




































                     American International Journal of Multidisciplinary Scientific Research 

Vol. 8, No. 1; 2021 

                                       ISSN 2638-1249   E-ISSN 2638-1273 

Published by CRIBFB, USA 

 

16 

Business Finance: A Theory  

 

 
Hasan Zaman 

Independent Researcher  

 

 
The term "finance" is usually divided into three categories: Tax systems, government spending, 

budget procedures, stabilization policies and tools, debt challenges, and other government 

concerns are all covered by public finance. Corporate finance is the management of a company's 

assets, liabilities, revenues, and debts. Personal finance refers to all of an individual's or 

household's financial decisions and actions, such as budgeting, insurance, mortgage planning, 

savings, and retirement planning. 

 
 

REFERENCES 

Islam, K. M. A., & Zaman, M. (2013). Job satisfaction & bankers turnover: a case study on 

Bangladesh commerce bank limited. International Journal of Business and Management 

Review, 1(4), 1-14. Retrieved from https://www.eajournals.org/journals/international-

journal-of-business-and-management-review-ijbmr/vol-1-issue-4-december-2013/job-

satisfaction-bankers-turnover-a-case-study-on-bangladesh-commerce-bank-limited/ 

Islam, K. M. A., Hossain, S. A., Zaman, M., & Miajee, M. R. K. (2013). Poverty Alleviation in 

Bangladesh through Small and Medium Enterprise (SME) Loan: A Case Study on United 

Commercial Bank Limited at Gulshan Branch. Bangladesh Research Foundation 

Journal, 2(3), 29-43. Retrieved from 

https://www.researchgate.net/publication/338372458_Poverty_Alleviation_in_Banglades

h_through_Small_and_Medium_Enterprise_SME_Loan_A_Case_Study_on_United_Co

mmercial_Bank_Limited_at_Gulshan_Branch 

Islam, K. M. A. (2013). Examination of Profitability in Private Commercial Banks in 

Bangladesh: An Empirical Investigation. Bangladesh Research Foundation Journal, 2(2), 

68-83. Retrieved from 

https://www.researchgate.net/publication/340526654_Examination_of_Profitability_in_P

rivate_Commercial_Banks_in_Bangladesh_An_Empirical_Investigation 

Islam, K. M. A., Alam, I., & Hossain, S. A. (2014). Examination of profitability between Islamic 

banks and conventional banks in Bangladesh: A comparative study. Research in Business 

and Management, 1(1), 78-89. https://dx.doi.org/10.5296/rbm.v1i1.4894 

Islam, K. M. A., & Salma, U. (2014). Customer satisfaction of Internet banking in Bangladesh: 

A case study on Citibank NA. Asian Journal Of Applied Science And Engineering, 3(1), 

51-62. Retrieved from https://www.journals.abc.us.org/index.php/ajase/article/view/51-

62 

Islam, K. M. A. (2014). Measurement of Capital Adequacy of AB Bank Limited. International 

Journal of Novel Research in Marketing Management and Economics, 1(1), 24-39. 

javascript:void(0)
javascript:void(0)


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

17 

Retrieved from https://www.noveltyjournals.com/journal/IJNRMME/Issue-1-September-

2014-December-2014/0 

Hossain, S. A., & Islam, K. M. A. (2015). The Relationship of the Macroeconomic Variables 

with the Growth of Garment Industry in Bangladesh. Global Disclosure of Economics 

and Business, 4(1), 63-78. https://doi.org/10.18034/gdeb.v4i1.153 

Islam, K. M. A. (2015). Throughput accounting: a case study. Int J Financ Bank Res, 1(2), 19-

23. https://doi.org/10.11648/j.ijfbr.20150102.11 

Islam, K. M. A., Alam, I., & Al-Amin, D. M. (2015). Foreign exchange operation of private 

commercial banks in Bangladesh: A case study on AB Bank Limited. International 

Journal of Innovative Research and Creative Technology, 1(3). Retrieved from 

http://www.ijirct.org/viewPaper.php?paperId=IJIRCT1201061 

Islam, K. M., & Hossain, S. (2015). Demutualization of Dhaka Stock Exchange: Opportunities 

and Challenges. International Journal of Finance and Banking Research, 1(1), 1-11. 

Retrieved from 

http://article.sciencepublishinggroup.com/html/10.11648.j.ijfbr.20150101.11.html 

Islam, K. M. A. (2016). E-Commerce: Bangladesh Perspective. LAP LAMBERT Academic 

Publishing, Germany  

Islam, K. M. A. (2016). Women’s Empowerment Through Micro-Financing: Bangladesh 

Perspective”. LAP LAMBERT Academic Publishing (June 2, 2016) 

Islam, K. M. A. (2016). Mobile Banking: Bangladesh Perspective. LAP LAMBERT Academic 

Publishing, Germany 

Islam, K. M. A., & Salma, U. (2016). The role of private universities in higher education of 

Bangladesh: an empirical investigation. International Journal of Finance and Banking 

Research, 2(4), 121-128. https://doi.org/10.11648/j.ijfbr.20160204.11 

Islam, K. M. A., & Salma, U. (2016). Mobile Banking Operations and Banking Facilities to 

Rural People in Bangladesh. International Journal of Finance and Banking Research, 

2(4), 147. https://doi.org/10.11648/j.ijfbr.20160204.14 

Islam, K. M. A. (2016). Impact of Micro-Financing on Women Empowerment in Bangladesh. 

The Millennium University Journal, 1(1), 1-18. Retrieved from 

http://www.themillenniumuniversity.edu.bd/journal/index.php/TMUJ/article/view/1 

Islam, K. M. A. (2016). Financial Performance Comparison of Top Rated Banking Financial 

Institutions (BFIs) of Bangladesh. Indian Journal of Science, 23(85), 669-697. Retrieved 

from https://discoveryjournals.org/science/current_issue/2016/A60.pdf 

Islam, K. M. A. (2016). Corporate Governance: Conjecture and Modernism. Indian Journal of 

Science, 23(86), 798-817. Retrieved from 

https://discoveryjournals.org/science/current_issue/2016/A66.pdf 

Islam, K. A. (2016). Corporate Governance of Banking Institutions: Bangladesh Perspective. 

LAP LAMBERT Academic Publishing. 

Islam, K. M. A. (2016). Factors influencing consumers purchase decision: a case study of 

Pantene shampoo. Indian Journal of Science, 23(88), 910-923. Retrieved from 

https://discoveryjournals.org/science/current_issue/2016/A74.pdf 

Islam, K. M. A., & Salma, U. (2016). The Renewable Energy and Sustainable Development: A 

Case Study of Bangladesh. International Journal of Finance and Banking Research, 2(4), 

139-146. https://doi.org/10.11648/j.ijfbr.20160204.13 

http://article.sciencepublishinggroup.com/html/10.11648.j.ijfbr.20150101.11.html
https://scholar.google.com/citations?view_op=view_citation&hl=en&user=qA6eVbgAAAAJ&cstart=20&pagesize=80&sortby=pubdate&citation_for_view=qA6eVbgAAAAJ:g3aElNc5_aQC
https://scholar.google.com/citations?view_op=view_citation&hl=en&user=qA6eVbgAAAAJ&cstart=20&pagesize=80&sortby=pubdate&citation_for_view=qA6eVbgAAAAJ:g3aElNc5_aQC
https://scholar.google.com/citations?view_op=view_citation&hl=en&user=qA6eVbgAAAAJ&cstart=20&pagesize=80&sortby=pubdate&citation_for_view=qA6eVbgAAAAJ:hMsQuOkrut0C
https://scholar.google.com/citations?view_op=view_citation&hl=en&user=qA6eVbgAAAAJ&cstart=20&pagesize=80&sortby=pubdate&citation_for_view=qA6eVbgAAAAJ:hMsQuOkrut0C


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

18 

Islam, K. M. A. (2016). Rural Development Scheme: A Case Study on Islami Bank Bangladesh 

Limited. International Journal of Finance and Banking Research, 2(4), 129. 

https://doi.org/10.11648/j.ijfbr.20160204.12 

Islam, K. M.  A., & Barghouthi, O. A. (2017). Human Resource Management: An Islamic 

Perspective. International Journal of Islamic Business & Management, 1(1), 10-13. 

https://doi.org/10.46281/ijibm.v1i1.46 

Islam, K. M. A., & Barghouthi, O. A. (2017). Corporate Governance: An Islamic Institution 

Perspective. International Journal of Islamic Banking and Finance Research, 1(1), 29-

32. https://doi.org/10.46281/ijibfr.v1i1.36 

Islam, K. M. A. (2017). An Empirical Research on Beximco Knitting Ltd: Ratio, DuPont, 

Valuation and Pro-Forma Analysis. Indian Journal of Finance and Banking, 1(1), 1-7. 

https://doi.org/10.46281/ijfb.v1i1.80  

Islam, K. M. A. (2017). Finance: An Islamic Perspective. International Journal of Islamic 

Banking and Finance Research, 1(1), 1-5. https://doi.org/10.46281/ijibfr.v1i1.32 

Islam, K. M. A., & Barghouthi, O. A. (2017). An Islamic Perspective of Marketing. International 

Journal of Islamic Business & Management, 1(1), 17-19. 

https://doi.org/10.46281/ijibm.v1i1.48 

Islam, K. M. A., & Karim Miajee, M. R. (2017). Business Ethics: An Islamic Perspective. 

International Journal of Islamic Business & Management, 1(1), 7-9. 

https://doi.org/10.46281/ijibm.v1i1.45 

Islam, K. M. A., & Barghouthi, O. A. (2017). Risk Management of Islamic Banking: An Islamic 

Perspective. International Journal of Islamic Banking and Finance Research, 1(1), 25-

28. https://doi.org/10.46281/ijibfr.v1i1.35 

Hossain, S. A., Islam, M. N., Mahmud, M. S., & Islam, K. M. A. (2017). Evaluation of Financial 

Performance of Commercial Banks in Bangladesh: Comparative Study Based on 

CAMEL Approach. The Millennium University Journal, 2(1), 54-77. Retrieved from 

http://www.themillenniumuniversity.edu.bd/journal/index.php/TMUJ/article/view/22 

Hossain, S. A., & Islam, K. M. A. (2017). Impact of Basel II & III Implementation to Mitigate 

Bank Risk: A Study on Al-Arafah Islami Bank Limited. Indian Journal of Finance and 

Banking, 1(2), 42-51. https://doi.org/10.46281/ijfb.v1i2.88 

Islam, K. M. A. (2017). An Empirical Research on Fu-Wang Foods Ltd: Industry, Strategy, 

Accounting, Ratio, Valuation and Proforma Analysis. American Finance & Banking 

Review, 1(1), 1-11. https://doi.org/10.46281/amfbr.v1i1.79 

Islam, K. M. A. (2017). Predicament and thought of SMEs financing in Bangladesh: an 

exploratory research. Indian journal of arts, 7(22), 146-151.Retrieved from 

https://discoveryjournals.org/arts/current_issue/2017/A17.pdf 

Islam, K. M. A., & Karim Miajee, M. R. (2017). An Islamic Perspective of Leadership. 

International Journal of Islamic Business & Management, 1(1), 14-16. 

https://doi.org/10.46281/ijibm.v1i1.47 

Islam, K. M. A. (2017). The Regulatory Framework of E-Commerce. Asian Finance & Banking 

Review, 1(1), 64-75. https://doi.org/10.46281/asfbr.v1i1.1233 

Islam, K. M. A. (2017). Development of Bangladesh through SMEs Financing: A Case Study on 

IDLC Finance Limited. Australian Finance & Banking Review, 1(1), 78-90. 

https://doi.org/10.46281/afbr.v1i1.1237 

https://doi.org/10.46281/ijfb.v1i1.80
https://doi.org/10.46281/ijibfr.v1i1.32
https://doi.org/10.46281/ijibm.v1i1.48
https://doi.org/10.46281/ijibm.v1i1.45
https://doi.org/10.46281/ijfb.v1i2.88
https://doi.org/10.46281/amfbr.v1i1.79
https://doi.org/10.46281/ijibm.v1i1.47
https://doi.org/10.46281/asfbr.v1i1.1233
https://doi.org/10.46281/afbr.v1i1.1237


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

19 

Islam, K. M. A. (2017). Performance of Foreign Exchange Operation of Private Commercial 

Banks: A Case on Southeast Bank Limited. Asian Finance & Banking Review, 1(1), 76-

82. https://doi.org/10.46281/asfbr.v1i1.1246 

Islam, K. M. A. (2017). An Empirical Research on Shinepukur Holdings Ltd: Strategy, 

Accounting, Ratio, Sensitivity and Prospective Analysis. Asian Finance & Banking 

Review, 1(1), 83-92. https://doi.org/10.46281/asfbr.v1i1.1249 

Islam, K. M. A. (2017). Financial Statement Analysis of Beximco Synthetics Limited. Asian 

Finance & Banking Review, 1(1), 93-100. https://doi.org/10.46281/asfbr.v1i1.1250 

Islam, K. M. A., & Miajee, M. R. K. (2018). Small and Medium Enterprises (SMEs) Financing 

in Bangladesh: A Review of Literature. International Journal of Small and Medium 

Enterprises, 1(1), 11-15. https://doi.org/10.46281/ijsmes.v1i1.62 

Islam, K. M. A., & Karim Miajee, M. R. (2018). Exploring E-Business in SMEs. International 

Journal of Small and Medium Enterprises, 1(1), 16-18. 

https://doi.org/10.46281/ijsmes.v1i1.63 

Islam, K. M. A., & Barghouthi, O. A. (2018). To What Extent Do the Investment Programs in 

the Infrastructure Sector Comply with the Determinants of National Competitive 

Advantage?. International Journal of Small and Medium Enterprises, 1(1), 6-10. 

https://doi.org/10.46281/ijsmes.v1i1.61 

Islam, K. M. A., & Barghouthi, O. A. (2018). To What Extent Do the Investment Programs in 

the Small and Medium Enterprises Sector Comply with the Determinants of National 

Competitive Advantage?. International Journal of Small and Medium Enterprises, 1(1), 

1-5. https://doi.org/10.46281/ijsmes.v1i1.60 

Alhassan, I., & Islam, K. M. A. (2019). The Impact of Environmental and Social Disclosures on 

the Financial Performance of Oil and Gas Companies in Nigeria. The Millennium 

University Journal, 4(1), 33-44. Retrieved from 

http://www.themillenniumuniversity.edu.bd/journal/index.php/TMUJ/article/view/28 

Alhassan, I., Gololo, I. A., & Islam, K. M. A. (2019). Audit Committee and Earnings 

Management in Quoted Manufacturing Firms in Nigeria. The Millennium University 

Journal, 4(1), 45-55. Retrieved from 

http://www.themillenniumuniversity.edu.bd/journal/index.php/TMUJ/article/view/30 

Islam, K. M. A. (2019). What Do the Customers Think?An Evaluation of New Products & 

Services of National Bank Limited. dx.doi.org/10.13140/RG.2.2.24969.47203 

Kader, S. A., Zayed, N. M., Khan, S., Islam, K. M. A., & Siddiki, M. N. A. (2019). An Analysis 

of Socio-Economic Condition of Female Readymade Garments’(RMG) Workers in 

Dhaka City. The Millennium University Journal, 4(1), 12-20. Retrieved from 

http://www.themillenniumuniversity.edu.bd/journal/index.php/TMUJ/article/view/26 

Hasan, Z., & Islam, K. M. A. (2020). Academic, Financial and Administrative Issues of Online 

Teaching During Corona Pandemic: The Scenario of Private Universities in Bangladesh. 

International Journal of Accounting & Finance Review, 5(1), 116-122. 

https://doi.org/10.46281/ijafr.v5i1.630 

Barghouthi, O. A., & Islam, K. M. A. (2020). Financial Stability Implications of Stress Testing 

for Risk Taking and Credit Growth. American Finance & Banking Review, 5(2), 1-4. 

https://doi.org/10.46281/amfbr.v5i2.778 

Hassan, M. S., Mizanuzzaman, M., & Islam, K. M. A. (2020). The Effects of Training to the 

Employee Performance and Development: A Study of Fareast Islami Life Insurance 

https://doi.org/10.46281/asfbr.v1i1.1246
https://doi.org/10.46281/asfbr.v1i1.1249
https://doi.org/10.46281/asfbr.v1i1.1250
https://doi.org/10.46281/ijsmes.v1i1.63
https://doi.org/10.46281/ijsmes.v1i1.61
https://doi.org/10.46281/ijafr.v5i1.630


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

20 

Company Limited, Bangladesh. International Journal of Business and Management 

Future, 4(2), 17-40. https://doi.org/10.46281/ijbmf.v4i2.785 

Islam, K. M. A., Khan, M. A. U., Azhar, S., Ahmed, M. R., Khurram, S., Masood, H., & Farooq, 

L. (2020). COMPARISON OF IN VITRO ACTIVITY OF COLISTIN WITH 

CEFTOLOZANE/TAZOBACTAM AGAINST MULTI DRUG RESISTANT 

PSEUDOMONAS AERUGINOSA “A LAST LINE TREATMENT AGAINST MDR”. 

American International Journal of Multidisciplinary Scientific Research, 6(3), 1-7. 

https://doi.org/10.46281/aijmsr.v6i3.823 

Baqir, M., Hussain, S., Islam, K. M. A., & Waseem, R. (2020). Comparison of Financial 

Performance of Private Commercial Banks in Pakistan. American Finance & Banking 

Review, 5(2), 5-17. https://doi.org/10.46281/amfbr.v5i2.841 

Hussain, S., Baqir, M., Islam, K. M. A., & Asif, S. (2020). HOW SELF-CONTROL IMPACT’S 

ON HAPPINESS AND SATISFACTION WITH LIFE WITH MODERATING ROLE 

OF LOCUS OF CONTROL. American Economic & Social Review, 6(2), 13-30. 

https://doi.org/10.46281/aesr.v6i2.851 

Barakat, F. S. Q., Perez, M. V. L., Ariza, L. R., Barghouthi, O. A., & Islam, K. M. A. (2020). 

THE IMPACT CORPORATE GOVERNANCE ON INTERNET FINANCIAL 

REPORTING: EMPIRICAL EVIDENCE FROM PALESTINE. International Journal of 

Accounting & Finance Review, 5(4), 1-22. https://doi.org/10.46281/ijafr.v5i4.852 

Barghouthi, O. A., Shaheen, A. A., Al-Ghazali, S., Islam, K. M. A., & Barakat, F. S. Q. (2020). 

IMPEDIMENTS FOR ISSUING SUKUK BONDS FOR IMPROVING ECONOMIC 

DEVELOPMENT IN PALESTINE. International Journal of Sukuk and Waqf Research, 

1(1), 1-24. Retrieved from 

http://www.cribfb.com/journal/index.php/IJSWR/article/view/855 

Baqir, M., Hussain, S., Waseem, R., & Islam, K. M. A. (2020). Impact of Reward and 

Recognition, Supervisor Support on Employee Engagement. American International 

Journal of Business and Management Studies, 2(3), 8-21. 

Ali, M. C., Islam, K. M. A., Chung, S.-J., Zayed, N. M., & Afrin, M. (2020). A Study of Green 

Human Resources Management (GHRM) and Green Creativity for Human Resources 

Professionals. International Journal of Business and Management Future, 4(2), 57-67. 

https://doi.org/10.46281/ijbmf.v4i2.857 

Nayeen, C. J., Islam, K. M. A., Chowdhury, F. N., & Zayed, N. M. (2020). Testing 

Communicative Language Teaching (CLT) through English for Today (EFT) in 

Bangladesh: Challenges Faced by Tertiary Students Initially. American International 

Journal of Education and Linguistics Research, 3(2), 19-27. 

Chowdhury, S., Hasan, K. R., Rahman, M., Islam, K. M. A., & Mohammad, N. Causal 

Relationship Among Carbon Dioxide (CO2) Emissions, Renewable Energy, Population 

and Economic Growth in Bangladesh: An Empirical Study. Research in World Economy, 

11(6), 196-206. https://doi.org/10.5430/rwe.v11n6p196 

 

https://doi.org/10.46281/ijbmf.v4i2.785
https://doi.org/10.46281/amfbr.v5i2.841
https://doi.org/10.46281/aesr.v6i2.851
https://doi.org/10.46281/ijafr.v5i4.852
http://www.cribfb.com/journal/index.php/IJSWR/article/view/855
https://doi.org/10.5430/rwe.v11n6p196


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

21 

  

 

Chowdhury, S., Islam, K. M. A., Rahman, M. M., Raisa, T. S., & Zayed, N. M. (2020). One Day 

International (ODI) Cricket Match Prediction in Logistic Analysis: India VS. Pakistan. 

Journal of Human Movement and Sports Sciences, 8(6), 543-548. 

https://doi.org/10.13189/saj.2020.080629 

Chowdhury, M. S. A., Arafat, A. Y., Islam, S., Akter, S., & Islam, K. A. (2020). Impact of Rural 

Development Scheme of Islami Bank Bangladesh Limited (IBBL) Upon Economic 

Development of the Rural Poor of Bangladesh. The Millennium University Journal, 5(1), 

1-14. Retrieved from 

http://www.themillenniumuniversity.edu.bd/journal/index.php/TMUJ/article/view/31 

Islam, S., Mamun, A., Islam, K. M. A., Uddin, M. R., & Sultana, T. (2021). ISSUES AND 

CHALLENGES OF FINANCIAL MANAGEMENT PRACTICES IN ISLAMIC 

FINANCIAL INSTITUTIONS: EMPIRICAL EVIDENCE FROM BANGLADESH. 

Indian Journal of Finance and Banking, 5(1), 38-55. 

https://doi.org/10.46281/ijfb.v5i1.963  

 

Abbas, U., Islam, K. M. A., Hussain, S., Baqir, M., & Muhammad, N. (2021). IMPACT OF 

BRAND IMAGE ON CUSTOMER LOYALTY WITH THE MEDIATING ROLE OF 

CUSTOMER SATISFACTION AND BRAND AWARENESS. International Journal of 

Marketing Research Innovation, 5(1), 1-15. https://doi.org/10.46281/ijmri.v5i1.987 

 

Zayed, N. M., Islam, K. M. A., Shahi, S. K., Rahman, M. S., & Raisa, T. S. (2021). AN 

ANALYSIS ON THE EFFECTS OF CORONAVIRUS (COVID-19) ON THE 

FINANCIAL MANAGEMENT OF MULTINATIONAL CORPORATIONS. Australian 

Finance & Banking Review, 5(1), 43-53. https://doi.org/10.46281/afbr.v5i1.1015 

 

CHOWDHURY, F. N., MUSTAFA, J., ISLAM, K. M. A., HASAN, K. B. M. R., ZAYED, N. 

M., & RAISA, T. S. (2021). Social Business in An Emerging Economy: An Empirical 

Study in Bangladesh. The Journal of Asian Finance, Economics and Business, 8(3), 931–

941. https://doi.org/10.13106/JAFEB.2021.VOL8.NO3.0931 

 

SHAHRIAR, M. S., ISLAM, K. M. A., ZAYED, N. M., HASAN, K. B. M. R., & RAISA, T. S. 

(2021). The Impact of COVID-19 on Bangladesh’s Economy: A Focus on Graduate 

Employability. The Journal of Asian Finance, Economics and Business, 8(3), 1395–1403. 

https://doi.org/10.13106/JAFEB.2021.VOL8.NO3.1395 

 

ISLAM, K. M. A., SADEKIN, M. S., RAHMAN, M. T., & CHOWDHURY, M. A. H. (2021). 

The Impact of Shariah Supervisory Board and Shariah Audit Committee on Corporate 

Social Responsibility Adoption at Islamic Banks in Bangladesh. The Journal of Asian 

Finance, Economics and Business, 8(3), 479–485. 

https://doi.org/10.13106/JAFEB.2021.VOL8.NO3.0479 

 

 

Batool, N., Hussain, S., Baqir, M., Islam, K. M. A., & Hanif, M. (2021). ROLE OF HR 

TECHNOLOGY AND TRAINING FOR THE DEVELOPMENT OF EMPLOYEES. 

https://doi.org/10.13189/saj.2020.080629
https://doi.org/10.46281/ijfb.v5i1.963
https://doi.org/10.46281/ijmri.v5i1.987
https://doi.org/10.46281/afbr.v5i1.1015
https://doi.org/10.13106/JAFEB.2021.VOL8.NO3.0931
https://doi.org/10.13106/JAFEB.2021.VOL8.NO3.1395
https://doi.org/10.13106/JAFEB.2021.VOL8.NO3.0479


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

22 

International Journal of Business and Management Future, 5(1), 1-13. 

https://doi.org/10.46281/ijbmf.v5i1.1051 

 

Tayo-Ladega, O., Abdullahi, T. M., & Islam, K. M. A. (2021). FACTORS MILITATING 

AGAINST PUBLIC HEALTH FINANCING IN NIGERIA: AN EMPIRICAL REVIEW. 

American International Journal of Multidisciplinary Scientific Research, 7(2), 1-10. 

https://doi.org/10.46281/aijmsr.v7i2.1073 

 

Ali, M. C., Islam, K. M. A., Chung, S.-J., Zayed, N. M., & Islam, M. R. (2021). THE 

CORRELATION BETWEEN JOB-HOPPING ATTITUDE AND TURNOVER 

BEHAVIOR: A JOB SATISFACTION PERSPECTIVE IN BANGLADESH. 

International Journal of Business and Management Future, 5(1), 14-26. 

https://doi.org/10.46281/ijbmf.v5i1.1075 

Afzal, H. F., Islam, K. M. A., Ismail, A., Tahir, M. Y., Zohaib, M., Riaz, J., & Ismail, M. (2021). 

THE ROLE OF UNDEREMPLOYMENT IN TURNOVER INTENTION THROUGH 

JOB DEPRIVATION AND JOB STRESS: A MULTIPLE MEDIATION MECHANISM. 

International Journal of Business and Management Future, 5(1), 27-37. 

https://doi.org/10.46281/ijbmf.v5i1.1139 

Chowdhury, S., Meero, A., Rahman, A.A.A., Islam, K. M. A., & Zayed, N. M., Hasan, K.B.M. 

R.  (2021). AN EMPIRICAL STUDY ON THE FACTORS AFFECTING ORGANIC 

FOOD PURCHASING BEHAVIOR IN BANGLADESH: ANALYZING A FEW 

FACTORS. Academy of Strategic Management Journal, 20(4), 1-12. Retrieved from 

https://www.abacademies.org/articles/An-empirical-study-on-the-factors-affecting-

organic-food-purchasing-behavior-in-bangladesh-analyzing-a-few-factors-1939-6104-20-

4-815.pdf 

 

Rahman, A. A. A., Meero, A., Zayed, N. M., Islam, K. M. A., Rabban, M. R., Bunagan, V. D. R. 

(2021). IMPACT OF LEVERAGE RATIOS ON INDICATORS OF FINANCIAL 

PERFORMANCE: EVIDENCE FROM BAHRAIN. Academy of Strategic Management 

Journal, 20(3). Retrieved from https://www.abacademies.org/articles/impact-of-leverage-

ratios-on-indicators-of-financial-performance--evidence-from-bahrain-11166.html 

 

Rahman, A. A. A., Darwish, S., Meero, A., Zayed, N. M., Islam, K. M. A., Raisa, T. S. (2021). 

EMERGING STRATEGIES AND ECONOMIC IMPACT OF COVID-19: A CASE 

STUDY OF GULF COOPERATION COUNCIL COUNTRIES (GCC). Academy of 

Strategic Management Journal, 20(1). 1-10 Retrieved from 

https://www.abacademies.org/articles/emerging-strategies-and-economic-impact-of-

covid19-a-case-study-of-gulf-cooperation-council-countries-gcc-11270.html 

 

Kader, S. A., Rahman, A. A. A., Meero, A., Islam, K. M. A., Zayed, N. M., Hasan, K. B. M. R. 

(2021). COVID-19: AFTER EFFECTS OF CORONAVIRUS AND ITS IMPACT ON 

GLOBAL ECONOMY. Academy of Strategic Management Journal, 20(1). 1-9 Retrieved 

from https://www.abacademies.org/articles/covid19-after-effects-of-coronavirus-and-its-

impact-on-global-economy-11472.html 

 

https://doi.org/10.46281/ijbmf.v5i1.1051
https://doi.org/10.46281/aijmsr.v7i2.1073
https://doi.org/10.46281/ijbmf.v5i1.1075
https://doi.org/10.46281/ijbmf.v5i1.1139
https://www.abacademies.org/articles/impact-of-leverage-ratios-on-indicators-of-financial-performance--evidence-from-bahrain-11166.html
https://www.abacademies.org/articles/impact-of-leverage-ratios-on-indicators-of-financial-performance--evidence-from-bahrain-11166.html
https://www.abacademies.org/articles/emerging-strategies-and-economic-impact-of-covid19-a-case-study-of-gulf-cooperation-council-countries-gcc-11270.html
https://www.abacademies.org/articles/emerging-strategies-and-economic-impact-of-covid19-a-case-study-of-gulf-cooperation-council-countries-gcc-11270.html


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

23 

Nahar, S., Meero, A., Rahman, A. A. A., Hasan, K. B. M. R., Islam, K. M. A., Zayed, N. M., 

Faisal-E-Alam, M. (2021). ANALYSIS ON THE MARKETING STRATEGY AND 

COMPETITIVE ADVANTAGE OF BANKING INDUSTRY IN BANGLADESH: AN 

ENTREPRENEURIAL CASE STUDY OF HSBC BANK. Academy of Entrepreneurship 

Journal, 27(4). 1-7. Retrieved from https://www.abacademies.org/articles/Analysis-on-

the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-

552.pdf 

 

Kader, S. A., Kulsum, U., Islam, K. M. A., Siddiki, M. N. A., Zayed, N. M., & Raisa, T. S. 

(2021). Present Situation of the Field Workers in the Development Sector: A Social, 

Financial and Employment Aspect in Bangladesh. Journal of Southwest Jiaotong 

University, 56(2). https://doi.org/10.35741/issn.0258-2724.56.2.29 

Kabir, M. R., Khan, S., Chowdhury, S., Jahan, S., Islam, K. A., & Zayed, N. M. (2021). 

Corruption Possibilities in the Climate Financing Sector and Role of the Civil Societies in 

Bangladesh. Journal of Southwest Jiaotong University, 56(2). 

https://doi.org/10.35741/issn.0258-2724.56.2.6 

Zayed, N. M .Z., Meero, A., Rahman, A. A. A., Islam, K. M. A., Shahiduzzaman Khan Shahi, 

Shama Tasnim. (2021). Demand and Supply-Side Analysis of Dhaka Based Online 

Business during the COVID-19 Pandemic: Evidence from Bangladesh. Journal of 

Southwest Jiaotong University, 56(3). https://doi.org/10.35741/issn.0258-2724.56.3.47  

Shahriar,  M.S., Hasan,  K.B.M.R., Hossain, T., Beg, T.H., Islam,  K.M.A.,  &  Zayed,  N.M.  

(2021). Financial decision making and forecasting techniques on project evaluation: a 

planning, development and entrepreneurial perspective. Academy of Entrepreneurship 

Journal, 27(4), 1-7. Retrieved from https://www.abacademies.org/articles/Financial-

decision-making-and-forecasting-techniques-on-project-evaluation-a-planning-

development-1528-2686-27-4-553.pdf   

Zohaib, M., Islam, K. M. A., Tahir, M. Y., Hussain, R., Zaineb, A., Ismail, M., & Ismail, A. 

(2021). THE INNOVATIVE FINANCIAL PRODUCT DEVELOPMENT WITH ITS 

FUNCTIONAL PERFORMANCE. American International Journal of Economics and 

Finance Research, 3(1), 1-15. https://doi.org/10.46545/aijefr.v3i1.326  

Iqbal, M. M., Islam, K. M. A., Zayed, N. M., Beg, T. H., & Shahi, S. K. (2021). IMPACT OF 

ARTIFICIAL INTELLIGENCE AND DIGITAL ECONOMY ON INDUSTRIAL 

REVOLUTION 4: EVIDENCE FROM BANGLADESH. American Finance & Banking 

Review, 6(1), 42-55. https://doi.org/10.46281/amfbr.v6i1.1489  

Ismail, A., Islam, K. M. A., Zohaib, M., Tasaduq, S., & Ismail, M. (2021). THE ROLE OF 

ETHICAL LEADERSHIP AND WHISTLEBLOWING INTENTIONS: MEDIATING 

APPARATUS OF MORAL IDENTITY. American International Journal of Humanities, 

Arts and Social Sciences, 3(1), 20-32. https://doi.org/10.46545/aijhass.v3i1.221   

Akhter, A., Karim, M. M.., Islam, K.M.A. (2021). The impact of emotional intelligence, 

employee empowerment and cultural intelligence on commercial bank employees’ job 

satisfaction. Banks and Bank Systems, 16(4), 11-21. 

http://dx.doi.org/10.21511/bbs.16(4).2021.02 

Alhassan, I., & Islam, K. M. A. (2021). LIQUIDITY MANAGEMENT AND FINANCIAL 

PERFORMANCE OF LISTED OIL AND GAS COMPANIES IN NIGERIA. 

International Journal of Accounting & Finance Review, 8(1), 15-25. 

https://doi.org/10.46281/ijafr.v8i1.1364 

https://www.abacademies.org/articles/Analysis-on-the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf
https://www.abacademies.org/articles/Analysis-on-the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf
https://www.abacademies.org/articles/Analysis-on-the-marketing-strategy-and-competitive-advantage-of-banking-industry-1528-2686-27-4-552.pdf
https://doi.org/10.35741/issn.0258-2724.56.2.29
https://doi.org/10.35741/issn.0258-2724.56.2.6
https://doi.org/10.35741/issn.0258-2724.56.3.47
https://doi.org/10.46545/aijefr.v3i1.326
https://doi.org/10.46281/amfbr.v6i1.1489
https://doi.org/10.46545/aijhass.v3i1.221
https://scholar.google.com/citations?view_op=view_citation&hl=en&user=qA6eVbgAAAAJ&sortby=pubdate&citation_for_view=qA6eVbgAAAAJ:48xauSegjOkC
https://scholar.google.com/citations?view_op=view_citation&hl=en&user=qA6eVbgAAAAJ&sortby=pubdate&citation_for_view=qA6eVbgAAAAJ:48xauSegjOkC
https://scholar.google.com/citations?view_op=view_citation&hl=en&user=qA6eVbgAAAAJ&sortby=pubdate&citation_for_view=qA6eVbgAAAAJ:48xauSegjOkC
https://doi.org/10.46281/ijafr.v8i1.1364


https://www.cribfb.com/journal/index.php/aijmsr    American International Journal of Multidisciplinary Scientific Research   Vol. 8, No. 1; 2021 

24 

Alhassan, I., & Islam, K. M. A. (2021). CREDIT MANAGEMENT STRATEGIES AND 

FINANCIAL PERFORMANCE OF INDUSTRIAL GOODS SECTOR IN NIGERIA. 

Indian Journal of Finance and Banking, 8(1), 59-74. 

https://doi.org/10.46281/ijfb.v8i1.1495 

Zofishan, M. ., Islam, K. M. A., & Ghazal, F. . (2021). MACHINE LEARNING BASED 

CLOUD MUSIC APPLICATION WITH FACIAL RECOGNITION USING ANDROID 

STUDIO (MUSYNC). American International Journal of Sciences and Engineering 

Research, 4(1), 36–52. https://doi.org/10.46545/aijser.v4i1.213 

Ismail, M., Islam, K. M. A., Zohaib, M., Hussain, R., Tahir, M. Y., Ijaz, M., & Hassan, Z. 

(2021). DIGITAL MARKETING 5-GENERATION TECHNOLOGY AND ITS 

ACCEPTANCE BEHAVIOR. International Journal of Marketing Research Innovation, 

5(1), 46-59. https://doi.org/10.46281/ijmri.v5i1.1500 

 

 

Copyrights 

Copyright for this article is retained by the author(s), with first publication rights granted to the 

journal. This is an open-access article distributed under the terms and conditions of the Creative 

Commons Attribution license (http://creativecommons.org/licenses/by/4.0/) 

https://doi.org/10.46281/ijfb.v8i1.1495
https://doi.org/10.46545/aijser.v4i1.213

