id	sid	tid	token	lemma	pos
ajase-2616	1	1	pa	pa	PROPN
ajase-2616	1	2	ge	ge	PROPN
ajase-2616	1	3	1	1	NUM
ajase-2616	1	4	pa	pa	PROPN
ajase-2616	1	5	ge	ge	PROPN
ajase-2616	1	6	92	92	NUM
ajase-2616	1	7	american	american	ADJ
ajase-2616	1	8	journal	journal	NOUN
ajase-2616	1	9	of	of	ADP
ajase-2616	1	10	applied	apply	VERB
ajase-2616	1	11	statistics	statistic	NOUN
ajase-2616	1	12	and	and	CCONJ
ajase-2616	1	13	economics	economic	NOUN
ajase-2616	1	14	(	(	PUNCT
ajase-2616	1	15	ajase	ajase	ADV
ajase-2616	1	16	)	)	PUNCT
ajase-2616	1	17	the	the	DET
ajase-2616	1	18	efficacy	efficacy	NOUN
ajase-2616	1	19	of	of	ADP
ajase-2616	1	20	vicoba	vicoba	NOUN
ajase-2616	1	21	intervention	intervention	NOUN
ajase-2616	1	22	in	in	ADP
ajase-2616	1	23	alleviating	alleviate	VERB
ajase-2616	1	24	poverty	poverty	NOUN
ajase-2616	1	25	in	in	ADP
ajase-2616	1	26	emerging	emerge	VERB
ajase-2616	1	27	economies	economy	NOUN
ajase-2616	1	28	:	:	PUNCT
ajase-2616	1	29	a	a	DET
ajase-2616	1	30	study	study	NOUN
ajase-2616	1	31	of	of	ADP
ajase-2616	1	32	the	the	DET
ajase-2616	1	33	orgut	orgut	NOUN
ajase-2616	1	34	sedit	sedit	NOUN
ajase-2616	1	35	vicoba	vicoba	NOUN
ajase-2616	1	36	lending	lending	NOUN
ajase-2616	1	37	scheme	scheme	NOUN
ajase-2616	1	38	project	project	NOUN
ajase-2616	1	39	in	in	ADP
ajase-2616	1	40	morogoro	morogoro	PROPN
ajase-2616	1	41	,	,	PUNCT
ajase-2616	1	42	tanzania	tanzania	PROPN
ajase-2616	1	43	jacob	jacob	PROPN
ajase-2616	1	44	kilamlya1	kilamlya1	PROPN
ajase-2616	1	45	*	*	PROPN
ajase-2616	1	46	,	,	PUNCT
ajase-2616	1	47	dickson	dickson	PROPN
ajase-2616	1	48	utonga1	utonga1	PROPN
ajase-2616	1	49	volume	volume	NOUN
ajase-2616	1	50	3	3	NUM
ajase-2616	1	51	issue	issue	NOUN
ajase-2616	1	52	1	1	NUM
ajase-2616	1	53	,	,	PUNCT
ajase-2616	1	54	year	year	NOUN
ajase-2616	1	55	2024	2024	NUM
ajase-2616	1	56	issn	issn	X
ajase-2616	1	57	:	:	PUNCT
ajase-2616	1	58	2992	2992	NUM
ajase-2616	1	59	-	-	PUNCT
ajase-2616	1	60	927x	927x	NOUN
ajase-2616	1	61	(	(	PUNCT
ajase-2616	1	62	online	online	ADJ
ajase-2616	1	63	)	)	PUNCT
ajase-2616	1	64	doi	doi	NOUN
ajase-2616	1	65	:	:	PUNCT
ajase-2616	1	66	https://doi.org/10.54536/ajase.v3i1.2616	https://doi.org/10.54536/ajase.v3i1.2616	VERB
ajase-2616	1	67	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	NOUN
ajase-2616	1	68	article	article	NOUN
ajase-2616	1	69	information	information	NOUN
ajase-2616	1	70	abstract	abstract	ADV
ajase-2616	1	71	received	receive	VERB
ajase-2616	1	72	:	:	PUNCT
ajase-2616	1	73	march	march	PROPN
ajase-2616	1	74	05	05	NUM
ajase-2616	1	75	,	,	PUNCT
ajase-2616	1	76	2024	2024	NUM
ajase-2616	1	77	accepted	accept	VERB
ajase-2616	1	78	:	:	PUNCT
ajase-2616	1	79	april	april	PROPN
ajase-2616	1	80	03	03	NUM
ajase-2616	1	81	,	,	PUNCT
ajase-2616	1	82	2024	2024	NUM
ajase-2616	1	83	published	publish	VERB
ajase-2616	1	84	:	:	PUNCT
ajase-2616	1	85	april	april	PROPN
ajase-2616	1	86	06	06	NUM
ajase-2616	1	87	,	,	PUNCT
ajase-2616	1	88	2024	2024	NUM
ajase-2616	1	89	microfinance	microfinance	NOUN
ajase-2616	1	90	institutions	institution	NOUN
ajase-2616	1	91	have	have	AUX
ajase-2616	1	92	emerged	emerge	VERB
ajase-2616	1	93	as	as	ADP
ajase-2616	1	94	crucial	crucial	ADJ
ajase-2616	1	95	agents	agent	NOUN
ajase-2616	1	96	in	in	ADP
ajase-2616	1	97	the	the	DET
ajase-2616	1	98	fight	fight	NOUN
ajase-2616	1	99	against	against	ADP
ajase-2616	1	100	poverty	poverty	NOUN
ajase-2616	1	101	,	,	PUNCT
ajase-2616	1	102	particularly	particularly	ADV
ajase-2616	1	103	in	in	ADP
ajase-2616	1	104	emerging	emerge	VERB
ajase-2616	1	105	economies	economy	NOUN
ajase-2616	1	106	.	.	PUNCT
ajase-2616	2	1	despite	despite	SCONJ
ajase-2616	2	2	debates	debate	NOUN
ajase-2616	2	3	about	about	ADP
ajase-2616	2	4	their	their	PRON
ajase-2616	2	5	effectiveness	effectiveness	NOUN
ajase-2616	2	6	,	,	PUNCT
ajase-2616	2	7	microfinance	microfinance	NOUN
ajase-2616	2	8	interventions	intervention	NOUN
ajase-2616	2	9	have	have	AUX
ajase-2616	2	10	contributed	contribute	VERB
ajase-2616	2	11	positively	positively	ADV
ajase-2616	2	12	to	to	PART
ajase-2616	2	13	socio	socio	VERB
ajase-2616	2	14	-	-	PUNCT
ajase-2616	2	15	economic	economic	ADJ
ajase-2616	2	16	conditions	condition	NOUN
ajase-2616	2	17	,	,	PUNCT
ajase-2616	2	18	improving	improve	VERB
ajase-2616	2	19	livelihood	livelihood	NOUN
ajase-2616	2	20	access	access	NOUN
ajase-2616	2	21	.	.	PUNCT
ajase-2616	3	1	recognising	recognise	VERB
ajase-2616	3	2	the	the	DET
ajase-2616	3	3	importance	importance	NOUN
ajase-2616	3	4	of	of	ADP
ajase-2616	3	5	the	the	DET
ajase-2616	3	6	microfinance	microfinance	NOUN
ajase-2616	3	7	subsector	subsector	NOUN
ajase-2616	3	8	,	,	PUNCT
ajase-2616	3	9	tanzania	tanzania	PROPN
ajase-2616	3	10	has	have	AUX
ajase-2616	3	11	instituted	institute	VERB
ajase-2616	3	12	tools	tool	NOUN
ajase-2616	3	13	to	to	PART
ajase-2616	3	14	foster	foster	VERB
ajase-2616	3	15	financial	financial	ADJ
ajase-2616	3	16	inclusion	inclusion	NOUN
ajase-2616	3	17	.	.	PUNCT
ajase-2616	4	1	the	the	DET
ajase-2616	4	2	village	village	NOUN
ajase-2616	4	3	community	community	NOUN
ajase-2616	4	4	banks	bank	NOUN
ajase-2616	4	5	(	(	PUNCT
ajase-2616	4	6	vicoba	vicoba	NOUN
ajase-2616	4	7	)	)	PUNCT
ajase-2616	4	8	are	be	AUX
ajase-2616	4	9	an	an	DET
ajase-2616	4	10	example	example	NOUN
ajase-2616	4	11	of	of	ADP
ajase-2616	4	12	these	these	DET
ajase-2616	4	13	efforts	effort	NOUN
ajase-2616	4	14	,	,	PUNCT
ajase-2616	4	15	aiming	aim	VERB
ajase-2616	4	16	to	to	PART
ajase-2616	4	17	empower	empower	VERB
ajase-2616	4	18	marginalised	marginalise	VERB
ajase-2616	4	19	communities	community	NOUN
ajase-2616	4	20	through	through	ADP
ajase-2616	4	21	financial	financial	ADJ
ajase-2616	4	22	inclusion	inclusion	NOUN
ajase-2616	4	23	and	and	CCONJ
ajase-2616	4	24	access	access	NOUN
ajase-2616	4	25	to	to	ADP
ajase-2616	4	26	credit	credit	NOUN
ajase-2616	4	27	.	.	PUNCT
ajase-2616	5	1	this	this	DET
ajase-2616	5	2	study	study	NOUN
ajase-2616	5	3	assesses	assess	VERB
ajase-2616	5	4	the	the	DET
ajase-2616	5	5	effectiveness	effectiveness	NOUN
ajase-2616	5	6	of	of	ADP
ajase-2616	5	7	the	the	DET
ajase-2616	5	8	vicoba	vicoba	NOUN
ajase-2616	5	9	intervention	intervention	NOUN
ajase-2616	5	10	in	in	ADP
ajase-2616	5	11	alleviating	alleviate	VERB
ajase-2616	5	12	poverty	poverty	NOUN
ajase-2616	5	13	in	in	ADP
ajase-2616	5	14	morogoro	morogoro	PROPN
ajase-2616	5	15	district	district	PROPN
ajase-2616	5	16	,	,	PUNCT
ajase-2616	5	17	tanzania	tanzania	PROPN
ajase-2616	5	18	.	.	PUNCT
ajase-2616	6	1	using	use	VERB
ajase-2616	6	2	a	a	DET
ajase-2616	6	3	cross	cross	ADJ
ajase-2616	6	4	-	-	ADJ
ajase-2616	6	5	sectional	sectional	ADJ
ajase-2616	6	6	design	design	NOUN
ajase-2616	6	7	and	and	CCONJ
ajase-2616	6	8	logistic	logistic	ADJ
ajase-2616	6	9	regression	regression	NOUN
ajase-2616	6	10	analysis	analysis	NOUN
ajase-2616	6	11	,	,	PUNCT
ajase-2616	6	12	the	the	DET
ajase-2616	6	13	study	study	NOUN
ajase-2616	6	14	examines	examine	VERB
ajase-2616	6	15	the	the	DET
ajase-2616	6	16	relationship	relationship	NOUN
ajase-2616	6	17	between	between	ADP
ajase-2616	6	18	key	key	ADJ
ajase-2616	6	19	variables	variable	NOUN
ajase-2616	6	20	(	(	PUNCT
ajase-2616	6	21	access	access	NOUN
ajase-2616	6	22	to	to	ADP
ajase-2616	6	23	credit	credit	NOUN
ajase-2616	6	24	,	,	PUNCT
ajase-2616	6	25	ability	ability	NOUN
ajase-2616	6	26	to	to	PART
ajase-2616	6	27	save	save	VERB
ajase-2616	6	28	,	,	PUNCT
ajase-2616	6	29	access	access	NOUN
ajase-2616	6	30	to	to	ADP
ajase-2616	6	31	insurance	insurance	NOUN
ajase-2616	6	32	services	service	NOUN
ajase-2616	6	33	,	,	PUNCT
ajase-2616	6	34	entrepreneurship	entrepreneurship	NOUN
ajase-2616	6	35	skills	skill	NOUN
ajase-2616	6	36	)	)	PUNCT
ajase-2616	6	37	and	and	CCONJ
ajase-2616	6	38	poverty	poverty	NOUN
ajase-2616	6	39	alleviation	alleviation	NOUN
ajase-2616	6	40	.	.	PUNCT
ajase-2616	7	1	the	the	DET
ajase-2616	7	2	results	result	NOUN
ajase-2616	7	3	show	show	VERB
ajase-2616	7	4	the	the	DET
ajase-2616	7	5	effectiveness	effectiveness	NOUN
ajase-2616	7	6	of	of	ADP
ajase-2616	7	7	access	access	NOUN
ajase-2616	7	8	to	to	ADP
ajase-2616	7	9	credit	credit	NOUN
ajase-2616	7	10	,	,	PUNCT
ajase-2616	7	11	savings	saving	NOUN
ajase-2616	7	12	,	,	PUNCT
ajase-2616	7	13	and	and	CCONJ
ajase-2616	7	14	access	access	NOUN
ajase-2616	7	15	to	to	ADP
ajase-2616	7	16	insurance	insurance	NOUN
ajase-2616	7	17	services	service	NOUN
ajase-2616	7	18	in	in	ADP
ajase-2616	7	19	poverty	poverty	NOUN
ajase-2616	7	20	alleviation	alleviation	NOUN
ajase-2616	7	21	.	.	PUNCT
ajase-2616	8	1	keywords	keyword	VERB
ajase-2616	8	2	vicoba	vicoba	NOUN
ajase-2616	8	3	,	,	PUNCT
ajase-2616	8	4	microfinance	microfinance	NOUN
ajase-2616	8	5	,	,	PUNCT
ajase-2616	8	6	poverty	poverty	NOUN
ajase-2616	8	7	alleviation	alleviation	NOUN
ajase-2616	8	8	,	,	PUNCT
ajase-2616	8	9	effectiveness	effectiveness	NOUN
ajase-2616	8	10	,	,	PUNCT
ajase-2616	8	11	financial	financial	ADJ
ajase-2616	8	12	inclusion	inclusion	NOUN
ajase-2616	8	13	,	,	PUNCT
ajase-2616	8	14	tanzania	tanzania	PROPN
ajase-2616	8	15	1	1	NUM
ajase-2616	8	16	department	department	NOUN
ajase-2616	8	17	of	of	ADP
ajase-2616	8	18	project	project	NOUN
ajase-2616	8	19	planning	planning	NOUN
ajase-2616	8	20	and	and	CCONJ
ajase-2616	8	21	management	management	NOUN
ajase-2616	8	22	,	,	PUNCT
ajase-2616	8	23	tengeru	tengeru	PROPN
ajase-2616	8	24	institute	institute	PROPN
ajase-2616	8	25	of	of	ADP
ajase-2616	8	26	community	community	PROPN
ajase-2616	8	27	development	development	PROPN
ajase-2616	8	28	,	,	PUNCT
ajase-2616	8	29	arusha	arusha	PROPN
ajase-2616	8	30	,	,	PUNCT
ajase-2616	8	31	tanzania	tanzania	PROPN
ajase-2616	8	32	*	*	PUNCT
ajase-2616	8	33	corresponding	correspond	VERB
ajase-2616	8	34	author	author	NOUN
ajase-2616	8	35	’s	’s	PART
ajase-2616	8	36	e	e	NOUN
ajase-2616	8	37	-	-	NOUN
ajase-2616	8	38	mail	mail	NOUN
ajase-2616	8	39	:	:	PUNCT
ajase-2616	8	40	jacobkilamlya80@gmail.com	jacobkilamlya80@gmail.com	X
ajase-2616	8	41	introduction	introduction	NOUN
ajase-2616	8	42	microfinance	microfinance	NOUN
ajase-2616	8	43	institutions	institution	NOUN
ajase-2616	8	44	are	be	AUX
ajase-2616	8	45	widely	widely	ADV
ajase-2616	8	46	recognised	recognise	VERB
ajase-2616	8	47	for	for	ADP
ajase-2616	8	48	their	their	PRON
ajase-2616	8	49	role	role	NOUN
ajase-2616	8	50	in	in	ADP
ajase-2616	8	51	poverty	poverty	NOUN
ajase-2616	8	52	alleviation	alleviation	NOUN
ajase-2616	8	53	,	,	PUNCT
ajase-2616	8	54	particularly	particularly	ADV
ajase-2616	8	55	in	in	ADP
ajase-2616	8	56	emerging	emerge	VERB
ajase-2616	8	57	economies	economy	NOUN
ajase-2616	8	58	(	(	PUNCT
ajase-2616	8	59	geremewe	geremewe	NOUN
ajase-2616	8	60	,	,	PUNCT
ajase-2616	8	61	2019	2019	NUM
ajase-2616	8	62	;	;	PUNCT
ajase-2616	8	63	kasali	kasali	PROPN
ajase-2616	8	64	,	,	PUNCT
ajase-2616	8	65	2015	2015	NUM
ajase-2616	8	66	)	)	PUNCT
ajase-2616	8	67	.	.	PUNCT
ajase-2616	9	1	the	the	DET
ajase-2616	9	2	institutions	institution	NOUN
ajase-2616	9	3	have	have	AUX
ajase-2616	9	4	positively	positively	ADV
ajase-2616	9	5	impacted	impact	VERB
ajase-2616	9	6	the	the	DET
ajase-2616	9	7	socio	socio	NOUN
ajase-2616	9	8	-	-	PUNCT
ajase-2616	9	9	economic	economic	ADJ
ajase-2616	9	10	conditions	condition	NOUN
ajase-2616	9	11	of	of	ADP
ajase-2616	9	12	people	people	NOUN
ajase-2616	9	13	experiencing	experience	VERB
ajase-2616	9	14	poverty	poverty	NOUN
ajase-2616	9	15	,	,	PUNCT
ajase-2616	9	16	leading	lead	VERB
ajase-2616	9	17	to	to	ADP
ajase-2616	9	18	better	well	ADJ
ajase-2616	9	19	access	access	NOUN
ajase-2616	9	20	to	to	ADP
ajase-2616	9	21	health	health	NOUN
ajase-2616	9	22	,	,	PUNCT
ajase-2616	9	23	education	education	NOUN
ajase-2616	9	24	,	,	PUNCT
ajase-2616	9	25	and	and	CCONJ
ajase-2616	9	26	essential	essential	ADJ
ajase-2616	9	27	services	service	NOUN
ajase-2616	9	28	(	(	PUNCT
ajase-2616	9	29	geremewe	geremewe	NOUN
ajase-2616	9	30	,	,	PUNCT
ajase-2616	9	31	2019	2019	NUM
ajase-2616	9	32	)	)	PUNCT
ajase-2616	9	33	.	.	PUNCT
ajase-2616	10	1	however	however	ADV
ajase-2616	10	2	,	,	PUNCT
ajase-2616	10	3	the	the	DET
ajase-2616	10	4	effectiveness	effectiveness	NOUN
ajase-2616	10	5	of	of	ADP
ajase-2616	10	6	microfinance	microfinance	NOUN
ajase-2616	10	7	initiatives	initiative	NOUN
ajase-2616	10	8	in	in	ADP
ajase-2616	10	9	reducing	reduce	VERB
ajase-2616	10	10	poverty	poverty	NOUN
ajase-2616	10	11	has	have	AUX
ajase-2616	10	12	been	be	AUX
ajase-2616	10	13	questioned	question	VERB
ajase-2616	10	14	,	,	PUNCT
ajase-2616	10	15	with	with	ADP
ajase-2616	10	16	some	some	DET
ajase-2616	10	17	studies	study	NOUN
ajase-2616	10	18	suggesting	suggest	VERB
ajase-2616	10	19	that	that	SCONJ
ajase-2616	10	20	they	they	PRON
ajase-2616	10	21	may	may	AUX
ajase-2616	10	22	only	only	ADV
ajase-2616	10	23	sometimes	sometimes	ADV
ajase-2616	10	24	lead	lead	VERB
ajase-2616	10	25	to	to	ADP
ajase-2616	10	26	poverty	poverty	NOUN
ajase-2616	10	27	alleviation	alleviation	NOUN
ajase-2616	10	28	(	(	PUNCT
ajase-2616	10	29	chikwira	chikwira	PROPN
ajase-2616	10	30	,	,	PUNCT
ajase-2616	10	31	2022	2022	NUM
ajase-2616	10	32	)	)	PUNCT
ajase-2616	10	33	.	.	PUNCT
ajase-2616	11	1	still	still	ADV
ajase-2616	11	2	,	,	PUNCT
ajase-2616	11	3	these	these	DET
ajase-2616	11	4	institutions	institution	NOUN
ajase-2616	11	5	have	have	AUX
ajase-2616	11	6	been	be	AUX
ajase-2616	11	7	found	find	VERB
ajase-2616	11	8	to	to	PART
ajase-2616	11	9	reduce	reduce	VERB
ajase-2616	11	10	household	household	NOUN
ajase-2616	11	11	poverty	poverty	NOUN
ajase-2616	11	12	by	by	ADP
ajase-2616	11	13	improving	improve	VERB
ajase-2616	11	14	incomes	income	NOUN
ajase-2616	11	15	through	through	ADP
ajase-2616	11	16	financial	financial	ADJ
ajase-2616	11	17	services	service	NOUN
ajase-2616	11	18	(	(	PUNCT
ajase-2616	11	19	ngong	ngong	PROPN
ajase-2616	11	20	et	et	PROPN
ajase-2616	11	21	al	al	PROPN
ajase-2616	11	22	.	.	PROPN
ajase-2616	11	23	,	,	PUNCT
ajase-2616	11	24	2021	2021	NUM
ajase-2616	11	25	)	)	PUNCT
ajase-2616	11	26	.	.	PUNCT
ajase-2616	12	1	furthermore	furthermore	ADV
ajase-2616	12	2	,	,	PUNCT
ajase-2616	12	3	institutions	institution	NOUN
ajase-2616	12	4	are	be	AUX
ajase-2616	12	5	recognised	recognise	VERB
ajase-2616	12	6	as	as	ADP
ajase-2616	12	7	essential	essential	ADJ
ajase-2616	12	8	tools	tool	NOUN
ajase-2616	12	9	for	for	ADP
ajase-2616	12	10	poverty	poverty	NOUN
ajase-2616	12	11	reduction	reduction	NOUN
ajase-2616	12	12	and	and	CCONJ
ajase-2616	12	13	are	be	AUX
ajase-2616	12	14	increasingly	increasingly	ADV
ajase-2616	12	15	identified	identify	VERB
ajase-2616	12	16	as	as	ADP
ajase-2616	12	17	critical	critical	ADJ
ajase-2616	12	18	and	and	CCONJ
ajase-2616	12	19	strategic	strategic	ADJ
ajase-2616	12	20	initiatives	initiative	NOUN
ajase-2616	12	21	for	for	ADP
ajase-2616	12	22	economic	economic	ADJ
ajase-2616	12	23	empowerment	empowerment	NOUN
ajase-2616	12	24	(	(	PUNCT
ajase-2616	12	25	mamun	mamun	PROPN
ajase-2616	12	26	et	et	PROPN
ajase-2616	12	27	al	al	PROPN
ajase-2616	12	28	.	.	PROPN
ajase-2616	12	29	,	,	PUNCT
ajase-2616	12	30	2017	2017	NUM
ajase-2616	12	31	;	;	PUNCT
ajase-2616	12	32	ahmad	ahmad	NOUN
ajase-2616	12	33	,	,	PUNCT
ajase-2616	12	34	2022	2022	NUM
ajase-2616	12	35	)	)	PUNCT
ajase-2616	12	36	.	.	PUNCT
ajase-2616	13	1	the	the	DET
ajase-2616	13	2	united	united	PROPN
ajase-2616	13	3	republic	republic	PROPN
ajase-2616	13	4	of	of	ADP
ajase-2616	13	5	tanzania	tanzania	PROPN
ajase-2616	13	6	recognises	recognise	VERB
ajase-2616	13	7	the	the	DET
ajase-2616	13	8	importance	importance	NOUN
ajase-2616	13	9	of	of	ADP
ajase-2616	13	10	microfinance	microfinance	NOUN
ajase-2616	13	11	in	in	ADP
ajase-2616	13	12	poverty	poverty	NOUN
ajase-2616	13	13	alleviation	alleviation	NOUN
ajase-2616	13	14	and	and	CCONJ
ajase-2616	13	15	has	have	AUX
ajase-2616	13	16	put	put	VERB
ajase-2616	13	17	in	in	ADP
ajase-2616	13	18	place	place	NOUN
ajase-2616	13	19	policies	policy	NOUN
ajase-2616	13	20	and	and	CCONJ
ajase-2616	13	21	frameworks	framework	NOUN
ajase-2616	13	22	that	that	PRON
ajase-2616	13	23	facilitate	facilitate	VERB
ajase-2616	13	24	the	the	DET
ajase-2616	13	25	growth	growth	NOUN
ajase-2616	13	26	and	and	CCONJ
ajase-2616	13	27	sustainability	sustainability	NOUN
ajase-2616	13	28	of	of	ADP
ajase-2616	13	29	the	the	DET
ajase-2616	13	30	institutions	institution	NOUN
ajase-2616	13	31	.	.	PUNCT
ajase-2616	14	1	the	the	DET
ajase-2616	14	2	national	national	ADJ
ajase-2616	14	3	microfinance	microfinance	NOUN
ajase-2616	14	4	policy	policy	NOUN
ajase-2616	14	5	of	of	ADP
ajase-2616	14	6	2012	2012	NUM
ajase-2616	14	7	outlines	outline	VERB
ajase-2616	14	8	the	the	DET
ajase-2616	14	9	government	government	NOUN
ajase-2616	14	10	’s	’s	PART
ajase-2616	14	11	commitment	commitment	NOUN
ajase-2616	14	12	to	to	ADP
ajase-2616	14	13	promoting	promote	VERB
ajase-2616	14	14	financial	financial	ADJ
ajase-2616	14	15	inclusion	inclusion	NOUN
ajase-2616	14	16	and	and	CCONJ
ajase-2616	14	17	inclusion	inclusion	NOUN
ajase-2616	14	18	of	of	ADP
ajase-2616	14	19	people	people	NOUN
ajase-2616	14	20	experiencing	experience	VERB
ajase-2616	14	21	poverty	poverty	NOUN
ajase-2616	14	22	.	.	PUNCT
ajase-2616	15	1	additionally	additionally	ADV
ajase-2616	15	2	,	,	PUNCT
ajase-2616	15	3	the	the	DET
ajase-2616	15	4	cooperative	cooperative	ADJ
ajase-2616	15	5	societies	society	NOUN
ajase-2616	15	6	act	act	VERB
ajase-2616	15	7	of	of	ADP
ajase-2616	15	8	2003	2003	NUM
ajase-2616	15	9	established	establish	VERB
ajase-2616	15	10	a	a	DET
ajase-2616	15	11	regulatory	regulatory	ADJ
ajase-2616	15	12	framework	framework	NOUN
ajase-2616	15	13	for	for	ADP
ajase-2616	15	14	the	the	DET
ajase-2616	15	15	operation	operation	NOUN
ajase-2616	15	16	of	of	ADP
ajase-2616	15	17	cooperative	cooperative	ADJ
ajase-2616	15	18	financial	financial	ADJ
ajase-2616	15	19	institutions	institution	NOUN
ajase-2616	15	20	.	.	PUNCT
ajase-2616	16	1	the	the	DET
ajase-2616	16	2	village	village	NOUN
ajase-2616	16	3	community	community	NOUN
ajase-2616	16	4	banks	bank	NOUN
ajase-2616	16	5	(	(	PUNCT
ajase-2616	16	6	vicoba	vicoba	NOUN
ajase-2616	16	7	)	)	PUNCT
ajase-2616	16	8	is	be	AUX
ajase-2616	16	9	a	a	DET
ajase-2616	16	10	prominent	prominent	ADJ
ajase-2616	16	11	microfinance	microfinance	NOUN
ajase-2616	16	12	institution	institution	NOUN
ajase-2616	16	13	that	that	PRON
ajase-2616	16	14	aims	aim	VERB
ajase-2616	16	15	to	to	PART
ajase-2616	16	16	empower	empower	VERB
ajase-2616	16	17	marginalised	marginalise	VERB
ajase-2616	16	18	communities	community	NOUN
ajase-2616	16	19	through	through	ADP
ajase-2616	16	20	financial	financial	ADJ
ajase-2616	16	21	inclusion	inclusion	NOUN
ajase-2616	16	22	and	and	CCONJ
ajase-2616	16	23	access	access	NOUN
ajase-2616	16	24	to	to	ADP
ajase-2616	16	25	credit	credit	NOUN
ajase-2616	16	26	.	.	PUNCT
ajase-2616	17	1	in	in	ADP
ajase-2616	17	2	tanzania	tanzania	PROPN
ajase-2616	17	3	,	,	PUNCT
ajase-2616	17	4	microfinance	microfinance	NOUN
ajase-2616	17	5	institutions	institution	NOUN
ajase-2616	17	6	such	such	ADJ
ajase-2616	17	7	as	as	ADP
ajase-2616	17	8	vicoba	vicoba	NOUN
ajase-2616	17	9	are	be	AUX
ajase-2616	17	10	crucial	crucial	ADJ
ajase-2616	17	11	in	in	ADP
ajase-2616	17	12	providing	provide	VERB
ajase-2616	17	13	financial	financial	ADJ
ajase-2616	17	14	services	service	NOUN
ajase-2616	17	15	to	to	ADP
ajase-2616	17	16	people	people	NOUN
ajase-2616	17	17	excluded	exclude	VERB
ajase-2616	17	18	from	from	ADP
ajase-2616	17	19	the	the	DET
ajase-2616	17	20	conventional	conventional	ADJ
ajase-2616	17	21	banking	banking	NOUN
ajase-2616	17	22	system	system	NOUN
ajase-2616	17	23	,	,	PUNCT
ajase-2616	17	24	promoting	promote	VERB
ajase-2616	17	25	economic	economic	ADJ
ajase-2616	17	26	development	development	NOUN
ajase-2616	17	27	and	and	CCONJ
ajase-2616	17	28	contributing	contribute	VERB
ajase-2616	17	29	to	to	ADP
ajase-2616	17	30	poverty	poverty	NOUN
ajase-2616	17	31	reduction	reduction	NOUN
ajase-2616	17	32	efforts	effort	NOUN
ajase-2616	17	33	.	.	PUNCT
ajase-2616	18	1	vicoba	vicoba	NOUN
ajase-2616	18	2	’s	’s	PART
ajase-2616	18	3	effectiveness	effectiveness	NOUN
ajase-2616	18	4	in	in	ADP
ajase-2616	18	5	poverty	poverty	NOUN
ajase-2616	18	6	reduction	reduction	NOUN
ajase-2616	18	7	and	and	CCONJ
ajase-2616	18	8	economic	economic	ADJ
ajase-2616	18	9	growth	growth	NOUN
ajase-2616	18	10	in	in	ADP
ajase-2616	18	11	tanzania	tanzania	PROPN
ajase-2616	18	12	can	can	AUX
ajase-2616	18	13	be	be	AUX
ajase-2616	18	14	further	far	ADV
ajase-2616	18	15	illustrated	illustrate	VERB
ajase-2616	18	16	through	through	ADP
ajase-2616	18	17	various	various	ADJ
ajase-2616	18	18	studies	study	NOUN
ajase-2616	18	19	and	and	CCONJ
ajase-2616	18	20	reports	report	NOUN
ajase-2616	18	21	.	.	PUNCT
ajase-2616	19	1	in	in	ADP
ajase-2616	19	2	addition	addition	NOUN
ajase-2616	19	3	,	,	PUNCT
ajase-2616	19	4	the	the	DET
ajase-2616	19	5	world	world	PROPN
ajase-2616	19	6	bank	bank	PROPN
ajase-2616	19	7	’s	’s	PART
ajase-2616	19	8	global	global	PROPN
ajase-2616	19	9	findex	findex	PROPN
ajase-2616	19	10	database	database	NOUN
ajase-2616	19	11	provides	provide	VERB
ajase-2616	19	12	empirical	empirical	ADJ
ajase-2616	19	13	evidence	evidence	NOUN
ajase-2616	19	14	on	on	ADP
ajase-2616	19	15	the	the	DET
ajase-2616	19	16	effectiveness	effectiveness	NOUN
ajase-2616	19	17	of	of	ADP
ajase-2616	19	18	microfinance	microfinance	NOUN
ajase-2616	19	19	institutions	institution	NOUN
ajase-2616	19	20	on	on	ADP
ajase-2616	19	21	poverty	poverty	NOUN
ajase-2616	19	22	reduction	reduction	NOUN
ajase-2616	19	23	globally	globally	ADV
ajase-2616	19	24	,	,	PUNCT
ajase-2616	19	25	with	with	ADP
ajase-2616	19	26	a	a	DET
ajase-2616	19	27	specific	specific	ADJ
ajase-2616	19	28	focus	focus	NOUN
ajase-2616	19	29	on	on	ADP
ajase-2616	19	30	tanzania	tanzania	PROPN
ajase-2616	19	31	.	.	PUNCT
ajase-2616	20	1	information	information	NOUN
ajase-2616	20	2	from	from	ADP
ajase-2616	20	3	the	the	DET
ajase-2616	20	4	global	global	ADJ
ajase-2616	20	5	findex	findex	PROPN
ajase-2616	20	6	database	database	NOUN
ajase-2616	20	7	can	can	AUX
ajase-2616	20	8	provide	provide	VERB
ajase-2616	20	9	insights	insight	NOUN
ajase-2616	20	10	into	into	ADP
ajase-2616	20	11	the	the	DET
ajase-2616	20	12	reach	reach	NOUN
ajase-2616	20	13	and	and	CCONJ
ajase-2616	20	14	effectiveness	effectiveness	NOUN
ajase-2616	20	15	of	of	ADP
ajase-2616	20	16	microfinance	microfinance	NOUN
ajase-2616	20	17	institutions	institution	NOUN
ajase-2616	20	18	such	such	ADJ
ajase-2616	20	19	as	as	ADP
ajase-2616	20	20	vicoba	vicoba	NOUN
ajase-2616	20	21	in	in	ADP
ajase-2616	20	22	addressing	address	VERB
ajase-2616	20	23	financial	financial	ADJ
ajase-2616	20	24	exclusion	exclusion	NOUN
ajase-2616	20	25	and	and	CCONJ
ajase-2616	20	26	promoting	promote	VERB
ajase-2616	20	27	economic	economic	ADJ
ajase-2616	20	28	empowerment	empowerment	NOUN
ajase-2616	20	29	among	among	ADP
ajase-2616	20	30	marginalised	marginalise	VERB
ajase-2616	20	31	populations	population	NOUN
ajase-2616	20	32	.	.	PUNCT
ajase-2616	21	1	the	the	DET
ajase-2616	21	2	effectiveness	effectiveness	NOUN
ajase-2616	21	3	of	of	ADP
ajase-2616	21	4	microfinance	microfinance	NOUN
ajase-2616	21	5	interventions	intervention	NOUN
ajase-2616	21	6	in	in	ADP
ajase-2616	21	7	poverty	poverty	NOUN
ajase-2616	21	8	alleviation	alleviation	NOUN
ajase-2616	21	9	has	have	AUX
ajase-2616	21	10	been	be	AUX
ajase-2616	21	11	highlighted	highlight	VERB
ajase-2616	21	12	in	in	ADP
ajase-2616	21	13	various	various	ADJ
ajase-2616	21	14	contexts	contexts	NOUN
ajase-2616	21	15	,	,	PUNCT
ajase-2616	21	16	including	include	VERB
ajase-2616	21	17	rural	rural	ADJ
ajase-2616	21	18	areas	area	NOUN
ajase-2616	21	19	,	,	PUNCT
ajase-2616	21	20	bangladesh	bangladesh	NOUN
ajase-2616	21	21	,	,	PUNCT
ajase-2616	21	22	and	and	CCONJ
ajase-2616	21	23	ghana	ghana	PROPN
ajase-2616	21	24	(	(	PUNCT
ajase-2616	21	25	kasali	kasali	PROPN
ajase-2616	21	26	et	et	PROPN
ajase-2616	21	27	al	al	PROPN
ajase-2616	21	28	.	.	PROPN
ajase-2616	21	29	,	,	PUNCT
ajase-2616	21	30	2017	2017	NUM
ajase-2616	21	31	;	;	PUNCT
ajase-2616	22	1	ali	ali	PROPN
ajase-2616	22	2	et	et	PROPN
ajase-2616	22	3	al	al	PROPN
ajase-2616	22	4	.	.	PROPN
ajase-2616	22	5	,	,	PUNCT
ajase-2616	22	6	2016	2016	NUM
ajase-2616	22	7	;	;	PUNCT
ajase-2616	22	8	batinge	batinge	NOUN
ajase-2616	22	9	&	&	CCONJ
ajase-2616	22	10	jenkins	jenkin	NOUN
ajase-2616	22	11	,	,	PUNCT
ajase-2616	22	12	2021	2021	NUM
ajase-2616	22	13	)	)	PUNCT
ajase-2616	22	14	.	.	PUNCT
ajase-2616	23	1	despite	despite	SCONJ
ajase-2616	23	2	debates	debate	NOUN
ajase-2616	23	3	about	about	ADP
ajase-2616	23	4	the	the	DET
ajase-2616	23	5	depth	depth	NOUN
ajase-2616	23	6	of	of	ADP
ajase-2616	23	7	outreach	outreach	NOUN
ajase-2616	23	8	required	require	VERB
ajase-2616	23	9	to	to	PART
ajase-2616	23	10	address	address	VERB
ajase-2616	23	11	the	the	DET
ajase-2616	23	12	demands	demand	NOUN
ajase-2616	23	13	of	of	ADP
ajase-2616	23	14	poverty	poverty	NOUN
ajase-2616	23	15	reduction	reduction	NOUN
ajase-2616	23	16	adequately	adequately	ADV
ajase-2616	23	17	(	(	PUNCT
ajase-2616	23	18	ali	ali	PROPN
ajase-2616	23	19	et	et	PROPN
ajase-2616	23	20	al	al	PROPN
ajase-2616	23	21	.	.	PROPN
ajase-2616	23	22	,	,	PUNCT
ajase-2616	23	23	2015	2015	NUM
ajase-2616	23	24	)	)	PUNCT
ajase-2616	23	25	,	,	PUNCT
ajase-2616	23	26	the	the	DET
ajase-2616	23	27	microfinance	microfinance	NOUN
ajase-2616	23	28	subsector	subsector	NOUN
ajase-2616	23	29	is	be	AUX
ajase-2616	23	30	widely	widely	ADV
ajase-2616	23	31	recognised	recognise	VERB
ajase-2616	23	32	as	as	ADP
ajase-2616	23	33	capable	capable	ADJ
ajase-2616	23	34	of	of	ADP
ajase-2616	23	35	alleviating	alleviate	VERB
ajase-2616	23	36	poverty	poverty	NOUN
ajase-2616	23	37	even	even	ADV
ajase-2616	23	38	in	in	ADP
ajase-2616	23	39	impoverished	impoverished	ADJ
ajase-2616	23	40	areas	area	NOUN
ajase-2616	23	41	(	(	PUNCT
ajase-2616	23	42	annim	annim	NOUN
ajase-2616	23	43	&	&	CCONJ
ajase-2616	23	44	alnaa	alnaa	NOUN
ajase-2616	23	45	,	,	PUNCT
ajase-2616	23	46	2013	2013	NUM
ajase-2616	23	47	)	)	PUNCT
ajase-2616	23	48	,	,	PUNCT
ajase-2616	23	49	with	with	ADP
ajase-2616	23	50	particular	particular	ADJ
ajase-2616	23	51	emphasis	emphasis	NOUN
ajase-2616	23	52	on	on	ADP
ajase-2616	23	53	its	its	PRON
ajase-2616	23	54	role	role	NOUN
ajase-2616	23	55	in	in	ADP
ajase-2616	23	56	ensuring	ensure	VERB
ajase-2616	23	57	poverty	poverty	NOUN
ajase-2616	23	58	alleviation	alleviation	NOUN
ajase-2616	23	59	for	for	ADP
ajase-2616	23	60	women	woman	NOUN
ajase-2616	23	61	in	in	ADP
ajase-2616	23	62	africa	africa	PROPN
ajase-2616	23	63	(	(	PUNCT
ajase-2616	23	64	batinge	batinge	NOUN
ajase-2616	23	65	&	&	CCONJ
ajase-2616	23	66	jenkins	jenkin	NOUN
ajase-2616	23	67	,	,	PUNCT
ajase-2616	23	68	2021	2021	NUM
ajase-2616	23	69	)	)	PUNCT
ajase-2616	23	70	.	.	PUNCT
ajase-2616	24	1	even	even	ADV
ajase-2616	24	2	with	with	ADP
ajase-2616	24	3	the	the	DET
ajase-2616	24	4	increasing	increase	VERB
ajase-2616	24	5	number	number	NOUN
ajase-2616	24	6	of	of	ADP
ajase-2616	24	7	microfinance	microfinance	NOUN
ajase-2616	24	8	interventions	intervention	NOUN
ajase-2616	24	9	such	such	ADJ
ajase-2616	24	10	as	as	ADP
ajase-2616	24	11	vicoba	vicoba	NOUN
ajase-2616	24	12	implementations	implementation	NOUN
ajase-2616	24	13	,	,	PUNCT
ajase-2616	24	14	there	there	PRON
ajase-2616	24	15	is	be	VERB
ajase-2616	24	16	a	a	DET
ajase-2616	24	17	rising	rise	VERB
ajase-2616	24	18	need	need	NOUN
ajase-2616	24	19	to	to	PART
ajase-2616	24	20	examine	examine	VERB
ajase-2616	24	21	their	their	PRON
ajase-2616	24	22	effectiveness	effectiveness	NOUN
ajase-2616	24	23	in	in	ADP
ajase-2616	24	24	poverty	poverty	NOUN
ajase-2616	24	25	alleviation	alleviation	NOUN
ajase-2616	24	26	.	.	PUNCT
ajase-2616	25	1	this	this	DET
ajase-2616	25	2	study	study	NOUN
ajase-2616	25	3	uses	use	VERB
ajase-2616	25	4	the	the	DET
ajase-2616	25	5	orgut	orgut	NOUN
ajase-2616	25	6	sedit	sedit	NOUN
ajase-2616	25	7	vicoba	vicoba	NOUN
ajase-2616	25	8	lending	lending	NOUN
ajase-2616	25	9	scheme	scheme	NOUN
ajase-2616	25	10	project	project	NOUN
ajase-2616	25	11	to	to	PART
ajase-2616	25	12	assess	assess	VERB
ajase-2616	25	13	the	the	DET
ajase-2616	25	14	efficacy	efficacy	NOUN
ajase-2616	25	15	of	of	ADP
ajase-2616	25	16	vicoba	vicoba	NOUN
ajase-2616	25	17	in	in	ADP
ajase-2616	25	18	alleviating	alleviate	VERB
ajase-2616	25	19	poverty	poverty	NOUN
ajase-2616	25	20	in	in	ADP
ajase-2616	25	21	morogoro	morogoro	PROPN
ajase-2616	25	22	district	district	PROPN
ajase-2616	25	23	.	.	PUNCT
ajase-2616	26	1	orgut	orgut	NOUN
ajase-2616	26	2	sedit	sedit	NOUN
ajase-2616	26	3	implemented	implement	VERB
ajase-2616	26	4	this	this	DET
ajase-2616	26	5	vicoba	vicoba	NOUN
ajase-2616	26	6	lending	lending	NOUN
ajase-2616	26	7	scheme	scheme	NOUN
ajase-2616	26	8	project	project	NOUN
ajase-2616	26	9	to	to	PART
ajase-2616	26	10	empower	empower	VERB
ajase-2616	26	11	marginalised	marginalise	VERB
ajase-2616	26	12	communities	community	NOUN
ajase-2616	26	13	in	in	ADP
ajase-2616	26	14	the	the	DET
ajase-2616	26	15	morogoro	morogoro	PROPN
ajase-2616	26	16	region	region	NOUN
ajase-2616	26	17	through	through	ADP
ajase-2616	26	18	financial	financial	ADJ
ajase-2616	26	19	inclusion	inclusion	NOUN
ajase-2616	26	20	,	,	PUNCT
ajase-2616	26	21	savings	saving	NOUN
ajase-2616	26	22	promotion	promotion	NOUN
ajase-2616	26	23	,	,	PUNCT
ajase-2616	26	24	and	and	CCONJ
ajase-2616	26	25	access	access	NOUN
ajase-2616	26	26	to	to	ADP
ajase-2616	26	27	credit	credit	NOUN
ajase-2616	26	28	facilities	facility	NOUN
ajase-2616	26	29	.	.	PUNCT
ajase-2616	27	1	by	by	ADP
ajase-2616	27	2	assessing	assess	VERB
ajase-2616	27	3	the	the	DET
ajase-2616	27	4	effectiveness	effectiveness	NOUN
ajase-2616	27	5	of	of	ADP
ajase-2616	27	6	vicoba	vicoba	NOUN
ajase-2616	27	7	on	on	ADP
ajase-2616	27	8	poverty	poverty	NOUN
ajase-2616	27	9	pa	pa	PROPN
ajase-2616	27	10	ge	ge	PROPN
ajase-2616	27	11	93	93	NUM
ajase-2616	28	1	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-2616	28	2	am	be	AUX
ajase-2616	28	3	.	.	PUNCT
ajase-2616	29	1	j.	j.	PROPN
ajase-2616	29	2	appl	appl	PROPN
ajase-2616	29	3	.	.	PROPN
ajase-2616	30	1	stat	stat	PROPN
ajase-2616	30	2	.	.	PUNCT
ajase-2616	31	1	econ	econ	PROPN
ajase-2616	31	2	.	.	PUNCT
ajase-2616	32	1	3(1	3(1	NUM
ajase-2616	32	2	)	)	PUNCT
ajase-2616	32	3	92	92	NUM
ajase-2616	32	4	-	-	SYM
ajase-2616	32	5	98	98	NUM
ajase-2616	32	6	,	,	PUNCT
ajase-2616	32	7	2024	2024	NUM
ajase-2616	32	8	alleviation	alleviation	NOUN
ajase-2616	32	9	in	in	ADP
ajase-2616	32	10	morogoro	morogoro	PROPN
ajase-2616	32	11	district	district	PROPN
ajase-2616	32	12	,	,	PUNCT
ajase-2616	32	13	this	this	DET
ajase-2616	32	14	study	study	NOUN
ajase-2616	32	15	makes	make	VERB
ajase-2616	32	16	an	an	DET
ajase-2616	32	17	academic	academic	ADJ
ajase-2616	32	18	contribution	contribution	NOUN
ajase-2616	32	19	by	by	ADP
ajase-2616	32	20	extending	extend	VERB
ajase-2616	32	21	empirical	empirical	ADJ
ajase-2616	32	22	evidence	evidence	NOUN
ajase-2616	32	23	and	and	CCONJ
ajase-2616	32	24	previous	previous	ADJ
ajase-2616	32	25	studies	study	NOUN
ajase-2616	32	26	to	to	PART
ajase-2616	32	27	inform	inform	VERB
ajase-2616	32	28	microfinance	microfinance	NOUN
ajase-2616	32	29	policy	policy	NOUN
ajase-2616	32	30	and	and	CCONJ
ajase-2616	32	31	practice	practice	NOUN
ajase-2616	32	32	.	.	PUNCT
ajase-2616	33	1	given	give	VERB
ajase-2616	33	2	the	the	DET
ajase-2616	33	3	dynamic	dynamic	ADJ
ajase-2616	33	4	nature	nature	NOUN
ajase-2616	33	5	of	of	ADP
ajase-2616	33	6	the	the	DET
ajase-2616	33	7	microfinance	microfinance	NOUN
ajase-2616	33	8	subsector	subsector	NOUN
ajase-2616	33	9	and	and	CCONJ
ajase-2616	33	10	the	the	DET
ajase-2616	33	11	poverty	poverty	NOUN
ajase-2616	33	12	alleviation	alleviation	NOUN
ajase-2616	33	13	landscape	landscape	NOUN
ajase-2616	33	14	in	in	ADP
ajase-2616	33	15	tanzania	tanzania	PROPN
ajase-2616	33	16	,	,	PUNCT
ajase-2616	33	17	it	it	PRON
ajase-2616	33	18	is	be	AUX
ajase-2616	33	19	paramount	paramount	ADJ
ajase-2616	33	20	to	to	PART
ajase-2616	33	21	conduct	conduct	VERB
ajase-2616	33	22	this	this	DET
ajase-2616	33	23	investigation	investigation	NOUN
ajase-2616	33	24	to	to	PART
ajase-2616	33	25	promote	promote	VERB
ajase-2616	33	26	poverty	poverty	NOUN
ajase-2616	33	27	alleviation	alleviation	NOUN
ajase-2616	33	28	initiatives	initiative	NOUN
ajase-2616	33	29	.	.	PUNCT
ajase-2616	34	1	material	material	NOUN
ajase-2616	34	2	and	and	CCONJ
ajase-2616	34	3	methods	method	NOUN
ajase-2616	34	4	study	study	NOUN
ajase-2616	34	5	area	area	NOUN
ajase-2616	34	6	this	this	DET
ajase-2616	34	7	study	study	NOUN
ajase-2616	34	8	was	be	AUX
ajase-2616	34	9	conducted	conduct	VERB
ajase-2616	34	10	in	in	ADP
ajase-2616	34	11	morogoro	morogoro	PROPN
ajase-2616	34	12	district	district	PROPN
ajase-2616	34	13	,	,	PUNCT
ajase-2616	34	14	located	locate	VERB
ajase-2616	34	15	in	in	ADP
ajase-2616	34	16	the	the	DET
ajase-2616	34	17	eastern	eastern	ADJ
ajase-2616	34	18	part	part	NOUN
ajase-2616	34	19	of	of	ADP
ajase-2616	34	20	tanzania	tanzania	PROPN
ajase-2616	34	21	within	within	ADP
ajase-2616	34	22	the	the	DET
ajase-2616	34	23	morogoro	morogoro	PROPN
ajase-2616	34	24	region	region	NOUN
ajase-2616	34	25	.	.	PUNCT
ajase-2616	35	1	the	the	DET
ajase-2616	35	2	district	district	NOUN
ajase-2616	35	3	is	be	AUX
ajase-2616	35	4	a	a	DET
ajase-2616	35	5	vibrant	vibrant	ADJ
ajase-2616	35	6	economic	economic	ADJ
ajase-2616	35	7	hub	hub	NOUN
ajase-2616	35	8	with	with	ADP
ajase-2616	35	9	a	a	DET
ajase-2616	35	10	diverse	diverse	ADJ
ajase-2616	35	11	geographical	geographical	ADJ
ajase-2616	35	12	landscape	landscape	NOUN
ajase-2616	35	13	and	and	CCONJ
ajase-2616	35	14	thriving	thriving	ADJ
ajase-2616	35	15	commercial	commercial	ADJ
ajase-2616	35	16	activities	activity	NOUN
ajase-2616	35	17	.	.	PUNCT
ajase-2616	36	1	its	its	PRON
ajase-2616	36	2	strategic	strategic	ADJ
ajase-2616	36	3	location	location	NOUN
ajase-2616	36	4	and	and	CCONJ
ajase-2616	36	5	well	well	ADV
ajase-2616	36	6	-	-	PUNCT
ajase-2616	36	7	developed	develop	VERB
ajase-2616	36	8	transport	transport	NOUN
ajase-2616	36	9	infrastructure	infrastructure	NOUN
ajase-2616	36	10	make	make	VERB
ajase-2616	36	11	it	it	PRON
ajase-2616	36	12	a	a	DET
ajase-2616	36	13	vital	vital	ADJ
ajase-2616	36	14	link	link	NOUN
ajase-2616	36	15	between	between	ADP
ajase-2616	36	16	major	major	ADJ
ajase-2616	36	17	cities	city	NOUN
ajase-2616	36	18	and	and	CCONJ
ajase-2616	36	19	towns	town	NOUN
ajase-2616	36	20	,	,	PUNCT
ajase-2616	36	21	facilitating	facilitate	VERB
ajase-2616	36	22	trade	trade	NOUN
ajase-2616	36	23	flows	flow	NOUN
ajase-2616	36	24	and	and	CCONJ
ajase-2616	36	25	economic	economic	ADJ
ajase-2616	36	26	activities	activity	NOUN
ajase-2616	36	27	,	,	PUNCT
ajase-2616	36	28	particularly	particularly	ADV
ajase-2616	36	29	with	with	ADP
ajase-2616	36	30	dar	dar	PROPN
ajase-2616	36	31	es	es	NOUN
ajase-2616	36	32	salaam	salaam	PROPN
ajase-2616	36	33	,	,	PUNCT
ajase-2616	36	34	tanzania	tanzania	PROPN
ajase-2616	36	35	’s	’s	PART
ajase-2616	36	36	largest	large	ADJ
ajase-2616	36	37	city	city	NOUN
ajase-2616	36	38	and	and	CCONJ
ajase-2616	36	39	port	port	NOUN
ajase-2616	36	40	.	.	PUNCT
ajase-2616	37	1	the	the	DET
ajase-2616	37	2	district	district	NOUN
ajase-2616	37	3	’s	’s	PART
ajase-2616	37	4	commercial	commercial	ADJ
ajase-2616	37	5	environment	environment	NOUN
ajase-2616	37	6	is	be	AUX
ajase-2616	37	7	characterised	characterise	VERB
ajase-2616	37	8	by	by	ADP
ajase-2616	37	9	diverse	diverse	ADJ
ajase-2616	37	10	activities	activity	NOUN
ajase-2616	37	11	such	such	ADJ
ajase-2616	37	12	as	as	ADP
ajase-2616	37	13	trading	trading	NOUN
ajase-2616	37	14	,	,	PUNCT
ajase-2616	37	15	transport	transport	NOUN
ajase-2616	37	16	,	,	PUNCT
ajase-2616	37	17	and	and	CCONJ
ajase-2616	37	18	logistics	logistic	NOUN
ajase-2616	37	19	,	,	PUNCT
ajase-2616	37	20	supported	support	VERB
ajase-2616	37	21	by	by	ADP
ajase-2616	37	22	a	a	DET
ajase-2616	37	23	vital	vital	ADJ
ajase-2616	37	24	local	local	ADJ
ajase-2616	37	25	economy	economy	NOUN
ajase-2616	37	26	.	.	PUNCT
ajase-2616	38	1	agricultural	agricultural	ADJ
ajase-2616	38	2	activities	activity	NOUN
ajase-2616	38	3	,	,	PUNCT
ajase-2616	38	4	including	include	VERB
ajase-2616	38	5	cultivating	cultivate	VERB
ajase-2616	38	6	staple	staple	NOUN
ajase-2616	38	7	crops	crop	NOUN
ajase-2616	38	8	such	such	ADJ
ajase-2616	38	9	as	as	ADP
ajase-2616	38	10	maize	maize	NOUN
ajase-2616	38	11	,	,	PUNCT
ajase-2616	38	12	rice	rice	NOUN
ajase-2616	38	13	,	,	PUNCT
ajase-2616	38	14	sugar	sugar	NOUN
ajase-2616	38	15	cane	cane	NOUN
ajase-2616	38	16	,	,	PUNCT
ajase-2616	38	17	various	various	ADJ
ajase-2616	38	18	fruits	fruit	NOUN
ajase-2616	38	19	,	,	PUNCT
ajase-2616	38	20	and	and	CCONJ
ajase-2616	38	21	livestock	livestock	NOUN
ajase-2616	38	22	,	,	PUNCT
ajase-2616	38	23	contribute	contribute	VERB
ajase-2616	38	24	significantly	significantly	ADV
ajase-2616	38	25	to	to	ADP
ajase-2616	38	26	the	the	DET
ajase-2616	38	27	district	district	NOUN
ajase-2616	38	28	’s	’s	PART
ajase-2616	38	29	economic	economic	ADJ
ajase-2616	38	30	strength	strength	NOUN
ajase-2616	38	31	.	.	PUNCT
ajase-2616	39	1	its	its	PRON
ajase-2616	39	2	tropical	tropical	ADJ
ajase-2616	39	3	climate	climate	NOUN
ajase-2616	39	4	,	,	PUNCT
ajase-2616	39	5	with	with	ADP
ajase-2616	39	6	distinct	distinct	ADJ
ajase-2616	39	7	wet	wet	ADJ
ajase-2616	39	8	and	and	CCONJ
ajase-2616	39	9	dry	dry	ADJ
ajase-2616	39	10	seasons	season	NOUN
ajase-2616	39	11	,	,	PUNCT
ajase-2616	39	12	provides	provide	VERB
ajase-2616	39	13	favourable	favourable	ADJ
ajase-2616	39	14	conditions	condition	NOUN
ajase-2616	39	15	for	for	ADP
ajase-2616	39	16	agriculture	agriculture	NOUN
ajase-2616	39	17	,	,	PUNCT
ajase-2616	39	18	further	far	ADV
ajase-2616	39	19	enhancing	enhance	VERB
ajase-2616	39	20	its	its	PRON
ajase-2616	39	21	economic	economic	ADJ
ajase-2616	39	22	potential	potential	NOUN
ajase-2616	39	23	.	.	PUNCT
ajase-2616	40	1	with	with	ADP
ajase-2616	40	2	its	its	PRON
ajase-2616	40	3	blend	blend	NOUN
ajase-2616	40	4	of	of	ADP
ajase-2616	40	5	natural	natural	ADJ
ajase-2616	40	6	resources	resource	NOUN
ajase-2616	40	7	,	,	PUNCT
ajase-2616	40	8	agricultural	agricultural	ADJ
ajase-2616	40	9	productivity	productivity	NOUN
ajase-2616	40	10	,	,	PUNCT
ajase-2616	40	11	and	and	CCONJ
ajase-2616	40	12	commercial	commercial	ADJ
ajase-2616	40	13	opportunities	opportunity	NOUN
ajase-2616	40	14	,	,	PUNCT
ajase-2616	40	15	the	the	DET
ajase-2616	40	16	district	district	NOUN
ajase-2616	40	17	is	be	AUX
ajase-2616	40	18	a	a	DET
ajase-2616	40	19	crucial	crucial	ADJ
ajase-2616	40	20	economic	economic	ADJ
ajase-2616	40	21	centre	centre	NOUN
ajase-2616	40	22	within	within	ADP
ajase-2616	40	23	tanzania	tanzania	PROPN
ajase-2616	40	24	,	,	PUNCT
ajase-2616	40	25	driving	drive	VERB
ajase-2616	40	26	growth	growth	NOUN
ajase-2616	40	27	and	and	CCONJ
ajase-2616	40	28	development	development	NOUN
ajase-2616	40	29	in	in	ADP
ajase-2616	40	30	the	the	DET
ajase-2616	40	31	region	region	NOUN
ajase-2616	40	32	.	.	PUNCT
ajase-2616	41	1	morogoro	morogoro	PROPN
ajase-2616	41	2	district	district	PROPN
ajase-2616	41	3	was	be	AUX
ajase-2616	41	4	selected	select	VERB
ajase-2616	41	5	as	as	ADP
ajase-2616	41	6	the	the	DET
ajase-2616	41	7	study	study	NOUN
ajase-2616	41	8	area	area	NOUN
ajase-2616	41	9	due	due	ADP
ajase-2616	41	10	to	to	ADP
ajase-2616	41	11	its	its	PRON
ajase-2616	41	12	reputation	reputation	NOUN
ajase-2616	41	13	as	as	ADP
ajase-2616	41	14	a	a	DET
ajase-2616	41	15	hub	hub	NOUN
ajase-2616	41	16	for	for	ADP
ajase-2616	41	17	microfinance	microfinance	NOUN
ajase-2616	41	18	institutions	institution	NOUN
ajase-2616	41	19	from	from	ADP
ajase-2616	41	20	among	among	ADP
ajase-2616	41	21	the	the	DET
ajase-2616	41	22	districts	district	NOUN
ajase-2616	41	23	where	where	SCONJ
ajase-2616	41	24	the	the	DET
ajase-2616	41	25	orgut	orgut	NOUN
ajase-2616	41	26	sedit	sedit	NOUN
ajase-2616	41	27	vicoba	vicoba	NOUN
ajase-2616	41	28	lending	lending	NOUN
ajase-2616	41	29	scheme	scheme	NOUN
ajase-2616	41	30	project	project	NOUN
ajase-2616	41	31	was	be	AUX
ajase-2616	41	32	implemented	implement	VERB
ajase-2616	41	33	.	.	PUNCT
ajase-2616	42	1	the	the	DET
ajase-2616	42	2	area	area	NOUN
ajase-2616	42	3	is	be	AUX
ajase-2616	42	4	renowned	renowned	ADJ
ajase-2616	42	5	for	for	ADP
ajase-2616	42	6	its	its	PRON
ajase-2616	42	7	extensive	extensive	ADJ
ajase-2616	42	8	microfinance	microfinance	NOUN
ajase-2616	42	9	infrastructure	infrastructure	NOUN
ajase-2616	42	10	due	due	ADP
ajase-2616	42	11	to	to	ADP
ajase-2616	42	12	the	the	DET
ajase-2616	42	13	expansion	expansion	NOUN
ajase-2616	42	14	of	of	ADP
ajase-2616	42	15	commercial	commercial	ADJ
ajase-2616	42	16	activities	activity	NOUN
ajase-2616	42	17	,	,	PUNCT
ajase-2616	42	18	which	which	PRON
ajase-2616	42	19	makes	make	VERB
ajase-2616	42	20	it	it	PRON
ajase-2616	42	21	a	a	DET
ajase-2616	42	22	fast	fast	ADV
ajase-2616	42	23	-	-	PUNCT
ajase-2616	42	24	growing	grow	VERB
ajase-2616	42	25	town	town	NOUN
ajase-2616	42	26	.	.	PUNCT
ajase-2616	43	1	the	the	DET
ajase-2616	43	2	district	district	NOUN
ajase-2616	43	3	’s	’s	PART
ajase-2616	43	4	diverse	diverse	ADJ
ajase-2616	43	5	microfinance	microfinance	NOUN
ajase-2616	43	6	landscape	landscape	NOUN
ajase-2616	43	7	provides	provide	VERB
ajase-2616	43	8	a	a	DET
ajase-2616	43	9	rich	rich	ADJ
ajase-2616	43	10	context	context	NOUN
ajase-2616	43	11	for	for	ADP
ajase-2616	43	12	assessing	assess	VERB
ajase-2616	43	13	the	the	DET
ajase-2616	43	14	effectiveness	effectiveness	NOUN
ajase-2616	43	15	of	of	ADP
ajase-2616	43	16	microfinance	microfinance	NOUN
ajase-2616	43	17	interventions	intervention	NOUN
ajase-2616	43	18	in	in	ADP
ajase-2616	43	19	poverty	poverty	NOUN
ajase-2616	43	20	alleviation	alleviation	NOUN
ajase-2616	43	21	through	through	ADP
ajase-2616	43	22	the	the	DET
ajase-2616	43	23	vicoba	vicoba	NOUN
ajase-2616	43	24	intervention	intervention	NOUN
ajase-2616	43	25	.	.	PUNCT
ajase-2616	44	1	study	study	NOUN
ajase-2616	44	2	design	design	VERB
ajase-2616	44	3	the	the	DET
ajase-2616	44	4	study	study	NOUN
ajase-2616	44	5	employed	employ	VERB
ajase-2616	44	6	a	a	DET
ajase-2616	44	7	cross	cross	ADJ
ajase-2616	44	8	-	-	ADJ
ajase-2616	44	9	sectional	sectional	ADJ
ajase-2616	44	10	design	design	NOUN
ajase-2616	44	11	,	,	PUNCT
ajase-2616	44	12	primarily	primarily	ADV
ajase-2616	44	13	for	for	ADP
ajase-2616	44	14	financial	financial	ADJ
ajase-2616	44	15	and	and	CCONJ
ajase-2616	44	16	time	time	NOUN
ajase-2616	44	17	reasons	reason	NOUN
ajase-2616	44	18	.	.	PUNCT
ajase-2616	45	1	this	this	DET
ajase-2616	45	2	design	design	NOUN
ajase-2616	45	3	allows	allow	VERB
ajase-2616	45	4	researchers	researcher	NOUN
ajase-2616	45	5	to	to	PART
ajase-2616	45	6	collect	collect	VERB
ajase-2616	45	7	data	datum	NOUN
ajase-2616	45	8	from	from	ADP
ajase-2616	45	9	a	a	DET
ajase-2616	45	10	representative	representative	ADJ
ajase-2616	45	11	population	population	NOUN
ajase-2616	45	12	sample	sample	NOUN
ajase-2616	45	13	simultaneously	simultaneously	ADV
ajase-2616	45	14	.	.	PUNCT
ajase-2616	46	1	it	it	PRON
ajase-2616	46	2	is	be	AUX
ajase-2616	46	3	based	base	VERB
ajase-2616	46	4	on	on	ADP
ajase-2616	46	5	practical	practical	ADJ
ajase-2616	46	6	considerations	consideration	NOUN
ajase-2616	46	7	.	.	PUNCT
ajase-2616	47	1	conducting	conduct	VERB
ajase-2616	47	2	a	a	DET
ajase-2616	47	3	longitudinal	longitudinal	ADJ
ajase-2616	47	4	study	study	NOUN
ajase-2616	47	5	or	or	CCONJ
ajase-2616	47	6	using	use	VERB
ajase-2616	47	7	repeated	repeat	VERB
ajase-2616	47	8	measures	measure	NOUN
ajase-2616	47	9	designs	design	NOUN
ajase-2616	47	10	would	would	AUX
ajase-2616	47	11	have	have	AUX
ajase-2616	47	12	required	require	VERB
ajase-2616	47	13	multiple	multiple	ADJ
ajase-2616	47	14	visits	visit	NOUN
ajase-2616	47	15	to	to	ADP
ajase-2616	47	16	respondents	respondent	NOUN
ajase-2616	47	17	over	over	ADP
ajase-2616	47	18	an	an	DET
ajase-2616	47	19	extended	extended	ADJ
ajase-2616	47	20	period	period	NOUN
ajase-2616	47	21	,	,	PUNCT
ajase-2616	47	22	which	which	PRON
ajase-2616	47	23	would	would	AUX
ajase-2616	47	24	have	have	AUX
ajase-2616	47	25	significantly	significantly	ADV
ajase-2616	47	26	increased	increase	VERB
ajase-2616	47	27	the	the	DET
ajase-2616	47	28	financial	financial	ADJ
ajase-2616	47	29	and	and	CCONJ
ajase-2616	47	30	time	time	NOUN
ajase-2616	47	31	burden	burden	NOUN
ajase-2616	47	32	of	of	ADP
ajase-2616	47	33	the	the	DET
ajase-2616	47	34	study	study	NOUN
ajase-2616	47	35	.	.	PUNCT
ajase-2616	48	1	given	give	VERB
ajase-2616	48	2	the	the	DET
ajase-2616	48	3	resource	resource	NOUN
ajase-2616	48	4	constraints	constraint	NOUN
ajase-2616	48	5	,	,	PUNCT
ajase-2616	48	6	a	a	DET
ajase-2616	48	7	crosssectional	crosssectional	ADJ
ajase-2616	48	8	design	design	NOUN
ajase-2616	48	9	was	be	AUX
ajase-2616	48	10	a	a	DET
ajase-2616	48	11	feasible	feasible	ADJ
ajase-2616	48	12	approach	approach	NOUN
ajase-2616	48	13	to	to	ADP
ajase-2616	48	14	data	data	NOUN
ajase-2616	48	15	collection	collection	NOUN
ajase-2616	48	16	and	and	CCONJ
ajase-2616	48	17	assessment	assessment	NOUN
ajase-2616	48	18	of	of	ADP
ajase-2616	48	19	the	the	DET
ajase-2616	48	20	effectiveness	effectiveness	NOUN
ajase-2616	48	21	of	of	ADP
ajase-2616	48	22	the	the	DET
ajase-2616	48	23	vicoba	vicoba	NOUN
ajase-2616	48	24	on	on	ADP
ajase-2616	48	25	poverty	poverty	NOUN
ajase-2616	48	26	reduction	reduction	NOUN
ajase-2616	48	27	within	within	ADP
ajase-2616	48	28	a	a	DET
ajase-2616	48	29	reasonable	reasonable	ADJ
ajase-2616	48	30	timeframe	timeframe	NOUN
ajase-2616	48	31	.	.	PUNCT
ajase-2616	49	1	in	in	ADP
ajase-2616	49	2	addition	addition	NOUN
ajase-2616	49	3	,	,	PUNCT
ajase-2616	49	4	the	the	DET
ajase-2616	49	5	cross	cross	ADJ
ajase-2616	49	6	-	-	ADJ
ajase-2616	49	7	sectional	sectional	ADJ
ajase-2616	49	8	design	design	NOUN
ajase-2616	49	9	allowed	allow	VERB
ajase-2616	49	10	the	the	DET
ajase-2616	49	11	study	study	NOUN
ajase-2616	49	12	to	to	PART
ajase-2616	49	13	capture	capture	VERB
ajase-2616	49	14	a	a	DET
ajase-2616	49	15	snapshot	snapshot	NOUN
ajase-2616	49	16	of	of	ADP
ajase-2616	49	17	the	the	DET
ajase-2616	49	18	present	present	ADJ
ajase-2616	49	19	situation	situation	NOUN
ajase-2616	49	20	regarding	regard	VERB
ajase-2616	49	21	poverty	poverty	NOUN
ajase-2616	49	22	and	and	CCONJ
ajase-2616	49	23	the	the	DET
ajase-2616	49	24	effectiveness	effectiveness	NOUN
ajase-2616	49	25	of	of	ADP
ajase-2616	49	26	the	the	DET
ajase-2616	49	27	vicoba	vicoba	NOUN
ajase-2616	49	28	lending	lending	NOUN
ajase-2616	49	29	scheme	scheme	NOUN
ajase-2616	49	30	in	in	ADP
ajase-2616	49	31	the	the	DET
ajase-2616	49	32	district	district	NOUN
ajase-2616	49	33	.	.	PUNCT
ajase-2616	50	1	sample	sample	NOUN
ajase-2616	50	2	size	size	NOUN
ajase-2616	50	3	determination	determination	NOUN
ajase-2616	50	4	and	and	CCONJ
ajase-2616	50	5	sampling	sample	VERB
ajase-2616	50	6	technique	technique	NOUN
ajase-2616	50	7	the	the	DET
ajase-2616	50	8	sample	sample	NOUN
ajase-2616	50	9	size	size	NOUN
ajase-2616	50	10	for	for	ADP
ajase-2616	50	11	this	this	DET
ajase-2616	50	12	study	study	NOUN
ajase-2616	50	13	was	be	AUX
ajase-2616	50	14	determined	determine	VERB
ajase-2616	50	15	based	base	VERB
ajase-2616	50	16	on	on	ADP
ajase-2616	50	17	practical	practical	ADJ
ajase-2616	50	18	considerations	consideration	NOUN
ajase-2616	50	19	and	and	CCONJ
ajase-2616	50	20	the	the	DET
ajase-2616	50	21	need	need	NOUN
ajase-2616	50	22	for	for	ADP
ajase-2616	50	23	adequate	adequate	ADJ
ajase-2616	50	24	representation	representation	NOUN
ajase-2616	50	25	of	of	ADP
ajase-2616	50	26	vicoba	vicoba	NOUN
ajase-2616	50	27	members	member	NOUN
ajase-2616	50	28	and	and	CCONJ
ajase-2616	50	29	key	key	ADJ
ajase-2616	50	30	informants	informant	NOUN
ajase-2616	50	31	.	.	PUNCT
ajase-2616	51	1	sixty	sixty	NUM
ajase-2616	51	2	-	-	PUNCT
ajase-2616	51	3	two	two	NUM
ajase-2616	51	4	respondents	respondent	NOUN
ajase-2616	51	5	were	be	AUX
ajase-2616	51	6	selected	select	VERB
ajase-2616	51	7	,	,	PUNCT
ajase-2616	51	8	comprising	comprise	VERB
ajase-2616	51	9	sixty	sixty	NUM
ajase-2616	51	10	vicoba	vicoba	NOUN
ajase-2616	51	11	group	group	NOUN
ajase-2616	51	12	members	member	NOUN
ajase-2616	51	13	and	and	CCONJ
ajase-2616	51	14	two	two	NUM
ajase-2616	51	15	key	key	ADJ
ajase-2616	51	16	informants	informant	NOUN
ajase-2616	51	17	.	.	PUNCT
ajase-2616	52	1	purposive	purposive	ADJ
ajase-2616	52	2	sampling	sampling	NOUN
ajase-2616	52	3	was	be	AUX
ajase-2616	52	4	employed	employ	VERB
ajase-2616	52	5	to	to	PART
ajase-2616	52	6	select	select	VERB
ajase-2616	52	7	key	key	ADJ
ajase-2616	52	8	informants	informant	NOUN
ajase-2616	52	9	,	,	PUNCT
ajase-2616	52	10	including	include	VERB
ajase-2616	52	11	a	a	DET
ajase-2616	52	12	community	community	NOUN
ajase-2616	52	13	development	development	NOUN
ajase-2616	52	14	officer	officer	NOUN
ajase-2616	52	15	dealing	deal	VERB
ajase-2616	52	16	with	with	ADP
ajase-2616	52	17	vicoba	vicoba	NOUN
ajase-2616	52	18	and	and	CCONJ
ajase-2616	52	19	sedit	sedit	NOUN
ajase-2616	52	20	staff	staff	NOUN
ajase-2616	52	21	.	.	PUNCT
ajase-2616	53	1	this	this	DET
ajase-2616	53	2	sampling	sampling	NOUN
ajase-2616	53	3	technique	technique	NOUN
ajase-2616	53	4	allowed	allow	VERB
ajase-2616	53	5	an	an	DET
ajase-2616	53	6	intentional	intentional	ADJ
ajase-2616	53	7	selection	selection	NOUN
ajase-2616	53	8	of	of	ADP
ajase-2616	53	9	individuals	individual	NOUN
ajase-2616	53	10	with	with	ADP
ajase-2616	53	11	relevant	relevant	ADJ
ajase-2616	53	12	expertise	expertise	NOUN
ajase-2616	53	13	and	and	CCONJ
ajase-2616	53	14	experience	experience	NOUN
ajase-2616	53	15	in	in	ADP
ajase-2616	53	16	microfinance	microfinance	NOUN
ajase-2616	53	17	and	and	CCONJ
ajase-2616	53	18	community	community	NOUN
ajase-2616	53	19	development	development	NOUN
ajase-2616	53	20	,	,	PUNCT
ajase-2616	53	21	ensuring	ensure	VERB
ajase-2616	53	22	precise	precise	ADJ
ajase-2616	53	23	data	datum	NOUN
ajase-2616	53	24	collection	collection	NOUN
ajase-2616	53	25	and	and	CCONJ
ajase-2616	53	26	perceptions	perception	NOUN
ajase-2616	53	27	of	of	ADP
ajase-2616	53	28	the	the	DET
ajase-2616	53	29	effectiveness	effectiveness	NOUN
ajase-2616	53	30	of	of	ADP
ajase-2616	53	31	the	the	DET
ajase-2616	53	32	vicoba	vicoba	NOUN
ajase-2616	53	33	.	.	PUNCT
ajase-2616	54	1	in	in	ADP
ajase-2616	54	2	selecting	select	VERB
ajase-2616	54	3	vicoba	vicoba	NOUN
ajase-2616	54	4	members	member	NOUN
ajase-2616	54	5	,	,	PUNCT
ajase-2616	54	6	a	a	DET
ajase-2616	54	7	combination	combination	NOUN
ajase-2616	54	8	of	of	ADP
ajase-2616	54	9	multistage	multistage	NOUN
ajase-2616	54	10	sampling	sampling	NOUN
ajase-2616	54	11	,	,	PUNCT
ajase-2616	54	12	simple	simple	ADJ
ajase-2616	54	13	random	random	ADJ
ajase-2616	54	14	sampling	sampling	NOUN
ajase-2616	54	15	,	,	PUNCT
ajase-2616	54	16	and	and	CCONJ
ajase-2616	54	17	purposive	purposive	ADJ
ajase-2616	54	18	sampling	sampling	NOUN
ajase-2616	54	19	was	be	AUX
ajase-2616	54	20	employed	employ	VERB
ajase-2616	54	21	as	as	SCONJ
ajase-2616	54	22	follows	follow	VERB
ajase-2616	54	23	:	:	PUNCT
ajase-2616	54	24	morogoro	morogoro	PROPN
ajase-2616	54	25	district	district	PROPN
ajase-2616	54	26	was	be	AUX
ajase-2616	54	27	selected	select	VERB
ajase-2616	54	28	from	from	ADP
ajase-2616	54	29	among	among	ADP
ajase-2616	54	30	the	the	DET
ajase-2616	54	31	nine	nine	NUM
ajase-2616	54	32	districts	district	NOUN
ajase-2616	54	33	in	in	ADP
ajase-2616	54	34	the	the	DET
ajase-2616	54	35	region	region	NOUN
ajase-2616	54	36	.	.	PUNCT
ajase-2616	55	1	this	this	DET
ajase-2616	55	2	initial	initial	ADJ
ajase-2616	55	3	stage	stage	NOUN
ajase-2616	55	4	of	of	ADP
ajase-2616	55	5	multistage	multistage	NOUN
ajase-2616	55	6	sampling	sampling	NOUN
ajase-2616	55	7	involved	involve	VERB
ajase-2616	55	8	purposefully	purposefully	ADV
ajase-2616	55	9	selecting	select	VERB
ajase-2616	55	10	the	the	DET
ajase-2616	55	11	morogoro	morogoro	PROPN
ajase-2616	55	12	district	district	NOUN
ajase-2616	55	13	due	due	ADP
ajase-2616	55	14	to	to	ADP
ajase-2616	55	15	its	its	PRON
ajase-2616	55	16	significance	significance	NOUN
ajase-2616	55	17	as	as	ADP
ajase-2616	55	18	the	the	DET
ajase-2616	55	19	study	study	NOUN
ajase-2616	55	20	area	area	NOUN
ajase-2616	55	21	with	with	ADP
ajase-2616	55	22	a	a	DET
ajase-2616	55	23	concentration	concentration	NOUN
ajase-2616	55	24	of	of	ADP
ajase-2616	55	25	microfinance	microfinance	NOUN
ajase-2616	55	26	institutions	institution	NOUN
ajase-2616	55	27	.	.	PUNCT
ajase-2616	56	1	within	within	ADP
ajase-2616	56	2	the	the	DET
ajase-2616	56	3	morogoro	morogoro	PROPN
ajase-2616	56	4	district	district	PROPN
ajase-2616	56	5	,	,	PUNCT
ajase-2616	56	6	five	five	NUM
ajase-2616	56	7	wards	ward	NOUN
ajase-2616	56	8	were	be	AUX
ajase-2616	56	9	purposively	purposively	ADV
ajase-2616	56	10	selected	select	VERB
ajase-2616	56	11	:	:	PUNCT
ajase-2616	56	12	kihonda	kihonda	NOUN
ajase-2616	56	13	,	,	PUNCT
ajase-2616	56	14	mji	mji	NOUN
ajase-2616	56	15	mpya	mpya	NOUN
ajase-2616	56	16	,	,	PUNCT
ajase-2616	56	17	bigwa	bigwa	NOUN
ajase-2616	56	18	,	,	PUNCT
ajase-2616	56	19	kingolwira	kingolwira	NOUN
ajase-2616	56	20	,	,	PUNCT
ajase-2616	56	21	and	and	CCONJ
ajase-2616	56	22	mazimbu	mazimbu	NOUN
ajase-2616	56	23	.	.	PUNCT
ajase-2616	57	1	these	these	DET
ajase-2616	57	2	wards	ward	NOUN
ajase-2616	57	3	were	be	AUX
ajase-2616	57	4	chosen	choose	VERB
ajase-2616	57	5	due	due	ADP
ajase-2616	57	6	to	to	ADP
ajase-2616	57	7	the	the	DET
ajase-2616	57	8	prevalence	prevalence	NOUN
ajase-2616	57	9	of	of	ADP
ajase-2616	57	10	vicoba	vicoba	NOUN
ajase-2616	57	11	groups	group	NOUN
ajase-2616	57	12	in	in	ADP
ajase-2616	57	13	comparison	comparison	NOUN
ajase-2616	57	14	to	to	ADP
ajase-2616	57	15	others	other	NOUN
ajase-2616	57	16	.	.	PUNCT
ajase-2616	58	1	additionally	additionally	ADV
ajase-2616	58	2	,	,	PUNCT
ajase-2616	58	3	they	they	PRON
ajase-2616	58	4	are	be	AUX
ajase-2616	58	5	situated	situate	VERB
ajase-2616	58	6	in	in	ADP
ajase-2616	58	7	areas	area	NOUN
ajase-2616	58	8	where	where	SCONJ
ajase-2616	58	9	vicoba	vicoba	NOUN
ajase-2616	58	10	members	member	NOUN
ajase-2616	58	11	have	have	AUX
ajase-2616	58	12	spearheaded	spearhead	VERB
ajase-2616	58	13	numerous	numerous	ADJ
ajase-2616	58	14	initiatives	initiative	NOUN
ajase-2616	58	15	.	.	PUNCT
ajase-2616	59	1	within	within	ADP
ajase-2616	59	2	each	each	DET
ajase-2616	59	3	selected	select	VERB
ajase-2616	59	4	ward	ward	NOUN
ajase-2616	59	5	,	,	PUNCT
ajase-2616	59	6	twelve	twelve	NUM
ajase-2616	59	7	respondents	respondent	NOUN
ajase-2616	59	8	were	be	AUX
ajase-2616	59	9	chosen	choose	VERB
ajase-2616	59	10	randomly	randomly	ADV
ajase-2616	59	11	.	.	PUNCT
ajase-2616	60	1	random	random	ADJ
ajase-2616	60	2	selection	selection	NOUN
ajase-2616	60	3	ensured	ensure	VERB
ajase-2616	60	4	that	that	SCONJ
ajase-2616	60	5	every	every	DET
ajase-2616	60	6	vicoba	vicoba	NOUN
ajase-2616	60	7	member	member	NOUN
ajase-2616	60	8	had	have	VERB
ajase-2616	60	9	an	an	DET
ajase-2616	60	10	equal	equal	ADJ
ajase-2616	60	11	chance	chance	NOUN
ajase-2616	60	12	of	of	ADP
ajase-2616	60	13	being	be	AUX
ajase-2616	60	14	included	include	VERB
ajase-2616	60	15	in	in	ADP
ajase-2616	60	16	the	the	DET
ajase-2616	60	17	sample	sample	NOUN
ajase-2616	60	18	.	.	PUNCT
ajase-2616	61	1	source	source	NOUN
ajase-2616	61	2	of	of	ADP
ajase-2616	61	3	data	datum	NOUN
ajase-2616	61	4	and	and	CCONJ
ajase-2616	61	5	data	datum	NOUN
ajase-2616	61	6	collection	collection	NOUN
ajase-2616	61	7	techniques	technique	NOUN
ajase-2616	61	8	the	the	DET
ajase-2616	61	9	study	study	NOUN
ajase-2616	61	10	data	datum	NOUN
ajase-2616	61	11	was	be	AUX
ajase-2616	61	12	gathered	gather	VERB
ajase-2616	61	13	from	from	ADP
ajase-2616	61	14	primary	primary	ADJ
ajase-2616	61	15	sources	source	NOUN
ajase-2616	61	16	,	,	PUNCT
ajase-2616	61	17	i.e.	i.e.	X
ajase-2616	61	18	,	,	PUNCT
ajase-2616	61	19	vicoba	vicoba	NOUN
ajase-2616	61	20	members	member	NOUN
ajase-2616	61	21	and	and	CCONJ
ajase-2616	61	22	officers	officer	NOUN
ajase-2616	61	23	from	from	ADP
ajase-2616	61	24	the	the	DET
ajase-2616	61	25	morogoro	morogoro	PROPN
ajase-2616	61	26	district	district	NOUN
ajase-2616	61	27	and	and	CCONJ
ajase-2616	61	28	sedit	sedit	NOUN
ajase-2616	61	29	.	.	PUNCT
ajase-2616	62	1	the	the	DET
ajase-2616	62	2	exercise	exercise	NOUN
ajase-2616	62	3	involved	involve	VERB
ajase-2616	62	4	surveys	survey	NOUN
ajase-2616	62	5	,	,	PUNCT
ajase-2616	62	6	interviews	interview	NOUN
ajase-2616	62	7	,	,	PUNCT
ajase-2616	62	8	questionnaires	questionnaire	NOUN
ajase-2616	62	9	,	,	PUNCT
ajase-2616	62	10	and	and	CCONJ
ajase-2616	62	11	interview	interview	NOUN
ajase-2616	62	12	guides	guide	NOUN
ajase-2616	62	13	.	.	PUNCT
ajase-2616	63	1	they	they	PRON
ajase-2616	63	2	were	be	AUX
ajase-2616	63	3	utilised	utilise	VERB
ajase-2616	63	4	as	as	SCONJ
ajase-2616	63	5	follows	follow	VERB
ajase-2616	63	6	:	:	PUNCT
ajase-2616	63	7	surveys	survey	NOUN
ajase-2616	63	8	were	be	AUX
ajase-2616	63	9	conducted	conduct	VERB
ajase-2616	63	10	in	in	ADP
ajase-2616	63	11	a	a	DET
ajase-2616	63	12	structured	structured	ADJ
ajase-2616	63	13	manner	manner	NOUN
ajase-2616	63	14	to	to	PART
ajase-2616	63	15	maintain	maintain	VERB
ajase-2616	63	16	consistency	consistency	NOUN
ajase-2616	63	17	and	and	CCONJ
ajase-2616	63	18	ensure	ensure	VERB
ajase-2616	63	19	the	the	DET
ajase-2616	63	20	quality	quality	NOUN
ajase-2616	63	21	of	of	ADP
ajase-2616	63	22	the	the	DET
ajase-2616	63	23	collected	collect	VERB
ajase-2616	63	24	data	datum	NOUN
ajase-2616	63	25	.	.	PUNCT
ajase-2616	64	1	questionnaires	questionnaire	NOUN
ajase-2616	64	2	were	be	AUX
ajase-2616	64	3	distributed	distribute	VERB
ajase-2616	64	4	to	to	ADP
ajase-2616	64	5	vicoba	vicoba	NOUN
ajase-2616	64	6	members	member	NOUN
ajase-2616	64	7	to	to	PART
ajase-2616	64	8	gather	gather	VERB
ajase-2616	64	9	quantitative	quantitative	ADJ
ajase-2616	64	10	data	datum	NOUN
ajase-2616	64	11	on	on	ADP
ajase-2616	64	12	various	various	ADJ
ajase-2616	64	13	aspects	aspect	NOUN
ajase-2616	64	14	of	of	ADP
ajase-2616	64	15	their	their	PRON
ajase-2616	64	16	group	group	NOUN
ajase-2616	64	17	involvement	involvement	NOUN
ajase-2616	64	18	.	.	PUNCT
ajase-2616	65	1	the	the	DET
ajase-2616	65	2	semi	semi	ADJ
ajase-2616	65	3	-	-	ADJ
ajase-2616	65	4	structured	structured	ADJ
ajase-2616	65	5	questionnaires	questionnaire	NOUN
ajase-2616	65	6	collected	collect	VERB
ajase-2616	65	7	information	information	NOUN
ajase-2616	65	8	on	on	ADP
ajase-2616	65	9	demographic	demographic	ADJ
ajase-2616	65	10	characteristics	characteristic	NOUN
ajase-2616	65	11	,	,	PUNCT
ajase-2616	65	12	financial	financial	ADJ
ajase-2616	65	13	behaviours	behaviour	NOUN
ajase-2616	65	14	,	,	PUNCT
ajase-2616	65	15	perceptions	perception	NOUN
ajase-2616	65	16	of	of	ADP
ajase-2616	65	17	the	the	DET
ajase-2616	65	18	vicoba	vicoba	NOUN
ajase-2616	65	19	intervention	intervention	NOUN
ajase-2616	65	20	,	,	PUNCT
ajase-2616	65	21	and	and	CCONJ
ajase-2616	65	22	its	its	PRON
ajase-2616	65	23	effectiveness	effectiveness	NOUN
ajase-2616	65	24	in	in	ADP
ajase-2616	65	25	poverty	poverty	NOUN
ajase-2616	65	26	alleviation	alleviation	NOUN
ajase-2616	65	27	.	.	PUNCT
ajase-2616	66	1	the	the	DET
ajase-2616	66	2	distribution	distribution	NOUN
ajase-2616	66	3	process	process	NOUN
ajase-2616	66	4	involved	involve	VERB
ajase-2616	66	5	obtaining	obtain	VERB
ajase-2616	66	6	consent	consent	NOUN
ajase-2616	66	7	from	from	ADP
ajase-2616	66	8	participants	participant	NOUN
ajase-2616	66	9	,	,	PUNCT
ajase-2616	66	10	explaining	explain	VERB
ajase-2616	66	11	the	the	DET
ajase-2616	66	12	purpose	purpose	NOUN
ajase-2616	66	13	of	of	ADP
ajase-2616	66	14	the	the	DET
ajase-2616	66	15	study	study	NOUN
ajase-2616	66	16	,	,	PUNCT
ajase-2616	66	17	and	and	CCONJ
ajase-2616	66	18	providing	provide	VERB
ajase-2616	66	19	instructions	instruction	NOUN
ajase-2616	66	20	for	for	ADP
ajase-2616	66	21	completing	complete	VERB
ajase-2616	66	22	the	the	DET
ajase-2616	66	23	questionnaires	questionnaire	NOUN
ajase-2616	66	24	.	.	PUNCT
ajase-2616	67	1	in	in	ADP
ajase-2616	67	2	addition	addition	NOUN
ajase-2616	67	3	to	to	ADP
ajase-2616	67	4	surveys	survey	NOUN
ajase-2616	67	5	,	,	PUNCT
ajase-2616	67	6	interviews	interview	NOUN
ajase-2616	67	7	were	be	AUX
ajase-2616	67	8	conducted	conduct	VERB
ajase-2616	67	9	with	with	ADP
ajase-2616	67	10	key	key	ADJ
ajase-2616	67	11	stakeholders	stakeholder	NOUN
ajase-2616	67	12	involved	involve	VERB
ajase-2616	67	13	in	in	ADP
ajase-2616	67	14	the	the	DET
ajase-2616	67	15	implementation	implementation	NOUN
ajase-2616	67	16	of	of	ADP
ajase-2616	67	17	the	the	DET
ajase-2616	67	18	project	project	NOUN
ajase-2616	67	19	.	.	PUNCT
ajase-2616	68	1	this	this	PRON
ajase-2616	68	2	included	include	VERB
ajase-2616	68	3	a	a	DET
ajase-2616	68	4	community	community	NOUN
ajase-2616	68	5	development	development	NOUN
ajase-2616	68	6	officer	officer	NOUN
ajase-2616	68	7	and	and	CCONJ
ajase-2616	68	8	a	a	DET
ajase-2616	68	9	programme	programme	NOUN
ajase-2616	68	10	leader	leader	NOUN
ajase-2616	68	11	.	.	PUNCT
ajase-2616	69	1	the	the	DET
ajase-2616	69	2	interviews	interview	NOUN
ajase-2616	69	3	were	be	AUX
ajase-2616	69	4	semistructured	semistructure	VERB
ajase-2616	69	5	,	,	PUNCT
ajase-2616	69	6	utilising	utilise	VERB
ajase-2616	69	7	interview	interview	NOUN
ajase-2616	69	8	guides	guide	NOUN
ajase-2616	69	9	to	to	PART
ajase-2616	69	10	ensure	ensure	VERB
ajase-2616	69	11	consistency	consistency	NOUN
ajase-2616	69	12	and	and	CCONJ
ajase-2616	69	13	focus	focus	VERB
ajase-2616	69	14	on	on	ADP
ajase-2616	69	15	key	key	ADJ
ajase-2616	69	16	topics	topic	NOUN
ajase-2616	69	17	.	.	PUNCT
ajase-2616	70	1	through	through	ADP
ajase-2616	70	2	interviews	interview	NOUN
ajase-2616	70	3	,	,	PUNCT
ajase-2616	70	4	qualitative	qualitative	ADJ
ajase-2616	70	5	data	datum	NOUN
ajase-2616	70	6	were	be	AUX
ajase-2616	70	7	collected	collect	VERB
ajase-2616	70	8	to	to	PART
ajase-2616	70	9	understand	understand	VERB
ajase-2616	70	10	the	the	DET
ajase-2616	70	11	operational	operational	ADJ
ajase-2616	70	12	aspects	aspect	NOUN
ajase-2616	70	13	of	of	ADP
ajase-2616	70	14	the	the	DET
ajase-2616	70	15	vicoba	vicoba	NOUN
ajase-2616	70	16	intervention	intervention	NOUN
ajase-2616	70	17	,	,	PUNCT
ajase-2616	70	18	challenges	challenge	NOUN
ajase-2616	70	19	faced	face	VERB
ajase-2616	70	20	,	,	PUNCT
ajase-2616	70	21	successes	success	NOUN
ajase-2616	70	22	achieved	achieve	VERB
ajase-2616	70	23	,	,	PUNCT
ajase-2616	70	24	and	and	CCONJ
ajase-2616	70	25	perceptions	perception	NOUN
ajase-2616	70	26	regarding	regard	VERB
ajase-2616	70	27	its	its	PRON
ajase-2616	70	28	effectiveness	effectiveness	NOUN
ajase-2616	70	29	pa	pa	PROPN
ajase-2616	70	30	ge	ge	PROPN
ajase-2616	70	31	94	94	NUM
ajase-2616	71	1	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-2616	71	2	am	be	AUX
ajase-2616	71	3	.	.	PUNCT
ajase-2616	72	1	j.	j.	PROPN
ajase-2616	72	2	appl	appl	PROPN
ajase-2616	72	3	.	.	PROPN
ajase-2616	73	1	stat	stat	PROPN
ajase-2616	73	2	.	.	PUNCT
ajase-2616	74	1	econ	econ	PROPN
ajase-2616	74	2	.	.	PUNCT
ajase-2616	75	1	3(1	3(1	NUM
ajase-2616	75	2	)	)	PUNCT
ajase-2616	75	3	92	92	NUM
ajase-2616	75	4	-	-	SYM
ajase-2616	75	5	98	98	NUM
ajase-2616	75	6	,	,	PUNCT
ajase-2616	75	7	2024	2024	NUM
ajase-2616	75	8	in	in	ADP
ajase-2616	75	9	poverty	poverty	NOUN
ajase-2616	75	10	alleviation	alleviation	NOUN
ajase-2616	75	11	.	.	PUNCT
ajase-2616	76	1	interviews	interview	NOUN
ajase-2616	76	2	with	with	ADP
ajase-2616	76	3	community	community	NOUN
ajase-2616	76	4	development	development	NOUN
ajase-2616	76	5	officers	officer	NOUN
ajase-2616	76	6	and	and	CCONJ
ajase-2616	76	7	vicoba	vicoba	NOUN
ajase-2616	76	8	lending	lending	NOUN
ajase-2616	76	9	scheme	scheme	NOUN
ajase-2616	76	10	leaders	leader	NOUN
ajase-2616	76	11	were	be	AUX
ajase-2616	76	12	arranged	arrange	VERB
ajase-2616	76	13	through	through	ADP
ajase-2616	76	14	prior	prior	ADJ
ajase-2616	76	15	appointments	appointment	NOUN
ajase-2616	76	16	.	.	PUNCT
ajase-2616	77	1	interview	interview	NOUN
ajase-2616	77	2	guides	guide	NOUN
ajase-2616	77	3	escorted	escort	VERB
ajase-2616	77	4	the	the	DET
ajase-2616	77	5	conversation	conversation	NOUN
ajase-2616	77	6	to	to	PART
ajase-2616	77	7	ensure	ensure	VERB
ajase-2616	77	8	that	that	SCONJ
ajase-2616	77	9	relevant	relevant	ADJ
ajase-2616	77	10	topics	topic	NOUN
ajase-2616	77	11	were	be	AUX
ajase-2616	77	12	covered	cover	VERB
ajase-2616	77	13	.	.	PUNCT
ajase-2616	78	1	interviews	interview	NOUN
ajase-2616	78	2	were	be	AUX
ajase-2616	78	3	conducted	conduct	VERB
ajase-2616	78	4	face	face	NOUN
ajase-2616	78	5	-	-	PUNCT
ajase-2616	78	6	to	to	ADP
ajase-2616	78	7	-	-	PUNCT
ajase-2616	78	8	face	face	NOUN
ajase-2616	78	9	and	and	CCONJ
ajase-2616	78	10	by	by	ADP
ajase-2616	78	11	phone	phone	NOUN
ajase-2616	78	12	,	,	PUNCT
ajase-2616	78	13	depending	depend	VERB
ajase-2616	78	14	on	on	ADP
ajase-2616	78	15	the	the	DET
ajase-2616	78	16	availability	availability	NOUN
ajase-2616	78	17	and	and	CCONJ
ajase-2616	78	18	preferences	preference	NOUN
ajase-2616	78	19	of	of	ADP
ajase-2616	78	20	the	the	DET
ajase-2616	78	21	interviewees	interviewee	NOUN
ajase-2616	78	22	.	.	PUNCT
ajase-2616	79	1	during	during	ADP
ajase-2616	79	2	interviews	interview	NOUN
ajase-2616	79	3	,	,	PUNCT
ajase-2616	79	4	probing	probe	VERB
ajase-2616	79	5	questions	question	NOUN
ajase-2616	79	6	elicited	elicit	VERB
ajase-2616	79	7	detailed	detailed	ADJ
ajase-2616	79	8	responses	response	NOUN
ajase-2616	79	9	and	and	CCONJ
ajase-2616	79	10	captured	capture	VERB
ajase-2616	79	11	perspectives	perspective	NOUN
ajase-2616	79	12	on	on	ADP
ajase-2616	79	13	the	the	DET
ajase-2616	79	14	effectiveness	effectiveness	NOUN
ajase-2616	79	15	of	of	ADP
ajase-2616	79	16	the	the	DET
ajase-2616	79	17	vicoba	vicoba	NOUN
ajase-2616	79	18	intervention	intervention	NOUN
ajase-2616	79	19	in	in	ADP
ajase-2616	79	20	poverty	poverty	NOUN
ajase-2616	79	21	alleviation	alleviation	NOUN
ajase-2616	79	22	.	.	PUNCT
ajase-2616	80	1	the	the	DET
ajase-2616	80	2	need	need	NOUN
ajase-2616	80	3	to	to	PART
ajase-2616	80	4	gather	gather	VERB
ajase-2616	80	5	in	in	ADP
ajase-2616	80	6	-	-	PUNCT
ajase-2616	80	7	depth	depth	NOUN
ajase-2616	80	8	and	and	CCONJ
ajase-2616	80	9	firsthand	firsthand	ADJ
ajase-2616	80	10	information	information	NOUN
ajase-2616	80	11	directly	directly	ADV
ajase-2616	80	12	from	from	ADP
ajase-2616	80	13	the	the	DET
ajase-2616	80	14	study	study	NOUN
ajase-2616	80	15	’s	’s	PART
ajase-2616	80	16	stakeholders	stakeholder	NOUN
ajase-2616	80	17	led	lead	VERB
ajase-2616	80	18	to	to	ADP
ajase-2616	80	19	using	use	VERB
ajase-2616	80	20	survey	survey	NOUN
ajase-2616	80	21	questionnaires	questionnaire	NOUN
ajase-2616	80	22	and	and	CCONJ
ajase-2616	80	23	interviews	interview	NOUN
ajase-2616	80	24	as	as	ADP
ajase-2616	80	25	the	the	DET
ajase-2616	80	26	primary	primary	ADJ
ajase-2616	80	27	data	data	NOUN
ajase-2616	80	28	collection	collection	NOUN
ajase-2616	80	29	methods	method	NOUN
ajase-2616	80	30	.	.	PUNCT
ajase-2616	81	1	surveys	survey	NOUN
ajase-2616	81	2	allowed	allow	VERB
ajase-2616	81	3	for	for	ADP
ajase-2616	81	4	the	the	DET
ajase-2616	81	5	systematic	systematic	ADJ
ajase-2616	81	6	collection	collection	NOUN
ajase-2616	81	7	of	of	ADP
ajase-2616	81	8	quantitative	quantitative	ADJ
ajase-2616	81	9	data	datum	NOUN
ajase-2616	81	10	,	,	PUNCT
ajase-2616	81	11	while	while	SCONJ
ajase-2616	81	12	interviews	interview	NOUN
ajase-2616	81	13	,	,	PUNCT
ajase-2616	81	14	on	on	ADP
ajase-2616	81	15	the	the	DET
ajase-2616	81	16	other	other	ADJ
ajase-2616	81	17	hand	hand	NOUN
ajase-2616	81	18	,	,	PUNCT
ajase-2616	81	19	provided	provide	VERB
ajase-2616	81	20	a	a	DET
ajase-2616	81	21	platform	platform	NOUN
ajase-2616	81	22	for	for	SCONJ
ajase-2616	81	23	stakeholders	stakeholder	NOUN
ajase-2616	81	24	to	to	PART
ajase-2616	81	25	share	share	VERB
ajase-2616	81	26	experiences	experience	NOUN
ajase-2616	81	27	and	and	CCONJ
ajase-2616	81	28	perceptions	perception	NOUN
ajase-2616	81	29	,	,	PUNCT
ajase-2616	81	30	enriching	enrich	VERB
ajase-2616	81	31	the	the	DET
ajase-2616	81	32	understanding	understanding	NOUN
ajase-2616	81	33	of	of	ADP
ajase-2616	81	34	the	the	DET
ajase-2616	81	35	study	study	NOUN
ajase-2616	81	36	.	.	PUNCT
ajase-2616	82	1	data	datum	NOUN
ajase-2616	82	2	and	and	CCONJ
ajase-2616	82	3	analytical	analytical	ADJ
ajase-2616	82	4	strategy	strategy	NOUN
ajase-2616	82	5	the	the	DET
ajase-2616	82	6	data	data	NOUN
ajase-2616	82	7	analysis	analysis	NOUN
ajase-2616	82	8	involved	involve	VERB
ajase-2616	82	9	descriptive	descriptive	ADJ
ajase-2616	82	10	and	and	CCONJ
ajase-2616	82	11	inferential	inferential	ADJ
ajase-2616	82	12	techniques	technique	NOUN
ajase-2616	82	13	to	to	PART
ajase-2616	82	14	assess	assess	VERB
ajase-2616	82	15	the	the	DET
ajase-2616	82	16	effectiveness	effectiveness	NOUN
ajase-2616	82	17	of	of	ADP
ajase-2616	82	18	the	the	DET
ajase-2616	82	19	vicoba	vicoba	NOUN
ajase-2616	82	20	intervention	intervention	NOUN
ajase-2616	82	21	in	in	ADP
ajase-2616	82	22	alleviating	alleviate	VERB
ajase-2616	82	23	poverty	poverty	NOUN
ajase-2616	82	24	.	.	PUNCT
ajase-2616	83	1	before	before	ADP
ajase-2616	83	2	the	the	DET
ajase-2616	83	3	analysis	analysis	NOUN
ajase-2616	83	4	,	,	PUNCT
ajase-2616	83	5	data	datum	NOUN
ajase-2616	83	6	was	be	AUX
ajase-2616	83	7	processed	process	VERB
ajase-2616	83	8	and	and	CCONJ
ajase-2616	83	9	managed	manage	VERB
ajase-2616	83	10	via	via	ADP
ajase-2616	83	11	the	the	DET
ajase-2616	83	12	statistical	statistical	ADJ
ajase-2616	83	13	package	package	NOUN
ajase-2616	83	14	for	for	ADP
ajase-2616	83	15	the	the	DET
ajase-2616	83	16	social	social	ADJ
ajase-2616	83	17	sciences	sciences	PROPN
ajase-2616	83	18	(	(	PUNCT
ajase-2616	83	19	spss	spss	PROPN
ajase-2616	83	20	)	)	PUNCT
ajase-2616	83	21	version	version	NOUN
ajase-2616	83	22	26	26	NUM
ajase-2616	83	23	;	;	PUNCT
ajase-2616	83	24	ibm	ibm	PROPN
ajase-2616	83	25	imported	import	VERB
ajase-2616	83	26	it	it	PRON
ajase-2616	83	27	to	to	PART
ajase-2616	83	28	stata	stata	VERB
ajase-2616	83	29	version	version	NOUN
ajase-2616	83	30	13	13	NUM
ajase-2616	83	31	for	for	ADP
ajase-2616	83	32	analysis	analysis	NOUN
ajase-2616	83	33	.	.	PUNCT
ajase-2616	84	1	descriptive	descriptive	ADJ
ajase-2616	84	2	analysis	analysis	NOUN
ajase-2616	84	3	techniques	technique	NOUN
ajase-2616	84	4	this	this	DET
ajase-2616	84	5	analysis	analysis	NOUN
ajase-2616	84	6	involved	involve	VERB
ajase-2616	84	7	summarising	summarise	VERB
ajase-2616	84	8	and	and	CCONJ
ajase-2616	84	9	presenting	present	VERB
ajase-2616	84	10	key	key	ADJ
ajase-2616	84	11	characteristics	characteristic	NOUN
ajase-2616	84	12	of	of	ADP
ajase-2616	84	13	the	the	DET
ajase-2616	84	14	vicoba	vicoba	NOUN
ajase-2616	84	15	members	member	NOUN
ajase-2616	84	16	.	.	PUNCT
ajase-2616	85	1	demographic	demographic	ADJ
ajase-2616	85	2	variables	variable	NOUN
ajase-2616	85	3	such	such	ADJ
ajase-2616	85	4	as	as	ADP
ajase-2616	85	5	age	age	NOUN
ajase-2616	85	6	,	,	PUNCT
ajase-2616	85	7	gender	gender	NOUN
ajase-2616	85	8	,	,	PUNCT
ajase-2616	85	9	and	and	CCONJ
ajase-2616	85	10	education	education	NOUN
ajase-2616	85	11	level	level	NOUN
ajase-2616	85	12	were	be	AUX
ajase-2616	85	13	described	describe	VERB
ajase-2616	85	14	using	use	VERB
ajase-2616	85	15	frequencies	frequency	NOUN
ajase-2616	85	16	.	.	PUNCT
ajase-2616	86	1	the	the	DET
ajase-2616	86	2	descriptive	descriptive	ADJ
ajase-2616	86	3	analysis	analysis	NOUN
ajase-2616	86	4	findings	finding	NOUN
ajase-2616	86	5	were	be	AUX
ajase-2616	86	6	presented	present	VERB
ajase-2616	86	7	using	use	VERB
ajase-2616	86	8	percentages	percentage	NOUN
ajase-2616	86	9	to	to	PART
ajase-2616	86	10	provide	provide	VERB
ajase-2616	86	11	a	a	DET
ajase-2616	86	12	clear	clear	ADJ
ajase-2616	86	13	and	and	CCONJ
ajase-2616	86	14	concise	concise	ADJ
ajase-2616	86	15	overview	overview	NOUN
ajase-2616	86	16	of	of	ADP
ajase-2616	86	17	the	the	DET
ajase-2616	86	18	data	datum	NOUN
ajase-2616	86	19	,	,	PUNCT
ajase-2616	86	20	facilitating	facilitate	VERB
ajase-2616	86	21	the	the	DET
ajase-2616	86	22	interpretation	interpretation	NOUN
ajase-2616	86	23	of	of	ADP
ajase-2616	86	24	socioeconomic	socioeconomic	ADJ
ajase-2616	86	25	characteristics	characteristic	NOUN
ajase-2616	86	26	among	among	ADP
ajase-2616	86	27	vicoba	vicoba	NOUN
ajase-2616	86	28	members	member	NOUN
ajase-2616	86	29	.	.	PUNCT
ajase-2616	87	1	econometric	econometric	ADJ
ajase-2616	87	2	analysis	analysis	NOUN
ajase-2616	87	3	strategy	strategy	NOUN
ajase-2616	87	4	the	the	DET
ajase-2616	87	5	econometric	econometric	ADJ
ajase-2616	87	6	analysis	analysis	NOUN
ajase-2616	87	7	in	in	ADP
ajase-2616	87	8	this	this	DET
ajase-2616	87	9	study	study	NOUN
ajase-2616	87	10	involved	involve	VERB
ajase-2616	87	11	the	the	DET
ajase-2616	87	12	application	application	NOUN
ajase-2616	87	13	of	of	ADP
ajase-2616	87	14	statistical	statistical	ADJ
ajase-2616	87	15	and	and	CCONJ
ajase-2616	87	16	econometric	econometric	ADJ
ajase-2616	87	17	techniques	technique	NOUN
ajase-2616	87	18	to	to	PART
ajase-2616	87	19	assess	assess	VERB
ajase-2616	87	20	the	the	DET
ajase-2616	87	21	relationship	relationship	NOUN
ajase-2616	87	22	between	between	ADP
ajase-2616	87	23	vicoba	vicoba	NOUN
ajase-2616	87	24	output	output	NOUN
ajase-2616	87	25	and	and	CCONJ
ajase-2616	87	26	poverty	poverty	NOUN
ajase-2616	87	27	reduction	reduction	NOUN
ajase-2616	87	28	among	among	ADP
ajase-2616	87	29	members	member	NOUN
ajase-2616	87	30	of	of	ADP
ajase-2616	87	31	the	the	DET
ajase-2616	87	32	study	study	NOUN
ajase-2616	87	33	area	area	NOUN
ajase-2616	87	34	.	.	PUNCT
ajase-2616	88	1	specifically	specifically	ADV
ajase-2616	88	2	,	,	PUNCT
ajase-2616	88	3	a	a	DET
ajase-2616	88	4	logit	logit	NOUN
ajase-2616	88	5	regression	regression	NOUN
ajase-2616	88	6	model	model	NOUN
ajase-2616	88	7	was	be	AUX
ajase-2616	88	8	utilised	utilise	VERB
ajase-2616	88	9	to	to	PART
ajase-2616	88	10	assess	assess	VERB
ajase-2616	88	11	the	the	DET
ajase-2616	88	12	impact	impact	NOUN
ajase-2616	88	13	of	of	ADP
ajase-2616	88	14	the	the	DET
ajase-2616	88	15	vicoba	vicoba	NOUN
ajase-2616	88	16	on	on	ADP
ajase-2616	88	17	poverty	poverty	NOUN
ajase-2616	88	18	reduction	reduction	NOUN
ajase-2616	88	19	among	among	ADP
ajase-2616	88	20	beneficiaries	beneficiary	NOUN
ajase-2616	88	21	.	.	PUNCT
ajase-2616	89	1	the	the	DET
ajase-2616	89	2	logit	logit	PROPN
ajase-2616	89	3	regression	regression	NOUN
ajase-2616	89	4	model	model	NOUN
ajase-2616	89	5	was	be	AUX
ajase-2616	89	6	selected	select	VERB
ajase-2616	89	7	for	for	ADP
ajase-2616	89	8	this	this	DET
ajase-2616	89	9	study	study	NOUN
ajase-2616	89	10	to	to	PART
ajase-2616	89	11	assess	assess	VERB
ajase-2616	89	12	the	the	DET
ajase-2616	89	13	effectiveness	effectiveness	NOUN
ajase-2616	89	14	of	of	ADP
ajase-2616	89	15	the	the	DET
ajase-2616	89	16	vicoba	vicoba	NOUN
ajase-2616	89	17	intervention	intervention	NOUN
ajase-2616	89	18	on	on	ADP
ajase-2616	89	19	poverty	poverty	NOUN
ajase-2616	89	20	reduction	reduction	NOUN
ajase-2616	89	21	among	among	ADP
ajase-2616	89	22	beneficiaries	beneficiary	NOUN
ajase-2616	89	23	.	.	PUNCT
ajase-2616	90	1	the	the	DET
ajase-2616	90	2	logit	logit	PROPN
ajase-2616	90	3	model	model	NOUN
ajase-2616	90	4	is	be	AUX
ajase-2616	90	5	suitable	suitable	ADJ
ajase-2616	90	6	for	for	ADP
ajase-2616	90	7	analysing	analyse	VERB
ajase-2616	90	8	binary	binary	ADJ
ajase-2616	90	9	outcomes	outcome	NOUN
ajase-2616	90	10	and	and	CCONJ
ajase-2616	90	11	categorical	categorical	ADJ
ajase-2616	90	12	dependent	dependent	ADJ
ajase-2616	90	13	variables	variable	NOUN
ajase-2616	90	14	,	,	PUNCT
ajase-2616	90	15	making	make	VERB
ajase-2616	90	16	it	it	PRON
ajase-2616	90	17	an	an	DET
ajase-2616	90	18	appropriate	appropriate	ADJ
ajase-2616	90	19	choice	choice	NOUN
ajase-2616	90	20	for	for	ADP
ajase-2616	90	21	assessing	assess	VERB
ajase-2616	90	22	the	the	DET
ajase-2616	90	23	likelihood	likelihood	NOUN
ajase-2616	90	24	of	of	ADP
ajase-2616	90	25	poverty	poverty	NOUN
ajase-2616	90	26	reduction	reduction	NOUN
ajase-2616	90	27	due	due	ADP
ajase-2616	90	28	to	to	ADP
ajase-2616	90	29	the	the	DET
ajase-2616	90	30	vicoba	vicoba	NOUN
ajase-2616	90	31	intervention	intervention	NOUN
ajase-2616	90	32	.	.	PUNCT
ajase-2616	91	1	the	the	DET
ajase-2616	91	2	logit	logit	PROPN
ajase-2616	91	3	regression	regression	NOUN
ajase-2616	91	4	model	model	NOUN
ajase-2616	91	5	is	be	AUX
ajase-2616	91	6	a	a	DET
ajase-2616	91	7	statistical	statistical	ADJ
ajase-2616	91	8	technique	technique	NOUN
ajase-2616	91	9	commonly	commonly	ADV
ajase-2616	91	10	used	use	VERB
ajase-2616	91	11	to	to	PART
ajase-2616	91	12	estimate	estimate	VERB
ajase-2616	91	13	the	the	DET
ajase-2616	91	14	probability	probability	NOUN
ajase-2616	91	15	of	of	ADP
ajase-2616	91	16	an	an	DET
ajase-2616	91	17	event	event	NOUN
ajase-2616	91	18	occurring	occur	VERB
ajase-2616	91	19	(	(	PUNCT
ajase-2616	91	20	waqas	waqas	PROPN
ajase-2616	91	21	&	&	CCONJ
ajase-2616	91	22	md	md	PROPN
ajase-2616	91	23	-	-	PUNCT
ajase-2616	91	24	rus	rus	PROPN
ajase-2616	91	25	,	,	PUNCT
ajase-2616	91	26	2018	2018	NUM
ajase-2616	91	27	)	)	PUNCT
ajase-2616	91	28	.	.	PUNCT
ajase-2616	92	1	it	it	PRON
ajase-2616	92	2	establishes	establish	VERB
ajase-2616	92	3	a	a	DET
ajase-2616	92	4	non	non	ADJ
ajase-2616	92	5	-	-	ADJ
ajase-2616	92	6	linear	linear	ADJ
ajase-2616	92	7	maximum	maximum	ADJ
ajase-2616	92	8	likelihood	likelihood	NOUN
ajase-2616	92	9	function	function	NOUN
ajase-2616	92	10	to	to	PART
ajase-2616	92	11	determine	determine	VERB
ajase-2616	92	12	the	the	DET
ajase-2616	92	13	likelihood	likelihood	NOUN
ajase-2616	92	14	of	of	ADP
ajase-2616	92	15	a	a	DET
ajase-2616	92	16	specific	specific	ADJ
ajase-2616	92	17	outcome	outcome	NOUN
ajase-2616	92	18	,	,	PUNCT
ajase-2616	92	19	being	be	AUX
ajase-2616	92	20	a	a	DET
ajase-2616	92	21	failure	failure	NOUN
ajase-2616	92	22	or	or	CCONJ
ajase-2616	92	23	success	success	NOUN
ajase-2616	92	24	.	.	PUNCT
ajase-2616	93	1	logit	logit	PROPN
ajase-2616	93	2	regression	regression	NOUN
ajase-2616	93	3	provides	provide	VERB
ajase-2616	93	4	a	a	DET
ajase-2616	93	5	probabilistic	probabilistic	ADJ
ajase-2616	93	6	model	model	NOUN
ajase-2616	93	7	that	that	PRON
ajase-2616	93	8	can	can	AUX
ajase-2616	93	9	predict	predict	VERB
ajase-2616	93	10	the	the	DET
ajase-2616	93	11	probability	probability	NOUN
ajase-2616	93	12	of	of	ADP
ajase-2616	93	13	an	an	DET
ajase-2616	93	14	event	event	NOUN
ajase-2616	93	15	based	base	VERB
ajase-2616	93	16	on	on	ADP
ajase-2616	93	17	the	the	DET
ajase-2616	93	18	input	input	NOUN
ajase-2616	93	19	variables	variable	NOUN
ajase-2616	93	20	(	(	PUNCT
ajase-2616	93	21	ullah	ullah	PROPN
ajase-2616	93	22	et	et	PROPN
ajase-2616	93	23	al	al	PROPN
ajase-2616	93	24	.	.	PROPN
ajase-2616	93	25	,	,	PUNCT
ajase-2616	93	26	2023	2023	NUM
ajase-2616	93	27	)	)	PUNCT
ajase-2616	93	28	.	.	PUNCT
ajase-2616	94	1	in	in	ADP
ajase-2616	94	2	this	this	DET
ajase-2616	94	3	case	case	NOUN
ajase-2616	94	4	,	,	PUNCT
ajase-2616	94	5	it	it	PRON
ajase-2616	94	6	was	be	AUX
ajase-2616	94	7	employed	employ	VERB
ajase-2616	94	8	to	to	PART
ajase-2616	94	9	assess	assess	VERB
ajase-2616	94	10	the	the	DET
ajase-2616	94	11	effectiveness	effectiveness	NOUN
ajase-2616	94	12	of	of	ADP
ajase-2616	94	13	the	the	DET
ajase-2616	94	14	vicoba	vicoba	NOUN
ajase-2616	94	15	intervention	intervention	NOUN
ajase-2616	94	16	on	on	ADP
ajase-2616	94	17	poverty	poverty	NOUN
ajase-2616	94	18	alleviation	alleviation	NOUN
ajase-2616	94	19	in	in	ADP
ajase-2616	94	20	the	the	DET
ajase-2616	94	21	study	study	NOUN
ajase-2616	94	22	area	area	NOUN
ajase-2616	94	23	.	.	PUNCT
ajase-2616	95	1	the	the	DET
ajase-2616	95	2	model	model	NOUN
ajase-2616	95	3	quantified	quantify	VERB
ajase-2616	95	4	the	the	DET
ajase-2616	95	5	relationship	relationship	NOUN
ajase-2616	95	6	between	between	ADP
ajase-2616	95	7	factors	factor	NOUN
ajase-2616	95	8	,	,	PUNCT
ajase-2616	95	9	such	such	ADJ
ajase-2616	95	10	as	as	ADP
ajase-2616	95	11	the	the	DET
ajase-2616	95	12	ability	ability	NOUN
ajase-2616	95	13	to	to	PART
ajase-2616	95	14	save	save	VERB
ajase-2616	95	15	,	,	PUNCT
ajase-2616	95	16	access	access	NOUN
ajase-2616	95	17	to	to	ADP
ajase-2616	95	18	credit	credit	NOUN
ajase-2616	95	19	,	,	PUNCT
ajase-2616	95	20	insurance	insurance	NOUN
ajase-2616	95	21	services	service	NOUN
ajase-2616	95	22	,	,	PUNCT
ajase-2616	95	23	and	and	CCONJ
ajase-2616	95	24	entrepreneurship	entrepreneurship	NOUN
ajase-2616	95	25	skills	skill	NOUN
ajase-2616	95	26	,	,	PUNCT
ajase-2616	95	27	and	and	CCONJ
ajase-2616	95	28	their	their	PRON
ajase-2616	95	29	effectiveness	effectiveness	NOUN
ajase-2616	95	30	in	in	ADP
ajase-2616	95	31	poverty	poverty	NOUN
ajase-2616	95	32	alleviation	alleviation	NOUN
ajase-2616	95	33	.	.	PUNCT
ajase-2616	96	1	the	the	DET
ajase-2616	96	2	model	model	NOUN
ajase-2616	96	3	assumed	assume	VERB
ajase-2616	96	4	a	a	DET
ajase-2616	96	5	linear	linear	ADJ
ajase-2616	96	6	relationship	relationship	NOUN
ajase-2616	96	7	between	between	ADP
ajase-2616	96	8	the	the	DET
ajase-2616	96	9	log	log	NOUN
ajase-2616	96	10	odds	odd	NOUN
ajase-2616	96	11	of	of	ADP
ajase-2616	96	12	the	the	DET
ajase-2616	96	13	probability	probability	NOUN
ajase-2616	96	14	of	of	ADP
ajase-2616	96	15	poverty	poverty	NOUN
ajase-2616	96	16	being	be	AUX
ajase-2616	96	17	reduced	reduce	VERB
ajase-2616	96	18	and	and	CCONJ
ajase-2616	96	19	the	the	DET
ajase-2616	96	20	independent	independent	ADJ
ajase-2616	96	21	variables	variable	NOUN
ajase-2616	96	22	.	.	PUNCT
ajase-2616	97	1	it	it	PRON
ajase-2616	97	2	can	can	AUX
ajase-2616	97	3	mathematically	mathematically	ADV
ajase-2616	97	4	be	be	AUX
ajase-2616	97	5	represented	represent	VERB
ajase-2616	97	6	as	as	ADP
ajase-2616	97	7	:	:	PUNCT
ajase-2616	97	8	log	log	NOUN
ajase-2616	97	9	(	(	PUNCT
ajase-2616	97	10	pi/1	pi/1	VERB
ajase-2616	97	11	-	-	ADJ
ajase-2616	97	12	pi)=	pi)=	NOUN
ajase-2616	97	13	logit(pi)=	logit(pi)=	PROPN
ajase-2616	97	14	β0	β0	NOUN
ajase-2616	97	15	+	+	CCONJ
ajase-2616	97	16	β1	β1	PROPN
ajase-2616	97	17	x1	x1	PROPN
ajase-2616	97	18	+	+	PROPN
ajase-2616	97	19	β2	β2	ADJ
ajase-2616	97	20	x2	x2	PROPN
ajase-2616	97	21	+	+	CCONJ
ajase-2616	97	22	β3	β3	NOUN
ajase-2616	97	23	x3	x3	VERB
ajase-2616	97	24	+	+	PROPN
ajase-2616	97	25	β4	β4	PROPN
ajase-2616	97	26	x4	x4	PROPN
ajase-2616	97	27	+	+	PROPN
ajase-2616	97	28	µi	µi	INTJ
ajase-2616	97	29	where	where	SCONJ
ajase-2616	97	30	:	:	PUNCT
ajase-2616	97	31	*	*	PUNCT
ajase-2616	97	32	log	log	NOUN
ajase-2616	97	33	(	(	PUNCT
ajase-2616	97	34	pi/(1pi	pi/(1pi	NOUN
ajase-2616	97	35	)	)	PUNCT
ajase-2616	97	36	)	)	PUNCT
ajase-2616	97	37	is	be	AUX
ajase-2616	97	38	the	the	DET
ajase-2616	97	39	natural	natural	ADJ
ajase-2616	97	40	logarithm	logarithm	NOUN
ajase-2616	97	41	of	of	ADP
ajase-2616	97	42	the	the	DET
ajase-2616	97	43	odds	odd	NOUN
ajase-2616	97	44	ratio	ratio	NOUN
ajase-2616	97	45	(	(	PUNCT
ajase-2616	97	46	log	log	NOUN
ajase-2616	97	47	-	-	PUNCT
ajase-2616	97	48	odds	odd	NOUN
ajase-2616	97	49	)	)	PUNCT
ajase-2616	97	50	,	,	PUNCT
ajase-2616	97	51	also	also	ADV
ajase-2616	97	52	known	know	VERB
ajase-2616	97	53	as	as	ADP
ajase-2616	97	54	the	the	DET
ajase-2616	97	55	logit	logit	NOUN
ajase-2616	97	56	function	function	NOUN
ajase-2616	97	57	.	.	PUNCT
ajase-2616	98	1	*	*	PUNCT
ajase-2616	99	1	pi	pi	NOUN
ajase-2616	99	2	is	be	AUX
ajase-2616	99	3	the	the	DET
ajase-2616	99	4	probability	probability	NOUN
ajase-2616	99	5	that	that	SCONJ
ajase-2616	99	6	poverty	poverty	NOUN
ajase-2616	99	7	is	be	AUX
ajase-2616	99	8	alleviated	alleviate	VERB
ajase-2616	99	9	due	due	ADP
ajase-2616	99	10	to	to	ADP
ajase-2616	99	11	the	the	DET
ajase-2616	99	12	vicoba	vicoba	NOUN
ajase-2616	99	13	intervention	intervention	NOUN
ajase-2616	99	14	.	.	PUNCT
ajase-2616	100	1	*	*	PUNCT
ajase-2616	100	2	1pi	1pi	NOUN
ajase-2616	100	3	is	be	AUX
ajase-2616	100	4	the	the	DET
ajase-2616	100	5	probability	probability	NOUN
ajase-2616	100	6	that	that	SCONJ
ajase-2616	100	7	poverty	poverty	NOUN
ajase-2616	100	8	is	be	AUX
ajase-2616	100	9	not	not	PART
ajase-2616	100	10	alleviated	alleviate	VERB
ajase-2616	100	11	as	as	ADP
ajase-2616	100	12	an	an	DET
ajase-2616	100	13	impact	impact	NOUN
ajase-2616	100	14	of	of	ADP
ajase-2616	100	15	the	the	DET
ajase-2616	100	16	vicoba	vicoba	NOUN
ajase-2616	100	17	intervention	intervention	NOUN
ajase-2616	100	18	.	.	PUNCT
ajase-2616	101	1	*	*	PUNCT
ajase-2616	101	2	β0	β0	PROPN
ajase-2616	101	3	is	be	AUX
ajase-2616	101	4	the	the	DET
ajase-2616	101	5	intercept	intercept	NOUN
ajase-2616	101	6	term	term	NOUN
ajase-2616	101	7	representing	represent	VERB
ajase-2616	101	8	the	the	DET
ajase-2616	101	9	baseline	baseline	NOUN
ajase-2616	101	10	log	log	NOUN
ajase-2616	101	11	-	-	PUNCT
ajase-2616	101	12	odds	odd	NOUN
ajase-2616	101	13	of	of	ADP
ajase-2616	101	14	poverty	poverty	NOUN
ajase-2616	101	15	alleviation	alleviation	NOUN
ajase-2616	101	16	when	when	SCONJ
ajase-2616	101	17	all	all	DET
ajase-2616	101	18	independent	independent	ADJ
ajase-2616	101	19	variables	variable	NOUN
ajase-2616	101	20	are	be	AUX
ajase-2616	101	21	zero	zero	NUM
ajase-2616	101	22	.	.	PUNCT
ajase-2616	102	1	*	*	PUNCT
ajase-2616	102	2	x1	x1	ADJ
ajase-2616	102	3	,	,	PUNCT
ajase-2616	102	4	x2	x2	PROPN
ajase-2616	102	5	,	,	PUNCT
ajase-2616	102	6	x3	x3	ADJ
ajase-2616	102	7	,	,	PUNCT
ajase-2616	102	8	and	and	CCONJ
ajase-2616	102	9	x4	x4	PROPN
ajase-2616	102	10	imply	imply	VERB
ajase-2616	102	11	ability	ability	NOUN
ajase-2616	102	12	to	to	PART
ajase-2616	102	13	save	save	VERB
ajase-2616	102	14	,	,	PUNCT
ajase-2616	102	15	access	access	NOUN
ajase-2616	102	16	to	to	ADP
ajase-2616	102	17	credit	credit	NOUN
ajase-2616	102	18	,	,	PUNCT
ajase-2616	102	19	access	access	NOUN
ajase-2616	102	20	to	to	ADP
ajase-2616	102	21	insurance	insurance	NOUN
ajase-2616	102	22	services	service	NOUN
ajase-2616	102	23	and	and	CCONJ
ajase-2616	102	24	entrepreneurship	entrepreneurship	NOUN
ajase-2616	102	25	skills	skill	NOUN
ajase-2616	102	26	respectively	respectively	ADV
ajase-2616	102	27	*	*	PUNCT
ajase-2616	102	28	β1	β1	NOUN
ajase-2616	102	29	,	,	PUNCT
ajase-2616	102	30	β2	β2	NOUN
ajase-2616	102	31	,	,	PUNCT
ajase-2616	102	32	β3	β3	VERB
ajase-2616	102	33	,	,	PUNCT
ajase-2616	102	34	and	and	CCONJ
ajase-2616	102	35	β4	β4	PROPN
ajase-2616	102	36	are	be	AUX
ajase-2616	102	37	the	the	DET
ajase-2616	102	38	coefficients	coefficient	NOUN
ajase-2616	102	39	associated	associate	VERB
ajase-2616	102	40	with	with	ADP
ajase-2616	102	41	each	each	DET
ajase-2616	102	42	independent	independent	ADJ
ajase-2616	102	43	variable	variable	NOUN
ajase-2616	102	44	(	(	PUNCT
ajase-2616	102	45	x1	x1	PROPN
ajase-2616	102	46	,	,	PUNCT
ajase-2616	102	47	x2	x2	PROPN
ajase-2616	102	48	,	,	PUNCT
ajase-2616	102	49	x3	x3	ADJ
ajase-2616	102	50	,	,	PUNCT
ajase-2616	102	51	and	and	CCONJ
ajase-2616	102	52	x4	x4	PROPN
ajase-2616	102	53	)	)	PUNCT
ajase-2616	102	54	respectively	respectively	ADV
ajase-2616	102	55	,	,	PUNCT
ajase-2616	102	56	indicating	indicate	VERB
ajase-2616	102	57	the	the	DET
ajase-2616	102	58	change	change	NOUN
ajase-2616	102	59	in	in	ADP
ajase-2616	102	60	log	log	NOUN
ajase-2616	102	61	-	-	PUNCT
ajase-2616	102	62	odds	odd	NOUN
ajase-2616	102	63	of	of	ADP
ajase-2616	102	64	poverty	poverty	NOUN
ajase-2616	102	65	reduction	reduction	NOUN
ajase-2616	102	66	for	for	ADP
ajase-2616	102	67	a	a	DET
ajase-2616	102	68	one	one	NUM
ajase-2616	102	69	-	-	PUNCT
ajase-2616	102	70	unit	unit	NOUN
ajase-2616	102	71	change	change	NOUN
ajase-2616	102	72	in	in	ADP
ajase-2616	102	73	the	the	DET
ajase-2616	102	74	corresponding	corresponding	ADJ
ajase-2616	102	75	independent	independent	ADJ
ajase-2616	102	76	variable	variable	NOUN
ajase-2616	102	77	.	.	PUNCT
ajase-2616	103	1	*	*	PUNCT
ajase-2616	104	1	µi	µi	PROPN
ajase-2616	104	2	represents	represent	VERB
ajase-2616	104	3	the	the	DET
ajase-2616	104	4	error	error	NOUN
ajase-2616	104	5	term	term	NOUN
ajase-2616	104	6	,	,	PUNCT
ajase-2616	104	7	capturing	capture	VERB
ajase-2616	104	8	the	the	DET
ajase-2616	104	9	variability	variability	NOUN
ajase-2616	104	10	in	in	ADP
ajase-2616	104	11	poverty	poverty	NOUN
ajase-2616	104	12	alleviation	alleviation	NOUN
ajase-2616	104	13	that	that	PRON
ajase-2616	104	14	is	be	AUX
ajase-2616	104	15	not	not	PART
ajase-2616	104	16	explained	explain	VERB
ajase-2616	104	17	by	by	ADP
ajase-2616	104	18	the	the	DET
ajase-2616	104	19	independent	independent	ADJ
ajase-2616	104	20	variables	variable	NOUN
ajase-2616	104	21	.	.	PUNCT
ajase-2616	105	1	variables	variable	NOUN
ajase-2616	105	2	and	and	CCONJ
ajase-2616	105	3	measurements	measurement	NOUN
ajase-2616	105	4	table	table	NOUN
ajase-2616	105	5	1	1	NUM
ajase-2616	105	6	illustrates	illustrate	VERB
ajase-2616	105	7	the	the	DET
ajase-2616	105	8	variables	variable	NOUN
ajase-2616	105	9	under	under	ADP
ajase-2616	105	10	consideration	consideration	NOUN
ajase-2616	105	11	and	and	CCONJ
ajase-2616	105	12	the	the	DET
ajase-2616	105	13	corresponding	corresponding	ADJ
ajase-2616	105	14	measurements	measurement	NOUN
ajase-2616	105	15	used	use	VERB
ajase-2616	105	16	to	to	PART
ajase-2616	105	17	analyse	analyse	VERB
ajase-2616	105	18	the	the	DET
ajase-2616	105	19	effectiveness	effectiveness	NOUN
ajase-2616	105	20	of	of	ADP
ajase-2616	105	21	the	the	DET
ajase-2616	105	22	vicoba	vicoba	NOUN
ajase-2616	105	23	intervention	intervention	NOUN
ajase-2616	105	24	on	on	ADP
ajase-2616	105	25	poverty	poverty	NOUN
ajase-2616	105	26	alleviation	alleviation	NOUN
ajase-2616	105	27	in	in	ADP
ajase-2616	105	28	morogoro	morogoro	PROPN
ajase-2616	105	29	district	district	PROPN
ajase-2616	105	30	.	.	PUNCT
ajase-2616	106	1	table	table	NOUN
ajase-2616	106	2	1	1	NUM
ajase-2616	106	3	:	:	PUNCT
ajase-2616	106	4	variables	variable	NOUN
ajase-2616	106	5	and	and	CCONJ
ajase-2616	106	6	measurements	measurement	VERB
ajase-2616	106	7	variable	variable	ADJ
ajase-2616	106	8	description	description	NOUN
ajase-2616	106	9	measurement	measurement	NOUN
ajase-2616	106	10	expected	expect	VERB
ajase-2616	106	11	sign	sign	NOUN
ajase-2616	106	12	references	reference	NOUN
ajase-2616	106	13	ability	ability	NOUN
ajase-2616	106	14	to	to	PART
ajase-2616	106	15	save	save	VERB
ajase-2616	106	16	after	after	ADP
ajase-2616	106	17	becoming	become	VERB
ajase-2616	106	18	a	a	DET
ajase-2616	106	19	vicoba	vicoba	NOUN
ajase-2616	106	20	member	member	NOUN
ajase-2616	106	21	,	,	PUNCT
ajase-2616	106	22	an	an	DET
ajase-2616	106	23	individual	individual	ADJ
ajase-2616	106	24	manages	manage	VERB
ajase-2616	106	25	to	to	PART
ajase-2616	106	26	set	set	VERB
ajase-2616	106	27	aside	aside	ADP
ajase-2616	106	28	a	a	DET
ajase-2616	106	29	portion	portion	NOUN
ajase-2616	106	30	of	of	ADP
ajase-2616	106	31	their	their	PRON
ajase-2616	106	32	income	income	NOUN
ajase-2616	106	33	towards	towards	ADP
ajase-2616	106	34	a	a	DET
ajase-2616	106	35	savings	savings	NOUN
ajase-2616	106	36	purpose	purpose	NOUN
ajase-2616	106	37	1	1	NUM
ajase-2616	106	38	represents	represent	VERB
ajase-2616	106	39	setting	set	VERB
ajase-2616	106	40	aside	aside	ADP
ajase-2616	106	41	income	income	NOUN
ajase-2616	106	42	for	for	ADP
ajase-2616	106	43	savings	saving	NOUN
ajase-2616	106	44	,	,	PUNCT
ajase-2616	106	45	and	and	CCONJ
ajase-2616	106	46	0	0	NUM
ajase-2616	106	47	indicates	indicate	VERB
ajase-2616	106	48	otherwise	otherwise	ADV
ajase-2616	106	49	positive	positive	ADJ
ajase-2616	106	50	ngong	ngong	NOUN
ajase-2616	106	51	et	et	PROPN
ajase-2616	106	52	al	al	PROPN
ajase-2616	106	53	.	.	PROPN
ajase-2616	106	54	,	,	PUNCT
ajase-2616	106	55	2021	2021	NUM
ajase-2616	106	56	;	;	PUNCT
ajase-2616	106	57	ali	ali	PROPN
ajase-2616	106	58	et	et	PROPN
ajase-2616	106	59	al	al	PROPN
ajase-2616	106	60	.	.	PROPN
ajase-2616	106	61	,	,	PUNCT
ajase-2616	106	62	2023	2023	NUM
ajase-2616	106	63	pa	pa	PROPN
ajase-2616	106	64	ge	ge	PROPN
ajase-2616	106	65	95	95	NUM
ajase-2616	106	66	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-2616	106	67	am	be	AUX
ajase-2616	106	68	.	.	PUNCT
ajase-2616	107	1	j.	j.	PROPN
ajase-2616	107	2	appl	appl	PROPN
ajase-2616	107	3	.	.	PROPN
ajase-2616	108	1	stat	stat	PROPN
ajase-2616	108	2	.	.	PUNCT
ajase-2616	109	1	econ	econ	PROPN
ajase-2616	109	2	.	.	PUNCT
ajase-2616	110	1	3(1	3(1	NUM
ajase-2616	110	2	)	)	PUNCT
ajase-2616	110	3	92	92	NUM
ajase-2616	110	4	-	-	SYM
ajase-2616	110	5	98	98	NUM
ajase-2616	110	6	,	,	PUNCT
ajase-2616	110	7	2024	2024	NUM
ajase-2616	110	8	results	result	NOUN
ajase-2616	110	9	and	and	CCONJ
ajase-2616	110	10	discussion	discussion	NOUN
ajase-2616	110	11	respondents	respondent	NOUN
ajase-2616	110	12	’	'	PUNCT
ajase-2616	110	13	socio	socio	NOUN
ajase-2616	110	14	-	-	ADJ
ajase-2616	110	15	demographic	demographic	ADJ
ajase-2616	110	16	characteristics	characteristic	NOUN
ajase-2616	110	17	sex	sex	NOUN
ajase-2616	110	18	of	of	ADP
ajase-2616	110	19	the	the	DET
ajase-2616	110	20	respondents	respondent	NOUN
ajase-2616	110	21	in	in	ADP
ajase-2616	110	22	the	the	DET
ajase-2616	110	23	study	study	NOUN
ajase-2616	110	24	,	,	PUNCT
ajase-2616	110	25	a	a	DET
ajase-2616	110	26	significant	significant	ADJ
ajase-2616	110	27	proportion	proportion	NOUN
ajase-2616	110	28	of	of	ADP
ajase-2616	110	29	respondents	respondent	NOUN
ajase-2616	110	30	were	be	AUX
ajase-2616	110	31	female	female	ADJ
ajase-2616	110	32	,	,	PUNCT
ajase-2616	110	33	constituting	constitute	VERB
ajase-2616	110	34	66.7	66.7	NUM
ajase-2616	110	35	%	%	NOUN
ajase-2616	110	36	(	(	PUNCT
ajase-2616	110	37	n	n	NOUN
ajase-2616	110	38	=	=	NUM
ajase-2616	110	39	40	40	NUM
ajase-2616	110	40	)	)	PUNCT
ajase-2616	110	41	of	of	ADP
ajase-2616	110	42	the	the	DET
ajase-2616	110	43	sample	sample	NOUN
ajase-2616	110	44	.	.	PUNCT
ajase-2616	111	1	this	this	DET
ajase-2616	111	2	higher	high	ADJ
ajase-2616	111	3	representation	representation	NOUN
ajase-2616	111	4	of	of	ADP
ajase-2616	111	5	females	female	NOUN
ajase-2616	111	6	in	in	ADP
ajase-2616	111	7	vicoba	vicoba	NOUN
ajase-2616	111	8	initiatives	initiative	NOUN
ajase-2616	111	9	indicates	indicate	VERB
ajase-2616	111	10	a	a	DET
ajase-2616	111	11	greater	great	ADJ
ajase-2616	111	12	engagement	engagement	NOUN
ajase-2616	111	13	in	in	ADP
ajase-2616	111	14	microfinance	microfinance	NOUN
ajase-2616	111	15	endeavours	endeavour	NOUN
ajase-2616	111	16	,	,	PUNCT
ajase-2616	111	17	which	which	PRON
ajase-2616	111	18	may	may	AUX
ajase-2616	111	19	alleviate	alleviate	VERB
ajase-2616	111	20	poverty	poverty	NOUN
ajase-2616	111	21	by	by	ADP
ajase-2616	111	22	creating	create	VERB
ajase-2616	111	23	income	income	NOUN
ajase-2616	111	24	-	-	PUNCT
ajase-2616	111	25	generating	generate	VERB
ajase-2616	111	26	and	and	CCONJ
ajase-2616	111	27	entrepreneurship	entrepreneurship	NOUN
ajase-2616	111	28	opportunities	opportunity	NOUN
ajase-2616	111	29	.	.	PUNCT
ajase-2616	112	1	this	this	PRON
ajase-2616	112	2	aligns	align	VERB
ajase-2616	112	3	with	with	ADP
ajase-2616	112	4	beyene	beyene	NOUN
ajase-2616	112	5	and	and	CCONJ
ajase-2616	112	6	dinbabo	dinbabo	NOUN
ajase-2616	112	7	(	(	PUNCT
ajase-2616	112	8	2019	2019	NUM
ajase-2616	112	9	)	)	PUNCT
ajase-2616	112	10	,	,	PUNCT
ajase-2616	112	11	who	who	PRON
ajase-2616	112	12	identified	identify	VERB
ajase-2616	112	13	that	that	SCONJ
ajase-2616	112	14	women	woman	NOUN
ajase-2616	112	15	’s	’s	PART
ajase-2616	112	16	participation	participation	NOUN
ajase-2616	112	17	in	in	ADP
ajase-2616	112	18	microfinance	microfinance	NOUN
ajase-2616	112	19	programmes	programme	NOUN
ajase-2616	112	20	significantly	significantly	ADV
ajase-2616	112	21	positively	positively	ADV
ajase-2616	112	22	impacts	impact	VERB
ajase-2616	112	23	poverty	poverty	NOUN
ajase-2616	112	24	reduction	reduction	NOUN
ajase-2616	112	25	.	.	PUNCT
ajase-2616	113	1	further	far	ADV
ajase-2616	113	2	,	,	PUNCT
ajase-2616	113	3	minja	minja	VERB
ajase-2616	113	4	et	et	PROPN
ajase-2616	113	5	al	al	PROPN
ajase-2616	113	6	.	.	PROPN
ajase-2616	114	1	(	(	PUNCT
ajase-2616	114	2	2023	2023	NUM
ajase-2616	114	3	)	)	PUNCT
ajase-2616	114	4	noted	note	VERB
ajase-2616	114	5	that	that	SCONJ
ajase-2616	114	6	these	these	DET
ajase-2616	114	7	programmes	programme	NOUN
ajase-2616	114	8	provide	provide	VERB
ajase-2616	114	9	women	woman	NOUN
ajase-2616	114	10	access	access	NOUN
ajase-2616	114	11	to	to	ADP
ajase-2616	114	12	financial	financial	ADJ
ajase-2616	114	13	and	and	CCONJ
ajase-2616	114	14	non	non	ADJ
ajase-2616	114	15	-	-	ADJ
ajase-2616	114	16	financial	financial	ADJ
ajase-2616	114	17	products	product	NOUN
ajase-2616	114	18	and	and	CCONJ
ajase-2616	114	19	services	service	NOUN
ajase-2616	114	20	,	,	PUNCT
ajase-2616	114	21	enabling	enable	VERB
ajase-2616	114	22	them	they	PRON
ajase-2616	114	23	to	to	PART
ajase-2616	114	24	improve	improve	VERB
ajase-2616	114	25	their	their	PRON
ajase-2616	114	26	portfolios	portfolio	NOUN
ajase-2616	114	27	and	and	CCONJ
ajase-2616	114	28	living	living	NOUN
ajase-2616	114	29	.	.	PUNCT
ajase-2616	115	1	women	woman	NOUN
ajase-2616	115	2	’s	’s	PART
ajase-2616	115	3	participation	participation	NOUN
ajase-2616	115	4	in	in	ADP
ajase-2616	115	5	microbusinesses	microbusinesse	NOUN
ajase-2616	115	6	,	,	PUNCT
ajase-2616	115	7	notably	notably	ADV
ajase-2616	115	8	registered	register	VERB
ajase-2616	115	9	ones	one	NOUN
ajase-2616	115	10	,	,	PUNCT
ajase-2616	115	11	has	have	AUX
ajase-2616	115	12	been	be	AUX
ajase-2616	115	13	shown	show	VERB
ajase-2616	115	14	to	to	PART
ajase-2616	115	15	have	have	VERB
ajase-2616	115	16	a	a	DET
ajase-2616	115	17	higher	high	ADJ
ajase-2616	115	18	and	and	CCONJ
ajase-2616	115	19	more	more	ADV
ajase-2616	115	20	beneficial	beneficial	ADJ
ajase-2616	115	21	impact	impact	NOUN
ajase-2616	115	22	on	on	ADP
ajase-2616	115	23	their	their	PRON
ajase-2616	115	24	consumer	consumer	NOUN
ajase-2616	115	25	spending	spending	NOUN
ajase-2616	115	26	,	,	PUNCT
ajase-2616	115	27	decision	decision	NOUN
ajase-2616	115	28	-	-	PUNCT
ajase-2616	115	29	making	make	VERB
ajase-2616	115	30	power	power	NOUN
ajase-2616	115	31	,	,	PUNCT
ajase-2616	115	32	and	and	CCONJ
ajase-2616	115	33	provision	provision	NOUN
ajase-2616	115	34	of	of	ADP
ajase-2616	115	35	resources	resource	NOUN
ajase-2616	115	36	for	for	ADP
ajase-2616	115	37	their	their	PRON
ajase-2616	115	38	families	family	NOUN
ajase-2616	115	39	(	(	PUNCT
ajase-2616	115	40	imai	imai	PROPN
ajase-2616	115	41	et	et	PROPN
ajase-2616	115	42	al	al	PROPN
ajase-2616	115	43	.	.	PROPN
ajase-2616	115	44	,	,	PUNCT
ajase-2616	115	45	2012	2012	NUM
ajase-2616	115	46	)	)	PUNCT
ajase-2616	115	47	.	.	PUNCT
ajase-2616	116	1	age	age	NOUN
ajase-2616	116	2	of	of	ADP
ajase-2616	116	3	the	the	DET
ajase-2616	116	4	respondents	respondent	NOUN
ajase-2616	116	5	the	the	DET
ajase-2616	116	6	respondents	respondent	NOUN
ajase-2616	116	7	’	'	PUNCT
ajase-2616	116	8	age	age	NOUN
ajase-2616	116	9	indicates	indicate	VERB
ajase-2616	116	10	a	a	DET
ajase-2616	116	11	notable	notable	ADJ
ajase-2616	116	12	presence	presence	NOUN
ajase-2616	116	13	of	of	ADP
ajase-2616	116	14	individuals	individual	NOUN
ajase-2616	116	15	aged	age	VERB
ajase-2616	116	16	18–35	18–35	NUM
ajase-2616	116	17	,	,	PUNCT
ajase-2616	116	18	aligning	align	VERB
ajase-2616	116	19	with	with	ADP
ajase-2616	116	20	the	the	DET
ajase-2616	116	21	youth	youth	NOUN
ajase-2616	116	22	category	category	NOUN
ajase-2616	116	23	outlined	outline	VERB
ajase-2616	116	24	in	in	ADP
ajase-2616	116	25	the	the	DET
ajase-2616	116	26	tanzania	tanzania	PROPN
ajase-2616	116	27	youth	youth	PROPN
ajase-2616	116	28	development	development	NOUN
ajase-2616	116	29	policy	policy	NOUN
ajase-2616	116	30	2006	2006	NUM
ajase-2616	116	31	.	.	PUNCT
ajase-2616	117	1	this	this	DET
ajase-2616	117	2	demographic	demographic	ADJ
ajase-2616	117	3	pattern	pattern	NOUN
ajase-2616	117	4	suggests	suggest	VERB
ajase-2616	117	5	the	the	DET
ajase-2616	117	6	possibility	possibility	NOUN
ajase-2616	117	7	of	of	ADP
ajase-2616	117	8	economic	economic	ADJ
ajase-2616	117	9	advancement	advancement	NOUN
ajase-2616	117	10	and	and	CCONJ
ajase-2616	117	11	alleviation	alleviation	NOUN
ajase-2616	117	12	of	of	ADP
ajase-2616	117	13	poverty	poverty	NOUN
ajase-2616	117	14	,	,	PUNCT
ajase-2616	117	15	given	give	VERB
ajase-2616	117	16	the	the	DET
ajase-2616	117	17	association	association	NOUN
ajase-2616	117	18	of	of	ADP
ajase-2616	117	19	the	the	DET
ajase-2616	117	20	youth	youth	NOUN
ajase-2616	117	21	demographic	demographic	ADJ
ajase-2616	117	22	with	with	ADP
ajase-2616	117	23	productivity	productivity	NOUN
ajase-2616	117	24	and	and	CCONJ
ajase-2616	117	25	engagement	engagement	NOUN
ajase-2616	117	26	in	in	ADP
ajase-2616	117	27	income	income	NOUN
ajase-2616	117	28	-	-	PUNCT
ajase-2616	117	29	generating	generate	VERB
ajase-2616	117	30	endeavours	endeavour	NOUN
ajase-2616	117	31	.	.	PUNCT
ajase-2616	118	1	hafeez	hafeez	PROPN
ajase-2616	118	2	and	and	CCONJ
ajase-2616	118	3	fasih	fasih	PROPN
ajase-2616	118	4	(	(	PUNCT
ajase-2616	118	5	2018	2018	NUM
ajase-2616	118	6	)	)	PUNCT
ajase-2616	118	7	commend	commend	VERB
ajase-2616	118	8	that	that	SCONJ
ajase-2616	118	9	the	the	DET
ajase-2616	118	10	potential	potential	NOUN
ajase-2616	118	11	can	can	AUX
ajase-2616	118	12	only	only	ADV
ajase-2616	118	13	be	be	AUX
ajase-2616	118	14	realised	realise	VERB
ajase-2616	118	15	if	if	SCONJ
ajase-2616	118	16	the	the	DET
ajase-2616	118	17	youth	youth	NOUN
ajase-2616	118	18	are	be	AUX
ajase-2616	118	19	effectively	effectively	ADV
ajase-2616	118	20	engaged	engage	VERB
ajase-2616	118	21	in	in	ADP
ajase-2616	118	22	economic	economic	ADJ
ajase-2616	118	23	activities	activity	NOUN
ajase-2616	118	24	.	.	PUNCT
ajase-2616	119	1	this	this	PRON
ajase-2616	119	2	implies	imply	VERB
ajase-2616	119	3	that	that	SCONJ
ajase-2616	119	4	economic	economic	ADJ
ajase-2616	119	5	development	development	NOUN
ajase-2616	119	6	can	can	AUX
ajase-2616	119	7	be	be	AUX
ajase-2616	119	8	fostered	foster	VERB
ajase-2616	119	9	and	and	CCONJ
ajase-2616	119	10	sustained	sustain	VERB
ajase-2616	119	11	by	by	ADP
ajase-2616	119	12	empowering	empower	VERB
ajase-2616	119	13	youth	youth	NOUN
ajase-2616	119	14	and	and	CCONJ
ajase-2616	119	15	allowing	allow	VERB
ajase-2616	119	16	them	they	PRON
ajase-2616	119	17	to	to	PART
ajase-2616	119	18	shape	shape	VERB
ajase-2616	119	19	their	their	PRON
ajase-2616	119	20	future	future	NOUN
ajase-2616	119	21	.	.	PUNCT
ajase-2616	120	1	education	education	NOUN
ajase-2616	120	2	level	level	NOUN
ajase-2616	120	3	of	of	ADP
ajase-2616	120	4	the	the	DET
ajase-2616	120	5	respondents	respondent	NOUN
ajase-2616	120	6	the	the	DET
ajase-2616	120	7	distribution	distribution	NOUN
ajase-2616	120	8	of	of	ADP
ajase-2616	120	9	respondents	respondent	NOUN
ajase-2616	120	10	based	base	VERB
ajase-2616	120	11	on	on	ADP
ajase-2616	120	12	their	their	PRON
ajase-2616	120	13	education	education	NOUN
ajase-2616	120	14	level	level	NOUN
ajase-2616	120	15	,	,	PUNCT
ajase-2616	120	16	with	with	ADP
ajase-2616	120	17	a	a	DET
ajase-2616	120	18	substantial	substantial	ADJ
ajase-2616	120	19	percentage	percentage	NOUN
ajase-2616	120	20	having	have	VERB
ajase-2616	120	21	secondary	secondary	ADJ
ajase-2616	120	22	education	education	NOUN
ajase-2616	120	23	(	(	PUNCT
ajase-2616	120	24	43.3	43.3	NUM
ajase-2616	120	25	%	%	NOUN
ajase-2616	120	26	)	)	PUNCT
ajase-2616	120	27	and	and	CCONJ
ajase-2616	120	28	higher	high	ADJ
ajase-2616	120	29	education	education	NOUN
ajase-2616	120	30	levels	level	NOUN
ajase-2616	120	31	(	(	PUNCT
ajase-2616	120	32	28.3	28.3	NUM
ajase-2616	120	33	%	%	NOUN
ajase-2616	120	34	)	)	PUNCT
ajase-2616	120	35	,	,	PUNCT
ajase-2616	120	36	highlights	highlight	VERB
ajase-2616	120	37	the	the	DET
ajase-2616	120	38	significance	significance	NOUN
ajase-2616	120	39	of	of	ADP
ajase-2616	120	40	education	education	NOUN
ajase-2616	120	41	in	in	ADP
ajase-2616	120	42	influencing	influence	VERB
ajase-2616	120	43	financial	financial	ADJ
ajase-2616	120	44	behaviours	behaviour	NOUN
ajase-2616	120	45	and	and	CCONJ
ajase-2616	120	46	outcomes	outcome	NOUN
ajase-2616	120	47	within	within	ADP
ajase-2616	120	48	microfinance	microfinance	NOUN
ajase-2616	120	49	interventions	intervention	NOUN
ajase-2616	120	50	.	.	PUNCT
ajase-2616	121	1	the	the	DET
ajase-2616	121	2	findings	finding	NOUN
ajase-2616	121	3	suggest	suggest	VERB
ajase-2616	121	4	that	that	SCONJ
ajase-2616	121	5	individuals	individual	NOUN
ajase-2616	121	6	with	with	ADP
ajase-2616	121	7	higher	high	ADJ
ajase-2616	121	8	education	education	NOUN
ajase-2616	121	9	levels	level	NOUN
ajase-2616	121	10	are	be	AUX
ajase-2616	121	11	more	more	ADV
ajase-2616	121	12	likely	likely	ADJ
ajase-2616	121	13	to	to	PART
ajase-2616	121	14	possess	possess	VERB
ajase-2616	121	15	the	the	DET
ajase-2616	121	16	knowledge	knowledge	NOUN
ajase-2616	121	17	and	and	CCONJ
ajase-2616	121	18	capabilities	capability	NOUN
ajase-2616	121	19	necessary	necessary	ADJ
ajase-2616	121	20	to	to	PART
ajase-2616	121	21	engage	engage	VERB
ajase-2616	121	22	effectively	effectively	ADV
ajase-2616	121	23	in	in	ADP
ajase-2616	121	24	income	income	NOUN
ajase-2616	121	25	-	-	PUNCT
ajase-2616	121	26	generating	generate	VERB
ajase-2616	121	27	activities	activity	NOUN
ajase-2616	121	28	.	.	PUNCT
ajase-2616	122	1	education	education	NOUN
ajase-2616	122	2	levels	level	NOUN
ajase-2616	122	3	play	play	VERB
ajase-2616	122	4	a	a	DET
ajase-2616	122	5	crucial	crucial	ADJ
ajase-2616	122	6	role	role	NOUN
ajase-2616	122	7	in	in	ADP
ajase-2616	122	8	shaping	shape	VERB
ajase-2616	122	9	individuals	individual	NOUN
ajase-2616	122	10	’	’	PART
ajase-2616	122	11	choices	choice	NOUN
ajase-2616	122	12	and	and	CCONJ
ajase-2616	122	13	participation	participation	NOUN
ajase-2616	122	14	in	in	ADP
ajase-2616	122	15	microfinance	microfinance	NOUN
ajase-2616	122	16	interventions	intervention	NOUN
ajase-2616	122	17	,	,	PUNCT
ajase-2616	122	18	with	with	ADP
ajase-2616	122	19	higher	high	ADJ
ajase-2616	122	20	levels	level	NOUN
ajase-2616	122	21	of	of	ADP
ajase-2616	122	22	education	education	NOUN
ajase-2616	122	23	enhancing	enhance	VERB
ajase-2616	122	24	entrepreneurial	entrepreneurial	ADJ
ajase-2616	122	25	skills	skill	NOUN
ajase-2616	122	26	and	and	CCONJ
ajase-2616	122	27	income	income	NOUN
ajase-2616	122	28	-	-	PUNCT
ajase-2616	122	29	generating	generate	VERB
ajase-2616	122	30	opportunities	opportunity	NOUN
ajase-2616	122	31	.	.	PUNCT
ajase-2616	123	1	ngong	ngong	PROPN
ajase-2616	123	2	et	et	PROPN
ajase-2616	123	3	al	al	PROPN
ajase-2616	123	4	.	.	PROPN
ajase-2616	124	1	(	(	PUNCT
ajase-2616	124	2	2021	2021	NUM
ajase-2616	124	3	)	)	PUNCT
ajase-2616	124	4	discuss	discuss	VERB
ajase-2616	124	5	the	the	DET
ajase-2616	124	6	critical	critical	ADJ
ajase-2616	124	7	role	role	NOUN
ajase-2616	124	8	of	of	ADP
ajase-2616	124	9	education	education	NOUN
ajase-2616	124	10	in	in	ADP
ajase-2616	124	11	influencing	influence	VERB
ajase-2616	124	12	entrepreneurial	entrepreneurial	ADJ
ajase-2616	124	13	intentions	intention	NOUN
ajase-2616	124	14	,	,	PUNCT
ajase-2616	124	15	with	with	ADP
ajase-2616	124	16	universities	university	NOUN
ajase-2616	124	17	and	and	CCONJ
ajase-2616	124	18	entrepreneurship	entrepreneurship	NOUN
ajase-2616	124	19	education	education	NOUN
ajase-2616	124	20	programmes	programme	NOUN
ajase-2616	124	21	seen	see	VERB
ajase-2616	124	22	as	as	ADP
ajase-2616	124	23	crucial	crucial	ADJ
ajase-2616	124	24	for	for	ADP
ajase-2616	124	25	developing	develop	VERB
ajase-2616	124	26	entrepreneurial	entrepreneurial	ADJ
ajase-2616	124	27	skills	skill	NOUN
ajase-2616	124	28	,	,	PUNCT
ajase-2616	124	29	attitudes	attitude	NOUN
ajase-2616	124	30	,	,	PUNCT
ajase-2616	124	31	and	and	CCONJ
ajase-2616	124	32	behaviours	behaviour	NOUN
ajase-2616	124	33	.	.	PUNCT
ajase-2616	125	1	khanam	khanam	PROPN
ajase-2616	125	2	et	et	PROPN
ajase-2616	125	3	al	al	PROPN
ajase-2616	125	4	.	.	PROPN
ajase-2616	126	1	(	(	PUNCT
ajase-2616	126	2	2018	2018	NUM
ajase-2616	126	3	)	)	PUNCT
ajase-2616	126	4	argue	argue	VERB
ajase-2616	126	5	that	that	SCONJ
ajase-2616	126	6	higher	high	ADJ
ajase-2616	126	7	education	education	NOUN
ajase-2616	126	8	levels	level	NOUN
ajase-2616	126	9	are	be	AUX
ajase-2616	126	10	essential	essential	ADJ
ajase-2616	126	11	for	for	ADP
ajase-2616	126	12	developing	develop	VERB
ajase-2616	126	13	entrepreneurial	entrepreneurial	ADJ
ajase-2616	126	14	intentions	intention	NOUN
ajase-2616	126	15	and	and	CCONJ
ajase-2616	126	16	behaviours	behaviour	NOUN
ajase-2616	126	17	,	,	PUNCT
ajase-2616	126	18	highlighting	highlight	VERB
ajase-2616	126	19	the	the	DET
ajase-2616	126	20	role	role	NOUN
ajase-2616	126	21	of	of	ADP
ajase-2616	126	22	education	education	NOUN
ajase-2616	126	23	in	in	ADP
ajase-2616	126	24	fostering	foster	VERB
ajase-2616	126	25	entrepreneurial	entrepreneurial	ADJ
ajase-2616	126	26	skills	skill	NOUN
ajase-2616	126	27	and	and	CCONJ
ajase-2616	126	28	attitudes	attitude	NOUN
ajase-2616	126	29	.	.	PUNCT
ajase-2616	127	1	logistic	logistic	ADJ
ajase-2616	127	2	regression	regression	NOUN
ajase-2616	127	3	model	model	NOUN
ajase-2616	127	4	results	result	VERB
ajase-2616	127	5	the	the	DET
ajase-2616	127	6	following	follow	VERB
ajase-2616	127	7	section	section	NOUN
ajase-2616	127	8	presents	present	VERB
ajase-2616	127	9	the	the	DET
ajase-2616	127	10	logistic	logistic	ADJ
ajase-2616	127	11	regression	regression	NOUN
ajase-2616	127	12	analysis	analysis	NOUN
ajase-2616	127	13	results	result	NOUN
ajase-2616	127	14	,	,	PUNCT
ajase-2616	127	15	illustrating	illustrate	VERB
ajase-2616	127	16	the	the	DET
ajase-2616	127	17	relationship	relationship	NOUN
ajase-2616	127	18	between	between	ADP
ajase-2616	127	19	key	key	ADJ
ajase-2616	127	20	variables	variable	NOUN
ajase-2616	127	21	and	and	CCONJ
ajase-2616	127	22	their	their	PRON
ajase-2616	127	23	effectiveness	effectiveness	NOUN
ajase-2616	127	24	in	in	ADP
ajase-2616	127	25	poverty	poverty	NOUN
ajase-2616	127	26	reduction	reduction	NOUN
ajase-2616	127	27	in	in	ADP
ajase-2616	127	28	the	the	DET
ajase-2616	127	29	context	context	NOUN
ajase-2616	127	30	of	of	ADP
ajase-2616	127	31	the	the	DET
ajase-2616	127	32	vicoba	vicoba	NOUN
ajase-2616	127	33	lending	lending	NOUN
ajase-2616	127	34	programme	programme	NOUN
ajase-2616	127	35	.	.	PUNCT
ajase-2616	128	1	the	the	DET
ajase-2616	128	2	logistic	logistic	ADJ
ajase-2616	128	3	regression	regression	NOUN
ajase-2616	128	4	model	model	NOUN
ajase-2616	128	5	allows	allow	VERB
ajase-2616	128	6	for	for	ADP
ajase-2616	128	7	a	a	DET
ajase-2616	128	8	thorough	thorough	ADJ
ajase-2616	128	9	analysis	analysis	NOUN
ajase-2616	128	10	of	of	ADP
ajase-2616	128	11	the	the	DET
ajase-2616	128	12	factors	factor	NOUN
ajase-2616	128	13	that	that	PRON
ajase-2616	128	14	impact	impact	VERB
ajase-2616	128	15	the	the	DET
ajase-2616	128	16	success	success	NOUN
ajase-2616	128	17	of	of	ADP
ajase-2616	128	18	vicoba	vicoba	NOUN
ajase-2616	128	19	members	member	NOUN
ajase-2616	128	20	in	in	ADP
ajase-2616	128	21	poverty	poverty	NOUN
ajase-2616	128	22	reduction	reduction	NOUN
ajase-2616	128	23	.	.	PUNCT
ajase-2616	129	1	the	the	DET
ajase-2616	129	2	results	result	NOUN
ajase-2616	129	3	are	be	AUX
ajase-2616	129	4	interpreted	interpret	VERB
ajase-2616	129	5	in	in	ADP
ajase-2616	129	6	light	light	NOUN
ajase-2616	129	7	of	of	ADP
ajase-2616	129	8	existing	exist	VERB
ajase-2616	129	9	literature	literature	NOUN
ajase-2616	129	10	on	on	ADP
ajase-2616	129	11	microfinance	microfinance	NOUN
ajase-2616	129	12	interventions	intervention	NOUN
ajase-2616	129	13	and	and	CCONJ
ajase-2616	129	14	their	their	PRON
ajase-2616	129	15	role	role	NOUN
ajase-2616	129	16	in	in	ADP
ajase-2616	129	17	promoting	promote	VERB
ajase-2616	129	18	economic	economic	ADJ
ajase-2616	129	19	empowerment	empowerment	NOUN
ajase-2616	129	20	and	and	CCONJ
ajase-2616	129	21	poverty	poverty	NOUN
ajase-2616	129	22	reduction	reduction	NOUN
ajase-2616	129	23	.	.	PUNCT
ajase-2616	130	1	the	the	DET
ajase-2616	130	2	findings	finding	NOUN
ajase-2616	130	3	are	be	AUX
ajase-2616	130	4	discussed	discuss	VERB
ajase-2616	130	5	with	with	ADP
ajase-2616	130	6	previous	previous	ADJ
ajase-2616	130	7	studies	study	NOUN
ajase-2616	130	8	providing	provide	VERB
ajase-2616	130	9	helpful	helpful	ADJ
ajase-2616	130	10	evidence	evidence	NOUN
ajase-2616	130	11	on	on	ADP
ajase-2616	130	12	the	the	DET
ajase-2616	130	13	effectiveness	effectiveness	NOUN
ajase-2616	130	14	of	of	ADP
ajase-2616	130	15	the	the	DET
ajase-2616	130	16	vicoba	vicoba	NOUN
ajase-2616	130	17	lending	lending	NOUN
ajase-2616	130	18	scheme	scheme	NOUN
ajase-2616	130	19	in	in	ADP
ajase-2616	130	20	addressing	address	VERB
ajase-2616	130	21	poverty	poverty	NOUN
ajase-2616	130	22	challenges	challenge	NOUN
ajase-2616	130	23	.	.	PUNCT
ajase-2616	131	1	the	the	DET
ajase-2616	131	2	results	result	NOUN
ajase-2616	131	3	are	be	AUX
ajase-2616	131	4	presented	present	VERB
ajase-2616	131	5	in	in	ADP
ajase-2616	131	6	table	table	NOUN
ajase-2616	131	7	2	2	NUM
ajase-2616	131	8	as	as	SCONJ
ajase-2616	131	9	follows	follow	VERB
ajase-2616	131	10	.	.	PUNCT
ajase-2616	132	1	access	access	NOUN
ajase-2616	132	2	to	to	ADP
ajase-2616	132	3	credit	credit	NOUN
ajase-2616	132	4	after	after	ADP
ajase-2616	132	5	becoming	become	VERB
ajase-2616	132	6	a	a	DET
ajase-2616	132	7	vicoba	vicoba	NOUN
ajase-2616	132	8	member	member	NOUN
ajase-2616	132	9	,	,	PUNCT
ajase-2616	132	10	an	an	DET
ajase-2616	132	11	individual	individual	ADJ
ajase-2616	132	12	gains	gain	NOUN
ajase-2616	132	13	access	access	NOUN
ajase-2616	132	14	to	to	ADP
ajase-2616	132	15	various	various	ADJ
ajase-2616	132	16	financial	financial	ADJ
ajase-2616	132	17	services	service	NOUN
ajase-2616	132	18	that	that	PRON
ajase-2616	132	19	can	can	AUX
ajase-2616	132	20	be	be	AUX
ajase-2616	132	21	utilised	utilise	VERB
ajase-2616	132	22	to	to	PART
ajase-2616	132	23	fulfil	fulfil	VERB
ajase-2616	132	24	their	their	PRON
ajase-2616	132	25	financial	financial	ADJ
ajase-2616	132	26	needs	need	NOUN
ajase-2616	132	27	1	1	NUM
ajase-2616	132	28	represents	represent	VERB
ajase-2616	132	29	gaining	gain	VERB
ajase-2616	132	30	access	access	NOUN
ajase-2616	132	31	to	to	ADP
ajase-2616	132	32	various	various	ADJ
ajase-2616	132	33	financial	financial	ADJ
ajase-2616	132	34	services	service	NOUN
ajase-2616	132	35	,	,	PUNCT
ajase-2616	132	36	and	and	CCONJ
ajase-2616	132	37	0	0	NUM
ajase-2616	132	38	indicates	indicate	VERB
ajase-2616	132	39	otherwise	otherwise	ADV
ajase-2616	132	40	positive	positive	ADJ
ajase-2616	132	41	khanam	khanam	NOUN
ajase-2616	132	42	et	et	PROPN
ajase-2616	132	43	al	al	PROPN
ajase-2616	132	44	.	.	PROPN
ajase-2616	132	45	,	,	PUNCT
ajase-2616	132	46	2018	2018	NUM
ajase-2616	132	47	;	;	PUNCT
ajase-2616	133	1	hussain	hussain	PROPN
ajase-2616	133	2	et	et	PROPN
ajase-2616	133	3	al	al	PROPN
ajase-2616	133	4	.	.	PROPN
ajase-2616	133	5	,	,	PUNCT
ajase-2616	133	6	2018	2018	NUM
ajase-2616	133	7	;	;	PUNCT
ajase-2616	133	8	ngong	ngong	PROPN
ajase-2616	133	9	,	,	PUNCT
ajase-2616	133	10	2023	2023	NUM
ajase-2616	133	11	insurance	insurance	NOUN
ajase-2616	133	12	services	service	NOUN
ajase-2616	133	13	a	a	DET
ajase-2616	133	14	member	member	NOUN
ajase-2616	133	15	has	have	VERB
ajase-2616	133	16	an	an	DET
ajase-2616	133	17	insurance	insurance	NOUN
ajase-2616	133	18	policy	policy	NOUN
ajase-2616	133	19	for	for	ADP
ajase-2616	133	20	mitigating	mitigate	VERB
ajase-2616	133	21	business	business	NOUN
ajase-2616	133	22	risks	risk	NOUN
ajase-2616	133	23	1	1	NUM
ajase-2616	133	24	represents	represent	VERB
ajase-2616	133	25	a	a	DET
ajase-2616	133	26	member	member	NOUN
ajase-2616	133	27	having	have	VERB
ajase-2616	133	28	an	an	DET
ajase-2616	133	29	insurance	insurance	NOUN
ajase-2616	133	30	policy	policy	NOUN
ajase-2616	133	31	for	for	ADP
ajase-2616	133	32	mitigating	mitigate	VERB
ajase-2616	133	33	business	business	NOUN
ajase-2616	133	34	risks	risk	NOUN
ajase-2616	133	35	,	,	PUNCT
ajase-2616	133	36	and	and	CCONJ
ajase-2616	133	37	0	0	NUM
ajase-2616	133	38	indicates	indicate	VERB
ajase-2616	133	39	otherwise	otherwise	ADV
ajase-2616	133	40	positive	positive	ADJ
ajase-2616	133	41	ngong	ngong	NOUN
ajase-2616	133	42	et	et	PROPN
ajase-2616	133	43	al	al	PROPN
ajase-2616	133	44	.	.	PROPN
ajase-2616	133	45	,	,	PUNCT
ajase-2616	133	46	2021	2021	NUM
ajase-2616	133	47	;	;	PUNCT
ajase-2616	133	48	khanam	khanam	PROPN
ajase-2616	133	49	et	et	PROPN
ajase-2616	133	50	al	al	PROPN
ajase-2616	133	51	.	.	PROPN
ajase-2616	133	52	,	,	PUNCT
ajase-2616	133	53	2018	2018	NUM
ajase-2616	133	54	entrepreneurship	entrepreneurship	NOUN
ajase-2616	133	55	skills	skill	VERB
ajase-2616	133	56	a	a	DET
ajase-2616	133	57	member	member	NOUN
ajase-2616	133	58	equipped	equip	VERB
ajase-2616	133	59	with	with	ADP
ajase-2616	133	60	the	the	DET
ajase-2616	133	61	necessary	necessary	ADJ
ajase-2616	133	62	entrepreneurship	entrepreneurship	NOUN
ajase-2616	133	63	skills	skill	NOUN
ajase-2616	133	64	one	one	NUM
ajase-2616	133	65	represents	represent	VERB
ajase-2616	133	66	a	a	DET
ajase-2616	133	67	member	member	NOUN
ajase-2616	133	68	equipped	equip	VERB
ajase-2616	133	69	with	with	ADP
ajase-2616	133	70	entrepreneurship	entrepreneurship	NOUN
ajase-2616	133	71	skills	skill	NOUN
ajase-2616	133	72	,	,	PUNCT
ajase-2616	133	73	and	and	CCONJ
ajase-2616	133	74	0	0	NUM
ajase-2616	133	75	indicates	indicate	VERB
ajase-2616	133	76	otherwise	otherwise	ADV
ajase-2616	133	77	.	.	PUNCT
ajase-2616	134	1	positive	positive	ADJ
ajase-2616	134	2	banerjee	banerjee	PROPN
ajase-2616	134	3	&	&	CCONJ
ajase-2616	134	4	jackson	jackson	PROPN
ajase-2616	134	5	,	,	PUNCT
ajase-2616	134	6	2016	2016	NUM
ajase-2616	134	7	;	;	PUNCT
ajase-2616	134	8	;	;	PUNCT
ajase-2616	134	9	bansal	bansal	PROPN
ajase-2616	134	10	&	&	CCONJ
ajase-2616	134	11	singh	singh	PROPN
ajase-2616	134	12	,	,	PUNCT
ajase-2616	134	13	2020	2020	NUM
ajase-2616	134	14	poverty	poverty	NOUN
ajase-2616	134	15	alleviation	alleviation	NOUN
ajase-2616	134	16	when	when	SCONJ
ajase-2616	134	17	one	one	PRON
ajase-2616	134	18	becomes	become	VERB
ajase-2616	134	19	a	a	DET
ajase-2616	134	20	member	member	NOUN
ajase-2616	134	21	of	of	ADP
ajase-2616	134	22	vicoba	vicoba	NOUN
ajase-2616	134	23	,	,	PUNCT
ajase-2616	134	24	there	there	PRON
ajase-2616	134	25	is	be	VERB
ajase-2616	134	26	a	a	DET
ajase-2616	134	27	possibility	possibility	NOUN
ajase-2616	134	28	of	of	ADP
ajase-2616	134	29	experiencing	experience	VERB
ajase-2616	134	30	a	a	DET
ajase-2616	134	31	reduction	reduction	NOUN
ajase-2616	134	32	in	in	ADP
ajase-2616	134	33	poverty	poverty	NOUN
ajase-2616	134	34	status	status	NOUN
ajase-2616	134	35	1	1	NUM
ajase-2616	134	36	represents	represent	VERB
ajase-2616	134	37	a	a	DET
ajase-2616	134	38	reduction	reduction	NOUN
ajase-2616	134	39	in	in	ADP
ajase-2616	134	40	poverty	poverty	NOUN
ajase-2616	134	41	status	status	NOUN
ajase-2616	134	42	after	after	ADP
ajase-2616	134	43	becoming	become	VERB
ajase-2616	134	44	a	a	DET
ajase-2616	134	45	vicoba	vicoba	NOUN
ajase-2616	134	46	member	member	NOUN
ajase-2616	134	47	,	,	PUNCT
ajase-2616	134	48	and	and	CCONJ
ajase-2616	134	49	0	0	NUM
ajase-2616	134	50	indicates	indicate	VERB
ajase-2616	134	51	otherwise	otherwise	ADV
ajase-2616	134	52	ali	ali	PROPN
ajase-2616	134	53	et	et	PROPN
ajase-2616	134	54	al	al	PROPN
ajase-2616	134	55	.	.	PROPN
ajase-2616	134	56	,	,	PUNCT
ajase-2616	134	57	2015	2015	NUM
ajase-2616	134	58	;	;	PUNCT
ajase-2616	134	59	amsami	amsami	NOUN
ajase-2616	134	60	et	et	PROPN
ajase-2616	134	61	al	al	PROPN
ajase-2616	134	62	.	.	PROPN
ajase-2616	134	63	,	,	PUNCT
ajase-2616	134	64	2021	2021	NUM
ajase-2616	134	65	;	;	PUNCT
ajase-2616	135	1	chowdhury	chowdhury	PROPN
ajase-2616	135	2	et	et	PROPN
ajase-2616	135	3	al	al	PROPN
ajase-2616	135	4	.	.	PROPN
ajase-2616	135	5	,	,	PUNCT
ajase-2616	135	6	2021	2021	NUM
ajase-2616	135	7	source	source	NOUN
ajase-2616	135	8	:	:	PUNCT
ajase-2616	135	9	study	study	NOUN
ajase-2616	135	10	construction	construction	NOUN
ajase-2616	135	11	,	,	PUNCT
ajase-2616	135	12	2024	2024	NUM
ajase-2616	135	13	pa	pa	PROPN
ajase-2616	135	14	ge	ge	PROPN
ajase-2616	135	15	96	96	NUM
ajase-2616	136	1	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-2616	136	2	am	be	AUX
ajase-2616	136	3	.	.	PUNCT
ajase-2616	137	1	j.	j.	PROPN
ajase-2616	137	2	appl	appl	PROPN
ajase-2616	137	3	.	.	PROPN
ajase-2616	138	1	stat	stat	PROPN
ajase-2616	138	2	.	.	PUNCT
ajase-2616	139	1	econ	econ	PROPN
ajase-2616	139	2	.	.	PUNCT
ajase-2616	140	1	3(1	3(1	NUM
ajase-2616	140	2	)	)	PUNCT
ajase-2616	140	3	92	92	NUM
ajase-2616	140	4	-	-	SYM
ajase-2616	140	5	98	98	NUM
ajase-2616	140	6	,	,	PUNCT
ajase-2616	140	7	2024	2024	NUM
ajase-2616	140	8	table	table	NOUN
ajase-2616	140	9	2	2	NUM
ajase-2616	140	10	:	:	PUNCT
ajase-2616	140	11	logistic	logistic	ADJ
ajase-2616	140	12	regression	regression	NOUN
ajase-2616	140	13	results	result	VERB
ajase-2616	140	14	variable	variable	ADJ
ajase-2616	140	15	coefficient	coefficient	NOUN
ajase-2616	140	16	std	std	PROPN
ajase-2616	140	17	.	.	PUNCT
ajase-2616	141	1	err	err	PROPN
ajase-2616	141	2	z	z	PROPN
ajase-2616	142	1	p	p	X
ajase-2616	142	2	>	>	X
ajase-2616	142	3	izi	izi	PROPN
ajase-2616	142	4	access	access	NOUN
ajase-2616	142	5	to	to	ADP
ajase-2616	142	6	credit	credit	NOUN
ajase-2616	142	7	5.280119	5.280119	NUM
ajase-2616	142	8	1.791468	1.791468	NUM
ajase-2616	142	9	2.95	2.95	NUM
ajase-2616	142	10	0.003	0.003	NUM
ajase-2616	142	11	*	*	NOUN
ajase-2616	142	12	*	*	NOUN
ajase-2616	142	13	ability	ability	NOUN
ajase-2616	142	14	to	to	PART
ajase-2616	142	15	save	save	VERB
ajase-2616	142	16	4.321305	4.321305	NUM
ajase-2616	142	17	1.386219	1.386219	NUM
ajase-2616	142	18	3.12	3.12	NUM
ajase-2616	142	19	0.002	0.002	NUM
ajase-2616	142	20	*	*	PUNCT
ajase-2616	142	21	*	*	PUNCT
ajase-2616	142	22	access	access	NOUN
ajase-2616	142	23	to	to	ADP
ajase-2616	142	24	insurance	insurance	NOUN
ajase-2616	142	25	services	service	NOUN
ajase-2616	142	26	2.500522	2.500522	NUM
ajase-2616	142	27	1.288625	1.288625	NUM
ajase-2616	142	28	1.94	1.94	NUM
ajase-2616	142	29	0.0052	0.0052	NUM
ajase-2616	142	30	*	*	PUNCT
ajase-2616	142	31	*	*	PUNCT
ajase-2616	142	32	entrepreneurship	entrepreneurship	NOUN
ajase-2616	142	33	.3215854	.3215854	NOUN
ajase-2616	142	34	1.794436	1.794436	NUM
ajase-2616	142	35	0.18	0.18	NUM
ajase-2616	142	36	0.858	0.858	NUM
ajase-2616	142	37	constant	constant	ADJ
ajase-2616	142	38	-7.41177	-7.41177	ADP
ajase-2616	142	39	2.638245	2.638245	NUM
ajase-2616	142	40	-2.81	-2.81	NUM
ajase-2616	142	41	0.005	0.005	NUM
ajase-2616	142	42	*	*	NOUN
ajase-2616	142	43	*	*	NOUN
ajase-2616	142	44	number	number	NOUN
ajase-2616	142	45	of	of	ADP
ajase-2616	142	46	obs	obs	PROPN
ajase-2616	142	47	60	60	NUM
ajase-2616	142	48	lr	lr	PROPN
ajase-2616	142	49	chi2(4	chi2(4	PROPN
ajase-2616	142	50	)	)	PUNCT
ajase-2616	142	51	43.72	43.72	NUM
ajase-2616	142	52	pro	pro	X
ajase-2616	142	53	>	>	X
ajase-2616	142	54	chi2	chi2	NOUN
ajase-2616	142	55	0.0000	0.0000	NUM
ajase-2616	142	56	pseudo	pseudo	NOUN
ajase-2616	142	57	0.6283	0.6283	NUM
ajase-2616	142	58	log	log	NOUN
ajase-2616	142	59	-	-	PUNCT
ajase-2616	142	60	likelihood	likelihood	NOUN
ajase-2616	142	61	-12.9349	-12.9349	PUNCT
ajase-2616	142	62	significance	significance	NOUN
ajase-2616	142	63	.	.	PUNCT
ajase-2616	143	1	codes	code	NOUN
ajase-2616	143	2	.	.	PUNCT
ajase-2616	144	1	*	*	PUNCT
ajase-2616	144	2	*	*	PUNCT
ajase-2616	144	3	*	*	PUNCT
ajase-2616	144	4	=	=	SYM
ajase-2616	144	5	1	1	NUM
ajase-2616	144	6	%	%	NOUN
ajase-2616	144	7	significance	significance	NOUN
ajase-2616	144	8	level	level	NOUN
ajase-2616	144	9	,	,	PUNCT
ajase-2616	144	10	*	*	PUNCT
ajase-2616	144	11	*	*	PUNCT
ajase-2616	145	1	=	=	SYM
ajase-2616	145	2	5	5	NUM
ajase-2616	145	3	%	%	NOUN
ajase-2616	145	4	,	,	PUNCT
ajase-2616	145	5	and	and	CCONJ
ajase-2616	145	6	*	*	PUNCT
ajase-2616	146	1	=	=	SYM
ajase-2616	146	2	10	10	NUM
ajase-2616	146	3	%	%	NOUN
ajase-2616	146	4	significance	significance	NOUN
ajase-2616	146	5	level	level	NOUN
ajase-2616	146	6	from	from	ADP
ajase-2616	146	7	table	table	NOUN
ajase-2616	146	8	2	2	NUM
ajase-2616	146	9	,	,	PUNCT
ajase-2616	146	10	it	it	PRON
ajase-2616	146	11	is	be	AUX
ajase-2616	146	12	determined	determine	VERB
ajase-2616	146	13	that	that	SCONJ
ajase-2616	146	14	;	;	PUNCT
ajase-2616	146	15	access	access	NOUN
ajase-2616	146	16	to	to	ADP
ajase-2616	146	17	credit	credit	NOUN
ajase-2616	146	18	the	the	DET
ajase-2616	146	19	study	study	NOUN
ajase-2616	146	20	results	result	NOUN
ajase-2616	146	21	show	show	VERB
ajase-2616	146	22	that	that	SCONJ
ajase-2616	146	23	having	have	VERB
ajase-2616	146	24	access	access	NOUN
ajase-2616	146	25	to	to	ADP
ajase-2616	146	26	credit	credit	NOUN
ajase-2616	146	27	has	have	VERB
ajase-2616	146	28	a	a	DET
ajase-2616	146	29	significant	significant	ADJ
ajase-2616	146	30	positive	positive	ADJ
ajase-2616	146	31	effect	effect	NOUN
ajase-2616	146	32	on	on	ADP
ajase-2616	146	33	reducing	reduce	VERB
ajase-2616	146	34	poverty	poverty	NOUN
ajase-2616	146	35	in	in	ADP
ajase-2616	146	36	vicoba	vicoba	NOUN
ajase-2616	146	37	groups	group	NOUN
ajase-2616	146	38	.	.	PUNCT
ajase-2616	147	1	for	for	ADP
ajase-2616	147	2	every	every	DET
ajase-2616	147	3	unit	unit	NOUN
ajase-2616	147	4	increase	increase	NOUN
ajase-2616	147	5	in	in	ADP
ajase-2616	147	6	access	access	NOUN
ajase-2616	147	7	to	to	ADP
ajase-2616	147	8	credit	credit	NOUN
ajase-2616	147	9	,	,	PUNCT
ajase-2616	147	10	the	the	DET
ajase-2616	147	11	chance	chance	NOUN
ajase-2616	147	12	of	of	ADP
ajase-2616	147	13	reducing	reduce	VERB
ajase-2616	147	14	poverty	poverty	NOUN
ajase-2616	147	15	increases	increase	NOUN
ajase-2616	147	16	by	by	ADP
ajase-2616	147	17	about	about	ADV
ajase-2616	147	18	5.28	5.28	NUM
ajase-2616	147	19	units	unit	NOUN
ajase-2616	147	20	.	.	PUNCT
ajase-2616	148	1	alternatively	alternatively	ADV
ajase-2616	148	2	,	,	PUNCT
ajase-2616	148	3	the	the	DET
ajase-2616	148	4	odds	odd	NOUN
ajase-2616	148	5	ratio	ratio	NOUN
ajase-2616	148	6	calculation	calculation	NOUN
ajase-2616	148	7	reveals	reveal	VERB
ajase-2616	148	8	that	that	SCONJ
ajase-2616	148	9	a	a	DET
ajase-2616	148	10	unit	unit	NOUN
ajase-2616	148	11	increase	increase	NOUN
ajase-2616	148	12	in	in	ADP
ajase-2616	148	13	access	access	NOUN
ajase-2616	148	14	to	to	ADP
ajase-2616	148	15	credit	credit	NOUN
ajase-2616	148	16	is	be	AUX
ajase-2616	148	17	linked	link	VERB
ajase-2616	148	18	to	to	ADP
ajase-2616	148	19	a	a	DET
ajase-2616	148	20	197.54	197.54	NUM
ajase-2616	148	21	-	-	PUNCT
ajase-2616	148	22	fold	fold	ADJ
ajase-2616	148	23	rise	rise	NOUN
ajase-2616	148	24	in	in	ADP
ajase-2616	148	25	the	the	DET
ajase-2616	148	26	probability	probability	NOUN
ajase-2616	148	27	of	of	ADP
ajase-2616	148	28	poverty	poverty	NOUN
ajase-2616	148	29	reduction	reduction	NOUN
ajase-2616	148	30	among	among	ADP
ajase-2616	148	31	vicoba	vicoba	NOUN
ajase-2616	148	32	members	member	NOUN
ajase-2616	148	33	.	.	PUNCT
ajase-2616	149	1	these	these	DET
ajase-2616	149	2	results	result	NOUN
ajase-2616	149	3	contribute	contribute	VERB
ajase-2616	149	4	to	to	ADP
ajase-2616	149	5	the	the	DET
ajase-2616	149	6	understanding	understanding	NOUN
ajase-2616	149	7	of	of	ADP
ajase-2616	149	8	microfinance	microfinance	NOUN
ajase-2616	149	9	’s	’s	PART
ajase-2616	149	10	role	role	NOUN
ajase-2616	149	11	in	in	ADP
ajase-2616	149	12	poverty	poverty	NOUN
ajase-2616	149	13	reduction	reduction	NOUN
ajase-2616	149	14	by	by	ADP
ajase-2616	149	15	highlighting	highlight	VERB
ajase-2616	149	16	the	the	DET
ajase-2616	149	17	significance	significance	NOUN
ajase-2616	149	18	of	of	ADP
ajase-2616	149	19	access	access	NOUN
ajase-2616	149	20	to	to	ADP
ajase-2616	149	21	credit	credit	NOUN
ajase-2616	149	22	within	within	ADP
ajase-2616	149	23	vicoba	vicoba	NOUN
ajase-2616	149	24	groups	group	NOUN
ajase-2616	149	25	.	.	PUNCT
ajase-2616	150	1	khanam	khanam	PROPN
ajase-2616	150	2	et	et	PROPN
ajase-2616	150	3	al	al	PROPN
ajase-2616	150	4	.	.	PROPN
ajase-2616	151	1	(	(	PUNCT
ajase-2616	151	2	2018	2018	NUM
ajase-2616	151	3	)	)	PUNCT
ajase-2616	151	4	previously	previously	ADV
ajase-2616	151	5	determined	determine	VERB
ajase-2616	151	6	the	the	DET
ajase-2616	151	7	contribution	contribution	NOUN
ajase-2616	151	8	of	of	ADP
ajase-2616	151	9	microfinance	microfinance	NOUN
ajase-2616	151	10	services	service	NOUN
ajase-2616	151	11	,	,	PUNCT
ajase-2616	151	12	particularly	particularly	ADV
ajase-2616	151	13	credit	credit	NOUN
ajase-2616	151	14	,	,	PUNCT
ajase-2616	151	15	to	to	ADP
ajase-2616	151	16	poverty	poverty	NOUN
ajase-2616	151	17	reduction	reduction	NOUN
ajase-2616	151	18	,	,	PUNCT
ajase-2616	151	19	especially	especially	ADV
ajase-2616	151	20	among	among	ADP
ajase-2616	151	21	female	female	ADJ
ajase-2616	151	22	participants	participant	NOUN
ajase-2616	151	23	.	.	PUNCT
ajase-2616	152	1	the	the	DET
ajase-2616	152	2	current	current	ADJ
ajase-2616	152	3	findings	finding	NOUN
ajase-2616	152	4	align	align	VERB
ajase-2616	152	5	with	with	ADP
ajase-2616	152	6	this	this	DET
ajase-2616	152	7	perspective	perspective	NOUN
ajase-2616	152	8	,	,	PUNCT
ajase-2616	152	9	indicating	indicate	VERB
ajase-2616	152	10	a	a	DET
ajase-2616	152	11	positive	positive	ADJ
ajase-2616	152	12	impact	impact	NOUN
ajase-2616	152	13	of	of	ADP
ajase-2616	152	14	credit	credit	NOUN
ajase-2616	152	15	access	access	NOUN
ajase-2616	152	16	on	on	ADP
ajase-2616	152	17	poverty	poverty	NOUN
ajase-2616	152	18	reduction	reduction	NOUN
ajase-2616	152	19	among	among	ADP
ajase-2616	152	20	vicoba	vicoba	NOUN
ajase-2616	152	21	members	member	NOUN
ajase-2616	152	22	.	.	PUNCT
ajase-2616	153	1	furthermore	furthermore	ADV
ajase-2616	153	2	,	,	PUNCT
ajase-2616	153	3	utonga	utonga	ADV
ajase-2616	153	4	and	and	CCONJ
ajase-2616	153	5	ndoweka	ndoweka	ADJ
ajase-2616	153	6	(	(	PUNCT
ajase-2616	153	7	2023	2023	NUM
ajase-2616	153	8	)	)	PUNCT
ajase-2616	153	9	and	and	CCONJ
ajase-2616	153	10	hussain	hussain	PROPN
ajase-2616	153	11	et	et	PROPN
ajase-2616	153	12	al	al	PROPN
ajase-2616	153	13	.	.	PROPN
ajase-2616	154	1	(	(	PUNCT
ajase-2616	154	2	2018	2018	NUM
ajase-2616	154	3	)	)	PUNCT
ajase-2616	154	4	emphasised	emphasise	VERB
ajase-2616	154	5	the	the	DET
ajase-2616	154	6	importance	importance	NOUN
ajase-2616	154	7	of	of	ADP
ajase-2616	154	8	microfinance	microfinance	NOUN
ajase-2616	154	9	in	in	ADP
ajase-2616	154	10	poverty	poverty	NOUN
ajase-2616	154	11	alleviation	alleviation	NOUN
ajase-2616	154	12	,	,	PUNCT
ajase-2616	154	13	further	far	ADV
ajase-2616	154	14	supporting	support	VERB
ajase-2616	154	15	the	the	DET
ajase-2616	154	16	notion	notion	NOUN
ajase-2616	154	17	that	that	SCONJ
ajase-2616	154	18	access	access	NOUN
ajase-2616	154	19	to	to	ADP
ajase-2616	154	20	credit	credit	NOUN
ajase-2616	154	21	can	can	AUX
ajase-2616	154	22	lead	lead	VERB
ajase-2616	154	23	to	to	ADP
ajase-2616	154	24	tangible	tangible	ADJ
ajase-2616	154	25	outcomes	outcome	NOUN
ajase-2616	154	26	in	in	ADP
ajase-2616	154	27	reducing	reduce	VERB
ajase-2616	154	28	poverty	poverty	NOUN
ajase-2616	154	29	.	.	PUNCT
ajase-2616	155	1	scholars	scholar	NOUN
ajase-2616	155	2	such	such	ADJ
ajase-2616	155	3	as	as	ADP
ajase-2616	155	4	ngong	ngong	NOUN
ajase-2616	155	5	(	(	PUNCT
ajase-2616	155	6	2023	2023	NUM
ajase-2616	155	7	)	)	PUNCT
ajase-2616	155	8	also	also	ADV
ajase-2616	155	9	discussed	discuss	VERB
ajase-2616	155	10	the	the	DET
ajase-2616	155	11	nexus	nexus	NOUN
ajase-2616	155	12	between	between	ADP
ajase-2616	155	13	microfinance	microfinance	NOUN
ajase-2616	155	14	and	and	CCONJ
ajase-2616	155	15	poverty	poverty	NOUN
ajase-2616	155	16	alleviation	alleviation	NOUN
ajase-2616	155	17	,	,	PUNCT
ajase-2616	155	18	reinforcing	reinforce	VERB
ajase-2616	155	19	the	the	DET
ajase-2616	155	20	significance	significance	NOUN
ajase-2616	155	21	of	of	ADP
ajase-2616	155	22	credit	credit	NOUN
ajase-2616	155	23	access	access	NOUN
ajase-2616	155	24	for	for	ADP
ajase-2616	155	25	enhancing	enhance	VERB
ajase-2616	155	26	financial	financial	ADJ
ajase-2616	155	27	inclusion	inclusion	NOUN
ajase-2616	155	28	and	and	CCONJ
ajase-2616	155	29	reducing	reduce	VERB
ajase-2616	155	30	poverty	poverty	NOUN
ajase-2616	155	31	levels	level	NOUN
ajase-2616	155	32	.	.	PUNCT
ajase-2616	156	1	the	the	DET
ajase-2616	156	2	convergence	convergence	NOUN
ajase-2616	156	3	of	of	ADP
ajase-2616	156	4	findings	finding	NOUN
ajase-2616	156	5	from	from	ADP
ajase-2616	156	6	these	these	DET
ajase-2616	156	7	scholars	scholar	NOUN
ajase-2616	156	8	emphasises	emphasise	VERB
ajase-2616	156	9	the	the	DET
ajase-2616	156	10	critical	critical	ADJ
ajase-2616	156	11	role	role	NOUN
ajase-2616	156	12	of	of	ADP
ajase-2616	156	13	access	access	NOUN
ajase-2616	156	14	to	to	ADP
ajase-2616	156	15	credit	credit	NOUN
ajase-2616	156	16	in	in	ADP
ajase-2616	156	17	poverty	poverty	NOUN
ajase-2616	156	18	alleviation	alleviation	NOUN
ajase-2616	156	19	efforts	effort	NOUN
ajase-2616	156	20	within	within	ADP
ajase-2616	156	21	microfinance	microfinance	NOUN
ajase-2616	156	22	institutions	institution	NOUN
ajase-2616	156	23	like	like	ADP
ajase-2616	156	24	vicoba	vicoba	NOUN
ajase-2616	156	25	groups	group	NOUN
ajase-2616	156	26	.	.	PUNCT
ajase-2616	157	1	this	this	DET
ajase-2616	157	2	corroboration	corroboration	NOUN
ajase-2616	157	3	confirms	confirm	VERB
ajase-2616	157	4	that	that	SCONJ
ajase-2616	157	5	enhancing	enhance	VERB
ajase-2616	157	6	credit	credit	NOUN
ajase-2616	157	7	accessibility	accessibility	NOUN
ajase-2616	157	8	can	can	AUX
ajase-2616	157	9	effectively	effectively	ADV
ajase-2616	157	10	contribute	contribute	VERB
ajase-2616	157	11	to	to	ADP
ajase-2616	157	12	poverty	poverty	NOUN
ajase-2616	157	13	reduction	reduction	NOUN
ajase-2616	157	14	outcomes	outcome	NOUN
ajase-2616	157	15	,	,	PUNCT
ajase-2616	157	16	empowering	empower	VERB
ajase-2616	157	17	individuals	individual	NOUN
ajase-2616	157	18	to	to	PART
ajase-2616	157	19	improve	improve	VERB
ajase-2616	157	20	their	their	PRON
ajase-2616	157	21	economic	economic	ADJ
ajase-2616	157	22	conditions	condition	NOUN
ajase-2616	157	23	and	and	CCONJ
ajase-2616	157	24	achieve	achieve	VERB
ajase-2616	157	25	sustainable	sustainable	ADJ
ajase-2616	157	26	development	development	NOUN
ajase-2616	157	27	goals	goal	NOUN
ajase-2616	157	28	.	.	PUNCT
ajase-2616	158	1	savings	saving	NOUN
ajase-2616	158	2	the	the	DET
ajase-2616	158	3	study	study	NOUN
ajase-2616	158	4	findings	finding	NOUN
ajase-2616	158	5	suggest	suggest	VERB
ajase-2616	158	6	that	that	SCONJ
ajase-2616	158	7	the	the	DET
ajase-2616	158	8	ability	ability	NOUN
ajase-2616	158	9	to	to	PART
ajase-2616	158	10	save	save	VERB
ajase-2616	158	11	has	have	VERB
ajase-2616	158	12	a	a	DET
ajase-2616	158	13	statistically	statistically	ADV
ajase-2616	158	14	significant	significant	ADJ
ajase-2616	158	15	positive	positive	ADJ
ajase-2616	158	16	effect	effect	NOUN
ajase-2616	158	17	on	on	ADP
ajase-2616	158	18	poverty	poverty	NOUN
ajase-2616	158	19	reduction	reduction	NOUN
ajase-2616	158	20	among	among	ADP
ajase-2616	158	21	vicoba	vicoba	NOUN
ajase-2616	158	22	members	member	NOUN
ajase-2616	158	23	.	.	PUNCT
ajase-2616	159	1	each	each	DET
ajase-2616	159	2	unit	unit	NOUN
ajase-2616	159	3	increase	increase	VERB
ajase-2616	159	4	in	in	ADP
ajase-2616	159	5	the	the	DET
ajase-2616	159	6	ability	ability	NOUN
ajase-2616	159	7	to	to	PART
ajase-2616	159	8	save	save	VERB
ajase-2616	159	9	is	be	AUX
ajase-2616	159	10	associated	associate	VERB
ajase-2616	159	11	with	with	ADP
ajase-2616	159	12	a	a	DET
ajase-2616	159	13	predicted	predict	VERB
ajase-2616	159	14	probability	probability	NOUN
ajase-2616	159	15	of	of	ADP
ajase-2616	159	16	poverty	poverty	NOUN
ajase-2616	159	17	reduction	reduction	NOUN
ajase-2616	159	18	of	of	ADP
ajase-2616	159	19	approximately	approximately	ADV
ajase-2616	159	20	4.32	4.32	NUM
ajase-2616	159	21	units	unit	NOUN
ajase-2616	159	22	.	.	PUNCT
ajase-2616	160	1	using	use	VERB
ajase-2616	160	2	the	the	DET
ajase-2616	160	3	odds	odd	NOUN
ajase-2616	160	4	ratio	ratio	NOUN
ajase-2616	160	5	formula	formula	NOUN
ajase-2616	160	6	,	,	PUNCT
ajase-2616	160	7	a	a	DET
ajase-2616	160	8	value	value	NOUN
ajase-2616	160	9	of	of	ADP
ajase-2616	160	10	4.321305	4.321305	NUM
ajase-2616	160	11	equals	equal	VERB
ajase-2616	160	12	an	an	DET
ajase-2616	160	13	odds	odd	NOUN
ajase-2616	160	14	ratio	ratio	NOUN
ajase-2616	160	15	of	of	ADP
ajase-2616	160	16	75.53	75.53	NUM
ajase-2616	160	17	.	.	PUNCT
ajase-2616	161	1	this	this	PRON
ajase-2616	161	2	means	mean	VERB
ajase-2616	161	3	that	that	SCONJ
ajase-2616	161	4	when	when	SCONJ
ajase-2616	161	5	other	other	ADJ
ajase-2616	161	6	factors	factor	NOUN
ajase-2616	161	7	are	be	AUX
ajase-2616	161	8	considered	consider	VERB
ajase-2616	161	9	,	,	PUNCT
ajase-2616	161	10	a	a	DET
ajase-2616	161	11	one	one	NUM
ajase-2616	161	12	-	-	PUNCT
ajase-2616	161	13	unit	unit	NOUN
ajase-2616	161	14	increase	increase	NOUN
ajase-2616	161	15	in	in	ADP
ajase-2616	161	16	vicoba	vicoba	NOUN
ajase-2616	161	17	members	member	NOUN
ajase-2616	161	18	’	'	PUNCT
ajase-2616	161	19	ability	ability	NOUN
ajase-2616	161	20	to	to	PART
ajase-2616	161	21	save	save	VERB
ajase-2616	161	22	is	be	AUX
ajase-2616	161	23	linked	link	VERB
ajase-2616	161	24	to	to	ADP
ajase-2616	161	25	a	a	DET
ajase-2616	161	26	75.53	75.53	NUM
ajase-2616	161	27	-	-	ADJ
ajase-2616	161	28	fold	fold	ADJ
ajase-2616	161	29	increase	increase	NOUN
ajase-2616	161	30	in	in	ADP
ajase-2616	161	31	their	their	PRON
ajase-2616	161	32	chances	chance	NOUN
ajase-2616	161	33	of	of	ADP
ajase-2616	161	34	falling	fall	VERB
ajase-2616	161	35	out	out	ADP
ajase-2616	161	36	of	of	ADP
ajase-2616	161	37	poverty	poverty	NOUN
ajase-2616	161	38	.	.	PUNCT
ajase-2616	162	1	this	this	DET
ajase-2616	162	2	study	study	NOUN
ajase-2616	162	3	contributes	contribute	VERB
ajase-2616	162	4	to	to	ADP
ajase-2616	162	5	the	the	DET
ajase-2616	162	6	growing	grow	VERB
ajase-2616	162	7	body	body	NOUN
ajase-2616	162	8	of	of	ADP
ajase-2616	162	9	literature	literature	NOUN
ajase-2616	162	10	on	on	ADP
ajase-2616	162	11	microfinance	microfinance	NOUN
ajase-2616	162	12	and	and	CCONJ
ajase-2616	162	13	poverty	poverty	NOUN
ajase-2616	162	14	reduction	reduction	NOUN
ajase-2616	162	15	by	by	ADP
ajase-2616	162	16	demonstrating	demonstrate	VERB
ajase-2616	162	17	the	the	DET
ajase-2616	162	18	significant	significant	ADJ
ajase-2616	162	19	impact	impact	NOUN
ajase-2616	162	20	of	of	ADP
ajase-2616	162	21	saving	save	VERB
ajase-2616	162	22	behaviour	behaviour	NOUN
ajase-2616	162	23	within	within	ADP
ajase-2616	162	24	vicoba	vicoba	NOUN
ajase-2616	162	25	groups	group	NOUN
ajase-2616	162	26	.	.	PUNCT
ajase-2616	163	1	the	the	DET
ajase-2616	163	2	findings	finding	NOUN
ajase-2616	163	3	align	align	VERB
ajase-2616	163	4	with	with	ADP
ajase-2616	163	5	previous	previous	ADJ
ajase-2616	163	6	research	research	NOUN
ajase-2616	163	7	by	by	ADP
ajase-2616	163	8	ngong	ngong	PROPN
ajase-2616	163	9	et	et	PROPN
ajase-2616	163	10	al	al	PROPN
ajase-2616	163	11	.	.	PROPN
ajase-2616	164	1	(	(	PUNCT
ajase-2616	164	2	2021	2021	NUM
ajase-2616	164	3	)	)	PUNCT
ajase-2616	164	4	,	,	PUNCT
ajase-2616	164	5	which	which	PRON
ajase-2616	164	6	discussed	discuss	VERB
ajase-2616	164	7	the	the	DET
ajase-2616	164	8	role	role	NOUN
ajase-2616	164	9	of	of	ADP
ajase-2616	164	10	financial	financial	ADJ
ajase-2616	164	11	inclusion	inclusion	NOUN
ajase-2616	164	12	in	in	ADP
ajase-2616	164	13	poverty	poverty	NOUN
ajase-2616	164	14	alleviation	alleviation	NOUN
ajase-2616	164	15	,	,	PUNCT
ajase-2616	164	16	highlighting	highlight	VERB
ajase-2616	164	17	the	the	DET
ajase-2616	164	18	contribution	contribution	NOUN
ajase-2616	164	19	of	of	ADP
ajase-2616	164	20	saving	save	VERB
ajase-2616	164	21	behaviour	behaviour	NOUN
ajase-2616	164	22	to	to	ADP
ajase-2616	164	23	enhancing	enhance	VERB
ajase-2616	164	24	financial	financial	ADJ
ajase-2616	164	25	stability	stability	NOUN
ajase-2616	164	26	and	and	CCONJ
ajase-2616	164	27	reducing	reduce	VERB
ajase-2616	164	28	poverty	poverty	NOUN
ajase-2616	164	29	levels	level	NOUN
ajase-2616	164	30	.	.	PUNCT
ajase-2616	165	1	the	the	DET
ajase-2616	165	2	current	current	ADJ
ajase-2616	165	3	study	study	NOUN
ajase-2616	165	4	’s	’s	PART
ajase-2616	165	5	findings	finding	NOUN
ajase-2616	165	6	corroborate	corroborate	VERB
ajase-2616	165	7	this	this	DET
ajase-2616	165	8	perspective	perspective	NOUN
ajase-2616	165	9	,	,	PUNCT
ajase-2616	165	10	indicating	indicate	VERB
ajase-2616	165	11	that	that	SCONJ
ajase-2616	165	12	the	the	DET
ajase-2616	165	13	ability	ability	NOUN
ajase-2616	165	14	to	to	PART
ajase-2616	165	15	save	save	VERB
ajase-2616	165	16	plays	play	NOUN
ajase-2616	165	17	a	a	DET
ajase-2616	165	18	pivotal	pivotal	ADJ
ajase-2616	165	19	role	role	NOUN
ajase-2616	165	20	in	in	ADP
ajase-2616	165	21	empowering	empower	VERB
ajase-2616	165	22	individuals	individual	NOUN
ajase-2616	165	23	to	to	PART
ajase-2616	165	24	improve	improve	VERB
ajase-2616	165	25	their	their	PRON
ajase-2616	165	26	economic	economic	ADJ
ajase-2616	165	27	conditions	condition	NOUN
ajase-2616	165	28	.	.	PUNCT
ajase-2616	166	1	additionally	additionally	ADV
ajase-2616	166	2	,	,	PUNCT
ajase-2616	166	3	ali	ali	PROPN
ajase-2616	166	4	et	et	PROPN
ajase-2616	166	5	al	al	PROPN
ajase-2616	166	6	.	.	PROPN
ajase-2616	166	7	(	(	PUNCT
ajase-2616	166	8	2023	2023	NUM
ajase-2616	166	9	)	)	PUNCT
ajase-2616	166	10	argued	argue	VERB
ajase-2616	166	11	that	that	SCONJ
ajase-2616	166	12	financial	financial	ADJ
ajase-2616	166	13	literacy	literacy	NOUN
ajase-2616	166	14	impacts	impact	VERB
ajase-2616	166	15	financial	financial	ADJ
ajase-2616	166	16	satisfaction	satisfaction	NOUN
ajase-2616	166	17	,	,	PUNCT
ajase-2616	166	18	suggesting	suggest	VERB
ajase-2616	166	19	that	that	SCONJ
ajase-2616	166	20	encouraging	encourage	VERB
ajase-2616	166	21	saving	saving	NOUN
ajase-2616	166	22	can	can	AUX
ajase-2616	166	23	result	result	VERB
ajase-2616	166	24	in	in	ADP
ajase-2616	166	25	economic	economic	ADJ
ajase-2616	166	26	well	well	ADV
ajase-2616	166	27	-	-	PUNCT
ajase-2616	166	28	being	being	NOUN
ajase-2616	166	29	and	and	CCONJ
ajase-2616	166	30	poverty	poverty	NOUN
ajase-2616	166	31	reduction	reduction	NOUN
ajase-2616	166	32	.	.	PUNCT
ajase-2616	167	1	this	this	PRON
ajase-2616	167	2	aligns	align	VERB
ajase-2616	167	3	with	with	ADP
ajase-2616	167	4	the	the	DET
ajase-2616	167	5	present	present	ADJ
ajase-2616	167	6	study	study	NOUN
ajase-2616	167	7	’s	’s	PART
ajase-2616	167	8	results	result	NOUN
ajase-2616	167	9	,	,	PUNCT
ajase-2616	167	10	which	which	PRON
ajase-2616	167	11	indicate	indicate	VERB
ajase-2616	167	12	that	that	SCONJ
ajase-2616	167	13	increasing	increase	VERB
ajase-2616	167	14	the	the	DET
ajase-2616	167	15	ability	ability	NOUN
ajase-2616	167	16	to	to	PART
ajase-2616	167	17	save	save	VERB
ajase-2616	167	18	among	among	ADP
ajase-2616	167	19	vicoba	vicoba	NOUN
ajase-2616	167	20	members	member	NOUN
ajase-2616	167	21	can	can	AUX
ajase-2616	167	22	effectively	effectively	ADV
ajase-2616	167	23	contribute	contribute	VERB
ajase-2616	167	24	to	to	ADP
ajase-2616	167	25	poverty	poverty	NOUN
ajase-2616	167	26	reduction	reduction	NOUN
ajase-2616	167	27	outcomes	outcome	NOUN
ajase-2616	167	28	.	.	PUNCT
ajase-2616	168	1	insurance	insurance	NOUN
ajase-2616	168	2	services	service	NOUN
ajase-2616	168	3	the	the	DET
ajase-2616	168	4	study	study	NOUN
ajase-2616	168	5	findings	finding	NOUN
ajase-2616	168	6	suggest	suggest	VERB
ajase-2616	168	7	that	that	SCONJ
ajase-2616	168	8	access	access	NOUN
ajase-2616	168	9	to	to	ADP
ajase-2616	168	10	insurance	insurance	NOUN
ajase-2616	168	11	services	service	NOUN
ajase-2616	168	12	has	have	VERB
ajase-2616	168	13	a	a	DET
ajase-2616	168	14	statistically	statistically	ADV
ajase-2616	168	15	significant	significant	ADJ
ajase-2616	168	16	positive	positive	ADJ
ajase-2616	168	17	effect	effect	NOUN
ajase-2616	168	18	on	on	ADP
ajase-2616	168	19	poverty	poverty	NOUN
ajase-2616	168	20	reduction	reduction	NOUN
ajase-2616	168	21	among	among	ADP
ajase-2616	168	22	vicoba	vicoba	NOUN
ajase-2616	168	23	members	member	NOUN
ajase-2616	168	24	in	in	ADP
ajase-2616	168	25	the	the	DET
ajase-2616	168	26	study	study	NOUN
ajase-2616	168	27	area	area	NOUN
ajase-2616	168	28	.	.	PUNCT
ajase-2616	169	1	specifically	specifically	ADV
ajase-2616	169	2	,	,	PUNCT
ajase-2616	169	3	each	each	DET
ajase-2616	169	4	unit	unit	NOUN
ajase-2616	169	5	increase	increase	VERB
ajase-2616	169	6	in	in	ADP
ajase-2616	169	7	access	access	NOUN
ajase-2616	169	8	to	to	ADP
ajase-2616	169	9	insurance	insurance	NOUN
ajase-2616	169	10	services	service	NOUN
ajase-2616	169	11	is	be	AUX
ajase-2616	169	12	associated	associate	VERB
ajase-2616	169	13	with	with	ADP
ajase-2616	169	14	a	a	DET
ajase-2616	169	15	predicted	predict	VERB
ajase-2616	169	16	probability	probability	NOUN
ajase-2616	169	17	of	of	ADP
ajase-2616	169	18	poverty	poverty	NOUN
ajase-2616	169	19	reduction	reduction	NOUN
ajase-2616	169	20	of	of	ADP
ajase-2616	169	21	approximately	approximately	ADV
ajase-2616	169	22	2.50	2.50	NUM
ajase-2616	169	23	units	unit	NOUN
ajase-2616	169	24	.	.	PUNCT
ajase-2616	170	1	using	use	VERB
ajase-2616	170	2	the	the	DET
ajase-2616	170	3	odds	odd	NOUN
ajase-2616	170	4	ratio	ratio	NOUN
ajase-2616	170	5	formula	formula	NOUN
ajase-2616	170	6	,	,	PUNCT
ajase-2616	170	7	2.500522	2.500522	NUM
ajase-2616	170	8	equals	equal	VERB
ajase-2616	170	9	an	an	DET
ajase-2616	170	10	odds	odd	NOUN
ajase-2616	170	11	ratio	ratio	NOUN
ajase-2616	170	12	of	of	ADP
ajase-2616	170	13	12.18	12.18	NUM
ajase-2616	170	14	.	.	PUNCT
ajase-2616	171	1	this	this	PRON
ajase-2616	171	2	means	mean	VERB
ajase-2616	171	3	that	that	SCONJ
ajase-2616	171	4	when	when	SCONJ
ajase-2616	171	5	other	other	ADJ
ajase-2616	171	6	factors	factor	NOUN
ajase-2616	171	7	are	be	AUX
ajase-2616	171	8	considered	consider	VERB
ajase-2616	171	9	,	,	PUNCT
ajase-2616	171	10	a	a	DET
ajase-2616	171	11	one	one	NUM
ajase-2616	171	12	-	-	PUNCT
ajase-2616	171	13	unit	unit	NOUN
ajase-2616	171	14	increase	increase	NOUN
ajase-2616	171	15	in	in	ADP
ajase-2616	171	16	vicoba	vicoba	NOUN
ajase-2616	171	17	members	member	NOUN
ajase-2616	171	18	’	'	PUNCT
ajase-2616	171	19	access	access	NOUN
ajase-2616	171	20	to	to	ADP
ajase-2616	171	21	insurance	insurance	NOUN
ajase-2616	171	22	services	service	NOUN
ajase-2616	171	23	is	be	AUX
ajase-2616	171	24	linked	link	VERB
ajase-2616	171	25	to	to	ADP
ajase-2616	171	26	a	a	DET
ajase-2616	171	27	12.18	12.18	NUM
ajase-2616	171	28	-	-	ADJ
ajase-2616	171	29	fold	fold	ADJ
ajase-2616	171	30	increase	increase	NOUN
ajase-2616	171	31	in	in	ADP
ajase-2616	171	32	their	their	PRON
ajase-2616	171	33	chances	chance	NOUN
ajase-2616	171	34	of	of	ADP
ajase-2616	171	35	getting	get	VERB
ajase-2616	171	36	out	out	ADP
ajase-2616	171	37	of	of	ADP
ajase-2616	171	38	poverty	poverty	NOUN
ajase-2616	171	39	.	.	PUNCT
ajase-2616	172	1	these	these	DET
ajase-2616	172	2	results	result	NOUN
ajase-2616	172	3	establish	establish	VERB
ajase-2616	172	4	the	the	DET
ajase-2616	172	5	importance	importance	NOUN
ajase-2616	172	6	of	of	ADP
ajase-2616	172	7	access	access	NOUN
ajase-2616	172	8	to	to	ADP
ajase-2616	172	9	insurance	insurance	NOUN
ajase-2616	172	10	services	service	NOUN
ajase-2616	172	11	in	in	ADP
ajase-2616	172	12	poverty	poverty	NOUN
ajase-2616	172	13	reduction	reduction	NOUN
ajase-2616	172	14	efforts	effort	NOUN
ajase-2616	172	15	within	within	ADP
ajase-2616	172	16	microfinance	microfinance	NOUN
ajase-2616	172	17	interventions	intervention	NOUN
ajase-2616	172	18	.	.	PUNCT
ajase-2616	173	1	furthermore	furthermore	ADV
ajase-2616	173	2	,	,	PUNCT
ajase-2616	173	3	ngong	ngong	PROPN
ajase-2616	173	4	et	et	PROPN
ajase-2616	173	5	al	al	PROPN
ajase-2616	173	6	.	.	PROPN
ajase-2616	173	7	(	(	PUNCT
ajase-2616	173	8	2021	2021	NUM
ajase-2616	173	9	)	)	PUNCT
ajase-2616	173	10	discussed	discuss	VERB
ajase-2616	173	11	the	the	DET
ajase-2616	173	12	microfinancial	microfinancial	ADJ
ajase-2616	173	13	inclusion	inclusion	NOUN
ajase-2616	173	14	nexus	nexus	NOUN
ajase-2616	173	15	and	and	CCONJ
ajase-2616	173	16	its	its	PRON
ajase-2616	173	17	role	role	NOUN
ajase-2616	173	18	in	in	ADP
ajase-2616	173	19	poverty	poverty	NOUN
ajase-2616	173	20	alleviation	alleviation	NOUN
ajase-2616	173	21	,	,	PUNCT
ajase-2616	173	22	pa	pa	PROPN
ajase-2616	173	23	ge	ge	PROPN
ajase-2616	173	24	97	97	NUM
ajase-2616	173	25	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-2616	173	26	am	be	AUX
ajase-2616	173	27	.	.	PUNCT
ajase-2616	174	1	j.	j.	PROPN
ajase-2616	174	2	appl	appl	PROPN
ajase-2616	174	3	.	.	PROPN
ajase-2616	175	1	stat	stat	PROPN
ajase-2616	175	2	.	.	PUNCT
ajase-2616	176	1	econ	econ	PROPN
ajase-2616	176	2	.	.	PUNCT
ajase-2616	177	1	3(1	3(1	NUM
ajase-2616	177	2	)	)	PUNCT
ajase-2616	177	3	92	92	NUM
ajase-2616	177	4	-	-	SYM
ajase-2616	177	5	98	98	NUM
ajase-2616	177	6	,	,	PUNCT
ajase-2616	177	7	2024	2024	NUM
ajase-2616	177	8	supporting	support	VERB
ajase-2616	177	9	the	the	DET
ajase-2616	177	10	idea	idea	NOUN
ajase-2616	177	11	that	that	SCONJ
ajase-2616	177	12	access	access	NOUN
ajase-2616	177	13	to	to	ADP
ajase-2616	177	14	insurance	insurance	NOUN
ajase-2616	177	15	services	service	NOUN
ajase-2616	177	16	enhances	enhance	VERB
ajase-2616	177	17	financial	financial	ADJ
ajase-2616	177	18	stability	stability	NOUN
ajase-2616	177	19	and	and	CCONJ
ajase-2616	177	20	reduces	reduce	VERB
ajase-2616	177	21	poverty	poverty	NOUN
ajase-2616	177	22	levels	level	NOUN
ajase-2616	177	23	.	.	PUNCT
ajase-2616	178	1	similarly	similarly	ADV
ajase-2616	178	2	,	,	PUNCT
ajase-2616	178	3	khanam	khanam	PROPN
ajase-2616	178	4	et	et	PROPN
ajase-2616	178	5	al	al	PROPN
ajase-2616	178	6	.	.	PROPN
ajase-2616	179	1	(	(	PUNCT
ajase-2616	179	2	2018	2018	NUM
ajase-2616	179	3	)	)	PUNCT
ajase-2616	179	4	argued	argue	VERB
ajase-2616	179	5	for	for	ADP
ajase-2616	179	6	the	the	DET
ajase-2616	179	7	significant	significant	ADJ
ajase-2616	179	8	role	role	NOUN
ajase-2616	179	9	of	of	ADP
ajase-2616	179	10	microfinance	microfinance	NOUN
ajase-2616	179	11	services	service	NOUN
ajase-2616	179	12	,	,	PUNCT
ajase-2616	179	13	including	include	VERB
ajase-2616	179	14	insurance	insurance	NOUN
ajase-2616	179	15	,	,	PUNCT
ajase-2616	179	16	in	in	ADP
ajase-2616	179	17	poverty	poverty	NOUN
ajase-2616	179	18	reduction	reduction	NOUN
ajase-2616	179	19	,	,	PUNCT
ajase-2616	179	20	further	far	ADV
ajase-2616	179	21	reinforcing	reinforce	VERB
ajase-2616	179	22	the	the	DET
ajase-2616	179	23	positive	positive	ADJ
ajase-2616	179	24	influence	influence	NOUN
ajase-2616	179	25	of	of	ADP
ajase-2616	179	26	insurance	insurance	NOUN
ajase-2616	179	27	services	service	NOUN
ajase-2616	179	28	on	on	ADP
ajase-2616	179	29	poverty	poverty	NOUN
ajase-2616	179	30	reduction	reduction	NOUN
ajase-2616	179	31	outcomes	outcome	NOUN
ajase-2616	179	32	.	.	PUNCT
ajase-2616	180	1	the	the	DET
ajase-2616	180	2	collaborative	collaborative	ADJ
ajase-2616	180	3	view	view	NOUN
ajase-2616	180	4	from	from	ADP
ajase-2616	180	5	these	these	DET
ajase-2616	180	6	studies	study	NOUN
ajase-2616	180	7	supports	support	VERB
ajase-2616	180	8	the	the	DET
ajase-2616	180	9	critical	critical	ADJ
ajase-2616	180	10	role	role	NOUN
ajase-2616	180	11	of	of	ADP
ajase-2616	180	12	access	access	NOUN
ajase-2616	180	13	to	to	ADP
ajase-2616	180	14	insurance	insurance	NOUN
ajase-2616	180	15	services	service	NOUN
ajase-2616	180	16	in	in	ADP
ajase-2616	180	17	poverty	poverty	NOUN
ajase-2616	180	18	alleviation	alleviation	NOUN
ajase-2616	180	19	efforts	effort	NOUN
ajase-2616	180	20	within	within	ADP
ajase-2616	180	21	microfinance	microfinance	NOUN
ajase-2616	180	22	interventions	intervention	NOUN
ajase-2616	180	23	.	.	PUNCT
ajase-2616	181	1	the	the	DET
ajase-2616	181	2	evidence	evidence	NOUN
ajase-2616	181	3	fortifies	fortify	VERB
ajase-2616	181	4	that	that	SCONJ
ajase-2616	181	5	improving	improve	VERB
ajase-2616	181	6	access	access	NOUN
ajase-2616	181	7	to	to	ADP
ajase-2616	181	8	insurance	insurance	NOUN
ajase-2616	181	9	services	service	NOUN
ajase-2616	181	10	can	can	AUX
ajase-2616	181	11	effectively	effectively	ADV
ajase-2616	181	12	contribute	contribute	VERB
ajase-2616	181	13	to	to	ADP
ajase-2616	181	14	poverty	poverty	NOUN
ajase-2616	181	15	alleviation	alleviation	NOUN
ajase-2616	181	16	outcomes	outcome	NOUN
ajase-2616	181	17	,	,	PUNCT
ajase-2616	181	18	empowering	empower	VERB
ajase-2616	181	19	individuals	individual	NOUN
ajase-2616	181	20	to	to	PART
ajase-2616	181	21	enhance	enhance	VERB
ajase-2616	181	22	financial	financial	ADJ
ajase-2616	181	23	security	security	NOUN
ajase-2616	181	24	and	and	CCONJ
ajase-2616	181	25	achieve	achieve	VERB
ajase-2616	181	26	sustainable	sustainable	ADJ
ajase-2616	181	27	development	development	NOUN
ajase-2616	181	28	goals	goal	NOUN
ajase-2616	181	29	.	.	PUNCT
ajase-2616	182	1	model	model	PROPN
ajase-2616	182	2	fitness	fitness	NOUN
ajase-2616	183	1	the	the	DET
ajase-2616	183	2	lr	lr	PROPN
ajase-2616	183	3	chi	chi	ADJ
ajase-2616	183	4	-	-	PUNCT
ajase-2616	183	5	square	square	ADJ
ajase-2616	183	6	statistic	statistic	NOUN
ajase-2616	183	7	yielded	yield	VERB
ajase-2616	183	8	a	a	DET
ajase-2616	183	9	value	value	NOUN
ajase-2616	183	10	of	of	ADP
ajase-2616	183	11	43.72	43.72	NUM
ajase-2616	183	12	(	(	PUNCT
ajase-2616	183	13	p	p	X
ajase-2616	183	14	<	<	X
ajase-2616	183	15	0.0001	0.0001	NUM
ajase-2616	183	16	)	)	PUNCT
ajase-2616	183	17	,	,	PUNCT
ajase-2616	183	18	indicating	indicate	VERB
ajase-2616	183	19	statistical	statistical	ADJ
ajase-2616	183	20	significance	significance	NOUN
ajase-2616	183	21	.	.	PUNCT
ajase-2616	184	1	this	this	PRON
ajase-2616	184	2	shows	show	VERB
ajase-2616	184	3	that	that	SCONJ
ajase-2616	184	4	the	the	DET
ajase-2616	184	5	logistic	logistic	ADJ
ajase-2616	184	6	regression	regression	NOUN
ajase-2616	184	7	model	model	NOUN
ajase-2616	184	8	is	be	AUX
ajase-2616	184	9	an	an	DET
ajase-2616	184	10	excellent	excellent	ADJ
ajase-2616	184	11	way	way	NOUN
ajase-2616	184	12	to	to	PART
ajase-2616	184	13	explain	explain	VERB
ajase-2616	184	14	the	the	DET
ajase-2616	184	15	connection	connection	NOUN
ajase-2616	184	16	between	between	ADP
ajase-2616	184	17	the	the	DET
ajase-2616	184	18	independent	independent	ADJ
ajase-2616	184	19	variables	variable	NOUN
ajase-2616	184	20	(	(	PUNCT
ajase-2616	184	21	like	like	ADP
ajase-2616	184	22	access	access	NOUN
ajase-2616	184	23	to	to	ADP
ajase-2616	184	24	credit	credit	NOUN
ajase-2616	184	25	,	,	PUNCT
ajase-2616	184	26	savings	saving	NOUN
ajase-2616	184	27	,	,	PUNCT
ajase-2616	184	28	insurance	insurance	NOUN
ajase-2616	184	29	services	service	NOUN
ajase-2616	184	30	,	,	PUNCT
ajase-2616	184	31	and	and	CCONJ
ajase-2616	184	32	business	business	NOUN
ajase-2616	184	33	skills	skill	NOUN
ajase-2616	184	34	)	)	PUNCT
ajase-2616	184	35	and	and	CCONJ
ajase-2616	184	36	the	the	DET
ajase-2616	184	37	dependent	dependent	ADJ
ajase-2616	184	38	variable	variable	NOUN
ajase-2616	184	39	(	(	PUNCT
ajase-2616	184	40	like	like	ADP
ajase-2616	184	41	reducing	reduce	VERB
ajase-2616	184	42	poverty	poverty	NOUN
ajase-2616	184	43	)	)	PUNCT
ajase-2616	184	44	among	among	ADP
ajase-2616	184	45	vicoba	vicoba	NOUN
ajase-2616	184	46	members	member	NOUN
ajase-2616	184	47	in	in	ADP
ajase-2616	184	48	the	the	DET
ajase-2616	184	49	study	study	NOUN
ajase-2616	184	50	area	area	NOUN
ajase-2616	184	51	.	.	PUNCT
ajase-2616	185	1	furthermore	furthermore	ADV
ajase-2616	185	2	,	,	PUNCT
ajase-2616	185	3	the	the	DET
ajase-2616	185	4	pseudo	pseudo	NOUN
ajase-2616	185	5	-	-	PUNCT
ajase-2616	185	6	r	r	NOUN
ajase-2616	185	7	-	-	PUNCT
ajase-2616	185	8	squared	square	VERB
ajase-2616	185	9	value	value	NOUN
ajase-2616	185	10	of	of	ADP
ajase-2616	185	11	0.6283	0.6283	NUM
ajase-2616	185	12	suggests	suggest	VERB
ajase-2616	185	13	that	that	SCONJ
ajase-2616	185	14	the	the	DET
ajase-2616	185	15	independent	independent	ADJ
ajase-2616	185	16	variables	variable	NOUN
ajase-2616	185	17	in	in	ADP
ajase-2616	185	18	the	the	DET
ajase-2616	185	19	model	model	NOUN
ajase-2616	185	20	can	can	AUX
ajase-2616	185	21	account	account	VERB
ajase-2616	185	22	for	for	ADP
ajase-2616	185	23	about	about	ADV
ajase-2616	185	24	63	63	NUM
ajase-2616	185	25	%	%	NOUN
ajase-2616	185	26	of	of	ADP
ajase-2616	185	27	the	the	DET
ajase-2616	185	28	variation	variation	NOUN
ajase-2616	185	29	in	in	ADP
ajase-2616	185	30	poverty	poverty	NOUN
ajase-2616	185	31	alleviation	alleviation	NOUN
ajase-2616	185	32	.	.	PUNCT
ajase-2616	186	1	this	this	PRON
ajase-2616	186	2	indicates	indicate	VERB
ajase-2616	186	3	the	the	DET
ajase-2616	186	4	model	model	NOUN
ajase-2616	186	5	’s	’s	PART
ajase-2616	186	6	moderately	moderately	ADV
ajase-2616	186	7	explanatory	explanatory	ADJ
ajase-2616	186	8	power	power	NOUN
ajase-2616	186	9	,	,	PUNCT
ajase-2616	186	10	implying	imply	VERB
ajase-2616	186	11	that	that	SCONJ
ajase-2616	186	12	the	the	DET
ajase-2616	186	13	selected	select	VERB
ajase-2616	186	14	independent	independent	ADJ
ajase-2616	186	15	variables	variable	NOUN
ajase-2616	186	16	collectively	collectively	ADV
ajase-2616	186	17	contribute	contribute	VERB
ajase-2616	186	18	to	to	ADP
ajase-2616	186	19	understanding	understand	VERB
ajase-2616	186	20	the	the	DET
ajase-2616	186	21	factors	factor	NOUN
ajase-2616	186	22	influencing	influence	VERB
ajase-2616	186	23	poverty	poverty	NOUN
ajase-2616	186	24	alleviation	alleviation	NOUN
ajase-2616	186	25	among	among	ADP
ajase-2616	186	26	vicoba	vicoba	NOUN
ajase-2616	186	27	members	member	NOUN
ajase-2616	186	28	.	.	PUNCT
ajase-2616	187	1	conclusion	conclusion	VERB
ajase-2616	187	2	the	the	DET
ajase-2616	187	3	results	result	NOUN
ajase-2616	187	4	of	of	ADP
ajase-2616	187	5	this	this	DET
ajase-2616	187	6	study	study	NOUN
ajase-2616	187	7	shed	shed	VERB
ajase-2616	187	8	light	light	NOUN
ajase-2616	187	9	on	on	ADP
ajase-2616	187	10	the	the	DET
ajase-2616	187	11	sociodemographic	sociodemographic	ADJ
ajase-2616	187	12	characteristics	characteristic	NOUN
ajase-2616	187	13	of	of	ADP
ajase-2616	187	14	respondents	respondent	NOUN
ajase-2616	187	15	and	and	CCONJ
ajase-2616	187	16	their	their	PRON
ajase-2616	187	17	relationship	relationship	NOUN
ajase-2616	187	18	with	with	ADP
ajase-2616	187	19	poverty	poverty	NOUN
ajase-2616	187	20	reduction	reduction	NOUN
ajase-2616	187	21	among	among	ADP
ajase-2616	187	22	members	member	NOUN
ajase-2616	187	23	of	of	ADP
ajase-2616	187	24	vicoba	vicoba	NOUN
ajase-2616	187	25	.	.	PUNCT
ajase-2616	188	1	the	the	DET
ajase-2616	188	2	findings	finding	NOUN
ajase-2616	188	3	reinforce	reinforce	VERB
ajase-2616	188	4	the	the	DET
ajase-2616	188	5	importance	importance	NOUN
ajase-2616	188	6	of	of	ADP
ajase-2616	188	7	access	access	NOUN
ajase-2616	188	8	to	to	ADP
ajase-2616	188	9	credit	credit	NOUN
ajase-2616	188	10	,	,	PUNCT
ajase-2616	188	11	savings	saving	NOUN
ajase-2616	188	12	,	,	PUNCT
ajase-2616	188	13	and	and	CCONJ
ajase-2616	188	14	insurance	insurance	NOUN
ajase-2616	188	15	services	service	NOUN
ajase-2616	188	16	in	in	ADP
ajase-2616	188	17	promoting	promote	VERB
ajase-2616	188	18	poverty	poverty	NOUN
ajase-2616	188	19	reduction	reduction	NOUN
ajase-2616	188	20	initiatives	initiative	NOUN
ajase-2616	188	21	within	within	ADP
ajase-2616	188	22	microfinance	microfinance	NOUN
ajase-2616	188	23	systems	system	NOUN
ajase-2616	188	24	.	.	PUNCT
ajase-2616	189	1	the	the	DET
ajase-2616	189	2	significant	significant	ADJ
ajase-2616	189	3	representation	representation	NOUN
ajase-2616	189	4	of	of	ADP
ajase-2616	189	5	women	woman	NOUN
ajase-2616	189	6	in	in	ADP
ajase-2616	189	7	vicoba	vicoba	NOUN
ajase-2616	189	8	initiatives	initiative	NOUN
ajase-2616	189	9	highlights	highlight	VERB
ajase-2616	189	10	the	the	DET
ajase-2616	189	11	potential	potential	NOUN
ajase-2616	189	12	of	of	ADP
ajase-2616	189	13	microfinance	microfinance	NOUN
ajase-2616	189	14	to	to	PART
ajase-2616	189	15	empower	empower	VERB
ajase-2616	189	16	women	woman	NOUN
ajase-2616	189	17	economically	economically	ADV
ajase-2616	189	18	,	,	PUNCT
ajase-2616	189	19	thereby	thereby	ADV
ajase-2616	189	20	contributing	contribute	VERB
ajase-2616	189	21	to	to	ADP
ajase-2616	189	22	poverty	poverty	NOUN
ajase-2616	189	23	reduction	reduction	NOUN
ajase-2616	189	24	efforts	effort	NOUN
ajase-2616	189	25	.	.	PUNCT
ajase-2616	190	1	similarly	similarly	ADV
ajase-2616	190	2	,	,	PUNCT
ajase-2616	190	3	the	the	DET
ajase-2616	190	4	presence	presence	NOUN
ajase-2616	190	5	of	of	ADP
ajase-2616	190	6	youth	youth	NOUN
ajase-2616	190	7	and	and	CCONJ
ajase-2616	190	8	individuals	individual	NOUN
ajase-2616	190	9	with	with	ADP
ajase-2616	190	10	higher	high	ADJ
ajase-2616	190	11	levels	level	NOUN
ajase-2616	190	12	of	of	ADP
ajase-2616	190	13	education	education	NOUN
ajase-2616	190	14	suggests	suggest	VERB
ajase-2616	190	15	a	a	DET
ajase-2616	190	16	demographic	demographic	ADJ
ajase-2616	190	17	well	well	ADV
ajase-2616	190	18	-	-	PUNCT
ajase-2616	190	19	positioned	position	VERB
ajase-2616	190	20	for	for	ADP
ajase-2616	190	21	economic	economic	ADJ
ajase-2616	190	22	advancement	advancement	NOUN
ajase-2616	190	23	and	and	CCONJ
ajase-2616	190	24	participation	participation	NOUN
ajase-2616	190	25	in	in	ADP
ajase-2616	190	26	income	income	NOUN
ajase-2616	190	27	-	-	PUNCT
ajase-2616	190	28	generating	generate	VERB
ajase-2616	190	29	activities	activity	NOUN
ajase-2616	190	30	,	,	PUNCT
ajase-2616	190	31	further	far	ADV
ajase-2616	190	32	promoting	promote	VERB
ajase-2616	190	33	poverty	poverty	NOUN
ajase-2616	190	34	alleviation	alleviation	NOUN
ajase-2616	190	35	.	.	PUNCT
ajase-2616	191	1	furthermore	furthermore	ADV
ajase-2616	191	2	,	,	PUNCT
ajase-2616	191	3	logistic	logistic	ADJ
ajase-2616	191	4	regression	regression	NOUN
ajase-2616	191	5	analysis	analysis	NOUN
ajase-2616	191	6	revealed	reveal	VERB
ajase-2616	191	7	the	the	DET
ajase-2616	191	8	significant	significant	ADJ
ajase-2616	191	9	positive	positive	ADJ
ajase-2616	191	10	impact	impact	NOUN
ajase-2616	191	11	of	of	ADP
ajase-2616	191	12	access	access	NOUN
ajase-2616	191	13	to	to	ADP
ajase-2616	191	14	credit	credit	NOUN
ajase-2616	191	15	,	,	PUNCT
ajase-2616	191	16	the	the	DET
ajase-2616	191	17	ability	ability	NOUN
ajase-2616	191	18	to	to	PART
ajase-2616	191	19	save	save	VERB
ajase-2616	191	20	,	,	PUNCT
ajase-2616	191	21	and	and	CCONJ
ajase-2616	191	22	access	access	NOUN
ajase-2616	191	23	to	to	ADP
ajase-2616	191	24	insurance	insurance	NOUN
ajase-2616	191	25	services	service	NOUN
ajase-2616	191	26	on	on	ADP
ajase-2616	191	27	poverty	poverty	NOUN
ajase-2616	191	28	reduction	reduction	NOUN
ajase-2616	191	29	among	among	ADP
ajase-2616	191	30	vicoba	vicoba	NOUN
ajase-2616	191	31	members	member	NOUN
ajase-2616	191	32	.	.	PUNCT
ajase-2616	192	1	each	each	DET
ajase-2616	192	2	unit	unit	NOUN
ajase-2616	192	3	increase	increase	VERB
ajase-2616	192	4	in	in	ADP
ajase-2616	192	5	these	these	DET
ajase-2616	192	6	factors	factor	NOUN
ajase-2616	192	7	was	be	AUX
ajase-2616	192	8	associated	associate	VERB
ajase-2616	192	9	with	with	ADP
ajase-2616	192	10	a	a	DET
ajase-2616	192	11	substantial	substantial	ADJ
ajase-2616	192	12	increase	increase	NOUN
ajase-2616	192	13	in	in	ADP
ajase-2616	192	14	the	the	DET
ajase-2616	192	15	predicted	predict	VERB
ajase-2616	192	16	probability	probability	NOUN
ajase-2616	192	17	of	of	ADP
ajase-2616	192	18	poverty	poverty	NOUN
ajase-2616	192	19	reduction	reduction	NOUN
ajase-2616	192	20	,	,	PUNCT
ajase-2616	192	21	highlighting	highlight	VERB
ajase-2616	192	22	the	the	DET
ajase-2616	192	23	effectiveness	effectiveness	NOUN
ajase-2616	192	24	of	of	ADP
ajase-2616	192	25	these	these	DET
ajase-2616	192	26	interventions	intervention	NOUN
ajase-2616	192	27	in	in	ADP
ajase-2616	192	28	addressing	address	VERB
ajase-2616	192	29	poverty	poverty	NOUN
ajase-2616	192	30	challenges	challenge	NOUN
ajase-2616	192	31	.	.	PUNCT
ajase-2616	193	1	the	the	DET
ajase-2616	193	2	lr	lr	PROPN
ajase-2616	193	3	chi	chi	NOUN
ajase-2616	193	4	-	-	PUNCT
ajase-2616	193	5	squared	square	VERB
ajase-2616	193	6	statistic	statistic	NOUN
ajase-2616	193	7	and	and	CCONJ
ajase-2616	193	8	pseudo	pseudo	NOUN
ajase-2616	193	9	-	-	PUNCT
ajase-2616	193	10	r	r	NOUN
ajase-2616	193	11	-	-	PUNCT
ajase-2616	193	12	squared	square	VERB
ajase-2616	193	13	value	value	NOUN
ajase-2616	193	14	,	,	PUNCT
ajase-2616	193	15	which	which	PRON
ajase-2616	193	16	indicate	indicate	VERB
ajase-2616	193	17	the	the	DET
ajase-2616	193	18	logistic	logistic	ADJ
ajase-2616	193	19	regression	regression	NOUN
ajase-2616	193	20	model	model	NOUN
ajase-2616	193	21	’s	’s	PART
ajase-2616	193	22	statistical	statistical	ADJ
ajase-2616	193	23	significance	significance	NOUN
ajase-2616	193	24	,	,	PUNCT
ajase-2616	193	25	confirmed	confirm	VERB
ajase-2616	193	26	the	the	DET
ajase-2616	193	27	model	model	NOUN
ajase-2616	193	28	’s	’s	PART
ajase-2616	193	29	robustness	robustness	NOUN
ajase-2616	193	30	in	in	ADP
ajase-2616	193	31	explaining	explain	VERB
ajase-2616	193	32	the	the	DET
ajase-2616	193	33	connection	connection	NOUN
ajase-2616	193	34	between	between	ADP
ajase-2616	193	35	independent	independent	ADJ
ajase-2616	193	36	variables	variable	NOUN
ajase-2616	193	37	and	and	CCONJ
ajase-2616	193	38	vicoba	vicoba	NOUN
ajase-2616	193	39	member	member	NOUN
ajase-2616	193	40	poverty	poverty	NOUN
ajase-2616	193	41	reduction	reduction	NOUN
ajase-2616	193	42	.	.	PUNCT
ajase-2616	194	1	approximately	approximately	ADV
ajase-2616	194	2	63	63	NUM
ajase-2616	194	3	%	%	NOUN
ajase-2616	194	4	of	of	ADP
ajase-2616	194	5	the	the	DET
ajase-2616	194	6	variation	variation	NOUN
ajase-2616	194	7	in	in	ADP
ajase-2616	194	8	poverty	poverty	NOUN
ajase-2616	194	9	alleviation	alleviation	NOUN
ajase-2616	194	10	could	could	AUX
ajase-2616	194	11	be	be	AUX
ajase-2616	194	12	explained	explain	VERB
ajase-2616	194	13	by	by	ADP
ajase-2616	194	14	the	the	DET
ajase-2616	194	15	variables	variable	NOUN
ajase-2616	194	16	included	include	VERB
ajase-2616	194	17	in	in	ADP
ajase-2616	194	18	the	the	DET
ajase-2616	194	19	model	model	NOUN
ajase-2616	194	20	,	,	PUNCT
ajase-2616	194	21	demonstrating	demonstrate	VERB
ajase-2616	194	22	moderately	moderately	ADV
ajase-2616	194	23	explanatory	explanatory	ADJ
ajase-2616	194	24	power	power	NOUN
ajase-2616	194	25	.	.	PUNCT
ajase-2616	195	1	recommendations	recommendation	NOUN
ajase-2616	195	2	based	base	VERB
ajase-2616	195	3	on	on	ADP
ajase-2616	195	4	the	the	DET
ajase-2616	195	5	findings	finding	NOUN
ajase-2616	195	6	of	of	ADP
ajase-2616	195	7	this	this	DET
ajase-2616	195	8	study	study	NOUN
ajase-2616	195	9	,	,	PUNCT
ajase-2616	195	10	several	several	ADJ
ajase-2616	195	11	recommendations	recommendation	NOUN
ajase-2616	195	12	are	be	AUX
ajase-2616	195	13	made	make	VERB
ajase-2616	195	14	to	to	PART
ajase-2616	195	15	strengthen	strengthen	VERB
ajase-2616	195	16	poverty	poverty	NOUN
ajase-2616	195	17	alleviation	alleviation	NOUN
ajase-2616	195	18	efforts	effort	NOUN
ajase-2616	195	19	within	within	ADP
ajase-2616	195	20	microfinance	microfinance	NOUN
ajase-2616	195	21	initiatives	initiative	NOUN
ajase-2616	195	22	such	such	ADJ
ajase-2616	195	23	as	as	ADP
ajase-2616	195	24	vicoba	vicoba	NOUN
ajase-2616	195	25	,	,	PUNCT
ajase-2616	195	26	a.	a.	NOUN
ajase-2616	195	27	efforts	effort	NOUN
ajase-2616	195	28	should	should	AUX
ajase-2616	195	29	be	be	AUX
ajase-2616	195	30	intensified	intensify	VERB
ajase-2616	195	31	to	to	PART
ajase-2616	195	32	promote	promote	VERB
ajase-2616	195	33	women	woman	NOUN
ajase-2616	195	34	’s	’s	PART
ajase-2616	195	35	economic	economic	ADJ
ajase-2616	195	36	empowerment	empowerment	NOUN
ajase-2616	195	37	through	through	ADP
ajase-2616	195	38	targeted	target	VERB
ajase-2616	195	39	interventions	intervention	NOUN
ajase-2616	195	40	within	within	ADP
ajase-2616	195	41	microfinance	microfinance	NOUN
ajase-2616	195	42	programmes	programme	NOUN
ajase-2616	195	43	.	.	PUNCT
ajase-2616	196	1	this	this	PRON
ajase-2616	196	2	may	may	AUX
ajase-2616	196	3	include	include	VERB
ajase-2616	196	4	providing	provide	VERB
ajase-2616	196	5	tailored	tailor	VERB
ajase-2616	196	6	financial	financial	ADJ
ajase-2616	196	7	products	product	NOUN
ajase-2616	196	8	and	and	CCONJ
ajase-2616	196	9	capacitybuilding	capacitybuilde	VERB
ajase-2616	196	10	programmes	programme	NOUN
ajase-2616	196	11	to	to	PART
ajase-2616	196	12	increase	increase	VERB
ajase-2616	196	13	women	woman	NOUN
ajase-2616	196	14	’s	’s	PART
ajase-2616	196	15	participation	participation	NOUN
ajase-2616	196	16	and	and	CCONJ
ajase-2616	196	17	leadership	leadership	NOUN
ajase-2616	196	18	in	in	ADP
ajase-2616	196	19	micro	micro	NOUN
ajase-2616	196	20	-	-	NOUN
ajase-2616	196	21	enterprises	enterprise	NOUN
ajase-2616	196	22	.	.	PUNCT
ajase-2616	197	1	b.	b.	PROPN
ajase-2616	198	1	there	there	PRON
ajase-2616	198	2	is	be	VERB
ajase-2616	198	3	a	a	DET
ajase-2616	198	4	pressing	press	VERB
ajase-2616	198	5	need	need	NOUN
ajase-2616	198	6	to	to	PART
ajase-2616	198	7	actively	actively	ADV
ajase-2616	198	8	engage	engage	VERB
ajase-2616	198	9	youth	youth	NOUN
ajase-2616	198	10	in	in	ADP
ajase-2616	198	11	economic	economic	ADJ
ajase-2616	198	12	activities	activity	NOUN
ajase-2616	198	13	and	and	CCONJ
ajase-2616	198	14	provide	provide	VERB
ajase-2616	198	15	them	they	PRON
ajase-2616	198	16	with	with	ADP
ajase-2616	198	17	skills	skill	NOUN
ajase-2616	198	18	training	training	NOUN
ajase-2616	198	19	and	and	CCONJ
ajase-2616	198	20	entrepreneurship	entrepreneurship	NOUN
ajase-2616	198	21	opportunities	opportunity	NOUN
ajase-2616	198	22	.	.	PUNCT
ajase-2616	199	1	initiatives	initiative	NOUN
ajase-2616	199	2	aimed	aim	VERB
ajase-2616	199	3	at	at	ADP
ajase-2616	199	4	harnessing	harness	VERB
ajase-2616	199	5	the	the	DET
ajase-2616	199	6	potential	potential	NOUN
ajase-2616	199	7	of	of	ADP
ajase-2616	199	8	the	the	DET
ajase-2616	199	9	youth	youth	NOUN
ajase-2616	199	10	demographic	demographic	ADJ
ajase-2616	199	11	can	can	AUX
ajase-2616	199	12	contribute	contribute	VERB
ajase-2616	199	13	significantly	significantly	ADV
ajase-2616	199	14	to	to	ADP
ajase-2616	199	15	poverty	poverty	NOUN
ajase-2616	199	16	reduction	reduction	NOUN
ajase-2616	199	17	and	and	CCONJ
ajase-2616	199	18	sustainable	sustainable	ADJ
ajase-2616	199	19	development	development	NOUN
ajase-2616	199	20	.	.	PUNCT
ajase-2616	200	1	c.	c.	PROPN
ajase-2616	200	2	policymakers	policymaker	NOUN
ajase-2616	200	3	and	and	CCONJ
ajase-2616	200	4	stakeholders	stakeholder	NOUN
ajase-2616	200	5	should	should	AUX
ajase-2616	200	6	prioritise	prioritise	VERB
ajase-2616	200	7	efforts	effort	NOUN
ajase-2616	200	8	to	to	PART
ajase-2616	200	9	strengthen	strengthen	VERB
ajase-2616	200	10	financial	financial	ADJ
ajase-2616	200	11	inclusion	inclusion	NOUN
ajase-2616	200	12	by	by	ADP
ajase-2616	200	13	expanding	expand	VERB
ajase-2616	200	14	access	access	NOUN
ajase-2616	200	15	to	to	ADP
ajase-2616	200	16	credit	credit	NOUN
ajase-2616	200	17	,	,	PUNCT
ajase-2616	200	18	savings	saving	NOUN
ajase-2616	200	19	,	,	PUNCT
ajase-2616	200	20	and	and	CCONJ
ajase-2616	200	21	insurance	insurance	NOUN
ajase-2616	200	22	services	service	NOUN
ajase-2616	200	23	,	,	PUNCT
ajase-2616	200	24	especially	especially	ADV
ajase-2616	200	25	among	among	ADP
ajase-2616	200	26	marginalised	marginalise	VERB
ajase-2616	200	27	groups	group	NOUN
ajase-2616	200	28	.	.	PUNCT
ajase-2616	201	1	this	this	PRON
ajase-2616	201	2	may	may	AUX
ajase-2616	201	3	involve	involve	VERB
ajase-2616	201	4	the	the	DET
ajase-2616	201	5	development	development	NOUN
ajase-2616	201	6	of	of	ADP
ajase-2616	201	7	innovative	innovative	ADJ
ajase-2616	201	8	financial	financial	ADJ
ajase-2616	201	9	products	product	NOUN
ajase-2616	201	10	and	and	CCONJ
ajase-2616	201	11	using	use	VERB
ajase-2616	201	12	technology	technology	NOUN
ajase-2616	201	13	to	to	PART
ajase-2616	201	14	reach	reach	VERB
ajase-2616	201	15	underserved	underserved	ADJ
ajase-2616	201	16	populations	population	NOUN
ajase-2616	201	17	effectively	effectively	ADV
ajase-2616	201	18	.	.	PUNCT
ajase-2616	202	1	d.	d.	PROPN
ajase-2616	202	2	educational	educational	ADJ
ajase-2616	202	3	programmes	programme	NOUN
ajase-2616	202	4	aimed	aim	VERB
ajase-2616	202	5	at	at	ADP
ajase-2616	202	6	improving	improve	VERB
ajase-2616	202	7	financial	financial	ADJ
ajase-2616	202	8	literacy	literacy	NOUN
ajase-2616	202	9	and	and	CCONJ
ajase-2616	202	10	promoting	promote	VERB
ajase-2616	202	11	a	a	DET
ajase-2616	202	12	culture	culture	NOUN
ajase-2616	202	13	of	of	ADP
ajase-2616	202	14	saving	saving	NOUN
ajase-2616	202	15	and	and	CCONJ
ajase-2616	202	16	insurance	insurance	NOUN
ajase-2616	202	17	should	should	AUX
ajase-2616	202	18	be	be	AUX
ajase-2616	202	19	implemented	implement	VERB
ajase-2616	202	20	within	within	ADP
ajase-2616	202	21	communities	community	NOUN
ajase-2616	202	22	.	.	PUNCT
ajase-2616	203	1	raising	raise	VERB
ajase-2616	203	2	awareness	awareness	NOUN
ajase-2616	203	3	of	of	ADP
ajase-2616	203	4	the	the	DET
ajase-2616	203	5	benefits	benefit	NOUN
ajase-2616	203	6	of	of	ADP
ajase-2616	203	7	microfinance	microfinance	NOUN
ajase-2616	203	8	and	and	CCONJ
ajase-2616	203	9	financial	financial	ADJ
ajase-2616	203	10	planning	planning	NOUN
ajase-2616	203	11	can	can	AUX
ajase-2616	203	12	empower	empower	VERB
ajase-2616	203	13	individuals	individual	NOUN
ajase-2616	203	14	to	to	PART
ajase-2616	203	15	make	make	VERB
ajase-2616	203	16	informed	informed	ADJ
ajase-2616	203	17	decisions	decision	NOUN
ajase-2616	203	18	and	and	CCONJ
ajase-2616	203	19	improve	improve	VERB
ajase-2616	203	20	their	their	PRON
ajase-2616	203	21	economic	economic	ADJ
ajase-2616	203	22	well	well	NOUN
ajase-2616	203	23	-	-	PUNCT
ajase-2616	203	24	being	being	NOUN
ajase-2616	203	25	.	.	PUNCT
ajase-2616	204	1	e.	e.	PROPN
ajase-2616	204	2	regular	regular	ADJ
ajase-2616	204	3	monitoring	monitoring	NOUN
ajase-2616	204	4	and	and	CCONJ
ajase-2616	204	5	evaluation	evaluation	NOUN
ajase-2616	204	6	of	of	ADP
ajase-2616	204	7	microfinance	microfinance	NOUN
ajase-2616	204	8	programmes	programme	NOUN
ajase-2616	204	9	is	be	AUX
ajase-2616	204	10	essential	essential	ADJ
ajase-2616	204	11	to	to	PART
ajase-2616	204	12	assess	assess	VERB
ajase-2616	204	13	their	their	PRON
ajase-2616	204	14	impact	impact	NOUN
ajase-2616	204	15	,	,	PUNCT
ajase-2616	204	16	identify	identify	VERB
ajase-2616	204	17	areas	area	NOUN
ajase-2616	204	18	for	for	ADP
ajase-2616	204	19	improvement	improvement	NOUN
ajase-2616	204	20	,	,	PUNCT
ajase-2616	204	21	and	and	CCONJ
ajase-2616	204	22	ensure	ensure	VERB
ajase-2616	204	23	accountability	accountability	NOUN
ajase-2616	204	24	.	.	PUNCT
ajase-2616	205	1	stakeholders	stakeholder	NOUN
ajase-2616	205	2	should	should	AUX
ajase-2616	205	3	adopt	adopt	VERB
ajase-2616	205	4	reliable	reliable	ADJ
ajase-2616	205	5	monitoring	monitoring	NOUN
ajase-2616	205	6	mechanisms	mechanism	NOUN
ajase-2616	205	7	to	to	PART
ajase-2616	205	8	track	track	VERB
ajase-2616	205	9	progress	progress	NOUN
ajase-2616	205	10	towards	towards	ADP
ajase-2616	205	11	poverty	poverty	NOUN
ajase-2616	205	12	reduction	reduction	NOUN
ajase-2616	205	13	goals	goal	NOUN
ajase-2616	205	14	and	and	CCONJ
ajase-2616	205	15	make	make	VERB
ajase-2616	205	16	evidence	evidence	NOUN
ajase-2616	205	17	-	-	PUNCT
ajase-2616	205	18	based	base	VERB
ajase-2616	205	19	decisions	decision	NOUN
ajase-2616	205	20	to	to	PART
ajase-2616	205	21	improve	improve	VERB
ajase-2616	205	22	the	the	DET
ajase-2616	205	23	programme	programme	NOUN
ajase-2616	205	24	.	.	PUNCT
ajase-2616	206	1	references	reference	NOUN
ajase-2616	206	2	ahmad	ahmad	PROPN
ajase-2616	206	3	,	,	PUNCT
ajase-2616	206	4	i.	i.	PROPN
ajase-2616	206	5	(	(	PUNCT
ajase-2616	206	6	2022	2022	NUM
ajase-2616	206	7	)	)	PUNCT
ajase-2616	206	8	.	.	PUNCT
ajase-2616	207	1	microfinance	microfinance	NOUN
ajase-2616	207	2	for	for	ADP
ajase-2616	207	3	poverty	poverty	NOUN
ajase-2616	207	4	reduction	reduction	NOUN
ajase-2616	207	5	in	in	ADP
ajase-2616	207	6	pakistan	pakistan	PROPN
ajase-2616	207	7	:	:	PUNCT
ajase-2616	207	8	a	a	DET
ajase-2616	207	9	sectoral	sectoral	ADJ
ajase-2616	207	10	analysis	analysis	NOUN
ajase-2616	207	11	.	.	PUNCT
ajase-2616	208	1	journal	journal	PROPN
ajase-2616	208	2	of	of	ADP
ajase-2616	208	3	development	development	NOUN
ajase-2616	208	4	and	and	CCONJ
ajase-2616	208	5	social	social	ADJ
ajase-2616	208	6	sciences	science	NOUN
ajase-2616	208	7	,	,	PUNCT
ajase-2616	208	8	3(iv	3(iv	NUM
ajase-2616	208	9	)	)	PUNCT
ajase-2616	208	10	.	.	PUNCT
ajase-2616	209	1	https://doi.org/10.47205/	https://doi.org/10.47205/	PROPN
ajase-2616	209	2	jdss.2022(3	jdss.2022(3	PROPN
ajase-2616	209	3	-	-	PUNCT
ajase-2616	209	4	iv)10	iv)10	PROPN
ajase-2616	209	5	.	.	PROPN
ajase-2616	209	6	ali	ali	PROPN
ajase-2616	209	7	,	,	PUNCT
ajase-2616	209	8	i.	i.	PROPN
ajase-2616	209	9	,	,	PUNCT
ajase-2616	209	10	hatta	hatta	PROPN
ajase-2616	209	11	,	,	PUNCT
ajase-2616	209	12	z.	z.	PROPN
ajase-2616	209	13	,	,	PUNCT
ajase-2616	209	14	azman	azman	PROPN
ajase-2616	209	15	,	,	PUNCT
ajase-2616	209	16	a.	a.	PROPN
ajase-2616	209	17	,	,	PUNCT
ajase-2616	209	18	&	&	CCONJ
ajase-2616	209	19	islam	islam	PROPN
ajase-2616	209	20	,	,	PUNCT
ajase-2616	209	21	s.	s.	PROPN
ajase-2616	209	22	(	(	PUNCT
ajase-2616	209	23	2016	2016	NUM
ajase-2616	209	24	)	)	PUNCT
ajase-2616	209	25	.	.	PUNCT
ajase-2616	210	1	microfinance	microfinance	NOUN
ajase-2616	210	2	as	as	ADP
ajase-2616	210	3	a	a	DET
ajase-2616	210	4	development	development	NOUN
ajase-2616	210	5	and	and	CCONJ
ajase-2616	210	6	poverty	poverty	NOUN
ajase-2616	210	7	alleviation	alleviation	NOUN
ajase-2616	210	8	tool	tool	NOUN
ajase-2616	210	9	in	in	ADP
ajase-2616	210	10	rural	rural	ADJ
ajase-2616	210	11	bangladesh	bangladesh	NOUN
ajase-2616	210	12	:	:	PUNCT
ajase-2616	210	13	a	a	DET
ajase-2616	210	14	critical	critical	ADJ
ajase-2616	210	15	assessment	assessment	NOUN
ajase-2616	210	16	.	.	PUNCT
ajase-2616	211	1	asian	asian	ADJ
ajase-2616	211	2	social	social	ADJ
ajase-2616	211	3	work	work	NOUN
ajase-2616	211	4	and	and	CCONJ
ajase-2616	211	5	policy	policy	NOUN
ajase-2616	211	6	review	review	NOUN
ajase-2616	211	7	,	,	PUNCT
ajase-2616	211	8	11(1	11(1	NUM
ajase-2616	211	9	)	)	PUNCT
ajase-2616	211	10	,	,	PUNCT
ajase-2616	211	11	4–15	4–15	NOUN
ajase-2616	211	12	.	.	PUNCT
ajase-2616	212	1	https://doi	https://doi	PROPN
ajase-2616	212	2	.	.	PUNCT
ajase-2616	212	3	org/10.1111	org/10.1111	PROPN
ajase-2616	212	4	/	/	SYM
ajase-2616	212	5	aswp.12106	aswp.12106	PROPN
ajase-2616	212	6	.	.	PROPN
ajase-2616	212	7	ali	ali	PROPN
ajase-2616	212	8	,	,	PUNCT
ajase-2616	212	9	i.	i.	PROPN
ajase-2616	212	10	,	,	PUNCT
ajase-2616	212	11	islam	islam	PROPN
ajase-2616	212	12	,	,	PUNCT
ajase-2616	212	13	m.	m.	NOUN
ajase-2616	212	14	s.	s.	PROPN
ajase-2616	212	15	,	,	PUNCT
ajase-2616	212	16	&	&	CCONJ
ajase-2616	212	17	hatta	hatta	PROPN
ajase-2616	212	18	,	,	PUNCT
ajase-2616	212	19	z.	z.	PROPN
ajase-2616	212	20	a.	a.	PROPN
ajase-2616	212	21	(	(	PUNCT
ajase-2616	212	22	2015	2015	NUM
ajase-2616	212	23	)	)	PUNCT
ajase-2616	212	24	.	.	PUNCT
ajase-2616	213	1	microfinance	microfinance	NOUN
ajase-2616	213	2	helps	help	VERB
ajase-2616	213	3	rural	rural	ADJ
ajase-2616	213	4	women	woman	NOUN
ajase-2616	213	5	for	for	ADP
ajase-2616	213	6	poverty	poverty	NOUN
ajase-2616	213	7	reduction	reduction	NOUN
ajase-2616	213	8	in	in	ADP
ajase-2616	213	9	the	the	DET
ajase-2616	213	10	district	district	NOUN
ajase-2616	213	11	of	of	ADP
ajase-2616	213	12	bogra	bogra	PROPN
ajase-2616	213	13	,	,	PUNCT
ajase-2616	213	14	bangladesh	bangladesh	NOUN
ajase-2616	213	15	.	.	PUNCT
ajase-2616	214	1	sociology	sociology	NOUN
ajase-2616	214	2	and	and	CCONJ
ajase-2616	214	3	anthropology	anthropology	NOUN
ajase-2616	214	4	,	,	PUNCT
ajase-2616	214	5	3(4	3(4	NUM
ajase-2616	214	6	)	)	PUNCT
ajase-2616	214	7	,	,	PUNCT
ajase-2616	214	8	218–225	218–225	NUM
ajase-2616	214	9	.	.	PUNCT
ajase-2616	215	1	https://doi.org/10.13189/sa.2015.030402	https://doi.org/10.13189/sa.2015.030402	PROPN
ajase-2616	215	2	.	.	PUNCT
ajase-2616	215	3	ali	ali	PROPN
ajase-2616	215	4	,	,	PUNCT
ajase-2616	215	5	z.	z.	PROPN
ajase-2616	215	6	,	,	PUNCT
ajase-2616	215	7	asif	asif	PROPN
ajase-2616	215	8	,	,	PUNCT
ajase-2616	215	9	m.	m.	NOUN
ajase-2616	215	10	,	,	PUNCT
ajase-2616	215	11	nazir	nazir	PROPN
ajase-2616	215	12	,	,	PUNCT
ajase-2616	215	13	n.	n.	PROPN
ajase-2616	215	14	,	,	PUNCT
ajase-2616	215	15	irshad	irshad	VERB
ajase-2616	215	16	,	,	PUNCT
ajase-2616	215	17	a.	a.	PROPN
ajase-2616	215	18	,	,	PUNCT
ajase-2616	215	19	ullah	ullah	PROPN
ajase-2616	215	20	,	,	PUNCT
ajase-2616	215	21	i.	i.	PROPN
ajase-2616	215	22	,	,	PUNCT
ajase-2616	215	23	&	&	CCONJ
ajase-2616	215	24	ahmad	ahmad	PROPN
ajase-2616	215	25	,	,	PUNCT
ajase-2616	215	26	pa	pa	PROPN
ajase-2616	215	27	ge	ge	PROPN
ajase-2616	215	28	98	98	NUM
ajase-2616	216	1	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-2616	216	2	am	be	AUX
ajase-2616	216	3	.	.	PUNCT
ajase-2616	217	1	j.	j.	PROPN
ajase-2616	217	2	appl	appl	PROPN
ajase-2616	217	3	.	.	PROPN
ajase-2616	218	1	stat	stat	PROPN
ajase-2616	218	2	.	.	PUNCT
ajase-2616	219	1	econ	econ	PROPN
ajase-2616	219	2	.	.	PUNCT
ajase-2616	220	1	3(1	3(1	NUM
ajase-2616	220	2	)	)	PUNCT
ajase-2616	220	3	92	92	NUM
ajase-2616	220	4	-	-	SYM
ajase-2616	220	5	98	98	NUM
ajase-2616	220	6	,	,	PUNCT
ajase-2616	220	7	2024	2024	NUM
ajase-2616	220	8	s.	s.	PROPN
ajase-2616	220	9	(	(	PUNCT
ajase-2616	220	10	2023	2023	NUM
ajase-2616	220	11	)	)	PUNCT
ajase-2616	220	12	.	.	PUNCT
ajase-2616	221	1	financial	financial	ADJ
ajase-2616	221	2	and	and	CCONJ
ajase-2616	221	3	social	social	ADJ
ajase-2616	221	4	efficiency	efficiency	NOUN
ajase-2616	221	5	of	of	ADP
ajase-2616	221	6	microcredit	microcredit	NOUN
ajase-2616	221	7	programmes	programme	NOUN
ajase-2616	221	8	of	of	ADP
ajase-2616	221	9	partner	partner	NOUN
ajase-2616	221	10	organisations	organisation	NOUN
ajase-2616	221	11	of	of	ADP
ajase-2616	221	12	pakistan	pakistan	PROPN
ajase-2616	221	13	poverty	poverty	PROPN
ajase-2616	221	14	alleviation	alleviation	PROPN
ajase-2616	221	15	fund	fund	PROPN
ajase-2616	221	16	.	.	PUNCT
ajase-2616	222	1	plos	plos	PROPN
ajase-2616	222	2	one	one	NUM
ajase-2616	222	3	,	,	PUNCT
ajase-2616	222	4	18(3	18(3	NUM
ajase-2616	222	5	)	)	PUNCT
ajase-2616	222	6	,	,	PUNCT
ajase-2616	222	7	e0280731	e0280731	NOUN
ajase-2616	222	8	.	.	PUNCT
ajase-2616	223	1	https://doi.org/10.1371/journal.pone.0280731	https://doi.org/10.1371/journal.pone.0280731	PROPN
ajase-2616	223	2	.	.	PUNCT
ajase-2616	224	1	amsami	amsami	NOUN
ajase-2616	224	2	,	,	PUNCT
ajase-2616	224	3	m.	m.	NOUN
ajase-2616	224	4	,	,	PUNCT
ajase-2616	224	5	mamman	mamman	NOUN
ajase-2616	224	6	,	,	PUNCT
ajase-2616	224	7	a.	a.	NOUN
ajase-2616	224	8	,	,	PUNCT
ajase-2616	224	9	&	&	CCONJ
ajase-2616	224	10	lawal	lawal	PROPN
ajase-2616	224	11	,	,	PUNCT
ajase-2616	224	12	n.	n.	NOUN
ajase-2616	224	13	(	(	PUNCT
ajase-2616	224	14	2021	2021	NUM
ajase-2616	224	15	)	)	PUNCT
ajase-2616	224	16	.	.	PUNCT
ajase-2616	225	1	the	the	DET
ajase-2616	225	2	role	role	NOUN
ajase-2616	225	3	of	of	ADP
ajase-2616	225	4	islamic	islamic	ADJ
ajase-2616	225	5	microfinance	microfinance	NOUN
ajase-2616	225	6	on	on	ADP
ajase-2616	225	7	poverty	poverty	NOUN
ajase-2616	225	8	alleviation	alleviation	NOUN
ajase-2616	225	9	:	:	PUNCT
ajase-2616	225	10	a	a	DET
ajase-2616	225	11	case	case	NOUN
ajase-2616	225	12	study	study	NOUN
ajase-2616	225	13	of	of	ADP
ajase-2616	225	14	al	al	PROPN
ajase-2616	225	15	-	-	PUNCT
ajase-2616	225	16	barakah	barakah	PROPN
ajase-2616	225	17	microfinance	microfinance	PROPN
ajase-2616	225	18	bank	bank	PROPN
ajase-2616	225	19	,	,	PUNCT
ajase-2616	225	20	lagos	lago	NOUN
ajase-2616	225	21	,	,	PUNCT
ajase-2616	225	22	lessons	lesson	NOUN
ajase-2616	225	23	for	for	ADP
ajase-2616	225	24	yobe	yobe	PROPN
ajase-2616	225	25	microfinance	microfinance	PROPN
ajase-2616	225	26	bank	bank	PROPN
ajase-2616	225	27	,	,	PUNCT
ajase-2616	225	28	nigeria	nigeria	PROPN
ajase-2616	225	29	.	.	PUNCT
ajase-2616	226	1	the	the	DET
ajase-2616	226	2	international	international	ADJ
ajase-2616	226	3	journal	journal	NOUN
ajase-2616	226	4	of	of	ADP
ajase-2616	226	5	business	business	PROPN
ajase-2616	226	6	&	&	CCONJ
ajase-2616	226	7	management	management	PROPN
ajase-2616	226	8	,	,	PUNCT
ajase-2616	226	9	9(9	9(9	NUM
ajase-2616	226	10	)	)	PUNCT
ajase-2616	226	11	.	.	PUNCT
ajase-2616	227	1	https://doi	https://doi	X
ajase-2616	227	2	.	.	PUNCT
ajase-2616	227	3	org/10.24940	org/10.24940	PROPN
ajase-2616	227	4	/	/	SYM
ajase-2616	227	5	theijbm/2021	theijbm/2021	NOUN
ajase-2616	227	6	/	/	SYM
ajase-2616	227	7	v9	v9	PROPN
ajase-2616	227	8	/	/	SYM
ajase-2616	227	9	i9	i9	NOUN
ajase-2616	227	10	/	/	SYM
ajase-2616	227	11	bm2109	bm2109	PROPN
ajase-2616	227	12	-	-	PUNCT
ajase-2616	227	13	033	033	NUM
ajase-2616	227	14	.	.	PUNCT
ajase-2616	228	1	banerjee	banerjee	PROPN
ajase-2616	228	2	,	,	PUNCT
ajase-2616	228	3	s.	s.	PROPN
ajase-2616	228	4	&	&	CCONJ
ajase-2616	228	5	jackson	jackson	PROPN
ajase-2616	228	6	,	,	PUNCT
ajase-2616	228	7	l.	l.	PROPN
ajase-2616	228	8	(	(	PUNCT
ajase-2616	228	9	2016	2016	NUM
ajase-2616	228	10	)	)	PUNCT
ajase-2616	228	11	.	.	PUNCT
ajase-2616	229	1	microfinance	microfinance	NOUN
ajase-2616	229	2	and	and	CCONJ
ajase-2616	229	3	the	the	DET
ajase-2616	229	4	business	business	NOUN
ajase-2616	229	5	of	of	ADP
ajase-2616	229	6	poverty	poverty	NOUN
ajase-2616	229	7	reduction	reduction	NOUN
ajase-2616	229	8	:	:	PUNCT
ajase-2616	229	9	critical	critical	ADJ
ajase-2616	229	10	perspectives	perspective	NOUN
ajase-2616	229	11	from	from	ADP
ajase-2616	229	12	rural	rural	ADJ
ajase-2616	229	13	bangladesh	bangladesh	NOUN
ajase-2616	229	14	.	.	PUNCT
ajase-2616	230	1	human	human	ADJ
ajase-2616	230	2	relations	relation	NOUN
ajase-2616	230	3	,	,	PUNCT
ajase-2616	230	4	70(1	70(1	NOUN
ajase-2616	230	5	)	)	PUNCT
ajase-2616	230	6	,	,	PUNCT
ajase-2616	230	7	63–91	63–91	NUM
ajase-2616	230	8	.	.	PUNCT
ajase-2616	230	9	https://doi.org/10.1177/0018726716640865	https://doi.org/10.1177/0018726716640865	PROPN
ajase-2616	230	10	.	.	PUNCT
ajase-2616	230	11	bansal	bansal	PROPN
ajase-2616	230	12	,	,	PUNCT
ajase-2616	230	13	s.	s.	PROPN
ajase-2616	230	14	and	and	CCONJ
ajase-2616	230	15	singh	singh	PROPN
ajase-2616	230	16	,	,	PUNCT
ajase-2616	230	17	a.	a.	NOUN
ajase-2616	230	18	(	(	PUNCT
ajase-2616	230	19	2020	2020	NUM
ajase-2616	230	20	)	)	PUNCT
ajase-2616	230	21	.	.	PUNCT
ajase-2616	231	1	examining	examine	VERB
ajase-2616	231	2	the	the	DET
ajase-2616	231	3	social	social	ADJ
ajase-2616	231	4	and	and	CCONJ
ajase-2616	231	5	entrepreneurial	entrepreneurial	ADJ
ajase-2616	231	6	development	development	NOUN
ajase-2616	231	7	of	of	ADP
ajase-2616	231	8	women	woman	NOUN
ajase-2616	231	9	through	through	ADP
ajase-2616	231	10	microfinance	microfinance	NOUN
ajase-2616	231	11	in	in	ADP
ajase-2616	231	12	the	the	DET
ajase-2616	231	13	indian	indian	ADJ
ajase-2616	231	14	context	context	NOUN
ajase-2616	231	15	.	.	PUNCT
ajase-2616	232	1	the	the	DET
ajase-2616	232	2	journal	journal	NOUN
ajase-2616	232	3	of	of	ADP
ajase-2616	232	4	management	management	NOUN
ajase-2616	232	5	development	development	NOUN
ajase-2616	232	6	,	,	PUNCT
ajase-2616	232	7	39(4	39(4	NOUN
ajase-2616	232	8	)	)	PUNCT
ajase-2616	232	9	,	,	PUNCT
ajase-2616	232	10	407–421	407–421	NUM
ajase-2616	232	11	.	.	PUNCT
ajase-2616	233	1	https://doi	https://doi	NOUN
ajase-2616	233	2	.	.	PUNCT
ajase-2616	233	3	org/10.1108	org/10.1108	PROPN
ajase-2616	233	4	/	/	SYM
ajase-2616	233	5	jmd-05	jmd-05	PROPN
ajase-2616	233	6	-	-	PUNCT
ajase-2616	233	7	2019	2019	NUM
ajase-2616	233	8	-	-	PUNCT
ajase-2616	233	9	0146	0146	NUM
ajase-2616	233	10	.	.	PUNCT
ajase-2616	234	1	batinge	batinge	NOUN
ajase-2616	234	2	,	,	PUNCT
ajase-2616	234	3	b.	b.	PROPN
ajase-2616	234	4	,	,	PUNCT
ajase-2616	234	5	&	&	CCONJ
ajase-2616	234	6	jenkins	jenkins	PROPN
ajase-2616	234	7	,	,	PUNCT
ajase-2616	234	8	h.	h.	PROPN
ajase-2616	234	9	(	(	PUNCT
ajase-2616	234	10	2021	2021	NUM
ajase-2616	234	11	)	)	PUNCT
ajase-2616	234	12	.	.	PUNCT
ajase-2616	235	1	gender	gender	NOUN
ajase-2616	235	2	and	and	CCONJ
ajase-2616	235	3	poverty	poverty	NOUN
ajase-2616	235	4	reduction	reduction	NOUN
ajase-2616	235	5	in	in	ADP
ajase-2616	235	6	ghana	ghana	PROPN
ajase-2616	235	7	:	:	PUNCT
ajase-2616	235	8	the	the	DET
ajase-2616	235	9	role	role	NOUN
ajase-2616	235	10	of	of	ADP
ajase-2616	235	11	microfinance	microfinance	NOUN
ajase-2616	235	12	institutions	institution	NOUN
ajase-2616	235	13	.	.	PUNCT
ajase-2616	236	1	international	international	ADJ
ajase-2616	236	2	journal	journal	PROPN
ajase-2616	236	3	of	of	ADP
ajase-2616	236	4	economics	economic	NOUN
ajase-2616	236	5	and	and	CCONJ
ajase-2616	236	6	finance	finance	NOUN
ajase-2616	236	7	,	,	PUNCT
ajase-2616	236	8	13(8	13(8	NUM
ajase-2616	236	9	)	)	PUNCT
ajase-2616	236	10	,	,	PUNCT
ajase-2616	236	11	71	71	NUM
ajase-2616	236	12	.	.	PUNCT
ajase-2616	236	13	https://doi.org/10.5539/ijef	https://doi.org/10.5539/ijef	PROPN
ajase-2616	236	14	.	.	PUNCT
ajase-2616	237	1	v13n8p71	v13n8p71	NOUN
ajase-2616	237	2	.	.	PUNCT
ajase-2616	237	3	beyene	beyene	PROPN
ajase-2616	237	4	,	,	PUNCT
ajase-2616	237	5	n.	n.	PROPN
ajase-2616	237	6	l.	l.	PROPN
ajase-2616	237	7	,	,	PUNCT
ajase-2616	237	8	&	&	CCONJ
ajase-2616	237	9	dinbabo	dinbabo	PROPN
ajase-2616	237	10	,	,	PUNCT
ajase-2616	237	11	m.	m.	NOUN
ajase-2616	237	12	f.	f.	PROPN
ajase-2616	237	13	(	(	PUNCT
ajase-2616	237	14	2019	2019	NUM
ajase-2616	237	15	)	)	PUNCT
ajase-2616	237	16	.	.	PUNCT
ajase-2616	238	1	an	an	DET
ajase-2616	238	2	empirical	empirical	ADJ
ajase-2616	238	3	evaluation	evaluation	NOUN
ajase-2616	238	4	of	of	ADP
ajase-2616	238	5	the	the	DET
ajase-2616	238	6	link	link	NOUN
ajase-2616	238	7	between	between	ADP
ajase-2616	238	8	women	woman	NOUN
ajase-2616	238	9	participation	participation	NOUN
ajase-2616	238	10	in	in	ADP
ajase-2616	238	11	the	the	DET
ajase-2616	238	12	village	village	NOUN
ajase-2616	238	13	savings	saving	NOUN
ajase-2616	238	14	and	and	CCONJ
ajase-2616	238	15	loans	loan	NOUN
ajase-2616	238	16	association	association	NOUN
ajase-2616	238	17	(	(	PUNCT
ajase-2616	238	18	vsla	vsla	ADJ
ajase-2616	238	19	)	)	PUNCT
ajase-2616	238	20	and	and	CCONJ
ajase-2616	238	21	poverty	poverty	NOUN
ajase-2616	238	22	reduction	reduction	NOUN
ajase-2616	238	23	in	in	ADP
ajase-2616	238	24	ethiopia	ethiopia	PROPN
ajase-2616	238	25	.	.	PUNCT
ajase-2616	239	1	journal	journal	PROPN
ajase-2616	239	2	of	of	ADP
ajase-2616	239	3	reviews	review	NOUN
ajase-2616	239	4	on	on	ADP
ajase-2616	239	5	global	global	ADJ
ajase-2616	239	6	economics	economic	NOUN
ajase-2616	239	7	,	,	PUNCT
ajase-2616	239	8	8	8	NUM
ajase-2616	239	9	,	,	PUNCT
ajase-2616	239	10	566–580	566–580	NUM
ajase-2616	239	11	.	.	PUNCT
ajase-2616	240	1	https://doi	https://doi	NOUN
ajase-2616	240	2	.	.	PUNCT
ajase-2616	240	3	org/10.6000/1929	org/10.6000/1929	NOUN
ajase-2616	240	4	-	-	PUNCT
ajase-2616	240	5	7092.2019.08.49	7092.2019.08.49	NUM
ajase-2616	240	6	chikwira	chikwira	NOUN
ajase-2616	240	7	,	,	PUNCT
ajase-2616	240	8	c.	c.	PROPN
ajase-2616	240	9	,	,	PUNCT
ajase-2616	240	10	vengesai	vengesai	PROPN
ajase-2616	240	11	,	,	PUNCT
ajase-2616	240	12	e.	e.	PROPN
ajase-2616	240	13	,	,	PUNCT
ajase-2616	240	14	&	&	CCONJ
ajase-2616	240	15	mandude	mandude	ADJ
ajase-2616	240	16	,	,	PUNCT
ajase-2616	240	17	p.	p.	NOUN
ajase-2616	240	18	(	(	PUNCT
ajase-2616	240	19	2022	2022	NUM
ajase-2616	240	20	)	)	PUNCT
ajase-2616	240	21	.	.	PUNCT
ajase-2616	241	1	the	the	DET
ajase-2616	241	2	impact	impact	NOUN
ajase-2616	241	3	of	of	ADP
ajase-2616	241	4	microfinance	microfinance	NOUN
ajase-2616	241	5	institutions	institution	NOUN
ajase-2616	241	6	on	on	ADP
ajase-2616	241	7	poverty	poverty	NOUN
ajase-2616	241	8	alleviation	alleviation	NOUN
ajase-2616	241	9	.	.	PUNCT
ajase-2616	242	1	journal	journal	PROPN
ajase-2616	242	2	of	of	ADP
ajase-2616	242	3	risk	risk	NOUN
ajase-2616	242	4	and	and	CCONJ
ajase-2616	242	5	financial	financial	ADJ
ajase-2616	242	6	management	management	NOUN
ajase-2616	242	7	,	,	PUNCT
ajase-2616	242	8	15(9	15(9	NUM
ajase-2616	242	9	)	)	PUNCT
ajase-2616	242	10	,	,	PUNCT
ajase-2616	242	11	393	393	NUM
ajase-2616	242	12	.	.	PUNCT
ajase-2616	243	1	https://doi.org/10.3390/jrfm15090393	https://doi.org/10.3390/jrfm15090393	PROPN
ajase-2616	243	2	.	.	PUNCT
ajase-2616	244	1	chowdhury	chowdhury	PROPN
ajase-2616	244	2	,	,	PUNCT
ajase-2616	244	3	m.	m.	NOUN
ajase-2616	244	4	a.	a.	PROPN
ajase-2616	244	5	,	,	PUNCT
ajase-2616	244	6	rahman	rahman	PROPN
ajase-2616	244	7	,	,	PUNCT
ajase-2616	244	8	s.	s.	PROPN
ajase-2616	244	9	m.	m.	PROPN
ajase-2616	244	10	k.	k.	PROPN
ajase-2616	244	11	,	,	PUNCT
ajase-2616	244	12	&	&	CCONJ
ajase-2616	244	13	salman	salman	PROPN
ajase-2616	244	14	,	,	PUNCT
ajase-2616	244	15	a.	a.	NOUN
ajase-2616	244	16	g.	g.	PROPN
ajase-2616	244	17	(	(	PUNCT
ajase-2616	244	18	2021	2021	NUM
ajase-2616	244	19	)	)	PUNCT
ajase-2616	244	20	.	.	PUNCT
ajase-2616	245	1	economic	economic	ADJ
ajase-2616	245	2	and	and	CCONJ
ajase-2616	245	3	social	social	ADJ
ajase-2616	245	4	impact	impact	NOUN
ajase-2616	245	5	of	of	ADP
ajase-2616	245	6	microfinance	microfinance	NOUN
ajase-2616	245	7	:	:	PUNCT
ajase-2616	245	8	empirical	empirical	ADJ
ajase-2616	245	9	evidence	evidence	NOUN
ajase-2616	245	10	from	from	ADP
ajase-2616	245	11	bangladesh	bangladesh	PROPN
ajase-2616	245	12	.	.	PUNCT
ajase-2616	246	1	global	global	ADJ
ajase-2616	246	2	journal	journal	PROPN
ajase-2616	246	3	of	of	ADP
ajase-2616	246	4	management	management	NOUN
ajase-2616	246	5	and	and	CCONJ
ajase-2616	246	6	business	business	NOUN
ajase-2616	246	7	research	research	NOUN
ajase-2616	246	8	,	,	PUNCT
ajase-2616	246	9	pp	pp	ADJ
ajase-2616	246	10	.	.	PUNCT
ajase-2616	247	1	63–73	63–73	NUM
ajase-2616	247	2	.	.	PUNCT
ajase-2616	248	1	https://	https://	PROPN
ajase-2616	248	2	doi.org/10.34257/gjmbrcvol21is1pg63	doi.org/10.34257/gjmbrcvol21is1pg63	PROPN
ajase-2616	248	3	.	.	PROPN
ajase-2616	248	4	geremewe	geremewe	PROPN
ajase-2616	248	5	,	,	PUNCT
ajase-2616	248	6	y.	y.	PROPN
ajase-2616	248	7	(	(	PUNCT
ajase-2616	248	8	2019	2019	NUM
ajase-2616	248	9	)	)	PUNCT
ajase-2616	248	10	.	.	PUNCT
ajase-2616	249	1	the	the	DET
ajase-2616	249	2	role	role	NOUN
ajase-2616	249	3	of	of	ADP
ajase-2616	249	4	microfinance	microfinance	NOUN
ajase-2616	249	5	institutions	institution	NOUN
ajase-2616	249	6	for	for	ADP
ajase-2616	249	7	poverty	poverty	NOUN
ajase-2616	249	8	reduction	reduction	NOUN
ajase-2616	249	9	in	in	ADP
ajase-2616	249	10	ethiopia	ethiopia	PROPN
ajase-2616	249	11	.	.	PUNCT
ajase-2616	249	12	journal	journal	PROPN
ajase-2616	249	13	of	of	ADP
ajase-2616	249	14	economics	economic	NOUN
ajase-2616	249	15	and	and	CCONJ
ajase-2616	249	16	sustainable	sustainable	ADJ
ajase-2616	249	17	development	development	NOUN
ajase-2616	249	18	.	.	PUNCT
ajase-2616	250	1	https://doi	https://doi	PROPN
ajase-2616	250	2	.	.	PUNCT
ajase-2616	250	3	org/10.7176	org/10.7176	NOUN
ajase-2616	250	4	/	/	SYM
ajase-2616	250	5	jesd/10	jesd/10	NUM
ajase-2616	250	6	-	-	PUNCT
ajase-2616	250	7	5	5	NUM
ajase-2616	250	8	-	-	PUNCT
ajase-2616	250	9	04	04	NUM
ajase-2616	250	10	.	.	PUNCT
ajase-2616	251	1	hafeez	hafeez	PROPN
ajase-2616	251	2	,	,	PUNCT
ajase-2616	251	3	e.	e.	PROPN
ajase-2616	251	4	,	,	PUNCT
ajase-2616	251	5	&	&	CCONJ
ajase-2616	251	6	fasih	fasih	PROPN
ajase-2616	251	7	,	,	PUNCT
ajase-2616	251	8	t.	t.	PROPN
ajase-2616	251	9	(	(	PUNCT
ajase-2616	251	10	2018	2018	NUM
ajase-2616	251	11	)	)	PUNCT
ajase-2616	251	12	.	.	PUNCT
ajase-2616	252	1	the	the	DET
ajase-2616	252	2	growing	grow	VERB
ajase-2616	252	3	population	population	NOUN
ajase-2616	252	4	of	of	ADP
ajase-2616	252	5	pakistani	pakistani	ADJ
ajase-2616	252	6	youth	youth	NOUN
ajase-2616	252	7	:	:	PUNCT
ajase-2616	252	8	a	a	DET
ajase-2616	252	9	ticking	ticking	ADJ
ajase-2616	252	10	time	time	NOUN
ajase-2616	252	11	bomb	bomb	NOUN
ajase-2616	252	12	or	or	CCONJ
ajase-2616	252	13	a	a	DET
ajase-2616	252	14	demographic	demographic	ADJ
ajase-2616	252	15	dividend	dividend	NOUN
ajase-2616	252	16	.	.	PUNCT
ajase-2616	253	1	journal	journal	NOUN
ajase-2616	253	2	of	of	ADP
ajase-2616	253	3	education	education	NOUN
ajase-2616	253	4	and	and	CCONJ
ajase-2616	253	5	educational	educational	ADJ
ajase-2616	253	6	development	development	NOUN
ajase-2616	253	7	,	,	PUNCT
ajase-2616	253	8	5(2	5(2	NUM
ajase-2616	253	9	)	)	PUNCT
ajase-2616	253	10	,	,	PUNCT
ajase-2616	253	11	211	211	NUM
ajase-2616	253	12	.	.	PUNCT
ajase-2616	254	1	https://doi	https://doi	X
ajase-2616	254	2	.	.	PUNCT
ajase-2616	254	3	org/10.22555	org/10.22555	PROPN
ajase-2616	254	4	/	/	SYM
ajase-2616	254	5	joeed.v5i2.2022	joeed.v5i2.2022	PROPN
ajase-2616	254	6	.	.	PROPN
ajase-2616	254	7	hussain	hussain	PROPN
ajase-2616	254	8	,	,	PUNCT
ajase-2616	254	9	j.	j.	PROPN
ajase-2616	254	10	,	,	PUNCT
ajase-2616	254	11	mahmood	mahmood	PROPN
ajase-2616	254	12	,	,	PUNCT
ajase-2616	254	13	s.	s.	PROPN
ajase-2616	254	14	,	,	PUNCT
ajase-2616	254	15	&	&	CCONJ
ajase-2616	254	16	scott	scott	PROPN
ajase-2616	254	17	,	,	PUNCT
ajase-2616	254	18	j.	j.	PROPN
ajase-2616	254	19	(	(	PUNCT
ajase-2616	254	20	2018	2018	NUM
ajase-2616	254	21	)	)	PUNCT
ajase-2616	254	22	.	.	PUNCT
ajase-2616	255	1	gender	gender	NOUN
ajase-2616	255	2	,	,	PUNCT
ajase-2616	255	3	microcredit	microcredit	NOUN
ajase-2616	255	4	,	,	PUNCT
ajase-2616	255	5	and	and	CCONJ
ajase-2616	255	6	poverty	poverty	NOUN
ajase-2616	255	7	alleviation	alleviation	NOUN
ajase-2616	255	8	in	in	ADP
ajase-2616	255	9	a	a	DET
ajase-2616	255	10	developing	develop	VERB
ajase-2616	255	11	country	country	NOUN
ajase-2616	255	12	:	:	PUNCT
ajase-2616	255	13	the	the	DET
ajase-2616	255	14	case	case	NOUN
ajase-2616	255	15	of	of	ADP
ajase-2616	255	16	women	woman	NOUN
ajase-2616	255	17	entrepreneurs	entrepreneur	NOUN
ajase-2616	255	18	in	in	ADP
ajase-2616	255	19	pakistan	pakistan	PROPN
ajase-2616	255	20	.	.	PUNCT
ajase-2616	256	1	journal	journal	PROPN
ajase-2616	256	2	of	of	ADP
ajase-2616	256	3	international	international	PROPN
ajase-2616	256	4	development	development	NOUN
ajase-2616	256	5	,	,	PUNCT
ajase-2616	256	6	31(3	31(3	NUM
ajase-2616	256	7	)	)	PUNCT
ajase-2616	256	8	,	,	PUNCT
ajase-2616	256	9	247–270	247–270	NUM
ajase-2616	256	10	.	.	PUNCT
ajase-2616	257	1	https://doi.org/10.1002/jid.3403	https://doi.org/10.1002/jid.3403	PROPN
ajase-2616	257	2	.	.	PROPN
ajase-2616	257	3	imai	imai	PROPN
ajase-2616	257	4	,	,	PUNCT
ajase-2616	257	5	k.	k.	PROPN
ajase-2616	257	6	s.	s.	PROPN
ajase-2616	257	7	,	,	PUNCT
ajase-2616	257	8	gaiha	gaiha	PROPN
ajase-2616	257	9	,	,	PUNCT
ajase-2616	257	10	r.	r.	PROPN
ajase-2616	257	11	,	,	PUNCT
ajase-2616	257	12	thapa	thapa	PROPN
ajase-2616	257	13	,	,	PUNCT
ajase-2616	257	14	g.	g.	PROPN
ajase-2616	257	15	,	,	PUNCT
ajase-2616	257	16	&	&	CCONJ
ajase-2616	257	17	annim	annim	PROPN
ajase-2616	257	18	,	,	PUNCT
ajase-2616	257	19	s.	s.	PROPN
ajase-2616	257	20	k.	k.	PROPN
ajase-2616	257	21	(	(	PUNCT
ajase-2616	257	22	2012	2012	NUM
ajase-2616	257	23	)	)	PUNCT
ajase-2616	257	24	.	.	PUNCT
ajase-2616	258	1	microfinance	microfinance	NOUN
ajase-2616	258	2	and	and	CCONJ
ajase-2616	258	3	poverty	poverty	NOUN
ajase-2616	258	4	—	—	PUNCT
ajase-2616	258	5	a	a	DET
ajase-2616	258	6	macro	macro	ADJ
ajase-2616	258	7	perspective	perspective	NOUN
ajase-2616	258	8	.	.	PUNCT
ajase-2616	259	1	world	world	NOUN
ajase-2616	259	2	development	development	PROPN
ajase-2616	259	3	,	,	PUNCT
ajase-2616	259	4	40(8	40(8	NUM
ajase-2616	259	5	)	)	PUNCT
ajase-2616	259	6	,	,	PUNCT
ajase-2616	259	7	1675–1689	1675–1689	NUM
ajase-2616	259	8	.	.	PUNCT
ajase-2616	260	1	https://doi	https://doi	NOUN
ajase-2616	260	2	.	.	PUNCT
ajase-2616	261	1	org/10.1016	org/10.1016	PROPN
ajase-2616	261	2	/	/	SYM
ajase-2616	261	3	j.worlddev.2012.04.013	j.worlddev.2012.04.013	PROPN
ajase-2616	261	4	.	.	PROPN
ajase-2616	262	1	kasali	kasali	PROPN
ajase-2616	262	2	,	,	PUNCT
ajase-2616	262	3	t.	t.	PROPN
ajase-2616	262	4	a.	a.	PROPN
ajase-2616	262	5	,	,	PUNCT
ajase-2616	262	6	ahmad	ahmad	PROPN
ajase-2616	262	7	,	,	PUNCT
ajase-2616	262	8	s.	s.	PROPN
ajase-2616	262	9	a.	a.	PROPN
ajase-2616	262	10	,	,	PUNCT
ajase-2616	262	11	&	&	CCONJ
ajase-2616	262	12	lim	lim	PROPN
ajase-2616	262	13	,	,	PUNCT
ajase-2616	262	14	h.	h.	PROPN
ajase-2616	262	15	e.	e.	PROPN
ajase-2616	262	16	(	(	PUNCT
ajase-2616	262	17	2015	2015	NUM
ajase-2616	262	18	)	)	PUNCT
ajase-2616	262	19	.	.	PUNCT
ajase-2616	263	1	the	the	DET
ajase-2616	263	2	role	role	NOUN
ajase-2616	263	3	of	of	ADP
ajase-2616	263	4	microfinance	microfinance	NOUN
ajase-2616	263	5	in	in	ADP
ajase-2616	263	6	poverty	poverty	NOUN
ajase-2616	263	7	alleviation	alleviation	NOUN
ajase-2616	263	8	:	:	PUNCT
ajase-2616	263	9	empirical	empirical	ADJ
ajase-2616	263	10	evidence	evidence	NOUN
ajase-2616	263	11	from	from	ADP
ajase-2616	263	12	south	south	PROPN
ajase-2616	263	13	-	-	PUNCT
ajase-2616	263	14	west	west	PROPN
ajase-2616	263	15	nigeria	nigeria	PROPN
ajase-2616	263	16	.	.	PUNCT
ajase-2616	264	1	asian	asian	ADJ
ajase-2616	264	2	social	social	ADJ
ajase-2616	264	3	science	science	NOUN
ajase-2616	264	4	,	,	PUNCT
ajase-2616	264	5	11(21	11(21	NUM
ajase-2616	264	6	)	)	PUNCT
ajase-2616	264	7	.	.	PUNCT
ajase-2616	265	1	https://doi.org/10.5539/ass	https://doi.org/10.5539/ass	NOUN
ajase-2616	265	2	.	.	PUNCT
ajase-2616	266	1	v11n21p183	v11n21p183	PROPN
ajase-2616	266	2	.	.	PUNCT
ajase-2616	267	1	kasali	kasali	PROPN
ajase-2616	267	2	,	,	PUNCT
ajase-2616	267	3	t.	t.	PROPN
ajase-2616	267	4	,	,	PUNCT
ajase-2616	267	5	ahmad	ahmad	PROPN
ajase-2616	267	6	,	,	PUNCT
ajase-2616	267	7	s.	s.	PROPN
ajase-2616	267	8	,	,	PUNCT
ajase-2616	267	9	&	&	CCONJ
ajase-2616	267	10	lim	lim	PROPN
ajase-2616	267	11	,	,	PUNCT
ajase-2616	267	12	h.	h.	PROPN
ajase-2616	267	13	(	(	PUNCT
ajase-2616	267	14	2017	2017	NUM
ajase-2616	267	15	)	)	PUNCT
ajase-2616	267	16	.	.	PUNCT
ajase-2616	268	1	microfinance	microfinance	NOUN
ajase-2616	268	2	and	and	CCONJ
ajase-2616	268	3	rural	rural	ADJ
ajase-2616	268	4	poverty	poverty	NOUN
ajase-2616	268	5	alleviation	alleviation	NOUN
ajase-2616	268	6	:	:	PUNCT
ajase-2616	268	7	a	a	DET
ajase-2616	268	8	reality	reality	NOUN
ajase-2616	268	9	?	?	PUNCT
ajase-2616	269	1	international	international	ADJ
ajase-2616	269	2	journal	journal	NOUN
ajase-2616	269	3	of	of	ADP
ajase-2616	269	4	business	business	NOUN
ajase-2616	269	5	and	and	CCONJ
ajase-2616	269	6	society	society	NOUN
ajase-2616	269	7	,	,	PUNCT
ajase-2616	269	8	17(3	17(3	NUM
ajase-2616	269	9	)	)	PUNCT
ajase-2616	269	10	.	.	PUNCT
ajase-2616	270	1	https://doi	https://doi	PROPN
ajase-2616	270	2	.	.	PUNCT
ajase-2616	271	1	org/10.33736	org/10.33736	PROPN
ajase-2616	271	2	/	/	SYM
ajase-2616	271	3	ijbs.538.2016	ijbs.538.2016	PROPN
ajase-2616	271	4	khanam	khanam	PROPN
ajase-2616	271	5	,	,	PUNCT
ajase-2616	271	6	d.	d.	PROPN
ajase-2616	271	7	,	,	PUNCT
ajase-2616	271	8	mohiuddin	mohiuddin	NOUN
ajase-2616	271	9	,	,	PUNCT
ajase-2616	271	10	m.	m.	NOUN
ajase-2616	271	11	,	,	PUNCT
ajase-2616	271	12	hoque	hoque	NOUN
ajase-2616	271	13	,	,	PUNCT
ajase-2616	271	14	a.	a.	NOUN
ajase-2616	271	15	,	,	PUNCT
ajase-2616	271	16	&	&	CCONJ
ajase-2616	271	17	weber	weber	PROPN
ajase-2616	271	18	,	,	PUNCT
ajase-2616	271	19	o.	o.	NOUN
ajase-2616	271	20	(	(	PUNCT
ajase-2616	271	21	2018	2018	NUM
ajase-2616	271	22	)	)	PUNCT
ajase-2616	271	23	.	.	PUNCT
ajase-2616	272	1	financing	finance	VERB
ajase-2616	272	2	micro	micro	NOUN
ajase-2616	272	3	-	-	NOUN
ajase-2616	272	4	entrepreneurs	entrepreneur	NOUN
ajase-2616	272	5	for	for	ADP
ajase-2616	272	6	poverty	poverty	NOUN
ajase-2616	272	7	alleviation	alleviation	NOUN
ajase-2616	272	8	:	:	PUNCT
ajase-2616	272	9	a	a	DET
ajase-2616	272	10	performance	performance	NOUN
ajase-2616	272	11	analysis	analysis	NOUN
ajase-2616	272	12	of	of	ADP
ajase-2616	272	13	microfinance	microfinance	NOUN
ajase-2616	272	14	services	service	NOUN
ajase-2616	272	15	offered	offer	VERB
ajase-2616	272	16	by	by	ADP
ajase-2616	272	17	brac	brac	PROPN
ajase-2616	272	18	,	,	PUNCT
ajase-2616	272	19	asa	asa	PROPN
ajase-2616	272	20	,	,	PUNCT
ajase-2616	272	21	and	and	CCONJ
ajase-2616	272	22	proshika	proshika	NOUN
ajase-2616	272	23	from	from	ADP
ajase-2616	272	24	bangladesh	bangladesh	PROPN
ajase-2616	272	25	.	.	PUNCT
ajase-2616	273	1	journal	journal	PROPN
ajase-2616	273	2	of	of	ADP
ajase-2616	273	3	global	global	ADJ
ajase-2616	273	4	entrepreneurship	entrepreneurship	NOUN
ajase-2616	273	5	research	research	NOUN
ajase-2616	273	6	,	,	PUNCT
ajase-2616	273	7	8(1	8(1	NOUN
ajase-2616	273	8	)	)	PUNCT
ajase-2616	273	9	.	.	PUNCT
ajase-2616	274	1	https://doi.org/10.1186/s40497-018-0114-6	https://doi.org/10.1186/s40497-018-0114-6	PROPN
ajase-2616	274	2	.	.	PUNCT
ajase-2616	275	1	mamun	mamun	PROPN
ajase-2616	275	2	,	,	PUNCT
ajase-2616	275	3	a.	a.	NOUN
ajase-2616	275	4	,	,	PUNCT
ajase-2616	275	5	uddin	uddin	PROPN
ajase-2616	275	6	,	,	PUNCT
ajase-2616	275	7	m.	m.	NOUN
ajase-2616	275	8	,	,	PUNCT
ajase-2616	275	9	&	&	CCONJ
ajase-2616	275	10	islam	islam	PROPN
ajase-2616	275	11	,	,	PUNCT
ajase-2616	275	12	m.	m.	NOUN
ajase-2616	275	13	(	(	PUNCT
ajase-2616	275	14	2017	2017	NUM
ajase-2616	275	15	)	)	PUNCT
ajase-2616	275	16	.	.	PUNCT
ajase-2616	276	1	an	an	DET
ajase-2616	276	2	integrated	integrated	ADJ
ajase-2616	276	3	approach	approach	NOUN
ajase-2616	276	4	to	to	ADP
ajase-2616	276	5	islamic	islamic	ADJ
ajase-2616	276	6	microfinance	microfinance	NOUN
ajase-2616	276	7	for	for	ADP
ajase-2616	276	8	poverty	poverty	NOUN
ajase-2616	276	9	alleviation	alleviation	NOUN
ajase-2616	276	10	in	in	ADP
ajase-2616	276	11	bangladesh	bangladesh	PROPN
ajase-2616	276	12	.	.	PUNCT
ajase-2616	277	1	üniversitepark	üniversitepark	PROPN
ajase-2616	277	2	bülten	bülten	NOUN
ajase-2616	277	3	,	,	PUNCT
ajase-2616	277	4	6(1	6(1	NUM
ajase-2616	277	5	)	)	PUNCT
ajase-2616	277	6	,	,	PUNCT
ajase-2616	277	7	33–44	33–44	NUM
ajase-2616	277	8	.	.	PUNCT
ajase-2616	278	1	https://doi.org/10.22521/	https://doi.org/10.22521/	PROPN
ajase-2616	278	2	unibulletin.2017.61.3	unibulletin.2017.61.3	PROPN
ajase-2616	278	3	.	.	PUNCT
ajase-2616	279	1	minja	minja	PROPN
ajase-2616	279	2	,	,	PUNCT
ajase-2616	279	3	d.	d.	PROPN
ajase-2616	279	4	,	,	PUNCT
ajase-2616	279	5	kimani	kimani	PROPN
ajase-2616	279	6	,	,	PUNCT
ajase-2616	279	7	e.	e.	PROPN
ajase-2616	279	8	,	,	PUNCT
ajase-2616	279	9	makhamara	makhamara	PROPN
ajase-2616	279	10	,	,	PUNCT
ajase-2616	279	11	f.	f.	PROPN
ajase-2616	279	12	,	,	PUNCT
ajase-2616	279	13	moi	moi	PROPN
ajase-2616	279	14	,	,	PUNCT
ajase-2616	279	15	e.	e.	PROPN
ajase-2616	279	16	j.	j.	PROPN
ajase-2616	279	17	,	,	PUNCT
ajase-2616	279	18	mdoe	mdoe	VERB
ajase-2616	279	19	,	,	PUNCT
ajase-2616	279	20	j.	j.	PROPN
ajase-2616	279	21	,	,	PUNCT
ajase-2616	279	22	gachanja	gachanja	NOUN
ajase-2616	279	23	,	,	PUNCT
ajase-2616	279	24	p.	p.	NOUN
ajase-2616	279	25	,	,	PUNCT
ajase-2616	279	26	oringo	oringo	PROPN
ajase-2616	279	27	,	,	PUNCT
ajase-2616	279	28	j.	j.	PROPN
ajase-2616	279	29	o.	o.	PROPN
ajase-2616	279	30	,	,	PUNCT
ajase-2616	279	31	onditi	onditi	NOUN
ajase-2616	279	32	,	,	PUNCT
ajase-2616	279	33	j.	j.	PROPN
ajase-2616	279	34	o.	o.	PROPN
ajase-2616	279	35	,	,	PUNCT
ajase-2616	279	36	&	&	CCONJ
ajase-2616	279	37	kirima	kirima	PROPN
ajase-2616	279	38	,	,	PUNCT
ajase-2616	279	39	j.	j.	PROPN
ajase-2616	279	40	(	(	PUNCT
ajase-2616	279	41	2023	2023	NUM
ajase-2616	279	42	)	)	PUNCT
ajase-2616	279	43	.	.	PUNCT
ajase-2616	280	1	table	table	NOUN
ajase-2616	280	2	banking	banking	NOUN
ajase-2616	280	3	and	and	CCONJ
ajase-2616	280	4	women	woman	NOUN
ajase-2616	280	5	economic	economic	ADJ
ajase-2616	280	6	empowerment	empowerment	NOUN
ajase-2616	280	7	in	in	ADP
ajase-2616	280	8	nakuru	nakuru	PROPN
ajase-2616	280	9	county	county	PROPN
ajase-2616	280	10	,	,	PUNCT
ajase-2616	280	11	kenya	kenya	PROPN
ajase-2616	280	12	.	.	PUNCT
ajase-2616	281	1	american	american	PROPN
ajase-2616	281	2	journal	journal	PROPN
ajase-2616	281	3	of	of	ADP
ajase-2616	281	4	youth	youth	NOUN
ajase-2616	281	5	and	and	CCONJ
ajase-2616	281	6	women	woman	NOUN
ajase-2616	281	7	empowerment	empowerment	NOUN
ajase-2616	281	8	,	,	PUNCT
ajase-2616	281	9	2(2	2(2	NUM
ajase-2616	281	10	)	)	PUNCT
ajase-2616	281	11	,	,	PUNCT
ajase-2616	281	12	18–24	18–24	NUM
ajase-2616	281	13	.	.	PUNCT
ajase-2616	282	1	https://doi.org/10.54536/ajywe.v2i2.2235	https://doi.org/10.54536/ajywe.v2i2.2235	PROPN
ajase-2616	282	2	.	.	PUNCT
ajase-2616	282	3	ngong	ngong	PROPN
ajase-2616	282	4	,	,	PUNCT
ajase-2616	282	5	c.	c.	PROPN
ajase-2616	282	6	(	(	PUNCT
ajase-2616	282	7	2023	2023	NUM
ajase-2616	282	8	)	)	PUNCT
ajase-2616	282	9	.	.	PUNCT
ajase-2616	283	1	do	do	AUX
ajase-2616	283	2	cooperative	cooperative	ADJ
ajase-2616	283	3	credit	credit	NOUN
ajase-2616	283	4	unions	union	NOUN
ajase-2616	283	5	reduce	reduce	VERB
ajase-2616	283	6	or	or	CCONJ
ajase-2616	283	7	increase	increase	VERB
ajase-2616	283	8	poverty	poverty	NOUN
ajase-2616	283	9	in	in	ADP
ajase-2616	283	10	cameroon	cameroon	NOUN
ajase-2616	283	11	?	?	PUNCT
ajase-2616	284	1	social	social	ADJ
ajase-2616	284	2	science	science	NOUN
ajase-2616	284	3	quarterly	quarterly	ADV
ajase-2616	284	4	,	,	PUNCT
ajase-2616	284	5	104(6	104(6	NUM
ajase-2616	284	6	)	)	PUNCT
ajase-2616	284	7	,	,	PUNCT
ajase-2616	284	8	1267–1281	1267–1281	NUM
ajase-2616	284	9	.	.	PUNCT
ajase-2616	285	1	https://doi.org/10.1111/ssqu.13313	https://doi.org/10.1111/ssqu.13313	PROPN
ajase-2616	285	2	.	.	PUNCT
ajase-2616	286	1	ngong	ngong	PROPN
ajase-2616	286	2	,	,	PUNCT
ajase-2616	286	3	c.	c.	PROPN
ajase-2616	286	4	,	,	PUNCT
ajase-2616	286	5	thaddeus	thaddeus	NOUN
ajase-2616	286	6	,	,	PUNCT
ajase-2616	286	7	k.	k.	PROPN
ajase-2616	286	8	,	,	PUNCT
ajase-2616	286	9	&	&	CCONJ
ajase-2616	286	10	onwumere	onwumere	PROPN
ajase-2616	286	11	,	,	PUNCT
ajase-2616	286	12	j.	j.	PROPN
ajase-2616	286	13	(	(	PUNCT
ajase-2616	286	14	2021	2021	NUM
ajase-2616	286	15	)	)	PUNCT
ajase-2616	286	16	.	.	PUNCT
ajase-2616	287	1	microfinancial	microfinancial	ADJ
ajase-2616	287	2	inclusion	inclusion	NOUN
ajase-2616	287	3	nexus	nexus	NOUN
ajase-2616	287	4	poverty	poverty	NOUN
ajase-2616	287	5	alleviation	alleviation	NOUN
ajase-2616	287	6	:	:	PUNCT
ajase-2616	287	7	the	the	DET
ajase-2616	287	8	case	case	NOUN
ajase-2616	287	9	of	of	ADP
ajase-2616	287	10	nigeria	nigeria	PROPN
ajase-2616	287	11	.	.	PUNCT
ajase-2616	288	1	journal	journal	PROPN
ajase-2616	288	2	of	of	ADP
ajase-2616	288	3	economic	economic	ADJ
ajase-2616	288	4	and	and	CCONJ
ajase-2616	288	5	administrative	administrative	ADJ
ajase-2616	288	6	sciences	science	NOUN
ajase-2616	288	7	,	,	PUNCT
ajase-2616	288	8	38(4	38(4	NUM
ajase-2616	288	9	)	)	PUNCT
ajase-2616	288	10	,	,	PUNCT
ajase-2616	288	11	581	581	NUM
ajase-2616	288	12	-	-	SYM
ajase-2616	288	13	601	601	NUM
ajase-2616	288	14	.	.	PUNCT
ajase-2616	289	1	https://doi.org/10.1108/	https://doi.org/10.1108/	PROPN
ajase-2616	289	2	jeas-08	jeas-08	NOUN
ajase-2616	289	3	-	-	PUNCT
ajase-2616	289	4	2020	2020	NUM
ajase-2616	289	5	-	-	PUNCT
ajase-2616	289	6	0147	0147	NUM
ajase-2616	289	7	.	.	PUNCT
ajase-2616	290	1	ullah	ullah	PROPN
ajase-2616	290	2	,	,	PUNCT
ajase-2616	290	3	s.	s.	PROPN
ajase-2616	290	4	,	,	PUNCT
ajase-2616	290	5	majeed	majeed	PROPN
ajase-2616	290	6	,	,	PUNCT
ajase-2616	290	7	a.	a.	PROPN
ajase-2616	290	8	,	,	PUNCT
ajase-2616	290	9	&	&	CCONJ
ajase-2616	290	10	popp	popp	PROPN
ajase-2616	290	11	,	,	PUNCT
ajase-2616	290	12	j.	j.	PROPN
ajase-2616	290	13	(	(	PUNCT
ajase-2616	290	14	2023	2023	NUM
ajase-2616	290	15	)	)	PUNCT
ajase-2616	290	16	.	.	PUNCT
ajase-2616	291	1	determinants	determinant	NOUN
ajase-2616	291	2	of	of	ADP
ajase-2616	291	3	a	a	DET
ajase-2616	291	4	bank	bank	NOUN
ajase-2616	291	5	’s	’s	PART
ajase-2616	291	6	efficiency	efficiency	NOUN
ajase-2616	291	7	in	in	ADP
ajase-2616	291	8	an	an	DET
ajase-2616	291	9	emerging	emerge	VERB
ajase-2616	291	10	economy	economy	NOUN
ajase-2616	291	11	:	:	PUNCT
ajase-2616	291	12	a	a	DET
ajase-2616	291	13	data	datum	NOUN
ajase-2616	291	14	envelopment	envelopment	ADJ
ajase-2616	291	15	analysis	analysis	NOUN
ajase-2616	291	16	approach	approach	NOUN
ajase-2616	291	17	.	.	PUNCT
ajase-2616	292	1	plos	plos	PROPN
ajase-2616	292	2	one	one	NUM
ajase-2616	292	3	,	,	PUNCT
ajase-2616	292	4	18(3	18(3	NUM
ajase-2616	292	5	)	)	PUNCT
ajase-2616	292	6	,	,	PUNCT
ajase-2616	292	7	e0281663	e0281663	NOUN
ajase-2616	292	8	.	.	PUNCT
ajase-2616	292	9	https://doi.org/10.1371/journal	https://doi.org/10.1371/journal	ADJ
ajase-2616	292	10	.	.	PUNCT
ajase-2616	293	1	pone.0281663	pone.0281663	PROPN
ajase-2616	293	2	.	.	PUNCT
ajase-2616	293	3	urt	urt	PROPN
ajase-2616	294	1	|	|	ADV
ajase-2616	294	2	the	the	DET
ajase-2616	294	3	united	united	PROPN
ajase-2616	294	4	republic	republic	PROPN
ajase-2616	294	5	of	of	ADP
ajase-2616	294	6	tanzania	tanzania	PROPN
ajase-2616	294	7	(	(	PUNCT
ajase-2616	294	8	2003	2003	NUM
ajase-2616	294	9	)	)	PUNCT
ajase-2616	294	10	the	the	DET
ajase-2616	294	11	cooperative	cooperative	ADJ
ajase-2616	294	12	societies	society	NOUN
ajase-2616	294	13	act	act	VERB
ajase-2616	294	14	no	no	INTJ
ajase-2616	294	15	.	.	NOUN
ajase-2616	294	16	20	20	NUM
ajase-2616	294	17	of	of	ADP
ajase-2616	294	18	2003	2003	NUM
ajase-2616	294	19	.	.	PUNCT
ajase-2616	295	1	urt	urt	NOUN
ajase-2616	296	1	|	|	ADV
ajase-2616	296	2	the	the	DET
ajase-2616	296	3	united	united	PROPN
ajase-2616	296	4	republic	republic	PROPN
ajase-2616	296	5	of	of	ADP
ajase-2616	296	6	tanzania	tanzania	PROPN
ajase-2616	296	7	(	(	PUNCT
ajase-2616	296	8	2012	2012	NUM
ajase-2616	296	9	)	)	PUNCT
ajase-2616	296	10	national	national	ADJ
ajase-2616	296	11	microfinance	microfinance	NOUN
ajase-2616	296	12	policy	policy	NOUN
ajase-2616	296	13	.	.	PUNCT
ajase-2616	297	1	ministry	ministry	PROPN
ajase-2616	297	2	of	of	ADP
ajase-2616	297	3	finance	finance	PROPN
ajase-2616	297	4	and	and	CCONJ
ajase-2616	297	5	economic	economic	ADJ
ajase-2616	297	6	affairs	affair	NOUN
ajase-2616	297	7	.	.	PUNCT
ajase-2616	298	1	utonga	utonga	PROPN
ajase-2616	298	2	,	,	PUNCT
ajase-2616	298	3	d.	d.	PROPN
ajase-2616	298	4	,	,	PUNCT
ajase-2616	298	5	&	&	CCONJ
ajase-2616	298	6	ndoweka	ndoweka	PROPN
ajase-2616	298	7	,	,	PUNCT
ajase-2616	298	8	b.	b.	PROPN
ajase-2616	298	9	n.	n.	PROPN
ajase-2616	298	10	(	(	PUNCT
ajase-2616	298	11	2023	2023	NUM
ajase-2616	298	12	)	)	PUNCT
ajase-2616	298	13	.	.	PUNCT
ajase-2616	299	1	impact	impact	NOUN
ajase-2616	299	2	of	of	ADP
ajase-2616	299	3	financial	financial	ADJ
ajase-2616	299	4	development	development	NOUN
ajase-2616	299	5	on	on	ADP
ajase-2616	299	6	inflation	inflation	NOUN
ajase-2616	299	7	in	in	ADP
ajase-2616	299	8	tanzania	tanzania	PROPN
ajase-2616	299	9	:	:	PUNCT
ajase-2616	299	10	empirical	empirical	ADJ
ajase-2616	299	11	evidence	evidence	NOUN
ajase-2616	299	12	from	from	ADP
ajase-2616	299	13	the	the	DET
ajase-2616	299	14	vecm	vecm	NOUN
ajase-2616	299	15	approach	approach	NOUN
ajase-2616	299	16	.	.	PUNCT
ajase-2616	300	1	american	american	PROPN
ajase-2616	300	2	journal	journal	PROPN
ajase-2616	300	3	of	of	ADP
ajase-2616	300	4	economics	economic	NOUN
ajase-2616	300	5	and	and	CCONJ
ajase-2616	300	6	business	business	NOUN
ajase-2616	300	7	innovation	innovation	NOUN
ajase-2616	300	8	,	,	PUNCT
ajase-2616	300	9	2(2	2(2	NUM
ajase-2616	300	10	)	)	PUNCT
ajase-2616	300	11	,	,	PUNCT
ajase-2616	300	12	64–73	64–73	NUM
ajase-2616	300	13	.	.	PUNCT
ajase-2616	301	1	https://doi.org/10.54536/ajebi.v2i2.1648	https://doi.org/10.54536/ajebi.v2i2.1648	PROPN
ajase-2616	301	2	waqas	waqas	PROPN
ajase-2616	301	3	,	,	PUNCT
ajase-2616	301	4	h.	h.	PROPN
ajase-2616	301	5	&	&	CCONJ
ajase-2616	301	6	md	md	PROPN
ajase-2616	301	7	-	-	PUNCT
ajase-2616	301	8	rus	rus	PROPN
ajase-2616	301	9	,	,	PUNCT
ajase-2616	301	10	r.	r.	PROPN
ajase-2616	301	11	(	(	PUNCT
ajase-2616	301	12	2018	2018	NUM
ajase-2616	301	13	)	)	PUNCT
ajase-2616	301	14	.	.	PUNCT
ajase-2616	302	1	predicting	predict	VERB
ajase-2616	302	2	financial	financial	ADJ
ajase-2616	302	3	distress	distress	NOUN
ajase-2616	302	4	:	:	PUNCT
ajase-2616	302	5	applicability	applicability	NOUN
ajase-2616	302	6	of	of	ADP
ajase-2616	302	7	the	the	DET
ajase-2616	302	8	o	o	ADJ
ajase-2616	302	9	-	-	ADJ
ajase-2616	302	10	score	score	NOUN
ajase-2616	302	11	model	model	NOUN
ajase-2616	302	12	for	for	ADP
ajase-2616	302	13	pakistani	pakistani	ADJ
ajase-2616	302	14	firms	firm	NOUN
ajase-2616	302	15	.	.	PUNCT
ajase-2616	303	1	business	business	NOUN
ajase-2616	303	2	and	and	CCONJ
ajase-2616	303	3	economic	economic	ADJ
ajase-2616	303	4	horizons	horizon	NOUN
ajase-2616	303	5	,	,	PUNCT
ajase-2616	303	6	14(2	14(2	NUM
ajase-2616	303	7	)	)	PUNCT
ajase-2616	303	8	,	,	PUNCT
ajase-2616	303	9	389–401	389–401	NUM
ajase-2616	303	10	.	.	PUNCT
ajase-2616	304	1	https://doi.org/10.15208/beh.2018.28	https://doi.org/10.15208/beh.2018.28	NOUN
ajase-2616	304	2	.	.	PUNCT