id	sid	eid	entity	type
aijbe-35	1	1	american interdisciplinary journal of business and economics issn	ORG
aijbe-35	1	2	2837	CARDINAL
aijbe-35	1	3	6.72	CARDINAL
aijbe-35	2	1	10	CARDINAL
aijbe-35	2	2	2	CARDINAL
aijbe-35	2	3	april-june	DATE
aijbe-35	2	4	2023	CARDINAL
aijbe-35	2	5	academic development institute	ORG
aijbe-35	2	6	8933	DATE
aijbe-35	3	1	willis ave	PERSON
aijbe-35	3	2	los angeles	GPE
aijbe-35	3	3	california	GPE
aijbe-35	4	1	52	CARDINAL
aijbe-35	4	2	american interdisciplinary journal of business and economics	ORG
aijbe-35	5	1	nigerian	NORP
aijbe-35	6	1	muhammad aminu	PERSON
aijbe-35	6	2	bayero university	ORG
aijbe-35	6	3	nigeria	GPE
aijbe-35	8	1	nigeria	GPE
aijbe-35	9	1	nigeria	GPE
aijbe-35	10	1	nigerian	NORP
aijbe-35	13	1	recent years	DATE
aijbe-35	14	1	nigeria	GPE
aijbe-35	15	1	nigeria	GPE
aijbe-35	17	1	nigerian	NORP
aijbe-35	20	1	nigeria	GPE
aijbe-35	21	1	nigeria	GPE
aijbe-35	22	1	nigerian	NORP
aijbe-35	23	1	nigerian	NORP
aijbe-35	23	2	mailto:editorial@sadipub.com	ORG
aijbe-35	23	3	muhammad aminu	PERSON
aijbe-35	23	4	2023	CARDINAL
aijbe-35	23	5	53	CARDINAL
aijbe-35	23	6	american	NORP
aijbe-35	25	1	nigeria	GPE
aijbe-35	26	1	nigerian	NORP
aijbe-35	28	1	2	CARDINAL
aijbe-35	28	2	2.1	CARDINAL
aijbe-35	28	3	nigeria	GPE
aijbe-35	28	4	nigeria	GPE
aijbe-35	29	1	nigeria	GPE
aijbe-35	30	1	july 1, 1959	DATE
aijbe-35	31	1	1892	DATE
aijbe-35	31	2	african	NORP
aijbe-35	31	3	british west africa	GPE
aijbe-35	31	4	first	ORDINAL
aijbe-35	31	5	nigeria	GPE
aijbe-35	32	1	1925	DATE
aijbe-35	32	2	anglo-egyptian	NORP
aijbe-35	32	3	national bank of south africa	ORG
aijbe-35	32	4	nigeria	GPE
aijbe-35	33	1	1948	DATE
aijbe-35	33	2	british	NORP
aijbe-35	33	3	french	NORP
aijbe-35	33	4	nigeria	GPE
aijbe-35	33	5	the united bank	GPE
aijbe-35	33	6	africa	LOC
aijbe-35	34	1	first	ORDINAL
aijbe-35	34	2	nigeria	GPE
aijbe-35	34	3	1929	DATE
aijbe-35	35	1	1930	DATE
aijbe-35	35	2	mercantile bank	ORG
aijbe-35	35	3	1931	DATE
aijbe-35	36	1	the african continental bank	ORG
aijbe-35	36	2	1949	DATE
aijbe-35	37	1	the year 1947	DATE
aijbe-35	37	2	nigerian	NORP
aijbe-35	37	3	cbn	ORG
aijbe-35	37	4	1958	DATE
aijbe-35	37	5	july 1, 1959	DATE
aijbe-35	38	1	central bank of nigeria	ORG
aijbe-35	38	2	cbn	ORG
aijbe-35	44	1	2.2	CARDINAL
aijbe-35	44	2	nadim & begum	ORG
aijbe-35	44	3	2008	DATE
aijbe-35	48	1	muhammad aminu	PERSON
aijbe-35	48	2	2023	CARDINAL
aijbe-35	48	3	54	CARDINAL
aijbe-35	48	4	american interdisciplinary journal of business and economics	ORG
aijbe-35	48	5	nadim	PERSON
aijbe-35	48	6	begum	PERSON
aijbe-35	48	7	2008	DATE
aijbe-35	50	1	gerrard & cunningham	ORG
aijbe-35	50	2	2003	DATE
aijbe-35	50	3	sathye	ORG
aijbe-35	50	4	1999	DATE
aijbe-35	53	1	2.3	CARDINAL
aijbe-35	54	1	moon & kim, 2001	ORG
aijbe-35	55	1	davis	PERSON
aijbe-35	55	2	1989	DATE
aijbe-35	57	1	& straub	ORG
aijbe-35	57	2	2003	DATE
aijbe-35	58	1	pikkarainen	PERSON
aijbe-35	58	2	karjaluoto & pahnila	ORG
aijbe-35	58	3	2004	DATE
aijbe-35	58	4	finland	GPE
aijbe-35	58	5	the twenty first century	DATE
aijbe-35	59	1	gerrard	PERSON
aijbe-35	59	2	2003	DATE
aijbe-35	61	1	potaloglu & ekin	ORG
aijbe-35	61	2	2001	DATE
aijbe-35	63	1	2.4	CARDINAL
aijbe-35	63	2	2.4.1 international research	ORG
aijbe-35	64	1	2002	DATE
aijbe-35	64	2	berger	PERSON
aijbe-35	64	3	2003	DATE
aijbe-35	65	1	mohammad & saad	ORG
aijbe-35	65	2	2011	DATE
aijbe-35	65	3	jordanian	NORP
aijbe-35	65	4	20002010	CARDINAL
aijbe-35	65	5	delgado	GPE
aijbe-35	65	6	hernando & nieto	ORG
aijbe-35	65	7	2007	DATE
aijbe-35	65	8	2006	DATE
aijbe-35	67	1	basel committee	ORG
aijbe-35	67	2	july 2003	DATE
aijbe-35	68	1	nader	PERSON
aijbe-35	68	2	2011	DATE
aijbe-35	68	3	saudi arabia’s	GPE
aijbe-35	68	4	1998-2007	DATE
aijbe-35	69	1	muhammad aminu	PERSON
aijbe-35	69	2	2023	CARDINAL
aijbe-35	69	3	55	CARDINAL
aijbe-35	69	4	american interdisciplinary journal of business and economics	ORG
aijbe-35	69	5	saudi arabia’s	GPE
aijbe-35	70	1	malhotra & singh	ORG
aijbe-35	70	2	2009	DATE
aijbe-35	70	3	india	GPE
aijbe-35	71	1	deyoung	GPE
aijbe-35	71	2	2005	DATE
aijbe-35	71	3	arnaboldi & claeys	ORG
aijbe-35	71	4	2010	DATE
aijbe-35	72	1	hernando	GPE
aijbe-35	72	2	nieto	GPE
aijbe-35	72	3	2005	DATE
aijbe-35	72	4	72	CARDINAL
aijbe-35	72	5	spain	GPE
aijbe-35	72	6	1994-2002	DATE
aijbe-35	72	7	deyoung	GPE
aijbe-35	72	8	lang & nolle	ORG
aijbe-35	72	9	2007	DATE
aijbe-35	73	1	2007	DATE
aijbe-35	73	2	united states	ORG
aijbe-35	75	1	pikkarainen et al	PERSON
aijbe-35	75	2	2004	DATE
aijbe-35	75	3	2003	DATE
aijbe-35	76	1	centeno	PERSON
aijbe-35	76	2	2004	DATE
aijbe-35	76	3	two	CARDINAL
aijbe-35	78	1	berger	PERSON
aijbe-35	78	2	2003	DATE
aijbe-35	79	1	simpson	PERSON
aijbe-35	79	2	2002	DATE
aijbe-35	79	3	ebanking	ORG
aijbe-35	81	1	furst	ORG
aijbe-35	81	2	lang, & nolle	ORG
aijbe-35	81	3	2002	DATE
aijbe-35	82	1	1998	DATE
aijbe-35	83	1	polatoglu & ekin	ORG
aijbe-35	83	2	2001	DATE
aijbe-35	83	3	turkish	NORP
aijbe-35	84	1	sullivan	PERSON
aijbe-35	84	2	richard	PERSON
aijbe-35	84	3	2000	DATE
aijbe-35	85	1	jayawardhena	PERSON
aijbe-35	85	2	2000	DATE
aijbe-35	85	3	less than five hundred thousand	MONEY
aijbe-35	85	4	uk	GPE
aijbe-35	85	5	nigeria	GPE
aijbe-35	86	1	2005	DATE
aijbe-35	86	2	nigeria	GPE
aijbe-35	87	1	nigeria	GPE
aijbe-35	88	1	2011	DATE
aijbe-35	88	2	nigeria	GPE
aijbe-35	90	1	muhammad aminu isa	PERSON
aijbe-35	90	2	2023	CARDINAL
aijbe-35	90	3	56	CARDINAL
aijbe-35	90	4	american interdisciplinary journal of business and economics	ORG
aijbe-35	90	5	2013	DATE
aijbe-35	94	1	2005	DATE
aijbe-35	97	1	2.5	CARDINAL
aijbe-35	97	2	nigerian	NORP
aijbe-35	98	1	3	CARDINAL
aijbe-35	98	2	3.1	CARDINAL
aijbe-35	98	3	the central bank of nigeria	ORG
aijbe-35	100	1	muhammad aminu	PERSON
aijbe-35	100	2	2023	CARDINAL
aijbe-35	100	3	57	DATE
aijbe-35	100	4	3.2	CARDINAL
aijbe-35	101	1	secondary	ORDINAL
aijbe-35	101	2	agwu & carter	ORG
aijbe-35	101	3	2014	DATE
aijbe-35	102	1	the period 2013 to	DATE
aijbe-35	102	2	2017	CARDINAL
aijbe-35	104	1	3.3	CARDINAL
aijbe-35	107	1	3.4	CARDINAL
aijbe-35	107	2	year	DATE
aijbe-35	108	1	bt=	NORP
aijbe-35	108	2	the year	DATE
aijbe-35	112	1	t= year	GPE
aijbe-35	115	1	anova	ORG
aijbe-35	116	1	95%	PERCENT
aijbe-35	116	2	5%	PERCENT
aijbe-35	117	1	4	CARDINAL
aijbe-35	117	2	4.1	CARDINAL
aijbe-35	117	3	1	CARDINAL
aijbe-35	117	4	42	CARDINAL
aijbe-35	117	5	0	CARDINAL
aijbe-35	118	1	7.152 14773.21	CARDINAL
aijbe-35	118	2	125109.6	CARDINAL
aijbe-35	118	3	2.667 8568.242	MONEY
aijbe-35	118	4	5872.34 72753.014 muhammad aminu isa	QUANTITY
aijbe-35	118	5	2023	CARDINAL
aijbe-35	118	6	58	DATE
aijbe-35	119	1	dev	PERSON
aijbe-35	120	1	2.679 4236.359 2903.436 37412.21	QUANTITY
aijbe-35	120	2	-1.285 -0.359 -0.359	PERSON
aijbe-35	120	3	0.365 0.365 0.365	MONEY
aijbe-35	120	4	3.949	CARDINAL
aijbe-35	120	5	0.717 0.717	MONEY
aijbe-35	120	6	spss	ORG
aijbe-35	120	7	4.1	CARDINAL
aijbe-35	120	8	nigeria	GPE
aijbe-35	120	9	2.667	CARDINAL
aijbe-35	120	10	7.152	CARDINAL
aijbe-35	120	11	7.54	CARDINAL
aijbe-35	121	1	2.679	CARDINAL
aijbe-35	122	1	8568.242 million	CARDINAL
aijbe-35	122	2	14773.21 million	CARDINAL
aijbe-35	123	1	5872.34 million	CARDINAL
aijbe-35	123	2	10124.981 million	CARDINAL
aijbe-35	124	1	72753.014 million	CARDINAL
aijbe-35	126	1	4.2	CARDINAL
aijbe-35	126	2	karl pearson	PERSON
aijbe-35	127	1	between two	CARDINAL
aijbe-35	128	1	0	CARDINAL
aijbe-35	128	2	two	CARDINAL
aijbe-35	129	1	0	CARDINAL
aijbe-35	130	1	pearson	PERSON
aijbe-35	131	1	2	CARDINAL
aijbe-35	132	1	1.000	CARDINAL
aijbe-35	132	2	0.679 1.000	CARDINAL
aijbe-35	132	3	0.612 0.326 1.000	MONEY
aijbe-35	132	4	0.574 0.254	MONEY
aijbe-35	132	5	0.076 1.000	CARDINAL
aijbe-35	132	6	spss	ORG
aijbe-35	132	7	4.2	CARDINAL
aijbe-35	133	1	0.009	CARDINAL
aijbe-35	134	1	nigeria	GPE
aijbe-35	135	1	muhammad aminu	PERSON
aijbe-35	135	2	2023	CARDINAL
aijbe-35	135	3	59	CARDINAL
aijbe-35	135	4	0.013	CARDINAL
aijbe-35	136	1	nigeria	GPE
aijbe-35	137	1	0.026	CARDINAL
aijbe-35	137	2	nigeria	GPE
aijbe-35	138	1	4.4	CARDINAL
aijbe-35	138	2	2003	DATE
aijbe-35	139	1	-1	ORG
aijbe-35	139	2	1	CARDINAL
aijbe-35	139	3	0.896	CARDINAL
aijbe-35	142	1	0.802	CARDINAL
aijbe-35	143	1	0.802	CARDINAL
aijbe-35	143	2	80.2%	PERCENT
aijbe-35	144	1	4.4.2 anova	CARDINAL
aijbe-35	144	2	3	CARDINAL
aijbe-35	144	3	anova	ORG
aijbe-35	147	1	6.942	CARDINAL
aijbe-35	147	2	38 0.355	CARDINAL
aijbe-35	147	3	20.449	CARDINAL
aijbe-35	147	4	41	CARDINAL
aijbe-35	147	5	spss	ORG
aijbe-35	149	1	less than 0.05	CARDINAL
aijbe-35	150	1	4.5	CARDINAL
aijbe-35	150	2	4	CARDINAL
aijbe-35	151	1	7.232 0.643 11.24	MONEY
aijbe-35	151	2	0.802 0.343 0.23 2.34	MONEY
aijbe-35	151	3	0.769 0.305 0.46 2.52	MONEY
aijbe-35	152	1	muhammad aminu isa	PERSON
aijbe-35	152	2	2023	CARDINAL
aijbe-35	152	3	60	CARDINAL
aijbe-35	153	1	0.593	CARDINAL
aijbe-35	153	2	0.291 0.31 2.04	QUANTITY
aijbe-35	153	3	7.232 + 0.802atmit	MONEY
aijbe-35	154	1	any given month	DATE
aijbe-35	154	2	7.232	CARDINAL
aijbe-35	154	3	zero	CARDINAL
aijbe-35	155	1	one	CARDINAL
aijbe-35	155	2	0.802	CARDINAL
aijbe-35	156	1	one	CARDINAL
aijbe-35	156	2	0.769	CARDINAL
aijbe-35	157	1	one	CARDINAL
aijbe-35	157	2	0.593	CARDINAL
aijbe-35	157	3	0.05	CARDINAL
aijbe-35	158	1	0	CARDINAL
aijbe-35	158	2	0160	CARDINAL
aijbe-35	158	3	0.0486	ORG
aijbe-35	160	1	0.0247	CARDINAL
aijbe-35	161	1	4.6	CARDINAL
aijbe-35	161	2	nigeria	GPE
aijbe-35	162	1	secondary	ORDINAL
aijbe-35	163	1	three	CARDINAL
aijbe-35	164	1	abaenewe	GPE
aijbe-35	164	2	2013	DATE
aijbe-35	164	3	nigeria	GPE
aijbe-35	165	1	nigeria	GPE
aijbe-35	167	1	al	PERSON
aijbe-35	167	2	2013	DATE
aijbe-35	167	3	atms	ORG
aijbe-35	168	1	jayshree	CARDINAL
aijbe-35	168	2	2013	DATE
aijbe-35	170	1	nigeria	GPE
aijbe-35	171	1	rossi & tuunainen	ORG
aijbe-35	171	2	2004	DATE
aijbe-35	174	1	2014	DATE
aijbe-35	174	2	muhammad aminu	PERSON
aijbe-35	174	3	2023	CARDINAL
aijbe-35	174	4	61	DATE
aijbe-35	174	5	nigeria	GPE
aijbe-35	175	1	nigeria	GPE
aijbe-35	176	1	joseph	PERSON
aijbe-35	176	2	2013	DATE
aijbe-35	177	1	agboola	ORG
aijbe-35	177	2	2006	DATE
aijbe-35	180	1	5.0	CARDINAL
aijbe-35	180	2	5.1	CARDINAL
aijbe-35	180	3	nigeria	GPE
aijbe-35	182	1	nigeria	GPE
aijbe-35	183	1	nigeria	GPE
aijbe-35	185	1	kaye	PERSON
aijbe-35	185	2	ongundele & obaro	ORG
aijbe-35	185	3	2013	DATE
aijbe-35	185	4	nigeria	GPE
aijbe-35	186	1	nigeria	GPE
aijbe-35	187	1	nigeria	GPE
aijbe-35	188	1	atms	ORG
aijbe-35	188	2	2010	DATE
aijbe-35	189	1	a day	DATE
aijbe-35	191	1	5.2	CARDINAL
aijbe-35	191	2	1	CARDINAL
aijbe-35	192	1	nigeria	GPE
aijbe-35	193	1	2	CARDINAL
aijbe-35	195	1	3	CARDINAL
aijbe-35	196	1	their day to day	DATE
aijbe-35	196	2	2023	CARDINAL
aijbe-35	196	3	62	DATE
aijbe-35	198	1	tandem	ORG
aijbe-35	199	1	1	CARDINAL
aijbe-35	202	1	2	CARDINAL
aijbe-35	203	1	west africa	GPE
aijbe-35	204	1	nigeria	GPE
aijbe-35	204	2	3	CARDINAL
aijbe-35	205	1	nigeria	GPE
aijbe-35	205	2	nigeria	GPE
aijbe-35	208	1	abaenewe	GPE
aijbe-35	208	2	z.c.	GPE
aijbe-35	208	3	o.m.	GPE
aijbe-35	208	4	m.o.	GPE
aijbe-35	208	5	2013	DATE
aijbe-35	209	1	nigeria.west african journal	ORG
aijbe-35	209	2	6(1	CARDINAL
aijbe-35	209	3	171	CARDINAL
aijbe-35	210	1	agboola, a. (2006	ORG
aijbe-35	211	1	nigeria	GPE
aijbe-35	212	1	e. m.	PERSON
aijbe-35	212	2	a. l.	PERSON
aijbe-35	212	3	2014	DATE
aijbe-35	213	1	nigeria	GPE
aijbe-35	214	1	3(6	CARDINAL
aijbe-35	214	2	50-70.an	CARDINAL
aijbe-35	214	3	quarterly,27(1	PERSON
aijbe-35	214	4	51-90	CARDINAL
aijbe-35	214	5	arnaboldi, f. & claeys	ORG
aijbe-35	214	6	2010	DATE
aijbe-35	215	1	european	NORP
aijbe-35	216	1	london	GPE
aijbe-35	217	1	asikhia	NORP
aijbe-35	217	2	o. & sokefun	ORG
aijbe-35	217	3	a.	PERSON
aijbe-35	217	4	2013	DATE
aijbe-35	219	1	nigeria	GPE
aijbe-35	220	1	american international journal of contemporary research	ORG
aijbe-35	220	2	3(10	CARDINAL
aijbe-35	220	3	91	CARDINAL
aijbe-35	221	1	2010	DATE
aijbe-35	222	1	berger	PERSON
aijbe-35	222	2	a. n.	PERSON
aijbe-35	222	3	2003	DATE
aijbe-35	224	1	banking,35(2	PERSON
aijbe-35	224	2	141-76	DATE
aijbe-35	225	1	centeno	PERSON
aijbe-35	227	1	293	CARDINAL
aijbe-35	228	1	central bank of nigeria	ORG
aijbe-35	229	1	2017	CARDINAL
aijbe-35	230	1	annual	DATE
aijbe-35	231	1	j. (	PERSON
aijbe-35	231	2	2013	DATE
aijbe-35	233	1	international journal of research	ORG
aijbe-35	233	2	1(1	CARDINAL
aijbe-35	233	3	19	CARDINAL
aijbe-35	234	1	delgado	ORG
aijbe-35	234	2	j.	GPE
aijbe-35	234	3	hernando	GPE
aijbe-35	234	4	i. & nieto	ORG
aijbe-35	234	5	m. j.	PERSON
aijbe-35	234	6	2007	DATE
aijbe-35	235	1	european	NORP
aijbe-35	236	1	european financial management,13(4	ORG
aijbe-35	236	2	643	CARDINAL
aijbe-35	237	1	muhammad aminu	PERSON
aijbe-35	237	2	2023	CARDINAL
aijbe-35	237	3	63	DATE
aijbe-35	237	4	deyoung	GPE
aijbe-35	237	5	2005	DATE
aijbe-35	239	1	business,78(3	ORG
aijbe-35	239	2	893	CARDINAL
aijbe-35	240	1	deyoung	GPE
aijbe-35	240	2	r.	NORP
aijbe-35	240	3	lang	GPE
aijbe-35	240	4	w.w. & nolle	ORG
aijbe-35	240	5	d. l.	PERSON
aijbe-35	240	6	2007	DATE
aijbe-35	242	1	journal of banking & finance,31	ORG
aijbe-35	242	2	10331060	DATE
aijbe-35	242	3	k., lang	PERSON
aijbe-35	242	4	w. w. & nolle	ORG
aijbe-35	242	5	d. e.	PERSON
aijbe-35	244	1	quarterly	DATE
aijbe-35	244	2	27	CARDINAL
aijbe-35	245	1	furst	ORG
aijbe-35	245	2	k., lang	PERSON
aijbe-35	245	3	w. w. & nolle	ORG
aijbe-35	245	4	d. e.	PERSON
aijbe-35	247	1	2000-9	DATE
aijbe-35	247	2	september	DATE
aijbe-35	248	1	furst	ORG
aijbe-35	248	2	k., lang	PERSON
aijbe-35	248	3	w.w. & nolle	ORG
aijbe-35	248	4	d. e.	PERSON
aijbe-35	248	5	2002	DATE
aijbe-35	250	1	journal of financial services research	ORG
aijbe-35	250	2	22(1/2	CARDINAL
aijbe-35	250	3	95	CARDINAL
aijbe-35	250	4	d.	NORP
aijbe-35	250	5	karahanna	GPE
aijbe-35	250	6	e. & straub	ORG
aijbe-35	250	7	d. w.	PERSON
aijbe-35	250	8	2003	DATE
aijbe-35	251	1	gerrard	PERSON
aijbe-35	251	2	p., & cunningham	ORG
aijbe-35	251	3	j. b.	PERSON
aijbe-35	251	4	2003	DATE
aijbe-35	252	1	singapore	GPE
aijbe-35	253	1	international journal of bank	ORG
aijbe-35	253	2	marketing,21(1	ORG
aijbe-35	253	3	16-28	CARDINAL
aijbe-35	254	1	b.	GPE
aijbe-35	254	2	staunton	GPE
aijbe-35	254	3	j. & balashanmugam	ORG
aijbe-35	254	4	m. (2002	ORG
aijbe-35	255	1	malaysia	GPE
aijbe-35	256	1	hernando	GPE
aijbe-35	256	2	i. & nieto	ORG
aijbe-35	256	3	m. j. (	PERSON
aijbe-35	256	4	2005	DATE
aijbe-35	257	1	jayawardhena	GPE
aijbe-35	257	2	c. & foley	ORG
aijbe-35	257	3	2000	DATE
aijbe-35	258	1	uk	GPE
aijbe-35	259	1	10(1	CARDINAL
aijbe-35	259	2	19-30	CARDINAL
aijbe-35	260	1	jayshree	CARDINAL
aijbe-35	260	2	2013	DATE
aijbe-35	262	1	1(1	CARDINAL
aijbe-35	262	2	1926	DATE
aijbe-35	263	1	jegede	PERSON
aijbe-35	263	2	c.a.	GPE
aijbe-35	263	3	2014	DATE
aijbe-35	264	1	nigerian	NORP
aijbe-35	264	2	2(1	CARDINAL
aijbe-35	264	3	40	CARDINAL
aijbe-35	265	1	joseph i.	PERSON
aijbe-35	265	2	2013	DATE
aijbe-35	266	1	4	CARDINAL
aijbe-35	266	2	9),82-90	CARDINAL
aijbe-35	267	1	2005	DATE
aijbe-35	268	1	six	CARDINAL
aijbe-35	269	1	imf institute	ORG
aijbe-35	269	2	19	DATE
aijbe-35	269	3	karjaluoto, h.	ORG
aijbe-35	269	4	koivumäki	PERSON
aijbe-35	269	5	salo	ORG
aijbe-35	269	6	2003	DATE
aijbe-35	270	1	finland	GPE
aijbe-35	271	1	36th	ORDINAL
aijbe-35	271	2	hawaii	GPE
aijbe-35	271	3	p. kaye	PERSON
aijbe-35	271	4	o.l.	GPE
aijbe-35	271	5	o.j.	GPE
aijbe-35	271	6	a. o.	PERSON
aijbe-35	271	7	2013	DATE
aijbe-35	272	1	nigeria.a	GPE
aijbe-35	273	1	4(80	CARDINAL
aijbe-35	273	2	174-180	CARDINAL
aijbe-35	274	1	kingoo	ORG
aijbe-35	274	2	m. (	PERSON
aijbe-35	274	3	2011	DATE
aijbe-35	275	1	bank of england	ORG
aijbe-35	276	1	quarterly	DATE
aijbe-35	276	2	397 415	CARDINAL
aijbe-35	277	1	kolodinsky	PERSON
aijbe-35	277	2	j. k. hogarth	PERSON
aijbe-35	277	3	j. m., &hilgert	PERSON
aijbe-35	277	4	m. a.	PERSON
aijbe-35	277	5	2004	DATE
aijbe-35	279	1	the international journal of bank	ORG
aijbe-35	279	2	238	CARDINAL
aijbe-35	280	1	malhotra	ORG
aijbe-35	280	2	singh	GPE
aijbe-35	280	3	b.	GPE
aijbe-35	280	4	2009	DATE
aijbe-35	281	1	m., & tuunainen	ORG
aijbe-35	281	2	2004	DATE
aijbe-35	283	1	42	CARDINAL
aijbe-35	284	1	mohammad	PERSON
aijbe-35	284	2	a. o & saad	PERSON
aijbe-35	284	3	a. a.	PERSON
aijbe-35	284	4	2011	DATE
aijbe-35	285	1	jordanian	NORP
aijbe-35	286	1	commerce,16(2	ORG
aijbe-35	286	2	42-50	CARDINAL
aijbe-35	287	1	moon	PERSON
aijbe-35	287	2	kim	PERSON
aijbe-35	287	3	y. g.	PERSON
aijbe-35	287	4	2001	DATE
aijbe-35	289	1	38	CARDINAL
aijbe-35	289	2	217	CARDINAL
aijbe-35	290	1	muhammad aminu	PERSON
aijbe-35	290	2	2023	CARDINAL
aijbe-35	290	3	64	DATE
aijbe-35	290	4	moser	PERSON
aijbe-35	290	5	d. v.	PERSON
aijbe-35	290	6	evans	ORG
aijbe-35	290	7	j. h. & kim	ORG
aijbe-35	290	8	c. k.	PERSON
aijbe-35	290	9	1995	DATE
aijbe-35	292	1	619634	DATE
aijbe-35	292	2	a. (	PERSON
aijbe-35	292	3	2011	DATE
aijbe-35	293	1	saudi	NORP
aijbe-35	294	1	2nd	ORDINAL
aijbe-35	294	2	2nd	ORDINAL
aijbe-35	294	3	269	CARDINAL
aijbe-35	295	1	nadim	PERSON
aijbe-35	295	2	j. & begum	ORG
aijbe-35	295	3	2008	DATE
aijbe-35	297	1	african journal of business management,2(1	ORG
aijbe-35	297	2	32-40	CARDINAL
aijbe-35	298	1	nibss nigeria	GPE
aijbe-35	298	2	2017	CARDINAL
aijbe-35	299	1	j., &achimugu	ORG
aijbe-35	299	2	2011	DATE
aijbe-35	300	1	nigeria	GPE
aijbe-35	301	1	journal of computer science	ORG
aijbe-35	301	2	7	CARDINAL
aijbe-35	301	3	2	CARDINAL
aijbe-35	301	4	63	CARDINAL
aijbe-35	302	1	j. (2001	ORG
aijbe-35	303	1	nigeria	GPE
aijbe-35	304	1	the institute of chartered accountants of nigeria	ORG
aijbe-35	306	1	spanish	NORP
aijbe-35	307	1	banco de espana	ORG
aijbe-35	308	1	pikkarainen	PERSON
aijbe-35	308	2	k.	PERSON
aijbe-35	308	3	karjaluoto, h., & pahnila	ORG
aijbe-35	308	4	s.	PERSON
aijbe-35	308	5	2004	DATE
aijbe-35	311	1	224–235	CARDINAL
aijbe-35	311	2	polatoglu	GPE
aijbe-35	311	3	v.n.	GPE
aijbe-35	311	4	s. (2001	ORG
aijbe-35	312	1	turkish	NORP
aijbe-35	313	1	international journal of bank	ORG
aijbe-35	313	2	marketing,19(4	PERSON
aijbe-35	313	3	156	CARDINAL
aijbe-35	314	1	indian	NORP
aijbe-35	315	1	eurasian	NORP
aijbe-35	315	2	43sanusi	CARDINAL
aijbe-35	315	3	l.	GPE
aijbe-35	315	4	2010	DATE
aijbe-35	316	1	nigerian	NORP
aijbe-35	317	1	university kano	ORG
aijbe-35	317	2	kano-nigeria	ORG
aijbe-35	317	3	sathye	PERSON
aijbe-35	317	4	1999	DATE
aijbe-35	318	1	australian	NORP
aijbe-35	319	1	international journal of bank	ORG
aijbe-35	319	2	32434	DATE
aijbe-35	320	1	sekaran	PERSON
aijbe-35	320	2	2003	DATE
aijbe-35	321	1	4edn	CARDINAL
aijbe-35	321	2	new york	GPE
aijbe-35	321	3	john wiley	PERSON
aijbe-35	321	4	sons inc.	ORG
aijbe-35	321	5	siam	GPE
aijbe-35	321	6	a. z.	PERSON
aijbe-35	321	7	2006	DATE
aijbe-35	322	1	jordanian	NORP
aijbe-35	323	1	american journal of applied sciences	ORG
aijbe-35	323	2	3(9	CARDINAL
aijbe-35	324	1	simpson	PERSON
aijbe-35	324	2	2002	DATE
aijbe-35	326	1	19	CARDINAL
aijbe-35	326	2	315	CARDINAL
aijbe-35	327	1	steven, a.	PERSON
aijbe-35	327	2	2013	DATE
aijbe-35	329	1	new jersey	GPE
aijbe-35	329	2	natalie anderson	PERSON
aijbe-35	330	1	sullivan	PERSON
aijbe-35	330	2	r. j.	PERSON
aijbe-35	330	3	2000	DATE
aijbe-35	332	1	tenth	ORDINAL
aijbe-35	332	2	federal reserve bank	ORG
aijbe-35	332	3	kansas city	GPE
aijbe-35	333	1	december	DATE
aijbe-35	333	2	1–16.university	ORG