRON
amfbr-130	179	2	employed	employ	VERB
amfbr-130	179	3	four	four	NUM
amfbr-130	179	4	various	various	ADJ
amfbr-130	179	5	proxies	proxy	NOUN
amfbr-130	179	6	of	of	ADP
amfbr-130	179	7	consumption	consumption	NOUN
amfbr-130	179	8	,	,	PUNCT
amfbr-130	179	9	economic	economic	ADJ
amfbr-130	179	10	,	,	PUNCT
amfbr-130	179	11	demographic	demographic	ADJ
amfbr-130	179	12	and	and	CCONJ
amfbr-130	179	13	institutional	institutional	ADJ
amfbr-130	179	14	factors	factor	NOUN
amfbr-130	179	15	.	.	PUNCT
amfbr-130	180	1	results	result	NOUN
amfbr-130	180	2	cleared	clear	VERB
amfbr-130	180	3	that	that	SCONJ
amfbr-130	180	4	countries	country	NOUN
amfbr-130	180	5	with	with	ADP
amfbr-130	180	6	large	large	ADJ
amfbr-130	180	7	income	income	NOUN
amfbr-130	180	8	per	per	ADP
amfbr-130	180	9	capita	capita	NOUN
amfbr-130	180	10	,	,	PUNCT
amfbr-130	180	11	stable	stable	ADJ
amfbr-130	180	12	banking	banking	NOUN
amfbr-130	180	13	sector	sector	NOUN
amfbr-130	180	14	and	and	CCONJ
amfbr-130	180	15	lower	low	ADJ
amfbr-130	180	16	inflation	inflation	NOUN
amfbr-130	180	17	tend	tend	VERB
amfbr-130	180	18	to	to	PART
amfbr-130	180	19	use	use	VERB
amfbr-130	180	20	huge	huge	ADJ
amfbr-130	180	21	quantity	quantity	NOUN
amfbr-130	180	22	of	of	ADP
amfbr-130	180	23	life	life	NOUN
amfbr-130	180	24	insurance	insurance	NOUN
amfbr-130	180	25	.	.	PUNCT
amfbr-130	181	1	in	in	ADP
amfbr-130	181	2	addition	addition	NOUN
amfbr-130	181	3	to	to	ADP
amfbr-130	181	4	its	its	PRON
amfbr-130	181	5	life	life	NOUN
amfbr-130	181	6	insurance	insurance	NOUN
amfbr-130	181	7	consumption	consumption	NOUN
amfbr-130	181	8	was	be	AUX
amfbr-130	181	9	observed	observe	VERB
amfbr-130	181	10	to	to	PART
amfbr-130	181	11	be	be	AUX
amfbr-130	181	12	directly	directly	ADV
amfbr-130	181	13	affected	affect	VERB
amfbr-130	181	14	by	by	ADP
amfbr-130	181	15	private	private	ADJ
amfbr-130	181	16	savings	saving	NOUN
amfbr-130	181	17	and	and	CCONJ
amfbr-130	181	18	real	real	ADJ
amfbr-130	181	19	interest	interest	NOUN
amfbr-130	181	20	rate	rate	NOUN
amfbr-130	181	21	.	.	PUNCT
amfbr-130	182	1	demographic	demographic	ADJ
amfbr-130	182	2	elements	element	NOUN
amfbr-130	182	3	such	such	ADJ
amfbr-130	182	4	as	as	ADP
amfbr-130	182	5	education	education	NOUN
amfbr-130	182	6	,	,	PUNCT
amfbr-130	182	7	urbanization	urbanization	NOUN
amfbr-130	182	8	,	,	PUNCT
amfbr-130	182	9	life	life	NOUN
amfbr-130	182	10	expectancy	expectancy	NOUN
amfbr-130	182	11	,	,	PUNCT
amfbr-130	182	12	young	young	ADJ
amfbr-130	182	13	and	and	CCONJ
amfbr-130	182	14	old	old	ADJ
amfbr-130	182	15	dependency	dependency	NOUN
amfbr-130	182	16	ratio	ratio	NOUN
amfbr-130	182	17	had	have	VERB
amfbr-130	182	18	not	not	PART
amfbr-130	182	19	any	any	DET
amfbr-130	182	20	robust	robust	ADJ
amfbr-130	182	21	effect	effect	NOUN
amfbr-130	182	22	on	on	ADP
amfbr-130	182	23	the	the	DET
amfbr-130	182	24	life	life	NOUN
amfbr-130	182	25	insurance	insurance	NOUN
amfbr-130	182	26	consumption	consumption	NOUN
amfbr-130	182	27	.	.	PUNCT
amfbr-130	183	1	hwang	hwang	PROPN
amfbr-130	183	2	and	and	CCONJ
amfbr-130	183	3	gao	gao	PROPN
amfbr-130	183	4	(	(	PUNCT
amfbr-130	183	5	2003	2003	NUM
amfbr-130	183	6	)	)	PUNCT
amfbr-130	183	7	,	,	PUNCT
amfbr-130	183	8	examined	examine	VERB
amfbr-130	183	9	the	the	DET
amfbr-130	183	10	elements	element	NOUN
amfbr-130	183	11	for	for	ADP
amfbr-130	183	12	life	life	NOUN
amfbr-130	183	13	insurance	insurance	NOUN
amfbr-130	183	14	demand	demand	NOUN
amfbr-130	183	15	in	in	ADP
amfbr-130	183	16	china	china	PROPN
amfbr-130	183	17	by	by	ADP
amfbr-130	183	18	explaining	explain	VERB
amfbr-130	183	19	the	the	DET
amfbr-130	183	20	huge	huge	ADJ
amfbr-130	183	21	growth	growth	NOUN
amfbr-130	183	22	in	in	ADP
amfbr-130	183	23	this	this	DET
amfbr-130	183	24	industry	industry	NOUN
amfbr-130	183	25	after	after	ADP
amfbr-130	183	26	the	the	DET
amfbr-130	183	27	economic	economic	ADJ
amfbr-130	183	28	reforms	reform	NOUN
amfbr-130	183	29	of	of	ADP
amfbr-130	183	30	1978	1978	NUM
amfbr-130	183	31	.	.	PUNCT
amfbr-130	184	1	study	study	NOUN
amfbr-130	184	2	found	find	VERB
amfbr-130	184	3	that	that	SCONJ
amfbr-130	184	4	the	the	DET
amfbr-130	184	5	basic	basic	ADJ
amfbr-130	184	6	element	element	NOUN
amfbr-130	184	7	that	that	PRON
amfbr-130	184	8	have	have	AUX
amfbr-130	184	9	effected	effect	VERB
amfbr-130	184	10	people	people	NOUN
amfbr-130	184	11	to	to	PART
amfbr-130	184	12	buy	buy	VERB
amfbr-130	184	13	insurance	insurance	NOUN
amfbr-130	184	14	policies	policy	NOUN
amfbr-130	184	15	are	be	AUX
amfbr-130	184	16	positively	positively	ADV
amfbr-130	184	17	related	relate	VERB
amfbr-130	184	18	to	to	ADP
amfbr-130	184	19	upper	upper	ADJ
amfbr-130	184	20	stages	stage	NOUN
amfbr-130	184	21	of	of	ADP
amfbr-130	184	22	economic	economic	ADJ
amfbr-130	184	23	security	security	NOUN
amfbr-130	184	24	,	,	PUNCT
amfbr-130	184	25	the	the	DET
amfbr-130	184	26	rise	rise	NOUN
amfbr-130	184	27	in	in	ADP
amfbr-130	184	28	the	the	DET
amfbr-130	184	29	education	education	NOUN
amfbr-130	184	30	level	level	NOUN
amfbr-130	184	31	and	and	CCONJ
amfbr-130	184	32	the	the	DET
amfbr-130	184	33	modification	modification	NOUN
amfbr-130	184	34	in	in	ADP
amfbr-130	184	35	social	social	ADJ
amfbr-130	184	36	structure	structure	NOUN
amfbr-130	184	37	.	.	PUNCT
amfbr-130	185	1	however	however	ADV
amfbr-130	185	2	,	,	PUNCT
amfbr-130	185	3	this	this	DET
amfbr-130	185	4	study	study	NOUN
amfbr-130	185	5	had	have	AUX
amfbr-130	185	6	not	not	PART
amfbr-130	185	7	found	find	VERB
amfbr-130	185	8	an	an	DET
amfbr-130	185	9	inverse	inverse	NOUN
amfbr-130	185	10	influence	influence	NOUN
amfbr-130	185	11	of	of	ADP
amfbr-130	185	12	inflation	inflation	NOUN
amfbr-130	185	13	on	on	ADP
amfbr-130	185	14	life	life	NOUN
amfbr-130	185	15	insurance	insurance	NOUN
amfbr-130	185	16	consumption	consumption	NOUN
amfbr-130	185	17	;	;	PUNCT
amfbr-130	185	18	even	even	ADV
amfbr-130	185	19	china	china	PROPN
amfbr-130	185	20	faced	face	VERB
amfbr-130	185	21	large	large	ADJ
amfbr-130	185	22	inflation	inflation	NOUN
amfbr-130	185	23	in	in	ADP
amfbr-130	185	24	the	the	DET
amfbr-130	185	25	mid-1990s	mid-1990	NOUN
amfbr-130	185	26	.	.	PUNCT
amfbr-130	186	1	sen	sen	PROPN
amfbr-130	186	2	and	and	CCONJ
amfbr-130	186	3	madheswaran	madheswaran	PROPN
amfbr-130	186	4	(	(	PUNCT
amfbr-130	186	5	2007	2007	NUM
amfbr-130	186	6	)	)	PUNCT
amfbr-130	186	7	investigated	investigate	VERB
amfbr-130	186	8	the	the	DET
amfbr-130	186	9	role	role	NOUN
amfbr-130	186	10	of	of	ADP
amfbr-130	186	11	economic	economic	ADJ
amfbr-130	186	12	and	and	CCONJ
amfbr-130	186	13	political	political	ADJ
amfbr-130	186	14	variables	variable	NOUN
amfbr-130	186	15	in	in	ADP
amfbr-130	186	16	the	the	DET
amfbr-130	186	17	life	life	NOUN
amfbr-130	186	18	insurance	insurance	NOUN
amfbr-130	186	19	consumption	consumption	NOUN
amfbr-130	186	20	pattern	pattern	NOUN
amfbr-130	186	21	of	of	ADP
amfbr-130	186	22	4	4	NUM
amfbr-130	186	23	saarc	saarc	NOUN
amfbr-130	186	24	,	,	PUNCT
amfbr-130	186	25	6	6	NUM
amfbr-130	186	26	asian	asian	ADJ
amfbr-130	186	27	and	and	CCONJ
amfbr-130	186	28	2	2	NUM
amfbr-130	186	29	greater	great	ADJ
amfbr-130	186	30	china	china	PROPN
amfbr-130	186	31	region	region	NOUN
amfbr-130	186	32	economies	economy	NOUN
amfbr-130	186	33	from	from	ADP
amfbr-130	186	34	1994	1994	NUM
amfbr-130	186	35	to	to	ADP
amfbr-130	186	36	2004	2004	NUM
amfbr-130	186	37	.	.	PUNCT
amfbr-130	187	1	insurance	insurance	NOUN
amfbr-130	187	2	penetration	penetration	NOUN
amfbr-130	187	3	and	and	CCONJ
amfbr-130	187	4	density	density	NOUN
amfbr-130	187	5	were	be	AUX
amfbr-130	187	6	the	the	DET
amfbr-130	187	7	dependents	dependent	NOUN
amfbr-130	187	8	element	element	NOUN
amfbr-130	187	9	in	in	ADP
amfbr-130	187	10	cross	cross	NOUN
amfbr-130	187	11	country	country	NOUN
amfbr-130	187	12	analysis	analysis	NOUN
amfbr-130	187	13	and	and	CCONJ
amfbr-130	187	14	the	the	DET
amfbr-130	187	15	estimates	estimate	NOUN
amfbr-130	187	16	of	of	ADP
amfbr-130	187	17	fixed	fix	VERB
amfbr-130	187	18	and	and	CCONJ
amfbr-130	187	19	random	random	ADJ
amfbr-130	187	20	effects	effect	NOUN
amfbr-130	187	21	model	model	NOUN
amfbr-130	187	22	proved	prove	VERB
amfbr-130	187	23	that	that	SCONJ
amfbr-130	187	24	incomes	income	NOUN
amfbr-130	187	25	,	,	PUNCT
amfbr-130	187	26	savings	saving	NOUN
amfbr-130	187	27	and	and	CCONJ
amfbr-130	187	28	inflation	inflation	NOUN
amfbr-130	187	29	were	be	AUX
amfbr-130	187	30	main	main	ADJ
amfbr-130	187	31	variables	variable	NOUN
amfbr-130	187	32	in	in	ADP
amfbr-130	187	33	describing	describe	VERB
amfbr-130	187	34	insurance	insurance	NOUN
amfbr-130	187	35	consumption	consumption	NOUN
amfbr-130	187	36	.	.	PUNCT
amfbr-130	188	1	study	study	NOUN
amfbr-130	188	2	also	also	ADV
amfbr-130	188	3	done	do	VERB
amfbr-130	188	4	the	the	DET
amfbr-130	188	5	time	time	NOUN
amfbr-130	188	6	series	series	NOUN
amfbr-130	188	7	analysis	analysis	NOUN
amfbr-130	188	8	of	of	ADP
amfbr-130	188	9	life	life	NOUN
amfbr-130	188	10	insurance	insurance	NOUN
amfbr-130	188	11	demand	demand	NOUN
amfbr-130	188	12	for	for	ADP
amfbr-130	188	13	india	india	PROPN
amfbr-130	188	14	from	from	ADP
amfbr-130	188	15	1965	1965	NUM
amfbr-130	188	16	to	to	ADP
amfbr-130	188	17	2004	2004	NUM
amfbr-130	188	18	and	and	CCONJ
amfbr-130	188	19	findings	finding	NOUN
amfbr-130	188	20	cleared	clear	VERB
amfbr-130	188	21	that	that	DET
amfbr-130	188	22	income	income	NOUN
amfbr-130	188	23	(	(	PUNCT
amfbr-130	188	24	gdp	gdp	NOUN
amfbr-130	188	25	per	per	ADP
amfbr-130	188	26	capita	capita	NOUN
amfbr-130	188	27	)	)	PUNCT
amfbr-130	188	28	,	,	PUNCT
amfbr-130	188	29	financial	financial	ADJ
amfbr-130	188	30	depth	depth	NOUN
amfbr-130	188	31	,	,	PUNCT
amfbr-130	188	32	per	per	ADP
amfbr-130	188	33	policy	policy	NOUN
amfbr-130	188	34	price	price	NOUN
amfbr-130	188	35	of	of	ADP
amfbr-130	188	36	insurance	insurance	NOUN
amfbr-130	188	37	products	product	NOUN
amfbr-130	188	38	and	and	CCONJ
amfbr-130	188	39	real	real	ADJ
amfbr-130	188	40	interest	interest	NOUN
amfbr-130	188	41	rates	rate	NOUN
amfbr-130	188	42	were	be	AUX
amfbr-130	188	43	significant	significant	ADJ
amfbr-130	188	44	factors	factor	NOUN
amfbr-130	188	45	.	.	PUNCT
amfbr-130	189	1	nesterova	nesterova	PROPN
amfbr-130	189	2	(	(	PUNCT
amfbr-130	189	3	2008	2008	NUM
amfbr-130	189	4	)	)	PUNCT
amfbr-130	189	5	explored	explore	VERB
amfbr-130	189	6	the	the	DET
amfbr-130	189	7	modifications	modification	NOUN
amfbr-130	189	8	in	in	ADP
amfbr-130	189	9	life	life	NOUN
amfbr-130	189	10	insurance	insurance	NOUN
amfbr-130	189	11	demand	demand	NOUN
amfbr-130	189	12	for	for	ADP
amfbr-130	189	13	14	14	NUM
amfbr-130	189	14	countries	country	NOUN
amfbr-130	189	15	of	of	ADP
amfbr-130	189	16	former	former	ADJ
amfbr-130	189	17	soviet	soviet	PROPN
amfbr-130	189	18	union	union	PROPN
amfbr-130	189	19	and	and	CCONJ
amfbr-130	189	20	central	central	ADJ
amfbr-130	189	21	and	and	CCONJ
amfbr-130	189	22	eastern	eastern	ADJ
amfbr-130	189	23	europe	europe	PROPN
amfbr-130	189	24	including	include	VERB
amfbr-130	189	25	ukraine	ukraine	PROPN
amfbr-130	189	26	from	from	ADP
amfbr-130	189	27	1996	1996	NUM
amfbr-130	189	28	-	-	SYM
amfbr-130	189	29	2006	2006	NUM
amfbr-130	189	30	.	.	PUNCT
amfbr-130	190	1	panel	panel	NOUN
amfbr-130	190	2	results	result	NOUN
amfbr-130	190	3	cleared	clear	VERB
amfbr-130	190	4	that	that	SCONJ
amfbr-130	190	5	economies	economy	NOUN
amfbr-130	190	6	with	with	ADP
amfbr-130	190	7	greater	great	ADJ
amfbr-130	190	8	life	life	NOUN
amfbr-130	190	9	expectancy	expectancy	NOUN
amfbr-130	190	10	at	at	ADP
amfbr-130	190	11	birth	birth	NOUN
amfbr-130	190	12	,	,	PUNCT
amfbr-130	190	13	income	income	NOUN
amfbr-130	190	14	and	and	CCONJ
amfbr-130	190	15	education	education	NOUN
amfbr-130	190	16	level	level	NOUN
amfbr-130	190	17	,	,	PUNCT
amfbr-130	190	18	old	old	ADJ
amfbr-130	190	19	dependency	dependency	NOUN
amfbr-130	190	20	ratio	ratio	NOUN
amfbr-130	190	21	had	have	VERB
amfbr-130	190	22	larger	large	ADJ
amfbr-130	190	23	life	life	NOUN
amfbr-130	190	24	insurance	insurance	NOUN
amfbr-130	190	25	consumption	consumption	NOUN
amfbr-130	190	26	while	while	NOUN
amfbr-130	190	27	,	,	PUNCT
amfbr-130	190	28	financial	financial	ADJ
amfbr-130	190	29	development	development	NOUN
amfbr-130	190	30	,	,	PUNCT
amfbr-130	190	31	inflation	inflation	NOUN
amfbr-130	190	32	and	and	CCONJ
amfbr-130	190	33	real	real	ADJ
amfbr-130	190	34	interest	interest	NOUN
amfbr-130	190	35	rate	rate	NOUN
amfbr-130	190	36	decreased	decrease	VERB
amfbr-130	190	37	the	the	DET
amfbr-130	190	38	life	life	NOUN
amfbr-130	190	39	insurance	insurance	NOUN
amfbr-130	190	40	demand	demand	NOUN
amfbr-130	190	41	across	across	ADP
amfbr-130	190	42	countries	country	NOUN
amfbr-130	190	43	,	,	PUNCT
amfbr-130	190	44	whereas	whereas	SCONJ
amfbr-130	190	45	,	,	PUNCT
amfbr-130	190	46	young	young	ADJ
amfbr-130	190	47	dependency	dependency	NOUN
amfbr-130	190	48	ratio	ratio	NOUN
amfbr-130	190	49	,	,	PUNCT
amfbr-130	190	50	urbanization	urbanization	NOUN
amfbr-130	190	51	level	level	NOUN
amfbr-130	190	52	and	and	CCONJ
amfbr-130	190	53	institutional	institutional	ADJ
amfbr-130	190	54	factors	factor	NOUN
amfbr-130	190	55	did	do	AUX
amfbr-130	190	56	not	not	PART
amfbr-130	190	57	had	have	VERB
amfbr-130	190	58	any	any	DET
amfbr-130	190	59	significant	significant	ADJ
amfbr-130	190	60	relation	relation	NOUN
amfbr-130	190	61	to	to	ADP
amfbr-130	190	62	life	life	NOUN
amfbr-130	190	63	insurance	insurance	NOUN
amfbr-130	190	64	demand	demand	NOUN
amfbr-130	190	65	.	.	PUNCT
amfbr-130	191	1	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	192	1	american	american	PROPN
amfbr-130	192	2	finance	finance	PROPN
amfbr-130	192	3	&	&	CCONJ
amfbr-130	192	4	banking	banking	PROPN
amfbr-130	192	5	review	review	PROPN
amfbr-130	192	6	vol	vol	NOUN
amfbr-130	192	7	.	.	PROPN
amfbr-130	193	1	2	2	NUM
amfbr-130	193	2	,	,	PUNCT
amfbr-130	193	3	no	no	INTJ
amfbr-130	193	4	.	.	NOUN
amfbr-130	193	5	1	1	NUM
amfbr-130	193	6	;	;	PUNCT
amfbr-130	193	7	2018	2018	NUM
amfbr-130	193	8	70	70	NUM
amfbr-130	193	9	ade	ade	NOUN
amfbr-130	193	10	et	et	PROPN
amfbr-130	193	11	al	al	PROPN
amfbr-130	193	12	,	,	PUNCT
amfbr-130	193	13	(	(	PUNCT
amfbr-130	193	14	2010	2010	NUM
amfbr-130	193	15	)	)	PUNCT
amfbr-130	193	16	explored	explore	VERB
amfbr-130	193	17	the	the	DET
amfbr-130	193	18	elements	element	NOUN
amfbr-130	193	19	of	of	ADP
amfbr-130	193	20	life	life	NOUN
amfbr-130	193	21	insurance	insurance	NOUN
amfbr-130	193	22	consumption	consumption	NOUN
amfbr-130	193	23	in	in	ADP
amfbr-130	193	24	nigeria	nigeria	PROPN
amfbr-130	193	25	by	by	ADP
amfbr-130	193	26	using	use	VERB
amfbr-130	193	27	co	co	NOUN
amfbr-130	193	28	integration	integration	NOUN
amfbr-130	193	29	and	and	CCONJ
amfbr-130	193	30	error	error	NOUN
amfbr-130	193	31	correction	correction	NOUN
amfbr-130	193	32	model	model	NOUN
amfbr-130	193	33	from	from	ADP
amfbr-130	193	34	1970	1970	NUM
amfbr-130	193	35	-	-	SYM
amfbr-130	193	36	2005	2005	NUM
amfbr-130	193	37	.	.	PUNCT
amfbr-130	194	1	study	study	NOUN
amfbr-130	194	2	found	find	VERB
amfbr-130	194	3	the	the	DET
amfbr-130	194	4	presence	presence	NOUN
amfbr-130	194	5	of	of	ADP
amfbr-130	194	6	a	a	DET
amfbr-130	194	7	long	long	ADJ
amfbr-130	194	8	run	run	NOUN
amfbr-130	194	9	link	link	NOUN
amfbr-130	194	10	and	and	CCONJ
amfbr-130	194	11	a	a	DET
amfbr-130	194	12	short	short	ADJ
amfbr-130	194	13	run	run	NOUN
amfbr-130	194	14	dynamics	dynamic	NOUN
amfbr-130	194	15	among	among	ADP
amfbr-130	194	16	the	the	DET
amfbr-130	194	17	factors	factor	NOUN
amfbr-130	194	18	.	.	PUNCT
amfbr-130	195	1	co	co	NOUN
amfbr-130	195	2	-	-	NOUN
amfbr-130	195	3	integration	integration	NOUN
amfbr-130	195	4	results	result	NOUN
amfbr-130	195	5	cleared	clear	VERB
amfbr-130	195	6	that	that	SCONJ
amfbr-130	195	7	real	real	ADJ
amfbr-130	195	8	gross	gross	ADJ
amfbr-130	195	9	domestic	domestic	ADJ
amfbr-130	195	10	product	product	NOUN
amfbr-130	195	11	and	and	CCONJ
amfbr-130	195	12	sap	sap	NOUN
amfbr-130	195	13	directly	directly	ADV
amfbr-130	195	14	and	and	CCONJ
amfbr-130	195	15	significantly	significantly	ADV
amfbr-130	195	16	affect	affect	VERB
amfbr-130	195	17	life	life	NOUN
amfbr-130	195	18	insurance	insurance	NOUN
amfbr-130	195	19	demand	demand	NOUN
amfbr-130	195	20	in	in	ADP
amfbr-130	195	21	nigeria	nigeria	PROPN
amfbr-130	195	22	while	while	SCONJ
amfbr-130	195	23	indigenization	indigenization	NOUN
amfbr-130	195	24	policy	policy	NOUN
amfbr-130	195	25	and	and	CCONJ
amfbr-130	195	26	interest	interest	NOUN
amfbr-130	195	27	rate	rate	NOUN
amfbr-130	195	28	are	be	AUX
amfbr-130	195	29	statistically	statistically	ADV
amfbr-130	195	30	significant	significant	ADJ
amfbr-130	195	31	but	but	CCONJ
amfbr-130	195	32	negatively	negatively	ADV
amfbr-130	195	33	linked	link	VERB
amfbr-130	195	34	to	to	ADP
amfbr-130	195	35	life	life	NOUN
amfbr-130	195	36	insurance	insurance	NOUN
amfbr-130	195	37	demand	demand	NOUN
amfbr-130	195	38	.	.	PUNCT
amfbr-130	196	1	on	on	ADP
amfbr-130	196	2	the	the	DET
amfbr-130	196	3	other	other	ADJ
amfbr-130	196	4	side	side	NOUN
amfbr-130	196	5	study	study	NOUN
amfbr-130	196	6	found	find	VERB
amfbr-130	196	7	that	that	SCONJ
amfbr-130	196	8	return	return	VERB
amfbr-130	196	9	on	on	ADP
amfbr-130	196	10	investment	investment	NOUN
amfbr-130	196	11	,	,	PUNCT
amfbr-130	196	12	inflation	inflation	NOUN
amfbr-130	196	13	,	,	PUNCT
amfbr-130	196	14	openness	openness	NOUN
amfbr-130	196	15	and	and	CCONJ
amfbr-130	196	16	political	political	ADJ
amfbr-130	196	17	instability	instability	NOUN
amfbr-130	196	18	are	be	AUX
amfbr-130	196	19	insignificant	insignificant	ADJ
amfbr-130	196	20	determinants	determinant	NOUN
amfbr-130	196	21	of	of	ADP
amfbr-130	196	22	life	life	NOUN
amfbr-130	196	23	insurance	insurance	NOUN
amfbr-130	196	24	demand	demand	NOUN
amfbr-130	196	25	.	.	PUNCT
amfbr-130	197	1	chen	chen	PROPN
amfbr-130	197	2	and	and	CCONJ
amfbr-130	197	3	wong	wong	PROPN
amfbr-130	197	4	(	(	PUNCT
amfbr-130	197	5	2004	2004	NUM
amfbr-130	197	6	)	)	PUNCT
amfbr-130	197	7	revealed	reveal	VERB
amfbr-130	197	8	that	that	PRON
amfbr-130	197	9	size	size	NOUN
amfbr-130	197	10	,	,	PUNCT
amfbr-130	197	11	investment	investment	NOUN
amfbr-130	197	12	and	and	CCONJ
amfbr-130	197	13	liquidity	liquidity	NOUN
amfbr-130	197	14	are	be	AUX
amfbr-130	197	15	significant	significant	ADJ
amfbr-130	197	16	determinants	determinant	NOUN
amfbr-130	197	17	of	of	ADP
amfbr-130	197	18	the	the	DET
amfbr-130	197	19	profitability	profitability	NOUN
amfbr-130	197	20	of	of	ADP
amfbr-130	197	21	insurers	insurer	NOUN
amfbr-130	197	22	.	.	PUNCT
amfbr-130	198	1	however	however	ADV
amfbr-130	198	2	,	,	PUNCT
amfbr-130	198	3	ahmed	ahmed	PROPN
amfbr-130	198	4	et	et	PROPN
amfbr-130	198	5	al	al	PROPN
amfbr-130	198	6	.	.	PROPN
amfbr-130	198	7	,	,	PUNCT
amfbr-130	198	8	(	(	PUNCT
amfbr-130	198	9	2011	2011	NUM
amfbr-130	198	10	)	)	PUNCT
amfbr-130	198	11	in	in	ADP
amfbr-130	198	12	a	a	DET
amfbr-130	198	13	similar	similar	ADJ
amfbr-130	198	14	study	study	NOUN
amfbr-130	198	15	of	of	ADP
amfbr-130	198	16	the	the	DET
amfbr-130	198	17	pakistani	pakistani	PROPN
amfbr-130	198	18	life	life	PROPN
amfbr-130	198	19	insurance	insurance	NOUN
amfbr-130	198	20	industry	industry	NOUN
amfbr-130	198	21	,	,	PUNCT
amfbr-130	198	22	claimed	claim	VERB
amfbr-130	198	23	that	that	SCONJ
amfbr-130	198	24	liquidity	liquidity	NOUN
amfbr-130	198	25	is	be	AUX
amfbr-130	198	26	not	not	PART
amfbr-130	198	27	a	a	DET
amfbr-130	198	28	significant	significant	ADJ
amfbr-130	198	29	determinant	determinant	NOUN
amfbr-130	198	30	of	of	ADP
amfbr-130	198	31	insurers	insurer	NOUN
amfbr-130	198	32	’	’	PART
amfbr-130	198	33	profitability	profitability	NOUN
amfbr-130	198	34	.	.	PUNCT
amfbr-130	199	1	they	they	PRON
amfbr-130	199	2	posited	posit	VERB
amfbr-130	199	3	that	that	SCONJ
amfbr-130	199	4	,	,	PUNCT
amfbr-130	199	5	whereas	whereas	SCONJ
amfbr-130	199	6	size	size	NOUN
amfbr-130	199	7	and	and	CCONJ
amfbr-130	199	8	risk	risk	NOUN
amfbr-130	199	9	(	(	PUNCT
amfbr-130	199	10	loss	loss	NOUN
amfbr-130	199	11	ratio	ratio	NOUN
amfbr-130	199	12	)	)	PUNCT
amfbr-130	199	13	are	be	AUX
amfbr-130	199	14	significant	significant	ADJ
amfbr-130	199	15	and	and	CCONJ
amfbr-130	199	16	positively	positively	ADV
amfbr-130	199	17	related	relate	VERB
amfbr-130	199	18	to	to	ADP
amfbr-130	199	19	the	the	DET
amfbr-130	199	20	profitability	profitability	NOUN
amfbr-130	199	21	of	of	ADP
amfbr-130	199	22	insurance	insurance	NOUN
amfbr-130	199	23	firms	firm	NOUN
amfbr-130	199	24	,	,	PUNCT
amfbr-130	199	25	leverage	leverage	NOUN
amfbr-130	199	26	is	be	AUX
amfbr-130	199	27	negative	negative	ADJ
amfbr-130	199	28	and	and	CCONJ
amfbr-130	199	29	hence	hence	ADV
amfbr-130	199	30	decreases	decrease	VERB
amfbr-130	199	31	the	the	DET
amfbr-130	199	32	profitability	profitability	NOUN
amfbr-130	199	33	of	of	ADP
amfbr-130	199	34	insurers	insurer	NOUN
amfbr-130	199	35	significantly	significantly	ADV
amfbr-130	199	36	.	.	PUNCT
amfbr-130	200	1	malik	malik	PROPN
amfbr-130	200	2	(	(	PUNCT
amfbr-130	200	3	2011	2011	NUM
amfbr-130	200	4	)	)	PUNCT
amfbr-130	200	5	delved	delve	VERB
amfbr-130	200	6	into	into	ADP
amfbr-130	200	7	the	the	DET
amfbr-130	200	8	determinants	determinant	NOUN
amfbr-130	200	9	of	of	ADP
amfbr-130	200	10	the	the	DET
amfbr-130	200	11	financial	financial	ADJ
amfbr-130	200	12	performance	performance	NOUN
amfbr-130	200	13	of	of	ADP
amfbr-130	200	14	35	35	NUM
amfbr-130	200	15	listed	list	VERB
amfbr-130	200	16	life	life	NOUN
amfbr-130	200	17	and	and	CCONJ
amfbr-130	200	18	non	non	ADJ
amfbr-130	200	19	-	-	ADJ
amfbr-130	200	20	life	life	ADJ
amfbr-130	200	21	companies	company	NOUN
amfbr-130	200	22	covering	cover	VERB
amfbr-130	200	23	the	the	DET
amfbr-130	200	24	period	period	NOUN
amfbr-130	200	25	of	of	ADP
amfbr-130	200	26	2005	2005	NUM
amfbr-130	200	27	to	to	ADP
amfbr-130	200	28	2009	2009	NUM
amfbr-130	200	29	.	.	PUNCT
amfbr-130	201	1	although	although	SCONJ
amfbr-130	201	2	his	his	PRON
amfbr-130	201	3	study	study	NOUN
amfbr-130	201	4	covers	cover	VERB
amfbr-130	201	5	both	both	DET
amfbr-130	201	6	sectors	sector	NOUN
amfbr-130	201	7	of	of	ADP
amfbr-130	201	8	the	the	DET
amfbr-130	201	9	insurance	insurance	NOUN
amfbr-130	201	10	business	business	NOUN
amfbr-130	201	11	,	,	PUNCT
amfbr-130	201	12	much	much	ADJ
amfbr-130	201	13	of	of	ADP
amfbr-130	201	14	his	his	PRON
amfbr-130	201	15	findings	finding	NOUN
amfbr-130	201	16	seem	seem	VERB
amfbr-130	201	17	to	to	PART
amfbr-130	201	18	confirm	confirm	VERB
amfbr-130	201	19	that	that	PRON
amfbr-130	201	20	of	of	ADP
amfbr-130	201	21	ahmed	ahmed	PROPN
amfbr-130	201	22	et	et	PROPN
amfbr-130	201	23	al	al	PROPN
amfbr-130	201	24	(	(	PUNCT
amfbr-130	201	25	2011	2011	NUM
amfbr-130	201	26	)	)	PUNCT
amfbr-130	201	27	.	.	PUNCT
amfbr-130	202	1	specifically	specifically	ADV
amfbr-130	202	2	,	,	PUNCT
amfbr-130	202	3	malik	malik	PROPN
amfbr-130	202	4	found	find	VERB
amfbr-130	202	5	that	that	SCONJ
amfbr-130	202	6	whereas	whereas	SCONJ
amfbr-130	202	7	size	size	NOUN
amfbr-130	202	8	and	and	CCONJ
amfbr-130	202	9	capital	capital	NOUN
amfbr-130	202	10	have	have	VERB
amfbr-130	202	11	strong	strong	ADJ
amfbr-130	202	12	positive	positive	ADJ
amfbr-130	202	13	association	association	NOUN
amfbr-130	202	14	with	with	ADP
amfbr-130	202	15	insurers	insurer	NOUN
amfbr-130	202	16	’	’	PART
amfbr-130	202	17	profitability	profitability	NOUN
amfbr-130	202	18	,	,	PUNCT
amfbr-130	202	19	loss	loss	NOUN
amfbr-130	202	20	ratio	ratio	NOUN
amfbr-130	202	21	and	and	CCONJ
amfbr-130	202	22	leverage	leverage	NOUN
amfbr-130	202	23	have	have	VERB
amfbr-130	202	24	strong	strong	ADJ
amfbr-130	202	25	inverse	inverse	NOUN
amfbr-130	202	26	relationship	relationship	NOUN
amfbr-130	202	27	with	with	ADP
amfbr-130	202	28	profitability	profitability	NOUN
amfbr-130	202	29	.	.	PUNCT
amfbr-130	203	1	hrechaniuk	hrechaniuk	NOUN
amfbr-130	203	2	et	et	PROPN
amfbr-130	203	3	al	al	PROPN
amfbr-130	203	4	.	.	PROPN
amfbr-130	204	1	(	(	PUNCT
amfbr-130	204	2	2007	2007	NUM
amfbr-130	204	3	)	)	PUNCT
amfbr-130	204	4	examined	examine	VERB
amfbr-130	204	5	the	the	DET
amfbr-130	204	6	financial	financial	ADJ
amfbr-130	204	7	performance	performance	NOUN
amfbr-130	204	8	of	of	ADP
amfbr-130	204	9	insurance	insurance	NOUN
amfbr-130	204	10	companies	company	NOUN
amfbr-130	204	11	in	in	ADP
amfbr-130	204	12	spain	spain	PROPN
amfbr-130	204	13	,	,	PUNCT
amfbr-130	204	14	lithuania	lithuania	PROPN
amfbr-130	204	15	and	and	CCONJ
amfbr-130	204	16	ukraine	ukraine	PROPN
amfbr-130	204	17	.	.	PUNCT
amfbr-130	205	1	their	their	PRON
amfbr-130	205	2	results	result	NOUN
amfbr-130	205	3	showed	show	VERB
amfbr-130	205	4	a	a	DET
amfbr-130	205	5	strong	strong	ADJ
amfbr-130	205	6	correlation	correlation	NOUN
amfbr-130	205	7	between	between	ADP
amfbr-130	205	8	insurers	insurer	NOUN
amfbr-130	205	9	’	’	PART
amfbr-130	205	10	financial	financial	ADJ
amfbr-130	205	11	performance	performance	NOUN
amfbr-130	205	12	and	and	CCONJ
amfbr-130	205	13	the	the	DET
amfbr-130	205	14	growth	growth	NOUN
amfbr-130	205	15	of	of	ADP
amfbr-130	205	16	the	the	DET
amfbr-130	205	17	written	write	VERB
amfbr-130	205	18	insurance	insurance	NOUN
amfbr-130	205	19	premiums	premium	NOUN
amfbr-130	205	20	.	.	PUNCT
amfbr-130	206	1	pervan	pervan	NOUN
amfbr-130	206	2	and	and	CCONJ
amfbr-130	206	3	pavic	pavic	ADJ
amfbr-130	206	4	(	(	PUNCT
amfbr-130	206	5	2010	2010	NUM
amfbr-130	206	6	)	)	PUNCT
amfbr-130	206	7	and	and	CCONJ
amfbr-130	206	8	curak	curak	VERB
amfbr-130	206	9	et	et	PROPN
amfbr-130	206	10	al	al	PROPN
amfbr-130	206	11	(	(	PUNCT
amfbr-130	206	12	2011	2011	NUM
amfbr-130	206	13	)	)	PUNCT
amfbr-130	206	14	investigated	investigate	VERB
amfbr-130	206	15	into	into	ADP
amfbr-130	206	16	the	the	DET
amfbr-130	206	17	impacts	impact	NOUN
amfbr-130	206	18	of	of	ADP
amfbr-130	206	19	firm	firm	ADJ
amfbr-130	206	20	-	-	PUNCT
amfbr-130	206	21	specific	specific	ADJ
amfbr-130	206	22	,	,	PUNCT
amfbr-130	206	23	industry	industry	NOUN
amfbr-130	206	24	-	-	PUNCT
amfbr-130	206	25	specific	specific	ADJ
amfbr-130	206	26	and	and	CCONJ
amfbr-130	206	27	macroeconomic	macroeconomic	ADJ
amfbr-130	206	28	variables	variable	NOUN
amfbr-130	206	29	on	on	ADP
amfbr-130	206	30	the	the	DET
amfbr-130	206	31	financial	financial	ADJ
amfbr-130	206	32	performance	performance	NOUN
amfbr-130	206	33	of	of	ADP
amfbr-130	206	34	the	the	DET
amfbr-130	206	35	croatian	croatian	ADJ
amfbr-130	206	36	non	non	ADJ
amfbr-130	206	37	-	-	ADJ
amfbr-130	206	38	life	life	ADJ
amfbr-130	206	39	and	and	CCONJ
amfbr-130	206	40	composite	composite	ADJ
amfbr-130	206	41	insurance	insurance	NOUN
amfbr-130	206	42	companies	company	NOUN
amfbr-130	206	43	respectively	respectively	ADV
amfbr-130	206	44	.	.	PUNCT
amfbr-130	207	1	the	the	DET
amfbr-130	207	2	results	result	NOUN
amfbr-130	207	3	of	of	ADP
amfbr-130	207	4	pervan	pervan	PROPN
amfbr-130	207	5	and	and	CCONJ
amfbr-130	207	6	pavic	pavic	ADJ
amfbr-130	207	7	revealed	reveal	VERB
amfbr-130	207	8	an	an	DET
amfbr-130	207	9	inverse	inverse	NOUN
amfbr-130	207	10	and	and	CCONJ
amfbr-130	207	11	significant	significant	ADJ
amfbr-130	207	12	influence	influence	NOUN
amfbr-130	207	13	of	of	ADP
amfbr-130	207	14	ownership	ownership	NOUN
amfbr-130	207	15	,	,	PUNCT
amfbr-130	207	16	expense	expense	NOUN
amfbr-130	207	17	ratio	ratio	NOUN
amfbr-130	207	18	and	and	CCONJ
amfbr-130	207	19	inflation	inflation	NOUN
amfbr-130	207	20	on	on	ADP
amfbr-130	207	21	profitability	profitability	NOUN
amfbr-130	207	22	.	.	PUNCT
amfbr-130	208	1	in	in	ADP
amfbr-130	208	2	lending	lend	VERB
amfbr-130	208	3	support	support	NOUN
amfbr-130	208	4	to	to	ADP
amfbr-130	208	5	the	the	DET
amfbr-130	208	6	findings	finding	NOUN
amfbr-130	208	7	of	of	ADP
amfbr-130	208	8	pervan	pervan	PROPN
amfbr-130	208	9	and	and	CCONJ
amfbr-130	208	10	pevic	pevic	VERB
amfbr-130	208	11	(	(	PUNCT
amfbr-130	208	12	2010	2010	NUM
amfbr-130	208	13	)	)	PUNCT
amfbr-130	208	14	,	,	PUNCT
amfbr-130	208	15	curak	curak	VERB
amfbr-130	208	16	et	et	PROPN
amfbr-130	208	17	al	al	PROPN
amfbr-130	208	18	(	(	PUNCT
amfbr-130	208	19	2011	2011	NUM
amfbr-130	208	20	)	)	PUNCT
amfbr-130	208	21	indicated	indicate	VERB
amfbr-130	208	22	that	that	DET
amfbr-130	208	23	size	size	NOUN
amfbr-130	208	24	,	,	PUNCT
amfbr-130	208	25	underwriting	underwriting	NOUN
amfbr-130	208	26	risk	risk	NOUN
amfbr-130	208	27	,	,	PUNCT
amfbr-130	208	28	inflation	inflation	NOUN
amfbr-130	208	29	and	and	CCONJ
amfbr-130	208	30	equity	equity	NOUN
amfbr-130	208	31	returns	return	NOUN
amfbr-130	208	32	have	have	VERB
amfbr-130	208	33	significant	significant	ADJ
amfbr-130	208	34	association	association	NOUN
amfbr-130	208	35	with	with	ADP
amfbr-130	208	36	composite	composite	ADJ
amfbr-130	208	37	insurers	insurer	NOUN
amfbr-130	208	38	’	’	PART
amfbr-130	208	39	financial	financial	ADJ
amfbr-130	208	40	performance	performance	NOUN
amfbr-130	208	41	.	.	PUNCT
amfbr-130	209	1	there	there	PRON
amfbr-130	209	2	has	have	AUX
amfbr-130	209	3	not	not	PART
amfbr-130	209	4	been	be	AUX
amfbr-130	209	5	any	any	DET
amfbr-130	209	6	known	know	VERB
amfbr-130	209	7	study	study	NOUN
amfbr-130	209	8	on	on	ADP
amfbr-130	209	9	the	the	DET
amfbr-130	209	10	effect	effect	NOUN
amfbr-130	209	11	of	of	ADP
amfbr-130	209	12	monetary	monetary	ADJ
amfbr-130	209	13	policy	policy	NOUN
amfbr-130	209	14	on	on	ADP
amfbr-130	209	15	the	the	DET
amfbr-130	209	16	performance	performance	NOUN
amfbr-130	209	17	of	of	ADP
amfbr-130	209	18	the	the	DET
amfbr-130	209	19	insurance	insurance	NOUN
amfbr-130	209	20	industry	industry	NOUN
amfbr-130	209	21	in	in	ADP
amfbr-130	209	22	nigeria	nigeria	PROPN
amfbr-130	209	23	.	.	PUNCT
amfbr-130	210	1	similar	similar	ADJ
amfbr-130	210	2	study	study	NOUN
amfbr-130	210	3	such	such	ADJ
amfbr-130	210	4	as	as	ADP
amfbr-130	210	5	aburieme	aburieme	NOUN
amfbr-130	210	6	(	(	PUNCT
amfbr-130	210	7	2008	2008	NUM
amfbr-130	210	8	)	)	PUNCT
amfbr-130	210	9	examined	examine	VERB
amfbr-130	210	10	the	the	DET
amfbr-130	210	11	effect	effect	NOUN
amfbr-130	210	12	of	of	ADP
amfbr-130	210	13	monetary	monetary	ADJ
amfbr-130	210	14	policy	policy	NOUN
amfbr-130	210	15	on	on	ADP
amfbr-130	210	16	the	the	DET
amfbr-130	210	17	performance	performance	NOUN
amfbr-130	210	18	of	of	ADP
amfbr-130	210	19	nigerian	nigerian	ADJ
amfbr-130	210	20	banking	banking	NOUN
amfbr-130	210	21	industry	industry	NOUN
amfbr-130	210	22	.	.	PUNCT
amfbr-130	211	1	the	the	DET
amfbr-130	211	2	neglect	neglect	NOUN
amfbr-130	211	3	in	in	ADP
amfbr-130	211	4	empirical	empirical	ADJ
amfbr-130	211	5	research	research	NOUN
amfbr-130	211	6	can	can	AUX
amfbr-130	211	7	be	be	AUX
amfbr-130	211	8	traced	trace	VERB
amfbr-130	211	9	to	to	ADP
amfbr-130	211	10	the	the	DET
amfbr-130	211	11	indirect	indirect	ADJ
amfbr-130	211	12	effect	effect	NOUN
amfbr-130	211	13	of	of	ADP
amfbr-130	211	14	monetary	monetary	ADJ
amfbr-130	211	15	policy	policy	NOUN
amfbr-130	211	16	on	on	ADP
amfbr-130	211	17	the	the	DET
amfbr-130	211	18	insurance	insurance	NOUN
amfbr-130	211	19	industry	industry	NOUN
amfbr-130	211	20	.	.	PUNCT
amfbr-130	212	1	3	3	X
amfbr-130	212	2	.	.	X
amfbr-130	212	3	research	research	NOUN
amfbr-130	212	4	methodology	methodology	NOUN
amfbr-130	212	5	data	datum	NOUN
amfbr-130	212	6	collections	collection	NOUN
amfbr-130	212	7	for	for	ADP
amfbr-130	212	8	this	this	DET
amfbr-130	212	9	study	study	NOUN
amfbr-130	212	10	were	be	AUX
amfbr-130	212	11	from	from	ADP
amfbr-130	212	12	secondary	secondary	ADJ
amfbr-130	212	13	sources	source	NOUN
amfbr-130	212	14	of	of	ADP
amfbr-130	212	15	information	information	NOUN
amfbr-130	212	16	.	.	PUNCT
amfbr-130	213	1	the	the	DET
amfbr-130	213	2	sources	source	NOUN
amfbr-130	213	3	include	include	VERB
amfbr-130	213	4	the	the	DET
amfbr-130	213	5	central	central	ADJ
amfbr-130	213	6	bank	bank	PROPN
amfbr-130	213	7	of	of	ADP
amfbr-130	213	8	nigeria	nigeria	PROPN
amfbr-130	213	9	(	(	PUNCT
amfbr-130	213	10	cbn	cbn	PROPN
amfbr-130	213	11	)	)	PUNCT
amfbr-130	213	12	,	,	PUNCT
amfbr-130	213	13	financial	financial	ADJ
amfbr-130	213	14	statement	statement	NOUN
amfbr-130	213	15	of	of	ADP
amfbr-130	213	16	the	the	DET
amfbr-130	213	17	quoted	quote	VERB
amfbr-130	213	18	insurance	insurance	NOUN
amfbr-130	213	19	firms	firm	NOUN
amfbr-130	213	20	,	,	PUNCT
amfbr-130	213	21	textbooks	textbook	NOUN
amfbr-130	213	22	,	,	PUNCT
amfbr-130	213	23	and	and	CCONJ
amfbr-130	213	24	journals	journal	NOUN
amfbr-130	213	25	,	,	PUNCT
amfbr-130	213	26	write	write	VERB
amfbr-130	213	27	ups	up	NOUN
amfbr-130	213	28	and	and	CCONJ
amfbr-130	213	29	various	various	ADJ
amfbr-130	213	30	publications	publication	NOUN
amfbr-130	213	31	such	such	ADJ
amfbr-130	213	32	as	as	ADP
amfbr-130	213	33	cbn	cbn	PROPN
amfbr-130	213	34	statistical	statistical	ADJ
amfbr-130	213	35	bulletin	bulletin	NOUN
amfbr-130	213	36	and	and	CCONJ
amfbr-130	213	37	periodical	periodical	ADJ
amfbr-130	213	38	bulletin	bulletin	NOUN
amfbr-130	213	39	.	.	PUNCT
amfbr-130	214	1	a	a	DET
amfbr-130	214	2	regression	regression	NOUN
amfbr-130	214	3	method	method	NOUN
amfbr-130	214	4	of	of	ADP
amfbr-130	214	5	ordinary	ordinary	ADJ
amfbr-130	214	6	least	least	ADJ
amfbr-130	214	7	square	square	ADJ
amfbr-130	214	8	(	(	PUNCT
amfbr-130	214	9	ols	ol	NOUN
amfbr-130	214	10	)	)	PUNCT
amfbr-130	214	11	,	,	PUNCT
amfbr-130	214	12	granger	granger	PROPN
amfbr-130	214	13	causality	causality	PROPN
amfbr-130	214	14	test	test	NOUN
amfbr-130	214	15	,	,	PUNCT
amfbr-130	214	16	error	error	NOUN
amfbr-130	214	17	correction	correction	NOUN
amfbr-130	214	18	estimate	estimate	VERB
amfbr-130	214	19	,	,	PUNCT
amfbr-130	214	20	augmented	augment	VERB
amfbr-130	214	21	dickey	dickey	PROPN
amfbr-130	214	22	fuller	full	ADJ
amfbr-130	214	23	unit	unit	NOUN
amfbr-130	214	24	root	root	NOUN
amfbr-130	214	25	test	test	NOUN
amfbr-130	214	26	and	and	CCONJ
amfbr-130	214	27	johansen	johansen	PROPN
amfbr-130	214	28	co	co	PROPN
amfbr-130	214	29	-	-	NOUN
amfbr-130	214	30	integration	integration	NOUN
amfbr-130	214	31	test	test	NOUN
amfbr-130	214	32	of	of	ADP
amfbr-130	214	33	research	research	NOUN
amfbr-130	214	34	design	design	NOUN
amfbr-130	214	35	were	be	AUX
amfbr-130	214	36	adopted	adopt	VERB
amfbr-130	214	37	to	to	PART
amfbr-130	214	38	ascertain	ascertain	VERB
amfbr-130	214	39	the	the	DET
amfbr-130	214	40	effect	effect	NOUN
amfbr-130	214	41	of	of	ADP
amfbr-130	214	42	monetary	monetary	ADJ
amfbr-130	214	43	policy	policy	NOUN
amfbr-130	214	44	on	on	ADP
amfbr-130	214	45	return	return	NOUN
amfbr-130	214	46	on	on	ADP
amfbr-130	214	47	equity	equity	NOUN
amfbr-130	214	48	of	of	ADP
amfbr-130	214	49	the	the	DET
amfbr-130	214	50	quoted	quote	VERB
amfbr-130	214	51	insurance	insurance	NOUN
amfbr-130	214	52	firms	firm	NOUN
amfbr-130	214	53	within	within	ADP
amfbr-130	214	54	the	the	DET
amfbr-130	214	55	periods	period	NOUN
amfbr-130	214	56	covered	cover	VERB
amfbr-130	214	57	in	in	ADP
amfbr-130	214	58	this	this	DET
amfbr-130	214	59	study	study	NOUN
amfbr-130	214	60	.	.	PUNCT
amfbr-130	215	1	3.1	3.1	NUM
amfbr-130	215	2	analytical	analytical	ADJ
amfbr-130	215	3	framework	framework	NOUN
amfbr-130	215	4	the	the	DET
amfbr-130	215	5	econometric	econometric	ADJ
amfbr-130	215	6	model	model	NOUN
amfbr-130	215	7	to	to	PART
amfbr-130	215	8	consider	consider	VERB
amfbr-130	215	9	in	in	ADP
amfbr-130	215	10	this	this	DET
amfbr-130	215	11	study	study	NOUN
amfbr-130	215	12	takes	take	VERB
amfbr-130	215	13	monetary	monetary	ADJ
amfbr-130	215	14	policy	policy	NOUN
amfbr-130	215	15	and	and	CCONJ
amfbr-130	215	16	return	return	NOUN
amfbr-130	215	17	as	as	ADP
amfbr-130	215	18	the	the	DET
amfbr-130	215	19	explanatory	explanatory	ADJ
amfbr-130	215	20	variables	variable	NOUN
amfbr-130	215	21	and	and	CCONJ
amfbr-130	215	22	return	return	VERB
amfbr-130	215	23	on	on	ADP
amfbr-130	215	24	equity	equity	NOUN
amfbr-130	215	25	as	as	ADP
amfbr-130	215	26	dependent	dependent	ADJ
amfbr-130	215	27	variable	variable	NOUN
amfbr-130	215	28	respectively	respectively	ADV
amfbr-130	215	29	.	.	PUNCT
amfbr-130	216	1	these	these	DET
amfbr-130	216	2	variables	variable	NOUN
amfbr-130	216	3	are	be	AUX
amfbr-130	216	4	used	use	VERB
amfbr-130	216	5	at	at	ADP
amfbr-130	216	6	constant	constant	ADJ
amfbr-130	216	7	prices	price	NOUN
amfbr-130	216	8	to	to	PART
amfbr-130	216	9	obtain	obtain	VERB
amfbr-130	216	10	a	a	DET
amfbr-130	216	11	reliable	reliable	ADJ
amfbr-130	216	12	parameter	parameter	NOUN
amfbr-130	216	13	estimates	estimate	NOUN
amfbr-130	216	14	in	in	ADP
amfbr-130	216	15	the	the	DET
amfbr-130	216	16	time	time	NOUN
amfbr-130	216	17	series	series	PROPN
amfbr-130	216	18	regression	regression	PROPN
amfbr-130	216	19	.	.	PUNCT
amfbr-130	217	1	this	this	DET
amfbr-130	217	2	study	study	NOUN
amfbr-130	217	3	used	use	VERB
amfbr-130	217	4	the	the	DET
amfbr-130	217	5	multiple	multiple	ADJ
amfbr-130	217	6	regression	regression	NOUN
amfbr-130	217	7	models	model	NOUN
amfbr-130	217	8	.	.	PUNCT
amfbr-130	218	1	the	the	DET
amfbr-130	218	2	test	test	NOUN
amfbr-130	218	3	is	be	AUX
amfbr-130	218	4	basically	basically	ADV
amfbr-130	218	5	modeled	model	VERB
amfbr-130	218	6	based	base	VERB
amfbr-130	218	7	on	on	ADP
amfbr-130	218	8	an	an	DET
amfbr-130	218	9	estimated	estimate	VERB
amfbr-130	218	10	regression	regression	NOUN
amfbr-130	218	11	model	model	NOUN
amfbr-130	218	12	,	,	PUNCT
amfbr-130	218	13	by	by	ADP
amfbr-130	218	14	ordinary	ordinary	ADJ
amfbr-130	218	15	least	least	ADJ
amfbr-130	218	16	square	square	ADJ
amfbr-130	218	17	(	(	PUNCT
amfbr-130	218	18	ols	ols	PROPN
amfbr-130	218	19	)	)	PUNCT
amfbr-130	218	20	estimator	estimator	NOUN
amfbr-130	218	21	(	(	PUNCT
amfbr-130	218	22	pesaranet	pesaranet	PROPN
amfbr-130	218	23	al	al	PROPN
amfbr-130	218	24	.	.	PROPN
amfbr-130	218	25	,	,	PUNCT
amfbr-130	218	26	2001	2001	NUM
amfbr-130	218	27	)	)	PUNCT
amfbr-130	218	28	.	.	PUNCT
amfbr-130	219	1	an	an	DET
amfbr-130	219	2	f	f	NOUN
amfbr-130	219	3	-	-	PUNCT
amfbr-130	219	4	test	test	NOUN
amfbr-130	219	5	of	of	ADP
amfbr-130	219	6	the	the	DET
amfbr-130	219	7	joint	joint	ADJ
amfbr-130	219	8	significance	significance	NOUN
amfbr-130	219	9	of	of	ADP
amfbr-130	219	10	the	the	DET
amfbr-130	219	11	coefficients	coefficient	NOUN
amfbr-130	219	12	of	of	ADP
amfbr-130	219	13	the	the	DET
amfbr-130	219	14	model	model	NOUN
amfbr-130	219	15	,	,	PUNCT
amfbr-130	219	16	t	t	PROPN
amfbr-130	219	17	h	h	NOUN
amfbr-130	219	18	e	e	PROPN
amfbr-130	219	19	variables	variable	NOUN
amfbr-130	219	20	was	be	AUX
amfbr-130	219	21	used	use	VERB
amfbr-130	219	22	to	to	PART
amfbr-130	219	23	test	test	VERB
amfbr-130	219	24	the	the	DET
amfbr-130	219	25	hypothesis	hypothesis	NOUN
amfbr-130	219	26	of	of	ADP
amfbr-130	219	27	no	no	DET
amfbr-130	219	28	co	co	NOUN
amfbr-130	219	29	-	-	NOUN
amfbr-130	219	30	integration	integration	NOUN
amfbr-130	219	31	among	among	ADP
amfbr-130	219	32	the	the	DET
amfbr-130	219	33	variables	variable	NOUN
amfbr-130	219	34	against	against	ADP
amfbr-130	219	35	the	the	DET
amfbr-130	219	36	presence	presence	NOUN
amfbr-130	219	37	of	of	ADP
amfbr-130	219	38	cointegration	cointegration	NOUN
amfbr-130	219	39	among	among	ADP
amfbr-130	219	40	the	the	DET
amfbr-130	219	41	variables	variable	NOUN
amfbr-130	219	42	.	.	PUNCT
amfbr-130	220	1	the	the	DET
amfbr-130	220	2	null	null	ADJ
amfbr-130	220	3	hypothesis	hypothesis	NOUN
amfbr-130	220	4	of	of	ADP
amfbr-130	220	5	no	no	DET
amfbr-130	220	6	co	co	NOUN
amfbr-130	220	7	-	-	NOUN
amfbr-130	220	8	integration	integration	NOUN
amfbr-130	220	9	bet	bet	NOUN
amfbr-130	220	10	ween	ween	X
amfbr-130	220	11	the	the	DET
amfbr-130	220	12	dependent	dependent	ADJ
amfbr-130	220	13	and	and	CCONJ
amfbr-130	220	14	the	the	DET
amfbr-130	220	15	independent	independent	ADJ
amfbr-130	220	16	var	var	NOUN
amfbr-130	220	17	iables	iable	NOUN
amfbr-130	220	18	as	as	SCONJ
amfbr-130	220	19	specified	specify	VERB
amfbr-130	220	20	below	below	ADV
amfbr-130	220	21	:	:	PUNCT
amfbr-130	220	22	roe	roe	PROPN
amfbr-130	220	23	=	=	SYM
amfbr-130	220	24	f	f	PROPN
amfbr-130	220	25	(	(	PUNCT
amfbr-130	220	26	exr	exr	PROPN
amfbr-130	220	27	,	,	PUNCT
amfbr-130	220	28	intr	intr	PROPN
amfbr-130	220	29	,	,	PUNCT
amfbr-130	220	30	tbr	tbr	NOUN
amfbr-130	220	31	,	,	PUNCT
amfbr-130	220	32	mpr	mpr	NOUN
amfbr-130	220	33	,	,	PUNCT
amfbr-130	220	34	g	g	PROPN
amfbr-130	220	35	-	-	PUNCT
amfbr-130	220	36	m2	m2	NOUN
amfbr-130	220	37	)	)	PUNCT
amfbr-130	220	38	1	1	NUM
amfbr-130	220	39	it	it	PRON
amfbr-130	220	40	is	be	AUX
amfbr-130	220	41	empirically	empirically	ADV
amfbr-130	220	42	stated	state	VERB
amfbr-130	220	43	as	as	ADP
amfbr-130	220	44	roe	roe	NOUN
amfbr-130	220	45	=	=	PROPN
amfbr-130	220	46	0	0	X
amfbr-130	220	47	exr1	exr1	PUNCT
amfbr-130	220	48	intr2	intr2	X
amfbr-130	220	49	tbr3	tbr3	PUNCT
amfbr-130	220	50	mpr4	mpr4	X
amfbr-130	220	51			PROPN
amfbr-130	220	52	25	25	NUM
amfbr-130	220	53	mg	mg	NOUN
amfbr-130	220	54			NOUN
amfbr-130	220	55	2	2	NUM
amfbr-130	220	56	where	where	SCONJ
amfbr-130	220	57	roe	roe	NOUN
amfbr-130	220	58	=	=	NOUN
amfbr-130	220	59	return	return	VERB
amfbr-130	220	60	on	on	ADP
amfbr-130	220	61	equity	equity	NOUN
amfbr-130	220	62	of	of	ADP
amfbr-130	220	63	the	the	DET
amfbr-130	220	64	quoted	quote	VERB
amfbr-130	220	65	insurance	insurance	NOUN
amfbr-130	220	66	firms	firm	NOUN
amfbr-130	220	67	exr	exr	PROPN
amfbr-130	220	68	=	=	SYM
amfbr-130	220	69	naira	naira	PROPN
amfbr-130	220	70	exchange	exchange	NOUN
amfbr-130	220	71	rate	rate	NOUN
amfbr-130	220	72	per	per	ADP
amfbr-130	220	73	us	we	PRON
amfbr-130	220	74	dollar	dollar	NOUN
amfbr-130	220	75	intr	intr	NOUN
amfbr-130	220	76	=	=	PUNCT
amfbr-130	220	77	interest	interest	NOUN
amfbr-130	220	78	rate	rate	NOUN
amfbr-130	220	79	tbr	tbr	NOUN
amfbr-130	220	80	=	=	PROPN
amfbr-130	220	81	treasury	treasury	PROPN
amfbr-130	220	82	bill	bill	NOUN
amfbr-130	220	83	rate	rate	NOUN
amfbr-130	220	84	mpr	mpr	NOUN
amfbr-130	220	85	=	=	PUNCT
amfbr-130	220	86	monetary	monetary	ADJ
amfbr-130	220	87	policy	policy	NOUN
amfbr-130	220	88	rate	rate	NOUN
amfbr-130	220	89	g	g	PROPN
amfbr-130	220	90	-	-	PUNCT
amfbr-130	220	91	m2	m2	NOUN
amfbr-130	220	92	=	=	PUNCT
amfbr-130	220	93	growth	growth	NOUN
amfbr-130	220	94	of	of	ADP
amfbr-130	220	95	money	money	NOUN
amfbr-130	220	96	supply	supply	VERB
amfbr-130	220	97	a	a	PRON
amfbr-130	220	98	-	-	PUNCT
amfbr-130	220	99	priori	priori	ADJ
amfbr-130	220	100	expectation	expectation	NOUN
amfbr-130	220	101	:	:	PUNCT
amfbr-130	220	102	00	00	NUM
amfbr-130	220	103	,	,	PUNCT
amfbr-130	220	104	,	,	PUNCT
amfbr-130	220	105	,	,	PUNCT
amfbr-130	220	106	35421	35421	NUM
amfbr-130	220	107			PROPN
amfbr-130	220	108			PROPN
amfbr-130	220	109	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	220	110	american	american	PROPN
amfbr-130	220	111	finance	finance	PROPN
amfbr-130	220	112	&	&	CCONJ
amfbr-130	220	113	banking	banking	PROPN
amfbr-130	220	114	review	review	PROPN
amfbr-130	220	115	vol	vol	NOUN
amfbr-130	220	116	.	.	PROPN
amfbr-130	221	1	2	2	NUM
amfbr-130	221	2	,	,	PUNCT
amfbr-130	221	3	no	no	INTJ
amfbr-130	221	4	.	.	NOUN
amfbr-130	221	5	1	1	NUM
amfbr-130	221	6	;	;	PUNCT
amfbr-130	221	7	2018	2018	NUM
amfbr-130	221	8	71	71	NUM
amfbr-130	221	9	formulating	formulate	VERB
amfbr-130	221	10	model	model	NOUN
amfbr-130	221	11	for	for	ADP
amfbr-130	221	12	hypotheses	hypothesis	NOUN
amfbr-130	221	13	testing	testing	NOUN
amfbr-130	221	14	hypothesis	hypothesis	NOUN
amfbr-130	222	1	i	i	NOUN
amfbr-130	222	2	roe	roe	NOUN
amfbr-130	223	1	=	=	PUNCT
amfbr-130	223	2	0	0	NOUN
amfbr-130	224	1	+	+	CCONJ
amfbr-130	225	1			PROPN
amfbr-130	225	2	exr2	exr2	PROPN
amfbr-130	225	3	3	3	NUM
amfbr-130	225	4	roe	roe	NOUN
amfbr-130	225	5	=	=	NOUN
amfbr-130	225	6	0	0	NOUN
amfbr-130	226	1	+	+	CCONJ
amfbr-130	227	1			PROPN
amfbr-130	227	2	intr2	intr2	PROPN
amfbr-130	227	3	4	4	NUM
amfbr-130	227	4	roe	roe	NOUN
amfbr-130	227	5	=	=	NOUN
amfbr-130	227	6	0	0	NOUN
amfbr-130	228	1	+	+	CCONJ
amfbr-130	229	1			NUM
amfbr-130	229	2	tbr2	tbr2	NUM
amfbr-130	229	3	5	5	NUM
amfbr-130	229	4	roe	roe	NOUN
amfbr-130	229	5	=	=	NOUN
amfbr-130	229	6	0	0	NOUN
amfbr-130	230	1	+	+	CCONJ
amfbr-130	230	2			ADJ
amfbr-130	230	3	mpr2	mpr2	NOUN
amfbr-130	230	4	6	6	NUM
amfbr-130	230	5	roa	roa	NOUN
amfbr-130	230	6	=	=	NOUN
amfbr-130	230	7	0	0	NOUN
amfbr-130	231	1	+	+	CCONJ
amfbr-130	231	2			PROPN
amfbr-130	231	3			PROPN
amfbr-130	231	4	22	22	NUM
amfbr-130	231	5	mg	mg	PROPN
amfbr-130	231	6	7	7	NUM
amfbr-130	231	7	3.2	3.2	NUM
amfbr-130	231	8	estimation	estimation	NOUN
amfbr-130	231	9	procedure	procedure	NOUN
amfbr-130	231	10	3.2.1	3.2.1	NUM
amfbr-130	231	11	unit	unit	NOUN
amfbr-130	231	12	root	root	NOUN
amfbr-130	231	13	test	test	NOUN
amfbr-130	231	14	most	most	ADJ
amfbr-130	231	15	of	of	ADP
amfbr-130	231	16	time	time	NOUN
amfbr-130	231	17	series	series	PROPN
amfbr-130	231	18	have	have	VERB
amfbr-130	231	19	unit	unit	NOUN
amfbr-130	231	20	root	root	NOUN
amfbr-130	231	21	as	as	SCONJ
amfbr-130	231	22	demonstrated	demonstrate	VERB
amfbr-130	231	23	by	by	ADP
amfbr-130	231	24	many	many	ADJ
amfbr-130	231	25	studies	study	NOUN
amfbr-130	231	26	including	include	VERB
amfbr-130	231	27	nelson	nelson	PROPN
amfbr-130	231	28	and	and	CCONJ
amfbr-130	231	29	plosser	plosser	NOUN
amfbr-130	231	30	(	(	PUNCT
amfbr-130	231	31	1982	1982	NUM
amfbr-130	231	32	)	)	PUNCT
amfbr-130	231	33	,	,	PUNCT
amfbr-130	231	34	stock	stock	NOUN
amfbr-130	231	35	and	and	CCONJ
amfbr-130	231	36	watson	watson	PROPN
amfbr-130	231	37	(	(	PUNCT
amfbr-130	231	38	1988	1988	NUM
amfbr-130	231	39	)	)	PUNCT
amfbr-130	231	40	and	and	CCONJ
amfbr-130	231	41	campbell	campbell	PROPN
amfbr-130	231	42	and	and	CCONJ
amfbr-130	231	43	peron	peron	PROPN
amfbr-130	231	44	(	(	PUNCT
amfbr-130	231	45	1991	1991	NUM
amfbr-130	231	46	)	)	PUNCT
amfbr-130	231	47	.	.	PUNCT
amfbr-130	232	1	therefore	therefore	ADV
amfbr-130	232	2	,	,	PUNCT
amfbr-130	232	3	their	their	PRON
amfbr-130	232	4	means	mean	NOUN
amfbr-130	232	5	of	of	ADP
amfbr-130	232	6	variance	variance	NOUN
amfbr-130	232	7	of	of	ADP
amfbr-130	232	8	such	such	ADJ
amfbr-130	232	9	time	time	NOUN
amfbr-130	232	10	series	series	NOUN
amfbr-130	232	11	are	be	AUX
amfbr-130	232	12	not	not	PART
amfbr-130	232	13	independent	independent	ADJ
amfbr-130	232	14	of	of	ADP
amfbr-130	232	15	time	time	NOUN
amfbr-130	232	16	.	.	PUNCT
amfbr-130	233	1	conventional	conventional	ADJ
amfbr-130	233	2	regression	regression	NOUN
amfbr-130	233	3	technique	technique	NOUN
amfbr-130	233	4	based	base	VERB
amfbr-130	233	5	on	on	ADP
amfbr-130	233	6	non	non	ADJ
amfbr-130	233	7	-	-	ADJ
amfbr-130	233	8	stationary	stationary	ADJ
amfbr-130	233	9	time	time	NOUN
amfbr-130	233	10	series	series	PROPN
amfbr-130	233	11	produce	produce	VERB
amfbr-130	233	12	spurious	spurious	ADJ
amfbr-130	233	13	regression	regression	NOUN
amfbr-130	233	14	and	and	CCONJ
amfbr-130	233	15	statistic	statistic	NOUN
amfbr-130	233	16	may	may	AUX
amfbr-130	233	17	simply	simply	ADV
amfbr-130	233	18	indicate	indicate	VERB
amfbr-130	233	19	only	only	ADV
amfbr-130	233	20	correlated	correlate	VERB
amfbr-130	233	21	trends	trend	NOUN
amfbr-130	233	22	rather	rather	ADV
amfbr-130	233	23	true	true	ADJ
amfbr-130	233	24	relationship	relationship	NOUN
amfbr-130	233	25	granger	granger	PROPN
amfbr-130	233	26	and	and	CCONJ
amfbr-130	233	27	newbold	newbold	PROPN
amfbr-130	233	28	(	(	PUNCT
amfbr-130	233	29	1974	1974	NUM
amfbr-130	233	30	)	)	PUNCT
amfbr-130	233	31	.	.	PUNCT
amfbr-130	234	1	spurious	spurious	ADJ
amfbr-130	234	2	regression	regression	NOUN
amfbr-130	234	3	can	can	AUX
amfbr-130	234	4	be	be	AUX
amfbr-130	234	5	detected	detect	VERB
amfbr-130	234	6	in	in	ADP
amfbr-130	234	7	regression	regression	NOUN
amfbr-130	234	8	model	model	NOUN
amfbr-130	234	9	by	by	ADP
amfbr-130	234	10	low	low	ADJ
amfbr-130	234	11	durbin	durbin	PROPN
amfbr-130	234	12	watson	watson	NOUN
amfbr-130	234	13	and	and	CCONJ
amfbr-130	234	14	relatively	relatively	ADV
amfbr-130	234	15	moderate	moderate	ADJ
amfbr-130	234	16	r2	r2	NOUN
amfbr-130	234	17	.	.	PUNCT
amfbr-130	235	1	therefore	therefore	ADV
amfbr-130	235	2	,	,	PUNCT
amfbr-130	235	3	to	to	PART
amfbr-130	235	4	distinguish	distinguish	VERB
amfbr-130	235	5	between	between	ADP
amfbr-130	235	6	correlation	correlation	NOUN
amfbr-130	235	7	that	that	PRON
amfbr-130	235	8	arises	arise	VERB
amfbr-130	235	9	from	from	ADP
amfbr-130	235	10	share	share	NOUN
amfbr-130	235	11	trend	trend	NOUN
amfbr-130	235	12	and	and	CCONJ
amfbr-130	235	13	one	one	NUM
amfbr-130	235	14	associated	associate	VERB
amfbr-130	235	15	with	with	ADP
amfbr-130	235	16	an	an	DET
amfbr-130	235	17	underlying	underlying	ADJ
amfbr-130	235	18	causal	causal	ADJ
amfbr-130	235	19	relationship	relationship	NOUN
amfbr-130	235	20	;	;	PUNCT
amfbr-130	235	21	we	we	PRON
amfbr-130	235	22	use	use	VERB
amfbr-130	235	23	both	both	PRON
amfbr-130	235	24	the	the	DET
amfbr-130	235	25	augmented	augment	VERB
amfbr-130	235	26	dickey	dickey	PROPN
amfbr-130	235	27	fuller	full	ADJ
amfbr-130	235	28	(	(	PUNCT
amfbr-130	235	29	dickey	dickey	NOUN
amfbr-130	235	30	and	and	CCONJ
amfbr-130	235	31	fuller	full	ADJ
amfbr-130	235	32	,	,	PUNCT
amfbr-130	235	33	1979	1979	NUM
amfbr-130	235	34	,	,	PUNCT
amfbr-130	235	35	1981	1981	NUM
amfbr-130	235	36	)	)	PUNCT
amfbr-130	235	37	ttt	ttt	NOUN
amfbr-130	235	38	xx	xx	NUM
amfbr-130	235	39			PROPN
amfbr-130	235	40			PROPN
amfbr-130	235	41	1	1	ADJ
amfbr-130	235	42	8	8	NUM
amfbr-130	236	1	the	the	DET
amfbr-130	236	2	null	null	ADJ
amfbr-130	236	3	hypotheses	hypothesis	NOUN
amfbr-130	236	4	for	for	ADP
amfbr-130	236	5	the	the	DET
amfbr-130	236	6	adfstatistic	adfstatistic	ADJ
amfbr-130	236	7	test	test	NOUN
amfbr-130	236	8	are	be	AUX
amfbr-130	236	9	h0	h0	PROPN
amfbr-130	236	10	.	.	PUNCT
amfbr-130	237	1	non	non	PROPN
amfbr-130	237	2	stationary	stationary	PROPN
amfbr-130	237	3	(	(	PUNCT
amfbr-130	237	4	unit	unit	NOUN
amfbr-130	237	5	root	root	NOUN
amfbr-130	237	6	)	)	PUNCT
amfbr-130	237	7	and	and	CCONJ
amfbr-130	237	8	h0	h0	PROPN
amfbr-130	237	9	:	:	PUNCT
amfbr-130	237	10	stationary	stationary	ADJ
amfbr-130	237	11	respectively	respectively	ADV
amfbr-130	237	12	3.2.2	3.2.2	NUM
amfbr-130	237	13	cointegration	cointegration	NOUN
amfbr-130	237	14	to	to	PART
amfbr-130	237	15	search	search	VERB
amfbr-130	237	16	for	for	ADP
amfbr-130	237	17	possible	possible	ADJ
amfbr-130	237	18	long	long	ADJ
amfbr-130	237	19	run	run	NOUN
amfbr-130	237	20	relationship	relationship	NOUN
amfbr-130	237	21	amongst	amongst	ADP
amfbr-130	237	22	the	the	DET
amfbr-130	237	23	variables	variable	NOUN
amfbr-130	237	24	,	,	PUNCT
amfbr-130	237	25	we	we	PRON
amfbr-130	237	26	employ	employ	VERB
amfbr-130	237	27	the	the	DET
amfbr-130	237	28	johansen	johansen	PROPN
amfbr-130	237	29	and	and	CCONJ
amfbr-130	237	30	juselius	juselius	PROPN
amfbr-130	237	31	(	(	PUNCT
amfbr-130	237	32	1990	1990	NUM
amfbr-130	237	33	)	)	PUNCT
amfbr-130	237	34	approach	approach	NOUN
amfbr-130	237	35	.	.	PUNCT
amfbr-130	238	1	thus	thus	ADV
amfbr-130	238	2	,	,	PUNCT
amfbr-130	238	3	the	the	DET
amfbr-130	238	4	study	study	NOUN
amfbr-130	238	5	constructed	construct	VERB
amfbr-130	238	6	a	a	DET
amfbr-130	238	7	p	p	ADV
amfbr-130	238	8	-	-	PUNCT
amfbr-130	238	9	dimensional	dimensional	ADJ
amfbr-130	238	10	(	(	PUNCT
amfbr-130	238	11	4x1	4x1	NUM
amfbr-130	238	12	)	)	PUNCT
amfbr-130	238	13	vector	vector	NOUN
amfbr-130	238	14	auto	auto	NOUN
amfbr-130	238	15	regression	regression	NOUN
amfbr-130	238	16	model	model	NOUN
amfbr-130	238	17	with	with	ADP
amfbr-130	238	18	gaussian	gaussian	ADJ
amfbr-130	238	19	errors	error	NOUN
amfbr-130	238	20	that	that	PRON
amfbr-130	238	21	can	can	AUX
amfbr-130	238	22	be	be	AUX
amfbr-130	238	23	expressed	express	VERB
amfbr-130	238	24	by	by	ADP
amfbr-130	238	25	its	its	PRON
amfbr-130	238	26	first	first	ADJ
amfbr-130	238	27	differenced	difference	VERB
amfbr-130	238	28	error	error	NOUN
amfbr-130	238	29	correction	correction	NOUN
amfbr-130	238	30	form	form	NOUN
amfbr-130	238	31	as	as	ADP
amfbr-130	238	32	ttktkttt	ttktkttt	PROPN
amfbr-130	238	33	yyyyy	yyyyy	PROPN
amfbr-130	238	34			PROPN
amfbr-130	238	35			PROPN
amfbr-130	238	36			PROPN
amfbr-130	238	37	1112211	1112211	NUM
amfbr-130	238	38	.....	.....	PUNCT
amfbr-130	239	1	9	9	NUM
amfbr-130	239	2	where	where	SCONJ
amfbr-130	239	3	yt	yt	NOUN
amfbr-130	239	4	are	be	AUX
amfbr-130	239	5	the	the	DET
amfbr-130	239	6	data	data	NOUN
amfbr-130	239	7	series	series	NOUN
amfbr-130	239	8	studied	study	VERB
amfbr-130	239	9	,	,	PUNCT
amfbr-130	239	10	t	t	PROPN
amfbr-130	239	11	is	be	AUX
amfbr-130	239	12	i.	i.	PROPN
amfbr-130	239	13	i.	i.	PROPN
amfbr-130	239	14	d	d	PROPN
amfbr-130	239	15	,	,	PUNCT
amfbr-130	239	16	n(0,∑	n(0,∑	ADJ
amfbr-130	239	17	)	)	PUNCT
amfbr-130	240	1	i	i	ADP
amfbr-130	240	2	+	+	CCONJ
amfbr-130	240	3	-1	-1	NOUN
amfbr-130	240	4	+	+	CCONJ
amfbr-130	240	5	a1	a1	NOUN
amfbr-130	240	6	+	+	CCONJ
amfbr-130	240	7	a1	a1	NOUN
amfbr-130	240	8	+	+	CCONJ
amfbr-130	240	9	a2	a2	PROPN
amfbr-130	240	10	+	+	CCONJ
amfbr-130	240	11	a3	a3	NOUN
amfbr-130	240	12	+	+	CCONJ
amfbr-130	240	13	…	…	PUNCT
amfbr-130	240	14	…	…	PUNCT
amfbr-130	240	15	.	.	PUNCT
amfbr-130	241	1	+	+	CCONJ
amfbr-130	241	2	ai	ai	VERB
amfbr-130	241	3	for	for	ADP
amfbr-130	241	4	i	i	PRON
amfbr-130	241	5	=	=	NOUN
amfbr-130	241	6	1,2,3	1,2,3	NUM
amfbr-130	241	7	…	…	SYM
amfbr-130	241	8	…	…	PUNCT
amfbr-130	241	9	..	..	PUNCT
amfbr-130	241	10	,k-1	,k-1	PUNCT
amfbr-130	241	11	,	,	PUNCT
amfbr-130	241	12	п	п	PROPN
amfbr-130	241	13	=	=	SYM
amfbr-130	241	14	i	i	PROPN
amfbr-130	241	15	–	–	PUNCT
amfbr-130	241	16	a1	a1	NOUN
amfbr-130	241	17	–	–	PUNCT
amfbr-130	241	18	a2	a2	NOUN
amfbr-130	241	19	…	…	PUNCT
amfbr-130	241	20	…	…	PUNCT
amfbr-130	241	21	-ak	-ak	X
amfbr-130	241	22	.	.	PUNCT
amfbr-130	242	1	the	the	DET
amfbr-130	242	2	п	п	PROPN
amfbr-130	242	3	matrix	matrix	NOUN
amfbr-130	242	4	conveys	convey	VERB
amfbr-130	242	5	information	information	NOUN
amfbr-130	242	6	about	about	ADP
amfbr-130	242	7	the	the	DET
amfbr-130	242	8	long	long	ADJ
amfbr-130	242	9	term	term	NOUN
amfbr-130	242	10	relationship	relationship	NOUN
amfbr-130	242	11	among	among	ADP
amfbr-130	242	12	the	the	DET
amfbr-130	242	13	yt	yt	PROPN
amfbr-130	242	14	variables	variable	NOUN
amfbr-130	242	15	studied	study	VERB
amfbr-130	242	16	.	.	PUNCT
amfbr-130	243	1	hence	hence	ADV
amfbr-130	243	2	,	,	PUNCT
amfbr-130	243	3	testing	test	VERB
amfbr-130	243	4	the	the	DET
amfbr-130	243	5	cointegration	cointegration	NOUN
amfbr-130	243	6	entails	entail	VERB
amfbr-130	243	7	testing	testing	NOUN
amfbr-130	243	8	for	for	ADP
amfbr-130	243	9	the	the	DET
amfbr-130	243	10	rank	rank	NOUN
amfbr-130	243	11	r	r	NOUN
amfbr-130	243	12	of	of	ADP
amfbr-130	243	13	matrix	matrix	NOUN
amfbr-130	243	14	п	п	NOUN
amfbr-130	243	15	by	by	ADP
amfbr-130	243	16	examine	examine	NOUN
amfbr-130	243	17	whether	whether	SCONJ
amfbr-130	243	18	the	the	DET
amfbr-130	243	19	eigenvalues	eigenvalue	NOUN
amfbr-130	243	20	of	of	ADP
amfbr-130	243	21	п	п	PROPN
amfbr-130	243	22	are	be	AUX
amfbr-130	243	23	significantly	significantly	ADV
amfbr-130	243	24	different	different	ADJ
amfbr-130	243	25	from	from	ADP
amfbr-130	243	26	zero	zero	NUM
amfbr-130	243	27	.	.	PUNCT
amfbr-130	244	1	johansen	johansen	PROPN
amfbr-130	244	2	and	and	CCONJ
amfbr-130	244	3	juselius	juselius	PROPN
amfbr-130	244	4	(	(	PUNCT
amfbr-130	244	5	1990	1990	NUM
amfbr-130	244	6	)	)	PUNCT
amfbr-130	244	7	proposed	propose	VERB
amfbr-130	244	8	two	two	NUM
amfbr-130	244	9	tests	test	NOUN
amfbr-130	244	10	statistics	statistic	NOUN
amfbr-130	244	11	to	to	PART
amfbr-130	244	12	determine	determine	VERB
amfbr-130	244	13	the	the	DET
amfbr-130	244	14	number	number	NOUN
amfbr-130	244	15	of	of	ADP
amfbr-130	244	16	cointegrating	cointegrate	VERB
amfbr-130	244	17	vectors	vector	NOUN
amfbr-130	244	18	(	(	PUNCT
amfbr-130	244	19	or	or	CCONJ
amfbr-130	244	20	the	the	DET
amfbr-130	244	21	rank	rank	NOUN
amfbr-130	244	22	of	of	ADP
amfbr-130	244	23	п	п	PROPN
amfbr-130	244	24	)	)	PUNCT
amfbr-130	244	25	,	,	PUNCT
amfbr-130	244	26	namely	namely	ADV
amfbr-130	244	27	the	the	DET
amfbr-130	244	28	trace	trace	NOUN
amfbr-130	244	29	and	and	CCONJ
amfbr-130	244	30	the	the	DET
amfbr-130	244	31	maximum	maximum	ADJ
amfbr-130	244	32	eigen	eigen	NOUN
amfbr-130	244	33	-	-	PUNCT
amfbr-130	244	34	value	value	NOUN
amfbr-130	244	35	(	(	PUNCT
amfbr-130	244	36	-trace	-trace	NUM
amfbr-130	244	37	)	)	PUNCT
amfbr-130	244	38	is	be	AUX
amfbr-130	244	39	computed	compute	VERB
amfbr-130	244	40	as	as	ADP
amfbr-130	244	41	;	;	PUNCT
amfbr-130	244	42	)	)	PUNCT
amfbr-130	244	43	1	1	X
amfbr-130	244	44	(	(	PUNCT
amfbr-130	244	45	1	1	NUM
amfbr-130	244	46			ADJ
amfbr-130	244	47			SYM
amfbr-130	244	48	n	n	CCONJ
amfbr-130	244	49	rj	rj	PROPN
amfbr-130	244	50	jinttrace	jinttrace	NOUN
amfbr-130	244	51			VERB
amfbr-130	244	52	10	10	NUM
amfbr-130	244	53	the	the	DET
amfbr-130	244	54	trace	trace	NOUN
amfbr-130	244	55	tests	test	VERB
amfbr-130	244	56	the	the	DET
amfbr-130	244	57	null	null	ADJ
amfbr-130	244	58	hypothesis	hypothesis	NOUN
amfbr-130	244	59	that	that	SCONJ
amfbr-130	244	60	“	"	PUNCT
amfbr-130	244	61	at	at	ADP
amfbr-130	244	62	most	most	ADJ
amfbr-130	244	63	”	"	PUNCT
amfbr-130	244	64	r	r	NOUN
amfbr-130	244	65	cointegration	cointegration	NOUN
amfbr-130	244	66	vector	vector	NOUN
amfbr-130	244	67	,	,	PUNCT
amfbr-130	244	68	with	with	ADP
amfbr-130	244	69	“	"	PUNCT
amfbr-130	244	70	more	more	ADJ
amfbr-130	244	71	than	than	ADP
amfbr-130	244	72	”	"	PUNCT
amfbr-130	244	73	r	r	NOUN
amfbr-130	244	74	vectors	vector	NOUN
amfbr-130	244	75	being	be	AUX
amfbr-130	244	76	the	the	DET
amfbr-130	244	77	alternative	alternative	ADJ
amfbr-130	244	78	hypothesis	hypothesis	NOUN
amfbr-130	244	79	.	.	PUNCT
amfbr-130	245	1	the	the	DET
amfbr-130	245	2	maximum	maximum	PROPN
amfbr-130	245	3	eigenvalue	eigenvalue	PROPN
amfbr-130	245	4	test	test	NOUN
amfbr-130	245	5	is	be	AUX
amfbr-130	245	6	given	give	VERB
amfbr-130	245	7	as	as	ADP
amfbr-130	245	8	:	:	PUNCT
amfbr-130	245	9	)	)	PUNCT
amfbr-130	245	10	1	1	NUM
amfbr-130	245	11	(	(	PUNCT
amfbr-130	245	12	1max	1max	NUM
amfbr-130	245	13			NOUN
amfbr-130	245	14	rtin	rtin	NOUN
amfbr-130	245	15			NOUN
amfbr-130	245	16	11	11	NUM
amfbr-130	245	17	it	it	PRON
amfbr-130	245	18	tests	test	VERB
amfbr-130	245	19	the	the	DET
amfbr-130	245	20	null	null	ADJ
amfbr-130	245	21	hypothesis	hypothesis	NOUN
amfbr-130	245	22	of	of	ADP
amfbr-130	245	23	r	r	NOUN
amfbr-130	245	24	cointegrating	cointegrate	VERB
amfbr-130	245	25	vectors	vector	NOUN
amfbr-130	245	26	against	against	ADP
amfbr-130	245	27	the	the	DET
amfbr-130	245	28	alternative	alternative	ADJ
amfbr-130	245	29	hypothesis	hypothesis	NOUN
amfbr-130	245	30	of	of	ADP
amfbr-130	245	31	r	r	NOUN
amfbr-130	245	32	+	+	CCONJ
amfbr-130	245	33	1	1	NUM
amfbr-130	245	34	cointegration	cointegration	NOUN
amfbr-130	245	35	vectors	vector	NOUN
amfbr-130	245	36	.	.	PUNCT
amfbr-130	246	1	in	in	ADP
amfbr-130	246	2	the	the	DET
amfbr-130	246	3	equation	equation	NOUN
amfbr-130	246	4	(	(	PUNCT
amfbr-130	246	5	3	3	NUM
amfbr-130	246	6	)	)	PUNCT
amfbr-130	246	7	and	and	CCONJ
amfbr-130	246	8	(	(	PUNCT
amfbr-130	246	9	4	4	NUM
amfbr-130	246	10	)	)	PUNCT
amfbr-130	246	11	,	,	PUNCT
amfbr-130	246	12	is	be	AUX
amfbr-130	246	13	the	the	DET
amfbr-130	246	14	sample	sample	NOUN
amfbr-130	246	15	size	size	NOUN
amfbr-130	246	16	and	and	CCONJ
amfbr-130	246	17			NOUN
amfbr-130	246	18	is	be	AUX
amfbr-130	246	19	the	the	DET
amfbr-130	246	20	largest	large	ADJ
amfbr-130	246	21	canonical	canonical	ADJ
amfbr-130	246	22	correlation	correlation	NOUN
amfbr-130	246	23	.	.	PUNCT
amfbr-130	247	1	3.2.3	3.2.3	NUM
amfbr-130	247	2	granger	granger	NOUN
amfbr-130	247	3	causality	causality	NOUN
amfbr-130	247	4	in	in	ADP
amfbr-130	247	5	case	case	NOUN
amfbr-130	247	6	we	we	PRON
amfbr-130	247	7	do	do	AUX
amfbr-130	247	8	not	not	PART
amfbr-130	247	9	find	find	VERB
amfbr-130	247	10	any	any	DET
amfbr-130	247	11	evidence	evidence	NOUN
amfbr-130	247	12	for	for	ADP
amfbr-130	247	13	cointegration	cointegration	NOUN
amfbr-130	247	14	among	among	ADP
amfbr-130	247	15	the	the	DET
amfbr-130	247	16	variables	variable	NOUN
amfbr-130	247	17	,	,	PUNCT
amfbr-130	247	18	the	the	DET
amfbr-130	247	19	specification	specification	NOUN
amfbr-130	247	20	of	of	ADP
amfbr-130	247	21	the	the	DET
amfbr-130	247	22	granger	granger	PROPN
amfbr-130	247	23	causality	causality	NOUN
amfbr-130	247	24	will	will	AUX
amfbr-130	247	25	be	be	AUX
amfbr-130	247	26	a	a	DET
amfbr-130	247	27	vector	vector	NOUN
amfbr-130	247	28	auto	auto	NOUN
amfbr-130	247	29	regression	regression	NOUN
amfbr-130	247	30	(	(	PUNCT
amfbr-130	247	31	var	var	NOUN
amfbr-130	247	32	)	)	PUNCT
amfbr-130	247	33	in	in	ADP
amfbr-130	247	34	the	the	DET
amfbr-130	247	35	first	first	ADJ
amfbr-130	247	36	difference	difference	NOUN
amfbr-130	247	37	form	form	NOUN
amfbr-130	247	38	.	.	PUNCT
amfbr-130	248	1	however	however	ADV
amfbr-130	248	2	,	,	PUNCT
amfbr-130	248	3	if	if	SCONJ
amfbr-130	248	4	will	will	AUX
amfbr-130	248	5	find	find	VERB
amfbr-130	248	6	evidence	evidence	NOUN
amfbr-130	248	7	of	of	ADP
amfbr-130	248	8	cointegration	cointegration	NOUN
amfbr-130	248	9	,	,	PUNCT
amfbr-130	248	10	there	there	PRON
amfbr-130	248	11	is	be	VERB
amfbr-130	248	12	the	the	DET
amfbr-130	248	13	need	need	NOUN
amfbr-130	248	14	to	to	PART
amfbr-130	248	15	augment	augment	VERB
amfbr-130	248	16	the	the	DET
amfbr-130	248	17	granger	granger	NOUN
amfbr-130	248	18	-	-	PUNCT
amfbr-130	248	19	type	type	NOUN
amfbr-130	248	20	causality	causality	NOUN
amfbr-130	248	21	test	test	NOUN
amfbr-130	248	22	model	model	NOUN
amfbr-130	248	23	with	with	ADP
amfbr-130	248	24	a	a	DET
amfbr-130	248	25	one	one	NUM
amfbr-130	248	26	period	period	NOUN
amfbr-130	248	27	lagged	lag	VERB
amfbr-130	248	28	error	error	NOUN
amfbr-130	248	29	term	term	NOUN
amfbr-130	248	30	.	.	PUNCT
amfbr-130	249	1	this	this	PRON
amfbr-130	249	2	is	be	AUX
amfbr-130	249	3	a	a	DET
amfbr-130	249	4	crucial	crucial	ADJ
amfbr-130	249	5	step	step	NOUN
amfbr-130	249	6	because	because	SCONJ
amfbr-130	249	7	as	as	SCONJ
amfbr-130	249	8	noted	note	VERB
amfbr-130	249	9	by	by	ADP
amfbr-130	249	10	engel	engel	PROPN
amfbr-130	249	11	and	and	CCONJ
amfbr-130	249	12	granger	granger	PROPN
amfbr-130	249	13	(	(	PUNCT
amfbr-130	249	14	1987	1987	NUM
amfbr-130	249	15	)	)	PUNCT
amfbr-130	249	16	.	.	PUNCT
amfbr-130	250	1			AUX
amfbr-130	250	2	xxyy	xxyy	VERB
amfbr-130	250	3	n	n	PROPN
amfbr-130	250	4	i	i	PRON
amfbr-130	250	5	at	at	ADP
amfbr-130	250	6	n	n	PROPN
amfbr-130	251	1	i	i	PRON
amfbr-130	251	2	y	y	PROPN
amfbr-130	251	3	ot	ot	NOUN
amfbr-130	252	1			ADV
amfbr-130	252	2			PROPN
amfbr-130	252	3			PROPN
amfbr-130	252	4			NOUN
amfbr-130	252	5			ADJ
amfbr-130	252	6	1	1	NUM
amfbr-130	252	7	11	11	NUM
amfbr-130	252	8	1	1	NUM
amfbr-130	252	9	1	1	NUM
amfbr-130	252	10	12	12	NUM
amfbr-130	252	11	and	and	CCONJ
amfbr-130	252	12	t	t	PROPN
amfbr-130	253	1	n	n	INTJ
amfbr-130	253	2	i	i	PRON
amfbr-130	253	3	t	t	VERB
amfbr-130	253	4	y	y	PROPN
amfbr-130	254	1	n	n	INTJ
amfbr-130	254	2	i	i	PRON
amfbr-130	254	3	ot	ot	PROPN
amfbr-130	254	4	xyxyx	xyxyx	PROPN
amfbr-130	254	5			PART
amfbr-130	254	6			PROPN
amfbr-130	254	7			PROPN
amfbr-130	254	8			NOUN
amfbr-130	254	9			ADJ
amfbr-130	254	10	1	1	NUM
amfbr-130	254	11	111	111	NUM
amfbr-130	254	12	1	1	NUM
amfbr-130	254	13			NOUN
amfbr-130	254	14	13	13	NUM
amfbr-130	254	15	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	NOUN
amfbr-130	254	16	american	american	PROPN
amfbr-130	254	17	finance	finance	PROPN
amfbr-130	254	18	&	&	CCONJ
amfbr-130	254	19	banking	banking	PROPN
amfbr-130	254	20	review	review	PROPN
amfbr-130	254	21	vol	vol	NOUN
amfbr-130	254	22	.	.	PROPN
amfbr-130	255	1	2	2	NUM
amfbr-130	255	2	,	,	PUNCT
amfbr-130	255	3	no	no	INTJ
amfbr-130	255	4	.	.	NOUN
amfbr-130	255	5	1	1	NUM
amfbr-130	255	6	;	;	PUNCT
amfbr-130	255	7	2018	2018	NUM
amfbr-130	255	8	72	72	NUM
amfbr-130	255	9	3.2.4	3.2.4	NUM
amfbr-130	255	10	error	error	NOUN
amfbr-130	255	11	correction	correction	NOUN
amfbr-130	255	12	model	model	NOUN
amfbr-130	255	13	(	(	PUNCT
amfbr-130	255	14	ecm	ecm	PROPN
amfbr-130	255	15	)	)	PUNCT
amfbr-130	255	16	co	co	NOUN
amfbr-130	255	17	-	-	NOUN
amfbr-130	255	18	integration	integration	NOUN
amfbr-130	255	19	is	be	AUX
amfbr-130	255	20	a	a	DET
amfbr-130	255	21	prerequisite	prerequisite	NOUN
amfbr-130	255	22	for	for	ADP
amfbr-130	255	23	the	the	DET
amfbr-130	255	24	error	error	NOUN
amfbr-130	255	25	correction	correction	NOUN
amfbr-130	255	26	mechanism	mechanism	NOUN
amfbr-130	255	27	.	.	PUNCT
amfbr-130	256	1	since	since	SCONJ
amfbr-130	256	2	co	co	NOUN
amfbr-130	256	3	-	-	NOUN
amfbr-130	256	4	integration	integration	NOUN
amfbr-130	256	5	has	have	AUX
amfbr-130	256	6	been	be	AUX
amfbr-130	256	7	established	establish	VERB
amfbr-130	256	8	,	,	PUNCT
amfbr-130	256	9	it	it	PRON
amfbr-130	256	10	is	be	AUX
amfbr-130	256	11	pertinent	pertinent	ADJ
amfbr-130	256	12	to	to	PART
amfbr-130	256	13	proceed	proceed	VERB
amfbr-130	256	14	to	to	ADP
amfbr-130	256	15	the	the	DET
amfbr-130	256	16	error	error	NOUN
amfbr-130	256	17	correction	correction	NOUN
amfbr-130	256	18	model	model	NOUN
amfbr-130	256	19	.	.	PUNCT
amfbr-130	257	1	4	4	X
amfbr-130	257	2	.	.	NOUN
amfbr-130	257	3	analysis	analysis	NOUN
amfbr-130	257	4	and	and	CCONJ
amfbr-130	257	5	discussion	discussion	NOUN
amfbr-130	257	6	of	of	ADP
amfbr-130	257	7	findings	finding	NOUN
amfbr-130	257	8	to	to	PART
amfbr-130	257	9	contribute	contribute	VERB
amfbr-130	257	10	on	on	ADP
amfbr-130	257	11	the	the	DET
amfbr-130	257	12	existing	exist	VERB
amfbr-130	257	13	body	body	NOUN
amfbr-130	257	14	of	of	ADP
amfbr-130	257	15	knowledge	knowledge	NOUN
amfbr-130	257	16	on	on	ADP
amfbr-130	257	17	the	the	DET
amfbr-130	257	18	effect	effect	NOUN
amfbr-130	257	19	of	of	ADP
amfbr-130	257	20	monetary	monetary	ADJ
amfbr-130	257	21	policy	policy	NOUN
amfbr-130	257	22	on	on	ADP
amfbr-130	257	23	the	the	DET
amfbr-130	257	24	performance	performance	NOUN
amfbr-130	257	25	of	of	ADP
amfbr-130	257	26	insurance	insurance	NOUN
amfbr-130	257	27	companies	company	NOUN
amfbr-130	257	28	in	in	ADP
amfbr-130	257	29	nigeria	nigeria	PROPN
amfbr-130	257	30	,	,	PUNCT
amfbr-130	257	31	this	this	DET
amfbr-130	257	32	study	study	NOUN
amfbr-130	257	33	used	use	VERB
amfbr-130	257	34	data	datum	NOUN
amfbr-130	257	35	sourced	source	VERB
amfbr-130	257	36	from	from	ADP
amfbr-130	257	37	central	central	ADJ
amfbr-130	257	38	bank	bank	PROPN
amfbr-130	257	39	of	of	ADP
amfbr-130	257	40	nigeria	nigeria	PROPN
amfbr-130	257	41	statistical	statistical	ADJ
amfbr-130	257	42	bulletin	bulletin	NOUN
amfbr-130	257	43	,	,	PUNCT
amfbr-130	257	44	comprising	comprise	VERB
amfbr-130	257	45	growth	growth	NOUN
amfbr-130	257	46	rate	rate	NOUN
amfbr-130	257	47	of	of	ADP
amfbr-130	257	48	money	money	NOUN
amfbr-130	257	49	supply	supply	NOUN
amfbr-130	257	50	,	,	PUNCT
amfbr-130	257	51	interest	interest	NOUN
amfbr-130	257	52	rate	rate	NOUN
amfbr-130	257	53	,	,	PUNCT
amfbr-130	257	54	monetary	monetary	ADJ
amfbr-130	257	55	policy	policy	NOUN
amfbr-130	257	56	rate	rate	NOUN
amfbr-130	257	57	,	,	PUNCT
amfbr-130	257	58	exchange	exchange	NOUN
amfbr-130	257	59	rate	rate	NOUN
amfbr-130	257	60	and	and	CCONJ
amfbr-130	257	61	treasury	treasury	NOUN
amfbr-130	257	62	bill	bill	NOUN
amfbr-130	257	63	rate	rate	NOUN
amfbr-130	257	64	variable	variable	NOUN
amfbr-130	257	65	as	as	ADP
amfbr-130	257	66	independent	independent	ADJ
amfbr-130	257	67	variables	variable	NOUN
amfbr-130	257	68	while	while	SCONJ
amfbr-130	257	69	insurance	insurance	NOUN
amfbr-130	257	70	performance	performance	NOUN
amfbr-130	257	71	is	be	AUX
amfbr-130	257	72	the	the	DET
amfbr-130	257	73	dependent	dependent	ADJ
amfbr-130	257	74	variables	variable	NOUN
amfbr-130	257	75	which	which	PRON
amfbr-130	257	76	is	be	AUX
amfbr-130	257	77	proxy	proxy	NOUN
amfbr-130	257	78	by	by	ADP
amfbr-130	257	79	return	return	NOUN
amfbr-130	257	80	on	on	ADP
amfbr-130	257	81	capital	capital	NOUN
amfbr-130	257	82	employed	employ	VERB
amfbr-130	257	83	of	of	ADP
amfbr-130	257	84	the	the	DET
amfbr-130	257	85	industry	industry	NOUN
amfbr-130	257	86	.	.	PUNCT
amfbr-130	258	1	the	the	DET
amfbr-130	258	2	multiple	multiple	ADJ
amfbr-130	258	3	regression	regression	NOUN
amfbr-130	258	4	models	model	NOUN
amfbr-130	258	5	formulated	formulate	VERB
amfbr-130	258	6	in	in	ADP
amfbr-130	258	7	section	section	NOUN
amfbr-130	258	8	three	three	NUM
amfbr-130	258	9	of	of	ADP
amfbr-130	258	10	this	this	DET
amfbr-130	258	11	study	study	NOUN
amfbr-130	258	12	was	be	AUX
amfbr-130	258	13	used	use	VERB
amfbr-130	258	14	to	to	PART
amfbr-130	258	15	examine	examine	VERB
amfbr-130	258	16	if	if	SCONJ
amfbr-130	258	17	there	there	PRON
amfbr-130	258	18	are	be	VERB
amfbr-130	258	19	any	any	DET
amfbr-130	258	20	significant	significant	ADJ
amfbr-130	258	21	affect	affect	NOUN
amfbr-130	258	22	between	between	ADP
amfbr-130	258	23	monetary	monetary	ADJ
amfbr-130	258	24	policy	policy	NOUN
amfbr-130	258	25	variables	variable	NOUN
amfbr-130	258	26	and	and	CCONJ
amfbr-130	258	27	the	the	DET
amfbr-130	258	28	performance	performance	NOUN
amfbr-130	258	29	indicator	indicator	NOUN
amfbr-130	258	30	of	of	ADP
amfbr-130	258	31	insurance	insurance	NOUN
amfbr-130	258	32	companies	company	NOUN
amfbr-130	258	33	.	.	PUNCT
amfbr-130	259	1	table	table	NOUN
amfbr-130	259	2	1	1	NUM
amfbr-130	259	3	:	:	PUNCT
amfbr-130	259	4	presentation	presentation	NOUN
amfbr-130	259	5	of	of	ADP
amfbr-130	259	6	results	result	NOUN
amfbr-130	259	7	variable	variable	ADJ
amfbr-130	259	8	coefficient	coefficient	NOUN
amfbr-130	259	9	std	std	NOUN
amfbr-130	259	10	errs	err	NOUN
amfbr-130	259	11	.	.	PUNCT
amfbr-130	260	1	t	t	PROPN
amfbr-130	260	2	-	-	PUNCT
amfbr-130	260	3	statistics	statistic	NOUN
amfbr-130	260	4	prob	prob	PROPN
amfbr-130	260	5	.	.	PUNCT
amfbr-130	261	1	tbr	tbr	NOUN
amfbr-130	261	2	-3.128729	-3.128729	NOUN
amfbr-130	262	1	4.405528	4.405528	NUM
amfbr-130	262	2	-0.710182	-0.710182	NOUN
amfbr-130	262	3	0.4854	0.4854	NUM
amfbr-130	262	4	mpr	mpr	NOUN
amfbr-130	262	5	0.558755	0.558755	NUM
amfbr-130	262	6	5.215878	5.215878	NUM
amfbr-130	262	7	0.107126	0.107126	NUM
amfbr-130	262	8	0.9157	0.9157	NUM
amfbr-130	262	9	intr	intr	NOUN
amfbr-130	262	10	1.697928	1.697928	NUM
amfbr-130	262	11	3.954184	3.954184	NUM
amfbr-130	262	12	0.429400	0.429400	NUM
amfbr-130	262	13	0.6720	0.6720	NUM
amfbr-130	262	14	g_m2	g_m2	VERB
amfbr-130	262	15	1.438339	1.438339	NUM
amfbr-130	262	16	1.280460	1.280460	NUM
amfbr-130	262	17	1.123299	1.123299	NUM
amfbr-130	262	18	0.2740	0.2740	NUM
amfbr-130	262	19	exr	exr	PROPN
amfbr-130	262	20	0.901562	0.901562	NUM
amfbr-130	262	21	0.335393	0.335393	NUM
amfbr-130	262	22	2.688077	2.688077	NUM
amfbr-130	263	1	0.0138	0.0138	NUM
amfbr-130	263	2	c	c	PROPN
amfbr-130	263	3	235.5590	235.5590	NUM
amfbr-130	263	4	105.8539	105.8539	NUM
amfbr-130	263	5	2.225322	2.225322	NUM
amfbr-130	263	6	0.0371	0.0371	NUM
amfbr-130	263	7	r	r	NOUN
amfbr-130	263	8	-	-	PUNCT
amfbr-130	263	9	squared	square	VERB
amfbr-130	263	10	0.434751	0.434751	NUM
amfbr-130	263	11	adjusted	adjusted	ADJ
amfbr-130	263	12	r	r	NOUN
amfbr-130	263	13	-	-	PUNCT
amfbr-130	263	14	squared	square	VERB
amfbr-130	263	15	0.300168	0.300168	NUM
amfbr-130	263	16	f	f	X
amfbr-130	263	17	-	-	PUNCT
amfbr-130	263	18	statistic	statistic	ADJ
amfbr-130	263	19	3.230356	3.230356	NUM
amfbr-130	263	20	prob(f	prob(f	NOUN
amfbr-130	263	21	-	-	PUNCT
amfbr-130	263	22	statistic	statistic	NOUN
amfbr-130	263	23	)	)	PUNCT
amfbr-130	263	24	0.025598	0.025598	NUM
amfbr-130	263	25	durbin	durbin	ADJ
amfbr-130	263	26	-	-	PUNCT
amfbr-130	263	27	watson	watson	NOUN
amfbr-130	263	28	stat	stat	PROPN
amfbr-130	263	29	2.082706	2.082706	NUM
amfbr-130	263	30	source	source	NOUN
amfbr-130	263	31	:	:	PUNCT
amfbr-130	263	32	extracts	extract	NOUN
amfbr-130	263	33	from	from	ADP
amfbr-130	263	34	e	e	NOUN
amfbr-130	263	35	-	-	NOUN
amfbr-130	263	36	view	view	VERB
amfbr-130	263	37	4.1	4.1	NUM
amfbr-130	263	38	interpretation	interpretation	NOUN
amfbr-130	263	39	of	of	ADP
amfbr-130	263	40	results	result	NOUN
amfbr-130	263	41	from	from	ADP
amfbr-130	263	42	the	the	DET
amfbr-130	263	43	regression	regression	NOUN
amfbr-130	263	44	results	result	NOUN
amfbr-130	264	1	,	,	PUNCT
amfbr-130	264	2	the	the	DET
amfbr-130	264	3	coefficient	coefficient	NOUN
amfbr-130	264	4	of	of	ADP
amfbr-130	264	5	determination	determination	NOUN
amfbr-130	264	6	(	(	PUNCT
amfbr-130	264	7	r2	r2	PROPN
amfbr-130	264	8	)	)	PUNCT
amfbr-130	264	9	shows	show	VERB
amfbr-130	264	10	that	that	SCONJ
amfbr-130	264	11	43.4	43.4	NUM
amfbr-130	264	12	%	%	NOUN
amfbr-130	264	13	and	and	CCONJ
amfbr-130	264	14	30	30	NUM
amfbr-130	264	15	.	.	NOUN
amfbr-130	264	16	0	0	NUM
amfbr-130	264	17	%	%	NOUN
amfbr-130	264	18	variance	variance	NOUN
amfbr-130	264	19	in	in	ADP
amfbr-130	264	20	the	the	DET
amfbr-130	264	21	return	return	NOUN
amfbr-130	264	22	on	on	ADP
amfbr-130	264	23	equity	equity	NOUN
amfbr-130	264	24	of	of	ADP
amfbr-130	264	25	insurance	insurance	NOUN
amfbr-130	264	26	companies	company	NOUN
amfbr-130	264	27	can	can	AUX
amfbr-130	264	28	be	be	AUX
amfbr-130	264	29	traced	trace	VERB
amfbr-130	264	30	to	to	ADP
amfbr-130	264	31	the	the	DET
amfbr-130	264	32	independent	independent	ADJ
amfbr-130	264	33	variables	variable	NOUN
amfbr-130	264	34	in	in	ADP
amfbr-130	264	35	the	the	DET
amfbr-130	264	36	model	model	NOUN
amfbr-130	264	37	.	.	PUNCT
amfbr-130	265	1	the	the	DET
amfbr-130	265	2	durbin	durbin	PROPN
amfbr-130	265	3	watson	watson	PROPN
amfbr-130	265	4	statistics	statistic	NOUN
amfbr-130	265	5	of	of	ADP
amfbr-130	265	6	2.08	2.08	NUM
amfbr-130	265	7	indicate	indicate	VERB
amfbr-130	265	8	the	the	DET
amfbr-130	265	9	presence	presence	NOUN
amfbr-130	265	10	of	of	ADP
amfbr-130	265	11	negative	negative	ADJ
amfbr-130	265	12	serial	serial	ADJ
amfbr-130	265	13	autocorrelation	autocorrelation	NOUN
amfbr-130	265	14	between	between	ADP
amfbr-130	265	15	the	the	DET
amfbr-130	265	16	variables	variable	NOUN
amfbr-130	265	17	.	.	PUNCT
amfbr-130	266	1	the	the	DET
amfbr-130	266	2	f	f	PROPN
amfbr-130	266	3	-	-	PUNCT
amfbr-130	266	4	statistics	statistic	NOUN
amfbr-130	266	5	of	of	ADP
amfbr-130	266	6	3.2303356	3.2303356	NUM
amfbr-130	266	7	at	at	ADP
amfbr-130	266	8	the	the	DET
amfbr-130	266	9	probability	probability	NOUN
amfbr-130	266	10	of	of	ADP
amfbr-130	266	11	0.0025598	0.0025598	NUM
amfbr-130	266	12	signify	signify	VERB
amfbr-130	266	13	goodness	goodness	NOUN
amfbr-130	266	14	of	of	ADP
amfbr-130	266	15	fit	fit	NOUN
amfbr-130	266	16	of	of	ADP
amfbr-130	266	17	the	the	DET
amfbr-130	266	18	model	model	NOUN
amfbr-130	266	19	and	and	CCONJ
amfbr-130	266	20	conclude	conclude	VERB
amfbr-130	266	21	that	that	SCONJ
amfbr-130	266	22	there	there	PRON
amfbr-130	266	23	is	be	VERB
amfbr-130	266	24	significant	significant	ADJ
amfbr-130	266	25	relationship	relationship	NOUN
amfbr-130	266	26	between	between	ADP
amfbr-130	266	27	the	the	DET
amfbr-130	266	28	independent	independent	ADJ
amfbr-130	266	29	variables	variable	NOUN
amfbr-130	266	30	and	and	CCONJ
amfbr-130	266	31	the	the	DET
amfbr-130	266	32	dependent	dependent	ADJ
amfbr-130	266	33	variable	variable	NOUN
amfbr-130	266	34	.	.	PUNCT
amfbr-130	267	1	the	the	DET
amfbr-130	267	2	regression	regression	NOUN
amfbr-130	267	3	intercept	intercept	NOUN
amfbr-130	267	4	shows	show	VERB
amfbr-130	267	5	the	the	DET
amfbr-130	267	6	positive	positive	ADJ
amfbr-130	267	7	effect	effect	NOUN
amfbr-130	267	8	of	of	ADP
amfbr-130	267	9	the	the	DET
amfbr-130	267	10	dependent	dependent	ADJ
amfbr-130	267	11	variable	variable	NOUN
amfbr-130	267	12	at	at	ADP
amfbr-130	267	13	constant	constant	ADJ
amfbr-130	267	14	.	.	PUNCT
amfbr-130	268	1	the	the	DET
amfbr-130	268	2	independent	independent	ADJ
amfbr-130	268	3	variables	variable	NOUN
amfbr-130	268	4	are	be	AUX
amfbr-130	268	5	positively	positively	ADV
amfbr-130	268	6	related	relate	VERB
amfbr-130	268	7	to	to	ADP
amfbr-130	268	8	the	the	DET
amfbr-130	268	9	dependent	dependent	ADJ
amfbr-130	268	10	variable	variable	NOUN
amfbr-130	268	11	except	except	SCONJ
amfbr-130	268	12	treasury	treasury	PROPN
amfbr-130	268	13	bill	bill	NOUN
amfbr-130	268	14	rate	rate	NOUN
amfbr-130	268	15	.	.	PUNCT
amfbr-130	269	1	the	the	DET
amfbr-130	269	2	positive	positive	ADJ
amfbr-130	269	3	coefficient	coefficient	NOUN
amfbr-130	269	4	of	of	ADP
amfbr-130	269	5	1.69	1.69	NUM
amfbr-130	269	6	as	as	ADP
amfbr-130	269	7	parameter	parameter	NOUN
amfbr-130	269	8	for	for	ADP
amfbr-130	269	9	interest	interest	NOUN
amfbr-130	269	10	rate	rate	NOUN
amfbr-130	269	11	,	,	PUNCT
amfbr-130	269	12	0.558	0.558	NUM
amfbr-130	269	13	as	as	ADP
amfbr-130	269	14	parameter	parameter	NOUN
amfbr-130	269	15	for	for	ADP
amfbr-130	269	16	monetary	monetary	ADJ
amfbr-130	269	17	policy	policy	NOUN
amfbr-130	269	18	rate	rate	NOUN
amfbr-130	269	19	,	,	PUNCT
amfbr-130	269	20	3.559	3.559	NUM
amfbr-130	269	21	,	,	PUNCT
amfbr-130	269	22	1.438	1.438	NUM
amfbr-130	269	23	as	as	ADP
amfbr-130	269	24	growth	growth	NOUN
amfbr-130	269	25	of	of	ADP
amfbr-130	269	26	money	money	NOUN
amfbr-130	269	27	supply	supply	NOUN
amfbr-130	269	28	and	and	CCONJ
amfbr-130	269	29	0.901	0.901	NUM
amfbr-130	269	30	for	for	ADP
amfbr-130	269	31	exchange	exchange	NOUN
amfbr-130	269	32	rate	rate	NOUN
amfbr-130	269	33	indicates	indicate	VERB
amfbr-130	269	34	that	that	SCONJ
amfbr-130	269	35	an	an	DET
amfbr-130	269	36	increase	increase	NOUN
amfbr-130	269	37	of	of	ADP
amfbr-130	269	38	1	1	NUM
amfbr-130	269	39	%	%	NOUN
amfbr-130	269	40	will	will	AUX
amfbr-130	269	41	lead	lead	VERB
amfbr-130	269	42	to	to	PART
amfbr-130	269	43	increase	increase	VERB
amfbr-130	269	44	return	return	NOUN
amfbr-130	269	45	on	on	ADP
amfbr-130	269	46	equity	equity	NOUN
amfbr-130	269	47	of	of	ADP
amfbr-130	269	48	the	the	DET
amfbr-130	269	49	quoted	quote	VERB
amfbr-130	269	50	insurance	insurance	NOUN
amfbr-130	269	51	firms	firm	NOUN
amfbr-130	269	52	1.6	1.6	NUM
amfbr-130	269	53	%	%	NOUN
amfbr-130	269	54	,	,	PUNCT
amfbr-130	269	55	0.5	0.5	NUM
amfbr-130	269	56	%	%	NOUN
amfbr-130	269	57	,	,	PUNCT
amfbr-130	269	58	0.9	0.9	NUM
amfbr-130	269	59	%	%	NOUN
amfbr-130	269	60	,	,	PUNCT
amfbr-130	269	61	3.5	3.5	NUM
amfbr-130	269	62	%	%	NOUN
amfbr-130	269	63	,	,	PUNCT
amfbr-130	269	64	while	while	SCONJ
amfbr-130	269	65	the	the	DET
amfbr-130	269	66	negative	negative	ADJ
amfbr-130	269	67	coefficient	coefficient	NOUN
amfbr-130	269	68	of	of	ADP
amfbr-130	269	69	3.128	3.128	NUM
amfbr-130	269	70	will	will	AUX
amfbr-130	269	71	reduce	reduce	VERB
amfbr-130	269	72	return	return	NOUN
amfbr-130	269	73	on	on	ADP
amfbr-130	269	74	investment	investment	NOUN
amfbr-130	269	75	by	by	ADP
amfbr-130	269	76	3.1	3.1	NUM
amfbr-130	269	77	%	%	NOUN
amfbr-130	269	78	.	.	PUNCT
amfbr-130	270	1	table	table	NOUN
amfbr-130	270	2	2	2	NUM
amfbr-130	270	3	:	:	PUNCT
amfbr-130	270	4	unit	unit	NOUN
amfbr-130	270	5	root	root	PROPN
amfbr-130	270	6	test	test	NOUN
amfbr-130	270	7	summary	summary	NOUN
amfbr-130	270	8	results	result	NOUN
amfbr-130	270	9	at	at	ADP
amfbr-130	270	10	level	level	NOUN
amfbr-130	270	11	variable	variable	ADJ
amfbr-130	270	12	adf	adf	PROPN
amfbr-130	270	13	statistics	statistics	PROPN
amfbr-130	270	14	mackinnon	mackinnon	PROPN
amfbr-130	270	15	prob	prob	PROPN
amfbr-130	270	16	.	.	PUNCT
amfbr-130	271	1	order	order	NOUN
amfbr-130	271	2	of	of	ADP
amfbr-130	271	3	intr	intr	NOUN
amfbr-130	271	4	.	.	PUNCT
amfbr-130	272	1	1	1	NUM
amfbr-130	272	2	%	%	NOUN
amfbr-130	272	3	5	5	NUM
amfbr-130	272	4	%	%	NOUN
amfbr-130	272	5	10	10	NUM
amfbr-130	272	6	%	%	NOUN
amfbr-130	272	7	roe	roe	PROPN
amfbr-130	272	8	-3.353256	-3.353256	PROPN
amfbr-130	272	9	-3.711457	-3.711457	PROPN
amfbr-130	272	10	-2.981038	-2.981038	PROPN
amfbr-130	272	11	-2.629906	-2.629906	VERB
amfbr-130	272	12	0.0225	0.0225	NUM
amfbr-130	272	13	1(0	1(0	NUM
amfbr-130	272	14	)	)	PUNCT
amfbr-130	272	15	tbr	tbr	NOUN
amfbr-130	272	16	-2.934911	-2.934911	PROPN
amfbr-130	272	17	-3.711457	-3.711457	PROPN
amfbr-130	272	18	-2.981038	-2.981038	PROPN
amfbr-130	272	19	-2.629906	-2.629906	NOUN
amfbr-130	272	20	0.0550	0.0550	NUM
amfbr-130	272	21	1(0	1(0	NUM
amfbr-130	272	22	)	)	PUNCT
amfbr-130	272	23	mpr	mpr	NOUN
amfbr-130	272	24	-2.807462	-2.807462	NOUN
amfbr-130	272	25	-3.711457	-3.711457	PROPN
amfbr-130	272	26	-2.981038	-2.981038	NOUN
amfbr-130	272	27	-2.629906	-2.629906	PROPN
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amfbr-130	272	29	1(0	1(0	NUM
amfbr-130	272	30	)	)	PUNCT
amfbr-130	272	31	intr	intr	NOUN
amfbr-130	272	32	-3.152949	-3.152949	PROPN
amfbr-130	272	33	-3.711457	-3.711457	PROPN
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amfbr-130	272	35	-2.629906	-2.629906	PROPN
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amfbr-130	272	37	1(0	1(0	NUM
amfbr-130	272	38	)	)	PUNCT
amfbr-130	272	39	g_m2	g_m2	VERB
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amfbr-130	272	43	-2.629906	-2.629906	PROPN
amfbr-130	272	44	0.2163	0.2163	NUM
amfbr-130	272	45	1(0	1(0	NUM
amfbr-130	272	46	)	)	PUNCT
amfbr-130	272	47	exr	exr	PROPN
amfbr-130	272	48	-2.184019	-2.184019	PROPN
amfbr-130	272	49	-3.711457	-3.711457	PROPN
amfbr-130	272	50	-2.981038	-2.981038	PROPN
amfbr-130	272	51	-2.622989	-2.622989	VERB
amfbr-130	272	52	0.0000	0.0000	NUM
amfbr-130	272	53	1(0	1(0	NUM
amfbr-130	272	54	)	)	PUNCT
amfbr-130	272	55	unit	unit	NOUN
amfbr-130	272	56	root	root	PROPN
amfbr-130	272	57	test	test	NOUN
amfbr-130	272	58	summary	summary	NOUN
amfbr-130	272	59	results	result	NOUN
amfbr-130	272	60	at	at	ADP
amfbr-130	272	61	first	first	ADJ
amfbr-130	272	62	difference	difference	NOUN
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amfbr-130	272	64	-5.409135	-5.409135	PROPN
amfbr-130	272	65	-3.769597	-3.769597	PROPN
amfbr-130	272	66	-3.004861	-3.004861	PROPN
amfbr-130	272	67	-2.642242	-2.642242	VERB
amfbr-130	272	68	0.0003	0.0003	NUM
amfbr-130	272	69	1(1	1(1	NUM
amfbr-130	272	70	)	)	PUNCT
amfbr-130	272	71	tbr	tbr	NOUN
amfbr-130	272	72	-4.455081	-4.455081	NOUN
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amfbr-130	272	74	-3.020686	-3.020686	PROPN
amfbr-130	272	75	-2.650413	-2.650413	VERB
amfbr-130	273	1	0.0025	0.0025	NUM
amfbr-130	273	2	1(1	1(1	NUM
amfbr-130	273	3	)	)	PUNCT
amfbr-130	273	4	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	NOUN
amfbr-130	273	5	american	american	PROPN
amfbr-130	273	6	finance	finance	PROPN
amfbr-130	273	7	&	&	CCONJ
amfbr-130	273	8	banking	banking	PROPN
amfbr-130	273	9	review	review	PROPN
amfbr-130	273	10	vol	vol	NOUN
amfbr-130	273	11	.	.	PROPN
amfbr-130	274	1	2	2	NUM
amfbr-130	274	2	,	,	PUNCT
amfbr-130	274	3	no	no	INTJ
amfbr-130	274	4	.	.	NOUN
amfbr-130	274	5	1	1	NUM
amfbr-130	274	6	;	;	PUNCT
amfbr-130	274	7	2018	2018	NUM
amfbr-130	274	8	73	73	NUM
amfbr-130	274	9	mpr	mpr	NOUN
amfbr-130	274	10	-6.952318	-6.952318	NOUN
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amfbr-130	274	12	-2.986225	-2.986225	PUNCT
amfbr-130	274	13	-2.632604	-2.632604	VERB
amfbr-130	274	14	0.0000	0.0000	NUM
amfbr-130	274	15	1(1	1(1	NUM
amfbr-130	274	16	)	)	PUNCT
amfbr-130	274	17	intr	intr	NOUN
amfbr-130	274	18	-8.903711	-8.903711	NOUN
amfbr-130	274	19	-3.752946	-3.752946	PROPN
amfbr-130	274	20	-2.998064	-2.998064	PROPN
amfbr-130	274	21	-2.638752	-2.638752	PROPN
amfbr-130	275	1	0.0000	0.0000	NUM
amfbr-130	275	2	1(1	1(1	NUM
amfbr-130	275	3	)	)	PUNCT
amfbr-130	275	4	g_m2	g_m2	NOUN
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amfbr-130	275	8	-2.646119	-2.646119	PROPN
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amfbr-130	276	2	1(1	1(1	NUM
amfbr-130	276	3	)	)	PUNCT
amfbr-130	276	4	exr	exr	PROPN
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amfbr-130	276	7	-2.986225	-2.986225	PUNCT
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amfbr-130	276	10	1(1	1(1	NUM
amfbr-130	276	11	)	)	PUNCT
amfbr-130	276	12	source	source	NOUN
amfbr-130	276	13	:	:	PUNCT
amfbr-130	276	14	extracts	extract	NOUN
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amfbr-130	276	16	e	e	NOUN
amfbr-130	276	17	-	-	NOUN
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amfbr-130	276	22	the	the	DET
amfbr-130	276	23	variables	variable	NOUN
amfbr-130	276	24	were	be	AUX
amfbr-130	276	25	examined	examine	VERB
amfbr-130	276	26	using	use	VERB
amfbr-130	276	27	the	the	DET
amfbr-130	276	28	augmented	augment	VERB
amfbr-130	276	29	dickey	dickey	PROPN
amfbr-130	276	30	fuller	full	ADJ
amfbr-130	276	31	tests	test	NOUN
amfbr-130	276	32	.	.	PUNCT
amfbr-130	277	1	the	the	DET
amfbr-130	277	2	results	result	NOUN
amfbr-130	277	3	of	of	ADP
amfbr-130	277	4	the	the	DET
amfbr-130	277	5	stationarity	stationarity	NOUN
amfbr-130	277	6	test	test	NOUN
amfbr-130	277	7	of	of	ADP
amfbr-130	277	8	the	the	DET
amfbr-130	277	9	variables	variable	NOUN
amfbr-130	277	10	are	be	AUX
amfbr-130	277	11	presented	present	VERB
amfbr-130	277	12	in	in	ADP
amfbr-130	277	13	table	table	NOUN
amfbr-130	277	14	ii	ii	PROPN
amfbr-130	277	15	.	.	PUNCT
amfbr-130	278	1	the	the	DET
amfbr-130	278	2	results	result	NOUN
amfbr-130	278	3	reveal	reveal	VERB
amfbr-130	278	4	the	the	DET
amfbr-130	278	5	order	order	NOUN
amfbr-130	278	6	of	of	ADP
amfbr-130	278	7	integration	integration	NOUN
amfbr-130	278	8	and	and	CCONJ
amfbr-130	278	9	the	the	DET
amfbr-130	278	10	significance	significance	NOUN
amfbr-130	278	11	level	level	NOUN
amfbr-130	278	12	of	of	ADP
amfbr-130	278	13	the	the	DET
amfbr-130	278	14	variables	variable	NOUN
amfbr-130	278	15	of	of	ADP
amfbr-130	278	16	the	the	DET
amfbr-130	278	17	model	model	NOUN
amfbr-130	278	18	.	.	PUNCT
amfbr-130	279	1	after	after	ADP
amfbr-130	279	2	the	the	DET
amfbr-130	279	3	application	application	NOUN
amfbr-130	279	4	of	of	ADP
amfbr-130	279	5	the	the	DET
amfbr-130	279	6	adf	adf	NOUN
amfbr-130	279	7	test	test	NOUN
amfbr-130	279	8	on	on	ADP
amfbr-130	279	9	the	the	DET
amfbr-130	279	10	level	level	NOUN
amfbr-130	279	11	and	and	CCONJ
amfbr-130	279	12	first	first	ADJ
amfbr-130	279	13	difference	difference	NOUN
amfbr-130	279	14	series	series	NOUN
amfbr-130	279	15	,	,	PUNCT
amfbr-130	279	16	the	the	DET
amfbr-130	279	17	computed	computed	ADJ
amfbr-130	279	18	variables	variable	NOUN
amfbr-130	279	19	of	of	ADP
amfbr-130	279	20	the	the	DET
amfbr-130	279	21	adf	adf	PROPN
amfbr-130	279	22	statistics	statistic	NOUN
amfbr-130	279	23	are	be	AUX
amfbr-130	279	24	more	more	ADV
amfbr-130	279	25	negative	negative	ADJ
amfbr-130	279	26	than	than	ADP
amfbr-130	279	27	the	the	DET
amfbr-130	279	28	mackinnon	mackinnon	PROPN
amfbr-130	279	29	critical	critical	ADJ
amfbr-130	279	30	values	value	NOUN
amfbr-130	279	31	;	;	PUNCT
amfbr-130	279	32	we	we	PRON
amfbr-130	279	33	therefore	therefore	ADV
amfbr-130	279	34	reject	reject	VERB
amfbr-130	279	35	the	the	DET
amfbr-130	279	36	null	null	ADJ
amfbr-130	279	37	hypothesis	hypothesis	NOUN
amfbr-130	279	38	that	that	PRON
amfbr-130	279	39	the	the	DET
amfbr-130	279	40	time	time	NOUN
amfbr-130	279	41	series	series	PROPN
amfbr-130	279	42	data	data	PROPN
amfbr-130	279	43	variables	variable	NOUN
amfbr-130	279	44	are	be	AUX
amfbr-130	279	45	non	non	ADJ
amfbr-130	279	46	-	-	ADJ
amfbr-130	279	47	stationary	stationary	ADJ
amfbr-130	279	48	(	(	PUNCT
amfbr-130	279	49	have	have	AUX
amfbr-130	279	50	a	a	DET
amfbr-130	279	51	unit	unit	NOUN
amfbr-130	279	52	root	root	NOUN
amfbr-130	279	53	)	)	PUNCT
amfbr-130	279	54	.	.	PUNCT
amfbr-130	280	1	the	the	DET
amfbr-130	280	2	time	time	NOUN
amfbr-130	280	3	series	series	PROPN
amfbr-130	280	4	exhibit	exhibit	NOUN
amfbr-130	280	5	difference	difference	NOUN
amfbr-130	280	6	stationarity	stationarity	NOUN
amfbr-130	280	7	(	(	PUNCT
amfbr-130	280	8	i.e.	i.e.	X
amfbr-130	280	9	stationary	stationary	NOUN
amfbr-130	280	10	at	at	ADP
amfbr-130	280	11	first	first	ADJ
amfbr-130	280	12	difference	difference	NOUN
amfbr-130	280	13	)	)	PUNCT
amfbr-130	280	14	.	.	PUNCT
amfbr-130	281	1	table	table	NOUN
amfbr-130	281	2	3	3	NUM
amfbr-130	281	3	:	:	PUNCT
amfbr-130	281	4	johansen	johansen	PROPN
amfbr-130	281	5	co	co	PROPN
amfbr-130	281	6	-	-	NOUN
amfbr-130	281	7	integration	integration	NOUN
amfbr-130	281	8	test	test	NOUN
amfbr-130	281	9	results	result	NOUN
amfbr-130	281	10	:	:	PUNCT
amfbr-130	281	11	maximum	maximum	PROPN
amfbr-130	281	12	eigen	eigen	PROPN
amfbr-130	281	13	hypothesized	hypothesize	VERB
amfbr-130	281	14	no	no	INTJ
amfbr-130	281	15	.	.	PUNCT
amfbr-130	281	16	of	of	ADP
amfbr-130	281	17	ce(s	ce(s	ADV
amfbr-130	281	18	)	)	PUNCT
amfbr-130	281	19	eigen	eigen	PROPN
amfbr-130	281	20	value	value	NOUN
amfbr-130	281	21	trace	trace	NOUN
amfbr-130	281	22	statistics	statistic	NOUN
amfbr-130	281	23	0.05	0.05	NUM
amfbr-130	281	24	critical	critical	ADJ
amfbr-130	281	25	value	value	NOUN
amfbr-130	281	26	prob	prob	NOUN
amfbr-130	281	27	.	.	PUNCT
amfbr-130	282	1	*	*	PUNCT
amfbr-130	282	2	*	*	PUNCT
amfbr-130	282	3	decision	decision	NOUN
amfbr-130	282	4	none	none	NOUN
amfbr-130	282	5	*	*	PUNCT
amfbr-130	283	1	0.842539	0.842539	NUM
amfbr-130	283	2	127.8286	127.8286	NUM
amfbr-130	283	3	95.75366	95.75366	NUM
amfbr-130	283	4	0.0001	0.0001	NUM
amfbr-130	283	5	reject	reject	NOUN
amfbr-130	283	6	h0	h0	NOUN
amfbr-130	283	7	at	at	ADP
amfbr-130	283	8	most	most	ADV
amfbr-130	283	9	1	1	NUM
amfbr-130	283	10	*	*	PUNCT
amfbr-130	283	11	0.752612	0.752612	NUM
amfbr-130	283	12	81.61417	81.61417	NUM
amfbr-130	283	13	69.81889	69.81889	NUM
amfbr-130	283	14	0.0043	0.0043	NUM
amfbr-130	283	15	reject	reject	NOUN
amfbr-130	283	16	h0	h0	PROPN
amfbr-130	283	17	at	at	ADP
amfbr-130	283	18	m+ost	m+ost	NOUN
amfbr-130	283	19	2	2	NUM
amfbr-130	283	20	0.551278	0.551278	NUM
amfbr-130	283	21	46.69427	46.69427	NUM
amfbr-130	283	22	47.85613	47.85613	NUM
amfbr-130	283	23	0.0640	0.0640	NUM
amfbr-130	283	24	reject	reject	NOUN
amfbr-130	283	25	h0	h0	NOUN
amfbr-130	283	26	at	at	ADP
amfbr-130	283	27	most	most	ADV
amfbr-130	283	28	3	3	NUM
amfbr-130	283	29	0.437992	0.437992	NUM
amfbr-130	283	30	26.66048	26.66048	NUM
amfbr-130	283	31	29.79707	29.79707	NUM
amfbr-130	283	32	0.1102	0.1102	NUM
amfbr-130	283	33	accept	accept	VERB
amfbr-130	283	34	h0	h0	NOUN
amfbr-130	283	35	at	at	ADP
amfbr-130	283	36	most	most	ADV
amfbr-130	283	37	4	4	NUM
amfbr-130	283	38	0.274238	0.274238	NUM
amfbr-130	283	39	12.25448	12.25448	NUM
amfbr-130	283	40	15.49471	15.49471	NUM
amfbr-130	283	41	0.1451	0.1451	NUM
amfbr-130	283	42	accept	accept	VERB
amfbr-130	283	43	h0	h0	NOUN
amfbr-130	283	44	at	at	ADP
amfbr-130	283	45	most	most	ADV
amfbr-130	283	46	5	5	NUM
amfbr-130	283	47	*	*	PUNCT
amfbr-130	283	48	0.156036	0.156036	NUM
amfbr-130	284	1	4.241139	4.241139	NUM
amfbr-130	284	2	3.841466	3.841466	NUM
amfbr-130	284	3	0.0394	0.0394	NUM
amfbr-130	284	4	accept	accept	VERB
amfbr-130	284	5	h0	h0	NOUN
amfbr-130	284	6	trace	trace	NOUN
amfbr-130	284	7	statistics	statistic	NOUN
amfbr-130	284	8	none	none	NOUN
amfbr-130	284	9	*	*	PUNCT
amfbr-130	284	10	0.842539	0.842539	NUM
amfbr-130	284	11	46.21446	46.21446	NUM
amfbr-130	284	12	40.07757	40.07757	NUM
amfbr-130	284	13	0.0090	0.0090	NUM
amfbr-130	284	14	reject	reject	NOUN
amfbr-130	284	15	h0	h0	NOUN
amfbr-130	284	16	at	at	ADP
amfbr-130	284	17	most	most	ADV
amfbr-130	284	18	1	1	NUM
amfbr-130	284	19	*	*	PUNCT
amfbr-130	284	20	0.752612	0.752612	NUM
amfbr-130	284	21	34.91990	34.91990	NUM
amfbr-130	284	22	33.87687	33.87687	NUM
amfbr-130	284	23	0.0374	0.0374	NUM
amfbr-130	284	24	reject	reject	NOUN
amfbr-130	284	25	h0	h0	NOUN
amfbr-130	284	26	at	at	ADP
amfbr-130	284	27	most	most	ADV
amfbr-130	284	28	2	2	NUM
amfbr-130	284	29	0.551278	0.551278	NUM
amfbr-130	284	30	20.03379	20.03379	NUM
amfbr-130	284	31	27.58434	27.58434	NUM
amfbr-130	284	32	0.3388	0.3388	NUM
amfbr-130	284	33	accept	accept	VERB
amfbr-130	284	34	h0	h0	NOUN
amfbr-130	284	35	at	at	ADP
amfbr-130	284	36	most	most	ADJ
amfbr-130	284	37	3	3	NUM
amfbr-130	284	38	0.437992	0.437992	NUM
amfbr-130	284	39	14.40600	14.40600	NUM
amfbr-130	284	40	21.13162	21.13162	NUM
amfbr-130	284	41	0.3326	0.3326	NUM
amfbr-130	284	42	accept	accept	VERB
amfbr-130	284	43	h0	h0	NOUN
amfbr-130	284	44	at	at	ADP
amfbr-130	284	45	most	most	ADV
amfbr-130	284	46	4	4	NUM
amfbr-130	284	47	0.274238	0.274238	NUM
amfbr-130	284	48	8.013342	8.013342	NUM
amfbr-130	284	49	14.26460	14.26460	NUM
amfbr-130	284	50	0.3774	0.3774	NUM
amfbr-130	284	51	accept	accept	VERB
amfbr-130	284	52	h0	h0	NOUN
amfbr-130	284	53	at	at	ADP
amfbr-130	284	54	most	most	ADV
amfbr-130	284	55	5	5	NUM
amfbr-130	284	56	*	*	PUNCT
amfbr-130	284	57	0.156036	0.156036	NUM
amfbr-130	285	1	4.241139	4.241139	NUM
amfbr-130	285	2	3.841466	3.841466	NUM
amfbr-130	285	3	0.0394	0.0394	NUM
amfbr-130	285	4	reject	reject	PROPN
amfbr-130	285	5	h0	h0	PROPN
amfbr-130	285	6	source	source	NOUN
amfbr-130	285	7	:	:	PUNCT
amfbr-130	285	8	extracts	extract	NOUN
amfbr-130	285	9	from	from	ADP
amfbr-130	285	10	e	e	NOUN
amfbr-130	285	11	-	-	NOUN
amfbr-130	285	12	view	view	NOUN
amfbr-130	285	13	having	having	AUX
amfbr-130	285	14	established	establish	VERB
amfbr-130	285	15	the	the	DET
amfbr-130	285	16	presence	presence	NOUN
amfbr-130	285	17	of	of	ADP
amfbr-130	285	18	unit	unit	NOUN
amfbr-130	285	19	root	root	NOUN
amfbr-130	285	20	in	in	ADP
amfbr-130	285	21	most	most	ADJ
amfbr-130	285	22	of	of	ADP
amfbr-130	285	23	our	our	PRON
amfbr-130	285	24	variables	variable	NOUN
amfbr-130	285	25	,	,	PUNCT
amfbr-130	285	26	we	we	PRON
amfbr-130	285	27	conducted	conduct	VERB
amfbr-130	285	28	multivariate	multivariate	NOUN
amfbr-130	285	29	cointegration	cointegration	NOUN
amfbr-130	285	30	tests	test	NOUN
amfbr-130	285	31	using	use	VERB
amfbr-130	285	32	johansen	johansen	PROPN
amfbr-130	285	33	maximum	maximum	ADJ
amfbr-130	285	34	likelihood	likelihood	NOUN
amfbr-130	285	35	tests	test	NOUN
amfbr-130	285	36	to	to	PART
amfbr-130	285	37	determine	determine	VERB
amfbr-130	285	38	whether	whether	SCONJ
amfbr-130	285	39	a	a	DET
amfbr-130	285	40	long	long	ADJ
amfbr-130	285	41	run	run	NOUN
amfbr-130	285	42	relationship	relationship	NOUN
amfbr-130	285	43	exist	exist	VERB
amfbr-130	285	44	between	between	ADP
amfbr-130	285	45	the	the	DET
amfbr-130	285	46	variables	variable	NOUN
amfbr-130	285	47	of	of	ADP
amfbr-130	285	48	the	the	DET
amfbr-130	285	49	model	model	NOUN
amfbr-130	285	50	.	.	PUNCT
amfbr-130	286	1	the	the	DET
amfbr-130	286	2	results	result	NOUN
amfbr-130	286	3	of	of	ADP
amfbr-130	286	4	the	the	DET
amfbr-130	286	5	cointegration	cointegration	NOUN
amfbr-130	286	6	test	test	NOUN
amfbr-130	286	7	presented	present	VERB
amfbr-130	286	8	in	in	ADP
amfbr-130	286	9	the	the	DET
amfbr-130	286	10	table	table	NOUN
amfbr-130	286	11	iii	iii	NOUN
amfbr-130	286	12	above	above	ADV
amfbr-130	286	13	.	.	PUNCT
amfbr-130	287	1	the	the	DET
amfbr-130	287	2	results	result	NOUN
amfbr-130	287	3	of	of	ADP
amfbr-130	287	4	the	the	DET
amfbr-130	287	5	johansen	johansen	PROPN
amfbr-130	287	6	’s	’s	PART
amfbr-130	287	7	co	co	NOUN
amfbr-130	287	8	-	-	NOUN
amfbr-130	287	9	integration	integration	NOUN
amfbr-130	287	10	test	test	NOUN
amfbr-130	287	11	reflect	reflect	VERB
amfbr-130	287	12	the	the	DET
amfbr-130	287	13	two	two	NUM
amfbr-130	287	14	statistics	statistic	NOUN
amfbr-130	287	15	test	test	NOUN
amfbr-130	287	16	namely	namely	ADV
amfbr-130	287	17	,	,	PUNCT
amfbr-130	287	18	the	the	DET
amfbr-130	287	19	trace	trace	NOUN
amfbr-130	287	20	statistic	statistic	NOUN
amfbr-130	287	21	and	and	CCONJ
amfbr-130	287	22	the	the	DET
amfbr-130	287	23	maximum	maximum	ADJ
amfbr-130	287	24	eigen	eigen	NOUN
amfbr-130	287	25	-	-	PUNCT
amfbr-130	287	26	value	value	NOUN
amfbr-130	287	27	proposed	propose	VERB
amfbr-130	287	28	by	by	ADP
amfbr-130	287	29	johansen	johansen	PROPN
amfbr-130	287	30	and	and	CCONJ
amfbr-130	287	31	juselius	juselius	PROPN
amfbr-130	287	32	(	(	PUNCT
amfbr-130	287	33	1990	1990	NUM
amfbr-130	287	34	)	)	PUNCT
amfbr-130	287	35	.	.	PUNCT
amfbr-130	288	1	from	from	ADP
amfbr-130	288	2	the	the	DET
amfbr-130	288	3	tables	table	NOUN
amfbr-130	288	4	,	,	PUNCT
amfbr-130	288	5	the	the	DET
amfbr-130	288	6	trace	trace	NOUN
amfbr-130	288	7	statistic	statistic	NOUN
amfbr-130	288	8	is	be	AUX
amfbr-130	288	9	small	small	ADJ
amfbr-130	288	10	when	when	SCONJ
amfbr-130	288	11	the	the	DET
amfbr-130	288	12	values	value	NOUN
amfbr-130	288	13	of	of	ADP
amfbr-130	288	14	the	the	DET
amfbr-130	288	15	characteristic	characteristic	ADJ
amfbr-130	288	16	roots	root	NOUN
amfbr-130	288	17	are	be	AUX
amfbr-130	288	18	closer	close	ADJ
amfbr-130	288	19	to	to	ADP
amfbr-130	288	20	zero	zero	NUM
amfbr-130	288	21	(	(	PUNCT
amfbr-130	288	22	and	and	CCONJ
amfbr-130	288	23	its	its	PRON
amfbr-130	288	24	value	value	NOUN
amfbr-130	288	25	will	will	AUX
amfbr-130	288	26	be	be	AUX
amfbr-130	288	27	large	large	ADJ
amfbr-130	288	28	in	in	ADP
amfbr-130	288	29	relation	relation	NOUN
amfbr-130	288	30	to	to	ADP
amfbr-130	288	31	the	the	DET
amfbr-130	288	32	values	value	NOUN
amfbr-130	288	33	of	of	ADP
amfbr-130	288	34	the	the	DET
amfbr-130	288	35	characteristic	characteristic	ADJ
amfbr-130	288	36	roots	root	NOUN
amfbr-130	288	37	which	which	PRON
amfbr-130	288	38	are	be	AUX
amfbr-130	288	39	further	far	ADV
amfbr-130	288	40	from	from	ADP
amfbr-130	288	41	zero	zero	NUM
amfbr-130	288	42	)	)	PUNCT
amfbr-130	288	43	.	.	PUNCT
amfbr-130	289	1	the	the	DET
amfbr-130	289	2	other	other	ADJ
amfbr-130	289	3	test	test	NOUN
amfbr-130	289	4	,	,	PUNCT
amfbr-130	289	5	the	the	DET
amfbr-130	289	6	maximum	maximum	ADJ
amfbr-130	289	7	eigen	eigen	NOUN
amfbr-130	289	8	-	-	PUNCT
amfbr-130	289	9	value	value	NOUN
amfbr-130	289	10	is	be	AUX
amfbr-130	289	11	an	an	DET
amfbr-130	289	12	alternative	alternative	ADJ
amfbr-130	289	13	test	test	NOUN
amfbr-130	289	14	statistic	statistic	NOUN
amfbr-130	289	15	which	which	PRON
amfbr-130	289	16	tests	test	VERB
amfbr-130	289	17	the	the	DET
amfbr-130	289	18	null	null	ADJ
amfbr-130	289	19	hypothesis	hypothesis	NOUN
amfbr-130	289	20	that	that	PRON
amfbr-130	289	21	the	the	DET
amfbr-130	289	22	number	number	NOUN
amfbr-130	289	23	of	of	ADP
amfbr-130	289	24	r	r	NOUN
amfbr-130	289	25	co	co	ADJ
amfbr-130	289	26	-	-	ADJ
amfbr-130	289	27	integrated	integrated	ADJ
amfbr-130	289	28	vectors	vector	NOUN
amfbr-130	289	29	is	be	AUX
amfbr-130	289	30	r	r	NOUN
amfbr-130	289	31	against	against	ADP
amfbr-130	289	32	the	the	DET
amfbr-130	289	33	alternative	alternative	NOUN
amfbr-130	289	34	of	of	ADP
amfbr-130	289	35	(	(	PUNCT
amfbr-130	289	36	r+1	r+1	NOUN
amfbr-130	289	37	)	)	PUNCT
amfbr-130	289	38	cointegrated	cointegrate	VERB
amfbr-130	289	39	vectors	vector	NOUN
amfbr-130	289	40	.	.	PUNCT
amfbr-130	290	1	(	(	PUNCT
amfbr-130	290	2	i.e.	i.e.	X
amfbr-130	290	3	the	the	DET
amfbr-130	290	4	null	null	ADJ
amfbr-130	290	5	hypothesis	hypothesis	NOUN
amfbr-130	290	6	r	r	NOUN
amfbr-130	290	7	=	=	SYM
amfbr-130	290	8	0	0	NUM
amfbr-130	290	9	is	be	AUX
amfbr-130	290	10	tested	test	VERB
amfbr-130	290	11	against	against	ADP
amfbr-130	290	12	the	the	DET
amfbr-130	290	13	alternative	alternative	NOUN
amfbr-130	290	14	that	that	PRON
amfbr-130	290	15	r	r	NOUN
amfbr-130	290	16	=	=	SYM
amfbr-130	290	17	1	1	NUM
amfbr-130	290	18	;	;	PUNCT
amfbr-130	290	19	r	r	NOUN
amfbr-130	290	20	=	=	SYM
amfbr-130	290	21	1	1	NUM
amfbr-130	290	22	against	against	ADP
amfbr-130	290	23	the	the	DET
amfbr-130	290	24	alternative	alternative	ADJ
amfbr-130	290	25	r	r	NOUN
amfbr-130	290	26	=	=	SYM
amfbr-130	290	27	2	2	NUM
amfbr-130	290	28	)	)	PUNCT
amfbr-130	290	29	.	.	PUNCT
amfbr-130	291	1	if	if	SCONJ
amfbr-130	291	2	the	the	DET
amfbr-130	291	3	estimated	estimate	VERB
amfbr-130	291	4	value	value	NOUN
amfbr-130	291	5	of	of	ADP
amfbr-130	291	6	the	the	DET
amfbr-130	291	7	characteristic	characteristic	ADJ
amfbr-130	291	8	root	root	NOUN
amfbr-130	291	9	is	be	AUX
amfbr-130	291	10	found	find	VERB
amfbr-130	291	11	to	to	PART
amfbr-130	291	12	be	be	AUX
amfbr-130	291	13	close	close	ADJ
amfbr-130	291	14	to	to	ADP
amfbr-130	291	15	zero	zero	NUM
amfbr-130	291	16	,	,	PUNCT
amfbr-130	291	17	then	then	ADV
amfbr-130	291	18	the	the	DET
amfbr-130	291	19	maximum	maximum	ADJ
amfbr-130	291	20	eigen	eigen	NOUN
amfbr-130	291	21	-	-	PUNCT
amfbr-130	291	22	value	value	NOUN
amfbr-130	291	23	will	will	AUX
amfbr-130	291	24	be	be	AUX
amfbr-130	291	25	small	small	ADJ
amfbr-130	291	26	.	.	PUNCT
amfbr-130	292	1	the	the	DET
amfbr-130	292	2	co	co	NOUN
amfbr-130	292	3	-	-	NOUN
amfbr-130	292	4	integration	integration	NOUN
amfbr-130	292	5	results	result	NOUN
amfbr-130	292	6	suggest	suggest	VERB
amfbr-130	292	7	the	the	DET
amfbr-130	292	8	existence	existence	NOUN
amfbr-130	292	9	of	of	ADP
amfbr-130	292	10	two	two	NUM
amfbr-130	292	11	co	co	ADJ
amfbr-130	292	12	-	-	ADJ
amfbr-130	292	13	integrating	integrating	ADJ
amfbr-130	292	14	vectors	vector	NOUN
amfbr-130	292	15	as	as	SCONJ
amfbr-130	292	16	the	the	DET
amfbr-130	292	17	trace	trace	NOUN
amfbr-130	292	18	statistics	statistic	NOUN
amfbr-130	292	19	rejects	reject	VERB
amfbr-130	292	20	the	the	DET
amfbr-130	292	21	null	null	ADJ
amfbr-130	292	22	hypothesis	hypothesis	NOUN
amfbr-130	292	23	of	of	ADP
amfbr-130	292	24	no	no	DET
amfbr-130	292	25	co	co	ADJ
amfbr-130	292	26	-	-	ADJ
amfbr-130	292	27	integrating	integrating	ADJ
amfbr-130	292	28	vector	vector	NOUN
amfbr-130	292	29	at	at	ADP
amfbr-130	292	30	5	5	NUM
amfbr-130	292	31	%	%	NOUN
amfbr-130	292	32	significant	significant	ADJ
amfbr-130	292	33	level	level	NOUN
amfbr-130	292	34	and	and	CCONJ
amfbr-130	292	35	accept	accept	VERB
amfbr-130	292	36	the	the	DET
amfbr-130	292	37	alternate	alternate	ADJ
amfbr-130	292	38	hypothesis	hypothesis	NOUN
amfbr-130	292	39	two	two	NUM
amfbr-130	292	40	co	co	ADJ
amfbr-130	292	41	-	-	ADJ
amfbr-130	292	42	integrating	integrating	ADJ
amfbr-130	292	43	vectors	vector	NOUN
amfbr-130	292	44	.	.	PUNCT
amfbr-130	293	1	similarly	similarly	ADV
amfbr-130	293	2	,	,	PUNCT
amfbr-130	293	3	the	the	DET
amfbr-130	293	4	maximum	maximum	ADJ
amfbr-130	293	5	eigen	eigen	NOUN
amfbr-130	293	6	-	-	PUNCT
amfbr-130	293	7	value	value	NOUN
amfbr-130	293	8	rejects	reject	VERB
amfbr-130	293	9	the	the	DET
amfbr-130	293	10	null	null	ADJ
amfbr-130	293	11	hypothesis	hypothesis	NOUN
amfbr-130	293	12	of	of	ADP
amfbr-130	293	13	r	r	NOUN
amfbr-130	293	14	=	=	SYM
amfbr-130	293	15	0	0	NUM
amfbr-130	293	16	co	co	ADJ
amfbr-130	293	17	-	-	ADJ
amfbr-130	293	18	integrating	integrating	ADJ
amfbr-130	293	19	vector	vector	NOUN
amfbr-130	293	20	at	at	ADP
amfbr-130	293	21	5	5	NUM
amfbr-130	293	22	%	%	NOUN
amfbr-130	293	23	significant	significant	ADJ
amfbr-130	293	24	level	level	NOUN
amfbr-130	293	25	and	and	CCONJ
amfbr-130	293	26	accepts	accept	VERB
amfbr-130	293	27	the	the	DET
amfbr-130	293	28	alternate	alternate	ADJ
amfbr-130	293	29	hypothesis	hypothesis	NOUN
amfbr-130	293	30	of	of	ADP
amfbr-130	293	31	two	two	NUM
amfbr-130	293	32	co	co	ADJ
amfbr-130	293	33	-	-	ADJ
amfbr-130	293	34	integrating	integrating	ADJ
amfbr-130	293	35	vectors	vector	NOUN
amfbr-130	293	36	.	.	PUNCT
amfbr-130	294	1	therefore	therefore	ADV
amfbr-130	294	2	,	,	PUNCT
amfbr-130	294	3	since	since	SCONJ
amfbr-130	294	4	both	both	DET
amfbr-130	294	5	test	test	NOUN
amfbr-130	294	6	statistics	statistic	NOUN
amfbr-130	294	7	suggest	suggest	VERB
amfbr-130	294	8	the	the	DET
amfbr-130	294	9	presence	presence	NOUN
amfbr-130	294	10	of	of	ADP
amfbr-130	294	11	two	two	NUM
amfbr-130	294	12	co	co	ADJ
amfbr-130	294	13	-	-	ADJ
amfbr-130	294	14	integrating	integrating	ADJ
amfbr-130	294	15	vector	vector	NOUN
amfbr-130	294	16	,	,	PUNCT
amfbr-130	294	17	we	we	PRON
amfbr-130	294	18	can	can	AUX
amfbr-130	294	19	conclude	conclude	VERB
amfbr-130	294	20	that	that	SCONJ
amfbr-130	294	21	the	the	DET
amfbr-130	294	22	variables	variable	NOUN
amfbr-130	294	23	are	be	AUX
amfbr-130	294	24	co	co	ADJ
amfbr-130	294	25	-	-	VERB
amfbr-130	294	26	integrated	integrated	ADJ
amfbr-130	294	27	and	and	CCONJ
amfbr-130	294	28	follow	follow	VERB
amfbr-130	294	29	long	long	ADV
amfbr-130	294	30	-	-	PUNCT
amfbr-130	294	31	run	run	VERB
amfbr-130	294	32	equilibrium	equilibrium	NOUN
amfbr-130	294	33	relationship	relationship	NOUN
amfbr-130	294	34	.	.	PUNCT
amfbr-130	295	1	table	table	NOUN
amfbr-130	295	2	4	4	NUM
amfbr-130	295	3	:	:	PUNCT
amfbr-130	295	4	normalized	normalize	VERB
amfbr-130	295	5	conintegrating	conintegrate	VERB
amfbr-130	295	6	equation	equation	NOUN
amfbr-130	295	7	roe	roe	NOUN
amfbr-130	295	8	tbr	tbr	PROPN
amfbr-130	295	9	mpr	mpr	NOUN
amfbr-130	295	10	intr	intr	NOUN
amfbr-130	295	11	g_m2	g_m2	VERB
amfbr-130	295	12	exr	exr	X
amfbr-130	295	13	1.000000	1.000000	NUM
amfbr-130	295	14	-16.68808	-16.68808	SYM
amfbr-130	295	15	3.265243	3.265243	NUM
amfbr-130	295	16	9.267604	9.267604	NUM
amfbr-130	295	17	0.185339	0.185339	NUM
amfbr-130	295	18	-1.814423	-1.814423	NOUN
amfbr-130	295	19	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	295	20	american	american	PROPN
amfbr-130	295	21	finance	finance	PROPN
amfbr-130	295	22	&	&	CCONJ
amfbr-130	295	23	banking	banking	PROPN
amfbr-130	295	24	review	review	PROPN
amfbr-130	295	25	vol	vol	NOUN
amfbr-130	295	26	.	.	PROPN
amfbr-130	296	1	2	2	NUM
amfbr-130	296	2	,	,	PUNCT
amfbr-130	296	3	no	no	INTJ
amfbr-130	296	4	.	.	NOUN
amfbr-130	296	5	1	1	NUM
amfbr-130	296	6	;	;	PUNCT
amfbr-130	296	7	2018	2018	NUM
amfbr-130	296	8	74	74	NUM
amfbr-130	296	9	(	(	PUNCT
amfbr-130	296	10	4.11521	4.11521	NUM
amfbr-130	296	11	)	)	PUNCT
amfbr-130	296	12	(	(	PUNCT
amfbr-130	296	13	5.30918	5.30918	NUM
amfbr-130	296	14	)	)	PUNCT
amfbr-130	296	15	(	(	PUNCT
amfbr-130	296	16	2.68680	2.68680	NUM
amfbr-130	296	17	)	)	PUNCT
amfbr-130	296	18	(	(	PUNCT
amfbr-130	296	19	0.87176	0.87176	NUM
amfbr-130	296	20	)	)	PUNCT
amfbr-130	296	21	(	(	PUNCT
amfbr-130	296	22	0.22047	0.22047	NUM
amfbr-130	296	23	)	)	PUNCT
amfbr-130	296	24	source	source	NOUN
amfbr-130	296	25	:	:	PUNCT
amfbr-130	296	26	extracts	extract	NOUN
amfbr-130	296	27	from	from	ADP
amfbr-130	296	28	e	e	NOUN
amfbr-130	296	29	-	-	NOUN
amfbr-130	296	30	view	view	NOUN
amfbr-130	296	31	test	test	NOUN
amfbr-130	296	32	for	for	ADP
amfbr-130	296	33	normalized	normalized	ADJ
amfbr-130	296	34	cointegration	cointegration	NOUN
amfbr-130	296	35	is	be	AUX
amfbr-130	296	36	necessary	necessary	ADJ
amfbr-130	296	37	to	to	PART
amfbr-130	296	38	ascertain	ascertain	VERB
amfbr-130	296	39	the	the	DET
amfbr-130	296	40	direction	direction	NOUN
amfbr-130	296	41	of	of	ADP
amfbr-130	296	42	long	long	ADJ
amfbr-130	296	43	run	run	NOUN
amfbr-130	296	44	relationship	relationship	NOUN
amfbr-130	296	45	between	between	ADP
amfbr-130	296	46	the	the	DET
amfbr-130	296	47	dependent	dependent	ADJ
amfbr-130	296	48	variable	variable	NOUN
amfbr-130	296	49	and	and	CCONJ
amfbr-130	296	50	independent	independent	ADJ
amfbr-130	296	51	variables	variable	NOUN
amfbr-130	296	52	.	.	PUNCT
amfbr-130	297	1	from	from	ADP
amfbr-130	297	2	the	the	DET
amfbr-130	297	3	table	table	NOUN
amfbr-130	297	4	above	above	ADV
amfbr-130	297	5	,	,	PUNCT
amfbr-130	297	6	treasury	treasury	NOUN
amfbr-130	297	7	bills	bill	NOUN
amfbr-130	297	8	and	and	CCONJ
amfbr-130	297	9	exchange	exchange	NOUN
amfbr-130	297	10	rate	rate	NOUN
amfbr-130	297	11	have	have	VERB
amfbr-130	297	12	negative	negative	ADJ
amfbr-130	297	13	long	long	ADJ
amfbr-130	297	14	run	run	NOUN
amfbr-130	297	15	while	while	SCONJ
amfbr-130	297	16	monetary	monetary	ADJ
amfbr-130	297	17	policy	policy	NOUN
amfbr-130	297	18	,	,	PUNCT
amfbr-130	297	19	interest	interest	NOUN
amfbr-130	297	20	rate	rate	NOUN
amfbr-130	297	21	and	and	CCONJ
amfbr-130	297	22	growth	growth	NOUN
amfbr-130	297	23	of	of	ADP
amfbr-130	297	24	money	money	NOUN
amfbr-130	297	25	supply	supply	NOUN
amfbr-130	297	26	have	have	VERB
amfbr-130	297	27	positive	positive	ADJ
amfbr-130	297	28	long	long	ADJ
amfbr-130	297	29	run	run	NOUN
amfbr-130	297	30	effect	effect	NOUN
amfbr-130	297	31	on	on	ADP
amfbr-130	297	32	return	return	NOUN
amfbr-130	297	33	on	on	ADP
amfbr-130	297	34	equity	equity	NOUN
amfbr-130	297	35	of	of	ADP
amfbr-130	297	36	the	the	DET
amfbr-130	297	37	quoted	quote	VERB
amfbr-130	297	38	insurance	insurance	NOUN
amfbr-130	297	39	firms	firm	NOUN
amfbr-130	297	40	.	.	PUNCT
amfbr-130	298	1	table	table	NOUN
amfbr-130	298	2	5	5	NUM
amfbr-130	298	3	:	:	PUNCT
amfbr-130	298	4	error	error	NOUN
amfbr-130	298	5	correction	correction	NOUN
amfbr-130	298	6	estimate	estimate	VERB
amfbr-130	298	7	error	error	NOUN
amfbr-130	298	8	correction	correction	NOUN
amfbr-130	298	9	:	:	PUNCT
amfbr-130	298	10	d(roe	d(roe	PROPN
amfbr-130	298	11	)	)	PUNCT
amfbr-130	298	12	d(tbr	d(tbr	NOUN
amfbr-130	298	13	)	)	PUNCT
amfbr-130	298	14	d(mpr	d(mpr	NOUN
amfbr-130	298	15	)	)	PUNCT
amfbr-130	298	16	d(intr	d(intr	PROPN
amfbr-130	298	17	)	)	PUNCT
amfbr-130	298	18	d(g_m2	d(g_m2	PROPN
amfbr-130	298	19	)	)	PUNCT
amfbr-130	298	20	cointeq1	cointeq1	PROPN
amfbr-130	298	21	-0.291610	-0.291610	VERB
amfbr-130	299	1	-0.015426	-0.015426	NOUN
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amfbr-130	300	4	(	(	PUNCT
amfbr-130	300	5	0.24888	0.24888	NUM
amfbr-130	300	6	)	)	PUNCT
amfbr-130	300	7	(	(	PUNCT
amfbr-130	300	8	0.00982	0.00982	NUM
amfbr-130	300	9	)	)	PUNCT
amfbr-130	300	10	(	(	PUNCT
amfbr-130	300	11	0.00513	0.00513	NUM
amfbr-130	300	12	)	)	PUNCT
amfbr-130	300	13	(	(	PUNCT
amfbr-130	300	14	0.00643	0.00643	NUM
amfbr-130	300	15	)	)	PUNCT
amfbr-130	300	16	(	(	PUNCT
amfbr-130	300	17	0.03422	0.03422	NUM
amfbr-130	300	18	)	)	PUNCT
amfbr-130	301	1	[	[	X
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amfbr-130	302	1	[	[	X
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amfbr-130	302	3	]	]	X
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amfbr-130	302	9	]	]	PUNCT
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amfbr-130	303	9	)	)	PUNCT
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amfbr-130	303	18	)	)	PUNCT
amfbr-130	304	1	[	[	X
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amfbr-130	305	1	[	[	X
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amfbr-130	306	42	equation	equation	NOUN
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amfbr-130	306	44	4.645638	4.645638	NUM
amfbr-130	306	45	2.426009	2.426009	NUM
amfbr-130	306	46	3.042862	3.042862	NUM
amfbr-130	306	47	16.19266	16.19266	NUM
amfbr-130	306	48	f	f	X
amfbr-130	306	49	-	-	PUNCT
amfbr-130	306	50	statistic	statistic	NOUN
amfbr-130	306	51	1.151164	1.151164	NUM
amfbr-130	306	52	1.128023	1.128023	NUM
amfbr-130	306	53	5.197053	5.197053	NUM
amfbr-130	306	54	5.796615	5.796615	NUM
amfbr-130	306	55	1.546748	1.546748	NUM
amfbr-130	306	56	log	log	NOUN
amfbr-130	306	57	likelihood	likelihood	NOUN
amfbr-130	306	58	-139.1394	-139.1394	PUNCT
amfbr-130	306	59	-61.55491	-61.55491	PUNCT
amfbr-130	306	60	-45.96256	-45.96256	NUM
amfbr-130	306	61	-51.39978	-51.39978	PUNCT
amfbr-130	306	62	-91.52202	-91.52202	PROPN
amfbr-130	306	63	akaike	akaike	ADP
amfbr-130	306	64	aic	aic	PROPN
amfbr-130	306	65	12.67829	12.67829	NUM
amfbr-130	306	66	6.212909	6.212909	NUM
amfbr-130	306	67	4.913547	4.913547	NUM
amfbr-130	306	68	5.366649	5.366649	NUM
amfbr-130	306	69	8.710168	8.710168	NUM
amfbr-130	306	70	schwarz	schwarz	PROPN
amfbr-130	306	71	sc	sc	PROPN
amfbr-130	306	72	13.31640	13.31640	NUM
amfbr-130	306	73	6.851022	6.851022	NUM
amfbr-130	306	74	5.551659	5.551659	NUM
amfbr-130	306	75	6.004761	6.004761	NUM
amfbr-130	306	76	9.348281	9.348281	NUM
amfbr-130	306	77	mean	mean	NOUN
amfbr-130	306	78	dependent	dependent	ADJ
amfbr-130	306	79	7.036250	7.036250	NUM
amfbr-130	306	80	-0.173333	-0.173333	NOUN
amfbr-130	306	81	-0.031250	-0.031250	VERB
amfbr-130	306	82	0.437917	0.437917	NUM
amfbr-130	306	83	-0.312083	-0.312083	NOUN
amfbr-130	306	84	s.d	s.d	PROPN
amfbr-130	306	85	.	.	PROPN
amfbr-130	307	1	dependent	dependent	ADJ
amfbr-130	307	2	122.3118	122.3118	NUM
amfbr-130	307	3	4.798282	4.798282	NUM
amfbr-130	307	4	4.332833	4.332833	NUM
amfbr-130	307	5	5.694772	5.694772	NUM
amfbr-130	307	6	18.35751	18.35751	NUM
amfbr-130	307	7	determinant	determinant	ADJ
amfbr-130	307	8	resid	resid	NOUN
amfbr-130	307	9	covariance	covariance	NOUN
amfbr-130	307	10	(	(	PUNCT
amfbr-130	307	11	dof	dof	NOUN
amfbr-130	307	12	adj	adj	PROPN
amfbr-130	307	13	.	.	PUNCT
amfbr-130	307	14	)	)	PUNCT
amfbr-130	308	1	2.69e+08	2.69e+08	X
amfbr-130	308	2	determinant	determinant	ADJ
amfbr-130	308	3	resid	resid	NOUN
amfbr-130	308	4	covariance	covariance	NOUN
amfbr-130	308	5	5443935	5443935	NUM
amfbr-130	308	6	.	.	PUNCT
amfbr-130	309	1	log	log	NOUN
amfbr-130	309	2	likelihood	likelihood	NOUN
amfbr-130	309	3	-356.3928	-356.3928	PUNCT
amfbr-130	309	4	akaike	akaike	ADJ
amfbr-130	309	5	information	information	NOUN
amfbr-130	309	6	criterion	criterion	NOUN
amfbr-130	309	7	35.94940	35.94940	NUM
amfbr-130	309	8	schwarz	schwarz	PROPN
amfbr-130	309	9	criterion	criterion	NOUN
amfbr-130	309	10	39.63082	39.63082	NUM
amfbr-130	309	11	source	source	NOUN
amfbr-130	309	12	:	:	PUNCT
amfbr-130	309	13	extracts	extract	NOUN
amfbr-130	309	14	from	from	ADP
amfbr-130	309	15	e	e	NOUN
amfbr-130	309	16	-	-	NOUN
amfbr-130	309	17	view	view	NOUN
amfbr-130	309	18	results	result	NOUN
amfbr-130	309	19	from	from	ADP
amfbr-130	309	20	error	error	NOUN
amfbr-130	309	21	correction	correction	NOUN
amfbr-130	309	22	estimates	estimate	NOUN
amfbr-130	309	23	proved	prove	VERB
amfbr-130	309	24	that	that	SCONJ
amfbr-130	309	25	return	return	NOUN
amfbr-130	309	26	on	on	ADP
amfbr-130	309	27	equity	equity	NOUN
amfbr-130	309	28	and	and	CCONJ
amfbr-130	309	29	treasury	treasury	PROPN
amfbr-130	309	30	bills	bill	NOUN
amfbr-130	309	31	have	have	VERB
amfbr-130	309	32	negative	negative	ADJ
amfbr-130	309	33	coefficient	coefficient	NOUN
amfbr-130	309	34	while	while	SCONJ
amfbr-130	309	35	other	other	ADJ
amfbr-130	309	36	variables	variable	NOUN
amfbr-130	309	37	in	in	ADP
amfbr-130	309	38	the	the	DET
amfbr-130	309	39	model	model	NOUN
amfbr-130	309	40	have	have	VERB
amfbr-130	309	41	positive	positive	ADJ
amfbr-130	309	42	coefficient	coefficient	NOUN
amfbr-130	309	43	in	in	ADP
amfbr-130	309	44	equation	equation	NOUN
amfbr-130	309	45	i	i	PRON
amfbr-130	309	46	this	this	PRON
amfbr-130	309	47	also	also	ADV
amfbr-130	309	48	confirm	confirm	VERB
amfbr-130	309	49	the	the	DET
amfbr-130	309	50	results	result	NOUN
amfbr-130	309	51	in	in	ADP
amfbr-130	309	52	equation	equation	NOUN
amfbr-130	309	53	ii	ii	PROPN
amfbr-130	309	54	.	.	PUNCT
amfbr-130	310	1	the	the	DET
amfbr-130	310	2	r2	r2	PROPN
amfbr-130	310	3	and	and	CCONJ
amfbr-130	310	4	adjusted	adjust	VERB
amfbr-130	310	5	r2	r2	PROPN
amfbr-130	310	6	shows	show	VERB
amfbr-130	310	7	the	the	DET
amfbr-130	310	8	explained	explain	VERB
amfbr-130	310	9	variation	variation	NOUN
amfbr-130	310	10	of	of	ADP
amfbr-130	310	11	the	the	DET
amfbr-130	310	12	variables	variable	NOUN
amfbr-130	310	13	.	.	PUNCT
amfbr-130	311	1	table	table	NOUN
amfbr-130	311	2	6	6	NUM
amfbr-130	311	3	:	:	PUNCT
amfbr-130	311	4	parsimonious	parsimonious	ADJ
amfbr-130	311	5	error	error	NOUN
amfbr-130	311	6	correction	correction	NOUN
amfbr-130	311	7	results	result	VERB
amfbr-130	311	8	variable	variable	ADJ
amfbr-130	311	9	coefficient	coefficient	NOUN
amfbr-130	311	10	std	std	NOUN
amfbr-130	311	11	.	.	NOUN
amfbr-130	311	12	error	error	NOUN
amfbr-130	311	13	t	t	NOUN
amfbr-130	311	14	-	-	PUNCT
amfbr-130	311	15	statistic	statistic	NOUN
amfbr-130	311	16	prob	prob	NOUN
amfbr-130	311	17	.	.	PUNCT
amfbr-130	312	1	c	c	PROPN
amfbr-130	312	2	22.20226	22.20226	NUM
amfbr-130	312	3	23.58401	23.58401	NUM
amfbr-130	312	4	0.941412	0.941412	NUM
amfbr-130	312	5	0.3637	0.3637	NUM
amfbr-130	312	6	d(roe(-1	d(roe(-1	NOUN
amfbr-130	312	7	)	)	PUNCT
amfbr-130	312	8	)	)	PUNCT
amfbr-130	313	1	0.390055	0.390055	NUM
amfbr-130	313	2	0.475306	0.475306	NUM
amfbr-130	313	3	0.820639	0.820639	NUM
amfbr-130	313	4	0.4266	0.4266	NUM
amfbr-130	313	5	d(roe(-2	d(roe(-2	NOUN
amfbr-130	313	6	)	)	PUNCT
amfbr-130	313	7	)	)	PUNCT
amfbr-130	313	8	-0.070217	-0.070217	VERB
amfbr-130	313	9	0.361520	0.361520	NUM
amfbr-130	313	10	-0.194228	-0.194228	NOUN
amfbr-130	314	1	0.8490	0.8490	NUM
amfbr-130	314	2	d(roe(-3	d(roe(-3	ADJ
amfbr-130	314	3	)	)	PUNCT
amfbr-130	314	4	)	)	PUNCT
amfbr-130	314	5	-0.133370	-0.133370	VERB
amfbr-130	314	6	0.230699	0.230699	NUM
amfbr-130	314	7	-0.578110	-0.578110	NOUN
amfbr-130	314	8	0.5731	0.5731	NUM
amfbr-130	314	9	d(tbr(-1	d(tbr(-1	NOUN
amfbr-130	314	10	)	)	PUNCT
amfbr-130	314	11	)	)	PUNCT
amfbr-130	315	1	0.211941	0.211941	NUM
amfbr-130	315	2	4.788389	4.788389	NUM
amfbr-130	315	3	0.044262	0.044262	NUM
amfbr-130	315	4	0.9654	0.9654	NUM
amfbr-130	315	5	d(mpr(-2	d(mpr(-2	NOUN
amfbr-130	315	6	)	)	PUNCT
amfbr-130	315	7	)	)	PUNCT
amfbr-130	315	8	-2.197283	-2.197283	NOUN
amfbr-130	316	1	5.266743	5.266743	NUM
amfbr-130	316	2	-0.417200	-0.417200	NOUN
amfbr-130	316	3	0.6833	0.6833	NUM
amfbr-130	316	4	d(intr(-1	d(intr(-1	ADJ
amfbr-130	316	5	)	)	PUNCT
amfbr-130	316	6	)	)	PUNCT
amfbr-130	317	1	-0.629065	-0.629065	VERB
amfbr-130	317	2	4.381392	4.381392	NUM
amfbr-130	317	3	-0.143576	-0.143576	NOUN
amfbr-130	317	4	0.8880	0.8880	NUM
amfbr-130	317	5	d(g_m2	d(g_m2	NOUN
amfbr-130	317	6	)	)	PUNCT
amfbr-130	317	7	2.897508	2.897508	NUM
amfbr-130	317	8	1.350514	1.350514	NUM
amfbr-130	317	9	2.145486	2.145486	NUM
amfbr-130	317	10	0.0514	0.0514	NUM
amfbr-130	317	11	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	ADJ
amfbr-130	317	12	american	american	PROPN
amfbr-130	317	13	finance	finance	PROPN
amfbr-130	317	14	&	&	CCONJ
amfbr-130	317	15	banking	banking	PROPN
amfbr-130	317	16	review	review	PROPN
amfbr-130	317	17	vol	vol	NOUN
amfbr-130	317	18	.	.	PROPN
amfbr-130	318	1	2	2	NUM
amfbr-130	318	2	,	,	PUNCT
amfbr-130	318	3	no	no	INTJ
amfbr-130	318	4	.	.	NOUN
amfbr-130	318	5	1	1	NUM
amfbr-130	318	6	;	;	PUNCT
amfbr-130	318	7	2018	2018	NUM
amfbr-130	318	8	75	75	NUM
amfbr-130	318	9	d(exr(-1	d(exr(-1	NOUN
amfbr-130	318	10	)	)	PUNCT
amfbr-130	318	11	)	)	PUNCT
amfbr-130	318	12	-1.616601	-1.616601	NOUN
amfbr-130	319	1	1.341164	1.341164	NUM
amfbr-130	319	2	-1.205371	-1.205371	NOUN
amfbr-130	319	3	0.2495	0.2495	NUM
amfbr-130	319	4	ecm(-1	ecm(-1	ADJ
amfbr-130	319	5	)	)	PUNCT
amfbr-130	319	6	-1.682663	-1.682663	NOUN
amfbr-130	320	1	0.617255	0.617255	NUM
amfbr-130	320	2	-2.726040	-2.726040	VERB
amfbr-130	320	3	0.0173	0.0173	NUM
amfbr-130	320	4	r	r	X
amfbr-130	320	5	-	-	PUNCT
amfbr-130	320	6	squared	square	VERB
amfbr-130	320	7	0.679901	0.679901	NUM
amfbr-130	320	8	mean	mean	NOUN
amfbr-130	320	9	dependent	dependent	ADJ
amfbr-130	320	10	var	var	NOUN
amfbr-130	320	11	6.596522	6.596522	NUM
amfbr-130	320	12	adjusted	adjusted	ADJ
amfbr-130	320	13	r	r	NOUN
amfbr-130	320	14	-	-	PUNCT
amfbr-130	320	15	squared	square	VERB
amfbr-130	320	16	0.458293	0.458293	NUM
amfbr-130	320	17	s.d	s.d	PROPN
amfbr-130	320	18	.	.	PUNCT
amfbr-130	321	1	dependent	dependent	ADJ
amfbr-130	321	2	var	var	PROPN
amfbr-130	321	3	125.0413	125.0413	NUM
amfbr-130	321	4	s.e	s.e	PROPN
amfbr-130	321	5	.	.	PROPN
amfbr-130	321	6	of	of	ADP
amfbr-130	321	7	regression	regression	NOUN
amfbr-130	321	8	92.03131	92.03131	NUM
amfbr-130	321	9	akaike	akaike	ADJ
amfbr-130	321	10	info	info	NOUN
amfbr-130	321	11	criterion	criterion	NOUN
amfbr-130	321	12	12.18116	12.18116	NUM
amfbr-130	321	13	sum	sum	NOUN
amfbr-130	321	14	squared	square	VERB
amfbr-130	321	15	resid	resid	NOUN
amfbr-130	321	16	110106.9	110106.9	NUM
amfbr-130	321	17	schwarz	schwarz	PROPN
amfbr-130	321	18	criterion	criterion	NOUN
amfbr-130	321	19	12.67485	12.67485	NUM
amfbr-130	321	20	log	log	NOUN
amfbr-130	321	21	likelihood	likelihood	NOUN
amfbr-130	321	22	-130.0833	-130.0833	ADP
amfbr-130	321	23	hannan	hannan	PROPN
amfbr-130	321	24	-	-	PUNCT
amfbr-130	321	25	quinn	quinn	PROPN
amfbr-130	321	26	criter	criter	NOUN
amfbr-130	321	27	.	.	PUNCT
amfbr-130	322	1	12.30532	12.30532	NUM
amfbr-130	322	2	f	f	X
amfbr-130	322	3	-	-	PUNCT
amfbr-130	322	4	statistic	statistic	NOUN
amfbr-130	322	5	3.068043	3.068043	NUM
amfbr-130	322	6	durbin	durbin	ADJ
amfbr-130	322	7	-	-	PUNCT
amfbr-130	322	8	watson	watson	NOUN
amfbr-130	322	9	stat	stat	PROPN
amfbr-130	322	10	2.270015	2.270015	NUM
amfbr-130	322	11	prob(f	prob(f	NOUN
amfbr-130	322	12	-	-	PUNCT
amfbr-130	322	13	statistic	statistic	NOUN
amfbr-130	322	14	)	)	PUNCT
amfbr-130	322	15	0.032935	0.032935	NUM
amfbr-130	322	16	source	source	NOUN
amfbr-130	322	17	:	:	PUNCT
amfbr-130	322	18	extracts	extract	NOUN
amfbr-130	322	19	from	from	ADP
amfbr-130	322	20	e	e	NOUN
amfbr-130	322	21	-	-	NOUN
amfbr-130	322	22	view	view	ADJ
amfbr-130	322	23	information	information	NOUN
amfbr-130	322	24	from	from	ADP
amfbr-130	322	25	the	the	DET
amfbr-130	322	26	unit	unit	NOUN
amfbr-130	322	27	root	root	NOUN
amfbr-130	322	28	tests	test	NOUN
amfbr-130	322	29	,	,	PUNCT
amfbr-130	322	30	and	and	CCONJ
amfbr-130	322	31	the	the	DET
amfbr-130	322	32	estimated	estimated	ADJ
amfbr-130	322	33	co	co	ADJ
amfbr-130	322	34	-	-	ADJ
amfbr-130	322	35	integrating	integrating	ADJ
amfbr-130	322	36	relationship	relationship	NOUN
amfbr-130	322	37	were	be	AUX
amfbr-130	322	38	used	use	VERB
amfbr-130	322	39	to	to	PART
amfbr-130	322	40	specify	specify	VERB
amfbr-130	322	41	the	the	DET
amfbr-130	322	42	short	short	ADJ
amfbr-130	322	43	-	-	PUNCT
amfbr-130	322	44	run	run	NOUN
amfbr-130	322	45	error	error	NOUN
amfbr-130	322	46	correction	correction	NOUN
amfbr-130	322	47	dynamic	dynamic	ADJ
amfbr-130	322	48	model	model	NOUN
amfbr-130	322	49	.	.	PUNCT
amfbr-130	323	1	the	the	DET
amfbr-130	323	2	test	test	NOUN
amfbr-130	323	3	was	be	AUX
amfbr-130	323	4	conducted	conduct	VERB
amfbr-130	323	5	to	to	PART
amfbr-130	323	6	reconcile	reconcile	VERB
amfbr-130	323	7	the	the	DET
amfbr-130	323	8	short	short	ADJ
amfbr-130	323	9	-	-	PUNCT
amfbr-130	323	10	run	run	VERB
amfbr-130	323	11	and	and	CCONJ
amfbr-130	323	12	long	long	ADJ
amfbr-130	323	13	run	run	NOUN
amfbr-130	323	14	dynamism	dynamism	NOUN
amfbr-130	323	15	.	.	PUNCT
amfbr-130	324	1	the	the	DET
amfbr-130	324	2	result	result	NOUN
amfbr-130	324	3	obtained	obtain	VERB
amfbr-130	324	4	for	for	ADP
amfbr-130	324	5	the	the	DET
amfbr-130	324	6	model	model	NOUN
amfbr-130	324	7	is	be	AUX
amfbr-130	324	8	explained	explain	VERB
amfbr-130	324	9	in	in	ADP
amfbr-130	324	10	table	table	NOUN
amfbr-130	324	11	v	v	ADP
amfbr-130	324	12	above	above	ADV
amfbr-130	324	13	.	.	PUNCT
amfbr-130	325	1	the	the	DET
amfbr-130	325	2	coefficient	coefficient	NOUN
amfbr-130	325	3	of	of	ADP
amfbr-130	325	4	the	the	DET
amfbr-130	325	5	error	error	NOUN
amfbr-130	325	6	correction	correction	NOUN
amfbr-130	325	7	model	model	NOUN
amfbr-130	325	8	for	for	ADP
amfbr-130	325	9	the	the	DET
amfbr-130	325	10	estimated	estimate	VERB
amfbr-130	325	11	roe	roe	NOUN
amfbr-130	325	12	equations	equation	NOUN
amfbr-130	325	13	is	be	AUX
amfbr-130	325	14	statistically	statistically	ADV
amfbr-130	325	15	significant	significant	ADJ
amfbr-130	325	16	and	and	CCONJ
amfbr-130	325	17	negative	negative	ADJ
amfbr-130	325	18	.	.	PUNCT
amfbr-130	326	1	specifically	specifically	ADV
amfbr-130	326	2	,	,	PUNCT
amfbr-130	326	3	if	if	SCONJ
amfbr-130	326	4	the	the	DET
amfbr-130	326	5	actual	actual	ADJ
amfbr-130	326	6	equilibrium	equilibrium	NOUN
amfbr-130	326	7	value	value	NOUN
amfbr-130	326	8	is	be	AUX
amfbr-130	326	9	too	too	ADV
amfbr-130	326	10	high	high	ADJ
amfbr-130	326	11	,	,	PUNCT
amfbr-130	326	12	the	the	DET
amfbr-130	326	13	error	error	NOUN
amfbr-130	326	14	correction	correction	NOUN
amfbr-130	326	15	term	term	NOUN
amfbr-130	326	16	will	will	AUX
amfbr-130	326	17	bring	bring	VERB
amfbr-130	326	18	it	it	PRON
amfbr-130	326	19	down	down	ADP
amfbr-130	326	20	,	,	PUNCT
amfbr-130	326	21	while	while	SCONJ
amfbr-130	326	22	if	if	SCONJ
amfbr-130	326	23	it	it	PRON
amfbr-130	326	24	is	be	AUX
amfbr-130	326	25	too	too	ADV
amfbr-130	326	26	low	low	ADJ
amfbr-130	326	27	,	,	PUNCT
amfbr-130	326	28	the	the	DET
amfbr-130	326	29	error	error	NOUN
amfbr-130	326	30	correction	correction	NOUN
amfbr-130	326	31	term	term	NOUN
amfbr-130	326	32	will	will	AUX
amfbr-130	326	33	raise	raise	VERB
amfbr-130	326	34	it	it	PRON
amfbr-130	326	35	.	.	PUNCT
amfbr-130	327	1	the	the	DET
amfbr-130	327	2	value	value	NOUN
amfbr-130	327	3	of	of	ADP
amfbr-130	327	4	the	the	DET
amfbr-130	327	5	coefficient	coefficient	NOUN
amfbr-130	327	6	however	however	ADV
amfbr-130	327	7	implies	imply	VERB
amfbr-130	327	8	that	that	SCONJ
amfbr-130	327	9	when	when	SCONJ
amfbr-130	327	10	roe	roe	NOUN
amfbr-130	327	11	is	be	AUX
amfbr-130	327	12	out	out	ADP
amfbr-130	327	13	of	of	ADP
amfbr-130	327	14	its	its	PRON
amfbr-130	327	15	long	long	ADJ
amfbr-130	327	16	run	run	NOUN
amfbr-130	327	17	trend	trend	NOUN
amfbr-130	327	18	,	,	PUNCT
amfbr-130	327	19	116	116	NUM
amfbr-130	327	20	%	%	NOUN
amfbr-130	327	21	of	of	ADP
amfbr-130	327	22	the	the	DET
amfbr-130	327	23	error	error	NOUN
amfbr-130	327	24	is	be	AUX
amfbr-130	327	25	corrected	correct	VERB
amfbr-130	327	26	at	at	ADP
amfbr-130	327	27	each	each	DET
amfbr-130	327	28	level	level	NOUN
amfbr-130	327	29	to	to	PART
amfbr-130	327	30	restore	restore	VERB
amfbr-130	327	31	equilibrium	equilibrium	NOUN
amfbr-130	327	32	but	but	CCONJ
amfbr-130	327	33	with	with	ADP
amfbr-130	327	34	a	a	DET
amfbr-130	327	35	stronger	strong	ADJ
amfbr-130	327	36	and	and	CCONJ
amfbr-130	327	37	significant	significant	ADJ
amfbr-130	327	38	effect	effect	NOUN
amfbr-130	327	39	.	.	PUNCT
amfbr-130	328	1	statistically	statistically	ADV
amfbr-130	328	2	,	,	PUNCT
amfbr-130	328	3	the	the	DET
amfbr-130	328	4	fit	fit	NOUN
amfbr-130	328	5	is	be	AUX
amfbr-130	328	6	good	good	ADJ
amfbr-130	328	7	for	for	ADP
amfbr-130	328	8	roe	roe	NOUN
amfbr-130	328	9	with	with	ADP
amfbr-130	328	10	r2	r2	PROPN
amfbr-130	328	11	indicating	indicate	VERB
amfbr-130	328	12	67.9	67.9	NUM
amfbr-130	328	13	%	%	NOUN
amfbr-130	328	14	of	of	ADP
amfbr-130	328	15	the	the	DET
amfbr-130	328	16	total	total	ADJ
amfbr-130	328	17	variation	variation	NOUN
amfbr-130	328	18	as	as	SCONJ
amfbr-130	328	19	explained	explain	VERB
amfbr-130	328	20	by	by	ADP
amfbr-130	328	21	the	the	DET
amfbr-130	328	22	included	include	VERB
amfbr-130	328	23	variables	variable	NOUN
amfbr-130	328	24	.	.	PUNCT
amfbr-130	329	1	the	the	DET
amfbr-130	329	2	remaining	remain	VERB
amfbr-130	329	3	32.1	32.1	NUM
amfbr-130	329	4	percent	percent	NOUN
amfbr-130	329	5	of	of	ADP
amfbr-130	329	6	the	the	DET
amfbr-130	329	7	total	total	ADJ
amfbr-130	329	8	variation	variation	NOUN
amfbr-130	329	9	in	in	ADP
amfbr-130	329	10	roe	roe	PROPN
amfbr-130	329	11	is	be	AUX
amfbr-130	329	12	unaccounted	unaccounte	VERB
amfbr-130	329	13	for	for	ADP
amfbr-130	329	14	by	by	ADP
amfbr-130	329	15	the	the	DET
amfbr-130	329	16	regression	regression	NOUN
amfbr-130	329	17	line	line	NOUN
amfbr-130	329	18	and	and	CCONJ
amfbr-130	329	19	is	be	AUX
amfbr-130	329	20	attributed	attribute	VERB
amfbr-130	329	21	to	to	ADP
amfbr-130	329	22	the	the	DET
amfbr-130	329	23	factors	factor	NOUN
amfbr-130	329	24	included	include	VERB
amfbr-130	329	25	in	in	ADP
amfbr-130	329	26	the	the	DET
amfbr-130	329	27	disturbance	disturbance	NOUN
amfbr-130	329	28	term	term	NOUN
amfbr-130	329	29	(	(	PUNCT
amfbr-130	329	30	μ	μ	NOUN
amfbr-130	329	31	)	)	PUNCT
amfbr-130	329	32	.	.	PUNCT
amfbr-130	330	1	the	the	DET
amfbr-130	330	2	presence	presence	NOUN
amfbr-130	330	3	of	of	ADP
amfbr-130	330	4	unit	unit	NOUN
amfbr-130	330	5	root	root	NOUN
amfbr-130	330	6	in	in	ADP
amfbr-130	330	7	the	the	DET
amfbr-130	330	8	residual	residual	ADJ
amfbr-130	330	9	series	series	NOUN
amfbr-130	330	10	usually	usually	ADV
amfbr-130	330	11	drive	drive	VERB
amfbr-130	330	12	durbin	durbin	ADJ
amfbr-130	330	13	-	-	PUNCT
amfbr-130	330	14	watson	watson	NOUN
amfbr-130	330	15	test	test	NOUN
amfbr-130	330	16	towards	towards	ADP
amfbr-130	330	17	zero	zero	NUM
amfbr-130	330	18	,	,	PUNCT
amfbr-130	330	19	but	but	CCONJ
amfbr-130	330	20	the	the	DET
amfbr-130	330	21	value	value	NOUN
amfbr-130	330	22	of	of	ADP
amfbr-130	330	23	this	this	DET
amfbr-130	330	24	statistic	statistic	NOUN
amfbr-130	330	25	(	(	PUNCT
amfbr-130	330	26	2.27	2.27	NUM
amfbr-130	330	27	)	)	PUNCT
amfbr-130	330	28	,	,	PUNCT
amfbr-130	330	29	which	which	PRON
amfbr-130	330	30	is	be	AUX
amfbr-130	330	31	approximately	approximately	ADV
amfbr-130	330	32	2	2	NUM
amfbr-130	330	33	,	,	PUNCT
amfbr-130	330	34	is	be	AUX
amfbr-130	330	35	within	within	ADP
amfbr-130	330	36	the	the	DET
amfbr-130	330	37	acceptable	acceptable	ADJ
amfbr-130	330	38	limit	limit	NOUN
amfbr-130	330	39	for	for	ADP
amfbr-130	330	40	zero	zero	NUM
amfbr-130	330	41	autocorrelation	autocorrelation	NOUN
amfbr-130	330	42	and	and	CCONJ
amfbr-130	330	43	it	it	PRON
amfbr-130	330	44	is	be	AUX
amfbr-130	330	45	considered	consider	VERB
amfbr-130	330	46	interesting	interesting	ADJ
amfbr-130	330	47	because	because	SCONJ
amfbr-130	330	48	it	it	PRON
amfbr-130	330	49	reinforces	reinforce	VERB
amfbr-130	330	50	the	the	DET
amfbr-130	330	51	acceptance	acceptance	NOUN
amfbr-130	330	52	of	of	ADP
amfbr-130	330	53	the	the	DET
amfbr-130	330	54	null	null	ADJ
amfbr-130	330	55	hypothesis	hypothesis	NOUN
amfbr-130	330	56	of	of	ADP
amfbr-130	330	57	no	no	DET
amfbr-130	330	58	serial	serial	ADJ
amfbr-130	330	59	correlation	correlation	NOUN
amfbr-130	330	60	in	in	ADP
amfbr-130	330	61	the	the	DET
amfbr-130	330	62	residual	residual	NOUN
amfbr-130	330	63	of	of	ADP
amfbr-130	330	64	the	the	DET
amfbr-130	330	65	model	model	NOUN
amfbr-130	330	66	.	.	PUNCT
amfbr-130	331	1	table	table	NOUN
amfbr-130	331	2	7	7	NUM
amfbr-130	331	3	:	:	PUNCT
amfbr-130	331	4	pairwise	pairwise	PROPN
amfbr-130	331	5	granger	granger	NOUN
amfbr-130	331	6	causality	causality	PROPN
amfbr-130	331	7	tests	test	VERB
amfbr-130	331	8	null	null	ADJ
amfbr-130	331	9	hypothesis	hypothesis	NOUN
amfbr-130	331	10	:	:	PUNCT
amfbr-130	331	11	obs	obs	PROPN
amfbr-130	331	12	f	f	NOUN
amfbr-130	331	13	-	-	PUNCT
amfbr-130	331	14	statistic	statistic	ADJ
amfbr-130	331	15	prob	prob	NOUN
amfbr-130	331	16	.	.	PUNCT
amfbr-130	332	1	tbr	tbr	NOUN
amfbr-130	332	2	does	do	AUX
amfbr-130	332	3	not	not	PART
amfbr-130	332	4	granger	granger	PROPN
amfbr-130	332	5	cause	cause	VERB
amfbr-130	332	6	roe	roe	PROPN
amfbr-130	332	7	25	25	NUM
amfbr-130	332	8	0.51402	0.51402	NUM
amfbr-130	332	9	0.6058	0.6058	NUM
amfbr-130	332	10	roe	roe	NOUN
amfbr-130	332	11	does	do	AUX
amfbr-130	332	12	not	not	PART
amfbr-130	332	13	granger	granger	AUX
amfbr-130	332	14	cause	cause	VERB
amfbr-130	332	15	tbr	tbr	NOUN
amfbr-130	332	16	4.30244	4.30244	NUM
amfbr-130	332	17	0.0279	0.0279	NUM
amfbr-130	332	18	mpr	mpr	NOUN
amfbr-130	332	19	does	do	AUX
amfbr-130	332	20	not	not	PART
amfbr-130	332	21	granger	granger	VERB
amfbr-130	332	22	cause	cause	VERB
amfbr-130	332	23	roe	roe	PROPN
amfbr-130	332	24	25	25	NUM
amfbr-130	332	25	0.45448	0.45448	NUM
amfbr-130	332	26	0.6412	0.6412	NUM
amfbr-130	332	27	roe	roe	NOUN
amfbr-130	332	28	does	do	AUX
amfbr-130	332	29	not	not	PART
amfbr-130	332	30	granger	granger	AUX
amfbr-130	332	31	cause	cause	VERB
amfbr-130	332	32	mpr	mpr	PROPN
amfbr-130	332	33	2.54165	2.54165	NUM
amfbr-130	332	34	0.1039	0.1039	NUM
amfbr-130	332	35	intr	intr	NOUN
amfbr-130	332	36	does	do	AUX
amfbr-130	332	37	not	not	PART
amfbr-130	332	38	granger	granger	AUX
amfbr-130	332	39	cause	cause	VERB
amfbr-130	332	40	roe	roe	PROPN
amfbr-130	332	41	25	25	NUM
amfbr-130	332	42	0.56170	0.56170	NUM
amfbr-130	332	43	0.5790	0.5790	NUM
amfbr-130	332	44	roe	roe	NOUN
amfbr-130	332	45	does	do	AUX
amfbr-130	332	46	not	not	PART
amfbr-130	332	47	granger	granger	VERB
amfbr-130	332	48	cause	cause	VERB
amfbr-130	332	49	intr	intr	VERB
amfbr-130	332	50	0.18347	0.18347	NUM
amfbr-130	332	51	0.8338	0.8338	NUM
amfbr-130	333	1	g_m2	g_m2	NOUN
amfbr-130	333	2	does	do	AUX
amfbr-130	333	3	not	not	PART
amfbr-130	333	4	granger	granger	VERB
amfbr-130	333	5	cause	cause	VERB
amfbr-130	333	6	roe	roe	PROPN
amfbr-130	333	7	25	25	NUM
amfbr-130	333	8	0.28828	0.28828	NUM
amfbr-130	333	9	0.7526	0.7526	NUM
amfbr-130	333	10	roe	roe	NOUN
amfbr-130	333	11	does	do	AUX
amfbr-130	333	12	not	not	PART
amfbr-130	333	13	granger	granger	AUX
amfbr-130	333	14	cause	cause	VERB
amfbr-130	333	15	g_m2	g_m2	VERB
amfbr-130	333	16	0.84385	0.84385	NUM
amfbr-130	333	17	0.4448	0.4448	NUM
amfbr-130	333	18	exr	exr	NOUN
amfbr-130	333	19	does	do	AUX
amfbr-130	333	20	not	not	PART
amfbr-130	333	21	granger	granger	PROPN
amfbr-130	333	22	cause	cause	VERB
amfbr-130	333	23	roe	roe	PROPN
amfbr-130	333	24	25	25	NUM
amfbr-130	333	25	2.32850	2.32850	NUM
amfbr-130	333	26	0.1233	0.1233	NUM
amfbr-130	333	27	roe	roe	NOUN
amfbr-130	333	28	does	do	AUX
amfbr-130	333	29	not	not	PART
amfbr-130	333	30	granger	granger	VERB
amfbr-130	333	31	cause	cause	VERB
amfbr-130	333	32	exr	exr	PROPN
amfbr-130	333	33	0.66066	0.66066	NUM
amfbr-130	333	34	0.5274	0.5274	NUM
amfbr-130	333	35	source	source	NOUN
amfbr-130	333	36	:	:	PUNCT
amfbr-130	333	37	extracts	extract	NOUN
amfbr-130	333	38	from	from	ADP
amfbr-130	333	39	e	e	NOUN
amfbr-130	333	40	-	-	NOUN
amfbr-130	333	41	view	view	VERB
amfbr-130	333	42	the	the	DET
amfbr-130	333	43	results	result	NOUN
amfbr-130	333	44	above	above	ADP
amfbr-130	333	45	show	show	VERB
amfbr-130	333	46	causality	causality	NOUN
amfbr-130	333	47	between	between	ADP
amfbr-130	333	48	private	private	ADJ
amfbr-130	333	49	return	return	NOUN
amfbr-130	333	50	on	on	ADP
amfbr-130	333	51	equity	equity	NOUN
amfbr-130	333	52	and	and	CCONJ
amfbr-130	333	53	monetary	monetary	ADJ
amfbr-130	333	54	policy	policy	NOUN
amfbr-130	333	55	rate	rate	NOUN
amfbr-130	333	56	as	as	ADV
amfbr-130	333	57	well	well	ADV
amfbr-130	333	58	as	as	ADP
amfbr-130	333	59	their	their	PRON
amfbr-130	333	60	independent	independent	ADJ
amfbr-130	333	61	variables	variable	NOUN
amfbr-130	333	62	as	as	SCONJ
amfbr-130	333	63	used	use	VERB
amfbr-130	333	64	in	in	ADP
amfbr-130	333	65	this	this	DET
amfbr-130	333	66	study	study	NOUN
amfbr-130	333	67	.	.	PUNCT
amfbr-130	334	1	the	the	DET
amfbr-130	334	2	null	null	ADJ
amfbr-130	334	3	hypothesis	hypothesis	NOUN
amfbr-130	334	4	in	in	ADP
amfbr-130	334	5	case	case	NOUN
amfbr-130	334	6	of	of	ADP
amfbr-130	334	7	return	return	NOUN
amfbr-130	334	8	on	on	ADP
amfbr-130	334	9	equity	equity	NOUN
amfbr-130	334	10	and	and	CCONJ
amfbr-130	334	11	monetary	monetary	ADJ
amfbr-130	334	12	policy	policy	NOUN
amfbr-130	334	13	rate	rate	NOUN
amfbr-130	334	14	is	be	AUX
amfbr-130	334	15	not	not	PART
amfbr-130	334	16	accepted	accept	VERB
amfbr-130	334	17	.	.	PUNCT
amfbr-130	335	1	as	as	SCONJ
amfbr-130	335	2	stated	state	VERB
amfbr-130	335	3	in	in	ADP
amfbr-130	335	4	the	the	DET
amfbr-130	335	5	methodology	methodology	NOUN
amfbr-130	335	6	,	,	PUNCT
amfbr-130	335	7	null	null	ADJ
amfbr-130	335	8	hypothesis	hypothesis	NOUN
amfbr-130	335	9	is	be	AUX
amfbr-130	335	10	rejected	reject	VERB
amfbr-130	335	11	if	if	SCONJ
amfbr-130	335	12	fcal	fcal	ADJ
amfbr-130	335	13	>	>	ADJ
amfbr-130	335	14	ftab	ftab	NOUN
amfbr-130	335	15	;	;	PUNCT
amfbr-130	335	16	accept	accept	VERB
amfbr-130	335	17	otherwise	otherwise	ADV
amfbr-130	335	18	,	,	PUNCT
amfbr-130	335	19	at	at	ADP
amfbr-130	335	20	5	5	NUM
amfbr-130	335	21	%	%	NOUN
amfbr-130	335	22	level	level	NOUN
amfbr-130	335	23	of	of	ADP
amfbr-130	335	24	significance	significance	NOUN
amfbr-130	335	25	.	.	PUNCT
amfbr-130	336	1	from	from	ADP
amfbr-130	336	2	result	result	NOUN
amfbr-130	336	3	presented	present	VERB
amfbr-130	336	4	we	we	PRON
amfbr-130	336	5	say	say	VERB
amfbr-130	336	6	likewise	likewise	ADV
amfbr-130	336	7	,	,	PUNCT
amfbr-130	336	8	all	all	DET
amfbr-130	336	9	other	other	ADJ
amfbr-130	336	10	variables	variable	NOUN
amfbr-130	336	11	exhibit	exhibit	VERB
amfbr-130	336	12	no	no	DET
amfbr-130	336	13	causal	causal	ADJ
amfbr-130	336	14	relationship	relationship	NOUN
amfbr-130	336	15	,	,	PUNCT
amfbr-130	336	16	therefore	therefore	ADV
amfbr-130	336	17	we	we	PRON
amfbr-130	336	18	accept	accept	VERB
amfbr-130	336	19	the	the	DET
amfbr-130	336	20	null	null	ADJ
amfbr-130	336	21	hypothesis	hypothesis	NOUN
amfbr-130	336	22	.	.	PUNCT
amfbr-130	337	1	4.2	4.2	NUM
amfbr-130	337	2	test	test	NOUN
amfbr-130	337	3	of	of	ADP
amfbr-130	337	4	hypotheses	hypothesis	NOUN
amfbr-130	337	5	treasury	treasury	PROPN
amfbr-130	337	6	bill	bill	NOUN
amfbr-130	337	7	rate	rate	NOUN
amfbr-130	337	8	and	and	CCONJ
amfbr-130	337	9	return	return	VERB
amfbr-130	337	10	on	on	ADP
amfbr-130	337	11	equity	equity	NOUN
amfbr-130	337	12	:	:	PUNCT
amfbr-130	337	13	t	t	PROPN
amfbr-130	337	14	-	-	PUNCT
amfbr-130	337	15	cal	cal	NOUN
amfbr-130	337	16	-0.710	-0.710	NOUN
amfbr-130	337	17	<	<	X
amfbr-130	337	18	2.080	2.080	NUM
amfbr-130	337	19	t	t	PROPN
amfbr-130	337	20	-	-	PUNCT
amfbr-130	337	21	critical	critical	ADJ
amfbr-130	337	22	,	,	PUNCT
amfbr-130	337	23	probability	probability	NOUN
amfbr-130	337	24	value	value	NOUN
amfbr-130	337	25	0.4854	0.4854	NUM
amfbr-130	337	26	>	>	SYM
amfbr-130	337	27	0.05	0.05	NUM
amfbr-130	337	28	,	,	PUNCT
amfbr-130	337	29	accept	accept	VERB
amfbr-130	337	30	null	null	ADJ
amfbr-130	337	31	hypothesis	hypothesis	NOUN
amfbr-130	337	32	monetary	monetary	ADJ
amfbr-130	337	33	policy	policy	NOUN
amfbr-130	337	34	rate	rate	NOUN
amfbr-130	337	35	and	and	CCONJ
amfbr-130	337	36	return	return	NOUN
amfbr-130	337	37	on	on	ADP
amfbr-130	337	38	equity	equity	NOUN
amfbr-130	337	39	:	:	PUNCT
amfbr-130	337	40	t	t	PROPN
amfbr-130	337	41	-	-	PUNCT
amfbr-130	337	42	cal	cal	NOUN
amfbr-130	338	1	0.107	0.107	NUM
amfbr-130	338	2	<	<	X
amfbr-130	338	3	2.080	2.080	NUM
amfbr-130	338	4	t	t	PROPN
amfbr-130	338	5	-	-	PUNCT
amfbr-130	338	6	critical	critical	ADJ
amfbr-130	338	7	,	,	PUNCT
amfbr-130	338	8	probability	probability	NOUN
amfbr-130	338	9	value	value	NOUN
amfbr-130	338	10	0.9157	0.9157	NUM
amfbr-130	338	11	>	>	X
amfbr-130	338	12	0.05	0.05	NUM
amfbr-130	338	13	,	,	PUNCT
amfbr-130	338	14	accept	accept	VERB
amfbr-130	338	15	null	null	ADJ
amfbr-130	338	16	hypothesis	hypothesis	NOUN
amfbr-130	338	17	interest	interest	NOUN
amfbr-130	338	18	rate	rate	NOUN
amfbr-130	338	19	and	and	CCONJ
amfbr-130	338	20	return	return	VERB
amfbr-130	338	21	on	on	ADP
amfbr-130	338	22	equity	equity	NOUN
amfbr-130	338	23	:	:	PUNCT
amfbr-130	338	24	t	t	PROPN
amfbr-130	338	25	-	-	PUNCT
amfbr-130	338	26	cal	cal	NOUN
amfbr-130	338	27	0.429	0.429	NUM
amfbr-130	338	28	<	<	X
amfbr-130	338	29	2.080	2.080	NUM
amfbr-130	338	30	t	t	PROPN
amfbr-130	338	31	-	-	PUNCT
amfbr-130	338	32	critical	critical	ADJ
amfbr-130	338	33	,	,	PUNCT
amfbr-130	338	34	probability	probability	NOUN
amfbr-130	338	35	value	value	NOUN
amfbr-130	338	36	0.6720	0.6720	NUM
amfbr-130	338	37	>	>	SYM
amfbr-130	338	38	0.05	0.05	NUM
amfbr-130	338	39	,	,	PUNCT
amfbr-130	338	40	accept	accept	VERB
amfbr-130	338	41	null	null	ADJ
amfbr-130	338	42	hypothesis	hypothesis	NOUN
amfbr-130	338	43	growth	growth	NOUN
amfbr-130	338	44	of	of	ADP
amfbr-130	338	45	money	money	NOUN
amfbr-130	338	46	supply	supply	NOUN
amfbr-130	338	47	and	and	CCONJ
amfbr-130	338	48	return	return	VERB
amfbr-130	338	49	on	on	ADP
amfbr-130	338	50	equity	equity	NOUN
amfbr-130	338	51	:	:	PUNCT
amfbr-130	338	52	t	t	PROPN
amfbr-130	338	53	-	-	PUNCT
amfbr-130	338	54	cal	cal	NOUN
amfbr-130	338	55	1.123	1.123	NUM
amfbr-130	338	56	<	<	X
amfbr-130	338	57	2.080	2.080	NUM
amfbr-130	338	58	t	t	PROPN
amfbr-130	338	59	-	-	PUNCT
amfbr-130	338	60	critical	critical	ADJ
amfbr-130	338	61	,	,	PUNCT
amfbr-130	338	62	probability	probability	NOUN
amfbr-130	338	63	value	value	NOUN
amfbr-130	338	64	0.2740	0.2740	NUM
amfbr-130	338	65	>	>	SYM
amfbr-130	338	66	0.05	0.05	NUM
amfbr-130	338	67	,	,	PUNCT
amfbr-130	338	68	accept	accept	VERB
amfbr-130	338	69	null	null	ADJ
amfbr-130	338	70	hypothesis	hypothesis	NOUN
amfbr-130	338	71	.	.	PUNCT
amfbr-130	339	1	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	340	1	american	american	PROPN
amfbr-130	340	2	finance	finance	PROPN
amfbr-130	340	3	&	&	CCONJ
amfbr-130	340	4	banking	banking	PROPN
amfbr-130	340	5	review	review	PROPN
amfbr-130	340	6	vol	vol	NOUN
amfbr-130	340	7	.	.	PROPN
amfbr-130	341	1	2	2	NUM
amfbr-130	341	2	,	,	PUNCT
amfbr-130	341	3	no	no	INTJ
amfbr-130	341	4	.	.	NOUN
amfbr-130	341	5	1	1	NUM
amfbr-130	341	6	;	;	PUNCT
amfbr-130	341	7	2018	2018	NUM
amfbr-130	341	8	76	76	NUM
amfbr-130	341	9	exchange	exchange	NOUN
amfbr-130	341	10	rate	rate	NOUN
amfbr-130	341	11	and	and	CCONJ
amfbr-130	341	12	return	return	VERB
amfbr-130	341	13	on	on	ADP
amfbr-130	341	14	equity	equity	NOUN
amfbr-130	341	15	:	:	PUNCT
amfbr-130	341	16	t	t	PROPN
amfbr-130	341	17	-	-	PUNCT
amfbr-130	341	18	cal	cal	PROPN
amfbr-130	341	19	2.688	2.688	NUM
amfbr-130	341	20	>	>	SYM
amfbr-130	341	21	2.080	2.080	NUM
amfbr-130	341	22	t	t	PROPN
amfbr-130	341	23	-	-	PUNCT
amfbr-130	341	24	critical	critical	ADJ
amfbr-130	341	25	,	,	PUNCT
amfbr-130	341	26	probability	probability	NOUN
amfbr-130	341	27	value	value	NOUN
amfbr-130	341	28	0.0138	0.0138	PROPN
amfbr-130	341	29	>	>	SYM
amfbr-130	341	30	0.05	0.05	NUM
amfbr-130	341	31	,	,	PUNCT
amfbr-130	341	32	accept	accept	VERB
amfbr-130	341	33	alternate	alternate	ADJ
amfbr-130	341	34	hypothesis	hypothesis	NOUN
amfbr-130	341	35	.	.	PUNCT
amfbr-130	342	1	4.3	4.3	NUM
amfbr-130	342	2	discussion	discussion	NOUN
amfbr-130	342	3	of	of	ADP
amfbr-130	342	4	findings	finding	NOUN
amfbr-130	342	5	apart	apart	ADV
amfbr-130	342	6	from	from	ADP
amfbr-130	342	7	the	the	DET
amfbr-130	342	8	monetary	monetary	ADJ
amfbr-130	342	9	policy	policy	NOUN
amfbr-130	342	10	objectives	objective	NOUN
amfbr-130	342	11	of	of	ADP
amfbr-130	342	12	achieving	achieve	VERB
amfbr-130	342	13	economic	economic	ADJ
amfbr-130	342	14	grows	grow	NOUN
amfbr-130	342	15	,	,	PUNCT
amfbr-130	342	16	full	full	ADJ
amfbr-130	342	17	employment	employment	NOUN
amfbr-130	342	18	,	,	PUNCT
amfbr-130	342	19	price	price	NOUN
amfbr-130	342	20	stability	stability	NOUN
amfbr-130	342	21	and	and	CCONJ
amfbr-130	342	22	external	external	ADJ
amfbr-130	342	23	balance	balance	NOUN
amfbr-130	342	24	,	,	PUNCT
amfbr-130	342	25	one	one	NUM
amfbr-130	342	26	of	of	ADP
amfbr-130	342	27	the	the	DET
amfbr-130	342	28	objective	objective	NOUN
amfbr-130	342	29	of	of	ADP
amfbr-130	342	30	monetary	monetary	ADJ
amfbr-130	342	31	policy	policy	NOUN
amfbr-130	342	32	is	be	AUX
amfbr-130	342	33	to	to	PART
amfbr-130	342	34	ensure	ensure	VERB
amfbr-130	342	35	financial	financial	ADJ
amfbr-130	342	36	market	market	NOUN
amfbr-130	342	37	stability	stability	NOUN
amfbr-130	342	38	.	.	PUNCT
amfbr-130	343	1	according	accord	VERB
amfbr-130	343	2	to	to	ADP
amfbr-130	343	3	the	the	DET
amfbr-130	343	4	imf	imf	PROPN
amfbr-130	343	5	report	report	NOUN
amfbr-130	343	6	1990	1990	NUM
amfbr-130	343	7	on	on	ADP
amfbr-130	343	8	financial	financial	ADJ
amfbr-130	343	9	stability	stability	NOUN
amfbr-130	343	10	index	index	NOUN
amfbr-130	343	11	,	,	PUNCT
amfbr-130	343	12	profitability	profitability	NOUN
amfbr-130	343	13	is	be	AUX
amfbr-130	343	14	a	a	DET
amfbr-130	343	15	measure	measure	NOUN
amfbr-130	343	16	of	of	ADP
amfbr-130	343	17	financial	financial	ADJ
amfbr-130	343	18	stability	stability	NOUN
amfbr-130	343	19	.	.	PUNCT
amfbr-130	344	1	a	a	DET
amfbr-130	344	2	profitable	profitable	ADJ
amfbr-130	344	3	company	company	NOUN
amfbr-130	344	4	is	be	AUX
amfbr-130	344	5	able	able	ADJ
amfbr-130	344	6	to	to	PART
amfbr-130	344	7	withstand	withstand	VERB
amfbr-130	344	8	monetary	monetary	ADJ
amfbr-130	344	9	and	and	CCONJ
amfbr-130	344	10	macro	macro	ADJ
amfbr-130	344	11	economic	economic	ADJ
amfbr-130	344	12	shocks	shock	NOUN
amfbr-130	344	13	in	in	ADP
amfbr-130	344	14	the	the	DET
amfbr-130	344	15	operating	operating	NOUN
amfbr-130	344	16	environment	environment	NOUN
amfbr-130	344	17	and	and	CCONJ
amfbr-130	344	18	maximize	maximize	VERB
amfbr-130	344	19	shareholders	shareholder	NOUN
amfbr-130	344	20	wealth	wealth	NOUN
amfbr-130	344	21	.	.	PUNCT
amfbr-130	345	1	again	again	ADV
amfbr-130	345	2	apart	apart	ADV
amfbr-130	345	3	from	from	ADP
amfbr-130	345	4	the	the	DET
amfbr-130	345	5	internal	internal	ADJ
amfbr-130	345	6	factors	factor	NOUN
amfbr-130	345	7	that	that	PRON
amfbr-130	345	8	determines	determine	VERB
amfbr-130	345	9	profitability	profitability	NOUN
amfbr-130	345	10	of	of	ADP
amfbr-130	345	11	the	the	DET
amfbr-130	345	12	insurance	insurance	NOUN
amfbr-130	345	13	firms	firm	NOUN
amfbr-130	345	14	,	,	PUNCT
amfbr-130	345	15	the	the	DET
amfbr-130	345	16	monetary	monetary	ADJ
amfbr-130	345	17	policy	policy	NOUN
amfbr-130	345	18	have	have	AUX
amfbr-130	345	19	been	be	AUX
amfbr-130	345	20	found	find	VERB
amfbr-130	345	21	to	to	PART
amfbr-130	345	22	significantly	significantly	ADV
amfbr-130	345	23	impact	impact	VERB
amfbr-130	345	24	on	on	ADP
amfbr-130	345	25	the	the	DET
amfbr-130	345	26	performance	performance	NOUN
amfbr-130	345	27	of	of	ADP
amfbr-130	345	28	the	the	DET
amfbr-130	345	29	financial	financial	ADJ
amfbr-130	345	30	institutions	institution	NOUN
amfbr-130	345	31	,	,	PUNCT
amfbr-130	345	32	this	this	PRON
amfbr-130	345	33	is	be	AUX
amfbr-130	345	34	because	because	SCONJ
amfbr-130	345	35	the	the	DET
amfbr-130	345	36	financial	financial	ADJ
amfbr-130	345	37	market	market	NOUN
amfbr-130	345	38	is	be	AUX
amfbr-130	345	39	a	a	DET
amfbr-130	345	40	transmission	transmission	NOUN
amfbr-130	345	41	mechanisms	mechanism	NOUN
amfbr-130	345	42	of	of	ADP
amfbr-130	345	43	the	the	DET
amfbr-130	345	44	monetary	monetary	ADJ
amfbr-130	345	45	policy	policy	NOUN
amfbr-130	345	46	.	.	PUNCT
amfbr-130	346	1	the	the	DET
amfbr-130	346	2	findings	finding	NOUN
amfbr-130	346	3	of	of	ADP
amfbr-130	346	4	this	this	DET
amfbr-130	346	5	study	study	NOUN
amfbr-130	346	6	revealed	reveal	VERB
amfbr-130	346	7	that	that	SCONJ
amfbr-130	346	8	monetary	monetary	ADJ
amfbr-130	346	9	policy	policy	NOUN
amfbr-130	346	10	examined	examine	VERB
amfbr-130	346	11	in	in	ADP
amfbr-130	346	12	this	this	DET
amfbr-130	346	13	study	study	NOUN
amfbr-130	346	14	have	have	VERB
amfbr-130	346	15	positive	positive	ADJ
amfbr-130	346	16	relationship	relationship	NOUN
amfbr-130	346	17	with	with	ADP
amfbr-130	346	18	the	the	DET
amfbr-130	346	19	performance	performance	NOUN
amfbr-130	346	20	of	of	ADP
amfbr-130	346	21	the	the	DET
amfbr-130	346	22	insurance	insurance	NOUN
amfbr-130	346	23	companies	company	NOUN
amfbr-130	346	24	in	in	ADP
amfbr-130	346	25	nigeria	nigeria	PROPN
amfbr-130	346	26	.	.	PUNCT
amfbr-130	347	1	this	this	DET
amfbr-130	347	2	finding	finding	NOUN
amfbr-130	347	3	confirms	confirm	VERB
amfbr-130	347	4	the	the	DET
amfbr-130	347	5	objective	objective	NOUN
amfbr-130	347	6	of	of	ADP
amfbr-130	347	7	monetary	monetary	ADJ
amfbr-130	347	8	policy	policy	NOUN
amfbr-130	347	9	in	in	ADP
amfbr-130	347	10	ensuring	ensure	VERB
amfbr-130	347	11	financial	financial	ADJ
amfbr-130	347	12	system	system	NOUN
amfbr-130	347	13	stability	stability	NOUN
amfbr-130	347	14	.	.	PUNCT
amfbr-130	348	1	the	the	DET
amfbr-130	348	2	findings	finding	NOUN
amfbr-130	348	3	confirm	confirm	VERB
amfbr-130	348	4	the	the	DET
amfbr-130	348	5	findings	finding	NOUN
amfbr-130	348	6	of	of	ADP
amfbr-130	348	7	okoye	okoye	PROPN
amfbr-130	348	8	(	(	PUNCT
amfbr-130	348	9	2014	2014	NUM
amfbr-130	348	10	)	)	PUNCT
amfbr-130	348	11	on	on	ADP
amfbr-130	348	12	the	the	DET
amfbr-130	348	13	positive	positive	ADJ
amfbr-130	348	14	impact	impact	NOUN
amfbr-130	348	15	of	of	ADP
amfbr-130	348	16	the	the	DET
amfbr-130	348	17	monetary	monetary	ADJ
amfbr-130	348	18	policy	policy	NOUN
amfbr-130	348	19	in	in	ADP
amfbr-130	348	20	investment	investment	NOUN
amfbr-130	348	21	of	of	ADP
amfbr-130	348	22	insurance	insurance	NOUN
amfbr-130	348	23	companies	company	NOUN
amfbr-130	348	24	in	in	ADP
amfbr-130	348	25	nigeria	nigeria	PROPN
amfbr-130	348	26	,	,	PUNCT
amfbr-130	348	27	the	the	DET
amfbr-130	348	28	findings	finding	NOUN
amfbr-130	348	29	in	in	ADP
amfbr-130	348	30	contrary	contrary	ADJ
amfbr-130	348	31	with	with	ADP
amfbr-130	348	32	the	the	DET
amfbr-130	348	33	finding	finding	NOUN
amfbr-130	348	34	of	of	ADP
amfbr-130	348	35	jiwan	jiwan	PROPN
amfbr-130	348	36	(	(	PUNCT
amfbr-130	348	37	2012	2012	NUM
amfbr-130	348	38	)	)	PUNCT
amfbr-130	348	39	on	on	ADP
amfbr-130	348	40	the	the	DET
amfbr-130	348	41	negative	negative	ADJ
amfbr-130	348	42	relation	relation	NOUN
amfbr-130	348	43	between	between	ADP
amfbr-130	348	44	monetary	monetary	ADJ
amfbr-130	348	45	variable	variable	NOUN
amfbr-130	348	46	and	and	CCONJ
amfbr-130	348	47	the	the	DET
amfbr-130	348	48	performance	performance	NOUN
amfbr-130	348	49	of	of	ADP
amfbr-130	348	50	commercial	commercial	ADJ
amfbr-130	348	51	bank	bank	NOUN
amfbr-130	348	52	in	in	ADP
amfbr-130	348	53	nigeria	nigeria	PROPN
amfbr-130	348	54	.	.	PUNCT
amfbr-130	349	1	the	the	DET
amfbr-130	349	2	positive	positive	ADJ
amfbr-130	349	3	relationship	relationship	NOUN
amfbr-130	349	4	of	of	ADP
amfbr-130	349	5	the	the	DET
amfbr-130	349	6	monetary	monetary	ADJ
amfbr-130	349	7	policy	policy	NOUN
amfbr-130	349	8	variables	variable	NOUN
amfbr-130	349	9	can	can	AUX
amfbr-130	349	10	be	be	AUX
amfbr-130	349	11	trace	trace	NOUN
amfbr-130	349	12	to	to	ADP
amfbr-130	349	13	the	the	DET
amfbr-130	349	14	fact	fact	NOUN
amfbr-130	349	15	that	that	SCONJ
amfbr-130	349	16	insurance	insurance	NOUN
amfbr-130	349	17	company	company	NOUN
amfbr-130	349	18	does	do	AUX
amfbr-130	349	19	not	not	PART
amfbr-130	349	20	transit	transit	VERB
amfbr-130	349	21	much	much	ADJ
amfbr-130	349	22	of	of	ADP
amfbr-130	349	23	the	the	DET
amfbr-130	349	24	monetary	monetary	ADJ
amfbr-130	349	25	policies	policy	NOUN
amfbr-130	349	26	compared	compare	VERB
amfbr-130	349	27	to	to	ADP
amfbr-130	349	28	the	the	DET
amfbr-130	349	29	commercial	commercial	ADJ
amfbr-130	349	30	banks	bank	NOUN
amfbr-130	349	31	.	.	PUNCT
amfbr-130	350	1	5	5	X
amfbr-130	350	2	.	.	X
amfbr-130	350	3	conclusion	conclusion	VERB
amfbr-130	350	4	the	the	DET
amfbr-130	350	5	objective	objective	NOUN
amfbr-130	350	6	of	of	ADP
amfbr-130	350	7	this	this	DET
amfbr-130	350	8	study	study	NOUN
amfbr-130	350	9	was	be	AUX
amfbr-130	350	10	to	to	PART
amfbr-130	350	11	establish	establish	VERB
amfbr-130	350	12	the	the	DET
amfbr-130	350	13	relationship	relationship	NOUN
amfbr-130	350	14	between	between	ADP
amfbr-130	350	15	monetary	monetary	ADJ
amfbr-130	350	16	policy	policy	NOUN
amfbr-130	350	17	and	and	CCONJ
amfbr-130	350	18	performance	performance	NOUN
amfbr-130	350	19	of	of	ADP
amfbr-130	350	20	insurance	insurance	NOUN
amfbr-130	350	21	companies	company	NOUN
amfbr-130	350	22	in	in	ADP
amfbr-130	350	23	nigeria	nigeria	PROPN
amfbr-130	350	24	.	.	PUNCT
amfbr-130	351	1	time	time	PROPN
amfbr-130	351	2	series	series	PROPN
amfbr-130	351	3	data	data	PROPN
amfbr-130	351	4	were	be	AUX
amfbr-130	351	5	source	source	NOUN
amfbr-130	351	6	from	from	ADP
amfbr-130	351	7	central	central	ADJ
amfbr-130	351	8	bank	bank	PROPN
amfbr-130	351	9	of	of	ADP
amfbr-130	351	10	nigeria	nigeria	PROPN
amfbr-130	351	11	statistical	statistical	ADJ
amfbr-130	351	12	bulletin	bulletin	NOUN
amfbr-130	351	13	.	.	PUNCT
amfbr-130	352	1	the	the	DET
amfbr-130	352	2	study	study	NOUN
amfbr-130	352	3	modeled	model	VERB
amfbr-130	352	4	return	return	NOUN
amfbr-130	352	5	on	on	ADP
amfbr-130	352	6	capital	capital	NOUN
amfbr-130	352	7	employed	employ	VERB
amfbr-130	352	8	as	as	ADP
amfbr-130	352	9	the	the	DET
amfbr-130	352	10	function	function	NOUN
amfbr-130	352	11	of	of	ADP
amfbr-130	352	12	interest	interest	NOUN
amfbr-130	352	13	rate	rate	NOUN
amfbr-130	352	14	,	,	PUNCT
amfbr-130	352	15	monetary	monetary	ADJ
amfbr-130	352	16	policy	policy	NOUN
amfbr-130	352	17	rate	rate	NOUN
amfbr-130	352	18	,	,	PUNCT
amfbr-130	352	19	treasury	treasury	PROPN
amfbr-130	352	20	bill	bill	NOUN
amfbr-130	352	21	rate	rate	NOUN
amfbr-130	352	22	,	,	PUNCT
amfbr-130	352	23	growth	growth	NOUN
amfbr-130	352	24	of	of	ADP
amfbr-130	352	25	money	money	NOUN
amfbr-130	352	26	supply	supply	NOUN
amfbr-130	352	27	and	and	CCONJ
amfbr-130	352	28	exchange	exchange	NOUN
amfbr-130	352	29	rate	rate	NOUN
amfbr-130	352	30	.	.	PUNCT
amfbr-130	353	1	from	from	ADP
amfbr-130	353	2	the	the	DET
amfbr-130	353	3	findings	finding	NOUN
amfbr-130	353	4	43.4	43.4	NUM
amfbr-130	353	5	%	%	NOUN
amfbr-130	353	6	and	and	CCONJ
amfbr-130	353	7	30.0	30.0	NUM
amfbr-130	353	8	%	%	NOUN
amfbr-130	353	9	variation	variation	NOUN
amfbr-130	353	10	on	on	ADP
amfbr-130	353	11	return	return	NOUN
amfbr-130	353	12	on	on	ADP
amfbr-130	353	13	equity	equity	NOUN
amfbr-130	353	14	of	of	ADP
amfbr-130	353	15	the	the	DET
amfbr-130	353	16	insurance	insurance	NOUN
amfbr-130	353	17	firms	firm	NOUN
amfbr-130	353	18	can	can	AUX
amfbr-130	353	19	be	be	AUX
amfbr-130	353	20	traced	trace	VERB
amfbr-130	353	21	to	to	ADP
amfbr-130	353	22	the	the	DET
amfbr-130	353	23	monetary	monetary	ADJ
amfbr-130	353	24	policy	policy	NOUN
amfbr-130	353	25	variable	variable	NOUN
amfbr-130	353	26	examined	examine	VERB
amfbr-130	353	27	in	in	ADP
amfbr-130	353	28	the	the	DET
amfbr-130	353	29	study	study	NOUN
amfbr-130	353	30	.	.	PUNCT
amfbr-130	354	1	from	from	ADP
amfbr-130	354	2	the	the	DET
amfbr-130	354	3	above	above	NOUN
amfbr-130	354	4	the	the	DET
amfbr-130	354	5	study	study	NOUN
amfbr-130	354	6	concludes	conclude	VERB
amfbr-130	354	7	that	that	SCONJ
amfbr-130	354	8	there	there	PRON
amfbr-130	354	9	is	be	VERB
amfbr-130	354	10	significant	significant	ADJ
amfbr-130	354	11	relationship	relationship	NOUN
amfbr-130	354	12	between	between	ADP
amfbr-130	354	13	monetary	monetary	ADJ
amfbr-130	354	14	policy	policy	NOUN
amfbr-130	354	15	and	and	CCONJ
amfbr-130	354	16	the	the	DET
amfbr-130	354	17	performance	performance	NOUN
amfbr-130	354	18	of	of	ADP
amfbr-130	354	19	insurance	insurance	NOUN
amfbr-130	354	20	companies	company	NOUN
amfbr-130	354	21	in	in	ADP
amfbr-130	354	22	nigeria	nigeria	PROPN
amfbr-130	354	23	.	.	PUNCT
amfbr-130	355	1	6	6	X
amfbr-130	355	2	.	.	X
amfbr-130	355	3	recommendations	recommendation	NOUN
amfbr-130	355	4	the	the	DET
amfbr-130	355	5	management	management	NOUN
amfbr-130	355	6	of	of	ADP
amfbr-130	355	7	the	the	DET
amfbr-130	355	8	insurance	insurance	NOUN
amfbr-130	355	9	companies	company	NOUN
amfbr-130	355	10	should	should	AUX
amfbr-130	355	11	device	device	VERB
amfbr-130	355	12	measures	measure	NOUN
amfbr-130	355	13	of	of	ADP
amfbr-130	355	14	managing	manage	VERB
amfbr-130	355	15	the	the	DET
amfbr-130	355	16	negative	negative	ADJ
amfbr-130	355	17	effect	effect	NOUN
amfbr-130	355	18	of	of	ADP
amfbr-130	355	19	monetary	monetary	ADJ
amfbr-130	355	20	policy	policy	NOUN
amfbr-130	355	21	instrument	instrument	NOUN
amfbr-130	355	22	on	on	ADP
amfbr-130	355	23	the	the	DET
amfbr-130	355	24	performance	performance	NOUN
amfbr-130	355	25	of	of	ADP
amfbr-130	355	26	the	the	DET
amfbr-130	355	27	insurance	insurance	NOUN
amfbr-130	355	28	companies	company	NOUN
amfbr-130	355	29	and	and	CCONJ
amfbr-130	355	30	the	the	DET
amfbr-130	355	31	monetary	monetary	ADJ
amfbr-130	355	32	authorities	authority	NOUN
amfbr-130	355	33	should	should	AUX
amfbr-130	355	34	harmonize	harmonize	VERB
amfbr-130	355	35	the	the	DET
amfbr-130	355	36	profitability	profitability	NOUN
amfbr-130	355	37	objectives	objective	NOUN
amfbr-130	355	38	of	of	ADP
amfbr-130	355	39	the	the	DET
amfbr-130	355	40	insurance	insurance	NOUN
amfbr-130	355	41	companies	company	NOUN
amfbr-130	355	42	with	with	ADP
amfbr-130	355	43	that	that	PRON
amfbr-130	355	44	of	of	ADP
amfbr-130	355	45	monetary	monetary	ADJ
amfbr-130	355	46	policy	policy	NOUN
amfbr-130	355	47	to	to	PART
amfbr-130	355	48	avert	avert	VERB
amfbr-130	355	49	the	the	DET
amfbr-130	355	50	negative	negative	ADJ
amfbr-130	355	51	effect	effect	NOUN
amfbr-130	355	52	.	.	PUNCT
amfbr-130	356	1	interest	interest	NOUN
amfbr-130	356	2	policies	policy	NOUN
amfbr-130	356	3	should	should	AUX
amfbr-130	356	4	be	be	AUX
amfbr-130	356	5	revisited	revisit	VERB
amfbr-130	356	6	or	or	CCONJ
amfbr-130	356	7	fully	fully	ADV
amfbr-130	356	8	deregulated	deregulated	ADJ
amfbr-130	356	9	to	to	PART
amfbr-130	356	10	allow	allow	VERB
amfbr-130	356	11	market	market	NOUN
amfbr-130	356	12	forces	force	NOUN
amfbr-130	356	13	of	of	ADP
amfbr-130	356	14	demand	demand	NOUN
amfbr-130	356	15	and	and	CCONJ
amfbr-130	356	16	supply	supply	NOUN
amfbr-130	356	17	to	to	PART
amfbr-130	356	18	avert	avert	VERB
amfbr-130	356	19	the	the	DET
amfbr-130	356	20	negative	negative	ADJ
amfbr-130	356	21	effect	effect	NOUN
amfbr-130	356	22	on	on	ADP
amfbr-130	356	23	the	the	DET
amfbr-130	356	24	performance	performance	NOUN
amfbr-130	356	25	of	of	ADP
amfbr-130	356	26	the	the	DET
amfbr-130	356	27	insurance	insurance	NOUN
amfbr-130	356	28	firms	firm	NOUN
amfbr-130	356	29	and	and	CCONJ
amfbr-130	356	30	there	there	PRON
amfbr-130	356	31	should	should	AUX
amfbr-130	356	32	be	be	AUX
amfbr-130	356	33	expansionary	expansionary	ADJ
amfbr-130	356	34	monetary	monetary	ADJ
amfbr-130	356	35	policy	policy	NOUN
amfbr-130	356	36	that	that	PRON
amfbr-130	356	37	enhances	enhance	VERB
amfbr-130	356	38	the	the	DET
amfbr-130	356	39	investment	investment	NOUN
amfbr-130	356	40	of	of	ADP
amfbr-130	356	41	the	the	DET
amfbr-130	356	42	insurance	insurance	NOUN
amfbr-130	356	43	companies	company	NOUN
amfbr-130	356	44	for	for	ADP
amfbr-130	356	45	better	well	ADJ
amfbr-130	356	46	performance	performance	NOUN
amfbr-130	356	47	.	.	PUNCT
amfbr-130	357	1	the	the	DET
amfbr-130	357	2	operating	operate	VERB
amfbr-130	357	3	environment	environment	NOUN
amfbr-130	357	4	of	of	ADP
amfbr-130	357	5	the	the	DET
amfbr-130	357	6	insurance	insurance	NOUN
amfbr-130	357	7	companies	company	NOUN
amfbr-130	357	8	should	should	AUX
amfbr-130	357	9	be	be	AUX
amfbr-130	357	10	overhauled	overhaul	VERB
amfbr-130	357	11	to	to	PART
amfbr-130	357	12	enhance	enhance	VERB
amfbr-130	357	13	effective	effective	ADJ
amfbr-130	357	14	management	management	NOUN
amfbr-130	357	15	of	of	ADP
amfbr-130	357	16	the	the	DET
amfbr-130	357	17	monetary	monetary	ADJ
amfbr-130	357	18	environment	environment	NOUN
amfbr-130	357	19	and	and	CCONJ
amfbr-130	357	20	there	there	PRON
amfbr-130	357	21	should	should	AUX
amfbr-130	357	22	also	also	ADV
amfbr-130	357	23	be	be	AUX
amfbr-130	357	24	measures	measure	NOUN
amfbr-130	357	25	to	to	PART
amfbr-130	357	26	effectively	effectively	ADV
amfbr-130	357	27	manage	manage	VERB
amfbr-130	357	28	the	the	DET
amfbr-130	357	29	monetary	monetary	ADJ
amfbr-130	357	30	policy	policy	NOUN
amfbr-130	357	31	shocks	shock	NOUN
amfbr-130	357	32	that	that	PRON
amfbr-130	357	33	occur	occur	VERB
amfbr-130	357	34	in	in	ADP
amfbr-130	357	35	the	the	DET
amfbr-130	357	36	process	process	NOUN
amfbr-130	357	37	of	of	ADP
amfbr-130	357	38	administering	administer	VERB
amfbr-130	357	39	monetary	monetary	ADJ
amfbr-130	357	40	policy	policy	NOUN
amfbr-130	357	41	.	.	PUNCT
amfbr-130	358	1	references	reference	NOUN
amfbr-130	358	2	abate	abate	VERB
amfbr-130	358	3	gashaw	gashaw	NOUN
amfbr-130	358	4	.	.	PUNCT
amfbr-130	359	1	(	(	PUNCT
amfbr-130	359	2	2012	2012	NUM
amfbr-130	359	3	)	)	PUNCT
amfbr-130	359	4	.	.	PUNCT
amfbr-130	360	1	,	,	PUNCT
amfbr-130	360	2	factors	factor	NOUN
amfbr-130	360	3	affecting	affect	VERB
amfbr-130	360	4	profitability	profitability	NOUN
amfbr-130	360	5	of	of	ADP
amfbr-130	360	6	insurance	insurance	NOUN
amfbr-130	360	7	companies	company	NOUN
amfbr-130	360	8	in	in	ADP
amfbr-130	360	9	ethiopia	ethiopia	PROPN
amfbr-130	360	10	:	:	PUNCT
amfbr-130	360	11	panel	panel	NOUN
amfbr-130	360	12	evidence	evidence	NOUN
amfbr-130	360	13	,	,	PUNCT
amfbr-130	360	14	msc	msc	PROPN
amfbr-130	360	15	thesis	thesis	PROPN
amfbr-130	360	16	,	,	PUNCT
amfbr-130	360	17	aau	aau	PROPN
amfbr-130	360	18	.	.	PUNCT
amfbr-130	360	19	adebiyi	adebiyi	PROPN
amfbr-130	360	20	,	,	PUNCT
amfbr-130	360	21	m.	m.	NOUN
amfbr-130	360	22	a.	a.	PROPN
amfbr-130	360	23	,	,	PUNCT
amfbr-130	360	24	(	(	PUNCT
amfbr-130	360	25	2006	2006	NUM
amfbr-130	360	26	)	)	PUNCT
amfbr-130	360	27	.	.	PUNCT
amfbr-130	361	1	financial	financial	ADJ
amfbr-130	361	2	sector	sector	NOUN
amfbr-130	361	3	reforms	reform	NOUN
amfbr-130	361	4	and	and	CCONJ
amfbr-130	361	5	the	the	DET
amfbr-130	361	6	transmission	transmission	NOUN
amfbr-130	361	7	mechanism	mechanism	NOUN
amfbr-130	361	8	of	of	ADP
amfbr-130	361	9	monetary	monetary	ADJ
amfbr-130	361	10	policy	policy	NOUN
amfbr-130	361	11	in	in	ADP
amfbr-130	361	12	nigeria	nigeria	PROPN
amfbr-130	361	13	.	.	PUNCT
amfbr-130	362	1	a	a	DET
amfbr-130	362	2	vector	vector	NOUN
amfbr-130	362	3	auto	auto	NOUN
amfbr-130	362	4	-	-	PUNCT
amfbr-130	362	5	regression	regression	NOUN
amfbr-130	362	6	mechanism	mechanism	NOUN
amfbr-130	362	7	,	,	PUNCT
amfbr-130	362	8	china	china	PROPN
amfbr-130	362	9	finance	finance	PROPN
amfbr-130	362	10	research	research	NOUN
amfbr-130	362	11	network	network	NOUN
amfbr-130	362	12	(	(	PUNCT
amfbr-130	362	13	cfrn	cfrn	PROPN
amfbr-130	362	14	)	)	PUNCT
amfbr-130	362	15	.	.	PUNCT
amfbr-130	363	1	1(2),178	1(2),178	NUM
amfbr-130	363	2	-	-	SYM
amfbr-130	363	3	190	190	NUM
amfbr-130	363	4	.	.	PUNCT
amfbr-130	363	5	adefeso	adefeso	NOUN
amfbr-130	363	6	,	,	PUNCT
amfbr-130	363	7	h.a	h.a	PROPN
amfbr-130	363	8	.	.	PROPN
amfbr-130	363	9	&	&	CCONJ
amfbr-130	363	10	mobolaji	mobolaji	PROPN
amfbr-130	363	11	,	,	PUNCT
amfbr-130	363	12	c.	c.	PROPN
amfbr-130	363	13	,	,	PUNCT
amfbr-130	363	14	(	(	PUNCT
amfbr-130	363	15	2010	2010	NUM
amfbr-130	363	16	)	)	PUNCT
amfbr-130	363	17	.	.	PUNCT
amfbr-130	364	1	the	the	DET
amfbr-130	364	2	fiscal	fiscal	ADJ
amfbr-130	364	3	-	-	PUNCT
amfbr-130	364	4	monetary	monetary	ADJ
amfbr-130	364	5	policy	policy	NOUN
amfbr-130	364	6	and	and	CCONJ
amfbr-130	364	7	economic	economic	ADJ
amfbr-130	364	8	growth	growth	NOUN
amfbr-130	364	9	in	in	ADP
amfbr-130	364	10	nigeria	nigeria	PROPN
amfbr-130	364	11	:	:	PUNCT
amfbr-130	364	12	further	far	ADV
amfbr-130	364	13	empirical	empirical	ADJ
amfbr-130	364	14	evidence	evidence	NOUN
amfbr-130	364	15	.	.	PUNCT
amfbr-130	365	1	pakistan	pakistan	PROPN
amfbr-130	365	2	journal	journal	PROPN
amfbr-130	365	3	of	of	ADP
amfbr-130	365	4	social	social	ADJ
amfbr-130	365	5	sciences	science	NOUN
amfbr-130	365	6	,	,	PUNCT
amfbr-130	365	7	7(2	7(2	NUM
amfbr-130	365	8	):	):	PUNCT
amfbr-130	365	9	137	137	NUM
amfbr-130	365	10	-	-	SYM
amfbr-130	365	11	142	142	NUM
amfbr-130	365	12	.	.	PUNCT
amfbr-130	366	1	ajayi	ajayi	PROPN
amfbr-130	366	2	,	,	PUNCT
amfbr-130	366	3	s.i	s.i	PROPN
amfbr-130	366	4	.	.	PROPN
amfbr-130	366	5	,	,	PUNCT
amfbr-130	366	6	(	(	PUNCT
amfbr-130	366	7	2005	2005	NUM
amfbr-130	366	8	)	)	PUNCT
amfbr-130	366	9	.	.	PUNCT
amfbr-130	367	1	an	an	DET
amfbr-130	367	2	economic	economic	ADJ
amfbr-130	367	3	case	case	NOUN
amfbr-130	367	4	study	study	NOUN
amfbr-130	367	5	of	of	ADP
amfbr-130	367	6	the	the	DET
amfbr-130	367	7	relative	relative	ADJ
amfbr-130	367	8	importance	importance	NOUN
amfbr-130	367	9	of	of	ADP
amfbr-130	367	10	monetary	monetary	ADJ
amfbr-130	367	11	and	and	CCONJ
amfbr-130	367	12	fiscal	fiscal	ADJ
amfbr-130	367	13	policy	policy	NOUN
amfbr-130	367	14	in	in	ADP
amfbr-130	367	15	nigeria	nigeria	PROPN
amfbr-130	367	16	.	.	PUNCT
amfbr-130	368	1	bangladesh	bangladesh	PROPN
amfbr-130	368	2	economic	economic	PROPN
amfbr-130	368	3	review	review	PROPN
amfbr-130	368	4	,	,	PUNCT
amfbr-130	368	5	2(2	2(2	NUM
amfbr-130	368	6	)	)	PUNCT
amfbr-130	368	7	,	,	PUNCT
amfbr-130	368	8	559	559	NUM
amfbr-130	368	9	-	-	SYM
amfbr-130	368	10	576	576	NUM
amfbr-130	368	11	.	.	PUNCT
amfbr-130	369	1	bernanke	bernanke	PROPN
amfbr-130	369	2	,	,	PUNCT
amfbr-130	369	3	b.	b.	PROPN
amfbr-130	369	4	,	,	PUNCT
amfbr-130	369	5	j.	j.	PROPN
amfbr-130	369	6	boivin	boivin	PROPN
amfbr-130	369	7	.	.	PUNCT
amfbr-130	370	1	j.	j.	PROPN
amfbr-130	370	2	,	,	PUNCT
amfbr-130	370	3	&	&	CCONJ
amfbr-130	370	4	eliasz	eliasz	PROPN
amfbr-130	370	5	v.	v.	ADP
amfbr-130	370	6	w.	w.	PROPN
amfbr-130	370	7	,(2005	,(2005	PUNCT
amfbr-130	370	8	)	)	PUNCT
amfbr-130	370	9	.	.	PUNCT
amfbr-130	371	1	measuring	measure	VERB
amfbr-130	371	2	the	the	DET
amfbr-130	371	3	effects	effect	NOUN
amfbr-130	371	4	of	of	ADP
amfbr-130	371	5	monetary	monetary	ADJ
amfbr-130	371	6	policy	policy	NOUN
amfbr-130	371	7	:	:	PUNCT
amfbr-130	371	8	a	a	DET
amfbr-130	371	9	factor	factor	NOUN
amfbr-130	371	10	-	-	PUNCT
amfbr-130	371	11	augmented	augment	VERB
amfbr-130	371	12	vector	vector	NOUN
amfbr-130	371	13	autoregressive	autoregressive	ADJ
amfbr-130	371	14	(	(	PUNCT
amfbr-130	371	15	favar	favar	NOUN
amfbr-130	371	16	)	)	PUNCT
amfbr-130	371	17	approach	approach	NOUN
amfbr-130	371	18	.	.	PUNCT
amfbr-130	372	1	the	the	DET
amfbr-130	372	2	quarterly	quarterly	ADJ
amfbr-130	372	3	journal	journal	NOUN
amfbr-130	372	4	of	of	ADP
amfbr-130	372	5	economics	economic	NOUN
amfbr-130	372	6	,	,	PUNCT
amfbr-130	372	7	120(1	120(1	NUM
amfbr-130	372	8	)	)	PUNCT
amfbr-130	372	9	,	,	PUNCT
amfbr-130	372	10	287	287	NUM
amfbr-130	372	11	-	-	SYM
amfbr-130	372	12	422	422	NUM
amfbr-130	372	13	.	.	PUNCT
amfbr-130	373	1	berument	berument	PROPN
amfbr-130	373	2	,	,	PUNCT
amfbr-130	373	3	h.	h.	PROPN
amfbr-130	373	4	,	,	PUNCT
amfbr-130	373	5	&	&	CCONJ
amfbr-130	373	6	dincer	dincer	PROPN
amfbr-130	373	7	,	,	PUNCT
amfbr-130	373	8	n.	n.	NOUN
amfbr-130	373	9	,	,	PUNCT
amfbr-130	373	10	(	(	PUNCT
amfbr-130	373	11	2008	2008	NUM
amfbr-130	373	12	)	)	PUNCT
amfbr-130	373	13	.	.	PUNCT
amfbr-130	374	1	measuring	measure	VERB
amfbr-130	374	2	the	the	DET
amfbr-130	374	3	effects	effect	NOUN
amfbr-130	374	4	of	of	ADP
amfbr-130	374	5	monetary	monetary	ADJ
amfbr-130	374	6	policy	policy	NOUN
amfbr-130	374	7	for	for	ADP
amfbr-130	374	8	turkey	turkey	NOUN
amfbr-130	374	9	.	.	PUNCT
amfbr-130	375	1	journal	journal	PROPN
amfbr-130	375	2	of	of	ADP
amfbr-130	375	3	economics	economics	PROPN
amfbr-130	375	4	cooperation	cooperation	NOUN
amfbr-130	375	5	,	,	PUNCT
amfbr-130	375	6	29(1	29(1	NUM
amfbr-130	375	7	)	)	PUNCT
amfbr-130	375	8	,	,	PUNCT
amfbr-130	375	9	83	83	NUM
amfbr-130	375	10	-	-	SYM
amfbr-130	375	11	110	110	NUM
amfbr-130	375	12	.	.	PUNCT
amfbr-130	376	1	chukwulozie	chukwulozie	PROPN
amfbr-130	376	2	,	,	PUNCT
amfbr-130	376	3	o.e	o.e	PROPN
amfbr-130	376	4	.	.	PROPN
amfbr-130	376	5	,	,	PUNCT
amfbr-130	376	6	(	(	PUNCT
amfbr-130	376	7	2006	2006	NUM
amfbr-130	376	8	)	)	PUNCT
amfbr-130	376	9	.	.	PUNCT
amfbr-130	377	1	life	life	NOUN
amfbr-130	377	2	insurance	insurance	NOUN
amfbr-130	377	3	as	as	ADP
amfbr-130	377	4	a	a	DET
amfbr-130	377	5	source	source	NOUN
amfbr-130	377	6	of	of	ADP
amfbr-130	377	7	long	long	ADJ
amfbr-130	377	8	time	time	NOUN
amfbr-130	377	9	savings	saving	NOUN
amfbr-130	377	10	in	in	ADP
amfbr-130	377	11	nigeria	nigeria	PROPN
amfbr-130	377	12	:	:	PUNCT
amfbr-130	377	13	regulator	regulator	NOUN
amfbr-130	377	14	’s	’s	PART
amfbr-130	377	15	perspective	perspective	NOUN
amfbr-130	377	16	.	.	PUNCT
amfbr-130	378	1	cbn	cbn	PROPN
amfbr-130	378	2	publication	publication	NOUN
amfbr-130	378	3	.	.	PUNCT
amfbr-130	379	1	30(1	30(1	NUM
amfbr-130	379	2	)	)	PUNCT
amfbr-130	379	3	,	,	PUNCT
amfbr-130	379	4	20	20	NUM
amfbr-130	379	5	-	-	SYM
amfbr-130	379	6	31	31	NUM
amfbr-130	379	7	.	.	PUNCT
amfbr-130	380	1	daniel	daniel	PROPN
amfbr-130	380	2	,	,	PUNCT
amfbr-130	380	3	m.	m.	NOUN
amfbr-130	380	4	,	,	PUNCT
amfbr-130	380	5	&	&	CCONJ
amfbr-130	380	6	tilahun	tilahun	PROPN
amfbr-130	380	7	,	,	PUNCT
amfbr-130	380	8	a.	a.	NOUN
amfbr-130	380	9	(	(	PUNCT
amfbr-130	380	10	2013	2013	NUM
amfbr-130	380	11	)	)	PUNCT
amfbr-130	380	12	.	.	PUNCT
amfbr-130	381	1	firm	firm	ADJ
amfbr-130	381	2	specific	specific	ADJ
amfbr-130	381	3	factors	factor	NOUN
amfbr-130	381	4	that	that	PRON
amfbr-130	381	5	determines	determine	VERB
amfbr-130	381	6	insurance	insurance	NOUN
amfbr-130	381	7	companies	company	NOUN
amfbr-130	381	8	performance	performance	NOUN
amfbr-130	381	9	in	in	ADP
amfbr-130	381	10	ethiopia	ethiopia	PROPN
amfbr-130	381	11	.	.	PUNCT
amfbr-130	382	1	european	european	ADJ
amfbr-130	382	2	scientific	scientific	ADJ
amfbr-130	382	3	journal	journal	NOUN
amfbr-130	382	4	,	,	PUNCT
amfbr-130	382	5	9	9	NUM
amfbr-130	382	6	(	(	PUNCT
amfbr-130	382	7	1	1	NUM
amfbr-130	382	8	)	)	PUNCT
amfbr-130	382	9	,	,	PUNCT
amfbr-130	382	10	134	134	NUM
amfbr-130	382	11	-	-	SYM
amfbr-130	382	12	153	153	NUM
amfbr-130	382	13	dube	dube	NOUN
amfbr-130	382	14	,	,	PUNCT
amfbr-130	382	15	m.	m.	NOUN
amfbr-130	382	16	m.	m.	NOUN
amfbr-130	382	17	,	,	PUNCT
amfbr-130	382	18	and	and	CCONJ
amfbr-130	382	19	saka	saka	PROPN
amfbr-130	382	20	(	(	PUNCT
amfbr-130	382	21	2017	2017	NUM
amfbr-130	382	22	)	)	PUNCT
amfbr-130	382	23	.	.	PUNCT
amfbr-130	383	1	an	an	DET
amfbr-130	383	2	analysis	analysis	NOUN
amfbr-130	383	3	of	of	ADP
amfbr-130	383	4	factors	factor	NOUN
amfbr-130	383	5	affecting	affect	VERB
amfbr-130	383	6	the	the	DET
amfbr-130	383	7	performance	performance	NOUN
amfbr-130	383	8	of	of	ADP
amfbr-130	383	9	insurance	insurance	NOUN
amfbr-130	383	10	companies	company	NOUN
amfbr-130	383	11	in	in	ADP
amfbr-130	383	12	zimbabwe	zimbabwe	PROPN
amfbr-130	383	13	.	.	PUNCT
amfbr-130	384	1	journal	journal	PROPN
amfbr-130	384	2	of	of	ADP
amfbr-130	384	3	finance	finance	NOUN
amfbr-130	384	4	and	and	CCONJ
amfbr-130	384	5	investment	investment	NOUN
amfbr-130	384	6	analysis	analysis	NOUN
amfbr-130	384	7	,	,	PUNCT
amfbr-130	384	8	6(1	6(1	NUM
amfbr-130	384	9	)	)	PUNCT
amfbr-130	384	10	,	,	PUNCT
amfbr-130	384	11	45	45	NUM
amfbr-130	384	12	-	-	SYM
amfbr-130	384	13	69	69	NUM
amfbr-130	384	14	.	.	PUNCT
amfbr-130	385	1	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	386	1	american	american	PROPN
amfbr-130	386	2	finance	finance	PROPN
amfbr-130	386	3	&	&	CCONJ
amfbr-130	386	4	banking	banking	PROPN
amfbr-130	386	5	review	review	PROPN
amfbr-130	386	6	vol	vol	NOUN
amfbr-130	386	7	.	.	PROPN
amfbr-130	387	1	2	2	NUM
amfbr-130	387	2	,	,	PUNCT
amfbr-130	387	3	no	no	INTJ
amfbr-130	387	4	.	.	NOUN
amfbr-130	387	5	1	1	NUM
amfbr-130	387	6	;	;	PUNCT
amfbr-130	387	7	2018	2018	NUM
amfbr-130	387	8	77	77	NUM
amfbr-130	387	9	folawewo	folawewo	NOUN
amfbr-130	387	10	,	,	PUNCT
amfbr-130	387	11	a.	a.	NOUN
amfbr-130	387	12	o.	o.	PROPN
amfbr-130	387	13	,	,	PUNCT
amfbr-130	387	14	and	and	CCONJ
amfbr-130	387	15	osinubi	osinubi	ADV
amfbr-130	387	16	,	,	PUNCT
amfbr-130	387	17	t.	t.	PROPN
amfbr-130	387	18	s.	s.	PROPN
amfbr-130	387	19	,	,	PUNCT
amfbr-130	387	20	(	(	PUNCT
amfbr-130	387	21	2009	2009	NUM
amfbr-130	387	22	)	)	PUNCT
amfbr-130	387	23	.	.	PUNCT
amfbr-130	388	1	monetary	monetary	ADJ
amfbr-130	388	2	policy	policy	NOUN
amfbr-130	388	3	and	and	CCONJ
amfbr-130	388	4	macroeconomic	macroeconomic	ADJ
amfbr-130	388	5	instability	instability	NOUN
amfbr-130	388	6	in	in	ADP
amfbr-130	388	7	nigeria	nigeria	PROPN
amfbr-130	388	8	:	:	PUNCT
amfbr-130	388	9	a	a	DET
amfbr-130	388	10	rational	rational	ADJ
amfbr-130	388	11	expectation	expectation	NOUN
amfbr-130	388	12	approach	approach	NOUN
amfbr-130	388	13	.	.	PUNCT
amfbr-130	389	1	journal	journal	NOUN
amfbr-130	389	2	of	of	ADP
amfbr-130	389	3	social	social	ADJ
amfbr-130	389	4	sciences	science	NOUN
amfbr-130	389	5	,	,	PUNCT
amfbr-130	389	6	12(2	12(2	NUM
amfbr-130	389	7	)	)	PUNCT
amfbr-130	389	8	,	,	PUNCT
amfbr-130	389	9	93	93	NUM
amfbr-130	389	10	-	-	SYM
amfbr-130	389	11	100	100	NUM
amfbr-130	389	12	.	.	PUNCT
amfbr-130	390	1	frimpong	frimpong	PROPN
amfbr-130	390	2	,	,	PUNCT
amfbr-130	390	3	n.w	n.w	PROPN
amfbr-130	390	4	.	.	PROPN
amfbr-130	390	5	,	,	PUNCT
amfbr-130	390	6	&	&	CCONJ
amfbr-130	390	7	omar	omar	PROPN
amfbr-130	390	8	,	,	PUNCT
amfbr-130	390	9	o.e	o.e	PROPN
amfbr-130	390	10	.	.	PROPN
amfbr-130	390	11	,	,	PUNCT
amfbr-130	390	12	(	(	PUNCT
amfbr-130	390	13	2007	2007	NUM
amfbr-130	390	14	)	)	PUNCT
amfbr-130	390	15	.	.	PUNCT
amfbr-130	391	1	life	life	NOUN
amfbr-130	391	2	insurance	insurance	NOUN
amfbr-130	391	3	in	in	ADP
amfbr-130	391	4	nigeria	nigeria	PROPN
amfbr-130	391	5	:	:	PUNCT
amfbr-130	391	6	an	an	DET
amfbr-130	391	7	application	application	NOUN
amfbr-130	391	8	of	of	ADP
amfbr-130	391	9	the	the	DET
amfbr-130	391	10	theory	theory	NOUN
amfbr-130	391	11	of	of	ADP
amfbr-130	391	12	reasoned	reason	VERB
amfbr-130	391	13	action	action	NOUN
amfbr-130	391	14	to	to	ADP
amfbr-130	391	15	consumers	consumer	NOUN
amfbr-130	391	16	’	’	PART
amfbr-130	391	17	attitudes	attitude	NOUN
amfbr-130	391	18	and	and	CCONJ
amfbr-130	391	19	purchase	purchase	NOUN
amfbr-130	391	20	intension	intension	NOUN
amfbr-130	391	21	.	.	PUNCT
amfbr-130	392	1	the	the	DET
amfbr-130	392	2	service	service	NOUN
amfbr-130	392	3	industrial	industrial	ADJ
amfbr-130	392	4	journal	journal	NOUN
amfbr-130	392	5	.	.	PUNCT
amfbr-130	393	1	27(7	27(7	X
amfbr-130	393	2	)	)	PUNCT
amfbr-130	393	3	,	,	PUNCT
amfbr-130	393	4	936	936	NUM
amfbr-130	393	5	-	-	SYM
amfbr-130	393	6	976	976	NUM
amfbr-130	393	7	.	.	PUNCT
amfbr-130	393	8	ganev	ganev	PROPN
amfbr-130	393	9	,	,	PUNCT
amfbr-130	393	10	g.	g.	PROPN
amfbr-130	393	11	,	,	PUNCT
amfbr-130	393	12	m.	m.	NOUN
amfbr-130	393	13	krisztina	krisztina	PROPN
amfbr-130	393	14	,	,	PUNCT
amfbr-130	393	15	r.	r.	PROPN
amfbr-130	393	16	krzysztof	krzysztof	PROPN
amfbr-130	393	17	&	&	CCONJ
amfbr-130	393	18	prsemyslaw	prsemyslaw	PROPN
amfbr-130	393	19	,	,	PUNCT
amfbr-130	393	20	w.	w.	PROPN
amfbr-130	393	21	,	,	PUNCT
amfbr-130	393	22	(	(	PUNCT
amfbr-130	393	23	2002	2002	NUM
amfbr-130	393	24	)	)	PUNCT
amfbr-130	393	25	.	.	PUNCT
amfbr-130	394	1	transmission	transmission	NOUN
amfbr-130	394	2	mechanism	mechanism	NOUN
amfbr-130	394	3	of	of	ADP
amfbr-130	394	4	monetary	monetary	ADJ
amfbr-130	394	5	policy	policy	NOUN
amfbr-130	394	6	in	in	ADP
amfbr-130	394	7	central	central	ADJ
amfbr-130	394	8	and	and	CCONJ
amfbr-130	394	9	eastern	eastern	ADJ
amfbr-130	394	10	europe	europe	PROPN
amfbr-130	394	11	.	.	PUNCT
amfbr-130	395	1	centre	centre	NOUN
amfbr-130	395	2	for	for	ADP
amfbr-130	395	3	social	social	ADJ
amfbr-130	395	4	and	and	CCONJ
amfbr-130	395	5	economic	economic	ADJ
amfbr-130	395	6	research	research	NOUN
amfbr-130	395	7	(	(	PUNCT
amfbr-130	395	8	case)(report	case)(report	NOUN
amfbr-130	395	9	no	no	INTJ
amfbr-130	395	10	.	.	PROPN
amfbr-130	395	11	52	52	NUM
amfbr-130	395	12	)	)	PUNCT
amfbr-130	395	13	.	.	PUNCT
amfbr-130	396	1	gonga	gonga	PROPN
amfbr-130	396	2	,	,	PUNCT
amfbr-130	396	3	m.	m.	NOUN
amfbr-130	396	4	a.	a.	PROPN
amfbr-130	396	5	,	,	PUNCT
amfbr-130	396	6	&	&	CCONJ
amfbr-130	396	7	sasaka	sasaka	PROPN
amfbr-130	396	8	,	,	PUNCT
amfbr-130	396	9	p.	p.	PROPN
amfbr-130	396	10	s.	s.	PROPN
amfbr-130	396	11	(	(	PUNCT
amfbr-130	396	12	2017	2017	NUM
amfbr-130	396	13	)	)	PUNCT
amfbr-130	396	14	.	.	PUNCT
amfbr-130	397	1	determinants	determinant	NOUN
amfbr-130	397	2	of	of	ADP
amfbr-130	397	3	financial	financial	ADJ
amfbr-130	397	4	performance	performance	NOUN
amfbr-130	397	5	of	of	ADP
amfbr-130	397	6	insurance	insurance	NOUN
amfbr-130	397	7	firms	firm	NOUN
amfbr-130	397	8	:	:	PUNCT
amfbr-130	397	9	a	a	DET
amfbr-130	397	10	survey	survey	NOUN
amfbr-130	397	11	of	of	ADP
amfbr-130	397	12	selected	select	VERB
amfbr-130	397	13	insurance	insurance	NOUN
amfbr-130	397	14	firms	firm	NOUN
amfbr-130	397	15	in	in	ADP
amfbr-130	397	16	nairobi	nairobi	PROPN
amfbr-130	397	17	county	county	PROPN
amfbr-130	397	18	.	.	PUNCT
amfbr-130	398	1	the	the	DET
amfbr-130	398	2	strategic	strategic	ADJ
amfbr-130	398	3	journal	journal	NOUN
amfbr-130	398	4	of	of	ADP
amfbr-130	398	5	business	business	PROPN
amfbr-130	398	6	&	&	CCONJ
amfbr-130	398	7	change	change	PROPN
amfbr-130	398	8	management	management	NOUN
amfbr-130	398	9	.	.	PUNCT
amfbr-130	399	1	4(4	4(4	NUM
amfbr-130	399	2	)	)	PUNCT
amfbr-130	399	3	,	,	PUNCT
amfbr-130	399	4	123	123	NUM
amfbr-130	399	5	-	-	SYM
amfbr-130	399	6	143	143	NUM
amfbr-130	399	7	.	.	PUNCT
amfbr-130	400	1	hadush	hadush	PROPN
amfbr-130	400	2	,	,	PUNCT
amfbr-130	400	3	g.	g.	PROPN
amfbr-130	400	4	(	(	PUNCT
amfbr-130	400	5	2015	2015	NUM
amfbr-130	400	6	)	)	PUNCT
amfbr-130	400	7	.	.	PUNCT
amfbr-130	401	1	determinants	determinant	NOUN
amfbr-130	401	2	of	of	ADP
amfbr-130	401	3	profitability	profitability	NOUN
amfbr-130	401	4	of	of	ADP
amfbr-130	401	5	insurance	insurance	NOUN
amfbr-130	401	6	companies	company	NOUN
amfbr-130	401	7	in	in	ADP
amfbr-130	401	8	ethiopia	ethiopia	PROPN
amfbr-130	401	9	:	:	PUNCT
amfbr-130	401	10	anempirical	anempirical	ADJ
amfbr-130	401	11	study	study	NOUN
amfbr-130	401	12	,	,	PUNCT
amfbr-130	401	13	master	master	NOUN
amfbr-130	401	14	’s	’s	PART
amfbr-130	401	15	thesis	thesis	NOUN
amfbr-130	401	16	,	,	PUNCT
amfbr-130	401	17	aau	aau	PROPN
amfbr-130	401	18	.	.	PUNCT
amfbr-130	401	19	hailu	hailu	PROPN
amfbr-130	401	20	,	,	PUNCT
amfbr-130	401	21	z.	z.	PROPN
amfbr-130	401	22	,	,	PUNCT
amfbr-130	401	23	(	(	PUNCT
amfbr-130	401	24	2007	2007	NUM
amfbr-130	401	25	)	)	PUNCT
amfbr-130	401	26	.	.	PUNCT
amfbr-130	402	1	insurance	insurance	NOUN
amfbr-130	402	2	in	in	ADP
amfbr-130	402	3	ethiopia	ethiopia	PROPN
amfbr-130	402	4	,	,	PUNCT
amfbr-130	402	5	historical	historical	ADJ
amfbr-130	402	6	development	development	NOUN
amfbr-130	402	7	present	present	ADJ
amfbr-130	402	8	status	status	NOUN
amfbr-130	402	9	,	,	PUNCT
amfbr-130	402	10	and	and	CCONJ
amfbr-130	402	11	future	future	ADJ
amfbr-130	402	12	challenges	challenge	NOUN
amfbr-130	402	13	.	.	PUNCT
amfbr-130	403	1	master	master	NOUN
amfbr-130	403	2	printing	printing	NOUN
amfbr-130	403	3	press	press	NOUN
amfbr-130	403	4	,	,	PUNCT
amfbr-130	403	5	addis	addis	PROPN
amfbr-130	403	6	ababa	ababa	PROPN
amfbr-130	403	7	.	.	PUNCT
amfbr-130	404	1	hanna	hanna	PROPN
amfbr-130	404	2	,	,	PUNCT
amfbr-130	404	3	m.	m.	NOUN
amfbr-130	404	4	(	(	PUNCT
amfbr-130	404	5	2015	2015	NUM
amfbr-130	404	6	)	)	PUNCT
amfbr-130	404	7	.	.	PUNCT
amfbr-130	405	1	determinants	determinant	NOUN
amfbr-130	405	2	of	of	ADP
amfbr-130	405	3	insurance	insurance	NOUN
amfbr-130	405	4	companies	company	NOUN
amfbr-130	405	5	’	’	PART
amfbr-130	405	6	profitability	profitability	NOUN
amfbr-130	405	7	in	in	ADP
amfbr-130	405	8	ethiopia	ethiopia	PROPN
amfbr-130	405	9	,	,	PUNCT
amfbr-130	405	10	master	master	NOUN
amfbr-130	405	11	’s	’s	PART
amfbr-130	405	12	thesis	thesis	PROPN
amfbr-130	405	13	aau	aau	PROPN
amfbr-130	405	14	.	.	PUNCT
amfbr-130	406	1	hawariyuni	hawariyuni	PROPN
amfbr-130	406	2	,	,	PUNCT
amfbr-130	406	3	w.	w.	PROPN
amfbr-130	406	4	,	,	PUNCT
amfbr-130	406	5	(	(	PUNCT
amfbr-130	406	6	2006	2006	NUM
amfbr-130	406	7	)	)	PUNCT
amfbr-130	406	8	.	.	PUNCT
amfbr-130	407	1	the	the	DET
amfbr-130	407	2	determinants	determinant	NOUN
amfbr-130	407	3	of	of	ADP
amfbr-130	407	4	demand	demand	NOUN
amfbr-130	407	5	of	of	ADP
amfbr-130	407	6	syarikat	syarikat	PROPN
amfbr-130	407	7	takaful	takaful	PROPN
amfbr-130	407	8	malaysia	malaysia	PROPN
amfbr-130	407	9	berhad	berhad	PROPN
amfbr-130	407	10	(	(	PUNCT
amfbr-130	407	11	stmb	stmb	PROPN
amfbr-130	407	12	):	):	PUNCT
amfbr-130	407	13	autoregressive	autoregressive	ADJ
amfbr-130	407	14	distributive	distributive	ADJ
amfbr-130	407	15	lag	lag	NOUN
amfbr-130	407	16	(	(	PUNCT
amfbr-130	407	17	ardl	ardl	NOUN
amfbr-130	407	18	)	)	PUNCT
amfbr-130	407	19	approach	approach	NOUN
amfbr-130	407	20	of	of	ADP
amfbr-130	407	21	co	co	NOUN
amfbr-130	407	22	integration	integration	NOUN
amfbr-130	407	23	.	.	PUNCT
amfbr-130	408	1	hifza	hifza	PROPN
amfbr-130	408	2	,	,	PUNCT
amfbr-130	408	3	m.	m.	NOUN
amfbr-130	408	4	(	(	PUNCT
amfbr-130	408	5	2011	2011	NUM
amfbr-130	408	6	)	)	PUNCT
amfbr-130	408	7	.	.	PUNCT
amfbr-130	409	1	determinants	determinant	NOUN
amfbr-130	409	2	of	of	ADP
amfbr-130	409	3	insurance	insurance	NOUN
amfbr-130	409	4	companies	company	NOUN
amfbr-130	409	5	’	’	PART
amfbr-130	409	6	profitability	profitability	NOUN
amfbr-130	409	7	:	:	PUNCT
amfbr-130	409	8	an	an	DET
amfbr-130	409	9	analysis	analysis	NOUN
amfbr-130	409	10	of	of	ADP
amfbr-130	409	11	insurance	insurance	NOUN
amfbr-130	409	12	sector	sector	NOUN
amfbr-130	409	13	of	of	ADP
amfbr-130	409	14	pakistan	pakistan	PROPN
amfbr-130	409	15	.	.	PUNCT
amfbr-130	410	1	academic	academic	ADJ
amfbr-130	410	2	research	research	PROPN
amfbr-130	410	3	international	international	PROPN
amfbr-130	410	4	,	,	PUNCT
amfbr-130	410	5	1(3	1(3	NUM
amfbr-130	410	6	)	)	PUNCT
amfbr-130	410	7	,	,	PUNCT
amfbr-130	410	8	178	178	NUM
amfbr-130	410	9	-	-	SYM
amfbr-130	410	10	189	189	NUM
amfbr-130	410	11	.	.	PUNCT
amfbr-130	411	1	hwang	hwang	PROPN
amfbr-130	411	2	,	,	PUNCT
amfbr-130	411	3	t.	t.	PROPN
amfbr-130	411	4	,	,	PUNCT
amfbr-130	411	5	&	&	CCONJ
amfbr-130	411	6	gao	gao	PROPN
amfbr-130	411	7	,	,	PUNCT
amfbr-130	411	8	s.	s.	PROPN
amfbr-130	411	9	,	,	PUNCT
amfbr-130	411	10	(	(	PUNCT
amfbr-130	411	11	2003	2003	NUM
amfbr-130	411	12	)	)	PUNCT
amfbr-130	411	13	.	.	PUNCT
amfbr-130	412	1	the	the	DET
amfbr-130	412	2	determinants	determinant	NOUN
amfbr-130	412	3	of	of	ADP
amfbr-130	412	4	the	the	DET
amfbr-130	412	5	demand	demand	NOUN
amfbr-130	412	6	for	for	ADP
amfbr-130	412	7	life	life	NOUN
amfbr-130	412	8	insurance	insurance	NOUN
amfbr-130	412	9	in	in	ADP
amfbr-130	412	10	an	an	DET
amfbr-130	412	11	emerging	emerge	VERB
amfbr-130	412	12	economy	economy	NOUN
amfbr-130	412	13	–	–	PUNCT
amfbr-130	412	14	the	the	DET
amfbr-130	412	15	case	case	NOUN
amfbr-130	412	16	of	of	ADP
amfbr-130	412	17	china	china	PROPN
amfbr-130	412	18	.	.	PUNCT
amfbr-130	413	1	managerial	managerial	ADJ
amfbr-130	413	2	finance	finance	NOUN
amfbr-130	413	3	,	,	PUNCT
amfbr-130	413	4	29	29	NUM
amfbr-130	413	5	(	(	PUNCT
amfbr-130	413	6	5/6),.82	5/6),.82	PROPN
amfbr-130	413	7	–	–	PUNCT
amfbr-130	413	8	96	96	NUM
amfbr-130	413	9	.	.	PUNCT
amfbr-130	414	1	kahn	kahn	PROPN
amfbr-130	414	2	,	,	PUNCT
amfbr-130	414	3	m.	m.	NOUN
amfbr-130	414	4	,	,	PUNCT
amfbr-130	414	5	k.	k.	PROPN
amfbr-130	414	6	shmuel	shmuel	PROPN
amfbr-130	414	7	&	&	CCONJ
amfbr-130	414	8	oded	oded	PROPN
amfbr-130	414	9	,	,	PUNCT
amfbr-130	414	10	s.	s.	PROPN
amfbr-130	414	11	,	,	PUNCT
amfbr-130	414	12	(	(	PUNCT
amfbr-130	414	13	2002	2002	NUM
amfbr-130	414	14	)	)	PUNCT
amfbr-130	414	15	.	.	PUNCT
amfbr-130	415	1	real	real	ADJ
amfbr-130	415	2	and	and	CCONJ
amfbr-130	415	3	nominal	nominal	ADJ
amfbr-130	415	4	effects	effect	NOUN
amfbr-130	415	5	of	of	ADP
amfbr-130	415	6	central	central	ADJ
amfbr-130	415	7	bank	bank	NOUN
amfbr-130	415	8	monetary	monetary	ADJ
amfbr-130	415	9	policy	policy	NOUN
amfbr-130	415	10	.	.	PUNCT
amfbr-130	416	1	journal	journal	NOUN
amfbr-130	416	2	of	of	ADP
amfbr-130	416	3	monetary	monetary	ADJ
amfbr-130	416	4	economics	economic	NOUN
amfbr-130	416	5	(	(	PUNCT
amfbr-130	416	6	49	49	NUM
amfbr-130	416	7	)	)	PUNCT
amfbr-130	416	8	,	,	PUNCT
amfbr-130	416	9	1493	1493	NUM
amfbr-130	416	10	-	-	SYM
amfbr-130	416	11	1519	1519	NUM
amfbr-130	416	12	.	.	PUNCT
amfbr-130	417	1	kozak	kozak	PROPN
amfbr-130	417	2	,	,	PUNCT
amfbr-130	417	3	s.	s.	PROPN
amfbr-130	417	4	(	(	PUNCT
amfbr-130	417	5	2015	2015	NUM
amfbr-130	417	6	)	)	PUNCT
amfbr-130	417	7	.	.	PUNCT
amfbr-130	418	1	determinants	determinant	NOUN
amfbr-130	418	2	of	of	ADP
amfbr-130	418	3	profitability	profitability	NOUN
amfbr-130	418	4	of	of	ADP
amfbr-130	418	5	non	non	ADJ
amfbr-130	418	6	-	-	ADJ
amfbr-130	418	7	life	life	ADJ
amfbr-130	418	8	insurance.companies	insurance.companie	NOUN
amfbr-130	418	9	in	in	ADP
amfbr-130	418	10	poland	poland	PROPN
amfbr-130	418	11	during	during	ADP
amfbr-130	418	12	integration	integration	NOUN
amfbr-130	418	13	with	with	ADP
amfbr-130	418	14	the	the	DET
amfbr-130	418	15	european	european	ADJ
amfbr-130	418	16	financial	financial	ADJ
amfbr-130	418	17	system	system	NOUN
amfbr-130	418	18	.	.	PUNCT
amfbr-130	419	1	lee	lee	PROPN
amfbr-130	419	2	,	,	PUNCT
amfbr-130	419	3	c.h	c.h	PROPN
amfbr-130	419	4	.	.	PROPN
amfbr-130	419	5	,	,	PUNCT
amfbr-130	419	6	wong	wong	PROPN
amfbr-130	419	7	,	,	PUNCT
amfbr-130	419	8	a.k	a.k	PROPN
amfbr-130	419	9	.	.	PROPN
amfbr-130	419	10	,	,	PUNCT
amfbr-130	419	11	&	&	CCONJ
amfbr-130	419	12	chen	chen	PROPN
amfbr-130	419	13	,	,	PUNCT
amfbr-130	419	14	r.	r.	PROPN
amfbr-130	419	15	,	,	PUNCT
amfbr-130	419	16	(	(	PUNCT
amfbr-130	419	17	2001	2001	NUM
amfbr-130	419	18	)	)	PUNCT
amfbr-130	419	19	.	.	PUNCT
amfbr-130	420	1	age	age	NOUN
amfbr-130	420	2	,	,	PUNCT
amfbr-130	420	3	period	period	NOUN
amfbr-130	420	4	,	,	PUNCT
amfbr-130	420	5	and	and	CCONJ
amfbr-130	420	6	cohort	cohort	NOUN
amfbr-130	420	7	effects	effect	NOUN
amfbr-130	420	8	on	on	ADP
amfbr-130	420	9	life	life	NOUN
amfbr-130	420	10	insurance	insurance	NOUN
amfbr-130	420	11	purchases	purchase	NOUN
amfbr-130	420	12	in	in	ADP
amfbr-130	420	13	the	the	DET
amfbr-130	420	14	u.s	u.s	PROPN
amfbr-130	420	15	.	.	PROPN
amfbr-130	420	16	the	the	DET
amfbr-130	420	17	journal	journal	NOUN
amfbr-130	420	18	of	of	ADP
amfbr-130	420	19	risk	risk	NOUN
amfbr-130	420	20	and	and	CCONJ
amfbr-130	420	21	insurance	insurance	NOUN
amfbr-130	420	22	.	.	PUNCT
amfbr-130	421	1	68(2	68(2	NOUN
amfbr-130	421	2	)	)	PUNCT
amfbr-130	421	3	,	,	PUNCT
amfbr-130	421	4	303	303	NUM
amfbr-130	421	5	-	-	SYM
amfbr-130	421	6	327	327	NUM
amfbr-130	421	7	.	.	PUNCT
amfbr-130	422	1	malik	malik	PROPN
amfbr-130	422	2	,	,	PUNCT
amfbr-130	422	3	h.	h.	PROPN
amfbr-130	422	4	,	,	PUNCT
amfbr-130	422	5	(	(	PUNCT
amfbr-130	422	6	2011	2011	NUM
amfbr-130	422	7	)	)	PUNCT
amfbr-130	422	8	.	.	PUNCT
amfbr-130	423	1	determinants	determinant	NOUN
amfbr-130	423	2	of	of	ADP
amfbr-130	423	3	insurance	insurance	NOUN
amfbr-130	423	4	companies	company	NOUN
amfbr-130	423	5	’	’	PART
amfbr-130	423	6	profitability	profitability	NOUN
amfbr-130	423	7	:	:	PUNCT
amfbr-130	423	8	an	an	DET
amfbr-130	423	9	analysis	analysis	NOUN
amfbr-130	423	10	of	of	ADP
amfbr-130	423	11	insurance	insurance	NOUN
amfbr-130	423	12	sector	sector	NOUN
amfbr-130	423	13	of	of	ADP
amfbr-130	423	14	pakistan	pakistan	PROPN
amfbr-130	423	15	.	.	PUNCT
amfbr-130	424	1	academic	academic	ADJ
amfbr-130	424	2	research	research	PROPN
amfbr-130	424	3	international	international	PROPN
amfbr-130	424	4	.	.	PUNCT
amfbr-130	425	1	1(3	1(3	NUM
amfbr-130	425	2	)	)	PUNCT
amfbr-130	425	3	,	,	PUNCT
amfbr-130	425	4	65	65	NUM
amfbr-130	425	5	-	-	SYM
amfbr-130	425	6	82	82	NUM
amfbr-130	425	7	.	.	PUNCT
amfbr-130	426	1	mistre	mistre	NOUN
amfbr-130	426	2	,	,	PUNCT
amfbr-130	426	3	s.	s.	PROPN
amfbr-130	426	4	(	(	PUNCT
amfbr-130	426	5	2015	2015	NUM
amfbr-130	426	6	)	)	PUNCT
amfbr-130	426	7	.	.	PUNCT
amfbr-130	427	1	the	the	DET
amfbr-130	427	2	determinants	determinant	NOUN
amfbr-130	427	3	of	of	ADP
amfbr-130	427	4	profitability	profitability	NOUN
amfbr-130	427	5	on	on	ADP
amfbr-130	427	6	insurance	insurance	NOUN
amfbr-130	427	7	sector	sector	NOUN
amfbr-130	427	8	:	:	PUNCT
amfbr-130	427	9	evidence	evidence	NOUN
amfbr-130	427	10	from	from	ADP
amfbr-130	427	11	insurance	insurance	NOUN
amfbr-130	427	12	companies	company	NOUN
amfbr-130	427	13	in	in	ADP
amfbr-130	427	14	ethiopia	ethiopia	PROPN
amfbr-130	427	15	,	,	PUNCT
amfbr-130	427	16	msc	msc	PROPN
amfbr-130	427	17	.	.	PROPN
amfbr-130	428	1	thesis	thesis	PROPN
amfbr-130	428	2	aau	aau	PROPN
amfbr-130	428	3	.	.	PUNCT
amfbr-130	429	1	molho	molho	PROPN
amfbr-130	429	2	,	,	PUNCT
amfbr-130	429	3	l.	l.	PROPN
amfbr-130	429	4	e.	e.	PROPN
amfbr-130	429	5	,	,	PUNCT
amfbr-130	429	6	(	(	PUNCT
amfbr-130	429	7	2007	2007	NUM
amfbr-130	429	8	)	)	PUNCT
amfbr-130	429	9	.	.	PUNCT
amfbr-130	430	1	interest	interest	NOUN
amfbr-130	430	2	rate	rate	NOUN
amfbr-130	430	3	,	,	PUNCT
amfbr-130	430	4	saving	saving	NOUN
amfbr-130	430	5	and	and	CCONJ
amfbr-130	430	6	investment	investment	NOUN
amfbr-130	430	7	in	in	ADP
amfbr-130	430	8	developing	develop	VERB
amfbr-130	430	9	countries	country	NOUN
amfbr-130	430	10	.	.	PUNCT
amfbr-130	431	1	imf	imf	PROPN
amfbr-130	431	2	staff	staff	PROPN
amfbr-130	431	3	paper	paper	NOUN
amfbr-130	431	4	,	,	PUNCT
amfbr-130	431	5	83(1	83(1	PROPN
amfbr-130	431	6	)	)	PUNCT
amfbr-130	431	7	,	,	PUNCT
amfbr-130	431	8	90116	90116	NUM
amfbr-130	431	9	.	.	PUNCT
amfbr-130	432	1	moullec	moullec	NOUN
amfbr-130	432	2	,	,	PUNCT
amfbr-130	432	3	l.e	l.e	PROPN
amfbr-130	432	4	.	.	PROPN
amfbr-130	432	5	,	,	PUNCT
amfbr-130	432	6	kucinskience	kucinskience	NOUN
amfbr-130	432	7	,	,	PUNCT
amfbr-130	432	8	m.	m.	NOUN
amfbr-130	432	9	,	,	PUNCT
amfbr-130	432	10	&	&	CCONJ
amfbr-130	432	11	ulbinaite	ulbinaite	PROPN
amfbr-130	432	12	,	,	PUNCT
amfbr-130	432	13	a.	a.	NOUN
amfbr-130	432	14	,	,	PUNCT
amfbr-130	432	15	(	(	PUNCT
amfbr-130	432	16	2013	2013	NUM
amfbr-130	432	17	)	)	PUNCT
amfbr-130	432	18	.	.	PUNCT
amfbr-130	433	1	determinants	determinant	NOUN
amfbr-130	433	2	of	of	ADP
amfbr-130	433	3	insurance	insurance	NOUN
amfbr-130	433	4	purchase	purchase	NOUN
amfbr-130	433	5	decision	decision	NOUN
amfbr-130	433	6	making	making	NOUN
amfbr-130	433	7	in	in	ADP
amfbr-130	433	8	lithuania	lithuania	PROPN
amfbr-130	433	9	.	.	PUNCT
amfbr-130	434	1	inzinerine	inzinerine	PROPN
amfbr-130	434	2	ekonomika	ekonomika	PROPN
amfbr-130	434	3	-	-	PUNCT
amfbr-130	434	4	engineering	engineering	NOUN
amfbr-130	434	5	economics	economic	NOUN
amfbr-130	434	6	.	.	PUNCT
amfbr-130	435	1	24(2	24(2	NUM
amfbr-130	435	2	)	)	PUNCT
amfbr-130	435	3	,	,	PUNCT
amfbr-130	435	4	144	144	NUM
amfbr-130	435	5	-	-	SYM
amfbr-130	435	6	159	159	NUM
amfbr-130	435	7	.	.	PUNCT
amfbr-130	436	1	niño	niño	PROPN
amfbr-130	436	2	datu(2016	datu(2016	PROPN
amfbr-130	436	3	)	)	PUNCT
amfbr-130	436	4	.	.	PUNCT
amfbr-130	437	1	how	how	SCONJ
amfbr-130	437	2	do	do	AUX
amfbr-130	437	3	insurer	insurer	VERB
amfbr-130	437	4	specific	specific	ADJ
amfbr-130	437	5	indicators	indicator	NOUN
amfbr-130	437	6	and	and	CCONJ
amfbr-130	437	7	macroeconomic	macroeconomic	ADJ
amfbr-130	437	8	factors	factor	NOUN
amfbr-130	437	9	affect	affect	VERB
amfbr-130	437	10	the	the	DET
amfbr-130	437	11	profitability	profitability	NOUN
amfbr-130	437	12	of	of	ADP
amfbr-130	437	13	insurance	insurance	NOUN
amfbr-130	437	14	business	business	NOUN
amfbr-130	437	15	?	?	PUNCT
amfbr-130	438	1	a	a	DET
amfbr-130	438	2	panel	panel	NOUN
amfbr-130	438	3	data	data	VERB
amfbr-130	438	4	analysis	analysis	NOUN
amfbr-130	438	5	on	on	ADP
amfbr-130	438	6	the	the	DET
amfbr-130	438	7	philippine	philippine	ADJ
amfbr-130	438	8	non	non	ADJ
amfbr-130	438	9	-	-	ADJ
amfbr-130	438	10	life	life	ADJ
amfbr-130	438	11	insurance	insurance	NOUN
amfbr-130	438	12	market	market	NOUN
amfbr-130	438	13	oke	oke	NOUN
amfbr-130	438	14	,	,	PUNCT
amfbr-130	438	15	o.b	o.b	PROPN
amfbr-130	438	16	.	.	PROPN
amfbr-130	438	17	,	,	PUNCT
amfbr-130	438	18	ideji	ideji	PROPN
amfbr-130	438	19	,	,	PUNCT
amfbr-130	438	20	o.j	o.j	PROPN
amfbr-130	438	21	.	.	PROPN
amfbr-130	438	22	,	,	PUNCT
amfbr-130	438	23	&	&	CCONJ
amfbr-130	438	24	joseph	joseph	PROPN
amfbr-130	438	25	,	,	PUNCT
amfbr-130	438	26	i.a	i.a	PROPN
amfbr-130	438	27	.	.	PROPN
amfbr-130	438	28	,	,	PUNCT
amfbr-130	438	29	(	(	PUNCT
amfbr-130	438	30	2010	2010	NUM
amfbr-130	438	31	)	)	PUNCT
amfbr-130	438	32	.	.	PUNCT
amfbr-130	439	1	the	the	DET
amfbr-130	439	2	determinants	determinant	NOUN
amfbr-130	439	3	of	of	ADP
amfbr-130	439	4	life	life	NOUN
amfbr-130	439	5	insurance	insurance	NOUN
amfbr-130	439	6	consumption	consumption	NOUN
amfbr-130	439	7	in	in	ADP
amfbr-130	439	8	nigeria	nigeria	PROPN
amfbr-130	439	9	:	:	PUNCT
amfbr-130	439	10	a	a	DET
amfbr-130	439	11	cointegration	cointegration	NOUN
amfbr-130	439	12	approach	approach	NOUN
amfbr-130	439	13	.	.	PUNCT
amfbr-130	440	1	international	international	ADJ
amfbr-130	440	2	journal	journal	PROPN
amfbr-130	440	3	of	of	ADP
amfbr-130	440	4	academic	academic	ADJ
amfbr-130	440	5	research	research	NOUN
amfbr-130	440	6	.	.	PUNCT
amfbr-130	441	1	2(4	2(4	NUM
amfbr-130	441	2	)	)	PUNCT
amfbr-130	441	3	,	,	PUNCT
amfbr-130	441	4	109	109	NUM
amfbr-130	441	5	-	-	SYM
amfbr-130	441	6	123	123	NUM
amfbr-130	441	7	.	.	PUNCT
amfbr-130	442	1	öner	öner	PROPN
amfbr-130	442	2	kaya	kaya	PROPN
amfbr-130	442	3	(	(	PUNCT
amfbr-130	442	4	2013	2013	NUM
amfbr-130	442	5	)	)	PUNCT
amfbr-130	442	6	.	.	PUNCT
amfbr-130	443	1	capital	capital	NOUN
amfbr-130	443	2	adequacy	adequacy	NOUN
amfbr-130	443	3	in	in	ADP
amfbr-130	443	4	the	the	DET
amfbr-130	443	5	insurance	insurance	NOUN
amfbr-130	443	6	business	business	NOUN
amfbr-130	443	7	and	and	CCONJ
amfbr-130	443	8	assessment	assessment	NOUN
amfbr-130	443	9	of	of	ADP
amfbr-130	443	10	turkish	turkish	ADJ
amfbr-130	443	11	insurance	insurance	NOUN
amfbr-130	443	12	sector	sector	NOUN
amfbr-130	443	13	within	within	ADP
amfbr-130	443	14	the	the	DET
amfbr-130	443	15	scope	scope	NOUN
amfbr-130	443	16	of	of	ADP
amfbr-130	443	17	solvency	solvency	PROPN
amfbr-130	443	18	ii	ii	PROPN
amfbr-130	443	19	.	.	PUNCT
amfbr-130	444	1	ph.d	ph.d	PROPN
amfbr-130	444	2	.	.	PUNCT
amfbr-130	445	1	thesis	thesis	NOUN
amfbr-130	445	2	,	,	PUNCT
amfbr-130	445	3	gazi	gazi	PROPN
amfbr-130	445	4	university	university	PROPN
amfbr-130	445	5	,	,	PUNCT
amfbr-130	445	6	ankara	ankara	PROPN
amfbr-130	445	7	,	,	PUNCT
amfbr-130	445	8	onoh	onoh	PROPN
amfbr-130	445	9	,	,	PUNCT
amfbr-130	445	10	j.	j.	PROPN
amfbr-130	445	11	k.	k.	PROPN
amfbr-130	445	12	(	(	PUNCT
amfbr-130	445	13	2002	2002	NUM
amfbr-130	445	14	)	)	PUNCT
amfbr-130	445	15	.	.	PUNCT
amfbr-130	446	1	dynamics	dynamic	NOUN
amfbr-130	446	2	of	of	ADP
amfbr-130	446	3	money	money	NOUN
amfbr-130	446	4	banking	banking	NOUN
amfbr-130	446	5	and	and	CCONJ
amfbr-130	446	6	finance	finance	NOUN
amfbr-130	446	7	in	in	ADP
amfbr-130	446	8	nigeria	nigeria	PROPN
amfbr-130	446	9	.	.	PUNCT
amfbr-130	447	1	an	an	DET
amfbr-130	447	2	emerging	emerge	VERB
amfbr-130	447	3	market	market	NOUN
amfbr-130	447	4	.	.	PUNCT
amfbr-130	448	1	astra	astra	PROPN
amfbr-130	448	2	meridian	meridian	PROPN
amfbr-130	448	3	publishers	publisher	NOUN
amfbr-130	448	4	,	,	PUNCT
amfbr-130	448	5	aba	aba	PROPN
amfbr-130	448	6	,	,	PUNCT
amfbr-130	448	7	nigeria	nigeria	PROPN
amfbr-130	448	8	.	.	PUNCT
amfbr-130	449	1	onyeiwu	onyeiwu	PROPN
amfbr-130	449	2	,	,	PUNCT
amfbr-130	449	3	c.	c.	PROPN
amfbr-130	449	4	,	,	PUNCT
amfbr-130	449	5	(	(	PUNCT
amfbr-130	449	6	2012	2012	NUM
amfbr-130	449	7	)	)	PUNCT
amfbr-130	449	8	.	.	PUNCT
amfbr-130	450	1	monetary	monetary	ADJ
amfbr-130	450	2	policy	policy	NOUN
amfbr-130	450	3	and	and	CCONJ
amfbr-130	450	4	economic	economic	ADJ
amfbr-130	450	5	growth	growth	NOUN
amfbr-130	450	6	of	of	ADP
amfbr-130	450	7	nigeria	nigeria	PROPN
amfbr-130	450	8	.	.	PUNCT
amfbr-130	451	1	journal	journal	PROPN
amfbr-130	451	2	of	of	ADP
amfbr-130	451	3	economics	economic	NOUN
amfbr-130	451	4	and	and	CCONJ
amfbr-130	451	5	sustainable	sustainable	ADJ
amfbr-130	451	6	development	development	NOUN
amfbr-130	451	7	,	,	PUNCT
amfbr-130	451	8	3(7	3(7	NUM
amfbr-130	451	9	)	)	PUNCT
amfbr-130	451	10	,	,	PUNCT
amfbr-130	451	11	62	62	NUM
amfbr-130	451	12	-70	-70	NUM
amfbr-130	451	13	.	.	PUNCT
amfbr-130	452	1	ornella	ornella	PROPN
amfbr-130	452	2	m.	m.	PROPN
amfbr-130	452	3	l.anderloni	l.anderloni	PROPN
amfbr-130	452	4	(	(	PUNCT
amfbr-130	452	5	2014	2014	NUM
amfbr-130	452	6	)	)	PUNCT
amfbr-130	452	7	.	.	PUNCT
amfbr-130	453	1	non	non	ADJ
amfbr-130	453	2	-	-	ADJ
amfbr-130	453	3	life	life	ADJ
amfbr-130	453	4	insurance	insurance	NOUN
amfbr-130	453	5	economic	economic	ADJ
amfbr-130	453	6	performance	performance	NOUN
amfbr-130	453	7	an	an	DET
amfbr-130	453	8	empirical	empirical	ADJ
amfbr-130	453	9	investigation	investigation	NOUN
amfbr-130	453	10	.	.	PUNCT
amfbr-130	454	1	journal	journal	PROPN
amfbr-130	454	2	of	of	ADP
amfbr-130	454	3	economics	economic	NOUN
amfbr-130	454	4	and	and	CCONJ
amfbr-130	454	5	management	management	NOUN
amfbr-130	454	6	,	,	PUNCT
amfbr-130	454	7	18	18	NUM
amfbr-130	454	8	(	(	PUNCT
amfbr-130	454	9	2),16	2),16	NUM
amfbr-130	454	10	-	-	SYM
amfbr-130	454	11	27	27	NUM
amfbr-130	454	12	.	.	PUNCT
amfbr-130	455	1	pervan	pervan	NOUN
amfbr-130	455	2	,	,	PUNCT
amfbr-130	455	3	m.	m.	NOUN
amfbr-130	455	4	,	,	PUNCT
amfbr-130	455	5	&	&	CCONJ
amfbr-130	455	6	pavić	pavić	PROPN
amfbr-130	455	7	,	,	PUNCT
amfbr-130	455	8	k.t	k.t	PROPN
amfbr-130	455	9	.	.	PROPN
amfbr-130	455	10	,	,	PUNCT
amfbr-130	455	11	(	(	PUNCT
amfbr-130	455	12	2010	2010	NUM
amfbr-130	455	13	)	)	PUNCT
amfbr-130	455	14	.	.	PUNCT
amfbr-130	456	1	determinants	determinant	NOUN
amfbr-130	456	2	of	of	ADP
amfbr-130	456	3	insurance	insurance	NOUN
amfbr-130	456	4	companies	company	NOUN
amfbr-130	456	5	’	’	PART
amfbr-130	456	6	profitability	profitability	NOUN
amfbr-130	456	7	in	in	ADP
amfbr-130	456	8	croatia	croatia	PROPN
amfbr-130	456	9	.	.	PUNCT
amfbr-130	457	1	the	the	DET
amfbr-130	457	2	business	business	PROPN
amfbr-130	457	3	review	review	PROPN
amfbr-130	457	4	cambridge	cambridge	PROPN
amfbr-130	457	5	,	,	PUNCT
amfbr-130	457	6	16(1	16(1	NUM
amfbr-130	457	7	)	)	PUNCT
amfbr-130	457	8	,	,	PUNCT
amfbr-130	457	9	231	231	NUM
amfbr-130	457	10	-	-	SYM
amfbr-130	457	11	238	238	NUM
amfbr-130	457	12	.	.	PUNCT
amfbr-130	458	1	rafiq	rafiq	PROPN
amfbr-130	458	2	,	,	PUNCT
amfbr-130	458	3	m.s	m.s	PROPN
amfbr-130	458	4	.	.	PROPN
amfbr-130	458	5	&	&	CCONJ
amfbr-130	458	6	mallick	mallick	PROPN
amfbr-130	458	7	,	,	PUNCT
amfbr-130	458	8	s.k	s.k	PROPN
amfbr-130	458	9	.	.	PROPN
amfbr-130	458	10	,	,	PUNCT
amfbr-130	458	11	(	(	PUNCT
amfbr-130	458	12	2008	2008	NUM
amfbr-130	458	13	)	)	PUNCT
amfbr-130	458	14	.	.	PUNCT
amfbr-130	459	1	the	the	DET
amfbr-130	459	2	effect	effect	NOUN
amfbr-130	459	3	of	of	ADP
amfbr-130	459	4	monetary	monetary	ADJ
amfbr-130	459	5	policy	policy	NOUN
amfbr-130	459	6	on	on	ADP
amfbr-130	459	7	output	output	NOUN
amfbr-130	459	8	in	in	ADP
amfbr-130	459	9	emu	emu	PROPN
amfbr-130	459	10	:	:	PUNCT
amfbr-130	459	11	a	a	DET
amfbr-130	459	12	sign	sign	NOUN
amfbr-130	459	13	restriction	restriction	NOUN
amfbr-130	459	14	approach	approach	NOUN
amfbr-130	459	15	.	.	PUNCT
amfbr-130	460	1	journal	journal	NOUN
amfbr-130	460	2	of	of	ADP
amfbr-130	460	3	macroeconomics	macroeconomic	NOUN
amfbr-130	460	4	30	30	NUM
amfbr-130	460	5	:	:	SYM
amfbr-130	460	6	1756	1756	NUM
amfbr-130	460	7	-	-	SYM
amfbr-130	460	8	1791	1791	NUM
amfbr-130	460	9	.	.	PUNCT
amfbr-130	461	1	sojic	sojic	PROPN
amfbr-130	461	2	,	,	PUNCT
amfbr-130	461	3	m.	m.	NOUN
amfbr-130	461	4	,	,	PUNCT
amfbr-130	461	5	&	&	CCONJ
amfbr-130	461	6	djurdjevic	djurdjevic	PROPN
amfbr-130	461	7	,	,	PUNCT
amfbr-130	461	8	l.	l.	PROPN
amfbr-130	461	9	,	,	PUNCT
amfbr-130	461	10	(	(	PUNCT
amfbr-130	461	11	2008	2008	NUM
amfbr-130	461	12	)	)	PUNCT
amfbr-130	461	13	.	.	PUNCT
amfbr-130	462	1	.monetary	.monetary	ADJ
amfbr-130	462	2	policy	policy	NOUN
amfbr-130	462	3	objectives	objective	NOUN
amfbr-130	462	4	and	and	CCONJ
amfbr-130	462	5	instruments	instrument	NOUN
amfbr-130	462	6	used	use	VERB
amfbr-130	462	7	by	by	ADP
amfbr-130	462	8	the	the	DET
amfbr-130	462	9	privileged	privileged	ADJ
amfbr-130	462	10	national	national	ADJ
amfbr-130	462	11	bank	bank	NOUN
amfbr-130	462	12	of	of	ADP
amfbr-130	462	13	the	the	DET
amfbr-130	462	14	kingdom	kingdom	NOUN
amfbr-130	462	15	of	of	ADP
amfbr-130	462	16	serbia	serbia	PROPN
amfbr-130	462	17	(	(	PUNCT
amfbr-130	462	18	1884	1884	NUM
amfbr-130	462	19	-	-	SYM
amfbr-130	462	20	1914	1914	NUM
amfbr-130	462	21	)	)	PUNCT
amfbr-130	462	22	.	.	PUNCT
amfbr-130	463	1	starr	starr	PROPN
amfbr-130	463	2	,	,	PUNCT
amfbr-130	463	3	m.	m.	NOUN
amfbr-130	463	4	,	,	PUNCT
amfbr-130	463	5	(	(	PUNCT
amfbr-130	463	6	2005	2005	NUM
amfbr-130	463	7	)	)	PUNCT
amfbr-130	463	8	.	.	PUNCT
amfbr-130	464	1	does	do	AUX
amfbr-130	464	2	money	money	NOUN
amfbr-130	464	3	matter	matter	NOUN
amfbr-130	464	4	in	in	ADP
amfbr-130	464	5	the	the	DET
amfbr-130	464	6	cis	cis	NOUN
amfbr-130	464	7	?	?	PUNCT
amfbr-130	465	1	effects	effect	NOUN
amfbr-130	465	2	of	of	ADP
amfbr-130	465	3	monetary	monetary	ADJ
amfbr-130	465	4	policy	policy	NOUN
amfbr-130	465	5	on	on	ADP
amfbr-130	465	6	output	output	NOUN
amfbr-130	465	7	and	and	CCONJ
amfbr-130	465	8	prices	price	NOUN
amfbr-130	465	9	.	.	PUNCT
amfbr-130	466	1	journal	journal	NOUN
amfbr-130	466	2	of	of	ADP
amfbr-130	466	3	comparative	comparative	ADJ
amfbr-130	466	4	economics	economic	NOUN
amfbr-130	466	5	33	33	NUM
amfbr-130	466	6	:	:	PUNCT
amfbr-130	466	7	441	441	NUM
amfbr-130	466	8	-	-	SYM
amfbr-130	466	9	461	461	NUM
amfbr-130	466	10	.	.	PUNCT
amfbr-130	467	1	suheli	suheli	NOUN
amfbr-130	467	2	reshid	reshid	NOUN
amfbr-130	467	3	(	(	PUNCT
amfbr-130	467	4	2015	2015	NUM
amfbr-130	467	5	)	)	PUNCT
amfbr-130	467	6	.	.	PUNCT
amfbr-130	468	1	determinants	determinant	NOUN
amfbr-130	468	2	of	of	ADP
amfbr-130	468	3	insurance	insurance	NOUN
amfbr-130	468	4	companies	company	NOUN
amfbr-130	468	5	in	in	ADP
amfbr-130	468	6	ethiopia	ethiopia	PROPN
amfbr-130	468	7	,	,	PUNCT
amfbr-130	468	8	msc	msc	PROPN
amfbr-130	468	9	thesis	thesis	PROPN
amfbr-130	468	10	,	,	PUNCT
amfbr-130	468	11	aau	aau	PROPN
amfbr-130	468	12	.	.	PUNCT
amfbr-130	469	1	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-130	470	1	american	american	PROPN
amfbr-130	470	2	finance	finance	PROPN
amfbr-130	470	3	&	&	CCONJ
amfbr-130	470	4	banking	banking	PROPN
amfbr-130	470	5	review	review	PROPN
amfbr-130	470	6	vol	vol	NOUN
amfbr-130	470	7	.	.	PROPN
amfbr-130	471	1	2	2	NUM
amfbr-130	471	2	,	,	PUNCT
amfbr-130	471	3	no	no	INTJ
amfbr-130	471	4	.	.	NOUN
amfbr-130	471	5	1	1	NUM
amfbr-130	471	6	;	;	PUNCT
amfbr-130	471	7	2018	2018	NUM
amfbr-130	471	8	78	78	NUM
amfbr-130	471	9	tavlas	tavla	NOUN
amfbr-130	471	10	,	,	PUNCT
amfbr-130	471	11	g.	g.	PROPN
amfbr-130	471	12	,	,	PUNCT
amfbr-130	471	13	h.	h.	PROPN
amfbr-130	471	14	,	,	PUNCT
amfbr-130	471	15	&	&	CCONJ
amfbr-130	471	16	stockman	stockman	PROPN
amfbr-130	471	17	,	,	PUNCT
amfbr-130	471	18	a.	a.	PROPN
amfbr-130	471	19	,	,	PUNCT
amfbr-130	471	20	(	(	PUNCT
amfbr-130	471	21	2008).the	2008).the	PRON
amfbr-130	471	22	classification	classification	NOUN
amfbr-130	471	23	and	and	CCONJ
amfbr-130	471	24	performance	performance	NOUN
amfbr-130	471	25	of	of	ADP
amfbr-130	471	26	alternative	alternative	ADJ
amfbr-130	471	27	exchange	exchange	NOUN
amfbr-130	471	28	-	-	PUNCT
amfbr-130	471	29	rate	rate	NOUN
amfbr-130	471	30	systems	system	NOUN
amfbr-130	471	31	.	.	PUNCT
amfbr-130	472	1	international	international	ADJ
amfbr-130	472	2	journal	journal	NOUN
amfbr-130	472	3	of	of	ADP
amfbr-130	472	4	money	money	NOUN
amfbr-130	472	5	and	and	CCONJ
amfbr-130	472	6	banking	banking	NOUN
amfbr-130	472	7	5(7	5(7	NUM
amfbr-130	472	8	)	)	PUNCT
amfbr-130	472	9	130	130	NUM
amfbr-130	472	10	-	-	SYM
amfbr-130	472	11	152	152	NUM
amfbr-130	472	12	.	.	PUNCT
amfbr-130	473	1	ward	ward	PROPN
amfbr-130	473	2	,	,	PUNCT
amfbr-130	473	3	d.	d.	PROPN
amfbr-130	473	4	&	&	CCONJ
amfbr-130	473	5	zurbruegg	zurbruegg	PROPN
amfbr-130	473	6	,	,	PUNCT
amfbr-130	473	7	r.	r.	PROPN
amfbr-130	473	8	,	,	PUNCT
amfbr-130	473	9	(	(	PUNCT
amfbr-130	473	10	2002	2002	NUM
amfbr-130	473	11	)	)	PUNCT
amfbr-130	473	12	.	.	PUNCT
amfbr-130	474	1	law	law	NOUN
amfbr-130	474	2	,	,	PUNCT
amfbr-130	474	3	politics	politic	NOUN
amfbr-130	474	4	and	and	CCONJ
amfbr-130	474	5	life	life	NOUN
amfbr-130	474	6	insurance	insurance	NOUN
amfbr-130	474	7	consumption	consumption	NOUN
amfbr-130	474	8	in	in	ADP
amfbr-130	474	9	asia	asia	PROPN
amfbr-130	474	10	.	.	PUNCT
amfbr-130	475	1	geneva	geneva	PROPN
amfbr-130	475	2	papers	paper	NOUN
amfbr-130	475	3	on	on	ADP
amfbr-130	475	4	risk	risk	NOUN
amfbr-130	475	5	and	and	CCONJ
amfbr-130	475	6	insurance	insurance	NOUN
amfbr-130	475	7	.	.	PUNCT
amfbr-130	476	1	27	27	NUM
amfbr-130	476	2	;	;	PUNCT
amfbr-130	476	3	395	395	NUM
amfbr-130	476	4	-	-	SYM
amfbr-130	476	5	412	412	NUM
amfbr-130	476	6	.	.	PUNCT
amfbr-130	477	1	yana	yana	PROPN
amfbr-130	477	2	,	,	PUNCT
amfbr-130	477	3	s.	s.	PROPN
amfbr-130	477	4	(	(	PUNCT
amfbr-130	477	5	2010	2010	NUM
amfbr-130	477	6	)	)	PUNCT
amfbr-130	477	7	,	,	PUNCT
amfbr-130	477	8	factors	factor	NOUN
amfbr-130	477	9	that	that	PRON
amfbr-130	477	10	determined	determine	VERB
amfbr-130	477	11	firm	firm	ADJ
amfbr-130	477	12	performance	performance	NOUN
amfbr-130	477	13	of	of	ADP
amfbr-130	477	14	new	new	PROPN
amfbr-130	477	15	zealand	zealand	PROPN
amfbr-130	477	16	listed	list	VERB
amfbr-130	477	17	companies	company	NOUN
amfbr-130	477	18	,	,	PUNCT
amfbr-130	477	19	mbus	mbus	PROPN
amfbr-130	477	20	thesis	thesis	NOUN
amfbr-130	477	21	yugi	yugi	PROPN
amfbr-130	477	22	,	,	PUNCT
amfbr-130	477	23	l	l	NOUN
amfbr-130	477	24	,	,	PUNCT
amfbr-130	477	25	(	(	PUNCT
amfbr-130	477	26	2007	2007	NUM
amfbr-130	477	27	)	)	PUNCT
amfbr-130	477	28	.	.	PUNCT
amfbr-130	478	1	determinates	determinate	NOUN
amfbr-130	478	2	of	of	ADP
amfbr-130	478	3	banks	bank	NOUN
amfbr-130	478	4	profitability	profitability	NOUN
amfbr-130	478	5	and	and	CCONJ
amfbr-130	478	6	its	its	PRON
amfbr-130	478	7	implication	implication	NOUN
amfbr-130	478	8	on	on	ADP
amfbr-130	478	9	risk	risk	NOUN
amfbr-130	478	10	management	management	NOUN
amfbr-130	478	11	practices	practice	NOUN
amfbr-130	478	12	panel	panel	NOUN
amfbr-130	478	13	evidence	evidence	NOUN
amfbr-130	478	14	from	from	ADP
amfbr-130	478	15	the	the	DET
amfbr-130	478	16	uk	uk	PROPN
amfbr-130	478	17	,	,	PUNCT
amfbr-130	478	18	the	the	DET
amfbr-130	478	19	university	university	NOUN
amfbr-130	478	20	of	of	ADP
amfbr-130	478	21	nottingham	nottingham	PROPN
amfbr-130	478	22	.	.	PUNCT
amfbr-130	479	1	yuvaraj	yuvaraj	PROPN
amfbr-130	479	2	and	and	CCONJ
amfbr-130	479	3	abate	abate	VERB
amfbr-130	479	4	g.	g.	PROPN
amfbr-130	479	5	(	(	PUNCT
amfbr-130	479	6	2013	2013	NUM
amfbr-130	479	7	)	)	PUNCT
amfbr-130	479	8	.	.	PUNCT
amfbr-130	480	1	performance	performance	NOUN
amfbr-130	480	2	of	of	ADP
amfbr-130	480	3	insurance	insurance	NOUN
amfbr-130	480	4	companies	company	NOUN
amfbr-130	480	5	in	in	ADP
amfbr-130	480	6	ethiopia	ethiopia	PROPN
amfbr-130	480	7	,	,	PUNCT
amfbr-130	480	8	international	international	ADJ
amfbr-130	480	9	journal	journal	NOUN
amfbr-130	480	10	of	of	ADP
amfbr-130	480	11	marketing	marketing	NOUN
amfbr-130	480	12	.	.	PUNCT
amfbr-130	481	1	financial	financial	ADJ
amfbr-130	481	2	services	service	NOUN
amfbr-130	481	3	and	and	CCONJ
amfbr-130	481	4	management	management	NOUN
amfbr-130	481	5	research	research	NOUN
amfbr-130	481	6	,	,	PUNCT
amfbr-130	481	7	3(1),12	3(1),12	NUM
amfbr-130	481	8	-	-	SYM
amfbr-130	481	9	31	31	NUM
amfbr-130	481	10	.	.	PUNCT
amfbr-130	482	1	copyrights	copyright	VERB
amfbr-130	482	2	copyright	copyright	NOUN
amfbr-130	482	3	for	for	ADP
amfbr-130	482	4	this	this	DET
amfbr-130	482	5	article	article	NOUN
amfbr-130	482	6	is	be	AUX
amfbr-130	482	7	retained	retain	VERB
amfbr-130	482	8	by	by	ADP
amfbr-130	482	9	the	the	DET
amfbr-130	482	10	author(s	author(s	PROPN
amfbr-130	482	11	)	)	PUNCT
amfbr-130	482	12	,	,	PUNCT
amfbr-130	482	13	with	with	ADP
amfbr-130	482	14	first	first	ADJ
amfbr-130	482	15	publication	publication	NOUN
amfbr-130	482	16	rights	right	NOUN
amfbr-130	482	17	granted	grant	VERB
amfbr-130	482	18	to	to	ADP
amfbr-130	482	19	the	the	DET
amfbr-130	482	20	journal	journal	NOUN
amfbr-130	482	21	.	.	PUNCT
amfbr-130	483	1	this	this	PRON
amfbr-130	483	2	is	be	AUX
amfbr-130	483	3	an	an	DET
amfbr-130	483	4	open	open	ADJ
amfbr-130	483	5	-	-	PUNCT
amfbr-130	483	6	access	access	NOUN
amfbr-130	483	7	article	article	NOUN
amfbr-130	483	8	distributed	distribute	VERB
amfbr-130	483	9	under	under	ADP
amfbr-130	483	10	the	the	DET
amfbr-130	483	11	terms	term	NOUN
amfbr-130	483	12	and	and	CCONJ
amfbr-130	483	13	conditions	condition	NOUN
amfbr-130	483	14	of	of	ADP
amfbr-130	483	15	the	the	DET
amfbr-130	483	16	creative	creative	ADJ
amfbr-130	483	17	commons	common	NOUN
amfbr-130	483	18	attribution	attribution	NOUN
amfbr-130	483	19	license	license	NOUN
amfbr-130	483	20	(	(	PUNCT
amfbr-130	483	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
amfbr-130	483	22	)	)	PUNCT
amfbr-130	483	23	.	.	PUNCT