id	sid	eid	entity	type
aijbe-927	1	1	american interdisciplinary journal of business and economics issn	ORG
aijbe-927	1	2	2837	CARDINAL
aijbe-927	1	3	6.71	CARDINAL
aijbe-927	2	1	11	CARDINAL
aijbe-927	2	2	4	CARDINAL
aijbe-927	2	3	october-dcemeber	DATE
aijbe-927	2	4	2024	CARDINAL
aijbe-927	2	5	academic development institute	ORG
aijbe-927	2	6	8933	DATE
aijbe-927	3	1	willis ave	PERSON
aijbe-927	3	2	los angeles	GPE
aijbe-927	3	3	california	GPE
aijbe-927	4	1	18	CARDINAL
aijbe-927	4	2	american interdisciplinary journal of business and economics	ORG
aijbe-927	4	3	nigerian	NORP
aijbe-927	4	4	1aniebiet	CARDINAL
aijbe-927	4	5	2aniefiok okon akpan	QUANTITY
aijbe-927	4	6	3aniekan eyo	QUANTITY
aijbe-927	4	7	1department	CARDINAL
aijbe-927	4	8	akwa ibom state university	ORG
aijbe-927	4	9	akwa ibom state	GPE
aijbe-927	5	1	2,3department	CARDINAL
aijbe-927	5	2	university of uyo	ORG
aijbe-927	5	3	uyo	GPE
aijbe-927	5	4	akwa ibom state	GPE
aijbe-927	5	5	nigeria	GPE
aijbe-927	6	1	nigerian	NORP
aijbe-927	6	2	384	CARDINAL
aijbe-927	6	3	fintech	ORG
aijbe-927	6	4	pearson	ORG
aijbe-927	9	1	nigerian	NORP
aijbe-927	11	1	nigerian	NORP
aijbe-927	12	1	today	DATE
aijbe-927	15	1	nigerian	NORP
aijbe-927	16	1	okon akpan	PERSON
aijbe-927	16	2	aniekan eyo	PERSON
aijbe-927	16	3	2024	CARDINAL
aijbe-927	16	4	19	CARDINAL
aijbe-927	16	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	16	6	nigeria	GPE
aijbe-927	16	7	one	CARDINAL
aijbe-927	16	8	africa	LOC
aijbe-927	17	1	fintech	ORG
aijbe-927	17	2	2020	DATE
aijbe-927	18	1	2023	CARDINAL
aijbe-927	18	2	nigerian	NORP
aijbe-927	18	3	over $1 billion	MONEY
aijbe-927	18	4	africa	LOC
aijbe-927	18	5	partech africa	GPE
aijbe-927	18	6	2023	CARDINAL
aijbe-927	19	1	nigerian	NORP
aijbe-927	25	1	lehmann & winer	ORG
aijbe-927	25	2	2020	DATE
aijbe-927	28	1	joshi & hanssens	ORG
aijbe-927	28	2	2010	DATE
aijbe-927	32	1	2018	DATE
aijbe-927	34	1	nigeria	GPE
aijbe-927	35	1	nigerian	NORP
aijbe-927	35	2	2020	DATE
aijbe-927	37	1	nigerian	NORP
aijbe-927	41	1	blank & dorf	ORG
aijbe-927	41	2	2012	DATE
aijbe-927	43	1	okon akpan	PERSON
aijbe-927	43	2	aniekan eyo	PERSON
aijbe-927	43	3	2024	CARDINAL
aijbe-927	43	4	20	CARDINAL
aijbe-927	43	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	43	6	nigerian	NORP
aijbe-927	45	1	nigeria	GPE
aijbe-927	45	2	2018	DATE
aijbe-927	46	1	nigeria	GPE
aijbe-927	48	1	lehmann & winer	ORG
aijbe-927	48	2	2020	DATE
aijbe-927	49	1	nigerian	NORP
aijbe-927	50	1	nigerian	NORP
aijbe-927	51	1	nigerian	NORP
aijbe-927	52	1	nigerian	NORP
aijbe-927	53	1	1	CARDINAL
aijbe-927	53	2	nigerian	NORP
aijbe-927	54	1	2	CARDINAL
aijbe-927	54	2	nigerian	NORP
aijbe-927	55	1	nigerian	NORP
aijbe-927	56	1	nigerian	NORP
aijbe-927	58	1	lehmann & winer	ORG
aijbe-927	58	2	2020	DATE
aijbe-927	60	1	nigeria	GPE
aijbe-927	60	2	2020	DATE
aijbe-927	61	1	joshi & hanssens	ORG
aijbe-927	61	2	2010	DATE
aijbe-927	62	1	okon akpan	PERSON
aijbe-927	62	2	aniekan eyo	PERSON
aijbe-927	62	3	2024	CARDINAL
aijbe-927	62	4	21	CARDINAL
aijbe-927	62	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	62	6	nigeria	GPE
aijbe-927	64	1	2018	DATE
aijbe-927	65	1	nigerian	NORP
aijbe-927	65	2	2020	DATE
aijbe-927	66	1	nigeria	GPE
aijbe-927	67	1	2020	DATE
aijbe-927	68	1	blank & dorf	ORG
aijbe-927	68	2	2012	DATE
aijbe-927	69	1	nigerian	NORP
aijbe-927	71	1	blank & dorf	ORG
aijbe-927	71	2	2012	DATE
aijbe-927	73	1	joshi & hanssens	ORG
aijbe-927	73	2	2010	DATE
aijbe-927	74	1	nigeria	GPE
aijbe-927	74	2	nigeria	GPE
aijbe-927	74	3	lehmann & winer	ORG
aijbe-927	74	4	2020	DATE
aijbe-927	78	1	nigerian	NORP
aijbe-927	81	1	nigerian	NORP
aijbe-927	82	1	1	CARDINAL
aijbe-927	82	2	1991	DATE
aijbe-927	84	1	okon akpan	PERSON
aijbe-927	84	2	aniekan eyo	PERSON
aijbe-927	84	3	2024	CARDINAL
aijbe-927	84	4	22	CARDINAL
aijbe-927	84	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	86	1	2	CARDINAL
aijbe-927	86	2	aed	ORG
aijbe-927	86	3	aed	ORG
aijbe-927	86	4	shapiro, 1980)	ORG
aijbe-927	90	1	3	CARDINAL
aijbe-927	90	2	2018	DATE
aijbe-927	94	1	4	CARDINAL
aijbe-927	94	2	brigham & ehrhardt	ORG
aijbe-927	94	3	2016	DATE
aijbe-927	98	1	nigerian	NORP
aijbe-927	101	1	2020	DATE
aijbe-927	101	2	nigerian	NORP
aijbe-927	102	1	nigerian	NORP
aijbe-927	106	1	okon akpan	PERSON
aijbe-927	106	2	aniekan eyo	PERSON
aijbe-927	106	3	2024	CARDINAL
aijbe-927	106	4	23	CARDINAL
aijbe-927	106	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	106	6	abubakar &	ORG
aijbe-927	106	7	2021	CARDINAL
aijbe-927	106	8	nigerian	NORP
aijbe-927	108	1	7-12%	PERCENT
aijbe-927	108	2	more than 15%	PERCENT
aijbe-927	109	1	nigeria	GPE
aijbe-927	110	1	oyewole	PERSON
aijbe-927	110	2	2019	DATE
aijbe-927	110	3	nigerian	NORP
aijbe-927	112	1	oyewole	PERSON
aijbe-927	112	2	10%	PERCENT
aijbe-927	113	1	partech africa	GPE
aijbe-927	113	2	2023	CARDINAL
aijbe-927	113	3	nigerian	NORP
aijbe-927	116	1	hanssens	PERSON
aijbe-927	116	2	2018	DATE
aijbe-927	116	3	u.s.	GPE
aijbe-927	118	1	5-10%	PERCENT
aijbe-927	118	2	above 15%	PERCENT
aijbe-927	119	1	hanssens	PERSON
aijbe-927	120	1	lehmann &	ORG
aijbe-927	120	2	2020	DATE
aijbe-927	120	3	european	NORP
aijbe-927	123	1	lehmann & winer	ORG
aijbe-927	124	1	joshi &	ORG
aijbe-927	124	2	2010	DATE
aijbe-927	124	3	india	GPE
aijbe-927	128	1	shapiro	ORG
aijbe-927	128	2	1980	DATE
aijbe-927	128	3	aed	ORG
aijbe-927	128	4	u.s.	GPE
aijbe-927	128	5	europe	LOC
aijbe-927	129	1	aed	ORG
aijbe-927	130	1	10%	PERCENT
aijbe-927	131	1	okon akpan	PERSON
aijbe-927	131	2	aniekan eyo	PERSON
aijbe-927	131	3	2024	CARDINAL
aijbe-927	131	4	24	CARDINAL
aijbe-927	131	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	131	6	nigerian	NORP
aijbe-927	133	1	nigerian	NORP
aijbe-927	134	1	nigerian	NORP
aijbe-927	138	1	nigerian	NORP
aijbe-927	140	1	nigerian	NORP
aijbe-927	140	2	fintech	ORG
aijbe-927	142	1	cac	ORG
aijbe-927	142	2	nigeria	GPE
aijbe-927	142	3	nigerian	NORP
aijbe-927	142	4	2023	CARDINAL
aijbe-927	143	1	at least three years	DATE
aijbe-927	145	1	first	ORDINAL
aijbe-927	145	2	fintech	ORG
aijbe-927	147	1	second	ORDINAL
aijbe-927	149	1	cochran	ORG
aijbe-927	150	1	1.96	CARDINAL
aijbe-927	150	2	95%	PERCENT
aijbe-927	151	1	0.5	CARDINAL
aijbe-927	152	1	5%	PERCENT
aijbe-927	152	2	0.05	CARDINAL
aijbe-927	153	1	cochran	ORG
aijbe-927	153	2	384	CARDINAL
aijbe-927	154	1	10%	PERCENT
aijbe-927	154	2	approximately 422	CARDINAL
aijbe-927	155	1	okon akpan	PERSON
aijbe-927	155	2	aniekan eyo	PERSON
aijbe-927	155	3	2024	CARDINAL
aijbe-927	155	4	25	CARDINAL
aijbe-927	155	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	157	1	1	CARDINAL
aijbe-927	157	2	years	DATE
aijbe-927	158	1	2	CARDINAL
aijbe-927	158	2	annual	DATE
aijbe-927	159	1	3	CARDINAL
aijbe-927	160	1	the last three years	DATE
aijbe-927	161	1	4	CARDINAL
aijbe-927	162	1	5	CARDINAL
aijbe-927	165	1	20	CARDINAL
aijbe-927	168	1	0.70	CARDINAL
aijbe-927	171	1	two-week	DATE
aijbe-927	172	1	nigeria	GPE
aijbe-927	173	1	1	CARDINAL
aijbe-927	174	1	2	CARDINAL
aijbe-927	174	2	pearson	ORG
aijbe-927	174	3	1	CARDINAL
aijbe-927	174	4	nigerian	NORP
aijbe-927	175	1	pearson	PERSON
aijbe-927	175	2	okon akpan	PERSON
aijbe-927	175	3	aniekan eyo	PERSON
aijbe-927	175	4	2024	CARDINAL
aijbe-927	175	5	26	CARDINAL
aijbe-927	175	6	american interdisciplinary journal of business and economics	ORG
aijbe-927	176	1	3	CARDINAL
aijbe-927	176	2	2	CARDINAL
aijbe-927	176	3	nigerian	NORP
aijbe-927	178	1	4	CARDINAL
aijbe-927	178	2	anova	ORG
aijbe-927	178	3	anova	ORG
aijbe-927	184	1	one	CARDINAL
aijbe-927	187	1	nigerian	NORP
aijbe-927	188	1	384	CARDINAL
aijbe-927	188	2	nigerian	NORP
aijbe-927	189	1	two	CARDINAL
aijbe-927	190	1	1	CARDINAL
aijbe-927	190	2	years	DATE
aijbe-927	191	1	2	CARDINAL
aijbe-927	192	1	1	CARDINAL
aijbe-927	192	2	384	CARDINAL
aijbe-927	192	3	100	CARDINAL
aijbe-927	192	4	26.04	CARDINAL
aijbe-927	192	5	90 23.44	CARDINAL
aijbe-927	192	6	50 13.02	CARDINAL
aijbe-927	192	7	40 10.42	CARDINAL
aijbe-927	192	8	104	CARDINAL
aijbe-927	192	9	27.08 years	DATE
aijbe-927	192	10	3 5 years	DATE
aijbe-927	192	11	31.25	CARDINAL
aijbe-927	192	12	10 years	DATE
aijbe-927	192	13	200 52.08	CARDINAL
aijbe-927	192	14	more than 10 years 64	DATE
aijbe-927	192	15	16.67	CARDINAL
aijbe-927	192	16	annual	DATE
aijbe-927	192	17	less than ₦	MONEY
aijbe-927	192	18	5 million	CARDINAL
aijbe-927	192	19	190 49.48	CARDINAL
aijbe-927	192	20	5 million	CARDINAL
aijbe-927	192	21	10 million 140	CARDINAL
aijbe-927	192	22	36.46	CARDINAL
aijbe-927	192	23	okon akpan	PERSON
aijbe-927	192	24	aniekan eyo	PERSON
aijbe-927	192	25	2024	CARDINAL
aijbe-927	192	26	27	CARDINAL
aijbe-927	192	27	american	NORP
aijbe-927	192	28	10 million 54 14.06	CARDINAL
aijbe-927	192	29	almost half	CARDINAL
aijbe-927	192	30	26.04%	PERCENT
aijbe-927	192	31	23.44%	PERCENT
aijbe-927	193	1	52.08%	PERCENT
aijbe-927	193	2	6-10 years	DATE
aijbe-927	193	3	nearly half	CARDINAL
aijbe-927	193	4	49.48%	PERCENT
aijbe-927	193	5	less than ₦5 million	MONEY
aijbe-927	193	6	annually	DATE
aijbe-927	194	1	2	CARDINAL
aijbe-927	195	1	384	CARDINAL
aijbe-927	195	2	12.45 8.20	CARDINAL
aijbe-927	195	3	8.35 5.60	CARDINAL
aijbe-927	195	4	10.20 7.10	CARDINAL
aijbe-927	195	5	3.55 1.10	CARDINAL
aijbe-927	195	6	1	CARDINAL
aijbe-927	195	7	5	CARDINAL
aijbe-927	196	1	2	CARDINAL
aijbe-927	196	2	12.45%	PERCENT
aijbe-927	196	3	8.35%	PERCENT
aijbe-927	197	1	roi	PERSON
aijbe-927	197	2	around 10.20%	PERCENT
aijbe-927	197	3	3.55	CARDINAL
aijbe-927	197	4	5	CARDINAL
aijbe-927	198	1	1	CARDINAL
aijbe-927	198	2	nigerian	NORP
aijbe-927	199	1	3	CARDINAL
aijbe-927	199	2	pearson	PERSON
aijbe-927	199	3	0.658	CARDINAL
aijbe-927	199	4	0.534	CARDINAL
aijbe-927	199	5	0.01	CARDINAL
aijbe-927	199	6	3	CARDINAL
aijbe-927	199	7	0.01	CARDINAL
aijbe-927	200	1	0.658	CARDINAL
aijbe-927	200	2	0.534	CARDINAL
aijbe-927	200	3	0.471	CARDINAL
aijbe-927	203	1	2	CARDINAL
aijbe-927	203	2	nigerian	NORP
aijbe-927	204	1	4	CARDINAL
aijbe-927	205	1	2.340 0.875	CARDINAL
aijbe-927	205	2	0.008	CARDINAL
aijbe-927	205	3	0.520	CARDINAL
aijbe-927	205	4	0.115 4.521	MONEY
aijbe-927	205	5	2.714 0.007	CARDINAL
aijbe-927	205	6	0.210 0.098	MONEY
aijbe-927	205	7	okon akpan	PERSON
aijbe-927	205	8	aniekan eyo	PERSON
aijbe-927	205	9	2024	CARDINAL
aijbe-927	205	10	28	CARDINAL
aijbe-927	205	11	american	NORP
aijbe-927	206	1	0.307 0.103	CARDINAL
aijbe-927	206	2	0.003	CARDINAL
aijbe-927	206	3	0.583	CARDINAL
aijbe-927	206	4	0.574	CARDINAL
aijbe-927	206	5	28.927	CARDINAL
aijbe-927	206	6	0.001	CARDINAL
aijbe-927	206	7	approximately 58.3%	PERCENT
aijbe-927	206	8	0.583	CARDINAL
aijbe-927	207	1	0.520	CARDINAL
aijbe-927	207	2	0.001	CARDINAL
aijbe-927	207	3	0.380	CARDINAL
aijbe-927	207	4	0.01	CARDINAL
aijbe-927	207	5	0.307	CARDINAL
aijbe-927	207	6	0.01	CARDINAL
aijbe-927	207	7	0.210	CARDINAL
aijbe-927	207	8	0.05	CARDINAL
aijbe-927	208	1	nigerian	NORP
aijbe-927	210	1	nigerian	NORP
aijbe-927	212	1	joshi & hanssens	ORG
aijbe-927	212	2	2010	DATE
aijbe-927	212	3	lehmann & winer	ORG
aijbe-927	212	4	2020	DATE
aijbe-927	214	1	2020	DATE
aijbe-927	215	1	nigerian	NORP
aijbe-927	217	1	nigerian	NORP
aijbe-927	219	1	nigerian	NORP
aijbe-927	220	1	384	CARDINAL
aijbe-927	225	1	okon akpan	PERSON
aijbe-927	225	2	aniekan eyo	PERSON
aijbe-927	225	3	2024	CARDINAL
aijbe-927	225	4	29	CARDINAL
aijbe-927	225	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	225	6	nigerian	NORP
aijbe-927	229	1	nigerian	NORP
aijbe-927	232	1	1	CARDINAL
aijbe-927	232	2	nigerian	NORP
aijbe-927	234	1	2	CARDINAL
aijbe-927	236	1	3	CARDINAL
aijbe-927	238	1	4	CARDINAL
aijbe-927	240	1	5	CARDINAL
aijbe-927	242	1	abubakar	PERSON
aijbe-927	242	2	m., & osagie	ORG
aijbe-927	242	3	s.	PERSON
aijbe-927	242	4	2021	CARDINAL
aijbe-927	243	1	nigerian	NORP
aijbe-927	244	1	journal of african business research	ORG
aijbe-927	244	2	18(1	CARDINAL
aijbe-927	244	3	120-135	CARDINAL
aijbe-927	244	4	akinbami, a.	ORG
aijbe-927	244	5	2020	DATE
aijbe-927	245	1	nigerian	NORP
aijbe-927	246	1	african	NORP
aijbe-927	246	2	339	CARDINAL
aijbe-927	246	3	akinbami, a.	ORG
aijbe-927	246	4	2020	DATE
aijbe-927	247	1	nigerian	NORP
aijbe-927	247	2	africa	LOC
aijbe-927	249	1	barney	PERSON
aijbe-927	249	2	j. (	PERSON
aijbe-927	249	3	1991	DATE
aijbe-927	251	1	journal of management	ORG
aijbe-927	251	2	17(1	CARDINAL
aijbe-927	251	3	99120	DATE
aijbe-927	252	1	s., & dorf	ORG
aijbe-927	252	2	2012	DATE
aijbe-927	254	1	pescadero	PERSON
aijbe-927	255	1	okon akpan	PERSON
aijbe-927	255	2	aniekan eyo	PERSON
aijbe-927	255	3	2024	CARDINAL
aijbe-927	255	4	30	CARDINAL
aijbe-927	255	5	american interdisciplinary journal of business and economics	ORG
aijbe-927	255	6	e. f., & ehrhardt	PERSON
aijbe-927	255	7	m. c.	PERSON
aijbe-927	255	8	2016	DATE
aijbe-927	258	1	hanssens	GPE
aijbe-927	258	2	d. m.	PERSON
aijbe-927	258	3	2018	DATE
aijbe-927	260	1	mcgraw hill	ORG
aijbe-927	261	1	hanssens	GPE
aijbe-927	261	2	d. m.	PERSON
aijbe-927	261	3	2018	DATE
aijbe-927	263	1	223–239	CARDINAL
aijbe-927	263	2	hanssens	PERSON
aijbe-927	263	3	d. m.	PERSON
aijbe-927	263	4	2018	DATE
aijbe-927	265	1	37(3	CARDINAL
aijbe-927	265	2	467	CARDINAL
aijbe-927	266	1	a. w.	PERSON
aijbe-927	266	2	d. m.	PERSON
aijbe-927	266	3	2010	DATE
aijbe-927	268	1	23	CARDINAL
aijbe-927	269	1	joshi, a., & hanssens	PERSON
aijbe-927	269	2	d. m.	PERSON
aijbe-927	269	3	2010	DATE
aijbe-927	271	1	journal of marketing research	ORG
aijbe-927	271	2	47(4	CARDINAL
aijbe-927	271	3	547	CARDINAL
aijbe-927	272	1	lehmann	ORG
aijbe-927	272	2	d. r.	NORP
aijbe-927	272	3	r. s.	PERSON
aijbe-927	272	4	2020	DATE
aijbe-927	273	1	9th	ORDINAL
aijbe-927	274	1	new york	GPE
aijbe-927	274	2	mcgraw hill	ORG
aijbe-927	275	1	lehmann	ORG
aijbe-927	275	2	d. r., & winer	PERSON
aijbe-927	275	3	r. s.	PERSON
aijbe-927	275	4	2020	DATE
aijbe-927	277	1	mcgraw-hill	ORG
aijbe-927	278	1	oyewole	PERSON
aijbe-927	278	2	f.	PERSON
aijbe-927	278	3	2019	DATE
aijbe-927	279	1	nigerian	NORP
aijbe-927	280	1	africa	LOC
aijbe-927	280	2	7(4	CARDINAL
aijbe-927	280	3	91	CARDINAL
aijbe-927	281	1	partech africa	GPE
aijbe-927	282	1	2023	CARDINAL
aijbe-927	283	1	africa	LOC
aijbe-927	283	2	2023	CARDINAL
aijbe-927	284	1	africa	LOC
aijbe-927	285	1	2023	CARDINAL
aijbe-927	286	1	annual	DATE
aijbe-927	286	2	african	NORP
aijbe-927	288	1	partech africa	GPE
aijbe-927	289	1	2023	CARDINAL
aijbe-927	290	1	african	NORP
aijbe-927	290	2	nigerian	NORP
aijbe-927	291	1	partech africa	ORG
aijbe-927	292	1	shapiro	PERSON
aijbe-927	292	2	1980	DATE
aijbe-927	294	1	59	CARDINAL