id	sid	tid	token	lemma	pos
ajbmeb-1118	1	1	american	american	PROPN
ajbmeb-1118	1	2	journal	journal	PROPN
ajbmeb-1118	1	3	of	of	ADP
ajbmeb-1118	1	4	business	business	NOUN
ajbmeb-1118	1	5	management	management	NOUN
ajbmeb-1118	1	6	,	,	PUNCT
ajbmeb-1118	1	7	economics	economic	NOUN
ajbmeb-1118	1	8	and	and	CCONJ
ajbmeb-1118	1	9	banking	banking	NOUN
ajbmeb-1118	1	10	issn	issn	PROPN
ajbmeb-1118	1	11	(	(	PUNCT
ajbmeb-1118	1	12	e	e	NOUN
ajbmeb-1118	1	13	):	):	PUNCT
ajbmeb-1118	1	14	2832	2832	NUM
ajbmeb-1118	1	15	-	-	SYM
ajbmeb-1118	1	16	8078	8078	NUM
ajbmeb-1118	1	17	volume	volume	NOUN
ajbmeb-1118	1	18	15	15	NUM
ajbmeb-1118	1	19	,	,	PUNCT
ajbmeb-1118	1	20	|	|	ADV
ajbmeb-1118	1	21	august	august	PROPN
ajbmeb-1118	1	22	,	,	PUNCT
ajbmeb-1118	1	23	2023	2023	NUM
ajbmeb-1118	1	24	p	p	NOUN
ajbmeb-1118	1	25	a	a	DET
ajbmeb-1118	1	26	g	g	NOUN
ajbmeb-1118	1	27	e	e	PROPN
ajbmeb-1118	1	28	|	|	ADV
ajbmeb-1118	1	29	27	27	NUM
ajbmeb-1118	1	30	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1118	1	31	importance	importance	NOUN
ajbmeb-1118	1	32	of	of	ADP
ajbmeb-1118	1	33	risk	risk	NOUN
ajbmeb-1118	1	34	map	map	NOUN
ajbmeb-1118	1	35	in	in	ADP
ajbmeb-1118	1	36	the	the	DET
ajbmeb-1118	1	37	management	management	NOUN
ajbmeb-1118	1	38	of	of	ADP
ajbmeb-1118	1	39	risks	risk	NOUN
ajbmeb-1118	1	40	that	that	PRON
ajbmeb-1118	1	41	may	may	AUX
ajbmeb-1118	1	42	occur	occur	VERB
ajbmeb-1118	1	43	in	in	ADP
ajbmeb-1118	1	44	commercial	commercial	ADJ
ajbmeb-1118	1	45	banks	bank	NOUN
ajbmeb-1118	1	46	muqumov	muqumov	ADJ
ajbmeb-1118	1	47	orifjon	orifjon	NOUN
ajbmeb-1118	1	48	abduroziqovich	abduroziqovich	PROPN
ajbmeb-1118	1	49	director	director	NOUN
ajbmeb-1118	1	50	of	of	ADP
ajbmeb-1118	1	51	risk	risk	NOUN
ajbmeb-1118	1	52	management	management	NOUN
ajbmeb-1118	1	53	department	department	PROPN
ajbmeb-1118	1	54	of	of	ADP
ajbmeb-1118	1	55	jsc	jsc	PROPN
ajbmeb-1118	1	56	aloqabank	aloqabank	PROPN
ajbmeb-1118	1	57	,	,	PUNCT
ajbmeb-1118	1	58	uzbekistan	uzbekistan	PROPN
ajbmeb-1118	1	59	,	,	PUNCT
ajbmeb-1118	1	60	tashkent	tashkent	ADJ
ajbmeb-1118	1	61	city	city	NOUN
ajbmeb-1118	1	62	e	e	NOUN
ajbmeb-1118	1	63	-	-	NOUN
ajbmeb-1118	1	64	mail	mail	NOUN
ajbmeb-1118	1	65	:	:	PUNCT
ajbmeb-1118	2	1	orifjon.muqumov@aloqabank.uz	orifjon.muqumov@aloqabank.uz	DET
ajbmeb-1118	2	2	a	a	DET
ajbmeb-1118	2	3	b	b	PROPN
ajbmeb-1118	2	4	s	s	ADP
ajbmeb-1118	2	5	t	t	PROPN
ajbmeb-1118	2	6	r	r	NOUN
ajbmeb-1118	2	7	a	a	DET
ajbmeb-1118	2	8	c	c	NOUN
ajbmeb-1118	2	9	t	t	NOUN
ajbmeb-1118	2	10	k	k	X
ajbmeb-1118	2	11	e	e	PROPN
ajbmeb-1118	2	12	y	y	PROPN
ajbmeb-1118	2	13	w	w	NOUN
ajbmeb-1118	2	14	o	o	NOUN
ajbmeb-1118	2	15	r	r	NOUN
ajbmeb-1118	2	16	d	d	NOUN
ajbmeb-1118	2	17	s	s	VERB
ajbmeb-1118	2	18	the	the	DET
ajbmeb-1118	2	19	article	article	NOUN
ajbmeb-1118	2	20	provides	provide	VERB
ajbmeb-1118	2	21	information	information	NOUN
ajbmeb-1118	2	22	on	on	ADP
ajbmeb-1118	2	23	the	the	DET
ajbmeb-1118	2	24	types	type	NOUN
ajbmeb-1118	2	25	of	of	ADP
ajbmeb-1118	2	26	risks	risk	NOUN
ajbmeb-1118	2	27	that	that	PRON
ajbmeb-1118	2	28	may	may	AUX
ajbmeb-1118	2	29	arise	arise	VERB
ajbmeb-1118	2	30	in	in	ADP
ajbmeb-1118	2	31	commercial	commercial	ADJ
ajbmeb-1118	2	32	banks	bank	NOUN
ajbmeb-1118	2	33	of	of	ADP
ajbmeb-1118	2	34	the	the	DET
ajbmeb-1118	2	35	republic	republic	NOUN
ajbmeb-1118	2	36	of	of	ADP
ajbmeb-1118	2	37	uzbekistan	uzbekistan	PROPN
ajbmeb-1118	2	38	,	,	PUNCT
ajbmeb-1118	2	39	as	as	ADV
ajbmeb-1118	2	40	well	well	ADV
ajbmeb-1118	2	41	as	as	ADP
ajbmeb-1118	2	42	the	the	DET
ajbmeb-1118	2	43	importance	importance	NOUN
ajbmeb-1118	2	44	of	of	ADP
ajbmeb-1118	2	45	using	use	VERB
ajbmeb-1118	2	46	the	the	DET
ajbmeb-1118	2	47	risk	risk	NOUN
ajbmeb-1118	2	48	map	map	NOUN
ajbmeb-1118	2	49	in	in	ADP
ajbmeb-1118	2	50	preventing	prevent	VERB
ajbmeb-1118	2	51	and	and	CCONJ
ajbmeb-1118	2	52	managing	manage	VERB
ajbmeb-1118	2	53	these	these	DET
ajbmeb-1118	2	54	risks	risk	NOUN
ajbmeb-1118	2	55	.	.	PUNCT
ajbmeb-1118	3	1	risk	risk	NOUN
ajbmeb-1118	3	2	,	,	PUNCT
ajbmeb-1118	3	3	types	type	NOUN
ajbmeb-1118	3	4	of	of	ADP
ajbmeb-1118	3	5	risk	risk	NOUN
ajbmeb-1118	3	6	,	,	PUNCT
ajbmeb-1118	3	7	register	register	VERB
ajbmeb-1118	3	8	of	of	ADP
ajbmeb-1118	3	9	risk	risk	NOUN
ajbmeb-1118	3	10	events	event	NOUN
ajbmeb-1118	3	11	,	,	PUNCT
ajbmeb-1118	3	12	risk	risk	NOUN
ajbmeb-1118	3	13	map	map	NOUN
ajbmeb-1118	3	14	,	,	PUNCT
ajbmeb-1118	3	15	risk	risk	NOUN
ajbmeb-1118	3	16	codes	code	NOUN
ajbmeb-1118	3	17	,	,	PUNCT
ajbmeb-1118	3	18	risk	risk	NOUN
ajbmeb-1118	3	19	management	management	NOUN
ajbmeb-1118	3	20	strategy	strategy	NOUN
ajbmeb-1118	3	21	.	.	PUNCT
ajbmeb-1118	4	1	introduction	introduction	NOUN
ajbmeb-1118	4	2	currently	currently	ADV
ajbmeb-1118	4	3	,	,	PUNCT
ajbmeb-1118	4	4	there	there	PRON
ajbmeb-1118	4	5	is	be	VERB
ajbmeb-1118	4	6	a	a	DET
ajbmeb-1118	4	7	strong	strong	ADJ
ajbmeb-1118	4	8	focus	focus	NOUN
ajbmeb-1118	4	9	on	on	ADP
ajbmeb-1118	4	10	improving	improve	VERB
ajbmeb-1118	4	11	risk	risk	NOUN
ajbmeb-1118	4	12	management	management	NOUN
ajbmeb-1118	4	13	systems	system	NOUN
ajbmeb-1118	4	14	in	in	ADP
ajbmeb-1118	4	15	the	the	DET
ajbmeb-1118	4	16	corporate	corporate	ADJ
ajbmeb-1118	4	17	management	management	NOUN
ajbmeb-1118	4	18	of	of	ADP
ajbmeb-1118	4	19	commercial	commercial	ADJ
ajbmeb-1118	4	20	banks	bank	NOUN
ajbmeb-1118	4	21	.	.	PUNCT
ajbmeb-1118	5	1	in	in	ADP
ajbmeb-1118	5	2	particular	particular	ADJ
ajbmeb-1118	5	3	,	,	PUNCT
ajbmeb-1118	5	4	the	the	DET
ajbmeb-1118	5	5	structure	structure	NOUN
ajbmeb-1118	5	6	of	of	ADP
ajbmeb-1118	5	7	risk	risk	NOUN
ajbmeb-1118	5	8	management	management	NOUN
ajbmeb-1118	5	9	in	in	ADP
ajbmeb-1118	5	10	commercial	commercial	ADJ
ajbmeb-1118	5	11	banks	bank	NOUN
ajbmeb-1118	5	12	of	of	ADP
ajbmeb-1118	5	13	the	the	DET
ajbmeb-1118	5	14	republic	republic	NOUN
ajbmeb-1118	5	15	of	of	ADP
ajbmeb-1118	5	16	uzbekistan	uzbekistan	PROPN
ajbmeb-1118	5	17	was	be	AUX
ajbmeb-1118	5	18	registered	register	VERB
ajbmeb-1118	5	19	by	by	ADP
ajbmeb-1118	5	20	the	the	DET
ajbmeb-1118	5	21	ministry	ministry	PROPN
ajbmeb-1118	5	22	of	of	ADP
ajbmeb-1118	5	23	justice	justice	PROPN
ajbmeb-1118	5	24	of	of	ADP
ajbmeb-1118	5	25	the	the	DET
ajbmeb-1118	5	26	republic	republic	NOUN
ajbmeb-1118	5	27	of	of	ADP
ajbmeb-1118	5	28	uzbekistan	uzbekistan	PROPN
ajbmeb-1118	5	29	on	on	ADP
ajbmeb-1118	5	30	may	may	PROPN
ajbmeb-1118	5	31	25	25	NUM
ajbmeb-1118	5	32	,	,	PUNCT
ajbmeb-1118	5	33	2011	2011	NUM
ajbmeb-1118	5	34	“	"	PUNCT
ajbmeb-1118	5	35	on	on	ADP
ajbmeb-1118	5	36	requirements	requirement	NOUN
ajbmeb-1118	5	37	for	for	ADP
ajbmeb-1118	5	38	the	the	DET
ajbmeb-1118	5	39	management	management	NOUN
ajbmeb-1118	5	40	of	of	ADP
ajbmeb-1118	5	41	banking	banking	NOUN
ajbmeb-1118	5	42	risks	risk	NOUN
ajbmeb-1118	5	43	of	of	ADP
ajbmeb-1118	5	44	commercial	commercial	ADJ
ajbmeb-1118	5	45	banks	bank	NOUN
ajbmeb-1118	5	46	”	"	PUNCT
ajbmeb-1118	5	47	2229	2229	NUM
ajbmeb-1118	5	48	it	it	PRON
ajbmeb-1118	5	49	was	be	AUX
ajbmeb-1118	5	50	introduced	introduce	VERB
ajbmeb-1118	5	51	on	on	ADP
ajbmeb-1118	5	52	the	the	DET
ajbmeb-1118	5	53	basis	basis	NOUN
ajbmeb-1118	5	54	of	of	ADP
ajbmeb-1118	5	55	regulation	regulation	NOUN
ajbmeb-1118	6	1	no	no	PRON
ajbmeb-1118	7	1	[	[	X
ajbmeb-1118	7	2	1	1	NUM
ajbmeb-1118	7	3	]	]	PUNCT
ajbmeb-1118	7	4	.	.	PUNCT
ajbmeb-1118	8	1	in	in	ADP
ajbmeb-1118	8	2	particular	particular	ADJ
ajbmeb-1118	8	3	,	,	PUNCT
ajbmeb-1118	8	4	this	this	DET
ajbmeb-1118	8	5	year	year	NOUN
ajbmeb-1118	8	6	,	,	PUNCT
ajbmeb-1118	8	7	this	this	DET
ajbmeb-1118	8	8	regulation	regulation	NOUN
ajbmeb-1118	8	9	was	be	AUX
ajbmeb-1118	8	10	improved	improve	VERB
ajbmeb-1118	8	11	and	and	CCONJ
ajbmeb-1118	8	12	a	a	DET
ajbmeb-1118	8	13	new	new	ADJ
ajbmeb-1118	8	14	version	version	NOUN
ajbmeb-1118	8	15	was	be	AUX
ajbmeb-1118	8	16	registered	register	VERB
ajbmeb-1118	8	17	by	by	ADP
ajbmeb-1118	8	18	the	the	DET
ajbmeb-1118	8	19	ministry	ministry	PROPN
ajbmeb-1118	8	20	of	of	ADP
ajbmeb-1118	8	21	justice	justice	PROPN
ajbmeb-1118	8	22	of	of	ADP
ajbmeb-1118	8	23	the	the	DET
ajbmeb-1118	8	24	republic	republic	NOUN
ajbmeb-1118	8	25	of	of	ADP
ajbmeb-1118	8	26	uzbekistan	uzbekistan	PROPN
ajbmeb-1118	8	27	on	on	ADP
ajbmeb-1118	8	28	april	april	PROPN
ajbmeb-1118	8	29	18	18	NUM
ajbmeb-1118	8	30	,	,	PUNCT
ajbmeb-1118	8	31	2023	2023	NUM
ajbmeb-1118	8	32	,	,	PUNCT
ajbmeb-1118	8	33	and	and	CCONJ
ajbmeb-1118	8	34	it	it	PRON
ajbmeb-1118	8	35	was	be	AUX
ajbmeb-1118	8	36	determined	determine	VERB
ajbmeb-1118	8	37	that	that	SCONJ
ajbmeb-1118	8	38	the	the	DET
ajbmeb-1118	8	39	risk	risk	NOUN
ajbmeb-1118	8	40	management	management	NOUN
ajbmeb-1118	8	41	system	system	NOUN
ajbmeb-1118	8	42	of	of	ADP
ajbmeb-1118	8	43	commercial	commercial	ADJ
ajbmeb-1118	8	44	banks	bank	NOUN
ajbmeb-1118	8	45	will	will	AUX
ajbmeb-1118	8	46	be	be	AUX
ajbmeb-1118	8	47	regulated	regulate	VERB
ajbmeb-1118	8	48	on	on	ADP
ajbmeb-1118	8	49	the	the	DET
ajbmeb-1118	8	50	basis	basis	NOUN
ajbmeb-1118	8	51	of	of	ADP
ajbmeb-1118	8	52	this	this	DET
ajbmeb-1118	8	53	regulation	regulation	NOUN
ajbmeb-1118	8	54	.	.	PUNCT
ajbmeb-1118	9	1	this	this	DET
ajbmeb-1118	9	2	new	new	ADJ
ajbmeb-1118	9	3	version	version	NOUN
ajbmeb-1118	9	4	of	of	ADP
ajbmeb-1118	9	5	the	the	DET
ajbmeb-1118	9	6	regulation	regulation	NOUN
ajbmeb-1118	9	7	contains	contain	VERB
ajbmeb-1118	9	8	information	information	NOUN
ajbmeb-1118	9	9	on	on	ADP
ajbmeb-1118	9	10	measures	measure	NOUN
ajbmeb-1118	9	11	to	to	PART
ajbmeb-1118	9	12	be	be	AUX
ajbmeb-1118	9	13	taken	take	VERB
ajbmeb-1118	9	14	to	to	PART
ajbmeb-1118	9	15	improve	improve	VERB
ajbmeb-1118	9	16	risk	risk	NOUN
ajbmeb-1118	9	17	management	management	NOUN
ajbmeb-1118	9	18	in	in	ADP
ajbmeb-1118	9	19	commercial	commercial	ADJ
ajbmeb-1118	9	20	banks	bank	NOUN
ajbmeb-1118	9	21	[	[	X
ajbmeb-1118	9	22	2	2	NUM
ajbmeb-1118	9	23	]	]	PUNCT
ajbmeb-1118	9	24	.	.	PUNCT
ajbmeb-1118	10	1	in	in	ADP
ajbmeb-1118	10	2	addition	addition	NOUN
ajbmeb-1118	10	3	to	to	ADP
ajbmeb-1118	10	4	this	this	DET
ajbmeb-1118	10	5	regulation	regulation	NOUN
ajbmeb-1118	10	6	,	,	PUNCT
ajbmeb-1118	10	7	we	we	PRON
ajbmeb-1118	10	8	will	will	AUX
ajbmeb-1118	10	9	consider	consider	VERB
ajbmeb-1118	10	10	below	below	ADP
ajbmeb-1118	10	11	the	the	DET
ajbmeb-1118	10	12	prospects	prospect	NOUN
ajbmeb-1118	10	13	of	of	ADP
ajbmeb-1118	10	14	establishing	establish	VERB
ajbmeb-1118	10	15	the	the	DET
ajbmeb-1118	10	16	practice	practice	NOUN
ajbmeb-1118	10	17	of	of	ADP
ajbmeb-1118	10	18	using	use	VERB
ajbmeb-1118	10	19	a	a	DET
ajbmeb-1118	10	20	risk	risk	NOUN
ajbmeb-1118	10	21	map	map	NOUN
ajbmeb-1118	10	22	in	in	ADP
ajbmeb-1118	10	23	risk	risk	NOUN
ajbmeb-1118	10	24	management	management	NOUN
ajbmeb-1118	10	25	in	in	ADP
ajbmeb-1118	10	26	commercial	commercial	ADJ
ajbmeb-1118	10	27	banks	bank	NOUN
ajbmeb-1118	10	28	.	.	PUNCT
ajbmeb-1118	11	1	creating	create	VERB
ajbmeb-1118	11	2	a	a	DET
ajbmeb-1118	11	3	risk	risk	NOUN
ajbmeb-1118	11	4	map	map	NOUN
ajbmeb-1118	11	5	in	in	ADP
ajbmeb-1118	11	6	commercial	commercial	ADJ
ajbmeb-1118	11	7	banks	bank	NOUN
ajbmeb-1118	11	8	is	be	AUX
ajbmeb-1118	11	9	a	a	DET
ajbmeb-1118	11	10	necessary	necessary	ADJ
ajbmeb-1118	11	11	element	element	NOUN
ajbmeb-1118	11	12	in	in	ADP
ajbmeb-1118	11	13	creating	create	VERB
ajbmeb-1118	11	14	a	a	DET
ajbmeb-1118	11	15	risk	risk	NOUN
ajbmeb-1118	11	16	management	management	NOUN
ajbmeb-1118	11	17	system	system	NOUN
ajbmeb-1118	11	18	.	.	PUNCT
ajbmeb-1118	12	1	a	a	DET
ajbmeb-1118	12	2	risk	risk	NOUN
ajbmeb-1118	12	3	map	map	NOUN
ajbmeb-1118	12	4	provides	provide	VERB
ajbmeb-1118	12	5	a	a	DET
ajbmeb-1118	12	6	holistic	holistic	ADJ
ajbmeb-1118	12	7	view	view	NOUN
ajbmeb-1118	12	8	of	of	ADP
ajbmeb-1118	12	9	risk	risk	NOUN
ajbmeb-1118	12	10	management	management	NOUN
ajbmeb-1118	12	11	,	,	PUNCT
ajbmeb-1118	12	12	from	from	ADP
ajbmeb-1118	12	13	the	the	DET
ajbmeb-1118	12	14	types	type	NOUN
ajbmeb-1118	12	15	of	of	ADP
ajbmeb-1118	12	16	risks	risk	NOUN
ajbmeb-1118	12	17	and	and	CCONJ
ajbmeb-1118	12	18	their	their	PRON
ajbmeb-1118	12	19	sources	source	NOUN
ajbmeb-1118	12	20	to	to	PART
ajbmeb-1118	12	21	control	control	VERB
ajbmeb-1118	12	22	and	and	CCONJ
ajbmeb-1118	12	23	management	management	NOUN
ajbmeb-1118	12	24	methods	method	NOUN
ajbmeb-1118	12	25	.	.	PUNCT
ajbmeb-1118	13	1	a	a	DET
ajbmeb-1118	13	2	bank	bank	NOUN
ajbmeb-1118	13	3	’s	’s	PART
ajbmeb-1118	13	4	risk	risk	NOUN
ajbmeb-1118	13	5	map	map	NOUN
ajbmeb-1118	13	6	helps	help	VERB
ajbmeb-1118	13	7	to	to	PART
ajbmeb-1118	13	8	answer	answer	VERB
ajbmeb-1118	13	9	questions	question	NOUN
ajbmeb-1118	13	10	about	about	ADP
ajbmeb-1118	13	11	where	where	SCONJ
ajbmeb-1118	13	12	risk	risk	NOUN
ajbmeb-1118	13	13	occurs	occur	VERB
ajbmeb-1118	13	14	,	,	PUNCT
ajbmeb-1118	13	15	who	who	PRON
ajbmeb-1118	13	16	manages	manage	VERB
ajbmeb-1118	13	17	and	and	CCONJ
ajbmeb-1118	13	18	controls	control	VERB
ajbmeb-1118	13	19	this	this	DET
ajbmeb-1118	13	20	risk	risk	NOUN
ajbmeb-1118	13	21	,	,	PUNCT
ajbmeb-1118	13	22	limits	limit	VERB
ajbmeb-1118	13	23	risk	risk	NOUN
ajbmeb-1118	13	24	acceptance	acceptance	NOUN
ajbmeb-1118	13	25	and	and	CCONJ
ajbmeb-1118	13	26	risk	risk	NOUN
ajbmeb-1118	13	27	control	control	NOUN
ajbmeb-1118	13	28	.	.	PUNCT
ajbmeb-1118	14	1	2	2	X
ajbmeb-1118	14	2	.	.	X
ajbmeb-1118	14	3	literature	literature	PROPN
ajbmeb-1118	14	4	review	review	PROPN
ajbmeb-1118	14	5	local	local	ADJ
ajbmeb-1118	14	6	and	and	CCONJ
ajbmeb-1118	14	7	foreign	foreign	ADJ
ajbmeb-1118	14	8	scientists	scientist	NOUN
ajbmeb-1118	14	9	have	have	AUX
ajbmeb-1118	14	10	conducted	conduct	VERB
ajbmeb-1118	14	11	a	a	DET
ajbmeb-1118	14	12	number	number	NOUN
ajbmeb-1118	14	13	of	of	ADP
ajbmeb-1118	14	14	researches	research	NOUN
ajbmeb-1118	14	15	and	and	CCONJ
ajbmeb-1118	14	16	developed	develop	VERB
ajbmeb-1118	14	17	scientific	scientific	ADJ
ajbmeb-1118	14	18	literature	literature	NOUN
ajbmeb-1118	14	19	on	on	ADP
ajbmeb-1118	14	20	risk	risk	NOUN
ajbmeb-1118	14	21	management	management	NOUN
ajbmeb-1118	14	22	in	in	ADP
ajbmeb-1118	14	23	commercial	commercial	ADJ
ajbmeb-1118	14	24	banks	bank	NOUN
ajbmeb-1118	14	25	.	.	PUNCT
ajbmeb-1118	15	1	in	in	ADP
ajbmeb-1118	15	2	the	the	DET
ajbmeb-1118	15	3	scientific	scientific	ADJ
ajbmeb-1118	15	4	works	work	NOUN
ajbmeb-1118	15	5	of	of	ADP
ajbmeb-1118	15	6	foreign	foreign	ADJ
ajbmeb-1118	15	7	economists	economist	NOUN
ajbmeb-1118	15	8	joyol	joyol	NOUN
ajbmeb-1118	15	9	bessis	bessis	NOUN
ajbmeb-1118	15	10	[	[	X
ajbmeb-1118	15	11	3	3	NUM
ajbmeb-1118	15	12	]	]	PUNCT
ajbmeb-1118	15	13	,	,	PUNCT
ajbmeb-1118	15	14	anthony	anthony	PROPN
ajbmeb-1118	15	15	saunders	saunders	PROPN
ajbmeb-1118	15	16	and	and	CCONJ
ajbmeb-1118	15	17	marcia	marcia	PROPN
ajbmeb-1118	15	18	millon	millon	PROPN
ajbmeb-1118	15	19	cornett	cornett	NOUN
ajbmeb-1118	15	20	[	[	X
ajbmeb-1118	15	21	4	4	NUM
ajbmeb-1118	15	22	]	]	PUNCT
ajbmeb-1118	15	23	,	,	PUNCT
ajbmeb-1118	15	24	andrea	andrea	PROPN
ajbmeb-1118	15	25	resti	resti	PROPN
ajbmeb-1118	15	26	and	and	CCONJ
ajbmeb-1118	15	27	andrea	andrea	PROPN
ajbmeb-1118	15	28	sironi	sironi	PROPN
ajbmeb-1118	15	29	[	[	X
ajbmeb-1118	15	30	5	5	NUM
ajbmeb-1118	15	31	]	]	PUNCT
ajbmeb-1118	15	32	,	,	PUNCT
ajbmeb-1118	15	33	the	the	DET
ajbmeb-1118	15	34	risks	risk	NOUN
ajbmeb-1118	15	35	that	that	PRON
ajbmeb-1118	15	36	may	may	AUX
ajbmeb-1118	15	37	arise	arise	VERB
ajbmeb-1118	15	38	in	in	ADP
ajbmeb-1118	15	39	commercial	commercial	ADJ
ajbmeb-1118	15	40	banks	bank	NOUN
ajbmeb-1118	15	41	and	and	CCONJ
ajbmeb-1118	15	42	their	their	PRON
ajbmeb-1118	15	43	management	management	NOUN
ajbmeb-1118	15	44	have	have	AUX
ajbmeb-1118	15	45	been	be	AUX
ajbmeb-1118	15	46	studied	study	VERB
ajbmeb-1118	15	47	.	.	PUNCT
ajbmeb-1118	16	1	philipp	philipp	PROPN
ajbmeb-1118	16	2	harle	harle	PROPN
ajbmeb-1118	17	1	[	[	X
ajbmeb-1118	17	2	6	6	NUM
ajbmeb-1118	17	3	]	]	PUNCT
ajbmeb-1118	17	4	,	,	PUNCT
ajbmeb-1118	17	5	andras	andras	PROPN
ajbmeb-1118	17	6	american	american	PROPN
ajbmeb-1118	17	7	journal	journal	PROPN
ajbmeb-1118	17	8	of	of	ADP
ajbmeb-1118	17	9	business	business	NOUN
ajbmeb-1118	17	10	management	management	NOUN
ajbmeb-1118	17	11	,	,	PUNCT
ajbmeb-1118	17	12	economics	economic	NOUN
ajbmeb-1118	17	13	and	and	CCONJ
ajbmeb-1118	17	14	banking	banking	NOUN
ajbmeb-1118	17	15	volume	volume	NOUN
ajbmeb-1118	17	16	15	15	NUM
ajbmeb-1118	17	17	august	august	PROPN
ajbmeb-1118	17	18	,	,	PUNCT
ajbmeb-1118	17	19	2023	2023	NUM
ajbmeb-1118	17	20	p	p	NOUN
ajbmeb-1118	17	21	a	a	DET
ajbmeb-1118	17	22	g	g	NOUN
ajbmeb-1118	17	23	e	e	PROPN
ajbmeb-1118	17	24	|	|	ADV
ajbmeb-1118	17	25	28	28	NUM
ajbmeb-1118	17	26	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-1118	17	27	havas	havas	PROPN
ajbmeb-1118	17	28	and	and	CCONJ
ajbmeb-1118	17	29	hamid	hamid	PROPN
ajbmeb-1118	17	30	samandari	samandari	PROPN
ajbmeb-1118	17	31	,	,	PUNCT
ajbmeb-1118	17	32	a.	a.	PROPN
ajbmeb-1118	17	33	ghosh	ghosh	PROPN
ajbmeb-1118	17	34	,	,	PUNCT
ajbmeb-1118	17	35	m.	m.	NOUN
ajbmeb-1118	17	36	crouhy	crouhy	NOUN
ajbmeb-1118	17	37	,	,	PUNCT
ajbmeb-1118	17	38	d.	d.	PROPN
ajbmeb-1118	17	39	galai	galai	PROPN
ajbmeb-1118	17	40	,	,	PUNCT
ajbmeb-1118	17	41	r.	r.	PROPN
ajbmeb-1118	17	42	marklar	marklar	PROPN
ajbmeb-1118	18	1	[	[	X
ajbmeb-1118	18	2	7	7	NUM
ajbmeb-1118	18	3	]	]	PUNCT
ajbmeb-1118	18	4	also	also	ADV
ajbmeb-1118	18	5	conducted	conduct	VERB
ajbmeb-1118	18	6	research	research	NOUN
ajbmeb-1118	18	7	on	on	ADP
ajbmeb-1118	18	8	effective	effective	ADJ
ajbmeb-1118	18	9	risk	risk	NOUN
ajbmeb-1118	18	10	management	management	NOUN
ajbmeb-1118	18	11	methods	method	NOUN
ajbmeb-1118	18	12	in	in	ADP
ajbmeb-1118	18	13	their	their	PRON
ajbmeb-1118	18	14	research	research	NOUN
ajbmeb-1118	18	15	.	.	PUNCT
ajbmeb-1118	19	1	3	3	X
ajbmeb-1118	19	2	.	.	X
ajbmeb-1118	19	3	research	research	NOUN
ajbmeb-1118	19	4	methodology	methodology	NOUN
ajbmeb-1118	19	5	in	in	ADP
ajbmeb-1118	19	6	the	the	DET
ajbmeb-1118	19	7	research	research	NOUN
ajbmeb-1118	19	8	process	process	NOUN
ajbmeb-1118	19	9	,	,	PUNCT
ajbmeb-1118	19	10	general	general	ADJ
ajbmeb-1118	19	11	logical	logical	ADJ
ajbmeb-1118	19	12	(	(	PUNCT
ajbmeb-1118	19	13	induction	induction	NOUN
ajbmeb-1118	19	14	,	,	PUNCT
ajbmeb-1118	19	15	deduction	deduction	NOUN
ajbmeb-1118	19	16	,	,	PUNCT
ajbmeb-1118	19	17	analysis	analysis	NOUN
ajbmeb-1118	19	18	and	and	CCONJ
ajbmeb-1118	19	19	synthesis	synthesis	NOUN
ajbmeb-1118	19	20	,	,	PUNCT
ajbmeb-1118	19	21	analogy	analogy	NOUN
ajbmeb-1118	19	22	,	,	PUNCT
ajbmeb-1118	19	23	generalization	generalization	NOUN
ajbmeb-1118	19	24	)	)	PUNCT
ajbmeb-1118	19	25	and	and	CCONJ
ajbmeb-1118	19	26	specific	specific	ADJ
ajbmeb-1118	19	27	scientific	scientific	ADJ
ajbmeb-1118	19	28	(	(	PUNCT
ajbmeb-1118	19	29	comparison	comparison	NOUN
ajbmeb-1118	19	30	,	,	PUNCT
ajbmeb-1118	19	31	grouping	grouping	NOUN
ajbmeb-1118	19	32	,	,	PUNCT
ajbmeb-1118	19	33	statistical	statistical	ADJ
ajbmeb-1118	19	34	analysis	analysis	NOUN
ajbmeb-1118	19	35	and	and	CCONJ
ajbmeb-1118	19	36	economicmathematical	economicmathematical	ADJ
ajbmeb-1118	19	37	)	)	PUNCT
ajbmeb-1118	19	38	methods	method	NOUN
ajbmeb-1118	19	39	were	be	AUX
ajbmeb-1118	19	40	used	use	VERB
ajbmeb-1118	19	41	.	.	PUNCT
ajbmeb-1118	20	1	4	4	X
ajbmeb-1118	20	2	.	.	X
ajbmeb-1118	20	3	analysis	analysis	NOUN
ajbmeb-1118	20	4	and	and	CCONJ
ajbmeb-1118	20	5	discussion	discussion	NOUN
ajbmeb-1118	20	6	of	of	ADP
ajbmeb-1118	20	7	results	result	NOUN
ajbmeb-1118	20	8	in	in	ADP
ajbmeb-1118	20	9	order	order	NOUN
ajbmeb-1118	20	10	to	to	PART
ajbmeb-1118	20	11	effectively	effectively	ADV
ajbmeb-1118	20	12	manage	manage	VERB
ajbmeb-1118	20	13	risks	risk	NOUN
ajbmeb-1118	20	14	,	,	PUNCT
ajbmeb-1118	20	15	first	first	ADV
ajbmeb-1118	20	16	of	of	ADP
ajbmeb-1118	20	17	all	all	PRON
ajbmeb-1118	20	18	,	,	PUNCT
ajbmeb-1118	20	19	it	it	PRON
ajbmeb-1118	20	20	is	be	AUX
ajbmeb-1118	20	21	necessary	necessary	ADJ
ajbmeb-1118	20	22	to	to	PART
ajbmeb-1118	20	23	distinguish	distinguish	VERB
ajbmeb-1118	20	24	their	their	PRON
ajbmeb-1118	20	25	separate	separate	ADJ
ajbmeb-1118	20	26	types	type	NOUN
ajbmeb-1118	20	27	to	to	PART
ajbmeb-1118	20	28	classify	classify	VERB
ajbmeb-1118	20	29	them	they	PRON
ajbmeb-1118	20	30	in	in	ADP
ajbmeb-1118	20	31	order	order	NOUN
ajbmeb-1118	20	32	to	to	PART
ajbmeb-1118	20	33	develop	develop	VERB
ajbmeb-1118	20	34	management	management	NOUN
ajbmeb-1118	20	35	decisions	decision	NOUN
ajbmeb-1118	20	36	for	for	ADP
ajbmeb-1118	20	37	each	each	DET
ajbmeb-1118	20	38	risk	risk	NOUN
ajbmeb-1118	20	39	group	group	NOUN
ajbmeb-1118	20	40	based	base	VERB
ajbmeb-1118	20	41	on	on	ADP
ajbmeb-1118	20	42	their	their	PRON
ajbmeb-1118	20	43	specific	specific	ADJ
ajbmeb-1118	20	44	characteristics	characteristic	NOUN
ajbmeb-1118	20	45	.	.	PUNCT
ajbmeb-1118	21	1	according	accord	VERB
ajbmeb-1118	21	2	to	to	ADP
ajbmeb-1118	21	3	the	the	DET
ajbmeb-1118	21	4	regulation	regulation	NOUN
ajbmeb-1118	21	5	“	"	PUNCT
ajbmeb-1118	21	6	on	on	ADP
ajbmeb-1118	21	7	requirements	requirement	NOUN
ajbmeb-1118	21	8	for	for	ADP
ajbmeb-1118	21	9	the	the	DET
ajbmeb-1118	21	10	risk	risk	NOUN
ajbmeb-1118	21	11	management	management	NOUN
ajbmeb-1118	21	12	system	system	NOUN
ajbmeb-1118	21	13	of	of	ADP
ajbmeb-1118	21	14	banks	bank	NOUN
ajbmeb-1118	21	15	and	and	CCONJ
ajbmeb-1118	21	16	groups	group	NOUN
ajbmeb-1118	21	17	of	of	ADP
ajbmeb-1118	21	18	banks	bank	NOUN
ajbmeb-1118	21	19	”	"	PUNCT
ajbmeb-1118	21	20	approved	approve	VERB
ajbmeb-1118	21	21	by	by	ADP
ajbmeb-1118	21	22	the	the	DET
ajbmeb-1118	21	23	central	central	PROPN
ajbmeb-1118	21	24	bank	bank	NOUN
ajbmeb-1118	21	25	,	,	PUNCT
ajbmeb-1118	21	26	the	the	DET
ajbmeb-1118	21	27	following	follow	VERB
ajbmeb-1118	21	28	types	type	NOUN
ajbmeb-1118	21	29	of	of	ADP
ajbmeb-1118	21	30	risk	risk	NOUN
ajbmeb-1118	21	31	are	be	AUX
ajbmeb-1118	21	32	defined	define	VERB
ajbmeb-1118	21	33	as	as	ADP
ajbmeb-1118	21	34	significant	significant	ADJ
ajbmeb-1118	21	35	types	type	NOUN
ajbmeb-1118	21	36	of	of	ADP
ajbmeb-1118	21	37	risk	risk	NOUN
ajbmeb-1118	21	38	for	for	ADP
ajbmeb-1118	21	39	commercial	commercial	ADJ
ajbmeb-1118	21	40	banks	bank	NOUN
ajbmeb-1118	21	41	:	:	PUNCT
ajbmeb-1118	21	42	figure	figure	VERB
ajbmeb-1118	21	43	1	1	NUM
ajbmeb-1118	21	44	.	.	PUNCT
ajbmeb-1118	21	45	types	type	NOUN
ajbmeb-1118	21	46	of	of	ADP
ajbmeb-1118	21	47	risks	risk	NOUN
ajbmeb-1118	21	48	[	[	X
ajbmeb-1118	21	49	8	8	NUM
ajbmeb-1118	21	50	]	]	PUNCT
ajbmeb-1118	21	51	.	.	PUNCT
ajbmeb-1118	22	1	the	the	DET
ajbmeb-1118	22	2	risk	risk	NOUN
ajbmeb-1118	22	3	map	map	NOUN
ajbmeb-1118	22	4	is	be	AUX
ajbmeb-1118	22	5	a	a	DET
ajbmeb-1118	22	6	means	means	NOUN
ajbmeb-1118	22	7	of	of	ADP
ajbmeb-1118	22	8	visual	visual	ADJ
ajbmeb-1118	22	9	representation	representation	NOUN
ajbmeb-1118	22	10	of	of	ADP
ajbmeb-1118	22	11	certain	certain	ADJ
ajbmeb-1118	22	12	risks	risk	NOUN
ajbmeb-1118	22	13	encountered	encounter	VERB
ajbmeb-1118	22	14	during	during	ADP
ajbmeb-1118	22	15	the	the	DET
ajbmeb-1118	22	16	banking	banking	NOUN
ajbmeb-1118	22	17	activity	activity	NOUN
ajbmeb-1118	22	18	.	.	PUNCT
ajbmeb-1118	23	1	the	the	DET
ajbmeb-1118	23	2	risk	risk	NOUN
ajbmeb-1118	23	3	map	map	NOUN
ajbmeb-1118	23	4	is	be	AUX
ajbmeb-1118	23	5	one	one	NUM
ajbmeb-1118	23	6	of	of	ADP
ajbmeb-1118	23	7	the	the	DET
ajbmeb-1118	23	8	most	most	ADV
ajbmeb-1118	23	9	important	important	ADJ
ajbmeb-1118	23	10	tools	tool	NOUN
ajbmeb-1118	23	11	of	of	ADP
ajbmeb-1118	23	12	risk	risk	NOUN
ajbmeb-1118	23	13	management	management	NOUN
ajbmeb-1118	23	14	,	,	PUNCT
ajbmeb-1118	23	15	through	through	ADP
ajbmeb-1118	23	16	which	which	PRON
ajbmeb-1118	23	17	it	it	PRON
ajbmeb-1118	23	18	is	be	AUX
ajbmeb-1118	23	19	possible	possible	ADJ
ajbmeb-1118	23	20	to	to	PART
ajbmeb-1118	23	21	monitor	monitor	VERB
ajbmeb-1118	23	22	the	the	DET
ajbmeb-1118	23	23	bank	bank	NOUN
ajbmeb-1118	23	24	's	's	PART
ajbmeb-1118	23	25	risk	risk	NOUN
ajbmeb-1118	23	26	profile	profile	NOUN
ajbmeb-1118	23	27	and	and	CCONJ
ajbmeb-1118	23	28	improve	improve	VERB
ajbmeb-1118	23	29	the	the	DET
ajbmeb-1118	23	30	bank	bank	NOUN
ajbmeb-1118	23	31	's	's	PART
ajbmeb-1118	23	32	risk	risk	NOUN
ajbmeb-1118	23	33	management	management	NOUN
ajbmeb-1118	23	34	process	process	NOUN
ajbmeb-1118	23	35	.	.	PUNCT
ajbmeb-1118	24	1	a	a	DET
ajbmeb-1118	24	2	risk	risk	NOUN
ajbmeb-1118	24	3	map	map	NOUN
ajbmeb-1118	24	4	is	be	AUX
ajbmeb-1118	24	5	often	often	ADV
ajbmeb-1118	24	6	presented	present	VERB
ajbmeb-1118	24	7	as	as	ADP
ajbmeb-1118	24	8	a	a	DET
ajbmeb-1118	24	9	two	two	NUM
ajbmeb-1118	24	10	-	-	PUNCT
ajbmeb-1118	24	11	dimensional	dimensional	ADJ
ajbmeb-1118	24	12	matrix	matrix	NOUN
ajbmeb-1118	24	13	.	.	PUNCT
ajbmeb-1118	25	1	for	for	ADP
ajbmeb-1118	25	2	example	example	NOUN
ajbmeb-1118	25	3	,	,	PUNCT
ajbmeb-1118	25	4	the	the	DET
ajbmeb-1118	25	5	probability	probability	NOUN
ajbmeb-1118	25	6	of	of	ADP
ajbmeb-1118	25	7	occurrence	occurrence	NOUN
ajbmeb-1118	25	8	of	of	ADP
ajbmeb-1118	25	9	a	a	DET
ajbmeb-1118	25	10	risk	risk	NOUN
ajbmeb-1118	25	11	is	be	AUX
ajbmeb-1118	25	12	plotted	plot	VERB
ajbmeb-1118	25	13	on	on	ADP
ajbmeb-1118	25	14	the	the	DET
ajbmeb-1118	25	15	x	x	NOUN
ajbmeb-1118	25	16	-	-	NOUN
ajbmeb-1118	25	17	axis	axis	ADJ
ajbmeb-1118	25	18	,	,	PUNCT
ajbmeb-1118	25	19	and	and	CCONJ
ajbmeb-1118	25	20	the	the	DET
ajbmeb-1118	25	21	effect	effect	NOUN
ajbmeb-1118	25	22	of	of	ADP
ajbmeb-1118	25	23	the	the	DET
ajbmeb-1118	25	24	same	same	ADJ
ajbmeb-1118	25	25	risk	risk	NOUN
ajbmeb-1118	25	26	on	on	ADP
ajbmeb-1118	25	27	the	the	DET
ajbmeb-1118	25	28	y	y	NOUN
ajbmeb-1118	25	29	-	-	PUNCT
ajbmeb-1118	25	30	axis	axis	NOUN
ajbmeb-1118	25	31	.	.	PUNCT
ajbmeb-1118	26	1	through	through	ADP
ajbmeb-1118	26	2	this	this	DET
ajbmeb-1118	26	3	visualization	visualization	NOUN
ajbmeb-1118	26	4	,	,	PUNCT
ajbmeb-1118	26	5	it	it	PRON
ajbmeb-1118	26	6	is	be	AUX
ajbmeb-1118	26	7	possible	possible	ADJ
ajbmeb-1118	26	8	to	to	PART
ajbmeb-1118	26	9	decide	decide	VERB
ajbmeb-1118	26	10	whether	whether	SCONJ
ajbmeb-1118	26	11	to	to	PART
ajbmeb-1118	26	12	pay	pay	VERB
ajbmeb-1118	26	13	more	more	ADJ
ajbmeb-1118	26	14	attention	attention	NOUN
ajbmeb-1118	26	15	to	to	ADP
ajbmeb-1118	26	16	the	the	DET
ajbmeb-1118	26	17	risks	risk	NOUN
ajbmeb-1118	26	18	that	that	PRON
ajbmeb-1118	26	19	occur	occur	VERB
ajbmeb-1118	26	20	a	a	DET
ajbmeb-1118	26	21	lot	lot	NOUN
ajbmeb-1118	26	22	and	and	CCONJ
ajbmeb-1118	26	23	have	have	VERB
ajbmeb-1118	26	24	a	a	DET
ajbmeb-1118	26	25	high	high	ADJ
ajbmeb-1118	26	26	level	level	NOUN
ajbmeb-1118	26	27	of	of	ADP
ajbmeb-1118	26	28	impact	impact	NOUN
ajbmeb-1118	26	29	on	on	ADP
ajbmeb-1118	26	30	the	the	DET
ajbmeb-1118	26	31	banking	banking	NOUN
ajbmeb-1118	26	32	activity	activity	NOUN
ajbmeb-1118	26	33	.	.	PUNCT
ajbmeb-1118	27	1	one	one	NUM
ajbmeb-1118	27	2	of	of	ADP
ajbmeb-1118	27	3	the	the	DET
ajbmeb-1118	27	4	problems	problem	NOUN
ajbmeb-1118	27	5	related	relate	VERB
ajbmeb-1118	27	6	to	to	PART
ajbmeb-1118	27	7	risk	risk	NOUN
ajbmeb-1118	27	8	management	management	NOUN
ajbmeb-1118	27	9	in	in	ADP
ajbmeb-1118	27	10	the	the	DET
ajbmeb-1118	27	11	activity	activity	NOUN
ajbmeb-1118	27	12	of	of	ADP
ajbmeb-1118	27	13	commercial	commercial	ADJ
ajbmeb-1118	27	14	banks	bank	NOUN
ajbmeb-1118	27	15	is	be	AUX
ajbmeb-1118	27	16	that	that	SCONJ
ajbmeb-1118	27	17	banks	bank	NOUN
ajbmeb-1118	27	18	do	do	AUX
ajbmeb-1118	27	19	not	not	PART
ajbmeb-1118	27	20	keep	keep	VERB
ajbmeb-1118	27	21	a	a	DET
ajbmeb-1118	27	22	register	register	NOUN
ajbmeb-1118	27	23	of	of	ADP
ajbmeb-1118	27	24	risk	risk	NOUN
ajbmeb-1118	27	25	events	event	NOUN
ajbmeb-1118	27	26	.	.	PUNCT
ajbmeb-1118	28	1	through	through	ADP
ajbmeb-1118	28	2	these	these	DET
ajbmeb-1118	28	3	registers	register	NOUN
ajbmeb-1118	28	4	,	,	PUNCT
ajbmeb-1118	28	5	a	a	DET
ajbmeb-1118	28	6	risk	risk	NOUN
ajbmeb-1118	28	7	map	map	NOUN
ajbmeb-1118	28	8	is	be	AUX
ajbmeb-1118	28	9	formed	form	VERB
ajbmeb-1118	28	10	in	in	ADP
ajbmeb-1118	28	11	the	the	DET
ajbmeb-1118	28	12	bank	bank	NOUN
ajbmeb-1118	28	13	.	.	PUNCT
ajbmeb-1118	29	1	risk	risk	NOUN
ajbmeb-1118	29	2	events	event	NOUN
ajbmeb-1118	29	3	are	be	AUX
ajbmeb-1118	29	4	identified	identify	VERB
ajbmeb-1118	29	5	by	by	ADP
ajbmeb-1118	29	6	risk	risk	NOUN
ajbmeb-1118	29	7	coordinators	coordinator	NOUN
ajbmeb-1118	29	8	in	in	ADP
ajbmeb-1118	29	9	each	each	DET
ajbmeb-1118	29	10	department	department	NOUN
ajbmeb-1118	29	11	and	and	CCONJ
ajbmeb-1118	29	12	reported	report	VERB
ajbmeb-1118	29	13	to	to	ADP
ajbmeb-1118	29	14	the	the	DET
ajbmeb-1118	29	15	risk	risk	NOUN
ajbmeb-1118	29	16	management	management	NOUN
ajbmeb-1118	29	17	department	department	NOUN
ajbmeb-1118	29	18	.	.	PUNCT
ajbmeb-1118	30	1	the	the	DET
ajbmeb-1118	30	2	register	register	NOUN
ajbmeb-1118	30	3	of	of	ADP
ajbmeb-1118	30	4	these	these	DET
ajbmeb-1118	30	5	events	event	NOUN
ajbmeb-1118	30	6	is	be	AUX
ajbmeb-1118	30	7	collected	collect	VERB
ajbmeb-1118	30	8	and	and	CCONJ
ajbmeb-1118	30	9	recorded	record	VERB
ajbmeb-1118	30	10	by	by	ADP
ajbmeb-1118	30	11	the	the	DET
ajbmeb-1118	30	12	risk	risk	NOUN
ajbmeb-1118	30	13	management	management	NOUN
ajbmeb-1118	30	14	unit	unit	NOUN
ajbmeb-1118	30	15	,	,	PUNCT
ajbmeb-1118	30	16	and	and	CCONJ
ajbmeb-1118	30	17	the	the	DET
ajbmeb-1118	30	18	supporting	support	VERB
ajbmeb-1118	30	19	sources	source	NOUN
ajbmeb-1118	30	20	are	be	AUX
ajbmeb-1118	30	21	collected	collect	VERB
ajbmeb-1118	30	22	and	and	CCONJ
ajbmeb-1118	30	23	regularly	regularly	ADV
ajbmeb-1118	30	24	analyzed	analyze	VERB
ajbmeb-1118	30	25	by	by	ADP
ajbmeb-1118	30	26	the	the	DET
ajbmeb-1118	30	27	risk	risk	NOUN
ajbmeb-1118	30	28	management	management	NOUN
ajbmeb-1118	30	29	unit	unit	NOUN
ajbmeb-1118	30	30	.	.	PUNCT
ajbmeb-1118	31	1	the	the	DET
ajbmeb-1118	31	2	management	management	NOUN
ajbmeb-1118	31	3	of	of	ADP
ajbmeb-1118	31	4	the	the	DET
ajbmeb-1118	31	5	bank	bank	NOUN
ajbmeb-1118	31	6	and	and	CCONJ
ajbmeb-1118	31	7	relevant	relevant	ADJ
ajbmeb-1118	31	8	structural	structural	ADJ
ajbmeb-1118	31	9	units	unit	NOUN
ajbmeb-1118	31	10	will	will	AUX
ajbmeb-1118	31	11	be	be	AUX
ajbmeb-1118	31	12	notified	notify	VERB
ajbmeb-1118	31	13	of	of	ADP
ajbmeb-1118	31	14	the	the	DET
ajbmeb-1118	31	15	results	result	NOUN
ajbmeb-1118	31	16	of	of	ADP
ajbmeb-1118	31	17	the	the	DET
ajbmeb-1118	31	18	incident	incident	NOUN
ajbmeb-1118	31	19	investigation	investigation	NOUN
ajbmeb-1118	31	20	,	,	PUNCT
ajbmeb-1118	31	21	and	and	CCONJ
ajbmeb-1118	31	22	measures	measure	NOUN
ajbmeb-1118	31	23	will	will	AUX
ajbmeb-1118	31	24	be	be	AUX
ajbmeb-1118	31	25	developed	develop	VERB
ajbmeb-1118	31	26	to	to	PART
ajbmeb-1118	31	27	reduce	reduce	VERB
ajbmeb-1118	31	28	the	the	DET
ajbmeb-1118	31	29	consequences	consequence	NOUN
ajbmeb-1118	31	30	of	of	ADP
ajbmeb-1118	31	31	the	the	DET
ajbmeb-1118	31	32	incident	incident	NOUN
ajbmeb-1118	31	33	and	and	CCONJ
ajbmeb-1118	31	34	prevent	prevent	VERB
ajbmeb-1118	31	35	such	such	ADJ
ajbmeb-1118	31	36	incidents	incident	NOUN
ajbmeb-1118	31	37	in	in	ADP
ajbmeb-1118	31	38	the	the	DET
ajbmeb-1118	31	39	future	future	NOUN
ajbmeb-1118	31	40	.	.	PUNCT
ajbmeb-1118	32	1	the	the	DET
ajbmeb-1118	32	2	register	register	NOUN
ajbmeb-1118	32	3	of	of	ADP
ajbmeb-1118	32	4	risk	risk	NOUN
ajbmeb-1118	32	5	events	event	NOUN
ajbmeb-1118	32	6	includes	include	VERB
ajbmeb-1118	32	7	the	the	DET
ajbmeb-1118	32	8	following	follow	VERB
ajbmeb-1118	32	9	information	information	NOUN
ajbmeb-1118	32	10	:	:	PUNCT
ajbmeb-1118	32	11	a)the	a)the	DET
ajbmeb-1118	32	12	date	date	NOUN
ajbmeb-1118	32	13	of	of	ADP
ajbmeb-1118	32	14	occurrence	occurrence	NOUN
ajbmeb-1118	32	15	,	,	PUNCT
ajbmeb-1118	32	16	detection	detection	NOUN
ajbmeb-1118	32	17	and	and	CCONJ
ajbmeb-1118	32	18	registration	registration	NOUN
ajbmeb-1118	32	19	of	of	ADP
ajbmeb-1118	32	20	the	the	DET
ajbmeb-1118	32	21	incident	incident	NOUN
ajbmeb-1118	32	22	;	;	PUNCT
ajbmeb-1118	32	23	b	b	X
ajbmeb-1118	32	24	)	)	PUNCT
ajbmeb-1118	32	25	the	the	DET
ajbmeb-1118	32	26	date	date	NOUN
ajbmeb-1118	32	27	on	on	ADP
ajbmeb-1118	32	28	which	which	PRON
ajbmeb-1118	32	29	the	the	DET
ajbmeb-1118	32	30	impact	impact	NOUN
ajbmeb-1118	32	31	caused	cause	VERB
ajbmeb-1118	32	32	by	by	ADP
ajbmeb-1118	32	33	the	the	DET
ajbmeb-1118	32	34	event	event	NOUN
ajbmeb-1118	32	35	was	be	AUX
ajbmeb-1118	32	36	taken	take	VERB
ajbmeb-1118	32	37	into	into	ADP
ajbmeb-1118	32	38	account	account	NOUN
ajbmeb-1118	32	39	;	;	PUNCT
ajbmeb-1118	32	40	d	d	X
ajbmeb-1118	32	41	)	)	PUNCT
ajbmeb-1118	32	42	the	the	DET
ajbmeb-1118	32	43	employee	employee	NOUN
ajbmeb-1118	32	44	who	who	PRON
ajbmeb-1118	32	45	caused	cause	VERB
ajbmeb-1118	32	46	the	the	DET
ajbmeb-1118	32	47	incident	incident	NOUN
ajbmeb-1118	32	48	;	;	PUNCT
ajbmeb-1118	32	49	american	american	PROPN
ajbmeb-1118	32	50	journal	journal	PROPN
ajbmeb-1118	32	51	of	of	ADP
ajbmeb-1118	32	52	business	business	NOUN
ajbmeb-1118	32	53	management	management	NOUN
ajbmeb-1118	32	54	,	,	PUNCT
ajbmeb-1118	32	55	economics	economic	NOUN
ajbmeb-1118	32	56	and	and	CCONJ
ajbmeb-1118	32	57	banking	banking	NOUN
ajbmeb-1118	32	58	volume	volume	NOUN
ajbmeb-1118	32	59	15	15	NUM
ajbmeb-1118	32	60	august	august	PROPN
ajbmeb-1118	32	61	,	,	PUNCT
ajbmeb-1118	32	62	2023	2023	NUM
ajbmeb-1118	32	63	p	p	NOUN
ajbmeb-1118	32	64	a	a	PRON
ajbmeb-1118	32	65	g	g	NOUN
ajbmeb-1118	32	66	e	e	NOUN
ajbmeb-1118	32	67	|	|	ADV
ajbmeb-1118	32	68	29	29	NUM
ajbmeb-1118	32	69	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-1118	32	70	e	e	NOUN
ajbmeb-1118	32	71	)	)	PUNCT
ajbmeb-1118	32	72	the	the	DET
ajbmeb-1118	32	73	structural	structural	ADJ
ajbmeb-1118	32	74	unit	unit	NOUN
ajbmeb-1118	32	75	that	that	PRON
ajbmeb-1118	32	76	identified	identify	VERB
ajbmeb-1118	32	77	the	the	DET
ajbmeb-1118	32	78	incident	incident	NOUN
ajbmeb-1118	32	79	and	and	CCONJ
ajbmeb-1118	32	80	is	be	AUX
ajbmeb-1118	32	81	responsible	responsible	ADJ
ajbmeb-1118	32	82	for	for	ADP
ajbmeb-1118	32	83	its	its	PRON
ajbmeb-1118	32	84	investigation	investigation	NOUN
ajbmeb-1118	32	85	;	;	PUNCT
ajbmeb-1118	32	86	f	f	X
ajbmeb-1118	32	87	)	)	PUNCT
ajbmeb-1118	32	88	description	description	NOUN
ajbmeb-1118	32	89	of	of	ADP
ajbmeb-1118	32	90	the	the	DET
ajbmeb-1118	32	91	event	event	NOUN
ajbmeb-1118	32	92	and	and	CCONJ
ajbmeb-1118	32	93	reasons	reason	NOUN
ajbmeb-1118	32	94	for	for	ADP
ajbmeb-1118	32	95	its	its	PRON
ajbmeb-1118	32	96	occurrence	occurrence	NOUN
ajbmeb-1118	32	97	;	;	PUNCT
ajbmeb-1118	32	98	g	g	NOUN
ajbmeb-1118	32	99	)	)	PUNCT
ajbmeb-1118	32	100	amount	amount	NOUN
ajbmeb-1118	32	101	and	and	CCONJ
ajbmeb-1118	32	102	type	type	NOUN
ajbmeb-1118	32	103	of	of	ADP
ajbmeb-1118	32	104	the	the	DET
ajbmeb-1118	32	105	economic	economic	ADJ
ajbmeb-1118	32	106	impact	impact	NOUN
ajbmeb-1118	32	107	of	of	ADP
ajbmeb-1118	32	108	the	the	DET
ajbmeb-1118	32	109	event	event	NOUN
ajbmeb-1118	32	110	in	in	ADP
ajbmeb-1118	32	111	national	national	ADJ
ajbmeb-1118	32	112	currency	currency	NOUN
ajbmeb-1118	32	113	,	,	PUNCT
ajbmeb-1118	32	114	including	include	VERB
ajbmeb-1118	32	115	damages	damage	NOUN
ajbmeb-1118	32	116	,	,	PUNCT
ajbmeb-1118	32	117	compensation	compensation	NOUN
ajbmeb-1118	32	118	payment	payment	NOUN
ajbmeb-1118	32	119	,	,	PUNCT
ajbmeb-1118	32	120	possible	possible	ADJ
ajbmeb-1118	32	121	damages	damage	NOUN
ajbmeb-1118	32	122	;	;	PUNCT
ajbmeb-1118	32	123	h	h	X
ajbmeb-1118	32	124	)	)	PUNCT
ajbmeb-1118	32	125	type	type	NOUN
ajbmeb-1118	32	126	of	of	ADP
ajbmeb-1118	32	127	risk	risk	NOUN
ajbmeb-1118	32	128	associated	associate	VERB
ajbmeb-1118	32	129	with	with	ADP
ajbmeb-1118	32	130	the	the	DET
ajbmeb-1118	32	131	event	event	NOUN
ajbmeb-1118	32	132	,	,	PUNCT
ajbmeb-1118	32	133	including	include	VERB
ajbmeb-1118	32	134	credit	credit	NOUN
ajbmeb-1118	32	135	risk	risk	NOUN
ajbmeb-1118	32	136	,	,	PUNCT
ajbmeb-1118	32	137	market	market	NOUN
ajbmeb-1118	32	138	risk	risk	NOUN
ajbmeb-1118	32	139	;	;	PUNCT
ajbmeb-1118	32	140	i	i	PRON
ajbmeb-1118	32	141	)	)	PUNCT
ajbmeb-1118	32	142	classification	classification	NOUN
ajbmeb-1118	32	143	of	of	ADP
ajbmeb-1118	32	144	the	the	DET
ajbmeb-1118	32	145	event	event	NOUN
ajbmeb-1118	32	146	according	accord	VERB
ajbmeb-1118	32	147	to	to	ADP
ajbmeb-1118	32	148	the	the	DET
ajbmeb-1118	32	149	level	level	NOUN
ajbmeb-1118	32	150	of	of	ADP
ajbmeb-1118	32	151	significance	significance	NOUN
ajbmeb-1118	32	152	.	.	PUNCT
ajbmeb-1118	33	1	events	event	NOUN
ajbmeb-1118	33	2	are	be	AUX
ajbmeb-1118	33	3	classified	classify	VERB
ajbmeb-1118	33	4	according	accord	VERB
ajbmeb-1118	33	5	to	to	ADP
ajbmeb-1118	33	6	the	the	DET
ajbmeb-1118	33	7	frequency	frequency	NOUN
ajbmeb-1118	33	8	of	of	ADP
ajbmeb-1118	33	9	occurrence	occurrence	NOUN
ajbmeb-1118	33	10	according	accord	VERB
ajbmeb-1118	33	11	to	to	ADP
ajbmeb-1118	33	12	the	the	DET
ajbmeb-1118	33	13	following	follow	VERB
ajbmeb-1118	33	14	criteria	criterion	NOUN
ajbmeb-1118	33	15	:	:	PUNCT
ajbmeb-1118	33	16	a	a	X
ajbmeb-1118	33	17	)	)	PUNCT
ajbmeb-1118	33	18	if	if	SCONJ
ajbmeb-1118	33	19	the	the	DET
ajbmeb-1118	33	20	event	event	NOUN
ajbmeb-1118	33	21	is	be	AUX
ajbmeb-1118	33	22	repeated	repeat	VERB
ajbmeb-1118	33	23	from	from	ADP
ajbmeb-1118	33	24	1	1	NUM
ajbmeb-1118	33	25	to	to	PART
ajbmeb-1118	33	26	5	5	NUM
ajbmeb-1118	33	27	times	time	NOUN
ajbmeb-1118	33	28	it	it	PRON
ajbmeb-1118	33	29	is	be	AUX
ajbmeb-1118	33	30	very	very	ADV
ajbmeb-1118	33	31	rare	rare	ADJ
ajbmeb-1118	33	32	;	;	PUNCT
ajbmeb-1118	33	33	b	b	X
ajbmeb-1118	33	34	)	)	PUNCT
ajbmeb-1118	33	35	if	if	SCONJ
ajbmeb-1118	33	36	the	the	DET
ajbmeb-1118	33	37	event	event	NOUN
ajbmeb-1118	33	38	is	be	AUX
ajbmeb-1118	33	39	repeated	repeat	VERB
ajbmeb-1118	33	40	from	from	ADP
ajbmeb-1118	33	41	5	5	NUM
ajbmeb-1118	33	42	to	to	PART
ajbmeb-1118	33	43	10	10	NUM
ajbmeb-1118	33	44	times	time	NOUN
ajbmeb-1118	33	45	less	less	ADJ
ajbmeb-1118	33	46	;	;	PUNCT
ajbmeb-1118	33	47	d	d	X
ajbmeb-1118	33	48	)	)	PUNCT
ajbmeb-1118	33	49	if	if	SCONJ
ajbmeb-1118	33	50	the	the	DET
ajbmeb-1118	33	51	event	event	NOUN
ajbmeb-1118	33	52	is	be	AUX
ajbmeb-1118	33	53	repeated	repeat	VERB
ajbmeb-1118	33	54	from	from	ADP
ajbmeb-1118	33	55	10	10	NUM
ajbmeb-1118	33	56	to	to	PART
ajbmeb-1118	33	57	25	25	NUM
ajbmeb-1118	33	58	times	time	NOUN
ajbmeb-1118	33	59	medium	medium	NOUN
ajbmeb-1118	33	60	;	;	PUNCT
ajbmeb-1118	34	1	e	e	X
ajbmeb-1118	34	2	)	)	PUNCT
ajbmeb-1118	34	3	if	if	SCONJ
ajbmeb-1118	34	4	the	the	DET
ajbmeb-1118	34	5	event	event	NOUN
ajbmeb-1118	34	6	is	be	AUX
ajbmeb-1118	34	7	repeated	repeat	VERB
ajbmeb-1118	34	8	from	from	ADP
ajbmeb-1118	34	9	25	25	NUM
ajbmeb-1118	34	10	to	to	PART
ajbmeb-1118	34	11	50	50	NUM
ajbmeb-1118	34	12	times	time	NOUN
ajbmeb-1118	34	13	a	a	DET
ajbmeb-1118	34	14	lot	lot	NOUN
ajbmeb-1118	34	15	;	;	PUNCT
ajbmeb-1118	34	16	f	f	X
ajbmeb-1118	34	17	)	)	PUNCT
ajbmeb-1118	34	18	if	if	SCONJ
ajbmeb-1118	34	19	the	the	DET
ajbmeb-1118	34	20	event	event	NOUN
ajbmeb-1118	34	21	is	be	AUX
ajbmeb-1118	34	22	repeated	repeat	VERB
ajbmeb-1118	34	23	more	more	ADJ
ajbmeb-1118	34	24	than	than	ADP
ajbmeb-1118	34	25	50	50	NUM
ajbmeb-1118	34	26	times	time	NOUN
ajbmeb-1118	34	27	too	too	ADV
ajbmeb-1118	34	28	many	many	ADJ
ajbmeb-1118	34	29	.	.	PUNCT
ajbmeb-1118	35	1	events	event	NOUN
ajbmeb-1118	35	2	with	with	ADP
ajbmeb-1118	35	3	the	the	DET
ajbmeb-1118	35	4	amount	amount	NOUN
ajbmeb-1118	35	5	of	of	ADP
ajbmeb-1118	35	6	direct	direct	ADJ
ajbmeb-1118	35	7	loss	loss	NOUN
ajbmeb-1118	35	8	or	or	CCONJ
ajbmeb-1118	35	9	probable	probable	ADJ
ajbmeb-1118	35	10	loss	loss	NOUN
ajbmeb-1118	35	11	are	be	AUX
ajbmeb-1118	35	12	classified	classify	VERB
ajbmeb-1118	35	13	according	accord	VERB
ajbmeb-1118	35	14	to	to	ADP
ajbmeb-1118	35	15	the	the	DET
ajbmeb-1118	35	16	level	level	NOUN
ajbmeb-1118	35	17	of	of	ADP
ajbmeb-1118	35	18	impact	impact	NOUN
ajbmeb-1118	35	19	on	on	ADP
ajbmeb-1118	35	20	the	the	DET
ajbmeb-1118	35	21	banking	banking	NOUN
ajbmeb-1118	35	22	activity	activity	NOUN
ajbmeb-1118	35	23	based	base	VERB
ajbmeb-1118	35	24	on	on	ADP
ajbmeb-1118	35	25	the	the	DET
ajbmeb-1118	35	26	following	follow	VERB
ajbmeb-1118	35	27	criteria	criterion	NOUN
ajbmeb-1118	35	28	:	:	PUNCT
ajbmeb-1118	35	29	a	a	X
ajbmeb-1118	35	30	)	)	PUNCT
ajbmeb-1118	35	31	events	event	NOUN
ajbmeb-1118	35	32	with	with	ADP
ajbmeb-1118	35	33	a	a	DET
ajbmeb-1118	35	34	loss	loss	NOUN
ajbmeb-1118	35	35	amount	amount	NOUN
ajbmeb-1118	35	36	up	up	ADP
ajbmeb-1118	35	37	to	to	ADP
ajbmeb-1118	35	38	0.0005	0.0005	NUM
ajbmeb-1118	35	39	%	%	NOUN
ajbmeb-1118	35	40	of	of	ADP
ajbmeb-1118	35	41	the	the	DET
ajbmeb-1118	35	42	amount	amount	NOUN
ajbmeb-1118	35	43	of	of	ADP
ajbmeb-1118	35	44	the	the	DET
ajbmeb-1118	35	45	bank	bank	NOUN
ajbmeb-1118	35	46	’s	’s	PART
ajbmeb-1118	35	47	private	private	ADJ
ajbmeb-1118	35	48	capital	capital	NOUN
ajbmeb-1118	35	49	are	be	AUX
ajbmeb-1118	35	50	insignificant	insignificant	ADJ
ajbmeb-1118	35	51	;	;	PUNCT
ajbmeb-1118	35	52	b	b	X
ajbmeb-1118	35	53	)	)	PUNCT
ajbmeb-1118	35	54	incidents	incident	NOUN
ajbmeb-1118	35	55	with	with	ADP
ajbmeb-1118	35	56	a	a	DET
ajbmeb-1118	35	57	loss	loss	NOUN
ajbmeb-1118	35	58	amount	amount	NOUN
ajbmeb-1118	35	59	from	from	ADP
ajbmeb-1118	35	60	0.0005	0.0005	NUM
ajbmeb-1118	35	61	%	%	NOUN
ajbmeb-1118	35	62	to	to	PART
ajbmeb-1118	35	63	0.005	0.005	NUM
ajbmeb-1118	35	64	%	%	NOUN
ajbmeb-1118	35	65	of	of	ADP
ajbmeb-1118	35	66	the	the	DET
ajbmeb-1118	35	67	bank	bank	NOUN
ajbmeb-1118	35	68	’s	’s	PART
ajbmeb-1118	35	69	private	private	ADJ
ajbmeb-1118	35	70	capital	capital	NOUN
ajbmeb-1118	35	71	are	be	AUX
ajbmeb-1118	35	72	small	small	ADJ
ajbmeb-1118	35	73	;	;	PUNCT
ajbmeb-1118	35	74	d	d	X
ajbmeb-1118	35	75	)	)	PUNCT
ajbmeb-1118	35	76	events	event	NOUN
ajbmeb-1118	35	77	with	with	ADP
ajbmeb-1118	35	78	a	a	DET
ajbmeb-1118	35	79	loss	loss	NOUN
ajbmeb-1118	35	80	amount	amount	NOUN
ajbmeb-1118	35	81	from	from	ADP
ajbmeb-1118	35	82	0.005	0.005	NUM
ajbmeb-1118	35	83	%	%	NOUN
ajbmeb-1118	35	84	to	to	PART
ajbmeb-1118	35	85	0.05	0.05	NUM
ajbmeb-1118	35	86	%	%	NOUN
ajbmeb-1118	35	87	of	of	ADP
ajbmeb-1118	35	88	the	the	DET
ajbmeb-1118	35	89	amount	amount	NOUN
ajbmeb-1118	35	90	of	of	ADP
ajbmeb-1118	35	91	private	private	ADJ
ajbmeb-1118	35	92	capital	capital	NOUN
ajbmeb-1118	35	93	of	of	ADP
ajbmeb-1118	35	94	the	the	DET
ajbmeb-1118	35	95	bank	bank	NOUN
ajbmeb-1118	35	96	medium	medium	NOUN
ajbmeb-1118	35	97	;	;	PUNCT
ajbmeb-1118	35	98	e	e	X
ajbmeb-1118	35	99	)	)	PUNCT
ajbmeb-1118	35	100	events	event	NOUN
ajbmeb-1118	35	101	with	with	ADP
ajbmeb-1118	35	102	a	a	DET
ajbmeb-1118	35	103	loss	loss	NOUN
ajbmeb-1118	35	104	amount	amount	NOUN
ajbmeb-1118	35	105	of	of	ADP
ajbmeb-1118	35	106	0.05	0.05	NUM
ajbmeb-1118	35	107	%	%	NOUN
ajbmeb-1118	35	108	to	to	PART
ajbmeb-1118	35	109	5	5	NUM
ajbmeb-1118	35	110	%	%	NOUN
ajbmeb-1118	35	111	of	of	ADP
ajbmeb-1118	35	112	the	the	DET
ajbmeb-1118	35	113	bank	bank	NOUN
ajbmeb-1118	35	114	’s	’s	PART
ajbmeb-1118	35	115	private	private	ADJ
ajbmeb-1118	35	116	capital	capital	NOUN
ajbmeb-1118	35	117	serious	serious	ADJ
ajbmeb-1118	35	118	;	;	PUNCT
ajbmeb-1118	35	119	f	f	X
ajbmeb-1118	35	120	)	)	PUNCT
ajbmeb-1118	35	121	incidents	incident	NOUN
ajbmeb-1118	35	122	with	with	ADP
ajbmeb-1118	35	123	an	an	DET
ajbmeb-1118	35	124	amount	amount	NOUN
ajbmeb-1118	35	125	equal	equal	ADJ
ajbmeb-1118	35	126	to	to	ADP
ajbmeb-1118	35	127	or	or	CCONJ
ajbmeb-1118	35	128	greater	great	ADJ
ajbmeb-1118	35	129	than	than	ADP
ajbmeb-1118	35	130	5	5	NUM
ajbmeb-1118	35	131	%	%	NOUN
ajbmeb-1118	35	132	of	of	ADP
ajbmeb-1118	35	133	the	the	DET
ajbmeb-1118	35	134	bank	bank	NOUN
ajbmeb-1118	35	135	’s	’s	PART
ajbmeb-1118	35	136	private	private	ADJ
ajbmeb-1118	35	137	capital	capital	NOUN
ajbmeb-1118	35	138	are	be	AUX
ajbmeb-1118	35	139	very	very	ADV
ajbmeb-1118	35	140	serious	serious	ADJ
ajbmeb-1118	35	141	.	.	PUNCT
ajbmeb-1118	36	1	according	accord	VERB
ajbmeb-1118	36	2	to	to	ADP
ajbmeb-1118	36	3	the	the	DET
ajbmeb-1118	36	4	scope	scope	NOUN
ajbmeb-1118	36	5	of	of	ADP
ajbmeb-1118	36	6	the	the	DET
ajbmeb-1118	36	7	impact	impact	NOUN
ajbmeb-1118	36	8	,	,	PUNCT
ajbmeb-1118	36	9	events	event	NOUN
ajbmeb-1118	36	10	where	where	SCONJ
ajbmeb-1118	36	11	the	the	DET
ajbmeb-1118	36	12	amount	amount	NOUN
ajbmeb-1118	36	13	of	of	ADP
ajbmeb-1118	36	14	loss	loss	NOUN
ajbmeb-1118	36	15	can	can	AUX
ajbmeb-1118	36	16	not	not	PART
ajbmeb-1118	36	17	be	be	AUX
ajbmeb-1118	36	18	calculated	calculate	VERB
ajbmeb-1118	36	19	are	be	AUX
ajbmeb-1118	36	20	evaluated	evaluate	VERB
ajbmeb-1118	36	21	by	by	ADP
ajbmeb-1118	36	22	an	an	DET
ajbmeb-1118	36	23	expert	expert	NOUN
ajbmeb-1118	36	24	with	with	ADP
ajbmeb-1118	36	25	the	the	DET
ajbmeb-1118	36	26	classification	classification	NOUN
ajbmeb-1118	36	27	of	of	ADP
ajbmeb-1118	36	28	insignificant	insignificant	ADJ
ajbmeb-1118	36	29	,	,	PUNCT
ajbmeb-1118	36	30	small	small	ADJ
ajbmeb-1118	36	31	,	,	PUNCT
ajbmeb-1118	36	32	medium	medium	ADJ
ajbmeb-1118	36	33	,	,	PUNCT
ajbmeb-1118	36	34	serious	serious	ADJ
ajbmeb-1118	36	35	and	and	CCONJ
ajbmeb-1118	36	36	very	very	ADV
ajbmeb-1118	36	37	serious	serious	ADJ
ajbmeb-1118	36	38	.	.	PUNCT
ajbmeb-1118	37	1	the	the	DET
ajbmeb-1118	37	2	level	level	NOUN
ajbmeb-1118	37	3	of	of	ADP
ajbmeb-1118	37	4	risk	risk	NOUN
ajbmeb-1118	37	5	is	be	AUX
ajbmeb-1118	37	6	classified	classify	VERB
ajbmeb-1118	37	7	according	accord	VERB
ajbmeb-1118	37	8	to	to	ADP
ajbmeb-1118	37	9	the	the	DET
ajbmeb-1118	37	10	combination	combination	NOUN
ajbmeb-1118	37	11	of	of	ADP
ajbmeb-1118	37	12	the	the	DET
ajbmeb-1118	37	13	frequency	frequency	NOUN
ajbmeb-1118	37	14	of	of	ADP
ajbmeb-1118	37	15	occurrence	occurrence	NOUN
ajbmeb-1118	37	16	of	of	ADP
ajbmeb-1118	37	17	events	event	NOUN
ajbmeb-1118	37	18	and	and	CCONJ
ajbmeb-1118	37	19	the	the	DET
ajbmeb-1118	37	20	degree	degree	NOUN
ajbmeb-1118	37	21	of	of	ADP
ajbmeb-1118	37	22	impact	impact	NOUN
ajbmeb-1118	37	23	on	on	ADP
ajbmeb-1118	37	24	banking	banking	NOUN
ajbmeb-1118	37	25	activities	activity	NOUN
ajbmeb-1118	37	26	in	in	ADP
ajbmeb-1118	37	27	the	the	DET
ajbmeb-1118	37	28	following	follow	VERB
ajbmeb-1118	37	29	order	order	NOUN
ajbmeb-1118	37	30	:	:	PUNCT
ajbmeb-1118	37	31	table	table	NOUN
ajbmeb-1118	37	32	1	1	NUM
ajbmeb-1118	37	33	levels	level	NOUN
ajbmeb-1118	37	34	of	of	ADP
ajbmeb-1118	37	35	risk	risk	NOUN
ajbmeb-1118	37	36	of	of	ADP
ajbmeb-1118	37	37	events	event	NOUN
ajbmeb-1118	37	38	[	[	X
ajbmeb-1118	37	39	10	10	NUM
ajbmeb-1118	37	40	]	]	X
ajbmeb-1118	37	41	frequency	frequency	NOUN
ajbmeb-1118	37	42	of	of	ADP
ajbmeb-1118	37	43	occurrence	occurrence	NOUN
ajbmeb-1118	37	44	of	of	ADP
ajbmeb-1118	37	45	events	event	NOUN
ajbmeb-1118	37	46	the	the	DET
ajbmeb-1118	37	47	degree	degree	NOUN
ajbmeb-1118	37	48	of	of	ADP
ajbmeb-1118	37	49	influence	influence	NOUN
ajbmeb-1118	37	50	on	on	ADP
ajbmeb-1118	37	51	the	the	DET
ajbmeb-1118	37	52	banking	banking	NOUN
ajbmeb-1118	37	53	activity	activity	NOUN
ajbmeb-1118	37	54	risk	risk	NOUN
ajbmeb-1118	37	55	level	level	NOUN
ajbmeb-1118	37	56	very	very	ADV
ajbmeb-1118	37	57	little	little	ADJ
ajbmeb-1118	37	58	it	it	PRON
ajbmeb-1118	37	59	does	do	AUX
ajbmeb-1118	37	60	n’t	not	PART
ajbmeb-1118	37	61	matter	matter	VERB
ajbmeb-1118	37	62	low	low	ADJ
ajbmeb-1118	37	63	very	very	ADV
ajbmeb-1118	37	64	little	little	ADJ
ajbmeb-1118	37	65	small	small	ADJ
ajbmeb-1118	37	66	low	low	ADJ
ajbmeb-1118	37	67	many	many	ADJ
ajbmeb-1118	37	68	it	it	PRON
ajbmeb-1118	37	69	does	do	AUX
ajbmeb-1118	37	70	n't	not	PART
ajbmeb-1118	37	71	matter	matter	VERB
ajbmeb-1118	37	72	low	low	ADJ
ajbmeb-1118	37	73	medium	medium	NOUN
ajbmeb-1118	37	74	it	it	PRON
ajbmeb-1118	37	75	does	do	AUX
ajbmeb-1118	37	76	n't	not	PART
ajbmeb-1118	37	77	matter	matter	VERB
ajbmeb-1118	37	78	low	low	ADV
ajbmeb-1118	37	79	many	many	ADJ
ajbmeb-1118	37	80	it	it	PRON
ajbmeb-1118	37	81	does	do	AUX
ajbmeb-1118	37	82	n't	not	PART
ajbmeb-1118	37	83	matter	matter	VERB
ajbmeb-1118	37	84	low	low	ADJ
ajbmeb-1118	37	85	too	too	ADV
ajbmeb-1118	37	86	much	much	ADJ
ajbmeb-1118	37	87	it	it	PRON
ajbmeb-1118	37	88	does	do	AUX
ajbmeb-1118	37	89	n't	not	PART
ajbmeb-1118	37	90	matter	matter	VERB
ajbmeb-1118	37	91	below	below	ADV
ajbmeb-1118	37	92	average	average	ADJ
ajbmeb-1118	37	93	little	little	ADJ
ajbmeb-1118	37	94	small	small	ADJ
ajbmeb-1118	37	95	below	below	ADP
ajbmeb-1118	37	96	average	average	ADJ
ajbmeb-1118	37	97	medium	medium	ADJ
ajbmeb-1118	37	98	small	small	ADJ
ajbmeb-1118	37	99	below	below	ADP
ajbmeb-1118	37	100	average	average	ADJ
ajbmeb-1118	37	101	many	many	ADJ
ajbmeb-1118	37	102	small	small	ADJ
ajbmeb-1118	37	103	below	below	ADP
ajbmeb-1118	37	104	average	average	ADJ
ajbmeb-1118	37	105	very	very	ADV
ajbmeb-1118	37	106	little	little	ADJ
ajbmeb-1118	37	107	medium	medium	ADJ
ajbmeb-1118	37	108	below	below	ADP
ajbmeb-1118	37	109	average	average	ADJ
ajbmeb-1118	37	110	little	little	ADJ
ajbmeb-1118	37	111	medium	medium	NOUN
ajbmeb-1118	37	112	below	below	ADP
ajbmeb-1118	37	113	average	average	ADJ
ajbmeb-1118	37	114	too	too	ADV
ajbmeb-1118	37	115	much	much	ADJ
ajbmeb-1118	37	116	small	small	ADJ
ajbmeb-1118	37	117	average	average	ADJ
ajbmeb-1118	37	118	medium	medium	ADJ
ajbmeb-1118	37	119	medium	medium	ADJ
ajbmeb-1118	37	120	average	average	ADJ
ajbmeb-1118	37	121	many	many	ADJ
ajbmeb-1118	37	122	medium	medium	ADJ
ajbmeb-1118	37	123	average	average	ADJ
ajbmeb-1118	37	124	very	very	ADV
ajbmeb-1118	37	125	little	little	ADJ
ajbmeb-1118	37	126	seriously	seriously	ADV
ajbmeb-1118	37	127	average	average	ADJ
ajbmeb-1118	37	128	little	little	ADJ
ajbmeb-1118	37	129	seriously	seriously	ADV
ajbmeb-1118	37	130	average	average	ADJ
ajbmeb-1118	37	131	american	american	ADJ
ajbmeb-1118	37	132	journal	journal	PROPN
ajbmeb-1118	37	133	of	of	ADP
ajbmeb-1118	37	134	business	business	NOUN
ajbmeb-1118	37	135	management	management	NOUN
ajbmeb-1118	37	136	,	,	PUNCT
ajbmeb-1118	37	137	economics	economic	NOUN
ajbmeb-1118	37	138	and	and	CCONJ
ajbmeb-1118	37	139	banking	banking	NOUN
ajbmeb-1118	37	140	volume	volume	NOUN
ajbmeb-1118	37	141	15	15	NUM
ajbmeb-1118	37	142	august	august	PROPN
ajbmeb-1118	37	143	,	,	PUNCT
ajbmeb-1118	37	144	2023	2023	NUM
ajbmeb-1118	37	145	p	p	NOUN
ajbmeb-1118	37	146	a	a	DET
ajbmeb-1118	37	147	g	g	NOUN
ajbmeb-1118	37	148	e	e	NOUN
ajbmeb-1118	37	149	|	|	NOUN
ajbmeb-1118	37	150	30	30	NUM
ajbmeb-1118	37	151	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1118	37	152	very	very	ADV
ajbmeb-1118	37	153	little	little	ADJ
ajbmeb-1118	37	154	very	very	ADV
ajbmeb-1118	37	155	serious	serious	ADJ
ajbmeb-1118	37	156	average	average	ADJ
ajbmeb-1118	37	157	too	too	ADV
ajbmeb-1118	37	158	much	much	ADJ
ajbmeb-1118	37	159	medium	medium	NOUN
ajbmeb-1118	37	160	above	above	ADP
ajbmeb-1118	37	161	average	average	ADJ
ajbmeb-1118	37	162	medium	medium	NOUN
ajbmeb-1118	37	163	seriously	seriously	ADV
ajbmeb-1118	37	164	above	above	ADV
ajbmeb-1118	37	165	average	average	ADJ
ajbmeb-1118	37	166	many	many	ADJ
ajbmeb-1118	37	167	seriously	seriously	ADV
ajbmeb-1118	37	168	above	above	ADP
ajbmeb-1118	37	169	average	average	ADJ
ajbmeb-1118	37	170	many	many	ADJ
ajbmeb-1118	37	171	very	very	ADV
ajbmeb-1118	37	172	serious	serious	ADJ
ajbmeb-1118	37	173	above	above	ADP
ajbmeb-1118	37	174	average	average	ADJ
ajbmeb-1118	37	175	medium	medium	NOUN
ajbmeb-1118	37	176	very	very	ADV
ajbmeb-1118	37	177	serious	serious	ADJ
ajbmeb-1118	37	178	above	above	ADV
ajbmeb-1118	37	179	average	average	ADJ
ajbmeb-1118	38	1	too	too	ADV
ajbmeb-1118	38	2	much	much	ADV
ajbmeb-1118	38	3	seriously	seriously	ADV
ajbmeb-1118	38	4	high	high	ADJ
ajbmeb-1118	38	5	many	many	ADJ
ajbmeb-1118	38	6	very	very	ADV
ajbmeb-1118	38	7	serious	serious	ADJ
ajbmeb-1118	38	8	high	high	ADJ
ajbmeb-1118	38	9	too	too	ADV
ajbmeb-1118	38	10	much	much	ADV
ajbmeb-1118	38	11	very	very	ADV
ajbmeb-1118	38	12	serious	serious	ADJ
ajbmeb-1118	38	13	high	high	ADV
ajbmeb-1118	38	14	below	below	ADP
ajbmeb-1118	38	15	we	we	PRON
ajbmeb-1118	38	16	will	will	AUX
ajbmeb-1118	38	17	consider	consider	VERB
ajbmeb-1118	38	18	the	the	DET
ajbmeb-1118	38	19	operational	operational	ADJ
ajbmeb-1118	38	20	risk	risk	NOUN
ajbmeb-1118	38	21	map	map	NOUN
ajbmeb-1118	38	22	compiled	compile	VERB
ajbmeb-1118	38	23	by	by	ADP
ajbmeb-1118	38	24	at	at	ADP
ajbmeb-1118	38	25	“	"	PUNCT
ajbmeb-1118	38	26	aloqabank	aloqabank	NOUN
ajbmeb-1118	38	27	”	"	PUNCT
ajbmeb-1118	38	28	based	base	VERB
ajbmeb-1118	38	29	on	on	ADP
ajbmeb-1118	38	30	the	the	DET
ajbmeb-1118	38	31	data	datum	NOUN
ajbmeb-1118	38	32	on	on	ADP
ajbmeb-1118	38	33	the	the	DET
ajbmeb-1118	38	34	results	result	NOUN
ajbmeb-1118	38	35	of	of	ADP
ajbmeb-1118	38	36	the	the	DET
ajbmeb-1118	38	37	first	first	ADJ
ajbmeb-1118	38	38	quarter	quarter	NOUN
ajbmeb-1118	38	39	of	of	ADP
ajbmeb-1118	38	40	2023	2023	NUM
ajbmeb-1118	38	41	:	:	PUNCT
ajbmeb-1118	38	42	table	table	NOUN
ajbmeb-1118	38	43	2	2	NUM
ajbmeb-1118	38	44	at	at	ADP
ajbmeb-1118	38	45	“	"	PUNCT
ajbmeb-1118	38	46	alokabank	alokabank	ADJ
ajbmeb-1118	38	47	”	"	PUNCT
ajbmeb-1118	38	48	risk	risk	NOUN
ajbmeb-1118	38	49	map	map	NOUN
ajbmeb-1118	39	1	[	[	X
ajbmeb-1118	39	2	11	11	NUM
ajbmeb-1118	39	3	]	]	PUNCT
ajbmeb-1118	39	4	as	as	ADP
ajbmeb-1118	39	5	of	of	ADP
ajbmeb-1118	39	6	01.04.2023	01.04.2023	NUM
ajbmeb-1118	39	7	risk	risk	NOUN
ajbmeb-1118	39	8	level	level	NOUN
ajbmeb-1118	39	9	p	p	NOUN
ajbmeb-1118	39	10	ro	ro	PROPN
ajbmeb-1118	39	11	b	b	PROPN
ajbmeb-1118	39	12	a	a	DET
ajbmeb-1118	39	13	b	b	X
ajbmeb-1118	39	14	il	il	INTJ
ajbmeb-1118	40	1	it	it	PRON
ajbmeb-1118	41	1	y	y	NOUN
ajbmeb-1118	41	2	o	o	NOUN
ajbmeb-1118	41	3	f	f	X
ajbmeb-1118	41	4	o	o	X
ajbmeb-1118	41	5	cc	cc	PROPN
ajbmeb-1118	41	6	u	u	PROPN
ajbmeb-1118	41	7	rr	rr	PROPN
ajbmeb-1118	41	8	en	en	PROPN
ajbmeb-1118	41	9	ce	ce	PROPN
ajbmeb-1118	41	10	too	too	ADV
ajbmeb-1118	41	11	much	much	ADV
ajbmeb-1118	41	12	low	low	ADJ
ajbmeb-1118	41	13	a	a	DET
ajbmeb-1118	41	14	lot	lot	NOUN
ajbmeb-1118	41	15	оr-1700	оr-1700	NOUN
ajbmeb-1118	41	16	оr	оr	PROPN
ajbmeb-1118	41	17	1521	1521	NUM
ajbmeb-1118	41	18	оr	оr	PROPN
ajbmeb-1118	41	19	1900	1900	NUM
ajbmeb-1118	41	20	оr	оr	PROPN
ajbmeb-1118	41	21	1521	1521	NUM
ajbmeb-1118	41	22	below	below	ADP
ajbmeb-1118	41	23	average	average	ADJ
ajbmeb-1118	41	24	medium	medium	NOUN
ajbmeb-1118	41	25	оr	оr	PROPN
ajbmeb-1118	41	26	-1600	-1600	PROPN
ajbmeb-1118	41	27	оr	оr	PROPN
ajbmeb-1118	41	28	1600	1600	NUM
ajbmeb-1118	41	29	average	average	NOUN
ajbmeb-1118	41	30	few	few	ADJ
ajbmeb-1118	41	31	оr	оr	PROPN
ajbmeb-1118	41	32	-1900	-1900	PROPN
ajbmeb-1118	41	33	оr	оr	PROPN
ajbmeb-1118	41	34	1900	1900	NUM
ajbmeb-1118	41	35	оr	оr	PROPN
ajbmeb-1118	41	36	1521	1521	NUM
ajbmeb-1118	41	37	оr	оr	PROPN
ajbmeb-1118	41	38	1600	1600	NUM
ajbmeb-1118	41	39	оr	оr	PROPN
ajbmeb-1118	41	40	1700	1700	NUM
ajbmeb-1118	41	41	оr-1600	оr-1600	NOUN
ajbmeb-1118	41	42	above	above	ADV
ajbmeb-1118	41	43	average	average	ADJ
ajbmeb-1118	41	44	very	very	ADV
ajbmeb-1118	41	45	little	little	ADJ
ajbmeb-1118	41	46	оr	оr	PROPN
ajbmeb-1118	41	47	2100	2100	NUM
ajbmeb-1118	41	48	оr	оr	PROPN
ajbmeb-1118	41	49	3050	3050	NUM
ajbmeb-1118	41	50	оr	оr	PROPN
ajbmeb-1118	41	51	1600	1600	NUM
ajbmeb-1118	41	52	оr-1100	оr-1100	NOUN
ajbmeb-1118	41	53	оr-1300	оr-1300	PROPN
ajbmeb-1118	41	54	high	high	ADV
ajbmeb-1118	41	55	it	it	PRON
ajbmeb-1118	41	56	does	do	AUX
ajbmeb-1118	41	57	n't	not	PART
ajbmeb-1118	41	58	matter	matter	VERB
ajbmeb-1118	41	59	small	small	ADJ
ajbmeb-1118	41	60	average	average	ADJ
ajbmeb-1118	41	61	seriously	seriously	ADV
ajbmeb-1118	41	62	very	very	ADV
ajbmeb-1118	41	63	serious	serious	ADJ
ajbmeb-1118	41	64	the	the	DET
ajbmeb-1118	41	65	level	level	NOUN
ajbmeb-1118	41	66	of	of	ADP
ajbmeb-1118	41	67	influence	influence	NOUN
ajbmeb-1118	41	68	on	on	ADP
ajbmeb-1118	41	69	the	the	DET
ajbmeb-1118	41	70	bank	bank	NOUN
ajbmeb-1118	41	71	’s	’s	PART
ajbmeb-1118	41	72	activity	activity	NOUN
ajbmeb-1118	41	73	american	american	ADJ
ajbmeb-1118	41	74	journal	journal	PROPN
ajbmeb-1118	41	75	of	of	ADP
ajbmeb-1118	41	76	business	business	NOUN
ajbmeb-1118	41	77	management	management	NOUN
ajbmeb-1118	41	78	,	,	PUNCT
ajbmeb-1118	41	79	economics	economic	NOUN
ajbmeb-1118	41	80	and	and	CCONJ
ajbmeb-1118	41	81	banking	banking	NOUN
ajbmeb-1118	41	82	volume	volume	NOUN
ajbmeb-1118	41	83	15	15	NUM
ajbmeb-1118	41	84	august	august	PROPN
ajbmeb-1118	41	85	,	,	PUNCT
ajbmeb-1118	41	86	2023	2023	NUM
ajbmeb-1118	41	87	p	p	NOUN
ajbmeb-1118	41	88	a	a	DET
ajbmeb-1118	41	89	g	g	NOUN
ajbmeb-1118	41	90	e	e	NOUN
ajbmeb-1118	41	91	|	|	ADV
ajbmeb-1118	41	92	31	31	NUM
ajbmeb-1118	41	93	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-1118	41	94	internal	internal	ADJ
ajbmeb-1118	41	95	fraud	fraud	NOUN
ajbmeb-1118	41	96	cases	case	NOUN
ajbmeb-1118	41	97	(	(	PUNCT
ajbmeb-1118	41	98	or–1000	or–1000	ADJ
ajbmeb-1118	41	99	)	)	PUNCT
ajbmeb-1118	41	100	,	,	PUNCT
ajbmeb-1118	41	101	external	external	ADJ
ajbmeb-1118	41	102	fraud	fraud	NOUN
ajbmeb-1118	41	103	(	(	PUNCT
ajbmeb-1118	41	104	or–1100	or–1100	PROPN
ajbmeb-1118	41	105	)	)	PUNCT
ajbmeb-1118	41	106	,	,	PUNCT
ajbmeb-1118	41	107	errors	error	NOUN
ajbmeb-1118	41	108	in	in	ADP
ajbmeb-1118	41	109	customers	customer	NOUN
ajbmeb-1118	41	110	,	,	PUNCT
ajbmeb-1118	41	111	products	product	NOUN
ajbmeb-1118	41	112	and	and	CCONJ
ajbmeb-1118	41	113	business	business	NOUN
ajbmeb-1118	41	114	practices	practice	NOUN
ajbmeb-1118	41	115	(	(	PUNCT
ajbmeb-1118	41	116	or–1300	or–1300	ADJ
ajbmeb-1118	41	117	)	)	PUNCT
ajbmeb-1118	41	118	,	,	PUNCT
ajbmeb-1118	41	119	deficiencies	deficiency	NOUN
ajbmeb-1118	41	120	in	in	ADP
ajbmeb-1118	41	121	business	business	NOUN
ajbmeb-1118	41	122	process	process	NOUN
ajbmeb-1118	41	123	software	software	NOUN
ajbmeb-1118	41	124	communication	communication	NOUN
ajbmeb-1118	41	125	systems	system	NOUN
ajbmeb-1118	41	126	(	(	PUNCT
ajbmeb-1118	41	127	or–1500	or–1500	NOUN
ajbmeb-1118	41	128	)	)	PUNCT
ajbmeb-1118	41	129	,	,	PUNCT
ajbmeb-1118	41	130	the	the	DET
ajbmeb-1118	41	131	bank	bank	NOUN
ajbmeb-1118	41	132	’s	’s	PART
ajbmeb-1118	41	133	new	new	ADJ
ajbmeb-1118	41	134	colvir	colvir	NOUN
ajbmeb-1118	41	135	software	software	NOUN
ajbmeb-1118	41	136	problems	problem	NOUN
ajbmeb-1118	41	137	(	(	PUNCT
ajbmeb-1118	41	138	or–1521	or–1521	NOUN
ajbmeb-1118	41	139	)	)	PUNCT
ajbmeb-1118	41	140	,	,	PUNCT
ajbmeb-1118	41	141	power	power	NOUN
ajbmeb-1118	41	142	outages	outage	NOUN
ajbmeb-1118	41	143	(	(	PUNCT
ajbmeb-1118	41	144	or–1600	or–1600	NOUN
ajbmeb-1118	41	145	)	)	PUNCT
ajbmeb-1118	41	146	,	,	PUNCT
ajbmeb-1118	41	147	management	management	NOUN
ajbmeb-1118	41	148	errors	error	NOUN
ajbmeb-1118	41	149	(	(	PUNCT
ajbmeb-1118	41	150	or–1700	or–1700	PROPN
ajbmeb-1118	41	151	)	)	PUNCT
ajbmeb-1118	41	152	,	,	PUNCT
ajbmeb-1118	41	153	operational	operational	ADJ
ajbmeb-1118	41	154	risks	risk	NOUN
ajbmeb-1118	41	155	due	due	ADJ
ajbmeb-1118	41	156	to	to	ADP
ajbmeb-1118	41	157	low	low	ADJ
ajbmeb-1118	41	158	professional	professional	ADJ
ajbmeb-1118	41	159	level	level	NOUN
ajbmeb-1118	41	160	and	and	CCONJ
ajbmeb-1118	41	161	negligence	negligence	NOUN
ajbmeb-1118	41	162	of	of	ADP
ajbmeb-1118	41	163	bank	bank	NOUN
ajbmeb-1118	41	164	employees	employee	NOUN
ajbmeb-1118	41	165	(	(	PUNCT
ajbmeb-1118	41	166	or	or	CCONJ
ajbmeb-1118	41	167	–	–	PUNCT
ajbmeb-1118	41	168	1900	1900	NUM
ajbmeb-1118	41	169	)	)	PUNCT
ajbmeb-1118	41	170	,	,	PUNCT
ajbmeb-1118	41	171	compliance	compliance	NOUN
ajbmeb-1118	41	172	with	with	ADP
ajbmeb-1118	41	173	fire	fire	NOUN
ajbmeb-1118	41	174	safety	safety	NOUN
ajbmeb-1118	41	175	cases	case	NOUN
ajbmeb-1118	41	176	of	of	ADP
ajbmeb-1118	41	177	failure	failure	NOUN
ajbmeb-1118	41	178	to	to	PART
ajbmeb-1118	41	179	do	do	AUX
ajbmeb-1118	41	180	so	so	ADV
ajbmeb-1118	41	181	and	and	CCONJ
ajbmeb-1118	41	182	the	the	DET
ajbmeb-1118	41	183	bank	bank	NOUN
ajbmeb-1118	41	184	building	building	NOUN
ajbmeb-1118	41	185	not	not	PART
ajbmeb-1118	41	186	being	be	AUX
ajbmeb-1118	41	187	technically	technically	ADV
ajbmeb-1118	41	188	secured	secure	VERB
ajbmeb-1118	41	189	against	against	ADP
ajbmeb-1118	41	190	this	this	DET
ajbmeb-1118	41	191	risk	risk	NOUN
ajbmeb-1118	41	192	(	(	PUNCT
ajbmeb-1118	41	193	or-2100	or-2100	NOUN
ajbmeb-1118	41	194	)	)	PUNCT
ajbmeb-1118	41	195	,	,	PUNCT
ajbmeb-1118	41	196	cases	case	NOUN
ajbmeb-1118	41	197	of	of	ADP
ajbmeb-1118	41	198	damage	damage	NOUN
ajbmeb-1118	41	199	to	to	ADP
ajbmeb-1118	41	200	collateral	collateral	ADJ
ajbmeb-1118	41	201	property	property	NOUN
ajbmeb-1118	41	202	due	due	ADP
ajbmeb-1118	41	203	to	to	ADP
ajbmeb-1118	41	204	a	a	DET
ajbmeb-1118	41	205	natural	natural	ADJ
ajbmeb-1118	41	206	disaster	disaster	NOUN
ajbmeb-1118	41	207	(	(	PUNCT
ajbmeb-1118	41	208	or-3050	or-3050	ADJ
ajbmeb-1118	41	209	)	)	PUNCT
ajbmeb-1118	41	210	.	.	PUNCT
ajbmeb-1118	42	1	it	it	PRON
ajbmeb-1118	42	2	can	can	AUX
ajbmeb-1118	42	3	be	be	AUX
ajbmeb-1118	42	4	seen	see	VERB
ajbmeb-1118	42	5	from	from	ADP
ajbmeb-1118	42	6	the	the	DET
ajbmeb-1118	42	7	data	datum	NOUN
ajbmeb-1118	42	8	in	in	ADP
ajbmeb-1118	42	9	the	the	DET
ajbmeb-1118	42	10	operational	operational	ADJ
ajbmeb-1118	42	11	risk	risk	NOUN
ajbmeb-1118	42	12	map	map	NOUN
ajbmeb-1118	42	13	above	above	ADP
ajbmeb-1118	42	14	that	that	PRON
ajbmeb-1118	42	15	in	in	ADP
ajbmeb-1118	42	16	the	the	DET
ajbmeb-1118	42	17	first	first	ADJ
ajbmeb-1118	42	18	quarter	quarter	NOUN
ajbmeb-1118	42	19	of	of	ADP
ajbmeb-1118	42	20	this	this	DET
ajbmeb-1118	42	21	year	year	NOUN
ajbmeb-1118	42	22	,	,	PUNCT
ajbmeb-1118	42	23	the	the	DET
ajbmeb-1118	42	24	events	event	NOUN
ajbmeb-1118	42	25	that	that	PRON
ajbmeb-1118	42	26	seriously	seriously	ADV
ajbmeb-1118	42	27	affect	affect	VERB
ajbmeb-1118	42	28	the	the	DET
ajbmeb-1118	42	29	bank	bank	NOUN
ajbmeb-1118	42	30	were	be	AUX
ajbmeb-1118	42	31	the	the	DET
ajbmeb-1118	42	32	problems	problem	NOUN
ajbmeb-1118	42	33	with	with	ADP
ajbmeb-1118	42	34	the	the	DET
ajbmeb-1118	42	35	bank	bank	NOUN
ajbmeb-1118	42	36	’s	’s	PART
ajbmeb-1118	42	37	new	new	ADJ
ajbmeb-1118	42	38	colvir	colvir	PROPN
ajbmeb-1118	42	39	program	program	NOUN
ajbmeb-1118	42	40	(	(	PUNCT
ajbmeb-1118	42	41	or-1521	or-1521	NOUN
ajbmeb-1118	42	42	)	)	PUNCT
ajbmeb-1118	42	43	.	.	PUNCT
ajbmeb-1118	43	1	in	in	ADP
ajbmeb-1118	43	2	addition	addition	NOUN
ajbmeb-1118	43	3	,	,	PUNCT
ajbmeb-1118	43	4	there	there	PRON
ajbmeb-1118	43	5	are	be	VERB
ajbmeb-1118	43	6	the	the	DET
ajbmeb-1118	43	7	following	follow	VERB
ajbmeb-1118	43	8	risks	risk	NOUN
ajbmeb-1118	43	9	,	,	PUNCT
ajbmeb-1118	43	10	which	which	PRON
ajbmeb-1118	43	11	are	be	AUX
ajbmeb-1118	43	12	rated	rate	VERB
ajbmeb-1118	43	13	as	as	ADP
ajbmeb-1118	43	14	having	have	VERB
ajbmeb-1118	43	15	a	a	DET
ajbmeb-1118	43	16	medium	medium	ADJ
ajbmeb-1118	43	17	impact	impact	NOUN
ajbmeb-1118	43	18	on	on	ADP
ajbmeb-1118	43	19	the	the	DET
ajbmeb-1118	43	20	bank	bank	NOUN
ajbmeb-1118	43	21	’s	’s	PART
ajbmeb-1118	43	22	activity	activity	NOUN
ajbmeb-1118	43	23	:	:	PUNCT
ajbmeb-1118	43	24	power	power	NOUN
ajbmeb-1118	43	25	outages	outage	NOUN
ajbmeb-1118	43	26	(	(	PUNCT
ajbmeb-1118	43	27	or-1600	or-1600	PROPN
ajbmeb-1118	43	28	)	)	PUNCT
ajbmeb-1118	43	29	;	;	PUNCT
ajbmeb-1118	43	30	external	external	ADJ
ajbmeb-1118	43	31	frauds	fraud	NOUN
ajbmeb-1118	43	32	(	(	PUNCT
ajbmeb-1118	43	33	or–1100	or–1100	PROPN
ajbmeb-1118	43	34	)	)	PUNCT
ajbmeb-1118	43	35	;	;	PUNCT
ajbmeb-1118	43	36	operational	operational	ADJ
ajbmeb-1118	43	37	risks	risk	NOUN
ajbmeb-1118	43	38	due	due	ADJ
ajbmeb-1118	43	39	to	to	ADP
ajbmeb-1118	43	40	low	low	ADJ
ajbmeb-1118	43	41	professional	professional	ADJ
ajbmeb-1118	43	42	level	level	NOUN
ajbmeb-1118	43	43	and	and	CCONJ
ajbmeb-1118	43	44	carelessness	carelessness	NOUN
ajbmeb-1118	43	45	of	of	ADP
ajbmeb-1118	43	46	bank	bank	NOUN
ajbmeb-1118	43	47	employees	employee	NOUN
ajbmeb-1118	43	48	(	(	PUNCT
ajbmeb-1118	43	49	or-1900	or-1900	ADJ
ajbmeb-1118	43	50	)	)	PUNCT
ajbmeb-1118	43	51	.	.	PUNCT
ajbmeb-1118	44	1	5	5	X
ajbmeb-1118	44	2	.	.	X
ajbmeb-1118	44	3	conclusions	conclusion	NOUN
ajbmeb-1118	44	4	and	and	CCONJ
ajbmeb-1118	44	5	suggestions	suggestion	NOUN
ajbmeb-1118	44	6	in	in	ADP
ajbmeb-1118	44	7	the	the	DET
ajbmeb-1118	44	8	process	process	NOUN
ajbmeb-1118	44	9	of	of	ADP
ajbmeb-1118	44	10	globalization	globalization	NOUN
ajbmeb-1118	44	11	,	,	PUNCT
ajbmeb-1118	44	12	as	as	ADP
ajbmeb-1118	44	13	a	a	DET
ajbmeb-1118	44	14	result	result	NOUN
ajbmeb-1118	44	15	of	of	ADP
ajbmeb-1118	44	16	the	the	DET
ajbmeb-1118	44	17	increase	increase	NOUN
ajbmeb-1118	44	18	in	in	ADP
ajbmeb-1118	44	19	digitalization	digitalization	NOUN
ajbmeb-1118	44	20	of	of	ADP
ajbmeb-1118	44	21	information	information	NOUN
ajbmeb-1118	44	22	,	,	PUNCT
ajbmeb-1118	44	23	new	new	ADJ
ajbmeb-1118	44	24	modern	modern	ADJ
ajbmeb-1118	44	25	facilities	facility	NOUN
ajbmeb-1118	44	26	are	be	AUX
ajbmeb-1118	44	27	being	be	AUX
ajbmeb-1118	44	28	created	create	VERB
ajbmeb-1118	44	29	in	in	ADP
ajbmeb-1118	44	30	every	every	DET
ajbmeb-1118	44	31	field	field	NOUN
ajbmeb-1118	44	32	.	.	PUNCT
ajbmeb-1118	45	1	in	in	ADP
ajbmeb-1118	45	2	particular	particular	ADJ
ajbmeb-1118	45	3	,	,	PUNCT
ajbmeb-1118	45	4	commercial	commercial	ADJ
ajbmeb-1118	45	5	banks	bank	NOUN
ajbmeb-1118	45	6	also	also	ADV
ajbmeb-1118	45	7	have	have	VERB
ajbmeb-1118	45	8	opportunities	opportunity	NOUN
ajbmeb-1118	45	9	to	to	PART
ajbmeb-1118	45	10	establish	establish	VERB
ajbmeb-1118	45	11	new	new	ADJ
ajbmeb-1118	45	12	types	type	NOUN
ajbmeb-1118	45	13	of	of	ADP
ajbmeb-1118	45	14	services	service	NOUN
ajbmeb-1118	45	15	and	and	CCONJ
ajbmeb-1118	45	16	create	create	VERB
ajbmeb-1118	45	17	new	new	ADJ
ajbmeb-1118	45	18	management	management	NOUN
ajbmeb-1118	45	19	methods	method	NOUN
ajbmeb-1118	45	20	.	.	PUNCT
ajbmeb-1118	46	1	in	in	ADP
ajbmeb-1118	46	2	order	order	NOUN
ajbmeb-1118	46	3	to	to	PART
ajbmeb-1118	46	4	determine	determine	VERB
ajbmeb-1118	46	5	the	the	DET
ajbmeb-1118	46	6	existing	exist	VERB
ajbmeb-1118	46	7	risk	risk	NOUN
ajbmeb-1118	46	8	profile	profile	NOUN
ajbmeb-1118	46	9	of	of	ADP
ajbmeb-1118	46	10	commercial	commercial	ADJ
ajbmeb-1118	46	11	banks	bank	NOUN
ajbmeb-1118	46	12	,	,	PUNCT
ajbmeb-1118	46	13	to	to	PART
ajbmeb-1118	46	14	continuously	continuously	ADV
ajbmeb-1118	46	15	monitor	monitor	VERB
ajbmeb-1118	46	16	the	the	DET
ajbmeb-1118	46	17	risks	risk	NOUN
ajbmeb-1118	46	18	encountered	encounter	VERB
ajbmeb-1118	46	19	during	during	ADP
ajbmeb-1118	46	20	the	the	DET
ajbmeb-1118	46	21	bank	bank	NOUN
ajbmeb-1118	46	22	’s	’s	PART
ajbmeb-1118	46	23	activity	activity	NOUN
ajbmeb-1118	46	24	and	and	CCONJ
ajbmeb-1118	46	25	the	the	DET
ajbmeb-1118	46	26	amount	amount	NOUN
ajbmeb-1118	46	27	of	of	ADP
ajbmeb-1118	46	28	losses	loss	NOUN
ajbmeb-1118	46	29	suffered	suffer	VERB
ajbmeb-1118	46	30	as	as	ADP
ajbmeb-1118	46	31	a	a	DET
ajbmeb-1118	46	32	result	result	NOUN
ajbmeb-1118	46	33	,	,	PUNCT
ajbmeb-1118	46	34	the	the	DET
ajbmeb-1118	46	35	risk	risk	NOUN
ajbmeb-1118	46	36	management	management	NOUN
ajbmeb-1118	46	37	department	department	NOUN
ajbmeb-1118	46	38	of	of	ADP
ajbmeb-1118	46	39	the	the	DET
ajbmeb-1118	46	40	bank	bank	NOUN
ajbmeb-1118	46	41	should	should	AUX
ajbmeb-1118	46	42	regularly	regularly	ADV
ajbmeb-1118	46	43	maintain	maintain	VERB
ajbmeb-1118	46	44	a	a	DET
ajbmeb-1118	46	45	register	register	NOUN
ajbmeb-1118	46	46	of	of	ADP
ajbmeb-1118	46	47	risk	risk	NOUN
ajbmeb-1118	46	48	events	event	NOUN
ajbmeb-1118	46	49	[	[	X
ajbmeb-1118	46	50	12	12	NUM
ajbmeb-1118	46	51	]	]	PUNCT
ajbmeb-1118	46	52	.	.	PUNCT
ajbmeb-1118	47	1	through	through	ADP
ajbmeb-1118	47	2	this	this	PRON
ajbmeb-1118	47	3	,	,	PUNCT
ajbmeb-1118	47	4	the	the	DET
ajbmeb-1118	47	5	head	head	NOUN
ajbmeb-1118	47	6	of	of	ADP
ajbmeb-1118	47	7	the	the	DET
ajbmeb-1118	47	8	risk	risk	NOUN
ajbmeb-1118	47	9	management	management	NOUN
ajbmeb-1118	47	10	unit	unit	NOUN
ajbmeb-1118	47	11	must	must	AUX
ajbmeb-1118	47	12	inform	inform	VERB
ajbmeb-1118	47	13	the	the	DET
ajbmeb-1118	47	14	bank	bank	NOUN
ajbmeb-1118	47	15	’s	’s	PART
ajbmeb-1118	47	16	management	management	NOUN
ajbmeb-1118	47	17	and	and	CCONJ
ajbmeb-1118	47	18	the	the	DET
ajbmeb-1118	47	19	bank	bank	NOUN
ajbmeb-1118	47	20	council	council	PROPN
ajbmeb-1118	47	21	about	about	ADP
ajbmeb-1118	47	22	all	all	DET
ajbmeb-1118	47	23	the	the	DET
ajbmeb-1118	47	24	risks	risk	NOUN
ajbmeb-1118	47	25	arising	arise	VERB
ajbmeb-1118	47	26	in	in	ADP
ajbmeb-1118	47	27	the	the	DET
ajbmeb-1118	47	28	bank	bank	NOUN
ajbmeb-1118	47	29	.	.	PUNCT
ajbmeb-1118	48	1	with	with	ADP
ajbmeb-1118	48	2	this	this	DET
ajbmeb-1118	48	3	information	information	NOUN
ajbmeb-1118	48	4	,	,	PUNCT
ajbmeb-1118	48	5	the	the	DET
ajbmeb-1118	48	6	bank	bank	NOUN
ajbmeb-1118	48	7	should	should	AUX
ajbmeb-1118	48	8	pay	pay	VERB
ajbmeb-1118	48	9	more	more	ADJ
ajbmeb-1118	48	10	attention	attention	NOUN
ajbmeb-1118	48	11	to	to	ADP
ajbmeb-1118	48	12	the	the	DET
ajbmeb-1118	48	13	risks	risk	NOUN
ajbmeb-1118	48	14	it	it	PRON
ajbmeb-1118	48	15	faces	face	VERB
ajbmeb-1118	48	16	in	in	ADP
ajbmeb-1118	48	17	most	most	ADJ
ajbmeb-1118	48	18	cases	case	NOUN
ajbmeb-1118	48	19	or	or	CCONJ
ajbmeb-1118	48	20	the	the	DET
ajbmeb-1118	48	21	risks	risk	NOUN
ajbmeb-1118	48	22	that	that	PRON
ajbmeb-1118	48	23	cause	cause	VERB
ajbmeb-1118	48	24	many	many	ADJ
ajbmeb-1118	48	25	losses	loss	NOUN
ajbmeb-1118	48	26	,	,	PUNCT
ajbmeb-1118	48	27	and	and	CCONJ
ajbmeb-1118	48	28	in	in	ADP
ajbmeb-1118	48	29	the	the	DET
ajbmeb-1118	48	30	future	future	NOUN
ajbmeb-1118	48	31	,	,	PUNCT
ajbmeb-1118	48	32	it	it	PRON
ajbmeb-1118	48	33	should	should	AUX
ajbmeb-1118	48	34	minimize	minimize	VERB
ajbmeb-1118	48	35	or	or	CCONJ
ajbmeb-1118	48	36	take	take	VERB
ajbmeb-1118	48	37	measures	measure	NOUN
ajbmeb-1118	48	38	to	to	PART
ajbmeb-1118	48	39	prevent	prevent	VERB
ajbmeb-1118	48	40	them	they	PRON
ajbmeb-1118	48	41	.	.	PUNCT
ajbmeb-1118	49	1	6	6	X
ajbmeb-1118	49	2	.	.	X
ajbmeb-1118	49	3	literatura	literatura	NOUN
ajbmeb-1118	49	4	/	/	SYM
ajbmeb-1118	49	5	reference	reference	NOUN
ajbmeb-1118	49	6	:	:	PUNCT
ajbmeb-1118	49	7	1	1	X
ajbmeb-1118	49	8	.	.	PUNCT
ajbmeb-1118	50	1	by	by	ADP
ajbmeb-1118	50	2	the	the	DET
ajbmeb-1118	50	3	decision	decision	NOUN
ajbmeb-1118	50	4	of	of	ADP
ajbmeb-1118	50	5	the	the	DET
ajbmeb-1118	50	6	board	board	NOUN
ajbmeb-1118	50	7	of	of	ADP
ajbmeb-1118	50	8	the	the	DET
ajbmeb-1118	50	9	central	central	ADJ
ajbmeb-1118	50	10	bank	bank	NOUN
ajbmeb-1118	50	11	of	of	ADP
ajbmeb-1118	50	12	the	the	DET
ajbmeb-1118	50	13	republic	republic	NOUN
ajbmeb-1118	50	14	of	of	ADP
ajbmeb-1118	50	15	uzbekistan	uzbekistan	PROPN
ajbmeb-1118	50	16	on	on	ADP
ajbmeb-1118	50	17	25.05.2011	25.05.2011	NUM
ajbmeb-1118	50	18	,	,	PUNCT
ajbmeb-1118	50	19	registered	register	VERB
ajbmeb-1118	50	20	with	with	ADP
ajbmeb-1118	50	21	the	the	DET
ajbmeb-1118	50	22	number	number	NOUN
ajbmeb-1118	50	23	2229	2229	NUM
ajbmeb-1118	50	24	,	,	PUNCT
ajbmeb-1118	50	25	the	the	DET
ajbmeb-1118	50	26	regulation	regulation	NOUN
ajbmeb-1118	50	27	“	"	PUNCT
ajbmeb-1118	50	28	on	on	ADP
ajbmeb-1118	50	29	the	the	DET
ajbmeb-1118	50	30	requirements	requirement	NOUN
ajbmeb-1118	50	31	for	for	ADP
ajbmeb-1118	50	32	the	the	DET
ajbmeb-1118	50	33	management	management	NOUN
ajbmeb-1118	50	34	of	of	ADP
ajbmeb-1118	50	35	banking	banking	NOUN
ajbmeb-1118	50	36	risks	risk	NOUN
ajbmeb-1118	50	37	of	of	ADP
ajbmeb-1118	50	38	commercial	commercial	ADJ
ajbmeb-1118	50	39	banks	bank	NOUN
ajbmeb-1118	50	40	”	"	PUNCT
ajbmeb-1118	50	41	.	.	PUNCT
ajbmeb-1118	51	1	2	2	X
ajbmeb-1118	51	2	.	.	X
ajbmeb-1118	51	3	regulation	regulation	NOUN
ajbmeb-1118	51	4	“	"	PUNCT
ajbmeb-1118	51	5	on	on	ADP
ajbmeb-1118	51	6	requirements	requirement	NOUN
ajbmeb-1118	51	7	for	for	ADP
ajbmeb-1118	51	8	the	the	DET
ajbmeb-1118	51	9	risk	risk	NOUN
ajbmeb-1118	51	10	management	management	NOUN
ajbmeb-1118	51	11	system	system	NOUN
ajbmeb-1118	51	12	of	of	ADP
ajbmeb-1118	51	13	banks	bank	NOUN
ajbmeb-1118	51	14	and	and	CCONJ
ajbmeb-1118	51	15	groups	group	NOUN
ajbmeb-1118	51	16	of	of	ADP
ajbmeb-1118	51	17	banks	bank	NOUN
ajbmeb-1118	51	18	”	"	PUNCT
ajbmeb-1118	51	19	,	,	PUNCT
ajbmeb-1118	51	20	registered	register	VERB
ajbmeb-1118	51	21	on	on	ADP
ajbmeb-1118	51	22	18.04.2023	18.04.2023	NUM
ajbmeb-1118	51	23	with	with	ADP
ajbmeb-1118	51	24	no	no	NOUN
ajbmeb-1118	51	25	.	.	NOUN
ajbmeb-1118	51	26	3427	3427	NUM
ajbmeb-1118	51	27	by	by	ADP
ajbmeb-1118	51	28	the	the	DET
ajbmeb-1118	51	29	decision	decision	NOUN
ajbmeb-1118	51	30	of	of	ADP
ajbmeb-1118	51	31	the	the	DET
ajbmeb-1118	51	32	board	board	NOUN
ajbmeb-1118	51	33	of	of	ADP
ajbmeb-1118	51	34	the	the	DET
ajbmeb-1118	51	35	central	central	ADJ
ajbmeb-1118	51	36	bank	bank	NOUN
ajbmeb-1118	51	37	of	of	ADP
ajbmeb-1118	51	38	the	the	DET
ajbmeb-1118	51	39	republic	republic	NOUN
ajbmeb-1118	51	40	of	of	ADP
ajbmeb-1118	51	41	uzbekistan	uzbekistan	PROPN
ajbmeb-1118	51	42	.	.	PUNCT
ajbmeb-1118	52	1	3	3	X
ajbmeb-1118	52	2	.	.	X
ajbmeb-1118	52	3	prof	prof	PROPN
ajbmeb-1118	52	4	.	.	PROPN
ajbmeb-1118	52	5	joёl	joёl	PROPN
ajbmeb-1118	52	6	bessis	bessis	NOUN
ajbmeb-1118	52	7	“	"	PUNCT
ajbmeb-1118	52	8	risk	risk	NOUN
ajbmeb-1118	52	9	management	management	NOUN
ajbmeb-1118	52	10	in	in	ADP
ajbmeb-1118	52	11	banking”//june	banking”//june	PROPN
ajbmeb-1118	52	12	29	29	NUM
ajbmeb-1118	52	13	,	,	PUNCT
ajbmeb-1118	52	14	2015//	2015//	NUM
ajbmeb-1118	52	15	wiley	wiley	PROPN
ajbmeb-1118	52	16	4th	4th	PROPN
ajbmeb-1118	52	17	edition	edition	PROPN
ajbmeb-1118	52	18	.	.	PUNCT
ajbmeb-1118	53	1	p-8	p-8	PROPN
ajbmeb-1118	53	2	.	.	PROPN
ajbmeb-1118	54	1	4	4	X
ajbmeb-1118	54	2	.	.	X
ajbmeb-1118	54	3	professor	professor	NOUN
ajbmeb-1118	54	4	anthony	anthony	PROPN
ajbmeb-1118	54	5	saunders	saunders	PROPN
ajbmeb-1118	54	6	and	and	CCONJ
ajbmeb-1118	54	7	professor	professor	PROPN
ajbmeb-1118	54	8	marcia	marcia	PROPN
ajbmeb-1118	54	9	millon	millon	PROPN
ajbmeb-1118	54	10	cornett	cornett	NOUN
ajbmeb-1118	54	11	“	"	PUNCT
ajbmeb-1118	54	12	financial	financial	ADJ
ajbmeb-1118	54	13	institutions	institution	NOUN
ajbmeb-1118	54	14	management”//	management”//	VERB
ajbmeb-1118	54	15	february	february	PROPN
ajbmeb-1118	54	16	9	9	NUM
ajbmeb-1118	54	17	,	,	PUNCT
ajbmeb-1118	54	18	2017//	2017//	PROPN
ajbmeb-1118	54	19	mcgraw	mcgraw	PROPN
ajbmeb-1118	54	20	hill	hill	PROPN
ajbmeb-1118	54	21	;	;	PUNCT
ajbmeb-1118	54	22	9th	9th	ADJ
ajbmeb-1118	54	23	edition	edition	NOUN
ajbmeb-1118	54	24	.	.	PUNCT
ajbmeb-1118	55	1	p10	p10	PROPN
ajbmeb-1118	55	2	.	.	PROPN
ajbmeb-1118	55	3	5	5	NUM
ajbmeb-1118	55	4	.	.	PUNCT
ajbmeb-1118	55	5	andrea	andrea	PROPN
ajbmeb-1118	55	6	resti	resti	PROPN
ajbmeb-1118	55	7	and	and	CCONJ
ajbmeb-1118	55	8	andrea	andrea	PROPN
ajbmeb-1118	55	9	sironi	sironi	PROPN
ajbmeb-1118	55	10	“	"	PUNCT
ajbmeb-1118	55	11	risk	risk	NOUN
ajbmeb-1118	55	12	management	management	NOUN
ajbmeb-1118	55	13	and	and	CCONJ
ajbmeb-1118	55	14	shareholeders	shareholeder	NOUN
ajbmeb-1118	55	15	’	’	PART
ajbmeb-1118	55	16	value	value	NOUN
ajbmeb-1118	55	17	in	in	ADP
ajbmeb-1118	55	18	banking	banking	NOUN
ajbmeb-1118	55	19	.	.	PUNCT
ajbmeb-1118	56	1	2007	2007	NUM
ajbmeb-1118	56	2	.	.	PUNCT
ajbmeb-1118	57	1	john	john	PROPN
ajbmeb-1118	57	2	wiley	wiley	PROPN
ajbmeb-1118	57	3	&	&	CCONJ
ajbmeb-1118	57	4	sons	sons	PROPN
ajbmeb-1118	57	5	,	,	PUNCT
ajbmeb-1118	57	6	ltd	ltd	PROPN
ajbmeb-1118	57	7	.	.	PROPN
ajbmeb-1118	57	8	p277	p277	PROPN
ajbmeb-1118	57	9	.	.	PUNCT
ajbmeb-1118	58	1	6	6	NUM
ajbmeb-1118	58	2	.	.	X
ajbmeb-1118	58	3	philipp	philipp	PROPN
ajbmeb-1118	58	4	harle	harle	PROPN
ajbmeb-1118	58	5	,	,	PUNCT
ajbmeb-1118	58	6	andras	andras	PROPN
ajbmeb-1118	58	7	havas	havas	PROPN
ajbmeb-1118	58	8	and	and	CCONJ
ajbmeb-1118	58	9	hamid	hamid	PROPN
ajbmeb-1118	58	10	samandari	samandari	NOUN
ajbmeb-1118	58	11	“	"	PUNCT
ajbmeb-1118	58	12	the	the	DET
ajbmeb-1118	58	13	future	future	NOUN
ajbmeb-1118	58	14	of	of	ADP
ajbmeb-1118	58	15	bank	bank	NOUN
ajbmeb-1118	58	16	risk	risk	NOUN
ajbmeb-1118	58	17	management”//july	management”//july	ADV
ajbmeb-1118	58	18	22	22	NUM
ajbmeb-1118	58	19	,	,	PUNCT
ajbmeb-1118	58	20	2016//mckinsey.com	2016//mckinsey.com	NUM
ajbmeb-1118	58	21	7	7	NUM
ajbmeb-1118	58	22	.	.	PUNCT
ajbmeb-1118	58	23	a.ghosh	a.ghosh	PROPN
ajbmeb-1118	58	24	.	.	PUNCT
ajbmeb-1118	59	1	managing	manage	VERB
ajbmeb-1118	59	2	risks	risk	NOUN
ajbmeb-1118	59	3	in	in	ADP
ajbmeb-1118	59	4	commercial	commercial	ADJ
ajbmeb-1118	59	5	and	and	CCONJ
ajbmeb-1118	59	6	retail	retail	ADJ
ajbmeb-1118	59	7	banking	banking	NOUN
ajbmeb-1118	59	8	;	;	PUNCT
ajbmeb-1118	60	1	john	john	PROPN
ajbmeb-1118	60	2	wiley&sons	wiley&sons	PROPN
ajbmeb-1118	60	3	:	:	PUNCT
ajbmeb-1118	60	4	hoboken	hoboken	PROPN
ajbmeb-1118	60	5	,	,	PUNCT
ajbmeb-1118	60	6	nj	nj	PROPN
ajbmeb-1118	60	7	,	,	PUNCT
ajbmeb-1118	60	8	usa	usa	PROPN
ajbmeb-1118	60	9	,	,	PUNCT
ajbmeb-1118	60	10	2012	2012	NUM
ajbmeb-1118	60	11	.	.	PUNCT
ajbmeb-1118	61	1	american	american	ADJ
ajbmeb-1118	61	2	journal	journal	PROPN
ajbmeb-1118	61	3	of	of	ADP
ajbmeb-1118	61	4	business	business	NOUN
ajbmeb-1118	61	5	management	management	NOUN
ajbmeb-1118	61	6	,	,	PUNCT
ajbmeb-1118	61	7	economics	economic	NOUN
ajbmeb-1118	61	8	and	and	CCONJ
ajbmeb-1118	61	9	banking	banking	NOUN
ajbmeb-1118	61	10	volume	volume	NOUN
ajbmeb-1118	61	11	15	15	NUM
ajbmeb-1118	61	12	august	august	PROPN
ajbmeb-1118	61	13	,	,	PUNCT
ajbmeb-1118	61	14	2023	2023	NUM
ajbmeb-1118	61	15	p	p	NOUN
ajbmeb-1118	61	16	a	a	DET
ajbmeb-1118	61	17	g	g	NOUN
ajbmeb-1118	61	18	e	e	NOUN
ajbmeb-1118	61	19	|	|	ADV
ajbmeb-1118	61	20	32	32	NUM
ajbmeb-1118	61	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1118	61	22	8	8	NUM
ajbmeb-1118	61	23	.	.	PUNCT
ajbmeb-1118	62	1	m.crouhy	m.crouhy	NOUN
ajbmeb-1118	62	2	,	,	PUNCT
ajbmeb-1118	62	3	d.galai	d.galai	PROPN
ajbmeb-1118	62	4	,	,	PUNCT
ajbmeb-1118	62	5	r.mark	r.mark	NOUN
ajbmeb-1118	62	6	.	.	PUNCT
ajbmeb-1118	63	1	the	the	DET
ajbmeb-1118	63	2	essentias	essentia	NOUN
ajbmeb-1118	63	3	of	of	ADP
ajbmeb-1118	63	4	risk	risk	NOUN
ajbmeb-1118	63	5	management//	management//	PROPN
ajbmeb-1118	63	6	mcgraw	mcgraw	PROPN
ajbmeb-1118	63	7	-	-	PUNCT
ajbmeb-1118	63	8	hill	hill	NOUN
ajbmeb-1118	63	9	:	:	PUNCT
ajbmeb-1118	63	10	new	new	PROPN
ajbmeb-1118	63	11	york	york	PROPN
ajbmeb-1118	63	12	,	,	PUNCT
ajbmeb-1118	63	13	ny	ny	PROPN
ajbmeb-1118	63	14	,	,	PUNCT
ajbmeb-1118	63	15	usa	usa	PROPN
ajbmeb-1118	63	16	,	,	PUNCT
ajbmeb-1118	63	17	2006	2006	NUM
ajbmeb-1118	63	18	.	.	PUNCT
ajbmeb-1118	64	1	9	9	X
ajbmeb-1118	64	2	.	.	X
ajbmeb-1118	65	1	it	it	PRON
ajbmeb-1118	65	2	was	be	AUX
ajbmeb-1118	65	3	prepared	prepare	VERB
ajbmeb-1118	65	4	by	by	ADP
ajbmeb-1118	65	5	the	the	DET
ajbmeb-1118	65	6	author	author	NOUN
ajbmeb-1118	65	7	based	base	VERB
ajbmeb-1118	65	8	on	on	ADP
ajbmeb-1118	65	9	the	the	DET
ajbmeb-1118	65	10	principles	principle	NOUN
ajbmeb-1118	65	11	of	of	ADP
ajbmeb-1118	65	12	economics	economic	NOUN
ajbmeb-1118	65	13	and	and	CCONJ
ajbmeb-1118	65	14	finance	finance	NOUN
ajbmeb-1118	65	15	.	.	PUNCT
ajbmeb-1118	66	1	10	10	NUM
ajbmeb-1118	66	2	.	.	PUNCT
ajbmeb-1118	66	3	risk	risk	NOUN
ajbmeb-1118	66	4	management	management	NOUN
ajbmeb-1118	66	5	lessons	lesson	NOUN
ajbmeb-1118	66	6	from	from	ADP
ajbmeb-1118	66	7	the	the	DET
ajbmeb-1118	66	8	global	global	ADJ
ajbmeb-1118	66	9	banking	banking	NOUN
ajbmeb-1118	66	10	crisis	crisis	NOUN
ajbmeb-1118	66	11	of	of	ADP
ajbmeb-1118	66	12	2008	2008	NUM
ajbmeb-1118	66	13	,	,	PUNCT
ajbmeb-1118	66	14	fsb	fsb	NOUN
ajbmeb-1118	66	15	,	,	PUNCT
ajbmeb-1118	66	16	october	october	PROPN
ajbmeb-1118	66	17	2009	2009	NUM
ajbmeb-1118	66	18	.	.	PUNCT
ajbmeb-1118	67	1	11	11	NUM
ajbmeb-1118	67	2	.	.	PUNCT
ajbmeb-1118	68	1	risk	risk	NOUN
ajbmeb-1118	68	2	management	management	NOUN
ajbmeb-1118	68	3	lessons	lesson	NOUN
ajbmeb-1118	68	4	from	from	ADP
ajbmeb-1118	68	5	the	the	DET
ajbmeb-1118	68	6	global	global	ADJ
ajbmeb-1118	68	7	banking	banking	NOUN
ajbmeb-1118	68	8	crisis	crisis	NOUN
ajbmeb-1118	68	9	of	of	ADP
ajbmeb-1118	68	10	2008	2008	NUM
ajbmeb-1118	68	11	,	,	PUNCT
ajbmeb-1118	68	12	fsb	fsb	NOUN
ajbmeb-1118	68	13	,	,	PUNCT
ajbmeb-1118	68	14	october	october	PROPN
ajbmeb-1118	68	15	2009	2009	NUM
ajbmeb-1118	68	16	.	.	PUNCT
ajbmeb-1118	69	1	12	12	NUM
ajbmeb-1118	69	2	.	.	PUNCT
ajbmeb-1118	70	1	tursunkulovich	tursunkulovich	PROPN
ajbmeb-1118	70	2	s.	s.	PROPN
ajbmeb-1118	70	3	r.	r.	PROPN
ajbmeb-1118	70	4	,	,	PUNCT
ajbmeb-1118	70	5	bakhtiyorovich	bakhtiyorovich	PROPN
ajbmeb-1118	70	6	o.	o.	PROPN
ajbmeb-1118	70	7	b.	b.	PROPN
ajbmeb-1118	71	1	some	some	PRON
ajbmeb-1118	71	2	using	use	VERB
ajbmeb-1118	71	3	questions	question	NOUN
ajbmeb-1118	71	4	instruments	instrument	NOUN
ajbmeb-1118	71	5	of	of	ADP
ajbmeb-1118	71	6	monetary	monetary	ADJ
ajbmeb-1118	71	7	policy	policy	NOUN
ajbmeb-1118	71	8	//galaxy	//galaxy	PUNCT
ajbmeb-1118	71	9	international	international	ADJ
ajbmeb-1118	71	10	interdisciplinary	interdisciplinary	ADJ
ajbmeb-1118	71	11	research	research	NOUN
ajbmeb-1118	71	12	journal	journal	NOUN
ajbmeb-1118	71	13	.	.	PUNCT
ajbmeb-1118	72	1	–	–	PUNCT
ajbmeb-1118	72	2	2022	2022	NUM
ajbmeb-1118	72	3	.	.	PUNCT
ajbmeb-1118	73	1	–	–	PUNCT
ajbmeb-1118	73	2	т	т	X
ajbmeb-1118	73	3	.	.	PROPN
ajbmeb-1118	73	4	10	10	NUM
ajbmeb-1118	73	5	.	.	PUNCT
ajbmeb-1118	73	6	–	–	PUNCT
ajbmeb-1118	73	7	№	№	NOUN
ajbmeb-1118	73	8	.	.	PUNCT
ajbmeb-1118	74	1	3	3	X
ajbmeb-1118	74	2	.	.	X
ajbmeb-1118	74	3	–	–	PUNCT
ajbmeb-1118	74	4	с	с	NOUN
ajbmeb-1118	74	5	.	.	PUNCT
ajbmeb-1118	74	6	211	211	NUM
ajbmeb-1118	74	7	-	-	SYM
ajbmeb-1118	74	8	216	216	NUM
ajbmeb-1118	74	9	.	.	PUNCT