id	sid	eid	entity	type
ajase-3793	1	1	1	CARDINAL
ajase-3793	1	2	15	CARDINAL
ajase-3793	1	3	4	CARDINAL
ajase-3793	1	4	american journal of applied statistics and economics	ORG
ajase-3793	1	5	zambia	GPE
ajase-3793	1	6	richard mulenga1*	PERSON
ajase-3793	1	7	muuka2	PERSON
ajase-3793	1	8	3	CARDINAL
ajase-3793	1	9	1,	DATE
ajase-3793	1	10	2024	CARDINAL
ajase-3793	1	11	2992-927x	CARDINAL
ajase-3793	1	12	https://doi.org/10.54536/ajase.v3i1.3793	CARDINAL
ajase-3793	1	13	september 09, 2024	DATE
ajase-3793	1	14	october 17	DATE
ajase-3793	1	15	2024	CARDINAL
ajase-3793	1	16	december 18, 2024	DATE
ajase-3793	1	17	zambia	GPE
ajase-3793	3	1	109	CARDINAL
ajase-3793	4	1	zambia	GPE
ajase-3793	5	1	1%	PERCENT
ajase-3793	5	2	25.5%	PERCENT
ajase-3793	5	3	28.1%	PERCENT
ajase-3793	5	4	44.3%	PERCENT
ajase-3793	6	1	afri-zam	ORG
ajase-3793	8	1	zambia	GPE
ajase-3793	8	2	1	CARDINAL
ajase-3793	8	3	zcas university	ORG
ajase-3793	8	4	35243	DATE
ajase-3793	8	5	lusaka	GPE
ajase-3793	8	6	zambia 2 school of business	ORG
ajase-3793	8	7	zcas university	ORG
ajase-3793	8	8	35243	DATE
ajase-3793	8	9	lusaka	GPE
ajase-3793	8	10	zambia	GPE
ajase-3793	8	11	zambia	GPE
ajase-3793	9	1	omar & inaba	ORG
ajase-3793	9	2	2020	DATE
ajase-3793	10	1	2020	DATE
ajase-3793	11	1	gideon et al.	PERSON
ajase-3793	11	2	2020	DATE
ajase-3793	12	1	bhusare & chanda	ORG
ajase-3793	12	2	2017	DATE
ajase-3793	13	1	2022	CARDINAL
ajase-3793	14	1	healthcare	ORG
ajase-3793	14	2	2018	DATE
ajase-3793	14	3	yan et al.	PERSON
ajase-3793	14	4	2024	DATE
ajase-3793	15	1	2023	CARDINAL
ajase-3793	16	1	grameen bank	ORG
ajase-3793	16	2	muhammad yunus	PERSON
ajase-3793	16	3	bangladesh	GPE
ajase-3793	16	4	1983	DATE
ajase-3793	18	1	yunus	PERSON
ajase-3793	18	2	1983	DATE
ajase-3793	18	3	the 1970s	DATE
ajase-3793	20	1	yunus, 1983	ORG
ajase-3793	20	2	asif	ORG
ajase-3793	20	3	2021	DATE
ajase-3793	21	1	chisenga	PERSON
ajase-3793	21	2	2018	DATE
ajase-3793	22	1	zambia	GPE
ajase-3793	22	2	african	NORP
ajase-3793	22	3	2017	DATE
ajase-3793	24	1	2023	CARDINAL
ajase-3793	25	1	2022	CARDINAL
ajase-3793	26	1	zambian	NORP
ajase-3793	26	2	zambian	NORP
ajase-3793	26	3	mukulu & qutieshat	ORG
ajase-3793	26	4	2021	CARDINAL
ajase-3793	28	1	zambia	GPE
ajase-3793	28	2	the ministry of commerce	ORG
ajase-3793	28	3	mcti	ORG
ajase-3793	28	4	dfid	GPE
ajase-3793	28	5	2012	DATE
ajase-3793	29	1	zambia	GPE
ajase-3793	29	2	15 5	CARDINAL
ajase-3793	30	1	j. appl	PERSON
ajase-3793	33	1	3(1	CARDINAL
ajase-3793	33	2	154	CARDINAL
ajase-3793	33	3	2024	CARDINAL
ajase-3793	33	4	cooperatives	ORG
ajase-3793	33	5	seventh	ORDINAL
ajase-3793	35	1	2015	DATE
ajase-3793	35	2	the ministry of agriculture	ORG
ajase-3793	35	3	the ministry of commerce	ORG
ajase-3793	35	4	mcti	ORG
ajase-3793	36	1	cooperatives	ORG
ajase-3793	37	1	cooperatives	ORG
ajase-3793	37	2	7ndp, 2018	DATE
ajase-3793	38	1	zambians	NORP
ajase-3793	39	1	zambia	GPE
ajase-3793	39	2	33.7%	PERCENT
ajase-3793	39	3	2005	DATE
ajase-3793	39	4	59.3%	PERCENT
ajase-3793	39	5	2015	DATE
ajase-3793	39	6	2013	DATE
ajase-3793	39	7	50%	PERCENT
ajase-3793	39	8	80%	PERCENT
ajase-3793	39	9	2022	CARDINAL
ajase-3793	40	1	42%	PERCENT
ajase-3793	40	2	2009	DATE
ajase-3793	40	3	70.3%	PERCENT
ajase-3793	40	4	2015	DATE
ajase-3793	40	5	34.4%	PERCENT
ajase-3793	40	6	50.1%	PERCENT
ajase-3793	41	1	22% to 38%	PERCENT
ajase-3793	41	2	the same period	DATE
ajase-3793	42	1	30-2019	CARDINAL
ajase-3793	43	1	many years	DATE
ajase-3793	43	2	zambians	NORP
ajase-3793	44	1	zambia	GPE
ajase-3793	44	2	an estimated 6	CARDINAL
ajase-3793	45	1	1976	DATE
ajase-3793	45	2	approximately 500	CARDINAL
ajase-3793	46	1	1977	DATE
ajase-3793	46	2	7ndp, 2018	DATE
ajase-3793	47	1	2017	CARDINAL
ajase-3793	47	2	rahman et al.	PERSON
ajase-3793	47	3	2017	CARDINAL
ajase-3793	47	4	pakkanna	ORG
ajase-3793	47	5	al.	PERSON
ajase-3793	47	6	2020	DATE
ajase-3793	48	1	magali	ORG
ajase-3793	48	2	2021	DATE
ajase-3793	49	1	zambia	GPE
ajase-3793	49	2	2018	DATE
ajase-3793	50	1	zambia	GPE
ajase-3793	50	2	zambia	GPE
ajase-3793	50	3	2030	DATE
ajase-3793	50	4	7ndp, 2018	DATE
ajase-3793	50	5	zambia	GPE
ajase-3793	50	6	2022	CARDINAL
ajase-3793	51	1	first	ORDINAL
ajase-3793	51	2	70 per cent	MONEY
ajase-3793	51	3	2025	DATE
ajase-3793	51	4	30 percent	PERCENT
ajase-3793	51	5	2015	DATE
ajase-3793	52	1	zambia	GPE
ajase-3793	52	2	2022	CARDINAL
ajase-3793	54	1	mbiro	PERSON
ajase-3793	54	2	2021	CARDINAL
ajase-3793	54	3	bhatia	PERSON
ajase-3793	54	4	singh	GPE
ajase-3793	54	5	2019	DATE
ajase-3793	55	1	lusaka	GPE
ajase-3793	56	1	african	NORP
ajase-3793	57	1	zambia	GPE
ajase-3793	58	1	lusaka	GPE
ajase-3793	59	1	zambia	GPE
ajase-3793	61	1	i.	PERSON
ajase-3793	62	1	zambia	GPE
ajase-3793	62	2	lusaka	GPE
ajase-3793	63	1	the afri-zam	FAC
ajase-3793	64	1	zambia	GPE
ajase-3793	65	1	muhammad yunus	PERSON
ajase-3793	65	2	1983	DATE
ajase-3793	67	1	yunus	PERSON
ajase-3793	67	2	1983	DATE
ajase-3793	69	1	15	CARDINAL
ajase-3793	70	1	j. appl	PERSON
ajase-3793	73	1	3(1	CARDINAL
ajase-3793	73	2	154	CARDINAL
ajase-3793	73	3	2024	DATE
ajase-3793	77	1	lusaka	ORG
ajase-3793	81	1	shiller	ORG
ajase-3793	81	2	2008	DATE
ajase-3793	83	1	shiller	ORG
ajase-3793	83	2	2008	DATE
ajase-3793	85	1	shiller	ORG
ajase-3793	85	2	2008	DATE
ajase-3793	89	1	2000	DATE
ajase-3793	89	2	harvey	PERSON
ajase-3793	89	3	2022	CARDINAL
ajase-3793	89	4	asia	LOC
ajase-3793	89	5	africa	LOC
ajase-3793	90	1	meki	PERSON
ajase-3793	90	2	2024	CARDINAL
ajase-3793	91	1	van maanen	PERSON
ajase-3793	91	2	2004	DATE
ajase-3793	92	1	kagan	PERSON
ajase-3793	92	2	2024	DATE
ajase-3793	93	1	tria et al	PERSON
ajase-3793	94	1	2022	CARDINAL
ajase-3793	95	1	2019	DATE
ajase-3793	96	1	2023	CARDINAL
ajase-3793	98	1	2023	CARDINAL
ajase-3793	103	1	banerjee & jackson	ORG
ajase-3793	103	2	2017	DATE
ajase-3793	104	1	niaz & iqbal	ORG
ajase-3793	104	2	2019	DATE
ajase-3793	104	3	pakistan	GPE
ajase-3793	104	4	670	CARDINAL
ajase-3793	107	1	pakistan	GPE
ajase-3793	108	1	pare	PERSON
ajase-3793	108	2	2021	CARDINAL
ajase-3793	110	1	45	CARDINAL
ajase-3793	110	2	the world bank	ORG
ajase-3793	110	3	the united nations	ORG
ajase-3793	111	1	15	CARDINAL
ajase-3793	112	1	j. appl	PERSON
ajase-3793	115	1	3(1	CARDINAL
ajase-3793	115	2	154	CARDINAL
ajase-3793	115	3	2024	CARDINAL
ajase-3793	118	1	islam et al	PERSON
ajase-3793	118	2	2020	DATE
ajase-3793	118	3	bangladesh	GPE
ajase-3793	118	4	207	CARDINAL
ajase-3793	119	1	5	CARDINAL
ajase-3793	121	1	frisancho	PERSON
ajase-3793	121	2	2020	DATE
ajase-3793	121	3	peru	GPE
ajase-3793	122	1	two-year	DATE
ajase-3793	124	1	maganga	PERSON
ajase-3793	124	2	2021	CARDINAL
ajase-3793	124	3	malawi	GPE
ajase-3793	125	1	two	CARDINAL
ajase-3793	125	2	blantyre	ORG
ajase-3793	126	1	70	CARDINAL
ajase-3793	129	1	adai	ORG
ajase-3793	129	2	2023	CARDINAL
ajase-3793	129	3	turkish	NORP
ajase-3793	129	4	iraqi	NORP
ajase-3793	130	1	turkey	GPE
ajase-3793	130	2	iraq	GPE
ajase-3793	132	1	turkish	NORP
ajase-3793	132	2	iraqi	NORP
ajase-3793	136	1	2017	CARDINAL
ajase-3793	138	1	three	CARDINAL
ajase-3793	138	2	200	CARDINAL
ajase-3793	140	1	83.85%	PERCENT
ajase-3793	141	1	south africa	GPE
ajase-3793	142	1	fula	ORG
ajase-3793	142	2	2023	CARDINAL
ajase-3793	142	3	lusaka	GPE
ajase-3793	142	4	21	CARDINAL
ajase-3793	142	5	9	CARDINAL
ajase-3793	145	1	lwengo	PERSON
ajase-3793	145	2	2021	CARDINAL
ajase-3793	145	3	zambia	GPE
ajase-3793	147	1	80	CARDINAL
ajase-3793	147	2	five	CARDINAL
ajase-3793	150	1	banda et al	PERSON
ajase-3793	151	1	2022	CARDINAL
ajase-3793	151	2	lusaka	GPE
ajase-3793	151	3	matero	DATE
ajase-3793	151	4	zambia	GPE
ajase-3793	153	1	two	CARDINAL
ajase-3793	153	2	25	CARDINAL
ajase-3793	154	1	14	CARDINAL
ajase-3793	154	2	11	CARDINAL
ajase-3793	154	3	15 8	TIME
ajase-3793	155	1	j. appl	PERSON
ajase-3793	158	1	3(1	CARDINAL
ajase-3793	158	2	154	CARDINAL
ajase-3793	158	3	2024	CARDINAL
ajase-3793	158	4	monthly	DATE
ajase-3793	161	1	zambia	GPE
ajase-3793	162	1	niaz	PERSON
ajase-3793	162	2	iqbal	PERSON
ajase-3793	162	3	2019	DATE
ajase-3793	162	4	pakistan	GPE
ajase-3793	162	5	pare	GPE
ajase-3793	162	6	2021	CARDINAL
ajase-3793	162	7	zambia	GPE
ajase-3793	163	1	islam	NORP
ajase-3793	163	2	2020	DATE
ajase-3793	163	3	2022	CARDINAL
ajase-3793	163	4	zambia	GPE
ajase-3793	164	1	2020	DATE
ajase-3793	165	1	niaz & iqbal	ORG
ajase-3793	165	2	2019	DATE
ajase-3793	165	3	islam	NORP
ajase-3793	165	4	2020	DATE
ajase-3793	167	1	banda et al	PERSON
ajase-3793	168	1	2022	CARDINAL
ajase-3793	168	2	zambia	GPE
ajase-3793	169	1	frisancho & valdivia	ORG
ajase-3793	169	2	2020	DATE
ajase-3793	169	3	mbiakop & oyekale	ORG
ajase-3793	169	4	2017	CARDINAL
ajase-3793	170	1	zambian	NORP
ajase-3793	171	1	1	CARDINAL
ajase-3793	172	1	2023	CARDINAL
ajase-3793	174	1	al.	PERSON
ajase-3793	174	2	2013	DATE
ajase-3793	175	1	2018	DATE
ajase-3793	177	1	adera & abdisa	ORG
ajase-3793	177	2	2023	CARDINAL
ajase-3793	178	1	kenton	GPE
ajase-3793	178	2	2022	CARDINAL
ajase-3793	178	3	2024	DATE
ajase-3793	180	1	1	CARDINAL
ajase-3793	180	2	15 9	TIME
ajase-3793	181	1	j. appl	PERSON
ajase-3793	184	1	3(1	CARDINAL
ajase-3793	184	2	154	CARDINAL
ajase-3793	184	3	2024	DATE
ajase-3793	184	4	2022	CARDINAL
ajase-3793	185	1	lusaka	GPE
ajase-3793	185	2	zambia	GPE
ajase-3793	186	1	2021	DATE
ajase-3793	187	1	lusaka	GPE
ajase-3793	188	1	lusaka	GPE
ajase-3793	188	2	zambia	GPE
ajase-3793	188	3	150	CARDINAL
ajase-3793	189	1	1967	DATE
ajase-3793	189	2	150	CARDINAL
ajase-3793	189	3	109	CARDINAL
ajase-3793	189	4	95%	PERCENT
ajase-3793	190	1	109	CARDINAL
ajase-3793	192	1	campbell et al.	ORG
ajase-3793	192	2	2020	DATE
ajase-3793	197	1	secondary	ORDINAL
ajase-3793	199	1	1	CARDINAL
ajase-3793	201	1	1	CARDINAL
ajase-3793	201	2	access_creditt	PERSON
ajase-3793	201	3	three	CARDINAL
ajase-3793	201	4	two	CARDINAL
ajase-3793	202	1	εt	ORG
ajase-3793	203	1	2	CARDINAL
ajase-3793	203	2	4	CARDINAL
ajase-3793	205	1	1	CARDINAL
ajase-3793	206	1	2	CARDINAL
ajase-3793	206	2	1	CARDINAL
ajase-3793	207	1	3	CARDINAL
ajase-3793	207	2	3	CARDINAL
ajase-3793	208	1	4	DATE
ajase-3793	209	1	1	CARDINAL
ajase-3793	210	1	1	CARDINAL
ajase-3793	210	2	28 25.9	CARDINAL
ajase-3793	210	3	80 74.1	CARDINAL
ajase-3793	210	4	108 100	CARDINAL
ajase-3793	210	5	age 18-24 years	DATE
ajase-3793	210	6	5.6 25-34 years	TIME
ajase-3793	210	7	49.1	CARDINAL
ajase-3793	210	8	35-44 years	DATE
ajase-3793	210	9	45-55 years	DATE
ajase-3793	210	10	108 100	CARDINAL
ajase-3793	210	11	55 50.9	CARDINAL
ajase-3793	210	12	41 38	DATE
ajase-3793	210	13	11 10.2	CARDINAL
ajase-3793	210	14	1 0.9	CARDINAL
ajase-3793	210	15	108 100	CARDINAL
ajase-3793	211	1	16	CARDINAL
ajase-3793	213	1	j. appl	PERSON
ajase-3793	216	1	3(1	CARDINAL
ajase-3793	216	2	154	CARDINAL
ajase-3793	216	3	2024	CARDINAL
ajase-3793	216	4	2 1.9	CARDINAL
ajase-3793	216	5	11	CARDINAL
ajase-3793	216	6	10.2	CARDINAL
ajase-3793	216	7	20 18.5	CARDINAL
ajase-3793	216	8	63	CARDINAL
ajase-3793	216	9	12 11.1	CARDINAL
ajase-3793	216	10	108 100	CARDINAL
ajase-3793	216	11	5 4.6	CARDINAL
ajase-3793	216	12	45	CARDINAL
ajase-3793	216	13	41.7	CARDINAL
ajase-3793	216	14	46 42.6	CARDINAL
ajase-3793	216	15	11	CARDINAL
ajase-3793	216	16	1 0.9	CARDINAL
ajase-3793	216	17	108 100	CARDINAL
ajase-3793	216	18	80	CARDINAL
ajase-3793	216	19	74.1%	PERCENT
ajase-3793	216	20	28	CARDINAL
ajase-3793	216	21	25.9%	PERCENT
ajase-3793	217	1	49.1%	PERCENT
ajase-3793	217	2	53	CARDINAL
ajase-3793	217	3	25-34	DATE
ajase-3793	217	4	38%	PERCENT
ajase-3793	217	5	41	CARDINAL
ajase-3793	217	6	35-44	DATE
ajase-3793	218	1	18-24	DATE
ajase-3793	218	2	5.6%	PERCENT
ajase-3793	218	3	6	CARDINAL
ajase-3793	218	4	45-55	DATE
ajase-3793	218	5	7.4%	PERCENT
ajase-3793	218	6	8	CARDINAL
ajase-3793	219	1	50.9%	PERCENT
ajase-3793	219	2	55	CARDINAL
ajase-3793	219	3	38%	PERCENT
ajase-3793	219	4	41	CARDINAL
ajase-3793	219	5	10.2%	PERCENT
ajase-3793	219	6	11	CARDINAL
ajase-3793	219	7	0.9%	PERCENT
ajase-3793	219	8	1	CARDINAL
ajase-3793	220	1	58.3%	PERCENT
ajase-3793	220	2	63	CARDINAL
ajase-3793	220	3	18.5%	PERCENT
ajase-3793	220	4	20	CARDINAL
ajase-3793	220	5	11.1%	PERCENT
ajase-3793	220	6	12	CARDINAL
ajase-3793	220	7	1.9%	PERCENT
ajase-3793	220	8	2	CARDINAL
ajase-3793	221	1	42.6%	PERCENT
ajase-3793	221	2	46	CARDINAL
ajase-3793	221	3	41.7%	PERCENT
ajase-3793	221	4	45	CARDINAL
ajase-3793	221	5	10.2%	PERCENT
ajase-3793	221	6	11	CARDINAL
ajase-3793	221	7	4.6%	PERCENT
ajase-3793	221	8	5	CARDINAL
ajase-3793	221	9	0.9%	PERCENT
ajase-3793	221	10	1	CARDINAL
ajase-3793	222	1	2	CARDINAL
ajase-3793	224	1	2	CARDINAL
ajase-3793	224	2	1	CARDINAL
ajase-3793	225	1	4.288	CARDINAL
ajase-3793	225	2	0.56	CARDINAL
ajase-3793	225	3	2	CARDINAL
ajase-3793	225	4	1.74 0.44	QUANTITY
ajase-3793	225	5	3	CARDINAL
ajase-3793	225	6	1.61	CARDINAL
ajase-3793	225	7	4	CARDINAL
ajase-3793	225	8	4.33	CARDINAL
ajase-3793	225	9	0.56 0.64	QUANTITY
ajase-3793	225	10	0.133	CARDINAL
ajase-3793	225	11	5	CARDINAL
ajase-3793	225	12	4.36 0.49 0.69	QUANTITY
ajase-3793	225	13	0.143	CARDINAL
ajase-3793	225	14	0.65	CARDINAL
ajase-3793	225	15	6	CARDINAL
ajase-3793	225	16	4.41 0.53 0.53	QUANTITY
ajase-3793	225	17	0.511	CARDINAL
ajase-3793	226	1	0.61	CARDINAL
ajase-3793	226	2	0.05	CARDINAL
ajase-3793	226	3	0.01	CARDINAL
ajase-3793	226	4	2	CARDINAL
ajase-3793	228	1	0.043	CARDINAL
ajase-3793	235	1	0.693	CARDINAL
ajase-3793	235	2	0.01	CARDINAL
ajase-3793	239	1	16 1	CARDINAL
ajase-3793	240	1	j. appl	PERSON
ajase-3793	243	1	3(1	CARDINAL
ajase-3793	243	2	154	CARDINAL
ajase-3793	243	3	2024	DATE
ajase-3793	244	1	3	CARDINAL
ajase-3793	244	2	four	CARDINAL
ajase-3793	244	3	4	CARDINAL
ajase-3793	245	1	3	CARDINAL
ajase-3793	245	2	1	CARDINAL
ajase-3793	245	3	2	CARDINAL
ajase-3793	245	4	3	CARDINAL
ajase-3793	245	5	4	CARDINAL
ajase-3793	245	6	1.112	CARDINAL
ajase-3793	245	7	0.001	CARDINAL
ajase-3793	245	8	0.099	CARDINAL
ajase-3793	245	9	0.082 1.083 0.034	MONEY
ajase-3793	245	10	0.063 0.13	QUANTITY
ajase-3793	245	11	0.056 0.124	CARDINAL
ajase-3793	245	12	0.05	CARDINAL
ajase-3793	245	13	0.077 0.35	QUANTITY
ajase-3793	245	14	0.255	CARDINAL
ajase-3793	245	15	0.082	CARDINAL
ajase-3793	245	16	0.103 0.281	CARDINAL
ajase-3793	245	17	0.102	CARDINAL
ajase-3793	245	18	0.085	CARDINAL
ajase-3793	245	19	0.096 22.82	CARDINAL
ajase-3793	245	20	2.704	CARDINAL
ajase-3793	245	21	0.096	CARDINAL
ajase-3793	245	22	68.15	MONEY
ajase-3793	246	1	0.043 0.63	QUANTITY
ajase-3793	246	2	0.002 0.39	QUANTITY
ajase-3793	246	3	adj r2 -0.017	PERSON
ajase-3793	246	4	0.37	CARDINAL
ajase-3793	246	5	0.597	CARDINAL
ajase-3793	246	6	0.002	CARDINAL
ajase-3793	246	7	5%	PERCENT
ajase-3793	246	8	1%	PERCENT
ajase-3793	246	9	0.1%	PERCENT
ajase-3793	246	10	four	CARDINAL
ajase-3793	248	1	1	CARDINAL
ajase-3793	249	1	0.001	CARDINAL
ajase-3793	250	1	0.034	CARDINAL
ajase-3793	252	1	2	CARDINAL
ajase-3793	253	1	0.633	CARDINAL
ajase-3793	254	1	1%	PERCENT
ajase-3793	254	2	63.3%	PERCENT
ajase-3793	255	1	5%	PERCENT
ajase-3793	256	1	3	CARDINAL
ajase-3793	256	2	0.512	CARDINAL
ajase-3793	257	1	1%	PERCENT
ajase-3793	257	2	51.2%	PERCENT
ajase-3793	258	1	model 4	DATE
ajase-3793	259	1	1%	PERCENT
ajase-3793	259	2	0.9%	PERCENT
ajase-3793	260	1	1%	PERCENT
ajase-3793	260	2	12.4%	PERCENT
ajase-3793	260	3	25.5%	PERCENT
ajase-3793	260	4	28.1%	PERCENT
ajase-3793	260	5	44.3%	PERCENT
ajase-3793	261	1	2	CARDINAL
ajase-3793	262	1	0.633	CARDINAL
ajase-3793	263	1	1%	PERCENT
ajase-3793	263	2	63.3%	PERCENT
ajase-3793	264	1	5%	PERCENT
ajase-3793	265	1	3	CARDINAL
ajase-3793	265	2	0.512	CARDINAL
ajase-3793	266	1	1%	PERCENT
ajase-3793	266	2	51.2%	PERCENT
ajase-3793	267	1	model 4	DATE
ajase-3793	268	1	1%	PERCENT
ajase-3793	268	2	0.9%	PERCENT
ajase-3793	269	1	1%	PERCENT
ajase-3793	269	2	12.4%	PERCENT
ajase-3793	269	3	25.5%	PERCENT
ajase-3793	269	4	28.1%	PERCENT
ajase-3793	269	5	44.3%	PERCENT
ajase-3793	272	1	4	CARDINAL
ajase-3793	275	1	0.002	CARDINAL
ajase-3793	275	2	0.607	CARDINAL
ajase-3793	276	1	5	CARDINAL
ajase-3793	276	2	anova	ORG
ajase-3793	277	1	5	CARDINAL
ajase-3793	277	2	16 2	CARDINAL
ajase-3793	278	1	j. appl	PERSON
ajase-3793	281	1	3(1	CARDINAL
ajase-3793	281	2	154	CARDINAL
ajase-3793	281	3	2024	DATE
ajase-3793	281	4	first	ORDINAL
ajase-3793	282	1	2	CARDINAL
ajase-3793	282	2	3	DATE
ajase-3793	282	3	4	CARDINAL
ajase-3793	282	4	0.001	CARDINAL
ajase-3793	284	1	4	CARDINAL
ajase-3793	284	2	r2 standard	FAC
ajase-3793	284	3	df1 df2	ORG
ajase-3793	285	1	1	CARDINAL
ajase-3793	285	2	0.002	CARDINAL
ajase-3793	285	3	.397	CARDINAL
ajase-3793	285	4	0.395	CARDINAL
ajase-3793	286	1	24.833	MONEY
ajase-3793	287	1	0.102 24.008 1 102 .000	MONEY
ajase-3793	287	2	a.	PERSON
ajase-3793	287	3	5	CARDINAL
ajase-3793	287	4	anova	ORG
ajase-3793	287	5	1	CARDINAL
ajase-3793	287	6	2 .030	CARDINAL
ajase-3793	288	1	105 .316	CARDINAL
ajase-3793	288	2	107 2	CARDINAL
ajase-3793	288	3	104	CARDINAL
ajase-3793	288	4	33.227	CARDINAL
ajase-3793	288	5	107 3	CARDINAL
ajase-3793	288	6	17.083	CARDINAL
ajase-3793	288	7	16.144 103	CARDINAL
ajase-3793	288	8	33.227	CARDINAL
ajase-3793	288	9	107 4	CARDINAL
ajase-3793	289	1	12.764 102 .125	MONEY
ajase-3793	289	2	107	CARDINAL
ajase-3793	289	3	zambia	GPE
ajase-3793	290	1	1%	PERCENT
ajase-3793	290	2	25.5%	PERCENT
ajase-3793	290	3	28.1%	PERCENT
ajase-3793	290	4	44.3%	PERCENT
ajase-3793	291	1	zambia	GPE
ajase-3793	292	1	10	CARDINAL
ajase-3793	292	2	zambia	GPE
ajase-3793	292	3	the afri-zam	FAC
ajase-3793	294	1	6	CARDINAL
ajase-3793	295	1	five	CARDINAL
ajase-3793	295	2	7	CARDINAL
ajase-3793	295	3	eight	CARDINAL
ajase-3793	296	1	3	CARDINAL
ajase-3793	297	1	16 3	CARDINAL
ajase-3793	298	1	j. appl	PERSON
ajase-3793	301	1	3(1	CARDINAL
ajase-3793	301	2	154	CARDINAL
ajase-3793	301	3	2024	CARDINAL
ajase-3793	301	4	6	CARDINAL
ajase-3793	302	1	80%	PERCENT
ajase-3793	302	2	8/10	CARDINAL
ajase-3793	303	1	60%	PERCENT
ajase-3793	303	2	6/10	CARDINAL
ajase-3793	304	1	50%	PERCENT
ajase-3793	304	2	5/10	CARDINAL
ajase-3793	305	1	90%	PERCENT
ajase-3793	305	2	9	CARDINAL
ajase-3793	306	1	80%	PERCENT
ajase-3793	306	2	six	CARDINAL
ajase-3793	306	3	6	CARDINAL
ajase-3793	306	4	60%	PERCENT
ajase-3793	308	1	only five	CARDINAL
ajase-3793	308	2	50%	PERCENT
ajase-3793	310	1	90%	PERCENT
ajase-3793	312	1	eight	CARDINAL
ajase-3793	312	2	80%	PERCENT
ajase-3793	314	1	7	CARDINAL
ajase-3793	314	2	the afri-zam	FAC
ajase-3793	315	1	up to 80%	PERCENT
ajase-3793	315	2	8/10	CARDINAL
ajase-3793	316	1	1	CARDINAL
ajase-3793	317	1	7	CARDINAL
ajase-3793	318	1	80%	PERCENT
ajase-3793	318	2	8/10	CARDINAL
ajase-3793	319	1	60%	PERCENT
ajase-3793	319	2	6/10	CARDINAL
ajase-3793	320	1	80%	PERCENT
ajase-3793	320	2	8/10	CARDINAL
ajase-3793	321	1	90%	PERCENT
ajase-3793	321	2	9/10	CARDINAL
ajase-3793	322	1	60%	PERCENT
ajase-3793	322	2	6/10	CARDINAL
ajase-3793	322	3	60%	PERCENT
ajase-3793	324	1	c3	ORG
ajase-3793	324	2	eight	CARDINAL
ajase-3793	324	3	80%	PERCENT
ajase-3793	326	1	16 4	CARDINAL
ajase-3793	327	1	j. appl	PERSON
ajase-3793	330	1	3(1	CARDINAL
ajase-3793	330	2	154	CARDINAL
ajase-3793	330	3	2024	CARDINAL
ajase-3793	330	4	up to 90%	PERCENT
ajase-3793	330	5	9/10	CARDINAL
ajase-3793	332	1	8	CARDINAL
ajase-3793	333	1	70%	PERCENT
ajase-3793	333	2	7/10	CARDINAL
ajase-3793	334	1	60%	PERCENT
ajase-3793	334	2	6/10	CARDINAL
ajase-3793	335	1	70%	PERCENT
ajase-3793	335	2	7/10	CARDINAL
ajase-3793	336	1	90%	PERCENT
ajase-3793	336	2	9/10	CARDINAL
ajase-3793	337	1	100%	PERCENT
ajase-3793	337	2	8	CARDINAL
ajase-3793	337	3	the afri-zam	FAC
ajase-3793	338	1	zambia	GPE
ajase-3793	340	1	61.6%	PERCENT
ajase-3793	341	1	1%	PERCENT
ajase-3793	341	2	25.5%	PERCENT
ajase-3793	341	3	28.1%	PERCENT
ajase-3793	341	4	44.3%	PERCENT
ajase-3793	342	1	frisancho & valdivia	ORG
ajase-3793	342	2	2020	DATE
ajase-3793	342	3	peru	GPE
ajase-3793	343	1	afri-zam	ORG
ajase-3793	343	2	pare	ORG
ajase-3793	343	3	2021	DATE
ajase-3793	345	1	zimbabwe	GPE
ajase-3793	345	2	malawi	GPE
ajase-3793	345	3	2021	CARDINAL
ajase-3793	345	4	2021	DATE
ajase-3793	347	1	zambia	GPE
ajase-3793	352	1	adai	ORG
ajase-3793	352	2	s. m., & rashid	PERSON
ajase-3793	352	3	b. n.	PERSON
ajase-3793	352	4	2023	CARDINAL
ajase-3793	353	1	turkish	NORP
ajase-3793	353	2	iraqi	NORP
ajase-3793	354	1	13(3	CARDINAL
ajase-3793	354	2	331–344	CARDINAL
ajase-3793	355	1	adera, a., & abdisa	ORG
ajase-3793	355	2	l.	PERSON
ajase-3793	355	3	2023	CARDINAL
ajase-3793	356	1	ethiopia	GPE
ajase-3793	357	1	economics & finance	ORG
ajase-3793	357	2	11(2	CARDINAL
ajase-3793	358	1	aidoo-mensah	PERSON
ajase-3793	358	2	2018	DATE
ajase-3793	360	1	18(3	DATE
ajase-3793	360	2	133–143	CARDINAL
ajase-3793	361	1	asif	PERSON
ajase-3793	361	2	g.	PERSON
ajase-3793	361	3	jamal	GPE
ajase-3793	361	4	w. n.	PERSON
ajase-3793	361	5	hafeez	GPE
ajase-3793	361	6	r. m. z.	PERSON
ajase-3793	361	7	razzaq	PERSON
ajase-3793	361	8	r., & ashraf	ORG
ajase-3793	361	9	m. w.	PERSON
ajase-3793	361	10	2021	CARDINAL
ajase-3793	362	1	punjab	NORP
ajase-3793	363	1	113–125	CARDINAL
ajase-3793	363	2	banda	ORG
ajase-3793	363	3	m.	PERSON
ajase-3793	363	4	moonga	GPE
ajase-3793	363	5	h., & mbewe	ORG
ajase-3793	363	6	a.	PERSON
ajase-3793	363	7	2022	CARDINAL
ajase-3793	364	1	zambia	GPE
ajase-3793	365	1	2(1	CARDINAL
ajase-3793	365	2	105–110	CARDINAL
ajase-3793	366	1	banerjee	GPE
ajase-3793	366	2	s., & jackson	ORG
ajase-3793	366	3	2017	CARDINAL
ajase-3793	369	1	zambia	GPE
ajase-3793	370	1	2022	CARDINAL
ajase-3793	372	1	lusaka	GPE
ajase-3793	372	2	zambia	GPE
ajase-3793	373	1	https://www.boz.zm/	GPE
ajase-3793	373	2	16 5	CARDINAL
ajase-3793	374	1	j. appl	PERSON
ajase-3793	377	1	3(1	CARDINAL
ajase-3793	377	2	154	CARDINAL
ajase-3793	377	3	2024	CARDINAL
ajase-3793	377	4	s., & singh	ORG
ajase-3793	377	5	s.	PERSON
ajase-3793	377	6	2019	DATE
ajase-3793	379	1	44(4	CARDINAL
ajase-3793	380	1	bhusare	PERSON
ajase-3793	380	2	s., & chanda	ORG
ajase-3793	380	3	r.	NORP
ajase-3793	380	4	2017	CARDINAL
ajase-3793	382	1	ira-international journal of management & social sciences	ORG
ajase-3793	382	2	6(3	CARDINAL
ajase-3793	382	3	365	CARDINAL
ajase-3793	383	1	campbell	ORG
ajase-3793	383	2	s., greenwood	PERSON
ajase-3793	383	3	m.	PERSON
ajase-3793	383	4	s.	GPE
ajase-3793	383	5	shearer	ORG
ajase-3793	383	6	t.	GPE
ajase-3793	383	7	k.	PERSON
ajase-3793	383	8	s., & walker	ORG
ajase-3793	383	9	2020	DATE
ajase-3793	386	1	25(8	CARDINAL
ajase-3793	386	2	652–661	CARDINAL
ajase-3793	387	1	2018	DATE
ajase-3793	388	1	vulamkoko village	GPE
ajase-3793	388	2	katete district	GPE
ajase-3793	388	3	zambia	GPE
ajase-3793	390	1	dfid	GPE
ajase-3793	391	1	2012	DATE
ajase-3793	393	1	lusaka	GPE
ajase-3793	393	2	zambia	GPE
ajase-3793	393	3	dfid	GPE
ajase-3793	394	1	frisancho	PERSON
ajase-3793	394	2	& valdivia	ORG
ajase-3793	394	3	m. (2020).	ORG
ajase-3793	397	1	fula	ORG
ajase-3793	397	2	2023	CARDINAL
ajase-3793	398	1	lusaka	GPE
ajase-3793	399	1	the copperbelt university	ORG
ajase-3793	400	1	d., & owusu-yeboah	ORG
ajase-3793	400	2	2020	DATE
ajase-3793	401	1	ghana	GPE
ajase-3793	402	1	377–404	CARDINAL
ajase-3793	403	1	zambia	GPE
ajase-3793	404	1	grz	PERSON
ajase-3793	405	1	2018	DATE
ajase-3793	406	1	7th	ORDINAL
ajase-3793	407	1	unfpa	ORG
ajase-3793	407	2	zambia	GPE
ajase-3793	407	3	harvey	GPE
ajase-3793	407	4	m., & cristani	ORG
ajase-3793	407	5	f.	PERSON
ajase-3793	407	6	2022	CARDINAL
ajase-3793	409	1	8	CARDINAL
ajase-3793	409	2	178–192	CARDINAL
ajase-3793	410	1	m. r.	PERSON
ajase-3793	410	2	banerjee	GPE
ajase-3793	410	3	s.	GPE
ajase-3793	410	4	tiwari	PERSON
ajase-3793	410	5	m. k.	PERSON
ajase-3793	410	6	2022	CARDINAL
ajase-3793	412	1	central india	LOC
ajase-3793	412	2	11(2	CARDINAL
ajase-3793	412	3	472	CARDINAL
ajase-3793	412	4	479	CARDINAL
ajase-3793	413	1	https://doi.org/10.4103/jfmpc.jfmpc_2495_20	NORP
ajase-3793	413	2	islam	NORP
ajase-3793	413	3	rahman	PERSON
ajase-3793	413	4	n.	PERSON
ajase-3793	413	5	hassan	PERSON
ajase-3793	413	6	r., & samiha	ORG
ajase-3793	413	7	z.	PERSON
ajase-3793	413	8	2020	DATE
ajase-3793	414	1	bangladesh	GPE
ajase-3793	415	1	social science review	ORG
ajase-3793	415	2	quarterly	DATE
ajase-3793	415	3	1(1	CARDINAL
ajase-3793	415	4	14–26	CARDINAL
ajase-3793	416	1	kagan	PERSON
ajase-3793	416	2	j.	PERSON
ajase-3793	416	3	2024	CARDINAL
ajase-3793	420	1	kenton	GPE
ajase-3793	420	2	w.	PERSON
ajase-3793	420	3	2022	CARDINAL
ajase-3793	421	1	social capital	ORG
ajase-3793	422	1	lweendo	PERSON
ajase-3793	422	2	2021	CARDINAL
ajase-3793	424	1	university of zambia	ORG
ajase-3793	425	1	magali	PERSON
ajase-3793	425	2	j.	PERSON
ajase-3793	425	3	2021	CARDINAL
ajase-3793	426	1	kilimanjaro	GPE
ajase-3793	426	2	tanzania	GPE
ajase-3793	427	1	business education journal	ORG
ajase-3793	427	2	10(1	CARDINAL
ajase-3793	427	3	1–12	CARDINAL
ajase-3793	428	1	maganga	PERSON
ajase-3793	428	2	a.	PERSON
ajase-3793	428	3	2021	CARDINAL
ajase-3793	429	1	malawi	GPE
ajase-3793	430	1	190–212	CARDINAL
ajase-3793	430	2	w., & oyekale	ORG
ajase-3793	430	3	a.	PERSON
ajase-3793	430	4	2017	CARDINAL
ajase-3793	431	1	south africa	GPE
ajase-3793	432	1	journal of agribusiness	ORG
ajase-3793	433	1	mbiro	PERSON
ajase-3793	433	2	2021	CARDINAL
ajase-3793	434	1	chimanimani	GPE
ajase-3793	434	2	zimbabwe	GPE
ajase-3793	434	3	13(1	CARDINAL
ajase-3793	435	1	mtae	PERSON
ajase-3793	435	2	2023	CARDINAL
ajase-3793	436	1	tanzania	GPE
ajase-3793	437	1	east african journal of education	ORG
ajase-3793	437	2	4(4	CARDINAL
ajase-3793	437	3	112–121	CARDINAL
ajase-3793	438	1	meki	PERSON
ajase-3793	438	2	m., & quinn	ORG
ajase-3793	438	3	2024	CARDINAL
ajase-3793	440	1	oxford	NORP
ajase-3793	440	2	1–7	CARDINAL
ajase-3793	440	3	b.	PERSON
ajase-3793	440	4	2022	CARDINAL
ajase-3793	442	1	11(55	CARDINAL
ajase-3793	443	1	w.	PERSON
ajase-3793	443	2	msaky	ORG
ajase-3793	443	3	d.	NORP
ajase-3793	443	4	binyaruka	GPE
ajase-3793	443	5	& kaindoa	ORG
ajase-3793	443	6	w.	PERSON
ajase-3793	443	7	2023	CARDINAL
ajase-3793	444	1	tanzania	GPE
ajase-3793	445	1	plos global public health	PERSON
ajase-3793	445	2	3(11	CARDINAL
ajase-3793	446	1	morsy	PERSON
ajase-3793	446	2	2020	DATE
ajase-3793	449	1	elibrary.imf.org/view/journals/022/0057/001/ article-a015-en.xml	GPE
ajase-3793	449	2	j., & qutieshat	ORG
ajase-3793	449	3	a.	PERSON
ajase-3793	449	4	2021	CARDINAL
ajase-3793	450	1	zambia	GPE
ajase-3793	451	1	social sciences studies	ORG
ajase-3793	451	2	3(11	CARDINAL
ajase-3793	451	3	54–61	DATE
ajase-3793	452	1	mwaka	ORG
ajase-3793	452	2	s.	PERSON
ajase-3793	452	3	2020	DATE
ajase-3793	454	1	university of zambia	ORG
ajase-3793	455	1	niaz, m., & iqbal	PERSON
ajase-3793	455	2	m.	PERSON
ajase-3793	455	3	2019	DATE
ajase-3793	456	1	pakistan	GPE
ajase-3793	457	1	ssrn electronic journal.	ORG
ajase-3793	458	1	https://doi.org/10.2139/ ssrn.3506429 omar	ORG
ajase-3793	458	2	m., & inaba	ORG
ajase-3793	458	3	k.	PERSON
ajase-3793	458	4	2020	DATE
ajase-3793	461	1	9(37	CARDINAL
ajase-3793	462	1	pare	PERSON
ajase-3793	462	2	z.	PERSON
ajase-3793	462	3	2021	CARDINAL
ajase-3793	464	1	mahurin	PERSON
ajase-3793	466	1	2024	CARDINAL
ajase-3793	467	1	the united states	GPE
ajase-3793	467	2	2014	DATE
ajase-3793	467	3	2023	CARDINAL
ajase-3793	468	1	american journal of applied statistics and economics	ORG
ajase-3793	468	2	3(1	CARDINAL
ajase-3793	468	3	136–144	CARDINAL
ajase-3793	469	1	https://doi.org/10.54536/	DATE
ajase-3793	469	2	shiller	ORG
ajase-3793	469	3	r. j.	PERSON
ajase-3793	469	4	2008	DATE
ajase-3793	470	1	today	DATE
ajase-3793	471	1	princeton university press	ORG
ajase-3793	472	1	2022	CARDINAL
ajase-3793	473	1	soweto	GPE
ajase-3793	473	2	lusaka	GPE
ajase-3793	474	1	lusaka	GPE
ajase-3793	474	2	the university of zambia	ORG
ajase-3793	475	1	thomas	PERSON
ajase-3793	475	2	r.	PERSON
ajase-3793	475	3	2023	CARDINAL
ajase-3793	476	1	enago academy	ORG
ajase-3793	478	1	16 6	CARDINAL
ajase-3793	479	1	j. appl	PERSON
ajase-3793	482	1	3(1	CARDINAL
ajase-3793	482	2	154	CARDINAL
ajase-3793	482	3	2024	CARDINAL
ajase-3793	482	4	f.	PERSON
ajase-3793	482	5	j., & kozak	ORG
ajase-3793	482	6	r.	NORP
ajase-3793	482	7	2013	DATE
ajase-3793	483	1	gambia	GPE
ajase-3793	484	1	the journal of development studies	ORG
ajase-3793	484	2	49(3	CARDINAL
ajase-3793	485	1	tria	PERSON
ajase-3793	485	2	d.	NORP
ajase-3793	485	3	harun	PERSON
ajase-3793	485	4	m., & alam	ORG
ajase-3793	485	5	m.(2022	PERSON
ajase-3793	487	1	economics & finance	ORG
ajase-3793	488	1	van maanen	PERSON
ajase-3793	488	2	2004	DATE
ajase-3793	490	1	sgo uitgeverij	ORG
ajase-3793	491	1	wakunuma	GPE
ajase-3793	491	2	k.	PERSON
ajase-3793	491	3	j., & beck	ORG
ajase-3793	491	4	r.	PERSON
ajase-3793	491	5	2019	DATE
ajase-3793	492	1	zambia	GPE
ajase-3793	493	1	85(3	TIME
ajase-3793	494	1	world bank	ORG
ajase-3793	494	2	wb	PERSON
ajase-3793	494	3	2017	CARDINAL
ajase-3793	495	1	the world bank	ORG
ajase-3793	496	1	worldbank.org/en/news/feature/2017/11/08/ zambia	PERSON
ajase-3793	497	1	2023	CARDINAL
ajase-3793	498	1	world bank	ORG
ajase-3793	498	2	fiscal years 2014–22	DATE
ajase-3793	500	1	washington	GPE
ajase-3793	500	2	dc	GPE
ajase-3793	500	3	world bank	ORG
ajase-3793	502	1	t. (1967).	ORG
ajase-3793	504	1	harper	PERSON
ajase-3793	504	2	new york	GPE
ajase-3793	505	1	yan	PERSON
ajase-3793	505	2	c., tatyana g	PERSON
ajase-3793	505	3	s., & liang	ORG
ajase-3793	505	4	x.	GPE
ajase-3793	505	5	2024	CARDINAL
ajase-3793	507	1	american journal of applied statistics and economics	ORG
ajase-3793	507	2	3(1	CARDINAL
ajase-3793	507	3	73–79	DATE
ajase-3793	508	1	https://doi.org/10.54536/	DATE
ajase-3793	508	2	yunus	GPE
ajase-3793	508	3	m. (	PERSON
ajase-3793	508	4	1999	DATE
ajase-3793	511	1	zipar	GPE
ajase-3793	512	1	2019	DATE
ajase-3793	513	1	30	CARDINAL
ajase-3793	514	1	zipar lusaka	GPE
ajase-3793	514	2	zambia	GPE