id	sid	tid	token	lemma	pos
aijbms-283	1	1	american	american	PROPN
aijbms-283	1	2	international	international	PROPN
aijbms-283	1	3	journal	journal	PROPN
aijbms-283	1	4	of	of	ADP
aijbms-283	1	5	business	business	NOUN
aijbms-283	1	6	and	and	CCONJ
aijbms-283	1	7	management	management	NOUN
aijbms-283	1	8	studies	study	NOUN
aijbms-283	1	9	4(1	4(1	NOUN
aijbms-283	1	10	)	)	PUNCT
aijbms-283	1	11	(	(	PUNCT
aijbms-283	1	12	2022	2022	NUM
aijbms-283	1	13	)	)	PUNCT
aijbms-283	1	14	,	,	PUNCT
aijbms-283	1	15	41	41	NUM
aijbms-283	1	16	-	-	SYM
aijbms-283	1	17	52	52	NUM
aijbms-283	1	18	41	41	NUM
aijbms-283	1	19	business	business	NOUN
aijbms-283	1	20	and	and	CCONJ
aijbms-283	1	21	management	management	NOUN
aijbms-283	1	22	studies	study	NOUN
aijbms-283	1	23	aijefr	aijefr	ADJ
aijbms-283	1	24	vol	vol	VERB
aijbms-283	1	25	4	4	NUM
aijbms-283	1	26	no	no	DET
aijbms-283	1	27	1	1	NUM
aijbms-283	1	28	(	(	PUNCT
aijbms-283	1	29	2022	2022	NUM
aijbms-283	1	30	)	)	PUNCT
aijbms-283	1	31	p	p	X
aijbms-283	1	32	-	-	PUNCT
aijbms-283	1	33	issn	issn	VERB
aijbms-283	1	34	2641	2641	NUM
aijbms-283	1	35	-	-	SYM
aijbms-283	1	36	4937	4937	NUM
aijbms-283	1	37	e	e	NOUN
aijbms-283	1	38	-	-	PROPN
aijbms-283	1	39	issn	issn	PROPN
aijbms-283	1	40	2641	2641	NUM
aijbms-283	1	41	-	-	SYM
aijbms-283	1	42	4953	4953	NUM
aijbms-283	1	43	available	available	ADJ
aijbms-283	1	44	online	online	ADV
aijbms-283	1	45	at	at	ADP
aijbms-283	1	46	www.acseusa.org	www.acseusa.org	PROPN
aijbms-283	1	47	journal	journal	PROPN
aijbms-283	1	48	homepage	homepage	NOUN
aijbms-283	1	49	:	:	PUNCT
aijbms-283	1	50	https://www.acseusa.org/journal/index.php/aijbms	https://www.acseusa.org/journal/index.php/aijbms	PROPN
aijbms-283	1	51	published	publish	VERB
aijbms-283	1	52	by	by	ADP
aijbms-283	1	53	american	american	ADJ
aijbms-283	1	54	center	center	PROPN
aijbms-283	1	55	of	of	ADP
aijbms-283	1	56	science	science	NOUN
aijbms-283	1	57	and	and	CCONJ
aijbms-283	1	58	education	education	NOUN
aijbms-283	1	59	,	,	PUNCT
aijbms-283	1	60	usa	usa	PROPN
aijbms-283	1	61	empowering	empower	VERB
aijbms-283	1	62	economic	economic	ADJ
aijbms-283	1	63	growth	growth	NOUN
aijbms-283	1	64	:	:	PUNCT
aijbms-283	1	65	the	the	DET
aijbms-283	1	66	vital	vital	ADJ
aijbms-283	1	67	role	role	NOUN
aijbms-283	1	68	of	of	ADP
aijbms-283	1	69	microfinance	microfinance	NOUN
aijbms-283	1	70	in	in	ADP
aijbms-283	1	71	reducing	reduce	VERB
aijbms-283	1	72	unemployment	unemployment	NOUN
aijbms-283	1	73	in	in	ADP
aijbms-283	1	74	somalia	somalia	PROPN
aijbms-283	1	75	abdullah	abdullah	PROPN
aijbms-283	1	76	al	al	PROPN
aijbms-283	1	77	masum	masum	PROPN
aijbms-283	1	78	(	(	PUNCT
aijbms-283	1	79	a)1	a)1	PROPN
aijbms-283	1	80	md	md	PROPN
aijbms-283	1	81	.	.	PROPN
aijbms-283	2	1	eqtedar	eqtedar	PROPN
aijbms-283	2	2	ul	ul	INTJ
aijbms-283	2	3	hoque	hoque	INTJ
aijbms-283	2	4	(	(	PUNCT
aijbms-283	2	5	b	b	NOUN
aijbms-283	2	6	)	)	PUNCT
aijbms-283	2	7	anowar	anowar	NOUN
aijbms-283	2	8	ullah	ullah	PROPN
aijbms-283	2	9	(	(	PUNCT
aijbms-283	2	10	c	c	NOUN
aijbms-283	2	11	)	)	PUNCT
aijbms-283	2	12	abdikhaliq	abdikhaliq	NOUN
aijbms-283	2	13	dahir	dahir	NOUN
aijbms-283	2	14	ayanle	ayanle	NOUN
aijbms-283	2	15	(	(	PUNCT
aijbms-283	2	16	d	d	NOUN
aijbms-283	2	17	)	)	PUNCT
aijbms-283	2	18	miftahul	miftahul	NOUN
aijbms-283	2	19	zannat	zannat	NOUN
aijbms-283	2	20	hridoy	hridoy	NOUN
aijbms-283	2	21	(	(	PUNCT
aijbms-283	2	22	e	e	NOUN
aijbms-283	2	23	)	)	PUNCT
aijbms-283	2	24	(	(	PUNCT
aijbms-283	2	25	a	a	X
aijbms-283	2	26	)	)	PUNCT
aijbms-283	2	27	department	department	NOUN
aijbms-283	2	28	of	of	ADP
aijbms-283	2	29	businesses	businesses	PROPN
aijbms-283	2	30	administration	administration	NOUN
aijbms-283	2	31	,	,	PUNCT
aijbms-283	2	32	north	north	PROPN
aijbms-283	2	33	south	south	PROPN
aijbms-283	2	34	university	university	PROPN
aijbms-283	2	35	,	,	PUNCT
aijbms-283	2	36	dhaka	dhaka	PROPN
aijbms-283	2	37	,	,	PUNCT
aijbms-283	2	38	bangladesh	bangladesh	PROPN
aijbms-283	2	39	;	;	PUNCT
aijbms-283	2	40	e	e	X
aijbms-283	2	41	-	-	NOUN
aijbms-283	2	42	mail	mail	NOUN
aijbms-283	2	43	:	:	PUNCT
aijbms-283	3	1	abdullah_al_masum@ymail.com	abdullah_al_masum@ymail.com	PROPN
aijbms-283	3	2	(	(	PUNCT
aijbms-283	3	3	b	b	NOUN
aijbms-283	3	4	)	)	PUNCT
aijbms-283	3	5	department	department	NOUN
aijbms-283	3	6	of	of	ADP
aijbms-283	3	7	business	business	PROPN
aijbms-283	3	8	administration	administration	PROPN
aijbms-283	3	9	,	,	PUNCT
aijbms-283	3	10	daffodil	daffodil	ADJ
aijbms-283	3	11	international	international	ADJ
aijbms-283	3	12	university	university	NOUN
aijbms-283	3	13	,	,	PUNCT
aijbms-283	3	14	dhaka	dhaka	PROPN
aijbms-283	3	15	,	,	PUNCT
aijbms-283	3	16	bangladesh	bangladesh	PROPN
aijbms-283	3	17	;	;	PUNCT
aijbms-283	3	18	e	e	X
aijbms-283	3	19	-	-	NOUN
aijbms-283	3	20	mail	mail	NOUN
aijbms-283	3	21	:	:	PUNCT
aijbms-283	3	22	eqtedar19@gmail.com	eqtedar19@gmail.com	X
aijbms-283	3	23	(	(	PUNCT
aijbms-283	3	24	c	c	NOUN
aijbms-283	3	25	)	)	PUNCT
aijbms-283	3	26	senior	senior	ADJ
aijbms-283	3	27	lecturer	lecturer	NOUN
aijbms-283	3	28	,	,	PUNCT
aijbms-283	3	29	department	department	NOUN
aijbms-283	3	30	of	of	ADP
aijbms-283	3	31	businesses	businesses	PROPN
aijbms-283	3	32	administration	administration	NOUN
aijbms-283	3	33	,	,	PUNCT
aijbms-283	3	34	daffodil	daffodil	ADJ
aijbms-283	3	35	international	international	ADJ
aijbms-283	3	36	university	university	NOUN
aijbms-283	3	37	,	,	PUNCT
aijbms-283	3	38	dhaka	dhaka	PROPN
aijbms-283	3	39	,	,	PUNCT
aijbms-283	3	40	bangladesh	bangladesh	PROPN
aijbms-283	3	41	;	;	PUNCT
aijbms-283	3	42	e	e	X
aijbms-283	3	43	-	-	NOUN
aijbms-283	3	44	mail	mail	NOUN
aijbms-283	3	45	:	:	PUNCT
aijbms-283	3	46	anowar.bba@daffodilvarsity.edu.bd	anowar.bba@daffodilvarsity.edu.bd	VERB
aijbms-283	3	47	(	(	PUNCT
aijbms-283	3	48	d	d	NOUN
aijbms-283	3	49	)	)	PUNCT
aijbms-283	3	50	department	department	NOUN
aijbms-283	3	51	of	of	ADP
aijbms-283	3	52	businesses	businesses	PROPN
aijbms-283	3	53	administration	administration	PROPN
aijbms-283	3	54	,	,	PUNCT
aijbms-283	3	55	daffodil	daffodil	ADJ
aijbms-283	3	56	international	international	ADJ
aijbms-283	3	57	university	university	NOUN
aijbms-283	3	58	,	,	PUNCT
aijbms-283	3	59	dhaka	dhaka	PROPN
aijbms-283	3	60	,	,	PUNCT
aijbms-283	3	61	bangladesh	bangladesh	PROPN
aijbms-283	3	62	;	;	PUNCT
aijbms-283	3	63	e-mail:abdikhaliq6355@gmail.com	e-mail:abdikhaliq6355@gmail.com	PROPN
aijbms-283	3	64	(	(	PUNCT
aijbms-283	3	65	e	e	NOUN
aijbms-283	3	66	)	)	PUNCT
aijbms-283	3	67	department	department	NOUN
aijbms-283	3	68	of	of	ADP
aijbms-283	3	69	businesses	businesses	PROPN
aijbms-283	3	70	administration	administration	PROPN
aijbms-283	3	71	,	,	PUNCT
aijbms-283	3	72	daffodil	daffodil	ADJ
aijbms-283	3	73	international	international	ADJ
aijbms-283	3	74	university	university	NOUN
aijbms-283	3	75	,	,	PUNCT
aijbms-283	3	76	dhaka	dhaka	PROPN
aijbms-283	3	77	,	,	PUNCT
aijbms-283	3	78	bangladesh	bangladesh	PROPN
aijbms-283	3	79	;	;	PUNCT
aijbms-283	3	80	e	e	X
aijbms-283	3	81	-	-	NOUN
aijbms-283	3	82	mail	mail	NOUN
aijbms-283	3	83	:	:	PUNCT
aijbms-283	3	84	hridoy11-1801@s.diu.edu.bd	hridoy11-1801@s.diu.edu.bd	ADJ
aijbms-283	3	85	a	a	DET
aijbms-283	3	86	r	r	NOUN
aijbms-283	3	87	t	t	NOUN
aijbms-283	4	1	i	i	PRON
aijbms-283	4	2	c	c	NOUN
aijbms-283	4	3	l	l	NOUN
aijbms-283	4	4	e	e	NOUN
aijbms-283	5	1	i	i	PRON
aijbms-283	5	2	n	n	VERB
aijbms-283	5	3	f	f	NOUN
aijbms-283	5	4	o	o	NOUN
aijbms-283	5	5	article	article	NOUN
aijbms-283	5	6	history	history	NOUN
aijbms-283	5	7	:	:	PUNCT
aijbms-283	5	8	received	receive	VERB
aijbms-283	5	9	:	:	PUNCT
aijbms-283	5	10	24th	24th	ADJ
aijbms-283	5	11	october	october	PROPN
aijbms-283	5	12	2022	2022	NUM
aijbms-283	5	13	revised	revise	VERB
aijbms-283	5	14	:	:	PUNCT
aijbms-283	5	15	30th	30th	ADJ
aijbms-283	5	16	november	november	PROPN
aijbms-283	5	17	2022	2022	NUM
aijbms-283	5	18	accepted	accept	VERB
aijbms-283	5	19	:	:	PUNCT
aijbms-283	5	20	24th	24th	ADJ
aijbms-283	5	21	december	december	PROPN
aijbms-283	5	22	2022	2022	NUM
aijbms-283	5	23	published	publish	VERB
aijbms-283	5	24	:	:	PUNCT
aijbms-283	5	25	30th	30th	ADJ
aijbms-283	5	26	december	december	PROPN
aijbms-283	5	27	2022	2022	NUM
aijbms-283	5	28	keywords	keyword	NOUN
aijbms-283	5	29	:	:	PUNCT
aijbms-283	5	30	microfinance	microfinance	NOUN
aijbms-283	5	31	,	,	PUNCT
aijbms-283	5	32	job	job	NOUN
aijbms-283	5	33	creation	creation	NOUN
aijbms-283	5	34	,	,	PUNCT
aijbms-283	5	35	unemployment	unemployment	NOUN
aijbms-283	5	36	,	,	PUNCT
aijbms-283	5	37	small	small	ADJ
aijbms-283	5	38	business	business	NOUN
aijbms-283	5	39	,	,	PUNCT
aijbms-283	5	40	entrepreneurship	entrepreneurship	NOUN
aijbms-283	5	41	.	.	PUNCT
aijbms-283	6	1	jel	jel	PROPN
aijbms-283	6	2	classification	classification	NOUN
aijbms-283	6	3	codes	code	NOUN
aijbms-283	6	4	:	:	PUNCT
aijbms-283	6	5	g32	g32	NOUN
aijbms-283	6	6	,	,	PUNCT
aijbms-283	6	7	f65	f65	NOUN
aijbms-283	6	8	,	,	PUNCT
aijbms-283	6	9	l66	l66	NOUN
aijbms-283	6	10	,	,	PUNCT
aijbms-283	6	11	l25	l25	NOUN
aijbms-283	6	12	,	,	PUNCT
aijbms-283	6	13	m41	m41	NOUN
aijbms-283	6	14	a	a	DET
aijbms-283	6	15	b	b	PROPN
aijbms-283	6	16	s	s	ADP
aijbms-283	6	17	t	t	PROPN
aijbms-283	6	18	r	r	NOUN
aijbms-283	6	19	a	a	DET
aijbms-283	6	20	c	c	NOUN
aijbms-283	6	21	t	t	NOUN
aijbms-283	6	22	this	this	DET
aijbms-283	6	23	study	study	NOUN
aijbms-283	6	24	investigates	investigate	VERB
aijbms-283	6	25	how	how	SCONJ
aijbms-283	6	26	microfinance	microfinance	NOUN
aijbms-283	6	27	might	might	AUX
aijbms-283	6	28	help	help	VERB
aijbms-283	6	29	somalia	somalia	PROPN
aijbms-283	6	30	's	's	PART
aijbms-283	6	31	unemployment	unemployment	NOUN
aijbms-283	6	32	rate	rate	NOUN
aijbms-283	6	33	decline	decline	NOUN
aijbms-283	6	34	.	.	PUNCT
aijbms-283	7	1	in	in	ADP
aijbms-283	7	2	many	many	ADJ
aijbms-283	7	3	developing	develop	VERB
aijbms-283	7	4	nations	nation	NOUN
aijbms-283	7	5	,	,	PUNCT
aijbms-283	7	6	microfinance	microfinance	NOUN
aijbms-283	7	7	has	have	AUX
aijbms-283	7	8	been	be	AUX
aijbms-283	7	9	acknowledged	acknowledge	VERB
aijbms-283	7	10	as	as	ADP
aijbms-283	7	11	a	a	DET
aijbms-283	7	12	powerful	powerful	ADJ
aijbms-283	7	13	tool	tool	NOUN
aijbms-283	7	14	for	for	ADP
aijbms-283	7	15	reducing	reduce	VERB
aijbms-283	7	16	poverty	poverty	NOUN
aijbms-283	7	17	and	and	CCONJ
aijbms-283	7	18	fostering	foster	VERB
aijbms-283	7	19	economic	economic	ADJ
aijbms-283	7	20	growth	growth	NOUN
aijbms-283	7	21	.	.	PUNCT
aijbms-283	8	1	the	the	DET
aijbms-283	8	2	impact	impact	NOUN
aijbms-283	8	3	of	of	ADP
aijbms-283	8	4	microfinance	microfinance	NOUN
aijbms-283	8	5	on	on	ADP
aijbms-283	8	6	somalia	somalia	PROPN
aijbms-283	8	7	's	's	PART
aijbms-283	8	8	unemployment	unemployment	NOUN
aijbms-283	8	9	rate	rate	NOUN
aijbms-283	8	10	is	be	AUX
aijbms-283	8	11	examined	examine	VERB
aijbms-283	8	12	in	in	ADP
aijbms-283	8	13	this	this	DET
aijbms-283	8	14	essay	essay	NOUN
aijbms-283	8	15	.	.	PUNCT
aijbms-283	9	1	widespread	widespread	ADJ
aijbms-283	9	2	acceptance	acceptance	NOUN
aijbms-283	9	3	of	of	ADP
aijbms-283	9	4	microfinance	microfinance	NOUN
aijbms-283	9	5	as	as	ADP
aijbms-283	9	6	a	a	DET
aijbms-283	9	7	technique	technique	NOUN
aijbms-283	9	8	for	for	ADP
aijbms-283	9	9	reducing	reduce	VERB
aijbms-283	9	10	poverty	poverty	NOUN
aijbms-283	9	11	and	and	CCONJ
aijbms-283	9	12	promoting	promote	VERB
aijbms-283	9	13	economic	economic	ADJ
aijbms-283	9	14	growth	growth	NOUN
aijbms-283	9	15	in	in	ADP
aijbms-283	9	16	developing	develop	VERB
aijbms-283	9	17	nations	nation	NOUN
aijbms-283	9	18	.	.	PUNCT
aijbms-283	10	1	the	the	DET
aijbms-283	10	2	high	high	ADJ
aijbms-283	10	3	unemployment	unemployment	NOUN
aijbms-283	10	4	rate	rate	NOUN
aijbms-283	10	5	in	in	ADP
aijbms-283	10	6	somalia	somalia	PROPN
aijbms-283	10	7	has	have	AUX
aijbms-283	10	8	posed	pose	VERB
aijbms-283	10	9	a	a	DET
aijbms-283	10	10	significant	significant	ADJ
aijbms-283	10	11	obstacle	obstacle	NOUN
aijbms-283	10	12	to	to	ADP
aijbms-283	10	13	the	the	DET
aijbms-283	10	14	nation	nation	NOUN
aijbms-283	10	15	's	's	PART
aijbms-283	10	16	economic	economic	ADJ
aijbms-283	10	17	development	development	NOUN
aijbms-283	10	18	and	and	CCONJ
aijbms-283	10	19	social	social	ADJ
aijbms-283	10	20	stability	stability	NOUN
aijbms-283	10	21	.	.	PUNCT
aijbms-283	11	1	this	this	DET
aijbms-283	11	2	study	study	NOUN
aijbms-283	11	3	looks	look	VERB
aijbms-283	11	4	at	at	ADP
aijbms-283	11	5	how	how	SCONJ
aijbms-283	11	6	microfinance	microfinance	NOUN
aijbms-283	11	7	could	could	AUX
aijbms-283	11	8	encourage	encourage	VERB
aijbms-283	11	9	small	small	ADJ
aijbms-283	11	10	business	business	NOUN
aijbms-283	11	11	growth	growth	NOUN
aijbms-283	11	12	and	and	CCONJ
aijbms-283	11	13	entrepreneurship	entrepreneurship	NOUN
aijbms-283	11	14	in	in	ADP
aijbms-283	11	15	somalia	somalia	PROPN
aijbms-283	11	16	while	while	SCONJ
aijbms-283	11	17	lowering	lower	VERB
aijbms-283	11	18	unemployment	unemployment	NOUN
aijbms-283	11	19	rates	rate	NOUN
aijbms-283	11	20	.	.	PUNCT
aijbms-283	12	1	the	the	DET
aijbms-283	12	2	study	study	NOUN
aijbms-283	12	3	looks	look	VERB
aijbms-283	12	4	at	at	ADP
aijbms-283	12	5	the	the	DET
aijbms-283	12	6	difficulties	difficulty	NOUN
aijbms-283	12	7	faced	face	VERB
aijbms-283	12	8	by	by	ADP
aijbms-283	12	9	somalia	somalia	PROPN
aijbms-283	12	10	's	's	PART
aijbms-283	12	11	microfinance	microfinance	NOUN
aijbms-283	12	12	organizations	organization	NOUN
aijbms-283	12	13	and	and	CCONJ
aijbms-283	12	14	how	how	SCONJ
aijbms-283	12	15	they	they	PRON
aijbms-283	12	16	affect	affect	VERB
aijbms-283	12	17	efforts	effort	NOUN
aijbms-283	12	18	to	to	PART
aijbms-283	12	19	lower	lower	VERB
aijbms-283	12	20	unemployment	unemployment	NOUN
aijbms-283	12	21	.	.	PUNCT
aijbms-283	13	1	additionally	additionally	ADV
aijbms-283	13	2	,	,	PUNCT
aijbms-283	13	3	it	it	PRON
aijbms-283	13	4	explores	explore	VERB
aijbms-283	13	5	the	the	DET
aijbms-283	13	6	connection	connection	NOUN
aijbms-283	13	7	between	between	ADP
aijbms-283	13	8	microfinance	microfinance	NOUN
aijbms-283	13	9	and	and	CCONJ
aijbms-283	13	10	job	job	NOUN
aijbms-283	13	11	creation	creation	NOUN
aijbms-283	13	12	as	as	ADV
aijbms-283	13	13	well	well	ADV
aijbms-283	13	14	as	as	ADP
aijbms-283	13	15	the	the	DET
aijbms-283	13	16	ways	way	NOUN
aijbms-283	13	17	in	in	ADP
aijbms-283	13	18	which	which	PRON
aijbms-283	13	19	it	it	PRON
aijbms-283	13	20	might	might	AUX
aijbms-283	13	21	encourage	encourage	VERB
aijbms-283	13	22	entrepreneurship	entrepreneurship	NOUN
aijbms-283	13	23	and	and	CCONJ
aijbms-283	13	24	the	the	DET
aijbms-283	13	25	growth	growth	NOUN
aijbms-283	13	26	of	of	ADP
aijbms-283	13	27	small	small	ADJ
aijbms-283	13	28	businesses	business	NOUN
aijbms-283	13	29	.	.	PUNCT
aijbms-283	14	1	according	accord	VERB
aijbms-283	14	2	to	to	ADP
aijbms-283	14	3	the	the	DET
aijbms-283	14	4	study	study	NOUN
aijbms-283	14	5	's	's	PART
aijbms-283	14	6	findings	finding	NOUN
aijbms-283	14	7	,	,	PUNCT
aijbms-283	14	8	microfinance	microfinance	NOUN
aijbms-283	14	9	has	have	VERB
aijbms-283	14	10	the	the	DET
aijbms-283	14	11	potential	potential	NOUN
aijbms-283	14	12	to	to	PART
aijbms-283	14	13	significantly	significantly	ADV
aijbms-283	14	14	contribute	contribute	VERB
aijbms-283	14	15	to	to	ADP
aijbms-283	14	16	lowering	lower	VERB
aijbms-283	14	17	somalia	somalia	PROPN
aijbms-283	14	18	's	's	PART
aijbms-283	14	19	unemployment	unemployment	NOUN
aijbms-283	14	20	rate	rate	NOUN
aijbms-283	14	21	by	by	ADP
aijbms-283	14	22	facilitating	facilitate	VERB
aijbms-283	14	23	access	access	NOUN
aijbms-283	14	24	to	to	ADP
aijbms-283	14	25	capital	capital	NOUN
aijbms-283	14	26	,	,	PUNCT
aijbms-283	14	27	encouraging	encourage	VERB
aijbms-283	14	28	entrepreneurship	entrepreneurship	NOUN
aijbms-283	14	29	,	,	PUNCT
aijbms-283	14	30	and	and	CCONJ
aijbms-283	14	31	generating	generate	VERB
aijbms-283	14	32	employment	employment	NOUN
aijbms-283	14	33	possibilities	possibility	NOUN
aijbms-283	14	34	.	.	PUNCT
aijbms-283	15	1	yet	yet	ADV
aijbms-283	15	2	,	,	PUNCT
aijbms-283	15	3	overcoming	overcome	VERB
aijbms-283	15	4	the	the	DET
aijbms-283	15	5	difficulties	difficulty	NOUN
aijbms-283	15	6	faced	face	VERB
aijbms-283	15	7	by	by	ADP
aijbms-283	15	8	microfinance	microfinance	NOUN
aijbms-283	15	9	institutions	institution	NOUN
aijbms-283	15	10	in	in	ADP
aijbms-283	15	11	somalia	somalia	PROPN
aijbms-283	15	12	,	,	PUNCT
aijbms-283	15	13	such	such	ADJ
aijbms-283	15	14	as	as	ADP
aijbms-283	15	15	poor	poor	ADJ
aijbms-283	15	16	infrastructure	infrastructure	NOUN
aijbms-283	15	17	,	,	PUNCT
aijbms-283	15	18	a	a	DET
aijbms-283	15	19	lack	lack	NOUN
aijbms-283	15	20	of	of	ADP
aijbms-283	15	21	regulatory	regulatory	ADJ
aijbms-283	15	22	framework	framework	NOUN
aijbms-283	15	23	,	,	PUNCT
aijbms-283	15	24	and	and	CCONJ
aijbms-283	15	25	political	political	ADJ
aijbms-283	15	26	instability	instability	NOUN
aijbms-283	15	27	,	,	PUNCT
aijbms-283	15	28	is	be	AUX
aijbms-283	15	29	essential	essential	ADJ
aijbms-283	15	30	to	to	ADP
aijbms-283	15	31	the	the	DET
aijbms-283	15	32	success	success	NOUN
aijbms-283	15	33	of	of	ADP
aijbms-283	15	34	microfinance	microfinance	NOUN
aijbms-283	15	35	in	in	ADP
aijbms-283	15	36	lowering	lower	VERB
aijbms-283	15	37	unemployment	unemployment	NOUN
aijbms-283	15	38	.	.	PUNCT
aijbms-283	16	1	©	©	ADP
aijbms-283	16	2	2022	2022	NUM
aijbms-283	16	3	by	by	ADP
aijbms-283	16	4	the	the	DET
aijbms-283	16	5	authors	author	NOUN
aijbms-283	16	6	.	.	PUNCT
aijbms-283	17	1	licensee	licensee	PROPN
aijbms-283	17	2	acse	acse	PROPN
aijbms-283	17	3	,	,	PUNCT
aijbms-283	17	4	usa	usa	PROPN
aijbms-283	17	5	.	.	PROPN
aijbms-283	18	1	this	this	DET
aijbms-283	18	2	article	article	NOUN
aijbms-283	18	3	is	be	AUX
aijbms-283	18	4	an	an	DET
aijbms-283	18	5	open	open	ADJ
aijbms-283	18	6	-	-	PUNCT
aijbms-283	18	7	access	access	NOUN
aijbms-283	18	8	article	article	NOUN
aijbms-283	18	9	distributed	distribute	VERB
aijbms-283	18	10	under	under	ADP
aijbms-283	18	11	the	the	DET
aijbms-283	18	12	terms	term	NOUN
aijbms-283	18	13	and	and	CCONJ
aijbms-283	18	14	conditions	condition	NOUN
aijbms-283	18	15	of	of	ADP
aijbms-283	18	16	the	the	DET
aijbms-283	18	17	creative	creative	ADJ
aijbms-283	18	18	commons	common	NOUN
aijbms-283	18	19	attribution	attribution	NOUN
aijbms-283	18	20	(	(	PUNCT
aijbms-283	18	21	cc	cc	NOUN
aijbms-283	18	22	by	by	ADP
aijbms-283	18	23	)	)	PUNCT
aijbms-283	18	24	license	license	NOUN
aijbms-283	18	25	(	(	PUNCT
aijbms-283	18	26	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
aijbms-283	18	27	)	)	PUNCT
aijbms-283	18	28	.	.	PUNCT
aijbms-283	19	1	introduction	introduction	NOUN
aijbms-283	19	2	microfinance	microfinance	NOUN
aijbms-283	19	3	is	be	AUX
aijbms-283	19	4	a	a	DET
aijbms-283	19	5	crucial	crucial	ADJ
aijbms-283	19	6	instrument	instrument	NOUN
aijbms-283	19	7	utilized	utilize	VERB
aijbms-283	19	8	by	by	ADP
aijbms-283	19	9	ngos	ngo	NOUN
aijbms-283	19	10	,	,	PUNCT
aijbms-283	19	11	banks	bank	NOUN
aijbms-283	19	12	,	,	PUNCT
aijbms-283	19	13	and	and	CCONJ
aijbms-283	19	14	governments	government	NOUN
aijbms-283	19	15	to	to	PART
aijbms-283	19	16	tackle	tackle	VERB
aijbms-283	19	17	the	the	DET
aijbms-283	19	18	difficulties	difficulty	NOUN
aijbms-283	19	19	of	of	ADP
aijbms-283	19	20	poverty	poverty	NOUN
aijbms-283	19	21	that	that	PRON
aijbms-283	19	22	affect	affect	VERB
aijbms-283	19	23	over	over	ADP
aijbms-283	19	24	two	two	NUM
aijbms-283	19	25	billion	billion	NUM
aijbms-283	19	26	individuals	individual	NOUN
aijbms-283	19	27	with	with	ADP
aijbms-283	19	28	earnings	earning	NOUN
aijbms-283	19	29	below	below	ADP
aijbms-283	19	30	us$2.00	us$2.00	NOUN
aijbms-283	19	31	per	per	ADP
aijbms-283	19	32	day	day	NOUN
aijbms-283	19	33	(	(	PUNCT
aijbms-283	19	34	chen	chen	PROPN
aijbms-283	19	35	et	et	PROPN
aijbms-283	19	36	al	al	PROPN
aijbms-283	19	37	.	.	PROPN
aijbms-283	19	38	,	,	PUNCT
aijbms-283	19	39	2017	2017	NUM
aijbms-283	19	40	)	)	PUNCT
aijbms-283	19	41	.	.	PUNCT
aijbms-283	20	1	microfinance	microfinance	NOUN
aijbms-283	20	2	encompasses	encompass	VERB
aijbms-283	20	3	various	various	ADJ
aijbms-283	20	4	financial	financial	ADJ
aijbms-283	20	5	services	service	NOUN
aijbms-283	20	6	that	that	PRON
aijbms-283	20	7	involve	involve	VERB
aijbms-283	20	8	granting	grant	VERB
aijbms-283	20	9	microcredit	microcredit	NOUN
aijbms-283	20	10	loans	loan	NOUN
aijbms-283	20	11	as	as	ADP
aijbms-283	20	12	a	a	DET
aijbms-283	20	13	means	means	NOUN
aijbms-283	20	14	of	of	ADP
aijbms-283	20	15	acquiring	acquire	VERB
aijbms-283	20	16	capital	capital	NOUN
aijbms-283	20	17	to	to	PART
aijbms-283	20	18	initiate	initiate	VERB
aijbms-283	20	19	or	or	CCONJ
aijbms-283	20	20	grow	grow	VERB
aijbms-283	20	21	small	small	ADJ
aijbms-283	20	22	-	-	PUNCT
aijbms-283	20	23	scale	scale	NOUN
aijbms-283	20	24	businesses	business	NOUN
aijbms-283	20	25	.	.	PUNCT
aijbms-283	21	1	the	the	DET
aijbms-283	21	2	comprehensive	comprehensive	ADJ
aijbms-283	21	3	classification	classification	NOUN
aijbms-283	21	4	of	of	ADP
aijbms-283	21	5	microfinance	microfinance	NOUN
aijbms-283	21	6	also	also	ADV
aijbms-283	21	7	involves	involve	VERB
aijbms-283	21	8	insurance	insurance	NOUN
aijbms-283	21	9	,	,	PUNCT
aijbms-283	21	10	savings	saving	NOUN
aijbms-283	21	11	,	,	PUNCT
aijbms-283	21	12	money	money	NOUN
aijbms-283	21	13	transfers	transfer	NOUN
aijbms-283	21	14	,	,	PUNCT
aijbms-283	21	15	mortgages	mortgage	NOUN
aijbms-283	21	16	,	,	PUNCT
aijbms-283	21	17	and	and	CCONJ
aijbms-283	21	18	pension	pension	NOUN
aijbms-283	21	19	plans	plan	NOUN
aijbms-283	21	20	tailored	tailor	VERB
aijbms-283	21	21	for	for	ADP
aijbms-283	21	22	individuals	individual	NOUN
aijbms-283	21	23	who	who	PRON
aijbms-283	21	24	are	be	AUX
aijbms-283	21	25	not	not	PART
aijbms-283	21	26	adequately	adequately	ADV
aijbms-283	21	27	served	serve	VERB
aijbms-283	21	28	by	by	ADP
aijbms-283	21	29	conventional	conventional	ADJ
aijbms-283	21	30	banks	bank	NOUN
aijbms-283	21	31	.	.	PUNCT
aijbms-283	22	1	microcredit	microcredit	NOUN
aijbms-283	22	2	loans	loan	NOUN
aijbms-283	22	3	serve	serve	VERB
aijbms-283	22	4	multiple	multiple	ADJ
aijbms-283	22	5	purposes	purpose	NOUN
aijbms-283	22	6	,	,	PUNCT
aijbms-283	22	7	including	include	VERB
aijbms-283	22	8	facilitating	facilitate	VERB
aijbms-283	22	9	financial	financial	ADJ
aijbms-283	22	10	inclusion	inclusion	NOUN
aijbms-283	22	11	and	and	CCONJ
aijbms-283	22	12	smoothing	smooth	VERB
aijbms-283	22	13	consumption	consumption	NOUN
aijbms-283	22	14	,	,	PUNCT
aijbms-283	22	15	but	but	CCONJ
aijbms-283	22	16	the	the	DET
aijbms-283	22	17	primary	primary	ADJ
aijbms-283	22	18	focus	focus	NOUN
aijbms-283	22	19	of	of	ADP
aijbms-283	22	20	this	this	DET
aijbms-283	22	21	special	special	ADJ
aijbms-283	22	22	issue	issue	NOUN
aijbms-283	22	23	is	be	AUX
aijbms-283	22	24	their	their	PRON
aijbms-283	22	25	role	role	NOUN
aijbms-283	22	26	in	in	ADP
aijbms-283	22	27	promoting	promote	VERB
aijbms-283	22	28	economic	economic	ADJ
aijbms-283	22	29	participation	participation	NOUN
aijbms-283	22	30	and	and	CCONJ
aijbms-283	22	31	supporting	support	VERB
aijbms-283	22	32	small	small	ADJ
aijbms-283	22	33	businesses	business	NOUN
aijbms-283	22	34	among	among	ADP
aijbms-283	22	35	low	low	ADJ
aijbms-283	22	36	-	-	PUNCT
aijbms-283	22	37	income	income	NOUN
aijbms-283	22	38	groups	group	NOUN
aijbms-283	22	39	(	(	PUNCT
aijbms-283	22	40	khavul	khavul	NOUN
aijbms-283	22	41	,	,	PUNCT
aijbms-283	22	42	2010	2010	NUM
aijbms-283	22	43	)	)	PUNCT
aijbms-283	22	44	.	.	PUNCT
aijbms-283	23	1	microfinance	microfinance	NOUN
aijbms-283	23	2	,	,	PUNCT
aijbms-283	23	3	or	or	CCONJ
aijbms-283	23	4	microcredit	microcredit	NOUN
aijbms-283	23	5	,	,	PUNCT
aijbms-283	23	6	is	be	AUX
aijbms-283	23	7	a	a	DET
aijbms-283	23	8	banking	banking	NOUN
aijbms-283	23	9	service	service	NOUN
aijbms-283	23	10	that	that	PRON
aijbms-283	23	11	caters	cater	VERB
aijbms-283	23	12	to	to	ADP
aijbms-283	23	13	individuals	individual	NOUN
aijbms-283	23	14	or	or	CCONJ
aijbms-283	23	15	groups	group	NOUN
aijbms-283	23	16	with	with	ADP
aijbms-283	23	17	low	low	ADJ
aijbms-283	23	18	income	income	NOUN
aijbms-283	23	19	or	or	CCONJ
aijbms-283	23	20	no	no	DET
aijbms-283	23	21	employment	employment	NOUN
aijbms-283	23	22	opportunities	opportunity	NOUN
aijbms-283	23	23	,	,	PUNCT
aijbms-283	23	24	who	who	PRON
aijbms-283	23	25	are	be	AUX
aijbms-283	23	26	otherwise	otherwise	ADV
aijbms-283	23	27	unable	unable	ADJ
aijbms-283	23	28	to	to	PART
aijbms-283	23	29	access	access	VERB
aijbms-283	23	30	conventional	conventional	ADJ
aijbms-283	23	31	financial	financial	ADJ
aijbms-283	23	32	services	service	NOUN
aijbms-283	23	33	.	.	PUNCT
aijbms-283	24	1	the	the	DET
aijbms-283	24	2	majority	majority	NOUN
aijbms-283	24	3	of	of	ADP
aijbms-283	24	4	microfinance	microfinance	NOUN
aijbms-283	24	5	institutions	institution	NOUN
aijbms-283	24	6	primarily	primarily	ADV
aijbms-283	24	7	offer	offer	VERB
aijbms-283	24	8	lending	lending	NOUN
aijbms-283	24	9	services	service	NOUN
aijbms-283	24	10	,	,	PUNCT
aijbms-283	24	11	with	with	ADP
aijbms-283	24	12	microloans	microloan	NOUN
aijbms-283	24	13	ranging	range	VERB
aijbms-283	24	14	from	from	ADP
aijbms-283	24	15	$	$	SYM
aijbms-283	24	16	100	100	NUM
aijbms-283	24	17	to	to	PART
aijbms-283	24	18	$	$	SYM
aijbms-283	24	19	25,000	25,000	NUM
aijbms-283	24	20	.	.	PUNCT
aijbms-283	25	1	however	however	ADV
aijbms-283	25	2	,	,	PUNCT
aijbms-283	25	3	many	many	ADJ
aijbms-283	25	4	banks	bank	NOUN
aijbms-283	25	5	also	also	ADV
aijbms-283	25	6	provide	provide	VERB
aijbms-283	25	7	other	other	ADJ
aijbms-283	25	8	services	service	NOUN
aijbms-283	25	9	such	such	ADJ
aijbms-283	25	10	as	as	ADP
aijbms-283	25	11	checking	checking	NOUN
aijbms-283	25	12	and	and	CCONJ
aijbms-283	25	13	savings	saving	NOUN
aijbms-283	25	14	accounts	account	NOUN
aijbms-283	25	15	,	,	PUNCT
aijbms-283	25	16	micro	micro	NOUN
aijbms-283	25	17	insurance	insurance	NOUN
aijbms-283	25	18	products	product	NOUN
aijbms-283	25	19	,	,	PUNCT
aijbms-283	25	20	and	and	CCONJ
aijbms-283	25	21	financial	financial	ADJ
aijbms-283	25	22	and	and	CCONJ
aijbms-283	25	23	business	business	NOUN
aijbms-283	25	24	education	education	NOUN
aijbms-283	25	25	.	.	PUNCT
aijbms-283	26	1	the	the	DET
aijbms-283	26	2	fundamental	fundamental	ADJ
aijbms-283	26	3	aim	aim	NOUN
aijbms-283	26	4	of	of	ADP
aijbms-283	26	5	microfinance	microfinance	NOUN
aijbms-283	26	6	is	be	AUX
aijbms-283	26	7	to	to	PART
aijbms-283	26	8	offer	offer	VERB
aijbms-283	26	9	impoverished	impoverished	ADJ
aijbms-283	26	10	individuals	individual	NOUN
aijbms-283	26	11	the	the	DET
aijbms-283	26	12	chance	chance	NOUN
aijbms-283	26	13	to	to	PART
aijbms-283	26	14	become	become	VERB
aijbms-283	26	15	selfsufficient	selfsufficient	NOUN
aijbms-283	26	16	(	(	PUNCT
aijbms-283	26	17	kagan	kagan	PROPN
aijbms-283	26	18	,	,	PUNCT
aijbms-283	26	19	2022	2022	NUM
aijbms-283	26	20	)	)	PUNCT
aijbms-283	26	21	.	.	PUNCT
aijbms-283	27	1	microfinance	microfinance	NOUN
aijbms-283	27	2	has	have	AUX
aijbms-283	27	3	demonstrated	demonstrate	VERB
aijbms-283	27	4	its	its	PRON
aijbms-283	27	5	efficacy	efficacy	NOUN
aijbms-283	27	6	in	in	ADP
aijbms-283	27	7	addressing	address	VERB
aijbms-283	27	8	poverty	poverty	NOUN
aijbms-283	27	9	,	,	PUNCT
aijbms-283	27	10	generating	generate	VERB
aijbms-283	27	11	employment	employment	NOUN
aijbms-283	27	12	opportunities	opportunity	NOUN
aijbms-283	27	13	,	,	PUNCT
aijbms-283	27	14	and	and	CCONJ
aijbms-283	27	15	1corresponding	1corresponding	NUM
aijbms-283	27	16	author	author	NOUN
aijbms-283	27	17	:	:	PUNCT
aijbms-283	27	18	orcid	orcid	PROPN
aijbms-283	27	19	i	i	PRON
aijbms-283	27	20	d	d	NOUN
aijbms-283	27	21	:	:	PUNCT
aijbms-283	27	22	0000	0000	NUM
aijbms-283	27	23	-	-	PUNCT
aijbms-283	27	24	0002	0002	NUM
aijbms-283	27	25	-	-	PUNCT
aijbms-283	27	26	4807	4807	NUM
aijbms-283	27	27	-	-	SYM
aijbms-283	27	28	8662	8662	NUM
aijbms-283	27	29	©	©	PROPN
aijbms-283	27	30	2022	2022	NUM
aijbms-283	27	31	by	by	ADP
aijbms-283	27	32	the	the	DET
aijbms-283	27	33	authors	author	NOUN
aijbms-283	27	34	.	.	PUNCT
aijbms-283	28	1	hosting	host	VERB
aijbms-283	28	2	by	by	ADP
aijbms-283	28	3	acse	acse	NOUN
aijbms-283	28	4	.	.	PUNCT
aijbms-283	29	1	peer	peer	NOUN
aijbms-283	29	2	review	review	NOUN
aijbms-283	29	3	under	under	ADP
aijbms-283	29	4	responsibility	responsibility	NOUN
aijbms-283	29	5	of	of	ADP
aijbms-283	29	6	acse	acse	NOUN
aijbms-283	29	7	,	,	PUNCT
aijbms-283	29	8	usa	usa	PROPN
aijbms-283	29	9	.	.	PROPN
aijbms-283	29	10	https://doi.org/10.46545/aijbms.v4i1.283	https://doi.org/10.46545/aijbms.v4i1.283	NOUN
aijbms-283	29	11	to	to	PART
aijbms-283	29	12	cite	cite	VERB
aijbms-283	29	13	this	this	DET
aijbms-283	29	14	article	article	NOUN
aijbms-283	29	15	:	:	PUNCT
aijbms-283	29	16	masum	masum	VERB
aijbms-283	29	17	,	,	PUNCT
aijbms-283	29	18	a.	a.	NOUN
aijbms-283	29	19	a.	a.	NOUN
aijbms-283	29	20	,	,	PUNCT
aijbms-283	29	21	hoque	hoque	NOUN
aijbms-283	29	22	,	,	PUNCT
aijbms-283	29	23	m.	m.	NOUN
aijbms-283	29	24	e.	e.	PROPN
aijbms-283	29	25	u.	u.	PROPN
aijbms-283	29	26	,	,	PUNCT
aijbms-283	29	27	ullah	ullah	PROPN
aijbms-283	29	28	,	,	PUNCT
aijbms-283	29	29	a.	a.	PROPN
aijbms-283	29	30	,	,	PUNCT
aijbms-283	29	31	ayanle	ayanle	ADV
aijbms-283	29	32	,	,	PUNCT
aijbms-283	29	33	a.	a.	PROPN
aijbms-283	29	34	d.	d.	PROPN
aijbms-283	29	35	,	,	PUNCT
aijbms-283	29	36	&	&	CCONJ
aijbms-283	29	37	hridoye	hridoye	PROPN
aijbms-283	29	38	,	,	PUNCT
aijbms-283	29	39	m.	m.	NOUN
aijbms-283	29	40	z.	z.	PROPN
aijbms-283	29	41	(	(	PUNCT
aijbms-283	29	42	2022	2022	NUM
aijbms-283	29	43	)	)	PUNCT
aijbms-283	29	44	.	.	PUNCT
aijbms-283	30	1	empowering	empower	VERB
aijbms-283	30	2	economic	economic	ADJ
aijbms-283	30	3	growth	growth	NOUN
aijbms-283	30	4	:	:	PUNCT
aijbms-283	30	5	the	the	DET
aijbms-283	30	6	vital	vital	ADJ
aijbms-283	30	7	role	role	NOUN
aijbms-283	30	8	of	of	ADP
aijbms-283	30	9	microfinance	microfinance	NOUN
aijbms-283	30	10	in	in	ADP
aijbms-283	30	11	reducing	reduce	VERB
aijbms-283	30	12	unemployment	unemployment	NOUN
aijbms-283	30	13	in	in	ADP
aijbms-283	30	14	somalia	somalia	PROPN
aijbms-283	30	15	.	.	PUNCT
aijbms-283	31	1	american	american	PROPN
aijbms-283	31	2	international	international	PROPN
aijbms-283	31	3	journal	journal	PROPN
aijbms-283	31	4	of	of	ADP
aijbms-283	31	5	business	business	NOUN
aijbms-283	31	6	and	and	CCONJ
aijbms-283	31	7	management	management	NOUN
aijbms-283	31	8	studies	study	NOUN
aijbms-283	31	9	,	,	PUNCT
aijbms-283	31	10	4(1	4(1	NOUN
aijbms-283	31	11	)	)	PUNCT
aijbms-283	31	12	,	,	PUNCT
aijbms-283	31	13	41–52	41–52	NUM
aijbms-283	31	14	.	.	PUNCT
aijbms-283	32	1	https://doi.org/10.46545/aijbms.v4i1.283	https://doi.org/10.46545/aijbms.v4i1.283	PROPN
aijbms-283	32	2	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
aijbms-283	32	3	)	)	PUNCT
aijbms-283	32	4	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
aijbms-283	32	5	)	)	PUNCT
aijbms-283	32	6	https://doi.org/10.46545/aijbms.v4i1.283	https://doi.org/10.46545/aijbms.v4i1.283	NOUN
aijbms-283	32	7	https://orcid.org/0000-0002-4807-8662	https://orcid.org/0000-0002-4807-8662	NOUN
aijbms-283	32	8	https://orcid.org/0009-0002-6263-4597	https://orcid.org/0009-0002-6263-4597	PROPN
aijbms-283	32	9	https://orcid.org/0009-0007-8980-1582	https://orcid.org/0009-0007-8980-1582	PROPN
aijbms-283	32	10	https://orcid.org/0000-0002-5380-8025	https://orcid.org/0000-0002-5380-8025	ADJ
aijbms-283	32	11	https://orcid.org/0009-0003-7679-6332	https://orcid.org/0009-0003-7679-6332	PROPN
aijbms-283	32	12	masum	masum	VERB
aijbms-283	32	13	et	et	PROPN
aijbms-283	32	14	al	al	PROPN
aijbms-283	32	15	.	.	PROPN
aijbms-283	32	16	,	,	PUNCT
aijbms-283	32	17	american	american	PROPN
aijbms-283	32	18	international	international	PROPN
aijbms-283	32	19	journal	journal	PROPN
aijbms-283	32	20	of	of	ADP
aijbms-283	32	21	business	business	NOUN
aijbms-283	32	22	and	and	CCONJ
aijbms-283	32	23	management	management	NOUN
aijbms-283	32	24	studies	study	NOUN
aijbms-283	32	25	4(1	4(1	NOUN
aijbms-283	32	26	)	)	PUNCT
aijbms-283	32	27	(	(	PUNCT
aijbms-283	32	28	2022	2022	NUM
aijbms-283	32	29	)	)	PUNCT
aijbms-283	32	30	,	,	PUNCT
aijbms-283	32	31	41	41	NUM
aijbms-283	32	32	-	-	SYM
aijbms-283	32	33	52	52	NUM
aijbms-283	32	34	42	42	NUM
aijbms-283	32	35	enhancing	enhance	VERB
aijbms-283	32	36	the	the	DET
aijbms-283	32	37	quality	quality	NOUN
aijbms-283	32	38	of	of	ADP
aijbms-283	32	39	life	life	NOUN
aijbms-283	32	40	for	for	ADP
aijbms-283	32	41	impoverished	impoverished	ADJ
aijbms-283	32	42	individuals	individual	NOUN
aijbms-283	32	43	.	.	PUNCT
aijbms-283	33	1	it	it	PRON
aijbms-283	33	2	has	have	AUX
aijbms-283	33	3	also	also	ADV
aijbms-283	33	4	been	be	AUX
aijbms-283	33	5	instrumental	instrumental	ADJ
aijbms-283	33	6	in	in	ADP
aijbms-283	33	7	empowering	empower	VERB
aijbms-283	33	8	the	the	DET
aijbms-283	33	9	poor	poor	ADJ
aijbms-283	33	10	,	,	PUNCT
aijbms-283	33	11	particularly	particularly	ADV
aijbms-283	33	12	women	woman	NOUN
aijbms-283	33	13	,	,	PUNCT
aijbms-283	33	14	by	by	ADP
aijbms-283	33	15	enabling	enable	VERB
aijbms-283	33	16	them	they	PRON
aijbms-283	33	17	to	to	PART
aijbms-283	33	18	manage	manage	VERB
aijbms-283	33	19	their	their	PRON
aijbms-283	33	20	businesses	business	NOUN
aijbms-283	33	21	,	,	PUNCT
aijbms-283	33	22	make	make	VERB
aijbms-283	33	23	independent	independent	ADJ
aijbms-283	33	24	decisions	decision	NOUN
aijbms-283	33	25	,	,	PUNCT
aijbms-283	33	26	and	and	CCONJ
aijbms-283	33	27	improve	improve	VERB
aijbms-283	33	28	their	their	PRON
aijbms-283	33	29	self	self	NOUN
aijbms-283	33	30	-	-	PUNCT
aijbms-283	33	31	esteem	esteem	NOUN
aijbms-283	33	32	and	and	CCONJ
aijbms-283	33	33	selfefficacy	selfefficacy	NOUN
aijbms-283	33	34	.	.	PUNCT
aijbms-283	34	1	additionally	additionally	ADV
aijbms-283	34	2	,	,	PUNCT
aijbms-283	34	3	it	it	PRON
aijbms-283	34	4	is	be	AUX
aijbms-283	34	5	regarded	regard	VERB
aijbms-283	34	6	as	as	ADP
aijbms-283	34	7	a	a	DET
aijbms-283	34	8	critical	critical	ADJ
aijbms-283	34	9	means	mean	NOUN
aijbms-283	34	10	to	to	PART
aijbms-283	34	11	attain	attain	VERB
aijbms-283	34	12	the	the	DET
aijbms-283	34	13	millennium	millennium	NOUN
aijbms-283	34	14	development	development	NOUN
aijbms-283	34	15	goals	goal	NOUN
aijbms-283	34	16	of	of	ADP
aijbms-283	34	17	reducing	reduce	VERB
aijbms-283	34	18	hunger	hunger	NOUN
aijbms-283	34	19	and	and	CCONJ
aijbms-283	34	20	extreme	extreme	ADJ
aijbms-283	34	21	poverty	poverty	NOUN
aijbms-283	34	22	by	by	ADP
aijbms-283	34	23	2015	2015	NUM
aijbms-283	34	24	,	,	PUNCT
aijbms-283	34	25	promoting	promote	VERB
aijbms-283	34	26	gender	gender	NOUN
aijbms-283	34	27	equality	equality	NOUN
aijbms-283	34	28	,	,	PUNCT
aijbms-283	34	29	and	and	CCONJ
aijbms-283	34	30	achieving	achieve	VERB
aijbms-283	34	31	universal	universal	ADJ
aijbms-283	34	32	primary	primary	ADJ
aijbms-283	34	33	education	education	NOUN
aijbms-283	34	34	,	,	PUNCT
aijbms-283	34	35	as	as	ADP
aijbms-283	34	36	per	per	ADP
aijbms-283	34	37	al	al	PROPN
aijbms-283	34	38	-	-	PUNCT
aijbms-283	34	39	shami	shami	PROPN
aijbms-283	34	40	et	et	PROPN
aijbms-283	34	41	al	al	PROPN
aijbms-283	34	42	.	.	PROPN
aijbms-283	35	1	(	(	PUNCT
aijbms-283	35	2	2014	2014	NUM
aijbms-283	35	3	)	)	PUNCT
aijbms-283	35	4	.	.	PUNCT
aijbms-283	36	1	the	the	DET
aijbms-283	36	2	capacity	capacity	NOUN
aijbms-283	36	3	of	of	ADP
aijbms-283	36	4	the	the	DET
aijbms-283	36	5	businesses	business	NOUN
aijbms-283	36	6	that	that	PRON
aijbms-283	36	7	microfinance	microfinance	NOUN
aijbms-283	36	8	invests	invest	NOUN
aijbms-283	36	9	in	in	ADV
aijbms-283	36	10	to	to	PART
aijbms-283	36	11	expand	expand	VERB
aijbms-283	36	12	determines	determine	NOUN
aijbms-283	36	13	how	how	SCONJ
aijbms-283	36	14	effective	effective	ADJ
aijbms-283	36	15	it	it	PRON
aijbms-283	36	16	is	be	AUX
aijbms-283	36	17	as	as	ADP
aijbms-283	36	18	a	a	DET
aijbms-283	36	19	vehicle	vehicle	NOUN
aijbms-283	36	20	for	for	ADP
aijbms-283	36	21	economic	economic	ADJ
aijbms-283	36	22	growth	growth	NOUN
aijbms-283	36	23	and	and	CCONJ
aijbms-283	36	24	employment	employment	NOUN
aijbms-283	36	25	.	.	PUNCT
aijbms-283	37	1	the	the	DET
aijbms-283	37	2	evidence	evidence	NOUN
aijbms-283	37	3	demonstrates	demonstrate	VERB
aijbms-283	37	4	that	that	SCONJ
aijbms-283	37	5	while	while	SCONJ
aijbms-283	37	6	self	self	NOUN
aijbms-283	37	7	-	-	PUNCT
aijbms-283	37	8	employment	employment	NOUN
aijbms-283	37	9	and	and	CCONJ
aijbms-283	37	10	microenterprises	microenterprise	NOUN
aijbms-283	37	11	are	be	AUX
aijbms-283	37	12	significant	significant	ADJ
aijbms-283	37	13	from	from	ADP
aijbms-283	37	14	a	a	DET
aijbms-283	37	15	social	social	ADJ
aijbms-283	37	16	standpoint	standpoint	NOUN
aijbms-283	37	17	,	,	PUNCT
aijbms-283	37	18	they	they	PRON
aijbms-283	37	19	have	have	VERB
aijbms-283	37	20	little	little	ADJ
aijbms-283	37	21	influence	influence	NOUN
aijbms-283	37	22	on	on	ADP
aijbms-283	37	23	job	job	NOUN
aijbms-283	37	24	creation	creation	NOUN
aijbms-283	37	25	and	and	CCONJ
aijbms-283	37	26	unemployment	unemployment	NOUN
aijbms-283	37	27	reduction	reduction	NOUN
aijbms-283	37	28	.	.	PUNCT
aijbms-283	38	1	grants	grant	NOUN
aijbms-283	38	2	may	may	AUX
aijbms-283	38	3	be	be	AUX
aijbms-283	38	4	a	a	DET
aijbms-283	38	5	more	more	ADV
aijbms-283	38	6	cost	cost	NOUN
aijbms-283	38	7	-	-	PUNCT
aijbms-283	38	8	effective	effective	ADJ
aijbms-283	38	9	way	way	NOUN
aijbms-283	38	10	to	to	PART
aijbms-283	38	11	provide	provide	VERB
aijbms-283	38	12	micro	micro	ADJ
aijbms-283	38	13	seed	seed	NOUN
aijbms-283	38	14	cash	cash	NOUN
aijbms-283	38	15	for	for	ADP
aijbms-283	38	16	self	self	NOUN
aijbms-283	38	17	-	-	PUNCT
aijbms-283	38	18	employment	employment	NOUN
aijbms-283	38	19	,	,	PUNCT
aijbms-283	38	20	and	and	CCONJ
aijbms-283	38	21	microfinance	microfinance	NOUN
aijbms-283	38	22	may	may	AUX
aijbms-283	38	23	be	be	AUX
aijbms-283	38	24	repositioned	reposition	VERB
aijbms-283	38	25	to	to	PART
aijbms-283	38	26	offer	offer	VERB
aijbms-283	38	27	risk	risk	NOUN
aijbms-283	38	28	financing	financing	NOUN
aijbms-283	38	29	to	to	ADP
aijbms-283	38	30	entrepreneurs	entrepreneur	NOUN
aijbms-283	38	31	who	who	PRON
aijbms-283	38	32	make	make	VERB
aijbms-283	38	33	it	it	PRON
aijbms-283	38	34	past	past	ADP
aijbms-283	38	35	the	the	DET
aijbms-283	38	36	startup	startup	NOUN
aijbms-283	38	37	phase	phase	NOUN
aijbms-283	38	38	and	and	CCONJ
aijbms-283	38	39	have	have	VERB
aijbms-283	38	40	the	the	DET
aijbms-283	38	41	potential	potential	NOUN
aijbms-283	38	42	to	to	PART
aijbms-283	38	43	boost	boost	VERB
aijbms-283	38	44	the	the	DET
aijbms-283	38	45	economy	economy	NOUN
aijbms-283	38	46	and	and	CCONJ
aijbms-283	38	47	create	create	VERB
aijbms-283	38	48	jobs	job	NOUN
aijbms-283	38	49	.	.	PUNCT
aijbms-283	39	1	this	this	DET
aijbms-283	39	2	intense	intense	ADJ
aijbms-283	39	3	concentration	concentration	NOUN
aijbms-283	39	4	appears	appear	VERB
aijbms-283	39	5	to	to	PART
aijbms-283	39	6	be	be	AUX
aijbms-283	39	7	motivated	motivate	VERB
aijbms-283	39	8	by	by	ADP
aijbms-283	39	9	the	the	DET
aijbms-283	39	10	underlying	underlying	ADJ
aijbms-283	39	11	presumption	presumption	NOUN
aijbms-283	39	12	that	that	PRON
aijbms-283	39	13	microenterprise	microenterprise	NOUN
aijbms-283	39	14	development	development	NOUN
aijbms-283	39	15	can	can	AUX
aijbms-283	39	16	help	help	VERB
aijbms-283	39	17	create	create	VERB
aijbms-283	39	18	jobs	job	NOUN
aijbms-283	39	19	and	and	CCONJ
aijbms-283	39	20	reduce	reduce	VERB
aijbms-283	39	21	unemployment	unemployment	NOUN
aijbms-283	39	22	and	and	CCONJ
aijbms-283	39	23	that	that	DET
aijbms-283	39	24	microfinance	microfinance	NOUN
aijbms-283	39	25	has	have	VERB
aijbms-283	39	26	a	a	DET
aijbms-283	39	27	significant	significant	ADJ
aijbms-283	39	28	role	role	NOUN
aijbms-283	39	29	to	to	PART
aijbms-283	39	30	play	play	VERB
aijbms-283	39	31	in	in	ADP
aijbms-283	39	32	this	this	DET
aijbms-283	39	33	process	process	NOUN
aijbms-283	39	34	(	(	PUNCT
aijbms-283	39	35	chen	chen	PROPN
aijbms-283	39	36	&	&	CCONJ
aijbms-283	39	37	ravallion	ravallion	PROPN
aijbms-283	39	38	,	,	PUNCT
aijbms-283	39	39	2010	2010	NUM
aijbms-283	39	40	)	)	PUNCT
aijbms-283	39	41	.	.	PUNCT
aijbms-283	40	1	the	the	DET
aijbms-283	40	2	concept	concept	NOUN
aijbms-283	40	3	of	of	ADP
aijbms-283	40	4	microfinance	microfinance	NOUN
aijbms-283	40	5	is	be	AUX
aijbms-283	40	6	not	not	PART
aijbms-283	40	7	a	a	DET
aijbms-283	40	8	new	new	ADJ
aijbms-283	40	9	phenomenon	phenomenon	NOUN
aijbms-283	40	10	,	,	PUNCT
aijbms-283	40	11	as	as	SCONJ
aijbms-283	40	12	various	various	ADJ
aijbms-283	40	13	savings	saving	NOUN
aijbms-283	40	14	clubs	club	NOUN
aijbms-283	40	15	and	and	CCONJ
aijbms-283	40	16	burial	burial	NOUN
aijbms-283	40	17	societies	society	NOUN
aijbms-283	40	18	can	can	AUX
aijbms-283	40	19	be	be	AUX
aijbms-283	40	20	observed	observe	VERB
aijbms-283	40	21	worldwide	worldwide	ADV
aijbms-283	40	22	.	.	PUNCT
aijbms-283	41	1	moreover	moreover	ADV
aijbms-283	41	2	,	,	PUNCT
aijbms-283	41	3	there	there	PRON
aijbms-283	41	4	have	have	AUX
aijbms-283	41	5	been	be	AUX
aijbms-283	41	6	savings	saving	NOUN
aijbms-283	41	7	and	and	CCONJ
aijbms-283	41	8	credit	credit	NOUN
aijbms-283	41	9	organizations	organization	NOUN
aijbms-283	41	10	that	that	PRON
aijbms-283	41	11	have	have	AUX
aijbms-283	41	12	existed	exist	VERB
aijbms-283	41	13	for	for	ADP
aijbms-283	41	14	centuries	century	NOUN
aijbms-283	41	15	,	,	PUNCT
aijbms-283	41	16	such	such	ADJ
aijbms-283	41	17	as	as	ADP
aijbms-283	41	18	the	the	DET
aijbms-283	41	19	"	"	PUNCT
aijbms-283	41	20	susus	susus	NOUN
aijbms-283	41	21	"	"	PUNCT
aijbms-283	41	22	in	in	ADP
aijbms-283	41	23	ghana	ghana	PROPN
aijbms-283	41	24	,	,	PUNCT
aijbms-283	41	25	"	"	PUNCT
aijbms-283	41	26	chit	chit	NOUN
aijbms-283	41	27	funds	fund	NOUN
aijbms-283	41	28	"	"	PUNCT
aijbms-283	41	29	in	in	ADP
aijbms-283	41	30	india	india	PROPN
aijbms-283	41	31	,	,	PUNCT
aijbms-283	41	32	"	"	PUNCT
aijbms-283	41	33	tandas	tandas	ADJ
aijbms-283	41	34	"	"	PUNCT
aijbms-283	41	35	in	in	ADP
aijbms-283	41	36	mexico	mexico	PROPN
aijbms-283	41	37	,	,	PUNCT
aijbms-283	41	38	"	"	PUNCT
aijbms-283	41	39	arisan	arisan	ADJ
aijbms-283	41	40	"	"	PUNCT
aijbms-283	41	41	in	in	ADP
aijbms-283	41	42	indonesia	indonesia	PROPN
aijbms-283	41	43	,	,	PUNCT
aijbms-283	41	44	"	"	PUNCT
aijbms-283	41	45	cheetu	cheetu	NOUN
aijbms-283	41	46	"	"	PUNCT
aijbms-283	41	47	in	in	ADP
aijbms-283	41	48	sri	sri	PROPN
aijbms-283	41	49	lanka	lanka	PROPN
aijbms-283	41	50	,	,	PUNCT
aijbms-283	41	51	"	"	PUNCT
aijbms-283	41	52	tontines	tontine	NOUN
aijbms-283	41	53	"	"	PUNCT
aijbms-283	41	54	in	in	ADP
aijbms-283	41	55	west	west	PROPN
aijbms-283	41	56	africa	africa	PROPN
aijbms-283	41	57	,	,	PUNCT
aijbms-283	41	58	and	and	CCONJ
aijbms-283	41	59	"	"	PUNCT
aijbms-283	41	60	pasanaku	pasanaku	NOUN
aijbms-283	41	61	"	"	PUNCT
aijbms-283	41	62	in	in	ADP
aijbms-283	41	63	bolivia	bolivia	PROPN
aijbms-283	41	64	,	,	PUNCT
aijbms-283	41	65	as	as	SCONJ
aijbms-283	41	66	noted	note	VERB
aijbms-283	41	67	by	by	ADP
aijbms-283	41	68	nagarajan	nagarajan	NOUN
aijbms-283	41	69	and	and	CCONJ
aijbms-283	41	70	janakiraman	janakiraman	NOUN
aijbms-283	41	71	(	(	PUNCT
aijbms-283	41	72	2014	2014	NUM
aijbms-283	41	73	)	)	PUNCT
aijbms-283	41	74	.	.	PUNCT
aijbms-283	42	1	the	the	DET
aijbms-283	42	2	microfinance	microfinance	NOUN
aijbms-283	42	3	revolution	revolution	NOUN
aijbms-283	42	4	came	come	VERB
aijbms-283	42	5	into	into	ADP
aijbms-283	42	6	existence	existence	NOUN
aijbms-283	42	7	when	when	SCONJ
aijbms-283	42	8	bangladeshi	bangladeshi	PROPN
aijbms-283	42	9	economist	economist	NOUN
aijbms-283	42	10	muhammad	muhammad	PROPN
aijbms-283	42	11	yunus	yunus	PROPN
aijbms-283	42	12	provided	provide	VERB
aijbms-283	42	13	some	some	DET
aijbms-283	42	14	financial	financial	ADJ
aijbms-283	42	15	assistance	assistance	NOUN
aijbms-283	42	16	to	to	ADP
aijbms-283	42	17	a	a	DET
aijbms-283	42	18	struggling	struggle	VERB
aijbms-283	42	19	basket	basket	NOUN
aijbms-283	42	20	weaver	weaver	NOUN
aijbms-283	42	21	in	in	ADP
aijbms-283	42	22	1974	1974	NUM
aijbms-283	42	23	,	,	PUNCT
aijbms-283	42	24	for	for	ADP
aijbms-283	42	25	which	which	PRON
aijbms-283	42	26	he	he	PRON
aijbms-283	42	27	was	be	AUX
aijbms-283	42	28	later	later	ADV
aijbms-283	42	29	awarded	award	VERB
aijbms-283	42	30	the	the	DET
aijbms-283	42	31	nobel	nobel	PROPN
aijbms-283	42	32	peace	peace	NOUN
aijbms-283	42	33	prize	prize	PROPN
aijbms-283	42	34	.	.	PUNCT
aijbms-283	43	1	while	while	SCONJ
aijbms-283	43	2	the	the	DET
aijbms-283	43	3	notion	notion	NOUN
aijbms-283	43	4	of	of	ADP
aijbms-283	43	5	microfinance	microfinance	NOUN
aijbms-283	43	6	has	have	AUX
aijbms-283	43	7	now	now	ADV
aijbms-283	43	8	extended	extend	VERB
aijbms-283	43	9	to	to	ADP
aijbms-283	43	10	latin	latin	PROPN
aijbms-283	43	11	america	america	PROPN
aijbms-283	43	12	,	,	PUNCT
aijbms-283	43	13	asia	asia	PROPN
aijbms-283	43	14	,	,	PUNCT
aijbms-283	43	15	eastern	eastern	PROPN
aijbms-283	43	16	europe	europe	PROPN
aijbms-283	43	17	,	,	PUNCT
aijbms-283	43	18	and	and	CCONJ
aijbms-283	43	19	africa	africa	PROPN
aijbms-283	43	20	,	,	PUNCT
aijbms-283	43	21	the	the	DET
aijbms-283	43	22	most	most	ADV
aijbms-283	43	23	renowned	renowned	ADJ
aijbms-283	43	24	microfinance	microfinance	NOUN
aijbms-283	43	25	programs	program	NOUN
aijbms-283	43	26	are	be	AUX
aijbms-283	43	27	rooted	root	VERB
aijbms-283	43	28	in	in	ADP
aijbms-283	43	29	asia	asia	PROPN
aijbms-283	43	30	.	.	PUNCT
aijbms-283	44	1	in	in	ADP
aijbms-283	44	2	1976	1976	NUM
aijbms-283	44	3	,	,	PUNCT
aijbms-283	44	4	dr	dr	PROPN
aijbms-283	44	5	.	.	PROPN
aijbms-283	44	6	yunus	yunus	PROPN
aijbms-283	44	7	launched	launch	VERB
aijbms-283	44	8	a	a	DET
aijbms-283	44	9	microfinance	microfinance	NOUN
aijbms-283	44	10	initiative	initiative	NOUN
aijbms-283	44	11	among	among	ADP
aijbms-283	44	12	women	woman	NOUN
aijbms-283	44	13	in	in	ADP
aijbms-283	44	14	bangladesh	bangladesh	NOUN
aijbms-283	44	15	in	in	ADP
aijbms-283	44	16	response	response	NOUN
aijbms-283	44	17	to	to	ADP
aijbms-283	44	18	a	a	DET
aijbms-283	44	19	severe	severe	ADJ
aijbms-283	44	20	famine	famine	NOUN
aijbms-283	44	21	that	that	PRON
aijbms-283	44	22	had	have	AUX
aijbms-283	44	23	affected	affect	VERB
aijbms-283	44	24	the	the	DET
aijbms-283	44	25	country	country	NOUN
aijbms-283	44	26	in	in	ADP
aijbms-283	44	27	1974	1974	NUM
aijbms-283	44	28	,	,	PUNCT
aijbms-283	44	29	according	accord	VERB
aijbms-283	44	30	to	to	ADP
aijbms-283	44	31	hulme	hulme	PROPN
aijbms-283	44	32	(	(	PUNCT
aijbms-283	44	33	2009	2009	NUM
aijbms-283	44	34	)	)	PUNCT
aijbms-283	44	35	.	.	PUNCT
aijbms-283	45	1	according	accord	VERB
aijbms-283	45	2	to	to	ADP
aijbms-283	45	3	the	the	DET
aijbms-283	45	4	recently	recently	ADV
aijbms-283	45	5	developed	develop	VERB
aijbms-283	45	6	multidimensional	multidimensional	ADJ
aijbms-283	45	7	poverty	poverty	NOUN
aijbms-283	45	8	index	index	NOUN
aijbms-283	45	9	by	by	ADP
aijbms-283	45	10	oxford	oxford	PROPN
aijbms-283	45	11	university	university	PROPN
aijbms-283	45	12	,	,	PUNCT
aijbms-283	45	13	africa	africa	PROPN
aijbms-283	45	14	is	be	AUX
aijbms-283	45	15	identified	identify	VERB
aijbms-283	45	16	as	as	ADP
aijbms-283	45	17	the	the	DET
aijbms-283	45	18	region	region	NOUN
aijbms-283	45	19	with	with	ADP
aijbms-283	45	20	the	the	DET
aijbms-283	45	21	highest	high	ADJ
aijbms-283	45	22	poverty	poverty	NOUN
aijbms-283	45	23	levels	level	NOUN
aijbms-283	45	24	in	in	ADP
aijbms-283	45	25	the	the	DET
aijbms-283	45	26	world	world	NOUN
aijbms-283	45	27	.	.	PUNCT
aijbms-283	46	1	it	it	PRON
aijbms-283	46	2	is	be	AUX
aijbms-283	46	3	notable	notable	ADJ
aijbms-283	46	4	that	that	SCONJ
aijbms-283	46	5	the	the	DET
aijbms-283	46	6	microcredit	microcredit	PROPN
aijbms-283	46	7	movement	movement	NOUN
aijbms-283	46	8	,	,	PUNCT
aijbms-283	46	9	which	which	PRON
aijbms-283	46	10	gained	gain	VERB
aijbms-283	46	11	momentum	momentum	NOUN
aijbms-283	46	12	in	in	ADP
aijbms-283	46	13	the	the	DET
aijbms-283	46	14	1980s	1980	NOUN
aijbms-283	46	15	and	and	CCONJ
aijbms-283	46	16	experienced	experience	VERB
aijbms-283	46	17	significant	significant	ADJ
aijbms-283	46	18	growth	growth	NOUN
aijbms-283	46	19	in	in	ADP
aijbms-283	46	20	the	the	DET
aijbms-283	46	21	1990s	1990s	NUM
aijbms-283	46	22	,	,	PUNCT
aijbms-283	46	23	originated	originate	VERB
aijbms-283	46	24	in	in	ADP
aijbms-283	46	25	this	this	DET
aijbms-283	46	26	region	region	NOUN
aijbms-283	46	27	(	(	PUNCT
aijbms-283	46	28	schrieder	schrieder	NOUN
aijbms-283	46	29	&	&	CCONJ
aijbms-283	46	30	hiedhues	hiedhue	NOUN
aijbms-283	46	31	,	,	PUNCT
aijbms-283	46	32	1995	1995	NUM
aijbms-283	46	33	)	)	PUNCT
aijbms-283	46	34	.	.	PUNCT
aijbms-283	47	1	microfinance	microfinance	NOUN
aijbms-283	47	2	is	be	AUX
aijbms-283	47	3	a	a	DET
aijbms-283	47	4	term	term	NOUN
aijbms-283	47	5	that	that	PRON
aijbms-283	47	6	refers	refer	VERB
aijbms-283	47	7	to	to	ADP
aijbms-283	47	8	a	a	DET
aijbms-283	47	9	"	"	PUNCT
aijbms-283	47	10	program	program	NOUN
aijbms-283	47	11	that	that	PRON
aijbms-283	47	12	provides	provide	VERB
aijbms-283	47	13	very	very	ADV
aijbms-283	47	14	poor	poor	ADJ
aijbms-283	47	15	people	people	NOUN
aijbms-283	47	16	with	with	ADP
aijbms-283	47	17	small	small	ADJ
aijbms-283	47	18	loans	loan	NOUN
aijbms-283	47	19	for	for	ADP
aijbms-283	47	20	selfemployment	selfemployment	NOUN
aijbms-283	47	21	enterprises	enterprise	NOUN
aijbms-283	47	22	that	that	PRON
aijbms-283	47	23	create	create	VERB
aijbms-283	47	24	money	money	NOUN
aijbms-283	47	25	so	so	SCONJ
aijbms-283	47	26	they	they	PRON
aijbms-283	47	27	can	can	AUX
aijbms-283	47	28	take	take	VERB
aijbms-283	47	29	care	care	NOUN
aijbms-283	47	30	of	of	ADP
aijbms-283	47	31	themselves	themselves	PRON
aijbms-283	47	32	and	and	CCONJ
aijbms-283	47	33	their	their	PRON
aijbms-283	47	34	family	family	NOUN
aijbms-283	47	35	.	.	PUNCT
aijbms-283	47	36	"	"	PUNCT
aijbms-283	48	1	the	the	DET
aijbms-283	48	2	world	world	PROPN
aijbms-283	48	3	bank	bank	PROPN
aijbms-283	48	4	has	have	AUX
aijbms-283	48	5	recognized	recognize	VERB
aijbms-283	48	6	the	the	DET
aijbms-283	48	7	microfinance	microfinance	NOUN
aijbms-283	48	8	program	program	NOUN
aijbms-283	48	9	as	as	ADP
aijbms-283	48	10	a	a	DET
aijbms-283	48	11	means	means	NOUN
aijbms-283	48	12	of	of	ADP
aijbms-283	48	13	addressing	address	VERB
aijbms-283	48	14	poverty	poverty	NOUN
aijbms-283	48	15	and	and	CCONJ
aijbms-283	48	16	income	income	NOUN
aijbms-283	48	17	inequality	inequality	NOUN
aijbms-283	48	18	,	,	PUNCT
aijbms-283	48	19	and	and	CCONJ
aijbms-283	48	20	it	it	PRON
aijbms-283	48	21	has	have	AUX
aijbms-283	48	22	been	be	AUX
aijbms-283	48	23	demonstrated	demonstrate	VERB
aijbms-283	48	24	to	to	PART
aijbms-283	48	25	be	be	AUX
aijbms-283	48	26	effective	effective	ADJ
aijbms-283	48	27	in	in	ADP
aijbms-283	48	28	many	many	ADJ
aijbms-283	48	29	countries	country	NOUN
aijbms-283	48	30	.	.	PUNCT
aijbms-283	49	1	in	in	ADP
aijbms-283	49	2	order	order	NOUN
aijbms-283	49	3	to	to	PART
aijbms-283	49	4	strengthen	strengthen	VERB
aijbms-283	49	5	its	its	PRON
aijbms-283	49	6	efforts	effort	NOUN
aijbms-283	49	7	to	to	PART
aijbms-283	49	8	combat	combat	VERB
aijbms-283	49	9	poverty	poverty	NOUN
aijbms-283	49	10	,	,	PUNCT
aijbms-283	49	11	the	the	DET
aijbms-283	49	12	world	world	NOUN
aijbms-283	49	13	bank	bank	PROPN
aijbms-283	49	14	has	have	AUX
aijbms-283	49	15	designated	designate	VERB
aijbms-283	49	16	2005	2005	NUM
aijbms-283	49	17	as	as	ADP
aijbms-283	49	18	the	the	DET
aijbms-283	49	19	year	year	NOUN
aijbms-283	49	20	of	of	ADP
aijbms-283	49	21	microfinance	microfinance	NOUN
aijbms-283	49	22	.	.	PUNCT
aijbms-283	50	1	microfinance	microfinance	NOUN
aijbms-283	50	2	is	be	AUX
aijbms-283	50	3	the	the	DET
aijbms-283	50	4	provision	provision	NOUN
aijbms-283	50	5	of	of	ADP
aijbms-283	50	6	financial	financial	ADJ
aijbms-283	50	7	services	service	NOUN
aijbms-283	50	8	,	,	PUNCT
aijbms-283	50	9	including	include	VERB
aijbms-283	50	10	savings	saving	NOUN
aijbms-283	50	11	,	,	PUNCT
aijbms-283	50	12	loans	loan	NOUN
aijbms-283	50	13	,	,	PUNCT
aijbms-283	50	14	and	and	CCONJ
aijbms-283	50	15	insurance	insurance	NOUN
aijbms-283	50	16	,	,	PUNCT
aijbms-283	50	17	to	to	ADP
aijbms-283	50	18	disadvantaged	disadvantage	VERB
aijbms-283	50	19	individuals	individual	NOUN
aijbms-283	50	20	in	in	ADP
aijbms-283	50	21	both	both	CCONJ
aijbms-283	50	22	urban	urban	ADJ
aijbms-283	50	23	and	and	CCONJ
aijbms-283	50	24	rural	rural	ADJ
aijbms-283	50	25	areas	area	NOUN
aijbms-283	50	26	who	who	PRON
aijbms-283	50	27	are	be	AUX
aijbms-283	50	28	unable	unable	ADJ
aijbms-283	50	29	to	to	PART
aijbms-283	50	30	obtain	obtain	VERB
aijbms-283	50	31	such	such	ADJ
aijbms-283	50	32	services	service	NOUN
aijbms-283	50	33	from	from	ADP
aijbms-283	50	34	conventional	conventional	ADJ
aijbms-283	50	35	financial	financial	ADJ
aijbms-283	50	36	institutions	institution	NOUN
aijbms-283	50	37	(	(	PUNCT
aijbms-283	50	38	nasir	nasir	PROPN
aijbms-283	50	39	,	,	PUNCT
aijbms-283	50	40	2013	2013	NUM
aijbms-283	50	41	)	)	PUNCT
aijbms-283	50	42	.	.	PUNCT
aijbms-283	51	1	the	the	DET
aijbms-283	51	2	origins	origin	NOUN
aijbms-283	51	3	of	of	ADP
aijbms-283	51	4	microfinance	microfinance	NOUN
aijbms-283	51	5	in	in	ADP
aijbms-283	51	6	pakistan	pakistan	PROPN
aijbms-283	51	7	date	date	NOUN
aijbms-283	51	8	back	back	ADV
aijbms-283	51	9	to	to	ADP
aijbms-283	51	10	the	the	DET
aijbms-283	51	11	early	early	ADJ
aijbms-283	51	12	1980s	1980	NOUN
aijbms-283	51	13	when	when	SCONJ
aijbms-283	51	14	the	the	DET
aijbms-283	51	15	aga	aga	PROPN
aijbms-283	51	16	khan	khan	PROPN
aijbms-283	51	17	rural	rural	ADJ
aijbms-283	51	18	support	support	NOUN
aijbms-283	51	19	program	program	NOUN
aijbms-283	51	20	(	(	PUNCT
aijbms-283	51	21	akrsp	akrsp	PROPN
aijbms-283	51	22	)	)	PUNCT
aijbms-283	51	23	and	and	CCONJ
aijbms-283	51	24	the	the	DET
aijbms-283	51	25	orangi	orangi	NOUN
aijbms-283	51	26	pilot	pilot	NOUN
aijbms-283	51	27	project	project	NOUN
aijbms-283	51	28	(	(	PUNCT
aijbms-283	51	29	opp	opp	PROPN
aijbms-283	51	30	)	)	PUNCT
aijbms-283	51	31	were	be	AUX
aijbms-283	51	32	established	establish	VERB
aijbms-283	51	33	.	.	PUNCT
aijbms-283	52	1	the	the	DET
aijbms-283	52	2	akrsp	akrsp	PROPN
aijbms-283	52	3	approach	approach	NOUN
aijbms-283	52	4	was	be	AUX
aijbms-283	52	5	subsequently	subsequently	ADV
aijbms-283	52	6	adopted	adopt	VERB
aijbms-283	52	7	nationwide	nationwide	ADV
aijbms-283	52	8	with	with	ADP
aijbms-283	52	9	the	the	DET
aijbms-283	52	10	creation	creation	NOUN
aijbms-283	52	11	of	of	ADP
aijbms-283	52	12	the	the	DET
aijbms-283	52	13	national	national	ADJ
aijbms-283	52	14	rural	rural	ADJ
aijbms-283	52	15	support	support	NOUN
aijbms-283	52	16	program	program	NOUN
aijbms-283	52	17	(	(	PUNCT
aijbms-283	52	18	nrsp	nrsp	PROPN
aijbms-283	52	19	)	)	PUNCT
aijbms-283	52	20	and	and	CCONJ
aijbms-283	52	21	the	the	DET
aijbms-283	52	22	sarhad	sarhad	ADJ
aijbms-283	52	23	rural	rural	ADJ
aijbms-283	52	24	support	support	NOUN
aijbms-283	52	25	program	program	NOUN
aijbms-283	52	26	(	(	PUNCT
aijbms-283	52	27	srsp	srsp	PROPN
aijbms-283	52	28	)	)	PUNCT
aijbms-283	52	29	in	in	ADP
aijbms-283	52	30	the	the	DET
aijbms-283	52	31	1990s	1990s	NUM
aijbms-283	52	32	.	.	PUNCT
aijbms-283	53	1	while	while	SCONJ
aijbms-283	53	2	these	these	DET
aijbms-283	53	3	organizations	organization	NOUN
aijbms-283	53	4	provided	provide	VERB
aijbms-283	53	5	social	social	ADJ
aijbms-283	53	6	services	service	NOUN
aijbms-283	53	7	,	,	PUNCT
aijbms-283	53	8	including	include	VERB
aijbms-283	53	9	financial	financial	ADJ
aijbms-283	53	10	services	service	NOUN
aijbms-283	53	11	,	,	PUNCT
aijbms-283	53	12	loan	loan	NOUN
aijbms-283	53	13	defaults	default	NOUN
aijbms-283	53	14	were	be	AUX
aijbms-283	53	15	a	a	DET
aijbms-283	53	16	common	common	ADJ
aijbms-283	53	17	problem	problem	NOUN
aijbms-283	53	18	.	.	PUNCT
aijbms-283	54	1	to	to	PART
aijbms-283	54	2	address	address	VERB
aijbms-283	54	3	this	this	PRON
aijbms-283	54	4	,	,	PUNCT
aijbms-283	54	5	the	the	DET
aijbms-283	54	6	kash	kash	PROPN
aijbms-283	54	7	foundation	foundation	PROPN
aijbms-283	54	8	was	be	AUX
aijbms-283	54	9	founded	found	VERB
aijbms-283	54	10	in	in	ADP
aijbms-283	54	11	1996	1996	NUM
aijbms-283	54	12	as	as	ADP
aijbms-283	54	13	a	a	DET
aijbms-283	54	14	specialized	specialized	ADJ
aijbms-283	54	15	microfinance	microfinance	NOUN
aijbms-283	54	16	nongovernmental	nongovernmental	ADJ
aijbms-283	54	17	organization	organization	NOUN
aijbms-283	54	18	,	,	PUNCT
aijbms-283	54	19	which	which	PRON
aijbms-283	54	20	paved	pave	VERB
aijbms-283	54	21	the	the	DET
aijbms-283	54	22	way	way	NOUN
aijbms-283	54	23	for	for	ADP
aijbms-283	54	24	the	the	DET
aijbms-283	54	25	formation	formation	NOUN
aijbms-283	54	26	of	of	ADP
aijbms-283	54	27	the	the	DET
aijbms-283	54	28	pakistan	pakistan	PROPN
aijbms-283	54	29	microfinance	microfinance	NOUN
aijbms-283	54	30	network	network	NOUN
aijbms-283	54	31	(	(	PUNCT
aijbms-283	54	32	pmn	pmn	PROPN
aijbms-283	54	33	)	)	PUNCT
aijbms-283	54	34	.	.	PUNCT
aijbms-283	55	1	the	the	DET
aijbms-283	55	2	khushhali	khushhali	PROPN
aijbms-283	55	3	bank	bank	PROPN
aijbms-283	55	4	,	,	PUNCT
aijbms-283	55	5	established	establish	VERB
aijbms-283	55	6	in	in	ADP
aijbms-283	55	7	2001	2001	NUM
aijbms-283	55	8	,	,	PUNCT
aijbms-283	55	9	was	be	AUX
aijbms-283	55	10	specifically	specifically	ADV
aijbms-283	55	11	designed	design	VERB
aijbms-283	55	12	to	to	PART
aijbms-283	55	13	serve	serve	VERB
aijbms-283	55	14	the	the	DET
aijbms-283	55	15	underprivileged	underprivileged	ADJ
aijbms-283	55	16	population	population	NOUN
aijbms-283	55	17	(	(	PUNCT
aijbms-283	55	18	ahmad	ahmad	PROPN
aijbms-283	55	19	,	,	PUNCT
aijbms-283	55	20	2008	2008	NUM
aijbms-283	55	21	)	)	PUNCT
aijbms-283	55	22	.	.	PUNCT
aijbms-283	56	1	according	accord	VERB
aijbms-283	56	2	to	to	ADP
aijbms-283	56	3	the	the	DET
aijbms-283	56	4	second	second	ADJ
aijbms-283	56	5	annual	annual	ADJ
aijbms-283	56	6	report	report	NOUN
aijbms-283	56	7	on	on	ADP
aijbms-283	56	8	the	the	DET
aijbms-283	56	9	program	program	NOUN
aijbms-283	56	10	's	's	PART
aijbms-283	56	11	implementation	implementation	NOUN
aijbms-283	56	12	,	,	PUNCT
aijbms-283	56	13	which	which	PRON
aijbms-283	56	14	was	be	AUX
aijbms-283	56	15	released	release	VERB
aijbms-283	56	16	today	today	NOUN
aijbms-283	56	17	,	,	PUNCT
aijbms-283	56	18	the	the	DET
aijbms-283	56	19	european	european	ADJ
aijbms-283	56	20	progress	progress	NOUN
aijbms-283	56	21	microfinance	microfinance	NOUN
aijbms-283	56	22	facility	facility	NOUN
aijbms-283	56	23	has	have	AUX
aijbms-283	56	24	established	establish	VERB
aijbms-283	56	25	to	to	PART
aijbms-283	56	26	be	be	AUX
aijbms-283	56	27	a	a	DET
aijbms-283	56	28	real	real	ADJ
aijbms-283	56	29	instrument	instrument	NOUN
aijbms-283	56	30	for	for	ADP
aijbms-283	56	31	creating	create	VERB
aijbms-283	56	32	jobs	job	NOUN
aijbms-283	56	33	,	,	PUNCT
aijbms-283	56	34	especially	especially	ADV
aijbms-283	56	35	for	for	ADP
aijbms-283	56	36	groups	group	NOUN
aijbms-283	56	37	that	that	PRON
aijbms-283	56	38	have	have	VERB
aijbms-283	56	39	trouble	trouble	NOUN
aijbms-283	56	40	obtaining	obtain	VERB
aijbms-283	56	41	funding	funding	NOUN
aijbms-283	56	42	from	from	ADP
aijbms-283	56	43	more	more	ADJ
aijbms-283	56	44	conventional	conventional	ADJ
aijbms-283	56	45	sources	source	NOUN
aijbms-283	56	46	.	.	PUNCT
aijbms-283	57	1	this	this	PRON
aijbms-283	57	2	is	be	AUX
aijbms-283	57	3	because	because	SCONJ
aijbms-283	57	4	it	it	PRON
aijbms-283	57	5	assists	assist	VERB
aijbms-283	57	6	micro	micro	ADJ
aijbms-283	57	7	entrepreneurs	entrepreneur	NOUN
aijbms-283	57	8	with	with	ADP
aijbms-283	57	9	their	their	PRON
aijbms-283	57	10	start	start	NOUN
aijbms-283	57	11	-	-	PUNCT
aijbms-283	57	12	ups	up	NOUN
aijbms-283	57	13	.	.	PUNCT
aijbms-283	58	1	twenty	twenty	NUM
aijbms-283	58	2	microfinance	microfinance	NOUN
aijbms-283	58	3	companies	company	NOUN
aijbms-283	58	4	operating	operate	VERB
aijbms-283	58	5	throughout	throughout	ADP
aijbms-283	58	6	the	the	DET
aijbms-283	58	7	european	european	PROPN
aijbms-283	58	8	union	union	PROPN
aijbms-283	58	9	have	have	AUX
aijbms-283	58	10	benefited	benefit	VERB
aijbms-283	58	11	from	from	ADP
aijbms-283	58	12	this	this	DET
aijbms-283	58	13	facility	facility	NOUN
aijbms-283	58	14	by	by	ADP
aijbms-283	58	15	receiving	receive	VERB
aijbms-283	58	16	guarantees	guarantee	NOUN
aijbms-283	58	17	or	or	CCONJ
aijbms-283	58	18	capital	capital	NOUN
aijbms-283	58	19	(	(	PUNCT
aijbms-283	58	20	debt	debt	NOUN
aijbms-283	58	21	or	or	CCONJ
aijbms-283	58	22	equity	equity	NOUN
aijbms-283	58	23	)	)	PUNCT
aijbms-283	58	24	to	to	PART
aijbms-283	58	25	support	support	VERB
aijbms-283	58	26	their	their	PRON
aijbms-283	58	27	lending	lending	NOUN
aijbms-283	58	28	to	to	ADP
aijbms-283	58	29	prospective	prospective	ADJ
aijbms-283	58	30	micro	micro	ADJ
aijbms-283	58	31	entrepreneurs	entrepreneur	NOUN
aijbms-283	58	32	worth	worth	ADJ
aijbms-283	58	33	€	€	SYM
aijbms-283	58	34	170	170	NUM
aijbms-283	58	35	million	million	NUM
aijbms-283	58	36	over	over	ADP
aijbms-283	58	37	the	the	DET
aijbms-283	58	38	next	next	ADJ
aijbms-283	58	39	two	two	NUM
aijbms-283	58	40	to	to	PART
aijbms-283	58	41	three	three	NUM
aijbms-283	58	42	years	year	NOUN
aijbms-283	58	43	(	(	PUNCT
aijbms-283	58	44	chandy	chandy	X
aijbms-283	58	45	&	&	CCONJ
aijbms-283	58	46	narasimhan	narasimhan	PROPN
aijbms-283	58	47	,	,	PUNCT
aijbms-283	58	48	2011	2011	NUM
aijbms-283	58	49	)	)	PUNCT
aijbms-283	58	50	.	.	PUNCT
aijbms-283	59	1	the	the	DET
aijbms-283	59	2	poorest	poor	ADJ
aijbms-283	59	3	region	region	NOUN
aijbms-283	59	4	in	in	ADP
aijbms-283	59	5	the	the	DET
aijbms-283	59	6	world	world	NOUN
aijbms-283	59	7	,	,	PUNCT
aijbms-283	59	8	identified	identify	VERB
aijbms-283	59	9	by	by	ADP
aijbms-283	59	10	oxford	oxford	PROPN
aijbms-283	59	11	university	university	PROPN
aijbms-283	59	12	's	's	PART
aijbms-283	59	13	new	new	ADJ
aijbms-283	59	14	multidimensional	multidimensional	ADJ
aijbms-283	59	15	poverty	poverty	NOUN
aijbms-283	59	16	index	index	NOUN
aijbms-283	59	17	,	,	PUNCT
aijbms-283	59	18	is	be	AUX
aijbms-283	59	19	in	in	ADP
aijbms-283	59	20	africa	africa	PROPN
aijbms-283	59	21	where	where	SCONJ
aijbms-283	59	22	microfinance	microfinance	NOUN
aijbms-283	59	23	started	start	VERB
aijbms-283	59	24	to	to	PART
aijbms-283	59	25	gain	gain	VERB
aijbms-283	59	26	popularity	popularity	NOUN
aijbms-283	59	27	in	in	ADP
aijbms-283	59	28	the	the	DET
aijbms-283	59	29	1980s	1980	NOUN
aijbms-283	59	30	and	and	CCONJ
aijbms-283	59	31	grew	grow	VERB
aijbms-283	59	32	stronger	strong	ADJ
aijbms-283	59	33	in	in	ADP
aijbms-283	59	34	the	the	DET
aijbms-283	59	35	1990s	1990s	NUM
aijbms-283	59	36	.	.	PUNCT
aijbms-283	60	1	in	in	ADP
aijbms-283	60	2	africa	africa	PROPN
aijbms-283	60	3	and	and	CCONJ
aijbms-283	60	4	the	the	DET
aijbms-283	60	5	middle	middle	PROPN
aijbms-283	60	6	east	east	PROPN
aijbms-283	60	7	,	,	PUNCT
aijbms-283	60	8	microfinance	microfinance	NOUN
aijbms-283	60	9	institutions	institution	NOUN
aijbms-283	60	10	(	(	PUNCT
aijbms-283	60	11	mfis	mfis	PROPN
aijbms-283	60	12	)	)	PUNCT
aijbms-283	60	13	have	have	AUX
aijbms-283	60	14	consistently	consistently	ADV
aijbms-283	60	15	experienced	experience	VERB
aijbms-283	60	16	portfolio	portfolio	NOUN
aijbms-283	60	17	growth	growth	NOUN
aijbms-283	60	18	,	,	PUNCT
aijbms-283	60	19	according	accord	VERB
aijbms-283	60	20	to	to	ADP
aijbms-283	60	21	the	the	DET
aijbms-283	60	22	2016	2016	NUM
aijbms-283	60	23	convergences	convergence	NOUN
aijbms-283	60	24	microfinance	microfinance	NOUN
aijbms-283	60	25	barometer	barometer	NOUN
aijbms-283	60	26	.	.	PUNCT
aijbms-283	61	1	in	in	ADP
aijbms-283	61	2	2015	2015	NUM
aijbms-283	61	3	,	,	PUNCT
aijbms-283	61	4	mfis	mfi	VERB
aijbms-283	61	5	in	in	ADP
aijbms-283	61	6	africa	africa	PROPN
aijbms-283	61	7	reported	report	VERB
aijbms-283	61	8	a	a	DET
aijbms-283	61	9	16.4	16.4	NUM
aijbms-283	61	10	%	%	NOUN
aijbms-283	61	11	increase	increase	NOUN
aijbms-283	61	12	compared	compare	VERB
aijbms-283	61	13	to	to	ADP
aijbms-283	61	14	the	the	DET
aijbms-283	61	15	previous	previous	ADJ
aijbms-283	61	16	year	year	NOUN
aijbms-283	61	17	.	.	PUNCT
aijbms-283	62	1	the	the	DET
aijbms-283	62	2	group	group	NOUN
aijbms-283	62	3	has	have	VERB
aijbms-283	62	4	8,692	8,692	NUM
aijbms-283	62	5	workers	worker	NOUN
aijbms-283	62	6	in	in	ADP
aijbms-283	62	7	the	the	DET
aijbms-283	62	8	region	region	NOUN
aijbms-283	62	9	and	and	CCONJ
aijbms-283	62	10	has	have	AUX
aijbms-283	62	11	provided	provide	VERB
aijbms-283	62	12	loans	loan	NOUN
aijbms-283	62	13	worth	worth	ADJ
aijbms-283	62	14	$	$	SYM
aijbms-283	62	15	9.4	9.4	NUM
aijbms-283	62	16	billion	billion	NUM
aijbms-283	62	17	to	to	ADP
aijbms-283	62	18	7.4	7.4	NUM
aijbms-283	62	19	million	million	NUM
aijbms-283	62	20	people	people	NOUN
aijbms-283	62	21	.	.	PUNCT
aijbms-283	63	1	microfinance	microfinance	NOUN
aijbms-283	63	2	specialists	specialist	NOUN
aijbms-283	63	3	in	in	ADP
aijbms-283	63	4	the	the	DET
aijbms-283	63	5	region	region	NOUN
aijbms-283	63	6	determine	determine	NOUN
aijbms-283	63	7	which	which	PRON
aijbms-283	63	8	mfis	mfi	VERB
aijbms-283	63	9	will	will	AUX
aijbms-283	63	10	receive	receive	VERB
aijbms-283	63	11	assistance	assistance	NOUN
aijbms-283	63	12	based	base	VERB
aijbms-283	63	13	on	on	ADP
aijbms-283	63	14	their	their	PRON
aijbms-283	63	15	operational	operational	ADJ
aijbms-283	63	16	excellence	excellence	NOUN
aijbms-283	63	17	,	,	PUNCT
aijbms-283	63	18	transparency	transparency	NOUN
aijbms-283	63	19	,	,	PUNCT
aijbms-283	63	20	and	and	CCONJ
aijbms-283	63	21	social	social	ADJ
aijbms-283	63	22	performance	performance	NOUN
aijbms-283	63	23	,	,	PUNCT
aijbms-283	63	24	with	with	ADP
aijbms-283	63	25	long	long	ADJ
aijbms-283	63	26	-	-	PUNCT
aijbms-283	63	27	term	term	NOUN
aijbms-283	63	28	partnerships	partnership	NOUN
aijbms-283	63	29	and	and	CCONJ
aijbms-283	63	30	fieldwork	fieldwork	NOUN
aijbms-283	63	31	enhancing	enhance	VERB
aijbms-283	63	32	effectiveness	effectiveness	NOUN
aijbms-283	63	33	(	(	PUNCT
aijbms-283	63	34	ayodele	ayodele	PROPN
aijbms-283	63	35	et	et	PROPN
aijbms-283	63	36	al	al	PROPN
aijbms-283	63	37	.	.	PROPN
aijbms-283	63	38	,	,	PUNCT
aijbms-283	63	39	2019	2019	NUM
aijbms-283	63	40	)	)	PUNCT
aijbms-283	63	41	.	.	PUNCT
aijbms-283	64	1	despite	despite	SCONJ
aijbms-283	64	2	state	state	NOUN
aijbms-283	64	3	interference	interference	NOUN
aijbms-283	64	4	and	and	CCONJ
aijbms-283	64	5	criticism	criticism	NOUN
aijbms-283	64	6	from	from	ADP
aijbms-283	64	7	a	a	DET
aijbms-283	64	8	british	british	ADJ
aijbms-283	64	9	cooperative	cooperative	ADJ
aijbms-283	64	10	expert	expert	NOUN
aijbms-283	64	11	in	in	ADP
aijbms-283	64	12	1934	1934	NUM
aijbms-283	64	13	,	,	PUNCT
aijbms-283	64	14	informal	informal	ADJ
aijbms-283	64	15	financial	financial	ADJ
aijbms-283	64	16	institutions	institution	NOUN
aijbms-283	64	17	like	like	ADP
aijbms-283	64	18	"	"	PUNCT
aijbms-283	64	19	esusu	esusu	PROPN
aijbms-283	64	20	"	"	PUNCT
aijbms-283	64	21	continue	continue	VERB
aijbms-283	64	22	to	to	PART
aijbms-283	64	23	play	play	VERB
aijbms-283	64	24	a	a	DET
aijbms-283	64	25	significant	significant	ADJ
aijbms-283	64	26	role	role	NOUN
aijbms-283	64	27	in	in	ADP
aijbms-283	64	28	nigeria	nigeria	PROPN
aijbms-283	64	29	.	.	PUNCT
aijbms-283	65	1	in	in	ADP
aijbms-283	65	2	south	south	PROPN
aijbms-283	65	3	africa	africa	PROPN
aijbms-283	65	4	,	,	PUNCT
aijbms-283	65	5	the	the	DET
aijbms-283	65	6	microcredit	microcredit	NOUN
aijbms-283	65	7	market	market	NOUN
aijbms-283	65	8	experienced	experience	VERB
aijbms-283	65	9	growth	growth	NOUN
aijbms-283	65	10	in	in	ADP
aijbms-283	65	11	four	four	NUM
aijbms-283	65	12	distinct	distinct	ADJ
aijbms-283	65	13	phases	phase	NOUN
aijbms-283	65	14	from	from	ADP
aijbms-283	65	15	the	the	DET
aijbms-283	65	16	1980s	1980s	NUM
aijbms-283	65	17	,	,	PUNCT
aijbms-283	65	18	involving	involve	VERB
aijbms-283	65	19	a	a	DET
aijbms-283	65	20	variety	variety	NOUN
aijbms-283	65	21	of	of	ADP
aijbms-283	65	22	institutions	institution	NOUN
aijbms-283	65	23	.	.	PUNCT
aijbms-283	66	1	however	however	ADV
aijbms-283	66	2	,	,	PUNCT
aijbms-283	66	3	the	the	DET
aijbms-283	66	4	micro	micro	PROPN
aijbms-283	66	5	finance	finance	PROPN
aijbms-283	66	6	regulatory	regulatory	PROPN
aijbms-283	66	7	council	council	NOUN
aijbms-283	66	8	's	's	PART
aijbms-283	66	9	decision	decision	NOUN
aijbms-283	66	10	to	to	PART
aijbms-283	66	11	reduce	reduce	VERB
aijbms-283	66	12	margins	margin	NOUN
aijbms-283	66	13	led	lead	VERB
aijbms-283	66	14	to	to	ADP
aijbms-283	66	15	the	the	DET
aijbms-283	66	16	closure	closure	NOUN
aijbms-283	66	17	of	of	ADP
aijbms-283	66	18	many	many	ADJ
aijbms-283	66	19	micro	micro	ADJ
aijbms-283	66	20	lenders	lender	NOUN
aijbms-283	66	21	,	,	PUNCT
aijbms-283	66	22	resulting	result	VERB
aijbms-283	66	23	in	in	ADP
aijbms-283	66	24	a	a	DET
aijbms-283	66	25	decline	decline	NOUN
aijbms-283	66	26	from	from	ADP
aijbms-283	66	27	3,500	3,500	NUM
aijbms-283	66	28	formal	formal	ADJ
aijbms-283	66	29	micro	micro	ADJ
aijbms-283	66	30	lenders	lender	NOUN
aijbms-283	66	31	in	in	ADP
aijbms-283	66	32	1997	1997	NUM
aijbms-283	66	33	to	to	ADP
aijbms-283	66	34	only	only	ADV
aijbms-283	66	35	1,334	1,334	NUM
aijbms-283	66	36	registered	register	VERB
aijbms-283	66	37	mfis	mfis	NOUN
aijbms-283	66	38	in	in	ADP
aijbms-283	66	39	2000	2000	NUM
aijbms-283	66	40	(	(	PUNCT
aijbms-283	66	41	okapara	okapara	ADJ
aijbms-283	66	42	,	,	PUNCT
aijbms-283	66	43	2010	2010	NUM
aijbms-283	66	44	)	)	PUNCT
aijbms-283	66	45	.	.	PUNCT
aijbms-283	67	1	the	the	DET
aijbms-283	67	2	phrase	phrase	NOUN
aijbms-283	67	3	"	"	PUNCT
aijbms-283	67	4	creating	create	VERB
aijbms-283	67	5	jobs	job	NOUN
aijbms-283	67	6	"	"	PUNCT
aijbms-283	67	7	is	be	AUX
aijbms-283	67	8	frequently	frequently	ADV
aijbms-283	67	9	used	use	VERB
aijbms-283	67	10	to	to	PART
aijbms-283	67	11	refer	refer	VERB
aijbms-283	67	12	to	to	ADP
aijbms-283	67	13	government	government	NOUN
aijbms-283	67	14	initiatives	initiative	NOUN
aijbms-283	67	15	to	to	PART
aijbms-283	67	16	lower	lower	VERB
aijbms-283	67	17	unemployment	unemployment	NOUN
aijbms-283	67	18	that	that	PRON
aijbms-283	67	19	resulted	result	VERB
aijbms-283	67	20	in	in	ADP
aijbms-283	67	21	many	many	ADJ
aijbms-283	67	22	unemployed	unemployed	ADJ
aijbms-283	67	23	people	people	NOUN
aijbms-283	67	24	finding	find	VERB
aijbms-283	67	25	employment	employment	NOUN
aijbms-283	67	26	and	and	CCONJ
aijbms-283	67	27	lowering	lower	VERB
aijbms-283	67	28	the	the	DET
aijbms-283	67	29	unemployment	unemployment	NOUN
aijbms-283	67	30	rate	rate	NOUN
aijbms-283	67	31	.	.	PUNCT
aijbms-283	68	1	government	government	NOUN
aijbms-283	68	2	initiatives	initiative	NOUN
aijbms-283	68	3	to	to	PART
aijbms-283	68	4	lower	low	ADJ
aijbms-283	68	5	unemployment	unemployment	NOUN
aijbms-283	68	6	are	be	AUX
aijbms-283	68	7	frequently	frequently	ADV
aijbms-283	68	8	referred	refer	VERB
aijbms-283	68	9	to	to	ADP
aijbms-283	68	10	as	as	ADP
aijbms-283	68	11	"	"	PUNCT
aijbms-283	68	12	job	job	NOUN
aijbms-283	68	13	creation	creation	NOUN
aijbms-283	68	14	.	.	PUNCT
aijbms-283	68	15	"	"	PUNCT
aijbms-283	69	1	there	there	PRON
aijbms-283	69	2	are	be	VERB
aijbms-283	69	3	many	many	ADJ
aijbms-283	69	4	different	different	ADJ
aijbms-283	69	5	types	type	NOUN
aijbms-283	69	6	of	of	ADP
aijbms-283	69	7	job	job	NOUN
aijbms-283	69	8	creation	creation	NOUN
aijbms-283	69	9	schemes	scheme	NOUN
aijbms-283	69	10	.	.	PUNCT
aijbms-283	70	1	for	for	ADP
aijbms-283	70	2	instance	instance	NOUN
aijbms-283	70	3	,	,	PUNCT
aijbms-283	70	4	a	a	DET
aijbms-283	70	5	government	government	NOUN
aijbms-283	70	6	may	may	AUX
aijbms-283	70	7	slash	slash	VERB
aijbms-283	70	8	taxes	taxis	NOUN
aijbms-283	70	9	and	and	CCONJ
aijbms-283	70	10	regulations	regulation	NOUN
aijbms-283	70	11	to	to	PART
aijbms-283	70	12	cut	cut	VERB
aijbms-283	70	13	the	the	DET
aijbms-283	70	14	cost	cost	NOUN
aijbms-283	70	15	of	of	ADP
aijbms-283	70	16	recruiting	recruit	VERB
aijbms-283	70	17	.	.	PUNCT
aijbms-283	71	1	on	on	ADP
aijbms-283	71	2	the	the	DET
aijbms-283	71	3	other	other	ADJ
aijbms-283	71	4	hand	hand	NOUN
aijbms-283	71	5	,	,	PUNCT
aijbms-283	71	6	a	a	DET
aijbms-283	71	7	government	government	NOUN
aijbms-283	71	8	may	may	AUX
aijbms-283	71	9	employ	employ	VERB
aijbms-283	71	10	personnel	personnel	NOUN
aijbms-283	71	11	directly	directly	ADV
aijbms-283	71	12	,	,	PUNCT
aijbms-283	71	13	for	for	ADP
aijbms-283	71	14	instance	instance	NOUN
aijbms-283	71	15	,	,	PUNCT
aijbms-283	71	16	to	to	PART
aijbms-283	71	17	construct	construct	VERB
aijbms-283	71	18	a	a	DET
aijbms-283	71	19	road	road	NOUN
aijbms-283	71	20	(	(	PUNCT
aijbms-283	71	21	van	van	NOUN
aijbms-283	71	22	rooyen	rooyen	NOUN
aijbms-283	71	23	et	et	PROPN
aijbms-283	71	24	al	al	PROPN
aijbms-283	71	25	.	.	PROPN
aijbms-283	71	26	,	,	PUNCT
aijbms-283	71	27	2012	2012	NUM
aijbms-283	71	28	)	)	PUNCT
aijbms-283	71	29	.	.	PUNCT
aijbms-283	72	1	the	the	DET
aijbms-283	72	2	idea	idea	NOUN
aijbms-283	72	3	that	that	SCONJ
aijbms-283	72	4	employment	employment	NOUN
aijbms-283	72	5	has	have	AUX
aijbms-283	72	6	a	a	DET
aijbms-283	72	7	favorable	favorable	ADJ
aijbms-283	72	8	effect	effect	NOUN
aijbms-283	72	9	on	on	ADP
aijbms-283	72	10	stability	stability	NOUN
aijbms-283	72	11	and	and	CCONJ
aijbms-283	72	12	poverty	poverty	NOUN
aijbms-283	72	13	alleviation	alleviation	NOUN
aijbms-283	72	14	underlies	underlie	VERB
aijbms-283	72	15	the	the	DET
aijbms-283	72	16	emphasis	emphasis	NOUN
aijbms-283	72	17	of	of	ADP
aijbms-283	72	18	employment	employment	NOUN
aijbms-283	72	19	creation	creation	NOUN
aijbms-283	72	20	.	.	PUNCT
aijbms-283	73	1	it	it	PRON
aijbms-283	73	2	is	be	AUX
aijbms-283	73	3	believed	believe	VERB
aijbms-283	73	4	that	that	SCONJ
aijbms-283	73	5	the	the	DET
aijbms-283	73	6	development	development	NOUN
aijbms-283	73	7	of	of	ADP
aijbms-283	73	8	jobs	job	NOUN
aijbms-283	73	9	both	both	PRON
aijbms-283	73	10	directly	directly	ADV
aijbms-283	73	11	lowers	lower	VERB
aijbms-283	73	12	poverty	poverty	NOUN
aijbms-283	73	13	by	by	ADP
aijbms-283	73	14	raising	raise	VERB
aijbms-283	73	15	household	household	NOUN
aijbms-283	73	16	incomes	income	NOUN
aijbms-283	73	17	and	and	CCONJ
aijbms-283	73	18	indirectly	indirectly	ADV
aijbms-283	73	19	stimulates	stimulate	VERB
aijbms-283	73	20	the	the	DET
aijbms-283	73	21	economy	economy	NOUN
aijbms-283	73	22	by	by	ADP
aijbms-283	73	23	generating	generate	VERB
aijbms-283	73	24	demand	demand	NOUN
aijbms-283	73	25	.	.	PUNCT
aijbms-283	74	1	it	it	PRON
aijbms-283	74	2	is	be	AUX
aijbms-283	74	3	believed	believe	VERB
aijbms-283	74	4	that	that	SCONJ
aijbms-283	74	5	increasing	increase	VERB
aijbms-283	74	6	employment	employment	NOUN
aijbms-283	74	7	reduces	reduce	VERB
aijbms-283	74	8	the	the	DET
aijbms-283	74	9	desire	desire	NOUN
aijbms-283	74	10	masum	masum	NOUN
aijbms-283	74	11	et	et	PROPN
aijbms-283	74	12	al	al	PROPN
aijbms-283	74	13	.	.	PROPN
aijbms-283	74	14	,	,	PUNCT
aijbms-283	74	15	american	american	PROPN
aijbms-283	74	16	international	international	PROPN
aijbms-283	74	17	journal	journal	PROPN
aijbms-283	74	18	of	of	ADP
aijbms-283	74	19	business	business	NOUN
aijbms-283	74	20	and	and	CCONJ
aijbms-283	74	21	management	management	NOUN
aijbms-283	74	22	studies	study	NOUN
aijbms-283	74	23	4(1	4(1	NOUN
aijbms-283	74	24	)	)	PUNCT
aijbms-283	74	25	(	(	PUNCT
aijbms-283	74	26	2022	2022	NUM
aijbms-283	74	27	)	)	PUNCT
aijbms-283	74	28	,	,	PUNCT
aijbms-283	74	29	41	41	NUM
aijbms-283	74	30	-	-	SYM
aijbms-283	74	31	52	52	NUM
aijbms-283	74	32	43	43	NUM
aijbms-283	74	33	to	to	PART
aijbms-283	74	34	engage	engage	VERB
aijbms-283	74	35	in	in	ADP
aijbms-283	74	36	conflict	conflict	NOUN
aijbms-283	74	37	,	,	PUNCT
aijbms-283	74	38	legitimizes	legitimize	VERB
aijbms-283	74	39	the	the	DET
aijbms-283	74	40	state	state	NOUN
aijbms-283	74	41	,	,	PUNCT
aijbms-283	74	42	and	and	CCONJ
aijbms-283	74	43	supports	support	VERB
aijbms-283	74	44	the	the	DET
aijbms-283	74	45	institutions	institution	NOUN
aijbms-283	74	46	and	and	CCONJ
aijbms-283	74	47	procedures	procedure	NOUN
aijbms-283	74	48	essential	essential	ADJ
aijbms-283	74	49	to	to	ADP
aijbms-283	74	50	a	a	DET
aijbms-283	74	51	state	state	NOUN
aijbms-283	74	52	's	's	PART
aijbms-283	74	53	efficient	efficient	ADJ
aijbms-283	74	54	operation	operation	NOUN
aijbms-283	74	55	(	(	PUNCT
aijbms-283	74	56	holmes	holmes	PROPN
aijbms-283	74	57	et	et	PROPN
aijbms-283	74	58	al	al	PROPN
aijbms-283	74	59	.	.	PROPN
aijbms-283	74	60	,	,	PUNCT
aijbms-283	74	61	2013	2013	NUM
aijbms-283	74	62	)	)	PUNCT
aijbms-283	74	63	.	.	PUNCT
aijbms-283	75	1	although	although	SCONJ
aijbms-283	75	2	producing	produce	VERB
aijbms-283	75	3	jobs	job	NOUN
aijbms-283	75	4	is	be	AUX
aijbms-283	75	5	a	a	DET
aijbms-283	75	6	major	major	ADJ
aijbms-283	75	7	issue	issue	NOUN
aijbms-283	75	8	in	in	ADP
aijbms-283	75	9	somalia	somalia	PROPN
aijbms-283	75	10	,	,	PUNCT
aijbms-283	75	11	there	there	PRON
aijbms-283	75	12	are	be	VERB
aijbms-283	75	13	n't	not	PART
aijbms-283	75	14	enough	enough	ADJ
aijbms-283	75	15	studies	study	NOUN
aijbms-283	75	16	on	on	ADP
aijbms-283	75	17	the	the	DET
aijbms-283	75	18	subject	subject	NOUN
aijbms-283	75	19	,	,	PUNCT
aijbms-283	75	20	so	so	SCONJ
aijbms-283	75	21	the	the	DET
aijbms-283	75	22	goal	goal	NOUN
aijbms-283	75	23	of	of	ADP
aijbms-283	75	24	this	this	DET
aijbms-283	75	25	research	research	NOUN
aijbms-283	75	26	is	be	AUX
aijbms-283	75	27	to	to	PART
aijbms-283	75	28	ascertain	ascertain	VERB
aijbms-283	75	29	how	how	SCONJ
aijbms-283	75	30	microfinance	microfinance	NOUN
aijbms-283	75	31	might	might	AUX
aijbms-283	75	32	help	help	VERB
aijbms-283	75	33	the	the	DET
aijbms-283	75	34	country	country	NOUN
aijbms-283	75	35	's	's	PART
aijbms-283	75	36	high	high	ADJ
aijbms-283	75	37	unemployment	unemployment	NOUN
aijbms-283	75	38	rate	rate	NOUN
aijbms-283	75	39	.	.	PUNCT
aijbms-283	76	1	objectives	objective	NOUN
aijbms-283	76	2	general	general	ADJ
aijbms-283	76	3	objective	objective	VERB
aijbms-283	76	4	the	the	DET
aijbms-283	76	5	main	main	ADJ
aijbms-283	76	6	objective	objective	NOUN
aijbms-283	76	7	of	of	ADP
aijbms-283	76	8	the	the	DET
aijbms-283	76	9	study	study	NOUN
aijbms-283	76	10	is	be	AUX
aijbms-283	76	11	to	to	PART
aijbms-283	76	12	identify	identify	VERB
aijbms-283	76	13	the	the	DET
aijbms-283	76	14	role	role	NOUN
aijbms-283	76	15	of	of	ADP
aijbms-283	76	16	microfinance	microfinance	NOUN
aijbms-283	76	17	to	to	PART
aijbms-283	76	18	reduce	reduce	VERB
aijbms-283	76	19	unemployment	unemployment	NOUN
aijbms-283	76	20	in	in	ADP
aijbms-283	76	21	somalia	somalia	PROPN
aijbms-283	76	22	.	.	PUNCT
aijbms-283	77	1	specific	specific	ADJ
aijbms-283	77	2	objectives	objective	NOUN
aijbms-283	77	3			PUNCT
aijbms-283	77	4	investigate	investigate	VERB
aijbms-283	77	5	the	the	DET
aijbms-283	77	6	advantages	advantage	NOUN
aijbms-283	77	7	of	of	ADP
aijbms-283	77	8	microcredit	microcredit	NOUN
aijbms-283	77	9	for	for	ADP
aijbms-283	77	10	small	small	ADJ
aijbms-283	77	11	businesses	business	NOUN
aijbms-283	77	12	.	.	PUNCT
aijbms-283	78	1			PROPN
aijbms-283	78	2	analyze	analyze	VERB
aijbms-283	78	3	the	the	DET
aijbms-283	78	4	role	role	NOUN
aijbms-283	78	5	of	of	ADP
aijbms-283	78	6	microcredit	microcredit	NOUN
aijbms-283	78	7	in	in	ADP
aijbms-283	78	8	reducing	reduce	VERB
aijbms-283	78	9	unemployment	unemployment	NOUN
aijbms-283	78	10	.	.	PUNCT
aijbms-283	79	1			PROPN
aijbms-283	79	2	examine	examine	VERB
aijbms-283	79	3	how	how	SCONJ
aijbms-283	79	4	microcredit	microcredit	NOUN
aijbms-283	79	5	contributes	contribute	VERB
aijbms-283	79	6	to	to	ADP
aijbms-283	79	7	overall	overall	ADJ
aijbms-283	79	8	economic	economic	ADJ
aijbms-283	79	9	development	development	NOUN
aijbms-283	79	10	.	.	PUNCT
aijbms-283	80	1	literature	literature	NOUN
aijbms-283	80	2	review	review	VERB
aijbms-283	80	3	the	the	DET
aijbms-283	80	4	main	main	ADJ
aijbms-283	80	5	hurdle	hurdle	NOUN
aijbms-283	80	6	that	that	PRON
aijbms-283	80	7	the	the	DET
aijbms-283	80	8	poor	poor	ADJ
aijbms-283	80	9	encounter	encounter	NOUN
aijbms-283	80	10	when	when	SCONJ
aijbms-283	80	11	seeking	seek	VERB
aijbms-283	80	12	loans	loan	NOUN
aijbms-283	80	13	from	from	ADP
aijbms-283	80	14	formal	formal	ADJ
aijbms-283	80	15	financial	financial	ADJ
aijbms-283	80	16	institutions	institution	NOUN
aijbms-283	80	17	is	be	AUX
aijbms-283	80	18	the	the	DET
aijbms-283	80	19	need	need	NOUN
aijbms-283	80	20	for	for	ADP
aijbms-283	80	21	collateral	collateral	NOUN
aijbms-283	80	22	.	.	PUNCT
aijbms-283	81	1	in	in	ADP
aijbms-283	81	2	addition	addition	NOUN
aijbms-283	81	3	,	,	PUNCT
aijbms-283	81	4	the	the	DET
aijbms-283	81	5	loan	loan	NOUN
aijbms-283	81	6	application	application	NOUN
aijbms-283	81	7	process	process	NOUN
aijbms-283	81	8	involves	involve	VERB
aijbms-283	81	9	several	several	ADJ
aijbms-283	81	10	bureaucratic	bureaucratic	ADJ
aijbms-283	81	11	procedures	procedure	NOUN
aijbms-283	81	12	,	,	PUNCT
aijbms-283	81	13	which	which	PRON
aijbms-283	81	14	raises	raise	VERB
aijbms-283	81	15	transaction	transaction	NOUN
aijbms-283	81	16	expenses	expense	NOUN
aijbms-283	81	17	for	for	ADP
aijbms-283	81	18	the	the	DET
aijbms-283	81	19	disadvantaged	disadvantaged	ADJ
aijbms-283	81	20	.	.	PUNCT
aijbms-283	82	1	lending	lend	VERB
aijbms-283	82	2	to	to	ADP
aijbms-283	82	3	this	this	DET
aijbms-283	82	4	group	group	NOUN
aijbms-283	82	5	is	be	AUX
aijbms-283	82	6	not	not	PART
aijbms-283	82	7	a	a	DET
aijbms-283	82	8	priority	priority	NOUN
aijbms-283	82	9	for	for	ADP
aijbms-283	82	10	formal	formal	ADJ
aijbms-283	82	11	financial	financial	ADJ
aijbms-283	82	12	institutions	institution	NOUN
aijbms-283	82	13	.	.	PUNCT
aijbms-283	83	1	these	these	DET
aijbms-283	83	2	institutions	institution	NOUN
aijbms-283	83	3	typically	typically	ADV
aijbms-283	83	4	prefer	prefer	VERB
aijbms-283	83	5	lending	lending	NOUN
aijbms-283	83	6	to	to	ADP
aijbms-283	83	7	urban	urban	ADJ
aijbms-283	83	8	rather	rather	ADV
aijbms-283	83	9	than	than	ADP
aijbms-283	83	10	rural	rural	ADJ
aijbms-283	83	11	areas	area	NOUN
aijbms-283	83	12	,	,	PUNCT
aijbms-283	83	13	large	large	ADJ
aijbms-283	83	14	-	-	PUNCT
aijbms-283	83	15	scale	scale	NOUN
aijbms-283	83	16	over	over	ADP
aijbms-283	83	17	small	small	ADJ
aijbms-283	83	18	-	-	PUNCT
aijbms-283	83	19	scale	scale	NOUN
aijbms-283	83	20	transactions	transaction	NOUN
aijbms-283	83	21	,	,	PUNCT
aijbms-283	83	22	and	and	CCONJ
aijbms-283	83	23	non	non	ADJ
aijbms-283	83	24	-	-	ADJ
aijbms-283	83	25	agricultural	agricultural	ADJ
aijbms-283	83	26	loans	loan	NOUN
aijbms-283	83	27	over	over	ADP
aijbms-283	83	28	agricultural	agricultural	ADJ
aijbms-283	83	29	ones	one	NOUN
aijbms-283	83	30	.	.	PUNCT
aijbms-283	84	1	microcredits	microcredit	NOUN
aijbms-283	84	2	'	'	PART
aijbms-283	84	3	primary	primary	ADJ
aijbms-283	84	4	goal	goal	NOUN
aijbms-283	84	5	is	be	AUX
aijbms-283	84	6	to	to	PART
aijbms-283	84	7	enable	enable	VERB
aijbms-283	84	8	the	the	DET
aijbms-283	84	9	severely	severely	ADV
aijbms-283	84	10	poor	poor	ADJ
aijbms-283	84	11	to	to	PART
aijbms-283	84	12	rise	rise	VERB
aijbms-283	84	13	beyond	beyond	ADP
aijbms-283	84	14	the	the	DET
aijbms-283	84	15	poverty	poverty	NOUN
aijbms-283	84	16	line	line	NOUN
aijbms-283	84	17	and	and	CCONJ
aijbms-283	84	18	start	start	VERB
aijbms-283	84	19	their	their	PRON
aijbms-283	84	20	own	own	ADJ
aijbms-283	84	21	small	small	ADJ
aijbms-283	84	22	businesses	business	NOUN
aijbms-283	84	23	.	.	PUNCT
aijbms-283	85	1	in	in	ADP
aijbms-283	85	2	order	order	NOUN
aijbms-283	85	3	to	to	PART
aijbms-283	85	4	combat	combat	VERB
aijbms-283	85	5	poverty	poverty	NOUN
aijbms-283	85	6	,	,	PUNCT
aijbms-283	85	7	social	social	ADJ
aijbms-283	85	8	aids	aid	NOUN
aijbms-283	85	9	in	in	ADP
aijbms-283	85	10	the	the	DET
aijbms-283	85	11	form	form	NOUN
aijbms-283	85	12	of	of	ADP
aijbms-283	85	13	donations	donation	NOUN
aijbms-283	85	14	that	that	PRON
aijbms-283	85	15	"	"	PUNCT
aijbms-283	85	16	reinforce	reinforce	VERB
aijbms-283	85	17	the	the	DET
aijbms-283	85	18	spread	spread	NOUN
aijbms-283	85	19	of	of	ADP
aijbms-283	85	20	a	a	DET
aijbms-283	85	21	beggar	beggar	ADJ
aijbms-283	85	22	culture	culture	NOUN
aijbms-283	85	23	"	"	PUNCT
aijbms-283	85	24	are	be	AUX
aijbms-283	85	25	ineffective	ineffective	ADJ
aijbms-283	85	26	(	(	PUNCT
aijbms-283	85	27	latifee	latifee	NOUN
aijbms-283	85	28	,	,	PUNCT
aijbms-283	85	29	2003	2003	NUM
aijbms-283	85	30	;	;	PUNCT
aijbms-283	85	31	ali	ali	PROPN
aijbms-283	85	32	et	et	PROPN
aijbms-283	85	33	al	al	PROPN
aijbms-283	85	34	.	.	PROPN
aijbms-283	85	35	,	,	PUNCT
aijbms-283	85	36	2020	2020	NUM
aijbms-283	85	37	;	;	PUNCT
aijbms-283	85	38	ali	ali	PROPN
aijbms-283	85	39	et	et	PROPN
aijbms-283	85	40	al	al	PROPN
aijbms-283	85	41	.	.	PROPN
aijbms-283	85	42	,	,	PUNCT
aijbms-283	85	43	2021	2021	NUM
aijbms-283	85	44	)	)	PUNCT
aijbms-283	85	45	.	.	PUNCT
aijbms-283	86	1	however	however	ADV
aijbms-283	86	2	,	,	PUNCT
aijbms-283	86	3	the	the	DET
aijbms-283	86	4	fundamental	fundamental	ADJ
aijbms-283	86	5	goal	goal	NOUN
aijbms-283	86	6	of	of	ADP
aijbms-283	86	7	the	the	DET
aijbms-283	86	8	recently	recently	ADV
aijbms-283	86	9	popularized	popularize	VERB
aijbms-283	86	10	"	"	PUNCT
aijbms-283	86	11	micro	micro	ADJ
aijbms-283	86	12	finance	finance	NOUN
aijbms-283	86	13	"	"	PUNCT
aijbms-283	86	14	method	method	NOUN
aijbms-283	86	15	is	be	AUX
aijbms-283	86	16	to	to	PART
aijbms-283	86	17	count	count	VERB
aijbms-283	86	18	the	the	DET
aijbms-283	86	19	poor	poor	ADJ
aijbms-283	86	20	in	in	ADP
aijbms-283	86	21	the	the	DET
aijbms-283	86	22	labor	labor	NOUN
aijbms-283	86	23	force	force	NOUN
aijbms-283	86	24	and	and	CCONJ
aijbms-283	86	25	make	make	VERB
aijbms-283	86	26	them	they	PRON
aijbms-283	86	27	productive	productive	ADJ
aijbms-283	86	28	so	so	SCONJ
aijbms-283	86	29	they	they	PRON
aijbms-283	86	30	can	can	AUX
aijbms-283	86	31	raise	raise	VERB
aijbms-283	86	32	their	their	PRON
aijbms-283	86	33	social	social	ADJ
aijbms-283	86	34	and	and	CCONJ
aijbms-283	86	35	economic	economic	ADJ
aijbms-283	86	36	standing	standing	NOUN
aijbms-283	86	37	(	(	PUNCT
aijbms-283	86	38	altay	altay	NOUN
aijbms-283	86	39	,	,	PUNCT
aijbms-283	86	40	2007	2007	NUM
aijbms-283	86	41	;	;	PUNCT
aijbms-283	86	42	chowdhury	chowdhury	PROPN
aijbms-283	86	43	et	et	PROPN
aijbms-283	86	44	al	al	PROPN
aijbms-283	86	45	.	.	PROPN
aijbms-283	86	46	,	,	PUNCT
aijbms-283	86	47	2020	2020	NUM
aijbms-283	86	48	;	;	PUNCT
aijbms-283	86	49	chowdhury	chowdhury	PROPN
aijbms-283	86	50	et	et	PROPN
aijbms-283	86	51	al	al	PROPN
aijbms-283	86	52	.	.	PROPN
aijbms-283	86	53	,	,	PUNCT
aijbms-283	86	54	2021a	2021a	NUM
aijbms-283	86	55	;	;	PUNCT
aijbms-283	86	56	s.	s.	PROPN
aijbms-283	86	57	chowdhury	chowdhury	PROPN
aijbms-283	86	58	et	et	PROPN
aijbms-283	86	59	al	al	PROPN
aijbms-283	86	60	.	.	PROPN
aijbms-283	86	61	,	,	PUNCT
aijbms-283	86	62	2021b	2021b	NUM
aijbms-283	86	63	;	;	PUNCT
aijbms-283	86	64	iqbal	iqbal	PROPN
aijbms-283	86	65	et	et	PROPN
aijbms-283	86	66	al	al	PROPN
aijbms-283	86	67	.	.	PROPN
aijbms-283	86	68	,	,	PUNCT
aijbms-283	86	69	2021	2021	NUM
aijbms-283	86	70	)	)	PUNCT
aijbms-283	86	71	.	.	PUNCT
aijbms-283	87	1	microcredit	microcredit	NOUN
aijbms-283	87	2	is	be	AUX
aijbms-283	87	3	frequently	frequently	ADV
aijbms-283	87	4	cited	cite	VERB
aijbms-283	87	5	in	in	ADP
aijbms-283	87	6	studies	study	NOUN
aijbms-283	87	7	as	as	ADP
aijbms-283	87	8	a	a	DET
aijbms-283	87	9	crucial	crucial	ADJ
aijbms-283	87	10	tool	tool	NOUN
aijbms-283	87	11	for	for	ADP
aijbms-283	87	12	reducing	reduce	VERB
aijbms-283	87	13	poverty	poverty	NOUN
aijbms-283	87	14	.	.	PUNCT
aijbms-283	88	1	nader	nader	NOUN
aijbms-283	88	2	(	(	PUNCT
aijbms-283	88	3	2008	2008	NUM
aijbms-283	88	4	)	)	PUNCT
aijbms-283	88	5	investigated	investigate	VERB
aijbms-283	88	6	the	the	DET
aijbms-283	88	7	relationship	relationship	NOUN
aijbms-283	88	8	between	between	ADP
aijbms-283	88	9	microcredit	microcredit	NOUN
aijbms-283	88	10	and	and	CCONJ
aijbms-283	88	11	women	woman	NOUN
aijbms-283	88	12	's	's	PART
aijbms-283	88	13	socioeconomic	socioeconomic	ADJ
aijbms-283	88	14	welfare	welfare	NOUN
aijbms-283	88	15	.	.	PUNCT
aijbms-283	89	1	although	although	SCONJ
aijbms-283	89	2	a	a	DET
aijbms-283	89	3	strong	strong	ADJ
aijbms-283	89	4	association	association	NOUN
aijbms-283	89	5	between	between	ADP
aijbms-283	89	6	children	child	NOUN
aijbms-283	89	7	's	's	PART
aijbms-283	89	8	education	education	NOUN
aijbms-283	89	9	,	,	PUNCT
aijbms-283	89	10	income	income	NOUN
aijbms-283	89	11	,	,	PUNCT
aijbms-283	89	12	and	and	CCONJ
aijbms-283	89	13	assets	asset	NOUN
aijbms-283	89	14	was	be	AUX
aijbms-283	89	15	discovered	discover	VERB
aijbms-283	89	16	that	that	SCONJ
aijbms-283	89	17	is	be	AUX
aijbms-283	89	18	consistent	consistent	ADJ
aijbms-283	89	19	with	with	ADP
aijbms-283	89	20	the	the	DET
aijbms-283	89	21	literature	literature	NOUN
aijbms-283	89	22	,	,	PUNCT
aijbms-283	89	23	the	the	DET
aijbms-283	89	24	notion	notion	NOUN
aijbms-283	89	25	that	that	SCONJ
aijbms-283	89	26	microcredit	microcredit	NOUN
aijbms-283	89	27	improves	improve	VERB
aijbms-283	89	28	the	the	DET
aijbms-283	89	29	health	health	NOUN
aijbms-283	89	30	and	and	CCONJ
aijbms-283	89	31	harmony	harmony	NOUN
aijbms-283	89	32	in	in	ADP
aijbms-283	89	33	the	the	DET
aijbms-283	89	34	family	family	NOUN
aijbms-283	89	35	was	be	AUX
aijbms-283	89	36	denied	deny	VERB
aijbms-283	89	37	.	.	PUNCT
aijbms-283	90	1	mahjabeen	mahjabeen	PROPN
aijbms-283	90	2	(	(	PUNCT
aijbms-283	90	3	2008	2008	NUM
aijbms-283	90	4	)	)	PUNCT
aijbms-283	90	5	discovered	discover	VERB
aijbms-283	90	6	that	that	SCONJ
aijbms-283	90	7	microfinance	microfinance	NOUN
aijbms-283	90	8	institutions	institution	NOUN
aijbms-283	90	9	in	in	ADP
aijbms-283	90	10	bangladesh	bangladesh	NOUN
aijbms-283	90	11	raised	raise	VERB
aijbms-283	90	12	household	household	NOUN
aijbms-283	90	13	consumption	consumption	NOUN
aijbms-283	90	14	and	and	CCONJ
aijbms-283	90	15	income	income	NOUN
aijbms-283	90	16	levels	level	NOUN
aijbms-283	90	17	,	,	PUNCT
aijbms-283	90	18	improved	improved	ADJ
aijbms-283	90	19	welfare	welfare	NOUN
aijbms-283	90	20	,	,	PUNCT
aijbms-283	90	21	and	and	CCONJ
aijbms-283	90	22	reduced	reduce	VERB
aijbms-283	90	23	income	income	NOUN
aijbms-283	90	24	disparity	disparity	NOUN
aijbms-283	90	25	.	.	PUNCT
aijbms-283	91	1	microcredit	microcredit	NOUN
aijbms-283	91	2	is	be	AUX
aijbms-283	91	3	a	a	DET
aijbms-283	91	4	significant	significant	ADJ
aijbms-283	91	5	tool	tool	NOUN
aijbms-283	91	6	in	in	ADP
aijbms-283	91	7	initiatives	initiative	NOUN
aijbms-283	91	8	to	to	PART
aijbms-283	91	9	combat	combat	NOUN
aijbms-283	91	10	poverty	poverty	NOUN
aijbms-283	91	11	,	,	PUNCT
aijbms-283	91	12	according	accord	VERB
aijbms-283	91	13	to	to	ADP
aijbms-283	91	14	(	(	PUNCT
aijbms-283	91	15	bakhtiari	bakhtiari	ADJ
aijbms-283	91	16	,	,	PUNCT
aijbms-283	91	17	2006	2006	NUM
aijbms-283	91	18	;	;	PUNCT
aijbms-283	91	19	kader	kader	PROPN
aijbms-283	91	20	et	et	PROPN
aijbms-283	91	21	al	al	PROPN
aijbms-283	91	22	.	.	PROPN
aijbms-283	91	23	,	,	PUNCT
aijbms-283	91	24	2019	2019	NUM
aijbms-283	91	25	;	;	PUNCT
aijbms-283	91	26	kader	kader	PROPN
aijbms-283	91	27	et	et	PROPN
aijbms-283	91	28	al	al	PROPN
aijbms-283	91	29	.	.	PROPN
aijbms-283	91	30	,	,	PUNCT
aijbms-283	91	31	2021a	2021a	NUM
aijbms-283	91	32	;	;	PUNCT
aijbms-283	92	1	kader	kader	PROPN
aijbms-283	92	2	et	et	PROPN
aijbms-283	92	3	al	al	PROPN
aijbms-283	92	4	.	.	PROPN
aijbms-283	92	5	,	,	PUNCT
aijbms-283	92	6	2021b	2021b	NUM
aijbms-283	92	7	;	;	PUNCT
aijbms-283	92	8	kabir	kabir	PROPN
aijbms-283	92	9	et	et	PROPN
aijbms-283	92	10	al	al	PROPN
aijbms-283	92	11	.	.	PROPN
aijbms-283	92	12	,	,	PUNCT
aijbms-283	92	13	2021	2021	NUM
aijbms-283	92	14	;	;	PUNCT
aijbms-283	92	15	nayeen	nayeen	PROPN
aijbms-283	92	16	et	et	PROPN
aijbms-283	92	17	al	al	PROPN
aijbms-283	92	18	.	.	PROPN
aijbms-283	92	19	,	,	PUNCT
aijbms-283	92	20	2020	2020	NUM
aijbms-283	92	21	)	)	PUNCT
aijbms-283	92	22	.	.	PUNCT
aijbms-283	93	1	the	the	DET
aijbms-283	93	2	development	development	NOUN
aijbms-283	93	3	of	of	ADP
aijbms-283	93	4	allocation	allocation	NOUN
aijbms-283	93	5	of	of	ADP
aijbms-283	93	6	resources	resource	NOUN
aijbms-283	93	7	,	,	PUNCT
aijbms-283	93	8	market	market	NOUN
aijbms-283	93	9	support	support	NOUN
aijbms-283	93	10	,	,	PUNCT
aijbms-283	93	11	and	and	CCONJ
aijbms-283	93	12	the	the	DET
aijbms-283	93	13	implementation	implementation	NOUN
aijbms-283	93	14	of	of	ADP
aijbms-283	93	15	cutting	cut	VERB
aijbms-283	93	16	-	-	PUNCT
aijbms-283	93	17	edge	edge	NOUN
aijbms-283	93	18	technology	technology	NOUN
aijbms-283	93	19	are	be	AUX
aijbms-283	93	20	all	all	PRON
aijbms-283	93	21	supported	support	VERB
aijbms-283	93	22	by	by	ADP
aijbms-283	93	23	microcredit	microcredit	NOUN
aijbms-283	93	24	services	service	NOUN
aijbms-283	93	25	,	,	PUNCT
aijbms-283	93	26	which	which	PRON
aijbms-283	93	27	promote	promote	VERB
aijbms-283	93	28	economic	economic	ADJ
aijbms-283	93	29	growth	growth	NOUN
aijbms-283	93	30	and	and	CCONJ
aijbms-283	93	31	development	development	NOUN
aijbms-283	93	32	.	.	PUNCT
aijbms-283	94	1	furthermore	furthermore	ADV
aijbms-283	94	2	,	,	PUNCT
aijbms-283	94	3	microcredit	microcredit	PROPN
aijbms-283	94	4	borrowers	borrower	NOUN
aijbms-283	94	5	'	'	PART
aijbms-283	94	6	choice	choice	NOUN
aijbms-283	94	7	to	to	PART
aijbms-283	94	8	invest	invest	VERB
aijbms-283	94	9	money	money	NOUN
aijbms-283	94	10	in	in	ADP
aijbms-283	94	11	better	well	ADJ
aijbms-283	94	12	living	living	NOUN
aijbms-283	94	13	conditions	condition	NOUN
aijbms-283	94	14	,	,	PUNCT
aijbms-283	94	15	health	health	NOUN
aijbms-283	94	16	,	,	PUNCT
aijbms-283	94	17	nourishment	nourishment	NOUN
aijbms-283	94	18	,	,	PUNCT
aijbms-283	94	19	and	and	CCONJ
aijbms-283	94	20	education	education	NOUN
aijbms-283	94	21	will	will	AUX
aijbms-283	94	22	benefit	benefit	VERB
aijbms-283	94	23	development	development	NOUN
aijbms-283	94	24	.	.	PUNCT
aijbms-283	95	1	increased	increase	VERB
aijbms-283	95	2	understanding	understanding	NOUN
aijbms-283	95	3	of	of	ADP
aijbms-283	95	4	borrowers	borrower	NOUN
aijbms-283	95	5	,	,	PUNCT
aijbms-283	95	6	using	use	VERB
aijbms-283	95	7	peer	peer	NOUN
aijbms-283	95	8	lending	lending	NOUN
aijbms-283	95	9	organizations	organization	NOUN
aijbms-283	95	10	as	as	ADP
aijbms-283	95	11	pre	pre	ADJ
aijbms-283	95	12	-	-	ADJ
aijbms-283	95	13	screening	screen	VERB
aijbms-283	95	14	tools	tool	NOUN
aijbms-283	95	15	,	,	PUNCT
aijbms-283	95	16	putting	put	VERB
aijbms-283	95	17	joint	joint	ADJ
aijbms-283	95	18	liability	liability	NOUN
aijbms-283	95	19	agreements	agreement	NOUN
aijbms-283	95	20	into	into	ADP
aijbms-283	95	21	place	place	NOUN
aijbms-283	95	22	,	,	PUNCT
aijbms-283	95	23	short	short	ADJ
aijbms-283	95	24	-	-	PUNCT
aijbms-283	95	25	term	term	NOUN
aijbms-283	95	26	loan	loan	NOUN
aijbms-283	95	27	agreements	agreement	NOUN
aijbms-283	95	28	with	with	ADP
aijbms-283	95	29	regular	regular	ADJ
aijbms-283	95	30	repayments	repayment	NOUN
aijbms-283	95	31	,	,	PUNCT
aijbms-283	95	32	loan	loan	NOUN
aijbms-283	95	33	ladders	ladder	NOUN
aijbms-283	95	34	,	,	PUNCT
aijbms-283	95	35	and	and	CCONJ
aijbms-283	95	36	other	other	ADJ
aijbms-283	95	37	strategies	strategy	NOUN
aijbms-283	95	38	are	be	AUX
aijbms-283	95	39	just	just	ADV
aijbms-283	95	40	a	a	DET
aijbms-283	95	41	few	few	ADJ
aijbms-283	95	42	of	of	ADP
aijbms-283	95	43	the	the	DET
aijbms-283	95	44	ways	way	NOUN
aijbms-283	95	45	microcredit	microcredit	NOUN
aijbms-283	95	46	organizations	organization	NOUN
aijbms-283	95	47	use	use	VERB
aijbms-283	95	48	to	to	PART
aijbms-283	95	49	lower	lower	VERB
aijbms-283	95	50	their	their	PRON
aijbms-283	95	51	own	own	ADJ
aijbms-283	95	52	risks	risk	NOUN
aijbms-283	95	53	.	.	PUNCT
aijbms-283	96	1	in	in	ADP
aijbms-283	96	2	order	order	NOUN
aijbms-283	96	3	to	to	PART
aijbms-283	96	4	provide	provide	VERB
aijbms-283	96	5	credit	credit	NOUN
aijbms-283	96	6	to	to	ADP
aijbms-283	96	7	low	low	ADJ
aijbms-283	96	8	-	-	PUNCT
aijbms-283	96	9	income	income	NOUN
aijbms-283	96	10	borrowers	borrower	NOUN
aijbms-283	96	11	without	without	ADP
aijbms-283	96	12	collateral	collateral	ADJ
aijbms-283	96	13	assets	asset	NOUN
aijbms-283	96	14	and	and	CCONJ
aijbms-283	96	15	to	to	PART
aijbms-283	96	16	raise	raise	VERB
aijbms-283	96	17	payback	payback	NOUN
aijbms-283	96	18	rates	rate	NOUN
aijbms-283	96	19	,	,	PUNCT
aijbms-283	96	20	they	they	PRON
aijbms-283	96	21	also	also	ADV
aijbms-283	96	22	employ	employ	VERB
aijbms-283	96	23	different	different	ADJ
aijbms-283	96	24	strategies	strategy	NOUN
aijbms-283	96	25	.	.	PUNCT
aijbms-283	97	1	microcredit	microcredit	NOUN
aijbms-283	97	2	providers	provider	NOUN
aijbms-283	97	3	,	,	PUNCT
aijbms-283	97	4	unlike	unlike	ADP
aijbms-283	97	5	philanthropic	philanthropic	NOUN
aijbms-283	97	6	organizations	organization	NOUN
aijbms-283	97	7	,	,	PUNCT
aijbms-283	97	8	believe	believe	VERB
aijbms-283	97	9	that	that	SCONJ
aijbms-283	97	10	poverty	poverty	NOUN
aijbms-283	97	11	is	be	AUX
aijbms-283	97	12	caused	cause	VERB
aijbms-283	97	13	by	by	ADP
aijbms-283	97	14	social	social	ADJ
aijbms-283	97	15	processes	process	NOUN
aijbms-283	97	16	that	that	PRON
aijbms-283	97	17	deny	deny	VERB
aijbms-283	97	18	access	access	NOUN
aijbms-283	97	19	to	to	ADP
aijbms-283	97	20	social	social	ADJ
aijbms-283	97	21	resources	resource	NOUN
aijbms-283	97	22	,	,	PUNCT
aijbms-283	97	23	including	include	VERB
aijbms-283	97	24	credit	credit	NOUN
aijbms-283	97	25	.	.	PUNCT
aijbms-283	98	1	some	some	DET
aijbms-283	98	2	view	view	NOUN
aijbms-283	98	3	credit	credit	NOUN
aijbms-283	98	4	as	as	ADP
aijbms-283	98	5	a	a	DET
aijbms-283	98	6	human	human	ADJ
aijbms-283	98	7	right	right	NOUN
aijbms-283	98	8	and	and	CCONJ
aijbms-283	98	9	seek	seek	VERB
aijbms-283	98	10	to	to	PART
aijbms-283	98	11	bring	bring	VERB
aijbms-283	98	12	a	a	DET
aijbms-283	98	13	social	social	ADJ
aijbms-283	98	14	and	and	CCONJ
aijbms-283	98	15	economic	economic	ADJ
aijbms-283	98	16	revolution	revolution	NOUN
aijbms-283	98	17	by	by	ADP
aijbms-283	98	18	uniting	unite	VERB
aijbms-283	98	19	the	the	DET
aijbms-283	98	20	poor	poor	ADJ
aijbms-283	98	21	through	through	ADP
aijbms-283	98	22	grameen	grameen	PROPN
aijbms-283	98	23	-	-	PUNCT
aijbms-283	98	24	style	style	NOUN
aijbms-283	98	25	microcredit	microcredit	NOUN
aijbms-283	98	26	institutions	institution	NOUN
aijbms-283	98	27	.	.	PUNCT
aijbms-283	99	1	microcredit	microcredit	NOUN
aijbms-283	99	2	programs	program	NOUN
aijbms-283	99	3	have	have	AUX
aijbms-283	99	4	drawn	draw	VERB
aijbms-283	99	5	the	the	DET
aijbms-283	99	6	attention	attention	NOUN
aijbms-283	99	7	of	of	ADP
aijbms-283	99	8	the	the	DET
aijbms-283	99	9	international	international	ADJ
aijbms-283	99	10	donor	donor	NOUN
aijbms-283	99	11	community	community	NOUN
aijbms-283	99	12	due	due	ADP
aijbms-283	99	13	to	to	ADP
aijbms-283	99	14	their	their	PRON
aijbms-283	99	15	high	high	ADJ
aijbms-283	99	16	loan	loan	NOUN
aijbms-283	99	17	recovery	recovery	NOUN
aijbms-283	99	18	rates	rate	NOUN
aijbms-283	99	19	and	and	CCONJ
aijbms-283	99	20	effectiveness	effectiveness	NOUN
aijbms-283	99	21	in	in	ADP
aijbms-283	99	22	reaching	reach	VERB
aijbms-283	99	23	impoverished	impoverished	ADJ
aijbms-283	99	24	rural	rural	ADJ
aijbms-283	99	25	women	woman	NOUN
aijbms-283	99	26	.	.	PUNCT
aijbms-283	100	1	this	this	PRON
aijbms-283	100	2	was	be	AUX
aijbms-283	100	3	exemplified	exemplify	VERB
aijbms-283	100	4	by	by	ADP
aijbms-283	100	5	the	the	DET
aijbms-283	100	6	1997	1997	NUM
aijbms-283	100	7	microcredit	microcredit	NOUN
aijbms-283	100	8	summit	summit	NOUN
aijbms-283	100	9	,	,	PUNCT
aijbms-283	100	10	which	which	PRON
aijbms-283	100	11	had	have	VERB
aijbms-283	100	12	2900	2900	NUM
aijbms-283	100	13	representatives	representative	NOUN
aijbms-283	100	14	from	from	ADP
aijbms-283	100	15	137	137	NUM
aijbms-283	100	16	nations	nation	NOUN
aijbms-283	100	17	and	and	CCONJ
aijbms-283	100	18	1500	1500	NUM
aijbms-283	100	19	organizations	organization	NOUN
aijbms-283	100	20	in	in	ADP
aijbms-283	100	21	attendance	attendance	NOUN
aijbms-283	100	22	(	(	PUNCT
aijbms-283	100	23	qudrat	qudrat	NOUN
aijbms-283	100	24	&	&	CCONJ
aijbms-283	100	25	rahman	rahman	PROPN
aijbms-283	100	26	,	,	PUNCT
aijbms-283	100	27	2006	2006	NUM
aijbms-283	100	28	;	;	PUNCT
aijbms-283	100	29	nahar	nahar	PROPN
aijbms-283	100	30	et	et	PROPN
aijbms-283	100	31	al	al	PROPN
aijbms-283	100	32	.	.	PROPN
aijbms-283	100	33	,	,	PUNCT
aijbms-283	100	34	2021	2021	NUM
aijbms-283	100	35	;	;	PUNCT
aijbms-283	100	36	rahman	rahman	PROPN
aijbms-283	100	37	et	et	PROPN
aijbms-283	100	38	al	al	PROPN
aijbms-283	100	39	.	.	PROPN
aijbms-283	100	40	,	,	PUNCT
aijbms-283	100	41	2021a	2021a	NUM
aijbms-283	100	42	;	;	PUNCT
aijbms-283	100	43	rahman	rahman	PROPN
aijbms-283	100	44	et	et	PROPN
aijbms-283	100	45	al	al	PROPN
aijbms-283	100	46	.	.	PROPN
aijbms-283	100	47	,	,	PUNCT
aijbms-283	100	48	2021b	2021b	NUM
aijbms-283	100	49	;	;	PUNCT
aijbms-283	100	50	shahriar	shahriar	NOUN
aijbms-283	100	51	2021a	2021a	NUM
aijbms-283	100	52	;	;	PUNCT
aijbms-283	100	53	shahriar	shahriar	ADJ
aijbms-283	100	54	2021b	2021b	NUM
aijbms-283	100	55	)	)	PUNCT
aijbms-283	100	56	.	.	PUNCT
aijbms-283	101	1	projects	project	NOUN
aijbms-283	101	2	to	to	PART
aijbms-283	101	3	create	create	VERB
aijbms-283	101	4	jobs	job	NOUN
aijbms-283	101	5	in	in	ADP
aijbms-283	101	6	an	an	DET
aijbms-283	101	7	emergency	emergency	NOUN
aijbms-283	101	8	should	should	AUX
aijbms-283	101	9	be	be	AUX
aijbms-283	101	10	specifically	specifically	ADV
aijbms-283	101	11	created	create	VERB
aijbms-283	101	12	to	to	PART
aijbms-283	101	13	address	address	VERB
aijbms-283	101	14	the	the	DET
aijbms-283	101	15	needs	need	NOUN
aijbms-283	101	16	of	of	ADP
aijbms-283	101	17	the	the	DET
aijbms-283	101	18	local	local	ADJ
aijbms-283	101	19	community	community	NOUN
aijbms-283	101	20	,	,	PUNCT
aijbms-283	101	21	with	with	ADP
aijbms-283	101	22	local	local	ADJ
aijbms-283	101	23	input	input	NOUN
aijbms-283	101	24	,	,	PUNCT
aijbms-283	101	25	priority	priority	NOUN
aijbms-283	101	26	,	,	PUNCT
aijbms-283	101	27	and	and	CCONJ
aijbms-283	101	28	ownership	ownership	NOUN
aijbms-283	101	29	.	.	PUNCT
aijbms-283	102	1	they	they	PRON
aijbms-283	102	2	ought	ought	AUX
aijbms-283	102	3	to	to	PART
aijbms-283	102	4	be	be	AUX
aijbms-283	102	5	quick	quick	ADJ
aijbms-283	102	6	to	to	PART
aijbms-283	102	7	act	act	VERB
aijbms-283	102	8	,	,	PUNCT
aijbms-283	102	9	adaptable	adaptable	ADJ
aijbms-283	102	10	,	,	PUNCT
aijbms-283	102	11	and	and	CCONJ
aijbms-283	102	12	focused	focus	VERB
aijbms-283	102	13	on	on	ADP
aijbms-283	102	14	achieving	achieve	VERB
aijbms-283	102	15	short	short	ADJ
aijbms-283	102	16	-	-	PUNCT
aijbms-283	102	17	term	term	NOUN
aijbms-283	102	18	,	,	PUNCT
aijbms-283	102	19	modest	modest	ADJ
aijbms-283	102	20	goals	goal	NOUN
aijbms-283	102	21	of	of	ADP
aijbms-283	102	22	community	community	NOUN
aijbms-283	102	23	reconstruction	reconstruction	NOUN
aijbms-283	102	24	.	.	PUNCT
aijbms-283	103	1	projects	project	NOUN
aijbms-283	103	2	could	could	AUX
aijbms-283	103	3	include	include	VERB
aijbms-283	103	4	agricultural	agricultural	ADJ
aijbms-283	103	5	and	and	CCONJ
aijbms-283	103	6	fisheries	fishery	NOUN
aijbms-283	103	7	restoration	restoration	NOUN
aijbms-283	103	8	,	,	PUNCT
aijbms-283	103	9	community	community	NOUN
aijbms-283	103	10	cleanup	cleanup	NOUN
aijbms-283	103	11	,	,	PUNCT
aijbms-283	103	12	sanitization	sanitization	NOUN
aijbms-283	103	13	,	,	PUNCT
aijbms-283	103	14	and	and	CCONJ
aijbms-283	103	15	road	road	NOUN
aijbms-283	103	16	and	and	CCONJ
aijbms-283	103	17	building	building	NOUN
aijbms-283	103	18	repair	repair	NOUN
aijbms-283	103	19	,	,	PUNCT
aijbms-283	103	20	as	as	ADV
aijbms-283	103	21	well	well	ADV
aijbms-283	103	22	as	as	ADP
aijbms-283	103	23	small	small	ADJ
aijbms-283	103	24	-	-	PUNCT
aijbms-283	103	25	business	business	NOUN
aijbms-283	103	26	support	support	NOUN
aijbms-283	103	27	through	through	ADP
aijbms-283	103	28	microcredit	microcredit	NOUN
aijbms-283	103	29	,	,	PUNCT
aijbms-283	103	30	training	training	NOUN
aijbms-283	103	31	,	,	PUNCT
aijbms-283	103	32	and	and	CCONJ
aijbms-283	103	33	market	market	NOUN
aijbms-283	103	34	aid	aid	NOUN
aijbms-283	103	35	(	(	PUNCT
aijbms-283	103	36	beasley	beasley	PROPN
aijbms-283	103	37	,	,	PUNCT
aijbms-283	103	38	2006	2006	NUM
aijbms-283	103	39	;	;	PUNCT
aijbms-283	103	40	zayed	zayed	PROPN
aijbms-283	103	41	et	et	PROPN
aijbms-283	103	42	al	al	PROPN
aijbms-283	103	43	.	.	PROPN
aijbms-283	103	44	,	,	PUNCT
aijbms-283	103	45	2021a	2021a	NUM
aijbms-283	103	46	;	;	PUNCT
aijbms-283	103	47	zayed	zayed	PROPN
aijbms-283	103	48	et	et	PROPN
aijbms-283	103	49	al	al	PROPN
aijbms-283	103	50	.	.	PROPN
aijbms-283	103	51	,	,	PUNCT
aijbms-283	103	52	2021b	2021b	NUM
aijbms-283	103	53	;	;	PUNCT
aijbms-283	103	54	ahmed	ahmed	PROPN
aijbms-283	103	55	et	et	PROPN
aijbms-283	103	56	al	al	PROPN
aijbms-283	103	57	.	.	PROPN
aijbms-283	103	58	,	,	PUNCT
aijbms-283	103	59	2022	2022	NUM
aijbms-283	103	60	;	;	PUNCT
aijbms-283	103	61	al	al	PROPN
aijbms-283	103	62	-	-	PUNCT
aijbms-283	103	63	quraan	quraan	PROPN
aijbms-283	103	64	et	et	PROPN
aijbms-283	103	65	al	al	PROPN
aijbms-283	103	66	.	.	PROPN
aijbms-283	103	67	,	,	PUNCT
aijbms-283	103	68	2022	2022	NUM
aijbms-283	103	69	)	)	PUNCT
aijbms-283	103	70	.	.	PUNCT
aijbms-283	104	1	concept	concept	NOUN
aijbms-283	104	2	of	of	ADP
aijbms-283	104	3	job	job	NOUN
aijbms-283	104	4	creation	creation	NOUN
aijbms-283	104	5	and	and	CCONJ
aijbms-283	104	6	reducing	reduce	VERB
aijbms-283	104	7	unemployment	unemployment	NOUN
aijbms-283	104	8	the	the	DET
aijbms-283	104	9	difficulty	difficulty	NOUN
aijbms-283	104	10	in	in	ADP
aijbms-283	104	11	measuring	measure	VERB
aijbms-283	104	12	job	job	NOUN
aijbms-283	104	13	creation	creation	NOUN
aijbms-283	104	14	is	be	AUX
aijbms-283	104	15	explored	explore	VERB
aijbms-283	104	16	in	in	ADP
aijbms-283	104	17	this	this	DET
aijbms-283	104	18	paper	paper	NOUN
aijbms-283	104	19	,	,	PUNCT
aijbms-283	104	20	which	which	PRON
aijbms-283	104	21	examines	examine	VERB
aijbms-283	104	22	various	various	ADJ
aijbms-283	104	23	employment	employment	NOUN
aijbms-283	104	24	generation	generation	NOUN
aijbms-283	104	25	strategies	strategy	NOUN
aijbms-283	104	26	that	that	PRON
aijbms-283	104	27	can	can	AUX
aijbms-283	104	28	be	be	AUX
aijbms-283	104	29	used	use	VERB
aijbms-283	104	30	during	during	ADP
aijbms-283	104	31	an	an	DET
aijbms-283	104	32	economic	economic	ADJ
aijbms-283	104	33	downturn	downturn	NOUN
aijbms-283	104	34	.	.	PUNCT
aijbms-283	105	1	the	the	DET
aijbms-283	105	2	"	"	PUNCT
aijbms-283	105	3	net	net	ADJ
aijbms-283	105	4	new	new	ADJ
aijbms-283	105	5	job	job	NOUN
aijbms-283	105	6	"	"	PUNCT
aijbms-283	105	7	is	be	AUX
aijbms-283	105	8	the	the	DET
aijbms-283	105	9	desired	desire	VERB
aijbms-283	105	10	outcome	outcome	NOUN
aijbms-283	105	11	of	of	ADP
aijbms-283	105	12	job	job	NOUN
aijbms-283	105	13	creation	creation	NOUN
aijbms-283	105	14	programs	program	NOUN
aijbms-283	105	15	,	,	PUNCT
aijbms-283	105	16	but	but	CCONJ
aijbms-283	105	17	it	it	PRON
aijbms-283	105	18	is	be	AUX
aijbms-283	105	19	challenging	challenge	VERB
aijbms-283	105	20	to	to	PART
aijbms-283	105	21	assess	assess	VERB
aijbms-283	105	22	whether	whether	SCONJ
aijbms-283	105	23	a	a	DET
aijbms-283	105	24	new	new	ADJ
aijbms-283	105	25	job	job	NOUN
aijbms-283	105	26	has	have	AUX
aijbms-283	105	27	been	be	AUX
aijbms-283	105	28	created	create	VERB
aijbms-283	105	29	at	at	ADP
aijbms-283	105	30	the	the	DET
aijbms-283	105	31	microeconomic	microeconomic	ADJ
aijbms-283	105	32	level	level	NOUN
aijbms-283	105	33	.	.	PUNCT
aijbms-283	106	1	while	while	SCONJ
aijbms-283	106	2	it	it	PRON
aijbms-283	106	3	may	may	AUX
aijbms-283	106	4	be	be	AUX
aijbms-283	106	5	straightforward	straightforward	ADJ
aijbms-283	106	6	to	to	PART
aijbms-283	106	7	determine	determine	VERB
aijbms-283	106	8	macroeconomic	macroeconomic	ADJ
aijbms-283	106	9	job	job	NOUN
aijbms-283	106	10	creation	creation	NOUN
aijbms-283	106	11	through	through	ADP
aijbms-283	106	12	the	the	DET
aijbms-283	106	13	bureau	bureau	NOUN
aijbms-283	106	14	of	of	ADP
aijbms-283	106	15	labor	labor	PROPN
aijbms-283	106	16	statistics	statistic	NOUN
aijbms-283	106	17	,	,	PUNCT
aijbms-283	106	18	specific	specific	ADJ
aijbms-283	106	19	job	job	NOUN
aijbms-283	106	20	creation	creation	NOUN
aijbms-283	106	21	is	be	AUX
aijbms-283	106	22	challenging	challenge	VERB
aijbms-283	106	23	to	to	PART
aijbms-283	106	24	quantify	quantify	VERB
aijbms-283	106	25	.	.	PUNCT
aijbms-283	107	1	although	although	SCONJ
aijbms-283	107	2	the	the	DET
aijbms-283	107	3	theoretical	theoretical	ADJ
aijbms-283	107	4	process	process	NOUN
aijbms-283	107	5	for	for	ADP
aijbms-283	107	6	creating	create	VERB
aijbms-283	107	7	jobs	job	NOUN
aijbms-283	107	8	through	through	ADP
aijbms-283	107	9	policies	policy	NOUN
aijbms-283	107	10	is	be	AUX
aijbms-283	107	11	well	well	ADV
aijbms-283	107	12	understood	understand	VERB
aijbms-283	107	13	,	,	PUNCT
aijbms-283	107	14	demonstrating	demonstrate	VERB
aijbms-283	107	15	that	that	SCONJ
aijbms-283	107	16	it	it	PRON
aijbms-283	107	17	has	have	AUX
aijbms-283	107	18	created	create	VERB
aijbms-283	107	19	net	net	ADJ
aijbms-283	107	20	new	new	ADJ
aijbms-283	107	21	jobs	job	NOUN
aijbms-283	107	22	is	be	AUX
aijbms-283	107	23	difficult	difficult	ADJ
aijbms-283	107	24	or	or	CCONJ
aijbms-283	107	25	non	non	ADJ
aijbms-283	107	26	-	-	ADJ
aijbms-283	107	27	existent	existent	ADJ
aijbms-283	107	28	.	.	PUNCT
aijbms-283	108	1	the	the	DET
aijbms-283	108	2	report	report	NOUN
aijbms-283	108	3	highlights	highlight	VERB
aijbms-283	108	4	this	this	DET
aijbms-283	108	5	recurring	recur	VERB
aijbms-283	108	6	challenge	challenge	NOUN
aijbms-283	108	7	(	(	PUNCT
aijbms-283	108	8	atiase	atiase	PROPN
aijbms-283	108	9	&	&	CCONJ
aijbms-283	108	10	dzansi	dzansi	PROPN
aijbms-283	108	11	,	,	PUNCT
aijbms-283	108	12	2019	2019	NUM
aijbms-283	108	13	;	;	PUNCT
aijbms-283	108	14	faisal	faisal	NOUN
aijbms-283	108	15	-	-	PUNCT
aijbms-283	108	16	e	e	PROPN
aijbms-283	108	17	-	-	PROPN
aijbms-283	108	18	alam	alam	PROPN
aijbms-283	108	19	et	et	PROPN
aijbms-283	108	20	al	al	PROPN
aijbms-283	108	21	.	.	PROPN
aijbms-283	108	22	,	,	PUNCT
aijbms-283	108	23	2022	2022	NUM
aijbms-283	108	24	;	;	PUNCT
aijbms-283	108	25	mia	mia	PROPN
aijbms-283	108	26	et	et	PROPN
aijbms-283	108	27	al	al	PROPN
aijbms-283	108	28	.	.	PROPN
aijbms-283	108	29	,	,	PUNCT
aijbms-283	108	30	2022	2022	NUM
aijbms-283	108	31	)	)	PUNCT
aijbms-283	108	32	.	.	PUNCT
aijbms-283	109	1	empirical	empirical	ADJ
aijbms-283	109	2	literature	literature	NOUN
aijbms-283	109	3	the	the	DET
aijbms-283	109	4	influence	influence	NOUN
aijbms-283	109	5	of	of	ADP
aijbms-283	109	6	microfinance	microfinance	NOUN
aijbms-283	109	7	on	on	ADP
aijbms-283	109	8	employment	employment	NOUN
aijbms-283	109	9	is	be	AUX
aijbms-283	109	10	not	not	PART
aijbms-283	109	11	included	include	VERB
aijbms-283	109	12	in	in	ADP
aijbms-283	109	13	global	global	ADJ
aijbms-283	109	14	data	datum	NOUN
aijbms-283	109	15	sources	source	NOUN
aijbms-283	109	16	across	across	ADP
aijbms-283	109	17	industries	industry	NOUN
aijbms-283	109	18	.	.	PUNCT
aijbms-283	110	1	mix	mix	NOUN
aijbms-283	110	2	,	,	PUNCT
aijbms-283	110	3	for	for	ADP
aijbms-283	110	4	instance	instance	NOUN
aijbms-283	110	5	,	,	PUNCT
aijbms-283	110	6	masum	masum	VERB
aijbms-283	110	7	et	et	PROPN
aijbms-283	110	8	al	al	PROPN
aijbms-283	110	9	.	.	PROPN
aijbms-283	110	10	,	,	PUNCT
aijbms-283	110	11	american	american	PROPN
aijbms-283	110	12	international	international	PROPN
aijbms-283	110	13	journal	journal	PROPN
aijbms-283	110	14	of	of	ADP
aijbms-283	110	15	business	business	NOUN
aijbms-283	110	16	and	and	CCONJ
aijbms-283	110	17	management	management	NOUN
aijbms-283	110	18	studies	study	NOUN
aijbms-283	110	19	4(1	4(1	NOUN
aijbms-283	110	20	)	)	PUNCT
aijbms-283	110	21	(	(	PUNCT
aijbms-283	110	22	2022	2022	NUM
aijbms-283	110	23	)	)	PUNCT
aijbms-283	110	24	,	,	PUNCT
aijbms-283	110	25	41	41	NUM
aijbms-283	110	26	-	-	SYM
aijbms-283	110	27	52	52	NUM
aijbms-283	110	28	44	44	NUM
aijbms-283	110	29	has	have	VERB
aijbms-283	110	30	11	11	NUM
aijbms-283	110	31	outreach	outreach	NOUN
aijbms-283	110	32	metrics	metric	NOUN
aijbms-283	110	33	.	.	PUNCT
aijbms-283	111	1	each	each	DET
aijbms-283	111	2	borrower	borrower	NOUN
aijbms-283	111	3	's	's	PART
aijbms-283	111	4	average	average	ADJ
aijbms-283	111	5	loan	loan	NOUN
aijbms-283	111	6	balance	balance	NOUN
aijbms-283	111	7	and	and	CCONJ
aijbms-283	111	8	each	each	DET
aijbms-283	111	9	saver	saver	NOUN
aijbms-283	111	10	's	's	PART
aijbms-283	111	11	average	average	ADJ
aijbms-283	111	12	savings	saving	NOUN
aijbms-283	111	13	balance	balance	NOUN
aijbms-283	111	14	are	be	AUX
aijbms-283	111	15	expressed	express	VERB
aijbms-283	111	16	as	as	ADP
aijbms-283	111	17	a	a	DET
aijbms-283	111	18	percentage	percentage	NOUN
aijbms-283	111	19	of	of	ADP
aijbms-283	111	20	his	his	PRON
aijbms-283	111	21	gnp	gnp	NOUN
aijbms-283	111	22	.	.	PUNCT
aijbms-283	112	1	percentage	percentage	NOUN
aijbms-283	112	2	of	of	ADP
aijbms-283	112	3	female	female	ADJ
aijbms-283	112	4	clients	client	NOUN
aijbms-283	112	5	,	,	PUNCT
aijbms-283	112	6	overall	overall	ADJ
aijbms-283	112	7	number	number	NOUN
aijbms-283	112	8	of	of	ADP
aijbms-283	112	9	savers	saver	NOUN
aijbms-283	112	10	or	or	CCONJ
aijbms-283	112	11	borrowers	borrower	NOUN
aijbms-283	112	12	,	,	PUNCT
aijbms-283	112	13	and	and	CCONJ
aijbms-283	112	14	the	the	DET
aijbms-283	112	15	number	number	NOUN
aijbms-283	112	16	of	of	ADP
aijbms-283	112	17	her	her	PRON
aijbms-283	112	18	$	$	SYM
aijbms-283	112	19	300	300	NUM
aijbms-283	112	20	or	or	CCONJ
aijbms-283	112	21	less	less	ADJ
aijbms-283	112	22	loans	loan	NOUN
aijbms-283	112	23	that	that	PRON
aijbms-283	112	24	have	have	AUX
aijbms-283	112	25	been	be	AUX
aijbms-283	112	26	executed	execute	VERB
aijbms-283	112	27	.	.	PUNCT
aijbms-283	113	1	mfi	mfi	PROPN
aijbms-283	113	2	is	be	AUX
aijbms-283	113	3	able	able	ADJ
aijbms-283	113	4	to	to	PART
aijbms-283	113	5	calculate	calculate	VERB
aijbms-283	113	6	all	all	PRON
aijbms-283	113	7	of	of	ADP
aijbms-283	113	8	these	these	PRON
aijbms-283	113	9	without	without	ADP
aijbms-283	113	10	speaking	speak	VERB
aijbms-283	113	11	with	with	ADP
aijbms-283	113	12	the	the	DET
aijbms-283	113	13	customer	customer	NOUN
aijbms-283	113	14	.	.	PUNCT
aijbms-283	114	1	the	the	DET
aijbms-283	114	2	other	other	ADJ
aijbms-283	114	3	three	three	NUM
aijbms-283	114	4	impact	impact	NOUN
aijbms-283	114	5	indicators	indicator	NOUN
aijbms-283	114	6	must	must	AUX
aijbms-283	114	7	be	be	AUX
aijbms-283	114	8	switched	switch	VERB
aijbms-283	114	9	back	back	ADV
aijbms-283	114	10	and	and	CCONJ
aijbms-283	114	11	forth	forth	ADV
aijbms-283	114	12	.	.	PUNCT
aijbms-283	115	1	consider	consider	VERB
aijbms-283	115	2	your	your	PRON
aijbms-283	115	3	clients	client	NOUN
aijbms-283	115	4	and	and	CCONJ
aijbms-283	115	5	produce	produce	VERB
aijbms-283	115	6	statistics	statistic	NOUN
aijbms-283	115	7	at	at	ADP
aijbms-283	115	8	the	the	DET
aijbms-283	115	9	household	household	NOUN
aijbms-283	115	10	level	level	NOUN
aijbms-283	115	11	,	,	PUNCT
aijbms-283	115	12	per	per	ADP
aijbms-283	115	13	day	day	NOUN
aijbms-283	115	14	and	and	CCONJ
aijbms-283	115	15	per	per	ADP
aijbms-283	115	16	household	household	NOUN
aijbms-283	115	17	member	member	NOUN
aijbms-283	115	18	.	.	PUNCT
aijbms-283	116	1	the	the	DET
aijbms-283	116	2	informal	informal	ADJ
aijbms-283	116	3	sector	sector	NOUN
aijbms-283	116	4	employs	employ	VERB
aijbms-283	116	5	more	more	ADJ
aijbms-283	116	6	than	than	ADP
aijbms-283	116	7	48	48	NUM
aijbms-283	116	8	%	%	NOUN
aijbms-283	116	9	of	of	ADP
aijbms-283	116	10	the	the	DET
aijbms-283	116	11	workforce	workforce	NOUN
aijbms-283	116	12	in	in	ADP
aijbms-283	116	13	africa	africa	PROPN
aijbms-283	116	14	,	,	PUNCT
aijbms-283	116	15	45	45	NUM
aijbms-283	116	16	%	%	NOUN
aijbms-283	116	17	in	in	ADP
aijbms-283	116	18	latin	latin	PROPN
aijbms-283	116	19	america	america	PROPN
aijbms-283	116	20	,	,	PUNCT
aijbms-283	116	21	and	and	CCONJ
aijbms-283	116	22	33	33	NUM
aijbms-283	116	23	%	%	NOUN
aijbms-283	116	24	in	in	ADP
aijbms-283	116	25	asia	asia	PROPN
aijbms-283	116	26	.	.	PUNCT
aijbms-283	117	1	they	they	PRON
aijbms-283	117	2	work	work	VERB
aijbms-283	117	3	for	for	ADP
aijbms-283	117	4	themselves	themselves	PRON
aijbms-283	117	5	or	or	CCONJ
aijbms-283	117	6	small	small	ADJ
aijbms-283	117	7	businesses	business	NOUN
aijbms-283	117	8	.	.	PUNCT
aijbms-283	118	1	microfinance	microfinance	NOUN
aijbms-283	118	2	institutions	institution	NOUN
aijbms-283	118	3	(	(	PUNCT
aijbms-283	118	4	mfis	mfis	PROPN
aijbms-283	118	5	)	)	PUNCT
aijbms-283	118	6	are	be	AUX
aijbms-283	118	7	specifically	specifically	ADV
aijbms-283	118	8	used	use	VERB
aijbms-283	118	9	by	by	ADP
aijbms-283	118	10	this	this	DET
aijbms-283	118	11	group	group	NOUN
aijbms-283	118	12	of	of	ADP
aijbms-283	118	13	consumers	consumer	NOUN
aijbms-283	118	14	who	who	PRON
aijbms-283	118	15	are	be	AUX
aijbms-283	118	16	active	active	ADJ
aijbms-283	118	17	in	in	ADP
aijbms-283	118	18	the	the	DET
aijbms-283	118	19	informal	informal	ADJ
aijbms-283	118	20	sector	sector	NOUN
aijbms-283	118	21	(	(	PUNCT
aijbms-283	118	22	balkenhol	balkenhol	NOUN
aijbms-283	118	23	,	,	PUNCT
aijbms-283	118	24	2006	2006	NUM
aijbms-283	118	25	;	;	PUNCT
aijbms-283	118	26	rubi	rubi	PROPN
aijbms-283	118	27	et	et	NOUN
aijbms-283	118	28	al	al	PROPN
aijbms-283	118	29	.	.	PROPN
aijbms-283	118	30	,	,	PUNCT
aijbms-283	118	31	2022	2022	NUM
aijbms-283	118	32	;	;	PUNCT
aijbms-283	118	33	zayed	zayed	PROPN
aijbms-283	118	34	et	et	PROPN
aijbms-283	118	35	al	al	PROPN
aijbms-283	118	36	.	.	PROPN
aijbms-283	118	37	,	,	PUNCT
aijbms-283	118	38	2021a	2021a	NUM
aijbms-283	118	39	;	;	PUNCT
aijbms-283	118	40	zayed	zayed	PROPN
aijbms-283	118	41	et	et	PROPN
aijbms-283	118	42	al	al	PROPN
aijbms-283	118	43	.	.	PROPN
aijbms-283	118	44	,	,	PUNCT
aijbms-283	118	45	2021b	2021b	NUM
aijbms-283	118	46	;	;	PUNCT
aijbms-283	118	47	zayed	zayed	PROPN
aijbms-283	118	48	et	et	PROPN
aijbms-283	118	49	al	al	PROPN
aijbms-283	118	50	.	.	PROPN
aijbms-283	118	51	,	,	PUNCT
aijbms-283	118	52	2022a	2022a	NUM
aijbms-283	118	53	)	)	PUNCT
aijbms-283	118	54	.	.	PUNCT
aijbms-283	119	1	researchers	researcher	NOUN
aijbms-283	119	2	are	be	AUX
aijbms-283	119	3	aware	aware	ADJ
aijbms-283	119	4	of	of	ADP
aijbms-283	119	5	a	a	DET
aijbms-283	119	6	wider	wide	ADJ
aijbms-283	119	7	variety	variety	NOUN
aijbms-283	119	8	of	of	ADP
aijbms-283	119	9	occupation	occupation	NOUN
aijbms-283	119	10	types	type	NOUN
aijbms-283	119	11	.	.	PUNCT
aijbms-283	120	1	here	here	ADV
aijbms-283	120	2	,	,	PUNCT
aijbms-283	120	3	the	the	DET
aijbms-283	120	4	outcomes	outcome	NOUN
aijbms-283	120	5	are	be	AUX
aijbms-283	120	6	more	more	ADV
aijbms-283	120	7	encouraging	encouraging	ADJ
aijbms-283	120	8	.	.	PUNCT
aijbms-283	121	1	the	the	DET
aijbms-283	121	2	need	need	NOUN
aijbms-283	121	3	for	for	ADP
aijbms-283	121	4	more	more	ADV
aijbms-283	121	5	employed	employ	VERB
aijbms-283	121	6	workers	worker	NOUN
aijbms-283	121	7	also	also	ADV
aijbms-283	121	8	appears	appear	VERB
aijbms-283	121	9	to	to	PART
aijbms-283	121	10	be	be	AUX
aijbms-283	121	11	influenced	influence	VERB
aijbms-283	121	12	by	by	ADP
aijbms-283	121	13	the	the	DET
aijbms-283	121	14	size	size	NOUN
aijbms-283	121	15	of	of	ADP
aijbms-283	121	16	a	a	DET
aijbms-283	121	17	customer	customer	NOUN
aijbms-283	121	18	's	's	PART
aijbms-283	121	19	farm	farm	NOUN
aijbms-283	121	20	at	at	ADP
aijbms-283	121	21	the	the	DET
aijbms-283	121	22	time	time	NOUN
aijbms-283	121	23	of	of	ADP
aijbms-283	121	24	initial	initial	ADJ
aijbms-283	121	25	contact	contact	NOUN
aijbms-283	121	26	with	with	ADP
aijbms-283	121	27	mfi	mfi	PROPN
aijbms-283	121	28	.	.	PUNCT
aijbms-283	122	1	when	when	SCONJ
aijbms-283	122	2	she	she	PRON
aijbms-283	122	3	obtained	obtain	VERB
aijbms-283	122	4	her	her	PRON
aijbms-283	122	5	first	first	ADJ
aijbms-283	122	6	loan	loan	NOUN
aijbms-283	122	7	,	,	PUNCT
aijbms-283	122	8	her	her	PRON
aijbms-283	122	9	kik	kik	PROPN
aijbms-283	122	10	program	program	NOUN
aijbms-283	122	11	client	client	NOUN
aijbms-283	122	12	in	in	ADP
aijbms-283	122	13	indonesia	indonesia	PROPN
aijbms-283	122	14	had	have	VERB
aijbms-283	122	15	a	a	DET
aijbms-283	122	16	combined	combined	ADJ
aijbms-283	122	17	workforce	workforce	NOUN
aijbms-283	122	18	(	(	PUNCT
aijbms-283	122	19	paid	pay	VERB
aijbms-283	122	20	and	and	CCONJ
aijbms-283	122	21	unpaid	unpaid	NOUN
aijbms-283	122	22	)	)	PUNCT
aijbms-283	122	23	of	of	ADP
aijbms-283	122	24	3	3	NUM
aijbms-283	122	25	for	for	ADP
aijbms-283	122	26	her	she	PRON
aijbms-283	122	27	and	and	CCONJ
aijbms-283	122	28	15	15	NUM
aijbms-283	122	29	for	for	ADP
aijbms-283	122	30	him	he	PRON
aijbms-283	122	31	.	.	PUNCT
aijbms-283	123	1	it	it	PRON
aijbms-283	123	2	seemed	seem	VERB
aijbms-283	123	3	that	that	SCONJ
aijbms-283	123	4	at	at	ADV
aijbms-283	123	5	least	least	ADJ
aijbms-283	123	6	some	some	PRON
aijbms-283	123	7	of	of	ADP
aijbms-283	123	8	them	they	PRON
aijbms-283	123	9	were	be	AUX
aijbms-283	123	10	no	no	ADV
aijbms-283	123	11	longer	long	ADV
aijbms-283	123	12	"	"	PUNCT
aijbms-283	123	13	household	household	NOUN
aijbms-283	123	14	companies	company	NOUN
aijbms-283	123	15	"	"	PUNCT
aijbms-283	123	16	.	.	PUNCT
aijbms-283	124	1	between	between	ADP
aijbms-283	124	2	industries	industry	NOUN
aijbms-283	124	3	,	,	PUNCT
aijbms-283	124	4	there	there	PRON
aijbms-283	124	5	were	be	VERB
aijbms-283	124	6	also	also	ADV
aijbms-283	124	7	significant	significant	ADJ
aijbms-283	124	8	disparities	disparity	NOUN
aijbms-283	124	9	(	(	PUNCT
aijbms-283	124	10	construction	construction	NOUN
aijbms-283	124	11	jobs	job	NOUN
aijbms-283	124	12	fell	fall	VERB
aijbms-283	124	13	while	while	SCONJ
aijbms-283	124	14	agriculture	agriculture	NOUN
aijbms-283	124	15	increased	increase	VERB
aijbms-283	124	16	manufacturing	manufacturing	NOUN
aijbms-283	124	17	and	and	CCONJ
aijbms-283	124	18	trade	trade	NOUN
aijbms-283	124	19	jobs	job	NOUN
aijbms-283	124	20	)	)	PUNCT
aijbms-283	124	21	.	.	PUNCT
aijbms-283	125	1	the	the	DET
aijbms-283	125	2	central	central	PROPN
aijbms-283	125	3	bank	bank	NOUN
aijbms-283	125	4	has	have	AUX
aijbms-283	125	5	infused	infuse	VERB
aijbms-283	125	6	$	$	SYM
aijbms-283	125	7	791	791	NUM
aijbms-283	125	8	million	million	NUM
aijbms-283	125	9	in	in	ADP
aijbms-283	125	10	loans	loan	NOUN
aijbms-283	125	11	into	into	ADP
aijbms-283	125	12	the	the	DET
aijbms-283	125	13	commercial	commercial	ADJ
aijbms-283	125	14	banking	banking	NOUN
aijbms-283	125	15	industry	industry	NOUN
aijbms-283	125	16	overall	overall	ADV
aijbms-283	125	17	through	through	ADP
aijbms-283	125	18	its	its	PRON
aijbms-283	125	19	refinancing	refinance	VERB
aijbms-283	125	20	facilities	facility	NOUN
aijbms-283	125	21	,	,	PUNCT
aijbms-283	125	22	which	which	PRON
aijbms-283	125	23	"	"	PUNCT
aijbms-283	125	24	generated	generate	VERB
aijbms-283	125	25	$	$	SYM
aijbms-283	125	26	255	255	NUM
aijbms-283	125	27	million	million	NUM
aijbms-283	125	28	in	in	ADP
aijbms-283	125	29	new	new	ADJ
aijbms-283	125	30	fixed	fix	VERB
aijbms-283	125	31	investment	investment	NOUN
aijbms-283	125	32	and	and	CCONJ
aijbms-283	125	33	produced	produce	VERB
aijbms-283	125	34	67,000	67,000	NUM
aijbms-283	125	35	employment	employment	NOUN
aijbms-283	125	36	in	in	ADP
aijbms-283	125	37	two	two	NUM
aijbms-283	125	38	years	year	NOUN
aijbms-283	125	39	"	"	PUNCT
aijbms-283	125	40	(	(	PUNCT
aijbms-283	125	41	balkenhol	balkenhol	NOUN
aijbms-283	125	42	,	,	PUNCT
aijbms-283	125	43	2006	2006	NUM
aijbms-283	125	44	;	;	PUNCT
aijbms-283	125	45	zayed	zayed	PROPN
aijbms-283	125	46	et	et	PROPN
aijbms-283	125	47	al	al	PROPN
aijbms-283	125	48	.	.	PROPN
aijbms-283	125	49	,	,	PUNCT
aijbms-283	125	50	2022b	2022b	NUM
aijbms-283	125	51	)	)	PUNCT
aijbms-283	125	52	.	.	PUNCT
aijbms-283	126	1	a	a	DET
aijbms-283	126	2	loan	loan	NOUN
aijbms-283	126	3	that	that	PRON
aijbms-283	126	4	would	would	AUX
aijbms-283	126	5	support	support	VERB
aijbms-283	126	6	many	many	ADJ
aijbms-283	126	7	jobs	job	NOUN
aijbms-283	126	8	creation	creation	NOUN
aijbms-283	126	9	and	and	CCONJ
aijbms-283	126	10	preservation	preservation	NOUN
aijbms-283	126	11	in	in	ADP
aijbms-283	126	12	serbia	serbia	PROPN
aijbms-283	126	13	was	be	AUX
aijbms-283	126	14	approved	approve	VERB
aijbms-283	126	15	in	in	ADP
aijbms-283	126	16	2014	2014	NUM
aijbms-283	126	17	by	by	ADP
aijbms-283	126	18	the	the	DET
aijbms-283	126	19	microfinance	microfinance	NOUN
aijbms-283	126	20	organization	organization	NOUN
aijbms-283	126	21	that	that	PRON
aijbms-283	126	22	is	be	AUX
aijbms-283	126	23	the	the	DET
aijbms-283	126	24	focus	focus	NOUN
aijbms-283	126	25	of	of	ADP
aijbms-283	126	26	the	the	DET
aijbms-283	126	27	study	study	NOUN
aijbms-283	126	28	that	that	PRON
aijbms-283	126	29	is	be	AUX
aijbms-283	126	30	being	be	AUX
aijbms-283	126	31	presented	present	VERB
aijbms-283	126	32	(	(	PUNCT
aijbms-283	126	33	radmila	radmila	INTJ
aijbms-283	126	34	,	,	PUNCT
aijbms-283	126	35	2015	2015	NUM
aijbms-283	126	36	;	;	PUNCT
aijbms-283	126	37	zayed	zayed	PROPN
aijbms-283	126	38	et	et	PROPN
aijbms-283	126	39	al	al	PROPN
aijbms-283	126	40	.	.	PROPN
aijbms-283	126	41	,	,	PUNCT
aijbms-283	126	42	2022c	2022c	NUM
aijbms-283	126	43	;	;	PUNCT
aijbms-283	126	44	zayed	zayed	PROPN
aijbms-283	126	45	et	et	PROPN
aijbms-283	126	46	al	al	PROPN
aijbms-283	126	47	.	.	PROPN
aijbms-283	126	48	,	,	PUNCT
aijbms-283	126	49	2022d	2022d	NUM
aijbms-283	126	50	)	)	PUNCT
aijbms-283	126	51	.	.	PUNCT
aijbms-283	127	1	the	the	DET
aijbms-283	127	2	following	follow	VERB
aijbms-283	127	3	are	be	AUX
aijbms-283	127	4	the	the	DET
aijbms-283	127	5	study	study	NOUN
aijbms-283	127	6	's	's	PART
aijbms-283	127	7	primary	primary	ADJ
aijbms-283	127	8	hypotheses	hypothesis	NOUN
aijbms-283	127	9	:	:	PUNCT
aijbms-283	127	10	positive	positive	ADJ
aijbms-283	127	11	correlation	correlation	NOUN
aijbms-283	127	12	between	between	ADP
aijbms-283	127	13	bank	bank	NOUN
aijbms-283	127	14	lending	lending	NOUN
aijbms-283	127	15	and	and	CCONJ
aijbms-283	127	16	job	job	NOUN
aijbms-283	127	17	growth	growth	NOUN
aijbms-283	127	18	was	be	AUX
aijbms-283	127	19	qualitatively	qualitatively	ADV
aijbms-283	127	20	verified	verify	VERB
aijbms-283	127	21	(	(	PUNCT
aijbms-283	127	22	alkalha	alkalha	NOUN
aijbms-283	127	23	et	et	PROPN
aijbms-283	127	24	al	al	PROPN
aijbms-283	127	25	.	.	PROPN
aijbms-283	127	26	,	,	PUNCT
aijbms-283	127	27	2012	2012	NUM
aijbms-283	127	28	;	;	PUNCT
aijbms-283	127	29	bhuiyan	bhuiyan	X
aijbms-283	127	30	et	et	PROPN
aijbms-283	127	31	al	al	PROPN
aijbms-283	127	32	.	.	PROPN
aijbms-283	127	33	,	,	PUNCT
aijbms-283	127	34	2022	2022	NUM
aijbms-283	127	35	;	;	PUNCT
aijbms-283	127	36	shayery	shayery	NOUN
aijbms-283	127	37	et	et	PROPN
aijbms-283	127	38	al	al	PROPN
aijbms-283	127	39	.	.	PROPN
aijbms-283	127	40	,	,	PUNCT
aijbms-283	127	41	2022	2022	NUM
aijbms-283	127	42	)	)	PUNCT
aijbms-283	127	43	.	.	PUNCT
aijbms-283	128	1	the	the	DET
aijbms-283	128	2	study	study	NOUN
aijbms-283	128	3	assessed	assess	VERB
aijbms-283	128	4	employment	employment	NOUN
aijbms-283	128	5	data	datum	NOUN
aijbms-283	128	6	with	with	ADP
aijbms-283	128	7	a	a	DET
aijbms-283	128	8	particular	particular	ADJ
aijbms-283	128	9	emphasis	emphasis	NOUN
aijbms-283	128	10	on	on	ADP
aijbms-283	128	11	two	two	NUM
aijbms-283	128	12	important	important	ADJ
aijbms-283	128	13	metrics	metric	NOUN
aijbms-283	128	14	:	:	PUNCT
aijbms-283	128	15	permanent	permanent	ADJ
aijbms-283	128	16	jobs	job	NOUN
aijbms-283	128	17	and	and	CCONJ
aijbms-283	128	18	jobs	job	NOUN
aijbms-283	128	19	produced	produce	VERB
aijbms-283	128	20	,	,	PUNCT
aijbms-283	128	21	measured	measure	VERB
aijbms-283	128	22	at	at	ADP
aijbms-283	128	23	the	the	DET
aijbms-283	128	24	level	level	NOUN
aijbms-283	128	25	of	of	ADP
aijbms-283	128	26	mfi	mfi	PROPN
aijbms-283	128	27	clients	client	NOUN
aijbms-283	128	28	across	across	ADP
aijbms-283	128	29	all	all	DET
aijbms-283	128	30	sectors	sector	NOUN
aijbms-283	128	31	of	of	ADP
aijbms-283	128	32	agriculture	agriculture	NOUN
aijbms-283	128	33	,	,	PUNCT
aijbms-283	128	34	business	business	NOUN
aijbms-283	128	35	,	,	PUNCT
aijbms-283	128	36	and	and	CCONJ
aijbms-283	128	37	population	population	NOUN
aijbms-283	128	38	.	.	PUNCT
aijbms-283	129	1	the	the	DET
aijbms-283	129	2	information	information	NOUN
aijbms-283	129	3	used	use	VERB
aijbms-283	129	4	was	be	AUX
aijbms-283	129	5	:	:	PUNCT
aijbms-283	129	6	a	a	DET
aijbms-283	129	7	certain	certain	ADJ
aijbms-283	129	8	number	number	NOUN
aijbms-283	129	9	was	be	AUX
aijbms-283	129	10	considered	consider	VERB
aijbms-283	129	11	a	a	DET
aijbms-283	129	12	full	full	ADJ
aijbms-283	129	13	-	-	PUNCT
aijbms-283	129	14	time	time	NOUN
aijbms-283	129	15	number	number	NOUN
aijbms-283	129	16	.	.	PUNCT
aijbms-283	130	1	the	the	DET
aijbms-283	130	2	number	number	NOUN
aijbms-283	130	3	of	of	ADP
aijbms-283	130	4	new	new	ADJ
aijbms-283	130	5	hires	hire	NOUN
aijbms-283	130	6	that	that	PRON
aijbms-283	130	7	mfi	mfi	PROPN
aijbms-283	130	8	's	's	PART
aijbms-283	130	9	clients	client	NOUN
aijbms-283	130	10	want	want	VERB
aijbms-283	130	11	to	to	PART
aijbms-283	130	12	make	make	VERB
aijbms-283	130	13	when	when	SCONJ
aijbms-283	130	14	the	the	DET
aijbms-283	130	15	loan	loan	NOUN
aijbms-283	130	16	is	be	AUX
aijbms-283	130	17	approved	approve	VERB
aijbms-283	130	18	,	,	PUNCT
aijbms-283	130	19	counted	count	VERB
aijbms-283	130	20	as	as	ADP
aijbms-283	130	21	new	new	ADJ
aijbms-283	130	22	employment	employment	NOUN
aijbms-283	130	23	created	create	VERB
aijbms-283	130	24	.	.	PUNCT
aijbms-283	131	1	the	the	DET
aijbms-283	131	2	agriculture	agriculture	NOUN
aijbms-283	131	3	sector	sector	NOUN
aijbms-283	131	4	includes	include	VERB
aijbms-283	131	5	householders	householder	NOUN
aijbms-283	131	6	aged	age	VERB
aijbms-283	131	7	15	15	NUM
aijbms-283	131	8	years	year	NOUN
aijbms-283	131	9	and	and	CCONJ
aijbms-283	131	10	above	above	ADV
aijbms-283	131	11	.	.	PUNCT
aijbms-283	132	1	the	the	DET
aijbms-283	132	2	number	number	NOUN
aijbms-283	132	3	of	of	ADP
aijbms-283	132	4	permanent	permanent	ADJ
aijbms-283	132	5	positions	position	NOUN
aijbms-283	132	6	is	be	AUX
aijbms-283	132	7	represented	represent	VERB
aijbms-283	132	8	by	by	ADP
aijbms-283	132	9	the	the	DET
aijbms-283	132	10	variable	variable	ADJ
aijbms-283	132	11	'	'	PUNCT
aijbms-283	132	12	c	c	NOUN
aijbms-283	132	13	'	'	PUNCT
aijbms-283	132	14	,	,	PUNCT
aijbms-283	132	15	while	while	SCONJ
aijbms-283	132	16	the	the	DET
aijbms-283	132	17	total	total	ADJ
aijbms-283	132	18	number	number	NOUN
aijbms-283	132	19	of	of	ADP
aijbms-283	132	20	new	new	ADJ
aijbms-283	132	21	employment	employment	NOUN
aijbms-283	132	22	created	create	VERB
aijbms-283	132	23	by	by	ADP
aijbms-283	132	24	day	day	NOUN
aijbms-283	132	25	workers	worker	NOUN
aijbms-283	132	26	or	or	CCONJ
aijbms-283	132	27	seasonal	seasonal	ADJ
aijbms-283	132	28	employees	employee	NOUN
aijbms-283	132	29	that	that	SCONJ
aijbms-283	132	30	the	the	DET
aijbms-283	132	31	customer	customer	NOUN
aijbms-283	132	32	typically	typically	ADV
aijbms-283	132	33	hires	hire	VERB
aijbms-283	132	34	each	each	DET
aijbms-283	132	35	year	year	NOUN
aijbms-283	132	36	is	be	AUX
aijbms-283	132	37	represented	represent	VERB
aijbms-283	132	38	as	as	ADP
aijbms-283	132	39	'	'	PUNCT
aijbms-283	132	40	quantity	quantity	NOUN
aijbms-283	132	41	'	'	PUNCT
aijbms-283	132	42	.	.	PUNCT
aijbms-283	133	1	only	only	ADV
aijbms-283	133	2	loans	loan	NOUN
aijbms-283	133	3	aimed	aim	VERB
aijbms-283	133	4	at	at	ADP
aijbms-283	133	5	supplementing	supplement	VERB
aijbms-283	133	6	home	home	NOUN
aijbms-283	133	7	income	income	NOUN
aijbms-283	133	8	from	from	ADP
aijbms-283	133	9	commercial	commercial	ADJ
aijbms-283	133	10	or	or	CCONJ
aijbms-283	133	11	agricultural	agricultural	ADJ
aijbms-283	133	12	activities	activity	NOUN
aijbms-283	133	13	,	,	PUNCT
aijbms-283	133	14	as	as	ADV
aijbms-283	133	15	well	well	ADV
aijbms-283	133	16	as	as	ADP
aijbms-283	133	17	those	those	PRON
aijbms-283	133	18	hired	hire	VERB
aijbms-283	133	19	to	to	PART
aijbms-283	133	20	help	help	VERB
aijbms-283	133	21	with	with	ADP
aijbms-283	133	22	additional	additional	ADJ
aijbms-283	133	23	household	household	NOUN
aijbms-283	133	24	duties	duty	NOUN
aijbms-283	133	25	and	and	CCONJ
aijbms-283	133	26	outside	outside	ADP
aijbms-283	133	27	human	human	ADJ
aijbms-283	133	28	resources	resource	NOUN
aijbms-283	133	29	,	,	PUNCT
aijbms-283	133	30	are	be	AUX
aijbms-283	133	31	included	include	VERB
aijbms-283	133	32	in	in	ADP
aijbms-283	133	33	this	this	DET
aijbms-283	133	34	population	population	NOUN
aijbms-283	133	35	sector	sector	NOUN
aijbms-283	133	36	.	.	PUNCT
aijbms-283	134	1	the	the	DET
aijbms-283	134	2	number	number	NOUN
aijbms-283	134	3	of	of	ADP
aijbms-283	134	4	new	new	ADJ
aijbms-283	134	5	jobs	job	NOUN
aijbms-283	134	6	created	create	VERB
aijbms-283	134	7	is	be	AUX
aijbms-283	134	8	calculated	calculate	VERB
aijbms-283	134	9	whenever	whenever	SCONJ
aijbms-283	134	10	a	a	DET
aijbms-283	134	11	customer	customer	NOUN
aijbms-283	134	12	applies	apply	VERB
aijbms-283	134	13	for	for	ADP
aijbms-283	134	14	a	a	DET
aijbms-283	134	15	new	new	ADJ
aijbms-283	134	16	loan	loan	NOUN
aijbms-283	134	17	.	.	PUNCT
aijbms-283	135	1	in	in	ADP
aijbms-283	135	2	2014	2014	NUM
aijbms-283	135	3	,	,	PUNCT
aijbms-283	135	4	mfi	mfi	PROPN
aijbms-283	135	5	approved	approve	VERB
aijbms-283	135	6	loans	loan	NOUN
aijbms-283	135	7	that	that	PRON
aijbms-283	135	8	kept	keep	VERB
aijbms-283	135	9	28,720	28,720	NUM
aijbms-283	135	10	individuals	individual	NOUN
aijbms-283	135	11	employed	employ	VERB
aijbms-283	135	12	and	and	CCONJ
aijbms-283	135	13	added	add	VERB
aijbms-283	135	14	13,658	13,658	NUM
aijbms-283	135	15	jobs	job	NOUN
aijbms-283	135	16	in	in	ADP
aijbms-283	135	17	serbia	serbia	PROPN
aijbms-283	135	18	,	,	PUNCT
aijbms-283	135	19	with	with	ADP
aijbms-283	135	20	the	the	DET
aijbms-283	135	21	dynamics	dynamic	NOUN
aijbms-283	135	22	of	of	ADP
aijbms-283	135	23	employment	employment	NOUN
aijbms-283	135	24	recorded	record	VERB
aijbms-283	135	25	month	month	NOUN
aijbms-283	135	26	by	by	ADP
aijbms-283	135	27	month	month	NOUN
aijbms-283	135	28	using	use	VERB
aijbms-283	135	29	mathematical	mathematical	ADJ
aijbms-283	135	30	and	and	CCONJ
aijbms-283	135	31	descriptive	descriptive	ADJ
aijbms-283	135	32	statistical	statistical	ADJ
aijbms-283	135	33	techniques	technique	NOUN
aijbms-283	135	34	.	.	PUNCT
aijbms-283	136	1	the	the	DET
aijbms-283	136	2	coefficient	coefficient	NOUN
aijbms-283	136	3	of	of	ADP
aijbms-283	136	4	determination	determination	NOUN
aijbms-283	136	5	is	be	AUX
aijbms-283	136	6	used	use	VERB
aijbms-283	136	7	to	to	PART
aijbms-283	136	8	measure	measure	VERB
aijbms-283	136	9	how	how	SCONJ
aijbms-283	136	10	well	well	ADV
aijbms-283	136	11	the	the	DET
aijbms-283	136	12	trend	trend	NOUN
aijbms-283	136	13	line	line	NOUN
aijbms-283	136	14	fits	fit	VERB
aijbms-283	136	15	,	,	PUNCT
aijbms-283	136	16	contributing	contribute	VERB
aijbms-283	136	17	88.28	88.28	NUM
aijbms-283	136	18	%	%	NOUN
aijbms-283	136	19	to	to	ADP
aijbms-283	136	20	the	the	DET
aijbms-283	136	21	forecast	forecast	NOUN
aijbms-283	136	22	of	of	ADP
aijbms-283	136	23	produced	produce	VERB
aijbms-283	136	24	job	job	NOUN
aijbms-283	136	25	dynamics	dynamic	NOUN
aijbms-283	136	26	and	and	CCONJ
aijbms-283	136	27	93.98	93.98	NUM
aijbms-283	136	28	%	%	NOUN
aijbms-283	136	29	to	to	ADP
aijbms-283	136	30	the	the	DET
aijbms-283	136	31	prediction	prediction	NOUN
aijbms-283	136	32	of	of	ADP
aijbms-283	136	33	sustainable	sustainable	ADJ
aijbms-283	136	34	job	job	NOUN
aijbms-283	136	35	dynamics	dynamic	NOUN
aijbms-283	136	36	(	(	PUNCT
aijbms-283	136	37	radmila	radmila	NOUN
aijbms-283	136	38	,	,	PUNCT
aijbms-283	136	39	2015	2015	NUM
aijbms-283	136	40	)	)	PUNCT
aijbms-283	136	41	.	.	PUNCT
aijbms-283	137	1	materials	material	NOUN
aijbms-283	137	2	and	and	CCONJ
aijbms-283	137	3	methods	method	NOUN
aijbms-283	137	4	study	study	NOUN
aijbms-283	137	5	design	design	VERB
aijbms-283	137	6	the	the	DET
aijbms-283	137	7	survey	survey	NOUN
aijbms-283	137	8	is	be	AUX
aijbms-283	137	9	a	a	DET
aijbms-283	137	10	research	research	NOUN
aijbms-283	137	11	strategy	strategy	NOUN
aijbms-283	137	12	that	that	PRON
aijbms-283	137	13	outlined	outline	VERB
aijbms-283	137	14	the	the	DET
aijbms-283	137	15	gathering	gathering	NOUN
aijbms-283	137	16	of	of	ADP
aijbms-283	137	17	data	datum	NOUN
aijbms-283	137	18	from	from	ADP
aijbms-283	137	19	a	a	DET
aijbms-283	137	20	sample	sample	NOUN
aijbms-283	137	21	of	of	ADP
aijbms-283	137	22	people	people	NOUN
aijbms-283	137	23	by	by	ADP
aijbms-283	137	24	their	their	PRON
aijbms-283	137	25	responses	response	NOUN
aijbms-283	137	26	to	to	ADP
aijbms-283	137	27	questions	question	NOUN
aijbms-283	137	28	that	that	PRON
aijbms-283	137	29	were	be	AUX
aijbms-283	137	30	posed	pose	VERB
aijbms-283	137	31	(	(	PUNCT
aijbms-283	137	32	check	check	NOUN
aijbms-283	137	33	&	&	CCONJ
aijbms-283	137	34	schutt	schutt	PROPN
aijbms-283	137	35	,	,	PUNCT
aijbms-283	137	36	2012	2012	NUM
aijbms-283	137	37	)	)	PUNCT
aijbms-283	137	38	.	.	PUNCT
aijbms-283	138	1	so	so	ADV
aijbms-283	138	2	that	that	SCONJ
aijbms-283	138	3	this	this	DET
aijbms-283	138	4	design	design	NOUN
aijbms-283	138	5	was	be	AUX
aijbms-283	138	6	used	use	VERB
aijbms-283	138	7	to	to	PART
aijbms-283	138	8	describe	describe	VERB
aijbms-283	138	9	how	how	SCONJ
aijbms-283	138	10	the	the	DET
aijbms-283	138	11	drought	drought	NOUN
aijbms-283	138	12	impacts	impact	NOUN
aijbms-283	138	13	on	on	ADP
aijbms-283	138	14	small	small	ADJ
aijbms-283	138	15	scale	scale	NOUN
aijbms-283	138	16	farmers	farmer	NOUN
aijbms-283	138	17	to	to	PART
aijbms-283	138	18	collect	collect	VERB
aijbms-283	138	19	information	information	NOUN
aijbms-283	138	20	based	base	VERB
aijbms-283	138	21	on	on	ADP
aijbms-283	138	22	proposed	propose	VERB
aijbms-283	138	23	questionnaire	questionnaire	NOUN
aijbms-283	138	24	and	and	CCONJ
aijbms-283	138	25	summarize	summarize	VERB
aijbms-283	138	26	according	accord	VERB
aijbms-283	138	27	to	to	ADP
aijbms-283	138	28	the	the	DET
aijbms-283	138	29	respondent	respondent	NOUN
aijbms-283	138	30	’s	’s	PART
aijbms-283	138	31	feedback	feedback	NOUN
aijbms-283	138	32	accordingly	accordingly	ADV
aijbms-283	138	33	that	that	SCONJ
aijbms-283	138	34	this	this	DET
aijbms-283	138	35	type	type	NOUN
aijbms-283	138	36	of	of	ADP
aijbms-283	138	37	survey	survey	NOUN
aijbms-283	138	38	design	design	NOUN
aijbms-283	138	39	simplifies	simplifie	NOUN
aijbms-283	138	40	the	the	DET
aijbms-283	138	41	researcher	researcher	NOUN
aijbms-283	138	42	to	to	PART
aijbms-283	138	43	understand	understand	VERB
aijbms-283	138	44	and	and	CCONJ
aijbms-283	138	45	simply	simply	ADV
aijbms-283	138	46	summarize	summarize	VERB
aijbms-283	138	47	the	the	DET
aijbms-283	138	48	problem	problem	NOUN
aijbms-283	138	49	.	.	PUNCT
aijbms-283	139	1	sample	sample	NOUN
aijbms-283	139	2	procedure	procedure	NOUN
aijbms-283	139	3	the	the	DET
aijbms-283	139	4	study	study	NOUN
aijbms-283	139	5	used	use	VERB
aijbms-283	139	6	purposive	purposive	NOUN
aijbms-283	139	7	sampling	sampling	NOUN
aijbms-283	139	8	,	,	PUNCT
aijbms-283	139	9	a	a	DET
aijbms-283	139	10	non	non	ADJ
aijbms-283	139	11	-	-	ADJ
aijbms-283	139	12	probabilistic	probabilistic	ADJ
aijbms-283	139	13	technique	technique	NOUN
aijbms-283	139	14	,	,	PUNCT
aijbms-283	139	15	to	to	PART
aijbms-283	139	16	select	select	VERB
aijbms-283	139	17	participants	participant	NOUN
aijbms-283	139	18	from	from	ADP
aijbms-283	139	19	somalia	somalia	PROPN
aijbms-283	139	20	who	who	PRON
aijbms-283	139	21	were	be	AUX
aijbms-283	139	22	living	live	VERB
aijbms-283	139	23	in	in	ADP
aijbms-283	139	24	areas	area	NOUN
aijbms-283	139	25	prone	prone	ADJ
aijbms-283	139	26	to	to	ADP
aijbms-283	139	27	disasters	disaster	NOUN
aijbms-283	139	28	.	.	PUNCT
aijbms-283	140	1	the	the	DET
aijbms-283	140	2	researcher	researcher	NOUN
aijbms-283	140	3	intentionally	intentionally	ADV
aijbms-283	140	4	excluded	exclude	VERB
aijbms-283	140	5	individuals	individual	NOUN
aijbms-283	140	6	who	who	PRON
aijbms-283	140	7	were	be	AUX
aijbms-283	140	8	not	not	PART
aijbms-283	140	9	in	in	ADP
aijbms-283	140	10	this	this	DET
aijbms-283	140	11	category	category	NOUN
aijbms-283	140	12	to	to	PART
aijbms-283	140	13	focus	focus	VERB
aijbms-283	140	14	on	on	ADP
aijbms-283	140	15	collecting	collect	VERB
aijbms-283	140	16	specific	specific	ADJ
aijbms-283	140	17	information	information	NOUN
aijbms-283	140	18	.	.	PUNCT
aijbms-283	141	1	purposive	purposive	ADJ
aijbms-283	141	2	sampling	sampling	NOUN
aijbms-283	141	3	was	be	AUX
aijbms-283	141	4	chosen	choose	VERB
aijbms-283	141	5	for	for	ADP
aijbms-283	141	6	its	its	PRON
aijbms-283	141	7	efficiency	efficiency	NOUN
aijbms-283	141	8	in	in	ADP
aijbms-283	141	9	saving	save	VERB
aijbms-283	141	10	time	time	NOUN
aijbms-283	141	11	and	and	CCONJ
aijbms-283	141	12	money	money	NOUN
aijbms-283	141	13	.	.	PUNCT
aijbms-283	142	1	it	it	PRON
aijbms-283	142	2	is	be	AUX
aijbms-283	142	3	important	important	ADJ
aijbms-283	142	4	to	to	PART
aijbms-283	142	5	note	note	VERB
aijbms-283	142	6	that	that	SCONJ
aijbms-283	142	7	the	the	DET
aijbms-283	142	8	researcher	researcher	NOUN
aijbms-283	142	9	and	and	CCONJ
aijbms-283	142	10	the	the	DET
aijbms-283	142	11	country	country	NOUN
aijbms-283	142	12	were	be	AUX
aijbms-283	142	13	not	not	PART
aijbms-283	142	14	responsible	responsible	ADJ
aijbms-283	142	15	for	for	ADP
aijbms-283	142	16	exacerbating	exacerbate	VERB
aijbms-283	142	17	the	the	DET
aijbms-283	142	18	situation	situation	NOUN
aijbms-283	142	19	.	.	PUNCT
aijbms-283	143	1	research	research	NOUN
aijbms-283	143	2	instrument	instrument	NOUN
aijbms-283	143	3	this	this	DET
aijbms-283	143	4	study	study	NOUN
aijbms-283	143	5	aimed	aim	VERB
aijbms-283	143	6	to	to	PART
aijbms-283	143	7	investigate	investigate	VERB
aijbms-283	143	8	the	the	DET
aijbms-283	143	9	impact	impact	NOUN
aijbms-283	143	10	of	of	ADP
aijbms-283	143	11	drought	drought	NOUN
aijbms-283	143	12	on	on	ADP
aijbms-283	143	13	small	small	ADJ
aijbms-283	143	14	-	-	PUNCT
aijbms-283	143	15	scale	scale	NOUN
aijbms-283	143	16	farmers	farmer	NOUN
aijbms-283	143	17	in	in	ADP
aijbms-283	143	18	somalia	somalia	PROPN
aijbms-283	143	19	,	,	PUNCT
aijbms-283	143	20	specifically	specifically	ADV
aijbms-283	143	21	in	in	ADP
aijbms-283	143	22	the	the	DET
aijbms-283	143	23	areas	area	NOUN
aijbms-283	143	24	of	of	ADP
aijbms-283	143	25	agriculture	agriculture	NOUN
aijbms-283	143	26	,	,	PUNCT
aijbms-283	143	27	economics	economic	NOUN
aijbms-283	143	28	,	,	PUNCT
aijbms-283	143	29	health	health	NOUN
aijbms-283	143	30	,	,	PUNCT
aijbms-283	143	31	and	and	CCONJ
aijbms-283	143	32	livelihoods	livelihood	NOUN
aijbms-283	143	33	.	.	PUNCT
aijbms-283	144	1	the	the	DET
aijbms-283	144	2	data	datum	NOUN
aijbms-283	144	3	was	be	AUX
aijbms-283	144	4	collected	collect	VERB
aijbms-283	144	5	using	use	VERB
aijbms-283	144	6	a	a	DET
aijbms-283	144	7	questionnaire	questionnaire	NOUN
aijbms-283	144	8	instrument	instrument	NOUN
aijbms-283	144	9	adapted	adapt	VERB
aijbms-283	144	10	through	through	ADP
aijbms-283	144	11	google	google	PROPN
aijbms-283	144	12	forms	form	NOUN
aijbms-283	144	13	,	,	PUNCT
aijbms-283	144	14	as	as	SCONJ
aijbms-283	144	15	it	it	PRON
aijbms-283	144	16	was	be	AUX
aijbms-283	144	17	efficient	efficient	ADJ
aijbms-283	144	18	in	in	ADP
aijbms-283	144	19	collecting	collect	VERB
aijbms-283	144	20	responses	response	NOUN
aijbms-283	144	21	from	from	ADP
aijbms-283	144	22	a	a	DET
aijbms-283	144	23	large	large	ADJ
aijbms-283	144	24	sample	sample	NOUN
aijbms-283	144	25	size	size	NOUN
aijbms-283	144	26	and	and	CCONJ
aijbms-283	144	27	suitable	suitable	ADJ
aijbms-283	144	28	for	for	ADP
aijbms-283	144	29	the	the	DET
aijbms-283	144	30	researcher	researcher	NOUN
aijbms-283	144	31	's	's	PART
aijbms-283	144	32	study	study	NOUN
aijbms-283	144	33	.	.	PUNCT
aijbms-283	145	1	the	the	DET
aijbms-283	145	2	questionnaire	questionnaire	NOUN
aijbms-283	145	3	is	be	AUX
aijbms-283	145	4	a	a	DET
aijbms-283	145	5	technique	technique	NOUN
aijbms-283	145	6	of	of	ADP
aijbms-283	145	7	data	datum	NOUN
aijbms-283	145	8	collection	collection	NOUN
aijbms-283	145	9	where	where	SCONJ
aijbms-283	145	10	each	each	DET
aijbms-283	145	11	person	person	NOUN
aijbms-283	145	12	responds	respond	VERB
aijbms-283	145	13	to	to	ADP
aijbms-283	145	14	the	the	DET
aijbms-283	145	15	same	same	ADJ
aijbms-283	145	16	set	set	NOUN
aijbms-283	145	17	of	of	ADP
aijbms-283	145	18	questions	question	NOUN
aijbms-283	145	19	.	.	PUNCT
aijbms-283	146	1	the	the	DET
aijbms-283	146	2	use	use	NOUN
aijbms-283	146	3	of	of	ADP
aijbms-283	146	4	this	this	DET
aijbms-283	146	5	tool	tool	NOUN
aijbms-283	146	6	was	be	AUX
aijbms-283	146	7	guided	guide	VERB
aijbms-283	146	8	by	by	ADP
aijbms-283	146	9	the	the	DET
aijbms-283	146	10	nature	nature	NOUN
aijbms-283	146	11	of	of	ADP
aijbms-283	146	12	the	the	DET
aijbms-283	146	13	data	datum	NOUN
aijbms-283	146	14	to	to	PART
aijbms-283	146	15	be	be	AUX
aijbms-283	146	16	collected	collect	VERB
aijbms-283	146	17	,	,	PUNCT
aijbms-283	146	18	time	time	NOUN
aijbms-283	146	19	constraints	constraint	NOUN
aijbms-283	146	20	,	,	PUNCT
aijbms-283	146	21	and	and	CCONJ
aijbms-283	146	22	the	the	DET
aijbms-283	146	23	objectives	objective	NOUN
aijbms-283	146	24	of	of	ADP
aijbms-283	146	25	the	the	DET
aijbms-283	146	26	study	study	NOUN
aijbms-283	146	27	.	.	PUNCT
aijbms-283	147	1	due	due	ADP
aijbms-283	147	2	to	to	ADP
aijbms-283	147	3	the	the	DET
aijbms-283	147	4	covid19	covid19	NOUN
aijbms-283	147	5	pandemic	pandemic	ADJ
aijbms-283	147	6	and	and	CCONJ
aijbms-283	147	7	the	the	DET
aijbms-283	147	8	absence	absence	NOUN
aijbms-283	147	9	of	of	ADP
aijbms-283	147	10	the	the	DET
aijbms-283	147	11	researcher	researcher	NOUN
aijbms-283	147	12	,	,	PUNCT
aijbms-283	147	13	an	an	DET
aijbms-283	147	14	online	online	ADJ
aijbms-283	147	15	survey	survey	NOUN
aijbms-283	147	16	was	be	AUX
aijbms-283	147	17	chosen	choose	VERB
aijbms-283	147	18	as	as	ADP
aijbms-283	147	19	the	the	DET
aijbms-283	147	20	most	most	ADV
aijbms-283	147	21	appropriate	appropriate	ADJ
aijbms-283	147	22	method	method	NOUN
aijbms-283	147	23	to	to	PART
aijbms-283	147	24	collect	collect	VERB
aijbms-283	147	25	primary	primary	ADJ
aijbms-283	147	26	data	datum	NOUN
aijbms-283	147	27	.	.	PUNCT
aijbms-283	148	1	the	the	DET
aijbms-283	148	2	study	study	NOUN
aijbms-283	148	3	also	also	ADV
aijbms-283	148	4	involved	involve	VERB
aijbms-283	148	5	the	the	DET
aijbms-283	148	6	collection	collection	NOUN
aijbms-283	148	7	of	of	ADP
aijbms-283	148	8	secondary	secondary	ADJ
aijbms-283	148	9	data	datum	NOUN
aijbms-283	148	10	.	.	PUNCT
aijbms-283	149	1	results	result	NOUN
aijbms-283	149	2	&	&	CCONJ
aijbms-283	149	3	discussions	discussion	NOUN
aijbms-283	149	4	microfinance	microfinance	NOUN
aijbms-283	149	5	as	as	ADP
aijbms-283	149	6	a	a	DET
aijbms-283	149	7	tool	tool	NOUN
aijbms-283	149	8	for	for	ADP
aijbms-283	149	9	contributing	contribute	VERB
aijbms-283	149	10	to	to	ADP
aijbms-283	149	11	the	the	DET
aijbms-283	149	12	self	self	NOUN
aijbms-283	149	13	-	-	PUNCT
aijbms-283	149	14	employment	employment	NOUN
aijbms-283	149	15	of	of	ADP
aijbms-283	149	16	poor	poor	ADJ
aijbms-283	149	17	individuals	individual	NOUN
aijbms-283	149	18	table	table	VERB
aijbms-283	149	19	1	1	NUM
aijbms-283	149	20	.	.	PUNCT
aijbms-283	150	1	mfi	mfi	PROPN
aijbms-283	150	2	is	be	AUX
aijbms-283	150	3	contributed	contribute	VERB
aijbms-283	150	4	self	self	NOUN
aijbms-283	150	5	-	-	PUNCT
aijbms-283	150	6	employment	employment	NOUN
aijbms-283	150	7	of	of	ADP
aijbms-283	150	8	poor	poor	ADJ
aijbms-283	150	9	people	people	NOUN
aijbms-283	150	10	indicator	indicator	NOUN
aijbms-283	150	11	frequency	frequency	NOUN
aijbms-283	150	12	percent	percent	NOUN
aijbms-283	150	13	strongly	strongly	ADV
aijbms-283	150	14	agree	agree	VERB
aijbms-283	150	15	48	48	NUM
aijbms-283	150	16	40	40	NUM
aijbms-283	150	17	%	%	NOUN
aijbms-283	150	18	agree	agree	VERB
aijbms-283	150	19	37	37	NUM
aijbms-283	150	20	31	31	NUM
aijbms-283	150	21	%	%	NOUN
aijbms-283	150	22	masum	masum	NOUN
aijbms-283	150	23	et	et	PROPN
aijbms-283	150	24	al	al	PROPN
aijbms-283	150	25	.	.	PROPN
aijbms-283	150	26	,	,	PUNCT
aijbms-283	150	27	american	american	PROPN
aijbms-283	150	28	international	international	PROPN
aijbms-283	150	29	journal	journal	PROPN
aijbms-283	150	30	of	of	ADP
aijbms-283	150	31	business	business	NOUN
aijbms-283	150	32	and	and	CCONJ
aijbms-283	150	33	management	management	NOUN
aijbms-283	150	34	studies	study	NOUN
aijbms-283	150	35	4(1	4(1	NOUN
aijbms-283	150	36	)	)	PUNCT
aijbms-283	150	37	(	(	PUNCT
aijbms-283	150	38	2022	2022	NUM
aijbms-283	150	39	)	)	PUNCT
aijbms-283	150	40	,	,	PUNCT
aijbms-283	150	41	41	41	NUM
aijbms-283	150	42	-	-	SYM
aijbms-283	150	43	52	52	NUM
aijbms-283	150	44	45	45	NUM
aijbms-283	150	45	neutral	neutral	ADJ
aijbms-283	150	46	20	20	NUM
aijbms-283	150	47	17	17	NUM
aijbms-283	150	48	%	%	NOUN
aijbms-283	150	49	disagree	disagree	VERB
aijbms-283	150	50	8	8	NUM
aijbms-283	150	51	7	7	NUM
aijbms-283	150	52	%	%	NOUN
aijbms-283	150	53	strongly	strongly	ADV
aijbms-283	150	54	disagree	disagree	VERB
aijbms-283	150	55	7	7	NUM
aijbms-283	150	56	6	6	NUM
aijbms-283	150	57	%	%	NOUN
aijbms-283	150	58	total	total	NOUN
aijbms-283	150	59	120	120	NUM
aijbms-283	150	60	100	100	NUM
aijbms-283	150	61	source	source	NOUN
aijbms-283	150	62	:	:	PUNCT
aijbms-283	150	63	primary	primary	ADJ
aijbms-283	150	64	data	datum	NOUN
aijbms-283	150	65	based	base	VERB
aijbms-283	150	66	on	on	ADP
aijbms-283	150	67	table	table	NOUN
aijbms-283	150	68	1	1	NUM
aijbms-283	150	69	and	and	CCONJ
aijbms-283	150	70	figure	figure	VERB
aijbms-283	150	71	1	1	NUM
aijbms-283	150	72	presented	present	VERB
aijbms-283	150	73	above	above	ADV
aijbms-283	150	74	,	,	PUNCT
aijbms-283	150	75	it	it	PRON
aijbms-283	150	76	can	can	AUX
aijbms-283	150	77	be	be	AUX
aijbms-283	150	78	observed	observe	VERB
aijbms-283	150	79	that	that	SCONJ
aijbms-283	150	80	40	40	NUM
aijbms-283	150	81	%	%	NOUN
aijbms-283	150	82	of	of	ADP
aijbms-283	150	83	the	the	DET
aijbms-283	150	84	participants	participant	NOUN
aijbms-283	150	85	strongly	strongly	ADV
aijbms-283	150	86	agreed	agree	VERB
aijbms-283	150	87	,	,	PUNCT
aijbms-283	150	88	31	31	NUM
aijbms-283	150	89	%	%	NOUN
aijbms-283	150	90	agreed	agree	VERB
aijbms-283	150	91	,	,	PUNCT
aijbms-283	150	92	17	17	NUM
aijbms-283	150	93	%	%	NOUN
aijbms-283	150	94	were	be	AUX
aijbms-283	150	95	neutral	neutral	ADJ
aijbms-283	150	96	,	,	PUNCT
aijbms-283	150	97	7	7	NUM
aijbms-283	150	98	%	%	NOUN
aijbms-283	150	99	disagreed	disagree	VERB
aijbms-283	150	100	,	,	PUNCT
aijbms-283	150	101	and	and	CCONJ
aijbms-283	150	102	6	6	NUM
aijbms-283	150	103	%	%	NOUN
aijbms-283	150	104	strongly	strongly	ADV
aijbms-283	150	105	disagreed	disagree	VERB
aijbms-283	150	106	with	with	ADP
aijbms-283	150	107	the	the	DET
aijbms-283	150	108	statement	statement	NOUN
aijbms-283	150	109	that	that	SCONJ
aijbms-283	150	110	mfi	mfi	PROPN
aijbms-283	150	111	contributes	contribute	VERB
aijbms-283	150	112	to	to	ADP
aijbms-283	150	113	the	the	DET
aijbms-283	150	114	self	self	NOUN
aijbms-283	150	115	-	-	PUNCT
aijbms-283	150	116	employment	employment	NOUN
aijbms-283	150	117	of	of	ADP
aijbms-283	150	118	poor	poor	ADJ
aijbms-283	150	119	people	people	NOUN
aijbms-283	150	120	.	.	PUNCT
aijbms-283	151	1	these	these	DET
aijbms-283	151	2	results	result	NOUN
aijbms-283	151	3	suggest	suggest	VERB
aijbms-283	151	4	that	that	SCONJ
aijbms-283	151	5	the	the	DET
aijbms-283	151	6	majority	majority	NOUN
aijbms-283	151	7	of	of	ADP
aijbms-283	151	8	the	the	DET
aijbms-283	151	9	respondents	respondent	NOUN
aijbms-283	151	10	agreed	agree	VERB
aijbms-283	151	11	that	that	SCONJ
aijbms-283	151	12	mfi	mfi	PROPN
aijbms-283	151	13	is	be	AUX
aijbms-283	151	14	playing	play	VERB
aijbms-283	151	15	a	a	DET
aijbms-283	151	16	role	role	NOUN
aijbms-283	151	17	in	in	ADP
aijbms-283	151	18	promoting	promote	VERB
aijbms-283	151	19	self	self	NOUN
aijbms-283	151	20	-	-	PUNCT
aijbms-283	151	21	employment	employment	NOUN
aijbms-283	151	22	among	among	ADP
aijbms-283	151	23	the	the	DET
aijbms-283	151	24	poor	poor	ADJ
aijbms-283	151	25	.	.	PUNCT
aijbms-283	152	1	figure	figure	NOUN
aijbms-283	152	2	1	1	NUM
aijbms-283	152	3	.	.	PUNCT
aijbms-283	153	1	mfi	mfi	PROPN
aijbms-283	153	2	is	be	AUX
aijbms-283	153	3	contributed	contribute	VERB
aijbms-283	153	4	self	self	NOUN
aijbms-283	153	5	-	-	PUNCT
aijbms-283	153	6	employment	employment	NOUN
aijbms-283	153	7	of	of	ADP
aijbms-283	153	8	poor	poor	ADJ
aijbms-283	153	9	people	people	NOUN
aijbms-283	153	10	source	source	NOUN
aijbms-283	153	11	:	:	PUNCT
aijbms-283	153	12	primary	primary	ADJ
aijbms-283	153	13	data	datum	NOUN
aijbms-283	153	14	microfinance	microfinance	NOUN
aijbms-283	153	15	institutions	institution	NOUN
aijbms-283	153	16	(	(	PUNCT
aijbms-283	153	17	mfis	mfis	PROPN
aijbms-283	153	18	):	):	PUNCT
aijbms-283	153	19	bridging	bridge	VERB
aijbms-283	153	20	the	the	DET
aijbms-283	153	21	gap	gap	NOUN
aijbms-283	153	22	in	in	ADP
aijbms-283	153	23	access	access	NOUN
aijbms-283	153	24	to	to	ADP
aijbms-283	153	25	credit	credit	NOUN
aijbms-283	153	26	and	and	CCONJ
aijbms-283	153	27	income	income	NOUN
aijbms-283	153	28	opportunities	opportunity	NOUN
aijbms-283	153	29	table	table	NOUN
aijbms-283	153	30	2	2	NUM
aijbms-283	153	31	.	.	PUNCT
aijbms-283	154	1	mfi	mfi	PROPN
aijbms-283	154	2	providing	provide	VERB
aijbms-283	154	3	credit	credit	NOUN
aijbms-283	154	4	for	for	ADP
aijbms-283	154	5	increasing	increase	VERB
aijbms-283	154	6	income	income	NOUN
aijbms-283	154	7	earning	earn	VERB
aijbms-283	154	8	opportunities	opportunity	NOUN
aijbms-283	154	9	indicator	indicator	NOUN
aijbms-283	154	10	frequency	frequency	NOUN
aijbms-283	154	11	percent	percent	NOUN
aijbms-283	154	12	strongly	strongly	ADV
aijbms-283	154	13	agree	agree	VERB
aijbms-283	154	14	45	45	NUM
aijbms-283	154	15	38	38	NUM
aijbms-283	154	16	%	%	NOUN
aijbms-283	154	17	agree	agree	VERB
aijbms-283	154	18	37	37	NUM
aijbms-283	154	19	31	31	NUM
aijbms-283	154	20	%	%	NOUN
aijbms-283	154	21	neutral	neutral	ADJ
aijbms-283	154	22	23	23	NUM
aijbms-283	154	23	19	19	NUM
aijbms-283	154	24	%	%	NOUN
aijbms-283	154	25	disagree	disagree	VERB
aijbms-283	154	26	11	11	NUM
aijbms-283	154	27	9	9	NUM
aijbms-283	154	28	%	%	NOUN
aijbms-283	154	29	strongly	strongly	ADV
aijbms-283	154	30	disagree	disagree	VERB
aijbms-283	154	31	4	4	NUM
aijbms-283	154	32	3	3	NUM
aijbms-283	154	33	%	%	NOUN
aijbms-283	154	34	total	total	NOUN
aijbms-283	154	35	120	120	NUM
aijbms-283	154	36	100	100	NUM
aijbms-283	154	37	source	source	NOUN
aijbms-283	154	38	:	:	PUNCT
aijbms-283	154	39	primary	primary	ADJ
aijbms-283	154	40	data	datum	NOUN
aijbms-283	154	41	based	base	VERB
aijbms-283	154	42	on	on	ADP
aijbms-283	154	43	table	table	NOUN
aijbms-283	154	44	2	2	NUM
aijbms-283	154	45	and	and	CCONJ
aijbms-283	154	46	figure	figure	NOUN
aijbms-283	154	47	2	2	NUM
aijbms-283	154	48	,	,	PUNCT
aijbms-283	154	49	the	the	DET
aijbms-283	154	50	majority	majority	NOUN
aijbms-283	154	51	of	of	ADP
aijbms-283	154	52	the	the	DET
aijbms-283	154	53	respondents	respondent	NOUN
aijbms-283	154	54	agreed	agree	VERB
aijbms-283	154	55	that	that	SCONJ
aijbms-283	154	56	microfinance	microfinance	NOUN
aijbms-283	154	57	institutions	institution	NOUN
aijbms-283	154	58	(	(	PUNCT
aijbms-283	154	59	mfis	mfis	PROPN
aijbms-283	154	60	)	)	PUNCT
aijbms-283	154	61	provide	provide	VERB
aijbms-283	154	62	credit	credit	NOUN
aijbms-283	154	63	to	to	PART
aijbms-283	154	64	increase	increase	VERB
aijbms-283	154	65	income	income	NOUN
aijbms-283	154	66	earning	earning	NOUN
aijbms-283	154	67	opportunities	opportunity	NOUN
aijbms-283	154	68	.	.	PUNCT
aijbms-283	155	1	specifically	specifically	ADV
aijbms-283	155	2	,	,	PUNCT
aijbms-283	155	3	38	38	NUM
aijbms-283	155	4	%	%	NOUN
aijbms-283	155	5	strongly	strongly	ADV
aijbms-283	155	6	agreed	agree	VERB
aijbms-283	155	7	and	and	CCONJ
aijbms-283	155	8	31	31	NUM
aijbms-283	155	9	%	%	NOUN
aijbms-283	155	10	agreed	agree	VERB
aijbms-283	155	11	,	,	PUNCT
aijbms-283	155	12	while	while	SCONJ
aijbms-283	155	13	19	19	NUM
aijbms-283	155	14	%	%	NOUN
aijbms-283	155	15	responded	respond	VERB
aijbms-283	155	16	as	as	ADP
aijbms-283	155	17	neutral	neutral	ADJ
aijbms-283	155	18	,	,	PUNCT
aijbms-283	155	19	9	9	NUM
aijbms-283	155	20	%	%	NOUN
aijbms-283	155	21	disagreed	disagree	VERB
aijbms-283	155	22	,	,	PUNCT
aijbms-283	155	23	and	and	CCONJ
aijbms-283	155	24	only	only	ADV
aijbms-283	155	25	3	3	NUM
aijbms-283	155	26	%	%	NOUN
aijbms-283	155	27	strongly	strongly	ADV
aijbms-283	155	28	disagreed	disagree	VERB
aijbms-283	155	29	.	.	PUNCT
aijbms-283	156	1	figure	figure	NOUN
aijbms-283	156	2	2	2	NUM
aijbms-283	156	3	.	.	PUNCT
aijbms-283	157	1	mfi	mfi	PROPN
aijbms-283	157	2	providing	provide	VERB
aijbms-283	157	3	credit	credit	NOUN
aijbms-283	157	4	for	for	ADP
aijbms-283	157	5	increasing	increase	VERB
aijbms-283	157	6	income	income	NOUN
aijbms-283	157	7	earning	earn	VERB
aijbms-283	157	8	opportunities	opportunity	NOUN
aijbms-283	157	9	source	source	NOUN
aijbms-283	157	10	:	:	PUNCT
aijbms-283	157	11	primary	primary	ADJ
aijbms-283	157	12	data	datum	NOUN
aijbms-283	157	13	the	the	DET
aijbms-283	157	14	impact	impact	NOUN
aijbms-283	157	15	of	of	ADP
aijbms-283	157	16	small	small	ADJ
aijbms-283	157	17	business	business	NOUN
aijbms-283	157	18	funding	funding	NOUN
aijbms-283	157	19	on	on	ADP
aijbms-283	157	20	job	job	NOUN
aijbms-283	157	21	creation	creation	NOUN
aijbms-283	157	22	and	and	CCONJ
aijbms-283	157	23	economic	economic	ADJ
aijbms-283	157	24	growth	growth	NOUN
aijbms-283	157	25	table	table	NOUN
aijbms-283	157	26	3	3	NUM
aijbms-283	157	27	.	.	X
aijbms-283	157	28	funding	fund	VERB
aijbms-283	157	29	small	small	ADJ
aijbms-283	157	30	business	business	NOUN
aijbms-283	157	31	leads	lead	VERB
aijbms-283	157	32	to	to	ADP
aijbms-283	157	33	job	job	NOUN
aijbms-283	157	34	opportunity	opportunity	NOUN
aijbms-283	157	35	indicator	indicator	NOUN
aijbms-283	157	36	frequency	frequency	NOUN
aijbms-283	157	37	percent	percent	NOUN
aijbms-283	157	38	strongly	strongly	ADV
aijbms-283	157	39	agree	agree	VERB
aijbms-283	157	40	35	35	NUM
aijbms-283	157	41	29	29	NUM
aijbms-283	157	42	%	%	NOUN
aijbms-283	157	43	agree	agree	VERB
aijbms-283	157	44	40	40	NUM
aijbms-283	157	45	33	33	NUM
aijbms-283	157	46	%	%	NOUN
aijbms-283	157	47	neutral	neutral	ADJ
aijbms-283	157	48	26	26	NUM
aijbms-283	157	49	22	22	NUM
aijbms-283	157	50	%	%	NOUN
aijbms-283	157	51	disagree	disagree	VERB
aijbms-283	157	52	11	11	NUM
aijbms-283	157	53	9	9	NUM
aijbms-283	157	54	%	%	NOUN
aijbms-283	157	55	strongly	strongly	ADV
aijbms-283	157	56	disagree	disagree	VERB
aijbms-283	157	57	8	8	NUM
aijbms-283	157	58	7	7	NUM
aijbms-283	157	59	%	%	NOUN
aijbms-283	157	60	total	total	NOUN
aijbms-283	157	61	120	120	NUM
aijbms-283	157	62	100	100	NUM
aijbms-283	157	63	source	source	NOUN
aijbms-283	157	64	:	:	PUNCT
aijbms-283	157	65	primary	primary	ADJ
aijbms-283	157	66	data	data	PROPN
aijbms-283	157	67	masum	masum	VERB
aijbms-283	157	68	et	et	PROPN
aijbms-283	157	69	al	al	PROPN
aijbms-283	157	70	.	.	PROPN
aijbms-283	157	71	,	,	PUNCT
aijbms-283	157	72	american	american	PROPN
aijbms-283	157	73	international	international	PROPN
aijbms-283	157	74	journal	journal	PROPN
aijbms-283	157	75	of	of	ADP
aijbms-283	157	76	business	business	NOUN
aijbms-283	157	77	and	and	CCONJ
aijbms-283	157	78	management	management	NOUN
aijbms-283	157	79	studies	study	NOUN
aijbms-283	157	80	4(1	4(1	NOUN
aijbms-283	157	81	)	)	PUNCT
aijbms-283	157	82	(	(	PUNCT
aijbms-283	157	83	2022	2022	NUM
aijbms-283	157	84	)	)	PUNCT
aijbms-283	157	85	,	,	PUNCT
aijbms-283	157	86	41	41	NUM
aijbms-283	157	87	-	-	SYM
aijbms-283	157	88	52	52	NUM
aijbms-283	157	89	46	46	NUM
aijbms-283	157	90	the	the	DET
aijbms-283	157	91	majority	majority	NOUN
aijbms-283	157	92	of	of	ADP
aijbms-283	157	93	respondents	respondent	NOUN
aijbms-283	157	94	agreed	agree	VERB
aijbms-283	157	95	that	that	SCONJ
aijbms-283	157	96	funding	fund	VERB
aijbms-283	157	97	small	small	ADJ
aijbms-283	157	98	businesses	business	NOUN
aijbms-283	157	99	leads	lead	VERB
aijbms-283	157	100	to	to	ADP
aijbms-283	157	101	job	job	NOUN
aijbms-283	157	102	opportunities	opportunity	NOUN
aijbms-283	157	103	,	,	PUNCT
aijbms-283	157	104	according	accord	VERB
aijbms-283	157	105	to	to	ADP
aijbms-283	157	106	the	the	DET
aijbms-283	157	107	results	result	NOUN
aijbms-283	157	108	of	of	ADP
aijbms-283	157	109	table	table	NOUN
aijbms-283	157	110	3	3	NUM
aijbms-283	157	111	and	and	CCONJ
aijbms-283	157	112	figure	figure	VERB
aijbms-283	157	113	3	3	NUM
aijbms-283	157	114	.	.	PUNCT
aijbms-283	157	115	specifically	specifically	ADV
aijbms-283	157	116	,	,	PUNCT
aijbms-283	157	117	29	29	NUM
aijbms-283	157	118	%	%	NOUN
aijbms-283	157	119	of	of	ADP
aijbms-283	157	120	respondents	respondent	NOUN
aijbms-283	157	121	strongly	strongly	ADV
aijbms-283	157	122	agreed	agree	VERB
aijbms-283	157	123	and	and	CCONJ
aijbms-283	157	124	33	33	NUM
aijbms-283	157	125	%	%	NOUN
aijbms-283	157	126	agreed	agree	VERB
aijbms-283	157	127	with	with	ADP
aijbms-283	157	128	this	this	DET
aijbms-283	157	129	statement	statement	NOUN
aijbms-283	157	130	,	,	PUNCT
aijbms-283	157	131	while	while	SCONJ
aijbms-283	157	132	22	22	NUM
aijbms-283	157	133	%	%	NOUN
aijbms-283	157	134	were	be	AUX
aijbms-283	157	135	neutral	neutral	ADJ
aijbms-283	157	136	,	,	PUNCT
aijbms-283	157	137	9	9	NUM
aijbms-283	157	138	%	%	NOUN
aijbms-283	157	139	disagreed	disagree	VERB
aijbms-283	157	140	,	,	PUNCT
aijbms-283	157	141	and	and	CCONJ
aijbms-283	157	142	7	7	NUM
aijbms-283	157	143	%	%	NOUN
aijbms-283	157	144	strongly	strongly	ADV
aijbms-283	157	145	disagreed	disagree	VERB
aijbms-283	157	146	,	,	PUNCT
aijbms-283	157	147	as	as	SCONJ
aijbms-283	157	148	indicated	indicate	VERB
aijbms-283	157	149	by	by	ADP
aijbms-283	157	150	the	the	DET
aijbms-283	157	151	percentages	percentage	NOUN
aijbms-283	157	152	in	in	ADP
aijbms-283	157	153	the	the	DET
aijbms-283	157	154	table	table	NOUN
aijbms-283	157	155	and	and	CCONJ
aijbms-283	157	156	figure	figure	NOUN
aijbms-283	157	157	.	.	PUNCT
aijbms-283	158	1	figure	figure	VERB
aijbms-283	158	2	3	3	NUM
aijbms-283	158	3	.	.	PUNCT
aijbms-283	159	1	funding	fund	VERB
aijbms-283	159	2	small	small	ADJ
aijbms-283	159	3	business	business	NOUN
aijbms-283	159	4	leads	lead	VERB
aijbms-283	159	5	to	to	ADP
aijbms-283	159	6	job	job	NOUN
aijbms-283	159	7	opportunity	opportunity	NOUN
aijbms-283	159	8	source	source	NOUN
aijbms-283	159	9	:	:	PUNCT
aijbms-283	159	10	primary	primary	ADJ
aijbms-283	159	11	data	datum	NOUN
aijbms-283	159	12	microfinance	microfinance	NOUN
aijbms-283	159	13	institutions	institution	NOUN
aijbms-283	159	14	(	(	PUNCT
aijbms-283	159	15	mfis	mfis	PROPN
aijbms-283	159	16	):	):	PUNCT
aijbms-283	159	17	fueling	fuel	VERB
aijbms-283	159	18	entrepreneurship	entrepreneurship	NOUN
aijbms-283	159	19	in	in	ADP
aijbms-283	159	20	impoverished	impoverished	ADJ
aijbms-283	159	21	nations	nation	NOUN
aijbms-283	159	22	through	through	ADP
aijbms-283	159	23	accessible	accessible	ADJ
aijbms-283	159	24	financial	financial	ADJ
aijbms-283	159	25	services	service	NOUN
aijbms-283	159	26	table	table	NOUN
aijbms-283	159	27	4	4	NUM
aijbms-283	159	28	.	.	PUNCT
aijbms-283	160	1	mfi	mfi	PROPN
aijbms-283	160	2	provides	provide	VERB
aijbms-283	160	3	financial	financial	ADJ
aijbms-283	160	4	services	service	NOUN
aijbms-283	160	5	to	to	PART
aijbms-283	160	6	help	help	VERB
aijbms-283	160	7	encourage	encourage	VERB
aijbms-283	160	8	entrepreneurs	entrepreneur	NOUN
aijbms-283	160	9	in	in	ADP
aijbms-283	160	10	impoverished	impoverished	ADJ
aijbms-283	160	11	nations	nation	NOUN
aijbms-283	160	12	to	to	PART
aijbms-283	160	13	act	act	VERB
aijbms-283	160	14	on	on	ADP
aijbms-283	160	15	their	their	PRON
aijbms-283	160	16	ideas	idea	NOUN
aijbms-283	160	17	indicator	indicator	NOUN
aijbms-283	160	18	frequency	frequency	NOUN
aijbms-283	160	19	percent	percent	NOUN
aijbms-283	160	20	strongly	strongly	ADV
aijbms-283	160	21	agree	agree	VERB
aijbms-283	160	22	37	37	NUM
aijbms-283	160	23	31	31	NUM
aijbms-283	160	24	%	%	NOUN
aijbms-283	160	25	agree	agree	VERB
aijbms-283	160	26	39	39	NUM
aijbms-283	160	27	33	33	NUM
aijbms-283	160	28	%	%	NOUN
aijbms-283	160	29	neutral	neutral	ADJ
aijbms-283	160	30	20	20	NUM
aijbms-283	160	31	17	17	NUM
aijbms-283	160	32	%	%	NOUN
aijbms-283	160	33	disagree	disagree	VERB
aijbms-283	160	34	14	14	NUM
aijbms-283	160	35	12	12	NUM
aijbms-283	160	36	%	%	NOUN
aijbms-283	160	37	strongly	strongly	ADV
aijbms-283	160	38	disagree	disagree	VERB
aijbms-283	160	39	10	10	NUM
aijbms-283	160	40	8	8	NUM
aijbms-283	160	41	%	%	NOUN
aijbms-283	160	42	total	total	NOUN
aijbms-283	160	43	120	120	NUM
aijbms-283	160	44	100	100	NUM
aijbms-283	160	45	source	source	NOUN
aijbms-283	160	46	:	:	PUNCT
aijbms-283	160	47	primary	primary	ADJ
aijbms-283	160	48	data	datum	NOUN
aijbms-283	160	49	based	base	VERB
aijbms-283	160	50	on	on	ADP
aijbms-283	160	51	table	table	NOUN
aijbms-283	160	52	4	4	NUM
aijbms-283	160	53	and	and	CCONJ
aijbms-283	160	54	figure	figure	VERB
aijbms-283	160	55	4	4	NUM
aijbms-283	160	56	below	below	ADV
aijbms-283	160	57	,	,	PUNCT
aijbms-283	160	58	it	it	PRON
aijbms-283	160	59	can	can	AUX
aijbms-283	160	60	be	be	AUX
aijbms-283	160	61	inferred	infer	VERB
aijbms-283	160	62	that	that	SCONJ
aijbms-283	160	63	a	a	DET
aijbms-283	160	64	large	large	ADJ
aijbms-283	160	65	percentage	percentage	NOUN
aijbms-283	160	66	of	of	ADP
aijbms-283	160	67	respondents	respondent	NOUN
aijbms-283	160	68	agree	agree	VERB
aijbms-283	160	69	that	that	SCONJ
aijbms-283	160	70	microfinance	microfinance	NOUN
aijbms-283	160	71	institutions	institution	NOUN
aijbms-283	160	72	(	(	PUNCT
aijbms-283	160	73	mfis	mfis	PROPN
aijbms-283	160	74	)	)	PUNCT
aijbms-283	160	75	provide	provide	VERB
aijbms-283	160	76	financial	financial	ADJ
aijbms-283	160	77	services	service	NOUN
aijbms-283	160	78	to	to	PART
aijbms-283	160	79	help	help	VERB
aijbms-283	160	80	entrepreneurs	entrepreneur	NOUN
aijbms-283	160	81	in	in	ADP
aijbms-283	160	82	impoverished	impoverished	ADJ
aijbms-283	160	83	nations	nation	NOUN
aijbms-283	160	84	to	to	PART
aijbms-283	160	85	act	act	VERB
aijbms-283	160	86	on	on	ADP
aijbms-283	160	87	their	their	PRON
aijbms-283	160	88	ideas	idea	NOUN
aijbms-283	160	89	.	.	PUNCT
aijbms-283	161	1	specifically	specifically	ADV
aijbms-283	161	2	,	,	PUNCT
aijbms-283	161	3	31	31	NUM
aijbms-283	161	4	%	%	NOUN
aijbms-283	161	5	of	of	ADP
aijbms-283	161	6	the	the	DET
aijbms-283	161	7	respondents	respondent	NOUN
aijbms-283	161	8	strongly	strongly	ADV
aijbms-283	161	9	agree	agree	VERB
aijbms-283	161	10	and	and	CCONJ
aijbms-283	161	11	33	33	NUM
aijbms-283	161	12	%	%	NOUN
aijbms-283	161	13	agree	agree	VERB
aijbms-283	161	14	,	,	PUNCT
aijbms-283	161	15	while	while	SCONJ
aijbms-283	161	16	17	17	NUM
aijbms-283	161	17	%	%	NOUN
aijbms-283	161	18	remain	remain	VERB
aijbms-283	161	19	neutral	neutral	ADJ
aijbms-283	161	20	,	,	PUNCT
aijbms-283	161	21	and	and	CCONJ
aijbms-283	161	22	12	12	NUM
aijbms-283	161	23	%	%	NOUN
aijbms-283	161	24	disagree	disagree	NOUN
aijbms-283	161	25	,	,	PUNCT
aijbms-283	161	26	and	and	CCONJ
aijbms-283	161	27	8	8	NUM
aijbms-283	161	28	%	%	NOUN
aijbms-283	161	29	strongly	strongly	ADV
aijbms-283	161	30	disagree	disagree	VERB
aijbms-283	161	31	.	.	PUNCT
aijbms-283	162	1	figure	figure	VERB
aijbms-283	162	2	4	4	NUM
aijbms-283	162	3	.	.	PUNCT
aijbms-283	163	1	mfi	mfi	PROPN
aijbms-283	163	2	provides	provide	VERB
aijbms-283	163	3	financial	financial	ADJ
aijbms-283	163	4	services	service	NOUN
aijbms-283	163	5	to	to	PART
aijbms-283	163	6	help	help	VERB
aijbms-283	163	7	encourage	encourage	VERB
aijbms-283	163	8	entrepreneurs	entrepreneur	NOUN
aijbms-283	163	9	in	in	ADP
aijbms-283	163	10	impoverished	impoverished	ADJ
aijbms-283	163	11	nations	nation	NOUN
aijbms-283	163	12	to	to	PART
aijbms-283	163	13	act	act	VERB
aijbms-283	163	14	on	on	ADP
aijbms-283	163	15	their	their	PRON
aijbms-283	163	16	ideas	idea	NOUN
aijbms-283	163	17	source	source	NOUN
aijbms-283	163	18	:	:	PUNCT
aijbms-283	163	19	primary	primary	ADJ
aijbms-283	163	20	data	datum	NOUN
aijbms-283	163	21	microfinance	microfinance	NOUN
aijbms-283	163	22	:	:	PUNCT
aijbms-283	163	23	empowering	empower	VERB
aijbms-283	163	24	the	the	DET
aijbms-283	163	25	poor	poor	ADJ
aijbms-283	163	26	and	and	CCONJ
aijbms-283	163	27	promoting	promote	VERB
aijbms-283	163	28	equality	equality	NOUN
aijbms-283	163	29	through	through	ADP
aijbms-283	163	30	access	access	NOUN
aijbms-283	163	31	to	to	ADP
aijbms-283	163	32	financial	financial	ADJ
aijbms-283	163	33	services	service	NOUN
aijbms-283	163	34	table	table	NOUN
aijbms-283	163	35	5	5	NUM
aijbms-283	163	36	.	.	PUNCT
aijbms-283	164	1	microfinance	microfinance	NOUN
aijbms-283	164	2	is	be	AUX
aijbms-283	164	3	the	the	DET
aijbms-283	164	4	most	most	ADV
aijbms-283	164	5	effective	effective	ADJ
aijbms-283	164	6	solution	solution	NOUN
aijbms-283	164	7	to	to	ADP
aijbms-283	164	8	poverty	poverty	NOUN
aijbms-283	164	9	and	and	CCONJ
aijbms-283	164	10	inequality	inequality	NOUN
aijbms-283	164	11	indicator	indicator	PROPN
aijbms-283	164	12	frequency	frequency	NOUN
aijbms-283	164	13	percent	percent	NOUN
aijbms-283	164	14	strongly	strongly	ADV
aijbms-283	164	15	agree	agree	VERB
aijbms-283	164	16	32	32	NUM
aijbms-283	164	17	27	27	NUM
aijbms-283	164	18	%	%	NOUN
aijbms-283	164	19	agree	agree	VERB
aijbms-283	164	20	40	40	NUM
aijbms-283	164	21	33	33	NUM
aijbms-283	164	22	%	%	NOUN
aijbms-283	164	23	neutral	neutral	ADJ
aijbms-283	164	24	27	27	NUM
aijbms-283	164	25	23	23	NUM
aijbms-283	164	26	%	%	NOUN
aijbms-283	164	27	disagree	disagree	VERB
aijbms-283	164	28	12	12	NUM
aijbms-283	164	29	10	10	NUM
aijbms-283	164	30	%	%	NOUN
aijbms-283	164	31	strongly	strongly	ADV
aijbms-283	164	32	disagree	disagree	VERB
aijbms-283	164	33	9	9	NUM
aijbms-283	164	34	8	8	NUM
aijbms-283	164	35	%	%	NOUN
aijbms-283	164	36	total	total	NOUN
aijbms-283	164	37	120	120	NUM
aijbms-283	164	38	100	100	NUM
aijbms-283	164	39	source	source	NOUN
aijbms-283	164	40	:	:	PUNCT
aijbms-283	164	41	primary	primary	ADJ
aijbms-283	164	42	data	datum	NOUN
aijbms-283	164	43	based	base	VERB
aijbms-283	164	44	on	on	ADP
aijbms-283	164	45	table	table	NOUN
aijbms-283	164	46	5	5	NUM
aijbms-283	164	47	and	and	CCONJ
aijbms-283	164	48	figure	figure	VERB
aijbms-283	164	49	5	5	NUM
aijbms-283	164	50	,	,	PUNCT
aijbms-283	164	51	it	it	PRON
aijbms-283	164	52	can	can	AUX
aijbms-283	164	53	be	be	AUX
aijbms-283	164	54	inferred	infer	VERB
aijbms-283	164	55	that	that	SCONJ
aijbms-283	164	56	most	most	ADJ
aijbms-283	164	57	of	of	ADP
aijbms-283	164	58	the	the	DET
aijbms-283	164	59	respondents	respondent	NOUN
aijbms-283	164	60	(	(	PUNCT
aijbms-283	164	61	60	60	NUM
aijbms-283	164	62	%	%	NOUN
aijbms-283	164	63	in	in	ADP
aijbms-283	164	64	total	total	NOUN
aijbms-283	164	65	)	)	PUNCT
aijbms-283	164	66	agreed	agree	VERB
aijbms-283	164	67	or	or	CCONJ
aijbms-283	164	68	strongly	strongly	ADV
aijbms-283	164	69	agreed	agree	VERB
aijbms-283	164	70	that	that	SCONJ
aijbms-283	164	71	microfinance	microfinance	NOUN
aijbms-283	164	72	is	be	AUX
aijbms-283	164	73	an	an	DET
aijbms-283	164	74	effective	effective	ADJ
aijbms-283	164	75	solution	solution	NOUN
aijbms-283	164	76	to	to	ADP
aijbms-283	164	77	poverty	poverty	NOUN
aijbms-283	164	78	and	and	CCONJ
aijbms-283	164	79	inequality	inequality	NOUN
aijbms-283	164	80	.	.	PUNCT
aijbms-283	165	1	this	this	PRON
aijbms-283	165	2	is	be	AUX
aijbms-283	165	3	supported	support	VERB
aijbms-283	165	4	by	by	ADP
aijbms-283	165	5	the	the	DET
aijbms-283	165	6	fact	fact	NOUN
aijbms-283	165	7	that	that	SCONJ
aijbms-283	165	8	27	27	NUM
aijbms-283	165	9	%	%	NOUN
aijbms-283	165	10	of	of	ADP
aijbms-283	165	11	respondents	respondent	NOUN
aijbms-283	165	12	strongly	strongly	ADV
aijbms-283	165	13	agreed	agree	VERB
aijbms-283	165	14	with	with	ADP
aijbms-283	165	15	this	this	DET
aijbms-283	165	16	statement	statement	NOUN
aijbms-283	165	17	,	,	PUNCT
aijbms-283	165	18	while	while	SCONJ
aijbms-283	165	19	33	33	NUM
aijbms-283	165	20	%	%	NOUN
aijbms-283	165	21	agreed	agree	VERB
aijbms-283	165	22	.	.	PUNCT
aijbms-283	166	1	however	however	ADV
aijbms-283	166	2	,	,	PUNCT
aijbms-283	166	3	there	there	PRON
aijbms-283	166	4	were	be	VERB
aijbms-283	166	5	still	still	ADV
aijbms-283	166	6	a	a	DET
aijbms-283	166	7	significant	significant	ADJ
aijbms-283	166	8	number	number	NOUN
aijbms-283	166	9	of	of	ADP
aijbms-283	166	10	masum	masum	NOUN
aijbms-283	166	11	et	et	PROPN
aijbms-283	166	12	al	al	PROPN
aijbms-283	166	13	.	.	PROPN
aijbms-283	166	14	,	,	PUNCT
aijbms-283	166	15	american	american	PROPN
aijbms-283	166	16	international	international	PROPN
aijbms-283	166	17	journal	journal	PROPN
aijbms-283	166	18	of	of	ADP
aijbms-283	166	19	business	business	NOUN
aijbms-283	166	20	and	and	CCONJ
aijbms-283	166	21	management	management	NOUN
aijbms-283	166	22	studies	study	NOUN
aijbms-283	166	23	4(1	4(1	NOUN
aijbms-283	166	24	)	)	PUNCT
aijbms-283	166	25	(	(	PUNCT
aijbms-283	166	26	2022	2022	NUM
aijbms-283	166	27	)	)	PUNCT
aijbms-283	166	28	,	,	PUNCT
aijbms-283	166	29	41	41	NUM
aijbms-283	166	30	-	-	SYM
aijbms-283	166	31	52	52	NUM
aijbms-283	166	32	47	47	NUM
aijbms-283	166	33	respondents	respondent	NOUN
aijbms-283	166	34	who	who	PRON
aijbms-283	166	35	were	be	AUX
aijbms-283	166	36	neutral	neutral	ADJ
aijbms-283	166	37	(	(	PUNCT
aijbms-283	166	38	23	23	NUM
aijbms-283	166	39	%	%	NOUN
aijbms-283	166	40	)	)	PUNCT
aijbms-283	166	41	,	,	PUNCT
aijbms-283	166	42	disagreed	disagree	VERB
aijbms-283	166	43	(	(	PUNCT
aijbms-283	166	44	10	10	NUM
aijbms-283	166	45	%	%	NOUN
aijbms-283	166	46	)	)	PUNCT
aijbms-283	166	47	,	,	PUNCT
aijbms-283	166	48	or	or	CCONJ
aijbms-283	166	49	strongly	strongly	ADV
aijbms-283	166	50	disagreed	disagree	VERB
aijbms-283	166	51	(	(	PUNCT
aijbms-283	166	52	8	8	NUM
aijbms-283	166	53	%	%	NOUN
aijbms-283	166	54	)	)	PUNCT
aijbms-283	166	55	.	.	PUNCT
aijbms-283	167	1	figure	figure	NOUN
aijbms-283	167	2	5	5	NUM
aijbms-283	167	3	.	.	PUNCT
aijbms-283	168	1	microfinance	microfinance	NOUN
aijbms-283	168	2	is	be	AUX
aijbms-283	168	3	the	the	DET
aijbms-283	168	4	most	most	ADV
aijbms-283	168	5	effective	effective	ADJ
aijbms-283	168	6	solution	solution	NOUN
aijbms-283	168	7	to	to	ADP
aijbms-283	168	8	poverty	poverty	NOUN
aijbms-283	168	9	and	and	CCONJ
aijbms-283	168	10	inequality	inequality	NOUN
aijbms-283	168	11	source	source	NOUN
aijbms-283	168	12	:	:	PUNCT
aijbms-283	168	13	primary	primary	ADJ
aijbms-283	168	14	data	datum	NOUN
aijbms-283	168	15	microfinance	microfinance	NOUN
aijbms-283	168	16	and	and	CCONJ
aijbms-283	168	17	financial	financial	ADJ
aijbms-283	168	18	inclusion	inclusion	NOUN
aijbms-283	168	19	:	:	PUNCT
aijbms-283	168	20	increasing	increase	VERB
aijbms-283	168	21	household	household	NOUN
aijbms-283	168	22	autonomy	autonomy	NOUN
aijbms-283	168	23	in	in	ADP
aijbms-283	168	24	financial	financial	ADJ
aijbms-283	168	25	decision	decision	NOUN
aijbms-283	168	26	-	-	PUNCT
aijbms-283	168	27	making	make	VERB
aijbms-283	168	28	table	table	NOUN
aijbms-283	168	29	6	6	NUM
aijbms-283	168	30	.	.	PUNCT
aijbms-283	169	1	microfinance	microfinance	NOUN
aijbms-283	169	2	give	give	VERB
aijbms-283	169	3	households	household	NOUN
aijbms-283	169	4	more	more	ADJ
aijbms-283	169	5	freedom	freedom	NOUN
aijbms-283	169	6	in	in	ADP
aijbms-283	169	7	their	their	PRON
aijbms-283	169	8	financial	financial	ADJ
aijbms-283	169	9	decision	decision	NOUN
aijbms-283	169	10	indicator	indicator	NOUN
aijbms-283	169	11	frequency	frequency	NOUN
aijbms-283	169	12	percent	percent	NOUN
aijbms-283	169	13	strongly	strongly	ADV
aijbms-283	169	14	agree	agree	VERB
aijbms-283	169	15	38	38	NUM
aijbms-283	169	16	32	32	NUM
aijbms-283	169	17	%	%	NOUN
aijbms-283	169	18	agree	agree	VERB
aijbms-283	169	19	34	34	NUM
aijbms-283	169	20	28	28	NUM
aijbms-283	169	21	%	%	NOUN
aijbms-283	169	22	neutral	neutral	ADJ
aijbms-283	169	23	27	27	NUM
aijbms-283	169	24	23	23	NUM
aijbms-283	169	25	%	%	NOUN
aijbms-283	169	26	disagree	disagree	VERB
aijbms-283	169	27	10	10	NUM
aijbms-283	169	28	8	8	NUM
aijbms-283	169	29	%	%	NOUN
aijbms-283	169	30	strongly	strongly	ADV
aijbms-283	169	31	disagree	disagree	VERB
aijbms-283	169	32	11	11	NUM
aijbms-283	169	33	9	9	NUM
aijbms-283	169	34	%	%	NOUN
aijbms-283	169	35	total	total	NOUN
aijbms-283	169	36	120	120	NUM
aijbms-283	169	37	100	100	NUM
aijbms-283	169	38	source	source	NOUN
aijbms-283	169	39	:	:	PUNCT
aijbms-283	169	40	primary	primary	ADJ
aijbms-283	169	41	data	datum	NOUN
aijbms-283	169	42	based	base	VERB
aijbms-283	169	43	on	on	ADP
aijbms-283	169	44	the	the	DET
aijbms-283	169	45	data	datum	NOUN
aijbms-283	169	46	presented	present	VERB
aijbms-283	169	47	in	in	ADP
aijbms-283	169	48	table	table	NOUN
aijbms-283	169	49	6	6	NUM
aijbms-283	169	50	and	and	CCONJ
aijbms-283	169	51	figure	figure	VERB
aijbms-283	169	52	6	6	NUM
aijbms-283	169	53	,	,	PUNCT
aijbms-283	169	54	it	it	PRON
aijbms-283	169	55	can	can	AUX
aijbms-283	169	56	be	be	AUX
aijbms-283	169	57	inferred	infer	VERB
aijbms-283	169	58	that	that	SCONJ
aijbms-283	169	59	the	the	DET
aijbms-283	169	60	majority	majority	NOUN
aijbms-283	169	61	of	of	ADP
aijbms-283	169	62	respondents	respondent	NOUN
aijbms-283	169	63	agreed	agree	VERB
aijbms-283	169	64	that	that	SCONJ
aijbms-283	169	65	microfinance	microfinance	NOUN
aijbms-283	169	66	provides	provide	VERB
aijbms-283	169	67	households	household	NOUN
aijbms-283	169	68	with	with	ADP
aijbms-283	169	69	greater	great	ADJ
aijbms-283	169	70	financial	financial	ADJ
aijbms-283	169	71	decision	decision	NOUN
aijbms-283	169	72	-	-	PUNCT
aijbms-283	169	73	making	make	VERB
aijbms-283	169	74	autonomy	autonomy	NOUN
aijbms-283	169	75	.	.	PUNCT
aijbms-283	170	1	specifically	specifically	ADV
aijbms-283	170	2	,	,	PUNCT
aijbms-283	170	3	32	32	NUM
aijbms-283	170	4	%	%	NOUN
aijbms-283	170	5	of	of	ADP
aijbms-283	170	6	respondents	respondent	NOUN
aijbms-283	170	7	strongly	strongly	ADV
aijbms-283	170	8	agreed	agree	VERB
aijbms-283	170	9	and	and	CCONJ
aijbms-283	170	10	28	28	NUM
aijbms-283	170	11	%	%	NOUN
aijbms-283	170	12	agreed	agree	VERB
aijbms-283	170	13	with	with	ADP
aijbms-283	170	14	the	the	DET
aijbms-283	170	15	statement	statement	NOUN
aijbms-283	170	16	,	,	PUNCT
aijbms-283	170	17	while	while	SCONJ
aijbms-283	170	18	23	23	NUM
aijbms-283	170	19	%	%	NOUN
aijbms-283	170	20	remained	remain	VERB
aijbms-283	170	21	neutral	neutral	ADJ
aijbms-283	170	22	,	,	PUNCT
aijbms-283	170	23	and	and	CCONJ
aijbms-283	170	24	8	8	NUM
aijbms-283	170	25	%	%	NOUN
aijbms-283	170	26	and	and	CCONJ
aijbms-283	170	27	9	9	NUM
aijbms-283	170	28	%	%	NOUN
aijbms-283	170	29	disagreed	disagree	VERB
aijbms-283	170	30	or	or	CCONJ
aijbms-283	170	31	strongly	strongly	ADV
aijbms-283	170	32	disagreed	disagree	VERB
aijbms-283	170	33	,	,	PUNCT
aijbms-283	170	34	respectively	respectively	ADV
aijbms-283	170	35	.	.	PUNCT
aijbms-283	171	1	figure	figure	NOUN
aijbms-283	171	2	6	6	NUM
aijbms-283	171	3	.	.	PUNCT
aijbms-283	172	1	microfinance	microfinance	NOUN
aijbms-283	172	2	give	give	VERB
aijbms-283	172	3	households	household	NOUN
aijbms-283	172	4	more	more	ADJ
aijbms-283	172	5	freedom	freedom	NOUN
aijbms-283	172	6	in	in	ADP
aijbms-283	172	7	their	their	PRON
aijbms-283	172	8	financial	financial	ADJ
aijbms-283	172	9	decision	decision	NOUN
aijbms-283	172	10	source	source	NOUN
aijbms-283	172	11	:	:	PUNCT
aijbms-283	172	12	primary	primary	ADJ
aijbms-283	172	13	data	datum	NOUN
aijbms-283	172	14	microfinance	microfinance	NOUN
aijbms-283	172	15	as	as	ADP
aijbms-283	172	16	a	a	DET
aijbms-283	172	17	catalyst	catalyst	NOUN
aijbms-283	172	18	for	for	ADP
aijbms-283	172	19	economic	economic	ADJ
aijbms-283	172	20	development	development	NOUN
aijbms-283	172	21	:	:	PUNCT
aijbms-283	172	22	empirical	empirical	ADJ
aijbms-283	172	23	evidence	evidence	NOUN
aijbms-283	172	24	and	and	CCONJ
aijbms-283	172	25	future	future	ADJ
aijbms-283	172	26	prospects	prospect	NOUN
aijbms-283	172	27	table	table	VERB
aijbms-283	172	28	7	7	NUM
aijbms-283	172	29	.	.	PUNCT
aijbms-283	173	1	microfinance	microfinance	NOUN
aijbms-283	173	2	has	have	AUX
aijbms-283	173	3	proven	prove	VERB
aijbms-283	173	4	itself	itself	PRON
aijbms-283	173	5	as	as	ADP
aijbms-283	173	6	a	a	DET
aijbms-283	173	7	strong	strong	ADJ
aijbms-283	173	8	stimulant	stimulant	NOUN
aijbms-283	173	9	to	to	ADP
aijbms-283	173	10	economic	economic	ADJ
aijbms-283	173	11	development	development	NOUN
aijbms-283	173	12	indicator	indicator	PROPN
aijbms-283	173	13	frequency	frequency	NOUN
aijbms-283	173	14	percent	percent	NOUN
aijbms-283	173	15	strongly	strongly	ADV
aijbms-283	173	16	agree	agree	VERB
aijbms-283	173	17	38	38	NUM
aijbms-283	173	18	32	32	NUM
aijbms-283	173	19	%	%	NOUN
aijbms-283	173	20	agree	agree	VERB
aijbms-283	173	21	34	34	NUM
aijbms-283	173	22	28	28	NUM
aijbms-283	173	23	%	%	NOUN
aijbms-283	173	24	neutral	neutral	ADJ
aijbms-283	173	25	24	24	NUM
aijbms-283	173	26	20	20	NUM
aijbms-283	173	27	%	%	NOUN
aijbms-283	173	28	disagree	disagree	VERB
aijbms-283	173	29	13	13	NUM
aijbms-283	173	30	11	11	NUM
aijbms-283	173	31	%	%	NOUN
aijbms-283	173	32	strongly	strongly	ADV
aijbms-283	173	33	disagree	disagree	VERB
aijbms-283	173	34	11	11	NUM
aijbms-283	173	35	9	9	NUM
aijbms-283	173	36	%	%	NOUN
aijbms-283	173	37	total	total	NOUN
aijbms-283	173	38	120	120	NUM
aijbms-283	173	39	100	100	NUM
aijbms-283	173	40	source	source	NOUN
aijbms-283	173	41	:	:	PUNCT
aijbms-283	173	42	primary	primary	ADJ
aijbms-283	173	43	data	datum	NOUN
aijbms-283	173	44	based	base	VERB
aijbms-283	173	45	on	on	ADP
aijbms-283	173	46	table	table	NOUN
aijbms-283	173	47	7	7	NUM
aijbms-283	173	48	and	and	CCONJ
aijbms-283	173	49	figure	figure	VERB
aijbms-283	173	50	7	7	NUM
aijbms-283	173	51	above	above	ADV
aijbms-283	173	52	,	,	PUNCT
aijbms-283	173	53	it	it	PRON
aijbms-283	173	54	can	can	AUX
aijbms-283	173	55	be	be	AUX
aijbms-283	173	56	inferred	infer	VERB
aijbms-283	173	57	that	that	SCONJ
aijbms-283	173	58	a	a	DET
aijbms-283	173	59	majority	majority	NOUN
aijbms-283	173	60	of	of	ADP
aijbms-283	173	61	the	the	DET
aijbms-283	173	62	respondents	respondent	NOUN
aijbms-283	173	63	agreed	agree	VERB
aijbms-283	173	64	with	with	ADP
aijbms-283	173	65	the	the	DET
aijbms-283	173	66	statement	statement	NOUN
aijbms-283	173	67	that	that	SCONJ
aijbms-283	173	68	microfinance	microfinance	NOUN
aijbms-283	173	69	is	be	AUX
aijbms-283	173	70	a	a	DET
aijbms-283	173	71	powerful	powerful	ADJ
aijbms-283	173	72	driver	driver	NOUN
aijbms-283	173	73	of	of	ADP
aijbms-283	173	74	economic	economic	ADJ
aijbms-283	173	75	development	development	NOUN
aijbms-283	173	76	.	.	PUNCT
aijbms-283	174	1	specifically	specifically	ADV
aijbms-283	174	2	,	,	PUNCT
aijbms-283	174	3	32	32	NUM
aijbms-283	174	4	%	%	NOUN
aijbms-283	174	5	of	of	ADP
aijbms-283	174	6	the	the	DET
aijbms-283	174	7	respondents	respondent	NOUN
aijbms-283	174	8	strongly	strongly	ADV
aijbms-283	174	9	agreed	agree	VERB
aijbms-283	174	10	and	and	CCONJ
aijbms-283	174	11	28	28	NUM
aijbms-283	174	12	%	%	NOUN
aijbms-283	174	13	agreed	agree	VERB
aijbms-283	174	14	,	,	PUNCT
aijbms-283	174	15	while	while	SCONJ
aijbms-283	174	16	20	20	NUM
aijbms-283	174	17	%	%	NOUN
aijbms-283	174	18	responded	respond	VERB
aijbms-283	174	19	neutrally	neutrally	ADV
aijbms-283	174	20	,	,	PUNCT
aijbms-283	174	21	11	11	NUM
aijbms-283	174	22	%	%	NOUN
aijbms-283	174	23	disagreed	disagree	VERB
aijbms-283	174	24	,	,	PUNCT
aijbms-283	174	25	and	and	CCONJ
aijbms-283	174	26	9	9	NUM
aijbms-283	174	27	%	%	NOUN
aijbms-283	174	28	strongly	strongly	ADV
aijbms-283	174	29	disagreed	disagree	VERB
aijbms-283	174	30	.	.	PUNCT
aijbms-283	175	1	masum	masum	PROPN
aijbms-283	175	2	et	et	PROPN
aijbms-283	175	3	al	al	PROPN
aijbms-283	175	4	.	.	PROPN
aijbms-283	175	5	,	,	PUNCT
aijbms-283	175	6	american	american	PROPN
aijbms-283	175	7	international	international	PROPN
aijbms-283	175	8	journal	journal	PROPN
aijbms-283	175	9	of	of	ADP
aijbms-283	175	10	business	business	NOUN
aijbms-283	175	11	and	and	CCONJ
aijbms-283	175	12	management	management	NOUN
aijbms-283	175	13	studies	study	NOUN
aijbms-283	175	14	4(1	4(1	NOUN
aijbms-283	175	15	)	)	PUNCT
aijbms-283	175	16	(	(	PUNCT
aijbms-283	175	17	2022	2022	NUM
aijbms-283	175	18	)	)	PUNCT
aijbms-283	175	19	,	,	PUNCT
aijbms-283	175	20	41	41	NUM
aijbms-283	175	21	-	-	SYM
aijbms-283	175	22	52	52	NUM
aijbms-283	175	23	48	48	NUM
aijbms-283	175	24	figure	figure	NOUN
aijbms-283	175	25	7	7	NUM
aijbms-283	175	26	.	.	PUNCT
aijbms-283	175	27	microfinance	microfinance	NOUN
aijbms-283	175	28	has	have	AUX
aijbms-283	175	29	proven	prove	VERB
aijbms-283	175	30	itself	itself	PRON
aijbms-283	175	31	as	as	ADP
aijbms-283	175	32	a	a	DET
aijbms-283	175	33	strong	strong	ADJ
aijbms-283	175	34	stimulant	stimulant	NOUN
aijbms-283	175	35	to	to	ADP
aijbms-283	175	36	economic	economic	ADJ
aijbms-283	175	37	development	development	NOUN
aijbms-283	175	38	source	source	NOUN
aijbms-283	175	39	:	:	PUNCT
aijbms-283	175	40	primary	primary	ADJ
aijbms-283	175	41	data	datum	NOUN
aijbms-283	175	42	microfinance	microfinance	NOUN
aijbms-283	175	43	:	:	PUNCT
aijbms-283	175	44	promoting	promote	VERB
aijbms-283	175	45	financial	financial	ADJ
aijbms-283	175	46	stability	stability	NOUN
aijbms-283	175	47	and	and	CCONJ
aijbms-283	175	48	savings	saving	NOUN
aijbms-283	175	49	culture	culture	NOUN
aijbms-283	175	50	among	among	ADP
aijbms-283	175	51	low	low	ADJ
aijbms-283	175	52	-	-	PUNCT
aijbms-283	175	53	income	income	NOUN
aijbms-283	175	54	households	household	NOUN
aijbms-283	175	55	table	table	NOUN
aijbms-283	175	56	8	8	NUM
aijbms-283	175	57	.	.	PUNCT
aijbms-283	176	1	microfinance	microfinance	NOUN
aijbms-283	176	2	helps	help	VERB
aijbms-283	176	3	low	low	ADJ
aijbms-283	176	4	-	-	PUNCT
aijbms-283	176	5	income	income	NOUN
aijbms-283	176	6	households	household	NOUN
aijbms-283	176	7	to	to	PART
aijbms-283	176	8	stabilize	stabilize	VERB
aijbms-283	176	9	their	their	PRON
aijbms-283	176	10	income	income	NOUN
aijbms-283	176	11	flows	flow	NOUN
aijbms-283	176	12	and	and	CCONJ
aijbms-283	176	13	save	save	VERB
aijbms-283	176	14	for	for	ADP
aijbms-283	176	15	future	future	ADJ
aijbms-283	176	16	needs	need	NOUN
aijbms-283	176	17	indicator	indicator	NOUN
aijbms-283	176	18	frequency	frequency	NOUN
aijbms-283	176	19	percent	percent	NOUN
aijbms-283	176	20	strongly	strongly	ADV
aijbms-283	176	21	agree	agree	VERB
aijbms-283	176	22	46	46	NUM
aijbms-283	176	23	38	38	NUM
aijbms-283	176	24	%	%	NOUN
aijbms-283	176	25	agree	agree	VERB
aijbms-283	176	26	33	33	NUM
aijbms-283	176	27	28	28	NUM
aijbms-283	176	28	%	%	NOUN
aijbms-283	176	29	neutral	neutral	ADJ
aijbms-283	176	30	27	27	NUM
aijbms-283	176	31	23	23	NUM
aijbms-283	176	32	%	%	NOUN
aijbms-283	176	33	disagree	disagree	VERB
aijbms-283	176	34	10	10	NUM
aijbms-283	176	35	8	8	NUM
aijbms-283	176	36	%	%	NOUN
aijbms-283	176	37	strongly	strongly	ADV
aijbms-283	176	38	disagree	disagree	VERB
aijbms-283	176	39	4	4	NUM
aijbms-283	176	40	3	3	NUM
aijbms-283	176	41	%	%	NOUN
aijbms-283	176	42	total	total	NOUN
aijbms-283	176	43	120	120	NUM
aijbms-283	176	44	100	100	NUM
aijbms-283	176	45	source	source	NOUN
aijbms-283	176	46	:	:	PUNCT
aijbms-283	176	47	primary	primary	ADJ
aijbms-283	176	48	data	datum	NOUN
aijbms-283	176	49	the	the	DET
aijbms-283	176	50	data	datum	NOUN
aijbms-283	176	51	presented	present	VERB
aijbms-283	176	52	in	in	ADP
aijbms-283	176	53	table	table	NOUN
aijbms-283	176	54	8	8	NUM
aijbms-283	176	55	and	and	CCONJ
aijbms-283	176	56	figure	figure	VERB
aijbms-283	176	57	8	8	NUM
aijbms-283	176	58	indicate	indicate	VERB
aijbms-283	176	59	that	that	SCONJ
aijbms-283	176	60	the	the	DET
aijbms-283	176	61	majority	majority	NOUN
aijbms-283	176	62	of	of	ADP
aijbms-283	176	63	respondents	respondent	NOUN
aijbms-283	176	64	(	(	PUNCT
aijbms-283	176	65	66	66	NUM
aijbms-283	176	66	%	%	NOUN
aijbms-283	176	67	)	)	PUNCT
aijbms-283	176	68	agreed	agree	VERB
aijbms-283	176	69	that	that	SCONJ
aijbms-283	176	70	microfinance	microfinance	NOUN
aijbms-283	176	71	has	have	VERB
aijbms-283	176	72	a	a	DET
aijbms-283	176	73	positive	positive	ADJ
aijbms-283	176	74	impact	impact	NOUN
aijbms-283	176	75	on	on	ADP
aijbms-283	176	76	the	the	DET
aijbms-283	176	77	ability	ability	NOUN
aijbms-283	176	78	of	of	ADP
aijbms-283	176	79	low	low	ADJ
aijbms-283	176	80	-	-	PUNCT
aijbms-283	176	81	income	income	NOUN
aijbms-283	176	82	households	household	NOUN
aijbms-283	176	83	to	to	PART
aijbms-283	176	84	stabilize	stabilize	VERB
aijbms-283	176	85	their	their	PRON
aijbms-283	176	86	income	income	NOUN
aijbms-283	176	87	and	and	CCONJ
aijbms-283	176	88	save	save	VERB
aijbms-283	176	89	for	for	ADP
aijbms-283	176	90	future	future	ADJ
aijbms-283	176	91	needs	need	NOUN
aijbms-283	176	92	.	.	PUNCT
aijbms-283	177	1	more	more	ADV
aijbms-283	177	2	specifically	specifically	ADV
aijbms-283	177	3	,	,	PUNCT
aijbms-283	177	4	38	38	NUM
aijbms-283	177	5	%	%	NOUN
aijbms-283	177	6	of	of	ADP
aijbms-283	177	7	respondents	respondent	NOUN
aijbms-283	177	8	strongly	strongly	ADV
aijbms-283	177	9	agreed	agree	VERB
aijbms-283	177	10	and	and	CCONJ
aijbms-283	177	11	28	28	NUM
aijbms-283	177	12	%	%	NOUN
aijbms-283	177	13	agreed	agree	VERB
aijbms-283	177	14	,	,	PUNCT
aijbms-283	177	15	while	while	SCONJ
aijbms-283	177	16	23	23	NUM
aijbms-283	177	17	%	%	NOUN
aijbms-283	177	18	were	be	AUX
aijbms-283	177	19	neutral	neutral	ADJ
aijbms-283	177	20	,	,	PUNCT
aijbms-283	177	21	8	8	NUM
aijbms-283	177	22	%	%	NOUN
aijbms-283	177	23	disagreed	disagree	VERB
aijbms-283	177	24	,	,	PUNCT
aijbms-283	177	25	and	and	CCONJ
aijbms-283	177	26	3	3	NUM
aijbms-283	177	27	%	%	NOUN
aijbms-283	177	28	strongly	strongly	ADV
aijbms-283	177	29	disagreed	disagree	VERB
aijbms-283	177	30	.	.	PUNCT
aijbms-283	178	1	table	table	NOUN
aijbms-283	178	2	8	8	NUM
aijbms-283	178	3	.	.	PUNCT
aijbms-283	179	1	microfinance	microfinance	NOUN
aijbms-283	179	2	helps	help	VERB
aijbms-283	179	3	low	low	ADJ
aijbms-283	179	4	-	-	PUNCT
aijbms-283	179	5	income	income	NOUN
aijbms-283	179	6	households	household	NOUN
aijbms-283	179	7	to	to	PART
aijbms-283	179	8	stabilize	stabilize	VERB
aijbms-283	179	9	their	their	PRON
aijbms-283	179	10	income	income	NOUN
aijbms-283	179	11	flows	flow	NOUN
aijbms-283	179	12	and	and	CCONJ
aijbms-283	179	13	save	save	VERB
aijbms-283	179	14	for	for	ADP
aijbms-283	179	15	future	future	ADJ
aijbms-283	179	16	needs	need	NOUN
aijbms-283	179	17	source	source	NOUN
aijbms-283	179	18	:	:	PUNCT
aijbms-283	179	19	primary	primary	ADJ
aijbms-283	179	20	data	datum	NOUN
aijbms-283	179	21	conclusions	conclusion	NOUN
aijbms-283	179	22	this	this	DET
aijbms-283	179	23	research	research	NOUN
aijbms-283	179	24	focused	focus	VERB
aijbms-283	179	25	on	on	ADP
aijbms-283	179	26	exploring	explore	VERB
aijbms-283	179	27	the	the	DET
aijbms-283	179	28	impact	impact	NOUN
aijbms-283	179	29	of	of	ADP
aijbms-283	179	30	microfinance	microfinance	NOUN
aijbms-283	179	31	on	on	ADP
aijbms-283	179	32	job	job	NOUN
aijbms-283	179	33	creation	creation	NOUN
aijbms-283	179	34	and	and	CCONJ
aijbms-283	179	35	had	have	VERB
aijbms-283	179	36	three	three	NUM
aijbms-283	179	37	main	main	ADJ
aijbms-283	179	38	objectives	objective	NOUN
aijbms-283	179	39	.	.	PUNCT
aijbms-283	180	1	the	the	DET
aijbms-283	180	2	study	study	NOUN
aijbms-283	180	3	aimed	aim	VERB
aijbms-283	180	4	to	to	PART
aijbms-283	180	5	investigate	investigate	VERB
aijbms-283	180	6	how	how	SCONJ
aijbms-283	180	7	microfinance	microfinance	NOUN
aijbms-283	180	8	contributes	contribute	VERB
aijbms-283	180	9	to	to	ADP
aijbms-283	180	10	the	the	DET
aijbms-283	180	11	growth	growth	NOUN
aijbms-283	180	12	of	of	ADP
aijbms-283	180	13	businesses	business	NOUN
aijbms-283	180	14	,	,	PUNCT
aijbms-283	180	15	the	the	DET
aijbms-283	180	16	acquisition	acquisition	NOUN
aijbms-283	180	17	of	of	ADP
aijbms-283	180	18	better	well	ADJ
aijbms-283	180	19	housing	housing	NOUN
aijbms-283	180	20	,	,	PUNCT
aijbms-283	180	21	access	access	NOUN
aijbms-283	180	22	to	to	ADP
aijbms-283	180	23	affordable	affordable	ADJ
aijbms-283	180	24	healthcare	healthcare	NOUN
aijbms-283	180	25	,	,	PUNCT
aijbms-283	180	26	education	education	NOUN
aijbms-283	180	27	,	,	PUNCT
aijbms-283	180	28	and	and	CCONJ
aijbms-283	180	29	improved	improved	ADJ
aijbms-283	180	30	welfare	welfare	NOUN
aijbms-283	180	31	.	.	PUNCT
aijbms-283	181	1	the	the	DET
aijbms-283	181	2	study	study	NOUN
aijbms-283	181	3	found	find	VERB
aijbms-283	181	4	that	that	SCONJ
aijbms-283	181	5	larger	large	ADJ
aijbms-283	181	6	loan	loan	NOUN
aijbms-283	181	7	amounts	amount	NOUN
aijbms-283	181	8	resulted	result	VERB
aijbms-283	181	9	in	in	ADP
aijbms-283	181	10	increased	increased	ADJ
aijbms-283	181	11	savings	saving	NOUN
aijbms-283	181	12	that	that	PRON
aijbms-283	181	13	could	could	AUX
aijbms-283	181	14	be	be	AUX
aijbms-283	181	15	utilized	utilize	VERB
aijbms-283	181	16	to	to	PART
aijbms-283	181	17	improve	improve	VERB
aijbms-283	181	18	living	living	NOUN
aijbms-283	181	19	standards	standard	NOUN
aijbms-283	181	20	,	,	PUNCT
aijbms-283	181	21	and	and	CCONJ
aijbms-283	181	22	the	the	DET
aijbms-283	181	23	funds	fund	NOUN
aijbms-283	181	24	could	could	AUX
aijbms-283	181	25	also	also	ADV
aijbms-283	181	26	increase	increase	VERB
aijbms-283	181	27	annually	annually	ADV
aijbms-283	181	28	to	to	PART
aijbms-283	181	29	support	support	VERB
aijbms-283	181	30	larger	large	ADJ
aijbms-283	181	31	credit	credit	NOUN
aijbms-283	181	32	limits	limit	NOUN
aijbms-283	181	33	.	.	PUNCT
aijbms-283	182	1	the	the	DET
aijbms-283	182	2	research	research	NOUN
aijbms-283	182	3	concluded	conclude	VERB
aijbms-283	182	4	that	that	SCONJ
aijbms-283	182	5	microfinance	microfinance	NOUN
aijbms-283	182	6	services	service	NOUN
aijbms-283	182	7	could	could	AUX
aijbms-283	182	8	significantly	significantly	ADV
aijbms-283	182	9	benefit	benefit	VERB
aijbms-283	182	10	the	the	DET
aijbms-283	182	11	country	country	NOUN
aijbms-283	182	12	by	by	ADP
aijbms-283	182	13	reducing	reduce	VERB
aijbms-283	182	14	poverty	poverty	NOUN
aijbms-283	182	15	.	.	PUNCT
aijbms-283	183	1	in	in	ADP
aijbms-283	183	2	particular	particular	ADJ
aijbms-283	183	3	,	,	PUNCT
aijbms-283	183	4	training	training	NOUN
aijbms-283	183	5	provided	provide	VERB
aijbms-283	183	6	by	by	ADP
aijbms-283	183	7	mfis	mfis	NOUN
aijbms-283	183	8	to	to	PART
aijbms-283	183	9	help	help	VERB
aijbms-283	183	10	customers	customer	NOUN
aijbms-283	183	11	acquire	acquire	VERB
aijbms-283	183	12	skills	skill	NOUN
aijbms-283	183	13	and	and	CCONJ
aijbms-283	183	14	knowledge	knowledge	NOUN
aijbms-283	183	15	on	on	ADP
aijbms-283	183	16	saving	saving	NOUN
aijbms-283	183	17	was	be	AUX
aijbms-283	183	18	found	find	VERB
aijbms-283	183	19	to	to	PART
aijbms-283	183	20	be	be	AUX
aijbms-283	183	21	beneficial	beneficial	ADJ
aijbms-283	183	22	to	to	ADP
aijbms-283	183	23	the	the	DET
aijbms-283	183	24	majority	majority	NOUN
aijbms-283	183	25	of	of	ADP
aijbms-283	183	26	microfinance	microfinance	NOUN
aijbms-283	183	27	institution	institution	NOUN
aijbms-283	183	28	clients	client	NOUN
aijbms-283	183	29	who	who	PRON
aijbms-283	183	30	were	be	AUX
aijbms-283	183	31	in	in	ADP
aijbms-283	183	32	informal	informal	ADJ
aijbms-283	183	33	employment	employment	NOUN
aijbms-283	183	34	.	.	PUNCT
aijbms-283	184	1			PUNCT
aijbms-283	185	1	the	the	DET
aijbms-283	185	2	study	study	NOUN
aijbms-283	185	3	proposes	propose	VERB
aijbms-283	185	4	that	that	SCONJ
aijbms-283	185	5	mfis	mfis	AUX
aijbms-283	185	6	operating	operate	VERB
aijbms-283	185	7	within	within	ADP
aijbms-283	185	8	states	state	NOUN
aijbms-283	185	9	should	should	AUX
aijbms-283	185	10	be	be	AUX
aijbms-283	185	11	supported	support	VERB
aijbms-283	185	12	with	with	ADP
aijbms-283	185	13	finances	finance	NOUN
aijbms-283	185	14	so	so	SCONJ
aijbms-283	185	15	they	they	PRON
aijbms-283	185	16	can	can	AUX
aijbms-283	185	17	offer	offer	VERB
aijbms-283	185	18	loans	loan	NOUN
aijbms-283	185	19	to	to	ADP
aijbms-283	185	20	locals	local	NOUN
aijbms-283	185	21	and	and	CCONJ
aijbms-283	185	22	facilitate	facilitate	VERB
aijbms-283	185	23	rapid	rapid	ADJ
aijbms-283	185	24	economic	economic	ADJ
aijbms-283	185	25	growth	growth	NOUN
aijbms-283	185	26	.	.	PUNCT
aijbms-283	186	1			PUNCT
aijbms-283	187	1	the	the	DET
aijbms-283	187	2	government	government	NOUN
aijbms-283	187	3	of	of	ADP
aijbms-283	187	4	somalia	somalia	PROPN
aijbms-283	187	5	should	should	AUX
aijbms-283	187	6	review	review	VERB
aijbms-283	187	7	and	and	CCONJ
aijbms-283	187	8	update	update	VERB
aijbms-283	187	9	their	their	PRON
aijbms-283	187	10	policies	policy	NOUN
aijbms-283	187	11	on	on	ADP
aijbms-283	187	12	mfis	mfis	NOUN
aijbms-283	187	13	to	to	PART
aijbms-283	187	14	address	address	VERB
aijbms-283	187	15	the	the	DET
aijbms-283	187	16	changing	change	VERB
aijbms-283	187	17	banking	banking	NOUN
aijbms-283	187	18	industry	industry	NOUN
aijbms-283	187	19	.	.	PUNCT
aijbms-283	188	1			PUNCT
aijbms-283	189	1	it	it	PRON
aijbms-283	189	2	is	be	AUX
aijbms-283	189	3	suggested	suggest	VERB
aijbms-283	189	4	that	that	SCONJ
aijbms-283	189	5	microfinance	microfinance	NOUN
aijbms-283	189	6	programs	program	NOUN
aijbms-283	189	7	should	should	AUX
aijbms-283	189	8	be	be	AUX
aijbms-283	189	9	designed	design	VERB
aijbms-283	189	10	in	in	ADP
aijbms-283	189	11	a	a	DET
aijbms-283	189	12	way	way	NOUN
aijbms-283	189	13	that	that	PRON
aijbms-283	189	14	meets	meet	VERB
aijbms-283	189	15	the	the	DET
aijbms-283	189	16	specific	specific	ADJ
aijbms-283	189	17	needs	need	NOUN
aijbms-283	189	18	of	of	ADP
aijbms-283	189	19	their	their	PRON
aijbms-283	189	20	target	target	NOUN
aijbms-283	189	21	customers	customer	NOUN
aijbms-283	189	22	,	,	PUNCT
aijbms-283	189	23	who	who	PRON
aijbms-283	189	24	are	be	AUX
aijbms-283	189	25	typically	typically	ADV
aijbms-283	189	26	poor	poor	ADJ
aijbms-283	189	27	.	.	PUNCT
aijbms-283	190	1			X
aijbms-283	191	1	if	if	SCONJ
aijbms-283	191	2	the	the	DET
aijbms-283	191	3	government	government	NOUN
aijbms-283	191	4	offers	offer	VERB
aijbms-283	191	5	incentives	incentive	NOUN
aijbms-283	191	6	such	such	ADJ
aijbms-283	191	7	as	as	ADP
aijbms-283	191	8	tax	tax	NOUN
aijbms-283	191	9	exemptions	exemption	NOUN
aijbms-283	191	10	,	,	PUNCT
aijbms-283	191	11	subsidies	subsidy	NOUN
aijbms-283	191	12	,	,	PUNCT
aijbms-283	191	13	and	and	CCONJ
aijbms-283	191	14	streamlined	streamlined	ADJ
aijbms-283	191	15	business	business	NOUN
aijbms-283	191	16	registration	registration	NOUN
aijbms-283	191	17	procedures	procedure	NOUN
aijbms-283	191	18	,	,	PUNCT
aijbms-283	191	19	msmes	msme	NOUN
aijbms-283	191	20	in	in	ADP
aijbms-283	191	21	somalia	somalia	PROPN
aijbms-283	191	22	could	could	AUX
aijbms-283	191	23	thrive	thrive	VERB
aijbms-283	191	24	.	.	PUNCT
aijbms-283	192	1	masum	masum	VERB
aijbms-283	192	2	et	et	PROPN
aijbms-283	192	3	al	al	PROPN
aijbms-283	192	4	.	.	PROPN
aijbms-283	192	5	,	,	PUNCT
aijbms-283	192	6	american	american	PROPN
aijbms-283	192	7	international	international	PROPN
aijbms-283	192	8	journal	journal	PROPN
aijbms-283	192	9	of	of	ADP
aijbms-283	192	10	business	business	NOUN
aijbms-283	192	11	and	and	CCONJ
aijbms-283	192	12	management	management	NOUN
aijbms-283	192	13	studies	study	NOUN
aijbms-283	192	14	4(1	4(1	NOUN
aijbms-283	192	15	)	)	PUNCT
aijbms-283	192	16	(	(	PUNCT
aijbms-283	192	17	2022	2022	NUM
aijbms-283	192	18	)	)	PUNCT
aijbms-283	192	19	,	,	PUNCT
aijbms-283	192	20	41	41	NUM
aijbms-283	192	21	-	-	SYM
aijbms-283	192	22	52	52	NUM
aijbms-283	192	23	49	49	NUM
aijbms-283	192	24			NOUN
aijbms-283	192	25	the	the	DET
aijbms-283	192	26	government	government	NOUN
aijbms-283	192	27	should	should	AUX
aijbms-283	192	28	also	also	ADV
aijbms-283	192	29	implement	implement	VERB
aijbms-283	192	30	strict	strict	ADJ
aijbms-283	192	31	measures	measure	NOUN
aijbms-283	192	32	to	to	PART
aijbms-283	192	33	prevent	prevent	VERB
aijbms-283	192	34	corruption	corruption	NOUN
aijbms-283	192	35	and	and	CCONJ
aijbms-283	192	36	other	other	ADJ
aijbms-283	192	37	unethical	unethical	ADJ
aijbms-283	192	38	practices	practice	NOUN
aijbms-283	192	39	in	in	ADP
aijbms-283	192	40	microfinance	microfinance	NOUN
aijbms-283	192	41	programs	program	NOUN
aijbms-283	192	42	.	.	PUNCT
aijbms-283	193	1	finally	finally	ADV
aijbms-283	193	2	,	,	PUNCT
aijbms-283	193	3	by	by	ADP
aijbms-283	193	4	tackling	tackle	VERB
aijbms-283	193	5	problems	problem	NOUN
aijbms-283	193	6	like	like	ADP
aijbms-283	193	7	political	political	ADJ
aijbms-283	193	8	unrest	unrest	NOUN
aijbms-283	193	9	,	,	PUNCT
aijbms-283	193	10	and	and	CCONJ
aijbms-283	193	11	shoddy	shoddy	ADJ
aijbms-283	193	12	infrastructure	infrastructure	NOUN
aijbms-283	193	13	,	,	PUNCT
aijbms-283	193	14	governments	government	NOUN
aijbms-283	193	15	can	can	AUX
aijbms-283	193	16	attempt	attempt	VERB
aijbms-283	193	17	to	to	PART
aijbms-283	193	18	establish	establish	VERB
aijbms-283	193	19	a	a	DET
aijbms-283	193	20	climate	climate	NOUN
aijbms-283	193	21	that	that	PRON
aijbms-283	193	22	is	be	AUX
aijbms-283	193	23	conducive	conducive	ADJ
aijbms-283	193	24	to	to	ADP
aijbms-283	193	25	business	business	NOUN
aijbms-283	193	26	.	.	PUNCT
aijbms-283	194	1	these	these	DET
aijbms-283	194	2	steps	step	NOUN
aijbms-283	194	3	could	could	AUX
aijbms-283	194	4	encourage	encourage	VERB
aijbms-283	194	5	investment	investment	NOUN
aijbms-283	194	6	and	and	CCONJ
aijbms-283	194	7	foster	foster	VERB
aijbms-283	194	8	an	an	DET
aijbms-283	194	9	advantageous	advantageous	ADJ
aijbms-283	194	10	business	business	NOUN
aijbms-283	194	11	environment	environment	NOUN
aijbms-283	194	12	that	that	PRON
aijbms-283	194	13	encourages	encourage	VERB
aijbms-283	194	14	job	job	NOUN
aijbms-283	194	15	creation	creation	NOUN
aijbms-283	194	16	and	and	CCONJ
aijbms-283	194	17	economic	economic	ADJ
aijbms-283	194	18	expansion	expansion	NOUN
aijbms-283	194	19	in	in	ADP
aijbms-283	194	20	somalia	somalia	PROPN
aijbms-283	194	21	.	.	PUNCT
aijbms-283	195	1	author	author	NOUN
aijbms-283	195	2	contributions	contribution	NOUN
aijbms-283	195	3	:	:	PUNCT
aijbms-283	195	4	conceptualization	conceptualization	NOUN
aijbms-283	195	5	,	,	PUNCT
aijbms-283	195	6	a.a.m	a.a.m	PROPN
aijbms-283	195	7	.	.	PROPN
aijbms-283	195	8	,	,	PUNCT
aijbms-283	195	9	m.e.u.h	m.e.u.h	PROPN
aijbms-283	195	10	.	.	PROPN
aijbms-283	195	11	,	,	PUNCT
aijbms-283	195	12	a.u	a.u	PROPN
aijbms-283	195	13	.	.	PROPN
aijbms-283	195	14	,	,	PUNCT
aijbms-283	195	15	a.d.a	a.d.a	PROPN
aijbms-283	195	16	.	.	PUNCT
aijbms-283	196	1	and	and	CCONJ
aijbms-283	196	2	m.z.h	m.z.h	NOUN
aijbms-283	196	3	.	.	PUNCT
aijbms-283	196	4	;	;	PUNCT
aijbms-283	196	5	methodology	methodology	NOUN
aijbms-283	196	6	,	,	PUNCT
aijbms-283	196	7	a.a.m	a.a.m	PROPN
aijbms-283	196	8	.	.	PROPN
aijbms-283	196	9	;	;	PUNCT
aijbms-283	196	10	software	software	NOUN
aijbms-283	196	11	,	,	PUNCT
aijbms-283	196	12	a.a.m	a.a.m	PROPN
aijbms-283	196	13	.	.	PROPN
aijbms-283	196	14	;	;	PUNCT
aijbms-283	196	15	validation	validation	NOUN
aijbms-283	196	16	,	,	PUNCT
aijbms-283	196	17	a.u	a.u	PROPN
aijbms-283	196	18	.	.	PROPN
aijbms-283	196	19	;	;	PUNCT
aijbms-283	196	20	formal	formal	ADJ
aijbms-283	196	21	analysis	analysis	NOUN
aijbms-283	196	22	,	,	PUNCT
aijbms-283	196	23	a.a.m	a.a.m	PROPN
aijbms-283	196	24	.	.	PROPN
aijbms-283	196	25	,	,	PUNCT
aijbms-283	196	26	m.e.u.h	m.e.u.h	PROPN
aijbms-283	196	27	.	.	PROPN
aijbms-283	196	28	,	,	PUNCT
aijbms-283	196	29	a.u	a.u	PROPN
aijbms-283	196	30	.	.	PROPN
aijbms-283	196	31	,	,	PUNCT
aijbms-283	196	32	a.d.a	a.d.a	PROPN
aijbms-283	196	33	.	.	PUNCT
aijbms-283	196	34	and	and	CCONJ
aijbms-283	196	35	m.z.h	m.z.h	NOUN
aijbms-283	196	36	.	.	PUNCT
aijbms-283	196	37	;	;	PUNCT
aijbms-283	196	38	investigation	investigation	NOUN
aijbms-283	196	39	,	,	PUNCT
aijbms-283	196	40	a.a.m	a.a.m	PROPN
aijbms-283	196	41	.	.	PROPN
aijbms-283	196	42	,	,	PUNCT
aijbms-283	196	43	m.e.u.h	m.e.u.h	PROPN
aijbms-283	196	44	.	.	PROPN
aijbms-283	196	45	,	,	PUNCT
aijbms-283	196	46	a.u	a.u	PROPN
aijbms-283	196	47	.	.	PROPN
aijbms-283	196	48	,	,	PUNCT
aijbms-283	196	49	a.d.a	a.d.a	PROPN
aijbms-283	196	50	.	.	PUNCT
aijbms-283	197	1	and	and	CCONJ
aijbms-283	197	2	m.z.h	m.z.h	NOUN
aijbms-283	197	3	.	.	PUNCT
aijbms-283	197	4	;	;	PUNCT
aijbms-283	197	5	resources	resource	NOUN
aijbms-283	197	6	,	,	PUNCT
aijbms-283	197	7	a.a.m	a.a.m	PROPN
aijbms-283	197	8	.	.	PROPN
aijbms-283	197	9	,	,	PUNCT
aijbms-283	197	10	m.e.u.h	m.e.u.h	PROPN
aijbms-283	197	11	.	.	PROPN
aijbms-283	197	12	,	,	PUNCT
aijbms-283	197	13	a.u	a.u	PROPN
aijbms-283	197	14	.	.	PROPN
aijbms-283	197	15	,	,	PUNCT
aijbms-283	197	16	a.d.a	a.d.a	PROPN
aijbms-283	197	17	.	.	PUNCT
aijbms-283	198	1	and	and	CCONJ
aijbms-283	198	2	m.z.h	m.z.h	PROPN
aijbms-283	198	3	.	.	PUNCT
aijbms-283	198	4	;	;	PUNCT
aijbms-283	198	5	data	datum	NOUN
aijbms-283	198	6	curation	curation	NOUN
aijbms-283	198	7	,	,	PUNCT
aijbms-283	198	8	a.u	a.u	PROPN
aijbms-283	198	9	.	.	PROPN
aijbms-283	198	10	;	;	PUNCT
aijbms-283	198	11	writing	write	VERB
aijbms-283	198	12	–	–	PUNCT
aijbms-283	198	13	original	original	ADJ
aijbms-283	198	14	draft	draft	NOUN
aijbms-283	198	15	preparation	preparation	NOUN
aijbms-283	198	16	,	,	PUNCT
aijbms-283	198	17	a.a.m	a.a.m	PROPN
aijbms-283	198	18	.	.	PROPN
aijbms-283	198	19	,	,	PUNCT
aijbms-283	198	20	m.e.u.h	m.e.u.h	PROPN
aijbms-283	198	21	.	.	PROPN
aijbms-283	198	22	,	,	PUNCT
aijbms-283	198	23	a.u	a.u	PROPN
aijbms-283	198	24	.	.	PROPN
aijbms-283	198	25	,	,	PUNCT
aijbms-283	198	26	a.d.a	a.d.a	PROPN
aijbms-283	198	27	.	.	PUNCT
aijbms-283	198	28	and	and	CCONJ
aijbms-283	198	29	m.z.h	m.z.h	PROPN
aijbms-283	198	30	.	.	PUNCT
aijbms-283	198	31	;	;	PUNCT
aijbms-283	198	32	writing	write	VERB
aijbms-283	198	33	–	–	PUNCT
aijbms-283	198	34	review	review	NOUN
aijbms-283	198	35	&	&	CCONJ
aijbms-283	198	36	editing	editing	PROPN
aijbms-283	198	37	,	,	PUNCT
aijbms-283	198	38	a.a.m	a.a.m	PROPN
aijbms-283	198	39	.	.	PROPN
aijbms-283	198	40	,	,	PUNCT
aijbms-283	198	41	m.e.u.h	m.e.u.h	PROPN
aijbms-283	198	42	.	.	PROPN
aijbms-283	198	43	,	,	PUNCT
aijbms-283	198	44	a.u	a.u	PROPN
aijbms-283	198	45	.	.	PROPN
aijbms-283	198	46	,	,	PUNCT
aijbms-283	198	47	a.d.a	a.d.a	PROPN
aijbms-283	198	48	.	.	PUNCT
aijbms-283	198	49	and	and	CCONJ
aijbms-283	198	50	m.z.h	m.z.h	NOUN
aijbms-283	198	51	.	.	PUNCT
aijbms-283	198	52	;	;	PUNCT
aijbms-283	198	53	visualization	visualization	NOUN
aijbms-283	198	54	,	,	PUNCT
aijbms-283	198	55	a.a.m	a.a.m	PROPN
aijbms-283	198	56	.	.	PROPN
aijbms-283	198	57	,	,	PUNCT
aijbms-283	198	58	m.e.u.h	m.e.u.h	PROPN
aijbms-283	198	59	.	.	PROPN
aijbms-283	198	60	,	,	PUNCT
aijbms-283	198	61	a.u	a.u	PROPN
aijbms-283	198	62	.	.	PROPN
aijbms-283	198	63	,	,	PUNCT
aijbms-283	198	64	a.d.a	a.d.a	PROPN
aijbms-283	198	65	.	.	PUNCT
aijbms-283	198	66	and	and	CCONJ
aijbms-283	198	67	m.z.h	m.z.h	NOUN
aijbms-283	198	68	.	.	PUNCT
aijbms-283	198	69	;	;	PUNCT
aijbms-283	198	70	supervision	supervision	NOUN
aijbms-283	198	71	,	,	PUNCT
aijbms-283	198	72	a.u	a.u	PROPN
aijbms-283	198	73	.	.	PROPN
aijbms-283	198	74	;	;	PUNCT
aijbms-283	198	75	project	project	NOUN
aijbms-283	198	76	administration	administration	NOUN
aijbms-283	198	77	,	,	PUNCT
aijbms-283	198	78	a.u	a.u	PROPN
aijbms-283	198	79	.	.	PROPN
aijbms-283	198	80	;	;	PUNCT
aijbms-283	198	81	funding	funding	NOUN
aijbms-283	198	82	acquisition	acquisition	NOUN
aijbms-283	198	83	,	,	PUNCT
aijbms-283	198	84	a.a.m	a.a.m	PROPN
aijbms-283	198	85	.	.	PROPN
aijbms-283	198	86	,	,	PUNCT
aijbms-283	198	87	m.e.u.h	m.e.u.h	PROPN
aijbms-283	198	88	.	.	PROPN
aijbms-283	198	89	,	,	PUNCT
aijbms-283	198	90	a.u	a.u	PROPN
aijbms-283	198	91	.	.	PROPN
aijbms-283	198	92	,	,	PUNCT
aijbms-283	198	93	a.d.a	a.d.a	PROPN
aijbms-283	198	94	.	.	PUNCT
aijbms-283	199	1	and	and	CCONJ
aijbms-283	199	2	m.z.h	m.z.h	AUX
aijbms-283	199	3	..	..	PUNCT
aijbms-283	199	4	authors	author	NOUN
aijbms-283	199	5	have	have	AUX
aijbms-283	199	6	read	read	VERB
aijbms-283	199	7	and	and	CCONJ
aijbms-283	199	8	agreed	agree	VERB
aijbms-283	199	9	to	to	ADP
aijbms-283	199	10	the	the	DET
aijbms-283	199	11	published	publish	VERB
aijbms-283	199	12	version	version	NOUN
aijbms-283	199	13	of	of	ADP
aijbms-283	199	14	the	the	DET
aijbms-283	199	15	manuscript	manuscript	NOUN
aijbms-283	199	16	.	.	PUNCT
aijbms-283	200	1	institutional	institutional	ADJ
aijbms-283	200	2	review	review	PROPN
aijbms-283	200	3	board	board	NOUN
aijbms-283	200	4	statement	statement	NOUN
aijbms-283	200	5	:	:	PUNCT
aijbms-283	200	6	ethical	ethical	ADJ
aijbms-283	200	7	review	review	NOUN
aijbms-283	200	8	and	and	CCONJ
aijbms-283	200	9	approval	approval	NOUN
aijbms-283	200	10	were	be	AUX
aijbms-283	200	11	waived	waive	VERB
aijbms-283	200	12	for	for	ADP
aijbms-283	200	13	this	this	DET
aijbms-283	200	14	study	study	NOUN
aijbms-283	200	15	,	,	PUNCT
aijbms-283	200	16	due	due	ADP
aijbms-283	200	17	to	to	ADP
aijbms-283	200	18	the	the	DET
aijbms-283	200	19	fact	fact	NOUN
aijbms-283	200	20	that	that	SCONJ
aijbms-283	200	21	the	the	DET
aijbms-283	200	22	research	research	NOUN
aijbms-283	200	23	does	do	AUX
aijbms-283	200	24	not	not	PART
aijbms-283	200	25	deal	deal	VERB
aijbms-283	200	26	with	with	ADP
aijbms-283	200	27	vulnerable	vulnerable	ADJ
aijbms-283	200	28	groups	group	NOUN
aijbms-283	200	29	or	or	CCONJ
aijbms-283	200	30	sensitive	sensitive	ADJ
aijbms-283	200	31	issues	issue	NOUN
aijbms-283	200	32	.	.	PUNCT
aijbms-283	201	1	funding	funding	NOUN
aijbms-283	201	2	:	:	PUNCT
aijbms-283	201	3	the	the	DET
aijbms-283	201	4	authors	author	NOUN
aijbms-283	201	5	received	receive	VERB
aijbms-283	201	6	no	no	DET
aijbms-283	201	7	direct	direct	ADJ
aijbms-283	201	8	funding	funding	NOUN
aijbms-283	201	9	for	for	ADP
aijbms-283	201	10	this	this	DET
aijbms-283	201	11	research	research	NOUN
aijbms-283	201	12	.	.	PUNCT
aijbms-283	202	1	acknowledgement	acknowledgement	NOUN
aijbms-283	202	2	:	:	PUNCT
aijbms-283	202	3	not	not	PART
aijbms-283	202	4	applicable	applicable	ADJ
aijbms-283	202	5	.	.	PUNCT
aijbms-283	203	1	informed	informed	ADJ
aijbms-283	203	2	consent	consent	NOUN
aijbms-283	203	3	statement	statement	NOUN
aijbms-283	203	4	:	:	PUNCT
aijbms-283	203	5	informed	inform	VERB
aijbms-283	203	6	consent	consent	NOUN
aijbms-283	203	7	was	be	AUX
aijbms-283	203	8	obtained	obtain	VERB
aijbms-283	203	9	from	from	ADP
aijbms-283	203	10	all	all	DET
aijbms-283	203	11	subjects	subject	NOUN
aijbms-283	203	12	involved	involve	VERB
aijbms-283	203	13	in	in	ADP
aijbms-283	203	14	the	the	DET
aijbms-283	203	15	study	study	NOUN
aijbms-283	203	16	.	.	PUNCT
aijbms-283	204	1	data	datum	NOUN
aijbms-283	204	2	availability	availability	NOUN
aijbms-283	204	3	statement	statement	NOUN
aijbms-283	204	4	:	:	PUNCT
aijbms-283	204	5	the	the	DET
aijbms-283	204	6	data	datum	NOUN
aijbms-283	204	7	presented	present	VERB
aijbms-283	204	8	in	in	ADP
aijbms-283	204	9	this	this	DET
aijbms-283	204	10	study	study	NOUN
aijbms-283	204	11	are	be	AUX
aijbms-283	204	12	available	available	ADJ
aijbms-283	204	13	on	on	ADP
aijbms-283	204	14	request	request	NOUN
aijbms-283	204	15	from	from	ADP
aijbms-283	204	16	the	the	DET
aijbms-283	204	17	corresponding	corresponding	ADJ
aijbms-283	204	18	author	author	NOUN
aijbms-283	204	19	.	.	PUNCT
aijbms-283	205	1	the	the	DET
aijbms-283	205	2	data	datum	NOUN
aijbms-283	205	3	are	be	AUX
aijbms-283	205	4	not	not	PART
aijbms-283	205	5	publicly	publicly	ADV
aijbms-283	205	6	available	available	ADJ
aijbms-283	205	7	due	due	ADP
aijbms-283	205	8	to	to	ADP
aijbms-283	205	9	restrictions	restriction	NOUN
aijbms-283	205	10	.	.	PUNCT
aijbms-283	206	1	conflicts	conflict	NOUN
aijbms-283	206	2	of	of	ADP
aijbms-283	206	3	interest	interest	NOUN
aijbms-283	206	4	:	:	PUNCT
aijbms-283	206	5	the	the	DET
aijbms-283	206	6	authors	author	NOUN
aijbms-283	206	7	declare	declare	VERB
aijbms-283	206	8	no	no	DET
aijbms-283	206	9	conflict	conflict	NOUN
aijbms-283	206	10	of	of	ADP
aijbms-283	206	11	interest	interest	NOUN
aijbms-283	206	12	.	.	PUNCT
aijbms-283	207	1	references	reference	NOUN
aijbms-283	207	2	ahmad	ahmad	PROPN
aijbms-283	207	3	,	,	PUNCT
aijbms-283	207	4	s.	s.	PROPN
aijbms-283	207	5	n.	n.	PROPN
aijbms-283	207	6	(	(	PUNCT
aijbms-283	207	7	2008	2008	NUM
aijbms-283	207	8	)	)	PUNCT
aijbms-283	207	9	.	.	PUNCT
aijbms-283	208	1	microfinance	microfinance	NOUN
aijbms-283	208	2	in	in	ADP
aijbms-283	208	3	pakistan	pakistan	PROPN
aijbms-283	208	4	:	:	PUNCT
aijbms-283	208	5	policies	policy	NOUN
aijbms-283	208	6	and	and	CCONJ
aijbms-283	208	7	practice	practice	NOUN
aijbms-283	208	8	(	(	PUNCT
aijbms-283	208	9	master	master	NOUN
aijbms-283	208	10	's	's	PART
aijbms-283	208	11	thesis	thesis	NOUN
aijbms-283	208	12	,	,	PUNCT
aijbms-283	208	13	university	university	NOUN
aijbms-283	208	14	of	of	ADP
aijbms-283	208	15	twente	twente	PROPN
aijbms-283	208	16	)	)	PUNCT
aijbms-283	208	17	.	.	PUNCT
aijbms-283	209	1	retrieved	retrieve	VERB
aijbms-283	209	2	from	from	ADP
aijbms-283	209	3	http://essay.utwente.nl/59295/1/scriptie_s_ahmad.pdf	http://essay.utwente.nl/59295/1/scriptie_s_ahmad.pdf	ADJ
aijbms-283	209	4	alkalha	alkalha	NOUN
aijbms-283	209	5	,	,	PUNCT
aijbms-283	209	6	z.	z.	PROPN
aijbms-283	209	7	,	,	PUNCT
aijbms-283	209	8	al	al	PROPN
aijbms-283	209	9	-	-	PUNCT
aijbms-283	209	10	zu’bi	zu’bi	PROPN
aijbms-283	209	11	,	,	PUNCT
aijbms-283	209	12	z.	z.	PROPN
aijbms-283	209	13	,	,	PUNCT
aijbms-283	209	14	al	al	PROPN
aijbms-283	209	15	-	-	PUNCT
aijbms-283	209	16	dmour	dmour	PROPN
aijbms-283	209	17	,	,	PUNCT
aijbms-283	209	18	h.	h.	PROPN
aijbms-283	209	19	,	,	PUNCT
aijbms-283	209	20	alshurideh	alshurideh	ADV
aijbms-283	209	21	,	,	PUNCT
aijbms-283	209	22	m.	m.	NOUN
aijbms-283	209	23	and	and	CCONJ
aijbms-283	209	24	masa’deh	masa’deh	PROPN
aijbms-283	209	25	,	,	PUNCT
aijbms-283	209	26	r.	r.	PROPN
aijbms-283	209	27	(	(	PUNCT
aijbms-283	209	28	2012	2012	NUM
aijbms-283	209	29	)	)	PUNCT
aijbms-283	209	30	investigating	investigate	VERB
aijbms-283	209	31	the	the	DET
aijbms-283	209	32	effects	effect	NOUN
aijbms-283	209	33	of	of	ADP
aijbms-283	209	34	human	human	ADJ
aijbms-283	209	35	resource	resource	NOUN
aijbms-283	209	36	policies	policy	NOUN
aijbms-283	209	37	on	on	ADP
aijbms-283	209	38	organizational	organizational	ADJ
aijbms-283	209	39	performance	performance	NOUN
aijbms-283	209	40	:	:	PUNCT
aijbms-283	209	41	an	an	DET
aijbms-283	209	42	empirical	empirical	ADJ
aijbms-283	209	43	study	study	NOUN
aijbms-283	209	44	on	on	ADP
aijbms-283	209	45	commercial	commercial	ADJ
aijbms-283	209	46	banks	bank	NOUN
aijbms-283	209	47	operating	operate	VERB
aijbms-283	209	48	in	in	ADP
aijbms-283	209	49	jordan	jordan	PROPN
aijbms-283	209	50	.	.	PUNCT
aijbms-283	210	1	european	european	PROPN
aijbms-283	210	2	journal	journal	PROPN
aijbms-283	210	3	of	of	ADP
aijbms-283	210	4	economics	economic	NOUN
aijbms-283	210	5	,	,	PUNCT
aijbms-283	210	6	finance	finance	NOUN
aijbms-283	210	7	and	and	CCONJ
aijbms-283	210	8	administrative	administrative	ADJ
aijbms-283	210	9	sciences	science	NOUN
aijbms-283	210	10	,	,	PUNCT
aijbms-283	210	11	51	51	NUM
aijbms-283	210	12	,	,	PUNCT
aijbms-283	210	13	44	44	NUM
aijbms-283	210	14	-	-	SYM
aijbms-283	210	15	64	64	NUM
aijbms-283	210	16	.	.	PUNCT
aijbms-283	210	17	retrieved	retrieve	VERB
aijbms-283	210	18	from	from	ADP
aijbms-283	210	19	https://scirp.org/reference/referencespapers.aspx?referenceid=1869902	https://scirp.org/reference/referencespapers.aspx?referenceid=1869902	PROPN
aijbms-283	210	20	al	al	PROPN
aijbms-283	210	21	-	-	PUNCT
aijbms-283	210	22	shami	shami	PROPN
aijbms-283	210	23	,	,	PUNCT
aijbms-283	210	24	s.	s.	PROPN
aijbms-283	210	25	s.	s.	PROPN
aijbms-283	210	26	a.	a.	PROPN
aijbms-283	210	27	,	,	PUNCT
aijbms-283	210	28	majid	majid	PROPN
aijbms-283	210	29	,	,	PUNCT
aijbms-283	210	30	i.	i.	PROPN
aijbms-283	210	31	b.	b.	PROPN
aijbms-283	210	32	a.	a.	PROPN
aijbms-283	210	33	,	,	PUNCT
aijbms-283	210	34	rashid	rashid	PROPN
aijbms-283	210	35	,	,	PUNCT
aijbms-283	210	36	n.	n.	PROPN
aijbms-283	210	37	a.	a.	PROPN
aijbms-283	210	38	,	,	PUNCT
aijbms-283	210	39	&	&	CCONJ
aijbms-283	210	40	hamid	hamid	PROPN
aijbms-283	210	41	,	,	PUNCT
aijbms-283	210	42	m.	m.	PROPN
aijbms-283	210	43	s.	s.	PROPN
aijbms-283	210	44	r.	r.	PROPN
aijbms-283	210	45	b.	b.	PROPN
aijbms-283	210	46	a.	a.	PROPN
aijbms-283	210	47	(	(	PUNCT
aijbms-283	210	48	2014	2014	NUM
aijbms-283	210	49	)	)	PUNCT
aijbms-283	210	50	.	.	PUNCT
aijbms-283	211	1	conceptual	conceptual	ADJ
aijbms-283	211	2	framework	framework	NOUN
aijbms-283	211	3	:	:	PUNCT
aijbms-283	211	4	the	the	DET
aijbms-283	211	5	role	role	NOUN
aijbms-283	211	6	of	of	ADP
aijbms-283	211	7	microfinance	microfinance	NOUN
aijbms-283	211	8	on	on	ADP
aijbms-283	211	9	the	the	DET
aijbms-283	211	10	wellbeing	wellbeing	NOUN
aijbms-283	211	11	of	of	ADP
aijbms-283	211	12	poor	poor	ADJ
aijbms-283	211	13	people	people	NOUN
aijbms-283	211	14	cases	case	VERB
aijbms-283	211	15	studies	study	NOUN
aijbms-283	211	16	from	from	ADP
aijbms-283	211	17	malaysia	malaysia	PROPN
aijbms-283	211	18	and	and	CCONJ
aijbms-283	211	19	yemen	yemen	PROPN
aijbms-283	211	20	.	.	PUNCT
aijbms-283	212	1	asian	asian	ADJ
aijbms-283	212	2	social	social	ADJ
aijbms-283	212	3	science	science	NOUN
aijbms-283	212	4	,	,	PUNCT
aijbms-283	212	5	10(1	10(1	NUM
aijbms-283	212	6	)	)	PUNCT
aijbms-283	212	7	,	,	PUNCT
aijbms-283	212	8	230	230	NUM
aijbms-283	212	9	-	-	SYM
aijbms-283	212	10	242	242	NUM
aijbms-283	212	11	.	.	PUNCT
aijbms-283	213	1	http://dx.doi.org/10.5539/ass.v10n1p230	http://dx.doi.org/10.5539/ass.v10n1p230	ADJ
aijbms-283	213	2	altay	altay	NOUN
aijbms-283	213	3	,	,	PUNCT
aijbms-283	213	4	a.	a.	NOUN
aijbms-283	213	5	(	(	PUNCT
aijbms-283	213	6	2007	2007	NUM
aijbms-283	213	7	)	)	PUNCT
aijbms-283	213	8	.	.	PUNCT
aijbms-283	214	1	the	the	DET
aijbms-283	214	2	challenge	challenge	NOUN
aijbms-283	214	3	for	for	ADP
aijbms-283	214	4	global	global	ADJ
aijbms-283	214	5	women	woman	NOUN
aijbms-283	214	6	poverty	poverty	NOUN
aijbms-283	214	7	:	:	PUNCT
aijbms-283	214	8	microfinance	microfinance	NOUN
aijbms-283	214	9	(	(	PUNCT
aijbms-283	214	10	or	or	CCONJ
aijbms-283	214	11	microcredit	microcredit	NOUN
aijbms-283	214	12	)	)	PUNCT
aijbms-283	214	13	as	as	ADP
aijbms-283	214	14	a	a	DET
aijbms-283	214	15	solution	solution	NOUN
aijbms-283	214	16	for	for	ADP
aijbms-283	214	17	women	woman	NOUN
aijbms-283	214	18	poverty	poverty	NOUN
aijbms-283	214	19	in	in	ADP
aijbms-283	214	20	turkey	turkey	NOUN
aijbms-283	214	21	.	.	PUNCT
aijbms-283	215	1	in	in	ADP
aijbms-283	215	2	international	international	ADJ
aijbms-283	215	3	conference	conference	NOUN
aijbms-283	215	4	on	on	ADP
aijbms-283	215	5	globalization	globalization	NOUN
aijbms-283	215	6	and	and	CCONJ
aijbms-283	215	7	its	its	PRON
aijbms-283	215	8	discontents	discontent	NOUN
aijbms-283	215	9	.	.	PUNCT
aijbms-283	216	1	4	4	NUM
aijbms-283	216	2	-	-	SYM
aijbms-283	216	3	21	21	NUM
aijbms-283	216	4	.	.	PUNCT
aijbms-283	216	5	retrieved	retrieve	VERB
aijbms-283	216	6	from	from	ADP
aijbms-283	216	7	https://core.ac.uk/reader/6989930	https://core.ac.uk/reader/6989930	PROPN
aijbms-283	216	8	atiase	atiase	NOUN
aijbms-283	216	9	,	,	PUNCT
aijbms-283	216	10	v.y	v.y	PROPN
aijbms-283	216	11	.	.	PROPN
aijbms-283	216	12	and	and	CCONJ
aijbms-283	216	13	dzansi	dzansi	PROPN
aijbms-283	216	14	,	,	PUNCT
aijbms-283	216	15	d.y	d.y	PROPN
aijbms-283	216	16	.	.	PROPN
aijbms-283	217	1	(	(	PUNCT
aijbms-283	217	2	2019	2019	NUM
aijbms-283	217	3	)	)	PUNCT
aijbms-283	217	4	,	,	PUNCT
aijbms-283	217	5	"	"	PUNCT
aijbms-283	217	6	microfinance	microfinance	NOUN
aijbms-283	217	7	and	and	CCONJ
aijbms-283	217	8	necessity	necessity	NOUN
aijbms-283	217	9	entrepreneurship	entrepreneurship	NOUN
aijbms-283	217	10	:	:	PUNCT
aijbms-283	217	11	the	the	DET
aijbms-283	217	12	ghanaian	ghanaian	ADJ
aijbms-283	217	13	experience	experience	NOUN
aijbms-283	217	14	"	"	PUNCT
aijbms-283	217	15	,	,	PUNCT
aijbms-283	217	16	dana	dana	PROPN
aijbms-283	217	17	,	,	PUNCT
aijbms-283	217	18	l.-p	l.-p	PROPN
aijbms-283	217	19	.	.	PUNCT
aijbms-283	218	1	and	and	CCONJ
aijbms-283	218	2	ratten	ratten	VERB
aijbms-283	218	3	,	,	PUNCT
aijbms-283	218	4	v.	v.	PROPN
aijbms-283	218	5	(	(	PUNCT
aijbms-283	218	6	ed	ed	NOUN
aijbms-283	218	7	.	.	PUNCT
aijbms-283	218	8	)	)	PUNCT
aijbms-283	218	9	societal	societal	ADJ
aijbms-283	218	10	entrepreneurship	entrepreneurship	NOUN
aijbms-283	218	11	and	and	CCONJ
aijbms-283	218	12	competitiveness	competitiveness	NOUN
aijbms-283	218	13	,	,	PUNCT
aijbms-283	218	14	emerald	emerald	NOUN
aijbms-283	218	15	publishing	publishing	NOUN
aijbms-283	218	16	limited	limit	VERB
aijbms-283	218	17	,	,	PUNCT
aijbms-283	218	18	bingley	bingley	PROPN
aijbms-283	218	19	,	,	PUNCT
aijbms-283	218	20	155	155	NUM
aijbms-283	218	21	-	-	SYM
aijbms-283	218	22	170	170	NUM
aijbms-283	218	23	.	.	PUNCT
aijbms-283	219	1	https://doi.org/10.1108/978-1-83867-471-720191011	https://doi.org/10.1108/978-1-83867-471-720191011	PROPN
aijbms-283	219	2	ayodele	ayodele	PROPN
aijbms-283	219	3	,	,	PUNCT
aijbms-283	219	4	e.	e.	PROPN
aijbms-283	219	5	,	,	PUNCT
aijbms-283	219	6	misra	misra	PROPN
aijbms-283	219	7	,	,	PUNCT
aijbms-283	219	8	s.	s.	PROPN
aijbms-283	219	9	,	,	PUNCT
aijbms-283	219	10	damasevicius	damasevicius	PROPN
aijbms-283	219	11	,	,	PUNCT
aijbms-283	219	12	r.	r.	PROPN
aijbms-283	219	13	,	,	PUNCT
aijbms-283	219	14	&	&	CCONJ
aijbms-283	219	15	maskeliunas	maskeliunas	PROPN
aijbms-283	219	16	,	,	PUNCT
aijbms-283	219	17	r.	r.	PROPN
aijbms-283	219	18	(	(	PUNCT
aijbms-283	219	19	2019	2019	NUM
aijbms-283	219	20	)	)	PUNCT
aijbms-283	219	21	.	.	PUNCT
aijbms-283	220	1	hybrid	hybrid	ADJ
aijbms-283	220	2	microgrid	microgrid	PROPN
aijbms-283	220	3	for	for	ADP
aijbms-283	220	4	microfinance	microfinance	NOUN
aijbms-283	220	5	institutions	institution	NOUN
aijbms-283	220	6	in	in	ADP
aijbms-283	220	7	rural	rural	ADJ
aijbms-283	220	8	areas	area	NOUN
aijbms-283	220	9	–	–	PUNCT
aijbms-283	220	10	a	a	DET
aijbms-283	220	11	field	field	NOUN
aijbms-283	220	12	demonstration	demonstration	NOUN
aijbms-283	220	13	in	in	ADP
aijbms-283	220	14	west	west	PROPN
aijbms-283	220	15	africa	africa	PROPN
aijbms-283	220	16	.	.	PUNCT
aijbms-283	221	1	sustainable	sustainable	ADJ
aijbms-283	221	2	energy	energy	NOUN
aijbms-283	221	3	technologies	technology	NOUN
aijbms-283	221	4	and	and	CCONJ
aijbms-283	221	5	assessments	assessment	NOUN
aijbms-283	221	6	,	,	PUNCT
aijbms-283	221	7	35	35	NUM
aijbms-283	221	8	,	,	PUNCT
aijbms-283	221	9	89	89	NUM
aijbms-283	221	10	-	-	SYM
aijbms-283	221	11	97	97	NUM
aijbms-283	221	12	.	.	PUNCT
aijbms-283	222	1	https://doi.org/10.1016/j.seta.2019.06.009	https://doi.org/10.1016/j.seta.2019.06.009	PROPN
aijbms-283	222	2	ali	ali	PROPN
aijbms-283	222	3	,	,	PUNCT
aijbms-283	222	4	m.	m.	PROPN
aijbms-283	222	5	c.	c.	PROPN
aijbms-283	222	6	,	,	PUNCT
aijbms-283	222	7	islam	islam	PROPN
aijbms-283	222	8	,	,	PUNCT
aijbms-283	222	9	k.	k.	PROPN
aijbms-283	222	10	m.	m.	PROPN
aijbms-283	222	11	a.	a.	PROPN
aijbms-283	222	12	,	,	PUNCT
aijbms-283	222	13	chung	chung	PROPN
aijbms-283	222	14	,	,	PUNCT
aijbms-283	222	15	s.	s.	PROPN
aijbms-283	222	16	j.	j.	PROPN
aijbms-283	222	17	,	,	PUNCT
aijbms-283	222	18	zayed	zayed	PROPN
aijbms-283	222	19	,	,	PUNCT
aijbms-283	222	20	n.	n.	NOUN
aijbms-283	222	21	m.	m.	NOUN
aijbms-283	222	22	,	,	PUNCT
aijbms-283	222	23	&	&	CCONJ
aijbms-283	222	24	afrin	afrin	PROPN
aijbms-283	222	25	,	,	PUNCT
aijbms-283	222	26	m.	m.	NOUN
aijbms-283	222	27	(	(	PUNCT
aijbms-283	222	28	2020	2020	NUM
aijbms-283	222	29	)	)	PUNCT
aijbms-283	222	30	.	.	PUNCT
aijbms-283	223	1	a	a	DET
aijbms-283	223	2	study	study	NOUN
aijbms-283	223	3	of	of	ADP
aijbms-283	223	4	green	green	ADJ
aijbms-283	223	5	human	human	ADJ
aijbms-283	223	6	resources	resource	NOUN
aijbms-283	223	7	management	management	NOUN
aijbms-283	223	8	(	(	PUNCT
aijbms-283	223	9	ghrm	ghrm	NOUN
aijbms-283	223	10	)	)	PUNCT
aijbms-283	223	11	and	and	CCONJ
aijbms-283	223	12	green	green	ADJ
aijbms-283	223	13	creativity	creativity	NOUN
aijbms-283	223	14	for	for	ADP
aijbms-283	223	15	human	human	ADJ
aijbms-283	223	16	resources	resource	NOUN
aijbms-283	223	17	professionals	professional	NOUN
aijbms-283	223	18	.	.	PUNCT
aijbms-283	224	1	international	international	ADJ
aijbms-283	224	2	journal	journal	PROPN
aijbms-283	224	3	of	of	ADP
aijbms-283	224	4	business	business	NOUN
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aijbms-283	224	6	management	management	NOUN
aijbms-283	224	7	future	future	NOUN
aijbms-283	224	8	,	,	PUNCT
aijbms-283	224	9	4(2	4(2	NUM
aijbms-283	224	10	)	)	PUNCT
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aijbms-283	224	13	-	-	SYM
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aijbms-283	225	1	https://doi.org/10.46281/ijbmf.v4i2.857	https://doi.org/10.46281/ijbmf.v4i2.857	PROPN
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aijbms-283	225	10	m.	m.	PROPN
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aijbms-283	225	13	chung	chung	PROPN
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aijbms-283	225	15	s.	s.	PROPN
aijbms-283	225	16	j.	j.	PROPN
aijbms-283	225	17	,	,	PUNCT
aijbms-283	225	18	zayed	zayed	PROPN
aijbms-283	225	19	,	,	PUNCT
aijbms-283	225	20	n.	n.	NOUN
aijbms-283	225	21	m.	m.	NOUN
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aijbms-283	225	24	islam	islam	PROPN
aijbms-283	225	25	,	,	PUNCT
aijbms-283	225	26	m.	m.	PROPN
aijbms-283	225	27	r.	r.	PROPN
aijbms-283	225	28	(	(	PUNCT
aijbms-283	225	29	2021	2021	NUM
aijbms-283	225	30	)	)	PUNCT
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aijbms-283	226	2	correlation	correlation	NOUN
aijbms-283	226	3	between	between	ADP
aijbms-283	226	4	job	job	NOUN
aijbms-283	226	5	-	-	PUNCT
aijbms-283	226	6	hopping	hop	VERB
aijbms-283	226	7	attitude	attitude	NOUN
aijbms-283	226	8	and	and	CCONJ
aijbms-283	226	9	turnover	turnover	NOUN
aijbms-283	226	10	behavior	behavior	NOUN
aijbms-283	226	11	:	:	PUNCT
aijbms-283	226	12	a	a	DET
aijbms-283	226	13	job	job	NOUN
aijbms-283	226	14	satisfaction	satisfaction	NOUN
aijbms-283	226	15	perspective	perspective	NOUN
aijbms-283	226	16	in	in	ADP
aijbms-283	226	17	bangladesh	bangladesh	PROPN
aijbms-283	226	18	.	.	PUNCT
aijbms-283	227	1	international	international	ADJ
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aijbms-283	227	4	business	business	NOUN
aijbms-283	227	5	and	and	CCONJ
aijbms-283	227	6	management	management	NOUN
aijbms-283	227	7	future	future	NOUN
aijbms-283	227	8	,	,	PUNCT
aijbms-283	227	9	5(1	5(1	NUM
aijbms-283	227	10	)	)	PUNCT
aijbms-283	227	11	,	,	PUNCT
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aijbms-283	227	13	-	-	SYM
aijbms-283	227	14	26	26	NUM
aijbms-283	227	15	.	.	PUNCT
aijbms-283	228	1	ahmed	ahmed	PROPN
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aijbms-283	228	3	s.	s.	PROPN
aijbms-283	228	4	f.	f.	PROPN
aijbms-283	228	5	,	,	PUNCT
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aijbms-283	228	7	,	,	PUNCT
aijbms-283	228	8	n.	n.	NOUN
aijbms-283	228	9	m.	m.	NOUN
aijbms-283	228	10	,	,	PUNCT
aijbms-283	228	11	islam	islam	PROPN
aijbms-283	228	12	,	,	PUNCT
aijbms-283	228	13	k.	k.	PROPN
aijbms-283	228	14	m.	m.	PROPN
aijbms-283	228	15	a.	a.	PROPN
aijbms-283	228	16	,	,	PUNCT
aijbms-283	228	17	&	&	CCONJ
aijbms-283	228	18	nitsenko	nitsenko	PROPN
aijbms-283	228	19	,	,	PUNCT
aijbms-283	228	20	v.	v.	PROPN
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aijbms-283	228	22	2022	2022	NUM
aijbms-283	228	23	)	)	PUNCT
aijbms-283	228	24	.	.	PUNCT
aijbms-283	229	1	investigating	investigate	VERB
aijbms-283	229	2	the	the	DET
aijbms-283	229	3	impact	impact	NOUN
aijbms-283	229	4	of	of	ADP
aijbms-283	229	5	re	re	NOUN
aijbms-283	229	6	consumption	consumption	NOUN
aijbms-283	229	7	on	on	ADP
aijbms-283	229	8	co2	co2	NOUN
aijbms-283	229	9	emissions	emission	NOUN
aijbms-283	229	10	:	:	PUNCT
aijbms-283	229	11	evidence	evidence	NOUN
aijbms-283	229	12	from	from	ADP
aijbms-283	229	13	the	the	DET
aijbms-283	229	14	saarc	saarc	PROPN
aijbms-283	229	15	countries	country	NOUN
aijbms-283	229	16	.	.	PUNCT
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aijbms-283	230	2	hirnychyi	hirnychyi	PROPN
aijbms-283	230	3	universytet	universytet	NOUN
aijbms-283	230	4	.	.	PUNCT
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aijbms-283	231	2	visnyk	visnyk	ADP
aijbms-283	231	3	,	,	PUNCT
aijbms-283	231	4	3	3	NUM
aijbms-283	231	5	,	,	PUNCT
aijbms-283	231	6	107	107	NUM
aijbms-283	231	7	-	-	SYM
aijbms-283	231	8	111	111	NUM
aijbms-283	231	9	.	.	PUNCT
aijbms-283	232	1	https://doi.org/10.33271/nvngu/2022-3/107	https://doi.org/10.33271/nvngu/2022-3/107	VERB
aijbms-283	232	2	al	al	PROPN
aijbms-283	232	3	-	-	PUNCT
aijbms-283	232	4	quraan	quraan	PROPN
aijbms-283	232	5	,	,	PUNCT
aijbms-283	232	6	t.	t.	NOUN
aijbms-283	232	7	m.	m.	NOUN
aijbms-283	232	8	,	,	PUNCT
aijbms-283	232	9	vovk	vovk	ADJ
aijbms-283	232	10	,	,	PUNCT
aijbms-283	232	11	o.	o.	PROPN
aijbms-283	232	12	,	,	PUNCT
aijbms-283	232	13	halko	halko	ADV
aijbms-283	232	14	,	,	PUNCT
aijbms-283	232	15	s.	s.	PROPN
aijbms-283	232	16	,	,	PUNCT
aijbms-283	232	17	kvitka	kvitka	PROPN
aijbms-283	232	18	,	,	PUNCT
aijbms-283	232	19	s.	s.	PROPN
aijbms-283	232	20	,	,	PUNCT
aijbms-283	232	21	suprun	suprun	ADJ
aijbms-283	232	22	,	,	PUNCT
aijbms-283	232	23	o.	o.	INTJ
aijbms-283	232	24	,	,	PUNCT
aijbms-283	232	25	miroshnyk	miroshnyk	INTJ
aijbms-283	232	26	,	,	PUNCT
aijbms-283	232	27	o.	o.	INTJ
aijbms-283	232	28	,	,	PUNCT
aijbms-283	232	29	...	...	PUNCT
aijbms-283	232	30	&	&	CCONJ
aijbms-283	232	31	islam	islam	PROPN
aijbms-283	232	32	,	,	PUNCT
aijbms-283	232	33	k.	k.	PROPN
aijbms-283	232	34	a.	a.	PROPN
aijbms-283	233	1	(	(	PUNCT
aijbms-283	233	2	2022	2022	NUM
aijbms-283	233	3	)	)	PUNCT
aijbms-283	233	4	.	.	PUNCT
aijbms-283	234	1	energy	energy	NOUN
aijbms-283	234	2	-	-	PUNCT
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aijbms-283	234	5	control	control	NOUN
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aijbms-283	234	10	for	for	ADP
aijbms-283	234	11	drives	drive	NOUN
aijbms-283	234	12	of	of	ADP
aijbms-283	234	13	working	work	VERB
aijbms-283	234	14	machines	machine	NOUN
aijbms-283	234	15	to	to	PART
aijbms-283	234	16	reduce	reduce	VERB
aijbms-283	234	17	thermal	thermal	ADJ
aijbms-283	234	18	wear	wear	NOUN
aijbms-283	234	19	.	.	PUNCT
aijbms-283	235	1	inventions	invention	NOUN
aijbms-283	235	2	,	,	PUNCT
aijbms-283	235	3	7(4	7(4	NUM
aijbms-283	235	4	)	)	PUNCT
aijbms-283	235	5	,	,	PUNCT
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aijbms-283	235	7	.	.	PUNCT
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aijbms-283	236	3	,	,	PUNCT
aijbms-283	236	4	k.	k.	PROPN
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aijbms-283	236	9	i.	i.	PROPN
aijbms-283	236	10	,	,	PUNCT
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aijbms-283	236	14	m.	m.	NOUN
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aijbms-283	236	16	islam	islam	PROPN
aijbms-283	236	17	,	,	PUNCT
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aijbms-283	236	19	m.	m.	PROPN
aijbms-283	236	20	a.	a.	PROPN
aijbms-283	236	21	,	,	PUNCT
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aijbms-283	236	23	,	,	PUNCT
aijbms-283	236	24	s.	s.	PROPN
aijbms-283	236	25	,	,	PUNCT
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aijbms-283	236	27	,	,	PUNCT
aijbms-283	236	28	o.	o.	PROPN
aijbms-283	236	29	,	,	PUNCT
aijbms-283	236	30	&	&	CCONJ
aijbms-283	236	31	nitsenko	nitsenko	PROPN
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aijbms-283	236	36	)	)	PUNCT
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aijbms-283	237	1	smart	smart	ADJ
aijbms-283	237	2	tourism	tourism	NOUN
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aijbms-283	237	11	co	co	NOUN
aijbms-283	237	12	-	-	NOUN
aijbms-283	237	13	creation	creation	NOUN
aijbms-283	237	14	.	.	PUNCT
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aijbms-283	238	4	)	)	PUNCT
aijbms-283	238	5	,	,	PUNCT
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aijbms-283	239	1	https://doi.org/10.3390/su142215043	https://doi.org/10.3390/su142215043	ADJ
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aijbms-283	239	4	s.	s.	PROPN
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aijbms-283	239	7	)	)	PUNCT
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aijbms-283	240	6	some	some	DET
aijbms-283	240	7	international	international	ADJ
aijbms-283	240	8	evidence	evidence	NOUN
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aijbms-283	241	1	international	international	ADJ
aijbms-283	241	2	business	business	PROPN
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aijbms-283	241	7	(	(	PUNCT
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aijbms-283	241	9	)	)	PUNCT
aijbms-283	241	10	,	,	PUNCT
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aijbms-283	241	12	)	)	PUNCT
aijbms-283	241	13	,	,	PUNCT
aijbms-283	241	14	65	65	NUM
aijbms-283	241	15	-	-	SYM
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aijbms-283	241	17	.	.	PUNCT
aijbms-283	242	1	https://doi.org/10.19030/iber.v5i12.3550	https://doi.org/10.19030/iber.v5i12.3550	PROPN
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aijbms-283	242	7	)	)	PUNCT
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aijbms-283	243	1	the	the	DET
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aijbms-283	243	9	do	do	AUX
aijbms-283	243	10	we	we	PRON
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aijbms-283	243	12	.	.	PUNCT
aijbms-283	244	1	global	global	ADJ
aijbms-283	244	2	microcredit	microcredit	PROPN
aijbms-283	244	3	summit	summit	NOUN
aijbms-283	244	4	,	,	PUNCT
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aijbms-283	244	6	-	-	SYM
aijbms-283	244	7	16	16	NUM
aijbms-283	244	8	.	.	PUNCT
aijbms-283	244	9	retrieved	retrieve	VERB
aijbms-283	244	10	from	from	ADP
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aijbms-283	244	12	_	_	PRON
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aijbms-283	244	20	)	)	PUNCT
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aijbms-283	245	2	creation	creation	NOUN
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aijbms-283	245	4	postconflict	postconflict	PROPN
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aijbms-283	247	2	from	from	ADP
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aijbms-283	247	5	,	,	PUNCT
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aijbms-283	247	7	,	,	PUNCT
aijbms-283	247	8	&	&	CCONJ
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aijbms-283	247	10	,	,	PUNCT
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aijbms-283	247	14	)	)	PUNCT
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aijbms-283	248	3	could	could	AUX
aijbms-283	248	4	change	change	VERB
aijbms-283	248	5	the	the	DET
aijbms-283	248	6	world	world	NOUN
aijbms-283	248	7	.	.	PUNCT
aijbms-283	249	1	business	business	NOUN
aijbms-283	249	2	strategy	strategy	PROPN
aijbms-283	249	3	review	review	PROPN
aijbms-283	249	4	,	,	PUNCT
aijbms-283	249	5	22(1	22(1	NUM
aijbms-283	249	6	)	)	PUNCT
aijbms-283	249	7	,	,	PUNCT
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aijbms-283	249	11	https://www.emerald.com/insight/search?q=dennis%20yao%20dzansi	https://www.emerald.com/insight/search?q=dennis%20yao%20dzansi	PROPN
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aijbms-283	253	9	-	-	SYM
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aijbms-283	254	16	?	?	PUNCT
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aijbms-283	255	1	international	international	ADJ
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aijbms-283	255	7	)	)	PUNCT
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aijbms-283	255	10	-	-	SYM
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aijbms-283	256	5	,	,	PUNCT
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aijbms-283	256	12	)	)	PUNCT
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aijbms-283	257	2	developing	develop	VERB
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aijbms-283	257	9	,	,	PUNCT
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aijbms-283	257	15	the	the	DET
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aijbms-283	257	17	against	against	ADP
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aijbms-283	258	1	the	the	DET
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aijbms-283	258	8	)	)	PUNCT
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aijbms-283	258	11	-	-	SYM
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aijbms-283	258	13	.	.	PUNCT
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aijbms-283	266	4	)	)	PUNCT
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aijbms-283	267	16	a	a	DET
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aijbms-283	268	8	)	)	PUNCT
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aijbms-283	268	18	-	-	PUNCT
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aijbms-283	268	31	a.	a.	PROPN
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aijbms-283	268	42	k.	k.	PROPN
aijbms-283	268	43	m.	m.	PROPN
aijbms-283	268	44	a.	a.	PROPN
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aijbms-283	268	50	a.	a.	NOUN
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aijbms-283	268	52	2022	2022	NUM
aijbms-283	268	53	)	)	PUNCT
aijbms-283	268	54	.	.	PUNCT
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aijbms-283	269	2	media	medium	NOUN
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aijbms-283	269	4	tourists	tourist	NOUN
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aijbms-283	269	6	decision	decision	NOUN
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aijbms-283	269	8	bangladesh	bangladesh	NOUN
aijbms-283	269	9	:	:	PUNCT
aijbms-283	269	10	an	an	DET
aijbms-283	269	11	empirical	empirical	ADJ
aijbms-283	269	12	study	study	NOUN
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aijbms-283	269	14	travelling	travel	VERB
aijbms-283	269	15	cox	cox	PROPN
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aijbms-283	269	17	bazar	bazar	PROPN
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aijbms-283	270	6	tourism	tourism	NOUN
aijbms-283	270	7	,	,	PUNCT
aijbms-283	270	8	13(4	13(4	NUM
aijbms-283	270	9	)	)	PUNCT
aijbms-283	270	10	,	,	PUNCT
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aijbms-283	270	12	-	-	SYM
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aijbms-283	271	1	retrieved	retrieve	VERB
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aijbms-283	271	11	,	,	PUNCT
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aijbms-283	271	16	,	,	PUNCT
aijbms-283	271	17	bergh	bergh	PROPN
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aijbms-283	271	19	g.	g.	PROPN
aijbms-283	271	20	,	,	PUNCT
aijbms-283	271	21	&	&	CCONJ
aijbms-283	271	22	zanker	zanker	PROPN
aijbms-283	271	23	,	,	PUNCT
aijbms-283	271	24	f.	f.	PROPN
aijbms-283	271	25	(	(	PUNCT
aijbms-283	271	26	2013	2013	NUM
aijbms-283	271	27	)	)	PUNCT
aijbms-283	271	28	.	.	PUNCT
aijbms-283	272	1	what	what	PRON
aijbms-283	272	2	is	be	AUX
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aijbms-283	272	4	evidence	evidence	NOUN
aijbms-283	272	5	on	on	ADP
aijbms-283	272	6	the	the	DET
aijbms-283	272	7	impact	impact	NOUN
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aijbms-283	272	9	employment	employment	NOUN
aijbms-283	272	10	creation	creation	NOUN
aijbms-283	272	11	on	on	ADP
aijbms-283	272	12	stability	stability	NOUN
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aijbms-283	272	14	poverty	poverty	NOUN
aijbms-283	272	15	reduction	reduction	NOUN
aijbms-283	272	16	in	in	ADP
aijbms-283	272	17	fragile	fragile	ADJ
aijbms-283	272	18	states	state	NOUN
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aijbms-283	274	9	)	)	PUNCT
aijbms-283	274	10	.	.	PUNCT
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aijbms-283	275	12	market	market	NOUN
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aijbms-283	276	1	microfinance	microfinance	NOUN
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aijbms-283	276	3	1	1	NUM
aijbms-283	276	4	,	,	PUNCT
aijbms-283	276	5	183	183	NUM
aijbms-283	276	6	-	-	SYM
aijbms-283	276	7	190	190	NUM
aijbms-283	276	8	.	.	PUNCT
aijbms-283	277	1	retrieved	retrieve	VERB
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aijbms-283	277	11	k.	k.	PROPN
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aijbms-283	277	32	)	)	PUNCT
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aijbms-283	278	11	4	4	NUM
aijbms-283	278	12	:	:	PUNCT
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aijbms-283	279	7	6(1	6(1	NUM
aijbms-283	279	8	)	)	PUNCT
aijbms-283	279	9	,	,	PUNCT
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aijbms-283	279	11	-	-	SYM
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aijbms-283	279	13	.	.	PUNCT
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aijbms-283	280	7	)	)	PUNCT
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aijbms-283	282	4	from	from	ADP
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aijbms-283	282	11	)	)	PUNCT
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aijbms-283	284	7	)	)	PUNCT
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aijbms-283	284	10	-	-	SYM
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aijbms-283	284	12	.	.	PUNCT
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aijbms-283	285	30	)	)	PUNCT
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aijbms-283	286	12	)	)	PUNCT
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aijbms-283	287	7	)	)	PUNCT
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aijbms-283	287	10	-	-	SYM
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aijbms-283	287	50	)	)	PUNCT
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aijbms-283	289	8	)	)	PUNCT
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aijbms-283	290	2	-	-	SYM
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aijbms-283	290	19	m.	m.	PROPN
aijbms-283	290	20	a.	a.	PROPN
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aijbms-283	290	31	m.	m.	NOUN
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aijbms-283	290	39	2021b	2021b	NUM
aijbms-283	290	40	)	)	PUNCT
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aijbms-283	291	8	the	the	DET
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aijbms-283	291	11	:	:	PUNCT
aijbms-283	291	12	a	a	DET
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aijbms-283	292	8	)	)	PUNCT
aijbms-283	292	9	.	.	PUNCT
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aijbms-283	293	6	,	,	PUNCT
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aijbms-283	293	8	,	,	PUNCT
aijbms-283	293	9	s.	s.	PROPN
aijbms-283	293	10	,	,	PUNCT
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aijbms-283	293	12	,	,	PUNCT
aijbms-283	293	13	s.	s.	PROPN
aijbms-283	293	14	,	,	PUNCT
aijbms-283	293	15	jahan	jahan	PROPN
aijbms-283	293	16	,	,	PUNCT
aijbms-283	293	17	s.	s.	PROPN
aijbms-283	293	18	,	,	PUNCT
aijbms-283	293	19	islam	islam	PROPN
aijbms-283	293	20	,	,	PUNCT
aijbms-283	293	21	k.	k.	PROPN
aijbms-283	293	22	a.	a.	PROPN
aijbms-283	293	23	,	,	PUNCT
aijbms-283	293	24	&	&	CCONJ
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aijbms-283	293	26	,	,	PUNCT
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aijbms-283	293	28	m.	m.	NOUN
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aijbms-283	293	30	2021	2021	NUM
aijbms-283	293	31	)	)	PUNCT
aijbms-283	293	32	.	.	PUNCT
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aijbms-283	294	2	possibilities	possibility	NOUN
aijbms-283	294	3	in	in	ADP
aijbms-283	294	4	the	the	DET
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aijbms-283	294	6	financing	financing	NOUN
aijbms-283	294	7	sector	sector	NOUN
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aijbms-283	294	11	the	the	DET
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aijbms-283	294	13	societies	society	NOUN
aijbms-283	294	14	in	in	ADP
aijbms-283	294	15	bangladesh	bangladesh	PROPN
aijbms-283	294	16	.	.	PUNCT
aijbms-283	295	1	journal	journal	PROPN
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aijbms-283	295	4	jiaotong	jiaotong	PROPN
aijbms-283	295	5	university	university	PROPN
aijbms-283	295	6	,	,	PUNCT
aijbms-283	295	7	56(2	56(2	ADJ
aijbms-283	295	8	)	)	PUNCT
aijbms-283	295	9	.	.	PUNCT
aijbms-283	296	1	https://doi.org/10.35741/issn.0258-2724.56.2.6	https://doi.org/10.35741/issn.0258-2724.56.2.6	PROPN
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aijbms-283	296	3	,	,	PUNCT
aijbms-283	296	4	h.	h.	PROPN
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aijbms-283	296	6	(	(	PUNCT
aijbms-283	296	7	2003	2003	NUM
aijbms-283	296	8	)	)	PUNCT
aijbms-283	296	9	.	.	PUNCT
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aijbms-283	297	5	.	.	PUNCT
aijbms-283	298	1	in	in	ADP
aijbms-283	298	2	international	international	ADJ
aijbms-283	298	3	conference	conference	NOUN
aijbms-283	298	4	on	on	ADP
aijbms-283	298	5	poverty	poverty	NOUN
aijbms-283	298	6	reduction	reduction	NOUN
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aijbms-283	300	1	retrieved	retrieve	VERB
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aijbms-283	300	9	2008	2008	NUM
aijbms-283	300	10	)	)	PUNCT
aijbms-283	300	11	.	.	PUNCT
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aijbms-283	301	4	:	:	PUNCT
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aijbms-283	302	1	journal	journal	NOUN
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aijbms-283	302	5	,	,	PUNCT
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aijbms-283	302	7	)	)	PUNCT
aijbms-283	302	8	,	,	PUNCT
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aijbms-283	302	10	-	-	SYM
aijbms-283	302	11	1092	1092	NUM
aijbms-283	302	12	.	.	PUNCT
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aijbms-283	303	8	,	,	PUNCT
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aijbms-283	303	10	m.	m.	NOUN
aijbms-283	303	11	,	,	PUNCT
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aijbms-283	303	24	t.	t.	PROPN
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aijbms-283	304	20	)	)	PUNCT
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aijbms-283	305	2	,	,	PUNCT
aijbms-283	305	3	7(3	7(3	NUM
aijbms-283	305	4	)	)	PUNCT
aijbms-283	305	5	,	,	PUNCT
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aijbms-283	305	7	.	.	PUNCT
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aijbms-283	305	13	,	,	PUNCT
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aijbms-283	305	24	,	,	PUNCT
aijbms-283	305	25	&	&	CCONJ
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aijbms-283	306	14	)	)	PUNCT
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aijbms-283	307	11	)	)	PUNCT
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aijbms-283	307	14	-	-	SYM
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aijbms-283	315	9	-	-	SYM
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aijbms-283	315	11	.	.	PUNCT
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aijbms-283	337	18	zayed	zaye	VERB
aijbms-283	337	19	,	,	PUNCT
aijbms-283	337	20	n.	n.	NOUN
aijbms-283	337	21	m.	m.	NOUN
aijbms-283	337	22	,	,	PUNCT
aijbms-283	337	23	islam	islam	PROPN
aijbms-283	337	24	,	,	PUNCT
aijbms-283	337	25	k.	k.	PROPN
aijbms-283	337	26	m.	m.	PROPN
aijbms-283	337	27	a.	a.	PROPN
aijbms-283	337	28	,	,	PUNCT
aijbms-283	337	29	raisa	raisa	PROPN
aijbms-283	337	30	,	,	PUNCT
aijbms-283	337	31	t.	t.	PROPN
aijbms-283	337	32	s.	s.	PROPN
aijbms-283	337	33	(	(	PUNCT
aijbms-283	337	34	2021b	2021b	NUM
aijbms-283	337	35	)	)	PUNCT
aijbms-283	337	36	.	.	PUNCT
aijbms-283	338	1	emerging	emerge	VERB
aijbms-283	338	2	strategies	strategy	NOUN
aijbms-283	338	3	and	and	CCONJ
aijbms-283	338	4	economic	economic	ADJ
aijbms-283	338	5	impact	impact	NOUN
aijbms-283	338	6	of	of	ADP
aijbms-283	338	7	covid-19	covid-19	PROPN
aijbms-283	338	8	:	:	PUNCT
aijbms-283	338	9	a	a	DET
aijbms-283	338	10	case	case	NOUN
aijbms-283	338	11	study	study	NOUN
aijbms-283	338	12	of	of	ADP
aijbms-283	338	13	gulf	gulf	PROPN
aijbms-283	338	14	cooperation	cooperation	NOUN
aijbms-283	338	15	council	council	NOUN
aijbms-283	338	16	countries	country	NOUN
aijbms-283	338	17	(	(	PUNCT
aijbms-283	338	18	gcc	gcc	NOUN
aijbms-283	338	19	)	)	PUNCT
aijbms-283	338	20	.	.	PUNCT
aijbms-283	339	1	academy	academy	NOUN
aijbms-283	339	2	of	of	ADP
aijbms-283	339	3	strategic	strategic	ADJ
aijbms-283	339	4	management	management	NOUN
aijbms-283	339	5	journal	journal	NOUN
aijbms-283	339	6	,	,	PUNCT
aijbms-283	339	7	20(1	20(1	NUM
aijbms-283	339	8	)	)	PUNCT
aijbms-283	339	9	.	.	PUNCT
aijbms-283	340	1	1	1	NUM
aijbms-283	340	2	-	-	SYM
aijbms-283	340	3	10	10	NUM
aijbms-283	340	4	retrieved	retrieve	VERB
aijbms-283	340	5	from	from	ADP
aijbms-283	340	6	https://www.abacademies.org/articles/emerging-strategies-and-economic-impact-of-covid19-a-case-study-ofgulf-cooperation-council-countries-gcc-11270.html	https://www.abacademies.org/articles/emerging-strategies-and-economic-impact-of-covid19-a-case-study-ofgulf-cooperation-council-countries-gcc-11270.html	NOUN
aijbms-283	340	7	rubi	rubi	NOUN
aijbms-283	340	8	,	,	PUNCT
aijbms-283	340	9	m.	m.	NOUN
aijbms-283	340	10	a.	a.	PROPN
aijbms-283	340	11	,	,	PUNCT
aijbms-283	340	12	chowdhury	chowdhury	PROPN
aijbms-283	340	13	,	,	PUNCT
aijbms-283	340	14	s.	s.	PROPN
aijbms-283	340	15	,	,	PUNCT
aijbms-283	340	16	rahman	rahman	PROPN
aijbms-283	340	17	,	,	PUNCT
aijbms-283	340	18	a.	a.	PROPN
aijbms-283	340	19	a.	a.	NOUN
aijbms-283	340	20	a.	a.	PROPN
aijbms-283	340	21	,	,	PUNCT
aijbms-283	340	22	meero	meero	NOUN
aijbms-283	340	23	,	,	PUNCT
aijbms-283	340	24	a.	a.	NOUN
aijbms-283	340	25	,	,	PUNCT
aijbms-283	340	26	zayed	zaye	VERB
aijbms-283	340	27	,	,	PUNCT
aijbms-283	340	28	n.	n.	NOUN
aijbms-283	340	29	m.	m.	NOUN
aijbms-283	340	30	,	,	PUNCT
aijbms-283	340	31	&	&	CCONJ
aijbms-283	340	32	islam	islam	PROPN
aijbms-283	340	33	,	,	PUNCT
aijbms-283	340	34	k.	k.	PROPN
aijbms-283	340	35	m.	m.	PROPN
aijbms-283	340	36	a.	a.	PROPN
aijbms-283	340	37	(	(	PUNCT
aijbms-283	340	38	2022	2022	NUM
aijbms-283	340	39	)	)	PUNCT
aijbms-283	340	40	.	.	PUNCT
aijbms-283	341	1	fitting	fitting	ADJ
aijbms-283	341	2	multi	multi	ADJ
aijbms-283	341	3	-	-	ADJ
aijbms-283	341	4	layer	layer	NOUN
aijbms-283	341	5	feed	feed	NOUN
aijbms-283	341	6	forward	forward	ADV
aijbms-283	341	7	neural	neural	ADJ
aijbms-283	341	8	network	network	NOUN
aijbms-283	341	9	and	and	CCONJ
aijbms-283	341	10	autoregressive	autoregressive	ADJ
aijbms-283	341	11	integrated	integrated	ADJ
aijbms-283	341	12	moving	move	VERB
aijbms-283	341	13	average	average	NOUN
aijbms-283	341	14	for	for	ADP
aijbms-283	341	15	dhaka	dhaka	PROPN
aijbms-283	341	16	stock	stock	PROPN
aijbms-283	341	17	exchange	exchange	PROPN
aijbms-283	341	18	price	price	NOUN
aijbms-283	341	19	predicting	predicting	NOUN
aijbms-283	341	20	.	.	PUNCT
aijbms-283	342	1	emerging	emerge	VERB
aijbms-283	342	2	science	science	NOUN
aijbms-283	342	3	journal	journal	NOUN
aijbms-283	342	4	,	,	PUNCT
aijbms-283	342	5	6(5	6(5	NUM
aijbms-283	342	6	)	)	PUNCT
aijbms-283	342	7	,	,	PUNCT
aijbms-283	342	8	1046	1046	NUM
aijbms-283	342	9	-	-	SYM
aijbms-283	342	10	1061	1061	NUM
aijbms-283	342	11	.	.	PUNCT
aijbms-283	343	1	https://doi.org/10.28991/esj-2022-06-05-09	https://doi.org/10.28991/esj-2022-06-05-09	ADJ
aijbms-283	343	2	shahriar	shahriar	NOUN
aijbms-283	343	3	,	,	PUNCT
aijbms-283	343	4	m.	m.	NOUN
aijbms-283	343	5	s.	s.	PROPN
aijbms-283	343	6	,	,	PUNCT
aijbms-283	343	7	islam	islam	PROPN
aijbms-283	343	8	,	,	PUNCT
aijbms-283	343	9	k.	k.	PROPN
aijbms-283	343	10	m.	m.	PROPN
aijbms-283	343	11	a.	a.	PROPN
aijbms-283	343	12	,	,	PUNCT
aijbms-283	343	13	zayed	zaye	VERB
aijbms-283	343	14	,	,	PUNCT
aijbms-283	343	15	n.	n.	NOUN
aijbms-283	343	16	m.	m.	NOUN
aijbms-283	343	17	,	,	PUNCT
aijbms-283	343	18	hasan	hasan	PROPN
aijbms-283	343	19	,	,	PUNCT
aijbms-283	343	20	k.	k.	PROPN
aijbms-283	343	21	b.	b.	PROPN
aijbms-283	343	22	m.	m.	PROPN
aijbms-283	343	23	r.	r.	PROPN
aijbms-283	343	24	,	,	PUNCT
aijbms-283	343	25	&	&	CCONJ
aijbms-283	343	26	raisa	raisa	PROPN
aijbms-283	343	27	,	,	PUNCT
aijbms-283	343	28	t.	t.	PROPN
aijbms-283	343	29	s.	s.	PROPN
aijbms-283	343	30	(	(	PUNCT
aijbms-283	343	31	2021a	2021a	NUM
aijbms-283	343	32	)	)	PUNCT
aijbms-283	343	33	.	.	PUNCT
aijbms-283	344	1	the	the	DET
aijbms-283	344	2	impact	impact	NOUN
aijbms-283	344	3	of	of	ADP
aijbms-283	344	4	covid-19	covid-19	PROPN
aijbms-283	344	5	on	on	ADP
aijbms-283	344	6	bangladesh	bangladesh	PROPN
aijbms-283	344	7	’s	’s	PART
aijbms-283	344	8	economy	economy	NOUN
aijbms-283	344	9	:	:	PUNCT
aijbms-283	344	10	a	a	DET
aijbms-283	344	11	focus	focus	NOUN
aijbms-283	344	12	on	on	ADP
aijbms-283	344	13	graduate	graduate	ADJ
aijbms-283	344	14	employability	employability	NOUN
aijbms-283	344	15	.	.	PUNCT
aijbms-283	345	1	the	the	DET
aijbms-283	345	2	journal	journal	NOUN
aijbms-283	345	3	of	of	ADP
aijbms-283	345	4	asian	asian	ADJ
aijbms-283	345	5	finance	finance	NOUN
aijbms-283	345	6	,	,	PUNCT
aijbms-283	345	7	economics	economic	NOUN
aijbms-283	345	8	and	and	CCONJ
aijbms-283	345	9	business	business	NOUN
aijbms-283	345	10	,	,	PUNCT
aijbms-283	345	11	8(3	8(3	NUM
aijbms-283	345	12	)	)	PUNCT
aijbms-283	345	13	,	,	PUNCT
aijbms-283	345	14	1395–1403	1395–1403	NUM
aijbms-283	345	15	.	.	PUNCT
aijbms-283	346	1	https://doi.org/10.13106/jafeb.2021.vol8.no3.1395	https://doi.org/10.13106/jafeb.2021.vol8.no3.1395	PROPN
aijbms-283	346	2	shahriar	shahriar	PROPN
aijbms-283	346	3	,	,	PUNCT
aijbms-283	346	4	m.s	m.s	PROPN
aijbms-283	346	5	.	.	PROPN
aijbms-283	346	6	,	,	PUNCT
aijbms-283	346	7	hasan	hasan	PROPN
aijbms-283	346	8	,	,	PUNCT
aijbms-283	346	9	k.b.m.r	k.b.m.r	PROPN
aijbms-283	346	10	.	.	PROPN
aijbms-283	346	11	,	,	PUNCT
aijbms-283	346	12	hossain	hossain	PROPN
aijbms-283	346	13	,	,	PUNCT
aijbms-283	346	14	t.	t.	PROPN
aijbms-283	346	15	,	,	PUNCT
aijbms-283	346	16	beg	beg	INTJ
aijbms-283	346	17	,	,	PUNCT
aijbms-283	346	18	t.h	t.h	PROPN
aijbms-283	346	19	.	.	PROPN
aijbms-283	346	20	,	,	PUNCT
aijbms-283	346	21	islam	islam	PROPN
aijbms-283	346	22	,	,	PUNCT
aijbms-283	346	23	k.m.a	k.m.a	NOUN
aijbms-283	346	24	.	.	PROPN
aijbms-283	346	25	,	,	PUNCT
aijbms-283	346	26	&	&	CCONJ
aijbms-283	346	27	zayed	zayed	PROPN
aijbms-283	346	28	,	,	PUNCT
aijbms-283	346	29	n.m	n.m	PROPN
aijbms-283	346	30	.	.	PROPN
aijbms-283	346	31	(	(	PUNCT
aijbms-283	346	32	2021b	2021b	NUM
aijbms-283	346	33	)	)	PUNCT
aijbms-283	346	34	.	.	PUNCT
aijbms-283	347	1	financial	financial	ADJ
aijbms-283	347	2	decision	decision	NOUN
aijbms-283	347	3	making	make	VERB
aijbms-283	347	4	and	and	CCONJ
aijbms-283	347	5	forecasting	forecast	VERB
aijbms-283	347	6	techniques	technique	NOUN
aijbms-283	347	7	on	on	ADP
aijbms-283	347	8	project	project	NOUN
aijbms-283	347	9	evaluation	evaluation	NOUN
aijbms-283	347	10	:	:	PUNCT
aijbms-283	347	11	a	a	DET
aijbms-283	347	12	planning	planning	NOUN
aijbms-283	347	13	,	,	PUNCT
aijbms-283	347	14	development	development	NOUN
aijbms-283	347	15	and	and	CCONJ
aijbms-283	347	16	entrepreneurial	entrepreneurial	ADJ
aijbms-283	347	17	perspective	perspective	NOUN
aijbms-283	347	18	.	.	PUNCT
aijbms-283	348	1	academy	academy	NOUN
aijbms-283	348	2	of	of	ADP
aijbms-283	348	3	entrepreneurship	entrepreneurship	NOUN
aijbms-283	348	4	journal	journal	NOUN
aijbms-283	348	5	,	,	PUNCT
aijbms-283	348	6	27(4	27(4	PROPN
aijbms-283	348	7	)	)	PUNCT
aijbms-283	348	8	,	,	PUNCT
aijbms-283	348	9	1	1	NUM
aijbms-283	348	10	-	-	SYM
aijbms-283	348	11	7	7	NUM
aijbms-283	348	12	.	.	PUNCT
aijbms-283	348	13	retrieved	retrieve	VERB
aijbms-283	348	14	from	from	ADP
aijbms-283	348	15	https://www.abacademies.org/articles/financial-decision-making-and-forecasting-techniques-on-projectevaluation-a-planning-development-1528-2686-27-4-553.pdf	https://www.abacademies.org/articles/financial-decision-making-and-forecasting-techniques-on-projectevaluation-a-planning-development-1528-2686-27-4-553.pdf	NOUN
aijbms-283	348	16	shayery	shayery	NOUN
aijbms-283	348	17	,	,	PUNCT
aijbms-283	348	18	a.	a.	PROPN
aijbms-283	348	19	j.	j.	PROPN
aijbms-283	348	20	,	,	PUNCT
aijbms-283	348	21	zayed	zayed	PROPN
aijbms-283	348	22	,	,	PUNCT
aijbms-283	348	23	n.	n.	NOUN
aijbms-283	348	24	m.	m.	NOUN
aijbms-283	348	25	,	,	PUNCT
aijbms-283	348	26	islam	islam	PROPN
aijbms-283	348	27	,	,	PUNCT
aijbms-283	348	28	k.	k.	PROPN
aijbms-283	348	29	m.	m.	PROPN
aijbms-283	348	30	a.	a.	PROPN
aijbms-283	348	31	,	,	PUNCT
aijbms-283	348	32	hossain	hossain	PROPN
aijbms-283	348	33	,	,	PUNCT
aijbms-283	348	34	m.	m.	PROPN
aijbms-283	348	35	f.	f.	PROPN
aijbms-283	348	36	,	,	PUNCT
aijbms-283	348	37	nitsenko	nitsenko	PROPN
aijbms-283	348	38	,	,	PUNCT
aijbms-283	348	39	v.	v.	PROPN
aijbms-283	348	40	s.	s.	PROPN
aijbms-283	348	41	,	,	PUNCT
aijbms-283	348	42	&	&	CCONJ
aijbms-283	348	43	imran	imran	PROPN
aijbms-283	348	44	,	,	PUNCT
aijbms-283	348	45	m.	m.	NOUN
aijbms-283	348	46	a.	a.	NOUN
aijbms-283	348	47	(	(	PUNCT
aijbms-283	348	48	2022	2022	NUM
aijbms-283	348	49	)	)	PUNCT
aijbms-283	348	50	.	.	PUNCT
aijbms-283	349	1	the	the	DET
aijbms-283	349	2	impact	impact	NOUN
aijbms-283	349	3	of	of	ADP
aijbms-283	349	4	internationalization	internationalization	NOUN
aijbms-283	349	5	to	to	PART
aijbms-283	349	6	improve	improve	VERB
aijbms-283	349	7	and	and	CCONJ
aijbms-283	349	8	ensure	ensure	VERB
aijbms-283	349	9	quality	quality	NOUN
aijbms-283	349	10	education	education	NOUN
aijbms-283	349	11	:	:	PUNCT
aijbms-283	349	12	a	a	DET
aijbms-283	349	13	case	case	NOUN
aijbms-283	349	14	study	study	NOUN
aijbms-283	349	15	of	of	ADP
aijbms-283	349	16	daffodil	daffodil	ADJ
aijbms-283	349	17	international	international	ADJ
aijbms-283	349	18	university	university	NOUN
aijbms-283	349	19	(	(	PUNCT
aijbms-283	349	20	bangladesh	bangladesh	PROPN
aijbms-283	349	21	)	)	PUNCT
aijbms-283	349	22	.	.	PUNCT
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aijbms-283	350	3	universytet	universytet	NOUN
aijbms-283	350	4	.	.	PUNCT
aijbms-283	351	1	naukovyi	naukovyi	PROPN
aijbms-283	351	2	visnyk	visnyk	ADP
aijbms-283	351	3	,	,	PUNCT
aijbms-283	351	4	6	6	NUM
aijbms-283	351	5	,	,	PUNCT
aijbms-283	351	6	160	160	NUM
aijbms-283	351	7	-	-	SYM
aijbms-283	351	8	169	169	NUM
aijbms-283	351	9	.	.	PUNCT
aijbms-283	352	1	https://doi.org/10.33271/nvngu/2022-6/160	https://doi.org/10.33271/nvngu/2022-6/160	NOUN
aijbms-283	352	2	schrieder	schrieder	NOUN
aijbms-283	352	3	,	,	PUNCT
aijbms-283	352	4	g.	g.	PROPN
aijbms-283	352	5	,	,	PUNCT
aijbms-283	352	6	&	&	CCONJ
aijbms-283	352	7	heidhues	heidhues	PROPN
aijbms-283	352	8	,	,	PUNCT
aijbms-283	352	9	f.	f.	PROPN
aijbms-283	352	10	(	(	PUNCT
aijbms-283	352	11	1995	1995	NUM
aijbms-283	352	12	)	)	PUNCT
aijbms-283	352	13	.	.	PUNCT
aijbms-283	353	1	reaching	reach	VERB
aijbms-283	353	2	the	the	DET
aijbms-283	353	3	poor	poor	ADJ
aijbms-283	353	4	through	through	ADP
aijbms-283	353	5	financial	financial	ADJ
aijbms-283	353	6	innovations	innovation	NOUN
aijbms-283	353	7	.	.	PUNCT
aijbms-283	354	1	quarterly	quarterly	ADJ
aijbms-283	354	2	journal	journal	NOUN
aijbms-283	354	3	of	of	ADP
aijbms-283	354	4	international	international	ADJ
aijbms-283	354	5	agriculture	agriculture	NOUN
aijbms-283	354	6	,	,	PUNCT
aijbms-283	354	7	34(2	34(2	NUM
aijbms-283	354	8	)	)	PUNCT
aijbms-283	354	9	,	,	PUNCT
aijbms-283	354	10	132	132	NUM
aijbms-283	354	11	-	-	SYM
aijbms-283	354	12	148	148	NUM
aijbms-283	354	13	.	.	PUNCT
aijbms-283	354	14	retrieved	retrieve	VERB
aijbms-283	354	15	from	from	ADP
aijbms-283	354	16	https://agris.fao.org/agris-search/search.do?recordid=de9660555	https://agris.fao.org/agris-search/search.do?recordid=de9660555	PROPN
aijbms-283	354	17	van	van	NOUN
aijbms-283	354	18	rooyen	rooyen	NOUN
aijbms-283	354	19	,	,	PUNCT
aijbms-283	354	20	c.	c.	PROPN
aijbms-283	354	21	,	,	PUNCT
aijbms-283	354	22	stewart	stewart	PROPN
aijbms-283	354	23	,	,	PUNCT
aijbms-283	354	24	r.	r.	PROPN
aijbms-283	354	25	,	,	PUNCT
aijbms-283	354	26	&	&	CCONJ
aijbms-283	354	27	de	de	ADV
aijbms-283	354	28	wet	wet	NOUN
aijbms-283	354	29	,	,	PUNCT
aijbms-283	354	30	t.	t.	PROPN
aijbms-283	354	31	(	(	PUNCT
aijbms-283	354	32	2012	2012	NUM
aijbms-283	354	33	)	)	PUNCT
aijbms-283	354	34	.	.	PUNCT
aijbms-283	355	1	the	the	DET
aijbms-283	355	2	impact	impact	NOUN
aijbms-283	355	3	of	of	ADP
aijbms-283	355	4	microfinance	microfinance	NOUN
aijbms-283	355	5	in	in	ADP
aijbms-283	355	6	sub	sub	ADJ
aijbms-283	355	7	-	-	ADJ
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aijbms-283	355	10	:	:	PUNCT
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aijbms-283	356	5	)	)	PUNCT
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aijbms-283	356	8	-	-	SYM
aijbms-283	356	9	2262	2262	NUM
aijbms-283	356	10	.	.	PUNCT
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aijbms-283	357	10	,	,	PUNCT
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aijbms-283	357	31	.	.	PUNCT
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aijbms-283	358	2	2021a	2021a	NUM
aijbms-283	358	3	)	)	PUNCT
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aijbms-283	359	16	:	:	PUNCT
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aijbms-283	361	11	a.	a.	PROPN
aijbms-283	361	12	,	,	PUNCT
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aijbms-283	361	17	,	,	PUNCT
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aijbms-283	361	19	,	,	PUNCT
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aijbms-283	361	21	s.	s.	PROPN
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aijbms-283	361	29	2021b	2021b	NUM
aijbms-283	361	30	)	)	PUNCT
aijbms-283	361	31	.	.	PUNCT
aijbms-283	362	1	an	an	DET
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aijbms-283	362	8	(	(	PUNCT
aijbms-283	362	9	covid-19	covid-19	PROPN
aijbms-283	362	10	)	)	PUNCT
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aijbms-283	362	14	management	management	NOUN
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aijbms-283	362	18	.	.	PUNCT
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aijbms-283	363	8	)	)	PUNCT
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aijbms-283	363	11	-	-	SYM
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aijbms-283	363	13	.	.	PUNCT
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aijbms-283	364	34	2022a	2022a	NUM
aijbms-283	364	35	)	)	PUNCT
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aijbms-283	365	8	:	:	PUNCT
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aijbms-283	366	8	15(9	15(9	NUM
aijbms-283	366	9	)	)	PUNCT
aijbms-283	366	10	,	,	PUNCT
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aijbms-283	366	12	.	.	PUNCT
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aijbms-283	369	8	.	.	PUNCT
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aijbms-283	377	23	)	)	PUNCT
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aijbms-283	379	11	to	to	ADP
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aijbms-283	382	7	article	article	NOUN
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aijbms-283	383	6	and	and	CCONJ
aijbms-283	383	7	management	management	NOUN
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aijbms-283	383	14	-	-	SYM
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aijbms-283	383	20	-	-	SYM
aijbms-283	383	21	4953	4953	NUM
aijbms-283	383	22	)	)	PUNCT
aijbms-283	383	23	by	by	ADP
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aijbms-283	383	25	is	be	AUX
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aijbms-283	383	27	under	under	ADP
aijbms-283	383	28	a	a	DET
aijbms-283	383	29	creative	creative	ADJ
aijbms-283	383	30	commons	common	NOUN
aijbms-283	383	31	attribution	attribution	NOUN
aijbms-283	383	32	4.0	4.0	NUM
aijbms-283	383	33	international	international	ADJ
aijbms-283	383	34	license	license	NOUN
aijbms-283	383	35	.	.	PUNCT
aijbms-283	384	1	https://doi.org/10.3390/economies10110290	https://doi.org/10.3390/economies10110290	PROPN
aijbms-283	384	2	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
aijbms-283	384	3	)	)	PUNCT
aijbms-283	385	1	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
aijbms-283	385	2	http://creativecommons.org/licenses/by/4.0/	http://creativecommons.org/licenses/by/4.0/	PROPN
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