id	sid	tid	token	lemma	pos
aijbe-1014	1	1	american	american	PROPN
aijbe-1014	1	2	interdisciplinary	interdisciplinary	PROPN
aijbe-1014	1	3	journal	journal	NOUN
aijbe-1014	1	4	of	of	ADP
aijbe-1014	1	5	business	business	NOUN
aijbe-1014	1	6	and	and	CCONJ
aijbe-1014	1	7	economics	economic	NOUN
aijbe-1014	1	8	issn	issn	PROPN
aijbe-1014	1	9	:	:	PUNCT
aijbe-1014	1	10	2837	2837	NUM
aijbe-1014	1	11	-	-	SYM
aijbe-1014	1	12	1909|	1909|	NUM
aijbe-1014	1	13	impact	impact	NOUN
aijbe-1014	1	14	factor	factor	NOUN
aijbe-1014	1	15	:	:	PUNCT
aijbe-1014	1	16	8.87	8.87	NUM
aijbe-1014	1	17	volume	volume	NOUN
aijbe-1014	1	18	.	.	PUNCT
aijbe-1014	2	1	12	12	NUM
aijbe-1014	2	2	,	,	PUNCT
aijbe-1014	2	3	number	number	NOUN
aijbe-1014	2	4	1	1	NUM
aijbe-1014	2	5	;	;	PUNCT
aijbe-1014	2	6	january	january	PROPN
aijbe-1014	2	7	-	-	PUNCT
aijbe-1014	2	8	march	march	PROPN
aijbe-1014	2	9	,	,	PUNCT
aijbe-1014	2	10	2025	2025	NUM
aijbe-1014	2	11	;	;	PUNCT
aijbe-1014	2	12	published	publish	VERB
aijbe-1014	2	13	by	by	ADP
aijbe-1014	2	14	:	:	PUNCT
aijbe-1014	2	15	scientific	scientific	ADJ
aijbe-1014	2	16	and	and	CCONJ
aijbe-1014	2	17	academic	academic	ADJ
aijbe-1014	2	18	development	development	PROPN
aijbe-1014	2	19	institute	institute	PROPN
aijbe-1014	2	20	(	(	PUNCT
aijbe-1014	2	21	sadi	sadi	PROPN
aijbe-1014	2	22	)	)	PUNCT
aijbe-1014	2	23	8933	8933	NUM
aijbe-1014	3	1	willis	willis	PROPN
aijbe-1014	3	2	ave	ave	PROPN
aijbe-1014	3	3	los	los	PROPN
aijbe-1014	3	4	angeles	angeles	PROPN
aijbe-1014	3	5	,	,	PUNCT
aijbe-1014	3	6	california	california	PROPN
aijbe-1014	3	7	https://sadijournals.org/index.php/aijbe|	https://sadijournals.org/index.php/aijbe|	PROPN
aijbe-1014	4	1	editorial@sadijournals.org	editorial@sadijournals.org	PROPN
aijbe-1014	4	2	48	48	NUM
aijbe-1014	4	3	american	american	ADJ
aijbe-1014	4	4	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	4	5	journal	journal	NOUN
aijbe-1014	4	6	of	of	ADP
aijbe-1014	4	7	business	business	NOUN
aijbe-1014	4	8	and	and	CCONJ
aijbe-1014	4	9	economics	economic	NOUN
aijbe-1014	4	10	|	|	ADV
aijbe-1014	4	11	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	4	12	effect	effect	NOUN
aijbe-1014	4	13	of	of	ADP
aijbe-1014	4	14	the	the	DET
aijbe-1014	4	15	naira	naira	NUM
aijbe-1014	4	16	redesign	redesign	NOUN
aijbe-1014	4	17	policy	policy	NOUN
aijbe-1014	4	18	on	on	ADP
aijbe-1014	4	19	the	the	DET
aijbe-1014	4	20	economic	economic	ADJ
aijbe-1014	4	21	growth	growth	NOUN
aijbe-1014	4	22	of	of	ADP
aijbe-1014	4	23	nigeria	nigeria	PROPN
aijbe-1014	4	24	1ozioko	1ozioko	PROPN
aijbe-1014	4	25	josephine	josephine	PROPN
aijbe-1014	4	26	ndidiamaka	ndidiamaka	PROPN
aijbe-1014	4	27	ph.d	ph.d	PROPN
aijbe-1014	4	28	.	.	PROPN
aijbe-1014	4	29	,	,	PUNCT
aijbe-1014	4	30	2ozioko	2ozioko	NUM
aijbe-1014	4	31	chigozie	chigozie	NOUN
aijbe-1014	4	32	blessing	blessing	PROPN
aijbe-1014	4	33	ph.d	ph.d	PROPN
aijbe-1014	4	34	.	.	PUNCT
aijbe-1014	5	1	and	and	CCONJ
aijbe-1014	5	2	3ugwu	3ugwu	NUM
aijbe-1014	5	3	osmund	osmund	VERB
aijbe-1014	5	4	chinweoda	chinweoda	PROPN
aijbe-1014	5	5	ph.d	ph.d	PROPN
aijbe-1014	5	6	.	.	PUNCT
aijbe-1014	6	1	1department	1department	NUM
aijbe-1014	6	2	of	of	ADP
aijbe-1014	6	3	economics	economic	NOUN
aijbe-1014	6	4	,	,	PUNCT
aijbe-1014	6	5	faculty	faculty	NOUN
aijbe-1014	6	6	of	of	ADP
aijbe-1014	6	7	management	management	NOUN
aijbe-1014	6	8	science	science	NOUN
aijbe-1014	6	9	,	,	PUNCT
aijbe-1014	6	10	enugu	enugu	PROPN
aijbe-1014	6	11	state	state	PROPN
aijbe-1014	6	12	university	university	PROPN
aijbe-1014	6	13	of	of	ADP
aijbe-1014	6	14	science	science	NOUN
aijbe-1014	6	15	and	and	CCONJ
aijbe-1014	6	16	technology	technology	NOUN
aijbe-1014	6	17	esut	esut	NOUN
aijbe-1014	6	18	nigeria	nigeria	PROPN
aijbe-1014	7	1	2department	2department	NUM
aijbe-1014	7	2	of	of	ADP
aijbe-1014	7	3	accountancy	accountancy	NOUN
aijbe-1014	7	4	,	,	PUNCT
aijbe-1014	7	5	faculty	faculty	NOUN
aijbe-1014	7	6	of	of	ADP
aijbe-1014	7	7	business	business	PROPN
aijbe-1014	7	8	administration	administration	PROPN
aijbe-1014	7	9	,	,	PUNCT
aijbe-1014	7	10	university	university	PROPN
aijbe-1014	7	11	of	of	ADP
aijbe-1014	7	12	nigeria	nigeria	PROPN
aijbe-1014	7	13	enugu	enugu	PROPN
aijbe-1014	7	14	campus	campus	PROPN
aijbe-1014	7	15	3department	3department	NUM
aijbe-1014	7	16	of	of	ADP
aijbe-1014	7	17	accounting	accounting	NOUN
aijbe-1014	7	18	/	/	SYM
aijbe-1014	7	19	finance	finance	NOUN
aijbe-1014	7	20	,	,	PUNCT
aijbe-1014	7	21	faculty	faculty	NOUN
aijbe-1014	7	22	of	of	ADP
aijbe-1014	7	23	management	management	NOUN
aijbe-1014	7	24	and	and	CCONJ
aijbe-1014	7	25	social	social	ADJ
aijbe-1014	7	26	science	science	NOUN
aijbe-1014	7	27	,	,	PUNCT
aijbe-1014	7	28	godfrey	godfrey	PROPN
aijbe-1014	7	29	okoye	okoye	PROPN
aijbe-1014	7	30	university	university	PROPN
aijbe-1014	7	31	enugu	enugu	PROPN
aijbe-1014	7	32	,	,	PUNCT
aijbe-1014	7	33	nigeria	nigeria	PROPN
aijbe-1014	7	34	doi	doi	PROPN
aijbe-1014	7	35	:	:	PUNCT
aijbe-1014	7	36	https://doi.org/10.5281/zenodo.15046124	https://doi.org/10.5281/zenodo.15046124	PROPN
aijbe-1014	7	37	abstract	abstract	NOUN
aijbe-1014	7	38	:	:	PUNCT
aijbe-1014	7	39	the	the	DET
aijbe-1014	7	40	study	study	NOUN
aijbe-1014	7	41	examined	examine	VERB
aijbe-1014	7	42	the	the	DET
aijbe-1014	7	43	effect	effect	NOUN
aijbe-1014	7	44	of	of	ADP
aijbe-1014	7	45	the	the	DET
aijbe-1014	7	46	naira	naira	NUM
aijbe-1014	7	47	redesign	redesign	NOUN
aijbe-1014	7	48	policy	policy	NOUN
aijbe-1014	7	49	on	on	ADP
aijbe-1014	7	50	nigeria	nigeria	PROPN
aijbe-1014	7	51	's	's	PART
aijbe-1014	7	52	economic	economic	ADJ
aijbe-1014	7	53	growth	growth	NOUN
aijbe-1014	7	54	.	.	PUNCT
aijbe-1014	8	1	the	the	DET
aijbe-1014	8	2	specific	specific	ADJ
aijbe-1014	8	3	objectives	objective	NOUN
aijbe-1014	8	4	of	of	ADP
aijbe-1014	8	5	the	the	DET
aijbe-1014	8	6	study	study	NOUN
aijbe-1014	8	7	are	be	AUX
aijbe-1014	8	8	to	to	PART
aijbe-1014	8	9	;	;	PUNCT
aijbe-1014	8	10	examine	examine	VERB
aijbe-1014	8	11	the	the	DET
aijbe-1014	8	12	effect	effect	NOUN
aijbe-1014	8	13	of	of	ADP
aijbe-1014	8	14	the	the	DET
aijbe-1014	8	15	inflation	inflation	NOUN
aijbe-1014	8	16	rate	rate	NOUN
aijbe-1014	8	17	on	on	ADP
aijbe-1014	8	18	the	the	DET
aijbe-1014	8	19	gross	gross	ADJ
aijbe-1014	8	20	domestic	domestic	ADJ
aijbe-1014	8	21	product	product	NOUN
aijbe-1014	8	22	(	(	PUNCT
aijbe-1014	8	23	gdp	gdp	NOUN
aijbe-1014	8	24	)	)	PUNCT
aijbe-1014	8	25	growth	growth	NOUN
aijbe-1014	8	26	rate	rate	NOUN
aijbe-1014	8	27	,	,	PUNCT
aijbe-1014	8	28	and	and	CCONJ
aijbe-1014	8	29	evaluate	evaluate	VERB
aijbe-1014	8	30	the	the	DET
aijbe-1014	8	31	effect	effect	NOUN
aijbe-1014	8	32	of	of	ADP
aijbe-1014	8	33	the	the	DET
aijbe-1014	8	34	financial	financial	ADJ
aijbe-1014	8	35	inclusion	inclusion	NOUN
aijbe-1014	8	36	rate	rate	NOUN
aijbe-1014	8	37	on	on	ADP
aijbe-1014	8	38	the	the	DET
aijbe-1014	8	39	gross	gross	ADJ
aijbe-1014	8	40	domestic	domestic	ADJ
aijbe-1014	8	41	product	product	NOUN
aijbe-1014	8	42	(	(	PUNCT
aijbe-1014	8	43	gdp	gdp	NOUN
aijbe-1014	8	44	)	)	PUNCT
aijbe-1014	8	45	growth	growth	NOUN
aijbe-1014	8	46	rate	rate	NOUN
aijbe-1014	8	47	in	in	ADP
aijbe-1014	8	48	nigeria	nigeria	PROPN
aijbe-1014	8	49	.	.	PUNCT
aijbe-1014	9	1	a	a	DET
aijbe-1014	9	2	mixed	mix	VERB
aijbe-1014	9	3	-	-	PUNCT
aijbe-1014	9	4	methods	method	NOUN
aijbe-1014	9	5	research	research	NOUN
aijbe-1014	9	6	design	design	NOUN
aijbe-1014	9	7	was	be	AUX
aijbe-1014	9	8	employed	employ	VERB
aijbe-1014	9	9	,	,	PUNCT
aijbe-1014	9	10	combining	combine	VERB
aijbe-1014	9	11	quantitative	quantitative	ADJ
aijbe-1014	9	12	and	and	CCONJ
aijbe-1014	9	13	qualitative	qualitative	ADJ
aijbe-1014	9	14	approaches	approach	NOUN
aijbe-1014	9	15	to	to	PART
aijbe-1014	9	16	provide	provide	VERB
aijbe-1014	9	17	a	a	DET
aijbe-1014	9	18	comprehensive	comprehensive	ADJ
aijbe-1014	9	19	understanding	understanding	NOUN
aijbe-1014	9	20	of	of	ADP
aijbe-1014	9	21	the	the	DET
aijbe-1014	9	22	policy	policy	NOUN
aijbe-1014	9	23	's	's	PART
aijbe-1014	9	24	impact	impact	NOUN
aijbe-1014	9	25	.	.	PUNCT
aijbe-1014	10	1	the	the	DET
aijbe-1014	10	2	study	study	NOUN
aijbe-1014	10	3	focused	focus	VERB
aijbe-1014	10	4	on	on	ADP
aijbe-1014	10	5	analyzing	analyze	VERB
aijbe-1014	10	6	existing	exist	VERB
aijbe-1014	10	7	data	datum	NOUN
aijbe-1014	10	8	to	to	PART
aijbe-1014	10	9	derive	derive	VERB
aijbe-1014	10	10	insights	insight	NOUN
aijbe-1014	10	11	.	.	PUNCT
aijbe-1014	11	1	the	the	DET
aijbe-1014	11	2	data	datum	NOUN
aijbe-1014	11	3	was	be	AUX
aijbe-1014	11	4	collected	collect	VERB
aijbe-1014	11	5	from	from	ADP
aijbe-1014	11	6	central	central	ADJ
aijbe-1014	11	7	bank	bank	PROPN
aijbe-1014	11	8	of	of	ADP
aijbe-1014	11	9	nigeria	nigeria	PROPN
aijbe-1014	11	10	(	(	PUNCT
aijbe-1014	11	11	cbn	cbn	PROPN
aijbe-1014	11	12	)	)	PUNCT
aijbe-1014	11	13	publications	publication	NOUN
aijbe-1014	11	14	,	,	PUNCT
aijbe-1014	11	15	and	and	CCONJ
aijbe-1014	11	16	national	national	ADJ
aijbe-1014	11	17	bureau	bureau	PROPN
aijbe-1014	11	18	of	of	ADP
aijbe-1014	11	19	statistics	statistic	NOUN
aijbe-1014	11	20	(	(	PUNCT
aijbe-1014	11	21	nbs	nbs	NOUN
aijbe-1014	11	22	)	)	PUNCT
aijbe-1014	11	23	reports	report	NOUN
aijbe-1014	11	24	.	.	PUNCT
aijbe-1014	12	1	reports	report	NOUN
aijbe-1014	12	2	from	from	ADP
aijbe-1014	12	3	banks	bank	NOUN
aijbe-1014	12	4	and	and	CCONJ
aijbe-1014	12	5	international	international	ADJ
aijbe-1014	12	6	financial	financial	ADJ
aijbe-1014	12	7	organizations	organization	NOUN
aijbe-1014	12	8	(	(	PUNCT
aijbe-1014	12	9	e.g.	e.g.	ADV
aijbe-1014	12	10	,	,	PUNCT
aijbe-1014	12	11	world	world	PROPN
aijbe-1014	12	12	bank	bank	PROPN
aijbe-1014	12	13	,	,	PUNCT
aijbe-1014	12	14	imf	imf	PROPN
aijbe-1014	12	15	)	)	PUNCT
aijbe-1014	12	16	.	.	PUNCT
aijbe-1014	13	1	the	the	DET
aijbe-1014	13	2	data	datum	NOUN
aijbe-1014	13	3	collected	collect	VERB
aijbe-1014	13	4	was	be	AUX
aijbe-1014	13	5	analyzed	analyze	VERB
aijbe-1014	13	6	using	use	VERB
aijbe-1014	13	7	multiple	multiple	ADJ
aijbe-1014	13	8	regression	regression	NOUN
aijbe-1014	13	9	analysis	analysis	NOUN
aijbe-1014	13	10	.	.	PUNCT
aijbe-1014	14	1	the	the	DET
aijbe-1014	14	2	result	result	NOUN
aijbe-1014	14	3	revealed	reveal	VERB
aijbe-1014	14	4	that	that	SCONJ
aijbe-1014	14	5	the	the	DET
aijbe-1014	14	6	inflation	inflation	NOUN
aijbe-1014	14	7	rate	rate	NOUN
aijbe-1014	14	8	has	have	VERB
aijbe-1014	14	9	a	a	DET
aijbe-1014	14	10	significant	significant	ADJ
aijbe-1014	14	11	effect	effect	NOUN
aijbe-1014	14	12	on	on	ADP
aijbe-1014	14	13	the	the	DET
aijbe-1014	14	14	gross	gross	ADJ
aijbe-1014	14	15	domestic	domestic	ADJ
aijbe-1014	14	16	product	product	NOUN
aijbe-1014	14	17	(	(	PUNCT
aijbe-1014	14	18	gdp	gdp	NOUN
aijbe-1014	14	19	)	)	PUNCT
aijbe-1014	14	20	growth	growth	NOUN
aijbe-1014	14	21	rate	rate	NOUN
aijbe-1014	14	22	with	with	ADP
aijbe-1014	14	23	(	(	PUNCT
aijbe-1014	14	24	β2	β2	NOUN
aijbe-1014	14	25	=	=	PROPN
aijbe-1014	14	26	−0.292	−0.292	PROPN
aijbe-1014	14	27	;	;	PUNCT
aijbe-1014	14	28	p	p	X
aijbe-1014	14	29	<	<	X
aijbe-1014	14	30	0.05	0.05	NUM
aijbe-1014	14	31	)	)	PUNCT
aijbe-1014	14	32	,	,	PUNCT
aijbe-1014	14	33	while	while	SCONJ
aijbe-1014	14	34	the	the	DET
aijbe-1014	14	35	financial	financial	ADJ
aijbe-1014	14	36	inclusion	inclusion	NOUN
aijbe-1014	14	37	rate	rate	NOUN
aijbe-1014	14	38	has	have	VERB
aijbe-1014	14	39	no	no	DET
aijbe-1014	14	40	significant	significant	ADJ
aijbe-1014	14	41	effect	effect	NOUN
aijbe-1014	14	42	on	on	ADP
aijbe-1014	14	43	the	the	DET
aijbe-1014	14	44	gross	gross	ADJ
aijbe-1014	14	45	domestic	domestic	ADJ
aijbe-1014	14	46	product	product	NOUN
aijbe-1014	14	47	(	(	PUNCT
aijbe-1014	14	48	gdp	gdp	NOUN
aijbe-1014	14	49	)	)	PUNCT
aijbe-1014	14	50	growth	growth	NOUN
aijbe-1014	14	51	rate	rate	NOUN
aijbe-1014	14	52	with	with	ADP
aijbe-1014	14	53	(	(	PUNCT
aijbe-1014	14	54	β1	β1	NOUN
aijbe-1014	14	55	=	=	SYM
aijbe-1014	14	56	−0.452	−0.452	NOUN
aijbe-1014	14	57	;	;	PUNCT
aijbe-1014	14	58	p	p	X
aijbe-1014	14	59	>	>	X
aijbe-1014	14	60	0.05	0.05	NUM
aijbe-1014	14	61	)	)	PUNCT
aijbe-1014	14	62	.	.	PUNCT
aijbe-1014	15	1	in	in	ADP
aijbe-1014	15	2	nigeria	nigeria	PROPN
aijbe-1014	15	3	.	.	PUNCT
aijbe-1014	16	1	the	the	DET
aijbe-1014	16	2	study	study	NOUN
aijbe-1014	16	3	concluded	conclude	VERB
aijbe-1014	16	4	that	that	SCONJ
aijbe-1014	16	5	the	the	DET
aijbe-1014	16	6	naira	naira	NUM
aijbe-1014	16	7	redesign	redesign	NOUN
aijbe-1014	16	8	policy	policy	NOUN
aijbe-1014	16	9	has	have	AUX
aijbe-1014	16	10	contributed	contribute	VERB
aijbe-1014	16	11	to	to	ADP
aijbe-1014	16	12	the	the	DET
aijbe-1014	16	13	dynamics	dynamic	NOUN
aijbe-1014	16	14	of	of	ADP
aijbe-1014	16	15	nigeria	nigeria	PROPN
aijbe-1014	16	16	's	's	PART
aijbe-1014	16	17	economy	economy	NOUN
aijbe-1014	16	18	,	,	PUNCT
aijbe-1014	16	19	but	but	CCONJ
aijbe-1014	16	20	its	its	PRON
aijbe-1014	16	21	effects	effect	NOUN
aijbe-1014	16	22	are	be	AUX
aijbe-1014	16	23	nuanced	nuanced	ADJ
aijbe-1014	16	24	.	.	PUNCT
aijbe-1014	17	1	the	the	DET
aijbe-1014	17	2	study	study	NOUN
aijbe-1014	17	3	recommended	recommend	VERB
aijbe-1014	17	4	that	that	SCONJ
aijbe-1014	17	5	the	the	DET
aijbe-1014	17	6	government	government	NOUN
aijbe-1014	17	7	and	and	CCONJ
aijbe-1014	17	8	the	the	DET
aijbe-1014	17	9	central	central	ADJ
aijbe-1014	17	10	bank	bank	PROPN
aijbe-1014	17	11	of	of	ADP
aijbe-1014	17	12	nigeria	nigeria	PROPN
aijbe-1014	17	13	(	(	PUNCT
aijbe-1014	17	14	cbn	cbn	PROPN
aijbe-1014	17	15	)	)	PUNCT
aijbe-1014	17	16	should	should	AUX
aijbe-1014	17	17	implement	implement	VERB
aijbe-1014	17	18	robust	robust	ADJ
aijbe-1014	17	19	monetary	monetary	ADJ
aijbe-1014	17	20	policies	policy	NOUN
aijbe-1014	17	21	aimed	aim	VERB
aijbe-1014	17	22	at	at	ADP
aijbe-1014	17	23	curbing	curb	VERB
aijbe-1014	17	24	inflation	inflation	NOUN
aijbe-1014	17	25	.	.	PUNCT
aijbe-1014	18	1	keywords	keyword	NOUN
aijbe-1014	18	2	:	:	PUNCT
aijbe-1014	18	3	economic	economic	ADJ
aijbe-1014	18	4	,	,	PUNCT
aijbe-1014	18	5	growth	growth	NOUN
aijbe-1014	18	6	,	,	PUNCT
aijbe-1014	18	7	naira	naira	NOUN
aijbe-1014	18	8	,	,	PUNCT
aijbe-1014	18	9	policy	policy	NOUN
aijbe-1014	18	10	,	,	PUNCT
aijbe-1014	18	11	redesign	redesign	VERB
aijbe-1014	18	12	1.1	1.1	NUM
aijbe-1014	18	13	introduction	introduction	NOUN
aijbe-1014	18	14	the	the	DET
aijbe-1014	18	15	redesign	redesign	NOUN
aijbe-1014	18	16	of	of	ADP
aijbe-1014	18	17	a	a	DET
aijbe-1014	18	18	country	country	NOUN
aijbe-1014	18	19	’s	’s	PART
aijbe-1014	18	20	currency	currency	NOUN
aijbe-1014	18	21	is	be	AUX
aijbe-1014	18	22	a	a	DET
aijbe-1014	18	23	significant	significant	ADJ
aijbe-1014	18	24	monetary	monetary	ADJ
aijbe-1014	18	25	policy	policy	NOUN
aijbe-1014	18	26	decision	decision	NOUN
aijbe-1014	18	27	that	that	PRON
aijbe-1014	18	28	can	can	AUX
aijbe-1014	18	29	have	have	VERB
aijbe-1014	18	30	far	far	ADV
aijbe-1014	18	31	-	-	PUNCT
aijbe-1014	18	32	reaching	reach	VERB
aijbe-1014	18	33	effects	effect	NOUN
aijbe-1014	18	34	on	on	ADP
aijbe-1014	18	35	its	its	PRON
aijbe-1014	18	36	economic	economic	ADJ
aijbe-1014	18	37	growth	growth	NOUN
aijbe-1014	18	38	.	.	PUNCT
aijbe-1014	19	1	governments	government	NOUN
aijbe-1014	19	2	and	and	CCONJ
aijbe-1014	19	3	central	central	ADJ
aijbe-1014	19	4	banks	bank	NOUN
aijbe-1014	19	5	undertake	undertake	VERB
aijbe-1014	19	6	currency	currency	NOUN
aijbe-1014	19	7	redesign	redesign	NOUN
aijbe-1014	19	8	for	for	ADP
aijbe-1014	19	9	various	various	ADJ
aijbe-1014	19	10	reasons	reason	NOUN
aijbe-1014	19	11	,	,	PUNCT
aijbe-1014	19	12	including	include	VERB
aijbe-1014	19	13	combating	combat	VERB
aijbe-1014	19	14	counterfeiting	counterfeiting	NOUN
aijbe-1014	19	15	,	,	PUNCT
aijbe-1014	19	16	controlling	control	VERB
aijbe-1014	19	17	inflation	inflation	NOUN
aijbe-1014	19	18	,	,	PUNCT
aijbe-1014	19	19	promoting	promote	VERB
aijbe-1014	19	20	financial	financial	ADJ
aijbe-1014	19	21	stability	stability	NOUN
aijbe-1014	19	22	,	,	PUNCT
aijbe-1014	19	23	and	and	CCONJ
aijbe-1014	19	24	transitioning	transition	VERB
aijbe-1014	19	25	to	to	ADP
aijbe-1014	19	26	a	a	DET
aijbe-1014	19	27	more	more	ADV
aijbe-1014	19	28	digital	digital	ADJ
aijbe-1014	19	29	-	-	PUNCT
aijbe-1014	19	30	based	base	VERB
aijbe-1014	19	31	economy	economy	NOUN
aijbe-1014	19	32	.	.	PUNCT
aijbe-1014	20	1	while	while	SCONJ
aijbe-1014	20	2	such	such	DET
aijbe-1014	20	3	a	a	DET
aijbe-1014	20	4	policy	policy	NOUN
aijbe-1014	20	5	can	can	AUX
aijbe-1014	20	6	enhance	enhance	VERB
aijbe-1014	20	7	economic	economic	ADJ
aijbe-1014	20	8	transparency	transparency	NOUN
aijbe-1014	20	9	,	,	PUNCT
aijbe-1014	20	10	improve	improve	VERB
aijbe-1014	20	11	monetary	monetary	ADJ
aijbe-1014	20	12	control	control	NOUN
aijbe-1014	20	13	,	,	PUNCT
aijbe-1014	20	14	and	and	CCONJ
aijbe-1014	20	15	strengthen	strengthen	VERB
aijbe-1014	20	16	financial	financial	ADJ
aijbe-1014	20	17	inclusion	inclusion	NOUN
aijbe-1014	20	18	,	,	PUNCT
aijbe-1014	20	19	it	it	PRON
aijbe-1014	20	20	can	can	AUX
aijbe-1014	20	21	also	also	ADV
aijbe-1014	20	22	lead	lead	VERB
aijbe-1014	20	23	to	to	ADP
aijbe-1014	20	24	short	short	ADJ
aijbe-1014	20	25	-	-	PUNCT
aijbe-1014	20	26	term	term	NOUN
aijbe-1014	20	27	disruptions	disruption	NOUN
aijbe-1014	20	28	,	,	PUNCT
aijbe-1014	20	29	including	include	VERB
aijbe-1014	20	30	cash	cash	NOUN
aijbe-1014	20	31	shortages	shortage	NOUN
aijbe-1014	20	32	,	,	PUNCT
aijbe-1014	20	33	reduced	reduce	VERB
aijbe-1014	20	34	business	business	NOUN
aijbe-1014	20	35	activities	activity	NOUN
aijbe-1014	20	36	,	,	PUNCT
aijbe-1014	20	37	and	and	CCONJ
aijbe-1014	20	38	fluctuations	fluctuation	NOUN
aijbe-1014	20	39	in	in	ADP
aijbe-1014	20	40	consumer	consumer	NOUN
aijbe-1014	20	41	spending	spending	NOUN
aijbe-1014	20	42	.	.	PUNCT
aijbe-1014	21	1	the	the	DET
aijbe-1014	21	2	impact	impact	NOUN
aijbe-1014	21	3	of	of	ADP
aijbe-1014	21	4	currency	currency	NOUN
aijbe-1014	21	5	redesign	redesign	NOUN
aijbe-1014	21	6	on	on	ADP
aijbe-1014	21	7	economic	economic	ADJ
aijbe-1014	21	8	growth	growth	NOUN
aijbe-1014	21	9	https://doi.org/10.5281/zenodo.15044340	https://doi.org/10.5281/zenodo.15044340	NOUN
aijbe-1014	21	10	balogun	balogun	VERB
aijbe-1014	21	11	david	david	PROPN
aijbe-1014	21	12	ibukun	ibukun	PROPN
aijbe-1014	21	13	and	and	CCONJ
aijbe-1014	21	14	prof	prof	NOUN
aijbe-1014	21	15	.	.	PUNCT
aijbe-1014	22	1	okechukwu	okechukwu	PROPN
aijbe-1014	22	2	e.	e.	PROPN
aijbe-1014	22	3	u.	u.	PROPN
aijbe-1014	22	4	(	(	PUNCT
aijbe-1014	22	5	2025	2025	NUM
aijbe-1014	22	6	)	)	PUNCT
aijbe-1014	22	7	49	49	NUM
aijbe-1014	22	8	american	american	ADJ
aijbe-1014	22	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	22	10	journal	journal	NOUN
aijbe-1014	22	11	of	of	ADP
aijbe-1014	22	12	business	business	NOUN
aijbe-1014	22	13	and	and	CCONJ
aijbe-1014	22	14	economics	economic	NOUN
aijbe-1014	22	15	|	|	ADV
aijbe-1014	22	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	NOUN
aijbe-1014	22	17	depends	depend	VERB
aijbe-1014	22	18	on	on	ADP
aijbe-1014	22	19	factors	factor	NOUN
aijbe-1014	22	20	such	such	ADJ
aijbe-1014	22	21	as	as	ADP
aijbe-1014	22	22	the	the	DET
aijbe-1014	22	23	effectiveness	effectiveness	NOUN
aijbe-1014	22	24	of	of	ADP
aijbe-1014	22	25	implementation	implementation	NOUN
aijbe-1014	22	26	,	,	PUNCT
aijbe-1014	22	27	public	public	ADJ
aijbe-1014	22	28	confidence	confidence	NOUN
aijbe-1014	22	29	,	,	PUNCT
aijbe-1014	22	30	and	and	CCONJ
aijbe-1014	22	31	the	the	DET
aijbe-1014	22	32	overall	overall	ADJ
aijbe-1014	22	33	structure	structure	NOUN
aijbe-1014	22	34	of	of	ADP
aijbe-1014	22	35	the	the	DET
aijbe-1014	22	36	economy	economy	NOUN
aijbe-1014	22	37	.	.	PUNCT
aijbe-1014	23	1	the	the	DET
aijbe-1014	23	2	naira	naira	NUM
aijbe-1014	23	3	redesign	redesign	NOUN
aijbe-1014	23	4	policy	policy	NOUN
aijbe-1014	23	5	was	be	AUX
aijbe-1014	23	6	introduced	introduce	VERB
aijbe-1014	23	7	by	by	ADP
aijbe-1014	23	8	the	the	DET
aijbe-1014	23	9	central	central	ADJ
aijbe-1014	23	10	bank	bank	PROPN
aijbe-1014	23	11	of	of	ADP
aijbe-1014	23	12	nigeria	nigeria	PROPN
aijbe-1014	23	13	(	(	PUNCT
aijbe-1014	23	14	cbn	cbn	PROPN
aijbe-1014	23	15	)	)	PUNCT
aijbe-1014	23	16	in	in	ADP
aijbe-1014	23	17	late	late	ADJ
aijbe-1014	23	18	2022	2022	NUM
aijbe-1014	23	19	as	as	ADP
aijbe-1014	23	20	a	a	DET
aijbe-1014	23	21	strategic	strategic	ADJ
aijbe-1014	23	22	move	move	NOUN
aijbe-1014	23	23	to	to	PART
aijbe-1014	23	24	enhance	enhance	VERB
aijbe-1014	23	25	monetary	monetary	ADJ
aijbe-1014	23	26	control	control	NOUN
aijbe-1014	23	27	,	,	PUNCT
aijbe-1014	23	28	curb	curb	VERB
aijbe-1014	23	29	inflation	inflation	NOUN
aijbe-1014	23	30	,	,	PUNCT
aijbe-1014	23	31	reduce	reduce	VERB
aijbe-1014	23	32	counterfeiting	counterfeiting	NOUN
aijbe-1014	23	33	,	,	PUNCT
aijbe-1014	23	34	and	and	CCONJ
aijbe-1014	23	35	promote	promote	VERB
aijbe-1014	23	36	a	a	DET
aijbe-1014	23	37	cashless	cashless	NOUN
aijbe-1014	23	38	economy	economy	NOUN
aijbe-1014	23	39	.	.	PUNCT
aijbe-1014	24	1	the	the	DET
aijbe-1014	24	2	policy	policy	NOUN
aijbe-1014	24	3	involved	involve	VERB
aijbe-1014	24	4	redesigning	redesign	VERB
aijbe-1014	24	5	and	and	CCONJ
aijbe-1014	24	6	replacing	replace	VERB
aijbe-1014	24	7	high	high	ADJ
aijbe-1014	24	8	-	-	PUNCT
aijbe-1014	24	9	denomination	denomination	NOUN
aijbe-1014	24	10	currency	currency	NOUN
aijbe-1014	24	11	notes	note	NOUN
aijbe-1014	24	12	,	,	PUNCT
aijbe-1014	24	13	including	include	VERB
aijbe-1014	24	14	the	the	DET
aijbe-1014	24	15	₦	₦	PROPN
aijbe-1014	24	16	200	200	NUM
aijbe-1014	24	17	,	,	PUNCT
aijbe-1014	24	18	₦	₦	ADP
aijbe-1014	24	19	500	500	NUM
aijbe-1014	24	20	,	,	PUNCT
aijbe-1014	24	21	and	and	CCONJ
aijbe-1014	24	22	₦	₦	ADP
aijbe-1014	24	23	1,000	1,000	NUM
aijbe-1014	24	24	bills	bill	NOUN
aijbe-1014	24	25	,	,	PUNCT
aijbe-1014	24	26	to	to	PART
aijbe-1014	24	27	reduce	reduce	VERB
aijbe-1014	24	28	excess	excess	ADJ
aijbe-1014	24	29	cash	cash	NOUN
aijbe-1014	24	30	circulation	circulation	NOUN
aijbe-1014	24	31	and	and	CCONJ
aijbe-1014	24	32	encourage	encourage	VERB
aijbe-1014	24	33	digital	digital	ADJ
aijbe-1014	24	34	transactions	transaction	NOUN
aijbe-1014	24	35	.	.	PUNCT
aijbe-1014	25	1	while	while	SCONJ
aijbe-1014	25	2	the	the	DET
aijbe-1014	25	3	government	government	NOUN
aijbe-1014	25	4	justified	justify	VERB
aijbe-1014	25	5	the	the	DET
aijbe-1014	25	6	policy	policy	NOUN
aijbe-1014	25	7	as	as	ADP
aijbe-1014	25	8	a	a	DET
aijbe-1014	25	9	tool	tool	NOUN
aijbe-1014	25	10	to	to	PART
aijbe-1014	25	11	strengthen	strengthen	VERB
aijbe-1014	25	12	economic	economic	ADJ
aijbe-1014	25	13	stability	stability	NOUN
aijbe-1014	25	14	and	and	CCONJ
aijbe-1014	25	15	improve	improve	VERB
aijbe-1014	25	16	financial	financial	ADJ
aijbe-1014	25	17	transparency	transparency	NOUN
aijbe-1014	25	18	,	,	PUNCT
aijbe-1014	25	19	its	its	PRON
aijbe-1014	25	20	implementation	implementation	NOUN
aijbe-1014	25	21	led	lead	VERB
aijbe-1014	25	22	to	to	ADP
aijbe-1014	25	23	widespread	widespread	ADJ
aijbe-1014	25	24	cash	cash	NOUN
aijbe-1014	25	25	shortages	shortage	NOUN
aijbe-1014	25	26	,	,	PUNCT
aijbe-1014	25	27	economic	economic	ADJ
aijbe-1014	25	28	disruptions	disruption	NOUN
aijbe-1014	25	29	,	,	PUNCT
aijbe-1014	25	30	and	and	CCONJ
aijbe-1014	25	31	hardships	hardship	NOUN
aijbe-1014	25	32	for	for	ADP
aijbe-1014	25	33	businesses	business	NOUN
aijbe-1014	25	34	and	and	CCONJ
aijbe-1014	25	35	individuals	individual	NOUN
aijbe-1014	25	36	.	.	PUNCT
aijbe-1014	26	1	the	the	DET
aijbe-1014	26	2	policy	policy	NOUN
aijbe-1014	26	3	sparked	spark	VERB
aijbe-1014	26	4	national	national	ADJ
aijbe-1014	26	5	debates	debate	NOUN
aijbe-1014	26	6	on	on	ADP
aijbe-1014	26	7	its	its	PRON
aijbe-1014	26	8	effectiveness	effectiveness	NOUN
aijbe-1014	26	9	,	,	PUNCT
aijbe-1014	26	10	with	with	ADP
aijbe-1014	26	11	concerns	concern	NOUN
aijbe-1014	26	12	about	about	ADP
aijbe-1014	26	13	its	its	PRON
aijbe-1014	26	14	timing	timing	NOUN
aijbe-1014	26	15	,	,	PUNCT
aijbe-1014	26	16	execution	execution	NOUN
aijbe-1014	26	17	,	,	PUNCT
aijbe-1014	26	18	and	and	CCONJ
aijbe-1014	26	19	immediate	immediate	ADJ
aijbe-1014	26	20	impact	impact	NOUN
aijbe-1014	26	21	on	on	ADP
aijbe-1014	26	22	nigeria	nigeria	PROPN
aijbe-1014	26	23	’s	’s	PART
aijbe-1014	26	24	largely	largely	ADV
aijbe-1014	26	25	cash	cash	NOUN
aijbe-1014	26	26	-	-	PUNCT
aijbe-1014	26	27	dependent	dependent	ADJ
aijbe-1014	26	28	economy	economy	NOUN
aijbe-1014	26	29	.	.	PUNCT
aijbe-1014	27	1	1.2	1.2	NUM
aijbe-1014	27	2	statement	statement	NOUN
aijbe-1014	27	3	of	of	ADP
aijbe-1014	27	4	the	the	DET
aijbe-1014	27	5	problem	problem	NOUN
aijbe-1014	27	6	the	the	DET
aijbe-1014	27	7	naira	naira	NUM
aijbe-1014	27	8	redesign	redesign	NOUN
aijbe-1014	27	9	policy	policy	NOUN
aijbe-1014	27	10	,	,	PUNCT
aijbe-1014	27	11	introduced	introduce	VERB
aijbe-1014	27	12	by	by	ADP
aijbe-1014	27	13	the	the	DET
aijbe-1014	27	14	central	central	ADJ
aijbe-1014	27	15	bank	bank	PROPN
aijbe-1014	27	16	of	of	ADP
aijbe-1014	27	17	nigeria	nigeria	PROPN
aijbe-1014	27	18	(	(	PUNCT
aijbe-1014	27	19	cbn	cbn	PROPN
aijbe-1014	27	20	)	)	PUNCT
aijbe-1014	27	21	in	in	ADP
aijbe-1014	27	22	late	late	ADJ
aijbe-1014	27	23	2022	2022	NUM
aijbe-1014	27	24	,	,	PUNCT
aijbe-1014	27	25	aimed	aim	VERB
aijbe-1014	27	26	to	to	PART
aijbe-1014	27	27	curb	curb	VERB
aijbe-1014	27	28	inflation	inflation	NOUN
aijbe-1014	27	29	,	,	PUNCT
aijbe-1014	27	30	tackle	tackle	NOUN
aijbe-1014	27	31	counterfeiting	counterfeiting	NOUN
aijbe-1014	27	32	,	,	PUNCT
aijbe-1014	27	33	reduce	reduce	VERB
aijbe-1014	27	34	corruption	corruption	NOUN
aijbe-1014	27	35	,	,	PUNCT
aijbe-1014	27	36	and	and	CCONJ
aijbe-1014	27	37	promote	promote	VERB
aijbe-1014	27	38	a	a	DET
aijbe-1014	27	39	cashless	cashless	NOUN
aijbe-1014	27	40	economy	economy	NOUN
aijbe-1014	27	41	.	.	PUNCT
aijbe-1014	28	1	however	however	ADV
aijbe-1014	28	2	,	,	PUNCT
aijbe-1014	28	3	its	its	PRON
aijbe-1014	28	4	implementation	implementation	NOUN
aijbe-1014	28	5	led	lead	VERB
aijbe-1014	28	6	to	to	ADP
aijbe-1014	28	7	significant	significant	ADJ
aijbe-1014	28	8	economic	economic	ADJ
aijbe-1014	28	9	disruptions	disruption	NOUN
aijbe-1014	28	10	,	,	PUNCT
aijbe-1014	28	11	particularly	particularly	ADV
aijbe-1014	28	12	in	in	ADP
aijbe-1014	28	13	a	a	DET
aijbe-1014	28	14	country	country	NOUN
aijbe-1014	28	15	where	where	SCONJ
aijbe-1014	28	16	a	a	DET
aijbe-1014	28	17	large	large	ADJ
aijbe-1014	28	18	portion	portion	NOUN
aijbe-1014	28	19	of	of	ADP
aijbe-1014	28	20	transactions	transaction	NOUN
aijbe-1014	28	21	rely	rely	VERB
aijbe-1014	28	22	on	on	ADP
aijbe-1014	28	23	cash	cash	NOUN
aijbe-1014	28	24	.	.	PUNCT
aijbe-1014	29	1	the	the	DET
aijbe-1014	29	2	sudden	sudden	ADJ
aijbe-1014	29	3	withdrawal	withdrawal	NOUN
aijbe-1014	29	4	and	and	CCONJ
aijbe-1014	29	5	redesign	redesign	NOUN
aijbe-1014	29	6	of	of	ADP
aijbe-1014	29	7	high	high	ADJ
aijbe-1014	29	8	-	-	PUNCT
aijbe-1014	29	9	denomination	denomination	NOUN
aijbe-1014	29	10	currency	currency	NOUN
aijbe-1014	29	11	notes	note	NOUN
aijbe-1014	29	12	resulted	result	VERB
aijbe-1014	29	13	in	in	ADP
aijbe-1014	29	14	severe	severe	ADJ
aijbe-1014	29	15	cash	cash	NOUN
aijbe-1014	29	16	shortages	shortage	NOUN
aijbe-1014	29	17	,	,	PUNCT
aijbe-1014	29	18	reduced	reduce	VERB
aijbe-1014	29	19	business	business	NOUN
aijbe-1014	29	20	activities	activity	NOUN
aijbe-1014	29	21	,	,	PUNCT
aijbe-1014	29	22	and	and	CCONJ
aijbe-1014	29	23	increased	increase	VERB
aijbe-1014	29	24	financial	financial	ADJ
aijbe-1014	29	25	uncertainty	uncertainty	NOUN
aijbe-1014	29	26	,	,	PUNCT
aijbe-1014	29	27	particularly	particularly	ADV
aijbe-1014	29	28	for	for	ADP
aijbe-1014	29	29	small	small	ADJ
aijbe-1014	29	30	and	and	CCONJ
aijbe-1014	29	31	informal	informal	ADJ
aijbe-1014	29	32	sector	sector	NOUN
aijbe-1014	29	33	businesses	business	NOUN
aijbe-1014	29	34	.	.	PUNCT
aijbe-1014	30	1	while	while	SCONJ
aijbe-1014	30	2	the	the	DET
aijbe-1014	30	3	policy	policy	NOUN
aijbe-1014	30	4	was	be	AUX
aijbe-1014	30	5	intended	intend	VERB
aijbe-1014	30	6	to	to	PART
aijbe-1014	30	7	enhance	enhance	VERB
aijbe-1014	30	8	economic	economic	ADJ
aijbe-1014	30	9	stability	stability	NOUN
aijbe-1014	30	10	and	and	CCONJ
aijbe-1014	30	11	drive	drive	VERB
aijbe-1014	30	12	digital	digital	ADJ
aijbe-1014	30	13	financial	financial	ADJ
aijbe-1014	30	14	inclusion	inclusion	NOUN
aijbe-1014	30	15	,	,	PUNCT
aijbe-1014	30	16	its	its	PRON
aijbe-1014	30	17	short	short	ADJ
aijbe-1014	30	18	-	-	PUNCT
aijbe-1014	30	19	term	term	NOUN
aijbe-1014	30	20	effects	effect	NOUN
aijbe-1014	30	21	raised	raise	VERB
aijbe-1014	30	22	concerns	concern	NOUN
aijbe-1014	30	23	about	about	ADP
aijbe-1014	30	24	its	its	PRON
aijbe-1014	30	25	impact	impact	NOUN
aijbe-1014	30	26	on	on	ADP
aijbe-1014	30	27	nigeria	nigeria	PROPN
aijbe-1014	30	28	’s	’s	PART
aijbe-1014	30	29	overall	overall	ADJ
aijbe-1014	30	30	economic	economic	ADJ
aijbe-1014	30	31	growth	growth	NOUN
aijbe-1014	30	32	.	.	PUNCT
aijbe-1014	31	1	this	this	DET
aijbe-1014	31	2	study	study	NOUN
aijbe-1014	31	3	seeks	seek	VERB
aijbe-1014	31	4	to	to	PART
aijbe-1014	31	5	examine	examine	VERB
aijbe-1014	31	6	the	the	DET
aijbe-1014	31	7	effects	effect	NOUN
aijbe-1014	31	8	of	of	ADP
aijbe-1014	31	9	the	the	DET
aijbe-1014	31	10	naira	naira	NUM
aijbe-1014	31	11	redesign	redesign	NOUN
aijbe-1014	31	12	policy	policy	NOUN
aijbe-1014	31	13	on	on	ADP
aijbe-1014	31	14	key	key	ADJ
aijbe-1014	31	15	economic	economic	ADJ
aijbe-1014	31	16	indicators	indicator	NOUN
aijbe-1014	31	17	such	such	ADJ
aijbe-1014	31	18	as	as	ADP
aijbe-1014	31	19	gdp	gdp	NOUN
aijbe-1014	31	20	performance	performance	NOUN
aijbe-1014	31	21	,	,	PUNCT
aijbe-1014	31	22	inflation	inflation	NOUN
aijbe-1014	31	23	,	,	PUNCT
aijbe-1014	31	24	financial	financial	ADJ
aijbe-1014	31	25	sector	sector	NOUN
aijbe-1014	31	26	stability	stability	NOUN
aijbe-1014	31	27	,	,	PUNCT
aijbe-1014	31	28	and	and	CCONJ
aijbe-1014	31	29	business	business	NOUN
aijbe-1014	31	30	activities	activity	NOUN
aijbe-1014	31	31	,	,	PUNCT
aijbe-1014	31	32	highlighting	highlight	VERB
aijbe-1014	31	33	both	both	DET
aijbe-1014	31	34	the	the	DET
aijbe-1014	31	35	challenges	challenge	NOUN
aijbe-1014	31	36	and	and	CCONJ
aijbe-1014	31	37	potential	potential	ADJ
aijbe-1014	31	38	benefits	benefit	NOUN
aijbe-1014	31	39	of	of	ADP
aijbe-1014	31	40	the	the	DET
aijbe-1014	31	41	policy	policy	NOUN
aijbe-1014	31	42	.	.	PUNCT
aijbe-1014	32	1	1.3	1.3	NUM
aijbe-1014	32	2	objective	objective	NOUN
aijbe-1014	32	3	of	of	ADP
aijbe-1014	32	4	the	the	DET
aijbe-1014	32	5	study	study	NOUN
aijbe-1014	32	6	the	the	DET
aijbe-1014	32	7	study	study	NOUN
aijbe-1014	32	8	's	's	PART
aijbe-1014	32	9	main	main	ADJ
aijbe-1014	32	10	objective	objective	NOUN
aijbe-1014	32	11	is	be	AUX
aijbe-1014	32	12	to	to	PART
aijbe-1014	32	13	examine	examine	VERB
aijbe-1014	32	14	the	the	DET
aijbe-1014	32	15	effect	effect	NOUN
aijbe-1014	32	16	of	of	ADP
aijbe-1014	32	17	the	the	DET
aijbe-1014	32	18	naira	naira	NUM
aijbe-1014	32	19	redesign	redesign	NOUN
aijbe-1014	32	20	policy	policy	NOUN
aijbe-1014	32	21	on	on	ADP
aijbe-1014	32	22	nigeria	nigeria	PROPN
aijbe-1014	32	23	's	's	PART
aijbe-1014	32	24	economic	economic	ADJ
aijbe-1014	32	25	growth	growth	NOUN
aijbe-1014	32	26	.	.	PUNCT
aijbe-1014	33	1	the	the	DET
aijbe-1014	33	2	specific	specific	ADJ
aijbe-1014	33	3	objectives	objective	NOUN
aijbe-1014	33	4	of	of	ADP
aijbe-1014	33	5	the	the	DET
aijbe-1014	33	6	study	study	NOUN
aijbe-1014	33	7	are	be	AUX
aijbe-1014	33	8	to	to	ADP
aijbe-1014	33	9	;	;	PUNCT
aijbe-1014	33	10	i.	i.	NOUN
aijbe-1014	33	11	examine	examine	VERB
aijbe-1014	33	12	the	the	DET
aijbe-1014	33	13	effect	effect	NOUN
aijbe-1014	33	14	of	of	ADP
aijbe-1014	33	15	the	the	DET
aijbe-1014	33	16	inflation	inflation	NOUN
aijbe-1014	33	17	rate	rate	NOUN
aijbe-1014	33	18	on	on	ADP
aijbe-1014	33	19	the	the	DET
aijbe-1014	33	20	gross	gross	ADJ
aijbe-1014	33	21	domestic	domestic	ADJ
aijbe-1014	33	22	product	product	NOUN
aijbe-1014	33	23	(	(	PUNCT
aijbe-1014	33	24	gdp	gdp	NOUN
aijbe-1014	33	25	)	)	PUNCT
aijbe-1014	33	26	growth	growth	NOUN
aijbe-1014	33	27	rate	rate	NOUN
aijbe-1014	33	28	in	in	ADP
aijbe-1014	33	29	nigeria	nigeria	PROPN
aijbe-1014	33	30	.	.	PUNCT
aijbe-1014	34	1	ii	ii	PROPN
aijbe-1014	34	2	.	.	PROPN
aijbe-1014	34	3	evaluate	evaluate	VERB
aijbe-1014	34	4	the	the	DET
aijbe-1014	34	5	effect	effect	NOUN
aijbe-1014	34	6	of	of	ADP
aijbe-1014	34	7	the	the	DET
aijbe-1014	34	8	financial	financial	ADJ
aijbe-1014	34	9	inclusion	inclusion	NOUN
aijbe-1014	34	10	rate	rate	NOUN
aijbe-1014	34	11	on	on	ADP
aijbe-1014	34	12	the	the	DET
aijbe-1014	34	13	gross	gross	ADJ
aijbe-1014	34	14	domestic	domestic	ADJ
aijbe-1014	34	15	product	product	NOUN
aijbe-1014	34	16	(	(	PUNCT
aijbe-1014	34	17	gdp	gdp	NOUN
aijbe-1014	34	18	)	)	PUNCT
aijbe-1014	34	19	growth	growth	NOUN
aijbe-1014	34	20	rate	rate	NOUN
aijbe-1014	34	21	in	in	ADP
aijbe-1014	34	22	nigeria	nigeria	PROPN
aijbe-1014	34	23	.	.	PUNCT
aijbe-1014	35	1	1.4	1.4	NUM
aijbe-1014	35	2	hypotheses	hypothesis	NOUN
aijbe-1014	35	3	of	of	ADP
aijbe-1014	35	4	the	the	DET
aijbe-1014	35	5	study	study	NOUN
aijbe-1014	35	6	i.	i.	PROPN
aijbe-1014	35	7	inflation	inflation	NOUN
aijbe-1014	35	8	rate	rate	NOUN
aijbe-1014	35	9	has	have	VERB
aijbe-1014	35	10	no	no	DET
aijbe-1014	35	11	significant	significant	ADJ
aijbe-1014	35	12	effect	effect	NOUN
aijbe-1014	35	13	on	on	ADP
aijbe-1014	35	14	the	the	DET
aijbe-1014	35	15	gross	gross	ADJ
aijbe-1014	35	16	domestic	domestic	ADJ
aijbe-1014	35	17	product	product	NOUN
aijbe-1014	35	18	(	(	PUNCT
aijbe-1014	35	19	gdp	gdp	NOUN
aijbe-1014	35	20	)	)	PUNCT
aijbe-1014	35	21	growth	growth	NOUN
aijbe-1014	35	22	rate	rate	NOUN
aijbe-1014	35	23	in	in	ADP
aijbe-1014	35	24	nigeria	nigeria	PROPN
aijbe-1014	35	25	.	.	PUNCT
aijbe-1014	36	1	ii	ii	PROPN
aijbe-1014	36	2	.	.	PUNCT
aijbe-1014	37	1	financial	financial	ADJ
aijbe-1014	37	2	inclusion	inclusion	NOUN
aijbe-1014	37	3	rate	rate	NOUN
aijbe-1014	37	4	has	have	VERB
aijbe-1014	37	5	no	no	DET
aijbe-1014	37	6	significant	significant	ADJ
aijbe-1014	37	7	effect	effect	NOUN
aijbe-1014	37	8	on	on	ADP
aijbe-1014	37	9	the	the	DET
aijbe-1014	37	10	gross	gross	ADJ
aijbe-1014	37	11	domestic	domestic	ADJ
aijbe-1014	37	12	product	product	NOUN
aijbe-1014	37	13	(	(	PUNCT
aijbe-1014	37	14	gdp	gdp	NOUN
aijbe-1014	37	15	)	)	PUNCT
aijbe-1014	37	16	growth	growth	NOUN
aijbe-1014	37	17	rate	rate	NOUN
aijbe-1014	37	18	in	in	ADP
aijbe-1014	37	19	nigeria	nigeria	PROPN
aijbe-1014	37	20	.	.	PUNCT
aijbe-1014	38	1	review	review	NOUN
aijbe-1014	38	2	of	of	ADP
aijbe-1014	38	3	related	related	ADJ
aijbe-1014	38	4	literature	literature	NOUN
aijbe-1014	38	5	conceptual	conceptual	ADJ
aijbe-1014	38	6	review	review	NOUN
aijbe-1014	38	7	naira	naira	NOUN
aijbe-1014	38	8	redesign	redesign	NOUN
aijbe-1014	38	9	policy	policy	NOUN
aijbe-1014	38	10	the	the	DET
aijbe-1014	38	11	nigerian	nigerian	ADJ
aijbe-1014	38	12	central	central	ADJ
aijbe-1014	38	13	bank	bank	NOUN
aijbe-1014	38	14	,	,	PUNCT
aijbe-1014	38	15	in	in	ADP
aijbe-1014	38	16	the	the	DET
aijbe-1014	38	17	year	year	NOUN
aijbe-1014	38	18	2023	2023	NUM
aijbe-1014	38	19	,	,	PUNCT
aijbe-1014	38	20	introduced	introduce	VERB
aijbe-1014	38	21	a	a	DET
aijbe-1014	38	22	currency	currency	NOUN
aijbe-1014	38	23	redesign	redesign	NOUN
aijbe-1014	38	24	program	program	NOUN
aijbe-1014	38	25	,	,	PUNCT
aijbe-1014	38	26	along	along	ADP
aijbe-1014	38	27	with	with	ADP
aijbe-1014	38	28	the	the	DET
aijbe-1014	38	29	revival	revival	NOUN
aijbe-1014	38	30	of	of	ADP
aijbe-1014	38	31	a	a	DET
aijbe-1014	38	32	cashless	cashless	NOUN
aijbe-1014	38	33	policy	policy	NOUN
aijbe-1014	38	34	first	first	ADV
aijbe-1014	38	35	implemented	implement	VERB
aijbe-1014	38	36	in	in	ADP
aijbe-1014	38	37	lagos	lago	NOUN
aijbe-1014	38	38	in	in	ADP
aijbe-1014	38	39	2012	2012	NUM
aijbe-1014	38	40	(	(	PUNCT
aijbe-1014	38	41	eechi	eechi	PROPN
aijbe-1014	38	42	&	&	CCONJ
aijbe-1014	38	43	rufus	rufus	PROPN
aijbe-1014	38	44	,	,	PUNCT
aijbe-1014	38	45	2016	2016	NUM
aijbe-1014	38	46	)	)	PUNCT
aijbe-1014	38	47	.	.	PUNCT
aijbe-1014	39	1	the	the	DET
aijbe-1014	39	2	currency	currency	NOUN
aijbe-1014	39	3	redesign	redesign	NOUN
aijbe-1014	39	4	aims	aim	VERB
aijbe-1014	39	5	to	to	PART
aijbe-1014	39	6	mitigate	mitigate	VERB
aijbe-1014	39	7	the	the	DET
aijbe-1014	39	8	consequences	consequence	NOUN
aijbe-1014	39	9	of	of	ADP
aijbe-1014	39	10	high	high	ADJ
aijbe-1014	39	11	inflation	inflation	NOUN
aijbe-1014	39	12	due	due	ADP
aijbe-1014	39	13	to	to	ADP
aijbe-1014	39	14	the	the	DET
aijbe-1014	39	15	excessive	excessive	ADJ
aijbe-1014	39	16	money	money	NOUN
aijbe-1014	39	17	in	in	ADP
aijbe-1014	39	18	circulation	circulation	NOUN
aijbe-1014	39	19	,	,	PUNCT
aijbe-1014	39	20	which	which	PRON
aijbe-1014	39	21	has	have	AUX
aijbe-1014	39	22	driven	drive	VERB
aijbe-1014	39	23	up	up	ADP
aijbe-1014	39	24	nationwide	nationwide	ADJ
aijbe-1014	39	25	prices	price	NOUN
aijbe-1014	39	26	of	of	ADP
aijbe-1014	39	27	essential	essential	ADJ
aijbe-1014	39	28	commodities	commodity	NOUN
aijbe-1014	39	29	(	(	PUNCT
aijbe-1014	39	30	olujobi	olujobi	NOUN
aijbe-1014	39	31	,	,	PUNCT
aijbe-1014	39	32	2022	2022	NUM
aijbe-1014	39	33	)	)	PUNCT
aijbe-1014	39	34	.	.	PUNCT
aijbe-1014	40	1	the	the	DET
aijbe-1014	40	2	naira	naira	NUM
aijbe-1014	40	3	redesign	redesign	NOUN
aijbe-1014	40	4	policy	policy	NOUN
aijbe-1014	40	5	,	,	PUNCT
aijbe-1014	40	6	introduced	introduce	VERB
aijbe-1014	40	7	by	by	ADP
aijbe-1014	40	8	the	the	DET
aijbe-1014	40	9	central	central	ADJ
aijbe-1014	40	10	bank	bank	PROPN
aijbe-1014	40	11	of	of	ADP
aijbe-1014	40	12	nigeria	nigeria	PROPN
aijbe-1014	40	13	(	(	PUNCT
aijbe-1014	40	14	cbn	cbn	PROPN
aijbe-1014	40	15	)	)	PUNCT
aijbe-1014	40	16	under	under	ADP
aijbe-1014	40	17	the	the	DET
aijbe-1014	40	18	leadership	leadership	NOUN
aijbe-1014	40	19	of	of	ADP
aijbe-1014	40	20	mr	mr	PROPN
aijbe-1014	40	21	godwin	godwin	PROPN
aijbe-1014	40	22	emefiele	emefiele	PROPN
aijbe-1014	40	23	,	,	PUNCT
aijbe-1014	40	24	on	on	ADP
aijbe-1014	40	25	october	october	PROPN
aijbe-1014	40	26	26	26	NUM
aijbe-1014	40	27	,	,	PUNCT
aijbe-1014	40	28	2022	2022	NUM
aijbe-1014	40	29	,	,	PUNCT
aijbe-1014	40	30	marked	mark	VERB
aijbe-1014	40	31	a	a	DET
aijbe-1014	40	32	significant	significant	ADJ
aijbe-1014	40	33	monetary	monetary	ADJ
aijbe-1014	40	34	and	and	CCONJ
aijbe-1014	40	35	fiscal	fiscal	ADJ
aijbe-1014	40	36	policy	policy	NOUN
aijbe-1014	40	37	intervention	intervention	NOUN
aijbe-1014	40	38	in	in	ADP
aijbe-1014	40	39	nigeria	nigeria	PROPN
aijbe-1014	40	40	's	's	PART
aijbe-1014	40	41	economic	economic	ADJ
aijbe-1014	40	42	landscape	landscape	NOUN
aijbe-1014	40	43	.	.	PUNCT
aijbe-1014	41	1	this	this	DET
aijbe-1014	41	2	policy	policy	NOUN
aijbe-1014	41	3	aimed	aim	VERB
aijbe-1014	41	4	to	to	PART
aijbe-1014	41	5	redesign	redesign	VERB
aijbe-1014	41	6	the	the	DET
aijbe-1014	41	7	highest	high	ADJ
aijbe-1014	41	8	denominations	denomination	NOUN
aijbe-1014	41	9	of	of	ADP
aijbe-1014	41	10	the	the	DET
aijbe-1014	41	11	naira	naira	NOUN
aijbe-1014	41	12	,	,	PUNCT
aijbe-1014	41	13	specifically	specifically	ADV
aijbe-1014	41	14	the	the	DET
aijbe-1014	41	15	n200	n200	PROPN
aijbe-1014	41	16	,	,	PUNCT
aijbe-1014	41	17	n500	n500	PROPN
aijbe-1014	41	18	,	,	PUNCT
aijbe-1014	41	19	and	and	CCONJ
aijbe-1014	41	20	n1000	n1000	NUM
aijbe-1014	41	21	notes	note	NOUN
aijbe-1014	41	22	,	,	PUNCT
aijbe-1014	41	23	with	with	ADP
aijbe-1014	41	24	a	a	DET
aijbe-1014	41	25	deadline	deadline	NOUN
aijbe-1014	41	26	of	of	ADP
aijbe-1014	41	27	january	january	PROPN
aijbe-1014	41	28	balogun	balogun	VERB
aijbe-1014	41	29	david	david	PROPN
aijbe-1014	41	30	ibukun	ibukun	PROPN
aijbe-1014	41	31	and	and	CCONJ
aijbe-1014	41	32	prof	prof	NOUN
aijbe-1014	41	33	.	.	PUNCT
aijbe-1014	42	1	okechukwu	okechukwu	PROPN
aijbe-1014	42	2	e.	e.	PROPN
aijbe-1014	42	3	u.	u.	PROPN
aijbe-1014	42	4	(	(	PUNCT
aijbe-1014	42	5	2025	2025	NUM
aijbe-1014	42	6	)	)	PUNCT
aijbe-1014	42	7	50	50	NUM
aijbe-1014	42	8	american	american	ADJ
aijbe-1014	42	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	42	10	journal	journal	NOUN
aijbe-1014	42	11	of	of	ADP
aijbe-1014	42	12	business	business	NOUN
aijbe-1014	42	13	and	and	CCONJ
aijbe-1014	42	14	economics	economic	NOUN
aijbe-1014	42	15	|	|	ADV
aijbe-1014	42	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	42	17	31	31	NUM
aijbe-1014	42	18	,	,	PUNCT
aijbe-1014	42	19	2023	2023	NUM
aijbe-1014	42	20	,	,	PUNCT
aijbe-1014	42	21	to	to	PART
aijbe-1014	42	22	replace	replace	VERB
aijbe-1014	42	23	old	old	ADJ
aijbe-1014	42	24	ones	one	NOUN
aijbe-1014	42	25	with	with	ADP
aijbe-1014	42	26	new	new	ADJ
aijbe-1014	42	27	ones	one	NOUN
aijbe-1014	42	28	.	.	PUNCT
aijbe-1014	43	1	the	the	DET
aijbe-1014	43	2	rationale	rationale	NOUN
aijbe-1014	43	3	provided	provide	VERB
aijbe-1014	43	4	by	by	ADP
aijbe-1014	43	5	the	the	DET
aijbe-1014	43	6	cbn	cbn	PROPN
aijbe-1014	43	7	for	for	ADP
aijbe-1014	43	8	this	this	DET
aijbe-1014	43	9	redesign	redesign	NOUN
aijbe-1014	43	10	encompassed	encompass	VERB
aijbe-1014	43	11	multifaceted	multifaceted	ADJ
aijbe-1014	43	12	objectives	objective	NOUN
aijbe-1014	43	13	,	,	PUNCT
aijbe-1014	43	14	including	include	VERB
aijbe-1014	43	15	curbing	curb	VERB
aijbe-1014	43	16	corruption	corruption	NOUN
aijbe-1014	43	17	and	and	CCONJ
aijbe-1014	43	18	currency	currency	NOUN
aijbe-1014	43	19	fraud	fraud	NOUN
aijbe-1014	43	20	,	,	PUNCT
aijbe-1014	43	21	addressing	address	VERB
aijbe-1014	43	22	the	the	DET
aijbe-1014	43	23	menace	menace	NOUN
aijbe-1014	43	24	of	of	ADP
aijbe-1014	43	25	kidnapping	kidnapping	NOUN
aijbe-1014	43	26	for	for	ADP
aijbe-1014	43	27	ransom	ransom	NOUN
aijbe-1014	43	28	,	,	PUNCT
aijbe-1014	43	29	reducing	reduce	VERB
aijbe-1014	43	30	inflation	inflation	NOUN
aijbe-1014	43	31	,	,	PUNCT
aijbe-1014	43	32	and	and	CCONJ
aijbe-1014	43	33	managing	manage	VERB
aijbe-1014	43	34	the	the	DET
aijbe-1014	43	35	issue	issue	NOUN
aijbe-1014	43	36	of	of	ADP
aijbe-1014	43	37	excessive	excessive	ADJ
aijbe-1014	43	38	currency	currency	NOUN
aijbe-1014	43	39	circulation	circulation	NOUN
aijbe-1014	43	40	.	.	PUNCT
aijbe-1014	44	1	the	the	DET
aijbe-1014	44	2	currency	currency	NOUN
aijbe-1014	44	3	redesign	redesign	NOUN
aijbe-1014	44	4	program	program	NOUN
aijbe-1014	44	5	is	be	AUX
aijbe-1014	44	6	expected	expect	VERB
aijbe-1014	44	7	to	to	PART
aijbe-1014	44	8	control	control	VERB
aijbe-1014	44	9	the	the	DET
aijbe-1014	44	10	money	money	NOUN
aijbe-1014	44	11	supply	supply	NOUN
aijbe-1014	44	12	,	,	PUNCT
aijbe-1014	44	13	reduce	reduce	VERB
aijbe-1014	44	14	inflation	inflation	NOUN
aijbe-1014	44	15	,	,	PUNCT
aijbe-1014	44	16	curb	curb	VERB
aijbe-1014	44	17	hoarding	hoarding	NOUN
aijbe-1014	44	18	,	,	PUNCT
aijbe-1014	44	19	and	and	CCONJ
aijbe-1014	44	20	mitigate	mitigate	VERB
aijbe-1014	44	21	corruption	corruption	NOUN
aijbe-1014	44	22	and	and	CCONJ
aijbe-1014	44	23	embezzlement	embezzlement	NOUN
aijbe-1014	44	24	of	of	ADP
aijbe-1014	44	25	funds	fund	NOUN
aijbe-1014	44	26	(	(	PUNCT
aijbe-1014	44	27	iwedi	iwedi	PROPN
aijbe-1014	44	28	et	et	PROPN
aijbe-1014	44	29	al	al	PROPN
aijbe-1014	44	30	.	.	PROPN
aijbe-1014	44	31	,	,	PUNCT
aijbe-1014	44	32	2023	2023	NUM
aijbe-1014	44	33	)	)	PUNCT
aijbe-1014	44	34	,	,	PUNCT
aijbe-1014	44	35	as	as	SCONJ
aijbe-1014	44	36	studies	study	NOUN
aijbe-1014	44	37	have	have	AUX
aijbe-1014	44	38	shown	show	VERB
aijbe-1014	44	39	that	that	SCONJ
aijbe-1014	44	40	currency	currency	NOUN
aijbe-1014	44	41	redesign	redesign	NOUN
aijbe-1014	44	42	is	be	AUX
aijbe-1014	44	43	an	an	DET
aijbe-1014	44	44	effective	effective	ADJ
aijbe-1014	44	45	approach	approach	NOUN
aijbe-1014	44	46	to	to	ADP
aijbe-1014	44	47	managing	manage	VERB
aijbe-1014	44	48	the	the	DET
aijbe-1014	44	49	money	money	NOUN
aijbe-1014	44	50	in	in	ADP
aijbe-1014	44	51	circulation	circulation	NOUN
aijbe-1014	44	52	.	.	PUNCT
aijbe-1014	45	1	despite	despite	SCONJ
aijbe-1014	45	2	the	the	DET
aijbe-1014	45	3	potential	potential	ADJ
aijbe-1014	45	4	benefits	benefit	NOUN
aijbe-1014	45	5	of	of	ADP
aijbe-1014	45	6	currency	currency	NOUN
aijbe-1014	45	7	redesign	redesign	NOUN
aijbe-1014	45	8	as	as	ADP
aijbe-1014	45	9	a	a	DET
aijbe-1014	45	10	macroeconomic	macroeconomic	ADJ
aijbe-1014	45	11	monetary	monetary	ADJ
aijbe-1014	45	12	policy	policy	NOUN
aijbe-1014	45	13	tool	tool	NOUN
aijbe-1014	45	14	to	to	PART
aijbe-1014	45	15	tackle	tackle	VERB
aijbe-1014	45	16	inflation	inflation	NOUN
aijbe-1014	45	17	,	,	PUNCT
aijbe-1014	45	18	the	the	DET
aijbe-1014	45	19	implementation	implementation	NOUN
aijbe-1014	45	20	of	of	ADP
aijbe-1014	45	21	this	this	DET
aijbe-1014	45	22	policy	policy	NOUN
aijbe-1014	45	23	in	in	ADP
aijbe-1014	45	24	nigeria	nigeria	PROPN
aijbe-1014	45	25	has	have	AUX
aijbe-1014	45	26	faced	face	VERB
aijbe-1014	45	27	significant	significant	ADJ
aijbe-1014	45	28	challenges	challenge	NOUN
aijbe-1014	45	29	.	.	PUNCT
aijbe-1014	46	1	policy	policy	NOUN
aijbe-1014	46	2	-	-	PUNCT
aijbe-1014	46	3	making	making	NOUN
aijbe-1014	46	4	and	and	CCONJ
aijbe-1014	46	5	implementation	implementation	NOUN
aijbe-1014	46	6	in	in	ADP
aijbe-1014	46	7	the	the	DET
aijbe-1014	46	8	country	country	NOUN
aijbe-1014	46	9	have	have	AUX
aijbe-1014	46	10	historically	historically	ADV
aijbe-1014	46	11	been	be	AUX
aijbe-1014	46	12	inconsistent	inconsistent	ADJ
aijbe-1014	46	13	,	,	PUNCT
aijbe-1014	46	14	leading	lead	VERB
aijbe-1014	46	15	to	to	ADP
aijbe-1014	46	16	public	public	ADJ
aijbe-1014	46	17	skepticism	skepticism	NOUN
aijbe-1014	46	18	and	and	CCONJ
aijbe-1014	46	19	the	the	DET
aijbe-1014	46	20	perception	perception	NOUN
aijbe-1014	46	21	that	that	SCONJ
aijbe-1014	46	22	such	such	ADJ
aijbe-1014	46	23	policies	policy	NOUN
aijbe-1014	46	24	are	be	AUX
aijbe-1014	46	25	intended	intend	VERB
aijbe-1014	46	26	to	to	PART
aijbe-1014	46	27	make	make	VERB
aijbe-1014	46	28	people	people	NOUN
aijbe-1014	46	29	's	's	PART
aijbe-1014	46	30	lives	life	NOUN
aijbe-1014	46	31	more	more	ADV
aijbe-1014	46	32	vulnerable	vulnerable	ADJ
aijbe-1014	46	33	.	.	PUNCT
aijbe-1014	47	1	the	the	DET
aijbe-1014	47	2	currency	currency	NOUN
aijbe-1014	47	3	redesign	redesign	NOUN
aijbe-1014	47	4	program	program	NOUN
aijbe-1014	47	5	has	have	AUX
aijbe-1014	47	6	resulted	result	VERB
aijbe-1014	47	7	in	in	ADP
aijbe-1014	47	8	a	a	DET
aijbe-1014	47	9	severe	severe	ADJ
aijbe-1014	47	10	shortage	shortage	NOUN
aijbe-1014	47	11	of	of	ADP
aijbe-1014	47	12	cash	cash	NOUN
aijbe-1014	47	13	,	,	PUNCT
aijbe-1014	47	14	disrupting	disrupt	VERB
aijbe-1014	47	15	market	market	NOUN
aijbe-1014	47	16	transactions	transaction	NOUN
aijbe-1014	47	17	and	and	CCONJ
aijbe-1014	47	18	causing	cause	VERB
aijbe-1014	47	19	broader	broad	ADJ
aijbe-1014	47	20	economic	economic	ADJ
aijbe-1014	47	21	and	and	CCONJ
aijbe-1014	47	22	social	social	ADJ
aijbe-1014	47	23	problems	problem	NOUN
aijbe-1014	47	24	.	.	PUNCT
aijbe-1014	48	1	however	however	ADV
aijbe-1014	48	2	,	,	PUNCT
aijbe-1014	48	3	the	the	DET
aijbe-1014	48	4	policy	policy	NOUN
aijbe-1014	48	5	changes	change	NOUN
aijbe-1014	48	6	have	have	VERB
aijbe-1014	48	7	far	far	ADV
aijbe-1014	48	8	-	-	PUNCT
aijbe-1014	48	9	reaching	reach	VERB
aijbe-1014	48	10	implications	implication	NOUN
aijbe-1014	48	11	for	for	ADP
aijbe-1014	48	12	the	the	DET
aijbe-1014	48	13	everyday	everyday	ADJ
aijbe-1014	48	14	lives	life	NOUN
aijbe-1014	48	15	of	of	ADP
aijbe-1014	48	16	nigerian	nigerian	ADJ
aijbe-1014	48	17	households	household	NOUN
aijbe-1014	48	18	,	,	PUNCT
aijbe-1014	48	19	particularly	particularly	ADV
aijbe-1014	48	20	in	in	ADP
aijbe-1014	48	21	the	the	DET
aijbe-1014	48	22	sokoto	sokoto	PROPN
aijbe-1014	48	23	metropolis	metropolis	PROPN
aijbe-1014	48	24	,	,	PUNCT
aijbe-1014	48	25	which	which	PRON
aijbe-1014	48	26	is	be	AUX
aijbe-1014	48	27	the	the	DET
aijbe-1014	48	28	focus	focus	NOUN
aijbe-1014	48	29	of	of	ADP
aijbe-1014	48	30	this	this	DET
aijbe-1014	48	31	study	study	NOUN
aijbe-1014	48	32	.	.	PUNCT
aijbe-1014	49	1	sokoto	sokoto	PROPN
aijbe-1014	49	2	,	,	PUNCT
aijbe-1014	49	3	as	as	ADP
aijbe-1014	49	4	one	one	NUM
aijbe-1014	49	5	of	of	ADP
aijbe-1014	49	6	the	the	DET
aijbe-1014	49	7	states	state	NOUN
aijbe-1014	49	8	in	in	ADP
aijbe-1014	49	9	the	the	DET
aijbe-1014	49	10	northern	northern	ADJ
aijbe-1014	49	11	part	part	NOUN
aijbe-1014	49	12	of	of	ADP
aijbe-1014	49	13	nigeria	nigeria	PROPN
aijbe-1014	49	14	,	,	PUNCT
aijbe-1014	49	15	is	be	AUX
aijbe-1014	49	16	likely	likely	ADJ
aijbe-1014	49	17	to	to	PART
aijbe-1014	49	18	be	be	AUX
aijbe-1014	49	19	significantly	significantly	ADV
aijbe-1014	49	20	affected	affect	VERB
aijbe-1014	49	21	by	by	ADP
aijbe-1014	49	22	the	the	DET
aijbe-1014	49	23	currency	currency	NOUN
aijbe-1014	49	24	redesign	redesign	NOUN
aijbe-1014	49	25	and	and	CCONJ
aijbe-1014	49	26	cashless	cashless	NOUN
aijbe-1014	49	27	policy	policy	NOUN
aijbe-1014	49	28	initiatives	initiative	NOUN
aijbe-1014	49	29	,	,	PUNCT
aijbe-1014	49	30	given	give	VERB
aijbe-1014	49	31	the	the	DET
aijbe-1014	49	32	state	state	NOUN
aijbe-1014	49	33	’s	’s	PART
aijbe-1014	49	34	unique	unique	ADJ
aijbe-1014	49	35	socioeconomic	socioeconomic	ADJ
aijbe-1014	49	36	and	and	CCONJ
aijbe-1014	49	37	cultural	cultural	ADJ
aijbe-1014	49	38	dynamics	dynamic	NOUN
aijbe-1014	49	39	(	(	PUNCT
aijbe-1014	49	40	adekunle	adekunle	PROPN
aijbe-1014	49	41	&	&	CCONJ
aijbe-1014	49	42	oladejo	oladejo	ADJ
aijbe-1014	49	43	,	,	PUNCT
aijbe-1014	49	44	2021	2021	NUM
aijbe-1014	49	45	)	)	PUNCT
aijbe-1014	49	46	.	.	PUNCT
aijbe-1014	50	1	the	the	DET
aijbe-1014	50	2	adverse	adverse	ADJ
aijbe-1014	50	3	effects	effect	NOUN
aijbe-1014	50	4	on	on	ADP
aijbe-1014	50	5	local	local	ADJ
aijbe-1014	50	6	populations	population	NOUN
aijbe-1014	50	7	prompted	prompt	VERB
aijbe-1014	50	8	the	the	DET
aijbe-1014	50	9	state	state	NOUN
aijbe-1014	50	10	governments	government	NOUN
aijbe-1014	50	11	of	of	ADP
aijbe-1014	50	12	kaduna	kaduna	PROPN
aijbe-1014	50	13	,	,	PUNCT
aijbe-1014	50	14	kogi	kogi	PROPN
aijbe-1014	50	15	,	,	PUNCT
aijbe-1014	50	16	and	and	CCONJ
aijbe-1014	50	17	zamfara	zamfara	PROPN
aijbe-1014	50	18	to	to	PART
aijbe-1014	50	19	file	file	VERB
aijbe-1014	50	20	a	a	DET
aijbe-1014	50	21	lawsuit	lawsuit	NOUN
aijbe-1014	50	22	against	against	ADP
aijbe-1014	50	23	the	the	DET
aijbe-1014	50	24	central	central	ADJ
aijbe-1014	50	25	bank	bank	NOUN
aijbe-1014	50	26	,	,	PUNCT
aijbe-1014	50	27	challenging	challenge	VERB
aijbe-1014	50	28	the	the	DET
aijbe-1014	50	29	"	"	PUNCT
aijbe-1014	50	30	haphazard	haphazard	ADJ
aijbe-1014	50	31	implementation	implementation	NOUN
aijbe-1014	50	32	"	"	PUNCT
aijbe-1014	50	33	of	of	ADP
aijbe-1014	50	34	the	the	DET
aijbe-1014	50	35	program	program	NOUN
aijbe-1014	50	36	.	.	PUNCT
aijbe-1014	51	1	in	in	ADP
aijbe-1014	51	2	response	response	NOUN
aijbe-1014	51	3	,	,	PUNCT
aijbe-1014	51	4	the	the	DET
aijbe-1014	51	5	supreme	supreme	PROPN
aijbe-1014	51	6	court	court	PROPN
aijbe-1014	51	7	ruled	rule	VERB
aijbe-1014	51	8	that	that	SCONJ
aijbe-1014	51	9	the	the	DET
aijbe-1014	51	10	old	old	ADJ
aijbe-1014	51	11	currency	currency	NOUN
aijbe-1014	51	12	notes	note	NOUN
aijbe-1014	51	13	should	should	AUX
aijbe-1014	51	14	be	be	AUX
aijbe-1014	51	15	brought	bring	VERB
aijbe-1014	51	16	back	back	ADV
aijbe-1014	51	17	into	into	ADP
aijbe-1014	51	18	circulation	circulation	NOUN
aijbe-1014	51	19	and	and	CCONJ
aijbe-1014	51	20	remain	remain	VERB
aijbe-1014	51	21	legal	legal	ADJ
aijbe-1014	51	22	tender	tender	NOUN
aijbe-1014	51	23	until	until	ADP
aijbe-1014	51	24	december	december	PROPN
aijbe-1014	51	25	31st	31st	NOUN
aijbe-1014	51	26	,	,	PUNCT
aijbe-1014	51	27	2023	2023	NUM
aijbe-1014	51	28	(	(	PUNCT
aijbe-1014	51	29	olabimtan	olabimtan	ADJ
aijbe-1014	51	30	,	,	PUNCT
aijbe-1014	51	31	2023	2023	NUM
aijbe-1014	51	32	)	)	PUNCT
aijbe-1014	51	33	.	.	PUNCT
aijbe-1014	52	1	economic	economic	ADJ
aijbe-1014	52	2	policy	policy	NOUN
aijbe-1014	52	3	transformations	transformation	NOUN
aijbe-1014	52	4	,	,	PUNCT
aijbe-1014	52	5	such	such	ADJ
aijbe-1014	52	6	as	as	ADP
aijbe-1014	52	7	nigeria	nigeria	PROPN
aijbe-1014	52	8	's	's	PART
aijbe-1014	52	9	currency	currency	NOUN
aijbe-1014	52	10	redesign	redesign	NOUN
aijbe-1014	52	11	program	program	NOUN
aijbe-1014	52	12	and	and	CCONJ
aijbe-1014	52	13	the	the	DET
aijbe-1014	52	14	revival	revival	NOUN
aijbe-1014	52	15	of	of	ADP
aijbe-1014	52	16	the	the	DET
aijbe-1014	52	17	cashless	cashless	NOUN
aijbe-1014	52	18	policy	policy	NOUN
aijbe-1014	52	19	,	,	PUNCT
aijbe-1014	52	20	often	often	ADV
aijbe-1014	52	21	bring	bring	VERB
aijbe-1014	52	22	about	about	ADP
aijbe-1014	52	23	significant	significant	ADJ
aijbe-1014	52	24	challenges	challenge	NOUN
aijbe-1014	52	25	during	during	ADP
aijbe-1014	52	26	the	the	DET
aijbe-1014	52	27	initial	initial	ADJ
aijbe-1014	52	28	implementation	implementation	NOUN
aijbe-1014	52	29	stages	stage	NOUN
aijbe-1014	52	30	(	(	PUNCT
aijbe-1014	52	31	akhalumeh	akhalumeh	NOUN
aijbe-1014	52	32	&	&	CCONJ
aijbe-1014	52	33	ohiokha	ohiokha	PROPN
aijbe-1014	52	34	,	,	PUNCT
aijbe-1014	52	35	2011	2011	NUM
aijbe-1014	52	36	)	)	PUNCT
aijbe-1014	52	37	.	.	PUNCT
aijbe-1014	53	1	the	the	DET
aijbe-1014	53	2	policies	policy	NOUN
aijbe-1014	53	3	have	have	AUX
aijbe-1014	53	4	caused	cause	VERB
aijbe-1014	53	5	widespread	widespread	ADJ
aijbe-1014	53	6	economic	economic	ADJ
aijbe-1014	53	7	hardships	hardship	NOUN
aijbe-1014	53	8	,	,	PUNCT
aijbe-1014	53	9	including	include	VERB
aijbe-1014	53	10	shortages	shortage	NOUN
aijbe-1014	53	11	of	of	ADP
aijbe-1014	53	12	currency	currency	NOUN
aijbe-1014	53	13	notes	note	NOUN
aijbe-1014	53	14	and	and	CCONJ
aijbe-1014	53	15	essential	essential	ADJ
aijbe-1014	53	16	commodities	commodity	NOUN
aijbe-1014	53	17	,	,	PUNCT
aijbe-1014	53	18	and	and	CCONJ
aijbe-1014	53	19	difficulties	difficulty	NOUN
aijbe-1014	53	20	in	in	ADP
aijbe-1014	53	21	adapting	adapt	VERB
aijbe-1014	53	22	to	to	ADP
aijbe-1014	53	23	e	e	NOUN
aijbe-1014	53	24	-	-	ADJ
aijbe-1014	53	25	banking	banking	NOUN
aijbe-1014	53	26	systems	system	NOUN
aijbe-1014	53	27	,	,	PUNCT
aijbe-1014	53	28	leading	lead	VERB
aijbe-1014	53	29	to	to	ADP
aijbe-1014	53	30	poverty	poverty	NOUN
aijbe-1014	53	31	,	,	PUNCT
aijbe-1014	53	32	starvation	starvation	NOUN
aijbe-1014	53	33	,	,	PUNCT
aijbe-1014	53	34	and	and	CCONJ
aijbe-1014	53	35	the	the	DET
aijbe-1014	53	36	inability	inability	NOUN
aijbe-1014	53	37	to	to	PART
aijbe-1014	53	38	meet	meet	VERB
aijbe-1014	53	39	basic	basic	ADJ
aijbe-1014	53	40	needs	need	NOUN
aijbe-1014	53	41	across	across	ADP
aijbe-1014	53	42	many	many	ADJ
aijbe-1014	53	43	parts	part	NOUN
aijbe-1014	53	44	of	of	ADP
aijbe-1014	53	45	the	the	DET
aijbe-1014	53	46	country	country	NOUN
aijbe-1014	53	47	.	.	PUNCT
aijbe-1014	54	1	while	while	SCONJ
aijbe-1014	54	2	currency	currency	NOUN
aijbe-1014	54	3	redesign	redesign	NOUN
aijbe-1014	54	4	is	be	AUX
aijbe-1014	54	5	a	a	DET
aijbe-1014	54	6	macroeconomic	macroeconomic	ADJ
aijbe-1014	54	7	tool	tool	NOUN
aijbe-1014	54	8	to	to	PART
aijbe-1014	54	9	tackle	tackle	VERB
aijbe-1014	54	10	inflation	inflation	NOUN
aijbe-1014	54	11	,	,	PUNCT
aijbe-1014	54	12	the	the	DET
aijbe-1014	54	13	haphazard	haphazard	ADJ
aijbe-1014	54	14	implementation	implementation	NOUN
aijbe-1014	54	15	has	have	AUX
aijbe-1014	54	16	disrupted	disrupt	VERB
aijbe-1014	54	17	business	business	NOUN
aijbe-1014	54	18	transactions	transaction	NOUN
aijbe-1014	54	19	and	and	CCONJ
aijbe-1014	54	20	daily	daily	ADJ
aijbe-1014	54	21	life	life	NOUN
aijbe-1014	54	22	(	(	PUNCT
aijbe-1014	54	23	olabimtan	olabimtan	ADJ
aijbe-1014	54	24	,	,	PUNCT
aijbe-1014	54	25	2023	2023	NUM
aijbe-1014	54	26	)	)	PUNCT
aijbe-1014	54	27	.	.	PUNCT
aijbe-1014	55	1	similarly	similarly	ADV
aijbe-1014	55	2	,	,	PUNCT
aijbe-1014	55	3	the	the	DET
aijbe-1014	55	4	adoption	adoption	NOUN
aijbe-1014	55	5	of	of	ADP
aijbe-1014	55	6	the	the	DET
aijbe-1014	55	7	cashless	cashless	NOUN
aijbe-1014	55	8	policy	policy	NOUN
aijbe-1014	55	9	faces	face	VERB
aijbe-1014	55	10	various	various	ADJ
aijbe-1014	55	11	obstacles	obstacle	NOUN
aijbe-1014	55	12	,	,	PUNCT
aijbe-1014	55	13	such	such	ADJ
aijbe-1014	55	14	as	as	ADP
aijbe-1014	55	15	poor	poor	ADJ
aijbe-1014	55	16	electronic	electronic	ADJ
aijbe-1014	55	17	and	and	CCONJ
aijbe-1014	55	18	networking	network	VERB
aijbe-1014	55	19	services	service	NOUN
aijbe-1014	55	20	,	,	PUNCT
aijbe-1014	55	21	inadequate	inadequate	ADJ
aijbe-1014	55	22	electricity	electricity	NOUN
aijbe-1014	55	23	,	,	PUNCT
aijbe-1014	55	24	and	and	CCONJ
aijbe-1014	55	25	a	a	DET
aijbe-1014	55	26	lack	lack	NOUN
aijbe-1014	55	27	of	of	ADP
aijbe-1014	55	28	financial	financial	ADJ
aijbe-1014	55	29	literacy	literacy	NOUN
aijbe-1014	55	30	among	among	ADP
aijbe-1014	55	31	many	many	ADJ
aijbe-1014	55	32	nigerians	nigerians	PROPN
aijbe-1014	55	33	(	(	PUNCT
aijbe-1014	55	34	akhalumeh	akhalumeh	PROPN
aijbe-1014	55	35	&	&	CCONJ
aijbe-1014	55	36	ohiokha	ohiokha	PROPN
aijbe-1014	55	37	,	,	PUNCT
aijbe-1014	55	38	2011	2011	NUM
aijbe-1014	55	39	)	)	PUNCT
aijbe-1014	55	40	.	.	PUNCT
aijbe-1014	56	1	the	the	DET
aijbe-1014	56	2	literature	literature	NOUN
aijbe-1014	56	3	further	far	ADV
aijbe-1014	56	4	highlights	highlight	VERB
aijbe-1014	56	5	the	the	DET
aijbe-1014	56	6	multifaceted	multifaceted	ADJ
aijbe-1014	56	7	impacts	impact	NOUN
aijbe-1014	56	8	of	of	ADP
aijbe-1014	56	9	the	the	DET
aijbe-1014	56	10	naira	naira	NUM
aijbe-1014	56	11	redesign	redesign	NOUN
aijbe-1014	56	12	policy	policy	NOUN
aijbe-1014	56	13	in	in	ADP
aijbe-1014	56	14	nigeria	nigeria	PROPN
aijbe-1014	56	15	.	.	PUNCT
aijbe-1014	57	1	olujobi	olujobi	NOUN
aijbe-1014	57	2	(	(	PUNCT
aijbe-1014	57	3	2022	2022	NUM
aijbe-1014	57	4	)	)	PUNCT
aijbe-1014	57	5	found	find	VERB
aijbe-1014	57	6	that	that	SCONJ
aijbe-1014	57	7	the	the	DET
aijbe-1014	57	8	policy	policy	NOUN
aijbe-1014	57	9	was	be	AUX
aijbe-1014	57	10	aimed	aim	VERB
aijbe-1014	57	11	at	at	ADP
aijbe-1014	57	12	reducing	reduce	VERB
aijbe-1014	57	13	excess	excess	ADJ
aijbe-1014	57	14	money	money	NOUN
aijbe-1014	57	15	supply	supply	NOUN
aijbe-1014	57	16	,	,	PUNCT
aijbe-1014	57	17	improving	improve	VERB
aijbe-1014	57	18	monetary	monetary	ADJ
aijbe-1014	57	19	policy	policy	NOUN
aijbe-1014	57	20	effectiveness	effectiveness	NOUN
aijbe-1014	57	21	,	,	PUNCT
aijbe-1014	57	22	and	and	CCONJ
aijbe-1014	57	23	curbing	curb	VERB
aijbe-1014	57	24	inflationary	inflationary	ADJ
aijbe-1014	57	25	pressures	pressure	NOUN
aijbe-1014	57	26	,	,	PUNCT
aijbe-1014	57	27	while	while	SCONJ
aijbe-1014	57	28	also	also	ADV
aijbe-1014	57	29	enhancing	enhance	VERB
aijbe-1014	57	30	the	the	DET
aijbe-1014	57	31	exchange	exchange	NOUN
aijbe-1014	57	32	rate	rate	NOUN
aijbe-1014	57	33	policy	policy	NOUN
aijbe-1014	57	34	.	.	PUNCT
aijbe-1014	58	1	similarly	similarly	ADV
aijbe-1014	58	2	,	,	PUNCT
aijbe-1014	58	3	akinleye	akinleye	NOUN
aijbe-1014	58	4	(	(	PUNCT
aijbe-1014	58	5	2023	2023	NUM
aijbe-1014	58	6	)	)	PUNCT
aijbe-1014	58	7	observed	observe	VERB
aijbe-1014	58	8	that	that	SCONJ
aijbe-1014	58	9	the	the	DET
aijbe-1014	58	10	currency	currency	NOUN
aijbe-1014	58	11	redesign	redesign	NOUN
aijbe-1014	58	12	can	can	AUX
aijbe-1014	58	13	have	have	VERB
aijbe-1014	58	14	significant	significant	ADJ
aijbe-1014	58	15	implications	implication	NOUN
aijbe-1014	58	16	for	for	ADP
aijbe-1014	58	17	inflation	inflation	NOUN
aijbe-1014	58	18	,	,	PUNCT
aijbe-1014	58	19	exchange	exchange	NOUN
aijbe-1014	58	20	rate	rate	NOUN
aijbe-1014	58	21	,	,	PUNCT
aijbe-1014	58	22	and	and	CCONJ
aijbe-1014	58	23	monetary	monetary	ADJ
aijbe-1014	58	24	policy	policy	NOUN
aijbe-1014	58	25	in	in	ADP
aijbe-1014	58	26	the	the	DET
aijbe-1014	58	27	country	country	NOUN
aijbe-1014	58	28	.	.	PUNCT
aijbe-1014	59	1	additionally	additionally	ADV
aijbe-1014	59	2	,	,	PUNCT
aijbe-1014	59	3	pillah	pillah	PROPN
aijbe-1014	59	4	's	's	PART
aijbe-1014	59	5	(	(	PUNCT
aijbe-1014	59	6	2023	2023	NUM
aijbe-1014	59	7	)	)	PUNCT
aijbe-1014	59	8	review	review	NOUN
aijbe-1014	59	9	of	of	ADP
aijbe-1014	59	10	the	the	DET
aijbe-1014	59	11	literature	literature	NOUN
aijbe-1014	59	12	suggests	suggest	VERB
aijbe-1014	59	13	that	that	SCONJ
aijbe-1014	59	14	the	the	DET
aijbe-1014	59	15	policy	policy	NOUN
aijbe-1014	59	16	was	be	AUX
aijbe-1014	59	17	implemented	implement	VERB
aijbe-1014	59	18	for	for	ADP
aijbe-1014	59	19	economic	economic	ADJ
aijbe-1014	59	20	reasons	reason	NOUN
aijbe-1014	59	21	,	,	PUNCT
aijbe-1014	59	22	such	such	ADJ
aijbe-1014	59	23	as	as	ADP
aijbe-1014	59	24	reducing	reduce	VERB
aijbe-1014	59	25	inflation	inflation	NOUN
aijbe-1014	59	26	,	,	PUNCT
aijbe-1014	59	27	combating	combat	VERB
aijbe-1014	59	28	counterfeiting	counterfeiting	NOUN
aijbe-1014	59	29	,	,	PUNCT
aijbe-1014	59	30	addressing	address	VERB
aijbe-1014	59	31	financial	financial	ADJ
aijbe-1014	59	32	insecurity	insecurity	NOUN
aijbe-1014	59	33	,	,	PUNCT
aijbe-1014	59	34	and	and	CCONJ
aijbe-1014	59	35	controlling	control	VERB
aijbe-1014	59	36	the	the	DET
aijbe-1014	59	37	money	money	NOUN
aijbe-1014	59	38	in	in	ADP
aijbe-1014	59	39	circulation	circulation	NOUN
aijbe-1014	59	40	.	.	PUNCT
aijbe-1014	60	1	the	the	DET
aijbe-1014	60	2	studies	study	NOUN
aijbe-1014	60	3	collectively	collectively	ADV
aijbe-1014	60	4	underscore	underscore	VERB
aijbe-1014	60	5	the	the	DET
aijbe-1014	60	6	diverse	diverse	ADJ
aijbe-1014	60	7	rationale	rationale	NOUN
aijbe-1014	60	8	and	and	CCONJ
aijbe-1014	60	9	potential	potential	ADJ
aijbe-1014	60	10	effects	effect	NOUN
aijbe-1014	60	11	of	of	ADP
aijbe-1014	60	12	the	the	DET
aijbe-1014	60	13	naira	naira	NUM
aijbe-1014	60	14	redesign	redesign	NOUN
aijbe-1014	60	15	,	,	PUNCT
aijbe-1014	60	16	underscoring	underscore	VERB
aijbe-1014	60	17	the	the	DET
aijbe-1014	60	18	need	need	NOUN
aijbe-1014	60	19	for	for	ADP
aijbe-1014	60	20	a	a	DET
aijbe-1014	60	21	comprehensive	comprehensive	ADJ
aijbe-1014	60	22	evaluation	evaluation	NOUN
aijbe-1014	60	23	of	of	ADP
aijbe-1014	60	24	its	its	PRON
aijbe-1014	60	25	implementation	implementation	NOUN
aijbe-1014	60	26	and	and	CCONJ
aijbe-1014	60	27	impact	impact	NOUN
aijbe-1014	60	28	on	on	ADP
aijbe-1014	60	29	nigeria	nigeria	PROPN
aijbe-1014	60	30	's	's	PART
aijbe-1014	60	31	economic	economic	ADJ
aijbe-1014	60	32	development	development	NOUN
aijbe-1014	60	33	.	.	PUNCT
aijbe-1014	61	1	inflation	inflation	NOUN
aijbe-1014	61	2	rate	rate	NOUN
aijbe-1014	61	3	inflation	inflation	NOUN
aijbe-1014	61	4	is	be	AUX
aijbe-1014	61	5	defined	define	VERB
aijbe-1014	61	6	as	as	ADP
aijbe-1014	61	7	a	a	DET
aijbe-1014	61	8	monetary	monetary	ADJ
aijbe-1014	61	9	phenomenon	phenomenon	NOUN
aijbe-1014	61	10	that	that	PRON
aijbe-1014	61	11	is	be	AUX
aijbe-1014	61	12	a	a	DET
aijbe-1014	61	13	consequence	consequence	NOUN
aijbe-1014	61	14	of	of	ADP
aijbe-1014	61	15	excessive	excessive	ADJ
aijbe-1014	61	16	monetary	monetary	ADJ
aijbe-1014	61	17	expansion	expansion	NOUN
aijbe-1014	61	18	,	,	PUNCT
aijbe-1014	61	19	i.e.	i.e.	X
aijbe-1014	61	20	an	an	DET
aijbe-1014	61	21	increase	increase	NOUN
aijbe-1014	61	22	in	in	ADP
aijbe-1014	61	23	the	the	DET
aijbe-1014	61	24	general	general	ADJ
aijbe-1014	61	25	price	price	NOUN
aijbe-1014	61	26	level	level	NOUN
aijbe-1014	61	27	.	.	PUNCT
aijbe-1014	62	1	inflation	inflation	NOUN
aijbe-1014	62	2	can	can	AUX
aijbe-1014	62	3	also	also	ADV
aijbe-1014	62	4	be	be	AUX
aijbe-1014	62	5	referred	refer	VERB
aijbe-1014	62	6	to	to	ADP
aijbe-1014	62	7	as	as	ADP
aijbe-1014	62	8	a	a	DET
aijbe-1014	62	9	critical	critical	ADJ
aijbe-1014	62	10	economic	economic	ADJ
aijbe-1014	62	11	phenomenon	phenomenon	NOUN
aijbe-1014	62	12	that	that	PRON
aijbe-1014	62	13	reflects	reflects	AUX
aijbe-1014	62	14	balogun	balogun	VERB
aijbe-1014	62	15	david	david	PROPN
aijbe-1014	62	16	ibukun	ibukun	PROPN
aijbe-1014	62	17	and	and	CCONJ
aijbe-1014	62	18	prof	prof	NOUN
aijbe-1014	62	19	.	.	PUNCT
aijbe-1014	63	1	okechukwu	okechukwu	PROPN
aijbe-1014	63	2	e.	e.	PROPN
aijbe-1014	63	3	u.	u.	PROPN
aijbe-1014	63	4	(	(	PUNCT
aijbe-1014	63	5	2025	2025	NUM
aijbe-1014	63	6	)	)	PUNCT
aijbe-1014	63	7	51	51	NUM
aijbe-1014	63	8	american	american	ADJ
aijbe-1014	63	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	63	10	journal	journal	NOUN
aijbe-1014	63	11	of	of	ADP
aijbe-1014	63	12	business	business	NOUN
aijbe-1014	63	13	and	and	CCONJ
aijbe-1014	63	14	economics	economic	NOUN
aijbe-1014	63	15	|	|	ADV
aijbe-1014	63	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	63	17	the	the	DET
aijbe-1014	63	18	rate	rate	NOUN
aijbe-1014	63	19	at	at	ADP
aijbe-1014	63	20	which	which	PRON
aijbe-1014	63	21	the	the	DET
aijbe-1014	63	22	general	general	ADJ
aijbe-1014	63	23	level	level	NOUN
aijbe-1014	63	24	of	of	ADP
aijbe-1014	63	25	prices	price	NOUN
aijbe-1014	63	26	for	for	ADP
aijbe-1014	63	27	goods	good	NOUN
aijbe-1014	63	28	and	and	CCONJ
aijbe-1014	63	29	services	service	NOUN
aijbe-1014	63	30	rises	rise	NOUN
aijbe-1014	63	31	,	,	PUNCT
aijbe-1014	63	32	consequently	consequently	ADV
aijbe-1014	63	33	eroding	erode	VERB
aijbe-1014	63	34	purchasing	purchasing	NOUN
aijbe-1014	63	35	power	power	NOUN
aijbe-1014	63	36	,	,	PUNCT
aijbe-1014	63	37	(	(	PUNCT
aijbe-1014	63	38	anderson	anderson	PROPN
aijbe-1014	63	39	and	and	CCONJ
aijbe-1014	63	40	chijioke	chijioke	NOUN
aijbe-1014	63	41	,	,	PUNCT
aijbe-1014	63	42	2024	2024	NUM
aijbe-1014	63	43	)	)	PUNCT
aijbe-1014	63	44	.	.	PUNCT
aijbe-1014	64	1	inflation	inflation	NOUN
aijbe-1014	64	2	is	be	AUX
aijbe-1014	64	3	a	a	DET
aijbe-1014	64	4	pervasive	pervasive	ADJ
aijbe-1014	64	5	economic	economic	ADJ
aijbe-1014	64	6	phenomenon	phenomenon	NOUN
aijbe-1014	64	7	that	that	PRON
aijbe-1014	64	8	affects	affect	VERB
aijbe-1014	64	9	individuals	individual	NOUN
aijbe-1014	64	10	,	,	PUNCT
aijbe-1014	64	11	businesses	business	NOUN
aijbe-1014	64	12	,	,	PUNCT
aijbe-1014	64	13	and	and	CCONJ
aijbe-1014	64	14	governments	government	NOUN
aijbe-1014	64	15	alike	alike	ADV
aijbe-1014	64	16	.	.	PUNCT
aijbe-1014	65	1	the	the	DET
aijbe-1014	65	2	inflation	inflation	NOUN
aijbe-1014	65	3	rate	rate	NOUN
aijbe-1014	65	4	is	be	AUX
aijbe-1014	65	5	calculated	calculate	VERB
aijbe-1014	65	6	as	as	ADP
aijbe-1014	65	7	the	the	DET
aijbe-1014	65	8	percentage	percentage	NOUN
aijbe-1014	65	9	change	change	NOUN
aijbe-1014	65	10	in	in	ADP
aijbe-1014	65	11	these	these	DET
aijbe-1014	65	12	indices	index	NOUN
aijbe-1014	65	13	over	over	ADP
aijbe-1014	65	14	a	a	DET
aijbe-1014	65	15	specific	specific	ADJ
aijbe-1014	65	16	period	period	NOUN
aijbe-1014	65	17	,	,	PUNCT
aijbe-1014	65	18	usually	usually	ADV
aijbe-1014	65	19	annually	annually	ADV
aijbe-1014	65	20	.	.	PUNCT
aijbe-1014	66	1	understanding	understand	VERB
aijbe-1014	66	2	inflation	inflation	NOUN
aijbe-1014	66	3	is	be	AUX
aijbe-1014	66	4	essential	essential	ADJ
aijbe-1014	66	5	for	for	ADP
aijbe-1014	66	6	grasping	grasp	VERB
aijbe-1014	66	7	broader	broad	ADJ
aijbe-1014	66	8	economic	economic	ADJ
aijbe-1014	66	9	dynamics	dynamic	NOUN
aijbe-1014	66	10	,	,	PUNCT
aijbe-1014	66	11	as	as	SCONJ
aijbe-1014	66	12	it	it	PRON
aijbe-1014	66	13	reveals	reveal	VERB
aijbe-1014	66	14	insights	insight	NOUN
aijbe-1014	66	15	into	into	ADP
aijbe-1014	66	16	consumer	consumer	NOUN
aijbe-1014	66	17	behavior	behavior	NOUN
aijbe-1014	66	18	,	,	PUNCT
aijbe-1014	66	19	production	production	NOUN
aijbe-1014	66	20	costs	cost	NOUN
aijbe-1014	66	21	,	,	PUNCT
aijbe-1014	66	22	and	and	CCONJ
aijbe-1014	66	23	overall	overall	ADJ
aijbe-1014	66	24	economic	economic	ADJ
aijbe-1014	66	25	stability	stability	NOUN
aijbe-1014	66	26	.	.	PUNCT
aijbe-1014	67	1	inflation	inflation	NOUN
aijbe-1014	67	2	can	can	AUX
aijbe-1014	67	3	be	be	AUX
aijbe-1014	67	4	classified	classify	VERB
aijbe-1014	67	5	into	into	ADP
aijbe-1014	67	6	several	several	ADJ
aijbe-1014	67	7	categories	category	NOUN
aijbe-1014	67	8	,	,	PUNCT
aijbe-1014	67	9	each	each	PRON
aijbe-1014	67	10	arising	arise	VERB
aijbe-1014	67	11	from	from	ADP
aijbe-1014	67	12	different	different	ADJ
aijbe-1014	67	13	economic	economic	ADJ
aijbe-1014	67	14	conditions	condition	NOUN
aijbe-1014	67	15	.	.	PUNCT
aijbe-1014	68	1	demand	demand	NOUN
aijbe-1014	68	2	-	-	PUNCT
aijbe-1014	68	3	pull	pull	VERB
aijbe-1014	68	4	inflation	inflation	NOUN
aijbe-1014	68	5	occurs	occur	VERB
aijbe-1014	68	6	when	when	SCONJ
aijbe-1014	68	7	aggregate	aggregate	ADJ
aijbe-1014	68	8	demand	demand	NOUN
aijbe-1014	68	9	exceeds	exceed	VERB
aijbe-1014	68	10	aggregate	aggregate	ADJ
aijbe-1014	68	11	supply	supply	NOUN
aijbe-1014	68	12	,	,	PUNCT
aijbe-1014	68	13	often	often	ADV
aijbe-1014	68	14	during	during	ADP
aijbe-1014	68	15	periods	period	NOUN
aijbe-1014	68	16	of	of	ADP
aijbe-1014	68	17	economic	economic	ADJ
aijbe-1014	68	18	growth	growth	NOUN
aijbe-1014	68	19	when	when	SCONJ
aijbe-1014	68	20	consumers	consumer	NOUN
aijbe-1014	68	21	have	have	AUX
aijbe-1014	68	22	increased	increase	VERB
aijbe-1014	68	23	purchasing	purchasing	NOUN
aijbe-1014	68	24	power	power	NOUN
aijbe-1014	68	25	.	.	PUNCT
aijbe-1014	69	1	conversely	conversely	ADV
aijbe-1014	69	2	,	,	PUNCT
aijbe-1014	69	3	cost	cost	NOUN
aijbe-1014	69	4	-	-	PUNCT
aijbe-1014	69	5	push	push	NOUN
aijbe-1014	69	6	inflation	inflation	NOUN
aijbe-1014	69	7	results	result	NOUN
aijbe-1014	69	8	from	from	ADP
aijbe-1014	69	9	rising	rise	VERB
aijbe-1014	69	10	production	production	NOUN
aijbe-1014	69	11	costs	cost	NOUN
aijbe-1014	69	12	,	,	PUNCT
aijbe-1014	69	13	such	such	ADJ
aijbe-1014	69	14	as	as	ADP
aijbe-1014	69	15	increases	increase	NOUN
aijbe-1014	69	16	in	in	ADP
aijbe-1014	69	17	wages	wage	NOUN
aijbe-1014	69	18	or	or	CCONJ
aijbe-1014	69	19	raw	raw	ADJ
aijbe-1014	69	20	materials	material	NOUN
aijbe-1014	69	21	,	,	PUNCT
aijbe-1014	69	22	(	(	PUNCT
aijbe-1014	69	23	xiong	xiong	PROPN
aijbe-1014	69	24	,	,	PUNCT
aijbe-1014	69	25	2023	2023	NUM
aijbe-1014	69	26	)	)	PUNCT
aijbe-1014	69	27	.	.	PUNCT
aijbe-1014	70	1	when	when	SCONJ
aijbe-1014	70	2	producers	producer	NOUN
aijbe-1014	70	3	face	face	VERB
aijbe-1014	70	4	higher	high	ADJ
aijbe-1014	70	5	costs	cost	NOUN
aijbe-1014	70	6	,	,	PUNCT
aijbe-1014	70	7	they	they	PRON
aijbe-1014	70	8	often	often	ADV
aijbe-1014	70	9	pass	pass	VERB
aijbe-1014	70	10	these	these	DET
aijbe-1014	70	11	increases	increase	NOUN
aijbe-1014	70	12	on	on	ADP
aijbe-1014	70	13	to	to	ADP
aijbe-1014	70	14	consumers	consumer	NOUN
aijbe-1014	70	15	in	in	ADP
aijbe-1014	70	16	the	the	DET
aijbe-1014	70	17	form	form	NOUN
aijbe-1014	70	18	of	of	ADP
aijbe-1014	70	19	higher	high	ADJ
aijbe-1014	70	20	prices	price	NOUN
aijbe-1014	70	21	(	(	PUNCT
aijbe-1014	70	22	mankiw	mankiw	NOUN
aijbe-1014	70	23	,	,	PUNCT
aijbe-1014	70	24	2014	2014	NUM
aijbe-1014	70	25	)	)	PUNCT
aijbe-1014	70	26	.	.	PUNCT
aijbe-1014	71	1	a	a	DET
aijbe-1014	71	2	historical	historical	ADJ
aijbe-1014	71	3	example	example	NOUN
aijbe-1014	71	4	of	of	ADP
aijbe-1014	71	5	cost	cost	NOUN
aijbe-1014	71	6	-	-	PUNCT
aijbe-1014	71	7	push	push	NOUN
aijbe-1014	71	8	inflation	inflation	NOUN
aijbe-1014	71	9	can	can	AUX
aijbe-1014	71	10	be	be	AUX
aijbe-1014	71	11	seen	see	VERB
aijbe-1014	71	12	during	during	ADP
aijbe-1014	71	13	the	the	DET
aijbe-1014	71	14	oil	oil	NOUN
aijbe-1014	71	15	crises	crisis	NOUN
aijbe-1014	71	16	of	of	ADP
aijbe-1014	71	17	the	the	DET
aijbe-1014	71	18	1970s	1970	NOUN
aijbe-1014	71	19	,	,	PUNCT
aijbe-1014	71	20	where	where	SCONJ
aijbe-1014	71	21	rising	rise	VERB
aijbe-1014	71	22	oil	oil	NOUN
aijbe-1014	71	23	prices	price	NOUN
aijbe-1014	71	24	led	lead	VERB
aijbe-1014	71	25	to	to	ADP
aijbe-1014	71	26	significant	significant	ADJ
aijbe-1014	71	27	increases	increase	NOUN
aijbe-1014	71	28	in	in	ADP
aijbe-1014	71	29	transportation	transportation	NOUN
aijbe-1014	71	30	and	and	CCONJ
aijbe-1014	71	31	production	production	NOUN
aijbe-1014	71	32	costs	cost	NOUN
aijbe-1014	71	33	,	,	PUNCT
aijbe-1014	71	34	contributing	contribute	VERB
aijbe-1014	71	35	to	to	ADP
aijbe-1014	71	36	widespread	widespread	ADJ
aijbe-1014	71	37	inflation	inflation	NOUN
aijbe-1014	71	38	.	.	PUNCT
aijbe-1014	72	1	the	the	DET
aijbe-1014	72	2	effects	effect	NOUN
aijbe-1014	72	3	of	of	ADP
aijbe-1014	72	4	inflation	inflation	NOUN
aijbe-1014	72	5	are	be	AUX
aijbe-1014	72	6	multifaceted	multifaceted	ADJ
aijbe-1014	72	7	,	,	PUNCT
aijbe-1014	72	8	influencing	influence	VERB
aijbe-1014	72	9	various	various	ADJ
aijbe-1014	72	10	stakeholders	stakeholder	NOUN
aijbe-1014	72	11	differently	differently	ADV
aijbe-1014	72	12	.	.	PUNCT
aijbe-1014	73	1	for	for	ADP
aijbe-1014	73	2	consumers	consumer	NOUN
aijbe-1014	73	3	,	,	PUNCT
aijbe-1014	73	4	inflation	inflation	NOUN
aijbe-1014	73	5	erodes	erode	VERB
aijbe-1014	73	6	purchasing	purchasing	NOUN
aijbe-1014	73	7	power	power	NOUN
aijbe-1014	73	8	,	,	PUNCT
aijbe-1014	73	9	making	make	VERB
aijbe-1014	73	10	it	it	PRON
aijbe-1014	73	11	more	more	ADV
aijbe-1014	73	12	expensive	expensive	ADJ
aijbe-1014	73	13	to	to	PART
aijbe-1014	73	14	acquire	acquire	VERB
aijbe-1014	73	15	goods	good	NOUN
aijbe-1014	73	16	and	and	CCONJ
aijbe-1014	73	17	services	service	NOUN
aijbe-1014	73	18	.	.	PUNCT
aijbe-1014	74	1	this	this	PRON
aijbe-1014	74	2	can	can	AUX
aijbe-1014	74	3	lead	lead	VERB
aijbe-1014	74	4	to	to	ADP
aijbe-1014	74	5	changes	change	NOUN
aijbe-1014	74	6	in	in	ADP
aijbe-1014	74	7	consumer	consumer	NOUN
aijbe-1014	74	8	behavior	behavior	NOUN
aijbe-1014	74	9	,	,	PUNCT
aijbe-1014	74	10	such	such	ADJ
aijbe-1014	74	11	as	as	ADP
aijbe-1014	74	12	reduced	reduced	ADJ
aijbe-1014	74	13	spending	spending	NOUN
aijbe-1014	74	14	or	or	CCONJ
aijbe-1014	74	15	a	a	DET
aijbe-1014	74	16	shift	shift	NOUN
aijbe-1014	74	17	towards	towards	ADP
aijbe-1014	74	18	lower	lower	ADV
aijbe-1014	74	19	-	-	PUNCT
aijbe-1014	74	20	priced	price	VERB
aijbe-1014	74	21	alternatives	alternative	NOUN
aijbe-1014	74	22	.	.	PUNCT
aijbe-1014	75	1	inflation	inflation	NOUN
aijbe-1014	75	2	can	can	AUX
aijbe-1014	75	3	disproportionately	disproportionately	ADV
aijbe-1014	75	4	affect	affect	VERB
aijbe-1014	75	5	low	low	ADJ
aijbe-1014	75	6	-	-	PUNCT
aijbe-1014	75	7	income	income	NOUN
aijbe-1014	75	8	households	household	NOUN
aijbe-1014	75	9	,	,	PUNCT
aijbe-1014	75	10	which	which	PRON
aijbe-1014	75	11	tend	tend	VERB
aijbe-1014	75	12	to	to	PART
aijbe-1014	75	13	spend	spend	VERB
aijbe-1014	75	14	a	a	DET
aijbe-1014	75	15	larger	large	ADJ
aijbe-1014	75	16	share	share	NOUN
aijbe-1014	75	17	of	of	ADP
aijbe-1014	75	18	their	their	PRON
aijbe-1014	75	19	income	income	NOUN
aijbe-1014	75	20	on	on	ADP
aijbe-1014	75	21	essential	essential	ADJ
aijbe-1014	75	22	goods	good	NOUN
aijbe-1014	75	23	and	and	CCONJ
aijbe-1014	75	24	services	service	NOUN
aijbe-1014	75	25	that	that	PRON
aijbe-1014	75	26	may	may	AUX
aijbe-1014	75	27	experience	experience	VERB
aijbe-1014	75	28	price	price	NOUN
aijbe-1014	75	29	increases	increase	NOUN
aijbe-1014	75	30	.	.	PUNCT
aijbe-1014	76	1	conversely	conversely	ADV
aijbe-1014	76	2	,	,	PUNCT
aijbe-1014	76	3	individuals	individual	NOUN
aijbe-1014	76	4	with	with	ADP
aijbe-1014	76	5	fixed	fix	VERB
aijbe-1014	76	6	incomes	income	NOUN
aijbe-1014	76	7	,	,	PUNCT
aijbe-1014	76	8	such	such	ADJ
aijbe-1014	76	9	as	as	ADP
aijbe-1014	76	10	retirees	retiree	NOUN
aijbe-1014	76	11	,	,	PUNCT
aijbe-1014	76	12	face	face	VERB
aijbe-1014	76	13	challenges	challenge	NOUN
aijbe-1014	76	14	in	in	ADP
aijbe-1014	76	15	maintaining	maintain	VERB
aijbe-1014	76	16	their	their	PRON
aijbe-1014	76	17	standard	standard	NOUN
aijbe-1014	76	18	of	of	ADP
aijbe-1014	76	19	living	live	VERB
aijbe-1014	76	20	during	during	ADP
aijbe-1014	76	21	inflationary	inflationary	ADJ
aijbe-1014	76	22	periods	period	NOUN
aijbe-1014	76	23	.	.	PUNCT
aijbe-1014	77	1	for	for	ADP
aijbe-1014	77	2	businesses	business	NOUN
aijbe-1014	77	3	,	,	PUNCT
aijbe-1014	77	4	inflation	inflation	NOUN
aijbe-1014	77	5	affects	affect	VERB
aijbe-1014	77	6	pricing	pricing	NOUN
aijbe-1014	77	7	strategies	strategy	NOUN
aijbe-1014	77	8	,	,	PUNCT
aijbe-1014	77	9	cost	cost	NOUN
aijbe-1014	77	10	structures	structure	NOUN
aijbe-1014	77	11	,	,	PUNCT
aijbe-1014	77	12	and	and	CCONJ
aijbe-1014	77	13	investment	investment	NOUN
aijbe-1014	77	14	decisions	decision	NOUN
aijbe-1014	77	15	.	.	PUNCT
aijbe-1014	78	1	companies	company	NOUN
aijbe-1014	78	2	may	may	AUX
aijbe-1014	78	3	pass	pass	VERB
aijbe-1014	78	4	higher	high	ADJ
aijbe-1014	78	5	costs	cost	NOUN
aijbe-1014	78	6	onto	onto	ADP
aijbe-1014	78	7	consumers	consumer	NOUN
aijbe-1014	78	8	,	,	PUNCT
aijbe-1014	78	9	potentially	potentially	ADV
aijbe-1014	78	10	leading	lead	VERB
aijbe-1014	78	11	to	to	ADP
aijbe-1014	78	12	decreased	decrease	VERB
aijbe-1014	78	13	demand	demand	NOUN
aijbe-1014	78	14	if	if	SCONJ
aijbe-1014	78	15	prices	price	NOUN
aijbe-1014	78	16	rise	rise	VERB
aijbe-1014	78	17	too	too	ADV
aijbe-1014	78	18	rapidly	rapidly	ADV
aijbe-1014	78	19	.	.	PUNCT
aijbe-1014	79	1	furthermore	furthermore	ADV
aijbe-1014	79	2	,	,	PUNCT
aijbe-1014	79	3	uncertainty	uncertainty	NOUN
aijbe-1014	79	4	about	about	ADP
aijbe-1014	79	5	future	future	ADJ
aijbe-1014	79	6	inflation	inflation	NOUN
aijbe-1014	79	7	can	can	AUX
aijbe-1014	79	8	deter	deter	VERB
aijbe-1014	79	9	long	long	ADJ
aijbe-1014	79	10	-	-	PUNCT
aijbe-1014	79	11	term	term	NOUN
aijbe-1014	79	12	investment	investment	NOUN
aijbe-1014	79	13	,	,	PUNCT
aijbe-1014	79	14	as	as	SCONJ
aijbe-1014	79	15	businesses	business	NOUN
aijbe-1014	79	16	may	may	AUX
aijbe-1014	79	17	hesitate	hesitate	VERB
aijbe-1014	79	18	to	to	PART
aijbe-1014	79	19	commit	commit	VERB
aijbe-1014	79	20	capital	capital	NOUN
aijbe-1014	79	21	in	in	ADP
aijbe-1014	79	22	an	an	DET
aijbe-1014	79	23	unpredictable	unpredictable	ADJ
aijbe-1014	79	24	environment	environment	NOUN
aijbe-1014	79	25	,	,	PUNCT
aijbe-1014	79	26	(	(	PUNCT
aijbe-1014	79	27	malenković	malenković	NOUN
aijbe-1014	79	28	,	,	PUNCT
aijbe-1014	79	29	2022	2022	NUM
aijbe-1014	79	30	.	.	PUNCT
aijbe-1014	80	1	in	in	ADP
aijbe-1014	80	2	response	response	NOUN
aijbe-1014	80	3	to	to	ADP
aijbe-1014	80	4	the	the	DET
aijbe-1014	80	5	challenges	challenge	NOUN
aijbe-1014	80	6	posed	pose	VERB
aijbe-1014	80	7	by	by	ADP
aijbe-1014	80	8	inflation	inflation	NOUN
aijbe-1014	80	9	,	,	PUNCT
aijbe-1014	80	10	many	many	ADJ
aijbe-1014	80	11	central	central	ADJ
aijbe-1014	80	12	banks	bank	NOUN
aijbe-1014	80	13	have	have	AUX
aijbe-1014	80	14	adopted	adopt	VERB
aijbe-1014	80	15	inflation	inflation	NOUN
aijbe-1014	80	16	targeting	target	VERB
aijbe-1014	80	17	as	as	ADP
aijbe-1014	80	18	a	a	DET
aijbe-1014	80	19	monetary	monetary	ADJ
aijbe-1014	80	20	policy	policy	NOUN
aijbe-1014	80	21	framework	framework	NOUN
aijbe-1014	80	22	.	.	PUNCT
aijbe-1014	81	1	this	this	DET
aijbe-1014	81	2	approach	approach	NOUN
aijbe-1014	81	3	involves	involve	VERB
aijbe-1014	81	4	setting	set	VERB
aijbe-1014	81	5	explicit	explicit	ADJ
aijbe-1014	81	6	inflation	inflation	NOUN
aijbe-1014	81	7	rate	rate	NOUN
aijbe-1014	81	8	targets	target	NOUN
aijbe-1014	81	9	and	and	CCONJ
aijbe-1014	81	10	using	use	VERB
aijbe-1014	81	11	interest	interest	NOUN
aijbe-1014	81	12	rate	rate	NOUN
aijbe-1014	81	13	adjustments	adjustment	NOUN
aijbe-1014	81	14	and	and	CCONJ
aijbe-1014	81	15	other	other	ADJ
aijbe-1014	81	16	tools	tool	NOUN
aijbe-1014	81	17	to	to	PART
aijbe-1014	81	18	achieve	achieve	VERB
aijbe-1014	81	19	these	these	DET
aijbe-1014	81	20	goals	goal	NOUN
aijbe-1014	81	21	.	.	PUNCT
aijbe-1014	82	1	research	research	NOUN
aijbe-1014	82	2	indicates	indicate	VERB
aijbe-1014	82	3	that	that	SCONJ
aijbe-1014	82	4	inflation	inflation	NOUN
aijbe-1014	82	5	targeting	target	VERB
aijbe-1014	82	6	can	can	AUX
aijbe-1014	82	7	effectively	effectively	ADV
aijbe-1014	82	8	reduce	reduce	VERB
aijbe-1014	82	9	inflation	inflation	NOUN
aijbe-1014	82	10	rates	rate	NOUN
aijbe-1014	82	11	and	and	CCONJ
aijbe-1014	82	12	stabilize	stabilize	VERB
aijbe-1014	82	13	economies	economy	NOUN
aijbe-1014	82	14	.	.	PUNCT
aijbe-1014	83	1	financial	financial	ADJ
aijbe-1014	83	2	inclusion	inclusion	NOUN
aijbe-1014	83	3	(	(	PUNCT
aijbe-1014	83	4	fi	fi	NOUN
aijbe-1014	83	5	)	)	PUNCT
aijbe-1014	83	6	rate	rate	NOUN
aijbe-1014	83	7	the	the	DET
aijbe-1014	83	8	term	term	NOUN
aijbe-1014	83	9	financial	financial	ADJ
aijbe-1014	83	10	inclusion	inclusion	NOUN
aijbe-1014	83	11	(	(	PUNCT
aijbe-1014	83	12	fi	fi	NOUN
aijbe-1014	83	13	)	)	PUNCT
aijbe-1014	83	14	came	come	VERB
aijbe-1014	83	15	into	into	ADP
aijbe-1014	83	16	the	the	DET
aijbe-1014	83	17	limelight	limelight	NOUN
aijbe-1014	83	18	in	in	ADP
aijbe-1014	83	19	the	the	DET
aijbe-1014	83	20	early	early	ADJ
aijbe-1014	83	21	2000s	2000s	NUM
aijbe-1014	83	22	,	,	PUNCT
aijbe-1014	83	23	emanating	emanate	VERB
aijbe-1014	83	24	from	from	ADP
aijbe-1014	83	25	research	research	NOUN
aijbe-1014	83	26	findings	finding	NOUN
aijbe-1014	83	27	that	that	PRON
aijbe-1014	83	28	emphasized	emphasize	VERB
aijbe-1014	83	29	poverty	poverty	NOUN
aijbe-1014	83	30	as	as	ADP
aijbe-1014	83	31	a	a	DET
aijbe-1014	83	32	direct	direct	ADJ
aijbe-1014	83	33	consequence	consequence	NOUN
aijbe-1014	83	34	of	of	ADP
aijbe-1014	83	35	financial	financial	ADJ
aijbe-1014	83	36	exclusion	exclusion	NOUN
aijbe-1014	83	37	.	.	PUNCT
aijbe-1014	84	1	the	the	DET
aijbe-1014	84	2	drive	drive	NOUN
aijbe-1014	84	3	for	for	ADP
aijbe-1014	84	4	fi	fi	NOUN
aijbe-1014	84	5	is	be	AUX
aijbe-1014	84	6	aimed	aim	VERB
aijbe-1014	84	7	at	at	ADP
aijbe-1014	84	8	ensuring	ensure	VERB
aijbe-1014	84	9	that	that	SCONJ
aijbe-1014	84	10	all	all	DET
aijbe-1014	84	11	adult	adult	NOUN
aijbe-1014	84	12	members	member	NOUN
aijbe-1014	84	13	of	of	ADP
aijbe-1014	84	14	society	society	NOUN
aijbe-1014	84	15	have	have	VERB
aijbe-1014	84	16	easy	easy	ADJ
aijbe-1014	84	17	access	access	NOUN
aijbe-1014	84	18	to	to	ADP
aijbe-1014	84	19	a	a	DET
aijbe-1014	84	20	broad	broad	ADJ
aijbe-1014	84	21	range	range	NOUN
aijbe-1014	84	22	of	of	ADP
aijbe-1014	84	23	financial	financial	ADJ
aijbe-1014	84	24	products	product	NOUN
aijbe-1014	84	25	designed	design	VERB
aijbe-1014	84	26	according	accord	VERB
aijbe-1014	84	27	to	to	ADP
aijbe-1014	84	28	their	their	PRON
aijbe-1014	84	29	needs	need	NOUN
aijbe-1014	84	30	and	and	CCONJ
aijbe-1014	84	31	provided	provide	VERB
aijbe-1014	84	32	at	at	ADP
aijbe-1014	84	33	affordable	affordable	ADJ
aijbe-1014	84	34	costs	cost	NOUN
aijbe-1014	84	35	.	.	PUNCT
aijbe-1014	85	1	these	these	DET
aijbe-1014	85	2	products	product	NOUN
aijbe-1014	85	3	include	include	VERB
aijbe-1014	85	4	payments	payment	NOUN
aijbe-1014	85	5	,	,	PUNCT
aijbe-1014	85	6	savings	saving	NOUN
aijbe-1014	85	7	,	,	PUNCT
aijbe-1014	85	8	credit	credit	NOUN
aijbe-1014	85	9	,	,	PUNCT
aijbe-1014	85	10	insurance	insurance	NOUN
aijbe-1014	85	11	,	,	PUNCT
aijbe-1014	85	12	and	and	CCONJ
aijbe-1014	85	13	pensions	pension	NOUN
aijbe-1014	85	14	.	.	PUNCT
aijbe-1014	86	1	nigeria	nigeria	PROPN
aijbe-1014	86	2	presently	presently	ADV
aijbe-1014	86	3	operates	operate	VERB
aijbe-1014	86	4	a	a	DET
aijbe-1014	86	5	dual	dual	ADJ
aijbe-1014	86	6	financial	financial	ADJ
aijbe-1014	86	7	system	system	NOUN
aijbe-1014	86	8	,	,	PUNCT
aijbe-1014	86	9	with	with	ADP
aijbe-1014	86	10	the	the	DET
aijbe-1014	86	11	formal	formal	ADJ
aijbe-1014	86	12	and	and	CCONJ
aijbe-1014	86	13	informal	informal	ADJ
aijbe-1014	86	14	financial	financial	ADJ
aijbe-1014	86	15	sectors	sector	NOUN
aijbe-1014	86	16	operating	operate	VERB
aijbe-1014	86	17	side	side	NOUN
aijbe-1014	86	18	by	by	ADP
aijbe-1014	86	19	side	side	NOUN
aijbe-1014	86	20	but	but	CCONJ
aijbe-1014	86	21	with	with	ADP
aijbe-1014	86	22	little	little	ADJ
aijbe-1014	86	23	or	or	CCONJ
aijbe-1014	86	24	no	no	PRON
aijbe-1014	86	25	interaction	interaction	NOUN
aijbe-1014	86	26	(	(	PUNCT
aijbe-1014	86	27	babajide	babajide	ADJ
aijbe-1014	86	28	,	,	PUNCT
aijbe-1014	86	29	adegboye	adegboye	NOUN
aijbe-1014	86	30	,	,	PUNCT
aijbe-1014	86	31	and	and	CCONJ
aijbe-1014	86	32	omankhanlen	omankhanlen	VERB
aijbe-1014	86	33	,	,	PUNCT
aijbe-1014	86	34	2015	2015	NUM
aijbe-1014	86	35	)	)	PUNCT
aijbe-1014	86	36	.	.	PUNCT
aijbe-1014	87	1	financial	financial	ADJ
aijbe-1014	87	2	inclusion	inclusion	NOUN
aijbe-1014	87	3	is	be	AUX
aijbe-1014	87	4	said	say	VERB
aijbe-1014	87	5	to	to	PART
aijbe-1014	87	6	be	be	AUX
aijbe-1014	87	7	a	a	DET
aijbe-1014	87	8	process	process	NOUN
aijbe-1014	87	9	that	that	PRON
aijbe-1014	87	10	assures	assure	VERB
aijbe-1014	87	11	the	the	DET
aijbe-1014	87	12	ease	ease	NOUN
aijbe-1014	87	13	of	of	ADP
aijbe-1014	87	14	access	access	NOUN
aijbe-1014	87	15	,	,	PUNCT
aijbe-1014	87	16	availability	availability	NOUN
aijbe-1014	87	17	,	,	PUNCT
aijbe-1014	87	18	and	and	CCONJ
aijbe-1014	87	19	usage	usage	NOUN
aijbe-1014	87	20	of	of	ADP
aijbe-1014	87	21	the	the	DET
aijbe-1014	87	22	formal	formal	ADJ
aijbe-1014	87	23	financial	financial	ADJ
aijbe-1014	87	24	system	system	NOUN
aijbe-1014	87	25	by	by	ADP
aijbe-1014	87	26	all	all	DET
aijbe-1014	87	27	members	member	NOUN
aijbe-1014	87	28	of	of	ADP
aijbe-1014	87	29	an	an	DET
aijbe-1014	87	30	economy	economy	NOUN
aijbe-1014	87	31	.	.	PUNCT
aijbe-1014	88	1	financial	financial	ADJ
aijbe-1014	88	2	inclusion	inclusion	NOUN
aijbe-1014	88	3	is	be	AUX
aijbe-1014	88	4	also	also	ADV
aijbe-1014	88	5	termed	term	VERB
aijbe-1014	88	6	as	as	ADP
aijbe-1014	88	7	the	the	DET
aijbe-1014	88	8	process	process	NOUN
aijbe-1014	88	9	of	of	ADP
aijbe-1014	88	10	ensuring	ensure	VERB
aijbe-1014	88	11	access	access	NOUN
aijbe-1014	88	12	to	to	ADP
aijbe-1014	88	13	appropriate	appropriate	ADJ
aijbe-1014	88	14	financial	financial	ADJ
aijbe-1014	88	15	products	product	NOUN
aijbe-1014	88	16	and	and	CCONJ
aijbe-1014	88	17	services	service	NOUN
aijbe-1014	88	18	needed	need	VERB
aijbe-1014	88	19	by	by	ADP
aijbe-1014	88	20	all	all	DET
aijbe-1014	88	21	sections	section	NOUN
aijbe-1014	88	22	of	of	ADP
aijbe-1014	88	23	society	society	NOUN
aijbe-1014	88	24	in	in	ADP
aijbe-1014	88	25	general	general	ADJ
aijbe-1014	88	26	and	and	CCONJ
aijbe-1014	88	27	vulnerable	vulnerable	ADJ
aijbe-1014	88	28	groups	group	NOUN
aijbe-1014	88	29	,	,	PUNCT
aijbe-1014	88	30	such	such	ADJ
aijbe-1014	88	31	as	as	ADP
aijbe-1014	88	32	weaker	weak	ADJ
aijbe-1014	88	33	sections	section	NOUN
aijbe-1014	88	34	and	and	CCONJ
aijbe-1014	88	35	low	low	ADJ
aijbe-1014	88	36	-	-	PUNCT
aijbe-1014	88	37	income	income	NOUN
aijbe-1014	88	38	groups	group	NOUN
aijbe-1014	88	39	,	,	PUNCT
aijbe-1014	88	40	in	in	ADP
aijbe-1014	88	41	particular	particular	ADJ
aijbe-1014	88	42	,	,	PUNCT
aijbe-1014	88	43	should	should	AUX
aijbe-1014	88	44	have	have	VERB
aijbe-1014	88	45	access	access	NOUN
aijbe-1014	88	46	to	to	ADP
aijbe-1014	88	47	financial	financial	ADJ
aijbe-1014	88	48	services	service	NOUN
aijbe-1014	88	49	at	at	ADP
aijbe-1014	88	50	an	an	DET
aijbe-1014	88	51	affordable	affordable	ADJ
aijbe-1014	88	52	cost	cost	NOUN
aijbe-1014	88	53	in	in	ADP
aijbe-1014	88	54	a	a	DET
aijbe-1014	88	55	fair	fair	ADJ
aijbe-1014	88	56	and	and	CCONJ
aijbe-1014	88	57	transparent	transparent	ADJ
aijbe-1014	88	58	manner	manner	NOUN
aijbe-1014	88	59	,	,	PUNCT
aijbe-1014	88	60	provided	provide	VERB
aijbe-1014	88	61	by	by	ADP
aijbe-1014	88	62	regulated	regulated	ADJ
aijbe-1014	88	63	mainstream	mainstream	ADJ
aijbe-1014	88	64	institutional	institutional	ADJ
aijbe-1014	88	65	players	player	NOUN
aijbe-1014	88	66	(	(	PUNCT
aijbe-1014	88	67	chakrabarty	chakrabarty	NOUN
aijbe-1014	88	68	,	,	PUNCT
aijbe-1014	88	69	2010	2010	NUM
aijbe-1014	88	70	)	)	PUNCT
aijbe-1014	88	71	.	.	PUNCT
aijbe-1014	89	1	a	a	DET
aijbe-1014	89	2	committee	committee	NOUN
aijbe-1014	89	3	on	on	ADP
aijbe-1014	89	4	financial	financial	ADJ
aijbe-1014	89	5	inclusion	inclusion	NOUN
aijbe-1014	89	6	in	in	ADP
aijbe-1014	89	7	india	india	PROPN
aijbe-1014	89	8	,	,	PUNCT
aijbe-1014	89	9	under	under	ADP
aijbe-1014	89	10	the	the	DET
aijbe-1014	89	11	chairmanship	chairmanship	NOUN
aijbe-1014	89	12	of	of	ADP
aijbe-1014	89	13	dr	dr	PROPN
aijbe-1014	89	14	.	.	PROPN
aijbe-1014	89	15	rangarajan	rangarajan	PROPN
aijbe-1014	89	16	,	,	PUNCT
aijbe-1014	89	17	defined	define	VERB
aijbe-1014	89	18	financial	financial	ADJ
aijbe-1014	89	19	inclusion	inclusion	NOUN
aijbe-1014	89	20	as	as	ADP
aijbe-1014	89	21	the	the	DET
aijbe-1014	89	22	process	process	NOUN
aijbe-1014	89	23	of	of	ADP
aijbe-1014	89	24	ensuring	ensure	VERB
aijbe-1014	89	25	access	access	NOUN
aijbe-1014	89	26	balogun	balogun	VERB
aijbe-1014	89	27	david	david	PROPN
aijbe-1014	89	28	ibukun	ibukun	PROPN
aijbe-1014	89	29	and	and	CCONJ
aijbe-1014	89	30	prof	prof	NOUN
aijbe-1014	89	31	.	.	PUNCT
aijbe-1014	90	1	okechukwu	okechukwu	PROPN
aijbe-1014	90	2	e.	e.	PROPN
aijbe-1014	90	3	u.	u.	PROPN
aijbe-1014	90	4	(	(	PUNCT
aijbe-1014	90	5	2025	2025	NUM
aijbe-1014	90	6	)	)	PUNCT
aijbe-1014	90	7	52	52	NUM
aijbe-1014	90	8	american	american	ADJ
aijbe-1014	90	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	90	10	journal	journal	NOUN
aijbe-1014	90	11	of	of	ADP
aijbe-1014	90	12	business	business	NOUN
aijbe-1014	90	13	and	and	CCONJ
aijbe-1014	90	14	economics	economic	NOUN
aijbe-1014	90	15	|	|	ADV
aijbe-1014	90	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	90	17	to	to	ADP
aijbe-1014	90	18	financial	financial	ADJ
aijbe-1014	90	19	services	service	NOUN
aijbe-1014	90	20	and	and	CCONJ
aijbe-1014	90	21	timely	timely	ADJ
aijbe-1014	90	22	and	and	CCONJ
aijbe-1014	90	23	adequate	adequate	ADJ
aijbe-1014	90	24	credit	credit	NOUN
aijbe-1014	90	25	where	where	SCONJ
aijbe-1014	90	26	needed	need	VERB
aijbe-1014	90	27	by	by	ADP
aijbe-1014	90	28	vulnerable	vulnerable	ADJ
aijbe-1014	90	29	groups	group	NOUN
aijbe-1014	90	30	,	,	PUNCT
aijbe-1014	90	31	such	such	ADJ
aijbe-1014	90	32	as	as	ADP
aijbe-1014	90	33	weaker	weak	ADJ
aijbe-1014	90	34	sections	section	NOUN
aijbe-1014	90	35	and	and	CCONJ
aijbe-1014	90	36	low	low	ADJ
aijbe-1014	90	37	-	-	PUNCT
aijbe-1014	90	38	income	income	NOUN
aijbe-1014	90	39	groups	group	NOUN
aijbe-1014	90	40	,	,	PUNCT
aijbe-1014	90	41	at	at	ADP
aijbe-1014	90	42	an	an	DET
aijbe-1014	90	43	affordable	affordable	ADJ
aijbe-1014	90	44	cost	cost	NOUN
aijbe-1014	90	45	(	(	PUNCT
aijbe-1014	90	46	agarwal	agarwal	PROPN
aijbe-1014	90	47	,	,	PUNCT
aijbe-1014	90	48	2010	2010	NUM
aijbe-1014	90	49	)	)	PUNCT
aijbe-1014	90	50	.	.	PUNCT
aijbe-1014	91	1	hannig	hannig	PROPN
aijbe-1014	91	2	and	and	CCONJ
aijbe-1014	91	3	jansen	jansen	PROPN
aijbe-1014	91	4	(	(	PUNCT
aijbe-1014	91	5	2011	2011	NUM
aijbe-1014	91	6	)	)	PUNCT
aijbe-1014	91	7	defined	define	VERB
aijbe-1014	91	8	financial	financial	ADJ
aijbe-1014	91	9	inclusion	inclusion	NOUN
aijbe-1014	91	10	as	as	ADP
aijbe-1014	91	11	the	the	DET
aijbe-1014	91	12	absence	absence	NOUN
aijbe-1014	91	13	of	of	ADP
aijbe-1014	91	14	price	price	NOUN
aijbe-1014	91	15	or	or	CCONJ
aijbe-1014	91	16	non	non	ADJ
aijbe-1014	91	17	-	-	ADJ
aijbe-1014	91	18	price	price	ADJ
aijbe-1014	91	19	barriers	barrier	NOUN
aijbe-1014	91	20	in	in	ADP
aijbe-1014	91	21	the	the	DET
aijbe-1014	91	22	use	use	NOUN
aijbe-1014	91	23	of	of	ADP
aijbe-1014	91	24	financial	financial	ADJ
aijbe-1014	91	25	services	service	NOUN
aijbe-1014	91	26	.	.	PUNCT
aijbe-1014	92	1	they	they	PRON
aijbe-1014	92	2	further	far	ADV
aijbe-1014	92	3	stated	state	VERB
aijbe-1014	92	4	that	that	SCONJ
aijbe-1014	92	5	it	it	PRON
aijbe-1014	92	6	aims	aim	VERB
aijbe-1014	92	7	to	to	PART
aijbe-1014	92	8	improve	improve	VERB
aijbe-1014	92	9	access	access	NOUN
aijbe-1014	92	10	to	to	ADP
aijbe-1014	92	11	financial	financial	ADJ
aijbe-1014	92	12	services	service	NOUN
aijbe-1014	92	13	,	,	PUNCT
aijbe-1014	92	14	which	which	PRON
aijbe-1014	92	15	entails	entail	VERB
aijbe-1014	92	16	enhancing	enhance	VERB
aijbe-1014	92	17	the	the	DET
aijbe-1014	92	18	degree	degree	NOUN
aijbe-1014	92	19	to	to	PART
aijbe-1014	92	20	which	which	PRON
aijbe-1014	92	21	financial	financial	ADJ
aijbe-1014	92	22	services	service	NOUN
aijbe-1014	92	23	are	be	AUX
aijbe-1014	92	24	available	available	ADJ
aijbe-1014	92	25	to	to	ADP
aijbe-1014	92	26	all	all	PRON
aijbe-1014	92	27	at	at	ADP
aijbe-1014	92	28	a	a	DET
aijbe-1014	92	29	fair	fair	ADJ
aijbe-1014	92	30	price	price	NOUN
aijbe-1014	92	31	.	.	PUNCT
aijbe-1014	93	1	these	these	DET
aijbe-1014	93	2	three	three	NUM
aijbe-1014	93	3	definitions	definition	NOUN
aijbe-1014	93	4	emphasize	emphasize	VERB
aijbe-1014	93	5	the	the	DET
aijbe-1014	93	6	issue	issue	NOUN
aijbe-1014	93	7	of	of	ADP
aijbe-1014	93	8	affordability	affordability	NOUN
aijbe-1014	93	9	in	in	ADP
aijbe-1014	93	10	terms	term	NOUN
aijbe-1014	93	11	of	of	ADP
aijbe-1014	93	12	cost	cost	NOUN
aijbe-1014	93	13	.	.	PUNCT
aijbe-1014	94	1	the	the	DET
aijbe-1014	94	2	target	target	NOUN
aijbe-1014	94	3	group	group	NOUN
aijbe-1014	94	4	is	be	AUX
aijbe-1014	94	5	defined	define	VERB
aijbe-1014	94	6	by	by	ADP
aijbe-1014	94	7	the	the	DET
aijbe-1014	94	8	first	first	ADJ
aijbe-1014	94	9	two	two	NUM
aijbe-1014	94	10	definitions	definition	NOUN
aijbe-1014	94	11	,	,	PUNCT
aijbe-1014	94	12	while	while	SCONJ
aijbe-1014	94	13	the	the	DET
aijbe-1014	94	14	first	first	ADJ
aijbe-1014	94	15	definition	definition	NOUN
aijbe-1014	94	16	mentions	mention	VERB
aijbe-1014	94	17	the	the	DET
aijbe-1014	94	18	institutional	institutional	ADJ
aijbe-1014	94	19	players	player	NOUN
aijbe-1014	94	20	involved.the	involved.the	DET
aijbe-1014	94	21	financial	financial	ADJ
aijbe-1014	94	22	inclusion	inclusion	NOUN
aijbe-1014	94	23	rate	rate	NOUN
aijbe-1014	94	24	is	be	AUX
aijbe-1014	94	25	a	a	DET
aijbe-1014	94	26	critical	critical	ADJ
aijbe-1014	94	27	metric	metric	NOUN
aijbe-1014	94	28	that	that	PRON
aijbe-1014	94	29	measures	measure	VERB
aijbe-1014	94	30	the	the	DET
aijbe-1014	94	31	extent	extent	NOUN
aijbe-1014	94	32	to	to	PART
aijbe-1014	94	33	which	which	PRON
aijbe-1014	94	34	people	people	NOUN
aijbe-1014	94	35	can	can	AUX
aijbe-1014	94	36	access	access	VERB
aijbe-1014	94	37	banking	banking	NOUN
aijbe-1014	94	38	services	service	NOUN
aijbe-1014	94	39	,	,	PUNCT
aijbe-1014	94	40	credit	credit	NOUN
aijbe-1014	94	41	,	,	PUNCT
aijbe-1014	94	42	insurance	insurance	NOUN
aijbe-1014	94	43	,	,	PUNCT
aijbe-1014	94	44	and	and	CCONJ
aijbe-1014	94	45	other	other	ADJ
aijbe-1014	94	46	financial	financial	ADJ
aijbe-1014	94	47	products	product	NOUN
aijbe-1014	94	48	.	.	PUNCT
aijbe-1014	95	1	as	as	SCONJ
aijbe-1014	95	2	economies	economy	NOUN
aijbe-1014	95	3	become	become	VERB
aijbe-1014	95	4	increasingly	increasingly	ADV
aijbe-1014	95	5	interconnected	interconnected	ADJ
aijbe-1014	95	6	and	and	CCONJ
aijbe-1014	95	7	digitalized	digitalize	VERB
aijbe-1014	95	8	,	,	PUNCT
aijbe-1014	95	9	financial	financial	ADJ
aijbe-1014	95	10	inclusion	inclusion	NOUN
aijbe-1014	95	11	has	have	AUX
aijbe-1014	95	12	gained	gain	VERB
aijbe-1014	95	13	prominence	prominence	NOUN
aijbe-1014	95	14	as	as	ADP
aijbe-1014	95	15	a	a	DET
aijbe-1014	95	16	crucial	crucial	ADJ
aijbe-1014	95	17	driver	driver	NOUN
aijbe-1014	95	18	of	of	ADP
aijbe-1014	95	19	economic	economic	ADJ
aijbe-1014	95	20	growth	growth	NOUN
aijbe-1014	95	21	,	,	PUNCT
aijbe-1014	95	22	poverty	poverty	NOUN
aijbe-1014	95	23	alleviation	alleviation	NOUN
aijbe-1014	95	24	,	,	PUNCT
aijbe-1014	95	25	and	and	CCONJ
aijbe-1014	95	26	social	social	ADJ
aijbe-1014	95	27	equity	equity	NOUN
aijbe-1014	95	28	.	.	PUNCT
aijbe-1014	96	1	the	the	DET
aijbe-1014	96	2	financial	financial	ADJ
aijbe-1014	96	3	inclusion	inclusion	NOUN
aijbe-1014	96	4	rate	rate	NOUN
aijbe-1014	96	5	is	be	AUX
aijbe-1014	96	6	typically	typically	ADV
aijbe-1014	96	7	measured	measure	VERB
aijbe-1014	96	8	using	use	VERB
aijbe-1014	96	9	various	various	ADJ
aijbe-1014	96	10	indicators	indicator	NOUN
aijbe-1014	96	11	that	that	PRON
aijbe-1014	96	12	capture	capture	VERB
aijbe-1014	96	13	access	access	NOUN
aijbe-1014	96	14	,	,	PUNCT
aijbe-1014	96	15	usage	usage	NOUN
aijbe-1014	96	16	,	,	PUNCT
aijbe-1014	96	17	and	and	CCONJ
aijbe-1014	96	18	quality	quality	NOUN
aijbe-1014	96	19	of	of	ADP
aijbe-1014	96	20	financial	financial	ADJ
aijbe-1014	96	21	services	service	NOUN
aijbe-1014	96	22	.	.	PUNCT
aijbe-1014	97	1	one	one	NUM
aijbe-1014	97	2	commonly	commonly	ADV
aijbe-1014	97	3	used	use	VERB
aijbe-1014	97	4	framework	framework	NOUN
aijbe-1014	97	5	is	be	AUX
aijbe-1014	97	6	the	the	DET
aijbe-1014	97	7	global	global	ADJ
aijbe-1014	97	8	findex	findex	PROPN
aijbe-1014	97	9	database	database	NOUN
aijbe-1014	97	10	,	,	PUNCT
aijbe-1014	97	11	developed	develop	VERB
aijbe-1014	97	12	by	by	ADP
aijbe-1014	97	13	the	the	DET
aijbe-1014	97	14	world	world	PROPN
aijbe-1014	97	15	bank	bank	PROPN
aijbe-1014	97	16	,	,	PUNCT
aijbe-1014	97	17	which	which	PRON
aijbe-1014	97	18	provides	provide	VERB
aijbe-1014	97	19	comprehensive	comprehensive	ADJ
aijbe-1014	97	20	data	datum	NOUN
aijbe-1014	97	21	on	on	ADP
aijbe-1014	97	22	individuals	individual	NOUN
aijbe-1014	97	23	'	'	PART
aijbe-1014	97	24	access	access	NOUN
aijbe-1014	97	25	to	to	ADP
aijbe-1014	97	26	and	and	CCONJ
aijbe-1014	97	27	use	use	NOUN
aijbe-1014	97	28	of	of	ADP
aijbe-1014	97	29	financial	financial	ADJ
aijbe-1014	97	30	accounts	account	NOUN
aijbe-1014	97	31	,	,	PUNCT
aijbe-1014	97	32	credit	credit	NOUN
aijbe-1014	97	33	,	,	PUNCT
aijbe-1014	97	34	and	and	CCONJ
aijbe-1014	97	35	savings	saving	NOUN
aijbe-1014	97	36	across	across	ADP
aijbe-1014	97	37	different	different	ADJ
aijbe-1014	97	38	countries	country	NOUN
aijbe-1014	97	39	(	(	PUNCT
aijbe-1014	97	40	demirgüç	demirgüç	PROPN
aijbe-1014	97	41	-	-	PUNCT
aijbe-1014	97	42	kunt	kunt	PROPN
aijbe-1014	97	43	et	et	PROPN
aijbe-1014	97	44	al	al	PROPN
aijbe-1014	97	45	.	.	PROPN
aijbe-1014	97	46	,	,	PUNCT
aijbe-1014	97	47	2018	2018	NUM
aijbe-1014	97	48	)	)	PUNCT
aijbe-1014	97	49	.	.	PUNCT
aijbe-1014	98	1	a	a	DET
aijbe-1014	98	2	well	well	ADV
aijbe-1014	98	3	-	-	PUNCT
aijbe-1014	98	4	functioning	function	VERB
aijbe-1014	98	5	financial	financial	ADJ
aijbe-1014	98	6	system	system	NOUN
aijbe-1014	98	7	drives	drive	VERB
aijbe-1014	98	8	economic	economic	ADJ
aijbe-1014	98	9	growth	growth	NOUN
aijbe-1014	98	10	and	and	CCONJ
aijbe-1014	98	11	creates	create	VERB
aijbe-1014	98	12	a	a	DET
aijbe-1014	98	13	platform	platform	NOUN
aijbe-1014	98	14	for	for	ADP
aijbe-1014	98	15	financial	financial	ADJ
aijbe-1014	98	16	intermediation	intermediation	NOUN
aijbe-1014	98	17	by	by	ADP
aijbe-1014	98	18	providing	provide	VERB
aijbe-1014	98	19	savings	saving	NOUN
aijbe-1014	98	20	,	,	PUNCT
aijbe-1014	98	21	credit	credit	NOUN
aijbe-1014	98	22	,	,	PUNCT
aijbe-1014	98	23	payment	payment	NOUN
aijbe-1014	98	24	,	,	PUNCT
aijbe-1014	98	25	and	and	CCONJ
aijbe-1014	98	26	risk	risk	NOUN
aijbe-1014	98	27	management	management	NOUN
aijbe-1014	98	28	products	product	NOUN
aijbe-1014	98	29	to	to	ADP
aijbe-1014	98	30	people	people	NOUN
aijbe-1014	98	31	with	with	ADP
aijbe-1014	98	32	a	a	DET
aijbe-1014	98	33	wide	wide	ADJ
aijbe-1014	98	34	range	range	NOUN
aijbe-1014	98	35	of	of	ADP
aijbe-1014	98	36	needs	need	NOUN
aijbe-1014	98	37	.	.	PUNCT
aijbe-1014	99	1	financially	financially	ADV
aijbe-1014	99	2	inclusive	inclusive	ADJ
aijbe-1014	99	3	systems	system	NOUN
aijbe-1014	99	4	allow	allow	VERB
aijbe-1014	99	5	easy	easy	ADJ
aijbe-1014	99	6	,	,	PUNCT
aijbe-1014	99	7	broad	broad	ADV
aijbe-1014	99	8	-	-	PUNCT
aijbe-1014	99	9	based	base	VERB
aijbe-1014	99	10	access	access	NOUN
aijbe-1014	99	11	to	to	ADP
aijbe-1014	99	12	financial	financial	ADJ
aijbe-1014	99	13	services	service	NOUN
aijbe-1014	99	14	by	by	ADP
aijbe-1014	99	15	making	make	VERB
aijbe-1014	99	16	customized	customized	ADJ
aijbe-1014	99	17	financial	financial	ADJ
aijbe-1014	99	18	products	product	NOUN
aijbe-1014	99	19	available	available	ADJ
aijbe-1014	99	20	at	at	ADP
aijbe-1014	99	21	an	an	DET
aijbe-1014	99	22	affordable	affordable	ADJ
aijbe-1014	99	23	price	price	NOUN
aijbe-1014	99	24	without	without	ADP
aijbe-1014	99	25	stringent	stringent	ADJ
aijbe-1014	99	26	documentation	documentation	NOUN
aijbe-1014	99	27	,	,	PUNCT
aijbe-1014	99	28	particularly	particularly	ADV
aijbe-1014	99	29	to	to	ADP
aijbe-1014	99	30	the	the	DET
aijbe-1014	99	31	poor	poor	ADJ
aijbe-1014	99	32	or	or	CCONJ
aijbe-1014	99	33	other	other	ADJ
aijbe-1014	99	34	disadvantaged	disadvantaged	ADJ
aijbe-1014	99	35	groups	group	NOUN
aijbe-1014	99	36	within	within	ADP
aijbe-1014	99	37	the	the	DET
aijbe-1014	99	38	economy	economy	NOUN
aijbe-1014	99	39	.	.	PUNCT
aijbe-1014	100	1	without	without	ADP
aijbe-1014	100	2	financially	financially	ADV
aijbe-1014	100	3	inclusive	inclusive	ADJ
aijbe-1014	100	4	systems	system	NOUN
aijbe-1014	100	5	,	,	PUNCT
aijbe-1014	100	6	the	the	DET
aijbe-1014	100	7	poor	poor	ADJ
aijbe-1014	100	8	would	would	AUX
aijbe-1014	100	9	rely	rely	VERB
aijbe-1014	100	10	on	on	ADP
aijbe-1014	100	11	their	their	PRON
aijbe-1014	100	12	limited	limited	ADJ
aijbe-1014	100	13	savings	saving	NOUN
aijbe-1014	100	14	or	or	CCONJ
aijbe-1014	100	15	future	future	ADJ
aijbe-1014	100	16	investments	investment	NOUN
aijbe-1014	100	17	,	,	PUNCT
aijbe-1014	100	18	and	and	CCONJ
aijbe-1014	100	19	small	small	ADJ
aijbe-1014	100	20	enterprises	enterprise	NOUN
aijbe-1014	100	21	would	would	AUX
aijbe-1014	100	22	not	not	PART
aijbe-1014	100	23	be	be	AUX
aijbe-1014	100	24	able	able	ADJ
aijbe-1014	100	25	to	to	PART
aijbe-1014	100	26	pursue	pursue	VERB
aijbe-1014	100	27	promising	promising	ADJ
aijbe-1014	100	28	growth	growth	NOUN
aijbe-1014	100	29	opportunities	opportunity	NOUN
aijbe-1014	100	30	because	because	SCONJ
aijbe-1014	100	31	they	they	PRON
aijbe-1014	100	32	would	would	AUX
aijbe-1014	100	33	have	have	VERB
aijbe-1014	100	34	to	to	PART
aijbe-1014	100	35	rely	rely	VERB
aijbe-1014	100	36	on	on	ADP
aijbe-1014	100	37	their	their	PRON
aijbe-1014	100	38	limited	limited	ADJ
aijbe-1014	100	39	earnings	earning	NOUN
aijbe-1014	100	40	,	,	PUNCT
aijbe-1014	100	41	this	this	PRON
aijbe-1014	100	42	is	be	AUX
aijbe-1014	100	43	the	the	DET
aijbe-1014	100	44	reason	reason	NOUN
aijbe-1014	100	45	for	for	ADP
aijbe-1014	100	46	the	the	DET
aijbe-1014	100	47	persistent	persistent	ADJ
aijbe-1014	100	48	income	income	NOUN
aijbe-1014	100	49	inequality	inequality	NOUN
aijbe-1014	100	50	and	and	CCONJ
aijbe-1014	100	51	drag	drag	VERB
aijbe-1014	100	52	in	in	ADP
aijbe-1014	100	53	the	the	DET
aijbe-1014	100	54	economic	economic	ADJ
aijbe-1014	100	55	growth	growth	NOUN
aijbe-1014	100	56	of	of	ADP
aijbe-1014	100	57	most	most	ADJ
aijbe-1014	100	58	developing	develop	VERB
aijbe-1014	100	59	countries	country	NOUN
aijbe-1014	100	60	,	,	PUNCT
aijbe-1014	100	61	(	(	PUNCT
aijbe-1014	100	62	babajide	babajide	ADJ
aijbe-1014	100	63	,	,	PUNCT
aijbe-1014	100	64	adegboye	adegboye	NOUN
aijbe-1014	100	65	,	,	PUNCT
aijbe-1014	100	66	and	and	CCONJ
aijbe-1014	100	67	omankhanlen	omankhanlen	VERB
aijbe-1014	100	68	,	,	PUNCT
aijbe-1014	100	69	2015	2015	NUM
aijbe-1014	100	70	)	)	PUNCT
aijbe-1014	100	71	.	.	PUNCT
aijbe-1014	101	1	gross	gross	ADJ
aijbe-1014	101	2	domestic	domestic	ADJ
aijbe-1014	101	3	product	product	NOUN
aijbe-1014	101	4	(	(	PUNCT
aijbe-1014	101	5	gdp	gdp	NOUN
aijbe-1014	101	6	)	)	PUNCT
aijbe-1014	101	7	growth	growth	NOUN
aijbe-1014	101	8	rate	rate	NOUN
aijbe-1014	101	9	in	in	ADP
aijbe-1014	101	10	nigeria	nigeria	PROPN
aijbe-1014	101	11	.	.	PUNCT
aijbe-1014	102	1	gross	gross	ADJ
aijbe-1014	102	2	domestic	domestic	ADJ
aijbe-1014	102	3	product	product	NOUN
aijbe-1014	102	4	(	(	PUNCT
aijbe-1014	102	5	gdp	gdp	NOUN
aijbe-1014	102	6	)	)	PUNCT
aijbe-1014	102	7	is	be	AUX
aijbe-1014	102	8	a	a	DET
aijbe-1014	102	9	critical	critical	ADJ
aijbe-1014	102	10	indicator	indicator	NOUN
aijbe-1014	102	11	of	of	ADP
aijbe-1014	102	12	economic	economic	ADJ
aijbe-1014	102	13	performance	performance	NOUN
aijbe-1014	102	14	,	,	PUNCT
aijbe-1014	102	15	representing	represent	VERB
aijbe-1014	102	16	the	the	DET
aijbe-1014	102	17	total	total	ADJ
aijbe-1014	102	18	value	value	NOUN
aijbe-1014	102	19	of	of	ADP
aijbe-1014	102	20	all	all	DET
aijbe-1014	102	21	goods	good	NOUN
aijbe-1014	102	22	and	and	CCONJ
aijbe-1014	102	23	services	service	NOUN
aijbe-1014	102	24	produced	produce	VERB
aijbe-1014	102	25	within	within	ADP
aijbe-1014	102	26	a	a	DET
aijbe-1014	102	27	country	country	NOUN
aijbe-1014	102	28	during	during	ADP
aijbe-1014	102	29	a	a	DET
aijbe-1014	102	30	specific	specific	ADJ
aijbe-1014	102	31	period	period	NOUN
aijbe-1014	102	32	.	.	PUNCT
aijbe-1014	103	1	the	the	DET
aijbe-1014	103	2	gdp	gdp	NOUN
aijbe-1014	103	3	growth	growth	NOUN
aijbe-1014	103	4	rate	rate	NOUN
aijbe-1014	103	5	,	,	PUNCT
aijbe-1014	103	6	which	which	PRON
aijbe-1014	103	7	measures	measure	VERB
aijbe-1014	103	8	the	the	DET
aijbe-1014	103	9	percentage	percentage	NOUN
aijbe-1014	103	10	change	change	NOUN
aijbe-1014	103	11	in	in	ADP
aijbe-1014	103	12	gdp	gdp	NOUN
aijbe-1014	103	13	from	from	ADP
aijbe-1014	103	14	one	one	NUM
aijbe-1014	103	15	period	period	NOUN
aijbe-1014	103	16	to	to	ADP
aijbe-1014	103	17	another	another	PRON
aijbe-1014	103	18	,	,	PUNCT
aijbe-1014	103	19	is	be	AUX
aijbe-1014	103	20	a	a	DET
aijbe-1014	103	21	vital	vital	ADJ
aijbe-1014	103	22	metric	metric	NOUN
aijbe-1014	103	23	for	for	ADP
aijbe-1014	103	24	assessing	assess	VERB
aijbe-1014	103	25	the	the	DET
aijbe-1014	103	26	health	health	NOUN
aijbe-1014	103	27	and	and	CCONJ
aijbe-1014	103	28	trajectory	trajectory	NOUN
aijbe-1014	103	29	of	of	ADP
aijbe-1014	103	30	an	an	DET
aijbe-1014	103	31	economy	economy	NOUN
aijbe-1014	103	32	.	.	PUNCT
aijbe-1014	104	1	in	in	ADP
aijbe-1014	104	2	nigeria	nigeria	PROPN
aijbe-1014	104	3	,	,	PUNCT
aijbe-1014	104	4	a	a	DET
aijbe-1014	104	5	country	country	NOUN
aijbe-1014	104	6	characterized	characterize	VERB
aijbe-1014	104	7	by	by	ADP
aijbe-1014	104	8	its	its	PRON
aijbe-1014	104	9	vast	vast	ADJ
aijbe-1014	104	10	resources	resource	NOUN
aijbe-1014	104	11	and	and	CCONJ
aijbe-1014	104	12	diverse	diverse	ADJ
aijbe-1014	104	13	economy	economy	NOUN
aijbe-1014	104	14	,	,	PUNCT
aijbe-1014	104	15	the	the	DET
aijbe-1014	104	16	gdp	gdp	NOUN
aijbe-1014	104	17	growth	growth	NOUN
aijbe-1014	104	18	rate	rate	NOUN
aijbe-1014	104	19	has	have	AUX
aijbe-1014	104	20	undergone	undergo	VERB
aijbe-1014	104	21	significant	significant	ADJ
aijbe-1014	104	22	fluctuations	fluctuation	NOUN
aijbe-1014	104	23	due	due	ADJ
aijbe-1014	104	24	to	to	ADP
aijbe-1014	104	25	various	various	ADJ
aijbe-1014	104	26	internal	internal	ADJ
aijbe-1014	104	27	and	and	CCONJ
aijbe-1014	104	28	external	external	ADJ
aijbe-1014	104	29	factors	factor	NOUN
aijbe-1014	104	30	.	.	PUNCT
aijbe-1014	105	1	gdp	gdp	NOUN
aijbe-1014	105	2	serves	serve	VERB
aijbe-1014	105	3	as	as	ADP
aijbe-1014	105	4	a	a	DET
aijbe-1014	105	5	comprehensive	comprehensive	ADJ
aijbe-1014	105	6	measure	measure	NOUN
aijbe-1014	105	7	of	of	ADP
aijbe-1014	105	8	a	a	DET
aijbe-1014	105	9	nation	nation	NOUN
aijbe-1014	105	10	’s	’s	PART
aijbe-1014	105	11	economic	economic	ADJ
aijbe-1014	105	12	activity	activity	NOUN
aijbe-1014	105	13	.	.	PUNCT
aijbe-1014	106	1	it	it	PRON
aijbe-1014	106	2	is	be	AUX
aijbe-1014	106	3	calculated	calculate	VERB
aijbe-1014	106	4	using	use	VERB
aijbe-1014	106	5	three	three	NUM
aijbe-1014	106	6	approaches	approach	NOUN
aijbe-1014	106	7	:	:	PUNCT
aijbe-1014	106	8	the	the	DET
aijbe-1014	106	9	production	production	NOUN
aijbe-1014	106	10	approach	approach	NOUN
aijbe-1014	106	11	,	,	PUNCT
aijbe-1014	106	12	which	which	PRON
aijbe-1014	106	13	sums	sum	VERB
aijbe-1014	106	14	the	the	DET
aijbe-1014	106	15	value	value	NOUN
aijbe-1014	106	16	added	add	VERB
aijbe-1014	106	17	at	at	ADP
aijbe-1014	106	18	each	each	DET
aijbe-1014	106	19	stage	stage	NOUN
aijbe-1014	106	20	of	of	ADP
aijbe-1014	106	21	production	production	NOUN
aijbe-1014	106	22	;	;	PUNCT
aijbe-1014	106	23	the	the	DET
aijbe-1014	106	24	income	income	NOUN
aijbe-1014	106	25	approach	approach	NOUN
aijbe-1014	106	26	,	,	PUNCT
aijbe-1014	106	27	which	which	PRON
aijbe-1014	106	28	aggregates	aggregate	VERB
aijbe-1014	106	29	incomes	income	NOUN
aijbe-1014	106	30	earned	earn	VERB
aijbe-1014	106	31	by	by	ADP
aijbe-1014	106	32	factors	factor	NOUN
aijbe-1014	106	33	of	of	ADP
aijbe-1014	106	34	production	production	NOUN
aijbe-1014	106	35	;	;	PUNCT
aijbe-1014	106	36	and	and	CCONJ
aijbe-1014	106	37	the	the	DET
aijbe-1014	106	38	expenditure	expenditure	NOUN
aijbe-1014	106	39	approach	approach	NOUN
aijbe-1014	106	40	,	,	PUNCT
aijbe-1014	106	41	which	which	PRON
aijbe-1014	106	42	totals	total	VERB
aijbe-1014	106	43	consumption	consumption	NOUN
aijbe-1014	106	44	,	,	PUNCT
aijbe-1014	106	45	investment	investment	NOUN
aijbe-1014	106	46	,	,	PUNCT
aijbe-1014	106	47	government	government	NOUN
aijbe-1014	106	48	spending	spending	NOUN
aijbe-1014	106	49	,	,	PUNCT
aijbe-1014	106	50	and	and	CCONJ
aijbe-1014	106	51	net	net	ADJ
aijbe-1014	106	52	exports	export	NOUN
aijbe-1014	106	53	(	(	PUNCT
aijbe-1014	106	54	mankiw	mankiw	NOUN
aijbe-1014	106	55	,	,	PUNCT
aijbe-1014	106	56	2014	2014	NUM
aijbe-1014	106	57	)	)	PUNCT
aijbe-1014	106	58	.	.	PUNCT
aijbe-1014	107	1	a	a	DET
aijbe-1014	107	2	growing	grow	VERB
aijbe-1014	107	3	gdp	gdp	NOUN
aijbe-1014	107	4	is	be	AUX
aijbe-1014	107	5	often	often	ADV
aijbe-1014	107	6	associated	associate	VERB
aijbe-1014	107	7	with	with	ADP
aijbe-1014	107	8	improved	improved	ADJ
aijbe-1014	107	9	living	living	NOUN
aijbe-1014	107	10	standards	standard	NOUN
aijbe-1014	107	11	,	,	PUNCT
aijbe-1014	107	12	increased	increase	VERB
aijbe-1014	107	13	employment	employment	NOUN
aijbe-1014	107	14	opportunities	opportunity	NOUN
aijbe-1014	107	15	,	,	PUNCT
aijbe-1014	107	16	and	and	CCONJ
aijbe-1014	107	17	enhanced	enhance	VERB
aijbe-1014	107	18	public	public	ADJ
aijbe-1014	107	19	services	service	NOUN
aijbe-1014	107	20	.	.	PUNCT
aijbe-1014	108	1	in	in	ADP
aijbe-1014	108	2	nigeria	nigeria	PROPN
aijbe-1014	108	3	,	,	PUNCT
aijbe-1014	108	4	gdp	gdp	NOUN
aijbe-1014	108	5	growth	growth	NOUN
aijbe-1014	108	6	is	be	AUX
aijbe-1014	108	7	particularly	particularly	ADV
aijbe-1014	108	8	relevant	relevant	ADJ
aijbe-1014	108	9	given	give	VERB
aijbe-1014	108	10	the	the	DET
aijbe-1014	108	11	country	country	NOUN
aijbe-1014	108	12	’s	’s	PART
aijbe-1014	108	13	aspirations	aspiration	NOUN
aijbe-1014	108	14	to	to	PART
aijbe-1014	108	15	become	become	VERB
aijbe-1014	108	16	one	one	NUM
aijbe-1014	108	17	of	of	ADP
aijbe-1014	108	18	the	the	DET
aijbe-1014	108	19	top	top	ADJ
aijbe-1014	108	20	20	20	NUM
aijbe-1014	108	21	economies	economy	NOUN
aijbe-1014	108	22	in	in	ADP
aijbe-1014	108	23	the	the	DET
aijbe-1014	108	24	world	world	NOUN
aijbe-1014	108	25	by	by	ADP
aijbe-1014	108	26	2020	2020	NUM
aijbe-1014	108	27	,	,	PUNCT
aijbe-1014	108	28	as	as	SCONJ
aijbe-1014	108	29	outlined	outline	VERB
aijbe-1014	108	30	in	in	ADP
aijbe-1014	108	31	its	its	PRON
aijbe-1014	108	32	vision	vision	NOUN
aijbe-1014	108	33	20:2020	20:2020	NUM
aijbe-1014	108	34	strategy	strategy	NOUN
aijbe-1014	108	35	(	(	PUNCT
aijbe-1014	108	36	federal	federal	PROPN
aijbe-1014	108	37	republic	republic	NOUN
aijbe-1014	108	38	of	of	ADP
aijbe-1014	108	39	nigeria	nigeria	PROPN
aijbe-1014	108	40	,	,	PUNCT
aijbe-1014	108	41	2010	2010	NUM
aijbe-1014	108	42	)	)	PUNCT
aijbe-1014	108	43	.	.	PUNCT
aijbe-1014	109	1	the	the	DET
aijbe-1014	109	2	growth	growth	NOUN
aijbe-1014	109	3	rate	rate	NOUN
aijbe-1014	109	4	provides	provide	VERB
aijbe-1014	109	5	insights	insight	NOUN
aijbe-1014	109	6	into	into	ADP
aijbe-1014	109	7	the	the	DET
aijbe-1014	109	8	effectiveness	effectiveness	NOUN
aijbe-1014	109	9	of	of	ADP
aijbe-1014	109	10	economic	economic	ADJ
aijbe-1014	109	11	policies	policy	NOUN
aijbe-1014	109	12	and	and	CCONJ
aijbe-1014	109	13	the	the	DET
aijbe-1014	109	14	resilience	resilience	NOUN
aijbe-1014	109	15	of	of	ADP
aijbe-1014	109	16	various	various	ADJ
aijbe-1014	109	17	sectors	sector	NOUN
aijbe-1014	109	18	,	,	PUNCT
aijbe-1014	109	19	including	include	VERB
aijbe-1014	109	20	agriculture	agriculture	NOUN
aijbe-1014	109	21	,	,	PUNCT
aijbe-1014	109	22	industry	industry	NOUN
aijbe-1014	109	23	,	,	PUNCT
aijbe-1014	109	24	and	and	CCONJ
aijbe-1014	109	25	services	service	NOUN
aijbe-1014	109	26	.	.	PUNCT
aijbe-1014	110	1	the	the	DET
aijbe-1014	110	2	early	early	ADJ
aijbe-1014	110	3	2000s	2000s	NUM
aijbe-1014	110	4	marked	mark	VERB
aijbe-1014	110	5	a	a	DET
aijbe-1014	110	6	period	period	NOUN
aijbe-1014	110	7	of	of	ADP
aijbe-1014	110	8	robust	robust	ADJ
aijbe-1014	110	9	economic	economic	ADJ
aijbe-1014	110	10	growth	growth	NOUN
aijbe-1014	110	11	,	,	PUNCT
aijbe-1014	110	12	with	with	ADP
aijbe-1014	110	13	nigeria	nigeria	PROPN
aijbe-1014	110	14	achieving	achieve	VERB
aijbe-1014	110	15	an	an	DET
aijbe-1014	110	16	annual	annual	ADJ
aijbe-1014	110	17	gdp	gdp	NOUN
aijbe-1014	110	18	growth	growth	NOUN
aijbe-1014	110	19	rate	rate	NOUN
aijbe-1014	110	20	often	often	ADV
aijbe-1014	110	21	exceeding	exceed	VERB
aijbe-1014	110	22	6	6	NUM
aijbe-1014	110	23	%	%	NOUN
aijbe-1014	110	24	.	.	PUNCT
aijbe-1014	111	1	however	however	ADV
aijbe-1014	111	2	,	,	PUNCT
aijbe-1014	111	3	this	this	DET
aijbe-1014	111	4	growth	growth	NOUN
aijbe-1014	111	5	was	be	AUX
aijbe-1014	111	6	not	not	PART
aijbe-1014	111	7	evenly	evenly	ADV
aijbe-1014	111	8	distributed	distribute	VERB
aijbe-1014	111	9	,	,	PUNCT
aijbe-1014	111	10	with	with	ADP
aijbe-1014	111	11	disparities	disparity	NOUN
aijbe-1014	111	12	evident	evident	ADJ
aijbe-1014	111	13	between	between	ADP
aijbe-1014	111	14	urban	urban	ADJ
aijbe-1014	111	15	and	and	CCONJ
aijbe-1014	111	16	rural	rural	ADJ
aijbe-1014	111	17	areas	area	NOUN
aijbe-1014	111	18	and	and	CCONJ
aijbe-1014	111	19	among	among	ADP
aijbe-1014	111	20	different	different	ADJ
aijbe-1014	111	21	balogun	balogun	NOUN
aijbe-1014	111	22	david	david	PROPN
aijbe-1014	111	23	ibukun	ibukun	PROPN
aijbe-1014	111	24	and	and	CCONJ
aijbe-1014	111	25	prof	prof	NOUN
aijbe-1014	111	26	.	.	PUNCT
aijbe-1014	112	1	okechukwu	okechukwu	PROPN
aijbe-1014	112	2	e.	e.	PROPN
aijbe-1014	112	3	u.	u.	PROPN
aijbe-1014	112	4	(	(	PUNCT
aijbe-1014	112	5	2025	2025	NUM
aijbe-1014	112	6	)	)	PUNCT
aijbe-1014	112	7	53	53	NUM
aijbe-1014	112	8	american	american	ADJ
aijbe-1014	112	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	112	10	journal	journal	NOUN
aijbe-1014	112	11	of	of	ADP
aijbe-1014	112	12	business	business	NOUN
aijbe-1014	112	13	and	and	CCONJ
aijbe-1014	112	14	economics	economic	NOUN
aijbe-1014	112	15	|	|	ADV
aijbe-1014	112	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	112	17	socioeconomic	socioeconomic	ADJ
aijbe-1014	112	18	groups	group	NOUN
aijbe-1014	112	19	(	(	PUNCT
aijbe-1014	112	20	world	world	PROPN
aijbe-1014	112	21	bank	bank	PROPN
aijbe-1014	112	22	,	,	PUNCT
aijbe-1014	112	23	2014	2014	NUM
aijbe-1014	112	24	)	)	PUNCT
aijbe-1014	112	25	.	.	PUNCT
aijbe-1014	113	1	the	the	DET
aijbe-1014	113	2	global	global	ADJ
aijbe-1014	113	3	financial	financial	ADJ
aijbe-1014	113	4	crisis	crisis	NOUN
aijbe-1014	113	5	of	of	ADP
aijbe-1014	113	6	2008	2008	NUM
aijbe-1014	113	7	-	-	SYM
aijbe-1014	113	8	2009	2009	NUM
aijbe-1014	113	9	and	and	CCONJ
aijbe-1014	113	10	subsequent	subsequent	ADJ
aijbe-1014	113	11	declines	decline	NOUN
aijbe-1014	113	12	in	in	ADP
aijbe-1014	113	13	oil	oil	NOUN
aijbe-1014	113	14	prices	price	NOUN
aijbe-1014	113	15	posted	post	VERB
aijbe-1014	113	16	significant	significant	ADJ
aijbe-1014	113	17	challenges	challenge	NOUN
aijbe-1014	113	18	,	,	PUNCT
aijbe-1014	113	19	leading	lead	VERB
aijbe-1014	113	20	to	to	ADP
aijbe-1014	113	21	a	a	DET
aijbe-1014	113	22	recession	recession	NOUN
aijbe-1014	113	23	in	in	ADP
aijbe-1014	113	24	2016	2016	NUM
aijbe-1014	113	25	,	,	PUNCT
aijbe-1014	113	26	which	which	PRON
aijbe-1014	113	27	highlighted	highlight	VERB
aijbe-1014	113	28	the	the	DET
aijbe-1014	113	29	vulnerabilities	vulnerability	NOUN
aijbe-1014	113	30	of	of	ADP
aijbe-1014	113	31	an	an	DET
aijbe-1014	113	32	oil	oil	NOUN
aijbe-1014	113	33	-	-	PUNCT
aijbe-1014	113	34	dependent	dependent	ADJ
aijbe-1014	113	35	economy	economy	NOUN
aijbe-1014	113	36	(	(	PUNCT
aijbe-1014	113	37	obi	obi	PROPN
aijbe-1014	113	38	&	&	CCONJ
aijbe-1014	113	39	uche	uche	PROPN
aijbe-1014	113	40	,	,	PUNCT
aijbe-1014	113	41	2020	2020	NUM
aijbe-1014	113	42	)	)	PUNCT
aijbe-1014	113	43	.	.	PUNCT
aijbe-1014	114	1	the	the	DET
aijbe-1014	114	2	nigerian	nigerian	ADJ
aijbe-1014	114	3	economy	economy	NOUN
aijbe-1014	114	4	is	be	AUX
aijbe-1014	114	5	heavily	heavily	ADV
aijbe-1014	114	6	reliant	reliant	ADJ
aijbe-1014	114	7	on	on	ADP
aijbe-1014	114	8	oil	oil	NOUN
aijbe-1014	114	9	,	,	PUNCT
aijbe-1014	114	10	which	which	PRON
aijbe-1014	114	11	accounts	account	VERB
aijbe-1014	114	12	for	for	ADP
aijbe-1014	114	13	a	a	DET
aijbe-1014	114	14	substantial	substantial	ADJ
aijbe-1014	114	15	portion	portion	NOUN
aijbe-1014	114	16	of	of	ADP
aijbe-1014	114	17	government	government	NOUN
aijbe-1014	114	18	revenue	revenue	NOUN
aijbe-1014	114	19	and	and	CCONJ
aijbe-1014	114	20	foreign	foreign	ADJ
aijbe-1014	114	21	exchange	exchange	NOUN
aijbe-1014	114	22	earnings	earning	NOUN
aijbe-1014	114	23	.	.	PUNCT
aijbe-1014	115	1	fluctuations	fluctuation	NOUN
aijbe-1014	115	2	in	in	ADP
aijbe-1014	115	3	global	global	ADJ
aijbe-1014	115	4	oil	oil	NOUN
aijbe-1014	115	5	prices	price	NOUN
aijbe-1014	115	6	have	have	VERB
aijbe-1014	115	7	a	a	DET
aijbe-1014	115	8	direct	direct	ADJ
aijbe-1014	115	9	impact	impact	NOUN
aijbe-1014	115	10	on	on	ADP
aijbe-1014	115	11	gdp	gdp	NOUN
aijbe-1014	115	12	growth	growth	NOUN
aijbe-1014	115	13	rates	rate	NOUN
aijbe-1014	115	14	.	.	PUNCT
aijbe-1014	116	1	for	for	ADP
aijbe-1014	116	2	instance	instance	NOUN
aijbe-1014	116	3	,	,	PUNCT
aijbe-1014	116	4	the	the	DET
aijbe-1014	116	5	sharp	sharp	ADJ
aijbe-1014	116	6	decline	decline	NOUN
aijbe-1014	116	7	in	in	ADP
aijbe-1014	116	8	oil	oil	NOUN
aijbe-1014	116	9	prices	price	NOUN
aijbe-1014	116	10	in	in	ADP
aijbe-1014	116	11	2014	2014	NUM
aijbe-1014	116	12	significantly	significantly	ADV
aijbe-1014	116	13	affected	affect	VERB
aijbe-1014	116	14	government	government	NOUN
aijbe-1014	116	15	revenues	revenue	NOUN
aijbe-1014	116	16	and	and	CCONJ
aijbe-1014	116	17	led	lead	VERB
aijbe-1014	116	18	to	to	ADP
aijbe-1014	116	19	economic	economic	ADJ
aijbe-1014	116	20	contraction	contraction	NOUN
aijbe-1014	116	21	(	(	PUNCT
aijbe-1014	116	22	ajakaiye	ajakaiye	PROPN
aijbe-1014	116	23	&	&	CCONJ
aijbe-1014	116	24	fakiyesin	fakiyesin	PROPN
aijbe-1014	116	25	,	,	PUNCT
aijbe-1014	116	26	2018	2018	NUM
aijbe-1014	116	27	)	)	PUNCT
aijbe-1014	116	28	.	.	PUNCT
aijbe-1014	117	1	diversification	diversification	NOUN
aijbe-1014	117	2	of	of	ADP
aijbe-1014	117	3	the	the	DET
aijbe-1014	117	4	economy	economy	NOUN
aijbe-1014	117	5	is	be	AUX
aijbe-1014	117	6	crucial	crucial	ADJ
aijbe-1014	117	7	to	to	PART
aijbe-1014	117	8	mitigate	mitigate	VERB
aijbe-1014	117	9	the	the	DET
aijbe-1014	117	10	risks	risk	NOUN
aijbe-1014	117	11	associated	associate	VERB
aijbe-1014	117	12	with	with	ADP
aijbe-1014	117	13	oil	oil	NOUN
aijbe-1014	117	14	dependency	dependency	NOUN
aijbe-1014	117	15	and	and	CCONJ
aijbe-1014	117	16	stabilize	stabilize	VERB
aijbe-1014	117	17	gdp	gdp	NOUN
aijbe-1014	117	18	growth	growth	NOUN
aijbe-1014	117	19	.	.	PUNCT
aijbe-1014	118	1	agriculture	agriculture	NOUN
aijbe-1014	118	2	remains	remain	VERB
aijbe-1014	118	3	a	a	DET
aijbe-1014	118	4	vital	vital	ADJ
aijbe-1014	118	5	sector	sector	NOUN
aijbe-1014	118	6	in	in	ADP
aijbe-1014	118	7	nigeria	nigeria	PROPN
aijbe-1014	118	8	,	,	PUNCT
aijbe-1014	118	9	employing	employ	VERB
aijbe-1014	118	10	a	a	DET
aijbe-1014	118	11	significant	significant	ADJ
aijbe-1014	118	12	portion	portion	NOUN
aijbe-1014	118	13	of	of	ADP
aijbe-1014	118	14	the	the	DET
aijbe-1014	118	15	population	population	NOUN
aijbe-1014	118	16	and	and	CCONJ
aijbe-1014	118	17	contributing	contribute	VERB
aijbe-1014	118	18	to	to	ADP
aijbe-1014	118	19	gdp	gdp	NOUN
aijbe-1014	118	20	.	.	PUNCT
aijbe-1014	119	1	the	the	DET
aijbe-1014	119	2	government	government	NOUN
aijbe-1014	119	3	has	have	AUX
aijbe-1014	119	4	implemented	implement	VERB
aijbe-1014	119	5	various	various	ADJ
aijbe-1014	119	6	programs	program	NOUN
aijbe-1014	119	7	aimed	aim	VERB
aijbe-1014	119	8	at	at	ADP
aijbe-1014	119	9	boosting	boost	VERB
aijbe-1014	119	10	agricultural	agricultural	ADJ
aijbe-1014	119	11	productivity	productivity	NOUN
aijbe-1014	119	12	,	,	PUNCT
aijbe-1014	119	13	such	such	ADJ
aijbe-1014	119	14	as	as	ADP
aijbe-1014	119	15	the	the	DET
aijbe-1014	119	16	agricultural	agricultural	ADJ
aijbe-1014	119	17	transformation	transformation	NOUN
aijbe-1014	119	18	agenda	agenda	NOUN
aijbe-1014	119	19	.	.	PUNCT
aijbe-1014	120	1	however	however	ADV
aijbe-1014	120	2	,	,	PUNCT
aijbe-1014	120	3	challenges	challenge	NOUN
aijbe-1014	120	4	such	such	ADJ
aijbe-1014	120	5	as	as	ADP
aijbe-1014	120	6	inadequate	inadequate	ADJ
aijbe-1014	120	7	infrastructure	infrastructure	NOUN
aijbe-1014	120	8	,	,	PUNCT
aijbe-1014	120	9	access	access	NOUN
aijbe-1014	120	10	to	to	ADP
aijbe-1014	120	11	credit	credit	NOUN
aijbe-1014	120	12	,	,	PUNCT
aijbe-1014	120	13	and	and	CCONJ
aijbe-1014	120	14	climate	climate	NOUN
aijbe-1014	120	15	change	change	NOUN
aijbe-1014	120	16	continue	continue	VERB
aijbe-1014	120	17	to	to	PART
aijbe-1014	120	18	impede	impede	VERB
aijbe-1014	120	19	growth	growth	NOUN
aijbe-1014	120	20	in	in	ADP
aijbe-1014	120	21	this	this	DET
aijbe-1014	120	22	sector	sector	NOUN
aijbe-1014	120	23	(	(	PUNCT
aijbe-1014	120	24	ogunfowora	ogunfowora	NOUN
aijbe-1014	120	25	,	,	PUNCT
aijbe-1014	120	26	2021	2021	NUM
aijbe-1014	120	27	)	)	PUNCT
aijbe-1014	120	28	.	.	PUNCT
aijbe-1014	121	1	the	the	DET
aijbe-1014	121	2	gdp	gdp	NOUN
aijbe-1014	121	3	growth	growth	NOUN
aijbe-1014	121	4	rate	rate	NOUN
aijbe-1014	121	5	has	have	VERB
aijbe-1014	121	6	significant	significant	ADJ
aijbe-1014	121	7	implications	implication	NOUN
aijbe-1014	121	8	for	for	ADP
aijbe-1014	121	9	various	various	ADJ
aijbe-1014	121	10	aspects	aspect	NOUN
aijbe-1014	121	11	of	of	ADP
aijbe-1014	121	12	nigerian	nigerian	ADJ
aijbe-1014	121	13	society	society	NOUN
aijbe-1014	121	14	.	.	PUNCT
aijbe-1014	122	1	high	high	ADJ
aijbe-1014	122	2	growth	growth	NOUN
aijbe-1014	122	3	rates	rate	NOUN
aijbe-1014	122	4	are	be	AUX
aijbe-1014	122	5	often	often	ADV
aijbe-1014	122	6	associated	associate	VERB
aijbe-1014	122	7	with	with	ADP
aijbe-1014	122	8	improved	improved	ADJ
aijbe-1014	122	9	living	living	NOUN
aijbe-1014	122	10	standards	standard	NOUN
aijbe-1014	122	11	,	,	PUNCT
aijbe-1014	122	12	increased	increase	VERB
aijbe-1014	122	13	employment	employment	NOUN
aijbe-1014	122	14	opportunities	opportunity	NOUN
aijbe-1014	122	15	,	,	PUNCT
aijbe-1014	122	16	and	and	CCONJ
aijbe-1014	122	17	enhanced	enhance	VERB
aijbe-1014	122	18	public	public	ADJ
aijbe-1014	122	19	services	service	NOUN
aijbe-1014	122	20	.	.	PUNCT
aijbe-1014	123	1	conversely	conversely	ADV
aijbe-1014	123	2	,	,	PUNCT
aijbe-1014	123	3	low	low	ADJ
aijbe-1014	123	4	or	or	CCONJ
aijbe-1014	123	5	negative	negative	ADJ
aijbe-1014	123	6	growth	growth	NOUN
aijbe-1014	123	7	can	can	AUX
aijbe-1014	123	8	lead	lead	VERB
aijbe-1014	123	9	to	to	ADP
aijbe-1014	123	10	rising	rise	VERB
aijbe-1014	123	11	unemployment	unemployment	NOUN
aijbe-1014	123	12	,	,	PUNCT
aijbe-1014	123	13	increased	increase	VERB
aijbe-1014	123	14	poverty	poverty	NOUN
aijbe-1014	123	15	levels	level	NOUN
aijbe-1014	123	16	,	,	PUNCT
aijbe-1014	123	17	and	and	CCONJ
aijbe-1014	123	18	social	social	ADJ
aijbe-1014	123	19	unrest	unrest	NOUN
aijbe-1014	123	20	.	.	PUNCT
aijbe-1014	124	1	nigeria	nigeria	PROPN
aijbe-1014	124	2	's	's	PART
aijbe-1014	124	3	economic	economic	ADJ
aijbe-1014	124	4	growth	growth	NOUN
aijbe-1014	124	5	according	accord	VERB
aijbe-1014	124	6	to	to	ADP
aijbe-1014	124	7	john	john	PROPN
aijbe-1014	124	8	(	(	PUNCT
aijbe-1014	124	9	2022	2022	NUM
aijbe-1014	124	10	)	)	PUNCT
aijbe-1014	124	11	,	,	PUNCT
aijbe-1014	124	12	economic	economic	ADJ
aijbe-1014	124	13	growth	growth	NOUN
aijbe-1014	124	14	is	be	AUX
aijbe-1014	124	15	the	the	DET
aijbe-1014	124	16	process	process	NOUN
aijbe-1014	124	17	by	by	ADP
aijbe-1014	124	18	which	which	PRON
aijbe-1014	124	19	a	a	DET
aijbe-1014	124	20	country	country	NOUN
aijbe-1014	124	21	's	's	PART
aijbe-1014	124	22	wealth	wealth	NOUN
aijbe-1014	124	23	develops	develop	VERB
aijbe-1014	124	24	over	over	ADP
aijbe-1014	124	25	time	time	NOUN
aijbe-1014	124	26	.	.	PUNCT
aijbe-1014	125	1	the	the	DET
aijbe-1014	125	2	term	term	NOUN
aijbe-1014	125	3	,	,	PUNCT
aijbe-1014	125	4	he	he	PRON
aijbe-1014	125	5	said	say	VERB
aijbe-1014	125	6	,	,	PUNCT
aijbe-1014	125	7	is	be	AUX
aijbe-1014	125	8	frequently	frequently	ADV
aijbe-1014	125	9	employed	employ	VERB
aijbe-1014	125	10	in	in	ADP
aijbe-1014	125	11	talks	talk	NOUN
aijbe-1014	125	12	of	of	ADP
aijbe-1014	125	13	short	short	ADJ
aijbe-1014	125	14	-	-	PUNCT
aijbe-1014	125	15	term	term	NOUN
aijbe-1014	125	16	economic	economic	ADJ
aijbe-1014	125	17	success	success	NOUN
aijbe-1014	125	18	,	,	PUNCT
aijbe-1014	125	19	but	but	CCONJ
aijbe-1014	125	20	in	in	ADP
aijbe-1014	125	21	the	the	DET
aijbe-1014	125	22	context	context	NOUN
aijbe-1014	125	23	of	of	ADP
aijbe-1014	125	24	economic	economic	ADJ
aijbe-1014	125	25	theory	theory	NOUN
aijbe-1014	125	26	,	,	PUNCT
aijbe-1014	125	27	it	it	PRON
aijbe-1014	125	28	typically	typically	ADV
aijbe-1014	125	29	refers	refer	VERB
aijbe-1014	125	30	to	to	ADP
aijbe-1014	125	31	a	a	DET
aijbe-1014	125	32	gain	gain	NOUN
aijbe-1014	125	33	in	in	ADP
aijbe-1014	125	34	wealth	wealth	NOUN
aijbe-1014	125	35	over	over	ADP
aijbe-1014	125	36	a	a	DET
aijbe-1014	125	37	long	long	ADJ
aijbe-1014	125	38	period	period	NOUN
aijbe-1014	125	39	.	.	PUNCT
aijbe-1014	126	1	a	a	DET
aijbe-1014	126	2	society	society	NOUN
aijbe-1014	126	3	's	's	PART
aijbe-1014	126	4	ability	ability	NOUN
aijbe-1014	126	5	to	to	PART
aijbe-1014	126	6	produce	produce	VERB
aijbe-1014	126	7	more	more	ADJ
aijbe-1014	126	8	economic	economic	ADJ
aijbe-1014	126	9	goods	good	NOUN
aijbe-1014	126	10	and	and	CCONJ
aijbe-1014	126	11	services	service	NOUN
aijbe-1014	126	12	of	of	ADP
aijbe-1014	126	13	higher	high	ADJ
aijbe-1014	126	14	quality	quality	NOUN
aijbe-1014	126	15	and	and	CCONJ
aijbe-1014	126	16	quantity	quantity	NOUN
aijbe-1014	126	17	is	be	AUX
aijbe-1014	126	18	referred	refer	VERB
aijbe-1014	126	19	to	to	ADP
aijbe-1014	126	20	as	as	ADP
aijbe-1014	126	21	economic	economic	ADJ
aijbe-1014	126	22	growth	growth	NOUN
aijbe-1014	126	23	,	,	PUNCT
aijbe-1014	126	24	according	accord	VERB
aijbe-1014	126	25	to	to	ADP
aijbe-1014	126	26	roser	roser	PROPN
aijbe-1014	126	27	(	(	PUNCT
aijbe-1014	126	28	2021	2021	NUM
aijbe-1014	126	29	)	)	PUNCT
aijbe-1014	126	30	.	.	PUNCT
aijbe-1014	127	1	economic	economic	ADJ
aijbe-1014	127	2	growth	growth	NOUN
aijbe-1014	127	3	,	,	PUNCT
aijbe-1014	127	4	according	accord	VERB
aijbe-1014	127	5	to	to	ADP
aijbe-1014	127	6	edeme	edeme	NOUN
aijbe-1014	127	7	(	(	PUNCT
aijbe-1014	127	8	2018	2018	NUM
aijbe-1014	127	9	)	)	PUNCT
aijbe-1014	127	10	,	,	PUNCT
aijbe-1014	127	11	is	be	AUX
aijbe-1014	127	12	the	the	DET
aijbe-1014	127	13	ability	ability	NOUN
aijbe-1014	127	14	to	to	PART
aijbe-1014	127	15	generate	generate	VERB
aijbe-1014	127	16	more	more	ADJ
aijbe-1014	127	17	products	product	NOUN
aijbe-1014	127	18	and	and	CCONJ
aijbe-1014	127	19	services	service	NOUN
aijbe-1014	127	20	over	over	ADP
aijbe-1014	127	21	time	time	NOUN
aijbe-1014	127	22	(	(	PUNCT
aijbe-1014	127	23	gross	gross	ADJ
aijbe-1014	127	24	domestic	domestic	ADJ
aijbe-1014	127	25	product	product	NOUN
aijbe-1014	127	26	)	)	PUNCT
aijbe-1014	127	27	.	.	PUNCT
aijbe-1014	128	1	according	accord	VERB
aijbe-1014	128	2	to	to	ADP
aijbe-1014	128	3	amadeo	amadeo	PROPN
aijbe-1014	128	4	(	(	PUNCT
aijbe-1014	128	5	2021	2021	NUM
aijbe-1014	128	6	)	)	PUNCT
aijbe-1014	128	7	,	,	PUNCT
aijbe-1014	128	8	among	among	ADP
aijbe-1014	128	9	other	other	ADJ
aijbe-1014	128	10	researchers	researcher	NOUN
aijbe-1014	128	11	,	,	PUNCT
aijbe-1014	128	12	economic	economic	ADJ
aijbe-1014	128	13	growth	growth	NOUN
aijbe-1014	128	14	is	be	AUX
aijbe-1014	128	15	the	the	DET
aijbe-1014	128	16	rise	rise	NOUN
aijbe-1014	128	17	in	in	ADP
aijbe-1014	128	18	the	the	DET
aijbe-1014	128	19	value	value	NOUN
aijbe-1014	128	20	of	of	ADP
aijbe-1014	128	21	an	an	DET
aijbe-1014	128	22	economy	economy	NOUN
aijbe-1014	128	23	's	's	PART
aijbe-1014	128	24	goods	good	NOUN
aijbe-1014	128	25	and	and	CCONJ
aijbe-1014	128	26	services	service	NOUN
aijbe-1014	128	27	,	,	PUNCT
aijbe-1014	128	28	which	which	PRON
aijbe-1014	128	29	increases	increase	VERB
aijbe-1014	128	30	profits	profit	NOUN
aijbe-1014	128	31	for	for	ADP
aijbe-1014	128	32	firms	firm	NOUN
aijbe-1014	128	33	and	and	CCONJ
aijbe-1014	128	34	suggests	suggest	VERB
aijbe-1014	128	35	an	an	DET
aijbe-1014	128	36	increase	increase	NOUN
aijbe-1014	128	37	in	in	ADP
aijbe-1014	128	38	percapita	percapita	NOUN
aijbe-1014	128	39	and	and	CCONJ
aijbe-1014	128	40	national	national	ADJ
aijbe-1014	128	41	income	income	NOUN
aijbe-1014	128	42	.	.	PUNCT
aijbe-1014	129	1	an	an	DET
aijbe-1014	129	2	increase	increase	NOUN
aijbe-1014	129	3	in	in	ADP
aijbe-1014	129	4	a	a	DET
aijbe-1014	129	5	nation	nation	NOUN
aijbe-1014	129	6	's	's	PART
aijbe-1014	129	7	gross	gross	ADJ
aijbe-1014	129	8	domestic	domestic	ADJ
aijbe-1014	129	9	product	product	NOUN
aijbe-1014	129	10	(	(	PUNCT
aijbe-1014	129	11	gdp	gdp	NOUN
aijbe-1014	129	12	)	)	PUNCT
aijbe-1014	129	13	,	,	PUNCT
aijbe-1014	129	14	which	which	PRON
aijbe-1014	129	15	measures	measure	VERB
aijbe-1014	129	16	the	the	DET
aijbe-1014	129	17	total	total	ADJ
aijbe-1014	129	18	monetary	monetary	ADJ
aijbe-1014	129	19	worth	worth	NOUN
aijbe-1014	129	20	of	of	ADP
aijbe-1014	129	21	the	the	DET
aijbe-1014	129	22	products	product	NOUN
aijbe-1014	129	23	and	and	CCONJ
aijbe-1014	129	24	services	service	NOUN
aijbe-1014	129	25	generated	generate	VERB
aijbe-1014	129	26	by	by	ADP
aijbe-1014	129	27	the	the	DET
aijbe-1014	129	28	nation	nation	NOUN
aijbe-1014	129	29	over	over	ADP
aijbe-1014	129	30	a	a	DET
aijbe-1014	129	31	given	give	VERB
aijbe-1014	129	32	period	period	NOUN
aijbe-1014	129	33	,	,	PUNCT
aijbe-1014	129	34	is	be	AUX
aijbe-1014	129	35	typically	typically	ADV
aijbe-1014	129	36	a	a	DET
aijbe-1014	129	37	sign	sign	NOUN
aijbe-1014	129	38	of	of	ADP
aijbe-1014	129	39	economic	economic	ADJ
aijbe-1014	129	40	growth	growth	NOUN
aijbe-1014	129	41	.	.	PUNCT
aijbe-1014	130	1	therefore	therefore	ADV
aijbe-1014	130	2	,	,	PUNCT
aijbe-1014	130	3	the	the	DET
aijbe-1014	130	4	process	process	NOUN
aijbe-1014	130	5	through	through	ADP
aijbe-1014	130	6	which	which	PRON
aijbe-1014	130	7	a	a	DET
aijbe-1014	130	8	nation	nation	NOUN
aijbe-1014	130	9	's	's	PART
aijbe-1014	130	10	actual	actual	ADJ
aijbe-1014	130	11	national	national	ADJ
aijbe-1014	130	12	and	and	CCONJ
aijbe-1014	130	13	per	per	ADP
aijbe-1014	130	14	capita	capita	NOUN
aijbe-1014	130	15	income	income	NOUN
aijbe-1014	130	16	increases	increase	NOUN
aijbe-1014	130	17	over	over	ADP
aijbe-1014	130	18	an	an	DET
aijbe-1014	130	19	extended	extended	ADJ
aijbe-1014	130	20	period	period	NOUN
aijbe-1014	130	21	can	can	AUX
aijbe-1014	130	22	be	be	AUX
aijbe-1014	130	23	described	describe	VERB
aijbe-1014	130	24	as	as	ADP
aijbe-1014	130	25	economic	economic	ADJ
aijbe-1014	130	26	growth	growth	NOUN
aijbe-1014	130	27	.	.	PUNCT
aijbe-1014	131	1	in	in	ADP
aijbe-1014	131	2	measuring	measure	VERB
aijbe-1014	131	3	economic	economic	ADJ
aijbe-1014	131	4	growth	growth	NOUN
aijbe-1014	131	5	,	,	PUNCT
aijbe-1014	131	6	amadeo	amadeo	PROPN
aijbe-1014	131	7	(	(	PUNCT
aijbe-1014	131	8	2021	2021	NUM
aijbe-1014	131	9	)	)	PUNCT
aijbe-1014	131	10	notes	note	VERB
aijbe-1014	131	11	that	that	SCONJ
aijbe-1014	131	12	the	the	DET
aijbe-1014	131	13	increase	increase	NOUN
aijbe-1014	131	14	in	in	ADP
aijbe-1014	131	15	per	per	ADP
aijbe-1014	131	16	-	-	PUNCT
aijbe-1014	131	17	capita	capita	NOUN
aijbe-1014	131	18	income	income	NOUN
aijbe-1014	131	19	is	be	AUX
aijbe-1014	131	20	the	the	DET
aijbe-1014	131	21	better	well	ADJ
aijbe-1014	131	22	measure	measure	NOUN
aijbe-1014	131	23	because	because	SCONJ
aijbe-1014	131	24	it	it	PRON
aijbe-1014	131	25	is	be	AUX
aijbe-1014	131	26	what	what	PRON
aijbe-1014	131	27	reflects	reflect	VERB
aijbe-1014	131	28	an	an	DET
aijbe-1014	131	29	increase	increase	NOUN
aijbe-1014	131	30	in	in	ADP
aijbe-1014	131	31	the	the	DET
aijbe-1014	131	32	improvement	improvement	NOUN
aijbe-1014	131	33	of	of	ADP
aijbe-1014	131	34	living	living	NOUN
aijbe-1014	131	35	standards	standard	NOUN
aijbe-1014	131	36	of	of	ADP
aijbe-1014	131	37	the	the	DET
aijbe-1014	131	38	masses	masse	NOUN
aijbe-1014	131	39	,	,	PUNCT
aijbe-1014	131	40	which	which	PRON
aijbe-1014	131	41	should	should	AUX
aijbe-1014	131	42	also	also	ADV
aijbe-1014	131	43	reflect	reflect	VERB
aijbe-1014	131	44	in	in	ADP
aijbe-1014	131	45	terms	term	NOUN
aijbe-1014	131	46	of	of	ADP
aijbe-1014	131	47	the	the	DET
aijbe-1014	131	48	increase	increase	NOUN
aijbe-1014	131	49	of	of	ADP
aijbe-1014	131	50	output	output	NOUN
aijbe-1014	131	51	of	of	ADP
aijbe-1014	131	52	goods	good	NOUN
aijbe-1014	131	53	and	and	CCONJ
aijbe-1014	131	54	services	service	NOUN
aijbe-1014	131	55	.	.	PUNCT
aijbe-1014	132	1	economic	economic	ADJ
aijbe-1014	132	2	growth	growth	NOUN
aijbe-1014	132	3	is	be	AUX
aijbe-1014	132	4	the	the	DET
aijbe-1014	132	5	increase	increase	NOUN
aijbe-1014	132	6	in	in	ADP
aijbe-1014	132	7	the	the	DET
aijbe-1014	132	8	value	value	NOUN
aijbe-1014	132	9	of	of	ADP
aijbe-1014	132	10	an	an	DET
aijbe-1014	132	11	economy	economy	NOUN
aijbe-1014	132	12	's	's	PART
aijbe-1014	132	13	goods	good	NOUN
aijbe-1014	132	14	and	and	CCONJ
aijbe-1014	132	15	services	service	NOUN
aijbe-1014	132	16	,	,	PUNCT
aijbe-1014	132	17	which	which	PRON
aijbe-1014	132	18	creates	create	VERB
aijbe-1014	132	19	more	more	ADJ
aijbe-1014	132	20	profit	profit	NOUN
aijbe-1014	132	21	for	for	ADP
aijbe-1014	132	22	businesses	business	NOUN
aijbe-1014	132	23	.	.	PUNCT
aijbe-1014	133	1	as	as	ADP
aijbe-1014	133	2	a	a	DET
aijbe-1014	133	3	result	result	NOUN
aijbe-1014	133	4	,	,	PUNCT
aijbe-1014	133	5	stock	stock	NOUN
aijbe-1014	133	6	prices	price	NOUN
aijbe-1014	133	7	rise	rise	VERB
aijbe-1014	133	8	.	.	PUNCT
aijbe-1014	134	1	that	that	PRON
aijbe-1014	134	2	gives	give	VERB
aijbe-1014	134	3	companies	company	NOUN
aijbe-1014	134	4	capital	capital	NOUN
aijbe-1014	134	5	to	to	PART
aijbe-1014	134	6	invest	invest	VERB
aijbe-1014	134	7	and	and	CCONJ
aijbe-1014	134	8	hire	hire	VERB
aijbe-1014	134	9	more	more	ADJ
aijbe-1014	134	10	employees	employee	NOUN
aijbe-1014	134	11	.	.	PUNCT
aijbe-1014	135	1	as	as	SCONJ
aijbe-1014	135	2	more	more	ADJ
aijbe-1014	135	3	jobs	job	NOUN
aijbe-1014	135	4	are	be	AUX
aijbe-1014	135	5	created	create	VERB
aijbe-1014	135	6	,	,	PUNCT
aijbe-1014	135	7	incomes	income	NOUN
aijbe-1014	135	8	rise	rise	VERB
aijbe-1014	135	9	.	.	PUNCT
aijbe-1014	136	1	consumers	consumer	NOUN
aijbe-1014	136	2	have	have	VERB
aijbe-1014	136	3	more	more	ADJ
aijbe-1014	136	4	money	money	NOUN
aijbe-1014	136	5	to	to	PART
aijbe-1014	136	6	buy	buy	VERB
aijbe-1014	136	7	additional	additional	ADJ
aijbe-1014	136	8	products	product	NOUN
aijbe-1014	136	9	and	and	CCONJ
aijbe-1014	136	10	services	service	NOUN
aijbe-1014	136	11	,	,	PUNCT
aijbe-1014	136	12	and	and	CCONJ
aijbe-1014	136	13	purchases	purchase	NOUN
aijbe-1014	136	14	drive	drive	VERB
aijbe-1014	136	15	higher	high	ADJ
aijbe-1014	136	16	growth	growth	NOUN
aijbe-1014	136	17	.	.	PUNCT
aijbe-1014	137	1	for	for	ADP
aijbe-1014	137	2	this	this	DET
aijbe-1014	137	3	reason	reason	NOUN
aijbe-1014	137	4	,	,	PUNCT
aijbe-1014	137	5	all	all	DET
aijbe-1014	137	6	countries	country	NOUN
aijbe-1014	137	7	want	want	VERB
aijbe-1014	137	8	positive	positive	ADJ
aijbe-1014	137	9	economic	economic	ADJ
aijbe-1014	137	10	growth	growth	NOUN
aijbe-1014	137	11	.	.	PUNCT
aijbe-1014	138	1	this	this	PRON
aijbe-1014	138	2	makes	make	VERB
aijbe-1014	138	3	economic	economic	ADJ
aijbe-1014	138	4	growth	growth	NOUN
aijbe-1014	138	5	the	the	DET
aijbe-1014	138	6	most	most	ADV
aijbe-1014	138	7	-	-	PUNCT
aijbe-1014	138	8	watched	watch	VERB
aijbe-1014	138	9	economic	economic	ADJ
aijbe-1014	138	10	indicator	indicator	NOUN
aijbe-1014	138	11	.	.	PUNCT
aijbe-1014	139	1	gross	gross	ADJ
aijbe-1014	139	2	domestic	domestic	ADJ
aijbe-1014	139	3	product	product	NOUN
aijbe-1014	139	4	is	be	AUX
aijbe-1014	139	5	the	the	DET
aijbe-1014	139	6	best	good	ADJ
aijbe-1014	139	7	way	way	NOUN
aijbe-1014	139	8	to	to	PART
aijbe-1014	139	9	measure	measure	VERB
aijbe-1014	139	10	economic	economic	ADJ
aijbe-1014	139	11	growth	growth	NOUN
aijbe-1014	139	12	because	because	SCONJ
aijbe-1014	139	13	it	it	PRON
aijbe-1014	139	14	takes	take	VERB
aijbe-1014	139	15	into	into	ADP
aijbe-1014	139	16	account	account	NOUN
aijbe-1014	139	17	the	the	DET
aijbe-1014	139	18	country	country	NOUN
aijbe-1014	139	19	's	's	PART
aijbe-1014	139	20	entire	entire	ADJ
aijbe-1014	139	21	economic	economic	ADJ
aijbe-1014	139	22	output	output	NOUN
aijbe-1014	139	23	.	.	PUNCT
aijbe-1014	140	1	gdp	gdp	NOUN
aijbe-1014	140	2	includes	include	VERB
aijbe-1014	140	3	all	all	DET
aijbe-1014	140	4	goods	good	NOUN
aijbe-1014	140	5	and	and	CCONJ
aijbe-1014	140	6	services	service	NOUN
aijbe-1014	140	7	that	that	PRON
aijbe-1014	140	8	businesses	business	NOUN
aijbe-1014	140	9	in	in	ADP
aijbe-1014	140	10	the	the	DET
aijbe-1014	140	11	country	country	NOUN
aijbe-1014	140	12	produce	produce	VERB
aijbe-1014	140	13	for	for	ADP
aijbe-1014	140	14	sale	sale	NOUN
aijbe-1014	140	15	.	.	PUNCT
aijbe-1014	141	1	it	it	PRON
aijbe-1014	141	2	does	do	AUX
aijbe-1014	141	3	n't	not	PART
aijbe-1014	141	4	matter	matter	VERB
aijbe-1014	141	5	whether	whether	SCONJ
aijbe-1014	141	6	they	they	PRON
aijbe-1014	141	7	are	be	AUX
aijbe-1014	141	8	sold	sell	VERB
aijbe-1014	141	9	domestically	domestically	ADV
aijbe-1014	141	10	or	or	CCONJ
aijbe-1014	141	11	overseas	overseas	ADV
aijbe-1014	141	12	(	(	PUNCT
aijbe-1014	141	13	amadeo	amadeo	PROPN
aijbe-1014	141	14	,	,	PUNCT
aijbe-1014	141	15	2021	2021	NUM
aijbe-1014	141	16	)	)	PUNCT
aijbe-1014	141	17	.	.	PUNCT
aijbe-1014	142	1	the	the	DET
aijbe-1014	142	2	oil	oil	NOUN
aijbe-1014	142	3	sector	sector	NOUN
aijbe-1014	142	4	remains	remain	VERB
aijbe-1014	142	5	a	a	DET
aijbe-1014	142	6	critical	critical	ADJ
aijbe-1014	142	7	driver	driver	NOUN
aijbe-1014	142	8	of	of	ADP
aijbe-1014	142	9	nigeria	nigeria	PROPN
aijbe-1014	142	10	's	's	PART
aijbe-1014	142	11	economic	economic	ADJ
aijbe-1014	142	12	growth	growth	NOUN
aijbe-1014	142	13	,	,	PUNCT
aijbe-1014	142	14	contributing	contribute	VERB
aijbe-1014	142	15	significantly	significantly	ADV
aijbe-1014	142	16	to	to	ADP
aijbe-1014	142	17	gdp	gdp	NOUN
aijbe-1014	142	18	and	and	CCONJ
aijbe-1014	142	19	foreign	foreign	ADJ
aijbe-1014	142	20	exchange	exchange	NOUN
aijbe-1014	142	21	earnings	earning	NOUN
aijbe-1014	142	22	.	.	PUNCT
aijbe-1014	143	1	the	the	DET
aijbe-1014	143	2	volatility	volatility	NOUN
aijbe-1014	143	3	of	of	ADP
aijbe-1014	143	4	oil	oil	NOUN
aijbe-1014	143	5	prices	price	NOUN
aijbe-1014	143	6	,	,	PUNCT
aijbe-1014	143	7	however	however	ADV
aijbe-1014	143	8	,	,	PUNCT
aijbe-1014	143	9	has	have	AUX
aijbe-1014	143	10	exposed	expose	VERB
aijbe-1014	143	11	the	the	DET
aijbe-1014	143	12	balogun	balogun	NOUN
aijbe-1014	143	13	david	david	PROPN
aijbe-1014	143	14	ibukun	ibukun	PROPN
aijbe-1014	143	15	and	and	CCONJ
aijbe-1014	143	16	prof	prof	NOUN
aijbe-1014	143	17	.	.	PUNCT
aijbe-1014	144	1	okechukwu	okechukwu	PROPN
aijbe-1014	144	2	e.	e.	PROPN
aijbe-1014	144	3	u.	u.	PROPN
aijbe-1014	144	4	(	(	PUNCT
aijbe-1014	144	5	2025	2025	NUM
aijbe-1014	144	6	)	)	PUNCT
aijbe-1014	144	7	54	54	NUM
aijbe-1014	144	8	american	american	ADJ
aijbe-1014	144	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	144	10	journal	journal	NOUN
aijbe-1014	144	11	of	of	ADP
aijbe-1014	144	12	business	business	NOUN
aijbe-1014	144	13	and	and	CCONJ
aijbe-1014	144	14	economics	economic	NOUN
aijbe-1014	144	15	|	|	ADV
aijbe-1014	144	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	144	17	economy	economy	NOUN
aijbe-1014	144	18	to	to	ADP
aijbe-1014	144	19	external	external	ADJ
aijbe-1014	144	20	shocks	shock	NOUN
aijbe-1014	144	21	.	.	PUNCT
aijbe-1014	145	1	for	for	ADP
aijbe-1014	145	2	instance	instance	NOUN
aijbe-1014	145	3	,	,	PUNCT
aijbe-1014	145	4	the	the	DET
aijbe-1014	145	5	drastic	drastic	ADJ
aijbe-1014	145	6	fall	fall	NOUN
aijbe-1014	145	7	in	in	ADP
aijbe-1014	145	8	oil	oil	NOUN
aijbe-1014	145	9	prices	price	NOUN
aijbe-1014	145	10	in	in	ADP
aijbe-1014	145	11	2014	2014	NUM
aijbe-1014	145	12	led	lead	VERB
aijbe-1014	145	13	to	to	ADP
aijbe-1014	145	14	a	a	DET
aijbe-1014	145	15	recession	recession	NOUN
aijbe-1014	145	16	in	in	ADP
aijbe-1014	145	17	2016	2016	NUM
aijbe-1014	145	18	,	,	PUNCT
aijbe-1014	145	19	highlighting	highlight	VERB
aijbe-1014	145	20	the	the	DET
aijbe-1014	145	21	risks	risk	NOUN
aijbe-1014	145	22	associated	associate	VERB
aijbe-1014	145	23	with	with	ADP
aijbe-1014	145	24	over	over	ADP
aijbe-1014	145	25	-	-	PUNCT
aijbe-1014	145	26	reliance	reliance	NOUN
aijbe-1014	145	27	on	on	ADP
aijbe-1014	145	28	oil	oil	NOUN
aijbe-1014	145	29	(	(	PUNCT
aijbe-1014	145	30	obi	obi	PROPN
aijbe-1014	145	31	&	&	CCONJ
aijbe-1014	145	32	uche	uche	PROPN
aijbe-1014	145	33	,	,	PUNCT
aijbe-1014	145	34	2020	2020	NUM
aijbe-1014	145	35	)	)	PUNCT
aijbe-1014	145	36	.	.	PUNCT
aijbe-1014	146	1	2.2	2.2	NUM
aijbe-1014	146	2	theoretical	theoretical	ADJ
aijbe-1014	146	3	review	review	NOUN
aijbe-1014	146	4	2.2.1	2.2.1	NUM
aijbe-1014	146	5	quantity	quantity	NOUN
aijbe-1014	146	6	theory	theory	NOUN
aijbe-1014	146	7	of	of	ADP
aijbe-1014	146	8	money	money	NOUN
aijbe-1014	146	9	(	(	PUNCT
aijbe-1014	146	10	qtm	qtm	NOUN
aijbe-1014	146	11	)	)	PUNCT
aijbe-1014	146	12	long	long	ADJ
aijbe-1014	146	13	periods	period	NOUN
aijbe-1014	146	14	of	of	ADP
aijbe-1014	146	15	excessive	excessive	ADJ
aijbe-1014	146	16	inflation	inflation	NOUN
aijbe-1014	146	17	are	be	AUX
aijbe-1014	146	18	typically	typically	ADV
aijbe-1014	146	19	brought	bring	VERB
aijbe-1014	146	20	about	about	ADP
aijbe-1014	146	21	by	by	ADP
aijbe-1014	146	22	lax	lax	ADJ
aijbe-1014	146	23	monetary	monetary	ADJ
aijbe-1014	146	24	policy	policy	NOUN
aijbe-1014	146	25	.	.	PUNCT
aijbe-1014	147	1	when	when	SCONJ
aijbe-1014	147	2	the	the	DET
aijbe-1014	147	3	money	money	NOUN
aijbe-1014	147	4	supply	supply	NOUN
aijbe-1014	147	5	exceeds	exceed	VERB
aijbe-1014	147	6	the	the	DET
aijbe-1014	147	7	size	size	NOUN
aijbe-1014	147	8	of	of	ADP
aijbe-1014	147	9	an	an	DET
aijbe-1014	147	10	economy	economy	NOUN
aijbe-1014	147	11	,	,	PUNCT
aijbe-1014	147	12	a	a	DET
aijbe-1014	147	13	currency	currency	NOUN
aijbe-1014	147	14	loses	lose	VERB
aijbe-1014	147	15	unit	unit	NOUN
aijbe-1014	147	16	value	value	NOUN
aijbe-1014	147	17	,	,	PUNCT
aijbe-1014	147	18	which	which	PRON
aijbe-1014	147	19	results	result	VERB
aijbe-1014	147	20	in	in	ADP
aijbe-1014	147	21	a	a	DET
aijbe-1014	147	22	decline	decline	NOUN
aijbe-1014	147	23	in	in	ADP
aijbe-1014	147	24	purchasing	purchase	VERB
aijbe-1014	147	25	power	power	NOUN
aijbe-1014	147	26	and	and	CCONJ
aijbe-1014	147	27	a	a	DET
aijbe-1014	147	28	price	price	NOUN
aijbe-1014	147	29	increase	increase	NOUN
aijbe-1014	147	30	.	.	PUNCT
aijbe-1014	148	1	one	one	NUM
aijbe-1014	148	2	of	of	ADP
aijbe-1014	148	3	the	the	DET
aijbe-1014	148	4	earliest	early	ADJ
aijbe-1014	148	5	theories	theory	NOUN
aijbe-1014	148	6	in	in	ADP
aijbe-1014	148	7	economics	economic	NOUN
aijbe-1014	148	8	,	,	PUNCT
aijbe-1014	148	9	the	the	DET
aijbe-1014	148	10	quantity	quantity	NOUN
aijbe-1014	148	11	theory	theory	NOUN
aijbe-1014	148	12	of	of	ADP
aijbe-1014	148	13	money	money	NOUN
aijbe-1014	148	14	,	,	PUNCT
aijbe-1014	148	15	describes	describe	VERB
aijbe-1014	148	16	the	the	DET
aijbe-1014	148	17	connection	connection	NOUN
aijbe-1014	148	18	between	between	ADP
aijbe-1014	148	19	the	the	DET
aijbe-1014	148	20	size	size	NOUN
aijbe-1014	148	21	of	of	ADP
aijbe-1014	148	22	the	the	DET
aijbe-1014	148	23	economy	economy	NOUN
aijbe-1014	148	24	and	and	CCONJ
aijbe-1014	148	25	the	the	DET
aijbe-1014	148	26	money	money	NOUN
aijbe-1014	148	27	supply	supply	NOUN
aijbe-1014	148	28	(	(	PUNCT
aijbe-1014	148	29	imf	imf	PROPN
aijbe-1014	148	30	,	,	PUNCT
aijbe-1014	148	31	2017	2017	NUM
aijbe-1014	148	32	)	)	PUNCT
aijbe-1014	148	33	.	.	PUNCT
aijbe-1014	149	1	the	the	DET
aijbe-1014	149	2	importance	importance	NOUN
aijbe-1014	149	3	of	of	ADP
aijbe-1014	149	4	the	the	DET
aijbe-1014	149	5	qtm	qtm	NOUN
aijbe-1014	149	6	has	have	AUX
aijbe-1014	149	7	always	always	ADV
aijbe-1014	149	8	been	be	AUX
aijbe-1014	149	9	linked	link	VERB
aijbe-1014	149	10	to	to	ADP
aijbe-1014	149	11	the	the	DET
aijbe-1014	149	12	monetary	monetary	ADJ
aijbe-1014	149	13	policy	policy	NOUN
aijbe-1014	149	14	.	.	PUNCT
aijbe-1014	150	1	david	david	PROPN
aijbe-1014	150	2	hume	hume	PROPN
aijbe-1014	150	3	proposed	propose	VERB
aijbe-1014	150	4	the	the	DET
aijbe-1014	150	5	first	first	ADJ
aijbe-1014	150	6	dynamic	dynamic	ADJ
aijbe-1014	150	7	explanation	explanation	NOUN
aijbe-1014	150	8	for	for	ADP
aijbe-1014	150	9	how	how	SCONJ
aijbe-1014	150	10	monetary	monetary	ADJ
aijbe-1014	150	11	changes	change	NOUN
aijbe-1014	150	12	propagate	propagate	VERB
aijbe-1014	150	13	from	from	ADP
aijbe-1014	150	14	one	one	NUM
aijbe-1014	150	15	sector	sector	NOUN
aijbe-1014	150	16	to	to	ADP
aijbe-1014	150	17	the	the	DET
aijbe-1014	150	18	next	next	ADJ
aijbe-1014	150	19	,	,	PUNCT
aijbe-1014	150	20	altering	alter	VERB
aijbe-1014	150	21	relative	relative	ADJ
aijbe-1014	150	22	prices	price	NOUN
aijbe-1014	150	23	and	and	CCONJ
aijbe-1014	150	24	quantities	quantity	NOUN
aijbe-1014	150	25	in	in	ADP
aijbe-1014	150	26	the	the	DET
aijbe-1014	150	27	process	process	NOUN
aijbe-1014	150	28	.	.	PUNCT
aijbe-1014	151	1	he	he	PRON
aijbe-1014	151	2	also	also	ADV
aijbe-1014	151	3	contributed	contribute	VERB
aijbe-1014	151	4	to	to	ADP
aijbe-1014	151	5	the	the	DET
aijbe-1014	151	6	"	"	PUNCT
aijbe-1014	151	7	quantity	quantity	NOUN
aijbe-1014	151	8	theory	theory	NOUN
aijbe-1014	151	9	of	of	ADP
aijbe-1014	151	10	money	money	NOUN
aijbe-1014	151	11	's	's	PART
aijbe-1014	151	12	"	"	PUNCT
aijbe-1014	151	13	refinement	refinement	NOUN
aijbe-1014	151	14	,	,	PUNCT
aijbe-1014	151	15	expansion	expansion	NOUN
aijbe-1014	151	16	,	,	PUNCT
aijbe-1014	151	17	and	and	CCONJ
aijbe-1014	151	18	elaboration	elaboration	NOUN
aijbe-1014	151	19	.	.	PUNCT
aijbe-1014	152	1	such	such	ADJ
aijbe-1014	152	2	disequilibrium	disequilibrium	NOUN
aijbe-1014	152	3	effects	effect	NOUN
aijbe-1014	152	4	were	be	AUX
aijbe-1014	152	5	deemed	deem	VERB
aijbe-1014	152	6	transitory	transitory	ADJ
aijbe-1014	152	7	and	and	CCONJ
aijbe-1014	152	8	insignificant	insignificant	ADJ
aijbe-1014	152	9	by	by	ADP
aijbe-1014	152	10	david	david	PROPN
aijbe-1014	152	11	ricardo	ricardo	PROPN
aijbe-1014	152	12	from	from	ADP
aijbe-1014	152	13	1772	1772	NUM
aijbe-1014	152	14	to	to	ADP
aijbe-1014	152	15	1823	1823	NUM
aijbe-1014	152	16	in	in	ADP
aijbe-1014	152	17	his	his	PRON
aijbe-1014	152	18	long	long	ADJ
aijbe-1014	152	19	-	-	PUNCT
aijbe-1014	152	20	run	run	VERB
aijbe-1014	152	21	equilibrium	equilibrium	NOUN
aijbe-1014	152	22	analysis	analysis	NOUN
aijbe-1014	152	23	(	(	PUNCT
aijbe-1014	152	24	totonchi	totonchi	NOUN
aijbe-1014	152	25	,	,	PUNCT
aijbe-1014	152	26	2011	2011	NUM
aijbe-1014	152	27	)	)	PUNCT
aijbe-1014	152	28	.	.	PUNCT
aijbe-1014	153	1	one	one	NUM
aijbe-1014	153	2	of	of	ADP
aijbe-1014	153	3	the	the	DET
aijbe-1014	153	4	very	very	ADV
aijbe-1014	153	5	first	first	ADJ
aijbe-1014	153	6	theoretical	theoretical	ADJ
aijbe-1014	153	7	foundations	foundation	NOUN
aijbe-1014	153	8	of	of	ADP
aijbe-1014	153	9	economics	economics	NOUN
aijbe-1014	153	10	is	be	AUX
aijbe-1014	153	11	the	the	DET
aijbe-1014	153	12	"	"	PUNCT
aijbe-1014	153	13	quantity	quantity	NOUN
aijbe-1014	153	14	theory	theory	NOUN
aijbe-1014	153	15	of	of	ADP
aijbe-1014	153	16	money	money	NOUN
aijbe-1014	153	17	(	(	PUNCT
aijbe-1014	153	18	qtm	qtm	NOUN
aijbe-1014	153	19	)	)	PUNCT
aijbe-1014	153	20	"	"	PUNCT
aijbe-1014	153	21	.	.	PUNCT
aijbe-1014	154	1	monetary	monetary	ADJ
aijbe-1014	154	2	economists	economist	NOUN
aijbe-1014	154	3	assert	assert	VERB
aijbe-1014	154	4	that	that	SCONJ
aijbe-1014	154	5	the	the	DET
aijbe-1014	154	6	general	general	ADJ
aijbe-1014	154	7	level	level	NOUN
aijbe-1014	154	8	of	of	ADP
aijbe-1014	154	9	prices	price	NOUN
aijbe-1014	154	10	for	for	ADP
aijbe-1014	154	11	goods	good	NOUN
aijbe-1014	154	12	and	and	CCONJ
aijbe-1014	154	13	services	service	NOUN
aijbe-1014	154	14	is	be	AUX
aijbe-1014	154	15	inversely	inversely	ADV
aijbe-1014	154	16	correlated	correlate	VERB
aijbe-1014	154	17	with	with	ADP
aijbe-1014	154	18	the	the	DET
aijbe-1014	154	19	amount	amount	NOUN
aijbe-1014	154	20	of	of	ADP
aijbe-1014	154	21	money	money	NOUN
aijbe-1014	154	22	in	in	ADP
aijbe-1014	154	23	circulation	circulation	NOUN
aijbe-1014	154	24	;	;	PUNCT
aijbe-1014	154	25	in	in	ADP
aijbe-1014	154	26	other	other	ADJ
aijbe-1014	154	27	words	word	NOUN
aijbe-1014	154	28	,	,	PUNCT
aijbe-1014	154	29	if	if	SCONJ
aijbe-1014	154	30	money	money	NOUN
aijbe-1014	154	31	in	in	ADP
aijbe-1014	154	32	circulation	circulation	NOUN
aijbe-1014	154	33	doubles	double	VERB
aijbe-1014	154	34	,	,	PUNCT
aijbe-1014	154	35	prices	price	NOUN
aijbe-1014	154	36	will	will	AUX
aijbe-1014	154	37	also	also	ADV
aijbe-1014	154	38	double	double	VERB
aijbe-1014	154	39	.	.	PUNCT
aijbe-1014	155	1	from	from	ADP
aijbe-1014	155	2	this	this	DET
aijbe-1014	155	3	perspective	perspective	NOUN
aijbe-1014	155	4	,	,	PUNCT
aijbe-1014	155	5	it	it	PRON
aijbe-1014	155	6	's	be	AUX
aijbe-1014	155	7	straightforward	straightforward	ADJ
aijbe-1014	155	8	to	to	PART
aijbe-1014	155	9	conclude	conclude	VERB
aijbe-1014	155	10	that	that	SCONJ
aijbe-1014	155	11	"	"	PUNCT
aijbe-1014	155	12	variations	variation	NOUN
aijbe-1014	155	13	in	in	ADP
aijbe-1014	155	14	the	the	DET
aijbe-1014	155	15	quantity	quantity	NOUN
aijbe-1014	155	16	of	of	ADP
aijbe-1014	155	17	money	money	NOUN
aijbe-1014	155	18	in	in	ADP
aijbe-1014	155	19	circulation	circulation	NOUN
aijbe-1014	155	20	are	be	AUX
aijbe-1014	155	21	primarily	primarily	ADV
aijbe-1014	155	22	influenced	influence	VERB
aijbe-1014	155	23	by	by	ADP
aijbe-1014	155	24	changes	change	NOUN
aijbe-1014	155	25	in	in	ADP
aijbe-1014	155	26	the	the	DET
aijbe-1014	155	27	level	level	NOUN
aijbe-1014	155	28	of	of	ADP
aijbe-1014	155	29	general	general	ADJ
aijbe-1014	155	30	prices	price	NOUN
aijbe-1014	155	31	of	of	ADP
aijbe-1014	155	32	goods	good	NOUN
aijbe-1014	155	33	and	and	CCONJ
aijbe-1014	155	34	services	service	NOUN
aijbe-1014	155	35	.	.	PUNCT
aijbe-1014	156	1	2.2.2	2.2.2	NUM
aijbe-1014	156	2	public	public	ADJ
aijbe-1014	156	3	good	good	ADJ
aijbe-1014	156	4	theory	theory	NOUN
aijbe-1014	156	5	of	of	ADP
aijbe-1014	156	6	financial	financial	ADJ
aijbe-1014	156	7	inclusion	inclusion	NOUN
aijbe-1014	156	8	the	the	DET
aijbe-1014	156	9	public	public	ADJ
aijbe-1014	156	10	good	good	ADJ
aijbe-1014	156	11	theory	theory	NOUN
aijbe-1014	156	12	of	of	ADP
aijbe-1014	156	13	financial	financial	ADJ
aijbe-1014	156	14	inclusion	inclusion	NOUN
aijbe-1014	156	15	argues	argue	VERB
aijbe-1014	156	16	that	that	SCONJ
aijbe-1014	156	17	the	the	DET
aijbe-1014	156	18	provision	provision	NOUN
aijbe-1014	156	19	of	of	ADP
aijbe-1014	156	20	formal	formal	ADJ
aijbe-1014	156	21	financial	financial	ADJ
aijbe-1014	156	22	services	service	NOUN
aijbe-1014	156	23	should	should	AUX
aijbe-1014	156	24	be	be	AUX
aijbe-1014	156	25	treated	treat	VERB
aijbe-1014	156	26	as	as	ADP
aijbe-1014	156	27	a	a	DET
aijbe-1014	156	28	public	public	ADJ
aijbe-1014	156	29	good	good	NOUN
aijbe-1014	156	30	.	.	PUNCT
aijbe-1014	157	1	the	the	DET
aijbe-1014	157	2	theory	theory	NOUN
aijbe-1014	157	3	argues	argue	VERB
aijbe-1014	157	4	that	that	SCONJ
aijbe-1014	157	5	formal	formal	ADJ
aijbe-1014	157	6	financial	financial	ADJ
aijbe-1014	157	7	services	service	NOUN
aijbe-1014	157	8	are	be	AUX
aijbe-1014	157	9	a	a	DET
aijbe-1014	157	10	public	public	ADJ
aijbe-1014	157	11	good	good	NOUN
aijbe-1014	157	12	,	,	PUNCT
aijbe-1014	157	13	and	and	CCONJ
aijbe-1014	157	14	should	should	AUX
aijbe-1014	157	15	be	be	AUX
aijbe-1014	157	16	provided	provide	VERB
aijbe-1014	157	17	to	to	ADP
aijbe-1014	157	18	everyone	everyone	PRON
aijbe-1014	157	19	for	for	ADP
aijbe-1014	157	20	the	the	DET
aijbe-1014	157	21	benefit	benefit	NOUN
aijbe-1014	157	22	of	of	ADP
aijbe-1014	157	23	all	all	PRON
aijbe-1014	157	24	.	.	PUNCT
aijbe-1014	158	1	there	there	PRON
aijbe-1014	158	2	should	should	AUX
aijbe-1014	158	3	be	be	AUX
aijbe-1014	158	4	unrestricted	unrestricted	ADJ
aijbe-1014	158	5	access	access	NOUN
aijbe-1014	158	6	to	to	ADP
aijbe-1014	158	7	finance	finance	NOUN
aijbe-1014	158	8	for	for	ADP
aijbe-1014	158	9	everyone	everyone	PRON
aijbe-1014	158	10	.	.	PUNCT
aijbe-1014	159	1	as	as	ADP
aijbe-1014	159	2	a	a	DET
aijbe-1014	159	3	public	public	ADJ
aijbe-1014	159	4	good	good	NOUN
aijbe-1014	159	5	,	,	PUNCT
aijbe-1014	159	6	access	access	NOUN
aijbe-1014	159	7	to	to	ADP
aijbe-1014	159	8	formal	formal	ADJ
aijbe-1014	159	9	financial	financial	ADJ
aijbe-1014	159	10	services	service	NOUN
aijbe-1014	159	11	to	to	ADP
aijbe-1014	159	12	one	one	NUM
aijbe-1014	159	13	individual	individual	NOUN
aijbe-1014	159	14	does	do	AUX
aijbe-1014	159	15	not	not	PART
aijbe-1014	159	16	reduce	reduce	VERB
aijbe-1014	159	17	its	its	PRON
aijbe-1014	159	18	availability	availability	NOUN
aijbe-1014	159	19	to	to	ADP
aijbe-1014	159	20	others	other	NOUN
aijbe-1014	159	21	.	.	PUNCT
aijbe-1014	160	1	this	this	PRON
aijbe-1014	160	2	means	mean	VERB
aijbe-1014	160	3	that	that	SCONJ
aijbe-1014	160	4	all	all	DET
aijbe-1014	160	5	members	member	NOUN
aijbe-1014	160	6	of	of	ADP
aijbe-1014	160	7	the	the	DET
aijbe-1014	160	8	population	population	NOUN
aijbe-1014	160	9	can	can	AUX
aijbe-1014	160	10	be	be	AUX
aijbe-1014	160	11	brought	bring	VERB
aijbe-1014	160	12	into	into	ADP
aijbe-1014	160	13	the	the	DET
aijbe-1014	160	14	formal	formal	ADJ
aijbe-1014	160	15	financial	financial	ADJ
aijbe-1014	160	16	sector	sector	NOUN
aijbe-1014	160	17	and	and	CCONJ
aijbe-1014	160	18	everyone	everyone	PRON
aijbe-1014	160	19	will	will	AUX
aijbe-1014	160	20	be	be	AUX
aijbe-1014	160	21	better	well	ADJ
aijbe-1014	160	22	off	off	ADV
aijbe-1014	160	23	.	.	PUNCT
aijbe-1014	161	1	under	under	ADP
aijbe-1014	161	2	this	this	DET
aijbe-1014	161	3	theory	theory	NOUN
aijbe-1014	161	4	,	,	PUNCT
aijbe-1014	161	5	all	all	DET
aijbe-1014	161	6	members	member	NOUN
aijbe-1014	161	7	of	of	ADP
aijbe-1014	161	8	the	the	DET
aijbe-1014	161	9	population	population	NOUN
aijbe-1014	161	10	are	be	AUX
aijbe-1014	161	11	beneficiaries	beneficiary	NOUN
aijbe-1014	161	12	of	of	ADP
aijbe-1014	161	13	financial	financial	ADJ
aijbe-1014	161	14	inclusion	inclusion	NOUN
aijbe-1014	161	15	and	and	CCONJ
aijbe-1014	161	16	nobody	nobody	PRON
aijbe-1014	161	17	is	be	AUX
aijbe-1014	161	18	left	leave	VERB
aijbe-1014	161	19	out	out	ADP
aijbe-1014	161	20	,	,	PUNCT
aijbe-1014	161	21	(	(	PUNCT
aijbe-1014	161	22	ozili	ozili	NOUN
aijbe-1014	161	23	,	,	PUNCT
aijbe-1014	161	24	2020	2020	NUM
aijbe-1014	161	25	)	)	PUNCT
aijbe-1014	161	26	.	.	PUNCT
aijbe-1014	162	1	under	under	ADP
aijbe-1014	162	2	the	the	DET
aijbe-1014	162	3	public	public	ADJ
aijbe-1014	162	4	good	good	ADJ
aijbe-1014	162	5	theory	theory	NOUN
aijbe-1014	162	6	of	of	ADP
aijbe-1014	162	7	financial	financial	ADJ
aijbe-1014	162	8	inclusion	inclusion	NOUN
aijbe-1014	162	9	,	,	PUNCT
aijbe-1014	162	10	an	an	DET
aijbe-1014	162	11	individual	individual	ADJ
aijbe-1014	162	12	or	or	CCONJ
aijbe-1014	162	13	small	small	ADJ
aijbe-1014	162	14	business	business	NOUN
aijbe-1014	162	15	that	that	PRON
aijbe-1014	162	16	opens	open	VERB
aijbe-1014	162	17	a	a	DET
aijbe-1014	162	18	formal	formal	ADJ
aijbe-1014	162	19	bank	bank	NOUN
aijbe-1014	162	20	account	account	NOUN
aijbe-1014	162	21	can	can	AUX
aijbe-1014	162	22	be	be	AUX
aijbe-1014	162	23	offered	offer	VERB
aijbe-1014	162	24	free	free	ADJ
aijbe-1014	162	25	debit	debit	NOUN
aijbe-1014	162	26	cards	card	NOUN
aijbe-1014	162	27	.	.	PUNCT
aijbe-1014	163	1	they	they	PRON
aijbe-1014	163	2	can	can	AUX
aijbe-1014	163	3	use	use	VERB
aijbe-1014	163	4	the	the	DET
aijbe-1014	163	5	automated	automate	VERB
aijbe-1014	163	6	teller	teller	NOUN
aijbe-1014	163	7	machines	machine	NOUN
aijbe-1014	163	8	(	(	PUNCT
aijbe-1014	163	9	atms	atms	NOUN
aijbe-1014	163	10	)	)	PUNCT
aijbe-1014	163	11	to	to	PART
aijbe-1014	163	12	perform	perform	VERB
aijbe-1014	163	13	transactions	transaction	NOUN
aijbe-1014	163	14	without	without	ADP
aijbe-1014	163	15	being	be	AUX
aijbe-1014	163	16	charged	charge	VERB
aijbe-1014	163	17	a	a	DET
aijbe-1014	163	18	transaction	transaction	NOUN
aijbe-1014	163	19	fee	fee	NOUN
aijbe-1014	163	20	.	.	PUNCT
aijbe-1014	164	1	suppliers	supplier	NOUN
aijbe-1014	164	2	of	of	ADP
aijbe-1014	164	3	formal	formal	ADJ
aijbe-1014	164	4	financial	financial	ADJ
aijbe-1014	164	5	services	service	NOUN
aijbe-1014	164	6	,	,	PUNCT
aijbe-1014	164	7	such	such	ADJ
aijbe-1014	164	8	as	as	ADP
aijbe-1014	164	9	financial	financial	ADJ
aijbe-1014	164	10	institutions	institution	NOUN
aijbe-1014	164	11	,	,	PUNCT
aijbe-1014	164	12	will	will	AUX
aijbe-1014	164	13	bear	bear	VERB
aijbe-1014	164	14	the	the	DET
aijbe-1014	164	15	cost	cost	NOUN
aijbe-1014	164	16	of	of	ADP
aijbe-1014	164	17	offering	offer	VERB
aijbe-1014	164	18	formal	formal	ADJ
aijbe-1014	164	19	financial	financial	ADJ
aijbe-1014	164	20	services	service	NOUN
aijbe-1014	164	21	as	as	ADP
aijbe-1014	164	22	a	a	DET
aijbe-1014	164	23	sunk	sunk	ADJ
aijbe-1014	164	24	cost	cost	NOUN
aijbe-1014	164	25	of	of	ADP
aijbe-1014	164	26	doing	do	VERB
aijbe-1014	164	27	business	business	NOUN
aijbe-1014	164	28	.	.	PUNCT
aijbe-1014	165	1	the	the	DET
aijbe-1014	165	2	government	government	NOUN
aijbe-1014	165	3	can	can	AUX
aijbe-1014	165	4	grant	grant	VERB
aijbe-1014	165	5	subsidies	subsidy	NOUN
aijbe-1014	165	6	to	to	ADP
aijbe-1014	165	7	financial	financial	ADJ
aijbe-1014	165	8	institutions	institution	NOUN
aijbe-1014	165	9	to	to	PART
aijbe-1014	165	10	help	help	VERB
aijbe-1014	165	11	them	they	PRON
aijbe-1014	165	12	cope	cope	VERB
aijbe-1014	165	13	with	with	ADP
aijbe-1014	165	14	any	any	DET
aijbe-1014	165	15	resulting	result	VERB
aijbe-1014	165	16	cost	cost	NOUN
aijbe-1014	165	17	problems	problem	NOUN
aijbe-1014	165	18	that	that	PRON
aijbe-1014	165	19	arise	arise	VERB
aijbe-1014	165	20	from	from	ADP
aijbe-1014	165	21	offering	offer	VERB
aijbe-1014	165	22	free	free	ADJ
aijbe-1014	165	23	formal	formal	ADJ
aijbe-1014	165	24	financial	financial	ADJ
aijbe-1014	165	25	services	service	NOUN
aijbe-1014	165	26	to	to	ADP
aijbe-1014	165	27	citizens	citizen	NOUN
aijbe-1014	165	28	.	.	PUNCT
aijbe-1014	166	1	the	the	DET
aijbe-1014	166	2	public	public	ADJ
aijbe-1014	166	3	good	good	ADJ
aijbe-1014	166	4	theory	theory	NOUN
aijbe-1014	166	5	of	of	ADP
aijbe-1014	166	6	financial	financial	ADJ
aijbe-1014	166	7	inclusion	inclusion	NOUN
aijbe-1014	166	8	has	have	VERB
aijbe-1014	166	9	three	three	NUM
aijbe-1014	166	10	merits	merit	NOUN
aijbe-1014	166	11	.	.	PUNCT
aijbe-1014	167	1	firstly	firstly	ADV
aijbe-1014	167	2	,	,	PUNCT
aijbe-1014	167	3	the	the	DET
aijbe-1014	167	4	public	public	ADJ
aijbe-1014	167	5	good	good	ADJ
aijbe-1014	167	6	theory	theory	NOUN
aijbe-1014	167	7	suggests	suggest	VERB
aijbe-1014	167	8	that	that	SCONJ
aijbe-1014	167	9	everyone	everyone	PRON
aijbe-1014	167	10	will	will	AUX
aijbe-1014	167	11	benefit	benefit	VERB
aijbe-1014	167	12	from	from	ADP
aijbe-1014	167	13	financial	financial	ADJ
aijbe-1014	167	14	inclusion	inclusion	NOUN
aijbe-1014	167	15	regardless	regardless	ADV
aijbe-1014	167	16	of	of	ADP
aijbe-1014	167	17	status	status	NOUN
aijbe-1014	167	18	,	,	PUNCT
aijbe-1014	167	19	income	income	NOUN
aijbe-1014	167	20	level	level	NOUN
aijbe-1014	167	21	,	,	PUNCT
aijbe-1014	167	22	or	or	CCONJ
aijbe-1014	167	23	demographic	demographic	ADJ
aijbe-1014	167	24	differences	difference	NOUN
aijbe-1014	167	25	.	.	PUNCT
aijbe-1014	168	1	secondly	secondly	ADV
aijbe-1014	168	2	,	,	PUNCT
aijbe-1014	168	3	as	as	ADP
aijbe-1014	168	4	a	a	DET
aijbe-1014	168	5	public	public	ADJ
aijbe-1014	168	6	good	good	NOUN
aijbe-1014	168	7	,	,	PUNCT
aijbe-1014	168	8	the	the	DET
aijbe-1014	168	9	government	government	NOUN
aijbe-1014	168	10	will	will	AUX
aijbe-1014	168	11	subsidize	subsidize	VERB
aijbe-1014	168	12	the	the	DET
aijbe-1014	168	13	cost	cost	NOUN
aijbe-1014	168	14	of	of	ADP
aijbe-1014	168	15	providing	provide	VERB
aijbe-1014	168	16	formal	formal	ADJ
aijbe-1014	168	17	financial	financial	ADJ
aijbe-1014	168	18	services	service	NOUN
aijbe-1014	168	19	to	to	ADP
aijbe-1014	168	20	citizens	citizen	NOUN
aijbe-1014	168	21	.	.	PUNCT
aijbe-1014	169	1	thirdly	thirdly	ADV
aijbe-1014	169	2	,	,	PUNCT
aijbe-1014	169	3	as	as	ADP
aijbe-1014	169	4	a	a	DET
aijbe-1014	169	5	public	public	ADJ
aijbe-1014	169	6	good	good	NOUN
aijbe-1014	169	7	,	,	PUNCT
aijbe-1014	169	8	it	it	PRON
aijbe-1014	169	9	allows	allow	VERB
aijbe-1014	169	10	the	the	DET
aijbe-1014	169	11	government	government	NOUN
aijbe-1014	169	12	to	to	PART
aijbe-1014	169	13	take	take	VERB
aijbe-1014	169	14	responsibility	responsibility	NOUN
aijbe-1014	169	15	for	for	ADP
aijbe-1014	169	16	promoting	promote	VERB
aijbe-1014	169	17	financial	financial	ADJ
aijbe-1014	169	18	inclusion	inclusion	NOUN
aijbe-1014	169	19	.	.	PUNCT
aijbe-1014	170	1	the	the	DET
aijbe-1014	170	2	public	public	ADJ
aijbe-1014	170	3	good	good	ADJ
aijbe-1014	170	4	theory	theory	NOUN
aijbe-1014	170	5	of	of	ADP
aijbe-1014	170	6	financial	financial	ADJ
aijbe-1014	170	7	inclusion	inclusion	NOUN
aijbe-1014	170	8	has	have	VERB
aijbe-1014	170	9	three	three	NUM
aijbe-1014	170	10	demerits	demerit	NOUN
aijbe-1014	170	11	.	.	PUNCT
aijbe-1014	171	1	when	when	SCONJ
aijbe-1014	171	2	the	the	DET
aijbe-1014	171	3	provision	provision	NOUN
aijbe-1014	171	4	of	of	ADP
aijbe-1014	171	5	formal	formal	ADJ
aijbe-1014	171	6	financial	financial	ADJ
aijbe-1014	171	7	services	service	NOUN
aijbe-1014	171	8	is	be	AUX
aijbe-1014	171	9	treated	treat	VERB
aijbe-1014	171	10	as	as	ADP
aijbe-1014	171	11	a	a	DET
aijbe-1014	171	12	public	public	ADJ
aijbe-1014	171	13	good	good	NOUN
aijbe-1014	171	14	,	,	PUNCT
aijbe-1014	171	15	the	the	DET
aijbe-1014	171	16	level	level	NOUN
aijbe-1014	171	17	of	of	ADP
aijbe-1014	171	18	financial	financial	ADJ
aijbe-1014	171	19	inclusion	inclusion	NOUN
aijbe-1014	171	20	may	may	AUX
aijbe-1014	171	21	not	not	PART
aijbe-1014	171	22	be	be	AUX
aijbe-1014	171	23	sustainable	sustainable	ADJ
aijbe-1014	171	24	in	in	ADP
aijbe-1014	171	25	the	the	DET
aijbe-1014	171	26	long	long	ADJ
aijbe-1014	171	27	term	term	NOUN
aijbe-1014	171	28	even	even	ADV
aijbe-1014	171	29	when	when	SCONJ
aijbe-1014	171	30	supported	support	VERB
aijbe-1014	171	31	with	with	ADP
aijbe-1014	171	32	public	public	ADJ
aijbe-1014	171	33	funding	funding	NOUN
aijbe-1014	171	34	if	if	SCONJ
aijbe-1014	171	35	the	the	DET
aijbe-1014	171	36	cost	cost	NOUN
aijbe-1014	171	37	of	of	ADP
aijbe-1014	171	38	formal	formal	ADJ
aijbe-1014	171	39	financial	financial	ADJ
aijbe-1014	171	40	services	service	NOUN
aijbe-1014	171	41	is	be	AUX
aijbe-1014	171	42	underpriced	underprice	VERB
aijbe-1014	171	43	,	,	PUNCT
aijbe-1014	171	44	(	(	PUNCT
aijbe-1014	171	45	ozili	ozili	NOUN
aijbe-1014	171	46	,	,	PUNCT
aijbe-1014	171	47	2020	2020	NUM
aijbe-1014	171	48	)	)	PUNCT
aijbe-1014	171	49	.	.	PUNCT
aijbe-1014	172	1	2.3	2.3	NUM
aijbe-1014	172	2	empirical	empirical	ADJ
aijbe-1014	172	3	review	review	NOUN
aijbe-1014	172	4	gourène	gourène	NOUN
aijbe-1014	172	5	and	and	CCONJ
aijbe-1014	172	6	mendy	mendy	PROPN
aijbe-1014	172	7	(	(	PUNCT
aijbe-1014	172	8	2019	2019	NUM
aijbe-1014	172	9	)	)	PUNCT
aijbe-1014	172	10	conducted	conduct	VERB
aijbe-1014	172	11	a	a	DET
aijbe-1014	172	12	study	study	NOUN
aijbe-1014	172	13	to	to	PART
aijbe-1014	172	14	analyze	analyze	VERB
aijbe-1014	172	15	financial	financial	ADJ
aijbe-1014	172	16	inclusion	inclusion	NOUN
aijbe-1014	172	17	and	and	CCONJ
aijbe-1014	172	18	economic	economic	ADJ
aijbe-1014	172	19	growth	growth	NOUN
aijbe-1014	172	20	in	in	ADP
aijbe-1014	172	21	waemu	waemu	NOUN
aijbe-1014	172	22	.	.	PUNCT
aijbe-1014	173	1	the	the	DET
aijbe-1014	173	2	study	study	NOUN
aijbe-1014	173	3	examines	examine	VERB
aijbe-1014	173	4	the	the	DET
aijbe-1014	173	5	causal	causal	ADJ
aijbe-1014	173	6	relationship	relationship	NOUN
aijbe-1014	173	7	between	between	ADP
aijbe-1014	173	8	financial	financial	ADJ
aijbe-1014	173	9	inclusion	inclusion	NOUN
aijbe-1014	173	10	and	and	CCONJ
aijbe-1014	173	11	economic	economic	ADJ
aijbe-1014	173	12	growth	growth	NOUN
aijbe-1014	173	13	in	in	ADP
aijbe-1014	173	14	the	the	DET
aijbe-1014	173	15	west	west	ADJ
aijbe-1014	173	16	african	african	ADJ
aijbe-1014	173	17	balogun	balogun	VERB
aijbe-1014	173	18	david	david	PROPN
aijbe-1014	173	19	ibukun	ibukun	PROPN
aijbe-1014	173	20	and	and	CCONJ
aijbe-1014	173	21	prof	prof	NOUN
aijbe-1014	173	22	.	.	PUNCT
aijbe-1014	174	1	okechukwu	okechukwu	PROPN
aijbe-1014	174	2	e.	e.	PROPN
aijbe-1014	174	3	u.	u.	PROPN
aijbe-1014	174	4	(	(	PUNCT
aijbe-1014	174	5	2025	2025	NUM
aijbe-1014	174	6	)	)	PUNCT
aijbe-1014	174	7	55	55	NUM
aijbe-1014	174	8	american	american	ADJ
aijbe-1014	174	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	174	10	journal	journal	NOUN
aijbe-1014	174	11	of	of	ADP
aijbe-1014	174	12	business	business	NOUN
aijbe-1014	174	13	and	and	CCONJ
aijbe-1014	174	14	economics	economic	NOUN
aijbe-1014	174	15	|	|	ADV
aijbe-1014	174	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	174	17	economic	economic	ADJ
aijbe-1014	174	18	and	and	CCONJ
aijbe-1014	174	19	monetary	monetary	ADJ
aijbe-1014	174	20	union	union	NOUN
aijbe-1014	174	21	(	(	PUNCT
aijbe-1014	174	22	waemu	waemu	PROPN
aijbe-1014	174	23	)	)	PUNCT
aijbe-1014	174	24	from	from	ADP
aijbe-1014	174	25	2006	2006	NUM
aijbe-1014	174	26	to	to	ADP
aijbe-1014	174	27	2015	2015	NUM
aijbe-1014	174	28	.	.	PUNCT
aijbe-1014	175	1	the	the	DET
aijbe-1014	175	2	study	study	NOUN
aijbe-1014	175	3	employed	employ	VERB
aijbe-1014	175	4	the	the	DET
aijbe-1014	175	5	heterogeneity	heterogeneity	NOUN
aijbe-1014	175	6	panel	panel	NOUN
aijbe-1014	175	7	causality	causality	NOUN
aijbe-1014	175	8	test	test	NOUN
aijbe-1014	175	9	with	with	ADP
aijbe-1014	175	10	the	the	DET
aijbe-1014	175	11	maximal	maximal	ADJ
aijbe-1014	175	12	overlap	overlap	NOUN
aijbe-1014	175	13	discrete	discrete	ADJ
aijbe-1014	175	14	wavelet	wavelet	NOUN
aijbe-1014	175	15	transform	transform	NOUN
aijbe-1014	175	16	(	(	PUNCT
aijbe-1014	175	17	modwt	modwt	NOUN
aijbe-1014	175	18	)	)	PUNCT
aijbe-1014	175	19	to	to	PART
aijbe-1014	175	20	analyze	analyze	VERB
aijbe-1014	175	21	the	the	DET
aijbe-1014	175	22	bi	bi	ADJ
aijbe-1014	175	23	-	-	ADJ
aijbe-1014	175	24	directional	directional	ADJ
aijbe-1014	175	25	causality	causality	NOUN
aijbe-1014	175	26	at	at	ADP
aijbe-1014	175	27	different	different	ADJ
aijbe-1014	175	28	time	time	NOUN
aijbe-1014	175	29	scales	scale	NOUN
aijbe-1014	175	30	.	.	PUNCT
aijbe-1014	176	1	the	the	DET
aijbe-1014	176	2	results	result	NOUN
aijbe-1014	176	3	revealed	reveal	VERB
aijbe-1014	176	4	that	that	SCONJ
aijbe-1014	176	5	at	at	ADP
aijbe-1014	176	6	scale	scale	NOUN
aijbe-1014	176	7	1	1	NUM
aijbe-1014	176	8	(	(	PUNCT
aijbe-1014	176	9	2	2	NUM
aijbe-1014	176	10	4	4	NUM
aijbe-1014	176	11	years	year	NOUN
aijbe-1014	176	12	)	)	PUNCT
aijbe-1014	176	13	,	,	PUNCT
aijbe-1014	176	14	there	there	PRON
aijbe-1014	176	15	is	be	VERB
aijbe-1014	176	16	no	no	DET
aijbe-1014	176	17	causality	causality	NOUN
aijbe-1014	176	18	between	between	ADP
aijbe-1014	176	19	economic	economic	ADJ
aijbe-1014	176	20	growth	growth	NOUN
aijbe-1014	176	21	and	and	CCONJ
aijbe-1014	176	22	financial	financial	ADJ
aijbe-1014	176	23	inclusion	inclusion	NOUN
aijbe-1014	176	24	indicators	indicator	NOUN
aijbe-1014	176	25	.	.	PUNCT
aijbe-1014	177	1	however	however	ADV
aijbe-1014	177	2	,	,	PUNCT
aijbe-1014	177	3	at	at	ADP
aijbe-1014	177	4	scale	scale	NOUN
aijbe-1014	177	5	2	2	NUM
aijbe-1014	177	6	(	(	PUNCT
aijbe-1014	177	7	4	4	NUM
aijbe-1014	177	8	8	8	NUM
aijbe-1014	177	9	years	year	NOUN
aijbe-1014	177	10	)	)	PUNCT
aijbe-1014	177	11	,	,	PUNCT
aijbe-1014	177	12	we	we	PRON
aijbe-1014	177	13	found	find	VERB
aijbe-1014	177	14	a	a	DET
aijbe-1014	177	15	bi	bi	ADJ
aijbe-1014	177	16	-	-	ADJ
aijbe-1014	177	17	directional	directional	ADJ
aijbe-1014	177	18	causality	causality	NOUN
aijbe-1014	177	19	between	between	ADP
aijbe-1014	177	20	economic	economic	ADJ
aijbe-1014	177	21	growth	growth	NOUN
aijbe-1014	177	22	and	and	CCONJ
aijbe-1014	177	23	financial	financial	ADJ
aijbe-1014	177	24	inclusion	inclusion	NOUN
aijbe-1014	177	25	.	.	PUNCT
aijbe-1014	178	1	kryeziu	kryeziu	PROPN
aijbe-1014	178	2	and	and	CCONJ
aijbe-1014	178	3	durguti	durguti	PROPN
aijbe-1014	178	4	(	(	PUNCT
aijbe-1014	178	5	2019	2019	NUM
aijbe-1014	178	6	)	)	PUNCT
aijbe-1014	178	7	conducted	conduct	VERB
aijbe-1014	178	8	a	a	DET
aijbe-1014	178	9	study	study	NOUN
aijbe-1014	178	10	to	to	PART
aijbe-1014	178	11	investigate	investigate	VERB
aijbe-1014	178	12	the	the	DET
aijbe-1014	178	13	inflation	inflation	NOUN
aijbe-1014	178	14	rate	rate	NOUN
aijbe-1014	178	15	and	and	CCONJ
aijbe-1014	178	16	its	its	PRON
aijbe-1014	178	17	impact	impact	NOUN
aijbe-1014	178	18	on	on	ADP
aijbe-1014	178	19	the	the	DET
aijbe-1014	178	20	growth	growth	NOUN
aijbe-1014	178	21	rate	rate	NOUN
aijbe-1014	178	22	or	or	CCONJ
aijbe-1014	178	23	gdp	gdp	NOUN
aijbe-1014	178	24	growth	growth	NOUN
aijbe-1014	178	25	for	for	ADP
aijbe-1014	178	26	eurozone	eurozone	NOUN
aijbe-1014	178	27	countries	country	NOUN
aijbe-1014	178	28	.	.	PUNCT
aijbe-1014	179	1	the	the	DET
aijbe-1014	179	2	study	study	NOUN
aijbe-1014	179	3	aims	aim	VERB
aijbe-1014	179	4	to	to	PART
aijbe-1014	179	5	analyze	analyze	VERB
aijbe-1014	179	6	whether	whether	SCONJ
aijbe-1014	179	7	the	the	DET
aijbe-1014	179	8	inflation	inflation	NOUN
aijbe-1014	179	9	rate	rate	NOUN
aijbe-1014	179	10	,	,	PUNCT
aijbe-1014	179	11	as	as	ADP
aijbe-1014	179	12	an	an	DET
aijbe-1014	179	13	independent	independent	ADJ
aijbe-1014	179	14	variable	variable	NOUN
aijbe-1014	179	15	,	,	PUNCT
aijbe-1014	179	16	has	have	VERB
aijbe-1014	179	17	any	any	DET
aijbe-1014	179	18	significant	significant	ADJ
aijbe-1014	179	19	impact	impact	NOUN
aijbe-1014	179	20	on	on	ADP
aijbe-1014	179	21	economic	economic	ADJ
aijbe-1014	179	22	growth	growth	NOUN
aijbe-1014	179	23	using	use	VERB
aijbe-1014	179	24	panel	panel	NOUN
aijbe-1014	179	25	data	datum	NOUN
aijbe-1014	179	26	for	for	ADP
aijbe-1014	179	27	the	the	DET
aijbe-1014	179	28	period	period	NOUN
aijbe-1014	179	29	1997	1997	NUM
aijbe-1014	179	30	-	-	SYM
aijbe-1014	179	31	2017	2017	NUM
aijbe-1014	179	32	.	.	PUNCT
aijbe-1014	180	1	the	the	DET
aijbe-1014	180	2	study	study	NOUN
aijbe-1014	180	3	utilized	utilize	VERB
aijbe-1014	180	4	a	a	DET
aijbe-1014	180	5	multiple	multiple	ADJ
aijbe-1014	180	6	linear	linear	ADJ
aijbe-1014	180	7	regression	regression	NOUN
aijbe-1014	180	8	model	model	NOUN
aijbe-1014	180	9	with	with	ADP
aijbe-1014	180	10	the	the	DET
aijbe-1014	180	11	least	least	ADJ
aijbe-1014	180	12	squares	square	NOUN
aijbe-1014	180	13	regression	regression	NOUN
aijbe-1014	180	14	.	.	PUNCT
aijbe-1014	181	1	the	the	DET
aijbe-1014	181	2	results	result	NOUN
aijbe-1014	181	3	revealed	reveal	VERB
aijbe-1014	181	4	that	that	SCONJ
aijbe-1014	181	5	the	the	DET
aijbe-1014	181	6	inflation	inflation	NOUN
aijbe-1014	181	7	rate	rate	NOUN
aijbe-1014	181	8	has	have	VERB
aijbe-1014	181	9	a	a	DET
aijbe-1014	181	10	positive	positive	ADJ
aijbe-1014	181	11	impact	impact	NOUN
aijbe-1014	181	12	on	on	ADP
aijbe-1014	181	13	the	the	DET
aijbe-1014	181	14	economic	economic	ADJ
aijbe-1014	181	15	growth	growth	NOUN
aijbe-1014	181	16	rate	rate	NOUN
aijbe-1014	181	17	for	for	ADP
aijbe-1014	181	18	the	the	DET
aijbe-1014	181	19	euro	euro	PROPN
aijbe-1014	181	20	area	area	NOUN
aijbe-1014	181	21	.	.	PUNCT
aijbe-1014	182	1	adi	adi	PROPN
aijbe-1014	182	2	,	,	PUNCT
aijbe-1014	182	3	ameh	ameh	NOUN
aijbe-1014	182	4	,	,	PUNCT
aijbe-1014	182	5	and	and	CCONJ
aijbe-1014	182	6	ushie	ushie	PROPN
aijbe-1014	182	7	(	(	PUNCT
aijbe-1014	182	8	2022	2022	NUM
aijbe-1014	182	9	)	)	PUNCT
aijbe-1014	182	10	conducted	conduct	VERB
aijbe-1014	182	11	a	a	DET
aijbe-1014	182	12	study	study	NOUN
aijbe-1014	182	13	to	to	PART
aijbe-1014	182	14	examine	examine	VERB
aijbe-1014	182	15	the	the	DET
aijbe-1014	182	16	effect	effect	NOUN
aijbe-1014	182	17	of	of	ADP
aijbe-1014	182	18	financial	financial	ADJ
aijbe-1014	182	19	inclusion	inclusion	NOUN
aijbe-1014	182	20	on	on	ADP
aijbe-1014	182	21	nigeria	nigeria	PROPN
aijbe-1014	182	22	's	's	PART
aijbe-1014	182	23	economic	economic	ADJ
aijbe-1014	182	24	growth	growth	NOUN
aijbe-1014	182	25	.	.	PUNCT
aijbe-1014	183	1	the	the	DET
aijbe-1014	183	2	study	study	NOUN
aijbe-1014	183	3	aims	aim	VERB
aijbe-1014	183	4	to	to	PART
aijbe-1014	183	5	identify	identify	VERB
aijbe-1014	183	6	the	the	DET
aijbe-1014	183	7	long	long	ADV
aijbe-1014	183	8	-	-	PUNCT
aijbe-1014	183	9	run	run	NOUN
aijbe-1014	183	10	relationship	relationship	NOUN
aijbe-1014	183	11	existing	exist	VERB
aijbe-1014	183	12	among	among	ADP
aijbe-1014	183	13	real	real	ADJ
aijbe-1014	183	14	gross	gross	ADJ
aijbe-1014	183	15	domestic	domestic	ADJ
aijbe-1014	183	16	product	product	NOUN
aijbe-1014	183	17	,	,	PUNCT
aijbe-1014	183	18	human	human	ADJ
aijbe-1014	183	19	capital	capital	PROPN
aijbe-1014	183	20	development	development	PROPN
aijbe-1014	183	21	index	index	NOUN
aijbe-1014	183	22	(	(	PUNCT
aijbe-1014	183	23	hdi	hdi	PROPN
aijbe-1014	183	24	)	)	PUNCT
aijbe-1014	183	25	,	,	PUNCT
aijbe-1014	183	26	investment	investment	NOUN
aijbe-1014	183	27	(	(	PUNCT
aijbe-1014	183	28	inv	inv	PROPN
aijbe-1014	183	29	)	)	PUNCT
aijbe-1014	183	30	,	,	PUNCT
aijbe-1014	183	31	inflation	inflation	NOUN
aijbe-1014	183	32	rate	rate	NOUN
aijbe-1014	183	33	(	(	PUNCT
aijbe-1014	183	34	inf	inf	NOUN
aijbe-1014	183	35	)	)	PUNCT
aijbe-1014	183	36	,	,	PUNCT
aijbe-1014	183	37	nominal	nominal	ADJ
aijbe-1014	183	38	exchange	exchange	NOUN
aijbe-1014	183	39	rate	rate	NOUN
aijbe-1014	183	40	(	(	PUNCT
aijbe-1014	183	41	exr	exr	PROPN
aijbe-1014	183	42	)	)	PUNCT
aijbe-1014	183	43	,	,	PUNCT
aijbe-1014	183	44	and	and	CCONJ
aijbe-1014	183	45	financial	financial	ADJ
aijbe-1014	183	46	inclusion	inclusion	NOUN
aijbe-1014	183	47	index	index	NOUN
aijbe-1014	183	48	(	(	PUNCT
aijbe-1014	183	49	fin	fin	NOUN
aijbe-1014	183	50	)	)	PUNCT
aijbe-1014	183	51	,	,	PUNCT
aijbe-1014	183	52	and	and	CCONJ
aijbe-1014	183	53	that	that	SCONJ
aijbe-1014	183	54	26	26	NUM
aijbe-1014	183	55	percent	percent	NOUN
aijbe-1014	183	56	of	of	ADP
aijbe-1014	183	57	short	short	ADJ
aijbe-1014	183	58	-	-	PUNCT
aijbe-1014	183	59	run	run	NOUN
aijbe-1014	183	60	deviation	deviation	NOUN
aijbe-1014	183	61	of	of	ADP
aijbe-1014	183	62	economic	economic	ADJ
aijbe-1014	183	63	growth	growth	NOUN
aijbe-1014	183	64	rate	rate	NOUN
aijbe-1014	183	65	from	from	ADP
aijbe-1014	183	66	its	its	PRON
aijbe-1014	183	67	longrun	longrun	ADJ
aijbe-1014	183	68	path	path	NOUN
aijbe-1014	183	69	within	within	ADP
aijbe-1014	183	70	a	a	DET
aijbe-1014	183	71	year	year	NOUN
aijbe-1014	183	72	of	of	ADP
aijbe-1014	183	73	disequilibrium	disequilibrium	NOUN
aijbe-1014	183	74	in	in	ADP
aijbe-1014	183	75	the	the	DET
aijbe-1014	183	76	short	short	ADJ
aijbe-1014	183	77	run	run	NOUN
aijbe-1014	183	78	is	be	AUX
aijbe-1014	183	79	corrected	correct	VERB
aijbe-1014	183	80	each	each	DET
aijbe-1014	183	81	year	year	NOUN
aijbe-1014	183	82	.	.	PUNCT
aijbe-1014	184	1	the	the	DET
aijbe-1014	184	2	study	study	NOUN
aijbe-1014	184	3	utilized	utilize	VERB
aijbe-1014	184	4	annual	annual	ADJ
aijbe-1014	184	5	time	time	NOUN
aijbe-1014	184	6	series	series	PROPN
aijbe-1014	184	7	data	data	PROPN
aijbe-1014	184	8	from	from	ADP
aijbe-1014	184	9	1980	1980	NUM
aijbe-1014	184	10	to	to	ADP
aijbe-1014	184	11	2019	2019	NUM
aijbe-1014	184	12	by	by	ADP
aijbe-1014	184	13	employing	employ	VERB
aijbe-1014	184	14	an	an	DET
aijbe-1014	184	15	autoregressive	autoregressive	ADJ
aijbe-1014	184	16	distributive	distributive	ADJ
aijbe-1014	184	17	lag	lag	NOUN
aijbe-1014	184	18	method	method	NOUN
aijbe-1014	184	19	(	(	PUNCT
aijbe-1014	184	20	ardl	ardl	NOUN
aijbe-1014	184	21	)	)	PUNCT
aijbe-1014	184	22	.	.	PUNCT
aijbe-1014	185	1	the	the	DET
aijbe-1014	185	2	results	result	NOUN
aijbe-1014	185	3	revealed	reveal	VERB
aijbe-1014	185	4	that	that	SCONJ
aijbe-1014	185	5	financial	financial	ADJ
aijbe-1014	185	6	inclusion	inclusion	NOUN
aijbe-1014	185	7	,	,	PUNCT
aijbe-1014	185	8	human	human	ADJ
aijbe-1014	185	9	capital	capital	NOUN
aijbe-1014	185	10	,	,	PUNCT
aijbe-1014	185	11	and	and	CCONJ
aijbe-1014	185	12	investment	investment	NOUN
aijbe-1014	185	13	have	have	VERB
aijbe-1014	185	14	a	a	DET
aijbe-1014	185	15	significant	significant	ADJ
aijbe-1014	185	16	positive	positive	ADJ
aijbe-1014	185	17	impact	impact	NOUN
aijbe-1014	185	18	on	on	ADP
aijbe-1014	185	19	economic	economic	ADJ
aijbe-1014	185	20	growth	growth	NOUN
aijbe-1014	185	21	in	in	ADP
aijbe-1014	185	22	the	the	DET
aijbe-1014	185	23	short	short	ADJ
aijbe-1014	185	24	and	and	CCONJ
aijbe-1014	185	25	long	long	ADJ
aijbe-1014	185	26	run	run	NOUN
aijbe-1014	185	27	.	.	PUNCT
aijbe-1014	186	1	malenković	malenković	NOUN
aijbe-1014	186	2	(	(	PUNCT
aijbe-1014	186	3	2022	2022	NUM
aijbe-1014	186	4	)	)	PUNCT
aijbe-1014	186	5	conducted	conduct	VERB
aijbe-1014	186	6	a	a	DET
aijbe-1014	186	7	study	study	NOUN
aijbe-1014	186	8	on	on	ADP
aijbe-1014	186	9	the	the	DET
aijbe-1014	186	10	effect	effect	NOUN
aijbe-1014	186	11	of	of	ADP
aijbe-1014	186	12	the	the	DET
aijbe-1014	186	13	inflation	inflation	NOUN
aijbe-1014	186	14	rate	rate	NOUN
aijbe-1014	186	15	on	on	ADP
aijbe-1014	186	16	the	the	DET
aijbe-1014	186	17	gross	gross	ADJ
aijbe-1014	186	18	domestic	domestic	ADJ
aijbe-1014	186	19	product	product	NOUN
aijbe-1014	186	20	of	of	ADP
aijbe-1014	186	21	the	the	DET
aijbe-1014	186	22	western	western	ADJ
aijbe-1014	186	23	balkans	balkans	PROPN
aijbe-1014	186	24	countries	country	NOUN
aijbe-1014	186	25	.	.	PUNCT
aijbe-1014	187	1	this	this	DET
aijbe-1014	187	2	study	study	NOUN
aijbe-1014	187	3	aims	aim	VERB
aijbe-1014	187	4	to	to	PART
aijbe-1014	187	5	analyze	analyze	VERB
aijbe-1014	187	6	the	the	DET
aijbe-1014	187	7	effect	effect	NOUN
aijbe-1014	187	8	of	of	ADP
aijbe-1014	187	9	the	the	DET
aijbe-1014	187	10	inflation	inflation	NOUN
aijbe-1014	187	11	rate	rate	NOUN
aijbe-1014	187	12	on	on	ADP
aijbe-1014	187	13	the	the	DET
aijbe-1014	187	14	gross	gross	ADJ
aijbe-1014	187	15	domestic	domestic	ADJ
aijbe-1014	187	16	product	product	NOUN
aijbe-1014	187	17	in	in	ADP
aijbe-1014	187	18	western	western	ADJ
aijbe-1014	187	19	balkans	balkans	PROPN
aijbe-1014	187	20	countries	country	NOUN
aijbe-1014	187	21	for	for	ADP
aijbe-1014	187	22	the	the	DET
aijbe-1014	187	23	period	period	NOUN
aijbe-1014	187	24	2006	2006	NUM
aijbe-1014	187	25	-	-	SYM
aijbe-1014	187	26	2021	2021	NUM
aijbe-1014	187	27	,	,	PUNCT
aijbe-1014	187	28	which	which	PRON
aijbe-1014	187	29	includes	include	VERB
aijbe-1014	187	30	the	the	DET
aijbe-1014	187	31	initial	initial	ADJ
aijbe-1014	187	32	period	period	NOUN
aijbe-1014	187	33	of	of	ADP
aijbe-1014	187	34	the	the	DET
aijbe-1014	187	35	emerging	emerge	VERB
aijbe-1014	187	36	health	health	NOUN
aijbe-1014	187	37	crisis	crisis	NOUN
aijbe-1014	187	38	.	.	PUNCT
aijbe-1014	188	1	official	official	ADJ
aijbe-1014	188	2	data	datum	NOUN
aijbe-1014	188	3	from	from	ADP
aijbe-1014	188	4	the	the	DET
aijbe-1014	188	5	world	world	NOUN
aijbe-1014	188	6	bank	bank	PROPN
aijbe-1014	188	7	was	be	AUX
aijbe-1014	188	8	used	use	VERB
aijbe-1014	188	9	,	,	PUNCT
aijbe-1014	188	10	and	and	CCONJ
aijbe-1014	188	11	analyzed	analyze	VERB
aijbe-1014	188	12	with	with	ADP
aijbe-1014	188	13	multiple	multiple	ADJ
aijbe-1014	188	14	regression	regression	NOUN
aijbe-1014	188	15	analysis	analysis	NOUN
aijbe-1014	188	16	using	use	VERB
aijbe-1014	188	17	the	the	DET
aijbe-1014	188	18	ordinary	ordinary	ADJ
aijbe-1014	188	19	least	least	ADJ
aijbe-1014	188	20	squares	square	NOUN
aijbe-1014	188	21	estimation	estimation	NOUN
aijbe-1014	188	22	method	method	NOUN
aijbe-1014	188	23	.	.	PUNCT
aijbe-1014	189	1	:	:	PUNCT
aijbe-1014	189	2	the	the	DET
aijbe-1014	189	3	results	result	NOUN
aijbe-1014	189	4	revealed	reveal	VERB
aijbe-1014	189	5	that	that	SCONJ
aijbe-1014	189	6	the	the	DET
aijbe-1014	189	7	impact	impact	NOUN
aijbe-1014	189	8	of	of	ADP
aijbe-1014	189	9	inflation	inflation	NOUN
aijbe-1014	189	10	measured	measure	VERB
aijbe-1014	189	11	according	accord	VERB
aijbe-1014	189	12	to	to	ADP
aijbe-1014	189	13	the	the	DET
aijbe-1014	189	14	consumer	consumer	NOUN
aijbe-1014	189	15	price	price	NOUN
aijbe-1014	189	16	index	index	NOUN
aijbe-1014	189	17	on	on	ADP
aijbe-1014	189	18	gross	gross	ADJ
aijbe-1014	189	19	domestic	domestic	ADJ
aijbe-1014	189	20	product	product	NOUN
aijbe-1014	189	21	is	be	AUX
aijbe-1014	189	22	not	not	PART
aijbe-1014	189	23	significant	significant	ADJ
aijbe-1014	189	24	.	.	PUNCT
aijbe-1014	190	1	3	3	X
aijbe-1014	190	2	.	.	X
aijbe-1014	190	3	methodology	methodology	NOUN
aijbe-1014	190	4	a	a	DET
aijbe-1014	190	5	mixed	mixed	ADJ
aijbe-1014	190	6	-	-	PUNCT
aijbe-1014	190	7	methods	method	NOUN
aijbe-1014	190	8	research	research	NOUN
aijbe-1014	190	9	design	design	NOUN
aijbe-1014	190	10	was	be	AUX
aijbe-1014	190	11	employed	employ	VERB
aijbe-1014	190	12	,	,	PUNCT
aijbe-1014	190	13	combining	combine	VERB
aijbe-1014	190	14	quantitative	quantitative	ADJ
aijbe-1014	190	15	and	and	CCONJ
aijbe-1014	190	16	qualitative	qualitative	ADJ
aijbe-1014	190	17	approaches	approach	NOUN
aijbe-1014	190	18	to	to	PART
aijbe-1014	190	19	provide	provide	VERB
aijbe-1014	190	20	a	a	DET
aijbe-1014	190	21	comprehensive	comprehensive	ADJ
aijbe-1014	190	22	understanding	understanding	NOUN
aijbe-1014	190	23	of	of	ADP
aijbe-1014	190	24	the	the	DET
aijbe-1014	190	25	policy	policy	NOUN
aijbe-1014	190	26	's	's	PART
aijbe-1014	190	27	impact	impact	NOUN
aijbe-1014	190	28	.	.	PUNCT
aijbe-1014	191	1	the	the	DET
aijbe-1014	191	2	study	study	NOUN
aijbe-1014	191	3	focused	focus	VERB
aijbe-1014	191	4	on	on	ADP
aijbe-1014	191	5	analyzing	analyze	VERB
aijbe-1014	191	6	existing	exist	VERB
aijbe-1014	191	7	data	datum	NOUN
aijbe-1014	191	8	to	to	PART
aijbe-1014	191	9	derive	derive	VERB
aijbe-1014	191	10	insights	insight	NOUN
aijbe-1014	191	11	and	and	CCONJ
aijbe-1014	191	12	conclusions	conclusion	NOUN
aijbe-1014	191	13	relevant	relevant	ADJ
aijbe-1014	191	14	to	to	ADP
aijbe-1014	191	15	the	the	DET
aijbe-1014	191	16	research	research	NOUN
aijbe-1014	191	17	questions	question	NOUN
aijbe-1014	191	18	.	.	PUNCT
aijbe-1014	192	1	the	the	DET
aijbe-1014	192	2	data	datum	NOUN
aijbe-1014	192	3	was	be	AUX
aijbe-1014	192	4	collected	collect	VERB
aijbe-1014	192	5	from	from	ADP
aijbe-1014	192	6	central	central	ADJ
aijbe-1014	192	7	bank	bank	PROPN
aijbe-1014	192	8	of	of	ADP
aijbe-1014	192	9	nigeria	nigeria	PROPN
aijbe-1014	192	10	(	(	PUNCT
aijbe-1014	192	11	cbn	cbn	PROPN
aijbe-1014	192	12	)	)	PUNCT
aijbe-1014	192	13	publications	publication	NOUN
aijbe-1014	192	14	,	,	PUNCT
aijbe-1014	192	15	and	and	CCONJ
aijbe-1014	192	16	national	national	ADJ
aijbe-1014	192	17	bureau	bureau	PROPN
aijbe-1014	192	18	of	of	ADP
aijbe-1014	192	19	statistics	statistic	NOUN
aijbe-1014	192	20	(	(	PUNCT
aijbe-1014	192	21	nbs	nbs	NOUN
aijbe-1014	192	22	)	)	PUNCT
aijbe-1014	192	23	reports	report	NOUN
aijbe-1014	192	24	.	.	PUNCT
aijbe-1014	193	1	reports	report	NOUN
aijbe-1014	193	2	from	from	ADP
aijbe-1014	193	3	banks	bank	NOUN
aijbe-1014	193	4	and	and	CCONJ
aijbe-1014	193	5	international	international	ADJ
aijbe-1014	193	6	financial	financial	ADJ
aijbe-1014	193	7	organizations	organization	NOUN
aijbe-1014	193	8	(	(	PUNCT
aijbe-1014	193	9	e.g.	e.g.	ADV
aijbe-1014	193	10	,	,	PUNCT
aijbe-1014	193	11	world	world	PROPN
aijbe-1014	193	12	bank	bank	PROPN
aijbe-1014	193	13	,	,	PUNCT
aijbe-1014	193	14	imf	imf	PROPN
aijbe-1014	193	15	)	)	PUNCT
aijbe-1014	193	16	.	.	PUNCT
aijbe-1014	194	1	the	the	DET
aijbe-1014	194	2	data	datum	NOUN
aijbe-1014	194	3	collected	collect	VERB
aijbe-1014	194	4	was	be	AUX
aijbe-1014	194	5	analyzed	analyze	VERB
aijbe-1014	194	6	using	use	VERB
aijbe-1014	194	7	multiple	multiple	ADJ
aijbe-1014	194	8	regression	regression	NOUN
aijbe-1014	194	9	analysis	analysis	NOUN
aijbe-1014	194	10	.	.	PUNCT
aijbe-1014	195	1	model	model	NOUN
aijbe-1014	195	2	specification	specification	NOUN
aijbe-1014	195	3	the	the	DET
aijbe-1014	195	4	variables	variable	NOUN
aijbe-1014	195	5	were	be	AUX
aijbe-1014	195	6	estimated	estimate	VERB
aijbe-1014	195	7	using	use	VERB
aijbe-1014	195	8	the	the	DET
aijbe-1014	195	9	multiple	multiple	ADJ
aijbe-1014	195	10	regression	regression	NOUN
aijbe-1014	195	11	model	model	NOUN
aijbe-1014	195	12	.	.	PUNCT
aijbe-1014	196	1	this	this	PRON
aijbe-1014	196	2	entails	entail	VERB
aijbe-1014	196	3	estimating	estimate	VERB
aijbe-1014	196	4	the	the	DET
aijbe-1014	196	5	model	model	NOUN
aijbe-1014	196	6	to	to	PART
aijbe-1014	196	7	investigate	investigate	VERB
aijbe-1014	196	8	the	the	DET
aijbe-1014	196	9	globalization	globalization	NOUN
aijbe-1014	196	10	economy	economy	NOUN
aijbe-1014	196	11	environment	environment	NOUN
aijbe-1014	196	12	and	and	CCONJ
aijbe-1014	196	13	economic	economic	ADJ
aijbe-1014	196	14	growth	growth	NOUN
aijbe-1014	196	15	in	in	ADP
aijbe-1014	196	16	developing	develop	VERB
aijbe-1014	196	17	countries	country	NOUN
aijbe-1014	196	18	:	:	PUNCT
aijbe-1014	196	19	nigeria	nigeria	PROPN
aijbe-1014	196	20	’s	’s	PART
aijbe-1014	196	21	perspective	perspective	NOUN
aijbe-1014	196	22	.	.	PUNCT
aijbe-1014	197	1	the	the	DET
aijbe-1014	197	2	goal	goal	NOUN
aijbe-1014	197	3	of	of	ADP
aijbe-1014	197	4	linear	linear	NOUN
aijbe-1014	197	5	estimating	estimate	VERB
aijbe-1014	197	6	approaches	approach	NOUN
aijbe-1014	197	7	is	be	AUX
aijbe-1014	197	8	to	to	PART
aijbe-1014	197	9	obtain	obtain	VERB
aijbe-1014	197	10	unique	unique	ADJ
aijbe-1014	197	11	parameter	parameter	NOUN
aijbe-1014	197	12	estimates	estimate	NOUN
aijbe-1014	197	13	that	that	PRON
aijbe-1014	197	14	allow	allow	VERB
aijbe-1014	197	15	us	we	PRON
aijbe-1014	197	16	to	to	PART
aijbe-1014	197	17	interpret	interpret	VERB
aijbe-1014	197	18	the	the	DET
aijbe-1014	197	19	regression	regression	NOUN
aijbe-1014	197	20	coefficient	coefficient	NOUN
aijbe-1014	197	21	and	and	CCONJ
aijbe-1014	197	22	,	,	PUNCT
aijbe-1014	197	23	as	as	ADP
aijbe-1014	197	24	a	a	DET
aijbe-1014	197	25	result	result	NOUN
aijbe-1014	197	26	,	,	PUNCT
aijbe-1014	197	27	provide	provide	VERB
aijbe-1014	197	28	a	a	DET
aijbe-1014	197	29	better	well	ADJ
aijbe-1014	197	30	fit	fit	NOUN
aijbe-1014	197	31	.	.	PUNCT
aijbe-1014	198	1	the	the	DET
aijbe-1014	198	2	estimation	estimation	NOUN
aijbe-1014	198	3	was	be	AUX
aijbe-1014	198	4	conducted	conduct	VERB
aijbe-1014	198	5	using	use	VERB
aijbe-1014	198	6	the	the	DET
aijbe-1014	198	7	statistical	statistical	ADJ
aijbe-1014	198	8	computer	computer	NOUN
aijbe-1014	198	9	software	software	NOUN
aijbe-1014	198	10	package	package	NOUN
aijbe-1014	198	11	(	(	PUNCT
aijbe-1014	198	12	smartpls	smartpls	NOUN
aijbe-1014	198	13	4.0	4.0	NUM
aijbe-1014	198	14	)	)	PUNCT
aijbe-1014	198	15	.	.	PUNCT
aijbe-1014	199	1	the	the	DET
aijbe-1014	199	2	data	datum	NOUN
aijbe-1014	199	3	used	use	VERB
aijbe-1014	199	4	for	for	ADP
aijbe-1014	199	5	this	this	DET
aijbe-1014	199	6	study	study	NOUN
aijbe-1014	199	7	was	be	AUX
aijbe-1014	199	8	collected	collect	VERB
aijbe-1014	199	9	from	from	ADP
aijbe-1014	199	10	the	the	DET
aijbe-1014	199	11	central	central	PROPN
aijbe-1014	199	12	bank	bank	PROPN
aijbe-1014	199	13	nigeria	nigeria	PROPN
aijbe-1014	199	14	bulletin	bulletin	PROPN
aijbe-1014	199	15	(	(	PUNCT
aijbe-1014	199	16	cbn	cbn	PROPN
aijbe-1014	199	17	)	)	PUNCT
aijbe-1014	199	18	from	from	ADP
aijbe-1014	199	19	2008	2008	NUM
aijbe-1014	199	20	-	-	SYM
aijbe-1014	199	21	2023	2023	NUM
aijbe-1014	199	22	.	.	PUNCT
aijbe-1014	200	1	given	give	VERB
aijbe-1014	200	2	the	the	DET
aijbe-1014	200	3	above	above	ADP
aijbe-1014	200	4	the	the	DET
aijbe-1014	200	5	mathematical	mathematical	ADJ
aijbe-1014	200	6	model	model	NOUN
aijbe-1014	200	7	is	be	AUX
aijbe-1014	200	8	presented	present	VERB
aijbe-1014	200	9	in	in	ADP
aijbe-1014	200	10	equation	equation	NOUN
aijbe-1014	200	11	(	(	PUNCT
aijbe-1014	200	12	1	1	NUM
aijbe-1014	200	13	)	)	PUNCT
aijbe-1014	200	14	below	below	ADP
aijbe-1014	200	15	gdp	gdp	NOUN
aijbe-1014	200	16	=	=	PUNCT
aijbe-1014	200	17	f(infr	f(infr	NOUN
aijbe-1014	200	18	;	;	PUNCT
aijbe-1014	200	19	fi	fi	NOUN
aijbe-1014	200	20	)	)	PUNCT
aijbe-1014	200	21	…	…	PUNCT
aijbe-1014	200	22	…	…	PUNCT
aijbe-1014	200	23	…	…	PUNCT
aijbe-1014	200	24	…	…	PUNCT
aijbe-1014	200	25	…	…	PUNCT
aijbe-1014	200	26	…	…	PUNCT
aijbe-1014	200	27	.	.	PUNCT
aijbe-1014	200	28	.	.	PUNCT
aijbe-1014	201	1	(	(	PUNCT
aijbe-1014	201	2	1	1	X
aijbe-1014	201	3	)	)	PUNCT
aijbe-1014	201	4	balogun	balogun	VERB
aijbe-1014	201	5	david	david	PROPN
aijbe-1014	201	6	ibukun	ibukun	PROPN
aijbe-1014	201	7	and	and	CCONJ
aijbe-1014	201	8	prof	prof	NOUN
aijbe-1014	201	9	.	.	PUNCT
aijbe-1014	202	1	okechukwu	okechukwu	PROPN
aijbe-1014	202	2	e.	e.	PROPN
aijbe-1014	202	3	u.	u.	PROPN
aijbe-1014	202	4	(	(	PUNCT
aijbe-1014	202	5	2025	2025	NUM
aijbe-1014	202	6	)	)	PUNCT
aijbe-1014	202	7	56	56	NUM
aijbe-1014	202	8	american	american	ADJ
aijbe-1014	202	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	202	10	journal	journal	NOUN
aijbe-1014	202	11	of	of	ADP
aijbe-1014	202	12	business	business	NOUN
aijbe-1014	202	13	and	and	CCONJ
aijbe-1014	202	14	economics	economic	NOUN
aijbe-1014	202	15	|	|	ADV
aijbe-1014	202	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	NOUN
aijbe-1014	202	17	were	be	AUX
aijbe-1014	202	18	gdp	gdp	NOUN
aijbe-1014	202	19	=	=	NOUN
aijbe-1014	202	20	gross	gross	ADJ
aijbe-1014	202	21	domestic	domestic	ADJ
aijbe-1014	202	22	product	product	NOUN
aijbe-1014	202	23	infr	infr	ADP
aijbe-1014	202	24	=	=	PUNCT
aijbe-1014	202	25	inflation	inflation	NOUN
aijbe-1014	202	26	rate	rate	NOUN
aijbe-1014	202	27	fi	fi	NOUN
aijbe-1014	202	28	=	=	NOUN
aijbe-1014	202	29	financial	financial	ADJ
aijbe-1014	202	30	inclusion	inclusion	NOUN
aijbe-1014	202	31	rate	rate	NOUN
aijbe-1014	202	32	equation	equation	NOUN
aijbe-1014	202	33	1	1	NUM
aijbe-1014	202	34	can	can	AUX
aijbe-1014	202	35	be	be	AUX
aijbe-1014	202	36	re	re	VERB
aijbe-1014	202	37	-	-	VERB
aijbe-1014	202	38	written	write	VERB
aijbe-1014	202	39	in	in	ADP
aijbe-1014	202	40	econometric	econometric	ADJ
aijbe-1014	202	41	form	form	NOUN
aijbe-1014	202	42	as	as	ADP
aijbe-1014	202	43	gdp	gdp	NOUN
aijbe-1014	202	44	=	=	PROPN
aijbe-1014	202	45	β0	β0	PROPN
aijbe-1014	202	46	+	+	CCONJ
aijbe-1014	202	47	β1(infr	β1(infr	NUM
aijbe-1014	202	48	)	)	PUNCT
aijbe-1014	202	49	+	+	CCONJ
aijbe-1014	202	50	β2(fi	β2(fi	NUM
aijbe-1014	202	51	)	)	PUNCT
aijbe-1014	203	1	+	+	NUM
aijbe-1014	203	2	ε	ε	PROPN
aijbe-1014	203	3	…	…	PUNCT
aijbe-1014	203	4	…	…	PUNCT
aijbe-1014	203	5	…	…	PUNCT
aijbe-1014	203	6	…	…	PUNCT
aijbe-1014	203	7	…	…	PUNCT
aijbe-1014	203	8	…	…	PUNCT
aijbe-1014	203	9	.	.	PUNCT
aijbe-1014	203	10	.	.	PUNCT
aijbe-1014	204	1	(	(	PUNCT
aijbe-1014	204	2	2	2	X
aijbe-1014	204	3	)	)	PUNCT
aijbe-1014	204	4	β1	β1	NOUN
aijbe-1014	204	5	;	;	PUNCT
aijbe-1014	204	6	β2	β2	VERB
aijbe-1014	204	7	>	>	SYM
aijbe-1014	204	8	0	0	NUM
aijbe-1014	204	9	data	datum	NOUN
aijbe-1014	204	10	visualization	visualization	NOUN
aijbe-1014	204	11	we	we	PRON
aijbe-1014	204	12	presented	present	VERB
aijbe-1014	204	13	the	the	DET
aijbe-1014	204	14	below	below	ADJ
aijbe-1014	204	15	line	line	NOUN
aijbe-1014	204	16	plot	plot	NOUN
aijbe-1014	204	17	in	in	ADP
aijbe-1014	204	18	other	other	ADJ
aijbe-1014	204	19	to	to	PART
aijbe-1014	204	20	study	study	VERB
aijbe-1014	204	21	the	the	DET
aijbe-1014	204	22	trend	trend	NOUN
aijbe-1014	204	23	of	of	ADP
aijbe-1014	204	24	the	the	DET
aijbe-1014	204	25	data	datum	NOUN
aijbe-1014	204	26	.	.	PUNCT
aijbe-1014	205	1	-10	-10	PUNCT
aijbe-1014	206	1	0	0	NUM
aijbe-1014	206	2	10	10	NUM
aijbe-1014	206	3	20	20	NUM
aijbe-1014	206	4	30	30	NUM
aijbe-1014	206	5	40	40	NUM
aijbe-1014	206	6	50	50	NUM
aijbe-1014	206	7	60	60	NUM
aijbe-1014	206	8	70	70	NUM
aijbe-1014	206	9	80	80	NUM
aijbe-1014	206	10	2008	2008	NUM
aijbe-1014	206	11	2010	2010	NUM
aijbe-1014	206	12	2012	2012	NUM
aijbe-1014	206	13	2014	2014	NUM
aijbe-1014	206	14	2016	2016	NUM
aijbe-1014	206	15	2018	2018	NUM
aijbe-1014	206	16	2020	2020	NUM
aijbe-1014	206	17	2022	2022	NUM
aijbe-1014	206	18	gdp	gdp	NOUN
aijbe-1014	206	19	growth	growth	NOUN
aijbe-1014	206	20	rate	rate	NOUN
aijbe-1014	206	21	financial	financial	ADJ
aijbe-1014	206	22	inclusion	inclusion	NOUN
aijbe-1014	206	23	inflation	inflation	NOUN
aijbe-1014	206	24	rate	rate	NOUN
aijbe-1014	206	25	fig	fig	NOUN
aijbe-1014	206	26	1	1	NUM
aijbe-1014	206	27	:	:	PUNCT
aijbe-1014	206	28	line	line	NOUN
aijbe-1014	206	29	plot	plot	NOUN
aijbe-1014	206	30	of	of	ADP
aijbe-1014	206	31	the	the	DET
aijbe-1014	206	32	study	study	NOUN
aijbe-1014	206	33	variables	variable	VERB
aijbe-1014	206	34	descriptive	descriptive	ADJ
aijbe-1014	206	35	statistics	statistic	NOUN
aijbe-1014	206	36	the	the	DET
aijbe-1014	206	37	descriptive	descriptive	ADJ
aijbe-1014	206	38	statistics	statistic	NOUN
aijbe-1014	206	39	on	on	ADP
aijbe-1014	206	40	table	table	NOUN
aijbe-1014	206	41	1	1	NUM
aijbe-1014	206	42	below	below	ADV
aijbe-1014	206	43	showed	show	VERB
aijbe-1014	206	44	that	that	SCONJ
aijbe-1014	206	45	the	the	DET
aijbe-1014	206	46	average	average	ADJ
aijbe-1014	206	47	value	value	NOUN
aijbe-1014	206	48	of	of	ADP
aijbe-1014	206	49	the	the	DET
aijbe-1014	206	50	gross	gross	ADJ
aijbe-1014	206	51	domestic	domestic	ADJ
aijbe-1014	206	52	product	product	NOUN
aijbe-1014	206	53	(	(	PUNCT
aijbe-1014	206	54	gdp	gdp	NOUN
aijbe-1014	206	55	)	)	PUNCT
aijbe-1014	206	56	,	,	PUNCT
aijbe-1014	206	57	financial	financial	ADJ
aijbe-1014	206	58	inclusion	inclusion	NOUN
aijbe-1014	206	59	rate	rate	NOUN
aijbe-1014	206	60	(	(	PUNCT
aijbe-1014	206	61	fi	fi	NOUN
aijbe-1014	206	62	)	)	PUNCT
aijbe-1014	206	63	is	be	AUX
aijbe-1014	206	64	5.003	5.003	NUM
aijbe-1014	206	65	,	,	PUNCT
aijbe-1014	206	66	-0.103	-0.103	NUM
aijbe-1014	206	67	and	and	CCONJ
aijbe-1014	206	68	5.769	5.769	NUM
aijbe-1014	206	69	respectively	respectively	ADV
aijbe-1014	206	70	.	.	PUNCT
aijbe-1014	207	1	the	the	DET
aijbe-1014	207	2	standard	standard	ADJ
aijbe-1014	207	3	deviation	deviation	NOUN
aijbe-1014	207	4	shows	show	VERB
aijbe-1014	207	5	that	that	SCONJ
aijbe-1014	207	6	financial	financial	ADJ
aijbe-1014	207	7	inclusion	inclusion	NOUN
aijbe-1014	207	8	rate	rate	NOUN
aijbe-1014	207	9	(	(	PUNCT
aijbe-1014	207	10	fi	fi	NOUN
aijbe-1014	207	11	)	)	PUNCT
aijbe-1014	207	12	and	and	CCONJ
aijbe-1014	207	13	gross	gross	ADJ
aijbe-1014	207	14	domestic	domestic	ADJ
aijbe-1014	207	15	product	product	NOUN
aijbe-1014	207	16	(	(	PUNCT
aijbe-1014	207	17	gdp	gdp	NOUN
aijbe-1014	207	18	)	)	PUNCT
aijbe-1014	207	19	are	be	AUX
aijbe-1014	207	20	the	the	DET
aijbe-1014	207	21	most	most	ADV
aijbe-1014	207	22	volatile	volatile	ADJ
aijbe-1014	207	23	while	while	SCONJ
aijbe-1014	207	24	inflation	inflation	NOUN
aijbe-1014	207	25	rate	rate	NOUN
aijbe-1014	207	26	is	be	AUX
aijbe-1014	207	27	the	the	DET
aijbe-1014	207	28	least	least	ADJ
aijbe-1014	207	29	volatile	volatile	ADJ
aijbe-1014	207	30	(	(	PUNCT
aijbe-1014	207	31	infr	infr	PROPN
aijbe-1014	207	32	)	)	PUNCT
aijbe-1014	207	33	.	.	PUNCT
aijbe-1014	208	1	the	the	DET
aijbe-1014	208	2	table	table	NOUN
aijbe-1014	208	3	also	also	ADV
aijbe-1014	208	4	demonstrated	demonstrate	VERB
aijbe-1014	208	5	that	that	SCONJ
aijbe-1014	208	6	the	the	DET
aijbe-1014	208	7	skewness	skewness	NOUN
aijbe-1014	208	8	statistic	statistic	NOUN
aijbe-1014	208	9	for	for	ADP
aijbe-1014	208	10	log	log	PROPN
aijbe-1014	208	11	(	(	PUNCT
aijbe-1014	208	12	gdp	gdp	NOUN
aijbe-1014	208	13	)	)	PUNCT
aijbe-1014	208	14	and	and	CCONJ
aijbe-1014	208	15	log	log	NOUN
aijbe-1014	208	16	(	(	PUNCT
aijbe-1014	208	17	fi	fi	NOUN
aijbe-1014	208	18	)	)	PUNCT
aijbe-1014	208	19	is	be	AUX
aijbe-1014	208	20	adversely	adversely	ADV
aijbe-1014	208	21	skewed	skewed	ADJ
aijbe-1014	208	22	while	while	SCONJ
aijbe-1014	208	23	log	log	NOUN
aijbe-1014	208	24	(	(	PUNCT
aijbe-1014	208	25	infr	infr	PROPN
aijbe-1014	208	26	)	)	PUNCT
aijbe-1014	208	27	is	be	AUX
aijbe-1014	208	28	positively	positively	ADV
aijbe-1014	208	29	or	or	CCONJ
aijbe-1014	208	30	favorably	favorably	ADV
aijbe-1014	208	31	skewed	skewed	ADJ
aijbe-1014	208	32	.	.	PUNCT
aijbe-1014	208	33	table	table	NOUN
aijbe-1014	208	34	1	1	NUM
aijbe-1014	208	35	:	:	PUNCT
aijbe-1014	208	36	descriptive	descriptive	ADJ
aijbe-1014	208	37	statistics	statistic	NOUN
aijbe-1014	208	38	mean	mean	VERB
aijbe-1014	208	39	median	median	PROPN
aijbe-1014	208	40	std.dev	std.dev	PROPN
aijbe-1014	208	41	kurtosis	kurtosis	VERB
aijbe-1014	208	42	skewness	skewness	NOUN
aijbe-1014	208	43	jarque	jarque	NOUN
aijbe-1014	208	44	-	-	PUNCT
aijbe-1014	208	45	bera	bera	NOUN
aijbe-1014	208	46	p	p	NOUN
aijbe-1014	208	47	-	-	PUNCT
aijbe-1014	208	48	value	value	NOUN
aijbe-1014	208	49	gdp	gdp	NOUN
aijbe-1014	208	50	3.4336	3.4336	NUM
aijbe-1014	208	51	3.473	3.473	NUM
aijbe-1014	209	1	3.938	3.938	NUM
aijbe-1014	209	2	1.832	1.832	NUM
aijbe-1014	209	3	-0.099	-0.099	NOUN
aijbe-1014	209	4	0.468	0.468	NUM
aijbe-1014	209	5	0.7914	0.7914	NUM
aijbe-1014	209	6	infr	infr	ADP
aijbe-1014	209	7	15.196	15.196	NUM
aijbe-1014	209	8	13.550	13.550	NUM
aijbe-1014	209	9	6.409	6.409	NUM
aijbe-1014	209	10	3.747	3.747	NUM
aijbe-1014	209	11	1.2333	1.2333	NUM
aijbe-1014	209	12	2.214	2.214	NUM
aijbe-1014	209	13	0.3306	0.3306	NUM
aijbe-1014	209	14	fi	fi	NOUN
aijbe-1014	209	15	60.700	60.700	NUM
aijbe-1014	209	16	60.400	60.400	NUM
aijbe-1014	209	17	8.152	8.152	NUM
aijbe-1014	209	18	2.476	2.476	NUM
aijbe-1014	209	19	0.0287	0.0287	NUM
aijbe-1014	209	20	0.092	0.092	NUM
aijbe-1014	209	21	0.9546	0.9546	NUM
aijbe-1014	209	22	gdp	gdp	ADJ
aijbe-1014	209	23	=	=	ADJ
aijbe-1014	209	24	gross	gross	ADJ
aijbe-1014	209	25	domestic	domestic	ADJ
aijbe-1014	209	26	product	product	NOUN
aijbe-1014	209	27	;	;	PUNCT
aijbe-1014	209	28	infr=	infr=	NUM
aijbe-1014	209	29	inflation	inflation	NOUN
aijbe-1014	209	30	rate	rate	NOUN
aijbe-1014	209	31	;	;	PUNCT
aijbe-1014	209	32	fi	fi	NOUN
aijbe-1014	209	33	=	=	ADJ
aijbe-1014	209	34	financial	financial	ADJ
aijbe-1014	209	35	inclusion	inclusion	NOUN
aijbe-1014	209	36	rate	rate	NOUN
aijbe-1014	209	37	.	.	PUNCT
aijbe-1014	210	1	balogun	balogun	VERB
aijbe-1014	210	2	david	david	PROPN
aijbe-1014	210	3	ibukun	ibukun	PROPN
aijbe-1014	210	4	and	and	CCONJ
aijbe-1014	210	5	prof	prof	NOUN
aijbe-1014	210	6	.	.	PUNCT
aijbe-1014	211	1	okechukwu	okechukwu	PROPN
aijbe-1014	211	2	e.	e.	PROPN
aijbe-1014	211	3	u.	u.	PROPN
aijbe-1014	211	4	(	(	PUNCT
aijbe-1014	211	5	2025	2025	NUM
aijbe-1014	211	6	)	)	PUNCT
aijbe-1014	211	7	57	57	NUM
aijbe-1014	211	8	american	american	ADJ
aijbe-1014	211	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	211	10	journal	journal	NOUN
aijbe-1014	211	11	of	of	ADP
aijbe-1014	211	12	business	business	NOUN
aijbe-1014	211	13	and	and	CCONJ
aijbe-1014	211	14	economics	economic	NOUN
aijbe-1014	211	15	|	|	ADV
aijbe-1014	211	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	211	17	4.3	4.3	NUM
aijbe-1014	211	18	correlation	correlation	NOUN
aijbe-1014	211	19	the	the	DET
aijbe-1014	211	20	result	result	NOUN
aijbe-1014	211	21	of	of	ADP
aijbe-1014	211	22	the	the	DET
aijbe-1014	211	23	correlation	correlation	NOUN
aijbe-1014	211	24	analysis	analysis	NOUN
aijbe-1014	211	25	in	in	ADP
aijbe-1014	211	26	table	table	NOUN
aijbe-1014	211	27	2	2	NUM
aijbe-1014	211	28	,	,	PUNCT
aijbe-1014	211	29	suggest	suggest	VERB
aijbe-1014	211	30	that	that	SCONJ
aijbe-1014	211	31	there	there	PRON
aijbe-1014	211	32	is	be	VERB
aijbe-1014	211	33	a	a	DET
aijbe-1014	211	34	relationship	relationship	NOUN
aijbe-1014	211	35	between	between	ADP
aijbe-1014	211	36	the	the	DET
aijbe-1014	211	37	predictors	predictor	NOUN
aijbe-1014	211	38	and	and	CCONJ
aijbe-1014	211	39	outcome	outcome	NOUN
aijbe-1014	211	40	variables	variable	NOUN
aijbe-1014	211	41	,	,	PUNCT
aijbe-1014	211	42	such	such	ADJ
aijbe-1014	211	43	that	that	SCONJ
aijbe-1014	211	44	gross	gross	ADJ
aijbe-1014	211	45	domestic	domestic	ADJ
aijbe-1014	211	46	product	product	NOUN
aijbe-1014	211	47	has	have	VERB
aijbe-1014	211	48	a	a	DET
aijbe-1014	211	49	negative	negative	ADJ
aijbe-1014	211	50	relationship	relationship	NOUN
aijbe-1014	211	51	(	(	PUNCT
aijbe-1014	211	52	-0.737	-0.737	NOUN
aijbe-1014	211	53	,	,	PUNCT
aijbe-1014	211	54	-0.694	-0.694	NOUN
aijbe-1014	211	55	)	)	PUNCT
aijbe-1014	211	56	with	with	ADP
aijbe-1014	211	57	both	both	PRON
aijbe-1014	211	58	inflation	inflation	NOUN
aijbe-1014	211	59	rate	rate	NOUN
aijbe-1014	211	60	and	and	CCONJ
aijbe-1014	211	61	financial	financial	ADJ
aijbe-1014	211	62	inclusion	inclusion	NOUN
aijbe-1014	211	63	rate	rate	NOUN
aijbe-1014	211	64	respectively	respectively	ADV
aijbe-1014	211	65	.	.	PUNCT
aijbe-1014	212	1	table	table	NOUN
aijbe-1014	212	2	2	2	NUM
aijbe-1014	212	3	:	:	PUNCT
aijbe-1014	212	4	correlation	correlation	NOUN
aijbe-1014	212	5	gdp	gdp	NOUN
aijbe-1014	212	6	growth	growth	NOUN
aijbe-1014	212	7	rate	rate	NOUN
aijbe-1014	212	8	financial	financial	ADJ
aijbe-1014	212	9	inclusion	inclusion	NOUN
aijbe-1014	212	10	rate	rate	NOUN
aijbe-1014	212	11	inflation	inflation	NOUN
aijbe-1014	212	12	rate	rate	NOUN
aijbe-1014	212	13	gdp	gdp	NOUN
aijbe-1014	212	14	growth	growth	NOUN
aijbe-1014	212	15	rate	rate	NOUN
aijbe-1014	212	16	1.000	1.000	NUM
aijbe-1014	212	17	financial	financial	ADJ
aijbe-1014	212	18	inclusion	inclusion	NOUN
aijbe-1014	212	19	rate	rate	NOUN
aijbe-1014	212	20	-0.5574	-0.5574	NOUN
aijbe-1014	212	21	1.000	1.000	NUM
aijbe-1014	212	22	inflation	inflation	NOUN
aijbe-1014	212	23	rate	rate	NOUN
aijbe-1014	212	24	-0.3724	-0.3724	VERB
aijbe-1014	212	25	0.5394	0.5394	NUM
aijbe-1014	212	26	1.000	1.000	NUM
aijbe-1014	212	27	table	table	NOUN
aijbe-1014	212	28	3	3	NUM
aijbe-1014	212	29	:	:	PUNCT
aijbe-1014	212	30	coefficient	coefficient	NOUN
aijbe-1014	212	31	unstandardized	unstandardized	ADJ
aijbe-1014	212	32	coefficient	coefficient	NOUN
aijbe-1014	212	33	standard	standard	ADJ
aijbe-1014	212	34	coefficient	coefficient	PROPN
aijbe-1014	212	35	se	se	PROPN
aijbe-1014	212	36	t	t	PROPN
aijbe-1014	212	37	value	value	NOUN
aijbe-1014	212	38	p	p	PROPN
aijbe-1014	212	39	value	value	NOUN
aijbe-1014	212	40	2.5	2.5	NUM
aijbe-1014	212	41	%	%	NOUN
aijbe-1014	212	42	97.5	97.5	NUM
aijbe-1014	212	43	%	%	NOUN
aijbe-1014	212	44	financial	financial	ADJ
aijbe-1014	212	45	inclusion	inclusion	NOUN
aijbe-1014	212	46	-0.227	-0.227	PUNCT
aijbe-1014	212	47	-0.407	-0.407	PUNCT
aijbe-1014	212	48	0.149	0.149	NUM
aijbe-1014	212	49	1.525	1.525	NUM
aijbe-1014	212	50	0.149	0.149	NUM
aijbe-1014	212	51	-0.547	-0.547	NOUN
aijbe-1014	212	52	0.092	0.092	NUM
aijbe-1014	212	53	inflation	inflation	NOUN
aijbe-1014	212	54	rate	rate	NOUN
aijbe-1014	212	55	-0.099	-0.099	PUNCT
aijbe-1014	212	56	-0.170	-0.170	PUNCT
aijbe-1014	212	57	0.155	0.155	NUM
aijbe-1014	212	58	0.637	0.637	NUM
aijbe-1014	212	59	0.534	0.534	NUM
aijbe-1014	212	60	-0.431	-0.431	NUM
aijbe-1014	212	61	0.234	0.234	NUM
aijbe-1014	212	62	intercept	intercept	NOUN
aijbe-1014	212	63	18.874	18.874	NUM
aijbe-1014	212	64	0.000	0.000	NUM
aijbe-1014	212	65	8.344	8.344	NUM
aijbe-1014	212	66	2.262	2.262	NUM
aijbe-1014	212	67	0.040	0.040	NUM
aijbe-1014	212	68	0.978	0.978	NUM
aijbe-1014	212	69	36.77	36.77	NUM
aijbe-1014	212	70	model	model	NOUN
aijbe-1014	212	71	goodness	goodness	NOUN
aijbe-1014	212	72	of	of	ADP
aijbe-1014	212	73	fit	fit	ADJ
aijbe-1014	212	74	tables	table	NOUN
aijbe-1014	212	75	4	4	NUM
aijbe-1014	212	76	(	(	PUNCT
aijbe-1014	212	77	representing	represent	VERB
aijbe-1014	212	78	the	the	DET
aijbe-1014	212	79	anova	anova	PROPN
aijbe-1014	212	80	table	table	NOUN
aijbe-1014	212	81	)	)	PUNCT
aijbe-1014	212	82	and	and	CCONJ
aijbe-1014	212	83	5	5	NUM
aijbe-1014	212	84	(	(	PUNCT
aijbe-1014	212	85	r	r	NOUN
aijbe-1014	212	86	-	-	PUNCT
aijbe-1014	212	87	square	square	NOUN
aijbe-1014	212	88	)	)	PUNCT
aijbe-1014	212	89	were	be	AUX
aijbe-1014	212	90	used	use	VERB
aijbe-1014	212	91	to	to	PART
aijbe-1014	212	92	assess	assess	VERB
aijbe-1014	212	93	the	the	DET
aijbe-1014	212	94	goodness	goodness	NOUN
aijbe-1014	212	95	of	of	ADP
aijbe-1014	212	96	fit	fit	NOUN
aijbe-1014	212	97	of	of	ADP
aijbe-1014	212	98	the	the	DET
aijbe-1014	212	99	model	model	NOUN
aijbe-1014	212	100	.	.	PUNCT
aijbe-1014	213	1	the	the	DET
aijbe-1014	213	2	result	result	NOUN
aijbe-1014	213	3	shows	show	VERB
aijbe-1014	213	4	that	that	SCONJ
aijbe-1014	213	5	at	at	ADP
aijbe-1014	213	6	a	a	DET
aijbe-1014	213	7	5	5	NUM
aijbe-1014	213	8	%	%	NOUN
aijbe-1014	213	9	level	level	NOUN
aijbe-1014	213	10	of	of	ADP
aijbe-1014	213	11	significance	significance	NOUN
aijbe-1014	213	12	,	,	PUNCT
aijbe-1014	213	13	the	the	DET
aijbe-1014	213	14	regression	regression	NOUN
aijbe-1014	213	15	model	model	NOUN
aijbe-1014	213	16	is	be	AUX
aijbe-1014	213	17	a	a	DET
aijbe-1014	213	18	good	good	ADJ
aijbe-1014	213	19	fit	fit	NOUN
aijbe-1014	213	20	having	have	VERB
aijbe-1014	213	21	the	the	DET
aijbe-1014	213	22	(	(	PUNCT
aijbe-1014	213	23	f	f	NOUN
aijbe-1014	213	24	-	-	PUNCT
aijbe-1014	213	25	statistic	statistic	NOUN
aijbe-1014	213	26	=	=	SYM
aijbe-1014	213	27	10.077	10.077	NUM
aijbe-1014	213	28	;	;	PUNCT
aijbe-1014	213	29	p<0.05	p<0.05	PROPN
aijbe-1014	213	30	)	)	PUNCT
aijbe-1014	213	31	.	.	PUNCT
aijbe-1014	214	1	also	also	ADV
aijbe-1014	214	2	,	,	PUNCT
aijbe-1014	214	3	table	table	NOUN
aijbe-1014	214	4	5	5	NUM
aijbe-1014	214	5	,	,	PUNCT
aijbe-1014	214	6	is	be	AUX
aijbe-1014	214	7	the	the	DET
aijbe-1014	214	8	r	r	NOUN
aijbe-1014	214	9	-	-	PUNCT
aijbe-1014	214	10	square	square	ADJ
aijbe-1014	214	11	table	table	NOUN
aijbe-1014	214	12	,	,	PUNCT
aijbe-1014	214	13	the	the	DET
aijbe-1014	214	14	result	result	NOUN
aijbe-1014	214	15	indicates	indicate	VERB
aijbe-1014	214	16	that	that	SCONJ
aijbe-1014	214	17	69.1	69.1	NUM
aijbe-1014	214	18	%	%	NOUN
aijbe-1014	214	19	of	of	ADP
aijbe-1014	214	20	variation	variation	NOUN
aijbe-1014	214	21	caused	cause	VERB
aijbe-1014	214	22	in	in	ADP
aijbe-1014	214	23	the	the	DET
aijbe-1014	214	24	gross	gross	ADJ
aijbe-1014	214	25	domestic	domestic	ADJ
aijbe-1014	214	26	product	product	NOUN
aijbe-1014	214	27	(	(	PUNCT
aijbe-1014	214	28	gdp	gdp	NOUN
aijbe-1014	214	29	)	)	PUNCT
aijbe-1014	214	30	was	be	AUX
aijbe-1014	214	31	influenced	influence	VERB
aijbe-1014	214	32	by	by	ADP
aijbe-1014	214	33	the	the	DET
aijbe-1014	214	34	predictor	predictor	NOUN
aijbe-1014	214	35	variables	variable	NOUN
aijbe-1014	214	36	(	(	PUNCT
aijbe-1014	214	37	inflation	inflation	NOUN
aijbe-1014	214	38	rate	rate	NOUN
aijbe-1014	214	39	and	and	CCONJ
aijbe-1014	214	40	financial	financial	ADJ
aijbe-1014	214	41	inclusion	inclusion	NOUN
aijbe-1014	214	42	rate	rate	NOUN
aijbe-1014	214	43	)	)	PUNCT
aijbe-1014	214	44	.	.	PUNCT
aijbe-1014	215	1	balogun	balogun	VERB
aijbe-1014	215	2	david	david	PROPN
aijbe-1014	215	3	ibukun	ibukun	PROPN
aijbe-1014	215	4	and	and	CCONJ
aijbe-1014	215	5	prof	prof	NOUN
aijbe-1014	215	6	.	.	PUNCT
aijbe-1014	216	1	okechukwu	okechukwu	PROPN
aijbe-1014	216	2	e.	e.	PROPN
aijbe-1014	216	3	u.	u.	PROPN
aijbe-1014	216	4	(	(	PUNCT
aijbe-1014	216	5	2025	2025	NUM
aijbe-1014	216	6	)	)	PUNCT
aijbe-1014	216	7	58	58	NUM
aijbe-1014	216	8	american	american	ADJ
aijbe-1014	216	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	216	10	journal	journal	NOUN
aijbe-1014	216	11	of	of	ADP
aijbe-1014	216	12	business	business	NOUN
aijbe-1014	216	13	and	and	CCONJ
aijbe-1014	216	14	economics	economic	NOUN
aijbe-1014	216	15	|	|	ADV
aijbe-1014	216	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	216	17	table	table	NOUN
aijbe-1014	216	18	4	4	NUM
aijbe-1014	216	19	:	:	PUNCT
aijbe-1014	216	20	anova	anova	PROPN
aijbe-1014	216	21	ss	ss	PROPN
aijbe-1014	216	22	df	df	PROPN
aijbe-1014	216	23	ms	ms	PROPN
aijbe-1014	216	24	f	f	PROPN
aijbe-1014	216	25	-	-	PUNCT
aijbe-1014	216	26	statistic	statistic	NOUN
aijbe-1014	216	27	p	p	NOUN
aijbe-1014	216	28	value	value	NOUN
aijbe-1014	216	29	total	total	NOUN
aijbe-1014	216	30	145.280	145.280	NUM
aijbe-1014	216	31	15	15	NUM
aijbe-1014	216	32	0.000	0.000	NUM
aijbe-1014	216	33	error	error	NOUN
aijbe-1014	216	34	108.17	108.17	NUM
aijbe-1014	216	35	13	13	NUM
aijbe-1014	216	36	8.322	8.322	NUM
aijbe-1014	216	37	regression	regression	NOUN
aijbe-1014	216	38	37.093	37.093	NUM
aijbe-1014	216	39	2	2	NUM
aijbe-1014	216	40	18.547	18.547	NUM
aijbe-1014	216	41	2.229	2.229	NUM
aijbe-1014	216	42	0.000	0.000	NUM
aijbe-1014	216	43	table	table	NOUN
aijbe-1014	216	44	5	5	NUM
aijbe-1014	216	45	:	:	PUNCT
aijbe-1014	216	46	r	r	NOUN
aijbe-1014	216	47	-	-	PUNCT
aijbe-1014	216	48	square	square	ADJ
aijbe-1014	216	49	gdp	gdp	NOUN
aijbe-1014	217	1	r	r	NOUN
aijbe-1014	218	1	-	-	PUNCT
aijbe-1014	218	2	square	square	ADJ
aijbe-1014	218	3	0.255	0.255	NUM
aijbe-1014	218	4	r	r	NOUN
aijbe-1014	218	5	-	-	PUNCT
aijbe-1014	218	6	square	square	ADJ
aijbe-1014	218	7	adjusted	adjust	VERB
aijbe-1014	218	8	0.141	0.141	NUM
aijbe-1014	218	9	durbin	durbin	ADJ
aijbe-1014	218	10	-	-	PUNCT
aijbe-1014	218	11	waston	waston	NOUN
aijbe-1014	218	12	test	test	NOUN
aijbe-1014	218	13	0.837	0.837	NUM
aijbe-1014	218	14	diagnostics	diagnostic	NOUN
aijbe-1014	218	15	checks	check	VERB
aijbe-1014	219	1	diagnostic	diagnostic	ADJ
aijbe-1014	219	2	tests	test	NOUN
aijbe-1014	219	3	are	be	AUX
aijbe-1014	219	4	conducted	conduct	VERB
aijbe-1014	219	5	in	in	ADP
aijbe-1014	219	6	table	table	NOUN
aijbe-1014	219	7	8	8	NUM
aijbe-1014	219	8	below	below	ADV
aijbe-1014	219	9	to	to	PART
aijbe-1014	219	10	determine	determine	VERB
aijbe-1014	219	11	the	the	DET
aijbe-1014	219	12	appropriateness	appropriateness	NOUN
aijbe-1014	219	13	and	and	CCONJ
aijbe-1014	219	14	robustness	robustness	NOUN
aijbe-1014	219	15	of	of	ADP
aijbe-1014	219	16	the	the	DET
aijbe-1014	219	17	estimate	estimate	NOUN
aijbe-1014	219	18	.	.	PUNCT
aijbe-1014	220	1	this	this	DET
aijbe-1014	220	2	study	study	NOUN
aijbe-1014	220	3	conducted	conduct	VERB
aijbe-1014	220	4	a	a	DET
aijbe-1014	220	5	collinearity	collinearity	NOUN
aijbe-1014	220	6	test	test	NOUN
aijbe-1014	220	7	,	,	PUNCT
aijbe-1014	220	8	plot	plot	NOUN
aijbe-1014	220	9	of	of	ADP
aijbe-1014	220	10	predicted	predict	VERB
aijbe-1014	220	11	vs	vs	ADP
aijbe-1014	220	12	residuals	residual	NOUN
aijbe-1014	220	13	,	,	PUNCT
aijbe-1014	220	14	and	and	CCONJ
aijbe-1014	220	15	breuch	breuch	ADV
aijbe-1014	220	16	pagan	pagan	PROPN
aijbe-1014	220	17	test	test	NOUN
aijbe-1014	220	18	.	.	PUNCT
aijbe-1014	221	1	the	the	DET
aijbe-1014	221	2	results	result	NOUN
aijbe-1014	221	3	of	of	ADP
aijbe-1014	221	4	breuch	breuch	NOUN
aijbe-1014	221	5	pagan	pagan	ADJ
aijbe-1014	221	6	tests	test	NOUN
aijbe-1014	221	7	showed	show	VERB
aijbe-1014	221	8	that	that	SCONJ
aijbe-1014	221	9	the	the	DET
aijbe-1014	221	10	residual	residual	ADJ
aijbe-1014	221	11	is	be	AUX
aijbe-1014	221	12	homoskedasticity	homoskedasticity	NOUN
aijbe-1014	221	13	,	,	PUNCT
aijbe-1014	221	14	while	while	SCONJ
aijbe-1014	221	15	the	the	DET
aijbe-1014	221	16	variance	variance	NOUN
aijbe-1014	221	17	inflator	inflator	NOUN
aijbe-1014	221	18	factor	factor	NOUN
aijbe-1014	221	19	(	(	PUNCT
aijbe-1014	221	20	vif	vif	NOUN
aijbe-1014	221	21	)	)	PUNCT
aijbe-1014	221	22	shows	show	VERB
aijbe-1014	221	23	that	that	SCONJ
aijbe-1014	221	24	multicollinearity	multicollinearity	NOUN
aijbe-1014	221	25	does	do	AUX
aijbe-1014	221	26	not	not	PART
aijbe-1014	221	27	exist	exist	VERB
aijbe-1014	221	28	in	in	ADP
aijbe-1014	221	29	the	the	DET
aijbe-1014	221	30	variable	variable	NOUN
aijbe-1014	221	31	.	.	PUNCT
aijbe-1014	222	1	table	table	NOUN
aijbe-1014	222	2	6	6	NUM
aijbe-1014	222	3	:	:	PUNCT
aijbe-1014	222	4	collinearity	collinearity	NOUN
aijbe-1014	222	5	statistics	statistic	NOUN
aijbe-1014	222	6	vif	vif	PROPN
aijbe-1014	222	7	financial	financial	PROPN
aijbe-1014	222	8	inclusion	inclusion	PROPN
aijbe-1014	222	9	1.307	1.307	NUM
aijbe-1014	222	10	inflation	inflation	NOUN
aijbe-1014	222	11	rate	rate	NOUN
aijbe-1014	222	12	1.307	1.307	NUM
aijbe-1014	222	13	table	table	NOUN
aijbe-1014	222	14	7	7	NUM
aijbe-1014	222	15	:	:	PUNCT
aijbe-1014	222	16	breusch	breusch	PROPN
aijbe-1014	222	17	pagan	pagan	PROPN
aijbe-1014	222	18	test	test	NOUN
aijbe-1014	222	19	test	test	NOUN
aijbe-1014	222	20	-	-	PUNCT
aijbe-1014	222	21	statistic	statistic	NOUN
aijbe-1014	222	22	df	df	NOUN
aijbe-1014	222	23	p	p	PROPN
aijbe-1014	222	24	value	value	NOUN
aijbe-1014	222	25	breusch	breusch	PROPN
aijbe-1014	222	26	pagan	pagan	VERB
aijbe-1014	222	27	test	test	VERB
aijbe-1014	222	28	1.498	1.498	NUM
aijbe-1014	222	29	2	2	NUM
aijbe-1014	222	30	0.473	0.473	NUM
aijbe-1014	222	31	fig	fig	NOUN
aijbe-1014	222	32	1	1	NUM
aijbe-1014	222	33	:	:	PUNCT
aijbe-1014	222	34	qq	qq	PROPN
aijbe-1014	222	35	plot	plot	NOUN
aijbe-1014	222	36	balogun	balogun	VERB
aijbe-1014	222	37	david	david	PROPN
aijbe-1014	222	38	ibukun	ibukun	PROPN
aijbe-1014	222	39	and	and	CCONJ
aijbe-1014	222	40	prof	prof	NOUN
aijbe-1014	222	41	.	.	PUNCT
aijbe-1014	223	1	okechukwu	okechukwu	PROPN
aijbe-1014	223	2	e.	e.	PROPN
aijbe-1014	223	3	u.	u.	PROPN
aijbe-1014	223	4	(	(	PUNCT
aijbe-1014	223	5	2025	2025	NUM
aijbe-1014	223	6	)	)	PUNCT
aijbe-1014	223	7	59	59	NUM
aijbe-1014	223	8	american	american	ADJ
aijbe-1014	223	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	223	10	journal	journal	NOUN
aijbe-1014	223	11	of	of	ADP
aijbe-1014	223	12	business	business	NOUN
aijbe-1014	223	13	and	and	CCONJ
aijbe-1014	223	14	economics	economic	NOUN
aijbe-1014	223	15	|	|	ADV
aijbe-1014	223	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	223	17	fig	fig	NOUN
aijbe-1014	223	18	2	2	NUM
aijbe-1014	223	19	:	:	PUNCT
aijbe-1014	223	20	residual	residual	ADJ
aijbe-1014	223	21	histogram	histogram	NOUN
aijbe-1014	223	22	fig	fig	NOUN
aijbe-1014	223	23	3	3	NUM
aijbe-1014	223	24	:	:	PUNCT
aijbe-1014	223	25	plot	plot	NOUN
aijbe-1014	223	26	of	of	ADP
aijbe-1014	223	27	predicted	predict	VERB
aijbe-1014	223	28	vs	vs	ADP
aijbe-1014	223	29	actual	actual	ADJ
aijbe-1014	223	30	values	value	NOUN
aijbe-1014	223	31	discussion	discussion	NOUN
aijbe-1014	223	32	of	of	ADP
aijbe-1014	223	33	results	result	NOUN
aijbe-1014	223	34	this	this	DET
aijbe-1014	223	35	study	study	NOUN
aijbe-1014	223	36	focuses	focus	VERB
aijbe-1014	223	37	on	on	ADP
aijbe-1014	223	38	the	the	DET
aijbe-1014	223	39	globalization	globalization	NOUN
aijbe-1014	223	40	economy	economy	NOUN
aijbe-1014	223	41	environment	environment	NOUN
aijbe-1014	223	42	and	and	CCONJ
aijbe-1014	223	43	economic	economic	ADJ
aijbe-1014	223	44	growth	growth	NOUN
aijbe-1014	223	45	in	in	ADP
aijbe-1014	223	46	developing	develop	VERB
aijbe-1014	223	47	countries	country	NOUN
aijbe-1014	223	48	:	:	PUNCT
aijbe-1014	223	49	nigeria	nigeria	PROPN
aijbe-1014	223	50	’s	’s	PART
aijbe-1014	223	51	perspective	perspective	NOUN
aijbe-1014	223	52	.	.	PUNCT
aijbe-1014	224	1	the	the	DET
aijbe-1014	224	2	globalization	globalization	NOUN
aijbe-1014	224	3	economy	economy	NOUN
aijbe-1014	224	4	proxy	proxy	NOUN
aijbe-1014	224	5	adopted	adopt	VERB
aijbe-1014	224	6	for	for	ADP
aijbe-1014	224	7	this	this	DET
aijbe-1014	224	8	research	research	NOUN
aijbe-1014	224	9	work	work	NOUN
aijbe-1014	224	10	was	be	AUX
aijbe-1014	224	11	limited	limit	VERB
aijbe-1014	224	12	to	to	ADP
aijbe-1014	224	13	inflation	inflation	NOUN
aijbe-1014	224	14	rate	rate	NOUN
aijbe-1014	224	15	(	(	PUNCT
aijbe-1014	224	16	infr	infr	PROPN
aijbe-1014	224	17	)	)	PUNCT
aijbe-1014	224	18	and	and	CCONJ
aijbe-1014	224	19	financial	financial	ADJ
aijbe-1014	224	20	inclusion	inclusion	NOUN
aijbe-1014	224	21	rate	rate	NOUN
aijbe-1014	224	22	(	(	PUNCT
aijbe-1014	224	23	fi	fi	NOUN
aijbe-1014	224	24	)	)	PUNCT
aijbe-1014	224	25	,	,	PUNCT
aijbe-1014	224	26	while	while	SCONJ
aijbe-1014	224	27	the	the	DET
aijbe-1014	224	28	proxy	proxy	NOUN
aijbe-1014	224	29	for	for	ADP
aijbe-1014	224	30	economic	economic	ADJ
aijbe-1014	224	31	growth	growth	NOUN
aijbe-1014	224	32	was	be	AUX
aijbe-1014	224	33	limited	limit	VERB
aijbe-1014	224	34	to	to	ADP
aijbe-1014	224	35	gross	gross	ADJ
aijbe-1014	224	36	domestic	domestic	ADJ
aijbe-1014	224	37	product	product	NOUN
aijbe-1014	224	38	(	(	PUNCT
aijbe-1014	224	39	gdp	gdp	NOUN
aijbe-1014	224	40	)	)	PUNCT
aijbe-1014	224	41	.	.	PUNCT
aijbe-1014	225	1	the	the	DET
aijbe-1014	225	2	analysis	analysis	NOUN
aijbe-1014	225	3	was	be	AUX
aijbe-1014	225	4	conducted	conduct	VERB
aijbe-1014	225	5	using	use	VERB
aijbe-1014	225	6	multiple	multiple	ADJ
aijbe-1014	225	7	regression	regression	NOUN
aijbe-1014	225	8	analysis	analysis	NOUN
aijbe-1014	225	9	and	and	CCONJ
aijbe-1014	225	10	the	the	DET
aijbe-1014	225	11	results	result	NOUN
aijbe-1014	225	12	obtained	obtain	VERB
aijbe-1014	225	13	suggest	suggest	VERB
aijbe-1014	225	14	that	that	SCONJ
aijbe-1014	225	15	at	at	ADP
aijbe-1014	225	16	a	a	DET
aijbe-1014	225	17	5	5	NUM
aijbe-1014	225	18	%	%	NOUN
aijbe-1014	225	19	level	level	NOUN
aijbe-1014	225	20	of	of	ADP
aijbe-1014	225	21	significance	significance	NOUN
aijbe-1014	225	22	,	,	PUNCT
aijbe-1014	225	23	the	the	DET
aijbe-1014	225	24	inflation	inflation	NOUN
aijbe-1014	225	25	rate	rate	NOUN
aijbe-1014	225	26	has	have	VERB
aijbe-1014	225	27	a	a	DET
aijbe-1014	225	28	significant	significant	ADJ
aijbe-1014	225	29	effect	effect	NOUN
aijbe-1014	225	30	on	on	ADP
aijbe-1014	225	31	the	the	DET
aijbe-1014	225	32	gross	gross	ADJ
aijbe-1014	225	33	domestic	domestic	ADJ
aijbe-1014	225	34	product	product	NOUN
aijbe-1014	225	35	in	in	ADP
aijbe-1014	225	36	nigeria	nigeria	PROPN
aijbe-1014	225	37	with	with	ADP
aijbe-1014	225	38	(	(	PUNCT
aijbe-1014	225	39	β2	β2	NOUN
aijbe-1014	225	40	=	=	PROPN
aijbe-1014	225	41	−0.292	−0.292	PROPN
aijbe-1014	225	42	;	;	PUNCT
aijbe-1014	225	43	𝑝	𝑝	NOUN
aijbe-1014	225	44	<	<	NOUN
aijbe-1014	225	45	0.05	0.05	NUM
aijbe-1014	225	46	)	)	PUNCT
aijbe-1014	225	47	.	.	PUNCT
aijbe-1014	226	1	however	however	ADV
aijbe-1014	226	2	,	,	PUNCT
aijbe-1014	226	3	at	at	ADP
aijbe-1014	226	4	a	a	DET
aijbe-1014	226	5	5	5	NUM
aijbe-1014	226	6	%	%	NOUN
aijbe-1014	226	7	level	level	NOUN
aijbe-1014	226	8	of	of	ADP
aijbe-1014	226	9	significance	significance	NOUN
aijbe-1014	226	10	,	,	PUNCT
aijbe-1014	226	11	the	the	DET
aijbe-1014	226	12	financial	financial	ADJ
aijbe-1014	226	13	inclusion	inclusion	NOUN
aijbe-1014	226	14	rate	rate	NOUN
aijbe-1014	226	15	does	do	AUX
aijbe-1014	226	16	not	not	PART
aijbe-1014	226	17	have	have	VERB
aijbe-1014	226	18	a	a	DET
aijbe-1014	226	19	statistically	statistically	ADV
aijbe-1014	226	20	significant	significant	ADJ
aijbe-1014	226	21	effect	effect	NOUN
aijbe-1014	226	22	on	on	ADP
aijbe-1014	226	23	the	the	DET
aijbe-1014	226	24	gross	gross	ADJ
aijbe-1014	226	25	domestic	domestic	ADJ
aijbe-1014	226	26	product	product	NOUN
aijbe-1014	226	27	in	in	ADP
aijbe-1014	226	28	nigeria	nigeria	PROPN
aijbe-1014	226	29	(	(	PUNCT
aijbe-1014	226	30	β1	β1	PROPN
aijbe-1014	226	31	=	=	SYM
aijbe-1014	226	32	−0.452	−0.452	NOUN
aijbe-1014	226	33	;	;	PUNCT
aijbe-1014	226	34	𝑝	𝑝	NOUN
aijbe-1014	226	35	>	>	NOUN
aijbe-1014	226	36	0.05	0.05	NUM
aijbe-1014	226	37	)	)	PUNCT
aijbe-1014	226	38	.	.	PUNCT
aijbe-1014	227	1	the	the	DET
aijbe-1014	227	2	69.1	69.1	NUM
aijbe-1014	227	3	%	%	NOUN
aijbe-1014	227	4	variation	variation	NOUN
aijbe-1014	227	5	observed	observe	VERB
aijbe-1014	227	6	in	in	ADP
aijbe-1014	227	7	the	the	DET
aijbe-1014	227	8	gross	gross	ADJ
aijbe-1014	227	9	domestic	domestic	ADJ
aijbe-1014	227	10	product	product	NOUN
aijbe-1014	227	11	was	be	AUX
aijbe-1014	227	12	influenced	influence	VERB
aijbe-1014	227	13	by	by	ADP
aijbe-1014	227	14	the	the	DET
aijbe-1014	227	15	inflation	inflation	NOUN
aijbe-1014	227	16	rate	rate	NOUN
aijbe-1014	227	17	and	and	CCONJ
aijbe-1014	227	18	financial	financial	ADJ
aijbe-1014	227	19	inclusion	inclusion	NOUN
aijbe-1014	227	20	rate	rate	NOUN
aijbe-1014	227	21	accordingly	accordingly	ADV
aijbe-1014	227	22	.	.	PUNCT
aijbe-1014	228	1	conclusion	conclusion	VERB
aijbe-1014	228	2	the	the	DET
aijbe-1014	228	3	naira	naira	NUM
aijbe-1014	228	4	redesign	redesign	NOUN
aijbe-1014	228	5	policy	policy	NOUN
aijbe-1014	228	6	has	have	AUX
aijbe-1014	228	7	had	have	VERB
aijbe-1014	228	8	a	a	DET
aijbe-1014	228	9	complex	complex	ADJ
aijbe-1014	228	10	and	and	CCONJ
aijbe-1014	228	11	multifaceted	multifaceted	ADJ
aijbe-1014	228	12	impact	impact	NOUN
aijbe-1014	228	13	on	on	ADP
aijbe-1014	228	14	nigeria	nigeria	PROPN
aijbe-1014	228	15	's	's	PART
aijbe-1014	228	16	economic	economic	ADJ
aijbe-1014	228	17	growth	growth	NOUN
aijbe-1014	228	18	,	,	PUNCT
aijbe-1014	228	19	particularly	particularly	ADV
aijbe-1014	228	20	in	in	ADP
aijbe-1014	228	21	the	the	DET
aijbe-1014	228	22	context	context	NOUN
aijbe-1014	228	23	of	of	ADP
aijbe-1014	228	24	inflation	inflation	NOUN
aijbe-1014	228	25	and	and	CCONJ
aijbe-1014	228	26	financial	financial	ADJ
aijbe-1014	228	27	inclusion	inclusion	NOUN
aijbe-1014	228	28	.	.	PUNCT
aijbe-1014	229	1	this	this	DET
aijbe-1014	229	2	study	study	NOUN
aijbe-1014	229	3	reveals	reveal	VERB
aijbe-1014	229	4	that	that	SCONJ
aijbe-1014	229	5	the	the	DET
aijbe-1014	229	6	inflation	inflation	NOUN
aijbe-1014	229	7	rate	rate	NOUN
aijbe-1014	229	8	plays	play	VERB
aijbe-1014	229	9	a	a	DET
aijbe-1014	229	10	significant	significant	ADJ
aijbe-1014	229	11	role	role	NOUN
aijbe-1014	229	12	balogun	balogun	VERB
aijbe-1014	229	13	david	david	PROPN
aijbe-1014	229	14	ibukun	ibukun	PROPN
aijbe-1014	229	15	and	and	CCONJ
aijbe-1014	229	16	prof	prof	NOUN
aijbe-1014	229	17	.	.	PUNCT
aijbe-1014	230	1	okechukwu	okechukwu	PROPN
aijbe-1014	230	2	e.	e.	PROPN
aijbe-1014	230	3	u.	u.	PROPN
aijbe-1014	230	4	(	(	PUNCT
aijbe-1014	230	5	2025	2025	NUM
aijbe-1014	230	6	)	)	PUNCT
aijbe-1014	230	7	60	60	NUM
aijbe-1014	230	8	american	american	ADJ
aijbe-1014	230	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	230	10	journal	journal	NOUN
aijbe-1014	230	11	of	of	ADP
aijbe-1014	230	12	business	business	NOUN
aijbe-1014	230	13	and	and	CCONJ
aijbe-1014	230	14	economics	economic	NOUN
aijbe-1014	230	15	|	|	ADV
aijbe-1014	230	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	230	17	in	in	ADP
aijbe-1014	230	18	influencing	influence	VERB
aijbe-1014	230	19	the	the	DET
aijbe-1014	230	20	gross	gross	ADJ
aijbe-1014	230	21	domestic	domestic	ADJ
aijbe-1014	230	22	product	product	NOUN
aijbe-1014	230	23	(	(	PUNCT
aijbe-1014	230	24	gdp	gdp	NOUN
aijbe-1014	230	25	)	)	PUNCT
aijbe-1014	230	26	growth	growth	NOUN
aijbe-1014	230	27	rate	rate	NOUN
aijbe-1014	230	28	in	in	ADP
aijbe-1014	230	29	nigeria	nigeria	PROPN
aijbe-1014	230	30	.	.	PUNCT
aijbe-1014	231	1	as	as	SCONJ
aijbe-1014	231	2	inflation	inflation	NOUN
aijbe-1014	231	3	rises	rise	VERB
aijbe-1014	231	4	,	,	PUNCT
aijbe-1014	231	5	it	it	PRON
aijbe-1014	231	6	erodes	erode	VERB
aijbe-1014	231	7	purchasing	purchase	VERB
aijbe-1014	231	8	power	power	NOUN
aijbe-1014	231	9	and	and	CCONJ
aijbe-1014	231	10	creates	create	VERB
aijbe-1014	231	11	uncertainty	uncertainty	NOUN
aijbe-1014	231	12	in	in	ADP
aijbe-1014	231	13	the	the	DET
aijbe-1014	231	14	economy	economy	NOUN
aijbe-1014	231	15	,	,	PUNCT
aijbe-1014	231	16	which	which	PRON
aijbe-1014	231	17	can	can	AUX
aijbe-1014	231	18	stifle	stifle	VERB
aijbe-1014	231	19	investment	investment	NOUN
aijbe-1014	231	20	and	and	CCONJ
aijbe-1014	231	21	consumer	consumer	NOUN
aijbe-1014	231	22	spending	spending	NOUN
aijbe-1014	231	23	—	—	PUNCT
aijbe-1014	231	24	key	key	ADJ
aijbe-1014	231	25	drivers	driver	NOUN
aijbe-1014	231	26	of	of	ADP
aijbe-1014	231	27	economic	economic	ADJ
aijbe-1014	231	28	growth	growth	NOUN
aijbe-1014	231	29	.	.	PUNCT
aijbe-1014	232	1	the	the	DET
aijbe-1014	232	2	findings	finding	NOUN
aijbe-1014	232	3	suggest	suggest	VERB
aijbe-1014	232	4	that	that	SCONJ
aijbe-1014	232	5	controlling	control	VERB
aijbe-1014	232	6	inflation	inflation	NOUN
aijbe-1014	232	7	should	should	AUX
aijbe-1014	232	8	be	be	AUX
aijbe-1014	232	9	a	a	DET
aijbe-1014	232	10	priority	priority	NOUN
aijbe-1014	232	11	for	for	SCONJ
aijbe-1014	232	12	policymakers	policymaker	NOUN
aijbe-1014	232	13	to	to	PART
aijbe-1014	232	14	foster	foster	VERB
aijbe-1014	232	15	a	a	DET
aijbe-1014	232	16	stable	stable	ADJ
aijbe-1014	232	17	economic	economic	ADJ
aijbe-1014	232	18	environment	environment	NOUN
aijbe-1014	232	19	conducive	conducive	ADJ
aijbe-1014	232	20	to	to	ADP
aijbe-1014	232	21	growth	growth	NOUN
aijbe-1014	232	22	.	.	PUNCT
aijbe-1014	233	1	conversely	conversely	ADV
aijbe-1014	233	2	,	,	PUNCT
aijbe-1014	233	3	the	the	DET
aijbe-1014	233	4	analysis	analysis	NOUN
aijbe-1014	233	5	indicates	indicate	VERB
aijbe-1014	233	6	that	that	SCONJ
aijbe-1014	233	7	the	the	DET
aijbe-1014	233	8	financial	financial	ADJ
aijbe-1014	233	9	inclusion	inclusion	NOUN
aijbe-1014	233	10	rate	rate	NOUN
aijbe-1014	233	11	does	do	AUX
aijbe-1014	233	12	not	not	PART
aijbe-1014	233	13	have	have	VERB
aijbe-1014	233	14	a	a	DET
aijbe-1014	233	15	significant	significant	ADJ
aijbe-1014	233	16	effect	effect	NOUN
aijbe-1014	233	17	on	on	ADP
aijbe-1014	233	18	gdp	gdp	NOUN
aijbe-1014	233	19	growth	growth	NOUN
aijbe-1014	233	20	in	in	ADP
aijbe-1014	233	21	nigeria	nigeria	PROPN
aijbe-1014	233	22	.	.	PUNCT
aijbe-1014	234	1	while	while	SCONJ
aijbe-1014	234	2	increasing	increase	VERB
aijbe-1014	234	3	financial	financial	ADJ
aijbe-1014	234	4	inclusion	inclusion	NOUN
aijbe-1014	234	5	is	be	AUX
aijbe-1014	234	6	generally	generally	ADV
aijbe-1014	234	7	seen	see	VERB
aijbe-1014	234	8	as	as	ADP
aijbe-1014	234	9	beneficial	beneficial	ADJ
aijbe-1014	234	10	for	for	ADP
aijbe-1014	234	11	economic	economic	ADJ
aijbe-1014	234	12	development	development	NOUN
aijbe-1014	234	13	,	,	PUNCT
aijbe-1014	234	14	the	the	DET
aijbe-1014	234	15	findings	finding	NOUN
aijbe-1014	234	16	suggest	suggest	VERB
aijbe-1014	234	17	that	that	SCONJ
aijbe-1014	234	18	other	other	ADJ
aijbe-1014	234	19	factors	factor	NOUN
aijbe-1014	234	20	may	may	AUX
aijbe-1014	234	21	play	play	VERB
aijbe-1014	234	22	a	a	DET
aijbe-1014	234	23	more	more	ADV
aijbe-1014	234	24	critical	critical	ADJ
aijbe-1014	234	25	role	role	NOUN
aijbe-1014	234	26	in	in	ADP
aijbe-1014	234	27	driving	drive	VERB
aijbe-1014	234	28	economic	economic	ADJ
aijbe-1014	234	29	growth	growth	NOUN
aijbe-1014	234	30	.	.	PUNCT
aijbe-1014	235	1	this	this	PRON
aijbe-1014	235	2	could	could	AUX
aijbe-1014	235	3	imply	imply	VERB
aijbe-1014	235	4	that	that	SCONJ
aijbe-1014	235	5	merely	merely	ADV
aijbe-1014	235	6	improving	improve	VERB
aijbe-1014	235	7	access	access	NOUN
aijbe-1014	235	8	to	to	ADP
aijbe-1014	235	9	financial	financial	ADJ
aijbe-1014	235	10	services	service	NOUN
aijbe-1014	235	11	is	be	AUX
aijbe-1014	235	12	insufficient	insufficient	ADJ
aijbe-1014	235	13	without	without	ADP
aijbe-1014	235	14	addressing	address	VERB
aijbe-1014	235	15	underlying	underlying	ADJ
aijbe-1014	235	16	economic	economic	ADJ
aijbe-1014	235	17	conditions	condition	NOUN
aijbe-1014	235	18	,	,	PUNCT
aijbe-1014	235	19	such	such	ADJ
aijbe-1014	235	20	as	as	ADP
aijbe-1014	235	21	inflation	inflation	NOUN
aijbe-1014	235	22	control	control	NOUN
aijbe-1014	235	23	,	,	PUNCT
aijbe-1014	235	24	regulatory	regulatory	ADJ
aijbe-1014	235	25	frameworks	framework	NOUN
aijbe-1014	235	26	,	,	PUNCT
aijbe-1014	235	27	and	and	CCONJ
aijbe-1014	235	28	the	the	DET
aijbe-1014	235	29	overall	overall	ADJ
aijbe-1014	235	30	stability	stability	NOUN
aijbe-1014	235	31	of	of	ADP
aijbe-1014	235	32	the	the	DET
aijbe-1014	235	33	financial	financial	ADJ
aijbe-1014	235	34	system	system	NOUN
aijbe-1014	235	35	.	.	PUNCT
aijbe-1014	236	1	in	in	ADP
aijbe-1014	236	2	summary	summary	NOUN
aijbe-1014	236	3	,	,	PUNCT
aijbe-1014	236	4	while	while	SCONJ
aijbe-1014	236	5	the	the	DET
aijbe-1014	236	6	naira	naira	NUM
aijbe-1014	236	7	redesign	redesign	NOUN
aijbe-1014	236	8	policy	policy	NOUN
aijbe-1014	236	9	has	have	AUX
aijbe-1014	236	10	contributed	contribute	VERB
aijbe-1014	236	11	to	to	ADP
aijbe-1014	236	12	the	the	DET
aijbe-1014	236	13	dynamics	dynamic	NOUN
aijbe-1014	236	14	of	of	ADP
aijbe-1014	236	15	nigeria	nigeria	PROPN
aijbe-1014	236	16	's	's	PART
aijbe-1014	236	17	economy	economy	NOUN
aijbe-1014	236	18	,	,	PUNCT
aijbe-1014	236	19	its	its	PRON
aijbe-1014	236	20	effects	effect	NOUN
aijbe-1014	236	21	are	be	AUX
aijbe-1014	236	22	nuanced	nuanced	ADJ
aijbe-1014	236	23	.	.	PUNCT
aijbe-1014	237	1	policymakers	policymaker	NOUN
aijbe-1014	237	2	must	must	AUX
aijbe-1014	237	3	prioritize	prioritize	VERB
aijbe-1014	237	4	strategies	strategy	NOUN
aijbe-1014	237	5	to	to	PART
aijbe-1014	237	6	manage	manage	VERB
aijbe-1014	237	7	inflation	inflation	NOUN
aijbe-1014	237	8	effectively	effectively	ADV
aijbe-1014	237	9	while	while	SCONJ
aijbe-1014	237	10	also	also	ADV
aijbe-1014	237	11	recognizing	recognize	VERB
aijbe-1014	237	12	that	that	SCONJ
aijbe-1014	237	13	enhancing	enhance	VERB
aijbe-1014	237	14	financial	financial	ADJ
aijbe-1014	237	15	inclusion	inclusion	NOUN
aijbe-1014	237	16	alone	alone	ADV
aijbe-1014	237	17	may	may	AUX
aijbe-1014	237	18	not	not	PART
aijbe-1014	237	19	directly	directly	ADV
aijbe-1014	237	20	translate	translate	VERB
aijbe-1014	237	21	into	into	ADP
aijbe-1014	237	22	significant	significant	ADJ
aijbe-1014	237	23	economic	economic	ADJ
aijbe-1014	237	24	growth	growth	NOUN
aijbe-1014	237	25	.	.	PUNCT
aijbe-1014	238	1	recommendation	recommendation	NOUN
aijbe-1014	238	2	based	base	VERB
aijbe-1014	238	3	on	on	ADP
aijbe-1014	238	4	the	the	DET
aijbe-1014	238	5	findings	finding	NOUN
aijbe-1014	238	6	regarding	regard	VERB
aijbe-1014	238	7	the	the	DET
aijbe-1014	238	8	effect	effect	NOUN
aijbe-1014	238	9	of	of	ADP
aijbe-1014	238	10	the	the	DET
aijbe-1014	238	11	naira	naira	NUM
aijbe-1014	238	12	redesign	redesign	NOUN
aijbe-1014	238	13	policy	policy	NOUN
aijbe-1014	238	14	on	on	ADP
aijbe-1014	238	15	nigeria	nigeria	PROPN
aijbe-1014	238	16	's	's	PART
aijbe-1014	238	17	economic	economic	ADJ
aijbe-1014	238	18	growth	growth	NOUN
aijbe-1014	238	19	,	,	PUNCT
aijbe-1014	238	20	the	the	DET
aijbe-1014	238	21	following	follow	VERB
aijbe-1014	238	22	recommendations	recommendation	NOUN
aijbe-1014	238	23	are	be	AUX
aijbe-1014	238	24	proposed	propose	VERB
aijbe-1014	238	25	:	:	PUNCT
aijbe-1014	238	26	i.	i.	NOUN
aijbe-1014	238	27	the	the	DET
aijbe-1014	238	28	government	government	NOUN
aijbe-1014	238	29	and	and	CCONJ
aijbe-1014	238	30	the	the	DET
aijbe-1014	238	31	central	central	ADJ
aijbe-1014	238	32	bank	bank	PROPN
aijbe-1014	238	33	of	of	ADP
aijbe-1014	238	34	nigeria	nigeria	PROPN
aijbe-1014	238	35	(	(	PUNCT
aijbe-1014	238	36	cbn	cbn	PROPN
aijbe-1014	238	37	)	)	PUNCT
aijbe-1014	238	38	should	should	AUX
aijbe-1014	238	39	implement	implement	VERB
aijbe-1014	238	40	robust	robust	ADJ
aijbe-1014	238	41	monetary	monetary	ADJ
aijbe-1014	238	42	policies	policy	NOUN
aijbe-1014	238	43	aimed	aim	VERB
aijbe-1014	238	44	at	at	ADP
aijbe-1014	238	45	curbing	curb	VERB
aijbe-1014	238	46	inflation	inflation	NOUN
aijbe-1014	238	47	.	.	PUNCT
aijbe-1014	239	1	this	this	PRON
aijbe-1014	239	2	may	may	AUX
aijbe-1014	239	3	include	include	VERB
aijbe-1014	239	4	adjusting	adjust	VERB
aijbe-1014	239	5	interest	interest	NOUN
aijbe-1014	239	6	rates	rate	NOUN
aijbe-1014	239	7	strategically	strategically	ADV
aijbe-1014	239	8	and	and	CCONJ
aijbe-1014	239	9	managing	manage	VERB
aijbe-1014	239	10	the	the	DET
aijbe-1014	239	11	money	money	NOUN
aijbe-1014	239	12	supply	supply	NOUN
aijbe-1014	239	13	to	to	PART
aijbe-1014	239	14	stabilize	stabilize	VERB
aijbe-1014	239	15	prices	price	NOUN
aijbe-1014	239	16	.	.	PUNCT
aijbe-1014	240	1	a	a	DET
aijbe-1014	240	2	focus	focus	NOUN
aijbe-1014	240	3	on	on	ADP
aijbe-1014	240	4	inflation	inflation	NOUN
aijbe-1014	240	5	control	control	NOUN
aijbe-1014	240	6	is	be	AUX
aijbe-1014	240	7	crucial	crucial	ADJ
aijbe-1014	240	8	for	for	ADP
aijbe-1014	240	9	fostering	foster	VERB
aijbe-1014	240	10	a	a	DET
aijbe-1014	240	11	conducive	conducive	ADJ
aijbe-1014	240	12	environment	environment	NOUN
aijbe-1014	240	13	for	for	ADP
aijbe-1014	240	14	economic	economic	ADJ
aijbe-1014	240	15	growth	growth	NOUN
aijbe-1014	240	16	.	.	PUNCT
aijbe-1014	241	1	ii	ii	X
aijbe-1014	241	2	.	.	PUNCT
aijbe-1014	242	1	financial	financial	ADJ
aijbe-1014	242	2	inclusion	inclusion	NOUN
aijbe-1014	242	3	has	have	AUX
aijbe-1014	242	4	not	not	PART
aijbe-1014	242	5	shown	show	VERB
aijbe-1014	242	6	a	a	DET
aijbe-1014	242	7	significant	significant	ADJ
aijbe-1014	242	8	direct	direct	ADJ
aijbe-1014	242	9	impact	impact	NOUN
aijbe-1014	242	10	on	on	ADP
aijbe-1014	242	11	gdp	gdp	NOUN
aijbe-1014	242	12	growth	growth	NOUN
aijbe-1014	242	13	,	,	PUNCT
aijbe-1014	242	14	it	it	PRON
aijbe-1014	242	15	remains	remain	VERB
aijbe-1014	242	16	an	an	DET
aijbe-1014	242	17	important	important	ADJ
aijbe-1014	242	18	component	component	NOUN
aijbe-1014	242	19	of	of	ADP
aijbe-1014	242	20	economic	economic	ADJ
aijbe-1014	242	21	development	development	NOUN
aijbe-1014	242	22	.	.	PUNCT
aijbe-1014	243	1	the	the	DET
aijbe-1014	243	2	government	government	NOUN
aijbe-1014	243	3	should	should	AUX
aijbe-1014	243	4	continue	continue	VERB
aijbe-1014	243	5	to	to	PART
aijbe-1014	243	6	promote	promote	VERB
aijbe-1014	243	7	initiatives	initiative	NOUN
aijbe-1014	243	8	that	that	PRON
aijbe-1014	243	9	expand	expand	VERB
aijbe-1014	243	10	access	access	NOUN
aijbe-1014	243	11	to	to	ADP
aijbe-1014	243	12	financial	financial	ADJ
aijbe-1014	243	13	services	service	NOUN
aijbe-1014	243	14	,	,	PUNCT
aijbe-1014	243	15	particularly	particularly	ADV
aijbe-1014	243	16	for	for	ADP
aijbe-1014	243	17	underserved	underserved	ADJ
aijbe-1014	243	18	populations	population	NOUN
aijbe-1014	243	19	.	.	PUNCT
aijbe-1014	244	1	this	this	PRON
aijbe-1014	244	2	includes	include	VERB
aijbe-1014	244	3	leveraging	leverage	VERB
aijbe-1014	244	4	technology	technology	NOUN
aijbe-1014	244	5	to	to	PART
aijbe-1014	244	6	enhance	enhance	VERB
aijbe-1014	244	7	digital	digital	ADJ
aijbe-1014	244	8	banking	banking	NOUN
aijbe-1014	244	9	and	and	CCONJ
aijbe-1014	244	10	financial	financial	ADJ
aijbe-1014	244	11	literacy	literacy	NOUN
aijbe-1014	244	12	programs	program	NOUN
aijbe-1014	244	13	.	.	PUNCT
aijbe-1014	245	1	references	reference	NOUN
aijbe-1014	245	2	acha	acha	PROPN
aijbe-1014	245	3	,	,	PUNCT
aijbe-1014	245	4	a.	a.	NOUN
aijbe-1014	245	5	i.	i.	PROPN
aijbe-1014	245	6	,	,	PUNCT
aijbe-1014	245	7	kanu	kanu	PROPN
aijbe-1014	245	8	,	,	PUNCT
aijbe-1014	245	9	c.	c.	PROPN
aijbe-1014	245	10	,	,	PUNCT
aijbe-1014	245	11	&	&	CCONJ
aijbe-1014	245	12	agu	agu	PROPN
aijbe-1014	245	13	,	,	PUNCT
aijbe-1014	245	14	g.	g.	PROPN
aijbe-1014	245	15	a.	a.	PROPN
aijbe-1014	245	16	(	(	PUNCT
aijbe-1014	245	17	2017	2017	NUM
aijbe-1014	245	18	)	)	PUNCT
aijbe-1014	245	19	.	.	PUNCT
aijbe-1014	246	1	cashless	cashless	NOUN
aijbe-1014	246	2	policy	policy	NOUN
aijbe-1014	246	3	in	in	ADP
aijbe-1014	246	4	nigeria	nigeria	PROPN
aijbe-1014	246	5	:	:	PUNCT
aijbe-1014	246	6	the	the	DET
aijbe-1014	246	7	mechanics	mechanic	NOUN
aijbe-1014	246	8	,	,	PUNCT
aijbe-1014	246	9	benefits	benefit	NOUN
aijbe-1014	246	10	and	and	CCONJ
aijbe-1014	246	11	problems	problem	NOUN
aijbe-1014	246	12	.	.	PUNCT
aijbe-1014	247	1	innovative	innovative	ADJ
aijbe-1014	247	2	journal	journal	NOUN
aijbe-1014	247	3	of	of	ADP
aijbe-1014	247	4	economics	economic	NOUN
aijbe-1014	247	5	and	and	CCONJ
aijbe-1014	247	6	financial	financial	ADJ
aijbe-1014	247	7	studies	study	NOUN
aijbe-1014	247	8	,	,	PUNCT
aijbe-1014	247	9	28	28	NUM
aijbe-1014	247	10	-	-	SYM
aijbe-1014	247	11	38	38	NUM
aijbe-1014	247	12	.	.	PUNCT
aijbe-1014	248	1	adekunle	adekunle	PROPN
aijbe-1014	248	2	,	,	PUNCT
aijbe-1014	248	3	i.	i.	PROPN
aijbe-1014	248	4	a.	a.	PROPN
aijbe-1014	248	5	,	,	PUNCT
aijbe-1014	248	6	&	&	CCONJ
aijbe-1014	248	7	oladejo	oladejo	PROPN
aijbe-1014	248	8	,	,	PUNCT
aijbe-1014	248	9	m.	m.	NOUN
aijbe-1014	248	10	o.	o.	PROPN
aijbe-1014	248	11	(	(	PUNCT
aijbe-1014	248	12	2021	2021	NUM
aijbe-1014	248	13	)	)	PUNCT
aijbe-1014	248	14	.	.	PUNCT
aijbe-1014	249	1	socioeconomic	socioeconomic	ADJ
aijbe-1014	249	2	dynamics	dynamic	NOUN
aijbe-1014	249	3	and	and	CCONJ
aijbe-1014	249	4	financial	financial	ADJ
aijbe-1014	249	5	inclusion	inclusion	NOUN
aijbe-1014	249	6	in	in	ADP
aijbe-1014	249	7	northern	northern	PROPN
aijbe-1014	249	8	nigeria	nigeria	PROPN
aijbe-1014	249	9	.	.	PUNCT
aijbe-1014	250	1	journal	journal	PROPN
aijbe-1014	250	2	of	of	ADP
aijbe-1014	250	3	economics	economic	NOUN
aijbe-1014	250	4	and	and	CCONJ
aijbe-1014	250	5	sustainable	sustainable	ADJ
aijbe-1014	250	6	development	development	NOUN
aijbe-1014	250	7	,	,	PUNCT
aijbe-1014	250	8	12(8	12(8	NUM
aijbe-1014	250	9	)	)	PUNCT
aijbe-1014	250	10	,	,	PUNCT
aijbe-1014	250	11	3041	3041	NUM
aijbe-1014	250	12	.	.	PUNCT
aijbe-1014	251	1	adi	adi	PROPN
aijbe-1014	251	2	a.	a.	PROPN
aijbe-1014	251	3	a	a	PROPN
aijbe-1014	251	4	,	,	PUNCT
aijbe-1014	251	5	ameh	ameh	ADP
aijbe-1014	251	6	o.e	o.e	PROPN
aijbe-1014	251	7	and	and	CCONJ
aijbe-1014	251	8	ushie	ushie	PROPN
aijbe-1014	251	9	e.	e.	PROPN
aijbe-1014	251	10	h	h	PROPN
aijbe-1014	251	11	(	(	PUNCT
aijbe-1014	251	12	2022	2022	NUM
aijbe-1014	251	13	)	)	PUNCT
aijbe-1014	251	14	.	.	PUNCT
aijbe-1014	252	1	financial	financial	ADJ
aijbe-1014	252	2	inclusion	inclusion	NOUN
aijbe-1014	252	3	and	and	CCONJ
aijbe-1014	252	4	economic	economic	ADJ
aijbe-1014	252	5	growth	growth	NOUN
aijbe-1014	252	6	in	in	ADP
aijbe-1014	252	7	nigeria	nigeria	PROPN
aijbe-1014	252	8	:	:	PUNCT
aijbe-1014	252	9	further	further	ADJ
aijbe-1014	252	10	evidence	evidence	NOUN
aijbe-1014	252	11	from	from	ADP
aijbe-1014	252	12	ardl	ardl	PROPN
aijbe-1014	252	13	model	model	NOUN
aijbe-1014	252	14	.	.	PUNCT
aijbe-1014	253	1	ndic	ndic	ADJ
aijbe-1014	253	2	quarterly	quarterly	ADJ
aijbe-1014	253	3	vol	vol	NOUN
aijbe-1014	253	4	38	38	NUM
aijbe-1014	253	5	,	,	PUNCT
aijbe-1014	253	6	num	num	ADJ
aijbe-1014	253	7	1	1	X
aijbe-1014	253	8	.	.	PUNCT
aijbe-1014	254	1	agarwal	agarwal	PROPN
aijbe-1014	254	2	a	a	PRON
aijbe-1014	254	3	(	(	PUNCT
aijbe-1014	254	4	2010	2010	NUM
aijbe-1014	254	5	)	)	PUNCT
aijbe-1014	254	6	.	.	PUNCT
aijbe-1014	255	1	financial	financial	ADJ
aijbe-1014	255	2	inclusion	inclusion	NOUN
aijbe-1014	255	3	:	:	PUNCT
aijbe-1014	255	4	challenges	challenge	NOUN
aijbe-1014	255	5	&	&	CCONJ
aijbe-1014	255	6	opportunities	opportunity	NOUN
aijbe-1014	255	7	.	.	PUNCT
aijbe-1014	256	1	23rd	23rd	ADJ
aijbe-1014	256	2	skoch	skoch	ADJ
aijbe-1014	256	3	summit	summit	NOUN
aijbe-1014	256	4	2010	2010	NUM
aijbe-1014	256	5	.	.	PUNCT
aijbe-1014	257	1	akhalumeh	akhalumeh	NOUN
aijbe-1014	257	2	,	,	PUNCT
aijbe-1014	257	3	p.	p.	PROPN
aijbe-1014	257	4	b.	b.	PROPN
aijbe-1014	257	5	,	,	PUNCT
aijbe-1014	257	6	&	&	CCONJ
aijbe-1014	257	7	ohiokha	ohiokha	PROPN
aijbe-1014	257	8	,	,	PUNCT
aijbe-1014	257	9	f.	f.	PROPN
aijbe-1014	257	10	(	(	PUNCT
aijbe-1014	257	11	2012	2012	NUM
aijbe-1014	257	12	)	)	PUNCT
aijbe-1014	257	13	.	.	PUNCT
aijbe-1014	258	1	nigeria	nigeria	PROPN
aijbe-1014	258	2	’s	’s	PART
aijbe-1014	258	3	cashless	cashless	NOUN
aijbe-1014	258	4	economy	economy	NOUN
aijbe-1014	258	5	:	:	PUNCT
aijbe-1014	258	6	the	the	DET
aijbe-1014	258	7	imperatives	imperative	NOUN
aijbe-1014	258	8	.	.	PUNCT
aijbe-1014	259	1	international	international	ADJ
aijbe-1014	259	2	journal	journal	PROPN
aijbe-1014	259	3	of	of	ADP
aijbe-1014	259	4	management	management	NOUN
aijbe-1014	259	5	and	and	CCONJ
aijbe-1014	259	6	business	business	NOUN
aijbe-1014	259	7	studies	study	NOUN
aijbe-1014	259	8	,	,	PUNCT
aijbe-1014	259	9	2	2	NUM
aijbe-1014	259	10	,	,	PUNCT
aijbe-1014	259	11	31	31	NUM
aijbe-1014	259	12	-	-	SYM
aijbe-1014	259	13	36	36	NUM
aijbe-1014	259	14	.	.	PUNCT
aijbe-1014	260	1	ajakaiye	ajakaiye	PROPN
aijbe-1014	260	2	,	,	PUNCT
aijbe-1014	260	3	o.	o.	PROPN
aijbe-1014	260	4	,	,	PUNCT
aijbe-1014	260	5	&	&	CCONJ
aijbe-1014	260	6	fakiyesin	fakiyesin	VERB
aijbe-1014	260	7	,	,	PUNCT
aijbe-1014	260	8	a.	a.	NOUN
aijbe-1014	260	9	(	(	PUNCT
aijbe-1014	260	10	2018	2018	NUM
aijbe-1014	260	11	)	)	PUNCT
aijbe-1014	260	12	.	.	PUNCT
aijbe-1014	261	1	economic	economic	ADJ
aijbe-1014	261	2	growth	growth	NOUN
aijbe-1014	261	3	and	and	CCONJ
aijbe-1014	261	4	development	development	NOUN
aijbe-1014	261	5	in	in	ADP
aijbe-1014	261	6	nigeria	nigeria	PROPN
aijbe-1014	261	7	:	:	PUNCT
aijbe-1014	261	8	the	the	DET
aijbe-1014	261	9	role	role	NOUN
aijbe-1014	261	10	of	of	ADP
aijbe-1014	261	11	oil	oil	NOUN
aijbe-1014	261	12	.	.	PUNCT
aijbe-1014	262	1	international	international	ADJ
aijbe-1014	262	2	journal	journal	PROPN
aijbe-1014	262	3	of	of	ADP
aijbe-1014	262	4	economics	economic	NOUN
aijbe-1014	262	5	and	and	CCONJ
aijbe-1014	262	6	financial	financial	ADJ
aijbe-1014	262	7	research	research	NOUN
aijbe-1014	262	8	,	,	PUNCT
aijbe-1014	262	9	4(1	4(1	NOUN
aijbe-1014	262	10	)	)	PUNCT
aijbe-1014	262	11	,	,	PUNCT
aijbe-1014	262	12	1	1	NUM
aijbe-1014	262	13	-	-	SYM
aijbe-1014	262	14	9	9	NUM
aijbe-1014	262	15	.	.	PUNCT
aijbe-1014	263	1	amadeo	amadeo	PROPN
aijbe-1014	263	2	k.	k.	PROPN
aijbe-1014	263	3	(	(	PUNCT
aijbe-1014	263	4	2021	2021	NUM
aijbe-1014	263	5	)	)	PUNCT
aijbe-1014	263	6	.	.	PUNCT
aijbe-1014	264	1	what	what	PRON
aijbe-1014	264	2	is	be	AUX
aijbe-1014	264	3	economic	economic	ADJ
aijbe-1014	264	4	growth	growth	NOUN
aijbe-1014	264	5	?	?	PUNCT
aijbe-1014	265	1	the	the	DET
aijbe-1014	265	2	balance	balance	NOUN
aijbe-1014	265	3	.	.	PUNCT
aijbe-1014	266	1	balogun	balogun	VERB
aijbe-1014	266	2	david	david	PROPN
aijbe-1014	266	3	ibukun	ibukun	PROPN
aijbe-1014	266	4	and	and	CCONJ
aijbe-1014	266	5	prof	prof	NOUN
aijbe-1014	266	6	.	.	PUNCT
aijbe-1014	267	1	okechukwu	okechukwu	PROPN
aijbe-1014	267	2	e.	e.	PROPN
aijbe-1014	267	3	u.	u.	PROPN
aijbe-1014	267	4	(	(	PUNCT
aijbe-1014	267	5	2025	2025	NUM
aijbe-1014	267	6	)	)	PUNCT
aijbe-1014	267	7	61	61	NUM
aijbe-1014	267	8	american	american	ADJ
aijbe-1014	267	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	267	10	journal	journal	NOUN
aijbe-1014	267	11	of	of	ADP
aijbe-1014	267	12	business	business	NOUN
aijbe-1014	267	13	and	and	CCONJ
aijbe-1014	267	14	economics	economic	NOUN
aijbe-1014	267	15	|	|	ADV
aijbe-1014	267	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	267	17	anderson	anderson	PROPN
aijbe-1014	267	18	u	u	PROPN
aijbe-1014	267	19	,	,	PUNCT
aijbe-1014	267	20	c	c	NOUN
aijbe-1014	267	21	and	and	CCONJ
aijbe-1014	267	22	chijioke	chijioke	VERB
aijbe-1014	267	23	s.	s.	PROPN
aijbe-1014	267	24	c	c	PROPN
aijbe-1014	267	25	(	(	PUNCT
aijbe-1014	267	26	2024	2024	NUM
aijbe-1014	267	27	)	)	PUNCT
aijbe-1014	267	28	.	.	PUNCT
aijbe-1014	268	1	“	"	PUNCT
aijbe-1014	268	2	assessing	assess	VERB
aijbe-1014	268	3	the	the	DET
aijbe-1014	268	4	impact	impact	NOUN
aijbe-1014	268	5	of	of	ADP
aijbe-1014	268	6	inflation	inflation	NOUN
aijbe-1014	268	7	and	and	CCONJ
aijbe-1014	268	8	exchange	exchange	NOUN
aijbe-1014	268	9	rate	rate	NOUN
aijbe-1014	268	10	on	on	ADP
aijbe-1014	268	11	nigerian	nigerian	ADJ
aijbe-1014	268	12	gross	gross	ADJ
aijbe-1014	268	13	domestic	domestic	ADJ
aijbe-1014	268	14	product	product	NOUN
aijbe-1014	268	15	(	(	PUNCT
aijbe-1014	268	16	1981	1981	NUM
aijbe-1014	268	17	-	-	SYM
aijbe-1014	268	18	2022	2022	NUM
aijbe-1014	268	19	)	)	PUNCT
aijbe-1014	268	20	”	"	PUNCT
aijbe-1014	268	21	.	.	PUNCT
aijbe-1014	269	1	asian	asian	ADJ
aijbe-1014	269	2	journal	journal	PROPN
aijbe-1014	269	3	of	of	ADP
aijbe-1014	269	4	probability	probability	NOUN
aijbe-1014	269	5	and	and	CCONJ
aijbe-1014	269	6	statistics	statistic	NOUN
aijbe-1014	269	7	26	26	NUM
aijbe-1014	269	8	(	(	PUNCT
aijbe-1014	269	9	5):30	5):30	PROPN
aijbe-1014	269	10	-	-	SYM
aijbe-1014	269	11	41	41	NUM
aijbe-1014	269	12	.	.	PUNCT
aijbe-1014	270	1	babajide	babajide	ADJ
aijbe-1014	270	2	,	,	PUNCT
aijbe-1014	270	3	a.	a.	NOUN
aijbe-1014	270	4	a.	a.	PROPN
aijbe-1014	270	5	,	,	PUNCT
aijbe-1014	270	6	adegboye	adegboye	PROPN
aijbe-1014	270	7	,	,	PUNCT
aijbe-1014	270	8	f.	f.	PROPN
aijbe-1014	270	9	b.	b.	PROPN
aijbe-1014	270	10	and	and	CCONJ
aijbe-1014	270	11	omankhanlen	omankhanlen	VERB
aijbe-1014	270	12	,	,	PUNCT
aijbe-1014	270	13	a.	a.	PROPN
aijbe-1014	270	14	e.	e.	PROPN
aijbe-1014	270	15	(	(	PUNCT
aijbe-1014	270	16	2015	2015	NUM
aijbe-1014	270	17	)	)	PUNCT
aijbe-1014	270	18	.	.	PUNCT
aijbe-1014	271	1	financial	financial	ADJ
aijbe-1014	271	2	inclusion	inclusion	NOUN
aijbe-1014	271	3	and	and	CCONJ
aijbe-1014	271	4	economic	economic	ADJ
aijbe-1014	271	5	growth	growth	NOUN
aijbe-1014	271	6	in	in	ADP
aijbe-1014	271	7	nigeria	nigeria	PROPN
aijbe-1014	271	8	.	.	PUNCT
aijbe-1014	272	1	international	international	ADJ
aijbe-1014	272	2	journal	journal	PROPN
aijbe-1014	272	3	of	of	ADP
aijbe-1014	272	4	economics	economic	NOUN
aijbe-1014	272	5	and	and	CCONJ
aijbe-1014	272	6	financial	financial	ADJ
aijbe-1014	272	7	,	,	PUNCT
aijbe-1014	272	8	5(3	5(3	NUM
aijbe-1014	272	9	)	)	PUNCT
aijbe-1014	272	10	,	,	PUNCT
aijbe-1014	272	11	629	629	NUM
aijbe-1014	272	12	-	-	SYM
aijbe-1014	272	13	637	637	NUM
aijbe-1014	272	14	.	.	PUNCT
aijbe-1014	273	1	chakrabarty	chakrabarty	PROPN
aijbe-1014	273	2	k.c	k.c	PROPN
aijbe-1014	273	3	.	.	PROPN
aijbe-1014	273	4	(	(	PUNCT
aijbe-1014	273	5	2010	2010	NUM
aijbe-1014	273	6	)	)	PUNCT
aijbe-1014	273	7	,	,	PUNCT
aijbe-1014	273	8	financial	financial	ADJ
aijbe-1014	273	9	inclusion	inclusion	NOUN
aijbe-1014	273	10	and	and	CCONJ
aijbe-1014	273	11	banks	bank	NOUN
aijbe-1014	273	12	:	:	PUNCT
aijbe-1014	273	13	issues	issue	NOUN
aijbe-1014	273	14	and	and	CCONJ
aijbe-1014	273	15	perspectives	perspective	NOUN
aijbe-1014	273	16	.	.	PUNCT
aijbe-1014	274	1	reserve	reserve	PROPN
aijbe-1014	274	2	bank	bank	PROPN
aijbe-1014	274	3	of	of	ADP
aijbe-1014	274	4	india	india	PROPN
aijbe-1014	274	5	.	.	PUNCT
aijbe-1014	275	1	congressional	congressional	ADJ
aijbe-1014	275	2	research	research	NOUN
aijbe-1014	275	3	service	service	NOUN
aijbe-1014	275	4	(	(	PUNCT
aijbe-1014	275	5	crs	crs	PROPN
aijbe-1014	275	6	)	)	PUNCT
aijbe-1014	275	7	.	.	PUNCT
aijbe-1014	276	1	introduction	introduction	NOUN
aijbe-1014	276	2	to	to	ADP
aijbe-1014	276	3	the	the	DET
aijbe-1014	276	4	u.s	u.s	PROPN
aijbe-1014	276	5	.	.	PROPN
aijbe-1014	276	6	economy	economy	NOUN
aijbe-1014	276	7	:	:	PUNCT
aijbe-1014	276	8	gdp	gdp	NOUN
aijbe-1014	276	9	and	and	CCONJ
aijbe-1014	276	10	economic	economic	ADJ
aijbe-1014	276	11	growth	growth	NOUN
aijbe-1014	276	12	.	.	PUNCT
aijbe-1014	277	1	demirgüç	demirgüç	PROPN
aijbe-1014	277	2	-	-	PUNCT
aijbe-1014	277	3	kunt	kunt	PROPN
aijbe-1014	277	4	,	,	PUNCT
aijbe-1014	277	5	a.	a.	PROPN
aijbe-1014	277	6	,	,	PUNCT
aijbe-1014	277	7	klapper	klapper	PROPN
aijbe-1014	277	8	,	,	PUNCT
aijbe-1014	277	9	l.	l.	PROPN
aijbe-1014	277	10	f.	f.	PROPN
aijbe-1014	277	11	,	,	PUNCT
aijbe-1014	277	12	singer	singer	NOUN
aijbe-1014	277	13	,	,	PUNCT
aijbe-1014	277	14	d.	d.	PROPN
aijbe-1014	277	15	,	,	PUNCT
aijbe-1014	277	16	&	&	CCONJ
aijbe-1014	277	17	van	van	PROPN
aijbe-1014	277	18	oudheusden	oudheusden	PROPN
aijbe-1014	277	19	,	,	PUNCT
aijbe-1014	277	20	p.	p.	NOUN
aijbe-1014	277	21	(	(	PUNCT
aijbe-1014	277	22	2018	2018	NUM
aijbe-1014	277	23	)	)	PUNCT
aijbe-1014	277	24	.	.	PUNCT
aijbe-1014	278	1	the	the	DET
aijbe-1014	278	2	global	global	ADJ
aijbe-1014	278	3	findex	findex	PROPN
aijbe-1014	278	4	database	database	PROPN
aijbe-1014	278	5	2017	2017	NUM
aijbe-1014	278	6	:	:	PUNCT
aijbe-1014	278	7	measuring	measure	VERB
aijbe-1014	278	8	financial	financial	ADJ
aijbe-1014	278	9	inclusion	inclusion	NOUN
aijbe-1014	278	10	and	and	CCONJ
aijbe-1014	278	11	the	the	DET
aijbe-1014	278	12	fintech	fintech	NOUN
aijbe-1014	278	13	revolution	revolution	NOUN
aijbe-1014	278	14	.	.	PUNCT
aijbe-1014	279	1	world	world	PROPN
aijbe-1014	279	2	bank	bank	PROPN
aijbe-1014	279	3	publications	publication	NOUN
aijbe-1014	279	4	.	.	PUNCT
aijbe-1014	280	1	edeme	edeme	PROPN
aijbe-1014	280	2	,	,	PUNCT
aijbe-1014	280	3	r.	r.	PROPN
aijbe-1014	280	4	k.	k.	PROPN
aijbe-1014	280	5	(	(	PUNCT
aijbe-1014	280	6	2018	2018	NUM
aijbe-1014	280	7	)	)	PUNCT
aijbe-1014	280	8	.	.	PUNCT
aijbe-1014	281	1	defence	defence	NOUN
aijbe-1014	281	2	-	-	PUNCT
aijbe-1014	281	3	education	education	NOUN
aijbe-1014	281	4	expenditure	expenditure	NOUN
aijbe-1014	281	5	nexus	nexus	NOUN
aijbe-1014	281	6	in	in	ADP
aijbe-1014	281	7	economic	economic	ADJ
aijbe-1014	281	8	growth	growth	NOUN
aijbe-1014	281	9	of	of	ADP
aijbe-1014	281	10	nigeria	nigeria	PROPN
aijbe-1014	281	11	.	.	PUNCT
aijbe-1014	282	1	in	in	ADP
aijbe-1014	282	2	c.	c.	PROPN
aijbe-1014	282	3	d.	d.	PROPN
aijbe-1014	282	4	ramesh	ramesh	PROPN
aijbe-1014	282	5	(	(	PUNCT
aijbe-1014	282	6	ed	ed	NOUN
aijbe-1014	282	7	.	.	PUNCT
aijbe-1014	282	8	)	)	PUNCT
aijbe-1014	282	9	,	,	PUNCT
aijbe-1014	282	10	handbook	handbook	NOUN
aijbe-1014	282	11	of	of	ADP
aijbe-1014	282	12	research	research	NOUN
aijbe-1014	282	13	on	on	ADP
aijbe-1014	282	14	military	military	ADJ
aijbe-1014	282	15	expenditure	expenditure	NOUN
aijbe-1014	282	16	on	on	ADP
aijbe-1014	282	17	economic	economic	ADJ
aijbe-1014	282	18	and	and	CCONJ
aijbe-1014	282	19	political	political	ADJ
aijbe-1014	282	20	resources	resource	NOUN
aijbe-1014	282	21	(	(	PUNCT
aijbe-1014	282	22	pp	pp	ADP
aijbe-1014	282	23	.	.	PUNCT
aijbe-1014	282	24	307329	307329	NUM
aijbe-1014	282	25	)	)	PUNCT
aijbe-1014	282	26	.	.	PUNCT
aijbe-1014	283	1	hershey	hershey	PROPN
aijbe-1014	283	2	,	,	PUNCT
aijbe-1014	283	3	pa	pa	PROPN
aijbe-1014	283	4	:	:	PUNCT
aijbe-1014	283	5	igi	igi	PROPN
aijbe-1014	283	6	global	global	PROPN
aijbe-1014	283	7	.	.	PUNCT
aijbe-1014	283	8	eechi	eechi	PROPN
aijbe-1014	283	9	,	,	PUNCT
aijbe-1014	283	10	c.	c.	PROPN
aijbe-1014	283	11	a.	a.	PROPN
aijbe-1014	283	12	,	,	PUNCT
aijbe-1014	283	13	&	&	CCONJ
aijbe-1014	283	14	rufus	rufus	PROPN
aijbe-1014	283	15	,	,	PUNCT
aijbe-1014	283	16	a.	a.	PROPN
aijbe-1014	283	17	(	(	PUNCT
aijbe-1014	283	18	2016	2016	NUM
aijbe-1014	283	19	)	)	PUNCT
aijbe-1014	283	20	.	.	PUNCT
aijbe-1014	284	1	cashless	cashless	NOUN
aijbe-1014	284	2	policy	policy	NOUN
aijbe-1014	284	3	in	in	ADP
aijbe-1014	284	4	nigeria	nigeria	PROPN
aijbe-1014	284	5	and	and	CCONJ
aijbe-1014	284	6	its	its	PRON
aijbe-1014	284	7	socio	socio	NOUN
aijbe-1014	284	8	-	-	PUNCT
aijbe-1014	284	9	economic	economic	ADJ
aijbe-1014	284	10	impacts	impact	NOUN
aijbe-1014	284	11	.	.	PUNCT
aijbe-1014	285	1	public	public	ADJ
aijbe-1014	285	2	policy	policy	NOUN
aijbe-1014	285	3	and	and	CCONJ
aijbe-1014	285	4	administration	administration	NOUN
aijbe-1014	285	5	research	research	NOUN
aijbe-1014	285	6	,	,	PUNCT
aijbe-1014	285	7	6(10	6(10	NUM
aijbe-1014	285	8	)	)	PUNCT
aijbe-1014	285	9	,	,	PUNCT
aijbe-1014	285	10	16	16	NUM
aijbe-1014	285	11	-	-	SYM
aijbe-1014	285	12	22	22	NUM
aijbe-1014	285	13	.	.	PUNCT
aijbe-1014	286	1	federal	federal	PROPN
aijbe-1014	286	2	republic	republic	PROPN
aijbe-1014	286	3	of	of	ADP
aijbe-1014	286	4	nigeria	nigeria	PROPN
aijbe-1014	286	5	.	.	PUNCT
aijbe-1014	287	1	(	(	PUNCT
aijbe-1014	287	2	2010	2010	NUM
aijbe-1014	287	3	)	)	PUNCT
aijbe-1014	287	4	.	.	PUNCT
aijbe-1014	288	1	vision	vision	NOUN
aijbe-1014	288	2	20:2020	20:2020	NUM
aijbe-1014	288	3	:	:	PUNCT
aijbe-1014	288	4	the	the	DET
aijbe-1014	288	5	economic	economic	ADJ
aijbe-1014	288	6	transformation	transformation	NOUN
aijbe-1014	288	7	blueprint	blueprint	NOUN
aijbe-1014	288	8	.	.	PUNCT
aijbe-1014	289	1	gourène	gourène	NOUN
aijbe-1014	289	2	g.a.z	g.a.z	PROPN
aijbe-1014	289	3	.	.	PROPN
aijbe-1014	290	1	and	and	CCONJ
aijbe-1014	290	2	mendy	mendy	PROPN
aijbe-1014	290	3	p	p	PROPN
aijbe-1014	290	4	(	(	PUNCT
aijbe-1014	290	5	2019	2019	NUM
aijbe-1014	290	6	)	)	PUNCT
aijbe-1014	290	7	.	.	PUNCT
aijbe-1014	291	1	financial	financial	ADJ
aijbe-1014	291	2	inclusion	inclusion	NOUN
aijbe-1014	291	3	and	and	CCONJ
aijbe-1014	291	4	economic	economic	ADJ
aijbe-1014	291	5	growth	growth	NOUN
aijbe-1014	291	6	in	in	ADP
aijbe-1014	291	7	waemu	waemu	NOUN
aijbe-1014	291	8	:	:	PUNCT
aijbe-1014	291	9	a	a	DET
aijbe-1014	291	10	multiscale	multiscale	ADJ
aijbe-1014	291	11	heterogeneity	heterogeneity	NOUN
aijbe-1014	291	12	panel	panel	NOUN
aijbe-1014	291	13	causality	causality	NOUN
aijbe-1014	291	14	approach	approach	NOUN
aijbe-1014	291	15	.	.	PUNCT
aijbe-1014	292	1	theoretical	theoretical	ADJ
aijbe-1014	292	2	economics	economic	NOUN
aijbe-1014	292	3	letters	letter	NOUN
aijbe-1014	292	4	,	,	PUNCT
aijbe-1014	292	5	vol.9	vol.9	PROPN
aijbe-1014	292	6	no.3	no.3	PROPN
aijbe-1014	292	7	.	.	PUNCT
aijbe-1014	293	1	hannig	hannig	PROPN
aijbe-1014	293	2	a	a	PRON
aijbe-1014	293	3	and	and	CCONJ
aijbe-1014	293	4	jansen	jansen	PROPN
aijbe-1014	293	5	s	s	PROPN
aijbe-1014	293	6	(	(	PUNCT
aijbe-1014	293	7	2010	2010	NUM
aijbe-1014	293	8	)	)	PUNCT
aijbe-1014	293	9	.	.	PUNCT
aijbe-1014	294	1	financial	financial	ADJ
aijbe-1014	294	2	inclusion	inclusion	NOUN
aijbe-1014	294	3	and	and	CCONJ
aijbe-1014	294	4	financial	financial	ADJ
aijbe-1014	294	5	stability	stability	NOUN
aijbe-1014	294	6	:	:	PUNCT
aijbe-1014	294	7	current	current	ADJ
aijbe-1014	294	8	policy	policy	NOUN
aijbe-1014	294	9	issues	issue	NOUN
aijbe-1014	294	10	.	.	PUNCT
aijbe-1014	295	1	adbi	adbi	ADJ
aijbe-1014	295	2	working	working	PROPN
aijbe-1014	295	3	paper	paper	NOUN
aijbe-1014	295	4	259	259	NUM
aijbe-1014	295	5	.	.	PUNCT
aijbe-1014	296	1	tokyo	tokyo	PROPN
aijbe-1014	296	2	:	:	PUNCT
aijbe-1014	296	3	asian	asian	PROPN
aijbe-1014	296	4	development	development	PROPN
aijbe-1014	296	5	bank	bank	PROPN
aijbe-1014	296	6	institute	institute	PROPN
aijbe-1014	296	7	.	.	PUNCT
aijbe-1014	297	1	imf	imf	PROPN
aijbe-1014	297	2	.	.	PUNCT
aijbe-1014	298	1	(	(	PUNCT
aijbe-1014	298	2	2017	2017	NUM
aijbe-1014	298	3	)	)	PUNCT
aijbe-1014	298	4	.	.	PUNCT
aijbe-1014	299	1	imf	imf	PROPN
aijbe-1014	299	2	annual	annual	ADJ
aijbe-1014	299	3	report	report	NOUN
aijbe-1014	299	4	2017	2017	NUM
aijbe-1014	299	5	.	.	PUNCT
aijbe-1014	300	1	in	in	ADP
aijbe-1014	300	2	imf	imf	PROPN
aijbe-1014	300	3	.	.	PROPN
aijbe-1014	300	4	iwedi	iwedi	PROPN
aijbe-1014	300	5	,	,	PUNCT
aijbe-1014	300	6	m.	m.	NOUN
aijbe-1014	300	7	,	,	PUNCT
aijbe-1014	300	8	wachuku	wachuku	PROPN
aijbe-1014	300	9	,	,	PUNCT
aijbe-1014	300	10	i.	i.	PROPN
aijbe-1014	300	11	p.	p.	PROPN
aijbe-1014	300	12	,	,	PUNCT
aijbe-1014	300	13	&	&	CCONJ
aijbe-1014	300	14	court	court	PROPN
aijbe-1014	300	15	,	,	PUNCT
aijbe-1014	300	16	r.	r.	PROPN
aijbe-1014	300	17	e.	e.	PROPN
aijbe-1014	300	18	(	(	PUNCT
aijbe-1014	300	19	2023	2023	NUM
aijbe-1014	300	20	)	)	PUNCT
aijbe-1014	300	21	.	.	PUNCT
aijbe-1014	301	1	naira	naira	NOUN
aijbe-1014	301	2	redesign	redesign	NOUN
aijbe-1014	301	3	and	and	CCONJ
aijbe-1014	301	4	economic	economic	ADJ
aijbe-1014	301	5	growth	growth	NOUN
aijbe-1014	301	6	in	in	ADP
aijbe-1014	301	7	nigeria	nigeria	PROPN
aijbe-1014	301	8	:	:	PUNCT
aijbe-1014	301	9	prospects	prospect	NOUN
aijbe-1014	301	10	and	and	CCONJ
aijbe-1014	301	11	challenges	challenge	NOUN
aijbe-1014	301	12	.	.	PUNCT
aijbe-1014	302	1	journal	journal	NOUN
aijbe-1014	302	2	of	of	ADP
aijbe-1014	302	3	accounting	accounting	NOUN
aijbe-1014	302	4	and	and	CCONJ
aijbe-1014	302	5	financial	financial	ADJ
aijbe-1014	302	6	management	management	NOUN
aijbe-1014	302	7	,	,	PUNCT
aijbe-1014	302	8	9(1	9(1	NUM
aijbe-1014	302	9	)	)	PUNCT
aijbe-1014	302	10	,	,	PUNCT
aijbe-1014	302	11	23	23	NUM
aijbe-1014	302	12	-	-	SYM
aijbe-1014	302	13	28	28	NUM
aijbe-1014	302	14	.	.	PUNCT
aijbe-1014	303	1	john	john	PROPN
aijbe-1014	303	2	,	,	PUNCT
aijbe-1014	303	3	c.	c.	PROPN
aijbe-1014	303	4	(	(	PUNCT
aijbe-1014	303	5	2022	2022	NUM
aijbe-1014	303	6	)	)	PUNCT
aijbe-1014	303	7	.	.	PUNCT
aijbe-1014	304	1	economic	economic	ADJ
aijbe-1014	304	2	growth	growth	NOUN
aijbe-1014	304	3	.	.	PUNCT
aijbe-1014	305	1	encyclopedia	encyclopedia	PROPN
aijbe-1014	305	2	britannica	britannica	PROPN
aijbe-1014	305	3	,	,	PUNCT
aijbe-1014	305	4	4	4	NUM
aijbe-1014	305	5	oct	oct	NOUN
aijbe-1014	305	6	.	.	PROPN
aijbe-1014	305	7	2018	2018	NUM
aijbe-1014	305	8	.	.	PUNCT
aijbe-1014	306	1	kryeziu	kryeziu	PROPN
aijbe-1014	306	2	,	,	PUNCT
aijbe-1014	306	3	n	n	PROPN
aijbe-1014	306	4	and	and	CCONJ
aijbe-1014	306	5	durguti	durguti	PROPN
aijbe-1014	306	6	e.	e.	PROPN
aijbe-1014	306	7	a	a	PROPN
aijbe-1014	306	8	(	(	PUNCT
aijbe-1014	306	9	2019	2019	NUM
aijbe-1014	306	10	)	)	PUNCT
aijbe-1014	306	11	.	.	PUNCT
aijbe-1014	307	1	the	the	DET
aijbe-1014	307	2	impact	impact	NOUN
aijbe-1014	307	3	of	of	ADP
aijbe-1014	307	4	inflation	inflation	NOUN
aijbe-1014	307	5	on	on	ADP
aijbe-1014	307	6	economic	economic	ADJ
aijbe-1014	307	7	growth	growth	NOUN
aijbe-1014	307	8	.	.	PUNCT
aijbe-1014	308	1	international	international	ADJ
aijbe-1014	308	2	journal	journal	PROPN
aijbe-1014	308	3	of	of	ADP
aijbe-1014	308	4	finance	finance	PROPN
aijbe-1014	308	5	&	&	CCONJ
aijbe-1014	308	6	banking	banking	NOUN
aijbe-1014	308	7	studies	study	NOUN
aijbe-1014	308	8	vol	vol	VERB
aijbe-1014	308	9	8	8	NUM
aijbe-1014	308	10	no	no	NOUN
aijbe-1014	308	11	.	.	NOUN
aijbe-1014	308	12	1	1	NUM
aijbe-1014	308	13	,	,	PUNCT
aijbe-1014	308	14	01–09	01–09	PROPN
aijbe-1014	308	15	.	.	PUNCT
aijbe-1014	309	1	malenković	malenković	PROPN
aijbe-1014	309	2	n	n	PROPN
aijbe-1014	309	3	(	(	PUNCT
aijbe-1014	309	4	2022	2022	NUM
aijbe-1014	309	5	)	)	PUNCT
aijbe-1014	309	6	.	.	PUNCT
aijbe-1014	310	1	the	the	DET
aijbe-1014	310	2	effect	effect	NOUN
aijbe-1014	310	3	of	of	ADP
aijbe-1014	310	4	the	the	DET
aijbe-1014	310	5	inflation	inflation	NOUN
aijbe-1014	310	6	rate	rate	NOUN
aijbe-1014	310	7	on	on	ADP
aijbe-1014	310	8	the	the	DET
aijbe-1014	310	9	gross	gross	ADJ
aijbe-1014	310	10	domestic	domestic	ADJ
aijbe-1014	310	11	product	product	NOUN
aijbe-1014	310	12	:	:	PUNCT
aijbe-1014	310	13	an	an	DET
aijbe-1014	310	14	economic	economic	ADJ
aijbe-1014	310	15	analysis	analysis	NOUN
aijbe-1014	310	16	for	for	ADP
aijbe-1014	310	17	the	the	DET
aijbe-1014	310	18	western	western	ADJ
aijbe-1014	310	19	balkans	balkans	PROPN
aijbe-1014	310	20	countries	country	NOUN
aijbe-1014	310	21	.	.	PUNCT
aijbe-1014	311	1	university	university	NOUN
aijbe-1014	311	2	of	of	ADP
aijbe-1014	311	3	novi	novi	PROPN
aijbe-1014	311	4	sad	sad	PROPN
aijbe-1014	311	5	,	,	PUNCT
aijbe-1014	311	6	faculty	faculty	NOUN
aijbe-1014	311	7	of	of	ADP
aijbe-1014	311	8	economics	economic	NOUN
aijbe-1014	311	9	in	in	ADP
aijbe-1014	311	10	subotica	subotica	PROPN
aijbe-1014	311	11	,	,	PUNCT
aijbe-1014	311	12	subotica	subotica	PROPN
aijbe-1014	311	13	,	,	PUNCT
aijbe-1014	311	14	serbia	serbia	PROPN
aijbe-1014	311	15	.	.	PUNCT
aijbe-1014	312	1	mankiw	mankiw	PROPN
aijbe-1014	312	2	,	,	PUNCT
aijbe-1014	312	3	n.	n.	PROPN
aijbe-1014	312	4	g.	g.	PROPN
aijbe-1014	312	5	(	(	PUNCT
aijbe-1014	312	6	2014	2014	NUM
aijbe-1014	312	7	)	)	PUNCT
aijbe-1014	312	8	.	.	PUNCT
aijbe-1014	313	1	principles	principle	NOUN
aijbe-1014	313	2	of	of	ADP
aijbe-1014	313	3	economics	economic	NOUN
aijbe-1014	313	4	.	.	PUNCT
aijbe-1014	314	1	cengage	cengage	PROPN
aijbe-1014	314	2	learning	learning	PROPN
aijbe-1014	314	3	.	.	PUNCT
aijbe-1014	315	1	balogun	balogun	VERB
aijbe-1014	315	2	david	david	PROPN
aijbe-1014	315	3	ibukun	ibukun	PROPN
aijbe-1014	315	4	and	and	CCONJ
aijbe-1014	315	5	prof	prof	NOUN
aijbe-1014	315	6	.	.	PUNCT
aijbe-1014	316	1	okechukwu	okechukwu	PROPN
aijbe-1014	316	2	e.	e.	PROPN
aijbe-1014	316	3	u.	u.	PROPN
aijbe-1014	316	4	(	(	PUNCT
aijbe-1014	316	5	2025	2025	NUM
aijbe-1014	316	6	)	)	PUNCT
aijbe-1014	316	7	62	62	NUM
aijbe-1014	316	8	american	american	ADJ
aijbe-1014	316	9	interdisciplinary	interdisciplinary	ADJ
aijbe-1014	316	10	journal	journal	NOUN
aijbe-1014	316	11	of	of	ADP
aijbe-1014	316	12	business	business	NOUN
aijbe-1014	316	13	and	and	CCONJ
aijbe-1014	316	14	economics	economic	NOUN
aijbe-1014	316	15	|	|	ADV
aijbe-1014	316	16	https://sadijournals.org/index.php/aijbe	https://sadijournals.org/index.php/aijbe	VERB
aijbe-1014	316	17	obi	obi	PROPN
aijbe-1014	316	18	,	,	PUNCT
aijbe-1014	316	19	c.	c.	PROPN
aijbe-1014	316	20	,	,	PUNCT
aijbe-1014	316	21	&	&	CCONJ
aijbe-1014	316	22	uche	uche	PROPN
aijbe-1014	316	23	,	,	PUNCT
aijbe-1014	316	24	u.	u.	PROPN
aijbe-1014	316	25	(	(	PUNCT
aijbe-1014	316	26	2020	2020	NUM
aijbe-1014	316	27	)	)	PUNCT
aijbe-1014	316	28	.	.	PUNCT
aijbe-1014	317	1	the	the	DET
aijbe-1014	317	2	impact	impact	NOUN
aijbe-1014	317	3	of	of	ADP
aijbe-1014	317	4	oil	oil	NOUN
aijbe-1014	317	5	price	price	NOUN
aijbe-1014	317	6	shocks	shock	NOUN
aijbe-1014	317	7	on	on	ADP
aijbe-1014	317	8	the	the	DET
aijbe-1014	317	9	nigerian	nigerian	ADJ
aijbe-1014	317	10	economy	economy	NOUN
aijbe-1014	317	11	:	:	PUNCT
aijbe-1014	317	12	a	a	DET
aijbe-1014	317	13	var	var	NOUN
aijbe-1014	317	14	approach	approach	NOUN
aijbe-1014	317	15	.	.	PUNCT
aijbe-1014	318	1	global	global	ADJ
aijbe-1014	318	2	journal	journal	PROPN
aijbe-1014	318	3	of	of	ADP
aijbe-1014	318	4	economics	economic	NOUN
aijbe-1014	318	5	and	and	CCONJ
aijbe-1014	318	6	business	business	NOUN
aijbe-1014	318	7	,	,	PUNCT
aijbe-1014	318	8	5(1	5(1	NUM
aijbe-1014	318	9	)	)	PUNCT
aijbe-1014	318	10	,	,	PUNCT
aijbe-1014	318	11	45	45	NUM
aijbe-1014	318	12	-	-	SYM
aijbe-1014	318	13	62	62	NUM
aijbe-1014	318	14	.	.	PUNCT
aijbe-1014	319	1	ogunfowora	ogunfowora	NOUN
aijbe-1014	319	2	,	,	PUNCT
aijbe-1014	319	3	o.	o.	NOUN
aijbe-1014	319	4	(	(	PUNCT
aijbe-1014	319	5	2021	2021	NUM
aijbe-1014	319	6	)	)	PUNCT
aijbe-1014	319	7	.	.	PUNCT
aijbe-1014	320	1	agricultural	agricultural	ADJ
aijbe-1014	320	2	sector	sector	NOUN
aijbe-1014	320	3	performance	performance	NOUN
aijbe-1014	320	4	and	and	CCONJ
aijbe-1014	320	5	gdp	gdp	NOUN
aijbe-1014	320	6	growth	growth	NOUN
aijbe-1014	320	7	in	in	ADP
aijbe-1014	320	8	nigeria	nigeria	PROPN
aijbe-1014	320	9	:	:	PUNCT
aijbe-1014	320	10	an	an	DET
aijbe-1014	320	11	analysis	analysis	NOUN
aijbe-1014	320	12	of	of	ADP
aijbe-1014	320	13	the	the	DET
aijbe-1014	320	14	relationship	relationship	NOUN
aijbe-1014	320	15	.	.	PUNCT
aijbe-1014	321	1	nigerian	nigerian	ADJ
aijbe-1014	321	2	journal	journal	PROPN
aijbe-1014	321	3	of	of	ADP
aijbe-1014	321	4	agricultural	agricultural	ADJ
aijbe-1014	321	5	economics	economic	NOUN
aijbe-1014	321	6	,	,	PUNCT
aijbe-1014	321	7	11(2	11(2	NOUN
aijbe-1014	321	8	)	)	PUNCT
aijbe-1014	321	9	,	,	PUNCT
aijbe-1014	321	10	87	87	NUM
aijbe-1014	321	11	-	-	SYM
aijbe-1014	321	12	103	103	NUM
aijbe-1014	321	13	.	.	PUNCT
aijbe-1014	322	1	olabimtan	olabimtan	PROPN
aijbe-1014	322	2	,	,	PUNCT
aijbe-1014	322	3	b.	b.	PROPN
aijbe-1014	322	4	(	(	PUNCT
aijbe-1014	322	5	2023	2023	NUM
aijbe-1014	322	6	)	)	PUNCT
aijbe-1014	322	7	,	,	PUNCT
aijbe-1014	322	8	“	"	PUNCT
aijbe-1014	322	9	old	old	ADJ
aijbe-1014	322	10	n200	n200	PROPN
aijbe-1014	322	11	,	,	PUNCT
aijbe-1014	322	12	n500	n500	PROPN
aijbe-1014	322	13	,	,	PUNCT
aijbe-1014	322	14	n1000	n1000	NUM
aijbe-1014	322	15	remain	remain	VERB
aijbe-1014	322	16	legal	legal	ADJ
aijbe-1014	322	17	tender	tender	NOUN
aijbe-1014	322	18	till	till	SCONJ
aijbe-1014	322	19	dec	dec	PROPN
aijbe-1014	322	20	31	31	NUM
aijbe-1014	322	21	,	,	PUNCT
aijbe-1014	322	22	says	say	VERB
aijbe-1014	322	23	.	.	PUNCT
aijbe-1014	323	1	olujobi	olujobi	NOUN
aijbe-1014	323	2	,	,	PUNCT
aijbe-1014	323	3	o.	o.	NOUN
aijbe-1014	323	4	(	(	PUNCT
aijbe-1014	323	5	2022	2022	NUM
aijbe-1014	323	6	)	)	PUNCT
aijbe-1014	323	7	.	.	PUNCT
aijbe-1014	324	1	macroeconomic	macroeconomic	ADJ
aijbe-1014	324	2	implications	implication	NOUN
aijbe-1014	324	3	of	of	ADP
aijbe-1014	324	4	the	the	DET
aijbe-1014	324	5	new	new	ADJ
aijbe-1014	324	6	currency	currency	NOUN
aijbe-1014	324	7	refurbishment	refurbishment	NOUN
aijbe-1014	324	8	and	and	CCONJ
aijbe-1014	324	9	capital	capital	NOUN
aijbe-1014	324	10	formation	formation	NOUN
aijbe-1014	324	11	in	in	ADP
aijbe-1014	324	12	nigeria	nigeria	PROPN
aijbe-1014	324	13	.	.	PUNCT
aijbe-1014	325	1	munich	munich	PROPN
aijbe-1014	325	2	personal	personal	PROPN
aijbe-1014	325	3	repec	repec	PROPN
aijbe-1014	325	4	archive	archive	PROPN
aijbe-1014	325	5	,	,	PUNCT
aijbe-1014	325	6	1	1	NUM
aijbe-1014	325	7	-	-	SYM
aijbe-1014	325	8	16	16	NUM
aijbe-1014	325	9	.	.	PUNCT
aijbe-1014	326	1	ozili	ozili	NOUN
aijbe-1014	326	2	p	p	PROPN
aijbe-1014	326	3	k	k	PROPN
aijbe-1014	326	4	(	(	PUNCT
aijbe-1014	326	5	2020	2020	NUM
aijbe-1014	326	6	)	)	PUNCT
aijbe-1014	326	7	.	.	PUNCT
aijbe-1014	327	1	theories	theory	NOUN
aijbe-1014	327	2	of	of	ADP
aijbe-1014	327	3	financial	financial	ADJ
aijbe-1014	327	4	inclusion	inclusion	NOUN
aijbe-1014	327	5	.	.	PUNCT
aijbe-1014	328	1	munich	munich	PROPN
aijbe-1014	328	2	personal	personal	PROPN
aijbe-1014	328	3	repec	repec	PROPN
aijbe-1014	328	4	archive	archive	PROPN
aijbe-1014	328	5	.	.	PUNCT
aijbe-1014	329	1	pillah	pillah	PRON
aijbe-1014	329	2	p	p	X
aijbe-1014	329	3	(	(	PUNCT
aijbe-1014	329	4	2023	2023	NUM
aijbe-1014	329	5	)	)	PUNCT
aijbe-1014	329	6	.	.	PUNCT
aijbe-1014	330	1	currency	currency	NOUN
aijbe-1014	330	2	redesign	redesign	NOUN
aijbe-1014	330	3	and	and	CCONJ
aijbe-1014	330	4	monetary	monetary	ADJ
aijbe-1014	330	5	policy	policy	NOUN
aijbe-1014	330	6	of	of	ADP
aijbe-1014	330	7	nigeria	nigeria	PROPN
aijbe-1014	330	8	:	:	PUNCT
aijbe-1014	330	9	an	an	DET
aijbe-1014	330	10	evaluation	evaluation	NOUN
aijbe-1014	330	11	.	.	PUNCT
aijbe-1014	331	1	international	international	ADJ
aijbe-1014	331	2	journal	journal	PROPN
aijbe-1014	331	3	of	of	ADP
aijbe-1014	331	4	public	public	ADJ
aijbe-1014	331	5	administration	administration	NOUN
aijbe-1014	331	6	and	and	CCONJ
aijbe-1014	331	7	management	management	NOUN
aijbe-1014	331	8	research	research	NOUN
aijbe-1014	331	9	(	(	PUNCT
aijbe-1014	331	10	ijpamr	ijpamr	NOUN
aijbe-1014	331	11	)	)	PUNCT
aijbe-1014	331	12	,	,	PUNCT
aijbe-1014	331	13	8(4	8(4	NUM
aijbe-1014	331	14	)	)	PUNCT
aijbe-1014	331	15	,	,	PUNCT
aijbe-1014	331	16	46	46	NUM
aijbe-1014	331	17	-	-	SYM
aijbe-1014	331	18	53	53	NUM
aijbe-1014	331	19	.	.	PUNCT
aijbe-1014	332	1	roser	roser	PROPN
aijbe-1014	332	2	,	,	PUNCT
aijbe-1014	332	3	m.	m.	NOUN
aijbe-1014	332	4	(	(	PUNCT
aijbe-1014	332	5	2021	2021	NUM
aijbe-1014	332	6	)	)	PUNCT
aijbe-1014	332	7	.	.	PUNCT
aijbe-1014	333	1	what	what	PRON
aijbe-1014	333	2	is	be	AUX
aijbe-1014	333	3	economic	economic	ADJ
aijbe-1014	333	4	growth	growth	NOUN
aijbe-1014	333	5	,	,	PUNCT
aijbe-1014	333	6	and	and	CCONJ
aijbe-1014	333	7	why	why	SCONJ
aijbe-1014	333	8	is	be	AUX
aijbe-1014	333	9	it	it	PRON
aijbe-1014	333	10	so	so	ADV
aijbe-1014	333	11	important	important	ADJ
aijbe-1014	333	12	?	?	PUNCT
aijbe-1014	334	1	our	our	PRON
aijbe-1014	334	2	world	world	NOUN
aijbe-1014	334	3	in	in	ADP
aijbe-1014	334	4	data	data	PROPN
aijbe-1014	334	5	.	.	PUNCT
aijbe-1014	335	1	totonchi	totonchi	PROPN
aijbe-1014	335	2	,	,	PUNCT
aijbe-1014	335	3	j.	j.	PROPN
aijbe-1014	335	4	(	(	PUNCT
aijbe-1014	335	5	2011	2011	NUM
aijbe-1014	335	6	)	)	PUNCT
aijbe-1014	335	7	.	.	PUNCT
aijbe-1014	336	1	macroeconomic	macroeconomic	ADJ
aijbe-1014	336	2	theories	theory	NOUN
aijbe-1014	336	3	of	of	ADP
aijbe-1014	336	4	inflation	inflation	NOUN
aijbe-1014	336	5	.	.	PUNCT
aijbe-1014	337	1	international	international	ADJ
aijbe-1014	337	2	conference	conference	NOUN
aijbe-1014	337	3	on	on	ADP
aijbe-1014	337	4	economics	economic	NOUN
aijbe-1014	337	5	and	and	CCONJ
aijbe-1014	337	6	finance	finance	NOUN
aijbe-1014	337	7	research	research	NOUN
aijbe-1014	337	8	,	,	PUNCT
aijbe-1014	337	9	4(july	4(july	ADV
aijbe-1014	337	10	)	)	PUNCT
aijbe-1014	337	11	,	,	PUNCT
aijbe-1014	337	12	459–462	459–462	NUM
aijbe-1014	337	13	.	.	PUNCT
aijbe-1014	338	1	xiong	xiong	PROPN
aijbe-1014	338	2	m	m	PROPN
aijbe-1014	338	3	(	(	PUNCT
aijbe-1014	338	4	2023	2023	NUM
aijbe-1014	338	5	)	)	PUNCT
aijbe-1014	338	6	.	.	PUNCT
aijbe-1014	339	1	relationship	relationship	NOUN
aijbe-1014	339	2	between	between	ADP
aijbe-1014	339	3	gdp	gdp	NOUN
aijbe-1014	339	4	and	and	CCONJ
aijbe-1014	339	5	inflation	inflation	NOUN
aijbe-1014	339	6	rate	rate	NOUN
aijbe-1014	339	7	.	.	PUNCT
aijbe-1014	340	1	bcp	bcp	PROPN
aijbe-1014	340	2	business	business	PROPN
aijbe-1014	340	3	&	&	CCONJ
aijbe-1014	340	4	management	management	NOUN
aijbe-1014	340	5	.	.	PUNCT
aijbe-1014	341	1	40	40	NUM
aijbe-1014	341	2	.	.	X
aijbe-1014	342	1	372	372	NUM
aijbe-1014	342	2	-	-	SYM
aijbe-1014	342	3	376	376	NUM
aijbe-1014	342	4	.	.	PUNCT
aijbe-1014	343	1	world	world	PROPN
aijbe-1014	343	2	bank	bank	PROPN
aijbe-1014	343	3	.	.	PUNCT
aijbe-1014	344	1	(	(	PUNCT
aijbe-1014	344	2	2014	2014	NUM
aijbe-1014	344	3	)	)	PUNCT
aijbe-1014	344	4	.	.	PUNCT
aijbe-1014	345	1	nigeria	nigeria	PROPN
aijbe-1014	345	2	:	:	PUNCT
aijbe-1014	345	3	systematic	systematic	ADJ
aijbe-1014	345	4	country	country	NOUN
aijbe-1014	345	5	diagnosis	diagnosis	NOUN
aijbe-1014	345	6	.	.	PUNCT
