id	keyword
aijssr-1921	islamic
aijssr-1921	credit
aijssr-1921	cards
aijssr-1921	credit cards
aijssr-1921	bank
aijssr-1921	study
aijssr-1921	use
aijssr-1921	research
aijssr-1921	interest
aijssr-1921	payment
aijssr-1921	journal
aijssr-1921	cardholder
aijssr-1921	international
aijssr-1921	banking