id	sid	tid	token	lemma	pos
amfbr-841	1	1	american	american	PROPN
amfbr-841	1	2	finance	finance	PROPN
amfbr-841	1	3	&	&	CCONJ
amfbr-841	1	4	banking	banking	PROPN
amfbr-841	1	5	review	review	PROPN
amfbr-841	1	6	vol	vol	NOUN
amfbr-841	1	7	.	.	PROPN
amfbr-841	1	8	5	5	NUM
amfbr-841	1	9	,	,	PUNCT
amfbr-841	1	10	no	no	INTJ
amfbr-841	1	11	.	.	NOUN
amfbr-841	1	12	2	2	NUM
amfbr-841	1	13	;	;	PUNCT
amfbr-841	1	14	2020	2020	NUM
amfbr-841	1	15	issn	issn	VERB
amfbr-841	1	16	2576	2576	NUM
amfbr-841	1	17	-	-	SYM
amfbr-841	1	18	1226	1226	NUM
amfbr-841	1	19	e	e	NOUN
amfbr-841	1	20	-	-	NOUN
amfbr-841	1	21	issn	issn	PROPN
amfbr-841	1	22	2576	2576	NUM
amfbr-841	1	23	-	-	SYM
amfbr-841	1	24	1234	1234	NUM
amfbr-841	1	25	published	publish	VERB
amfbr-841	1	26	by	by	ADP
amfbr-841	1	27	cribfb	cribfb	PROPN
amfbr-841	1	28	,	,	PUNCT
amfbr-841	1	29	usa	usa	PROPN
amfbr-841	1	30	5	5	NUM
amfbr-841	1	31	comparison	comparison	NOUN
amfbr-841	1	32	of	of	ADP
amfbr-841	1	33	financial	financial	ADJ
amfbr-841	1	34	performance	performance	NOUN
amfbr-841	1	35	of	of	ADP
amfbr-841	1	36	private	private	ADJ
amfbr-841	1	37	commercial	commercial	ADJ
amfbr-841	1	38	banks	bank	NOUN
amfbr-841	1	39	in	in	ADP
amfbr-841	1	40	pakistan	pakistan	PROPN
amfbr-841	1	41	muhammad	muhammad	PROPN
amfbr-841	1	42	baqir	baqir	PROPN
amfbr-841	1	43	mba	mba	PROPN
amfbr-841	1	44	student	student	PROPN
amfbr-841	1	45	business	business	PROPN
amfbr-841	1	46	administration	administration	PROPN
amfbr-841	1	47	,	,	PUNCT
amfbr-841	1	48	art	art	NOUN
amfbr-841	1	49	&	&	CCONJ
amfbr-841	1	50	social	social	PROPN
amfbr-841	1	51	sciences	sciences	PROPN
amfbr-841	1	52	university	university	PROPN
amfbr-841	1	53	of	of	ADP
amfbr-841	1	54	education	education	NOUN
amfbr-841	1	55	lahore	lahore	NOUN
amfbr-841	1	56	,	,	PUNCT
amfbr-841	1	57	pakistan	pakistan	PROPN
amfbr-841	1	58	e	e	NOUN
amfbr-841	1	59	-	-	NOUN
amfbr-841	1	60	mail	mail	NOUN
amfbr-841	1	61	:	:	PUNCT
amfbr-841	2	1	baqiralisiddique@gmail.com	baqiralisiddique@gmail.com	X
amfbr-841	2	2	sajid	sajid	PROPN
amfbr-841	2	3	hussain	hussain	PROPN
amfbr-841	2	4	mba	mba	PROPN
amfbr-841	2	5	student	student	PROPN
amfbr-841	2	6	department	department	PROPN
amfbr-841	2	7	of	of	ADP
amfbr-841	2	8	business	business	PROPN
amfbr-841	2	9	administration	administration	PROPN
amfbr-841	2	10	bahauddin	bahauddin	PROPN
amfbr-841	2	11	zakariya	zakariya	PROPN
amfbr-841	2	12	university	university	PROPN
amfbr-841	2	13	multan	multan	PROPN
amfbr-841	2	14	,	,	PUNCT
amfbr-841	2	15	pakistan	pakistan	PROPN
amfbr-841	2	16	e	e	PROPN
amfbr-841	2	17	-	-	NOUN
amfbr-841	2	18	mail	mail	NOUN
amfbr-841	2	19	:	:	PUNCT
amfbr-841	2	20	sajid.hussain6441@gmail.com	sajid.hussain6441@gmail.com	PROPN
amfbr-841	2	21	k.	k.	PROPN
amfbr-841	2	22	m.	m.	PROPN
amfbr-841	2	23	anwarul	anwarul	PROPN
amfbr-841	2	24	islam	islam	PROPN
amfbr-841	2	25	associate	associate	PROPN
amfbr-841	2	26	professor	professor	PROPN
amfbr-841	2	27	department	department	PROPN
amfbr-841	2	28	of	of	ADP
amfbr-841	2	29	business	business	PROPN
amfbr-841	2	30	administration	administration	PROPN
amfbr-841	2	31	the	the	DET
amfbr-841	2	32	millennium	millennium	PROPN
amfbr-841	2	33	university	university	PROPN
amfbr-841	2	34	,	,	PUNCT
amfbr-841	2	35	dhaka	dhaka	PROPN
amfbr-841	2	36	,	,	PUNCT
amfbr-841	2	37	bangladesh	bangladesh	NOUN
amfbr-841	2	38	phd	phd	NOUN
amfbr-841	2	39	candidate	candidate	NOUN
amfbr-841	2	40	university	university	PROPN
amfbr-841	2	41	of	of	ADP
amfbr-841	2	42	selangor	selangor	PROPN
amfbr-841	2	43	,	,	PUNCT
amfbr-841	2	44	malaysia	malaysia	PROPN
amfbr-841	2	45	e	e	NOUN
amfbr-841	2	46	-	-	NOUN
amfbr-841	2	47	mail	mail	NOUN
amfbr-841	2	48	:	:	PUNCT
amfbr-841	2	49	ai419bankingdu@gmail.com	ai419bankingdu@gmail.com	X
amfbr-841	2	50	rashid	rashid	PROPN
amfbr-841	2	51	waseem	waseem	PROPN
amfbr-841	2	52	lecturer	lecturer	PROPN
amfbr-841	2	53	business	business	PROPN
amfbr-841	2	54	administration	administration	PROPN
amfbr-841	2	55	,	,	PUNCT
amfbr-841	2	56	art	art	NOUN
amfbr-841	2	57	&	&	CCONJ
amfbr-841	2	58	social	social	PROPN
amfbr-841	2	59	sciences	sciences	PROPN
amfbr-841	2	60	university	university	PROPN
amfbr-841	2	61	of	of	ADP
amfbr-841	2	62	education	education	NOUN
amfbr-841	2	63	lahore	lahore	NOUN
amfbr-841	2	64	,	,	PUNCT
amfbr-841	2	65	pakistan	pakistan	PROPN
amfbr-841	2	66	e	e	NOUN
amfbr-841	2	67	-	-	NOUN
amfbr-841	2	68	mail	mail	NOUN
amfbr-841	2	69	:	:	PUNCT
amfbr-841	2	70	rashid.waseem@ue.edu.pk	rashid.waseem@ue.edu.pk	PROPN
amfbr-841	2	71	abstract	abstract	ADJ
amfbr-841	2	72	commercial	commercial	ADJ
amfbr-841	2	73	banks	bank	NOUN
amfbr-841	2	74	play	play	VERB
amfbr-841	2	75	an	an	DET
amfbr-841	2	76	important	important	ADJ
amfbr-841	2	77	role	role	NOUN
amfbr-841	2	78	for	for	ADP
amfbr-841	2	79	the	the	DET
amfbr-841	2	80	purpose	purpose	NOUN
amfbr-841	2	81	of	of	ADP
amfbr-841	2	82	sustainable	sustainable	ADJ
amfbr-841	2	83	economic	economic	ADJ
amfbr-841	2	84	development	development	NOUN
amfbr-841	2	85	in	in	ADP
amfbr-841	2	86	a	a	DET
amfbr-841	2	87	country	country	NOUN
amfbr-841	2	88	.	.	PUNCT
amfbr-841	3	1	this	this	DET
amfbr-841	3	2	paper	paper	NOUN
amfbr-841	3	3	main	main	ADJ
amfbr-841	3	4	theme	theme	NOUN
amfbr-841	3	5	to	to	PART
amfbr-841	3	6	presents	present	VERB
amfbr-841	3	7	the	the	DET
amfbr-841	3	8	comparison	comparison	NOUN
amfbr-841	3	9	of	of	ADP
amfbr-841	3	10	financial	financial	ADJ
amfbr-841	3	11	performance	performance	NOUN
amfbr-841	3	12	between	between	ADP
amfbr-841	3	13	private	private	ADJ
amfbr-841	3	14	commercial	commercial	ADJ
amfbr-841	3	15	banks	bank	NOUN
amfbr-841	3	16	in	in	ADP
amfbr-841	3	17	pakistan	pakistan	PROPN
amfbr-841	3	18	during	during	ADP
amfbr-841	3	19	the	the	DET
amfbr-841	3	20	period	period	NOUN
amfbr-841	3	21	of	of	ADP
amfbr-841	3	22	2015–2019	2015–2019	NUM
amfbr-841	3	23	by	by	ADP
amfbr-841	3	24	using	use	VERB
amfbr-841	3	25	the	the	DET
amfbr-841	3	26	method	method	NOUN
amfbr-841	3	27	of	of	ADP
amfbr-841	3	28	ratio	ratio	NOUN
amfbr-841	3	29	analysis	analysis	NOUN
amfbr-841	3	30	and	and	CCONJ
amfbr-841	3	31	some	some	DET
amfbr-841	3	32	other	other	ADJ
amfbr-841	3	33	financial	financial	ADJ
amfbr-841	3	34	indicators	indicator	NOUN
amfbr-841	3	35	.	.	PUNCT
amfbr-841	4	1	fourteen	fourteen	NUM
amfbr-841	4	2	commercial	commercial	ADJ
amfbr-841	4	3	banks	bank	NOUN
amfbr-841	4	4	out	out	ADP
amfbr-841	4	5	of	of	ADP
amfbr-841	4	6	fifteen	fifteen	NUM
amfbr-841	4	7	banks	bank	NOUN
amfbr-841	4	8	are	be	AUX
amfbr-841	4	9	selected	select	VERB
amfbr-841	4	10	for	for	ADP
amfbr-841	4	11	comparison	comparison	NOUN
amfbr-841	4	12	of	of	ADP
amfbr-841	4	13	financial	financial	ADJ
amfbr-841	4	14	analysis	analysis	NOUN
amfbr-841	4	15	.	.	PUNCT
amfbr-841	5	1	due	due	ADP
amfbr-841	5	2	to	to	ADP
amfbr-841	5	3	the	the	DET
amfbr-841	5	4	unavailability	unavailability	NOUN
amfbr-841	5	5	of	of	ADP
amfbr-841	5	6	data	datum	NOUN
amfbr-841	5	7	,	,	PUNCT
amfbr-841	5	8	the	the	DET
amfbr-841	5	9	remaining	remain	VERB
amfbr-841	5	10	one	one	NUM
amfbr-841	5	11	bank	bank	NOUN
amfbr-841	5	12	is	be	AUX
amfbr-841	5	13	not	not	PART
amfbr-841	5	14	chosen	choose	VERB
amfbr-841	5	15	for	for	ADP
amfbr-841	5	16	study	study	NOUN
amfbr-841	5	17	because	because	SCONJ
amfbr-841	5	18	,	,	PUNCT
amfbr-841	5	19	yet	yet	CCONJ
amfbr-841	5	20	they	they	PRON
amfbr-841	5	21	did	do	AUX
amfbr-841	5	22	not	not	PART
amfbr-841	5	23	publish	publish	VERB
amfbr-841	5	24	their	their	PRON
amfbr-841	5	25	final	final	ADJ
amfbr-841	5	26	report	report	NOUN
amfbr-841	5	27	in	in	ADP
amfbr-841	5	28	2019	2019	NUM
amfbr-841	5	29	.	.	PUNCT
amfbr-841	6	1	the	the	DET
amfbr-841	6	2	data	datum	NOUN
amfbr-841	6	3	of	of	ADP
amfbr-841	6	4	ratio	ratio	NOUN
amfbr-841	6	5	analysis	analysis	NOUN
amfbr-841	6	6	was	be	AUX
amfbr-841	6	7	captured	capture	VERB
amfbr-841	6	8	by	by	ADP
amfbr-841	6	9	using	use	VERB
amfbr-841	6	10	the	the	DET
amfbr-841	6	11	final	final	ADJ
amfbr-841	6	12	report	report	NOUN
amfbr-841	6	13	of	of	ADP
amfbr-841	6	14	commercial	commercial	ADJ
amfbr-841	6	15	banks	bank	NOUN
amfbr-841	6	16	,	,	PUNCT
amfbr-841	6	17	which	which	PRON
amfbr-841	6	18	are	be	AUX
amfbr-841	6	19	available	available	ADJ
amfbr-841	6	20	on	on	ADP
amfbr-841	6	21	the	the	DET
amfbr-841	6	22	bank	bank	NOUN
amfbr-841	6	23	's	's	PART
amfbr-841	6	24	official	official	ADJ
amfbr-841	6	25	websites	website	NOUN
amfbr-841	6	26	.	.	PUNCT
amfbr-841	7	1	this	this	DET
amfbr-841	7	2	study	study	NOUN
amfbr-841	7	3	provides	provide	VERB
amfbr-841	7	4	information	information	NOUN
amfbr-841	7	5	about	about	ADP
amfbr-841	7	6	the	the	DET
amfbr-841	7	7	different	different	ADJ
amfbr-841	7	8	ratios	ratio	NOUN
amfbr-841	7	9	which	which	PRON
amfbr-841	7	10	directly	directly	ADV
amfbr-841	7	11	impact	impact	VERB
amfbr-841	7	12	on	on	ADP
amfbr-841	7	13	bank	bank	NOUN
amfbr-841	7	14	performance	performance	NOUN
amfbr-841	7	15	.	.	PUNCT
amfbr-841	8	1	keywords	keyword	NOUN
amfbr-841	8	2	:	:	PUNCT
amfbr-841	8	3	financial	financial	ADJ
amfbr-841	8	4	performance	performance	NOUN
amfbr-841	8	5	,	,	PUNCT
amfbr-841	8	6	commercial	commercial	ADJ
amfbr-841	8	7	bank	bank	NOUN
amfbr-841	8	8	,	,	PUNCT
amfbr-841	8	9	pakistan	pakistan	PROPN
amfbr-841	8	10	,	,	PUNCT
amfbr-841	8	11	spread	spread	VERB
amfbr-841	8	12	ratio	ratio	NOUN
amfbr-841	8	13	,	,	PUNCT
amfbr-841	8	14	roa	roa	PROPN
amfbr-841	8	15	,	,	PUNCT
amfbr-841	8	16	roe	roe	PROPN
amfbr-841	8	17	.	.	PUNCT
amfbr-841	9	1	mailto:baqiralisiddique@gmail.com	mailto:baqiralisiddique@gmail.com	PROPN
amfbr-841	9	2	mailto:sajid.hussain6441@gmail.com	mailto:sajid.hussain6441@gmail.com	X
amfbr-841	10	1	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	10	2	finance	finance	PROPN
amfbr-841	10	3	&	&	CCONJ
amfbr-841	10	4	banking	banking	NOUN
amfbr-841	10	5	reviewvol	reviewvol	NOUN
amfbr-841	10	6	.	.	PUNCT
amfbr-841	11	1	5	5	NUM
amfbr-841	11	2	,	,	PUNCT
amfbr-841	11	3	no	no	INTJ
amfbr-841	11	4	.	.	NOUN
amfbr-841	11	5	2	2	NUM
amfbr-841	11	6	;	;	PUNCT
amfbr-841	11	7	2020	2020	NUM
amfbr-841	11	8	6	6	NUM
amfbr-841	11	9	introduction	introduction	NOUN
amfbr-841	11	10	the	the	DET
amfbr-841	11	11	financial	financial	ADJ
amfbr-841	11	12	system	system	NOUN
amfbr-841	11	13	is	be	AUX
amfbr-841	11	14	important	important	ADJ
amfbr-841	11	15	for	for	ADP
amfbr-841	11	16	business	business	NOUN
amfbr-841	11	17	development	development	NOUN
amfbr-841	11	18	and	and	CCONJ
amfbr-841	11	19	economic	economic	ADJ
amfbr-841	11	20	development	development	NOUN
amfbr-841	11	21	of	of	ADP
amfbr-841	11	22	country	country	NOUN
amfbr-841	11	23	,	,	PUNCT
amfbr-841	11	24	as	as	SCONJ
amfbr-841	11	25	it	it	PRON
amfbr-841	11	26	provides	provide	VERB
amfbr-841	11	27	easy	easy	ADJ
amfbr-841	11	28	access	access	NOUN
amfbr-841	11	29	to	to	ADP
amfbr-841	11	30	finance	finance	NOUN
amfbr-841	11	31	.	.	PUNCT
amfbr-841	12	1	commercial	commercial	ADJ
amfbr-841	12	2	banks	bank	NOUN
amfbr-841	12	3	are	be	AUX
amfbr-841	12	4	the	the	DET
amfbr-841	12	5	main	main	ADJ
amfbr-841	12	6	part	part	NOUN
amfbr-841	12	7	of	of	ADP
amfbr-841	12	8	financial	financial	ADJ
amfbr-841	12	9	system	system	NOUN
amfbr-841	12	10	.	.	PUNCT
amfbr-841	13	1	commercial	commercial	ADJ
amfbr-841	13	2	banks	bank	NOUN
amfbr-841	13	3	are	be	AUX
amfbr-841	13	4	financial	financial	ADJ
amfbr-841	13	5	institutions	institution	NOUN
amfbr-841	13	6	which	which	PRON
amfbr-841	13	7	work	work	VERB
amfbr-841	13	8	on	on	ADP
amfbr-841	13	9	the	the	DET
amfbr-841	13	10	base	base	NOUN
amfbr-841	13	11	of	of	ADP
amfbr-841	13	12	facility	facility	NOUN
amfbr-841	13	13	like	like	ADP
amfbr-841	13	14	funds	fund	NOUN
amfbr-841	13	15	,	,	PUNCT
amfbr-841	13	16	crafts	craft	NOUN
amfbr-841	13	17	as	as	ADP
amfbr-841	13	18	their	their	PRON
amfbr-841	13	19	basic	basic	NOUN
amfbr-841	13	20	.	.	PUNCT
amfbr-841	14	1	they	they	PRON
amfbr-841	14	2	act	act	VERB
amfbr-841	14	3	as	as	ADP
amfbr-841	14	4	an	an	DET
amfbr-841	14	5	intermediary	intermediary	NOUN
amfbr-841	14	6	between	between	ADP
amfbr-841	14	7	capital	capital	NOUN
amfbr-841	14	8	and	and	CCONJ
amfbr-841	14	9	investment	investment	NOUN
amfbr-841	14	10	.	.	PUNCT
amfbr-841	15	1	and	and	CCONJ
amfbr-841	15	2	borrower	borrower	VERB
amfbr-841	15	3	money	money	NOUN
amfbr-841	15	4	from	from	ADP
amfbr-841	15	5	the	the	DET
amfbr-841	15	6	investor	investor	NOUN
amfbr-841	15	7	who	who	PRON
amfbr-841	15	8	have	have	VERB
amfbr-841	15	9	access	access	NOUN
amfbr-841	15	10	amount	amount	NOUN
amfbr-841	15	11	to	to	PART
amfbr-841	15	12	invest	invest	VERB
amfbr-841	15	13	(	(	PUNCT
amfbr-841	15	14	daiff	daiff	NOUN
amfbr-841	15	15	,	,	PUNCT
amfbr-841	15	16	1995	1995	NUM
amfbr-841	15	17	)	)	PUNCT
amfbr-841	15	18	.	.	PUNCT
amfbr-841	16	1	they	they	PRON
amfbr-841	16	2	institution	institution	NOUN
amfbr-841	16	3	that	that	PRON
amfbr-841	16	4	accept	accept	VERB
amfbr-841	16	5	deposit	deposit	NOUN
amfbr-841	16	6	at	at	ADP
amfbr-841	16	7	any	any	DET
amfbr-841	16	8	time	time	NOUN
amfbr-841	16	9	from	from	ADP
amfbr-841	16	10	public	public	ADJ
amfbr-841	16	11	and	and	CCONJ
amfbr-841	16	12	financial	financial	ADJ
amfbr-841	16	13	institution	institution	NOUN
amfbr-841	16	14	are	be	AUX
amfbr-841	16	15	known	know	VERB
amfbr-841	16	16	as	as	ADP
amfbr-841	16	17	commercial	commercial	ADJ
amfbr-841	16	18	bank	bank	PROPN
amfbr-841	16	19	(	(	PUNCT
amfbr-841	16	20	shehab	shehab	PROPN
amfbr-841	16	21	,	,	PUNCT
amfbr-841	16	22	1987).financial	1987).financial	ADJ
amfbr-841	16	23	institution	institution	NOUN
amfbr-841	16	24	is	be	AUX
amfbr-841	16	25	those	those	DET
amfbr-841	16	26	institution	institution	NOUN
amfbr-841	16	27	which	which	PRON
amfbr-841	16	28	works	work	VERB
amfbr-841	16	29	its	its	PRON
amfbr-841	16	30	major	major	ADJ
amfbr-841	16	31	operation	operation	NOUN
amfbr-841	16	32	to	to	PART
amfbr-841	16	33	collect	collect	VERB
amfbr-841	16	34	money	money	NOUN
amfbr-841	16	35	to	to	PART
amfbr-841	16	36	meet	meet	VERB
amfbr-841	16	37	the	the	DET
amfbr-841	16	38	needs	need	NOUN
amfbr-841	16	39	of	of	ADP
amfbr-841	16	40	the	the	DET
amfbr-841	16	41	public	public	NOUN
amfbr-841	16	42	and	and	CCONJ
amfbr-841	16	43	institution	institution	NOUN
amfbr-841	16	44	in	in	ADP
amfbr-841	16	45	excess	excess	NOUN
amfbr-841	16	46	for	for	ADP
amfbr-841	16	47	the	the	DET
amfbr-841	16	48	purpose	purpose	NOUN
amfbr-841	16	49	of	of	ADP
amfbr-841	16	50	lending	lend	VERB
amfbr-841	16	51	it	it	PRON
amfbr-841	16	52	to	to	ADP
amfbr-841	16	53	the	the	DET
amfbr-841	16	54	investor	investor	NOUN
amfbr-841	16	55	who	who	PRON
amfbr-841	16	56	wants	want	VERB
amfbr-841	16	57	this	this	DET
amfbr-841	16	58	money	money	NOUN
amfbr-841	16	59	(	(	PUNCT
amfbr-841	16	60	qazwini	qazwini	PROPN
amfbr-841	16	61	,	,	PUNCT
amfbr-841	16	62	1989	1989	NUM
amfbr-841	16	63	)	)	PUNCT
amfbr-841	16	64	.	.	PUNCT
amfbr-841	17	1	the	the	DET
amfbr-841	17	2	objective	objective	NOUN
amfbr-841	17	3	of	of	ADP
amfbr-841	17	4	this	this	DET
amfbr-841	17	5	study	study	NOUN
amfbr-841	17	6	is	be	AUX
amfbr-841	17	7	to	to	PART
amfbr-841	17	8	analyze	analyze	VERB
amfbr-841	17	9	the	the	DET
amfbr-841	17	10	comparison	comparison	NOUN
amfbr-841	17	11	between	between	ADP
amfbr-841	17	12	private	private	ADJ
amfbr-841	17	13	commercial	commercial	ADJ
amfbr-841	17	14	banks	bank	NOUN
amfbr-841	17	15	performance	performance	NOUN
amfbr-841	17	16	in	in	ADP
amfbr-841	17	17	pakistan	pakistan	PROPN
amfbr-841	17	18	during	during	ADP
amfbr-841	17	19	the	the	DET
amfbr-841	17	20	period	period	NOUN
amfbr-841	17	21	(	(	PUNCT
amfbr-841	17	22	2015	2015	NUM
amfbr-841	17	23	-	-	SYM
amfbr-841	17	24	2019	2019	NUM
amfbr-841	17	25	)	)	PUNCT
amfbr-841	17	26	on	on	ADP
amfbr-841	17	27	the	the	DET
amfbr-841	17	28	basis	basis	NOUN
amfbr-841	17	29	of	of	ADP
amfbr-841	17	30	financial	financial	ADJ
amfbr-841	17	31	indicators	indicator	NOUN
amfbr-841	17	32	and	and	CCONJ
amfbr-841	17	33	others	other	NOUN
amfbr-841	17	34	measure	measure	VERB
amfbr-841	17	35	which	which	PRON
amfbr-841	17	36	have	have	VERB
amfbr-841	17	37	direct	direct	ADJ
amfbr-841	17	38	relation	relation	NOUN
amfbr-841	17	39	with	with	ADP
amfbr-841	17	40	banks	bank	NOUN
amfbr-841	17	41	performance	performance	NOUN
amfbr-841	17	42	and	and	CCONJ
amfbr-841	17	43	this	this	DET
amfbr-841	17	44	study	study	NOUN
amfbr-841	17	45	also	also	ADV
amfbr-841	17	46	provide	provide	VERB
amfbr-841	17	47	a	a	DET
amfbr-841	17	48	proper	proper	ADJ
amfbr-841	17	49	guidelines	guideline	NOUN
amfbr-841	17	50	to	to	ADP
amfbr-841	17	51	investors	investor	NOUN
amfbr-841	17	52	for	for	ADP
amfbr-841	17	53	the	the	DET
amfbr-841	17	54	purpose	purpose	NOUN
amfbr-841	17	55	of	of	ADP
amfbr-841	17	56	investment	investment	NOUN
amfbr-841	17	57	in	in	ADP
amfbr-841	17	58	future	future	NOUN
amfbr-841	17	59	.	.	PUNCT
amfbr-841	18	1	the	the	DET
amfbr-841	18	2	financial	financial	ADJ
amfbr-841	18	3	indicator	indicator	NOUN
amfbr-841	18	4	include	include	VERB
amfbr-841	18	5	different	different	ADJ
amfbr-841	18	6	types	type	NOUN
amfbr-841	18	7	of	of	ADP
amfbr-841	18	8	financial	financial	ADJ
amfbr-841	18	9	ratio	ratio	NOUN
amfbr-841	18	10	for	for	ADP
amfbr-841	18	11	evaluate	evaluate	VERB
amfbr-841	18	12	the	the	DET
amfbr-841	18	13	performance	performance	NOUN
amfbr-841	19	1	such	such	ADJ
amfbr-841	19	2	are	be	AUX
amfbr-841	19	3	include	include	VERB
amfbr-841	19	4	return	return	NOUN
amfbr-841	19	5	on	on	ADP
amfbr-841	19	6	asset	asset	NOUN
amfbr-841	19	7	(	(	PUNCT
amfbr-841	19	8	roa	roa	PROPN
amfbr-841	19	9	)	)	PUNCT
amfbr-841	19	10	,	,	PUNCT
amfbr-841	19	11	return	return	VERB
amfbr-841	19	12	on	on	ADP
amfbr-841	19	13	equity	equity	NOUN
amfbr-841	19	14	(	(	PUNCT
amfbr-841	19	15	roe	roe	PROPN
amfbr-841	19	16	)	)	PUNCT
amfbr-841	19	17	,	,	PUNCT
amfbr-841	19	18	earning	earn	VERB
amfbr-841	19	19	per	per	ADP
amfbr-841	19	20	share	share	NOUN
amfbr-841	19	21	(	(	PUNCT
amfbr-841	19	22	eps	eps	PROPN
amfbr-841	19	23	)	)	PUNCT
amfbr-841	19	24	,	,	PUNCT
amfbr-841	19	25	spread	spread	VERB
amfbr-841	19	26	ratio	ratio	NOUN
amfbr-841	19	27	,	,	PUNCT
amfbr-841	19	28	investment	investment	NOUN
amfbr-841	19	29	to	to	PART
amfbr-841	19	30	total	total	ADJ
amfbr-841	19	31	asset	asset	NOUN
amfbr-841	19	32	ratio	ratio	NOUN
amfbr-841	19	33	,	,	PUNCT
amfbr-841	19	34	total	total	ADJ
amfbr-841	19	35	debt	debt	NOUN
amfbr-841	19	36	to	to	ADP
amfbr-841	19	37	total	total	ADJ
amfbr-841	19	38	asset	asset	NOUN
amfbr-841	19	39	ratio	ratio	NOUN
amfbr-841	19	40	and	and	CCONJ
amfbr-841	19	41	other	other	ADJ
amfbr-841	19	42	measured	measure	VERB
amfbr-841	19	43	also	also	ADV
amfbr-841	19	44	include	include	VERB
amfbr-841	19	45	.	.	PUNCT
amfbr-841	20	1	the	the	DET
amfbr-841	20	2	financial	financial	ADJ
amfbr-841	20	3	ratio	ratio	NOUN
amfbr-841	20	4	is	be	AUX
amfbr-841	20	5	computed	compute	VERB
amfbr-841	20	6	through	through	ADP
amfbr-841	20	7	the	the	DET
amfbr-841	20	8	source	source	NOUN
amfbr-841	20	9	of	of	ADP
amfbr-841	20	10	annual	annual	ADJ
amfbr-841	20	11	final	final	ADJ
amfbr-841	20	12	report	report	NOUN
amfbr-841	20	13	which	which	PRON
amfbr-841	20	14	are	be	AUX
amfbr-841	20	15	available	available	ADJ
amfbr-841	20	16	on	on	ADP
amfbr-841	20	17	banks	bank	NOUN
amfbr-841	20	18	official	official	ADJ
amfbr-841	20	19	website	website	NOUN
amfbr-841	20	20	.	.	PUNCT
amfbr-841	21	1	commercial	commercial	ADJ
amfbr-841	21	2	banks	bank	NOUN
amfbr-841	21	3	in	in	ADP
amfbr-841	21	4	pakistan	pakistan	PROPN
amfbr-841	21	5	pakistan	pakistan	PROPN
amfbr-841	21	6	commercial	commercial	ADJ
amfbr-841	21	7	banking	banking	NOUN
amfbr-841	21	8	has	have	AUX
amfbr-841	21	9	grown	grow	VERB
amfbr-841	21	10	exponentially	exponentially	ADV
amfbr-841	21	11	over	over	ADP
amfbr-841	21	12	the	the	DET
amfbr-841	21	13	years	year	NOUN
amfbr-841	21	14	.	.	PUNCT
amfbr-841	22	1	in	in	ADP
amfbr-841	22	2	the	the	DET
amfbr-841	22	3	first	first	ADJ
amfbr-841	22	4	years	year	NOUN
amfbr-841	22	5	of	of	ADP
amfbr-841	22	6	after	after	SCONJ
amfbr-841	22	7	independence	independence	NOUN
amfbr-841	22	8	commercial	commercial	ADJ
amfbr-841	22	9	banks	bank	NOUN
amfbr-841	22	10	has	have	VERB
amfbr-841	22	11	control	control	NOUN
amfbr-841	22	12	by	by	ADP
amfbr-841	22	13	foreign	foreign	ADJ
amfbr-841	22	14	banks	bank	NOUN
amfbr-841	22	15	.	.	PUNCT
amfbr-841	23	1	after	after	ADP
amfbr-841	23	2	the	the	DET
amfbr-841	23	3	period	period	NOUN
amfbr-841	23	4	,	,	PUNCT
amfbr-841	23	5	the	the	DET
amfbr-841	23	6	situation	situation	NOUN
amfbr-841	23	7	has	have	AUX
amfbr-841	23	8	changed	change	VERB
amfbr-841	23	9	markedly	markedly	ADV
amfbr-841	23	10	as	as	ADP
amfbr-841	23	11	a	a	DET
amfbr-841	23	12	result	result	NOUN
amfbr-841	23	13	of	of	ADP
amfbr-841	23	14	both	both	CCONJ
amfbr-841	23	15	conscious	conscious	ADJ
amfbr-841	23	16	policies	policy	NOUN
amfbr-841	23	17	to	to	PART
amfbr-841	23	18	boost	boost	VERB
amfbr-841	23	19	the	the	DET
amfbr-841	23	20	growth	growth	NOUN
amfbr-841	23	21	of	of	ADP
amfbr-841	23	22	pakistani	pakistani	ADJ
amfbr-841	23	23	banks	bank	NOUN
amfbr-841	23	24	and	and	CCONJ
amfbr-841	23	25	structural	structural	ADJ
amfbr-841	23	26	changes	change	NOUN
amfbr-841	23	27	in	in	ADP
amfbr-841	23	28	the	the	DET
amfbr-841	23	29	economy	economy	NOUN
amfbr-841	23	30	.	.	PUNCT
amfbr-841	24	1	now	now	ADV
amfbr-841	24	2	the	the	DET
amfbr-841	24	3	banking	banking	NOUN
amfbr-841	24	4	industry	industry	NOUN
amfbr-841	24	5	in	in	ADP
amfbr-841	24	6	pakistan	pakistan	PROPN
amfbr-841	24	7	occupy	occupy	VERB
amfbr-841	24	8	the	the	DET
amfbr-841	24	9	good	good	ADJ
amfbr-841	24	10	position	position	NOUN
amfbr-841	24	11	in	in	ADP
amfbr-841	24	12	the	the	DET
amfbr-841	24	13	form	form	NOUN
amfbr-841	24	14	of	of	ADP
amfbr-841	24	15	banking	banking	NOUN
amfbr-841	24	16	service	service	NOUN
amfbr-841	24	17	operation	operation	NOUN
amfbr-841	24	18	and	and	CCONJ
amfbr-841	24	19	number	number	NOUN
amfbr-841	24	20	of	of	ADP
amfbr-841	24	21	branches	branch	NOUN
amfbr-841	24	22	.the	.the	X
amfbr-841	24	23	commercial	commercial	ADJ
amfbr-841	24	24	banking	banking	NOUN
amfbr-841	24	25	system	system	NOUN
amfbr-841	24	26	in	in	ADP
amfbr-841	24	27	pakistan	pakistan	PROPN
amfbr-841	24	28	is	be	AUX
amfbr-841	24	29	play	play	VERB
amfbr-841	24	30	a	a	DET
amfbr-841	24	31	key	key	ADJ
amfbr-841	24	32	role	role	NOUN
amfbr-841	24	33	to	to	PART
amfbr-841	24	34	act	act	VERB
amfbr-841	24	35	as	as	ADP
amfbr-841	24	36	intermediator	intermediator	NOUN
amfbr-841	24	37	between	between	ADP
amfbr-841	24	38	investor(who	investor(who	PROPN
amfbr-841	24	39	want	want	AUX
amfbr-841	24	40	required	require	VERB
amfbr-841	24	41	money	money	NOUN
amfbr-841	24	42	for	for	ADP
amfbr-841	24	43	investment	investment	NOUN
amfbr-841	24	44	for	for	ADP
amfbr-841	24	45	projects	project	NOUN
amfbr-841	24	46	)	)	PUNCT
amfbr-841	24	47	or	or	CCONJ
amfbr-841	24	48	saver	saver	ADJ
amfbr-841	24	49	(	(	PUNCT
amfbr-841	24	50	who	who	PRON
amfbr-841	24	51	not	not	PART
amfbr-841	24	52	want	want	VERB
amfbr-841	24	53	to	to	PART
amfbr-841	24	54	invest	invest	VERB
amfbr-841	24	55	money	money	NOUN
amfbr-841	24	56	in	in	ADP
amfbr-841	24	57	market	market	NOUN
amfbr-841	24	58	and	and	CCONJ
amfbr-841	24	59	required	require	VERB
amfbr-841	24	60	interest)like	interest)like	ADP
amfbr-841	24	61	the	the	DET
amfbr-841	24	62	other	other	ADJ
amfbr-841	24	63	countries	country	NOUN
amfbr-841	24	64	the	the	DET
amfbr-841	24	65	commercial	commercial	ADJ
amfbr-841	24	66	banks	bank	NOUN
amfbr-841	24	67	in	in	ADP
amfbr-841	24	68	pakistan	pakistan	PROPN
amfbr-841	24	69	given	give	VERB
amfbr-841	24	70	different	different	ADJ
amfbr-841	24	71	offers	offer	NOUN
amfbr-841	24	72	in	in	ADP
amfbr-841	24	73	the	the	DET
amfbr-841	24	74	form	form	NOUN
amfbr-841	24	75	of	of	ADP
amfbr-841	24	76	saving	save	VERB
amfbr-841	24	77	scheme	scheme	NOUN
amfbr-841	24	78	to	to	PART
amfbr-841	24	79	attract	attract	VERB
amfbr-841	24	80	the	the	DET
amfbr-841	24	81	saver	saver	NOUN
amfbr-841	24	82	and	and	CCONJ
amfbr-841	24	83	also	also	ADV
amfbr-841	24	84	provide	provide	VERB
amfbr-841	24	85	different	different	ADJ
amfbr-841	24	86	type	type	NOUN
amfbr-841	24	87	of	of	ADP
amfbr-841	24	88	facilities	facility	NOUN
amfbr-841	24	89	discount	discount	NOUN
amfbr-841	24	90	trade	trade	NOUN
amfbr-841	24	91	bills	bill	NOUN
amfbr-841	24	92	,	,	PUNCT
amfbr-841	24	93	services	service	NOUN
amfbr-841	24	94	render	render	VERB
amfbr-841	24	95	miscellaneous	miscellaneous	ADJ
amfbr-841	24	96	agency	agency	NOUN
amfbr-841	24	97	,	,	PUNCT
amfbr-841	24	98	provide	provide	VERB
amfbr-841	24	99	remittance	remittance	NOUN
amfbr-841	24	100	facilities	facility	NOUN
amfbr-841	24	101	and	and	CCONJ
amfbr-841	24	102	issue	issue	NOUN
amfbr-841	24	103	guarantees	guarantee	NOUN
amfbr-841	24	104	etc	etc	X
amfbr-841	24	105	.	.	PUNCT
amfbr-841	24	106	literature	literature	PROPN
amfbr-841	24	107	review	review	PROPN
amfbr-841	24	108	recent	recent	ADJ
amfbr-841	24	109	year	year	NOUN
amfbr-841	24	110	increase	increase	VERB
amfbr-841	24	111	the	the	DET
amfbr-841	24	112	attention	attention	NOUN
amfbr-841	24	113	,	,	PUNCT
amfbr-841	24	114	on	on	ADP
amfbr-841	24	115	the	the	DET
amfbr-841	24	116	topic	topic	NOUN
amfbr-841	24	117	of	of	ADP
amfbr-841	24	118	measurement	measurement	NOUN
amfbr-841	24	119	especially	especially	ADV
amfbr-841	24	120	commercial	commercial	ADJ
amfbr-841	24	121	bank	bank	NOUN
amfbr-841	24	122	performance	performance	NOUN
amfbr-841	24	123	(	(	PUNCT
amfbr-841	24	124	seiford&zhu,1999	seiford&zhu,1999	NOUN
amfbr-841	24	125	)	)	PUNCT
amfbr-841	24	126	.	.	PUNCT
amfbr-841	25	1	the	the	DET
amfbr-841	25	2	performance	performance	NOUN
amfbr-841	25	3	of	of	ADP
amfbr-841	25	4	commercial	commercial	ADJ
amfbr-841	25	5	bank	bank	NOUN
amfbr-841	25	6	has	have	AUX
amfbr-841	25	7	been	be	AUX
amfbr-841	25	8	empirical	empirical	ADJ
amfbr-841	25	9	study	study	NOUN
amfbr-841	25	10	all	all	ADV
amfbr-841	25	11	over	over	ADP
amfbr-841	25	12	the	the	DET
amfbr-841	25	13	world	world	NOUN
amfbr-841	25	14	(	(	PUNCT
amfbr-841	25	15	tarawneh	tarawneh	PROPN
amfbr-841	25	16	,	,	PUNCT
amfbr-841	25	17	2006	2006	NUM
amfbr-841	25	18	;	;	PUNCT
amfbr-841	25	19	halkos&salamouris	halkos&salamouris	PROPN
amfbr-841	25	20	,	,	PUNCT
amfbr-841	25	21	2004	2004	NUM
amfbr-841	25	22	;	;	PUNCT
amfbr-841	25	23	webb	webb	PROPN
amfbr-841	25	24	,	,	PUNCT
amfbr-841	25	25	2003	2003	NUM
amfbr-841	25	26	;	;	PUNCT
amfbr-841	25	27	lacewell	lacewell	ADV
amfbr-841	25	28	,	,	PUNCT
amfbr-841	25	29	2003	2003	NUM
amfbr-841	25	30	;	;	PUNCT
amfbr-841	25	31	yeh	yeh	PROPN
amfbr-841	25	32	,	,	PUNCT
amfbr-841	25	33	1996	1996	NUM
amfbr-841	25	34	)	)	PUNCT
amfbr-841	25	35	but	but	CCONJ
amfbr-841	25	36	unfortunately	unfortunately	ADV
amfbr-841	25	37	not	not	PART
amfbr-841	25	38	much	much	ADJ
amfbr-841	25	39	study	study	NOUN
amfbr-841	25	40	conduct	conduct	NOUN
amfbr-841	25	41	comparison	comparison	NOUN
amfbr-841	25	42	of	of	ADP
amfbr-841	25	43	banks	bank	NOUN
amfbr-841	25	44	performance	performance	NOUN
amfbr-841	25	45	in	in	ADP
amfbr-841	25	46	pakistan	pakistan	PROPN
amfbr-841	25	47	.	.	PUNCT
amfbr-841	26	1	few	few	ADJ
amfbr-841	26	2	years	year	NOUN
amfbr-841	26	3	ago	ago	ADV
amfbr-841	26	4	,	,	PUNCT
amfbr-841	26	5	generally	generally	ADV
amfbr-841	26	6	observe	observe	VERB
amfbr-841	26	7	the	the	DET
amfbr-841	26	8	performance	performance	NOUN
amfbr-841	26	9	of	of	ADP
amfbr-841	26	10	banks	bank	NOUN
amfbr-841	26	11	on	on	ADP
amfbr-841	26	12	the	the	DET
amfbr-841	26	13	base	base	NOUN
amfbr-841	26	14	of	of	ADP
amfbr-841	26	15	company	company	NOUN
amfbr-841	26	16	size	size	NOUN
amfbr-841	26	17	and	and	CCONJ
amfbr-841	26	18	asset	asset	NOUN
amfbr-841	26	19	but	but	CCONJ
amfbr-841	26	20	tarawneh(2006	tarawneh(2006	NUM
amfbr-841	26	21	)	)	PUNCT
amfbr-841	26	22	says	say	VERB
amfbr-841	26	23	that	that	SCONJ
amfbr-841	26	24	his	his	PRON
amfbr-841	26	25	study	study	NOUN
amfbr-841	26	26	high	high	ADJ
amfbr-841	26	27	profitability	profitability	NOUN
amfbr-841	26	28	of	of	ADP
amfbr-841	26	29	banks	bank	NOUN
amfbr-841	26	30	,	,	PUNCT
amfbr-841	26	31	that	that	PRON
amfbr-841	26	32	’s	’s	ADV
amfbr-841	26	33	does	do	AUX
amfbr-841	26	34	not	not	PART
amfbr-841	26	35	mean	mean	VERB
amfbr-841	26	36	always	always	ADV
amfbr-841	26	37	means	mean	VERB
amfbr-841	26	38	banks	bank	NOUN
amfbr-841	26	39	have	have	VERB
amfbr-841	26	40	high	high	ADJ
amfbr-841	26	41	total	total	ADJ
amfbr-841	26	42	asset	asset	NOUN
amfbr-841	26	43	,	,	PUNCT
amfbr-841	26	44	credit	credit	NOUN
amfbr-841	26	45	,	,	PUNCT
amfbr-841	26	46	deposit	deposit	NOUN
amfbr-841	26	47	and	and	CCONJ
amfbr-841	26	48	total	total	ADJ
amfbr-841	26	49	capital	capital	NOUN
amfbr-841	26	50	.	.	PUNCT
amfbr-841	27	1	finical	finical	ADJ
amfbr-841	27	2	performance	performance	NOUN
amfbr-841	27	3	of	of	ADP
amfbr-841	27	4	the	the	DET
amfbr-841	27	5	banks	bank	NOUN
amfbr-841	27	6	also	also	ADV
amfbr-841	27	7	depends	depend	VERB
amfbr-841	27	8	on	on	ADP
amfbr-841	27	9	efficiency	efficiency	NOUN
amfbr-841	27	10	in	in	ADP
amfbr-841	27	11	operation	operation	NOUN
amfbr-841	27	12	and	and	CCONJ
amfbr-841	27	13	asset	asset	NOUN
amfbr-841	27	14	management	management	NOUN
amfbr-841	27	15	.	.	PUNCT
amfbr-841	28	1	normally	normally	ADV
amfbr-841	28	2	,	,	PUNCT
amfbr-841	28	3	different	different	ADJ
amfbr-841	28	4	ways	way	NOUN
amfbr-841	28	5	to	to	PART
amfbr-841	28	6	measure	measure	VERB
amfbr-841	28	7	the	the	DET
amfbr-841	28	8	performance	performance	NOUN
amfbr-841	28	9	of	of	ADP
amfbr-841	28	10	commercial	commercial	ADJ
amfbr-841	28	11	banks	bank	NOUN
amfbr-841	28	12	one	one	NUM
amfbr-841	28	13	of	of	ADP
amfbr-841	28	14	them	they	PRON
amfbr-841	28	15	accounting	accounting	NOUN
amfbr-841	28	16	method	method	NOUN
amfbr-841	28	17	.	.	PUNCT
amfbr-841	29	1	(	(	PUNCT
amfbr-841	29	2	ncube,2009	ncube,2009	NOUN
amfbr-841	29	3	)	)	PUNCT
amfbr-841	29	4	says	say	VERB
amfbr-841	29	5	that	that	SCONJ
amfbr-841	29	6	accounting	accounting	NOUN
amfbr-841	29	7	method	method	NOUN
amfbr-841	29	8	,	,	PUNCT
amfbr-841	29	9	mainly	mainly	ADV
amfbr-841	29	10	based	base	VERB
amfbr-841	29	11	on	on	ADP
amfbr-841	29	12	the	the	DET
amfbr-841	29	13	use	use	NOUN
amfbr-841	29	14	of	of	ADP
amfbr-841	29	15	financial	financial	ADJ
amfbr-841	29	16	ratio	ratio	NOUN
amfbr-841	29	17	which	which	PRON
amfbr-841	29	18	are	be	AUX
amfbr-841	29	19	used	use	VERB
amfbr-841	29	20	to	to	PART
amfbr-841	29	21	assess	assess	VERB
amfbr-841	29	22	the	the	DET
amfbr-841	29	23	banks	bank	NOUN
amfbr-841	29	24	performance	performance	NOUN
amfbr-841	29	25	.	.	PUNCT
amfbr-841	30	1	sum	sum	NOUN
amfbr-841	30	2	of	of	ADP
amfbr-841	30	3	different	different	ADJ
amfbr-841	30	4	financial	financial	ADJ
amfbr-841	30	5	ratio	ratio	NOUN
amfbr-841	30	6	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	30	7	finance	finance	PROPN
amfbr-841	30	8	&	&	CCONJ
amfbr-841	30	9	banking	banking	NOUN
amfbr-841	30	10	reviewvol	reviewvol	NOUN
amfbr-841	30	11	.	.	PUNCT
amfbr-841	31	1	5	5	NUM
amfbr-841	31	2	,	,	PUNCT
amfbr-841	31	3	no	no	INTJ
amfbr-841	31	4	.	.	NOUN
amfbr-841	31	5	2	2	NUM
amfbr-841	31	6	;	;	PUNCT
amfbr-841	31	7	2020	2020	NUM
amfbr-841	31	8	7	7	NUM
amfbr-841	31	9	has	have	AUX
amfbr-841	31	10	been	be	AUX
amfbr-841	31	11	used	use	VERB
amfbr-841	31	12	to	to	PART
amfbr-841	31	13	analyze	analyze	VERB
amfbr-841	31	14	the	the	DET
amfbr-841	31	15	performance	performance	NOUN
amfbr-841	31	16	of	of	ADP
amfbr-841	31	17	banks	bank	NOUN
amfbr-841	31	18	and	and	CCONJ
amfbr-841	31	19	other	other	ADJ
amfbr-841	31	20	financial	financial	ADJ
amfbr-841	31	21	institution	institution	NOUN
amfbr-841	31	22	against	against	ADP
amfbr-841	31	23	benchmark	benchmark	NOUN
amfbr-841	31	24	and	and	CCONJ
amfbr-841	31	25	budget	budget	NOUN
amfbr-841	31	26	or	or	CCONJ
amfbr-841	31	27	combination	combination	NOUN
amfbr-841	31	28	of	of	ADP
amfbr-841	31	29	both	both	DET
amfbr-841	31	30	methodologies	methodology	NOUN
amfbr-841	31	31	(	(	PUNCT
amfbr-841	31	32	avkiran,1995	avkiran,1995	ADJ
amfbr-841	31	33	)	)	PUNCT
amfbr-841	31	34	.	.	PUNCT
amfbr-841	32	1	financial	financial	ADJ
amfbr-841	32	2	ratio	ratio	NOUN
amfbr-841	32	3	analysis	analysis	NOUN
amfbr-841	32	4	(	(	PUNCT
amfbr-841	32	5	fra	fra	NOUN
amfbr-841	32	6	)	)	PUNCT
amfbr-841	32	7	are	be	AUX
amfbr-841	32	8	used	use	VERB
amfbr-841	32	9	different	different	ADJ
amfbr-841	32	10	purpose	purpose	NOUN
amfbr-841	32	11	,	,	PUNCT
amfbr-841	32	12	these	these	PRON
amfbr-841	32	13	are	be	AUX
amfbr-841	32	14	including	include	VERB
amfbr-841	32	15	check	check	VERB
amfbr-841	32	16	the	the	DET
amfbr-841	32	17	bank	bank	NOUN
amfbr-841	32	18	’s	’s	PART
amfbr-841	32	19	profitability	profitability	NOUN
amfbr-841	32	20	,	,	PUNCT
amfbr-841	32	21	indication	indication	NOUN
amfbr-841	32	22	of	of	ADP
amfbr-841	32	23	business	business	NOUN
amfbr-841	32	24	liquidity	liquidity	NOUN
amfbr-841	32	25	that	that	PRON
amfbr-841	32	26	’s	’	VERB
amfbr-841	32	27	means	mean	VERB
amfbr-841	32	28	company	company	NOUN
amfbr-841	32	29	ability	ability	NOUN
amfbr-841	32	30	to	to	PART
amfbr-841	32	31	cover	cover	VERB
amfbr-841	32	32	its	its	PRON
amfbr-841	32	33	debt	debt	NOUN
amfbr-841	32	34	and	and	CCONJ
amfbr-841	32	35	check	check	VERB
amfbr-841	32	36	the	the	DET
amfbr-841	32	37	leverage	leverage	NOUN
amfbr-841	32	38	performance	performance	NOUN
amfbr-841	32	39	etc	etc	X
amfbr-841	32	40	.	.	PUNCT
amfbr-841	33	1	the	the	DET
amfbr-841	33	2	financial	financial	ADJ
amfbr-841	33	3	ratio	ratio	NOUN
amfbr-841	33	4	helps	help	VERB
amfbr-841	33	5	to	to	PART
amfbr-841	33	6	determine	determine	VERB
amfbr-841	33	7	the	the	DET
amfbr-841	33	8	success	success	NOUN
amfbr-841	33	9	or	or	CCONJ
amfbr-841	33	10	comparison	comparison	NOUN
amfbr-841	33	11	between	between	ADP
amfbr-841	33	12	past	past	NOUN
amfbr-841	33	13	and	and	CCONJ
amfbr-841	33	14	recent	recent	ADJ
amfbr-841	33	15	year	year	NOUN
amfbr-841	33	16	result	result	NOUN
amfbr-841	33	17	(	(	PUNCT
amfbr-841	33	18	lukam,1982).recent	lukam,1982).recent	ADJ
amfbr-841	33	19	year	year	NOUN
amfbr-841	33	20	ago	ago	ADV
amfbr-841	33	21	research	research	NOUN
amfbr-841	33	22	in	in	ADP
amfbr-841	33	23	australia	australia	PROPN
amfbr-841	33	24	that	that	PRON
amfbr-841	33	25	’s	’s	AUX
amfbr-841	33	26	show	show	VERB
amfbr-841	33	27	the	the	DET
amfbr-841	33	28	return	return	NOUN
amfbr-841	33	29	on	on	ADP
amfbr-841	33	30	asset	asset	NOUN
amfbr-841	33	31	,	,	PUNCT
amfbr-841	33	32	interest	interest	NOUN
amfbr-841	33	33	margin	margin	NOUN
amfbr-841	33	34	,	,	PUNCT
amfbr-841	33	35	and	and	CCONJ
amfbr-841	33	36	capital	capital	NOUN
amfbr-841	33	37	adequacy	adequacy	NOUN
amfbr-841	33	38	ratio	ratio	NOUN
amfbr-841	33	39	are	be	AUX
amfbr-841	33	40	directly	directly	ADV
amfbr-841	33	41	impact	impact	NOUN
amfbr-841	33	42	on	on	ADP
amfbr-841	33	43	customer	customer	NOUN
amfbr-841	33	44	service	service	NOUN
amfbr-841	33	45	(	(	PUNCT
amfbr-841	33	46	duncan	duncan	PROPN
amfbr-841	33	47	&	&	CCONJ
amfbr-841	33	48	elliott,2004	elliott,2004	PROPN
amfbr-841	33	49	)	)	PUNCT
amfbr-841	33	50	.	.	PUNCT
amfbr-841	34	1	methodology	methodology	NOUN
amfbr-841	34	2	to	to	PART
amfbr-841	34	3	complete	complete	VERB
amfbr-841	34	4	the	the	DET
amfbr-841	34	5	research	research	NOUN
amfbr-841	34	6	purpose	purpose	NOUN
amfbr-841	34	7	,	,	PUNCT
amfbr-841	34	8	the	the	DET
amfbr-841	34	9	data	datum	NOUN
amfbr-841	34	10	was	be	AUX
amfbr-841	34	11	collected	collect	VERB
amfbr-841	34	12	from	from	ADP
amfbr-841	34	13	the	the	DET
amfbr-841	34	14	private	private	ADJ
amfbr-841	34	15	commercial	commercial	ADJ
amfbr-841	34	16	banks	bank	NOUN
amfbr-841	34	17	annual	annual	ADJ
amfbr-841	34	18	financial	financial	ADJ
amfbr-841	34	19	report	report	NOUN
amfbr-841	34	20	as	as	SCONJ
amfbr-841	34	21	published	publish	VERB
amfbr-841	34	22	in	in	ADP
amfbr-841	34	23	the	the	DET
amfbr-841	34	24	bank	bank	NOUN
amfbr-841	34	25	’s	’s	PART
amfbr-841	34	26	official	official	ADJ
amfbr-841	34	27	website	website	NOUN
amfbr-841	34	28	.	.	PUNCT
amfbr-841	35	1	the	the	DET
amfbr-841	35	2	data	datum	NOUN
amfbr-841	35	3	was	be	AUX
amfbr-841	35	4	collected	collect	VERB
amfbr-841	35	5	for	for	ADP
amfbr-841	35	6	private	private	ADJ
amfbr-841	35	7	commercial	commercial	ADJ
amfbr-841	35	8	banks	bank	NOUN
amfbr-841	35	9	which	which	PRON
amfbr-841	35	10	are	be	AUX
amfbr-841	35	11	listed	list	VERB
amfbr-841	35	12	by	by	ADP
amfbr-841	35	13	state	state	NOUN
amfbr-841	35	14	bank	bank	PROPN
amfbr-841	35	15	of	of	ADP
amfbr-841	35	16	pakistan	pakistan	PROPN
amfbr-841	35	17	during	during	ADP
amfbr-841	35	18	(	(	PUNCT
amfbr-841	35	19	2015	2015	NUM
amfbr-841	35	20	-	-	SYM
amfbr-841	35	21	2019	2019	NUM
amfbr-841	35	22	)	)	PUNCT
amfbr-841	35	23	which	which	PRON
amfbr-841	35	24	are	be	AUX
amfbr-841	35	25	used	use	VERB
amfbr-841	35	26	to	to	PART
amfbr-841	35	27	collect	collect	VERB
amfbr-841	35	28	the	the	DET
amfbr-841	35	29	financial	financial	ADJ
amfbr-841	35	30	ratio	ratio	NOUN
amfbr-841	35	31	and	and	CCONJ
amfbr-841	35	32	other	other	ADJ
amfbr-841	35	33	financial	financial	ADJ
amfbr-841	35	34	measure	measure	NOUN
amfbr-841	35	35	.	.	PUNCT
amfbr-841	36	1	fra	fra	NOUN
amfbr-841	36	2	are	be	AUX
amfbr-841	36	3	used	use	VERB
amfbr-841	36	4	to	to	PART
amfbr-841	36	5	help	help	VERB
amfbr-841	36	6	the	the	DET
amfbr-841	36	7	comparison	comparison	NOUN
amfbr-841	36	8	between	between	ADP
amfbr-841	36	9	banks	bank	NOUN
amfbr-841	36	10	performance	performance	NOUN
amfbr-841	36	11	.	.	PUNCT
amfbr-841	37	1	financial	financial	ADJ
amfbr-841	37	2	ratio	ratio	NOUN
amfbr-841	37	3	can	can	AUX
amfbr-841	37	4	be	be	AUX
amfbr-841	37	5	divided	divide	VERB
amfbr-841	37	6	in	in	ADP
amfbr-841	37	7	three	three	NUM
amfbr-841	37	8	parts	part	NOUN
amfbr-841	37	9	.	.	PUNCT
amfbr-841	38	1	profitability	profitability	NOUN
amfbr-841	38	2	ratio	ratio	NOUN
amfbr-841	38	3	/	/	SYM
amfbr-841	38	4	efficiency	efficiency	NOUN
amfbr-841	38	5	ratio	ratio	NOUN
amfbr-841	38	6	return	return	NOUN
amfbr-841	38	7	on	on	ADP
amfbr-841	38	8	equity	equity	NOUN
amfbr-841	38	9	(	(	PUNCT
amfbr-841	38	10	roe	roe	PROPN
amfbr-841	38	11	return	return	NOUN
amfbr-841	38	12	on	on	ADP
amfbr-841	38	13	asset	asset	NOUN
amfbr-841	38	14	(	(	PUNCT
amfbr-841	38	15	roa	roa	NOUN
amfbr-841	38	16	)	)	PUNCT
amfbr-841	38	17	earnings	earning	NOUN
amfbr-841	38	18	per	per	ADP
amfbr-841	38	19	share	share	NOUN
amfbr-841	38	20	(	(	PUNCT
amfbr-841	38	21	eps	eps	PROPN
amfbr-841	38	22	)	)	PUNCT
amfbr-841	38	23	spread	spread	VERB
amfbr-841	38	24	ratio	ratio	NOUN
amfbr-841	38	25	liquidity	liquidity	NOUN
amfbr-841	38	26	ratio	ratio	NOUN
amfbr-841	38	27	investment	investment	NOUN
amfbr-841	38	28	to	to	AUX
amfbr-841	38	29	total	total	VERB
amfbr-841	38	30	asset	asset	NOUN
amfbr-841	38	31	ratio	ratio	NOUN
amfbr-841	38	32	solvency	solvency	NOUN
amfbr-841	38	33	ratio	ratio	PROPN
amfbr-841	38	34	total	total	NOUN
amfbr-841	38	35	debt	debt	NOUN
amfbr-841	38	36	to	to	ADP
amfbr-841	38	37	total	total	ADJ
amfbr-841	38	38	asset	asset	NOUN
amfbr-841	38	39	ratio	ratio	NOUN
amfbr-841	38	40	other	other	ADJ
amfbr-841	38	41	financial	financial	ADJ
amfbr-841	38	42	measures	measure	NOUN
amfbr-841	38	43	are	be	AUX
amfbr-841	38	44	:	:	PUNCT
amfbr-841	38	45	total	total	ADJ
amfbr-841	38	46	owner	owner	NOUN
amfbr-841	38	47	equity	equity	NOUN
amfbr-841	38	48	institution	institution	NOUN
amfbr-841	38	49	size	size	VERB
amfbr-841	38	50	the	the	DET
amfbr-841	38	51	sample	sample	NOUN
amfbr-841	38	52	of	of	ADP
amfbr-841	38	53	this	this	DET
amfbr-841	38	54	study	study	NOUN
amfbr-841	38	55	was	be	AUX
amfbr-841	38	56	14	14	NUM
amfbr-841	38	57	private	private	ADJ
amfbr-841	38	58	commercial	commercial	ADJ
amfbr-841	38	59	banks	bank	NOUN
amfbr-841	38	60	in	in	ADP
amfbr-841	38	61	pakistan	pakistan	PROPN
amfbr-841	38	62	out	out	ADP
amfbr-841	38	63	of	of	ADP
amfbr-841	38	64	15	15	NUM
amfbr-841	38	65	banks	bank	NOUN
amfbr-841	38	66	and	and	CCONJ
amfbr-841	38	67	that	that	PRON
amfbr-841	38	68	’s	’	VERB
amfbr-841	38	69	representation	representation	NOUN
amfbr-841	38	70	93.3	93.3	NUM
amfbr-841	38	71	%	%	NOUN
amfbr-841	38	72	of	of	ADP
amfbr-841	38	73	population	population	NOUN
amfbr-841	38	74	.	.	PUNCT
amfbr-841	39	1	one	one	NUM
amfbr-841	39	2	commercial	commercial	ADJ
amfbr-841	39	3	bank	bank	NOUN
amfbr-841	39	4	is	be	AUX
amfbr-841	39	5	not	not	PART
amfbr-841	39	6	taken	take	VERB
amfbr-841	39	7	as	as	ADP
amfbr-841	39	8	sample	sample	NOUN
amfbr-841	39	9	because	because	SCONJ
amfbr-841	39	10	they	they	PRON
amfbr-841	39	11	do	do	AUX
amfbr-841	39	12	not	not	PART
amfbr-841	39	13	publish	publish	VERB
amfbr-841	39	14	their	their	PRON
amfbr-841	39	15	final	final	ADJ
amfbr-841	39	16	report	report	NOUN
amfbr-841	39	17	in	in	ADP
amfbr-841	39	18	2019	2019	NUM
amfbr-841	39	19	.	.	PUNCT
amfbr-841	40	1	result	result	NOUN
amfbr-841	40	2	and	and	CCONJ
amfbr-841	40	3	analysis	analysis	NOUN
amfbr-841	40	4	table	table	NOUN
amfbr-841	40	5	1	1	NUM
amfbr-841	40	6	.	.	X
amfbr-841	40	7	return	return	VERB
amfbr-841	40	8	on	on	ADP
amfbr-841	40	9	equity	equity	NOUN
amfbr-841	40	10	(	(	PUNCT
amfbr-841	40	11	roe	roe	NOUN
amfbr-841	40	12	)	)	PUNCT
amfbr-841	40	13	value	value	NOUN
amfbr-841	40	14	in	in	ADP
amfbr-841	40	15	percentage	percentage	NOUN
amfbr-841	40	16	(	(	PUNCT
amfbr-841	40	17	%	%	INTJ
amfbr-841	40	18	)	)	PUNCT
amfbr-841	40	19	banks	bank	NOUN
amfbr-841	40	20	years	year	NOUN
amfbr-841	40	21	2015	2015	NUM
amfbr-841	40	22	2016	2016	NUM
amfbr-841	40	23	2017	2017	NUM
amfbr-841	40	24	2018	2018	NUM
amfbr-841	40	25	2019	2019	NUM
amfbr-841	40	26	average	average	NOUN
amfbr-841	40	27	abl	abl	PROPN
amfbr-841	40	28	16.9	16.9	NUM
amfbr-841	40	29	14.3	14.3	NUM
amfbr-841	40	30	11.9	11.9	NUM
amfbr-841	40	31	12.0	12.0	NUM
amfbr-841	40	32	12.23	12.23	NUM
amfbr-841	40	33	13.46	13.46	NUM
amfbr-841	40	34	bal	bal	PROPN
amfbr-841	40	35	15.48	15.48	NUM
amfbr-841	40	36	13.86	13.86	NUM
amfbr-841	40	37	13.22	13.22	NUM
amfbr-841	40	38	15.33	15.33	NUM
amfbr-841	40	39	15.65	15.65	NUM
amfbr-841	40	40	14.70	14.70	NUM
amfbr-841	40	41	bahl	bahl	NOUN
amfbr-841	40	42	19.5	19.5	NUM
amfbr-841	40	43	19.09	19.09	NUM
amfbr-841	40	44	18.5	18.5	NUM
amfbr-841	40	45	16.9	16.9	NUM
amfbr-841	40	46	18.15	18.15	NUM
amfbr-841	40	47	18.42	18.42	NUM
amfbr-841	40	48	fbl	fbl	NOUN
amfbr-841	40	49	17.63	17.63	NUM
amfbr-841	40	50	15.60	15.60	NUM
amfbr-841	40	51	14.44	14.44	NUM
amfbr-841	40	52	13.43	13.43	NUM
amfbr-841	40	53	14.57	14.57	NUM
amfbr-841	40	54	15.13	15.13	NUM
amfbr-841	40	55	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	NOUN
amfbr-841	40	56	finance	finance	PROPN
amfbr-841	40	57	&	&	CCONJ
amfbr-841	40	58	banking	banking	NOUN
amfbr-841	40	59	reviewvol	reviewvol	NOUN
amfbr-841	40	60	.	.	PUNCT
amfbr-841	41	1	5	5	NUM
amfbr-841	41	2	,	,	PUNCT
amfbr-841	41	3	no	no	INTJ
amfbr-841	41	4	.	.	NOUN
amfbr-841	41	5	2	2	NUM
amfbr-841	41	6	;	;	PUNCT
amfbr-841	41	7	2020	2020	NUM
amfbr-841	41	8	8	8	NUM
amfbr-841	41	9	hbl	hbl	NOUN
amfbr-841	41	10	20.64	20.64	NUM
amfbr-841	41	11	17.47	17.47	NUM
amfbr-841	41	12	40.90	40.90	NUM
amfbr-841	41	13	65.84	65.84	NUM
amfbr-841	41	14	74.78	74.78	NUM
amfbr-841	41	15	43.92	43.92	NUM
amfbr-841	41	16	hbm	hbm	PROPN
amfbr-841	41	17	20.78	20.78	NUM
amfbr-841	41	18	40.46	40.46	NUM
amfbr-841	41	19	15.11	15.11	NUM
amfbr-841	41	20	16.64	16.64	NUM
amfbr-841	41	21	14.88	14.88	NUM
amfbr-841	41	22	21.57	21.57	NUM
amfbr-841	41	23	js	js	ADP
amfbr-841	41	24	13.95	13.95	NUM
amfbr-841	41	25	12.73	12.73	NUM
amfbr-841	41	26	5.84	5.84	NUM
amfbr-841	41	27	3.48	3.48	NUM
amfbr-841	41	28	0.15	0.15	NUM
amfbr-841	41	29	7.23	7.23	NUM
amfbr-841	41	30	sbl	sbl	PROPN
amfbr-841	41	31	3.7	3.7	NUM
amfbr-841	41	32	4.4	4.4	NUM
amfbr-841	41	33	5.9	5.9	NUM
amfbr-841	41	34	5.4	5.4	NUM
amfbr-841	41	35	5.2	5.2	NUM
amfbr-841	41	36	4.92	4.92	NUM
amfbr-841	41	37	silk	silk	NOUN
amfbr-841	41	38	(	(	PUNCT
amfbr-841	41	39	14.83	14.83	NUM
amfbr-841	41	40	)	)	PUNCT
amfbr-841	41	41	5.55	5.55	NUM
amfbr-841	41	42	9.0	9.0	NUM
amfbr-841	41	43	9.65	9.65	NUM
amfbr-841	41	44	(	(	PUNCT
amfbr-841	41	45	31.42	31.42	NUM
amfbr-841	41	46	)	)	PUNCT
amfbr-841	41	47	(	(	PUNCT
amfbr-841	41	48	4.41	4.41	NUM
amfbr-841	41	49	)	)	PUNCT
amfbr-841	41	50	scb	scb	PROPN
amfbr-841	41	51	15.1	15.1	NUM
amfbr-841	41	52	15.6	15.6	NUM
amfbr-841	41	53	13.3	13.3	NUM
amfbr-841	41	54	17.3	17.3	NUM
amfbr-841	41	55	22.9	22.9	NUM
amfbr-841	41	56	16.84	16.84	NUM
amfbr-841	41	57	snbl	snbl	NOUN
amfbr-841	41	58	12.56	12.56	NUM
amfbr-841	41	59	10.30	10.30	NUM
amfbr-841	41	60	9.02	9.02	NUM
amfbr-841	41	61	9.78	9.78	NUM
amfbr-841	41	62	9.98	9.98	NUM
amfbr-841	41	63	10.32	10.32	NUM
amfbr-841	41	64	ubl	ubl	NOUN
amfbr-841	41	65	25.7	25.7	NUM
amfbr-841	41	66	24.9	24.9	NUM
amfbr-841	41	67	20.6	20.6	NUM
amfbr-841	41	68	11.6	11.6	NUM
amfbr-841	41	69	13.8	13.8	NUM
amfbr-841	41	70	19.32	19.32	NUM
amfbr-841	41	71	mcb	mcb	PROPN
amfbr-841	41	72	23.21	23.21	NUM
amfbr-841	41	73	18.94	18.94	NUM
amfbr-841	41	74	17.65	17.65	NUM
amfbr-841	41	75	15.48	15.48	NUM
amfbr-841	41	76	16.84	16.84	NUM
amfbr-841	41	77	18.42	18.42	NUM
amfbr-841	41	78	asbk	asbk	NOUN
amfbr-841	41	79	24.54	24.54	NUM
amfbr-841	41	80	22.14	22.14	NUM
amfbr-841	41	81	19.97	19.97	NUM
amfbr-841	41	82	14.98	14.98	NUM
amfbr-841	41	83	20.10	20.10	NUM
amfbr-841	41	84	20.34	20.34	NUM
amfbr-841	41	85	source	source	NOUN
amfbr-841	41	86	:	:	PUNCT
amfbr-841	41	87	data	datum	NOUN
amfbr-841	41	88	are	be	AUX
amfbr-841	41	89	collected	collect	VERB
amfbr-841	41	90	from	from	ADP
amfbr-841	41	91	the	the	DET
amfbr-841	41	92	final	final	ADJ
amfbr-841	41	93	report	report	NOUN
amfbr-841	41	94	of	of	ADP
amfbr-841	41	95	commercial	commercial	ADJ
amfbr-841	41	96	banks	bank	NOUN
amfbr-841	41	97	official	official	ADJ
amfbr-841	41	98	website	website	NOUN
amfbr-841	41	99	during	during	ADP
amfbr-841	41	100	the	the	DET
amfbr-841	41	101	period	period	NOUN
amfbr-841	41	102	of	of	ADP
amfbr-841	41	103	(	(	PUNCT
amfbr-841	41	104	2015	2015	NUM
amfbr-841	41	105	-	-	SYM
amfbr-841	41	106	2019	2019	NUM
amfbr-841	41	107	)	)	PUNCT
amfbr-841	41	108	.	.	PUNCT
amfbr-841	42	1	roe	roe	NOUN
amfbr-841	42	2	is	be	AUX
amfbr-841	42	3	basically	basically	ADV
amfbr-841	42	4	collected	collect	VERB
amfbr-841	42	5	for	for	ADP
amfbr-841	42	6	investors	investor	NOUN
amfbr-841	42	7	,	,	PUNCT
amfbr-841	42	8	the	the	DET
amfbr-841	42	9	purpose	purpose	NOUN
amfbr-841	42	10	of	of	ADP
amfbr-841	42	11	investment	investment	NOUN
amfbr-841	42	12	that	that	PRON
amfbr-841	42	13	’s	’s	AUX
amfbr-841	42	14	show	show	VERB
amfbr-841	42	15	the	the	DET
amfbr-841	42	16	how	how	SCONJ
amfbr-841	42	17	much	much	ADJ
amfbr-841	42	18	level	level	NOUN
amfbr-841	42	19	of	of	ADP
amfbr-841	42	20	profit	profit	NOUN
amfbr-841	42	21	generated	generate	VERB
amfbr-841	42	22	against	against	ADP
amfbr-841	42	23	his	his	PRON
amfbr-841	42	24	investment	investment	NOUN
amfbr-841	42	25	.	.	PUNCT
amfbr-841	43	1	table	table	NOUN
amfbr-841	43	2	1	1	NUM
amfbr-841	43	3	and	and	CCONJ
amfbr-841	43	4	figure	figure	VERB
amfbr-841	43	5	1	1	NUM
amfbr-841	43	6	both	both	PRON
amfbr-841	43	7	represent	represent	VERB
amfbr-841	43	8	the	the	DET
amfbr-841	43	9	data	datum	NOUN
amfbr-841	43	10	of	of	ADP
amfbr-841	43	11	return	return	NOUN
amfbr-841	43	12	of	of	ADP
amfbr-841	43	13	equity	equity	NOUN
amfbr-841	43	14	during	during	ADP
amfbr-841	43	15	the	the	DET
amfbr-841	43	16	period	period	NOUN
amfbr-841	43	17	of	of	ADP
amfbr-841	43	18	2015	2015	NUM
amfbr-841	43	19	to	to	ADP
amfbr-841	43	20	2019	2019	NUM
amfbr-841	43	21	and	and	CCONJ
amfbr-841	43	22	show	show	VERB
amfbr-841	43	23	the	the	DET
amfbr-841	43	24	five	five	NUM
amfbr-841	43	25	-	-	PUNCT
amfbr-841	43	26	year	year	NOUN
amfbr-841	43	27	average	average	ADJ
amfbr-841	43	28	analysis	analysis	NOUN
amfbr-841	43	29	.	.	PUNCT
amfbr-841	44	1	the	the	DET
amfbr-841	44	2	average	average	ADJ
amfbr-841	44	3	result	result	NOUN
amfbr-841	44	4	of	of	ADP
amfbr-841	44	5	five	five	NUM
amfbr-841	44	6	-	-	PUNCT
amfbr-841	44	7	year	year	NOUN
amfbr-841	44	8	analysis	analysis	NOUN
amfbr-841	44	9	shows	show	VERB
amfbr-841	44	10	that	that	SCONJ
amfbr-841	44	11	hbl	hbl	PROPN
amfbr-841	44	12	has	have	VERB
amfbr-841	44	13	the	the	DET
amfbr-841	44	14	highest	high	ADJ
amfbr-841	44	15	ratio	ratio	NOUN
amfbr-841	44	16	(	(	PUNCT
amfbr-841	44	17	43.92	43.92	NUM
amfbr-841	44	18	%	%	NOUN
amfbr-841	44	19	)	)	PUNCT
amfbr-841	44	20	,	,	PUNCT
amfbr-841	44	21	and	and	CCONJ
amfbr-841	44	22	the	the	DET
amfbr-841	44	23	lowest	low	ADJ
amfbr-841	44	24	value	value	NOUN
amfbr-841	44	25	of	of	ADP
amfbr-841	44	26	roe	roe	PROPN
amfbr-841	44	27	is	be	AUX
amfbr-841	44	28	silk	silk	NOUN
amfbr-841	44	29	(	(	PUNCT
amfbr-841	44	30	-4.41	-4.41	NUM
amfbr-841	44	31	%	%	NOUN
amfbr-841	44	32	)	)	PUNCT
amfbr-841	44	33	.	.	PUNCT
amfbr-841	45	1	table	table	NOUN
amfbr-841	45	2	2	2	NUM
amfbr-841	45	3	.	.	X
amfbr-841	45	4	return	return	VERB
amfbr-841	45	5	on	on	ADP
amfbr-841	45	6	asset	asset	NOUN
amfbr-841	45	7	(	(	PUNCT
amfbr-841	45	8	roa	roa	NOUN
amfbr-841	45	9	)	)	PUNCT
amfbr-841	45	10	value	value	NOUN
amfbr-841	45	11	in	in	ADP
amfbr-841	45	12	percentage	percentage	NOUN
amfbr-841	45	13	(	(	PUNCT
amfbr-841	45	14	%	%	INTJ
amfbr-841	45	15	)	)	PUNCT
amfbr-841	45	16	banks	bank	NOUN
amfbr-841	45	17	years	year	NOUN
amfbr-841	45	18	2015	2015	NUM
amfbr-841	45	19	2016	2016	NUM
amfbr-841	45	20	2017	2017	NUM
amfbr-841	45	21	2018	2018	NUM
amfbr-841	45	22	2019	2019	NUM
amfbr-841	45	23	average	average	NOUN
amfbr-841	45	24	abl	abl	PROPN
amfbr-841	45	25	1.5	1.5	NUM
amfbr-841	45	26	1.3	1.3	NUM
amfbr-841	45	27	1.0	1.0	NUM
amfbr-841	45	28	0.9	0.9	NUM
amfbr-841	45	29	0.9	0.9	NUM
amfbr-841	45	30	1.12	1.12	NUM
amfbr-841	45	31	bal	bal	PROPN
amfbr-841	45	32	0.93	0.93	NUM
amfbr-841	45	33	0.88	0.88	NUM
amfbr-841	45	34	0.87	0.87	NUM
amfbr-841	45	35	1.11	1.11	NUM
amfbr-841	45	36	1.26	1.26	NUM
amfbr-841	45	37	1.01	1.01	NUM
amfbr-841	45	38	bahl	bahl	NOUN
amfbr-841	45	39	1.15	1.15	NUM
amfbr-841	45	40	1.08	1.08	NUM
amfbr-841	45	41	0.90	0.90	NUM
amfbr-841	45	42	0.8	0.8	NUM
amfbr-841	45	43	0.86	0.86	NUM
amfbr-841	45	44	0.95	0.95	NUM
amfbr-841	45	45	50	50	NUM
amfbr-841	45	46	average	average	NOUN
amfbr-841	45	47	of	of	ADP
amfbr-841	45	48	return	return	NOUN
amfbr-841	45	49	on	on	ADP
amfbr-841	45	50	owner	owner	NOUN
amfbr-841	45	51	's	's	PART
amfbr-841	45	52	equity	equity	NOUN
amfbr-841	45	53	43.92	43.92	NUM
amfbr-841	45	54	40	40	NUM
amfbr-841	45	55	(	(	PUNCT
amfbr-841	45	56	%	%	NOUN
amfbr-841	45	57	)	)	PUNCT
amfbr-841	45	58	30	30	NUM
amfbr-841	45	59	21.57	21.57	NUM
amfbr-841	45	60	20.34	20.34	NUM
amfbr-841	45	61	18.42	18.42	NUM
amfbr-841	45	62	19.32	19.32	NUM
amfbr-841	45	63	18.42	18.42	NUM
amfbr-841	45	64	20	20	NUM
amfbr-841	45	65	14.7	14.7	NUM
amfbr-841	45	66	15.13	15.13	NUM
amfbr-841	45	67	16.84	16.84	NUM
amfbr-841	45	68	r	r	NOUN
amfbr-841	45	69	o	o	NOUN
amfbr-841	45	70	e	e	ADP
amfbr-841	45	71	13.46	13.46	NUM
amfbr-841	45	72	10.32	10.32	NUM
amfbr-841	45	73	7.23	7.23	NUM
amfbr-841	45	74	10	10	NUM
amfbr-841	45	75	4.92	4.92	NUM
amfbr-841	45	76	0	0	NUM
amfbr-841	46	1	-4.41	-4.41	CCONJ
amfbr-841	46	2	-10	-10	PUNCT
amfbr-841	46	3	abl	abl	PROPN
amfbr-841	46	4	bal	bal	PROPN
amfbr-841	46	5	bahl	bahl	PROPN
amfbr-841	46	6	fbl	fbl	PROPN
amfbr-841	47	1	hbl	hbl	PROPN
amfbr-841	47	2	hbm	hbm	PROPN
amfbr-841	47	3	js	js	ADP
amfbr-841	47	4	sbl	sbl	PROPN
amfbr-841	47	5	silk	silk	PROPN
amfbr-841	47	6	scb	scb	PROPN
amfbr-841	47	7	snbl	snbl	PROPN
amfbr-841	47	8	ubl	ubl	PROPN
amfbr-841	47	9	mcb	mcb	PROPN
amfbr-841	47	10	asbk	asbk	PROPN
amfbr-841	47	11	name	name	NOUN
amfbr-841	47	12	of	of	ADP
amfbr-841	47	13	pvt	pvt	PROPN
amfbr-841	47	14	commercial	commercial	ADJ
amfbr-841	47	15	banks	bank	NOUN
amfbr-841	47	16	figure	figure	VERB
amfbr-841	47	17	1	1	NUM
amfbr-841	47	18	.	.	PUNCT
amfbr-841	48	1	average	average	NOUN
amfbr-841	48	2	of	of	ADP
amfbr-841	48	3	return	return	NOUN
amfbr-841	48	4	on	on	ADP
amfbr-841	48	5	owner	owner	NOUN
amfbr-841	48	6	's	's	PART
amfbr-841	48	7	equity	equity	NOUN
amfbr-841	48	8	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	48	9	finance	finance	PROPN
amfbr-841	48	10	&	&	CCONJ
amfbr-841	48	11	banking	banking	NOUN
amfbr-841	48	12	reviewvol	reviewvol	NOUN
amfbr-841	48	13	.	.	PUNCT
amfbr-841	49	1	5	5	NUM
amfbr-841	49	2	,	,	PUNCT
amfbr-841	49	3	no	no	INTJ
amfbr-841	49	4	.	.	NOUN
amfbr-841	49	5	2	2	NUM
amfbr-841	49	6	;	;	PUNCT
amfbr-841	49	7	2020	2020	NUM
amfbr-841	49	8	9	9	NUM
amfbr-841	49	9	fbl	fbl	NOUN
amfbr-841	49	10	1.03	1.03	NUM
amfbr-841	49	11	0.98	0.98	NUM
amfbr-841	49	12	0.96	0.96	NUM
amfbr-841	49	13	0.88	0.88	NUM
amfbr-841	49	14	0.98	0.98	NUM
amfbr-841	49	15	0.96	0.96	NUM
amfbr-841	49	16	hbl	hbl	NOUN
amfbr-841	49	17	1.6	1.6	NUM
amfbr-841	49	18	1.32	1.32	NUM
amfbr-841	49	19	0.27	0.27	NUM
amfbr-841	49	20	0.4	0.4	NUM
amfbr-841	49	21	0.49	0.49	NUM
amfbr-841	49	22	0.81	0.81	NUM
amfbr-841	49	23	hbm	hbm	PROPN
amfbr-841	49	24	1.56	1.56	NUM
amfbr-841	49	25	1.16	1.16	NUM
amfbr-841	49	26	0.85	0.85	NUM
amfbr-841	49	27	0.91	0.91	NUM
amfbr-841	49	28	0.76	0.76	NUM
amfbr-841	49	29	1.04	1.04	NUM
amfbr-841	49	30	js	js	ADP
amfbr-841	49	31	1.03	1.03	NUM
amfbr-841	49	32	0.85	0.85	NUM
amfbr-841	49	33	0.30	0.30	NUM
amfbr-841	49	34	0.13	0.13	NUM
amfbr-841	49	35	0.01	0.01	NUM
amfbr-841	49	36	0.46	0.46	NUM
amfbr-841	49	37	sbl	sbl	NOUN
amfbr-841	49	38	0.6	0.6	NUM
amfbr-841	49	39	0.6	0.6	NUM
amfbr-841	49	40	0.6	0.6	NUM
amfbr-841	49	41	0.6	0.6	NUM
amfbr-841	49	42	0.6	0.6	NUM
amfbr-841	49	43	0.6	0.6	NUM
amfbr-841	49	44	silk	silk	NOUN
amfbr-841	49	45	(	(	PUNCT
amfbr-841	49	46	1.45	1.45	NUM
amfbr-841	49	47	)	)	PUNCT
amfbr-841	49	48	0.55	0.55	NUM
amfbr-841	49	49	0.75	0.75	NUM
amfbr-841	49	50	0.77	0.77	NUM
amfbr-841	49	51	(	(	PUNCT
amfbr-841	49	52	2.07	2.07	NUM
amfbr-841	49	53	)	)	PUNCT
amfbr-841	49	54	(	(	PUNCT
amfbr-841	49	55	0.29	0.29	X
amfbr-841	49	56	)	)	PUNCT
amfbr-841	49	57	scb	scb	PROPN
amfbr-841	49	58	2.2	2.2	NUM
amfbr-841	49	59	2.1	2.1	NUM
amfbr-841	49	60	1.7	1.7	NUM
amfbr-841	49	61	2.1	2.1	NUM
amfbr-841	49	62	2.7	2.7	NUM
amfbr-841	49	63	2.16	2.16	NUM
amfbr-841	49	64	snbl	snbl	NOUN
amfbr-841	49	65	0.94	0.94	NUM
amfbr-841	49	66	0.70	0.70	NUM
amfbr-841	49	67	0.55	0.55	NUM
amfbr-841	49	68	0.50	0.50	NUM
amfbr-841	49	69	0.46	0.46	NUM
amfbr-841	49	70	0.63	0.63	NUM
amfbr-841	49	71	ubl	ubl	PROPN
amfbr-841	49	72	2.0	2.0	NUM
amfbr-841	49	73	1.8	1.8	NUM
amfbr-841	49	74	1.4	1.4	NUM
amfbr-841	49	75	0.8	0.8	NUM
amfbr-841	49	76	1.0	1.0	NUM
amfbr-841	49	77	1.4	1.4	NUM
amfbr-841	49	78	mcb	mcb	PROPN
amfbr-841	49	79	2.63	2.63	NUM
amfbr-841	49	80	2.16	2.16	NUM
amfbr-841	49	81	1.86	1.86	NUM
amfbr-841	49	82	1.50	1.50	NUM
amfbr-841	49	83	1.59	1.59	NUM
amfbr-841	49	84	1.94	1.94	NUM
amfbr-841	49	85	asbk	asbk	NOUN
amfbr-841	49	86	1.03	1.03	NUM
amfbr-841	49	87	0.90	0.90	NUM
amfbr-841	49	88	0.83	0.83	NUM
amfbr-841	49	89	0.65	0.65	NUM
amfbr-841	49	90	0.91	0.91	NUM
amfbr-841	49	91	0.86	0.86	NUM
amfbr-841	49	92	source	source	NOUN
amfbr-841	49	93	:	:	PUNCT
amfbr-841	49	94	data	datum	NOUN
amfbr-841	49	95	are	be	AUX
amfbr-841	49	96	collected	collect	VERB
amfbr-841	49	97	from	from	ADP
amfbr-841	49	98	the	the	DET
amfbr-841	49	99	final	final	ADJ
amfbr-841	49	100	report	report	NOUN
amfbr-841	49	101	of	of	ADP
amfbr-841	49	102	commercial	commercial	ADJ
amfbr-841	49	103	banks	bank	NOUN
amfbr-841	49	104	official	official	ADJ
amfbr-841	49	105	website	website	NOUN
amfbr-841	49	106	during	during	ADP
amfbr-841	49	107	the	the	DET
amfbr-841	49	108	period	period	NOUN
amfbr-841	49	109	of	of	ADP
amfbr-841	49	110	(	(	PUNCT
amfbr-841	49	111	2015	2015	NUM
amfbr-841	49	112	-	-	SYM
amfbr-841	49	113	2019	2019	NUM
amfbr-841	49	114	)	)	PUNCT
amfbr-841	49	115	.	.	PUNCT
amfbr-841	50	1	roa	roa	PROPN
amfbr-841	50	2	is	be	AUX
amfbr-841	50	3	basically	basically	ADV
amfbr-841	50	4	collected	collect	VERB
amfbr-841	50	5	for	for	ADP
amfbr-841	50	6	investors	investor	NOUN
amfbr-841	50	7	,	,	PUNCT
amfbr-841	50	8	the	the	DET
amfbr-841	50	9	purpose	purpose	NOUN
amfbr-841	50	10	of	of	ADP
amfbr-841	50	11	investment	investment	NOUN
amfbr-841	50	12	that	that	PRON
amfbr-841	50	13	’s	’	VERB
amfbr-841	50	14	how	how	SCONJ
amfbr-841	50	15	much	much	ADJ
amfbr-841	50	16	level	level	NOUN
amfbr-841	50	17	of	of	ADP
amfbr-841	50	18	profit	profit	NOUN
amfbr-841	50	19	generate	generate	VERB
amfbr-841	50	20	the	the	PRON
amfbr-841	50	21	against	against	ADP
amfbr-841	50	22	the	the	DET
amfbr-841	50	23	use	use	NOUN
amfbr-841	50	24	of	of	ADP
amfbr-841	50	25	bank	bank	NOUN
amfbr-841	50	26	asset	asset	NOUN
amfbr-841	50	27	.	.	PUNCT
amfbr-841	51	1	table	table	NOUN
amfbr-841	51	2	2	2	NUM
amfbr-841	51	3	and	and	CCONJ
amfbr-841	51	4	figure	figure	VERB
amfbr-841	51	5	2	2	NUM
amfbr-841	51	6	both	both	PRON
amfbr-841	51	7	represent	represent	VERB
amfbr-841	51	8	the	the	DET
amfbr-841	51	9	data	datum	NOUN
amfbr-841	51	10	of	of	ADP
amfbr-841	51	11	return	return	NOUN
amfbr-841	51	12	of	of	ADP
amfbr-841	51	13	asset	asset	NOUN
amfbr-841	51	14	during	during	ADP
amfbr-841	51	15	the	the	DET
amfbr-841	51	16	period	period	NOUN
amfbr-841	51	17	of	of	ADP
amfbr-841	51	18	2015	2015	NUM
amfbr-841	51	19	to	to	ADP
amfbr-841	51	20	2019	2019	NUM
amfbr-841	51	21	and	and	CCONJ
amfbr-841	51	22	show	show	VERB
amfbr-841	51	23	the	the	DET
amfbr-841	51	24	five	five	NUM
amfbr-841	51	25	-	-	PUNCT
amfbr-841	51	26	year	year	NOUN
amfbr-841	51	27	average	average	ADJ
amfbr-841	51	28	analysis	analysis	NOUN
amfbr-841	51	29	.	.	PUNCT
amfbr-841	52	1	the	the	DET
amfbr-841	52	2	average	average	ADJ
amfbr-841	52	3	result	result	NOUN
amfbr-841	52	4	of	of	ADP
amfbr-841	52	5	five	five	NUM
amfbr-841	52	6	-	-	PUNCT
amfbr-841	52	7	year	year	NOUN
amfbr-841	52	8	analysis	analysis	NOUN
amfbr-841	52	9	shows	show	VERB
amfbr-841	52	10	that	that	SCONJ
amfbr-841	52	11	hbl	hbl	PROPN
amfbr-841	52	12	has	have	VERB
amfbr-841	52	13	the	the	DET
amfbr-841	52	14	highest	high	ADJ
amfbr-841	52	15	ratio	ratio	NOUN
amfbr-841	52	16	(	(	PUNCT
amfbr-841	52	17	2.16	2.16	NUM
amfbr-841	52	18	%	%	NOUN
amfbr-841	52	19	)	)	PUNCT
amfbr-841	52	20	,	,	PUNCT
amfbr-841	52	21	and	and	CCONJ
amfbr-841	52	22	the	the	DET
amfbr-841	52	23	lowest	low	ADJ
amfbr-841	52	24	value	value	NOUN
amfbr-841	52	25	of	of	ADP
amfbr-841	52	26	roa	roa	PROPN
amfbr-841	52	27	is	be	AUX
amfbr-841	52	28	silk	silk	NOUN
amfbr-841	52	29	(	(	PUNCT
amfbr-841	52	30	-0.29	-0.29	NOUN
amfbr-841	52	31	%	%	NOUN
amfbr-841	52	32	)	)	PUNCT
amfbr-841	52	33	.	.	PUNCT
amfbr-841	53	1	table	table	NOUN
amfbr-841	54	1	3	3	NUM
amfbr-841	54	2	.	.	PUNCT
amfbr-841	54	3	earnings	earning	NOUN
amfbr-841	54	4	per	per	ADP
amfbr-841	54	5	share	share	NOUN
amfbr-841	54	6	(	(	PUNCT
amfbr-841	54	7	eps	eps	NOUN
amfbr-841	54	8	)	)	PUNCT
amfbr-841	54	9	rs	rs	ADJ
amfbr-841	54	10	earnings	earning	NOUN
amfbr-841	54	11	per	per	ADP
amfbr-841	54	12	share	share	NOUN
amfbr-841	54	13	(	(	PUNCT
amfbr-841	54	14	eps	eps	NOUN
amfbr-841	54	15	)	)	PUNCT
amfbr-841	54	16	rs	rs	PROPN
amfbr-841	54	17	banks	bank	NOUN
amfbr-841	54	18	years	year	NOUN
amfbr-841	54	19	2015	2015	NUM
amfbr-841	54	20	2016	2016	NUM
amfbr-841	54	21	2017	2017	NUM
amfbr-841	54	22	2018	2018	NUM
amfbr-841	54	23	2019	2019	NUM
amfbr-841	54	24	average	average	NOUN
amfbr-841	54	25	abl	abl	PROPN
amfbr-841	54	26	13.20	13.20	NUM
amfbr-841	54	27	12.60	12.60	NUM
amfbr-841	54	28	11.12	11.12	NUM
amfbr-841	54	29	11.25	11.25	NUM
amfbr-841	54	30	12.32	12.32	NUM
amfbr-841	54	31	12.09	12.09	NUM
amfbr-841	54	32	bal	bal	ADP
amfbr-841	54	33	4.73	4.73	NUM
amfbr-841	54	34	12.60	12.60	NUM
amfbr-841	54	35	11.12	11.12	NUM
amfbr-841	54	36	5.99	5.99	NUM
amfbr-841	54	37	7.15	7.15	NUM
amfbr-841	54	38	8.31	8.31	NUM
amfbr-841	54	39	average	average	NOUN
amfbr-841	54	40	of	of	ADP
amfbr-841	54	41	return	return	NOUN
amfbr-841	54	42	on	on	ADP
amfbr-841	54	43	assets	asset	NOUN
amfbr-841	54	44	3	3	NUM
amfbr-841	54	45	2.16	2.16	NUM
amfbr-841	54	46	1.94	1.94	NUM
amfbr-841	54	47	(	(	PUNCT
amfbr-841	54	48	%	%	NOUN
amfbr-841	54	49	)	)	PUNCT
amfbr-841	54	50	2	2	NUM
amfbr-841	54	51	1.4	1.4	NUM
amfbr-841	54	52	1.12	1.12	NUM
amfbr-841	54	53	1.01	1.01	NUM
amfbr-841	54	54	0.95	0.95	NUM
amfbr-841	54	55	0.96	0.96	NUM
amfbr-841	54	56	0.81	0.81	NUM
amfbr-841	54	57	1.04	1.04	NUM
amfbr-841	54	58	0.86	0.86	NUM
amfbr-841	54	59	a	a	DET
amfbr-841	54	60	r	r	NOUN
amfbr-841	54	61	o	o	NOUN
amfbr-841	54	62	a	a	DET
amfbr-841	54	63	1	1	NUM
amfbr-841	54	64	0.6	0.6	NUM
amfbr-841	54	65	0.63	0.63	NUM
amfbr-841	54	66	0.46	0.46	NUM
amfbr-841	54	67	0	0	NUM
amfbr-841	54	68	-0.29	-0.29	PROPN
amfbr-841	54	69	abl	abl	PROPN
amfbr-841	54	70	bal	bal	PROPN
amfbr-841	54	71	bahl	bahl	PROPN
amfbr-841	54	72	fbl	fbl	PROPN
amfbr-841	55	1	hbl	hbl	PROPN
amfbr-841	55	2	hbm	hbm	PROPN
amfbr-841	55	3	js	js	ADP
amfbr-841	55	4	sbl	sbl	PROPN
amfbr-841	55	5	silk	silk	PROPN
amfbr-841	55	6	scb	scb	PROPN
amfbr-841	55	7	snbl	snbl	PROPN
amfbr-841	55	8	ubl	ubl	PROPN
amfbr-841	55	9	mcb	mcb	PROPN
amfbr-841	55	10	asbk	asbk	PROPN
amfbr-841	55	11	-1	-1	PUNCT
amfbr-841	55	12	name	name	PROPN
amfbr-841	55	13	of	of	ADP
amfbr-841	55	14	pvt	pvt	PROPN
amfbr-841	55	15	commercial	commercial	ADJ
amfbr-841	55	16	banks	bank	NOUN
amfbr-841	55	17	figure	figure	VERB
amfbr-841	55	18	2	2	NUM
amfbr-841	55	19	.	.	PUNCT
amfbr-841	55	20	average	average	NOUN
amfbr-841	55	21	of	of	ADP
amfbr-841	55	22	return	return	NOUN
amfbr-841	55	23	on	on	ADP
amfbr-841	55	24	assets	asset	NOUN
amfbr-841	55	25	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	NOUN
amfbr-841	55	26	finance	finance	PROPN
amfbr-841	55	27	&	&	CCONJ
amfbr-841	55	28	banking	banking	NOUN
amfbr-841	55	29	reviewvol	reviewvol	NOUN
amfbr-841	55	30	.	.	PUNCT
amfbr-841	56	1	5	5	NUM
amfbr-841	56	2	,	,	PUNCT
amfbr-841	56	3	no	no	INTJ
amfbr-841	56	4	.	.	NOUN
amfbr-841	56	5	2	2	NUM
amfbr-841	56	6	;	;	PUNCT
amfbr-841	56	7	2020	2020	NUM
amfbr-841	56	8	10	10	NUM
amfbr-841	56	9	bahl	bahl	NOUN
amfbr-841	56	10	6.66	6.66	NUM
amfbr-841	56	11	7.31	7.31	NUM
amfbr-841	56	12	7.65	7.65	NUM
amfbr-841	56	13	7.57	7.57	NUM
amfbr-841	56	14	10.05	10.05	NUM
amfbr-841	56	15	7.84	7.84	NUM
amfbr-841	56	16	fbl	fbl	NOUN
amfbr-841	56	17	2.78	2.78	NUM
amfbr-841	56	18	2.83	2.83	NUM
amfbr-841	56	19	2.98	2.98	NUM
amfbr-841	56	20	3.19	3.19	NUM
amfbr-841	56	21	3.98	3.98	NUM
amfbr-841	56	22	3.15	3.15	NUM
amfbr-841	56	23	hbl	hbl	NOUN
amfbr-841	56	24	24.18	24.18	NUM
amfbr-841	56	25	21.69	21.69	NUM
amfbr-841	56	26	4.82	4.82	NUM
amfbr-841	56	27	8.04	8.04	NUM
amfbr-841	56	28	10.27	10.27	NUM
amfbr-841	56	29	13.8	13.8	NUM
amfbr-841	56	30	hbm	hbm	PROPN
amfbr-841	56	31	7.31	7.31	NUM
amfbr-841	56	32	5.84	5.84	NUM
amfbr-841	56	33	5.26	5.26	NUM
amfbr-841	56	34	5.88	5.88	NUM
amfbr-841	56	35	6.28	6.28	NUM
amfbr-841	56	36	6.11	6.11	NUM
amfbr-841	56	37	js	js	ADP
amfbr-841	56	38	1.74	1.74	NUM
amfbr-841	56	39	1.77	1.77	NUM
amfbr-841	56	40	0.74	0.74	NUM
amfbr-841	56	41	0.30	0.30	NUM
amfbr-841	56	42	0.0004	0.0004	NUM
amfbr-841	56	43	0.91	0.91	NUM
amfbr-841	56	44	sbl	sbl	NOUN
amfbr-841	56	45	0.43	0.43	NUM
amfbr-841	56	46	0.54	0.54	NUM
amfbr-841	56	47	0.73	0.73	NUM
amfbr-841	56	48	0.68	0.68	NUM
amfbr-841	56	49	0.68	0.68	NUM
amfbr-841	56	50	0.61	0.61	NUM
amfbr-841	56	51	silk	silk	NOUN
amfbr-841	56	52	(	(	PUNCT
amfbr-841	56	53	0.58	0.58	NUM
amfbr-841	56	54	)	)	PUNCT
amfbr-841	56	55	0.09	0.09	NUM
amfbr-841	56	56	0.13	0.13	NUM
amfbr-841	56	57	0.15	0.15	NUM
amfbr-841	56	58	(	(	PUNCT
amfbr-841	56	59	0.44	0.44	NUM
amfbr-841	56	60	)	)	PUNCT
amfbr-841	56	61	(	(	PUNCT
amfbr-841	56	62	0.13	0.13	NUM
amfbr-841	56	63	)	)	PUNCT
amfbr-841	56	64	scb	scb	PROPN
amfbr-841	56	65	2.40	2.40	NUM
amfbr-841	56	66	2.48	2.48	NUM
amfbr-841	56	67	2.13	2.13	NUM
amfbr-841	56	68	2.90	2.90	NUM
amfbr-841	56	69	4.14	4.14	NUM
amfbr-841	56	70	2.81	2.81	NUM
amfbr-841	56	71	snbl	snbl	NOUN
amfbr-841	56	72	2.01	2.01	NUM
amfbr-841	56	73	1.70	1.70	NUM
amfbr-841	56	74	1.51	1.51	NUM
amfbr-841	56	75	1.62	1.62	NUM
amfbr-841	56	76	1.73	1.73	NUM
amfbr-841	56	77	1.71	1.71	NUM
amfbr-841	56	78	ubl	ubl	NOUN
amfbr-841	56	79	21.02	21.02	NUM
amfbr-841	56	80	22.65	22.65	NUM
amfbr-841	56	81	22.57	22.57	NUM
amfbr-841	56	82	12.44	12.44	NUM
amfbr-841	56	83	15.63	15.63	NUM
amfbr-841	56	84	18.86	18.86	NUM
amfbr-841	56	85	mcb	mcb	PROPN
amfbr-841	56	86	22.95	22.95	NUM
amfbr-841	56	87	19.67	19.67	NUM
amfbr-841	56	88	18.58	18.58	NUM
amfbr-841	56	89	18.02	18.02	NUM
amfbr-841	56	90	20.23	20.23	NUM
amfbr-841	56	91	19.89	19.89	NUM
amfbr-841	56	92	asbk	asbk	NOUN
amfbr-841	56	93	4.00	4.00	NUM
amfbr-841	56	94	4.14	4.14	NUM
amfbr-841	56	95	4.18	4.18	NUM
amfbr-841	56	96	3.52	3.52	NUM
amfbr-841	56	97	5.57	5.57	NUM
amfbr-841	56	98	4.28	4.28	NUM
amfbr-841	56	99	source	source	NOUN
amfbr-841	56	100	:	:	PUNCT
amfbr-841	56	101	data	datum	NOUN
amfbr-841	56	102	are	be	AUX
amfbr-841	56	103	collected	collect	VERB
amfbr-841	56	104	from	from	ADP
amfbr-841	56	105	the	the	DET
amfbr-841	56	106	final	final	ADJ
amfbr-841	56	107	report	report	NOUN
amfbr-841	56	108	of	of	ADP
amfbr-841	56	109	commercial	commercial	ADJ
amfbr-841	56	110	banks	bank	NOUN
amfbr-841	56	111	official	official	ADJ
amfbr-841	56	112	website	website	NOUN
amfbr-841	56	113	during	during	ADP
amfbr-841	56	114	the	the	DET
amfbr-841	56	115	period	period	NOUN
amfbr-841	56	116	of	of	ADP
amfbr-841	56	117	(	(	PUNCT
amfbr-841	56	118	2015	2015	NUM
amfbr-841	56	119	-	-	SYM
amfbr-841	56	120	2019	2019	NUM
amfbr-841	56	121	)	)	PUNCT
amfbr-841	56	122	.	.	PUNCT
amfbr-841	57	1	eps	eps	PROPN
amfbr-841	57	2	means	mean	VERB
amfbr-841	57	3	how	how	SCONJ
amfbr-841	57	4	much	much	ADJ
amfbr-841	57	5	company	company	NOUN
amfbr-841	57	6	generates	generate	VERB
amfbr-841	57	7	profit	profit	NOUN
amfbr-841	57	8	in	in	ADP
amfbr-841	57	9	against	against	ADP
amfbr-841	57	10	of	of	ADP
amfbr-841	57	11	each	each	DET
amfbr-841	57	12	share	share	NOUN
amfbr-841	57	13	of	of	ADP
amfbr-841	57	14	its	its	PRON
amfbr-841	57	15	equity	equity	NOUN
amfbr-841	57	16	.	.	PUNCT
amfbr-841	58	1	table	table	NOUN
amfbr-841	58	2	3	3	NUM
amfbr-841	58	3	and	and	CCONJ
amfbr-841	58	4	figure	figure	VERB
amfbr-841	58	5	3	3	NUM
amfbr-841	58	6	both	both	PRON
amfbr-841	58	7	represent	represent	VERB
amfbr-841	58	8	the	the	DET
amfbr-841	58	9	data	datum	NOUN
amfbr-841	58	10	of	of	ADP
amfbr-841	58	11	earning	earn	VERB
amfbr-841	58	12	per	per	ADP
amfbr-841	58	13	share	share	NOUN
amfbr-841	58	14	during	during	ADP
amfbr-841	58	15	the	the	DET
amfbr-841	58	16	period	period	NOUN
amfbr-841	58	17	of	of	ADP
amfbr-841	58	18	2015	2015	NUM
amfbr-841	58	19	to	to	ADP
amfbr-841	58	20	2019	2019	NUM
amfbr-841	58	21	and	and	CCONJ
amfbr-841	58	22	show	show	VERB
amfbr-841	58	23	the	the	DET
amfbr-841	58	24	five	five	NUM
amfbr-841	58	25	-	-	PUNCT
amfbr-841	58	26	year	year	NOUN
amfbr-841	58	27	average	average	ADJ
amfbr-841	58	28	analysis	analysis	NOUN
amfbr-841	58	29	.	.	PUNCT
amfbr-841	59	1	the	the	DET
amfbr-841	59	2	average	average	ADJ
amfbr-841	59	3	result	result	NOUN
amfbr-841	59	4	of	of	ADP
amfbr-841	59	5	five	five	NUM
amfbr-841	59	6	-	-	PUNCT
amfbr-841	59	7	year	year	NOUN
amfbr-841	59	8	analysis	analysis	NOUN
amfbr-841	59	9	shows	show	VERB
amfbr-841	59	10	that	that	SCONJ
amfbr-841	59	11	mcb	mcb	PROPN
amfbr-841	59	12	has	have	VERB
amfbr-841	59	13	the	the	DET
amfbr-841	59	14	highest	high	ADJ
amfbr-841	59	15	ratio	ratio	NOUN
amfbr-841	59	16	(	(	PUNCT
amfbr-841	59	17	19.89	19.89	NUM
amfbr-841	59	18	)	)	PUNCT
amfbr-841	59	19	,	,	PUNCT
amfbr-841	59	20	and	and	CCONJ
amfbr-841	59	21	the	the	DET
amfbr-841	59	22	lowest	low	ADJ
amfbr-841	59	23	value	value	NOUN
amfbr-841	59	24	of	of	ADP
amfbr-841	59	25	eps	eps	PROPN
amfbr-841	59	26	is	be	AUX
amfbr-841	59	27	silk	silk	NOUN
amfbr-841	59	28	(	(	PUNCT
amfbr-841	59	29	-0.13	-0.13	NUM
amfbr-841	59	30	)	)	PUNCT
amfbr-841	59	31	.	.	PUNCT
amfbr-841	60	1	table	table	NOUN
amfbr-841	60	2	4	4	NUM
amfbr-841	60	3	.	.	PUNCT
amfbr-841	61	1	spread	spread	VERB
amfbr-841	61	2	ratio	ratio	NOUN
amfbr-841	61	3	value	value	NOUN
amfbr-841	61	4	in	in	ADP
amfbr-841	61	5	percentage	percentage	NOUN
amfbr-841	61	6	(	(	PUNCT
amfbr-841	61	7	%	%	INTJ
amfbr-841	61	8	)	)	PUNCT
amfbr-841	61	9	banks	bank	NOUN
amfbr-841	61	10	years	year	NOUN
amfbr-841	61	11	2015	2015	NUM
amfbr-841	61	12	2016	2016	NUM
amfbr-841	61	13	2017	2017	NUM
amfbr-841	61	14	2018	2018	NUM
amfbr-841	61	15	2019	2019	NUM
amfbr-841	61	16	average	average	NOUN
amfbr-841	61	17	abl	abl	PROPN
amfbr-841	61	18	50.11	50.11	NUM
amfbr-841	61	19	51.47	51.47	NUM
amfbr-841	61	20	48.06	48.06	NUM
amfbr-841	61	21	43.88	43.88	NUM
amfbr-841	61	22	33.84	33.84	NUM
amfbr-841	61	23	45.47	45.47	NUM
amfbr-841	61	24	bal	bal	PROPN
amfbr-841	61	25	46.60	46.60	NUM
amfbr-841	61	26	50.73	50.73	NUM
amfbr-841	61	27	51.58	51.58	NUM
amfbr-841	61	28	53.26	53.26	NUM
amfbr-841	61	29	48.50	48.50	NUM
amfbr-841	61	30	50.13	50.13	NUM
amfbr-841	61	31	bahl	bahl	PROPN
amfbr-841	61	32	49.34	49.34	NUM
amfbr-841	61	33	51.61	51.61	NUM
amfbr-841	61	34	51.53	51.53	NUM
amfbr-841	61	35	50.87	50.87	NUM
amfbr-841	61	36	39.00	39.00	NUM
amfbr-841	61	37	48.47	48.47	NUM
amfbr-841	61	38	fbl	fbl	NOUN
amfbr-841	61	39	43.19	43.19	NUM
amfbr-841	61	40	46.05	46.05	NUM
amfbr-841	61	41	48.44	48.44	NUM
amfbr-841	61	42	46.24	46.24	NUM
amfbr-841	61	43	36.16	36.16	NUM
amfbr-841	61	44	44.01	44.01	NUM
amfbr-841	61	45	hbl	hbl	NOUN
amfbr-841	61	46	55.08	55.08	NUM
amfbr-841	61	47	57.56	57.56	NUM
amfbr-841	61	48	54.47	54.47	NUM
amfbr-841	61	49	48.37	48.37	NUM
amfbr-841	61	50	38.39	38.39	NUM
amfbr-841	61	51	50.77	50.77	NUM
amfbr-841	61	52	hbm	hbm	PROPN
amfbr-841	61	53	39.03	39.03	NUM
amfbr-841	61	54	35.46	35.46	NUM
amfbr-841	61	55	41.29	41.29	NUM
amfbr-841	61	56	38.15	38.15	NUM
amfbr-841	61	57	24.08	24.08	NUM
amfbr-841	61	58	35.60	35.60	NUM
amfbr-841	61	59	average	average	NOUN
amfbr-841	61	60	of	of	ADP
amfbr-841	61	61	earning	earn	VERB
amfbr-841	61	62	per	per	ADP
amfbr-841	61	63	share	share	NOUN
amfbr-841	61	64	sh	sh	PROPN
amfbr-841	61	65	ar	ar	PROPN
amfbr-841	61	66	e	e	PROPN
amfbr-841	61	67	30	30	NUM
amfbr-841	61	68	19.89	19.89	NUM
amfbr-841	61	69	20	20	NUM
amfbr-841	61	70	18.86	18.86	NUM
amfbr-841	61	71	12.09	12.09	NUM
amfbr-841	61	72	8.31	8.31	NUM
amfbr-841	61	73	7.84	7.84	NUM
amfbr-841	61	74	13.8	13.8	NUM
amfbr-841	61	75	p	p	NOUN
amfbr-841	61	76	er	er	INTJ
amfbr-841	61	77	10	10	NUM
amfbr-841	61	78	6.11	6.11	NUM
amfbr-841	61	79	4.28	4.28	NUM
amfbr-841	61	80	3.15	3.15	NUM
amfbr-841	61	81	2.81	2.81	NUM
amfbr-841	61	82	0.91	0.91	NUM
amfbr-841	61	83	0.61	0.61	NUM
amfbr-841	61	84	-0.13	-0.13	NUM
amfbr-841	61	85	1.71	1.71	NUM
amfbr-841	61	86	e	e	NOUN
amfbr-841	61	87	ar	ar	NOUN
amfbr-841	61	88	n	n	PROPN
amfbr-841	61	89	in	in	ADP
amfbr-841	61	90	g	g	PROPN
amfbr-841	61	91	0	0	NUM
amfbr-841	61	92	-10	-10	PUNCT
amfbr-841	61	93	abl	abl	PROPN
amfbr-841	61	94	bal	bal	PROPN
amfbr-841	61	95	bahl	bahl	PROPN
amfbr-841	61	96	fbl	fbl	PROPN
amfbr-841	61	97	hbl	hbl	PROPN
amfbr-841	61	98	hbm	hbm	PROPN
amfbr-841	61	99	js	js	ADP
amfbr-841	61	100	sbl	sbl	PROPN
amfbr-841	61	101	silk	silk	PROPN
amfbr-841	61	102	scb	scb	PROPN
amfbr-841	61	103	snbl	snbl	PROPN
amfbr-841	61	104	ubl	ubl	PROPN
amfbr-841	61	105	mcb	mcb	PROPN
amfbr-841	61	106	asbk	asbk	PROPN
amfbr-841	61	107	name	name	NOUN
amfbr-841	61	108	of	of	ADP
amfbr-841	61	109	pvt	pvt	PROPN
amfbr-841	61	110	commercial	commercial	ADJ
amfbr-841	61	111	banks	bank	NOUN
amfbr-841	61	112	figure	figure	VERB
amfbr-841	61	113	3	3	NUM
amfbr-841	61	114	.	.	PUNCT
amfbr-841	62	1	average	average	NOUN
amfbr-841	62	2	of	of	ADP
amfbr-841	62	3	earning	earn	VERB
amfbr-841	62	4	per	per	ADP
amfbr-841	62	5	share	share	NOUN
amfbr-841	62	6	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	62	7	finance	finance	PROPN
amfbr-841	62	8	&	&	CCONJ
amfbr-841	62	9	banking	banking	NOUN
amfbr-841	62	10	reviewvol	reviewvol	NOUN
amfbr-841	62	11	.	.	PUNCT
amfbr-841	63	1	5	5	NUM
amfbr-841	63	2	,	,	PUNCT
amfbr-841	63	3	no	no	INTJ
amfbr-841	63	4	.	.	NOUN
amfbr-841	63	5	2	2	NUM
amfbr-841	63	6	;	;	PUNCT
amfbr-841	63	7	2020	2020	NUM
amfbr-841	63	8	11	11	NUM
amfbr-841	63	9	js	js	ADP
amfbr-841	63	10	36.47	36.47	NUM
amfbr-841	63	11	37.98	37.98	NUM
amfbr-841	63	12	30.63	30.63	NUM
amfbr-841	63	13	29.37	29.37	NUM
amfbr-841	63	14	16.89	16.89	NUM
amfbr-841	63	15	30.26	30.26	NUM
amfbr-841	63	16	sbl	sbl	PROPN
amfbr-841	63	17	39.18	39.18	NUM
amfbr-841	63	18	37.06	37.06	NUM
amfbr-841	63	19	32.51	32.51	NUM
amfbr-841	63	20	35.85	35.85	NUM
amfbr-841	63	21	27.51	27.51	NUM
amfbr-841	63	22	34.42	34.42	NUM
amfbr-841	63	23	silk	silk	NOUN
amfbr-841	63	24	34.70	34.70	NUM
amfbr-841	64	1	43.67	43.67	NUM
amfbr-841	64	2	47.01	47.01	NUM
amfbr-841	64	3	42.35	42.35	NUM
amfbr-841	64	4	9.67	9.67	NUM
amfbr-841	64	5	35.48	35.48	NUM
amfbr-841	64	6	scb	scb	PROPN
amfbr-841	64	7	67.73	67.73	NUM
amfbr-841	64	8	68.27	68.27	NUM
amfbr-841	64	9	61.56	61.56	NUM
amfbr-841	64	10	60.34	60.34	NUM
amfbr-841	64	11	53.99	53.99	NUM
amfbr-841	64	12	62.30	62.30	NUM
amfbr-841	64	13	snbl	snbl	VERB
amfbr-841	64	14	41.47	41.47	NUM
amfbr-841	64	15	39.05	39.05	NUM
amfbr-841	64	16	34.98	34.98	NUM
amfbr-841	64	17	32.19	32.19	NUM
amfbr-841	64	18	20.43	20.43	NUM
amfbr-841	64	19	33.62	33.62	NUM
amfbr-841	64	20	ubl	ubl	NOUN
amfbr-841	64	21	59.18	59.18	NUM
amfbr-841	64	22	58.08	58.08	NUM
amfbr-841	64	23	52.63	52.63	NUM
amfbr-841	64	24	49.68	49.68	NUM
amfbr-841	64	25	40.19	40.19	NUM
amfbr-841	64	26	51.95	51.95	NUM
amfbr-841	64	27	mcb	mcb	PROPN
amfbr-841	64	28	61.34	61.34	NUM
amfbr-841	64	29	65.01	65.01	NUM
amfbr-841	64	30	57.68	57.68	NUM
amfbr-841	64	31	55.23	55.23	NUM
amfbr-841	64	32	43.10	43.10	NUM
amfbr-841	64	33	56.47	56.47	NUM
amfbr-841	64	34	asbk	asbk	NOUN
amfbr-841	64	35	40.72	40.72	NUM
amfbr-841	64	36	42.11	42.11	NUM
amfbr-841	64	37	44.66	44.66	NUM
amfbr-841	64	38	42.62	42.62	NUM
amfbr-841	64	39	30.89	30.89	NUM
amfbr-841	64	40	41.00	41.00	NUM
amfbr-841	64	41	source	source	NOUN
amfbr-841	64	42	:	:	PUNCT
amfbr-841	64	43	data	datum	NOUN
amfbr-841	64	44	are	be	AUX
amfbr-841	64	45	collected	collect	VERB
amfbr-841	64	46	from	from	ADP
amfbr-841	64	47	the	the	DET
amfbr-841	64	48	final	final	ADJ
amfbr-841	64	49	report	report	NOUN
amfbr-841	64	50	of	of	ADP
amfbr-841	64	51	commercial	commercial	ADJ
amfbr-841	64	52	banks	bank	NOUN
amfbr-841	64	53	official	official	ADJ
amfbr-841	64	54	website	website	NOUN
amfbr-841	64	55	during	during	ADP
amfbr-841	64	56	the	the	DET
amfbr-841	64	57	period	period	NOUN
amfbr-841	64	58	of	of	ADP
amfbr-841	64	59	(	(	PUNCT
amfbr-841	64	60	2015	2015	NUM
amfbr-841	64	61	-	-	SYM
amfbr-841	64	62	2019	2019	NUM
amfbr-841	64	63	)	)	PUNCT
amfbr-841	64	64	.	.	PUNCT
amfbr-841	65	1	spread	spread	VERB
amfbr-841	65	2	ratio	ratio	NOUN
amfbr-841	65	3	of	of	ADP
amfbr-841	65	4	banks	bank	NOUN
amfbr-841	65	5	obtained	obtain	VERB
amfbr-841	65	6	through	through	ADP
amfbr-841	65	7	the	the	DET
amfbr-841	65	8	interest	interest	NOUN
amfbr-841	65	9	income	income	NOUN
amfbr-841	65	10	divide	divide	NOUN
amfbr-841	65	11	by	by	ADP
amfbr-841	65	12	interest	interest	NOUN
amfbr-841	65	13	earned	earn	VERB
amfbr-841	65	14	.	.	PUNCT
amfbr-841	66	1	table	table	NOUN
amfbr-841	66	2	4	4	NUM
amfbr-841	66	3	and	and	CCONJ
amfbr-841	66	4	figure	figure	VERB
amfbr-841	66	5	4	4	NUM
amfbr-841	66	6	both	both	PRON
amfbr-841	66	7	represent	represent	VERB
amfbr-841	66	8	the	the	DET
amfbr-841	66	9	data	datum	NOUN
amfbr-841	66	10	of	of	ADP
amfbr-841	66	11	spread	spread	ADJ
amfbr-841	66	12	ratio	ratio	NOUN
amfbr-841	66	13	the	the	DET
amfbr-841	66	14	period	period	NOUN
amfbr-841	66	15	of	of	ADP
amfbr-841	66	16	2015	2015	NUM
amfbr-841	66	17	to	to	ADP
amfbr-841	66	18	2019	2019	NUM
amfbr-841	66	19	and	and	CCONJ
amfbr-841	66	20	show	show	VERB
amfbr-841	66	21	the	the	DET
amfbr-841	66	22	fiver	fiver	ADJ
amfbr-841	66	23	year	year	NOUN
amfbr-841	66	24	average	average	ADJ
amfbr-841	66	25	analysis	analysis	NOUN
amfbr-841	66	26	.	.	PUNCT
amfbr-841	67	1	the	the	DET
amfbr-841	67	2	average	average	ADJ
amfbr-841	67	3	result	result	NOUN
amfbr-841	67	4	of	of	ADP
amfbr-841	67	5	five	five	NUM
amfbr-841	67	6	-	-	PUNCT
amfbr-841	67	7	year	year	NOUN
amfbr-841	67	8	analysis	analysis	NOUN
amfbr-841	67	9	show	show	VERB
amfbr-841	67	10	that	that	SCONJ
amfbr-841	67	11	scb	scb	PROPN
amfbr-841	67	12	has	have	VERB
amfbr-841	67	13	the	the	DET
amfbr-841	67	14	highest	high	ADJ
amfbr-841	67	15	ratio	ratio	NOUN
amfbr-841	67	16	(	(	PUNCT
amfbr-841	67	17	62.3	62.3	NUM
amfbr-841	67	18	%	%	NOUN
amfbr-841	67	19	)	)	PUNCT
amfbr-841	67	20	,	,	PUNCT
amfbr-841	67	21	and	and	CCONJ
amfbr-841	67	22	the	the	DET
amfbr-841	67	23	lowest	low	ADJ
amfbr-841	67	24	value	value	NOUN
amfbr-841	67	25	of	of	ADP
amfbr-841	67	26	js	js	PROPN
amfbr-841	67	27	(	(	PUNCT
amfbr-841	67	28	30.26	30.26	NUM
amfbr-841	67	29	%	%	NOUN
amfbr-841	67	30	)	)	PUNCT
amfbr-841	67	31	.	.	PUNCT
amfbr-841	68	1	table	table	NOUN
amfbr-841	68	2	5	5	NUM
amfbr-841	68	3	.	.	PUNCT
amfbr-841	69	1	investment	investment	NOUN
amfbr-841	69	2	to	to	AUX
amfbr-841	69	3	total	total	VERB
amfbr-841	69	4	asset	asset	NOUN
amfbr-841	69	5	ratio	ratio	NOUN
amfbr-841	69	6	value	value	NOUN
amfbr-841	69	7	in	in	ADP
amfbr-841	69	8	percentage	percentage	NOUN
amfbr-841	69	9	(	(	PUNCT
amfbr-841	69	10	%	%	INTJ
amfbr-841	69	11	)	)	PUNCT
amfbr-841	69	12	banks	bank	NOUN
amfbr-841	69	13	years	year	NOUN
amfbr-841	69	14	2015	2015	NUM
amfbr-841	69	15	2016	2016	NUM
amfbr-841	69	16	2017	2017	NUM
amfbr-841	69	17	2018	2018	NUM
amfbr-841	69	18	2019	2019	NUM
amfbr-841	69	19	average	average	NOUN
amfbr-841	69	20	abl	abl	PROPN
amfbr-841	69	21	54.89	54.89	NUM
amfbr-841	69	22	55.18	55.18	NUM
amfbr-841	69	23	55.86	55.86	NUM
amfbr-841	69	24	49.70	49.70	NUM
amfbr-841	69	25	51.71	51.71	NUM
amfbr-841	69	26	53.46	53.46	NUM
amfbr-841	69	27	bal	bal	X
amfbr-841	69	28	46.88	46.88	NUM
amfbr-841	69	29	41.85	41.85	NUM
amfbr-841	69	30	40.12	40.12	NUM
amfbr-841	69	31	27.59	27.59	NUM
amfbr-841	69	32	28.09	28.09	NUM
amfbr-841	69	33	36.90	36.90	NUM
amfbr-841	69	34	bahl	bahl	NOUN
amfbr-841	69	35	55.73	55.73	NUM
amfbr-841	69	36	52.74	52.74	NUM
amfbr-841	69	37	50.43	50.43	NUM
amfbr-841	69	38	39.55	39.55	NUM
amfbr-841	69	39	45.13	45.13	NUM
amfbr-841	69	40	48.71	48.71	NUM
amfbr-841	69	41	fbl	fbl	NOUN
amfbr-841	69	42	45.46	45.46	NUM
amfbr-841	69	43	37.66	37.66	NUM
amfbr-841	69	44	36.31	36.31	NUM
amfbr-841	69	45	35.70	35.70	NUM
amfbr-841	69	46	32.39	32.39	NUM
amfbr-841	69	47	37.50	37.50	NUM
amfbr-841	69	48	hbl	hbl	NOUN
amfbr-841	69	49	58.19	58.19	NUM
amfbr-841	69	50	54.25	54.25	NUM
amfbr-841	69	51	51.90	51.90	NUM
amfbr-841	69	52	46.57	46.57	NUM
amfbr-841	69	53	44.27	44.27	NUM
amfbr-841	69	54	51.03	51.03	NUM
amfbr-841	69	55	hbm	hbm	PROPN
amfbr-841	69	56	57.39	57.39	NUM
amfbr-841	69	57	59.74	59.74	NUM
amfbr-841	69	58	60.04	60.04	NUM
amfbr-841	69	59	51.48	51.48	NUM
amfbr-841	69	60	52.22	52.22	NUM
amfbr-841	69	61	56.17	56.17	NUM
amfbr-841	69	62	js	js	ADP
amfbr-841	69	63	53.11	53.11	NUM
amfbr-841	69	64	50.00	50.00	NUM
amfbr-841	69	65	43.33	43.33	NUM
amfbr-841	69	66	32.55	32.55	NUM
amfbr-841	69	67	30.34	30.34	NUM
amfbr-841	69	68	41.86	41.86	NUM
amfbr-841	69	69	sbl	sbl	PROPN
amfbr-841	69	70	55.79	55.79	NUM
amfbr-841	69	71	55.52	55.52	NUM
amfbr-841	69	72	53.22	53.22	NUM
amfbr-841	69	73	39.12	39.12	NUM
amfbr-841	69	74	39.57	39.57	NUM
amfbr-841	69	75	48.64	48.64	NUM
amfbr-841	69	76	average	average	NOUN
amfbr-841	69	77	of	of	ADP
amfbr-841	69	78	spread	spread	ADJ
amfbr-841	69	79	ratio	ratio	NOUN
amfbr-841	69	80	(	(	PUNCT
amfbr-841	69	81	%	%	NOUN
amfbr-841	69	82	)	)	PUNCT
amfbr-841	69	83	80	80	NUM
amfbr-841	69	84	62.3	62.3	NUM
amfbr-841	69	85	56.47	56.47	NUM
amfbr-841	69	86	60	60	NUM
amfbr-841	69	87	50.13	50.13	NUM
amfbr-841	69	88	48.47	48.47	NUM
amfbr-841	69	89	50.77	50.77	NUM
amfbr-841	69	90	51.95	51.95	NUM
amfbr-841	69	91	45.47	45.47	NUM
amfbr-841	69	92	44.01	44.01	NUM
amfbr-841	69	93	41	41	NUM
amfbr-841	69	94	r	r	NOUN
amfbr-841	69	95	a	a	DET
amfbr-841	69	96	ti	ti	NOUN
amfbr-841	69	97	o	o	NOUN
amfbr-841	69	98	35.6	35.6	NUM
amfbr-841	69	99	34.42	34.42	NUM
amfbr-841	69	100	35.48	35.48	NUM
amfbr-841	69	101	33.62	33.62	NUM
amfbr-841	69	102	40	40	NUM
amfbr-841	69	103	30.26	30.26	NUM
amfbr-841	69	104	20	20	NUM
amfbr-841	69	105	sp	sp	ADP
amfbr-841	69	106	r	r	NOUN
amfbr-841	69	107	e	e	NOUN
amfbr-841	69	108	a	a	PROPN
amfbr-841	69	109	d	d	PROPN
amfbr-841	69	110	0	0	PROPN
amfbr-841	69	111	abl	abl	PROPN
amfbr-841	69	112	bal	bal	PROPN
amfbr-841	69	113	bahl	bahl	PROPN
amfbr-841	69	114	fbl	fbl	PROPN
amfbr-841	70	1	hbl	hbl	PROPN
amfbr-841	70	2	hbm	hbm	PROPN
amfbr-841	70	3	js	js	ADP
amfbr-841	70	4	sbl	sbl	PROPN
amfbr-841	70	5	silk	silk	PROPN
amfbr-841	70	6	scb	scb	PROPN
amfbr-841	70	7	snbl	snbl	PROPN
amfbr-841	70	8	ubl	ubl	PROPN
amfbr-841	70	9	mcb	mcb	PROPN
amfbr-841	70	10	asbk	asbk	PROPN
amfbr-841	70	11	name	name	NOUN
amfbr-841	70	12	of	of	ADP
amfbr-841	70	13	pvt	pvt	PROPN
amfbr-841	70	14	commercial	commercial	ADJ
amfbr-841	70	15	banks	bank	NOUN
amfbr-841	70	16	figure	figure	VERB
amfbr-841	70	17	4	4	NUM
amfbr-841	70	18	.	.	PUNCT
amfbr-841	71	1	average	average	NOUN
amfbr-841	71	2	of	of	ADP
amfbr-841	71	3	spread	spread	ADJ
amfbr-841	71	4	ratio	ratio	NOUN
amfbr-841	71	5	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	71	6	finance	finance	PROPN
amfbr-841	71	7	&	&	CCONJ
amfbr-841	71	8	banking	banking	NOUN
amfbr-841	71	9	reviewvol	reviewvol	NOUN
amfbr-841	71	10	.	.	PUNCT
amfbr-841	72	1	5	5	NUM
amfbr-841	72	2	,	,	PUNCT
amfbr-841	72	3	no	no	INTJ
amfbr-841	72	4	.	.	NOUN
amfbr-841	72	5	2	2	NUM
amfbr-841	72	6	;	;	PUNCT
amfbr-841	72	7	2020	2020	NUM
amfbr-841	72	8	12	12	NUM
amfbr-841	72	9	silk	silk	NOUN
amfbr-841	72	10	26.68	26.68	NUM
amfbr-841	72	11	27.76	27.76	NUM
amfbr-841	72	12	22.93	22.93	NUM
amfbr-841	72	13	16.65	16.65	NUM
amfbr-841	72	14	17.62	17.62	NUM
amfbr-841	72	15	22.32	22.32	NUM
amfbr-841	72	16	scb	scb	PROPN
amfbr-841	72	17	51.82	51.82	NUM
amfbr-841	72	18	51.78	51.78	NUM
amfbr-841	72	19	52.42	52.42	NUM
amfbr-841	72	20	48.44	48.44	NUM
amfbr-841	72	21	40.18	40.18	NUM
amfbr-841	72	22	48.92	48.92	NUM
amfbr-841	72	23	snbl	snbl	VERB
amfbr-841	72	24	42.88	42.88	NUM
amfbr-841	72	25	41.83	41.83	NUM
amfbr-841	72	26	36.11	36.11	NUM
amfbr-841	72	27	38.34	38.34	NUM
amfbr-841	72	28	40.00	40.00	NUM
amfbr-841	72	29	39.83	39.83	NUM
amfbr-841	72	30	ubl	ubl	NOUN
amfbr-841	72	31	51.37	51.37	NUM
amfbr-841	72	32	50.39	50.39	NUM
amfbr-841	72	33	53.70	53.70	NUM
amfbr-841	72	34	41.62	41.62	NUM
amfbr-841	72	35	44.38	44.38	NUM
amfbr-841	72	36	48.29	48.29	NUM
amfbr-841	72	37	mcb	mcb	PROPN
amfbr-841	72	38	56.32	56.32	NUM
amfbr-841	72	39	51.84	51.84	NUM
amfbr-841	72	40	48.91	48.91	NUM
amfbr-841	72	41	50.02	50.02	NUM
amfbr-841	72	42	49.39	49.39	NUM
amfbr-841	72	43	51.29	51.29	NUM
amfbr-841	72	44	asbk	asbk	NOUN
amfbr-841	72	45	50.02	50.02	NUM
amfbr-841	72	46	47.50	47.50	NUM
amfbr-841	72	47	47.53	47.53	NUM
amfbr-841	72	48	36.83	36.83	NUM
amfbr-841	72	49	42.53	42.53	NUM
amfbr-841	72	50	44.88	44.88	NUM
amfbr-841	72	51	source	source	NOUN
amfbr-841	72	52	:	:	PUNCT
amfbr-841	72	53	data	datum	NOUN
amfbr-841	72	54	are	be	AUX
amfbr-841	72	55	collected	collect	VERB
amfbr-841	72	56	from	from	ADP
amfbr-841	72	57	the	the	DET
amfbr-841	72	58	final	final	ADJ
amfbr-841	72	59	report	report	NOUN
amfbr-841	72	60	of	of	ADP
amfbr-841	72	61	commercial	commercial	ADJ
amfbr-841	72	62	banks	bank	NOUN
amfbr-841	72	63	official	official	ADJ
amfbr-841	72	64	website	website	NOUN
amfbr-841	72	65	during	during	ADP
amfbr-841	72	66	the	the	DET
amfbr-841	72	67	period	period	NOUN
amfbr-841	72	68	of	of	ADP
amfbr-841	72	69	(	(	PUNCT
amfbr-841	72	70	2015	2015	NUM
amfbr-841	72	71	-	-	SYM
amfbr-841	72	72	2019	2019	NUM
amfbr-841	72	73	)	)	PUNCT
amfbr-841	72	74	.	.	PUNCT
amfbr-841	73	1	investment	investment	NOUN
amfbr-841	73	2	to	to	AUX
amfbr-841	73	3	total	total	ADJ
amfbr-841	73	4	asset	asset	NOUN
amfbr-841	73	5	ratio	ratio	NOUN
amfbr-841	73	6	means	mean	VERB
amfbr-841	73	7	how	how	SCONJ
amfbr-841	73	8	much	much	ADJ
amfbr-841	73	9	investment	investment	NOUN
amfbr-841	73	10	contribution	contribution	NOUN
amfbr-841	73	11	on	on	ADP
amfbr-841	73	12	total	total	ADJ
amfbr-841	73	13	asset	asset	NOUN
amfbr-841	73	14	of	of	ADP
amfbr-841	73	15	banks	bank	NOUN
amfbr-841	73	16	.	.	PUNCT
amfbr-841	74	1	table	table	NOUN
amfbr-841	74	2	5	5	NUM
amfbr-841	74	3	and	and	CCONJ
amfbr-841	74	4	figure	figure	VERB
amfbr-841	74	5	5	5	NUM
amfbr-841	74	6	both	both	PRON
amfbr-841	74	7	represent	represent	VERB
amfbr-841	74	8	the	the	DET
amfbr-841	74	9	data	datum	NOUN
amfbr-841	74	10	of	of	ADP
amfbr-841	74	11	investment	investment	NOUN
amfbr-841	74	12	to	to	PART
amfbr-841	74	13	total	total	VERB
amfbr-841	74	14	asset	asset	NOUN
amfbr-841	74	15	ratio	ratio	NOUN
amfbr-841	74	16	during	during	ADP
amfbr-841	74	17	the	the	DET
amfbr-841	74	18	period	period	NOUN
amfbr-841	74	19	of	of	ADP
amfbr-841	74	20	2015	2015	NUM
amfbr-841	74	21	to	to	ADP
amfbr-841	74	22	2019	2019	NUM
amfbr-841	74	23	and	and	CCONJ
amfbr-841	74	24	show	show	VERB
amfbr-841	74	25	the	the	DET
amfbr-841	74	26	five	five	NUM
amfbr-841	74	27	-	-	PUNCT
amfbr-841	74	28	year	year	NOUN
amfbr-841	74	29	average	average	ADJ
amfbr-841	74	30	analysis	analysis	NOUN
amfbr-841	74	31	.	.	PUNCT
amfbr-841	75	1	the	the	DET
amfbr-841	75	2	average	average	ADJ
amfbr-841	75	3	result	result	NOUN
amfbr-841	75	4	of	of	ADP
amfbr-841	75	5	five	five	NUM
amfbr-841	75	6	-	-	PUNCT
amfbr-841	75	7	year	year	NOUN
amfbr-841	75	8	analysis	analysis	NOUN
amfbr-841	75	9	shows	show	VERB
amfbr-841	75	10	that	that	SCONJ
amfbr-841	75	11	hbl	hbl	PROPN
amfbr-841	75	12	has	have	VERB
amfbr-841	75	13	the	the	DET
amfbr-841	75	14	highest	high	ADJ
amfbr-841	75	15	ratio	ratio	NOUN
amfbr-841	75	16	(	(	PUNCT
amfbr-841	75	17	56.17	56.17	NUM
amfbr-841	75	18	%	%	NOUN
amfbr-841	75	19	)	)	PUNCT
amfbr-841	75	20	,	,	PUNCT
amfbr-841	75	21	and	and	CCONJ
amfbr-841	75	22	the	the	DET
amfbr-841	75	23	lowest	low	ADJ
amfbr-841	75	24	value	value	NOUN
amfbr-841	75	25	is	be	AUX
amfbr-841	75	26	silk	silk	NOUN
amfbr-841	75	27	(	(	PUNCT
amfbr-841	75	28	22.32	22.32	NUM
amfbr-841	75	29	%	%	NOUN
amfbr-841	75	30	)	)	PUNCT
amfbr-841	75	31	.	.	PUNCT
amfbr-841	76	1	table	table	NOUN
amfbr-841	76	2	6	6	NUM
amfbr-841	76	3	.	.	PUNCT
amfbr-841	76	4	total	total	ADJ
amfbr-841	76	5	debt	debt	NOUN
amfbr-841	76	6	to	to	ADP
amfbr-841	76	7	total	total	ADJ
amfbr-841	76	8	assets	asset	NOUN
amfbr-841	76	9	ratio	ratio	NOUN
amfbr-841	76	10	value	value	NOUN
amfbr-841	76	11	in	in	ADP
amfbr-841	76	12	percentage	percentage	NOUN
amfbr-841	76	13	(	(	PUNCT
amfbr-841	76	14	%	%	INTJ
amfbr-841	76	15	)	)	PUNCT
amfbr-841	76	16	banks	bank	NOUN
amfbr-841	76	17	years	year	NOUN
amfbr-841	76	18	2015	2015	NUM
amfbr-841	76	19	2016	2016	NUM
amfbr-841	76	20	2017	2017	NUM
amfbr-841	76	21	2018	2018	NUM
amfbr-841	76	22	2019	2019	NUM
amfbr-841	76	23	average	average	NOUN
amfbr-841	76	24	abl	abl	PROPN
amfbr-841	76	25	90.99	90.99	NUM
amfbr-841	76	26	90.58	90.58	NUM
amfbr-841	76	27	91.43	91.43	NUM
amfbr-841	76	28	92.05	92.05	NUM
amfbr-841	76	29	92.21	92.21	NUM
amfbr-841	76	30	91.59	91.59	NUM
amfbr-841	76	31	bal	bal	ADP
amfbr-841	76	32	94.08	94.08	NUM
amfbr-841	76	33	93.44	93.44	NUM
amfbr-841	76	34	93.34	93.34	NUM
amfbr-841	76	35	92.48	92.48	NUM
amfbr-841	76	36	91.73	91.73	NUM
amfbr-841	76	37	93.01	93.01	NUM
amfbr-841	76	38	bahl	bahl	NOUN
amfbr-841	76	39	94.08	94.08	NUM
amfbr-841	76	40	94.34	94.34	NUM
amfbr-841	76	41	95.14	95.14	NUM
amfbr-841	76	42	95.27	95.27	NUM
amfbr-841	76	43	95.26	95.26	NUM
amfbr-841	76	44	94.81	94.81	NUM
amfbr-841	76	45	fbl	fbl	NOUN
amfbr-841	76	46	92.94	92.94	NUM
amfbr-841	76	47	92.12	92.12	NUM
amfbr-841	76	48	92.07	92.07	NUM
amfbr-841	76	49	92.74	92.74	NUM
amfbr-841	76	50	91.22	91.22	NUM
amfbr-841	76	51	92.21	92.21	NUM
amfbr-841	76	52	hbl	hbl	NOUN
amfbr-841	76	53	91.91	91.91	NUM
amfbr-841	76	54	92.39	92.39	NUM
amfbr-841	76	55	93.26	93.26	NUM
amfbr-841	76	56	93.78	93.78	NUM
amfbr-841	76	57	93.40	93.40	NUM
amfbr-841	76	58	92.94	92.94	NUM
amfbr-841	76	59	hbm	hbm	PROPN
amfbr-841	76	60	92.48	92.48	NUM
amfbr-841	76	61	92.46	92.46	NUM
amfbr-841	76	62	93.71	93.71	NUM
amfbr-841	76	63	94.50	94.50	NUM
amfbr-841	76	64	94.85	94.85	NUM
amfbr-841	76	65	93.6	93.6	NUM
amfbr-841	76	66	average	average	NOUN
amfbr-841	76	67	of	of	ADP
amfbr-841	76	68	investment	investment	NOUN
amfbr-841	76	69	to	to	PART
amfbr-841	76	70	total	total	ADJ
amfbr-841	76	71	asset	asset	NOUN
amfbr-841	76	72	ratio	ratio	NOUN
amfbr-841	76	73	i	i	PRON
amfbr-841	76	74	n	n	VERB
amfbr-841	76	75	v	v	NUM
amfbr-841	76	76	e	e	NOUN
amfbr-841	76	77	s	s	PROPN
amfbr-841	76	78	t	t	PROPN
amfbr-841	76	79	m	m	PROPN
amfbr-841	76	80	e	e	NOUN
amfbr-841	76	81	n	n	NUM
amfbr-841	76	82	t	t	NOUN
amfbr-841	77	1	t	t	X
amfbr-841	77	2	o	o	X
amfbr-841	77	3	t	t	X
amfbr-841	78	1	o	o	X
amfbr-841	78	2	t	t	NOUN
amfbr-841	78	3	a	a	DET
amfbr-841	78	4	l	l	NOUN
amfbr-841	78	5	60	60	NUM
amfbr-841	78	6	53.46	53.46	NUM
amfbr-841	78	7	48.71	48.71	NUM
amfbr-841	78	8	51.03	51.03	NUM
amfbr-841	78	9	56.17	56.17	NUM
amfbr-841	78	10	41.86	41.86	NUM
amfbr-841	78	11	48.64	48.64	NUM
amfbr-841	78	12	48.92	48.92	NUM
amfbr-841	78	13	39.83	39.83	NUM
amfbr-841	78	14	48.29	48.29	NUM
amfbr-841	78	15	51.29	51.29	NUM
amfbr-841	78	16	44.88	44.88	NUM
amfbr-841	78	17	36.9	36.9	NUM
amfbr-841	78	18	37.5	37.5	NUM
amfbr-841	78	19	40	40	NUM
amfbr-841	78	20	a	a	DET
amfbr-841	78	21	s	s	NOUN
amfbr-841	78	22	s	s	X
amfbr-841	78	23	e	e	NOUN
amfbr-841	78	24	t	t	NOUN
amfbr-841	78	25	r	r	NOUN
amfbr-841	78	26	a	a	DET
amfbr-841	78	27	t	t	NOUN
amfbr-841	78	28	io	io	NOUN
amfbr-841	78	29	22.32	22.32	NUM
amfbr-841	78	30	20	20	NUM
amfbr-841	78	31	0	0	NUM
amfbr-841	78	32	abl	abl	PROPN
amfbr-841	78	33	bal	bal	PROPN
amfbr-841	78	34	bahl	bahl	PROPN
amfbr-841	78	35	fbl	fbl	PROPN
amfbr-841	79	1	hbl	hbl	PROPN
amfbr-841	79	2	hbm	hbm	PROPN
amfbr-841	79	3	js	js	ADP
amfbr-841	79	4	sbl	sbl	PROPN
amfbr-841	79	5	silk	silk	PROPN
amfbr-841	79	6	scb	scb	PROPN
amfbr-841	79	7	snbl	snbl	PROPN
amfbr-841	79	8	ubl	ubl	PROPN
amfbr-841	79	9	mcb	mcb	PROPN
amfbr-841	79	10	asbk	asbk	PROPN
amfbr-841	79	11	name	name	NOUN
amfbr-841	79	12	of	of	ADP
amfbr-841	79	13	pvt	pvt	PROPN
amfbr-841	79	14	commercial	commercial	ADJ
amfbr-841	79	15	banks	bank	NOUN
amfbr-841	79	16	figure	figure	VERB
amfbr-841	79	17	5	5	NUM
amfbr-841	79	18	.	.	PUNCT
amfbr-841	80	1	average	average	NOUN
amfbr-841	80	2	of	of	ADP
amfbr-841	80	3	investment	investment	NOUN
amfbr-841	80	4	to	to	PART
amfbr-841	80	5	total	total	ADJ
amfbr-841	80	6	asset	asset	NOUN
amfbr-841	80	7	ratio	ratio	NOUN
amfbr-841	80	8	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	80	9	finance	finance	PROPN
amfbr-841	80	10	&	&	CCONJ
amfbr-841	80	11	banking	banking	NOUN
amfbr-841	80	12	reviewvol	reviewvol	NOUN
amfbr-841	80	13	.	.	PUNCT
amfbr-841	81	1	5	5	NUM
amfbr-841	81	2	,	,	PUNCT
amfbr-841	81	3	no	no	INTJ
amfbr-841	81	4	.	.	NOUN
amfbr-841	81	5	2	2	NUM
amfbr-841	81	6	;	;	PUNCT
amfbr-841	81	7	2020	2020	NUM
amfbr-841	81	8	13	13	NUM
amfbr-841	81	9	js	js	ADP
amfbr-841	81	10	92.69	92.69	NUM
amfbr-841	81	11	93.75	93.75	NUM
amfbr-841	81	12	95.70	95.70	NUM
amfbr-841	81	13	96.58	96.58	NUM
amfbr-841	81	14	96.31	96.31	NUM
amfbr-841	81	15	95.00	95.00	NUM
amfbr-841	81	16	sbl	sbl	PROPN
amfbr-841	81	17	88.00	88.00	NUM
amfbr-841	81	18	88.66	88.66	NUM
amfbr-841	81	19	89.15	89.15	NUM
amfbr-841	81	20	88.30	88.30	NUM
amfbr-841	81	21	86.27	86.27	NUM
amfbr-841	81	22	88.07	88.07	NUM
amfbr-841	81	23	silk	silk	NOUN
amfbr-841	81	24	89.05	89.05	NUM
amfbr-841	81	25	91.07	91.07	NUM
amfbr-841	81	26	92.10	92.10	NUM
amfbr-841	81	27	91.85	91.85	NUM
amfbr-841	81	28	94.76	94.76	NUM
amfbr-841	81	29	91.76	91.76	NUM
amfbr-841	81	30	scb	scb	PROPN
amfbr-841	81	31	86.15	86.15	NUM
amfbr-841	81	32	87.09	87.09	NUM
amfbr-841	81	33	87.70	87.70	NUM
amfbr-841	81	34	88.32	88.32	NUM
amfbr-841	81	35	88.23	88.23	NUM
amfbr-841	81	36	87.49	87.49	NUM
amfbr-841	81	37	snbl	snbl	VERB
amfbr-841	81	38	92.81	92.81	NUM
amfbr-841	81	39	93.00	93.00	NUM
amfbr-841	81	40	94.25	94.25	NUM
amfbr-841	81	41	95.29	95.29	NUM
amfbr-841	81	42	95.41	95.41	NUM
amfbr-841	81	43	94.15	94.15	NUM
amfbr-841	81	44	ubl	ubl	VERB
amfbr-841	81	45	89.21	89.21	NUM
amfbr-841	81	46	90.23	90.23	NUM
amfbr-841	81	47	92.06	92.06	NUM
amfbr-841	81	48	91.99	91.99	NUM
amfbr-841	81	49	91.07	91.07	NUM
amfbr-841	81	50	90.91	90.91	NUM
amfbr-841	81	51	mcb	mcb	PROPN
amfbr-841	81	52	86.28	86.28	NUM
amfbr-841	81	53	86.53	86.53	NUM
amfbr-841	81	54	88.43	88.43	NUM
amfbr-841	81	55	90.00	90.00	NUM
amfbr-841	81	56	88.85	88.85	NUM
amfbr-841	81	57	88.01	88.01	NUM
amfbr-841	81	58	asbk	asbk	NOUN
amfbr-841	81	59	94.98	94.98	NUM
amfbr-841	81	60	94.73	94.73	NUM
amfbr-841	81	61	95.06	95.06	NUM
amfbr-841	81	62	95.25	95.25	NUM
amfbr-841	81	63	94.92	94.92	NUM
amfbr-841	81	64	94.98	94.98	NUM
amfbr-841	81	65	source	source	NOUN
amfbr-841	81	66	:	:	PUNCT
amfbr-841	81	67	data	datum	NOUN
amfbr-841	81	68	are	be	AUX
amfbr-841	81	69	collected	collect	VERB
amfbr-841	81	70	from	from	ADP
amfbr-841	81	71	the	the	DET
amfbr-841	81	72	final	final	ADJ
amfbr-841	81	73	report	report	NOUN
amfbr-841	81	74	of	of	ADP
amfbr-841	81	75	commercial	commercial	ADJ
amfbr-841	81	76	banks	bank	NOUN
amfbr-841	81	77	official	official	ADJ
amfbr-841	81	78	website	website	NOUN
amfbr-841	81	79	during	during	ADP
amfbr-841	81	80	the	the	DET
amfbr-841	81	81	period	period	NOUN
amfbr-841	81	82	of	of	ADP
amfbr-841	81	83	(	(	PUNCT
amfbr-841	81	84	2015	2015	NUM
amfbr-841	81	85	-	-	SYM
amfbr-841	81	86	2019	2019	NUM
amfbr-841	81	87	)	)	PUNCT
amfbr-841	81	88	.	.	PUNCT
amfbr-841	82	1	that	that	PRON
amfbr-841	82	2	’s	’	VERB
amfbr-841	82	3	ratio	ratio	NOUN
amfbr-841	82	4	show	show	VERB
amfbr-841	82	5	the	the	DET
amfbr-841	82	6	which	which	PRON
amfbr-841	82	7	banks	bank	NOUN
amfbr-841	82	8	are	be	AUX
amfbr-841	82	9	stronger	strong	ADJ
amfbr-841	82	10	according	accord	VERB
amfbr-841	82	11	pay	pay	VERB
amfbr-841	82	12	its	its	PRON
amfbr-841	82	13	debt	debt	NOUN
amfbr-841	82	14	obligation	obligation	NOUN
amfbr-841	82	15	.	.	PUNCT
amfbr-841	83	1	table	table	NOUN
amfbr-841	83	2	4	4	NUM
amfbr-841	83	3	and	and	CCONJ
amfbr-841	83	4	figure	figure	VERB
amfbr-841	83	5	4	4	NUM
amfbr-841	83	6	both	both	PRON
amfbr-841	83	7	represent	represent	VERB
amfbr-841	83	8	the	the	DET
amfbr-841	83	9	total	total	ADJ
amfbr-841	83	10	debt	debt	NOUN
amfbr-841	83	11	to	to	ADP
amfbr-841	83	12	total	total	ADJ
amfbr-841	83	13	asset	asset	NOUN
amfbr-841	83	14	during	during	ADP
amfbr-841	83	15	the	the	DET
amfbr-841	83	16	period	period	NOUN
amfbr-841	83	17	of	of	ADP
amfbr-841	83	18	2015	2015	NUM
amfbr-841	83	19	to	to	ADP
amfbr-841	83	20	2019	2019	NUM
amfbr-841	83	21	and	and	CCONJ
amfbr-841	83	22	also	also	ADV
amfbr-841	83	23	show	show	VERB
amfbr-841	83	24	the	the	DET
amfbr-841	83	25	five	five	NUM
amfbr-841	83	26	-	-	PUNCT
amfbr-841	83	27	year	year	NOUN
amfbr-841	83	28	average	average	ADJ
amfbr-841	83	29	analysis	analysis	NOUN
amfbr-841	83	30	.	.	PUNCT
amfbr-841	84	1	the	the	DET
amfbr-841	84	2	average	average	ADJ
amfbr-841	84	3	result	result	NOUN
amfbr-841	84	4	of	of	ADP
amfbr-841	84	5	five	five	NUM
amfbr-841	84	6	year	year	NOUN
amfbr-841	84	7	analysis	analysis	NOUN
amfbr-841	84	8	show	show	VERB
amfbr-841	84	9	that	that	SCONJ
amfbr-841	84	10	asbk	asbk	PROPN
amfbr-841	84	11	has	have	VERB
amfbr-841	84	12	the	the	DET
amfbr-841	84	13	highest	high	ADJ
amfbr-841	84	14	ratio	ratio	NOUN
amfbr-841	84	15	(	(	PUNCT
amfbr-841	84	16	94.98	94.98	NUM
amfbr-841	84	17	%	%	NOUN
amfbr-841	84	18	)	)	PUNCT
amfbr-841	84	19	,	,	PUNCT
amfbr-841	84	20	and	and	CCONJ
amfbr-841	84	21	the	the	DET
amfbr-841	84	22	lowest	low	ADJ
amfbr-841	84	23	value	value	NOUN
amfbr-841	84	24	scb	scb	NOUN
amfbr-841	84	25	(	(	PUNCT
amfbr-841	84	26	87.49	87.49	NUM
amfbr-841	84	27	%	%	NOUN
amfbr-841	84	28	)	)	PUNCT
amfbr-841	84	29	.	.	PUNCT
amfbr-841	85	1	table	table	NOUN
amfbr-841	85	2	7	7	NUM
amfbr-841	85	3	.	.	PUNCT
amfbr-841	85	4	total	total	ADJ
amfbr-841	85	5	owners	owner	NOUN
amfbr-841	85	6	’	'	PUNCT
amfbr-841	85	7	equity	equity	NOUN
amfbr-841	85	8	value	value	NOUN
amfbr-841	85	9	in	in	ADP
amfbr-841	85	10	rs	rs	PROPN
amfbr-841	85	11	banks	bank	NOUN
amfbr-841	85	12	years	year	NOUN
amfbr-841	85	13	2015	2015	NUM
amfbr-841	85	14	2016	2016	NUM
amfbr-841	85	15	2017	2017	NUM
amfbr-841	85	16	2018	2018	NUM
amfbr-841	85	17	2019	2019	NUM
amfbr-841	85	18	average	average	NOUN
amfbr-841	85	19	abl	abl	PROPN
amfbr-841	85	20	89,256,457	89,256,457	NUM
amfbr-841	85	21	1,006,738,28	1,006,738,28	NUM
amfbr-841	85	22	106,716,353	106,716,353	NUM
amfbr-841	85	23	107,304,833	107,304,833	NUM
amfbr-841	85	24	115,350,833	115,350,833	NUM
amfbr-841	85	25	103,860,460.8	103,860,460.8	NUM
amfbr-841	85	26	bal	bal	X
amfbr-841	85	27	533,533,175	533,533,175	NUM
amfbr-841	85	28	60,124,762	60,124,762	NUM
amfbr-841	85	29	65,799,740	65,799,740	NUM
amfbr-841	85	30	75,646,875	75,646,875	NUM
amfbr-841	85	31	88,027,576	88,027,576	NUM
amfbr-841	85	32	164,626,425.6	164,626,425.6	NUM
amfbr-841	85	33	bahl	bahl	NOUN
amfbr-841	85	34	37,856,658	37,856,658	NUM
amfbr-841	85	35	42,513,744	42,513,744	NUM
amfbr-841	85	36	45,875,882	45,875,882	NUM
amfbr-841	85	37	49,551,680	49,551,680	NUM
amfbr-841	85	38	61,503,110	61,503,110	NUM
amfbr-841	85	39	47,460,214.8	47,460,214.8	NUM
amfbr-841	85	40	fbl	fbl	NOUN
amfbr-841	85	41	30,352,473	30,352,473	NUM
amfbr-841	85	42	35,008,325	35,008,325	NUM
amfbr-841	85	43	39,246,470	39,246,470	NUM
amfbr-841	85	44	43,498,515	43,498,515	NUM
amfbr-841	85	45	55,263,873	55,263,873	NUM
amfbr-841	85	46	40,673,931.2	40,673,931.2	NUM
amfbr-841	85	47	hbl	hbl	NOUN
amfbr-841	85	48	171,851,650	171,851,650	NUM
amfbr-841	85	49	182,066,980	182,066,980	NUM
amfbr-841	85	50	172,703,959	172,703,959	NUM
amfbr-841	85	51	179,049,056	179,049,056	NUM
amfbr-841	85	52	201,421,946	201,421,946	NUM
amfbr-841	85	53	181,418,718.2	181,418,718.2	NUM
amfbr-841	85	54	hbm	hbm	PROPN
amfbr-841	85	55	36,827,804	36,827,804	NUM
amfbr-841	85	56	39,670,450	39,670,450	NUM
amfbr-841	85	57	40,498,255	40,498,255	NUM
amfbr-841	85	58	37,001,956	37,001,956	NUM
amfbr-841	85	59	44,237,530	44,237,530	NUM
amfbr-841	85	60	39,647,199	39,647,199	NUM
amfbr-841	85	61	total	total	ADJ
amfbr-841	85	62	debt	debt	NOUN
amfbr-841	85	63	to	to	ADP
amfbr-841	85	64	total	total	ADJ
amfbr-841	85	65	assets	asset	NOUN
amfbr-841	85	66	ratio	ratio	NOUN
amfbr-841	85	67	r	r	NOUN
amfbr-841	85	68	a	a	DET
amfbr-841	85	69	ti	ti	NOUN
amfbr-841	85	70	o	o	NOUN
amfbr-841	85	71	100	100	NUM
amfbr-841	85	72	93.01	93.01	NUM
amfbr-841	85	73	94.81	94.81	NUM
amfbr-841	85	74	92.94	92.94	NUM
amfbr-841	85	75	93.6	93.6	NUM
amfbr-841	85	76	95	95	NUM
amfbr-841	85	77	94.15	94.15	NUM
amfbr-841	85	78	94.98	94.98	NUM
amfbr-841	85	79	95	95	NUM
amfbr-841	85	80	91.59	91.59	NUM
amfbr-841	85	81	92.21	92.21	NUM
amfbr-841	85	82	91.76	91.76	NUM
amfbr-841	85	83	90.91	90.91	NUM
amfbr-841	85	84	88.07	88.07	NUM
amfbr-841	85	85	90	90	NUM
amfbr-841	85	86	87.49	87.49	NUM
amfbr-841	85	87	88.01	88.01	NUM
amfbr-841	85	88	a	a	DET
amfbr-841	85	89	ss	ss	NOUN
amfbr-841	85	90	ts	ts	ADP
amfbr-841	85	91	85	85	NUM
amfbr-841	85	92	80	80	NUM
amfbr-841	85	93	to	to	ADP
amfbr-841	85	94	abl	abl	PROPN
amfbr-841	85	95	bal	bal	PROPN
amfbr-841	85	96	bahl	bahl	PROPN
amfbr-841	85	97	fbl	fbl	PROPN
amfbr-841	85	98	hbl	hbl	PROPN
amfbr-841	85	99	hbm	hbm	PROPN
amfbr-841	85	100	js	js	ADP
amfbr-841	85	101	sbl	sbl	PROPN
amfbr-841	85	102	silk	silk	PROPN
amfbr-841	85	103	scb	scb	PROPN
amfbr-841	85	104	snbl	snbl	PROPN
amfbr-841	85	105	ubl	ubl	VERB
amfbr-841	85	106	mcb	mcb	PROPN
amfbr-841	85	107	asbk	asbk	PROPN
amfbr-841	86	1	lo	lo	PROPN
amfbr-841	86	2	a	a	PRON
amfbr-841	86	3	n	n	PRON
amfbr-841	86	4	name	name	NOUN
amfbr-841	86	5	of	of	ADP
amfbr-841	86	6	pvt	pvt	PROPN
amfbr-841	86	7	commercial	commercial	ADJ
amfbr-841	86	8	banks	bank	NOUN
amfbr-841	86	9	figure	figure	VERB
amfbr-841	86	10	6	6	NUM
amfbr-841	86	11	.	.	PUNCT
amfbr-841	86	12	total	total	ADJ
amfbr-841	86	13	debt	debt	NOUN
amfbr-841	86	14	to	to	ADP
amfbr-841	86	15	total	total	ADJ
amfbr-841	86	16	assets	asset	NOUN
amfbr-841	86	17	ratio	ratio	NOUN
amfbr-841	86	18	source	source	NOUN
amfbr-841	86	19	:	:	PUNCT
amfbr-841	86	20	data	datum	NOUN
amfbr-841	86	21	are	be	AUX
amfbr-841	86	22	collected	collect	VERB
amfbr-841	86	23	from	from	ADP
amfbr-841	86	24	the	the	DET
amfbr-841	86	25	final	final	ADJ
amfbr-841	86	26	report	report	NOUN
amfbr-841	86	27	of	of	ADP
amfbr-841	86	28	commercial	commercial	ADJ
amfbr-841	86	29	banks	bank	NOUN
amfbr-841	86	30	official	official	ADJ
amfbr-841	86	31	website	website	NOUN
amfbr-841	86	32	during	during	ADP
amfbr-841	86	33	the	the	DET
amfbr-841	86	34	period	period	NOUN
amfbr-841	86	35	of	of	ADP
amfbr-841	86	36	(	(	PUNCT
amfbr-841	86	37	2015	2015	NUM
amfbr-841	86	38	-	-	SYM
amfbr-841	86	39	2019	2019	NUM
amfbr-841	86	40	)	)	PUNCT
amfbr-841	86	41	.	.	PUNCT
amfbr-841	87	1	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	87	2	finance	finance	PROPN
amfbr-841	87	3	&	&	CCONJ
amfbr-841	87	4	banking	banking	NOUN
amfbr-841	87	5	reviewvol	reviewvol	NOUN
amfbr-841	87	6	.	.	PUNCT
amfbr-841	88	1	5	5	NUM
amfbr-841	88	2	,	,	PUNCT
amfbr-841	88	3	no	no	INTJ
amfbr-841	88	4	.	.	NOUN
amfbr-841	88	5	2	2	NUM
amfbr-841	88	6	;	;	PUNCT
amfbr-841	89	1	2020	2020	NUM
amfbr-841	89	2	14	14	NUM
amfbr-841	89	3	js	js	ADP
amfbr-841	89	4	15,967,903	15,967,903	NUM
amfbr-841	89	5	16,649,525	16,649,525	NUM
amfbr-841	89	6	16,669,329	16,669,329	NUM
amfbr-841	89	7	15,617,026	15,617,026	NUM
amfbr-841	89	8	17,333,255	17,333,255	NUM
amfbr-841	89	9	16,447,407.6	16,447,407.6	NUM
amfbr-841	89	10	sbl	sbl	NOUN
amfbr-841	89	11	11,844,219	11,844,219	NUM
amfbr-841	89	12	12,319,524	12,319,524	NUM
amfbr-841	89	13	12,708,194	12,708,194	NUM
amfbr-841	89	14	12,783,755	12,783,755	NUM
amfbr-841	89	15	14,179,487	14,179,487	NUM
amfbr-841	89	16	12,767,035.8	12,767,035.8	NUM
amfbr-841	89	17	silk	silk	NOUN
amfbr-841	89	18	14,576,662	14,576,662	NUM
amfbr-841	89	19	12,054,588	12,054,588	NUM
amfbr-841	89	20	13,181,346	13,181,346	NUM
amfbr-841	89	21	14,386,747	14,386,747	NUM
amfbr-841	89	22	10,771,887	10,771,887	NUM
amfbr-841	89	23	12,994,246	12,994,246	NUM
amfbr-841	89	24	scb	scb	PROPN
amfbr-841	89	25	61,950,455	61,950,455	NUM
amfbr-841	89	26	61,282,293	61,282,293	NUM
amfbr-841	89	27	62,936,696	62,936,696	NUM
amfbr-841	89	28	62,238,369	62,238,369	NUM
amfbr-841	89	29	72,916,503	72,916,503	NUM
amfbr-841	89	30	64,264,863.2	64,264,863.2	NUM
amfbr-841	89	31	snbl	snbl	VERB
amfbr-841	89	32	18,191,942	18,191,942	NUM
amfbr-841	89	33	18,289,227	18,289,227	NUM
amfbr-841	89	34	18,504,599	18,504,599	NUM
amfbr-841	89	35	17,988,874	17,988,874	NUM
amfbr-841	89	36	20,213,595	20,213,595	NUM
amfbr-841	89	37	18,637,647.4	18,637,647.4	NUM
amfbr-841	89	38	ubl	ubl	PROPN
amfbr-841	89	39	142,135,475	142,135,475	NUM
amfbr-841	89	40	151,786,861	151,786,861	NUM
amfbr-841	89	41	159,307,047	159,307,047	NUM
amfbr-841	89	42	151,269,948	151,269,948	NUM
amfbr-841	89	43	169,068,883	169,068,883	NUM
amfbr-841	89	44	154,713,642.8	154,713,642.8	NUM
amfbr-841	89	45	mcb	mcb	PROPN
amfbr-841	89	46	137,801,938	137,801,938	NUM
amfbr-841	89	47	141,626,625	141,626,625	NUM
amfbr-841	89	48	153,566,377	153,566,377	NUM
amfbr-841	89	49	149,277,729	149,277,729	NUM
amfbr-841	89	50	168,914,783	168,914,783	NUM
amfbr-841	89	51	150,237,490.4	150,237,490.4	NUM
amfbr-841	89	52	asbk	asbk	NOUN
amfbr-841	89	53	26,852,943	26,852,943	NUM
amfbr-841	89	54	32,576,950	32,576,950	NUM
amfbr-841	89	55	32,435,491	32,435,491	NUM
amfbr-841	89	56	33,508,907	33,508,907	NUM
amfbr-841	89	57	42,255,844	42,255,844	NUM
amfbr-841	89	58	33,526,027	33,526,027	NUM
amfbr-841	89	59	source	source	NOUN
amfbr-841	89	60	:	:	PUNCT
amfbr-841	89	61	data	datum	NOUN
amfbr-841	89	62	are	be	AUX
amfbr-841	89	63	collected	collect	VERB
amfbr-841	89	64	from	from	ADP
amfbr-841	89	65	the	the	DET
amfbr-841	89	66	final	final	ADJ
amfbr-841	89	67	report	report	NOUN
amfbr-841	89	68	of	of	ADP
amfbr-841	89	69	commercial	commercial	ADJ
amfbr-841	89	70	banks	bank	NOUN
amfbr-841	89	71	official	official	ADJ
amfbr-841	89	72	website	website	NOUN
amfbr-841	89	73	during	during	ADP
amfbr-841	89	74	the	the	DET
amfbr-841	89	75	period	period	NOUN
amfbr-841	89	76	of	of	ADP
amfbr-841	89	77	(	(	PUNCT
amfbr-841	89	78	2015	2015	NUM
amfbr-841	89	79	-	-	SYM
amfbr-841	89	80	2019	2019	NUM
amfbr-841	89	81	)	)	PUNCT
amfbr-841	89	82	.	.	PUNCT
amfbr-841	90	1	figure	figure	VERB
amfbr-841	90	2	7	7	NUM
amfbr-841	90	3	.	.	PUNCT
amfbr-841	91	1	average	average	NOUN
amfbr-841	91	2	of	of	ADP
amfbr-841	91	3	total	total	ADJ
amfbr-841	91	4	owner	owner	NOUN
amfbr-841	91	5	's	's	PART
amfbr-841	91	6	equity	equity	NOUN
amfbr-841	91	7	table	table	NOUN
amfbr-841	91	8	7	7	NUM
amfbr-841	91	9	and	and	CCONJ
amfbr-841	91	10	figure	figure	VERB
amfbr-841	91	11	7	7	NUM
amfbr-841	91	12	both	both	PRON
amfbr-841	91	13	represent	represent	VERB
amfbr-841	91	14	the	the	DET
amfbr-841	91	15	data	datum	NOUN
amfbr-841	91	16	of	of	ADP
amfbr-841	91	17	total	total	ADJ
amfbr-841	91	18	owner	owner	NOUN
amfbr-841	91	19	equity	equity	NOUN
amfbr-841	91	20	during	during	ADP
amfbr-841	91	21	the	the	DET
amfbr-841	91	22	period	period	NOUN
amfbr-841	91	23	of	of	ADP
amfbr-841	91	24	2015	2015	NUM
amfbr-841	91	25	to	to	ADP
amfbr-841	91	26	2019	2019	NUM
amfbr-841	91	27	and	and	CCONJ
amfbr-841	91	28	show	show	VERB
amfbr-841	91	29	the	the	DET
amfbr-841	91	30	five	five	NUM
amfbr-841	91	31	-	-	PUNCT
amfbr-841	91	32	year	year	NOUN
amfbr-841	91	33	average	average	ADJ
amfbr-841	91	34	analysis	analysis	NOUN
amfbr-841	91	35	.	.	PUNCT
amfbr-841	92	1	the	the	DET
amfbr-841	92	2	average	average	ADJ
amfbr-841	92	3	result	result	NOUN
amfbr-841	92	4	of	of	ADP
amfbr-841	92	5	five	five	NUM
amfbr-841	92	6	-	-	PUNCT
amfbr-841	92	7	year	year	NOUN
amfbr-841	92	8	analysis	analysis	NOUN
amfbr-841	92	9	shows	show	VERB
amfbr-841	92	10	that	that	SCONJ
amfbr-841	92	11	hbl	hbl	PROPN
amfbr-841	92	12	has	have	VERB
amfbr-841	92	13	the	the	DET
amfbr-841	92	14	highest	high	ADJ
amfbr-841	92	15	value	value	NOUN
amfbr-841	92	16	of	of	ADP
amfbr-841	92	17	owner	owner	NOUN
amfbr-841	92	18	equity	equity	NOUN
amfbr-841	92	19	,	,	PUNCT
amfbr-841	92	20	and	and	CCONJ
amfbr-841	92	21	the	the	DET
amfbr-841	92	22	lowest	low	ADJ
amfbr-841	92	23	value	value	NOUN
amfbr-841	92	24	of	of	ADP
amfbr-841	92	25	owner	owner	NOUN
amfbr-841	92	26	equity	equity	NOUN
amfbr-841	92	27	is	be	AUX
amfbr-841	92	28	sbl	sbl	PROPN
amfbr-841	92	29	.	.	PROPN
amfbr-841	92	30	table	table	NOUN
amfbr-841	92	31	8	8	NUM
amfbr-841	92	32	.	.	PUNCT
amfbr-841	92	33	institution	institution	NOUN
amfbr-841	92	34	size	size	NOUN
amfbr-841	92	35	or	or	CCONJ
amfbr-841	92	36	total	total	ADJ
amfbr-841	92	37	assets	asset	NOUN
amfbr-841	92	38	value	value	NOUN
amfbr-841	92	39	in	in	ADP
amfbr-841	92	40	rs	rs	PROPN
amfbr-841	92	41	banks	bank	NOUN
amfbr-841	92	42	years	year	NOUN
amfbr-841	92	43	2015	2015	NUM
amfbr-841	92	44	2016	2016	NUM
amfbr-841	92	45	2017	2017	NUM
amfbr-841	92	46	2018	2018	NUM
amfbr-841	92	47	2019	2019	NUM
amfbr-841	92	48	average	average	NOUN
amfbr-841	92	49	abl	abl	PROPN
amfbr-841	92	50	9,916,655,12	9,916,655,12	NUM
amfbr-841	92	51	1,068,945,748	1,068,945,748	NUM
amfbr-841	92	52	1,245,712,113	1,245,712,113	NUM
amfbr-841	92	53	1,350,598,909	1,350,598,909	NUM
amfbr-841	92	54	1,481,121,252	1,481,121,252	NUM
amfbr-841	92	55	1,227,608,707	1,227,608,707	NUM
amfbr-841	92	56	bal	bal	PROPN
amfbr-841	92	57	902,607,521	902,607,521	NUM
amfbr-841	92	58	917,457,053	917,457,053	NUM
amfbr-841	92	59	988,828,828	988,828,828	NUM
amfbr-841	92	60	1,006,217,843	1,006,217,843	NUM
amfbr-841	92	61	1,064,672,085	1,064,672,085	NUM
amfbr-841	92	62	813,956,666	813,956,666	NUM
amfbr-841	92	63	bahl	bahl	PROPN
amfbr-841	92	64	639,712,468	639,712,468	NUM
amfbr-841	92	65	751,395,816	751,395,816	NUM
amfbr-841	92	66	944,133,780	944,133,780	NUM
amfbr-841	92	67	1,048,239,003	1,048,239,003	NUM
amfbr-841	92	68	1,298,682,111	1,298,682,111	NUM
amfbr-841	92	69	936,432,635.6	936,432,635.6	NUM
amfbr-841	92	70	fbl	fbl	NOUN
amfbr-841	92	71	430,072,860	430,072,860	NUM
amfbr-841	92	72	444,464,661	444,464,661	NUM
amfbr-841	92	73	494,933,882	494,933,882	NUM
amfbr-841	92	74	5,999,914,183	5,999,914,183	NUM
amfbr-841	92	75	629,852,657	629,852,657	NUM
amfbr-841	92	76	1,599,847,649	1,599,847,649	NUM
amfbr-841	92	77	hbl	hbl	PROPN
amfbr-841	92	78	2,124,899,508	2,124,899,508	PROPN
amfbr-841	92	79	2,392,699,251	2,392,699,251	NUM
amfbr-841	92	80	2,563,059,113	2,563,059,113	NUM
amfbr-841	92	81	2,879,494,859	2,879,494,859	NUM
amfbr-841	92	82	3,053,733,753	3,053,733,753	NUM
amfbr-841	92	83	2,602,777,297	2,602,777,297	NUM
amfbr-841	92	84	hbm	hbm	PROPN
amfbr-841	92	85	489,879,108	489,879,108	NUM
amfbr-841	92	86	526,606,417	526,606,417	NUM
amfbr-841	92	87	644,553,779	644,553,779	NUM
amfbr-841	92	88	673,395,781	673,395,781	NUM
amfbr-841	92	89	859,574,522	859,574,522	NUM
amfbr-841	92	90	638,801,921.4	638,801,921.4	NUM
amfbr-841	92	91	js	js	NOUN
amfbr-841	92	92	218,475,663	218,475,663	NUM
amfbr-841	92	93	264,700,493	264,700,493	NUM
amfbr-841	92	94	388,308,876	388,308,876	NUM
amfbr-841	92	95	456,754,076	456,754,076	NUM
amfbr-841	92	96	469,820,794	469,820,794	NUM
amfbr-841	92	97	359,611,980.64	359,611,980.64	NUM
amfbr-841	92	98	sbl	sbl	PROPN
amfbr-841	92	99	80,166,336	80,166,336	NUM
amfbr-841	92	100	101,414,491	101,414,491	NUM
amfbr-841	92	101	117,151,047	117,151,047	NUM
amfbr-841	92	102	122,764,587	122,764,587	NUM
amfbr-841	92	103	129,577,407	129,577,407	NUM
amfbr-841	92	104	110,214,773.6	110,214,773.6	NUM
amfbr-841	92	105	silk	silk	NOUN
amfbr-841	92	106	133,137,259	133,137,259	NUM
amfbr-841	92	107	135,033,822	135,033,822	NUM
amfbr-841	92	108	166,854,532	166,854,532	NUM
amfbr-841	92	109	176,570,999	176,570,999	NUM
amfbr-841	92	110	205,688,080	205,688,080	NUM
amfbr-841	92	111	117,589,431.8	117,589,431.8	NUM
amfbr-841	92	112	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	NOUN
amfbr-841	92	113	finance	finance	NOUN
amfbr-841	92	114	&	&	CCONJ
amfbr-841	92	115	banking	banking	NOUN
amfbr-841	92	116	reviewvol	reviewvol	NOUN
amfbr-841	92	117	.	.	PUNCT
amfbr-841	93	1	5	5	NUM
amfbr-841	93	2	,	,	PUNCT
amfbr-841	93	3	no	no	INTJ
amfbr-841	93	4	.	.	NOUN
amfbr-841	93	5	2	2	NUM
amfbr-841	93	6	;	;	PUNCT
amfbr-841	93	7	2020	2020	NUM
amfbr-841	93	8	15	15	NUM
amfbr-841	93	9	scb	scb	PROPN
amfbr-841	93	10	447,347,791	447,347,791	NUM
amfbr-841	93	11	474,752,219	474,752,219	NUM
amfbr-841	93	12	513,548,602	513,548,602	NUM
amfbr-841	93	13	576,081,336	576,081,336	NUM
amfbr-841	93	14	619,970,585	619,970,585	NUM
amfbr-841	93	15	526,340,106.6	526,340,106.6	NUM
amfbr-841	93	16	snbl	snbl	NOUN
amfbr-841	93	17	253,341,829	253,341,829	NUM
amfbr-841	93	18	278,520,706	278,520,706	NUM
amfbr-841	93	19	322,133,976	322,133,976	NUM
amfbr-841	93	20	382,497,788	382,497,788	NUM
amfbr-841	93	21	442,540,782	442,540,782	NUM
amfbr-841	93	22	335,807,016.2	335,807,016.2	PRON
amfbr-841	93	23	ubl	ubl	VERB
amfbr-841	93	24	1,400,650,843	1,400,650,843	NUM
amfbr-841	93	25	1,577,551,023	1,577,551,023	NUM
amfbr-841	93	26	2,007,381,446	2,007,381,446	NUM
amfbr-841	93	27	1,889,599,146	1,889,599,146	NUM
amfbr-841	93	28	1,893,694,707	1,893,694,707	NOUN
amfbr-841	93	29	1,501,658,433	1,501,658,433	NUM
amfbr-841	93	30	mcb	mcb	PROPN
amfbr-841	93	31	1,004,410,410	1,004,410,410	NUM
amfbr-841	94	1	1,051,813,681	1,051,813,681	NUM
amfbr-841	94	2	1,327,311,040	1,327,311,040	NUM
amfbr-841	94	3	1,498,130,061	1,498,130,061	NUM
amfbr-841	94	4	1,515,152,015	1,515,152,015	NUM
amfbr-841	94	5	1,279,363,441	1,279,363,441	NUM
amfbr-841	94	6	asbk	asbk	NOUN
amfbr-841	94	7	535,866,714	535,866,714	NUM
amfbr-841	94	8	619,139,193	619,139,193	NUM
amfbr-841	94	9	656,708,369	656,708,369	NUM
amfbr-841	94	10	706,532,042	706,532,042	NUM
amfbr-841	94	11	833,208,006	833,208,006	NUM
amfbr-841	94	12	670,290,864.8	670,290,864.8	NUM
amfbr-841	94	13	total	total	ADJ
amfbr-841	94	14	asset	asset	NOUN
amfbr-841	94	15	means	mean	VERB
amfbr-841	94	16	the	the	PRON
amfbr-841	94	17	how	how	SCONJ
amfbr-841	94	18	much	much	ADJ
amfbr-841	94	19	banks	bank	NOUN
amfbr-841	94	20	have	have	AUX
amfbr-841	94	21	own	own	ADJ
amfbr-841	94	22	asset	asset	NOUN
amfbr-841	94	23	.	.	PUNCT
amfbr-841	95	1	table	table	NOUN
amfbr-841	95	2	5	5	NUM
amfbr-841	95	3	and	and	CCONJ
amfbr-841	95	4	figure	figure	VERB
amfbr-841	95	5	5	5	NUM
amfbr-841	95	6	both	both	PRON
amfbr-841	95	7	represent	represent	VERB
amfbr-841	95	8	the	the	DET
amfbr-841	95	9	data	datum	NOUN
amfbr-841	95	10	of	of	ADP
amfbr-841	95	11	total	total	ADJ
amfbr-841	95	12	asset	asset	NOUN
amfbr-841	95	13	during	during	ADP
amfbr-841	95	14	the	the	DET
amfbr-841	95	15	period	period	NOUN
amfbr-841	95	16	of	of	ADP
amfbr-841	95	17	2015	2015	NUM
amfbr-841	95	18	to	to	ADP
amfbr-841	95	19	2019	2019	NUM
amfbr-841	95	20	and	and	CCONJ
amfbr-841	95	21	show	show	VERB
amfbr-841	95	22	the	the	DET
amfbr-841	95	23	five	five	NUM
amfbr-841	95	24	-	-	PUNCT
amfbr-841	95	25	year	year	NOUN
amfbr-841	95	26	average	average	ADJ
amfbr-841	95	27	analysis	analysis	NOUN
amfbr-841	95	28	.	.	PUNCT
amfbr-841	96	1	the	the	DET
amfbr-841	96	2	average	average	ADJ
amfbr-841	96	3	result	result	NOUN
amfbr-841	96	4	of	of	ADP
amfbr-841	96	5	fiver	fiver	ADJ
amfbr-841	96	6	year	year	NOUN
amfbr-841	96	7	analysis	analysis	NOUN
amfbr-841	96	8	shows	show	VERB
amfbr-841	96	9	that	that	SCONJ
amfbr-841	96	10	hbl	hbl	PROPN
amfbr-841	96	11	has	have	VERB
amfbr-841	96	12	the	the	DET
amfbr-841	96	13	highest	high	ADJ
amfbr-841	96	14	value	value	NOUN
amfbr-841	96	15	of	of	ADP
amfbr-841	96	16	asset	asset	NOUN
amfbr-841	96	17	,	,	PUNCT
amfbr-841	96	18	and	and	CCONJ
amfbr-841	96	19	the	the	DET
amfbr-841	96	20	lowest	low	ADJ
amfbr-841	96	21	value	value	NOUN
amfbr-841	96	22	of	of	ADP
amfbr-841	96	23	asset	asset	NOUN
amfbr-841	96	24	is	be	AUX
amfbr-841	96	25	sbl	sbl	PROPN
amfbr-841	96	26	.	.	PUNCT
amfbr-841	96	27	limitations	limitation	NOUN
amfbr-841	96	28			VERB
amfbr-841	96	29	as	as	ADV
amfbr-841	96	30	compare	compare	VERB
amfbr-841	96	31	to	to	ADP
amfbr-841	96	32	other	other	ADJ
amfbr-841	96	33	study	study	NOUN
amfbr-841	96	34	this	this	DET
amfbr-841	96	35	study	study	NOUN
amfbr-841	96	36	also	also	ADV
amfbr-841	96	37	have	have	VERB
amfbr-841	96	38	limitation	limitation	NOUN
amfbr-841	96	39	once	once	ADV
amfbr-841	96	40	of	of	ADP
amfbr-841	96	41	them	they	PRON
amfbr-841	96	42	data	datum	NOUN
amfbr-841	96	43	was	be	AUX
amfbr-841	96	44	not	not	PART
amfbr-841	96	45	collected	collect	VERB
amfbr-841	96	46	for	for	ADP
amfbr-841	96	47	all	all	DET
amfbr-841	96	48	private	private	ADJ
amfbr-841	96	49	commercial	commercial	ADJ
amfbr-841	96	50	banks	bank	NOUN
amfbr-841	96	51	working	work	VERB
amfbr-841	96	52	in	in	ADP
amfbr-841	96	53	pakistan	pakistan	PROPN
amfbr-841	96	54	because	because	SCONJ
amfbr-841	96	55	summit	summit	NOUN
amfbr-841	96	56	banksdata	banksdata	VERB
amfbr-841	96	57	2019	2019	NUM
amfbr-841	96	58	were	be	AUX
amfbr-841	96	59	not	not	PART
amfbr-841	96	60	yetupload	yetupload	NOUN
amfbr-841	96	61	.	.	PUNCT
amfbr-841	97	1			PART
amfbr-841	98	1	accuracy	accuracy	NOUN
amfbr-841	98	2	of	of	ADP
amfbr-841	98	3	research	research	NOUN
amfbr-841	98	4	depends	depend	VERB
amfbr-841	98	5	on	on	ADP
amfbr-841	98	6	the	the	DET
amfbr-841	98	7	secondary	secondary	ADJ
amfbr-841	98	8	data	datum	NOUN
amfbr-841	98	9	only	only	ADV
amfbr-841	98	10	which	which	PRON
amfbr-841	98	11	are	be	AUX
amfbr-841	98	12	issued	issue	VERB
amfbr-841	98	13	by	by	ADP
amfbr-841	98	14	commercialbanks	commercialbank	NOUN
amfbr-841	98	15	.	.	PUNCT
amfbr-841	99	1	directions	direction	NOUN
amfbr-841	99	2	for	for	ADP
amfbr-841	99	3	further	further	ADJ
amfbr-841	99	4	research	research	NOUN
amfbr-841	99	5			PROPN
amfbr-841	99	6	for	for	ADP
amfbr-841	99	7	the	the	DET
amfbr-841	99	8	purpose	purpose	NOUN
amfbr-841	99	9	of	of	ADP
amfbr-841	99	10	check	check	VERB
amfbr-841	99	11	the	the	DET
amfbr-841	99	12	performance	performance	NOUN
amfbr-841	99	13	of	of	ADP
amfbr-841	99	14	commercial	commercial	ADJ
amfbr-841	99	15	banks	bank	NOUN
amfbr-841	99	16	used	use	VERB
amfbr-841	99	17	the	the	DET
amfbr-841	99	18	other	other	ADJ
amfbr-841	99	19	methods	method	NOUN
amfbr-841	99	20	.	.	PUNCT
amfbr-841	100	1			VERB
amfbr-841	100	2	to	to	PART
amfbr-841	100	3	check	check	VERB
amfbr-841	100	4	the	the	DET
amfbr-841	100	5	performance	performance	NOUN
amfbr-841	100	6	of	of	ADP
amfbr-841	100	7	banks	bank	NOUN
amfbr-841	100	8	the	the	DET
amfbr-841	100	9	use	use	NOUN
amfbr-841	100	10	of	of	ADP
amfbr-841	100	11	the	the	DET
amfbr-841	100	12	other	other	ADJ
amfbr-841	100	13	reaming	reaming	NOUN
amfbr-841	100	14	ratio	ratio	NOUN
amfbr-841	100	15	.	.	PUNCT
amfbr-841	101	1			PART
amfbr-841	102	1	comparison	comparison	NOUN
amfbr-841	102	2	between	between	ADP
amfbr-841	102	3	islamic	islamic	ADJ
amfbr-841	102	4	and	and	CCONJ
amfbr-841	102	5	conventional	conventional	ADJ
amfbr-841	102	6	research	research	NOUN
amfbr-841	102	7	.	.	PUNCT
amfbr-841	103	1			PROPN
amfbr-841	103	2	covid	covid	PROPN
amfbr-841	103	3	19	19	NUM
amfbr-841	103	4	how	how	SCONJ
amfbr-841	103	5	the	the	DET
amfbr-841	103	6	impact	impact	NOUN
amfbr-841	103	7	of	of	ADP
amfbr-841	103	8	financial	financial	ADJ
amfbr-841	103	9	performance	performance	NOUN
amfbr-841	103	10	of	of	ADP
amfbr-841	103	11	banks	bank	NOUN
amfbr-841	103	12	.	.	PUNCT
amfbr-841	104	1	conclusion	conclusion	NOUN
amfbr-841	104	2	this	this	DET
amfbr-841	104	3	study	study	NOUN
amfbr-841	104	4	shows	show	VERB
amfbr-841	104	5	that	that	SCONJ
amfbr-841	104	6	each	each	DET
amfbr-841	104	7	commercial	commercial	ADJ
amfbr-841	104	8	bank	bank	NOUN
amfbr-841	104	9	result	result	NOUN
amfbr-841	104	10	is	be	AUX
amfbr-841	104	11	change	change	NOUN
amfbr-841	104	12	according	accord	VERB
amfbr-841	104	13	to	to	ADP
amfbr-841	104	14	different	different	ADJ
amfbr-841	104	15	ratio	ratio	NOUN
amfbr-841	104	16	related	relate	VERB
amfbr-841	104	17	to	to	ADP
amfbr-841	104	18	banksperformance	banksperformance	NOUN
amfbr-841	104	19	.	.	PUNCT
amfbr-841	105	1			PUNCT
amfbr-841	106	1	according	accord	VERB
amfbr-841	106	2	to	to	ADP
amfbr-841	106	3	financial	financial	ADJ
amfbr-841	106	4	ratio	ratio	NOUN
amfbr-841	106	5	of	of	ADP
amfbr-841	106	6	five	five	NUM
amfbr-841	106	7	year	year	NOUN
amfbr-841	106	8	analysis	analysis	NOUN
amfbr-841	106	9	the	the	DET
amfbr-841	106	10	result	result	NOUN
amfbr-841	106	11	of	of	ADP
amfbr-841	106	12	return	return	NOUN
amfbr-841	106	13	on	on	ADP
amfbr-841	106	14	equity	equity	NOUN
amfbr-841	106	15	,	,	PUNCT
amfbr-841	106	16	in	in	ADP
amfbr-841	106	17	first	first	ADJ
amfbr-841	106	18	figure	figure	NOUN
amfbr-841	106	19	8	8	NUM
amfbr-841	106	20	.	.	PUNCT
amfbr-841	106	21	average	average	NOUN
amfbr-841	106	22	of	of	ADP
amfbr-841	106	23	institution	institution	NOUN
amfbr-841	106	24	size	size	NOUN
amfbr-841	106	25	or	or	CCONJ
amfbr-841	106	26	total	total	ADJ
amfbr-841	106	27	assets	asset	NOUN
amfbr-841	106	28	average	average	NOUN
amfbr-841	106	29	of	of	ADP
amfbr-841	106	30	institution	institution	NOUN
amfbr-841	106	31	size	size	NOUN
amfbr-841	106	32	or	or	CCONJ
amfbr-841	106	33	total	total	ADJ
amfbr-841	106	34	assets	asset	NOUN
amfbr-841	106	35	3,000,000,000	3,000,000,000	NUM
amfbr-841	106	36	2,500,000,000	2,500,000,000	NUM
amfbr-841	106	37	2,000,000,000	2,000,000,000	NUM
amfbr-841	106	38	1,500,000,000	1,500,000,000	NUM
amfbr-841	106	39	1,000,000,000	1,000,000,000	NUM
amfbr-841	106	40	500,000,000	500,000,000	NUM
amfbr-841	106	41	0	0	NUM
amfbr-841	106	42	abl	abl	PROPN
amfbr-841	106	43	bal	bal	PROPN
amfbr-841	106	44	bahl	bahl	PROPN
amfbr-841	106	45	fbl	fbl	PROPN
amfbr-841	106	46	hbl	hbl	PROPN
amfbr-841	106	47	hbm	hbm	PROPN
amfbr-841	106	48	js	js	ADP
amfbr-841	106	49	sbl	sbl	PROPN
amfbr-841	106	50	silk	silk	PROPN
amfbr-841	106	51	scb	scb	PROPN
amfbr-841	106	52	snbl	snbl	PROPN
amfbr-841	106	53	ubl	ubl	PROPN
amfbr-841	106	54	mcb	mcb	PROPN
amfbr-841	106	55	asbk	asbk	PROPN
amfbr-841	106	56	name	name	NOUN
amfbr-841	106	57	of	of	ADP
amfbr-841	106	58	pvt	pvt	PROPN
amfbr-841	106	59	commercial	commercial	ADJ
amfbr-841	106	60	banks	bank	NOUN
amfbr-841	106	61	i	i	PRON
amfbr-841	106	62	n	n	VERB
amfbr-841	106	63	s	s	PART
amfbr-841	106	64	t	t	NOUN
amfbr-841	107	1	i	i	PRON
amfbr-841	107	2	t	t	VERB
amfbr-841	107	3	u	u	NOUN
amfbr-841	108	1	t	t	NOUN
amfbr-841	109	1	i	i	PRON
amfbr-841	109	2	o	o	VERB
amfbr-841	110	1	n	n	X
amfbr-841	110	2	s	s	X
amfbr-841	111	1	i	i	INTJ
amfbr-841	111	2	z	z	NOUN
amfbr-841	111	3	e	e	NOUN
amfbr-841	111	4	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	NOUN
amfbr-841	111	5	finance	finance	PROPN
amfbr-841	111	6	&	&	CCONJ
amfbr-841	111	7	banking	banking	NOUN
amfbr-841	111	8	reviewvol	reviewvol	NOUN
amfbr-841	111	9	.	.	PUNCT
amfbr-841	112	1	5	5	NUM
amfbr-841	112	2	,	,	PUNCT
amfbr-841	112	3	no	no	INTJ
amfbr-841	112	4	.	.	NOUN
amfbr-841	112	5	2	2	NUM
amfbr-841	112	6	;	;	PUNCT
amfbr-841	112	7	2020	2020	NUM
amfbr-841	112	8	16	16	NUM
amfbr-841	112	9	habib	habib	PROPN
amfbr-841	112	10	bank	bank	PROPN
amfbr-841	112	11	limited	limit	VERB
amfbr-841	112	12	is	be	AUX
amfbr-841	112	13	at	at	ADP
amfbr-841	112	14	the	the	DET
amfbr-841	112	15	top	top	NOUN
amfbr-841	112	16	,	,	PUNCT
amfbr-841	112	17	habib	habib	PROPN
amfbr-841	112	18	metropolitan	metropolitan	PROPN
amfbr-841	112	19	bank	bank	PROPN
amfbr-841	112	20	is	be	AUX
amfbr-841	112	21	the	the	DET
amfbr-841	112	22	second	second	ADJ
amfbr-841	112	23	,	,	PUNCT
amfbr-841	112	24	askari	askari	PROPN
amfbr-841	112	25	bank	bank	PROPN
amfbr-841	112	26	is	be	AUX
amfbr-841	112	27	the	the	DET
amfbr-841	112	28	third	third	ADJ
amfbr-841	112	29	,	,	PUNCT
amfbr-841	112	30	united	united	PROPN
amfbr-841	112	31	bank	bank	PROPN
amfbr-841	112	32	limited	limited	PROPN
amfbr-841	112	33	is	be	AUX
amfbr-841	112	34	the	the	DET
amfbr-841	112	35	fourth	fourth	ADJ
amfbr-841	112	36	and	and	CCONJ
amfbr-841	112	37	bahl	bahl	PROPN
amfbr-841	112	38	&	&	CCONJ
amfbr-841	112	39	mcb	mcb	PROPN
amfbr-841	112	40	is	be	AUX
amfbr-841	112	41	the	the	DET
amfbr-841	112	42	fifth	fifth	ADJ
amfbr-841	112	43	.	.	PUNCT
amfbr-841	113	1			PUNCT
amfbr-841	114	1	according	accord	VERB
amfbr-841	114	2	to	to	ADP
amfbr-841	114	3	financial	financial	ADJ
amfbr-841	114	4	ratio	ratio	NOUN
amfbr-841	114	5	of	of	ADP
amfbr-841	114	6	five	five	NUM
amfbr-841	114	7	-	-	PUNCT
amfbr-841	114	8	year	year	NOUN
amfbr-841	114	9	analysis	analysis	NOUN
amfbr-841	114	10	the	the	DET
amfbr-841	114	11	result	result	NOUN
amfbr-841	114	12	of	of	ADP
amfbr-841	114	13	return	return	NOUN
amfbr-841	114	14	on	on	ADP
amfbr-841	114	15	assets	asset	NOUN
amfbr-841	114	16	,	,	PUNCT
amfbr-841	114	17	scb	scb	PROPN
amfbr-841	114	18	is	be	AUX
amfbr-841	114	19	at	at	ADP
amfbr-841	114	20	the	the	DET
amfbr-841	114	21	top	top	NOUN
amfbr-841	114	22	,	,	PUNCT
amfbr-841	114	23	mcb	mcb	PROPN
amfbr-841	114	24	is	be	AUX
amfbr-841	114	25	the	the	DET
amfbr-841	114	26	second	second	ADJ
amfbr-841	114	27	,	,	PUNCT
amfbr-841	114	28	ubl	ubl	PROPN
amfbr-841	114	29	is	be	AUX
amfbr-841	114	30	the	the	DET
amfbr-841	114	31	third	third	ADJ
amfbr-841	114	32	,	,	PUNCT
amfbr-841	114	33	abl	abl	PROPN
amfbr-841	114	34	is	be	AUX
amfbr-841	114	35	the	the	DET
amfbr-841	114	36	fourth	fourth	ADJ
amfbr-841	114	37	and	and	CCONJ
amfbr-841	114	38	hbm	hbm	PROPN
amfbr-841	114	39	is	be	AUX
amfbr-841	114	40	the	the	DET
amfbr-841	114	41	fifth	fifth	ADJ
amfbr-841	114	42	.	.	PUNCT
amfbr-841	115	1			PUNCT
amfbr-841	116	1	according	accord	VERB
amfbr-841	116	2	to	to	ADP
amfbr-841	116	3	financial	financial	ADJ
amfbr-841	116	4	ratio	ratio	NOUN
amfbr-841	116	5	of	of	ADP
amfbr-841	116	6	five	five	NUM
amfbr-841	116	7	-	-	PUNCT
amfbr-841	116	8	year	year	NOUN
amfbr-841	116	9	analysis	analysis	NOUN
amfbr-841	116	10	the	the	DET
amfbr-841	116	11	result	result	NOUN
amfbr-841	116	12	of	of	ADP
amfbr-841	116	13	earning	earn	VERB
amfbr-841	116	14	per	per	ADP
amfbr-841	116	15	share	share	NOUN
amfbr-841	116	16	,	,	PUNCT
amfbr-841	116	17	mcb	mcb	PROPN
amfbr-841	116	18	is	be	AUX
amfbr-841	116	19	at	at	ADP
amfbr-841	116	20	the	the	DET
amfbr-841	116	21	top	top	NOUN
amfbr-841	116	22	,	,	PUNCT
amfbr-841	116	23	ubl	ubl	PROPN
amfbr-841	116	24	is	be	AUX
amfbr-841	116	25	the	the	DET
amfbr-841	116	26	second	second	ADJ
amfbr-841	116	27	,	,	PUNCT
amfbr-841	116	28	hbl	hbl	PROPN
amfbr-841	116	29	is	be	AUX
amfbr-841	116	30	the	the	DET
amfbr-841	116	31	third	third	ADJ
amfbr-841	116	32	,	,	PUNCT
amfbr-841	116	33	abl	abl	PROPN
amfbr-841	116	34	is	be	AUX
amfbr-841	116	35	the	the	DET
amfbr-841	116	36	fourth	fourth	ADJ
amfbr-841	116	37	and	and	CCONJ
amfbr-841	116	38	bal	bal	PROPN
amfbr-841	116	39	is	be	AUX
amfbr-841	116	40	the	the	DET
amfbr-841	116	41	fifth	fifth	ADJ
amfbr-841	116	42	.	.	PUNCT
amfbr-841	117	1			PUNCT
amfbr-841	118	1	according	accord	VERB
amfbr-841	118	2	to	to	ADP
amfbr-841	118	3	financial	financial	ADJ
amfbr-841	118	4	ratio	ratio	NOUN
amfbr-841	118	5	of	of	ADP
amfbr-841	118	6	five	five	NUM
amfbr-841	118	7	-	-	PUNCT
amfbr-841	118	8	year	year	NOUN
amfbr-841	118	9	analysis	analysis	NOUN
amfbr-841	118	10	the	the	DET
amfbr-841	118	11	result	result	NOUN
amfbr-841	118	12	of	of	ADP
amfbr-841	118	13	total	total	ADJ
amfbr-841	118	14	debt	debt	NOUN
amfbr-841	118	15	to	to	ADP
amfbr-841	118	16	total	total	ADJ
amfbr-841	118	17	asset	asset	NOUN
amfbr-841	118	18	ratio	ratio	NOUN
amfbr-841	118	19	,	,	PUNCT
amfbr-841	118	20	js	js	PROPN
amfbr-841	118	21	is	be	AUX
amfbr-841	118	22	at	at	ADP
amfbr-841	118	23	the	the	DET
amfbr-841	118	24	top	top	NOUN
amfbr-841	118	25	,	,	PUNCT
amfbr-841	118	26	asbk	asbk	PROPN
amfbr-841	118	27	is	be	AUX
amfbr-841	118	28	the	the	DET
amfbr-841	118	29	second	second	ADJ
amfbr-841	118	30	,	,	PUNCT
amfbr-841	118	31	bahl	bahl	PROPN
amfbr-841	118	32	is	be	AUX
amfbr-841	118	33	the	the	DET
amfbr-841	118	34	third	third	ADJ
amfbr-841	118	35	,	,	PUNCT
amfbr-841	118	36	snbl	snbl	NOUN
amfbr-841	118	37	is	be	AUX
amfbr-841	118	38	the	the	DET
amfbr-841	118	39	fourth	fourth	ADJ
amfbr-841	118	40	and	and	CCONJ
amfbr-841	118	41	hbm	hbm	PROPN
amfbr-841	118	42	is	be	AUX
amfbr-841	118	43	the	the	DET
amfbr-841	118	44	fifth	fifth	ADJ
amfbr-841	118	45	.	.	PUNCT
amfbr-841	119	1			PUNCT
amfbr-841	120	1	according	accord	VERB
amfbr-841	120	2	to	to	ADP
amfbr-841	120	3	financial	financial	ADJ
amfbr-841	120	4	ratio	ratio	NOUN
amfbr-841	120	5	of	of	ADP
amfbr-841	120	6	five	five	NUM
amfbr-841	120	7	-	-	PUNCT
amfbr-841	120	8	year	year	NOUN
amfbr-841	120	9	analysis	analysis	NOUN
amfbr-841	120	10	based	base	VERB
amfbr-841	120	11	on	on	ADP
amfbr-841	120	12	institution	institution	NOUN
amfbr-841	120	13	size	size	NOUN
amfbr-841	120	14	or	or	CCONJ
amfbr-841	120	15	total	total	ADJ
amfbr-841	120	16	assets	asset	NOUN
amfbr-841	120	17	,	,	PUNCT
amfbr-841	120	18	hbl	hbl	PROPN
amfbr-841	120	19	is	be	AUX
amfbr-841	120	20	at	at	ADP
amfbr-841	120	21	the	the	DET
amfbr-841	120	22	top	top	NOUN
amfbr-841	120	23	,	,	PUNCT
amfbr-841	120	24	fbl	fbl	PROPN
amfbr-841	120	25	is	be	AUX
amfbr-841	120	26	the	the	DET
amfbr-841	120	27	second	second	ADJ
amfbr-841	120	28	,	,	PUNCT
amfbr-841	120	29	ubl	ubl	PROPN
amfbr-841	120	30	is	be	AUX
amfbr-841	120	31	the	the	DET
amfbr-841	120	32	third	third	ADJ
amfbr-841	120	33	,	,	PUNCT
amfbr-841	120	34	mcb	mcb	PROPN
amfbr-841	120	35	is	be	AUX
amfbr-841	120	36	the	the	DET
amfbr-841	120	37	fourth	fourth	ADJ
amfbr-841	120	38	and	and	CCONJ
amfbr-841	120	39	abl	abl	PROPN
amfbr-841	120	40	is	be	AUX
amfbr-841	120	41	the	the	DET
amfbr-841	120	42	fifth	fifth	ADJ
amfbr-841	120	43	.	.	PUNCT
amfbr-841	121	1			PUNCT
amfbr-841	122	1	according	accord	VERB
amfbr-841	122	2	to	to	ADP
amfbr-841	122	3	financial	financial	ADJ
amfbr-841	122	4	ratio	ratio	NOUN
amfbr-841	122	5	of	of	ADP
amfbr-841	122	6	five	five	NUM
amfbr-841	122	7	-	-	PUNCT
amfbr-841	122	8	year	year	NOUN
amfbr-841	122	9	analysis	analysis	NOUN
amfbr-841	122	10	based	base	VERB
amfbr-841	122	11	on	on	ADP
amfbr-841	122	12	total	total	ADJ
amfbr-841	122	13	owner	owner	NOUN
amfbr-841	122	14	’s	’s	PART
amfbr-841	122	15	equity	equity	NOUN
amfbr-841	122	16	,	,	PUNCT
amfbr-841	122	17	hbl	hbl	PROPN
amfbr-841	122	18	is	be	AUX
amfbr-841	122	19	at	at	ADP
amfbr-841	122	20	the	the	DET
amfbr-841	122	21	top	top	NOUN
amfbr-841	122	22	,	,	PUNCT
amfbr-841	122	23	bal	bal	PROPN
amfbr-841	122	24	is	be	AUX
amfbr-841	122	25	the	the	DET
amfbr-841	122	26	second	second	ADJ
amfbr-841	122	27	,	,	PUNCT
amfbr-841	122	28	mcb	mcb	PROPN
amfbr-841	122	29	is	be	AUX
amfbr-841	122	30	the	the	DET
amfbr-841	122	31	third	third	ADJ
amfbr-841	122	32	,	,	PUNCT
amfbr-841	122	33	ubl	ubl	PROPN
amfbr-841	122	34	is	be	AUX
amfbr-841	122	35	the	the	DET
amfbr-841	122	36	fourth	fourth	ADJ
amfbr-841	122	37	and	and	CCONJ
amfbr-841	122	38	abl	abl	PROPN
amfbr-841	122	39	is	be	AUX
amfbr-841	122	40	the	the	DET
amfbr-841	122	41	fifth	fifth	ADJ
amfbr-841	122	42	.	.	PUNCT
amfbr-841	123	1			PUNCT
amfbr-841	124	1	according	accord	VERB
amfbr-841	124	2	to	to	ADP
amfbr-841	124	3	financial	financial	ADJ
amfbr-841	124	4	ratio	ratio	NOUN
amfbr-841	124	5	of	of	ADP
amfbr-841	124	6	five	five	NUM
amfbr-841	124	7	-	-	PUNCT
amfbr-841	124	8	year	year	NOUN
amfbr-841	124	9	analysis	analysis	NOUN
amfbr-841	124	10	based	base	VERB
amfbr-841	124	11	on	on	ADP
amfbr-841	124	12	investment	investment	NOUN
amfbr-841	124	13	to	to	ADP
amfbr-841	124	14	total	total	ADJ
amfbr-841	124	15	asset	asset	NOUN
amfbr-841	124	16	ratio	ratio	NOUN
amfbr-841	124	17	,	,	PUNCT
amfbr-841	124	18	hbm	hbm	PROPN
amfbr-841	124	19	is	be	AUX
amfbr-841	124	20	at	at	ADP
amfbr-841	124	21	the	the	DET
amfbr-841	124	22	top	top	NOUN
amfbr-841	124	23	,	,	PUNCT
amfbr-841	124	24	abl	abl	PROPN
amfbr-841	124	25	is	be	AUX
amfbr-841	124	26	the	the	DET
amfbr-841	124	27	second	second	ADJ
amfbr-841	124	28	,	,	PUNCT
amfbr-841	124	29	mcb	mcb	PROPN
amfbr-841	124	30	is	be	AUX
amfbr-841	124	31	the	the	DET
amfbr-841	124	32	third	third	ADJ
amfbr-841	124	33	,	,	PUNCT
amfbr-841	124	34	hbl	hbl	PROPN
amfbr-841	124	35	is	be	AUX
amfbr-841	124	36	the	the	DET
amfbr-841	124	37	fourth	fourth	ADJ
amfbr-841	124	38	and	and	CCONJ
amfbr-841	124	39	bahl	bahl	PROPN
amfbr-841	124	40	is	be	AUX
amfbr-841	124	41	the	the	DET
amfbr-841	124	42	fifth	fifth	ADJ
amfbr-841	124	43	.	.	PUNCT
amfbr-841	125	1			PUNCT
amfbr-841	126	1	according	accord	VERB
amfbr-841	126	2	to	to	ADP
amfbr-841	126	3	financial	financial	ADJ
amfbr-841	126	4	ratio	ratio	NOUN
amfbr-841	126	5	of	of	ADP
amfbr-841	126	6	five	five	NUM
amfbr-841	126	7	-	-	PUNCT
amfbr-841	126	8	year	year	NOUN
amfbr-841	126	9	analysis	analysis	NOUN
amfbr-841	126	10	based	base	VERB
amfbr-841	126	11	on	on	ADP
amfbr-841	126	12	spread	spread	ADJ
amfbr-841	126	13	ratio	ratio	NOUN
amfbr-841	126	14	,	,	PUNCT
amfbr-841	126	15	scb	scb	PROPN
amfbr-841	126	16	is	be	AUX
amfbr-841	126	17	at	at	ADP
amfbr-841	126	18	the	the	DET
amfbr-841	126	19	top	top	NOUN
amfbr-841	126	20	,	,	PUNCT
amfbr-841	126	21	mcb	mcb	PROPN
amfbr-841	126	22	is	be	AUX
amfbr-841	126	23	the	the	DET
amfbr-841	126	24	second	second	ADJ
amfbr-841	126	25	,	,	PUNCT
amfbr-841	126	26	ubl	ubl	PROPN
amfbr-841	126	27	is	be	AUX
amfbr-841	126	28	the	the	DET
amfbr-841	126	29	third	third	ADJ
amfbr-841	126	30	,	,	PUNCT
amfbr-841	126	31	hbl	hbl	PROPN
amfbr-841	126	32	is	be	AUX
amfbr-841	126	33	the	the	DET
amfbr-841	126	34	fourth	fourth	ADJ
amfbr-841	126	35	and	and	CCONJ
amfbr-841	126	36	bal	bal	PROPN
amfbr-841	126	37	is	be	AUX
amfbr-841	126	38	the	the	DET
amfbr-841	126	39	fifth	fifth	ADJ
amfbr-841	126	40	.	.	PUNCT
amfbr-841	126	41			PUNCT
amfbr-841	127	1	finally	finally	ADV
amfbr-841	127	2	,	,	PUNCT
amfbr-841	127	3	we	we	PRON
amfbr-841	127	4	highlight	highlight	VERB
amfbr-841	127	5	the	the	DET
amfbr-841	127	6	performance	performance	NOUN
amfbr-841	127	7	of	of	ADP
amfbr-841	127	8	all	all	DET
amfbr-841	127	9	the	the	DET
amfbr-841	127	10	private	private	ADJ
amfbr-841	127	11	commercial	commercial	ADJ
amfbr-841	127	12	banks	bank	NOUN
amfbr-841	127	13	that	that	PRON
amfbr-841	127	14	’s	’	VERB
amfbr-841	127	15	helpful	helpful	ADJ
amfbr-841	127	16	for	for	ADP
amfbr-841	127	17	researcher	researcher	NOUN
amfbr-841	127	18	,	,	PUNCT
amfbr-841	127	19	investor	investor	NOUN
amfbr-841	127	20	and	and	CCONJ
amfbr-841	127	21	managers	manager	NOUN
amfbr-841	127	22	.	.	PUNCT
amfbr-841	128	1	references	reference	NOUN
amfbr-841	128	2	avkiran	avkiran	VERB
amfbr-841	128	3	,	,	PUNCT
amfbr-841	128	4	n.	n.	PROPN
amfbr-841	128	5	k.	k.	PROPN
amfbr-841	128	6	(	(	PUNCT
amfbr-841	128	7	1995	1995	NUM
amfbr-841	128	8	)	)	PUNCT
amfbr-841	128	9	.	.	PUNCT
amfbr-841	129	1	developing	develop	VERB
amfbr-841	129	2	an	an	DET
amfbr-841	129	3	instrument	instrument	NOUN
amfbr-841	129	4	to	to	PART
amfbr-841	129	5	measure	measure	VERB
amfbr-841	129	6	customer	customer	NOUN
amfbr-841	129	7	service	service	NOUN
amfbr-841	129	8	quality	quality	NOUN
amfbr-841	129	9	in	in	ADP
amfbr-841	129	10	branch	branch	NOUN
amfbr-841	129	11	banking	banking	NOUN
amfbr-841	129	12	.	.	PUNCT
amfbr-841	130	1	international	international	ADJ
amfbr-841	130	2	journal	journal	PROPN
amfbr-841	130	3	of	of	ADP
amfbr-841	130	4	banks	bank	NOUN
amfbr-841	130	5	marketing	marketing	NOUN
amfbr-841	130	6	,	,	PUNCT
amfbr-841	130	7	12(6	12(6	NUM
amfbr-841	130	8	)	)	PUNCT
amfbr-841	130	9	,	,	PUNCT
amfbr-841	130	10	10	10	NUM
amfbr-841	130	11	-	-	SYM
amfbr-841	130	12	18	18	NUM
amfbr-841	130	13	.	.	PUNCT
amfbr-841	131	1	daiff	daiff	PROPN
amfbr-841	131	2	,	,	PUNCT
amfbr-841	131	3	k.(1995	k.(1995	PROPN
amfbr-841	131	4	)	)	PUNCT
amfbr-841	131	5	.	.	PUNCT
amfbr-841	132	1	accounting	account	VERB
amfbr-841	132	2	commercial	commercial	ADJ
amfbr-841	132	3	banks	bank	NOUN
amfbr-841	132	4	,	,	PUNCT
amfbr-841	132	5	page	page	NOUN
amfbr-841	132	6	2	2	NUM
amfbr-841	132	7	,	,	PUNCT
amfbr-841	132	8	cairo	cairo	PROPN
amfbr-841	132	9	house	house	PROPN
amfbr-841	132	10	.	.	PUNCT
amfbr-841	133	1	duncan	duncan	PROPN
amfbr-841	133	2	,	,	PUNCT
amfbr-841	133	3	e.	e.	PROPN
amfbr-841	133	4	,	,	PUNCT
amfbr-841	133	5	&	&	CCONJ
amfbr-841	133	6	elliott	elliott	PROPN
amfbr-841	133	7	,	,	PUNCT
amfbr-841	133	8	g.	g.	PROPN
amfbr-841	133	9	(	(	PUNCT
amfbr-841	133	10	2004	2004	NUM
amfbr-841	133	11	)	)	PUNCT
amfbr-841	133	12	.	.	PUNCT
amfbr-841	134	1	efficiency	efficiency	NOUN
amfbr-841	134	2	,	,	PUNCT
amfbr-841	134	3	customer	customer	NOUN
amfbr-841	134	4	service	service	NOUN
amfbr-841	134	5	and	and	CCONJ
amfbr-841	134	6	financial	financial	ADJ
amfbr-841	134	7	performance	performance	NOUN
amfbr-841	134	8	among	among	ADP
amfbr-841	134	9	australian	australian	ADJ
amfbr-841	134	10	financial	financial	ADJ
amfbr-841	134	11	institutions	institution	NOUN
amfbr-841	134	12	.	.	PUNCT
amfbr-841	135	1	international	international	ADJ
amfbr-841	135	2	journal	journal	PROPN
amfbr-841	135	3	of	of	ADP
amfbr-841	135	4	bank	bank	PROPN
amfbr-841	135	5	marketing	marketing	NOUN
amfbr-841	135	6	.	.	PUNCT
amfbr-841	136	1	halkos	halkos	PROPN
amfbr-841	136	2	,	,	PUNCT
amfbr-841	136	3	g.	g.	PROPN
amfbr-841	136	4	e.	e.	PROPN
amfbr-841	136	5	,	,	PUNCT
amfbr-841	136	6	&	&	CCONJ
amfbr-841	136	7	salamouris	salamouris	PROPN
amfbr-841	136	8	,	,	PUNCT
amfbr-841	136	9	d.	d.	PROPN
amfbr-841	136	10	s.	s.	PROPN
amfbr-841	136	11	(	(	PUNCT
amfbr-841	136	12	2004	2004	NUM
amfbr-841	136	13	)	)	PUNCT
amfbr-841	136	14	.	.	PUNCT
amfbr-841	137	1	efficiency	efficiency	NOUN
amfbr-841	137	2	measurement	measurement	NOUN
amfbr-841	137	3	of	of	ADP
amfbr-841	137	4	the	the	DET
amfbr-841	137	5	greek	greek	ADJ
amfbr-841	137	6	commercial	commercial	ADJ
amfbr-841	137	7	banks	bank	NOUN
amfbr-841	137	8	with	with	ADP
amfbr-841	137	9	the	the	DET
amfbr-841	137	10	use	use	NOUN
amfbr-841	137	11	of	of	ADP
amfbr-841	137	12	financial	financial	ADJ
amfbr-841	137	13	ratios	ratio	NOUN
amfbr-841	137	14	:	:	PUNCT
amfbr-841	137	15	a	a	DET
amfbr-841	137	16	data	datum	NOUN
amfbr-841	137	17	envelopment	envelopment	ADJ
amfbr-841	137	18	analysis	analysis	NOUN
amfbr-841	137	19	approach	approach	NOUN
amfbr-841	137	20	.	.	PUNCT
amfbr-841	138	1	management	management	NOUN
amfbr-841	138	2	accounting	accounting	NOUN
amfbr-841	138	3	research	research	NOUN
amfbr-841	138	4	,	,	PUNCT
amfbr-841	138	5	15(2	15(2	NUM
amfbr-841	138	6	)	)	PUNCT
amfbr-841	138	7	,	,	PUNCT
amfbr-841	138	8	201	201	NUM
amfbr-841	138	9	-	-	SYM
amfbr-841	138	10	224	224	NUM
amfbr-841	138	11	.	.	PUNCT
amfbr-841	139	1	lacewell	lacewell	PROPN
amfbr-841	139	2	,	,	PUNCT
amfbr-841	139	3	s.	s.	PROPN
amfbr-841	139	4	k.	k.	PROPN
amfbr-841	140	1	(	(	PUNCT
amfbr-841	140	2	2003	2003	NUM
amfbr-841	140	3	)	)	PUNCT
amfbr-841	140	4	.	.	PUNCT
amfbr-841	141	1	do	do	AUX
amfbr-841	141	2	efficient	efficient	ADJ
amfbr-841	141	3	institutions	institution	NOUN
amfbr-841	141	4	score	score	VERB
amfbr-841	141	5	well	well	ADV
amfbr-841	141	6	using	use	VERB
amfbr-841	141	7	ratio	ratio	NOUN
amfbr-841	141	8	analysis	analysis	NOUN
amfbr-841	141	9	?	?	PUNCT
amfbr-841	142	1	an	an	DET
amfbr-841	142	2	examination	examination	NOUN
amfbr-841	142	3	of	of	ADP
amfbr-841	142	4	commercial	commercial	ADJ
amfbr-841	142	5	banks	bank	NOUN
amfbr-841	142	6	in	in	ADP
amfbr-841	142	7	the	the	DET
amfbr-841	142	8	1990s	1990s	NUM
amfbr-841	142	9	.	.	PUNCT
amfbr-841	143	1	academy	academy	NOUN
amfbr-841	143	2	of	of	ADP
amfbr-841	143	3	banking	banking	PROPN
amfbr-841	143	4	studies	study	NOUN
amfbr-841	143	5	journal	journal	NOUN
amfbr-841	143	6	,	,	PUNCT
amfbr-841	143	7	2	2	NUM
amfbr-841	143	8	,	,	PUNCT
amfbr-841	143	9	17	17	NUM
amfbr-841	143	10	.	.	PUNCT
amfbr-841	144	1	luckham	luckham	PROPN
amfbr-841	144	2	,	,	PUNCT
amfbr-841	144	3	w.	w.	PROPN
amfbr-841	144	4	r.	r.	PROPN
amfbr-841	144	5	(	(	PUNCT
amfbr-841	144	6	1982	1982	NUM
amfbr-841	144	7	)	)	PUNCT
amfbr-841	144	8	.	.	PUNCT
amfbr-841	145	1	financial	financial	ADJ
amfbr-841	145	2	ratio	ratio	NOUN
amfbr-841	145	3	analysis	analysis	NOUN
amfbr-841	145	4	for	for	ADP
amfbr-841	145	5	decision	decision	NOUN
amfbr-841	145	6	-	-	PUNCT
amfbr-841	145	7	making	making	NOUN
amfbr-841	145	8	.	.	PUNCT
amfbr-841	146	1	journal	journal	PROPN
amfbr-841	146	2	of	of	ADP
amfbr-841	146	3	arboriculture	arboriculture	NOUN
amfbr-841	146	4	,	,	PUNCT
amfbr-841	146	5	8(11	8(11	NUM
amfbr-841	146	6	)	)	PUNCT
amfbr-841	146	7	,	,	PUNCT
amfbr-841	146	8	296	296	NUM
amfbr-841	146	9	-	-	SYM
amfbr-841	146	10	301	301	NUM
amfbr-841	146	11	.	.	PUNCT
amfbr-841	147	1	ncube	ncube	NOUN
amfbr-841	147	2	,	,	PUNCT
amfbr-841	147	3	m.	m.	NOUN
amfbr-841	147	4	(	(	PUNCT
amfbr-841	147	5	2009	2009	NUM
amfbr-841	147	6	)	)	PUNCT
amfbr-841	147	7	.	.	PUNCT
amfbr-841	148	1	efficiency	efficiency	NOUN
amfbr-841	148	2	of	of	ADP
amfbr-841	148	3	the	the	DET
amfbr-841	148	4	banking	banking	NOUN
amfbr-841	148	5	sector	sector	NOUN
amfbr-841	148	6	in	in	ADP
amfbr-841	148	7	south	south	PROPN
amfbr-841	148	8	africa	africa	PROPN
amfbr-841	148	9	.	.	PUNCT
amfbr-841	149	1	university	university	NOUN
amfbr-841	149	2	of	of	ADP
amfbr-841	149	3	the	the	DET
amfbr-841	149	4	witwatersrand	witwatersrand	NOUN
amfbr-841	149	5	,	,	PUNCT
amfbr-841	149	6	1	1	NUM
amfbr-841	149	7	-	-	SYM
amfbr-841	149	8	44	44	NUM
amfbr-841	149	9	.	.	PUNCT
amfbr-841	149	10	qazwini	qazwini	PROPN
amfbr-841	149	11	,	,	PUNCT
amfbr-841	149	12	s.(1989	s.(1989	PROPN
amfbr-841	149	13	)	)	PUNCT
amfbr-841	149	14	.	.	PUNCT
amfbr-841	149	15	lectures	lecture	VERB
amfbr-841	149	16	economy	economy	NOUN
amfbr-841	149	17	of	of	ADP
amfbr-841	149	18	banks	bank	NOUN
amfbr-841	149	19	,	,	PUNCT
amfbr-841	149	20	court	court	NOUN
amfbr-841	149	21	of	of	ADP
amfbr-841	149	22	publications	publication	NOUN
amfbr-841	149	23	undergraduate	undergraduate	PROPN
amfbr-841	149	24	,	,	PUNCT
amfbr-841	149	25	algeria	algeria	PROPN
amfbr-841	149	26	,	,	PUNCT
amfbr-841	149	27	pp	pp	X
amfbr-841	149	28	.	.	PUNCT
amfbr-841	150	1	24	24	NUM
amfbr-841	150	2	.	.	X
amfbr-841	150	3	seiford	seiford	PROPN
amfbr-841	150	4	,	,	PUNCT
amfbr-841	150	5	l.	l.	PROPN
amfbr-841	150	6	m.	m.	PROPN
amfbr-841	150	7	,	,	PUNCT
amfbr-841	150	8	&	&	CCONJ
amfbr-841	150	9	zhu	zhu	PROPN
amfbr-841	150	10	,	,	PUNCT
amfbr-841	150	11	j.	j.	PROPN
amfbr-841	150	12	(	(	PUNCT
amfbr-841	150	13	1999	1999	NUM
amfbr-841	150	14	)	)	PUNCT
amfbr-841	150	15	.	.	PUNCT
amfbr-841	151	1	profitability	profitability	NOUN
amfbr-841	151	2	and	and	CCONJ
amfbr-841	151	3	marketability	marketability	NOUN
amfbr-841	151	4	of	of	ADP
amfbr-841	151	5	the	the	DET
amfbr-841	151	6	top	top	ADJ
amfbr-841	151	7	55	55	NUM
amfbr-841	151	8	us	us	PROPN
amfbr-841	151	9	commercial	commercial	ADJ
amfbr-841	151	10	banks	bank	NOUN
amfbr-841	151	11	.	.	PUNCT
amfbr-841	152	1	management	management	NOUN
amfbr-841	152	2	science	science	PROPN
amfbr-841	152	3	,	,	PUNCT
amfbr-841	152	4	45(9	45(9	NOUN
amfbr-841	152	5	)	)	PUNCT
amfbr-841	152	6	,	,	PUNCT
amfbr-841	152	7	1270	1270	NUM
amfbr-841	152	8	-	-	SYM
amfbr-841	152	9	1288	1288	NUM
amfbr-841	152	10	.	.	PUNCT
amfbr-841	153	1	shehab	shehab	PROPN
amfbr-841	153	2	,	,	PUNCT
amfbr-841	153	3	m.	m.	NOUN
amfbr-841	153	4	(	(	PUNCT
amfbr-841	153	5	1987	1987	NUM
amfbr-841	153	6	)	)	PUNCT
amfbr-841	153	7	.	.	PUNCT
amfbr-841	154	1	frozen	frozen	ADJ
amfbr-841	154	2	money	money	NOUN
amfbr-841	154	3	,	,	PUNCT
amfbr-841	154	4	banks	bank	NOUN
amfbr-841	154	5	and	and	CCONJ
amfbr-841	154	6	economy	economy	NOUN
amfbr-841	154	7	.	.	PUNCT
amfbr-841	155	1	(	(	PUNCT
amfbr-841	155	2	mars	mars	PROPN
amfbr-841	155	3	publishing	publishing	PROPN
amfbr-841	155	4	house	house	PROPN
amfbr-841	155	5	,	,	PUNCT
amfbr-841	155	6	riyadh	riyadh	PROPN
amfbr-841	155	7	)	)	PUNCT
amfbr-841	155	8	,	,	PUNCT
amfbr-841	155	9	pp	pp	ADP
amfbr-841	155	10	:	:	PUNCT
amfbr-841	155	11	105	105	NUM
amfbr-841	155	12	.	.	PUNCT
amfbr-841	156	1	tarawneh	tarawneh	PROPN
amfbr-841	156	2	,	,	PUNCT
amfbr-841	156	3	m.	m.	NOUN
amfbr-841	156	4	(	(	PUNCT
amfbr-841	156	5	2006	2006	NUM
amfbr-841	156	6	)	)	PUNCT
amfbr-841	156	7	.	.	PUNCT
amfbr-841	157	1	a	a	DET
amfbr-841	157	2	comparison	comparison	NOUN
amfbr-841	157	3	of	of	ADP
amfbr-841	157	4	financial	financial	ADJ
amfbr-841	157	5	performance	performance	NOUN
amfbr-841	157	6	in	in	ADP
amfbr-841	157	7	the	the	DET
amfbr-841	157	8	banking	banking	NOUN
amfbr-841	157	9	sector	sector	NOUN
amfbr-841	157	10	:	:	PUNCT
amfbr-841	157	11	some	some	DET
amfbr-841	157	12	evidence	evidence	NOUN
amfbr-841	157	13	from	from	ADP
amfbr-841	157	14	omani	omani	ADJ
amfbr-841	157	15	commercial	commercial	ADJ
amfbr-841	157	16	banks	bank	NOUN
amfbr-841	157	17	.	.	PUNCT
amfbr-841	158	1	international	international	ADJ
amfbr-841	158	2	research	research	PROPN
amfbr-841	158	3	journal	journal	NOUN
amfbr-841	158	4	of	of	ADP
amfbr-841	158	5	finance	finance	NOUN
amfbr-841	158	6	and	and	CCONJ
amfbr-841	158	7	economics	economic	NOUN
amfbr-841	158	8	,	,	PUNCT
amfbr-841	158	9	3(3	3(3	NUM
amfbr-841	158	10	)	)	PUNCT
amfbr-841	158	11	,	,	PUNCT
amfbr-841	158	12	101	101	NUM
amfbr-841	158	13	-	-	SYM
amfbr-841	158	14	112	112	NUM
amfbr-841	158	15	.	.	PUNCT
amfbr-841	159	1	https://www.cribfb.com/journal/index.php/amfbramerican	https://www.cribfb.com/journal/index.php/amfbramerican	PROPN
amfbr-841	159	2	finance	finance	PROPN
amfbr-841	159	3	&	&	CCONJ
amfbr-841	159	4	banking	banking	NOUN
amfbr-841	159	5	reviewvol	reviewvol	NOUN
amfbr-841	159	6	.	.	PUNCT
amfbr-841	160	1	5	5	NUM
amfbr-841	160	2	,	,	PUNCT
amfbr-841	160	3	no	no	INTJ
amfbr-841	160	4	.	.	NOUN
amfbr-841	160	5	2	2	NUM
amfbr-841	160	6	;	;	PUNCT
amfbr-841	160	7	2020	2020	NUM
amfbr-841	160	8	17	17	NUM
amfbr-841	160	9	webb	webb	NOUN
amfbr-841	160	10	,	,	PUNCT
amfbr-841	160	11	r.	r.	PROPN
amfbr-841	160	12	(	(	PUNCT
amfbr-841	160	13	2003	2003	NUM
amfbr-841	160	14	)	)	PUNCT
amfbr-841	160	15	.	.	PUNCT
amfbr-841	161	1	levels	level	NOUN
amfbr-841	161	2	of	of	ADP
amfbr-841	161	3	efficiency	efficiency	NOUN
amfbr-841	161	4	in	in	ADP
amfbr-841	161	5	uk	uk	PROPN
amfbr-841	161	6	retail	retail	ADJ
amfbr-841	161	7	banks	bank	NOUN
amfbr-841	161	8	:	:	PUNCT
amfbr-841	161	9	a	a	DET
amfbr-841	161	10	dea	dea	PROPN
amfbr-841	161	11	window	window	NOUN
amfbr-841	161	12	analysis	analysis	NOUN
amfbr-841	161	13	.	.	PUNCT
amfbr-841	162	1	int	int	NOUN
amfbr-841	162	2	.	.	PUNCT
amfbr-841	163	1	j.	j.	PROPN
amfbr-841	163	2	of	of	ADP
amfbr-841	163	3	the	the	DET
amfbr-841	163	4	economics	economic	NOUN
amfbr-841	163	5	of	of	ADP
amfbr-841	163	6	business	business	NOUN
amfbr-841	163	7	,	,	PUNCT
amfbr-841	163	8	10(3	10(3	NUM
amfbr-841	163	9	)	)	PUNCT
amfbr-841	163	10	,	,	PUNCT
amfbr-841	163	11	305	305	NUM
amfbr-841	163	12	-	-	SYM
amfbr-841	163	13	322	322	NUM
amfbr-841	163	14	.	.	PUNCT
amfbr-841	164	1	yeh	yeh	PROPN
amfbr-841	164	2	,	,	PUNCT
amfbr-841	164	3	q.	q.	PROPN
amfbr-841	164	4	j.	j.	PROPN
amfbr-841	164	5	(	(	PUNCT
amfbr-841	164	6	1996	1996	NUM
amfbr-841	164	7	)	)	PUNCT
amfbr-841	164	8	.	.	PUNCT
amfbr-841	165	1	the	the	DET
amfbr-841	165	2	application	application	NOUN
amfbr-841	165	3	of	of	ADP
amfbr-841	165	4	data	datum	NOUN
amfbr-841	165	5	envelopment	envelopment	ADJ
amfbr-841	165	6	analysis	analysis	NOUN
amfbr-841	165	7	in	in	ADP
amfbr-841	165	8	conjunction	conjunction	NOUN
amfbr-841	165	9	with	with	ADP
amfbr-841	165	10	financial	financial	ADJ
amfbr-841	165	11	ratios	ratio	NOUN
amfbr-841	165	12	for	for	ADP
amfbr-841	165	13	bank	bank	NOUN
amfbr-841	165	14	performance	performance	NOUN
amfbr-841	165	15	evaluation	evaluation	NOUN
amfbr-841	165	16	.	.	PUNCT
amfbr-841	166	1	journal	journal	NOUN
amfbr-841	166	2	of	of	ADP
amfbr-841	166	3	the	the	DET
amfbr-841	166	4	operational	operational	ADJ
amfbr-841	166	5	research	research	NOUN
amfbr-841	166	6	society	society	NOUN
amfbr-841	166	7	,	,	PUNCT
amfbr-841	166	8	47(8	47(8	NOUN
amfbr-841	166	9	)	)	PUNCT
amfbr-841	166	10	,	,	PUNCT
amfbr-841	166	11	980	980	NUM
amfbr-841	166	12	-	-	SYM
amfbr-841	166	13	988	988	NUM
amfbr-841	166	14	.	.	PUNCT
amfbr-841	167	1	appendices	appendix	NOUN
amfbr-841	167	2	appendix	appendix	VERB
amfbr-841	167	3	a	a	DET
amfbr-841	167	4	:	:	PUNCT
amfbr-841	167	5	list	list	NOUN
amfbr-841	167	6	of	of	ADP
amfbr-841	167	7	private	private	ADJ
amfbr-841	167	8	commercial	commercial	ADJ
amfbr-841	167	9	banks	bank	NOUN
amfbr-841	167	10	name	name	NOUN
amfbr-841	167	11	of	of	ADP
amfbr-841	167	12	private	private	ADJ
amfbr-841	167	13	commercial	commercial	ADJ
amfbr-841	167	14	banks	bank	NOUN
amfbr-841	167	15	abbreviations	abbreviation	NOUN
amfbr-841	167	16	branches	branch	NOUN
amfbr-841	167	17	allied	ally	VERB
amfbr-841	167	18	bank	bank	PROPN
amfbr-841	167	19	limited	limit	VERB
amfbr-841	167	20	abl	abl	PROPN
amfbr-841	167	21	1345	1345	NUM
amfbr-841	167	22	bank	bank	NOUN
amfbr-841	167	23	alfalah	alfalah	NOUN
amfbr-841	167	24	bal	bal	PROPN
amfbr-841	167	25	699	699	NUM
amfbr-841	167	26	bank	bank	NOUN
amfbr-841	167	27	al	al	PROPN
amfbr-841	167	28	habib	habib	PROPN
amfbr-841	167	29	bahl	bahl	PROPN
amfbr-841	167	30	702	702	NUM
amfbr-841	167	31	faysal	faysal	PROPN
amfbr-841	167	32	bank	bank	NOUN
amfbr-841	167	33	fbl	fbl	PROPN
amfbr-841	167	34	555	555	NUM
amfbr-841	167	35	habib	habib	PROPN
amfbr-841	167	36	bank	bank	PROPN
amfbr-841	167	37	limited	limit	VERB
amfbr-841	167	38	hbl	hbl	PROPN
amfbr-841	167	39	1700	1700	NUM
amfbr-841	167	40	habib	habib	PROPN
amfbr-841	167	41	metropolitan	metropolitan	PROPN
amfbr-841	167	42	bank	bank	PROPN
amfbr-841	167	43	hbm	hbm	PROPN
amfbr-841	167	44	400	400	NUM
amfbr-841	167	45	js	js	PROPN
amfbr-841	167	46	bank	bank	NOUN
amfbr-841	167	47	js	js	ADP
amfbr-841	167	48	238	238	NUM
amfbr-841	167	49	samba	samba	NOUN
amfbr-841	167	50	bank	bank	NOUN
amfbr-841	167	51	limited	limit	VERB
amfbr-841	167	52	sbl	sbl	PROPN
amfbr-841	167	53	37	37	NUM
amfbr-841	167	54	silk	silk	NOUN
amfbr-841	167	55	bank	bank	NOUN
amfbr-841	167	56	limited	limit	VERB
amfbr-841	167	57	silk	silk	PROPN
amfbr-841	167	58	123	123	NUM
amfbr-841	167	59	standard	standard	ADJ
amfbr-841	167	60	chartered	charter	VERB
amfbr-841	167	61	pakistan	pakistan	PROPN
amfbr-841	167	62	scb	scb	PROPN
amfbr-841	167	63	61	61	NUM
amfbr-841	167	64	soneri	soneri	PROPN
amfbr-841	167	65	bank	bank	NOUN
amfbr-841	167	66	snbl	snbl	VERB
amfbr-841	167	67	300	300	NUM
amfbr-841	167	68	united	united	PROPN
amfbr-841	167	69	bank	bank	PROPN
amfbr-841	167	70	limited	limited	PROPN
amfbr-841	167	71	ubl	ubl	PROPN
amfbr-841	167	72	1390	1390	NUM
amfbr-841	167	73	muslim	muslim	PROPN
amfbr-841	167	74	commercial	commercial	PROPN
amfbr-841	167	75	bank	bank	PROPN
amfbr-841	167	76	limited	limit	VERB
amfbr-841	167	77	mcb	mcb	PROPN
amfbr-841	167	78	1400	1400	NUM
amfbr-841	167	79	askari	askari	PROPN
amfbr-841	167	80	bank	bank	PROPN
amfbr-841	167	81	asbk	asbk	VERB
amfbr-841	167	82	350	350	NUM
amfbr-841	167	83	copyrights	copyright	NOUN
amfbr-841	167	84	copyright	copyright	NOUN
amfbr-841	167	85	for	for	ADP
amfbr-841	167	86	this	this	DET
amfbr-841	167	87	article	article	NOUN
amfbr-841	167	88	is	be	AUX
amfbr-841	167	89	retained	retain	VERB
amfbr-841	167	90	by	by	ADP
amfbr-841	167	91	the	the	DET
amfbr-841	167	92	author(s	author(s	PROPN
amfbr-841	167	93	)	)	PUNCT
amfbr-841	167	94	,	,	PUNCT
amfbr-841	167	95	with	with	ADP
amfbr-841	167	96	first	first	ADJ
amfbr-841	167	97	publication	publication	NOUN
amfbr-841	167	98	rights	right	NOUN
amfbr-841	167	99	granted	grant	VERB
amfbr-841	167	100	to	to	ADP
amfbr-841	167	101	the	the	DET
amfbr-841	167	102	journal	journal	NOUN
amfbr-841	167	103	.	.	PUNCT
amfbr-841	168	1	this	this	PRON
amfbr-841	168	2	is	be	AUX
amfbr-841	168	3	an	an	DET
amfbr-841	168	4	open	open	ADJ
amfbr-841	168	5	-	-	PUNCT
amfbr-841	168	6	access	access	NOUN
amfbr-841	168	7	article	article	NOUN
amfbr-841	168	8	distributed	distribute	VERB
amfbr-841	168	9	under	under	ADP
amfbr-841	168	10	the	the	DET
amfbr-841	168	11	terms	term	NOUN
amfbr-841	168	12	and	and	CCONJ
amfbr-841	168	13	conditions	condition	NOUN
amfbr-841	168	14	of	of	ADP
amfbr-841	168	15	the	the	DET
amfbr-841	168	16	creative	creative	ADJ
amfbr-841	168	17	commons	common	NOUN
amfbr-841	168	18	attribution	attribution	NOUN
amfbr-841	168	19	license	license	NOUN
amfbr-841	168	20	(	(	PUNCT
amfbr-841	168	21	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
amfbr-841	168	22	)	)	PUNCT