id	sid	tid	token	lemma	pos
ajbmeb-1120	1	1	american	american	PROPN
ajbmeb-1120	1	2	journal	journal	PROPN
ajbmeb-1120	1	3	of	of	ADP
ajbmeb-1120	1	4	business	business	NOUN
ajbmeb-1120	1	5	management	management	NOUN
ajbmeb-1120	1	6	,	,	PUNCT
ajbmeb-1120	1	7	economics	economic	NOUN
ajbmeb-1120	1	8	and	and	CCONJ
ajbmeb-1120	1	9	banking	banking	NOUN
ajbmeb-1120	1	10	issn	issn	PROPN
ajbmeb-1120	1	11	(	(	PUNCT
ajbmeb-1120	1	12	e	e	NOUN
ajbmeb-1120	1	13	):	):	PUNCT
ajbmeb-1120	1	14	2832	2832	NUM
ajbmeb-1120	1	15	-	-	SYM
ajbmeb-1120	1	16	8078	8078	NUM
ajbmeb-1120	1	17	volume	volume	NOUN
ajbmeb-1120	1	18	15	15	NUM
ajbmeb-1120	1	19	,	,	PUNCT
ajbmeb-1120	1	20	|	|	ADV
ajbmeb-1120	1	21	august	august	PROPN
ajbmeb-1120	1	22	,	,	PUNCT
ajbmeb-1120	1	23	2023	2023	NUM
ajbmeb-1120	1	24	p	p	NOUN
ajbmeb-1120	1	25	a	a	DET
ajbmeb-1120	1	26	g	g	NOUN
ajbmeb-1120	1	27	e	e	NOUN
ajbmeb-1120	1	28	|	|	ADV
ajbmeb-1120	1	29	33	33	NUM
ajbmeb-1120	1	30	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1120	1	31	modern	modern	ADJ
ajbmeb-1120	1	32	methods	method	NOUN
ajbmeb-1120	1	33	used	use	VERB
ajbmeb-1120	1	34	in	in	ADP
ajbmeb-1120	1	35	risk	risk	NOUN
ajbmeb-1120	1	36	management	management	NOUN
ajbmeb-1120	1	37	by	by	ADP
ajbmeb-1120	1	38	commercial	commercial	ADJ
ajbmeb-1120	1	39	banks	bank	NOUN
ajbmeb-1120	1	40	axtamov	axtamov	ADJ
ajbmeb-1120	1	41	sharof	sharof	NOUN
ajbmeb-1120	1	42	axtam	axtam	NOUN
ajbmeb-1120	1	43	o‘g‘li	o‘g‘li	PRON
ajbmeb-1120	1	44	jizzakh	jizzakh	PROPN
ajbmeb-1120	1	45	hkxkm	hkxkm	PROPN
ajbmeb-1120	1	46	director	director	NOUN
ajbmeb-1120	1	47	of	of	ADP
ajbmeb-1120	1	48	operational	operational	ADJ
ajbmeb-1120	1	49	activities	activity	NOUN
ajbmeb-1120	1	50	of	of	ADP
ajbmeb-1120	1	51	jsc	jsc	PROPN
ajbmeb-1120	1	52	“	"	PUNCT
ajbmeb-1120	1	53	aloqabank	aloqabank	PROPN
ajbmeb-1120	1	54	”	"	PUNCT
ajbmeb-1120	1	55	,	,	PUNCT
ajbmeb-1120	1	56	uzbekistan	uzbekistan	PROPN
ajbmeb-1120	1	57	,	,	PUNCT
ajbmeb-1120	1	58	tashkent	tashkent	PROPN
ajbmeb-1120	1	59	city	city	NOUN
ajbmeb-1120	1	60	.	.	PUNCT
ajbmeb-1120	2	1	e	e	X
ajbmeb-1120	2	2	-	-	NOUN
ajbmeb-1120	2	3	mail	mail	NOUN
ajbmeb-1120	2	4	:	:	PUNCT
ajbmeb-1120	2	5	sharof.axtamov@aloqabank.uz	sharof.axtamov@aloqabank.uz	VERB
ajbmeb-1120	2	6	a	a	DET
ajbmeb-1120	2	7	b	b	PROPN
ajbmeb-1120	2	8	s	s	ADP
ajbmeb-1120	2	9	t	t	PROPN
ajbmeb-1120	2	10	r	r	NOUN
ajbmeb-1120	2	11	a	a	DET
ajbmeb-1120	2	12	c	c	NOUN
ajbmeb-1120	2	13	t	t	NOUN
ajbmeb-1120	2	14	k	k	X
ajbmeb-1120	2	15	e	e	PROPN
ajbmeb-1120	2	16	y	y	PROPN
ajbmeb-1120	2	17	w	w	NOUN
ajbmeb-1120	3	1	o	o	NOUN
ajbmeb-1120	3	2	r	r	NOUN
ajbmeb-1120	3	3	d	d	NOUN
ajbmeb-1120	3	4	s	s	VERB
ajbmeb-1120	3	5	the	the	DET
ajbmeb-1120	3	6	article	article	NOUN
ajbmeb-1120	3	7	contains	contain	VERB
ajbmeb-1120	3	8	information	information	NOUN
ajbmeb-1120	3	9	about	about	ADP
ajbmeb-1120	3	10	the	the	DET
ajbmeb-1120	3	11	modern	modern	ADJ
ajbmeb-1120	3	12	methods	method	NOUN
ajbmeb-1120	3	13	that	that	PRON
ajbmeb-1120	3	14	can	can	AUX
ajbmeb-1120	3	15	be	be	AUX
ajbmeb-1120	3	16	used	use	VERB
ajbmeb-1120	3	17	in	in	ADP
ajbmeb-1120	3	18	the	the	DET
ajbmeb-1120	3	19	risk	risk	NOUN
ajbmeb-1120	3	20	management	management	NOUN
ajbmeb-1120	3	21	of	of	ADP
ajbmeb-1120	3	22	commercial	commercial	ADJ
ajbmeb-1120	3	23	banks	bank	NOUN
ajbmeb-1120	3	24	of	of	ADP
ajbmeb-1120	3	25	the	the	DET
ajbmeb-1120	3	26	republic	republic	NOUN
ajbmeb-1120	3	27	of	of	ADP
ajbmeb-1120	3	28	uzbekistan	uzbekistan	PROPN
ajbmeb-1120	3	29	and	and	CCONJ
ajbmeb-1120	3	30	the	the	DET
ajbmeb-1120	3	31	types	type	NOUN
ajbmeb-1120	3	32	of	of	ADP
ajbmeb-1120	3	33	risk	risk	NOUN
ajbmeb-1120	3	34	they	they	PRON
ajbmeb-1120	3	35	are	be	AUX
ajbmeb-1120	3	36	used	use	VERB
ajbmeb-1120	3	37	in	in	ADP
ajbmeb-1120	3	38	.	.	PUNCT
ajbmeb-1120	4	1	risk	risk	NOUN
ajbmeb-1120	4	2	,	,	PUNCT
ajbmeb-1120	4	3	credit	credit	NOUN
ajbmeb-1120	4	4	risk	risk	NOUN
ajbmeb-1120	4	5	,	,	PUNCT
ajbmeb-1120	4	6	fraud	fraud	NOUN
ajbmeb-1120	4	7	risk	risk	NOUN
ajbmeb-1120	4	8	,	,	PUNCT
ajbmeb-1120	4	9	operational	operational	ADJ
ajbmeb-1120	4	10	risk	risk	NOUN
ajbmeb-1120	4	11	,	,	PUNCT
ajbmeb-1120	4	12	market	market	NOUN
ajbmeb-1120	4	13	risk	risk	NOUN
ajbmeb-1120	4	14	,	,	PUNCT
ajbmeb-1120	4	15	liquidity	liquidity	NOUN
ajbmeb-1120	4	16	risk	risk	NOUN
ajbmeb-1120	4	17	,	,	PUNCT
ajbmeb-1120	4	18	cyber	cyber	ADJ
ajbmeb-1120	4	19	security	security	NOUN
ajbmeb-1120	4	20	risk	risk	NOUN
ajbmeb-1120	4	21	,	,	PUNCT
ajbmeb-1120	4	22	reputational	reputational	ADJ
ajbmeb-1120	4	23	risk	risk	NOUN
ajbmeb-1120	4	24	,	,	PUNCT
ajbmeb-1120	4	25	artificial	artificial	ADJ
ajbmeb-1120	4	26	intelligence	intelligence	NOUN
ajbmeb-1120	4	27	,	,	PUNCT
ajbmeb-1120	4	28	machine	machine	NOUN
ajbmeb-1120	4	29	learning	learning	NOUN
ajbmeb-1120	4	30	,	,	PUNCT
ajbmeb-1120	4	31	deep	deep	ADJ
ajbmeb-1120	4	32	learning	learning	NOUN
ajbmeb-1120	4	33	,	,	PUNCT
ajbmeb-1120	4	34	natural	natural	ADJ
ajbmeb-1120	4	35	language	language	NOUN
ajbmeb-1120	4	36	processing	processing	NOUN
ajbmeb-1120	4	37	,	,	PUNCT
ajbmeb-1120	4	38	intelligent	intelligent	ADJ
ajbmeb-1120	4	39	document	document	NOUN
ajbmeb-1120	4	40	processing	processing	NOUN
ajbmeb-1120	4	41	,	,	PUNCT
ajbmeb-1120	4	42	big	big	ADJ
ajbmeb-1120	4	43	data	datum	NOUN
ajbmeb-1120	4	44	analytics	analytic	NOUN
ajbmeb-1120	4	45	.	.	PUNCT
ajbmeb-1120	5	1	introduction	introduction	NOUN
ajbmeb-1120	5	2	as	as	SCONJ
ajbmeb-1120	5	3	the	the	DET
ajbmeb-1120	5	4	world	world	NOUN
ajbmeb-1120	5	5	becomes	become	VERB
ajbmeb-1120	5	6	increasingly	increasingly	ADV
ajbmeb-1120	5	7	digital	digital	ADJ
ajbmeb-1120	5	8	,	,	PUNCT
ajbmeb-1120	5	9	organizations	organization	NOUN
ajbmeb-1120	5	10	are	be	AUX
ajbmeb-1120	5	11	forced	force	VERB
ajbmeb-1120	5	12	to	to	PART
ajbmeb-1120	5	13	adapt	adapt	VERB
ajbmeb-1120	5	14	their	their	PRON
ajbmeb-1120	5	15	systems	system	NOUN
ajbmeb-1120	5	16	and	and	CCONJ
ajbmeb-1120	5	17	processes	process	NOUN
ajbmeb-1120	5	18	to	to	PART
ajbmeb-1120	5	19	reduce	reduce	VERB
ajbmeb-1120	5	20	costs	cost	NOUN
ajbmeb-1120	5	21	and	and	CCONJ
ajbmeb-1120	5	22	increase	increase	VERB
ajbmeb-1120	5	23	speed	speed	NOUN
ajbmeb-1120	5	24	.	.	PUNCT
ajbmeb-1120	6	1	banks	bank	NOUN
ajbmeb-1120	6	2	are	be	AUX
ajbmeb-1120	6	3	on	on	ADP
ajbmeb-1120	6	4	the	the	DET
ajbmeb-1120	6	5	verge	verge	NOUN
ajbmeb-1120	6	6	of	of	ADP
ajbmeb-1120	6	7	adopting	adopt	VERB
ajbmeb-1120	6	8	new	new	ADJ
ajbmeb-1120	6	9	technologies	technology	NOUN
ajbmeb-1120	6	10	such	such	ADJ
ajbmeb-1120	6	11	as	as	ADP
ajbmeb-1120	6	12	artificial	artificial	ADJ
ajbmeb-1120	6	13	intelligence	intelligence	NOUN
ajbmeb-1120	6	14	(	(	PUNCT
ajbmeb-1120	6	15	ai	ai	NOUN
ajbmeb-1120	6	16	)	)	PUNCT
ajbmeb-1120	6	17	and	and	CCONJ
ajbmeb-1120	6	18	machine	machine	NOUN
ajbmeb-1120	6	19	learning	learn	VERB
ajbmeb-1120	6	20	to	to	PART
ajbmeb-1120	6	21	reduce	reduce	VERB
ajbmeb-1120	6	22	fraud	fraud	NOUN
ajbmeb-1120	6	23	and	and	CCONJ
ajbmeb-1120	6	24	improve	improve	VERB
ajbmeb-1120	6	25	the	the	DET
ajbmeb-1120	6	26	quality	quality	NOUN
ajbmeb-1120	6	27	and	and	CCONJ
ajbmeb-1120	6	28	efficiency	efficiency	NOUN
ajbmeb-1120	6	29	of	of	ADP
ajbmeb-1120	6	30	customer	customer	NOUN
ajbmeb-1120	6	31	service	service	NOUN
ajbmeb-1120	6	32	.	.	PUNCT
ajbmeb-1120	7	1	in	in	ADP
ajbmeb-1120	7	2	the	the	DET
ajbmeb-1120	7	3	article	article	NOUN
ajbmeb-1120	7	4	,	,	PUNCT
ajbmeb-1120	7	5	we	we	PRON
ajbmeb-1120	7	6	consider	consider	VERB
ajbmeb-1120	7	7	the	the	DET
ajbmeb-1120	7	8	use	use	NOUN
ajbmeb-1120	7	9	of	of	ADP
ajbmeb-1120	7	10	artificial	artificial	ADJ
ajbmeb-1120	7	11	intelligence	intelligence	NOUN
ajbmeb-1120	7	12	and	and	CCONJ
ajbmeb-1120	7	13	other	other	ADJ
ajbmeb-1120	7	14	automation	automation	NOUN
ajbmeb-1120	7	15	technologies	technology	NOUN
ajbmeb-1120	7	16	related	relate	VERB
ajbmeb-1120	7	17	to	to	PART
ajbmeb-1120	7	18	risk	risk	NOUN
ajbmeb-1120	7	19	management	management	NOUN
ajbmeb-1120	7	20	in	in	ADP
ajbmeb-1120	7	21	banking	banking	NOUN
ajbmeb-1120	7	22	networks	network	NOUN
ajbmeb-1120	7	23	.	.	PUNCT
ajbmeb-1120	8	1	2	2	X
ajbmeb-1120	8	2	.	.	X
ajbmeb-1120	8	3	literature	literature	PROPN
ajbmeb-1120	8	4	review	review	PROPN
ajbmeb-1120	8	5	local	local	ADJ
ajbmeb-1120	8	6	and	and	CCONJ
ajbmeb-1120	8	7	foreign	foreign	ADJ
ajbmeb-1120	8	8	scientists	scientist	NOUN
ajbmeb-1120	8	9	have	have	AUX
ajbmeb-1120	8	10	conducted	conduct	VERB
ajbmeb-1120	8	11	a	a	DET
ajbmeb-1120	8	12	number	number	NOUN
ajbmeb-1120	8	13	of	of	ADP
ajbmeb-1120	8	14	researches	research	NOUN
ajbmeb-1120	8	15	and	and	CCONJ
ajbmeb-1120	8	16	developed	develop	VERB
ajbmeb-1120	8	17	scientific	scientific	ADJ
ajbmeb-1120	8	18	literature	literature	NOUN
ajbmeb-1120	8	19	on	on	ADP
ajbmeb-1120	8	20	risk	risk	NOUN
ajbmeb-1120	8	21	management	management	NOUN
ajbmeb-1120	8	22	in	in	ADP
ajbmeb-1120	8	23	commercial	commercial	ADJ
ajbmeb-1120	8	24	banks	bank	NOUN
ajbmeb-1120	8	25	.	.	PUNCT
ajbmeb-1120	9	1	in	in	ADP
ajbmeb-1120	9	2	the	the	DET
ajbmeb-1120	9	3	scientific	scientific	ADJ
ajbmeb-1120	9	4	works	work	NOUN
ajbmeb-1120	9	5	of	of	ADP
ajbmeb-1120	9	6	foreign	foreign	ADJ
ajbmeb-1120	9	7	economists	economist	NOUN
ajbmeb-1120	9	8	joyol	joyol	NOUN
ajbmeb-1120	9	9	bessis	bessis	NOUN
ajbmeb-1120	9	10	[	[	X
ajbmeb-1120	9	11	1	1	NUM
ajbmeb-1120	9	12	]	]	PUNCT
ajbmeb-1120	9	13	,	,	PUNCT
ajbmeb-1120	9	14	anthony	anthony	PROPN
ajbmeb-1120	9	15	saunders	saunders	PROPN
ajbmeb-1120	9	16	and	and	CCONJ
ajbmeb-1120	9	17	marcia	marcia	PROPN
ajbmeb-1120	9	18	millon	millon	PROPN
ajbmeb-1120	9	19	cornett	cornett	NOUN
ajbmeb-1120	9	20	[	[	X
ajbmeb-1120	9	21	2	2	NUM
ajbmeb-1120	9	22	]	]	PUNCT
ajbmeb-1120	9	23	,	,	PUNCT
ajbmeb-1120	9	24	andrea	andrea	PROPN
ajbmeb-1120	9	25	resti	resti	PROPN
ajbmeb-1120	9	26	and	and	CCONJ
ajbmeb-1120	9	27	andrea	andrea	PROPN
ajbmeb-1120	9	28	sironi	sironi	PROPN
ajbmeb-1120	10	1	[	[	X
ajbmeb-1120	10	2	3	3	NUM
ajbmeb-1120	10	3	]	]	PUNCT
ajbmeb-1120	10	4	,	,	PUNCT
ajbmeb-1120	10	5	the	the	DET
ajbmeb-1120	10	6	risks	risk	NOUN
ajbmeb-1120	10	7	that	that	PRON
ajbmeb-1120	10	8	may	may	AUX
ajbmeb-1120	10	9	arise	arise	VERB
ajbmeb-1120	10	10	in	in	ADP
ajbmeb-1120	10	11	commercial	commercial	ADJ
ajbmeb-1120	10	12	banks	bank	NOUN
ajbmeb-1120	10	13	and	and	CCONJ
ajbmeb-1120	10	14	their	their	PRON
ajbmeb-1120	10	15	management	management	NOUN
ajbmeb-1120	10	16	have	have	AUX
ajbmeb-1120	10	17	been	be	AUX
ajbmeb-1120	10	18	studied	study	VERB
ajbmeb-1120	10	19	.	.	PUNCT
ajbmeb-1120	11	1	philipp	philipp	PROPN
ajbmeb-1120	11	2	harle	harle	PROPN
ajbmeb-1120	12	1	[	[	X
ajbmeb-1120	12	2	4	4	NUM
ajbmeb-1120	12	3	]	]	PUNCT
ajbmeb-1120	12	4	,	,	PUNCT
ajbmeb-1120	12	5	andras	andras	PROPN
ajbmeb-1120	12	6	havas	havas	PROPN
ajbmeb-1120	12	7	and	and	CCONJ
ajbmeb-1120	12	8	hamid	hamid	PROPN
ajbmeb-1120	12	9	samandari	samandari	PROPN
ajbmeb-1120	12	10	,	,	PUNCT
ajbmeb-1120	12	11	a.	a.	PROPN
ajbmeb-1120	12	12	ghosh	ghosh	PROPN
ajbmeb-1120	12	13	,	,	PUNCT
ajbmeb-1120	12	14	m.	m.	NOUN
ajbmeb-1120	12	15	crouhy	crouhy	NOUN
ajbmeb-1120	12	16	,	,	PUNCT
ajbmeb-1120	12	17	d.	d.	PROPN
ajbmeb-1120	12	18	galai	galai	PROPN
ajbmeb-1120	12	19	,	,	PUNCT
ajbmeb-1120	12	20	r.	r.	PROPN
ajbmeb-1120	12	21	marklar	marklar	PROPN
ajbmeb-1120	12	22	[	[	X
ajbmeb-1120	12	23	5	5	NUM
ajbmeb-1120	12	24	]	]	PUNCT
ajbmeb-1120	12	25	also	also	ADV
ajbmeb-1120	12	26	conducted	conduct	VERB
ajbmeb-1120	12	27	research	research	NOUN
ajbmeb-1120	12	28	on	on	ADP
ajbmeb-1120	12	29	effective	effective	ADJ
ajbmeb-1120	12	30	risk	risk	NOUN
ajbmeb-1120	12	31	management	management	NOUN
ajbmeb-1120	12	32	methods	method	NOUN
ajbmeb-1120	12	33	in	in	ADP
ajbmeb-1120	12	34	their	their	PRON
ajbmeb-1120	12	35	research	research	NOUN
ajbmeb-1120	12	36	.	.	PUNCT
ajbmeb-1120	13	1	3	3	X
ajbmeb-1120	13	2	.	.	X
ajbmeb-1120	13	3	research	research	NOUN
ajbmeb-1120	13	4	methodology	methodology	NOUN
ajbmeb-1120	13	5	in	in	ADP
ajbmeb-1120	13	6	the	the	DET
ajbmeb-1120	13	7	research	research	NOUN
ajbmeb-1120	13	8	process	process	NOUN
ajbmeb-1120	13	9	,	,	PUNCT
ajbmeb-1120	13	10	general	general	ADJ
ajbmeb-1120	13	11	logical	logical	ADJ
ajbmeb-1120	13	12	(	(	PUNCT
ajbmeb-1120	13	13	induction	induction	NOUN
ajbmeb-1120	13	14	,	,	PUNCT
ajbmeb-1120	13	15	deduction	deduction	NOUN
ajbmeb-1120	13	16	,	,	PUNCT
ajbmeb-1120	13	17	analysis	analysis	NOUN
ajbmeb-1120	13	18	and	and	CCONJ
ajbmeb-1120	13	19	synthesis	synthesis	NOUN
ajbmeb-1120	13	20	,	,	PUNCT
ajbmeb-1120	13	21	analogy	analogy	NOUN
ajbmeb-1120	13	22	,	,	PUNCT
ajbmeb-1120	13	23	generalization	generalization	NOUN
ajbmeb-1120	13	24	)	)	PUNCT
ajbmeb-1120	13	25	and	and	CCONJ
ajbmeb-1120	13	26	specific	specific	ADJ
ajbmeb-1120	13	27	scientific	scientific	ADJ
ajbmeb-1120	13	28	(	(	PUNCT
ajbmeb-1120	13	29	comparison	comparison	NOUN
ajbmeb-1120	13	30	,	,	PUNCT
ajbmeb-1120	13	31	grouping	grouping	NOUN
ajbmeb-1120	13	32	,	,	PUNCT
ajbmeb-1120	13	33	statistical	statistical	ADJ
ajbmeb-1120	13	34	analysis	analysis	NOUN
ajbmeb-1120	13	35	and	and	CCONJ
ajbmeb-1120	13	36	economicmathematical	economicmathematical	ADJ
ajbmeb-1120	13	37	)	)	PUNCT
ajbmeb-1120	13	38	methods	method	NOUN
ajbmeb-1120	13	39	were	be	AUX
ajbmeb-1120	13	40	used	use	VERB
ajbmeb-1120	13	41	.	.	PUNCT
ajbmeb-1120	14	1	american	american	ADJ
ajbmeb-1120	14	2	journal	journal	PROPN
ajbmeb-1120	14	3	of	of	ADP
ajbmeb-1120	14	4	business	business	NOUN
ajbmeb-1120	14	5	management	management	NOUN
ajbmeb-1120	14	6	,	,	PUNCT
ajbmeb-1120	14	7	economics	economic	NOUN
ajbmeb-1120	14	8	and	and	CCONJ
ajbmeb-1120	14	9	banking	banking	NOUN
ajbmeb-1120	14	10	volume	volume	NOUN
ajbmeb-1120	14	11	15	15	NUM
ajbmeb-1120	14	12	august	august	PROPN
ajbmeb-1120	14	13	,	,	PUNCT
ajbmeb-1120	14	14	2023	2023	NUM
ajbmeb-1120	14	15	p	p	NOUN
ajbmeb-1120	14	16	a	a	PRON
ajbmeb-1120	14	17	g	g	NOUN
ajbmeb-1120	14	18	e	e	NOUN
ajbmeb-1120	15	1	|	|	ADV
ajbmeb-1120	15	2	34	34	NUM
ajbmeb-1120	15	3	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-1120	15	4	4	4	NUM
ajbmeb-1120	15	5	.	.	PUNCT
ajbmeb-1120	15	6	analysis	analysis	NOUN
ajbmeb-1120	15	7	and	and	CCONJ
ajbmeb-1120	15	8	discussion	discussion	NOUN
ajbmeb-1120	15	9	of	of	ADP
ajbmeb-1120	15	10	results	result	NOUN
ajbmeb-1120	15	11	the	the	DET
ajbmeb-1120	15	12	bank	bank	NOUN
ajbmeb-1120	15	13	is	be	AUX
ajbmeb-1120	15	14	constantly	constantly	ADV
ajbmeb-1120	15	15	exposed	expose	VERB
ajbmeb-1120	15	16	to	to	ADP
ajbmeb-1120	15	17	various	various	ADJ
ajbmeb-1120	15	18	risks	risk	NOUN
ajbmeb-1120	15	19	,	,	PUNCT
ajbmeb-1120	15	20	the	the	DET
ajbmeb-1120	15	21	most	most	ADV
ajbmeb-1120	15	22	common	common	ADJ
ajbmeb-1120	15	23	of	of	ADP
ajbmeb-1120	15	24	which	which	PRON
ajbmeb-1120	15	25	are	be	AUX
ajbmeb-1120	15	26	:	:	PUNCT
ajbmeb-1120	15	27	figure	figure	NOUN
ajbmeb-1120	15	28	1	1	NUM
ajbmeb-1120	15	29	.	.	NUM
ajbmeb-1120	15	30	types	type	NOUN
ajbmeb-1120	15	31	of	of	ADP
ajbmeb-1120	15	32	risks	risk	NOUN
ajbmeb-1120	15	33	that	that	PRON
ajbmeb-1120	15	34	may	may	AUX
ajbmeb-1120	15	35	arise	arise	VERB
ajbmeb-1120	15	36	in	in	ADP
ajbmeb-1120	15	37	the	the	DET
ajbmeb-1120	15	38	activity	activity	NOUN
ajbmeb-1120	15	39	of	of	ADP
ajbmeb-1120	15	40	commercial	commercial	ADJ
ajbmeb-1120	15	41	banks	bank	NOUN
ajbmeb-1120	16	1	[	[	X
ajbmeb-1120	16	2	6	6	NUM
ajbmeb-1120	16	3	]	]	PUNCT
ajbmeb-1120	16	4	the	the	DET
ajbmeb-1120	16	5	financial	financial	ADJ
ajbmeb-1120	16	6	services	service	NOUN
ajbmeb-1120	16	7	sector	sector	NOUN
ajbmeb-1120	16	8	typically	typically	ADV
ajbmeb-1120	16	9	deals	deal	VERB
ajbmeb-1120	16	10	with	with	ADP
ajbmeb-1120	16	11	large	large	ADJ
ajbmeb-1120	16	12	volumes	volume	NOUN
ajbmeb-1120	16	13	of	of	ADP
ajbmeb-1120	16	14	data	datum	NOUN
ajbmeb-1120	16	15	–	–	PUNCT
ajbmeb-1120	16	16	the	the	DET
ajbmeb-1120	16	17	volume	volume	NOUN
ajbmeb-1120	16	18	of	of	ADP
ajbmeb-1120	16	19	which	which	PRON
ajbmeb-1120	16	20	has	have	AUX
ajbmeb-1120	16	21	grown	grow	VERB
ajbmeb-1120	16	22	exponentially	exponentially	ADV
ajbmeb-1120	16	23	in	in	ADP
ajbmeb-1120	16	24	recent	recent	ADJ
ajbmeb-1120	16	25	years	year	NOUN
ajbmeb-1120	16	26	and	and	CCONJ
ajbmeb-1120	16	27	is	be	AUX
ajbmeb-1120	16	28	expected	expect	VERB
ajbmeb-1120	16	29	to	to	PART
ajbmeb-1120	16	30	grow	grow	VERB
ajbmeb-1120	16	31	further	far	ADV
ajbmeb-1120	16	32	in	in	ADP
ajbmeb-1120	16	33	the	the	DET
ajbmeb-1120	16	34	future	future	NOUN
ajbmeb-1120	16	35	.	.	PUNCT
ajbmeb-1120	17	1	it	it	PRON
ajbmeb-1120	17	2	is	be	AUX
ajbmeb-1120	17	3	estimated	estimate	VERB
ajbmeb-1120	17	4	that	that	SCONJ
ajbmeb-1120	17	5	in	in	ADP
ajbmeb-1120	17	6	2020	2020	NUM
ajbmeb-1120	17	7	,	,	PUNCT
ajbmeb-1120	17	8	each	each	DET
ajbmeb-1120	17	9	person	person	NOUN
ajbmeb-1120	17	10	created	create	VERB
ajbmeb-1120	17	11	an	an	DET
ajbmeb-1120	17	12	average	average	NOUN
ajbmeb-1120	17	13	of	of	ADP
ajbmeb-1120	17	14	at	at	ADV
ajbmeb-1120	17	15	least	least	ADV
ajbmeb-1120	17	16	1.7	1.7	NUM
ajbmeb-1120	17	17	mb	mb	NOUN
ajbmeb-1120	17	18	of	of	ADP
ajbmeb-1120	17	19	data	datum	NOUN
ajbmeb-1120	17	20	per	per	ADP
ajbmeb-1120	17	21	second	second	NOUN
ajbmeb-1120	17	22	;	;	PUNCT
ajbmeb-1120	17	23	by	by	ADP
ajbmeb-1120	17	24	2025	2025	NUM
ajbmeb-1120	17	25	,	,	PUNCT
ajbmeb-1120	17	26	society	society	NOUN
ajbmeb-1120	17	27	around	around	ADP
ajbmeb-1120	17	28	the	the	DET
ajbmeb-1120	17	29	world	world	NOUN
ajbmeb-1120	17	30	is	be	AUX
ajbmeb-1120	17	31	expected	expect	VERB
ajbmeb-1120	17	32	to	to	PART
ajbmeb-1120	17	33	generate	generate	VERB
ajbmeb-1120	17	34	463	463	NUM
ajbmeb-1120	17	35	exabytes	exabyte	NOUN
ajbmeb-1120	17	36	of	of	ADP
ajbmeb-1120	17	37	data	datum	NOUN
ajbmeb-1120	17	38	every	every	DET
ajbmeb-1120	17	39	day	day	NOUN
ajbmeb-1120	17	40	.	.	PUNCT
ajbmeb-1120	18	1	these	these	DET
ajbmeb-1120	18	2	large	large	ADJ
ajbmeb-1120	18	3	,	,	PUNCT
ajbmeb-1120	18	4	complex	complex	ADJ
ajbmeb-1120	18	5	data	datum	NOUN
ajbmeb-1120	18	6	sets	set	NOUN
ajbmeb-1120	18	7	contain	contain	VERB
ajbmeb-1120	18	8	insights	insight	NOUN
ajbmeb-1120	18	9	that	that	PRON
ajbmeb-1120	18	10	banks	bank	NOUN
ajbmeb-1120	18	11	can	can	AUX
ajbmeb-1120	18	12	use	use	VERB
ajbmeb-1120	18	13	to	to	PART
ajbmeb-1120	18	14	develop	develop	VERB
ajbmeb-1120	18	15	more	more	ADV
ajbmeb-1120	18	16	accurate	accurate	ADJ
ajbmeb-1120	18	17	risk	risk	NOUN
ajbmeb-1120	18	18	models	model	NOUN
ajbmeb-1120	18	19	,	,	PUNCT
ajbmeb-1120	18	20	improve	improve	VERB
ajbmeb-1120	18	21	decision	decision	NOUN
ajbmeb-1120	18	22	-	-	PUNCT
ajbmeb-1120	18	23	making	making	NOUN
ajbmeb-1120	18	24	,	,	PUNCT
ajbmeb-1120	18	25	and	and	CCONJ
ajbmeb-1120	18	26	identify	identify	VERB
ajbmeb-1120	18	27	suspicious	suspicious	ADJ
ajbmeb-1120	18	28	activity	activity	NOUN
ajbmeb-1120	18	29	or	or	CCONJ
ajbmeb-1120	18	30	transactions	transaction	NOUN
ajbmeb-1120	18	31	in	in	ADP
ajbmeb-1120	18	32	real	real	ADJ
ajbmeb-1120	18	33	time	time	NOUN
ajbmeb-1120	18	34	.	.	PUNCT
ajbmeb-1120	19	1	however	however	ADV
ajbmeb-1120	19	2	,	,	PUNCT
ajbmeb-1120	19	3	people	people	NOUN
ajbmeb-1120	19	4	themselves	themselves	PRON
ajbmeb-1120	19	5	do	do	AUX
ajbmeb-1120	19	6	not	not	PART
ajbmeb-1120	19	7	have	have	VERB
ajbmeb-1120	19	8	the	the	DET
ajbmeb-1120	19	9	ability	ability	NOUN
ajbmeb-1120	19	10	to	to	PART
ajbmeb-1120	19	11	accurately	accurately	ADV
ajbmeb-1120	19	12	analyze	analyze	VERB
ajbmeb-1120	19	13	this	this	DET
ajbmeb-1120	19	14	amount	amount	NOUN
ajbmeb-1120	19	15	of	of	ADP
ajbmeb-1120	19	16	information	information	NOUN
ajbmeb-1120	19	17	.	.	PUNCT
ajbmeb-1120	20	1	as	as	ADP
ajbmeb-1120	20	2	a	a	DET
ajbmeb-1120	20	3	result	result	NOUN
ajbmeb-1120	20	4	,	,	PUNCT
ajbmeb-1120	20	5	banks	banks	PROPN
ajbmeb-1120	20	6	american	american	PROPN
ajbmeb-1120	20	7	journal	journal	PROPN
ajbmeb-1120	20	8	of	of	ADP
ajbmeb-1120	20	9	business	business	NOUN
ajbmeb-1120	20	10	management	management	NOUN
ajbmeb-1120	20	11	,	,	PUNCT
ajbmeb-1120	20	12	economics	economic	NOUN
ajbmeb-1120	20	13	and	and	CCONJ
ajbmeb-1120	20	14	banking	banking	NOUN
ajbmeb-1120	20	15	volume	volume	NOUN
ajbmeb-1120	20	16	15	15	NUM
ajbmeb-1120	20	17	august	august	PROPN
ajbmeb-1120	20	18	,	,	PUNCT
ajbmeb-1120	20	19	2023	2023	NUM
ajbmeb-1120	20	20	p	p	NOUN
ajbmeb-1120	20	21	a	a	PRON
ajbmeb-1120	20	22	g	g	NOUN
ajbmeb-1120	20	23	e	e	NOUN
ajbmeb-1120	21	1	|	|	ADV
ajbmeb-1120	21	2	35	35	NUM
ajbmeb-1120	21	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1120	21	4	are	be	AUX
ajbmeb-1120	21	5	turning	turn	VERB
ajbmeb-1120	21	6	to	to	ADP
ajbmeb-1120	21	7	technology	technology	NOUN
ajbmeb-1120	21	8	to	to	PART
ajbmeb-1120	21	9	efficiently	efficiently	ADV
ajbmeb-1120	21	10	process	process	VERB
ajbmeb-1120	21	11	large	large	ADJ
ajbmeb-1120	21	12	volumes	volume	NOUN
ajbmeb-1120	21	13	of	of	ADP
ajbmeb-1120	21	14	data	datum	NOUN
ajbmeb-1120	21	15	and	and	CCONJ
ajbmeb-1120	21	16	improve	improve	VERB
ajbmeb-1120	21	17	customer	customer	NOUN
ajbmeb-1120	21	18	experience	experience	NOUN
ajbmeb-1120	21	19	to	to	PART
ajbmeb-1120	21	20	improve	improve	VERB
ajbmeb-1120	21	21	decision	decision	NOUN
ajbmeb-1120	21	22	-	-	PUNCT
ajbmeb-1120	21	23	making	making	NOUN
ajbmeb-1120	21	24	,	,	PUNCT
ajbmeb-1120	21	25	reduce	reduce	VERB
ajbmeb-1120	21	26	risk	risk	NOUN
ajbmeb-1120	21	27	and	and	CCONJ
ajbmeb-1120	21	28	identify	identify	VERB
ajbmeb-1120	21	29	key	key	ADJ
ajbmeb-1120	21	30	insights	insight	NOUN
ajbmeb-1120	21	31	.	.	PUNCT
ajbmeb-1120	22	1	artificial	artificial	ADJ
ajbmeb-1120	22	2	intelligence	intelligence	NOUN
ajbmeb-1120	22	3	(	(	PUNCT
ajbmeb-1120	22	4	ai	ai	AUX
ajbmeb-1120	22	5	):	):	PUNCT
ajbmeb-1120	22	6	ai	ai	VERB
ajbmeb-1120	22	7	uses	use	VERB
ajbmeb-1120	22	8	algorithms	algorithm	NOUN
ajbmeb-1120	22	9	to	to	PART
ajbmeb-1120	22	10	analyze	analyze	VERB
ajbmeb-1120	22	11	large	large	ADJ
ajbmeb-1120	22	12	,	,	PUNCT
ajbmeb-1120	22	13	complex	complex	ADJ
ajbmeb-1120	22	14	data	datum	NOUN
ajbmeb-1120	22	15	sets	set	NOUN
ajbmeb-1120	22	16	,	,	PUNCT
ajbmeb-1120	22	17	identify	identify	VERB
ajbmeb-1120	22	18	patterns	pattern	NOUN
ajbmeb-1120	22	19	,	,	PUNCT
ajbmeb-1120	22	20	and	and	CCONJ
ajbmeb-1120	22	21	predict	predict	VERB
ajbmeb-1120	22	22	outcomes	outcome	NOUN
ajbmeb-1120	22	23	.	.	PUNCT
ajbmeb-1120	23	1	this	this	PRON
ajbmeb-1120	23	2	helps	help	VERB
ajbmeb-1120	23	3	banks	bank	NOUN
ajbmeb-1120	23	4	effectively	effectively	ADV
ajbmeb-1120	23	5	mitigate	mitigate	VERB
ajbmeb-1120	23	6	risk	risk	NOUN
ajbmeb-1120	23	7	by	by	ADP
ajbmeb-1120	23	8	identifying	identify	VERB
ajbmeb-1120	23	9	suspicious	suspicious	ADJ
ajbmeb-1120	23	10	or	or	CCONJ
ajbmeb-1120	23	11	anomalous	anomalous	ADJ
ajbmeb-1120	23	12	activity	activity	NOUN
ajbmeb-1120	23	13	that	that	PRON
ajbmeb-1120	23	14	may	may	AUX
ajbmeb-1120	23	15	indicate	indicate	VERB
ajbmeb-1120	23	16	fraud	fraud	NOUN
ajbmeb-1120	23	17	.	.	PUNCT
ajbmeb-1120	24	1	machine	machine	NOUN
ajbmeb-1120	24	2	learning	learning	NOUN
ajbmeb-1120	24	3	(	(	PUNCT
ajbmeb-1120	24	4	ml	ml	NOUN
ajbmeb-1120	24	5	):	):	PUNCT
ajbmeb-1120	24	6	ml	ml	X
ajbmeb-1120	24	7	is	be	AUX
ajbmeb-1120	24	8	a	a	DET
ajbmeb-1120	24	9	form	form	NOUN
ajbmeb-1120	24	10	of	of	ADP
ajbmeb-1120	24	11	intelligent	intelligent	ADJ
ajbmeb-1120	24	12	automation	automation	NOUN
ajbmeb-1120	24	13	that	that	PRON
ajbmeb-1120	24	14	uses	use	VERB
ajbmeb-1120	24	15	models	model	NOUN
ajbmeb-1120	24	16	to	to	PART
ajbmeb-1120	24	17	analyze	analyze	VERB
ajbmeb-1120	24	18	existing	exist	VERB
ajbmeb-1120	24	19	data	datum	NOUN
ajbmeb-1120	24	20	and	and	CCONJ
ajbmeb-1120	24	21	accurately	accurately	ADV
ajbmeb-1120	24	22	predict	predict	VERB
ajbmeb-1120	24	23	outcomes	outcome	NOUN
ajbmeb-1120	24	24	based	base	VERB
ajbmeb-1120	24	25	on	on	ADP
ajbmeb-1120	24	26	patterns	pattern	NOUN
ajbmeb-1120	24	27	.	.	PUNCT
ajbmeb-1120	25	1	ml	ml	PROPN
ajbmeb-1120	25	2	algorithms	algorithm	NOUN
ajbmeb-1120	25	3	can	can	AUX
ajbmeb-1120	25	4	be	be	AUX
ajbmeb-1120	25	5	used	use	VERB
ajbmeb-1120	25	6	to	to	PART
ajbmeb-1120	25	7	process	process	VERB
ajbmeb-1120	25	8	large	large	ADJ
ajbmeb-1120	25	9	amounts	amount	NOUN
ajbmeb-1120	25	10	of	of	ADP
ajbmeb-1120	25	11	data	datum	NOUN
ajbmeb-1120	25	12	,	,	PUNCT
ajbmeb-1120	25	13	identify	identify	VERB
ajbmeb-1120	25	14	correlations	correlation	NOUN
ajbmeb-1120	25	15	,	,	PUNCT
ajbmeb-1120	25	16	calculate	calculate	NOUN
ajbmeb-1120	25	17	risk	risk	NOUN
ajbmeb-1120	25	18	,	,	PUNCT
ajbmeb-1120	25	19	and	and	CCONJ
ajbmeb-1120	25	20	inform	inform	VERB
ajbmeb-1120	25	21	decision	decision	NOUN
ajbmeb-1120	25	22	-	-	PUNCT
ajbmeb-1120	25	23	making	making	NOUN
ajbmeb-1120	25	24	.	.	PUNCT
ajbmeb-1120	26	1	deep	deep	ADJ
ajbmeb-1120	26	2	learning	learning	NOUN
ajbmeb-1120	26	3	.	.	PUNCT
ajbmeb-1120	27	1	deep	deep	ADJ
ajbmeb-1120	27	2	learning	learning	NOUN
ajbmeb-1120	27	3	uses	use	VERB
ajbmeb-1120	27	4	neural	neural	ADJ
ajbmeb-1120	27	5	networks	network	NOUN
ajbmeb-1120	27	6	to	to	PART
ajbmeb-1120	27	7	study	study	VERB
ajbmeb-1120	27	8	large	large	ADJ
ajbmeb-1120	27	9	data	datum	NOUN
ajbmeb-1120	27	10	sets	set	NOUN
ajbmeb-1120	27	11	.	.	PUNCT
ajbmeb-1120	28	1	unlike	unlike	ADP
ajbmeb-1120	28	2	ml	ml	NOUN
ajbmeb-1120	28	3	,	,	PUNCT
ajbmeb-1120	28	4	which	which	PRON
ajbmeb-1120	28	5	uses	use	VERB
ajbmeb-1120	28	6	predefined	predefine	VERB
ajbmeb-1120	28	7	models	model	NOUN
ajbmeb-1120	28	8	to	to	PART
ajbmeb-1120	28	9	identify	identify	VERB
ajbmeb-1120	28	10	patterns	pattern	NOUN
ajbmeb-1120	28	11	,	,	PUNCT
ajbmeb-1120	28	12	neural	neural	ADJ
ajbmeb-1120	28	13	networks	network	NOUN
ajbmeb-1120	28	14	in	in	ADP
ajbmeb-1120	28	15	deep	deep	ADJ
ajbmeb-1120	28	16	learning	learning	NOUN
ajbmeb-1120	28	17	tools	tool	NOUN
ajbmeb-1120	28	18	use	use	VERB
ajbmeb-1120	28	19	reasoning	reasoning	NOUN
ajbmeb-1120	28	20	,	,	PUNCT
ajbmeb-1120	28	21	mimicking	mimic	VERB
ajbmeb-1120	28	22	the	the	DET
ajbmeb-1120	28	23	behavior	behavior	NOUN
ajbmeb-1120	28	24	of	of	ADP
ajbmeb-1120	28	25	the	the	DET
ajbmeb-1120	28	26	human	human	ADJ
ajbmeb-1120	28	27	brain	brain	NOUN
ajbmeb-1120	28	28	,	,	PUNCT
ajbmeb-1120	28	29	to	to	PART
ajbmeb-1120	28	30	detect	detect	VERB
ajbmeb-1120	28	31	patterns	pattern	NOUN
ajbmeb-1120	28	32	or	or	CCONJ
ajbmeb-1120	28	33	anomalies	anomaly	NOUN
ajbmeb-1120	28	34	.	.	PUNCT
ajbmeb-1120	29	1	in	in	ADP
ajbmeb-1120	29	2	the	the	DET
ajbmeb-1120	29	3	banking	banking	NOUN
ajbmeb-1120	29	4	industry	industry	NOUN
ajbmeb-1120	29	5	,	,	PUNCT
ajbmeb-1120	29	6	deep	deep	ADJ
ajbmeb-1120	29	7	learning	learning	NOUN
ajbmeb-1120	29	8	is	be	AUX
ajbmeb-1120	29	9	used	use	VERB
ajbmeb-1120	29	10	to	to	PART
ajbmeb-1120	29	11	more	more	ADV
ajbmeb-1120	29	12	accurately	accurately	ADV
ajbmeb-1120	29	13	calculate	calculate	VERB
ajbmeb-1120	29	14	credit	credit	NOUN
ajbmeb-1120	29	15	risk	risk	NOUN
ajbmeb-1120	29	16	for	for	ADP
ajbmeb-1120	29	17	loan	loan	NOUN
ajbmeb-1120	29	18	or	or	CCONJ
ajbmeb-1120	29	19	credit	credit	NOUN
ajbmeb-1120	29	20	card	card	NOUN
ajbmeb-1120	29	21	applicants	applicant	NOUN
ajbmeb-1120	29	22	,	,	PUNCT
ajbmeb-1120	29	23	as	as	ADV
ajbmeb-1120	29	24	well	well	ADV
ajbmeb-1120	29	25	as	as	ADP
ajbmeb-1120	29	26	to	to	PART
ajbmeb-1120	29	27	identify	identify	VERB
ajbmeb-1120	29	28	trends	trend	NOUN
ajbmeb-1120	29	29	or	or	CCONJ
ajbmeb-1120	29	30	predict	predict	VERB
ajbmeb-1120	29	31	events	event	NOUN
ajbmeb-1120	29	32	that	that	PRON
ajbmeb-1120	29	33	may	may	AUX
ajbmeb-1120	29	34	affect	affect	VERB
ajbmeb-1120	29	35	the	the	DET
ajbmeb-1120	29	36	creditworthiness	creditworthiness	NOUN
ajbmeb-1120	29	37	of	of	ADP
ajbmeb-1120	29	38	an	an	DET
ajbmeb-1120	29	39	entire	entire	ADJ
ajbmeb-1120	29	40	group	group	NOUN
ajbmeb-1120	29	41	.	.	PUNCT
ajbmeb-1120	30	1	natural	natural	ADJ
ajbmeb-1120	30	2	language	language	NOUN
ajbmeb-1120	30	3	processing	processing	NOUN
ajbmeb-1120	30	4	.	.	PUNCT
ajbmeb-1120	31	1	nlp	nlp	NOUN
ajbmeb-1120	31	2	is	be	AUX
ajbmeb-1120	31	3	a	a	DET
ajbmeb-1120	31	4	type	type	NOUN
ajbmeb-1120	31	5	of	of	ADP
ajbmeb-1120	31	6	ai	ai	NOUN
ajbmeb-1120	31	7	that	that	PRON
ajbmeb-1120	31	8	allows	allow	VERB
ajbmeb-1120	31	9	computers	computer	NOUN
ajbmeb-1120	31	10	to	to	PART
ajbmeb-1120	31	11	"	"	PUNCT
ajbmeb-1120	31	12	read	read	VERB
ajbmeb-1120	31	13	"	"	PUNCT
ajbmeb-1120	31	14	text	text	NOUN
ajbmeb-1120	31	15	and	and	CCONJ
ajbmeb-1120	31	16	make	make	VERB
ajbmeb-1120	31	17	sense	sense	NOUN
ajbmeb-1120	31	18	of	of	ADP
ajbmeb-1120	31	19	it	it	PRON
ajbmeb-1120	31	20	.	.	PUNCT
ajbmeb-1120	32	1	in	in	ADP
ajbmeb-1120	32	2	the	the	DET
ajbmeb-1120	32	3	banking	banking	NOUN
ajbmeb-1120	32	4	industry	industry	NOUN
ajbmeb-1120	32	5	,	,	PUNCT
ajbmeb-1120	32	6	organizations	organization	NOUN
ajbmeb-1120	32	7	can	can	AUX
ajbmeb-1120	32	8	use	use	VERB
ajbmeb-1120	32	9	nlp	nlp	NOUN
ajbmeb-1120	32	10	to	to	PART
ajbmeb-1120	32	11	extract	extract	VERB
ajbmeb-1120	32	12	relevant	relevant	ADJ
ajbmeb-1120	32	13	information	information	NOUN
ajbmeb-1120	32	14	from	from	ADP
ajbmeb-1120	32	15	structured	structured	ADJ
ajbmeb-1120	32	16	or	or	CCONJ
ajbmeb-1120	32	17	unstructured	unstructured	ADJ
ajbmeb-1120	32	18	data	data	NOUN
ajbmeb-1120	32	19	sets	set	NOUN
ajbmeb-1120	32	20	.	.	PUNCT
ajbmeb-1120	33	1	this	this	PRON
ajbmeb-1120	33	2	can	can	AUX
ajbmeb-1120	33	3	significantly	significantly	ADV
ajbmeb-1120	33	4	increase	increase	VERB
ajbmeb-1120	33	5	the	the	DET
ajbmeb-1120	33	6	speed	speed	NOUN
ajbmeb-1120	33	7	at	at	ADP
ajbmeb-1120	33	8	which	which	PRON
ajbmeb-1120	33	9	banks	bank	NOUN
ajbmeb-1120	33	10	process	process	VERB
ajbmeb-1120	33	11	applications	application	NOUN
ajbmeb-1120	33	12	,	,	PUNCT
ajbmeb-1120	33	13	open	open	ADJ
ajbmeb-1120	33	14	new	new	ADJ
ajbmeb-1120	33	15	accounts	account	NOUN
ajbmeb-1120	33	16	,	,	PUNCT
ajbmeb-1120	33	17	handle	handle	VERB
ajbmeb-1120	33	18	customer	customer	NOUN
ajbmeb-1120	33	19	service	service	NOUN
ajbmeb-1120	33	20	inquiries	inquiry	NOUN
ajbmeb-1120	33	21	,	,	PUNCT
ajbmeb-1120	33	22	onboard	onboard	ADP
ajbmeb-1120	33	23	new	new	ADJ
ajbmeb-1120	33	24	employees	employee	NOUN
ajbmeb-1120	33	25	,	,	PUNCT
ajbmeb-1120	33	26	or	or	CCONJ
ajbmeb-1120	33	27	perform	perform	VERB
ajbmeb-1120	33	28	other	other	ADJ
ajbmeb-1120	33	29	tasks	task	NOUN
ajbmeb-1120	33	30	that	that	PRON
ajbmeb-1120	33	31	require	require	VERB
ajbmeb-1120	33	32	the	the	DET
ajbmeb-1120	33	33	organization	organization	NOUN
ajbmeb-1120	33	34	to	to	PART
ajbmeb-1120	33	35	collect	collect	VERB
ajbmeb-1120	33	36	and	and	CCONJ
ajbmeb-1120	33	37	synthesize	synthesize	VERB
ajbmeb-1120	33	38	text	text	NOUN
ajbmeb-1120	33	39	-	-	PUNCT
ajbmeb-1120	33	40	based	base	VERB
ajbmeb-1120	33	41	data	datum	NOUN
ajbmeb-1120	33	42	.	.	PUNCT
ajbmeb-1120	34	1	intelligent	intelligent	ADJ
ajbmeb-1120	34	2	document	document	NOUN
ajbmeb-1120	34	3	processing	processing	NOUN
ajbmeb-1120	34	4	.	.	PUNCT
ajbmeb-1120	35	1	idp	idp	PROPN
ajbmeb-1120	35	2	is	be	AUX
ajbmeb-1120	35	3	a	a	DET
ajbmeb-1120	35	4	form	form	NOUN
ajbmeb-1120	35	5	of	of	ADP
ajbmeb-1120	35	6	intelligent	intelligent	ADJ
ajbmeb-1120	35	7	automation	automation	NOUN
ajbmeb-1120	35	8	that	that	PRON
ajbmeb-1120	35	9	uses	use	VERB
ajbmeb-1120	35	10	advanced	advanced	ADJ
ajbmeb-1120	35	11	technologies	technology	NOUN
ajbmeb-1120	35	12	to	to	PART
ajbmeb-1120	35	13	extract	extract	VERB
ajbmeb-1120	35	14	semi	semi	ADJ
ajbmeb-1120	35	15	-	-	ADJ
ajbmeb-1120	35	16	structured	structured	ADJ
ajbmeb-1120	35	17	or	or	CCONJ
ajbmeb-1120	35	18	unstructured	unstructured	ADJ
ajbmeb-1120	35	19	data	datum	NOUN
ajbmeb-1120	35	20	from	from	ADP
ajbmeb-1120	35	21	files	file	NOUN
ajbmeb-1120	35	22	and	and	CCONJ
ajbmeb-1120	35	23	transform	transform	VERB
ajbmeb-1120	35	24	them	they	PRON
ajbmeb-1120	35	25	into	into	ADP
ajbmeb-1120	35	26	structured	structured	ADJ
ajbmeb-1120	35	27	,	,	PUNCT
ajbmeb-1120	35	28	usable	usable	ADJ
ajbmeb-1120	35	29	data	datum	NOUN
ajbmeb-1120	35	30	.	.	PUNCT
ajbmeb-1120	36	1	intelligent	intelligent	ADJ
ajbmeb-1120	36	2	document	document	NOUN
ajbmeb-1120	36	3	processing	processing	NOUN
ajbmeb-1120	36	4	allows	allow	VERB
ajbmeb-1120	36	5	enterprises	enterprise	NOUN
ajbmeb-1120	36	6	to	to	PART
ajbmeb-1120	36	7	eliminate	eliminate	VERB
ajbmeb-1120	36	8	manual	manual	ADJ
ajbmeb-1120	36	9	data	datum	NOUN
ajbmeb-1120	36	10	processing	processing	NOUN
ajbmeb-1120	36	11	tasks	task	NOUN
ajbmeb-1120	36	12	,	,	PUNCT
ajbmeb-1120	36	13	which	which	PRON
ajbmeb-1120	36	14	significantly	significantly	ADV
ajbmeb-1120	36	15	improves	improve	VERB
ajbmeb-1120	36	16	processing	processing	NOUN
ajbmeb-1120	36	17	time	time	NOUN
ajbmeb-1120	36	18	,	,	PUNCT
ajbmeb-1120	36	19	reduces	reduce	VERB
ajbmeb-1120	36	20	costs	cost	NOUN
ajbmeb-1120	36	21	and	and	CCONJ
ajbmeb-1120	36	22	eliminates	eliminate	VERB
ajbmeb-1120	36	23	errors	error	NOUN
ajbmeb-1120	36	24	.	.	PUNCT
ajbmeb-1120	37	1	big	big	ADJ
ajbmeb-1120	37	2	data	datum	NOUN
ajbmeb-1120	37	3	analytics	analytic	NOUN
ajbmeb-1120	37	4	:	:	PUNCT
ajbmeb-1120	37	5	banks	bank	NOUN
ajbmeb-1120	37	6	use	use	VERB
ajbmeb-1120	37	7	special	special	ADJ
ajbmeb-1120	37	8	technological	technological	ADJ
ajbmeb-1120	37	9	tools	tool	NOUN
ajbmeb-1120	37	10	to	to	PART
ajbmeb-1120	37	11	analyze	analyze	VERB
ajbmeb-1120	37	12	large	large	ADJ
ajbmeb-1120	37	13	data	datum	NOUN
ajbmeb-1120	37	14	sets	set	NOUN
ajbmeb-1120	37	15	to	to	PART
ajbmeb-1120	37	16	identify	identify	VERB
ajbmeb-1120	37	17	patterns	pattern	NOUN
ajbmeb-1120	37	18	,	,	PUNCT
ajbmeb-1120	37	19	correlations	correlation	NOUN
ajbmeb-1120	37	20	and	and	CCONJ
ajbmeb-1120	37	21	market	market	NOUN
ajbmeb-1120	37	22	trends	trend	NOUN
ajbmeb-1120	37	23	.	.	PUNCT
ajbmeb-1120	38	1	while	while	SCONJ
ajbmeb-1120	38	2	these	these	DET
ajbmeb-1120	38	3	tools	tool	NOUN
ajbmeb-1120	38	4	do	do	AUX
ajbmeb-1120	38	5	n't	not	PART
ajbmeb-1120	38	6	necessarily	necessarily	ADV
ajbmeb-1120	38	7	take	take	VERB
ajbmeb-1120	38	8	advantage	advantage	NOUN
ajbmeb-1120	38	9	of	of	ADP
ajbmeb-1120	38	10	ai	ai	ADJ
ajbmeb-1120	38	11	capabilities	capability	NOUN
ajbmeb-1120	38	12	,	,	PUNCT
ajbmeb-1120	38	13	the	the	DET
ajbmeb-1120	38	14	technology	technology	NOUN
ajbmeb-1120	38	15	allows	allow	VERB
ajbmeb-1120	38	16	banks	bank	NOUN
ajbmeb-1120	38	17	and	and	CCONJ
ajbmeb-1120	38	18	their	their	PRON
ajbmeb-1120	38	19	it	it	NOUN
ajbmeb-1120	38	20	teams	team	NOUN
ajbmeb-1120	38	21	to	to	PART
ajbmeb-1120	38	22	better	well	ADV
ajbmeb-1120	38	23	understand	understand	VERB
ajbmeb-1120	38	24	and	and	CCONJ
ajbmeb-1120	38	25	mitigate	mitigate	VERB
ajbmeb-1120	38	26	risk	risk	NOUN
ajbmeb-1120	38	27	.	.	PUNCT
ajbmeb-1120	39	1	there	there	PRON
ajbmeb-1120	39	2	are	be	VERB
ajbmeb-1120	39	3	several	several	ADJ
ajbmeb-1120	39	4	ways	way	NOUN
ajbmeb-1120	39	5	that	that	PRON
ajbmeb-1120	39	6	ai	ai	VERB
ajbmeb-1120	39	7	and	and	CCONJ
ajbmeb-1120	39	8	related	related	ADJ
ajbmeb-1120	39	9	technologies	technology	NOUN
ajbmeb-1120	39	10	can	can	AUX
ajbmeb-1120	39	11	enable	enable	VERB
ajbmeb-1120	39	12	banks	bank	NOUN
ajbmeb-1120	39	13	to	to	PART
ajbmeb-1120	39	14	identify	identify	VERB
ajbmeb-1120	39	15	and	and	CCONJ
ajbmeb-1120	39	16	mitigate	mitigate	VERB
ajbmeb-1120	39	17	risk	risk	NOUN
ajbmeb-1120	39	18	in	in	ADP
ajbmeb-1120	39	19	a	a	DET
ajbmeb-1120	39	20	more	more	ADV
ajbmeb-1120	39	21	efficient	efficient	ADJ
ajbmeb-1120	39	22	and	and	CCONJ
ajbmeb-1120	39	23	timely	timely	ADJ
ajbmeb-1120	39	24	manner	manner	NOUN
ajbmeb-1120	39	25	.	.	PUNCT
ajbmeb-1120	40	1	these	these	PRON
ajbmeb-1120	40	2	include	include	VERB
ajbmeb-1120	40	3	:	:	PUNCT
ajbmeb-1120	40	4	1	1	X
ajbmeb-1120	40	5	.	.	PUNCT
ajbmeb-1120	40	6	fraud	fraud	NOUN
ajbmeb-1120	40	7	detection	detection	PROPN
ajbmeb-1120	40	8	.	.	PUNCT
ajbmeb-1120	41	1	fraud	fraud	NOUN
ajbmeb-1120	41	2	detection	detection	NOUN
ajbmeb-1120	41	3	in	in	ADP
ajbmeb-1120	41	4	loan	loan	NOUN
ajbmeb-1120	41	5	applications	application	NOUN
ajbmeb-1120	41	6	:	:	PUNCT
ajbmeb-1120	41	7	ml	ml	X
ajbmeb-1120	41	8	algorithms	algorithm	NOUN
ajbmeb-1120	41	9	help	help	VERB
ajbmeb-1120	41	10	banks	bank	NOUN
ajbmeb-1120	41	11	detect	detect	VERB
ajbmeb-1120	41	12	discrepancies	discrepancy	NOUN
ajbmeb-1120	41	13	in	in	ADP
ajbmeb-1120	41	14	loan	loan	NOUN
ajbmeb-1120	41	15	applications	application	NOUN
ajbmeb-1120	41	16	.	.	PUNCT
ajbmeb-1120	42	1	in	in	ADP
ajbmeb-1120	42	2	today	today	NOUN
ajbmeb-1120	42	3	's	's	PART
ajbmeb-1120	42	4	digital	digital	ADJ
ajbmeb-1120	42	5	society	society	NOUN
ajbmeb-1120	42	6	,	,	PUNCT
ajbmeb-1120	42	7	fraudsters	fraudster	NOUN
ajbmeb-1120	42	8	steal	steal	VERB
ajbmeb-1120	42	9	fake	fake	ADJ
ajbmeb-1120	42	10	personal	personal	ADJ
ajbmeb-1120	42	11	information	information	NOUN
ajbmeb-1120	42	12	to	to	PART
ajbmeb-1120	42	13	submit	submit	VERB
ajbmeb-1120	42	14	credit	credit	NOUN
ajbmeb-1120	42	15	applications	application	NOUN
ajbmeb-1120	42	16	.	.	PUNCT
ajbmeb-1120	43	1	without	without	ADP
ajbmeb-1120	43	2	the	the	DET
ajbmeb-1120	43	3	help	help	NOUN
ajbmeb-1120	43	4	of	of	ADP
ajbmeb-1120	43	5	ai	ai	NOUN
ajbmeb-1120	43	6	or	or	CCONJ
ajbmeb-1120	43	7	ml	ml	NOUN
ajbmeb-1120	43	8	-	-	PUNCT
ajbmeb-1120	43	9	enabled	enable	VERB
ajbmeb-1120	43	10	models	model	NOUN
ajbmeb-1120	43	11	,	,	PUNCT
ajbmeb-1120	43	12	banks	bank	NOUN
ajbmeb-1120	43	13	may	may	AUX
ajbmeb-1120	43	14	struggle	struggle	VERB
ajbmeb-1120	43	15	to	to	PART
ajbmeb-1120	43	16	find	find	VERB
ajbmeb-1120	43	17	a	a	DET
ajbmeb-1120	43	18	balance	balance	NOUN
ajbmeb-1120	43	19	between	between	ADP
ajbmeb-1120	43	20	quickly	quickly	ADV
ajbmeb-1120	43	21	processing	processing	NOUN
ajbmeb-1120	43	22	applications	application	NOUN
ajbmeb-1120	43	23	and	and	CCONJ
ajbmeb-1120	43	24	ensuring	ensure	VERB
ajbmeb-1120	43	25	the	the	DET
ajbmeb-1120	43	26	accuracy	accuracy	NOUN
ajbmeb-1120	43	27	of	of	ADP
ajbmeb-1120	43	28	their	their	PRON
ajbmeb-1120	43	29	documents	document	NOUN
ajbmeb-1120	43	30	[	[	X
ajbmeb-1120	43	31	7	7	NUM
ajbmeb-1120	43	32	]	]	PUNCT
ajbmeb-1120	43	33	.	.	PUNCT
ajbmeb-1120	44	1	real	real	ADJ
ajbmeb-1120	44	2	-	-	PUNCT
ajbmeb-1120	44	3	time	time	NOUN
ajbmeb-1120	44	4	transaction	transaction	NOUN
ajbmeb-1120	44	5	fraud	fraud	NOUN
ajbmeb-1120	44	6	detection	detection	NOUN
ajbmeb-1120	44	7	:	:	PUNCT
ajbmeb-1120	44	8	manual	manual	ADJ
ajbmeb-1120	44	9	fraud	fraud	NOUN
ajbmeb-1120	44	10	detection	detection	NOUN
ajbmeb-1120	44	11	systems	system	NOUN
ajbmeb-1120	44	12	that	that	PRON
ajbmeb-1120	44	13	rely	rely	VERB
ajbmeb-1120	44	14	primarily	primarily	ADV
ajbmeb-1120	44	15	on	on	ADP
ajbmeb-1120	44	16	human	human	ADJ
ajbmeb-1120	44	17	analysis	analysis	NOUN
ajbmeb-1120	44	18	are	be	AUX
ajbmeb-1120	44	19	no	no	ADV
ajbmeb-1120	44	20	longer	long	ADV
ajbmeb-1120	44	21	a	a	DET
ajbmeb-1120	44	22	practical	practical	ADJ
ajbmeb-1120	44	23	or	or	CCONJ
ajbmeb-1120	44	24	effective	effective	ADJ
ajbmeb-1120	44	25	solution	solution	NOUN
ajbmeb-1120	44	26	for	for	ADP
ajbmeb-1120	44	27	tracking	track	VERB
ajbmeb-1120	44	28	digital	digital	ADJ
ajbmeb-1120	44	29	transactions	transaction	NOUN
ajbmeb-1120	44	30	in	in	ADP
ajbmeb-1120	44	31	today	today	NOUN
ajbmeb-1120	44	32	's	's	PART
ajbmeb-1120	44	33	environment	environment	NOUN
ajbmeb-1120	44	34	.	.	PUNCT
ajbmeb-1120	45	1	ai	ai	VERB
ajbmeb-1120	45	2	-	-	PUNCT
ajbmeb-1120	45	3	based	base	VERB
ajbmeb-1120	45	4	risk	risk	NOUN
ajbmeb-1120	45	5	management	management	NOUN
ajbmeb-1120	45	6	tools	tool	NOUN
ajbmeb-1120	45	7	and	and	CCONJ
ajbmeb-1120	45	8	techniques	technique	NOUN
ajbmeb-1120	45	9	offer	offer	VERB
ajbmeb-1120	45	10	organizations	organization	NOUN
ajbmeb-1120	45	11	real	real	ADJ
ajbmeb-1120	45	12	-	-	PUNCT
ajbmeb-1120	45	13	time	time	NOUN
ajbmeb-1120	45	14	data	datum	NOUN
ajbmeb-1120	45	15	analysis	analysis	NOUN
ajbmeb-1120	45	16	,	,	PUNCT
ajbmeb-1120	45	17	allowing	allow	VERB
ajbmeb-1120	45	18	them	they	PRON
ajbmeb-1120	45	19	to	to	PART
ajbmeb-1120	45	20	block	block	VERB
ajbmeb-1120	45	21	potentially	potentially	ADV
ajbmeb-1120	45	22	fraudulent	fraudulent	ADJ
ajbmeb-1120	45	23	transactions	transaction	NOUN
ajbmeb-1120	45	24	or	or	CCONJ
ajbmeb-1120	45	25	require	require	VERB
ajbmeb-1120	45	26	verification	verification	NOUN
ajbmeb-1120	45	27	before	before	ADP
ajbmeb-1120	45	28	proceeding	proceeding	NOUN
ajbmeb-1120	45	29	.	.	PUNCT
ajbmeb-1120	46	1	ai	ai	VERB
ajbmeb-1120	46	2	or	or	CCONJ
ajbmeb-1120	46	3	ml	ml	ADP
ajbmeb-1120	46	4	models	model	NOUN
ajbmeb-1120	46	5	are	be	AUX
ajbmeb-1120	46	6	expected	expect	VERB
ajbmeb-1120	46	7	to	to	PART
ajbmeb-1120	46	8	become	become	VERB
ajbmeb-1120	46	9	more	more	ADV
ajbmeb-1120	46	10	intelligent	intelligent	ADJ
ajbmeb-1120	46	11	over	over	ADP
ajbmeb-1120	46	12	time	time	NOUN
ajbmeb-1120	46	13	when	when	SCONJ
ajbmeb-1120	46	14	it	it	PRON
ajbmeb-1120	46	15	comes	come	VERB
ajbmeb-1120	46	16	to	to	PART
ajbmeb-1120	46	17	fraud	fraud	VERB
ajbmeb-1120	46	18	detection	detection	NOUN
ajbmeb-1120	46	19	in	in	ADP
ajbmeb-1120	46	20	transactional	transactional	ADJ
ajbmeb-1120	46	21	processes	process	NOUN
ajbmeb-1120	46	22	,	,	PUNCT
ajbmeb-1120	46	23	such	such	ADJ
ajbmeb-1120	46	24	as	as	ADP
ajbmeb-1120	46	25	in	in	ADP
ajbmeb-1120	46	26	the	the	DET
ajbmeb-1120	46	27	lending	lending	NOUN
ajbmeb-1120	46	28	process	process	NOUN
ajbmeb-1120	46	29	.	.	PUNCT
ajbmeb-1120	47	1	that	that	PRON
ajbmeb-1120	47	2	is	be	AUX
ajbmeb-1120	47	3	,	,	PUNCT
ajbmeb-1120	47	4	as	as	SCONJ
ajbmeb-1120	47	5	the	the	DET
ajbmeb-1120	47	6	models	model	NOUN
ajbmeb-1120	47	7	receive	receive	VERB
ajbmeb-1120	47	8	more	more	ADJ
ajbmeb-1120	47	9	data	datum	NOUN
ajbmeb-1120	47	10	,	,	PUNCT
ajbmeb-1120	47	11	the	the	DET
ajbmeb-1120	47	12	possibilities	possibility	NOUN
ajbmeb-1120	47	13	of	of	ADP
ajbmeb-1120	47	14	their	their	PRON
ajbmeb-1120	47	15	analysis	analysis	NOUN
ajbmeb-1120	47	16	become	become	VERB
ajbmeb-1120	47	17	more	more	ADV
ajbmeb-1120	47	18	accurate	accurate	ADJ
ajbmeb-1120	47	19	,	,	PUNCT
ajbmeb-1120	47	20	and	and	CCONJ
ajbmeb-1120	47	21	the	the	DET
ajbmeb-1120	47	22	occurrence	occurrence	NOUN
ajbmeb-1120	47	23	of	of	ADP
ajbmeb-1120	47	24	errors	error	NOUN
ajbmeb-1120	47	25	in	in	ADP
ajbmeb-1120	47	26	the	the	DET
ajbmeb-1120	47	27	system	system	NOUN
ajbmeb-1120	47	28	decreases	decrease	VERB
ajbmeb-1120	47	29	over	over	ADP
ajbmeb-1120	47	30	time	time	NOUN
ajbmeb-1120	47	31	[	[	X
ajbmeb-1120	47	32	8	8	NUM
ajbmeb-1120	47	33	]	]	SYM
ajbmeb-1120	47	34	.	.	PUNCT
ajbmeb-1120	48	1	2	2	X
ajbmeb-1120	48	2	.	.	X
ajbmeb-1120	48	3	regulatory	regulatory	ADJ
ajbmeb-1120	48	4	compliance	compliance	NOUN
ajbmeb-1120	48	5	management	management	NOUN
ajbmeb-1120	48	6	.	.	PUNCT
ajbmeb-1120	49	1	compliance	compliance	NOUN
ajbmeb-1120	49	2	with	with	ADP
ajbmeb-1120	49	3	national	national	ADJ
ajbmeb-1120	49	4	and	and	CCONJ
ajbmeb-1120	49	5	international	international	ADJ
ajbmeb-1120	49	6	regulations	regulation	NOUN
ajbmeb-1120	49	7	is	be	AUX
ajbmeb-1120	49	8	a	a	DET
ajbmeb-1120	49	9	very	very	ADV
ajbmeb-1120	49	10	important	important	ADJ
ajbmeb-1120	49	11	and	and	CCONJ
ajbmeb-1120	49	12	complex	complex	ADJ
ajbmeb-1120	49	13	activity	activity	NOUN
ajbmeb-1120	49	14	in	in	ADP
ajbmeb-1120	49	15	the	the	DET
ajbmeb-1120	49	16	financial	financial	ADJ
ajbmeb-1120	49	17	sector	sector	NOUN
ajbmeb-1120	49	18	.	.	PUNCT
ajbmeb-1120	50	1	it	it	PRON
ajbmeb-1120	50	2	is	be	AUX
ajbmeb-1120	50	3	necessary	necessary	ADJ
ajbmeb-1120	50	4	to	to	PART
ajbmeb-1120	50	5	review	review	VERB
ajbmeb-1120	50	6	large	large	ADJ
ajbmeb-1120	50	7	data	datum	NOUN
ajbmeb-1120	50	8	sets	set	NOUN
ajbmeb-1120	50	9	,	,	PUNCT
ajbmeb-1120	50	10	analyze	analyze	VERB
ajbmeb-1120	50	11	many	many	ADJ
ajbmeb-1120	50	12	variables	variable	NOUN
ajbmeb-1120	50	13	,	,	PUNCT
ajbmeb-1120	50	14	and	and	CCONJ
ajbmeb-1120	50	15	provide	provide	VERB
ajbmeb-1120	50	16	accurate	accurate	ADJ
ajbmeb-1120	50	17	documentation	documentation	NOUN
ajbmeb-1120	50	18	to	to	ADP
ajbmeb-1120	50	19	the	the	DET
ajbmeb-1120	50	20	appropriate	appropriate	ADJ
ajbmeb-1120	50	21	authorities	authority	NOUN
ajbmeb-1120	50	22	.	.	PUNCT
ajbmeb-1120	51	1	machine	machine	NOUN
ajbmeb-1120	51	2	american	american	PROPN
ajbmeb-1120	51	3	journal	journal	PROPN
ajbmeb-1120	51	4	of	of	ADP
ajbmeb-1120	51	5	business	business	NOUN
ajbmeb-1120	51	6	management	management	NOUN
ajbmeb-1120	51	7	,	,	PUNCT
ajbmeb-1120	51	8	economics	economic	NOUN
ajbmeb-1120	51	9	and	and	CCONJ
ajbmeb-1120	51	10	banking	banking	NOUN
ajbmeb-1120	51	11	volume	volume	NOUN
ajbmeb-1120	51	12	15	15	NUM
ajbmeb-1120	51	13	august	august	PROPN
ajbmeb-1120	51	14	,	,	PUNCT
ajbmeb-1120	51	15	2023	2023	NUM
ajbmeb-1120	51	16	p	p	NOUN
ajbmeb-1120	51	17	a	a	DET
ajbmeb-1120	51	18	g	g	NOUN
ajbmeb-1120	51	19	e	e	NOUN
ajbmeb-1120	51	20	|	|	ADV
ajbmeb-1120	51	21	36	36	NUM
ajbmeb-1120	51	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1120	51	23	learning	learning	NOUN
ajbmeb-1120	51	24	(	(	PUNCT
ajbmeb-1120	51	25	ml	ml	NOUN
ajbmeb-1120	51	26	)	)	PUNCT
ajbmeb-1120	51	27	automates	automate	VERB
ajbmeb-1120	51	28	these	these	DET
ajbmeb-1120	51	29	activities	activity	NOUN
ajbmeb-1120	51	30	and	and	CCONJ
ajbmeb-1120	51	31	ensures	ensure	VERB
ajbmeb-1120	51	32	that	that	SCONJ
ajbmeb-1120	51	33	they	they	PRON
ajbmeb-1120	51	34	are	be	AUX
ajbmeb-1120	51	35	performed	perform	VERB
ajbmeb-1120	51	36	efficiently	efficiently	ADV
ajbmeb-1120	51	37	and	and	CCONJ
ajbmeb-1120	51	38	accurately	accurately	ADV
ajbmeb-1120	51	39	.	.	PUNCT
ajbmeb-1120	52	1	this	this	PRON
ajbmeb-1120	52	2	allows	allow	VERB
ajbmeb-1120	52	3	banks	bank	NOUN
ajbmeb-1120	52	4	to	to	PART
ajbmeb-1120	52	5	optimize	optimize	VERB
ajbmeb-1120	52	6	resources	resource	NOUN
ajbmeb-1120	52	7	and	and	CCONJ
ajbmeb-1120	52	8	save	save	VERB
ajbmeb-1120	52	9	significant	significant	ADJ
ajbmeb-1120	52	10	costs	cost	NOUN
ajbmeb-1120	52	11	in	in	ADP
ajbmeb-1120	52	12	the	the	DET
ajbmeb-1120	52	13	form	form	NOUN
ajbmeb-1120	52	14	of	of	ADP
ajbmeb-1120	52	15	fines	fine	NOUN
ajbmeb-1120	52	16	or	or	CCONJ
ajbmeb-1120	52	17	penalties	penalty	NOUN
ajbmeb-1120	52	18	.	.	PUNCT
ajbmeb-1120	53	1	ml	ml	PROPN
ajbmeb-1120	53	2	technology	technology	NOUN
ajbmeb-1120	53	3	can	can	AUX
ajbmeb-1120	53	4	also	also	ADV
ajbmeb-1120	53	5	reduce	reduce	VERB
ajbmeb-1120	53	6	the	the	DET
ajbmeb-1120	53	7	number	number	NOUN
ajbmeb-1120	53	8	of	of	ADP
ajbmeb-1120	53	9	false	false	ADJ
ajbmeb-1120	53	10	alerts	alert	NOUN
ajbmeb-1120	53	11	in	in	ADP
ajbmeb-1120	53	12	the	the	DET
ajbmeb-1120	53	13	compliance	compliance	NOUN
ajbmeb-1120	53	14	system	system	NOUN
ajbmeb-1120	53	15	,	,	PUNCT
ajbmeb-1120	53	16	ensuring	ensure	VERB
ajbmeb-1120	53	17	that	that	SCONJ
ajbmeb-1120	53	18	issues	issue	NOUN
ajbmeb-1120	53	19	are	be	AUX
ajbmeb-1120	53	20	only	only	ADV
ajbmeb-1120	53	21	manually	manually	ADV
ajbmeb-1120	53	22	processed	process	VERB
ajbmeb-1120	53	23	by	by	ADP
ajbmeb-1120	53	24	a	a	DET
ajbmeb-1120	53	25	human	human	NOUN
ajbmeb-1120	53	26	when	when	SCONJ
ajbmeb-1120	53	27	necessary	necessary	ADJ
ajbmeb-1120	53	28	[	[	X
ajbmeb-1120	53	29	9	9	NUM
ajbmeb-1120	53	30	]	]	SYM
ajbmeb-1120	53	31	.	.	PUNCT
ajbmeb-1120	54	1	3	3	X
ajbmeb-1120	54	2	.	.	X
ajbmeb-1120	54	3	credit	credit	NOUN
ajbmeb-1120	54	4	risk	risk	NOUN
ajbmeb-1120	54	5	modeling	modeling	NOUN
ajbmeb-1120	54	6	.	.	PUNCT
ajbmeb-1120	55	1	banks	bank	NOUN
ajbmeb-1120	55	2	use	use	VERB
ajbmeb-1120	55	3	ai	ai	VERB
ajbmeb-1120	55	4	,	,	PUNCT
ajbmeb-1120	55	5	ml	ml	ADV
ajbmeb-1120	55	6	and	and	CCONJ
ajbmeb-1120	55	7	deep	deep	ADJ
ajbmeb-1120	55	8	learning	learning	NOUN
ajbmeb-1120	55	9	to	to	PART
ajbmeb-1120	55	10	assess	assess	VERB
ajbmeb-1120	55	11	each	each	DET
ajbmeb-1120	55	12	person	person	NOUN
ajbmeb-1120	55	13	's	's	PART
ajbmeb-1120	55	14	individual	individual	ADJ
ajbmeb-1120	55	15	credit	credit	NOUN
ajbmeb-1120	55	16	risk	risk	NOUN
ajbmeb-1120	55	17	.	.	PUNCT
ajbmeb-1120	56	1	these	these	DET
ajbmeb-1120	56	2	models	model	NOUN
ajbmeb-1120	56	3	and	and	CCONJ
ajbmeb-1120	56	4	neural	neural	ADJ
ajbmeb-1120	56	5	networks	network	NOUN
ajbmeb-1120	56	6	use	use	VERB
ajbmeb-1120	56	7	a	a	DET
ajbmeb-1120	56	8	variety	variety	NOUN
ajbmeb-1120	56	9	of	of	ADP
ajbmeb-1120	56	10	data	datum	NOUN
ajbmeb-1120	56	11	,	,	PUNCT
ajbmeb-1120	56	12	including	include	VERB
ajbmeb-1120	56	13	personal	personal	ADJ
ajbmeb-1120	56	14	data	datum	NOUN
ajbmeb-1120	56	15	,	,	PUNCT
ajbmeb-1120	56	16	an	an	DET
ajbmeb-1120	56	17	individual	individual	NOUN
ajbmeb-1120	56	18	's	's	PART
ajbmeb-1120	56	19	existing	exist	VERB
ajbmeb-1120	56	20	assets	asset	NOUN
ajbmeb-1120	56	21	,	,	PUNCT
ajbmeb-1120	56	22	historical	historical	ADJ
ajbmeb-1120	56	23	behavioral	behavioral	ADJ
ajbmeb-1120	56	24	data	datum	NOUN
ajbmeb-1120	56	25	,	,	PUNCT
ajbmeb-1120	56	26	as	as	ADV
ajbmeb-1120	56	27	well	well	ADV
ajbmeb-1120	56	28	as	as	ADP
ajbmeb-1120	56	29	external	external	ADJ
ajbmeb-1120	56	30	factors	factor	NOUN
ajbmeb-1120	56	31	and	and	CCONJ
ajbmeb-1120	56	32	trends	trend	NOUN
ajbmeb-1120	56	33	that	that	PRON
ajbmeb-1120	56	34	may	may	AUX
ajbmeb-1120	56	35	affect	affect	VERB
ajbmeb-1120	56	36	the	the	DET
ajbmeb-1120	56	37	ability	ability	NOUN
ajbmeb-1120	56	38	to	to	PART
ajbmeb-1120	56	39	repay	repay	VERB
ajbmeb-1120	56	40	the	the	DET
ajbmeb-1120	56	41	loan	loan	NOUN
ajbmeb-1120	56	42	.	.	PUNCT
ajbmeb-1120	57	1	uses	use	NOUN
ajbmeb-1120	57	2	.	.	PUNCT
ajbmeb-1120	58	1	4	4	X
ajbmeb-1120	58	2	.	.	X
ajbmeb-1120	58	3	prevention	prevention	NOUN
ajbmeb-1120	58	4	of	of	ADP
ajbmeb-1120	58	5	insider	insider	NOUN
ajbmeb-1120	58	6	threat	threat	NOUN
ajbmeb-1120	58	7	.	.	PUNCT
ajbmeb-1120	59	1	ai	ai	VERB
ajbmeb-1120	59	2	and	and	CCONJ
ajbmeb-1120	59	3	related	related	ADJ
ajbmeb-1120	59	4	tools	tool	NOUN
ajbmeb-1120	59	5	and	and	CCONJ
ajbmeb-1120	59	6	technologies	technology	NOUN
ajbmeb-1120	59	7	are	be	AUX
ajbmeb-1120	59	8	also	also	ADV
ajbmeb-1120	59	9	used	use	VERB
ajbmeb-1120	59	10	to	to	PART
ajbmeb-1120	59	11	monitor	monitor	VERB
ajbmeb-1120	59	12	the	the	DET
ajbmeb-1120	59	13	activities	activity	NOUN
ajbmeb-1120	59	14	of	of	ADP
ajbmeb-1120	59	15	traders	trader	NOUN
ajbmeb-1120	59	16	and	and	CCONJ
ajbmeb-1120	59	17	other	other	ADJ
ajbmeb-1120	59	18	financial	financial	ADJ
ajbmeb-1120	59	19	professionals	professional	NOUN
ajbmeb-1120	59	20	to	to	PART
ajbmeb-1120	59	21	detect	detect	VERB
ajbmeb-1120	59	22	early	early	ADJ
ajbmeb-1120	59	23	signs	sign	NOUN
ajbmeb-1120	59	24	of	of	ADP
ajbmeb-1120	59	25	fraud	fraud	NOUN
ajbmeb-1120	59	26	,	,	PUNCT
ajbmeb-1120	59	27	insider	insider	NOUN
ajbmeb-1120	59	28	trading	trading	NOUN
ajbmeb-1120	59	29	,	,	PUNCT
ajbmeb-1120	59	30	data	datum	NOUN
ajbmeb-1120	59	31	theft	theft	NOUN
ajbmeb-1120	59	32	or	or	CCONJ
ajbmeb-1120	59	33	other	other	ADJ
ajbmeb-1120	59	34	financial	financial	ADJ
ajbmeb-1120	59	35	crimes	crime	NOUN
ajbmeb-1120	59	36	and	and	CCONJ
ajbmeb-1120	59	37	violations	violation	NOUN
ajbmeb-1120	59	38	.	.	PUNCT
ajbmeb-1120	60	1	ai	ai	VERB
ajbmeb-1120	60	2	-	-	PUNCT
ajbmeb-1120	60	3	enabled	enable	VERB
ajbmeb-1120	60	4	tools	tool	NOUN
ajbmeb-1120	60	5	can	can	AUX
ajbmeb-1120	60	6	log	log	VERB
ajbmeb-1120	60	7	,	,	PUNCT
ajbmeb-1120	60	8	monitor	monitor	VERB
ajbmeb-1120	60	9	and	and	CCONJ
ajbmeb-1120	60	10	analyze	analyze	VERB
ajbmeb-1120	60	11	phone	phone	NOUN
ajbmeb-1120	60	12	logs	log	NOUN
ajbmeb-1120	60	13	,	,	PUNCT
ajbmeb-1120	60	14	email	email	NOUN
ajbmeb-1120	60	15	traffic	traffic	NOUN
ajbmeb-1120	60	16	,	,	PUNCT
ajbmeb-1120	60	17	vacation	vacation	NOUN
ajbmeb-1120	60	18	schedules	schedule	NOUN
ajbmeb-1120	60	19	,	,	PUNCT
ajbmeb-1120	60	20	and	and	CCONJ
ajbmeb-1120	60	21	alert	alert	VERB
ajbmeb-1120	60	22	the	the	DET
ajbmeb-1120	60	23	organization	organization	NOUN
ajbmeb-1120	60	24	to	to	ADP
ajbmeb-1120	60	25	potential	potential	ADJ
ajbmeb-1120	60	26	risks	risk	NOUN
ajbmeb-1120	60	27	and	and	CCONJ
ajbmeb-1120	60	28	misconduct	misconduct	NOUN
ajbmeb-1120	60	29	.	.	PUNCT
ajbmeb-1120	61	1	5	5	X
ajbmeb-1120	61	2	.	.	X
ajbmeb-1120	61	3	conclusions	conclusion	NOUN
ajbmeb-1120	61	4	and	and	CCONJ
ajbmeb-1120	61	5	suggestions	suggestion	NOUN
ajbmeb-1120	61	6	the	the	DET
ajbmeb-1120	61	7	use	use	NOUN
ajbmeb-1120	61	8	of	of	ADP
ajbmeb-1120	61	9	artificial	artificial	ADJ
ajbmeb-1120	61	10	intelligence	intelligence	NOUN
ajbmeb-1120	61	11	in	in	ADP
ajbmeb-1120	61	12	financial	financial	ADJ
ajbmeb-1120	61	13	risk	risk	NOUN
ajbmeb-1120	61	14	management	management	NOUN
ajbmeb-1120	61	15	opens	open	VERB
ajbmeb-1120	61	16	up	up	ADP
ajbmeb-1120	61	17	a	a	DET
ajbmeb-1120	61	18	number	number	NOUN
ajbmeb-1120	61	19	of	of	ADP
ajbmeb-1120	61	20	key	key	ADJ
ajbmeb-1120	61	21	benefits	benefit	NOUN
ajbmeb-1120	61	22	for	for	ADP
ajbmeb-1120	61	23	the	the	DET
ajbmeb-1120	61	24	banking	banking	NOUN
ajbmeb-1120	61	25	industry	industry	NOUN
ajbmeb-1120	61	26	,	,	PUNCT
ajbmeb-1120	61	27	including	include	VERB
ajbmeb-1120	61	28	:	:	PUNCT
ajbmeb-1120	61	29	•	•	ADP
ajbmeb-1120	61	30	reduce	reduce	VERB
ajbmeb-1120	61	31	operating	operating	NOUN
ajbmeb-1120	61	32	costs	cost	NOUN
ajbmeb-1120	61	33	and	and	CCONJ
ajbmeb-1120	61	34	increase	increase	VERB
ajbmeb-1120	61	35	efficiency	efficiency	NOUN
ajbmeb-1120	61	36	through	through	ADP
ajbmeb-1120	61	37	process	process	NOUN
ajbmeb-1120	61	38	automation	automation	NOUN
ajbmeb-1120	61	39	and	and	CCONJ
ajbmeb-1120	61	40	resource	resource	NOUN
ajbmeb-1120	61	41	optimization	optimization	NOUN
ajbmeb-1120	61	42	;	;	PUNCT
ajbmeb-1120	61	43	•	•	NOUN
ajbmeb-1120	61	44	improve	improve	VERB
ajbmeb-1120	61	45	compliance	compliance	NOUN
ajbmeb-1120	61	46	through	through	ADP
ajbmeb-1120	61	47	automated	automate	VERB
ajbmeb-1120	61	48	monitoring	monitoring	NOUN
ajbmeb-1120	61	49	and	and	CCONJ
ajbmeb-1120	61	50	reporting	reporting	NOUN
ajbmeb-1120	61	51	;	;	PUNCT
ajbmeb-1120	61	52	•	•	NOUN
ajbmeb-1120	61	53	timely	timely	ADJ
ajbmeb-1120	61	54	,	,	PUNCT
ajbmeb-1120	61	55	accurate	accurate	ADJ
ajbmeb-1120	61	56	and	and	CCONJ
ajbmeb-1120	61	57	individual	individual	ADJ
ajbmeb-1120	61	58	risk	risk	NOUN
ajbmeb-1120	61	59	assessment	assessment	NOUN
ajbmeb-1120	61	60	and	and	CCONJ
ajbmeb-1120	61	61	credit	credit	NOUN
ajbmeb-1120	61	62	risk	risk	NOUN
ajbmeb-1120	61	63	scoring	score	VERB
ajbmeb-1120	61	64	through	through	ADP
ajbmeb-1120	61	65	advanced	advanced	ADJ
ajbmeb-1120	61	66	data	datum	NOUN
ajbmeb-1120	61	67	analysis	analysis	NOUN
ajbmeb-1120	61	68	;	;	PUNCT
ajbmeb-1120	61	69	•	•	ADV
ajbmeb-1120	61	70	reduce	reduce	VERB
ajbmeb-1120	61	71	the	the	DET
ajbmeb-1120	61	72	possibility	possibility	NOUN
ajbmeb-1120	61	73	of	of	ADP
ajbmeb-1120	61	74	human	human	ADJ
ajbmeb-1120	61	75	error	error	NOUN
ajbmeb-1120	61	76	by	by	ADP
ajbmeb-1120	61	77	automating	automate	VERB
ajbmeb-1120	61	78	the	the	DET
ajbmeb-1120	61	79	process	process	NOUN
ajbmeb-1120	61	80	;	;	PUNCT
ajbmeb-1120	61	81	•	•	ADP
ajbmeb-1120	61	82	to	to	PART
ajbmeb-1120	61	83	improve	improve	VERB
ajbmeb-1120	61	84	the	the	DET
ajbmeb-1120	61	85	quality	quality	NOUN
ajbmeb-1120	61	86	of	of	ADP
ajbmeb-1120	61	87	service	service	NOUN
ajbmeb-1120	61	88	through	through	ADP
ajbmeb-1120	61	89	individualized	individualized	ADJ
ajbmeb-1120	61	90	treatment	treatment	NOUN
ajbmeb-1120	61	91	of	of	ADP
ajbmeb-1120	61	92	customers	customer	NOUN
ajbmeb-1120	61	93	based	base	VERB
ajbmeb-1120	61	94	on	on	ADP
ajbmeb-1120	61	95	information	information	NOUN
ajbmeb-1120	61	96	.	.	PUNCT
ajbmeb-1120	62	1	currently	currently	ADV
ajbmeb-1120	62	2	,	,	PUNCT
ajbmeb-1120	62	3	artificial	artificial	ADJ
ajbmeb-1120	62	4	intelligence	intelligence	NOUN
ajbmeb-1120	62	5	is	be	AUX
ajbmeb-1120	62	6	increasingly	increasingly	ADV
ajbmeb-1120	62	7	developing	develop	VERB
ajbmeb-1120	62	8	and	and	CCONJ
ajbmeb-1120	62	9	entering	enter	VERB
ajbmeb-1120	62	10	every	every	DET
ajbmeb-1120	62	11	area	area	NOUN
ajbmeb-1120	62	12	of	of	ADP
ajbmeb-1120	62	13	our	our	PRON
ajbmeb-1120	62	14	life	life	NOUN
ajbmeb-1120	62	15	.	.	PUNCT
ajbmeb-1120	63	1	it	it	PRON
ajbmeb-1120	63	2	is	be	AUX
ajbmeb-1120	63	3	expected	expect	VERB
ajbmeb-1120	63	4	that	that	SCONJ
ajbmeb-1120	63	5	this	this	DET
ajbmeb-1120	63	6	system	system	NOUN
ajbmeb-1120	63	7	will	will	AUX
ajbmeb-1120	63	8	be	be	AUX
ajbmeb-1120	63	9	widely	widely	ADV
ajbmeb-1120	63	10	used	use	VERB
ajbmeb-1120	63	11	in	in	ADP
ajbmeb-1120	63	12	the	the	DET
ajbmeb-1120	63	13	global	global	ADJ
ajbmeb-1120	63	14	banking	banking	NOUN
ajbmeb-1120	63	15	system	system	NOUN
ajbmeb-1120	63	16	in	in	ADP
ajbmeb-1120	63	17	the	the	DET
ajbmeb-1120	63	18	near	near	ADJ
ajbmeb-1120	63	19	future	future	NOUN
ajbmeb-1120	63	20	.	.	PUNCT
ajbmeb-1120	64	1	by	by	ADP
ajbmeb-1120	64	2	integrating	integrate	VERB
ajbmeb-1120	64	3	artificial	artificial	ADJ
ajbmeb-1120	64	4	intelligence	intelligence	NOUN
ajbmeb-1120	64	5	into	into	ADP
ajbmeb-1120	64	6	the	the	DET
ajbmeb-1120	64	7	banking	banking	NOUN
ajbmeb-1120	64	8	system	system	NOUN
ajbmeb-1120	64	9	,	,	PUNCT
ajbmeb-1120	64	10	it	it	PRON
ajbmeb-1120	64	11	can	can	AUX
ajbmeb-1120	64	12	prevent	prevent	VERB
ajbmeb-1120	64	13	or	or	CCONJ
ajbmeb-1120	64	14	minimize	minimize	VERB
ajbmeb-1120	64	15	the	the	DET
ajbmeb-1120	64	16	risks	risk	NOUN
ajbmeb-1120	64	17	that	that	PRON
ajbmeb-1120	64	18	may	may	AUX
ajbmeb-1120	64	19	be	be	AUX
ajbmeb-1120	64	20	encountered	encounter	VERB
ajbmeb-1120	64	21	in	in	ADP
ajbmeb-1120	64	22	banking	banking	NOUN
ajbmeb-1120	64	23	activities	activity	NOUN
ajbmeb-1120	64	24	.	.	PUNCT
ajbmeb-1120	65	1	the	the	DET
ajbmeb-1120	65	2	more	more	ADV
ajbmeb-1120	65	3	accurate	accurate	ADJ
ajbmeb-1120	65	4	information	information	NOUN
ajbmeb-1120	65	5	these	these	DET
ajbmeb-1120	65	6	systems	system	NOUN
ajbmeb-1120	65	7	have	have	VERB
ajbmeb-1120	65	8	,	,	PUNCT
ajbmeb-1120	65	9	the	the	PRON
ajbmeb-1120	65	10	more	more	ADV
ajbmeb-1120	65	11	efficient	efficient	ADJ
ajbmeb-1120	65	12	they	they	PRON
ajbmeb-1120	65	13	are	be	AUX
ajbmeb-1120	65	14	and	and	CCONJ
ajbmeb-1120	65	15	the	the	DET
ajbmeb-1120	65	16	fewer	few	ADJ
ajbmeb-1120	65	17	errors	error	NOUN
ajbmeb-1120	65	18	there	there	PRON
ajbmeb-1120	65	19	are	be	VERB
ajbmeb-1120	65	20	[	[	X
ajbmeb-1120	65	21	10	10	NUM
ajbmeb-1120	65	22	]	]	PUNCT
ajbmeb-1120	65	23	.	.	PUNCT
ajbmeb-1120	66	1	6	6	NUM
ajbmeb-1120	66	2	.	.	X
ajbmeb-1120	66	3	literatura	literatura	NOUN
ajbmeb-1120	66	4	/	/	SYM
ajbmeb-1120	66	5	reference	reference	NOUN
ajbmeb-1120	66	6	1	1	NUM
ajbmeb-1120	66	7	.	.	PUNCT
ajbmeb-1120	67	1	prof	prof	PROPN
ajbmeb-1120	67	2	.	.	PROPN
ajbmeb-1120	67	3	joёl	joёl	PROPN
ajbmeb-1120	67	4	bessis	bessis	NOUN
ajbmeb-1120	67	5	“	"	PUNCT
ajbmeb-1120	67	6	risk	risk	NOUN
ajbmeb-1120	67	7	management	management	NOUN
ajbmeb-1120	67	8	in	in	ADP
ajbmeb-1120	67	9	banking”//june	banking”//june	PROPN
ajbmeb-1120	67	10	29	29	NUM
ajbmeb-1120	67	11	,	,	PUNCT
ajbmeb-1120	67	12	2015//	2015//	NUM
ajbmeb-1120	67	13	wiley	wiley	PROPN
ajbmeb-1120	67	14	4th	4th	PROPN
ajbmeb-1120	67	15	edition	edition	PROPN
ajbmeb-1120	67	16	.	.	PUNCT
ajbmeb-1120	68	1	p-8	p-8	PROPN
ajbmeb-1120	68	2	.	.	PROPN
ajbmeb-1120	69	1	2	2	X
ajbmeb-1120	69	2	.	.	X
ajbmeb-1120	69	3	professor	professor	NOUN
ajbmeb-1120	69	4	anthony	anthony	PROPN
ajbmeb-1120	69	5	saunders	saunders	PROPN
ajbmeb-1120	69	6	and	and	CCONJ
ajbmeb-1120	69	7	professor	professor	PROPN
ajbmeb-1120	69	8	marcia	marcia	PROPN
ajbmeb-1120	69	9	millon	millon	PROPN
ajbmeb-1120	69	10	cornett	cornett	NOUN
ajbmeb-1120	69	11	“	"	PUNCT
ajbmeb-1120	69	12	financial	financial	ADJ
ajbmeb-1120	69	13	institutions	institution	NOUN
ajbmeb-1120	69	14	management”//	management”//	VERB
ajbmeb-1120	69	15	february	february	PROPN
ajbmeb-1120	69	16	9	9	NUM
ajbmeb-1120	69	17	,	,	PUNCT
ajbmeb-1120	69	18	2017//	2017//	PROPN
ajbmeb-1120	69	19	mcgraw	mcgraw	PROPN
ajbmeb-1120	69	20	hill	hill	PROPN
ajbmeb-1120	69	21	;	;	PUNCT
ajbmeb-1120	69	22	9th	9th	ADJ
ajbmeb-1120	69	23	edition	edition	NOUN
ajbmeb-1120	69	24	.	.	PUNCT
ajbmeb-1120	70	1	p10	p10	PROPN
ajbmeb-1120	70	2	.	.	PROPN
ajbmeb-1120	71	1	3	3	NUM
ajbmeb-1120	71	2	.	.	X
ajbmeb-1120	71	3	andrea	andrea	PROPN
ajbmeb-1120	71	4	resti	resti	PROPN
ajbmeb-1120	71	5	and	and	CCONJ
ajbmeb-1120	71	6	andrea	andrea	PROPN
ajbmeb-1120	71	7	sironi	sironi	PROPN
ajbmeb-1120	71	8	“	"	PUNCT
ajbmeb-1120	71	9	risk	risk	NOUN
ajbmeb-1120	71	10	management	management	NOUN
ajbmeb-1120	71	11	and	and	CCONJ
ajbmeb-1120	71	12	shareholeders	shareholeder	NOUN
ajbmeb-1120	71	13	’	’	PART
ajbmeb-1120	71	14	value	value	NOUN
ajbmeb-1120	71	15	in	in	ADP
ajbmeb-1120	71	16	banking	banking	NOUN
ajbmeb-1120	71	17	.	.	PUNCT
ajbmeb-1120	72	1	2007	2007	NUM
ajbmeb-1120	72	2	.	.	PUNCT
ajbmeb-1120	73	1	john	john	PROPN
ajbmeb-1120	73	2	wiley	wiley	PROPN
ajbmeb-1120	73	3	&	&	CCONJ
ajbmeb-1120	73	4	sons	sons	PROPN
ajbmeb-1120	73	5	,	,	PUNCT
ajbmeb-1120	73	6	ltd	ltd	PROPN
ajbmeb-1120	73	7	.	.	PROPN
ajbmeb-1120	73	8	p277	p277	PROPN
ajbmeb-1120	73	9	.	.	PUNCT
ajbmeb-1120	74	1	4	4	X
ajbmeb-1120	74	2	.	.	X
ajbmeb-1120	74	3	philipp	philipp	PROPN
ajbmeb-1120	74	4	harle	harle	PROPN
ajbmeb-1120	74	5	,	,	PUNCT
ajbmeb-1120	74	6	andras	andras	PROPN
ajbmeb-1120	74	7	havas	havas	PROPN
ajbmeb-1120	74	8	and	and	CCONJ
ajbmeb-1120	74	9	hamid	hamid	PROPN
ajbmeb-1120	74	10	samandari	samandari	NOUN
ajbmeb-1120	74	11	“	"	PUNCT
ajbmeb-1120	74	12	the	the	DET
ajbmeb-1120	74	13	future	future	NOUN
ajbmeb-1120	74	14	of	of	ADP
ajbmeb-1120	74	15	bank	bank	NOUN
ajbmeb-1120	74	16	risk	risk	NOUN
ajbmeb-1120	74	17	management”//july	management”//july	ADV
ajbmeb-1120	74	18	22	22	NUM
ajbmeb-1120	74	19	,	,	PUNCT
ajbmeb-1120	74	20	2016//mckinsey.com	2016//mckinsey.com	NUM
ajbmeb-1120	74	21	5	5	NUM
ajbmeb-1120	74	22	.	.	PUNCT
ajbmeb-1120	74	23	a.ghosh	a.ghosh	PROPN
ajbmeb-1120	74	24	.	.	PUNCT
ajbmeb-1120	75	1	managing	manage	VERB
ajbmeb-1120	75	2	risks	risk	NOUN
ajbmeb-1120	75	3	in	in	ADP
ajbmeb-1120	75	4	commercial	commercial	ADJ
ajbmeb-1120	75	5	and	and	CCONJ
ajbmeb-1120	75	6	retail	retail	ADJ
ajbmeb-1120	75	7	banking	banking	NOUN
ajbmeb-1120	75	8	;	;	PUNCT
ajbmeb-1120	75	9	john	john	PROPN
ajbmeb-1120	75	10	wiley&sons	wiley&sons	PROPN
ajbmeb-1120	75	11	:	:	PUNCT
ajbmeb-1120	75	12	hoboken	hoboken	PROPN
ajbmeb-1120	75	13	,	,	PUNCT
ajbmeb-1120	75	14	nj	nj	PROPN
ajbmeb-1120	75	15	,	,	PUNCT
ajbmeb-1120	75	16	usa	usa	PROPN
ajbmeb-1120	75	17	,	,	PUNCT
ajbmeb-1120	75	18	2012	2012	NUM
ajbmeb-1120	75	19	.	.	PUNCT
ajbmeb-1120	76	1	6	6	X
ajbmeb-1120	76	2	.	.	X
ajbmeb-1120	76	3	tursunkulovich	tursunkulovich	PROPN
ajbmeb-1120	76	4	s.	s.	PROPN
ajbmeb-1120	76	5	r.	r.	PROPN
ajbmeb-1120	76	6	,	,	PUNCT
ajbmeb-1120	76	7	bakhtiyorovich	bakhtiyorovich	PROPN
ajbmeb-1120	76	8	o.	o.	PROPN
ajbmeb-1120	76	9	b.	b.	PROPN
ajbmeb-1120	77	1	some	some	PRON
ajbmeb-1120	77	2	using	use	VERB
ajbmeb-1120	77	3	questions	question	NOUN
ajbmeb-1120	77	4	instruments	instrument	NOUN
ajbmeb-1120	77	5	of	of	ADP
ajbmeb-1120	77	6	monetary	monetary	ADJ
ajbmeb-1120	77	7	policy	policy	NOUN
ajbmeb-1120	77	8	//galaxy	//galaxy	PUNCT
ajbmeb-1120	77	9	international	international	ADJ
ajbmeb-1120	77	10	interdisciplinary	interdisciplinary	ADJ
ajbmeb-1120	77	11	research	research	NOUN
ajbmeb-1120	77	12	journal	journal	NOUN
ajbmeb-1120	77	13	.	.	PUNCT
ajbmeb-1120	78	1	–	–	PUNCT
ajbmeb-1120	78	2	2022	2022	NUM
ajbmeb-1120	78	3	.	.	PUNCT
ajbmeb-1120	79	1	–	–	PUNCT
ajbmeb-1120	79	2	т	т	X
ajbmeb-1120	79	3	.	.	PROPN
ajbmeb-1120	79	4	10	10	NUM
ajbmeb-1120	79	5	.	.	PUNCT
ajbmeb-1120	79	6	–	–	PUNCT
ajbmeb-1120	79	7	№	№	NOUN
ajbmeb-1120	79	8	.	.	PUNCT
ajbmeb-1120	80	1	3	3	X
ajbmeb-1120	80	2	.	.	X
ajbmeb-1120	80	3	–	–	PUNCT
ajbmeb-1120	80	4	с	с	NOUN
ajbmeb-1120	80	5	.	.	PUNCT
ajbmeb-1120	80	6	211	211	NUM
ajbmeb-1120	80	7	-	-	SYM
ajbmeb-1120	80	8	216	216	NUM
ajbmeb-1120	80	9	.	.	PUNCT
ajbmeb-1120	81	1	7	7	X
ajbmeb-1120	81	2	.	.	X
ajbmeb-1120	81	3	butaev	butaev	NOUN
ajbmeb-1120	81	4	j.	j.	PROPN
ajbmeb-1120	81	5	activities	activity	NOUN
ajbmeb-1120	81	6	of	of	ADP
ajbmeb-1120	81	7	large	large	ADJ
ajbmeb-1120	81	8	issues	issue	NOUN
ajbmeb-1120	81	9	in	in	ADP
ajbmeb-1120	81	10	the	the	DET
ajbmeb-1120	81	11	economy	economy	NOUN
ajbmeb-1120	81	12	of	of	ADP
ajbmeb-1120	81	13	uzbekistan	uzbekistan	PROPN
ajbmeb-1120	81	14	:	:	PUNCT
ajbmeb-1120	81	15	analysis	analysis	NOUN
ajbmeb-1120	81	16	and	and	CCONJ
ajbmeb-1120	81	17	results	result	NOUN
ajbmeb-1120	81	18	//academicia	//academicia	NOUN
ajbmeb-1120	81	19	:	:	PUNCT
ajbmeb-1120	81	20	an	an	DET
ajbmeb-1120	81	21	international	international	ADJ
ajbmeb-1120	81	22	multidisciplinary	multidisciplinary	ADJ
ajbmeb-1120	81	23	research	research	NOUN
ajbmeb-1120	81	24	journal	journal	NOUN
ajbmeb-1120	81	25	.	.	PUNCT
ajbmeb-1120	82	1	–	–	PUNCT
ajbmeb-1120	82	2	2021	2021	NUM
ajbmeb-1120	82	3	.	.	PUNCT
ajbmeb-1120	83	1	–	–	PUNCT
ajbmeb-1120	83	2	т	т	X
ajbmeb-1120	83	3	.	.	NOUN
ajbmeb-1120	83	4	11	11	NUM
ajbmeb-1120	83	5	.	.	X
ajbmeb-1120	83	6	–	–	PUNCT
ajbmeb-1120	83	7	№	№	NOUN
ajbmeb-1120	83	8	.	.	NOUN
ajbmeb-1120	84	1	6	6	NUM
ajbmeb-1120	84	2	.	.	X
ajbmeb-1120	84	3	–	–	PUNCT
ajbmeb-1120	84	4	с	с	NOUN
ajbmeb-1120	84	5	.	.	PUNCT
ajbmeb-1120	85	1	757	757	PROPN
ajbmeb-1120	85	2	-	-	SYM
ajbmeb-1120	85	3	766	766	NUM
ajbmeb-1120	85	4	.	.	PUNCT
ajbmeb-1120	86	1	american	american	ADJ
ajbmeb-1120	86	2	journal	journal	PROPN
ajbmeb-1120	86	3	of	of	ADP
ajbmeb-1120	86	4	business	business	NOUN
ajbmeb-1120	86	5	management	management	NOUN
ajbmeb-1120	86	6	,	,	PUNCT
ajbmeb-1120	86	7	economics	economic	NOUN
ajbmeb-1120	86	8	and	and	CCONJ
ajbmeb-1120	86	9	banking	banking	NOUN
ajbmeb-1120	86	10	volume	volume	NOUN
ajbmeb-1120	86	11	15	15	NUM
ajbmeb-1120	86	12	august	august	PROPN
ajbmeb-1120	86	13	,	,	PUNCT
ajbmeb-1120	86	14	2023	2023	NUM
ajbmeb-1120	86	15	p	p	NOUN
ajbmeb-1120	86	16	a	a	DET
ajbmeb-1120	86	17	g	g	NOUN
ajbmeb-1120	86	18	e	e	NOUN
ajbmeb-1120	86	19	|	|	ADV
ajbmeb-1120	86	20	37	37	NUM
ajbmeb-1120	86	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1120	86	22	8	8	NUM
ajbmeb-1120	86	23	.	.	PUNCT
ajbmeb-1120	87	1	butaev	butaev	PROPN
ajbmeb-1120	87	2	j.	j.	PROPN
ajbmeb-1120	87	3	,	,	PUNCT
ajbmeb-1120	87	4	radjabov	radjabov	NOUN
ajbmeb-1120	87	5	u.	u.	VERB
ajbmeb-1120	87	6	conceptual	conceptual	ADJ
ajbmeb-1120	87	7	foundations	foundation	NOUN
ajbmeb-1120	87	8	of	of	ADP
ajbmeb-1120	87	9	improving	improve	VERB
ajbmeb-1120	87	10	the	the	DET
ajbmeb-1120	87	11	tax	tax	NOUN
ajbmeb-1120	87	12	system	system	NOUN
ajbmeb-1120	87	13	problems	problem	NOUN
ajbmeb-1120	87	14	and	and	CCONJ
ajbmeb-1120	87	15	solutions	solution	NOUN
ajbmeb-1120	87	16	//trans	//trans	PUNCT
ajbmeb-1120	87	17	asian	asian	ADJ
ajbmeb-1120	87	18	journal	journal	NOUN
ajbmeb-1120	87	19	of	of	ADP
ajbmeb-1120	87	20	marketing	marketing	PROPN
ajbmeb-1120	87	21	&	&	CCONJ
ajbmeb-1120	87	22	management	management	NOUN
ajbmeb-1120	87	23	research	research	NOUN
ajbmeb-1120	87	24	.	.	PUNCT
ajbmeb-1120	88	1	–	–	PUNCT
ajbmeb-1120	88	2	2021	2021	NUM
ajbmeb-1120	88	3	.	.	PUNCT
ajbmeb-1120	89	1	–	–	PUNCT
ajbmeb-1120	89	2	т	т	X
ajbmeb-1120	89	3	.	.	PROPN
ajbmeb-1120	89	4	10	10	NUM
ajbmeb-1120	89	5	.	.	PUNCT
ajbmeb-1120	89	6	–	–	PUNCT
ajbmeb-1120	89	7	№	№	NOUN
ajbmeb-1120	89	8	.	.	PUNCT
ajbmeb-1120	90	1	4	4	NUM
ajbmeb-1120	90	2	.	.	X
ajbmeb-1120	90	3	–	–	PUNCT
ajbmeb-1120	90	4	с	с	PROPN
ajbmeb-1120	90	5	.	.	PROPN
ajbmeb-1120	90	6	91	91	NUM
ajbmeb-1120	90	7	-	-	SYM
ajbmeb-1120	90	8	98	98	NUM
ajbmeb-1120	90	9	.	.	PUNCT
ajbmeb-1120	91	1	9	9	X
ajbmeb-1120	91	2	.	.	X
ajbmeb-1120	91	3	inatilloevich	inatilloevich	PROPN
ajbmeb-1120	91	4	j.	j.	PROPN
ajbmeb-1120	91	5	b.	b.	PROPN
ajbmeb-1120	91	6	current	current	ADJ
ajbmeb-1120	91	7	situation	situation	NOUN
ajbmeb-1120	91	8	of	of	ADP
ajbmeb-1120	91	9	the	the	DET
ajbmeb-1120	91	10	stock	stock	NOUN
ajbmeb-1120	91	11	market	market	NOUN
ajbmeb-1120	91	12	of	of	ADP
ajbmeb-1120	91	13	the	the	DET
ajbmeb-1120	91	14	republic	republic	NOUN
ajbmeb-1120	91	15	of	of	ADP
ajbmeb-1120	91	16	uzbekistan	uzbekistan	PROPN
ajbmeb-1120	91	17	//conferencea	//conferencea	PUNCT
ajbmeb-1120	91	18	.	.	PUNCT
ajbmeb-1120	92	1	–	–	PUNCT
ajbmeb-1120	92	2	2023	2023	NUM
ajbmeb-1120	92	3	.	.	PUNCT
ajbmeb-1120	93	1	–	–	PUNCT
ajbmeb-1120	93	2	с	с	NOUN
ajbmeb-1120	93	3	.	.	PROPN
ajbmeb-1120	94	1	1	1	NUM
ajbmeb-1120	94	2	-	-	SYM
ajbmeb-1120	94	3	4	4	NUM
ajbmeb-1120	94	4	.	.	NOUN
ajbmeb-1120	95	1	10	10	NUM
ajbmeb-1120	95	2	.	.	PUNCT
ajbmeb-1120	96	1	bakhtiyarovich	bakhtiyarovich	PROPN
ajbmeb-1120	96	2	o.	o.	PROPN
ajbmeb-1120	96	3	b.	b.	PROPN
ajbmeb-1120	97	1	the	the	DET
ajbmeb-1120	97	2	role	role	NOUN
ajbmeb-1120	97	3	and	and	CCONJ
ajbmeb-1120	97	4	significance	significance	NOUN
ajbmeb-1120	97	5	of	of	ADP
ajbmeb-1120	97	6	the	the	DET
ajbmeb-1120	97	7	regional	regional	ADJ
ajbmeb-1120	97	8	investment	investment	NOUN
ajbmeb-1120	97	9	environment	environment	NOUN
ajbmeb-1120	97	10	in	in	ADP
ajbmeb-1120	97	11	attracting	attract	VERB
ajbmeb-1120	97	12	foreign	foreign	ADJ
ajbmeb-1120	97	13	investments	investment	NOUN
ajbmeb-1120	97	14	to	to	ADP
ajbmeb-1120	97	15	the	the	DET
ajbmeb-1120	97	16	economy	economy	NOUN
ajbmeb-1120	97	17	//conferencea	//conferencea	PUNCT
ajbmeb-1120	97	18	.	.	PUNCT
ajbmeb-1120	97	19	–	–	PUNCT
ajbmeb-1120	97	20	2023	2023	NUM
ajbmeb-1120	97	21	.	.	PUNCT
ajbmeb-1120	98	1	–	–	PUNCT
ajbmeb-1120	98	2	с	с	NOUN
ajbmeb-1120	98	3	.	.	PROPN
ajbmeb-1120	98	4	5	5	NUM
ajbmeb-1120	98	5	-	-	SYM
ajbmeb-1120	98	6	8	8	NUM
ajbmeb-1120	98	7	.	.	PUNCT