id	sid	tid	token	lemma	pos
amfbr-288	1	1	copyright	copyright	NOUN
amfbr-288	1	2	©	©	PROPN
amfbr-288	1	3	cc	cc	PROPN
amfbr-288	1	4	-	-	PUNCT
amfbr-288	1	5	by	by	ADP
amfbr-288	1	6	-	-	PUNCT
amfbr-288	1	7	nc	nc	PROPN
amfbr-288	1	8	2019	2019	NUM
amfbr-288	1	9	,	,	PUNCT
amfbr-288	1	10	cribfb	cribfb	PROPN
amfbr-288	1	11	|	|	ADV
amfbr-288	1	12	amfbr	amfbr	PROPN
amfbr-288	1	13	american	american	PROPN
amfbr-288	1	14	finance	finance	PROPN
amfbr-288	1	15	&	&	CCONJ
amfbr-288	1	16	banking	banking	PROPN
amfbr-288	1	17	review	review	PROPN
amfbr-288	1	18	;	;	PUNCT
amfbr-288	1	19	vol	vol	NOUN
amfbr-288	1	20	.	.	NOUN
amfbr-288	1	21	4	4	NUM
amfbr-288	1	22	,	,	PUNCT
amfbr-288	1	23	no	no	INTJ
amfbr-288	1	24	.	.	NOUN
amfbr-288	1	25	1	1	NUM
amfbr-288	1	26	;	;	PUNCT
amfbr-288	1	27	2019	2019	NUM
amfbr-288	1	28	issn	issn	VERB
amfbr-288	1	29	2576	2576	NUM
amfbr-288	1	30	-	-	SYM
amfbr-288	1	31	1226	1226	NUM
amfbr-288	1	32	e	e	NOUN
amfbr-288	1	33	-	-	NOUN
amfbr-288	1	34	issn	issn	PROPN
amfbr-288	1	35	2576	2576	NUM
amfbr-288	1	36	-	-	SYM
amfbr-288	1	37	1234	1234	NUM
amfbr-288	1	38	published	publish	VERB
amfbr-288	1	39	by	by	ADP
amfbr-288	1	40	centre	centre	NOUN
amfbr-288	1	41	for	for	ADP
amfbr-288	1	42	research	research	NOUN
amfbr-288	1	43	on	on	ADP
amfbr-288	1	44	islamic	islamic	ADJ
amfbr-288	1	45	banking	banking	PROPN
amfbr-288	1	46	&	&	CCONJ
amfbr-288	1	47	finance	finance	PROPN
amfbr-288	1	48	and	and	CCONJ
amfbr-288	1	49	business	business	NOUN
amfbr-288	1	50	,	,	PUNCT
amfbr-288	1	51	usa	usa	PROPN
amfbr-288	1	52	32	32	NUM
amfbr-288	1	53	insurance	insurance	NOUN
amfbr-288	1	54	and	and	CCONJ
amfbr-288	1	55	chain	chain	NOUN
amfbr-288	1	56	bankruptcy	bankruptcy	NOUN
amfbr-288	1	57	theory	theory	NOUN
amfbr-288	1	58	bijan	bijan	PROPN
amfbr-288	1	59	bidabad	bidabad	PROPN
amfbr-288	1	60	b.a	b.a	PROPN
amfbr-288	1	61	.	.	PROPN
amfbr-288	1	62	,	,	PUNCT
amfbr-288	1	63	m.sc	m.sc	PROPN
amfbr-288	1	64	.	.	PROPN
amfbr-288	1	65	,	,	PUNCT
amfbr-288	1	66	ph.d	ph.d	PROPN
amfbr-288	1	67	.	.	PROPN
amfbr-288	1	68	,	,	PUNCT
amfbr-288	1	69	post	post	PROPN
amfbr-288	1	70	-	-	ADJ
amfbr-288	1	71	doc	doc	ADJ
amfbr-288	1	72	.	.	PROPN
amfbr-288	1	73	professor	professor	NOUN
amfbr-288	1	74	economics	economic	NOUN
amfbr-288	1	75	and	and	CCONJ
amfbr-288	1	76	chief	chief	ADJ
amfbr-288	1	77	islamic	islamic	PROPN
amfbr-288	1	78	banking	banking	PROPN
amfbr-288	1	79	advisor	advisor	PROPN
amfbr-288	1	80	bank	bank	PROPN
amfbr-288	1	81	melli	melli	PROPN
amfbr-288	1	82	,	,	PUNCT
amfbr-288	1	83	iran	iran	PROPN
amfbr-288	1	84	e-mail:bijan@bidabad.com	e-mail:bijan@bidabad.com	X
amfbr-288	2	1	abstract	abstract	ADJ
amfbr-288	2	2	purpose	purpose	NOUN
amfbr-288	2	3	:	:	PUNCT
amfbr-288	2	4	this	this	DET
amfbr-288	2	5	paper	paper	NOUN
amfbr-288	2	6	aims	aim	VERB
amfbr-288	2	7	to	to	PART
amfbr-288	2	8	explain	explain	VERB
amfbr-288	2	9	the	the	DET
amfbr-288	2	10	effects	effect	NOUN
amfbr-288	2	11	of	of	ADP
amfbr-288	2	12	the	the	DET
amfbr-288	2	13	bankruptcy	bankruptcy	NOUN
amfbr-288	2	14	of	of	ADP
amfbr-288	2	15	one	one	NUM
amfbr-288	2	16	firm	firm	NOUN
amfbr-288	2	17	in	in	ADP
amfbr-288	2	18	other	other	ADJ
amfbr-288	2	19	interrelated	interrelated	ADJ
amfbr-288	2	20	companies	company	NOUN
amfbr-288	2	21	which	which	PRON
amfbr-288	2	22	are	be	AUX
amfbr-288	2	23	in	in	ADP
amfbr-288	2	24	connection	connection	NOUN
amfbr-288	2	25	with	with	ADP
amfbr-288	2	26	the	the	DET
amfbr-288	2	27	bankrupted	bankrupt	VERB
amfbr-288	2	28	firm	firm	NOUN
amfbr-288	2	29	,	,	PUNCT
amfbr-288	2	30	and	and	CCONJ
amfbr-288	2	31	shows	show	VERB
amfbr-288	2	32	how	how	SCONJ
amfbr-288	2	33	the	the	DET
amfbr-288	2	34	insurance	insurance	NOUN
amfbr-288	2	35	breaks	break	VERB
amfbr-288	2	36	the	the	DET
amfbr-288	2	37	chain	chain	NOUN
amfbr-288	2	38	of	of	ADP
amfbr-288	2	39	serial	serial	ADJ
amfbr-288	2	40	bankruptcy	bankruptcy	NOUN
amfbr-288	2	41	.	.	PUNCT
amfbr-288	3	1	design	design	NOUN
amfbr-288	3	2	:	:	PUNCT
amfbr-288	3	3	by	by	ADP
amfbr-288	3	4	economic	economic	ADJ
amfbr-288	3	5	analysis	analysis	NOUN
amfbr-288	3	6	of	of	ADP
amfbr-288	3	7	insurance	insurance	NOUN
amfbr-288	3	8	,	,	PUNCT
amfbr-288	3	9	the	the	DET
amfbr-288	3	10	“	"	PUNCT
amfbr-288	3	11	chain	chain	NOUN
amfbr-288	3	12	bankruptcy	bankruptcy	NOUN
amfbr-288	3	13	”	"	PUNCT
amfbr-288	3	14	theory	theory	NOUN
amfbr-288	3	15	is	be	AUX
amfbr-288	3	16	put	put	VERB
amfbr-288	3	17	forward	forward	ADV
amfbr-288	3	18	as	as	ADP
amfbr-288	3	19	a	a	DET
amfbr-288	3	20	new	new	ADJ
amfbr-288	3	21	theory	theory	NOUN
amfbr-288	3	22	.	.	PUNCT
amfbr-288	4	1	findings	finding	NOUN
amfbr-288	4	2	:	:	PUNCT
amfbr-288	4	3	through	through	ADP
amfbr-288	4	4	a	a	DET
amfbr-288	4	5	mathematical	mathematical	ADJ
amfbr-288	4	6	-	-	PUNCT
amfbr-288	4	7	behavioral	behavioral	ADJ
amfbr-288	4	8	model	model	NOUN
amfbr-288	4	9	,	,	PUNCT
amfbr-288	4	10	we	we	PRON
amfbr-288	4	11	will	will	AUX
amfbr-288	4	12	show	show	VERB
amfbr-288	4	13	how	how	SCONJ
amfbr-288	4	14	insurance	insurance	NOUN
amfbr-288	4	15	breaks	break	VERB
amfbr-288	4	16	the	the	DET
amfbr-288	4	17	chain	chain	NOUN
amfbr-288	4	18	bankruptcy	bankruptcy	NOUN
amfbr-288	4	19	in	in	ADP
amfbr-288	4	20	the	the	DET
amfbr-288	4	21	economy	economy	NOUN
amfbr-288	4	22	.	.	PUNCT
amfbr-288	5	1	research	research	NOUN
amfbr-288	5	2	limitations	limitation	NOUN
amfbr-288	5	3	:	:	PUNCT
amfbr-288	5	4	we	we	PRON
amfbr-288	5	5	have	have	AUX
amfbr-288	5	6	developed	develop	VERB
amfbr-288	5	7	the	the	DET
amfbr-288	5	8	case	case	NOUN
amfbr-288	5	9	with	with	ADP
amfbr-288	5	10	simple	simple	ADJ
amfbr-288	5	11	modeling	modeling	NOUN
amfbr-288	5	12	based	base	VERB
amfbr-288	5	13	on	on	ADP
amfbr-288	5	14	specific	specific	ADJ
amfbr-288	5	15	assumptions	assumption	NOUN
amfbr-288	5	16	.	.	PUNCT
amfbr-288	6	1	in	in	ADP
amfbr-288	6	2	the	the	DET
amfbr-288	6	3	next	next	ADJ
amfbr-288	6	4	step	step	NOUN
amfbr-288	6	5	,	,	PUNCT
amfbr-288	6	6	it	it	PRON
amfbr-288	6	7	would	would	AUX
amfbr-288	6	8	be	be	AUX
amfbr-288	6	9	extended	extend	VERB
amfbr-288	6	10	to	to	ADP
amfbr-288	6	11	a	a	DET
amfbr-288	6	12	more	more	ADV
amfbr-288	6	13	complicated	complicated	ADJ
amfbr-288	6	14	and	and	CCONJ
amfbr-288	6	15	real	real	ADJ
amfbr-288	6	16	set	set	NOUN
amfbr-288	6	17	of	of	ADP
amfbr-288	6	18	assumptions	assumption	NOUN
amfbr-288	6	19	.	.	PUNCT
amfbr-288	7	1	practical	practical	ADJ
amfbr-288	7	2	implications	implication	NOUN
amfbr-288	7	3	:	:	PUNCT
amfbr-288	7	4	we	we	PRON
amfbr-288	7	5	show	show	VERB
amfbr-288	7	6	how	how	SCONJ
amfbr-288	7	7	insurance	insurance	NOUN
amfbr-288	7	8	products	product	NOUN
amfbr-288	7	9	can	can	AUX
amfbr-288	7	10	break	break	VERB
amfbr-288	7	11	serial	serial	ADJ
amfbr-288	7	12	bankruptcy	bankruptcy	NOUN
amfbr-288	7	13	in	in	ADP
amfbr-288	7	14	the	the	DET
amfbr-288	7	15	economy	economy	NOUN
amfbr-288	7	16	.	.	PUNCT
amfbr-288	8	1	social	social	ADJ
amfbr-288	8	2	implications	implication	NOUN
amfbr-288	8	3	:	:	PUNCT
amfbr-288	8	4	it	it	PRON
amfbr-288	8	5	is	be	AUX
amfbr-288	8	6	shown	show	VERB
amfbr-288	8	7	that	that	SCONJ
amfbr-288	8	8	how	how	SCONJ
amfbr-288	8	9	insurance	insurance	NOUN
amfbr-288	8	10	stabilizes	stabilize	VERB
amfbr-288	8	11	the	the	DET
amfbr-288	8	12	economy	economy	NOUN
amfbr-288	8	13	and	and	CCONJ
amfbr-288	8	14	make	make	VERB
amfbr-288	8	15	the	the	DET
amfbr-288	8	16	business	business	NOUN
amfbr-288	8	17	cycle	cycle	NOUN
amfbr-288	8	18	oscillation	oscillation	NOUN
amfbr-288	8	19	range	range	NOUN
amfbr-288	8	20	narrow	narrow	ADJ
amfbr-288	8	21	.	.	PUNCT
amfbr-288	9	1	originality	originality	NOUN
amfbr-288	9	2	/	/	SYM
amfbr-288	9	3	value	value	NOUN
amfbr-288	9	4	:	:	PUNCT
amfbr-288	9	5	this	this	DET
amfbr-288	9	6	approach	approach	NOUN
amfbr-288	9	7	is	be	AUX
amfbr-288	9	8	entirely	entirely	ADV
amfbr-288	9	9	different	different	ADJ
amfbr-288	9	10	and	and	CCONJ
amfbr-288	9	11	new	new	ADJ
amfbr-288	9	12	.	.	PUNCT
amfbr-288	10	1	article	article	NOUN
amfbr-288	10	2	type	type	NOUN
amfbr-288	10	3	:	:	PUNCT
amfbr-288	10	4	research	research	NOUN
amfbr-288	10	5	paper	paper	NOUN
amfbr-288	10	6	keywords	keyword	NOUN
amfbr-288	10	7	:	:	PUNCT
amfbr-288	10	8	insurance	insurance	NOUN
amfbr-288	10	9	,	,	PUNCT
amfbr-288	10	10	bankruptcy	bankruptcy	NOUN
amfbr-288	10	11	,	,	PUNCT
amfbr-288	10	12	stabilisation	stabilisation	NOUN
amfbr-288	10	13	policy	policy	NOUN
amfbr-288	10	14	,	,	PUNCT
amfbr-288	10	15	economic	economic	ADJ
amfbr-288	10	16	stabilisation	stabilisation	NOUN
amfbr-288	10	17	,	,	PUNCT
amfbr-288	10	18	business	business	NOUN
amfbr-288	10	19	cycles	cycle	NOUN
amfbr-288	10	20	,	,	PUNCT
amfbr-288	10	21	economic	economic	ADJ
amfbr-288	10	22	fluctuations	fluctuation	NOUN
amfbr-288	10	23	1	1	NUM
amfbr-288	10	24	.	.	PUNCT
amfbr-288	11	1	introduction	introduction	NOUN
amfbr-288	11	2	economic	economic	ADJ
amfbr-288	11	3	insurances	insurance	NOUN
amfbr-288	11	4	that	that	PRON
amfbr-288	11	5	are	be	AUX
amfbr-288	11	6	often	often	ADV
amfbr-288	11	7	called	call	VERB
amfbr-288	11	8	commercial	commercial	ADJ
amfbr-288	11	9	insurance	insurance	NOUN
amfbr-288	11	10	have	have	VERB
amfbr-288	11	11	a	a	DET
amfbr-288	11	12	long	long	ADJ
amfbr-288	11	13	history	history	NOUN
amfbr-288	11	14	,	,	PUNCT
amfbr-288	11	15	going	go	VERB
amfbr-288	11	16	back	back	ADV
amfbr-288	11	17	to	to	ADP
amfbr-288	11	18	6500	6500	NUM
amfbr-288	11	19	years	year	NOUN
amfbr-288	11	20	ago	ago	ADV
amfbr-288	11	21	.	.	PUNCT
amfbr-288	12	1	according	accord	VERB
amfbr-288	12	2	to	to	ADP
amfbr-288	12	3	a	a	DET
amfbr-288	12	4	found	find	VERB
amfbr-288	12	5	papyrus	papyrus	NOUN
amfbr-288	12	6	belonging	belong	VERB
amfbr-288	12	7	to	to	ADP
amfbr-288	12	8	65	65	NUM
amfbr-288	12	9	centuries	century	NOUN
amfbr-288	12	10	ago	ago	ADV
amfbr-288	12	11	,	,	PUNCT
amfbr-288	12	12	in	in	ADP
amfbr-288	12	13	order	order	NOUN
amfbr-288	12	14	to	to	PART
amfbr-288	12	15	help	help	VERB
amfbr-288	12	16	and	and	CCONJ
amfbr-288	12	17	protect	protect	VERB
amfbr-288	12	18	each	each	DET
amfbr-288	12	19	other	other	ADJ
amfbr-288	12	20	against	against	ADP
amfbr-288	12	21	accidents	accident	NOUN
amfbr-288	12	22	,	,	PUNCT
amfbr-288	12	23	ancient	ancient	ADJ
amfbr-288	12	24	egyptian	egyptian	ADJ
amfbr-288	12	25	lithographers	lithographer	NOUN
amfbr-288	12	26	used	use	VERB
amfbr-288	12	27	to	to	PART
amfbr-288	12	28	pay	pay	VERB
amfbr-288	12	29	a	a	DET
amfbr-288	12	30	share	share	NOUN
amfbr-288	12	31	to	to	ADP
amfbr-288	12	32	a	a	DET
amfbr-288	12	33	fund	fund	NOUN
amfbr-288	12	34	.	.	PUNCT
amfbr-288	13	1	in	in	ADP
amfbr-288	13	2	2250	2250	NUM
amfbr-288	13	3	b.c	b.c	PROPN
amfbr-288	13	4	.	.	PROPN
amfbr-288	13	5	,	,	PUNCT
amfbr-288	13	6	hammurabi	hammurabi	NOUN
amfbr-288	13	7	,	,	PUNCT
amfbr-288	13	8	king	king	NOUN
amfbr-288	13	9	of	of	ADP
amfbr-288	13	10	babel	babel	NOUN
amfbr-288	13	11	legislated	legislate	VERB
amfbr-288	13	12	a	a	DET
amfbr-288	13	13	law	law	NOUN
amfbr-288	13	14	according	accord	VERB
amfbr-288	13	15	to	to	ADP
amfbr-288	13	16	which	which	PRON
amfbr-288	13	17	transporters	transporter	NOUN
amfbr-288	13	18	were	be	AUX
amfbr-288	13	19	responsible	responsible	ADJ
amfbr-288	13	20	for	for	ADP
amfbr-288	13	21	the	the	DET
amfbr-288	13	22	cargo	cargo	NOUN
amfbr-288	13	23	they	they	PRON
amfbr-288	13	24	carried	carry	VERB
amfbr-288	13	25	until	until	ADP
amfbr-288	13	26	delivery	delivery	NOUN
amfbr-288	13	27	.	.	PUNCT
amfbr-288	14	1	in	in	ADP
amfbr-288	14	2	588	588	NUM
amfbr-288	14	3	-	-	SYM
amfbr-288	14	4	640	640	NUM
amfbr-288	14	5	b.c	b.c	NOUN
amfbr-288	14	6	.	.	PROPN
amfbr-288	14	7	,	,	PUNCT
amfbr-288	14	8	in	in	ADP
amfbr-288	14	9	greece	greece	PROPN
amfbr-288	14	10	,	,	PUNCT
amfbr-288	14	11	there	there	PRON
amfbr-288	14	12	were	be	VERB
amfbr-288	14	13	associations	association	NOUN
amfbr-288	14	14	,	,	PUNCT
amfbr-288	14	15	which	which	PRON
amfbr-288	14	16	established	establish	VERB
amfbr-288	14	17	funds	fund	NOUN
amfbr-288	14	18	and	and	CCONJ
amfbr-288	14	19	received	receive	VERB
amfbr-288	14	20	monthly	monthly	ADJ
amfbr-288	14	21	fees	fee	NOUN
amfbr-288	14	22	to	to	PART
amfbr-288	14	23	help	help	VERB
amfbr-288	14	24	and	and	CCONJ
amfbr-288	14	25	protect	protect	VERB
amfbr-288	14	26	members	member	NOUN
amfbr-288	14	27	against	against	ADP
amfbr-288	14	28	injury	injury	NOUN
amfbr-288	14	29	and	and	CCONJ
amfbr-288	14	30	damages	damage	NOUN
amfbr-288	14	31	.	.	PUNCT
amfbr-288	15	1	a	a	DET
amfbr-288	15	2	similar	similar	ADJ
amfbr-288	15	3	organization	organization	NOUN
amfbr-288	15	4	has	have	AUX
amfbr-288	15	5	also	also	ADV
amfbr-288	15	6	been	be	AUX
amfbr-288	15	7	seen	see	VERB
amfbr-288	15	8	in	in	ADP
amfbr-288	15	9	ancient	ancient	ADJ
amfbr-288	15	10	rome1	rome1	NOUN
amfbr-288	15	11	.	.	PUNCT
amfbr-288	16	1	there	there	PRON
amfbr-288	16	2	are	be	VERB
amfbr-288	16	3	similar	similar	ADJ
amfbr-288	16	4	cases	case	NOUN
amfbr-288	16	5	in	in	ADP
amfbr-288	16	6	the	the	DET
amfbr-288	16	7	middle	middle	ADJ
amfbr-288	16	8	ages	age	NOUN
amfbr-288	16	9	that	that	PRON
amfbr-288	16	10	we	we	PRON
amfbr-288	16	11	will	will	AUX
amfbr-288	16	12	not	not	PART
amfbr-288	16	13	go	go	VERB
amfbr-288	16	14	through2	through2	VERB
amfbr-288	16	15	.	.	PUNCT
amfbr-288	17	1	modern	modern	ADJ
amfbr-288	17	2	various3	various3	PROPN
amfbr-288	17	3	economic	economic	ADJ
amfbr-288	17	4	insurances	insurance	NOUN
amfbr-288	17	5	can	can	AUX
amfbr-288	17	6	be	be	AUX
amfbr-288	17	7	counted	count	VERB
amfbr-288	17	8	as	as	SCONJ
amfbr-288	17	9	follows	follow	VERB
amfbr-288	17	10	:	:	PUNCT
amfbr-288	18	1			NUM
amfbr-288	18	2	life	life	NOUN
amfbr-288	18	3	insurances	insurance	NOUN
amfbr-288	18	4			X
amfbr-288	19	1	personal	personal	ADJ
amfbr-288	19	2	accidents	accident	NOUN
amfbr-288	19	3	insurances	insurance	NOUN
amfbr-288	19	4			PROPN
amfbr-288	19	5	health	health	PROPN
amfbr-288	19	6	insurances	insurance	NOUN
amfbr-288	19	7			PART
amfbr-288	19	8	insurance	insurance	NOUN
amfbr-288	19	9	for	for	ADP
amfbr-288	19	10	fire	fire	NOUN
amfbr-288	19	11	accidents	accident	NOUN
amfbr-288	19	12	and	and	CCONJ
amfbr-288	19	13	other	other	ADJ
amfbr-288	19	14	hazards	hazard	NOUN
amfbr-288	19	15	,	,	PUNCT
amfbr-288	19	16	such	such	ADJ
amfbr-288	19	17	as	as	ADP
amfbr-288	19	18	explosion	explosion	NOUN
amfbr-288	19	19	,	,	PUNCT
amfbr-288	19	20	theft	theft	NOUN
amfbr-288	19	21	,	,	PUNCT
amfbr-288	19	22	earthquake	earthquake	NOUN
amfbr-288	19	23	,	,	PUNCT
amfbr-288	19	24	flood	flood	NOUN
amfbr-288	19	25	and	and	CCONJ
amfbr-288	19	26	plane	plane	NOUN
amfbr-288	19	27	crash	crash	NOUN
amfbr-288	19	28			NOUN
amfbr-288	19	29	cargo	cargo	NOUN
amfbr-288	19	30	insurances	insurance	NOUN
amfbr-288	19	31	1	1	NUM
amfbr-288	19	32	salehi	salehi	NOUN
amfbr-288	19	33	,	,	PUNCT
amfbr-288	19	34	jan	jan	PROPN
amfbr-288	19	35	ali	ali	PROPN
amfbr-288	19	36	mahmoud	mahmoud	PROPN
amfbr-288	19	37	(	(	PUNCT
amfbr-288	19	38	2002	2002	NUM
amfbr-288	19	39	)	)	PUNCT
amfbr-288	19	40	,	,	PUNCT
amfbr-288	19	41	insurance	insurance	NOUN
amfbr-288	19	42	law	law	NOUN
amfbr-288	20	1	,	,	PUNCT
amfbr-288	20	2	bimeh	bimeh	PROPN
amfbr-288	20	3	markazi	markazi	VERB
amfbr-288	20	4	iran	iran	PROPN
amfbr-288	20	5	,	,	PUNCT
amfbr-288	20	6	training	training	NOUN
amfbr-288	20	7	and	and	CCONJ
amfbr-288	20	8	publication	publication	NOUN
amfbr-288	20	9	office	office	NOUN
amfbr-288	20	10	,	,	PUNCT
amfbr-288	20	11	pp	pp	ADP
amfbr-288	20	12	.	.	PUNCT
amfbr-288	21	1	65	65	NUM
amfbr-288	21	2	-	-	SYM
amfbr-288	21	3	73	73	NUM
amfbr-288	21	4	.	.	NOUN
amfbr-288	21	5	2	2	NUM
amfbr-288	21	6	before	before	ADP
amfbr-288	21	7	islam	islam	PROPN
amfbr-288	21	8	,	,	PUNCT
amfbr-288	21	9	kinds	kind	NOUN
amfbr-288	21	10	of	of	ADP
amfbr-288	21	11	insurance	insurance	NOUN
amfbr-288	21	12	have	have	AUX
amfbr-288	21	13	been	be	AUX
amfbr-288	21	14	prevailing	prevail	VERB
amfbr-288	21	15	in	in	ADP
amfbr-288	21	16	arabia	arabia	PROPN
amfbr-288	21	17	peninsula	peninsula	PROPN
amfbr-288	21	18	.	.	PUNCT
amfbr-288	22	1	the	the	DET
amfbr-288	22	2	reason	reason	NOUN
amfbr-288	22	3	for	for	ADP
amfbr-288	22	4	not	not	PART
amfbr-288	22	5	being	be	AUX
amfbr-288	22	6	mentioned	mention	VERB
amfbr-288	22	7	in	in	ADP
amfbr-288	22	8	narrations	narration	NOUN
amfbr-288	22	9	may	may	AUX
amfbr-288	22	10	be	be	AUX
amfbr-288	22	11	because	because	SCONJ
amfbr-288	22	12	the	the	DET
amfbr-288	22	13	legislator	legislator	NOUN
amfbr-288	22	14	did	do	AUX
amfbr-288	22	15	not	not	PART
amfbr-288	22	16	want	want	VERB
amfbr-288	22	17	to	to	PART
amfbr-288	22	18	go	go	VERB
amfbr-288	22	19	in	in	ADP
amfbr-288	22	20	detail	detail	NOUN
amfbr-288	22	21	of	of	ADP
amfbr-288	22	22	economic	economic	ADJ
amfbr-288	22	23	subjects	subject	NOUN
amfbr-288	22	24	except	except	SCONJ
amfbr-288	22	25	when	when	SCONJ
amfbr-288	22	26	necessary	necessary	ADJ
amfbr-288	22	27	.	.	PUNCT
amfbr-288	23	1	3	3	NUM
amfbr-288	23	2	there	there	PRON
amfbr-288	23	3	are	be	VERB
amfbr-288	23	4	two	two	NUM
amfbr-288	23	5	kinds	kind	NOUN
amfbr-288	23	6	of	of	ADP
amfbr-288	23	7	insurances	insurance	NOUN
amfbr-288	23	8	called	call	VERB
amfbr-288	23	9	co	co	NOUN
amfbr-288	23	10	-	-	NOUN
amfbr-288	23	11	insurance	insurance	NOUN
amfbr-288	23	12	and	and	CCONJ
amfbr-288	23	13	re	re	NOUN
amfbr-288	23	14	-	-	NOUN
amfbr-288	23	15	insurance	insurance	NOUN
amfbr-288	23	16	,	,	PUNCT
amfbr-288	23	17	which	which	PRON
amfbr-288	23	18	distribute	distribute	VERB
amfbr-288	23	19	the	the	DET
amfbr-288	23	20	consequent	consequent	ADJ
amfbr-288	23	21	accident	accident	NOUN
amfbr-288	23	22	risks	risk	NOUN
amfbr-288	23	23	subjected	subject	VERB
amfbr-288	23	24	to	to	ADP
amfbr-288	23	25	the	the	DET
amfbr-288	23	26	insurance	insurance	NOUN
amfbr-288	23	27	policy	policy	NOUN
amfbr-288	23	28	.	.	PUNCT
amfbr-288	24	1	in	in	ADP
amfbr-288	24	2	co	co	NOUN
amfbr-288	24	3	-	-	NOUN
amfbr-288	24	4	insurance	insurance	NOUN
amfbr-288	24	5	,	,	PUNCT
amfbr-288	24	6	two	two	NUM
amfbr-288	24	7	or	or	CCONJ
amfbr-288	24	8	more	more	ADJ
amfbr-288	24	9	insuring	insure	VERB
amfbr-288	24	10	companies	company	NOUN
amfbr-288	24	11	jointly	jointly	ADV
amfbr-288	24	12	insure	insure	VERB
amfbr-288	24	13	the	the	DET
amfbr-288	24	14	asset	asset	NOUN
amfbr-288	24	15	.	.	PUNCT
amfbr-288	25	1	this	this	DET
amfbr-288	25	2	kind	kind	NOUN
amfbr-288	25	3	of	of	ADP
amfbr-288	25	4	insurance	insurance	NOUN
amfbr-288	25	5	is	be	AUX
amfbr-288	25	6	usually	usually	ADV
amfbr-288	25	7	used	use	VERB
amfbr-288	25	8	for	for	ADP
amfbr-288	25	9	insuring	insure	VERB
amfbr-288	25	10	large	large	ADJ
amfbr-288	25	11	risks	risk	NOUN
amfbr-288	25	12	such	such	ADJ
amfbr-288	25	13	as	as	ADP
amfbr-288	25	14	fire	fire	NOUN
amfbr-288	25	15	accidents	accident	NOUN
amfbr-288	25	16	or	or	CCONJ
amfbr-288	25	17	explosions	explosion	NOUN
amfbr-288	25	18	in	in	ADP
amfbr-288	25	19	factories	factory	NOUN
amfbr-288	25	20	and	and	CCONJ
amfbr-288	25	21	in	in	ADP
amfbr-288	25	22	case	case	NOUN
amfbr-288	25	23	of	of	ADP
amfbr-288	25	24	accident	accident	NOUN
amfbr-288	25	25	,	,	PUNCT
amfbr-288	25	26	each	each	DET
amfbr-288	25	27	insurance	insurance	NOUN
amfbr-288	25	28	company	company	NOUN
amfbr-288	25	29	pays	pay	VERB
amfbr-288	25	30	his	his	PRON
amfbr-288	25	31	share	share	NOUN
amfbr-288	25	32	.	.	PUNCT
amfbr-288	26	1	re	re	VERB
amfbr-288	26	2	-	-	NOUN
amfbr-288	26	3	insurance	insurance	NOUN
amfbr-288	26	4	is	be	AUX
amfbr-288	26	5	a	a	DET
amfbr-288	26	6	kind	kind	NOUN
amfbr-288	26	7	of	of	ADP
amfbr-288	26	8	double	double	ADJ
amfbr-288	26	9	insurance	insurance	NOUN
amfbr-288	26	10	,	,	PUNCT
amfbr-288	26	11	and	and	CCONJ
amfbr-288	26	12	the	the	DET
amfbr-288	26	13	first	first	ADJ
amfbr-288	26	14	insurer	insurer	NOUN
amfbr-288	26	15	insures	insure	VERB
amfbr-288	26	16	the	the	DET
amfbr-288	26	17	extra	extra	ADJ
amfbr-288	26	18	risk	risk	NOUN
amfbr-288	26	19	by	by	ADP
amfbr-288	26	20	another	another	DET
amfbr-288	26	21	insurer	insurer	NOUN
amfbr-288	26	22	.	.	PUNCT
amfbr-288	27	1	in	in	ADP
amfbr-288	27	2	other	other	ADJ
amfbr-288	27	3	words	word	NOUN
amfbr-288	27	4	,	,	PUNCT
amfbr-288	27	5	the	the	DET
amfbr-288	27	6	first	first	ADJ
amfbr-288	27	7	insurer	insurer	NOUN
amfbr-288	27	8	insures	insure	VERB
amfbr-288	27	9	a	a	DET
amfbr-288	27	10	part	part	NOUN
amfbr-288	27	11	of	of	ADP
amfbr-288	27	12	his	his	PRON
amfbr-288	27	13	obligations	obligation	NOUN
amfbr-288	27	14	by	by	ADP
amfbr-288	27	15	another	another	DET
amfbr-288	27	16	one	one	NOUN
amfbr-288	27	17	.	.	PUNCT
amfbr-288	28	1	another	another	DET
amfbr-288	28	2	kind	kind	NOUN
amfbr-288	28	3	of	of	ADP
amfbr-288	28	4	insurance	insurance	NOUN
amfbr-288	28	5	called	call	VERB
amfbr-288	28	6	complimentary	complimentary	ADJ
amfbr-288	28	7	insurance	insurance	NOUN
amfbr-288	28	8	,	,	PUNCT
amfbr-288	28	9	which	which	PRON
amfbr-288	28	10	is	be	AUX
amfbr-288	28	11	different	different	ADJ
amfbr-288	28	12	from	from	ADP
amfbr-288	28	13	double	double	ADJ
amfbr-288	28	14	insurance	insurance	NOUN
amfbr-288	28	15	covers	cover	VERB
amfbr-288	28	16	other	other	ADJ
amfbr-288	28	17	,	,	PUNCT
amfbr-288	28	18	or	or	CCONJ
amfbr-288	28	19	extra	extra	ADJ
amfbr-288	28	20	risks	risk	NOUN
amfbr-288	28	21	for	for	ADP
amfbr-288	28	22	the	the	DET
amfbr-288	28	23	insured	insure	VERB
amfbr-288	28	24	.	.	PUNCT
amfbr-288	29	1	mailto:bijan@bidabad.com	mailto:bijan@bidabad.com	PROPN
amfbr-288	29	2	copyright	copyright	NOUN
amfbr-288	29	3	©	©	PROPN
amfbr-288	29	4	cc	cc	PROPN
amfbr-288	29	5	-	-	PUNCT
amfbr-288	29	6	by	by	ADP
amfbr-288	29	7	-	-	PUNCT
amfbr-288	29	8	nc	nc	PROPN
amfbr-288	29	9	2019	2019	NUM
amfbr-288	29	10	,	,	PUNCT
amfbr-288	29	11	cribfb	cribfb	PROPN
amfbr-288	29	12	|	|	ADV
amfbr-288	29	13	amfbr	amfbr	ADJ
amfbr-288	29	14	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-288	29	15	american	american	PROPN
amfbr-288	29	16	finance	finance	PROPN
amfbr-288	29	17	&	&	CCONJ
amfbr-288	29	18	banking	banking	PROPN
amfbr-288	29	19	review	review	PROPN
amfbr-288	29	20	vol	vol	NOUN
amfbr-288	29	21	.	.	PROPN
amfbr-288	30	1	4	4	NUM
amfbr-288	30	2	,	,	PUNCT
amfbr-288	30	3	no	no	INTJ
amfbr-288	30	4	.	.	NOUN
amfbr-288	30	5	1	1	NUM
amfbr-288	30	6	;	;	PUNCT
amfbr-288	30	7	2019	2019	NUM
amfbr-288	30	8	33	33	NUM
amfbr-288	30	9			NOUN
amfbr-288	30	10	transportation	transportation	NOUN
amfbr-288	30	11	vehicle	vehicle	NOUN
amfbr-288	30	12	(	(	PUNCT
amfbr-288	30	13	sea	sea	NOUN
amfbr-288	30	14	,	,	PUNCT
amfbr-288	30	15	air	air	NOUN
amfbr-288	30	16	,	,	PUNCT
amfbr-288	30	17	road	road	NOUN
amfbr-288	30	18	)	)	PUNCT
amfbr-288	30	19	insurances	insurance	NOUN
amfbr-288	30	20	and	and	CCONJ
amfbr-288	30	21	its	its	PRON
amfbr-288	30	22	related	related	ADJ
amfbr-288	30	23	civic	civic	ADJ
amfbr-288	30	24	responsibility	responsibility	NOUN
amfbr-288	30	25			X
amfbr-288	30	26	general	general	ADJ
amfbr-288	30	27	(	(	PUNCT
amfbr-288	30	28	civic	civic	ADJ
amfbr-288	30	29	and	and	CCONJ
amfbr-288	30	30	professional	professional	ADJ
amfbr-288	30	31	)	)	PUNCT
amfbr-288	30	32	responsibility	responsibility	NOUN
amfbr-288	30	33	insurance	insurance	NOUN
amfbr-288	30	34			PRON
amfbr-288	31	1	all	all	DET
amfbr-288	31	2	risk	risk	NOUN
amfbr-288	31	3	insurances	insurance	NOUN
amfbr-288	31	4	for	for	ADP
amfbr-288	31	5	contracting	contracting	NOUN
amfbr-288	31	6	and	and	CCONJ
amfbr-288	31	7	installations	installation	NOUN
amfbr-288	31	8	and	and	CCONJ
amfbr-288	31	9	related	relate	VERB
amfbr-288	31	10	civic	civic	ADJ
amfbr-288	31	11	responsibilities	responsibility	NOUN
amfbr-288	31	12	(	(	PUNCT
amfbr-288	31	13	engineering	engineering	NOUN
amfbr-288	31	14	insurance	insurance	NOUN
amfbr-288	31	15	)	)	PUNCT
amfbr-288	31	16			NOUN
amfbr-288	31	17	operation	operation	NOUN
amfbr-288	31	18	and	and	CCONJ
amfbr-288	31	19	cash	cash	NOUN
amfbr-288	31	20	in	in	ADP
amfbr-288	31	21	till	till	SCONJ
amfbr-288	31	22	insurances	insurance	NOUN
amfbr-288	31	23			PART
amfbr-288	32	1	workers	workers	PROPN
amfbr-288	32	2	honesty	honesty	PROPN
amfbr-288	32	3	insurances	insurance	NOUN
amfbr-288	32	4			PART
amfbr-288	32	5	oil	oil	NOUN
amfbr-288	32	6	exploration	exploration	NOUN
amfbr-288	32	7	and	and	CCONJ
amfbr-288	32	8	excavation	excavation	NOUN
amfbr-288	32	9	and	and	CCONJ
amfbr-288	32	10	associated	associated	ADJ
amfbr-288	32	11	industries	industry	NOUN
amfbr-288	32	12	insurances	insurance	NOUN
amfbr-288	32	13			PART
amfbr-288	32	14	agricultural	agricultural	ADJ
amfbr-288	32	15	products	product	NOUN
amfbr-288	32	16	insurances	insurance	NOUN
amfbr-288	32	17			PART
amfbr-288	32	18	export	export	NOUN
amfbr-288	32	19	insurances	insurance	NOUN
amfbr-288	32	20	in	in	ADP
amfbr-288	32	21	all	all	DET
amfbr-288	32	22	kinds	kind	NOUN
amfbr-288	32	23	of	of	ADP
amfbr-288	32	24	above	above	ADP
amfbr-288	32	25	insurances	insurance	NOUN
amfbr-288	32	26	upon	upon	SCONJ
amfbr-288	32	27	the	the	DET
amfbr-288	32	28	conditions	condition	NOUN
amfbr-288	32	29	written	write	VERB
amfbr-288	32	30	in	in	ADP
amfbr-288	32	31	their	their	PRON
amfbr-288	32	32	contracts	contract	NOUN
amfbr-288	32	33	and	and	CCONJ
amfbr-288	32	34	by	by	ADP
amfbr-288	32	35	taking	take	VERB
amfbr-288	32	36	fees	fee	NOUN
amfbr-288	32	37	from	from	ADP
amfbr-288	32	38	the	the	DET
amfbr-288	32	39	insured	insure	VERB
amfbr-288	32	40	,	,	PUNCT
amfbr-288	32	41	the	the	DET
amfbr-288	32	42	insurer	insurer	NOUN
amfbr-288	32	43	will	will	AUX
amfbr-288	32	44	cover	cover	VERB
amfbr-288	32	45	financial	financial	ADJ
amfbr-288	32	46	support	support	NOUN
amfbr-288	32	47	mentioned	mention	VERB
amfbr-288	32	48	in	in	ADP
amfbr-288	32	49	their	their	PRON
amfbr-288	32	50	policy	policy	NOUN
amfbr-288	32	51	,	,	PUNCT
amfbr-288	32	52	the	the	DET
amfbr-288	32	53	following	follow	VERB
amfbr-288	32	54	general	general	ADJ
amfbr-288	32	55	rule	rule	NOUN
amfbr-288	32	56	is	be	AUX
amfbr-288	32	57	satisfied	satisfied	ADJ
amfbr-288	32	58	.	.	PUNCT
amfbr-288	33	1	although	although	SCONJ
amfbr-288	33	2	these	these	DET
amfbr-288	33	3	contracts	contract	NOUN
amfbr-288	33	4	are	be	AUX
amfbr-288	33	5	different	different	ADJ
amfbr-288	33	6	in	in	ADP
amfbr-288	33	7	details	detail	NOUN
amfbr-288	33	8	,	,	PUNCT
amfbr-288	33	9	generally	generally	ADV
amfbr-288	33	10	they	they	PRON
amfbr-288	33	11	are	be	AUX
amfbr-288	33	12	similar	similar	ADJ
amfbr-288	33	13	.	.	PUNCT
amfbr-288	34	1	the	the	DET
amfbr-288	34	2	generality	generality	NOUN
amfbr-288	34	3	of	of	ADP
amfbr-288	34	4	insurance	insurance	NOUN
amfbr-288	34	5	can	can	AUX
amfbr-288	34	6	be	be	AUX
amfbr-288	34	7	mathematically	mathematically	ADV
amfbr-288	34	8	explained	explain	VERB
amfbr-288	34	9	;	;	PUNCT
amfbr-288	34	10	suppose	suppose	VERB
amfbr-288	34	11	insurer	insurer	NOUN
amfbr-288	34	12	receives	receive	VERB
amfbr-288	34	13	ai	ai	VERB
amfbr-288	34	14	dollars	dollar	NOUN
amfbr-288	34	15	from	from	ADP
amfbr-288	34	16	the	the	DET
amfbr-288	34	17	i	i	PRON
amfbr-288	34	18	th	th	PROPN
amfbr-288	34	19	insured	insure	VERB
amfbr-288	34	20	to	to	PART
amfbr-288	34	21	insure	insure	VERB
amfbr-288	34	22	asset	asset	NOUN
amfbr-288	34	23	bi	bi	NOUN
amfbr-288	34	24	.	.	PROPN
amfbr-288	34	25	assume	assume	VERB
amfbr-288	34	26	that	that	SCONJ
amfbr-288	34	27	the	the	DET
amfbr-288	34	28	probability	probability	NOUN
amfbr-288	34	29	of	of	ADP
amfbr-288	34	30	losing	lose	VERB
amfbr-288	34	31	the	the	DET
amfbr-288	34	32	asset	asset	NOUN
amfbr-288	34	33	is	be	AUX
amfbr-288	34	34	equal	equal	ADJ
amfbr-288	34	35	to	to	ADP
amfbr-288	34	36	p.	p.	NOUN
amfbr-288	34	37	accordingly	accordingly	ADV
amfbr-288	34	38	,	,	PUNCT
amfbr-288	34	39	if	if	SCONJ
amfbr-288	34	40	the	the	DET
amfbr-288	34	41	number	number	NOUN
amfbr-288	34	42	of	of	ADP
amfbr-288	34	43	insured	insure	VERB
amfbr-288	34	44	of	of	ADP
amfbr-288	34	45	this	this	DET
amfbr-288	34	46	kind	kind	NOUN
amfbr-288	34	47	of	of	ADP
amfbr-288	34	48	asset	asset	NOUN
amfbr-288	34	49	is	be	AUX
amfbr-288	34	50	n	n	CCONJ
amfbr-288	34	51	,	,	PUNCT
amfbr-288	34	52	and	and	CCONJ
amfbr-288	34	53	i=1	i=1	PROPN
amfbr-288	34	54	…	…	PUNCT
amfbr-288	34	55	n	n	CCONJ
amfbr-288	34	56	,	,	PUNCT
amfbr-288	34	57	the	the	DET
amfbr-288	34	58	amount	amount	NOUN
amfbr-288	34	59	received	receive	VERB
amfbr-288	34	60	by	by	ADP
amfbr-288	34	61	the	the	DET
amfbr-288	34	62	insurer	insurer	NOUN
amfbr-288	34	63	will	will	AUX
amfbr-288	34	64	be	be	AUX
amfbr-288	34	65	equal	equal	ADJ
amfbr-288	34	66	with	with	ADP
amfbr-288	34	67	:	:	PUNCT
amfbr-288	34	68			X
amfbr-288	35	1			NOUN
amfbr-288	36	1			NOUN
amfbr-288	36	2	n	n	NUM
amfbr-288	36	3	1i	1i	NOUN
amfbr-288	36	4	iaa	iaa	NOUN
amfbr-288	36	5	(	(	PUNCT
amfbr-288	36	6	1	1	X
amfbr-288	36	7	)	)	PUNCT
amfbr-288	36	8	the	the	DET
amfbr-288	36	9	mathematical	mathematical	ADJ
amfbr-288	36	10	expectation	expectation	NOUN
amfbr-288	36	11	of	of	ADP
amfbr-288	36	12	the	the	DET
amfbr-288	36	13	payments	payment	NOUN
amfbr-288	36	14	of	of	ADP
amfbr-288	36	15	the	the	DET
amfbr-288	36	16	insurer	insurer	NOUN
amfbr-288	36	17	to	to	PART
amfbr-288	36	18	insured	insure	VERB
amfbr-288	36	19	in	in	ADP
amfbr-288	36	20	case	case	NOUN
amfbr-288	36	21	of	of	ADP
amfbr-288	36	22	loss	loss	NOUN
amfbr-288	36	23	of	of	ADP
amfbr-288	36	24	the	the	DET
amfbr-288	36	25	assets	asset	NOUN
amfbr-288	36	26	will	will	AUX
amfbr-288	36	27	be	be	AUX
amfbr-288	36	28	equal	equal	ADJ
amfbr-288	36	29	to	to	ADP
amfbr-288	36	30	:	:	PUNCT
amfbr-288	36	31			X
amfbr-288	36	32			NUM
amfbr-288	36	33			NUM
amfbr-288	36	34	n	n	NUM
amfbr-288	36	35	1i	1i	NOUN
amfbr-288	36	36	i	i	PRON
amfbr-288	36	37	n	n	VERB
amfbr-288	36	38	1i	1i	NOUN
amfbr-288	36	39	i	i	PRON
amfbr-288	36	40	bpbpb	bpbpb	VERB
amfbr-288	36	41	(	(	PUNCT
amfbr-288	36	42	2	2	X
amfbr-288	36	43	)	)	PUNCT
amfbr-288	36	44	if	if	SCONJ
amfbr-288	36	45	the	the	DET
amfbr-288	36	46	insurance	insurance	NOUN
amfbr-288	36	47	fee	fee	NOUN
amfbr-288	36	48	is	be	AUX
amfbr-288	36	49	equal	equal	ADJ
amfbr-288	36	50	to	to	ADP
amfbr-288	36	51	the	the	DET
amfbr-288	36	52	below	below	ADJ
amfbr-288	36	53	ratio	ratio	NOUN
amfbr-288	36	54	:	:	PUNCT
amfbr-288	36	55	n,	n,	NUM
amfbr-288	36	56	...	...	PUNCT
amfbr-288	36	57	,1i	,1i	PUNCT
amfbr-288	37	1	b	b	X
amfbr-288	37	2	a	a	PRON
amfbr-288	37	3	q	q	X
amfbr-288	38	1	i	i	PRON
amfbr-288	38	2	i	i	PRON
amfbr-288	38	3			NUM
amfbr-288	38	4	(	(	PUNCT
amfbr-288	38	5	3	3	NUM
amfbr-288	38	6	)	)	PUNCT
amfbr-288	38	7	by	by	ADP
amfbr-288	38	8	replacing	replace	VERB
amfbr-288	38	9	the	the	DET
amfbr-288	38	10	terms	term	NOUN
amfbr-288	38	11	,	,	PUNCT
amfbr-288	38	12	we	we	PRON
amfbr-288	38	13	can	can	AUX
amfbr-288	38	14	write	write	VERB
amfbr-288	38	15	:	:	PUNCT
amfbr-288	38	16			PRON
amfbr-288	38	17			NUM
amfbr-288	38	18			NUM
amfbr-288	38	19	n	n	NUM
amfbr-288	38	20	1i	1i	NOUN
amfbr-288	39	1	i	i	PRON
amfbr-288	39	2	n	n	VERB
amfbr-288	39	3	1i	1i	NOUN
amfbr-288	39	4	i	i	PRON
amfbr-288	39	5	bqa	bqa	VERB
amfbr-288	39	6	(	(	PUNCT
amfbr-288	39	7	4	4	NUM
amfbr-288	39	8	)	)	PUNCT
amfbr-288	39	9	by	by	ADP
amfbr-288	39	10	replacing	replace	VERB
amfbr-288	39	11	(	(	PUNCT
amfbr-288	39	12	1	1	NUM
amfbr-288	39	13	)	)	PUNCT
amfbr-288	39	14	and	and	CCONJ
amfbr-288	39	15	(	(	PUNCT
amfbr-288	39	16	2	2	X
amfbr-288	39	17	)	)	PUNCT
amfbr-288	39	18	in	in	ADP
amfbr-288	39	19	(	(	PUNCT
amfbr-288	39	20	4	4	NUM
amfbr-288	39	21	)	)	PUNCT
amfbr-288	39	22	,	,	PUNCT
amfbr-288	39	23	we	we	PRON
amfbr-288	39	24	will	will	AUX
amfbr-288	39	25	have	have	VERB
amfbr-288	39	26	:	:	PUNCT
amfbr-288	39	27	b	b	X
amfbr-288	39	28	p	p	NOUN
amfbr-288	39	29	q	q	X
amfbr-288	39	30	a	a	PRON
amfbr-288	39	31			PROPN
amfbr-288	39	32	(	(	PUNCT
amfbr-288	39	33	5	5	NUM
amfbr-288	39	34	)	)	PUNCT
amfbr-288	39	35	that	that	PRON
amfbr-288	39	36	is	be	AUX
amfbr-288	39	37	to	to	PART
amfbr-288	39	38	say	say	VERB
amfbr-288	39	39	,	,	PUNCT
amfbr-288	39	40	the	the	DET
amfbr-288	39	41	received	receive	VERB
amfbr-288	39	42	amount	amount	NOUN
amfbr-288	39	43	by	by	ADP
amfbr-288	39	44	the	the	DET
amfbr-288	39	45	insurer	insurer	NOUN
amfbr-288	39	46	(	(	PUNCT
amfbr-288	39	47	a	a	X
amfbr-288	39	48	)	)	PUNCT
amfbr-288	39	49	is	be	AUX
amfbr-288	39	50	equal	equal	ADJ
amfbr-288	39	51	to	to	ADP
amfbr-288	39	52	the	the	DET
amfbr-288	39	53	ratio	ratio	NOUN
amfbr-288	39	54	of	of	ADP
amfbr-288	39	55	insurance	insurance	NOUN
amfbr-288	39	56	fee	fee	NOUN
amfbr-288	39	57	(	(	PUNCT
amfbr-288	39	58	q	q	NOUN
amfbr-288	39	59	)	)	PUNCT
amfbr-288	39	60	to	to	ADP
amfbr-288	39	61	the	the	DET
amfbr-288	39	62	probability	probability	NOUN
amfbr-288	39	63	of	of	ADP
amfbr-288	39	64	loss	loss	NOUN
amfbr-288	39	65	of	of	ADP
amfbr-288	39	66	the	the	DET
amfbr-288	39	67	asset	asset	NOUN
amfbr-288	39	68	(	(	PUNCT
amfbr-288	39	69	p	p	NOUN
amfbr-288	39	70	)	)	PUNCT
amfbr-288	39	71	multiplied	multiply	VERB
amfbr-288	39	72	by	by	ADP
amfbr-288	39	73	the	the	DET
amfbr-288	39	74	amount	amount	NOUN
amfbr-288	39	75	paid	pay	VERB
amfbr-288	39	76	to	to	ADP
amfbr-288	39	77	insured	insure	VERB
amfbr-288	39	78	(	(	PUNCT
amfbr-288	39	79	b	b	NOUN
amfbr-288	39	80	)	)	PUNCT
amfbr-288	39	81	by	by	ADP
amfbr-288	39	82	the	the	DET
amfbr-288	39	83	insurance	insurance	NOUN
amfbr-288	39	84	company	company	NOUN
amfbr-288	39	85	.	.	PUNCT
amfbr-288	40	1	insurer	insurer	NOUN
amfbr-288	40	2	company	company	NOUN
amfbr-288	40	3	profit	profit	NOUN
amfbr-288	40	4	will	will	AUX
amfbr-288	40	5	be	be	AUX
amfbr-288	40	6	:	:	PUNCT
amfbr-288	40	7	b	b	X
amfbr-288	40	8	p	p	NOUN
amfbr-288	40	9	q	q	X
amfbr-288	40	10	ai	ai	PROPN
amfbr-288	40	11			PROPN
amfbr-288	40	12	(	(	PUNCT
amfbr-288	40	13	6	6	NUM
amfbr-288	40	14	)	)	PUNCT
amfbr-288	40	15	if	if	SCONJ
amfbr-288	40	16	0i	0i	PROPN
amfbr-288	40	17			PROPN
amfbr-288	40	18	,	,	PUNCT
amfbr-288	40	19	the	the	DET
amfbr-288	40	20	relation	relation	NOUN
amfbr-288	40	21	(	(	PUNCT
amfbr-288	40	22	5	5	NUM
amfbr-288	40	23	)	)	PUNCT
amfbr-288	40	24	will	will	AUX
amfbr-288	40	25	satisfy	satisfy	VERB
amfbr-288	40	26	and	and	CCONJ
amfbr-288	40	27	insurer	insurer	NOUN
amfbr-288	40	28	practically	practically	ADV
amfbr-288	40	29	will	will	AUX
amfbr-288	40	30	have	have	VERB
amfbr-288	40	31	no	no	DET
amfbr-288	40	32	profit	profit	NOUN
amfbr-288	40	33	,	,	PUNCT
amfbr-288	40	34	which	which	PRON
amfbr-288	40	35	means	mean	VERB
amfbr-288	40	36	her	her	PRON
amfbr-288	40	37	economic	economic	ADJ
amfbr-288	40	38	activity	activity	NOUN
amfbr-288	40	39	has	have	VERB
amfbr-288	40	40	no	no	DET
amfbr-288	40	41	yield	yield	NOUN
amfbr-288	40	42	.	.	PUNCT
amfbr-288	41	1	therefore	therefore	ADV
amfbr-288	41	2	,	,	PUNCT
amfbr-288	41	3	she	she	PRON
amfbr-288	41	4	should	should	AUX
amfbr-288	41	5	not	not	PART
amfbr-288	41	6	enter	enter	VERB
amfbr-288	41	7	the	the	DET
amfbr-288	41	8	market	market	NOUN
amfbr-288	41	9	.	.	PUNCT
amfbr-288	42	1	it	it	PRON
amfbr-288	42	2	is	be	AUX
amfbr-288	42	3	the	the	DET
amfbr-288	42	4	same	same	ADJ
amfbr-288	42	5	when	when	SCONJ
amfbr-288	42	6	0i	0i	NOUN
amfbr-288	42	7			X
amfbr-288	42	8	,	,	PUNCT
amfbr-288	42	9	which	which	PRON
amfbr-288	42	10	means	mean	VERB
amfbr-288	42	11	his	his	PRON
amfbr-288	42	12	income	income	NOUN
amfbr-288	42	13	is	be	AUX
amfbr-288	42	14	less	less	ADJ
amfbr-288	42	15	than	than	ADP
amfbr-288	42	16	his	his	PRON
amfbr-288	42	17	payments	payment	NOUN
amfbr-288	42	18	(	(	PUNCT
amfbr-288	42	19	b	b	X
amfbr-288	42	20	p	p	NOUN
amfbr-288	42	21	q	q	X
amfbr-288	42	22	a	a	DET
amfbr-288	42	23			PROPN
amfbr-288	42	24	)	)	PUNCT
amfbr-288	42	25	.	.	PUNCT
amfbr-288	43	1	so	so	ADV
amfbr-288	43	2	,	,	PUNCT
amfbr-288	43	3	when	when	SCONJ
amfbr-288	43	4	copyright	copyright	NOUN
amfbr-288	43	5	©	©	PROPN
amfbr-288	43	6	cc	cc	NOUN
amfbr-288	43	7	-	-	PUNCT
amfbr-288	43	8	by	by	ADP
amfbr-288	43	9	-	-	PUNCT
amfbr-288	43	10	nc	nc	PROPN
amfbr-288	43	11	2019	2019	NUM
amfbr-288	43	12	,	,	PUNCT
amfbr-288	43	13	cribfb	cribfb	PROPN
amfbr-288	43	14	|	|	ADV
amfbr-288	43	15	amfbr	amfbr	ADJ
amfbr-288	43	16	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-288	43	17	american	american	PROPN
amfbr-288	43	18	finance	finance	PROPN
amfbr-288	43	19	&	&	CCONJ
amfbr-288	43	20	banking	banking	PROPN
amfbr-288	43	21	review	review	PROPN
amfbr-288	43	22	vol	vol	NOUN
amfbr-288	43	23	.	.	PROPN
amfbr-288	44	1	4	4	NUM
amfbr-288	44	2	,	,	PUNCT
amfbr-288	44	3	no	no	INTJ
amfbr-288	44	4	.	.	NOUN
amfbr-288	44	5	1	1	NUM
amfbr-288	44	6	;	;	PUNCT
amfbr-288	45	1	2019	2019	NUM
amfbr-288	45	2	34	34	NUM
amfbr-288	45	3	p	p	NOUN
amfbr-288	45	4	q	q	PROPN
amfbr-288	45	5	b	b	PROPN
amfbr-288	45	6	a	a	DET
amfbr-288	45	7	b	b	NOUN
amfbr-288	45	8	p	p	X
amfbr-288	45	9	q	q	X
amfbr-288	45	10	a0i	a0i	NOUN
amfbr-288	45	11			NOUN
amfbr-288	45	12	,	,	PUNCT
amfbr-288	45	13	(	(	PUNCT
amfbr-288	45	14	7	7	X
amfbr-288	45	15	)	)	PUNCT
amfbr-288	45	16	her	her	PRON
amfbr-288	45	17	activity	activity	NOUN
amfbr-288	45	18	is	be	AUX
amfbr-288	45	19	profitable	profitable	ADJ
amfbr-288	45	20	.	.	PUNCT
amfbr-288	46	1	in	in	ADP
amfbr-288	46	2	other	other	ADJ
amfbr-288	46	3	words	word	NOUN
amfbr-288	46	4	,	,	PUNCT
amfbr-288	46	5	if	if	SCONJ
amfbr-288	46	6	the	the	DET
amfbr-288	46	7	probability	probability	NOUN
amfbr-288	46	8	of	of	ADP
amfbr-288	46	9	an	an	DET
amfbr-288	46	10	accident	accident	NOUN
amfbr-288	46	11	is	be	AUX
amfbr-288	46	12	truly	truly	ADV
amfbr-288	46	13	estimated	estimate	VERB
amfbr-288	46	14	,	,	PUNCT
amfbr-288	46	15	the	the	DET
amfbr-288	46	16	rate	rate	NOUN
amfbr-288	46	17	of	of	ADP
amfbr-288	46	18	insurance	insurance	NOUN
amfbr-288	46	19	should	should	AUX
amfbr-288	46	20	be	be	AUX
amfbr-288	46	21	higher	high	ADJ
amfbr-288	46	22	than	than	ADP
amfbr-288	46	23	the	the	DET
amfbr-288	46	24	occurrence	occurrence	NOUN
amfbr-288	46	25	of	of	ADP
amfbr-288	46	26	accident	accident	NOUN
amfbr-288	46	27	probability	probability	NOUN
amfbr-288	46	28	so	so	SCONJ
amfbr-288	46	29	that	that	SCONJ
amfbr-288	46	30	the	the	DET
amfbr-288	46	31	ratio	ratio	NOUN
amfbr-288	46	32	of	of	ADP
amfbr-288	46	33	income	income	NOUN
amfbr-288	46	34	(	(	PUNCT
amfbr-288	46	35	a	a	NOUN
amfbr-288	46	36	)	)	PUNCT
amfbr-288	46	37	of	of	ADP
amfbr-288	46	38	the	the	DET
amfbr-288	46	39	insurance	insurance	NOUN
amfbr-288	46	40	company	company	NOUN
amfbr-288	46	41	to	to	ADP
amfbr-288	46	42	her	her	PRON
amfbr-288	46	43	cost	cost	NOUN
amfbr-288	46	44	(	(	PUNCT
amfbr-288	46	45	b	b	NOUN
amfbr-288	46	46	)	)	PUNCT
amfbr-288	46	47	is	be	AUX
amfbr-288	46	48	larger	large	ADJ
amfbr-288	46	49	than	than	ADP
amfbr-288	46	50	one	one	NUM
amfbr-288	46	51	.	.	PUNCT
amfbr-288	47	1	in	in	ADP
amfbr-288	47	2	this	this	DET
amfbr-288	47	3	case	case	NOUN
amfbr-288	47	4	,	,	PUNCT
amfbr-288	47	5	the	the	DET
amfbr-288	47	6	profit	profit	NOUN
amfbr-288	47	7	rate	rate	NOUN
amfbr-288	47	8	of	of	ADP
amfbr-288	47	9	the	the	DET
amfbr-288	47	10	insurance	insurance	NOUN
amfbr-288	47	11	company	company	NOUN
amfbr-288	47	12	will	will	AUX
amfbr-288	47	13	be	be	AUX
amfbr-288	47	14	1	1	NUM
amfbr-288	47	15	p	p	NOUN
amfbr-288	47	16	q	q	NOUN
amfbr-288	48	1			INTJ
amfbr-288	48	2	.	.	PUNCT
amfbr-288	49	1	this	this	DET
amfbr-288	49	2	analysis	analysis	NOUN
amfbr-288	49	3	means	mean	VERB
amfbr-288	49	4	that	that	SCONJ
amfbr-288	49	5	the	the	DET
amfbr-288	49	6	insurance	insurance	NOUN
amfbr-288	49	7	company	company	NOUN
amfbr-288	49	8	is	be	AUX
amfbr-288	49	9	a	a	DET
amfbr-288	49	10	commission	commission	NOUN
amfbr-288	49	11	-	-	PUNCT
amfbr-288	49	12	receiver	receiver	NOUN
amfbr-288	49	13	agent	agent	NOUN
amfbr-288	49	14	and	and	CCONJ
amfbr-288	49	15	by	by	ADP
amfbr-288	49	16	rendering	render	VERB
amfbr-288	49	17	service	service	NOUN
amfbr-288	49	18	,	,	PUNCT
amfbr-288	49	19	obtains	obtain	VERB
amfbr-288	49	20	a	a	DET
amfbr-288	49	21	percentage	percentage	NOUN
amfbr-288	49	22	for	for	ADP
amfbr-288	49	23	risk	risk	NOUN
amfbr-288	49	24	coverage	coverage	NOUN
amfbr-288	49	25	.	.	PUNCT
amfbr-288	50	1	this	this	DET
amfbr-288	50	2	action	action	NOUN
amfbr-288	50	3	is	be	AUX
amfbr-288	50	4	similar	similar	ADJ
amfbr-288	50	5	to	to	ADP
amfbr-288	50	6	levying	levy	VERB
amfbr-288	50	7	a	a	DET
amfbr-288	50	8	tax	tax	NOUN
amfbr-288	50	9	on	on	ADP
amfbr-288	50	10	n	n	PRON
amfbr-288	50	11	firms	firm	NOUN
amfbr-288	50	12	to	to	PART
amfbr-288	50	13	cover	cover	VERB
amfbr-288	50	14	their	their	PRON
amfbr-288	50	15	risks	risk	NOUN
amfbr-288	50	16	.	.	PUNCT
amfbr-288	51	1	in	in	ADP
amfbr-288	51	2	spite	spite	NOUN
amfbr-288	51	3	of	of	ADP
amfbr-288	51	4	reba	reba	PROPN
amfbr-288	51	5	,	,	PUNCT
amfbr-288	51	6	insurance	insurance	NOUN
amfbr-288	51	7	acts	act	VERB
amfbr-288	51	8	against	against	ADP
amfbr-288	51	9	economic	economic	ADJ
amfbr-288	51	10	fluctuations	fluctuation	NOUN
amfbr-288	51	11	.	.	PUNCT
amfbr-288	52	1	we	we	PRON
amfbr-288	52	2	can	can	AUX
amfbr-288	52	3	study	study	VERB
amfbr-288	52	4	this	this	DET
amfbr-288	52	5	phenomenon	phenomenon	NOUN
amfbr-288	52	6	in	in	ADP
amfbr-288	52	7	business	business	NOUN
amfbr-288	52	8	cycle	cycle	NOUN
amfbr-288	52	9	performance	performance	NOUN
amfbr-288	52	10	.	.	PUNCT
amfbr-288	53	1	in	in	ADP
amfbr-288	53	2	business	business	NOUN
amfbr-288	53	3	cycles	cycle	NOUN
amfbr-288	53	4	,	,	PUNCT
amfbr-288	53	5	fluctuations	fluctuation	NOUN
amfbr-288	53	6	caused	cause	VERB
amfbr-288	53	7	by	by	ADP
amfbr-288	53	8	seasonal	seasonal	ADJ
amfbr-288	53	9	fluctuations	fluctuation	NOUN
amfbr-288	53	10	and	and	CCONJ
amfbr-288	53	11	cycles	cycle	NOUN
amfbr-288	53	12	which	which	PRON
amfbr-288	53	13	take	take	VERB
amfbr-288	53	14	8	8	NUM
amfbr-288	53	15	-	-	SYM
amfbr-288	53	16	11	11	NUM
amfbr-288	53	17	years	year	NOUN
amfbr-288	53	18	to	to	PART
amfbr-288	53	19	finish	finish	VERB
amfbr-288	53	20	,	,	PUNCT
amfbr-288	53	21	turn	turn	VERB
amfbr-288	53	22	the	the	DET
amfbr-288	53	23	economy	economy	NOUN
amfbr-288	53	24	from	from	ADP
amfbr-288	53	25	recession	recession	NOUN
amfbr-288	53	26	to	to	ADP
amfbr-288	53	27	crisis	crisis	NOUN
amfbr-288	53	28	and	and	CCONJ
amfbr-288	53	29	then	then	ADV
amfbr-288	53	30	to	to	ADP
amfbr-288	53	31	recovery	recovery	NOUN
amfbr-288	53	32	and	and	CCONJ
amfbr-288	53	33	prosperity	prosperity	NOUN
amfbr-288	53	34	and	and	CCONJ
amfbr-288	53	35	again	again	ADV
amfbr-288	53	36	to	to	ADP
amfbr-288	53	37	the	the	DET
amfbr-288	53	38	recession	recession	NOUN
amfbr-288	53	39	and	and	CCONJ
amfbr-288	53	40	a	a	DET
amfbr-288	53	41	new	new	ADJ
amfbr-288	53	42	cycle	cycle	NOUN
amfbr-288	53	43	.	.	PUNCT
amfbr-288	54	1	business	business	NOUN
amfbr-288	54	2	cycles	cycle	NOUN
amfbr-288	54	3	are	be	AUX
amfbr-288	54	4	a	a	DET
amfbr-288	54	5	lengthy	lengthy	ADJ
amfbr-288	54	6	subject	subject	NOUN
amfbr-288	54	7	in	in	ADP
amfbr-288	54	8	economics	economic	NOUN
amfbr-288	54	9	that	that	PRON
amfbr-288	54	10	we	we	PRON
amfbr-288	54	11	do	do	AUX
amfbr-288	54	12	not	not	PART
amfbr-288	54	13	go	go	VERB
amfbr-288	54	14	into	into	ADP
amfbr-288	54	15	details	detail	NOUN
amfbr-288	54	16	now	now	ADV
amfbr-288	54	17	.	.	PUNCT
amfbr-288	55	1	when	when	SCONJ
amfbr-288	55	2	the	the	DET
amfbr-288	55	3	economy	economy	NOUN
amfbr-288	55	4	is	be	AUX
amfbr-288	55	5	at	at	ADP
amfbr-288	55	6	prosperity	prosperity	NOUN
amfbr-288	55	7	stage	stage	NOUN
amfbr-288	55	8	,	,	PUNCT
amfbr-288	55	9	total	total	ADJ
amfbr-288	55	10	production	production	NOUN
amfbr-288	55	11	is	be	AUX
amfbr-288	55	12	at	at	ADP
amfbr-288	55	13	its	its	PRON
amfbr-288	55	14	maximum	maximum	ADJ
amfbr-288	55	15	level	level	NOUN
amfbr-288	55	16	and	and	CCONJ
amfbr-288	55	17	then	then	ADV
amfbr-288	55	18	tends	tend	VERB
amfbr-288	55	19	to	to	PART
amfbr-288	55	20	decline	decline	VERB
amfbr-288	55	21	towards	towards	ADP
amfbr-288	55	22	recession	recession	NOUN
amfbr-288	55	23	until	until	SCONJ
amfbr-288	55	24	finally	finally	ADV
amfbr-288	55	25	reach	reach	VERB
amfbr-288	55	26	to	to	ADP
amfbr-288	55	27	the	the	DET
amfbr-288	55	28	crisis	crisis	NOUN
amfbr-288	55	29	.	.	PUNCT
amfbr-288	56	1	in	in	ADP
amfbr-288	56	2	this	this	DET
amfbr-288	56	3	process	process	NOUN
amfbr-288	56	4	,	,	PUNCT
amfbr-288	56	5	unemployment	unemployment	NOUN
amfbr-288	56	6	of	of	ADP
amfbr-288	56	7	factors	factor	NOUN
amfbr-288	56	8	of	of	ADP
amfbr-288	56	9	production	production	NOUN
amfbr-288	56	10	exacerbates	exacerbate	VERB
amfbr-288	56	11	and	and	CCONJ
amfbr-288	56	12	reaches	reach	VERB
amfbr-288	56	13	its	its	PRON
amfbr-288	56	14	peak	peak	NOUN
amfbr-288	56	15	in	in	ADP
amfbr-288	56	16	crisis	crisis	NOUN
amfbr-288	56	17	.	.	PUNCT
amfbr-288	57	1	firms	firm	NOUN
amfbr-288	57	2	become	become	VERB
amfbr-288	57	3	bankrupt	bankrupt	ADJ
amfbr-288	57	4	one	one	NUM
amfbr-288	57	5	after	after	ADP
amfbr-288	57	6	another	another	PRON
amfbr-288	57	7	until	until	ADP
amfbr-288	57	8	inventories	inventory	NOUN
amfbr-288	57	9	empty	empty	ADJ
amfbr-288	57	10	and	and	CCONJ
amfbr-288	57	11	prices	price	NOUN
amfbr-288	57	12	start	start	VERB
amfbr-288	57	13	to	to	PART
amfbr-288	57	14	rise	rise	VERB
amfbr-288	57	15	,	,	PUNCT
amfbr-288	57	16	and	and	CCONJ
amfbr-288	57	17	increasing	increase	VERB
amfbr-288	57	18	demand	demand	NOUN
amfbr-288	57	19	increases	increase	VERB
amfbr-288	57	20	output	output	NOUN
amfbr-288	57	21	and	and	CCONJ
amfbr-288	57	22	supply	supply	NOUN
amfbr-288	57	23	and	and	CCONJ
amfbr-288	57	24	a	a	DET
amfbr-288	57	25	new	new	ADJ
amfbr-288	57	26	recovery	recovery	NOUN
amfbr-288	57	27	,	,	PUNCT
amfbr-288	57	28	and	and	CCONJ
amfbr-288	57	29	then	then	ADV
amfbr-288	57	30	prosperity	prosperity	NOUN
amfbr-288	57	31	starts	start	VERB
amfbr-288	57	32	in	in	ADP
amfbr-288	57	33	the	the	DET
amfbr-288	57	34	economy	economy	NOUN
amfbr-288	57	35	within	within	ADP
amfbr-288	57	36	8	8	NUM
amfbr-288	57	37	-	-	SYM
amfbr-288	57	38	11	11	NUM
amfbr-288	57	39	years	year	NOUN
amfbr-288	57	40	.	.	PUNCT
amfbr-288	58	1	when	when	SCONJ
amfbr-288	58	2	the	the	DET
amfbr-288	58	3	economy	economy	NOUN
amfbr-288	58	4	is	be	AUX
amfbr-288	58	5	in	in	ADP
amfbr-288	58	6	crisis	crisis	NOUN
amfbr-288	58	7	,	,	PUNCT
amfbr-288	58	8	by	by	ADP
amfbr-288	58	9	a	a	DET
amfbr-288	58	10	decrease	decrease	NOUN
amfbr-288	58	11	in	in	ADP
amfbr-288	58	12	prices	price	NOUN
amfbr-288	58	13	,	,	PUNCT
amfbr-288	58	14	producers	producer	NOUN
amfbr-288	58	15	and	and	CCONJ
amfbr-288	58	16	intermediates	intermediate	NOUN
amfbr-288	58	17	start	start	VERB
amfbr-288	58	18	to	to	PART
amfbr-288	58	19	bankrupt	bankrupt	VERB
amfbr-288	58	20	,	,	PUNCT
amfbr-288	58	21	and	and	CCONJ
amfbr-288	58	22	since	since	SCONJ
amfbr-288	58	23	they	they	PRON
amfbr-288	58	24	can	can	AUX
amfbr-288	58	25	not	not	PART
amfbr-288	58	26	keep	keep	VERB
amfbr-288	58	27	their	their	PRON
amfbr-288	58	28	financial	financial	ADJ
amfbr-288	58	29	obligations	obligation	NOUN
amfbr-288	58	30	,	,	PUNCT
amfbr-288	58	31	social	social	ADJ
amfbr-288	58	32	problems	problem	NOUN
amfbr-288	58	33	will	will	AUX
amfbr-288	58	34	be	be	AUX
amfbr-288	58	35	the	the	DET
amfbr-288	58	36	consequences	consequence	NOUN
amfbr-288	58	37	of	of	ADP
amfbr-288	58	38	this	this	DET
amfbr-288	58	39	compulsory	compulsory	ADJ
amfbr-288	58	40	cycle	cycle	NOUN
amfbr-288	58	41	in	in	ADP
amfbr-288	58	42	the	the	DET
amfbr-288	58	43	economy	economy	NOUN
amfbr-288	58	44	.	.	PUNCT
amfbr-288	59	1	when	when	SCONJ
amfbr-288	59	2	the	the	DET
amfbr-288	59	3	economy	economy	NOUN
amfbr-288	59	4	reaches	reach	VERB
amfbr-288	59	5	its	its	PRON
amfbr-288	59	6	lowest	low	ADJ
amfbr-288	59	7	in	in	ADP
amfbr-288	59	8	the	the	DET
amfbr-288	59	9	crisis	crisis	NOUN
amfbr-288	59	10	stage	stage	NOUN
amfbr-288	59	11	,	,	PUNCT
amfbr-288	59	12	prisons	prison	NOUN
amfbr-288	59	13	will	will	AUX
amfbr-288	59	14	be	be	AUX
amfbr-288	59	15	filled	fill	VERB
amfbr-288	59	16	with	with	ADP
amfbr-288	59	17	people	people	NOUN
amfbr-288	59	18	who	who	PRON
amfbr-288	59	19	can	can	AUX
amfbr-288	59	20	not	not	PART
amfbr-288	59	21	afford	afford	VERB
amfbr-288	59	22	to	to	PART
amfbr-288	59	23	pay	pay	VERB
amfbr-288	59	24	their	their	PRON
amfbr-288	59	25	debts	debt	NOUN
amfbr-288	59	26	and	and	CCONJ
amfbr-288	59	27	obligations	obligation	NOUN
amfbr-288	59	28	.	.	PUNCT
amfbr-288	60	1	insurance	insurance	NOUN
amfbr-288	60	2	practically	practically	ADV
amfbr-288	60	3	will	will	AUX
amfbr-288	60	4	minimize	minimize	VERB
amfbr-288	60	5	this	this	DET
amfbr-288	60	6	cycle	cycle	NOUN
amfbr-288	60	7	and	and	CCONJ
amfbr-288	60	8	decreases	decrease	VERB
amfbr-288	60	9	its	its	PRON
amfbr-288	60	10	range	range	NOUN
amfbr-288	60	11	.	.	PUNCT
amfbr-288	61	1	as	as	SCONJ
amfbr-288	61	2	it	it	PRON
amfbr-288	61	3	is	be	AUX
amfbr-288	61	4	seen	see	VERB
amfbr-288	61	5	in	in	ADP
amfbr-288	61	6	the	the	DET
amfbr-288	61	7	figure	figure	NOUN
amfbr-288	61	8	below	below	ADV
amfbr-288	61	9	,	,	PUNCT
amfbr-288	61	10	the	the	DET
amfbr-288	61	11	hashed	hashed	ADJ
amfbr-288	61	12	curve	curve	NOUN
amfbr-288	61	13	has	have	AUX
amfbr-288	61	14	reduced	reduce	VERB
amfbr-288	61	15	production	production	NOUN
amfbr-288	61	16	and	and	CCONJ
amfbr-288	61	17	income	income	NOUN
amfbr-288	61	18	during	during	ADP
amfbr-288	61	19	recovery	recovery	NOUN
amfbr-288	61	20	and	and	CCONJ
amfbr-288	61	21	prosperity	prosperity	NOUN
amfbr-288	61	22	,	,	PUNCT
amfbr-288	61	23	and	and	CCONJ
amfbr-288	61	24	instead	instead	ADV
amfbr-288	61	25	,	,	PUNCT
amfbr-288	61	26	has	have	AUX
amfbr-288	61	27	decreased	decrease	VERB
amfbr-288	61	28	depression	depression	NOUN
amfbr-288	61	29	and	and	CCONJ
amfbr-288	61	30	crisis	crisis	NOUN
amfbr-288	61	31	in	in	ADP
amfbr-288	61	32	the	the	DET
amfbr-288	61	33	next	next	ADJ
amfbr-288	61	34	steps	step	NOUN
amfbr-288	61	35	.	.	PUNCT
amfbr-288	62	1	in	in	ADP
amfbr-288	62	2	other	other	ADJ
amfbr-288	62	3	words	word	NOUN
amfbr-288	62	4	,	,	PUNCT
amfbr-288	62	5	insurance	insurance	NOUN
amfbr-288	62	6	has	have	AUX
amfbr-288	62	7	reduced	reduce	VERB
amfbr-288	62	8	the	the	DET
amfbr-288	62	9	cycle	cycle	NOUN
amfbr-288	62	10	range	range	NOUN
amfbr-288	62	11	of	of	ADP
amfbr-288	62	12	short	short	ADJ
amfbr-288	62	13	term	term	NOUN
amfbr-288	62	14	oscillations	oscillation	NOUN
amfbr-288	62	15	and	and	CCONJ
amfbr-288	62	16	guided	guide	VERB
amfbr-288	62	17	the	the	DET
amfbr-288	62	18	growing	grow	VERB
amfbr-288	62	19	trend	trend	NOUN
amfbr-288	62	20	towards	towards	ADP
amfbr-288	62	21	the	the	DET
amfbr-288	62	22	long	long	ADJ
amfbr-288	62	23	-	-	PUNCT
amfbr-288	62	24	term	term	NOUN
amfbr-288	62	25	economic	economic	ADJ
amfbr-288	62	26	trend	trend	NOUN
amfbr-288	62	27	,	,	PUNCT
amfbr-288	62	28	and	and	CCONJ
amfbr-288	62	29	the	the	DET
amfbr-288	62	30	economy	economy	NOUN
amfbr-288	62	31	has	have	AUX
amfbr-288	62	32	been	be	AUX
amfbr-288	62	33	more	more	ADV
amfbr-288	62	34	surrounded	surround	VERB
amfbr-288	62	35	.	.	PUNCT
amfbr-288	63	1	long	long	ADJ
amfbr-288	63	2	term	term	NOUN
amfbr-288	63	3	and	and	CCONJ
amfbr-288	63	4	short	short	ADJ
amfbr-288	63	5	term	term	NOUN
amfbr-288	63	6	economic	economic	ADJ
amfbr-288	63	7	conditions	condition	NOUN
amfbr-288	63	8	during	during	ADP
amfbr-288	63	9	business	business	NOUN
amfbr-288	63	10	cycles	cycle	NOUN
amfbr-288	63	11	2	2	NUM
amfbr-288	63	12	.	.	PUNCT
amfbr-288	63	13	chain	chain	NOUN
amfbr-288	63	14	bankruptcy	bankruptcy	NOUN
amfbr-288	63	15	theory	theory	NOUN
amfbr-288	63	16	let	let	VERB
amfbr-288	63	17	us	we	PRON
amfbr-288	63	18	start	start	VERB
amfbr-288	63	19	a	a	DET
amfbr-288	63	20	new	new	ADJ
amfbr-288	63	21	discussion	discussion	NOUN
amfbr-288	63	22	about	about	ADP
amfbr-288	63	23	chain	chain	NOUN
amfbr-288	63	24	bankruptcy	bankruptcy	NOUN
amfbr-288	63	25	.	.	PUNCT
amfbr-288	64	1	any	any	DET
amfbr-288	64	2	firm	firm	NOUN
amfbr-288	64	3	at	at	ADP
amfbr-288	64	4	time	time	NOUN
amfbr-288	64	5	t	t	PROPN
amfbr-288	64	6	has	have	VERB
amfbr-288	64	7	some	some	DET
amfbr-288	64	8	assets	asset	NOUN
amfbr-288	64	9	and	and	CCONJ
amfbr-288	64	10	liabilities	liability	NOUN
amfbr-288	64	11	.	.	PUNCT
amfbr-288	65	1	its	its	PRON
amfbr-288	65	2	total	total	ADJ
amfbr-288	65	3	assets	asset	NOUN
amfbr-288	65	4	(	(	PUNCT
amfbr-288	65	5	w	w	NOUN
amfbr-288	65	6	i	i	NOUN
amfbr-288	65	7	)	)	PUNCT
amfbr-288	65	8	is	be	AUX
amfbr-288	65	9	equal	equal	ADJ
amfbr-288	65	10	to	to	ADP
amfbr-288	65	11	the	the	DET
amfbr-288	65	12	value	value	NOUN
amfbr-288	65	13	of	of	ADP
amfbr-288	65	14	all	all	DET
amfbr-288	65	15	goods	good	NOUN
amfbr-288	65	16	and	and	CCONJ
amfbr-288	65	17	physical	physical	ADJ
amfbr-288	65	18	capital	capital	NOUN
amfbr-288	65	19	and	and	CCONJ
amfbr-288	65	20	other	other	ADJ
amfbr-288	65	21	acceptable	acceptable	ADJ
amfbr-288	65	22	items	item	NOUN
amfbr-288	65	23	in	in	ADP
amfbr-288	65	24	firm	firm	NOUN
amfbr-288	65	25	’s	’s	PART
amfbr-288	65	26	(	(	PUNCT
amfbr-288	65	27	ci	ci	NOUN
amfbr-288	65	28	)	)	PUNCT
amfbr-288	65	29	portfolio	portfolio	NOUN
amfbr-288	65	30	plus	plus	CCONJ
amfbr-288	65	31	its	its	PRON
amfbr-288	65	32	claims	claim	NOUN
amfbr-288	65	33	(	(	PUNCT
amfbr-288	65	34	fi	fi	NOUN
amfbr-288	65	35	)	)	PUNCT
amfbr-288	65	36	from	from	ADP
amfbr-288	65	37	others	other	NOUN
amfbr-288	65	38	.	.	PUNCT
amfbr-288	66	1	that	that	PRON
amfbr-288	66	2	is	be	AUX
amfbr-288	66	3	:	:	PUNCT
amfbr-288	66	4	production	production	NOUN
amfbr-288	66	5	time	time	NOUN
amfbr-288	66	6	lower	low	ADJ
amfbr-288	66	7	range	range	NOUN
amfbr-288	66	8	upper	upper	ADJ
amfbr-288	66	9	range	range	NOUN
amfbr-288	66	10	lon	lon	NOUN
amfbr-288	66	11	run	run	NOUN
amfbr-288	66	12	trend	trend	NOUN
amfbr-288	66	13	crisis	crisis	NOUN
amfbr-288	66	14	prosperity	prosperity	NOUN
amfbr-288	66	15	recovery	recovery	NOUN
amfbr-288	66	16	recession	recession	NOUN
amfbr-288	66	17	insurance	insurance	NOUN
amfbr-288	66	18	effect	effect	NOUN
amfbr-288	66	19	short	short	ADJ
amfbr-288	66	20	run	run	NOUN
amfbr-288	66	21	trend	trend	NOUN
amfbr-288	66	22	copyright	copyright	NOUN
amfbr-288	66	23	©	©	PROPN
amfbr-288	66	24	cc	cc	PROPN
amfbr-288	66	25	-	-	PUNCT
amfbr-288	66	26	by	by	ADP
amfbr-288	66	27	-	-	PUNCT
amfbr-288	66	28	nc	nc	PROPN
amfbr-288	66	29	2019	2019	NUM
amfbr-288	66	30	,	,	PUNCT
amfbr-288	66	31	cribfb	cribfb	PROPN
amfbr-288	66	32	|	|	ADV
amfbr-288	66	33	amfbr	amfbr	ADJ
amfbr-288	66	34	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-288	66	35	american	american	PROPN
amfbr-288	66	36	finance	finance	PROPN
amfbr-288	66	37	&	&	CCONJ
amfbr-288	66	38	banking	banking	PROPN
amfbr-288	66	39	review	review	PROPN
amfbr-288	66	40	vol	vol	NOUN
amfbr-288	66	41	.	.	PROPN
amfbr-288	67	1	4	4	NUM
amfbr-288	67	2	,	,	PUNCT
amfbr-288	67	3	no	no	INTJ
amfbr-288	67	4	.	.	NOUN
amfbr-288	67	5	1	1	NUM
amfbr-288	67	6	;	;	PUNCT
amfbr-288	67	7	2019	2019	NUM
amfbr-288	67	8	35	35	NUM
amfbr-288	67	9	iii	iii	NUM
amfbr-288	67	10	fcw	fcw	NOUN
amfbr-288	67	11			ADJ
amfbr-288	67	12	(	(	PUNCT
amfbr-288	67	13	8)	8)	NUM
amfbr-288	67	14	on	on	ADP
amfbr-288	67	15	the	the	DET
amfbr-288	67	16	other	other	ADJ
amfbr-288	67	17	side	side	NOUN
amfbr-288	67	18	,	,	PUNCT
amfbr-288	67	19	debts	debt	NOUN
amfbr-288	67	20	(	(	PUNCT
amfbr-288	67	21	di	di	NOUN
amfbr-288	67	22	)	)	PUNCT
amfbr-288	67	23	are	be	AUX
amfbr-288	67	24	equal	equal	ADJ
amfbr-288	67	25	to	to	ADP
amfbr-288	67	26	the	the	DET
amfbr-288	67	27	financial	financial	ADJ
amfbr-288	67	28	obligations	obligation	NOUN
amfbr-288	67	29	of	of	ADP
amfbr-288	67	30	the	the	DET
amfbr-288	67	31	firm	firm	NOUN
amfbr-288	67	32	.	.	PUNCT
amfbr-288	68	1	altogether	altogether	ADV
amfbr-288	68	2	,	,	PUNCT
amfbr-288	68	3	in	in	ADP
amfbr-288	68	4	an	an	DET
amfbr-288	68	5	economy	economy	NOUN
amfbr-288	68	6	with	with	ADP
amfbr-288	68	7	n	n	PRON
amfbr-288	68	8	firms	firm	NOUN
amfbr-288	68	9	,	,	PUNCT
amfbr-288	68	10	all	all	DET
amfbr-288	68	11	claims	claim	NOUN
amfbr-288	68	12	will	will	AUX
amfbr-288	68	13	be	be	AUX
amfbr-288	68	14	equal	equal	ADJ
amfbr-288	68	15	to	to	ADP
amfbr-288	68	16	all	all	DET
amfbr-288	68	17	obligations	obligation	NOUN
amfbr-288	68	18	,	,	PUNCT
amfbr-288	68	19	or	or	CCONJ
amfbr-288	68	20	:	:	PUNCT
amfbr-288	68	21			X
amfbr-288	68	22			NUM
amfbr-288	68	23			NUM
amfbr-288	68	24	n	n	NUM
amfbr-288	68	25	1i	1i	NOUN
amfbr-288	68	26	i	i	PRON
amfbr-288	68	27	n	n	VERB
amfbr-288	68	28	1i	1i	NOUN
amfbr-288	69	1	i	i	PRON
amfbr-288	69	2	df	df	VERB
amfbr-288	69	3	(	(	PUNCT
amfbr-288	69	4	9	9	X
amfbr-288	69	5	)	)	PUNCT
amfbr-288	69	6	the	the	DET
amfbr-288	69	7	net	net	ADJ
amfbr-288	69	8	worth	worth	NOUN
amfbr-288	69	9	(	(	PUNCT
amfbr-288	69	10	asset	asset	NOUN
amfbr-288	69	11	)	)	PUNCT
amfbr-288	69	12	of	of	ADP
amfbr-288	69	13	each	each	DET
amfbr-288	69	14	firm	firm	NOUN
amfbr-288	69	15	is	be	AUX
amfbr-288	69	16	equal	equal	ADJ
amfbr-288	69	17	to	to	ADP
amfbr-288	69	18	:	:	PUNCT
amfbr-288	69	19	iii	iii	X
amfbr-288	69	20	n	n	VERB
amfbr-288	69	21	i	i	PRON
amfbr-288	69	22	dfcw	dfcw	VERB
amfbr-288	69	23			PRON
amfbr-288	69	24	(	(	PUNCT
amfbr-288	69	25	10	10	NUM
amfbr-288	69	26	)	)	PUNCT
amfbr-288	69	27	by	by	ADP
amfbr-288	69	28	summing	sum	VERB
amfbr-288	69	29	up	up	ADP
amfbr-288	69	30	the	the	DET
amfbr-288	69	31	above	above	ADJ
amfbr-288	69	32	equation	equation	NOUN
amfbr-288	69	33	,	,	PUNCT
amfbr-288	69	34	and	and	CCONJ
amfbr-288	69	35	replacing	replace	VERB
amfbr-288	69	36	from	from	ADP
amfbr-288	69	37	(	(	PUNCT
amfbr-288	69	38	9	9	NUM
amfbr-288	69	39	)	)	PUNCT
amfbr-288	69	40	,	,	PUNCT
amfbr-288	69	41	the	the	DET
amfbr-288	69	42	inventory	inventory	NOUN
amfbr-288	69	43	in	in	ADP
amfbr-288	69	44	the	the	DET
amfbr-288	69	45	economy	economy	NOUN
amfbr-288	69	46	will	will	AUX
amfbr-288	69	47	be	be	AUX
amfbr-288	69	48	equal	equal	ADJ
amfbr-288	69	49	to	to	ADP
amfbr-288	69	50	the	the	DET
amfbr-288	69	51	net	net	ADJ
amfbr-288	69	52	worth	worth	NOUN
amfbr-288	69	53	of	of	ADP
amfbr-288	69	54	asset	asset	NOUN
amfbr-288	69	55	,	,	PUNCT
amfbr-288	69	56	or	or	CCONJ
amfbr-288	69	57	,	,	PUNCT
amfbr-288	69	58			ADV
amfbr-288	69	59			NUM
amfbr-288	69	60			NUM
amfbr-288	69	61	n	n	NUM
amfbr-288	69	62	1i	1i	NOUN
amfbr-288	69	63	i	i	PRON
amfbr-288	69	64	n	n	VERB
amfbr-288	69	65	1i	1i	NUM
amfbr-288	70	1	n	n	CCONJ
amfbr-288	70	2	i	i	PRON
amfbr-288	70	3	cw	cw	NOUN
amfbr-288	70	4	(	(	PUNCT
amfbr-288	70	5	11	11	NUM
amfbr-288	70	6	)	)	PUNCT
amfbr-288	70	7	now	now	ADV
amfbr-288	70	8	suppose	suppose	VERB
amfbr-288	70	9	n	n	PRON
amfbr-288	70	10	firms	firm	NOUN
amfbr-288	70	11	have	have	VERB
amfbr-288	70	12	transactions	transaction	NOUN
amfbr-288	70	13	with	with	ADP
amfbr-288	70	14	each	each	DET
amfbr-288	70	15	other	other	ADJ
amfbr-288	70	16	and	and	CCONJ
amfbr-288	70	17	ith	ith	PROPN
amfbr-288	70	18	firm	firm	PROPN
amfbr-288	70	19	buys	buy	VERB
amfbr-288	70	20	ci	ci	NOUN
amfbr-288	70	21	amount	amount	NOUN
amfbr-288	70	22	of	of	ADP
amfbr-288	70	23	goods	good	NOUN
amfbr-288	70	24	from	from	ADP
amfbr-288	70	25	the	the	DET
amfbr-288	70	26	i-1th	i-1th	ADJ
amfbr-288	70	27	firm	firm	NOUN
amfbr-288	70	28	and	and	CCONJ
amfbr-288	70	29	sells	sell	VERB
amfbr-288	70	30	it	it	PRON
amfbr-288	70	31	to	to	ADP
amfbr-288	70	32	the	the	DET
amfbr-288	70	33	firm	firm	NOUN
amfbr-288	70	34	i+1th	i+1th	VERB
amfbr-288	70	35	.	.	PUNCT
amfbr-288	71	1	if	if	SCONJ
amfbr-288	71	2	this	this	DET
amfbr-288	71	3	process	process	NOUN
amfbr-288	71	4	of	of	ADP
amfbr-288	71	5	purchase	purchase	NOUN
amfbr-288	71	6	is	be	AUX
amfbr-288	71	7	based	base	VERB
amfbr-288	71	8	on	on	ADP
amfbr-288	71	9	credit	credit	NOUN
amfbr-288	71	10	,	,	PUNCT
amfbr-288	71	11	it	it	PRON
amfbr-288	71	12	will	will	AUX
amfbr-288	71	13	cause	cause	VERB
amfbr-288	71	14	transmission	transmission	NOUN
amfbr-288	71	15	of	of	ADP
amfbr-288	71	16	bankruptcy	bankruptcy	NOUN
amfbr-288	71	17	to	to	ADP
amfbr-288	71	18	other	other	ADJ
amfbr-288	71	19	firms	firm	NOUN
amfbr-288	71	20	.	.	PUNCT
amfbr-288	72	1	as	as	SCONJ
amfbr-288	72	2	commodities	commodity	NOUN
amfbr-288	72	3	are	be	AUX
amfbr-288	72	4	sold	sell	VERB
amfbr-288	72	5	payable	payable	ADJ
amfbr-288	72	6	at	at	ADP
amfbr-288	72	7	maturity	maturity	NOUN
amfbr-288	72	8	,	,	PUNCT
amfbr-288	72	9	ith	ith	PROPN
amfbr-288	72	10	buyer	buyer	NOUN
amfbr-288	72	11	promises	promise	VERB
amfbr-288	72	12	to	to	ADP
amfbr-288	72	13	the	the	DET
amfbr-288	72	14	i-1th	i-1th	ADJ
amfbr-288	72	15	seller	seller	NOUN
amfbr-288	72	16	to	to	PART
amfbr-288	72	17	pay	pay	VERB
amfbr-288	72	18	him	he	PRON
amfbr-288	72	19	the	the	DET
amfbr-288	72	20	amount	amount	NOUN
amfbr-288	72	21	of	of	ADP
amfbr-288	72	22	di	di	NOUN
amfbr-288	72	23	at	at	ADP
amfbr-288	72	24	maturity	maturity	NOUN
amfbr-288	72	25	.	.	PUNCT
amfbr-288	73	1	on	on	ADP
amfbr-288	73	2	the	the	DET
amfbr-288	73	3	other	other	ADJ
amfbr-288	73	4	hand	hand	NOUN
amfbr-288	73	5	,	,	PUNCT
amfbr-288	73	6	he	he	PRON
amfbr-288	73	7	sells	sell	VERB
amfbr-288	73	8	the	the	DET
amfbr-288	73	9	good	good	NOUN
amfbr-288	73	10	to	to	ADP
amfbr-288	73	11	the	the	DET
amfbr-288	73	12	i+1th	i+1th	PROPN
amfbr-288	73	13	buyer	buyer	NOUN
amfbr-288	73	14	and	and	CCONJ
amfbr-288	73	15	receives	receive	VERB
amfbr-288	73	16	a	a	DET
amfbr-288	73	17	payable	payable	ADJ
amfbr-288	73	18	written	write	VERB
amfbr-288	73	19	document	document	NOUN
amfbr-288	73	20	equal	equal	ADJ
amfbr-288	73	21	with	with	ADP
amfbr-288	73	22	fi	fi	NOUN
amfbr-288	73	23	,	,	PUNCT
amfbr-288	73	24	and	and	CCONJ
amfbr-288	73	25	the	the	DET
amfbr-288	73	26	commodity	commodity	NOUN
amfbr-288	73	27	goes	go	VERB
amfbr-288	73	28	from	from	ADP
amfbr-288	73	29	firm	firm	ADJ
amfbr-288	73	30	i-1	i-1	NOUN
amfbr-288	73	31	to	to	PART
amfbr-288	73	32	firm	firm	VERB
amfbr-288	73	33	i	i	PRON
amfbr-288	73	34	and	and	CCONJ
amfbr-288	73	35	then	then	ADV
amfbr-288	73	36	to	to	PART
amfbr-288	73	37	firm	firm	VERB
amfbr-288	73	38	i+1	i+1	NOUN
amfbr-288	73	39	.	.	PUNCT
amfbr-288	74	1	these	these	DET
amfbr-288	74	2	simple	simple	ADJ
amfbr-288	74	3	sequences	sequence	NOUN
amfbr-288	74	4	will	will	AUX
amfbr-288	74	5	continue	continue	VERB
amfbr-288	74	6	several	several	ADJ
amfbr-288	74	7	times	time	NOUN
amfbr-288	74	8	.	.	PUNCT
amfbr-288	75	1	to	to	PART
amfbr-288	75	2	simplify	simplify	VERB
amfbr-288	75	3	the	the	DET
amfbr-288	75	4	subject	subject	NOUN
amfbr-288	75	5	,	,	PUNCT
amfbr-288	75	6	let	let	VERB
amfbr-288	75	7	us	we	PRON
amfbr-288	75	8	suppose	suppose	VERB
amfbr-288	75	9	that	that	SCONJ
amfbr-288	75	10	the	the	DET
amfbr-288	75	11	face	face	NOUN
amfbr-288	75	12	value	value	NOUN
amfbr-288	75	13	of	of	ADP
amfbr-288	75	14	the	the	DET
amfbr-288	75	15	commodity	commodity	NOUN
amfbr-288	75	16	ci	ci	NOUN
amfbr-288	75	17	increases	increase	VERB
amfbr-288	75	18			X
amfbr-288	75	19	percent	percent	NOUN
amfbr-288	75	20	in	in	ADP
amfbr-288	75	21	each	each	DET
amfbr-288	75	22	transaction	transaction	NOUN
amfbr-288	75	23	between	between	ADP
amfbr-288	75	24	firms	firm	NOUN
amfbr-288	75	25	and	and	CCONJ
amfbr-288	75	26	these	these	DET
amfbr-288	75	27	firms	firm	NOUN
amfbr-288	75	28	have	have	VERB
amfbr-288	75	29	no	no	DET
amfbr-288	75	30	other	other	ADJ
amfbr-288	75	31	assets	asset	NOUN
amfbr-288	75	32	except	except	SCONJ
amfbr-288	75	33	this	this	DET
amfbr-288	75	34	commodity	commodity	NOUN
amfbr-288	75	35	,	,	PUNCT
amfbr-288	75	36	and	and	CCONJ
amfbr-288	75	37	all	all	DET
amfbr-288	75	38	their	their	PRON
amfbr-288	75	39	claims	claim	NOUN
amfbr-288	75	40	and	and	CCONJ
amfbr-288	75	41	obligations	obligation	NOUN
amfbr-288	75	42	are	be	AUX
amfbr-288	75	43	related	relate	VERB
amfbr-288	75	44	to	to	ADP
amfbr-288	75	45	this	this	DET
amfbr-288	75	46	commodity	commodity	NOUN
amfbr-288	75	47	,	,	PUNCT
amfbr-288	75	48	which	which	PRON
amfbr-288	75	49	creates	create	VERB
amfbr-288	75	50	their	their	PRON
amfbr-288	75	51	assets	asset	NOUN
amfbr-288	75	52	and	and	CCONJ
amfbr-288	75	53	liabilities	liability	NOUN
amfbr-288	75	54	.	.	PUNCT
amfbr-288	76	1	we	we	PRON
amfbr-288	76	2	can	can	AUX
amfbr-288	76	3	design	design	VERB
amfbr-288	76	4	the	the	DET
amfbr-288	76	5	above	above	ADJ
amfbr-288	76	6	chain	chain	NOUN
amfbr-288	76	7	as	as	SCONJ
amfbr-288	76	8	follows	follow	VERB
amfbr-288	76	9	:	:	PUNCT
amfbr-288	76	10	the	the	DET
amfbr-288	76	11	sale	sale	NOUN
amfbr-288	76	12	of	of	ADP
amfbr-288	76	13	firm	firm	ADJ
amfbr-288	76	14	zero	zero	NUM
amfbr-288	76	15	to	to	ADP
amfbr-288	76	16	firm	firm	ADJ
amfbr-288	76	17	nth	nth	NOUN
amfbr-288	76	18	has	have	AUX
amfbr-288	76	19	been	be	AUX
amfbr-288	76	20	shown	show	VERB
amfbr-288	76	21	in	in	ADP
amfbr-288	76	22	the	the	DET
amfbr-288	76	23	first	first	ADJ
amfbr-288	76	24	row	row	NOUN
amfbr-288	76	25	,	,	PUNCT
amfbr-288	76	26	and	and	CCONJ
amfbr-288	76	27	each	each	DET
amfbr-288	76	28	term	term	NOUN
amfbr-288	76	29	indicates	indicate	VERB
amfbr-288	76	30	the	the	DET
amfbr-288	76	31	value	value	NOUN
amfbr-288	76	32	of	of	ADP
amfbr-288	76	33	the	the	DET
amfbr-288	76	34	commodity	commodity	NOUN
amfbr-288	76	35	for	for	ADP
amfbr-288	76	36	firm	firm	ADJ
amfbr-288	76	37	j.	j.	PROPN
amfbr-288	76	38	this	this	DET
amfbr-288	76	39	process	process	NOUN
amfbr-288	76	40	is	be	AUX
amfbr-288	76	41	in	in	ADP
amfbr-288	76	42	the	the	DET
amfbr-288	76	43	form	form	NOUN
amfbr-288	76	44	of	of	ADP
amfbr-288	76	45	difference	difference	NOUN
amfbr-288	76	46	equation	equation	NOUN
amfbr-288	76	47	;	;	PUNCT
amfbr-288	76	48	therefore	therefore	ADV
amfbr-288	76	49	,	,	PUNCT
amfbr-288	76	50	the	the	DET
amfbr-288	76	51	second	second	ADJ
amfbr-288	76	52	row	row	NOUN
amfbr-288	76	53	by	by	ADP
amfbr-288	76	54	replacing	replace	VERB
amfbr-288	76	55	ci	ci	NOUN
amfbr-288	76	56	in	in	ADP
amfbr-288	76	57	terms	term	NOUN
amfbr-288	76	58	of	of	ADP
amfbr-288	76	59	c0	c0	PROPN
amfbr-288	76	60	is	be	AUX
amfbr-288	76	61	essentially	essentially	ADV
amfbr-288	76	62	the	the	DET
amfbr-288	76	63	solution	solution	NOUN
amfbr-288	76	64	for	for	ADP
amfbr-288	76	65	the	the	DET
amfbr-288	76	66	first	first	ADJ
amfbr-288	76	67	row	row	NOUN
amfbr-288	76	68	.	.	PUNCT
amfbr-288	77	1	the	the	DET
amfbr-288	77	2	third	third	ADJ
amfbr-288	77	3	row	row	NOUN
amfbr-288	77	4	shows	show	VERB
amfbr-288	77	5	the	the	DET
amfbr-288	77	6	debt	debt	NOUN
amfbr-288	77	7	flow	flow	NOUN
amfbr-288	77	8	of	of	ADP
amfbr-288	77	9	the	the	DET
amfbr-288	77	10	firms	firm	NOUN
amfbr-288	77	11	,	,	PUNCT
amfbr-288	77	12	and	and	CCONJ
amfbr-288	77	13	the	the	DET
amfbr-288	77	14	fourth	fourth	PROPN
amfbr-288	77	15	row	row	NOUN
amfbr-288	77	16	shows	show	VERB
amfbr-288	77	17	the	the	DET
amfbr-288	77	18	firms	firm	NOUN
amfbr-288	77	19	’	'	PUNCT
amfbr-288	77	20	claims	claim	VERB
amfbr-288	77	21	.	.	PUNCT
amfbr-288	78	1	the	the	DET
amfbr-288	78	2	fifth	fifth	PROPN
amfbr-288	78	3	row	row	NOUN
amfbr-288	78	4	shows	show	VERB
amfbr-288	78	5	the	the	DET
amfbr-288	78	6	profit	profit	NOUN
amfbr-288	78	7	of	of	ADP
amfbr-288	78	8	firms	firm	NOUN
amfbr-288	78	9	zero	zero	NUM
amfbr-288	78	10	to	to	ADP
amfbr-288	78	11	firm	firm	PROPN
amfbr-288	78	12	nth	nth	PROPN
amfbr-288	78	13	.	.	PUNCT
amfbr-288	79	1	total	total	ADJ
amfbr-288	79	2	profit	profit	NOUN
amfbr-288	79	3	of	of	ADP
amfbr-288	79	4	the	the	DET
amfbr-288	79	5	transactions	transaction	NOUN
amfbr-288	79	6	in	in	ADP
amfbr-288	79	7	the	the	DET
amfbr-288	79	8	economy	economy	NOUN
amfbr-288	79	9	will	will	AUX
amfbr-288	79	10	be	be	AUX
amfbr-288	79	11	equal	equal	ADJ
amfbr-288	79	12	to	to	PART
amfbr-288	79	13	:	:	PUNCT
amfbr-288	79	14			PROPN
amfbr-288	79	15			NUM
amfbr-288	79	16			PROPN
amfbr-288	79	17			PROPN
amfbr-288	79	18			PROPN
amfbr-288	79	19			PROPN
amfbr-288	79	20			NOUN
amfbr-288	79	21	n	n	PROPN
amfbr-288	79	22	1i	1i	NUM
amfbr-288	79	23	1i	1i	NOUN
amfbr-288	79	24	000	000	NUM
amfbr-288	80	1	n	n	NUM
amfbr-288	80	2	1i	1i	NOUN
amfbr-288	80	3	1i	1i	NOUN
amfbr-288	80	4	0	0	PUNCT
amfbr-288	81	1	n	n	NOUN
amfbr-288	81	2	0i	0i	NOUN
amfbr-288	82	1	i	i	PRON
amfbr-288	82	2	)	)	PUNCT
amfbr-288	82	3	1(ccc)1(c	1(ccc)1(c	PROPN
amfbr-288	82	4	(	(	PUNCT
amfbr-288	82	5	13	13	NUM
amfbr-288	82	6	)	)	PUNCT
amfbr-288	82	7	total	total	ADJ
amfbr-288	82	8	debts	debt	NOUN
amfbr-288	82	9	created	create	VERB
amfbr-288	82	10	in	in	ADP
amfbr-288	82	11	the	the	DET
amfbr-288	82	12	economy	economy	NOUN
amfbr-288	82	13	will	will	AUX
amfbr-288	82	14	be	be	AUX
amfbr-288	82	15	:	:	PUNCT
amfbr-288	82	16	1	1	NUM
amfbr-288	82	17	...	...	SYM
amfbr-288	82	18	1	1	NUM
amfbr-288	82	19	....	....	SYM
amfbr-288	82	20	120100	120100	NUM
amfbr-288	82	21	)	)	PUNCT
amfbr-288	82	22	12	12	NUM
amfbr-288	82	23	(	(	PUNCT
amfbr-288	82	24	1	1	NUM
amfbr-288	82	25	)	)	SYM
amfbr-288	82	26	1	1	NUM
amfbr-288	82	27	(	(	PUNCT
amfbr-288	82	28	...	...	SYM
amfbr-288	82	29	1	1	NUM
amfbr-288	82	30	)	)	PUNCT
amfbr-288	82	31	1	1	NUM
amfbr-288	82	32	(	(	PUNCT
amfbr-288	82	33	.....	.....	NOUN
amfbr-288	82	34	1	1	NUM
amfbr-288	82	35	)	)	SYM
amfbr-288	82	36	1	1	NUM
amfbr-288	82	37	(	(	PUNCT
amfbr-288	82	38	20)1	20)1	NUM
amfbr-288	82	39	(	(	PUNCT
amfbr-288	82	40	100	100	NUM
amfbr-288	82	41	1	1	NUM
amfbr-288	82	42	....	....	SYM
amfbr-288	82	43	1	1	NUM
amfbr-288	82	44	....	....	PUNCT
amfbr-288	82	45	1201	1201	NUM
amfbr-288	82	46	00	00	PUNCT
amfbr-288	83	1	0)1(	0)1(	NOUN
amfbr-288	83	2	....	....	PUNCT
amfbr-288	83	3	0)1(	0)1(	NOUN
amfbr-288	83	4	....	....	SYM
amfbr-288	83	5	0	0	NUM
amfbr-288	83	6	2	2	NUM
amfbr-288	83	7	)	)	PUNCT
amfbr-288	83	8	1(0)1(0	1(0)1(0	PROPN
amfbr-288	83	9	1	1	NUM
amfbr-288	83	10	)	)	PUNCT
amfbr-288	83	11	1	1	NUM
amfbr-288	83	12	(	(	PUNCT
amfbr-288	83	13	...	...	SYM
amfbr-288	83	14	1	1	NUM
amfbr-288	83	15	)	)	PUNCT
amfbr-288	83	16	1	1	NUM
amfbr-288	83	17	(	(	PUNCT
amfbr-288	83	18	...	...	SYM
amfbr-288	83	19	1	1	NUM
amfbr-288	83	20	)	)	SYM
amfbr-288	83	21	1	1	NUM
amfbr-288	83	22	(	(	PUNCT
amfbr-288	83	23	20)1	20)1	NUM
amfbr-288	83	24	(	(	PUNCT
amfbr-288	83	25	10)1(0	10)1(0	NUM
amfbr-288	83	26			NOUN
amfbr-288	83	27			ADP
amfbr-288	83	28			PROPN
amfbr-288	83	29			SYM
amfbr-288	83	30			NOUN
amfbr-288	83	31			ADP
amfbr-288	83	32			PROPN
amfbr-288	83	33			PROPN
amfbr-288	83	34			NOUN
amfbr-288	83	35			ADP
amfbr-288	83	36			PROPN
amfbr-288	83	37			SYM
amfbr-288	83	38			PROPN
amfbr-288	83	39			NOUN
amfbr-288	83	40			NUM
amfbr-288	83	41			VERB
amfbr-288	83	42			NUM
amfbr-288	83	43	n	n	DET
amfbr-288	83	44	cnj	cnj	NOUN
amfbr-288	83	45	c	c	PROPN
amfbr-288	83	46	j	j	PROPN
amfbr-288	83	47	ccc	ccc	PROPN
amfbr-288	83	48	n	n	PROPN
amfbr-288	84	1	cnf	cnf	PROPN
amfbr-288	84	2	j	j	PROPN
amfbr-288	84	3	c	c	PROPN
amfbr-288	84	4	j	j	PROPN
amfbr-288	84	5	fcfcfcf	fcfcfcf	PROPN
amfbr-288	85	1	n	n	INTJ
amfbr-288	85	2	cnd	cnd	INTJ
amfbr-288	86	1	i	i	PRON
amfbr-288	86	2	cidcdcdd	cidcdcdd	VERB
amfbr-288	86	3	c	c	PROPN
amfbr-288	86	4	n	n	PROPN
amfbr-288	86	5	c	c	PROPN
amfbr-288	86	6	j	j	PROPN
amfbr-288	86	7	ccc	ccc	PROPN
amfbr-288	86	8	n	n	CCONJ
amfbr-288	86	9	cnc	cnc	PROPN
amfbr-288	86	10	j	j	PROPN
amfbr-288	86	11	ccjcccccc	ccjcccccc	PROPN
amfbr-288	86	12			PUNCT
amfbr-288	86	13			X
amfbr-288	86	14			X
amfbr-288	86	15			NOUN
amfbr-288	86	16	copyright	copyright	NOUN
amfbr-288	86	17	©	©	PROPN
amfbr-288	86	18	cc	cc	PROPN
amfbr-288	86	19	-	-	PUNCT
amfbr-288	86	20	by	by	ADP
amfbr-288	86	21	-	-	PUNCT
amfbr-288	86	22	nc	nc	PROPN
amfbr-288	86	23	2019	2019	NUM
amfbr-288	86	24	,	,	PUNCT
amfbr-288	86	25	cribfb	cribfb	PROPN
amfbr-288	86	26	|	|	ADV
amfbr-288	86	27	amfbr	amfbr	ADJ
amfbr-288	86	28	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-288	86	29	american	american	PROPN
amfbr-288	86	30	finance	finance	PROPN
amfbr-288	86	31	&	&	CCONJ
amfbr-288	86	32	banking	banking	PROPN
amfbr-288	86	33	review	review	PROPN
amfbr-288	86	34	vol	vol	NOUN
amfbr-288	86	35	.	.	PROPN
amfbr-288	87	1	4	4	NUM
amfbr-288	87	2	,	,	PUNCT
amfbr-288	87	3	no	no	INTJ
amfbr-288	87	4	.	.	NOUN
amfbr-288	87	5	1	1	NUM
amfbr-288	87	6	;	;	PUNCT
amfbr-288	88	1	2019	2019	NUM
amfbr-288	88	2	36	36	NUM
amfbr-288	88	3			NOUN
amfbr-288	88	4			PROPN
amfbr-288	88	5			PROPN
amfbr-288	88	6			PROPN
amfbr-288	88	7			PROPN
amfbr-288	88	8			PROPN
amfbr-288	88	9			PROPN
amfbr-288	88	10			PROPN
amfbr-288	88	11			NOUN
amfbr-288	88	12	n	n	DET
amfbr-288	88	13	0i	0i	X
amfbr-288	88	14	1i	1i	X
amfbr-288	88	15	0	0	NUM
amfbr-288	89	1	n	n	PRON
amfbr-288	89	2	0i	0i	NOUN
amfbr-288	89	3	0	0	PUNCT
amfbr-288	90	1	1i	1i	NOUN
amfbr-288	90	2	n	n	PROPN
amfbr-288	90	3	0i	0i	X
amfbr-288	90	4	1i	1i	NOUN
amfbr-288	90	5	n	n	PROPN
amfbr-288	90	6	0i	0i	X
amfbr-288	90	7	i	i	PRON
amfbr-288	90	8	)	)	PUNCT
amfbr-288	90	9	1(cc)1(cdd	1(cc)1(cdd	NUM
amfbr-288	90	10	(	(	PUNCT
amfbr-288	90	11	14	14	NUM
amfbr-288	90	12	)	)	PUNCT
amfbr-288	90	13	total	total	ADJ
amfbr-288	90	14	claims	claim	NOUN
amfbr-288	90	15	set	set	VERB
amfbr-288	90	16	up	up	ADP
amfbr-288	90	17	in	in	ADP
amfbr-288	90	18	the	the	DET
amfbr-288	90	19	economy	economy	NOUN
amfbr-288	90	20	will	will	AUX
amfbr-288	90	21	be	be	AUX
amfbr-288	90	22	:	:	PUNCT
amfbr-288	90	23			NOUN
amfbr-288	90	24			VERB
amfbr-288	90	25			NOUN
amfbr-288	90	26	n	n	NOUN
amfbr-288	90	27	0i	0i	VERB
amfbr-288	91	1	i	i	PRON
amfbr-288	91	2	00	00	PUNCT
amfbr-288	92	1	n	n	PRON
amfbr-288	92	2	0i	0i	NOUN
amfbr-288	93	1	i	i	PRON
amfbr-288	93	2	n	n	VERB
amfbr-288	93	3	0i	0i	VERB
amfbr-288	93	4	i	i	PRON
amfbr-288	93	5	)	)	PUNCT
amfbr-288	93	6	1(cc)1(ff	1(cc)1(ff	NUM
amfbr-288	93	7	(	(	PUNCT
amfbr-288	93	8	15	15	NUM
amfbr-288	93	9	)	)	PUNCT
amfbr-288	93	10	all	all	DET
amfbr-288	93	11	the	the	DET
amfbr-288	93	12	above	above	ADJ
amfbr-288	93	13	relations	relation	NOUN
amfbr-288	93	14	have	have	VERB
amfbr-288	93	15	a	a	DET
amfbr-288	93	16	summation	summation	NOUN
amfbr-288	93	17	of	of	ADP
amfbr-288	93	18	a	a	DET
amfbr-288	93	19	geometric	geometric	ADJ
amfbr-288	93	20	progression	progression	NOUN
amfbr-288	93	21	term	term	NOUN
amfbr-288	93	22	:	:	PUNCT
amfbr-288	93	23			X
amfbr-288	93	24			PROPN
amfbr-288	93	25			PROPN
amfbr-288	93	26			PUNCT
amfbr-288	93	27			NUM
amfbr-288	93	28			X
amfbr-288	93	29	1)1	1)1	NUM
amfbr-288	93	30	(	(	PUNCT
amfbr-288	93	31	)	)	PUNCT
amfbr-288	93	32	1	1	NUM
amfbr-288	93	33	(	(	PUNCT
amfbr-288	93	34	1nn	1nn	ADJ
amfbr-288	93	35	0i	0i	X
amfbr-288	94	1	i	i	PRON
amfbr-288	94	2	(	(	PUNCT
amfbr-288	94	3	16	16	NUM
amfbr-288	94	4	)	)	PUNCT
amfbr-288	94	5	therefore	therefore	ADV
amfbr-288	94	6	,	,	PUNCT
amfbr-288	94	7	we	we	PRON
amfbr-288	94	8	have	have	VERB
amfbr-288	94	9	:	:	PUNCT
amfbr-288	94	10	n	n	PRON
amfbr-288	94	11	0	0	NUM
amfbr-288	94	12	)	)	PUNCT
amfbr-288	94	13	1(c	1(c	NUM
amfbr-288	94	14			ADP
amfbr-288	94	15	(	(	PUNCT
amfbr-288	94	16	17	17	NUM
amfbr-288	94	17	)	)	PUNCT
amfbr-288	94	18	)	)	PUNCT
amfbr-288	95	1	1)1	1)1	NUM
amfbr-288	95	2	(	(	PUNCT
amfbr-288	95	3	(	(	PUNCT
amfbr-288	95	4	cd	cd	NOUN
amfbr-288	95	5	n	n	CCONJ
amfbr-288	95	6	0	0	NUM
amfbr-288	95	7			X
amfbr-288	95	8			PROPN
amfbr-288	95	9			NUM
amfbr-288	95	10	(	(	PUNCT
amfbr-288	95	11	18	18	NUM
amfbr-288	95	12	)	)	PUNCT
amfbr-288	95	13	)	)	PUNCT
amfbr-288	96	1	1)1	1)1	NUM
amfbr-288	96	2	(	(	PUNCT
amfbr-288	96	3	(	(	PUNCT
amfbr-288	96	4	cf	cf	NOUN
amfbr-288	96	5	1n	1n	NUM
amfbr-288	96	6	0	0	NUM
amfbr-288	96	7			X
amfbr-288	96	8			PROPN
amfbr-288	96	9			PROPN
amfbr-288	96	10			PUNCT
amfbr-288	96	11	(	(	PUNCT
amfbr-288	96	12	19	19	NUM
amfbr-288	96	13	)	)	PUNCT
amfbr-288	96	14	again	again	ADV
amfbr-288	96	15	,	,	PUNCT
amfbr-288	96	16	we	we	PRON
amfbr-288	96	17	can	can	AUX
amfbr-288	96	18	find	find	VERB
amfbr-288	96	19	the	the	DET
amfbr-288	96	20	trueness	trueness	NOUN
amfbr-288	96	21	of	of	ADP
amfbr-288	96	22	the	the	DET
amfbr-288	96	23	above	above	ADJ
amfbr-288	96	24	relations	relation	NOUN
amfbr-288	96	25	by	by	ADP
amfbr-288	96	26	the	the	DET
amfbr-288	96	27	below	below	ADJ
amfbr-288	96	28	replacement	replacement	NOUN
amfbr-288	96	29	:	:	PUNCT
amfbr-288	96	30	df	df	PROPN
amfbr-288	96	31			PROPN
amfbr-288	96	32	(	(	PUNCT
amfbr-288	96	33	20	20	NUM
amfbr-288	96	34	)	)	PUNCT
amfbr-288	96	35	now	now	ADV
amfbr-288	96	36	suppose	suppose	VERB
amfbr-288	96	37	that	that	SCONJ
amfbr-288	96	38	the	the	DET
amfbr-288	96	39	inventory	inventory	NOUN
amfbr-288	96	40	of	of	ADP
amfbr-288	96	41	the	the	DET
amfbr-288	96	42	last	last	ADJ
amfbr-288	96	43	firm	firm	NOUN
amfbr-288	96	44	cn	cn	PROPN
amfbr-288	96	45	is	be	AUX
amfbr-288	96	46	spoiled	spoil	VERB
amfbr-288	96	47	or	or	CCONJ
amfbr-288	96	48	damaged	damage	VERB
amfbr-288	96	49	because	because	SCONJ
amfbr-288	96	50	of	of	ADP
amfbr-288	96	51	an	an	DET
amfbr-288	96	52	accident	accident	NOUN
amfbr-288	96	53	.	.	PUNCT
amfbr-288	97	1	therefore	therefore	ADV
amfbr-288	97	2	,	,	PUNCT
amfbr-288	97	3	his	his	PRON
amfbr-288	97	4	claims	claim	NOUN
amfbr-288	97	5	,	,	PUNCT
amfbr-288	97	6	which	which	PRON
amfbr-288	97	7	were	be	AUX
amfbr-288	97	8	supposed	suppose	VERB
amfbr-288	97	9	to	to	PART
amfbr-288	97	10	be	be	AUX
amfbr-288	97	11	created	create	VERB
amfbr-288	97	12	by	by	ADP
amfbr-288	97	13	selling	sell	VERB
amfbr-288	97	14	goods	good	NOUN
amfbr-288	97	15	to	to	ADP
amfbr-288	97	16	the	the	DET
amfbr-288	97	17	next	next	ADJ
amfbr-288	97	18	firm	firm	NOUN
amfbr-288	97	19	and	and	CCONJ
amfbr-288	97	20	could	could	AUX
amfbr-288	97	21	compensate	compensate	VERB
amfbr-288	97	22	its	its	PRON
amfbr-288	97	23	debts	debt	NOUN
amfbr-288	97	24	(	(	PUNCT
amfbr-288	97	25	dn	dn	NOUN
amfbr-288	97	26	)	)	PUNCT
amfbr-288	97	27	and	and	CCONJ
amfbr-288	97	28	leave	leave	VERB
amfbr-288	97	29	some	some	DET
amfbr-288	97	30	profit	profit	NOUN
amfbr-288	97	31	n	n	NOUN
amfbr-288	97	32	for	for	ADP
amfbr-288	97	33	the	the	DET
amfbr-288	97	34	firm	firm	NOUN
amfbr-288	97	35	,	,	PUNCT
amfbr-288	97	36	which	which	PRON
amfbr-288	97	37	is	be	AUX
amfbr-288	97	38	equal	equal	ADJ
amfbr-288	97	39	to	to	ADP
amfbr-288	97	40	1n)1	1n)1	NUM
amfbr-288	97	41	(	(	PUNCT
amfbr-288	97	42			NOUN
amfbr-288	97	43	have	have	AUX
amfbr-288	97	44	been	be	AUX
amfbr-288	97	45	ruined	ruin	VERB
amfbr-288	97	46	.	.	PUNCT
amfbr-288	98	1	that	that	PRON
amfbr-288	98	2	is	be	AUX
amfbr-288	98	3	to	to	PART
amfbr-288	98	4	say	say	VERB
amfbr-288	98	5	,	,	PUNCT
amfbr-288	98	6	his	his	PRON
amfbr-288	98	7	claim	claim	NOUN
amfbr-288	98	8	,	,	PUNCT
amfbr-288	98	9	which	which	PRON
amfbr-288	98	10	is	be	AUX
amfbr-288	98	11	regarded	regard	VERB
amfbr-288	98	12	as	as	ADP
amfbr-288	98	13	assets	asset	NOUN
amfbr-288	98	14	,	,	PUNCT
amfbr-288	98	15	becomes	become	VERB
amfbr-288	98	16	zero	zero	NUM
amfbr-288	98	17	,	,	PUNCT
amfbr-288	98	18	but	but	CCONJ
amfbr-288	98	19	his	his	PRON
amfbr-288	98	20	debts	debt	NOUN
amfbr-288	98	21	and	and	CCONJ
amfbr-288	98	22	obligations	obligation	NOUN
amfbr-288	98	23	remain	remain	VERB
amfbr-288	98	24	.	.	PUNCT
amfbr-288	99	1	therefore	therefore	ADV
amfbr-288	99	2	:	:	PUNCT
amfbr-288	99	3	0fn	0fn	ADJ
amfbr-288	99	4			PROPN
amfbr-288	99	5	(	(	PUNCT
amfbr-288	99	6	21	21	NUM
amfbr-288	99	7	)	)	PUNCT
amfbr-288	99	8	nn	nn	X
amfbr-288	99	9	d	d	X
amfbr-288	99	10	(	(	PUNCT
amfbr-288	99	11	22	22	NUM
amfbr-288	99	12	)	)	PUNCT
amfbr-288	99	13	now	now	ADV
amfbr-288	99	14	its	its	PRON
amfbr-288	99	15	loss	loss	NOUN
amfbr-288	99	16	is	be	AUX
amfbr-288	99	17	equal	equal	ADJ
amfbr-288	99	18	to	to	ADP
amfbr-288	99	19	its	its	PRON
amfbr-288	99	20	debts	debt	NOUN
amfbr-288	99	21	to	to	ADP
amfbr-288	99	22	the	the	DET
amfbr-288	99	23	firm	firm	NOUN
amfbr-288	99	24	n-1	n-1	NOUN
amfbr-288	99	25	.	.	PUNCT
amfbr-288	100	1	the	the	DET
amfbr-288	100	2	unfulfillment	unfulfillment	NOUN
amfbr-288	100	3	of	of	ADP
amfbr-288	100	4	his	his	PRON
amfbr-288	100	5	financial	financial	ADJ
amfbr-288	100	6	obligations	obligation	NOUN
amfbr-288	100	7	in	in	ADP
amfbr-288	100	8	equations	equation	NOUN
amfbr-288	100	9	(	(	PUNCT
amfbr-288	100	10	12	12	NUM
amfbr-288	100	11	)	)	PUNCT
amfbr-288	100	12	will	will	AUX
amfbr-288	100	13	follow	follow	VERB
amfbr-288	100	14	a	a	DET
amfbr-288	100	15	reverse	reverse	ADJ
amfbr-288	100	16	trend	trend	NOUN
amfbr-288	100	17	;	;	PUNCT
amfbr-288	100	18	that	that	PRON
amfbr-288	100	19	is	be	AUX
amfbr-288	100	20	equal	equal	ADJ
amfbr-288	100	21	to	to	ADP
amfbr-288	100	22	dn	dn	VERB
amfbr-288	100	23	of	of	ADP
amfbr-288	100	24	claims	claim	NOUN
amfbr-288	100	25	of	of	ADP
amfbr-288	100	26	the	the	DET
amfbr-288	100	27	n-1th	n-1th	ADJ
amfbr-288	100	28	firm	firm	NOUN
amfbr-288	100	29	(	(	PUNCT
amfbr-288	100	30	1nf	1nf	ADJ
amfbr-288	100	31			NOUN
amfbr-288	100	32	)	)	PUNCT
amfbr-288	100	33	is	be	AUX
amfbr-288	100	34	not	not	PART
amfbr-288	100	35	paid	pay	VERB
amfbr-288	100	36	,	,	PUNCT
amfbr-288	100	37	and	and	CCONJ
amfbr-288	100	38	the	the	DET
amfbr-288	100	39	profit	profit	NOUN
amfbr-288	100	40	of	of	ADP
amfbr-288	100	41	the	the	DET
amfbr-288	100	42	n-1th	n-1th	ADJ
amfbr-288	100	43	firm	firm	NOUN
amfbr-288	100	44	is	be	AUX
amfbr-288	100	45	also	also	ADV
amfbr-288	100	46	lost	lose	VERB
amfbr-288	100	47	.	.	PUNCT
amfbr-288	101	1	by	by	ADP
amfbr-288	101	2	using	use	VERB
amfbr-288	101	3	equations	equation	NOUN
amfbr-288	101	4	(	(	PUNCT
amfbr-288	101	5	12	12	NUM
amfbr-288	101	6	)	)	PUNCT
amfbr-288	101	7	,	,	PUNCT
amfbr-288	101	8	we	we	PRON
amfbr-288	101	9	can	can	AUX
amfbr-288	101	10	write	write	VERB
amfbr-288	101	11	:	:	PUNCT
amfbr-288	101	12	1n2nnn	1n2nnn	NUM
amfbr-288	101	13	f)1(c)1)(1(d)1(f	f)1(c)1)(1(d)1(f	ADJ
amfbr-288	101	14			PROPN
amfbr-288	101	15			PUNCT
amfbr-288	101	16	(	(	PUNCT
amfbr-288	101	17	23	23	NUM
amfbr-288	101	18	)	)	PUNCT
amfbr-288	101	19	therefore	therefore	ADV
amfbr-288	101	20	:	:	PUNCT
amfbr-288	101	21	n1n	n1n	PROPN
amfbr-288	101	22	f	f	X
amfbr-288	101	23	)	)	PUNCT
amfbr-288	101	24	1	1	NUM
amfbr-288	101	25	(	(	PUNCT
amfbr-288	101	26	1	1	NUM
amfbr-288	101	27	f	f	NOUN
amfbr-288	101	28			NOUN
amfbr-288	101	29			PROPN
amfbr-288	101	30	(	(	PUNCT
amfbr-288	101	31	24	24	NUM
amfbr-288	101	32	)	)	PUNCT
amfbr-288	101	33	copyright	copyright	NOUN
amfbr-288	102	1	©	©	PROPN
amfbr-288	102	2	cc	cc	PROPN
amfbr-288	102	3	-	-	PUNCT
amfbr-288	102	4	by	by	ADP
amfbr-288	102	5	-	-	PUNCT
amfbr-288	102	6	nc	nc	PROPN
amfbr-288	102	7	2019	2019	NUM
amfbr-288	102	8	,	,	PUNCT
amfbr-288	102	9	cribfb	cribfb	PROPN
amfbr-288	102	10	|	|	ADV
amfbr-288	102	11	amfbr	amfbr	ADJ
amfbr-288	102	12	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-288	102	13	american	american	PROPN
amfbr-288	102	14	finance	finance	PROPN
amfbr-288	102	15	&	&	CCONJ
amfbr-288	102	16	banking	banking	PROPN
amfbr-288	102	17	review	review	PROPN
amfbr-288	102	18	vol	vol	NOUN
amfbr-288	102	19	.	.	PROPN
amfbr-288	103	1	4	4	NUM
amfbr-288	103	2	,	,	PUNCT
amfbr-288	103	3	no	no	INTJ
amfbr-288	103	4	.	.	NOUN
amfbr-288	103	5	1	1	NUM
amfbr-288	103	6	;	;	PUNCT
amfbr-288	103	7	2019	2019	NUM
amfbr-288	103	8	37	37	NUM
amfbr-288	103	9	that	that	PRON
amfbr-288	103	10	is	be	AUX
amfbr-288	103	11	to	to	PART
amfbr-288	103	12	say	say	VERB
amfbr-288	103	13	,	,	PUNCT
amfbr-288	103	14	the	the	DET
amfbr-288	103	15	claims	claim	NOUN
amfbr-288	103	16	of	of	ADP
amfbr-288	103	17	the	the	DET
amfbr-288	103	18	firm	firm	NOUN
amfbr-288	103	19	n-1	n-1	NOUN
amfbr-288	103	20	from	from	ADP
amfbr-288	103	21	the	the	DET
amfbr-288	103	22	firm	firm	NOUN
amfbr-288	103	23	n	n	PRON
amfbr-288	103	24	have	have	AUX
amfbr-288	103	25	been	be	AUX
amfbr-288	103	26	equal	equal	ADJ
amfbr-288	103	27	to	to	ADP
amfbr-288	103	28	zero	zero	NUM
amfbr-288	103	29	,	,	PUNCT
amfbr-288	103	30	because	because	SCONJ
amfbr-288	103	31	of	of	ADP
amfbr-288	103	32	the	the	DET
amfbr-288	103	33	accident	accident	NOUN
amfbr-288	103	34	for	for	ADP
amfbr-288	103	35	goods	good	NOUN
amfbr-288	103	36	of	of	ADP
amfbr-288	103	37	the	the	PRON
amfbr-288	103	38	n	n	ADV
amfbr-288	103	39	th	th	X
amfbr-288	103	40	firm	firm	NOUN
amfbr-288	103	41	.	.	PUNCT
amfbr-288	104	1	the	the	DET
amfbr-288	104	2	general	general	ADJ
amfbr-288	104	3	form	form	NOUN
amfbr-288	104	4	of	of	ADP
amfbr-288	104	5	the	the	DET
amfbr-288	104	6	above	above	ADJ
amfbr-288	104	7	equation	equation	NOUN
amfbr-288	104	8	applies	apply	VERB
amfbr-288	104	9	to	to	ADP
amfbr-288	104	10	all	all	DET
amfbr-288	104	11	firms	firm	NOUN
amfbr-288	104	12	:	:	PUNCT
amfbr-288	104	13	i1i	i1i	ADP
amfbr-288	104	14	f	f	PROPN
amfbr-288	104	15	)	)	PUNCT
amfbr-288	104	16	1	1	NUM
amfbr-288	104	17	(	(	PUNCT
amfbr-288	104	18	1	1	NUM
amfbr-288	104	19	f	f	NOUN
amfbr-288	104	20			NOUN
amfbr-288	104	21			PROPN
amfbr-288	104	22	(	(	PUNCT
amfbr-288	104	23	25	25	NUM
amfbr-288	104	24	)	)	PUNCT
amfbr-288	104	25	since	since	SCONJ
amfbr-288	104	26	this	this	DET
amfbr-288	104	27	equation	equation	NOUN
amfbr-288	104	28	is	be	AUX
amfbr-288	104	29	recursive	recursive	ADJ
amfbr-288	104	30	,	,	PUNCT
amfbr-288	104	31	when	when	SCONJ
amfbr-288	104	32	0fn	0fn	NOUN
amfbr-288	104	33			NOUN
amfbr-288	104	34	,	,	PUNCT
amfbr-288	104	35	all	all	DET
amfbr-288	104	36	1n0	1n0	NUM
amfbr-288	104	37	f,	f,	NUM
amfbr-288	104	38	...	...	PUNCT
amfbr-288	104	39	,f	,f	PUNCT
amfbr-288	104	40			PROPN
amfbr-288	104	41	will	will	AUX
amfbr-288	104	42	be	be	AUX
amfbr-288	104	43	zero	zero	NUM
amfbr-288	104	44	too	too	ADV
amfbr-288	104	45	.	.	PUNCT
amfbr-288	105	1	that	that	PRON
amfbr-288	105	2	means	mean	VERB
amfbr-288	105	3	,	,	PUNCT
amfbr-288	105	4	in	in	ADP
amfbr-288	105	5	the	the	DET
amfbr-288	105	6	business	business	NOUN
amfbr-288	105	7	of	of	ADP
amfbr-288	105	8	c	c	PROPN
amfbr-288	105	9	,	,	PUNCT
amfbr-288	105	10	all	all	DET
amfbr-288	105	11	merchants	merchant	NOUN
amfbr-288	105	12	become	become	VERB
amfbr-288	105	13	bankrupt	bankrupt	ADJ
amfbr-288	105	14	,	,	PUNCT
amfbr-288	105	15	and	and	CCONJ
amfbr-288	105	16	since	since	SCONJ
amfbr-288	105	17	they	they	PRON
amfbr-288	105	18	can	can	AUX
amfbr-288	105	19	not	not	PART
amfbr-288	105	20	obtain	obtain	VERB
amfbr-288	105	21	their	their	PRON
amfbr-288	105	22	claims	claim	NOUN
amfbr-288	105	23	,	,	PUNCT
amfbr-288	105	24	they	they	PRON
amfbr-288	105	25	can	can	AUX
amfbr-288	105	26	not	not	PART
amfbr-288	105	27	pay	pay	VERB
amfbr-288	105	28	their	their	PRON
amfbr-288	105	29	debts	debt	NOUN
amfbr-288	105	30	.	.	PUNCT
amfbr-288	106	1	therefore	therefore	ADV
amfbr-288	106	2	,	,	PUNCT
amfbr-288	106	3	all	all	DET
amfbr-288	106	4	merchants	merchant	NOUN
amfbr-288	106	5	,	,	PUNCT
amfbr-288	106	6	in	in	ADP
amfbr-288	106	7	relation	relation	NOUN
amfbr-288	106	8	to	to	ADP
amfbr-288	106	9	this	this	DET
amfbr-288	106	10	commodity	commodity	NOUN
amfbr-288	106	11	,	,	PUNCT
amfbr-288	106	12	will	will	AUX
amfbr-288	106	13	be	be	AUX
amfbr-288	106	14	bankrupt	bankrupt	ADJ
amfbr-288	106	15	.	.	PUNCT
amfbr-288	107	1	in	in	ADP
amfbr-288	107	2	this	this	DET
amfbr-288	107	3	case	case	NOUN
amfbr-288	107	4	,	,	PUNCT
amfbr-288	107	5	the	the	DET
amfbr-288	107	6	losses	loss	NOUN
amfbr-288	107	7	of	of	ADP
amfbr-288	107	8	all	all	DET
amfbr-288	107	9	merchants	merchant	NOUN
amfbr-288	107	10	will	will	AUX
amfbr-288	107	11	be	be	AUX
amfbr-288	107	12	:	:	PUNCT
amfbr-288	107	13	jj	jj	PROPN
amfbr-288	107	14	d	d	NOUN
amfbr-288	107	15	(	(	PUNCT
amfbr-288	107	16	26	26	NUM
amfbr-288	107	17	)	)	PUNCT
amfbr-288	107	18	which	which	PRON
amfbr-288	107	19	can	can	AUX
amfbr-288	107	20	be	be	AUX
amfbr-288	107	21	extracted	extract	VERB
amfbr-288	107	22	from	from	ADP
amfbr-288	107	23	equations	equation	NOUN
amfbr-288	107	24	(	(	PUNCT
amfbr-288	107	25	12	12	NUM
amfbr-288	107	26	)	)	PUNCT
amfbr-288	107	27	.	.	PUNCT
amfbr-288	108	1	the	the	DET
amfbr-288	108	2	nominal	nominal	ADJ
amfbr-288	108	3	loss	loss	NOUN
amfbr-288	108	4	to	to	ADP
amfbr-288	108	5	the	the	DET
amfbr-288	108	6	economy	economy	NOUN
amfbr-288	108	7	will	will	AUX
amfbr-288	108	8	be	be	AUX
amfbr-288	108	9	:	:	PUNCT
amfbr-288	108	10	)	)	PUNCT
amfbr-288	108	11	1)1	1)1	NUM
amfbr-288	108	12	(	(	PUNCT
amfbr-288	108	13	(	(	PUNCT
amfbr-288	108	14	cd	cd	PROPN
amfbr-288	108	15	n	n	CCONJ
amfbr-288	108	16	0	0	NUM
amfbr-288	108	17	n	n	NOUN
amfbr-288	108	18	0i	0i	NOUN
amfbr-288	109	1	i	i	PRON
amfbr-288	109	2	n	n	VERB
amfbr-288	109	3	0i	0i	VERB
amfbr-288	110	1	i	i	PRON
amfbr-288	110	2			NUM
amfbr-288	110	3			PROPN
amfbr-288	110	4			PROPN
amfbr-288	110	5			PUNCT
amfbr-288	110	6			NUM
amfbr-288	110	7	(	(	PUNCT
amfbr-288	110	8	27	27	NUM
amfbr-288	110	9	)	)	PUNCT
amfbr-288	110	10	3	3	NUM
amfbr-288	110	11	.	.	X
amfbr-288	110	12	insurance	insurance	NOUN
amfbr-288	110	13	and	and	CCONJ
amfbr-288	110	14	chain	chain	NOUN
amfbr-288	110	15	of	of	ADP
amfbr-288	110	16	bankruptcy	bankruptcy	NOUN
amfbr-288	110	17	now	now	ADV
amfbr-288	110	18	suppose	suppose	VERB
amfbr-288	110	19	in	in	ADP
amfbr-288	110	20	each	each	DET
amfbr-288	110	21	transaction	transaction	NOUN
amfbr-288	110	22	of	of	ADP
amfbr-288	110	23	commodity	commodity	NOUN
amfbr-288	110	24	c	c	NOUN
amfbr-288	110	25	,	,	PUNCT
amfbr-288	110	26	its	its	PRON
amfbr-288	110	27	owner	owner	NOUN
amfbr-288	110	28	pays	pay	VERB
amfbr-288	110	29	a	a	DET
amfbr-288	110	30	percentage	percentage	NOUN
amfbr-288	110	31	of	of	ADP
amfbr-288	110	32	it	it	PRON
amfbr-288	110	33	as	as	ADP
amfbr-288	110	34	an	an	DET
amfbr-288	110	35	insurance	insurance	NOUN
amfbr-288	110	36	fee	fee	NOUN
amfbr-288	110	37	to	to	ADP
amfbr-288	110	38	the	the	DET
amfbr-288	110	39	insurance	insurance	NOUN
amfbr-288	110	40	company	company	NOUN
amfbr-288	110	41	.	.	PUNCT
amfbr-288	111	1	if	if	SCONJ
amfbr-288	111	2	the	the	DET
amfbr-288	111	3	insurance	insurance	NOUN
amfbr-288	111	4	rate	rate	NOUN
amfbr-288	111	5	is	be	AUX
amfbr-288	111	6	q	q	ADJ
amfbr-288	111	7	and	and	CCONJ
amfbr-288	111	8	the	the	DET
amfbr-288	111	9	ith	ith	PROPN
amfbr-288	111	10	insured	insure	VERB
amfbr-288	111	11	always	always	ADV
amfbr-288	111	12	pays	pay	VERB
amfbr-288	111	13	qci	qci	NOUN
amfbr-288	111	14	to	to	ADP
amfbr-288	111	15	the	the	DET
amfbr-288	111	16	insurance	insurance	NOUN
amfbr-288	111	17	company	company	NOUN
amfbr-288	111	18	,	,	PUNCT
amfbr-288	111	19	by	by	ADP
amfbr-288	111	20	using	use	VERB
amfbr-288	111	21	equations	equation	NOUN
amfbr-288	111	22	(	(	PUNCT
amfbr-288	111	23	12	12	NUM
amfbr-288	111	24	)	)	PUNCT
amfbr-288	111	25	we	we	PRON
amfbr-288	111	26	can	can	AUX
amfbr-288	111	27	calculate	calculate	VERB
amfbr-288	111	28	insurance	insurance	NOUN
amfbr-288	111	29	fees	fee	NOUN
amfbr-288	111	30	at	at	ADP
amfbr-288	111	31	any	any	DET
amfbr-288	111	32	time	time	NOUN
amfbr-288	111	33	.	.	PUNCT
amfbr-288	112	1	in	in	ADP
amfbr-288	112	2	the	the	DET
amfbr-288	112	3	following	follow	VERB
amfbr-288	112	4	sequence	sequence	NOUN
amfbr-288	112	5	,	,	PUNCT
amfbr-288	112	6	qj	qj	PROPN
amfbr-288	112	7	is	be	AUX
amfbr-288	112	8	the	the	DET
amfbr-288	112	9	insurance	insurance	NOUN
amfbr-288	112	10	fee	fee	NOUN
amfbr-288	112	11	of	of	ADP
amfbr-288	112	12	the	the	DET
amfbr-288	112	13	jth	jth	PROPN
amfbr-288	112	14	insured	insure	VERB
amfbr-288	112	15	:	:	PUNCT
amfbr-288	112	16	nj210	nj210	PROPN
amfbr-288	112	17	qc	qc	PROPN
amfbr-288	112	18	...	...	PROPN
amfbr-288	112	19	qc	qc	PROPN
amfbr-288	112	20	...	...	PUNCT
amfbr-288	112	21	qcqcqc	qcqcqc	ADJ
amfbr-288	112	22			PROPN
amfbr-288	112	23	(	(	PUNCT
amfbr-288	112	24	28	28	NUM
amfbr-288	112	25	)	)	PUNCT
amfbr-288	112	26	0)1(	0)1(	NOUN
amfbr-288	112	27	...	...	PUNCT
amfbr-288	112	28	0)1(	0)1(	NOUN
amfbr-288	112	29	...	...	PUNCT
amfbr-288	112	30	0	0	NUM
amfbr-288	112	31	2)1(20)1(100	2)1(20)1(100	NUM
amfbr-288	112	32	cnqnqcjqjqcqqcqqqcq	cnqnqcjqjqcqqcqqqcq	NOUN
amfbr-288	112	33			X
amfbr-288	112	34			PROPN
amfbr-288	112	35	(	(	PUNCT
amfbr-288	112	36	29	29	NUM
amfbr-288	112	37	)	)	PUNCT
amfbr-288	112	38	the	the	DET
amfbr-288	112	39	total	total	ADJ
amfbr-288	112	40	insurance	insurance	NOUN
amfbr-288	112	41	fee	fee	NOUN
amfbr-288	112	42	paid	pay	VERB
amfbr-288	112	43	will	will	AUX
amfbr-288	112	44	be	be	AUX
amfbr-288	112	45	:	:	PUNCT
amfbr-288	112	46	qf)1(qcqq	qf)1(qcqq	VERB
amfbr-288	112	47	i	i	PRON
amfbr-288	112	48	n	n	PROPN
amfbr-288	112	49	0i	0i	X
amfbr-288	112	50	0	0	PUNCT
amfbr-288	113	1	n	n	NOUN
amfbr-288	113	2	0i	0i	NOUN
amfbr-288	114	1	i	i	PRON
amfbr-288	114	2			NOUN
amfbr-288	114	3			ADJ
amfbr-288	114	4			NUM
amfbr-288	114	5	(	(	PUNCT
amfbr-288	114	6	30	30	NUM
amfbr-288	114	7	)	)	PUNCT
amfbr-288	114	8	which	which	PRON
amfbr-288	114	9	means	mean	VERB
amfbr-288	114	10	that	that	SCONJ
amfbr-288	114	11	the	the	DET
amfbr-288	114	12	total	total	ADJ
amfbr-288	114	13	insurance	insurance	NOUN
amfbr-288	114	14	fee	fee	NOUN
amfbr-288	114	15	paid	pay	VERB
amfbr-288	114	16	is	be	AUX
amfbr-288	114	17	equal	equal	ADJ
amfbr-288	114	18	to	to	ADP
amfbr-288	114	19	the	the	DET
amfbr-288	114	20	insurance	insurance	NOUN
amfbr-288	114	21	fee	fee	NOUN
amfbr-288	114	22	rate	rate	NOUN
amfbr-288	114	23	multiplied	multiply	VERB
amfbr-288	114	24	by	by	ADP
amfbr-288	114	25	total	total	ADJ
amfbr-288	114	26	claims	claim	NOUN
amfbr-288	114	27	of	of	ADP
amfbr-288	114	28	merchants	merchant	NOUN
amfbr-288	114	29	from	from	ADP
amfbr-288	114	30	each	each	DET
amfbr-288	114	31	other	other	ADJ
amfbr-288	114	32	for	for	ADP
amfbr-288	114	33	transacting	transact	VERB
amfbr-288	114	34	commodity	commodity	NOUN
amfbr-288	114	35	c.	c.	NOUN
amfbr-288	114	36	assume	assume	VERB
amfbr-288	114	37	there	there	PRON
amfbr-288	114	38	is	be	VERB
amfbr-288	114	39	one	one	NUM
amfbr-288	114	40	accident	accident	NOUN
amfbr-288	114	41	which	which	PRON
amfbr-288	114	42	ruins	ruin	VERB
amfbr-288	114	43	the	the	DET
amfbr-288	114	44	commodity	commodity	NOUN
amfbr-288	114	45	in	in	ADP
amfbr-288	114	46	n	n	DET
amfbr-288	114	47	transactions	transaction	NOUN
amfbr-288	114	48	,	,	PUNCT
amfbr-288	114	49	so	so	SCONJ
amfbr-288	114	50	the	the	DET
amfbr-288	114	51	probability	probability	NOUN
amfbr-288	114	52	of	of	ADP
amfbr-288	114	53	this	this	DET
amfbr-288	114	54	accident	accident	NOUN
amfbr-288	114	55	will	will	AUX
amfbr-288	114	56	be	be	AUX
amfbr-288	114	57	equal	equal	ADJ
amfbr-288	114	58	to	to	ADP
amfbr-288	114	59	:	:	PUNCT
amfbr-288	114	60	n	n	PROPN
amfbr-288	115	1	1	1	NUM
amfbr-288	115	2	p	p	NOUN
amfbr-288	115	3			PROPN
amfbr-288	115	4	(	(	PUNCT
amfbr-288	115	5	31	31	NUM
amfbr-288	115	6	)	)	PUNCT
amfbr-288	115	7	therefore	therefore	ADV
amfbr-288	115	8	,	,	PUNCT
amfbr-288	115	9	if	if	SCONJ
amfbr-288	115	10	the	the	DET
amfbr-288	115	11	commodity	commodity	NOUN
amfbr-288	115	12	is	be	AUX
amfbr-288	115	13	destroyed	destroy	VERB
amfbr-288	115	14	in	in	ADP
amfbr-288	115	15	the	the	DET
amfbr-288	115	16	nth	nth	NOUN
amfbr-288	115	17	transaction	transaction	NOUN
amfbr-288	115	18	,	,	PUNCT
amfbr-288	115	19	the	the	DET
amfbr-288	115	20	insurance	insurance	NOUN
amfbr-288	115	21	company	company	NOUN
amfbr-288	115	22	has	have	VERB
amfbr-288	115	23	to	to	PART
amfbr-288	115	24	pay	pay	VERB
amfbr-288	115	25	1nn	1nn	ADJ
amfbr-288	115	26	cd	cd	NOUN
amfbr-288	115	27			NOUN
amfbr-288	115	28	to	to	ADP
amfbr-288	115	29	the	the	DET
amfbr-288	115	30	nth	nth	NOUN
amfbr-288	115	31	merchant	merchant	NOUN
amfbr-288	115	32	.	.	PUNCT
amfbr-288	116	1	the	the	DET
amfbr-288	116	2	company	company	NOUN
amfbr-288	116	3	can	can	AUX
amfbr-288	116	4	afford	afford	VERB
amfbr-288	116	5	to	to	PART
amfbr-288	116	6	pay	pay	VERB
amfbr-288	116	7	this	this	DET
amfbr-288	116	8	amount	amount	NOUN
amfbr-288	116	9	for	for	ADP
amfbr-288	116	10	her	her	PRON
amfbr-288	116	11	obligations	obligation	NOUN
amfbr-288	116	12	,	,	PUNCT
amfbr-288	116	13	and	and	CCONJ
amfbr-288	116	14	since	since	SCONJ
amfbr-288	116	15	1nf	1nf	ADJ
amfbr-288	116	16			NOUN
amfbr-288	116	17	is	be	AUX
amfbr-288	116	18	not	not	PART
amfbr-288	116	19	zero	zero	NUM
amfbr-288	116	20	in	in	ADP
amfbr-288	116	21	this	this	DET
amfbr-288	116	22	case	case	NOUN
amfbr-288	116	23	,	,	PUNCT
amfbr-288	116	24	the	the	DET
amfbr-288	116	25	recursive	recursive	ADJ
amfbr-288	116	26	equation	equation	NOUN
amfbr-288	116	27	(	(	PUNCT
amfbr-288	116	28	25	25	NUM
amfbr-288	116	29	)	)	PUNCT
amfbr-288	116	30	for	for	ADP
amfbr-288	116	31	all	all	DET
amfbr-288	116	32	claims	claim	NOUN
amfbr-288	116	33	of	of	ADP
amfbr-288	116	34	previous	previous	ADJ
amfbr-288	116	35	merchants	merchant	NOUN
amfbr-288	116	36	will	will	AUX
amfbr-288	116	37	not	not	PART
amfbr-288	116	38	become	become	VERB
amfbr-288	116	39	zero	zero	NUM
amfbr-288	116	40	,	,	PUNCT
amfbr-288	116	41	and	and	CCONJ
amfbr-288	116	42	they	they	PRON
amfbr-288	116	43	obtain	obtain	VERB
amfbr-288	116	44	their	their	PRON
amfbr-288	116	45	profits	profit	NOUN
amfbr-288	116	46	.	.	PUNCT
amfbr-288	117	1	in	in	ADP
amfbr-288	117	2	this	this	DET
amfbr-288	117	3	case	case	NOUN
amfbr-288	117	4	,	,	PUNCT
amfbr-288	117	5	only	only	ADV
amfbr-288	117	6	the	the	DET
amfbr-288	117	7	nth	nth	ADJ
amfbr-288	117	8	merchant	merchant	NOUN
amfbr-288	117	9	has	have	VERB
amfbr-288	117	10	no	no	DET
amfbr-288	117	11	profit	profit	NOUN
amfbr-288	117	12	,	,	PUNCT
amfbr-288	117	13	but	but	CCONJ
amfbr-288	117	14	has	have	VERB
amfbr-288	117	15	even	even	ADV
amfbr-288	117	16	no	no	DET
amfbr-288	117	17	loss	loss	NOUN
amfbr-288	117	18	,	,	PUNCT
amfbr-288	117	19	because	because	SCONJ
amfbr-288	117	20	the	the	DET
amfbr-288	117	21	insurance	insurance	NOUN
amfbr-288	117	22	company	company	NOUN
amfbr-288	117	23	has	have	AUX
amfbr-288	117	24	covered	cover	VERB
amfbr-288	117	25	his	his	PRON
amfbr-288	117	26	loss	loss	NOUN
amfbr-288	117	27	by	by	ADP
amfbr-288	117	28	paying	pay	VERB
amfbr-288	117	29	him	he	PRON
amfbr-288	117	30	dn	dn	ADP
amfbr-288	117	31	which	which	PRON
amfbr-288	117	32	is	be	AUX
amfbr-288	117	33	equal	equal	ADJ
amfbr-288	117	34	to	to	ADP
amfbr-288	117	35	the	the	DET
amfbr-288	117	36	value	value	NOUN
amfbr-288	117	37	of	of	ADP
amfbr-288	117	38	his	his	PRON
amfbr-288	117	39	lost	lose	VERB
amfbr-288	117	40	commodity	commodity	NOUN
amfbr-288	117	41	.	.	PUNCT
amfbr-288	118	1	the	the	DET
amfbr-288	118	2	insurance	insurance	NOUN
amfbr-288	118	3	company	company	NOUN
amfbr-288	118	4	calculates	calculate	VERB
amfbr-288	118	5	the	the	DET
amfbr-288	118	6	accident	accident	NOUN
amfbr-288	118	7	probability	probability	NOUN
amfbr-288	118	8	through	through	ADP
amfbr-288	118	9	equation	equation	NOUN
amfbr-288	118	10	(	(	PUNCT
amfbr-288	118	11	31	31	NUM
amfbr-288	118	12	)	)	PUNCT
amfbr-288	118	13	and	and	CCONJ
amfbr-288	118	14	thereof	thereof	ADV
amfbr-288	118	15	,	,	PUNCT
amfbr-288	118	16	insurance	insurance	NOUN
amfbr-288	118	17	fee	fee	NOUN
amfbr-288	118	18	.	.	PUNCT
amfbr-288	119	1	in	in	ADP
amfbr-288	119	2	our	our	PRON
amfbr-288	119	3	example	example	NOUN
amfbr-288	119	4	,	,	PUNCT
amfbr-288	119	5	the	the	DET
amfbr-288	119	6	insurance	insurance	NOUN
amfbr-288	119	7	fee	fee	NOUN
amfbr-288	119	8	will	will	AUX
amfbr-288	119	9	be	be	AUX
amfbr-288	119	10	:	:	PUNCT
amfbr-288	119	11	copyright	copyright	NOUN
amfbr-288	119	12	©	©	PROPN
amfbr-288	119	13	cc	cc	PROPN
amfbr-288	119	14	-	-	PUNCT
amfbr-288	119	15	by	by	ADP
amfbr-288	119	16	-	-	PUNCT
amfbr-288	119	17	nc	nc	PROPN
amfbr-288	119	18	2019	2019	NUM
amfbr-288	119	19	,	,	PUNCT
amfbr-288	119	20	cribfb	cribfb	PROPN
amfbr-288	119	21	|	|	ADV
amfbr-288	119	22	amfbr	amfbr	ADJ
amfbr-288	119	23	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-288	119	24	american	american	PROPN
amfbr-288	119	25	finance	finance	PROPN
amfbr-288	119	26	&	&	CCONJ
amfbr-288	119	27	banking	banking	PROPN
amfbr-288	119	28	review	review	PROPN
amfbr-288	119	29	vol	vol	NOUN
amfbr-288	119	30	.	.	PROPN
amfbr-288	120	1	4	4	NUM
amfbr-288	120	2	,	,	PUNCT
amfbr-288	120	3	no	no	INTJ
amfbr-288	120	4	.	.	NOUN
amfbr-288	120	5	1	1	NUM
amfbr-288	120	6	;	;	PUNCT
amfbr-288	120	7	2019	2019	NUM
amfbr-288	120	8	38	38	NUM
amfbr-288	120	9	f	f	NOUN
amfbr-288	120	10	q	q	NOUN
amfbr-288	120	11	q	q	NOUN
amfbr-288	120	12			NOUN
amfbr-288	120	13	(	(	PUNCT
amfbr-288	120	14	32	32	NUM
amfbr-288	120	15	)	)	PUNCT
amfbr-288	120	16	and	and	CCONJ
amfbr-288	120	17	insurance	insurance	NOUN
amfbr-288	120	18	cost	cost	NOUN
amfbr-288	120	19	for	for	ADP
amfbr-288	120	20	the	the	DET
amfbr-288	120	21	jth	jth	PROPN
amfbr-288	120	22	insured	insure	VERB
amfbr-288	120	23	will	will	AUX
amfbr-288	120	24	be	be	AUX
amfbr-288	120	25	j	j	NOUN
amfbr-288	120	26	0j	0j	NOUN
amfbr-288	120	27	)	)	PUNCT
amfbr-288	120	28	1(qcq	1(qcq	NUM
amfbr-288	120	29			NOUN
amfbr-288	120	30	,	,	PUNCT
amfbr-288	120	31	and	and	CCONJ
amfbr-288	120	32	therefore	therefore	ADV
amfbr-288	120	33	,	,	PUNCT
amfbr-288	120	34	the	the	DET
amfbr-288	120	35	income	income	NOUN
amfbr-288	120	36	of	of	ADP
amfbr-288	120	37	the	the	DET
amfbr-288	120	38	insurance	insurance	NOUN
amfbr-288	120	39	company	company	NOUN
amfbr-288	120	40	will	will	AUX
amfbr-288	120	41	be	be	AUX
amfbr-288	120	42	:	:	PUNCT
amfbr-288	120	43	)	)	PUNCT
amfbr-288	120	44	1)1	1)1	NUM
amfbr-288	120	45	(	(	PUNCT
amfbr-288	120	46	(	(	PUNCT
amfbr-288	120	47	qcq	qcq	NOUN
amfbr-288	120	48	1n	1n	NUM
amfbr-288	120	49	0	0	NUM
amfbr-288	120	50			X
amfbr-288	120	51			PROPN
amfbr-288	120	52			PROPN
amfbr-288	120	53			PUNCT
amfbr-288	120	54	(	(	PUNCT
amfbr-288	120	55	33	33	NUM
amfbr-288	120	56	)	)	PUNCT
amfbr-288	120	57	the	the	DET
amfbr-288	120	58	mathematical	mathematical	ADJ
amfbr-288	120	59	expectation	expectation	NOUN
amfbr-288	120	60	of	of	ADP
amfbr-288	120	61	insurance	insurance	NOUN
amfbr-288	120	62	company	company	NOUN
amfbr-288	120	63	cost	cost	VERB
amfbr-288	120	64	from	from	ADP
amfbr-288	120	65	equation	equation	NOUN
amfbr-288	120	66	(	(	PUNCT
amfbr-288	120	67	31	31	NUM
amfbr-288	120	68	)	)	PUNCT
amfbr-288	120	69	will	will	AUX
amfbr-288	120	70	be	be	AUX
amfbr-288	120	71	:	:	PUNCT
amfbr-288	120	72	)	)	PUNCT
amfbr-288	121	1	11)1	11)1	NUM
amfbr-288	121	2	(	(	PUNCT
amfbr-288	121	3	(	(	PUNCT
amfbr-288	121	4	0	0	NUM
amfbr-288	121	5	)	)	PUNCT
amfbr-288	121	6	(	(	PUNCT
amfbr-288	121	7			X
amfbr-288	121	8			X
amfbr-288	121	9	n	n	CCONJ
amfbr-288	121	10	n	n	PROPN
amfbr-288	121	11	cb	cb	PROPN
amfbr-288	121	12			PROPN
amfbr-288	121	13			PROPN
amfbr-288	121	14	(	(	PUNCT
amfbr-288	121	15	34	34	NUM
amfbr-288	121	16	)	)	PUNCT
amfbr-288	121	17	the	the	DET
amfbr-288	121	18	mathematical	mathematical	ADJ
amfbr-288	121	19	expectation	expectation	NOUN
amfbr-288	121	20	of	of	ADP
amfbr-288	121	21	insurance	insurance	NOUN
amfbr-288	121	22	company	company	NOUN
amfbr-288	121	23	profit	profit	NOUN
amfbr-288	121	24	is	be	AUX
amfbr-288	121	25	as	as	SCONJ
amfbr-288	121	26	follows	follow	VERB
amfbr-288	121	27	:	:	PUNCT
amfbr-288	121	28			PROPN
amfbr-288	121	29			PROPN
amfbr-288	121	30			PROPN
amfbr-288	121	31			PROPN
amfbr-288	121	32			X
amfbr-288	121	33			NOUN
amfbr-288	121	34			NOUN
amfbr-288	121	35			NOUN
amfbr-288	121	36			NOUN
amfbr-288	121	37			PROPN
amfbr-288	121	38			NOUN
amfbr-288	121	39			ADP
amfbr-288	121	40			NOUN
amfbr-288	121	41			X
amfbr-288	121	42			PROPN
amfbr-288	121	43	11)1	11)1	NUM
amfbr-288	121	44	(	(	PUNCT
amfbr-288	121	45	0	0	NUM
amfbr-288	121	46	)	)	PUNCT
amfbr-288	121	47	1	1	NUM
amfbr-288	121	48	(	(	PUNCT
amfbr-288	121	49	)	)	PUNCT
amfbr-288	121	50	(	(	PUNCT
amfbr-288	121	51	n	n	NOUN
amfbr-288	121	52	c	c	NOUN
amfbr-288	121	53	n	n	PRON
amfbr-288	121	54	qbqi	qbqi	NOUN
amfbr-288	121	55	(	(	PUNCT
amfbr-288	121	56	35	35	NUM
amfbr-288	121	57	)	)	PUNCT
amfbr-288	121	58	if	if	SCONJ
amfbr-288	121	59	the	the	DET
amfbr-288	121	60	insurance	insurance	NOUN
amfbr-288	121	61	fee	fee	NOUN
amfbr-288	121	62	rate	rate	NOUN
amfbr-288	121	63	is	be	AUX
amfbr-288	121	64	equal	equal	ADJ
amfbr-288	121	65	to	to	ADP
amfbr-288	121	66	one	one	NUM
amfbr-288	121	67	divided	divide	VERB
amfbr-288	121	68	by	by	ADP
amfbr-288	121	69	the	the	DET
amfbr-288	121	70	number	number	NOUN
amfbr-288	121	71	of	of	ADP
amfbr-288	121	72	transactions	transaction	NOUN
amfbr-288	121	73	,	,	PUNCT
amfbr-288	121	74	the	the	DET
amfbr-288	121	75	insurance	insurance	NOUN
amfbr-288	121	76	company	company	NOUN
amfbr-288	121	77	profit	profit	NOUN
amfbr-288	121	78	will	will	AUX
amfbr-288	121	79	be	be	AUX
amfbr-288	121	80	equal	equal	ADJ
amfbr-288	121	81	to	to	ADP
amfbr-288	121	82	zero	zero	NUM
amfbr-288	121	83	,	,	PUNCT
amfbr-288	121	84	but	but	CCONJ
amfbr-288	121	85	even	even	ADV
amfbr-288	121	86	in	in	ADP
amfbr-288	121	87	this	this	DET
amfbr-288	121	88	case	case	NOUN
amfbr-288	121	89	,	,	PUNCT
amfbr-288	121	90	the	the	DET
amfbr-288	121	91	economy	economy	NOUN
amfbr-288	121	92	gets	get	AUX
amfbr-288	121	93	rid	rid	VERB
amfbr-288	121	94	of	of	ADP
amfbr-288	121	95	bankruptcy	bankruptcy	NOUN
amfbr-288	121	96	.	.	PUNCT
amfbr-288	122	1	but	but	CCONJ
amfbr-288	122	2	since	since	SCONJ
amfbr-288	122	3	the	the	DET
amfbr-288	122	4	insurance	insurance	NOUN
amfbr-288	122	5	company	company	NOUN
amfbr-288	122	6	has	have	AUX
amfbr-288	122	7	offered	offer	VERB
amfbr-288	122	8	this	this	DET
amfbr-288	122	9	service	service	NOUN
amfbr-288	122	10	to	to	ADP
amfbr-288	122	11	the	the	DET
amfbr-288	122	12	community	community	NOUN
amfbr-288	122	13	,	,	PUNCT
amfbr-288	122	14	he	he	PRON
amfbr-288	122	15	has	have	VERB
amfbr-288	122	16	to	to	PART
amfbr-288	122	17	obtain	obtain	VERB
amfbr-288	122	18	a	a	DET
amfbr-288	122	19	profit	profit	NOUN
amfbr-288	122	20	:	:	PUNCT
amfbr-288	122	21	n	n	PROPN
amfbr-288	122	22	f	f	X
amfbr-288	122	23	q	q	PROPN
amfbr-288	122	24	n	n	PROPN
amfbr-288	122	25	1	1	NUM
amfbr-288	122	26	f	f	NOUN
amfbr-288	122	27	q	q	PRON
amfbr-288	122	28	q	q	PROPN
amfbr-288	122	29			PROPN
amfbr-288	122	30	(	(	PUNCT
amfbr-288	122	31	36	36	NUM
amfbr-288	122	32	)	)	PUNCT
amfbr-288	122	33	that	that	PRON
amfbr-288	122	34	means	mean	VERB
amfbr-288	122	35	the	the	DET
amfbr-288	122	36	total	total	ADJ
amfbr-288	122	37	insurance	insurance	NOUN
amfbr-288	122	38	fee	fee	NOUN
amfbr-288	122	39	received	receive	VERB
amfbr-288	122	40	by	by	ADP
amfbr-288	122	41	the	the	DET
amfbr-288	122	42	company	company	NOUN
amfbr-288	122	43	should	should	AUX
amfbr-288	122	44	be	be	AUX
amfbr-288	122	45	more	more	ADJ
amfbr-288	122	46	than	than	ADP
amfbr-288	122	47	the	the	DET
amfbr-288	122	48	average	average	ADJ
amfbr-288	122	49	claim	claim	NOUN
amfbr-288	122	50	of	of	ADP
amfbr-288	122	51	one	one	NUM
amfbr-288	122	52	transaction	transaction	NOUN
amfbr-288	122	53	,	,	PUNCT
amfbr-288	122	54	which	which	PRON
amfbr-288	122	55	is	be	AUX
amfbr-288	122	56	a	a	DET
amfbr-288	122	57	clear	clear	ADJ
amfbr-288	122	58	result	result	NOUN
amfbr-288	122	59	.	.	PUNCT
amfbr-288	123	1	references	reference	NOUN
amfbr-288	123	2	bidabad	bidabad	VERB
amfbr-288	123	3	,	,	PUNCT
amfbr-288	123	4	bijan	bijan	PROPN
amfbr-288	123	5	,	,	PUNCT
amfbr-288	123	6	(	(	PUNCT
amfbr-288	123	7	2003	2003	NUM
amfbr-288	123	8	)	)	PUNCT
amfbr-288	123	9	religious	religious	ADJ
amfbr-288	123	10	-	-	PUNCT
amfbr-288	123	11	economic	economic	ADJ
amfbr-288	123	12	analysis	analysis	NOUN
amfbr-288	123	13	of	of	ADP
amfbr-288	123	14	insurance	insurance	NOUN
amfbr-288	123	15	and	and	CCONJ
amfbr-288	123	16	characteristics	characteristic	NOUN
amfbr-288	123	17	of	of	ADP
amfbr-288	123	18	the	the	DET
amfbr-288	123	19	islamic	islamic	ADJ
amfbr-288	123	20	government	government	NOUN
amfbr-288	123	21	.	.	PUNCT
amfbr-288	124	1	monetary	monetary	ADJ
amfbr-288	124	2	and	and	CCONJ
amfbr-288	124	3	banking	banking	NOUN
amfbr-288	124	4	research	research	PROPN
amfbr-288	124	5	academy	academy	PROPN
amfbr-288	124	6	,	,	PUNCT
amfbr-288	124	7	central	central	ADJ
amfbr-288	124	8	bank	bank	NOUN
amfbr-288	124	9	of	of	ADP
amfbr-288	124	10	iran	iran	PROPN
amfbr-288	124	11	,	,	PUNCT
amfbr-288	124	12	2003	2003	NUM
amfbr-288	124	13	.	.	PUNCT
amfbr-288	125	1	http://www.bidabad.com/doc/bimeh.pdf	http://www.bidabad.com/doc/bimeh.pdf	NOUN
amfbr-288	125	2	bidabad	bidabad	NOUN
amfbr-288	125	3	,	,	PUNCT
amfbr-288	125	4	bijan	bijan	PROPN
amfbr-288	125	5	,	,	PUNCT
amfbr-288	125	6	(	(	PUNCT
amfbr-288	125	7	2003	2003	NUM
amfbr-288	125	8	)	)	PUNCT
amfbr-288	125	9	problems	problem	NOUN
amfbr-288	125	10	of	of	ADP
amfbr-288	125	11	macroeconomic	macroeconomic	ADJ
amfbr-288	125	12	policymaking	policymaking	NOUN
amfbr-288	125	13	in	in	ADP
amfbr-288	125	14	iran	iran	PROPN
amfbr-288	125	15	,	,	PUNCT
amfbr-288	125	16	collection	collection	NOUN
amfbr-288	125	17	of	of	ADP
amfbr-288	125	18	40	40	NUM
amfbr-288	125	19	articles	article	NOUN
amfbr-288	125	20	by	by	ADP
amfbr-288	125	21	the	the	DET
amfbr-288	125	22	author	author	NOUN
amfbr-288	125	23	,	,	PUNCT
amfbr-288	125	24	http://www.bidabad.com/doc/ketab-eghtesade-kalan.pdf	http://www.bidabad.com/doc/ketab-eghtesade-kalan.pdf	PROPN
amfbr-288	125	25	bijan	bijan	PROPN
amfbr-288	125	26	bidabad	bidabad	NOUN
amfbr-288	125	27	,	,	PUNCT
amfbr-288	125	28	insurance	insurance	NOUN
amfbr-288	125	29	products	product	NOUN
amfbr-288	125	30	in	in	ADP
amfbr-288	125	31	rastin	rastin	ADJ
amfbr-288	125	32	banking	banking	NOUN
amfbr-288	125	33	,	,	PUNCT
amfbr-288	125	34	2014	2014	NUM
amfbr-288	125	35	.	.	PUNCT
amfbr-288	126	1	http://www.bidabad.com/doc/rastin-insurance-en.pdf	http://www.bidabad.com/doc/rastin-insurance-en.pdf	PROPN
amfbr-288	126	2	salehi	salehi	PROPN
amfbr-288	126	3	,	,	PUNCT
amfbr-288	126	4	jan	jan	PROPN
amfbr-288	126	5	ali	ali	PROPN
amfbr-288	126	6	mahmoud	mahmoud	PROPN
amfbr-288	126	7	(	(	PUNCT
amfbr-288	126	8	2002	2002	NUM
amfbr-288	126	9	)	)	PUNCT
amfbr-288	126	10	,	,	PUNCT
amfbr-288	126	11	insurance	insurance	NOUN
amfbr-288	126	12	law	law	NOUN
amfbr-288	126	13	,	,	PUNCT
amfbr-288	126	14	bimeh	bimeh	PROPN
amfbr-288	126	15	markazi	markazi	VERB
amfbr-288	126	16	iran	iran	PROPN
amfbr-288	126	17	,	,	PUNCT
amfbr-288	126	18	training	training	NOUN
amfbr-288	126	19	and	and	CCONJ
amfbr-288	126	20	publication	publication	NOUN
amfbr-288	126	21	management	management	NOUN
amfbr-288	126	22	.	.	PUNCT
amfbr-288	127	1	copyrights	copyright	VERB
amfbr-288	127	2	copyright	copyright	NOUN
amfbr-288	127	3	for	for	ADP
amfbr-288	127	4	this	this	DET
amfbr-288	127	5	article	article	NOUN
amfbr-288	127	6	is	be	AUX
amfbr-288	127	7	retained	retain	VERB
amfbr-288	127	8	by	by	ADP
amfbr-288	127	9	the	the	DET
amfbr-288	127	10	author(s	author(s	PROPN
amfbr-288	127	11	)	)	PUNCT
amfbr-288	127	12	,	,	PUNCT
amfbr-288	127	13	with	with	ADP
amfbr-288	127	14	first	first	ADJ
amfbr-288	127	15	publication	publication	NOUN
amfbr-288	127	16	rights	right	NOUN
amfbr-288	127	17	granted	grant	VERB
amfbr-288	127	18	to	to	ADP
amfbr-288	127	19	the	the	DET
amfbr-288	127	20	journal	journal	NOUN
amfbr-288	127	21	.	.	PUNCT
amfbr-288	128	1	this	this	PRON
amfbr-288	128	2	is	be	AUX
amfbr-288	128	3	an	an	DET
amfbr-288	128	4	open	open	ADJ
amfbr-288	128	5	-	-	PUNCT
amfbr-288	128	6	access	access	NOUN
amfbr-288	128	7	article	article	NOUN
amfbr-288	128	8	distributed	distribute	VERB
amfbr-288	128	9	under	under	ADP
amfbr-288	128	10	the	the	DET
amfbr-288	128	11	terms	term	NOUN
amfbr-288	128	12	and	and	CCONJ
amfbr-288	128	13	conditions	condition	NOUN
amfbr-288	128	14	of	of	ADP
amfbr-288	128	15	the	the	DET
amfbr-288	128	16	creative	creative	ADJ
amfbr-288	128	17	commons	common	NOUN
amfbr-288	128	18	attribution	attribution	NOUN
amfbr-288	128	19	license	license	NOUN
amfbr-288	128	20	(	(	PUNCT
amfbr-288	128	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
amfbr-288	128	22	)	)	PUNCT
amfbr-288	128	23	.	.	PUNCT
amfbr-288	129	1	http://www.bidabad.com/doc/bimeh.pdf	http://www.bidabad.com/doc/bimeh.pdf	PROPN
amfbr-288	129	2	http://www.bidabad.com/doc/ketab-eghtesade-kalan.pdf	http://www.bidabad.com/doc/ketab-eghtesade-kalan.pdf	PROPN
amfbr-288	129	3	http://www.bidabad.com/doc/rastin-insurance-en.pdf	http://www.bidabad.com/doc/rastin-insurance-en.pdf	NOUN