id	sid	tid	token	lemma	pos
amfbr-1456	1	1	american	american	PROPN
amfbr-1456	1	2	finance	finance	PROPN
amfbr-1456	1	3	&	&	CCONJ
amfbr-1456	1	4	banking	banking	PROPN
amfbr-1456	1	5	review	review	PROPN
amfbr-1456	1	6	vol	vol	NOUN
amfbr-1456	1	7	.	.	PROPN
amfbr-1456	2	1	6	6	NUM
amfbr-1456	2	2	,	,	PUNCT
amfbr-1456	2	3	no	no	INTJ
amfbr-1456	2	4	.	.	NOUN
amfbr-1456	2	5	1	1	NUM
amfbr-1456	2	6	;	;	PUNCT
amfbr-1456	2	7	2021	2021	NUM
amfbr-1456	2	8	issn	issn	VERB
amfbr-1456	2	9	2576	2576	NUM
amfbr-1456	2	10	-	-	SYM
amfbr-1456	2	11	1226	1226	NUM
amfbr-1456	2	12	e	e	NOUN
amfbr-1456	2	13	-	-	NOUN
amfbr-1456	2	14	issn	issn	PROPN
amfbr-1456	2	15	2576	2576	NUM
amfbr-1456	2	16	-	-	SYM
amfbr-1456	2	17	1234	1234	NUM
amfbr-1456	2	18	published	publish	VERB
amfbr-1456	2	19	by	by	ADP
amfbr-1456	2	20	cribfb	cribfb	PROPN
amfbr-1456	2	21	,	,	PUNCT
amfbr-1456	2	22	usa	usa	PROPN
amfbr-1456	2	23	14	14	NUM
amfbr-1456	2	24	customers	customer	NOUN
amfbr-1456	2	25	’	'	PUNCT
amfbr-1456	2	26	assessment	assessment	NOUN
amfbr-1456	2	27	on	on	ADP
amfbr-1456	2	28	e	e	NOUN
amfbr-1456	2	29	-	-	ADJ
amfbr-1456	2	30	banking	banking	ADJ
amfbr-1456	2	31	service	service	NOUN
amfbr-1456	2	32	quality	quality	NOUN
amfbr-1456	2	33	in	in	ADP
amfbr-1456	2	34	bangladesh	bangladesh	NOUN
amfbr-1456	2	35	:	:	PUNCT
amfbr-1456	2	36	challenges	challenge	NOUN
amfbr-1456	2	37	and	and	CCONJ
amfbr-1456	2	38	strategies	strategy	NOUN
amfbr-1456	2	39	dhiman	dhiman	NOUN
amfbr-1456	2	40	barua	barua	PROPN
amfbr-1456	2	41	assistant	assistant	NOUN
amfbr-1456	2	42	professor	professor	NOUN
amfbr-1456	2	43	faculty	faculty	NOUN
amfbr-1456	2	44	of	of	ADP
amfbr-1456	2	45	business	business	PROPN
amfbr-1456	2	46	administration	administration	PROPN
amfbr-1456	2	47	bgc	bgc	PROPN
amfbr-1456	2	48	trust	trust	PROPN
amfbr-1456	2	49	university	university	PROPN
amfbr-1456	2	50	bangladesh	bangladesh	PROPN
amfbr-1456	2	51	m.phil	m.phil	VERB
amfbr-1456	2	52	researcher	researcher	PROPN
amfbr-1456	2	53	department	department	PROPN
amfbr-1456	2	54	of	of	ADP
amfbr-1456	2	55	finance	finance	PROPN
amfbr-1456	2	56	,	,	PUNCT
amfbr-1456	2	57	jagannath	jagannath	PROPN
amfbr-1456	2	58	university	university	PROPN
amfbr-1456	2	59	,	,	PUNCT
amfbr-1456	2	60	bangladesh	bangladesh	NOUN
amfbr-1456	2	61	e	e	NOUN
amfbr-1456	2	62	-	-	NOUN
amfbr-1456	2	63	mail	mail	NOUN
amfbr-1456	2	64	:	:	PUNCT
amfbr-1456	2	65	dhiman@bgctub.ac.bd	dhiman@bgctub.ac.bd	PROPN
amfbr-1456	2	66	s.	s.	PROPN
amfbr-1456	2	67	m.	m.	PROPN
amfbr-1456	2	68	akber	akber	PROPN
amfbr-1456	2	69	lecturer	lecturer	PROPN
amfbr-1456	2	70	department	department	PROPN
amfbr-1456	2	71	of	of	ADP
amfbr-1456	2	72	business	business	PROPN
amfbr-1456	2	73	administration	administration	PROPN
amfbr-1456	2	74	ranada	ranada	PROPN
amfbr-1456	2	75	prasad	prasad	PROPN
amfbr-1456	2	76	shaha	shaha	PROPN
amfbr-1456	2	77	university	university	PROPN
amfbr-1456	2	78	,	,	PUNCT
amfbr-1456	2	79	bangladesh	bangladesh	PROPN
amfbr-1456	2	80	m.phil	m.phil	NOUN
amfbr-1456	2	81	researcher	researcher	PROPN
amfbr-1456	2	82	department	department	PROPN
amfbr-1456	2	83	of	of	ADP
amfbr-1456	2	84	finance	finance	PROPN
amfbr-1456	2	85	,	,	PUNCT
amfbr-1456	2	86	jagannath	jagannath	PROPN
amfbr-1456	2	87	university	university	PROPN
amfbr-1456	2	88	,	,	PUNCT
amfbr-1456	2	89	bangladesh	bangladesh	NOUN
amfbr-1456	2	90	e	e	NOUN
amfbr-1456	2	91	-	-	NOUN
amfbr-1456	2	92	mail	mail	NOUN
amfbr-1456	2	93	:	:	PUNCT
amfbr-1456	2	94	akber@rpsu.edu.bd	akber@rpsu.edu.bd	PROPN
amfbr-1456	2	95	https://orcid.org/0000-0002-0267-3626	https://orcid.org/0000-0002-0267-3626	PROPN
amfbr-1456	2	96	received	receive	VERB
amfbr-1456	2	97	:	:	PUNCT
amfbr-1456	2	98	october	october	PROPN
amfbr-1456	2	99	04	04	NUM
amfbr-1456	2	100	,	,	PUNCT
amfbr-1456	2	101	2021	2021	NUM
amfbr-1456	2	102	accepted	accept	VERB
amfbr-1456	2	103	:	:	PUNCT
amfbr-1456	2	104	october	october	PROPN
amfbr-1456	2	105	31	31	NUM
amfbr-1456	2	106	,	,	PUNCT
amfbr-1456	2	107	2021	2021	NUM
amfbr-1456	2	108	online	online	ADV
amfbr-1456	2	109	published	publish	VERB
amfbr-1456	2	110	:	:	PUNCT
amfbr-1456	2	111	november	november	PROPN
amfbr-1456	2	112	26	26	NUM
amfbr-1456	2	113	,	,	PUNCT
amfbr-1456	2	114	2021	2021	NUM
amfbr-1456	2	115	doi	doi	NOUN
amfbr-1456	2	116	:	:	PUNCT
amfbr-1456	2	117	10.46281	10.46281	NUM
amfbr-1456	2	118	/	/	SYM
amfbr-1456	2	119	amfbr.v6i1.1456	amfbr.v6i1.1456	PRON
amfbr-1456	2	120	url	url	NOUN
amfbr-1456	2	121	:	:	PUNCT
amfbr-1456	2	122	https://doi.org/10.46281/amfbr.v6i1.1456	https://doi.org/10.46281/amfbr.v6i1.1456	PROPN
amfbr-1456	2	123	abstract	abstract	ADJ
amfbr-1456	2	124	this	this	DET
amfbr-1456	2	125	paper	paper	NOUN
amfbr-1456	2	126	attempts	attempt	VERB
amfbr-1456	2	127	to	to	PART
amfbr-1456	2	128	investigate	investigate	VERB
amfbr-1456	2	129	to	to	PART
amfbr-1456	2	130	understand	understand	VERB
amfbr-1456	2	131	customers	customer	NOUN
amfbr-1456	2	132	’	'	PUNCT
amfbr-1456	2	133	evaluation	evaluation	NOUN
amfbr-1456	2	134	regarding	regard	VERB
amfbr-1456	2	135	service	service	NOUN
amfbr-1456	2	136	quality	quality	NOUN
amfbr-1456	2	137	of	of	ADP
amfbr-1456	2	138	e	e	NOUN
amfbr-1456	2	139	-	-	NOUN
amfbr-1456	2	140	banking	banking	NOUN
amfbr-1456	2	141	in	in	ADP
amfbr-1456	2	142	bangladesh	bangladesh	NOUN
amfbr-1456	2	143	.	.	PUNCT
amfbr-1456	3	1	it	it	PRON
amfbr-1456	3	2	also	also	ADV
amfbr-1456	3	3	examines	examine	VERB
amfbr-1456	3	4	the	the	DET
amfbr-1456	3	5	major	major	ADJ
amfbr-1456	3	6	challenges	challenge	NOUN
amfbr-1456	3	7	and	and	CCONJ
amfbr-1456	3	8	required	required	ADJ
amfbr-1456	3	9	strategies	strategy	NOUN
amfbr-1456	3	10	for	for	ADP
amfbr-1456	3	11	promoting	promote	VERB
amfbr-1456	3	12	e	e	NOUN
amfbr-1456	3	13	-	-	NOUN
amfbr-1456	3	14	banking	banking	NOUN
amfbr-1456	3	15	.	.	PUNCT
amfbr-1456	4	1	to	to	PART
amfbr-1456	4	2	conduct	conduct	VERB
amfbr-1456	4	3	the	the	DET
amfbr-1456	4	4	study	study	NOUN
amfbr-1456	4	5	,	,	PUNCT
amfbr-1456	4	6	a	a	DET
amfbr-1456	4	7	total	total	ADJ
amfbr-1456	4	8	number	number	NOUN
amfbr-1456	4	9	of	of	ADP
amfbr-1456	4	10	205	205	NUM
amfbr-1456	4	11	respondents	respondent	NOUN
amfbr-1456	4	12	were	be	AUX
amfbr-1456	4	13	taken	take	VERB
amfbr-1456	4	14	as	as	ADP
amfbr-1456	4	15	sample	sample	NOUN
amfbr-1456	4	16	from	from	ADP
amfbr-1456	4	17	chittagong	chittagong	PROPN
amfbr-1456	4	18	region	region	NOUN
amfbr-1456	4	19	by	by	ADP
amfbr-1456	4	20	using	use	VERB
amfbr-1456	4	21	simple	simple	ADJ
amfbr-1456	4	22	judgmental	judgmental	ADJ
amfbr-1456	4	23	sampling	sampling	NOUN
amfbr-1456	4	24	technique	technique	NOUN
amfbr-1456	4	25	.	.	PUNCT
amfbr-1456	5	1	a	a	DET
amfbr-1456	5	2	face	face	NOUN
amfbr-1456	5	3	-	-	PUNCT
amfbr-1456	5	4	to	to	ADP
amfbr-1456	5	5	-	-	PUNCT
amfbr-1456	5	6	face	face	NOUN
amfbr-1456	5	7	interview	interview	NOUN
amfbr-1456	5	8	method	method	NOUN
amfbr-1456	5	9	was	be	AUX
amfbr-1456	5	10	followed	follow	VERB
amfbr-1456	5	11	by	by	ADP
amfbr-1456	5	12	using	use	VERB
amfbr-1456	5	13	a	a	DET
amfbr-1456	5	14	structured	structured	ADJ
amfbr-1456	5	15	questionnaire	questionnaire	NOUN
amfbr-1456	5	16	to	to	PART
amfbr-1456	5	17	collect	collect	VERB
amfbr-1456	5	18	the	the	DET
amfbr-1456	5	19	data	datum	NOUN
amfbr-1456	5	20	.	.	PUNCT
amfbr-1456	6	1	five	five	NUM
amfbr-1456	6	2	points	point	NOUN
amfbr-1456	6	3	likert	likert	ADJ
amfbr-1456	6	4	scale	scale	NOUN
amfbr-1456	6	5	was	be	AUX
amfbr-1456	6	6	used	use	VERB
amfbr-1456	6	7	to	to	PART
amfbr-1456	6	8	examine	examine	VERB
amfbr-1456	6	9	the	the	DET
amfbr-1456	6	10	customers	customer	NOUN
amfbr-1456	6	11	’	’	PART
amfbr-1456	6	12	evaluation	evaluation	NOUN
amfbr-1456	6	13	on	on	ADP
amfbr-1456	6	14	the	the	DET
amfbr-1456	6	15	service	service	NOUN
amfbr-1456	6	16	quality	quality	NOUN
amfbr-1456	6	17	and	and	CCONJ
amfbr-1456	6	18	through	through	ADP
amfbr-1456	6	19	statistical	statistical	ADJ
amfbr-1456	6	20	measures	measure	NOUN
amfbr-1456	6	21	it	it	PRON
amfbr-1456	6	22	analyze	analyze	VERB
amfbr-1456	6	23	the	the	DET
amfbr-1456	6	24	problem	problem	NOUN
amfbr-1456	6	25	.	.	PUNCT
amfbr-1456	7	1	garret	garret	PROPN
amfbr-1456	7	2	’s	’s	PART
amfbr-1456	7	3	ranking	rank	VERB
amfbr-1456	7	4	technique	technique	NOUN
amfbr-1456	7	5	was	be	AUX
amfbr-1456	7	6	applied	apply	VERB
amfbr-1456	7	7	to	to	PART
amfbr-1456	7	8	rank	rank	VERB
amfbr-1456	7	9	the	the	DET
amfbr-1456	7	10	qualitative	qualitative	ADJ
amfbr-1456	7	11	data	datum	NOUN
amfbr-1456	7	12	for	for	ADP
amfbr-1456	7	13	analyzing	analyze	VERB
amfbr-1456	7	14	challenges	challenge	NOUN
amfbr-1456	7	15	and	and	CCONJ
amfbr-1456	7	16	required	required	ADJ
amfbr-1456	7	17	strategies	strategy	NOUN
amfbr-1456	7	18	of	of	ADP
amfbr-1456	7	19	e	e	NOUN
amfbr-1456	7	20	-	-	NOUN
amfbr-1456	7	21	banking	banking	NOUN
amfbr-1456	7	22	.	.	PUNCT
amfbr-1456	8	1	the	the	DET
amfbr-1456	8	2	study	study	NOUN
amfbr-1456	8	3	reveals	reveal	VERB
amfbr-1456	8	4	that	that	SCONJ
amfbr-1456	8	5	from	from	ADP
amfbr-1456	8	6	the	the	DET
amfbr-1456	8	7	customers	customer	NOUN
amfbr-1456	8	8	’	’	PART
amfbr-1456	8	9	assessment	assessment	NOUN
amfbr-1456	8	10	,	,	PUNCT
amfbr-1456	8	11	e	e	NOUN
amfbr-1456	8	12	-	-	NOUN
amfbr-1456	8	13	banking	banking	NOUN
amfbr-1456	8	14	saves	save	VERB
amfbr-1456	8	15	time	time	NOUN
amfbr-1456	8	16	and	and	CCONJ
amfbr-1456	8	17	hazard	hazard	NOUN
amfbr-1456	8	18	,	,	PUNCT
amfbr-1456	8	19	facilitates	facilitate	VERB
amfbr-1456	8	20	quick	quick	ADJ
amfbr-1456	8	21	and	and	CCONJ
amfbr-1456	8	22	easier	easy	ADJ
amfbr-1456	8	23	access	access	NOUN
amfbr-1456	8	24	to	to	ADP
amfbr-1456	8	25	information	information	NOUN
amfbr-1456	8	26	,	,	PUNCT
amfbr-1456	8	27	speedy	speedy	ADJ
amfbr-1456	8	28	transaction	transaction	NOUN
amfbr-1456	8	29	,	,	PUNCT
amfbr-1456	8	30	receiving	receive	VERB
amfbr-1456	8	31	service	service	NOUN
amfbr-1456	8	32	easily	easily	ADV
amfbr-1456	8	33	,	,	PUNCT
amfbr-1456	8	34	ensures	ensure	VERB
amfbr-1456	8	35	accuracy	accuracy	NOUN
amfbr-1456	8	36	,	,	PUNCT
amfbr-1456	8	37	effectiveness	effectiveness	NOUN
amfbr-1456	8	38	and	and	CCONJ
amfbr-1456	8	39	security	security	NOUN
amfbr-1456	8	40	,	,	PUNCT
amfbr-1456	8	41	provides	provide	VERB
amfbr-1456	8	42	versatile	versatile	ADJ
amfbr-1456	8	43	service	service	NOUN
amfbr-1456	8	44	,	,	PUNCT
amfbr-1456	8	45	anytime	anytime	ADV
amfbr-1456	8	46	,	,	PUNCT
amfbr-1456	8	47	anywhere	anywhere	ADV
amfbr-1456	8	48	banking	banking	NOUN
amfbr-1456	8	49	facility	facility	NOUN
amfbr-1456	8	50	.	.	PUNCT
amfbr-1456	9	1	the	the	DET
amfbr-1456	9	2	study	study	NOUN
amfbr-1456	9	3	also	also	ADV
amfbr-1456	9	4	found	find	VERB
amfbr-1456	9	5	that	that	SCONJ
amfbr-1456	9	6	technological	technological	ADJ
amfbr-1456	9	7	disturbance	disturbance	NOUN
amfbr-1456	9	8	,	,	PUNCT
amfbr-1456	9	9	insufficient	insufficient	ADJ
amfbr-1456	9	10	infrastructure	infrastructure	NOUN
amfbr-1456	9	11	,	,	PUNCT
amfbr-1456	9	12	unavailability	unavailability	NOUN
amfbr-1456	9	13	of	of	ADP
amfbr-1456	9	14	service	service	NOUN
amfbr-1456	9	15	in	in	ADP
amfbr-1456	9	16	rural	rural	ADJ
amfbr-1456	9	17	areas	area	NOUN
amfbr-1456	9	18	,	,	PUNCT
amfbr-1456	9	19	high	high	ADJ
amfbr-1456	9	20	service	service	NOUN
amfbr-1456	9	21	charge	charge	NOUN
amfbr-1456	9	22	are	be	AUX
amfbr-1456	9	23	the	the	DET
amfbr-1456	9	24	major	major	ADJ
amfbr-1456	9	25	challenges	challenge	NOUN
amfbr-1456	9	26	of	of	ADP
amfbr-1456	9	27	ebanking	ebanke	VERB
amfbr-1456	9	28	service	service	NOUN
amfbr-1456	9	29	in	in	ADP
amfbr-1456	9	30	bangladesh	bangladesh	NOUN
amfbr-1456	9	31	.	.	PUNCT
amfbr-1456	10	1	the	the	DET
amfbr-1456	10	2	customers	customer	NOUN
amfbr-1456	10	3	suggests	suggest	VERB
amfbr-1456	10	4	to	to	PART
amfbr-1456	10	5	develop	develop	VERB
amfbr-1456	10	6	infrastructure	infrastructure	NOUN
amfbr-1456	10	7	,	,	PUNCT
amfbr-1456	10	8	upgrade	upgrade	VERB
amfbr-1456	10	9	mailto:akber@rpsu.edu.bd	mailto:akber@rpsu.edu.bd	NOUN
amfbr-1456	10	10	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-1456	10	11	american	american	PROPN
amfbr-1456	10	12	finance	finance	PROPN
amfbr-1456	10	13	&	&	CCONJ
amfbr-1456	10	14	banking	banking	PROPN
amfbr-1456	10	15	review	review	PROPN
amfbr-1456	10	16	vol	vol	NOUN
amfbr-1456	10	17	.	.	PROPN
amfbr-1456	11	1	6	6	NUM
amfbr-1456	11	2	,	,	PUNCT
amfbr-1456	11	3	no	no	INTJ
amfbr-1456	11	4	.	.	NOUN
amfbr-1456	11	5	1	1	NUM
amfbr-1456	11	6	;	;	PUNCT
amfbr-1456	11	7	2021	2021	NUM
amfbr-1456	11	8	15	15	NUM
amfbr-1456	11	9	technology	technology	NOUN
amfbr-1456	11	10	,	,	PUNCT
amfbr-1456	11	11	increase	increase	VERB
amfbr-1456	11	12	security	security	NOUN
amfbr-1456	11	13	measure	measure	NOUN
amfbr-1456	11	14	,	,	PUNCT
amfbr-1456	11	15	enhance	enhance	VERB
amfbr-1456	11	16	promotion	promotion	NOUN
amfbr-1456	11	17	for	for	ADP
amfbr-1456	11	18	developing	develop	VERB
amfbr-1456	11	19	customers	customer	NOUN
amfbr-1456	11	20	’	'	PUNCT
amfbr-1456	11	21	awareness	awareness	NOUN
amfbr-1456	11	22	,	,	PUNCT
amfbr-1456	11	23	introduce	introduce	VERB
amfbr-1456	11	24	innovative	innovative	ADJ
amfbr-1456	11	25	initiative	initiative	NOUN
amfbr-1456	11	26	of	of	ADP
amfbr-1456	11	27	bangladesh	bangladesh	PROPN
amfbr-1456	11	28	bank	bank	NOUN
amfbr-1456	11	29	,	,	PUNCT
amfbr-1456	11	30	extend	extend	VERB
amfbr-1456	11	31	service	service	NOUN
amfbr-1456	11	32	across	across	ADP
amfbr-1456	11	33	the	the	DET
amfbr-1456	11	34	country	country	NOUN
amfbr-1456	11	35	etc	etc	X
amfbr-1456	11	36	.	.	X
amfbr-1456	12	1	keywords	keyword	NOUN
amfbr-1456	12	2	:	:	PUNCT
amfbr-1456	12	3	e	e	X
amfbr-1456	12	4	-	-	NOUN
amfbr-1456	12	5	banking	banking	ADJ
amfbr-1456	12	6	,	,	PUNCT
amfbr-1456	12	7	service	service	NOUN
amfbr-1456	12	8	quality	quality	NOUN
amfbr-1456	12	9	,	,	PUNCT
amfbr-1456	12	10	customers	customer	NOUN
amfbr-1456	12	11	’	'	PUNCT
amfbr-1456	12	12	assessment	assessment	NOUN
amfbr-1456	12	13	.	.	PUNCT
amfbr-1456	13	1	jel	jel	PROPN
amfbr-1456	13	2	classification	classification	NOUN
amfbr-1456	13	3	codes	code	NOUN
amfbr-1456	13	4	:	:	PUNCT
amfbr-1456	13	5	g21	g21	PROPN
amfbr-1456	13	6	,	,	PUNCT
amfbr-1456	13	7	l15	l15	PROPN
amfbr-1456	13	8	.	.	PUNCT
amfbr-1456	14	1	introduction	introduction	NOUN
amfbr-1456	14	2	there	there	PRON
amfbr-1456	14	3	has	have	AUX
amfbr-1456	14	4	been	be	AUX
amfbr-1456	14	5	a	a	DET
amfbr-1456	14	6	significant	significant	ADJ
amfbr-1456	14	7	change	change	NOUN
amfbr-1456	14	8	in	in	ADP
amfbr-1456	14	9	the	the	DET
amfbr-1456	14	10	banking	banking	NOUN
amfbr-1456	14	11	operation	operation	NOUN
amfbr-1456	14	12	for	for	ADP
amfbr-1456	14	13	the	the	DET
amfbr-1456	14	14	last	last	ADJ
amfbr-1456	14	15	few	few	ADJ
amfbr-1456	14	16	decades	decade	NOUN
amfbr-1456	14	17	across	across	ADP
amfbr-1456	14	18	the	the	DET
amfbr-1456	14	19	world	world	NOUN
amfbr-1456	14	20	due	due	ADP
amfbr-1456	14	21	to	to	ADP
amfbr-1456	14	22	quick	quick	ADJ
amfbr-1456	14	23	change	change	NOUN
amfbr-1456	14	24	of	of	ADP
amfbr-1456	14	25	technology	technology	NOUN
amfbr-1456	14	26	.	.	PUNCT
amfbr-1456	15	1	banks	bank	NOUN
amfbr-1456	15	2	are	be	AUX
amfbr-1456	15	3	receiving	receive	VERB
amfbr-1456	15	4	updated	update	VERB
amfbr-1456	15	5	technology	technology	NOUN
amfbr-1456	15	6	for	for	ADP
amfbr-1456	15	7	rendering	render	VERB
amfbr-1456	15	8	new	new	ADJ
amfbr-1456	15	9	and	and	CCONJ
amfbr-1456	15	10	better	well	ADJ
amfbr-1456	15	11	service	service	NOUN
amfbr-1456	15	12	and	and	CCONJ
amfbr-1456	15	13	meeting	meeting	NOUN
amfbr-1456	15	14	competition	competition	NOUN
amfbr-1456	15	15	in	in	ADP
amfbr-1456	15	16	the	the	DET
amfbr-1456	15	17	market	market	NOUN
amfbr-1456	15	18	.	.	PUNCT
amfbr-1456	16	1	e	e	X
amfbr-1456	16	2	-	-	NOUN
amfbr-1456	16	3	banking	banking	NOUN
amfbr-1456	16	4	is	be	AUX
amfbr-1456	16	5	one	one	NUM
amfbr-1456	16	6	of	of	ADP
amfbr-1456	16	7	the	the	DET
amfbr-1456	16	8	methods	method	NOUN
amfbr-1456	16	9	of	of	ADP
amfbr-1456	16	10	banking	banking	NOUN
amfbr-1456	16	11	that	that	PRON
amfbr-1456	16	12	rely	rely	VERB
amfbr-1456	16	13	on	on	ADP
amfbr-1456	16	14	the	the	DET
amfbr-1456	16	15	best	good	ADJ
amfbr-1456	16	16	use	use	NOUN
amfbr-1456	16	17	of	of	ADP
amfbr-1456	16	18	technology	technology	NOUN
amfbr-1456	16	19	.	.	PUNCT
amfbr-1456	17	1	the	the	DET
amfbr-1456	17	2	improvement	improvement	NOUN
amfbr-1456	17	3	of	of	ADP
amfbr-1456	17	4	information	information	NOUN
amfbr-1456	17	5	technology	technology	NOUN
amfbr-1456	17	6	and	and	CCONJ
amfbr-1456	17	7	the	the	DET
amfbr-1456	17	8	accessibility	accessibility	NOUN
amfbr-1456	17	9	of	of	ADP
amfbr-1456	17	10	the	the	DET
amfbr-1456	17	11	internet	internet	NOUN
amfbr-1456	17	12	have	have	AUX
amfbr-1456	17	13	made	make	VERB
amfbr-1456	17	14	it	it	PRON
amfbr-1456	17	15	possible	possible	ADJ
amfbr-1456	17	16	that	that	SCONJ
amfbr-1456	17	17	one	one	PRON
amfbr-1456	17	18	can	can	AUX
amfbr-1456	17	19	take	take	VERB
amfbr-1456	17	20	banking	banking	NOUN
amfbr-1456	17	21	service	service	NOUN
amfbr-1456	17	22	from	from	ADP
amfbr-1456	17	23	a	a	DET
amfbr-1456	17	24	remote	remote	ADJ
amfbr-1456	17	25	area	area	NOUN
amfbr-1456	17	26	without	without	ADP
amfbr-1456	17	27	stepping	step	VERB
amfbr-1456	17	28	into	into	ADP
amfbr-1456	17	29	a	a	DET
amfbr-1456	17	30	physical	physical	ADJ
amfbr-1456	17	31	financial	financial	ADJ
amfbr-1456	17	32	structure	structure	NOUN
amfbr-1456	17	33	(	(	PUNCT
amfbr-1456	17	34	bruene	bruene	NOUN
amfbr-1456	17	35	,	,	PUNCT
amfbr-1456	17	36	2002	2002	NUM
amfbr-1456	17	37	)	)	PUNCT
amfbr-1456	17	38	.	.	PUNCT
amfbr-1456	18	1	e	e	X
amfbr-1456	18	2	-	-	NOUN
amfbr-1456	18	3	banking	banking	NOUN
amfbr-1456	18	4	provides	provide	VERB
amfbr-1456	18	5	different	different	ADJ
amfbr-1456	18	6	information	information	NOUN
amfbr-1456	18	7	to	to	ADP
amfbr-1456	18	8	customer	customer	NOUN
amfbr-1456	18	9	through	through	ADP
amfbr-1456	18	10	computer	computer	NOUN
amfbr-1456	18	11	,	,	PUNCT
amfbr-1456	18	12	telephone	telephone	NOUN
amfbr-1456	18	13	or	or	CCONJ
amfbr-1456	18	14	mobile	mobile	ADJ
amfbr-1456	18	15	phone	phone	NOUN
amfbr-1456	18	16	(	(	PUNCT
amfbr-1456	18	17	daniel	daniel	PROPN
amfbr-1456	18	18	,	,	PUNCT
amfbr-1456	18	19	1999	1999	NUM
amfbr-1456	18	20	)	)	PUNCT
amfbr-1456	18	21	.	.	PUNCT
amfbr-1456	19	1	it	it	PRON
amfbr-1456	19	2	allows	allow	VERB
amfbr-1456	19	3	customers	customer	NOUN
amfbr-1456	19	4	to	to	PART
amfbr-1456	19	5	perform	perform	VERB
amfbr-1456	19	6	different	different	ADJ
amfbr-1456	19	7	transactions	transaction	NOUN
amfbr-1456	19	8	including	include	VERB
amfbr-1456	19	9	account	account	NOUN
amfbr-1456	19	10	transfers	transfer	NOUN
amfbr-1456	19	11	,	,	PUNCT
amfbr-1456	19	12	balance	balance	NOUN
amfbr-1456	19	13	inquiries	inquiry	NOUN
amfbr-1456	19	14	,	,	PUNCT
amfbr-1456	19	15	online	online	ADJ
amfbr-1456	19	16	loan	loan	NOUN
amfbr-1456	19	17	and	and	CCONJ
amfbr-1456	19	18	credit	credit	NOUN
amfbr-1456	19	19	card	card	NOUN
amfbr-1456	19	20	applications	application	NOUN
amfbr-1456	19	21	,	,	PUNCT
amfbr-1456	19	22	bill	bill	NOUN
amfbr-1456	19	23	payments	payment	NOUN
amfbr-1456	19	24	staying	stay	VERB
amfbr-1456	19	25	away	away	ADV
amfbr-1456	19	26	from	from	ADP
amfbr-1456	19	27	banks	bank	NOUN
amfbr-1456	19	28	.	.	PUNCT
amfbr-1456	20	1	comparing	compare	VERB
amfbr-1456	20	2	with	with	ADP
amfbr-1456	20	3	traditional	traditional	ADJ
amfbr-1456	20	4	banking	banking	NOUN
amfbr-1456	20	5	system	system	NOUN
amfbr-1456	20	6	,	,	PUNCT
amfbr-1456	20	7	e	e	X
amfbr-1456	20	8	-	-	NOUN
amfbr-1456	20	9	banking	banking	NOUN
amfbr-1456	20	10	facilitates	facilitate	VERB
amfbr-1456	20	11	customers	customer	NOUN
amfbr-1456	20	12	to	to	PART
amfbr-1456	20	13	receive	receive	VERB
amfbr-1456	20	14	24	24	NUM
amfbr-1456	20	15	-	-	PUNCT
amfbr-1456	20	16	hour	hour	NOUN
amfbr-1456	20	17	services	service	NOUN
amfbr-1456	20	18	,	,	PUNCT
amfbr-1456	20	19	transactions	transaction	NOUN
amfbr-1456	20	20	at	at	ADP
amfbr-1456	20	21	low	low	ADJ
amfbr-1456	20	22	cost	cost	NOUN
amfbr-1456	20	23	,	,	PUNCT
amfbr-1456	20	24	more	more	ADV
amfbr-1456	20	25	secured	secure	VERB
amfbr-1456	20	26	transactions	transaction	NOUN
amfbr-1456	20	27	,	,	PUNCT
amfbr-1456	20	28	higher	high	ADJ
amfbr-1456	20	29	volume	volume	NOUN
amfbr-1456	20	30	of	of	ADP
amfbr-1456	20	31	transactions	transaction	NOUN
amfbr-1456	20	32	at	at	ADP
amfbr-1456	20	33	minimum	minimum	ADJ
amfbr-1456	20	34	time	time	NOUN
amfbr-1456	20	35	,	,	PUNCT
amfbr-1456	20	36	more	more	ADV
amfbr-1456	20	37	accurate	accurate	ADJ
amfbr-1456	20	38	transaction	transaction	NOUN
amfbr-1456	20	39	(	(	PUNCT
amfbr-1456	20	40	nasri	nasri	PROPN
amfbr-1456	20	41	,	,	PUNCT
amfbr-1456	20	42	2011	2011	NUM
amfbr-1456	20	43	)	)	PUNCT
amfbr-1456	20	44	.	.	PUNCT
amfbr-1456	21	1	in	in	ADP
amfbr-1456	21	2	bangladesh	bangladesh	PROPN
amfbr-1456	21	3	,	,	PUNCT
amfbr-1456	21	4	e	e	NOUN
amfbr-1456	21	5	-	-	ADJ
amfbr-1456	21	6	banking	banking	ADJ
amfbr-1456	21	7	service	service	NOUN
amfbr-1456	21	8	is	be	AUX
amfbr-1456	21	9	expanding	expand	VERB
amfbr-1456	21	10	rapidly	rapidly	ADV
amfbr-1456	21	11	as	as	SCONJ
amfbr-1456	21	12	the	the	DET
amfbr-1456	21	13	people	people	NOUN
amfbr-1456	21	14	intension	intension	VERB
amfbr-1456	21	15	to	to	PART
amfbr-1456	21	16	adopt	adopt	VERB
amfbr-1456	21	17	new	new	ADJ
amfbr-1456	21	18	technology	technology	NOUN
amfbr-1456	21	19	is	be	AUX
amfbr-1456	21	20	growing	grow	VERB
amfbr-1456	21	21	day	day	NOUN
amfbr-1456	21	22	by	by	ADP
amfbr-1456	21	23	day	day	NOUN
amfbr-1456	21	24	.	.	PUNCT
amfbr-1456	22	1	it	it	PRON
amfbr-1456	22	2	has	have	AUX
amfbr-1456	22	3	got	get	VERB
amfbr-1456	22	4	massive	massive	ADJ
amfbr-1456	22	5	prospective	prospective	ADJ
amfbr-1456	22	6	to	to	PART
amfbr-1456	22	7	open	open	VERB
amfbr-1456	22	8	up	up	ADP
amfbr-1456	22	9	new	new	ADJ
amfbr-1456	22	10	window	window	NOUN
amfbr-1456	22	11	of	of	ADP
amfbr-1456	22	12	opportunity	opportunity	NOUN
amfbr-1456	22	13	to	to	ADP
amfbr-1456	22	14	the	the	DET
amfbr-1456	22	15	existing	exist	VERB
amfbr-1456	22	16	banks	bank	NOUN
amfbr-1456	22	17	and	and	CCONJ
amfbr-1456	22	18	financial	financial	ADJ
amfbr-1456	22	19	institutions	institution	NOUN
amfbr-1456	22	20	in	in	ADP
amfbr-1456	22	21	our	our	PRON
amfbr-1456	22	22	country	country	NOUN
amfbr-1456	22	23	.	.	PUNCT
amfbr-1456	23	1	the	the	DET
amfbr-1456	23	2	initiative	initiative	NOUN
amfbr-1456	23	3	of	of	ADP
amfbr-1456	23	4	bangladesh	bangladesh	PROPN
amfbr-1456	23	5	bank	bank	PROPN
amfbr-1456	23	6	encourages	encourage	VERB
amfbr-1456	23	7	bank	bank	NOUN
amfbr-1456	23	8	financial	financial	ADJ
amfbr-1456	23	9	institutions	institution	NOUN
amfbr-1456	23	10	to	to	PART
amfbr-1456	23	11	promote	promote	VERB
amfbr-1456	23	12	e	e	NOUN
amfbr-1456	23	13	-	-	NOUN
amfbr-1456	23	14	banking	banking	NOUN
amfbr-1456	23	15	.	.	PUNCT
amfbr-1456	24	1	the	the	DET
amfbr-1456	24	2	e	e	NOUN
amfbr-1456	24	3	-	-	ADJ
amfbr-1456	24	4	banking	banking	ADJ
amfbr-1456	24	5	service	service	NOUN
amfbr-1456	24	6	of	of	ADP
amfbr-1456	24	7	foreign	foreign	ADJ
amfbr-1456	24	8	and	and	CCONJ
amfbr-1456	24	9	local	local	ADJ
amfbr-1456	24	10	private	private	ADJ
amfbr-1456	24	11	commercial	commercial	ADJ
amfbr-1456	24	12	bank	bank	NOUN
amfbr-1456	24	13	is	be	AUX
amfbr-1456	24	14	better	well	ADJ
amfbr-1456	24	15	in	in	ADP
amfbr-1456	24	16	consideration	consideration	NOUN
amfbr-1456	24	17	with	with	ADP
amfbr-1456	24	18	state	state	NOUN
amfbr-1456	24	19	-	-	PUNCT
amfbr-1456	24	20	owned	own	VERB
amfbr-1456	24	21	commercial	commercial	ADJ
amfbr-1456	24	22	banks	bank	NOUN
amfbr-1456	24	23	(	(	PUNCT
amfbr-1456	24	24	huda	huda	PROPN
amfbr-1456	24	25	&	&	CCONJ
amfbr-1456	24	26	chowdhury	chowdhury	PROPN
amfbr-1456	24	27	,	,	PUNCT
amfbr-1456	24	28	2017	2017	NUM
amfbr-1456	24	29	)	)	PUNCT
amfbr-1456	24	30	.	.	PUNCT
amfbr-1456	25	1	banks	bank	NOUN
amfbr-1456	25	2	are	be	AUX
amfbr-1456	25	3	trying	try	VERB
amfbr-1456	25	4	to	to	PART
amfbr-1456	25	5	render	render	VERB
amfbr-1456	25	6	new	new	ADJ
amfbr-1456	25	7	and	and	CCONJ
amfbr-1456	25	8	updated	update	VERB
amfbr-1456	25	9	ebanking	ebanking	ADJ
amfbr-1456	25	10	service	service	NOUN
amfbr-1456	25	11	to	to	PART
amfbr-1456	25	12	attract	attract	VERB
amfbr-1456	25	13	and	and	CCONJ
amfbr-1456	25	14	retain	retain	VERB
amfbr-1456	25	15	customers	customer	NOUN
amfbr-1456	25	16	.	.	PUNCT
amfbr-1456	26	1	having	have	VERB
amfbr-1456	26	2	huge	huge	ADJ
amfbr-1456	26	3	demand	demand	NOUN
amfbr-1456	26	4	from	from	ADP
amfbr-1456	26	5	retail	retail	ADJ
amfbr-1456	26	6	customers	customer	NOUN
amfbr-1456	26	7	and	and	CCONJ
amfbr-1456	26	8	business	business	NOUN
amfbr-1456	26	9	community	community	NOUN
amfbr-1456	26	10	e	e	NOUN
amfbr-1456	26	11	-	-	NOUN
amfbr-1456	26	12	banking	banking	NOUN
amfbr-1456	26	13	is	be	AUX
amfbr-1456	26	14	still	still	ADV
amfbr-1456	26	15	at	at	ADP
amfbr-1456	26	16	a	a	DET
amfbr-1456	26	17	budding	bud	VERB
amfbr-1456	26	18	state	state	NOUN
amfbr-1456	26	19	due	due	ADP
amfbr-1456	26	20	to	to	ADP
amfbr-1456	26	21	some	some	DET
amfbr-1456	26	22	constraints	constraint	NOUN
amfbr-1456	26	23	like	like	ADP
amfbr-1456	26	24	inadequacy	inadequacy	NOUN
amfbr-1456	26	25	of	of	ADP
amfbr-1456	26	26	reliable	reliable	ADJ
amfbr-1456	26	27	and	and	CCONJ
amfbr-1456	26	28	secure	secure	VERB
amfbr-1456	26	29	information	information	NOUN
amfbr-1456	26	30	infrastructure	infrastructure	NOUN
amfbr-1456	26	31	,	,	PUNCT
amfbr-1456	26	32	poor	poor	ADJ
amfbr-1456	26	33	network	network	NOUN
amfbr-1456	26	34	connectivity	connectivity	NOUN
amfbr-1456	26	35	,	,	PUNCT
amfbr-1456	26	36	high	high	ADJ
amfbr-1456	26	37	internet	internet	NOUN
amfbr-1456	26	38	charge	charge	NOUN
amfbr-1456	26	39	,	,	PUNCT
amfbr-1456	26	40	lack	lack	NOUN
amfbr-1456	26	41	of	of	ADP
amfbr-1456	26	42	it	it	PRON
amfbr-1456	26	43	literacy	literacy	NOUN
amfbr-1456	26	44	of	of	ADP
amfbr-1456	26	45	customers	customer	NOUN
amfbr-1456	26	46	,	,	PUNCT
amfbr-1456	26	47	insufficient	insufficient	ADJ
amfbr-1456	26	48	legal	legal	ADJ
amfbr-1456	26	49	and	and	CCONJ
amfbr-1456	26	50	regulatory	regulatory	ADJ
amfbr-1456	26	51	framework	framework	NOUN
amfbr-1456	26	52	,	,	PUNCT
amfbr-1456	26	53	huge	huge	ADJ
amfbr-1456	26	54	investment	investment	NOUN
amfbr-1456	26	55	requirement	requirement	NOUN
amfbr-1456	26	56	for	for	ADP
amfbr-1456	26	57	adopting	adopt	VERB
amfbr-1456	26	58	new	new	ADJ
amfbr-1456	26	59	technology	technology	NOUN
amfbr-1456	26	60	etc	etc	X
amfbr-1456	26	61	.	.	X
amfbr-1456	27	1	(	(	PUNCT
amfbr-1456	27	2	sadekin	sadekin	X
amfbr-1456	27	3	&	&	CCONJ
amfbr-1456	27	4	shaikh	shaikh	PROPN
amfbr-1456	27	5	,	,	PUNCT
amfbr-1456	27	6	2016	2016	NUM
amfbr-1456	27	7	)	)	PUNCT
amfbr-1456	27	8	.	.	PUNCT
amfbr-1456	28	1	bangladesh	bangladesh	PROPN
amfbr-1456	28	2	bank	bank	PROPN
amfbr-1456	28	3	needs	need	VERB
amfbr-1456	28	4	to	to	PART
amfbr-1456	28	5	take	take	VERB
amfbr-1456	28	6	several	several	ADJ
amfbr-1456	28	7	innovative	innovative	ADJ
amfbr-1456	28	8	initiatives	initiative	NOUN
amfbr-1456	28	9	to	to	PART
amfbr-1456	28	10	boost	boost	VERB
amfbr-1456	28	11	e	e	NOUN
amfbr-1456	28	12	-	-	ADJ
amfbr-1456	28	13	banking	banking	ADJ
amfbr-1456	28	14	service	service	NOUN
amfbr-1456	28	15	across	across	ADP
amfbr-1456	28	16	the	the	DET
amfbr-1456	28	17	country	country	NOUN
amfbr-1456	28	18	.	.	PUNCT
amfbr-1456	29	1	commercial	commercial	ADJ
amfbr-1456	29	2	banks	bank	NOUN
amfbr-1456	29	3	should	should	AUX
amfbr-1456	29	4	also	also	ADV
amfbr-1456	29	5	come	come	VERB
amfbr-1456	29	6	forward	forward	ADV
amfbr-1456	29	7	to	to	PART
amfbr-1456	29	8	introduce	introduce	VERB
amfbr-1456	29	9	new	new	ADJ
amfbr-1456	29	10	technology	technology	NOUN
amfbr-1456	29	11	in	in	ADP
amfbr-1456	29	12	their	their	PRON
amfbr-1456	29	13	banking	banking	NOUN
amfbr-1456	29	14	operation	operation	NOUN
amfbr-1456	29	15	for	for	ADP
amfbr-1456	29	16	ensuring	ensure	VERB
amfbr-1456	29	17	customers	customer	NOUN
amfbr-1456	29	18	’	'	PUNCT
amfbr-1456	29	19	satisfaction	satisfaction	NOUN
amfbr-1456	29	20	and	and	CCONJ
amfbr-1456	29	21	meeting	meet	VERB
amfbr-1456	29	22	global	global	ADJ
amfbr-1456	29	23	challenge	challenge	NOUN
amfbr-1456	29	24	.	.	PUNCT
amfbr-1456	30	1	there	there	PRON
amfbr-1456	30	2	were	be	VERB
amfbr-1456	30	3	very	very	ADV
amfbr-1456	30	4	few	few	ADJ
amfbr-1456	30	5	studies	study	NOUN
amfbr-1456	30	6	conducted	conduct	VERB
amfbr-1456	30	7	on	on	ADP
amfbr-1456	30	8	e	e	NOUN
amfbr-1456	30	9	-	-	ADJ
amfbr-1456	30	10	banking	banking	ADJ
amfbr-1456	30	11	practices	practice	NOUN
amfbr-1456	30	12	in	in	ADP
amfbr-1456	30	13	bangladesh	bangladesh	NOUN
amfbr-1456	30	14	particularly	particularly	ADV
amfbr-1456	30	15	no	no	DET
amfbr-1456	30	16	comprehensive	comprehensive	ADJ
amfbr-1456	30	17	study	study	NOUN
amfbr-1456	30	18	has	have	AUX
amfbr-1456	30	19	yet	yet	ADV
amfbr-1456	30	20	been	be	AUX
amfbr-1456	30	21	conducted	conduct	VERB
amfbr-1456	30	22	regarding	regard	VERB
amfbr-1456	30	23	customers	customer	NOUN
amfbr-1456	30	24	’	'	PUNCT
amfbr-1456	30	25	assessment	assessment	NOUN
amfbr-1456	30	26	.	.	PUNCT
amfbr-1456	31	1	besides	besides	SCONJ
amfbr-1456	31	2	,	,	PUNCT
amfbr-1456	31	3	the	the	DET
amfbr-1456	31	4	challenges	challenge	NOUN
amfbr-1456	31	5	of	of	ADP
amfbr-1456	31	6	adopting	adopt	VERB
amfbr-1456	31	7	e	e	NOUN
amfbr-1456	31	8	-	-	NOUN
amfbr-1456	31	9	banking	banking	NOUN
amfbr-1456	31	10	along	along	ADP
amfbr-1456	31	11	with	with	ADP
amfbr-1456	31	12	the	the	DET
amfbr-1456	31	13	required	require	VERB
amfbr-1456	31	14	strategies	strategy	NOUN
amfbr-1456	31	15	to	to	PART
amfbr-1456	31	16	be	be	AUX
amfbr-1456	31	17	followed	follow	VERB
amfbr-1456	31	18	were	be	AUX
amfbr-1456	31	19	not	not	PART
amfbr-1456	31	20	covered	cover	VERB
amfbr-1456	31	21	in	in	ADP
amfbr-1456	31	22	the	the	DET
amfbr-1456	31	23	previous	previous	ADJ
amfbr-1456	31	24	studies	study	NOUN
amfbr-1456	31	25	.	.	PUNCT
amfbr-1456	32	1	the	the	DET
amfbr-1456	32	2	focus	focus	NOUN
amfbr-1456	32	3	of	of	ADP
amfbr-1456	32	4	this	this	DET
amfbr-1456	32	5	study	study	NOUN
amfbr-1456	32	6	is	be	AUX
amfbr-1456	32	7	to	to	PART
amfbr-1456	32	8	fulfill	fulfill	VERB
amfbr-1456	32	9	the	the	DET
amfbr-1456	32	10	gap	gap	NOUN
amfbr-1456	32	11	.	.	PUNCT
amfbr-1456	33	1	literature	literature	NOUN
amfbr-1456	33	2	review	review	PROPN
amfbr-1456	33	3	e	e	NOUN
amfbr-1456	33	4	-	-	NOUN
amfbr-1456	33	5	banking	banking	NOUN
amfbr-1456	33	6	is	be	AUX
amfbr-1456	33	7	the	the	DET
amfbr-1456	33	8	latest	late	ADJ
amfbr-1456	33	9	development	development	NOUN
amfbr-1456	33	10	in	in	ADP
amfbr-1456	33	11	financial	financial	ADJ
amfbr-1456	33	12	services	service	NOUN
amfbr-1456	33	13	by	by	ADP
amfbr-1456	33	14	bank	bank	NOUN
amfbr-1456	33	15	financial	financial	ADJ
amfbr-1456	33	16	institutions	institution	NOUN
amfbr-1456	33	17	through	through	ADP
amfbr-1456	33	18	taking	take	VERB
amfbr-1456	33	19	the	the	DET
amfbr-1456	33	20	benefits	benefit	NOUN
amfbr-1456	33	21	of	of	ADP
amfbr-1456	33	22	the	the	DET
amfbr-1456	33	23	internet	internet	NOUN
amfbr-1456	33	24	’s	’s	PART
amfbr-1456	33	25	power	power	NOUN
amfbr-1456	33	26	and	and	CCONJ
amfbr-1456	33	27	access	access	NOUN
amfbr-1456	33	28	to	to	PART
amfbr-1456	33	29	cope	cope	VERB
amfbr-1456	33	30	with	with	ADP
amfbr-1456	33	31	the	the	DET
amfbr-1456	33	32	accelerating	accelerate	VERB
amfbr-1456	33	33	pace	pace	NOUN
amfbr-1456	33	34	of	of	ADP
amfbr-1456	33	35	changing	change	VERB
amfbr-1456	33	36	global	global	ADJ
amfbr-1456	33	37	business	business	NOUN
amfbr-1456	33	38	(	(	PUNCT
amfbr-1456	33	39	mia	mia	PROPN
amfbr-1456	33	40	et	et	PROPN
amfbr-1456	33	41	al	al	PROPN
amfbr-1456	33	42	.	.	PROPN
amfbr-1456	33	43	,	,	PUNCT
amfbr-1456	33	44	2007	2007	NUM
amfbr-1456	33	45	)	)	PUNCT
amfbr-1456	33	46	.	.	PUNCT
amfbr-1456	34	1	the	the	DET
amfbr-1456	34	2	term	term	NOUN
amfbr-1456	34	3	“	"	PUNCT
amfbr-1456	34	4	e	e	NOUN
amfbr-1456	34	5	-	-	NOUN
amfbr-1456	34	6	banking	banking	NOUN
amfbr-1456	34	7	”	"	PUNCT
amfbr-1456	34	8	refers	refer	VERB
amfbr-1456	34	9	to	to	ADP
amfbr-1456	34	10	a	a	DET
amfbr-1456	34	11	banking	banking	NOUN
amfbr-1456	34	12	system	system	NOUN
amfbr-1456	34	13	in	in	ADP
amfbr-1456	34	14	which	which	PRON
amfbr-1456	34	15	customers	customer	NOUN
amfbr-1456	34	16	are	be	AUX
amfbr-1456	34	17	able	able	ADJ
amfbr-1456	34	18	to	to	PART
amfbr-1456	34	19	conduct	conduct	VERB
amfbr-1456	34	20	their	their	PRON
amfbr-1456	34	21	banking	banking	NOUN
amfbr-1456	34	22	operation	operation	NOUN
amfbr-1456	34	23	electronically	electronically	ADV
amfbr-1456	34	24	without	without	ADP
amfbr-1456	34	25	visiting	visit	VERB
amfbr-1456	34	26	a	a	DET
amfbr-1456	34	27	bank	bank	NOUN
amfbr-1456	34	28	branch	branch	NOUN
amfbr-1456	34	29	(	(	PUNCT
amfbr-1456	34	30	simpson	simpson	PROPN
amfbr-1456	34	31	,	,	PUNCT
amfbr-1456	34	32	2002	2002	NUM
amfbr-1456	34	33	)	)	PUNCT
amfbr-1456	34	34	.	.	PUNCT
amfbr-1456	35	1	burr	burr	NOUN
amfbr-1456	35	2	(	(	PUNCT
amfbr-1456	35	3	1996	1996	NUM
amfbr-1456	35	4	)	)	PUNCT
amfbr-1456	35	5	defines	define	VERB
amfbr-1456	35	6	e	e	NOUN
amfbr-1456	35	7	-	-	NOUN
amfbr-1456	35	8	banking	banking	NOUN
amfbr-1456	35	9	as	as	ADP
amfbr-1456	35	10	a	a	DET
amfbr-1456	35	11	banking	banking	NOUN
amfbr-1456	35	12	system	system	NOUN
amfbr-1456	35	13	that	that	PRON
amfbr-1456	35	14	connect	connect	VERB
amfbr-1456	35	15	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-1456	35	16	american	american	PROPN
amfbr-1456	35	17	finance	finance	PROPN
amfbr-1456	35	18	&	&	CCONJ
amfbr-1456	35	19	banking	banking	PROPN
amfbr-1456	35	20	review	review	PROPN
amfbr-1456	35	21	vol	vol	NOUN
amfbr-1456	35	22	.	.	PROPN
amfbr-1456	36	1	6	6	NUM
amfbr-1456	36	2	,	,	PUNCT
amfbr-1456	36	3	no	no	INTJ
amfbr-1456	36	4	.	.	NOUN
amfbr-1456	36	5	1	1	NUM
amfbr-1456	36	6	;	;	PUNCT
amfbr-1456	36	7	2021	2021	NUM
amfbr-1456	36	8	16	16	NUM
amfbr-1456	36	9	the	the	DET
amfbr-1456	36	10	bank	bank	NOUN
amfbr-1456	36	11	and	and	CCONJ
amfbr-1456	36	12	customer	customer	NOUN
amfbr-1456	36	13	digitally	digitally	ADV
amfbr-1456	36	14	for	for	ADP
amfbr-1456	36	15	preparing	prepare	VERB
amfbr-1456	36	16	,	,	PUNCT
amfbr-1456	36	17	managing	manage	VERB
amfbr-1456	36	18	and	and	CCONJ
amfbr-1456	36	19	controlling	control	VERB
amfbr-1456	36	20	financial	financial	ADJ
amfbr-1456	36	21	transactions	transaction	NOUN
amfbr-1456	36	22	.	.	PUNCT
amfbr-1456	37	1	it	it	PRON
amfbr-1456	37	2	is	be	AUX
amfbr-1456	37	3	not	not	PART
amfbr-1456	37	4	a	a	DET
amfbr-1456	37	5	product	product	NOUN
amfbr-1456	37	6	or	or	CCONJ
amfbr-1456	37	7	service	service	NOUN
amfbr-1456	37	8	of	of	ADP
amfbr-1456	37	9	a	a	DET
amfbr-1456	37	10	bank	bank	NOUN
amfbr-1456	37	11	;	;	PUNCT
amfbr-1456	37	12	rather	rather	ADV
amfbr-1456	37	13	it	it	PRON
amfbr-1456	37	14	indicates	indicate	VERB
amfbr-1456	37	15	the	the	DET
amfbr-1456	37	16	way	way	NOUN
amfbr-1456	37	17	of	of	ADP
amfbr-1456	37	18	managing	manage	VERB
amfbr-1456	37	19	banking	banking	NOUN
amfbr-1456	37	20	operation	operation	NOUN
amfbr-1456	37	21	.	.	PUNCT
amfbr-1456	38	1	e	e	X
amfbr-1456	38	2	-	-	NOUN
amfbr-1456	38	3	banking	banking	NOUN
amfbr-1456	38	4	offers	offer	VERB
amfbr-1456	38	5	better	well	ADJ
amfbr-1456	38	6	banking	banking	NOUN
amfbr-1456	38	7	experience	experience	NOUN
amfbr-1456	38	8	to	to	ADP
amfbr-1456	38	9	customers	customer	NOUN
amfbr-1456	38	10	and	and	CCONJ
amfbr-1456	38	11	provide	provide	VERB
amfbr-1456	38	12	new	new	ADJ
amfbr-1456	38	13	and	and	CCONJ
amfbr-1456	38	14	updated	update	VERB
amfbr-1456	38	15	banking	banking	NOUN
amfbr-1456	38	16	services	service	NOUN
amfbr-1456	38	17	for	for	ADP
amfbr-1456	38	18	greater	great	ADJ
amfbr-1456	38	19	satisfaction	satisfaction	NOUN
amfbr-1456	38	20	.	.	PUNCT
amfbr-1456	39	1	e	e	X
amfbr-1456	39	2	-	-	NOUN
amfbr-1456	39	3	banking	banking	NOUN
amfbr-1456	39	4	ensures	ensure	VERB
amfbr-1456	39	5	convenience	convenience	NOUN
amfbr-1456	39	6	and	and	CCONJ
amfbr-1456	39	7	flexibility	flexibility	NOUN
amfbr-1456	39	8	in	in	ADP
amfbr-1456	39	9	banking	banking	NOUN
amfbr-1456	39	10	transaction	transaction	NOUN
amfbr-1456	39	11	.	.	PUNCT
amfbr-1456	40	1	it	it	PRON
amfbr-1456	40	2	also	also	ADV
amfbr-1456	40	3	provides	provide	VERB
amfbr-1456	40	4	transaction	transaction	NOUN
amfbr-1456	40	5	related	relate	VERB
amfbr-1456	40	6	benefits	benefit	NOUN
amfbr-1456	40	7	like	like	ADP
amfbr-1456	40	8	easy	easy	ADJ
amfbr-1456	40	9	transfer	transfer	NOUN
amfbr-1456	40	10	,	,	PUNCT
amfbr-1456	40	11	quick	quick	ADJ
amfbr-1456	40	12	transaction	transaction	NOUN
amfbr-1456	40	13	,	,	PUNCT
amfbr-1456	40	14	saves	save	VERB
amfbr-1456	40	15	cost	cost	NOUN
amfbr-1456	40	16	and	and	CCONJ
amfbr-1456	40	17	time	time	NOUN
amfbr-1456	40	18	(	(	PUNCT
amfbr-1456	40	19	ahmed	ahmed	PROPN
amfbr-1456	40	20	et	et	PROPN
amfbr-1456	40	21	al	al	PROPN
amfbr-1456	40	22	.	.	PROPN
amfbr-1456	40	23	,	,	PUNCT
amfbr-1456	40	24	2012	2012	NUM
amfbr-1456	40	25	)	)	PUNCT
amfbr-1456	40	26	.	.	PUNCT
amfbr-1456	41	1	sadekin	sadekin	PROPN
amfbr-1456	41	2	and	and	CCONJ
amfbr-1456	41	3	shaikh	shaikh	ADJ
amfbr-1456	41	4	(	(	PUNCT
amfbr-1456	41	5	2016	2016	NUM
amfbr-1456	41	6	)	)	PUNCT
amfbr-1456	41	7	studied	study	VERB
amfbr-1456	41	8	on	on	ADP
amfbr-1456	41	9	effect	effect	NOUN
amfbr-1456	41	10	of	of	ADP
amfbr-1456	41	11	e	e	NOUN
amfbr-1456	41	12	-	-	NOUN
amfbr-1456	41	13	banking	banking	NOUN
amfbr-1456	41	14	on	on	ADP
amfbr-1456	41	15	banking	banking	NOUN
amfbr-1456	41	16	sector	sector	NOUN
amfbr-1456	41	17	of	of	ADP
amfbr-1456	41	18	bangladesh	bangladesh	NOUN
amfbr-1456	41	19	and	and	CCONJ
amfbr-1456	41	20	observed	observe	VERB
amfbr-1456	41	21	that	that	SCONJ
amfbr-1456	41	22	e	e	NOUN
amfbr-1456	41	23	-	-	NOUN
amfbr-1456	41	24	banking	banking	NOUN
amfbr-1456	41	25	requires	require	VERB
amfbr-1456	41	26	less	less	ADJ
amfbr-1456	41	27	human	human	ADJ
amfbr-1456	41	28	resource	resource	NOUN
amfbr-1456	41	29	,	,	PUNCT
amfbr-1456	41	30	reduces	reduce	VERB
amfbr-1456	41	31	carrying	carry	VERB
amfbr-1456	41	32	cash	cash	NOUN
amfbr-1456	41	33	,	,	PUNCT
amfbr-1456	41	34	provides	provide	VERB
amfbr-1456	41	35	shopping	shopping	NOUN
amfbr-1456	41	36	and	and	CCONJ
amfbr-1456	41	37	other	other	ADJ
amfbr-1456	41	38	facilities	facility	NOUN
amfbr-1456	41	39	by	by	ADP
amfbr-1456	41	40	using	use	VERB
amfbr-1456	41	41	cards	card	NOUN
amfbr-1456	41	42	,	,	PUNCT
amfbr-1456	41	43	demands	demand	VERB
amfbr-1456	41	44	less	less	ADJ
amfbr-1456	41	45	documents	document	NOUN
amfbr-1456	41	46	in	in	ADP
amfbr-1456	41	47	banking	banking	NOUN
amfbr-1456	41	48	operation	operation	NOUN
amfbr-1456	41	49	.	.	PUNCT
amfbr-1456	42	1	e	e	X
amfbr-1456	42	2	-	-	ADJ
amfbr-1456	42	3	banking	banking	ADJ
amfbr-1456	42	4	services	service	NOUN
amfbr-1456	42	5	allow	allow	VERB
amfbr-1456	42	6	banks	bank	NOUN
amfbr-1456	42	7	to	to	PART
amfbr-1456	42	8	reduce	reduce	VERB
amfbr-1456	42	9	infrastructure	infrastructure	NOUN
amfbr-1456	42	10	cost	cost	NOUN
amfbr-1456	42	11	.	.	PUNCT
amfbr-1456	43	1	it	it	PRON
amfbr-1456	43	2	is	be	AUX
amfbr-1456	43	3	believed	believe	VERB
amfbr-1456	43	4	that	that	SCONJ
amfbr-1456	43	5	the	the	DET
amfbr-1456	43	6	e	e	NOUN
amfbr-1456	43	7	-	-	NOUN
amfbr-1456	43	8	banking	banking	NOUN
amfbr-1456	43	9	increases	increase	VERB
amfbr-1456	43	10	the	the	DET
amfbr-1456	43	11	profitability	profitability	NOUN
amfbr-1456	43	12	of	of	ADP
amfbr-1456	43	13	banks	bank	NOUN
amfbr-1456	43	14	through	through	ADP
amfbr-1456	43	15	reducing	reduce	VERB
amfbr-1456	43	16	the	the	DET
amfbr-1456	43	17	cost	cost	NOUN
amfbr-1456	43	18	and	and	CCONJ
amfbr-1456	43	19	provides	provide	VERB
amfbr-1456	43	20	additional	additional	ADJ
amfbr-1456	43	21	benefits	benefit	NOUN
amfbr-1456	43	22	to	to	ADP
amfbr-1456	43	23	customers	customer	NOUN
amfbr-1456	43	24	as	as	ADV
amfbr-1456	43	25	well	well	ADV
amfbr-1456	43	26	(	(	PUNCT
amfbr-1456	43	27	halperin	halperin	NOUN
amfbr-1456	43	28	,	,	PUNCT
amfbr-1456	43	29	2001	2001	NUM
amfbr-1456	43	30	)	)	PUNCT
amfbr-1456	43	31	.	.	PUNCT
amfbr-1456	44	1	howcroft	howcroft	PROPN
amfbr-1456	44	2	and	and	CCONJ
amfbr-1456	44	3	durkin	durkin	PROPN
amfbr-1456	44	4	(	(	PUNCT
amfbr-1456	44	5	2003	2003	NUM
amfbr-1456	44	6	)	)	PUNCT
amfbr-1456	44	7	decorated	decorate	VERB
amfbr-1456	44	8	that	that	SCONJ
amfbr-1456	44	9	online	online	ADJ
amfbr-1456	44	10	banking	banking	NOUN
amfbr-1456	44	11	technology	technology	NOUN
amfbr-1456	44	12	assist	assist	VERB
amfbr-1456	44	13	to	to	PART
amfbr-1456	44	14	build	build	VERB
amfbr-1456	44	15	a	a	DET
amfbr-1456	44	16	good	good	ADJ
amfbr-1456	44	17	relationship	relationship	NOUN
amfbr-1456	44	18	between	between	ADP
amfbr-1456	44	19	bank	bank	NOUN
amfbr-1456	44	20	and	and	CCONJ
amfbr-1456	44	21	customers	customer	NOUN
amfbr-1456	44	22	.	.	PUNCT
amfbr-1456	45	1	they	they	PRON
amfbr-1456	45	2	revealed	reveal	VERB
amfbr-1456	45	3	that	that	SCONJ
amfbr-1456	45	4	successful	successful	ADJ
amfbr-1456	45	5	adoption	adoption	NOUN
amfbr-1456	45	6	of	of	ADP
amfbr-1456	45	7	modern	modern	ADJ
amfbr-1456	45	8	technology	technology	NOUN
amfbr-1456	45	9	in	in	ADP
amfbr-1456	45	10	banking	banking	NOUN
amfbr-1456	45	11	sector	sector	NOUN
amfbr-1456	45	12	can	can	AUX
amfbr-1456	45	13	increase	increase	VERB
amfbr-1456	45	14	average	average	ADJ
amfbr-1456	45	15	productivity	productivity	NOUN
amfbr-1456	45	16	,	,	PUNCT
amfbr-1456	45	17	efficiency	efficiency	NOUN
amfbr-1456	45	18	and	and	CCONJ
amfbr-1456	45	19	profitability	profitability	NOUN
amfbr-1456	45	20	of	of	ADP
amfbr-1456	45	21	banks	bank	NOUN
amfbr-1456	45	22	.	.	PUNCT
amfbr-1456	46	1	al	al	PROPN
amfbr-1456	46	2	-	-	PROPN
amfbr-1456	46	3	amin	amin	PROPN
amfbr-1456	46	4	and	and	CCONJ
amfbr-1456	46	5	rahman	rahman	PROPN
amfbr-1456	46	6	(	(	PUNCT
amfbr-1456	46	7	2010	2010	NUM
amfbr-1456	46	8	)	)	PUNCT
amfbr-1456	46	9	stated	state	VERB
amfbr-1456	46	10	that	that	SCONJ
amfbr-1456	46	11	better	well	ADJ
amfbr-1456	46	12	it	it	PRON
amfbr-1456	46	13	infrastructure	infrastructure	NOUN
amfbr-1456	46	14	,	,	PUNCT
amfbr-1456	46	15	internal	internal	ADJ
amfbr-1456	46	16	network	network	NOUN
amfbr-1456	46	17	and	and	CCONJ
amfbr-1456	46	18	country	country	NOUN
amfbr-1456	46	19	domain	domain	NOUN
amfbr-1456	46	20	are	be	AUX
amfbr-1456	46	21	the	the	DET
amfbr-1456	46	22	major	major	ADJ
amfbr-1456	46	23	issues	issue	NOUN
amfbr-1456	46	24	for	for	ADP
amfbr-1456	46	25	the	the	DET
amfbr-1456	46	26	promotion	promotion	NOUN
amfbr-1456	46	27	of	of	ADP
amfbr-1456	46	28	online	online	ADJ
amfbr-1456	46	29	banking	banking	NOUN
amfbr-1456	46	30	in	in	ADP
amfbr-1456	46	31	bangladesh	bangladesh	PROPN
amfbr-1456	46	32	.	.	PUNCT
amfbr-1456	47	1	sadekin	sadekin	PROPN
amfbr-1456	47	2	et	et	PROPN
amfbr-1456	47	3	al	al	PROPN
amfbr-1456	47	4	.	.	PROPN
amfbr-1456	48	1	(	(	PUNCT
amfbr-1456	48	2	2019	2019	NUM
amfbr-1456	48	3	)	)	PUNCT
amfbr-1456	48	4	found	find	VERB
amfbr-1456	48	5	that	that	SCONJ
amfbr-1456	48	6	customers	customer	NOUN
amfbr-1456	48	7	trust	trust	VERB
amfbr-1456	48	8	on	on	ADP
amfbr-1456	48	9	e	e	NOUN
amfbr-1456	48	10	-	-	NOUN
amfbr-1456	48	11	banking	banking	NOUN
amfbr-1456	48	12	depends	depend	VERB
amfbr-1456	48	13	on	on	ADP
amfbr-1456	48	14	security	security	NOUN
amfbr-1456	48	15	system	system	NOUN
amfbr-1456	48	16	,	,	PUNCT
amfbr-1456	48	17	customers	customer	NOUN
amfbr-1456	48	18	awareness	awareness	NOUN
amfbr-1456	48	19	,	,	PUNCT
amfbr-1456	48	20	academic	academic	ADJ
amfbr-1456	48	21	qualification	qualification	NOUN
amfbr-1456	48	22	,	,	PUNCT
amfbr-1456	48	23	authentication	authentication	NOUN
amfbr-1456	48	24	of	of	ADP
amfbr-1456	48	25	e	e	NOUN
amfbr-1456	48	26	-	-	NOUN
amfbr-1456	48	27	transaction	transaction	NOUN
amfbr-1456	48	28	,	,	PUNCT
amfbr-1456	48	29	service	service	NOUN
amfbr-1456	48	30	quality	quality	NOUN
amfbr-1456	48	31	of	of	ADP
amfbr-1456	48	32	banks	bank	NOUN
amfbr-1456	48	33	,	,	PUNCT
amfbr-1456	48	34	bankers	banker	NOUN
amfbr-1456	48	35	behavior	behavior	NOUN
amfbr-1456	48	36	etc	etc	X
amfbr-1456	48	37	.	.	X
amfbr-1456	48	38	liao	liao	PROPN
amfbr-1456	48	39	and	and	CCONJ
amfbr-1456	48	40	cheung	cheung	PROPN
amfbr-1456	48	41	(	(	PUNCT
amfbr-1456	48	42	2002	2002	NUM
amfbr-1456	48	43	)	)	PUNCT
amfbr-1456	48	44	revealed	reveal	VERB
amfbr-1456	48	45	that	that	SCONJ
amfbr-1456	48	46	customers	customer	NOUN
amfbr-1456	48	47	expectation	expectation	NOUN
amfbr-1456	48	48	regarding	regard	VERB
amfbr-1456	48	49	accuracy	accuracy	NOUN
amfbr-1456	48	50	,	,	PUNCT
amfbr-1456	48	51	security	security	NOUN
amfbr-1456	48	52	,	,	PUNCT
amfbr-1456	48	53	quick	quick	ADJ
amfbr-1456	48	54	transaction	transaction	NOUN
amfbr-1456	48	55	,	,	PUNCT
amfbr-1456	48	56	flexibility	flexibility	NOUN
amfbr-1456	48	57	,	,	PUNCT
amfbr-1456	48	58	user	user	NOUN
amfbr-1456	48	59	friendliness	friendliness	PROPN
amfbr-1456	48	60	,	,	PUNCT
amfbr-1456	48	61	convenience	convenience	NOUN
amfbr-1456	48	62	were	be	AUX
amfbr-1456	48	63	the	the	DET
amfbr-1456	48	64	most	most	ADV
amfbr-1456	48	65	important	important	ADJ
amfbr-1456	48	66	quality	quality	NOUN
amfbr-1456	48	67	attributes	attribute	NOUN
amfbr-1456	48	68	that	that	PRON
amfbr-1456	48	69	perceived	perceive	VERB
amfbr-1456	48	70	usefulness	usefulness	NOUN
amfbr-1456	48	71	of	of	ADP
amfbr-1456	48	72	internet	internet	NOUN
amfbr-1456	48	73	based	base	VERB
amfbr-1456	48	74	e	e	NOUN
amfbr-1456	48	75	-	-	ADJ
amfbr-1456	48	76	retail	retail	ADJ
amfbr-1456	48	77	banking	banking	NOUN
amfbr-1456	48	78	.	.	PUNCT
amfbr-1456	49	1	banking	banking	NOUN
amfbr-1456	49	2	sector	sector	NOUN
amfbr-1456	49	3	in	in	ADP
amfbr-1456	49	4	bangladesh	bangladesh	NOUN
amfbr-1456	49	5	have	have	AUX
amfbr-1456	49	6	been	be	AUX
amfbr-1456	49	7	facing	face	VERB
amfbr-1456	49	8	a	a	DET
amfbr-1456	49	9	number	number	NOUN
amfbr-1456	49	10	of	of	ADP
amfbr-1456	49	11	challenges	challenge	NOUN
amfbr-1456	49	12	such	such	ADJ
amfbr-1456	49	13	as	as	ADP
amfbr-1456	49	14	lack	lack	NOUN
amfbr-1456	49	15	of	of	ADP
amfbr-1456	49	16	technological	technological	ADJ
amfbr-1456	49	17	skill	skill	NOUN
amfbr-1456	49	18	of	of	ADP
amfbr-1456	49	19	both	both	DET
amfbr-1456	49	20	bankers	banker	NOUN
amfbr-1456	49	21	and	and	CCONJ
amfbr-1456	49	22	customers	customer	NOUN
amfbr-1456	49	23	,	,	PUNCT
amfbr-1456	49	24	absence	absence	NOUN
amfbr-1456	49	25	of	of	ADP
amfbr-1456	49	26	centralized	centralized	ADJ
amfbr-1456	49	27	country	country	NOUN
amfbr-1456	49	28	wide	wide	ADJ
amfbr-1456	49	29	data	datum	NOUN
amfbr-1456	49	30	based	base	VERB
amfbr-1456	49	31	system	system	NOUN
amfbr-1456	49	32	,	,	PUNCT
amfbr-1456	49	33	high	high	ADJ
amfbr-1456	49	34	cost	cost	NOUN
amfbr-1456	49	35	of	of	ADP
amfbr-1456	49	36	adoption	adoption	NOUN
amfbr-1456	49	37	of	of	ADP
amfbr-1456	49	38	new	new	ADJ
amfbr-1456	49	39	technology	technology	NOUN
amfbr-1456	49	40	in	in	ADP
amfbr-1456	49	41	banking	banking	NOUN
amfbr-1456	49	42	system	system	NOUN
amfbr-1456	49	43	,	,	PUNCT
amfbr-1456	49	44	absence	absence	NOUN
amfbr-1456	49	45	of	of	ADP
amfbr-1456	49	46	integrated	integrated	ADJ
amfbr-1456	49	47	e	e	NOUN
amfbr-1456	49	48	-	-	ADJ
amfbr-1456	49	49	banking	banking	ADJ
amfbr-1456	49	50	service	service	NOUN
amfbr-1456	49	51	plan	plan	NOUN
amfbr-1456	49	52	among	among	ADP
amfbr-1456	49	53	banks	bank	NOUN
amfbr-1456	49	54	,	,	PUNCT
amfbr-1456	49	55	lack	lack	NOUN
amfbr-1456	49	56	of	of	ADP
amfbr-1456	49	57	proper	proper	ADJ
amfbr-1456	49	58	initiatives	initiative	NOUN
amfbr-1456	49	59	of	of	ADP
amfbr-1456	49	60	bangladesh	bangladesh	PROPN
amfbr-1456	49	61	bank	bank	PROPN
amfbr-1456	49	62	,	,	PUNCT
amfbr-1456	49	63	different	different	ADJ
amfbr-1456	49	64	software	software	NOUN
amfbr-1456	49	65	for	for	ADP
amfbr-1456	49	66	different	different	ADJ
amfbr-1456	49	67	banks	bank	NOUN
amfbr-1456	49	68	,	,	PUNCT
amfbr-1456	49	69	legal	legal	ADJ
amfbr-1456	49	70	bindings	binding	NOUN
amfbr-1456	49	71	and	and	CCONJ
amfbr-1456	49	72	inappropriate	inappropriate	ADJ
amfbr-1456	49	73	policy	policy	NOUN
amfbr-1456	49	74	frameworks	framework	NOUN
amfbr-1456	49	75	(	(	PUNCT
amfbr-1456	49	76	uddin	uddin	NOUN
amfbr-1456	49	77	et	et	PROPN
amfbr-1456	49	78	al	al	PROPN
amfbr-1456	49	79	.	.	PROPN
amfbr-1456	49	80	,	,	PUNCT
amfbr-1456	49	81	2016	2016	NUM
amfbr-1456	49	82	)	)	PUNCT
amfbr-1456	49	83	.	.	PUNCT
amfbr-1456	50	1	baten	baten	PROPN
amfbr-1456	50	2	and	and	CCONJ
amfbr-1456	50	3	kamil	kamil	PROPN
amfbr-1456	50	4	(	(	PUNCT
amfbr-1456	50	5	2010	2010	NUM
amfbr-1456	50	6	)	)	PUNCT
amfbr-1456	50	7	argued	argue	VERB
amfbr-1456	50	8	that	that	SCONJ
amfbr-1456	50	9	bangladeshi	bangladeshi	ADJ
amfbr-1456	50	10	customers	customer	NOUN
amfbr-1456	50	11	of	of	ADP
amfbr-1456	50	12	do	do	AUX
amfbr-1456	50	13	not	not	PART
amfbr-1456	50	14	have	have	VERB
amfbr-1456	50	15	enough	enough	ADJ
amfbr-1456	50	16	knowledge	knowledge	NOUN
amfbr-1456	50	17	of	of	ADP
amfbr-1456	50	18	e	e	NOUN
amfbr-1456	50	19	-	-	NOUN
amfbr-1456	50	20	banking	banking	NOUN
amfbr-1456	50	21	which	which	PRON
amfbr-1456	50	22	restrict	restrict	VERB
amfbr-1456	50	23	to	to	PART
amfbr-1456	50	24	extend	extend	VERB
amfbr-1456	50	25	e	e	NOUN
amfbr-1456	50	26	-	-	NOUN
amfbr-1456	50	27	banking	banking	NOUN
amfbr-1456	50	28	in	in	ADP
amfbr-1456	50	29	bangladesh	bangladesh	PROPN
amfbr-1456	50	30	.	.	PUNCT
amfbr-1456	51	1	sadekin	sadekin	PROPN
amfbr-1456	51	2	and	and	CCONJ
amfbr-1456	51	3	shaikh	shaikh	PROPN
amfbr-1456	51	4	(	(	PUNCT
amfbr-1456	51	5	2016	2016	NUM
amfbr-1456	51	6	)	)	PUNCT
amfbr-1456	51	7	observed	observe	VERB
amfbr-1456	51	8	that	that	SCONJ
amfbr-1456	51	9	customers	customer	NOUN
amfbr-1456	51	10	feel	feel	VERB
amfbr-1456	51	11	insecurity	insecurity	NOUN
amfbr-1456	51	12	from	from	ADP
amfbr-1456	51	13	hijacker	hijacker	NOUN
amfbr-1456	51	14	to	to	PART
amfbr-1456	51	15	withdraw	withdraw	VERB
amfbr-1456	51	16	and	and	CCONJ
amfbr-1456	51	17	deposit	deposit	VERB
amfbr-1456	51	18	money	money	NOUN
amfbr-1456	51	19	from	from	ADP
amfbr-1456	51	20	atm	atm	ADJ
amfbr-1456	51	21	booths	booth	NOUN
amfbr-1456	51	22	and	and	CCONJ
amfbr-1456	51	23	it	it	PRON
amfbr-1456	51	24	risks	risk	VERB
amfbr-1456	51	25	;	;	PUNCT
amfbr-1456	51	26	market	market	NOUN
amfbr-1456	51	27	risks	risk	NOUN
amfbr-1456	51	28	;	;	PUNCT
amfbr-1456	51	29	and	and	CCONJ
amfbr-1456	51	30	liquidity	liquidity	NOUN
amfbr-1456	51	31	risks	risk	NOUN
amfbr-1456	51	32	.	.	PUNCT
amfbr-1456	52	1	rahman	rahman	PROPN
amfbr-1456	52	2	(	(	PUNCT
amfbr-1456	52	3	2008	2008	NUM
amfbr-1456	52	4	)	)	PUNCT
amfbr-1456	52	5	observed	observe	VERB
amfbr-1456	52	6	that	that	SCONJ
amfbr-1456	52	7	online	online	ADJ
amfbr-1456	52	8	banking	banking	NOUN
amfbr-1456	52	9	in	in	ADP
amfbr-1456	52	10	bangladesh	bangladesh	PROPN
amfbr-1456	52	11	faces	face	VERB
amfbr-1456	52	12	several	several	ADJ
amfbr-1456	52	13	constraints	constraint	NOUN
amfbr-1456	52	14	like	like	ADP
amfbr-1456	52	15	lack	lack	NOUN
amfbr-1456	52	16	of	of	ADP
amfbr-1456	52	17	safe	safe	ADJ
amfbr-1456	52	18	telecommunication	telecommunication	NOUN
amfbr-1456	52	19	infrastructure	infrastructure	NOUN
amfbr-1456	52	20	,	,	PUNCT
amfbr-1456	52	21	poor	poor	ADJ
amfbr-1456	52	22	network	network	NOUN
amfbr-1456	52	23	facility	facility	NOUN
amfbr-1456	52	24	,	,	PUNCT
amfbr-1456	52	25	lack	lack	NOUN
amfbr-1456	52	26	of	of	ADP
amfbr-1456	52	27	skilled	skilled	ADJ
amfbr-1456	52	28	human	human	ADJ
amfbr-1456	52	29	resource	resource	NOUN
amfbr-1456	52	30	and	and	CCONJ
amfbr-1456	52	31	training	training	NOUN
amfbr-1456	52	32	facilities	facility	NOUN
amfbr-1456	52	33	,	,	PUNCT
amfbr-1456	52	34	absence	absence	NOUN
amfbr-1456	52	35	of	of	ADP
amfbr-1456	52	36	supportive	supportive	ADJ
amfbr-1456	52	37	policies	policy	NOUN
amfbr-1456	52	38	,	,	PUNCT
amfbr-1456	52	39	guidelines	guideline	NOUN
amfbr-1456	52	40	,	,	PUNCT
amfbr-1456	52	41	rules	rule	NOUN
amfbr-1456	52	42	and	and	CCONJ
amfbr-1456	52	43	regulations	regulation	NOUN
amfbr-1456	52	44	relating	relate	VERB
amfbr-1456	52	45	to	to	ADP
amfbr-1456	52	46	e	e	NOUN
amfbr-1456	52	47	-	-	NOUN
amfbr-1456	52	48	transactions	transaction	NOUN
amfbr-1456	52	49	and	and	CCONJ
amfbr-1456	52	50	the	the	DET
amfbr-1456	52	51	like	like	ADJ
amfbr-1456	52	52	.	.	PUNCT
amfbr-1456	53	1	alam	alam	PROPN
amfbr-1456	53	2	et	et	PROPN
amfbr-1456	53	3	al	al	PROPN
amfbr-1456	53	4	.	.	PROPN
amfbr-1456	54	1	(	(	PUNCT
amfbr-1456	54	2	2007	2007	NUM
amfbr-1456	54	3	)	)	PUNCT
amfbr-1456	54	4	assessed	assess	VERB
amfbr-1456	54	5	the	the	DET
amfbr-1456	54	6	development	development	NOUN
amfbr-1456	54	7	and	and	CCONJ
amfbr-1456	54	8	prospects	prospect	NOUN
amfbr-1456	54	9	of	of	ADP
amfbr-1456	54	10	internet	internet	NOUN
amfbr-1456	54	11	banking	banking	NOUN
amfbr-1456	54	12	in	in	ADP
amfbr-1456	54	13	bangladesh	bangladesh	NOUN
amfbr-1456	54	14	and	and	CCONJ
amfbr-1456	54	15	observed	observe	VERB
amfbr-1456	54	16	that	that	SCONJ
amfbr-1456	54	17	lack	lack	NOUN
amfbr-1456	54	18	of	of	ADP
amfbr-1456	54	19	necessary	necessary	ADJ
amfbr-1456	54	20	infrastructure	infrastructure	NOUN
amfbr-1456	54	21	is	be	AUX
amfbr-1456	54	22	the	the	DET
amfbr-1456	54	23	key	key	ADJ
amfbr-1456	54	24	challenge	challenge	NOUN
amfbr-1456	54	25	for	for	ADP
amfbr-1456	54	26	adopting	adopt	VERB
amfbr-1456	54	27	internet	internet	NOUN
amfbr-1456	54	28	based	base	VERB
amfbr-1456	54	29	banking	banking	NOUN
amfbr-1456	54	30	system	system	NOUN
amfbr-1456	54	31	in	in	ADP
amfbr-1456	54	32	the	the	DET
amfbr-1456	54	33	country	country	NOUN
amfbr-1456	54	34	.	.	PUNCT
amfbr-1456	55	1	they	they	PRON
amfbr-1456	55	2	also	also	ADV
amfbr-1456	55	3	found	find	VERB
amfbr-1456	55	4	that	that	SCONJ
amfbr-1456	55	5	nationalized	nationalize	VERB
amfbr-1456	55	6	commercial	commercial	ADJ
amfbr-1456	55	7	banks	bank	NOUN
amfbr-1456	55	8	still	still	ADV
amfbr-1456	55	9	failed	fail	VERB
amfbr-1456	55	10	to	to	PART
amfbr-1456	55	11	implement	implement	VERB
amfbr-1456	55	12	modern	modern	ADJ
amfbr-1456	55	13	internet	internet	NOUN
amfbr-1456	55	14	banking	banking	NOUN
amfbr-1456	55	15	system	system	NOUN
amfbr-1456	55	16	due	due	ADP
amfbr-1456	55	17	to	to	ADP
amfbr-1456	55	18	lack	lack	NOUN
amfbr-1456	55	19	of	of	ADP
amfbr-1456	55	20	proper	proper	ADJ
amfbr-1456	55	21	initiative	initiative	NOUN
amfbr-1456	55	22	from	from	ADP
amfbr-1456	55	23	bangladesh	bangladesh	PROPN
amfbr-1456	55	24	bank	bank	PROPN
amfbr-1456	55	25	.	.	PUNCT
amfbr-1456	56	1	mattila	mattila	NOUN
amfbr-1456	56	2	and	and	CCONJ
amfbr-1456	56	3	mattila	mattila	NOUN
amfbr-1456	56	4	(	(	PUNCT
amfbr-1456	56	5	2005	2005	NUM
amfbr-1456	56	6	)	)	PUNCT
amfbr-1456	56	7	also	also	ADV
amfbr-1456	56	8	claimed	claim	VERB
amfbr-1456	56	9	that	that	SCONJ
amfbr-1456	56	10	security	security	NOUN
amfbr-1456	56	11	system	system	NOUN
amfbr-1456	56	12	is	be	AUX
amfbr-1456	56	13	the	the	DET
amfbr-1456	56	14	main	main	ADJ
amfbr-1456	56	15	barrier	barrier	NOUN
amfbr-1456	56	16	to	to	PART
amfbr-1456	56	17	adopt	adopt	VERB
amfbr-1456	56	18	e	e	NOUN
amfbr-1456	56	19	-	-	NOUN
amfbr-1456	56	20	banking	banking	NOUN
amfbr-1456	56	21	and	and	CCONJ
amfbr-1456	56	22	introduce	introduce	VERB
amfbr-1456	56	23	new	new	ADJ
amfbr-1456	56	24	technology	technology	NOUN
amfbr-1456	56	25	in	in	ADP
amfbr-1456	56	26	the	the	DET
amfbr-1456	56	27	banking	banking	NOUN
amfbr-1456	56	28	operation	operation	NOUN
amfbr-1456	56	29	.	.	PUNCT
amfbr-1456	57	1	they	they	PRON
amfbr-1456	57	2	also	also	ADV
amfbr-1456	57	3	observed	observe	VERB
amfbr-1456	57	4	some	some	DET
amfbr-1456	57	5	other	other	ADJ
amfbr-1456	57	6	social	social	ADJ
amfbr-1456	57	7	and	and	CCONJ
amfbr-1456	57	8	psychological	psychological	ADJ
amfbr-1456	57	9	factors	factor	NOUN
amfbr-1456	57	10	influence	influence	VERB
amfbr-1456	57	11	customers	customer	NOUN
amfbr-1456	57	12	to	to	PART
amfbr-1456	57	13	receive	receive	VERB
amfbr-1456	57	14	digital	digital	ADJ
amfbr-1456	57	15	banking	banking	NOUN
amfbr-1456	57	16	system	system	NOUN
amfbr-1456	57	17	.	.	PUNCT
amfbr-1456	58	1	akber	akber	PROPN
amfbr-1456	58	2	(	(	PUNCT
amfbr-1456	58	3	2020	2020	NUM
amfbr-1456	58	4	)	)	PUNCT
amfbr-1456	58	5	made	make	VERB
amfbr-1456	58	6	a	a	DET
amfbr-1456	58	7	research	research	NOUN
amfbr-1456	58	8	on	on	ADP
amfbr-1456	58	9	comparing	compare	VERB
amfbr-1456	58	10	the	the	DET
amfbr-1456	58	11	performance	performance	NOUN
amfbr-1456	58	12	of	of	ADP
amfbr-1456	58	13	traditional	traditional	ADJ
amfbr-1456	58	14	private	private	ADJ
amfbr-1456	58	15	commercial	commercial	ADJ
amfbr-1456	58	16	banks	bank	NOUN
amfbr-1456	58	17	and	and	CCONJ
amfbr-1456	58	18	islamic	islamic	ADJ
amfbr-1456	58	19	banks	bank	NOUN
amfbr-1456	58	20	in	in	ADP
amfbr-1456	58	21	bangladesh	bangladesh	NOUN
amfbr-1456	58	22	.	.	PUNCT
amfbr-1456	59	1	he	he	PRON
amfbr-1456	59	2	used	use	VERB
amfbr-1456	59	3	a	a	DET
amfbr-1456	59	4	sample	sample	NOUN
amfbr-1456	59	5	of	of	ADP
amfbr-1456	59	6	five	five	NUM
amfbr-1456	59	7	traditional	traditional	ADJ
amfbr-1456	59	8	commercial	commercial	ADJ
amfbr-1456	59	9	private	private	ADJ
amfbr-1456	59	10	banks	bank	NOUN
amfbr-1456	59	11	and	and	CCONJ
amfbr-1456	59	12	five	five	NUM
amfbr-1456	59	13	islamic	islamic	ADJ
amfbr-1456	59	14	banks	bank	NOUN
amfbr-1456	59	15	.	.	PUNCT
amfbr-1456	60	1	he	he	PRON
amfbr-1456	60	2	came	come	VERB
amfbr-1456	60	3	with	with	ADP
amfbr-1456	60	4	an	an	DET
amfbr-1456	60	5	outcome	outcome	NOUN
amfbr-1456	60	6	that	that	SCONJ
amfbr-1456	60	7	private	private	ADJ
amfbr-1456	60	8	commercial	commercial	ADJ
amfbr-1456	60	9	private	private	ADJ
amfbr-1456	60	10	banks	bank	NOUN
amfbr-1456	60	11	perform	perform	VERB
amfbr-1456	60	12	better	well	ADV
amfbr-1456	60	13	in	in	ADP
amfbr-1456	60	14	providing	provide	VERB
amfbr-1456	60	15	e	e	NOUN
amfbr-1456	60	16	banking	banking	NOUN
amfbr-1456	60	17	services	service	NOUN
amfbr-1456	60	18	compared	compare	VERB
amfbr-1456	60	19	islamic	islamic	ADJ
amfbr-1456	60	20	banks	bank	NOUN
amfbr-1456	60	21	in	in	ADP
amfbr-1456	60	22	bangladesh	bangladesh	PROPN
amfbr-1456	60	23	.	.	PUNCT
amfbr-1456	61	1	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-1456	61	2	american	american	PROPN
amfbr-1456	61	3	finance	finance	PROPN
amfbr-1456	61	4	&	&	CCONJ
amfbr-1456	61	5	banking	banking	PROPN
amfbr-1456	61	6	review	review	PROPN
amfbr-1456	61	7	vol	vol	NOUN
amfbr-1456	61	8	.	.	PROPN
amfbr-1456	62	1	6	6	NUM
amfbr-1456	62	2	,	,	PUNCT
amfbr-1456	62	3	no	no	INTJ
amfbr-1456	62	4	.	.	NOUN
amfbr-1456	62	5	1	1	NUM
amfbr-1456	62	6	;	;	PUNCT
amfbr-1456	62	7	2021	2021	NUM
amfbr-1456	62	8	17	17	NUM
amfbr-1456	62	9	uddin	uddin	NOUN
amfbr-1456	62	10	et	et	PROPN
amfbr-1456	62	11	al	al	PROPN
amfbr-1456	62	12	.	.	PUNCT
amfbr-1456	63	1	(	(	PUNCT
amfbr-1456	63	2	2016	2016	NUM
amfbr-1456	63	3	)	)	PUNCT
amfbr-1456	63	4	recommended	recommend	VERB
amfbr-1456	63	5	to	to	PART
amfbr-1456	63	6	increase	increase	VERB
amfbr-1456	63	7	promotion	promotion	NOUN
amfbr-1456	63	8	through	through	ADP
amfbr-1456	63	9	advertisement	advertisement	NOUN
amfbr-1456	63	10	,	,	PUNCT
amfbr-1456	63	11	reduce	reduce	VERB
amfbr-1456	63	12	charge	charge	NOUN
amfbr-1456	63	13	on	on	ADP
amfbr-1456	63	14	e	e	NOUN
amfbr-1456	63	15	-	-	ADJ
amfbr-1456	63	16	banking	banking	ADJ
amfbr-1456	63	17	products	product	NOUN
amfbr-1456	63	18	or	or	CCONJ
amfbr-1456	63	19	services	service	NOUN
amfbr-1456	63	20	,	,	PUNCT
amfbr-1456	63	21	improve	improve	VERB
amfbr-1456	63	22	security	security	NOUN
amfbr-1456	63	23	counter	counter	NOUN
amfbr-1456	63	24	measures	measure	NOUN
amfbr-1456	63	25	,	,	PUNCT
amfbr-1456	63	26	introducing	introduce	VERB
amfbr-1456	63	27	new	new	ADJ
amfbr-1456	63	28	technology	technology	NOUN
amfbr-1456	63	29	in	in	ADP
amfbr-1456	63	30	the	the	DET
amfbr-1456	63	31	banking	banking	NOUN
amfbr-1456	63	32	operation	operation	NOUN
amfbr-1456	63	33	,	,	PUNCT
amfbr-1456	63	34	and	and	CCONJ
amfbr-1456	63	35	provide	provide	VERB
amfbr-1456	63	36	training	training	NOUN
amfbr-1456	63	37	to	to	ADP
amfbr-1456	63	38	employees	employee	NOUN
amfbr-1456	63	39	by	by	ADP
amfbr-1456	63	40	the	the	DET
amfbr-1456	63	41	commercial	commercial	ADJ
amfbr-1456	63	42	banks	bank	NOUN
amfbr-1456	63	43	.	.	PUNCT
amfbr-1456	64	1	khanam	khanam	PROPN
amfbr-1456	64	2	and	and	CCONJ
amfbr-1456	64	3	alam	alam	PROPN
amfbr-1456	64	4	(	(	PUNCT
amfbr-1456	64	5	2018	2018	NUM
amfbr-1456	64	6	)	)	PUNCT
amfbr-1456	64	7	studied	study	VERB
amfbr-1456	64	8	on	on	ADP
amfbr-1456	64	9	factors	factor	NOUN
amfbr-1456	64	10	affecting	affect	VERB
amfbr-1456	64	11	the	the	DET
amfbr-1456	64	12	adoption	adoption	NOUN
amfbr-1456	64	13	of	of	ADP
amfbr-1456	64	14	internet	internet	NOUN
amfbr-1456	64	15	banking	banking	NOUN
amfbr-1456	64	16	and	and	CCONJ
amfbr-1456	64	17	stated	state	VERB
amfbr-1456	64	18	that	that	SCONJ
amfbr-1456	64	19	banking	banking	NOUN
amfbr-1456	64	20	sector	sector	NOUN
amfbr-1456	64	21	of	of	ADP
amfbr-1456	64	22	bangladesh	bangladesh	NOUN
amfbr-1456	64	23	should	should	AUX
amfbr-1456	64	24	focus	focus	VERB
amfbr-1456	64	25	on	on	ADP
amfbr-1456	64	26	improving	improve	VERB
amfbr-1456	64	27	ict	ict	NOUN
amfbr-1456	64	28	infrastructure	infrastructure	NOUN
amfbr-1456	64	29	,	,	PUNCT
amfbr-1456	64	30	strengthening	strengthen	VERB
amfbr-1456	64	31	security	security	NOUN
amfbr-1456	64	32	system	system	NOUN
amfbr-1456	64	33	,	,	PUNCT
amfbr-1456	64	34	improving	improve	VERB
amfbr-1456	64	35	customer	customer	NOUN
amfbr-1456	64	36	awareness	awareness	NOUN
amfbr-1456	64	37	,	,	PUNCT
amfbr-1456	64	38	developing	develop	VERB
amfbr-1456	64	39	long	long	ADJ
amfbr-1456	64	40	term	term	NOUN
amfbr-1456	64	41	strategic	strategic	ADJ
amfbr-1456	64	42	plan	plan	NOUN
amfbr-1456	64	43	to	to	PART
amfbr-1456	64	44	promote	promote	VERB
amfbr-1456	64	45	e	e	NOUN
amfbr-1456	64	46	-	-	ADJ
amfbr-1456	64	47	banking	banking	ADJ
amfbr-1456	64	48	system	system	NOUN
amfbr-1456	64	49	.	.	PUNCT
amfbr-1456	65	1	they	they	PRON
amfbr-1456	65	2	also	also	ADV
amfbr-1456	65	3	mentioned	mention	VERB
amfbr-1456	65	4	the	the	DET
amfbr-1456	65	5	participation	participation	NOUN
amfbr-1456	65	6	of	of	ADP
amfbr-1456	65	7	government	government	NOUN
amfbr-1456	65	8	to	to	PART
amfbr-1456	65	9	improve	improve	VERB
amfbr-1456	65	10	legal	legal	ADJ
amfbr-1456	65	11	framework	framework	NOUN
amfbr-1456	65	12	and	and	CCONJ
amfbr-1456	65	13	policy	policy	NOUN
amfbr-1456	65	14	guideline	guideline	NOUN
amfbr-1456	65	15	.	.	PUNCT
amfbr-1456	66	1	nelubiri	nelubiri	ADV
amfbr-1456	66	2	and	and	CCONJ
amfbr-1456	66	3	sinti	sinti	PROPN
amfbr-1456	66	4	(	(	PUNCT
amfbr-1456	66	5	2006	2006	NUM
amfbr-1456	66	6	)	)	PUNCT
amfbr-1456	66	7	argued	argue	VERB
amfbr-1456	66	8	that	that	SCONJ
amfbr-1456	66	9	banks	bank	NOUN
amfbr-1456	66	10	should	should	AUX
amfbr-1456	66	11	different	different	ADJ
amfbr-1456	66	12	initiatives	initiative	NOUN
amfbr-1456	66	13	for	for	ADP
amfbr-1456	66	14	increasing	increase	VERB
amfbr-1456	66	15	awareness	awareness	NOUN
amfbr-1456	66	16	of	of	ADP
amfbr-1456	66	17	customers	customer	NOUN
amfbr-1456	66	18	and	and	CCONJ
amfbr-1456	66	19	building	build	VERB
amfbr-1456	66	20	positive	positive	ADJ
amfbr-1456	66	21	perception	perception	NOUN
amfbr-1456	66	22	and	and	CCONJ
amfbr-1456	66	23	mindset	mindset	NOUN
amfbr-1456	66	24	to	to	PART
amfbr-1456	66	25	accept	accept	VERB
amfbr-1456	66	26	internet	internet	NOUN
amfbr-1456	66	27	technology	technology	NOUN
amfbr-1456	66	28	in	in	ADP
amfbr-1456	66	29	conducting	conduct	VERB
amfbr-1456	66	30	banking	banking	NOUN
amfbr-1456	66	31	activities	activity	NOUN
amfbr-1456	66	32	.	.	PUNCT
amfbr-1456	67	1	objectives	objective	NOUN
amfbr-1456	67	2	of	of	ADP
amfbr-1456	67	3	the	the	DET
amfbr-1456	67	4	study	study	NOUN
amfbr-1456	67	5	the	the	DET
amfbr-1456	67	6	objectives	objective	NOUN
amfbr-1456	67	7	of	of	ADP
amfbr-1456	67	8	the	the	DET
amfbr-1456	67	9	study	study	NOUN
amfbr-1456	67	10	are	be	AUX
amfbr-1456	67	11	:	:	PUNCT
amfbr-1456	67	12	i	i	X
amfbr-1456	67	13	)	)	PUNCT
amfbr-1456	67	14	to	to	PART
amfbr-1456	67	15	present	present	VERB
amfbr-1456	67	16	the	the	DET
amfbr-1456	67	17	customers	customer	NOUN
amfbr-1456	67	18	’	’	PART
amfbr-1456	67	19	evaluation	evaluation	NOUN
amfbr-1456	67	20	on	on	ADP
amfbr-1456	67	21	the	the	DET
amfbr-1456	67	22	e	e	NOUN
amfbr-1456	67	23	-	-	ADJ
amfbr-1456	67	24	banking	banking	ADJ
amfbr-1456	67	25	service	service	NOUN
amfbr-1456	67	26	quality	quality	NOUN
amfbr-1456	67	27	.	.	PUNCT
amfbr-1456	67	28	ii	ii	PROPN
amfbr-1456	67	29	)	)	PUNCT
amfbr-1456	67	30	to	to	PART
amfbr-1456	67	31	identify	identify	VERB
amfbr-1456	67	32	the	the	DET
amfbr-1456	67	33	major	major	ADJ
amfbr-1456	67	34	challenges	challenge	NOUN
amfbr-1456	67	35	and	and	CCONJ
amfbr-1456	67	36	required	required	ADJ
amfbr-1456	67	37	strategies	strategy	NOUN
amfbr-1456	67	38	for	for	ADP
amfbr-1456	67	39	promoting	promote	VERB
amfbr-1456	67	40	e	e	NOUN
amfbr-1456	67	41	-	-	NOUN
amfbr-1456	67	42	banking	banking	NOUN
amfbr-1456	67	43	from	from	ADP
amfbr-1456	67	44	customers	customer	NOUN
amfbr-1456	67	45	’	’	PART
amfbr-1456	67	46	perspective	perspective	NOUN
amfbr-1456	67	47	.	.	PUNCT
amfbr-1456	68	1	research	research	NOUN
amfbr-1456	68	2	methodology	methodology	NOUN
amfbr-1456	68	3	this	this	PRON
amfbr-1456	68	4	is	be	AUX
amfbr-1456	68	5	particularly	particularly	ADV
amfbr-1456	68	6	a	a	DET
amfbr-1456	68	7	descriptive	descriptive	ADJ
amfbr-1456	68	8	study	study	NOUN
amfbr-1456	68	9	based	base	VERB
amfbr-1456	68	10	on	on	ADP
amfbr-1456	68	11	collected	collect	VERB
amfbr-1456	68	12	data	datum	NOUN
amfbr-1456	68	13	from	from	ADP
amfbr-1456	68	14	primary	primary	ADJ
amfbr-1456	68	15	sources	source	NOUN
amfbr-1456	68	16	.	.	PUNCT
amfbr-1456	69	1	data	datum	NOUN
amfbr-1456	69	2	were	be	AUX
amfbr-1456	69	3	collected	collect	VERB
amfbr-1456	69	4	from	from	ADP
amfbr-1456	69	5	a	a	DET
amfbr-1456	69	6	sample	sample	NOUN
amfbr-1456	69	7	of	of	ADP
amfbr-1456	69	8	205	205	NUM
amfbr-1456	69	9	respondents	respondent	NOUN
amfbr-1456	69	10	and	and	CCONJ
amfbr-1456	69	11	a	a	DET
amfbr-1456	69	12	simple	simple	ADJ
amfbr-1456	69	13	judgmental	judgmental	ADJ
amfbr-1456	69	14	sampling	sampling	NOUN
amfbr-1456	69	15	technique	technique	NOUN
amfbr-1456	69	16	was	be	AUX
amfbr-1456	69	17	used	use	VERB
amfbr-1456	69	18	to	to	PART
amfbr-1456	69	19	detect	detect	VERB
amfbr-1456	69	20	the	the	DET
amfbr-1456	69	21	respondents	respondent	NOUN
amfbr-1456	69	22	.	.	PUNCT
amfbr-1456	70	1	a	a	DET
amfbr-1456	70	2	structured	structured	ADJ
amfbr-1456	70	3	questionnaire	questionnaire	NOUN
amfbr-1456	70	4	was	be	AUX
amfbr-1456	70	5	developed	develop	VERB
amfbr-1456	70	6	and	and	CCONJ
amfbr-1456	70	7	a	a	DET
amfbr-1456	70	8	face	face	NOUN
amfbr-1456	70	9	to	to	PART
amfbr-1456	70	10	face	face	VERB
amfbr-1456	70	11	interview	interview	NOUN
amfbr-1456	70	12	method	method	NOUN
amfbr-1456	70	13	was	be	AUX
amfbr-1456	70	14	followed	follow	VERB
amfbr-1456	70	15	to	to	PART
amfbr-1456	70	16	collect	collect	VERB
amfbr-1456	70	17	the	the	DET
amfbr-1456	70	18	data	datum	NOUN
amfbr-1456	70	19	.	.	PUNCT
amfbr-1456	71	1	the	the	DET
amfbr-1456	71	2	questionnaire	questionnaire	NOUN
amfbr-1456	71	3	contained	contain	VERB
amfbr-1456	71	4	two	two	NUM
amfbr-1456	71	5	parts	part	NOUN
amfbr-1456	71	6	.	.	PUNCT
amfbr-1456	72	1	part	part	NOUN
amfbr-1456	72	2	i	i	PRON
amfbr-1456	72	3	contained	contain	VERB
amfbr-1456	72	4	customers	customer	NOUN
amfbr-1456	72	5	’	'	PUNCT
amfbr-1456	72	6	evaluation	evaluation	NOUN
amfbr-1456	72	7	on	on	ADP
amfbr-1456	72	8	the	the	DET
amfbr-1456	72	9	e	e	NOUN
amfbr-1456	72	10	-	-	ADJ
amfbr-1456	72	11	banking	banking	ADJ
amfbr-1456	72	12	service	service	NOUN
amfbr-1456	72	13	quality	quality	NOUN
amfbr-1456	72	14	.	.	PUNCT
amfbr-1456	73	1	five	five	NUM
amfbr-1456	73	2	points	point	NOUN
amfbr-1456	73	3	likert	likert	ADJ
amfbr-1456	73	4	scale	scale	NOUN
amfbr-1456	73	5	(	(	PUNCT
amfbr-1456	73	6	from	from	AUX
amfbr-1456	73	7	1strongly	1strongly	PROPN
amfbr-1456	73	8	disagree	disagree	VERB
amfbr-1456	73	9	to	to	ADP
amfbr-1456	73	10	5strongly	5strongly	ADV
amfbr-1456	73	11	agree	agree	VERB
amfbr-1456	73	12	)	)	PUNCT
amfbr-1456	73	13	was	be	AUX
amfbr-1456	73	14	used	use	VERB
amfbr-1456	73	15	to	to	PART
amfbr-1456	73	16	assess	assess	VERB
amfbr-1456	73	17	the	the	DET
amfbr-1456	73	18	perceptions	perception	NOUN
amfbr-1456	73	19	.	.	PUNCT
amfbr-1456	74	1	in	in	ADP
amfbr-1456	74	2	part	part	PROPN
amfbr-1456	74	3	ii	ii	PROPN
amfbr-1456	74	4	,	,	PUNCT
amfbr-1456	74	5	major	major	ADJ
amfbr-1456	74	6	challenges	challenge	NOUN
amfbr-1456	74	7	and	and	CCONJ
amfbr-1456	74	8	required	required	ADJ
amfbr-1456	74	9	strategies	strategy	NOUN
amfbr-1456	74	10	for	for	ADP
amfbr-1456	74	11	promoting	promote	VERB
amfbr-1456	74	12	e	e	NOUN
amfbr-1456	74	13	-	-	NOUN
amfbr-1456	74	14	banking	banking	NOUN
amfbr-1456	74	15	were	be	AUX
amfbr-1456	74	16	assessed	assess	VERB
amfbr-1456	74	17	by	by	ADP
amfbr-1456	74	18	using	use	VERB
amfbr-1456	74	19	garret	garret	NOUN
amfbr-1456	74	20	table	table	NOUN
amfbr-1456	74	21	rating	rating	NOUN
amfbr-1456	74	22	scale	scale	NOUN
amfbr-1456	74	23	to	to	PART
amfbr-1456	74	24	rank	rank	VERB
amfbr-1456	74	25	qualitative	qualitative	ADJ
amfbr-1456	74	26	data	datum	NOUN
amfbr-1456	74	27	in	in	ADP
amfbr-1456	74	28	a	a	DET
amfbr-1456	74	29	higher	high	ADJ
amfbr-1456	74	30	priority	priority	NOUN
amfbr-1456	74	31	entitling	entitle	VERB
amfbr-1456	74	32	1	1	NUM
amfbr-1456	74	33	to	to	PART
amfbr-1456	74	34	lowest	low	ADJ
amfbr-1456	74	35	priority	priority	NOUN
amfbr-1456	74	36	.	.	PUNCT
amfbr-1456	75	1	customers	customer	NOUN
amfbr-1456	75	2	’	'	PUNCT
amfbr-1456	75	3	evaluation	evaluation	NOUN
amfbr-1456	75	4	on	on	ADP
amfbr-1456	75	5	e	e	NOUN
amfbr-1456	75	6	-	-	ADJ
amfbr-1456	75	7	banking	banking	ADJ
amfbr-1456	75	8	service	service	NOUN
amfbr-1456	75	9	quality	quality	NOUN
amfbr-1456	75	10	were	be	AUX
amfbr-1456	75	11	analyzed	analyze	VERB
amfbr-1456	75	12	in	in	ADP
amfbr-1456	75	13	a	a	DET
amfbr-1456	75	14	descriptive	descriptive	ADJ
amfbr-1456	75	15	,	,	PUNCT
amfbr-1456	75	16	multidimensional	multidimensional	ADJ
amfbr-1456	75	17	manner	manner	NOUN
amfbr-1456	75	18	using	use	VERB
amfbr-1456	75	19	spss	spss	PROPN
amfbr-1456	75	20	16.0	16.0	NUM
amfbr-1456	75	21	software	software	NOUN
amfbr-1456	75	22	and	and	CCONJ
amfbr-1456	75	23	frequencies	frequency	NOUN
amfbr-1456	75	24	,	,	PUNCT
amfbr-1456	75	25	percentage	percentage	NOUN
amfbr-1456	75	26	,	,	PUNCT
amfbr-1456	75	27	mean	mean	ADJ
amfbr-1456	75	28	,	,	PUNCT
amfbr-1456	75	29	standard	standard	ADJ
amfbr-1456	75	30	deviation	deviation	NOUN
amfbr-1456	75	31	were	be	AUX
amfbr-1456	75	32	computed	compute	VERB
amfbr-1456	75	33	to	to	PART
amfbr-1456	75	34	analyze	analyze	VERB
amfbr-1456	75	35	the	the	DET
amfbr-1456	75	36	problem	problem	NOUN
amfbr-1456	75	37	.	.	PUNCT
amfbr-1456	76	1	to	to	PART
amfbr-1456	76	2	analyze	analyze	VERB
amfbr-1456	76	3	the	the	DET
amfbr-1456	76	4	challenges	challenge	NOUN
amfbr-1456	76	5	and	and	CCONJ
amfbr-1456	76	6	strategies	strategy	NOUN
amfbr-1456	76	7	of	of	ADP
amfbr-1456	76	8	ebanking	ebanking	NOUN
amfbr-1456	76	9	,	,	PUNCT
amfbr-1456	76	10	garret	garret	NOUN
amfbr-1456	76	11	’s	’s	PART
amfbr-1456	76	12	ranking	ranking	ADJ
amfbr-1456	76	13	technique	technique	NOUN
amfbr-1456	76	14	(	(	PUNCT
amfbr-1456	76	15	masukujjamam	masukujjamam	NOUN
amfbr-1456	76	16	et	et	PROPN
amfbr-1456	76	17	al	al	PROPN
amfbr-1456	76	18	.	.	PROPN
amfbr-1456	76	19	,	,	PUNCT
amfbr-1456	76	20	2016	2016	NUM
amfbr-1456	76	21	)	)	PUNCT
amfbr-1456	76	22	was	be	AUX
amfbr-1456	76	23	used	use	VERB
amfbr-1456	76	24	.	.	PUNCT
amfbr-1456	77	1	it	it	PRON
amfbr-1456	77	2	was	be	AUX
amfbr-1456	77	3	calculated	calculate	VERB
amfbr-1456	77	4	as	as	ADP
amfbr-1456	77	5	percentage	percentage	NOUN
amfbr-1456	77	6	score	score	NOUN
amfbr-1456	77	7	and	and	CCONJ
amfbr-1456	77	8	the	the	DET
amfbr-1456	77	9	scale	scale	NOUN
amfbr-1456	77	10	value	value	NOUN
amfbr-1456	77	11	was	be	AUX
amfbr-1456	77	12	obtained	obtain	VERB
amfbr-1456	77	13	by	by	ADP
amfbr-1456	77	14	employing	employ	VERB
amfbr-1456	77	15	scale	scale	NOUN
amfbr-1456	77	16	conversion	conversion	NOUN
amfbr-1456	77	17	table	table	NOUN
amfbr-1456	77	18	given	give	VERB
amfbr-1456	77	19	by	by	ADP
amfbr-1456	77	20	henry	henry	PROPN
amfbr-1456	77	21	garrett	garrett	PROPN
amfbr-1456	77	22	.	.	PUNCT
amfbr-1456	78	1	the	the	DET
amfbr-1456	78	2	percentage	percentage	NOUN
amfbr-1456	78	3	score	score	NOUN
amfbr-1456	78	4	was	be	AUX
amfbr-1456	78	5	calculated	calculate	VERB
amfbr-1456	78	6	as	as	SCONJ
amfbr-1456	78	7	follows	follow	VERB
amfbr-1456	78	8	percentage	percentage	NOUN
amfbr-1456	78	9	score	score	NOUN
amfbr-1456	78	10	=	=	SYM
amfbr-1456	78	11	100(rij-0.5)/	100(rij-0.5)/	NUM
amfbr-1456	78	12	nij	nij	NOUN
amfbr-1456	78	13	)	)	PUNCT
amfbr-1456	78	14	where	where	SCONJ
amfbr-1456	78	15	rij	rij	PROPN
amfbr-1456	78	16	is	be	AUX
amfbr-1456	78	17	the	the	DET
amfbr-1456	78	18	rank	rank	NOUN
amfbr-1456	78	19	given	give	VERB
amfbr-1456	78	20	for	for	ADP
amfbr-1456	78	21	ith	ith	PROPN
amfbr-1456	78	22	item	item	PROPN
amfbr-1456	78	23	jth	jth	PROPN
amfbr-1456	78	24	individual	individual	PROPN
amfbr-1456	78	25	nij	nij	PROPN
amfbr-1456	78	26	is	be	AUX
amfbr-1456	78	27	the	the	DET
amfbr-1456	78	28	number	number	NOUN
amfbr-1456	78	29	of	of	ADP
amfbr-1456	78	30	items	item	NOUN
amfbr-1456	78	31	ranked	rank	VERB
amfbr-1456	78	32	by	by	ADP
amfbr-1456	78	33	jth	jth	PROPN
amfbr-1456	78	34	individual	individual	PROPN
amfbr-1456	78	35	.	.	PUNCT
amfbr-1456	79	1	using	use	VERB
amfbr-1456	79	2	scale	scale	NOUN
amfbr-1456	79	3	conversion	conversion	NOUN
amfbr-1456	79	4	table	table	NOUN
amfbr-1456	79	5	of	of	ADP
amfbr-1456	79	6	henry	henry	PROPN
amfbr-1456	79	7	garrett	garrett	PROPN
amfbr-1456	79	8	,	,	PUNCT
amfbr-1456	79	9	the	the	DET
amfbr-1456	79	10	percentage	percentage	NOUN
amfbr-1456	79	11	score	score	NOUN
amfbr-1456	79	12	was	be	AUX
amfbr-1456	79	13	obtained	obtain	VERB
amfbr-1456	79	14	for	for	ADP
amfbr-1456	79	15	all	all	DET
amfbr-1456	79	16	ranks	rank	NOUN
amfbr-1456	79	17	.	.	PUNCT
amfbr-1456	80	1	the	the	DET
amfbr-1456	80	2	score	score	NOUN
amfbr-1456	80	3	value	value	NOUN
amfbr-1456	80	4	(	(	PUNCT
amfbr-1456	80	5	fx	fx	NOUN
amfbr-1456	80	6	)	)	PUNCT
amfbr-1456	80	7	was	be	AUX
amfbr-1456	80	8	calculated	calculate	VERB
amfbr-1456	80	9	for	for	ADP
amfbr-1456	80	10	each	each	DET
amfbr-1456	80	11	factor	factor	NOUN
amfbr-1456	80	12	by	by	ADP
amfbr-1456	80	13	multiplying	multiply	VERB
amfbr-1456	80	14	number	number	NOUN
amfbr-1456	80	15	of	of	ADP
amfbr-1456	80	16	respondents	respondent	NOUN
amfbr-1456	80	17	(	(	PUNCT
amfbr-1456	80	18	f	f	X
amfbr-1456	80	19	)	)	PUNCT
amfbr-1456	80	20	with	with	ADP
amfbr-1456	80	21	respective	respective	ADJ
amfbr-1456	80	22	scale	scale	NOUN
amfbr-1456	80	23	value	value	NOUN
amfbr-1456	80	24	(	(	PUNCT
amfbr-1456	80	25	x	x	NOUN
amfbr-1456	80	26	)	)	PUNCT
amfbr-1456	80	27	.	.	PUNCT
amfbr-1456	81	1	the	the	DET
amfbr-1456	81	2	total	total	ADJ
amfbr-1456	81	3	scores	score	NOUN
amfbr-1456	81	4	were	be	AUX
amfbr-1456	81	5	computed	compute	VERB
amfbr-1456	81	6	by	by	ADP
amfbr-1456	81	7	adding	add	VERB
amfbr-1456	81	8	the	the	DET
amfbr-1456	81	9	score	score	NOUN
amfbr-1456	81	10	value	value	NOUN
amfbr-1456	81	11	(	(	PUNCT
amfbr-1456	81	12	fx	fx	NOUN
amfbr-1456	81	13	)	)	PUNCT
amfbr-1456	81	14	of	of	ADP
amfbr-1456	81	15	each	each	DET
amfbr-1456	81	16	rank	rank	NOUN
amfbr-1456	81	17	for	for	ADP
amfbr-1456	81	18	every	every	DET
amfbr-1456	81	19	factor	factor	NOUN
amfbr-1456	81	20	.	.	PUNCT
amfbr-1456	82	1	the	the	DET
amfbr-1456	82	2	mean	mean	ADJ
amfbr-1456	82	3	score	score	NOUN
amfbr-1456	82	4	was	be	AUX
amfbr-1456	82	5	then	then	ADV
amfbr-1456	82	6	calculated	calculate	VERB
amfbr-1456	82	7	to	to	PART
amfbr-1456	82	8	know	know	VERB
amfbr-1456	82	9	the	the	DET
amfbr-1456	82	10	order	order	NOUN
amfbr-1456	82	11	of	of	ADP
amfbr-1456	82	12	perception	perception	NOUN
amfbr-1456	82	13	given	give	VERB
amfbr-1456	82	14	by	by	ADP
amfbr-1456	82	15	the	the	DET
amfbr-1456	82	16	respondents	respondent	NOUN
amfbr-1456	82	17	.	.	PUNCT
amfbr-1456	83	1	data	datum	NOUN
amfbr-1456	83	2	analysis	analysis	NOUN
amfbr-1456	83	3	customers	customer	NOUN
amfbr-1456	83	4	’	'	PUNCT
amfbr-1456	83	5	assessment	assessment	NOUN
amfbr-1456	83	6	on	on	ADP
amfbr-1456	83	7	e	e	NOUN
amfbr-1456	83	8	-	-	ADJ
amfbr-1456	83	9	banking	banking	ADJ
amfbr-1456	83	10	service	service	NOUN
amfbr-1456	83	11	quality	quality	NOUN
amfbr-1456	83	12	saving	saving	NOUN
amfbr-1456	83	13	time	time	NOUN
amfbr-1456	83	14	and	and	CCONJ
amfbr-1456	83	15	hazard	hazard	NOUN
amfbr-1456	83	16	:	:	PUNCT
amfbr-1456	83	17	table	table	NOUN
amfbr-1456	83	18	1	1	NUM
amfbr-1456	83	19	shows	show	VERB
amfbr-1456	83	20	the	the	DET
amfbr-1456	83	21	customers	customer	NOUN
amfbr-1456	83	22	’	’	PART
amfbr-1456	83	23	assessment	assessment	NOUN
amfbr-1456	83	24	on	on	ADP
amfbr-1456	83	25	“	"	PUNCT
amfbr-1456	83	26	e	e	NOUN
amfbr-1456	83	27	-	-	NOUN
amfbr-1456	83	28	banking	banking	NOUN
amfbr-1456	83	29	saves	save	VERB
amfbr-1456	83	30	time	time	NOUN
amfbr-1456	83	31	and	and	CCONJ
amfbr-1456	83	32	hazard	hazard	NOUN
amfbr-1456	83	33	”	"	PUNCT
amfbr-1456	83	34	.	.	PUNCT
amfbr-1456	84	1	in	in	ADP
amfbr-1456	84	2	response	response	NOUN
amfbr-1456	84	3	to	to	ADP
amfbr-1456	84	4	the	the	DET
amfbr-1456	84	5	statement	statement	NOUN
amfbr-1456	84	6	,	,	PUNCT
amfbr-1456	84	7	majority	majority	NOUN
amfbr-1456	84	8	of	of	ADP
amfbr-1456	84	9	the	the	DET
amfbr-1456	84	10	respondents	respondent	NOUN
amfbr-1456	84	11	(	(	PUNCT
amfbr-1456	84	12	52.2	52.2	NUM
amfbr-1456	84	13	%	%	NOUN
amfbr-1456	84	14	)	)	PUNCT
amfbr-1456	84	15	agreed	agree	VERB
amfbr-1456	84	16	on	on	ADP
amfbr-1456	84	17	the	the	DET
amfbr-1456	84	18	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-1456	84	19	american	american	PROPN
amfbr-1456	84	20	finance	finance	PROPN
amfbr-1456	84	21	&	&	CCONJ
amfbr-1456	84	22	banking	banking	PROPN
amfbr-1456	84	23	review	review	PROPN
amfbr-1456	84	24	vol	vol	NOUN
amfbr-1456	84	25	.	.	PROPN
amfbr-1456	85	1	6	6	NUM
amfbr-1456	85	2	,	,	PUNCT
amfbr-1456	85	3	no	no	INTJ
amfbr-1456	85	4	.	.	NOUN
amfbr-1456	85	5	1	1	NUM
amfbr-1456	85	6	;	;	PUNCT
amfbr-1456	85	7	2021	2021	NUM
amfbr-1456	85	8	18	18	NUM
amfbr-1456	85	9	statement	statement	NOUN
amfbr-1456	85	10	and	and	CCONJ
amfbr-1456	85	11	a	a	DET
amfbr-1456	85	12	good	good	ADJ
amfbr-1456	85	13	percentage	percentage	NOUN
amfbr-1456	85	14	of	of	ADP
amfbr-1456	85	15	respondents	respondent	NOUN
amfbr-1456	85	16	(	(	PUNCT
amfbr-1456	85	17	22.4	22.4	NUM
amfbr-1456	85	18	%	%	NOUN
amfbr-1456	85	19	)	)	PUNCT
amfbr-1456	85	20	strongly	strongly	ADV
amfbr-1456	85	21	agreed	agree	VERB
amfbr-1456	85	22	on	on	ADP
amfbr-1456	85	23	the	the	DET
amfbr-1456	85	24	issue	issue	NOUN
amfbr-1456	85	25	.	.	PUNCT
amfbr-1456	86	1	the	the	DET
amfbr-1456	86	2	mean	mean	NOUN
amfbr-1456	86	3	of	of	ADP
amfbr-1456	86	4	the	the	DET
amfbr-1456	86	5	responses	response	NOUN
amfbr-1456	86	6	is	be	AUX
amfbr-1456	86	7	also	also	ADV
amfbr-1456	86	8	high	high	ADJ
amfbr-1456	86	9	(	(	PUNCT
amfbr-1456	86	10	3.8878	3.8878	NUM
amfbr-1456	86	11	)	)	PUNCT
amfbr-1456	86	12	.	.	PUNCT
amfbr-1456	87	1	standard	standard	ADJ
amfbr-1456	87	2	deviation	deviation	NOUN
amfbr-1456	87	3	is	be	AUX
amfbr-1456	87	4	relatively	relatively	ADV
amfbr-1456	87	5	low	low	ADJ
amfbr-1456	87	6	(	(	PUNCT
amfbr-1456	87	7	0.88123	0.88123	NUM
amfbr-1456	87	8	)	)	PUNCT
amfbr-1456	87	9	which	which	PRON
amfbr-1456	87	10	indicates	indicate	VERB
amfbr-1456	87	11	a	a	DET
amfbr-1456	87	12	greater	great	ADJ
amfbr-1456	87	13	consistency	consistency	NOUN
amfbr-1456	87	14	in	in	ADP
amfbr-1456	87	15	the	the	DET
amfbr-1456	87	16	response	response	NOUN
amfbr-1456	87	17	to	to	ADP
amfbr-1456	87	18	the	the	DET
amfbr-1456	87	19	statement	statement	NOUN
amfbr-1456	87	20	.	.	PUNCT
amfbr-1456	88	1	table	table	NOUN
amfbr-1456	88	2	1	1	NUM
amfbr-1456	88	3	.	.	PUNCT
amfbr-1456	89	1	savings	saving	NOUN
amfbr-1456	89	2	time	time	NOUN
amfbr-1456	89	3	and	and	CCONJ
amfbr-1456	89	4	hazard	hazard	NOUN
amfbr-1456	89	5	source	source	NOUN
amfbr-1456	89	6	:	:	PUNCT
amfbr-1456	89	7	field	field	NOUN
amfbr-1456	89	8	survey	survey	NOUN
amfbr-1456	89	9	quick	quick	ADJ
amfbr-1456	89	10	and	and	CCONJ
amfbr-1456	89	11	easier	easy	ADJ
amfbr-1456	89	12	access	access	NOUN
amfbr-1456	89	13	to	to	ADP
amfbr-1456	89	14	information	information	NOUN
amfbr-1456	89	15	:	:	PUNCT
amfbr-1456	89	16	customers	customer	NOUN
amfbr-1456	89	17	’	'	PUNCT
amfbr-1456	89	18	assessment	assessment	NOUN
amfbr-1456	89	19	on	on	ADP
amfbr-1456	89	20	“	"	PUNCT
amfbr-1456	89	21	e	e	NOUN
amfbr-1456	89	22	-	-	NOUN
amfbr-1456	89	23	banking	banking	NOUN
amfbr-1456	89	24	facilitates	facilitate	VERB
amfbr-1456	89	25	quick	quick	ADJ
amfbr-1456	89	26	and	and	CCONJ
amfbr-1456	89	27	easier	easy	ADJ
amfbr-1456	89	28	access	access	NOUN
amfbr-1456	89	29	to	to	ADP
amfbr-1456	89	30	information	information	NOUN
amfbr-1456	89	31	of	of	ADP
amfbr-1456	89	32	clients	client	NOUN
amfbr-1456	89	33	”	"	PUNCT
amfbr-1456	89	34	is	be	AUX
amfbr-1456	89	35	shown	show	VERB
amfbr-1456	89	36	in	in	ADP
amfbr-1456	89	37	table	table	NOUN
amfbr-1456	89	38	2	2	NUM
amfbr-1456	89	39	.	.	PUNCT
amfbr-1456	89	40	highest	high	ADJ
amfbr-1456	89	41	44.4	44.4	NUM
amfbr-1456	89	42	percent	percent	NOUN
amfbr-1456	89	43	of	of	ADP
amfbr-1456	89	44	the	the	DET
amfbr-1456	89	45	respondents	respondent	NOUN
amfbr-1456	89	46	agreed	agree	VERB
amfbr-1456	89	47	on	on	ADP
amfbr-1456	89	48	the	the	DET
amfbr-1456	89	49	statement	statement	NOUN
amfbr-1456	89	50	followed	follow	VERB
amfbr-1456	89	51	by	by	ADP
amfbr-1456	89	52	24.9	24.9	NUM
amfbr-1456	89	53	percent	percent	NOUN
amfbr-1456	89	54	felt	feel	VERB
amfbr-1456	89	55	neutral	neutral	ADJ
amfbr-1456	89	56	.	.	PUNCT
amfbr-1456	90	1	the	the	DET
amfbr-1456	90	2	mean	mean	NOUN
amfbr-1456	90	3	of	of	ADP
amfbr-1456	90	4	the	the	DET
amfbr-1456	90	5	responses	response	NOUN
amfbr-1456	90	6	is	be	AUX
amfbr-1456	90	7	not	not	PART
amfbr-1456	90	8	much	much	ADV
amfbr-1456	90	9	high	high	ADJ
amfbr-1456	90	10	(	(	PUNCT
amfbr-1456	90	11	3.4829	3.4829	NUM
amfbr-1456	90	12	)	)	PUNCT
amfbr-1456	90	13	and	and	CCONJ
amfbr-1456	90	14	the	the	DET
amfbr-1456	90	15	value	value	NOUN
amfbr-1456	90	16	of	of	ADP
amfbr-1456	90	17	standard	standard	ADJ
amfbr-1456	90	18	deviation	deviation	NOUN
amfbr-1456	90	19	(	(	PUNCT
amfbr-1456	90	20	1.08734	1.08734	NUM
amfbr-1456	90	21	)	)	PUNCT
amfbr-1456	90	22	indicates	indicate	VERB
amfbr-1456	90	23	comparatively	comparatively	ADV
amfbr-1456	90	24	less	less	ADJ
amfbr-1456	90	25	consistency	consistency	NOUN
amfbr-1456	90	26	in	in	ADP
amfbr-1456	90	27	the	the	DET
amfbr-1456	90	28	response	response	NOUN
amfbr-1456	90	29	.	.	PUNCT
amfbr-1456	91	1	table	table	NOUN
amfbr-1456	91	2	2	2	NUM
amfbr-1456	91	3	.	.	PUNCT
amfbr-1456	91	4	quick	quick	ADJ
amfbr-1456	91	5	and	and	CCONJ
amfbr-1456	91	6	easier	easy	ADJ
amfbr-1456	91	7	access	access	NOUN
amfbr-1456	91	8	to	to	ADP
amfbr-1456	91	9	information	information	NOUN
amfbr-1456	91	10	source	source	NOUN
amfbr-1456	91	11	:	:	PUNCT
amfbr-1456	91	12	field	field	NOUN
amfbr-1456	91	13	survey	survey	VERB
amfbr-1456	91	14	versatile	versatile	ADJ
amfbr-1456	91	15	service	service	NOUN
amfbr-1456	91	16	facility	facility	NOUN
amfbr-1456	91	17	:	:	PUNCT
amfbr-1456	91	18	the	the	DET
amfbr-1456	91	19	response	response	NOUN
amfbr-1456	91	20	of	of	ADP
amfbr-1456	91	21	the	the	DET
amfbr-1456	91	22	customers	customer	NOUN
amfbr-1456	91	23	’	’	PART
amfbr-1456	91	24	assessment	assessment	NOUN
amfbr-1456	91	25	on	on	ADP
amfbr-1456	91	26	“	"	PUNCT
amfbr-1456	91	27	e	e	NOUN
amfbr-1456	91	28	-	-	NOUN
amfbr-1456	91	29	banking	banking	NOUN
amfbr-1456	91	30	offers	offer	VERB
amfbr-1456	91	31	versatile	versatile	ADJ
amfbr-1456	91	32	service	service	NOUN
amfbr-1456	91	33	facility	facility	NOUN
amfbr-1456	91	34	”	"	PUNCT
amfbr-1456	91	35	is	be	AUX
amfbr-1456	91	36	shown	show	VERB
amfbr-1456	91	37	in	in	ADP
amfbr-1456	91	38	table	table	NOUN
amfbr-1456	91	39	3	3	NUM
amfbr-1456	91	40	.	.	X
amfbr-1456	91	41	majority	majority	NOUN
amfbr-1456	91	42	of	of	ADP
amfbr-1456	91	43	the	the	DET
amfbr-1456	91	44	respondents	respondent	NOUN
amfbr-1456	91	45	(	(	PUNCT
amfbr-1456	91	46	45.4	45.4	NUM
amfbr-1456	91	47	percent	percent	NOUN
amfbr-1456	91	48	)	)	PUNCT
amfbr-1456	91	49	support	support	VERB
amfbr-1456	91	50	the	the	DET
amfbr-1456	91	51	issue	issue	NOUN
amfbr-1456	91	52	whereas	whereas	SCONJ
amfbr-1456	91	53	a	a	DET
amfbr-1456	91	54	high	high	ADJ
amfbr-1456	91	55	portion	portion	NOUN
amfbr-1456	91	56	(	(	PUNCT
amfbr-1456	91	57	28.8	28.8	NUM
amfbr-1456	91	58	percent	percent	NOUN
amfbr-1456	91	59	)	)	PUNCT
amfbr-1456	91	60	of	of	ADP
amfbr-1456	91	61	respondents	respondent	NOUN
amfbr-1456	91	62	felt	feel	VERB
amfbr-1456	91	63	neutral	neutral	ADJ
amfbr-1456	91	64	.	.	PUNCT
amfbr-1456	92	1	the	the	DET
amfbr-1456	92	2	average	average	ADJ
amfbr-1456	92	3	response	response	NOUN
amfbr-1456	92	4	(	(	PUNCT
amfbr-1456	92	5	3.4439	3.4439	NUM
amfbr-1456	92	6	)	)	PUNCT
amfbr-1456	92	7	on	on	ADP
amfbr-1456	92	8	the	the	DET
amfbr-1456	92	9	statement	statement	NOUN
amfbr-1456	92	10	is	be	AUX
amfbr-1456	92	11	not	not	PART
amfbr-1456	92	12	much	much	ADV
amfbr-1456	92	13	high	high	ADJ
amfbr-1456	92	14	.	.	PUNCT
amfbr-1456	93	1	table	table	NOUN
amfbr-1456	93	2	3	3	NUM
amfbr-1456	93	3	.	.	PUNCT
amfbr-1456	94	1	versatile	versatile	ADJ
amfbr-1456	94	2	service	service	NOUN
amfbr-1456	94	3	facility	facility	NOUN
amfbr-1456	94	4	responses	response	NOUN
amfbr-1456	94	5	frequency	frequency	NOUN
amfbr-1456	94	6	percent	percent	NOUN
amfbr-1456	94	7	strongly	strongly	ADV
amfbr-1456	94	8	disagree	disagree	VERB
amfbr-1456	94	9	–	–	PUNCT
amfbr-1456	94	10	1	1	NUM
amfbr-1456	94	11	6	6	NUM
amfbr-1456	94	12	2.9	2.9	NUM
amfbr-1456	94	13	disagree	disagree	VERB
amfbr-1456	94	14	–	–	PUNCT
amfbr-1456	95	1	2	2	NUM
amfbr-1456	95	2	5	5	NUM
amfbr-1456	95	3	2.4	2.4	NUM
amfbr-1456	95	4	mean	mean	NOUN
amfbr-1456	95	5	3.8878	3.8878	NUM
amfbr-1456	95	6	neutral	neutral	ADJ
amfbr-1456	95	7	–	–	PUNCT
amfbr-1456	95	8	3	3	NUM
amfbr-1456	95	9	41	41	NUM
amfbr-1456	95	10	20.0	20.0	NUM
amfbr-1456	95	11	std	std	NOUN
amfbr-1456	95	12	.	.	PUNCT
amfbr-1456	95	13	deviation	deviation	NOUN
amfbr-1456	95	14	.88123	.88123	PUNCT
amfbr-1456	95	15	agree	agree	VERB
amfbr-1456	95	16	–	–	PUNCT
amfbr-1456	95	17	4	4	NUM
amfbr-1456	95	18	107	107	NUM
amfbr-1456	95	19	52.2	52.2	NUM
amfbr-1456	95	20	strongly	strongly	ADV
amfbr-1456	95	21	agree	agree	VERB
amfbr-1456	95	22	–	–	PUNCT
amfbr-1456	95	23	5	5	NUM
amfbr-1456	95	24	46	46	NUM
amfbr-1456	95	25	22.4	22.4	NUM
amfbr-1456	95	26	total	total	NOUN
amfbr-1456	95	27	205	205	NUM
amfbr-1456	95	28	100.0	100.0	NUM
amfbr-1456	95	29	responses	response	NOUN
amfbr-1456	95	30	frequency	frequency	NOUN
amfbr-1456	95	31	percent	percent	NOUN
amfbr-1456	95	32	strongly	strongly	ADV
amfbr-1456	95	33	disagree	disagree	VERB
amfbr-1456	95	34	–	–	PUNCT
amfbr-1456	95	35	1	1	NUM
amfbr-1456	95	36	16	16	NUM
amfbr-1456	95	37	7.8	7.8	NUM
amfbr-1456	95	38	disagree	disagree	VERB
amfbr-1456	95	39	–	–	PUNCT
amfbr-1456	95	40	2	2	NUM
amfbr-1456	95	41	18	18	NUM
amfbr-1456	95	42	8.8	8.8	NUM
amfbr-1456	95	43	mean	mean	NOUN
amfbr-1456	95	44	3.4829	3.4829	NUM
amfbr-1456	95	45	neutral	neutral	ADJ
amfbr-1456	95	46	–	–	PUNCT
amfbr-1456	95	47	3	3	NUM
amfbr-1456	95	48	51	51	NUM
amfbr-1456	95	49	24.9	24.9	NUM
amfbr-1456	95	50	std	std	NOUN
amfbr-1456	95	51	.	.	PUNCT
amfbr-1456	96	1	deviation	deviation	NOUN
amfbr-1456	96	2	1.08734	1.08734	NUM
amfbr-1456	96	3	agree	agree	VERB
amfbr-1456	96	4	–	–	PUNCT
amfbr-1456	96	5	4	4	NUM
amfbr-1456	96	6	91	91	NUM
amfbr-1456	96	7	44.4	44.4	NUM
amfbr-1456	96	8	strongly	strongly	ADV
amfbr-1456	96	9	agree	agree	VERB
amfbr-1456	96	10	–	–	PUNCT
amfbr-1456	96	11	5	5	NUM
amfbr-1456	96	12	29	29	NUM
amfbr-1456	96	13	14.1	14.1	NUM
amfbr-1456	96	14	total	total	NOUN
amfbr-1456	96	15	205	205	NUM
amfbr-1456	96	16	100.0	100.0	NUM
amfbr-1456	96	17	responses	response	NOUN
amfbr-1456	96	18	frequency	frequency	NOUN
amfbr-1456	96	19	percent	percent	NOUN
amfbr-1456	96	20	strongly	strongly	ADV
amfbr-1456	96	21	disagree	disagree	VERB
amfbr-1456	96	22	–	–	PUNCT
amfbr-1456	96	23	1	1	NUM
amfbr-1456	96	24	6	6	NUM
amfbr-1456	96	25	2.9	2.9	NUM
amfbr-1456	96	26	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	NOUN
amfbr-1456	96	27	american	american	PROPN
amfbr-1456	96	28	finance	finance	PROPN
amfbr-1456	96	29	&	&	CCONJ
amfbr-1456	96	30	banking	banking	PROPN
amfbr-1456	96	31	review	review	PROPN
amfbr-1456	96	32	vol	vol	NOUN
amfbr-1456	96	33	.	.	PROPN
amfbr-1456	97	1	6	6	NUM
amfbr-1456	97	2	,	,	PUNCT
amfbr-1456	97	3	no	no	INTJ
amfbr-1456	97	4	.	.	NOUN
amfbr-1456	97	5	1	1	NUM
amfbr-1456	97	6	;	;	PUNCT
amfbr-1456	97	7	2021	2021	NUM
amfbr-1456	97	8	19	19	NUM
amfbr-1456	97	9	source	source	NOUN
amfbr-1456	97	10	:	:	PUNCT
amfbr-1456	97	11	field	field	NOUN
amfbr-1456	97	12	survey	survey	VERB
amfbr-1456	97	13	speedy	speedy	ADJ
amfbr-1456	97	14	transaction	transaction	NOUN
amfbr-1456	97	15	:	:	PUNCT
amfbr-1456	97	16	customers	customer	NOUN
amfbr-1456	97	17	’	'	PUNCT
amfbr-1456	97	18	evaluation	evaluation	NOUN
amfbr-1456	97	19	on	on	ADP
amfbr-1456	97	20	“	"	PUNCT
amfbr-1456	97	21	e	e	NOUN
amfbr-1456	97	22	-	-	NOUN
amfbr-1456	97	23	banking	banking	NOUN
amfbr-1456	97	24	facilitates	facilitate	VERB
amfbr-1456	97	25	speedy	speedy	ADJ
amfbr-1456	97	26	transaction	transaction	NOUN
amfbr-1456	97	27	”	"	PUNCT
amfbr-1456	97	28	is	be	AUX
amfbr-1456	97	29	shown	show	VERB
amfbr-1456	97	30	in	in	ADP
amfbr-1456	97	31	table	table	NOUN
amfbr-1456	97	32	2	2	NUM
amfbr-1456	97	33	.	.	PUNCT
amfbr-1456	98	1	on	on	ADP
amfbr-1456	98	2	the	the	DET
amfbr-1456	98	3	issue	issue	NOUN
amfbr-1456	98	4	,	,	PUNCT
amfbr-1456	98	5	50.02	50.02	NUM
amfbr-1456	98	6	percent	percent	NOUN
amfbr-1456	98	7	respondents	respondent	NOUN
amfbr-1456	98	8	agreed	agree	VERB
amfbr-1456	98	9	on	on	ADP
amfbr-1456	98	10	the	the	DET
amfbr-1456	98	11	statement	statement	NOUN
amfbr-1456	98	12	and	and	CCONJ
amfbr-1456	98	13	28.3	28.3	NUM
amfbr-1456	98	14	percent	percent	NOUN
amfbr-1456	98	15	highly	highly	ADV
amfbr-1456	98	16	strongly	strongly	ADV
amfbr-1456	98	17	agreed	agree	VERB
amfbr-1456	98	18	on	on	ADP
amfbr-1456	98	19	it	it	PRON
amfbr-1456	98	20	.	.	PUNCT
amfbr-1456	99	1	the	the	DET
amfbr-1456	99	2	mean	mean	ADJ
amfbr-1456	99	3	score	score	NOUN
amfbr-1456	99	4	is	be	AUX
amfbr-1456	99	5	also	also	ADV
amfbr-1456	99	6	high	high	ADJ
amfbr-1456	99	7	(	(	PUNCT
amfbr-1456	99	8	4.0439	4.0439	NUM
amfbr-1456	99	9	)	)	PUNCT
amfbr-1456	99	10	which	which	PRON
amfbr-1456	99	11	represent	represent	VERB
amfbr-1456	99	12	customers	customer	NOUN
amfbr-1456	99	13	’	'	PUNCT
amfbr-1456	99	14	confidence	confidence	NOUN
amfbr-1456	99	15	on	on	ADP
amfbr-1456	99	16	the	the	DET
amfbr-1456	99	17	facility	facility	NOUN
amfbr-1456	99	18	.	.	PUNCT
amfbr-1456	99	19	table	table	NOUN
amfbr-1456	99	20	4	4	NUM
amfbr-1456	99	21	.	.	X
amfbr-1456	99	22	speedy	speedy	ADJ
amfbr-1456	99	23	transaction	transaction	NOUN
amfbr-1456	99	24	source	source	NOUN
amfbr-1456	99	25	:	:	PUNCT
amfbr-1456	99	26	field	field	NOUN
amfbr-1456	99	27	survey	survey	NOUN
amfbr-1456	99	28	security	security	NOUN
amfbr-1456	99	29	system	system	NOUN
amfbr-1456	99	30	:	:	PUNCT
amfbr-1456	99	31	table	table	NOUN
amfbr-1456	99	32	5	5	NUM
amfbr-1456	99	33	shows	show	VERB
amfbr-1456	99	34	the	the	DET
amfbr-1456	99	35	customers	customer	NOUN
amfbr-1456	99	36	’	’	PART
amfbr-1456	99	37	evaluation	evaluation	NOUN
amfbr-1456	99	38	on	on	ADP
amfbr-1456	99	39	“	"	PUNCT
amfbr-1456	99	40	security	security	NOUN
amfbr-1456	99	41	system	system	NOUN
amfbr-1456	99	42	of	of	ADP
amfbr-1456	99	43	e	e	NOUN
amfbr-1456	99	44	-	-	NOUN
amfbr-1456	99	45	banking	banking	NOUN
amfbr-1456	99	46	is	be	AUX
amfbr-1456	99	47	high	high	ADJ
amfbr-1456	99	48	.	.	PUNCT
amfbr-1456	99	49	”	"	PUNCT
amfbr-1456	100	1	in	in	ADP
amfbr-1456	100	2	response	response	NOUN
amfbr-1456	100	3	to	to	ADP
amfbr-1456	100	4	the	the	DET
amfbr-1456	100	5	statement	statement	NOUN
amfbr-1456	100	6	,	,	PUNCT
amfbr-1456	100	7	40	40	NUM
amfbr-1456	100	8	percent	percent	NOUN
amfbr-1456	100	9	respondents	respondent	NOUN
amfbr-1456	100	10	felt	feel	VERB
amfbr-1456	100	11	secured	secure	VERB
amfbr-1456	100	12	on	on	ADP
amfbr-1456	100	13	e	e	NOUN
amfbr-1456	100	14	-	-	ADJ
amfbr-1456	100	15	banking	banking	ADJ
amfbr-1456	100	16	system	system	NOUN
amfbr-1456	100	17	followed	follow	VERB
amfbr-1456	100	18	by	by	ADP
amfbr-1456	100	19	24.9	24.9	NUM
amfbr-1456	100	20	percent	percent	NOUN
amfbr-1456	100	21	felt	feel	VERB
amfbr-1456	100	22	neutral	neutral	ADJ
amfbr-1456	100	23	on	on	ADP
amfbr-1456	100	24	the	the	DET
amfbr-1456	100	25	statement	statement	NOUN
amfbr-1456	100	26	.	.	PUNCT
amfbr-1456	101	1	a	a	DET
amfbr-1456	101	2	good	good	ADJ
amfbr-1456	101	3	number	number	NOUN
amfbr-1456	101	4	of	of	ADP
amfbr-1456	101	5	respondents	respondent	NOUN
amfbr-1456	101	6	(	(	PUNCT
amfbr-1456	101	7	18.5	18.5	NUM
amfbr-1456	101	8	percent	percent	NOUN
amfbr-1456	101	9	)	)	PUNCT
amfbr-1456	101	10	disagreed	disagree	VERB
amfbr-1456	101	11	on	on	ADP
amfbr-1456	101	12	the	the	DET
amfbr-1456	101	13	security	security	NOUN
amfbr-1456	101	14	system	system	NOUN
amfbr-1456	101	15	of	of	ADP
amfbr-1456	101	16	online	online	ADJ
amfbr-1456	101	17	banking	banking	NOUN
amfbr-1456	101	18	.	.	PUNCT
amfbr-1456	102	1	the	the	DET
amfbr-1456	102	2	mean	mean	NOUN
amfbr-1456	102	3	of	of	ADP
amfbr-1456	102	4	the	the	DET
amfbr-1456	102	5	response	response	NOUN
amfbr-1456	102	6	is	be	AUX
amfbr-1456	102	7	comparatively	comparatively	ADV
amfbr-1456	102	8	low	low	ADJ
amfbr-1456	102	9	(	(	PUNCT
amfbr-1456	102	10	3.1756	3.1756	NUM
amfbr-1456	102	11	)	)	PUNCT
amfbr-1456	102	12	.	.	PUNCT
amfbr-1456	103	1	table	table	NOUN
amfbr-1456	103	2	5	5	NUM
amfbr-1456	103	3	.	.	PUNCT
amfbr-1456	103	4	security	security	NOUN
amfbr-1456	103	5	system	system	NOUN
amfbr-1456	103	6	source	source	NOUN
amfbr-1456	103	7	:	:	PUNCT
amfbr-1456	103	8	field	field	NOUN
amfbr-1456	103	9	survey	survey	NOUN
amfbr-1456	103	10	easy	easy	ADJ
amfbr-1456	103	11	to	to	PART
amfbr-1456	103	12	receive	receive	VERB
amfbr-1456	103	13	banking	banking	NOUN
amfbr-1456	103	14	service	service	NOUN
amfbr-1456	103	15	:	:	PUNCT
amfbr-1456	103	16	table	table	NOUN
amfbr-1456	103	17	6	6	NUM
amfbr-1456	103	18	shows	show	VERB
amfbr-1456	103	19	the	the	DET
amfbr-1456	103	20	customers	customer	NOUN
amfbr-1456	103	21	’	’	PART
amfbr-1456	103	22	perception	perception	NOUN
amfbr-1456	103	23	on	on	ADP
amfbr-1456	103	24	“	"	PUNCT
amfbr-1456	103	25	e	e	NOUN
amfbr-1456	103	26	-	-	ADJ
amfbr-1456	103	27	banking	banking	ADJ
amfbr-1456	103	28	services	service	NOUN
amfbr-1456	103	29	are	be	AUX
amfbr-1456	103	30	easy	easy	ADJ
amfbr-1456	103	31	to	to	PART
amfbr-1456	103	32	receive	receive	VERB
amfbr-1456	103	33	”	"	PUNCT
amfbr-1456	103	34	.	.	PUNCT
amfbr-1456	104	1	in	in	ADP
amfbr-1456	104	2	response	response	NOUN
amfbr-1456	104	3	to	to	ADP
amfbr-1456	104	4	the	the	DET
amfbr-1456	104	5	statement	statement	NOUN
amfbr-1456	104	6	,	,	PUNCT
amfbr-1456	104	7	highest	high	ADJ
amfbr-1456	104	8	45.4	45.4	NUM
amfbr-1456	104	9	percent	percent	NOUN
amfbr-1456	104	10	of	of	ADP
amfbr-1456	104	11	the	the	DET
amfbr-1456	104	12	respondents	respondent	NOUN
amfbr-1456	104	13	agreed	agree	VERB
amfbr-1456	104	14	on	on	ADP
amfbr-1456	104	15	the	the	DET
amfbr-1456	104	16	statement	statement	NOUN
amfbr-1456	104	17	followed	follow	VERB
amfbr-1456	104	18	by	by	ADP
amfbr-1456	104	19	23.9	23.9	NUM
amfbr-1456	104	20	percent	percent	NOUN
amfbr-1456	104	21	felt	feel	VERB
amfbr-1456	104	22	neutral	neutral	ADJ
amfbr-1456	104	23	.	.	PUNCT
amfbr-1456	105	1	the	the	DET
amfbr-1456	105	2	mean	mean	NOUN
amfbr-1456	105	3	of	of	ADP
amfbr-1456	105	4	the	the	DET
amfbr-1456	105	5	disagree	disagree	NOUN
amfbr-1456	105	6	–	–	PUNCT
amfbr-1456	105	7	2	2	NUM
amfbr-1456	105	8	28	28	NUM
amfbr-1456	105	9	13.7	13.7	NUM
amfbr-1456	105	10	mean	mean	NOUN
amfbr-1456	105	11	3.4439	3.4439	NUM
amfbr-1456	105	12	neutral	neutral	ADJ
amfbr-1456	105	13	–	–	PUNCT
amfbr-1456	105	14	3	3	NUM
amfbr-1456	105	15	59	59	NUM
amfbr-1456	105	16	28.8	28.8	NUM
amfbr-1456	105	17	std	std	NOUN
amfbr-1456	105	18	.	.	PUNCT
amfbr-1456	106	1	deviation	deviation	NOUN
amfbr-1456	106	2	.94091	.94091	NOUN
amfbr-1456	106	3	agree	agree	VERB
amfbr-1456	106	4	–	–	PUNCT
amfbr-1456	106	5	4	4	NUM
amfbr-1456	106	6	93	93	NUM
amfbr-1456	106	7	45.4	45.4	NUM
amfbr-1456	106	8	strongly	strongly	ADV
amfbr-1456	106	9	agree	agree	VERB
amfbr-1456	106	10	–	–	PUNCT
amfbr-1456	106	11	5	5	NUM
amfbr-1456	106	12	19	19	NUM
amfbr-1456	106	13	9.3	9.3	NUM
amfbr-1456	106	14	total	total	NOUN
amfbr-1456	106	15	205	205	NUM
amfbr-1456	106	16	100.0	100.0	NUM
amfbr-1456	106	17	responses	response	NOUN
amfbr-1456	106	18	frequency	frequency	NOUN
amfbr-1456	106	19	percent	percent	NOUN
amfbr-1456	106	20	strongly	strongly	ADV
amfbr-1456	106	21	disagree	disagree	VERB
amfbr-1456	106	22	–	–	PUNCT
amfbr-1456	106	23	1	1	NUM
amfbr-1456	106	24	0	0	NUM
amfbr-1456	106	25	0.0	0.0	NUM
amfbr-1456	106	26	disagree	disagree	VERB
amfbr-1456	106	27	–	–	PUNCT
amfbr-1456	106	28	2	2	NUM
amfbr-1456	106	29	5	5	NUM
amfbr-1456	106	30	2.4	2.4	NUM
amfbr-1456	106	31	mean	mean	NOUN
amfbr-1456	106	32	4.0439	4.0439	NUM
amfbr-1456	106	33	neutral	neutral	ADJ
amfbr-1456	106	34	–	–	PUNCT
amfbr-1456	106	35	3	3	NUM
amfbr-1456	106	36	39	39	NUM
amfbr-1456	106	37	19.0	19.0	NUM
amfbr-1456	106	38	std	std	NOUN
amfbr-1456	106	39	.	.	PUNCT
amfbr-1456	107	1	deviation	deviation	NOUN
amfbr-1456	108	1	.75604	.75604	INTJ
amfbr-1456	108	2	agree	agree	VERB
amfbr-1456	108	3	–	–	PUNCT
amfbr-1456	108	4	4	4	NUM
amfbr-1456	108	5	103	103	NUM
amfbr-1456	108	6	50.2	50.2	NUM
amfbr-1456	108	7	strongly	strongly	ADV
amfbr-1456	108	8	agree	agree	VERB
amfbr-1456	108	9	–	–	PUNCT
amfbr-1456	108	10	5	5	NUM
amfbr-1456	108	11	58	58	NUM
amfbr-1456	108	12	28.3	28.3	NUM
amfbr-1456	108	13	total	total	NOUN
amfbr-1456	108	14	205	205	NUM
amfbr-1456	108	15	100.0	100.0	NUM
amfbr-1456	108	16	responses	response	NOUN
amfbr-1456	108	17	frequency	frequency	NOUN
amfbr-1456	108	18	percent	percent	NOUN
amfbr-1456	108	19	strongly	strongly	ADV
amfbr-1456	108	20	disagree	disagree	VERB
amfbr-1456	108	21	–	–	PUNCT
amfbr-1456	108	22	1	1	NUM
amfbr-1456	108	23	19	19	NUM
amfbr-1456	108	24	9.3	9.3	NUM
amfbr-1456	108	25	disagree	disagree	VERB
amfbr-1456	108	26	–	–	PUNCT
amfbr-1456	108	27	2	2	NUM
amfbr-1456	108	28	38	38	NUM
amfbr-1456	108	29	18.5	18.5	NUM
amfbr-1456	108	30	mean	mean	NOUN
amfbr-1456	108	31	3.1756	3.1756	NUM
amfbr-1456	108	32	neutral	neutral	ADJ
amfbr-1456	108	33	–	–	PUNCT
amfbr-1456	108	34	3	3	NUM
amfbr-1456	108	35	51	51	NUM
amfbr-1456	108	36	24.9	24.9	NUM
amfbr-1456	108	37	std	std	NOUN
amfbr-1456	108	38	.	.	PUNCT
amfbr-1456	109	1	deviation	deviation	NOUN
amfbr-1456	109	2	1.08734	1.08734	NUM
amfbr-1456	109	3	agree	agree	VERB
amfbr-1456	109	4	–	–	PUNCT
amfbr-1456	109	5	4	4	NUM
amfbr-1456	109	6	82	82	NUM
amfbr-1456	109	7	40.0	40.0	NUM
amfbr-1456	109	8	strongly	strongly	ADV
amfbr-1456	109	9	agree	agree	VERB
amfbr-1456	109	10	5	5	NUM
amfbr-1456	109	11	15	15	NUM
amfbr-1456	109	12	7.3	7.3	NUM
amfbr-1456	109	13	total	total	NOUN
amfbr-1456	109	14	205	205	NUM
amfbr-1456	109	15	100.0	100.0	NUM
amfbr-1456	109	16	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	NOUN
amfbr-1456	109	17	american	american	PROPN
amfbr-1456	109	18	finance	finance	PROPN
amfbr-1456	109	19	&	&	CCONJ
amfbr-1456	109	20	banking	banking	PROPN
amfbr-1456	109	21	review	review	PROPN
amfbr-1456	109	22	vol	vol	NOUN
amfbr-1456	109	23	.	.	PROPN
amfbr-1456	110	1	6	6	NUM
amfbr-1456	110	2	,	,	PUNCT
amfbr-1456	110	3	no	no	INTJ
amfbr-1456	110	4	.	.	NOUN
amfbr-1456	110	5	1	1	NUM
amfbr-1456	110	6	;	;	PUNCT
amfbr-1456	110	7	2021	2021	NUM
amfbr-1456	110	8	20	20	NUM
amfbr-1456	110	9	responses	response	NOUN
amfbr-1456	110	10	is	be	AUX
amfbr-1456	110	11	also	also	ADV
amfbr-1456	110	12	high	high	ADJ
amfbr-1456	110	13	(	(	PUNCT
amfbr-1456	110	14	3.8878	3.8878	NUM
amfbr-1456	110	15	)	)	PUNCT
amfbr-1456	110	16	.	.	PUNCT
amfbr-1456	111	1	standard	standard	ADJ
amfbr-1456	111	2	deviation	deviation	NOUN
amfbr-1456	111	3	is	be	AUX
amfbr-1456	111	4	relatively	relatively	ADV
amfbr-1456	111	5	low	low	ADJ
amfbr-1456	111	6	(	(	PUNCT
amfbr-1456	111	7	0.88123	0.88123	NUM
amfbr-1456	111	8	)	)	PUNCT
amfbr-1456	111	9	which	which	PRON
amfbr-1456	111	10	indicates	indicate	VERB
amfbr-1456	111	11	a	a	DET
amfbr-1456	111	12	greater	great	ADJ
amfbr-1456	111	13	consistency	consistency	NOUN
amfbr-1456	111	14	in	in	ADP
amfbr-1456	111	15	the	the	DET
amfbr-1456	111	16	response	response	NOUN
amfbr-1456	111	17	to	to	ADP
amfbr-1456	111	18	the	the	DET
amfbr-1456	111	19	statement	statement	NOUN
amfbr-1456	111	20	.	.	PUNCT
amfbr-1456	112	1	table	table	NOUN
amfbr-1456	112	2	6	6	NUM
amfbr-1456	112	3	.	.	PUNCT
amfbr-1456	112	4	easy	easy	ADJ
amfbr-1456	112	5	to	to	PART
amfbr-1456	112	6	receive	receive	VERB
amfbr-1456	112	7	banking	banking	NOUN
amfbr-1456	112	8	service	service	NOUN
amfbr-1456	112	9	source	source	NOUN
amfbr-1456	112	10	:	:	PUNCT
amfbr-1456	112	11	field	field	NOUN
amfbr-1456	112	12	survey	survey	NOUN
amfbr-1456	112	13	anytime	anytime	ADV
amfbr-1456	112	14	,	,	PUNCT
amfbr-1456	112	15	anywhere	anywhere	ADV
amfbr-1456	112	16	banking	banking	NOUN
amfbr-1456	112	17	facility	facility	NOUN
amfbr-1456	112	18	:	:	PUNCT
amfbr-1456	112	19	table	table	NOUN
amfbr-1456	112	20	7	7	NUM
amfbr-1456	112	21	shows	show	VERB
amfbr-1456	112	22	the	the	DET
amfbr-1456	112	23	customers	customer	NOUN
amfbr-1456	112	24	’	’	PART
amfbr-1456	112	25	assessment	assessment	NOUN
amfbr-1456	112	26	on	on	ADP
amfbr-1456	112	27	“	"	PUNCT
amfbr-1456	112	28	e	e	NOUN
amfbr-1456	112	29	-	-	NOUN
amfbr-1456	112	30	banking	banking	NOUN
amfbr-1456	112	31	offers	offer	VERB
amfbr-1456	112	32	anytime	anytime	ADV
amfbr-1456	112	33	,	,	PUNCT
amfbr-1456	112	34	anywhere	anywhere	ADV
amfbr-1456	112	35	banking	banking	NOUN
amfbr-1456	112	36	facility	facility	NOUN
amfbr-1456	112	37	”	"	PUNCT
amfbr-1456	112	38	.	.	PUNCT
amfbr-1456	113	1	in	in	ADP
amfbr-1456	113	2	response	response	NOUN
amfbr-1456	113	3	to	to	ADP
amfbr-1456	113	4	the	the	DET
amfbr-1456	113	5	statement	statement	NOUN
amfbr-1456	113	6	,	,	PUNCT
amfbr-1456	113	7	majority	majority	NOUN
amfbr-1456	113	8	of	of	ADP
amfbr-1456	113	9	the	the	DET
amfbr-1456	113	10	respondents	respondent	NOUN
amfbr-1456	113	11	(	(	PUNCT
amfbr-1456	113	12	45.4	45.4	NUM
amfbr-1456	113	13	%	%	NOUN
amfbr-1456	113	14	)	)	PUNCT
amfbr-1456	113	15	agreed	agree	VERB
amfbr-1456	113	16	on	on	ADP
amfbr-1456	113	17	the	the	DET
amfbr-1456	113	18	statement	statement	NOUN
amfbr-1456	113	19	and	and	CCONJ
amfbr-1456	113	20	a	a	DET
amfbr-1456	113	21	high	high	ADJ
amfbr-1456	113	22	percentage	percentage	NOUN
amfbr-1456	113	23	of	of	ADP
amfbr-1456	113	24	respondents	respondent	NOUN
amfbr-1456	113	25	(	(	PUNCT
amfbr-1456	113	26	22.4	22.4	NUM
amfbr-1456	113	27	%	%	NOUN
amfbr-1456	113	28	)	)	PUNCT
amfbr-1456	113	29	felt	feel	VERB
amfbr-1456	113	30	neutral	neutral	ADJ
amfbr-1456	113	31	on	on	ADP
amfbr-1456	113	32	the	the	DET
amfbr-1456	113	33	issue	issue	NOUN
amfbr-1456	113	34	though	though	SCONJ
amfbr-1456	113	35	a	a	DET
amfbr-1456	113	36	good	good	ADJ
amfbr-1456	113	37	percentage	percentage	NOUN
amfbr-1456	113	38	of	of	ADP
amfbr-1456	113	39	respondents	respondent	NOUN
amfbr-1456	113	40	disagreed	disagree	VERB
amfbr-1456	113	41	(	(	PUNCT
amfbr-1456	113	42	13.2	13.2	NUM
amfbr-1456	113	43	%	%	NOUN
amfbr-1456	113	44	)	)	PUNCT
amfbr-1456	113	45	on	on	ADP
amfbr-1456	113	46	it	it	PRON
amfbr-1456	113	47	.	.	PUNCT
amfbr-1456	114	1	the	the	DET
amfbr-1456	114	2	mean	mean	NOUN
amfbr-1456	114	3	of	of	ADP
amfbr-1456	114	4	the	the	DET
amfbr-1456	114	5	responses	response	NOUN
amfbr-1456	114	6	is	be	AUX
amfbr-1456	114	7	also	also	ADV
amfbr-1456	114	8	high	high	ADJ
amfbr-1456	114	9	(	(	PUNCT
amfbr-1456	114	10	3.9659	3.9659	NUM
amfbr-1456	114	11	)	)	PUNCT
amfbr-1456	114	12	.	.	PUNCT
amfbr-1456	115	1	table	table	NOUN
amfbr-1456	115	2	7	7	NUM
amfbr-1456	115	3	.	.	PUNCT
amfbr-1456	116	1	anytime	anytime	NOUN
amfbr-1456	116	2	,	,	PUNCT
amfbr-1456	116	3	anywhere	anywhere	ADV
amfbr-1456	116	4	banking	banking	NOUN
amfbr-1456	116	5	facility	facility	NOUN
amfbr-1456	116	6	source	source	NOUN
amfbr-1456	116	7	:	:	PUNCT
amfbr-1456	116	8	field	field	NOUN
amfbr-1456	116	9	survey	survey	NOUN
amfbr-1456	116	10	accuracy	accuracy	NOUN
amfbr-1456	116	11	and	and	CCONJ
amfbr-1456	116	12	effectiveness	effectiveness	NOUN
amfbr-1456	116	13	of	of	ADP
amfbr-1456	116	14	banking	banking	NOUN
amfbr-1456	116	15	system	system	NOUN
amfbr-1456	116	16	:	:	PUNCT
amfbr-1456	116	17	customers	customer	NOUN
amfbr-1456	116	18	’	’	PART
amfbr-1456	116	19	perception	perception	NOUN
amfbr-1456	116	20	on	on	ADP
amfbr-1456	116	21	“	"	PUNCT
amfbr-1456	116	22	e	e	NOUN
amfbr-1456	116	23	-	-	NOUN
amfbr-1456	116	24	banking	banking	NOUN
amfbr-1456	116	25	provides	provide	VERB
amfbr-1456	116	26	accurate	accurate	ADJ
amfbr-1456	116	27	and	and	CCONJ
amfbr-1456	116	28	effective	effective	ADJ
amfbr-1456	116	29	banking	banking	NOUN
amfbr-1456	116	30	system	system	NOUN
amfbr-1456	116	31	”	"	PUNCT
amfbr-1456	116	32	is	be	AUX
amfbr-1456	116	33	shown	show	VERB
amfbr-1456	116	34	in	in	ADP
amfbr-1456	116	35	table	table	NOUN
amfbr-1456	116	36	8	8	NUM
amfbr-1456	116	37	.	.	PUNCT
amfbr-1456	117	1	highest	high	ADJ
amfbr-1456	117	2	42	42	NUM
amfbr-1456	117	3	percent	percent	NOUN
amfbr-1456	117	4	of	of	ADP
amfbr-1456	117	5	the	the	DET
amfbr-1456	117	6	respondents	respondent	NOUN
amfbr-1456	117	7	agreed	agree	VERB
amfbr-1456	117	8	on	on	ADP
amfbr-1456	117	9	the	the	DET
amfbr-1456	117	10	statement	statement	NOUN
amfbr-1456	117	11	followed	follow	VERB
amfbr-1456	117	12	by	by	ADP
amfbr-1456	117	13	27.3	27.3	NUM
amfbr-1456	117	14	percent	percent	NOUN
amfbr-1456	117	15	felt	feel	VERB
amfbr-1456	117	16	neutral	neutral	ADJ
amfbr-1456	117	17	.	.	PUNCT
amfbr-1456	118	1	besides	besides	SCONJ
amfbr-1456	118	2	,	,	PUNCT
amfbr-1456	118	3	18	18	NUM
amfbr-1456	118	4	percent	percent	NOUN
amfbr-1456	118	5	respondents	respondent	NOUN
amfbr-1456	118	6	strongly	strongly	ADV
amfbr-1456	118	7	agreed	agree	VERB
amfbr-1456	118	8	on	on	ADP
amfbr-1456	118	9	it	it	PRON
amfbr-1456	118	10	.	.	PUNCT
amfbr-1456	119	1	the	the	DET
amfbr-1456	119	2	man	man	NOUN
amfbr-1456	119	3	score	score	NOUN
amfbr-1456	119	4	is	be	AUX
amfbr-1456	119	5	average	average	ADJ
amfbr-1456	119	6	(	(	PUNCT
amfbr-1456	119	7	3.6049	3.6049	NUM
amfbr-1456	119	8	)	)	PUNCT
amfbr-1456	119	9	but	but	CCONJ
amfbr-1456	119	10	standard	standard	ADJ
amfbr-1456	119	11	deviation	deviation	NOUN
amfbr-1456	119	12	is	be	AUX
amfbr-1456	119	13	little	little	ADJ
amfbr-1456	119	14	bit	bit	NOUN
amfbr-1456	119	15	higher	high	ADJ
amfbr-1456	119	16	(	(	PUNCT
amfbr-1456	119	17	1.02660	1.02660	NUM
amfbr-1456	119	18	)	)	PUNCT
amfbr-1456	119	19	.	.	PUNCT
amfbr-1456	120	1	table	table	NOUN
amfbr-1456	120	2	8	8	NUM
amfbr-1456	120	3	.	.	PUNCT
amfbr-1456	121	1	accuracy	accuracy	NOUN
amfbr-1456	121	2	and	and	CCONJ
amfbr-1456	121	3	effectiveness	effectiveness	NOUN
amfbr-1456	121	4	of	of	ADP
amfbr-1456	121	5	banking	banking	NOUN
amfbr-1456	121	6	system	system	NOUN
amfbr-1456	121	7	responses	response	VERB
amfbr-1456	121	8	frequency	frequency	NOUN
amfbr-1456	121	9	percent	percent	NOUN
amfbr-1456	121	10	strongly	strongly	ADV
amfbr-1456	121	11	disagree	disagree	VERB
amfbr-1456	121	12	–	–	PUNCT
amfbr-1456	121	13	1	1	NUM
amfbr-1456	121	14	11	11	NUM
amfbr-1456	121	15	5.4	5.4	NUM
amfbr-1456	121	16	disagree	disagree	VERB
amfbr-1456	121	17	–	–	PUNCT
amfbr-1456	121	18	2	2	NUM
amfbr-1456	121	19	27	27	NUM
amfbr-1456	121	20	13.2	13.2	NUM
amfbr-1456	121	21	mean	mean	NOUN
amfbr-1456	121	22	3.4585	3.4585	NUM
amfbr-1456	121	23	neutral	neutral	ADJ
amfbr-1456	121	24	–	–	PUNCT
amfbr-1456	121	25	3	3	NUM
amfbr-1456	121	26	49	49	NUM
amfbr-1456	121	27	23.9	23.9	NUM
amfbr-1456	121	28	std	std	NOUN
amfbr-1456	121	29	.	.	PUNCT
amfbr-1456	122	1	deviation	deviation	NOUN
amfbr-1456	122	2	1.04059	1.04059	NUM
amfbr-1456	122	3	agree	agree	VERB
amfbr-1456	122	4	–	–	PUNCT
amfbr-1456	122	5	4	4	NUM
amfbr-1456	122	6	93	93	NUM
amfbr-1456	122	7	45.4	45.4	NUM
amfbr-1456	122	8	strongly	strongly	ADV
amfbr-1456	122	9	agree	agree	VERB
amfbr-1456	122	10	–	–	PUNCT
amfbr-1456	122	11	5	5	NUM
amfbr-1456	122	12	25	25	NUM
amfbr-1456	122	13	12.2	12.2	NUM
amfbr-1456	122	14	total	total	NOUN
amfbr-1456	122	15	205	205	NUM
amfbr-1456	122	16	100.0	100.0	NUM
amfbr-1456	122	17	responses	response	NOUN
amfbr-1456	122	18	frequency	frequency	NOUN
amfbr-1456	122	19	percent	percent	NOUN
amfbr-1456	122	20	strongly	strongly	ADV
amfbr-1456	122	21	disagree	disagree	VERB
amfbr-1456	122	22	–	–	PUNCT
amfbr-1456	122	23	1	1	NUM
amfbr-1456	122	24	3	3	NUM
amfbr-1456	122	25	1.5	1.5	NUM
amfbr-1456	122	26	disagree	disagree	VERB
amfbr-1456	122	27	–	–	PUNCT
amfbr-1456	122	28	2	2	NUM
amfbr-1456	122	29	16	16	NUM
amfbr-1456	122	30	7.8	7.8	NUM
amfbr-1456	122	31	mean	mean	NOUN
amfbr-1456	122	32	3.9659	3.9659	NUM
amfbr-1456	122	33	neutral	neutral	ADJ
amfbr-1456	122	34	–	–	PUNCT
amfbr-1456	122	35	3	3	NUM
amfbr-1456	122	36	29	29	NUM
amfbr-1456	122	37	14.1	14.1	NUM
amfbr-1456	122	38	std	std	NOUN
amfbr-1456	122	39	.	.	PUNCT
amfbr-1456	123	1	deviation	deviation	NOUN
amfbr-1456	123	2	.94651	.94651	NOUN
amfbr-1456	123	3	agree	agree	VERB
amfbr-1456	123	4	–	–	PUNCT
amfbr-1456	123	5	4	4	NUM
amfbr-1456	123	6	94	94	NUM
amfbr-1456	123	7	45.9	45.9	NUM
amfbr-1456	123	8	strongly	strongly	ADV
amfbr-1456	123	9	agree	agree	VERB
amfbr-1456	123	10	–	–	PUNCT
amfbr-1456	123	11	5	5	NUM
amfbr-1456	123	12	63	63	NUM
amfbr-1456	123	13	30.7	30.7	NUM
amfbr-1456	123	14	total	total	NOUN
amfbr-1456	123	15	205	205	NUM
amfbr-1456	123	16	100.0	100.0	NUM
amfbr-1456	123	17	responses	response	NOUN
amfbr-1456	123	18	frequency	frequency	NOUN
amfbr-1456	123	19	percent	percent	NOUN
amfbr-1456	123	20	strongly	strongly	ADV
amfbr-1456	123	21	disagree	disagree	VERB
amfbr-1456	123	22	–	–	PUNCT
amfbr-1456	123	23	1	1	NUM
amfbr-1456	123	24	10	10	NUM
amfbr-1456	123	25	4.9	4.9	NUM
amfbr-1456	123	26	disagree	disagree	VERB
amfbr-1456	123	27	–	–	PUNCT
amfbr-1456	123	28	2	2	NUM
amfbr-1456	123	29	16	16	NUM
amfbr-1456	123	30	7.8	7.8	NUM
amfbr-1456	123	31	mean	mean	NOUN
amfbr-1456	123	32	3.6049	3.6049	NUM
amfbr-1456	123	33	neutral	neutral	ADJ
amfbr-1456	123	34	–	–	PUNCT
amfbr-1456	123	35	3	3	NUM
amfbr-1456	123	36	56	56	NUM
amfbr-1456	123	37	27.3	27.3	NUM
amfbr-1456	123	38	std	std	NOUN
amfbr-1456	123	39	.	.	PUNCT
amfbr-1456	124	1	deviation	deviation	NOUN
amfbr-1456	124	2	1.02660	1.02660	NUM
amfbr-1456	124	3	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	NOUN
amfbr-1456	124	4	american	american	PROPN
amfbr-1456	124	5	finance	finance	PROPN
amfbr-1456	124	6	&	&	CCONJ
amfbr-1456	124	7	banking	banking	PROPN
amfbr-1456	124	8	review	review	PROPN
amfbr-1456	124	9	vol	vol	NOUN
amfbr-1456	124	10	.	.	PROPN
amfbr-1456	125	1	6	6	NUM
amfbr-1456	125	2	,	,	PUNCT
amfbr-1456	125	3	no	no	INTJ
amfbr-1456	125	4	.	.	NOUN
amfbr-1456	125	5	1	1	NUM
amfbr-1456	125	6	;	;	PUNCT
amfbr-1456	125	7	2021	2021	NUM
amfbr-1456	125	8	21	21	NUM
amfbr-1456	125	9	source	source	NOUN
amfbr-1456	125	10	:	:	PUNCT
amfbr-1456	125	11	field	field	NOUN
amfbr-1456	125	12	survey	survey	NOUN
amfbr-1456	125	13	challenges	challenge	NOUN
amfbr-1456	125	14	of	of	ADP
amfbr-1456	125	15	e	e	NOUN
amfbr-1456	125	16	-	-	NOUN
amfbr-1456	125	17	banking	banking	ADJ
amfbr-1456	125	18	e	e	NOUN
amfbr-1456	125	19	-	-	NOUN
amfbr-1456	125	20	banking	banking	NOUN
amfbr-1456	125	21	facilitates	facilitate	VERB
amfbr-1456	125	22	customers	customer	NOUN
amfbr-1456	125	23	to	to	PART
amfbr-1456	125	24	access	access	VERB
amfbr-1456	125	25	their	their	PRON
amfbr-1456	125	26	accounts	account	NOUN
amfbr-1456	125	27	,	,	PUNCT
amfbr-1456	125	28	obtain	obtain	VERB
amfbr-1456	125	29	information	information	NOUN
amfbr-1456	125	30	,	,	PUNCT
amfbr-1456	125	31	and	and	CCONJ
amfbr-1456	125	32	transfer	transfer	VERB
amfbr-1456	125	33	money	money	NOUN
amfbr-1456	125	34	between	between	ADP
amfbr-1456	125	35	different	different	ADJ
amfbr-1456	125	36	accounts	account	NOUN
amfbr-1456	125	37	and	and	CCONJ
amfbr-1456	125	38	making	make	VERB
amfbr-1456	125	39	payment	payment	NOUN
amfbr-1456	125	40	via	via	ADP
amfbr-1456	125	41	online	online	ADJ
amfbr-1456	125	42	channel	channel	NOUN
amfbr-1456	125	43	.	.	PUNCT
amfbr-1456	126	1	customers	customer	NOUN
amfbr-1456	126	2	can	can	AUX
amfbr-1456	126	3	enjoy	enjoy	VERB
amfbr-1456	126	4	anytime	anytime	ADV
amfbr-1456	126	5	,	,	PUNCT
amfbr-1456	126	6	anywhere	anywhere	ADV
amfbr-1456	126	7	banking	banking	NOUN
amfbr-1456	126	8	facilities	facility	NOUN
amfbr-1456	126	9	and	and	CCONJ
amfbr-1456	126	10	receive	receive	VERB
amfbr-1456	126	11	wide	wide	ADJ
amfbr-1456	126	12	range	range	NOUN
amfbr-1456	126	13	of	of	ADP
amfbr-1456	126	14	service	service	NOUN
amfbr-1456	126	15	across	across	ADP
amfbr-1456	126	16	the	the	DET
amfbr-1456	126	17	country	country	NOUN
amfbr-1456	126	18	.	.	PUNCT
amfbr-1456	127	1	despite	despite	SCONJ
amfbr-1456	127	2	the	the	DET
amfbr-1456	127	3	different	different	ADJ
amfbr-1456	127	4	attractive	attractive	ADJ
amfbr-1456	127	5	issues	issue	NOUN
amfbr-1456	127	6	,	,	PUNCT
amfbr-1456	127	7	adoption	adoption	NOUN
amfbr-1456	127	8	of	of	ADP
amfbr-1456	127	9	e	e	NOUN
amfbr-1456	127	10	-	-	NOUN
amfbr-1456	127	11	banking	banking	NOUN
amfbr-1456	127	12	faces	face	VERB
amfbr-1456	127	13	a	a	DET
amfbr-1456	127	14	number	number	NOUN
amfbr-1456	127	15	of	of	ADP
amfbr-1456	127	16	challenges	challenge	NOUN
amfbr-1456	127	17	in	in	ADP
amfbr-1456	127	18	bangladesh	bangladesh	NOUN
amfbr-1456	127	19	.	.	PUNCT
amfbr-1456	128	1	the	the	DET
amfbr-1456	128	2	challenges	challenge	NOUN
amfbr-1456	128	3	of	of	ADP
amfbr-1456	128	4	e	e	NOUN
amfbr-1456	128	5	-	-	NOUN
amfbr-1456	128	6	banking	banking	NOUN
amfbr-1456	128	7	from	from	ADP
amfbr-1456	128	8	the	the	DET
amfbr-1456	128	9	realization	realization	NOUN
amfbr-1456	128	10	of	of	ADP
amfbr-1456	128	11	customers	customer	NOUN
amfbr-1456	128	12	are	be	AUX
amfbr-1456	128	13	shown	show	VERB
amfbr-1456	128	14	in	in	ADP
amfbr-1456	128	15	table	table	NOUN
amfbr-1456	128	16	9	9	NUM
amfbr-1456	128	17	.	.	PUNCT
amfbr-1456	128	18	table	table	NOUN
amfbr-1456	128	19	9	9	NUM
amfbr-1456	128	20	.	.	PUNCT
amfbr-1456	128	21	challenges	challenge	NOUN
amfbr-1456	128	22	of	of	ADP
amfbr-1456	128	23	e	e	NOUN
amfbr-1456	128	24	-	-	ADJ
amfbr-1456	128	25	banking	banking	ADJ
amfbr-1456	128	26	source	source	NOUN
amfbr-1456	128	27	:	:	PUNCT
amfbr-1456	128	28	field	field	NOUN
amfbr-1456	128	29	survey	survey	NOUN
amfbr-1456	128	30	agree	agree	VERB
amfbr-1456	128	31	–	–	PUNCT
amfbr-1456	128	32	4	4	NUM
amfbr-1456	128	33	86	86	NUM
amfbr-1456	128	34	42.0	42.0	NUM
amfbr-1456	128	35	strongly	strongly	ADV
amfbr-1456	128	36	agree	agree	VERB
amfbr-1456	128	37	5	5	NUM
amfbr-1456	128	38	37	37	NUM
amfbr-1456	128	39	18.0	18.0	NUM
amfbr-1456	128	40	total	total	NOUN
amfbr-1456	128	41	205	205	NUM
amfbr-1456	128	42	100.0	100.0	NUM
amfbr-1456	128	43	challenges	challenge	NOUN
amfbr-1456	128	44	of	of	ADP
amfbr-1456	128	45	ebanking	ebanke	VERB
amfbr-1456	128	46	1	1	NUM
amfbr-1456	128	47	2	2	NUM
amfbr-1456	128	48	3	3	NUM
amfbr-1456	128	49	4	4	NUM
amfbr-1456	128	50	5	5	NUM
amfbr-1456	128	51	6	6	NUM
amfbr-1456	128	52	7	7	NUM
amfbr-1456	128	53	total	total	NOUN
amfbr-1456	129	1	total	total	ADJ
amfbr-1456	129	2	garrett	garrett	PROPN
amfbr-1456	129	3	score	score	NOUN
amfbr-1456	129	4	mean	mean	VERB
amfbr-1456	129	5	score	score	NOUN
amfbr-1456	129	6	rank	rank	NOUN
amfbr-1456	129	7	system	system	NOUN
amfbr-1456	129	8	complexity	complexity	NOUN
amfbr-1456	129	9	f	f	PROPN
amfbr-1456	129	10	18	18	NUM
amfbr-1456	129	11	36	36	NUM
amfbr-1456	129	12	13	13	NUM
amfbr-1456	129	13	40	40	NUM
amfbr-1456	129	14	42	42	NUM
amfbr-1456	129	15	27	27	NUM
amfbr-1456	129	16	29	29	NUM
amfbr-1456	129	17	205	205	NUM
amfbr-1456	129	18	9872	9872	NUM
amfbr-1456	129	19	48.16	48.16	NUM
amfbr-1456	129	20	5	5	NUM
amfbr-1456	129	21	fx	fx	NOUN
amfbr-1456	129	22	1422	1422	NUM
amfbr-1456	129	23	2376	2376	NUM
amfbr-1456	129	24	741	741	NUM
amfbr-1456	129	25	2000	2000	NUM
amfbr-1456	129	26	1806	1806	NUM
amfbr-1456	129	27	918	918	NUM
amfbr-1456	129	28	609	609	NUM
amfbr-1456	129	29	high	high	ADJ
amfbr-1456	129	30	service	service	NOUN
amfbr-1456	129	31	charge	charge	NOUN
amfbr-1456	129	32	f	f	PROPN
amfbr-1456	129	33	27	27	NUM
amfbr-1456	129	34	20	20	NUM
amfbr-1456	129	35	38	38	NUM
amfbr-1456	129	36	35	35	NUM
amfbr-1456	129	37	45	45	NUM
amfbr-1456	129	38	29	29	NUM
amfbr-1456	129	39	11	11	NUM
amfbr-1456	129	40	205	205	NUM
amfbr-1456	129	41	10521	10521	NUM
amfbr-1456	129	42	51.32	51.32	NUM
amfbr-1456	129	43	4	4	NUM
amfbr-1456	129	44	fx	fx	PROPN
amfbr-1456	129	45	2133	2133	NUM
amfbr-1456	129	46	1320	1320	NUM
amfbr-1456	129	47	2166	2166	NUM
amfbr-1456	129	48	1750	1750	NUM
amfbr-1456	129	49	1935	1935	NUM
amfbr-1456	129	50	986	986	NUM
amfbr-1456	129	51	231	231	NUM
amfbr-1456	129	52	insufficient	insufficient	ADJ
amfbr-1456	129	53	infrastructure	infrastructure	NOUN
amfbr-1456	129	54	f	f	PROPN
amfbr-1456	129	55	39	39	NUM
amfbr-1456	129	56	48	48	NUM
amfbr-1456	129	57	26	26	NUM
amfbr-1456	129	58	27	27	NUM
amfbr-1456	129	59	15	15	NUM
amfbr-1456	129	60	29	29	NUM
amfbr-1456	129	61	21	21	NUM
amfbr-1456	129	62	205	205	NUM
amfbr-1456	129	63	11153	11153	NUM
amfbr-1456	129	64	54.40	54.40	NUM
amfbr-1456	129	65	2	2	NUM
amfbr-1456	129	66	fx	fx	NOUN
amfbr-1456	129	67	3081	3081	NUM
amfbr-1456	129	68	3168	3168	NUM
amfbr-1456	129	69	1482	1482	NUM
amfbr-1456	129	70	1350	1350	NUM
amfbr-1456	129	71	645	645	NUM
amfbr-1456	129	72	986	986	NUM
amfbr-1456	129	73	441	441	NUM
amfbr-1456	129	74	lack	lack	NOUN
amfbr-1456	129	75	of	of	ADP
amfbr-1456	129	76	knowledge	knowledge	NOUN
amfbr-1456	129	77	of	of	ADP
amfbr-1456	129	78	customers	customer	NOUN
amfbr-1456	129	79	f	f	PROPN
amfbr-1456	129	80	13	13	NUM
amfbr-1456	129	81	29	29	NUM
amfbr-1456	129	82	37	37	NUM
amfbr-1456	129	83	31	31	NUM
amfbr-1456	129	84	13	13	NUM
amfbr-1456	129	85	36	36	NUM
amfbr-1456	129	86	46	46	NUM
amfbr-1456	129	87	205	205	NUM
amfbr-1456	129	88	9349	9349	NUM
amfbr-1456	129	89	45.60	45.60	NUM
amfbr-1456	129	90	6	6	NUM
amfbr-1456	129	91	fx	fx	PROPN
amfbr-1456	129	92	1027	1027	NUM
amfbr-1456	129	93	1914	1914	NUM
amfbr-1456	129	94	2109	2109	NUM
amfbr-1456	129	95	1550	1550	NUM
amfbr-1456	129	96	559	559	NUM
amfbr-1456	129	97	1224	1224	NUM
amfbr-1456	129	98	966	966	NUM
amfbr-1456	129	99	technological	technological	ADJ
amfbr-1456	129	100	disturbance	disturbance	NOUN
amfbr-1456	129	101	f	f	PROPN
amfbr-1456	129	102	44	44	NUM
amfbr-1456	129	103	38	38	NUM
amfbr-1456	129	104	31	31	NUM
amfbr-1456	129	105	29	29	NUM
amfbr-1456	129	106	20	20	NUM
amfbr-1456	129	107	20	20	NUM
amfbr-1456	129	108	23	23	NUM
amfbr-1456	129	109	205	205	NUM
amfbr-1456	129	110	11224	11224	NUM
amfbr-1456	129	111	54.75	54.75	NUM
amfbr-1456	129	112	1	1	NUM
amfbr-1456	129	113	fx	fx	PROPN
amfbr-1456	129	114	3476	3476	NUM
amfbr-1456	129	115	2508	2508	NUM
amfbr-1456	129	116	1767	1767	NUM
amfbr-1456	129	117	1450	1450	NUM
amfbr-1456	129	118	860	860	NUM
amfbr-1456	129	119	680	680	NUM
amfbr-1456	129	120	483	483	NUM
amfbr-1456	129	121	unavailability	unavailability	NOUN
amfbr-1456	129	122	of	of	ADP
amfbr-1456	129	123	service	service	NOUN
amfbr-1456	129	124	in	in	ADP
amfbr-1456	129	125	rural	rural	ADJ
amfbr-1456	129	126	areas	area	NOUN
amfbr-1456	129	127	f	f	PROPN
amfbr-1456	130	1	40	40	NUM
amfbr-1456	130	2	24	24	NUM
amfbr-1456	130	3	32	32	NUM
amfbr-1456	130	4	27	27	NUM
amfbr-1456	130	5	28	28	NUM
amfbr-1456	130	6	30	30	NUM
amfbr-1456	130	7	24	24	NUM
amfbr-1456	130	8	205	205	NUM
amfbr-1456	130	9	10652	10652	NUM
amfbr-1456	130	10	51.96	51.96	NUM
amfbr-1456	130	11	3	3	NUM
amfbr-1456	130	12	fx	fx	PROPN
amfbr-1456	130	13	3160	3160	NUM
amfbr-1456	130	14	1584	1584	NUM
amfbr-1456	130	15	1824	1824	NUM
amfbr-1456	130	16	1350	1350	NUM
amfbr-1456	130	17	1204	1204	NUM
amfbr-1456	130	18	1020	1020	NUM
amfbr-1456	130	19	504	504	NUM
amfbr-1456	130	20	high	high	ADJ
amfbr-1456	130	21	investment	investment	NOUN
amfbr-1456	130	22	in	in	ADP
amfbr-1456	130	23	automation	automation	NOUN
amfbr-1456	130	24	&	&	CCONJ
amfbr-1456	130	25	maintenance	maintenance	PROPN
amfbr-1456	130	26	f	f	PROPN
amfbr-1456	130	27	24	24	NUM
amfbr-1456	130	28	10	10	NUM
amfbr-1456	130	29	28	28	NUM
amfbr-1456	130	30	16	16	NUM
amfbr-1456	130	31	42	42	NUM
amfbr-1456	130	32	34	34	NUM
amfbr-1456	130	33	51	51	NUM
amfbr-1456	130	34	205	205	NUM
amfbr-1456	130	35	8985	8985	NUM
amfbr-1456	130	36	43.83	43.83	NUM
amfbr-1456	130	37	7	7	NUM
amfbr-1456	130	38	fx	fx	NOUN
amfbr-1456	130	39	1896	1896	NUM
amfbr-1456	130	40	660	660	NUM
amfbr-1456	130	41	1596	1596	NUM
amfbr-1456	130	42	800	800	NUM
amfbr-1456	130	43	1806	1806	NUM
amfbr-1456	130	44	1156	1156	NUM
amfbr-1456	130	45	1071	1071	NUM
amfbr-1456	130	46	79	79	NUM
amfbr-1456	130	47	66	66	NUM
amfbr-1456	130	48	57	57	NUM
amfbr-1456	130	49	50	50	NUM
amfbr-1456	130	50	43	43	NUM
amfbr-1456	130	51	34	34	NUM
amfbr-1456	130	52	21	21	NUM
amfbr-1456	130	53	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	NOUN
amfbr-1456	130	54	american	american	PROPN
amfbr-1456	130	55	finance	finance	PROPN
amfbr-1456	130	56	&	&	CCONJ
amfbr-1456	130	57	banking	banking	PROPN
amfbr-1456	130	58	review	review	PROPN
amfbr-1456	130	59	vol	vol	NOUN
amfbr-1456	130	60	.	.	PROPN
amfbr-1456	131	1	6	6	NUM
amfbr-1456	131	2	,	,	PUNCT
amfbr-1456	131	3	no	no	INTJ
amfbr-1456	131	4	.	.	NOUN
amfbr-1456	131	5	1	1	NUM
amfbr-1456	131	6	;	;	PUNCT
amfbr-1456	131	7	2021	2021	NUM
amfbr-1456	131	8	22	22	NUM
amfbr-1456	131	9	customers	customer	NOUN
amfbr-1456	131	10	perceived	perceive	VERB
amfbr-1456	131	11	the	the	DET
amfbr-1456	131	12	technological	technological	ADJ
amfbr-1456	131	13	disturbance	disturbance	NOUN
amfbr-1456	131	14	as	as	ADP
amfbr-1456	131	15	the	the	DET
amfbr-1456	131	16	first	first	ADJ
amfbr-1456	131	17	challenge	challenge	NOUN
amfbr-1456	131	18	(	(	PUNCT
amfbr-1456	131	19	mean	mean	VERB
amfbr-1456	131	20	score	score	NOUN
amfbr-1456	131	21	54.75	54.75	NUM
amfbr-1456	131	22	)	)	PUNCT
amfbr-1456	131	23	to	to	PART
amfbr-1456	131	24	implement	implement	VERB
amfbr-1456	131	25	e	e	NOUN
amfbr-1456	131	26	-	-	ADJ
amfbr-1456	131	27	banking	banking	ADJ
amfbr-1456	131	28	system	system	NOUN
amfbr-1456	131	29	.	.	PUNCT
amfbr-1456	132	1	insufficient	insufficient	ADJ
amfbr-1456	132	2	infrastructure	infrastructure	NOUN
amfbr-1456	132	3	(	(	PUNCT
amfbr-1456	132	4	mean	mean	INTJ
amfbr-1456	132	5	value	value	NOUN
amfbr-1456	132	6	54.40	54.40	NUM
amfbr-1456	132	7	)	)	PUNCT
amfbr-1456	132	8	is	be	AUX
amfbr-1456	132	9	placed	place	VERB
amfbr-1456	132	10	at	at	ADP
amfbr-1456	132	11	the	the	DET
amfbr-1456	132	12	second	second	ADJ
amfbr-1456	132	13	position	position	NOUN
amfbr-1456	132	14	in	in	ADP
amfbr-1456	132	15	the	the	DET
amfbr-1456	132	16	table	table	NOUN
amfbr-1456	132	17	followed	follow	VERB
amfbr-1456	132	18	by	by	ADP
amfbr-1456	132	19	unavailability	unavailability	NOUN
amfbr-1456	132	20	of	of	ADP
amfbr-1456	132	21	service	service	NOUN
amfbr-1456	132	22	in	in	ADP
amfbr-1456	132	23	rural	rural	ADJ
amfbr-1456	132	24	areas	area	NOUN
amfbr-1456	132	25	(	(	PUNCT
amfbr-1456	132	26	mean	mean	INTJ
amfbr-1456	132	27	value	value	NOUN
amfbr-1456	132	28	51.96	51.96	NUM
amfbr-1456	132	29	)	)	PUNCT
amfbr-1456	132	30	.	.	PUNCT
amfbr-1456	133	1	slow	slow	ADJ
amfbr-1456	133	2	response	response	NOUN
amfbr-1456	133	3	of	of	ADP
amfbr-1456	133	4	internet	internet	NOUN
amfbr-1456	133	5	connection	connection	NOUN
amfbr-1456	133	6	and	and	CCONJ
amfbr-1456	133	7	sometimes	sometimes	ADV
amfbr-1456	133	8	internet	internet	NOUN
amfbr-1456	133	9	connection	connection	NOUN
amfbr-1456	133	10	break	break	VERB
amfbr-1456	133	11	down	down	ADP
amfbr-1456	133	12	which	which	PRON
amfbr-1456	133	13	make	make	VERB
amfbr-1456	133	14	interrupt	interrupt	ADJ
amfbr-1456	133	15	the	the	DET
amfbr-1456	133	16	e	e	NOUN
amfbr-1456	133	17	-	-	ADJ
amfbr-1456	133	18	banking	banking	ADJ
amfbr-1456	133	19	system	system	NOUN
amfbr-1456	133	20	.	.	PUNCT
amfbr-1456	134	1	e	e	X
amfbr-1456	134	2	-	-	ADJ
amfbr-1456	134	3	banking	banking	ADJ
amfbr-1456	134	4	system	system	NOUN
amfbr-1456	134	5	in	in	ADP
amfbr-1456	134	6	bangladesh	bangladesh	NOUN
amfbr-1456	134	7	is	be	AUX
amfbr-1456	134	8	still	still	ADV
amfbr-1456	134	9	suffering	suffer	VERB
amfbr-1456	134	10	from	from	ADP
amfbr-1456	134	11	lack	lack	NOUN
amfbr-1456	134	12	of	of	ADP
amfbr-1456	134	13	updated	update	VERB
amfbr-1456	134	14	and	and	CCONJ
amfbr-1456	134	15	innovative	innovative	ADJ
amfbr-1456	134	16	it	it	PRON
amfbr-1456	134	17	resources	resource	NOUN
amfbr-1456	134	18	and	and	CCONJ
amfbr-1456	134	19	power	power	NOUN
amfbr-1456	134	20	backup	backup	NOUN
amfbr-1456	134	21	for	for	ADP
amfbr-1456	134	22	running	run	VERB
amfbr-1456	134	23	the	the	DET
amfbr-1456	134	24	operation	operation	NOUN
amfbr-1456	134	25	smoothly	smoothly	ADV
amfbr-1456	134	26	.	.	PUNCT
amfbr-1456	135	1	high	high	ADJ
amfbr-1456	135	2	charge	charge	NOUN
amfbr-1456	135	3	of	of	ADP
amfbr-1456	135	4	services	service	NOUN
amfbr-1456	135	5	and	and	CCONJ
amfbr-1456	135	6	different	different	ADJ
amfbr-1456	135	7	hidden	hide	VERB
amfbr-1456	135	8	cost	cost	NOUN
amfbr-1456	135	9	in	in	ADP
amfbr-1456	135	10	addition	addition	NOUN
amfbr-1456	135	11	with	with	ADP
amfbr-1456	135	12	complexity	complexity	NOUN
amfbr-1456	135	13	in	in	ADP
amfbr-1456	135	14	operational	operational	ADJ
amfbr-1456	135	15	system	system	NOUN
amfbr-1456	135	16	discourage	discourage	VERB
amfbr-1456	135	17	customers	customer	NOUN
amfbr-1456	135	18	to	to	PART
amfbr-1456	135	19	accept	accept	VERB
amfbr-1456	135	20	online	online	ADJ
amfbr-1456	135	21	banking	banking	NOUN
amfbr-1456	135	22	.	.	PUNCT
amfbr-1456	136	1	thus	thus	ADV
amfbr-1456	136	2	customers	customer	NOUN
amfbr-1456	136	3	considered	consider	VERB
amfbr-1456	136	4	high	high	ADJ
amfbr-1456	136	5	service	service	NOUN
amfbr-1456	136	6	charge	charge	NOUN
amfbr-1456	136	7	and	and	CCONJ
amfbr-1456	136	8	system	system	NOUN
amfbr-1456	136	9	complexity	complexity	NOUN
amfbr-1456	136	10	as	as	ADP
amfbr-1456	136	11	the	the	DET
amfbr-1456	136	12	fourth	fourth	ADJ
amfbr-1456	136	13	and	and	CCONJ
amfbr-1456	136	14	fifth	fifth	ADJ
amfbr-1456	136	15	challenge	challenge	NOUN
amfbr-1456	136	16	respectively	respectively	ADV
amfbr-1456	136	17	.	.	PUNCT
amfbr-1456	137	1	customers	customer	NOUN
amfbr-1456	137	2	also	also	ADV
amfbr-1456	137	3	realized	realize	VERB
amfbr-1456	137	4	that	that	SCONJ
amfbr-1456	137	5	their	their	PRON
amfbr-1456	137	6	lack	lack	NOUN
amfbr-1456	137	7	of	of	ADP
amfbr-1456	137	8	knowledge	knowledge	NOUN
amfbr-1456	137	9	and	and	CCONJ
amfbr-1456	137	10	high	high	ADJ
amfbr-1456	137	11	investment	investment	NOUN
amfbr-1456	137	12	in	in	ADP
amfbr-1456	137	13	automation	automation	NOUN
amfbr-1456	137	14	&	&	CCONJ
amfbr-1456	137	15	maintenance	maintenance	NOUN
amfbr-1456	137	16	are	be	AUX
amfbr-1456	137	17	least	least	ADV
amfbr-1456	137	18	important	important	ADJ
amfbr-1456	137	19	challenges	challenge	NOUN
amfbr-1456	137	20	to	to	PART
amfbr-1456	137	21	implement	implement	VERB
amfbr-1456	137	22	e	e	NOUN
amfbr-1456	137	23	-	-	ADJ
amfbr-1456	137	24	banking	banking	ADJ
amfbr-1456	137	25	system	system	NOUN
amfbr-1456	137	26	.	.	PUNCT
amfbr-1456	138	1	strategies	strategy	NOUN
amfbr-1456	138	2	required	require	VERB
amfbr-1456	138	3	to	to	PART
amfbr-1456	138	4	improve	improve	VERB
amfbr-1456	138	5	e	e	NOUN
amfbr-1456	138	6	-	-	NOUN
amfbr-1456	138	7	banking	banking	NOUN
amfbr-1456	138	8	:	:	PUNCT
amfbr-1456	138	9	to	to	PART
amfbr-1456	138	10	meet	meet	VERB
amfbr-1456	138	11	the	the	DET
amfbr-1456	138	12	challenges	challenge	NOUN
amfbr-1456	138	13	and	and	CCONJ
amfbr-1456	138	14	provide	provide	VERB
amfbr-1456	138	15	better	well	ADJ
amfbr-1456	138	16	banking	banking	NOUN
amfbr-1456	138	17	service	service	NOUN
amfbr-1456	138	18	banks	bank	NOUN
amfbr-1456	138	19	need	need	VERB
amfbr-1456	138	20	to	to	PART
amfbr-1456	138	21	develop	develop	VERB
amfbr-1456	138	22	strategic	strategic	ADJ
amfbr-1456	138	23	plan	plan	NOUN
amfbr-1456	138	24	for	for	ADP
amfbr-1456	138	25	promoting	promote	VERB
amfbr-1456	138	26	e	e	NOUN
amfbr-1456	138	27	-	-	ADJ
amfbr-1456	138	28	banking	banking	ADJ
amfbr-1456	138	29	system	system	NOUN
amfbr-1456	138	30	.	.	PUNCT
amfbr-1456	139	1	the	the	DET
amfbr-1456	139	2	required	require	VERB
amfbr-1456	139	3	strategies	strategy	NOUN
amfbr-1456	139	4	from	from	ADP
amfbr-1456	139	5	the	the	DET
amfbr-1456	139	6	assessment	assessment	NOUN
amfbr-1456	139	7	of	of	ADP
amfbr-1456	139	8	customers	customer	NOUN
amfbr-1456	139	9	are	be	AUX
amfbr-1456	139	10	showed	show	VERB
amfbr-1456	139	11	in	in	ADP
amfbr-1456	139	12	table	table	NOUN
amfbr-1456	139	13	10	10	NUM
amfbr-1456	139	14	.	.	PUNCT
amfbr-1456	139	15	table	table	NOUN
amfbr-1456	139	16	10	10	NUM
amfbr-1456	139	17	.	.	PUNCT
amfbr-1456	140	1	strategies	strategy	NOUN
amfbr-1456	140	2	strategies	strategy	NOUN
amfbr-1456	140	3	1	1	NUM
amfbr-1456	140	4	2	2	NUM
amfbr-1456	140	5	3	3	NUM
amfbr-1456	140	6	4	4	NUM
amfbr-1456	140	7	5	5	NUM
amfbr-1456	140	8	6	6	NUM
amfbr-1456	140	9	7	7	NUM
amfbr-1456	140	10	8	8	NUM
amfbr-1456	140	11	total	total	NOUN
amfbr-1456	140	12	total	total	ADJ
amfbr-1456	140	13	garrett	garrett	PROPN
amfbr-1456	140	14	score	score	NOUN
amfbr-1456	140	15	mean	mean	VERB
amfbr-1456	140	16	score	score	NOUN
amfbr-1456	140	17	rank	rank	NOUN
amfbr-1456	140	18	increasing	increase	VERB
amfbr-1456	140	19	promotion	promotion	NOUN
amfbr-1456	140	20	to	to	PART
amfbr-1456	140	21	build	build	VERB
amfbr-1456	140	22	customers	customer	NOUN
amfbr-1456	140	23	’	’	PART
amfbr-1456	140	24	awareness	awareness	NOUN
amfbr-1456	140	25	f	f	NOUN
amfbr-1456	140	26	24	24	NUM
amfbr-1456	140	27	29	29	NUM
amfbr-1456	141	1	42	42	NUM
amfbr-1456	141	2	33	33	NUM
amfbr-1456	141	3	20	20	NUM
amfbr-1456	141	4	19	19	NUM
amfbr-1456	141	5	15	15	NUM
amfbr-1456	141	6	23	23	NUM
amfbr-1456	141	7	205	205	NUM
amfbr-1456	141	8	10787	10787	NUM
amfbr-1456	141	9	52.62	52.62	NUM
amfbr-1456	141	10	4	4	NUM
amfbr-1456	141	11	fx	fx	PROPN
amfbr-1456	141	12	1920	1920	NUM
amfbr-1456	141	13	1943	1943	NUM
amfbr-1456	141	14	2520	2520	NUM
amfbr-1456	141	15	1749	1749	NUM
amfbr-1456	141	16	940	940	NUM
amfbr-1456	141	17	760	760	NUM
amfbr-1456	141	18	495	495	NUM
amfbr-1456	141	19	460	460	NUM
amfbr-1456	141	20	offering	offer	VERB
amfbr-1456	141	21	cheap	cheap	ADJ
amfbr-1456	141	22	and	and	CCONJ
amfbr-1456	141	23	attractive	attractive	ADJ
amfbr-1456	141	24	ebanking	ebanking	ADJ
amfbr-1456	141	25	product	product	NOUN
amfbr-1456	141	26	f	f	PROPN
amfbr-1456	141	27	11	11	NUM
amfbr-1456	141	28	15	15	NUM
amfbr-1456	141	29	16	16	NUM
amfbr-1456	141	30	29	29	NUM
amfbr-1456	141	31	28	28	NUM
amfbr-1456	141	32	37	37	NUM
amfbr-1456	141	33	40	40	NUM
amfbr-1456	141	34	39	39	NUM
amfbr-1456	141	35	205	205	NUM
amfbr-1456	141	36	9278	9278	NUM
amfbr-1456	141	37	45.26	45.26	NUM
amfbr-1456	141	38	7	7	NUM
amfbr-1456	141	39	fx	fx	PROPN
amfbr-1456	141	40	800	800	NUM
amfbr-1456	141	41	1005	1005	NUM
amfbr-1456	141	42	960	960	NUM
amfbr-1456	141	43	1537	1537	NUM
amfbr-1456	141	44	1316	1316	NUM
amfbr-1456	141	45	1480	1480	NUM
amfbr-1456	141	46	1320	1320	NUM
amfbr-1456	141	47	780	780	NUM
amfbr-1456	141	48	development	development	NOUN
amfbr-1456	141	49	of	of	ADP
amfbr-1456	141	50	infrastructure	infrastructure	NOUN
amfbr-1456	141	51	f	f	PROPN
amfbr-1456	141	52	51	51	NUM
amfbr-1456	141	53	32	32	NUM
amfbr-1456	141	54	30	30	NUM
amfbr-1456	141	55	22	22	NUM
amfbr-1456	141	56	18	18	NUM
amfbr-1456	141	57	16	16	NUM
amfbr-1456	141	58	21	21	NUM
amfbr-1456	141	59	15	15	NUM
amfbr-1456	141	60	205	205	NUM
amfbr-1456	141	61	11669	11669	NUM
amfbr-1456	141	62	56.92	56.92	NUM
amfbr-1456	141	63	1	1	NUM
amfbr-1456	141	64	fx	fx	PROPN
amfbr-1456	141	65	4080	4080	NUM
amfbr-1456	141	66	2144	2144	NUM
amfbr-1456	141	67	1800	1800	NUM
amfbr-1456	141	68	1166	1166	NUM
amfbr-1456	141	69	846	846	NUM
amfbr-1456	141	70	640	640	NUM
amfbr-1456	141	71	693	693	NUM
amfbr-1456	141	72	300	300	NUM
amfbr-1456	141	73	upgrading	upgrading	NOUN
amfbr-1456	141	74	technology	technology	NOUN
amfbr-1456	141	75	f	f	PROPN
amfbr-1456	141	76	23	23	NUM
amfbr-1456	141	77	27	27	NUM
amfbr-1456	141	78	44	44	NUM
amfbr-1456	141	79	35	35	NUM
amfbr-1456	141	80	26	26	NUM
amfbr-1456	141	81	30	30	NUM
amfbr-1456	141	82	13	13	NUM
amfbr-1456	141	83	07	07	NUM
amfbr-1456	141	84	205	205	NUM
amfbr-1456	141	85	11135	11135	NUM
amfbr-1456	141	86	54.32	54.32	NUM
amfbr-1456	141	87	2	2	NUM
amfbr-1456	141	88	fx	fx	NOUN
amfbr-1456	141	89	1840	1840	NUM
amfbr-1456	141	90	1809	1809	NUM
amfbr-1456	141	91	2640	2640	NUM
amfbr-1456	141	92	1855	1855	NUM
amfbr-1456	141	93	1222	1222	NUM
amfbr-1456	141	94	1200	1200	NUM
amfbr-1456	141	95	429	429	NUM
amfbr-1456	141	96	140	140	NUM
amfbr-1456	141	97	innovative	innovative	ADJ
amfbr-1456	141	98	initiative	initiative	NOUN
amfbr-1456	141	99	of	of	ADP
amfbr-1456	141	100	bangladesh	bangladesh	PROPN
amfbr-1456	141	101	bank	bank	PROPN
amfbr-1456	141	102	f	f	PROPN
amfbr-1456	141	103	20	20	NUM
amfbr-1456	141	104	17	17	NUM
amfbr-1456	141	105	26	26	NUM
amfbr-1456	141	106	30	30	NUM
amfbr-1456	141	107	39	39	NUM
amfbr-1456	141	108	29	29	NUM
amfbr-1456	141	109	28	28	NUM
amfbr-1456	141	110	16	16	NUM
amfbr-1456	141	111	205	205	NUM
amfbr-1456	141	112	10126	10126	NUM
amfbr-1456	141	113	49.40	49.40	NUM
amfbr-1456	141	114	5	5	NUM
amfbr-1456	141	115	fx	fx	PROPN
amfbr-1456	141	116	1600	1600	NUM
amfbr-1456	141	117	1139	1139	NUM
amfbr-1456	141	118	1560	1560	NUM
amfbr-1456	141	119	1590	1590	NUM
amfbr-1456	141	120	1833	1833	NUM
amfbr-1456	141	121	1160	1160	NUM
amfbr-1456	141	122	924	924	NUM
amfbr-1456	141	123	320	320	NUM
amfbr-1456	141	124	training	training	NOUN
amfbr-1456	141	125	bank	bank	NOUN
amfbr-1456	141	126	officials	official	NOUN
amfbr-1456	141	127	on	on	ADP
amfbr-1456	141	128	online	online	ADJ
amfbr-1456	141	129	banking	banking	NOUN
amfbr-1456	142	1	f	f	PROPN
amfbr-1456	142	2	16	16	NUM
amfbr-1456	142	3	19	19	NUM
amfbr-1456	142	4	21	21	NUM
amfbr-1456	142	5	21	21	NUM
amfbr-1456	142	6	23	23	NUM
amfbr-1456	142	7	29	29	NUM
amfbr-1456	142	8	30	30	NUM
amfbr-1456	142	9	46	46	NUM
amfbr-1456	142	10	205	205	NUM
amfbr-1456	142	11	9077	9077	NUM
amfbr-1456	142	12	44.27	44.27	NUM
amfbr-1456	142	13	8	8	NUM
amfbr-1456	142	14	fx	fx	ADP
amfbr-1456	142	15	1280	1280	NUM
amfbr-1456	142	16	1273	1273	NUM
amfbr-1456	142	17	1260	1260	NUM
amfbr-1456	142	18	1113	1113	NUM
amfbr-1456	142	19	1081	1081	NUM
amfbr-1456	142	20	1160	1160	NUM
amfbr-1456	142	21	990	990	NUM
amfbr-1456	142	22	920	920	NUM
amfbr-1456	142	23	increasing	increase	VERB
amfbr-1456	142	24	security	security	NOUN
amfbr-1456	142	25	f	f	PROPN
amfbr-1456	142	26	37	37	NUM
amfbr-1456	142	27	41	41	NUM
amfbr-1456	142	28	16	16	NUM
amfbr-1456	142	29	24	24	NUM
amfbr-1456	142	30	14	14	NUM
amfbr-1456	142	31	22	22	NUM
amfbr-1456	142	32	23	23	NUM
amfbr-1456	142	33	28	28	NUM
amfbr-1456	142	34	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-1456	142	35	american	american	PROPN
amfbr-1456	142	36	finance	finance	PROPN
amfbr-1456	142	37	&	&	CCONJ
amfbr-1456	142	38	banking	banking	PROPN
amfbr-1456	142	39	review	review	PROPN
amfbr-1456	142	40	vol	vol	NOUN
amfbr-1456	142	41	.	.	PROPN
amfbr-1456	143	1	6	6	NUM
amfbr-1456	143	2	,	,	PUNCT
amfbr-1456	143	3	no	no	INTJ
amfbr-1456	143	4	.	.	NOUN
amfbr-1456	143	5	1	1	NUM
amfbr-1456	143	6	;	;	PUNCT
amfbr-1456	143	7	2021	2021	NUM
amfbr-1456	143	8	23	23	NUM
amfbr-1456	143	9	source	source	NOUN
amfbr-1456	143	10	:	:	PUNCT
amfbr-1456	143	11	field	field	NOUN
amfbr-1456	143	12	survey	survey	NOUN
amfbr-1456	143	13	customers	customer	NOUN
amfbr-1456	143	14	perceived	perceive	VERB
amfbr-1456	143	15	that	that	SCONJ
amfbr-1456	143	16	the	the	DET
amfbr-1456	143	17	infrastructure	infrastructure	NOUN
amfbr-1456	143	18	of	of	ADP
amfbr-1456	143	19	e	e	NOUN
amfbr-1456	143	20	-	-	NOUN
amfbr-1456	143	21	banking	banking	NOUN
amfbr-1456	143	22	should	should	AUX
amfbr-1456	143	23	be	be	AUX
amfbr-1456	143	24	developed	develop	VERB
amfbr-1456	143	25	and	and	CCONJ
amfbr-1456	143	26	placed	place	VERB
amfbr-1456	143	27	at	at	ADP
amfbr-1456	143	28	first	first	ADJ
amfbr-1456	143	29	position	position	NOUN
amfbr-1456	143	30	on	on	ADP
amfbr-1456	143	31	the	the	DET
amfbr-1456	143	32	needed	need	VERB
amfbr-1456	143	33	strategy	strategy	NOUN
amfbr-1456	143	34	(	(	PUNCT
amfbr-1456	143	35	mean	mean	VERB
amfbr-1456	143	36	value	value	NOUN
amfbr-1456	143	37	56.92	56.92	NUM
amfbr-1456	143	38	)	)	PUNCT
amfbr-1456	143	39	followed	follow	VERB
amfbr-1456	143	40	by	by	ADP
amfbr-1456	143	41	upgrading	upgrade	VERB
amfbr-1456	143	42	technology	technology	NOUN
amfbr-1456	143	43	with	with	ADP
amfbr-1456	143	44	a	a	DET
amfbr-1456	143	45	mean	mean	ADJ
amfbr-1456	143	46	value	value	NOUN
amfbr-1456	143	47	of	of	ADP
amfbr-1456	143	48	54.32	54.32	NUM
amfbr-1456	143	49	.	.	PUNCT
amfbr-1456	144	1	commercial	commercial	ADJ
amfbr-1456	144	2	banks	bank	NOUN
amfbr-1456	144	3	need	need	VERB
amfbr-1456	144	4	to	to	PART
amfbr-1456	144	5	be	be	AUX
amfbr-1456	144	6	updated	update	VERB
amfbr-1456	144	7	with	with	ADP
amfbr-1456	144	8	race	race	NOUN
amfbr-1456	144	9	of	of	ADP
amfbr-1456	144	10	the	the	DET
amfbr-1456	144	11	innovative	innovative	ADJ
amfbr-1456	144	12	world	world	NOUN
amfbr-1456	144	13	and	and	CCONJ
amfbr-1456	144	14	introduce	introduce	VERB
amfbr-1456	144	15	new	new	ADJ
amfbr-1456	144	16	technology	technology	NOUN
amfbr-1456	144	17	in	in	ADP
amfbr-1456	144	18	rendering	rendering	NOUN
amfbr-1456	144	19	service	service	NOUN
amfbr-1456	144	20	.	.	PUNCT
amfbr-1456	145	1	besides	besides	SCONJ
amfbr-1456	145	2	the	the	DET
amfbr-1456	145	3	commercial	commercial	ADJ
amfbr-1456	145	4	banks	bank	NOUN
amfbr-1456	145	5	,	,	PUNCT
amfbr-1456	145	6	government	government	NOUN
amfbr-1456	145	7	has	have	VERB
amfbr-1456	145	8	to	to	PART
amfbr-1456	145	9	take	take	VERB
amfbr-1456	145	10	initiative	initiative	NOUN
amfbr-1456	145	11	to	to	PART
amfbr-1456	145	12	improve	improve	VERB
amfbr-1456	145	13	infrastructure	infrastructure	NOUN
amfbr-1456	145	14	including	include	VERB
amfbr-1456	145	15	power	power	NOUN
amfbr-1456	145	16	supply	supply	NOUN
amfbr-1456	145	17	.	.	PUNCT
amfbr-1456	146	1	customers	customer	NOUN
amfbr-1456	146	2	have	have	VERB
amfbr-1456	146	3	fear	fear	NOUN
amfbr-1456	146	4	about	about	ADP
amfbr-1456	146	5	the	the	DET
amfbr-1456	146	6	security	security	NOUN
amfbr-1456	146	7	of	of	ADP
amfbr-1456	146	8	their	their	PRON
amfbr-1456	146	9	fund	fund	NOUN
amfbr-1456	146	10	,	,	PUNCT
amfbr-1456	146	11	transaction	transaction	NOUN
amfbr-1456	146	12	,	,	PUNCT
amfbr-1456	146	13	information	information	NOUN
amfbr-1456	146	14	.	.	PUNCT
amfbr-1456	147	1	thus	thus	ADV
amfbr-1456	147	2	they	they	PRON
amfbr-1456	147	3	placed	place	VERB
amfbr-1456	147	4	increasing	increase	VERB
amfbr-1456	147	5	security	security	NOUN
amfbr-1456	147	6	system	system	NOUN
amfbr-1456	147	7	in	in	ADP
amfbr-1456	147	8	third	third	ADJ
amfbr-1456	147	9	position	position	NOUN
amfbr-1456	147	10	and	and	CCONJ
amfbr-1456	147	11	expect	expect	VERB
amfbr-1456	147	12	that	that	PRON
amfbr-1456	147	13	bank	bank	NOUN
amfbr-1456	147	14	will	will	AUX
amfbr-1456	147	15	take	take	VERB
amfbr-1456	147	16	different	different	ADJ
amfbr-1456	147	17	measures	measure	NOUN
amfbr-1456	147	18	to	to	PART
amfbr-1456	147	19	improve	improve	VERB
amfbr-1456	147	20	security	security	NOUN
amfbr-1456	147	21	system	system	NOUN
amfbr-1456	147	22	and	and	CCONJ
amfbr-1456	147	23	customers	customer	NOUN
amfbr-1456	147	24	’	'	PUNCT
amfbr-1456	147	25	confident	confident	ADJ
amfbr-1456	147	26	.	.	PUNCT
amfbr-1456	148	1	customers	customer	NOUN
amfbr-1456	148	2	are	be	AUX
amfbr-1456	148	3	not	not	PART
amfbr-1456	148	4	conscious	conscious	ADJ
amfbr-1456	148	5	about	about	ADP
amfbr-1456	148	6	different	different	ADJ
amfbr-1456	148	7	e	e	NOUN
amfbr-1456	148	8	-	-	ADJ
amfbr-1456	148	9	banking	banking	ADJ
amfbr-1456	148	10	service	service	NOUN
amfbr-1456	148	11	and	and	CCONJ
amfbr-1456	148	12	feel	feel	VERB
amfbr-1456	148	13	doubt	doubt	NOUN
amfbr-1456	148	14	to	to	PART
amfbr-1456	148	15	receive	receive	VERB
amfbr-1456	148	16	innovative	innovative	ADJ
amfbr-1456	148	17	products	product	NOUN
amfbr-1456	148	18	.	.	PUNCT
amfbr-1456	149	1	customers	customer	NOUN
amfbr-1456	149	2	perceived	perceive	VERB
amfbr-1456	149	3	that	that	SCONJ
amfbr-1456	149	4	banks	bank	NOUN
amfbr-1456	149	5	should	should	AUX
amfbr-1456	149	6	focus	focus	VERB
amfbr-1456	149	7	on	on	ADP
amfbr-1456	149	8	building	build	VERB
amfbr-1456	149	9	customers	customer	NOUN
amfbr-1456	149	10	awareness	awareness	NOUN
amfbr-1456	149	11	by	by	ADP
amfbr-1456	149	12	arranging	arrange	VERB
amfbr-1456	149	13	several	several	ADJ
amfbr-1456	149	14	promotional	promotional	ADJ
amfbr-1456	149	15	campaign	campaign	NOUN
amfbr-1456	149	16	.	.	PUNCT
amfbr-1456	150	1	innovative	innovative	ADJ
amfbr-1456	150	2	initiative	initiative	NOUN
amfbr-1456	150	3	of	of	ADP
amfbr-1456	150	4	bangladesh	bangladesh	PROPN
amfbr-1456	150	5	bank	bank	PROPN
amfbr-1456	150	6	and	and	CCONJ
amfbr-1456	150	7	extension	extension	NOUN
amfbr-1456	150	8	of	of	ADP
amfbr-1456	150	9	service	service	NOUN
amfbr-1456	150	10	across	across	ADP
amfbr-1456	150	11	the	the	DET
amfbr-1456	150	12	country	country	NOUN
amfbr-1456	150	13	are	be	AUX
amfbr-1456	150	14	also	also	ADV
amfbr-1456	150	15	considered	consider	VERB
amfbr-1456	150	16	as	as	ADP
amfbr-1456	150	17	important	important	ADJ
amfbr-1456	150	18	strategy	strategy	NOUN
amfbr-1456	150	19	from	from	ADP
amfbr-1456	150	20	the	the	DET
amfbr-1456	150	21	view	view	NOUN
amfbr-1456	150	22	point	point	NOUN
amfbr-1456	150	23	of	of	ADP
amfbr-1456	150	24	customers	customer	NOUN
amfbr-1456	150	25	.	.	PUNCT
amfbr-1456	151	1	still	still	ADV
amfbr-1456	151	2	rural	rural	ADJ
amfbr-1456	151	3	areas	area	NOUN
amfbr-1456	151	4	in	in	ADP
amfbr-1456	151	5	bangladesh	bangladesh	NOUN
amfbr-1456	151	6	are	be	AUX
amfbr-1456	151	7	not	not	PART
amfbr-1456	151	8	under	under	ADP
amfbr-1456	151	9	the	the	DET
amfbr-1456	151	10	shadow	shadow	NOUN
amfbr-1456	151	11	of	of	ADP
amfbr-1456	151	12	modern	modern	ADJ
amfbr-1456	151	13	banking	banking	NOUN
amfbr-1456	151	14	service	service	NOUN
amfbr-1456	151	15	where	where	SCONJ
amfbr-1456	151	16	a	a	DET
amfbr-1456	151	17	large	large	ADJ
amfbr-1456	151	18	portion	portion	NOUN
amfbr-1456	151	19	of	of	ADP
amfbr-1456	151	20	total	total	ADJ
amfbr-1456	151	21	population	population	NOUN
amfbr-1456	151	22	lives	live	VERB
amfbr-1456	151	23	in	in	ADP
amfbr-1456	151	24	village	village	NOUN
amfbr-1456	151	25	.	.	PUNCT
amfbr-1456	152	1	conclusion	conclusion	NOUN
amfbr-1456	152	2	e	e	NOUN
amfbr-1456	152	3	-	-	NOUN
amfbr-1456	152	4	banking	banking	NOUN
amfbr-1456	152	5	is	be	AUX
amfbr-1456	152	6	now	now	ADV
amfbr-1456	152	7	a	a	DET
amfbr-1456	152	8	global	global	ADJ
amfbr-1456	152	9	phenomenon	phenomenon	NOUN
amfbr-1456	152	10	.	.	PUNCT
amfbr-1456	153	1	it	it	PRON
amfbr-1456	153	2	is	be	AUX
amfbr-1456	153	3	an	an	DET
amfbr-1456	153	4	invaluable	invaluable	ADJ
amfbr-1456	153	5	and	and	CCONJ
amfbr-1456	153	6	powerful	powerful	ADJ
amfbr-1456	153	7	tool	tool	NOUN
amfbr-1456	153	8	driving	drive	VERB
amfbr-1456	153	9	development	development	NOUN
amfbr-1456	153	10	,	,	PUNCT
amfbr-1456	153	11	supporting	support	VERB
amfbr-1456	153	12	growth	growth	NOUN
amfbr-1456	153	13	,	,	PUNCT
amfbr-1456	153	14	promoting	promote	VERB
amfbr-1456	153	15	innovation	innovation	NOUN
amfbr-1456	153	16	and	and	CCONJ
amfbr-1456	153	17	enhancing	enhance	VERB
amfbr-1456	153	18	competitiveness	competitiveness	NOUN
amfbr-1456	153	19	bangladesh	bangladesh	NOUN
amfbr-1456	153	20	has	have	VERB
amfbr-1456	153	21	a	a	DET
amfbr-1456	153	22	good	good	ADJ
amfbr-1456	153	23	prospect	prospect	NOUN
amfbr-1456	153	24	of	of	ADP
amfbr-1456	153	25	e	e	NOUN
amfbr-1456	153	26	-	-	NOUN
amfbr-1456	153	27	banking	banking	NOUN
amfbr-1456	153	28	as	as	SCONJ
amfbr-1456	153	29	the	the	DET
amfbr-1456	153	30	number	number	NOUN
amfbr-1456	153	31	of	of	ADP
amfbr-1456	153	32	internet	internet	NOUN
amfbr-1456	153	33	and	and	CCONJ
amfbr-1456	153	34	modern	modern	ADJ
amfbr-1456	153	35	technology	technology	NOUN
amfbr-1456	153	36	users	user	NOUN
amfbr-1456	153	37	are	be	AUX
amfbr-1456	153	38	increasing	increase	VERB
amfbr-1456	153	39	rapidly	rapidly	ADV
amfbr-1456	153	40	in	in	ADP
amfbr-1456	153	41	the	the	DET
amfbr-1456	153	42	country	country	NOUN
amfbr-1456	153	43	.	.	PUNCT
amfbr-1456	154	1	e	e	X
amfbr-1456	154	2	-	-	NOUN
amfbr-1456	154	3	banking	banking	NOUN
amfbr-1456	154	4	makes	make	VERB
amfbr-1456	154	5	banking	banking	NOUN
amfbr-1456	154	6	system	system	NOUN
amfbr-1456	154	7	easier	easy	ADJ
amfbr-1456	154	8	,	,	PUNCT
amfbr-1456	154	9	faster	fast	ADJ
amfbr-1456	154	10	and	and	CCONJ
amfbr-1456	154	11	accurate	accurate	ADJ
amfbr-1456	154	12	and	and	CCONJ
amfbr-1456	154	13	extends	extend	VERB
amfbr-1456	154	14	banking	banking	NOUN
amfbr-1456	154	15	service	service	NOUN
amfbr-1456	154	16	into	into	ADP
amfbr-1456	154	17	a	a	DET
amfbr-1456	154	18	wide	wide	ADJ
amfbr-1456	154	19	range	range	NOUN
amfbr-1456	154	20	.	.	PUNCT
amfbr-1456	155	1	this	this	DET
amfbr-1456	155	2	paper	paper	NOUN
amfbr-1456	155	3	assessed	assess	VERB
amfbr-1456	155	4	the	the	DET
amfbr-1456	155	5	customers	customer	NOUN
amfbr-1456	155	6	’	’	PART
amfbr-1456	155	7	evaluation	evaluation	NOUN
amfbr-1456	155	8	on	on	ADP
amfbr-1456	155	9	the	the	DET
amfbr-1456	155	10	service	service	NOUN
amfbr-1456	155	11	quality	quality	NOUN
amfbr-1456	155	12	of	of	ADP
amfbr-1456	155	13	e	e	NOUN
amfbr-1456	155	14	-	-	NOUN
amfbr-1456	155	15	banking	banking	NOUN
amfbr-1456	155	16	.	.	PUNCT
amfbr-1456	156	1	this	this	DET
amfbr-1456	156	2	paper	paper	NOUN
amfbr-1456	156	3	also	also	ADV
amfbr-1456	156	4	studied	study	VERB
amfbr-1456	156	5	the	the	DET
amfbr-1456	156	6	major	major	ADJ
amfbr-1456	156	7	challenges	challenge	NOUN
amfbr-1456	156	8	and	and	CCONJ
amfbr-1456	156	9	required	required	ADJ
amfbr-1456	156	10	strategies	strategy	NOUN
amfbr-1456	156	11	for	for	ADP
amfbr-1456	156	12	promoting	promote	VERB
amfbr-1456	156	13	e	e	NOUN
amfbr-1456	156	14	-	-	NOUN
amfbr-1456	156	15	banking	banking	NOUN
amfbr-1456	156	16	in	in	ADP
amfbr-1456	156	17	bangladesh	bangladesh	NOUN
amfbr-1456	156	18	.	.	PUNCT
amfbr-1456	157	1	there	there	PRON
amfbr-1456	157	2	are	be	VERB
amfbr-1456	157	3	a	a	DET
amfbr-1456	157	4	number	number	NOUN
amfbr-1456	157	5	of	of	ADP
amfbr-1456	157	6	limitations	limitation	NOUN
amfbr-1456	157	7	which	which	PRON
amfbr-1456	157	8	might	might	AUX
amfbr-1456	157	9	influence	influence	VERB
amfbr-1456	157	10	the	the	DET
amfbr-1456	157	11	result	result	NOUN
amfbr-1456	157	12	of	of	ADP
amfbr-1456	157	13	the	the	DET
amfbr-1456	157	14	study	study	NOUN
amfbr-1456	157	15	.	.	PUNCT
amfbr-1456	158	1	the	the	DET
amfbr-1456	158	2	sample	sample	NOUN
amfbr-1456	158	3	size	size	NOUN
amfbr-1456	158	4	of	of	ADP
amfbr-1456	158	5	the	the	DET
amfbr-1456	158	6	study	study	NOUN
amfbr-1456	158	7	was	be	AUX
amfbr-1456	158	8	not	not	PART
amfbr-1456	158	9	necessarily	necessarily	ADV
amfbr-1456	158	10	representative	representative	ADJ
amfbr-1456	158	11	of	of	ADP
amfbr-1456	158	12	the	the	DET
amfbr-1456	158	13	country	country	NOUN
amfbr-1456	158	14	’s	’s	PART
amfbr-1456	158	15	population	population	NOUN
amfbr-1456	158	16	as	as	ADP
amfbr-1456	158	17	a	a	DET
amfbr-1456	158	18	whole	whole	NOUN
amfbr-1456	158	19	as	as	SCONJ
amfbr-1456	158	20	samples	sample	NOUN
amfbr-1456	158	21	are	be	AUX
amfbr-1456	158	22	taken	take	VERB
amfbr-1456	158	23	from	from	ADP
amfbr-1456	158	24	chittagong	chittagong	PROPN
amfbr-1456	158	25	district	district	NOUN
amfbr-1456	158	26	and	and	CCONJ
amfbr-1456	158	27	ignored	ignore	VERB
amfbr-1456	158	28	the	the	DET
amfbr-1456	158	29	other	other	ADJ
amfbr-1456	158	30	region	region	NOUN
amfbr-1456	158	31	of	of	ADP
amfbr-1456	158	32	the	the	DET
amfbr-1456	158	33	country	country	NOUN
amfbr-1456	158	34	.	.	PUNCT
amfbr-1456	159	1	the	the	DET
amfbr-1456	159	2	size	size	NOUN
amfbr-1456	159	3	of	of	ADP
amfbr-1456	159	4	the	the	DET
amfbr-1456	159	5	sample	sample	NOUN
amfbr-1456	159	6	is	be	AUX
amfbr-1456	159	7	small	small	ADJ
amfbr-1456	159	8	.	.	PUNCT
amfbr-1456	160	1	the	the	DET
amfbr-1456	160	2	research	research	NOUN
amfbr-1456	160	3	would	would	AUX
amfbr-1456	160	4	have	have	AUX
amfbr-1456	160	5	been	be	AUX
amfbr-1456	160	6	more	more	ADV
amfbr-1456	160	7	reliable	reliable	ADJ
amfbr-1456	160	8	if	if	SCONJ
amfbr-1456	160	9	a	a	DET
amfbr-1456	160	10	greater	great	ADJ
amfbr-1456	160	11	size	size	NOUN
amfbr-1456	160	12	of	of	ADP
amfbr-1456	160	13	sample	sample	NOUN
amfbr-1456	160	14	had	have	AUX
amfbr-1456	160	15	been	be	AUX
amfbr-1456	160	16	used	use	VERB
amfbr-1456	160	17	.	.	PUNCT
amfbr-1456	161	1	it	it	PRON
amfbr-1456	161	2	highly	highly	ADV
amfbr-1456	161	3	recommends	recommend	VERB
amfbr-1456	161	4	future	future	ADJ
amfbr-1456	161	5	research	research	NOUN
amfbr-1456	161	6	to	to	PART
amfbr-1456	161	7	address	address	VERB
amfbr-1456	161	8	all	all	DET
amfbr-1456	161	9	these	these	DET
amfbr-1456	161	10	concerns	concern	NOUN
amfbr-1456	161	11	.	.	PUNCT
amfbr-1456	162	1	references	reference	NOUN
amfbr-1456	162	2	akber	akber	PROPN
amfbr-1456	162	3	,	,	PUNCT
amfbr-1456	162	4	s.	s.	PROPN
amfbr-1456	162	5	m.	m.	PROPN
amfbr-1456	162	6	&	&	CCONJ
amfbr-1456	162	7	dey	dey	PROPN
amfbr-1456	162	8	,	,	PUNCT
amfbr-1456	162	9	a.	a.	NOUN
amfbr-1456	162	10	(	(	PUNCT
amfbr-1456	162	11	2020	2020	NUM
amfbr-1456	162	12	)	)	PUNCT
amfbr-1456	162	13	.	.	PUNCT
amfbr-1456	163	1	evaluation	evaluation	NOUN
amfbr-1456	163	2	of	of	ADP
amfbr-1456	163	3	the	the	DET
amfbr-1456	163	4	financial	financial	ADJ
amfbr-1456	163	5	performance	performance	NOUN
amfbr-1456	163	6	between	between	ADP
amfbr-1456	163	7	traditional	traditional	ADJ
amfbr-1456	163	8	private	private	ADJ
amfbr-1456	163	9	commercial	commercial	ADJ
amfbr-1456	163	10	banks	bank	NOUN
amfbr-1456	163	11	and	and	CCONJ
amfbr-1456	163	12	islamic	islamic	ADJ
amfbr-1456	163	13	banks	bank	NOUN
amfbr-1456	163	14	in	in	ADP
amfbr-1456	163	15	bangladesh	bangladesh	PROPN
amfbr-1456	163	16	.	.	PUNCT
amfbr-1456	164	1	international	international	ADJ
amfbr-1456	164	2	journal	journal	PROPN
amfbr-1456	164	3	of	of	ADP
amfbr-1456	164	4	islamic	islamic	PROPN
amfbr-1456	164	5	banking	banking	PROPN
amfbr-1456	164	6	and	and	CCONJ
amfbr-1456	164	7	finance	finance	NOUN
amfbr-1456	164	8	research	research	NOUN
amfbr-1456	164	9	,	,	PUNCT
amfbr-1456	164	10	4(2	4(2	NUM
amfbr-1456	164	11	)	)	PUNCT
amfbr-1456	164	12	,	,	PUNCT
amfbr-1456	164	13	1	1	NUM
amfbr-1456	164	14	-	-	SYM
amfbr-1456	164	15	10	10	NUM
amfbr-1456	164	16	.	.	PUNCT
amfbr-1456	165	1	measures	measure	NOUN
amfbr-1456	165	2	fx	fx	ADP
amfbr-1456	165	3	2960	2960	NUM
amfbr-1456	165	4	2747	2747	NUM
amfbr-1456	165	5	960	960	NUM
amfbr-1456	165	6	1272	1272	NUM
amfbr-1456	165	7	658	658	NUM
amfbr-1456	165	8	880	880	NUM
amfbr-1456	165	9	759	759	NUM
amfbr-1456	165	10	560	560	NUM
amfbr-1456	165	11	205	205	NUM
amfbr-1456	165	12	10796	10796	NUM
amfbr-1456	165	13	52.66	52.66	NUM
amfbr-1456	165	14	3	3	NUM
amfbr-1456	165	15	extension	extension	NOUN
amfbr-1456	165	16	of	of	ADP
amfbr-1456	165	17	service	service	NOUN
amfbr-1456	165	18	across	across	ADP
amfbr-1456	165	19	the	the	DET
amfbr-1456	165	20	country	country	NOUN
amfbr-1456	165	21	f	f	PROPN
amfbr-1456	165	22	23	23	NUM
amfbr-1456	166	1	25	25	NUM
amfbr-1456	166	2	10	10	NUM
amfbr-1456	166	3	11	11	NUM
amfbr-1456	166	4	37	37	NUM
amfbr-1456	166	5	23	23	NUM
amfbr-1456	166	6	35	35	NUM
amfbr-1456	166	7	41	41	NUM
amfbr-1456	166	8	205	205	NUM
amfbr-1456	166	9	9332	9332	NUM
amfbr-1456	166	10	45.52	45.52	NUM
amfbr-1456	166	11	6	6	NUM
amfbr-1456	166	12	fx	fx	NOUN
amfbr-1456	166	13	1840	1840	NUM
amfbr-1456	166	14	1675	1675	NUM
amfbr-1456	166	15	600	600	NUM
amfbr-1456	166	16	583	583	NUM
amfbr-1456	166	17	1739	1739	NUM
amfbr-1456	166	18	920	920	NUM
amfbr-1456	166	19	1155	1155	NUM
amfbr-1456	166	20	820	820	NUM
amfbr-1456	166	21	80	80	NUM
amfbr-1456	166	22	67	67	NUM
amfbr-1456	166	23	60	60	NUM
amfbr-1456	166	24	53	53	NUM
amfbr-1456	166	25	47	47	NUM
amfbr-1456	166	26	40	40	NUM
amfbr-1456	166	27	33	33	NUM
amfbr-1456	166	28	20	20	NUM
amfbr-1456	166	29	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	NOUN
amfbr-1456	166	30	american	american	PROPN
amfbr-1456	166	31	finance	finance	PROPN
amfbr-1456	166	32	&	&	CCONJ
amfbr-1456	166	33	banking	banking	PROPN
amfbr-1456	166	34	review	review	PROPN
amfbr-1456	166	35	vol	vol	NOUN
amfbr-1456	166	36	.	.	PROPN
amfbr-1456	167	1	6	6	NUM
amfbr-1456	167	2	,	,	PUNCT
amfbr-1456	167	3	no	no	INTJ
amfbr-1456	167	4	.	.	NOUN
amfbr-1456	167	5	1	1	NUM
amfbr-1456	167	6	;	;	PUNCT
amfbr-1456	167	7	2021	2021	NUM
amfbr-1456	167	8	24	24	NUM
amfbr-1456	167	9	ahmed	ahme	VERB
amfbr-1456	167	10	,	,	PUNCT
amfbr-1456	167	11	s.m.s	s.m.s	NOUN
amfbr-1456	167	12	.	.	PUNCT
amfbr-1456	167	13	,	,	PUNCT
amfbr-1456	167	14	rayhan	rayhan	PROPN
amfbr-1456	167	15	,	,	PUNCT
amfbr-1456	167	16	s.j	s.j	PROPN
amfbr-1456	167	17	.	.	PROPN
amfbr-1456	167	18	,	,	PUNCT
amfbr-1456	167	19	islam	islam	PROPN
amfbr-1456	167	20	,	,	PUNCT
amfbr-1456	167	21	m.a	m.a	PROPN
amfbr-1456	167	22	.	.	PROPN
amfbr-1456	167	23	,	,	PUNCT
amfbr-1456	167	24	&	&	CCONJ
amfbr-1456	167	25	mahjabin	mahjabin	PROPN
amfbr-1456	167	26	,	,	PUNCT
amfbr-1456	167	27	s.	s.	PROPN
amfbr-1456	167	28	(	(	PUNCT
amfbr-1456	167	29	2012	2012	NUM
amfbr-1456	167	30	)	)	PUNCT
amfbr-1456	167	31	.	.	PUNCT
amfbr-1456	168	1	problems	problem	NOUN
amfbr-1456	168	2	and	and	CCONJ
amfbr-1456	168	3	prospects	prospect	NOUN
amfbr-1456	168	4	of	of	ADP
amfbr-1456	168	5	mobile	mobile	ADJ
amfbr-1456	168	6	banking	banking	NOUN
amfbr-1456	168	7	in	in	ADP
amfbr-1456	168	8	bangladesh	bangladesh	PROPN
amfbr-1456	168	9	.	.	PUNCT
amfbr-1456	169	1	journal	journal	PROPN
amfbr-1456	169	2	of	of	ADP
amfbr-1456	169	3	arts	art	NOUN
amfbr-1456	169	4	,	,	PUNCT
amfbr-1456	169	5	science	science	PROPN
amfbr-1456	169	6	&	&	CCONJ
amfbr-1456	169	7	commerce	commerce	PROPN
amfbr-1456	169	8	,	,	PUNCT
amfbr-1456	169	9	3(1	3(1	NUM
amfbr-1456	169	10	)	)	PUNCT
amfbr-1456	169	11	,	,	PUNCT
amfbr-1456	169	12	47	47	NUM
amfbr-1456	169	13	-	-	SYM
amfbr-1456	169	14	58	58	NUM
amfbr-1456	169	15	.	.	PUNCT
amfbr-1456	170	1	al	al	PROPN
amfbr-1456	170	2	-	-	PUNCT
amfbr-1456	170	3	amin	amin	PROPN
amfbr-1456	170	4	,	,	PUNCT
amfbr-1456	170	5	s.	s.	PROPN
amfbr-1456	170	6	&	&	CCONJ
amfbr-1456	170	7	rahman	rahman	PROPN
amfbr-1456	170	8	,	,	PUNCT
amfbr-1456	170	9	s.	s.	PROPN
amfbr-1456	170	10	s.	s.	PROPN
amfbr-1456	170	11	(	(	PUNCT
amfbr-1456	170	12	2010	2010	NUM
amfbr-1456	170	13	)	)	PUNCT
amfbr-1456	170	14	.	.	PUNCT
amfbr-1456	171	1	application	application	NOUN
amfbr-1456	171	2	of	of	ADP
amfbr-1456	171	3	electronic	electronic	ADJ
amfbr-1456	171	4	banking	banking	NOUN
amfbr-1456	171	5	in	in	ADP
amfbr-1456	171	6	bangladesh	bangladesh	PROPN
amfbr-1456	171	7	.	.	PUNCT
amfbr-1456	172	1	bangladesh	bangladesh	PROPN
amfbr-1456	172	2	research	research	NOUN
amfbr-1456	172	3	publications	publication	NOUN
amfbr-1456	172	4	journal	journal	PROPN
amfbr-1456	172	5	,	,	PUNCT
amfbr-1456	172	6	4(2	4(2	NUM
amfbr-1456	172	7	)	)	PUNCT
amfbr-1456	172	8	,	,	PUNCT
amfbr-1456	172	9	172–184	172–184	NUM
amfbr-1456	172	10	.	.	PUNCT
amfbr-1456	173	1	alam	alam	PROPN
amfbr-1456	173	2	,	,	PUNCT
amfbr-1456	173	3	s.	s.	PROPN
amfbr-1456	173	4	,	,	PUNCT
amfbr-1456	173	5	khatibi	khatibi	NOUN
amfbr-1456	173	6	,	,	PUNCT
amfbr-1456	173	7	a.	a.	NOUN
amfbr-1456	173	8	,	,	PUNCT
amfbr-1456	173	9	santhapparaj	santhapparaj	PROPN
amfbr-1456	173	10	,	,	PUNCT
amfbr-1456	173	11	a.	a.	PROPN
amfbr-1456	173	12	s.	s.	PROPN
amfbr-1456	173	13	,	,	PUNCT
amfbr-1456	173	14	&	&	CCONJ
amfbr-1456	173	15	talha	talha	PROPN
amfbr-1456	173	16	,	,	PUNCT
amfbr-1456	173	17	m.	m.	NOUN
amfbr-1456	173	18	(	(	PUNCT
amfbr-1456	173	19	2007	2007	NUM
amfbr-1456	173	20	)	)	PUNCT
amfbr-1456	173	21	.	.	PUNCT
amfbr-1456	174	1	development	development	NOUN
amfbr-1456	174	2	and	and	CCONJ
amfbr-1456	174	3	prospects	prospect	NOUN
amfbr-1456	174	4	of	of	ADP
amfbr-1456	174	5	internet	internet	NOUN
amfbr-1456	174	6	banking	banking	NOUN
amfbr-1456	174	7	in	in	ADP
amfbr-1456	174	8	bangladesh	bangladesh	NOUN
amfbr-1456	174	9	:	:	PUNCT
amfbr-1456	174	10	competitiveness	competitiveness	NOUN
amfbr-1456	174	11	review	review	NOUN
amfbr-1456	174	12	.	.	PUNCT
amfbr-1456	175	1	an	an	DET
amfbr-1456	175	2	international	international	ADJ
amfbr-1456	175	3	business	business	NOUN
amfbr-1456	175	4	journal	journal	NOUN
amfbr-1456	175	5	,	,	PUNCT
amfbr-1456	175	6	17(1/2	17(1/2	NUM
amfbr-1456	175	7	)	)	PUNCT
amfbr-1456	175	8	,	,	PUNCT
amfbr-1456	175	9	56–66	56–66	PROPN
amfbr-1456	175	10	.	.	PUNCT
amfbr-1456	175	11	baten	baten	PROPN
amfbr-1456	175	12	,	,	PUNCT
amfbr-1456	175	13	m.	m.	NOUN
amfbr-1456	175	14	a.	a.	PROPN
amfbr-1456	175	15	,	,	PUNCT
amfbr-1456	175	16	&	&	CCONJ
amfbr-1456	175	17	kamil	kamil	PROPN
amfbr-1456	175	18	,	,	PUNCT
amfbr-1456	175	19	a.	a.	NOUN
amfbr-1456	175	20	a.	a.	NOUN
amfbr-1456	175	21	(	(	PUNCT
amfbr-1456	175	22	2010	2010	NUM
amfbr-1456	175	23	)	)	PUNCT
amfbr-1456	175	24	.	.	PUNCT
amfbr-1456	176	1	e	e	X
amfbr-1456	176	2	-	-	NOUN
amfbr-1456	176	3	banking	banking	NOUN
amfbr-1456	176	4	of	of	ADP
amfbr-1456	176	5	economical	economical	ADJ
amfbr-1456	176	6	prospects	prospect	NOUN
amfbr-1456	176	7	in	in	ADP
amfbr-1456	176	8	bangladesh	bangladesh	NOUN
amfbr-1456	176	9	,	,	PUNCT
amfbr-1456	176	10	journal	journal	NOUN
amfbr-1456	176	11	of	of	ADP
amfbr-1456	176	12	internet	internet	NOUN
amfbr-1456	176	13	banking	banking	NOUN
amfbr-1456	176	14	and	and	CCONJ
amfbr-1456	176	15	commerce	commerce	NOUN
amfbr-1456	176	16	,	,	PUNCT
amfbr-1456	176	17	15(2	15(2	NUM
amfbr-1456	176	18	)	)	PUNCT
amfbr-1456	176	19	,	,	PUNCT
amfbr-1456	176	20	1–10	1–10	PROPN
amfbr-1456	176	21	.	.	PUNCT
amfbr-1456	177	1	bruene	bruene	PROPN
amfbr-1456	177	2	,	,	PUNCT
amfbr-1456	177	3	j.	j.	PROPN
amfbr-1456	177	4	(	(	PUNCT
amfbr-1456	177	5	2002	2002	NUM
amfbr-1456	177	6	)	)	PUNCT
amfbr-1456	177	7	.	.	PUNCT
amfbr-1456	178	1	online	online	ADJ
amfbr-1456	178	2	banking	banking	NOUN
amfbr-1456	178	3	by	by	ADP
amfbr-1456	178	4	the	the	DET
amfbr-1456	178	5	numbers	number	NOUN
amfbr-1456	178	6	.	.	PUNCT
amfbr-1456	179	1	retrieved	retrieve	VERB
amfbr-1456	179	2	from	from	ADP
amfbr-1456	179	3	www.onlinebankingreport.com	www.onlinebankingreport.com	X
amfbr-1456	179	4	burr	burr	PROPN
amfbr-1456	179	5	,	,	PUNCT
amfbr-1456	179	6	w.	w.	PROPN
amfbr-1456	179	7	(	(	PUNCT
amfbr-1456	179	8	1996	1996	NUM
amfbr-1456	179	9	)	)	PUNCT
amfbr-1456	179	10	.	.	PUNCT
amfbr-1456	180	1	wie	wie	PROPN
amfbr-1456	180	2	informations	information	NOUN
amfbr-1456	180	3	technik	technik	X
amfbr-1456	180	4	die	die	PROPN
amfbr-1456	180	5	bank	bank	PROPN
amfbr-1456	180	6	organisation	organisation	PROPN
amfbr-1456	180	7	verandern	verandern	PROPN
amfbr-1456	180	8	konnte	konnte	NOUN
amfbr-1456	180	9	,	,	PUNCT
amfbr-1456	180	10	bank	bank	NOUN
amfbr-1456	180	11	mark	mark	NOUN
amfbr-1456	180	12	,	,	PUNCT
amfbr-1456	180	13	11	11	NUM
amfbr-1456	180	14	,	,	PUNCT
amfbr-1456	180	15	28	28	NUM
amfbr-1456	180	16	-	-	SYM
amfbr-1456	180	17	31	31	NUM
amfbr-1456	180	18	.	.	PUNCT
amfbr-1456	181	1	daniel	daniel	PROPN
amfbr-1456	181	2	,	,	PUNCT
amfbr-1456	181	3	e.	e.	PROPN
amfbr-1456	181	4	(	(	PUNCT
amfbr-1456	181	5	1999	1999	NUM
amfbr-1456	181	6	)	)	PUNCT
amfbr-1456	181	7	.	.	PUNCT
amfbr-1456	182	1	provision	provision	NOUN
amfbr-1456	182	2	of	of	ADP
amfbr-1456	182	3	electronic	electronic	ADJ
amfbr-1456	182	4	banking	banking	NOUN
amfbr-1456	182	5	in	in	ADP
amfbr-1456	182	6	the	the	DET
amfbr-1456	182	7	uk	uk	PROPN
amfbr-1456	182	8	and	and	CCONJ
amfbr-1456	182	9	the	the	DET
amfbr-1456	182	10	republic	republic	NOUN
amfbr-1456	182	11	of	of	ADP
amfbr-1456	182	12	ireland	ireland	PROPN
amfbr-1456	182	13	.	.	PUNCT
amfbr-1456	183	1	international	international	ADJ
amfbr-1456	183	2	journal	journal	PROPN
amfbr-1456	183	3	of	of	ADP
amfbr-1456	183	4	bank	bank	PROPN
amfbr-1456	183	5	marketing	marketing	NOUN
amfbr-1456	183	6	,	,	PUNCT
amfbr-1456	183	7	17(2	17(2	NUM
amfbr-1456	183	8	)	)	PUNCT
amfbr-1456	183	9	,	,	PUNCT
amfbr-1456	183	10	25	25	NUM
amfbr-1456	183	11	-	-	SYM
amfbr-1456	183	12	34	34	NUM
amfbr-1456	183	13	.	.	PUNCT
amfbr-1456	184	1	halperin	halperin	PROPN
amfbr-1456	184	2	,	,	PUNCT
amfbr-1456	184	3	k.	k.	PROPN
amfbr-1456	184	4	(	(	PUNCT
amfbr-1456	184	5	2001	2001	NUM
amfbr-1456	184	6	)	)	PUNCT
amfbr-1456	184	7	.	.	PUNCT
amfbr-1456	185	1	balancing	balance	VERB
amfbr-1456	185	2	act	act	PROPN
amfbr-1456	185	3	,	,	PUNCT
amfbr-1456	185	4	company	company	NOUN
amfbr-1456	185	5	business	business	NOUN
amfbr-1456	185	6	and	and	CCONJ
amfbr-1456	185	7	marketing	marketing	NOUN
amfbr-1456	185	8	,	,	PUNCT
amfbr-1456	185	9	february	february	PROPN
amfbr-1456	185	10	.	.	PUNCT
amfbr-1456	186	1	howcroft	howcroft	PROPN
amfbr-1456	186	2	,	,	PUNCT
amfbr-1456	186	3	b.	b.	PROPN
amfbr-1456	186	4	,	,	PUNCT
amfbr-1456	186	5	hamilton	hamilton	PROPN
amfbr-1456	186	6	,	,	PUNCT
amfbr-1456	186	7	r.	r.	PROPN
amfbr-1456	186	8	,	,	PUNCT
amfbr-1456	186	9	&	&	CCONJ
amfbr-1456	186	10	hewer	hewer	PROPN
amfbr-1456	186	11	,	,	PUNCT
amfbr-1456	186	12	p.	p.	NOUN
amfbr-1456	186	13	(	(	PUNCT
amfbr-1456	186	14	2002	2002	NUM
amfbr-1456	186	15	)	)	PUNCT
amfbr-1456	186	16	.	.	PUNCT
amfbr-1456	187	1	consumer	consumer	NOUN
amfbr-1456	187	2	attitude	attitude	NOUN
amfbr-1456	187	3	and	and	CCONJ
amfbr-1456	187	4	the	the	DET
amfbr-1456	187	5	usage	usage	NOUN
amfbr-1456	187	6	and	and	CCONJ
amfbr-1456	187	7	adoption	adoption	NOUN
amfbr-1456	187	8	of	of	ADP
amfbr-1456	187	9	home	home	NOUN
amfbr-1456	187	10	based	base	VERB
amfbr-1456	187	11	banking	banking	NOUN
amfbr-1456	187	12	in	in	ADP
amfbr-1456	187	13	the	the	DET
amfbr-1456	187	14	united	united	ADJ
amfbr-1456	187	15	kingdom	kingdom	PROPN
amfbr-1456	187	16	.	.	PUNCT
amfbr-1456	188	1	journal	journal	PROPN
amfbr-1456	188	2	of	of	ADP
amfbr-1456	188	3	bank	bank	PROPN
amfbr-1456	188	4	marketing	marketing	NOUN
amfbr-1456	188	5	,	,	PUNCT
amfbr-1456	188	6	20(3	20(3	NOUN
amfbr-1456	188	7	)	)	PUNCT
amfbr-1456	188	8	,	,	PUNCT
amfbr-1456	188	9	111	111	NUM
amfbr-1456	188	10	–	–	SYM
amfbr-1456	188	11	121	121	NUM
amfbr-1456	188	12	.	.	PUNCT
amfbr-1456	189	1	huda	huda	PROPN
amfbr-1456	189	2	,	,	PUNCT
amfbr-1456	189	3	f.	f.	PROPN
amfbr-1456	189	4	,	,	PUNCT
amfbr-1456	189	5	&	&	CCONJ
amfbr-1456	189	6	chowdhury	chowdhury	PROPN
amfbr-1456	189	7	,	,	PUNCT
amfbr-1456	189	8	t.a	t.a	PROPN
amfbr-1456	189	9	.	.	PROPN
amfbr-1456	189	10	(	(	PUNCT
amfbr-1456	189	11	2017	2017	NUM
amfbr-1456	189	12	)	)	PUNCT
amfbr-1456	189	13	.	.	PUNCT
amfbr-1456	190	1	prospect	prospect	NOUN
amfbr-1456	190	2	of	of	ADP
amfbr-1456	190	3	e	e	NOUN
amfbr-1456	190	4	-	-	NOUN
amfbr-1456	190	5	banking	banking	NOUN
amfbr-1456	190	6	in	in	ADP
amfbr-1456	190	7	bangladesh	bangladesh	NOUN
amfbr-1456	190	8	:	:	PUNCT
amfbr-1456	190	9	new	new	ADJ
amfbr-1456	190	10	way	way	NOUN
amfbr-1456	190	11	to	to	PART
amfbr-1456	190	12	make	make	VERB
amfbr-1456	190	13	banking	banking	NOUN
amfbr-1456	190	14	electronic	electronic	ADJ
amfbr-1456	190	15	,	,	PUNCT
amfbr-1456	190	16	asian	asian	ADJ
amfbr-1456	190	17	economic	economic	ADJ
amfbr-1456	190	18	and	and	CCONJ
amfbr-1456	190	19	financial	financial	ADJ
amfbr-1456	190	20	review	review	NOUN
amfbr-1456	190	21	,	,	PUNCT
amfbr-1456	190	22	7(9	7(9	NUM
amfbr-1456	190	23	)	)	PUNCT
amfbr-1456	190	24	,	,	PUNCT
amfbr-1456	190	25	509	509	NUM
amfbr-1456	190	26	-	-	SYM
amfbr-1456	190	27	518	518	NUM
amfbr-1456	190	28	.	.	PUNCT
amfbr-1456	191	1	khanam	khanam	PROPN
amfbr-1456	191	2	,	,	PUNCT
amfbr-1456	191	3	z.	z.	PROPN
amfbr-1456	191	4	,	,	PUNCT
amfbr-1456	191	5	&	&	CCONJ
amfbr-1456	191	6	alam	alam	PROPN
amfbr-1456	191	7	,	,	PUNCT
amfbr-1456	191	8	m.z	m.z	PROPN
amfbr-1456	191	9	.	.	PUNCT
amfbr-1456	191	10	(	(	PUNCT
amfbr-1456	191	11	2018	2018	NUM
amfbr-1456	191	12	)	)	PUNCT
amfbr-1456	191	13	.	.	PUNCT
amfbr-1456	192	1	factors	factor	NOUN
amfbr-1456	192	2	affecting	affect	VERB
amfbr-1456	192	3	the	the	DET
amfbr-1456	192	4	adoption	adoption	NOUN
amfbr-1456	192	5	of	of	ADP
amfbr-1456	192	6	internet	internet	NOUN
amfbr-1456	192	7	banking	banking	NOUN
amfbr-1456	192	8	:	:	PUNCT
amfbr-1456	192	9	a	a	DET
amfbr-1456	192	10	study	study	NOUN
amfbr-1456	192	11	on	on	ADP
amfbr-1456	192	12	dhaka	dhaka	PROPN
amfbr-1456	192	13	city	city	PROPN
amfbr-1456	192	14	,	,	PUNCT
amfbr-1456	192	15	bangladesh	bangladesh	PROPN
amfbr-1456	192	16	.	.	PUNCT
amfbr-1456	193	1	international	international	ADJ
amfbr-1456	193	2	journal	journal	PROPN
amfbr-1456	193	3	of	of	ADP
amfbr-1456	193	4	business	business	NOUN
amfbr-1456	193	5	and	and	CCONJ
amfbr-1456	193	6	innovation	innovation	NOUN
amfbr-1456	193	7	,	,	PUNCT
amfbr-1456	193	8	4(1	4(1	NOUN
amfbr-1456	193	9	)	)	PUNCT
amfbr-1456	193	10	,	,	PUNCT
amfbr-1456	193	11	0113	0113	NUM
amfbr-1456	193	12	liao	liao	PROPN
amfbr-1456	193	13	,	,	PUNCT
amfbr-1456	193	14	z.	z.	PROPN
amfbr-1456	193	15	,	,	PUNCT
amfbr-1456	193	16	&	&	CCONJ
amfbr-1456	193	17	cheung	cheung	PROPN
amfbr-1456	193	18	,	,	PUNCT
amfbr-1456	193	19	m.t	m.t	PROPN
amfbr-1456	193	20	.	.	PROPN
amfbr-1456	193	21	(	(	PUNCT
amfbr-1456	193	22	2002	2002	NUM
amfbr-1456	193	23	)	)	PUNCT
amfbr-1456	193	24	.	.	PUNCT
amfbr-1456	194	1	internet	internet	NOUN
amfbr-1456	194	2	-	-	PUNCT
amfbr-1456	194	3	based	base	VERB
amfbr-1456	194	4	e	e	NOUN
amfbr-1456	194	5	-	-	NOUN
amfbr-1456	194	6	banking	banking	NOUN
amfbr-1456	194	7	and	and	CCONJ
amfbr-1456	194	8	consumer	consumer	NOUN
amfbr-1456	194	9	attitudes	attitude	NOUN
amfbr-1456	194	10	:	:	PUNCT
amfbr-1456	194	11	an	an	DET
amfbr-1456	194	12	empirical	empirical	ADJ
amfbr-1456	194	13	study	study	NOUN
amfbr-1456	194	14	.	.	PUNCT
amfbr-1456	195	1	information	information	NOUN
amfbr-1456	195	2	&	&	CCONJ
amfbr-1456	195	3	management	management	PROPN
amfbr-1456	195	4	,	,	PUNCT
amfbr-1456	195	5	39	39	NUM
amfbr-1456	195	6	,	,	PUNCT
amfbr-1456	195	7	283	283	NUM
amfbr-1456	195	8	-	-	SYM
amfbr-1456	195	9	295	295	NUM
amfbr-1456	195	10	.	.	PUNCT
amfbr-1456	196	1	masukujjaman	masukujjaman	ADJ
amfbr-1456	196	2	,	,	PUNCT
amfbr-1456	196	3	m.	m.	NOUN
amfbr-1456	196	4	,	,	PUNCT
amfbr-1456	196	5	siwar	siwar	PROPN
amfbr-1456	196	6	,	,	PUNCT
amfbr-1456	196	7	c.	c.	PROPN
amfbr-1456	196	8	,	,	PUNCT
amfbr-1456	196	9	mahmud	mahmud	PROPN
amfbr-1456	196	10	,	,	PUNCT
amfbr-1456	196	11	m.	m.	NOUN
amfbr-1456	196	12	r.	r.	PROPN
amfbr-1456	196	13	,	,	PUNCT
amfbr-1456	196	14	&	&	CCONJ
amfbr-1456	196	15	alam	alam	PROPN
amfbr-1456	196	16	,	,	PUNCT
amfbr-1456	196	17	s.	s.	PROPN
amfbr-1456	196	18	s.	s.	PROPN
amfbr-1456	196	19	(	(	PUNCT
amfbr-1456	196	20	2016	2016	NUM
amfbr-1456	196	21	)	)	PUNCT
amfbr-1456	196	22	.	.	PUNCT
amfbr-1456	197	1	banker	banker	NOUN
amfbr-1456	197	2	’s	’s	PART
amfbr-1456	197	3	perception	perception	NOUN
amfbr-1456	197	4	of	of	ADP
amfbr-1456	197	5	green	green	ADJ
amfbr-1456	197	6	banking	banking	NOUN
amfbr-1456	197	7	:	:	PUNCT
amfbr-1456	197	8	learning	learn	VERB
amfbr-1456	197	9	from	from	ADP
amfbr-1456	197	10	the	the	DET
amfbr-1456	197	11	experience	experience	NOUN
amfbr-1456	197	12	of	of	ADP
amfbr-1456	197	13	islamic	islamic	ADJ
amfbr-1456	197	14	banks	bank	NOUN
amfbr-1456	197	15	in	in	ADP
amfbr-1456	197	16	bangladesh	bangladesh	PROPN
amfbr-1456	197	17	.	.	PUNCT
amfbr-1456	198	1	malaysian	malaysian	ADJ
amfbr-1456	198	2	journal	journal	PROPN
amfbr-1456	198	3	of	of	ADP
amfbr-1456	198	4	society	society	NOUN
amfbr-1456	198	5	and	and	CCONJ
amfbr-1456	198	6	space	space	NOUN
amfbr-1456	198	7	,	,	PUNCT
amfbr-1456	198	8	12(2	12(2	NUM
amfbr-1456	198	9	)	)	PUNCT
amfbr-1456	198	10	,	,	PUNCT
amfbr-1456	198	11	144	144	NUM
amfbr-1456	198	12	-	-	SYM
amfbr-1456	198	13	153	153	NUM
amfbr-1456	198	14	.	.	PUNCT
amfbr-1456	199	1	mattila	mattila	NOUN
amfbr-1456	199	2	,	,	PUNCT
amfbr-1456	199	3	a.	a.	PROPN
amfbr-1456	199	4	,	,	PUNCT
amfbr-1456	199	5	&	&	CCONJ
amfbr-1456	199	6	mattila	mattila	NOUN
amfbr-1456	199	7	,	,	PUNCT
amfbr-1456	199	8	m.	m.	NOUN
amfbr-1456	199	9	(	(	PUNCT
amfbr-1456	199	10	2005	2005	NUM
amfbr-1456	199	11	)	)	PUNCT
amfbr-1456	199	12	.	.	PUNCT
amfbr-1456	200	1	how	how	SCONJ
amfbr-1456	200	2	perceived	perceive	VERB
amfbr-1456	200	3	security	security	NOUN
amfbr-1456	200	4	appears	appear	VERB
amfbr-1456	200	5	in	in	ADP
amfbr-1456	200	6	the	the	DET
amfbr-1456	200	7	commercialization	commercialization	NOUN
amfbr-1456	200	8	of	of	ADP
amfbr-1456	200	9	internet	internet	NOUN
amfbr-1456	200	10	banking	banking	NOUN
amfbr-1456	200	11	.	.	PUNCT
amfbr-1456	201	1	int	int	NOUN
amfbr-1456	201	2	.	.	PUNCT
amfbr-1456	202	1	j.	j.	PROPN
amfbr-1456	202	2	financial	financial	PROPN
amfbr-1456	202	3	services	services	PROPN
amfbr-1456	202	4	management	management	NOUN
amfbr-1456	202	5	,	,	PUNCT
amfbr-1456	202	6	3(1	3(1	NUM
amfbr-1456	202	7	)	)	PUNCT
amfbr-1456	202	8	,	,	PUNCT
amfbr-1456	202	9	23	23	NUM
amfbr-1456	202	10	-	-	SYM
amfbr-1456	202	11	34	34	NUM
amfbr-1456	202	12	.	.	PUNCT
amfbr-1456	203	1	https://www.cribfb.com/journal/index.php/amfbr	https://www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-1456	203	2	american	american	PROPN
amfbr-1456	203	3	finance	finance	PROPN
amfbr-1456	203	4	&	&	CCONJ
amfbr-1456	203	5	banking	banking	PROPN
amfbr-1456	203	6	review	review	PROPN
amfbr-1456	203	7	vol	vol	NOUN
amfbr-1456	203	8	.	.	PROPN
amfbr-1456	204	1	6	6	NUM
amfbr-1456	204	2	,	,	PUNCT
amfbr-1456	204	3	no	no	INTJ
amfbr-1456	204	4	.	.	NOUN
amfbr-1456	204	5	1	1	NUM
amfbr-1456	204	6	;	;	PUNCT
amfbr-1456	204	7	2021	2021	NUM
amfbr-1456	204	8	25	25	NUM
amfbr-1456	204	9	mia	mia	PROPN
amfbr-1456	204	10	,	,	PUNCT
amfbr-1456	204	11	h.	h.	PROPN
amfbr-1456	204	12	,	,	PUNCT
amfbr-1456	204	13	rahman	rahman	PROPN
amfbr-1456	204	14	,	,	PUNCT
amfbr-1456	204	15	m.a	m.a	PROPN
amfbr-1456	204	16	.	.	PROPN
amfbr-1456	204	17	,	,	PUNCT
amfbr-1456	204	18	&	&	CCONJ
amfbr-1456	204	19	debnath	debnath	PROPN
amfbr-1456	204	20	,	,	PUNCT
amfbr-1456	204	21	n.	n.	PROPN
amfbr-1456	204	22	c.	c.	PROPN
amfbr-1456	204	23	(	(	PUNCT
amfbr-1456	204	24	2007).consumer	2007).consumer	NUM
amfbr-1456	204	25	behavior	behavior	NOUN
amfbr-1456	204	26	of	of	ADP
amfbr-1456	204	27	online	online	ADJ
amfbr-1456	204	28	banking	banking	NOUN
amfbr-1456	204	29	in	in	ADP
amfbr-1456	204	30	bangladesh	bangladesh	PROPN
amfbr-1456	204	31	.	.	PUNCT
amfbr-1456	205	1	journal	journal	PROPN
amfbr-1456	205	2	of	of	ADP
amfbr-1456	205	3	business	business	NOUN
amfbr-1456	205	4	studies	study	NOUN
amfbr-1456	205	5	,	,	PUNCT
amfbr-1456	205	6	27(2	27(2	PRON
amfbr-1456	205	7	)	)	PUNCT
amfbr-1456	205	8	,	,	PUNCT
amfbr-1456	205	9	151	151	NUM
amfbr-1456	205	10	-	-	SYM
amfbr-1456	205	11	181	181	NUM
amfbr-1456	205	12	nasri	nasri	PROPN
amfbr-1456	205	13	,	,	PUNCT
amfbr-1456	205	14	w.	w.	PROPN
amfbr-1456	205	15	(	(	PUNCT
amfbr-1456	205	16	2011	2011	NUM
amfbr-1456	205	17	)	)	PUNCT
amfbr-1456	205	18	.	.	PUNCT
amfbr-1456	206	1	factors	factor	NOUN
amfbr-1456	206	2	influencing	influence	VERB
amfbr-1456	206	3	the	the	DET
amfbr-1456	206	4	adoption	adoption	NOUN
amfbr-1456	206	5	of	of	ADP
amfbr-1456	206	6	internet	internet	NOUN
amfbr-1456	206	7	banking	banking	NOUN
amfbr-1456	206	8	in	in	ADP
amfbr-1456	206	9	tunisia	tunisia	PROPN
amfbr-1456	206	10	.	.	PUNCT
amfbr-1456	207	1	international	international	ADJ
amfbr-1456	207	2	journal	journal	PROPN
amfbr-1456	207	3	of	of	ADP
amfbr-1456	207	4	business	business	NOUN
amfbr-1456	207	5	and	and	CCONJ
amfbr-1456	207	6	management	management	NOUN
amfbr-1456	207	7	,	,	PUNCT
amfbr-1456	207	8	6(8	6(8	NUM
amfbr-1456	207	9	)	)	PUNCT
amfbr-1456	207	10	,	,	PUNCT
amfbr-1456	207	11	143	143	NUM
amfbr-1456	207	12	-	-	SYM
amfbr-1456	207	13	160	160	NUM
amfbr-1456	207	14	.	.	PUNCT
amfbr-1456	208	1	nelubiri	nelubiri	ADV
amfbr-1456	208	2	,	,	PUNCT
amfbr-1456	208	3	o.n	o.n	PROPN
amfbr-1456	208	4	.	.	PROPN
amfbr-1456	208	5	,	,	PUNCT
amfbr-1456	208	6	&	&	CCONJ
amfbr-1456	208	7	sinti	sinti	PROPN
amfbr-1456	208	8	,	,	PUNCT
amfbr-1456	208	9	q.	q.	PROPN
amfbr-1456	208	10	(	(	PUNCT
amfbr-1456	208	11	2006	2006	NUM
amfbr-1456	208	12	)	)	PUNCT
amfbr-1456	208	13	.	.	PUNCT
amfbr-1456	209	1	consumer	consumer	NOUN
amfbr-1456	209	2	’s	’s	PART
amfbr-1456	209	3	attitudes	attitude	NOUN
amfbr-1456	209	4	,	,	PUNCT
amfbr-1456	209	5	systems	system	NOUN
amfbr-1456	209	6	characteristics	characteristic	NOUN
amfbr-1456	209	7	and	and	CCONJ
amfbr-1456	209	8	internet	internet	NOUN
amfbr-1456	209	9	banking	banking	NOUN
amfbr-1456	209	10	adoption	adoption	NOUN
amfbr-1456	209	11	in	in	ADP
amfbr-1456	209	12	malaysia	malaysia	PROPN
amfbr-1456	209	13	.	.	PUNCT
amfbr-1456	210	1	management	management	NOUN
amfbr-1456	210	2	research	research	NOUN
amfbr-1456	210	3	,	,	PUNCT
amfbr-1456	210	4	29(2	29(2	NUM
amfbr-1456	210	5	)	)	PUNCT
amfbr-1456	210	6	,	,	PUNCT
amfbr-1456	210	7	16	16	NUM
amfbr-1456	210	8	-	-	SYM
amfbr-1456	210	9	27	27	NUM
amfbr-1456	210	10	.	.	PUNCT
amfbr-1456	211	1	sadekin	sadekin	PROPN
amfbr-1456	211	2	,	,	PUNCT
amfbr-1456	211	3	m.s	m.s	PROPN
amfbr-1456	211	4	.	.	PROPN
amfbr-1456	211	5	,	,	PUNCT
amfbr-1456	211	6	&	&	CCONJ
amfbr-1456	211	7	shaikh	shaikh	PROPN
amfbr-1456	211	8	,	,	PUNCT
amfbr-1456	211	9	m.a.h	m.a.h	PROPN
amfbr-1456	211	10	.	.	PUNCT
amfbr-1456	211	11	(	(	PUNCT
amfbr-1456	211	12	2016	2016	NUM
amfbr-1456	211	13	)	)	PUNCT
amfbr-1456	211	14	.	.	PUNCT
amfbr-1456	212	1	effect	effect	NOUN
amfbr-1456	212	2	of	of	ADP
amfbr-1456	212	3	e	e	NOUN
amfbr-1456	212	4	-	-	NOUN
amfbr-1456	212	5	banking	banking	NOUN
amfbr-1456	212	6	on	on	ADP
amfbr-1456	212	7	banking	banking	NOUN
amfbr-1456	212	8	sector	sector	NOUN
amfbr-1456	212	9	of	of	ADP
amfbr-1456	212	10	bangladesh	bangladesh	PROPN
amfbr-1456	212	11	.	.	PUNCT
amfbr-1456	213	1	international	international	ADJ
amfbr-1456	213	2	journal	journal	PROPN
amfbr-1456	213	3	of	of	ADP
amfbr-1456	213	4	economics	economic	NOUN
amfbr-1456	213	5	,	,	PUNCT
amfbr-1456	213	6	finance	finance	NOUN
amfbr-1456	213	7	and	and	CCONJ
amfbr-1456	213	8	management	management	NOUN
amfbr-1456	213	9	sciences	science	NOUN
amfbr-1456	213	10	,	,	PUNCT
amfbr-1456	213	11	4(3	4(3	NUM
amfbr-1456	213	12	)	)	PUNCT
amfbr-1456	213	13	,	,	PUNCT
amfbr-1456	213	14	93	93	NUM
amfbr-1456	213	15	-	-	SYM
amfbr-1456	213	16	97	97	NUM
amfbr-1456	213	17	.	.	PUNCT
amfbr-1456	214	1	sadekin	sadekin	PROPN
amfbr-1456	214	2	,	,	PUNCT
amfbr-1456	214	3	m.s	m.s	PROPN
amfbr-1456	214	4	.	.	PROPN
amfbr-1456	214	5	,	,	PUNCT
amfbr-1456	214	6	mukta	mukta	PROPN
amfbr-1456	214	7	,	,	PUNCT
amfbr-1456	214	8	s.n	s.n	PROPN
amfbr-1456	214	9	.	.	PROPN
amfbr-1456	214	10	,	,	PUNCT
amfbr-1456	214	11	&	&	CCONJ
amfbr-1456	214	12	shaikh	shaikh	PROPN
amfbr-1456	214	13	,	,	PUNCT
amfbr-1456	214	14	m.a.h	m.a.h	PROPN
amfbr-1456	214	15	.	.	PUNCT
amfbr-1456	214	16	(	(	PUNCT
amfbr-1456	214	17	2019	2019	NUM
amfbr-1456	214	18	)	)	PUNCT
amfbr-1456	214	19	.	.	PUNCT
amfbr-1456	215	1	customers	customer	NOUN
amfbr-1456	215	2	’	'	PUNCT
amfbr-1456	215	3	trust	trust	NOUN
amfbr-1456	215	4	on	on	ADP
amfbr-1456	215	5	e	e	NOUN
amfbr-1456	215	6	-	-	ADJ
amfbr-1456	215	7	banking	banking	ADJ
amfbr-1456	215	8	system	system	NOUN
amfbr-1456	215	9	in	in	ADP
amfbr-1456	215	10	bangladesh	bangladesh	PROPN
amfbr-1456	215	11	.	.	PUNCT
amfbr-1456	216	1	international	international	ADJ
amfbr-1456	216	2	journal	journal	PROPN
amfbr-1456	216	3	of	of	ADP
amfbr-1456	216	4	economics	economic	NOUN
amfbr-1456	216	5	,	,	PUNCT
amfbr-1456	216	6	finance	finance	NOUN
amfbr-1456	216	7	and	and	CCONJ
amfbr-1456	216	8	management	management	NOUN
amfbr-1456	216	9	sciences	science	NOUN
amfbr-1456	216	10	,	,	PUNCT
amfbr-1456	216	11	7(6	7(6	NUM
amfbr-1456	216	12	)	)	PUNCT
amfbr-1456	216	13	,	,	PUNCT
amfbr-1456	216	14	178	178	NUM
amfbr-1456	216	15	-	-	SYM
amfbr-1456	216	16	186	186	NUM
amfbr-1456	216	17	simpson	simpson	NOUN
amfbr-1456	216	18	,	,	PUNCT
amfbr-1456	216	19	j.	j.	PROPN
amfbr-1456	216	20	(	(	PUNCT
amfbr-1456	216	21	2002	2002	NUM
amfbr-1456	216	22	)	)	PUNCT
amfbr-1456	216	23	.	.	PUNCT
amfbr-1456	217	1	the	the	DET
amfbr-1456	217	2	impact	impact	NOUN
amfbr-1456	217	3	of	of	ADP
amfbr-1456	217	4	the	the	DET
amfbr-1456	217	5	internet	internet	NOUN
amfbr-1456	217	6	in	in	ADP
amfbr-1456	217	7	banking	banking	NOUN
amfbr-1456	217	8	,	,	PUNCT
amfbr-1456	217	9	observations	observation	NOUN
amfbr-1456	217	10	and	and	CCONJ
amfbr-1456	217	11	evidence	evidence	NOUN
amfbr-1456	217	12	from	from	ADP
amfbr-1456	217	13	developed	develop	VERB
amfbr-1456	217	14	and	and	CCONJ
amfbr-1456	217	15	emerging	emerge	VERB
amfbr-1456	217	16	markets	market	NOUN
amfbr-1456	217	17	.	.	PUNCT
amfbr-1456	218	1	telematics	telematic	NOUN
amfbr-1456	218	2	and	and	CCONJ
amfbr-1456	218	3	informatics	informatic	NOUN
amfbr-1456	218	4	journal	journal	PROPN
amfbr-1456	218	5	,	,	PUNCT
amfbr-1456	218	6	19(4	19(4	PROPN
amfbr-1456	218	7	)	)	PUNCT
amfbr-1456	218	8	,	,	PUNCT
amfbr-1456	218	9	315	315	NUM
amfbr-1456	218	10	-	-	SYM
amfbr-1456	218	11	30	30	NUM
amfbr-1456	218	12	.	.	PUNCT
amfbr-1456	219	1	rahman	rahman	PROPN
amfbr-1456	219	2	.	.	PUNCT
amfbr-1456	220	1	(	(	PUNCT
amfbr-1456	220	2	2008	2008	NUM
amfbr-1456	220	3	)	)	PUNCT
amfbr-1456	220	4	.	.	PUNCT
amfbr-1456	221	1	innovative	innovative	ADJ
amfbr-1456	221	2	technology	technology	NOUN
amfbr-1456	221	3	and	and	CCONJ
amfbr-1456	221	4	bank	bank	NOUN
amfbr-1456	221	5	profitability	profitability	NOUN
amfbr-1456	221	6	:	:	PUNCT
amfbr-1456	221	7	the	the	DET
amfbr-1456	221	8	bangladesh	bangladesh	NOUN
amfbr-1456	221	9	experience	experience	NOUN
amfbr-1456	221	10	.	.	PUNCT
amfbr-1456	222	1	working	work	VERB
amfbr-1456	222	2	paper	paper	NOUN
amfbr-1456	222	3	series	series	PROPN
amfbr-1456	222	4	0803	0803	NUM
amfbr-1456	222	5	,	,	PUNCT
amfbr-1456	222	6	bangladesh	bangladesh	NOUN
amfbr-1456	222	7	bank	bank	NOUN
amfbr-1456	222	8	,	,	PUNCT
amfbr-1456	222	9	retrieved	retrieve	VERB
amfbr-1456	222	10	from	from	ADP
amfbr-1456	222	11	https://www.bb.org.bd/fnansys/bankfi.php	https://www.bb.org.bd/fnansys/bankfi.php	PROPN
amfbr-1456	222	12	,	,	PUNCT
amfbr-1456	222	13	on	on	ADP
amfbr-1456	222	14	december	december	PROPN
amfbr-1456	222	15	15	15	NUM
amfbr-1456	222	16	,	,	PUNCT
amfbr-1456	222	17	2008	2008	NUM
amfbr-1456	222	18	uddin	uddin	NOUN
amfbr-1456	222	19	,	,	PUNCT
amfbr-1456	222	20	m.b	m.b	PROPN
amfbr-1456	222	21	.	.	PROPN
amfbr-1456	222	22	,	,	PUNCT
amfbr-1456	222	23	haque	haque	PROPN
amfbr-1456	222	24	,	,	PUNCT
amfbr-1456	222	25	a.	a.	PROPN
amfbr-1456	222	26	,	,	PUNCT
amfbr-1456	222	27	rahman	rahman	PROPN
amfbr-1456	222	28	,	,	PUNCT
amfbr-1456	222	29	m.m	m.m	PROPN
amfbr-1456	222	30	.	.	PROPN
amfbr-1456	222	31	,	,	PUNCT
amfbr-1456	222	32	&	&	CCONJ
amfbr-1456	222	33	mamun	mamun	PROPN
amfbr-1456	222	34	,	,	PUNCT
amfbr-1456	222	35	a.a.a	a.a.a	PROPN
amfbr-1456	222	36	.	.	PUNCT
amfbr-1456	223	1	(	(	PUNCT
amfbr-1456	223	2	2016	2016	NUM
amfbr-1456	223	3	)	)	PUNCT
amfbr-1456	223	4	.	.	PUNCT
amfbr-1456	224	1	electronic	electronic	ADJ
amfbr-1456	224	2	banking	banking	NOUN
amfbr-1456	224	3	products	product	NOUN
amfbr-1456	224	4	and	and	CCONJ
amfbr-1456	224	5	service	service	NOUN
amfbr-1456	224	6	of	of	ADP
amfbr-1456	224	7	private	private	ADJ
amfbr-1456	224	8	commercial	commercial	ADJ
amfbr-1456	224	9	banks	bank	NOUN
amfbr-1456	224	10	in	in	ADP
amfbr-1456	224	11	bangladesh	bangladesh	NOUN
amfbr-1456	224	12	:	:	PUNCT
amfbr-1456	224	13	present	present	ADJ
amfbr-1456	224	14	status	status	NOUN
amfbr-1456	224	15	and	and	CCONJ
amfbr-1456	224	16	challenges	challenge	NOUN
amfbr-1456	224	17	.	.	PUNCT
amfbr-1456	225	1	international	international	ADJ
amfbr-1456	225	2	journal	journal	NOUN
amfbr-1456	225	3	of	of	ADP
amfbr-1456	225	4	business	business	NOUN
amfbr-1456	225	5	and	and	CCONJ
amfbr-1456	225	6	management	management	NOUN
amfbr-1456	225	7	review	review	NOUN
amfbr-1456	225	8	,	,	PUNCT
amfbr-1456	225	9	4(8	4(8	NUM
amfbr-1456	225	10	)	)	PUNCT
amfbr-1456	225	11	,	,	PUNCT
amfbr-1456	225	12	44	44	NUM
amfbr-1456	225	13	-	-	SYM
amfbr-1456	225	14	55	55	NUM
amfbr-1456	225	15	.	.	PUNCT
amfbr-1456	226	1	author	author	NOUN
amfbr-1456	226	2	contributions	contribution	NOUN
amfbr-1456	226	3	conceptualization	conceptualization	NOUN
amfbr-1456	226	4	:	:	PUNCT
amfbr-1456	226	5	dhiman	dhiman	NOUN
amfbr-1456	226	6	barua	barua	PROPN
amfbr-1456	226	7	,	,	PUNCT
amfbr-1456	226	8	s.	s.	PROPN
amfbr-1456	226	9	m.	m.	PROPN
amfbr-1456	226	10	akber	akber	PROPN
amfbr-1456	226	11	data	datum	NOUN
amfbr-1456	226	12	curation	curation	NOUN
amfbr-1456	226	13	:	:	PUNCT
amfbr-1456	226	14	dhiman	dhiman	NOUN
amfbr-1456	226	15	barua	barua	PROPN
amfbr-1456	226	16	,	,	PUNCT
amfbr-1456	226	17	s.	s.	PROPN
amfbr-1456	226	18	m.	m.	PROPN
amfbr-1456	226	19	akber	akber	PROPN
amfbr-1456	226	20	formal	formal	ADJ
amfbr-1456	226	21	analysis	analysis	NOUN
amfbr-1456	226	22	:	:	PUNCT
amfbr-1456	226	23	dhiman	dhiman	NOUN
amfbr-1456	226	24	barua	barua	PROPN
amfbr-1456	226	25	,	,	PUNCT
amfbr-1456	226	26	s.	s.	PROPN
amfbr-1456	226	27	m.	m.	PROPN
amfbr-1456	226	28	akber	akber	PROPN
amfbr-1456	226	29	funding	funding	PROPN
amfbr-1456	226	30	acquisition	acquisition	NOUN
amfbr-1456	226	31	:	:	PUNCT
amfbr-1456	226	32	dhiman	dhiman	NOUN
amfbr-1456	226	33	barua	barua	PROPN
amfbr-1456	226	34	,	,	PUNCT
amfbr-1456	226	35	s.	s.	PROPN
amfbr-1456	226	36	m.	m.	PROPN
amfbr-1456	226	37	akber	akber	PROPN
amfbr-1456	226	38	project	project	PROPN
amfbr-1456	226	39	administration	administration	NOUN
amfbr-1456	226	40	:	:	PUNCT
amfbr-1456	226	41	dhiman	dhiman	NOUN
amfbr-1456	226	42	barua	barua	PROPN
amfbr-1456	226	43	software	software	PROPN
amfbr-1456	226	44	:	:	PUNCT
amfbr-1456	226	45	s.	s.	PROPN
amfbr-1456	226	46	m.	m.	PROPN
amfbr-1456	226	47	akber	akber	PROPN
amfbr-1456	226	48	validation	validation	NOUN
amfbr-1456	226	49	:	:	PUNCT
amfbr-1456	226	50	dhiman	dhiman	NOUN
amfbr-1456	226	51	barua	barua	PROPN
amfbr-1456	226	52	,	,	PUNCT
amfbr-1456	226	53	s.	s.	PROPN
amfbr-1456	226	54	m.	m.	PROPN
amfbr-1456	226	55	akber	akber	PROPN
amfbr-1456	226	56	writing	write	VERB
amfbr-1456	226	57	–	–	PUNCT
amfbr-1456	226	58	original	original	ADJ
amfbr-1456	226	59	draft	draft	NOUN
amfbr-1456	226	60	:	:	PUNCT
amfbr-1456	226	61	dhiman	dhiman	NOUN
amfbr-1456	226	62	barua	barua	PROPN
amfbr-1456	226	63	,	,	PUNCT
amfbr-1456	226	64	s.	s.	PROPN
amfbr-1456	226	65	m.	m.	PROPN
amfbr-1456	226	66	akber	akber	PROPN
amfbr-1456	226	67	writing	write	VERB
amfbr-1456	226	68	–	–	PUNCT
amfbr-1456	226	69	review	review	NOUN
amfbr-1456	226	70	&	&	CCONJ
amfbr-1456	226	71	editing	editing	NOUN
amfbr-1456	226	72	:	:	PUNCT
amfbr-1456	226	73	dhiman	dhiman	NOUN
amfbr-1456	226	74	barua	barua	PROPN
amfbr-1456	226	75	,	,	PUNCT
amfbr-1456	226	76	s.	s.	PROPN
amfbr-1456	226	77	m.	m.	PROPN
amfbr-1456	226	78	akber	akber	PROPN
amfbr-1456	226	79	conflict	conflict	NOUN
amfbr-1456	226	80	of	of	ADP
amfbr-1456	226	81	interest	interest	NOUN
amfbr-1456	226	82	statement	statement	NOUN
amfbr-1456	226	83	the	the	DET
amfbr-1456	226	84	authors	author	NOUN
amfbr-1456	226	85	declare	declare	VERB
amfbr-1456	226	86	that	that	SCONJ
amfbr-1456	226	87	they	they	PRON
amfbr-1456	226	88	have	have	VERB
amfbr-1456	226	89	no	no	DET
amfbr-1456	226	90	competing	compete	VERB
amfbr-1456	226	91	interests	interest	NOUN
amfbr-1456	226	92	.	.	PUNCT
amfbr-1456	227	1	copyrights	copyright	NOUN
amfbr-1456	227	2	copyright	copyright	NOUN
amfbr-1456	227	3	for	for	ADP
amfbr-1456	227	4	this	this	DET
amfbr-1456	227	5	article	article	NOUN
amfbr-1456	227	6	is	be	AUX
amfbr-1456	227	7	retained	retain	VERB
amfbr-1456	227	8	by	by	ADP
amfbr-1456	227	9	the	the	DET
amfbr-1456	227	10	author(s	author(s	PROPN
amfbr-1456	227	11	)	)	PUNCT
amfbr-1456	227	12	,	,	PUNCT
amfbr-1456	227	13	with	with	ADP
amfbr-1456	227	14	first	first	ADJ
amfbr-1456	227	15	publication	publication	NOUN
amfbr-1456	227	16	rights	right	NOUN
amfbr-1456	227	17	granted	grant	VERB
amfbr-1456	227	18	to	to	ADP
amfbr-1456	227	19	the	the	DET
amfbr-1456	227	20	journal	journal	NOUN
amfbr-1456	227	21	.	.	PUNCT
amfbr-1456	228	1	this	this	PRON
amfbr-1456	228	2	is	be	AUX
amfbr-1456	228	3	an	an	DET
amfbr-1456	228	4	open	open	ADJ
amfbr-1456	228	5	-	-	PUNCT
amfbr-1456	228	6	access	access	NOUN
amfbr-1456	228	7	article	article	NOUN
amfbr-1456	228	8	distributed	distribute	VERB
amfbr-1456	228	9	under	under	ADP
amfbr-1456	228	10	the	the	DET
amfbr-1456	228	11	terms	term	NOUN
amfbr-1456	228	12	and	and	CCONJ
amfbr-1456	228	13	conditions	condition	NOUN
amfbr-1456	228	14	of	of	ADP
amfbr-1456	228	15	the	the	DET
amfbr-1456	228	16	creative	creative	ADJ
amfbr-1456	228	17	commons	common	NOUN
amfbr-1456	228	18	attribution	attribution	NOUN
amfbr-1456	228	19	license	license	NOUN
amfbr-1456	228	20	(	(	PUNCT
amfbr-1456	228	21	https://creativecommons.org/licenses/by/4.0	https://creativecommons.org/licenses/by/4.0	NOUN
amfbr-1456	228	22	)	)	PUNCT
amfbr-1456	228	23	.	.	PUNCT