id	sid	tid	token	lemma	pos
ajase-4424	1	1	pa	pa	PROPN
ajase-4424	1	2	ge	ge	PROPN
ajase-4424	1	3	1	1	NUM
ajase-4424	1	4	pa	pa	PROPN
ajase-4424	1	5	ge	ge	PROPN
ajase-4424	1	6	32	32	NUM
ajase-4424	1	7	american	american	PROPN
ajase-4424	1	8	journal	journal	PROPN
ajase-4424	1	9	of	of	ADP
ajase-4424	1	10	applied	apply	VERB
ajase-4424	1	11	statistics	statistic	NOUN
ajase-4424	1	12	and	and	CCONJ
ajase-4424	1	13	economics	economic	NOUN
ajase-4424	1	14	(	(	PUNCT
ajase-4424	1	15	ajase	ajase	ADJ
ajase-4424	1	16	)	)	PUNCT
ajase-4424	1	17	structural	structural	ADJ
ajase-4424	1	18	equation	equation	NOUN
ajase-4424	1	19	modeling	model	VERB
ajase-4424	1	20	analysis	analysis	NOUN
ajase-4424	1	21	of	of	ADP
ajase-4424	1	22	equity	equity	NOUN
ajase-4424	1	23	-	-	PUNCT
ajase-4424	1	24	based	base	VERB
ajase-4424	1	25	islamic	islamic	ADJ
ajase-4424	1	26	financing	financing	NOUN
ajase-4424	1	27	for	for	ADP
ajase-4424	1	28	nigerian	nigerian	ADJ
ajase-4424	1	29	small	small	ADJ
ajase-4424	1	30	-	-	PUNCT
ajase-4424	1	31	scale	scale	NOUN
ajase-4424	1	32	enterprises	enterprise	NOUN
ajase-4424	1	33	growth	growth	VERB
ajase-4424	1	34	jamiu	jamiu	PROPN
ajase-4424	1	35	o.	o.	PROPN
ajase-4424	1	36	badru1	badru1	PROPN
ajase-4424	1	37	,	,	PUNCT
ajase-4424	1	38	kamilu	kamilu	PROPN
ajase-4424	1	39	a.	a.	NOUN
ajase-4424	1	40	saka2	saka2	PROPN
ajase-4424	1	41	*	*	PUNCT
ajase-4424	1	42	volume	volume	NOUN
ajase-4424	1	43	4	4	NUM
ajase-4424	1	44	issue	issue	NOUN
ajase-4424	1	45	1	1	NUM
ajase-4424	1	46	,	,	PUNCT
ajase-4424	1	47	year	year	NOUN
ajase-4424	1	48	2025	2025	NUM
ajase-4424	1	49	issn	issn	NOUN
ajase-4424	1	50	:	:	PUNCT
ajase-4424	1	51	2992	2992	NUM
ajase-4424	1	52	-	-	PUNCT
ajase-4424	1	53	927x	927x	NOUN
ajase-4424	1	54	(	(	PUNCT
ajase-4424	1	55	online	online	ADJ
ajase-4424	1	56	)	)	PUNCT
ajase-4424	1	57	doi	doi	NOUN
ajase-4424	1	58	:	:	PUNCT
ajase-4424	1	59	https://doi.org/10.54536/ajase.v4i1.4424	https://doi.org/10.54536/ajase.v4i1.4424	X
ajase-4424	1	60	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	1	61	article	article	NOUN
ajase-4424	1	62	information	information	NOUN
ajase-4424	1	63	abstract	abstract	ADV
ajase-4424	1	64	received	receive	VERB
ajase-4424	1	65	:	:	PUNCT
ajase-4424	1	66	january	january	PROPN
ajase-4424	1	67	19	19	NUM
ajase-4424	1	68	,	,	PUNCT
ajase-4424	1	69	2025	2025	NUM
ajase-4424	1	70	accepted	accept	VERB
ajase-4424	1	71	:	:	PUNCT
ajase-4424	1	72	february	february	PROPN
ajase-4424	1	73	22	22	NUM
ajase-4424	1	74	,	,	PUNCT
ajase-4424	1	75	2025	2025	NUM
ajase-4424	1	76	published	publish	VERB
ajase-4424	1	77	:	:	PUNCT
ajase-4424	1	78	may	may	AUX
ajase-4424	1	79	10	10	NUM
ajase-4424	1	80	,	,	PUNCT
ajase-4424	1	81	2025	2025	NUM
ajase-4424	1	82	this	this	DET
ajase-4424	1	83	study	study	NOUN
ajase-4424	1	84	investigates	investigate	VERB
ajase-4424	1	85	within	within	ADP
ajase-4424	1	86	covariance	covariance	NOUN
ajase-4424	1	87	-	-	PUNCT
ajase-4424	1	88	based	base	VERB
ajase-4424	1	89	structural	structural	ADJ
ajase-4424	1	90	equation	equation	NOUN
ajase-4424	1	91	modeling	modeling	NOUN
ajase-4424	1	92	(	(	PUNCT
ajase-4424	1	93	cv	cv	NOUN
ajase-4424	1	94	-	-	PUNCT
ajase-4424	1	95	sem	sem	NOUN
ajase-4424	1	96	)	)	PUNCT
ajase-4424	1	97	the	the	DET
ajase-4424	1	98	potential	potential	ADJ
ajase-4424	1	99	causal	causal	ADJ
ajase-4424	1	100	relationships	relationship	NOUN
ajase-4424	1	101	between	between	ADP
ajase-4424	1	102	islamic	islamic	PROPN
ajase-4424	1	103	equity	equity	NOUN
ajase-4424	1	104	-	-	PUNCT
ajase-4424	1	105	based	base	VERB
ajase-4424	1	106	financing	financing	NOUN
ajase-4424	1	107	and	and	CCONJ
ajase-4424	1	108	nigerian	nigerian	ADJ
ajase-4424	1	109	small	small	ADJ
ajase-4424	1	110	scale	scale	NOUN
ajase-4424	1	111	enterprises	enterprise	NOUN
ajase-4424	1	112	(	(	PUNCT
ajase-4424	1	113	sses	sse	NOUN
ajase-4424	1	114	)	)	PUNCT
ajase-4424	1	115	expansion	expansion	NOUN
ajase-4424	1	116	.	.	PUNCT
ajase-4424	2	1	a	a	DET
ajase-4424	2	2	quantitative	quantitative	ADJ
ajase-4424	2	3	survey	survey	NOUN
ajase-4424	2	4	design	design	NOUN
ajase-4424	2	5	was	be	AUX
ajase-4424	2	6	employed	employ	VERB
ajase-4424	2	7	to	to	PART
ajase-4424	2	8	collect	collect	VERB
ajase-4424	2	9	questionnaire	questionnaire	NOUN
ajase-4424	2	10	-	-	PUNCT
ajase-4424	2	11	based	base	VERB
ajase-4424	2	12	,	,	PUNCT
ajase-4424	2	13	cross	cross	ADJ
ajase-4424	2	14	-	-	ADJ
ajase-4424	2	15	sectional	sectional	ADJ
ajase-4424	2	16	primary	primary	ADJ
ajase-4424	2	17	data	datum	NOUN
ajase-4424	2	18	from	from	ADP
ajase-4424	2	19	512	512	NUM
ajase-4424	2	20	educated	educate	VERB
ajase-4424	2	21	sse	sse	NOUN
ajase-4424	2	22	owners	owner	NOUN
ajase-4424	2	23	and	and	CCONJ
ajase-4424	2	24	managers	manager	NOUN
ajase-4424	2	25	in	in	ADP
ajase-4424	2	26	eight	eight	NUM
ajase-4424	2	27	business	business	NOUN
ajase-4424	2	28	districts	district	NOUN
ajase-4424	2	29	in	in	ADP
ajase-4424	2	30	the	the	DET
ajase-4424	2	31	abeokuta	abeokuta	PROPN
ajase-4424	2	32	metropolis	metropolis	PROPN
ajase-4424	2	33	.	.	PUNCT
ajase-4424	3	1	stata	stata	PROPN
ajase-4424	3	2	12.1	12.1	NUM
ajase-4424	3	3	software	software	NOUN
ajase-4424	3	4	was	be	AUX
ajase-4424	3	5	utilized	utilize	VERB
ajase-4424	3	6	to	to	PART
ajase-4424	3	7	estimate	estimate	VERB
ajase-4424	3	8	cv	cv	NOUN
ajase-4424	3	9	-	-	NOUN
ajase-4424	3	10	sem	sem	NOUN
ajase-4424	3	11	with	with	ADP
ajase-4424	3	12	the	the	DET
ajase-4424	3	13	maximum	maximum	ADJ
ajase-4424	3	14	likelihood	likelihood	NOUN
ajase-4424	3	15	method	method	NOUN
ajase-4424	3	16	.	.	PUNCT
ajase-4424	4	1	intuitively	intuitively	ADV
ajase-4424	4	2	,	,	PUNCT
ajase-4424	4	3	the	the	DET
ajase-4424	4	4	principal	principal	ADJ
ajase-4424	4	5	component	component	NOUN
ajase-4424	4	6	analysis	analysis	NOUN
ajase-4424	4	7	(	(	PUNCT
ajase-4424	4	8	pca	pca	NOUN
ajase-4424	4	9	)	)	PUNCT
ajase-4424	4	10	estimator	estimator	NOUN
ajase-4424	4	11	was	be	AUX
ajase-4424	4	12	applied	apply	VERB
ajase-4424	4	13	to	to	PART
ajase-4424	4	14	derive	derive	VERB
ajase-4424	4	15	continuous	continuous	ADJ
ajase-4424	4	16	data	data	NOUN
ajase-4424	4	17	scores	score	NOUN
ajase-4424	4	18	for	for	ADP
ajase-4424	4	19	the	the	DET
ajase-4424	4	20	latent	latent	NOUN
ajase-4424	4	21	variables	variable	NOUN
ajase-4424	4	22	.	.	PUNCT
ajase-4424	5	1	the	the	DET
ajase-4424	5	2	fit	fit	ADJ
ajase-4424	5	3	indices	index	NOUN
ajase-4424	5	4	tested	test	VERB
ajase-4424	5	5	(	(	PUNCT
ajase-4424	5	6	rmsea	rmsea	NOUN
ajase-4424	5	7	,	,	PUNCT
ajase-4424	5	8	cfi	cfi	NOUN
ajase-4424	5	9	and	and	CCONJ
ajase-4424	5	10	tli	tli	NOUN
ajase-4424	5	11	)	)	PUNCT
ajase-4424	5	12	indicate	indicate	VERB
ajase-4424	5	13	that	that	SCONJ
ajase-4424	5	14	the	the	DET
ajase-4424	5	15	study	study	NOUN
ajase-4424	5	16	structural	structural	ADJ
ajase-4424	5	17	models	model	NOUN
ajase-4424	5	18	fit	fit	VERB
ajase-4424	5	19	the	the	DET
ajase-4424	5	20	observed	observe	VERB
ajase-4424	5	21	data	datum	NOUN
ajase-4424	5	22	.	.	PUNCT
ajase-4424	6	1	from	from	ADP
ajase-4424	6	2	the	the	DET
ajase-4424	6	3	cv	cv	PROPN
ajase-4424	6	4	-	-	PUNCT
ajase-4424	6	5	sem	sem	NOUN
ajase-4424	6	6	estimations	estimation	NOUN
ajase-4424	6	7	,	,	PUNCT
ajase-4424	6	8	musharakah	musharakah	NOUN
ajase-4424	6	9	and	and	CCONJ
ajase-4424	6	10	mudharabah	mudharabah	NOUN
ajase-4424	6	11	have	have	VERB
ajase-4424	6	12	potentially	potentially	ADV
ajase-4424	6	13	positive	positive	ADJ
ajase-4424	6	14	and	and	CCONJ
ajase-4424	6	15	significant	significant	ADJ
ajase-4424	6	16	impacts	impact	NOUN
ajase-4424	6	17	on	on	ADP
ajase-4424	6	18	the	the	DET
ajase-4424	6	19	sales	sale	NOUN
ajase-4424	6	20	growth	growth	NOUN
ajase-4424	6	21	of	of	ADP
ajase-4424	6	22	sses	sse	NOUN
ajase-4424	6	23	in	in	ADP
ajase-4424	6	24	the	the	DET
ajase-4424	6	25	study	study	NOUN
ajase-4424	6	26	area	area	NOUN
ajase-4424	6	27	.	.	PUNCT
ajase-4424	7	1	findings	finding	NOUN
ajase-4424	7	2	reveal	reveal	VERB
ajase-4424	7	3	further	far	ADV
ajase-4424	7	4	that	that	SCONJ
ajase-4424	7	5	islamic	islamic	ADJ
ajase-4424	7	6	equity	equity	NOUN
ajase-4424	7	7	financing	financing	NOUN
ajase-4424	7	8	tools	tool	NOUN
ajase-4424	7	9	such	such	ADJ
ajase-4424	7	10	as	as	ADP
ajase-4424	7	11	musharakah	musharakah	NOUN
ajase-4424	7	12	,	,	PUNCT
ajase-4424	7	13	diminishing	diminishing	NOUN
ajase-4424	7	14	musharakah	musharakah	NOUN
ajase-4424	7	15	,	,	PUNCT
ajase-4424	7	16	and	and	CCONJ
ajase-4424	7	17	mudharabah	mudharabah	NOUN
ajase-4424	7	18	are	be	AUX
ajase-4424	7	19	more	more	ADV
ajase-4424	7	20	likely	likely	ADJ
ajase-4424	7	21	to	to	PART
ajase-4424	7	22	enhance	enhance	VERB
ajase-4424	7	23	the	the	DET
ajase-4424	7	24	development	development	NOUN
ajase-4424	7	25	of	of	ADP
ajase-4424	7	26	sses	sse	NOUN
ajase-4424	7	27	in	in	ADP
ajase-4424	7	28	the	the	DET
ajase-4424	7	29	abeokuta	abeokuta	PROPN
ajase-4424	7	30	metropolis	metropolis	NOUN
ajase-4424	7	31	significantly	significantly	ADV
ajase-4424	7	32	and	and	CCONJ
ajase-4424	7	33	indirectly	indirectly	ADV
ajase-4424	7	34	through	through	ADP
ajase-4424	7	35	the	the	DET
ajase-4424	7	36	islamic	islamic	ADJ
ajase-4424	7	37	finance	finance	NOUN
ajase-4424	7	38	legal	legal	ADJ
ajase-4424	7	39	framework	framework	NOUN
ajase-4424	7	40	.	.	PUNCT
ajase-4424	8	1	the	the	DET
ajase-4424	8	2	study	study	NOUN
ajase-4424	8	3	affirms	affirm	VERB
ajase-4424	8	4	that	that	SCONJ
ajase-4424	8	5	the	the	DET
ajase-4424	8	6	expansion	expansion	NOUN
ajase-4424	8	7	of	of	ADP
ajase-4424	8	8	small	small	ADJ
ajase-4424	8	9	enterprises	enterprise	NOUN
ajase-4424	8	10	in	in	ADP
ajase-4424	8	11	the	the	DET
ajase-4424	8	12	study	study	NOUN
ajase-4424	8	13	area	area	NOUN
ajase-4424	8	14	will	will	AUX
ajase-4424	8	15	be	be	AUX
ajase-4424	8	16	directly	directly	ADV
ajase-4424	8	17	,	,	PUNCT
ajase-4424	8	18	positively	positively	ADV
ajase-4424	8	19	,	,	PUNCT
ajase-4424	8	20	and	and	CCONJ
ajase-4424	8	21	significantly	significantly	ADV
ajase-4424	8	22	influenced	influence	VERB
ajase-4424	8	23	by	by	ADP
ajase-4424	8	24	islamic	islamic	ADJ
ajase-4424	8	25	shared	share	VERB
ajase-4424	8	26	finance	finance	NOUN
ajase-4424	8	27	(	(	PUNCT
ajase-4424	8	28	musharakah	musharakah	PROPN
ajase-4424	8	29	)	)	PUNCT
ajase-4424	8	30	and	and	CCONJ
ajase-4424	8	31	islamic	islamic	ADJ
ajase-4424	8	32	joint	joint	PROPN
ajase-4424	8	33	partnership	partnership	NOUN
ajase-4424	8	34	(	(	PUNCT
ajase-4424	8	35	mudharabah	mudharabah	NOUN
ajase-4424	8	36	)	)	PUNCT
ajase-4424	8	37	.	.	PUNCT
ajase-4424	9	1	however	however	ADV
ajase-4424	9	2	,	,	PUNCT
ajase-4424	9	3	the	the	DET
ajase-4424	9	4	indirect	indirect	ADJ
ajase-4424	9	5	positive	positive	ADJ
ajase-4424	9	6	and	and	CCONJ
ajase-4424	9	7	significant	significant	ADJ
ajase-4424	9	8	impact	impact	NOUN
ajase-4424	9	9	of	of	ADP
ajase-4424	9	10	islamic	islamic	ADJ
ajase-4424	9	11	equity	equity	NOUN
ajase-4424	9	12	finance	finance	NOUN
ajase-4424	9	13	through	through	ADP
ajase-4424	9	14	a	a	DET
ajase-4424	9	15	legal	legal	ADJ
ajase-4424	9	16	framework	framework	NOUN
ajase-4424	9	17	(	(	PUNCT
ajase-4424	9	18	mediating	mediating	NOUN
ajase-4424	9	19	factor	factor	NOUN
ajase-4424	9	20	)	)	PUNCT
ajase-4424	9	21	is	be	AUX
ajase-4424	9	22	stronger	strong	ADJ
ajase-4424	9	23	for	for	ADP
ajase-4424	9	24	the	the	DET
ajase-4424	9	25	development	development	NOUN
ajase-4424	9	26	of	of	ADP
ajase-4424	9	27	small	small	ADJ
ajase-4424	9	28	firms	firm	NOUN
ajase-4424	9	29	than	than	ADP
ajase-4424	9	30	the	the	DET
ajase-4424	9	31	direct	direct	ADJ
ajase-4424	9	32	impact	impact	NOUN
ajase-4424	9	33	.	.	PUNCT
ajase-4424	10	1	the	the	DET
ajase-4424	10	2	study	study	NOUN
ajase-4424	10	3	advocates	advocate	VERB
ajase-4424	10	4	that	that	SCONJ
ajase-4424	10	5	the	the	DET
ajase-4424	10	6	federal	federal	ADJ
ajase-4424	10	7	government	government	NOUN
ajase-4424	10	8	of	of	ADP
ajase-4424	10	9	nigeria	nigeria	PROPN
ajase-4424	10	10	should	should	AUX
ajase-4424	10	11	institute	institute	VERB
ajase-4424	10	12	a	a	DET
ajase-4424	10	13	suitable	suitable	ADJ
ajase-4424	10	14	legal	legal	ADJ
ajase-4424	10	15	framework	framework	NOUN
ajase-4424	10	16	for	for	ADP
ajase-4424	10	17	islamic	islamic	ADJ
ajase-4424	10	18	equity	equity	NOUN
ajase-4424	10	19	financing	financing	NOUN
ajase-4424	10	20	to	to	PART
ajase-4424	10	21	enhance	enhance	VERB
ajase-4424	10	22	the	the	DET
ajase-4424	10	23	operational	operational	ADJ
ajase-4424	10	24	capacity	capacity	NOUN
ajase-4424	10	25	of	of	ADP
ajase-4424	10	26	small	small	ADJ
ajase-4424	10	27	-	-	PUNCT
ajase-4424	10	28	scale	scale	NOUN
ajase-4424	10	29	businesses	business	NOUN
ajase-4424	10	30	.	.	PUNCT
ajase-4424	11	1	keywords	keyword	VERB
ajase-4424	11	2	cv	cv	PROPN
ajase-4424	11	3	-	-	PUNCT
ajase-4424	11	4	sem	sem	ADJ
ajase-4424	11	5	,	,	PUNCT
ajase-4424	11	6	islamic	islamic	ADJ
ajase-4424	11	7	finance	finance	NOUN
ajase-4424	11	8	,	,	PUNCT
ajase-4424	11	9	pca	pca	PROPN
ajase-4424	11	10	1	1	NUM
ajase-4424	11	11	department	department	NOUN
ajase-4424	11	12	of	of	ADP
ajase-4424	11	13	mathematics	mathematic	NOUN
ajase-4424	11	14	and	and	CCONJ
ajase-4424	11	15	statistics	statistic	NOUN
ajase-4424	11	16	,	,	PUNCT
ajase-4424	11	17	the	the	DET
ajase-4424	11	18	federal	federal	ADJ
ajase-4424	11	19	polytechnic	polytechnic	ADJ
ajase-4424	11	20	,	,	PUNCT
ajase-4424	11	21	ilaro	ilaro	NOUN
ajase-4424	11	22	,	,	PUNCT
ajase-4424	11	23	nigeria	nigeria	PROPN
ajase-4424	11	24	2	2	NUM
ajase-4424	11	25	department	department	NOUN
ajase-4424	11	26	of	of	ADP
ajase-4424	11	27	banking	banking	NOUN
ajase-4424	11	28	and	and	CCONJ
ajase-4424	11	29	finance	finance	NOUN
ajase-4424	11	30	,	,	PUNCT
ajase-4424	11	31	the	the	DET
ajase-4424	11	32	federal	federal	ADJ
ajase-4424	11	33	polytechnic	polytechnic	ADJ
ajase-4424	11	34	,	,	PUNCT
ajase-4424	11	35	ilaro	ilaro	NOUN
ajase-4424	11	36	,	,	PUNCT
ajase-4424	11	37	nigeria	nigeria	PROPN
ajase-4424	11	38	*	*	PUNCT
ajase-4424	11	39	corresponding	correspond	VERB
ajase-4424	11	40	author	author	NOUN
ajase-4424	11	41	’s	’s	PART
ajase-4424	11	42	e	e	NOUN
ajase-4424	11	43	-	-	NOUN
ajase-4424	11	44	mail	mail	NOUN
ajase-4424	11	45	:	:	PUNCT
ajase-4424	11	46	kamilu.saka@federalpolyilaro.edu.ng	kamilu.saka@federalpolyilaro.edu.ng	VERB
ajase-4424	11	47	introduction	introduction	NOUN
ajase-4424	11	48	small	small	ADJ
ajase-4424	11	49	and	and	CCONJ
ajase-4424	11	50	medium	medium	ADJ
ajase-4424	11	51	-	-	PUNCT
ajase-4424	11	52	scale	scale	NOUN
ajase-4424	11	53	enterprises	enterprise	NOUN
ajase-4424	11	54	(	(	PUNCT
ajase-4424	11	55	smes	sme	NOUN
ajase-4424	11	56	)	)	PUNCT
ajase-4424	11	57	serve	serve	VERB
ajase-4424	11	58	as	as	ADP
ajase-4424	11	59	a	a	DET
ajase-4424	11	60	framework	framework	NOUN
ajase-4424	11	61	through	through	ADP
ajase-4424	11	62	which	which	PRON
ajase-4424	11	63	the	the	DET
ajase-4424	11	64	economic	economic	ADJ
ajase-4424	11	65	growth	growth	NOUN
ajase-4424	11	66	of	of	ADP
ajase-4424	11	67	a	a	DET
ajase-4424	11	68	country	country	NOUN
ajase-4424	11	69	can	can	AUX
ajase-4424	11	70	be	be	AUX
ajase-4424	11	71	achieved	achieve	VERB
ajase-4424	11	72	due	due	ADP
ajase-4424	11	73	to	to	ADP
ajase-4424	11	74	their	their	PRON
ajase-4424	11	75	potential	potential	NOUN
ajase-4424	11	76	to	to	PART
ajase-4424	11	77	generate	generate	VERB
ajase-4424	11	78	employment	employment	NOUN
ajase-4424	11	79	opportunities	opportunity	NOUN
ajase-4424	11	80	,	,	PUNCT
ajase-4424	11	81	create	create	VERB
ajase-4424	11	82	wealth	wealth	NOUN
ajase-4424	11	83	and	and	CCONJ
ajase-4424	11	84	reduce	reduce	VERB
ajase-4424	11	85	poverty	poverty	NOUN
ajase-4424	11	86	(	(	PUNCT
ajase-4424	11	87	asian	asian	PROPN
ajase-4424	11	88	development	development	PROPN
ajase-4424	11	89	bank	bank	PROPN
ajase-4424	12	1	[	[	X
ajase-4424	12	2	adb	adb	X
ajase-4424	12	3	]	]	X
ajase-4424	12	4	,	,	PUNCT
ajase-4424	12	5	2022	2022	NUM
ajase-4424	12	6	;	;	PUNCT
ajase-4424	12	7	sojoodi	sojoodi	NOUN
ajase-4424	12	8	&	&	CCONJ
ajase-4424	12	9	jalili	jalili	NOUN
ajase-4424	12	10	,	,	PUNCT
ajase-4424	12	11	2022	2022	NUM
ajase-4424	12	12	;	;	PUNCT
ajase-4424	12	13	shinkafi	shinkafi	PROPN
ajase-4424	12	14	et	et	PROPN
ajase-4424	12	15	al	al	PROPN
ajase-4424	12	16	.	.	PROPN
ajase-4424	12	17	,	,	PUNCT
ajase-4424	12	18	2023	2023	NUM
ajase-4424	12	19	;	;	PUNCT
ajase-4424	12	20	world	world	PROPN
ajase-4424	12	21	bank	bank	PROPN
ajase-4424	12	22	,	,	PUNCT
ajase-4424	12	23	2023	2023	NUM
ajase-4424	12	24	)	)	PUNCT
ajase-4424	12	25	.	.	PUNCT
ajase-4424	13	1	this	this	DET
ajase-4424	13	2	category	category	NOUN
ajase-4424	13	3	of	of	ADP
ajase-4424	13	4	businesses	business	NOUN
ajase-4424	13	5	section	section	NOUN
ajase-4424	13	6	,	,	PUNCT
ajase-4424	13	7	smes	sme	NOUN
ajase-4424	13	8	,	,	PUNCT
ajase-4424	13	9	operates	operate	VERB
ajase-4424	13	10	virtually	virtually	ADV
ajase-4424	13	11	in	in	ADP
ajase-4424	13	12	manufacturing	manufacturing	NOUN
ajase-4424	13	13	and	and	CCONJ
ajase-4424	13	14	service	service	NOUN
ajase-4424	13	15	sectors	sector	NOUN
ajase-4424	13	16	and	and	CCONJ
ajase-4424	13	17	thus	thus	ADV
ajase-4424	13	18	provides	provide	VERB
ajase-4424	13	19	employment	employment	NOUN
ajase-4424	13	20	opportunities	opportunity	NOUN
ajase-4424	13	21	for	for	ADP
ajase-4424	13	22	both	both	CCONJ
ajase-4424	13	23	skilled	skilled	ADJ
ajase-4424	13	24	and	and	CCONJ
ajase-4424	13	25	unskilled	unskilled	ADJ
ajase-4424	13	26	people	people	NOUN
ajase-4424	13	27	.	.	PUNCT
ajase-4424	14	1	consequently	consequently	ADV
ajase-4424	14	2	,	,	PUNCT
ajase-4424	14	3	the	the	DET
ajase-4424	14	4	industry	industry	NOUN
ajase-4424	14	5	contributes	contribute	VERB
ajase-4424	14	6	to	to	ADP
ajase-4424	14	7	developing	develop	VERB
ajase-4424	14	8	economies	economy	NOUN
ajase-4424	14	9	where	where	SCONJ
ajase-4424	14	10	it	it	PRON
ajase-4424	14	11	receives	receive	VERB
ajase-4424	14	12	necessary	necessary	ADJ
ajase-4424	14	13	encouragement	encouragement	NOUN
ajase-4424	14	14	.	.	PUNCT
ajase-4424	15	1	however	however	ADV
ajase-4424	15	2	,	,	PUNCT
ajase-4424	15	3	the	the	DET
ajase-4424	15	4	incentives	incentive	NOUN
ajase-4424	15	5	for	for	SCONJ
ajase-4424	15	6	smes	sme	NOUN
ajase-4424	15	7	to	to	PART
ajase-4424	15	8	operate	operate	VERB
ajase-4424	15	9	efficiently	efficiently	ADV
ajase-4424	15	10	depend	depend	VERB
ajase-4424	15	11	on	on	ADP
ajase-4424	15	12	important	important	ADJ
ajase-4424	15	13	factors	factor	NOUN
ajase-4424	15	14	including	include	VERB
ajase-4424	15	15	cognitive	cognitive	ADJ
ajase-4424	15	16	skills	skill	NOUN
ajase-4424	15	17	,	,	PUNCT
ajase-4424	15	18	non	non	ADJ
ajase-4424	15	19	-	-	ADJ
ajase-4424	15	20	cognitive	cognitive	ADJ
ajase-4424	15	21	skills	skill	NOUN
ajase-4424	15	22	,	,	PUNCT
ajase-4424	15	23	a	a	DET
ajase-4424	15	24	friendly	friendly	ADJ
ajase-4424	15	25	business	business	NOUN
ajase-4424	15	26	environment	environment	NOUN
ajase-4424	15	27	,	,	PUNCT
ajase-4424	15	28	financial	financial	ADJ
ajase-4424	15	29	support	support	NOUN
ajase-4424	15	30	from	from	ADP
ajase-4424	15	31	financial	financial	ADJ
ajase-4424	15	32	institutions	institution	NOUN
ajase-4424	15	33	and	and	CCONJ
ajase-4424	15	34	government	government	NOUN
ajase-4424	15	35	through	through	ADP
ajase-4424	15	36	access	access	NOUN
ajase-4424	15	37	to	to	ADP
ajase-4424	15	38	finance	finance	NOUN
ajase-4424	15	39	,	,	PUNCT
ajase-4424	15	40	inclusive	inclusive	ADJ
ajase-4424	15	41	institutional	institutional	ADJ
ajase-4424	15	42	framework	framework	NOUN
ajase-4424	15	43	and	and	CCONJ
ajase-4424	15	44	others	other	NOUN
ajase-4424	15	45	.	.	PUNCT
ajase-4424	16	1	although	although	SCONJ
ajase-4424	16	2	financing	financing	NOUN
ajase-4424	16	3	problem	problem	NOUN
ajase-4424	16	4	still	still	ADV
ajase-4424	16	5	exists	exist	VERB
ajase-4424	16	6	among	among	ADP
ajase-4424	16	7	smes	sme	NOUN
ajase-4424	16	8	in	in	ADP
ajase-4424	16	9	the	the	DET
ajase-4424	16	10	asian	asian	ADJ
ajase-4424	16	11	region	region	NOUN
ajase-4424	16	12	improved	improve	VERB
ajase-4424	16	13	sme	sme	NOUN
ajase-4424	16	14	access	access	NOUN
ajase-4424	16	15	to	to	ADP
ajase-4424	16	16	finance	finance	NOUN
ajase-4424	16	17	has	have	AUX
ajase-4424	16	18	long	long	ADV
ajase-4424	16	19	been	be	AUX
ajase-4424	16	20	regarded	regard	VERB
ajase-4424	16	21	as	as	ADP
ajase-4424	16	22	a	a	DET
ajase-4424	16	23	major	major	ADJ
ajase-4424	16	24	driver	driver	NOUN
ajase-4424	16	25	behind	behind	ADP
ajase-4424	16	26	economic	economic	ADJ
ajase-4424	16	27	improvements	improvement	NOUN
ajase-4424	16	28	and	and	CCONJ
ajase-4424	16	29	success	success	NOUN
ajase-4424	16	30	of	of	ADP
ajase-4424	16	31	indonesia	indonesia	PROPN
ajase-4424	16	32	,	,	PUNCT
ajase-4424	16	33	thailand	thailand	PROPN
ajase-4424	16	34	,	,	PUNCT
ajase-4424	16	35	taiwan	taiwan	PROPN
ajase-4424	16	36	,	,	PUNCT
ajase-4424	16	37	and	and	CCONJ
ajase-4424	16	38	singapore	singapore	PROPN
ajase-4424	16	39	(	(	PUNCT
ajase-4424	16	40	adb	adb	PROPN
ajase-4424	16	41	,	,	PUNCT
ajase-4424	16	42	2022	2022	NUM
ajase-4424	16	43	)	)	PUNCT
ajase-4424	16	44	.	.	PUNCT
ajase-4424	17	1	however	however	ADV
ajase-4424	17	2	,	,	PUNCT
ajase-4424	17	3	smes	sme	NOUN
ajase-4424	17	4	in	in	ADP
ajase-4424	17	5	developing	develop	VERB
ajase-4424	17	6	economies	economy	NOUN
ajase-4424	17	7	including	include	VERB
ajase-4424	17	8	nigeria	nigeria	PRON
ajase-4424	17	9	often	often	ADV
ajase-4424	17	10	encounter	encounter	VERB
ajase-4424	17	11	acute	acute	ADJ
ajase-4424	17	12	credit	credit	NOUN
ajase-4424	17	13	financing	financing	NOUN
ajase-4424	17	14	problems	problem	NOUN
ajase-4424	17	15	from	from	ADP
ajase-4424	17	16	conventional	conventional	ADJ
ajase-4424	17	17	banks	bank	NOUN
ajase-4424	17	18	which	which	PRON
ajase-4424	17	19	eventually	eventually	ADV
ajase-4424	17	20	limit	limit	VERB
ajase-4424	17	21	their	their	PRON
ajase-4424	17	22	growth	growth	NOUN
ajase-4424	17	23	potential	potential	NOUN
ajase-4424	17	24	(	(	PUNCT
ajase-4424	17	25	adedeji	adedeji	NOUN
ajase-4424	17	26	,	,	PUNCT
ajase-4424	17	27	2021	2021	NUM
ajase-4424	17	28	;	;	PUNCT
ajase-4424	17	29	shinkafi	shinkafi	PROPN
ajase-4424	17	30	et	et	PROPN
ajase-4424	17	31	al	al	PROPN
ajase-4424	17	32	.	.	PROPN
ajase-4424	17	33	,	,	PUNCT
ajase-4424	17	34	2023	2023	NUM
ajase-4424	17	35	;	;	PUNCT
ajase-4424	17	36	sonita	sonita	NOUN
ajase-4424	17	37	,	,	PUNCT
ajase-4424	17	38	miswardi	miswardi	NOUN
ajase-4424	17	39	and	and	CCONJ
ajase-4424	17	40	nasfi	nasfi	NOUN
ajase-4424	17	41	,	,	PUNCT
ajase-4424	17	42	2021	2021	NUM
ajase-4424	17	43	;	;	PUNCT
ajase-4424	17	44	world	world	NOUN
ajase-4424	17	45	bank	bank	PROPN
ajase-4424	17	46	,	,	PUNCT
ajase-4424	17	47	2023	2023	NUM
ajase-4424	17	48	)	)	PUNCT
ajase-4424	17	49	.	.	PUNCT
ajase-4424	18	1	this	this	DET
ajase-4424	18	2	incidence	incidence	NOUN
ajase-4424	18	3	of	of	ADP
ajase-4424	18	4	funding	funding	NOUN
ajase-4424	18	5	gap	gap	NOUN
ajase-4424	18	6	from	from	ADP
ajase-4424	18	7	interest	interest	NOUN
ajase-4424	18	8	-	-	PUNCT
ajase-4424	18	9	based	base	VERB
ajase-4424	18	10	formal	formal	ADJ
ajase-4424	18	11	banks	bank	NOUN
ajase-4424	18	12	,	,	PUNCT
ajase-4424	18	13	in	in	ADP
ajase-4424	18	14	part	part	NOUN
ajase-4424	18	15	,	,	PUNCT
ajase-4424	18	16	further	far	ADV
ajase-4424	18	17	dampens	dampen	VERB
ajase-4424	18	18	the	the	DET
ajase-4424	18	19	development	development	NOUN
ajase-4424	18	20	of	of	ADP
ajase-4424	18	21	smes	sme	NOUN
ajase-4424	18	22	in	in	ADP
ajase-4424	18	23	developing	develop	VERB
ajase-4424	18	24	countries	country	NOUN
ajase-4424	18	25	.	.	PUNCT
ajase-4424	19	1	in	in	ADP
ajase-4424	19	2	nigeria	nigeria	PROPN
ajase-4424	19	3	,	,	PUNCT
ajase-4424	19	4	for	for	ADP
ajase-4424	19	5	instance	instance	NOUN
ajase-4424	19	6	,	,	PUNCT
ajase-4424	19	7	the	the	DET
ajase-4424	19	8	share	share	NOUN
ajase-4424	19	9	of	of	ADP
ajase-4424	19	10	sme	sme	NOUN
ajase-4424	19	11	loans	loan	NOUN
ajase-4424	19	12	and	and	CCONJ
ajase-4424	19	13	advances	advance	NOUN
ajase-4424	19	14	(	(	PUNCT
ajase-4424	19	15	represented	represent	VERB
ajase-4424	19	16	by	by	ADP
ajase-4424	19	17	loans	loan	NOUN
ajase-4424	19	18	to	to	ADP
ajase-4424	19	19	trade	trade	NOUN
ajase-4424	19	20	and	and	CCONJ
ajase-4424	19	21	general	general	ADJ
ajase-4424	19	22	commerce	commerce	PROPN
ajase-4424	19	23	)	)	PUNCT
ajase-4424	19	24	to	to	PART
ajase-4424	19	25	deposit	deposit	VERB
ajase-4424	19	26	money	money	NOUN
ajase-4424	19	27	banks	bank	NOUN
ajase-4424	19	28	total	total	ADJ
ajase-4424	19	29	loans	loan	NOUN
ajase-4424	19	30	in	in	ADP
ajase-4424	19	31	2023	2023	NUM
ajase-4424	19	32	is	be	AUX
ajase-4424	19	33	just	just	ADV
ajase-4424	19	34	a	a	DET
ajase-4424	19	35	paltry	paltry	NOUN
ajase-4424	19	36	7.97	7.97	NUM
ajase-4424	19	37	%	%	NOUN
ajase-4424	19	38	(	(	PUNCT
ajase-4424	19	39	central	central	ADJ
ajase-4424	19	40	bank	bank	PROPN
ajase-4424	19	41	of	of	ADP
ajase-4424	19	42	nigeria	nigeria	PROPN
ajase-4424	19	43	statistical	statistical	ADJ
ajase-4424	19	44	bulletin	bulletin	NOUN
ajase-4424	19	45	,	,	PUNCT
ajase-4424	19	46	2023	2023	NUM
ajase-4424	19	47	)	)	PUNCT
ajase-4424	19	48	.	.	PUNCT
ajase-4424	20	1	such	such	ADJ
ajase-4424	20	2	funding	funding	NOUN
ajase-4424	20	3	issues	issue	NOUN
ajase-4424	20	4	might	might	AUX
ajase-4424	20	5	have	have	AUX
ajase-4424	20	6	contributed	contribute	VERB
ajase-4424	20	7	to	to	ADP
ajase-4424	20	8	the	the	DET
ajase-4424	20	9	sector	sector	NOUN
ajase-4424	20	10	’s	’s	PART
ajase-4424	20	11	less	less	ADV
ajase-4424	20	12	impressive	impressive	ADJ
ajase-4424	20	13	performance	performance	NOUN
ajase-4424	20	14	that	that	DET
ajase-4424	20	15	year	year	NOUN
ajase-4424	20	16	.	.	PUNCT
ajase-4424	21	1	therefore	therefore	ADV
ajase-4424	21	2	,	,	PUNCT
ajase-4424	21	3	creating	create	VERB
ajase-4424	21	4	an	an	DET
ajase-4424	21	5	alternative	alternative	ADJ
ajase-4424	21	6	financing	financing	NOUN
ajase-4424	21	7	model	model	NOUN
ajase-4424	21	8	mechanism	mechanism	NOUN
ajase-4424	21	9	for	for	ADP
ajase-4424	21	10	substantial	substantial	ADJ
ajase-4424	21	11	advancement	advancement	NOUN
ajase-4424	21	12	to	to	PART
ajase-4424	21	13	improve	improve	VERB
ajase-4424	21	14	access	access	NOUN
ajase-4424	21	15	to	to	ADP
ajase-4424	21	16	capital	capital	NOUN
ajase-4424	21	17	for	for	ADP
ajase-4424	21	18	smes	sme	NOUN
ajase-4424	21	19	in	in	ADP
ajase-4424	21	20	developing	develop	VERB
ajase-4424	21	21	countries	country	NOUN
ajase-4424	21	22	(	(	PUNCT
ajase-4424	21	23	such	such	ADJ
ajase-4424	21	24	as	as	ADP
ajase-4424	21	25	nigeria	nigeria	PROPN
ajase-4424	21	26	)	)	PUNCT
ajase-4424	21	27	beyond	beyond	ADP
ajase-4424	21	28	traditional	traditional	ADJ
ajase-4424	21	29	bank	bank	NOUN
ajase-4424	21	30	credit	credit	NOUN
ajase-4424	21	31	is	be	AUX
ajase-4424	21	32	essential	essential	ADJ
ajase-4424	21	33	.	.	PUNCT
ajase-4424	22	1	the	the	DET
ajase-4424	22	2	relevance	relevance	NOUN
ajase-4424	22	3	of	of	ADP
ajase-4424	22	4	shariahcompliant	shariahcompliant	ADJ
ajase-4424	22	5	financing	financing	NOUN
ajase-4424	22	6	models	model	NOUN
ajase-4424	22	7	for	for	ADP
ajase-4424	22	8	higher	high	ADJ
ajase-4424	22	9	performance	performance	NOUN
ajase-4424	22	10	of	of	ADP
ajase-4424	22	11	smes	sme	NOUN
ajase-4424	22	12	and	and	CCONJ
ajase-4424	22	13	the	the	DET
ajase-4424	22	14	economy	economy	NOUN
ajase-4424	22	15	at	at	ADP
ajase-4424	22	16	large	large	ADJ
ajase-4424	22	17	has	have	AUX
ajase-4424	22	18	been	be	AUX
ajase-4424	22	19	documented	document	VERB
ajase-4424	22	20	by	by	ADP
ajase-4424	22	21	researchers	researcher	NOUN
ajase-4424	22	22	,	,	PUNCT
ajase-4424	22	23	policymakers	policymaker	NOUN
ajase-4424	22	24	,	,	PUNCT
ajase-4424	22	25	countries	country	NOUN
ajase-4424	22	26	and	and	CCONJ
ajase-4424	22	27	international	international	ADJ
ajase-4424	22	28	bodies	body	NOUN
ajase-4424	22	29	(	(	PUNCT
ajase-4424	22	30	world	world	PROPN
ajase-4424	22	31	bank	bank	PROPN
ajase-4424	22	32	-	-	PUNCT
ajase-4424	22	33	islamic	islamic	PROPN
ajase-4424	22	34	development	development	PROPN
ajase-4424	22	35	bank	bank	PROPN
ajase-4424	22	36	,	,	PUNCT
ajase-4424	22	37	2015	2015	NUM
ajase-4424	22	38	;	;	PUNCT
ajase-4424	22	39	adedeji	adedeji	NOUN
ajase-4424	22	40	,	,	PUNCT
ajase-4424	22	41	2021	2021	NUM
ajase-4424	22	42	;	;	PUNCT
ajase-4424	22	43	shinkafi	shinkafi	PROPN
ajase-4424	22	44	et	et	PROPN
ajase-4424	22	45	al	al	PROPN
ajase-4424	22	46	.	.	PROPN
ajase-4424	22	47	,	,	PUNCT
ajase-4424	22	48	2023	2023	NUM
ajase-4424	22	49	;	;	PUNCT
ajase-4424	22	50	united	united	PROPN
ajase-4424	22	51	nations	nations	PROPN
ajase-4424	22	52	development	development	PROPN
ajase-4424	22	53	programme	programme	PROPN
ajase-4424	22	54	-	-	PUNCT
ajase-4424	22	55	islamic	islamic	PROPN
ajase-4424	22	56	development	development	PROPN
ajase-4424	22	57	bank	bank	PROPN
ajase-4424	22	58	,	,	PUNCT
ajase-4424	22	59	2023	2023	NUM
ajase-4424	22	60	)	)	PUNCT
ajase-4424	22	61	.	.	PUNCT
ajase-4424	23	1	however	however	ADV
ajase-4424	23	2	,	,	PUNCT
ajase-4424	23	3	innovative	innovative	ADJ
ajase-4424	23	4	islamic	islamic	ADJ
ajase-4424	23	5	financing	financing	NOUN
ajase-4424	23	6	models	model	NOUN
ajase-4424	23	7	like	like	ADP
ajase-4424	23	8	fully	fully	ADV
ajase-4424	23	9	fledged	fledged	ADJ
ajase-4424	23	10	equity	equity	NOUN
ajase-4424	23	11	-	-	PUNCT
ajase-4424	23	12	based	base	VERB
ajase-4424	23	13	islamic	islamic	ADJ
ajase-4424	23	14	financing	financing	NOUN
ajase-4424	23	15	which	which	PRON
ajase-4424	23	16	has	have	AUX
ajase-4424	23	17	been	be	AUX
ajase-4424	23	18	proven	prove	VERB
ajase-4424	23	19	worthy	worthy	ADJ
ajase-4424	23	20	elsewhere	elsewhere	ADV
ajase-4424	23	21	for	for	ADP
ajase-4424	23	22	ameliorating	ameliorate	VERB
ajase-4424	23	23	funding	funding	NOUN
ajase-4424	23	24	issues	issue	NOUN
ajase-4424	23	25	faced	face	VERB
ajase-4424	23	26	by	by	ADP
ajase-4424	23	27	smes	sme	NOUN
ajase-4424	23	28	are	be	AUX
ajase-4424	23	29	still	still	ADV
ajase-4424	23	30	limitedly	limitedly	ADV
ajase-4424	23	31	unexplored	unexplored	ADJ
ajase-4424	23	32	in	in	ADP
ajase-4424	23	33	nigeria	nigeria	PROPN
ajase-4424	23	34	(	(	PUNCT
ajase-4424	23	35	fitch	fitch	PROPN
ajase-4424	23	36	ratings	rating	NOUN
ajase-4424	23	37	,	,	PUNCT
ajase-4424	23	38	2023	2023	NUM
ajase-4424	23	39	)	)	PUNCT
ajase-4424	23	40	.	.	PUNCT
ajase-4424	24	1	in	in	ADP
ajase-4424	24	2	nigeria	nigeria	PROPN
ajase-4424	24	3	,	,	PUNCT
ajase-4424	24	4	armful	armful	ADJ
ajase-4424	24	5	studies	study	NOUN
ajase-4424	24	6	by	by	ADP
ajase-4424	24	7	adam	adam	PROPN
ajase-4424	24	8	(	(	PUNCT
ajase-4424	24	9	2020	2020	NUM
ajase-4424	24	10	)	)	PUNCT
ajase-4424	24	11	;	;	PUNCT
ajase-4424	24	12	adedeji	adedeji	NOUN
ajase-4424	24	13	(	(	PUNCT
ajase-4424	24	14	2021	2021	NUM
ajase-4424	24	15	)	)	PUNCT
ajase-4424	24	16	,	,	PUNCT
ajase-4424	24	17	and	and	CCONJ
ajase-4424	24	18	shinkafi	shinkafi	PROPN
ajase-4424	24	19	et	et	PROPN
ajase-4424	24	20	al	al	PROPN
ajase-4424	24	21	.	.	PROPN
ajase-4424	25	1	(	(	PUNCT
ajase-4424	25	2	2023	2023	NUM
ajase-4424	25	3	)	)	PUNCT
ajase-4424	25	4	found	find	VERB
ajase-4424	25	5	that	that	SCONJ
ajase-4424	25	6	islamic	islamic	ADJ
ajase-4424	25	7	financing	financing	NOUN
ajase-4424	25	8	has	have	VERB
ajase-4424	25	9	a	a	DET
ajase-4424	25	10	significant	significant	ADJ
ajase-4424	25	11	and	and	CCONJ
ajase-4424	25	12	positive	positive	ADJ
ajase-4424	25	13	effect	effect	NOUN
ajase-4424	25	14	on	on	ADP
ajase-4424	25	15	the	the	DET
ajase-4424	25	16	performance	performance	NOUN
ajase-4424	25	17	of	of	ADP
ajase-4424	25	18	the	the	DET
ajase-4424	25	19	country	country	NOUN
ajase-4424	25	20	’s	’s	PART
ajase-4424	25	21	smes	sme	NOUN
ajase-4424	25	22	.	.	PUNCT
ajase-4424	26	1	however	however	ADV
ajase-4424	26	2	,	,	PUNCT
ajase-4424	26	3	certain	certain	ADJ
ajase-4424	26	4	pa	pa	PROPN
ajase-4424	26	5	ge	ge	PROPN
ajase-4424	26	6	33	33	NUM
ajase-4424	26	7	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	26	8	am	be	AUX
ajase-4424	26	9	.	.	PUNCT
ajase-4424	27	1	j.	j.	PROPN
ajase-4424	27	2	appl	appl	PROPN
ajase-4424	27	3	.	.	PROPN
ajase-4424	28	1	stat	stat	PROPN
ajase-4424	28	2	.	.	PUNCT
ajase-4424	29	1	econ	econ	PROPN
ajase-4424	29	2	.	.	PUNCT
ajase-4424	30	1	4(1	4(1	X
ajase-4424	30	2	)	)	PUNCT
ajase-4424	31	1	32	32	NUM
ajase-4424	31	2	-	-	SYM
ajase-4424	31	3	40	40	NUM
ajase-4424	31	4	,	,	PUNCT
ajase-4424	31	5	2025	2025	NUM
ajase-4424	31	6	flaws	flaw	NOUN
ajase-4424	31	7	are	be	AUX
ajase-4424	31	8	found	find	VERB
ajase-4424	31	9	with	with	ADP
ajase-4424	31	10	the	the	DET
ajase-4424	31	11	analysis	analysis	NOUN
ajase-4424	31	12	method	method	NOUN
ajase-4424	31	13	used	use	VERB
ajase-4424	31	14	by	by	ADP
ajase-4424	31	15	these	these	DET
ajase-4424	31	16	studies	study	NOUN
ajase-4424	31	17	to	to	PART
ajase-4424	31	18	arrive	arrive	VERB
ajase-4424	31	19	at	at	ADP
ajase-4424	31	20	such	such	ADJ
ajase-4424	31	21	results	result	NOUN
ajase-4424	31	22	.	.	PUNCT
ajase-4424	32	1	these	these	PRON
ajase-4424	32	2	include	include	VERB
ajase-4424	32	3	heteroscedasticity	heteroscedasticity	NOUN
ajase-4424	32	4	,	,	PUNCT
ajase-4424	32	5	non	non	ADJ
ajase-4424	32	6	-	-	NOUN
ajase-4424	32	7	disclosure	disclosure	NOUN
ajase-4424	32	8	of	of	ADP
ajase-4424	32	9	linearity	linearity	NOUN
ajase-4424	32	10	,	,	PUNCT
ajase-4424	32	11	and	and	CCONJ
ajase-4424	32	12	normal	normal	ADJ
ajase-4424	32	13	distribution	distribution	NOUN
ajase-4424	32	14	assumption	assumption	NOUN
ajase-4424	32	15	,	,	PUNCT
ajase-4424	32	16	where	where	SCONJ
ajase-4424	32	17	least	least	ADJ
ajase-4424	32	18	square	square	ADJ
ajase-4424	32	19	methods	method	NOUN
ajase-4424	32	20	are	be	AUX
ajase-4424	32	21	used	use	VERB
ajase-4424	32	22	.	.	PUNCT
ajase-4424	33	1	furthermore	furthermore	ADV
ajase-4424	33	2	,	,	PUNCT
ajase-4424	33	3	to	to	ADP
ajase-4424	33	4	our	our	PRON
ajase-4424	33	5	knowledge	knowledge	NOUN
ajase-4424	33	6	,	,	PUNCT
ajase-4424	33	7	we	we	PRON
ajase-4424	33	8	found	find	VERB
ajase-4424	33	9	that	that	SCONJ
ajase-4424	33	10	a	a	DET
ajase-4424	33	11	robust	robust	ADJ
ajase-4424	33	12	technique	technique	NOUN
ajase-4424	33	13	(	(	PUNCT
ajase-4424	33	14	such	such	ADJ
ajase-4424	33	15	as	as	ADP
ajase-4424	33	16	structural	structural	ADJ
ajase-4424	33	17	equation	equation	NOUN
ajase-4424	33	18	modeling	modeling	NOUN
ajase-4424	33	19	–	–	PUNCT
ajase-4424	33	20	sem	sem	NOUN
ajase-4424	33	21	)	)	PUNCT
ajase-4424	33	22	that	that	PRON
ajase-4424	33	23	addresses	address	VERB
ajase-4424	33	24	all	all	DET
ajase-4424	33	25	these	these	DET
ajase-4424	33	26	estimation	estimation	NOUN
ajase-4424	33	27	issues	issue	NOUN
ajase-4424	33	28	in	in	ADP
ajase-4424	33	29	islamic	islamic	ADJ
ajase-4424	33	30	finance	finance	NOUN
ajase-4424	33	31	studies	study	NOUN
ajase-4424	33	32	has	have	AUX
ajase-4424	33	33	not	not	PART
ajase-4424	33	34	been	be	AUX
ajase-4424	33	35	applied	apply	VERB
ajase-4424	33	36	in	in	ADP
ajase-4424	33	37	the	the	DET
ajase-4424	33	38	context	context	NOUN
ajase-4424	33	39	of	of	ADP
ajase-4424	33	40	nigerian	nigerian	ADJ
ajase-4424	33	41	small	small	ADJ
ajase-4424	33	42	-	-	PUNCT
ajase-4424	33	43	scale	scale	NOUN
ajase-4424	33	44	enterprises	enterprise	NOUN
ajase-4424	33	45	(	(	PUNCT
ajase-4424	33	46	sses	sse	NOUN
ajase-4424	33	47	)	)	PUNCT
ajase-4424	33	48	.	.	PUNCT
ajase-4424	34	1	more	more	ADV
ajase-4424	34	2	worryingly	worryingly	ADV
ajase-4424	34	3	,	,	PUNCT
ajase-4424	34	4	previous	previous	ADJ
ajase-4424	34	5	studies	study	NOUN
ajase-4424	34	6	worldwide	worldwide	ADV
ajase-4424	34	7	have	have	AUX
ajase-4424	34	8	ignored	ignore	VERB
ajase-4424	34	9	the	the	DET
ajase-4424	34	10	estimation	estimation	NOUN
ajase-4424	34	11	of	of	ADP
ajase-4424	34	12	the	the	DET
ajase-4424	34	13	indirect	indirect	ADJ
ajase-4424	34	14	effects	effect	NOUN
ajase-4424	34	15	of	of	ADP
ajase-4424	34	16	the	the	DET
ajase-4424	34	17	islamic	islamic	PROPN
ajase-4424	34	18	equity	equity	NOUN
ajase-4424	34	19	financing	financing	NOUN
ajase-4424	34	20	legal	legal	ADJ
ajase-4424	34	21	platform	platform	NOUN
ajase-4424	34	22	which	which	PRON
ajase-4424	34	23	provides	provide	VERB
ajase-4424	34	24	the	the	DET
ajase-4424	34	25	operational	operational	ADJ
ajase-4424	34	26	framework	framework	NOUN
ajase-4424	34	27	for	for	ADP
ajase-4424	34	28	the	the	DET
ajase-4424	34	29	conduct	conduct	NOUN
ajase-4424	34	30	of	of	ADP
ajase-4424	34	31	islamic	islamic	ADJ
ajase-4424	34	32	finance	finance	NOUN
ajase-4424	34	33	activities	activity	NOUN
ajase-4424	34	34	.	.	PUNCT
ajase-4424	35	1	against	against	ADP
ajase-4424	35	2	this	this	DET
ajase-4424	35	3	backdrop	backdrop	NOUN
ajase-4424	35	4	,	,	PUNCT
ajase-4424	35	5	the	the	DET
ajase-4424	35	6	current	current	ADJ
ajase-4424	35	7	study	study	NOUN
ajase-4424	35	8	aims	aim	VERB
ajase-4424	35	9	to	to	PART
ajase-4424	35	10	extend	extend	VERB
ajase-4424	35	11	existing	exist	VERB
ajase-4424	35	12	finance	finance	NOUN
ajase-4424	35	13	literature	literature	NOUN
ajase-4424	35	14	by	by	ADP
ajase-4424	35	15	evaluating	evaluate	VERB
ajase-4424	35	16	the	the	DET
ajase-4424	35	17	reliability	reliability	NOUN
ajase-4424	35	18	of	of	ADP
ajase-4424	35	19	musharakah	musharakah	NOUN
ajase-4424	35	20	,	,	PUNCT
ajase-4424	35	21	diminishing	diminish	VERB
ajase-4424	35	22	musharakah	musharakah	NOUN
ajase-4424	35	23	and	and	CCONJ
ajase-4424	35	24	mudharabah	mudharabah	NOUN
ajase-4424	35	25	as	as	ADP
ajase-4424	35	26	equity	equity	NOUN
ajase-4424	35	27	-	-	PUNCT
ajase-4424	35	28	based	base	VERB
ajase-4424	35	29	islamic	islamic	ADJ
ajase-4424	35	30	finance	finance	NOUN
ajase-4424	35	31	approaches	approach	NOUN
ajase-4424	35	32	towards	towards	ADP
ajase-4424	35	33	growth	growth	NOUN
ajase-4424	35	34	of	of	ADP
ajase-4424	35	35	small	small	ADJ
ajase-4424	35	36	scale	scale	NOUN
ajase-4424	35	37	enterprises	enterprise	NOUN
ajase-4424	35	38	(	(	PUNCT
ajase-4424	35	39	sses	sse	NOUN
ajase-4424	35	40	)	)	PUNCT
ajase-4424	35	41	in	in	ADP
ajase-4424	35	42	nigeria	nigeria	PROPN
ajase-4424	35	43	with	with	ADP
ajase-4424	35	44	a	a	DET
ajase-4424	35	45	specific	specific	ADJ
ajase-4424	35	46	focus	focus	NOUN
ajase-4424	35	47	on	on	ADP
ajase-4424	35	48	abeokuta	abeokuta	PROPN
ajase-4424	35	49	metropolis	metropolis	PROPN
ajase-4424	35	50	.	.	PUNCT
ajase-4424	36	1	with	with	ADP
ajase-4424	36	2	the	the	DET
ajase-4424	36	3	islamic	islamic	PROPN
ajase-4424	36	4	equity	equity	NOUN
ajase-4424	36	5	financing	finance	VERB
ajase-4424	36	6	legal	legal	ADJ
ajase-4424	36	7	framework	framework	NOUN
ajase-4424	36	8	serving	serve	VERB
ajase-4424	36	9	as	as	ADP
ajase-4424	36	10	a	a	DET
ajase-4424	36	11	mediating	mediate	VERB
ajase-4424	36	12	variable	variable	NOUN
ajase-4424	36	13	,	,	PUNCT
ajase-4424	36	14	a	a	DET
ajase-4424	36	15	critical	critical	ADJ
ajase-4424	36	16	question	question	NOUN
ajase-4424	36	17	is	be	AUX
ajase-4424	36	18	raised	raise	VERB
ajase-4424	36	19	under	under	ADP
ajase-4424	36	20	covariance	covariance	NOUN
ajase-4424	36	21	-	-	PUNCT
ajase-4424	36	22	based	base	VERB
ajase-4424	36	23	structural	structural	ADJ
ajase-4424	36	24	equation	equation	NOUN
ajase-4424	36	25	modeling	modeling	NOUN
ajase-4424	36	26	(	(	PUNCT
ajase-4424	36	27	cvsem	cvsem	NOUN
ajase-4424	36	28	)	)	PUNCT
ajase-4424	36	29	on	on	ADP
ajase-4424	36	30	what	what	PRON
ajase-4424	36	31	indirect	indirect	ADJ
ajase-4424	36	32	effect	effect	NOUN
ajase-4424	36	33	islamic	islamic	ADJ
ajase-4424	36	34	finance	finance	NOUN
ajase-4424	36	35	has	have	AUX
ajase-4424	36	36	on	on	ADP
ajase-4424	36	37	the	the	DET
ajase-4424	36	38	growth	growth	NOUN
ajase-4424	36	39	of	of	ADP
ajase-4424	36	40	sse	sse	NOUN
ajase-4424	36	41	firms	firm	NOUN
ajase-4424	36	42	in	in	ADP
ajase-4424	36	43	abeokuta	abeokuta	PROPN
ajase-4424	36	44	metropolis	metropolis	PROPN
ajase-4424	36	45	,	,	PUNCT
ajase-4424	36	46	nigeria	nigeria	PROPN
ajase-4424	36	47	.	.	PUNCT
ajase-4424	37	1	from	from	ADP
ajase-4424	37	2	the	the	DET
ajase-4424	37	3	analysis	analysis	NOUN
ajase-4424	37	4	conducted	conduct	VERB
ajase-4424	37	5	,	,	PUNCT
ajase-4424	37	6	it	it	PRON
ajase-4424	37	7	was	be	AUX
ajase-4424	37	8	indicated	indicate	VERB
ajase-4424	37	9	that	that	SCONJ
ajase-4424	37	10	both	both	PRON
ajase-4424	37	11	musharakah	musharakah	NOUN
ajase-4424	37	12	and	and	CCONJ
ajase-4424	37	13	mudharabah	mudharabah	NOUN
ajase-4424	37	14	financing	financing	NOUN
ajase-4424	37	15	initiatives	initiative	NOUN
ajase-4424	37	16	have	have	VERB
ajase-4424	37	17	positive	positive	ADJ
ajase-4424	37	18	and	and	CCONJ
ajase-4424	37	19	significant	significant	ADJ
ajase-4424	37	20	impacts	impact	NOUN
ajase-4424	37	21	on	on	ADP
ajase-4424	37	22	stimulating	stimulate	VERB
ajase-4424	37	23	the	the	DET
ajase-4424	37	24	sales	sale	NOUN
ajase-4424	37	25	growth	growth	NOUN
ajase-4424	37	26	of	of	ADP
ajase-4424	37	27	sses	sse	NOUN
ajase-4424	37	28	in	in	ADP
ajase-4424	37	29	the	the	DET
ajase-4424	37	30	study	study	NOUN
ajase-4424	37	31	area	area	NOUN
ajase-4424	37	32	.	.	PUNCT
ajase-4424	38	1	the	the	DET
ajase-4424	38	2	observed	observe	VERB
ajase-4424	38	3	empirical	empirical	ADJ
ajase-4424	38	4	evidence	evidence	NOUN
ajase-4424	38	5	shows	show	VERB
ajase-4424	38	6	further	far	ADV
ajase-4424	38	7	that	that	SCONJ
ajase-4424	38	8	such	such	ADJ
ajase-4424	38	9	significant	significant	ADJ
ajase-4424	38	10	impacts	impact	NOUN
ajase-4424	38	11	would	would	AUX
ajase-4424	38	12	be	be	AUX
ajase-4424	38	13	stronger	strong	ADJ
ajase-4424	38	14	indirectly	indirectly	ADV
ajase-4424	38	15	when	when	SCONJ
ajase-4424	38	16	the	the	DET
ajase-4424	38	17	islamic	islamic	PROPN
ajase-4424	38	18	equity	equity	NOUN
ajase-4424	38	19	financing	financing	NOUN
ajase-4424	38	20	legal	legal	ADJ
ajase-4424	38	21	framework	framework	NOUN
ajase-4424	38	22	is	be	AUX
ajase-4424	38	23	developed	develop	VERB
ajase-4424	38	24	and	and	CCONJ
ajase-4424	38	25	implemented	implement	VERB
ajase-4424	38	26	.	.	PUNCT
ajase-4424	39	1	thus	thus	ADV
ajase-4424	39	2	,	,	PUNCT
ajase-4424	39	3	islamic	islamic	PROPN
ajase-4424	39	4	equity	equity	NOUN
ajase-4424	39	5	-	-	PUNCT
ajase-4424	39	6	based	base	VERB
ajase-4424	39	7	financing	financing	NOUN
ajase-4424	39	8	means	mean	NOUN
ajase-4424	39	9	(	(	PUNCT
ajase-4424	39	10	musharakah	musharakah	NOUN
ajase-4424	39	11	and	and	CCONJ
ajase-4424	39	12	mudharabah	mudharabah	NOUN
ajase-4424	39	13	)	)	PUNCT
ajase-4424	39	14	can	can	AUX
ajase-4424	39	15	significantly	significantly	ADV
ajase-4424	39	16	help	help	VERB
ajase-4424	39	17	address	address	VERB
ajase-4424	39	18	the	the	DET
ajase-4424	39	19	unmet	unmet	NOUN
ajase-4424	39	20	financing	financing	NOUN
ajase-4424	39	21	needs	need	NOUN
ajase-4424	39	22	of	of	ADP
ajase-4424	39	23	sses	sse	NOUN
ajase-4424	39	24	in	in	ADP
ajase-4424	39	25	nigeria	nigeria	PROPN
ajase-4424	39	26	and	and	CCONJ
ajase-4424	39	27	aid	aid	VERB
ajase-4424	39	28	them	they	PRON
ajase-4424	39	29	in	in	ADP
ajase-4424	39	30	growing	grow	VERB
ajase-4424	39	31	and	and	CCONJ
ajase-4424	39	32	generating	generating	NOUN
ajase-4424	39	33	jobs	job	NOUN
ajase-4424	39	34	.	.	PUNCT
ajase-4424	40	1	this	this	DET
ajase-4424	40	2	paper	paper	NOUN
ajase-4424	40	3	is	be	AUX
ajase-4424	40	4	divided	divide	VERB
ajase-4424	40	5	into	into	ADP
ajase-4424	40	6	five	five	NUM
ajase-4424	40	7	sections	section	NOUN
ajase-4424	40	8	.	.	PUNCT
ajase-4424	41	1	the	the	DET
ajase-4424	41	2	study	study	NOUN
ajase-4424	41	3	starts	start	VERB
ajase-4424	41	4	with	with	ADP
ajase-4424	41	5	an	an	DET
ajase-4424	41	6	introduction	introduction	NOUN
ajase-4424	41	7	followed	follow	VERB
ajase-4424	41	8	by	by	ADP
ajase-4424	41	9	a	a	DET
ajase-4424	41	10	literature	literature	NOUN
ajase-4424	41	11	review	review	NOUN
ajase-4424	41	12	.	.	PUNCT
ajase-4424	42	1	section	section	NOUN
ajase-4424	42	2	three	three	NUM
ajase-4424	42	3	discusses	discuss	VERB
ajase-4424	42	4	the	the	DET
ajase-4424	42	5	methodology	methodology	NOUN
ajase-4424	42	6	of	of	ADP
ajase-4424	42	7	the	the	DET
ajase-4424	42	8	study	study	NOUN
ajase-4424	42	9	.	.	PUNCT
ajase-4424	43	1	the	the	DET
ajase-4424	43	2	data	datum	NOUN
ajase-4424	43	3	obtained	obtain	VERB
ajase-4424	43	4	were	be	AUX
ajase-4424	43	5	analysed	analyse	VERB
ajase-4424	43	6	,	,	PUNCT
ajase-4424	43	7	interpreted	interpret	VERB
ajase-4424	43	8	and	and	CCONJ
ajase-4424	43	9	discussed	discuss	VERB
ajase-4424	43	10	in	in	ADP
ajase-4424	43	11	section	section	NOUN
ajase-4424	43	12	four	four	NUM
ajase-4424	43	13	while	while	SCONJ
ajase-4424	43	14	the	the	DET
ajase-4424	43	15	conclusion	conclusion	NOUN
ajase-4424	43	16	and	and	CCONJ
ajase-4424	43	17	recommendations	recommendation	NOUN
ajase-4424	43	18	are	be	AUX
ajase-4424	43	19	contained	contain	VERB
ajase-4424	43	20	in	in	ADP
ajase-4424	43	21	section	section	NOUN
ajase-4424	43	22	five	five	NUM
ajase-4424	43	23	.	.	PUNCT
ajase-4424	44	1	literature	literature	NOUN
ajase-4424	44	2	review	review	VERB
ajase-4424	44	3	the	the	DET
ajase-4424	44	4	literature	literature	NOUN
ajase-4424	44	5	has	have	VERB
ajase-4424	44	6	no	no	DET
ajase-4424	44	7	convergence	convergence	NOUN
ajase-4424	44	8	opinion	opinion	NOUN
ajase-4424	44	9	regarding	regard	VERB
ajase-4424	44	10	the	the	DET
ajase-4424	44	11	most	most	ADV
ajase-4424	44	12	acceptable	acceptable	ADJ
ajase-4424	44	13	definition	definition	NOUN
ajase-4424	44	14	of	of	ADP
ajase-4424	44	15	micro	micro	ADJ
ajase-4424	44	16	and	and	CCONJ
ajase-4424	44	17	small	small	ADJ
ajase-4424	44	18	-	-	PUNCT
ajase-4424	44	19	scale	scale	NOUN
ajase-4424	44	20	business	business	NOUN
ajase-4424	44	21	(	(	PUNCT
ajase-4424	44	22	elasrag	elasrag	PROPN
ajase-4424	44	23	,	,	PUNCT
ajase-4424	44	24	2016	2016	NUM
ajase-4424	44	25	)	)	PUNCT
ajase-4424	44	26	.	.	PUNCT
ajase-4424	45	1	however	however	ADV
ajase-4424	45	2	,	,	PUNCT
ajase-4424	45	3	some	some	DET
ajase-4424	45	4	key	key	ADJ
ajase-4424	45	5	criteria	criterion	NOUN
ajase-4424	45	6	are	be	AUX
ajase-4424	45	7	normally	normally	ADV
ajase-4424	45	8	used	use	VERB
ajase-4424	45	9	to	to	PART
ajase-4424	45	10	draw	draw	VERB
ajase-4424	45	11	a	a	DET
ajase-4424	45	12	line	line	NOUN
ajase-4424	45	13	of	of	ADP
ajase-4424	45	14	demarcation	demarcation	NOUN
ajase-4424	45	15	between	between	ADP
ajase-4424	45	16	a	a	DET
ajase-4424	45	17	micro	micro	NOUN
ajase-4424	45	18	,	,	PUNCT
ajase-4424	45	19	small	small	ADJ
ajase-4424	45	20	,	,	PUNCT
ajase-4424	45	21	medium	medium	ADJ
ajase-4424	45	22	and	and	CCONJ
ajase-4424	45	23	large	large	ADJ
ajase-4424	45	24	business	business	NOUN
ajase-4424	45	25	.	.	PUNCT
ajase-4424	46	1	these	these	PRON
ajase-4424	46	2	include	include	VERB
ajase-4424	46	3	the	the	DET
ajase-4424	46	4	number	number	NOUN
ajase-4424	46	5	of	of	ADP
ajase-4424	46	6	employees	employee	NOUN
ajase-4424	46	7	,	,	PUNCT
ajase-4424	46	8	turnover	turnover	NOUN
ajase-4424	46	9	,	,	PUNCT
ajase-4424	46	10	assets	asset	NOUN
ajase-4424	46	11	size	size	NOUN
ajase-4424	46	12	,	,	PUNCT
ajase-4424	46	13	annual	annual	ADJ
ajase-4424	46	14	sales	sale	NOUN
ajase-4424	46	15	,	,	PUNCT
ajase-4424	46	16	annual	annual	ADJ
ajase-4424	46	17	production	production	NOUN
ajase-4424	46	18	,	,	PUNCT
ajase-4424	46	19	investment	investment	NOUN
ajase-4424	46	20	and	and	CCONJ
ajase-4424	46	21	paid	pay	VERB
ajase-4424	46	22	-	-	PUNCT
ajase-4424	46	23	up	up	ADP
ajase-4424	46	24	capital	capital	NOUN
ajase-4424	46	25	(	(	PUNCT
ajase-4424	46	26	abdinur	abdinur	PROPN
ajase-4424	46	27	&	&	CCONJ
ajase-4424	46	28	ondes	onde	NOUN
ajase-4424	46	29	,	,	PUNCT
ajase-4424	46	30	2022	2022	NUM
ajase-4424	46	31	;	;	PUNCT
ajase-4424	46	32	adedeji	adedeji	NOUN
ajase-4424	46	33	,	,	PUNCT
ajase-4424	46	34	2021	2021	NUM
ajase-4424	46	35	;	;	PUNCT
ajase-4424	46	36	al	al	PROPN
ajase-4424	46	37	-	-	PUNCT
ajase-4424	46	38	dabbas	dabbas	PROPN
ajase-4424	46	39	,	,	PUNCT
ajase-4424	46	40	2023	2023	NUM
ajase-4424	46	41	;	;	PUNCT
ajase-4424	46	42	elasrag	elasrag	PROPN
ajase-4424	46	43	,	,	PUNCT
ajase-4424	46	44	2016	2016	NUM
ajase-4424	46	45	;	;	PUNCT
ajase-4424	46	46	european	european	PROPN
ajase-4424	46	47	commission	commission	PROPN
ajase-4424	46	48	,	,	PUNCT
ajase-4424	46	49	2015	2015	NUM
ajase-4424	46	50	;	;	PUNCT
ajase-4424	46	51	small	small	ADJ
ajase-4424	46	52	and	and	CCONJ
ajase-4424	46	53	medium	medium	ADJ
ajase-4424	46	54	enterprises	enterprise	NOUN
ajase-4424	46	55	development	development	NOUN
ajase-4424	46	56	association	association	PROPN
ajase-4424	46	57	of	of	ADP
ajase-4424	46	58	nigeria	nigeria	PROPN
ajase-4424	46	59	,	,	PUNCT
ajase-4424	46	60	2007	2007	NUM
ajase-4424	46	61	;	;	PUNCT
ajase-4424	46	62	international	international	ADJ
ajase-4424	46	63	finance	finance	NOUN
ajase-4424	46	64	corporation	corporation	NOUN
ajase-4424	46	65	publication	publication	NOUN
ajase-4424	46	66	,	,	PUNCT
ajase-4424	46	67	2020	2020	NUM
ajase-4424	46	68	;	;	PUNCT
ajase-4424	46	69	2024	2024	NUM
ajase-4424	46	70	)	)	PUNCT
ajase-4424	46	71	.	.	PUNCT
ajase-4424	47	1	international	international	ADJ
ajase-4424	47	2	finance	finance	NOUN
ajase-4424	47	3	corporation	corporation	NOUN
ajase-4424	47	4	publication	publication	NOUN
ajase-4424	47	5	(	(	PUNCT
ajase-4424	47	6	ifc	ifc	NOUN
ajase-4424	47	7	,	,	PUNCT
ajase-4424	47	8	2024	2024	NUM
ajase-4424	47	9	)	)	PUNCT
ajase-4424	47	10	used	use	VERB
ajase-4424	47	11	employment	employment	NOUN
ajase-4424	47	12	,	,	PUNCT
ajase-4424	47	13	assets	asset	NOUN
ajase-4424	47	14	and	and	CCONJ
ajase-4424	47	15	sales	sale	NOUN
ajase-4424	47	16	value	value	NOUN
ajase-4424	47	17	criteria	criterion	NOUN
ajase-4424	47	18	to	to	PART
ajase-4424	47	19	define	define	VERB
ajase-4424	47	20	a	a	DET
ajase-4424	47	21	micro	micro	NOUN
ajase-4424	47	22	,	,	PUNCT
ajase-4424	47	23	small	small	ADJ
ajase-4424	47	24	and	and	CCONJ
ajase-4424	47	25	medium	medium	ADJ
ajase-4424	47	26	enterprise	enterprise	NOUN
ajase-4424	47	27	(	(	PUNCT
ajase-4424	47	28	msme	msme	NOUN
ajase-4424	47	29	)	)	PUNCT
ajase-4424	47	30	;	;	PUNCT
ajase-4424	47	31	however	however	ADV
ajase-4424	47	32	,	,	PUNCT
ajase-4424	47	33	out	out	ADP
ajase-4424	47	34	of	of	ADP
ajase-4424	47	35	the	the	DET
ajase-4424	47	36	three	three	NUM
ajase-4424	47	37	criteria	criterion	NOUN
ajase-4424	47	38	,	,	PUNCT
ajase-4424	47	39	an	an	DET
ajase-4424	47	40	enterprise	enterprise	NOUN
ajase-4424	47	41	must	must	AUX
ajase-4424	47	42	meet	meet	VERB
ajase-4424	47	43	two	two	NUM
ajase-4424	47	44	to	to	PART
ajase-4424	47	45	be	be	AUX
ajase-4424	47	46	classified	classify	VERB
ajase-4424	47	47	as	as	ADP
ajase-4424	47	48	either	either	CCONJ
ajase-4424	47	49	micro	micro	ADJ
ajase-4424	47	50	or	or	CCONJ
ajase-4424	47	51	small	small	ADJ
ajase-4424	47	52	or	or	CCONJ
ajase-4424	47	53	medium	medium	ADJ
ajase-4424	47	54	venture	venture	NOUN
ajase-4424	47	55	.	.	PUNCT
ajase-4424	48	1	according	accord	VERB
ajase-4424	48	2	to	to	ADP
ajase-4424	48	3	ifc	ifc	NOUN
ajase-4424	48	4	,	,	PUNCT
ajase-4424	48	5	a	a	DET
ajase-4424	48	6	micro	micro	NOUN
ajase-4424	48	7	-	-	NOUN
ajase-4424	48	8	enterprise	enterprise	NOUN
ajase-4424	48	9	is	be	AUX
ajase-4424	48	10	defined	define	VERB
ajase-4424	48	11	as	as	ADP
ajase-4424	48	12	a	a	DET
ajase-4424	48	13	business	business	NOUN
ajase-4424	48	14	with	with	ADP
ajase-4424	48	15	some	some	DET
ajase-4424	48	16	employees	employee	NOUN
ajase-4424	48	17	of	of	ADP
ajase-4424	48	18	not	not	PART
ajase-4424	48	19	more	more	ADJ
ajase-4424	48	20	than	than	ADP
ajase-4424	48	21	10	10	NUM
ajase-4424	48	22	or	or	CCONJ
ajase-4424	48	23	with	with	ADP
ajase-4424	48	24	an	an	DET
ajase-4424	48	25	asset	asset	NOUN
ajase-4424	48	26	value	value	NOUN
ajase-4424	48	27	of	of	ADP
ajase-4424	48	28	less	less	ADJ
ajase-4424	48	29	than	than	ADP
ajase-4424	48	30	$	$	SYM
ajase-4424	48	31	100,000	100,000	NUM
ajase-4424	48	32	(	(	PUNCT
ajase-4424	48	33	us	us	NOUN
ajase-4424	48	34	dollar	dollar	NOUN
ajase-4424	48	35	)	)	PUNCT
ajase-4424	48	36	or	or	CCONJ
ajase-4424	48	37	generates	generate	VERB
ajase-4424	48	38	an	an	DET
ajase-4424	48	39	annual	annual	ADJ
ajase-4424	48	40	sales	sale	NOUN
ajase-4424	48	41	value	value	NOUN
ajase-4424	48	42	of	of	ADP
ajase-4424	48	43	not	not	PART
ajase-4424	48	44	more	more	ADJ
ajase-4424	48	45	than	than	ADP
ajase-4424	48	46	100,000	100,000	NUM
ajase-4424	48	47	us	us	PROPN
ajase-4424	48	48	dollars	dollar	NOUN
ajase-4424	48	49	.	.	PUNCT
ajase-4424	49	1	a	a	DET
ajase-4424	49	2	small	small	ADJ
ajase-4424	49	3	-	-	PUNCT
ajase-4424	49	4	scale	scale	NOUN
ajase-4424	49	5	enterprise	enterprise	NOUN
ajase-4424	49	6	is	be	AUX
ajase-4424	49	7	defined	define	VERB
ajase-4424	49	8	as	as	ADP
ajase-4424	49	9	an	an	DET
ajase-4424	49	10	enterprise	enterprise	NOUN
ajase-4424	49	11	that	that	PRON
ajase-4424	49	12	employs	employ	VERB
ajase-4424	49	13	between	between	ADP
ajase-4424	49	14	10	10	NUM
ajase-4424	49	15	and	and	CCONJ
ajase-4424	49	16	50	50	NUM
ajase-4424	49	17	workers	worker	NOUN
ajase-4424	49	18	or	or	CCONJ
ajase-4424	49	19	with	with	ADP
ajase-4424	49	20	total	total	ADJ
ajase-4424	49	21	assets	asset	NOUN
ajase-4424	49	22	value	value	NOUN
ajase-4424	49	23	between	between	ADP
ajase-4424	49	24	$	$	SYM
ajase-4424	49	25	100,000	100,000	NUM
ajase-4424	49	26	to	to	PART
ajase-4424	49	27	$	$	SYM
ajase-4424	49	28	3,000,000	3,000,000	NUM
ajase-4424	49	29	or	or	CCONJ
ajase-4424	49	30	a	a	DET
ajase-4424	49	31	business	business	NOUN
ajase-4424	49	32	that	that	PRON
ajase-4424	49	33	realizes	realize	VERB
ajase-4424	49	34	between	between	ADP
ajase-4424	49	35	$	$	SYM
ajase-4424	49	36	100,000	100,000	NUM
ajase-4424	49	37	to	to	PART
ajase-4424	49	38	$	$	SYM
ajase-4424	49	39	3,000,000	3,000,000	NUM
ajase-4424	49	40	as	as	ADP
ajase-4424	49	41	annual	annual	ADJ
ajase-4424	49	42	sales	sale	NOUN
ajase-4424	49	43	.	.	PUNCT
ajase-4424	50	1	a	a	DET
ajase-4424	50	2	medium	medium	ADJ
ajase-4424	50	3	enterprise	enterprise	NOUN
ajase-4424	50	4	in	in	ADP
ajase-4424	50	5	line	line	NOUN
ajase-4424	50	6	with	with	ADP
ajase-4424	50	7	the	the	DET
ajase-4424	50	8	ifc	ifc	NOUN
ajase-4424	50	9	classification	classification	NOUN
ajase-4424	50	10	is	be	AUX
ajase-4424	50	11	categorised	categorise	VERB
ajase-4424	50	12	as	as	ADP
ajase-4424	50	13	an	an	DET
ajase-4424	50	14	enterprise	enterprise	NOUN
ajase-4424	50	15	that	that	PRON
ajase-4424	50	16	recruits	recruit	VERB
ajase-4424	50	17	between	between	ADP
ajase-4424	50	18	50	50	NUM
ajase-4424	50	19	and	and	CCONJ
ajase-4424	50	20	300	300	NUM
ajase-4424	50	21	workers	worker	NOUN
ajase-4424	50	22	or	or	CCONJ
ajase-4424	50	23	a	a	DET
ajase-4424	50	24	venture	venture	NOUN
ajase-4424	50	25	with	with	ADP
ajase-4424	50	26	a	a	DET
ajase-4424	50	27	total	total	ADJ
ajase-4424	50	28	asset	asset	NOUN
ajase-4424	50	29	value	value	NOUN
ajase-4424	50	30	between	between	ADP
ajase-4424	50	31	$	$	SYM
ajase-4424	50	32	3,000,000	3,000,000	NUM
ajase-4424	50	33	and	and	CCONJ
ajase-4424	50	34	$	$	SYM
ajase-4424	50	35	15,000,000	15,000,000	NUM
ajase-4424	50	36	or	or	CCONJ
ajase-4424	50	37	makes	make	VERB
ajase-4424	50	38	between	between	ADP
ajase-4424	50	39	$	$	SYM
ajase-4424	50	40	3,000,000	3,000,000	NUM
ajase-4424	50	41	and	and	CCONJ
ajase-4424	50	42	$	$	SYM
ajase-4424	50	43	15,000,000	15,000,000	NUM
ajase-4424	50	44	as	as	ADP
ajase-4424	50	45	sales	sale	NOUN
ajase-4424	50	46	revenue	revenue	NOUN
ajase-4424	50	47	in	in	ADP
ajase-4424	50	48	a	a	DET
ajase-4424	50	49	year	year	NOUN
ajase-4424	50	50	.	.	PUNCT
ajase-4424	51	1	the	the	DET
ajase-4424	51	2	apex	apex	PROPN
ajase-4424	51	3	bank	bank	PROPN
ajase-4424	51	4	in	in	ADP
ajase-4424	51	5	nigeria	nigeria	PROPN
ajase-4424	51	6	,	,	PUNCT
ajase-4424	51	7	central	central	ADJ
ajase-4424	51	8	bank	bank	PROPN
ajase-4424	51	9	of	of	ADP
ajase-4424	51	10	nigeria	nigeria	PROPN
ajase-4424	51	11	(	(	PUNCT
ajase-4424	51	12	cbn	cbn	PROPN
ajase-4424	51	13	)	)	PUNCT
ajase-4424	51	14	,	,	PUNCT
ajase-4424	51	15	in	in	ADP
ajase-4424	51	16	the	the	DET
ajase-4424	51	17	year	year	NOUN
ajase-4424	51	18	2010	2010	NUM
ajase-4424	51	19	defined	define	VERB
ajase-4424	51	20	a	a	DET
ajase-4424	51	21	micro	micro	ADJ
ajase-4424	51	22	enterprise	enterprise	NOUN
ajase-4424	51	23	as	as	ADP
ajase-4424	51	24	a	a	DET
ajase-4424	51	25	one	one	NUM
ajase-4424	51	26	-	-	PUNCT
ajase-4424	51	27	man	man	NOUN
ajase-4424	51	28	business	business	NOUN
ajase-4424	51	29	that	that	PRON
ajase-4424	51	30	employs	employ	VERB
ajase-4424	51	31	less	less	ADJ
ajase-4424	51	32	than	than	ADP
ajase-4424	51	33	10	10	NUM
ajase-4424	51	34	workers	worker	NOUN
ajase-4424	51	35	and	and	CCONJ
ajase-4424	51	36	possess	possess	VERB
ajase-4424	51	37	total	total	ADJ
ajase-4424	51	38	assets	asset	NOUN
ajase-4424	51	39	(	(	PUNCT
ajase-4424	51	40	excluding	exclude	VERB
ajase-4424	51	41	land	land	NOUN
ajase-4424	51	42	and	and	CCONJ
ajase-4424	51	43	building	building	NOUN
ajase-4424	51	44	)	)	PUNCT
ajase-4424	51	45	that	that	PRON
ajase-4424	51	46	is	be	AUX
ajase-4424	51	47	not	not	PART
ajase-4424	51	48	more	more	ADJ
ajase-4424	51	49	than	than	ADP
ajase-4424	51	50	five	five	NUM
ajase-4424	51	51	million	million	NUM
ajase-4424	51	52	naira	naira	NOUN
ajase-4424	51	53	.	.	PUNCT
ajase-4424	52	1	the	the	DET
ajase-4424	52	2	cbn	cbn	PROPN
ajase-4424	52	3	further	far	ADV
ajase-4424	52	4	defines	define	VERB
ajase-4424	52	5	small	small	ADJ
ajase-4424	52	6	and	and	CCONJ
ajase-4424	52	7	medium	medium	ADJ
ajase-4424	52	8	scale	scale	NOUN
ajase-4424	52	9	enterprises	enterprise	NOUN
ajase-4424	52	10	as	as	ADP
ajase-4424	52	11	businesses	business	NOUN
ajase-4424	52	12	that	that	PRON
ajase-4424	52	13	employ	employ	VERB
ajase-4424	52	14	between	between	ADP
ajase-4424	52	15	11	11	NUM
ajase-4424	52	16	and	and	CCONJ
ajase-4424	52	17	200	200	NUM
ajase-4424	52	18	workers	worker	NOUN
ajase-4424	52	19	and	and	CCONJ
ajase-4424	52	20	with	with	ADP
ajase-4424	52	21	total	total	ADJ
ajase-4424	52	22	assets	asset	NOUN
ajase-4424	52	23	less	less	ADJ
ajase-4424	52	24	than	than	ADP
ajase-4424	52	25	#	#	SYM
ajase-4424	52	26	500	500	NUM
ajase-4424	52	27	million	million	NUM
ajase-4424	52	28	.	.	PUNCT
ajase-4424	53	1	the	the	DET
ajase-4424	53	2	peculiarities	peculiarity	NOUN
ajase-4424	53	3	of	of	ADP
ajase-4424	53	4	mses	ms	NOUN
ajase-4424	53	5	or	or	CCONJ
ajase-4424	53	6	smes	sme	NOUN
ajase-4424	53	7	in	in	ADP
ajase-4424	53	8	developing	develop	VERB
ajase-4424	53	9	countries	country	NOUN
ajase-4424	53	10	like	like	ADP
ajase-4424	53	11	nigeria	nigeria	PROPN
ajase-4424	53	12	are	be	AUX
ajase-4424	53	13	observed	observe	VERB
ajase-4424	53	14	in	in	ADP
ajase-4424	53	15	the	the	DET
ajase-4424	53	16	ownership	ownership	NOUN
ajase-4424	53	17	structure	structure	NOUN
ajase-4424	53	18	as	as	ADP
ajase-4424	53	19	most	most	ADJ
ajase-4424	53	20	are	be	AUX
ajase-4424	53	21	mainly	mainly	ADV
ajase-4424	53	22	sole	sole	ADJ
ajase-4424	53	23	proprietorships	proprietorship	NOUN
ajase-4424	53	24	or	or	CCONJ
ajase-4424	53	25	partnerships	partnership	NOUN
ajase-4424	53	26	with	with	ADP
ajase-4424	53	27	labour	labour	NOUN
ajase-4424	53	28	-	-	PUNCT
ajase-4424	53	29	intensive	intensive	ADJ
ajase-4424	53	30	production	production	NOUN
ajase-4424	53	31	methods	method	NOUN
ajase-4424	53	32	.	.	PUNCT
ajase-4424	54	1	commercial	commercial	ADJ
ajase-4424	54	2	banks	bank	NOUN
ajase-4424	54	3	in	in	ADP
ajase-4424	54	4	particular	particular	ADJ
ajase-4424	54	5	often	often	ADV
ajase-4424	54	6	feel	feel	VERB
ajase-4424	54	7	reluctant	reluctant	ADJ
ajase-4424	54	8	to	to	PART
ajase-4424	54	9	lend	lend	VERB
ajase-4424	54	10	to	to	ADP
ajase-4424	54	11	these	these	DET
ajase-4424	54	12	categories	category	NOUN
ajase-4424	54	13	of	of	ADP
ajase-4424	54	14	business	business	NOUN
ajase-4424	54	15	and	and	CCONJ
ajase-4424	54	16	when	when	SCONJ
ajase-4424	54	17	they	they	PRON
ajase-4424	54	18	(	(	PUNCT
ajase-4424	54	19	commercial	commercial	ADJ
ajase-4424	54	20	banks	bank	NOUN
ajase-4424	54	21	)	)	PUNCT
ajase-4424	54	22	do	do	AUX
ajase-4424	54	23	they	they	PRON
ajase-4424	54	24	charge	charge	VERB
ajase-4424	54	25	higher	high	ADJ
ajase-4424	54	26	interest	interest	NOUN
ajase-4424	54	27	rates	rate	NOUN
ajase-4424	54	28	as	as	ADP
ajase-4424	54	29	costs	cost	NOUN
ajase-4424	54	30	of	of	ADP
ajase-4424	54	31	borrowing	borrowing	NOUN
ajase-4424	54	32	.	.	PUNCT
ajase-4424	55	1	these	these	DET
ajase-4424	55	2	conventional	conventional	ADJ
ajase-4424	55	3	banks	bank	NOUN
ajase-4424	55	4	often	often	ADV
ajase-4424	55	5	request	request	VERB
ajase-4424	55	6	collateral	collateral	ADJ
ajase-4424	55	7	security	security	NOUN
ajase-4424	55	8	with	with	ADP
ajase-4424	55	9	the	the	DET
ajase-4424	55	10	fear	fear	NOUN
ajase-4424	55	11	that	that	PRON
ajase-4424	55	12	mses	ms	NOUN
ajase-4424	55	13	or	or	CCONJ
ajase-4424	55	14	smes	sme	NOUN
ajase-4424	55	15	are	be	AUX
ajase-4424	55	16	too	too	ADV
ajase-4424	55	17	risky	risky	ADJ
ajase-4424	55	18	.	.	PUNCT
ajase-4424	56	1	in	in	ADP
ajase-4424	56	2	addition	addition	NOUN
ajase-4424	56	3	,	,	PUNCT
ajase-4424	56	4	stringent	stringent	ADJ
ajase-4424	56	5	conditions	condition	NOUN
ajase-4424	56	6	like	like	ADP
ajase-4424	56	7	listing	list	VERB
ajase-4424	56	8	requirements	requirement	NOUN
ajase-4424	56	9	further	far	ADV
ajase-4424	56	10	render	render	VERB
ajase-4424	56	11	mses	ms	NOUN
ajase-4424	56	12	incapacitated	incapacitate	VERB
ajase-4424	56	13	to	to	PART
ajase-4424	56	14	access	access	NOUN
ajase-4424	56	15	funds	fund	NOUN
ajase-4424	56	16	from	from	ADP
ajase-4424	56	17	capital	capital	NOUN
ajase-4424	56	18	markets	market	NOUN
ajase-4424	56	19	like	like	ADP
ajase-4424	56	20	the	the	DET
ajase-4424	56	21	nigeria	nigeria	PROPN
ajase-4424	56	22	stock	stock	PROPN
ajase-4424	56	23	exchange	exchange	PROPN
ajase-4424	56	24	.	.	PUNCT
ajase-4424	57	1	furthermore	furthermore	ADV
ajase-4424	57	2	,	,	PUNCT
ajase-4424	57	3	most	most	ADJ
ajase-4424	57	4	of	of	ADP
ajase-4424	57	5	the	the	DET
ajase-4424	57	6	sources	source	NOUN
ajase-4424	57	7	of	of	ADP
ajase-4424	57	8	formal	formal	ADJ
ajase-4424	57	9	sme	sme	NOUN
ajase-4424	57	10	financing	financing	NOUN
ajase-4424	57	11	institutions	institution	NOUN
ajase-4424	57	12	in	in	ADP
ajase-4424	57	13	nigeria	nigeria	PROPN
ajase-4424	57	14	ranging	range	VERB
ajase-4424	57	15	from	from	ADP
ajase-4424	57	16	traditional	traditional	ADJ
ajase-4424	57	17	banks	bank	NOUN
ajase-4424	57	18	such	such	ADJ
ajase-4424	57	19	as	as	ADP
ajase-4424	57	20	microfinance	microfinance	NOUN
ajase-4424	57	21	banks	bank	NOUN
ajase-4424	57	22	,	,	PUNCT
ajase-4424	57	23	universal	universal	ADJ
ajase-4424	57	24	(	(	PUNCT
ajase-4424	57	25	commercial	commercial	ADJ
ajase-4424	57	26	)	)	PUNCT
ajase-4424	57	27	banks	bank	NOUN
ajase-4424	57	28	,	,	PUNCT
ajase-4424	57	29	merchant	merchant	NOUN
ajase-4424	57	30	banks	bank	NOUN
ajase-4424	57	31	,	,	PUNCT
ajase-4424	57	32	and	and	CCONJ
ajase-4424	57	33	development	development	NOUN
ajase-4424	57	34	banks	bank	NOUN
ajase-4424	57	35	to	to	ADP
ajase-4424	57	36	specialised	specialised	ADJ
ajase-4424	57	37	financial	financial	ADJ
ajase-4424	57	38	institutions	institution	NOUN
ajase-4424	57	39	offer	offer	VERB
ajase-4424	57	40	interestbased	interestbase	VERB
ajase-4424	57	41	financing	financing	NOUN
ajase-4424	57	42	facilities	facility	NOUN
ajase-4424	57	43	to	to	ADP
ajase-4424	57	44	smes	sme	NOUN
ajase-4424	57	45	.	.	PUNCT
ajase-4424	58	1	although	although	SCONJ
ajase-4424	58	2	interestbased	interestbase	VERB
ajase-4424	58	3	borrowing	borrowing	NOUN
ajase-4424	58	4	provides	provide	VERB
ajase-4424	58	5	quick	quick	ADJ
ajase-4424	58	6	access	access	NOUN
ajase-4424	58	7	to	to	PART
ajase-4424	58	8	finance	finance	VERB
ajase-4424	58	9	the	the	DET
ajase-4424	58	10	liability	liability	NOUN
ajase-4424	58	11	of	of	ADP
ajase-4424	58	12	smes	sme	NOUN
ajase-4424	58	13	increases	increase	NOUN
ajase-4424	58	14	with	with	ADP
ajase-4424	58	15	such	such	ADJ
ajase-4424	58	16	financing	financing	NOUN
ajase-4424	58	17	means	mean	NOUN
ajase-4424	58	18	.	.	PUNCT
ajase-4424	59	1	the	the	DET
ajase-4424	59	2	implication	implication	NOUN
ajase-4424	59	3	is	be	AUX
ajase-4424	59	4	that	that	SCONJ
ajase-4424	59	5	profit	profit	NOUN
ajase-4424	59	6	which	which	PRON
ajase-4424	59	7	serves	serve	VERB
ajase-4424	59	8	as	as	ADP
ajase-4424	59	9	an	an	DET
ajase-4424	59	10	incentive	incentive	NOUN
ajase-4424	59	11	for	for	ADP
ajase-4424	59	12	entrepreneurs	entrepreneur	NOUN
ajase-4424	59	13	is	be	AUX
ajase-4424	59	14	affected	affect	VERB
ajase-4424	59	15	through	through	ADP
ajase-4424	59	16	the	the	DET
ajase-4424	59	17	reduction	reduction	NOUN
ajase-4424	59	18	in	in	ADP
ajase-4424	59	19	value	value	NOUN
ajase-4424	59	20	.	.	PUNCT
ajase-4424	60	1	in	in	ADP
ajase-4424	60	2	other	other	ADJ
ajase-4424	60	3	words	word	NOUN
ajase-4424	60	4	,	,	PUNCT
ajase-4424	60	5	finding	find	VERB
ajase-4424	60	6	alternative	alternative	ADJ
ajase-4424	60	7	noninterestbased	noninterestbased	ADJ
ajase-4424	60	8	funding	funding	NOUN
ajase-4424	60	9	options	option	NOUN
ajase-4424	60	10	such	such	ADJ
ajase-4424	60	11	as	as	ADP
ajase-4424	60	12	islamic	islamic	ADJ
ajase-4424	60	13	financing	financing	NOUN
ajase-4424	60	14	product	product	NOUN
ajase-4424	60	15	offerings	offering	NOUN
ajase-4424	60	16	will	will	AUX
ajase-4424	60	17	help	help	VERB
ajase-4424	60	18	encourage	encourage	VERB
ajase-4424	60	19	inclusive	inclusive	ADJ
ajase-4424	60	20	growth	growth	NOUN
ajase-4424	60	21	by	by	ADP
ajase-4424	60	22	mses	ms	NOUN
ajase-4424	60	23	and	and	CCONJ
ajase-4424	60	24	mses	ms	NOUN
ajase-4424	60	25	in	in	ADP
ajase-4424	60	26	the	the	DET
ajase-4424	60	27	country	country	NOUN
ajase-4424	60	28	.	.	PUNCT
ajase-4424	61	1	islamic	islamic	ADJ
ajase-4424	61	2	financing	financing	NOUN
ajase-4424	61	3	is	be	AUX
ajase-4424	61	4	the	the	DET
ajase-4424	61	5	provision	provision	NOUN
ajase-4424	61	6	of	of	ADP
ajase-4424	61	7	financial	financial	ADJ
ajase-4424	61	8	services	service	NOUN
ajase-4424	61	9	that	that	PRON
ajase-4424	61	10	are	be	AUX
ajase-4424	61	11	based	base	VERB
ajase-4424	61	12	on	on	ADP
ajase-4424	61	13	the	the	DET
ajase-4424	61	14	values	value	NOUN
ajase-4424	61	15	,	,	PUNCT
ajase-4424	61	16	norms	norm	NOUN
ajase-4424	61	17	,	,	PUNCT
ajase-4424	61	18	laws	law	NOUN
ajase-4424	61	19	and	and	CCONJ
ajase-4424	61	20	institutions	institution	NOUN
ajase-4424	61	21	found	find	VERB
ajase-4424	61	22	in	in	ADP
ajase-4424	61	23	,	,	PUNCT
ajase-4424	61	24	and	and	CCONJ
ajase-4424	61	25	derived	derive	VERB
ajase-4424	61	26	from	from	ADP
ajase-4424	61	27	the	the	DET
ajase-4424	61	28	sources	source	NOUN
ajase-4424	61	29	of	of	ADP
ajase-4424	61	30	islam	islam	PROPN
ajase-4424	61	31	such	such	ADJ
ajase-4424	61	32	as	as	ADP
ajase-4424	61	33	shari’ah	shari’ah	NOUN
ajase-4424	61	34	to	to	PART
ajase-4424	61	35	satisfy	satisfy	VERB
ajase-4424	61	36	wealth	wealth	NOUN
ajase-4424	61	37	material	material	NOUN
ajase-4424	61	38	and	and	CCONJ
ajase-4424	61	39	social	social	ADJ
ajase-4424	61	40	needs	need	NOUN
ajase-4424	61	41	of	of	ADP
ajase-4424	61	42	all	all	DET
ajase-4424	61	43	members	member	NOUN
ajase-4424	61	44	of	of	ADP
ajase-4424	61	45	the	the	DET
ajase-4424	61	46	community	community	NOUN
ajase-4424	61	47	including	include	VERB
ajase-4424	61	48	smes	sme	NOUN
ajase-4424	61	49	(	(	PUNCT
ajase-4424	61	50	world	world	PROPN
ajase-4424	61	51	bank	bank	PROPN
ajase-4424	61	52	group	group	NOUN
ajase-4424	61	53	–	–	PUNCT
ajase-4424	61	54	islamic	islamic	PROPN
ajase-4424	61	55	development	development	PROPN
ajase-4424	61	56	bank	bank	PROPN
ajase-4424	61	57	,	,	PUNCT
ajase-4424	61	58	2015	2015	NUM
ajase-4424	61	59	)	)	PUNCT
ajase-4424	61	60	.	.	PUNCT
ajase-4424	62	1	according	accord	VERB
ajase-4424	62	2	to	to	ADP
ajase-4424	62	3	mohieldin	mohieldin	PROPN
ajase-4424	62	4	et	et	PROPN
ajase-4424	62	5	al	al	PROPN
ajase-4424	62	6	.	.	PUNCT
ajase-4424	63	1	(	(	PUNCT
ajase-4424	63	2	2011	2011	NUM
ajase-4424	63	3	)	)	PUNCT
ajase-4424	63	4	as	as	SCONJ
ajase-4424	63	5	revealed	reveal	VERB
ajase-4424	63	6	in	in	ADP
ajase-4424	63	7	wb	wb	PROPN
ajase-4424	63	8	-	-	PUNCT
ajase-4424	63	9	idb	idb	PROPN
ajase-4424	63	10	(	(	PUNCT
ajase-4424	63	11	2015	2015	NUM
ajase-4424	63	12	)	)	PUNCT
ajase-4424	63	13	the	the	DET
ajase-4424	63	14	core	core	ADJ
ajase-4424	63	15	principles	principle	NOUN
ajase-4424	63	16	of	of	ADP
ajase-4424	63	17	islam	islam	PROPN
ajase-4424	63	18	underscore	underscore	VERB
ajase-4424	63	19	social	social	ADJ
ajase-4424	63	20	justice	justice	NOUN
ajase-4424	63	21	,	,	PUNCT
ajase-4424	63	22	inclusion	inclusion	NOUN
ajase-4424	63	23	,	,	PUNCT
ajase-4424	63	24	and	and	CCONJ
ajase-4424	63	25	sharing	sharing	NOUN
ajase-4424	63	26	of	of	ADP
ajase-4424	63	27	resources	resource	NOUN
ajase-4424	63	28	.	.	PUNCT
ajase-4424	64	1	unlike	unlike	ADP
ajase-4424	64	2	conventional	conventional	ADJ
ajase-4424	64	3	pa	pa	PROPN
ajase-4424	64	4	ge	ge	PROPN
ajase-4424	64	5	34	34	NUM
ajase-4424	64	6	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	64	7	am	be	AUX
ajase-4424	64	8	.	.	PUNCT
ajase-4424	65	1	j.	j.	PROPN
ajase-4424	65	2	appl	appl	PROPN
ajase-4424	65	3	.	.	PROPN
ajase-4424	66	1	stat	stat	PROPN
ajase-4424	66	2	.	.	PUNCT
ajase-4424	67	1	econ	econ	PROPN
ajase-4424	67	2	.	.	PUNCT
ajase-4424	68	1	4(1	4(1	X
ajase-4424	68	2	)	)	PUNCT
ajase-4424	69	1	32	32	NUM
ajase-4424	69	2	-	-	SYM
ajase-4424	69	3	40	40	NUM
ajase-4424	69	4	,	,	PUNCT
ajase-4424	69	5	2025	2025	NUM
ajase-4424	69	6	finance	finance	NOUN
ajase-4424	69	7	,	,	PUNCT
ajase-4424	69	8	islamic	islamic	ADJ
ajase-4424	69	9	finance	finance	NOUN
ajase-4424	69	10	is	be	AUX
ajase-4424	69	11	a	a	DET
ajase-4424	69	12	participatory	participatory	ADJ
ajase-4424	69	13	finance	finance	NOUN
ajase-4424	69	14	(	(	PUNCT
ajase-4424	69	15	risksharing	riskshare	VERB
ajase-4424	69	16	relationship	relationship	NOUN
ajase-4424	69	17	)	)	PUNCT
ajase-4424	69	18	arrangement	arrangement	NOUN
ajase-4424	69	19	that	that	PRON
ajase-4424	69	20	is	be	AUX
ajase-4424	69	21	asset	asset	NOUN
ajase-4424	69	22	-	-	PUNCT
ajase-4424	69	23	based	base	VERB
ajase-4424	69	24	and	and	CCONJ
ajase-4424	69	25	equity	equity	NOUN
ajase-4424	69	26	-	-	PUNCT
ajase-4424	69	27	based	base	VERB
ajase-4424	69	28	.	.	PUNCT
ajase-4424	70	1	leveraging	leverage	VERB
ajase-4424	70	2	asset	asset	NOUN
ajase-4424	70	3	-	-	PUNCT
ajase-4424	70	4	based	base	VERB
ajase-4424	70	5	and	and	CCONJ
ajase-4424	70	6	equitybased	equitybase	VERB
ajase-4424	70	7	finance	finance	NOUN
ajase-4424	70	8	arrangements	arrangement	NOUN
ajase-4424	70	9	for	for	ADP
ajase-4424	70	10	smes	sme	NOUN
ajase-4424	70	11	and	and	CCONJ
ajase-4424	70	12	start	start	NOUN
ajase-4424	70	13	-	-	PUNCT
ajase-4424	70	14	ups	up	NOUN
ajase-4424	70	15	in	in	ADP
ajase-4424	70	16	developing	develop	VERB
ajase-4424	70	17	countries	country	NOUN
ajase-4424	70	18	and	and	CCONJ
ajase-4424	70	19	emerging	emerge	VERB
ajase-4424	70	20	economies	economy	NOUN
ajase-4424	70	21	such	such	ADJ
ajase-4424	70	22	as	as	ADP
ajase-4424	70	23	nigeria	nigeria	PROPN
ajase-4424	70	24	could	could	AUX
ajase-4424	70	25	prove	prove	VERB
ajase-4424	70	26	crucial	crucial	ADJ
ajase-4424	70	27	to	to	ADP
ajase-4424	70	28	uncovering	uncover	VERB
ajase-4424	70	29	entrepreneurial	entrepreneurial	ADJ
ajase-4424	70	30	potential	potential	NOUN
ajase-4424	70	31	in	in	ADP
ajase-4424	70	32	these	these	DET
ajase-4424	70	33	markets	market	NOUN
ajase-4424	70	34	.	.	PUNCT
ajase-4424	71	1	the	the	DET
ajase-4424	71	2	positive	positive	ADJ
ajase-4424	71	3	impacts	impact	NOUN
ajase-4424	71	4	of	of	ADP
ajase-4424	71	5	such	such	ADJ
ajase-4424	71	6	arrangements	arrangement	NOUN
ajase-4424	71	7	include	include	VERB
ajase-4424	71	8	increased	increase	VERB
ajase-4424	71	9	economic	economic	ADJ
ajase-4424	71	10	growth	growth	NOUN
ajase-4424	71	11	,	,	PUNCT
ajase-4424	71	12	youth	youth	NOUN
ajase-4424	71	13	empowerment	empowerment	NOUN
ajase-4424	71	14	and	and	CCONJ
ajase-4424	71	15	socioeconomic	socioeconomic	ADJ
ajase-4424	71	16	development	development	NOUN
ajase-4424	71	17	.	.	PUNCT
ajase-4424	72	1	in	in	ADP
ajase-4424	72	2	asset	asset	NOUN
ajase-4424	72	3	-	-	PUNCT
ajase-4424	72	4	based	base	VERB
ajase-4424	72	5	financing	financing	NOUN
ajase-4424	72	6	,	,	PUNCT
ajase-4424	72	7	real	real	ADJ
ajase-4424	72	8	economic	economic	ADJ
ajase-4424	72	9	activity	activity	NOUN
ajase-4424	72	10	is	be	AUX
ajase-4424	72	11	promoted	promote	VERB
ajase-4424	72	12	with	with	ADP
ajase-4424	72	13	financial	financial	ADJ
ajase-4424	72	14	assets	asset	NOUN
ajase-4424	72	15	as	as	ADP
ajase-4424	72	16	the	the	DET
ajase-4424	72	17	core	core	NOUN
ajase-4424	72	18	requirement	requirement	NOUN
ajase-4424	72	19	of	of	ADP
ajase-4424	72	20	islamic	islamic	ADJ
ajase-4424	72	21	financial	financial	ADJ
ajase-4424	72	22	transactions	transaction	NOUN
ajase-4424	72	23	(	(	PUNCT
ajase-4424	72	24	askari	askari	PROPN
ajase-4424	72	25	et	et	PROPN
ajase-4424	72	26	al	al	PROPN
ajase-4424	72	27	.	.	PROPN
ajase-4424	72	28	,	,	PUNCT
ajase-4424	72	29	2014	2014	NUM
ajase-4424	72	30	)	)	PUNCT
ajase-4424	72	31	.	.	PUNCT
ajase-4424	73	1	the	the	DET
ajase-4424	73	2	two	two	NUM
ajase-4424	73	3	commonly	commonly	ADV
ajase-4424	73	4	used	use	VERB
ajase-4424	73	5	variants	variant	NOUN
ajase-4424	73	6	of	of	ADP
ajase-4424	73	7	this	this	DET
ajase-4424	73	8	model	model	NOUN
ajase-4424	73	9	of	of	ADP
ajase-4424	73	10	financing	financing	NOUN
ajase-4424	73	11	are	be	AUX
ajase-4424	73	12	sale	sale	NOUN
ajase-4424	73	13	-	-	PUNCT
ajase-4424	73	14	based	base	VERB
ajase-4424	73	15	instruments	instrument	NOUN
ajase-4424	73	16	(	(	PUNCT
ajase-4424	73	17	murabahah	murabahah	PROPN
ajase-4424	73	18	)	)	PUNCT
ajase-4424	73	19	and	and	CCONJ
ajase-4424	73	20	leased	lease	VERB
ajase-4424	73	21	-	-	PUNCT
ajase-4424	73	22	based	base	VERB
ajase-4424	73	23	instruments	instrument	NOUN
ajase-4424	73	24	(	(	PUNCT
ajase-4424	73	25	ijarah	ijarah	PROPN
ajase-4424	73	26	)	)	PUNCT
ajase-4424	73	27	.	.	PUNCT
ajase-4424	74	1	a	a	DET
ajase-4424	74	2	murabahah	murabahah	NOUN
ajase-4424	74	3	is	be	AUX
ajase-4424	74	4	a	a	DET
ajase-4424	74	5	contract	contract	NOUN
ajase-4424	74	6	between	between	ADP
ajase-4424	74	7	a	a	DET
ajase-4424	74	8	bank	bank	NOUN
ajase-4424	74	9	or	or	CCONJ
ajase-4424	74	10	financier	financier	NOUN
ajase-4424	74	11	and	and	CCONJ
ajase-4424	74	12	a	a	DET
ajase-4424	74	13	client	client	NOUN
ajase-4424	74	14	where	where	SCONJ
ajase-4424	74	15	the	the	DET
ajase-4424	74	16	bank	bank	NOUN
ajase-4424	74	17	or	or	CCONJ
ajase-4424	74	18	financier	financier	NOUN
ajase-4424	74	19	purchases	purchase	VERB
ajase-4424	74	20	an	an	DET
ajase-4424	74	21	asset	asset	NOUN
ajase-4424	74	22	required	require	VERB
ajase-4424	74	23	by	by	ADP
ajase-4424	74	24	the	the	DET
ajase-4424	74	25	client	client	NOUN
ajase-4424	74	26	and	and	CCONJ
ajase-4424	74	27	then	then	ADV
ajase-4424	74	28	sells	sell	VERB
ajase-4424	74	29	it	it	PRON
ajase-4424	74	30	to	to	ADP
ajase-4424	74	31	the	the	DET
ajase-4424	74	32	client	client	NOUN
ajase-4424	74	33	at	at	ADP
ajase-4424	74	34	a	a	DET
ajase-4424	74	35	cost	cost	NOUN
ajase-4424	74	36	and	and	CCONJ
ajase-4424	74	37	profit	profit	NOUN
ajase-4424	74	38	margin	margin	NOUN
ajase-4424	74	39	which	which	PRON
ajase-4424	74	40	are	be	AUX
ajase-4424	74	41	disclosed	disclose	VERB
ajase-4424	74	42	to	to	ADP
ajase-4424	74	43	the	the	DET
ajase-4424	74	44	client	client	NOUN
ajase-4424	74	45	and	and	CCONJ
ajase-4424	74	46	is	be	AUX
ajase-4424	74	47	paid	pay	VERB
ajase-4424	74	48	back	back	ADP
ajase-4424	74	49	usually	usually	ADV
ajase-4424	74	50	by	by	ADP
ajase-4424	74	51	instalments	instalment	NOUN
ajase-4424	74	52	(	(	PUNCT
ajase-4424	74	53	abdinur	abdinur	NOUN
ajase-4424	74	54	&	&	CCONJ
ajase-4424	74	55	ondes	onde	NOUN
ajase-4424	74	56	,	,	PUNCT
ajase-4424	74	57	2022	2022	NUM
ajase-4424	74	58	;	;	PUNCT
ajase-4424	74	59	wd	wd	PROPN
ajase-4424	74	60	-	-	PUNCT
ajase-4424	74	61	idb	idb	PROPN
ajase-4424	74	62	,	,	PUNCT
ajase-4424	74	63	2015	2015	NUM
ajase-4424	74	64	;	;	PUNCT
ajase-4424	74	65	international	international	ADJ
ajase-4424	74	66	trade	trade	NOUN
ajase-4424	74	67	centre	centre	NOUN
ajase-4424	74	68	,	,	PUNCT
ajase-4424	74	69	2009	2009	NUM
ajase-4424	74	70	)	)	PUNCT
ajase-4424	74	71	.	.	PUNCT
ajase-4424	75	1	unlike	unlike	ADP
ajase-4424	75	2	conventional	conventional	ADJ
ajase-4424	75	3	asset	asset	NOUN
ajase-4424	75	4	-	-	PUNCT
ajase-4424	75	5	related	relate	VERB
ajase-4424	75	6	agreements	agreement	NOUN
ajase-4424	75	7	,	,	PUNCT
ajase-4424	75	8	murabahah	murabahah	PROPN
ajase-4424	75	9	imposes	impose	VERB
ajase-4424	75	10	a	a	DET
ajase-4424	75	11	fixed	fix	VERB
ajase-4424	75	12	financing	financing	NOUN
ajase-4424	75	13	rate	rate	NOUN
ajase-4424	75	14	during	during	ADP
ajase-4424	75	15	the	the	DET
ajase-4424	75	16	financing	financing	NOUN
ajase-4424	75	17	term	term	NOUN
ajase-4424	75	18	and	and	CCONJ
ajase-4424	75	19	ensures	ensure	VERB
ajase-4424	75	20	full	full	ADJ
ajase-4424	75	21	transparency	transparency	NOUN
ajase-4424	75	22	of	of	ADP
ajase-4424	75	23	price	price	NOUN
ajase-4424	75	24	and	and	CCONJ
ajase-4424	75	25	mark	mark	NOUN
ajase-4424	75	26	-	-	PUNCT
ajase-4424	75	27	up	up	NOUN
ajase-4424	75	28	.	.	PUNCT
ajase-4424	76	1	however	however	ADV
ajase-4424	76	2	,	,	PUNCT
ajase-4424	76	3	the	the	DET
ajase-4424	76	4	pricing	pricing	NOUN
ajase-4424	76	5	of	of	ADP
ajase-4424	76	6	some	some	DET
ajase-4424	76	7	products	product	NOUN
ajase-4424	76	8	offered	offer	VERB
ajase-4424	76	9	under	under	ADP
ajase-4424	76	10	murabahah	murabahah	NOUN
ajase-4424	76	11	closely	closely	ADV
ajase-4424	76	12	parallels	parallel	VERB
ajase-4424	76	13	or	or	CCONJ
ajase-4424	76	14	sometimes	sometimes	ADV
ajase-4424	76	15	exceeds	exceed	VERB
ajase-4424	76	16	the	the	DET
ajase-4424	76	17	pricing	pricing	NOUN
ajase-4424	76	18	of	of	ADP
ajase-4424	76	19	conventional	conventional	ADJ
ajase-4424	76	20	products	product	NOUN
ajase-4424	76	21	(	(	PUNCT
ajase-4424	76	22	wd	wd	PROPN
ajase-4424	76	23	-	-	PUNCT
ajase-4424	76	24	idb	idb	PROPN
ajase-4424	76	25	,	,	PUNCT
ajase-4424	76	26	2015	2015	NUM
ajase-4424	76	27	)	)	PUNCT
ajase-4424	76	28	.	.	PUNCT
ajase-4424	77	1	ijarah	ijarah	PROPN
ajase-4424	77	2	is	be	AUX
ajase-4424	77	3	an	an	DET
ajase-4424	77	4	islamic	islamic	ADJ
ajase-4424	77	5	-	-	PUNCT
ajase-4424	77	6	based	base	VERB
ajase-4424	77	7	leasing	leasing	NOUN
ajase-4424	77	8	arrangement	arrangement	NOUN
ajase-4424	77	9	where	where	SCONJ
ajase-4424	77	10	money	money	NOUN
ajase-4424	77	11	is	be	AUX
ajase-4424	77	12	exchanged	exchange	VERB
ajase-4424	77	13	for	for	ADP
ajase-4424	77	14	the	the	DET
ajase-4424	77	15	use	use	NOUN
ajase-4424	77	16	of	of	ADP
ajase-4424	77	17	an	an	DET
ajase-4424	77	18	asset	asset	NOUN
ajase-4424	77	19	.	.	PUNCT
ajase-4424	78	1	under	under	ADP
ajase-4424	78	2	this	this	DET
ajase-4424	78	3	arrangement	arrangement	NOUN
ajase-4424	78	4	,	,	PUNCT
ajase-4424	78	5	the	the	DET
ajase-4424	78	6	financier	financier	NOUN
ajase-4424	78	7	or	or	CCONJ
ajase-4424	78	8	bank	bank	NOUN
ajase-4424	78	9	first	first	ADV
ajase-4424	78	10	buys	buy	VERB
ajase-4424	78	11	the	the	DET
ajase-4424	78	12	asset	asset	NOUN
ajase-4424	78	13	from	from	ADP
ajase-4424	78	14	a	a	DET
ajase-4424	78	15	supplier	supplier	NOUN
ajase-4424	78	16	and	and	CCONJ
ajase-4424	78	17	then	then	ADV
ajase-4424	78	18	leases	lease	VERB
ajase-4424	78	19	it	it	PRON
ajase-4424	78	20	to	to	ADP
ajase-4424	78	21	the	the	DET
ajase-4424	78	22	client	client	NOUN
ajase-4424	78	23	.	.	PUNCT
ajase-4424	79	1	the	the	DET
ajase-4424	79	2	main	main	ADJ
ajase-4424	79	3	criterion	criterion	NOUN
ajase-4424	79	4	for	for	ADP
ajase-4424	79	5	eligibility	eligibility	NOUN
ajase-4424	79	6	for	for	ADP
ajase-4424	79	7	financing	financing	NOUN
ajase-4424	79	8	as	as	ADP
ajase-4424	79	9	differentiation	differentiation	NOUN
ajase-4424	79	10	from	from	ADP
ajase-4424	79	11	conventional	conventional	ADJ
ajase-4424	79	12	leasing	leasing	NOUN
ajase-4424	79	13	is	be	AUX
ajase-4424	79	14	the	the	DET
ajase-4424	79	15	ability	ability	NOUN
ajase-4424	79	16	to	to	PART
ajase-4424	79	17	generate	generate	VERB
ajase-4424	79	18	cash	cash	NOUN
ajase-4424	79	19	flows	flow	NOUN
ajase-4424	79	20	to	to	PART
ajase-4424	79	21	serve	serve	VERB
ajase-4424	79	22	the	the	DET
ajase-4424	79	23	lease	lease	NOUN
ajase-4424	79	24	agreement	agreement	NOUN
ajase-4424	79	25	,	,	PUNCT
ajase-4424	79	26	rather	rather	ADV
ajase-4424	79	27	than	than	ADP
ajase-4424	79	28	providing	provide	VERB
ajase-4424	79	29	security	security	NOUN
ajase-4424	79	30	(	(	PUNCT
ajase-4424	79	31	collateral	collateral	NOUN
ajase-4424	79	32	)	)	PUNCT
ajase-4424	79	33	and	and	CCONJ
ajase-4424	79	34	credit	credit	NOUN
ajase-4424	79	35	history	history	NOUN
ajase-4424	79	36	.	.	PUNCT
ajase-4424	80	1	as	as	ADP
ajase-4424	80	2	a	a	DET
ajase-4424	80	3	result	result	NOUN
ajase-4424	80	4	of	of	ADP
ajase-4424	80	5	this	this	DET
ajase-4424	80	6	criterion	criterion	NOUN
ajase-4424	80	7	factor	factor	NOUN
ajase-4424	80	8	,	,	PUNCT
ajase-4424	80	9	ijarah	ijarah	PROPN
ajase-4424	80	10	is	be	AUX
ajase-4424	80	11	widely	widely	ADV
ajase-4424	80	12	used	use	VERB
ajase-4424	80	13	to	to	PART
ajase-4424	80	14	finance	finance	VERB
ajase-4424	80	15	smes	sme	NOUN
ajase-4424	80	16	(	(	PUNCT
ajase-4424	80	17	mohieldin	mohieldin	PROPN
ajase-4424	80	18	et	et	PROPN
ajase-4424	80	19	al	al	PROPN
ajase-4424	80	20	.	.	PROPN
ajase-4424	80	21	,	,	PUNCT
ajase-4424	80	22	2011	2011	NUM
ajase-4424	80	23	)	)	PUNCT
ajase-4424	80	24	.	.	PUNCT
ajase-4424	81	1	on	on	ADP
ajase-4424	81	2	the	the	DET
ajase-4424	81	3	other	other	ADJ
ajase-4424	81	4	hand	hand	NOUN
ajase-4424	81	5	,	,	PUNCT
ajase-4424	81	6	equity	equity	NOUN
ajase-4424	81	7	-	-	PUNCT
ajase-4424	81	8	based	base	VERB
ajase-4424	81	9	financing	financing	NOUN
ajase-4424	81	10	is	be	AUX
ajase-4424	81	11	a	a	DET
ajase-4424	81	12	form	form	NOUN
ajase-4424	81	13	of	of	ADP
ajase-4424	81	14	financing	financing	NOUN
ajase-4424	81	15	where	where	SCONJ
ajase-4424	81	16	the	the	DET
ajase-4424	81	17	bank	bank	NOUN
ajase-4424	81	18	or	or	CCONJ
ajase-4424	81	19	financier	financier	NOUN
ajase-4424	81	20	has	have	VERB
ajase-4424	81	21	an	an	DET
ajase-4424	81	22	equity	equity	NOUN
ajase-4424	81	23	stake	stake	NOUN
ajase-4424	81	24	or	or	CCONJ
ajase-4424	81	25	interest	interest	NOUN
ajase-4424	81	26	in	in	ADP
ajase-4424	81	27	the	the	DET
ajase-4424	81	28	sme	sme	PROPN
ajase-4424	81	29	business	business	NOUN
ajase-4424	81	30	.	.	PUNCT
ajase-4424	82	1	this	this	DET
ajase-4424	82	2	arrangement	arrangement	NOUN
ajase-4424	82	3	makes	make	VERB
ajase-4424	82	4	a	a	DET
ajase-4424	82	5	financial	financial	ADJ
ajase-4424	82	6	institution	institution	NOUN
ajase-4424	82	7	that	that	PRON
ajase-4424	82	8	provides	provide	VERB
ajase-4424	82	9	investment	investment	NOUN
ajase-4424	82	10	capital	capital	NOUN
ajase-4424	82	11	to	to	PART
ajase-4424	82	12	operate	operate	VERB
ajase-4424	82	13	as	as	ADP
ajase-4424	82	14	a	a	DET
ajase-4424	82	15	partner	partner	NOUN
ajase-4424	82	16	to	to	ADP
ajase-4424	82	17	the	the	DET
ajase-4424	82	18	sme	sme	NOUN
ajase-4424	82	19	.	.	PUNCT
ajase-4424	83	1	in	in	ADP
ajase-4424	83	2	other	other	ADJ
ajase-4424	83	3	words	word	NOUN
ajase-4424	83	4	,	,	PUNCT
ajase-4424	83	5	it	it	PRON
ajase-4424	83	6	is	be	AUX
ajase-4424	83	7	a	a	DET
ajase-4424	83	8	partnership	partnership	NOUN
ajase-4424	83	9	-	-	PUNCT
ajase-4424	83	10	based	base	VERB
ajase-4424	83	11	contract	contract	NOUN
ajase-4424	83	12	with	with	ADP
ajase-4424	83	13	a	a	DET
ajase-4424	83	14	return	return	NOUN
ajase-4424	83	15	to	to	ADP
ajase-4424	83	16	the	the	DET
ajase-4424	83	17	bank	bank	NOUN
ajase-4424	83	18	or	or	CCONJ
ajase-4424	83	19	financier	financier	NOUN
ajase-4424	83	20	depending	depend	VERB
ajase-4424	83	21	on	on	ADP
ajase-4424	83	22	the	the	DET
ajase-4424	83	23	actual	actual	ADJ
ajase-4424	83	24	business	business	NOUN
ajase-4424	83	25	performance	performance	NOUN
ajase-4424	83	26	of	of	ADP
ajase-4424	83	27	the	the	DET
ajase-4424	83	28	clients	client	NOUN
ajase-4424	83	29	(	(	PUNCT
ajase-4424	83	30	international	international	ADJ
ajase-4424	83	31	trade	trade	NOUN
ajase-4424	83	32	centre	centre	NOUN
ajase-4424	83	33	,	,	PUNCT
ajase-4424	83	34	2009	2009	NUM
ajase-4424	83	35	)	)	PUNCT
ajase-4424	83	36	.	.	PUNCT
ajase-4424	84	1	there	there	PRON
ajase-4424	84	2	are	be	VERB
ajase-4424	84	3	two	two	NUM
ajase-4424	84	4	types	type	NOUN
ajase-4424	84	5	of	of	ADP
ajase-4424	84	6	sme	sme	PROPN
ajase-4424	84	7	partnership	partnership	PROPN
ajase-4424	84	8	financing	financing	NOUN
ajase-4424	84	9	,	,	PUNCT
ajase-4424	84	10	joint	joint	ADJ
ajase-4424	84	11	venture	venture	NOUN
ajase-4424	84	12	(	(	PUNCT
ajase-4424	84	13	musharakah	musharakah	PROPN
ajase-4424	84	14	)	)	PUNCT
ajase-4424	84	15	and	and	CCONJ
ajase-4424	84	16	passive	passive	ADJ
ajase-4424	84	17	partnership	partnership	NOUN
ajase-4424	84	18	(	(	PUNCT
ajase-4424	84	19	mudarabah	mudarabah	NOUN
ajase-4424	84	20	)	)	PUNCT
ajase-4424	84	21	.	.	PUNCT
ajase-4424	85	1	the	the	DET
ajase-4424	85	2	two	two	NUM
ajase-4424	85	3	differ	differ	VERB
ajase-4424	85	4	based	base	VERB
ajase-4424	85	5	on	on	ADP
ajase-4424	85	6	what	what	PRON
ajase-4424	85	7	the	the	DET
ajase-4424	85	8	partners	partner	NOUN
ajase-4424	85	9	contribute	contribute	VERB
ajase-4424	85	10	to	to	ADP
ajase-4424	85	11	the	the	DET
ajase-4424	85	12	partnership	partnership	NOUN
ajase-4424	85	13	.	.	PUNCT
ajase-4424	86	1	musharakah	musharakah	PROPN
ajase-4424	86	2	in	in	ADP
ajase-4424	86	3	arabian	arabian	ADJ
ajase-4424	86	4	language	language	NOUN
ajase-4424	86	5	refers	refer	VERB
ajase-4424	86	6	to	to	ADP
ajase-4424	86	7	sharing	share	VERB
ajase-4424	86	8	between	between	ADP
ajase-4424	86	9	two	two	NUM
ajase-4424	86	10	more	more	ADJ
ajase-4424	86	11	entities	entity	NOUN
ajase-4424	86	12	or	or	CCONJ
ajase-4424	86	13	businesses	business	NOUN
ajase-4424	86	14	(	(	PUNCT
ajase-4424	86	15	partnership	partnership	NOUN
ajase-4424	86	16	)	)	PUNCT
ajase-4424	86	17	.	.	PUNCT
ajase-4424	87	1	under	under	ADP
ajase-4424	87	2	this	this	DET
ajase-4424	87	3	financing	financing	NOUN
ajase-4424	87	4	,	,	PUNCT
ajase-4424	87	5	more	more	ADJ
ajase-4424	87	6	than	than	ADP
ajase-4424	87	7	two	two	NUM
ajase-4424	87	8	parties	party	NOUN
ajase-4424	87	9	can	can	AUX
ajase-4424	87	10	be	be	AUX
ajase-4424	87	11	involved	involve	VERB
ajase-4424	87	12	,	,	PUNCT
ajase-4424	87	13	and	and	CCONJ
ajase-4424	87	14	generally	generally	ADV
ajase-4424	87	15	,	,	PUNCT
ajase-4424	87	16	each	each	PRON
ajase-4424	87	17	provides	provide	VERB
ajase-4424	87	18	knowledge	knowledge	NOUN
ajase-4424	87	19	and	and	CCONJ
ajase-4424	87	20	skill	skill	NOUN
ajase-4424	87	21	in	in	ADP
ajase-4424	87	22	management	management	NOUN
ajase-4424	87	23	and	and	CCONJ
ajase-4424	87	24	a	a	DET
ajase-4424	87	25	share	share	NOUN
ajase-4424	87	26	of	of	ADP
ajase-4424	87	27	the	the	DET
ajase-4424	87	28	capital	capital	NOUN
ajase-4424	87	29	(	(	PUNCT
ajase-4424	87	30	abdinur	abdinur	PROPN
ajase-4424	87	31	&	&	CCONJ
ajase-4424	87	32	ondes	onde	NOUN
ajase-4424	87	33	,	,	PUNCT
ajase-4424	87	34	2022	2022	NUM
ajase-4424	87	35	)	)	PUNCT
ajase-4424	87	36	.	.	PUNCT
ajase-4424	88	1	meanwhile	meanwhile	ADV
ajase-4424	88	2	,	,	PUNCT
ajase-4424	88	3	it	it	PRON
ajase-4424	88	4	is	be	AUX
ajase-4424	88	5	possible	possible	ADJ
ajase-4424	88	6	for	for	SCONJ
ajase-4424	88	7	one	one	NUM
ajase-4424	88	8	partner	partner	NOUN
ajase-4424	88	9	only	only	ADV
ajase-4424	88	10	to	to	PART
ajase-4424	88	11	provide	provide	VERB
ajase-4424	88	12	capital	capital	NOUN
ajase-4424	88	13	,	,	PUNCT
ajase-4424	88	14	in	in	ADP
ajase-4424	88	15	which	which	DET
ajase-4424	88	16	case	case	NOUN
ajase-4424	88	17	he	he	PRON
ajase-4424	88	18	or	or	CCONJ
ajase-4424	88	19	she	she	PRON
ajase-4424	88	20	becomes	become	VERB
ajase-4424	88	21	a	a	DET
ajase-4424	88	22	sleeping	sleeping	NOUN
ajase-4424	88	23	partner	partner	NOUN
ajase-4424	88	24	.	.	PUNCT
ajase-4424	89	1	the	the	DET
ajase-4424	89	2	profits	profit	NOUN
ajase-4424	89	3	from	from	ADP
ajase-4424	89	4	operations	operation	NOUN
ajase-4424	89	5	are	be	AUX
ajase-4424	89	6	shared	share	VERB
ajase-4424	89	7	based	base	VERB
ajase-4424	89	8	on	on	ADP
ajase-4424	89	9	the	the	DET
ajase-4424	89	10	pre	pre	ADJ
ajase-4424	89	11	-	-	ADJ
ajase-4424	89	12	agreed	agreed	ADJ
ajase-4424	89	13	profit	profit	NOUN
ajase-4424	89	14	ratio	ratio	NOUN
ajase-4424	89	15	.	.	PUNCT
ajase-4424	90	1	in	in	ADP
ajase-4424	90	2	the	the	DET
ajase-4424	90	3	same	same	ADJ
ajase-4424	90	4	manner	manner	NOUN
ajase-4424	90	5	,	,	PUNCT
ajase-4424	90	6	losses	loss	NOUN
ajase-4424	90	7	are	be	AUX
ajase-4424	90	8	borne	bear	VERB
ajase-4424	90	9	by	by	ADP
ajase-4424	90	10	the	the	DET
ajase-4424	90	11	partners	partner	NOUN
ajase-4424	90	12	in	in	ADP
ajase-4424	90	13	proportion	proportion	NOUN
ajase-4424	90	14	to	to	ADP
ajase-4424	90	15	the	the	DET
ajase-4424	90	16	capital	capital	NOUN
ajase-4424	90	17	they	they	PRON
ajase-4424	90	18	have	have	AUX
ajase-4424	90	19	provided	provide	VERB
ajase-4424	90	20	(	(	PUNCT
ajase-4424	90	21	international	international	ADJ
ajase-4424	90	22	trade	trade	NOUN
ajase-4424	90	23	centre	centre	NOUN
ajase-4424	90	24	,	,	PUNCT
ajase-4424	90	25	2009	2009	NUM
ajase-4424	90	26	)	)	PUNCT
ajase-4424	90	27	.	.	PUNCT
ajase-4424	91	1	this	this	DET
ajase-4424	91	2	arrangement	arrangement	NOUN
ajase-4424	91	3	underscores	underscore	VERB
ajase-4424	91	4	the	the	DET
ajase-4424	91	5	islamic	islamic	ADJ
ajase-4424	91	6	principle	principle	NOUN
ajase-4424	91	7	of	of	ADP
ajase-4424	91	8	sharing	share	VERB
ajase-4424	91	9	responsibility	responsibility	NOUN
ajase-4424	91	10	for	for	ADP
ajase-4424	91	11	shari’ah	shari’ah	NOUN
ajase-4424	91	12	-	-	PUNCT
ajase-4424	91	13	based	base	VERB
ajase-4424	91	14	financing	financing	NOUN
ajase-4424	91	15	products	product	NOUN
ajase-4424	91	16	.	.	PUNCT
ajase-4424	92	1	the	the	DET
ajase-4424	92	2	mudarabah	mudarabah	NOUN
ajase-4424	92	3	,	,	PUNCT
ajase-4424	92	4	passive	passive	ADJ
ajase-4424	92	5	partnership	partnership	NOUN
ajase-4424	92	6	,	,	PUNCT
ajase-4424	92	7	transaction	transaction	NOUN
ajase-4424	92	8	is	be	AUX
ajase-4424	92	9	a	a	DET
ajase-4424	92	10	partnership	partnership	NOUN
ajase-4424	92	11	transaction	transaction	NOUN
ajase-4424	92	12	in	in	ADP
ajase-4424	92	13	which	which	PRON
ajase-4424	92	14	only	only	ADV
ajase-4424	92	15	one	one	NUM
ajase-4424	92	16	partner	partner	NOUN
ajase-4424	92	17	named	name	VERB
ajase-4424	92	18	the	the	DET
ajase-4424	92	19	capital	capital	NOUN
ajase-4424	92	20	-	-	PUNCT
ajase-4424	92	21	providing	provide	VERB
ajase-4424	92	22	investor	investor	NOUN
ajase-4424	92	23	or	or	CCONJ
ajase-4424	92	24	rab	rab	PROPN
ajase-4424	92	25	al	al	PROPN
ajase-4424	92	26	maal	maal	PROPN
ajase-4424	92	27	contributes	contribute	VERB
ajase-4424	92	28	capital	capital	NOUN
ajase-4424	92	29	,	,	PUNCT
ajase-4424	92	30	and	and	CCONJ
ajase-4424	92	31	the	the	DET
ajase-4424	92	32	other	other	ADJ
ajase-4424	92	33	partner	partner	NOUN
ajase-4424	92	34	known	know	VERB
ajase-4424	92	35	as	as	ADP
ajase-4424	92	36	the	the	DET
ajase-4424	92	37	business	business	NOUN
ajase-4424	92	38	manager	manager	NOUN
ajase-4424	92	39	or	or	CCONJ
ajase-4424	92	40	mudarib	mudarib	NOUN
ajase-4424	92	41	contributes	contribute	VERB
ajase-4424	92	42	skill	skill	NOUN
ajase-4424	92	43	and	and	CCONJ
ajase-4424	92	44	expertise	expertise	NOUN
ajase-4424	92	45	.	.	PUNCT
ajase-4424	93	1	according	accord	VERB
ajase-4424	93	2	to	to	ADP
ajase-4424	93	3	itc	itc	PROPN
ajase-4424	93	4	(	(	PUNCT
ajase-4424	93	5	2009	2009	NUM
ajase-4424	93	6	)	)	PUNCT
ajase-4424	93	7	,	,	PUNCT
ajase-4424	93	8	the	the	DET
ajase-4424	93	9	relationship	relationship	NOUN
ajase-4424	93	10	between	between	ADP
ajase-4424	93	11	the	the	DET
ajase-4424	93	12	partners	partner	NOUN
ajase-4424	93	13	is	be	AUX
ajase-4424	93	14	founded	found	VERB
ajase-4424	93	15	upon	upon	SCONJ
ajase-4424	93	16	trust	trust	NOUN
ajase-4424	93	17	,	,	PUNCT
ajase-4424	93	18	with	with	ADP
ajase-4424	93	19	the	the	DET
ajase-4424	93	20	investor	investor	NOUN
ajase-4424	93	21	relying	rely	VERB
ajase-4424	93	22	heavily	heavily	ADV
ajase-4424	93	23	on	on	ADP
ajase-4424	93	24	the	the	DET
ajase-4424	93	25	business	business	NOUN
ajase-4424	93	26	manager	manager	NOUN
ajase-4424	93	27	,	,	PUNCT
ajase-4424	93	28	and	and	CCONJ
ajase-4424	93	29	his	his	PRON
ajase-4424	93	30	or	or	CCONJ
ajase-4424	93	31	her	her	PRON
ajase-4424	93	32	ability	ability	NOUN
ajase-4424	93	33	to	to	PART
ajase-4424	93	34	manage	manage	VERB
ajase-4424	93	35	the	the	DET
ajase-4424	93	36	business	business	NOUN
ajase-4424	93	37	and	and	CCONJ
ajase-4424	93	38	be	be	AUX
ajase-4424	93	39	honest	honest	ADJ
ajase-4424	93	40	with	with	ADP
ajase-4424	93	41	profit	profit	NOUN
ajase-4424	93	42	share	share	NOUN
ajase-4424	93	43	payments	payment	NOUN
ajase-4424	93	44	.	.	PUNCT
ajase-4424	94	1	in	in	ADP
ajase-4424	94	2	this	this	DET
ajase-4424	94	3	financing	financing	NOUN
ajase-4424	94	4	arrangement	arrangement	NOUN
ajase-4424	94	5	,	,	PUNCT
ajase-4424	94	6	the	the	DET
ajase-4424	94	7	client	client	NOUN
ajase-4424	94	8	does	do	VERB
ajase-4424	94	9	the	the	DET
ajase-4424	94	10	management	management	NOUN
ajase-4424	94	11	work	work	NOUN
ajase-4424	94	12	in	in	ADP
ajase-4424	94	13	the	the	DET
ajase-4424	94	14	business	business	NOUN
ajase-4424	94	15	while	while	SCONJ
ajase-4424	94	16	the	the	DET
ajase-4424	94	17	financier	financier	NOUN
ajase-4424	94	18	or	or	CCONJ
ajase-4424	94	19	bank	bank	NOUN
ajase-4424	94	20	only	only	ADV
ajase-4424	94	21	provides	provide	VERB
ajase-4424	94	22	capital	capital	NOUN
ajase-4424	94	23	.	.	PUNCT
ajase-4424	95	1	however	however	ADV
ajase-4424	95	2	,	,	PUNCT
ajase-4424	95	3	this	this	PRON
ajase-4424	95	4	increases	increase	VERB
ajase-4424	95	5	the	the	DET
ajase-4424	95	6	bank	bank	NOUN
ajase-4424	95	7	’s	’s	PART
ajase-4424	95	8	exposure	exposure	NOUN
ajase-4424	95	9	to	to	ADP
ajase-4424	95	10	business	business	NOUN
ajase-4424	95	11	risks	risk	NOUN
ajase-4424	95	12	.	.	PUNCT
ajase-4424	96	1	with	with	ADP
ajase-4424	96	2	a	a	DET
ajase-4424	96	3	diminishing	diminishing	NOUN
ajase-4424	96	4	musharakah	musharakah	PROPN
ajase-4424	96	5	contract	contract	NOUN
ajase-4424	96	6	,	,	PUNCT
ajase-4424	96	7	one	one	NUM
ajase-4424	96	8	partner	partner	NOUN
ajase-4424	96	9	promises	promise	VERB
ajase-4424	96	10	to	to	PART
ajase-4424	96	11	acquire	acquire	VERB
ajase-4424	96	12	the	the	DET
ajase-4424	96	13	equity	equity	NOUN
ajase-4424	96	14	share	share	NOUN
ajase-4424	96	15	of	of	ADP
ajase-4424	96	16	another	another	DET
ajase-4424	96	17	person	person	NOUN
ajase-4424	96	18	’s	’s	PART
ajase-4424	96	19	business	business	NOUN
ajase-4424	96	20	by	by	ADP
ajase-4424	96	21	gradual	gradual	ADJ
ajase-4424	96	22	payment	payment	NOUN
ajase-4424	96	23	until	until	SCONJ
ajase-4424	96	24	he	he	PRON
ajase-4424	96	25	makes	make	VERB
ajase-4424	96	26	the	the	DET
ajase-4424	96	27	final	final	ADJ
ajase-4424	96	28	payment	payment	NOUN
ajase-4424	96	29	to	to	PART
ajase-4424	96	30	become	become	VERB
ajase-4424	96	31	the	the	DET
ajase-4424	96	32	owner	owner	NOUN
ajase-4424	96	33	(	(	PUNCT
ajase-4424	96	34	hussain	hussain	PROPN
ajase-4424	96	35	et	et	PROPN
ajase-4424	96	36	al	al	PROPN
ajase-4424	96	37	.	.	PROPN
ajase-4424	96	38	,	,	PUNCT
ajase-4424	96	39	2015	2015	NUM
ajase-4424	96	40	)	)	PUNCT
ajase-4424	96	41	.	.	PUNCT
ajase-4424	97	1	this	this	DET
ajase-4424	97	2	type	type	NOUN
ajase-4424	97	3	of	of	ADP
ajase-4424	97	4	financing	financing	NOUN
ajase-4424	97	5	arrangement	arrangement	NOUN
ajase-4424	97	6	is	be	AUX
ajase-4424	97	7	mostly	mostly	ADV
ajase-4424	97	8	famous	famous	ADJ
ajase-4424	97	9	among	among	ADP
ajase-4424	97	10	iranian	iranian	ADJ
ajase-4424	97	11	business	business	NOUN
ajase-4424	97	12	enterprises	enterprise	NOUN
ajase-4424	97	13	.	.	PUNCT
ajase-4424	98	1	theoretically	theoretically	ADV
ajase-4424	98	2	,	,	PUNCT
ajase-4424	98	3	the	the	DET
ajase-4424	98	4	model	model	NOUN
ajase-4424	98	5	of	of	ADP
ajase-4424	98	6	discrete	discrete	ADJ
ajase-4424	98	7	choice	choice	NOUN
ajase-4424	98	8	(	(	PUNCT
ajase-4424	98	9	dcm	dcm	NOUN
ajase-4424	98	10	)	)	PUNCT
ajase-4424	98	11	provides	provide	VERB
ajase-4424	98	12	a	a	DET
ajase-4424	98	13	framework	framework	NOUN
ajase-4424	98	14	for	for	ADP
ajase-4424	98	15	justifying	justify	VERB
ajase-4424	98	16	the	the	DET
ajase-4424	98	17	potential	potential	ADJ
ajase-4424	98	18	use	use	NOUN
ajase-4424	98	19	of	of	ADP
ajase-4424	98	20	islamic	islamic	ADJ
ajase-4424	98	21	finance	finance	NOUN
ajase-4424	98	22	in	in	ADP
ajase-4424	98	23	this	this	DET
ajase-4424	98	24	study	study	NOUN
ajase-4424	98	25	by	by	ADP
ajase-4424	98	26	smes	sme	NOUN
ajase-4424	98	27	.	.	PUNCT
ajase-4424	99	1	the	the	DET
ajase-4424	99	2	utility	utility	NOUN
ajase-4424	99	3	-	-	PUNCT
ajase-4424	99	4	based	base	VERB
ajase-4424	99	5	model	model	NOUN
ajase-4424	99	6	,	,	PUNCT
ajase-4424	99	7	dcm	dcm	PROPN
ajase-4424	99	8	,	,	PUNCT
ajase-4424	99	9	explains	explain	VERB
ajase-4424	99	10	a	a	DET
ajase-4424	99	11	rational	rational	ADJ
ajase-4424	99	12	situation	situation	NOUN
ajase-4424	99	13	in	in	ADP
ajase-4424	99	14	which	which	PRON
ajase-4424	99	15	a	a	DET
ajase-4424	99	16	decision	decision	NOUN
ajase-4424	99	17	maker	maker	NOUN
ajase-4424	99	18	selects	select	VERB
ajase-4424	99	19	the	the	DET
ajase-4424	99	20	best	good	ADJ
ajase-4424	99	21	alternative	alternative	NOUN
ajase-4424	99	22	from	from	ADP
ajase-4424	99	23	a	a	DET
ajase-4424	99	24	list	list	NOUN
ajase-4424	99	25	of	of	ADP
ajase-4424	99	26	two	two	NUM
ajase-4424	99	27	or	or	CCONJ
ajase-4424	99	28	more	more	ADJ
ajase-4424	99	29	choices	choice	NOUN
ajase-4424	99	30	.	.	PUNCT
ajase-4424	100	1	selection	selection	NOUN
ajase-4424	100	2	of	of	ADP
ajase-4424	100	3	a	a	DET
ajase-4424	100	4	preferred	preferred	ADJ
ajase-4424	100	5	option	option	NOUN
ajase-4424	100	6	is	be	AUX
ajase-4424	100	7	premised	premise	VERB
ajase-4424	100	8	on	on	ADP
ajase-4424	100	9	the	the	DET
ajase-4424	100	10	objective	objective	NOUN
ajase-4424	100	11	of	of	ADP
ajase-4424	100	12	maximal	maximal	ADJ
ajase-4424	100	13	satisfaction	satisfaction	NOUN
ajase-4424	100	14	derived	derive	VERB
ajase-4424	100	15	from	from	ADP
ajase-4424	100	16	the	the	DET
ajase-4424	100	17	best	good	ADJ
ajase-4424	100	18	alternative	alternative	NOUN
ajase-4424	100	19	.	.	PUNCT
ajase-4424	101	1	the	the	DET
ajase-4424	101	2	proponents	proponent	NOUN
ajase-4424	101	3	of	of	ADP
ajase-4424	101	4	islamic	islamic	ADJ
ajase-4424	101	5	finance	finance	PROPN
ajase-4424	101	6	have	have	AUX
ajase-4424	101	7	argued	argue	VERB
ajase-4424	101	8	through	through	ADP
ajase-4424	101	9	empirical	empirical	ADJ
ajase-4424	101	10	data	datum	NOUN
ajase-4424	101	11	that	that	PRON
ajase-4424	101	12	owners	owner	NOUN
ajase-4424	101	13	and	and	CCONJ
ajase-4424	101	14	managers	manager	NOUN
ajase-4424	101	15	of	of	ADP
ajase-4424	101	16	smes	sme	NOUN
ajase-4424	101	17	often	often	ADV
ajase-4424	101	18	prefer	prefer	VERB
ajase-4424	101	19	islamic	islamic	ADJ
ajase-4424	101	20	financing	financing	NOUN
ajase-4424	101	21	options	option	NOUN
ajase-4424	101	22	to	to	ADP
ajase-4424	101	23	conventional	conventional	ADJ
ajase-4424	101	24	funding	funding	NOUN
ajase-4424	101	25	models	model	NOUN
ajase-4424	101	26	(	(	PUNCT
ajase-4424	101	27	al	al	PROPN
ajase-4424	101	28	dabbas	dabbas	PROPN
ajase-4424	101	29	,	,	PUNCT
ajase-4424	101	30	2023	2023	NUM
ajase-4424	101	31	;	;	PUNCT
ajase-4424	101	32	baloch	baloch	PROPN
ajase-4424	101	33	&	&	CCONJ
ajase-4424	101	34	chimenya	chimenya	PROPN
ajase-4424	101	35	,	,	PUNCT
ajase-4424	101	36	2023	2023	NUM
ajase-4424	101	37	;	;	PUNCT
ajase-4424	101	38	shamsudheen	shamsudheen	VERB
ajase-4424	101	39	,	,	PUNCT
ajase-4424	101	40	2023	2023	NUM
ajase-4424	101	41	)	)	PUNCT
ajase-4424	101	42	.	.	PUNCT
ajase-4424	102	1	this	this	DET
ajase-4424	102	2	preference	preference	NOUN
ajase-4424	102	3	is	be	AUX
ajase-4424	102	4	due	due	ADJ
ajase-4424	102	5	to	to	ADP
ajase-4424	102	6	greater	great	ADJ
ajase-4424	102	7	benefits	benefit	NOUN
ajase-4424	102	8	offered	offer	VERB
ajase-4424	102	9	by	by	ADP
ajase-4424	102	10	islamic	islamic	ADJ
ajase-4424	102	11	finance	finance	NOUN
ajase-4424	102	12	based	base	VERB
ajase-4424	102	13	on	on	ADP
ajase-4424	102	14	the	the	DET
ajase-4424	102	15	principles	principle	NOUN
ajase-4424	102	16	of	of	ADP
ajase-4424	102	17	islam	islam	PROPN
ajase-4424	102	18	and	and	CCONJ
ajase-4424	102	19	shariah	shariah	PROPN
ajase-4424	102	20	laws	law	NOUN
ajase-4424	102	21	.	.	PUNCT
ajase-4424	103	1	for	for	ADP
ajase-4424	103	2	instance	instance	NOUN
ajase-4424	103	3	,	,	PUNCT
ajase-4424	103	4	baloch	baloch	PROPN
ajase-4424	103	5	and	and	CCONJ
ajase-4424	103	6	chimenya	chimenya	PROPN
ajase-4424	103	7	(	(	PUNCT
ajase-4424	103	8	2023	2023	NUM
ajase-4424	103	9	)	)	PUNCT
ajase-4424	103	10	opined	opine	VERB
ajase-4424	103	11	that	that	SCONJ
ajase-4424	103	12	islamic	islamic	ADJ
ajase-4424	103	13	financing	financing	NOUN
ajase-4424	103	14	is	be	AUX
ajase-4424	103	15	presumed	presume	VERB
ajase-4424	103	16	to	to	PART
ajase-4424	103	17	be	be	AUX
ajase-4424	103	18	desired	desire	VERB
ajase-4424	103	19	by	by	ADP
ajase-4424	103	20	smes	sme	NOUN
ajase-4424	103	21	and	and	CCONJ
ajase-4424	103	22	other	other	ADJ
ajase-4424	103	23	users	user	NOUN
ajase-4424	103	24	because	because	SCONJ
ajase-4424	103	25	of	of	ADP
ajase-4424	103	26	its	its	PRON
ajase-4424	103	27	ethical	ethical	ADJ
ajase-4424	103	28	considerations	consideration	NOUN
ajase-4424	103	29	(	(	PUNCT
ajase-4424	103	30	such	such	ADJ
ajase-4424	103	31	as	as	ADP
ajase-4424	103	32	prohibition	prohibition	NOUN
ajase-4424	103	33	of	of	ADP
ajase-4424	103	34	interest	interest	NOUN
ajase-4424	103	35	-	-	PUNCT
ajase-4424	103	36	based	base	VERB
ajase-4424	103	37	transactions	transaction	NOUN
ajase-4424	103	38	,	,	PUNCT
ajase-4424	103	39	gambling	gambling	NOUN
ajase-4424	103	40	,	,	PUNCT
ajase-4424	103	41	and	and	CCONJ
ajase-4424	103	42	undue	undue	ADJ
ajase-4424	103	43	returns	return	NOUN
ajase-4424	103	44	)	)	PUNCT
ajase-4424	103	45	that	that	PRON
ajase-4424	103	46	plague	plague	VERB
ajase-4424	103	47	conventional	conventional	ADJ
ajase-4424	103	48	options	option	NOUN
ajase-4424	103	49	.	.	PUNCT
ajase-4424	104	1	in	in	ADP
ajase-4424	104	2	other	other	ADJ
ajase-4424	104	3	words	word	NOUN
ajase-4424	104	4	,	,	PUNCT
ajase-4424	104	5	this	this	DET
ajase-4424	104	6	study	study	NOUN
ajase-4424	104	7	hypothesizes	hypothesize	VERB
ajase-4424	104	8	that	that	SCONJ
ajase-4424	104	9	the	the	DET
ajase-4424	104	10	sampled	sample	VERB
ajase-4424	104	11	smes	sme	NOUN
ajase-4424	104	12	in	in	ADP
ajase-4424	104	13	the	the	DET
ajase-4424	104	14	study	study	NOUN
ajase-4424	104	15	area	area	NOUN
ajase-4424	104	16	would	would	AUX
ajase-4424	104	17	prefer	prefer	VERB
ajase-4424	104	18	islamic	islamic	ADJ
ajase-4424	104	19	financing	financing	NOUN
ajase-4424	104	20	options	option	NOUN
ajase-4424	104	21	to	to	ADP
ajase-4424	104	22	traditional	traditional	ADJ
ajase-4424	104	23	alternatives	alternative	NOUN
ajase-4424	104	24	.	.	PUNCT
ajase-4424	105	1	al	al	PROPN
ajase-4424	105	2	dabbas	dabbas	PROPN
ajase-4424	105	3	(	(	PUNCT
ajase-4424	105	4	2023	2023	NUM
ajase-4424	105	5	)	)	PUNCT
ajase-4424	105	6	employed	employ	VERB
ajase-4424	105	7	descriptive	descriptive	ADJ
ajase-4424	105	8	analysis	analysis	NOUN
ajase-4424	105	9	to	to	PART
ajase-4424	105	10	investigate	investigate	VERB
ajase-4424	105	11	how	how	SCONJ
ajase-4424	105	12	islamic	islamic	ADJ
ajase-4424	105	13	finance	finance	NOUN
ajase-4424	105	14	affects	affect	VERB
ajase-4424	105	15	the	the	DET
ajase-4424	105	16	development	development	NOUN
ajase-4424	105	17	of	of	ADP
ajase-4424	105	18	100	100	NUM
ajase-4424	105	19	jordan	jordan	PROPN
ajase-4424	105	20	-	-	PUNCT
ajase-4424	105	21	based	base	VERB
ajase-4424	105	22	smes	sme	NOUN
ajase-4424	105	23	and	and	CCONJ
ajase-4424	105	24	found	find	VERB
ajase-4424	105	25	that	that	DET
ajase-4424	105	26	murabaha	murabaha	NOUN
ajase-4424	105	27	is	be	AUX
ajase-4424	105	28	an	an	DET
ajase-4424	105	29	important	important	ADJ
ajase-4424	105	30	and	and	CCONJ
ajase-4424	105	31	famous	famous	ADJ
ajase-4424	105	32	financing	financing	NOUN
ajase-4424	105	33	option	option	NOUN
ajase-4424	105	34	among	among	ADP
ajase-4424	105	35	users	user	NOUN
ajase-4424	105	36	of	of	ADP
ajase-4424	105	37	islamic	islamic	ADJ
ajase-4424	105	38	finance	finance	NOUN
ajase-4424	105	39	.	.	PUNCT
ajase-4424	106	1	this	this	DET
ajase-4424	106	2	study	study	NOUN
ajase-4424	106	3	asserts	assert	VERB
ajase-4424	106	4	that	that	SCONJ
ajase-4424	106	5	islamic	islamic	ADJ
ajase-4424	106	6	finance	finance	NOUN
ajase-4424	106	7	is	be	AUX
ajase-4424	106	8	a	a	DET
ajase-4424	106	9	critical	critical	ADJ
ajase-4424	106	10	driver	driver	NOUN
ajase-4424	106	11	of	of	ADP
ajase-4424	106	12	sme	sme	PROPN
ajase-4424	106	13	development	development	PROPN
ajase-4424	106	14	in	in	ADP
ajase-4424	106	15	jordan	jordan	PROPN
ajase-4424	106	16	.	.	PUNCT
ajase-4424	107	1	similarly	similarly	ADV
ajase-4424	107	2	,	,	PUNCT
ajase-4424	107	3	in	in	ADP
ajase-4424	107	4	2022	2022	NUM
ajase-4424	107	5	,	,	PUNCT
ajase-4424	107	6	a	a	DET
ajase-4424	107	7	research	research	NOUN
ajase-4424	107	8	study	study	NOUN
ajase-4424	107	9	by	by	ADP
ajase-4424	107	10	abdinur	abdinur	NOUN
ajase-4424	107	11	and	and	CCONJ
ajase-4424	107	12	ondes	onde	NOUN
ajase-4424	107	13	shows	show	NOUN
ajase-4424	107	14	via	via	ADP
ajase-4424	107	15	a	a	DET
ajase-4424	107	16	bivariate	bivariate	ADJ
ajase-4424	107	17	regression	regression	NOUN
ajase-4424	107	18	analysis	analysis	NOUN
ajase-4424	107	19	of	of	ADP
ajase-4424	107	20	148	148	NUM
ajase-4424	107	21	primary	primary	ADJ
ajase-4424	107	22	observations	observation	NOUN
ajase-4424	107	23	obtained	obtain	VERB
ajase-4424	107	24	from	from	ADP
ajase-4424	107	25	selected	select	VERB
ajase-4424	107	26	smes	sme	NOUN
ajase-4424	107	27	in	in	ADP
ajase-4424	107	28	lasanod	lasanod	PROPN
ajase-4424	107	29	,	,	PUNCT
ajase-4424	107	30	somalia	somalia	PROPN
ajase-4424	107	31	that	that	SCONJ
ajase-4424	107	32	a	a	DET
ajase-4424	107	33	higher	high	ADJ
ajase-4424	107	34	level	level	NOUN
ajase-4424	107	35	of	of	ADP
ajase-4424	107	36	islamic	islamic	ADJ
ajase-4424	107	37	finance	finance	PROPN
ajase-4424	107	38	promotes	promote	VERB
ajase-4424	107	39	firms	firm	NOUN
ajase-4424	107	40	’	’	PART
ajase-4424	107	41	business	business	NOUN
ajase-4424	107	42	performance	performance	NOUN
ajase-4424	107	43	.	.	PUNCT
ajase-4424	108	1	at	at	ADP
ajase-4424	108	2	a	a	DET
ajase-4424	108	3	macro	macro	ADJ
ajase-4424	108	4	level	level	NOUN
ajase-4424	108	5	,	,	PUNCT
ajase-4424	108	6	ledhem	ledhem	PROPN
ajase-4424	108	7	(	(	PUNCT
ajase-4424	108	8	2022	2022	NUM
ajase-4424	108	9	)	)	PUNCT
ajase-4424	108	10	assessed	assess	VERB
ajase-4424	108	11	the	the	DET
ajase-4424	108	12	impact	impact	NOUN
ajase-4424	108	13	of	of	ADP
ajase-4424	108	14	islamic	islamic	ADJ
ajase-4424	108	15	finance	finance	NOUN
ajase-4424	108	16	for	for	ADP
ajase-4424	108	17	entrepreneurial	entrepreneurial	ADJ
ajase-4424	108	18	business	business	NOUN
ajase-4424	108	19	on	on	ADP
ajase-4424	108	20	the	the	DET
ajase-4424	108	21	growth	growth	NOUN
ajase-4424	108	22	of	of	ADP
ajase-4424	108	23	the	the	DET
ajase-4424	108	24	malaysian	malaysian	ADJ
ajase-4424	108	25	economy	economy	NOUN
ajase-4424	108	26	based	base	VERB
ajase-4424	108	27	on	on	ADP
ajase-4424	108	28	quarterly	quarterly	ADJ
ajase-4424	108	29	data	datum	NOUN
ajase-4424	108	30	from	from	ADP
ajase-4424	108	31	2014	2014	NUM
ajase-4424	108	32	to	to	ADP
ajase-4424	108	33	2021	2021	NUM
ajase-4424	108	34	.	.	PUNCT
ajase-4424	109	1	it	it	PRON
ajase-4424	109	2	pa	pa	PROPN
ajase-4424	109	3	ge	ge	PROPN
ajase-4424	109	4	35	35	NUM
ajase-4424	109	5	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	109	6	am	am	NOUN
ajase-4424	109	7	.	.	PUNCT
ajase-4424	110	1	j.	j.	PROPN
ajase-4424	110	2	appl	appl	PROPN
ajase-4424	110	3	.	.	PROPN
ajase-4424	111	1	stat	stat	PROPN
ajase-4424	111	2	.	.	PUNCT
ajase-4424	112	1	econ	econ	PROPN
ajase-4424	112	2	.	.	PUNCT
ajase-4424	113	1	4(1	4(1	X
ajase-4424	113	2	)	)	PUNCT
ajase-4424	114	1	32	32	NUM
ajase-4424	114	2	-	-	SYM
ajase-4424	114	3	40	40	NUM
ajase-4424	114	4	,	,	PUNCT
ajase-4424	114	5	2025	2025	NUM
ajase-4424	114	6	was	be	AUX
ajase-4424	114	7	discovered	discover	VERB
ajase-4424	114	8	with	with	ADP
ajase-4424	114	9	bootstrap	bootstrap	NOUN
ajase-4424	114	10	quantile	quantile	ADJ
ajase-4424	114	11	regression	regression	NOUN
ajase-4424	114	12	that	that	SCONJ
ajase-4424	114	13	islamic	islamic	ADJ
ajase-4424	114	14	finance	finance	NOUN
ajase-4424	114	15	for	for	ADP
ajase-4424	114	16	smes	sme	NOUN
ajase-4424	114	17	promotes	promote	VERB
ajase-4424	114	18	malaysian	malaysian	ADJ
ajase-4424	114	19	economic	economic	ADJ
ajase-4424	114	20	growth	growth	NOUN
ajase-4424	114	21	.	.	PUNCT
ajase-4424	115	1	in	in	ADP
ajase-4424	115	2	africa	africa	PROPN
ajase-4424	115	3	,	,	PUNCT
ajase-4424	115	4	scanty	scanty	ADJ
ajase-4424	115	5	empirical	empirical	ADJ
ajase-4424	115	6	evidence	evidence	NOUN
ajase-4424	115	7	on	on	ADP
ajase-4424	115	8	the	the	DET
ajase-4424	115	9	reliability	reliability	NOUN
ajase-4424	115	10	of	of	ADP
ajase-4424	115	11	islamic	islamic	ADJ
ajase-4424	115	12	finance	finance	NOUN
ajase-4424	115	13	for	for	ADP
ajase-4424	115	14	enhancing	enhance	VERB
ajase-4424	115	15	sme	sme	PROPN
ajase-4424	115	16	business	business	NOUN
ajase-4424	115	17	performance	performance	NOUN
ajase-4424	115	18	is	be	AUX
ajase-4424	115	19	available	available	ADJ
ajase-4424	115	20	.	.	PUNCT
ajase-4424	116	1	haruna	haruna	PROPN
ajase-4424	116	2	et	et	PROPN
ajase-4424	116	3	al	al	PROPN
ajase-4424	116	4	.	.	PROPN
ajase-4424	117	1	(	(	PUNCT
ajase-4424	117	2	2024	2024	NUM
ajase-4424	117	3	)	)	PUNCT
ajase-4424	117	4	investigated	investigate	VERB
ajase-4424	117	5	how	how	SCONJ
ajase-4424	117	6	the	the	DET
ajase-4424	117	7	islamic	islamic	ADJ
ajase-4424	117	8	financing	financing	NOUN
ajase-4424	117	9	approach	approach	NOUN
ajase-4424	117	10	affects	affect	VERB
ajase-4424	117	11	the	the	DET
ajase-4424	117	12	innovation	innovation	NOUN
ajase-4424	117	13	capacity	capacity	NOUN
ajase-4424	117	14	of	of	ADP
ajase-4424	117	15	small	small	ADJ
ajase-4424	117	16	-	-	PUNCT
ajase-4424	117	17	to	to	ADP
ajase-4424	117	18	-	-	PUNCT
ajase-4424	117	19	medium	medium	NOUN
ajase-4424	117	20	businesses	business	NOUN
ajase-4424	117	21	in	in	ADP
ajase-4424	117	22	cameroon	cameroon	NOUN
ajase-4424	117	23	through	through	ADP
ajase-4424	117	24	a	a	DET
ajase-4424	117	25	sample	sample	NOUN
ajase-4424	117	26	of	of	ADP
ajase-4424	117	27	1358	1358	NUM
ajase-4424	117	28	sme	sme	NOUN
ajase-4424	117	29	owners	owner	NOUN
ajase-4424	117	30	and/or	and/or	CCONJ
ajase-4424	117	31	managers	manager	NOUN
ajase-4424	117	32	.	.	PUNCT
ajase-4424	118	1	a	a	DET
ajase-4424	118	2	multivariate	multivariate	NOUN
ajase-4424	118	3	probit	probit	NOUN
ajase-4424	118	4	model	model	NOUN
ajase-4424	118	5	estimation	estimation	NOUN
ajase-4424	118	6	by	by	ADP
ajase-4424	118	7	the	the	DET
ajase-4424	118	8	study	study	NOUN
ajase-4424	118	9	reveals	reveal	VERB
ajase-4424	118	10	that	that	SCONJ
ajase-4424	118	11	islamic	islamic	ADJ
ajase-4424	118	12	financing	financing	NOUN
ajase-4424	118	13	significantly	significantly	ADV
ajase-4424	118	14	and	and	CCONJ
ajase-4424	118	15	positively	positively	ADV
ajase-4424	118	16	promotes	promote	VERB
ajase-4424	118	17	product	product	NOUN
ajase-4424	118	18	,	,	PUNCT
ajase-4424	118	19	process	process	NOUN
ajase-4424	118	20	,	,	PUNCT
ajase-4424	118	21	and	and	CCONJ
ajase-4424	118	22	marketing	marketing	NOUN
ajase-4424	118	23	innovation	innovation	NOUN
ajase-4424	118	24	.	.	PUNCT
ajase-4424	119	1	the	the	DET
ajase-4424	119	2	study	study	NOUN
ajase-4424	119	3	implies	imply	VERB
ajase-4424	119	4	that	that	SCONJ
ajase-4424	119	5	greater	great	ADJ
ajase-4424	119	6	islamic	islamic	ADJ
ajase-4424	119	7	financing	financing	NOUN
ajase-4424	119	8	enhances	enhance	VERB
ajase-4424	119	9	smes	sme	NOUN
ajase-4424	119	10	’	'	PUNCT
ajase-4424	119	11	innovation	innovation	NOUN
ajase-4424	119	12	capacity	capacity	NOUN
ajase-4424	119	13	in	in	ADP
ajase-4424	119	14	cameroon	cameroon	NOUN
ajase-4424	119	15	.	.	PUNCT
ajase-4424	120	1	in	in	ADP
ajase-4424	120	2	nigeria	nigeria	PROPN
ajase-4424	120	3	,	,	PUNCT
ajase-4424	120	4	a	a	DET
ajase-4424	120	5	few	few	ADJ
ajase-4424	120	6	studies	study	NOUN
ajase-4424	120	7	by	by	ADP
ajase-4424	120	8	adam	adam	PROPN
ajase-4424	120	9	(	(	PUNCT
ajase-4424	120	10	2020	2020	NUM
ajase-4424	120	11	)	)	PUNCT
ajase-4424	120	12	,	,	PUNCT
ajase-4424	120	13	adedeji	adedeji	NOUN
ajase-4424	120	14	(	(	PUNCT
ajase-4424	120	15	2021	2021	NUM
ajase-4424	120	16	)	)	PUNCT
ajase-4424	120	17	,	,	PUNCT
ajase-4424	120	18	and	and	CCONJ
ajase-4424	120	19	shinkafi	shinkafi	PROPN
ajase-4424	120	20	et	et	PROPN
ajase-4424	120	21	al	al	PROPN
ajase-4424	120	22	.	.	PROPN
ajase-4424	121	1	(	(	PUNCT
ajase-4424	121	2	2023	2023	NUM
ajase-4424	121	3	)	)	PUNCT
ajase-4424	121	4	found	find	VERB
ajase-4424	121	5	that	that	SCONJ
ajase-4424	121	6	islamic	islamic	ADJ
ajase-4424	121	7	financing	financing	NOUN
ajase-4424	121	8	has	have	VERB
ajase-4424	121	9	a	a	DET
ajase-4424	121	10	significant	significant	ADJ
ajase-4424	121	11	and	and	CCONJ
ajase-4424	121	12	positive	positive	ADJ
ajase-4424	121	13	effect	effect	NOUN
ajase-4424	121	14	on	on	ADP
ajase-4424	121	15	the	the	DET
ajase-4424	121	16	performance	performance	NOUN
ajase-4424	121	17	of	of	ADP
ajase-4424	121	18	the	the	DET
ajase-4424	121	19	country	country	NOUN
ajase-4424	121	20	’s	’s	PART
ajase-4424	121	21	smes	sme	NOUN
ajase-4424	121	22	.	.	PUNCT
ajase-4424	122	1	however	however	ADV
ajase-4424	122	2	,	,	PUNCT
ajase-4424	122	3	the	the	DET
ajase-4424	122	4	common	common	ADJ
ajase-4424	122	5	use	use	NOUN
ajase-4424	122	6	of	of	ADP
ajase-4424	122	7	sensitive	sensitive	ADJ
ajase-4424	122	8	assumptions	assumption	NOUN
ajase-4424	122	9	-	-	PUNCT
ajase-4424	122	10	based	base	VERB
ajase-4424	122	11	ordinary	ordinary	ADJ
ajase-4424	122	12	least	least	ADJ
ajase-4424	122	13	square	square	ADJ
ajase-4424	122	14	(	(	PUNCT
ajase-4424	122	15	ols	ol	NOUN
ajase-4424	122	16	)	)	PUNCT
ajase-4424	122	17	method	method	NOUN
ajase-4424	122	18	to	to	PART
ajase-4424	122	19	analyze	analyze	VERB
ajase-4424	122	20	primary	primary	ADJ
ajase-4424	122	21	data	datum	NOUN
ajase-4424	122	22	limits	limit	VERB
ajase-4424	122	23	the	the	DET
ajase-4424	122	24	extent	extent	NOUN
ajase-4424	122	25	of	of	ADP
ajase-4424	122	26	acceptability	acceptability	NOUN
ajase-4424	122	27	of	of	ADP
ajase-4424	122	28	results	result	NOUN
ajase-4424	122	29	obtained	obtain	VERB
ajase-4424	122	30	by	by	ADP
ajase-4424	122	31	these	these	DET
ajase-4424	122	32	scanty	scanty	ADJ
ajase-4424	122	33	studies	study	NOUN
ajase-4424	122	34	in	in	ADP
ajase-4424	122	35	the	the	DET
ajase-4424	122	36	field	field	NOUN
ajase-4424	122	37	.	.	PUNCT
ajase-4424	123	1	unless	unless	SCONJ
ajase-4424	123	2	converted	convert	VERB
ajase-4424	123	3	into	into	ADP
ajase-4424	123	4	continuous	continuous	ADJ
ajase-4424	123	5	form	form	NOUN
ajase-4424	123	6	,	,	PUNCT
ajase-4424	123	7	the	the	DET
ajase-4424	123	8	assumption	assumption	NOUN
ajase-4424	123	9	of	of	ADP
ajase-4424	123	10	linearity	linearity	NOUN
ajase-4424	123	11	for	for	ADP
ajase-4424	123	12	categorical	categorical	ADJ
ajase-4424	123	13	data	data	NOUN
ajase-4424	123	14	distribution	distribution	NOUN
ajase-4424	123	15	is	be	AUX
ajase-4424	123	16	often	often	ADV
ajase-4424	123	17	impractical	impractical	ADJ
ajase-4424	123	18	via	via	ADP
ajase-4424	123	19	primary	primary	ADJ
ajase-4424	123	20	data	datum	NOUN
ajase-4424	123	21	.	.	PUNCT
ajase-4424	124	1	in	in	ADP
ajase-4424	124	2	other	other	ADJ
ajase-4424	124	3	words	word	NOUN
ajase-4424	124	4	,	,	PUNCT
ajase-4424	124	5	using	use	VERB
ajase-4424	124	6	ols	ol	NOUN
ajase-4424	124	7	for	for	ADP
ajase-4424	124	8	non	non	ADJ
ajase-4424	124	9	-	-	ADJ
ajase-4424	124	10	linear	linear	ADJ
ajase-4424	124	11	relationships	relationship	NOUN
ajase-4424	124	12	can	can	AUX
ajase-4424	124	13	produce	produce	VERB
ajase-4424	124	14	biased	biased	ADJ
ajase-4424	124	15	and	and	CCONJ
ajase-4424	124	16	unreliable	unreliable	ADJ
ajase-4424	124	17	estimates	estimate	NOUN
ajase-4424	124	18	(	(	PUNCT
ajase-4424	124	19	gujarati	gujarati	PROPN
ajase-4424	124	20	,	,	PUNCT
ajase-4424	124	21	2004	2004	NUM
ajase-4424	124	22	;	;	PUNCT
ajase-4424	124	23	wooldridge	wooldridge	PROPN
ajase-4424	124	24	,	,	PUNCT
ajase-4424	124	25	2010	2010	NUM
ajase-4424	124	26	)	)	PUNCT
ajase-4424	124	27	.	.	PUNCT
ajase-4424	125	1	again	again	ADV
ajase-4424	125	2	,	,	PUNCT
ajase-4424	125	3	the	the	DET
ajase-4424	125	4	heteroscedasticity	heteroscedasticity	NOUN
ajase-4424	125	5	in	in	ADP
ajase-4424	125	6	ols	ol	NOUN
ajase-4424	125	7	with	with	ADP
ajase-4424	125	8	primary	primary	ADJ
ajase-4424	125	9	data	datum	NOUN
ajase-4424	125	10	can	can	AUX
ajase-4424	125	11	lead	lead	VERB
ajase-4424	125	12	to	to	ADP
ajase-4424	125	13	incorrect	incorrect	ADJ
ajase-4424	125	14	inferences	inference	NOUN
ajase-4424	125	15	(	(	PUNCT
ajase-4424	125	16	gujarati	gujarati	PROPN
ajase-4424	125	17	,	,	PUNCT
ajase-4424	125	18	2004	2004	NUM
ajase-4424	125	19	)	)	PUNCT
ajase-4424	125	20	.	.	PUNCT
ajase-4424	126	1	errors	error	NOUN
ajase-4424	126	2	are	be	AUX
ajase-4424	126	3	likely	likely	ADJ
ajase-4424	126	4	to	to	PART
ajase-4424	126	5	vary	vary	VERB
ajase-4424	126	6	substantially	substantially	ADV
ajase-4424	126	7	across	across	ADP
ajase-4424	126	8	all	all	DET
ajase-4424	126	9	levels	level	NOUN
ajase-4424	126	10	of	of	ADP
ajase-4424	126	11	predictors	predictor	NOUN
ajase-4424	126	12	with	with	ADP
ajase-4424	126	13	categorical	categorical	ADJ
ajase-4424	126	14	data	datum	NOUN
ajase-4424	126	15	.	.	PUNCT
ajase-4424	127	1	regrettably	regrettably	ADV
ajase-4424	127	2	,	,	PUNCT
ajase-4424	127	3	identified	identify	VERB
ajase-4424	127	4	issues	issue	NOUN
ajase-4424	127	5	with	with	ADP
ajase-4424	127	6	the	the	DET
ajase-4424	127	7	ols	ol	NOUN
ajase-4424	127	8	technique	technique	NOUN
ajase-4424	127	9	for	for	ADP
ajase-4424	127	10	primary	primary	ADJ
ajase-4424	127	11	data	datum	NOUN
ajase-4424	127	12	analysis	analysis	NOUN
ajase-4424	127	13	were	be	AUX
ajase-4424	127	14	overlooked	overlook	VERB
ajase-4424	127	15	by	by	ADP
ajase-4424	127	16	previous	previous	ADJ
ajase-4424	127	17	studies	study	NOUN
ajase-4424	127	18	.	.	PUNCT
ajase-4424	128	1	additionally	additionally	ADV
ajase-4424	128	2	,	,	PUNCT
ajase-4424	128	3	past	past	ADP
ajase-4424	128	4	studies	study	NOUN
ajase-4424	128	5	worldwide	worldwide	ADV
ajase-4424	128	6	have	have	AUX
ajase-4424	128	7	ignored	ignore	VERB
ajase-4424	128	8	the	the	DET
ajase-4424	128	9	estimation	estimation	NOUN
ajase-4424	128	10	of	of	ADP
ajase-4424	128	11	the	the	DET
ajase-4424	128	12	indirect	indirect	ADJ
ajase-4424	128	13	effects	effect	NOUN
ajase-4424	128	14	of	of	ADP
ajase-4424	128	15	the	the	DET
ajase-4424	128	16	islamic	islamic	PROPN
ajase-4424	128	17	equity	equity	NOUN
ajase-4424	128	18	financing	financing	NOUN
ajase-4424	128	19	legal	legal	ADJ
ajase-4424	128	20	platform	platform	NOUN
ajase-4424	128	21	which	which	PRON
ajase-4424	128	22	provides	provide	VERB
ajase-4424	128	23	the	the	DET
ajase-4424	128	24	operational	operational	ADJ
ajase-4424	128	25	framework	framework	NOUN
ajase-4424	128	26	.	.	PUNCT
ajase-4424	129	1	meanwhile	meanwhile	ADV
ajase-4424	129	2	,	,	PUNCT
ajase-4424	129	3	successful	successful	ADJ
ajase-4424	129	4	stories	story	NOUN
ajase-4424	129	5	of	of	ADP
ajase-4424	129	6	islamic	islamic	ADJ
ajase-4424	129	7	financing	financing	NOUN
ajase-4424	129	8	in	in	ADP
ajase-4424	129	9	asian	asian	ADJ
ajase-4424	129	10	countries	country	NOUN
ajase-4424	129	11	have	have	AUX
ajase-4424	129	12	been	be	AUX
ajase-4424	129	13	attributed	attribute	VERB
ajase-4424	129	14	to	to	ADP
ajase-4424	129	15	the	the	DET
ajase-4424	129	16	efficient	efficient	ADJ
ajase-4424	129	17	legal	legal	ADJ
ajase-4424	129	18	framework	framework	NOUN
ajase-4424	129	19	underpinned	underpin	VERB
ajase-4424	129	20	by	by	ADP
ajase-4424	129	21	islamic	islamic	ADJ
ajase-4424	129	22	principles	principle	NOUN
ajase-4424	129	23	(	(	PUNCT
ajase-4424	129	24	hussain	hussain	PROPN
ajase-4424	129	25	et	et	PROPN
ajase-4424	129	26	al	al	PROPN
ajase-4424	129	27	.	.	PROPN
ajase-4424	129	28	,	,	PUNCT
ajase-4424	129	29	2015	2015	NUM
ajase-4424	129	30	;	;	PUNCT
ajase-4424	129	31	united	united	PROPN
ajase-4424	129	32	nations	nations	PROPN
ajase-4424	129	33	development	development	PROPN
ajase-4424	129	34	programme	programme	PROPN
ajase-4424	129	35	and	and	CCONJ
ajase-4424	129	36	islamic	islamic	PROPN
ajase-4424	129	37	development	development	PROPN
ajase-4424	129	38	bank	bank	PROPN
ajase-4424	129	39	,	,	PUNCT
ajase-4424	129	40	2023	2023	NUM
ajase-4424	129	41	)	)	PUNCT
ajase-4424	129	42	.	.	PUNCT
ajase-4424	130	1	therefore	therefore	ADV
ajase-4424	130	2	,	,	PUNCT
ajase-4424	130	3	a	a	DET
ajase-4424	130	4	suitable	suitable	ADJ
ajase-4424	130	5	method	method	NOUN
ajase-4424	130	6	for	for	ADP
ajase-4424	130	7	handling	handle	VERB
ajase-4424	130	8	primary	primary	ADJ
ajase-4424	130	9	data	datum	NOUN
ajase-4424	130	10	and	and	CCONJ
ajase-4424	130	11	a	a	DET
ajase-4424	130	12	robust	robust	ADJ
ajase-4424	130	13	technique	technique	NOUN
ajase-4424	130	14	that	that	PRON
ajase-4424	130	15	accounts	account	VERB
ajase-4424	130	16	for	for	ADP
ajase-4424	130	17	heteroscedasticity	heteroscedasticity	NOUN
ajase-4424	130	18	is	be	AUX
ajase-4424	130	19	required	require	VERB
ajase-4424	130	20	.	.	PUNCT
ajase-4424	131	1	consistent	consistent	ADJ
ajase-4424	131	2	with	with	ADP
ajase-4424	131	3	the	the	DET
ajase-4424	131	4	gap	gap	NOUN
ajase-4424	131	5	,	,	PUNCT
ajase-4424	131	6	this	this	DET
ajase-4424	131	7	study	study	NOUN
ajase-4424	131	8	employs	employ	VERB
ajase-4424	131	9	the	the	DET
ajase-4424	131	10	structural	structural	ADJ
ajase-4424	131	11	equation	equation	NOUN
ajase-4424	131	12	modeling	model	VERB
ajase-4424	131	13	approach	approach	NOUN
ajase-4424	131	14	to	to	PART
ajase-4424	131	15	estimate	estimate	VERB
ajase-4424	131	16	the	the	DET
ajase-4424	131	17	reliability	reliability	NOUN
ajase-4424	131	18	of	of	ADP
ajase-4424	131	19	islamic	islamic	ADJ
ajase-4424	131	20	financing	financing	NOUN
ajase-4424	131	21	towards	towards	ADP
ajase-4424	131	22	the	the	DET
ajase-4424	131	23	growth	growth	NOUN
ajase-4424	131	24	of	of	ADP
ajase-4424	131	25	smes	sme	NOUN
ajase-4424	131	26	in	in	ADP
ajase-4424	131	27	nigeria	nigeria	PROPN
ajase-4424	131	28	with	with	ADP
ajase-4424	131	29	a	a	DET
ajase-4424	131	30	specific	specific	ADJ
ajase-4424	131	31	focus	focus	NOUN
ajase-4424	131	32	on	on	ADP
ajase-4424	131	33	the	the	DET
ajase-4424	131	34	abeokuta	abeokuta	PROPN
ajase-4424	131	35	metropolis	metropolis	PROPN
ajase-4424	131	36	.	.	PUNCT
ajase-4424	132	1	the	the	DET
ajase-4424	132	2	potential	potential	ADJ
ajase-4424	132	3	use	use	NOUN
ajase-4424	132	4	of	of	ADP
ajase-4424	132	5	the	the	DET
ajase-4424	132	6	sem	sem	NOUN
ajase-4424	132	7	technique	technique	NOUN
ajase-4424	132	8	is	be	AUX
ajase-4424	132	9	premised	premise	VERB
ajase-4424	132	10	on	on	ADP
ajase-4424	132	11	the	the	DET
ajase-4424	132	12	need	need	NOUN
ajase-4424	132	13	to	to	PART
ajase-4424	132	14	provide	provide	VERB
ajase-4424	132	15	better	well	ADJ
ajase-4424	132	16	efficient	efficient	ADJ
ajase-4424	132	17	estimates	estimate	NOUN
ajase-4424	132	18	and	and	CCONJ
ajase-4424	132	19	improve	improve	VERB
ajase-4424	132	20	the	the	DET
ajase-4424	132	21	precision	precision	NOUN
ajase-4424	132	22	of	of	ADP
ajase-4424	132	23	results	result	NOUN
ajase-4424	132	24	on	on	ADP
ajase-4424	132	25	the	the	DET
ajase-4424	132	26	relationship	relationship	NOUN
ajase-4424	132	27	between	between	ADP
ajase-4424	132	28	islamic	islamic	ADJ
ajase-4424	132	29	finance	finance	PROPN
ajase-4424	132	30	and	and	CCONJ
ajase-4424	132	31	sme	sme	NOUN
ajase-4424	132	32	growth	growth	NOUN
ajase-4424	132	33	in	in	ADP
ajase-4424	132	34	the	the	DET
ajase-4424	132	35	study	study	NOUN
ajase-4424	132	36	area	area	NOUN
ajase-4424	132	37	.	.	PUNCT
ajase-4424	133	1	materials	material	NOUN
ajase-4424	133	2	and	and	CCONJ
ajase-4424	133	3	methods	method	NOUN
ajase-4424	133	4	the	the	DET
ajase-4424	133	5	current	current	ADJ
ajase-4424	133	6	study	study	NOUN
ajase-4424	133	7	applies	apply	VERB
ajase-4424	133	8	a	a	DET
ajase-4424	133	9	quantitative	quantitative	ADJ
ajase-4424	133	10	survey	survey	NOUN
ajase-4424	133	11	research	research	NOUN
ajase-4424	133	12	design	design	NOUN
ajase-4424	133	13	.	.	PUNCT
ajase-4424	134	1	the	the	DET
ajase-4424	134	2	use	use	NOUN
ajase-4424	134	3	of	of	ADP
ajase-4424	134	4	the	the	DET
ajase-4424	134	5	research	research	NOUN
ajase-4424	134	6	strategy	strategy	NOUN
ajase-4424	134	7	is	be	AUX
ajase-4424	134	8	informed	inform	VERB
ajase-4424	134	9	by	by	ADP
ajase-4424	134	10	its	its	PRON
ajase-4424	134	11	ability	ability	NOUN
ajase-4424	134	12	to	to	PART
ajase-4424	134	13	yield	yield	VERB
ajase-4424	134	14	information	information	NOUN
ajase-4424	134	15	about	about	ADP
ajase-4424	134	16	the	the	DET
ajase-4424	134	17	study	study	NOUN
ajase-4424	134	18	population	population	NOUN
ajase-4424	134	19	via	via	ADP
ajase-4424	134	20	a	a	DET
ajase-4424	134	21	sample	sample	NOUN
ajase-4424	134	22	.	.	PUNCT
ajase-4424	135	1	the	the	DET
ajase-4424	135	2	study	study	NOUN
ajase-4424	135	3	population	population	NOUN
ajase-4424	135	4	are	be	AUX
ajase-4424	135	5	all	all	PRON
ajase-4424	135	6	small	small	ADJ
ajase-4424	135	7	scale	scale	NOUN
ajase-4424	135	8	enterprises	enterprise	NOUN
ajase-4424	135	9	(	(	PUNCT
ajase-4424	135	10	sses	sse	NOUN
ajase-4424	135	11	)	)	PUNCT
ajase-4424	135	12	in	in	ADP
ajase-4424	135	13	abeokuta	abeokuta	PROPN
ajase-4424	135	14	town	town	NOUN
ajase-4424	135	15	,	,	PUNCT
ajase-4424	135	16	ogun	ogun	PROPN
ajase-4424	135	17	state	state	PROPN
ajase-4424	135	18	,	,	PUNCT
ajase-4424	135	19	nigeria	nigeria	PROPN
ajase-4424	135	20	.	.	PUNCT
ajase-4424	136	1	however	however	ADV
ajase-4424	136	2	,	,	PUNCT
ajase-4424	136	3	a	a	DET
ajase-4424	136	4	specific	specific	ADJ
ajase-4424	136	5	focus	focus	NOUN
ajase-4424	136	6	was	be	AUX
ajase-4424	136	7	on	on	ADP
ajase-4424	136	8	sse	sse	NOUN
ajase-4424	136	9	owners	owner	NOUN
ajase-4424	136	10	and/or	and/or	CCONJ
ajase-4424	136	11	managers	manager	NOUN
ajase-4424	136	12	with	with	ADP
ajase-4424	136	13	at	at	ADV
ajase-4424	136	14	least	least	ADJ
ajase-4424	136	15	secondary	secondary	ADJ
ajase-4424	136	16	or	or	CCONJ
ajase-4424	136	17	post	post	ADJ
ajase-4424	136	18	-	-	ADJ
ajase-4424	136	19	primary	primary	ADJ
ajase-4424	136	20	education	education	NOUN
ajase-4424	136	21	.	.	PUNCT
ajase-4424	137	1	unfortunately	unfortunately	ADV
ajase-4424	137	2	,	,	PUNCT
ajase-4424	137	3	due	due	ADP
ajase-4424	137	4	to	to	ADP
ajase-4424	137	5	poor	poor	ADJ
ajase-4424	137	6	(	(	PUNCT
ajase-4424	137	7	or	or	CCONJ
ajase-4424	137	8	lack	lack	NOUN
ajase-4424	137	9	)	)	PUNCT
ajase-4424	137	10	record	record	NOUN
ajase-4424	137	11	keeping	keeping	NOUN
ajase-4424	137	12	in	in	ADP
ajase-4424	137	13	developing	develop	VERB
ajase-4424	137	14	countries	country	NOUN
ajase-4424	137	15	like	like	ADP
ajase-4424	137	16	nigeria	nigeria	PROPN
ajase-4424	137	17	(	(	PUNCT
ajase-4424	137	18	mckenzie	mckenzie	PROPN
ajase-4424	137	19	and	and	CCONJ
ajase-4424	137	20	sakho	sakho	NOUN
ajase-4424	137	21	,	,	PUNCT
ajase-4424	137	22	2010	2010	NUM
ajase-4424	137	23	)	)	PUNCT
ajase-4424	137	24	,	,	PUNCT
ajase-4424	137	25	it	it	PRON
ajase-4424	137	26	was	be	AUX
ajase-4424	137	27	not	not	PART
ajase-4424	137	28	statistically	statistically	ADV
ajase-4424	137	29	easy	easy	ADJ
ajase-4424	137	30	to	to	PART
ajase-4424	137	31	ascertain	ascertain	VERB
ajase-4424	137	32	the	the	DET
ajase-4424	137	33	precise	precise	ADJ
ajase-4424	137	34	population	population	NOUN
ajase-4424	137	35	of	of	ADP
ajase-4424	137	36	educated	educate	VERB
ajase-4424	137	37	sse	sse	NOUN
ajase-4424	137	38	owners	owner	NOUN
ajase-4424	137	39	and/or	and/or	CCONJ
ajase-4424	137	40	managers	manager	NOUN
ajase-4424	137	41	in	in	ADP
ajase-4424	137	42	the	the	DET
ajase-4424	137	43	study	study	NOUN
ajase-4424	137	44	area	area	NOUN
ajase-4424	137	45	.	.	PUNCT
ajase-4424	138	1	consequently	consequently	ADV
ajase-4424	138	2	,	,	PUNCT
ajase-4424	138	3	the	the	DET
ajase-4424	138	4	study	study	NOUN
ajase-4424	138	5	utilizes	utilize	VERB
ajase-4424	138	6	krejcie	krejcie	NOUN
ajase-4424	138	7	and	and	CCONJ
ajase-4424	138	8	morgan	morgan	PROPN
ajase-4424	138	9	’s	’s	PART
ajase-4424	138	10	(	(	PUNCT
ajase-4424	138	11	1970	1970	NUM
ajase-4424	138	12	)	)	PUNCT
ajase-4424	138	13	sample	sample	NOUN
ajase-4424	138	14	size	size	NOUN
ajase-4424	138	15	for	for	ADP
ajase-4424	138	16	an	an	DET
ajase-4424	138	17	unknown	unknown	ADJ
ajase-4424	138	18	population	population	NOUN
ajase-4424	138	19	to	to	PART
ajase-4424	138	20	determine	determine	VERB
ajase-4424	138	21	the	the	DET
ajase-4424	138	22	required	require	VERB
ajase-4424	138	23	sample	sample	NOUN
ajase-4424	138	24	size	size	NOUN
ajase-4424	138	25	.	.	PUNCT
ajase-4424	139	1	the	the	DET
ajase-4424	139	2	formula	formula	NOUN
ajase-4424	139	3	is	be	AUX
ajase-4424	139	4	specified	specify	VERB
ajase-4424	139	5	as	as	ADP
ajase-4424	139	6	thus	thus	ADV
ajase-4424	139	7	:	:	PUNCT
ajase-4424	139	8	s	s	X
ajase-4424	139	9	=	=	PUNCT
ajase-4424	139	10	(	(	PUNCT
ajase-4424	139	11	(	(	PUNCT
ajase-4424	139	12	range	range	NOUN
ajase-4424	139	13	/	/	SYM
ajase-4424	139	14	2	2	NUM
ajase-4424	139	15	)	)	PUNCT
ajase-4424	139	16	2	2	NUM
ajase-4424	139	17	)	)	PUNCT
ajase-4424	139	18	/	/	SYM
ajase-4424	139	19	(	(	PUNCT
ajase-4424	139	20	(	(	PUNCT
ajase-4424	139	21	(	(	PUNCT
ajase-4424	139	22	accuracy	accuracy	NOUN
ajase-4424	139	23	level	level	NOUN
ajase-4424	139	24	)	)	PUNCT
ajase-4424	139	25	/	/	PUNCT
ajase-4424	140	1	(	(	PUNCT
ajase-4424	140	2	confidence	confidence	NOUN
ajase-4424	140	3	level))2	level))2	PROPN
ajase-4424	140	4	(	(	PUNCT
ajase-4424	140	5	1	1	NUM
ajase-4424	140	6	)	)	PUNCT
ajase-4424	140	7	where	where	SCONJ
ajase-4424	140	8	;	;	PUNCT
ajase-4424	140	9	range	range	NOUN
ajase-4424	140	10	=	=	SYM
ajase-4424	140	11	range	range	NOUN
ajase-4424	140	12	of	of	ADP
ajase-4424	140	13	sses	sse	NOUN
ajase-4424	140	14	that	that	PRON
ajase-4424	140	15	have	have	AUX
ajase-4424	140	16	educated	educate	VERB
ajase-4424	140	17	owners	owner	NOUN
ajase-4424	140	18	or	or	CCONJ
ajase-4424	140	19	managers	manager	NOUN
ajase-4424	140	20	(	(	PUNCT
ajase-4424	140	21	assumed	assume	VERB
ajase-4424	140	22	to	to	PART
ajase-4424	140	23	be	be	AUX
ajase-4424	140	24	between	between	ADP
ajase-4424	140	25	10,000	10,000	NUM
ajase-4424	140	26	firms	firm	NOUN
ajase-4424	140	27	and	and	CCONJ
ajase-4424	140	28	100,000	100,000	NUM
ajase-4424	140	29	firms	firm	NOUN
ajase-4424	140	30	)	)	PUNCT
ajase-4424	140	31	=	=	SYM
ajase-4424	140	32	100,000	100,000	NUM
ajase-4424	140	33	–	–	SYM
ajase-4424	140	34	10,000	10,000	NUM
ajase-4424	140	35	=	=	SYM
ajase-4424	140	36	90,000	90,000	NUM
ajase-4424	140	37	firms	firm	NOUN
ajase-4424	140	38	confidence	confidence	NOUN
ajase-4424	140	39	level	level	NOUN
ajase-4424	140	40	=	=	SYM
ajase-4424	140	41	1.96	1.96	NUM
ajase-4424	140	42	(	(	PUNCT
ajase-4424	140	43	2	2	NUM
ajase-4424	140	44	-	-	PUNCT
ajase-4424	140	45	tailed	tail	VERB
ajase-4424	140	46	)	)	PUNCT
ajase-4424	140	47	at	at	ADP
ajase-4424	140	48	a	a	DET
ajase-4424	140	49	5	5	NUM
ajase-4424	140	50	%	%	NOUN
ajase-4424	140	51	level	level	NOUN
ajase-4424	140	52	of	of	ADP
ajase-4424	140	53	significance	significance	NOUN
ajase-4424	140	54	from	from	ADP
ajase-4424	140	55	equation	equation	NOUN
ajase-4424	140	56	1	1	NUM
ajase-4424	140	57	,	,	PUNCT
ajase-4424	140	58	a	a	DET
ajase-4424	140	59	sample	sample	NOUN
ajase-4424	140	60	size	size	NOUN
ajase-4424	140	61	of	of	ADP
ajase-4424	140	62	384	384	NUM
ajase-4424	140	63	sses	sse	NOUN
ajase-4424	140	64	is	be	AUX
ajase-4424	140	65	obtained	obtain	VERB
ajase-4424	140	66	.	.	PUNCT
ajase-4424	141	1	however	however	ADV
ajase-4424	141	2	,	,	PUNCT
ajase-4424	141	3	the	the	DET
ajase-4424	141	4	derived	derived	ADJ
ajase-4424	141	5	sample	sample	NOUN
ajase-4424	141	6	size	size	NOUN
ajase-4424	141	7	is	be	AUX
ajase-4424	141	8	adjusted	adjust	VERB
ajase-4424	141	9	to	to	PART
ajase-4424	141	10	control	control	VERB
ajase-4424	141	11	for	for	ADP
ajase-4424	141	12	at	at	ADV
ajase-4424	141	13	least	least	ADJ
ajase-4424	141	14	a	a	DET
ajase-4424	141	15	75	75	NUM
ajase-4424	141	16	%	%	NOUN
ajase-4424	141	17	response	response	NOUN
ajase-4424	141	18	rate	rate	NOUN
ajase-4424	141	19	.	.	PUNCT
ajase-4424	142	1	this	this	PRON
ajase-4424	142	2	is	be	AUX
ajase-4424	142	3	necessary	necessary	ADJ
ajase-4424	142	4	because	because	SCONJ
ajase-4424	142	5	the	the	DET
ajase-4424	142	6	empirical	empirical	ADJ
ajase-4424	142	7	evaluation	evaluation	NOUN
ajase-4424	142	8	of	of	ADP
ajase-4424	142	9	a	a	DET
ajase-4424	142	10	large	large	ADJ
ajase-4424	142	11	-	-	PUNCT
ajase-4424	142	12	scale	scale	NOUN
ajase-4424	142	13	islamic	islamic	ADJ
ajase-4424	142	14	equity	equity	NOUN
ajase-4424	142	15	-	-	PUNCT
ajase-4424	142	16	based	base	VERB
ajase-4424	142	17	model	model	NOUN
ajase-4424	142	18	requires	require	VERB
ajase-4424	142	19	a	a	DET
ajase-4424	142	20	higher	high	ADJ
ajase-4424	142	21	response	response	NOUN
ajase-4424	142	22	for	for	SCONJ
ajase-4424	142	23	the	the	DET
ajase-4424	142	24	eventual	eventual	ADJ
ajase-4424	142	25	analysis	analysis	NOUN
ajase-4424	142	26	outcome	outcome	NOUN
ajase-4424	142	27	to	to	PART
ajase-4424	142	28	be	be	AUX
ajase-4424	142	29	well	well	ADV
ajase-4424	142	30	accepted	accept	VERB
ajase-4424	142	31	.	.	PUNCT
ajase-4424	143	1	therefore	therefore	ADV
ajase-4424	143	2	,	,	PUNCT
ajase-4424	143	3	equation	equation	NOUN
ajase-4424	143	4	(	(	PUNCT
ajase-4424	143	5	1	1	X
ajase-4424	143	6	)	)	PUNCT
ajase-4424	143	7	is	be	AUX
ajase-4424	143	8	adjusted	adjust	VERB
ajase-4424	143	9	in	in	ADP
ajase-4424	143	10	equation	equation	NOUN
ajase-4424	143	11	(	(	PUNCT
ajase-4424	143	12	2	2	NUM
ajase-4424	143	13	)	)	PUNCT
ajase-4424	143	14	as	as	ADP
ajase-4424	143	15	thus	thus	ADV
ajase-4424	143	16	:	:	PUNCT
ajase-4424	143	17	s*=	s*=	PROPN
ajase-4424	143	18	(	(	PUNCT
ajase-4424	143	19	obtained	obtain	VERB
ajase-4424	143	20	sample	sample	NOUN
ajase-4424	143	21	size)/(desired	size)/(desired	ADJ
ajase-4424	143	22	response	response	NOUN
ajase-4424	143	23	rate	rate	NOUN
ajase-4424	143	24	)	)	PUNCT
ajase-4424	143	25	(	(	PUNCT
ajase-4424	143	26	2	2	NUM
ajase-4424	143	27	)	)	PUNCT
ajase-4424	143	28	from	from	ADP
ajase-4424	143	29	equation	equation	NOUN
ajase-4424	143	30	(	(	PUNCT
ajase-4424	143	31	2	2	NUM
ajase-4424	143	32	)	)	PUNCT
ajase-4424	143	33	,	,	PUNCT
ajase-4424	143	34	s	s	X
ajase-4424	143	35	is	be	AUX
ajase-4424	143	36	512	512	NUM
ajase-4424	143	37	sses	sse	NOUN
ajase-4424	143	38	.	.	PUNCT
ajase-4424	144	1	these	these	DET
ajase-4424	144	2	sses	sse	NOUN
ajase-4424	144	3	are	be	AUX
ajase-4424	144	4	represented	represent	VERB
ajase-4424	144	5	by	by	ADP
ajase-4424	144	6	firm	firm	ADJ
ajase-4424	144	7	owners	owner	NOUN
ajase-4424	144	8	or	or	CCONJ
ajase-4424	144	9	managers	manager	NOUN
ajase-4424	144	10	where	where	SCONJ
ajase-4424	144	11	appropriate	appropriate	ADJ
ajase-4424	144	12	and	and	CCONJ
ajase-4424	144	13	were	be	AUX
ajase-4424	144	14	administered	administer	VERB
ajase-4424	144	15	well	well	ADV
ajase-4424	144	16	-	-	PUNCT
ajase-4424	144	17	structured	structure	VERB
ajase-4424	144	18	questionnaires	questionnaire	NOUN
ajase-4424	144	19	.	.	PUNCT
ajase-4424	145	1	moreover	moreover	ADV
ajase-4424	145	2	,	,	PUNCT
ajase-4424	145	3	the	the	DET
ajase-4424	145	4	study	study	NOUN
ajase-4424	145	5	employs	employ	VERB
ajase-4424	145	6	a	a	DET
ajase-4424	145	7	systematic	systematic	ADJ
ajase-4424	145	8	random	random	ADJ
ajase-4424	145	9	sampling	sampling	NOUN
ajase-4424	145	10	technique	technique	NOUN
ajase-4424	145	11	to	to	PART
ajase-4424	145	12	select	select	VERB
ajase-4424	145	13	every	every	DET
ajase-4424	145	14	5th	5th	ADJ
ajase-4424	145	15	sse	sse	NOUN
ajase-4424	145	16	approached	approach	VERB
ajase-4424	145	17	during	during	ADP
ajase-4424	145	18	the	the	DET
ajase-4424	145	19	field	field	NOUN
ajase-4424	145	20	survey	survey	NOUN
ajase-4424	145	21	.	.	PUNCT
ajase-4424	146	1	hitherto	hitherto	NOUN
ajase-4424	146	2	to	to	ADP
ajase-4424	146	3	the	the	DET
ajase-4424	146	4	main	main	ADJ
ajase-4424	146	5	analysis	analysis	NOUN
ajase-4424	146	6	,	,	PUNCT
ajase-4424	146	7	a	a	DET
ajase-4424	146	8	pilot	pilot	NOUN
ajase-4424	146	9	study	study	NOUN
ajase-4424	146	10	was	be	AUX
ajase-4424	146	11	conducted	conduct	VERB
ajase-4424	146	12	in	in	ADP
ajase-4424	146	13	eight	eight	NUM
ajase-4424	146	14	business	business	NOUN
ajase-4424	146	15	-	-	PUNCT
ajase-4424	146	16	populated	populate	VERB
ajase-4424	146	17	areas	area	NOUN
ajase-4424	146	18	in	in	ADP
ajase-4424	146	19	abeokuta	abeokuta	PROPN
ajase-4424	146	20	to	to	PART
ajase-4424	146	21	determine	determine	VERB
ajase-4424	146	22	the	the	DET
ajase-4424	146	23	appropriateness	appropriateness	NOUN
ajase-4424	146	24	of	of	ADP
ajase-4424	146	25	the	the	DET
ajase-4424	146	26	data	data	NOUN
ajase-4424	146	27	instrument	instrument	NOUN
ajase-4424	146	28	(	(	PUNCT
ajase-4424	146	29	structured	structured	ADJ
ajase-4424	146	30	questionnaire	questionnaire	NOUN
ajase-4424	146	31	)	)	PUNCT
ajase-4424	146	32	and	and	CCONJ
ajase-4424	146	33	suitable	suitable	ADJ
ajase-4424	146	34	respondents	respondent	NOUN
ajase-4424	146	35	(	(	PUNCT
ajase-4424	146	36	sse	sse	PROPN
ajase-4424	146	37	owner	owner	NOUN
ajase-4424	146	38	/	/	SYM
ajase-4424	146	39	manager	manager	NOUN
ajase-4424	146	40	with	with	ADP
ajase-4424	146	41	at	at	ADV
ajase-4424	146	42	least	least	ADJ
ajase-4424	146	43	secondary	secondary	ADJ
ajase-4424	146	44	education	education	NOUN
ajase-4424	146	45	)	)	PUNCT
ajase-4424	146	46	for	for	ADP
ajase-4424	146	47	main	main	ADJ
ajase-4424	146	48	data	datum	NOUN
ajase-4424	146	49	administration	administration	NOUN
ajase-4424	146	50	.	.	PUNCT
ajase-4424	147	1	four	four	NUM
ajase-4424	147	2	(	(	PUNCT
ajase-4424	147	3	4	4	NUM
ajase-4424	147	4	)	)	PUNCT
ajase-4424	147	5	business	business	NOUN
ajase-4424	147	6	districts	district	NOUN
ajase-4424	147	7	(	(	PUNCT
ajase-4424	147	8	bds	bds	NOUN
ajase-4424	147	9	)	)	PUNCT
ajase-4424	147	10	were	be	AUX
ajase-4424	147	11	purposively	purposively	ADV
ajase-4424	147	12	selected	select	VERB
ajase-4424	147	13	from	from	ADP
ajase-4424	147	14	each	each	PRON
ajase-4424	147	15	of	of	ADP
ajase-4424	147	16	the	the	DET
ajase-4424	147	17	two	two	NUM
ajase-4424	147	18	local	local	ADJ
ajase-4424	147	19	government	government	NOUN
ajase-4424	147	20	areas	area	NOUN
ajase-4424	147	21	(	(	PUNCT
ajase-4424	147	22	lgas	lgas	NOUN
ajase-4424	147	23	)	)	PUNCT
ajase-4424	147	24	in	in	ADP
ajase-4424	147	25	the	the	DET
ajase-4424	147	26	metropolitan	metropolitan	ADJ
ajase-4424	147	27	city	city	NOUN
ajase-4424	147	28	of	of	ADP
ajase-4424	147	29	abeokuta	abeokuta	PROPN
ajase-4424	147	30	–	–	PUNCT
ajase-4424	147	31	abeokuta	abeokuta	PROPN
ajase-4424	147	32	south	south	ADJ
ajase-4424	147	33	lga	lga	NOUN
ajase-4424	147	34	and	and	CCONJ
ajase-4424	147	35	abeokuta	abeokuta	PROPN
ajase-4424	147	36	north	north	PROPN
ajase-4424	147	37	lga	lga	NOUN
ajase-4424	147	38	.	.	PUNCT
ajase-4424	148	1	the	the	DET
ajase-4424	148	2	business	business	NOUN
ajase-4424	148	3	districts	district	NOUN
ajase-4424	148	4	selected	select	VERB
ajase-4424	148	5	in	in	ADP
ajase-4424	148	6	abeokuta	abeokuta	PROPN
ajase-4424	148	7	south	south	PROPN
ajase-4424	148	8	lga	lga	NOUN
ajase-4424	148	9	include	include	VERB
ajase-4424	148	10	sapon	sapon	ADV
ajase-4424	148	11	itoku	itoku	PROPN
ajase-4424	148	12	bd	bd	PROPN
ajase-4424	148	13	,	,	PUNCT
ajase-4424	148	14	asero	asero	PROPN
ajase-4424	148	15	adatan	adatan	PROPN
ajase-4424	148	16	bd	bd	PROPN
ajase-4424	148	17	,	,	PUNCT
ajase-4424	148	18	isabo	isabo	PROPN
ajase-4424	148	19	kuto	kuto	PROPN
ajase-4424	148	20	bd	bd	PROPN
ajase-4424	148	21	,	,	PUNCT
ajase-4424	148	22	and	and	CCONJ
ajase-4424	148	23	oke	oke	PROPN
ajase-4424	148	24	-	-	PUNCT
ajase-4424	148	25	ilewo	ilewo	NOUN
ajase-4424	148	26	onikolobo	onikolobo	PROPN
ajase-4424	149	1	bd	bd	PROPN
ajase-4424	149	2	.	.	PROPN
ajase-4424	149	3	in	in	ADP
ajase-4424	149	4	abeokuta	abeokuta	PROPN
ajase-4424	149	5	north	north	NOUN
ajase-4424	150	1	,	,	PUNCT
ajase-4424	150	2	saje	saje	PROPN
ajase-4424	150	3	elega	elega	PROPN
ajase-4424	150	4	bd	bd	PROPN
ajase-4424	150	5	,	,	PUNCT
ajase-4424	150	6	lafenwa	lafenwa	PROPN
ajase-4424	150	7	sabo	sabo	PROPN
ajase-4424	150	8	bd	bd	PROPN
ajase-4424	150	9	,	,	PUNCT
ajase-4424	150	10	olomore	olomore	PROPN
ajase-4424	150	11	ita	ita	PROPN
ajase-4424	150	12	-	-	PUNCT
ajase-4424	150	13	oshin	oshin	PROPN
ajase-4424	150	14	bd	bd	PROPN
ajase-4424	150	15	,	,	PUNCT
ajase-4424	150	16	and	and	CCONJ
ajase-4424	150	17	sanni	sanni	PROPN
ajase-4424	150	18	rounder	rounder	NOUN
ajase-4424	150	19	bd	bd	PRON
ajase-4424	150	20	were	be	AUX
ajase-4424	150	21	surveyed	survey	VERB
ajase-4424	150	22	.	.	PUNCT
ajase-4424	151	1	with	with	ADP
ajase-4424	151	2	the	the	DET
ajase-4424	151	3	assistance	assistance	NOUN
ajase-4424	151	4	of	of	ADP
ajase-4424	151	5	four	four	NUM
ajase-4424	151	6	research	research	NOUN
ajase-4424	151	7	assistants	assistant	NOUN
ajase-4424	151	8	(	(	PUNCT
ajase-4424	151	9	ra	ra	NOUN
ajase-4424	151	10	)	)	PUNCT
ajase-4424	151	11	,	,	PUNCT
ajase-4424	151	12	the	the	DET
ajase-4424	151	13	respondents	respondent	NOUN
ajase-4424	151	14	were	be	AUX
ajase-4424	151	15	met	meet	VERB
ajase-4424	151	16	physically	physically	ADV
ajase-4424	151	17	for	for	ADP
ajase-4424	151	18	face	face	NOUN
ajase-4424	151	19	-	-	PUNCT
ajase-4424	151	20	to	to	ADP
ajase-4424	151	21	-	-	PUNCT
ajase-4424	151	22	face	face	NOUN
ajase-4424	151	23	questionnaire	questionnaire	NOUN
ajase-4424	151	24	administration	administration	NOUN
ajase-4424	151	25	from	from	ADP
ajase-4424	151	26	4th	4th	ADJ
ajase-4424	151	27	march	march	NOUN
ajase-4424	151	28	to	to	ADP
ajase-4424	151	29	4th	4th	ADJ
ajase-4424	151	30	december	december	PROPN
ajase-4424	151	31	2024	2024	NUM
ajase-4424	151	32	.	.	PUNCT
ajase-4424	152	1	furthermore	furthermore	ADV
ajase-4424	152	2	,	,	PUNCT
ajase-4424	152	3	the	the	DET
ajase-4424	152	4	study	study	NOUN
ajase-4424	152	5	develops	develop	VERB
ajase-4424	152	6	a	a	DET
ajase-4424	152	7	covariance	covariance	NOUN
ajase-4424	152	8	-	-	PUNCT
ajase-4424	152	9	based	base	VERB
ajase-4424	152	10	structural	structural	ADJ
ajase-4424	152	11	equation	equation	NOUN
ajase-4424	152	12	modelling	modelling	NOUN
ajase-4424	152	13	(	(	PUNCT
ajase-4424	152	14	cv	cv	NOUN
ajase-4424	152	15	-	-	PUNCT
ajase-4424	152	16	sem	sem	NOUN
ajase-4424	152	17	)	)	PUNCT
ajase-4424	152	18	framework	framework	NOUN
ajase-4424	152	19	to	to	PART
ajase-4424	152	20	ensure	ensure	VERB
ajase-4424	152	21	a	a	DET
ajase-4424	152	22	better	well	ADJ
ajase-4424	152	23	understanding	understanding	NOUN
ajase-4424	152	24	of	of	ADP
ajase-4424	152	25	the	the	DET
ajase-4424	152	26	reliability	reliability	NOUN
ajase-4424	152	27	of	of	ADP
ajase-4424	152	28	islamic	islamic	ADJ
ajase-4424	152	29	financing	financing	NOUN
ajase-4424	152	30	toward	toward	ADP
ajase-4424	152	31	sse	sse	NOUN
ajase-4424	152	32	growth	growth	NOUN
ajase-4424	152	33	in	in	ADP
ajase-4424	152	34	nigeria	nigeria	PROPN
ajase-4424	152	35	using	use	VERB
ajase-4424	152	36	abeokuta	abeokuta	PROPN
ajase-4424	152	37	town	town	NOUN
ajase-4424	152	38	a	a	DET
ajase-4424	152	39	frontier	frontier	NOUN
ajase-4424	152	40	study	study	NOUN
ajase-4424	152	41	area	area	NOUN
ajase-4424	152	42	.	.	PUNCT
ajase-4424	153	1	cv	cv	PROPN
ajase-4424	153	2	-	-	PUNCT
ajase-4424	153	3	sem	sem	NOUN
ajase-4424	153	4	as	as	ADP
ajase-4424	153	5	a	a	DET
ajase-4424	153	6	powerful	powerful	ADJ
ajase-4424	153	7	technique	technique	NOUN
ajase-4424	153	8	helps	help	VERB
ajase-4424	153	9	to	to	PART
ajase-4424	153	10	overcome	overcome	VERB
ajase-4424	153	11	measurement	measurement	NOUN
ajase-4424	153	12	errors	error	NOUN
ajase-4424	153	13	and	and	CCONJ
ajase-4424	153	14	specification	specification	NOUN
ajase-4424	153	15	issues	issue	NOUN
ajase-4424	153	16	in	in	ADP
ajase-4424	153	17	a	a	DET
ajase-4424	153	18	complex	complex	ADJ
ajase-4424	153	19	study	study	NOUN
ajase-4424	153	20	(	(	PUNCT
ajase-4424	153	21	kline	kline	PROPN
ajase-4424	153	22	,	,	PUNCT
ajase-4424	153	23	2011	2011	NUM
ajase-4424	153	24	)	)	PUNCT
ajase-4424	153	25	.	.	PUNCT
ajase-4424	154	1	before	before	ADP
ajase-4424	154	2	the	the	DET
ajase-4424	154	3	cv	cv	PROPN
ajase-4424	154	4	-	-	PUNCT
ajase-4424	154	5	sem	sem	ADJ
ajase-4424	154	6	modelling	modelling	NOUN
ajase-4424	154	7	procedure	procedure	NOUN
ajase-4424	154	8	,	,	PUNCT
ajase-4424	154	9	principal	principal	ADJ
ajase-4424	154	10	component	component	NOUN
ajase-4424	154	11	analysis	analysis	NOUN
ajase-4424	154	12	(	(	PUNCT
ajase-4424	154	13	pca	pca	NOUN
ajase-4424	154	14	)	)	PUNCT
ajase-4424	154	15	analyses	analysis	NOUN
ajase-4424	154	16	were	be	AUX
ajase-4424	154	17	performed	perform	VERB
ajase-4424	154	18	pa	pa	PROPN
ajase-4424	154	19	ge	ge	PROPN
ajase-4424	154	20	36	36	NUM
ajase-4424	154	21	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	154	22	am	be	AUX
ajase-4424	154	23	.	.	PUNCT
ajase-4424	155	1	j.	j.	PROPN
ajase-4424	155	2	appl	appl	PROPN
ajase-4424	155	3	.	.	PROPN
ajase-4424	156	1	stat	stat	PROPN
ajase-4424	156	2	.	.	PUNCT
ajase-4424	157	1	econ	econ	PROPN
ajase-4424	157	2	.	.	PUNCT
ajase-4424	158	1	4(1	4(1	X
ajase-4424	158	2	)	)	PUNCT
ajase-4424	159	1	32	32	NUM
ajase-4424	159	2	-	-	SYM
ajase-4424	159	3	40	40	NUM
ajase-4424	159	4	,	,	PUNCT
ajase-4424	159	5	2025	2025	NUM
ajase-4424	159	6	to	to	PART
ajase-4424	159	7	estimate	estimate	VERB
ajase-4424	159	8	index	index	NOUN
ajase-4424	159	9	scores	score	NOUN
ajase-4424	159	10	for	for	ADP
ajase-4424	159	11	the	the	DET
ajase-4424	159	12	study	study	NOUN
ajase-4424	159	13	predictors	predictor	NOUN
ajase-4424	159	14	.	.	PUNCT
ajase-4424	160	1	pca	pca	PROPN
ajase-4424	160	2	is	be	AUX
ajase-4424	160	3	applied	apply	VERB
ajase-4424	160	4	to	to	PART
ajase-4424	160	5	derive	derive	VERB
ajase-4424	160	6	a	a	DET
ajase-4424	160	7	single	single	ADJ
ajase-4424	160	8	value	value	NOUN
ajase-4424	160	9	(	(	PUNCT
ajase-4424	160	10	index	index	NOUN
ajase-4424	160	11	)	)	PUNCT
ajase-4424	160	12	for	for	ADP
ajase-4424	160	13	each	each	PRON
ajase-4424	160	14	of	of	ADP
ajase-4424	160	15	latent	latent	NOUN
ajase-4424	160	16	predictor	predictor	NOUN
ajase-4424	160	17	through	through	ADP
ajase-4424	160	18	their	their	PRON
ajase-4424	160	19	respective	respective	ADJ
ajase-4424	160	20	observed	observed	ADJ
ajase-4424	160	21	variables	variable	NOUN
ajase-4424	160	22	.	.	PUNCT
ajase-4424	161	1	in	in	ADP
ajase-4424	161	2	the	the	DET
ajase-4424	161	3	most	most	ADV
ajase-4424	161	4	recent	recent	ADJ
ajase-4424	161	5	time	time	NOUN
ajase-4424	161	6	,	,	PUNCT
ajase-4424	161	7	studies	study	NOUN
ajase-4424	161	8	in	in	ADP
ajase-4424	161	9	finance	finance	NOUN
ajase-4424	161	10	have	have	AUX
ajase-4424	161	11	presented	present	VERB
ajase-4424	161	12	evidence	evidence	NOUN
ajase-4424	161	13	that	that	SCONJ
ajase-4424	161	14	the	the	DET
ajase-4424	161	15	pca	pca	NOUN
ajase-4424	161	16	technique	technique	NOUN
ajase-4424	161	17	produces	produce	VERB
ajase-4424	161	18	a	a	DET
ajase-4424	161	19	thorough	thorough	ADJ
ajase-4424	161	20	way	way	NOUN
ajase-4424	161	21	of	of	ADP
ajase-4424	161	22	estimating	estimate	VERB
ajase-4424	161	23	index	index	NOUN
ajase-4424	161	24	scores	score	NOUN
ajase-4424	161	25	(	(	PUNCT
ajase-4424	161	26	chon	chon	PROPN
ajase-4424	161	27	,	,	PUNCT
ajase-4424	161	28	2020	2020	NUM
ajase-4424	161	29	;	;	PUNCT
ajase-4424	161	30	sun	sun	PROPN
ajase-4424	161	31	,	,	PUNCT
ajase-4424	161	32	wang	wang	PROPN
ajase-4424	161	33	,	,	PUNCT
ajase-4424	161	34	xu	xu	PROPN
ajase-4424	161	35	and	and	CCONJ
ajase-4424	161	36	balezentis	balezentis	NOUN
ajase-4424	161	37	,	,	PUNCT
ajase-4424	161	38	2022	2022	NUM
ajase-4424	161	39	)	)	PUNCT
ajase-4424	161	40	.	.	PUNCT
ajase-4424	162	1	four	four	NUM
ajase-4424	162	2	correlated	correlate	VERB
ajase-4424	162	3	items	item	NOUN
ajase-4424	162	4	were	be	AUX
ajase-4424	162	5	observed	observe	VERB
ajase-4424	162	6	for	for	ADP
ajase-4424	162	7	each	each	PRON
ajase-4424	162	8	of	of	ADP
ajase-4424	162	9	the	the	DET
ajase-4424	162	10	latent	latent	NOUN
ajase-4424	162	11	predictors	predictor	NOUN
ajase-4424	162	12	.	.	PUNCT
ajase-4424	163	1	the	the	DET
ajase-4424	163	2	pca	pca	PROPN
ajase-4424	163	3	equation	equation	NOUN
ajase-4424	163	4	for	for	ADP
ajase-4424	163	5	each	each	DET
ajase-4424	163	6	predictor	predictor	NOUN
ajase-4424	163	7	is	be	AUX
ajase-4424	163	8	specified	specify	VERB
ajase-4424	163	9	thus	thus	ADV
ajase-4424	163	10	:	:	PUNCT
ajase-4424	163	11	musscore	musscore	NOUN
ajase-4424	163	12	=	=	SYM
ajase-4424	163	13	(	(	PUNCT
ajase-4424	163	14	3	3	NUM
ajase-4424	163	15	)	)	PUNCT
ajase-4424	163	16	where	where	SCONJ
ajase-4424	163	17	,	,	PUNCT
ajase-4424	163	18	musscore	musscore	NOUN
ajase-4424	163	19	=	=	PROPN
ajase-4424	163	20	musharakah	musharakah	PROPN
ajase-4424	163	21	index	index	NOUN
ajase-4424	163	22	score	score	NOUN
ajase-4424	163	23	;	;	PUNCT
ajase-4424	163	24	f	f	PROPN
ajase-4424	163	25	=	=	SYM
ajase-4424	163	26	absolute	absolute	ADJ
ajase-4424	163	27	factor	factor	NOUN
ajase-4424	163	28	loadings	loading	NOUN
ajase-4424	163	29	;	;	PUNCT
ajase-4424	163	30	x=	x=	X
ajase-4424	164	1	set	set	NOUN
ajase-4424	164	2	of	of	ADP
ajase-4424	164	3	observed	observed	ADJ
ajase-4424	164	4	variables	variable	NOUN
ajase-4424	164	5	for	for	ADP
ajase-4424	164	6	mus	mus	PROPN
ajase-4424	164	7	.	.	PUNCT
ajase-4424	165	1	dmuscore	dmuscore	PROPN
ajase-4424	165	2	=	=	SYM
ajase-4424	165	3	(	(	PUNCT
ajase-4424	165	4	4	4	NUM
ajase-4424	165	5	)	)	PUNCT
ajase-4424	165	6	where	where	SCONJ
ajase-4424	165	7	,	,	PUNCT
ajase-4424	165	8	dmuscore=	dmuscore=	VERB
ajase-4424	165	9	diminishing	diminishing	NOUN
ajase-4424	165	10	musharakah	musharakah	PROPN
ajase-4424	165	11	index	index	NOUN
ajase-4424	165	12	score	score	NOUN
ajase-4424	165	13	;	;	PUNCT
ajase-4424	165	14	f	f	PROPN
ajase-4424	165	15	=	=	SYM
ajase-4424	165	16	absolute	absolute	ADJ
ajase-4424	165	17	factor	factor	NOUN
ajase-4424	165	18	loadings	loading	NOUN
ajase-4424	165	19	;	;	PUNCT
ajase-4424	165	20	x=	x=	X
ajase-4424	166	1	set	set	NOUN
ajase-4424	166	2	of	of	ADP
ajase-4424	166	3	observed	observed	ADJ
ajase-4424	166	4	variables	variable	NOUN
ajase-4424	166	5	for	for	ADP
ajase-4424	166	6	dmu	dmu	PROPN
ajase-4424	166	7	.	.	PUNCT
ajase-4424	167	1	mudscore=	mudscore=	PROPN
ajase-4424	167	2	(	(	PUNCT
ajase-4424	167	3	5	5	NUM
ajase-4424	167	4	)	)	PUNCT
ajase-4424	167	5	where	where	SCONJ
ajase-4424	167	6	,	,	PUNCT
ajase-4424	167	7	mudscore=	mudscore=	NUM
ajase-4424	167	8	mudharabah	mudharabah	NOUN
ajase-4424	167	9	index	index	NOUN
ajase-4424	167	10	score	score	NOUN
ajase-4424	167	11	;	;	PUNCT
ajase-4424	167	12	f	f	PROPN
ajase-4424	167	13	=	=	SYM
ajase-4424	167	14	absolute	absolute	ADJ
ajase-4424	167	15	factor	factor	NOUN
ajase-4424	167	16	loadings	loading	NOUN
ajase-4424	167	17	;	;	PUNCT
ajase-4424	167	18	x=	x=	X
ajase-4424	168	1	set	set	NOUN
ajase-4424	168	2	of	of	ADP
ajase-4424	168	3	observed	observed	ADJ
ajase-4424	168	4	variables	variable	NOUN
ajase-4424	168	5	for	for	ADP
ajase-4424	168	6	mud	mud	NOUN
ajase-4424	168	7	.	.	PUNCT
ajase-4424	169	1	the	the	DET
ajase-4424	169	2	study	study	PROPN
ajase-4424	169	3	cv	cv	PROPN
ajase-4424	169	4	-	-	PUNCT
ajase-4424	169	5	sem	sem	PROPN
ajase-4424	169	6	model	model	NOUN
ajase-4424	169	7	is	be	AUX
ajase-4424	169	8	developed	develop	VERB
ajase-4424	169	9	in	in	ADP
ajase-4424	169	10	figure	figure	NOUN
ajase-4424	169	11	1	1	NUM
ajase-4424	169	12	as	as	ADP
ajase-4424	169	13	thus	thus	ADV
ajase-4424	169	14	:	:	PUNCT
ajase-4424	169	15	figure	figure	NOUN
ajase-4424	169	16	1	1	NUM
ajase-4424	169	17	:	:	PUNCT
ajase-4424	169	18	cv	cv	ADJ
ajase-4424	169	19	-	-	PUNCT
ajase-4424	169	20	sem	sem	ADJ
ajase-4424	169	21	islamic	islamic	PROPN
ajase-4424	169	22	equity	equity	NOUN
ajase-4424	169	23	-	-	PUNCT
ajase-4424	169	24	based	base	VERB
ajase-4424	169	25	financing	financing	NOUN
ajase-4424	169	26	model	model	NOUN
ajase-4424	169	27	for	for	ADP
ajase-4424	169	28	nigerian	nigerian	ADJ
ajase-4424	169	29	sses	sse	NOUN
ajase-4424	169	30	growth	growth	NOUN
ajase-4424	169	31	figure	figure	VERB
ajase-4424	169	32	1	1	NUM
ajase-4424	169	33	depicts	depict	VERB
ajase-4424	169	34	hypothesised	hypothesised	ADJ
ajase-4424	169	35	relationships	relationship	NOUN
ajase-4424	169	36	between	between	ADP
ajase-4424	169	37	measures	measure	NOUN
ajase-4424	169	38	of	of	ADP
ajase-4424	169	39	islamic	islamic	ADJ
ajase-4424	169	40	finance	finance	NOUN
ajase-4424	169	41	and	and	CCONJ
ajase-4424	169	42	sales	sale	NOUN
ajase-4424	169	43	growth	growth	NOUN
ajase-4424	169	44	of	of	ADP
ajase-4424	169	45	sse	sse	NOUN
ajase-4424	169	46	firms	firm	NOUN
ajase-4424	169	47	in	in	ADP
ajase-4424	169	48	the	the	DET
ajase-4424	169	49	study	study	NOUN
ajase-4424	169	50	area	area	NOUN
ajase-4424	169	51	based	base	VERB
ajase-4424	169	52	on	on	ADP
ajase-4424	169	53	the	the	DET
ajase-4424	169	54	assumptions	assumption	NOUN
ajase-4424	169	55	of	of	ADP
ajase-4424	169	56	the	the	DET
ajase-4424	169	57	dcm	dcm	PROPN
ajase-4424	169	58	framework	framework	NOUN
ajase-4424	169	59	.	.	PUNCT
ajase-4424	170	1	from	from	ADP
ajase-4424	170	2	the	the	DET
ajase-4424	170	3	diagram	diagram	NOUN
ajase-4424	170	4	,	,	PUNCT
ajase-4424	170	5	ief	ief	PROPN
ajase-4424	170	6	(	(	PUNCT
ajase-4424	170	7	islamic	islamic	ADJ
ajase-4424	170	8	equity	equity	NOUN
ajase-4424	170	9	finance	finance	PROPN
ajase-4424	170	10	legal	legal	ADJ
ajase-4424	170	11	platform	platform	NOUN
ajase-4424	170	12	)	)	PUNCT
ajase-4424	170	13	serves	serve	VERB
ajase-4424	170	14	as	as	ADP
ajase-4424	170	15	an	an	DET
ajase-4424	170	16	intervening	intervene	VERB
ajase-4424	170	17	variable	variable	NOUN
ajase-4424	170	18	which	which	PRON
ajase-4424	170	19	moderates	moderate	VERB
ajase-4424	170	20	the	the	DET
ajase-4424	170	21	relationship	relationship	NOUN
ajase-4424	170	22	between	between	ADP
ajase-4424	170	23	predictors	predictor	NOUN
ajase-4424	170	24	of	of	ADP
ajase-4424	170	25	islamic	islamic	ADJ
ajase-4424	170	26	equity	equity	NOUN
ajase-4424	170	27	financing	financing	NOUN
ajase-4424	170	28	and	and	CCONJ
ajase-4424	170	29	firm	firm	ADJ
ajase-4424	170	30	growth	growth	NOUN
ajase-4424	170	31	.	.	PUNCT
ajase-4424	171	1	consequently	consequently	ADV
ajase-4424	171	2	,	,	PUNCT
ajase-4424	171	3	two	two	NUM
ajase-4424	171	4	structural	structural	ADJ
ajase-4424	171	5	models	model	NOUN
ajase-4424	171	6	are	be	AUX
ajase-4424	171	7	developed	develop	VERB
ajase-4424	171	8	in	in	ADP
ajase-4424	171	9	equations	equation	NOUN
ajase-4424	171	10	(	(	PUNCT
ajase-4424	171	11	6	6	NUM
ajase-4424	171	12	)	)	PUNCT
ajase-4424	171	13	and	and	CCONJ
ajase-4424	171	14	(	(	PUNCT
ajase-4424	171	15	7	7	X
ajase-4424	171	16	)	)	PUNCT
ajase-4424	171	17	respectively	respectively	ADV
ajase-4424	171	18	.	.	PUNCT
ajase-4424	172	1	these	these	PRON
ajase-4424	172	2	are	be	AUX
ajase-4424	172	3	direct	direct	ADJ
ajase-4424	172	4	and	and	CCONJ
ajase-4424	172	5	indirect	indirect	ADJ
ajase-4424	172	6	effects	effect	NOUN
ajase-4424	172	7	models	model	NOUN
ajase-4424	172	8	.	.	PUNCT
ajase-4424	173	1	the	the	DET
ajase-4424	173	2	equations	equation	NOUN
ajase-4424	173	3	are	be	AUX
ajase-4424	173	4	specified	specify	VERB
ajase-4424	173	5	as	as	ADP
ajase-4424	173	6	thus	thus	ADV
ajase-4424	173	7	.	.	PUNCT
ajase-4424	174	1	ssgi=	ssgi=	NUM
ajase-4424	174	2	α+β1musi+β2dmui+β3mudi+ε4	α+β1musi+β2dmui+β3mudi+ε4	PROPN
ajase-4424	174	3	(	(	PUNCT
ajase-4424	174	4	6	6	NUM
ajase-4424	174	5	)	)	PUNCT
ajase-4424	174	6	(	(	PUNCT
ajase-4424	174	7	direct	direct	ADJ
ajase-4424	174	8	effects	effect	NOUN
ajase-4424	174	9	model	model	NOUN
ajase-4424	174	10	)	)	PUNCT
ajase-4424	174	11	ssgi	ssgi	NOUN
ajase-4424	174	12	=	=	PUNCT
ajase-4424	174	13	α+β4iefi+ε4	α+β4iefi+ε4	PROPN
ajase-4424	174	14	(	(	PUNCT
ajase-4424	174	15	7)(indirect	7)(indirect	ADJ
ajase-4424	174	16	effects	effect	NOUN
ajase-4424	174	17	model	model	NOUN
ajase-4424	174	18	)	)	PUNCT
ajase-4424	174	19	the	the	DET
ajase-4424	174	20	main	main	ADJ
ajase-4424	174	21	predictors	predictor	NOUN
ajase-4424	174	22	(	(	PUNCT
ajase-4424	174	23	mus	mus	PROPN
ajase-4424	174	24	,	,	PUNCT
ajase-4424	174	25	dmu	dmu	PROPN
ajase-4424	174	26	and	and	CCONJ
ajase-4424	174	27	mud	mud	NOUN
ajase-4424	174	28	)	)	PUNCT
ajase-4424	174	29	as	as	SCONJ
ajase-4424	174	30	latent	latent	NOUN
ajase-4424	174	31	variables	variable	NOUN
ajase-4424	174	32	are	be	AUX
ajase-4424	174	33	determined	determine	VERB
ajase-4424	174	34	via	via	ADP
ajase-4424	174	35	the	the	DET
ajase-4424	174	36	principal	principal	ADJ
ajase-4424	174	37	component	component	NOUN
ajase-4424	174	38	analysis	analysis	NOUN
ajase-4424	174	39	(	(	PUNCT
ajase-4424	174	40	pca	pca	PROPN
ajase-4424	174	41	)	)	PUNCT
ajase-4424	174	42	.	.	PUNCT
ajase-4424	175	1	the	the	DET
ajase-4424	175	2	dependent	dependent	ADJ
ajase-4424	175	3	variable	variable	NOUN
ajase-4424	175	4	,	,	PUNCT
ajase-4424	175	5	ssg	ssg	PROPN
ajase-4424	175	6	,	,	PUNCT
ajase-4424	175	7	is	be	AUX
ajase-4424	175	8	measured	measure	VERB
ajase-4424	175	9	by	by	ADP
ajase-4424	175	10	:	:	PUNCT
ajase-4424	175	11	ssgi=	ssgi=	NUM
ajase-4424	175	12	(	(	PUNCT
ajase-4424	175	13	(	(	PUNCT
ajase-4424	175	14	st	st	PROPN
ajase-4424	175	15	-	-	PUNCT
ajase-4424	175	16	s(t-1)))/st	s(t-1)))/st	PROPN
ajase-4424	175	17	where	where	SCONJ
ajase-4424	175	18	,	,	PUNCT
ajase-4424	175	19	st	st	PROPN
ajase-4424	175	20	=	=	ADJ
ajase-4424	175	21	current	current	ADJ
ajase-4424	175	22	sales	sale	NOUN
ajase-4424	175	23	level	level	NOUN
ajase-4424	175	24	(	(	PUNCT
ajase-4424	175	25	in	in	ADP
ajase-4424	175	26	2024	2024	NUM
ajase-4424	175	27	)	)	PUNCT
ajase-4424	175	28	s(t-1)=sales	s(t-1)=sale	NOUN
ajase-4424	175	29	three	three	NUM
ajase-4424	175	30	years	year	NOUN
ajase-4424	175	31	ago	ago	ADV
ajase-4424	175	32	(	(	PUNCT
ajase-4424	175	33	in	in	ADP
ajase-4424	175	34	2021	2021	NUM
ajase-4424	175	35	)	)	PUNCT
ajase-4424	175	36	a	a	DET
ajase-4424	175	37	prior	prior	ADJ
ajase-4424	175	38	expectation	expectation	NOUN
ajase-4424	175	39	from	from	ADP
ajase-4424	175	40	the	the	DET
ajase-4424	175	41	study	study	NOUN
ajase-4424	175	42	structural	structural	ADJ
ajase-4424	175	43	models	model	NOUN
ajase-4424	175	44	,	,	PUNCT
ajase-4424	175	45	β1,	β1,	NOUN
ajase-4424	175	46	…	…	SYM
ajase-4424	175	47	β3	β3	ADJ
ajase-4424	175	48	and	and	CCONJ
ajase-4424	175	49	β4>0	β4>0	NOUN
ajase-4424	175	50	the	the	DET
ajase-4424	175	51	study	study	NOUN
ajase-4424	175	52	structural	structural	ADJ
ajase-4424	175	53	models	model	NOUN
ajase-4424	175	54	were	be	AUX
ajase-4424	175	55	analyzed	analyze	VERB
ajase-4424	175	56	using	use	VERB
ajase-4424	175	57	the	the	DET
ajase-4424	175	58	maximum	maximum	ADJ
ajase-4424	175	59	likelihood	likelihood	NOUN
ajase-4424	175	60	method	method	NOUN
ajase-4424	175	61	of	of	ADP
ajase-4424	175	62	sem	sem	NOUN
ajase-4424	175	63	in	in	ADP
ajase-4424	175	64	stata	stata	NOUN
ajase-4424	175	65	12.1	12.1	NUM
ajase-4424	175	66	statistical	statistical	ADJ
ajase-4424	175	67	software	software	NOUN
ajase-4424	175	68	at	at	ADP
ajase-4424	175	69	a	a	DET
ajase-4424	175	70	5	5	NUM
ajase-4424	175	71	%	%	NOUN
ajase-4424	175	72	significance	significance	NOUN
ajase-4424	175	73	level	level	NOUN
ajase-4424	175	74	.	.	PUNCT
ajase-4424	176	1	results	result	NOUN
ajase-4424	176	2	and	and	CCONJ
ajase-4424	176	3	discussion	discussion	NOUN
ajase-4424	176	4	this	this	DET
ajase-4424	176	5	sub	sub	ADJ
ajase-4424	176	6	-	-	NOUN
ajase-4424	176	7	section	section	NOUN
ajase-4424	176	8	presents	present	VERB
ajase-4424	176	9	the	the	DET
ajase-4424	176	10	results	result	NOUN
ajase-4424	176	11	from	from	ADP
ajase-4424	176	12	the	the	DET
ajase-4424	176	13	maximum	maximum	ADJ
ajase-4424	176	14	likelihood	likelihood	NOUN
ajase-4424	176	15	estimation	estimation	NOUN
ajase-4424	176	16	of	of	ADP
ajase-4424	176	17	the	the	DET
ajase-4424	176	18	cv	cv	PROPN
ajase-4424	176	19	-	-	PUNCT
ajase-4424	176	20	sem	sem	NOUN
ajase-4424	176	21	-	-	PUNCT
ajase-4424	176	22	based	base	VERB
ajase-4424	176	23	relationship	relationship	NOUN
ajase-4424	176	24	between	between	ADP
ajase-4424	176	25	islamic	islamic	PROPN
ajase-4424	176	26	equity	equity	NOUN
ajase-4424	176	27	financing	financing	NOUN
ajase-4424	176	28	(	(	PUNCT
ajase-4424	176	29	ief	ief	NOUN
ajase-4424	176	30	)	)	PUNCT
ajase-4424	176	31	and	and	CCONJ
ajase-4424	176	32	turnover	turnover	NOUN
ajase-4424	176	33	growth	growth	NOUN
ajase-4424	176	34	of	of	ADP
ajase-4424	176	35	sse	sse	NOUN
ajase-4424	176	36	firms	firm	NOUN
ajase-4424	176	37	in	in	ADP
ajase-4424	176	38	the	the	DET
ajase-4424	176	39	abeokuta	abeokuta	PROPN
ajase-4424	176	40	metropolis	metropolis	PROPN
ajase-4424	176	41	.	.	PUNCT
ajase-4424	177	1	the	the	DET
ajase-4424	177	2	cv	cv	PROPN
ajase-4424	177	3	-	-	PUNCT
ajase-4424	177	4	sem	sem	PROPN
ajase-4424	177	5	estimation	estimation	NOUN
ajase-4424	177	6	was	be	AUX
ajase-4424	177	7	conducted	conduct	VERB
ajase-4424	177	8	using	use	VERB
ajase-4424	177	9	the	the	DET
ajase-4424	177	10	stata	stata	NOUN
ajase-4424	177	11	12.1	12.1	NUM
ajase-4424	177	12	sem	sem	NOUN
ajase-4424	177	13	modeling	modeling	NOUN
ajase-4424	177	14	framework	framework	NOUN
ajase-4424	177	15	and	and	CCONJ
ajase-4424	177	16	commands	command	NOUN
ajase-4424	177	17	.	.	PUNCT
ajase-4424	178	1	table	table	NOUN
ajase-4424	178	2	1	1	NUM
ajase-4424	178	3	:	:	PUNCT
ajase-4424	178	4	cv	cv	ADJ
ajase-4424	178	5	-	-	PUNCT
ajase-4424	178	6	sem	sem	NOUN
ajase-4424	178	7	estimated	estimate	VERB
ajase-4424	178	8	sse	sse	NOUN
ajase-4424	178	9	growth	growth	NOUN
ajase-4424	178	10	impact	impact	NOUN
ajase-4424	178	11	of	of	ADP
ajase-4424	178	12	islamic	islamic	ADJ
ajase-4424	178	13	equity	equity	NOUN
ajase-4424	178	14	financing	financing	NOUN
ajase-4424	178	15	(	(	PUNCT
ajase-4424	178	16	dv	dv	PROPN
ajase-4424	178	17	:	:	PUNCT
ajase-4424	178	18	ssg	ssg	ADJ
ajase-4424	178	19	)	)	PUNCT
ajase-4424	178	20	effect	effect	NOUN
ajase-4424	178	21	coef	coef	PROPN
ajase-4424	178	22	.	.	PUNCT
ajase-4424	179	1	std	std	NOUN
ajase-4424	179	2	.	.	PUNCT
ajase-4424	180	1	err	err	NOUN
ajase-4424	180	2	.	.	PUNCT
ajase-4424	181	1	z	z	ADJ
ajase-4424	181	2	-	-	PUNCT
ajase-4424	181	3	value	value	NOUN
ajase-4424	181	4	prob	prob	NOUN
ajase-4424	181	5	.	.	PROPN
ajase-4424	181	6	value	value	NOUN
ajase-4424	181	7	(	(	PUNCT
ajase-4424	181	8	p>.05	p>.05	NOUN
ajase-4424	181	9	)	)	PUNCT
ajase-4424	181	10	direct	direct	ADJ
ajase-4424	181	11	effects	effect	NOUN
ajase-4424	181	12	structural	structural	ADJ
ajase-4424	181	13	mus	mus	PROPN
ajase-4424	181	14	<	<	X
ajase-4424	181	15	ief	ief	PROPN
ajase-4424	182	1	0.62	0.62	NUM
ajase-4424	182	2	0.06	0.06	NUM
ajase-4424	182	3	9.74	9.74	NUM
ajase-4424	182	4	0.000	0.000	NUM
ajase-4424	182	5	dmu	dmu	PROPN
ajase-4424	182	6	<	<	X
ajase-4424	182	7	ief	ief	PROPN
ajase-4424	182	8	1.11	1.11	NUM
ajase-4424	182	9	0.04	0.04	NUM
ajase-4424	182	10	25.67	25.67	NUM
ajase-4424	182	11	0.000	0.000	NUM
ajase-4424	182	12	mud	mud	NOUN
ajase-4424	182	13	<	<	X
ajase-4424	182	14	ief	ief	NOUN
ajase-4424	182	15	1.26	1.26	NUM
ajase-4424	182	16	0.03	0.03	NUM
ajase-4424	182	17	34.10	34.10	NUM
ajase-4424	182	18	0.000	0.000	NUM
ajase-4424	182	19	pa	pa	PROPN
ajase-4424	182	20	ge	ge	PROPN
ajase-4424	182	21	37	37	NUM
ajase-4424	182	22	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	182	23	am	be	AUX
ajase-4424	182	24	.	.	PUNCT
ajase-4424	183	1	j.	j.	PROPN
ajase-4424	183	2	appl	appl	PROPN
ajase-4424	183	3	.	.	PROPN
ajase-4424	184	1	stat	stat	PROPN
ajase-4424	184	2	.	.	PUNCT
ajase-4424	185	1	econ	econ	PROPN
ajase-4424	185	2	.	.	PUNCT
ajase-4424	186	1	4(1	4(1	X
ajase-4424	186	2	)	)	PUNCT
ajase-4424	187	1	32	32	NUM
ajase-4424	187	2	-	-	SYM
ajase-4424	187	3	40	40	NUM
ajase-4424	187	4	,	,	PUNCT
ajase-4424	187	5	2025	2025	NUM
ajase-4424	187	6	in	in	ADP
ajase-4424	187	7	the	the	DET
ajase-4424	187	8	preliminary	preliminary	ADJ
ajase-4424	187	9	analysis	analysis	NOUN
ajase-4424	187	10	,	,	PUNCT
ajase-4424	187	11	pca	pca	NOUN
ajase-4424	187	12	analyses	analysis	NOUN
ajase-4424	187	13	were	be	AUX
ajase-4424	187	14	performed	perform	VERB
ajase-4424	187	15	to	to	PART
ajase-4424	187	16	derive	derive	VERB
ajase-4424	187	17	index	index	NOUN
ajase-4424	187	18	scores	score	NOUN
ajase-4424	187	19	for	for	ADP
ajase-4424	187	20	all	all	DET
ajase-4424	187	21	the	the	DET
ajase-4424	187	22	predictors	predictor	NOUN
ajase-4424	187	23	.	.	PUNCT
ajase-4424	188	1	these	these	DET
ajase-4424	188	2	continuous	continuous	ADJ
ajase-4424	188	3	index	index	NOUN
ajase-4424	188	4	scores	score	NOUN
ajase-4424	188	5	have	have	VERB
ajase-4424	188	6	normal	normal	ADJ
ajase-4424	188	7	distribution	distribution	NOUN
ajase-4424	188	8	(	(	PUNCT
ajase-4424	188	9	multivariate	multivariate	NOUN
ajase-4424	188	10	normality	normality	NOUN
ajase-4424	188	11	)	)	PUNCT
ajase-4424	188	12	properties	property	NOUN
ajase-4424	188	13	,	,	PUNCT
ajase-4424	188	14	satisfying	satisfy	VERB
ajase-4424	188	15	two	two	NUM
ajase-4424	188	16	important	important	ADJ
ajase-4424	188	17	assumptions	assumption	NOUN
ajase-4424	188	18	of	of	ADP
ajase-4424	188	19	cv	cv	ADJ
ajase-4424	188	20	-	-	PUNCT
ajase-4424	188	21	sem	sem	NOUN
ajase-4424	188	22	analysis	analysis	NOUN
ajase-4424	188	23	.	.	PUNCT
ajase-4424	189	1	the	the	DET
ajase-4424	189	2	derivation	derivation	NOUN
ajase-4424	189	3	of	of	ADP
ajase-4424	189	4	index	index	NOUN
ajase-4424	189	5	scores	score	NOUN
ajase-4424	189	6	for	for	ADP
ajase-4424	189	7	the	the	DET
ajase-4424	189	8	latent	latent	NOUN
ajase-4424	189	9	variables	variable	NOUN
ajase-4424	189	10	obviates	obviate	VERB
ajase-4424	189	11	the	the	DET
ajase-4424	189	12	need	need	NOUN
ajase-4424	189	13	to	to	PART
ajase-4424	189	14	estimate	estimate	VERB
ajase-4424	189	15	measurement	measurement	NOUN
ajase-4424	189	16	models	model	NOUN
ajase-4424	189	17	.	.	PUNCT
ajase-4424	190	1	a	a	DET
ajase-4424	190	2	simple	simple	ADJ
ajase-4424	190	3	descriptive	descriptive	ADJ
ajase-4424	190	4	analysis	analysis	NOUN
ajase-4424	190	5	(	(	PUNCT
ajase-4424	190	6	mean	mean	ADJ
ajase-4424	190	7	,	,	PUNCT
ajase-4424	190	8	maximum	maximum	ADJ
ajase-4424	190	9	and	and	CCONJ
ajase-4424	190	10	minimum	minimum	ADJ
ajase-4424	190	11	values	value	NOUN
ajase-4424	190	12	not	not	PART
ajase-4424	190	13	shown	show	VERB
ajase-4424	190	14	due	due	ADP
ajase-4424	190	15	to	to	ADP
ajase-4424	190	16	space	space	NOUN
ajase-4424	190	17	issues	issue	NOUN
ajase-4424	190	18	)	)	PUNCT
ajase-4424	190	19	of	of	ADP
ajase-4424	190	20	pca	pca	PROPN
ajase-4424	190	21	index	index	NOUN
ajase-4424	190	22	scores	score	NOUN
ajase-4424	190	23	depicts	depict	VERB
ajase-4424	190	24	no	no	DET
ajase-4424	190	25	incidence	incidence	NOUN
ajase-4424	190	26	of	of	ADP
ajase-4424	190	27	extremely	extremely	ADV
ajase-4424	190	28	higher	high	ADJ
ajase-4424	190	29	or	or	CCONJ
ajase-4424	190	30	lower	low	ADJ
ajase-4424	190	31	values	value	NOUN
ajase-4424	190	32	in	in	ADP
ajase-4424	190	33	the	the	DET
ajase-4424	190	34	data	data	NOUN
ajase-4424	190	35	distribution	distribution	NOUN
ajase-4424	190	36	(	(	PUNCT
ajase-4424	190	37	that	that	PRON
ajase-4424	190	38	is	is	ADV
ajase-4424	190	39	,	,	PUNCT
ajase-4424	190	40	the	the	DET
ajase-4424	190	41	absence	absence	NOUN
ajase-4424	190	42	of	of	ADP
ajase-4424	190	43	outliers	outlier	NOUN
ajase-4424	190	44	)	)	PUNCT
ajase-4424	190	45	.	.	PUNCT
ajase-4424	191	1	hence	hence	ADV
ajase-4424	191	2	,	,	PUNCT
ajase-4424	191	3	pca	pca	PROPN
ajase-4424	191	4	provides	provide	VERB
ajase-4424	191	5	plausible	plausible	ADJ
ajase-4424	191	6	and	and	CCONJ
ajase-4424	191	7	parsimonious	parsimonious	ADJ
ajase-4424	191	8	data	datum	NOUN
ajase-4424	191	9	scores	score	NOUN
ajase-4424	191	10	for	for	ADP
ajase-4424	191	11	causal	causal	ADJ
ajase-4424	191	12	relationship	relationship	NOUN
ajase-4424	191	13	estimations	estimation	NOUN
ajase-4424	191	14	in	in	ADP
ajase-4424	191	15	sem	sem	ADJ
ajase-4424	191	16	analysis	analysis	NOUN
ajase-4424	191	17	.	.	PUNCT
ajase-4424	192	1	the	the	DET
ajase-4424	192	2	results	result	NOUN
ajase-4424	192	3	of	of	ADP
ajase-4424	192	4	cv	cv	ADJ
ajase-4424	192	5	-	-	PUNCT
ajase-4424	192	6	sem	sem	NOUN
ajase-4424	192	7	estimations	estimation	NOUN
ajase-4424	192	8	are	be	AUX
ajase-4424	192	9	presented	present	VERB
ajase-4424	192	10	in	in	ADP
ajase-4424	192	11	table	table	NOUN
ajase-4424	192	12	followed	follow	VERB
ajase-4424	192	13	by	by	ADP
ajase-4424	192	14	table	table	NOUN
ajase-4424	192	15	2	2	NUM
ajase-4424	192	16	which	which	PRON
ajase-4424	192	17	showcases	showcase	VERB
ajase-4424	192	18	post	post	ADJ
ajase-4424	192	19	-	-	ADJ
ajase-4424	192	20	analysis	analysis	NOUN
ajase-4424	192	21	diagnostic	diagnostic	ADJ
ajase-4424	192	22	test	test	NOUN
ajase-4424	192	23	statistics	statistic	NOUN
ajase-4424	192	24	.	.	PUNCT
ajase-4424	193	1	from	from	ADP
ajase-4424	193	2	table	table	NOUN
ajase-4424	193	3	1	1	NUM
ajase-4424	193	4	,	,	PUNCT
ajase-4424	193	5	it	it	PRON
ajase-4424	193	6	is	be	AUX
ajase-4424	193	7	revealed	reveal	VERB
ajase-4424	193	8	that	that	SCONJ
ajase-4424	193	9	449	449	NUM
ajase-4424	193	10	observations	observation	NOUN
ajase-4424	193	11	out	out	ADP
ajase-4424	193	12	of	of	ADP
ajase-4424	193	13	coded	code	VERB
ajase-4424	193	14	476	476	NUM
ajase-4424	193	15	entries	entry	NOUN
ajase-4424	193	16	into	into	ADP
ajase-4424	193	17	the	the	DET
ajase-4424	193	18	software	software	NOUN
ajase-4424	193	19	were	be	AUX
ajase-4424	193	20	used	use	VERB
ajase-4424	193	21	for	for	ADP
ajase-4424	193	22	the	the	DET
ajase-4424	193	23	final	final	ADJ
ajase-4424	193	24	analysis	analysis	NOUN
ajase-4424	193	25	.	.	PUNCT
ajase-4424	194	1	thus	thus	ADV
ajase-4424	194	2	,	,	PUNCT
ajase-4424	194	3	this	this	PRON
ajase-4424	194	4	indicates	indicate	VERB
ajase-4424	194	5	a	a	DET
ajase-4424	194	6	paltry	paltry	NOUN
ajase-4424	194	7	27	27	NUM
ajase-4424	194	8	observations	observation	NOUN
ajase-4424	194	9	were	be	AUX
ajase-4424	194	10	dropped	drop	VERB
ajase-4424	194	11	for	for	ADP
ajase-4424	194	12	the	the	DET
ajase-4424	194	13	final	final	ADJ
ajase-4424	194	14	analysis	analysis	NOUN
ajase-4424	194	15	due	due	ADJ
ajase-4424	194	16	to	to	ADP
ajase-4424	194	17	missing	miss	VERB
ajase-4424	194	18	responses	response	NOUN
ajase-4424	194	19	at	at	ADP
ajase-4424	194	20	random	random	ADJ
ajase-4424	194	21	.	.	PUNCT
ajase-4424	195	1	the	the	DET
ajase-4424	195	2	number	number	NOUN
ajase-4424	195	3	of	of	ADP
ajase-4424	195	4	observations	observation	NOUN
ajase-4424	195	5	used	use	VERB
ajase-4424	195	6	for	for	ADP
ajase-4424	195	7	the	the	DET
ajase-4424	195	8	analysis	analysis	NOUN
ajase-4424	195	9	represents	represent	VERB
ajase-4424	195	10	87.7	87.7	NUM
ajase-4424	195	11	%	%	NOUN
ajase-4424	195	12	of	of	ADP
ajase-4424	195	13	the	the	DET
ajase-4424	195	14	study	study	NOUN
ajase-4424	195	15	’s	’s	PART
ajase-4424	195	16	total	total	ADJ
ajase-4424	195	17	sample	sample	NOUN
ajase-4424	195	18	size	size	NOUN
ajase-4424	195	19	(	(	PUNCT
ajase-4424	195	20	512	512	NUM
ajase-4424	195	21	)	)	PUNCT
ajase-4424	195	22	.	.	PUNCT
ajase-4424	196	1	however	however	ADV
ajase-4424	196	2	,	,	PUNCT
ajase-4424	196	3	for	for	ADP
ajase-4424	196	4	one	one	NUM
ajase-4424	196	5	reason	reason	NOUN
ajase-4424	196	6	or	or	CCONJ
ajase-4424	196	7	another	another	PRON
ajase-4424	196	8	,	,	PUNCT
ajase-4424	196	9	56	56	NUM
ajase-4424	196	10	administered	administer	VERB
ajase-4424	196	11	questionnaires	questionnaire	NOUN
ajase-4424	196	12	were	be	AUX
ajase-4424	196	13	not	not	PART
ajase-4424	196	14	returned	return	VERB
ajase-4424	196	15	by	by	ADP
ajase-4424	196	16	the	the	DET
ajase-4424	196	17	respondents	respondent	NOUN
ajase-4424	196	18	when	when	SCONJ
ajase-4424	196	19	the	the	DET
ajase-4424	196	20	data	data	NOUN
ajase-4424	196	21	analysis	analysis	NOUN
ajase-4424	196	22	took	take	VERB
ajase-4424	196	23	effect	effect	NOUN
ajase-4424	196	24	(	(	PUNCT
ajase-4424	196	25	december	december	PROPN
ajase-4424	196	26	4	4	NUM
ajase-4424	196	27	,	,	PUNCT
ajase-4424	196	28	2024	2024	NUM
ajase-4424	196	29	)	)	PUNCT
ajase-4424	196	30	.	.	PUNCT
ajase-4424	197	1	the	the	DET
ajase-4424	197	2	number	number	NOUN
ajase-4424	197	3	of	of	ADP
ajase-4424	197	4	data	datum	NOUN
ajase-4424	197	5	(	(	PUNCT
ajase-4424	197	6	449	449	NUM
ajase-4424	197	7	)	)	PUNCT
ajase-4424	197	8	used	use	VERB
ajase-4424	197	9	illustrates	illustrate	VERB
ajase-4424	197	10	that	that	SCONJ
ajase-4424	197	11	approximately	approximately	ADV
ajase-4424	197	12	41	41	NUM
ajase-4424	197	13	observations	observation	NOUN
ajase-4424	197	14	per	per	ADP
ajase-4424	197	15	1	1	NUM
ajase-4424	197	16	parameter	parameter	NOUN
ajase-4424	197	17	are	be	AUX
ajase-4424	197	18	estimated	estimate	VERB
ajase-4424	197	19	in	in	ADP
ajase-4424	197	20	the	the	DET
ajase-4424	197	21	sem	sem	NOUN
ajase-4424	197	22	analysis	analysis	NOUN
ajase-4424	197	23	.	.	PUNCT
ajase-4424	198	1	in	in	ADP
ajase-4424	198	2	figure	figure	NOUN
ajase-4424	198	3	1	1	NUM
ajase-4424	198	4	,	,	PUNCT
ajase-4424	198	5	11	11	NUM
ajase-4424	198	6	parameters	parameter	NOUN
ajase-4424	198	7	were	be	AUX
ajase-4424	198	8	identified	identify	VERB
ajase-4424	198	9	(	(	PUNCT
ajase-4424	198	10	7	7	NUM
ajase-4424	198	11	regressions	regression	NOUN
ajase-4424	198	12	and	and	CCONJ
ajase-4424	198	13	4	4	NUM
ajase-4424	198	14	variances	variance	NOUN
ajase-4424	198	15	)	)	PUNCT
ajase-4424	198	16	.	.	PUNCT
ajase-4424	199	1	the	the	DET
ajase-4424	199	2	higher	high	ADJ
ajase-4424	199	3	observations	observation	NOUN
ajase-4424	199	4	to	to	ADP
ajase-4424	199	5	parameters	parameter	NOUN
ajase-4424	199	6	ratio	ratio	NOUN
ajase-4424	199	7	shows	show	VERB
ajase-4424	199	8	the	the	DET
ajase-4424	199	9	study	study	NOUN
ajase-4424	199	10	sample	sample	NOUN
ajase-4424	199	11	adequacy	adequacy	NOUN
ajase-4424	199	12	(	(	PUNCT
ajase-4424	199	13	schreiber	schreiber	PROPN
ajase-4424	199	14	et	et	PROPN
ajase-4424	199	15	al	al	PROPN
ajase-4424	199	16	.	.	PROPN
ajase-4424	199	17	,	,	PUNCT
ajase-4424	199	18	2006	2006	NUM
ajase-4424	199	19	)	)	PUNCT
ajase-4424	199	20	.	.	PUNCT
ajase-4424	200	1	more	more	ADV
ajase-4424	200	2	so	so	ADV
ajase-4424	200	3	,	,	PUNCT
ajase-4424	200	4	some	some	DET
ajase-4424	200	5	fit	fit	ADJ
ajase-4424	200	6	indices	index	NOUN
ajase-4424	200	7	(	(	PUNCT
ajase-4424	200	8	chisquare	chisquare	NOUN
ajase-4424	200	9	test	test	NOUN
ajase-4424	200	10	–	–	PUNCT
ajase-4424	200	11	x2	x2	PROPN
ajase-4424	200	12	-	-	PUNCT
ajase-4424	200	13	;	;	PUNCT
ajase-4424	200	14	rmsea	rmsea	NOUN
ajase-4424	200	15	;	;	PUNCT
ajase-4424	200	16	cfi	cfi	PROPN
ajase-4424	200	17	and	and	CCONJ
ajase-4424	200	18	tli	tli	NOUN
ajase-4424	200	19	)	)	PUNCT
ajase-4424	200	20	as	as	SCONJ
ajase-4424	200	21	reflected	reflect	VERB
ajase-4424	200	22	in	in	ADP
ajase-4424	200	23	the	the	DET
ajase-4424	200	24	table	table	NOUN
ajase-4424	200	25	indicate	indicate	VERB
ajase-4424	200	26	better	well	ADJ
ajase-4424	200	27	model	model	NOUN
ajase-4424	200	28	fitness	fitness	NOUN
ajase-4424	200	29	of	of	ADP
ajase-4424	200	30	the	the	DET
ajase-4424	200	31	study	study	NOUN
ajase-4424	200	32	pls	pls	PROPN
ajase-4424	200	33	-	-	PUNCT
ajase-4424	200	34	sem	sem	NOUN
ajase-4424	200	35	model	model	NOUN
ajase-4424	200	36	developed	develop	VERB
ajase-4424	200	37	in	in	ADP
ajase-4424	200	38	the	the	DET
ajase-4424	200	39	methodology	methodology	NOUN
ajase-4424	200	40	section	section	NOUN
ajase-4424	200	41	.	.	PUNCT
ajase-4424	201	1	for	for	ADP
ajase-4424	201	2	instance	instance	NOUN
ajase-4424	201	3	,	,	PUNCT
ajase-4424	201	4	the	the	DET
ajase-4424	201	5	result	result	NOUN
ajase-4424	201	6	in	in	ADP
ajase-4424	201	7	table	table	NOUN
ajase-4424	201	8	2	2	NUM
ajase-4424	201	9	highlights	highlight	NOUN
ajase-4424	201	10	that	that	PRON
ajase-4424	201	11	the	the	DET
ajase-4424	201	12	null	null	ADJ
ajase-4424	201	13	hypothesis	hypothesis	NOUN
ajase-4424	201	14	via	via	ADP
ajase-4424	201	15	chi	chi	ADJ
ajase-4424	201	16	-	-	PUNCT
ajase-4424	201	17	square	square	NOUN
ajase-4424	201	18	(	(	PUNCT
ajase-4424	201	19	x2	x2	NOUN
ajase-4424	201	20	:	:	PUNCT
ajase-4424	201	21	p	p	X
ajase-4424	201	22	-	-	PUNCT
ajase-4424	201	23	value	value	NOUN
ajase-4424	201	24	>	>	X
ajase-4424	201	25	0.5	0.5	NUM
ajase-4424	201	26	)	)	PUNCT
ajase-4424	201	27	that	that	SCONJ
ajase-4424	201	28	there	there	PRON
ajase-4424	201	29	is	be	VERB
ajase-4424	201	30	a	a	DET
ajase-4424	201	31	discrepancy	discrepancy	NOUN
ajase-4424	201	32	between	between	ADP
ajase-4424	201	33	the	the	DET
ajase-4424	201	34	baseline	baseline	NOUN
ajase-4424	201	35	model	model	NOUN
ajase-4424	201	36	and	and	CCONJ
ajase-4424	201	37	saturated	saturated	ADJ
ajase-4424	201	38	model	model	NOUN
ajase-4424	201	39	is	be	AUX
ajase-4424	201	40	accepted	accept	VERB
ajase-4424	201	41	at	at	ADP
ajase-4424	201	42	a	a	DET
ajase-4424	201	43	5	5	NUM
ajase-4424	201	44	%	%	NOUN
ajase-4424	201	45	significance	significance	NOUN
ajase-4424	201	46	level	level	NOUN
ajase-4424	201	47	(	(	PUNCT
ajase-4424	201	48	bentler	bentler	NOUN
ajase-4424	201	49	&	&	CCONJ
ajase-4424	201	50	bonett	bonett	PROPN
ajase-4424	201	51	1980	1980	NUM
ajase-4424	201	52	;	;	PUNCT
ajase-4424	201	53	fan	fan	PROPN
ajase-4424	201	54	et	et	PROPN
ajase-4424	201	55	al	al	PROPN
ajase-4424	201	56	.	.	PROPN
ajase-4424	201	57	,	,	PUNCT
ajase-4424	201	58	2016	2016	NUM
ajase-4424	201	59	;	;	PUNCT
ajase-4424	201	60	mulaik	mulaik	NOUN
ajase-4424	201	61	et	et	PROPN
ajase-4424	201	62	al	al	PROPN
ajase-4424	201	63	.	.	PROPN
ajase-4424	201	64	,	,	PUNCT
ajase-4424	201	65	1989	1989	NUM
ajase-4424	201	66	;	;	PUNCT
ajase-4424	201	67	hu	hu	PROPN
ajase-4424	201	68	&	&	CCONJ
ajase-4424	201	69	bentler	bentler	PROPN
ajase-4424	201	70	1999	1999	NUM
ajase-4424	201	71	;	;	PUNCT
ajase-4424	201	72	schreiber	schreiber	PROPN
ajase-4424	201	73	et	et	PROPN
ajase-4424	201	74	al	al	PROPN
ajase-4424	201	75	.	.	PROPN
ajase-4424	201	76	,	,	PUNCT
ajase-4424	201	77	2006	2006	NUM
ajase-4424	201	78	)	)	PUNCT
ajase-4424	201	79	.	.	PUNCT
ajase-4424	202	1	other	other	ADJ
ajase-4424	202	2	fit	fit	ADJ
ajase-4424	202	3	indices	index	NOUN
ajase-4424	202	4	in	in	ADP
ajase-4424	202	5	table	table	NOUN
ajase-4424	202	6	2	2	NUM
ajase-4424	202	7	such	such	ADJ
ajase-4424	202	8	as	as	ADP
ajase-4424	202	9	rmsea	rmsea	NOUN
ajase-4424	202	10	(	(	PUNCT
ajase-4424	202	11	0.03	0.03	NUM
ajase-4424	202	12	)	)	PUNCT
ajase-4424	202	13	,	,	PUNCT
ajase-4424	202	14	cfi	cfi	PROPN
ajase-4424	202	15	(	(	PUNCT
ajase-4424	202	16	0.9750	0.9750	NUM
ajase-4424	202	17	)	)	PUNCT
ajase-4424	202	18	and	and	CCONJ
ajase-4424	202	19	tli	tli	X
ajase-4424	202	20	(	(	PUNCT
ajase-4424	202	21	0.932	0.932	NUM
ajase-4424	202	22	)	)	PUNCT
ajase-4424	202	23	are	be	AUX
ajase-4424	202	24	also	also	ADV
ajase-4424	202	25	above	above	ADP
ajase-4424	202	26	acceptable	acceptable	ADJ
ajase-4424	202	27	values	value	NOUN
ajase-4424	202	28	(	(	PUNCT
ajase-4424	202	29	fan	fan	NOUN
ajase-4424	202	30	et	et	PROPN
ajase-4424	202	31	al	al	PROPN
ajase-4424	202	32	.	.	PROPN
ajase-4424	202	33	,	,	PUNCT
ajase-4424	202	34	1999	1999	NUM
ajase-4424	202	35	;	;	PUNCT
ajase-4424	202	36	fan	fan	PROPN
ajase-4424	202	37	et	et	PROPN
ajase-4424	202	38	al	al	PROPN
ajase-4424	202	39	.	.	PROPN
ajase-4424	202	40	,	,	PUNCT
ajase-4424	202	41	2016	2016	NUM
ajase-4424	202	42	;	;	PUNCT
ajase-4424	202	43	browne	browne	PROPN
ajase-4424	202	44	&	&	CCONJ
ajase-4424	202	45	cudeck	cudeck	PROPN
ajase-4424	202	46	,	,	PUNCT
ajase-4424	202	47	1993	1993	NUM
ajase-4424	202	48	;	;	PUNCT
ajase-4424	202	49	hu	hu	PROPN
ajase-4424	202	50	&	&	CCONJ
ajase-4424	202	51	bentler	bentler	PROPN
ajase-4424	202	52	1999	1999	NUM
ajase-4424	202	53	;	;	PUNCT
ajase-4424	203	1	schreiber	schreiber	PROPN
ajase-4424	203	2	et	et	PROPN
ajase-4424	203	3	al	al	PROPN
ajase-4424	203	4	.	.	PROPN
ajase-4424	203	5	,	,	PUNCT
ajase-4424	203	6	2006	2006	NUM
ajase-4424	203	7	)	)	PUNCT
ajase-4424	203	8	.	.	PUNCT
ajase-4424	204	1	for	for	ADP
ajase-4424	204	2	this	this	DET
ajase-4424	204	3	reason	reason	NOUN
ajase-4424	204	4	,	,	PUNCT
ajase-4424	204	5	the	the	DET
ajase-4424	204	6	researchers	researcher	NOUN
ajase-4424	204	7	did	do	AUX
ajase-4424	204	8	not	not	PART
ajase-4424	204	9	perform	perform	VERB
ajase-4424	204	10	post	post	ADJ
ajase-4424	204	11	-	-	ADJ
ajase-4424	204	12	hoc	hoc	ADJ
ajase-4424	204	13	model	model	NOUN
ajase-4424	204	14	modification	modification	NOUN
ajase-4424	204	15	as	as	ADP
ajase-4424	204	16	the	the	DET
ajase-4424	204	17	cv	cv	PROPN
ajase-4424	204	18	-	-	PUNCT
ajase-4424	204	19	sem	sem	PROPN
ajase-4424	204	20	model	model	NOUN
ajase-4424	204	21	developed	develop	VERB
ajase-4424	204	22	in	in	ADP
ajase-4424	204	23	the	the	DET
ajase-4424	204	24	method	method	NOUN
ajase-4424	204	25	section	section	NOUN
ajase-4424	204	26	has	have	VERB
ajase-4424	204	27	good	good	ADJ
ajase-4424	204	28	fitness	fitness	NOUN
ajase-4424	204	29	for	for	ADP
ajase-4424	204	30	the	the	DET
ajase-4424	204	31	observed	observe	VERB
ajase-4424	204	32	data	datum	NOUN
ajase-4424	204	33	.	.	PUNCT
ajase-4424	205	1	in	in	ADP
ajase-4424	205	2	other	other	ADJ
ajase-4424	205	3	words	word	NOUN
ajase-4424	205	4	,	,	PUNCT
ajase-4424	205	5	the	the	DET
ajase-4424	205	6	study	study	NOUN
ajase-4424	205	7	inferences	inference	NOUN
ajase-4424	205	8	drawn	draw	VERB
ajase-4424	205	9	from	from	ADP
ajase-4424	205	10	the	the	DET
ajase-4424	205	11	two	two	NUM
ajase-4424	205	12	structural	structural	ADJ
ajase-4424	205	13	models	model	NOUN
ajase-4424	205	14	are	be	AUX
ajase-4424	205	15	considered	consider	VERB
ajase-4424	205	16	consistent	consistent	ADJ
ajase-4424	205	17	,	,	PUNCT
ajase-4424	205	18	reliable	reliable	ADJ
ajase-4424	205	19	and	and	CCONJ
ajase-4424	205	20	efficient	efficient	ADJ
ajase-4424	205	21	.	.	PUNCT
ajase-4424	206	1	from	from	ADP
ajase-4424	206	2	figure	figure	NOUN
ajase-4424	206	3	1	1	NUM
ajase-4424	206	4	,	,	PUNCT
ajase-4424	206	5	it	it	PRON
ajase-4424	206	6	is	be	AUX
ajase-4424	206	7	indicated	indicate	VERB
ajase-4424	206	8	that	that	SCONJ
ajase-4424	206	9	musharakah	musharakah	PROPN
ajase-4424	206	10	(	(	PUNCT
ajase-4424	206	11	mus	mus	PROPN
ajase-4424	206	12	:	:	PUNCT
ajase-4424	206	13	coef	coef	PROPN
ajase-4424	206	14	.	.	PUNCT
ajase-4424	207	1	=	=	NOUN
ajase-4424	207	2	0.62	0.62	NUM
ajase-4424	207	3	;	;	PUNCT
ajase-4424	207	4	p	p	X
ajase-4424	207	5	-	-	PUNCT
ajase-4424	207	6	value	value	NOUN
ajase-4424	207	7	=	=	NOUN
ajase-4424	207	8	0.000	0.000	NUM
ajase-4424	207	9	)	)	PUNCT
ajase-4424	207	10	,	,	PUNCT
ajase-4424	207	11	diminishing	diminish	VERB
ajase-4424	207	12	musharakah	musharakah	PROPN
ajase-4424	207	13	(	(	PUNCT
ajase-4424	207	14	dmu	dmu	PROPN
ajase-4424	207	15	:	:	PUNCT
ajase-4424	207	16	coef	coef	PROPN
ajase-4424	207	17	.	.	PUNCT
ajase-4424	208	1	=	=	SYM
ajase-4424	208	2	1.11	1.11	NUM
ajase-4424	208	3	;	;	PUNCT
ajase-4424	208	4	p	p	X
ajase-4424	208	5	-	-	PUNCT
ajase-4424	208	6	value	value	NOUN
ajase-4424	208	7	=	=	NOUN
ajase-4424	208	8	0.000	0.000	NUM
ajase-4424	208	9	)	)	PUNCT
ajase-4424	208	10	and	and	CCONJ
ajase-4424	208	11	mudharabah	mudharabah	NOUN
ajase-4424	208	12	(	(	PUNCT
ajase-4424	208	13	mud	mud	NOUN
ajase-4424	208	14	:	:	PUNCT
ajase-4424	208	15	coef	coef	PROPN
ajase-4424	208	16	.	.	PUNCT
ajase-4424	209	1	=	=	PUNCT
ajase-4424	209	2	1.26	1.26	NUM
ajase-4424	209	3	;	;	PUNCT
ajase-4424	209	4	p	p	X
ajase-4424	209	5	-	-	PUNCT
ajase-4424	209	6	value	value	NOUN
ajase-4424	209	7	=	=	NOUN
ajase-4424	209	8	0.00	0.00	NUM
ajase-4424	209	9	)	)	PUNCT
ajase-4424	209	10	are	be	AUX
ajase-4424	209	11	significant	significant	ADJ
ajase-4424	209	12	predictors	predictor	NOUN
ajase-4424	209	13	of	of	ADP
ajase-4424	209	14	islamic	islamic	ADJ
ajase-4424	209	15	equity	equity	NOUN
ajase-4424	209	16	financing	financing	NOUN
ajase-4424	209	17	at	at	ADP
ajase-4424	209	18	a	a	DET
ajase-4424	209	19	5	5	NUM
ajase-4424	209	20	%	%	NOUN
ajase-4424	209	21	significance	significance	NOUN
ajase-4424	209	22	level	level	NOUN
ajase-4424	209	23	.	.	PUNCT
ajase-4424	210	1	these	these	DET
ajase-4424	210	2	results	result	NOUN
ajase-4424	210	3	imply	imply	VERB
ajase-4424	210	4	that	that	SCONJ
ajase-4424	210	5	these	these	DET
ajase-4424	210	6	financing	financing	NOUN
ajase-4424	210	7	means	mean	NOUN
ajase-4424	210	8	are	be	AUX
ajase-4424	210	9	critical	critical	ADJ
ajase-4424	210	10	for	for	ADP
ajase-4424	210	11	designing	design	VERB
ajase-4424	210	12	,	,	PUNCT
ajase-4424	210	13	deploying	deploy	VERB
ajase-4424	210	14	and	and	CCONJ
ajase-4424	210	15	administrating	administrate	VERB
ajase-4424	210	16	islamic	islamic	ADJ
ajase-4424	210	17	equity	equity	NOUN
ajase-4424	210	18	-	-	PUNCT
ajase-4424	210	19	based	base	VERB
ajase-4424	210	20	financing	financing	NOUN
ajase-4424	210	21	among	among	ADP
ajase-4424	210	22	small	small	ADJ
ajase-4424	210	23	-	-	PUNCT
ajase-4424	210	24	scale	scale	NOUN
ajase-4424	210	25	firms	firm	NOUN
ajase-4424	210	26	in	in	ADP
ajase-4424	210	27	nigeria	nigeria	PROPN
ajase-4424	210	28	,	,	PUNCT
ajase-4424	210	29	particularly	particularly	ADV
ajase-4424	210	30	the	the	DET
ajase-4424	210	31	abeokuta	abeokuta	PROPN
ajase-4424	210	32	metropolis	metropolis	NOUN
ajase-4424	210	33	.	.	PUNCT
ajase-4424	211	1	mainly	mainly	ADV
ajase-4424	211	2	,	,	PUNCT
ajase-4424	211	3	direct	direct	ADJ
ajase-4424	211	4	effect	effect	NOUN
ajase-4424	211	5	estimation	estimation	NOUN
ajase-4424	211	6	of	of	ADP
ajase-4424	211	7	equation	equation	NOUN
ajase-4424	211	8	(	(	PUNCT
ajase-4424	211	9	6	6	NUM
ajase-4424	211	10	)	)	PUNCT
ajase-4424	211	11	shows	show	VERB
ajase-4424	211	12	that	that	SCONJ
ajase-4424	211	13	musharakah	musharakah	PROPN
ajase-4424	211	14	(	(	PUNCT
ajase-4424	211	15	mus	mus	PROPN
ajase-4424	211	16	:	:	PUNCT
ajase-4424	211	17	coef	coef	PROPN
ajase-4424	211	18	.	.	PUNCT
ajase-4424	212	1	=	=	NOUN
ajase-4424	212	2	0.03	0.03	NUM
ajase-4424	212	3	;	;	PUNCT
ajase-4424	212	4	p	p	X
ajase-4424	212	5	-	-	PUNCT
ajase-4424	212	6	value	value	NOUN
ajase-4424	212	7	=	=	NOUN
ajase-4424	212	8	0.003	0.003	NUM
ajase-4424	212	9	)	)	PUNCT
ajase-4424	212	10	and	and	CCONJ
ajase-4424	212	11	mudharabah	mudharabah	NOUN
ajase-4424	212	12	(	(	PUNCT
ajase-4424	212	13	mud	mud	NOUN
ajase-4424	212	14	:	:	PUNCT
ajase-4424	212	15	coef	coef	PROPN
ajase-4424	212	16	.	.	PUNCT
ajase-4424	213	1	=	=	NOUN
ajase-4424	213	2	0.08	0.08	NUM
ajase-4424	213	3	;	;	PUNCT
ajase-4424	213	4	p	p	X
ajase-4424	213	5	-	-	PUNCT
ajase-4424	213	6	value	value	NOUN
ajase-4424	213	7	=	=	NOUN
ajase-4424	213	8	0.00	0.00	NUM
ajase-4424	213	9	)	)	PUNCT
ajase-4424	213	10	have	have	VERB
ajase-4424	213	11	potentially	potentially	ADV
ajase-4424	213	12	positive	positive	ADJ
ajase-4424	213	13	and	and	CCONJ
ajase-4424	213	14	significant	significant	ADJ
ajase-4424	213	15	impacts	impact	NOUN
ajase-4424	213	16	on	on	ADP
ajase-4424	213	17	sales	sale	NOUN
ajase-4424	213	18	growth	growth	NOUN
ajase-4424	213	19	of	of	ADP
ajase-4424	213	20	sses	sse	NOUN
ajase-4424	213	21	in	in	ADP
ajase-4424	213	22	the	the	DET
ajase-4424	213	23	study	study	NOUN
ajase-4424	213	24	area	area	NOUN
ajase-4424	213	25	.	.	PUNCT
ajase-4424	214	1	a	a	DET
ajase-4424	214	2	unit	unit	NOUN
ajase-4424	214	3	increase	increase	NOUN
ajase-4424	214	4	in	in	ADP
ajase-4424	214	5	musharakah	musharakah	PROPN
ajase-4424	214	6	and	and	CCONJ
ajase-4424	214	7	mudharabah	mudharabah	NOUN
ajase-4424	214	8	financing	financing	NOUN
ajase-4424	214	9	means	mean	VERB
ajase-4424	214	10	sales	sale	NOUN
ajase-4424	214	11	/	/	SYM
ajase-4424	214	12	turnover	turnover	NOUN
ajase-4424	214	13	of	of	ADP
ajase-4424	214	14	sses	sse	NOUN
ajase-4424	214	15	in	in	ADP
ajase-4424	214	16	the	the	DET
ajase-4424	214	17	abeokuta	abeokuta	PROPN
ajase-4424	214	18	metropolis	metropolis	NOUN
ajase-4424	214	19	will	will	AUX
ajase-4424	214	20	grow	grow	VERB
ajase-4424	214	21	by	by	ADP
ajase-4424	214	22	0.03	0.03	NUM
ajase-4424	214	23	%	%	NOUN
ajase-4424	214	24	and	and	CCONJ
ajase-4424	214	25	0.08	0.08	NUM
ajase-4424	214	26	%	%	NOUN
ajase-4424	214	27	respectively	respectively	ADV
ajase-4424	214	28	.	.	PUNCT
ajase-4424	215	1	the	the	DET
ajase-4424	215	2	path	path	NOUN
ajase-4424	215	3	coefficients	coefficient	NOUN
ajase-4424	215	4	of	of	ADP
ajase-4424	215	5	the	the	DET
ajase-4424	215	6	four	four	NUM
ajase-4424	215	7	predictors	predictor	NOUN
ajase-4424	215	8	have	have	VERB
ajase-4424	215	9	dispersion	dispersion	NOUN
ajase-4424	215	10	levels	level	NOUN
ajase-4424	215	11	not	not	PART
ajase-4424	215	12	higher	high	ADJ
ajase-4424	215	13	than	than	ADP
ajase-4424	215	14	0.01	0.01	NUM
ajase-4424	215	15	per	per	ADP
ajase-4424	215	16	cent	cent	NOUN
ajase-4424	215	17	.	.	PUNCT
ajase-4424	216	1	in	in	ADP
ajase-4424	216	2	terms	term	NOUN
ajase-4424	216	3	of	of	ADP
ajase-4424	216	4	indirect	indirect	ADJ
ajase-4424	216	5	effect	effect	NOUN
ajase-4424	216	6	estimation	estimation	NOUN
ajase-4424	216	7	,	,	PUNCT
ajase-4424	216	8	table	table	NOUN
ajase-4424	216	9	1	1	NUM
ajase-4424	216	10	reveals	reveal	VERB
ajase-4424	216	11	that	that	SCONJ
ajase-4424	216	12	islamic	islamic	ADJ
ajase-4424	216	13	equity	equity	NOUN
ajase-4424	216	14	financing	financing	NOUN
ajase-4424	216	15	tools	tool	NOUN
ajase-4424	216	16	like	like	ADP
ajase-4424	216	17	musharakah	musharakah	NOUN
ajase-4424	216	18	,	,	PUNCT
ajase-4424	216	19	diminishing	diminish	VERB
ajase-4424	216	20	musharakah	musharakah	PROPN
ajase-4424	216	21	and	and	CCONJ
ajase-4424	216	22	mudharabah	mudharabah	NOUN
ajase-4424	216	23	can	can	AUX
ajase-4424	216	24	significantly	significantly	ADV
ajase-4424	216	25	enhance	enhance	VERB
ajase-4424	216	26	the	the	DET
ajase-4424	216	27	growth	growth	NOUN
ajase-4424	216	28	of	of	ADP
ajase-4424	216	29	sses	sse	NOUN
ajase-4424	216	30	in	in	ADP
ajase-4424	216	31	the	the	DET
ajase-4424	216	32	abeokuta	abeokuta	PROPN
ajase-4424	216	33	metropolis	metropolis	NOUN
ajase-4424	216	34	indirectly	indirectly	ADV
ajase-4424	216	35	through	through	ADP
ajase-4424	216	36	islamic	islamic	ADJ
ajase-4424	216	37	finance	finance	NOUN
ajase-4424	216	38	legal	legal	ADJ
ajase-4424	216	39	framework	framework	NOUN
ajase-4424	216	40	(	(	PUNCT
ajase-4424	216	41	ief	ief	NOUN
ajase-4424	216	42	:	:	PUNCT
ajase-4424	216	43	coef	coef	PROPN
ajase-4424	216	44	=	=	PROPN
ajase-4424	216	45	0.10	0.10	NUM
ajase-4424	216	46	;	;	PUNCT
ajase-4424	216	47	p	p	X
ajase-4424	216	48	-	-	PUNCT
ajase-4424	216	49	value	value	NOUN
ajase-4424	216	50	=	=	NOUN
ajase-4424	216	51	0.000	0.000	NUM
ajase-4424	216	52	)	)	PUNCT
ajase-4424	216	53	.	.	PUNCT
ajase-4424	217	1	interestingly	interestingly	ADV
ajase-4424	217	2	,	,	PUNCT
ajase-4424	217	3	the	the	DET
ajase-4424	217	4	positive	positive	ADJ
ajase-4424	217	5	and	and	CCONJ
ajase-4424	217	6	significant	significant	ADJ
ajase-4424	217	7	impact	impact	NOUN
ajase-4424	217	8	of	of	ADP
ajase-4424	217	9	musharakah	musharakah	NOUN
ajase-4424	217	10	obtained	obtain	VERB
ajase-4424	217	11	in	in	ADP
ajase-4424	217	12	this	this	DET
ajase-4424	217	13	study	study	NOUN
ajase-4424	217	14	is	be	AUX
ajase-4424	217	15	consistent	consistent	ADJ
ajase-4424	217	16	with	with	ADP
ajase-4424	217	17	previous	previous	ADJ
ajase-4424	217	18	findings	finding	NOUN
ajase-4424	217	19	by	by	ADP
ajase-4424	217	20	shinkafi	shinkafi	PROPN
ajase-4424	217	21	et	et	PROPN
ajase-4424	217	22	al	al	PROPN
ajase-4424	217	23	.	.	PROPN
ajase-4424	218	1	(	(	PUNCT
ajase-4424	218	2	2023	2023	NUM
ajase-4424	218	3	)	)	PUNCT
ajase-4424	218	4	who	who	PRON
ajase-4424	218	5	asserted	assert	VERB
ajase-4424	218	6	that	that	DET
ajase-4424	218	7	musharakah	musharakah	NOUN
ajase-4424	218	8	and	and	CCONJ
ajase-4424	218	9	mudharabah	mudharabah	NOUN
ajase-4424	218	10	as	as	ADP
ajase-4424	218	11	finance	finance	NOUN
ajase-4424	218	12	tools	tool	NOUN
ajase-4424	218	13	influence	influence	VERB
ajase-4424	218	14	smes	sme	NOUN
ajase-4424	218	15	growth	growth	NOUN
ajase-4424	218	16	in	in	ADP
ajase-4424	218	17	nigeria	nigeria	PROPN
ajase-4424	218	18	.	.	PUNCT
ajase-4424	219	1	similarly	similarly	ADV
ajase-4424	219	2	,	,	PUNCT
ajase-4424	219	3	this	this	DET
ajase-4424	219	4	study	study	NOUN
ajase-4424	219	5	’s	’	VERB
ajase-4424	219	6	finding	find	VERB
ajase-4424	219	7	that	that	DET
ajase-4424	219	8	mudharabah	mudharabah	NOUN
ajase-4424	219	9	will	will	AUX
ajase-4424	219	10	promote	promote	VERB
ajase-4424	219	11	business	business	NOUN
ajase-4424	219	12	growth	growth	NOUN
ajase-4424	219	13	is	be	AUX
ajase-4424	219	14	similar	similar	ADJ
ajase-4424	219	15	to	to	ADP
ajase-4424	219	16	results	result	NOUN
ajase-4424	219	17	obtained	obtain	VERB
ajase-4424	219	18	by	by	ADP
ajase-4424	219	19	shamsudheen	shamsudheen	PROPN
ajase-4424	219	20	et	et	PROPN
ajase-4424	219	21	al	al	PROPN
ajase-4424	219	22	.	.	PROPN
ajase-4424	220	1	(	(	PUNCT
ajase-4424	220	2	2023	2023	NUM
ajase-4424	220	3	)	)	PUNCT
ajase-4424	220	4	,	,	PUNCT
ajase-4424	220	5	baloch	baloch	PROPN
ajase-4424	220	6	ssg	ssg	PROPN
ajase-4424	221	1	<	<	X
ajase-4424	221	2	mus	mus	PROPN
ajase-4424	221	3	0.03	0.03	NUM
ajase-4424	221	4	0.01	0.01	NUM
ajase-4424	221	5	2.94	2.94	NUM
ajase-4424	221	6	0.003	0.003	NUM
ajase-4424	221	7	dmu	dmu	PROPN
ajase-4424	221	8	-0.01	-0.01	NUM
ajase-4424	221	9	0.01	0.01	NUM
ajase-4424	221	10	-0.65	-0.65	NUM
ajase-4424	221	11	0.513	0.513	NUM
ajase-4424	221	12	mud	mud	NOUN
ajase-4424	221	13	0.08	0.08	NUM
ajase-4424	221	14	0.01	0.01	NUM
ajase-4424	221	15	5.50	5.50	NUM
ajase-4424	221	16	0.000	0.000	NUM
ajase-4424	221	17	ief	ief	NOUN
ajase-4424	221	18	1.42e-07	1.42e-07	NUM
ajase-4424	221	19	indirect	indirect	ADJ
ajase-4424	221	20	effects	effect	NOUN
ajase-4424	221	21	ssg	ssg	X
ajase-4424	221	22	<	<	X
ajase-4424	221	23	-ief	-ief	X
ajase-4424	221	24	0.10	0.10	NUM
ajase-4424	221	25	0.01	0.01	NUM
ajase-4424	221	26	6.35	6.35	NUM
ajase-4424	221	27	0.000	0.000	NUM
ajase-4424	221	28	no	no	NOUN
ajase-4424	221	29	.	.	PUNCT
ajase-4424	221	30	of	of	ADP
ajase-4424	221	31	obs	obs	PROPN
ajase-4424	221	32	.	.	PUNCT
ajase-4424	222	1	449	449	NUM
ajase-4424	222	2	method	method	NOUN
ajase-4424	222	3	:	:	PUNCT
ajase-4424	222	4	maximum	maximum	ADJ
ajase-4424	222	5	likelihood	likelihood	NOUN
ajase-4424	222	6	1840.95	1840.95	NUM
ajase-4424	222	7	source	source	NOUN
ajase-4424	222	8	:	:	PUNCT
ajase-4424	222	9	authors	author	NOUN
ajase-4424	222	10	’	'	PUNCT
ajase-4424	222	11	computations	computation	NOUN
ajase-4424	222	12	from	from	ADP
ajase-4424	222	13	stata	stata	NOUN
ajase-4424	222	14	12.1	12.1	NUM
ajase-4424	222	15	outputs	output	NOUN
ajase-4424	222	16	(	(	PUNCT
ajase-4424	222	17	2024	2024	NUM
ajase-4424	222	18	)	)	PUNCT
ajase-4424	222	19	table	table	NOUN
ajase-4424	222	20	2	2	NUM
ajase-4424	222	21	:	:	PUNCT
ajase-4424	222	22	post	post	ADJ
ajase-4424	222	23	-	-	ADJ
ajase-4424	222	24	diagnostics	diagnostic	NOUN
ajase-4424	222	25	tests	test	NOUN
ajase-4424	222	26	test	test	NOUN
ajase-4424	222	27	statistic	statistic	NOUN
ajase-4424	222	28	log	log	NOUN
ajase-4424	222	29	likelihood	likelihood	NOUN
ajase-4424	222	30	-1840.9498	-1840.9498	PRON
ajase-4424	222	31	lr	lr	NOUN
ajase-4424	222	32	test	test	NOUN
ajase-4424	222	33	of	of	ADP
ajase-4424	222	34	model	model	NOUN
ajase-4424	222	35	vs.	vs.	ADP
ajase-4424	222	36	saturated	saturate	VERB
ajase-4424	222	37	14353.13	14353.13	NUM
ajase-4424	222	38	(	(	PUNCT
ajase-4424	222	39	prob	prob	PROPN
ajase-4424	222	40	.	.	PUNCT
ajase-4424	222	41	>	>	X
ajase-4424	223	1	chi2	chi2	PROPN
ajase-4424	223	2	=	=	VERB
ajase-4424	223	3	0.4330	0.4330	NUM
ajase-4424	223	4	)	)	PUNCT
ajase-4424	223	5	lr	lr	NOUN
ajase-4424	223	6	test	test	NOUN
ajase-4424	223	7	of	of	ADP
ajase-4424	223	8	baseline	baseline	NOUN
ajase-4424	223	9	vs.	vs.	ADP
ajase-4424	223	10	saturated	saturate	VERB
ajase-4424	223	11	15502.31	15502.31	NUM
ajase-4424	223	12	(	(	PUNCT
ajase-4424	223	13	prob	prob	PROPN
ajase-4424	223	14	.	.	PUNCT
ajase-4424	223	15	>	>	X
ajase-4424	223	16	chi2	chi2	PROPN
ajase-4424	224	1	=	=	SYM
ajase-4424	224	2	0.7840	0.7840	NUM
ajase-4424	224	3	)	)	PUNCT
ajase-4424	224	4	rmsea	rmsea	NOUN
ajase-4424	224	5	0.03	0.03	NUM
ajase-4424	224	6	comparative	comparative	ADJ
ajase-4424	224	7	fit	fit	ADJ
ajase-4424	224	8	index	index	NOUN
ajase-4424	224	9	(	(	PUNCT
ajase-4424	224	10	cfi	cfi	PROPN
ajase-4424	224	11	)	)	PUNCT
ajase-4424	224	12	0.9750	0.9750	NUM
ajase-4424	224	13	tucker	tucker	PROPN
ajase-4424	224	14	-	-	PUNCT
ajase-4424	224	15	lewis	lewis	PROPN
ajase-4424	224	16	index	index	NOUN
ajase-4424	224	17	(	(	PUNCT
ajase-4424	224	18	tli	tli	NOUN
ajase-4424	224	19	)	)	PUNCT
ajase-4424	224	20	0.932	0.932	NUM
ajase-4424	224	21	source	source	NOUN
ajase-4424	224	22	:	:	PUNCT
ajase-4424	224	23	authors	author	NOUN
ajase-4424	224	24	’	'	PUNCT
ajase-4424	224	25	computations	computation	NOUN
ajase-4424	224	26	from	from	ADP
ajase-4424	224	27	stata	stata	NOUN
ajase-4424	224	28	12.1	12.1	NUM
ajase-4424	224	29	outputs	output	NOUN
ajase-4424	224	30	(	(	PUNCT
ajase-4424	224	31	2024	2024	NUM
ajase-4424	224	32	)	)	PUNCT
ajase-4424	224	33	pa	pa	PROPN
ajase-4424	224	34	ge	ge	PROPN
ajase-4424	224	35	38	38	NUM
ajase-4424	224	36	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	224	37	am	am	NOUN
ajase-4424	224	38	.	.	PUNCT
ajase-4424	225	1	j.	j.	PROPN
ajase-4424	225	2	appl	appl	PROPN
ajase-4424	225	3	.	.	PROPN
ajase-4424	226	1	stat	stat	PROPN
ajase-4424	226	2	.	.	PUNCT
ajase-4424	227	1	econ	econ	PROPN
ajase-4424	227	2	.	.	PUNCT
ajase-4424	228	1	4(1	4(1	X
ajase-4424	228	2	)	)	PUNCT
ajase-4424	229	1	32	32	NUM
ajase-4424	229	2	-	-	SYM
ajase-4424	229	3	40	40	NUM
ajase-4424	229	4	,	,	PUNCT
ajase-4424	229	5	2025	2025	NUM
ajase-4424	229	6	and	and	CCONJ
ajase-4424	229	7	chimenya	chimenya	ADJ
ajase-4424	229	8	(	(	PUNCT
ajase-4424	229	9	2023	2023	NUM
ajase-4424	229	10	)	)	PUNCT
ajase-4424	229	11	,	,	PUNCT
ajase-4424	229	12	and	and	CCONJ
ajase-4424	229	13	abdinur	abdinur	NOUN
ajase-4424	229	14	and	and	CCONJ
ajase-4424	229	15	ondes	onde	NOUN
ajase-4424	229	16	(	(	PUNCT
ajase-4424	229	17	2022	2022	NUM
ajase-4424	229	18	)	)	PUNCT
ajase-4424	229	19	.	.	PUNCT
ajase-4424	230	1	in	in	ADP
ajase-4424	230	2	contrast	contrast	NOUN
ajase-4424	230	3	,	,	PUNCT
ajase-4424	230	4	when	when	SCONJ
ajase-4424	230	5	diminishing	diminish	VERB
ajase-4424	230	6	musharakah	musharakah	PROPN
ajase-4424	230	7	funding	funding	NOUN
ajase-4424	230	8	(	(	PUNCT
ajase-4424	230	9	dmu	dmu	PROPN
ajase-4424	230	10	:	:	PUNCT
ajase-4424	230	11	coef	coef	PROPN
ajase-4424	230	12	.	.	PUNCT
ajase-4424	231	1	=	=	PUNCT
ajase-4424	231	2	0.01	0.01	NUM
ajase-4424	231	3	;	;	PUNCT
ajase-4424	231	4	p	p	X
ajase-4424	231	5	-	-	PUNCT
ajase-4424	231	6	value	value	NOUN
ajase-4424	231	7	=	=	NOUN
ajase-4424	231	8	0.513	0.513	NUM
ajase-4424	231	9	)	)	PUNCT
ajase-4424	231	10	increases	increase	NOUN
ajase-4424	231	11	by	by	ADP
ajase-4424	231	12	1	1	NUM
ajase-4424	231	13	unit	unit	NOUN
ajase-4424	231	14	,	,	PUNCT
ajase-4424	231	15	the	the	DET
ajase-4424	231	16	sales	sale	NOUN
ajase-4424	231	17	level	level	NOUN
ajase-4424	231	18	of	of	ADP
ajase-4424	231	19	sses	sse	NOUN
ajase-4424	231	20	falls	fall	VERB
ajase-4424	231	21	by	by	ADP
ajase-4424	231	22	0.01	0.01	NUM
ajase-4424	231	23	per	per	ADP
ajase-4424	231	24	cent	cent	NOUN
ajase-4424	231	25	leading	lead	VERB
ajase-4424	231	26	to	to	ADP
ajase-4424	231	27	a	a	DET
ajase-4424	231	28	lack	lack	NOUN
ajase-4424	231	29	of	of	ADP
ajase-4424	231	30	business	business	NOUN
ajase-4424	231	31	growth	growth	NOUN
ajase-4424	231	32	.	.	PUNCT
ajase-4424	232	1	however	however	ADV
ajase-4424	232	2	,	,	PUNCT
ajase-4424	232	3	the	the	DET
ajase-4424	232	4	result	result	NOUN
ajase-4424	232	5	further	far	ADV
ajase-4424	232	6	shows	show	VERB
ajase-4424	232	7	that	that	SCONJ
ajase-4424	232	8	the	the	DET
ajase-4424	232	9	negative	negative	ADJ
ajase-4424	232	10	impact	impact	NOUN
ajase-4424	232	11	of	of	ADP
ajase-4424	232	12	diminishing	diminish	VERB
ajase-4424	232	13	musharakah	musharakah	PROPN
ajase-4424	232	14	(	(	PUNCT
ajase-4424	232	15	dmu	dmu	PROPN
ajase-4424	232	16	:	:	PUNCT
ajase-4424	232	17	p	p	ADJ
ajase-4424	232	18	-	-	PUNCT
ajase-4424	232	19	value	value	NOUN
ajase-4424	232	20	>	>	NOUN
ajase-4424	232	21	.05	.05	NUM
ajase-4424	232	22	)	)	PUNCT
ajase-4424	232	23	is	be	AUX
ajase-4424	232	24	insignificant	insignificant	ADJ
ajase-4424	232	25	in	in	ADP
ajase-4424	232	26	slowing	slow	VERB
ajase-4424	232	27	down	down	ADP
ajase-4424	232	28	the	the	DET
ajase-4424	232	29	operations	operation	NOUN
ajase-4424	232	30	of	of	ADP
ajase-4424	232	31	the	the	DET
ajase-4424	232	32	sampled	sample	VERB
ajase-4424	232	33	firms	firm	NOUN
ajase-4424	232	34	.	.	PUNCT
ajase-4424	233	1	this	this	DET
ajase-4424	233	2	insignificant	insignificant	ADJ
ajase-4424	233	3	negative	negative	ADJ
ajase-4424	233	4	impact	impact	NOUN
ajase-4424	233	5	of	of	ADP
ajase-4424	233	6	diminishing	diminish	VERB
ajase-4424	233	7	musharakah	musharakah	PROPN
ajase-4424	233	8	illustrates	illustrate	VERB
ajase-4424	233	9	that	that	SCONJ
ajase-4424	233	10	a	a	DET
ajase-4424	233	11	financing	financing	NOUN
ajase-4424	233	12	partnership	partnership	NOUN
ajase-4424	233	13	arrangement	arrangement	NOUN
ajase-4424	233	14	that	that	PRON
ajase-4424	233	15	will	will	AUX
ajase-4424	233	16	fully	fully	ADV
ajase-4424	233	17	transfer	transfer	VERB
ajase-4424	233	18	total	total	ADJ
ajase-4424	233	19	equity	equity	NOUN
ajase-4424	233	20	interest	interest	NOUN
ajase-4424	233	21	to	to	ADP
ajase-4424	233	22	capital	capital	NOUN
ajase-4424	233	23	providers	provider	NOUN
ajase-4424	233	24	in	in	ADP
ajase-4424	233	25	future	future	NOUN
ajase-4424	233	26	is	be	AUX
ajase-4424	233	27	less	less	ADV
ajase-4424	233	28	important	important	ADJ
ajase-4424	233	29	to	to	PART
ajase-4424	233	30	sse	sse	VERB
ajase-4424	233	31	’s	’s	PART
ajase-4424	233	32	operational	operational	ADJ
ajase-4424	233	33	performance	performance	NOUN
ajase-4424	233	34	.	.	PUNCT
ajase-4424	234	1	as	as	SCONJ
ajase-4424	234	2	obtained	obtain	VERB
ajase-4424	234	3	,	,	PUNCT
ajase-4424	234	4	the	the	DET
ajase-4424	234	5	indirect	indirect	ADJ
ajase-4424	234	6	effects	effect	NOUN
ajase-4424	234	7	of	of	ADP
ajase-4424	234	8	islamic	islamic	ADJ
ajase-4424	234	9	equity	equity	NOUN
ajase-4424	234	10	financing	financing	NOUN
ajase-4424	234	11	will	will	AUX
ajase-4424	234	12	be	be	AUX
ajase-4424	234	13	more	more	ADV
ajase-4424	234	14	pronounced	pronounce	VERB
ajase-4424	234	15	in	in	ADP
ajase-4424	234	16	nigeria	nigeria	PROPN
ajase-4424	234	17	than	than	ADP
ajase-4424	234	18	the	the	DET
ajase-4424	234	19	individual	individual	ADJ
ajase-4424	234	20	direct	direct	ADJ
ajase-4424	234	21	effect	effect	NOUN
ajase-4424	234	22	offered	offer	VERB
ajase-4424	234	23	by	by	ADP
ajase-4424	234	24	the	the	DET
ajase-4424	234	25	studied	study	VERB
ajase-4424	234	26	financing	financing	NOUN
ajase-4424	234	27	tools	tool	NOUN
ajase-4424	234	28	.	.	PUNCT
ajase-4424	235	1	this	this	DET
ajase-4424	235	2	result	result	NOUN
ajase-4424	235	3	highlights	highlight	VERB
ajase-4424	235	4	the	the	DET
ajase-4424	235	5	importance	importance	NOUN
ajase-4424	235	6	of	of	ADP
ajase-4424	235	7	developing	develop	VERB
ajase-4424	235	8	an	an	DET
ajase-4424	235	9	efficient	efficient	ADJ
ajase-4424	235	10	legal	legal	ADJ
ajase-4424	235	11	framework	framework	NOUN
ajase-4424	235	12	for	for	ADP
ajase-4424	235	13	operations	operation	NOUN
ajase-4424	235	14	of	of	ADP
ajase-4424	235	15	islamic	islamic	ADJ
ajase-4424	235	16	equity	equity	NOUN
ajase-4424	235	17	financing	financing	NOUN
ajase-4424	235	18	for	for	ADP
ajase-4424	235	19	enhancing	enhance	VERB
ajase-4424	235	20	the	the	DET
ajase-4424	235	21	operational	operational	ADJ
ajase-4424	235	22	performance	performance	NOUN
ajase-4424	235	23	of	of	ADP
ajase-4424	235	24	smes	sme	NOUN
ajase-4424	235	25	particularly	particularly	ADV
ajase-4424	235	26	sses	sse	NOUN
ajase-4424	235	27	in	in	ADP
ajase-4424	235	28	nigeria	nigeria	PROPN
ajase-4424	235	29	.	.	PUNCT
ajase-4424	236	1	overall	overall	ADV
ajase-4424	236	2	,	,	PUNCT
ajase-4424	236	3	it	it	PRON
ajase-4424	236	4	is	be	AUX
ajase-4424	236	5	learnt	learn	VERB
ajase-4424	236	6	through	through	ADP
ajase-4424	236	7	the	the	DET
ajase-4424	236	8	observed	observed	ADJ
ajase-4424	236	9	empirical	empirical	ADJ
ajase-4424	236	10	evidence	evidence	NOUN
ajase-4424	236	11	that	that	SCONJ
ajase-4424	236	12	reducing	reduce	VERB
ajase-4424	236	13	the	the	DET
ajase-4424	236	14	financing	financing	NOUN
ajase-4424	236	15	gap	gap	NOUN
ajase-4424	236	16	faced	face	VERB
ajase-4424	236	17	by	by	ADP
ajase-4424	236	18	micro	micro	PROPN
ajase-4424	236	19	,	,	PUNCT
ajase-4424	236	20	small	small	ADJ
ajase-4424	236	21	and	and	CCONJ
ajase-4424	236	22	medium	medium	ADJ
ajase-4424	236	23	enterprises	enterprise	NOUN
ajase-4424	236	24	in	in	ADP
ajase-4424	236	25	nigeria	nigeria	PROPN
ajase-4424	236	26	particularly	particularly	ADV
ajase-4424	236	27	in	in	ADP
ajase-4424	236	28	the	the	DET
ajase-4424	236	29	study	study	NOUN
ajase-4424	236	30	area	area	NOUN
ajase-4424	236	31	(	(	PUNCT
ajase-4424	236	32	abeokuta	abeokuta	PROPN
ajase-4424	236	33	metropolis	metropolis	PROPN
ajase-4424	236	34	)	)	PUNCT
ajase-4424	236	35	requires	require	VERB
ajase-4424	236	36	strategic	strategic	ADJ
ajase-4424	236	37	interventions	intervention	NOUN
ajase-4424	236	38	on	on	ADP
ajase-4424	236	39	islamic	islamic	ADJ
ajase-4424	236	40	equity	equity	NOUN
ajase-4424	236	41	financing	financing	NOUN
ajase-4424	236	42	alternatives	alternative	NOUN
ajase-4424	236	43	.	.	PUNCT
ajase-4424	237	1	first	first	ADV
ajase-4424	237	2	,	,	PUNCT
ajase-4424	237	3	banks	bank	NOUN
ajase-4424	237	4	and	and	CCONJ
ajase-4424	237	5	other	other	ADJ
ajase-4424	237	6	lending	lending	NOUN
ajase-4424	237	7	institutions	institution	NOUN
ajase-4424	237	8	in	in	ADP
ajase-4424	237	9	nigeria	nigeria	PROPN
ajase-4424	237	10	need	need	VERB
ajase-4424	237	11	to	to	PART
ajase-4424	237	12	design	design	VERB
ajase-4424	237	13	and	and	CCONJ
ajase-4424	237	14	directly	directly	ADV
ajase-4424	237	15	offer	offer	VERB
ajase-4424	237	16	sse	sse	NOUN
ajase-4424	237	17	-	-	PUNCT
ajase-4424	237	18	targeted	target	VERB
ajase-4424	237	19	islamic	islamic	ADJ
ajase-4424	237	20	equity	equity	NOUN
ajase-4424	237	21	financing	financing	NOUN
ajase-4424	237	22	based	base	VERB
ajase-4424	237	23	on	on	ADP
ajase-4424	237	24	the	the	DET
ajase-4424	237	25	principles	principle	NOUN
ajase-4424	237	26	of	of	ADP
ajase-4424	237	27	musharakah	musharakah	NOUN
ajase-4424	237	28	or	or	CCONJ
ajase-4424	237	29	mudharabah	mudharabah	NOUN
ajase-4424	237	30	or	or	CCONJ
ajase-4424	237	31	both	both	DET
ajase-4424	237	32	alternatives	alternative	NOUN
ajase-4424	237	33	.	.	PUNCT
ajase-4424	238	1	businesses	business	NOUN
ajase-4424	238	2	need	need	VERB
ajase-4424	238	3	time	time	NOUN
ajase-4424	238	4	to	to	PART
ajase-4424	238	5	grow	grow	VERB
ajase-4424	238	6	and	and	CCONJ
ajase-4424	238	7	using	use	VERB
ajase-4424	238	8	any	any	PRON
ajase-4424	238	9	of	of	ADP
ajase-4424	238	10	these	these	DET
ajase-4424	238	11	equity	equity	NOUN
ajase-4424	238	12	finance	finance	NOUN
ajase-4424	238	13	alternatives	alternative	NOUN
ajase-4424	238	14	can	can	AUX
ajase-4424	238	15	guarantee	guarantee	VERB
ajase-4424	238	16	them	they	PRON
ajase-4424	238	17	the	the	DET
ajase-4424	238	18	confidence	confidence	NOUN
ajase-4424	238	19	to	to	PART
ajase-4424	238	20	operate	operate	VERB
ajase-4424	238	21	for	for	ADP
ajase-4424	238	22	longer	long	ADJ
ajase-4424	238	23	periods	period	NOUN
ajase-4424	238	24	as	as	ADP
ajase-4424	238	25	fear	fear	NOUN
ajase-4424	238	26	of	of	ADP
ajase-4424	238	27	running	run	VERB
ajase-4424	238	28	into	into	ADP
ajase-4424	238	29	debts	debt	NOUN
ajase-4424	238	30	or	or	CCONJ
ajase-4424	238	31	paying	pay	VERB
ajase-4424	238	32	high	high	ADJ
ajase-4424	238	33	-	-	PUNCT
ajase-4424	238	34	interest	interest	NOUN
ajase-4424	238	35	charges	charge	NOUN
ajase-4424	238	36	on	on	ADP
ajase-4424	238	37	bank	bank	NOUN
ajase-4424	238	38	loans	loan	NOUN
ajase-4424	238	39	is	be	AUX
ajase-4424	238	40	allayed	allay	VERB
ajase-4424	238	41	.	.	PUNCT
ajase-4424	239	1	finally	finally	ADV
ajase-4424	239	2	,	,	PUNCT
ajase-4424	239	3	the	the	DET
ajase-4424	239	4	result	result	NOUN
ajase-4424	239	5	shows	show	VERB
ajase-4424	239	6	that	that	SCONJ
ajase-4424	239	7	strengthening	strengthen	VERB
ajase-4424	239	8	islamic	islamic	ADJ
ajase-4424	239	9	equity	equity	NOUN
ajase-4424	239	10	-	-	PUNCT
ajase-4424	239	11	based	base	VERB
ajase-4424	239	12	finance	finance	NOUN
ajase-4424	239	13	in	in	ADP
ajase-4424	239	14	nigeria	nigeria	PROPN
ajase-4424	239	15	through	through	ADP
ajase-4424	239	16	a	a	DET
ajase-4424	239	17	legal	legal	ADJ
ajase-4424	239	18	framework	framework	NOUN
ajase-4424	239	19	is	be	AUX
ajase-4424	239	20	essential	essential	ADJ
ajase-4424	239	21	and	and	CCONJ
ajase-4424	239	22	provides	provide	VERB
ajase-4424	239	23	greater	great	ADJ
ajase-4424	239	24	benefit	benefit	NOUN
ajase-4424	239	25	to	to	PART
ajase-4424	239	26	help	help	VERB
ajase-4424	239	27	sses	sse	NOUN
ajase-4424	239	28	grow	grow	VERB
ajase-4424	239	29	and	and	CCONJ
ajase-4424	239	30	generate	generate	VERB
ajase-4424	239	31	more	more	ADJ
ajase-4424	239	32	employment	employment	NOUN
ajase-4424	239	33	.	.	PUNCT
ajase-4424	240	1	implications	implication	NOUN
ajase-4424	240	2	of	of	ADP
ajase-4424	240	3	the	the	DET
ajase-4424	240	4	study	study	NOUN
ajase-4424	240	5	this	this	DET
ajase-4424	240	6	study	study	NOUN
ajase-4424	240	7	obtains	obtain	VERB
ajase-4424	240	8	empirical	empirical	ADJ
ajase-4424	240	9	evidence	evidence	NOUN
ajase-4424	240	10	that	that	SCONJ
ajase-4424	240	11	islamic	islamic	PROPN
ajase-4424	240	12	equity	equity	PROPN
ajase-4424	240	13	finance	finance	PROPN
ajase-4424	240	14	’s	’s	PART
ajase-4424	240	15	indirect	indirect	ADJ
ajase-4424	240	16	positive	positive	ADJ
ajase-4424	240	17	and	and	CCONJ
ajase-4424	240	18	significant	significant	ADJ
ajase-4424	240	19	impact	impact	NOUN
ajase-4424	240	20	through	through	ADP
ajase-4424	240	21	a	a	DET
ajase-4424	240	22	legal	legal	ADJ
ajase-4424	240	23	framework	framework	NOUN
ajase-4424	240	24	(	(	PUNCT
ajase-4424	240	25	mediating	mediating	NOUN
ajase-4424	240	26	factor	factor	NOUN
ajase-4424	240	27	)	)	PUNCT
ajase-4424	240	28	is	be	AUX
ajase-4424	240	29	stronger	strong	ADJ
ajase-4424	240	30	for	for	ADP
ajase-4424	240	31	developing	develop	VERB
ajase-4424	240	32	small	small	ADJ
ajase-4424	240	33	firms	firm	NOUN
ajase-4424	240	34	than	than	ADP
ajase-4424	240	35	the	the	DET
ajase-4424	240	36	direct	direct	ADJ
ajase-4424	240	37	impact	impact	NOUN
ajase-4424	240	38	.	.	PUNCT
ajase-4424	241	1	two	two	NUM
ajase-4424	241	2	implications	implication	NOUN
ajase-4424	241	3	of	of	ADP
ajase-4424	241	4	the	the	DET
ajase-4424	241	5	study	study	NOUN
ajase-4424	241	6	are	be	AUX
ajase-4424	241	7	provided	provide	VERB
ajase-4424	241	8	.	.	PUNCT
ajase-4424	242	1	first	first	ADV
ajase-4424	242	2	,	,	PUNCT
ajase-4424	242	3	the	the	DET
ajase-4424	242	4	study	study	NOUN
ajase-4424	242	5	shows	show	VERB
ajase-4424	242	6	that	that	SCONJ
ajase-4424	242	7	analysis	analysis	NOUN
ajase-4424	242	8	of	of	ADP
ajase-4424	242	9	both	both	CCONJ
ajase-4424	242	10	the	the	DET
ajase-4424	242	11	direct	direct	ADJ
ajase-4424	242	12	and	and	CCONJ
ajase-4424	242	13	indirect	indirect	ADJ
ajase-4424	242	14	effects	effect	NOUN
ajase-4424	242	15	of	of	ADP
ajase-4424	242	16	islamic	islamic	ADJ
ajase-4424	242	17	equity	equity	NOUN
ajase-4424	242	18	finance	finance	NOUN
ajase-4424	242	19	is	be	AUX
ajase-4424	242	20	particularly	particularly	ADV
ajase-4424	242	21	important	important	ADJ
ajase-4424	242	22	for	for	ADP
ajase-4424	242	23	designing	design	VERB
ajase-4424	242	24	and	and	CCONJ
ajase-4424	242	25	deploying	deploy	VERB
ajase-4424	242	26	appropriate	appropriate	ADJ
ajase-4424	242	27	islamic	islamic	ADJ
ajase-4424	242	28	financial	financial	ADJ
ajase-4424	242	29	policies	policy	NOUN
ajase-4424	242	30	that	that	PRON
ajase-4424	242	31	benefit	benefit	VERB
ajase-4424	242	32	small	small	ADJ
ajase-4424	242	33	business	business	NOUN
ajase-4424	242	34	operations	operation	NOUN
ajase-4424	242	35	in	in	ADP
ajase-4424	242	36	nigeria	nigeria	PROPN
ajase-4424	242	37	.	.	PUNCT
ajase-4424	243	1	this	this	DET
ajase-4424	243	2	effort	effort	NOUN
ajase-4424	243	3	will	will	AUX
ajase-4424	243	4	enable	enable	VERB
ajase-4424	243	5	stakeholders	stakeholder	NOUN
ajase-4424	243	6	in	in	ADP
ajase-4424	243	7	the	the	DET
ajase-4424	243	8	country	country	NOUN
ajase-4424	243	9	’s	’s	PART
ajase-4424	243	10	financial	financial	ADJ
ajase-4424	243	11	industry	industry	NOUN
ajase-4424	243	12	to	to	PART
ajase-4424	243	13	understand	understand	VERB
ajase-4424	243	14	the	the	DET
ajase-4424	243	15	roles	role	NOUN
ajase-4424	243	16	of	of	ADP
ajase-4424	243	17	risk	risk	NOUN
ajase-4424	243	18	-	-	PUNCT
ajase-4424	243	19	sharing	share	VERB
ajase-4424	243	20	financing	financing	NOUN
ajase-4424	243	21	initiatives	initiative	NOUN
ajase-4424	243	22	that	that	PRON
ajase-4424	243	23	support	support	VERB
ajase-4424	243	24	small	small	ADJ
ajase-4424	243	25	-	-	PUNCT
ajase-4424	243	26	scale	scale	NOUN
ajase-4424	243	27	businesses	business	NOUN
ajase-4424	243	28	’	'	PUNCT
ajase-4424	243	29	operational	operational	ADJ
ajase-4424	243	30	capacity	capacity	NOUN
ajase-4424	243	31	.	.	PUNCT
ajase-4424	244	1	second	second	ADV
ajase-4424	244	2	,	,	PUNCT
ajase-4424	244	3	the	the	DET
ajase-4424	244	4	use	use	NOUN
ajase-4424	244	5	of	of	ADP
ajase-4424	244	6	the	the	DET
ajase-4424	244	7	pca	pca	NOUN
ajase-4424	244	8	technique	technique	NOUN
ajase-4424	244	9	to	to	PART
ajase-4424	244	10	estimate	estimate	VERB
ajase-4424	244	11	data	datum	NOUN
ajase-4424	244	12	scores	score	NOUN
ajase-4424	244	13	for	for	ADP
ajase-4424	244	14	latent	latent	NOUN
ajase-4424	244	15	variables	variable	NOUN
ajase-4424	244	16	(	(	PUNCT
ajase-4424	244	17	musharakah	musharakah	PROPN
ajase-4424	244	18	,	,	PUNCT
ajase-4424	244	19	diminishing	diminish	VERB
ajase-4424	244	20	musharakah	musharakah	NOUN
ajase-4424	244	21	and	and	CCONJ
ajase-4424	244	22	mudharabah	mudharabah	NOUN
ajase-4424	244	23	)	)	PUNCT
ajase-4424	244	24	in	in	ADP
ajase-4424	244	25	the	the	DET
ajase-4424	244	26	current	current	ADJ
ajase-4424	244	27	study	study	NOUN
ajase-4424	244	28	provides	provide	VERB
ajase-4424	244	29	a	a	DET
ajase-4424	244	30	methodological	methodological	ADJ
ajase-4424	244	31	and	and	CCONJ
ajase-4424	244	32	analytical	analytical	ADJ
ajase-4424	244	33	guide	guide	NOUN
ajase-4424	244	34	to	to	ADP
ajase-4424	244	35	experts	expert	NOUN
ajase-4424	244	36	and	and	CCONJ
ajase-4424	244	37	future	future	ADJ
ajase-4424	244	38	studies	study	NOUN
ajase-4424	244	39	and	and	CCONJ
ajase-4424	244	40	consider	consider	VERB
ajase-4424	244	41	pca	pca	NOUN
ajase-4424	244	42	as	as	ADP
ajase-4424	244	43	a	a	DET
ajase-4424	244	44	plausible	plausible	ADJ
ajase-4424	244	45	alternative	alternative	NOUN
ajase-4424	244	46	to	to	ADP
ajase-4424	244	47	confirmatory	confirmatory	ADJ
ajase-4424	244	48	factor	factor	NOUN
ajase-4424	244	49	analysis	analysis	NOUN
ajase-4424	244	50	(	(	PUNCT
ajase-4424	244	51	cfa	cfa	NOUN
ajase-4424	244	52	)	)	PUNCT
ajase-4424	244	53	.	.	PUNCT
ajase-4424	245	1	however	however	ADV
ajase-4424	245	2	,	,	PUNCT
ajase-4424	245	3	an	an	DET
ajase-4424	245	4	alternative	alternative	ADJ
ajase-4424	245	5	sem	sem	NOUN
ajase-4424	245	6	method	method	NOUN
ajase-4424	245	7	that	that	PRON
ajase-4424	245	8	provides	provide	VERB
ajase-4424	245	9	greater	great	ADJ
ajase-4424	245	10	predictive	predictive	ADJ
ajase-4424	245	11	ability	ability	NOUN
ajase-4424	245	12	and	and	CCONJ
ajase-4424	245	13	is	be	AUX
ajase-4424	245	14	less	less	ADV
ajase-4424	245	15	sensitive	sensitive	ADJ
ajase-4424	245	16	to	to	ADP
ajase-4424	245	17	the	the	DET
ajase-4424	245	18	sample	sample	NOUN
ajase-4424	245	19	size	size	NOUN
ajase-4424	245	20	issue	issue	NOUN
ajase-4424	245	21	(	(	PUNCT
ajase-4424	245	22	e.g.	e.g.	ADV
ajase-4424	245	23	pls	pls	NOUN
ajase-4424	245	24	-	-	PUNCT
ajase-4424	245	25	sem	sem	NOUN
ajase-4424	245	26	)	)	PUNCT
ajase-4424	245	27	would	would	AUX
ajase-4424	245	28	have	have	AUX
ajase-4424	245	29	ensured	ensure	VERB
ajase-4424	245	30	optimal	optimal	ADJ
ajase-4424	245	31	prediction	prediction	NOUN
ajase-4424	245	32	of	of	ADP
ajase-4424	245	33	islamic	islamic	PROPN
ajase-4424	245	34	equity	equity	NOUN
ajase-4424	245	35	-	-	PUNCT
ajase-4424	245	36	based	base	VERB
ajase-4424	245	37	financing	financing	NOUN
ajase-4424	245	38	reliability	reliability	NOUN
ajase-4424	245	39	toward	toward	ADP
ajase-4424	245	40	higher	high	ADJ
ajase-4424	245	41	growth	growth	NOUN
ajase-4424	245	42	of	of	ADP
ajase-4424	245	43	small	small	ADJ
ajase-4424	245	44	businesses	business	NOUN
ajase-4424	245	45	in	in	ADP
ajase-4424	245	46	the	the	DET
ajase-4424	245	47	study	study	NOUN
ajase-4424	245	48	area	area	NOUN
ajase-4424	245	49	.	.	PUNCT
ajase-4424	246	1	therefore	therefore	ADV
ajase-4424	246	2	,	,	PUNCT
ajase-4424	246	3	future	future	ADJ
ajase-4424	246	4	studies	study	NOUN
ajase-4424	246	5	in	in	ADP
ajase-4424	246	6	this	this	DET
ajase-4424	246	7	direction	direction	NOUN
ajase-4424	246	8	are	be	AUX
ajase-4424	246	9	encouraged	encourage	VERB
ajase-4424	246	10	to	to	PART
ajase-4424	246	11	use	use	VERB
ajase-4424	246	12	large	large	ADJ
ajase-4424	246	13	-	-	PUNCT
ajase-4424	246	14	scale	scale	NOUN
ajase-4424	246	15	data	datum	NOUN
ajase-4424	246	16	for	for	ADP
ajase-4424	246	17	cv	cv	PROPN
ajase-4424	246	18	-	-	PUNCT
ajase-4424	246	19	sem	sem	NOUN
ajase-4424	246	20	evaluations	evaluation	NOUN
ajase-4424	246	21	or	or	CCONJ
ajase-4424	246	22	apply	apply	VERB
ajase-4424	246	23	more	more	ADV
ajase-4424	246	24	efficient	efficient	ADJ
ajase-4424	246	25	sem	sem	NOUN
ajase-4424	246	26	methods	method	NOUN
ajase-4424	246	27	.	.	PUNCT
ajase-4424	247	1	notwithstanding	notwithstanding	ADV
ajase-4424	247	2	,	,	PUNCT
ajase-4424	247	3	the	the	DET
ajase-4424	247	4	results	result	NOUN
ajase-4424	247	5	obtained	obtain	VERB
ajase-4424	247	6	in	in	ADP
ajase-4424	247	7	this	this	DET
ajase-4424	247	8	study	study	NOUN
ajase-4424	247	9	are	be	AUX
ajase-4424	247	10	valid	valid	ADJ
ajase-4424	247	11	and	and	CCONJ
ajase-4424	247	12	reliable	reliable	ADJ
ajase-4424	247	13	,	,	PUNCT
ajase-4424	247	14	particularly	particularly	ADV
ajase-4424	247	15	with	with	ADP
ajase-4424	247	16	the	the	DET
ajase-4424	247	17	use	use	NOUN
ajase-4424	247	18	of	of	ADP
ajase-4424	247	19	pca	pca	NOUN
ajase-4424	247	20	in	in	ADP
ajase-4424	247	21	place	place	NOUN
ajase-4424	247	22	of	of	ADP
ajase-4424	247	23	measurement	measurement	NOUN
ajase-4424	247	24	model	model	NOUN
ajase-4424	247	25	estimation	estimation	PROPN
ajase-4424	247	26	.	.	PUNCT
ajase-4424	248	1	conclusion	conclusion	NOUN
ajase-4424	248	2	this	this	DET
ajase-4424	248	3	study	study	NOUN
ajase-4424	248	4	applies	apply	VERB
ajase-4424	248	5	the	the	DET
ajase-4424	248	6	maximum	maximum	ADJ
ajase-4424	248	7	likelihood	likelihood	NOUN
ajase-4424	248	8	method	method	NOUN
ajase-4424	248	9	of	of	ADP
ajase-4424	248	10	cv	cv	PROPN
ajase-4424	248	11	-	-	PUNCT
ajase-4424	248	12	sem	sem	NOUN
ajase-4424	248	13	to	to	PART
ajase-4424	248	14	estimate	estimate	VERB
ajase-4424	248	15	the	the	DET
ajase-4424	248	16	causal	causal	ADJ
ajase-4424	248	17	relationship	relationship	NOUN
ajase-4424	248	18	between	between	ADP
ajase-4424	248	19	islamic	islamic	PROPN
ajase-4424	248	20	equity	equity	NOUN
ajase-4424	248	21	-	-	PUNCT
ajase-4424	248	22	based	base	VERB
ajase-4424	248	23	financing	financing	NOUN
ajase-4424	248	24	and	and	CCONJ
ajase-4424	248	25	the	the	DET
ajase-4424	248	26	growth	growth	NOUN
ajase-4424	248	27	of	of	ADP
ajase-4424	248	28	small	small	ADJ
ajase-4424	248	29	businesses	business	NOUN
ajase-4424	248	30	in	in	ADP
ajase-4424	248	31	nigeria	nigeria	PROPN
ajase-4424	248	32	with	with	ADP
ajase-4424	248	33	a	a	DET
ajase-4424	248	34	specific	specific	ADJ
ajase-4424	248	35	focus	focus	NOUN
ajase-4424	248	36	on	on	ADP
ajase-4424	248	37	the	the	DET
ajase-4424	248	38	abeokuta	abeokuta	PROPN
ajase-4424	248	39	metropolis	metropolis	NOUN
ajase-4424	248	40	.	.	PUNCT
ajase-4424	249	1	the	the	DET
ajase-4424	249	2	study	study	NOUN
ajase-4424	249	3	affirms	affirm	VERB
ajase-4424	249	4	that	that	SCONJ
ajase-4424	249	5	the	the	DET
ajase-4424	249	6	expansion	expansion	NOUN
ajase-4424	249	7	of	of	ADP
ajase-4424	249	8	small	small	ADJ
ajase-4424	249	9	enterprises	enterprise	NOUN
ajase-4424	249	10	in	in	ADP
ajase-4424	249	11	the	the	DET
ajase-4424	249	12	study	study	NOUN
ajase-4424	249	13	area	area	NOUN
ajase-4424	249	14	will	will	AUX
ajase-4424	249	15	be	be	AUX
ajase-4424	249	16	directly	directly	ADV
ajase-4424	249	17	,	,	PUNCT
ajase-4424	249	18	positively	positively	ADV
ajase-4424	249	19	,	,	PUNCT
ajase-4424	249	20	and	and	CCONJ
ajase-4424	249	21	significantly	significantly	ADV
ajase-4424	249	22	influenced	influence	VERB
ajase-4424	249	23	by	by	ADP
ajase-4424	249	24	islamic	islamic	ADJ
ajase-4424	249	25	shared	share	VERB
ajase-4424	249	26	finance	finance	NOUN
ajase-4424	249	27	(	(	PUNCT
ajase-4424	249	28	musharakah	musharakah	PROPN
ajase-4424	249	29	)	)	PUNCT
ajase-4424	249	30	and	and	CCONJ
ajase-4424	249	31	islamic	islamic	ADJ
ajase-4424	249	32	joint	joint	PROPN
ajase-4424	249	33	partnership	partnership	NOUN
ajase-4424	249	34	(	(	PUNCT
ajase-4424	249	35	mudharabah	mudharabah	NOUN
ajase-4424	249	36	)	)	PUNCT
ajase-4424	249	37	.	.	PUNCT
ajase-4424	250	1	however	however	ADV
ajase-4424	250	2	,	,	PUNCT
ajase-4424	250	3	the	the	DET
ajase-4424	250	4	indirect	indirect	ADJ
ajase-4424	250	5	positive	positive	ADJ
ajase-4424	250	6	and	and	CCONJ
ajase-4424	250	7	significant	significant	ADJ
ajase-4424	250	8	impact	impact	NOUN
ajase-4424	250	9	of	of	ADP
ajase-4424	250	10	islamic	islamic	ADJ
ajase-4424	250	11	equity	equity	NOUN
ajase-4424	250	12	finance	finance	NOUN
ajase-4424	250	13	through	through	ADP
ajase-4424	250	14	a	a	DET
ajase-4424	250	15	legal	legal	ADJ
ajase-4424	250	16	framework	framework	NOUN
ajase-4424	250	17	(	(	PUNCT
ajase-4424	250	18	mediating	mediating	NOUN
ajase-4424	250	19	factor	factor	NOUN
ajase-4424	250	20	)	)	PUNCT
ajase-4424	250	21	is	be	AUX
ajase-4424	250	22	stronger	strong	ADJ
ajase-4424	250	23	for	for	ADP
ajase-4424	250	24	the	the	DET
ajase-4424	250	25	development	development	NOUN
ajase-4424	250	26	of	of	ADP
ajase-4424	250	27	small	small	ADJ
ajase-4424	250	28	firms	firm	NOUN
ajase-4424	250	29	than	than	ADP
ajase-4424	250	30	the	the	DET
ajase-4424	250	31	direct	direct	ADJ
ajase-4424	250	32	impact	impact	NOUN
ajase-4424	250	33	.	.	PUNCT
ajase-4424	251	1	on	on	ADP
ajase-4424	251	2	this	this	DET
ajase-4424	251	3	account	account	NOUN
ajase-4424	251	4	,	,	PUNCT
ajase-4424	251	5	the	the	DET
ajase-4424	251	6	study	study	NOUN
ajase-4424	251	7	recommends	recommend	VERB
ajase-4424	251	8	that	that	SCONJ
ajase-4424	251	9	the	the	DET
ajase-4424	251	10	federal	federal	ADJ
ajase-4424	251	11	government	government	NOUN
ajase-4424	251	12	of	of	ADP
ajase-4424	251	13	nigeria	nigeria	PROPN
ajase-4424	251	14	should	should	AUX
ajase-4424	251	15	institute	institute	VERB
ajase-4424	251	16	a	a	DET
ajase-4424	251	17	suitable	suitable	ADJ
ajase-4424	251	18	legal	legal	ADJ
ajase-4424	251	19	framework	framework	NOUN
ajase-4424	251	20	for	for	ADP
ajase-4424	251	21	islamic	islamic	ADJ
ajase-4424	251	22	equity	equity	NOUN
ajase-4424	251	23	financing	financing	NOUN
ajase-4424	251	24	to	to	PART
ajase-4424	251	25	enhance	enhance	VERB
ajase-4424	251	26	the	the	DET
ajase-4424	251	27	operational	operational	ADJ
ajase-4424	251	28	capacity	capacity	NOUN
ajase-4424	251	29	of	of	ADP
ajase-4424	251	30	small	small	ADJ
ajase-4424	251	31	-	-	PUNCT
ajase-4424	251	32	scale	scale	NOUN
ajase-4424	251	33	businesses	business	NOUN
ajase-4424	251	34	.	.	PUNCT
ajase-4424	252	1	again	again	ADV
ajase-4424	252	2	,	,	PUNCT
ajase-4424	252	3	private	private	ADJ
ajase-4424	252	4	and	and	CCONJ
ajase-4424	252	5	institutional	institutional	ADJ
ajase-4424	252	6	investors	investor	NOUN
ajase-4424	252	7	are	be	AUX
ajase-4424	252	8	encouraged	encourage	VERB
ajase-4424	252	9	to	to	PART
ajase-4424	252	10	promote	promote	VERB
ajase-4424	252	11	investments	investment	NOUN
ajase-4424	252	12	in	in	ADP
ajase-4424	252	13	islamic	islamic	ADJ
ajase-4424	252	14	banking	banking	NOUN
ajase-4424	252	15	.	.	PUNCT
ajase-4424	253	1	for	for	ADP
ajase-4424	253	2	administrators	administrator	NOUN
ajase-4424	253	3	of	of	ADP
ajase-4424	253	4	islamic	islamic	ADJ
ajase-4424	253	5	finance	finance	PROPN
ajase-4424	253	6	in	in	ADP
ajase-4424	253	7	nigeria	nigeria	PROPN
ajase-4424	253	8	,	,	PUNCT
ajase-4424	253	9	greater	great	ADJ
ajase-4424	253	10	efforts	effort	NOUN
ajase-4424	253	11	are	be	AUX
ajase-4424	253	12	required	require	VERB
ajase-4424	253	13	to	to	PART
ajase-4424	253	14	provide	provide	VERB
ajase-4424	253	15	musharakah	musharakah	NOUN
ajase-4424	253	16	and	and	CCONJ
ajase-4424	253	17	mudharabah	mudharabah	NOUN
ajase-4424	253	18	equity	equity	NOUN
ajase-4424	253	19	financing	financing	NOUN
ajase-4424	253	20	facilities	facility	NOUN
ajase-4424	253	21	.	.	PUNCT
ajase-4424	254	1	finally	finally	ADV
ajase-4424	254	2	,	,	PUNCT
ajase-4424	254	3	users	user	NOUN
ajase-4424	254	4	of	of	ADP
ajase-4424	254	5	islamic	islamic	PROPN
ajase-4424	254	6	equity	equity	NOUN
ajase-4424	254	7	finance	finance	NOUN
ajase-4424	254	8	,	,	PUNCT
ajase-4424	254	9	particularly	particularly	ADV
ajase-4424	254	10	sse	sse	NOUN
ajase-4424	254	11	owners	owner	NOUN
ajase-4424	254	12	and	and	CCONJ
ajase-4424	254	13	managers	manager	NOUN
ajase-4424	254	14	,	,	PUNCT
ajase-4424	254	15	should	should	AUX
ajase-4424	254	16	embrace	embrace	VERB
ajase-4424	254	17	these	these	DET
ajase-4424	254	18	alternative	alternative	ADJ
ajase-4424	254	19	finance	finance	NOUN
ajase-4424	254	20	models	model	NOUN
ajase-4424	254	21	.	.	PUNCT
ajase-4424	255	1	acknowledgements	acknowledgement	NOUN
ajase-4424	255	2	this	this	DET
ajase-4424	255	3	work	work	NOUN
ajase-4424	255	4	was	be	AUX
ajase-4424	255	5	supported	support	VERB
ajase-4424	255	6	by	by	ADP
ajase-4424	255	7	the	the	DET
ajase-4424	255	8	nigeria	nigeria	PROPN
ajase-4424	255	9	tertiary	tertiary	ADJ
ajase-4424	255	10	education	education	PROPN
ajase-4424	255	11	trust	trust	NOUN
ajase-4424	255	12	fund	fund	PROPN
ajase-4424	255	13	(	(	PUNCT
ajase-4424	255	14	tetfund	tetfund	NOUN
ajase-4424	255	15	)	)	PUNCT
ajase-4424	255	16	institution	institution	NOUN
ajase-4424	255	17	-	-	PUNCT
ajase-4424	255	18	based	base	VERB
ajase-4424	255	19	research	research	NOUN
ajase-4424	255	20	(	(	PUNCT
ajase-4424	255	21	ibr	ibr	NOUN
ajase-4424	255	22	)	)	PUNCT
ajase-4424	255	23	grant	grant	VERB
ajase-4424	255	24	2023	2023	NUM
ajase-4424	255	25	(	(	PUNCT
ajase-4424	255	26	tetf	tetf	NOUN
ajase-4424	255	27	/	/	SYM
ajase-4424	255	28	dr&d	dr&d	PROPN
ajase-4424	255	29	/	/	SYM
ajase-4424	255	30	ce	ce	PROPN
ajase-4424	255	31	/	/	SYM
ajase-4424	255	32	poly/	poly/	NUM
ajase-4424	255	33	ilaro	ilaro	NOUN
ajase-4424	255	34	/	/	SYM
ajase-4424	255	35	ibr/2023	ibr/2023	NOUN
ajase-4424	255	36	/	/	SYM
ajase-4424	255	37	vol1	vol1	NOUN
ajase-4424	255	38	)	)	PUNCT
ajase-4424	255	39	references	reference	NOUN
ajase-4424	255	40	abdinur	abdinur	ADJ
ajase-4424	255	41	,	,	PUNCT
ajase-4424	255	42	m.	m.	NOUN
ajase-4424	255	43	a.	a.	PROPN
ajase-4424	255	44	,	,	PUNCT
ajase-4424	255	45	&	&	CCONJ
ajase-4424	255	46	ondes	ondes	PROPN
ajase-4424	255	47	,	,	PUNCT
ajase-4424	255	48	t.	t.	PROPN
ajase-4424	255	49	(	(	PUNCT
ajase-4424	255	50	2022	2022	NUM
ajase-4424	255	51	)	)	PUNCT
ajase-4424	255	52	.	.	PUNCT
ajase-4424	256	1	the	the	DET
ajase-4424	256	2	impact	impact	NOUN
ajase-4424	256	3	of	of	ADP
ajase-4424	256	4	islamic	islamic	ADJ
ajase-4424	256	5	financing	financing	NOUN
ajase-4424	256	6	on	on	ADP
ajase-4424	256	7	the	the	DET
ajase-4424	256	8	small	small	ADJ
ajase-4424	256	9	medium	medium	ADJ
ajase-4424	256	10	enterprises	enterprise	NOUN
ajase-4424	256	11	(	(	PUNCT
ajase-4424	256	12	smes	sme	NOUN
ajase-4424	256	13	)	)	PUNCT
ajase-4424	256	14	performance	performance	NOUN
ajase-4424	256	15	in	in	ADP
ajase-4424	256	16	lasanod	lasanod	PROPN
ajase-4424	256	17	,	,	PUNCT
ajase-4424	256	18	somalia	somalia	PROPN
ajase-4424	256	19	.	.	PUNCT
ajase-4424	257	1	international	international	ADJ
ajase-4424	257	2	journal	journal	PROPN
ajase-4424	257	3	of	of	ADP
ajase-4424	257	4	academic	academic	ADJ
ajase-4424	257	5	research	research	NOUN
ajase-4424	257	6	in	in	ADP
ajase-4424	257	7	accounting	accounting	NOUN
ajase-4424	257	8	,	,	PUNCT
ajase-4424	257	9	finance	finance	NOUN
ajase-4424	257	10	and	and	CCONJ
ajase-4424	257	11	management	management	NOUN
ajase-4424	257	12	sciences	science	NOUN
ajase-4424	257	13	,	,	PUNCT
ajase-4424	257	14	12(1	12(1	NUM
ajase-4424	257	15	)	)	PUNCT
ajase-4424	257	16	,	,	PUNCT
ajase-4424	257	17	15–27	15–27	NUM
ajase-4424	257	18	.	.	PUNCT
ajase-4424	258	1	adam	adam	PROPN
ajase-4424	258	2	,	,	PUNCT
ajase-4424	258	3	s.	s.	PROPN
ajase-4424	258	4	(	(	PUNCT
ajase-4424	258	5	2020	2020	NUM
ajase-4424	258	6	)	)	PUNCT
ajase-4424	258	7	.	.	PUNCT
ajase-4424	259	1	the	the	DET
ajase-4424	259	2	influence	influence	NOUN
ajase-4424	259	3	of	of	ADP
ajase-4424	259	4	islamic	islamic	ADJ
ajase-4424	259	5	financing	financing	NOUN
ajase-4424	259	6	on	on	ADP
ajase-4424	259	7	smes	sme	NOUN
ajase-4424	259	8	performance	performance	NOUN
ajase-4424	259	9	in	in	ADP
ajase-4424	259	10	nigeria	nigeria	PROPN
ajase-4424	259	11	.	.	PUNCT
ajase-4424	260	1	semantic	semantic	ADJ
ajase-4424	260	2	scholar	scholar	NOUN
ajase-4424	260	3	.	.	PUNCT
ajase-4424	261	1	adedeji	adedeji	NOUN
ajase-4424	261	2	,	,	PUNCT
ajase-4424	261	3	a.	a.	PROPN
ajase-4424	261	4	s.	s.	PROPN
ajase-4424	261	5	(	(	PUNCT
ajase-4424	261	6	2021	2021	NUM
ajase-4424	261	7	)	)	PUNCT
ajase-4424	261	8	.	.	PUNCT
ajase-4424	262	1	islamic	islamic	ADJ
ajase-4424	262	2	financing	financing	NOUN
ajase-4424	262	3	effects	effect	NOUN
ajase-4424	262	4	on	on	ADP
ajase-4424	262	5	small	small	ADJ
ajase-4424	262	6	and	and	CCONJ
ajase-4424	262	7	medium	medium	ADJ
ajase-4424	262	8	enterprises	enterprise	NOUN
ajase-4424	262	9	competitiveness	competitiveness	NOUN
ajase-4424	262	10	.	.	PUNCT
ajase-4424	263	1	journal	journal	PROPN
ajase-4424	263	2	of	of	ADP
ajase-4424	263	3	islamic	islamic	PROPN
ajase-4424	263	4	economic	economic	ADJ
ajase-4424	263	5	and	and	CCONJ
ajase-4424	263	6	business	business	NOUN
ajase-4424	263	7	research	research	NOUN
ajase-4424	263	8	,	,	PUNCT
ajase-4424	263	9	1(1	1(1	NUM
ajase-4424	263	10	)	)	PUNCT
ajase-4424	263	11	,	,	PUNCT
ajase-4424	263	12	100–113	100–113	NUM
ajase-4424	263	13	.	.	PUNCT
ajase-4424	264	1	al	al	PROPN
ajase-4424	264	2	-	-	PUNCT
ajase-4424	264	3	dabbas	dabbas	PROPN
ajase-4424	264	4	,	,	PUNCT
ajase-4424	264	5	m.	m.	NOUN
ajase-4424	264	6	m.	m.	NOUN
ajase-4424	264	7	(	(	PUNCT
ajase-4424	264	8	2023	2023	NUM
ajase-4424	264	9	)	)	PUNCT
ajase-4424	264	10	.	.	PUNCT
ajase-4424	265	1	the	the	DET
ajase-4424	265	2	role	role	NOUN
ajase-4424	265	3	of	of	ADP
ajase-4424	265	4	islamic	islamic	ADJ
ajase-4424	265	5	finance	finance	NOUN
ajase-4424	265	6	in	in	ADP
ajase-4424	265	7	the	the	DET
ajase-4424	265	8	development	development	NOUN
ajase-4424	265	9	of	of	ADP
ajase-4424	265	10	small	small	ADJ
ajase-4424	265	11	and	and	CCONJ
ajase-4424	265	12	medium	medium	ADJ
ajase-4424	265	13	enterprises	enterprise	NOUN
ajase-4424	265	14	in	in	ADP
ajase-4424	265	15	jordan	jordan	PROPN
ajase-4424	265	16	.	.	PUNCT
ajase-4424	266	1	journal	journal	PROPN
ajase-4424	266	2	of	of	ADP
ajase-4424	266	3	logistics	logistic	NOUN
ajase-4424	266	4	,	,	PUNCT
ajase-4424	266	5	informatics	informatic	NOUN
ajase-4424	266	6	and	and	CCONJ
ajase-4424	266	7	service	service	NOUN
ajase-4424	266	8	science	science	NOUN
ajase-4424	266	9	,	,	PUNCT
ajase-4424	266	10	10(1	10(1	NUM
ajase-4424	266	11	)	)	PUNCT
ajase-4424	266	12	,	,	PUNCT
ajase-4424	266	13	20–30	20–30	NUM
ajase-4424	266	14	.	.	PUNCT
ajase-4424	267	1	asian	asian	PROPN
ajase-4424	267	2	development	development	PROPN
ajase-4424	267	3	bank	bank	PROPN
ajase-4424	267	4	.	.	PUNCT
ajase-4424	268	1	(	(	PUNCT
ajase-4424	268	2	2022	2022	NUM
ajase-4424	268	3	)	)	PUNCT
ajase-4424	268	4	.	.	PUNCT
ajase-4424	269	1	asia	asia	PROPN
ajase-4424	269	2	small	small	ADJ
ajase-4424	269	3	and	and	CCONJ
ajase-4424	269	4	mediumsized	mediumsized	ADJ
ajase-4424	269	5	enterprise	enterprise	NOUN
ajase-4424	269	6	monitor	monitor	NOUN
ajase-4424	269	7	2022	2022	NUM
ajase-4424	269	8	volume	volume	NOUN
ajase-4424	269	9	i	i	PRON
ajase-4424	269	10	country	country	NOUN
ajase-4424	269	11	and	and	CCONJ
ajase-4424	269	12	regional	regional	ADJ
ajase-4424	269	13	reviews	review	NOUN
ajase-4424	269	14	.	.	PUNCT
ajase-4424	270	1	adb	adb	PROPN
ajase-4424	270	2	.	.	PUNCT
ajase-4424	271	1	pa	pa	PROPN
ajase-4424	271	2	ge	ge	PROPN
ajase-4424	271	3	39	39	NUM
ajase-4424	271	4	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	271	5	am	be	AUX
ajase-4424	271	6	.	.	PUNCT
ajase-4424	272	1	j.	j.	PROPN
ajase-4424	272	2	appl	appl	PROPN
ajase-4424	272	3	.	.	PROPN
ajase-4424	273	1	stat	stat	PROPN
ajase-4424	273	2	.	.	PUNCT
ajase-4424	274	1	econ	econ	PROPN
ajase-4424	274	2	.	.	PUNCT
ajase-4424	275	1	4(1	4(1	X
ajase-4424	275	2	)	)	PUNCT
ajase-4424	276	1	32	32	NUM
ajase-4424	276	2	-	-	SYM
ajase-4424	276	3	40	40	NUM
ajase-4424	276	4	,	,	PUNCT
ajase-4424	276	5	2025	2025	NUM
ajase-4424	276	6	askari	askari	PROPN
ajase-4424	276	7	,	,	PUNCT
ajase-4424	276	8	h.	h.	PROPN
ajase-4424	276	9	,	,	PUNCT
ajase-4424	276	10	iqbal	iqbal	PROPN
ajase-4424	276	11	,	,	PUNCT
ajase-4424	276	12	z.	z.	PROPN
ajase-4424	276	13	,	,	PUNCT
ajase-4424	276	14	&	&	CCONJ
ajase-4424	276	15	mirakhor	mirakhor	NOUN
ajase-4424	276	16	,	,	PUNCT
ajase-4424	276	17	a.	a.	NOUN
ajase-4424	276	18	(	(	PUNCT
ajase-4424	276	19	2014	2014	NUM
ajase-4424	276	20	)	)	PUNCT
ajase-4424	276	21	.	.	PUNCT
ajase-4424	277	1	benchmarking	benchmarke	VERB
ajase-4424	277	2	islamic	islamic	ADJ
ajase-4424	277	3	finance	finance	NOUN
ajase-4424	277	4	-	-	PUNCT
ajase-4424	277	5	enabling	enable	VERB
ajase-4424	277	6	policies	policy	NOUN
ajase-4424	277	7	.	.	PUNCT
ajase-4424	278	1	in	in	ADP
ajase-4424	278	2	palgrave	palgrave	ADJ
ajase-4424	278	3	studies	study	NOUN
ajase-4424	278	4	in	in	ADP
ajase-4424	278	5	islamic	islamic	ADJ
ajase-4424	278	6	banking	banking	NOUN
ajase-4424	278	7	,	,	PUNCT
ajase-4424	278	8	finance	finance	NOUN
ajase-4424	278	9	and	and	CCONJ
ajase-4424	278	10	economics	economic	NOUN
ajase-4424	278	11	:	:	PUNCT
ajase-4424	278	12	challenges	challenge	NOUN
ajase-4424	278	13	in	in	ADP
ajase-4424	278	14	economic	economic	ADJ
ajase-4424	278	15	and	and	CCONJ
ajase-4424	278	16	financial	financial	ADJ
ajase-4424	278	17	policy	policy	NOUN
ajase-4424	278	18	formulation	formulation	NOUN
ajase-4424	278	19	(	(	PUNCT
ajase-4424	278	20	pp	pp	ADJ
ajase-4424	278	21	.	.	PUNCT
ajase-4424	279	1	199–231	199–231	NUM
ajase-4424	279	2	)	)	PUNCT
ajase-4424	279	3	.	.	PUNCT
ajase-4424	280	1	palgrave	palgrave	PROPN
ajase-4424	280	2	macmillan	macmillan	PROPN
ajase-4424	280	3	.	.	PUNCT
ajase-4424	281	1	baloch	baloch	PROPN
ajase-4424	281	2	,	,	PUNCT
ajase-4424	281	3	b.	b.	PROPN
ajase-4424	281	4	a.	a.	PROPN
ajase-4424	281	5	,	,	PUNCT
ajase-4424	281	6	&	&	CCONJ
ajase-4424	281	7	chimenya	chimenya	PROPN
ajase-4424	281	8	,	,	PUNCT
ajase-4424	281	9	a.	a.	NOUN
ajase-4424	281	10	(	(	PUNCT
ajase-4424	281	11	2023	2023	NUM
ajase-4424	281	12	)	)	PUNCT
ajase-4424	281	13	.	.	PUNCT
ajase-4424	282	1	ethical	ethical	ADJ
ajase-4424	282	2	dimensions	dimension	NOUN
ajase-4424	282	3	of	of	ADP
ajase-4424	282	4	islamic	islamic	ADJ
ajase-4424	282	5	finance	finance	NOUN
ajase-4424	282	6	and	and	CCONJ
ajase-4424	282	7	their	their	PRON
ajase-4424	282	8	relevance	relevance	NOUN
ajase-4424	282	9	in	in	ADP
ajase-4424	282	10	contemporary	contemporary	ADJ
ajase-4424	282	11	business	business	NOUN
ajase-4424	282	12	practices	practice	NOUN
ajase-4424	282	13	.	.	PUNCT
ajase-4424	283	1	international	international	ADJ
ajase-4424	283	2	journal	journal	PROPN
ajase-4424	283	3	of	of	ADP
ajase-4424	283	4	islamic	islamic	PROPN
ajase-4424	283	5	banking	banking	PROPN
ajase-4424	283	6	and	and	CCONJ
ajase-4424	283	7	finance	finance	NOUN
ajase-4424	283	8	research	research	NOUN
ajase-4424	283	9	,	,	PUNCT
ajase-4424	283	10	11(2	11(2	NUM
ajase-4424	283	11	)	)	PUNCT
ajase-4424	283	12	,	,	PUNCT
ajase-4424	283	13	32–39	32–39	NUM
ajase-4424	283	14	.	.	PUNCT
ajase-4424	284	1	https://doi.org/10.46281/ijibfr.v11i2.2125	https://doi.org/10.46281/ijibfr.v11i2.2125	X
ajase-4424	284	2	bentler	bentler	NOUN
ajase-4424	284	3	,	,	PUNCT
ajase-4424	284	4	p.	p.	NOUN
ajase-4424	284	5	m.	m.	NOUN
ajase-4424	284	6	,	,	PUNCT
ajase-4424	284	7	&	&	CCONJ
ajase-4424	284	8	bonett	bonett	PROPN
ajase-4424	284	9	,	,	PUNCT
ajase-4424	284	10	d.	d.	PROPN
ajase-4424	284	11	g.	g.	PROPN
ajase-4424	284	12	(	(	PUNCT
ajase-4424	284	13	1980	1980	NUM
ajase-4424	284	14	)	)	PUNCT
ajase-4424	284	15	.	.	PUNCT
ajase-4424	285	1	significance	significance	NOUN
ajase-4424	285	2	tests	test	NOUN
ajase-4424	285	3	and	and	CCONJ
ajase-4424	285	4	goodness	goodness	NOUN
ajase-4424	285	5	of	of	ADP
ajase-4424	285	6	fit	fit	NOUN
ajase-4424	285	7	in	in	ADP
ajase-4424	285	8	the	the	DET
ajase-4424	285	9	analysis	analysis	NOUN
ajase-4424	285	10	of	of	ADP
ajase-4424	285	11	covariance	covariance	NOUN
ajase-4424	285	12	structures	structure	NOUN
ajase-4424	285	13	.	.	PUNCT
ajase-4424	286	1	psychological	psychological	ADJ
ajase-4424	286	2	bulletin	bulletin	NOUN
ajase-4424	286	3	,	,	PUNCT
ajase-4424	286	4	88(3	88(3	NUM
ajase-4424	286	5	)	)	PUNCT
ajase-4424	286	6	,	,	PUNCT
ajase-4424	286	7	588–606	588–606	NUM
ajase-4424	286	8	.	.	PUNCT
ajase-4424	287	1	central	central	ADJ
ajase-4424	287	2	bank	bank	PROPN
ajase-4424	287	3	of	of	ADP
ajase-4424	287	4	nigeria	nigeria	PROPN
ajase-4424	287	5	.	.	PUNCT
ajase-4424	288	1	(	(	PUNCT
ajase-4424	288	2	2023	2023	NUM
ajase-4424	288	3	)	)	PUNCT
ajase-4424	288	4	.	.	PUNCT
ajase-4424	289	1	statistical	statistical	ADJ
ajase-4424	289	2	bulletin	bulletin	NOUN
ajase-4424	289	3	:	:	PUNCT
ajase-4424	289	4	financial	financial	ADJ
ajase-4424	289	5	statistics	statistic	NOUN
ajase-4424	289	6	.	.	PUNCT
ajase-4424	290	1	cbn	cbn	PROPN
ajase-4424	290	2	.	.	PUNCT
ajase-4424	291	1	central	central	PROPN
ajase-4424	291	2	bank	bank	PROPN
ajase-4424	291	3	of	of	ADP
ajase-4424	291	4	nigeria	nigeria	PROPN
ajase-4424	291	5	.	.	PUNCT
ajase-4424	292	1	(	(	PUNCT
ajase-4424	292	2	2010	2010	NUM
ajase-4424	292	3	)	)	PUNCT
ajase-4424	292	4	.	.	PUNCT
ajase-4424	293	1	bank	bank	PROPN
ajase-4424	293	2	and	and	CCONJ
ajase-4424	293	3	other	other	ADJ
ajase-4424	293	4	financial	financial	ADJ
ajase-4424	293	5	institution	institution	NOUN
ajase-4424	293	6	act	act	NOUN
ajase-4424	293	7	(	(	PUNCT
ajase-4424	293	8	bofia	bofia	NOUN
ajase-4424	293	9	)	)	PUNCT
ajase-4424	293	10	cap	cap	NOUN
ajase-4424	293	11	b3	b3	PROPN
ajase-4424	293	12	lfn	lfn	PROPN
ajase-4424	293	13	2004	2004	NUM
ajase-4424	293	14	.	.	PUNCT
ajase-4424	294	1	cbn	cbn	PROPN
ajase-4424	294	2	.	.	PUNCT
ajase-4424	295	1	chon	chon	PROPN
ajase-4424	295	2	,	,	PUNCT
ajase-4424	295	3	s.	s.	PROPN
ajase-4424	295	4	(	(	PUNCT
ajase-4424	295	5	2020	2020	NUM
ajase-4424	295	6	)	)	PUNCT
ajase-4424	295	7	.	.	PUNCT
ajase-4424	296	1	international	international	ADJ
ajase-4424	296	2	inflation	inflation	NOUN
ajase-4424	296	3	synchronization	synchronization	NOUN
ajase-4424	296	4	and	and	CCONJ
ajase-4424	296	5	implications	implication	NOUN
ajase-4424	296	6	.	.	PUNCT
ajase-4424	297	1	kdi	kdi	PROPN
ajase-4424	297	2	journal	journal	PROPN
ajase-4424	297	3	of	of	ADP
ajase-4424	297	4	economic	economic	ADJ
ajase-4424	297	5	policy	policy	NOUN
ajase-4424	297	6	,	,	PUNCT
ajase-4424	297	7	42(2	42(2	NOUN
ajase-4424	297	8	)	)	PUNCT
ajase-4424	297	9	,	,	PUNCT
ajase-4424	297	10	57–84	57–84	NUM
ajase-4424	297	11	.	.	PUNCT
ajase-4424	298	1	https://doi.org/10.23895/kdijep.2020.42.2.57	https://doi.org/10.23895/kdijep.2020.42.2.57	PROPN
ajase-4424	298	2	elasrag	elasrag	PROPN
ajase-4424	298	3	,	,	PUNCT
ajase-4424	298	4	h.	h.	PROPN
ajase-4424	298	5	(	(	PUNCT
ajase-4424	298	6	2016	2016	NUM
ajase-4424	298	7	)	)	PUNCT
ajase-4424	298	8	.	.	PUNCT
ajase-4424	299	1	islamic	islamic	ADJ
ajase-4424	299	2	finance	finance	PROPN
ajase-4424	299	3	for	for	ADP
ajase-4424	299	4	smes	sme	NOUN
ajase-4424	299	5	(	(	PUNCT
ajase-4424	299	6	mpra	mpra	PROPN
ajase-4424	299	7	paper	paper	PROPN
ajase-4424	299	8	no	no	INTJ
ajase-4424	299	9	.	.	PROPN
ajase-4424	299	10	73913	73913	NUM
ajase-4424	299	11	)	)	PUNCT
ajase-4424	299	12	.	.	PUNCT
ajase-4424	300	1	university	university	NOUN
ajase-4424	300	2	library	library	NOUN
ajase-4424	300	3	of	of	ADP
ajase-4424	300	4	munich	munich	PROPN
ajase-4424	300	5	.	.	PUNCT
ajase-4424	301	1	https://	https://	PROPN
ajase-4424	301	2	mpra.ub.uni-muenchen.de/73913	mpra.ub.uni-muenchen.de/73913	NUM
ajase-4424	301	3	european	european	PROPN
ajase-4424	301	4	commission	commission	PROPN
ajase-4424	301	5	.	.	PUNCT
ajase-4424	302	1	(	(	PUNCT
ajase-4424	302	2	2015	2015	NUM
ajase-4424	302	3	)	)	PUNCT
ajase-4424	302	4	.	.	PUNCT
ajase-4424	303	1	user	user	NOUN
ajase-4424	303	2	guide	guide	NOUN
ajase-4424	303	3	to	to	ADP
ajase-4424	303	4	the	the	DET
ajase-4424	303	5	sme	sme	NOUN
ajase-4424	303	6	definition	definition	NOUN
ajase-4424	303	7	(	(	PUNCT
ajase-4424	303	8	ref	ref	NOUN
ajase-4424	303	9	.	.	PUNCT
ajase-4424	304	1	ares	are	NOUN
ajase-4424	304	2	956541	956541	NUM
ajase-4424	304	3	)	)	PUNCT
ajase-4424	304	4	.	.	PUNCT
ajase-4424	305	1	https://doi.org/10.2873/782201	https://doi.org/10.2873/782201	PROPN
ajase-4424	305	2	fan	fan	PROPN
ajase-4424	305	3	,	,	PUNCT
ajase-4424	305	4	y.	y.	PROPN
ajase-4424	305	5	,	,	PUNCT
ajase-4424	305	6	chen	chen	PROPN
ajase-4424	305	7	,	,	PUNCT
ajase-4424	305	8	j.	j.	PROPN
ajase-4424	305	9	,	,	PUNCT
ajase-4424	305	10	shirkey	shirkey	PROPN
ajase-4424	305	11	,	,	PUNCT
ajase-4424	305	12	g.	g.	PROPN
ajase-4424	305	13	,	,	PUNCT
ajase-4424	305	14	john	john	PROPN
ajase-4424	305	15	,	,	PUNCT
ajase-4424	305	16	r.	r.	PROPN
ajase-4424	305	17	,	,	PUNCT
ajase-4424	305	18	wu	wu	PROPN
ajase-4424	305	19	,	,	PUNCT
ajase-4424	305	20	s.	s.	PROPN
ajase-4424	305	21	r.	r.	PROPN
ajase-4424	305	22	,	,	PUNCT
ajase-4424	305	23	park	park	PROPN
ajase-4424	305	24	,	,	PUNCT
ajase-4424	305	25	h.	h.	PROPN
ajase-4424	305	26	,	,	PUNCT
ajase-4424	305	27	&	&	CCONJ
ajase-4424	305	28	shao	shao	PROPN
ajase-4424	305	29	,	,	PUNCT
ajase-4424	305	30	c.	c.	PROPN
ajase-4424	305	31	(	(	PUNCT
ajase-4424	305	32	2016	2016	NUM
ajase-4424	305	33	)	)	PUNCT
ajase-4424	305	34	.	.	PUNCT
ajase-4424	306	1	applications	application	NOUN
ajase-4424	306	2	of	of	ADP
ajase-4424	306	3	structural	structural	ADJ
ajase-4424	306	4	equation	equation	NOUN
ajase-4424	306	5	modeling	modeling	NOUN
ajase-4424	306	6	(	(	PUNCT
ajase-4424	306	7	sem	sem	NOUN
ajase-4424	306	8	)	)	PUNCT
ajase-4424	306	9	in	in	ADP
ajase-4424	306	10	ecological	ecological	ADJ
ajase-4424	306	11	studies	study	NOUN
ajase-4424	306	12	:	:	PUNCT
ajase-4424	306	13	an	an	DET
ajase-4424	306	14	updated	update	VERB
ajase-4424	306	15	review	review	NOUN
ajase-4424	306	16	.	.	PUNCT
ajase-4424	307	1	ecological	ecological	ADJ
ajase-4424	307	2	processes	process	NOUN
ajase-4424	307	3	,	,	PUNCT
ajase-4424	307	4	5(19	5(19	NUM
ajase-4424	307	5	)	)	PUNCT
ajase-4424	307	6	,	,	PUNCT
ajase-4424	307	7	1–12	1–12	NOUN
ajase-4424	307	8	.	.	PUNCT
ajase-4424	308	1	fitch	fitch	PROPN
ajase-4424	308	2	ratings	rating	NOUN
ajase-4424	308	3	.	.	PUNCT
ajase-4424	309	1	(	(	PUNCT
ajase-4424	309	2	2023	2023	NUM
ajase-4424	309	3	)	)	PUNCT
ajase-4424	309	4	.	.	PUNCT
ajase-4424	310	1	fitch	fitch	PROPN
ajase-4424	310	2	assigns	assigns	PROPN
ajase-4424	310	3	small	small	ADJ
ajase-4424	310	4	business	business	NOUN
ajase-4424	310	5	origination	origination	NOUN
ajase-4424	310	6	loan	loan	NOUN
ajase-4424	310	7	trust	trust	NOUN
ajase-4424	310	8	2023	2023	NUM
ajase-4424	310	9	-	-	SYM
ajase-4424	310	10	1	1	NUM
ajase-4424	310	11	dac	dac	NOUN
ajase-4424	310	12	expected	expect	VERB
ajase-4424	310	13	ratings	rating	NOUN
ajase-4424	310	14	.	.	PUNCT
ajase-4424	311	1	retrieved	retrieve	VERB
ajase-4424	311	2	december	december	PROPN
ajase-4424	311	3	16	16	NUM
ajase-4424	311	4	,	,	PUNCT
ajase-4424	311	5	2024	2024	NUM
ajase-4424	311	6	,	,	PUNCT
ajase-4424	311	7	from	from	ADP
ajase-4424	311	8	https://www	https://www	PROPN
ajase-4424	311	9	.	.	PUNCT
ajase-4424	312	1	fitchratings.com/research/structured-finance/fitchassigns-small-business-origination-loan-trust-2023-1dac-expected-ratings-07-06-2023	fitchratings.com/research/structured-finance/fitchassigns-small-business-origination-loan-trust-2023-1dac-expected-ratings-07-06-2023	PROPN
ajase-4424	312	2	gujarati	gujarati	PROPN
ajase-4424	312	3	,	,	PUNCT
ajase-4424	312	4	d.	d.	PROPN
ajase-4424	312	5	n.	n.	PROPN
ajase-4424	312	6	(	(	PUNCT
ajase-4424	312	7	2004	2004	NUM
ajase-4424	312	8	)	)	PUNCT
ajase-4424	312	9	.	.	PUNCT
ajase-4424	313	1	basic	basic	ADJ
ajase-4424	313	2	econometrics	econometric	NOUN
ajase-4424	313	3	(	(	PUNCT
ajase-4424	313	4	4th	4th	ADJ
ajase-4424	313	5	ed	ed	NOUN
ajase-4424	313	6	.	.	PUNCT
ajase-4424	313	7	)	)	PUNCT
ajase-4424	313	8	.	.	PUNCT
ajase-4424	314	1	mcgrawhill	mcgrawhill	PROPN
ajase-4424	314	2	companies	company	NOUN
ajase-4424	314	3	.	.	PUNCT
ajase-4424	315	1	haruna	haruna	PROPN
ajase-4424	315	2	,	,	PUNCT
ajase-4424	315	3	a.	a.	NOUN
ajase-4424	315	4	,	,	PUNCT
ajase-4424	315	5	oumbé	oumbé	NOUN
ajase-4424	315	6	,	,	PUNCT
ajase-4424	315	7	h.	h.	PROPN
ajase-4424	315	8	t.	t.	PROPN
ajase-4424	315	9	,	,	PUNCT
ajase-4424	315	10	kountchou	kountchou	PROPN
ajase-4424	315	11	,	,	PUNCT
ajase-4424	315	12	a.	a.	NOUN
ajase-4424	315	13	m.	m.	NOUN
ajase-4424	315	14	,	,	PUNCT
ajase-4424	315	15	&	&	CCONJ
ajase-4424	315	16	kakeu	kakeu	PROPN
ajase-4424	315	17	,	,	PUNCT
ajase-4424	315	18	c.	c.	PROPN
ajase-4424	315	19	b.	b.	PROPN
ajase-4424	315	20	p.	p.	PROPN
ajase-4424	315	21	(	(	PUNCT
ajase-4424	315	22	2024	2024	NUM
ajase-4424	315	23	)	)	PUNCT
ajase-4424	315	24	.	.	PUNCT
ajase-4424	316	1	can	can	AUX
ajase-4424	316	2	islamic	islamic	VERB
ajase-4424	316	3	finance	finance	PROPN
ajase-4424	316	4	enhance	enhance	VERB
ajase-4424	316	5	the	the	DET
ajase-4424	316	6	innovation	innovation	NOUN
ajase-4424	316	7	capacity	capacity	NOUN
ajase-4424	316	8	of	of	ADP
ajase-4424	316	9	cameroonian	cameroonian	ADJ
ajase-4424	316	10	smes	sme	NOUN
ajase-4424	316	11	?	?	PUNCT
ajase-4424	317	1	empirical	empirical	ADJ
ajase-4424	317	2	evidence	evidence	NOUN
ajase-4424	317	3	based	base	VERB
ajase-4424	317	4	on	on	ADP
ajase-4424	317	5	a	a	DET
ajase-4424	317	6	multivariate	multivariate	NOUN
ajase-4424	317	7	probit	probit	NOUN
ajase-4424	317	8	approach	approach	NOUN
ajase-4424	317	9	.	.	PUNCT
ajase-4424	318	1	borsa	borsa	PROPN
ajase-4424	318	2	istanbul	istanbul	PROPN
ajase-4424	318	3	review	review	PROPN
ajase-4424	318	4	,	,	PUNCT
ajase-4424	318	5	24(1	24(1	NUM
ajase-4424	318	6	)	)	PUNCT
ajase-4424	318	7	,	,	PUNCT
ajase-4424	318	8	187–200	187–200	NUM
ajase-4424	318	9	.	.	PUNCT
ajase-4424	319	1	hu	hu	PROPN
ajase-4424	319	2	,	,	PUNCT
ajase-4424	319	3	l.	l.	PROPN
ajase-4424	319	4	t.	t.	PROPN
ajase-4424	319	5	,	,	PUNCT
ajase-4424	319	6	&	&	CCONJ
ajase-4424	319	7	bentler	bentler	NOUN
ajase-4424	319	8	,	,	PUNCT
ajase-4424	319	9	p.	p.	NOUN
ajase-4424	319	10	m.	m.	NOUN
ajase-4424	319	11	(	(	PUNCT
ajase-4424	319	12	1999	1999	NUM
ajase-4424	319	13	)	)	PUNCT
ajase-4424	319	14	.	.	PUNCT
ajase-4424	320	1	cutoff	cutoff	PROPN
ajase-4424	320	2	criteria	criterion	NOUN
ajase-4424	320	3	for	for	ADP
ajase-4424	320	4	fit	fit	ADJ
ajase-4424	320	5	indexes	index	NOUN
ajase-4424	320	6	in	in	ADP
ajase-4424	320	7	covariance	covariance	NOUN
ajase-4424	320	8	structure	structure	NOUN
ajase-4424	320	9	analysis	analysis	NOUN
ajase-4424	320	10	:	:	PUNCT
ajase-4424	320	11	conventional	conventional	ADJ
ajase-4424	320	12	criteria	criterion	NOUN
ajase-4424	320	13	versus	versus	ADP
ajase-4424	320	14	new	new	ADJ
ajase-4424	320	15	alternatives	alternative	NOUN
ajase-4424	320	16	.	.	PUNCT
ajase-4424	321	1	structural	structural	ADJ
ajase-4424	321	2	equation	equation	NOUN
ajase-4424	321	3	modeling	modeling	NOUN
ajase-4424	321	4	,	,	PUNCT
ajase-4424	321	5	6(1	6(1	NUM
ajase-4424	321	6	)	)	PUNCT
ajase-4424	321	7	,	,	PUNCT
ajase-4424	321	8	1–55	1–55	PROPN
ajase-4424	321	9	.	.	PUNCT
ajase-4424	322	1	hussain	hussain	PROPN
ajase-4424	322	2	,	,	PUNCT
ajase-4424	322	3	m.	m.	NOUN
ajase-4424	322	4	,	,	PUNCT
ajase-4424	322	5	shahmoradi	shahmoradi	NOUN
ajase-4424	322	6	,	,	PUNCT
ajase-4424	322	7	a.	a.	NOUN
ajase-4424	322	8	,	,	PUNCT
ajase-4424	322	9	&	&	CCONJ
ajase-4424	322	10	turk	turk	PROPN
ajase-4424	322	11	,	,	PUNCT
ajase-4424	322	12	r.	r.	PROPN
ajase-4424	322	13	(	(	PUNCT
ajase-4424	322	14	2015	2015	NUM
ajase-4424	322	15	)	)	PUNCT
ajase-4424	322	16	.	.	PUNCT
ajase-4424	323	1	an	an	DET
ajase-4424	323	2	overview	overview	NOUN
ajase-4424	323	3	of	of	ADP
ajase-4424	323	4	islamic	islamic	ADJ
ajase-4424	323	5	finance	finance	NOUN
ajase-4424	323	6	.	.	PUNCT
ajase-4424	324	1	imf	imf	PROPN
ajase-4424	324	2	working	working	PROPN
ajase-4424	324	3	paper	paper	NOUN
ajase-4424	324	4	,	,	PUNCT
ajase-4424	324	5	wp/15/120	wp/15/120	PROPN
ajase-4424	324	6	international	international	ADJ
ajase-4424	324	7	finance	finance	NOUN
ajase-4424	324	8	corporation	corporation	NOUN
ajase-4424	324	9	.	.	PUNCT
ajase-4424	325	1	(	(	PUNCT
ajase-4424	325	2	2020	2020	NUM
ajase-4424	325	3	)	)	PUNCT
ajase-4424	325	4	.	.	PUNCT
ajase-4424	326	1	ifc	ifc	NOUN
ajase-4424	326	2	’s	’s	PART
ajase-4424	326	3	definitions	definition	NOUN
ajase-4424	326	4	of	of	ADP
ajase-4424	326	5	targeted	target	VERB
ajase-4424	326	6	sectors	sector	NOUN
ajase-4424	326	7	.	.	PUNCT
ajase-4424	327	1	retrieved	retrieve	VERB
ajase-4424	327	2	from	from	ADP
ajase-4424	327	3	https://www.ifc.org/wps	https://www.ifc.org/wps	PROPN
ajase-4424	327	4	international	international	ADJ
ajase-4424	327	5	trade	trade	NOUN
ajase-4424	327	6	centre	centre	NOUN
ajase-4424	327	7	.	.	PUNCT
ajase-4424	328	1	(	(	PUNCT
ajase-4424	328	2	2009	2009	NUM
ajase-4424	328	3	)	)	PUNCT
ajase-4424	328	4	.	.	PUNCT
ajase-4424	329	1	export	export	NOUN
ajase-4424	329	2	impact	impact	NOUN
ajase-4424	329	3	for	for	ADP
ajase-4424	329	4	good	good	NOUN
ajase-4424	329	5	.	.	PUNCT
ajase-4424	330	1	wto	wto	PROPN
ajase-4424	330	2	.	.	PUNCT
ajase-4424	331	1	international	international	ADJ
ajase-4424	331	2	finance	finance	NOUN
ajase-4424	331	3	corporation	corporation	NOUN
ajase-4424	331	4	.	.	PUNCT
ajase-4424	332	1	(	(	PUNCT
ajase-4424	332	2	2024	2024	NUM
ajase-4424	332	3	)	)	PUNCT
ajase-4424	332	4	.	.	PUNCT
ajase-4424	333	1	ifc	ifc	NOUN
ajase-4424	333	2	’s	’s	PART
ajase-4424	333	3	definitions	definition	NOUN
ajase-4424	333	4	of	of	ADP
ajase-4424	333	5	targeted	target	VERB
ajase-4424	333	6	sectors	sector	NOUN
ajase-4424	333	7	.	.	PUNCT
ajase-4424	334	1	world	world	PROPN
ajase-4424	334	2	bank	bank	PROPN
ajase-4424	334	3	.	.	PUNCT
ajase-4424	335	1	retrieved	retrieve	VERB
ajase-4424	335	2	january	january	PROPN
ajase-4424	335	3	18	18	NUM
ajase-4424	335	4	,	,	PUNCT
ajase-4424	335	5	2025	2025	NUM
ajase-4424	335	6	,	,	PUNCT
ajase-4424	335	7	from	from	ADP
ajase-4424	335	8	https://www.ifc.org/en/what-we-do/	https://www.ifc.org/en/what-we-do/	NOUN
ajase-4424	335	9	sectorexpertise	sectorexpertise	ADJ
ajase-4424	335	10	/	/	SYM
ajase-4424	335	11	financialinstitutions	financialinstitution	NOUN
ajase-4424	335	12	/	/	SYM
ajase-4424	335	13	definitions	definition	NOUN
ajase-4424	335	14	-	-	PUNCT
ajase-4424	335	15	oftargeted	oftargete	VERB
ajase-4424	335	16	-	-	PUNCT
ajase-4424	335	17	sectors	sector	NOUN
ajase-4424	335	18	ledhem	ledhem	NOUN
ajase-4424	335	19	,	,	PUNCT
ajase-4424	335	20	m.	m.	NOUN
ajase-4424	335	21	a.	a.	NOUN
ajase-4424	335	22	(	(	PUNCT
ajase-4424	335	23	2022	2022	NUM
ajase-4424	335	24	)	)	PUNCT
ajase-4424	335	25	.	.	PUNCT
ajase-4424	336	1	the	the	DET
ajase-4424	336	2	effectiveness	effectiveness	NOUN
ajase-4424	336	3	of	of	ADP
ajase-4424	336	4	islamic	islamic	ADJ
ajase-4424	336	5	finance	finance	NOUN
ajase-4424	336	6	for	for	ADP
ajase-4424	336	7	entrepreneurial	entrepreneurial	ADJ
ajase-4424	336	8	business	business	NOUN
ajase-4424	336	9	(	(	PUNCT
ajase-4424	336	10	smes	sme	NOUN
ajase-4424	336	11	)	)	PUNCT
ajase-4424	336	12	on	on	ADP
ajase-4424	336	13	economic	economic	ADJ
ajase-4424	336	14	growth	growth	NOUN
ajase-4424	336	15	:	:	PUNCT
ajase-4424	336	16	the	the	DET
ajase-4424	336	17	malaysian	malaysian	ADJ
ajase-4424	336	18	experiment	experiment	NOUN
ajase-4424	336	19	.	.	PUNCT
ajase-4424	337	1	journal	journal	PROPN
ajase-4424	337	2	of	of	ADP
ajase-4424	337	3	finance	finance	NOUN
ajase-4424	337	4	,	,	PUNCT
ajase-4424	337	5	investment	investment	NOUN
ajase-4424	337	6	and	and	CCONJ
ajase-4424	337	7	sustainable	sustainable	ADJ
ajase-4424	337	8	development	development	NOUN
ajase-4424	337	9	.	.	PUNCT
ajase-4424	338	1	ssrn	ssrn	PROPN
ajase-4424	338	2	.	.	PUNCT
ajase-4424	339	1	https://ssrn.com/abstract=4097786	https://ssrn.com/abstract=4097786	PROPN
ajase-4424	339	2	mckenzie	mckenzie	PROPN
ajase-4424	339	3	,	,	PUNCT
ajase-4424	339	4	d.	d.	PROPN
ajase-4424	339	5	,	,	PUNCT
ajase-4424	339	6	&	&	CCONJ
ajase-4424	339	7	sakho	sakho	PROPN
ajase-4424	339	8	,	,	PUNCT
ajase-4424	339	9	y.	y.	PROPN
ajase-4424	339	10	(	(	PUNCT
ajase-4424	339	11	2010	2010	NUM
ajase-4424	339	12	)	)	PUNCT
ajase-4424	339	13	.	.	PUNCT
ajase-4424	340	1	does	do	AUX
ajase-4424	340	2	it	it	PRON
ajase-4424	340	3	pay	pay	VERB
ajase-4424	340	4	firms	firm	NOUN
ajase-4424	340	5	to	to	PART
ajase-4424	340	6	register	register	VERB
ajase-4424	340	7	for	for	ADP
ajase-4424	340	8	taxes	taxis	NOUN
ajase-4424	340	9	?	?	PUNCT
ajase-4424	341	1	the	the	DET
ajase-4424	341	2	impact	impact	NOUN
ajase-4424	341	3	of	of	ADP
ajase-4424	341	4	formality	formality	NOUN
ajase-4424	341	5	on	on	ADP
ajase-4424	341	6	firm	firm	ADJ
ajase-4424	341	7	profitability	profitability	NOUN
ajase-4424	341	8	.	.	PUNCT
ajase-4424	342	1	journal	journal	PROPN
ajase-4424	342	2	of	of	ADP
ajase-4424	342	3	development	development	NOUN
ajase-4424	342	4	economics	economic	NOUN
ajase-4424	342	5	,	,	PUNCT
ajase-4424	342	6	91(1	91(1	NUM
ajase-4424	342	7	)	)	PUNCT
ajase-4424	342	8	,	,	PUNCT
ajase-4424	342	9	15–24	15–24	NUM
ajase-4424	342	10	.	.	PUNCT
ajase-4424	343	1	mohieldin	mohieldin	PROPN
ajase-4424	343	2	,	,	PUNCT
ajase-4424	343	3	m.	m.	NOUN
ajase-4424	343	4	m.	m.	NOUN
ajase-4424	343	5	,	,	PUNCT
ajase-4424	343	6	iqbal	iqbal	PROPN
ajase-4424	343	7	,	,	PUNCT
ajase-4424	343	8	z.	z.	PROPN
ajase-4424	343	9	,	,	PUNCT
ajase-4424	343	10	rostom	rostom	PROPN
ajase-4424	343	11	,	,	PUNCT
ajase-4424	343	12	a.	a.	PROPN
ajase-4424	343	13	,	,	PUNCT
ajase-4424	343	14	&	&	CCONJ
ajase-4424	343	15	fu	fu	PROPN
ajase-4424	343	16	,	,	PUNCT
ajase-4424	343	17	x.	x.	NOUN
ajase-4424	343	18	(	(	PUNCT
ajase-4424	343	19	2011	2011	NUM
ajase-4424	343	20	)	)	PUNCT
ajase-4424	343	21	.	.	PUNCT
ajase-4424	344	1	the	the	DET
ajase-4424	344	2	role	role	NOUN
ajase-4424	344	3	of	of	ADP
ajase-4424	344	4	islamic	islamic	ADJ
ajase-4424	344	5	finance	finance	NOUN
ajase-4424	344	6	in	in	ADP
ajase-4424	344	7	enhancing	enhance	VERB
ajase-4424	344	8	financial	financial	ADJ
ajase-4424	344	9	inclusion	inclusion	NOUN
ajase-4424	344	10	in	in	ADP
ajase-4424	344	11	organization	organization	NOUN
ajase-4424	344	12	of	of	ADP
ajase-4424	344	13	islamic	islamic	ADJ
ajase-4424	344	14	cooperation	cooperation	NOUN
ajase-4424	344	15	(	(	PUNCT
ajase-4424	344	16	oic	oic	PROPN
ajase-4424	344	17	)	)	PUNCT
ajase-4424	344	18	countries	country	NOUN
ajase-4424	344	19	.	.	PUNCT
ajase-4424	345	1	policy	policy	NOUN
ajase-4424	345	2	research	research	NOUN
ajase-4424	345	3	working	working	NOUN
ajase-4424	345	4	paper	paper	NOUN
ajase-4424	345	5	series	series	PROPN
ajase-4424	345	6	no	no	PROPN
ajase-4424	345	7	.	.	PROPN
ajase-4424	345	8	5920	5920	NUM
ajase-4424	345	9	.	.	PUNCT
ajase-4424	346	1	the	the	DET
ajase-4424	346	2	world	world	PROPN
ajase-4424	346	3	bank	bank	PROPN
ajase-4424	346	4	.	.	PUNCT
ajase-4424	347	1	mulaik	mulaik	PROPN
ajase-4424	347	2	,	,	PUNCT
ajase-4424	347	3	s.	s.	PROPN
ajase-4424	347	4	a.	a.	PROPN
ajase-4424	347	5	,	,	PUNCT
ajase-4424	347	6	james	james	PROPN
ajase-4424	347	7	,	,	PUNCT
ajase-4424	347	8	l.	l.	PROPN
ajase-4424	347	9	r.	r.	PROPN
ajase-4424	347	10	,	,	PUNCT
ajase-4424	347	11	van	van	PROPN
ajase-4424	347	12	alstine	alstine	PROPN
ajase-4424	347	13	,	,	PUNCT
ajase-4424	347	14	j.	j.	PROPN
ajase-4424	347	15	,	,	PUNCT
ajase-4424	347	16	bennett	bennett	PROPN
ajase-4424	347	17	,	,	PUNCT
ajase-4424	347	18	n.	n.	PROPN
ajase-4424	347	19	,	,	PUNCT
ajase-4424	347	20	lind	lind	PROPN
ajase-4424	347	21	,	,	PUNCT
ajase-4424	347	22	s.	s.	PROPN
ajase-4424	347	23	,	,	PUNCT
ajase-4424	347	24	&	&	CCONJ
ajase-4424	347	25	stilwell	stilwell	PROPN
ajase-4424	347	26	,	,	PUNCT
ajase-4424	347	27	c.	c.	PROPN
ajase-4424	347	28	d.	d.	PROPN
ajase-4424	347	29	(	(	PUNCT
ajase-4424	347	30	1989	1989	NUM
ajase-4424	347	31	)	)	PUNCT
ajase-4424	347	32	.	.	PUNCT
ajase-4424	348	1	evaluation	evaluation	NOUN
ajase-4424	348	2	of	of	ADP
ajase-4424	348	3	goodness	goodness	NOUN
ajase-4424	348	4	-	-	PUNCT
ajase-4424	348	5	of	of	ADP
ajase-4424	348	6	-	-	PUNCT
ajase-4424	348	7	fit	fit	ADJ
ajase-4424	348	8	indices	index	NOUN
ajase-4424	348	9	for	for	ADP
ajase-4424	348	10	structural	structural	ADJ
ajase-4424	348	11	equation	equation	NOUN
ajase-4424	348	12	models	model	NOUN
ajase-4424	348	13	.	.	PUNCT
ajase-4424	349	1	psychological	psychological	ADJ
ajase-4424	349	2	bulletin	bulletin	NOUN
ajase-4424	349	3	,	,	PUNCT
ajase-4424	349	4	105(3	105(3	NUM
ajase-4424	349	5	)	)	PUNCT
ajase-4424	349	6	,	,	PUNCT
ajase-4424	349	7	430–445	430–445	NUM
ajase-4424	349	8	.	.	PUNCT
ajase-4424	350	1	krejcie	krejcie	PROPN
ajase-4424	350	2	,	,	PUNCT
ajase-4424	350	3	r.	r.	PROPN
ajase-4424	350	4	v.	v.	PROPN
ajase-4424	350	5	,	,	PUNCT
ajase-4424	350	6	&	&	CCONJ
ajase-4424	350	7	morgan	morgan	PROPN
ajase-4424	350	8	,	,	PUNCT
ajase-4424	350	9	d.	d.	PROPN
ajase-4424	350	10	w.	w.	PROPN
ajase-4424	350	11	(	(	PUNCT
ajase-4424	350	12	1970	1970	NUM
ajase-4424	350	13	)	)	PUNCT
ajase-4424	350	14	.	.	PUNCT
ajase-4424	351	1	determining	determine	VERB
ajase-4424	351	2	sample	sample	NOUN
ajase-4424	351	3	size	size	NOUN
ajase-4424	351	4	for	for	ADP
ajase-4424	351	5	research	research	NOUN
ajase-4424	351	6	activities	activity	NOUN
ajase-4424	351	7	.	.	PUNCT
ajase-4424	352	1	educational	educational	ADJ
ajase-4424	352	2	and	and	CCONJ
ajase-4424	352	3	psychological	psychological	ADJ
ajase-4424	352	4	measurement	measurement	NOUN
ajase-4424	352	5	,	,	PUNCT
ajase-4424	352	6	30	30	NUM
ajase-4424	352	7	,	,	PUNCT
ajase-4424	352	8	607–610	607–610	NUM
ajase-4424	352	9	.	.	PUNCT
ajase-4424	353	1	schreiber	schreiber	PROPN
ajase-4424	353	2	,	,	PUNCT
ajase-4424	353	3	j.	j.	PROPN
ajase-4424	353	4	b.	b.	PROPN
ajase-4424	353	5	,	,	PUNCT
ajase-4424	353	6	stage	stage	NOUN
ajase-4424	353	7	,	,	PUNCT
ajase-4424	353	8	f.	f.	PROPN
ajase-4424	353	9	k.	k.	PROPN
ajase-4424	353	10	,	,	PUNCT
ajase-4424	353	11	king	king	PROPN
ajase-4424	353	12	,	,	PUNCT
ajase-4424	353	13	j.	j.	PROPN
ajase-4424	353	14	,	,	PUNCT
ajase-4424	353	15	nora	nora	PROPN
ajase-4424	353	16	,	,	PUNCT
ajase-4424	353	17	a.	a.	PROPN
ajase-4424	353	18	,	,	PUNCT
ajase-4424	353	19	&	&	CCONJ
ajase-4424	353	20	barlow	barlow	PROPN
ajase-4424	353	21	,	,	PUNCT
ajase-4424	353	22	e.	e.	PROPN
ajase-4424	353	23	a.	a.	PROPN
ajase-4424	353	24	(	(	PUNCT
ajase-4424	353	25	2006	2006	NUM
ajase-4424	353	26	)	)	PUNCT
ajase-4424	353	27	.	.	PUNCT
ajase-4424	354	1	reporting	report	VERB
ajase-4424	354	2	structural	structural	ADJ
ajase-4424	354	3	equation	equation	NOUN
ajase-4424	354	4	modeling	modeling	NOUN
ajase-4424	354	5	and	and	CCONJ
ajase-4424	354	6	confirmatory	confirmatory	NOUN
ajase-4424	354	7	factor	factor	NOUN
ajase-4424	354	8	analysis	analysis	NOUN
ajase-4424	354	9	:	:	PUNCT
ajase-4424	354	10	a	a	DET
ajase-4424	354	11	review	review	NOUN
ajase-4424	354	12	.	.	PUNCT
ajase-4424	355	1	the	the	DET
ajase-4424	355	2	journal	journal	NOUN
ajase-4424	355	3	of	of	ADP
ajase-4424	355	4	educational	educational	ADJ
ajase-4424	355	5	research	research	NOUN
ajase-4424	355	6	,	,	PUNCT
ajase-4424	355	7	99(6	99(6	NUM
ajase-4424	355	8	)	)	PUNCT
ajase-4424	355	9	,	,	PUNCT
ajase-4424	355	10	323–337	323–337	NUM
ajase-4424	355	11	.	.	PUNCT
ajase-4424	356	1	shamsudheen	shamsudheen	VERB
ajase-4424	356	2	,	,	PUNCT
ajase-4424	356	3	s.	s.	PROPN
ajase-4424	356	4	,	,	PUNCT
ajase-4424	356	5	rosly	rosly	ADV
ajase-4424	356	6	,	,	PUNCT
ajase-4424	356	7	s.	s.	PROPN
ajase-4424	356	8	,	,	PUNCT
ajase-4424	356	9	&	&	CCONJ
ajase-4424	356	10	muneeza	muneeza	PROPN
ajase-4424	356	11	,	,	PUNCT
ajase-4424	356	12	a.	a.	NOUN
ajase-4424	356	13	(	(	PUNCT
ajase-4424	356	14	2023	2023	NUM
ajase-4424	356	15	)	)	PUNCT
ajase-4424	356	16	.	.	PUNCT
ajase-4424	357	1	assessing	assess	VERB
ajase-4424	357	2	ethical	ethical	ADJ
ajase-4424	357	3	praxis	praxi	NOUN
ajase-4424	357	4	of	of	ADP
ajase-4424	357	5	ethical	ethical	ADJ
ajase-4424	357	6	(	(	PUNCT
ajase-4424	357	7	islamic	islamic	ADJ
ajase-4424	357	8	)	)	PUNCT
ajase-4424	357	9	financial	financial	ADJ
ajase-4424	357	10	institutions	institution	NOUN
ajase-4424	357	11	:	:	PUNCT
ajase-4424	357	12	a	a	DET
ajase-4424	357	13	survey	survey	NOUN
ajase-4424	357	14	of	of	ADP
ajase-4424	357	15	empirical	empirical	ADJ
ajase-4424	357	16	discoveries	discovery	NOUN
ajase-4424	357	17	.	.	PUNCT
ajase-4424	358	1	international	international	ADJ
ajase-4424	358	2	journal	journal	PROPN
ajase-4424	358	3	of	of	ADP
ajase-4424	358	4	law	law	NOUN
ajase-4424	358	5	and	and	CCONJ
ajase-4424	358	6	management	management	NOUN
ajase-4424	358	7	,	,	PUNCT
ajase-4424	358	8	65(5	65(5	NUM
ajase-4424	358	9	)	)	PUNCT
ajase-4424	358	10	,	,	PUNCT
ajase-4424	358	11	440	440	NUM
ajase-4424	358	12	–	–	PUNCT
ajase-4424	358	13	460	460	NUM
ajase-4424	358	14	.	.	PUNCT
ajase-4424	359	1	https://doi.org/10.1108/ijlma-11-2022-0256	https://doi.org/10.1108/ijlma-11-2022-0256	PROPN
ajase-4424	359	2	shinkafi	shinkafi	PROPN
ajase-4424	359	3	,	,	PUNCT
ajase-4424	359	4	a.	a.	NOUN
ajase-4424	359	5	a.	a.	PROPN
ajase-4424	359	6	,	,	PUNCT
ajase-4424	359	7	mustapha	mustapha	PROPN
ajase-4424	359	8	,	,	PUNCT
ajase-4424	359	9	s.	s.	PROPN
ajase-4424	359	10	,	,	PUNCT
ajase-4424	359	11	yahaya	yahaya	PROPN
ajase-4424	359	12	,	,	PUNCT
ajase-4424	359	13	s.	s.	PROPN
ajase-4424	359	14	,	,	PUNCT
ajase-4424	359	15	saleh	saleh	PROPN
ajase-4424	359	16	,	,	PUNCT
ajase-4424	359	17	l.	l.	PROPN
ajase-4424	359	18	y.	y.	PROPN
ajase-4424	359	19	,	,	PUNCT
ajase-4424	359	20	abdullahi	abdullahi	PROPN
ajase-4424	359	21	,	,	PUNCT
ajase-4424	359	22	m.	m.	NOUN
ajase-4424	359	23	,	,	PUNCT
ajase-4424	359	24	&	&	CCONJ
ajase-4424	359	25	adamu	adamu	PROPN
ajase-4424	359	26	,	,	PUNCT
ajase-4424	359	27	b.	b.	PROPN
ajase-4424	359	28	b.	b.	PROPN
ajase-4424	359	29	(	(	PUNCT
ajase-4424	359	30	2023	2023	NUM
ajase-4424	359	31	)	)	PUNCT
ajase-4424	359	32	.	.	PUNCT
ajase-4424	360	1	the	the	DET
ajase-4424	360	2	impact	impact	NOUN
ajase-4424	360	3	of	of	ADP
ajase-4424	360	4	islamic	islamic	ADJ
ajase-4424	360	5	finance	finance	NOUN
ajase-4424	360	6	on	on	ADP
ajase-4424	360	7	entrepreneurship	entrepreneurship	NOUN
ajase-4424	360	8	for	for	ADP
ajase-4424	360	9	sustainable	sustainable	ADJ
ajase-4424	360	10	economic	economic	ADJ
ajase-4424	360	11	development	development	NOUN
ajase-4424	360	12	in	in	ADP
ajase-4424	360	13	nigeria	nigeria	PROPN
ajase-4424	360	14	.	.	PUNCT
ajase-4424	360	15	irjems	irjem	VERB
ajase-4424	360	16	international	international	PROPN
ajase-4424	360	17	research	research	PROPN
ajase-4424	360	18	journal	journal	NOUN
ajase-4424	360	19	of	of	ADP
ajase-4424	360	20	economics	economic	NOUN
ajase-4424	360	21	and	and	CCONJ
ajase-4424	360	22	management	management	NOUN
ajase-4424	360	23	studies	study	NOUN
ajase-4424	360	24	,	,	PUNCT
ajase-4424	360	25	2(3	2(3	NUM
ajase-4424	360	26	)	)	PUNCT
ajase-4424	360	27	,	,	PUNCT
ajase-4424	360	28	15–22	15–22	NUM
ajase-4424	360	29	.	.	PUNCT
ajase-4424	361	1	sun	sun	PROPN
ajase-4424	361	2	,	,	PUNCT
ajase-4424	361	3	l.	l.	PROPN
ajase-4424	361	4	,	,	PUNCT
ajase-4424	361	5	wang	wang	PROPN
ajase-4424	361	6	,	,	PUNCT
ajase-4424	361	7	k.	k.	PROPN
ajase-4424	361	8	,	,	PUNCT
ajase-4424	361	9	xu	xu	PROPN
ajase-4424	361	10	,	,	PUNCT
ajase-4424	361	11	l.	l.	PROPN
ajase-4424	361	12	,	,	PUNCT
ajase-4424	361	13	chonghai	chonghai	PROPN
ajase-4424	361	14	,	,	PUNCT
ajase-4424	361	15	z.	z.	PROPN
ajase-4424	361	16	,	,	PUNCT
ajase-4424	361	17	&	&	CCONJ
ajase-4424	361	18	balezentis	balezentis	PROPN
ajase-4424	361	19	,	,	PUNCT
ajase-4424	361	20	t.	t.	PROPN
ajase-4424	361	21	(	(	PUNCT
ajase-4424	361	22	2022	2022	NUM
ajase-4424	361	23	)	)	PUNCT
ajase-4424	361	24	.	.	PUNCT
ajase-4424	362	1	a	a	DET
ajase-4424	362	2	time	time	NOUN
ajase-4424	362	3	-	-	PUNCT
ajase-4424	362	4	varying	vary	VERB
ajase-4424	362	5	distance	distance	NOUN
ajase-4424	362	6	based	base	VERB
ajase-4424	362	7	intervalvalued	intervalvalue	VERB
ajase-4424	362	8	functional	functional	ADJ
ajase-4424	362	9	principal	principal	ADJ
ajase-4424	362	10	component	component	NOUN
ajase-4424	362	11	analysis	analysis	NOUN
ajase-4424	362	12	method	method	NOUN
ajase-4424	362	13	:	:	PUNCT
ajase-4424	362	14	a	a	DET
ajase-4424	362	15	case	case	NOUN
ajase-4424	362	16	study	study	NOUN
ajase-4424	362	17	of	of	ADP
ajase-4424	362	18	the	the	DET
ajase-4424	362	19	consumer	consumer	NOUN
ajase-4424	362	20	price	price	NOUN
ajase-4424	362	21	index	index	NOUN
ajase-4424	362	22	.	.	PUNCT
ajase-4424	363	1	information	information	NOUN
ajase-4424	363	2	sciences	sciences	PROPN
ajase-4424	363	3	,	,	PUNCT
ajase-4424	363	4	589	589	NUM
ajase-4424	363	5	,	,	PUNCT
ajase-4424	363	6	2	2	NUM
ajase-4424	363	7	.	.	PUNCT
ajase-4424	364	1	https://doi.org/10.1016/j	https://doi.org/10.1016/j	NOUN
ajase-4424	364	2	.	.	PUNCT
ajase-4424	365	1	ins.2021.12.113	ins.2021.12.113	NOUN
ajase-4424	365	2	smedan	smedan	PROPN
ajase-4424	365	3	.	.	PUNCT
ajase-4424	366	1	(	(	PUNCT
ajase-4424	366	2	2007	2007	NUM
ajase-4424	366	3	)	)	PUNCT
ajase-4424	366	4	.	.	PUNCT
ajase-4424	367	1	national	national	ADJ
ajase-4424	367	2	policy	policy	NOUN
ajase-4424	367	3	on	on	ADP
ajase-4424	367	4	msme	msme	PROPN
ajase-4424	367	5	.	.	PUNCT
ajase-4424	368	1	smedan	smedan	PROPN
ajase-4424	368	2	.	.	PUNCT
ajase-4424	369	1	retrieved	retrieve	VERB
ajase-4424	369	2	from	from	ADP
ajase-4424	369	3	https://www.smedan.gov.ng	https://www.smedan.gov.ng	ADV
ajase-4424	369	4	sojoodi	sojoodi	NOUN
ajase-4424	369	5	,	,	PUNCT
ajase-4424	369	6	s.	s.	PROPN
ajase-4424	369	7	,	,	PUNCT
ajase-4424	369	8	&	&	CCONJ
ajase-4424	369	9	jalili	jalili	NOUN
ajase-4424	369	10	,	,	PUNCT
ajase-4424	369	11	a.	a.	NOUN
ajase-4424	369	12	(	(	PUNCT
ajase-4424	369	13	2022	2022	NUM
ajase-4424	369	14	)	)	PUNCT
ajase-4424	369	15	.	.	PUNCT
ajase-4424	370	1	islamic	islamic	ADJ
ajase-4424	370	2	finance	finance	NOUN
ajase-4424	370	3	for	for	ADP
ajase-4424	370	4	small	small	ADJ
ajase-4424	370	5	and	and	CCONJ
ajase-4424	370	6	medium	medium	ADJ
ajase-4424	370	7	enterprises	enterprise	NOUN
ajase-4424	370	8	:	:	PUNCT
ajase-4424	370	9	challenges	challenge	NOUN
ajase-4424	370	10	and	and	CCONJ
ajase-4424	370	11	solutions	solution	NOUN
ajase-4424	370	12	.	.	PUNCT
ajase-4424	371	1	mieaoi	mieaoi	PROPN
ajase-4424	371	2	islamic	islamic	ADJ
ajase-4424	371	3	economics	economic	NOUN
ajase-4424	371	4	and	and	CCONJ
ajase-4424	371	5	banking	banking	NOUN
ajase-4424	371	6	,	,	PUNCT
ajase-4424	371	7	11(39	11(39	NUM
ajase-4424	371	8	)	)	PUNCT
ajase-4424	371	9	,	,	PUNCT
ajase-4424	371	10	33–53	33–53	NUM
ajase-4424	371	11	.	.	PUNCT
ajase-4424	372	1	http://mieaoi.ir/article-1-1274-en.html	http://mieaoi.ir/article-1-1274-en.html	PROPN
ajase-4424	372	2	sonita	sonita	NOUN
ajase-4424	372	3	,	,	PUNCT
ajase-4424	372	4	e.	e.	PROPN
ajase-4424	372	5	,	,	PUNCT
ajase-4424	372	6	miswardi	miswardi	PROPN
ajase-4424	372	7	,	,	PUNCT
ajase-4424	372	8	m.	m.	NOUN
ajase-4424	372	9	,	,	PUNCT
ajase-4424	372	10	&	&	CCONJ
ajase-4424	372	11	nasfi	nasfi	NOUN
ajase-4424	372	12	,	,	PUNCT
ajase-4424	372	13	n.	n.	NOUN
ajase-4424	372	14	(	(	PUNCT
ajase-4424	372	15	2021	2021	NUM
ajase-4424	372	16	)	)	PUNCT
ajase-4424	372	17	.	.	PUNCT
ajase-4424	373	1	the	the	DET
ajase-4424	373	2	role	role	NOUN
ajase-4424	373	3	of	of	ADP
ajase-4424	373	4	islamic	islamic	ADJ
ajase-4424	373	5	higher	high	ADJ
ajase-4424	373	6	education	education	NOUN
ajase-4424	373	7	in	in	ADP
ajase-4424	373	8	improving	improve	VERB
ajase-4424	373	9	sustainable	sustainable	ADJ
ajase-4424	373	10	economic	economic	ADJ
ajase-4424	373	11	development	development	NOUN
ajase-4424	373	12	through	through	ADP
ajase-4424	373	13	islamic	islamic	PROPN
ajase-4424	373	14	entrepreneurial	entrepreneurial	PROPN
ajase-4424	373	15	university	university	PROPN
ajase-4424	373	16	.	.	PUNCT
ajase-4424	374	1	international	international	ADJ
ajase-4424	374	2	journal	journal	PROPN
ajase-4424	374	3	of	of	ADP
ajase-4424	374	4	social	social	ADJ
ajase-4424	374	5	and	and	CCONJ
ajase-4424	374	6	management	management	NOUN
ajase-4424	374	7	studies	study	NOUN
ajase-4424	374	8	,	,	PUNCT
ajase-4424	374	9	2(2	2(2	NUM
ajase-4424	374	10	)	)	PUNCT
ajase-4424	374	11	,	,	PUNCT
ajase-4424	374	12	42–55	42–55	PROPN
ajase-4424	374	13	.	.	PUNCT
ajase-4424	375	1	united	united	PROPN
ajase-4424	375	2	nations	nations	PROPN
ajase-4424	375	3	development	development	PROPN
ajase-4424	375	4	programme	programme	PROPN
ajase-4424	375	5	&	&	CCONJ
ajase-4424	375	6	islamic	islamic	PROPN
ajase-4424	375	7	development	development	PROPN
ajase-4424	375	8	bank	bank	PROPN
ajase-4424	375	9	.	.	PUNCT
ajase-4424	376	1	(	(	PUNCT
ajase-4424	376	2	2023	2023	NUM
ajase-4424	376	3	)	)	PUNCT
ajase-4424	376	4	.	.	PUNCT
ajase-4424	377	1	case	case	NOUN
ajase-4424	377	2	studies	study	NOUN
ajase-4424	377	3	on	on	ADP
ajase-4424	377	4	innovations	innovation	NOUN
ajase-4424	377	5	in	in	ADP
ajase-4424	377	6	islamic	islamic	ADJ
ajase-4424	377	7	finance	finance	NOUN
ajase-4424	377	8	.	.	PUNCT
ajase-4424	378	1	leng	leng	PROPN
ajase-4424	378	2	&	&	CCONJ
ajase-4424	378	3	associates	associates	PROPN
ajase-4424	378	4	.	.	PUNCT
ajase-4424	379	1	wooldridge	wooldridge	PROPN
ajase-4424	379	2	,	,	PUNCT
ajase-4424	379	3	j.	j.	PROPN
ajase-4424	379	4	m.	m.	PROPN
ajase-4424	379	5	(	(	PUNCT
ajase-4424	379	6	2010	2010	NUM
ajase-4424	379	7	)	)	PUNCT
ajase-4424	379	8	.	.	PUNCT
ajase-4424	380	1	econometric	econometric	ADJ
ajase-4424	380	2	analysis	analysis	NOUN
ajase-4424	380	3	of	of	ADP
ajase-4424	380	4	cross	cross	NOUN
ajase-4424	380	5	section	section	NOUN
ajase-4424	380	6	and	and	CCONJ
ajase-4424	380	7	panel	panel	NOUN
ajase-4424	380	8	data	datum	NOUN
ajase-4424	380	9	(	(	PUNCT
ajase-4424	380	10	2nd	2nd	ADJ
ajase-4424	380	11	ed	ed	NOUN
ajase-4424	380	12	.	.	PUNCT
ajase-4424	380	13	)	)	PUNCT
ajase-4424	380	14	.	.	PUNCT
ajase-4424	381	1	mit	mit	PROPN
ajase-4424	381	2	press	press	NOUN
ajase-4424	381	3	.	.	PUNCT
ajase-4424	382	1	pa	pa	PROPN
ajase-4424	382	2	ge	ge	PROPN
ajase-4424	382	3	40	40	NUM
ajase-4424	382	4	https://journals.e-palli.com/home/index.php/ajase	https://journals.e-palli.com/home/index.php/ajase	PROPN
ajase-4424	382	5	am	be	AUX
ajase-4424	382	6	.	.	PUNCT
ajase-4424	383	1	j.	j.	PROPN
ajase-4424	383	2	appl	appl	PROPN
ajase-4424	383	3	.	.	PROPN
ajase-4424	384	1	stat	stat	PROPN
ajase-4424	384	2	.	.	PUNCT
ajase-4424	385	1	econ	econ	PROPN
ajase-4424	385	2	.	.	PUNCT
ajase-4424	386	1	4(1	4(1	X
ajase-4424	386	2	)	)	PUNCT
ajase-4424	387	1	32	32	NUM
ajase-4424	387	2	-	-	SYM
ajase-4424	387	3	40	40	NUM
ajase-4424	387	4	,	,	PUNCT
ajase-4424	387	5	2025	2025	NUM
ajase-4424	387	6	world	world	NOUN
ajase-4424	387	7	bank	bank	NOUN
ajase-4424	387	8	.	.	PUNCT
ajase-4424	388	1	(	(	PUNCT
ajase-4424	388	2	2023	2023	NUM
ajase-4424	388	3	)	)	PUNCT
ajase-4424	388	4	.	.	PUNCT
ajase-4424	389	1	small	small	ADJ
ajase-4424	389	2	and	and	CCONJ
ajase-4424	389	3	medium	medium	ADJ
ajase-4424	389	4	enterprises	enterprise	NOUN
ajase-4424	389	5	(	(	PUNCT
ajase-4424	389	6	smes	sme	NOUN
ajase-4424	389	7	)	)	PUNCT
ajase-4424	389	8	finance	finance	NOUN
ajase-4424	389	9	.	.	PUNCT
ajase-4424	390	1	understanding	understand	VERB
ajase-4424	390	2	poverty	poverty	NOUN
ajase-4424	390	3	.	.	PUNCT
ajase-4424	391	1	retrieved	retrieve	VERB
ajase-4424	391	2	from	from	ADP
ajase-4424	391	3	https://www.worldbank.org/en/topic/smefinance	https://www.worldbank.org/en/topic/smefinance	NOUN
ajase-4424	391	4	world	world	PROPN
ajase-4424	391	5	bank	bank	PROPN
ajase-4424	391	6	&	&	CCONJ
ajase-4424	391	7	islamic	islamic	PROPN
ajase-4424	391	8	development	development	PROPN
ajase-4424	391	9	bank	bank	PROPN
ajase-4424	391	10	.	.	PUNCT
ajase-4424	392	1	(	(	PUNCT
ajase-4424	392	2	2015	2015	NUM
ajase-4424	392	3	)	)	PUNCT
ajase-4424	392	4	.	.	PUNCT
ajase-4424	393	1	leveraging	leverage	VERB
ajase-4424	393	2	islamic	islamic	ADJ
ajase-4424	393	3	finance	finance	NOUN
ajase-4424	393	4	for	for	ADP
ajase-4424	393	5	small	small	ADJ
ajase-4424	393	6	and	and	CCONJ
ajase-4424	393	7	medium	medium	ADJ
ajase-4424	393	8	enterprises	enterprise	NOUN
ajase-4424	393	9	(	(	PUNCT
ajase-4424	393	10	smes	sme	NOUN
ajase-4424	393	11	)	)	PUNCT
ajase-4424	393	12	.	.	PUNCT
ajase-4424	394	1	world	world	PROPN
ajase-4424	394	2	bank	bank	PROPN
ajase-4424	394	3	global	global	PROPN
ajase-4424	394	4	islamic	islamic	PROPN
ajase-4424	394	5	finance	finance	PROPN
ajase-4424	394	6	development	development	NOUN
ajase-4424	394	7	center	center	NOUN
ajase-4424	394	8	.	.	PUNCT