id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
ajbmeb-3150	Umarova Lola Erkinovna	IMPROVING MICROLOAN PRACTICES IN THE PROVISION OF RETAIL BANKING SERVICES	2025	7	.pdf	application/pdf	3169	133	40	As of October 2025, commercial banks in Uzbekistan maintain active competition in the market by diversifying microloan services, developing digital lending, and offering terms tailored to clients’ needs. The study examines the interest rates, terms, and methods of providing microloans to the population by commercial banks, as well as the dynamics of the volume of microloans issued to individuals during the period 2020–2024.	cache/ajbmeb-3150.pdf	txt/ajbmeb-3150.txt