id	sid	tid	token	lemma	pos
amfbr-778	1	1	copyright	copyright	NOUN
amfbr-778	1	2	©	©	PROPN
amfbr-778	1	3	cc	cc	PROPN
amfbr-778	1	4	-	-	PUNCT
amfbr-778	1	5	by	by	ADP
amfbr-778	1	6	-	-	PUNCT
amfbr-778	1	7	nc	nc	PROPN
amfbr-778	1	8	2020	2020	NUM
amfbr-778	1	9	,	,	PUNCT
amfbr-778	1	10	cribfb	cribfb	PROPN
amfbr-778	1	11	|	|	ADV
amfbr-778	1	12	amfbr	amfbr	PROPN
amfbr-778	1	13	american	american	PROPN
amfbr-778	1	14	finance	finance	PROPN
amfbr-778	1	15	&	&	CCONJ
amfbr-778	1	16	banking	banking	PROPN
amfbr-778	1	17	review	review	PROPN
amfbr-778	1	18	;	;	PUNCT
amfbr-778	1	19	vol	vol	NOUN
amfbr-778	1	20	.	.	PROPN
amfbr-778	1	21	5	5	NUM
amfbr-778	1	22	,	,	PUNCT
amfbr-778	1	23	no	no	INTJ
amfbr-778	1	24	.	.	NOUN
amfbr-778	1	25	2	2	NUM
amfbr-778	1	26	;	;	PUNCT
amfbr-778	1	27	2020	2020	NUM
amfbr-778	1	28	issn	issn	VERB
amfbr-778	1	29	2576	2576	NUM
amfbr-778	1	30	-	-	SYM
amfbr-778	1	31	1226	1226	NUM
amfbr-778	1	32	e	e	NOUN
amfbr-778	1	33	-	-	NOUN
amfbr-778	1	34	issn	issn	PROPN
amfbr-778	1	35	2576	2576	NUM
amfbr-778	1	36	-	-	SYM
amfbr-778	1	37	1234	1234	NUM
amfbr-778	1	38	published	publish	VERB
amfbr-778	1	39	by	by	ADP
amfbr-778	1	40	centre	centre	NOUN
amfbr-778	1	41	for	for	ADP
amfbr-778	1	42	research	research	NOUN
amfbr-778	1	43	on	on	ADP
amfbr-778	1	44	islamic	islamic	ADJ
amfbr-778	1	45	banking	banking	PROPN
amfbr-778	1	46	&	&	CCONJ
amfbr-778	1	47	finance	finance	PROPN
amfbr-778	1	48	and	and	CCONJ
amfbr-778	1	49	business	business	NOUN
amfbr-778	1	50	,	,	PUNCT
amfbr-778	1	51	usa	usa	PROPN
amfbr-778	1	52	1	1	NUM
amfbr-778	1	53	financial	financial	ADJ
amfbr-778	1	54	stability	stability	NOUN
amfbr-778	1	55	implications	implication	NOUN
amfbr-778	1	56	of	of	ADP
amfbr-778	1	57	stress	stress	NOUN
amfbr-778	1	58	testing	testing	NOUN
amfbr-778	1	59	for	for	ADP
amfbr-778	1	60	risk	risk	NOUN
amfbr-778	1	61	taking	taking	NOUN
amfbr-778	1	62	and	and	CCONJ
amfbr-778	1	63	credit	credit	NOUN
amfbr-778	1	64	growth	growth	NOUN
amfbr-778	1	65	orobah	orobah	X
amfbr-778	1	66	ali	ali	PROPN
amfbr-778	1	67	barghouthi	barghouthi	PROPN
amfbr-778	1	68	assistant	assistant	PROPN
amfbr-778	1	69	professor	professor	NOUN
amfbr-778	1	70	faculty	faculty	NOUN
amfbr-778	1	71	of	of	ADP
amfbr-778	1	72	business	business	NOUN
amfbr-778	1	73	and	and	CCONJ
amfbr-778	1	74	economics	economics	PROPN
amfbr-778	1	75	department	department	PROPN
amfbr-778	1	76	of	of	ADP
amfbr-778	1	77	banking	banking	PROPN
amfbr-778	1	78	&	&	CCONJ
amfbr-778	1	79	finance	finance	PROPN
amfbr-778	1	80	alquds	alquds	PROPN
amfbr-778	1	81	university	university	PROPN
amfbr-778	1	82	,	,	PUNCT
amfbr-778	1	83	abu	abu	PROPN
amfbr-778	1	84	dis	dis	PROPN
amfbr-778	1	85	,	,	PUNCT
amfbr-778	1	86	palestine	palestine	PROPN
amfbr-778	1	87	e	e	PROPN
amfbr-778	1	88	-	-	NOUN
amfbr-778	1	89	mail	mail	NOUN
amfbr-778	1	90	:	:	PUNCT
amfbr-778	1	91	obargothi@hotmail.com	obargothi@hotmail.com	X
amfbr-778	1	92	k.	k.	PROPN
amfbr-778	1	93	m.	m.	PROPN
amfbr-778	1	94	anwarul	anwarul	PROPN
amfbr-778	1	95	islam	islam	PROPN
amfbr-778	1	96	associate	associate	PROPN
amfbr-778	1	97	professor	professor	PROPN
amfbr-778	1	98	department	department	PROPN
amfbr-778	1	99	of	of	ADP
amfbr-778	1	100	business	business	PROPN
amfbr-778	1	101	administration	administration	PROPN
amfbr-778	1	102	the	the	DET
amfbr-778	1	103	millennium	millennium	PROPN
amfbr-778	1	104	university	university	PROPN
amfbr-778	1	105	,	,	PUNCT
amfbr-778	1	106	dhaka	dhaka	PROPN
amfbr-778	1	107	,	,	PUNCT
amfbr-778	1	108	bangladesh	bangladesh	NOUN
amfbr-778	1	109	phd	phd	NOUN
amfbr-778	1	110	candidate	candidate	NOUN
amfbr-778	1	111	university	university	PROPN
amfbr-778	1	112	of	of	ADP
amfbr-778	1	113	selangor	selangor	PROPN
amfbr-778	1	114	,	,	PUNCT
amfbr-778	1	115	malaysia	malaysia	PROPN
amfbr-778	1	116	e	e	NOUN
amfbr-778	1	117	-	-	NOUN
amfbr-778	1	118	mail	mail	NOUN
amfbr-778	1	119	:	:	PUNCT
amfbr-778	1	120	ai419bankingdu@gmail.com	ai419bankingdu@gmail.com	X
amfbr-778	1	121	received	receive	VERB
amfbr-778	1	122	:	:	PUNCT
amfbr-778	1	123	august	august	PROPN
amfbr-778	1	124	17	17	NUM
amfbr-778	1	125	,	,	PUNCT
amfbr-778	1	126	2020	2020	NUM
amfbr-778	1	127	accepted	accept	VERB
amfbr-778	1	128	:	:	PUNCT
amfbr-778	1	129	august	august	PROPN
amfbr-778	1	130	30	30	NUM
amfbr-778	1	131	,	,	PUNCT
amfbr-778	1	132	2020	2020	NUM
amfbr-778	1	133	online	online	ADV
amfbr-778	1	134	published	publish	VERB
amfbr-778	1	135	:	:	PUNCT
amfbr-778	1	136	september	september	PROPN
amfbr-778	1	137	22	22	NUM
amfbr-778	1	138	,	,	PUNCT
amfbr-778	1	139	2020	2020	NUM
amfbr-778	1	140	doi	doi	NOUN
amfbr-778	1	141	:	:	PUNCT
amfbr-778	1	142	10.46281	10.46281	NUM
amfbr-778	1	143	/	/	SYM
amfbr-778	1	144	amfbr.v5i2.778	amfbr.v5i2.778	ADJ
amfbr-778	1	145	url	url	NOUN
amfbr-778	1	146	:	:	PUNCT
amfbr-778	1	147	https://doi.org/10.46281/amfbr.v5i2.778	https://doi.org/10.46281/amfbr.v5i2.778	PROPN
amfbr-778	1	148	abstract	abstract	ADV
amfbr-778	1	149	this	this	DET
amfbr-778	1	150	paper	paper	NOUN
amfbr-778	1	151	examined	examine	VERB
amfbr-778	1	152	the	the	DET
amfbr-778	1	153	literature	literature	NOUN
amfbr-778	1	154	on	on	ADP
amfbr-778	1	155	financial	financial	ADJ
amfbr-778	1	156	stability	stability	NOUN
amfbr-778	1	157	implication	implication	NOUN
amfbr-778	1	158	of	of	ADP
amfbr-778	1	159	stress	stress	NOUN
amfbr-778	1	160	testing	testing	NOUN
amfbr-778	1	161	for	for	ADP
amfbr-778	1	162	risk	risk	NOUN
amfbr-778	1	163	-	-	PUNCT
amfbr-778	1	164	taking	take	VERB
amfbr-778	1	165	and	and	CCONJ
amfbr-778	1	166	credit	credit	NOUN
amfbr-778	1	167	growth	growth	NOUN
amfbr-778	1	168	in	in	ADP
amfbr-778	1	169	banks	bank	NOUN
amfbr-778	1	170	.	.	PUNCT
amfbr-778	2	1	macro	macro	PROPN
amfbr-778	2	2	prudential	prudential	PROPN
amfbr-778	2	3	considered	consider	VERB
amfbr-778	2	4	one	one	NUM
amfbr-778	2	5	of	of	ADP
amfbr-778	2	6	the	the	DET
amfbr-778	2	7	most	most	ADV
amfbr-778	2	8	stress	stress	ADJ
amfbr-778	2	9	testing	testing	NOUN
amfbr-778	2	10	tools	tool	NOUN
amfbr-778	2	11	by	by	ADP
amfbr-778	2	12	applying	apply	VERB
amfbr-778	2	13	countercyclical	countercyclical	ADJ
amfbr-778	2	14	macro	macro	ADJ
amfbr-778	2	15	prudential	prudential	ADJ
amfbr-778	2	16	tools	tool	NOUN
amfbr-778	2	17	to	to	PART
amfbr-778	2	18	build	build	VERB
amfbr-778	2	19	up	up	ADP
amfbr-778	2	20	capital	capital	NOUN
amfbr-778	2	21	buffers	buffer	NOUN
amfbr-778	2	22	in	in	ADP
amfbr-778	2	23	good	good	ADJ
amfbr-778	2	24	times	time	NOUN
amfbr-778	2	25	that	that	PRON
amfbr-778	2	26	can	can	AUX
amfbr-778	2	27	be	be	AUX
amfbr-778	2	28	run	run	VERB
amfbr-778	2	29	down	down	ADP
amfbr-778	2	30	during	during	ADP
amfbr-778	2	31	bad	bad	ADJ
amfbr-778	2	32	times	time	NOUN
amfbr-778	2	33	.	.	PUNCT
amfbr-778	3	1	but	but	CCONJ
amfbr-778	3	2	to	to	PART
amfbr-778	3	3	improve	improve	VERB
amfbr-778	3	4	timing	timing	NOUN
amfbr-778	3	5	,	,	PUNCT
amfbr-778	3	6	monitories	monitorie	NOUN
amfbr-778	3	7	authorities	authority	NOUN
amfbr-778	3	8	may	may	AUX
amfbr-778	3	9	need	need	VERB
amfbr-778	3	10	to	to	PART
amfbr-778	3	11	develop	develop	VERB
amfbr-778	3	12	a	a	DET
amfbr-778	3	13	comprehensive	comprehensive	ADJ
amfbr-778	3	14	framework	framework	NOUN
amfbr-778	3	15	to	to	PART
amfbr-778	3	16	monitor	monitor	VERB
amfbr-778	3	17	macro	macro	ADJ
amfbr-778	3	18	prudential	prudential	ADJ
amfbr-778	3	19	conditions	condition	NOUN
amfbr-778	3	20	and	and	CCONJ
amfbr-778	3	21	establish	establish	VERB
amfbr-778	3	22	appropriate	appropriate	ADJ
amfbr-778	3	23	warning	warning	NOUN
amfbr-778	3	24	and	and	CCONJ
amfbr-778	3	25	trigger	trigger	NOUN
amfbr-778	3	26	thresholds	threshold	NOUN
amfbr-778	3	27	.	.	PUNCT
amfbr-778	4	1	regarding	regard	VERB
amfbr-778	4	2	scope	scope	NOUN
amfbr-778	4	3	,	,	PUNCT
amfbr-778	4	4	they	they	PRON
amfbr-778	4	5	examine	examine	VERB
amfbr-778	4	6	the	the	DET
amfbr-778	4	7	entire	entire	ADJ
amfbr-778	4	8	financial	financial	ADJ
amfbr-778	4	9	system	system	NOUN
amfbr-778	4	10	.	.	PUNCT
amfbr-778	5	1	this	this	DET
amfbr-778	5	2	entity	entity	NOUN
amfbr-778	5	3	contributes	contribute	VERB
amfbr-778	5	4	to	to	ADP
amfbr-778	5	5	fire	fire	NOUN
amfbr-778	5	6	sales	sale	NOUN
amfbr-778	5	7	whose	whose	DET
amfbr-778	5	8	default	default	NOUN
amfbr-778	5	9	has	have	AUX
amfbr-778	5	10	follow	follow	VERB
amfbr-778	5	11	-	-	PUNCT
amfbr-778	5	12	on	on	ADP
amfbr-778	5	13	effects	effect	NOUN
amfbr-778	5	14	,	,	PUNCT
amfbr-778	5	15	or	or	CCONJ
amfbr-778	5	16	which	which	PRON
amfbr-778	5	17	can	can	AUX
amfbr-778	5	18	exacerbate	exacerbate	VERB
amfbr-778	5	19	a	a	DET
amfbr-778	5	20	credit	credit	NOUN
amfbr-778	5	21	crunch	crunch	NOUN
amfbr-778	5	22	that	that	PRON
amfbr-778	5	23	is	be	AUX
amfbr-778	5	24	included	include	VERB
amfbr-778	5	25	.	.	PUNCT
amfbr-778	6	1	liability	liability	NOUN
amfbr-778	6	2	considerations	consideration	NOUN
amfbr-778	6	3	contain	contain	VERB
amfbr-778	6	4	a	a	DET
amfbr-778	6	5	scale	scale	NOUN
amfbr-778	6	6	of	of	ADP
amfbr-778	6	7	wholesale	wholesale	ADJ
amfbr-778	6	8	funding	funding	NOUN
amfbr-778	6	9	that	that	PRON
amfbr-778	6	10	is	be	AUX
amfbr-778	6	11	run	run	VERB
amfbr-778	6	12	-	-	PUNCT
amfbr-778	6	13	prone	prone	ADJ
amfbr-778	6	14	is	be	AUX
amfbr-778	6	15	paramount	paramount	ADJ
amfbr-778	6	16	.	.	PUNCT
amfbr-778	7	1	capital	capital	NOUN
amfbr-778	7	2	adequacy	adequacy	NOUN
amfbr-778	7	3	depends	depend	VERB
amfbr-778	7	4	on	on	ADP
amfbr-778	7	5	the	the	DET
amfbr-778	7	6	health	health	NOUN
amfbr-778	7	7	of	of	ADP
amfbr-778	7	8	the	the	DET
amfbr-778	7	9	overall	overall	ADJ
amfbr-778	7	10	financial	financial	ADJ
amfbr-778	7	11	system	system	NOUN
amfbr-778	7	12	.	.	PUNCT
amfbr-778	8	1	for	for	ADP
amfbr-778	8	2	asset	asset	NOUN
amfbr-778	8	3	considerations	consideration	NOUN
amfbr-778	8	4	,	,	PUNCT
amfbr-778	8	5	the	the	DET
amfbr-778	8	6	test	test	NOUN
amfbr-778	8	7	indicates	indicate	VERB
amfbr-778	8	8	whether	whether	SCONJ
amfbr-778	8	9	the	the	DET
amfbr-778	8	10	financial	financial	ADJ
amfbr-778	8	11	system	system	NOUN
amfbr-778	8	12	is	be	AUX
amfbr-778	8	13	vulnerable	vulnerable	ADJ
amfbr-778	8	14	to	to	ADP
amfbr-778	8	15	deleveraging	deleverage	VERB
amfbr-778	8	16	that	that	PRON
amfbr-778	8	17	might	might	AUX
amfbr-778	8	18	amplify	amplify	VERB
amfbr-778	8	19	adverse	adverse	ADJ
amfbr-778	8	20	shocks	shock	NOUN
amfbr-778	8	21	,	,	PUNCT
amfbr-778	8	22	at	at	ADP
amfbr-778	8	23	the	the	DET
amfbr-778	8	24	end	end	NOUN
amfbr-778	8	25	authorities	authority	NOUN
amfbr-778	8	26	'	'	PART
amfbr-778	8	27	development	development	NOUN
amfbr-778	8	28	guidance	guidance	NOUN
amfbr-778	8	29	about	about	ADP
amfbr-778	8	30	whether	whether	SCONJ
amfbr-778	8	31	to	to	PART
amfbr-778	8	32	close	close	VERB
amfbr-778	8	33	a	a	DET
amfbr-778	8	34	bank	bank	NOUN
amfbr-778	8	35	and	and	CCONJ
amfbr-778	8	36	when	when	SCONJ
amfbr-778	8	37	to	to	PART
amfbr-778	8	38	sell	sell	VERB
amfbr-778	8	39	its	its	PRON
amfbr-778	8	40	assets	asset	NOUN
amfbr-778	8	41	to	to	PART
amfbr-778	8	42	maximize	maximize	VERB
amfbr-778	8	43	taxpayer	taxpayer	NOUN
amfbr-778	8	44	recovery	recovery	NOUN
amfbr-778	8	45	.	.	PUNCT
amfbr-778	9	1	we	we	PRON
amfbr-778	9	2	have	have	AUX
amfbr-778	9	3	concluded	conclude	VERB
amfbr-778	9	4	that	that	SCONJ
amfbr-778	9	5	the	the	DET
amfbr-778	9	6	financial	financial	ADJ
amfbr-778	9	7	stability	stability	NOUN
amfbr-778	9	8	implications	implication	NOUN
amfbr-778	9	9	of	of	ADP
amfbr-778	9	10	stress	stress	NOUN
amfbr-778	9	11	tests	test	NOUN
amfbr-778	9	12	for	for	ADP
amfbr-778	9	13	risk	risk	NOUN
amfbr-778	9	14	-	-	PUNCT
amfbr-778	9	15	taking	take	VERB
amfbr-778	9	16	and	and	CCONJ
amfbr-778	9	17	credit	credit	NOUN
amfbr-778	9	18	growth	growth	NOUN
amfbr-778	9	19	among	among	ADP
amfbr-778	9	20	banks	bank	NOUN
amfbr-778	9	21	are	be	AUX
amfbr-778	9	22	the	the	DET
amfbr-778	9	23	following	following	NOUN
amfbr-778	9	24	:	:	PUNCT
amfbr-778	9	25	a	a	DET
amfbr-778	9	26	reduction	reduction	NOUN
amfbr-778	9	27	in	in	ADP
amfbr-778	9	28	credit	credit	NOUN
amfbr-778	9	29	is	be	AUX
amfbr-778	9	30	a	a	DET
amfbr-778	9	31	feature	feature	NOUN
amfbr-778	9	32	on	on	ADP
amfbr-778	9	33	stress	stress	NOUN
amfbr-778	9	34	tests	test	NOUN
amfbr-778	9	35	.	.	PUNCT
amfbr-778	10	1	post	post	ADJ
amfbr-778	10	2	-	-	ADJ
amfbr-778	10	3	crisis	crisis	NOUN
amfbr-778	10	4	reforms	reform	NOUN
amfbr-778	10	5	traded	trade	VERB
amfbr-778	10	6	the	the	DET
amfbr-778	10	7	expectation	expectation	NOUN
amfbr-778	10	8	of	of	ADP
amfbr-778	10	9	lower	low	ADJ
amfbr-778	10	10	credit	credit	NOUN
amfbr-778	10	11	growth	growth	NOUN
amfbr-778	10	12	for	for	ADP
amfbr-778	10	13	reducing	reduce	VERB
amfbr-778	10	14	the	the	DET
amfbr-778	10	15	probability	probability	NOUN
amfbr-778	10	16	that	that	SCONJ
amfbr-778	10	17	the	the	DET
amfbr-778	10	18	larger	large	ADJ
amfbr-778	10	19	banks	bank	NOUN
amfbr-778	10	20	would	would	AUX
amfbr-778	10	21	fail	fail	VERB
amfbr-778	10	22	.	.	PUNCT
amfbr-778	11	1	this	this	PRON
amfbr-778	11	2	has	have	VERB
amfbr-778	11	3	a	a	DET
amfbr-778	11	4	high	high	ADJ
amfbr-778	11	5	negative	negative	ADJ
amfbr-778	11	6	impact	impact	NOUN
amfbr-778	11	7	on	on	ADP
amfbr-778	11	8	the	the	DET
amfbr-778	11	9	economy	economy	NOUN
amfbr-778	11	10	.	.	PUNCT
amfbr-778	12	1	higher	high	ADJ
amfbr-778	12	2	capital	capital	NOUN
amfbr-778	12	3	requirements	requirement	NOUN
amfbr-778	12	4	for	for	ADP
amfbr-778	12	5	the	the	DET
amfbr-778	12	6	larger	large	ADJ
amfbr-778	12	7	banks	bank	NOUN
amfbr-778	12	8	have	have	AUX
amfbr-778	12	9	prompted	prompt	VERB
amfbr-778	12	10	a	a	DET
amfbr-778	12	11	reduction	reduction	NOUN
amfbr-778	12	12	in	in	ADP
amfbr-778	12	13	the	the	DET
amfbr-778	12	14	supply	supply	NOUN
amfbr-778	12	15	of	of	ADP
amfbr-778	12	16	credit	credit	NOUN
amfbr-778	12	17	,	,	PUNCT
amfbr-778	12	18	especially	especially	ADV
amfbr-778	12	19	to	to	ADP
amfbr-778	12	20	riskier	risky	ADJ
amfbr-778	12	21	borrowers	borrower	NOUN
amfbr-778	12	22	.	.	PUNCT
amfbr-778	13	1	smaller	small	ADJ
amfbr-778	13	2	banks	bank	NOUN
amfbr-778	13	3	have	have	AUX
amfbr-778	13	4	increased	increase	VERB
amfbr-778	13	5	their	their	PRON
amfbr-778	13	6	share	share	NOUN
amfbr-778	13	7	of	of	ADP
amfbr-778	13	8	local	local	ADJ
amfbr-778	13	9	market	market	NOUN
amfbr-778	13	10	-	-	PUNCT
amfbr-778	13	11	wide	wide	ADJ
amfbr-778	13	12	lending	lending	NOUN
amfbr-778	13	13	,	,	PUNCT
amfbr-778	13	14	and	and	CCONJ
amfbr-778	13	15	larger	large	ADJ
amfbr-778	13	16	businesses	business	NOUN
amfbr-778	13	17	have	have	AUX
amfbr-778	13	18	seen	see	VERB
amfbr-778	13	19	quite	quite	ADV
amfbr-778	13	20	generous	generous	ADJ
amfbr-778	13	21	credit	credit	NOUN
amfbr-778	13	22	availability	availability	NOUN
amfbr-778	13	23	in	in	ADP
amfbr-778	13	24	bond	bond	NOUN
amfbr-778	13	25	and	and	CCONJ
amfbr-778	13	26	leveraged	leveraged	ADJ
amfbr-778	13	27	loan	loan	NOUN
amfbr-778	13	28	markets	market	NOUN
amfbr-778	13	29	.	.	PUNCT
amfbr-778	14	1	consider	consider	VERB
amfbr-778	14	2	the	the	DET
amfbr-778	14	3	structure	structure	NOUN
amfbr-778	14	4	of	of	ADP
amfbr-778	14	5	the	the	DET
amfbr-778	14	6	financial	financial	ADJ
amfbr-778	14	7	system	system	NOUN
amfbr-778	14	8	and	and	CCONJ
amfbr-778	14	9	its	its	PRON
amfbr-778	14	10	complexity	complexity	NOUN
amfbr-778	14	11	long	long	ADV
amfbr-778	14	12	the	the	DET
amfbr-778	14	13	levels	level	NOUN
amfbr-778	14	14	of	of	ADP
amfbr-778	14	15	economic	economic	ADJ
amfbr-778	14	16	integration	integration	NOUN
amfbr-778	14	17	and	and	CCONJ
amfbr-778	14	18	openness	openness	NOUN
amfbr-778	14	19	.	.	PUNCT
amfbr-778	15	1	keywords	keyword	NOUN
amfbr-778	15	2	:	:	PUNCT
amfbr-778	15	3	financial	financial	ADJ
amfbr-778	15	4	stability	stability	NOUN
amfbr-778	15	5	,	,	PUNCT
amfbr-778	15	6	stress	stress	NOUN
amfbr-778	15	7	testing	testing	NOUN
amfbr-778	15	8	,	,	PUNCT
amfbr-778	15	9	for	for	ADP
amfbr-778	15	10	risk	risk	NOUN
amfbr-778	15	11	-	-	PUNCT
amfbr-778	15	12	taking	taking	NOUN
amfbr-778	15	13	,	,	PUNCT
amfbr-778	15	14	credit	credit	NOUN
amfbr-778	15	15	growth	growth	NOUN
amfbr-778	15	16	.	.	PUNCT
amfbr-778	16	1	1	1	X
amfbr-778	16	2	.	.	X
amfbr-778	16	3	introduction	introduction	NOUN
amfbr-778	16	4	:	:	PUNCT
amfbr-778	16	5	importance	importance	NOUN
amfbr-778	16	6	of	of	ADP
amfbr-778	16	7	stress	stress	NOUN
amfbr-778	16	8	testing	test	VERB
amfbr-778	16	9	financial	financial	ADJ
amfbr-778	16	10	stability	stability	NOUN
amfbr-778	16	11	refers	refer	VERB
amfbr-778	16	12	to	to	ADP
amfbr-778	16	13	the	the	DET
amfbr-778	16	14	robustness	robustness	NOUN
amfbr-778	16	15	of	of	ADP
amfbr-778	16	16	the	the	DET
amfbr-778	16	17	financial	financial	ADJ
amfbr-778	16	18	system	system	NOUN
amfbr-778	16	19	to	to	ADP
amfbr-778	16	20	external	external	ADJ
amfbr-778	16	21	shocks	shock	NOUN
amfbr-778	16	22	.	.	PUNCT
amfbr-778	17	1	it	it	PRON
amfbr-778	17	2	provides	provide	VERB
amfbr-778	17	3	the	the	DET
amfbr-778	17	4	endogenous	endogenous	ADJ
amfbr-778	17	5	,	,	PUNCT
amfbr-778	17	6	the	the	DET
amfbr-778	17	7	dependence	dependence	NOUN
amfbr-778	17	8	on	on	ADP
amfbr-778	17	9	collective	collective	ADJ
amfbr-778	17	10	behaviour	behaviour	NOUN
amfbr-778	17	11	,	,	PUNCT
amfbr-778	17	12	and	and	CCONJ
amfbr-778	17	13	the	the	DET
amfbr-778	17	14	nature	nature	NOUN
amfbr-778	17	15	of	of	ADP
amfbr-778	17	16	financial	financial	ADJ
amfbr-778	17	17	distress	distress	NOUN
amfbr-778	17	18	.	.	PUNCT
amfbr-778	18	1	it	it	PRON
amfbr-778	18	2	describes	describe	VERB
amfbr-778	18	3	financial	financial	ADJ
amfbr-778	18	4	stability	stability	NOUN
amfbr-778	18	5	in	in	ADP
amfbr-778	18	6	terms	term	NOUN
amfbr-778	18	7	of	of	ADP
amfbr-778	18	8	resilience	resilience	NOUN
amfbr-778	18	9	to	to	ADP
amfbr-778	18	10	shocks	shock	NOUN
amfbr-778	18	11	originating	originate	VERB
amfbr-778	18	12	within	within	ADP
amfbr-778	18	13	the	the	DET
amfbr-778	18	14	financial	financial	ADJ
amfbr-778	18	15	system	system	NOUN
amfbr-778	18	16	or	or	CCONJ
amfbr-778	18	17	the	the	DET
amfbr-778	18	18	vulnerability	vulnerability	NOUN
amfbr-778	18	19	to	to	ADP
amfbr-778	18	20	financial	financial	ADJ
amfbr-778	18	21	distress	distress	NOUN
amfbr-778	18	22	in	in	ADP
amfbr-778	18	23	response	response	NOUN
amfbr-778	18	24	to	to	ADP
amfbr-778	18	25	normal	normal	ADJ
amfbr-778	18	26	-	-	PUNCT
amfbr-778	18	27	sized	sized	ADJ
amfbr-778	18	28	shocks	shock	NOUN
amfbr-778	18	29	rather	rather	ADV
amfbr-778	18	30	than	than	ADP
amfbr-778	18	31	large	large	ADJ
amfbr-778	18	32	shocks	shock	NOUN
amfbr-778	18	33	.	.	PUNCT
amfbr-778	19	1	(	(	PUNCT
amfbr-778	19	2	galati	galati	NOUN
amfbr-778	19	3	and	and	CCONJ
amfbr-778	19	4	moessner	moessner	NOUN
amfbr-778	19	5	,	,	PUNCT
amfbr-778	19	6	2011	2011	NUM
amfbr-778	19	7	)	)	PUNCT
amfbr-778	19	8	https://doi.org/10.46281/amfbr.v5i2.778	https://doi.org/10.46281/amfbr.v5i2.778	NOUN
amfbr-778	19	9	https://doi.org/10.46281/amfbr.v5i2.778	https://doi.org/10.46281/amfbr.v5i2.778	VERB
amfbr-778	19	10	copyright	copyright	PROPN
amfbr-778	19	11	©	©	PROPN
amfbr-778	19	12	cc	cc	PROPN
amfbr-778	19	13	-	-	PUNCT
amfbr-778	19	14	by	by	ADP
amfbr-778	19	15	-	-	PUNCT
amfbr-778	19	16	nc	nc	PROPN
amfbr-778	19	17	2020	2020	NUM
amfbr-778	19	18	,	,	PUNCT
amfbr-778	19	19	cribfb	cribfb	PROPN
amfbr-778	19	20	|	|	ADV
amfbr-778	19	21	amfbr	amfbr	ADJ
amfbr-778	19	22	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-778	19	23	american	american	PROPN
amfbr-778	19	24	finance	finance	PROPN
amfbr-778	19	25	&	&	CCONJ
amfbr-778	19	26	banking	banking	PROPN
amfbr-778	19	27	review	review	PROPN
amfbr-778	19	28	vol	vol	NOUN
amfbr-778	19	29	.	.	PROPN
amfbr-778	20	1	5	5	NUM
amfbr-778	20	2	,	,	PUNCT
amfbr-778	20	3	no	no	INTJ
amfbr-778	20	4	.	.	NOUN
amfbr-778	20	5	2	2	NUM
amfbr-778	20	6	;	;	PUNCT
amfbr-778	20	7	2020	2020	NUM
amfbr-778	20	8	2	2	NUM
amfbr-778	20	9	financial	financial	ADJ
amfbr-778	20	10	stability	stability	NOUN
amfbr-778	20	11	provides	provide	VERB
amfbr-778	20	12	sufficient	sufficient	ADJ
amfbr-778	20	13	assurance	assurance	NOUN
amfbr-778	20	14	that	that	SCONJ
amfbr-778	20	15	the	the	DET
amfbr-778	20	16	efficiency	efficiency	NOUN
amfbr-778	20	17	of	of	ADP
amfbr-778	20	18	intermediation	intermediation	NOUN
amfbr-778	20	19	between	between	ADP
amfbr-778	20	20	the	the	DET
amfbr-778	20	21	supply	supply	NOUN
amfbr-778	20	22	and	and	CCONJ
amfbr-778	20	23	demand	demand	NOUN
amfbr-778	20	24	of	of	ADP
amfbr-778	20	25	funds	fund	NOUN
amfbr-778	20	26	will	will	AUX
amfbr-778	20	27	not	not	PART
amfbr-778	20	28	be	be	AUX
amfbr-778	20	29	significantly	significantly	ADV
amfbr-778	20	30	affected	affect	VERB
amfbr-778	20	31	by	by	ADP
amfbr-778	20	32	adverse	adverse	ADJ
amfbr-778	20	33	events	event	NOUN
amfbr-778	20	34	.	.	PUNCT
amfbr-778	21	1	financial	financial	ADJ
amfbr-778	21	2	stability	stability	NOUN
amfbr-778	21	3	is	be	AUX
amfbr-778	21	4	an	an	DET
amfbr-778	21	5	end	end	NOUN
amfbr-778	21	6	and	and	CCONJ
amfbr-778	21	7	also	also	ADV
amfbr-778	21	8	a	a	DET
amfbr-778	21	9	means	means	NOUN
amfbr-778	21	10	of	of	ADP
amfbr-778	21	11	guaranteeing	guarantee	VERB
amfbr-778	21	12	a	a	DET
amfbr-778	21	13	suitable	suitable	ADJ
amfbr-778	21	14	financial	financial	ADJ
amfbr-778	21	15	environment	environment	NOUN
amfbr-778	21	16	and	and	CCONJ
amfbr-778	21	17	achieving	achieve	VERB
amfbr-778	21	18	sustained	sustain	VERB
amfbr-778	21	19	and	and	CCONJ
amfbr-778	21	20	balanced	balanced	ADJ
amfbr-778	21	21	economic	economic	ADJ
amfbr-778	21	22	growth	growth	NOUN
amfbr-778	21	23	in	in	ADP
amfbr-778	21	24	both	both	DET
amfbr-778	21	25	industrialized	industrialized	ADJ
amfbr-778	21	26	countries	country	NOUN
amfbr-778	21	27	and	and	CCONJ
amfbr-778	21	28	emerging	emerge	VERB
amfbr-778	21	29	economies	economy	NOUN
amfbr-778	21	30	(	(	PUNCT
amfbr-778	21	31	lee	lee	PROPN
amfbr-778	21	32	,	,	PUNCT
amfbr-778	21	33	gaspar	gaspar	PROPN
amfbr-778	21	34	,	,	PUNCT
amfbr-778	21	35	and	and	CCONJ
amfbr-778	21	36	villaruel	villaruel	NOUN
amfbr-778	21	37	,	,	PUNCT
amfbr-778	21	38	2017	2017	NUM
amfbr-778	21	39	)	)	PUNCT
amfbr-778	21	40	.	.	PUNCT
amfbr-778	22	1	stress	stress	NOUN
amfbr-778	22	2	tests	test	NOUN
amfbr-778	22	3	are	be	AUX
amfbr-778	22	4	major	major	ADJ
amfbr-778	22	5	post	post	ADJ
amfbr-778	22	6	-	-	ADJ
amfbr-778	22	7	crisis	crisis	ADJ
amfbr-778	22	8	innovations	innovation	NOUN
amfbr-778	22	9	in	in	ADP
amfbr-778	22	10	supervision	supervision	NOUN
amfbr-778	22	11	.	.	PUNCT
amfbr-778	23	1	the	the	DET
amfbr-778	23	2	stress	stress	NOUN
amfbr-778	23	3	tests	test	NOUN
amfbr-778	23	4	help	help	VERB
amfbr-778	23	5	prevent	prevent	VERB
amfbr-778	23	6	a	a	DET
amfbr-778	23	7	repeat	repeat	NOUN
amfbr-778	23	8	of	of	ADP
amfbr-778	23	9	the	the	DET
amfbr-778	23	10	financial	financial	ADJ
amfbr-778	23	11	crisis	crisis	NOUN
amfbr-778	23	12	by	by	ADP
amfbr-778	23	13	requiring	require	VERB
amfbr-778	23	14	banks	bank	NOUN
amfbr-778	23	15	to	to	PART
amfbr-778	23	16	hold	hold	VERB
amfbr-778	23	17	enough	enough	ADJ
amfbr-778	23	18	capital	capital	NOUN
amfbr-778	23	19	to	to	PART
amfbr-778	23	20	continue	continue	VERB
amfbr-778	23	21	to	to	PART
amfbr-778	23	22	lend	lend	VERB
amfbr-778	23	23	a	a	DET
amfbr-778	23	24	hypothetical	hypothetical	ADJ
amfbr-778	23	25	severe	severe	ADJ
amfbr-778	23	26	macroeconomic	macroeconomic	ADJ
amfbr-778	23	27	recession	recession	NOUN
amfbr-778	23	28	and	and	CCONJ
amfbr-778	23	29	to	to	PART
amfbr-778	23	30	demonstrate	demonstrate	VERB
amfbr-778	23	31	strong	strong	ADJ
amfbr-778	23	32	risk	risk	NOUN
amfbr-778	23	33	management	management	NOUN
amfbr-778	23	34	practices	practice	NOUN
amfbr-778	23	35	for	for	ADP
amfbr-778	23	36	capital	capital	NOUN
amfbr-778	23	37	planning	planning	NOUN
amfbr-778	23	38	.	.	PUNCT
amfbr-778	24	1	but	but	CCONJ
amfbr-778	24	2	stress	stress	NOUN
amfbr-778	24	3	tests	test	NOUN
amfbr-778	24	4	are	be	AUX
amfbr-778	24	5	only	only	ADV
amfbr-778	24	6	one	one	NUM
amfbr-778	24	7	of	of	ADP
amfbr-778	24	8	the	the	DET
amfbr-778	24	9	several	several	ADJ
amfbr-778	24	10	reforms	reform	NOUN
amfbr-778	24	11	that	that	PRON
amfbr-778	24	12	are	be	AUX
amfbr-778	24	13	working	work	VERB
amfbr-778	24	14	in	in	ADP
amfbr-778	24	15	that	that	DET
amfbr-778	24	16	direction	direction	NOUN
amfbr-778	24	17	which	which	PRON
amfbr-778	24	18	includes	include	VERB
amfbr-778	24	19	increases	increase	NOUN
amfbr-778	24	20	in	in	ADP
amfbr-778	24	21	capital	capital	NOUN
amfbr-778	24	22	requirements	requirement	NOUN
amfbr-778	24	23	,	,	PUNCT
amfbr-778	24	24	new	new	ADJ
amfbr-778	24	25	rules	rule	NOUN
amfbr-778	24	26	requiring	require	VERB
amfbr-778	24	27	banks	bank	NOUN
amfbr-778	24	28	to	to	PART
amfbr-778	24	29	hold	hold	VERB
amfbr-778	24	30	ample	ample	ADJ
amfbr-778	24	31	liquidity	liquidity	NOUN
amfbr-778	24	32	,	,	PUNCT
amfbr-778	24	33	and	and	CCONJ
amfbr-778	24	34	derivative	derivative	ADJ
amfbr-778	24	35	market	market	NOUN
amfbr-778	24	36	reforms	reform	NOUN
amfbr-778	24	37	.	.	PUNCT
amfbr-778	25	1	one	one	NUM
amfbr-778	25	2	of	of	ADP
amfbr-778	25	3	the	the	DET
amfbr-778	25	4	stress	stress	NOUN
amfbr-778	25	5	tests	test	NOUN
amfbr-778	25	6	includes	include	VERB
amfbr-778	25	7	macro	macro	ADJ
amfbr-778	25	8	prudential	prudential	ADJ
amfbr-778	25	9	tools	tool	NOUN
amfbr-778	25	10	.	.	PUNCT
amfbr-778	26	1	applying	apply	VERB
amfbr-778	26	2	countercyclical	countercyclical	ADJ
amfbr-778	26	3	macro	macro	ADJ
amfbr-778	26	4	prudential	prudential	ADJ
amfbr-778	26	5	tools	tool	NOUN
amfbr-778	26	6	to	to	PART
amfbr-778	26	7	build	build	VERB
amfbr-778	26	8	up	up	ADP
amfbr-778	26	9	capital	capital	NOUN
amfbr-778	26	10	buffers	buffer	NOUN
amfbr-778	26	11	in	in	ADP
amfbr-778	26	12	good	good	ADJ
amfbr-778	26	13	times	time	NOUN
amfbr-778	26	14	can	can	AUX
amfbr-778	26	15	be	be	AUX
amfbr-778	26	16	run	run	VERB
amfbr-778	26	17	down	down	ADP
amfbr-778	26	18	during	during	ADP
amfbr-778	26	19	bad	bad	ADJ
amfbr-778	26	20	times	time	NOUN
amfbr-778	26	21	.	.	PUNCT
amfbr-778	27	1	to	to	PART
amfbr-778	27	2	improve	improve	VERB
amfbr-778	27	3	timing	timing	NOUN
amfbr-778	27	4	,	,	PUNCT
amfbr-778	27	5	authorities	authority	NOUN
amfbr-778	27	6	need	need	VERB
amfbr-778	27	7	to	to	PART
amfbr-778	27	8	develop	develop	VERB
amfbr-778	27	9	a	a	DET
amfbr-778	27	10	comprehensive	comprehensive	ADJ
amfbr-778	27	11	framework	framework	NOUN
amfbr-778	27	12	to	to	PART
amfbr-778	27	13	monitor	monitor	VERB
amfbr-778	27	14	macro	macro	ADJ
amfbr-778	27	15	prudential	prudential	ADJ
amfbr-778	27	16	conditions	condition	NOUN
amfbr-778	27	17	and	and	CCONJ
amfbr-778	27	18	establish	establish	VERB
amfbr-778	27	19	appropriate	appropriate	ADJ
amfbr-778	27	20	warning	warning	NOUN
amfbr-778	27	21	and	and	CCONJ
amfbr-778	27	22	trigger	trigger	NOUN
amfbr-778	27	23	thresholds	threshold	NOUN
amfbr-778	27	24	.	.	PUNCT
amfbr-778	28	1	purpose	purpose	NOUN
amfbr-778	28	2	limit	limit	VERB
amfbr-778	28	3	the	the	DET
amfbr-778	28	4	likelihood	likelihood	NOUN
amfbr-778	28	5	and	and	CCONJ
amfbr-778	28	6	costs	cost	NOUN
amfbr-778	28	7	of	of	ADP
amfbr-778	28	8	aggregate	aggregate	ADJ
amfbr-778	28	9	fire	fire	NOUN
amfbr-778	28	10	sales	sale	NOUN
amfbr-778	28	11	,	,	PUNCT
amfbr-778	28	12	credit	credit	NOUN
amfbr-778	28	13	crunches	crunch	NOUN
amfbr-778	28	14	,	,	PUNCT
amfbr-778	28	15	and	and	CCONJ
amfbr-778	28	16	systemic	systemic	ADJ
amfbr-778	28	17	defaults	default	NOUN
amfbr-778	28	18	scope	scope	NOUN
amfbr-778	28	19	examines	examine	VERB
amfbr-778	28	20	the	the	DET
amfbr-778	28	21	entire	entire	ADJ
amfbr-778	28	22	financial	financial	ADJ
amfbr-778	28	23	system	system	NOUN
amfbr-778	28	24	.	.	PUNCT
amfbr-778	29	1	the	the	DET
amfbr-778	29	2	entity	entity	NOUN
amfbr-778	29	3	that	that	PRON
amfbr-778	29	4	contributes	contribute	VERB
amfbr-778	29	5	to	to	ADP
amfbr-778	29	6	fire	fire	NOUN
amfbr-778	29	7	sales	sale	NOUN
amfbr-778	29	8	,	,	PUNCT
amfbr-778	29	9	whose	whose	DET
amfbr-778	29	10	default	default	NOUN
amfbr-778	29	11	has	have	AUX
amfbr-778	29	12	follow	follow	VERB
amfbr-778	29	13	-	-	PUNCT
amfbr-778	29	14	on	on	ADP
amfbr-778	29	15	effects	effect	NOUN
amfbr-778	29	16	,	,	PUNCT
amfbr-778	29	17	or	or	CCONJ
amfbr-778	29	18	which	which	PRON
amfbr-778	29	19	can	can	AUX
amfbr-778	29	20	exacerbate	exacerbate	VERB
amfbr-778	29	21	a	a	DET
amfbr-778	29	22	credit	credit	NOUN
amfbr-778	29	23	crunch	crunch	NOUN
amfbr-778	29	24	should	should	AUX
amfbr-778	29	25	be	be	AUX
amfbr-778	29	26	included	include	VERB
amfbr-778	29	27	liability	liability	NOUN
amfbr-778	29	28	considerations	consideration	NOUN
amfbr-778	29	29	the	the	DET
amfbr-778	29	30	scale	scale	NOUN
amfbr-778	29	31	of	of	ADP
amfbr-778	29	32	wholesale	wholesale	ADJ
amfbr-778	29	33	funding	funding	NOUN
amfbr-778	29	34	that	that	PRON
amfbr-778	29	35	is	be	AUX
amfbr-778	29	36	run	run	VERB
amfbr-778	29	37	-	-	PUNCT
amfbr-778	29	38	prone	prone	ADJ
amfbr-778	29	39	is	be	AUX
amfbr-778	29	40	paramount	paramount	ADJ
amfbr-778	29	41	.	.	PUNCT
amfbr-778	30	1	capital	capital	NOUN
amfbr-778	30	2	adequacy	adequacy	NOUN
amfbr-778	30	3	depends	depend	VERB
amfbr-778	30	4	on	on	ADP
amfbr-778	30	5	the	the	DET
amfbr-778	30	6	health	health	NOUN
amfbr-778	30	7	of	of	ADP
amfbr-778	30	8	the	the	DET
amfbr-778	30	9	overall	overall	ADJ
amfbr-778	30	10	financial	financial	ADJ
amfbr-778	30	11	system	system	NOUN
amfbr-778	30	12	asset	asset	NOUN
amfbr-778	30	13	considerations	consideration	NOUN
amfbr-778	30	14	the	the	DET
amfbr-778	30	15	test	test	NOUN
amfbr-778	30	16	indicates	indicate	VERB
amfbr-778	30	17	whether	whether	SCONJ
amfbr-778	30	18	the	the	DET
amfbr-778	30	19	financial	financial	ADJ
amfbr-778	30	20	system	system	NOUN
amfbr-778	30	21	is	be	AUX
amfbr-778	30	22	vulnerable	vulnerable	ADJ
amfbr-778	30	23	to	to	ADP
amfbr-778	30	24	deleveraging	deleverage	VERB
amfbr-778	30	25	that	that	PRON
amfbr-778	30	26	might	might	AUX
amfbr-778	30	27	amplify	amplify	VERB
amfbr-778	30	28	adverse	adverse	ADJ
amfbr-778	30	29	shocks	shock	NOUN
amfbr-778	30	30	.	.	PUNCT
amfbr-778	31	1	output	output	NOUN
amfbr-778	31	2	develop	develop	VERB
amfbr-778	31	3	guidance	guidance	NOUN
amfbr-778	31	4	about	about	ADP
amfbr-778	31	5	whether	whether	SCONJ
amfbr-778	31	6	to	to	PART
amfbr-778	31	7	close	close	VERB
amfbr-778	31	8	a	a	DET
amfbr-778	31	9	bank	bank	NOUN
amfbr-778	31	10	and	and	CCONJ
amfbr-778	31	11	when	when	SCONJ
amfbr-778	31	12	to	to	PART
amfbr-778	31	13	sell	sell	VERB
amfbr-778	31	14	its	its	PRON
amfbr-778	31	15	assets	asset	NOUN
amfbr-778	31	16	to	to	PART
amfbr-778	31	17	maximize	maximize	VERB
amfbr-778	31	18	taxpayer	taxpayer	NOUN
amfbr-778	31	19	recovery	recovery	NOUN
amfbr-778	31	20	figure	figure	NOUN
amfbr-778	31	21	1	1	NUM
amfbr-778	31	22	.	.	PUNCT
amfbr-778	32	1	elements	element	NOUN
amfbr-778	32	2	of	of	ADP
amfbr-778	32	3	a	a	DET
amfbr-778	32	4	macro	macro	ADJ
amfbr-778	32	5	prudential	prudential	PROPN
amfbr-778	32	6	stress	stress	PROPN
amfbr-778	32	7	test	test	NOUN
amfbr-778	32	8	source	source	NOUN
amfbr-778	32	9	:	:	PUNCT
amfbr-778	32	10	greenlaw	greenlaw	NOUN
amfbr-778	32	11	,	,	PUNCT
amfbr-778	32	12	kashyap	kashyap	PROPN
amfbr-778	32	13	,	,	PUNCT
amfbr-778	32	14	schoenholtz	schoenholtz	PROPN
amfbr-778	32	15	,	,	PUNCT
amfbr-778	32	16	and	and	CCONJ
amfbr-778	32	17	shin	shin	NOUN
amfbr-778	32	18	(	(	PUNCT
amfbr-778	32	19	2012	2012	NUM
amfbr-778	32	20	)	)	PUNCT
amfbr-778	32	21	macro	macro	ADJ
amfbr-778	32	22	stress	stress	NOUN
amfbr-778	32	23	tests	test	NOUN
amfbr-778	32	24	enable	enable	VERB
amfbr-778	32	25	economies	economy	NOUN
amfbr-778	32	26	to	to	PART
amfbr-778	32	27	assess	assess	VERB
amfbr-778	32	28	how	how	SCONJ
amfbr-778	32	29	the	the	DET
amfbr-778	32	30	financial	financial	ADJ
amfbr-778	32	31	sector	sector	NOUN
amfbr-778	32	32	as	as	ADP
amfbr-778	32	33	a	a	DET
amfbr-778	32	34	whole	whole	ADJ
amfbr-778	32	35	responds	respond	VERB
amfbr-778	32	36	to	to	ADP
amfbr-778	32	37	significant	significant	ADJ
amfbr-778	32	38	shocks	shock	NOUN
amfbr-778	32	39	such	such	ADJ
amfbr-778	32	40	as	as	ADP
amfbr-778	32	41	interest	interest	NOUN
amfbr-778	32	42	rate	rate	NOUN
amfbr-778	32	43	and	and	CCONJ
amfbr-778	32	44	exchange	exchange	NOUN
amfbr-778	32	45	rate	rate	NOUN
amfbr-778	32	46	movements	movement	NOUN
amfbr-778	32	47	.	.	PUNCT
amfbr-778	33	1	the	the	DET
amfbr-778	33	2	table	table	NOUN
amfbr-778	33	3	shows	show	VERB
amfbr-778	33	4	the	the	DET
amfbr-778	33	5	essential	essential	ADJ
amfbr-778	33	6	elements	element	NOUN
amfbr-778	33	7	of	of	ADP
amfbr-778	33	8	a	a	DET
amfbr-778	33	9	stress	stress	NOUN
amfbr-778	33	10	test	test	NOUN
amfbr-778	33	11	.	.	PUNCT
amfbr-778	34	1	there	there	PRON
amfbr-778	34	2	is	be	VERB
amfbr-778	34	3	a	a	DET
amfbr-778	34	4	need	need	NOUN
amfbr-778	34	5	to	to	PART
amfbr-778	34	6	incorporate	incorporate	VERB
amfbr-778	34	7	general	general	ADJ
amfbr-778	34	8	equilibrium	equilibrium	NOUN
amfbr-778	34	9	dimensions	dimension	NOUN
amfbr-778	34	10	where	where	SCONJ
amfbr-778	34	11	the	the	DET
amfbr-778	34	12	outcome	outcome	NOUN
amfbr-778	34	13	depends	depend	VERB
amfbr-778	34	14	not	not	PART
amfbr-778	34	15	only	only	ADV
amfbr-778	34	16	on	on	ADP
amfbr-778	34	17	the	the	DET
amfbr-778	34	18	size	size	NOUN
amfbr-778	34	19	of	of	ADP
amfbr-778	34	20	the	the	DET
amfbr-778	34	21	shock	shock	NOUN
amfbr-778	34	22	and	and	CCONJ
amfbr-778	34	23	buffers	buffer	NOUN
amfbr-778	34	24	of	of	ADP
amfbr-778	34	25	individual	individual	ADJ
amfbr-778	34	26	institutions	institution	NOUN
amfbr-778	34	27	but	but	CCONJ
amfbr-778	34	28	also	also	ADV
amfbr-778	34	29	on	on	ADP
amfbr-778	34	30	their	their	PRON
amfbr-778	34	31	behavioural	behavioural	ADJ
amfbr-778	34	32	responses	response	NOUN
amfbr-778	34	33	and	and	CCONJ
amfbr-778	34	34	interactions	interaction	NOUN
amfbr-778	34	35	with	with	ADP
amfbr-778	34	36	each	each	DET
amfbr-778	34	37	other	other	ADJ
amfbr-778	34	38	and	and	CCONJ
amfbr-778	34	39	other	other	ADJ
amfbr-778	34	40	economic	economic	ADJ
amfbr-778	34	41	agents	agent	NOUN
amfbr-778	34	42	(	(	PUNCT
amfbr-778	34	43	lee	lee	PROPN
amfbr-778	34	44	,	,	PUNCT
amfbr-778	34	45	gaspar	gaspar	PROPN
amfbr-778	34	46	,	,	PUNCT
amfbr-778	34	47	and	and	CCONJ
amfbr-778	34	48	villaruel	villaruel	NOUN
amfbr-778	34	49	,	,	PUNCT
amfbr-778	34	50	2017	2017	NUM
amfbr-778	34	51	)	)	PUNCT
amfbr-778	34	52	.	.	PUNCT
amfbr-778	35	1	through	through	ADP
amfbr-778	35	2	macro	macro	ADJ
amfbr-778	35	3	tests	test	NOUN
amfbr-778	35	4	,	,	PUNCT
amfbr-778	35	5	interventions	intervention	NOUN
amfbr-778	35	6	by	by	ADP
amfbr-778	35	7	regulators	regulator	NOUN
amfbr-778	35	8	are	be	AUX
amfbr-778	35	9	drafted	draft	VERB
amfbr-778	35	10	and	and	CCONJ
amfbr-778	35	11	implemented	implement	VERB
amfbr-778	35	12	.	.	PUNCT
amfbr-778	36	1	however	however	ADV
amfbr-778	36	2	,	,	PUNCT
amfbr-778	36	3	it	it	PRON
amfbr-778	36	4	remains	remain	VERB
amfbr-778	36	5	that	that	SCONJ
amfbr-778	36	6	these	these	DET
amfbr-778	36	7	tests	test	NOUN
amfbr-778	36	8	are	be	AUX
amfbr-778	36	9	posted	post	VERB
amfbr-778	36	10	on	on	ADP
amfbr-778	36	11	crisis	crisis	NOUN
amfbr-778	36	12	interventions	intervention	NOUN
amfbr-778	36	13	.	.	PUNCT
amfbr-778	37	1	the	the	DET
amfbr-778	37	2	limitation	limitation	NOUN
amfbr-778	37	3	is	be	AUX
amfbr-778	37	4	that	that	SCONJ
amfbr-778	37	5	regulators	regulator	NOUN
amfbr-778	37	6	will	will	AUX
amfbr-778	37	7	know	know	VERB
amfbr-778	37	8	if	if	SCONJ
amfbr-778	37	9	the	the	DET
amfbr-778	37	10	stress	stress	NOUN
amfbr-778	37	11	tests	test	NOUN
amfbr-778	37	12	contribute	contribute	VERB
amfbr-778	37	13	to	to	PART
amfbr-778	37	14	sound	sound	VERB
amfbr-778	37	15	judgment	judgment	NOUN
amfbr-778	37	16	only	only	ADV
amfbr-778	37	17	after	after	ADP
amfbr-778	37	18	the	the	DET
amfbr-778	37	19	crisis	crisis	NOUN
amfbr-778	37	20	.	.	PUNCT
amfbr-778	38	1	three	three	NUM
amfbr-778	38	2	categories	category	NOUN
amfbr-778	38	3	of	of	ADP
amfbr-778	38	4	macro	macro	ADJ
amfbr-778	38	5	prudential	prudential	ADJ
amfbr-778	38	6	policy	policy	NOUN
amfbr-778	38	7	instruments	instrument	NOUN
amfbr-778	38	8	:	:	PUNCT
amfbr-778	38	9			X
amfbr-778	38	10	reduce	reduce	VERB
amfbr-778	38	11	risk	risk	NOUN
amfbr-778	38	12	from	from	ADP
amfbr-778	38	13	excessive	excessive	ADJ
amfbr-778	38	14	credit	credit	NOUN
amfbr-778	38	15	or	or	CCONJ
amfbr-778	38	16	credit	credit	NOUN
amfbr-778	38	17	growth	growth	NOUN
amfbr-778	38	18	;	;	PUNCT
amfbr-778	38	19	authorities	authority	NOUN
amfbr-778	38	20	can	can	AUX
amfbr-778	38	21	apply	apply	VERB
amfbr-778	38	22	credit	credit	NOUN
amfbr-778	38	23	controls	control	NOUN
amfbr-778	38	24	-	-	PUNCT
amfbr-778	38	25	such	such	ADJ
amfbr-778	38	26	as	as	ADP
amfbr-778	38	27	caps	cap	NOUN
amfbr-778	38	28	on	on	ADP
amfbr-778	38	29	the	the	DET
amfbr-778	38	30	loan	loan	NOUN
amfbr-778	38	31	-	-	PUNCT
amfbr-778	38	32	tovalue	tovalue	NOUN
amfbr-778	38	33	ratio	ratio	NOUN
amfbr-778	38	34	,	,	PUNCT
amfbr-778	38	35	caps	cap	NOUN
amfbr-778	38	36	on	on	ADP
amfbr-778	38	37	the	the	DET
amfbr-778	38	38	debt	debt	NOUN
amfbr-778	38	39	-	-	PUNCT
amfbr-778	38	40	to	to	ADP
amfbr-778	38	41	-	-	PUNCT
amfbr-778	38	42	income	income	NOUN
amfbr-778	38	43	ratio	ratio	NOUN
amfbr-778	38	44	,	,	PUNCT
amfbr-778	38	45	caps	cap	NOUN
amfbr-778	38	46	on	on	ADP
amfbr-778	38	47	foreign	foreign	ADJ
amfbr-778	38	48	currency	currency	NOUN
amfbr-778	38	49	lending	lending	NOUN
amfbr-778	38	50	,	,	PUNCT
amfbr-778	38	51	and	and	CCONJ
amfbr-778	38	52	ceilings	ceiling	NOUN
amfbr-778	38	53	on	on	ADP
amfbr-778	38	54	credit	credit	NOUN
amfbr-778	38	55	or	or	CCONJ
amfbr-778	38	56	credit	credit	NOUN
amfbr-778	38	57	growth	growth	NOUN
amfbr-778	38	58	.	.	PUNCT
amfbr-778	39	1			PART
amfbr-778	39	2	constrain	constrain	VERB
amfbr-778	39	3	funding	funding	NOUN
amfbr-778	39	4	or	or	CCONJ
amfbr-778	39	5	liquidity	liquidity	NOUN
amfbr-778	39	6	risks	risk	NOUN
amfbr-778	39	7	,	,	PUNCT
amfbr-778	39	8	liquidity	liquidity	NOUN
amfbr-778	39	9	-	-	PUNCT
amfbr-778	39	10	related	relate	VERB
amfbr-778	39	11	instruments	instrument	NOUN
amfbr-778	39	12	include	include	VERB
amfbr-778	39	13	limits	limit	NOUN
amfbr-778	39	14	on	on	ADP
amfbr-778	39	15	net	net	ADJ
amfbr-778	39	16	open	open	ADJ
amfbr-778	39	17	currency	currency	NOUN
amfbr-778	39	18	positions	position	NOUN
amfbr-778	39	19	or	or	CCONJ
amfbr-778	39	20	currency	currency	NOUN
amfbr-778	39	21	mismatches	mismatch	NOUN
amfbr-778	39	22	,	,	PUNCT
amfbr-778	39	23	limits	limit	NOUN
amfbr-778	39	24	on	on	ADP
amfbr-778	39	25	maturity	maturity	NOUN
amfbr-778	39	26	mismatches	mismatch	NOUN
amfbr-778	39	27	,	,	PUNCT
amfbr-778	39	28	and	and	CCONJ
amfbr-778	39	29	reserve	reserve	NOUN
amfbr-778	39	30	requirements	requirement	NOUN
amfbr-778	39	31	.	.	PUNCT
amfbr-778	40	1			PART
amfbr-778	41	1	build	build	VERB
amfbr-778	41	2	sufficient	sufficient	ADJ
amfbr-778	41	3	buffers	buffer	NOUN
amfbr-778	41	4	to	to	PART
amfbr-778	41	5	withstand	withstand	VERB
amfbr-778	41	6	the	the	DET
amfbr-778	41	7	cycle	cycle	NOUN
amfbr-778	41	8	,	,	PUNCT
amfbr-778	41	9	capital	capital	NOUN
amfbr-778	41	10	-	-	PUNCT
amfbr-778	41	11	related	relate	VERB
amfbr-778	41	12	tools	tool	NOUN
amfbr-778	41	13	can	can	AUX
amfbr-778	41	14	include	include	VERB
amfbr-778	41	15	counter	counter	ADJ
amfbr-778	41	16	-	-	ADJ
amfbr-778	41	17	cycle	cycle	ADJ
amfbr-778	41	18	capital	capital	NOUN
amfbr-778	41	19	requirements	requirement	NOUN
amfbr-778	41	20	,	,	PUNCT
amfbr-778	41	21	time	time	NOUN
amfbr-778	41	22	-	-	PUNCT
amfbr-778	41	23	varying	vary	VERB
amfbr-778	41	24	/	/	SYM
amfbr-778	41	25	dynamic	dynamic	ADJ
amfbr-778	41	26	positioning	positioning	NOUN
amfbr-778	41	27	,	,	PUNCT
amfbr-778	41	28	and	and	CCONJ
amfbr-778	41	29	restrictions	restriction	NOUN
amfbr-778	41	30	on	on	ADP
amfbr-778	41	31	profit	profit	NOUN
amfbr-778	41	32	distribution	distribution	NOUN
amfbr-778	41	33	(	(	PUNCT
amfbr-778	41	34	lee	lee	PROPN
amfbr-778	41	35	,	,	PUNCT
amfbr-778	41	36	gaspar	gaspar	PROPN
amfbr-778	41	37	and	and	CCONJ
amfbr-778	41	38	villaruel	villaruel	NOUN
amfbr-778	41	39	2017	2017	NUM
amfbr-778	41	40	)	)	PUNCT
amfbr-778	41	41	.	.	PUNCT
amfbr-778	42	1	policy	policy	NOUN
amfbr-778	42	2	area	area	NOUN
amfbr-778	42	3	primary	primary	ADJ
amfbr-778	42	4	objective	objective	ADJ
amfbr-778	42	5	financial	financial	ADJ
amfbr-778	42	6	stability	stability	NOUN
amfbr-778	42	7	objective	objective	ADJ
amfbr-778	42	8	prudential	prudential	PROPN
amfbr-778	42	9	limit	limit	NOUN
amfbr-778	42	10	distress	distress	NOUN
amfbr-778	42	11	of	of	ADP
amfbr-778	42	12	individual	individual	ADJ
amfbr-778	42	13	institutions	institution	NOUN
amfbr-778	42	14	address	address	VERB
amfbr-778	42	15	systemic	systemic	ADJ
amfbr-778	42	16	risk	risk	NOUN
amfbr-778	42	17	(	(	PUNCT
amfbr-778	42	18	cross	cross	NOUN
amfbr-778	42	19	-	-	NOUN
amfbr-778	42	20	section	section	NOUN
amfbr-778	42	21	over	over	ADP
amfbr-778	42	22	time	time	NOUN
amfbr-778	42	23	)	)	PUNCT
amfbr-778	42	24	monetary	monetary	ADJ
amfbr-778	42	25	stabilize	stabilize	NOUN
amfbr-778	42	26	prices	price	NOUN
amfbr-778	42	27	lean	lean	VERB
amfbr-778	42	28	against	against	ADP
amfbr-778	42	29	boom	boom	NOUN
amfbr-778	42	30	or	or	CCONJ
amfbr-778	42	31	bust	bust	NOUN
amfbr-778	42	32	cycles	cycle	NOUN
amfbr-778	42	33	in	in	ADP
amfbr-778	42	34	credit	credit	NOUN
amfbr-778	42	35	and	and	CCONJ
amfbr-778	42	36	asset	asset	NOUN
amfbr-778	42	37	prices	price	NOUN
amfbr-778	42	38	exchange	exchange	NOUN
amfbr-778	42	39	rate	rate	NOUN
amfbr-778	42	40	stabilize	stabilize	NOUN
amfbr-778	42	41	exchange	exchange	NOUN
amfbr-778	42	42	rate	rate	NOUN
amfbr-778	42	43	reduce	reduce	VERB
amfbr-778	42	44	capital	capital	NOUN
amfbr-778	42	45	flow	flow	NOUN
amfbr-778	42	46	volatility	volatility	NOUN
amfbr-778	42	47	fiscal	fiscal	ADJ
amfbr-778	42	48	manage	manage	NOUN
amfbr-778	42	49	demand	demand	NOUN
amfbr-778	42	50	counter	counter	NOUN
amfbr-778	42	51	-	-	PUNCT
amfbr-778	42	52	cyclically	cyclically	ADV
amfbr-778	42	53	maintain	maintain	VERB
amfbr-778	42	54	fiscal	fiscal	ADJ
amfbr-778	42	55	buffers	buffer	NOUN
amfbr-778	42	56	that	that	PRON
amfbr-778	42	57	allow	allow	VERB
amfbr-778	42	58	a	a	DET
amfbr-778	42	59	response	response	NOUN
amfbr-778	42	60	to	to	ADP
amfbr-778	42	61	financial	financial	ADJ
amfbr-778	42	62	system	system	NOUN
amfbr-778	42	63	stress	stress	NOUN
amfbr-778	42	64	figure	figure	NOUN
amfbr-778	42	65	2	2	NUM
amfbr-778	42	66	.	.	PUNCT
amfbr-778	42	67	towards	towards	ADP
amfbr-778	42	68	a	a	DET
amfbr-778	42	69	global	global	ADJ
amfbr-778	42	70	financial	financial	ADJ
amfbr-778	42	71	stability	stability	NOUN
amfbr-778	42	72	framework	framework	NOUN
amfbr-778	42	73	source	source	NOUN
amfbr-778	42	74	:	:	PUNCT
amfbr-778	42	75	hannoun	hannoun	PROPN
amfbr-778	42	76	(	(	PUNCT
amfbr-778	42	77	2010	2010	NUM
amfbr-778	42	78	)	)	PUNCT
amfbr-778	42	79	copyright	copyright	NOUN
amfbr-778	43	1	©	©	PROPN
amfbr-778	43	2	cc	cc	PROPN
amfbr-778	43	3	-	-	PUNCT
amfbr-778	43	4	by	by	ADP
amfbr-778	43	5	-	-	PUNCT
amfbr-778	43	6	nc	nc	PROPN
amfbr-778	43	7	2020	2020	NUM
amfbr-778	43	8	,	,	PUNCT
amfbr-778	43	9	cribfb	cribfb	PROPN
amfbr-778	43	10	|	|	ADV
amfbr-778	43	11	amfbr	amfbr	ADJ
amfbr-778	43	12	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-778	43	13	american	american	PROPN
amfbr-778	43	14	finance	finance	PROPN
amfbr-778	43	15	&	&	CCONJ
amfbr-778	43	16	banking	banking	PROPN
amfbr-778	43	17	review	review	PROPN
amfbr-778	43	18	vol	vol	NOUN
amfbr-778	43	19	.	.	PROPN
amfbr-778	44	1	5	5	NUM
amfbr-778	44	2	,	,	PUNCT
amfbr-778	44	3	no	no	INTJ
amfbr-778	44	4	.	.	NOUN
amfbr-778	44	5	2	2	NUM
amfbr-778	44	6	;	;	PUNCT
amfbr-778	44	7	2020	2020	NUM
amfbr-778	44	8	3	3	NUM
amfbr-778	44	9	although	although	SCONJ
amfbr-778	44	10	these	these	PRON
amfbr-778	44	11	are	be	AUX
amfbr-778	44	12	not	not	PART
amfbr-778	44	13	the	the	DET
amfbr-778	44	14	only	only	ADJ
amfbr-778	44	15	options	option	NOUN
amfbr-778	44	16	,	,	PUNCT
amfbr-778	44	17	the	the	DET
amfbr-778	44	18	simplified	simplified	ADJ
amfbr-778	44	19	tale	tale	NOUN
amfbr-778	44	20	by	by	ADP
amfbr-778	44	21	hannoun	hannoun	NOUN
amfbr-778	44	22	can	can	AUX
amfbr-778	44	23	be	be	AUX
amfbr-778	44	24	used	use	VERB
amfbr-778	44	25	as	as	ADP
amfbr-778	44	26	a	a	DET
amfbr-778	44	27	guide	guide	NOUN
amfbr-778	44	28	in	in	ADP
amfbr-778	44	29	dealing	deal	VERB
amfbr-778	44	30	with	with	ADP
amfbr-778	44	31	a	a	DET
amfbr-778	44	32	financial	financial	ADJ
amfbr-778	44	33	stability	stability	NOUN
amfbr-778	44	34	objective	objective	NOUN
amfbr-778	44	35	vis	vis	X
amfbr-778	44	36	-	-	ADJ
amfbr-778	44	37	à	à	X
amfbr-778	44	38	-	-	ADJ
amfbr-778	44	39	vis	vis	X
amfbr-778	44	40	policy	policy	NOUN
amfbr-778	44	41	area	area	NOUN
amfbr-778	44	42	.	.	PUNCT
amfbr-778	45	1	it	it	PRON
amfbr-778	45	2	remains	remain	VERB
amfbr-778	45	3	that	that	SCONJ
amfbr-778	45	4	there	there	PRON
amfbr-778	45	5	is	be	VERB
amfbr-778	45	6	a	a	DET
amfbr-778	45	7	need	need	NOUN
amfbr-778	45	8	to	to	PART
amfbr-778	45	9	reduce	reduce	VERB
amfbr-778	45	10	risk	risk	NOUN
amfbr-778	45	11	from	from	ADP
amfbr-778	45	12	excessive	excessive	ADJ
amfbr-778	45	13	credit	credit	NOUN
amfbr-778	45	14	growth	growth	NOUN
amfbr-778	45	15	,	,	PUNCT
amfbr-778	45	16	constrain	constrain	VERB
amfbr-778	45	17	liquidity	liquidity	NOUN
amfbr-778	45	18	risk	risk	NOUN
amfbr-778	45	19	in	in	ADP
amfbr-778	45	20	reserve	reserve	NOUN
amfbr-778	45	21	requirements	requirement	NOUN
amfbr-778	45	22	and	and	CCONJ
amfbr-778	45	23	currency	currency	NOUN
amfbr-778	45	24	positions	position	NOUN
amfbr-778	45	25	,	,	PUNCT
amfbr-778	45	26	and	and	CCONJ
amfbr-778	45	27	provide	provide	VERB
amfbr-778	45	28	buffers	buffer	NOUN
amfbr-778	45	29	to	to	PART
amfbr-778	45	30	withstand	withstand	VERB
amfbr-778	45	31	shocks	shock	NOUN
amfbr-778	45	32	in	in	ADP
amfbr-778	45	33	the	the	DET
amfbr-778	45	34	financial	financial	ADJ
amfbr-778	45	35	cycle	cycle	NOUN
amfbr-778	45	36	.	.	PUNCT
amfbr-778	46	1	2	2	X
amfbr-778	46	2	.	.	X
amfbr-778	46	3	financial	financial	ADJ
amfbr-778	46	4	stability	stability	NOUN
amfbr-778	46	5	implications	implication	NOUN
amfbr-778	46	6	of	of	ADP
amfbr-778	46	7	stress	stress	NOUN
amfbr-778	46	8	testing	test	VERB
amfbr-778	46	9	the	the	DET
amfbr-778	46	10	stability	stability	NOUN
amfbr-778	46	11	of	of	ADP
amfbr-778	46	12	the	the	DET
amfbr-778	46	13	financial	financial	ADJ
amfbr-778	46	14	system	system	NOUN
amfbr-778	46	15	as	as	ADP
amfbr-778	46	16	a	a	DET
amfbr-778	46	17	whole	whole	ADJ
amfbr-778	46	18	hinge	hinge	NOUN
amfbr-778	46	19	essentially	essentially	ADV
amfbr-778	46	20	on	on	ADP
amfbr-778	46	21	the	the	DET
amfbr-778	46	22	banking	banking	NOUN
amfbr-778	46	23	system	system	NOUN
amfbr-778	46	24	;	;	PUNCT
amfbr-778	46	25	and	and	CCONJ
amfbr-778	46	26	a	a	DET
amfbr-778	46	27	mainstay	mainstay	NOUN
amfbr-778	46	28	of	of	ADP
amfbr-778	46	29	efficiency	efficiency	NOUN
amfbr-778	46	30	in	in	ADP
amfbr-778	46	31	channeling	channel	VERB
amfbr-778	46	32	the	the	DET
amfbr-778	46	33	flow	flow	NOUN
amfbr-778	46	34	of	of	ADP
amfbr-778	46	35	saving	save	VERB
amfbr-778	46	36	between	between	ADP
amfbr-778	46	37	investors	investor	NOUN
amfbr-778	46	38	and	and	CCONJ
amfbr-778	46	39	savers	saver	NOUN
amfbr-778	46	40	within	within	ADP
amfbr-778	46	41	the	the	DET
amfbr-778	46	42	banking	banking	NOUN
amfbr-778	46	43	sector	sector	NOUN
amfbr-778	46	44	is	be	AUX
amfbr-778	46	45	the	the	DET
amfbr-778	46	46	existence	existence	NOUN
amfbr-778	46	47	of	of	ADP
amfbr-778	46	48	prudential	prudential	ADJ
amfbr-778	46	49	regulation	regulation	NOUN
amfbr-778	46	50	and	and	CCONJ
amfbr-778	46	51	adequate	adequate	ADJ
amfbr-778	46	52	supervision	supervision	NOUN
amfbr-778	46	53	that	that	PRON
amfbr-778	46	54	adequately	adequately	ADV
amfbr-778	46	55	complement	complement	VERB
amfbr-778	46	56	each	each	DET
amfbr-778	46	57	other	other	ADJ
amfbr-778	46	58	;	;	PUNCT
amfbr-778	46	59	the	the	DET
amfbr-778	46	60	former	former	ADJ
amfbr-778	46	61	should	should	AUX
amfbr-778	46	62	provide	provide	VERB
amfbr-778	46	63	the	the	DET
amfbr-778	46	64	basis	basis	NOUN
amfbr-778	46	65	and	and	CCONJ
amfbr-778	46	66	the	the	DET
amfbr-778	46	67	appropriate	appropriate	ADJ
amfbr-778	46	68	legal	legal	ADJ
amfbr-778	46	69	structure	structure	NOUN
amfbr-778	46	70	so	so	SCONJ
amfbr-778	46	71	that	that	SCONJ
amfbr-778	46	72	credit	credit	NOUN
amfbr-778	46	73	institutions	institution	NOUN
amfbr-778	46	74	can	can	AUX
amfbr-778	46	75	accurately	accurately	ADV
amfbr-778	46	76	assess	assess	VERB
amfbr-778	46	77	the	the	DET
amfbr-778	46	78	financial	financial	ADJ
amfbr-778	46	79	risks	risk	NOUN
amfbr-778	46	80	they	they	PRON
amfbr-778	46	81	incur	incur	VERB
amfbr-778	46	82	.	.	PUNCT
amfbr-778	47	1	the	the	DET
amfbr-778	47	2	latter	latter	ADJ
amfbr-778	47	3	must	must	AUX
amfbr-778	47	4	ensure	ensure	VERB
amfbr-778	47	5	that	that	SCONJ
amfbr-778	47	6	banks	bank	NOUN
amfbr-778	47	7	observe	observe	VERB
amfbr-778	47	8	the	the	DET
amfbr-778	47	9	rules	rule	NOUN
amfbr-778	47	10	,	,	PUNCT
amfbr-778	47	11	standards	standard	NOUN
amfbr-778	47	12	,	,	PUNCT
amfbr-778	47	13	and	and	CCONJ
amfbr-778	47	14	codes	code	NOUN
amfbr-778	47	15	of	of	ADP
amfbr-778	47	16	prudence	prudence	NOUN
amfbr-778	47	17	that	that	PRON
amfbr-778	47	18	provide	provide	VERB
amfbr-778	47	19	them	they	PRON
amfbr-778	47	20	with	with	ADP
amfbr-778	47	21	appropriate	appropriate	ADJ
amfbr-778	47	22	levels	level	NOUN
amfbr-778	47	23	in	in	ADP
amfbr-778	47	24	the	the	DET
amfbr-778	47	25	key	key	ADJ
amfbr-778	47	26	variables	variable	NOUN
amfbr-778	47	27	underpinning	underpin	VERB
amfbr-778	47	28	and	and	CCONJ
amfbr-778	47	29	ultimately	ultimately	ADV
amfbr-778	47	30	,	,	PUNCT
amfbr-778	47	31	determining	determine	VERB
amfbr-778	47	32	their	their	PRON
amfbr-778	47	33	financial	financial	ADJ
amfbr-778	47	34	condition	condition	NOUN
amfbr-778	47	35	(	(	PUNCT
amfbr-778	47	36	profitability	profitability	NOUN
amfbr-778	47	37	and	and	CCONJ
amfbr-778	47	38	solvency	solvency	NOUN
amfbr-778	47	39	)	)	PUNCT
amfbr-778	47	40	.	.	PUNCT
amfbr-778	48	1	the	the	DET
amfbr-778	48	2	financial	financial	ADJ
amfbr-778	48	3	sector	sector	NOUN
amfbr-778	48	4	is	be	AUX
amfbr-778	48	5	examined	examine	VERB
amfbr-778	48	6	as	as	ADP
amfbr-778	48	7	a	a	DET
amfbr-778	48	8	whole	whole	NOUN
amfbr-778	48	9	to	to	PART
amfbr-778	48	10	evaluate	evaluate	VERB
amfbr-778	48	11	the	the	DET
amfbr-778	48	12	stability	stability	NOUN
amfbr-778	48	13	of	of	ADP
amfbr-778	48	14	the	the	DET
amfbr-778	48	15	financial	financial	ADJ
amfbr-778	48	16	system	system	NOUN
amfbr-778	48	17	.	.	PUNCT
amfbr-778	49	1	detection	detection	NOUN
amfbr-778	49	2	of	of	ADP
amfbr-778	49	3	vulnerable	vulnerable	ADJ
amfbr-778	49	4	parts	part	NOUN
amfbr-778	49	5	of	of	ADP
amfbr-778	49	6	the	the	DET
amfbr-778	49	7	financial	financial	ADJ
amfbr-778	49	8	industry	industry	NOUN
amfbr-778	49	9	and	and	CCONJ
amfbr-778	49	10	their	their	PRON
amfbr-778	49	11	attachment	attachment	NOUN
amfbr-778	49	12	to	to	ADP
amfbr-778	49	13	economic	economic	ADJ
amfbr-778	49	14	development	development	NOUN
amfbr-778	49	15	provides	provide	VERB
amfbr-778	49	16	the	the	DET
amfbr-778	49	17	possibility	possibility	NOUN
amfbr-778	49	18	to	to	PART
amfbr-778	49	19	reduce	reduce	VERB
amfbr-778	49	20	risks	risk	NOUN
amfbr-778	49	21	and	and	CCONJ
amfbr-778	49	22	to	to	PART
amfbr-778	49	23	strengthen	strengthen	VERB
amfbr-778	49	24	the	the	DET
amfbr-778	49	25	resilience	resilience	NOUN
amfbr-778	49	26	of	of	ADP
amfbr-778	49	27	the	the	DET
amfbr-778	49	28	financial	financial	ADJ
amfbr-778	49	29	sector	sector	NOUN
amfbr-778	49	30	against	against	ADP
amfbr-778	49	31	negative	negative	ADJ
amfbr-778	49	32	shocks	shock	NOUN
amfbr-778	49	33	impacts	impact	NOUN
amfbr-778	49	34	.	.	PUNCT
amfbr-778	50	1	stress	stress	NOUN
amfbr-778	50	2	tests	test	NOUN
amfbr-778	50	3	are	be	AUX
amfbr-778	50	4	a	a	DET
amfbr-778	50	5	rough	rough	ADJ
amfbr-778	50	6	estimation	estimation	NOUN
amfbr-778	50	7	of	of	ADP
amfbr-778	50	8	a	a	DET
amfbr-778	50	9	portfolio	portfolio	NOUN
amfbr-778	50	10	transformation	transformation	NOUN
amfbr-778	50	11	due	due	ADP
amfbr-778	50	12	to	to	ADP
amfbr-778	50	13	changes	change	NOUN
amfbr-778	50	14	in	in	ADP
amfbr-778	50	15	risk	risk	NOUN
amfbr-778	50	16	factors	factor	NOUN
amfbr-778	50	17	(	(	PUNCT
amfbr-778	50	18	stankova	stankova	X
amfbr-778	50	19	,	,	PUNCT
amfbr-778	50	20	2014	2014	NUM
amfbr-778	50	21	)	)	PUNCT
amfbr-778	50	22	.	.	PUNCT
amfbr-778	51	1	stress	stress	NOUN
amfbr-778	51	2	testing	testing	NOUN
amfbr-778	51	3	is	be	AUX
amfbr-778	51	4	an	an	DET
amfbr-778	51	5	approach	approach	NOUN
amfbr-778	51	6	to	to	PART
amfbr-778	51	7	gauge	gauge	VERB
amfbr-778	51	8	the	the	DET
amfbr-778	51	9	impact	impact	NOUN
amfbr-778	51	10	of	of	ADP
amfbr-778	51	11	a	a	DET
amfbr-778	51	12	large	large	ADJ
amfbr-778	51	13	shock	shock	NOUN
amfbr-778	51	14	on	on	ADP
amfbr-778	51	15	financial	financial	ADJ
amfbr-778	51	16	soundness	soundness	NOUN
amfbr-778	51	17	and	and	CCONJ
amfbr-778	51	18	market	market	NOUN
amfbr-778	51	19	functioning	functioning	NOUN
amfbr-778	51	20	.	.	PUNCT
amfbr-778	52	1	stress	stress	NOUN
amfbr-778	52	2	testing	testing	NOUN
amfbr-778	52	3	has	have	VERB
amfbr-778	52	4	the	the	DET
amfbr-778	52	5	potential	potential	NOUN
amfbr-778	52	6	to	to	PART
amfbr-778	52	7	support	support	VERB
amfbr-778	52	8	macro	macro	ADJ
amfbr-778	52	9	prudential	prudential	ADJ
amfbr-778	52	10	policy	policy	NOUN
amfbr-778	52	11	in	in	ADP
amfbr-778	52	12	the	the	DET
amfbr-778	52	13	design	design	NOUN
amfbr-778	52	14	,	,	PUNCT
amfbr-778	52	15	calibration	calibration	NOUN
amfbr-778	52	16	,	,	PUNCT
amfbr-778	52	17	and	and	CCONJ
amfbr-778	52	18	assessment	assessment	NOUN
amfbr-778	52	19	of	of	ADP
amfbr-778	52	20	the	the	DET
amfbr-778	52	21	impact	impact	NOUN
amfbr-778	52	22	of	of	ADP
amfbr-778	52	23	macro	macro	ADJ
amfbr-778	52	24	prudential	prudential	ADJ
amfbr-778	52	25	tools	tool	NOUN
amfbr-778	52	26	(	(	PUNCT
amfbr-778	52	27	constancio	constancio	NOUN
amfbr-778	52	28	,	,	PUNCT
amfbr-778	52	29	2017	2017	NUM
amfbr-778	52	30	)	)	PUNCT
amfbr-778	52	31	.	.	PUNCT
amfbr-778	53	1	regular	regular	ADJ
amfbr-778	53	2	stress	stress	NOUN
amfbr-778	53	3	testing	testing	NOUN
amfbr-778	53	4	should	should	AUX
amfbr-778	53	5	provide	provide	VERB
amfbr-778	53	6	a	a	DET
amfbr-778	53	7	more	more	ADV
amfbr-778	53	8	reliable	reliable	ADJ
amfbr-778	53	9	and	and	CCONJ
amfbr-778	53	10	accurate	accurate	ADJ
amfbr-778	53	11	assessment	assessment	NOUN
amfbr-778	53	12	of	of	ADP
amfbr-778	53	13	the	the	DET
amfbr-778	53	14	possible	possible	ADJ
amfbr-778	53	15	impact	impact	NOUN
amfbr-778	53	16	of	of	ADP
amfbr-778	53	17	adverse	adverse	ADJ
amfbr-778	53	18	shocks	shock	NOUN
amfbr-778	53	19	in	in	ADP
amfbr-778	53	20	the	the	DET
amfbr-778	53	21	form	form	NOUN
amfbr-778	53	22	of	of	ADP
amfbr-778	53	23	extreme	extreme	ADJ
amfbr-778	53	24	movements	movement	NOUN
amfbr-778	53	25	in	in	ADP
amfbr-778	53	26	variables	variable	NOUN
amfbr-778	53	27	liable	liable	ADJ
amfbr-778	53	28	to	to	PART
amfbr-778	53	29	affect	affect	VERB
amfbr-778	53	30	the	the	DET
amfbr-778	53	31	economic	economic	ADJ
amfbr-778	53	32	setting	setting	NOUN
amfbr-778	53	33	and	and	CCONJ
amfbr-778	53	34	the	the	DET
amfbr-778	53	35	main	main	ADJ
amfbr-778	53	36	determinants	determinant	NOUN
amfbr-778	53	37	of	of	ADP
amfbr-778	53	38	the	the	DET
amfbr-778	53	39	stability	stability	NOUN
amfbr-778	53	40	,	,	PUNCT
amfbr-778	53	41	and	and	CCONJ
amfbr-778	53	42	therefore	therefore	ADV
amfbr-778	53	43	the	the	DET
amfbr-778	53	44	soundness	soundness	NOUN
amfbr-778	53	45	of	of	ADP
amfbr-778	53	46	the	the	DET
amfbr-778	53	47	financial	financial	ADJ
amfbr-778	53	48	system	system	NOUN
amfbr-778	53	49	.	.	PUNCT
amfbr-778	54	1	to	to	PART
amfbr-778	54	2	address	address	VERB
amfbr-778	54	3	excessive	excessive	ADJ
amfbr-778	54	4	credit	credit	NOUN
amfbr-778	54	5	growth	growth	NOUN
amfbr-778	54	6	and	and	CCONJ
amfbr-778	54	7	leverage	leverage	NOUN
amfbr-778	54	8	,	,	PUNCT
amfbr-778	54	9	the	the	DET
amfbr-778	54	10	countercyclical	countercyclical	ADJ
amfbr-778	54	11	capital	capital	NOUN
amfbr-778	54	12	buffer	buffer	NOUN
amfbr-778	54	13	may	may	AUX
amfbr-778	54	14	be	be	AUX
amfbr-778	54	15	used	use	VERB
amfbr-778	54	16	to	to	PART
amfbr-778	54	17	measure	measure	VERB
amfbr-778	54	18	resilience	resilience	NOUN
amfbr-778	54	19	in	in	ADP
amfbr-778	54	20	banks	bank	NOUN
amfbr-778	54	21	and	and	CCONJ
amfbr-778	54	22	to	to	PART
amfbr-778	54	23	contribute	contribute	VERB
amfbr-778	54	24	to	to	ADP
amfbr-778	54	25	curbing	curb	VERB
amfbr-778	54	26	excessive	excessive	ADJ
amfbr-778	54	27	credit	credit	NOUN
amfbr-778	54	28	growth	growth	NOUN
amfbr-778	54	29	.	.	PUNCT
amfbr-778	55	1	the	the	DET
amfbr-778	55	2	loan	loan	NOUN
amfbr-778	55	3	-	-	PUNCT
amfbr-778	55	4	to	to	ADP
amfbr-778	55	5	-	-	PUNCT
amfbr-778	55	6	value	value	NOUN
amfbr-778	55	7	and	and	CCONJ
amfbr-778	55	8	loan	loan	NOUN
amfbr-778	55	9	-	-	PUNCT
amfbr-778	55	10	to	to	ADP
amfbr-778	55	11	-	-	PUNCT
amfbr-778	55	12	income	income	NOUN
amfbr-778	55	13	cap	cap	NOUN
amfbr-778	55	14	may	may	AUX
amfbr-778	55	15	be	be	AUX
amfbr-778	55	16	used	use	VERB
amfbr-778	55	17	to	to	PART
amfbr-778	55	18	measure	measure	VERB
amfbr-778	55	19	the	the	DET
amfbr-778	55	20	resilience	resilience	NOUN
amfbr-778	55	21	of	of	ADP
amfbr-778	55	22	borrowers	borrower	NOUN
amfbr-778	55	23	and	and	CCONJ
amfbr-778	55	24	banks	bank	NOUN
amfbr-778	55	25	to	to	PART
amfbr-778	55	26	mitigate	mitigate	VERB
amfbr-778	55	27	pro	pro	ADJ
amfbr-778	55	28	-	-	ADJ
amfbr-778	55	29	cyclicality	cyclicality	ADJ
amfbr-778	55	30	mortgage	mortgage	NOUN
amfbr-778	55	31	credit	credit	NOUN
amfbr-778	55	32	(	(	PUNCT
amfbr-778	55	33	lee	lee	PROPN
amfbr-778	55	34	,	,	PUNCT
amfbr-778	55	35	gaspar	gaspar	PROPN
amfbr-778	55	36	,	,	PUNCT
amfbr-778	55	37	and	and	CCONJ
amfbr-778	55	38	villaruel	villaruel	NOUN
amfbr-778	55	39	,	,	PUNCT
amfbr-778	55	40	2017	2017	NUM
amfbr-778	55	41	)	)	PUNCT
amfbr-778	55	42	.	.	PUNCT
amfbr-778	56	1	in	in	ADP
amfbr-778	56	2	a	a	DET
amfbr-778	56	3	study	study	NOUN
amfbr-778	56	4	conducted	conduct	VERB
amfbr-778	56	5	in	in	ADP
amfbr-778	56	6	the	the	DET
amfbr-778	56	7	united	united	PROPN
amfbr-778	56	8	states	states	PROPN
amfbr-778	56	9	,	,	PUNCT
amfbr-778	56	10	the	the	DET
amfbr-778	56	11	impact	impact	NOUN
amfbr-778	56	12	of	of	ADP
amfbr-778	56	13	the	the	DET
amfbr-778	56	14	federal	federal	ADJ
amfbr-778	56	15	reserves	reserve	NOUN
amfbr-778	56	16	'	'	PART
amfbr-778	56	17	stress	stress	NOUN
amfbr-778	56	18	tests	test	NOUN
amfbr-778	56	19	on	on	ADP
amfbr-778	56	20	the	the	DET
amfbr-778	56	21	lending	lending	NOUN
amfbr-778	56	22	of	of	ADP
amfbr-778	56	23	us	us	PROPN
amfbr-778	56	24	bank	bank	NOUN
amfbr-778	56	25	holding	hold	VERB
amfbr-778	56	26	companies	company	NOUN
amfbr-778	56	27	.	.	PUNCT
amfbr-778	57	1	the	the	DET
amfbr-778	57	2	study	study	NOUN
amfbr-778	57	3	concluded	conclude	VERB
amfbr-778	57	4	that	that	SCONJ
amfbr-778	57	5	there	there	PRON
amfbr-778	57	6	is	be	VERB
amfbr-778	57	7	no	no	DET
amfbr-778	57	8	systematic	systematic	ADJ
amfbr-778	57	9	evidence	evidence	NOUN
amfbr-778	57	10	in	in	ADP
amfbr-778	57	11	favour	favour	NOUN
amfbr-778	57	12	of	of	ADP
amfbr-778	57	13	the	the	DET
amfbr-778	57	14	risk	risk	NOUN
amfbr-778	57	15	mitigation	mitigation	NOUN
amfbr-778	57	16	hypothesis	hypothesis	NOUN
amfbr-778	57	17	.	.	PUNCT
amfbr-778	58	1	the	the	DET
amfbr-778	58	2	capital	capital	NOUN
amfbr-778	58	3	gap	gap	NOUN
amfbr-778	58	4	is	be	AUX
amfbr-778	58	5	not	not	PART
amfbr-778	58	6	constraining	constrain	VERB
amfbr-778	58	7	bank	bank	NOUN
amfbr-778	58	8	loan	loan	NOUN
amfbr-778	58	9	growth	growth	NOUN
amfbr-778	58	10	or	or	CCONJ
amfbr-778	58	11	causing	cause	VERB
amfbr-778	58	12	banks	bank	NOUN
amfbr-778	58	13	to	to	PART
amfbr-778	58	14	tighten	tighten	VERB
amfbr-778	58	15	their	their	PRON
amfbr-778	58	16	lending	lending	NOUN
amfbr-778	58	17	standards	standard	NOUN
amfbr-778	58	18	.	.	PUNCT
amfbr-778	59	1	growth	growth	NOUN
amfbr-778	59	2	differences	difference	NOUN
amfbr-778	59	3	were	be	AUX
amfbr-778	59	4	driven	drive	VERB
amfbr-778	59	5	largely	largely	ADV
amfbr-778	59	6	by	by	ADP
amfbr-778	59	7	credit	credit	NOUN
amfbr-778	59	8	quality	quality	NOUN
amfbr-778	59	9	and	and	CCONJ
amfbr-778	59	10	by	by	ADP
amfbr-778	59	11	other	other	ADJ
amfbr-778	59	12	factors	factor	NOUN
amfbr-778	59	13	beyond	beyond	ADP
amfbr-778	59	14	the	the	DET
amfbr-778	59	15	stress	stress	NOUN
amfbr-778	59	16	tests	test	NOUN
amfbr-778	59	17	such	such	ADJ
amfbr-778	59	18	as	as	ADP
amfbr-778	59	19	loan	loan	NOUN
amfbr-778	59	20	demand	demand	NOUN
amfbr-778	59	21	(	(	PUNCT
amfbr-778	59	22	basset	basset	NOUN
amfbr-778	59	23	and	and	CCONJ
amfbr-778	59	24	berrospide	berrospide	NOUN
amfbr-778	59	25	,	,	PUNCT
amfbr-778	59	26	2018	2018	NUM
amfbr-778	59	27	)	)	PUNCT
amfbr-778	59	28	more	more	ADJ
amfbr-778	59	29	capital	capital	NOUN
amfbr-778	59	30	is	be	AUX
amfbr-778	59	31	associated	associate	VERB
amfbr-778	59	32	with	with	ADP
amfbr-778	59	33	higher	high	ADJ
amfbr-778	59	34	loan	loan	NOUN
amfbr-778	59	35	growth	growth	NOUN
amfbr-778	59	36	.	.	PUNCT
amfbr-778	60	1	increased	increase	VERB
amfbr-778	60	2	level	level	NOUN
amfbr-778	60	3	of	of	ADP
amfbr-778	60	4	capital	capital	NOUN
amfbr-778	60	5	and	and	CCONJ
amfbr-778	60	6	the	the	DET
amfbr-778	60	7	higher	high	ADJ
amfbr-778	60	8	capital	capital	NOUN
amfbr-778	60	9	buffers	buffer	NOUN
amfbr-778	60	10	brought	bring	VERB
amfbr-778	60	11	by	by	ADP
amfbr-778	60	12	the	the	DET
amfbr-778	60	13	post	post	ADJ
amfbr-778	60	14	-	-	ADJ
amfbr-778	60	15	crisis	crisis	ADJ
amfbr-778	60	16	regulatory	regulatory	ADJ
amfbr-778	60	17	reform	reform	NOUN
amfbr-778	60	18	,	,	PUNCT
amfbr-778	60	19	which	which	PRON
amfbr-778	60	20	makes	make	VERB
amfbr-778	60	21	banks	bank	NOUN
amfbr-778	60	22	safer	safe	ADJ
amfbr-778	60	23	,	,	PUNCT
amfbr-778	60	24	more	more	ADV
amfbr-778	60	25	resilient	resilient	ADJ
amfbr-778	60	26	,	,	PUNCT
amfbr-778	60	27	put	put	VERB
amfbr-778	60	28	banks	bank	NOUN
amfbr-778	60	29	in	in	ADP
amfbr-778	60	30	a	a	DET
amfbr-778	60	31	better	well	ADJ
amfbr-778	60	32	position	position	NOUN
amfbr-778	60	33	to	to	PART
amfbr-778	60	34	lend	lend	VERB
amfbr-778	60	35	more	more	ADJ
amfbr-778	60	36	(	(	PUNCT
amfbr-778	60	37	basset	basset	NOUN
amfbr-778	60	38	and	and	CCONJ
amfbr-778	60	39	berrospide	berrospide	NOUN
amfbr-778	60	40	,	,	PUNCT
amfbr-778	60	41	2018	2018	NUM
amfbr-778	60	42	)	)	PUNCT
amfbr-778	60	43	.	.	PUNCT
amfbr-778	61	1	two	two	NUM
amfbr-778	61	2	hypotheses	hypothesis	NOUN
amfbr-778	61	3	were	be	AUX
amfbr-778	61	4	considered	consider	VERB
amfbr-778	61	5	.	.	PUNCT
amfbr-778	62	1	the	the	DET
amfbr-778	62	2	risk	risk	NOUN
amfbr-778	62	3	mitigation	mitigation	NOUN
amfbr-778	62	4	hypothesis	hypothesis	NOUN
amfbr-778	62	5	is	be	AUX
amfbr-778	62	6	where	where	SCONJ
amfbr-778	62	7	additional	additional	ADJ
amfbr-778	62	8	capital	capital	NOUN
amfbr-778	62	9	required	require	VERB
amfbr-778	62	10	by	by	ADP
amfbr-778	62	11	the	the	DET
amfbr-778	62	12	stress	stress	NOUN
amfbr-778	62	13	tests	test	NOUN
amfbr-778	62	14	causes	cause	VERB
amfbr-778	62	15	banks	bank	NOUN
amfbr-778	62	16	to	to	PART
amfbr-778	62	17	reduce	reduce	VERB
amfbr-778	62	18	their	their	PRON
amfbr-778	62	19	risk	risk	NOUN
amfbr-778	62	20	-	-	PUNCT
amfbr-778	62	21	taking	take	VERB
amfbr-778	62	22	activities	activity	NOUN
amfbr-778	62	23	by	by	ADP
amfbr-778	62	24	tightening	tighten	VERB
amfbr-778	62	25	their	their	PRON
amfbr-778	62	26	lending	lending	NOUN
amfbr-778	62	27	standards	standard	NOUN
amfbr-778	62	28	and	and	CCONJ
amfbr-778	62	29	decreasing	decrease	VERB
amfbr-778	62	30	credit	credit	NOUN
amfbr-778	62	31	supply	supply	NOUN
amfbr-778	62	32	.	.	PUNCT
amfbr-778	63	1	the	the	DET
amfbr-778	63	2	risk	risk	NOUN
amfbr-778	63	3	facilitation	facilitation	NOUN
amfbr-778	63	4	hypothesis	hypothesis	NOUN
amfbr-778	63	5	is	be	AUX
amfbr-778	63	6	where	where	SCONJ
amfbr-778	63	7	higher	high	ADJ
amfbr-778	63	8	capital	capital	NOUN
amfbr-778	63	9	buffers	buffer	NOUN
amfbr-778	63	10	resulting	result	VERB
amfbr-778	63	11	from	from	ADP
amfbr-778	63	12	the	the	DET
amfbr-778	63	13	stress	stress	NOUN
amfbr-778	63	14	tests	test	NOUN
amfbr-778	63	15	make	make	VERB
amfbr-778	63	16	banks	bank	NOUN
amfbr-778	63	17	more	more	ADV
amfbr-778	63	18	resilient	resilient	ADJ
amfbr-778	63	19	and	and	CCONJ
amfbr-778	63	20	thus	thus	ADV
amfbr-778	63	21	put	put	VERB
amfbr-778	63	22	them	they	PRON
amfbr-778	63	23	in	in	ADP
amfbr-778	63	24	a	a	DET
amfbr-778	63	25	better	well	ADJ
amfbr-778	63	26	position	position	NOUN
amfbr-778	63	27	to	to	PART
amfbr-778	63	28	loosen	loosen	VERB
amfbr-778	63	29	their	their	PRON
amfbr-778	63	30	lending	lending	NOUN
amfbr-778	63	31	standards	standard	NOUN
amfbr-778	63	32	and	and	CCONJ
amfbr-778	63	33	take	take	VERB
amfbr-778	63	34	more	more	ADJ
amfbr-778	63	35	risks	risk	NOUN
amfbr-778	63	36	by	by	ADP
amfbr-778	63	37	increasing	increase	VERB
amfbr-778	63	38	their	their	PRON
amfbr-778	63	39	lending	lending	NOUN
amfbr-778	63	40	(	(	PUNCT
amfbr-778	63	41	basset	basset	NOUN
amfbr-778	63	42	and	and	CCONJ
amfbr-778	63	43	berrospide	berrospide	NOUN
amfbr-778	63	44	2018	2018	NUM
amfbr-778	63	45	)	)	PUNCT
amfbr-778	63	46	.	.	PUNCT
amfbr-778	64	1	the	the	DET
amfbr-778	64	2	progressive	progressive	ADJ
amfbr-778	64	3	implementation	implementation	NOUN
amfbr-778	64	4	of	of	ADP
amfbr-778	64	5	stress	stress	NOUN
amfbr-778	64	6	tests	test	NOUN
amfbr-778	64	7	as	as	ADP
amfbr-778	64	8	a	a	DET
amfbr-778	64	9	toll	toll	NOUN
amfbr-778	64	10	complementing	complement	VERB
amfbr-778	64	11	traditional	traditional	ADJ
amfbr-778	64	12	supervisory	supervisory	ADJ
amfbr-778	64	13	practices	practice	NOUN
amfbr-778	64	14	is	be	AUX
amfbr-778	64	15	making	make	VERB
amfbr-778	64	16	them	they	PRON
amfbr-778	64	17	increasingly	increasingly	ADV
amfbr-778	64	18	valuable	valuable	ADJ
amfbr-778	64	19	to	to	ADP
amfbr-778	64	20	financial	financial	ADJ
amfbr-778	64	21	authorities	authority	NOUN
amfbr-778	64	22	in	in	ADP
amfbr-778	64	23	monitoring	monitor	VERB
amfbr-778	64	24	and	and	CCONJ
amfbr-778	64	25	safeguarding	safeguard	VERB
amfbr-778	64	26	the	the	DET
amfbr-778	64	27	stability	stability	NOUN
amfbr-778	64	28	of	of	ADP
amfbr-778	64	29	the	the	DET
amfbr-778	64	30	economic	economic	ADJ
amfbr-778	64	31	environment	environment	NOUN
amfbr-778	64	32	.	.	PUNCT
amfbr-778	65	1	the	the	DET
amfbr-778	65	2	increasing	increase	VERB
amfbr-778	65	3	use	use	NOUN
amfbr-778	65	4	of	of	ADP
amfbr-778	65	5	stress	stress	NOUN
amfbr-778	65	6	tests	test	NOUN
amfbr-778	65	7	highlights	highlight	NOUN
amfbr-778	65	8	the	the	DET
amfbr-778	65	9	need	need	NOUN
amfbr-778	65	10	to	to	PART
amfbr-778	65	11	establish	establish	VERB
amfbr-778	65	12	basic	basic	ADJ
amfbr-778	65	13	principles	principle	NOUN
amfbr-778	65	14	and	and	CCONJ
amfbr-778	65	15	guidelines	guideline	NOUN
amfbr-778	65	16	providing	provide	VERB
amfbr-778	65	17	for	for	ADP
amfbr-778	65	18	a	a	DET
amfbr-778	65	19	systematic	systematic	ADJ
amfbr-778	65	20	approach	approach	NOUN
amfbr-778	65	21	to	to	ADP
amfbr-778	65	22	them	they	PRON
amfbr-778	65	23	that	that	PRON
amfbr-778	65	24	are	be	AUX
amfbr-778	65	25	rigorous	rigorous	ADJ
amfbr-778	65	26	and	and	CCONJ
amfbr-778	65	27	straightforward	straightforward	ADJ
amfbr-778	65	28	(	(	PUNCT
amfbr-778	65	29	rodriguez	rodriguez	NOUN
amfbr-778	65	30	,	,	PUNCT
amfbr-778	65	31	trucharte	trucharte	NOUN
amfbr-778	65	32	,	,	PUNCT
amfbr-778	65	33	and	and	CCONJ
amfbr-778	65	34	marcelo	marcelo	PROPN
amfbr-778	65	35	,	,	PUNCT
amfbr-778	65	36	2018	2018	NUM
amfbr-778	65	37	)	)	PUNCT
amfbr-778	65	38	.	.	PUNCT
amfbr-778	66	1	the	the	DET
amfbr-778	66	2	possible	possible	ADJ
amfbr-778	66	3	deficits	deficit	NOUN
amfbr-778	66	4	of	of	ADP
amfbr-778	66	5	stress	stress	NOUN
amfbr-778	66	6	tests	test	NOUN
amfbr-778	66	7	may	may	AUX
amfbr-778	66	8	be	be	AUX
amfbr-778	66	9	seen	see	VERB
amfbr-778	66	10	when	when	SCONJ
amfbr-778	66	11	it	it	PRON
amfbr-778	66	12	selects	select	VERB
amfbr-778	66	13	stress	stress	NOUN
amfbr-778	66	14	scenarios	scenario	NOUN
amfbr-778	66	15	in	in	ADP
amfbr-778	66	16	a	a	DET
amfbr-778	66	17	way	way	NOUN
amfbr-778	66	18	that	that	PRON
amfbr-778	66	19	might	might	AUX
amfbr-778	66	20	leave	leave	VERB
amfbr-778	66	21	many	many	ADJ
amfbr-778	66	22	dangerous	dangerous	ADJ
amfbr-778	66	23	scenarios	scenario	NOUN
amfbr-778	66	24	and	and	CCONJ
amfbr-778	66	25	thus	thus	ADV
amfbr-778	66	26	create	create	VERB
amfbr-778	66	27	an	an	DET
amfbr-778	66	28	illusion	illusion	NOUN
amfbr-778	66	29	of	of	ADP
amfbr-778	66	30	safety	safety	NOUN
amfbr-778	66	31	,	,	PUNCT
amfbr-778	66	32	which	which	PRON
amfbr-778	66	33	might	might	AUX
amfbr-778	66	34	consider	consider	VERB
amfbr-778	66	35	highly	highly	ADV
amfbr-778	66	36	implausible	implausible	ADJ
amfbr-778	66	37	scenarios	scenario	NOUN
amfbr-778	66	38	and	and	CCONJ
amfbr-778	66	39	thus	thus	ADV
amfbr-778	66	40	trigger	trigger	VERB
amfbr-778	66	41	a	a	DET
amfbr-778	66	42	false	false	ADJ
amfbr-778	66	43	a	a	DET
amfbr-778	66	44	larm	larm	NOUN
amfbr-778	66	45	.	.	PUNCT
amfbr-778	67	1	stress	stress	NOUN
amfbr-778	67	2	tests	test	NOUN
amfbr-778	67	3	should	should	AUX
amfbr-778	67	4	include	include	VERB
amfbr-778	67	5	tools	tool	NOUN
amfbr-778	67	6	to	to	PART
amfbr-778	67	7	analyze	analyze	VERB
amfbr-778	67	8	systemic	systemic	ADJ
amfbr-778	67	9	risk	risk	NOUN
amfbr-778	67	10	arising	arise	VERB
amfbr-778	67	11	from	from	ADP
amfbr-778	67	12	the	the	DET
amfbr-778	67	13	interaction	interaction	NOUN
amfbr-778	67	14	of	of	ADP
amfbr-778	67	15	banks	bank	NOUN
amfbr-778	67	16	with	with	ADP
amfbr-778	67	17	each	each	DET
amfbr-778	67	18	other	other	ADJ
amfbr-778	67	19	and	and	CCONJ
amfbr-778	67	20	with	with	ADP
amfbr-778	67	21	the	the	DET
amfbr-778	67	22	markets	market	NOUN
amfbr-778	67	23	(	(	PUNCT
amfbr-778	67	24	breuer	breuer	PROPN
amfbr-778	67	25	and	and	CCONJ
amfbr-778	67	26	summer	summer	NOUN
amfbr-778	67	27	,	,	PUNCT
amfbr-778	67	28	2018	2018	NUM
amfbr-778	67	29	)	)	PUNCT
amfbr-778	67	30	.	.	PUNCT
amfbr-778	68	1	disclosure	disclosure	NOUN
amfbr-778	68	2	of	of	ADP
amfbr-778	68	3	stress	stress	NOUN
amfbr-778	68	4	-	-	PUNCT
amfbr-778	68	5	test	test	NOUN
amfbr-778	68	6	results	result	NOUN
amfbr-778	68	7	facilitates	facilitate	VERB
amfbr-778	68	8	the	the	DET
amfbr-778	68	9	coordination	coordination	NOUN
amfbr-778	68	10	of	of	ADP
amfbr-778	68	11	risk	risk	NOUN
amfbr-778	68	12	decisions	decision	NOUN
amfbr-778	68	13	among	among	ADP
amfbr-778	68	14	banks	bank	NOUN
amfbr-778	68	15	by	by	ADP
amfbr-778	68	16	providing	provide	VERB
amfbr-778	68	17	information	information	NOUN
amfbr-778	68	18	about	about	ADP
amfbr-778	68	19	the	the	DET
amfbr-778	68	20	likelihood	likelihood	NOUN
amfbr-778	68	21	of	of	ADP
amfbr-778	68	22	a	a	DET
amfbr-778	68	23	bailout	bailout	NOUN
amfbr-778	68	24	.	.	PUNCT
amfbr-778	69	1	the	the	DET
amfbr-778	69	2	results	result	NOUN
amfbr-778	69	3	may	may	AUX
amfbr-778	69	4	make	make	VERB
amfbr-778	69	5	risk	risk	NOUN
amfbr-778	69	6	decisions	decision	NOUN
amfbr-778	69	7	in	in	ADP
amfbr-778	69	8	the	the	DET
amfbr-778	69	9	banking	banking	NOUN
amfbr-778	69	10	industry	industry	NOUN
amfbr-778	69	11	more	more	ADV
amfbr-778	69	12	extreme	extreme	ADJ
amfbr-778	69	13	(	(	PUNCT
amfbr-778	69	14	corona	corona	PROPN
amfbr-778	69	15	,	,	PUNCT
amfbr-778	69	16	nan	nan	PROPN
amfbr-778	69	17	,	,	PUNCT
amfbr-778	69	18	and	and	CCONJ
amfbr-778	69	19	zhang	zhang	PROPN
amfbr-778	69	20	,	,	PUNCT
amfbr-778	69	21	2019	2019	NUM
amfbr-778	69	22	)	)	PUNCT
amfbr-778	69	23	stress	stress	NOUN
amfbr-778	69	24	test	test	NOUN
amfbr-778	69	25	result	result	NOUN
amfbr-778	69	26	likelihood	likelihood	NOUN
amfbr-778	69	27	of	of	ADP
amfbr-778	69	28	a	a	DET
amfbr-778	69	29	bailout	bailout	NOUN
amfbr-778	69	30	level	level	NOUN
amfbr-778	69	31	of	of	ADP
amfbr-778	69	32	risk	risk	NOUN
amfbr-778	69	33	the	the	DET
amfbr-778	69	34	small	small	ADJ
amfbr-778	69	35	number	number	NOUN
amfbr-778	69	36	of	of	ADP
amfbr-778	69	37	low	low	ADJ
amfbr-778	69	38	-	-	PUNCT
amfbr-778	69	39	type	type	NOUN
amfbr-778	69	40	banks	bank	NOUN
amfbr-778	69	41	low	low	ADJ
amfbr-778	69	42	likelihood	likelihood	NOUN
amfbr-778	69	43	of	of	ADP
amfbr-778	69	44	a	a	DET
amfbr-778	69	45	bailout	bailout	NOUN
amfbr-778	69	46	low	low	ADJ
amfbr-778	69	47	level	level	NOUN
amfbr-778	69	48	of	of	ADP
amfbr-778	69	49	risk	risk	NOUN
amfbr-778	69	50	a	a	DET
amfbr-778	69	51	large	large	ADJ
amfbr-778	69	52	number	number	NOUN
amfbr-778	69	53	of	of	ADP
amfbr-778	69	54	low	low	ADJ
amfbr-778	69	55	-	-	PUNCT
amfbr-778	69	56	type	type	NOUN
amfbr-778	69	57	banks	bank	NOUN
amfbr-778	69	58	high	high	ADJ
amfbr-778	69	59	likelihood	likelihood	NOUN
amfbr-778	69	60	of	of	ADP
amfbr-778	69	61	a	a	DET
amfbr-778	69	62	bailout	bailout	NOUN
amfbr-778	69	63	aggravates	aggravate	VERB
amfbr-778	69	64	bank	bank	NOUN
amfbr-778	69	65	’s	’s	PART
amfbr-778	69	66	excessive	excessive	ADJ
amfbr-778	69	67	risktaking	risktake	VERB
amfbr-778	69	68	figure	figure	NOUN
amfbr-778	69	69	3	3	NUM
amfbr-778	69	70	.	.	PUNCT
amfbr-778	70	1	disclosure	disclosure	NOUN
amfbr-778	70	2	of	of	ADP
amfbr-778	70	3	stress	stress	NOUN
amfbr-778	70	4	-	-	PUNCT
amfbr-778	70	5	test	test	NOUN
amfbr-778	70	6	results	result	NOUN
amfbr-778	70	7	source	source	NOUN
amfbr-778	70	8	:	:	PUNCT
amfbr-778	70	9	kohn	kohn	PROPN
amfbr-778	70	10	and	and	CCONJ
amfbr-778	70	11	liang	liang	PROPN
amfbr-778	70	12	(	(	PUNCT
amfbr-778	70	13	2019	2019	NUM
amfbr-778	70	14	)	)	PUNCT
amfbr-778	71	1	copyright	copyright	NOUN
amfbr-778	71	2	©	©	PROPN
amfbr-778	71	3	cc	cc	PROPN
amfbr-778	71	4	-	-	PUNCT
amfbr-778	71	5	by	by	ADP
amfbr-778	71	6	-	-	PUNCT
amfbr-778	71	7	nc	nc	PROPN
amfbr-778	71	8	2020	2020	NUM
amfbr-778	71	9	,	,	PUNCT
amfbr-778	71	10	cribfb	cribfb	PROPN
amfbr-778	71	11	|	|	ADV
amfbr-778	71	12	amfbr	amfbr	ADJ
amfbr-778	71	13	www.cribfb.com/journal/index.php/amfbr	www.cribfb.com/journal/index.php/amfbr	PROPN
amfbr-778	71	14	american	american	PROPN
amfbr-778	71	15	finance	finance	PROPN
amfbr-778	71	16	&	&	CCONJ
amfbr-778	71	17	banking	banking	PROPN
amfbr-778	71	18	review	review	PROPN
amfbr-778	71	19	vol	vol	NOUN
amfbr-778	71	20	.	.	PROPN
amfbr-778	71	21	5	5	NUM
amfbr-778	71	22	,	,	PUNCT
amfbr-778	71	23	no	no	INTJ
amfbr-778	71	24	.	.	NOUN
amfbr-778	71	25	2	2	NUM
amfbr-778	71	26	;	;	PUNCT
amfbr-778	71	27	2020	2020	NUM
amfbr-778	71	28	4	4	NUM
amfbr-778	71	29	if	if	SCONJ
amfbr-778	71	30	absent	absent	ADJ
amfbr-778	71	31	stress	stress	NOUN
amfbr-778	71	32	tests	test	VERB
amfbr-778	71	33	low	low	ADJ
amfbr-778	71	34	-	-	PUNCT
amfbr-778	71	35	type	type	NOUN
amfbr-778	71	36	banks	bank	NOUN
amfbr-778	71	37	would	would	AUX
amfbr-778	71	38	coordinate	coordinate	VERB
amfbr-778	71	39	on	on	ADP
amfbr-778	71	40	an	an	DET
amfbr-778	71	41	equilibrium	equilibrium	NOUN
amfbr-778	71	42	in	in	ADP
amfbr-778	71	43	which	which	PRON
amfbr-778	71	44	they	they	PRON
amfbr-778	71	45	take	take	VERB
amfbr-778	71	46	low	low	ADJ
amfbr-778	71	47	risk	risk	NOUN
amfbr-778	71	48	,	,	PUNCT
amfbr-778	71	49	then	then	ADV
amfbr-778	71	50	the	the	DET
amfbr-778	71	51	disclosure	disclosure	NOUN
amfbr-778	71	52	of	of	ADP
amfbr-778	71	53	the	the	DET
amfbr-778	71	54	test	test	NOUN
amfbr-778	71	55	result	result	NOUN
amfbr-778	71	56	can	can	AUX
amfbr-778	71	57	induce	induce	VERB
amfbr-778	71	58	them	they	PRON
amfbr-778	71	59	to	to	PART
amfbr-778	71	60	coordinate	coordinate	VERB
amfbr-778	71	61	instead	instead	ADV
amfbr-778	71	62	on	on	ADP
amfbr-778	71	63	an	an	DET
amfbr-778	71	64	equilibrium	equilibrium	NOUN
amfbr-778	71	65	in	in	ADP
amfbr-778	71	66	which	which	PRON
amfbr-778	71	67	they	they	PRON
amfbr-778	71	68	take	take	VERB
amfbr-778	71	69	a	a	DET
amfbr-778	71	70	high	high	ADJ
amfbr-778	71	71	risk	risk	NOUN
amfbr-778	71	72	.	.	PUNCT
amfbr-778	72	1	this	this	PRON
amfbr-778	72	2	forces	force	VERB
amfbr-778	72	3	the	the	DET
amfbr-778	72	4	regulator	regulator	NOUN
amfbr-778	72	5	to	to	PART
amfbr-778	72	6	ban	ban	VERB
amfbr-778	72	7	some	some	DET
amfbr-778	72	8	banks	bank	NOUN
amfbr-778	72	9	from	from	ADP
amfbr-778	72	10	investing	investing	NOUN
amfbr-778	72	11	,	,	PUNCT
amfbr-778	72	12	which	which	PRON
amfbr-778	72	13	in	in	ADP
amfbr-778	72	14	turn	turn	NOUN
amfbr-778	72	15	leads	lead	VERB
amfbr-778	72	16	to	to	ADP
amfbr-778	72	17	a	a	DET
amfbr-778	72	18	welfare	welfare	NOUN
amfbr-778	72	19	loss	loss	NOUN
amfbr-778	72	20	compared	compare	VERB
amfbr-778	72	21	to	to	ADP
amfbr-778	72	22	the	the	DET
amfbr-778	72	23	no	no	DET
amfbr-778	72	24	-	-	PUNCT
amfbr-778	72	25	stress	stress	NOUN
amfbr-778	72	26	-	-	PUNCT
amfbr-778	72	27	test	test	NOUN
amfbr-778	72	28	scenarios	scenario	NOUN
amfbr-778	72	29	,	,	PUNCT
amfbr-778	72	30	because	because	SCONJ
amfbr-778	72	31	,	,	PUNCT
amfbr-778	72	32	absent	absent	ADJ
amfbr-778	72	33	stress	stress	NOUN
amfbr-778	72	34	tests	test	NOUN
amfbr-778	72	35	,	,	PUNCT
amfbr-778	72	36	the	the	DET
amfbr-778	72	37	banned	ban	VERB
amfbr-778	72	38	banks	bank	NOUN
amfbr-778	72	39	would	would	AUX
amfbr-778	72	40	have	have	AUX
amfbr-778	72	41	generated	generate	VERB
amfbr-778	72	42	a	a	DET
amfbr-778	72	43	positive	positive	ADJ
amfbr-778	72	44	social	social	ADJ
amfbr-778	72	45	surplus	surplus	NOUN
amfbr-778	72	46	.	.	PUNCT
amfbr-778	73	1	stress	stress	NOUN
amfbr-778	73	2	tests	test	NOUN
amfbr-778	73	3	provide	provide	VERB
amfbr-778	73	4	the	the	DET
amfbr-778	73	5	regulator	regulator	NOUN
amfbr-778	73	6	with	with	ADP
amfbr-778	73	7	information	information	NOUN
amfbr-778	73	8	about	about	ADP
amfbr-778	73	9	banks	bank	NOUN
amfbr-778	73	10	’	'	PUNCT
amfbr-778	73	11	type	type	NOUN
amfbr-778	73	12	and	and	CCONJ
amfbr-778	73	13	allow	allow	VERB
amfbr-778	73	14	the	the	DET
amfbr-778	73	15	regulator	regulator	NOUN
amfbr-778	73	16	to	to	ADP
amfbr-778	73	17	fine	fine	ADJ
amfbr-778	73	18	-	-	PUNCT
amfbr-778	73	19	tune	tune	NOUN
amfbr-778	73	20	intervention	intervention	NOUN
amfbr-778	73	21	policy	policy	NOUN
amfbr-778	73	22	to	to	PART
amfbr-778	73	23	optimally	optimally	ADV
amfbr-778	73	24	depend	depend	VERB
amfbr-778	73	25	not	not	PART
amfbr-778	73	26	only	only	ADV
amfbr-778	73	27	on	on	ADP
amfbr-778	73	28	the	the	DET
amfbr-778	73	29	individual	individual	NOUN
amfbr-778	73	30	but	but	CCONJ
amfbr-778	73	31	also	also	ADV
amfbr-778	73	32	on	on	ADP
amfbr-778	73	33	the	the	DET
amfbr-778	73	34	aggregate	aggregate	ADJ
amfbr-778	73	35	stress	stress	NOUN
amfbr-778	73	36	-	-	PUNCT
amfbr-778	73	37	test	test	NOUN
amfbr-778	73	38	outcomes	outcome	NOUN
amfbr-778	73	39	.	.	PUNCT
amfbr-778	74	1	therefore	therefore	ADV
amfbr-778	74	2	,	,	PUNCT
amfbr-778	74	3	conducting	conduct	VERB
amfbr-778	74	4	stress	stress	NOUN
amfbr-778	74	5	tests	test	NOUN
amfbr-778	74	6	yields	yield	VERB
amfbr-778	74	7	the	the	DET
amfbr-778	74	8	social	social	ADJ
amfbr-778	74	9	benefit	benefit	NOUN
amfbr-778	74	10	of	of	ADP
amfbr-778	74	11	allowing	allow	VERB
amfbr-778	74	12	the	the	DET
amfbr-778	74	13	regulator	regulator	NOUN
amfbr-778	74	14	to	to	ADP
amfbr-778	74	15	both	both	PRON
amfbr-778	74	16	intervene	intervene	VERB
amfbr-778	74	17	selectively	selectively	ADV
amfbr-778	74	18	and	and	CCONJ
amfbr-778	74	19	discipline	discipline	VERB
amfbr-778	74	20	the	the	DET
amfbr-778	74	21	risk	risk	NOUN
amfbr-778	74	22	decisions	decision	NOUN
amfbr-778	74	23	of	of	ADP
amfbr-778	74	24	un	un	ADJ
amfbr-778	74	25	-	-	ADJ
amfbr-778	74	26	intervened	intervened	ADJ
amfbr-778	74	27	banks	bank	NOUN
amfbr-778	74	28	(	(	PUNCT
amfbr-778	74	29	corona	corona	PROPN
amfbr-778	74	30	,	,	PUNCT
amfbr-778	74	31	nan	nan	PROPN
amfbr-778	74	32	,	,	PUNCT
amfbr-778	74	33	and	and	CCONJ
amfbr-778	74	34	zhang	zhang	PROPN
amfbr-778	74	35	2019	2019	NUM
amfbr-778	74	36	)	)	PUNCT
amfbr-778	74	37	.	.	PUNCT
amfbr-778	75	1	3	3	X
amfbr-778	75	2	.	.	X
amfbr-778	75	3	conclusion	conclusion	NOUN
amfbr-778	75	4	the	the	DET
amfbr-778	75	5	financial	financial	ADJ
amfbr-778	75	6	stability	stability	NOUN
amfbr-778	75	7	implications	implication	NOUN
amfbr-778	75	8	of	of	ADP
amfbr-778	75	9	stress	stress	NOUN
amfbr-778	75	10	tests	test	NOUN
amfbr-778	75	11	for	for	ADP
amfbr-778	75	12	risk	risk	NOUN
amfbr-778	75	13	-	-	PUNCT
amfbr-778	75	14	taking	take	VERB
amfbr-778	75	15	and	and	CCONJ
amfbr-778	75	16	credit	credit	NOUN
amfbr-778	75	17	growth	growth	NOUN
amfbr-778	75	18	among	among	ADP
amfbr-778	75	19	banks	bank	NOUN
amfbr-778	75	20	are	be	AUX
amfbr-778	75	21	the	the	DET
amfbr-778	75	22	following	following	NOUN
amfbr-778	75	23	:	:	PUNCT
amfbr-778	75	24	a	a	DET
amfbr-778	75	25	reduction	reduction	NOUN
amfbr-778	75	26	in	in	ADP
amfbr-778	75	27	credit	credit	NOUN
amfbr-778	75	28	is	be	AUX
amfbr-778	75	29	a	a	DET
amfbr-778	75	30	feature	feature	NOUN
amfbr-778	75	31	of	of	ADP
amfbr-778	75	32	stress	stress	NOUN
amfbr-778	75	33	tests	test	NOUN
amfbr-778	75	34	.	.	PUNCT
amfbr-778	76	1	post	post	ADJ
amfbr-778	76	2	-	-	ADJ
amfbr-778	76	3	crisis	crisis	NOUN
amfbr-778	76	4	reforms	reform	NOUN
amfbr-778	76	5	traded	trade	VERB
amfbr-778	76	6	the	the	DET
amfbr-778	76	7	expectation	expectation	NOUN
amfbr-778	76	8	of	of	ADP
amfbr-778	76	9	lower	low	ADJ
amfbr-778	76	10	credit	credit	NOUN
amfbr-778	76	11	growth	growth	NOUN
amfbr-778	76	12	for	for	ADP
amfbr-778	76	13	reducing	reduce	VERB
amfbr-778	76	14	the	the	DET
amfbr-778	76	15	probability	probability	NOUN
amfbr-778	76	16	that	that	SCONJ
amfbr-778	76	17	the	the	DET
amfbr-778	76	18	larger	large	ADJ
amfbr-778	76	19	banks	bank	NOUN
amfbr-778	76	20	would	would	AUX
amfbr-778	76	21	fail	fail	VERB
amfbr-778	76	22	.	.	PUNCT
amfbr-778	77	1	this	this	PRON
amfbr-778	77	2	has	have	VERB
amfbr-778	77	3	a	a	DET
amfbr-778	77	4	high	high	ADJ
amfbr-778	77	5	negative	negative	ADJ
amfbr-778	77	6	impact	impact	NOUN
amfbr-778	77	7	on	on	ADP
amfbr-778	77	8	the	the	DET
amfbr-778	77	9	economy	economy	NOUN
amfbr-778	77	10	.	.	PUNCT
amfbr-778	78	1	higher	high	ADJ
amfbr-778	78	2	capital	capital	NOUN
amfbr-778	78	3	requirements	requirement	NOUN
amfbr-778	78	4	for	for	ADP
amfbr-778	78	5	the	the	DET
amfbr-778	78	6	larger	large	ADJ
amfbr-778	78	7	banks	bank	NOUN
amfbr-778	78	8	have	have	AUX
amfbr-778	78	9	prompted	prompt	VERB
amfbr-778	78	10	a	a	DET
amfbr-778	78	11	reduction	reduction	NOUN
amfbr-778	78	12	in	in	ADP
amfbr-778	78	13	the	the	DET
amfbr-778	78	14	supply	supply	NOUN
amfbr-778	78	15	of	of	ADP
amfbr-778	78	16	credit	credit	NOUN
amfbr-778	78	17	,	,	PUNCT
amfbr-778	78	18	especially	especially	ADV
amfbr-778	78	19	to	to	ADP
amfbr-778	78	20	riskier	risky	ADJ
amfbr-778	78	21	borrowers	borrower	NOUN
amfbr-778	78	22	.	.	PUNCT
amfbr-778	79	1	smaller	small	ADJ
amfbr-778	79	2	banks	bank	NOUN
amfbr-778	79	3	have	have	AUX
amfbr-778	79	4	increased	increase	VERB
amfbr-778	79	5	their	their	PRON
amfbr-778	79	6	share	share	NOUN
amfbr-778	79	7	of	of	ADP
amfbr-778	79	8	local	local	ADJ
amfbr-778	79	9	market	market	NOUN
amfbr-778	79	10	-	-	PUNCT
amfbr-778	79	11	wide	wide	ADJ
amfbr-778	79	12	lending	lending	NOUN
amfbr-778	79	13	,	,	PUNCT
amfbr-778	79	14	and	and	CCONJ
amfbr-778	79	15	larger	large	ADJ
amfbr-778	79	16	businesses	business	NOUN
amfbr-778	79	17	have	have	AUX
amfbr-778	79	18	seen	see	VERB
amfbr-778	79	19	quite	quite	ADV
amfbr-778	79	20	generous	generous	ADJ
amfbr-778	79	21	credit	credit	NOUN
amfbr-778	79	22	availability	availability	NOUN
amfbr-778	79	23	in	in	ADP
amfbr-778	79	24	bond	bond	NOUN
amfbr-778	79	25	and	and	CCONJ
amfbr-778	79	26	leveraged	leveraged	ADJ
amfbr-778	79	27	loan	loan	NOUN
amfbr-778	79	28	markets	market	NOUN
amfbr-778	79	29	.	.	PUNCT
amfbr-778	80	1	consider	consider	VERB
amfbr-778	80	2	the	the	DET
amfbr-778	80	3	structure	structure	NOUN
amfbr-778	80	4	of	of	ADP
amfbr-778	80	5	the	the	DET
amfbr-778	80	6	financial	financial	ADJ
amfbr-778	80	7	system	system	NOUN
amfbr-778	80	8	and	and	CCONJ
amfbr-778	80	9	its	its	PRON
amfbr-778	80	10	complexity	complexity	NOUN
amfbr-778	80	11	long	long	ADV
amfbr-778	80	12	the	the	DET
amfbr-778	80	13	levels	level	NOUN
amfbr-778	80	14	of	of	ADP
amfbr-778	80	15	financial	financial	ADJ
amfbr-778	80	16	integration	integration	NOUN
amfbr-778	80	17	and	and	CCONJ
amfbr-778	80	18	openness	openness	NOUN
amfbr-778	80	19	.	.	PUNCT
amfbr-778	81	1	references	reference	NOUN
amfbr-778	81	2	basset	basset	VERB
amfbr-778	81	3	,	,	PUNCT
amfbr-778	81	4	w.	w.	PROPN
amfbr-778	81	5	,	,	PUNCT
amfbr-778	81	6	&	&	CCONJ
amfbr-778	81	7	berrospide	berrospide	PROPN
amfbr-778	81	8	,	,	PUNCT
amfbr-778	81	9	j.	j.	PROPN
amfbr-778	81	10	(	(	PUNCT
amfbr-778	81	11	2018	2018	NUM
amfbr-778	81	12	)	)	PUNCT
amfbr-778	81	13	.	.	PUNCT
amfbr-778	82	1	impact	impact	NOUN
amfbr-778	82	2	of	of	ADP
amfbr-778	82	3	post	post	VERB
amfbr-778	82	4	stress	stress	NOUN
amfbr-778	82	5	tests	test	NOUN
amfbr-778	82	6	capital	capital	NOUN
amfbr-778	82	7	on	on	ADP
amfbr-778	82	8	bank	bank	NOUN
amfbr-778	82	9	lending	lending	NOUN
amfbr-778	82	10	.	.	PUNCT
amfbr-778	83	1	research	research	NOUN
amfbr-778	83	2	.	.	PUNCT
amfbr-778	84	1	breuer	breuer	PROPN
amfbr-778	84	2	,	,	PUNCT
amfbr-778	84	3	t.	t.	PROPN
amfbr-778	84	4	,	,	PUNCT
amfbr-778	84	5	&	&	CCONJ
amfbr-778	84	6	summer	summer	NOUN
amfbr-778	84	7	,	,	PUNCT
amfbr-778	84	8	m.	m.	NOUN
amfbr-778	84	9	(	(	PUNCT
amfbr-778	84	10	2018	2018	NUM
amfbr-778	84	11	)	)	PUNCT
amfbr-778	84	12	.	.	PUNCT
amfbr-778	85	1	systematic	systematic	ADJ
amfbr-778	85	2	systemic	systemic	ADJ
amfbr-778	85	3	stress	stress	NOUN
amfbr-778	85	4	tests	test	NOUN
amfbr-778	85	5	.	.	PUNCT
amfbr-778	86	1	oesterreichische	oesterreichische	PROPN
amfbr-778	86	2	nationalbank	nationalbank	PROPN
amfbr-778	86	3	.	.	PROPN
amfbr-778	86	4	constancio	constancio	PROPN
amfbr-778	86	5	,	,	PUNCT
amfbr-778	86	6	v.	v.	PROPN
amfbr-778	86	7	(	(	PUNCT
amfbr-778	86	8	2017	2017	NUM
amfbr-778	86	9	)	)	PUNCT
amfbr-778	86	10	.	.	PUNCT
amfbr-778	87	1	macroprudential	macroprudential	ADJ
amfbr-778	87	2	stress	stress	NOUN
amfbr-778	87	3	-	-	PUNCT
amfbr-778	87	4	tests	test	NOUN
amfbr-778	87	5	and	and	CCONJ
amfbr-778	87	6	tools	tool	NOUN
amfbr-778	87	7	for	for	ADP
amfbr-778	87	8	the	the	DET
amfbr-778	87	9	non	non	ADJ
amfbr-778	87	10	-	-	ADJ
amfbr-778	87	11	bank	bank	ADJ
amfbr-778	87	12	sector	sector	NOUN
amfbr-778	87	13	.	.	PUNCT
amfbr-778	88	1	esrb	esrb	PROPN
amfbr-778	88	2	annual	annual	ADJ
amfbr-778	88	3	conference	conference	NOUN
amfbr-778	88	4	.	.	PUNCT
amfbr-778	89	1	frankfurt	frankfurt	PROPN
amfbr-778	89	2	.	.	PUNCT
amfbr-778	89	3	corona	corona	PROPN
amfbr-778	89	4	,	,	PUNCT
amfbr-778	89	5	c.	c.	PROPN
amfbr-778	89	6	,	,	PUNCT
amfbr-778	89	7	nan	nan	PROPN
amfbr-778	89	8	,	,	PUNCT
amfbr-778	89	9	l.	l.	PROPN
amfbr-778	89	10	,	,	PUNCT
amfbr-778	89	11	&	&	CCONJ
amfbr-778	89	12	zhang	zhang	PROPN
amfbr-778	89	13	,	,	PUNCT
amfbr-778	89	14	g.	g.	PROPN
amfbr-778	89	15	(	(	PUNCT
amfbr-778	89	16	2019	2019	NUM
amfbr-778	89	17	)	)	PUNCT
amfbr-778	89	18	.	.	PUNCT
amfbr-778	90	1	the	the	DET
amfbr-778	90	2	coordination	coordination	NOUN
amfbr-778	90	3	role	role	NOUN
amfbr-778	90	4	of	of	ADP
amfbr-778	90	5	stress	stress	NOUN
amfbr-778	90	6	tests	test	NOUN
amfbr-778	90	7	in	in	ADP
amfbr-778	90	8	bank	bank	NOUN
amfbr-778	90	9	risk	risk	NOUN
amfbr-778	90	10	-	-	PUNCT
amfbr-778	90	11	taking	taking	NOUN
amfbr-778	90	12	.	.	PUNCT
amfbr-778	91	1	ssrn	ssrn	PROPN
amfbr-778	91	2	.	.	PUNCT
amfbr-778	92	1	galati	galati	PROPN
amfbr-778	92	2	,	,	PUNCT
amfbr-778	92	3	g.	g.	PROPN
amfbr-778	92	4	,	,	PUNCT
amfbr-778	92	5	&	&	CCONJ
amfbr-778	92	6	moessner	moessner	NOUN
amfbr-778	92	7	,	,	PUNCT
amfbr-778	92	8	r.	r.	PROPN
amfbr-778	92	9	(	(	PUNCT
amfbr-778	92	10	2011	2011	NUM
amfbr-778	92	11	)	)	PUNCT
amfbr-778	92	12	.	.	PUNCT
amfbr-778	93	1	macroprudential	macroprudential	ADJ
amfbr-778	93	2	policya	policya	PROPN
amfbr-778	93	3	literature	literature	PROPN
amfbr-778	93	4	review	review	PROPN
amfbr-778	93	5	.	.	PUNCT
amfbr-778	94	1	bank	bank	PROPN
amfbr-778	94	2	for	for	ADP
amfbr-778	94	3	international	international	ADJ
amfbr-778	94	4	settlements	settlement	NOUN
amfbr-778	94	5	.	.	PUNCT
amfbr-778	95	1	greenlaw	greenlaw	NOUN
amfbr-778	95	2	,	,	PUNCT
amfbr-778	95	3	d.	d.	PROPN
amfbr-778	95	4	,	,	PUNCT
amfbr-778	95	5	kashyap	kashyap	PROPN
amfbr-778	95	6	,	,	PUNCT
amfbr-778	95	7	a.	a.	PROPN
amfbr-778	95	8	k.	k.	PROPN
amfbr-778	95	9	,	,	PUNCT
amfbr-778	95	10	schoenholtz	schoenholtz	PROPN
amfbr-778	95	11	,	,	PUNCT
amfbr-778	95	12	k.	k.	PROPN
amfbr-778	95	13	l.	l.	PROPN
amfbr-778	95	14	,	,	PUNCT
amfbr-778	95	15	&	&	CCONJ
amfbr-778	95	16	shin	shin	PROPN
amfbr-778	95	17	,	,	PUNCT
amfbr-778	95	18	h.	h.	PROPN
amfbr-778	95	19	s.	s.	PROPN
amfbr-778	95	20	(	(	PUNCT
amfbr-778	95	21	2012	2012	NUM
amfbr-778	95	22	)	)	PUNCT
amfbr-778	95	23	.	.	PUNCT
amfbr-778	96	1	stressed	stress	VERB
amfbr-778	96	2	out	out	ADP
amfbr-778	96	3	:	:	PUNCT
amfbr-778	96	4	macroprudential	macroprudential	ADJ
amfbr-778	96	5	principles	principle	NOUN
amfbr-778	96	6	for	for	ADP
amfbr-778	96	7	stress	stress	NOUN
amfbr-778	96	8	testing	testing	NOUN
amfbr-778	96	9	.	.	PUNCT
amfbr-778	97	1	chicago	chicago	PROPN
amfbr-778	97	2	booth	booth	PROPN
amfbr-778	97	3	research	research	PROPN
amfbr-778	97	4	paper	paper	PROPN
amfbr-778	97	5	,	,	PUNCT
amfbr-778	97	6	(	(	PUNCT
amfbr-778	97	7	12	12	NUM
amfbr-778	97	8	-	-	SYM
amfbr-778	97	9	08	08	NUM
amfbr-778	97	10	)	)	PUNCT
amfbr-778	97	11	.	.	PUNCT
amfbr-778	98	1	hannoun	hannoun	PROPN
amfbr-778	98	2	,	,	PUNCT
amfbr-778	98	3	h.	h.	PROPN
amfbr-778	98	4	(	(	PUNCT
amfbr-778	98	5	2010	2010	NUM
amfbr-778	98	6	,	,	PUNCT
amfbr-778	98	7	february	february	PROPN
amfbr-778	98	8	)	)	PUNCT
amfbr-778	98	9	.	.	PUNCT
amfbr-778	99	1	towards	towards	ADP
amfbr-778	99	2	a	a	DET
amfbr-778	99	3	global	global	ADJ
amfbr-778	99	4	financial	financial	ADJ
amfbr-778	99	5	stability	stability	NOUN
amfbr-778	99	6	framework	framework	NOUN
amfbr-778	99	7	.	.	PUNCT
amfbr-778	100	1	in	in	ADP
amfbr-778	100	2	speech	speech	NOUN
amfbr-778	100	3	at	at	ADP
amfbr-778	100	4	the	the	DET
amfbr-778	100	5	45th	45th	ADJ
amfbr-778	100	6	seacen	seacen	NOUN
amfbr-778	100	7	governors	governor	NOUN
amfbr-778	100	8	'	'	PART
amfbr-778	100	9	conference	conference	NOUN
amfbr-778	100	10	,	,	PUNCT
amfbr-778	100	11	siem	siem	PROPN
amfbr-778	100	12	reap	reap	PROPN
amfbr-778	100	13	province	province	PROPN
amfbr-778	100	14	,	,	PUNCT
amfbr-778	100	15	cambodia	cambodia	PROPN
amfbr-778	100	16	(	(	PUNCT
amfbr-778	100	17	pp	pp	PROPN
amfbr-778	100	18	.	.	PUNCT
amfbr-778	100	19	26	26	NUM
amfbr-778	100	20	-	-	SYM
amfbr-778	100	21	27	27	NUM
amfbr-778	100	22	)	)	PUNCT
amfbr-778	100	23	.	.	PUNCT
amfbr-778	101	1	kohn	kohn	PROPN
amfbr-778	101	2	,	,	PUNCT
amfbr-778	101	3	d.	d.	PROPN
amfbr-778	101	4	,	,	PUNCT
amfbr-778	101	5	&	&	CCONJ
amfbr-778	101	6	liang	liang	PROPN
amfbr-778	101	7	,	,	PUNCT
amfbr-778	101	8	n.	n.	PROPN
amfbr-778	101	9	(	(	PUNCT
amfbr-778	101	10	2019	2019	NUM
amfbr-778	101	11	)	)	PUNCT
amfbr-778	101	12	.	.	PUNCT
amfbr-778	102	1	understanding	understand	VERB
amfbr-778	102	2	the	the	DET
amfbr-778	102	3	effects	effect	NOUN
amfbr-778	102	4	of	of	ADP
amfbr-778	102	5	bank	bank	NOUN
amfbr-778	102	6	stress	stress	NOUN
amfbr-778	102	7	tests	test	NOUN
amfbr-778	102	8	:	:	PUNCT
amfbr-778	102	9	a	a	DET
amfbr-778	102	10	q&a	q&a	PROPN
amfbr-778	102	11	.	.	PUNCT
amfbr-778	103	1	brookings	brookings	PROPN
amfbr-778	103	2	.	.	PUNCT
amfbr-778	104	1	lee	lee	PROPN
amfbr-778	104	2	,	,	PUNCT
amfbr-778	104	3	m.	m.	NOUN
amfbr-778	104	4	,	,	PUNCT
amfbr-778	104	5	gaspar	gaspar	PROPN
amfbr-778	104	6	,	,	PUNCT
amfbr-778	104	7	r.	r.	PROPN
amfbr-778	104	8	,	,	PUNCT
amfbr-778	104	9	&	&	CCONJ
amfbr-778	104	10	villaruel	villaruel	PROPN
amfbr-778	104	11	,	,	PUNCT
amfbr-778	104	12	m.	m.	NOUN
amfbr-778	104	13	l.	l.	PROPN
amfbr-778	104	14	(	(	PUNCT
amfbr-778	104	15	2017	2017	NUM
amfbr-778	104	16	)	)	PUNCT
amfbr-778	104	17	.	.	PUNCT
amfbr-778	105	1	macroprudential	macroprudential	ADJ
amfbr-778	105	2	policy	policy	NOUN
amfbr-778	105	3	framework	framework	NOUN
amfbr-778	105	4	in	in	ADP
amfbr-778	105	5	developing	develop	VERB
amfbr-778	105	6	asian	asian	ADJ
amfbr-778	105	7	economies	economy	NOUN
amfbr-778	105	8	market	market	NOUN
amfbr-778	105	9	.	.	PUNCT
amfbr-778	106	1	asian	asian	PROPN
amfbr-778	106	2	development	development	PROPN
amfbr-778	106	3	bank	bank	PROPN
amfbr-778	106	4	.	.	PUNCT
amfbr-778	107	1	rodriguez	rodriguez	PROPN
amfbr-778	107	2	,	,	PUNCT
amfbr-778	107	3	a.	a.	NOUN
amfbr-778	107	4	,	,	PUNCT
amfbr-778	107	5	trucharte	trucharte	NOUN
amfbr-778	107	6	,	,	PUNCT
amfbr-778	107	7	c.	c.	PROPN
amfbr-778	107	8	,	,	PUNCT
amfbr-778	107	9	&	&	CCONJ
amfbr-778	107	10	marcelo	marcelo	PROPN
amfbr-778	107	11	,	,	PUNCT
amfbr-778	107	12	a.	a.	NOUN
amfbr-778	107	13	(	(	PUNCT
amfbr-778	107	14	2018	2018	NUM
amfbr-778	107	15	)	)	PUNCT
amfbr-778	107	16	.	.	PUNCT
amfbr-778	108	1	stress	stress	NOUN
amfbr-778	108	2	tests	test	NOUN
amfbr-778	108	3	and	and	CCONJ
amfbr-778	108	4	their	their	PRON
amfbr-778	108	5	contribution	contribution	NOUN
amfbr-778	108	6	to	to	ADP
amfbr-778	108	7	financial	financial	ADJ
amfbr-778	108	8	stability	stability	NOUN
amfbr-778	108	9	.	.	PUNCT
amfbr-778	109	1	journal	journal	NOUN
amfbr-778	109	2	of	of	ADP
amfbr-778	109	3	banking	banking	NOUN
amfbr-778	109	4	regulation	regulation	NOUN
amfbr-778	109	5	,	,	PUNCT
amfbr-778	109	6	65	65	NUM
amfbr-778	109	7	-	-	SYM
amfbr-778	109	8	81	81	NUM
amfbr-778	109	9	.	.	PUNCT
amfbr-778	109	10	stankova	stankova	PROPN
amfbr-778	109	11	,	,	PUNCT
amfbr-778	109	12	l.	l.	PROPN
amfbr-778	109	13	(	(	PUNCT
amfbr-778	109	14	2014	2014	NUM
amfbr-778	109	15	)	)	PUNCT
amfbr-778	109	16	.	.	PUNCT
amfbr-778	110	1	macro	macro	ADJ
amfbr-778	110	2	stress	stress	NOUN
amfbr-778	110	3	tests	test	NOUN
amfbr-778	110	4	and	and	CCONJ
amfbr-778	110	5	their	their	PRON
amfbr-778	110	6	use	use	NOUN
amfbr-778	110	7	in	in	ADP
amfbr-778	110	8	the	the	DET
amfbr-778	110	9	analysis	analysis	NOUN
amfbr-778	110	10	of	of	ADP
amfbr-778	110	11	financial	financial	ADJ
amfbr-778	110	12	stability	stability	NOUN
amfbr-778	110	13	and	and	CCONJ
amfbr-778	110	14	creating	create	VERB
amfbr-778	110	15	the	the	DET
amfbr-778	110	16	business	business	NOUN
amfbr-778	110	17	strategy	strategy	NOUN
amfbr-778	110	18	.	.	PUNCT
amfbr-778	111	1	researchgate	researchgate	NOUN
amfbr-778	111	2	.	.	PUNCT
amfbr-778	112	1	copyrights	copyright	NOUN
amfbr-778	112	2	copyright	copyright	NOUN
amfbr-778	112	3	for	for	ADP
amfbr-778	112	4	this	this	DET
amfbr-778	112	5	article	article	NOUN
amfbr-778	112	6	is	be	AUX
amfbr-778	112	7	retained	retain	VERB
amfbr-778	112	8	by	by	ADP
amfbr-778	112	9	the	the	DET
amfbr-778	112	10	author(s	author(s	PROPN
amfbr-778	112	11	)	)	PUNCT
amfbr-778	112	12	,	,	PUNCT
amfbr-778	112	13	with	with	ADP
amfbr-778	112	14	first	first	ADJ
amfbr-778	112	15	publication	publication	NOUN
amfbr-778	112	16	rights	right	NOUN
amfbr-778	112	17	granted	grant	VERB
amfbr-778	112	18	to	to	ADP
amfbr-778	112	19	the	the	DET
amfbr-778	112	20	journal	journal	NOUN
amfbr-778	112	21	.	.	PUNCT
amfbr-778	113	1	this	this	PRON
amfbr-778	113	2	is	be	AUX
amfbr-778	113	3	an	an	DET
amfbr-778	113	4	open	open	ADJ
amfbr-778	113	5	-	-	PUNCT
amfbr-778	113	6	access	access	NOUN
amfbr-778	113	7	article	article	NOUN
amfbr-778	113	8	distributed	distribute	VERB
amfbr-778	113	9	under	under	ADP
amfbr-778	113	10	the	the	DET
amfbr-778	113	11	terms	term	NOUN
amfbr-778	113	12	and	and	CCONJ
amfbr-778	113	13	conditions	condition	NOUN
amfbr-778	113	14	of	of	ADP
amfbr-778	113	15	the	the	DET
amfbr-778	113	16	creative	creative	ADJ
amfbr-778	113	17	commons	common	NOUN
amfbr-778	113	18	attribution	attribution	NOUN
amfbr-778	113	19	license	license	NOUN
amfbr-778	113	20	(	(	PUNCT
amfbr-778	113	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
amfbr-778	113	22	)	)	PUNCT
amfbr-778	113	23	.	.	PUNCT