id sid tid token lemma pos ajbmeb-1164 1 1 american american PROPN ajbmeb-1164 1 2 journal journal PROPN ajbmeb-1164 1 3 of of ADP ajbmeb-1164 1 4 business business NOUN ajbmeb-1164 1 5 management management NOUN ajbmeb-1164 1 6 , , PUNCT ajbmeb-1164 1 7 economics economic NOUN ajbmeb-1164 1 8 and and CCONJ ajbmeb-1164 1 9 banking banking NOUN ajbmeb-1164 1 10 issn issn PROPN ajbmeb-1164 1 11 ( ( PUNCT ajbmeb-1164 1 12 e e NOUN ajbmeb-1164 1 13 ): ): PUNCT ajbmeb-1164 1 14 2832 2832 NUM ajbmeb-1164 1 15 - - SYM ajbmeb-1164 1 16 8078 8078 NUM ajbmeb-1164 1 17 volume volume NOUN ajbmeb-1164 1 18 15 15 NUM ajbmeb-1164 1 19 , , PUNCT ajbmeb-1164 1 20 | | ADV ajbmeb-1164 1 21 august august PROPN ajbmeb-1164 1 22 , , PUNCT ajbmeb-1164 1 23 2023 2023 NUM ajbmeb-1164 1 24 p p NOUN ajbmeb-1164 1 25 a a DET ajbmeb-1164 1 26 g g NOUN ajbmeb-1164 1 27 e e NOUN ajbmeb-1164 1 28 | | ADV ajbmeb-1164 1 29 82 82 NUM ajbmeb-1164 1 30 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 1 31 the the DET ajbmeb-1164 1 32 impact impact NOUN ajbmeb-1164 1 33 of of ADP ajbmeb-1164 1 34 financial financial ADJ ajbmeb-1164 1 35 learning learning NOUN ajbmeb-1164 1 36 on on ADP ajbmeb-1164 1 37 international international ADJ ajbmeb-1164 1 38 portfolios portfolio NOUN ajbmeb-1164 1 39 - - PUNCT ajbmeb-1164 1 40 an an DET ajbmeb-1164 1 41 applied apply VERB ajbmeb-1164 1 42 study study NOUN ajbmeb-1164 1 43 for for ADP ajbmeb-1164 1 44 a a DET ajbmeb-1164 1 45 number number NOUN ajbmeb-1164 1 46 of of ADP ajbmeb-1164 1 47 economies economy NOUN ajbmeb-1164 1 48 hebat hebat VERB ajbmeb-1164 1 49 allah allah PROPN ajbmeb-1164 1 50 mustafa1 mustafa1 PROPN ajbmeb-1164 1 51 , , PUNCT ajbmeb-1164 1 52 hayder hayder PROPN ajbmeb-1164 1 53 m. m. PROPN ajbmeb-1164 1 54 kareem kareem PROPN ajbmeb-1164 1 55 alduhaidahawi alduhaidahawi PROPN ajbmeb-1164 1 56 2 2 NUM ajbmeb-1164 1 57 , , PUNCT ajbmeb-1164 1 58 mustafa mustafa PROPN ajbmeb-1164 1 59 s. s. PROPN ajbmeb-1164 1 60 abdulreza abdulreza PROPN ajbmeb-1164 1 61 3 3 PROPN ajbmeb-1164 1 62 1assist 1assist PROPN ajbmeb-1164 1 63 . . PUNCT ajbmeb-1164 2 1 prof prof PROPN ajbmeb-1164 2 2 dr dr PROPN ajbmeb-1164 2 3 . . PROPN ajbmeb-1164 2 4 hebat hebat PROPN ajbmeb-1164 2 5 allah allah PROPN ajbmeb-1164 2 6 mustafa1 mustafa1 PROPN ajbmeb-1164 2 7 college college PROPN ajbmeb-1164 2 8 of of ADP ajbmeb-1164 2 9 administration administration PROPN ajbmeb-1164 2 10 and and CCONJ ajbmeb-1164 2 11 economics economics PROPN ajbmeb-1164 2 12 university university PROPN ajbmeb-1164 2 13 of of ADP ajbmeb-1164 2 14 warith warith ADP ajbmeb-1164 2 15 al al PROPN ajbmeb-1164 2 16 - - PUNCT ajbmeb-1164 2 17 anbiyaa anbiyaa PROPN ajbmeb-1164 2 18 , , PUNCT ajbmeb-1164 2 19 karbala karbala PROPN ajbmeb-1164 2 20 , , PUNCT ajbmeb-1164 2 21 iraq iraq PROPN ajbmeb-1164 2 22 , , PUNCT ajbmeb-1164 2 23 hebatallah.mu@g.uowa.edu.iq hebatallah.mu@g.uowa.edu.iq NOUN ajbmeb-1164 2 24 ( ( PUNCT ajbmeb-1164 2 25 corresponding correspond VERB ajbmeb-1164 2 26 author author NOUN ajbmeb-1164 2 27 ) ) PUNCT ajbmeb-1164 2 28 . . PUNCT ajbmeb-1164 3 1 2lecturer 2lecturer NUM ajbmeb-1164 3 2 dr dr PROPN ajbmeb-1164 3 3 . . PROPN ajbmeb-1164 3 4 hayder hayder PROPN ajbmeb-1164 3 5 m. m. PROPN ajbmeb-1164 3 6 kareem kareem PROPN ajbmeb-1164 3 7 alduhaidahawi alduhaidahawi PROPN ajbmeb-1164 3 8 , , PUNCT ajbmeb-1164 3 9 doctoral doctoral ADJ ajbmeb-1164 3 10 of of ADP ajbmeb-1164 3 11 financial financial ADJ ajbmeb-1164 3 12 management management NOUN ajbmeb-1164 3 13 , , PUNCT ajbmeb-1164 3 14 department department NOUN ajbmeb-1164 3 15 of of ADP ajbmeb-1164 3 16 finance finance NOUN ajbmeb-1164 3 17 and and CCONJ ajbmeb-1164 3 18 banking banking NOUN ajbmeb-1164 3 19 sciences science NOUN ajbmeb-1164 3 20 , , PUNCT ajbmeb-1164 3 21 faculty faculty NOUN ajbmeb-1164 3 22 of of ADP ajbmeb-1164 3 23 imam imam PROPN ajbmeb-1164 3 24 al al PROPN ajbmeb-1164 3 25 - - PUNCT ajbmeb-1164 3 26 kadhum kadhum PROPN ajbmeb-1164 3 27 college college PROPN ajbmeb-1164 3 28 ( ( PUNCT ajbmeb-1164 3 29 ikc ikc PROPN ajbmeb-1164 3 30 ) ) PUNCT ajbmeb-1164 3 31 , , PUNCT ajbmeb-1164 3 32 iraq iraq PROPN ajbmeb-1164 3 33 , , PUNCT ajbmeb-1164 3 34 hayder.mo@alkadhum-col.edu.iq hayder.mo@alkadhum-col.edu.iq ADJ ajbmeb-1164 3 35 . . PUNCT ajbmeb-1164 4 1 3assprof 3assprof NUM ajbmeb-1164 4 2 mustafa mustafa PROPN ajbmeb-1164 4 3 s. s. PROPN ajbmeb-1164 4 4 abdulreza abdulreza PROPN ajbmeb-1164 4 5 al al PROPN ajbmeb-1164 4 6 - - PUNCT ajbmeb-1164 4 7 furat furat PROPN ajbmeb-1164 4 8 al al PROPN ajbmeb-1164 4 9 - - PUNCT ajbmeb-1164 4 10 awsat awsat VERB ajbmeb-1164 4 11 technical technical ADJ ajbmeb-1164 4 12 university university PROPN ajbmeb-1164 4 13 / / SYM ajbmeb-1164 4 14 technical technical PROPN ajbmeb-1164 4 15 institute institute PROPN ajbmeb-1164 4 16 of of ADP ajbmeb-1164 4 17 al al PROPN ajbmeb-1164 4 18 musaib musaib PROPN ajbmeb-1164 4 19 , , PUNCT ajbmeb-1164 4 20 iraq iraq PROPN ajbmeb-1164 4 21 , , PUNCT ajbmeb-1164 4 22 mustafasalam55@yahoo.com mustafasalam55@yahoo.com PROPN ajbmeb-1164 4 23 a a DET ajbmeb-1164 4 24 b b PROPN ajbmeb-1164 4 25 s s ADP ajbmeb-1164 4 26 t t PROPN ajbmeb-1164 4 27 r r NOUN ajbmeb-1164 4 28 a a DET ajbmeb-1164 4 29 c c NOUN ajbmeb-1164 4 30 t t NOUN ajbmeb-1164 5 1 k k X ajbmeb-1164 5 2 e e PROPN ajbmeb-1164 5 3 y y PROPN ajbmeb-1164 5 4 w w NOUN ajbmeb-1164 5 5 o o NOUN ajbmeb-1164 5 6 r r NOUN ajbmeb-1164 5 7 d d PROPN ajbmeb-1164 5 8 s s VERB ajbmeb-1164 5 9 this this DET ajbmeb-1164 5 10 study study NOUN ajbmeb-1164 5 11 aims aim VERB ajbmeb-1164 5 12 to to PART ajbmeb-1164 5 13 highlight highlight VERB ajbmeb-1164 5 14 the the DET ajbmeb-1164 5 15 role role NOUN ajbmeb-1164 5 16 and and CCONJ ajbmeb-1164 5 17 importance importance NOUN ajbmeb-1164 5 18 of of ADP ajbmeb-1164 5 19 financial financial ADJ ajbmeb-1164 5 20 education education NOUN ajbmeb-1164 5 21 and and CCONJ ajbmeb-1164 5 22 its its PRON ajbmeb-1164 5 23 impact impact NOUN ajbmeb-1164 5 24 on on ADP ajbmeb-1164 5 25 international international ADJ ajbmeb-1164 5 26 portfolios portfolio NOUN ajbmeb-1164 5 27 for for ADP ajbmeb-1164 5 28 a a DET ajbmeb-1164 5 29 number number NOUN ajbmeb-1164 5 30 of of ADP ajbmeb-1164 5 31 economies economy NOUN ajbmeb-1164 5 32 and and CCONJ ajbmeb-1164 5 33 its its PRON ajbmeb-1164 5 34 role role NOUN ajbmeb-1164 5 35 among among ADP ajbmeb-1164 5 36 financial financial ADJ ajbmeb-1164 5 37 portfolios portfolio NOUN ajbmeb-1164 5 38 , , PUNCT ajbmeb-1164 5 39 as as ADP ajbmeb-1164 5 40 the the DET ajbmeb-1164 5 41 ability ability NOUN ajbmeb-1164 5 42 of of ADP ajbmeb-1164 5 43 individuals individual NOUN ajbmeb-1164 5 44 determined determine VERB ajbmeb-1164 5 45 through through ADP ajbmeb-1164 5 46 the the DET ajbmeb-1164 5 47 use use NOUN ajbmeb-1164 5 48 of of ADP ajbmeb-1164 5 49 basic basic ADJ ajbmeb-1164 5 50 financial financial ADJ ajbmeb-1164 5 51 and and CCONJ ajbmeb-1164 5 52 economic economic ADJ ajbmeb-1164 5 53 concepts concept NOUN ajbmeb-1164 5 54 , , PUNCT ajbmeb-1164 5 55 which which PRON ajbmeb-1164 5 56 play play VERB ajbmeb-1164 5 57 an an DET ajbmeb-1164 5 58 important important ADJ ajbmeb-1164 5 59 role role NOUN ajbmeb-1164 5 60 in in ADP ajbmeb-1164 5 61 achieving achieve VERB ajbmeb-1164 5 62 an an DET ajbmeb-1164 5 63 appropriate appropriate ADJ ajbmeb-1164 5 64 level level NOUN ajbmeb-1164 5 65 of of ADP ajbmeb-1164 5 66 financial financial ADJ ajbmeb-1164 5 67 well well ADJ ajbmeb-1164 5 68 being being NOUN ajbmeb-1164 5 69 . . PUNCT ajbmeb-1164 6 1 learning learn VERB ajbmeb-1164 6 2 financial financial ADJ ajbmeb-1164 6 3 in in ADP ajbmeb-1164 6 4 education education NOUN ajbmeb-1164 6 5 knowledge knowledge NOUN ajbmeb-1164 6 6 and and CCONJ ajbmeb-1164 6 7 skills skill NOUN ajbmeb-1164 6 8 and and CCONJ ajbmeb-1164 6 9 behaviors behavior NOUN ajbmeb-1164 6 10 necessary necessary ADJ ajbmeb-1164 6 11 to to PART ajbmeb-1164 6 12 adopt adopt VERB ajbmeb-1164 6 13 management management NOUN ajbmeb-1164 6 14 practices practice NOUN ajbmeb-1164 6 15 money money NOUN ajbmeb-1164 6 16 in in ADP ajbmeb-1164 6 17 order order NOUN ajbmeb-1164 6 18 to to PART ajbmeb-1164 6 19 gain gain VERB ajbmeb-1164 6 20 profits profit NOUN ajbmeb-1164 6 21 and and CCONJ ajbmeb-1164 6 22 savings saving NOUN ajbmeb-1164 6 23 and and CCONJ ajbmeb-1164 6 24 borrow borrow VERB ajbmeb-1164 6 25 and and CCONJ ajbmeb-1164 6 26 investment investment NOUN ajbmeb-1164 6 27 , , PUNCT ajbmeb-1164 6 28 as as SCONJ ajbmeb-1164 6 29 the the DET ajbmeb-1164 6 30 study study NOUN ajbmeb-1164 6 31 conducted conduct VERB ajbmeb-1164 6 32 a a DET ajbmeb-1164 6 33 detailed detailed ADJ ajbmeb-1164 6 34 analysis analysis NOUN ajbmeb-1164 6 35 of of ADP ajbmeb-1164 6 36 the the DET ajbmeb-1164 6 37 economies economy NOUN ajbmeb-1164 6 38 ’ ' PUNCT ajbmeb-1164 6 39 portfolios portfolio NOUN ajbmeb-1164 6 40 during during ADP ajbmeb-1164 6 41 the the DET ajbmeb-1164 6 42 period period NOUN ajbmeb-1164 6 43 ( ( PUNCT ajbmeb-1164 6 44 2005 2005 NUM ajbmeb-1164 6 45 - - SYM ajbmeb-1164 6 46 2020 2020 NUM ajbmeb-1164 6 47 ) ) PUNCT ajbmeb-1164 6 48 and and CCONJ ajbmeb-1164 6 49 in in ADP ajbmeb-1164 6 50 light light NOUN ajbmeb-1164 6 51 of of ADP ajbmeb-1164 6 52 the the DET ajbmeb-1164 6 53 data datum NOUN ajbmeb-1164 6 54 obtained obtain VERB ajbmeb-1164 6 55 for for ADP ajbmeb-1164 6 56 the the DET ajbmeb-1164 6 57 study study NOUN ajbmeb-1164 6 58 sample sample NOUN ajbmeb-1164 6 59 represented represent VERB ajbmeb-1164 6 60 in in ADP ajbmeb-1164 6 61 the the DET ajbmeb-1164 6 62 portfolios portfolio NOUN ajbmeb-1164 6 63 of of ADP ajbmeb-1164 6 64 foreign foreign ADJ ajbmeb-1164 6 65 and and CCONJ ajbmeb-1164 6 66 local local ADJ ajbmeb-1164 6 67 stocks stock NOUN ajbmeb-1164 6 68 and and CCONJ ajbmeb-1164 6 69 the the DET ajbmeb-1164 6 70 market market NOUN ajbmeb-1164 6 71 values value NOUN ajbmeb-1164 6 72 of of ADP ajbmeb-1164 6 73 those those DET ajbmeb-1164 6 74 portfolios portfolio NOUN ajbmeb-1164 6 75 as as ADV ajbmeb-1164 6 76 well well ADV ajbmeb-1164 6 77 as as ADP ajbmeb-1164 6 78 several several ADJ ajbmeb-1164 6 79 other other ADJ ajbmeb-1164 6 80 determinants determinant NOUN ajbmeb-1164 6 81 , , PUNCT ajbmeb-1164 6 82 and and CCONJ ajbmeb-1164 6 83 the the DET ajbmeb-1164 6 84 study study NOUN ajbmeb-1164 6 85 sample sample NOUN ajbmeb-1164 6 86 consisted consist VERB ajbmeb-1164 6 87 of of ADP ajbmeb-1164 6 88 ( ( PUNCT ajbmeb-1164 6 89 64 64 NUM ajbmeb-1164 6 90 ) ) PUNCT ajbmeb-1164 6 91 a a DET ajbmeb-1164 6 92 foreign foreign ADJ ajbmeb-1164 6 93 portfolio portfolio NOUN ajbmeb-1164 6 94 , , PUNCT ajbmeb-1164 6 95 and and CCONJ ajbmeb-1164 6 96 using use VERB ajbmeb-1164 6 97 many many ADJ ajbmeb-1164 6 98 financial financial ADJ ajbmeb-1164 6 99 and and CCONJ ajbmeb-1164 6 100 statistical statistical ADJ ajbmeb-1164 6 101 methods method NOUN ajbmeb-1164 6 102 , , PUNCT ajbmeb-1164 6 103 the the DET ajbmeb-1164 6 104 study study NOUN ajbmeb-1164 6 105 reached reach VERB ajbmeb-1164 6 106 many many ADJ ajbmeb-1164 6 107 conclusions conclusion NOUN ajbmeb-1164 6 108 and and CCONJ ajbmeb-1164 6 109 recommendations recommendation NOUN ajbmeb-1164 6 110 , , PUNCT ajbmeb-1164 6 111 the the DET ajbmeb-1164 6 112 most most ADV ajbmeb-1164 6 113 important important ADJ ajbmeb-1164 6 114 of of ADP ajbmeb-1164 6 115 which which PRON ajbmeb-1164 6 116 are be AUX ajbmeb-1164 6 117 : : PUNCT ajbmeb-1164 6 118 it it PRON ajbmeb-1164 6 119 is be AUX ajbmeb-1164 6 120 noted note VERB ajbmeb-1164 6 121 that that SCONJ ajbmeb-1164 6 122 there there PRON ajbmeb-1164 6 123 is be VERB ajbmeb-1164 6 124 a a DET ajbmeb-1164 6 125 disparity disparity NOUN ajbmeb-1164 6 126 among among ADP ajbmeb-1164 6 127 emerging emerge VERB ajbmeb-1164 6 128 economies economy NOUN ajbmeb-1164 6 129 that that PRON ajbmeb-1164 6 130 tend tend VERB ajbmeb-1164 6 131 to to PART ajbmeb-1164 6 132 benefit benefit VERB ajbmeb-1164 6 133 more more ADV ajbmeb-1164 6 134 from from ADP ajbmeb-1164 6 135 the the DET ajbmeb-1164 6 136 improvement improvement NOUN ajbmeb-1164 6 137 in in ADP ajbmeb-1164 6 138 the the DET ajbmeb-1164 6 139 level level NOUN ajbmeb-1164 6 140 of of ADP ajbmeb-1164 6 141 financial financial ADJ ajbmeb-1164 6 142 education education NOUN ajbmeb-1164 6 143 compared compare VERB ajbmeb-1164 6 144 to to ADP ajbmeb-1164 6 145 their their PRON ajbmeb-1164 6 146 developed develop VERB ajbmeb-1164 6 147 counterparts counterpart NOUN ajbmeb-1164 6 148 , , PUNCT ajbmeb-1164 6 149 in in ADP ajbmeb-1164 6 150 addition addition NOUN ajbmeb-1164 6 151 to to ADP ajbmeb-1164 6 152 the the DET ajbmeb-1164 6 153 fact fact NOUN ajbmeb-1164 6 154 that that SCONJ ajbmeb-1164 6 155 the the DET ajbmeb-1164 6 156 positive positive ADJ ajbmeb-1164 6 157 impact impact NOUN ajbmeb-1164 6 158 of of ADP ajbmeb-1164 6 159 financial financial ADJ ajbmeb-1164 6 160 education education NOUN ajbmeb-1164 6 161 was be AUX ajbmeb-1164 6 162 more more ADV ajbmeb-1164 6 163 evident evident ADJ ajbmeb-1164 6 164 during during ADP ajbmeb-1164 6 165 the the DET ajbmeb-1164 6 166 recent recent ADJ ajbmeb-1164 6 167 financial financial ADJ ajbmeb-1164 6 168 crisis crisis NOUN ajbmeb-1164 6 169 , , PUNCT ajbmeb-1164 6 170 especially especially ADV ajbmeb-1164 6 171 for for ADP ajbmeb-1164 6 172 economies economy NOUN ajbmeb-1164 6 173 with with ADP ajbmeb-1164 6 174 less less ADV ajbmeb-1164 6 175 developed developed ADJ ajbmeb-1164 6 176 financial financial ADJ ajbmeb-1164 6 177 markets market NOUN ajbmeb-1164 6 178 . . PUNCT ajbmeb-1164 7 1 the the DET ajbmeb-1164 7 2 study study NOUN ajbmeb-1164 7 3 concluded conclude VERB ajbmeb-1164 7 4 in in ADP ajbmeb-1164 7 5 the the DET ajbmeb-1164 7 6 most most ADV ajbmeb-1164 7 7 important important ADJ ajbmeb-1164 7 8 recommendation recommendation NOUN ajbmeb-1164 7 9 : : PUNCT ajbmeb-1164 7 10 it it PRON ajbmeb-1164 7 11 should should AUX ajbmeb-1164 7 12 enhancing enhance VERB ajbmeb-1164 7 13 the the DET ajbmeb-1164 7 14 level level NOUN ajbmeb-1164 7 15 of of ADP ajbmeb-1164 7 16 efficiency efficiency NOUN ajbmeb-1164 7 17 of of ADP ajbmeb-1164 7 18 investors investor NOUN ajbmeb-1164 7 19 and and CCONJ ajbmeb-1164 7 20 encouraging encourage VERB ajbmeb-1164 7 21 them they PRON ajbmeb-1164 7 22 to to PART ajbmeb-1164 7 23 diversify diversify VERB ajbmeb-1164 7 24 their their PRON ajbmeb-1164 7 25 investment investment NOUN ajbmeb-1164 7 26 portfolios portfolio NOUN ajbmeb-1164 7 27 in in ADP ajbmeb-1164 7 28 terms term NOUN ajbmeb-1164 7 29 of of ADP ajbmeb-1164 7 30 foreign foreign ADJ ajbmeb-1164 7 31 investments investment NOUN ajbmeb-1164 7 32 , , PUNCT ajbmeb-1164 7 33 as as SCONJ ajbmeb-1164 7 34 it it PRON ajbmeb-1164 7 35 will will AUX ajbmeb-1164 7 36 help help VERB ajbmeb-1164 7 37 raise raise VERB ajbmeb-1164 7 38 the the DET ajbmeb-1164 7 39 level level NOUN ajbmeb-1164 7 40 of of ADP ajbmeb-1164 7 41 financial financial ADJ ajbmeb-1164 7 42 education education NOUN ajbmeb-1164 7 43 and and CCONJ ajbmeb-1164 7 44 reduce reduce VERB ajbmeb-1164 7 45 the the DET ajbmeb-1164 7 46 country country NOUN ajbmeb-1164 7 47 's 's PART ajbmeb-1164 7 48 bias bias NOUN ajbmeb-1164 7 49 towards towards ADP ajbmeb-1164 7 50 local local ADJ ajbmeb-1164 7 51 equities equity NOUN ajbmeb-1164 7 52 in in ADP ajbmeb-1164 7 53 order order NOUN ajbmeb-1164 7 54 financial financial ADJ ajbmeb-1164 7 55 education education NOUN ajbmeb-1164 7 56 ; ; PUNCT ajbmeb-1164 7 57 country country NOUN ajbmeb-1164 7 58 bias bias NOUN ajbmeb-1164 7 59 ; ; PUNCT ajbmeb-1164 7 60 stock stock NOUN ajbmeb-1164 7 61 markets market NOUN ajbmeb-1164 7 62 . . PUNCT ajbmeb-1164 8 1 american american ADJ ajbmeb-1164 8 2 journal journal PROPN ajbmeb-1164 8 3 of of ADP ajbmeb-1164 8 4 business business NOUN ajbmeb-1164 8 5 management management NOUN ajbmeb-1164 8 6 , , PUNCT ajbmeb-1164 8 7 economics economic NOUN ajbmeb-1164 8 8 and and CCONJ ajbmeb-1164 8 9 banking banking NOUN ajbmeb-1164 8 10 volume volume NOUN ajbmeb-1164 8 11 15 15 NUM ajbmeb-1164 8 12 august august PROPN ajbmeb-1164 8 13 , , PUNCT ajbmeb-1164 8 14 2023 2023 NUM ajbmeb-1164 8 15 p p NOUN ajbmeb-1164 8 16 a a DET ajbmeb-1164 8 17 g g NOUN ajbmeb-1164 8 18 e e NOUN ajbmeb-1164 8 19 | | ADV ajbmeb-1164 8 20 83 83 NUM ajbmeb-1164 8 21 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 8 22 to to PART ajbmeb-1164 8 23 take take VERB ajbmeb-1164 8 24 advantage advantage NOUN ajbmeb-1164 8 25 of of ADP ajbmeb-1164 8 26 external external ADJ ajbmeb-1164 8 27 opportunities opportunity NOUN ajbmeb-1164 8 28 to to PART ajbmeb-1164 8 29 achieve achieve VERB ajbmeb-1164 8 30 the the DET ajbmeb-1164 8 31 best good ADJ ajbmeb-1164 8 32 trade trade NOUN ajbmeb-1164 8 33 - - PUNCT ajbmeb-1164 8 34 off off NOUN ajbmeb-1164 8 35 between between ADP ajbmeb-1164 8 36 efficiency efficiency NOUN ajbmeb-1164 8 37 for for ADP ajbmeb-1164 8 38 return return NOUN ajbmeb-1164 8 39 and and CCONJ ajbmeb-1164 8 40 risk risk NOUN ajbmeb-1164 8 41 . . PUNCT ajbmeb-1164 9 1 introduction introduction NOUN ajbmeb-1164 9 2 study study NOUN ajbmeb-1164 9 3 methodology methodology NOUN ajbmeb-1164 9 4 : : PUNCT ajbmeb-1164 9 5 the the DET ajbmeb-1164 9 6 study study NOUN ajbmeb-1164 9 7 problem problem NOUN ajbmeb-1164 9 8 : : PUNCT ajbmeb-1164 9 9 financial financial ADJ ajbmeb-1164 9 10 education education NOUN ajbmeb-1164 9 11 as as ADP ajbmeb-1164 9 12 important important ADJ ajbmeb-1164 9 13 in in ADP ajbmeb-1164 9 14 influencing influence VERB ajbmeb-1164 9 15 financial financial ADJ ajbmeb-1164 9 16 decision decision NOUN ajbmeb-1164 9 17 - - PUNCT ajbmeb-1164 9 18 making making NOUN ajbmeb-1164 9 19 ( ( PUNCT ajbmeb-1164 9 20 cole cole PROPN ajbmeb-1164 9 21 et et PROPN ajbmeb-1164 9 22 al al PROPN ajbmeb-1164 9 23 . . PROPN ajbmeb-1164 9 24 , , PUNCT ajbmeb-1164 9 25 2012 2012 NUM ajbmeb-1164 9 26 ) ) PUNCT ajbmeb-1164 9 27 . . PUNCT ajbmeb-1164 10 1 it it PRON ajbmeb-1164 10 2 is be AUX ajbmeb-1164 10 3 the the DET ajbmeb-1164 10 4 intellectual intellectual ADJ ajbmeb-1164 10 5 dialectic dialectic NOUN ajbmeb-1164 10 6 of of ADP ajbmeb-1164 10 7 the the DET ajbmeb-1164 10 8 study study NOUN ajbmeb-1164 10 9 in in ADP ajbmeb-1164 10 10 the the DET ajbmeb-1164 10 11 main main ADJ ajbmeb-1164 10 12 question question NOUN ajbmeb-1164 10 13 whether whether SCONJ ajbmeb-1164 10 14 the the DET ajbmeb-1164 10 15 impact impact NOUN ajbmeb-1164 10 16 of of ADP ajbmeb-1164 10 17 financial financial ADJ ajbmeb-1164 10 18 learning learning NOUN ajbmeb-1164 10 19 on on ADP ajbmeb-1164 10 20 international international ADJ ajbmeb-1164 10 21 portfolios portfolio NOUN ajbmeb-1164 10 22 during during ADP ajbmeb-1164 10 23 the the DET ajbmeb-1164 10 24 study study NOUN ajbmeb-1164 10 25 period period NOUN ajbmeb-1164 10 26 , , PUNCT ajbmeb-1164 10 27 as as SCONJ ajbmeb-1164 10 28 the the DET ajbmeb-1164 10 29 study study NOUN ajbmeb-1164 10 30 problem problem NOUN ajbmeb-1164 10 31 can can AUX ajbmeb-1164 10 32 be be AUX ajbmeb-1164 10 33 formulated formulate VERB ajbmeb-1164 10 34 in in ADP ajbmeb-1164 10 35 the the DET ajbmeb-1164 10 36 following follow VERB ajbmeb-1164 10 37 question question NOUN ajbmeb-1164 10 38 : : PUNCT ajbmeb-1164 10 39 how how SCONJ ajbmeb-1164 10 40 does do AUX ajbmeb-1164 10 41 financial financial ADJ ajbmeb-1164 10 42 education education NOUN ajbmeb-1164 10 43 affect affect VERB ajbmeb-1164 10 44 the the DET ajbmeb-1164 10 45 degree degree NOUN ajbmeb-1164 10 46 of of ADP ajbmeb-1164 10 47 country country NOUN ajbmeb-1164 10 48 bias bias NOUN ajbmeb-1164 10 49 ? ? PUNCT ajbmeb-1164 11 1 is be AUX ajbmeb-1164 11 2 there there PRON ajbmeb-1164 11 3 a a DET ajbmeb-1164 11 4 disparity disparity NOUN ajbmeb-1164 11 5 in in ADP ajbmeb-1164 11 6 financial financial ADJ ajbmeb-1164 11 7 education education NOUN ajbmeb-1164 11 8 among among ADP ajbmeb-1164 11 9 economies economy NOUN ajbmeb-1164 11 10 ? ? PUNCT ajbmeb-1164 12 1 second second ADV ajbmeb-1164 12 2 : : PUNCT ajbmeb-1164 12 3 the the DET ajbmeb-1164 12 4 importance importance NOUN ajbmeb-1164 12 5 of of ADP ajbmeb-1164 12 6 the the DET ajbmeb-1164 12 7 study study NOUN ajbmeb-1164 12 8 : : PUNCT ajbmeb-1164 12 9 the the DET ajbmeb-1164 12 10 importance importance NOUN ajbmeb-1164 12 11 of of ADP ajbmeb-1164 12 12 the the DET ajbmeb-1164 12 13 study study NOUN ajbmeb-1164 12 14 is be AUX ajbmeb-1164 12 15 gained gain VERB ajbmeb-1164 12 16 from from ADP ajbmeb-1164 12 17 the the DET ajbmeb-1164 12 18 novelty novelty NOUN ajbmeb-1164 12 19 of of ADP ajbmeb-1164 12 20 its its PRON ajbmeb-1164 12 21 subject subject NOUN ajbmeb-1164 12 22 , , PUNCT ajbmeb-1164 12 23 because because SCONJ ajbmeb-1164 12 24 it it PRON ajbmeb-1164 12 25 provided provide VERB ajbmeb-1164 12 26 a a DET ajbmeb-1164 12 27 cognitive cognitive ADJ ajbmeb-1164 12 28 and and CCONJ ajbmeb-1164 12 29 intellectual intellectual ADJ ajbmeb-1164 12 30 addition addition NOUN ajbmeb-1164 12 31 to to ADP ajbmeb-1164 12 32 one one NUM ajbmeb-1164 12 33 of of ADP ajbmeb-1164 12 34 the the DET ajbmeb-1164 12 35 most most ADV ajbmeb-1164 12 36 important important ADJ ajbmeb-1164 12 37 modern modern ADJ ajbmeb-1164 12 38 investment investment NOUN ajbmeb-1164 12 39 concepts concept NOUN ajbmeb-1164 12 40 , , PUNCT ajbmeb-1164 12 41 which which PRON ajbmeb-1164 12 42 is be AUX ajbmeb-1164 12 43 linking link VERB ajbmeb-1164 12 44 the the DET ajbmeb-1164 12 45 concept concept NOUN ajbmeb-1164 12 46 of of ADP ajbmeb-1164 12 47 financial financial ADJ ajbmeb-1164 12 48 learning learning NOUN ajbmeb-1164 12 49 to to ADP ajbmeb-1164 12 50 the the DET ajbmeb-1164 12 51 degree degree NOUN ajbmeb-1164 12 52 of of ADP ajbmeb-1164 12 53 country country NOUN ajbmeb-1164 12 54 bias bias NOUN ajbmeb-1164 12 55 . . PUNCT ajbmeb-1164 13 1 the the DET ajbmeb-1164 13 2 study study NOUN ajbmeb-1164 13 3 sheds shed VERB ajbmeb-1164 13 4 light light NOUN ajbmeb-1164 13 5 on on ADP ajbmeb-1164 13 6 the the DET ajbmeb-1164 13 7 need need NOUN ajbmeb-1164 13 8 for for SCONJ ajbmeb-1164 13 9 researchers researcher NOUN ajbmeb-1164 13 10 and and CCONJ ajbmeb-1164 13 11 decision decision NOUN ajbmeb-1164 13 12 makers maker NOUN ajbmeb-1164 13 13 to to PART ajbmeb-1164 13 14 search search VERB ajbmeb-1164 13 15 for for ADP ajbmeb-1164 13 16 the the DET ajbmeb-1164 13 17 causes cause NOUN ajbmeb-1164 13 18 that that PRON ajbmeb-1164 13 19 contributed contribute VERB ajbmeb-1164 13 20 to to ADP ajbmeb-1164 13 21 the the DET ajbmeb-1164 13 22 low low ADJ ajbmeb-1164 13 23 degree degree NOUN ajbmeb-1164 13 24 of of ADP ajbmeb-1164 13 25 financial financial ADJ ajbmeb-1164 13 26 education education NOUN ajbmeb-1164 13 27 and and CCONJ ajbmeb-1164 13 28 its its PRON ajbmeb-1164 13 29 consequences consequence NOUN ajbmeb-1164 13 30 on on ADP ajbmeb-1164 13 31 international international ADJ ajbmeb-1164 13 32 investment investment NOUN ajbmeb-1164 13 33 . . PUNCT ajbmeb-1164 14 1 the the DET ajbmeb-1164 14 2 importance importance NOUN ajbmeb-1164 14 3 of of ADP ajbmeb-1164 14 4 the the DET ajbmeb-1164 14 5 study study NOUN ajbmeb-1164 14 6 was be AUX ajbmeb-1164 14 7 complementary complementary ADJ ajbmeb-1164 14 8 to to ADP ajbmeb-1164 14 9 the the DET ajbmeb-1164 14 10 picture picture NOUN ajbmeb-1164 14 11 in in ADP ajbmeb-1164 14 12 knowing know VERB ajbmeb-1164 14 13 whether whether SCONJ ajbmeb-1164 14 14 the the DET ajbmeb-1164 14 15 degree degree NOUN ajbmeb-1164 14 16 of of ADP ajbmeb-1164 14 17 market market NOUN ajbmeb-1164 14 18 integration integration NOUN ajbmeb-1164 14 19 affected affect VERB ajbmeb-1164 14 20 the the DET ajbmeb-1164 14 21 country country NOUN ajbmeb-1164 14 22 's 's PART ajbmeb-1164 14 23 bias bias NOUN ajbmeb-1164 14 24 , , PUNCT ajbmeb-1164 14 25 which which PRON ajbmeb-1164 14 26 is be AUX ajbmeb-1164 14 27 reflected reflect VERB ajbmeb-1164 14 28 in in ADP ajbmeb-1164 14 29 financial financial ADJ ajbmeb-1164 14 30 education education NOUN ajbmeb-1164 14 31 . . PUNCT ajbmeb-1164 15 1 third third ADV ajbmeb-1164 15 2 : : PUNCT ajbmeb-1164 15 3 study study NOUN ajbmeb-1164 15 4 hypotheses hypothesis NOUN ajbmeb-1164 15 5 : : PUNCT ajbmeb-1164 15 6 the the DET ajbmeb-1164 15 7 study study NOUN ajbmeb-1164 15 8 is be AUX ajbmeb-1164 15 9 based base VERB ajbmeb-1164 15 10 on on ADP ajbmeb-1164 15 11 a a DET ajbmeb-1164 15 12 main main ADJ ajbmeb-1164 15 13 hypothesis hypothesis NOUN ajbmeb-1164 15 14 as as ADP ajbmeb-1164 15 15 the the DET ajbmeb-1164 15 16 following following NOUN ajbmeb-1164 15 17 : : PUNCT ajbmeb-1164 15 18 does do AUX ajbmeb-1164 15 19 not not PART ajbmeb-1164 15 20 affect affect VERB ajbmeb-1164 15 21 t t PROPN ajbmeb-1164 15 22 financial financial ADJ ajbmeb-1164 15 23 education education NOUN ajbmeb-1164 15 24 on on ADP ajbmeb-1164 15 25 country country NOUN ajbmeb-1164 15 26 bias bias NOUN ajbmeb-1164 15 27 score score NOUN ajbmeb-1164 15 28 . . PUNCT ajbmeb-1164 16 1 t t PROPN ajbmeb-1164 16 2 does do AUX ajbmeb-1164 16 3 not not PART ajbmeb-1164 16 4 vary vary VERB ajbmeb-1164 16 5 financial financial ADJ ajbmeb-1164 16 6 education education NOUN ajbmeb-1164 16 7 among among ADP ajbmeb-1164 16 8 developed develop VERB ajbmeb-1164 16 9 and and CCONJ ajbmeb-1164 16 10 emerging emerge VERB ajbmeb-1164 16 11 economies economy NOUN ajbmeb-1164 16 12 . . PUNCT ajbmeb-1164 17 1 fourth fourth ADV ajbmeb-1164 17 2 : : PUNCT ajbmeb-1164 17 3 study study NOUN ajbmeb-1164 17 4 objectives objective NOUN ajbmeb-1164 17 5 : : PUNCT ajbmeb-1164 17 6 the the DET ajbmeb-1164 17 7 aim aim NOUN ajbmeb-1164 17 8 of of ADP ajbmeb-1164 17 9 this this DET ajbmeb-1164 17 10 study study NOUN ajbmeb-1164 17 11 is be AUX ajbmeb-1164 17 12 to to PART ajbmeb-1164 17 13 find find VERB ajbmeb-1164 17 14 out out ADP ajbmeb-1164 17 15 whether whether SCONJ ajbmeb-1164 17 16 financial financial ADJ ajbmeb-1164 17 17 education education NOUN ajbmeb-1164 17 18 affected affect VERB ajbmeb-1164 17 19 by by ADP ajbmeb-1164 17 20 economies economy NOUN ajbmeb-1164 17 21 by by ADP ajbmeb-1164 17 22 country country NOUN ajbmeb-1164 17 23 bias bias NOUN ajbmeb-1164 17 24 score score NOUN ajbmeb-1164 17 25 . . PUNCT ajbmeb-1164 18 1 this this DET ajbmeb-1164 18 2 study study NOUN ajbmeb-1164 18 3 aims aim VERB ajbmeb-1164 18 4 to to PART ajbmeb-1164 18 5 explore explore VERB ajbmeb-1164 18 6 the the DET ajbmeb-1164 18 7 weighting weighting NOUN ajbmeb-1164 18 8 degree degree NOUN ajbmeb-1164 18 9 of of ADP ajbmeb-1164 18 10 financial financial ADJ ajbmeb-1164 18 11 education education NOUN ajbmeb-1164 18 12 in in ADP ajbmeb-1164 18 13 developed develop VERB ajbmeb-1164 18 14 economies economy NOUN ajbmeb-1164 18 15 versus versus ADP ajbmeb-1164 18 16 emerging emerge VERB ajbmeb-1164 18 17 market market NOUN ajbmeb-1164 18 18 economies economy NOUN ajbmeb-1164 18 19 . . PUNCT ajbmeb-1164 19 1 aims aim VERB ajbmeb-1164 19 2 to to PART ajbmeb-1164 19 3 try try VERB ajbmeb-1164 19 4 to to PART ajbmeb-1164 19 5 know know VERB ajbmeb-1164 19 6 the the DET ajbmeb-1164 19 7 role role NOUN ajbmeb-1164 19 8 of of ADP ajbmeb-1164 19 9 financial financial ADJ ajbmeb-1164 19 10 education education NOUN ajbmeb-1164 19 11 in in ADP ajbmeb-1164 19 12 international international ADJ ajbmeb-1164 19 13 portfolios portfolio NOUN ajbmeb-1164 19 14 and and CCONJ ajbmeb-1164 19 15 to to PART ajbmeb-1164 19 16 show show VERB ajbmeb-1164 19 17 the the DET ajbmeb-1164 19 18 fact fact NOUN ajbmeb-1164 19 19 that that SCONJ ajbmeb-1164 19 20 financial financial ADJ ajbmeb-1164 19 21 education education NOUN ajbmeb-1164 19 22 affects affect VERB ajbmeb-1164 19 23 financial financial ADJ ajbmeb-1164 19 24 awareness awareness NOUN ajbmeb-1164 19 25 , , PUNCT ajbmeb-1164 19 26 knowledge knowledge NOUN ajbmeb-1164 19 27 , , PUNCT ajbmeb-1164 19 28 skills skill NOUN ajbmeb-1164 19 29 and and CCONJ ajbmeb-1164 19 30 investor investor NOUN ajbmeb-1164 19 31 behavior behavior NOUN ajbmeb-1164 19 32 to to PART ajbmeb-1164 19 33 make make VERB ajbmeb-1164 19 34 sound sound ADJ ajbmeb-1164 19 35 financial financial ADJ ajbmeb-1164 19 36 decisions decision NOUN ajbmeb-1164 19 37 in in ADP ajbmeb-1164 19 38 order order NOUN ajbmeb-1164 19 39 to to PART ajbmeb-1164 19 40 achieve achieve VERB ajbmeb-1164 19 41 individual individual ADJ ajbmeb-1164 19 42 financial financial ADJ ajbmeb-1164 19 43 well well NOUN ajbmeb-1164 19 44 - - PUNCT ajbmeb-1164 19 45 being being NOUN ajbmeb-1164 19 46 . . PUNCT ajbmeb-1164 20 1 this this DET ajbmeb-1164 20 2 study study NOUN ajbmeb-1164 20 3 aims aim VERB ajbmeb-1164 20 4 to to PART ajbmeb-1164 20 5 find find VERB ajbmeb-1164 20 6 out out ADP ajbmeb-1164 20 7 is be AUX ajbmeb-1164 20 8 that that ADV ajbmeb-1164 20 9 low low ADJ ajbmeb-1164 20 10 the the DET ajbmeb-1164 20 11 level level NOUN ajbmeb-1164 20 12 of of ADP ajbmeb-1164 20 13 education education NOUN ajbmeb-1164 20 14 and and CCONJ ajbmeb-1164 20 15 financial financial ADJ ajbmeb-1164 20 16 awareness awareness NOUN ajbmeb-1164 20 17 is be AUX ajbmeb-1164 20 18 one one NUM ajbmeb-1164 20 19 of of ADP ajbmeb-1164 20 20 the the DET ajbmeb-1164 20 21 main main ADJ ajbmeb-1164 20 22 reasons reason NOUN ajbmeb-1164 20 23 behind behind ADP ajbmeb-1164 20 24 the the DET ajbmeb-1164 20 25 increasing increase VERB ajbmeb-1164 20 26 reliance reliance NOUN ajbmeb-1164 20 27 on on ADP ajbmeb-1164 20 28 local local ADJ ajbmeb-1164 20 29 stock stock NOUN ajbmeb-1164 20 30 portfolios portfolio NOUN ajbmeb-1164 20 31 . . PUNCT ajbmeb-1164 21 1 fifth fifth ADJ ajbmeb-1164 21 2 : : PUNCT ajbmeb-1164 21 3 the the DET ajbmeb-1164 21 4 study study NOUN ajbmeb-1164 21 5 population population NOUN ajbmeb-1164 21 6 and and CCONJ ajbmeb-1164 21 7 sample sample NOUN ajbmeb-1164 21 8 : : PUNCT ajbmeb-1164 21 9 scientific scientific ADJ ajbmeb-1164 21 10 studies study NOUN ajbmeb-1164 21 11 confirm confirm VERB ajbmeb-1164 21 12 the the DET ajbmeb-1164 21 13 need need NOUN ajbmeb-1164 21 14 to to PART ajbmeb-1164 21 15 conduct conduct VERB ajbmeb-1164 21 16 the the DET ajbmeb-1164 21 17 study study NOUN ajbmeb-1164 21 18 with with ADP ajbmeb-1164 21 19 an an DET ajbmeb-1164 21 20 accurate accurate ADJ ajbmeb-1164 21 21 description description NOUN ajbmeb-1164 21 22 of of ADP ajbmeb-1164 21 23 the the DET ajbmeb-1164 21 24 original original ADJ ajbmeb-1164 21 25 community community NOUN ajbmeb-1164 21 26 in in ADP ajbmeb-1164 21 27 preparation preparation NOUN ajbmeb-1164 21 28 for for ADP ajbmeb-1164 21 29 determining determine VERB ajbmeb-1164 21 30 the the DET ajbmeb-1164 21 31 sampling sampling NOUN ajbmeb-1164 21 32 criteria criterion NOUN ajbmeb-1164 21 33 , , PUNCT ajbmeb-1164 21 34 which which PRON ajbmeb-1164 21 35 includes include VERB ajbmeb-1164 21 36 choosing choose VERB ajbmeb-1164 21 37 the the DET ajbmeb-1164 21 38 study study NOUN ajbmeb-1164 21 39 sample sample NOUN ajbmeb-1164 21 40 represented represent VERB ajbmeb-1164 21 41 by by ADP ajbmeb-1164 21 42 this this DET ajbmeb-1164 21 43 community community NOUN ajbmeb-1164 21 44 . . PUNCT ajbmeb-1164 22 1 the the DET ajbmeb-1164 22 2 community community NOUN ajbmeb-1164 22 3 of of ADP ajbmeb-1164 22 4 this this DET ajbmeb-1164 22 5 study study NOUN ajbmeb-1164 22 6 includes include VERB ajbmeb-1164 22 7 the the DET ajbmeb-1164 22 8 portfolios portfolio NOUN ajbmeb-1164 22 9 of of ADP ajbmeb-1164 22 10 the the DET ajbmeb-1164 22 11 countries country NOUN ajbmeb-1164 22 12 of of ADP ajbmeb-1164 22 13 the the DET ajbmeb-1164 22 14 world world NOUN ajbmeb-1164 22 15 , , PUNCT ajbmeb-1164 22 16 while while SCONJ ajbmeb-1164 22 17 the the DET ajbmeb-1164 22 18 sample sample NOUN ajbmeb-1164 22 19 of of ADP ajbmeb-1164 22 20 the the DET ajbmeb-1164 22 21 study study NOUN ajbmeb-1164 22 22 consisted consist VERB ajbmeb-1164 22 23 of of ADP ajbmeb-1164 22 24 ( ( PUNCT ajbmeb-1164 22 25 64 64 NUM ajbmeb-1164 22 26 ) ) PUNCT ajbmeb-1164 22 27 investment investment NOUN ajbmeb-1164 22 28 portfolios portfolio NOUN ajbmeb-1164 22 29 represented represent VERB ajbmeb-1164 22 30 among among ADP ajbmeb-1164 22 31 different different ADJ ajbmeb-1164 22 32 economies economy NOUN ajbmeb-1164 22 33 . . PUNCT ajbmeb-1164 23 1 and and CCONJ ajbmeb-1164 23 2 that that SCONJ ajbmeb-1164 23 3 the the DET ajbmeb-1164 23 4 selection selection NOUN ajbmeb-1164 23 5 of of ADP ajbmeb-1164 23 6 these these DET ajbmeb-1164 23 7 portfolios portfolio NOUN ajbmeb-1164 23 8 came come VERB ajbmeb-1164 23 9 to to PART ajbmeb-1164 23 10 reflect reflect VERB ajbmeb-1164 23 11 the the DET ajbmeb-1164 23 12 countries country NOUN ajbmeb-1164 23 13 ’ ' PUNCT ajbmeb-1164 23 14 markets market NOUN ajbmeb-1164 23 15 , , PUNCT ajbmeb-1164 23 16 represented represent VERB ajbmeb-1164 23 17 by by ADP ajbmeb-1164 23 18 the the DET ajbmeb-1164 23 19 optimal optimal ADJ ajbmeb-1164 23 20 risky risky ADJ ajbmeb-1164 23 21 american american ADJ ajbmeb-1164 23 22 journal journal PROPN ajbmeb-1164 23 23 of of ADP ajbmeb-1164 23 24 business business NOUN ajbmeb-1164 23 25 management management NOUN ajbmeb-1164 23 26 , , PUNCT ajbmeb-1164 23 27 economics economic NOUN ajbmeb-1164 23 28 and and CCONJ ajbmeb-1164 23 29 banking banking NOUN ajbmeb-1164 23 30 volume volume NOUN ajbmeb-1164 23 31 15 15 NUM ajbmeb-1164 23 32 august august PROPN ajbmeb-1164 23 33 , , PUNCT ajbmeb-1164 23 34 2023 2023 NUM ajbmeb-1164 23 35 p p NOUN ajbmeb-1164 23 36 a a PRON ajbmeb-1164 23 37 g g NOUN ajbmeb-1164 23 38 e e NOUN ajbmeb-1164 24 1 | | ADV ajbmeb-1164 24 2 84 84 NUM ajbmeb-1164 24 3 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 24 4 portfolio portfolio NOUN ajbmeb-1164 24 5 , , PUNCT ajbmeb-1164 24 6 as as SCONJ ajbmeb-1164 24 7 the the DET ajbmeb-1164 24 8 study study NOUN ajbmeb-1164 24 9 sample sample NOUN ajbmeb-1164 24 10 was be AUX ajbmeb-1164 24 11 intentionally intentionally ADV ajbmeb-1164 24 12 chosen choose VERB ajbmeb-1164 24 13 , , PUNCT ajbmeb-1164 24 14 by by ADP ajbmeb-1164 24 15 relying rely VERB ajbmeb-1164 24 16 on on ADP ajbmeb-1164 24 17 several several ADJ ajbmeb-1164 24 18 criteria criterion NOUN ajbmeb-1164 24 19 , , PUNCT ajbmeb-1164 24 20 which which PRON ajbmeb-1164 24 21 are be AUX ajbmeb-1164 24 22 as as SCONJ ajbmeb-1164 24 23 follows follow VERB ajbmeb-1164 24 24 : : PUNCT ajbmeb-1164 24 25 1the 1the NUM ajbmeb-1164 24 26 selected select VERB ajbmeb-1164 24 27 portfolios portfolio NOUN ajbmeb-1164 24 28 were be AUX ajbmeb-1164 24 29 weighed weigh VERB ajbmeb-1164 24 30 at at ADP ajbmeb-1164 24 31 the the DET ajbmeb-1164 24 32 market market NOUN ajbmeb-1164 24 33 value value NOUN ajbmeb-1164 24 34 . . PUNCT ajbmeb-1164 25 1 2the 2the NUM ajbmeb-1164 25 2 selected select VERB ajbmeb-1164 25 3 portfolios portfolio NOUN ajbmeb-1164 25 4 are be AUX ajbmeb-1164 25 5 the the DET ajbmeb-1164 25 6 most most ADV ajbmeb-1164 25 7 active active ADJ ajbmeb-1164 25 8 during during ADP ajbmeb-1164 25 9 the the DET ajbmeb-1164 25 10 period period NOUN ajbmeb-1164 25 11 studied study VERB ajbmeb-1164 25 12 . . PUNCT ajbmeb-1164 26 1 3the 3the DET ajbmeb-1164 26 2 non non ADJ ajbmeb-1164 26 3 - - ADJ ajbmeb-1164 26 4 stop stop ADJ ajbmeb-1164 26 5 work work NOUN ajbmeb-1164 26 6 of of ADP ajbmeb-1164 26 7 these these DET ajbmeb-1164 26 8 portfolios portfolio NOUN ajbmeb-1164 26 9 in in ADP ajbmeb-1164 26 10 their their PRON ajbmeb-1164 26 11 global global ADJ ajbmeb-1164 26 12 markets market NOUN ajbmeb-1164 26 13 during during ADP ajbmeb-1164 26 14 the the DET ajbmeb-1164 26 15 period period NOUN ajbmeb-1164 26 16 studied study VERB ajbmeb-1164 26 17 . . PUNCT ajbmeb-1164 27 1 sixth sixth ADV ajbmeb-1164 27 2 : : PUNCT ajbmeb-1164 28 1 study study NOUN ajbmeb-1164 28 2 data datum NOUN ajbmeb-1164 28 3 and and CCONJ ajbmeb-1164 28 4 duration duration NOUN ajbmeb-1164 28 5 : : PUNCT ajbmeb-1164 28 6 the the DET ajbmeb-1164 28 7 study study NOUN ajbmeb-1164 28 8 period period NOUN ajbmeb-1164 28 9 covered cover VERB ajbmeb-1164 28 10 from from ADP ajbmeb-1164 28 11 the the DET ajbmeb-1164 28 12 year year NOUN ajbmeb-1164 28 13 ( ( PUNCT ajbmeb-1164 28 14 2005 2005 NUM ajbmeb-1164 28 15 ) ) PUNCT ajbmeb-1164 28 16 to to ADP ajbmeb-1164 28 17 the the DET ajbmeb-1164 28 18 year year NOUN ajbmeb-1164 28 19 ( ( PUNCT ajbmeb-1164 28 20 2020 2020 NUM ajbmeb-1164 28 21 ) ) PUNCT ajbmeb-1164 28 22 . . PUNCT ajbmeb-1164 29 1 as as SCONJ ajbmeb-1164 29 2 the the DET ajbmeb-1164 29 3 number number NOUN ajbmeb-1164 29 4 of of ADP ajbmeb-1164 29 5 observations observation NOUN ajbmeb-1164 29 6 of of ADP ajbmeb-1164 29 7 the the DET ajbmeb-1164 29 8 international international ADJ ajbmeb-1164 29 9 portfolios portfolio NOUN ajbmeb-1164 29 10 of of ADP ajbmeb-1164 29 11 foreign foreign ADJ ajbmeb-1164 29 12 direct direct ADJ ajbmeb-1164 29 13 investment investment NOUN ajbmeb-1164 29 14 reached reach VERB ajbmeb-1164 29 15 ( ( PUNCT ajbmeb-1164 29 16 960 960 NUM ajbmeb-1164 29 17 ) ) PUNCT ajbmeb-1164 29 18 , , PUNCT ajbmeb-1164 29 19 while while SCONJ ajbmeb-1164 29 20 the the DET ajbmeb-1164 29 21 rest rest NOUN ajbmeb-1164 29 22 of of ADP ajbmeb-1164 29 23 the the DET ajbmeb-1164 29 24 independent independent ADJ ajbmeb-1164 29 25 variables variable NOUN ajbmeb-1164 29 26 were be AUX ajbmeb-1164 29 27 ( ( PUNCT ajbmeb-1164 29 28 4800 4800 NUM ajbmeb-1164 29 29 ) ) PUNCT ajbmeb-1164 29 30 . . PUNCT ajbmeb-1164 30 1 watch watch VERB ajbmeb-1164 30 2 for for ADP ajbmeb-1164 30 3 each each PRON ajbmeb-1164 30 4 of of ADP ajbmeb-1164 30 5 the the DET ajbmeb-1164 30 6 market market NOUN ajbmeb-1164 30 7 values value NOUN ajbmeb-1164 30 8 of of ADP ajbmeb-1164 30 9 the the DET ajbmeb-1164 30 10 selected select VERB ajbmeb-1164 30 11 countries country NOUN ajbmeb-1164 30 12 portfolios portfolio NOUN ajbmeb-1164 30 13 . . PUNCT ajbmeb-1164 31 1 the the DET ajbmeb-1164 31 2 data datum NOUN ajbmeb-1164 31 3 was be AUX ajbmeb-1164 31 4 obtained obtain VERB ajbmeb-1164 31 5 by by ADP ajbmeb-1164 31 6 using use VERB ajbmeb-1164 31 7 several several ADJ ajbmeb-1164 31 8 methods method NOUN ajbmeb-1164 31 9 to to PART ajbmeb-1164 31 10 search search VERB ajbmeb-1164 31 11 for for ADP ajbmeb-1164 31 12 it it PRON ajbmeb-1164 31 13 , , PUNCT ajbmeb-1164 31 14 the the DET ajbmeb-1164 31 15 first first ADJ ajbmeb-1164 31 16 of of ADP ajbmeb-1164 31 17 which which PRON ajbmeb-1164 31 18 was be AUX ajbmeb-1164 31 19 to to PART ajbmeb-1164 31 20 enter enter VERB ajbmeb-1164 31 21 the the DET ajbmeb-1164 31 22 websites website NOUN ajbmeb-1164 31 23 directly directly ADV ajbmeb-1164 31 24 , , PUNCT ajbmeb-1164 31 25 and and CCONJ ajbmeb-1164 31 26 the the DET ajbmeb-1164 31 27 second second ADJ ajbmeb-1164 31 28 was be AUX ajbmeb-1164 31 29 to to PART ajbmeb-1164 31 30 subscribe subscribe VERB ajbmeb-1164 31 31 to to ADP ajbmeb-1164 31 32 the the DET ajbmeb-1164 31 33 official official ADJ ajbmeb-1164 31 34 global global ADJ ajbmeb-1164 31 35 websites website NOUN ajbmeb-1164 31 36 ( ( PUNCT ajbmeb-1164 31 37 data data PROPN ajbmeb-1164 31 38 bank bank PROPN ajbmeb-1164 31 39 .world .world PROPN ajbmeb-1164 31 40 , , PUNCT ajbmeb-1164 31 41 international international ADJ ajbmeb-1164 31 42 finance finance NOUN ajbmeb-1164 31 43 , , PUNCT ajbmeb-1164 31 44 imf imf INTJ ajbmeb-1164 31 45 , , PUNCT ajbmeb-1164 31 46 datastream datastream ADJ ajbmeb-1164 31 47 ) ) PUNCT ajbmeb-1164 31 48 . . PUNCT ajbmeb-1164 32 1 seventh seventh ADJ ajbmeb-1164 32 2 : : PUNCT ajbmeb-1164 32 3 study study NOUN ajbmeb-1164 32 4 procedures procedure NOUN ajbmeb-1164 32 5 and and CCONJ ajbmeb-1164 32 6 methods method NOUN ajbmeb-1164 32 7 : : PUNCT ajbmeb-1164 32 8 the the DET ajbmeb-1164 32 9 procedures procedure NOUN ajbmeb-1164 32 10 and and CCONJ ajbmeb-1164 32 11 methods method NOUN ajbmeb-1164 32 12 of of ADP ajbmeb-1164 32 13 the the DET ajbmeb-1164 32 14 study study NOUN ajbmeb-1164 32 15 were be AUX ajbmeb-1164 32 16 according accord VERB ajbmeb-1164 32 17 to to ADP ajbmeb-1164 32 18 the the DET ajbmeb-1164 32 19 following follow VERB ajbmeb-1164 32 20 steps step NOUN ajbmeb-1164 32 21 : : PUNCT ajbmeb-1164 32 22 1calculating 1calculate VERB ajbmeb-1164 32 23 the the DET ajbmeb-1164 32 24 share share NOUN ajbmeb-1164 32 25 of of ADP ajbmeb-1164 32 26 country country NOUN ajbmeb-1164 32 27 i i PRON ajbmeb-1164 32 28 shares share VERB ajbmeb-1164 32 29 invested invest VERB ajbmeb-1164 32 30 in in ADP ajbmeb-1164 32 31 the the DET ajbmeb-1164 32 32 country country NOUN ajbmeb-1164 32 33 ( ( PUNCT ajbmeb-1164 32 34 i i NOUN ajbmeb-1164 32 35 * * PUNCT ajbmeb-1164 32 36 j j PROPN ajbmeb-1164 32 37 ) ) PUNCT ajbmeb-1164 32 38 the the DET ajbmeb-1164 32 39 market market NOUN ajbmeb-1164 32 40 capitalization capitalization NOUN ajbmeb-1164 32 41 ratio ratio NOUN ajbmeb-1164 32 42 of of ADP ajbmeb-1164 32 43 the the DET ajbmeb-1164 32 44 country country NOUN ajbmeb-1164 32 45 ( ( PUNCT ajbmeb-1164 32 46 j j PROPN ajbmeb-1164 32 47 ) ) PUNCT ajbmeb-1164 32 48 in in ADP ajbmeb-1164 32 49 its its PRON ajbmeb-1164 32 50 global global ADJ ajbmeb-1164 32 51 market market NOUN ajbmeb-1164 32 52 capitalization capitalization NOUN ajbmeb-1164 32 53 , , PUNCT ajbmeb-1164 32 54 through through ADP ajbmeb-1164 32 55 the the DET ajbmeb-1164 32 56 use use NOUN ajbmeb-1164 32 57 of of ADP ajbmeb-1164 32 58 the the DET ajbmeb-1164 32 59 following follow VERB ajbmeb-1164 32 60 equatio equatio NOUN ajbmeb-1164 32 61 ( ( PUNCT ajbmeb-1164 32 62 cooper cooper NOUN ajbmeb-1164 32 63 & & CCONJ ajbmeb-1164 32 64 vanpΓ©e vanpΓ©e ADV ajbmeb-1164 32 65 , , PUNCT ajbmeb-1164 32 66 2013 2013 NUM ajbmeb-1164 32 67 , , PUNCT ajbmeb-1164 32 68 290 290 NUM ajbmeb-1164 32 69 ): ): PUNCT ajbmeb-1164 32 70 i*j i*j NOUN ajbmeb-1164 32 71 = = X ajbmeb-1164 32 72 𝑀𝐢𝑗 𝑀𝐢𝑗 PROPN ajbmeb-1164 32 73 / / SYM ajbmeb-1164 33 1 π‘€πΆπ‘€π‘œπ‘Ÿπ‘™π‘‘ π‘€πΆπ‘€π‘œπ‘Ÿπ‘™π‘‘ PROPN ajbmeb-1164 33 2 ( ( PUNCT ajbmeb-1164 33 3 1 1 X ajbmeb-1164 33 4 ) ) PUNCT ajbmeb-1164 33 5 so so ADV ajbmeb-1164 33 6 mcj mcj NOUN ajbmeb-1164 33 7 is be AUX ajbmeb-1164 33 8 the the DET ajbmeb-1164 33 9 market market NOUN ajbmeb-1164 33 10 value value NOUN ajbmeb-1164 33 11 of of ADP ajbmeb-1164 33 12 the the DET ajbmeb-1164 33 13 country country NOUN ajbmeb-1164 33 14 , , PUNCT ajbmeb-1164 33 15 j j PROPN ajbmeb-1164 33 16 mcworld mcworld PROPN ajbmeb-1164 33 17 global global ADJ ajbmeb-1164 33 18 market market NOUN ajbmeb-1164 33 19 capitalization capitalization NOUN ajbmeb-1164 33 20 . . PUNCT ajbmeb-1164 34 1 2by 2by ADJ ajbmeb-1164 34 2 using use VERB ajbmeb-1164 34 3 the the DET ajbmeb-1164 34 4 above above ADJ ajbmeb-1164 34 5 equation equation NOUN ajbmeb-1164 34 6 , , PUNCT ajbmeb-1164 34 7 the the DET ajbmeb-1164 34 8 degree degree NOUN ajbmeb-1164 34 9 of of ADP ajbmeb-1164 34 10 country country NOUN ajbmeb-1164 34 11 bias bias NOUN ajbmeb-1164 34 12 was be AUX ajbmeb-1164 34 13 calculated calculate VERB ajbmeb-1164 34 14 in in ADP ajbmeb-1164 34 15 which which PRON ajbmeb-1164 34 16 the the DET ajbmeb-1164 34 17 portfolios portfolio NOUN ajbmeb-1164 34 18 are be AUX ajbmeb-1164 34 19 weighting weight VERB ajbmeb-1164 34 20 the the DET ajbmeb-1164 34 21 local local ADJ ajbmeb-1164 34 22 shares share NOUN ajbmeb-1164 34 23 in in ADP ajbmeb-1164 34 24 the the DET ajbmeb-1164 34 25 first first ADJ ajbmeb-1164 34 26 country country NOUN ajbmeb-1164 34 27 investment investment NOUN ajbmeb-1164 34 28 portfolio portfolio NOUN ajbmeb-1164 34 29 compared compare VERB ajbmeb-1164 34 30 to to ADP ajbmeb-1164 34 31 the the DET ajbmeb-1164 34 32 foreign foreign ADJ ajbmeb-1164 34 33 shares share NOUN ajbmeb-1164 34 34 , , PUNCT ajbmeb-1164 34 35 through through ADP ajbmeb-1164 34 36 equation equation NOUN ajbmeb-1164 34 37 ( ( PUNCT ajbmeb-1164 34 38 2 2 X ajbmeb-1164 34 39 ) ) PUNCT ajbmeb-1164 34 40 wakalaty wakalaty NOUN ajbmeb-1164 34 41 ( ( PUNCT ajbmeb-1164 34 42 2017:28 2017:28 NUM ajbmeb-1164 34 43 , , PUNCT ajbmeb-1164 34 44 zamit zamit PROPN ajbmeb-1164 34 45 ): ): PUNCT ajbmeb-1164 34 46 ( ( PUNCT ajbmeb-1164 34 47 2 2 X ajbmeb-1164 34 48 ) ) PUNCT ajbmeb-1164 34 49 𝐸𝐻𝐡𝑖 𝐸𝐻𝐡𝑖 PROPN ajbmeb-1164 34 50 = = SYM ajbmeb-1164 34 51 1βˆ’ 1βˆ’ NUM ajbmeb-1164 34 52 πΉπ‘œπ‘Ÿπ‘’π‘–π‘”π‘› πΉπ‘œπ‘Ÿπ‘’π‘–π‘”π‘› PROPN ajbmeb-1164 34 53 πΈπ‘žπ‘’π‘–π‘‘π‘¦π‘– πΈπ‘žπ‘’π‘–π‘‘π‘¦π‘– PROPN ajbmeb-1164 34 54 / / SYM ajbmeb-1164 34 55 πΉπ‘œπ‘Ÿπ‘’π‘–π‘”π‘› πΉπ‘œπ‘Ÿπ‘’π‘–π‘”π‘› PROPN ajbmeb-1164 34 56 πΈπ‘žπ‘’π‘–π‘‘π‘¦ πΈπ‘žπ‘’π‘–π‘‘π‘¦ PROPN ajbmeb-1164 34 57 π‘‘π‘œ π‘‘π‘œ PROPN ajbmeb-1164 34 58 π‘‡π‘œπ‘‘π‘Žπ‘™ π‘‡π‘œπ‘‘π‘Žπ‘™ PROPN ajbmeb-1164 34 59 π‘€π‘Žπ‘Ÿπ‘˜π‘’π‘‘ π‘€π‘Žπ‘Ÿπ‘˜π‘’π‘‘ PROPN ajbmeb-1164 34 60 3 3 NUM ajbmeb-1164 34 61 using use VERB ajbmeb-1164 34 62 financial financial ADJ ajbmeb-1164 34 63 and and CCONJ ajbmeb-1164 34 64 statistical statistical ADJ ajbmeb-1164 34 65 programs program NOUN ajbmeb-1164 34 66 to to PART ajbmeb-1164 34 67 calculate calculate VERB ajbmeb-1164 34 68 the the DET ajbmeb-1164 34 69 relationship relationship NOUN ajbmeb-1164 34 70 between between ADP ajbmeb-1164 34 71 variables variable NOUN ajbmeb-1164 34 72 . . PUNCT ajbmeb-1164 35 1 theoretical theoretical ADJ ajbmeb-1164 35 2 side side NOUN ajbmeb-1164 35 3 : : PUNCT ajbmeb-1164 35 4 financial financial ADJ ajbmeb-1164 35 5 learning learning NOUN ajbmeb-1164 35 6 , , PUNCT ajbmeb-1164 35 7 international international ADJ ajbmeb-1164 35 8 portfolios portfolio NOUN ajbmeb-1164 35 9 , , PUNCT ajbmeb-1164 35 10 and and CCONJ ajbmeb-1164 35 11 country country NOUN ajbmeb-1164 35 12 bias bias NOUN ajbmeb-1164 35 13 one one NUM ajbmeb-1164 35 14 of of ADP ajbmeb-1164 35 15 the the DET ajbmeb-1164 35 16 well well ADV ajbmeb-1164 35 17 - - PUNCT ajbmeb-1164 35 18 known know VERB ajbmeb-1164 35 19 phenomena phenomenon NOUN ajbmeb-1164 35 20 in in ADP ajbmeb-1164 35 21 international international ADJ ajbmeb-1164 35 22 capital capital NOUN ajbmeb-1164 35 23 markets market NOUN ajbmeb-1164 35 24 is be AUX ajbmeb-1164 35 25 the the DET ajbmeb-1164 35 26 extent extent NOUN ajbmeb-1164 35 27 to to PART ajbmeb-1164 35 28 which which PRON ajbmeb-1164 35 29 investors investor NOUN ajbmeb-1164 35 30 focus focus VERB ajbmeb-1164 35 31 on on ADP ajbmeb-1164 35 32 investing invest VERB ajbmeb-1164 35 33 b b NOUN ajbmeb-1164 35 34 stock stock NOUN ajbmeb-1164 35 35 portfolios portfolio NOUN ajbmeb-1164 35 36 in in ADP ajbmeb-1164 35 37 the the DET ajbmeb-1164 35 38 local local ADJ ajbmeb-1164 35 39 markets market NOUN ajbmeb-1164 35 40 . . PUNCT ajbmeb-1164 36 1 it it PRON ajbmeb-1164 36 2 is be AUX ajbmeb-1164 36 3 evident evident ADJ ajbmeb-1164 36 4 from from ADP ajbmeb-1164 36 5 this this PRON ajbmeb-1164 36 6 that that SCONJ ajbmeb-1164 36 7 investors investor NOUN ajbmeb-1164 36 8 are be AUX ajbmeb-1164 36 9 reluctant reluctant ADJ ajbmeb-1164 36 10 to to PART ajbmeb-1164 36 11 reap reap VERB ajbmeb-1164 36 12 the the DET ajbmeb-1164 36 13 full full ADJ ajbmeb-1164 36 14 benefits benefit NOUN ajbmeb-1164 36 15 of of ADP ajbmeb-1164 36 16 international international ADJ ajbmeb-1164 36 17 diversification diversification NOUN ajbmeb-1164 36 18 and and CCONJ ajbmeb-1164 36 19 overinvest overinv ADJ ajbmeb-1164 36 20 in in ADP ajbmeb-1164 36 21 their their PRON ajbmeb-1164 36 22 domestic domestic ADJ ajbmeb-1164 36 23 assets asset NOUN ajbmeb-1164 36 24 rather rather ADV ajbmeb-1164 36 25 than than ADP ajbmeb-1164 36 26 in in ADP ajbmeb-1164 36 27 international international ADJ ajbmeb-1164 36 28 portfolios portfolio NOUN ajbmeb-1164 36 29 . . PUNCT ajbmeb-1164 37 1 this this DET ajbmeb-1164 37 2 preference preference NOUN ajbmeb-1164 37 3 is be AUX ajbmeb-1164 37 4 commonly commonly ADV ajbmeb-1164 37 5 called call VERB ajbmeb-1164 37 6 the the DET ajbmeb-1164 37 7 " " PUNCT ajbmeb-1164 37 8 country country NOUN ajbmeb-1164 37 9 bias bias NOUN ajbmeb-1164 37 10 puzzle puzzle NOUN ajbmeb-1164 37 11 " " PUNCT ajbmeb-1164 37 12 and and CCONJ ajbmeb-1164 37 13 has have AUX ajbmeb-1164 37 14 attracted attract VERB ajbmeb-1164 37 15 a a DET ajbmeb-1164 37 16 great great ADJ ajbmeb-1164 37 17 deal deal NOUN ajbmeb-1164 37 18 of of ADP ajbmeb-1164 37 19 attention attention NOUN ajbmeb-1164 37 20 in in ADP ajbmeb-1164 37 21 attempts attempt NOUN ajbmeb-1164 37 22 to to PART ajbmeb-1164 37 23 solve solve VERB ajbmeb-1164 37 24 this this DET ajbmeb-1164 37 25 puzzle puzzle NOUN ajbmeb-1164 37 26 . . PUNCT ajbmeb-1164 38 1 following follow VERB ajbmeb-1164 38 2 the the DET ajbmeb-1164 38 3 seminal seminal ADJ ajbmeb-1164 38 4 work work NOUN ajbmeb-1164 38 5 of of ADP ajbmeb-1164 38 6 french french ADJ ajbmeb-1164 38 7 and and CCONJ ajbmeb-1164 38 8 poterba poterba NOUN ajbmeb-1164 38 9 ( ( PUNCT ajbmeb-1164 38 10 1991 1991 NUM ajbmeb-1164 38 11 ) ) PUNCT ajbmeb-1164 38 12 , , PUNCT ajbmeb-1164 38 13 several several ADJ ajbmeb-1164 38 14 authors author NOUN ajbmeb-1164 38 15 have have AUX ajbmeb-1164 38 16 documented document VERB ajbmeb-1164 38 17 a a DET ajbmeb-1164 38 18 number number NOUN ajbmeb-1164 38 19 of of ADP ajbmeb-1164 38 20 plausible plausible ADJ ajbmeb-1164 38 21 explanations explanation NOUN ajbmeb-1164 38 22 that that PRON ajbmeb-1164 38 23 focus focus VERB ajbmeb-1164 38 24 primarily primarily ADV ajbmeb-1164 38 25 on on ADP ajbmeb-1164 38 26 institutional institutional ADJ ajbmeb-1164 38 27 factors factor NOUN ajbmeb-1164 38 28 or or CCONJ ajbmeb-1164 38 29 individual individual ADJ ajbmeb-1164 38 30 investor investor NOUN ajbmeb-1164 38 31 behavior behavior NOUN ajbmeb-1164 38 32 ( ( PUNCT ajbmeb-1164 38 33 see see VERB ajbmeb-1164 38 34 lewis lewis PROPN ajbmeb-1164 38 35 , , PUNCT ajbmeb-1164 38 36 1999 1999 NUM ajbmeb-1164 38 37 ; ; PUNCT ajbmeb-1164 38 38 karolyi karolyi NOUN ajbmeb-1164 38 39 and and CCONJ ajbmeb-1164 38 40 stulz stulz ADJ ajbmeb-1164 38 41 , , PUNCT ajbmeb-1164 38 42 2003 2003 NUM ajbmeb-1164 38 43 and and CCONJ ajbmeb-1164 38 44 sercu sercu NOUN ajbmeb-1164 38 45 and and CCONJ ajbmeb-1164 38 46 vanpΓ©e vanpΓ©e ADV ajbmeb-1164 38 47 , , PUNCT ajbmeb-1164 38 48 2012 2012 NUM ajbmeb-1164 38 49 ) ) PUNCT ajbmeb-1164 38 50 . . PUNCT ajbmeb-1164 38 51 ) ) PUNCT ajbmeb-1164 38 52 . . PUNCT ajbmeb-1164 39 1 however however ADV ajbmeb-1164 39 2 , , PUNCT ajbmeb-1164 39 3 what what PRON ajbmeb-1164 39 4 has have AUX ajbmeb-1164 39 5 not not PART ajbmeb-1164 39 6 been be AUX ajbmeb-1164 39 7 researched research VERB ajbmeb-1164 39 8 is be AUX ajbmeb-1164 39 9 the the DET ajbmeb-1164 39 10 role role NOUN ajbmeb-1164 39 11 of of ADP ajbmeb-1164 39 12 financial financial ADJ ajbmeb-1164 39 13 education education NOUN ajbmeb-1164 39 14 in in ADP ajbmeb-1164 39 15 international international ADJ ajbmeb-1164 39 16 portfolio portfolio NOUN ajbmeb-1164 39 17 diversification diversification NOUN ajbmeb-1164 39 18 . . PUNCT ajbmeb-1164 40 1 this this DET ajbmeb-1164 40 2 evidence evidence NOUN ajbmeb-1164 40 3 is be AUX ajbmeb-1164 40 4 important important ADJ ajbmeb-1164 40 5 for for ADP ajbmeb-1164 40 6 understanding understand VERB ajbmeb-1164 40 7 the the DET ajbmeb-1164 40 8 mechanism mechanism NOUN ajbmeb-1164 40 9 through through ADP ajbmeb-1164 40 10 which which PRON ajbmeb-1164 40 11 education education NOUN ajbmeb-1164 40 12 affects affect VERB ajbmeb-1164 40 13 international international ADJ ajbmeb-1164 40 14 portfolio portfolio NOUN ajbmeb-1164 40 15 holdings holding NOUN ajbmeb-1164 40 16 and and CCONJ ajbmeb-1164 40 17 can can AUX ajbmeb-1164 40 18 be be AUX ajbmeb-1164 40 19 used use VERB ajbmeb-1164 40 20 to to PART ajbmeb-1164 40 21 better well ADV ajbmeb-1164 40 22 inform inform VERB ajbmeb-1164 40 23 policymakers policymaker NOUN ajbmeb-1164 40 24 and and CCONJ ajbmeb-1164 40 25 investors investor NOUN ajbmeb-1164 40 26 , , PUNCT ajbmeb-1164 40 27 particularly particularly ADV ajbmeb-1164 40 28 in in ADP ajbmeb-1164 40 29 the the DET ajbmeb-1164 40 30 current current ADJ ajbmeb-1164 40 31 economic economic ADJ ajbmeb-1164 40 32 climate climate NOUN ajbmeb-1164 40 33 . . PUNCT ajbmeb-1164 41 1 witnessed witness VERB ajbmeb-1164 41 2 tremendous tremendous ADJ ajbmeb-1164 41 3 growth growth NOUN ajbmeb-1164 41 4 in in ADP ajbmeb-1164 41 5 financial financial ADJ ajbmeb-1164 41 6 instruments instrument NOUN ajbmeb-1164 41 7 and and CCONJ ajbmeb-1164 41 8 products product NOUN ajbmeb-1164 41 9 , , PUNCT ajbmeb-1164 41 10 as as SCONJ ajbmeb-1164 41 11 evidenced evidence VERB ajbmeb-1164 41 12 by by ADP ajbmeb-1164 41 13 the the DET ajbmeb-1164 41 14 multiplicity multiplicity NOUN ajbmeb-1164 41 15 of of ADP ajbmeb-1164 41 16 new new ADJ ajbmeb-1164 41 17 assets asset NOUN ajbmeb-1164 41 18 that that PRON ajbmeb-1164 41 19 were be AUX ajbmeb-1164 41 20 developed develop VERB ajbmeb-1164 41 21 on on ADP ajbmeb-1164 41 22 the the DET ajbmeb-1164 41 23 basis basis NOUN ajbmeb-1164 41 24 of of ADP ajbmeb-1164 41 25 high high ADJ ajbmeb-1164 41 26 - - PUNCT ajbmeb-1164 41 27 risk risk NOUN ajbmeb-1164 41 28 mortgages mortgage NOUN ajbmeb-1164 41 29 and and CCONJ ajbmeb-1164 41 30 other other ADJ ajbmeb-1164 41 31 mortgages mortgage NOUN ajbmeb-1164 41 32 before before ADP ajbmeb-1164 41 33 the the DET ajbmeb-1164 41 34 global global ADJ ajbmeb-1164 41 35 financial financial ADJ ajbmeb-1164 41 36 crisis crisis NOUN ajbmeb-1164 41 37 of of ADP ajbmeb-1164 41 38 2007 2007 NUM ajbmeb-1164 41 39 - - SYM ajbmeb-1164 41 40 2009 2009 NUM ajbmeb-1164 41 41 , , PUNCT ajbmeb-1164 41 42 as as SCONJ ajbmeb-1164 41 43 it it PRON ajbmeb-1164 41 44 posed pose VERB ajbmeb-1164 41 45 a a DET ajbmeb-1164 41 46 major major ADJ ajbmeb-1164 41 47 challenge challenge NOUN ajbmeb-1164 41 48 to to ADP ajbmeb-1164 41 49 the the DET ajbmeb-1164 41 50 ability ability NOUN ajbmeb-1164 41 51 of of ADP ajbmeb-1164 41 52 investors investor NOUN ajbmeb-1164 41 53 to to PART ajbmeb-1164 41 54 make make VERB ajbmeb-1164 41 55 american american ADJ ajbmeb-1164 41 56 journal journal PROPN ajbmeb-1164 41 57 of of ADP ajbmeb-1164 41 58 business business NOUN ajbmeb-1164 41 59 management management NOUN ajbmeb-1164 41 60 , , PUNCT ajbmeb-1164 41 61 economics economic NOUN ajbmeb-1164 41 62 and and CCONJ ajbmeb-1164 41 63 banking banking NOUN ajbmeb-1164 41 64 volume volume NOUN ajbmeb-1164 41 65 15 15 NUM ajbmeb-1164 41 66 august august PROPN ajbmeb-1164 41 67 , , PUNCT ajbmeb-1164 41 68 2023 2023 NUM ajbmeb-1164 41 69 p p NOUN ajbmeb-1164 42 1 a a DET ajbmeb-1164 42 2 g g NOUN ajbmeb-1164 42 3 e e NOUN ajbmeb-1164 42 4 | | ADV ajbmeb-1164 42 5 85 85 NUM ajbmeb-1164 42 6 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 42 7 financial financial ADJ ajbmeb-1164 42 8 decisions decision NOUN ajbmeb-1164 42 9 . . PUNCT ajbmeb-1164 43 1 intact intact ADJ ajbmeb-1164 43 2 in in ADP ajbmeb-1164 43 3 light light NOUN ajbmeb-1164 43 4 of of ADP ajbmeb-1164 43 5 the the DET ajbmeb-1164 43 6 increasing increase VERB ajbmeb-1164 43 7 losses loss NOUN ajbmeb-1164 43 8 observed observe VERB ajbmeb-1164 43 9 during during ADP ajbmeb-1164 43 10 this this DET ajbmeb-1164 43 11 period period NOUN ajbmeb-1164 43 12 ( ( PUNCT ajbmeb-1164 43 13 klapper klapper NOUN ajbmeb-1164 43 14 et et PROPN ajbmeb-1164 43 15 al al PROPN ajbmeb-1164 43 16 . . PROPN ajbmeb-1164 43 17 2013 2013 NUM ajbmeb-1164 43 18 ) ) PUNCT ajbmeb-1164 43 19 . . PUNCT ajbmeb-1164 44 1 the the DET ajbmeb-1164 44 2 increase increase NOUN ajbmeb-1164 44 3 of of ADP ajbmeb-1164 44 4 these these DET ajbmeb-1164 44 5 innovations innovation NOUN ajbmeb-1164 44 6 and and CCONJ ajbmeb-1164 44 7 the the DET ajbmeb-1164 44 8 risks risk NOUN ajbmeb-1164 44 9 associated associate VERB ajbmeb-1164 44 10 with with ADP ajbmeb-1164 44 11 them they PRON ajbmeb-1164 44 12 has have AUX ajbmeb-1164 44 13 generated generate VERB ajbmeb-1164 44 14 an an DET ajbmeb-1164 44 15 urgent urgent ADJ ajbmeb-1164 44 16 need need NOUN ajbmeb-1164 44 17 for for ADP ajbmeb-1164 44 18 a a DET ajbmeb-1164 44 19 decline decline NOUN ajbmeb-1164 44 20 in in ADP ajbmeb-1164 44 21 the the DET ajbmeb-1164 44 22 level level NOUN ajbmeb-1164 44 23 of of ADP ajbmeb-1164 44 24 literacy literacy NOUN ajbmeb-1164 44 25 , , PUNCT ajbmeb-1164 44 26 that that ADV ajbmeb-1164 44 27 is is ADV ajbmeb-1164 44 28 , , PUNCT ajbmeb-1164 44 29 for for ADP ajbmeb-1164 44 30 better well ADJ ajbmeb-1164 44 31 education education NOUN ajbmeb-1164 44 32 and and CCONJ ajbmeb-1164 44 33 financial financial ADJ ajbmeb-1164 44 34 development development NOUN ajbmeb-1164 44 35 , , PUNCT ajbmeb-1164 44 36 among among ADP ajbmeb-1164 44 37 citizens citizen NOUN ajbmeb-1164 44 38 , , PUNCT ajbmeb-1164 44 39 educators educator NOUN ajbmeb-1164 44 40 , , PUNCT ajbmeb-1164 44 41 community community NOUN ajbmeb-1164 44 42 groups group NOUN ajbmeb-1164 44 43 , , PUNCT ajbmeb-1164 44 44 companies company NOUN ajbmeb-1164 44 45 , , PUNCT ajbmeb-1164 44 46 policy policy NOUN ajbmeb-1164 44 47 makers maker NOUN ajbmeb-1164 44 48 , , PUNCT ajbmeb-1164 44 49 and and CCONJ ajbmeb-1164 44 50 government government NOUN ajbmeb-1164 44 51 agencies agency NOUN ajbmeb-1164 44 52 to to PART ajbmeb-1164 44 53 ensure ensure VERB ajbmeb-1164 44 54 their their PRON ajbmeb-1164 44 55 financial financial ADJ ajbmeb-1164 44 56 security security NOUN ajbmeb-1164 44 57 ( ( PUNCT ajbmeb-1164 44 58 lusardi lusardi NOUN ajbmeb-1164 44 59 , , PUNCT ajbmeb-1164 44 60 2008 2008 NUM ajbmeb-1164 44 61 ; ; PUNCT ajbmeb-1164 44 62 lusardi lusardi NOUN ajbmeb-1164 44 63 and and CCONJ ajbmeb-1164 44 64 tufano tufano ADJ ajbmeb-1164 44 65 , , PUNCT ajbmeb-1164 44 66 2009 2009 NUM ajbmeb-1164 44 67 and and CCONJ ajbmeb-1164 44 68 gerardi gerardi PROPN ajbmeb-1164 44 69 et et PROPN ajbmeb-1164 44 70 al al PROPN ajbmeb-1164 44 71 . . PROPN ajbmeb-1164 44 72 2010 2010 NUM ajbmeb-1164 44 73 ) ) PUNCT ajbmeb-1164 44 74 . . PUNCT ajbmeb-1164 45 1 financial financial ADJ ajbmeb-1164 45 2 education education NOUN ajbmeb-1164 45 3 has have VERB ajbmeb-1164 45 4 an an DET ajbmeb-1164 45 5 important important ADJ ajbmeb-1164 45 6 role role NOUN ajbmeb-1164 45 7 in in ADP ajbmeb-1164 45 8 diversifying diversify VERB ajbmeb-1164 45 9 financial financial ADJ ajbmeb-1164 45 10 products product NOUN ajbmeb-1164 45 11 and and CCONJ ajbmeb-1164 45 12 services service NOUN ajbmeb-1164 45 13 , , PUNCT ajbmeb-1164 45 14 and and CCONJ ajbmeb-1164 45 15 that that PRON ajbmeb-1164 45 16 is be AUX ajbmeb-1164 45 17 by by ADP ajbmeb-1164 45 18 educating educate VERB ajbmeb-1164 45 19 individuals individual NOUN ajbmeb-1164 45 20 about about ADP ajbmeb-1164 45 21 the the DET ajbmeb-1164 45 22 various various ADJ ajbmeb-1164 45 23 available available ADJ ajbmeb-1164 45 24 financial financial ADJ ajbmeb-1164 45 25 products product NOUN ajbmeb-1164 45 26 and and CCONJ ajbmeb-1164 45 27 services service NOUN ajbmeb-1164 45 28 , , PUNCT ajbmeb-1164 45 29 which which PRON ajbmeb-1164 45 30 enables enable VERB ajbmeb-1164 45 31 them they PRON ajbmeb-1164 45 32 to to PART ajbmeb-1164 45 33 make make VERB ajbmeb-1164 45 34 informed informed ADJ ajbmeb-1164 45 35 decisions decision NOUN ajbmeb-1164 45 36 about about ADP ajbmeb-1164 45 37 choosing choose VERB ajbmeb-1164 45 38 the the DET ajbmeb-1164 45 39 appropriate appropriate ADJ ajbmeb-1164 45 40 financial financial ADJ ajbmeb-1164 45 41 products product NOUN ajbmeb-1164 45 42 and and CCONJ ajbmeb-1164 45 43 services service NOUN ajbmeb-1164 45 44 for for ADP ajbmeb-1164 45 45 them they PRON ajbmeb-1164 45 46 . . PUNCT ajbmeb-1164 46 1 by by ADP ajbmeb-1164 46 2 understanding understand VERB ajbmeb-1164 46 3 the the DET ajbmeb-1164 46 4 risks risk NOUN ajbmeb-1164 46 5 associated associate VERB ajbmeb-1164 46 6 with with ADP ajbmeb-1164 46 7 investing invest VERB ajbmeb-1164 46 8 in in ADP ajbmeb-1164 46 9 various various ADJ ajbmeb-1164 46 10 financial financial ADJ ajbmeb-1164 46 11 products product NOUN ajbmeb-1164 46 12 and and CCONJ ajbmeb-1164 46 13 services service NOUN ajbmeb-1164 46 14 nicolaescu nicolaescu PROPN ajbmeb-1164 46 15 & & CCONJ ajbmeb-1164 46 16 toderaΘ™cu toderaΘ™cu PROPN ajbmeb-1164 46 17 , , PUNCT ajbmeb-1164 46 18 2023:325 2023:325 PROPN ajbmeb-1164 46 19 - - PUNCT ajbmeb-1164 46 20 326 326 NUM ajbmeb-1164 46 21 ) ) PUNCT ajbmeb-1164 46 22 . . PUNCT ajbmeb-1164 47 1 well well ADV ajbmeb-1164 47 2 - - PUNCT ajbmeb-1164 47 3 informed inform VERB ajbmeb-1164 47 4 and and CCONJ ajbmeb-1164 47 5 educated educate VERB ajbmeb-1164 47 6 people people NOUN ajbmeb-1164 47 7 who who PRON ajbmeb-1164 47 8 are be AUX ajbmeb-1164 47 9 more more ADV ajbmeb-1164 47 10 financially financially ADV ajbmeb-1164 47 11 aware aware ADJ ajbmeb-1164 47 12 may may AUX ajbmeb-1164 47 13 be be AUX ajbmeb-1164 47 14 able able ADJ ajbmeb-1164 47 15 to to PART ajbmeb-1164 47 16 better well ADV ajbmeb-1164 47 17 manage manage VERB ajbmeb-1164 47 18 their their PRON ajbmeb-1164 47 19 financial financial ADJ ajbmeb-1164 47 20 affairs affair NOUN ajbmeb-1164 47 21 by by ADP ajbmeb-1164 47 22 making make VERB ajbmeb-1164 47 23 good good ADJ ajbmeb-1164 47 24 and and CCONJ ajbmeb-1164 47 25 profitable profitable ADJ ajbmeb-1164 47 26 decisions decision NOUN ajbmeb-1164 47 27 for for ADP ajbmeb-1164 47 28 their their PRON ajbmeb-1164 47 29 financial financial ADJ ajbmeb-1164 47 30 and and CCONJ ajbmeb-1164 47 31 economic economic ADJ ajbmeb-1164 47 32 security security NOUN ajbmeb-1164 47 33 and and CCONJ ajbmeb-1164 47 34 thus thus ADV ajbmeb-1164 47 35 achieve achieve VERB ajbmeb-1164 47 36 well well ADV ajbmeb-1164 47 37 - - PUNCT ajbmeb-1164 47 38 being being NOUN ajbmeb-1164 47 39 . . PUNCT ajbmeb-1164 48 1 ( ( PUNCT ajbmeb-1164 48 2 mizen mizen NOUN ajbmeb-1164 48 3 et et PROPN ajbmeb-1164 48 4 al al PROPN ajbmeb-1164 48 5 . . PROPN ajbmeb-1164 48 6 2012 2012 NUM ajbmeb-1164 48 7 ) ) PUNCT ajbmeb-1164 48 8 . . PUNCT ajbmeb-1164 49 1 increase increase VERB ajbmeb-1164 49 2 the the DET ajbmeb-1164 49 3 level level NOUN ajbmeb-1164 49 4 of of ADP ajbmeb-1164 49 5 financial financial ADJ ajbmeb-1164 49 6 education education NOUN ajbmeb-1164 49 7 contribute contribute VERB ajbmeb-1164 49 8 to to ADP ajbmeb-1164 49 9 a a DET ajbmeb-1164 49 10 better well ADJ ajbmeb-1164 49 11 diversification diversification NOUN ajbmeb-1164 49 12 of of ADP ajbmeb-1164 49 13 financial financial ADJ ajbmeb-1164 49 14 products product NOUN ajbmeb-1164 49 15 and and CCONJ ajbmeb-1164 49 16 services service NOUN ajbmeb-1164 49 17 . . PUNCT ajbmeb-1164 50 1 diversification diversification NOUN ajbmeb-1164 50 2 is be AUX ajbmeb-1164 50 3 affected affect VERB ajbmeb-1164 50 4 by by ADP ajbmeb-1164 50 5 the the DET ajbmeb-1164 50 6 level level NOUN ajbmeb-1164 50 7 of of ADP ajbmeb-1164 50 8 financial financial ADJ ajbmeb-1164 50 9 knowledge knowledge NOUN ajbmeb-1164 50 10 . . PUNCT ajbmeb-1164 51 1 the the PRON ajbmeb-1164 51 2 higher high ADJ ajbmeb-1164 51 3 the the DET ajbmeb-1164 51 4 level level NOUN ajbmeb-1164 51 5 of of ADP ajbmeb-1164 51 6 financial financial ADJ ajbmeb-1164 51 7 knowledge knowledge NOUN ajbmeb-1164 51 8 , , PUNCT ajbmeb-1164 51 9 the the PRON ajbmeb-1164 51 10 faster fast ADV ajbmeb-1164 51 11 the the DET ajbmeb-1164 51 12 achievement achievement NOUN ajbmeb-1164 51 13 of of ADP ajbmeb-1164 51 14 these these DET ajbmeb-1164 51 15 goals goal NOUN ajbmeb-1164 51 16 will will AUX ajbmeb-1164 51 17 increase increase VERB ajbmeb-1164 51 18 ( ( PUNCT ajbmeb-1164 51 19 meyer meyer PROPN ajbmeb-1164 51 20 & & CCONJ ajbmeb-1164 51 21 rose rise VERB ajbmeb-1164 51 22 , , PUNCT ajbmeb-1164 51 23 2001:3 2001:3 NUM ajbmeb-1164 51 24 ) ) PUNCT ajbmeb-1164 51 25 . . PUNCT ajbmeb-1164 52 1 financial financial ADJ ajbmeb-1164 52 2 literacy literacy NOUN ajbmeb-1164 52 3 as as ADP ajbmeb-1164 52 4 a a DET ajbmeb-1164 52 5 person person NOUN ajbmeb-1164 52 6 's 's PART ajbmeb-1164 52 7 ability ability NOUN ajbmeb-1164 52 8 on on AUX ajbmeb-1164 52 9 take take VERB ajbmeb-1164 52 10 decisions decision NOUN ajbmeb-1164 52 11 finance finance NOUN ajbmeb-1164 52 12 correct correct ADJ ajbmeb-1164 52 13 , , PUNCT ajbmeb-1164 52 14 budget budget NOUN ajbmeb-1164 52 15 preparation preparation NOUN ajbmeb-1164 52 16 _ _ PUNCT ajbmeb-1164 52 17 and and CCONJ ajbmeb-1164 52 18 management management NOUN ajbmeb-1164 52 19 funds fund NOUN ajbmeb-1164 52 20 in in ADP ajbmeb-1164 52 21 a a DET ajbmeb-1164 52 22 form form NOUN ajbmeb-1164 52 23 more more ADV ajbmeb-1164 52 24 efficient efficient ADJ ajbmeb-1164 52 25 , , PUNCT ajbmeb-1164 52 26 and and CCONJ ajbmeb-1164 52 27 manageable manageable ADJ ajbmeb-1164 52 28 debts debt NOUN ajbmeb-1164 52 29 credit credit NOUN ajbmeb-1164 52 30 , , PUNCT ajbmeb-1164 52 31 and and CCONJ ajbmeb-1164 52 32 appraisal appraisal NOUN ajbmeb-1164 52 33 risks risk NOUN ajbmeb-1164 52 34 and and CCONJ ajbmeb-1164 52 35 returns return NOUN ajbmeb-1164 52 36 related relate VERB ajbmeb-1164 52 37 in in ADP ajbmeb-1164 52 38 different different ADJ ajbmeb-1164 52 39 options option NOUN ajbmeb-1164 52 40 investment investment NOUN ajbmeb-1164 52 41 and and CCONJ ajbmeb-1164 52 42 saving saving NOUN ajbmeb-1164 52 43 , , PUNCT ajbmeb-1164 52 44 as as ADV ajbmeb-1164 52 45 well well ADV ajbmeb-1164 52 46 as as ADP ajbmeb-1164 52 47 owning own VERB ajbmeb-1164 52 48 broader broad ADJ ajbmeb-1164 52 49 understanding understanding NOUN ajbmeb-1164 52 50 for for ADP ajbmeb-1164 52 51 ethical ethical ADJ ajbmeb-1164 52 52 dimensions dimension NOUN ajbmeb-1164 52 53 social social ADJ ajbmeb-1164 52 54 economic economic ADJ ajbmeb-1164 52 55 ( ( PUNCT ajbmeb-1164 52 56 sayed sayed PROPN ajbmeb-1164 52 57 ali ali PROPN ajbmeb-1164 52 58 , , PUNCT ajbmeb-1164 52 59 115 115 NUM ajbmeb-1164 52 60 - - SYM ajbmeb-1164 52 61 115 115 NUM ajbmeb-1164 52 62 , , PUNCT ajbmeb-1164 52 63 2022 2022 NUM ajbmeb-1164 52 64 ) ) PUNCT ajbmeb-1164 52 65 . . PUNCT ajbmeb-1164 53 1 this this PRON ajbmeb-1164 53 2 means mean VERB ajbmeb-1164 53 3 that that SCONJ ajbmeb-1164 53 4 financial financial ADJ ajbmeb-1164 53 5 literacy literacy NOUN ajbmeb-1164 53 6 includes include VERB ajbmeb-1164 53 7 possess possess NOUN ajbmeb-1164 53 8 knowledge knowledge NOUN ajbmeb-1164 53 9 and and CCONJ ajbmeb-1164 53 10 understanding understanding NOUN ajbmeb-1164 53 11 in in ADP ajbmeb-1164 53 12 money money NOUN ajbmeb-1164 53 13 and and CCONJ ajbmeb-1164 53 14 asset asset NOUN ajbmeb-1164 53 15 management management NOUN ajbmeb-1164 53 16 , , PUNCT ajbmeb-1164 53 17 banking banking NOUN ajbmeb-1164 53 18 , , PUNCT ajbmeb-1164 53 19 investments investment NOUN ajbmeb-1164 53 20 and and CCONJ ajbmeb-1164 53 21 loans loan NOUN ajbmeb-1164 53 22 , , PUNCT ajbmeb-1164 53 23 insurance insurance NOUN ajbmeb-1164 53 24 and and CCONJ ajbmeb-1164 53 25 taxes taxis NOUN ajbmeb-1164 53 26 . . PUNCT ajbmeb-1164 54 1 , , PUNCT ajbmeb-1164 54 2 as as ADV ajbmeb-1164 54 3 well well ADV ajbmeb-1164 54 4 as as ADP ajbmeb-1164 54 5 understanding understanding NOUN ajbmeb-1164 54 6 and and CCONJ ajbmeb-1164 54 7 awareness awareness NOUN ajbmeb-1164 54 8 of of ADP ajbmeb-1164 54 9 the the DET ajbmeb-1164 54 10 basic basic ADJ ajbmeb-1164 54 11 concepts concept NOUN ajbmeb-1164 54 12 underlying underlie VERB ajbmeb-1164 54 13 money money NOUN ajbmeb-1164 54 14 and and CCONJ ajbmeb-1164 54 15 asset asset NOUN ajbmeb-1164 54 16 management management NOUN ajbmeb-1164 54 17 such such ADJ ajbmeb-1164 54 18 as as ADP ajbmeb-1164 54 19 time time NOUN ajbmeb-1164 54 20 value value NOUN ajbmeb-1164 54 21 of of ADP ajbmeb-1164 54 22 money money NOUN ajbmeb-1164 54 23 , , PUNCT ajbmeb-1164 54 24 risk risk NOUN ajbmeb-1164 54 25 management management NOUN ajbmeb-1164 54 26 and and CCONJ ajbmeb-1164 54 27 insurance insurance NOUN ajbmeb-1164 54 28 . . PUNCT ajbmeb-1164 55 1 , , PUNCT ajbmeb-1164 55 2 as as ADV ajbmeb-1164 55 3 well well ADV ajbmeb-1164 55 4 as as ADP ajbmeb-1164 55 5 using use VERB ajbmeb-1164 55 6 the the DET ajbmeb-1164 55 7 knowledge knowledge NOUN ajbmeb-1164 55 8 to to PART ajbmeb-1164 55 9 make make VERB ajbmeb-1164 55 10 financial financial ADJ ajbmeb-1164 55 11 decisions decision NOUN ajbmeb-1164 55 12 and and CCONJ ajbmeb-1164 55 13 plan plan NOUN ajbmeb-1164 55 14 for for ADP ajbmeb-1164 55 15 the the DET ajbmeb-1164 55 16 future future NOUN ajbmeb-1164 55 17 . . PUNCT ajbmeb-1164 56 1 education education NOUN ajbmeb-1164 56 2 plays play VERB ajbmeb-1164 56 3 an an DET ajbmeb-1164 56 4 important important ADJ ajbmeb-1164 56 5 role role NOUN ajbmeb-1164 56 6 in in ADP ajbmeb-1164 56 7 developing develop VERB ajbmeb-1164 56 8 financial financial ADJ ajbmeb-1164 56 9 markets market NOUN ajbmeb-1164 56 10 and and CCONJ ajbmeb-1164 56 11 diversifying diversify VERB ajbmeb-1164 56 12 financial financial ADJ ajbmeb-1164 56 13 products product NOUN ajbmeb-1164 56 14 and and CCONJ ajbmeb-1164 56 15 services service NOUN ajbmeb-1164 56 16 . . PUNCT ajbmeb-1164 57 1 helps help VERB ajbmeb-1164 57 2 individuals individual NOUN ajbmeb-1164 57 3 understand understand VERB ajbmeb-1164 57 4 the the DET ajbmeb-1164 57 5 basic basic ADJ ajbmeb-1164 57 6 concepts concept NOUN ajbmeb-1164 57 7 of of ADP ajbmeb-1164 57 8 finance finance NOUN ajbmeb-1164 57 9 and and CCONJ ajbmeb-1164 57 10 investments investment NOUN ajbmeb-1164 57 11 , , PUNCT ajbmeb-1164 57 12 manage manage VERB ajbmeb-1164 57 13 their their PRON ajbmeb-1164 57 14 financial financial ADJ ajbmeb-1164 57 15 resources resource NOUN ajbmeb-1164 57 16 effectively effectively ADV ajbmeb-1164 57 17 , , PUNCT ajbmeb-1164 57 18 and and CCONJ ajbmeb-1164 57 19 make make VERB ajbmeb-1164 57 20 informed informed ADJ ajbmeb-1164 57 21 decisions decision NOUN ajbmeb-1164 57 22 about about ADP ajbmeb-1164 57 23 financial financial ADJ ajbmeb-1164 57 24 products product NOUN ajbmeb-1164 57 25 and and CCONJ ajbmeb-1164 57 26 services service NOUN ajbmeb-1164 57 27 ( ( PUNCT ajbmeb-1164 57 28 annamaria annamaria PROPN ajbmeb-1164 57 29 lusardi lusardi PROPN ajbmeb-1164 57 30 & & CCONJ ajbmeb-1164 57 31 olivia olivia PROPN ajbmeb-1164 57 32 s. s. PROPN ajbmeb-1164 57 33 mitchell mitchell PROPN ajbmeb-1164 57 34 , , PUNCT ajbmeb-1164 57 35 2014 2014 NUM ajbmeb-1164 57 36 ) ) PUNCT ajbmeb-1164 57 37 . . PUNCT ajbmeb-1164 58 1 financial financial ADJ ajbmeb-1164 58 2 education education NOUN ajbmeb-1164 58 3 is be AUX ajbmeb-1164 58 4 important important ADJ ajbmeb-1164 58 5 for for SCONJ ajbmeb-1164 58 6 individuals individual NOUN ajbmeb-1164 58 7 to to PART ajbmeb-1164 58 8 manage manage VERB ajbmeb-1164 58 9 their their PRON ajbmeb-1164 58 10 finances finance NOUN ajbmeb-1164 58 11 effectively effectively ADV ajbmeb-1164 58 12 and and CCONJ ajbmeb-1164 58 13 make make VERB ajbmeb-1164 58 14 wise wise ADJ ajbmeb-1164 58 15 decisions decision NOUN ajbmeb-1164 58 16 about about ADP ajbmeb-1164 58 17 financial financial ADJ ajbmeb-1164 58 18 products product NOUN ajbmeb-1164 58 19 and and CCONJ ajbmeb-1164 58 20 services service NOUN ajbmeb-1164 58 21 . . PUNCT ajbmeb-1164 59 1 it it PRON ajbmeb-1164 59 2 helps help VERB ajbmeb-1164 59 3 individuals individual NOUN ajbmeb-1164 59 4 understand understand VERB ajbmeb-1164 59 5 basic basic ADJ ajbmeb-1164 59 6 financial financial ADJ ajbmeb-1164 59 7 concepts concept NOUN ajbmeb-1164 59 8 , , PUNCT ajbmeb-1164 59 9 such such ADJ ajbmeb-1164 59 10 as as ADP ajbmeb-1164 59 11 budgeting budgeting NOUN ajbmeb-1164 59 12 , , PUNCT ajbmeb-1164 59 13 saving saving NOUN ajbmeb-1164 59 14 , , PUNCT ajbmeb-1164 59 15 investing investing NOUN ajbmeb-1164 59 16 , , PUNCT ajbmeb-1164 59 17 and and CCONJ ajbmeb-1164 59 18 debt debt NOUN ajbmeb-1164 59 19 management management NOUN ajbmeb-1164 59 20 . . PUNCT ajbmeb-1164 60 1 with with ADP ajbmeb-1164 60 2 this this DET ajbmeb-1164 60 3 knowledge knowledge NOUN ajbmeb-1164 60 4 , , PUNCT ajbmeb-1164 60 5 individuals individual NOUN ajbmeb-1164 60 6 can can AUX ajbmeb-1164 60 7 make make VERB ajbmeb-1164 60 8 correct correct ADJ ajbmeb-1164 60 9 decisions decision NOUN ajbmeb-1164 60 10 about about ADP ajbmeb-1164 60 11 their their PRON ajbmeb-1164 60 12 financial financial ADJ ajbmeb-1164 60 13 resources resource NOUN ajbmeb-1164 60 14 , , PUNCT ajbmeb-1164 60 15 such such ADJ ajbmeb-1164 60 16 as as ADP ajbmeb-1164 60 17 choosing choose VERB ajbmeb-1164 60 18 the the DET ajbmeb-1164 60 19 right right ADJ ajbmeb-1164 60 20 investment investment NOUN ajbmeb-1164 60 21 products product NOUN ajbmeb-1164 60 22 and and CCONJ ajbmeb-1164 60 23 managing manage VERB ajbmeb-1164 60 24 their their PRON ajbmeb-1164 60 25 debt debt NOUN ajbmeb-1164 60 26 effectively effectively ADV ajbmeb-1164 60 27 and and CCONJ ajbmeb-1164 60 28 efficiently efficiently ADV ajbmeb-1164 60 29 , , PUNCT ajbmeb-1164 60 30 in in ADP ajbmeb-1164 60 31 addition addition NOUN ajbmeb-1164 60 32 , , PUNCT ajbmeb-1164 60 33 financial financial ADJ ajbmeb-1164 60 34 education education NOUN ajbmeb-1164 60 35 can can AUX ajbmeb-1164 60 36 also also ADV ajbmeb-1164 60 37 help help VERB ajbmeb-1164 60 38 individuals individual NOUN ajbmeb-1164 60 39 avoid avoid VERB ajbmeb-1164 60 40 fraud fraud NOUN ajbmeb-1164 60 41 and and CCONJ ajbmeb-1164 60 42 deception deception NOUN ajbmeb-1164 60 43 financial financial ADJ ajbmeb-1164 60 44 ( ( PUNCT ajbmeb-1164 60 45 oecd oecd PROPN ajbmeb-1164 60 46 , , PUNCT ajbmeb-1164 60 47 2016;6 2016;6 NUM ajbmeb-1164 60 48 ) ) PUNCT ajbmeb-1164 60 49 . . PUNCT ajbmeb-1164 61 1 in in ADP ajbmeb-1164 61 2 the the DET ajbmeb-1164 61 3 same same ADJ ajbmeb-1164 61 4 vein vein NOUN ajbmeb-1164 61 5 , , PUNCT ajbmeb-1164 61 6 financial financial ADJ ajbmeb-1164 61 7 education education NOUN ajbmeb-1164 61 8 has have VERB ajbmeb-1164 61 9 many many ADJ ajbmeb-1164 61 10 benefits benefit NOUN ajbmeb-1164 61 11 , , PUNCT ajbmeb-1164 61 12 both both CCONJ ajbmeb-1164 61 13 for for ADP ajbmeb-1164 61 14 individuals individual NOUN ajbmeb-1164 61 15 and and CCONJ ajbmeb-1164 61 16 for for ADP ajbmeb-1164 61 17 society society NOUN ajbmeb-1164 61 18 as as ADP ajbmeb-1164 61 19 a a DET ajbmeb-1164 61 20 whole whole NOUN ajbmeb-1164 61 21 . . PUNCT ajbmeb-1164 62 1 for for ADP ajbmeb-1164 62 2 individuals individual NOUN ajbmeb-1164 62 3 , , PUNCT ajbmeb-1164 62 4 financial financial ADJ ajbmeb-1164 62 5 education education NOUN ajbmeb-1164 62 6 can can AUX ajbmeb-1164 62 7 help help VERB ajbmeb-1164 62 8 them they PRON ajbmeb-1164 62 9 achieve achieve VERB ajbmeb-1164 62 10 their their PRON ajbmeb-1164 62 11 financial financial ADJ ajbmeb-1164 62 12 goals goal NOUN ajbmeb-1164 62 13 , , PUNCT ajbmeb-1164 62 14 such such ADJ ajbmeb-1164 62 15 as as ADP ajbmeb-1164 62 16 saving save VERB ajbmeb-1164 62 17 for for ADP ajbmeb-1164 62 18 retirement retirement NOUN ajbmeb-1164 62 19 . . PUNCT ajbmeb-1164 63 1 it it PRON ajbmeb-1164 63 2 can can AUX ajbmeb-1164 63 3 also also ADV ajbmeb-1164 63 4 help help VERB ajbmeb-1164 63 5 individuals individual NOUN ajbmeb-1164 63 6 make make VERB ajbmeb-1164 63 7 informed informed ADJ ajbmeb-1164 63 8 decisions decision NOUN ajbmeb-1164 63 9 about about ADP ajbmeb-1164 63 10 financial financial ADJ ajbmeb-1164 63 11 products product NOUN ajbmeb-1164 63 12 and and CCONJ ajbmeb-1164 63 13 services service NOUN ajbmeb-1164 63 14 , , PUNCT ajbmeb-1164 63 15 such such ADJ ajbmeb-1164 63 16 as as ADP ajbmeb-1164 63 17 credit credit NOUN ajbmeb-1164 63 18 cards card NOUN ajbmeb-1164 63 19 , , PUNCT ajbmeb-1164 63 20 loans loan NOUN ajbmeb-1164 63 21 , , PUNCT ajbmeb-1164 63 22 and and CCONJ ajbmeb-1164 63 23 insurance insurance NOUN ajbmeb-1164 63 24 policies policy NOUN ajbmeb-1164 63 25 . . PUNCT ajbmeb-1164 64 1 financial financial ADJ ajbmeb-1164 64 2 education education NOUN ajbmeb-1164 64 3 also also ADV ajbmeb-1164 64 4 has have VERB ajbmeb-1164 64 5 benefits benefit NOUN ajbmeb-1164 64 6 for for ADP ajbmeb-1164 64 7 society society NOUN ajbmeb-1164 64 8 as as ADP ajbmeb-1164 64 9 a a DET ajbmeb-1164 64 10 whole whole NOUN ajbmeb-1164 64 11 . . PUNCT ajbmeb-1164 65 1 it it PRON ajbmeb-1164 65 2 can can AUX ajbmeb-1164 65 3 help help VERB ajbmeb-1164 65 4 reduce reduce VERB ajbmeb-1164 65 5 poverty poverty NOUN ajbmeb-1164 65 6 and and CCONJ ajbmeb-1164 65 7 inequality inequality NOUN ajbmeb-1164 65 8 by by ADP ajbmeb-1164 65 9 enabling enable VERB ajbmeb-1164 65 10 individuals individual NOUN ajbmeb-1164 65 11 to to PART ajbmeb-1164 65 12 make make VERB ajbmeb-1164 65 13 informed informed ADJ ajbmeb-1164 65 14 decisions decision NOUN ajbmeb-1164 65 15 about about ADP ajbmeb-1164 65 16 resources resource NOUN ajbmeb-1164 65 17 finance finance NOUN ajbmeb-1164 65 18 . . PUNCT ajbmeb-1164 66 1 it it PRON ajbmeb-1164 66 2 can can AUX ajbmeb-1164 66 3 also also ADV ajbmeb-1164 66 4 help help VERB ajbmeb-1164 66 5 reduce reduce VERB ajbmeb-1164 66 6 financial financial ADJ ajbmeb-1164 66 7 instability instability NOUN ajbmeb-1164 66 8 by by ADP ajbmeb-1164 66 9 promoting promote VERB ajbmeb-1164 66 10 responsible responsible ADJ ajbmeb-1164 66 11 investment investment NOUN ajbmeb-1164 66 12 and and CCONJ ajbmeb-1164 66 13 lending lending NOUN ajbmeb-1164 66 14 practices practice NOUN ajbmeb-1164 66 15 ( ( PUNCT ajbmeb-1164 66 16 nicolΔƒescu nicolΔƒescu NOUN ajbmeb-1164 66 17 & & CCONJ ajbmeb-1164 66 18 toderaΘ™cu toderaΘ™cu PROPN ajbmeb-1164 66 19 , , PUNCT ajbmeb-1164 66 20 2023 2023 NUM ajbmeb-1164 66 21 ) ) PUNCT ajbmeb-1164 66 22 . . PUNCT ajbmeb-1164 67 1 the the DET ajbmeb-1164 67 2 decision decision NOUN ajbmeb-1164 67 3 - - PUNCT ajbmeb-1164 67 4 making make VERB ajbmeb-1164 67 5 process process NOUN ajbmeb-1164 67 6 does do AUX ajbmeb-1164 67 7 not not PART ajbmeb-1164 67 8 depend depend VERB ajbmeb-1164 67 9 on on ADP ajbmeb-1164 67 10 personal personal ADJ ajbmeb-1164 67 11 factors factor NOUN ajbmeb-1164 67 12 or or CCONJ ajbmeb-1164 67 13 on on ADP ajbmeb-1164 67 14 financial financial ADJ ajbmeb-1164 67 15 models model NOUN ajbmeb-1164 67 16 , , PUNCT ajbmeb-1164 67 17 but but CCONJ ajbmeb-1164 67 18 also also ADV ajbmeb-1164 67 19 on on ADP ajbmeb-1164 67 20 situational situational ADJ ajbmeb-1164 67 21 factors factor NOUN ajbmeb-1164 67 22 . . PUNCT ajbmeb-1164 68 1 situational situational ADJ ajbmeb-1164 68 2 factors factor NOUN ajbmeb-1164 68 3 do do AUX ajbmeb-1164 68 4 not not PART ajbmeb-1164 68 5 extend extend VERB ajbmeb-1164 68 6 to to ADP ajbmeb-1164 68 7 the the DET ajbmeb-1164 68 8 problem problem NOUN ajbmeb-1164 68 9 that that SCONJ ajbmeb-1164 68 10 the the DET ajbmeb-1164 68 11 decision decision NOUN ajbmeb-1164 68 12 - - PUNCT ajbmeb-1164 68 13 maker maker NOUN ajbmeb-1164 68 14 faces face NOUN ajbmeb-1164 68 15 , , PUNCT ajbmeb-1164 68 16 but but CCONJ ajbmeb-1164 68 17 extend extend VERB ajbmeb-1164 68 18 to to ADP ajbmeb-1164 68 19 his his PRON ajbmeb-1164 68 20 environment environment NOUN ajbmeb-1164 68 21 as as ADV ajbmeb-1164 68 22 well well ADV ajbmeb-1164 68 23 . . PUNCT ajbmeb-1164 69 1 therefore therefore ADV ajbmeb-1164 69 2 , , PUNCT ajbmeb-1164 69 3 the the DET ajbmeb-1164 69 4 decision decision NOUN ajbmeb-1164 69 5 - - PUNCT ajbmeb-1164 69 6 maker maker NOUN ajbmeb-1164 69 7 needs need VERB ajbmeb-1164 69 8 an an DET ajbmeb-1164 69 9 analysis analysis NOUN ajbmeb-1164 69 10 of of ADP ajbmeb-1164 69 11 the the DET ajbmeb-1164 69 12 variables variable NOUN ajbmeb-1164 69 13 of of ADP ajbmeb-1164 69 14 american american ADJ ajbmeb-1164 69 15 journal journal PROPN ajbmeb-1164 69 16 of of ADP ajbmeb-1164 69 17 business business NOUN ajbmeb-1164 69 18 management management NOUN ajbmeb-1164 69 19 , , PUNCT ajbmeb-1164 69 20 economics economic NOUN ajbmeb-1164 69 21 and and CCONJ ajbmeb-1164 69 22 banking banking NOUN ajbmeb-1164 69 23 volume volume NOUN ajbmeb-1164 69 24 15 15 NUM ajbmeb-1164 69 25 august august PROPN ajbmeb-1164 69 26 , , PUNCT ajbmeb-1164 69 27 2023 2023 NUM ajbmeb-1164 69 28 p p NOUN ajbmeb-1164 69 29 a a DET ajbmeb-1164 69 30 g g NOUN ajbmeb-1164 69 31 e e NOUN ajbmeb-1164 69 32 | | ADV ajbmeb-1164 69 33 86 86 NUM ajbmeb-1164 69 34 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 69 35 the the DET ajbmeb-1164 69 36 problem problem NOUN ajbmeb-1164 69 37 from from ADP ajbmeb-1164 69 38 all all DET ajbmeb-1164 69 39 sides side NOUN ajbmeb-1164 69 40 ( ( PUNCT ajbmeb-1164 69 41 chandra chandra PROPN ajbmeb-1164 69 42 , , PUNCT ajbmeb-1164 69 43 2008 2008 NUM ajbmeb-1164 69 44 ) ) PUNCT ajbmeb-1164 69 45 . . PUNCT ajbmeb-1164 70 1 : : PUNCT ajbmeb-1164 70 2 8) 8) NUM ajbmeb-1164 70 3 . . PUNCT ajbmeb-1164 71 1 financial financial ADJ ajbmeb-1164 71 2 decisions decision NOUN ajbmeb-1164 71 3 are be AUX ajbmeb-1164 71 4 usually usually ADV ajbmeb-1164 71 5 between between ADP ajbmeb-1164 71 6 the the DET ajbmeb-1164 71 7 available available ADJ ajbmeb-1164 71 8 and and CCONJ ajbmeb-1164 71 9 specific specific ADJ ajbmeb-1164 71 10 financial financial ADJ ajbmeb-1164 71 11 resources resource NOUN ajbmeb-1164 71 12 that that PRON ajbmeb-1164 71 13 the the DET ajbmeb-1164 71 14 individual individual ADJ ajbmeb-1164 71 15 possesses possess VERB ajbmeb-1164 71 16 in in ADP ajbmeb-1164 71 17 exchange exchange NOUN ajbmeb-1164 71 18 for for ADP ajbmeb-1164 71 19 existing exist VERB ajbmeb-1164 71 20 financial financial ADJ ajbmeb-1164 71 21 options option NOUN ajbmeb-1164 71 22 and and CCONJ ajbmeb-1164 71 23 services service NOUN ajbmeb-1164 71 24 . . PUNCT ajbmeb-1164 72 1 therefore therefore ADV ajbmeb-1164 72 2 , , PUNCT ajbmeb-1164 72 3 individuals individual NOUN ajbmeb-1164 72 4 have have VERB ajbmeb-1164 72 5 to to PART ajbmeb-1164 72 6 be be AUX ajbmeb-1164 72 7 prepared prepare VERB ajbmeb-1164 72 8 to to PART ajbmeb-1164 72 9 invest invest VERB ajbmeb-1164 72 10 time time NOUN ajbmeb-1164 72 11 and and CCONJ ajbmeb-1164 72 12 other other ADJ ajbmeb-1164 72 13 resources resource NOUN ajbmeb-1164 72 14 to to PART ajbmeb-1164 72 15 apply apply VERB ajbmeb-1164 72 16 their their PRON ajbmeb-1164 72 17 knowledge knowledge NOUN ajbmeb-1164 72 18 , , PUNCT ajbmeb-1164 72 19 practice practice VERB ajbmeb-1164 72 20 their their PRON ajbmeb-1164 72 21 skills skill NOUN ajbmeb-1164 72 22 , , PUNCT ajbmeb-1164 72 23 and and CCONJ ajbmeb-1164 72 24 their their PRON ajbmeb-1164 72 25 ability ability NOUN ajbmeb-1164 72 26 to to PART ajbmeb-1164 72 27 access access VERB ajbmeb-1164 72 28 information information NOUN ajbmeb-1164 72 29 and and CCONJ ajbmeb-1164 72 30 take take VERB ajbmeb-1164 72 31 advice advice NOUN ajbmeb-1164 72 32 and and CCONJ ajbmeb-1164 72 33 advice advice NOUN ajbmeb-1164 72 34 and and CCONJ ajbmeb-1164 72 35 trust trust NOUN ajbmeb-1164 72 36 enough enough ADV ajbmeb-1164 72 37 to to PART ajbmeb-1164 72 38 practice practice VERB ajbmeb-1164 72 39 their their PRON ajbmeb-1164 72 40 skills skill NOUN ajbmeb-1164 72 41 and and CCONJ ajbmeb-1164 72 42 obtain obtain VERB ajbmeb-1164 72 43 the the DET ajbmeb-1164 72 44 desired desire VERB ajbmeb-1164 72 45 results result NOUN ajbmeb-1164 72 46 ( ( PUNCT ajbmeb-1164 72 47 remund remund NOUN ajbmeb-1164 72 48 , , PUNCT ajbmeb-1164 72 49 2010 2010 NUM ajbmeb-1164 72 50 ) ) PUNCT ajbmeb-1164 72 51 . . PUNCT ajbmeb-1164 73 1 as as SCONJ ajbmeb-1164 73 2 one one NUM ajbmeb-1164 73 3 of of ADP ajbmeb-1164 73 4 the the DET ajbmeb-1164 73 5 direct direct ADJ ajbmeb-1164 73 6 factors factor NOUN ajbmeb-1164 73 7 that that PRON ajbmeb-1164 73 8 judge judge VERB ajbmeb-1164 73 9 the the DET ajbmeb-1164 73 10 attitudes attitude NOUN ajbmeb-1164 73 11 of of ADP ajbmeb-1164 73 12 individuals individual NOUN ajbmeb-1164 73 13 is be AUX ajbmeb-1164 73 14 thinking think VERB ajbmeb-1164 73 15 in in ADP ajbmeb-1164 73 16 the the DET ajbmeb-1164 73 17 short short ADJ ajbmeb-1164 73 18 term term NOUN ajbmeb-1164 73 19 versus versus ADP ajbmeb-1164 73 20 the the DET ajbmeb-1164 73 21 long long ADJ ajbmeb-1164 73 22 term term NOUN ajbmeb-1164 73 23 , , PUNCT ajbmeb-1164 73 24 as as ADV ajbmeb-1164 73 25 well well ADV ajbmeb-1164 73 26 as as ADP ajbmeb-1164 73 27 spending spend VERB ajbmeb-1164 73 28 instead instead ADV ajbmeb-1164 73 29 of of ADP ajbmeb-1164 73 30 saving save VERB ajbmeb-1164 73 31 . . PUNCT ajbmeb-1164 74 1 since since SCONJ ajbmeb-1164 74 2 the the DET ajbmeb-1164 74 3 level level NOUN ajbmeb-1164 74 4 financial financial ADJ ajbmeb-1164 74 5 education education NOUN ajbmeb-1164 74 6 does do AUX ajbmeb-1164 74 7 not not PART ajbmeb-1164 74 8 mean mean VERB ajbmeb-1164 74 9 how how SCONJ ajbmeb-1164 74 10 much much ADJ ajbmeb-1164 74 11 financial financial ADJ ajbmeb-1164 74 12 information information NOUN ajbmeb-1164 74 13 an an DET ajbmeb-1164 74 14 individual individual ADJ ajbmeb-1164 74 15 possesses possesse NOUN ajbmeb-1164 74 16 , , PUNCT ajbmeb-1164 74 17 but but CCONJ ajbmeb-1164 74 18 rather rather ADV ajbmeb-1164 74 19 the the DET ajbmeb-1164 74 20 effectiveness effectiveness NOUN ajbmeb-1164 74 21 of of ADP ajbmeb-1164 74 22 making make VERB ajbmeb-1164 74 23 fundamental fundamental ADJ ajbmeb-1164 74 24 financial financial ADJ ajbmeb-1164 74 25 decisions decision NOUN ajbmeb-1164 74 26 ( ( PUNCT ajbmeb-1164 74 27 kempson kempson NOUN ajbmeb-1164 74 28 and and CCONJ ajbmeb-1164 74 29 a. a. PROPN ajbmeb-1164 74 30 finney finney PROPN ajbmeb-1164 74 31 ( ( PUNCT ajbmeb-1164 74 32 2009 2009 NUM ajbmeb-1164 74 33 ) ) PUNCT ajbmeb-1164 74 34 ) ) PUNCT ajbmeb-1164 74 35 . . PUNCT ajbmeb-1164 75 1 oecd oecd PROPN ajbmeb-1164 75 2 ) ) PUNCT ajbmeb-1164 75 3 defines define VERB ajbmeb-1164 75 4 financial financial ADJ ajbmeb-1164 75 5 education education NOUN ajbmeb-1164 75 6 as as ADP ajbmeb-1164 75 7 the the DET ajbmeb-1164 75 8 process process NOUN ajbmeb-1164 75 9 by by ADP ajbmeb-1164 75 10 which which PRON ajbmeb-1164 75 11 financial financial ADJ ajbmeb-1164 75 12 consumers consumer NOUN ajbmeb-1164 75 13 / / SYM ajbmeb-1164 75 14 investors investor NOUN ajbmeb-1164 75 15 improve improve VERB ajbmeb-1164 75 16 their their PRON ajbmeb-1164 75 17 understanding understanding NOUN ajbmeb-1164 75 18 of of ADP ajbmeb-1164 75 19 financial financial ADJ ajbmeb-1164 75 20 concepts concept NOUN ajbmeb-1164 75 21 , , PUNCT ajbmeb-1164 75 22 products product NOUN ajbmeb-1164 75 23 and and CCONJ ajbmeb-1164 75 24 risks risk NOUN ajbmeb-1164 75 25 , , PUNCT ajbmeb-1164 75 26 through through ADP ajbmeb-1164 75 27 objective objective ADJ ajbmeb-1164 75 28 information information NOUN ajbmeb-1164 75 29 , , PUNCT ajbmeb-1164 75 30 instruction instruction NOUN ajbmeb-1164 75 31 and/or and/or CCONJ ajbmeb-1164 75 32 advice advice NOUN ajbmeb-1164 75 33 , , PUNCT ajbmeb-1164 75 34 they they PRON ajbmeb-1164 75 35 develop develop VERB ajbmeb-1164 75 36 their their PRON ajbmeb-1164 75 37 skills skill NOUN ajbmeb-1164 75 38 to to PART ajbmeb-1164 75 39 be be AUX ajbmeb-1164 75 40 more more ADV ajbmeb-1164 75 41 aware aware ADJ ajbmeb-1164 75 42 of of ADP ajbmeb-1164 75 43 financial financial ADJ ajbmeb-1164 75 44 risks risk NOUN ajbmeb-1164 75 45 and and CCONJ ajbmeb-1164 75 46 opportunities opportunity NOUN ajbmeb-1164 75 47 , , PUNCT ajbmeb-1164 75 48 in in ADP ajbmeb-1164 75 49 order order NOUN ajbmeb-1164 75 50 to to PART ajbmeb-1164 75 51 make make VERB ajbmeb-1164 75 52 optimal optimal ADJ ajbmeb-1164 75 53 choices choice NOUN ajbmeb-1164 75 54 , , PUNCT ajbmeb-1164 75 55 and and CCONJ ajbmeb-1164 75 56 to to PART ajbmeb-1164 75 57 know know VERB ajbmeb-1164 75 58 where where SCONJ ajbmeb-1164 75 59 to to PART ajbmeb-1164 75 60 go go VERB ajbmeb-1164 75 61 if if SCONJ ajbmeb-1164 75 62 they they PRON ajbmeb-1164 75 63 need need VERB ajbmeb-1164 75 64 help help NOUN ajbmeb-1164 75 65 , , PUNCT ajbmeb-1164 75 66 take take VERB ajbmeb-1164 75 67 other other ADJ ajbmeb-1164 75 68 effective effective ADJ ajbmeb-1164 75 69 actions action NOUN ajbmeb-1164 75 70 to to PART ajbmeb-1164 75 71 improve improve VERB ajbmeb-1164 75 72 their their PRON ajbmeb-1164 75 73 financial financial ADJ ajbmeb-1164 75 74 well well NOUN ajbmeb-1164 75 75 - - PUNCT ajbmeb-1164 75 76 being being NOUN ajbmeb-1164 75 77 . . PUNCT ajbmeb-1164 76 1 ( ( PUNCT ajbmeb-1164 76 2 international international ADJ ajbmeb-1164 76 3 labor labor NOUN ajbmeb-1164 76 4 organization organization NOUN ajbmeb-1164 76 5 2016:1 2016:1 NUM ajbmeb-1164 76 6 ) ) PUNCT ajbmeb-1164 76 7 . . PUNCT ajbmeb-1164 77 1 has have VERB ajbmeb-1164 77 2 an an DET ajbmeb-1164 77 3 important important ADJ ajbmeb-1164 77 4 role role NOUN ajbmeb-1164 77 5 to to PART ajbmeb-1164 77 6 play play VERB ajbmeb-1164 77 7 in in ADP ajbmeb-1164 77 8 the the DET ajbmeb-1164 77 9 development development NOUN ajbmeb-1164 77 10 of of ADP ajbmeb-1164 77 11 financial financial ADJ ajbmeb-1164 77 12 markets market NOUN ajbmeb-1164 77 13 as as SCONJ ajbmeb-1164 77 14 it it PRON ajbmeb-1164 77 15 helps help VERB ajbmeb-1164 77 16 individuals individual NOUN ajbmeb-1164 77 17 to to PART ajbmeb-1164 77 18 understand understand VERB ajbmeb-1164 77 19 the the DET ajbmeb-1164 77 20 performance performance NOUN ajbmeb-1164 77 21 of of ADP ajbmeb-1164 77 22 financial financial ADJ ajbmeb-1164 77 23 markets market NOUN ajbmeb-1164 77 24 and and CCONJ ajbmeb-1164 77 25 the the DET ajbmeb-1164 77 26 various various ADJ ajbmeb-1164 77 27 financial financial ADJ ajbmeb-1164 77 28 products product NOUN ajbmeb-1164 77 29 and and CCONJ ajbmeb-1164 77 30 services service NOUN ajbmeb-1164 77 31 available available ADJ ajbmeb-1164 77 32 . . PUNCT ajbmeb-1164 78 1 through through ADP ajbmeb-1164 78 2 this this DET ajbmeb-1164 78 3 knowledge knowledge NOUN ajbmeb-1164 78 4 , , PUNCT ajbmeb-1164 78 5 individuals individual NOUN ajbmeb-1164 78 6 are be AUX ajbmeb-1164 78 7 able able ADJ ajbmeb-1164 78 8 to to PART ajbmeb-1164 78 9 make make VERB ajbmeb-1164 78 10 the the DET ajbmeb-1164 78 11 right right ADJ ajbmeb-1164 78 12 decisions decision NOUN ajbmeb-1164 78 13 about about ADP ajbmeb-1164 78 14 investing invest VERB ajbmeb-1164 78 15 in in ADP ajbmeb-1164 78 16 financial financial ADJ ajbmeb-1164 78 17 markets market NOUN ajbmeb-1164 78 18 and and CCONJ ajbmeb-1164 78 19 choosing choose VERB ajbmeb-1164 78 20 the the DET ajbmeb-1164 78 21 appropriate appropriate ADJ ajbmeb-1164 78 22 financial financial ADJ ajbmeb-1164 78 23 products product NOUN ajbmeb-1164 78 24 and and CCONJ ajbmeb-1164 78 25 services service NOUN ajbmeb-1164 78 26 for for ADP ajbmeb-1164 78 27 them they PRON ajbmeb-1164 78 28 ( ( PUNCT ajbmeb-1164 78 29 oecd oecd PROPN ajbmeb-1164 78 30 , , PUNCT ajbmeb-1164 78 31 2017;1 2017;1 NUM ajbmeb-1164 78 32 ) ) PUNCT ajbmeb-1164 78 33 . . PUNCT ajbmeb-1164 79 1 financial financial ADJ ajbmeb-1164 79 2 education education NOUN ajbmeb-1164 79 3 also also ADV ajbmeb-1164 79 4 helps help VERB ajbmeb-1164 79 5 individuals individual NOUN ajbmeb-1164 79 6 understand understand VERB ajbmeb-1164 79 7 the the DET ajbmeb-1164 79 8 risks risk NOUN ajbmeb-1164 79 9 associated associate VERB ajbmeb-1164 79 10 with with ADP ajbmeb-1164 79 11 investing invest VERB ajbmeb-1164 79 12 in in ADP ajbmeb-1164 79 13 the the DET ajbmeb-1164 79 14 financial financial ADJ ajbmeb-1164 79 15 markets market NOUN ajbmeb-1164 79 16 . . PUNCT ajbmeb-1164 80 1 this this DET ajbmeb-1164 80 2 knowledge knowledge NOUN ajbmeb-1164 80 3 helps help VERB ajbmeb-1164 80 4 individuals individual NOUN ajbmeb-1164 80 5 make make VERB ajbmeb-1164 80 6 informed informed ADJ ajbmeb-1164 80 7 decisions decision NOUN ajbmeb-1164 80 8 about about ADP ajbmeb-1164 80 9 investing invest VERB ajbmeb-1164 80 10 in in ADP ajbmeb-1164 80 11 financial financial ADJ ajbmeb-1164 80 12 markets market NOUN ajbmeb-1164 80 13 and and CCONJ ajbmeb-1164 80 14 choosing choose VERB ajbmeb-1164 80 15 appropriate appropriate ADJ ajbmeb-1164 80 16 investment investment NOUN ajbmeb-1164 80 17 products product NOUN ajbmeb-1164 80 18 ( ( PUNCT ajbmeb-1164 80 19 nicolΔƒescu nicolΔƒescu NOUN ajbmeb-1164 80 20 & & CCONJ ajbmeb-1164 80 21 toderaΘ™cu toderaΘ™cu PROPN ajbmeb-1164 80 22 , , PUNCT ajbmeb-1164 80 23 2023 2023 NUM ajbmeb-1164 80 24 ) ) PUNCT ajbmeb-1164 80 25 . . PUNCT ajbmeb-1164 81 1 financial financial ADJ ajbmeb-1164 81 2 education education NOUN ajbmeb-1164 81 3 contributes contribute VERB ajbmeb-1164 81 4 to to ADP ajbmeb-1164 81 5 the the DET ajbmeb-1164 81 6 development development NOUN ajbmeb-1164 81 7 of of ADP ajbmeb-1164 81 8 financial financial ADJ ajbmeb-1164 81 9 markets market NOUN ajbmeb-1164 81 10 in in ADP ajbmeb-1164 81 11 several several ADJ ajbmeb-1164 81 12 ways way NOUN ajbmeb-1164 81 13 , , PUNCT ajbmeb-1164 81 14 the the DET ajbmeb-1164 81 15 most most ADV ajbmeb-1164 81 16 important important ADJ ajbmeb-1164 81 17 of of ADP ajbmeb-1164 81 18 which which PRON ajbmeb-1164 81 19 are be AUX ajbmeb-1164 81 20 : : PUNCT ajbmeb-1164 81 21 increase increase VERB ajbmeb-1164 81 22 participation participation NOUN ajbmeb-1164 81 23 financial financial ADJ ajbmeb-1164 81 24 education education NOUN ajbmeb-1164 81 25 helps help VERB ajbmeb-1164 81 26 individuals individual NOUN ajbmeb-1164 81 27 understand understand VERB ajbmeb-1164 81 28 financial financial ADJ ajbmeb-1164 81 29 products product NOUN ajbmeb-1164 81 30 and and CCONJ ajbmeb-1164 81 31 services service NOUN ajbmeb-1164 81 32 , , PUNCT ajbmeb-1164 81 33 enabling enable VERB ajbmeb-1164 81 34 them they PRON ajbmeb-1164 81 35 to to PART ajbmeb-1164 81 36 make make VERB ajbmeb-1164 81 37 sound sound ADJ ajbmeb-1164 81 38 decisions decision NOUN ajbmeb-1164 81 39 about about ADP ajbmeb-1164 81 40 investing investing NOUN ajbmeb-1164 81 41 and and CCONJ ajbmeb-1164 81 42 saving saving NOUN ajbmeb-1164 81 43 . . PUNCT ajbmeb-1164 82 1 this this PRON ajbmeb-1164 82 2 , , PUNCT ajbmeb-1164 82 3 in in ADP ajbmeb-1164 82 4 turn turn NOUN ajbmeb-1164 82 5 , , PUNCT ajbmeb-1164 82 6 can can AUX ajbmeb-1164 82 7 increase increase VERB ajbmeb-1164 82 8 participation participation NOUN ajbmeb-1164 82 9 in in ADP ajbmeb-1164 82 10 financial financial ADJ ajbmeb-1164 82 11 markets market NOUN ajbmeb-1164 82 12 , , PUNCT ajbmeb-1164 82 13 leading lead VERB ajbmeb-1164 82 14 to to ADP ajbmeb-1164 82 15 their their PRON ajbmeb-1164 82 16 growth growth NOUN ajbmeb-1164 82 17 and and CCONJ ajbmeb-1164 82 18 development development NOUN ajbmeb-1164 82 19 . . PUNCT ajbmeb-1164 83 1 financial financial ADJ ajbmeb-1164 83 2 education education NOUN ajbmeb-1164 83 3 can can AUX ajbmeb-1164 83 4 increase increase VERB ajbmeb-1164 83 5 participation participation NOUN ajbmeb-1164 83 6 in in ADP ajbmeb-1164 83 7 financial financial ADJ ajbmeb-1164 83 8 markets market NOUN ajbmeb-1164 83 9 by by ADP ajbmeb-1164 83 10 providing provide VERB ajbmeb-1164 83 11 individuals individual NOUN ajbmeb-1164 83 12 with with ADP ajbmeb-1164 83 13 the the DET ajbmeb-1164 83 14 knowledge knowledge NOUN ajbmeb-1164 83 15 and and CCONJ ajbmeb-1164 83 16 skills skill NOUN ajbmeb-1164 83 17 to to PART ajbmeb-1164 83 18 understand understand VERB ajbmeb-1164 83 19 financial financial ADJ ajbmeb-1164 83 20 products product NOUN ajbmeb-1164 83 21 and and CCONJ ajbmeb-1164 83 22 services service NOUN ajbmeb-1164 83 23 . . PUNCT ajbmeb-1164 84 1 this this PRON ajbmeb-1164 84 2 leads lead VERB ajbmeb-1164 84 3 to to ADP ajbmeb-1164 84 4 an an DET ajbmeb-1164 84 5 increase increase NOUN ajbmeb-1164 84 6 in in ADP ajbmeb-1164 84 7 investment investment NOUN ajbmeb-1164 84 8 and and CCONJ ajbmeb-1164 84 9 savings saving NOUN ajbmeb-1164 84 10 , , PUNCT ajbmeb-1164 84 11 and and CCONJ ajbmeb-1164 84 12 this this PRON ajbmeb-1164 84 13 leads lead VERB ajbmeb-1164 84 14 to to ADP ajbmeb-1164 84 15 the the DET ajbmeb-1164 84 16 growth growth NOUN ajbmeb-1164 84 17 and and CCONJ ajbmeb-1164 84 18 development development NOUN ajbmeb-1164 84 19 of of ADP ajbmeb-1164 84 20 financial financial ADJ ajbmeb-1164 84 21 markets market NOUN ajbmeb-1164 84 22 . . PUNCT ajbmeb-1164 85 1 better well ADJ ajbmeb-1164 85 2 investor investor NOUN ajbmeb-1164 85 3 protection protection PROPN ajbmeb-1164 85 4 financial financial ADJ ajbmeb-1164 85 5 education education NOUN ajbmeb-1164 85 6 can can AUX ajbmeb-1164 85 7 also also ADV ajbmeb-1164 85 8 help help VERB ajbmeb-1164 85 9 individuals individual NOUN ajbmeb-1164 85 10 understand understand VERB ajbmeb-1164 85 11 the the DET ajbmeb-1164 85 12 risks risk NOUN ajbmeb-1164 85 13 associated associate VERB ajbmeb-1164 85 14 with with ADP ajbmeb-1164 85 15 financial financial ADJ ajbmeb-1164 85 16 investments investment NOUN ajbmeb-1164 85 17 , , PUNCT ajbmeb-1164 85 18 resulting result VERB ajbmeb-1164 85 19 in in ADP ajbmeb-1164 85 20 better well ADJ ajbmeb-1164 85 21 investor investor NOUN ajbmeb-1164 85 22 protection protection NOUN ajbmeb-1164 85 23 . . PUNCT ajbmeb-1164 86 1 this this PRON ajbmeb-1164 86 2 can can AUX ajbmeb-1164 86 3 increase increase VERB ajbmeb-1164 86 4 investor investor NOUN ajbmeb-1164 86 5 confidence confidence NOUN ajbmeb-1164 86 6 in in ADP ajbmeb-1164 86 7 the the DET ajbmeb-1164 86 8 financial financial ADJ ajbmeb-1164 86 9 markets market NOUN ajbmeb-1164 86 10 and and CCONJ ajbmeb-1164 86 11 attract attract VERB ajbmeb-1164 86 12 more more ADJ ajbmeb-1164 86 13 investments investment NOUN ajbmeb-1164 86 14 . . PUNCT ajbmeb-1164 87 1 improving improve VERB ajbmeb-1164 87 2 financial financial ADJ ajbmeb-1164 87 3 culture culture NOUN ajbmeb-1164 87 4 by by ADP ajbmeb-1164 87 5 improving improve VERB ajbmeb-1164 87 6 financial financial ADJ ajbmeb-1164 87 7 knowledge knowledge NOUN ajbmeb-1164 87 8 , , PUNCT ajbmeb-1164 87 9 financial financial ADJ ajbmeb-1164 87 10 education education NOUN ajbmeb-1164 87 11 helps help VERB ajbmeb-1164 87 12 individuals individual NOUN ajbmeb-1164 87 13 make make VERB ajbmeb-1164 87 14 better well ADJ ajbmeb-1164 87 15 financial financial ADJ ajbmeb-1164 87 16 decisions decision NOUN ajbmeb-1164 87 17 , , PUNCT ajbmeb-1164 87 18 which which PRON ajbmeb-1164 87 19 can can AUX ajbmeb-1164 87 20 lead lead VERB ajbmeb-1164 87 21 to to ADP ajbmeb-1164 87 22 improved improve VERB ajbmeb-1164 87 23 financial financial ADJ ajbmeb-1164 87 24 outcomes outcome NOUN ajbmeb-1164 87 25 . . PUNCT ajbmeb-1164 88 1 all all PRON ajbmeb-1164 88 2 of of ADP ajbmeb-1164 88 3 this this PRON ajbmeb-1164 88 4 will will AUX ajbmeb-1164 88 5 contribute contribute VERB ajbmeb-1164 88 6 to to ADP ajbmeb-1164 88 7 the the DET ajbmeb-1164 88 8 growth growth NOUN ajbmeb-1164 88 9 and and CCONJ ajbmeb-1164 88 10 development development NOUN ajbmeb-1164 88 11 of of ADP ajbmeb-1164 88 12 financial financial ADJ ajbmeb-1164 88 13 markets market NOUN ajbmeb-1164 88 14 . . PUNCT ajbmeb-1164 89 1 american american ADJ ajbmeb-1164 89 2 journal journal PROPN ajbmeb-1164 89 3 of of ADP ajbmeb-1164 89 4 business business NOUN ajbmeb-1164 89 5 management management NOUN ajbmeb-1164 89 6 , , PUNCT ajbmeb-1164 89 7 economics economic NOUN ajbmeb-1164 89 8 and and CCONJ ajbmeb-1164 89 9 banking banking NOUN ajbmeb-1164 89 10 volume volume NOUN ajbmeb-1164 89 11 15 15 NUM ajbmeb-1164 89 12 august august PROPN ajbmeb-1164 89 13 , , PUNCT ajbmeb-1164 89 14 2023 2023 NUM ajbmeb-1164 89 15 p p NOUN ajbmeb-1164 89 16 a a PRON ajbmeb-1164 89 17 g g NOUN ajbmeb-1164 89 18 e e NOUN ajbmeb-1164 89 19 | | ADV ajbmeb-1164 89 20 87 87 NUM ajbmeb-1164 89 21 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 89 22 increasing increase VERB ajbmeb-1164 89 23 innovations innovation NOUN ajbmeb-1164 89 24 financial financial ADJ ajbmeb-1164 89 25 education education NOUN ajbmeb-1164 89 26 can can AUX ajbmeb-1164 89 27 also also ADV ajbmeb-1164 89 28 enhance enhance VERB ajbmeb-1164 89 29 innovation innovation NOUN ajbmeb-1164 89 30 in in ADP ajbmeb-1164 89 31 financial financial ADJ ajbmeb-1164 89 32 markets market NOUN ajbmeb-1164 89 33 by by ADP ajbmeb-1164 89 34 encouraging encourage VERB ajbmeb-1164 89 35 individuals individual NOUN ajbmeb-1164 89 36 to to PART ajbmeb-1164 89 37 think think VERB ajbmeb-1164 89 38 creatively creatively ADV ajbmeb-1164 89 39 about about ADP ajbmeb-1164 89 40 financial financial ADJ ajbmeb-1164 89 41 products product NOUN ajbmeb-1164 89 42 and and CCONJ ajbmeb-1164 89 43 services service NOUN ajbmeb-1164 89 44 . . PUNCT ajbmeb-1164 90 1 this this PRON ajbmeb-1164 90 2 leads lead VERB ajbmeb-1164 90 3 to to ADP ajbmeb-1164 90 4 the the DET ajbmeb-1164 90 5 development development NOUN ajbmeb-1164 90 6 of of ADP ajbmeb-1164 90 7 new new ADJ ajbmeb-1164 90 8 and and CCONJ ajbmeb-1164 90 9 innovative innovative ADJ ajbmeb-1164 90 10 financial financial ADJ ajbmeb-1164 90 11 products product NOUN ajbmeb-1164 90 12 and and CCONJ ajbmeb-1164 90 13 services service NOUN ajbmeb-1164 90 14 that that PRON ajbmeb-1164 90 15 meet meet VERB ajbmeb-1164 90 16 the the DET ajbmeb-1164 90 17 needs need NOUN ajbmeb-1164 90 18 of of ADP ajbmeb-1164 90 19 consumers consumer NOUN ajbmeb-1164 90 20 . . PUNCT ajbmeb-1164 91 1 improve improve VERB ajbmeb-1164 91 2 market market NOUN ajbmeb-1164 91 3 efficiency efficiency NOUN ajbmeb-1164 91 4 financial financial ADJ ajbmeb-1164 91 5 education education NOUN ajbmeb-1164 91 6 can can AUX ajbmeb-1164 91 7 it it PRON ajbmeb-1164 91 8 improves improve VERB ajbmeb-1164 91 9 the the DET ajbmeb-1164 91 10 efficiency efficiency NOUN ajbmeb-1164 91 11 of of ADP ajbmeb-1164 91 12 the the DET ajbmeb-1164 91 13 markets market NOUN ajbmeb-1164 91 14 by by ADP ajbmeb-1164 91 15 providing provide VERB ajbmeb-1164 91 16 individuals individual NOUN ajbmeb-1164 91 17 with with ADP ajbmeb-1164 91 18 the the DET ajbmeb-1164 91 19 necessary necessary ADJ ajbmeb-1164 91 20 knowledge knowledge NOUN ajbmeb-1164 91 21 and and CCONJ ajbmeb-1164 91 22 skills skill NOUN ajbmeb-1164 91 23 to to PART ajbmeb-1164 91 24 analyze analyze VERB ajbmeb-1164 91 25 the the DET ajbmeb-1164 91 26 financial financial ADJ ajbmeb-1164 91 27 markets market NOUN ajbmeb-1164 91 28 and and CCONJ ajbmeb-1164 91 29 make make VERB ajbmeb-1164 91 30 sound sound ADJ ajbmeb-1164 91 31 investment investment NOUN ajbmeb-1164 91 32 decisions decision NOUN ajbmeb-1164 91 33 . . PUNCT ajbmeb-1164 92 1 lead lead VERB ajbmeb-1164 92 2 to to ADP ajbmeb-1164 92 3 more more ADV ajbmeb-1164 92 4 efficient efficient ADJ ajbmeb-1164 92 5 allocation allocation NOUN ajbmeb-1164 92 6 of of ADP ajbmeb-1164 92 7 capital capital NOUN ajbmeb-1164 92 8 and and CCONJ ajbmeb-1164 92 9 better well ADJ ajbmeb-1164 92 10 market market NOUN ajbmeb-1164 92 11 performance performance NOUN ajbmeb-1164 92 12 ( ( PUNCT ajbmeb-1164 92 13 milesi milesi NOUN ajbmeb-1164 92 14 - - PUNCT ajbmeb-1164 92 15 ferretti ferretti PROPN ajbmeb-1164 92 16 and and CCONJ ajbmeb-1164 92 17 tille tille NOUN ajbmeb-1164 92 18 2011 2011 NUM ajbmeb-1164 92 19 ) ) PUNCT ajbmeb-1164 92 20 . . PUNCT ajbmeb-1164 93 1 increased increase VERB ajbmeb-1164 93 2 financial financial ADJ ajbmeb-1164 93 3 stability stability NOUN ajbmeb-1164 93 4 financial financial ADJ ajbmeb-1164 93 5 education education NOUN ajbmeb-1164 93 6 can can AUX ajbmeb-1164 93 7 contribute contribute VERB ajbmeb-1164 93 8 to to ADP ajbmeb-1164 93 9 increasing increase VERB ajbmeb-1164 93 10 financial financial ADJ ajbmeb-1164 93 11 stability stability NOUN ajbmeb-1164 93 12 by by ADP ajbmeb-1164 93 13 helping help VERB ajbmeb-1164 93 14 individuals individual NOUN ajbmeb-1164 93 15 understand understand VERB ajbmeb-1164 93 16 the the DET ajbmeb-1164 93 17 importance importance NOUN ajbmeb-1164 93 18 of of ADP ajbmeb-1164 93 19 diversification diversification NOUN ajbmeb-1164 93 20 and and CCONJ ajbmeb-1164 93 21 risk risk NOUN ajbmeb-1164 93 22 management management NOUN ajbmeb-1164 93 23 in in ADP ajbmeb-1164 93 24 their their PRON ajbmeb-1164 93 25 financial financial ADJ ajbmeb-1164 93 26 portfolios portfolio NOUN ajbmeb-1164 93 27 . . PUNCT ajbmeb-1164 94 1 this this PRON ajbmeb-1164 94 2 can can AUX ajbmeb-1164 94 3 help help VERB ajbmeb-1164 94 4 mitigate mitigate VERB ajbmeb-1164 94 5 the the DET ajbmeb-1164 94 6 impact impact NOUN ajbmeb-1164 94 7 of of ADP ajbmeb-1164 94 8 financial financial ADJ ajbmeb-1164 94 9 shocks shock NOUN ajbmeb-1164 94 10 and and CCONJ ajbmeb-1164 94 11 reduce reduce VERB ajbmeb-1164 94 12 the the DET ajbmeb-1164 94 13 likelihood likelihood NOUN ajbmeb-1164 94 14 of of ADP ajbmeb-1164 94 15 financial financial ADJ ajbmeb-1164 94 16 crises crisis NOUN ajbmeb-1164 94 17 ( ( PUNCT ajbmeb-1164 94 18 kang kang PROPN ajbmeb-1164 94 19 and and CCONJ ajbmeb-1164 94 20 stulz stulz ADJ ajbmeb-1164 94 21 , , PUNCT ajbmeb-1164 94 22 1997,8 1997,8 NUM ajbmeb-1164 94 23 ) ) PUNCT ajbmeb-1164 94 24 . . PUNCT ajbmeb-1164 95 1 enhance enhance VERB ajbmeb-1164 95 2 consumer consumer NOUN ajbmeb-1164 95 3 protection protection NOUN ajbmeb-1164 95 4 . . PUNCT ajbmeb-1164 96 1 financial financial ADJ ajbmeb-1164 96 2 education education NOUN ajbmeb-1164 96 3 enhances enhance VERB ajbmeb-1164 96 4 consumer consumer NOUN ajbmeb-1164 96 5 protection protection NOUN ajbmeb-1164 96 6 by by ADP ajbmeb-1164 96 7 enabling enable VERB ajbmeb-1164 96 8 individuals individual NOUN ajbmeb-1164 96 9 to to PART ajbmeb-1164 96 10 make make VERB ajbmeb-1164 96 11 informed informed ADJ ajbmeb-1164 96 12 decisions decision NOUN ajbmeb-1164 96 13 about about ADP ajbmeb-1164 96 14 financial financial ADJ ajbmeb-1164 96 15 products product NOUN ajbmeb-1164 96 16 and and CCONJ ajbmeb-1164 96 17 services service NOUN ajbmeb-1164 96 18 . . PUNCT ajbmeb-1164 97 1 this this PRON ajbmeb-1164 97 2 can can AUX ajbmeb-1164 97 3 help help VERB ajbmeb-1164 97 4 prevent prevent VERB ajbmeb-1164 97 5 consumer consumer NOUN ajbmeb-1164 97 6 abuse abuse NOUN ajbmeb-1164 97 7 and and CCONJ ajbmeb-1164 97 8 reduce reduce VERB ajbmeb-1164 97 9 the the DET ajbmeb-1164 97 10 likelihood likelihood NOUN ajbmeb-1164 97 11 of of ADP ajbmeb-1164 97 12 financial financial ADJ ajbmeb-1164 97 13 fraud fraud NOUN ajbmeb-1164 97 14 and and CCONJ ajbmeb-1164 97 15 scams scam NOUN ajbmeb-1164 97 16 ( ( PUNCT ajbmeb-1164 97 17 shapiro shapiro PROPN ajbmeb-1164 97 18 , , PUNCT ajbmeb-1164 97 19 2014:509 2014:509 NUM ajbmeb-1164 97 20 ) ) PUNCT ajbmeb-1164 97 21 . . PUNCT ajbmeb-1164 97 22 . . PUNCT ajbmeb-1164 98 1 financial financial ADJ ajbmeb-1164 98 2 education education NOUN ajbmeb-1164 98 3 can can AUX ajbmeb-1164 98 4 improve improve VERB ajbmeb-1164 98 5 consumer consumer NOUN ajbmeb-1164 98 6 protection protection NOUN ajbmeb-1164 98 7 in in ADP ajbmeb-1164 98 8 multiple multiple ADJ ajbmeb-1164 98 9 ways way NOUN ajbmeb-1164 98 10 . . PUNCT ajbmeb-1164 99 1 by by ADP ajbmeb-1164 99 2 understanding understand VERB ajbmeb-1164 99 3 their their PRON ajbmeb-1164 99 4 rights right NOUN ajbmeb-1164 99 5 and and CCONJ ajbmeb-1164 99 6 responsibilities responsibility NOUN ajbmeb-1164 99 7 as as ADP ajbmeb-1164 99 8 consumers consumer NOUN ajbmeb-1164 99 9 of of ADP ajbmeb-1164 99 10 financial financial ADJ ajbmeb-1164 99 11 products product NOUN ajbmeb-1164 99 12 and and CCONJ ajbmeb-1164 99 13 services service NOUN ajbmeb-1164 99 14 , , PUNCT ajbmeb-1164 99 15 individuals individual NOUN ajbmeb-1164 99 16 can can AUX ajbmeb-1164 99 17 make make VERB ajbmeb-1164 99 18 informed informed ADJ ajbmeb-1164 99 19 decisions decision NOUN ajbmeb-1164 99 20 and and CCONJ ajbmeb-1164 99 21 protect protect VERB ajbmeb-1164 99 22 themselves themselves PRON ajbmeb-1164 99 23 from from ADP ajbmeb-1164 99 24 potential potential ADJ ajbmeb-1164 99 25 fraud fraud NOUN ajbmeb-1164 99 26 and and CCONJ ajbmeb-1164 99 27 abuse abuse NOUN ajbmeb-1164 99 28 . . PUNCT ajbmeb-1164 100 1 furthermore furthermore ADV ajbmeb-1164 100 2 , , PUNCT ajbmeb-1164 100 3 financial financial ADJ ajbmeb-1164 100 4 education education NOUN ajbmeb-1164 100 5 can can AUX ajbmeb-1164 100 6 equip equip VERB ajbmeb-1164 100 7 individuals individual NOUN ajbmeb-1164 100 8 with with ADP ajbmeb-1164 100 9 the the DET ajbmeb-1164 100 10 knowledge knowledge NOUN ajbmeb-1164 100 11 and and CCONJ ajbmeb-1164 100 12 skills skill NOUN ajbmeb-1164 100 13 to to PART ajbmeb-1164 100 14 identify identify VERB ajbmeb-1164 100 15 and and CCONJ ajbmeb-1164 100 16 report report VERB ajbmeb-1164 100 17 financial financial ADJ ajbmeb-1164 100 18 misconduct misconduct NOUN ajbmeb-1164 100 19 ( ( PUNCT ajbmeb-1164 100 20 2001:660 2001:660 NUM ajbmeb-1164 100 21 huberman huberman NOUN ajbmeb-1164 100 22 ) ) PUNCT ajbmeb-1164 100 23 , , PUNCT ajbmeb-1164 100 24 thus thus ADV ajbmeb-1164 100 25 contributing contribute VERB ajbmeb-1164 100 26 to to ADP ajbmeb-1164 100 27 the the DET ajbmeb-1164 100 28 overall overall ADJ ajbmeb-1164 100 29 transparency transparency NOUN ajbmeb-1164 100 30 and and CCONJ ajbmeb-1164 100 31 accountability accountability NOUN ajbmeb-1164 100 32 of of ADP ajbmeb-1164 100 33 financial financial ADJ ajbmeb-1164 100 34 markets market NOUN ajbmeb-1164 100 35 . . PUNCT ajbmeb-1164 101 1 in in ADP ajbmeb-1164 101 2 addition addition NOUN ajbmeb-1164 101 3 , , PUNCT ajbmeb-1164 101 4 financial financial ADJ ajbmeb-1164 101 5 education education NOUN ajbmeb-1164 101 6 can can AUX ajbmeb-1164 101 7 promote promote VERB ajbmeb-1164 101 8 responsible responsible ADJ ajbmeb-1164 101 9 borrowing borrowing NOUN ajbmeb-1164 101 10 and and CCONJ ajbmeb-1164 101 11 lending lending NOUN ajbmeb-1164 101 12 behavior behavior NOUN ajbmeb-1164 101 13 , , PUNCT ajbmeb-1164 101 14 which which PRON ajbmeb-1164 101 15 reduces reduce VERB ajbmeb-1164 101 16 the the DET ajbmeb-1164 101 17 risk risk NOUN ajbmeb-1164 101 18 of of ADP ajbmeb-1164 101 19 overindebtedness overindebtedness NOUN ajbmeb-1164 101 20 and and CCONJ ajbmeb-1164 101 21 financial financial ADJ ajbmeb-1164 101 22 distress distress NOUN ajbmeb-1164 101 23 among among ADP ajbmeb-1164 101 24 consumers consumer NOUN ajbmeb-1164 101 25 . . PUNCT ajbmeb-1164 102 1 finally finally ADV ajbmeb-1164 102 2 , , PUNCT ajbmeb-1164 102 3 financial financial ADJ ajbmeb-1164 102 4 education education NOUN ajbmeb-1164 102 5 can can AUX ajbmeb-1164 102 6 raise raise VERB ajbmeb-1164 102 7 awareness awareness NOUN ajbmeb-1164 102 8 of of ADP ajbmeb-1164 102 9 the the DET ajbmeb-1164 102 10 importance importance NOUN ajbmeb-1164 102 11 of of ADP ajbmeb-1164 102 12 financial financial ADJ ajbmeb-1164 102 13 planning planning NOUN ajbmeb-1164 102 14 and and CCONJ ajbmeb-1164 102 15 risk risk NOUN ajbmeb-1164 102 16 management management NOUN ajbmeb-1164 102 17 , , PUNCT ajbmeb-1164 102 18 helping help VERB ajbmeb-1164 102 19 individuals individual NOUN ajbmeb-1164 102 20 prepare prepare VERB ajbmeb-1164 102 21 for for ADP ajbmeb-1164 102 22 unexpected unexpected ADJ ajbmeb-1164 102 23 events event NOUN ajbmeb-1164 102 24 and and CCONJ ajbmeb-1164 102 25 protect protect VERB ajbmeb-1164 102 26 themselves themselves PRON ajbmeb-1164 102 27 and and CCONJ ajbmeb-1164 102 28 their their PRON ajbmeb-1164 102 29 families family NOUN ajbmeb-1164 102 30 from from ADP ajbmeb-1164 102 31 financial financial ADJ ajbmeb-1164 102 32 shocks shock NOUN ajbmeb-1164 102 33 . . PUNCT ajbmeb-1164 103 1 improve improve VERB ajbmeb-1164 103 2 economic economic ADJ ajbmeb-1164 103 3 development development NOUN ajbmeb-1164 103 4 financial financial ADJ ajbmeb-1164 103 5 education education NOUN ajbmeb-1164 103 6 can can AUX ajbmeb-1164 103 7 contribute contribute VERB ajbmeb-1164 103 8 to to ADP ajbmeb-1164 103 9 overall overall ADJ ajbmeb-1164 103 10 economic economic ADJ ajbmeb-1164 103 11 development development NOUN ajbmeb-1164 103 12 by by ADP ajbmeb-1164 103 13 increasing increase VERB ajbmeb-1164 103 14 financial financial ADJ ajbmeb-1164 103 15 inclusion inclusion NOUN ajbmeb-1164 103 16 and and CCONJ ajbmeb-1164 103 17 fostering foster VERB ajbmeb-1164 103 18 entrepreneurship entrepreneurship NOUN ajbmeb-1164 103 19 . . PUNCT ajbmeb-1164 104 1 by by ADP ajbmeb-1164 104 2 providing provide VERB ajbmeb-1164 104 3 individuals individual NOUN ajbmeb-1164 104 4 with with ADP ajbmeb-1164 104 5 the the DET ajbmeb-1164 104 6 knowledge knowledge NOUN ajbmeb-1164 104 7 and and CCONJ ajbmeb-1164 104 8 skills skill NOUN ajbmeb-1164 104 9 to to PART ajbmeb-1164 104 10 start start VERB ajbmeb-1164 104 11 and and CCONJ ajbmeb-1164 104 12 grow grow VERB ajbmeb-1164 104 13 a a DET ajbmeb-1164 104 14 business business NOUN ajbmeb-1164 104 15 , , PUNCT ajbmeb-1164 104 16 financial financial ADJ ajbmeb-1164 104 17 education education NOUN ajbmeb-1164 104 18 helps help VERB ajbmeb-1164 104 19 create create VERB ajbmeb-1164 104 20 jobs job NOUN ajbmeb-1164 104 21 and and CCONJ ajbmeb-1164 104 22 drive drive VERB ajbmeb-1164 104 23 economic economic ADJ ajbmeb-1164 104 24 growth growth NOUN ajbmeb-1164 104 25 . . PUNCT ajbmeb-1164 105 1 in in ADP ajbmeb-1164 105 2 addition addition NOUN ajbmeb-1164 105 3 , , PUNCT ajbmeb-1164 105 4 financial financial ADJ ajbmeb-1164 105 5 education education NOUN ajbmeb-1164 105 6 plays play VERB ajbmeb-1164 105 7 an an DET ajbmeb-1164 105 8 important important ADJ ajbmeb-1164 105 9 role role NOUN ajbmeb-1164 105 10 in in ADP ajbmeb-1164 105 11 the the DET ajbmeb-1164 105 12 economic economic ADJ ajbmeb-1164 105 13 development development NOUN ajbmeb-1164 105 14 of of ADP ajbmeb-1164 105 15 a a DET ajbmeb-1164 105 16 country country NOUN ajbmeb-1164 105 17 by by ADP ajbmeb-1164 105 18 increasing increase VERB ajbmeb-1164 105 19 the the DET ajbmeb-1164 105 20 level level NOUN ajbmeb-1164 105 21 of of ADP ajbmeb-1164 105 22 financial financial ADJ ajbmeb-1164 105 23 knowledge knowledge NOUN ajbmeb-1164 105 24 of of ADP ajbmeb-1164 105 25 the the DET ajbmeb-1164 105 26 population population NOUN ajbmeb-1164 105 27 , , PUNCT ajbmeb-1164 105 28 and and CCONJ ajbmeb-1164 105 29 can can AUX ajbmeb-1164 105 30 improve improve VERB ajbmeb-1164 105 31 the the DET ajbmeb-1164 105 32 ability ability NOUN ajbmeb-1164 105 33 to to PART ajbmeb-1164 105 34 plan plan VERB ajbmeb-1164 105 35 financially financially ADV ajbmeb-1164 105 36 and and CCONJ ajbmeb-1164 105 37 make make VERB ajbmeb-1164 105 38 decisions decision NOUN ajbmeb-1164 105 39 regarding regard VERB ajbmeb-1164 105 40 expenditures expenditure NOUN ajbmeb-1164 105 41 and and CCONJ ajbmeb-1164 105 42 savings saving NOUN ajbmeb-1164 105 43 . . PUNCT ajbmeb-1164 106 1 which which PRON ajbmeb-1164 106 2 it it PRON ajbmeb-1164 106 3 leads lead VERB ajbmeb-1164 106 4 to to ADP ajbmeb-1164 106 5 better well ADJ ajbmeb-1164 106 6 money money NOUN ajbmeb-1164 106 7 management management NOUN ajbmeb-1164 106 8 and and CCONJ ajbmeb-1164 106 9 greater great ADJ ajbmeb-1164 106 10 financial financial ADJ ajbmeb-1164 106 11 stability stability NOUN ajbmeb-1164 106 12 , , PUNCT ajbmeb-1164 106 13 whether whether SCONJ ajbmeb-1164 106 14 for for ADP ajbmeb-1164 106 15 individuals individual NOUN ajbmeb-1164 106 16 or or CCONJ ajbmeb-1164 106 17 institutions institution NOUN ajbmeb-1164 106 18 . . PUNCT ajbmeb-1164 107 1 financial financial ADJ ajbmeb-1164 107 2 literacy literacy NOUN ajbmeb-1164 107 3 can can AUX ajbmeb-1164 107 4 help help VERB ajbmeb-1164 107 5 people people NOUN ajbmeb-1164 107 6 better well ADV ajbmeb-1164 107 7 understand understand VERB ajbmeb-1164 107 8 the the DET ajbmeb-1164 107 9 benefits benefit NOUN ajbmeb-1164 107 10 and and CCONJ ajbmeb-1164 107 11 risks risk NOUN ajbmeb-1164 107 12 of of ADP ajbmeb-1164 107 13 different different ADJ ajbmeb-1164 107 14 financial financial ADJ ajbmeb-1164 107 15 products product NOUN ajbmeb-1164 107 16 and and CCONJ ajbmeb-1164 107 17 make make VERB ajbmeb-1164 107 18 informed informed ADJ ajbmeb-1164 107 19 decisions decision NOUN ajbmeb-1164 107 20 about about ADP ajbmeb-1164 107 21 investments investment NOUN ajbmeb-1164 107 22 or or CCONJ ajbmeb-1164 107 23 savings saving NOUN ajbmeb-1164 107 24 . . PUNCT ajbmeb-1164 108 1 this this PRON ajbmeb-1164 108 2 can can AUX ajbmeb-1164 108 3 lead lead VERB ajbmeb-1164 108 4 to to ADP ajbmeb-1164 108 5 an an DET ajbmeb-1164 108 6 increase increase NOUN ajbmeb-1164 108 7 in in ADP ajbmeb-1164 108 8 the the DET ajbmeb-1164 108 9 demand demand NOUN ajbmeb-1164 108 10 for for ADP ajbmeb-1164 108 11 financial financial ADJ ajbmeb-1164 108 12 products product NOUN ajbmeb-1164 108 13 and and CCONJ ajbmeb-1164 108 14 services service NOUN ajbmeb-1164 108 15 , , PUNCT ajbmeb-1164 108 16 as as ADV ajbmeb-1164 108 17 well well ADV ajbmeb-1164 108 18 as as ADP ajbmeb-1164 108 19 their their PRON ajbmeb-1164 108 20 diversification diversification NOUN ajbmeb-1164 108 21 . . PUNCT ajbmeb-1164 109 1 american american ADJ ajbmeb-1164 109 2 journal journal PROPN ajbmeb-1164 109 3 of of ADP ajbmeb-1164 109 4 business business NOUN ajbmeb-1164 109 5 management management NOUN ajbmeb-1164 109 6 , , PUNCT ajbmeb-1164 109 7 economics economic NOUN ajbmeb-1164 109 8 and and CCONJ ajbmeb-1164 109 9 banking banking NOUN ajbmeb-1164 109 10 volume volume NOUN ajbmeb-1164 109 11 15 15 NUM ajbmeb-1164 109 12 august august PROPN ajbmeb-1164 109 13 , , PUNCT ajbmeb-1164 109 14 2023 2023 NUM ajbmeb-1164 109 15 p p NOUN ajbmeb-1164 109 16 a a DET ajbmeb-1164 109 17 g g NOUN ajbmeb-1164 109 18 e e NOUN ajbmeb-1164 109 19 | | NOUN ajbmeb-1164 109 20 88 88 NUM ajbmeb-1164 109 21 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 109 22 financial financial ADJ ajbmeb-1164 109 23 education education NOUN ajbmeb-1164 109 24 aims aim VERB ajbmeb-1164 109 25 to to PART ajbmeb-1164 109 26 enable enable VERB ajbmeb-1164 109 27 workers worker NOUN ajbmeb-1164 109 28 to to PART ajbmeb-1164 109 29 make make VERB ajbmeb-1164 109 30 wiser wise ADJ ajbmeb-1164 109 31 financial financial ADJ ajbmeb-1164 109 32 decisions decision NOUN ajbmeb-1164 109 33 at at ADP ajbmeb-1164 109 34 the the DET ajbmeb-1164 109 35 family family NOUN ajbmeb-1164 109 36 or or CCONJ ajbmeb-1164 109 37 business business NOUN ajbmeb-1164 109 38 level level NOUN ajbmeb-1164 109 39 , , PUNCT ajbmeb-1164 109 40 as as SCONJ ajbmeb-1164 109 41 it it PRON ajbmeb-1164 109 42 enhances enhance VERB ajbmeb-1164 109 43 behavior behavior NOUN ajbmeb-1164 109 44 among among ADP ajbmeb-1164 109 45 the the DET ajbmeb-1164 109 46 various various ADJ ajbmeb-1164 109 47 target target NOUN ajbmeb-1164 109 48 groups group NOUN ajbmeb-1164 109 49 , , PUNCT ajbmeb-1164 109 50 such such ADJ ajbmeb-1164 109 51 as as ADP ajbmeb-1164 109 52 youth youth NOUN ajbmeb-1164 109 53 , , PUNCT ajbmeb-1164 109 54 women woman NOUN ajbmeb-1164 109 55 , , PUNCT ajbmeb-1164 109 56 owners owner NOUN ajbmeb-1164 109 57 of of ADP ajbmeb-1164 109 58 small small ADJ ajbmeb-1164 109 59 projects project NOUN ajbmeb-1164 109 60 , , PUNCT ajbmeb-1164 109 61 immigrants immigrant NOUN ajbmeb-1164 109 62 , , PUNCT ajbmeb-1164 109 63 and and CCONJ ajbmeb-1164 109 64 wage wage NOUN ajbmeb-1164 109 65 workers worker NOUN ajbmeb-1164 109 66 , , PUNCT ajbmeb-1164 109 67 towards towards ADP ajbmeb-1164 109 68 improving improve VERB ajbmeb-1164 109 69 planning planning NOUN ajbmeb-1164 109 70 . . PUNCT ajbmeb-1164 110 1 budget budget NOUN ajbmeb-1164 110 2 , , PUNCT ajbmeb-1164 110 3 increasing increase VERB ajbmeb-1164 110 4 savings saving NOUN ajbmeb-1164 110 5 , , PUNCT ajbmeb-1164 110 6 spending spending NOUN ajbmeb-1164 110 7 , , PUNCT ajbmeb-1164 110 8 and and CCONJ ajbmeb-1164 110 9 optimal optimal ADJ ajbmeb-1164 110 10 borrowing borrowing NOUN ajbmeb-1164 110 11 ( ( PUNCT ajbmeb-1164 110 12 international international ADJ ajbmeb-1164 110 13 labor labor NOUN ajbmeb-1164 110 14 organization organization NOUN ajbmeb-1164 110 15 2016:1 2016:1 NUM ajbmeb-1164 110 16 ) ) PUNCT ajbmeb-1164 110 17 . . PUNCT ajbmeb-1164 111 1 the the DET ajbmeb-1164 111 2 improvement improvement NOUN ajbmeb-1164 111 3 of of ADP ajbmeb-1164 111 4 the the DET ajbmeb-1164 111 5 financial financial ADJ ajbmeb-1164 111 6 position position NOUN ajbmeb-1164 111 7 of of ADP ajbmeb-1164 111 8 the the DET ajbmeb-1164 111 9 individual individual NOUN ajbmeb-1164 111 10 is be AUX ajbmeb-1164 111 11 determined determine VERB ajbmeb-1164 111 12 by by ADP ajbmeb-1164 111 13 allocating allocate VERB ajbmeb-1164 111 14 funds fund NOUN ajbmeb-1164 111 15 to to PART ajbmeb-1164 111 16 invest invest VERB ajbmeb-1164 111 17 in in ADP ajbmeb-1164 111 18 different different ADJ ajbmeb-1164 111 19 categories category NOUN ajbmeb-1164 111 20 of of ADP ajbmeb-1164 111 21 sectors sector NOUN ajbmeb-1164 111 22 and and CCONJ ajbmeb-1164 111 23 securities security NOUN ajbmeb-1164 111 24 that that PRON ajbmeb-1164 111 25 do do AUX ajbmeb-1164 111 26 not not PART ajbmeb-1164 111 27 move move VERB ajbmeb-1164 111 28 in in ADP ajbmeb-1164 111 29 the the DET ajbmeb-1164 111 30 same same ADJ ajbmeb-1164 111 31 direction direction NOUN ajbmeb-1164 111 32 . . PUNCT ajbmeb-1164 112 1 as as SCONJ ajbmeb-1164 112 2 it it PRON ajbmeb-1164 112 3 is be AUX ajbmeb-1164 112 4 possible possible ADJ ajbmeb-1164 112 5 to to PART ajbmeb-1164 112 6 invest invest VERB ajbmeb-1164 112 7 in in ADP ajbmeb-1164 112 8 well well ADV ajbmeb-1164 112 9 - - PUNCT ajbmeb-1164 112 10 diversified diversify VERB ajbmeb-1164 112 11 diversified diversified ADJ ajbmeb-1164 112 12 assets asset NOUN ajbmeb-1164 112 13 by by ADP ajbmeb-1164 112 14 choosing choose VERB ajbmeb-1164 112 15 the the DET ajbmeb-1164 112 16 assets asset NOUN ajbmeb-1164 112 17 that that PRON ajbmeb-1164 112 18 are be AUX ajbmeb-1164 112 19 less less ADV ajbmeb-1164 112 20 closely closely ADV ajbmeb-1164 112 21 related relate VERB ajbmeb-1164 112 22 ( ( PUNCT ajbmeb-1164 112 23 islam islam PROPN ajbmeb-1164 112 24 & & CCONJ ajbmeb-1164 112 25 faisal faisal PROPN ajbmeb-1164 112 26 , , PUNCT ajbmeb-1164 112 27 2011:8 2011:8 NUM ajbmeb-1164 112 28 ) ) PUNCT ajbmeb-1164 112 29 . . PUNCT ajbmeb-1164 113 1 if if SCONJ ajbmeb-1164 113 2 the the DET ajbmeb-1164 113 3 investor investor NOUN ajbmeb-1164 113 4 allocates allocate VERB ajbmeb-1164 113 5 his his PRON ajbmeb-1164 113 6 money money NOUN ajbmeb-1164 113 7 in in ADP ajbmeb-1164 113 8 local local ADJ ajbmeb-1164 113 9 assets asset NOUN ajbmeb-1164 113 10 , , PUNCT ajbmeb-1164 113 11 he he PRON ajbmeb-1164 113 12 will will AUX ajbmeb-1164 113 13 be be AUX ajbmeb-1164 113 14 exposed expose VERB ajbmeb-1164 113 15 to to ADP ajbmeb-1164 113 16 risks risk NOUN ajbmeb-1164 113 17 , , PUNCT ajbmeb-1164 113 18 which which PRON ajbmeb-1164 113 19 may may AUX ajbmeb-1164 113 20 have have VERB ajbmeb-1164 113 21 a a DET ajbmeb-1164 113 22 general general ADJ ajbmeb-1164 113 23 effect effect NOUN ajbmeb-1164 113 24 on on ADP ajbmeb-1164 113 25 the the DET ajbmeb-1164 113 26 country country NOUN ajbmeb-1164 113 27 's 's PART ajbmeb-1164 113 28 economy economy NOUN ajbmeb-1164 113 29 . . PUNCT ajbmeb-1164 114 1 in in ADP ajbmeb-1164 114 2 ramtah ramtah PROPN ajbmeb-1164 114 3 ( ( PUNCT ajbmeb-1164 114 4 4168 4168 NUM ajbmeb-1164 114 5 , , PUNCT ajbmeb-1164 114 6 2010 2010 NUM ajbmeb-1164 114 7 , , PUNCT ajbmeb-1164 114 8 mansourfar mansourfar ADV ajbmeb-1164 114 9 , , PUNCT ajbmeb-1164 114 10 et et PROPN ajbmeb-1164 114 11 al al PROPN ajbmeb-1164 114 12 . . PROPN ajbmeb-1164 114 13 ) ) PUNCT ajbmeb-1164 114 14 . . PUNCT ajbmeb-1164 115 1 the the DET ajbmeb-1164 115 2 tendency tendency NOUN ajbmeb-1164 115 3 of of ADP ajbmeb-1164 115 4 local local ADJ ajbmeb-1164 115 5 assets asset NOUN ajbmeb-1164 115 6 to to PART ajbmeb-1164 115 7 move move VERB ajbmeb-1164 115 8 in in ADP ajbmeb-1164 115 9 one one NUM ajbmeb-1164 115 10 direction direction NOUN ajbmeb-1164 115 11 with with ADP ajbmeb-1164 115 12 the the DET ajbmeb-1164 115 13 movement movement NOUN ajbmeb-1164 115 14 of of ADP ajbmeb-1164 115 15 the the DET ajbmeb-1164 115 16 general general ADJ ajbmeb-1164 115 17 market market NOUN ajbmeb-1164 115 18 led lead VERB ajbmeb-1164 115 19 to to ADP ajbmeb-1164 115 20 an an DET ajbmeb-1164 115 21 increase increase NOUN ajbmeb-1164 115 22 in in ADP ajbmeb-1164 115 23 the the DET ajbmeb-1164 115 24 strength strength NOUN ajbmeb-1164 115 25 of of ADP ajbmeb-1164 115 26 the the DET ajbmeb-1164 115 27 correlation correlation NOUN ajbmeb-1164 115 28 between between ADP ajbmeb-1164 115 29 returns return NOUN ajbmeb-1164 115 30 , , PUNCT ajbmeb-1164 115 31 which which PRON ajbmeb-1164 115 32 weakened weaken VERB ajbmeb-1164 115 33 the the DET ajbmeb-1164 115 34 local local ADJ ajbmeb-1164 115 35 diversification diversification NOUN ajbmeb-1164 115 36 . . PUNCT ajbmeb-1164 116 1 which which PRON ajbmeb-1164 116 2 led lead VERB ajbmeb-1164 116 3 to to ADP ajbmeb-1164 116 4 the the DET ajbmeb-1164 116 5 search search NOUN ajbmeb-1164 116 6 for for ADP ajbmeb-1164 116 7 displacement displacement NOUN ajbmeb-1164 116 8 for for ADP ajbmeb-1164 116 9 international international ADJ ajbmeb-1164 116 10 diversification diversification NOUN ajbmeb-1164 116 11 , , PUNCT ajbmeb-1164 116 12 because because SCONJ ajbmeb-1164 116 13 the the DET ajbmeb-1164 116 14 correlation correlation NOUN ajbmeb-1164 116 15 coefficients coefficient NOUN ajbmeb-1164 116 16 between between ADP ajbmeb-1164 116 17 countries country NOUN ajbmeb-1164 116 18 are be AUX ajbmeb-1164 116 19 much much ADV ajbmeb-1164 116 20 less less ADJ ajbmeb-1164 116 21 than than ADP ajbmeb-1164 116 22 among among ADP ajbmeb-1164 116 23 the the DET ajbmeb-1164 116 24 local local ADJ ajbmeb-1164 116 25 stocks stock NOUN ajbmeb-1164 116 26 within within ADP ajbmeb-1164 116 27 the the DET ajbmeb-1164 116 28 same same ADJ ajbmeb-1164 116 29 country country NOUN ajbmeb-1164 116 30 . . PUNCT ajbmeb-1164 117 1 ( ( PUNCT ajbmeb-1164 117 2 298 298 NUM ajbmeb-1164 117 3 : : PUNCT ajbmeb-1164 117 4 blackman blackman PROPN ajbmeb-1164 117 5 , , PUNCT ajbmeb-1164 117 6 et et PROPN ajbmeb-1164 117 7 al al PROPN ajbmeb-1164 117 8 , , PUNCT ajbmeb-1164 117 9 1994 1994 NUM ajbmeb-1164 117 10 ) ) PUNCT ajbmeb-1164 117 11 . . PUNCT ajbmeb-1164 118 1 this this PRON ajbmeb-1164 118 2 is be AUX ajbmeb-1164 118 3 due due ADJ ajbmeb-1164 118 4 to to ADP ajbmeb-1164 118 5 the the DET ajbmeb-1164 118 6 economic economic ADJ ajbmeb-1164 118 7 , , PUNCT ajbmeb-1164 118 8 political political ADJ ajbmeb-1164 118 9 , , PUNCT ajbmeb-1164 118 10 institutional institutional ADJ ajbmeb-1164 118 11 , , PUNCT ajbmeb-1164 118 12 and and CCONJ ajbmeb-1164 118 13 psychological psychological ADJ ajbmeb-1164 118 14 factors factor NOUN ajbmeb-1164 118 15 that that PRON ajbmeb-1164 118 16 affect affect VERB ajbmeb-1164 118 17 the the DET ajbmeb-1164 118 18 returns return NOUN ajbmeb-1164 118 19 of of ADP ajbmeb-1164 118 20 securities security NOUN ajbmeb-1164 118 21 , , PUNCT ajbmeb-1164 118 22 and and CCONJ ajbmeb-1164 118 23 they they PRON ajbmeb-1164 118 24 tend tend VERB ajbmeb-1164 118 25 to to PART ajbmeb-1164 118 26 vary vary VERB ajbmeb-1164 118 27 greatly greatly ADV ajbmeb-1164 118 28 between between ADP ajbmeb-1164 118 29 different different ADJ ajbmeb-1164 118 30 countries country NOUN ajbmeb-1164 118 31 , , PUNCT ajbmeb-1164 118 32 which which PRON ajbmeb-1164 118 33 results result VERB ajbmeb-1164 118 34 in in ADP ajbmeb-1164 118 35 relatively relatively ADV ajbmeb-1164 118 36 low low ADJ ajbmeb-1164 118 37 correlations correlation NOUN ajbmeb-1164 118 38 between between ADP ajbmeb-1164 118 39 international international ADJ ajbmeb-1164 118 40 securities security NOUN ajbmeb-1164 118 41 ( ( PUNCT ajbmeb-1164 118 42 eun eun PROPN ajbmeb-1164 118 43 , , PUNCT ajbmeb-1164 118 44 et et PROPN ajbmeb-1164 118 45 al al PROPN ajbmeb-1164 118 46 , , PUNCT ajbmeb-1164 118 47 2012:299 2012:299 NUM ajbmeb-1164 118 48 ) ) PUNCT ajbmeb-1164 118 49 . . PUNCT ajbmeb-1164 118 50 . . PUNCT ajbmeb-1164 119 1 and and CCONJ ajbmeb-1164 119 2 when when SCONJ ajbmeb-1164 119 3 the the DET ajbmeb-1164 119 4 investor investor NOUN ajbmeb-1164 119 5 loses lose VERB ajbmeb-1164 119 6 as as ADP ajbmeb-1164 119 7 a a DET ajbmeb-1164 119 8 result result NOUN ajbmeb-1164 119 9 of of ADP ajbmeb-1164 119 10 investing invest VERB ajbmeb-1164 119 11 in in ADP ajbmeb-1164 119 12 the the DET ajbmeb-1164 119 13 shares share NOUN ajbmeb-1164 119 14 of of ADP ajbmeb-1164 119 15 one one NUM ajbmeb-1164 119 16 country country NOUN ajbmeb-1164 119 17 , , PUNCT ajbmeb-1164 119 18 he he PRON ajbmeb-1164 119 19 may may AUX ajbmeb-1164 119 20 make make VERB ajbmeb-1164 119 21 a a DET ajbmeb-1164 119 22 profit profit NOUN ajbmeb-1164 119 23 from from ADP ajbmeb-1164 119 24 investing invest VERB ajbmeb-1164 119 25 in in ADP ajbmeb-1164 119 26 the the DET ajbmeb-1164 119 27 shares share NOUN ajbmeb-1164 119 28 of of ADP ajbmeb-1164 119 29 other other ADJ ajbmeb-1164 119 30 countries country NOUN ajbmeb-1164 119 31 , , PUNCT ajbmeb-1164 119 32 which which PRON ajbmeb-1164 119 33 enables enable VERB ajbmeb-1164 119 34 him he PRON ajbmeb-1164 119 35 to to PART ajbmeb-1164 119 36 compensate compensate VERB ajbmeb-1164 119 37 for for ADP ajbmeb-1164 119 38 the the DET ajbmeb-1164 119 39 losses loss NOUN ajbmeb-1164 119 40 . . PUNCT ajbmeb-1164 120 1 thus thus ADV ajbmeb-1164 120 2 , , PUNCT ajbmeb-1164 120 3 he he PRON ajbmeb-1164 120 4 spreads spread VERB ajbmeb-1164 120 5 the the DET ajbmeb-1164 120 6 risk risk NOUN ajbmeb-1164 120 7 , , PUNCT ajbmeb-1164 120 8 by by ADP ajbmeb-1164 120 9 investing invest VERB ajbmeb-1164 120 10 in in ADP ajbmeb-1164 120 11 the the DET ajbmeb-1164 120 12 shares share NOUN ajbmeb-1164 120 13 of of ADP ajbmeb-1164 120 14 different different ADJ ajbmeb-1164 120 15 countries country NOUN ajbmeb-1164 120 16 , , PUNCT ajbmeb-1164 120 17 with with ADP ajbmeb-1164 120 18 a a DET ajbmeb-1164 120 19 focus focus NOUN ajbmeb-1164 120 20 on on ADP ajbmeb-1164 120 21 the the DET ajbmeb-1164 120 22 correlation correlation NOUN ajbmeb-1164 120 23 coefficient coefficient NOUN ajbmeb-1164 120 24 in in ADP ajbmeb-1164 120 25 relation relation NOUN ajbmeb-1164 120 26 to to ADP ajbmeb-1164 120 27 among among ADP ajbmeb-1164 120 28 stocks stock NOUN ajbmeb-1164 120 29 , , PUNCT ajbmeb-1164 120 30 which which PRON ajbmeb-1164 120 31 results result VERB ajbmeb-1164 120 32 in in ADP ajbmeb-1164 120 33 a a DET ajbmeb-1164 120 34 significant significant ADJ ajbmeb-1164 120 35 reduction reduction NOUN ajbmeb-1164 120 36 of of ADP ajbmeb-1164 120 37 risk risk NOUN ajbmeb-1164 120 38 ( ( PUNCT ajbmeb-1164 120 39 89 89 NUM ajbmeb-1164 120 40 , , PUNCT ajbmeb-1164 120 41 1974 1974 NUM ajbmeb-1164 120 42 : : PUNCT ajbmeb-1164 120 43 solnik solnik X ajbmeb-1164 120 44 ) ) PUNCT ajbmeb-1164 120 45 . . PUNCT ajbmeb-1164 121 1 among among ADP ajbmeb-1164 121 2 the the DET ajbmeb-1164 121 3 advantages advantage NOUN ajbmeb-1164 121 4 of of ADP ajbmeb-1164 121 5 the the DET ajbmeb-1164 121 6 globalization globalization NOUN ajbmeb-1164 121 7 of of ADP ajbmeb-1164 121 8 investments investment NOUN ajbmeb-1164 121 9 is be AUX ajbmeb-1164 121 10 the the DET ajbmeb-1164 121 11 improvement improvement NOUN ajbmeb-1164 121 12 in in ADP ajbmeb-1164 121 13 the the DET ajbmeb-1164 121 14 efficiency efficiency NOUN ajbmeb-1164 121 15 of of ADP ajbmeb-1164 121 16 the the DET ajbmeb-1164 121 17 global global ADJ ajbmeb-1164 121 18 allocation allocation NOUN ajbmeb-1164 121 19 of of ADP ajbmeb-1164 121 20 capital capital NOUN ajbmeb-1164 121 21 , , PUNCT ajbmeb-1164 121 22 as as ADV ajbmeb-1164 121 23 well well ADV ajbmeb-1164 121 24 as as ADP ajbmeb-1164 121 25 the the DET ajbmeb-1164 121 26 enhancement enhancement NOUN ajbmeb-1164 121 27 of of ADP ajbmeb-1164 121 28 the the DET ajbmeb-1164 121 29 ability ability NOUN ajbmeb-1164 121 30 to to PART ajbmeb-1164 121 31 diversify diversify VERB ajbmeb-1164 121 32 investment investment NOUN ajbmeb-1164 121 33 portfolios portfolio NOUN ajbmeb-1164 121 34 . . PUNCT ajbmeb-1164 122 1 capital capital NOUN ajbmeb-1164 122 2 fled flee VERB ajbmeb-1164 122 3 sufficient sufficient ADJ ajbmeb-1164 122 4 for for ADP ajbmeb-1164 122 5 its its PRON ajbmeb-1164 122 6 implementation implementation NOUN ajbmeb-1164 122 7 ( ( PUNCT ajbmeb-1164 122 8 lessard lessard PROPN ajbmeb-1164 122 9 , , PUNCT ajbmeb-1164 122 10 1973 1973 NUM ajbmeb-1164 122 11 : : PUNCT ajbmeb-1164 122 12 620 620 NUM ajbmeb-1164 122 13 ) ) PUNCT ajbmeb-1164 122 14 , , PUNCT ajbmeb-1164 122 15 and and CCONJ ajbmeb-1164 122 16 in in ADP ajbmeb-1164 122 17 contrast contrast NOUN ajbmeb-1164 122 18 , , PUNCT ajbmeb-1164 122 19 the the DET ajbmeb-1164 122 20 implementation implementation NOUN ajbmeb-1164 122 21 of of ADP ajbmeb-1164 122 22 investments investment NOUN ajbmeb-1164 122 23 with with ADP ajbmeb-1164 122 24 low low ADJ ajbmeb-1164 122 25 returns return NOUN ajbmeb-1164 122 26 in in ADP ajbmeb-1164 122 27 other other ADJ ajbmeb-1164 122 28 countries country NOUN ajbmeb-1164 122 29 due due ADP ajbmeb-1164 122 30 to to ADP ajbmeb-1164 122 31 the the DET ajbmeb-1164 122 32 availability availability NOUN ajbmeb-1164 122 33 of of ADP ajbmeb-1164 122 34 capital capital NOUN ajbmeb-1164 122 35 necessary necessary ADJ ajbmeb-1164 122 36 for for ADP ajbmeb-1164 122 37 its its PRON ajbmeb-1164 122 38 implementation implementation NOUN ajbmeb-1164 122 39 , , PUNCT ajbmeb-1164 122 40 so so SCONJ ajbmeb-1164 122 41 diversification diversification NOUN ajbmeb-1164 122 42 reaps reap VERB ajbmeb-1164 122 43 the the DET ajbmeb-1164 122 44 fruits fruit NOUN ajbmeb-1164 122 45 of of ADP ajbmeb-1164 122 46 this this DET ajbmeb-1164 122 47 imbalance imbalance NOUN ajbmeb-1164 122 48 ( ( PUNCT ajbmeb-1164 122 49 17 17 NUM ajbmeb-1164 122 50 - - SYM ajbmeb-1164 122 51 18 18 NUM ajbmeb-1164 122 52 : : SYM ajbmeb-1164 122 53 2013 2013 NUM ajbmeb-1164 122 54 , , PUNCT ajbmeb-1164 122 55 chaudhary chaudhary PROPN ajbmeb-1164 122 56 & & CCONJ ajbmeb-1164 122 57 goel goel PROPN ajbmeb-1164 122 58 , , PUNCT ajbmeb-1164 122 59 ) ) PUNCT ajbmeb-1164 122 60 . . PUNCT ajbmeb-1164 123 1 growth growth NOUN ajbmeb-1164 123 2 , , PUNCT ajbmeb-1164 123 3 integration integration NOUN ajbmeb-1164 123 4 , , PUNCT ajbmeb-1164 123 5 lifting lift VERB ajbmeb-1164 123 6 restrictions restriction NOUN ajbmeb-1164 123 7 on on ADP ajbmeb-1164 123 8 global global ADJ ajbmeb-1164 123 9 financial financial ADJ ajbmeb-1164 123 10 markets market NOUN ajbmeb-1164 123 11 , , PUNCT ajbmeb-1164 123 12 and and CCONJ ajbmeb-1164 123 13 changes change NOUN ajbmeb-1164 123 14 in in ADP ajbmeb-1164 123 15 international international ADJ ajbmeb-1164 123 16 politics politic NOUN ajbmeb-1164 123 17 and and CCONJ ajbmeb-1164 123 18 economic economic ADJ ajbmeb-1164 123 19 policies policy NOUN ajbmeb-1164 123 20 have have AUX ajbmeb-1164 123 21 led lead VERB ajbmeb-1164 123 22 to to ADP ajbmeb-1164 123 23 an an DET ajbmeb-1164 123 24 increase increase NOUN ajbmeb-1164 123 25 in in ADP ajbmeb-1164 123 26 global global ADJ ajbmeb-1164 123 27 investment investment NOUN ajbmeb-1164 123 28 opportunities opportunity NOUN ajbmeb-1164 123 29 ( ( PUNCT ajbmeb-1164 123 30 addae addae NOUN ajbmeb-1164 123 31 & & CCONJ ajbmeb-1164 123 32 trecia trecia NOUN ajbmeb-1164 123 33 , , PUNCT ajbmeb-1164 123 34 2001 2001 NUM ajbmeb-1164 123 35 , , PUNCT ajbmeb-1164 123 36 2 2 NUM ajbmeb-1164 123 37 ) ) PUNCT ajbmeb-1164 123 38 . . PUNCT ajbmeb-1164 124 1 many many ADJ ajbmeb-1164 124 2 international international ADJ ajbmeb-1164 124 3 studies study NOUN ajbmeb-1164 124 4 she she PRON ajbmeb-1164 124 5 emphasized emphasize VERB ajbmeb-1164 124 6 that that SCONJ ajbmeb-1164 124 7 it it PRON ajbmeb-1164 124 8 is be AUX ajbmeb-1164 124 9 possible possible ADJ ajbmeb-1164 124 10 to to PART ajbmeb-1164 124 11 reap reap VERB ajbmeb-1164 124 12 more more ADJ ajbmeb-1164 124 13 profits profit NOUN ajbmeb-1164 124 14 through through ADP ajbmeb-1164 124 15 international international ADJ ajbmeb-1164 124 16 diversification diversification NOUN ajbmeb-1164 124 17 , , PUNCT ajbmeb-1164 124 18 but but CCONJ ajbmeb-1164 124 19 that that SCONJ ajbmeb-1164 124 20 international international ADJ ajbmeb-1164 124 21 investors investor NOUN ajbmeb-1164 124 22 ' ' PART ajbmeb-1164 124 23 preferences preference NOUN ajbmeb-1164 124 24 are be AUX ajbmeb-1164 124 25 still still ADV ajbmeb-1164 124 26 biased biased ADJ ajbmeb-1164 124 27 in in ADP ajbmeb-1164 124 28 favor favor NOUN ajbmeb-1164 124 29 of of ADP ajbmeb-1164 124 30 their their PRON ajbmeb-1164 124 31 local local ADJ ajbmeb-1164 124 32 investments investment NOUN ajbmeb-1164 124 33 within within ADP ajbmeb-1164 124 34 their their PRON ajbmeb-1164 124 35 countries country NOUN ajbmeb-1164 124 36 ( ( PUNCT ajbmeb-1164 124 37 abid abid PROPN ajbmeb-1164 124 38 etal etal PROPN ajbmeb-1164 124 39 , , PUNCT ajbmeb-1164 124 40 2014:46 2014:46 NUM ajbmeb-1164 124 41 ) ) PUNCT ajbmeb-1164 124 42 . . PUNCT ajbmeb-1164 125 1 this this DET ajbmeb-1164 125 2 preference preference NOUN ajbmeb-1164 125 3 confirms confirm VERB ajbmeb-1164 125 4 the the DET ajbmeb-1164 125 5 presence presence NOUN ajbmeb-1164 125 6 of of ADP ajbmeb-1164 125 7 a a DET ajbmeb-1164 125 8 country country NOUN ajbmeb-1164 125 9 bias bias NOUN ajbmeb-1164 125 10 , , PUNCT ajbmeb-1164 125 11 which which PRON ajbmeb-1164 125 12 is be AUX ajbmeb-1164 125 13 the the DET ajbmeb-1164 125 14 subject subject NOUN ajbmeb-1164 125 15 of of ADP ajbmeb-1164 125 16 controversy controversy NOUN ajbmeb-1164 125 17 and and CCONJ ajbmeb-1164 125 18 disagreement disagreement NOUN ajbmeb-1164 125 19 until until ADP ajbmeb-1164 125 20 now now ADV ajbmeb-1164 125 21 ( ( PUNCT ajbmeb-1164 125 22 coval coval PROPN ajbmeb-1164 125 23 & & CCONJ ajbmeb-1164 125 24 moskowitz moskowitz PROPN ajbmeb-1164 125 25 , , PUNCT ajbmeb-1164 125 26 1999 1999 NUM ajbmeb-1164 125 27 , , PUNCT ajbmeb-1164 125 28 2045 2045 NUM ajbmeb-1164 125 29 ) ) PUNCT ajbmeb-1164 125 30 . . PUNCT ajbmeb-1164 126 1 the the DET ajbmeb-1164 126 2 impact impact NOUN ajbmeb-1164 126 3 of of ADP ajbmeb-1164 126 4 this this DET ajbmeb-1164 126 5 bias bias NOUN ajbmeb-1164 126 6 will will AUX ajbmeb-1164 126 7 be be AUX ajbmeb-1164 126 8 the the DET ajbmeb-1164 126 9 reason reason NOUN ajbmeb-1164 126 10 for for ADP ajbmeb-1164 126 11 the the DET ajbmeb-1164 126 12 contradiction contradiction NOUN ajbmeb-1164 126 13 between between ADP ajbmeb-1164 126 14 theory theory NOUN ajbmeb-1164 126 15 and and CCONJ ajbmeb-1164 126 16 practical practical ADJ ajbmeb-1164 126 17 application application NOUN ajbmeb-1164 126 18 in in ADP ajbmeb-1164 126 19 investment investment NOUN ajbmeb-1164 126 20 . . PUNCT ajbmeb-1164 127 1 recent recent ADJ ajbmeb-1164 127 2 studies study NOUN ajbmeb-1164 127 3 have have AUX ajbmeb-1164 127 4 shown show VERB ajbmeb-1164 127 5 that that SCONJ ajbmeb-1164 127 6 the the DET ajbmeb-1164 127 7 globalization globalization NOUN ajbmeb-1164 127 8 of of ADP ajbmeb-1164 127 9 markets market NOUN ajbmeb-1164 127 10 has have AUX ajbmeb-1164 127 11 not not PART ajbmeb-1164 127 12 resulted result VERB ajbmeb-1164 127 13 in in ADP ajbmeb-1164 127 14 major major ADJ ajbmeb-1164 127 15 and and CCONJ ajbmeb-1164 127 16 sudden sudden ADJ ajbmeb-1164 127 17 changes change NOUN ajbmeb-1164 127 18 in in ADP ajbmeb-1164 127 19 the the DET ajbmeb-1164 127 20 structure structure NOUN ajbmeb-1164 127 21 of of ADP ajbmeb-1164 127 22 the the DET ajbmeb-1164 127 23 link link NOUN ajbmeb-1164 127 24 between between ADP ajbmeb-1164 127 25 the the DET ajbmeb-1164 127 26 securities security NOUN ajbmeb-1164 127 27 in in ADP ajbmeb-1164 127 28 the the DET ajbmeb-1164 127 29 global global ADJ ajbmeb-1164 127 30 markets market NOUN ajbmeb-1164 127 31 ( ( PUNCT ajbmeb-1164 127 32 2591 2591 NUM ajbmeb-1164 127 33 , , PUNCT ajbmeb-1164 127 34 bekaert bekaert NOUN ajbmeb-1164 127 35 et.al et.al PROPN ajbmeb-1164 127 36 . . PUNCT ajbmeb-1164 127 37 2009 2009 NUM ajbmeb-1164 127 38 ) ) PUNCT ajbmeb-1164 127 39 . . PUNCT ajbmeb-1164 128 1 it it PRON ajbmeb-1164 128 2 is be AUX ajbmeb-1164 128 3 known know VERB ajbmeb-1164 128 4 that that SCONJ ajbmeb-1164 128 5 the the DET ajbmeb-1164 128 6 goal goal NOUN ajbmeb-1164 128 7 of of ADP ajbmeb-1164 128 8 international international ADJ ajbmeb-1164 128 9 diversification diversification NOUN ajbmeb-1164 128 10 should should AUX ajbmeb-1164 128 11 focus focus VERB ajbmeb-1164 128 12 on on ADP ajbmeb-1164 128 13 reducing reduce VERB ajbmeb-1164 128 14 the the DET ajbmeb-1164 128 15 risk risk NOUN ajbmeb-1164 128 16 of of ADP ajbmeb-1164 128 17 the the DET ajbmeb-1164 128 18 investment investment NOUN ajbmeb-1164 128 19 portfolio portfolio NOUN ajbmeb-1164 128 20 , , PUNCT ajbmeb-1164 128 21 which which PRON ajbmeb-1164 128 22 consists consist VERB ajbmeb-1164 128 23 of of ADP ajbmeb-1164 128 24 various various ADJ ajbmeb-1164 128 25 securities security NOUN ajbmeb-1164 128 26 listed list VERB ajbmeb-1164 128 27 in in ADP ajbmeb-1164 128 28 foreign foreign ADJ ajbmeb-1164 128 29 markets market NOUN ajbmeb-1164 128 30 ( ( PUNCT ajbmeb-1164 128 31 halicki halicki PROPN ajbmeb-1164 128 32 & & CCONJ ajbmeb-1164 128 33 uphaus uphaus PROPN ajbmeb-1164 128 34 , , PUNCT ajbmeb-1164 128 35 2015 2015 NUM ajbmeb-1164 128 36 : : PUNCT ajbmeb-1164 128 37 422 422 NUM ajbmeb-1164 128 38 - - SYM ajbmeb-1164 128 39 423 423 NUM ajbmeb-1164 128 40 ) ) PUNCT ajbmeb-1164 128 41 . . PUNCT ajbmeb-1164 129 1 and and CCONJ ajbmeb-1164 129 2 because because SCONJ ajbmeb-1164 129 3 the the DET ajbmeb-1164 129 4 investor investor NOUN ajbmeb-1164 129 5 is be AUX ajbmeb-1164 129 6 characterized characterize VERB ajbmeb-1164 129 7 by by ADP ajbmeb-1164 129 8 rationality rationality NOUN ajbmeb-1164 129 9 and and CCONJ ajbmeb-1164 129 10 rationality rationality NOUN ajbmeb-1164 129 11 , , PUNCT ajbmeb-1164 129 12 he he PRON ajbmeb-1164 129 13 can can AUX ajbmeb-1164 129 14 make make VERB ajbmeb-1164 129 15 the the DET ajbmeb-1164 129 16 most most ADJ ajbmeb-1164 129 17 of of ADP ajbmeb-1164 129 18 international international ADJ ajbmeb-1164 129 19 investments investment NOUN ajbmeb-1164 129 20 in in ADP ajbmeb-1164 129 21 light light NOUN ajbmeb-1164 129 22 of of ADP ajbmeb-1164 129 23 the the DET ajbmeb-1164 129 24 facilities facility NOUN ajbmeb-1164 129 25 provided provide VERB ajbmeb-1164 129 26 , , PUNCT ajbmeb-1164 129 27 and and CCONJ ajbmeb-1164 129 28 from from ADP ajbmeb-1164 129 29 them they PRON ajbmeb-1164 129 30 reducing reduce VERB ajbmeb-1164 129 31 barriers barrier NOUN ajbmeb-1164 129 32 and and CCONJ ajbmeb-1164 129 33 restrictions restriction NOUN ajbmeb-1164 129 34 on on ADP ajbmeb-1164 129 35 foreign foreign ADJ ajbmeb-1164 129 36 investment investment NOUN ajbmeb-1164 129 37 , , PUNCT ajbmeb-1164 129 38 capital capital NOUN ajbmeb-1164 129 39 movement movement NOUN ajbmeb-1164 129 40 , , PUNCT ajbmeb-1164 129 41 increasing increase VERB ajbmeb-1164 129 42 market market NOUN ajbmeb-1164 129 43 transparency transparency NOUN ajbmeb-1164 129 44 , , PUNCT ajbmeb-1164 129 45 and and CCONJ ajbmeb-1164 129 46 reducing reduce VERB ajbmeb-1164 129 47 foreign foreign ADJ ajbmeb-1164 129 48 investment investment NOUN ajbmeb-1164 129 49 costs cost NOUN ajbmeb-1164 129 50 , , PUNCT ajbmeb-1164 129 51 as as SCONJ ajbmeb-1164 129 52 investors investor NOUN ajbmeb-1164 129 53 must must AUX ajbmeb-1164 129 54 increase increase VERB ajbmeb-1164 129 55 their their PRON ajbmeb-1164 129 56 orientation orientation NOUN ajbmeb-1164 129 57 towards towards ADP ajbmeb-1164 129 58 investing invest VERB ajbmeb-1164 129 59 in in ADP ajbmeb-1164 129 60 foreign foreign ADJ ajbmeb-1164 129 61 stocks stock NOUN ajbmeb-1164 129 62 . . PUNCT ajbmeb-1164 130 1 but but CCONJ ajbmeb-1164 130 2 they they PRON ajbmeb-1164 130 3 did do VERB ajbmeb-1164 130 4 not not PART ajbmeb-1164 130 5 . . PUNCT ajbmeb-1164 131 1 this this PRON ajbmeb-1164 131 2 is be AUX ajbmeb-1164 131 3 because because SCONJ ajbmeb-1164 131 4 most most ADJ ajbmeb-1164 131 5 investors investor NOUN ajbmeb-1164 131 6 , , PUNCT ajbmeb-1164 131 7 all all ADV ajbmeb-1164 131 8 over over ADP ajbmeb-1164 131 9 the the DET ajbmeb-1164 131 10 world world NOUN ajbmeb-1164 131 11 , , PUNCT ajbmeb-1164 131 12 have have VERB ajbmeb-1164 131 13 a a DET ajbmeb-1164 131 14 new new ADJ ajbmeb-1164 131 15 behavioral behavioral ADJ ajbmeb-1164 131 16 bias bias NOUN ajbmeb-1164 131 17 , , PUNCT ajbmeb-1164 131 18 which which PRON ajbmeb-1164 131 19 is be AUX ajbmeb-1164 131 20 known know VERB ajbmeb-1164 131 21 as as ADP ajbmeb-1164 131 22 the the DET ajbmeb-1164 131 23 country country NOUN ajbmeb-1164 131 24 bias bias NOUN ajbmeb-1164 131 25 ( ( PUNCT ajbmeb-1164 131 26 home home NOUN ajbmeb-1164 131 27 bias bias NOUN ajbmeb-1164 131 28 ) ) PUNCT ajbmeb-1164 131 29 ( ( PUNCT ajbmeb-1164 131 30 al al PROPN ajbmeb-1164 131 31 - - PUNCT ajbmeb-1164 131 32 sayed say VERB ajbmeb-1164 131 33 ali ali PROPN ajbmeb-1164 131 34 et et PROPN ajbmeb-1164 131 35 al al PROPN ajbmeb-1164 131 36 . . PUNCT ajbmeb-1164 132 1 , , PUNCT ajbmeb-1164 132 2 2022 2022 NUM ajbmeb-1164 132 3 , , PUNCT ajbmeb-1164 132 4 6 6 NUM ajbmeb-1164 132 5 ) ) PUNCT ajbmeb-1164 132 6 . . PUNCT ajbmeb-1164 133 1 american american PROPN ajbmeb-1164 133 2 journal journal PROPN ajbmeb-1164 133 3 of of ADP ajbmeb-1164 133 4 business business NOUN ajbmeb-1164 133 5 management management NOUN ajbmeb-1164 133 6 , , PUNCT ajbmeb-1164 133 7 economics economic NOUN ajbmeb-1164 133 8 and and CCONJ ajbmeb-1164 133 9 banking banking NOUN ajbmeb-1164 133 10 volume volume NOUN ajbmeb-1164 133 11 15 15 NUM ajbmeb-1164 133 12 august august PROPN ajbmeb-1164 133 13 , , PUNCT ajbmeb-1164 133 14 2023 2023 NUM ajbmeb-1164 133 15 p p NOUN ajbmeb-1164 133 16 a a DET ajbmeb-1164 133 17 g g NOUN ajbmeb-1164 133 18 e e NOUN ajbmeb-1164 133 19 | | ADV ajbmeb-1164 133 20 89 89 NUM ajbmeb-1164 133 21 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 133 22 as as SCONJ ajbmeb-1164 133 23 it it PRON ajbmeb-1164 133 24 is be AUX ajbmeb-1164 133 25 seen see VERB ajbmeb-1164 133 26 as as ADP ajbmeb-1164 133 27 a a DET ajbmeb-1164 133 28 practical practical ADJ ajbmeb-1164 133 29 puzzle puzzle NOUN ajbmeb-1164 133 30 , , PUNCT ajbmeb-1164 133 31 the the DET ajbmeb-1164 133 32 proposed propose VERB ajbmeb-1164 133 33 solutions solution NOUN ajbmeb-1164 133 34 to to ADP ajbmeb-1164 133 35 this this DET ajbmeb-1164 133 36 puzzle puzzle NOUN ajbmeb-1164 133 37 were be AUX ajbmeb-1164 133 38 mostly mostly ADV ajbmeb-1164 133 39 the the DET ajbmeb-1164 133 40 result result NOUN ajbmeb-1164 133 41 of of ADP ajbmeb-1164 133 42 strict strict ADJ ajbmeb-1164 133 43 barriers barrier NOUN ajbmeb-1164 133 44 that that PRON ajbmeb-1164 133 45 could could AUX ajbmeb-1164 133 46 impede impede VERB ajbmeb-1164 133 47 international international ADJ ajbmeb-1164 133 48 investment investment NOUN ajbmeb-1164 133 49 operations operation NOUN ajbmeb-1164 133 50 , , PUNCT ajbmeb-1164 133 51 as as ADV ajbmeb-1164 133 52 well well ADV ajbmeb-1164 133 53 as as ADP ajbmeb-1164 133 54 due due ADJ ajbmeb-1164 133 55 to to ADP ajbmeb-1164 133 56 behavioral behavioral ADJ ajbmeb-1164 133 57 biases bias NOUN ajbmeb-1164 133 58 ( ( PUNCT ajbmeb-1164 133 59 gilovich gilovich PROPN ajbmeb-1164 133 60 , , PUNCT ajbmeb-1164 133 61 etal etal NOUN ajbmeb-1164 133 62 , , PUNCT ajbmeb-1164 133 63 2002 2002 NUM ajbmeb-1164 133 64 : : PUNCT ajbmeb-1164 133 65 20 20 NUM ajbmeb-1164 133 66 ) ) PUNCT ajbmeb-1164 133 67 . . PUNCT ajbmeb-1164 134 1 the the DET ajbmeb-1164 134 2 behavioral behavioral ADJ ajbmeb-1164 134 3 approach approach NOUN ajbmeb-1164 134 4 to to ADP ajbmeb-1164 134 5 country country NOUN ajbmeb-1164 134 6 bias bias NOUN ajbmeb-1164 134 7 is be AUX ajbmeb-1164 134 8 based base VERB ajbmeb-1164 134 9 on on ADP ajbmeb-1164 134 10 several several ADJ ajbmeb-1164 134 11 psychological psychological ADJ ajbmeb-1164 134 12 aspects aspect NOUN ajbmeb-1164 134 13 of of ADP ajbmeb-1164 134 14 the the DET ajbmeb-1164 134 15 behavior behavior NOUN ajbmeb-1164 134 16 of of ADP ajbmeb-1164 134 17 individuals individual NOUN ajbmeb-1164 134 18 . . PUNCT ajbmeb-1164 135 1 although although SCONJ ajbmeb-1164 135 2 the the DET ajbmeb-1164 135 3 benefits benefit NOUN ajbmeb-1164 135 4 of of ADP ajbmeb-1164 135 5 international international ADJ ajbmeb-1164 135 6 investment investment NOUN ajbmeb-1164 135 7 are be AUX ajbmeb-1164 135 8 well well ADV ajbmeb-1164 135 9 documented document VERB ajbmeb-1164 135 10 , , PUNCT ajbmeb-1164 135 11 many many ADJ ajbmeb-1164 135 12 stock stock NOUN ajbmeb-1164 135 13 portfolios portfolio NOUN ajbmeb-1164 135 14 are be AUX ajbmeb-1164 135 15 still still ADV ajbmeb-1164 135 16 heavily heavily ADV ajbmeb-1164 135 17 anchored anchor VERB ajbmeb-1164 135 18 in in ADP ajbmeb-1164 135 19 local local ADJ ajbmeb-1164 135 20 markets market NOUN ajbmeb-1164 135 21 ( ( PUNCT ajbmeb-1164 135 22 cooper cooper NOUN ajbmeb-1164 135 23 & & CCONJ ajbmeb-1164 135 24 vanpΓ©e vanpΓ©e ADV ajbmeb-1164 135 25 , , PUNCT ajbmeb-1164 135 26 2013,236 2013,236 NUM ajbmeb-1164 135 27 ) ) PUNCT ajbmeb-1164 135 28 . . PUNCT ajbmeb-1164 136 1 country country NOUN ajbmeb-1164 136 2 bias bias NOUN ajbmeb-1164 136 3 ( ( PUNCT ajbmeb-1164 136 4 home home NOUN ajbmeb-1164 136 5 bias bias NOUN ajbmeb-1164 136 6 ) ) PUNCT ajbmeb-1164 136 7 refers refer VERB ajbmeb-1164 136 8 to to ADP ajbmeb-1164 136 9 the the DET ajbmeb-1164 136 10 common common ADJ ajbmeb-1164 136 11 tendency tendency NOUN ajbmeb-1164 136 12 of of ADP ajbmeb-1164 136 13 investors investor NOUN ajbmeb-1164 136 14 to to PART ajbmeb-1164 136 15 allocate allocate VERB ajbmeb-1164 136 16 the the DET ajbmeb-1164 136 17 lowest low ADJ ajbmeb-1164 136 18 weights weight NOUN ajbmeb-1164 136 19 to to ADP ajbmeb-1164 136 20 foreign foreign ADJ ajbmeb-1164 136 21 stocks stock NOUN ajbmeb-1164 136 22 in in ADP ajbmeb-1164 136 23 their their PRON ajbmeb-1164 136 24 risky risky ADJ ajbmeb-1164 136 25 portfolios portfolio NOUN ajbmeb-1164 136 26 ( ( PUNCT ajbmeb-1164 136 27 eun eun PROPN ajbmeb-1164 136 28 & & CCONJ ajbmeb-1164 136 29 resnick resnick PROPN ajbmeb-1164 136 30 , , PUNCT ajbmeb-1164 136 31 2012:390 2012:390 NUM ajbmeb-1164 136 32 ) ) PUNCT ajbmeb-1164 136 33 . . PUNCT ajbmeb-1164 137 1 the the DET ajbmeb-1164 137 2 measure measure NOUN ajbmeb-1164 137 3 of of ADP ajbmeb-1164 137 4 bias bias NOUN ajbmeb-1164 137 5 is be AUX ajbmeb-1164 137 6 defined define VERB ajbmeb-1164 137 7 as as ADP ajbmeb-1164 137 8 the the DET ajbmeb-1164 137 9 most most ADV ajbmeb-1164 137 10 used used ADJ ajbmeb-1164 137 11 indicator indicator NOUN ajbmeb-1164 137 12 and and CCONJ ajbmeb-1164 137 13 is be AUX ajbmeb-1164 137 14 calculated calculate VERB ajbmeb-1164 137 15 by by ADP ajbmeb-1164 137 16 the the DET ajbmeb-1164 137 17 difference difference NOUN ajbmeb-1164 137 18 between between ADP ajbmeb-1164 137 19 foreign foreign ADJ ajbmeb-1164 137 20 assets asset NOUN ajbmeb-1164 137 21 divided divide VERB ajbmeb-1164 137 22 by by ADP ajbmeb-1164 137 23 the the DET ajbmeb-1164 137 24 global global ADJ ajbmeb-1164 137 25 stock stock PROPN ajbmeb-1164 137 26 portfolio portfolio NOUN ajbmeb-1164 137 27 ( ( PUNCT ajbmeb-1164 137 28 1994:41 1994:41 NUM ajbmeb-1164 137 29 kaplanis kaplanis PROPN ajbmeb-1164 137 30 & & CCONJ ajbmeb-1164 137 31 cooper cooper PROPN ajbmeb-1164 137 32 ) ) PUNCT ajbmeb-1164 137 33 . . PUNCT ajbmeb-1164 138 1 the the DET ajbmeb-1164 138 2 value value NOUN ajbmeb-1164 138 3 of of ADP ajbmeb-1164 138 4 the the DET ajbmeb-1164 138 5 bias bias NOUN ajbmeb-1164 138 6 index index NOUN ajbmeb-1164 138 7 ranges range VERB ajbmeb-1164 138 8 between between ADP ajbmeb-1164 138 9 the the DET ajbmeb-1164 138 10 correct correct ADJ ajbmeb-1164 138 11 one one NUM ajbmeb-1164 138 12 and and CCONJ ajbmeb-1164 138 13 zero zero NUM ajbmeb-1164 138 14 , , PUNCT ajbmeb-1164 138 15 when when SCONJ ajbmeb-1164 138 16 the the DET ajbmeb-1164 138 17 country country NOUN ajbmeb-1164 138 18 bias bias NOUN ajbmeb-1164 138 19 scale scale NOUN ajbmeb-1164 138 20 is be AUX ajbmeb-1164 138 21 equal equal ADJ ajbmeb-1164 138 22 to to ADP ajbmeb-1164 138 23 the the DET ajbmeb-1164 138 24 correct correct ADJ ajbmeb-1164 138 25 one one NOUN ajbmeb-1164 138 26 , , PUNCT ajbmeb-1164 138 27 this this PRON ajbmeb-1164 138 28 indicates indicate VERB ajbmeb-1164 138 29 a a DET ajbmeb-1164 138 30 complete complete ADJ ajbmeb-1164 138 31 bias bias NOUN ajbmeb-1164 138 32 of of ADP ajbmeb-1164 138 33 local local ADJ ajbmeb-1164 138 34 stocks stock NOUN ajbmeb-1164 138 35 against against ADP ajbmeb-1164 138 36 foreign foreign ADJ ajbmeb-1164 138 37 stocks stock NOUN ajbmeb-1164 138 38 . . PUNCT ajbmeb-1164 139 1 in in ADP ajbmeb-1164 139 2 the the DET ajbmeb-1164 139 3 event event NOUN ajbmeb-1164 139 4 that that PRON ajbmeb-1164 139 5 the the DET ajbmeb-1164 139 6 country country NOUN ajbmeb-1164 139 7 bias bias NOUN ajbmeb-1164 139 8 measure measure NOUN ajbmeb-1164 139 9 is be AUX ajbmeb-1164 139 10 equal equal ADJ ajbmeb-1164 139 11 to to ADP ajbmeb-1164 139 12 zero zero NUM ajbmeb-1164 139 13 , , PUNCT ajbmeb-1164 139 14 this this PRON ajbmeb-1164 139 15 indicates indicate VERB ajbmeb-1164 139 16 that that SCONJ ajbmeb-1164 139 17 there there PRON ajbmeb-1164 139 18 is be VERB ajbmeb-1164 139 19 no no DET ajbmeb-1164 139 20 bias bias NOUN ajbmeb-1164 139 21 for for ADP ajbmeb-1164 139 22 local local ADJ ajbmeb-1164 139 23 stocks stock NOUN ajbmeb-1164 139 24 compared compare VERB ajbmeb-1164 139 25 to to ADP ajbmeb-1164 139 26 foreign foreign ADJ ajbmeb-1164 139 27 stocks stock NOUN ajbmeb-1164 139 28 . . PUNCT ajbmeb-1164 140 1 ( ( PUNCT ajbmeb-1164 140 2 sayed say VERB ajbmeb-1164 140 3 ali ali PROPN ajbmeb-1164 140 4 et et PROPN ajbmeb-1164 140 5 al al PROPN ajbmeb-1164 140 6 . . PROPN ajbmeb-1164 140 7 , , PUNCT ajbmeb-1164 140 8 5 5 NUM ajbmeb-1164 140 9 , , PUNCT ajbmeb-1164 140 10 2022 2022 NUM ajbmeb-1164 140 11 ) ) PUNCT ajbmeb-1164 140 12 . . PUNCT ajbmeb-1164 141 1 in in ADP ajbmeb-1164 141 2 addition addition NOUN ajbmeb-1164 141 3 , , PUNCT ajbmeb-1164 141 4 the the DET ajbmeb-1164 141 5 above above ADJ ajbmeb-1164 141 6 linkage linkage NOUN ajbmeb-1164 141 7 should should AUX ajbmeb-1164 141 8 be be AUX ajbmeb-1164 141 9 most most ADV ajbmeb-1164 141 10 effective effective ADJ ajbmeb-1164 141 11 during during ADP ajbmeb-1164 141 12 extreme extreme ADJ ajbmeb-1164 141 13 economic economic ADJ ajbmeb-1164 141 14 events event NOUN ajbmeb-1164 141 15 such such ADJ ajbmeb-1164 141 16 as as ADP ajbmeb-1164 141 17 the the DET ajbmeb-1164 141 18 recent recent ADJ ajbmeb-1164 141 19 financial financial ADJ ajbmeb-1164 141 20 crisis crisis NOUN ajbmeb-1164 141 21 , , PUNCT ajbmeb-1164 141 22 which which PRON ajbmeb-1164 141 23 originated originate VERB ajbmeb-1164 141 24 in in ADP ajbmeb-1164 141 25 the the DET ajbmeb-1164 141 26 united united PROPN ajbmeb-1164 141 27 states states PROPN ajbmeb-1164 141 28 in in ADP ajbmeb-1164 141 29 mid-2007 mid-2007 NOUN ajbmeb-1164 141 30 , , PUNCT ajbmeb-1164 141 31 as as SCONJ ajbmeb-1164 141 32 it it PRON ajbmeb-1164 141 33 caused cause VERB ajbmeb-1164 141 34 a a DET ajbmeb-1164 141 35 sharp sharp ADJ ajbmeb-1164 141 36 decline decline NOUN ajbmeb-1164 141 37 in in ADP ajbmeb-1164 141 38 asset asset NOUN ajbmeb-1164 141 39 prices price NOUN ajbmeb-1164 141 40 . . PUNCT ajbmeb-1164 142 1 this this PRON ajbmeb-1164 142 2 , , PUNCT ajbmeb-1164 142 3 in in ADP ajbmeb-1164 142 4 turn turn NOUN ajbmeb-1164 142 5 , , PUNCT ajbmeb-1164 142 6 led lead VERB ajbmeb-1164 142 7 to to ADP ajbmeb-1164 142 8 a a DET ajbmeb-1164 142 9 further further ADJ ajbmeb-1164 142 10 decline decline NOUN ajbmeb-1164 142 11 in in ADP ajbmeb-1164 142 12 the the DET ajbmeb-1164 142 13 assets asset NOUN ajbmeb-1164 142 14 invested invest VERB ajbmeb-1164 142 15 abroad abroad ADV ajbmeb-1164 142 16 , , PUNCT ajbmeb-1164 142 17 and and CCONJ ajbmeb-1164 142 18 thus thus ADV ajbmeb-1164 142 19 led lead VERB ajbmeb-1164 142 20 to to ADP ajbmeb-1164 142 21 an an DET ajbmeb-1164 142 22 increase increase NOUN ajbmeb-1164 142 23 in in ADP ajbmeb-1164 142 24 the the DET ajbmeb-1164 142 25 percentage percentage NOUN ajbmeb-1164 142 26 of of ADP ajbmeb-1164 142 27 stock stock NOUN ajbmeb-1164 142 28 portfolios portfolio NOUN ajbmeb-1164 142 29 that that PRON ajbmeb-1164 142 30 are be AUX ajbmeb-1164 142 31 concentrated concentrate VERB ajbmeb-1164 142 32 in in ADP ajbmeb-1164 142 33 the the DET ajbmeb-1164 142 34 local local ADJ ajbmeb-1164 142 35 market market NOUN ajbmeb-1164 142 36 for for ADP ajbmeb-1164 142 37 investors investor NOUN ajbmeb-1164 142 38 . . PUNCT ajbmeb-1164 143 1 ( ( PUNCT ajbmeb-1164 143 2 et et PROPN ajbmeb-1164 143 3 al al PROPN ajbmeb-1164 143 4 , , PUNCT ajbmeb-1164 143 5 2021 2021 NUM ajbmeb-1164 143 6 , , PUNCT ajbmeb-1164 143 7 malekpour malekpour PROPN ajbmeb-1164 143 8 ) ) PUNCT ajbmeb-1164 143 9 . . PUNCT ajbmeb-1164 144 1 the the DET ajbmeb-1164 144 2 current current ADJ ajbmeb-1164 144 3 economic economic ADJ ajbmeb-1164 144 4 conditions condition NOUN ajbmeb-1164 144 5 mean mean VERB ajbmeb-1164 144 6 that that SCONJ ajbmeb-1164 144 7 there there PRON ajbmeb-1164 144 8 are be VERB ajbmeb-1164 144 9 real real ADJ ajbmeb-1164 144 10 concerns concern NOUN ajbmeb-1164 144 11 about about ADP ajbmeb-1164 144 12 the the DET ajbmeb-1164 144 13 economic economic ADJ ajbmeb-1164 144 14 security security NOUN ajbmeb-1164 144 15 of of ADP ajbmeb-1164 144 16 people people NOUN ajbmeb-1164 144 17 , , PUNCT ajbmeb-1164 144 18 particularly particularly ADV ajbmeb-1164 144 19 those those PRON ajbmeb-1164 144 20 who who PRON ajbmeb-1164 144 21 lack lack VERB ajbmeb-1164 144 22 the the DET ajbmeb-1164 144 23 skills skill NOUN ajbmeb-1164 144 24 and and CCONJ ajbmeb-1164 144 25 resources resource NOUN ajbmeb-1164 144 26 to to PART ajbmeb-1164 144 27 deal deal VERB ajbmeb-1164 144 28 with with ADP ajbmeb-1164 144 29 the the DET ajbmeb-1164 144 30 disadvantages disadvantage NOUN ajbmeb-1164 144 31 and and CCONJ ajbmeb-1164 144 32 benefit benefit VERB ajbmeb-1164 144 33 from from ADP ajbmeb-1164 144 34 the the DET ajbmeb-1164 144 35 advantages advantage NOUN ajbmeb-1164 144 36 of of ADP ajbmeb-1164 144 37 financial financial ADJ ajbmeb-1164 144 38 markets market NOUN ajbmeb-1164 144 39 . . PUNCT ajbmeb-1164 145 1 researcher researcher NOUN ajbmeb-1164 145 2 w.n w.n PROPN ajbmeb-1164 145 3 revealed reveal VERB ajbmeb-1164 145 4 that that SCONJ ajbmeb-1164 145 5 people people NOUN ajbmeb-1164 145 6 do do AUX ajbmeb-1164 145 7 not not PART ajbmeb-1164 145 8 possess possess VERB ajbmeb-1164 145 9 the the DET ajbmeb-1164 145 10 required require VERB ajbmeb-1164 145 11 levels level NOUN ajbmeb-1164 145 12 of of ADP ajbmeb-1164 145 13 financial financial ADJ ajbmeb-1164 145 14 knowledge knowledge NOUN ajbmeb-1164 145 15 to to PART ajbmeb-1164 145 16 make make VERB ajbmeb-1164 145 17 good good ADJ ajbmeb-1164 145 18 decisions decision NOUN ajbmeb-1164 145 19 . . PUNCT ajbmeb-1164 146 1 for for ADP ajbmeb-1164 146 2 example example NOUN ajbmeb-1164 146 3 , , PUNCT ajbmeb-1164 146 4 deciding decide VERB ajbmeb-1164 146 5 whether whether SCONJ ajbmeb-1164 146 6 to to PART ajbmeb-1164 146 7 plan plan VERB ajbmeb-1164 146 8 for for ADP ajbmeb-1164 146 9 retirement retirement NOUN ajbmeb-1164 146 10 is be AUX ajbmeb-1164 146 11 one one NUM ajbmeb-1164 146 12 of of ADP ajbmeb-1164 146 13 the the DET ajbmeb-1164 146 14 most most ADV ajbmeb-1164 146 15 important important ADJ ajbmeb-1164 146 16 financial financial ADJ ajbmeb-1164 146 17 decisions decision NOUN ajbmeb-1164 146 18 people people NOUN ajbmeb-1164 146 19 make make VERB ajbmeb-1164 146 20 financially financially ADV ajbmeb-1164 146 21 people people NOUN ajbmeb-1164 146 22 's 's PART ajbmeb-1164 146 23 decisions decision NOUN ajbmeb-1164 146 24 are be AUX ajbmeb-1164 146 25 getting get VERB ajbmeb-1164 146 26 more more ADV ajbmeb-1164 146 27 complex complex ADJ ajbmeb-1164 146 28 , , PUNCT ajbmeb-1164 146 29 and and CCONJ ajbmeb-1164 146 30 problems problem NOUN ajbmeb-1164 146 31 with with ADP ajbmeb-1164 146 32 decision decision NOUN ajbmeb-1164 146 33 - - PUNCT ajbmeb-1164 146 34 making making NOUN ajbmeb-1164 146 35 in in ADP ajbmeb-1164 146 36 these these DET ajbmeb-1164 146 37 areas area NOUN ajbmeb-1164 146 38 are be AUX ajbmeb-1164 146 39 increasing increase VERB ajbmeb-1164 146 40 ( ( PUNCT ajbmeb-1164 146 41 mandel mandel PROPN ajbmeb-1164 146 42 & & CCONJ ajbmeb-1164 146 43 klein klein PROPN ajbmeb-1164 146 44 , , PUNCT ajbmeb-1164 146 45 2007 2007 NUM ajbmeb-1164 146 46 ) ) PUNCT ajbmeb-1164 146 47 . . PUNCT ajbmeb-1164 147 1 people people NOUN ajbmeb-1164 147 2 's 's PART ajbmeb-1164 147 3 financial financial ADJ ajbmeb-1164 147 4 problems problem NOUN ajbmeb-1164 147 5 in in ADP ajbmeb-1164 147 6 recent recent ADJ ajbmeb-1164 147 7 years year NOUN ajbmeb-1164 147 8 show show VERB ajbmeb-1164 147 9 that that SCONJ ajbmeb-1164 147 10 they they PRON ajbmeb-1164 147 11 make make VERB ajbmeb-1164 147 12 financial financial ADJ ajbmeb-1164 147 13 decisions decision NOUN ajbmeb-1164 147 14 without without ADP ajbmeb-1164 147 15 having have VERB ajbmeb-1164 147 16 the the DET ajbmeb-1164 147 17 right right ADJ ajbmeb-1164 147 18 tools tool NOUN ajbmeb-1164 147 19 at at ADP ajbmeb-1164 147 20 hand hand NOUN ajbmeb-1164 147 21 ( ( PUNCT ajbmeb-1164 147 22 consumer consumer NOUN ajbmeb-1164 147 23 federation federation PROPN ajbmeb-1164 147 24 of of ADP ajbmeb-1164 147 25 america america PROPN ajbmeb-1164 147 26 , , PUNCT ajbmeb-1164 147 27 1991 1991 NUM ajbmeb-1164 147 28 ) ) PUNCT ajbmeb-1164 147 29 . . PUNCT ajbmeb-1164 148 1 one one NUM ajbmeb-1164 148 2 difficulty difficulty NOUN ajbmeb-1164 148 3 with with ADP ajbmeb-1164 148 4 making make VERB ajbmeb-1164 148 5 poor poor ADJ ajbmeb-1164 148 6 financial financial ADJ ajbmeb-1164 148 7 decisions decision NOUN ajbmeb-1164 148 8 is be AUX ajbmeb-1164 148 9 that that SCONJ ajbmeb-1164 148 10 their their PRON ajbmeb-1164 148 11 consequences consequence NOUN ajbmeb-1164 148 12 are be AUX ajbmeb-1164 148 13 hidden hide VERB ajbmeb-1164 148 14 in in ADP ajbmeb-1164 148 15 the the DET ajbmeb-1164 148 16 short short ADJ ajbmeb-1164 148 17 term term NOUN ajbmeb-1164 148 18 and and CCONJ ajbmeb-1164 148 19 only only ADV ajbmeb-1164 148 20 revealed reveal VERB ajbmeb-1164 148 21 over over ADP ajbmeb-1164 148 22 longer long ADJ ajbmeb-1164 148 23 periods period NOUN ajbmeb-1164 148 24 of of ADP ajbmeb-1164 148 25 time time NOUN ajbmeb-1164 148 26 . . PUNCT ajbmeb-1164 149 1 the the DET ajbmeb-1164 149 2 researchers researcher NOUN ajbmeb-1164 149 3 suggest suggest VERB ajbmeb-1164 149 4 that that SCONJ ajbmeb-1164 149 5 poor poor ADJ ajbmeb-1164 149 6 financial financial ADJ ajbmeb-1164 149 7 decisions decision NOUN ajbmeb-1164 149 8 will will AUX ajbmeb-1164 149 9 become become VERB ajbmeb-1164 149 10 an an DET ajbmeb-1164 149 11 epidemic epidemic NOUN ajbmeb-1164 149 12 problem problem NOUN ajbmeb-1164 149 13 ; ; PUNCT ajbmeb-1164 149 14 therefore therefore ADV ajbmeb-1164 149 15 , , PUNCT ajbmeb-1164 149 16 policy policy NOUN ajbmeb-1164 149 17 makers maker NOUN ajbmeb-1164 149 18 are be AUX ajbmeb-1164 149 19 faced face VERB ajbmeb-1164 149 20 with with ADP ajbmeb-1164 149 21 a a DET ajbmeb-1164 149 22 new new ADJ ajbmeb-1164 149 23 problem problem NOUN ajbmeb-1164 149 24 : : PUNCT ajbmeb-1164 149 25 the the DET ajbmeb-1164 149 26 poor poor ADJ ajbmeb-1164 149 27 financial financial ADJ ajbmeb-1164 149 28 decisions decision NOUN ajbmeb-1164 149 29 made make VERB ajbmeb-1164 149 30 by by ADP ajbmeb-1164 149 31 individual individual ADJ ajbmeb-1164 149 32 investors investor NOUN ajbmeb-1164 149 33 ( ( PUNCT ajbmeb-1164 149 34 danes dane NOUN ajbmeb-1164 149 35 & & CCONJ ajbmeb-1164 149 36 hira hira PROPN ajbmeb-1164 149 37 , , PUNCT ajbmeb-1164 149 38 1987 1987 NUM ajbmeb-1164 149 39 ) ) PUNCT ajbmeb-1164 149 40 . . PUNCT ajbmeb-1164 150 1 the the DET ajbmeb-1164 150 2 applied applied ADJ ajbmeb-1164 150 3 side side NOUN ajbmeb-1164 150 4 : : PUNCT ajbmeb-1164 150 5 the the DET ajbmeb-1164 150 6 impact impact NOUN ajbmeb-1164 150 7 of of ADP ajbmeb-1164 150 8 financial financial ADJ ajbmeb-1164 150 9 learning learning NOUN ajbmeb-1164 150 10 on on ADP ajbmeb-1164 150 11 international international ADJ ajbmeb-1164 150 12 portfolios portfolio NOUN ajbmeb-1164 150 13 , , PUNCT ajbmeb-1164 150 14 an an DET ajbmeb-1164 150 15 applied apply VERB ajbmeb-1164 150 16 study study NOUN ajbmeb-1164 150 17 of of ADP ajbmeb-1164 150 18 a a DET ajbmeb-1164 150 19 number number NOUN ajbmeb-1164 150 20 of of ADP ajbmeb-1164 150 21 economies economy NOUN ajbmeb-1164 150 22 based base VERB ajbmeb-1164 150 23 on on ADP ajbmeb-1164 150 24 the the DET ajbmeb-1164 150 25 study study NOUN ajbmeb-1164 150 26 data datum NOUN ajbmeb-1164 150 27 described describe VERB ajbmeb-1164 150 28 in in ADP ajbmeb-1164 150 29 the the DET ajbmeb-1164 150 30 study study NOUN ajbmeb-1164 150 31 methodology methodology NOUN ajbmeb-1164 150 32 and and CCONJ ajbmeb-1164 150 33 using use VERB ajbmeb-1164 150 34 equation equation NOUN ajbmeb-1164 150 35 ( ( PUNCT ajbmeb-1164 150 36 1 1 NUM ajbmeb-1164 150 37 ) ) PUNCT ajbmeb-1164 150 38 and and CCONJ ajbmeb-1164 150 39 ( ( PUNCT ajbmeb-1164 150 40 2 2 NUM ajbmeb-1164 150 41 ) ) PUNCT ajbmeb-1164 150 42 , , PUNCT ajbmeb-1164 150 43 bias bias NOUN ajbmeb-1164 150 44 rates rate NOUN ajbmeb-1164 150 45 were be AUX ajbmeb-1164 150 46 calculated calculate VERB ajbmeb-1164 150 47 annual annual ADJ ajbmeb-1164 150 48 ( ( PUNCT ajbmeb-1164 150 49 for for ADP ajbmeb-1164 150 50 each each DET ajbmeb-1164 150 51 portfolio portfolio NOUN ajbmeb-1164 150 52 in in ADP ajbmeb-1164 150 53 its its PRON ajbmeb-1164 150 54 own own ADJ ajbmeb-1164 150 55 currency currency NOUN ajbmeb-1164 150 56 ) ) PUNCT ajbmeb-1164 150 57 and and CCONJ ajbmeb-1164 150 58 given give VERB ajbmeb-1164 150 59 that that SCONJ ajbmeb-1164 150 60 the the DET ajbmeb-1164 150 61 american american ADJ ajbmeb-1164 150 62 portfolio portfolio NOUN ajbmeb-1164 150 63 is be AUX ajbmeb-1164 150 64 the the DET ajbmeb-1164 150 65 local local ADJ ajbmeb-1164 150 66 portfolio portfolio NOUN ajbmeb-1164 150 67 for for ADP ajbmeb-1164 150 68 the the DET ajbmeb-1164 150 69 study study NOUN ajbmeb-1164 150 70 in in ADP ajbmeb-1164 150 71 addition addition NOUN ajbmeb-1164 150 72 , , PUNCT ajbmeb-1164 150 73 averages average NOUN ajbmeb-1164 150 74 were be AUX ajbmeb-1164 150 75 calculated calculate VERB ajbmeb-1164 150 76 for for ADP ajbmeb-1164 150 77 those those DET ajbmeb-1164 150 78 portfolios portfolio NOUN ajbmeb-1164 150 79 during during ADP ajbmeb-1164 150 80 the the DET ajbmeb-1164 150 81 study study NOUN ajbmeb-1164 150 82 period period NOUN ajbmeb-1164 150 83 the the DET ajbmeb-1164 150 84 results result NOUN ajbmeb-1164 150 85 are be AUX ajbmeb-1164 150 86 shown show VERB ajbmeb-1164 150 87 in in ADP ajbmeb-1164 150 88 the the DET ajbmeb-1164 150 89 following follow VERB ajbmeb-1164 150 90 table table NOUN ajbmeb-1164 150 91 to to PART ajbmeb-1164 150 92 show show VERB ajbmeb-1164 150 93 the the DET ajbmeb-1164 150 94 impact impact NOUN ajbmeb-1164 150 95 of of ADP ajbmeb-1164 150 96 financial financial ADJ ajbmeb-1164 150 97 learning learning NOUN ajbmeb-1164 150 98 on on ADP ajbmeb-1164 150 99 international international ADJ ajbmeb-1164 150 100 portfolios portfolio NOUN ajbmeb-1164 150 101 : : PUNCT ajbmeb-1164 150 102 american american PROPN ajbmeb-1164 150 103 journal journal PROPN ajbmeb-1164 150 104 of of ADP ajbmeb-1164 150 105 business business NOUN ajbmeb-1164 150 106 management management NOUN ajbmeb-1164 150 107 , , PUNCT ajbmeb-1164 150 108 economics economic NOUN ajbmeb-1164 150 109 and and CCONJ ajbmeb-1164 150 110 banking banking NOUN ajbmeb-1164 150 111 volume volume NOUN ajbmeb-1164 150 112 15 15 NUM ajbmeb-1164 150 113 august august PROPN ajbmeb-1164 150 114 , , PUNCT ajbmeb-1164 150 115 2023 2023 NUM ajbmeb-1164 150 116 p p NOUN ajbmeb-1164 150 117 a a DET ajbmeb-1164 150 118 g g NOUN ajbmeb-1164 150 119 e e NOUN ajbmeb-1164 150 120 | | ADV ajbmeb-1164 150 121 90 90 NUM ajbmeb-1164 150 122 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 150 123 table table NOUN ajbmeb-1164 150 124 ( ( PUNCT ajbmeb-1164 150 125 2 2 NUM ajbmeb-1164 150 126 ): ): PUNCT ajbmeb-1164 150 127 average average ADJ ajbmeb-1164 150 128 and and CCONJ ajbmeb-1164 150 129 annual annual ADJ ajbmeb-1164 150 130 rates rate NOUN ajbmeb-1164 150 131 of of ADP ajbmeb-1164 150 132 bias bias NOUN ajbmeb-1164 150 133 for for ADP ajbmeb-1164 150 134 the the DET ajbmeb-1164 150 135 governors governor NOUN ajbmeb-1164 150 136 of of ADP ajbmeb-1164 150 137 the the DET ajbmeb-1164 150 138 study study NOUN ajbmeb-1164 150 139 sample sample NOUN ajbmeb-1164 150 140 countries country NOUN ajbmeb-1164 150 141 from from ADP ajbmeb-1164 150 142 2005 2005 NUM ajbmeb-1164 150 143 to to ADP ajbmeb-1164 150 144 2020 2020 NUM ajbmeb-1164 150 145 countries country NOUN ajbmeb-1164 150 146 𝐸𝐻𝐡𝑖2005 𝐸𝐻𝐡𝑖2005 VERB ajbmeb-1164 150 147 𝐸𝐻𝐡𝑖2006 𝐸𝐻𝐡𝑖2006 ADJ ajbmeb-1164 150 148 𝐸𝐻𝐡𝑖2007 𝐸𝐻𝐡𝑖2007 PROPN ajbmeb-1164 150 149 𝐸𝐻𝐡𝑖2008 𝐸𝐻𝐡𝑖2008 NOUN ajbmeb-1164 150 150 𝐸𝐻𝐡𝑖2009 𝐸𝐻𝐡𝑖2009 NOUN ajbmeb-1164 150 151 𝐸𝐻𝐡𝑖2010 𝐸𝐻𝐡𝑖2010 NOUN ajbmeb-1164 150 152 𝐸𝐻𝐡𝑖2011 𝐸𝐻𝐡𝑖2011 NUM ajbmeb-1164 150 153 𝐸𝐻𝐡𝑖2012 𝐸𝐻𝐡𝑖2012 PROPN ajbmeb-1164 150 154 argentina argentina PROPN ajbmeb-1164 150 155 0.999313 0.999313 NUM ajbmeb-1164 150 156 0.999372 0.999372 NUM ajbmeb-1164 150 157 0.99938 0.99938 NUM ajbmeb-1164 150 158 0.999372 0.999372 NUM ajbmeb-1164 150 159 0.999422 0.999422 NUM ajbmeb-1164 150 160 0.999474 0.999474 NUM ajbmeb-1164 150 161 0.999449 0.999449 NUM ajbmeb-1164 150 162 0.999482 0.999482 NUM ajbmeb-1164 150 163 netherlands netherlands PROPN ajbmeb-1164 150 164 0.999983 0.999983 NUM ajbmeb-1164 150 165 0.999984 0.999984 NUM ajbmeb-1164 150 166 0.999986 0.999986 NUM ajbmeb-1164 150 167 0.999986 0.999986 NUM ajbmeb-1164 150 168 0.999986 0.999986 NUM ajbmeb-1164 150 169 0.999984 0.999984 NUM ajbmeb-1164 150 170 0.999985 0.999985 NUM ajbmeb-1164 150 171 0.999985 0.999985 NUM ajbmeb-1164 150 172 australia australia PROPN ajbmeb-1164 150 173 0.991643 0.991643 NUM ajbmeb-1164 150 174 0.990844 0.990844 NUM ajbmeb-1164 150 175 0.989013 0.989013 NUM ajbmeb-1164 150 176 0.990593 0.990593 NUM ajbmeb-1164 150 177 0.988266 0.988266 NUM ajbmeb-1164 150 178 0.986645 0.986645 NUM ajbmeb-1164 150 179 0.985475 0.985475 NUM ajbmeb-1164 150 180 0.984966 0.984966 NUM ajbmeb-1164 150 181 austria austria NOUN ajbmeb-1164 150 182 0.988003 0.988003 NUM ajbmeb-1164 150 183 0.988427 0.988427 NUM ajbmeb-1164 150 184 0.988774 0.988774 NUM ajbmeb-1164 150 185 0.988239 0.988239 NUM ajbmeb-1164 150 186 0.989307 0.989307 NUM ajbmeb-1164 150 187 0.990156 0.990156 NUM ajbmeb-1164 150 188 0.990752 0.990752 NUM ajbmeb-1164 150 189 0.991379 0.991379 NUM ajbmeb-1164 150 190 belgium belgium NOUN ajbmeb-1164 150 191 0.976748 0.976748 NUM ajbmeb-1164 150 192 0.977782 0.977782 NUM ajbmeb-1164 150 193 0.976996 0.976996 NUM ajbmeb-1164 150 194 0.973375 0.973375 NUM ajbmeb-1164 150 195 0.976763 0.976763 NUM ajbmeb-1164 150 196 0.979744 0.979744 NUM ajbmeb-1164 150 197 0.980625 0.980625 NUM ajbmeb-1164 150 198 0.982556 0.982556 NUM ajbmeb-1164 150 199 bermuda bermuda NOUN ajbmeb-1164 150 200 0.983445 0.983445 NUM ajbmeb-1164 150 201 0.985266 0.985266 NUM ajbmeb-1164 150 202 0.984074 0.984074 NUM ajbmeb-1164 150 203 0.985478 0.985478 NUM ajbmeb-1164 150 204 0.985916 0.985916 NUM ajbmeb-1164 150 205 0.984658 0.984658 NUM ajbmeb-1164 150 206 0.986565 0.986565 NUM ajbmeb-1164 150 207 0.988649 0.988649 NUM ajbmeb-1164 150 208 brazil brazil PROPN ajbmeb-1164 150 209 0.999731 0.999731 NUM ajbmeb-1164 150 210 0.999652 0.999652 NUM ajbmeb-1164 150 211 0.99949 0.99949 NUM ajbmeb-1164 150 212 0.999501 0.999501 NUM ajbmeb-1164 150 213 0.99948 0.99948 NUM ajbmeb-1164 150 214 0.998952 0.998952 NUM ajbmeb-1164 150 215 0.999169 0.999169 NUM ajbmeb-1164 150 216 0.999429 0.999429 NUM ajbmeb-1164 150 217 bulgaria bulgaria NOUN ajbmeb-1164 150 218 0.999967 0.999967 NUM ajbmeb-1164 150 219 0.999959 0.999959 NUM ajbmeb-1164 150 220 0.999957 0.999957 NUM ajbmeb-1164 150 221 0.999942 0.999942 NUM ajbmeb-1164 150 222 0.999923 0.999923 NUM ajbmeb-1164 150 223 0.999905 0.999905 VERB ajbmeb-1164 150 224 0.999901 0.999901 NUM ajbmeb-1164 150 225 0.999846 0.999846 NUM ajbmeb-1164 150 226 canada canada PROPN ajbmeb-1164 151 1 0.980149 0.980149 NUM ajbmeb-1164 151 2 0.979261 0.979261 NUM ajbmeb-1164 151 3 0.978601 0.978601 NUM ajbmeb-1164 151 4 0.982444 0.982444 NUM ajbmeb-1164 151 5 0.981662 0.981662 NUM ajbmeb-1164 151 6 0.979298 0.979298 NUM ajbmeb-1164 151 7 0.97824 0.97824 NUM ajbmeb-1164 151 8 0.976661 0.976661 NUM ajbmeb-1164 151 9 cayman cayman NOUN ajbmeb-1164 151 10 islands island VERB ajbmeb-1164 151 11 0.996948 0.996948 NUM ajbmeb-1164 151 12 0.997205 0.997205 NUM ajbmeb-1164 151 13 0.997501 0.997501 NUM ajbmeb-1164 151 14 0.998165 0.998165 NUM ajbmeb-1164 151 15 0.998315 0.998315 NUM ajbmeb-1164 151 16 0.998346 0.998346 NUM ajbmeb-1164 151 17 0.998508 0.998508 NUM ajbmeb-1164 151 18 0.99865 0.99865 NUM ajbmeb-1164 151 19 chile chile NOUN ajbmeb-1164 151 20 0.998939 0.998939 NUM ajbmeb-1164 151 21 0.998151 0.998151 NUM ajbmeb-1164 151 22 0.997684 0.997684 NUM ajbmeb-1164 151 23 0.997874 0.997874 NUM ajbmeb-1164 151 24 0.9973 0.9973 NUM ajbmeb-1164 151 25 0.996753 0.996753 NUM ajbmeb-1164 151 26 0.996958 0.996958 NUM ajbmeb-1164 151 27 0.996772 0.996772 NUM ajbmeb-1164 151 28 china china PROPN ajbmeb-1164 151 29 hong hong PROPN ajbmeb-1164 151 30 kong kong PROPN ajbmeb-1164 151 31 0.981568 0.981568 NUM ajbmeb-1164 151 32 0.980935 0.980935 NUM ajbmeb-1164 151 33 0.978387 0.978387 NUM ajbmeb-1164 151 34 0.979572 0.979572 NUM ajbmeb-1164 151 35 0.975763 0.975763 NUM ajbmeb-1164 151 36 0.974122 0.974122 NUM ajbmeb-1164 151 37 0.975901 0.975901 NUM ajbmeb-1164 151 38 0.974505 0.974505 NUM ajbmeb-1164 151 39 china china PROPN ajbmeb-1164 151 40 macao macao PROPN ajbmeb-1164 151 41 0.99965 0.99965 NUM ajbmeb-1164 151 42 0.999659 0.999659 NUM ajbmeb-1164 151 43 0.99965 0.99965 NUM ajbmeb-1164 151 44 0.999623 0.999623 NUM ajbmeb-1164 151 45 0.999565 0.999565 NUM ajbmeb-1164 151 46 0.999563 0.999563 NUM ajbmeb-1164 151 47 0.999385 0.999385 NUM ajbmeb-1164 151 48 0.999152 0.999152 NUM ajbmeb-1164 151 49 colombia colombia NOUN ajbmeb-1164 151 50 0.999762 0.999762 NUM ajbmeb-1164 151 51 0.999704 0.999704 NUM ajbmeb-1164 151 52 0.999681 0.999681 NUM ajbmeb-1164 151 53 0.99959 0.99959 NUM ajbmeb-1164 151 54 0.99963 0.99963 NUM ajbmeb-1164 151 55 0.99961 0.99961 NUM ajbmeb-1164 151 56 0.999551 0.999551 NUM ajbmeb-1164 151 57 0.999571 0.999571 NUM ajbmeb-1164 151 58 costa costa PROPN ajbmeb-1164 151 59 rica rica PROPN ajbmeb-1164 151 60 0.999966 0.999966 NUM ajbmeb-1164 151 61 0.999957 0.999957 NUM ajbmeb-1164 151 62 0.999959 0.999959 NUM 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PROPN ajbmeb-1164 151 80 0.999197 0.999197 NUM ajbmeb-1164 151 81 0.999163 0.999163 NUM ajbmeb-1164 151 82 0.99905 0.99905 NUM ajbmeb-1164 151 83 0.999043 0.999043 NUM ajbmeb-1164 151 84 0.999258 0.999258 NUM ajbmeb-1164 151 85 0.999327 0.999327 NUM ajbmeb-1164 151 86 0.99934 0.99934 NUM ajbmeb-1164 151 87 0.999335 0.999335 NUM ajbmeb-1164 151 88 denmark denmark NOUN ajbmeb-1164 151 89 0.991695 0.991695 NUM ajbmeb-1164 151 90 0.991728 0.991728 NUM ajbmeb-1164 151 91 0.991636 0.991636 NUM ajbmeb-1164 151 92 0.991442 0.991442 NUM ajbmeb-1164 151 93 0.991141 0.991141 NUM ajbmeb-1164 151 94 0.990963 0.990963 NUM ajbmeb-1164 151 95 0.990915 0.990915 NUM ajbmeb-1164 151 96 0.990481 0.990481 NUM ajbmeb-1164 151 97 egypt egypt PROPN ajbmeb-1164 151 98 , , PUNCT ajbmeb-1164 151 99 arab arab ADJ ajbmeb-1164 151 100 . . 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PROPN ajbmeb-1164 153 9 of of ADP ajbmeb-1164 153 10 0.999875 0.999875 NUM ajbmeb-1164 153 11 0.999842 0.999842 NUM ajbmeb-1164 153 12 0.999822 0.999822 NUM ajbmeb-1164 153 13 0.99986 0.99986 NUM ajbmeb-1164 153 14 0.99985 0.99985 NUM ajbmeb-1164 153 15 0.999851 0.999851 NUM ajbmeb-1164 153 16 0.999842 0.999842 NUM ajbmeb-1164 153 17 0.999841 0.999841 NUM ajbmeb-1164 153 18 finland finland NOUN ajbmeb-1164 153 19 0.993491 0.993491 NUM ajbmeb-1164 153 20 0.992906 0.992906 NUM ajbmeb-1164 153 21 0.99289 0.99289 NUM ajbmeb-1164 153 22 0.993375 0.993375 NUM ajbmeb-1164 153 23 0.99282 0.99282 NUM ajbmeb-1164 153 24 0.99211 0.99211 NUM ajbmeb-1164 153 25 0.992127 0.992127 NUM ajbmeb-1164 153 26 0.991825 0.991825 NUM ajbmeb-1164 153 27 france france PROPN ajbmeb-1164 153 28 0.920917 0.920917 NUM ajbmeb-1164 153 29 0.919084 0.919084 NUM ajbmeb-1164 153 30 0.917694 0.917694 NUM ajbmeb-1164 153 31 0.906382 0.906382 NUM ajbmeb-1164 153 32 0.914023 0.914023 NUM ajbmeb-1164 153 33 0.921886 0.921886 NUM ajbmeb-1164 153 34 0.930939 0.930939 NUM ajbmeb-1164 153 35 0.933628 0.933628 NUM ajbmeb-1164 153 36 germany germany PROPN ajbmeb-1164 153 37 0.934445 0.934445 NUM ajbmeb-1164 153 38 0.925573 0.925573 NUM ajbmeb-1164 153 39 0.927137 0.927137 NUM ajbmeb-1164 154 1 0.921202 0.921202 NUM ajbmeb-1164 154 2 0.925096 0.925096 NUM ajbmeb-1164 154 3 0.928845 0.928845 NUM ajbmeb-1164 154 4 0.930533 0.930533 NUM ajbmeb-1164 154 5 0.92872 0.92872 NUM ajbmeb-1164 154 6 gibraltar gibraltar NOUN ajbmeb-1164 154 7 0.999942 0.999942 NUM ajbmeb-1164 154 8 0.999963 0.999963 NUM ajbmeb-1164 154 9 0.999954 0.999954 NUM ajbmeb-1164 154 10 0.999919 0.999919 NUM ajbmeb-1164 154 11 0.999908 0.999908 NUM ajbmeb-1164 154 12 0.999936 0.999936 NUM ajbmeb-1164 154 13 0.999931 0.999931 NUM ajbmeb-1164 154 14 0.999784 0.999784 NUM ajbmeb-1164 154 15 greece greece PROPN ajbmeb-1164 154 16 0.997046 0.997046 NUM ajbmeb-1164 154 17 0.997094 0.997094 NUM ajbmeb-1164 154 18 0.996451 0.996451 NUM ajbmeb-1164 154 19 0.995499 0.995499 NUM ajbmeb-1164 154 20 0.996125 0.996125 NUM ajbmeb-1164 154 21 0.997327 0.997327 NUM ajbmeb-1164 154 22 0.997586 0.997586 NUM ajbmeb-1164 154 23 0.996178 0.996178 NUM ajbmeb-1164 154 24 guernsey guernsey PROPN ajbmeb-1164 154 25 0.994207 0.994207 NUM ajbmeb-1164 154 26 0.993966 0.993966 NUM ajbmeb-1164 154 27 0.993333 0.993333 NUM ajbmeb-1164 154 28 0.993757 0.993757 NUM ajbmeb-1164 154 29 0.994234 0.994234 NUM ajbmeb-1164 154 30 0.993717 0.993717 NUM ajbmeb-1164 154 31 0.993745 0.993745 NUM ajbmeb-1164 154 32 0.99473 0.99473 NUM ajbmeb-1164 154 33 hungary hungary NOUN ajbmeb-1164 154 34 0.999894 0.999894 NUM ajbmeb-1164 154 35 0.999803 0.999803 NUM ajbmeb-1164 154 36 0.999726 0.999726 NUM ajbmeb-1164 154 37 0.999691 0.999691 NUM ajbmeb-1164 154 38 0.999648 0.999648 NUM ajbmeb-1164 154 39 0.999654 0.999654 NUM ajbmeb-1164 154 40 0.999768 0.999768 NUM ajbmeb-1164 155 1 0.999794 0.999794 NUM ajbmeb-1164 155 2 iceland iceland NOUN ajbmeb-1164 155 3 0.999531 0.999531 NUM 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0.999652 0.999652 NUM ajbmeb-1164 155 29 ireland ireland NOUN ajbmeb-1164 155 30 0.950091 0.950091 NUM ajbmeb-1164 155 31 0.946792 0.946792 NUM ajbmeb-1164 155 32 0.945301 0.945301 NUM ajbmeb-1164 155 33 0.935482 0.935482 NUM ajbmeb-1164 155 34 0.941801 0.941801 NUM ajbmeb-1164 155 35 0.945748 0.945748 NUM ajbmeb-1164 155 36 0.945918 0.945918 NUM ajbmeb-1164 155 37 0.945931 0.945931 NUM ajbmeb-1164 155 38 italy italy PROPN ajbmeb-1164 155 39 0.95854 0.95854 NUM ajbmeb-1164 155 40 0.962542 0.962542 NUM ajbmeb-1164 155 41 0.965518 0.965518 NUM ajbmeb-1164 155 42 0.964926 0.964926 NUM ajbmeb-1164 155 43 0.966653 0.966653 NUM ajbmeb-1164 155 44 0.967853 0.967853 NUM ajbmeb-1164 155 45 0.969922 0.969922 NUM ajbmeb-1164 155 46 0.972997 0.972997 NUM ajbmeb-1164 155 47 japan japan PROPN ajbmeb-1164 155 48 0.910716 0.910716 NUM ajbmeb-1164 155 49 0.923041 0.923041 NUM ajbmeb-1164 155 50 0.929948 0.929948 NUM ajbmeb-1164 155 51 0.912863 0.912863 NUM ajbmeb-1164 155 52 0.915 0.915 NUM ajbmeb-1164 155 53 0.906846 0.906846 NUM ajbmeb-1164 155 54 0.901498 0.901498 NUM ajbmeb-1164 155 55 0.908961 0.908961 NUM ajbmeb-1164 155 56 jersey jersey NOUN ajbmeb-1164 155 57 0.987032 0.987032 NUM ajbmeb-1164 155 58 0.988253 0.988253 NUM ajbmeb-1164 155 59 0.988762 0.988762 NUM ajbmeb-1164 155 60 0.989929 0.989929 NUM ajbmeb-1164 155 61 0.992749 0.992749 NUM ajbmeb-1164 155 62 0.992902 0.992902 NUM ajbmeb-1164 155 63 0.993597 0.993597 NUM ajbmeb-1164 155 64 0.994551 0.994551 NUM ajbmeb-1164 155 65 kazakhstan kazakhstan PROPN ajbmeb-1164 155 66 , , PUNCT ajbmeb-1164 155 67 rep rep PROPN ajbmeb-1164 155 68 . . 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164 32 0.997354 0.997354 NUM ajbmeb-1164 164 33 0.997484 0.997484 NUM ajbmeb-1164 164 34 0.997453 0.997453 NUM ajbmeb-1164 164 35 0.997626 0.997626 NUM ajbmeb-1164 164 36 0.997607 0.997607 NUM ajbmeb-1164 164 37 0.998558 0.998558 NUM ajbmeb-1164 164 38 mauritius mauritius NOUN ajbmeb-1164 164 39 0.99757 0.99757 PROPN ajbmeb-1164 165 1 0.997319 0.997319 NUM ajbmeb-1164 165 2 0.997189 0.997189 NUM ajbmeb-1164 165 3 0.99734 0.99734 NUM ajbmeb-1164 166 1 0.997424 0.997424 NUM ajbmeb-1164 166 2 0.997265 0.997265 NUM ajbmeb-1164 166 3 0.997632 0.997632 NUM ajbmeb-1164 166 4 0.997938 0.997938 NUM ajbmeb-1164 166 5 0.996946 0.996946 NUM ajbmeb-1164 166 6 mexico mexico NOUN ajbmeb-1164 166 7 0.998824 0.998824 NUM ajbmeb-1164 166 8 0.998803 0.998803 NUM ajbmeb-1164 166 9 0.998876 0.998876 NUM ajbmeb-1164 166 10 0.998964 0.998964 NUM ajbmeb-1164 166 11 0.998871 0.998871 NUM ajbmeb-1164 166 12 0.998836 0.998836 NUM ajbmeb-1164 166 13 0.998928 0.998928 NUM ajbmeb-1164 166 14 0.998882 0.998882 NUM ajbmeb-1164 166 15 0.998843 0.998843 NUM ajbmeb-1164 166 16 netherlands netherland NOUN ajbmeb-1164 166 17 , , PUNCT ajbmeb-1164 166 18 the the DET ajbmeb-1164 166 19 0.956084 0.956084 NUM ajbmeb-1164 166 20 0.956245 0.956245 NUM ajbmeb-1164 166 21 0.960342 0.960342 NUM ajbmeb-1164 166 22 0.958899 0.958899 NUM ajbmeb-1164 167 1 0.962015 0.962015 NUM ajbmeb-1164 167 2 0.962362 0.962362 NUM ajbmeb-1164 167 3 0.962603 0.962603 NUM ajbmeb-1164 167 4 0.962815 0.962815 NUM ajbmeb-1164 167 5 0.958017 0.958017 NUM ajbmeb-1164 167 6 new new ADJ ajbmeb-1164 167 7 zealand zealand PROPN ajbmeb-1164 168 1 0.999156 0.999156 NUM ajbmeb-1164 168 2 0.998189 0.998189 NUM ajbmeb-1164 168 3 0.998236 0.998236 NUM ajbmeb-1164 168 4 0.998079 0.998079 NUM ajbmeb-1164 168 5 0.99814 0.99814 NUM ajbmeb-1164 168 6 0.998088 0.998088 NUM ajbmeb-1164 168 7 0.998024 0.998024 NUM ajbmeb-1164 168 8 0.997977 0.997977 NUM ajbmeb-1164 168 9 0.998529 0.998529 NUM ajbmeb-1164 168 10 norway norway NOUN ajbmeb-1164 168 11 0.986621 0.986621 NUM ajbmeb-1164 168 12 0.987677 0.987677 NUM ajbmeb-1164 168 13 0.988117 0.988117 NUM ajbmeb-1164 168 14 0.987873 0.987873 NUM ajbmeb-1164 168 15 0.987996 0.987996 NUM ajbmeb-1164 168 16 0.98892 0.98892 NUM ajbmeb-1164 168 17 0.987775 0.987775 NUM ajbmeb-1164 168 18 0.987251 0.987251 NUM ajbmeb-1164 168 19 0.984827 0.984827 NUM ajbmeb-1164 168 20 pakistan pakistan NOUN ajbmeb-1164 168 21 0.999988 0.999988 NUM ajbmeb-1164 168 22 0.99999 0.99999 NUM ajbmeb-1164 168 23 0.999992 0.999992 NUM ajbmeb-1164 168 24 0.999991 0.999991 NUM ajbmeb-1164 168 25 0.999992 0.999992 NUM ajbmeb-1164 168 26 0.999991 0.999991 NUM ajbmeb-1164 168 27 0.999993 0.999993 NUM ajbmeb-1164 168 28 0.999995 0.999995 NUM ajbmeb-1164 168 29 0.999991 0.999991 NUM ajbmeb-1164 168 30 panama panama NOUN ajbmeb-1164 168 31 0.999883 0.999883 NUM ajbmeb-1164 168 32 0.999764 0.999764 NUM ajbmeb-1164 168 33 0.999716 0.999716 NUM ajbmeb-1164 168 34 0.999729 0.999729 NUM ajbmeb-1164 168 35 0.999752 0.999752 NUM ajbmeb-1164 168 36 0.999736 0.999736 NUM ajbmeb-1164 168 37 0.999764 0.999764 NUM ajbmeb-1164 168 38 0.999773 0.999773 NUM ajbmeb-1164 168 39 0.999784 0.999784 NUM ajbmeb-1164 168 40 philippines philippine NOUN ajbmeb-1164 168 41 0.999848 0.999848 NUM ajbmeb-1164 168 42 0.999832 0.999832 NUM ajbmeb-1164 168 43 0.999763 0.999763 NUM ajbmeb-1164 168 44 0.999724 0.999724 NUM ajbmeb-1164 168 45 0.999758 0.999758 NUM ajbmeb-1164 168 46 0.999709 0.999709 NUM ajbmeb-1164 168 47 0.999665 0.999665 NUM ajbmeb-1164 168 48 0.99965 0.99965 NUM ajbmeb-1164 168 49 0.99978 0.99978 NUM ajbmeb-1164 168 50 poland poland NOUN ajbmeb-1164 168 51 , , PUNCT ajbmeb-1164 168 52 rep rep PROPN ajbmeb-1164 168 53 . . PROPN ajbmeb-1164 168 54 of of ADP ajbmeb-1164 168 55 0.999609 0.999609 NUM ajbmeb-1164 168 56 0.999501 0.999501 NUM ajbmeb-1164 168 57 0.999361 0.999361 NUM ajbmeb-1164 168 58 0.99934 0.99934 NUM ajbmeb-1164 168 59 0.999343 0.999343 NUM ajbmeb-1164 168 60 0.999302 0.999302 NUM ajbmeb-1164 168 61 0.999338 0.999338 NUM ajbmeb-1164 168 62 0.999405 0.999405 NUM ajbmeb-1164 168 63 0.999497 0.999497 NUM ajbmeb-1164 168 64 portugal portugal PROPN ajbmeb-1164 168 65 0.996273 0.996273 NUM ajbmeb-1164 168 66 0.996451 0.996451 NUM ajbmeb-1164 168 67 0.996944 0.996944 NUM ajbmeb-1164 168 68 0.997017 0.997017 NUM ajbmeb-1164 168 69 0.996965 0.996965 NUM ajbmeb-1164 168 70 0.996802 0.996802 NUM ajbmeb-1164 168 71 0.997123 0.997123 NUM ajbmeb-1164 168 72 0.997051 0.997051 NUM ajbmeb-1164 168 73 0.995762 0.995762 NUM ajbmeb-1164 168 74 romania romania NOUN ajbmeb-1164 168 75 0.99992 0.99992 NUM ajbmeb-1164 168 76 0.99993 0.99993 NUM ajbmeb-1164 168 77 0.999935 0.999935 NUM ajbmeb-1164 168 78 0.999927 0.999927 NUM ajbmeb-1164 168 79 0.999916 0.999916 NUM ajbmeb-1164 168 80 0.999911 0.999911 NUM ajbmeb-1164 168 81 0.999888 0.999888 NUM ajbmeb-1164 168 82 0.999895 0.999895 NUM ajbmeb-1164 168 83 0.999931 0.999931 NUM ajbmeb-1164 168 84 russian russian ADJ ajbmeb-1164 168 85 0.99863 0.99863 NUM ajbmeb-1164 168 86 0.998627 0.998627 NUM ajbmeb-1164 168 87 0.998501 0.998501 NUM ajbmeb-1164 168 88 0.998328 0.998328 NUM ajbmeb-1164 168 89 0.998505 0.998505 NUM ajbmeb-1164 168 90 0.998671 0.998671 NUM ajbmeb-1164 168 91 0.998643 0.998643 NUM ajbmeb-1164 168 92 0.998398 0.998398 NUM ajbmeb-1164 168 93 0.998812 0.998812 NUM ajbmeb-1164 168 94 saudi saudi PROPN ajbmeb-1164 168 95 arabia arabia PROPN ajbmeb-1164 168 96 0.995541 0.995541 NUM ajbmeb-1164 168 97 0.995535 0.995535 NUM ajbmeb-1164 168 98 0.995201 0.995201 NUM ajbmeb-1164 168 99 0.995616 0.995616 NUM ajbmeb-1164 168 100 0.995852 0.995852 NUM ajbmeb-1164 168 101 0.995549 0.995549 NUM ajbmeb-1164 168 102 0.995137 0.995137 NUM ajbmeb-1164 168 103 0.99485 0.99485 NUM ajbmeb-1164 168 104 0.997423 0.997423 NUM ajbmeb-1164 168 105 singapore singapore PROPN ajbmeb-1164 168 106 0.978036 0.978036 NUM ajbmeb-1164 168 107 0.97727 0.97727 NUM ajbmeb-1164 168 108 0.977394 0.977394 NUM ajbmeb-1164 168 109 0.976837 0.976837 NUM ajbmeb-1164 168 110 0.976732 0.976732 NUM ajbmeb-1164 168 111 0.975962 0.975962 NUM ajbmeb-1164 168 112 0.975023 0.975023 NUM ajbmeb-1164 168 113 0.975826 0.975826 NUM ajbmeb-1164 168 114 0.980764 0.980764 NUM ajbmeb-1164 168 115 slovak slovak ADJ ajbmeb-1164 168 116 rep rep NOUN ajbmeb-1164 168 117 . . PROPN ajbmeb-1164 168 118 0.999314 0.999314 NUM ajbmeb-1164 168 119 0.999366 0.999366 NUM ajbmeb-1164 168 120 0.999506 0.999506 NUM ajbmeb-1164 168 121 0.999386 0.999386 NUM ajbmeb-1164 168 122 0.999343 0.999343 NUM ajbmeb-1164 168 123 0.999268 0.999268 NUM ajbmeb-1164 168 124 0.999259 0.999259 NUM ajbmeb-1164 168 125 0.999198 0.999198 NUM ajbmeb-1164 168 126 0.999427 0.999427 NUM ajbmeb-1164 168 127 slovenia slovenia NOUN ajbmeb-1164 168 128 , , PUNCT ajbmeb-1164 168 129 rep rep PROPN ajbmeb-1164 168 130 . . PROPN ajbmeb-1164 168 131 of of ADP ajbmeb-1164 168 132 0.999602 0.999602 NUM ajbmeb-1164 168 133 0.999637 0.999637 NUM ajbmeb-1164 168 134 0.999633 0.999633 NUM ajbmeb-1164 168 135 0.999586 0.999586 NUM ajbmeb-1164 168 136 0.999556 0.999556 NUM ajbmeb-1164 168 137 0.999547 0.999547 NUM ajbmeb-1164 168 138 0.999566 0.999566 NUM ajbmeb-1164 168 139 0.999571 0.999571 NUM ajbmeb-1164 168 140 0.999683 0.999683 NUM ajbmeb-1164 168 141 south south PROPN ajbmeb-1164 168 142 africa africa PROPN ajbmeb-1164 168 143 0.995939 0.995939 NUM ajbmeb-1164 168 144 0.996171 0.996171 NUM ajbmeb-1164 168 145 0.996554 0.996554 NUM ajbmeb-1164 168 146 0.996477 0.996477 NUM ajbmeb-1164 168 147 0.996601 0.996601 NUM ajbmeb-1164 168 148 0.996981 0.996981 NUM ajbmeb-1164 168 149 0.997001 0.997001 NUM ajbmeb-1164 168 150 0.9973 0.9973 NUM ajbmeb-1164 168 151 0.996804 0.996804 NUM ajbmeb-1164 168 152 spain spain NOUN ajbmeb-1164 168 153 0.993992 0.993992 NUM ajbmeb-1164 168 154 0.988117 0.988117 NUM ajbmeb-1164 168 155 0.987638 0.987638 NUM ajbmeb-1164 168 156 0.987421 0.987421 NUM ajbmeb-1164 168 157 0.986549 0.986549 NUM ajbmeb-1164 168 158 0.985842 0.985842 NUM ajbmeb-1164 168 159 0.986012 0.986012 NUM ajbmeb-1164 168 160 0.985304 0.985304 NUM ajbmeb-1164 168 161 0.984837 0.984837 NUM ajbmeb-1164 168 162 sweden sweden NOUN ajbmeb-1164 168 163 0.992987 0.992987 NUM ajbmeb-1164 169 1 0.993725 0.993725 NUM ajbmeb-1164 169 2 0.987775 0.987775 NUM ajbmeb-1164 169 3 0.988299 0.988299 NUM ajbmeb-1164 169 4 0.988354 0.988354 NUM ajbmeb-1164 169 5 0.98846 0.98846 NUM ajbmeb-1164 169 6 0.988507 0.988507 NUM ajbmeb-1164 169 7 0.988265 0.988265 NUM ajbmeb-1164 169 8 0.988353 0.988353 NUM ajbmeb-1164 169 9 switzerland switzerland NOUN ajbmeb-1164 169 10 0.968266 0.968266 NUM ajbmeb-1164 169 11 0.969797 0.969797 NUM ajbmeb-1164 169 12 0.970828 0.970828 NUM ajbmeb-1164 169 13 0.9711 0.9711 NUM ajbmeb-1164 169 14 0.973389 0.973389 NUM ajbmeb-1164 169 15 0.97418 0.97418 NUM ajbmeb-1164 169 16 0.97454 0.97454 NUM ajbmeb-1164 169 17 0.974413 0.974413 NUM ajbmeb-1164 169 18 0.970427 0.970427 NUM ajbmeb-1164 169 19 thailand thailand NOUN ajbmeb-1164 169 20 0.999253 0.999253 NUM ajbmeb-1164 169 21 0.999157 0.999157 NUM ajbmeb-1164 169 22 0.999071 0.999071 NOUN ajbmeb-1164 169 23 0.999097 0.999097 NUM ajbmeb-1164 169 24 0.999037 0.999037 NUM ajbmeb-1164 169 25 0.998992 0.998992 NUM ajbmeb-1164 169 26 0.998881 0.998881 NUM ajbmeb-1164 169 27 0.998819 0.998819 NUM ajbmeb-1164 169 28 0.999274 0.999274 NUM ajbmeb-1164 169 29 turkey turkey NOUN ajbmeb-1164 169 30 0.999976 0.999976 NUM ajbmeb-1164 169 31 0.999967 0.999967 NUM ajbmeb-1164 169 32 0.999965 0.999965 NUM ajbmeb-1164 169 33 0.999969 0.999969 NUM ajbmeb-1164 169 34 0.999976 0.999976 NUM ajbmeb-1164 169 35 0.999973 0.999973 NUM ajbmeb-1164 169 36 0.999969 0.999969 NUM ajbmeb-1164 169 37 0.999973 0.999973 NUM ajbmeb-1164 169 38 0.999956 0.999956 NUM ajbmeb-1164 169 39 ukraine ukraine NOUN ajbmeb-1164 169 40 0.999996 0.999996 NUM ajbmeb-1164 169 41 0.999996 0.999996 NUM ajbmeb-1164 169 42 0.999996 0.999996 NUM ajbmeb-1164 169 43 0.999997 0.999997 NUM ajbmeb-1164 169 44 0.999998 0.999998 NUM ajbmeb-1164 169 45 0.999998 0.999998 NUM ajbmeb-1164 169 46 0.999994 0.999994 NUM ajbmeb-1164 169 47 0.99999 0.99999 NUM ajbmeb-1164 169 48 0.999997 0.999997 NUM ajbmeb-1164 169 49 united united ADJ ajbmeb-1164 169 50 kingdom kingdom NOUN ajbmeb-1164 169 51 0.900529 0.900529 NUM ajbmeb-1164 169 52 0.907398 0.907398 NUM ajbmeb-1164 169 53 0.911228 0.911228 NUM ajbmeb-1164 169 54 0.917611 0.917611 NUM ajbmeb-1164 169 55 0.93233 0.93233 NUM ajbmeb-1164 169 56 0.937121 0.937121 NUM ajbmeb-1164 169 57 0.937183 0.937183 NUM ajbmeb-1164 169 58 0.94098 0.94098 NUM ajbmeb-1164 169 59 0.914472 0.914472 NUM ajbmeb-1164 169 60 united united ADJ ajbmeb-1164 169 61 states state NOUN ajbmeb-1164 169 62 0.779415 0.779415 NUM ajbmeb-1164 169 63 0.773139 0.773139 NUM ajbmeb-1164 169 64 0.77437 0.77437 NUM ajbmeb-1164 169 65 0.77811 0.77811 NUM ajbmeb-1164 169 66 0.773868 0.773868 NUM ajbmeb-1164 169 67 0.774464 0.774464 NUM ajbmeb-1164 169 68 0.775294 0.775294 NUM ajbmeb-1164 169 69 0.784998 0.784998 NUM ajbmeb-1164 169 70 0.793676 0.793676 NUM ajbmeb-1164 169 71 from from ADP ajbmeb-1164 169 72 the the DET ajbmeb-1164 169 73 above above ADJ ajbmeb-1164 169 74 table table NOUN ajbmeb-1164 169 75 , , PUNCT ajbmeb-1164 169 76 it it PRON ajbmeb-1164 169 77 is be AUX ajbmeb-1164 169 78 clear clear ADJ ajbmeb-1164 169 79 to to ADP ajbmeb-1164 169 80 us we PRON ajbmeb-1164 169 81 that that SCONJ ajbmeb-1164 169 82 all all DET ajbmeb-1164 169 83 countries country NOUN ajbmeb-1164 169 84 have have VERB ajbmeb-1164 169 85 a a DET ajbmeb-1164 169 86 very very ADV ajbmeb-1164 169 87 high high ADJ ajbmeb-1164 169 88 bias bias NOUN ajbmeb-1164 169 89 , , PUNCT ajbmeb-1164 169 90 as as SCONJ ajbmeb-1164 169 91 it it PRON ajbmeb-1164 169 92 is be AUX ajbmeb-1164 169 93 noted note VERB ajbmeb-1164 169 94 that that SCONJ ajbmeb-1164 169 95 the the DET ajbmeb-1164 169 96 highest high ADJ ajbmeb-1164 169 97 bias bias NOUN ajbmeb-1164 169 98 was be AUX ajbmeb-1164 169 99 in in ADP ajbmeb-1164 169 100 ( ( PUNCT ajbmeb-1164 169 101 ukraine ukraine NOUN ajbmeb-1164 169 102 ) ) PUNCT ajbmeb-1164 169 103 , , PUNCT ajbmeb-1164 169 104 as as SCONJ ajbmeb-1164 169 105 it it PRON ajbmeb-1164 169 106 reached reach VERB ajbmeb-1164 169 107 full full ADJ ajbmeb-1164 169 108 bias bias NOUN ajbmeb-1164 169 109 for for ADP ajbmeb-1164 169 110 the the DET ajbmeb-1164 169 111 years year NOUN ajbmeb-1164 169 112 ( ( PUNCT ajbmeb-1164 169 113 2005 2005 NUM ajbmeb-1164 169 114 to to ADP ajbmeb-1164 169 115 2020 2020 NUM ajbmeb-1164 169 116 ) ) PUNCT ajbmeb-1164 169 117 , , PUNCT ajbmeb-1164 169 118 followed follow VERB ajbmeb-1164 169 119 by by ADP ajbmeb-1164 169 120 ( ( PUNCT ajbmeb-1164 169 121 saudi saudi PROPN ajbmeb-1164 169 122 arabia arabia PROPN ajbmeb-1164 169 123 ) ) PUNCT ajbmeb-1164 169 124 , , PUNCT ajbmeb-1164 169 125 which which PRON ajbmeb-1164 169 126 also also ADV ajbmeb-1164 169 127 reached reach VERB ajbmeb-1164 169 128 full full ADJ ajbmeb-1164 169 129 bias bias NOUN ajbmeb-1164 169 130 , , PUNCT ajbmeb-1164 169 131 but but CCONJ ajbmeb-1164 169 132 for for ADP ajbmeb-1164 169 133 the the DET ajbmeb-1164 169 134 periods period NOUN ajbmeb-1164 169 135 ( ( PUNCT ajbmeb-1164 169 136 2005 2005 NUM ajbmeb-1164 169 137 to to ADP ajbmeb-1164 169 138 2011 2011 NUM ajbmeb-1164 169 139 ) ) PUNCT ajbmeb-1164 169 140 . . PUNCT ajbmeb-1164 170 1 this this PRON ajbmeb-1164 170 2 was be AUX ajbmeb-1164 170 3 followed follow VERB ajbmeb-1164 170 4 by by ADP ajbmeb-1164 170 5 ( ( PUNCT ajbmeb-1164 170 6 slovenia slovenia PROPN ajbmeb-1164 170 7 ) ) PUNCT ajbmeb-1164 170 8 for for ADP ajbmeb-1164 170 9 the the DET ajbmeb-1164 170 10 periods period NOUN ajbmeb-1164 170 11 from from ADP ajbmeb-1164 170 12 ( ( PUNCT ajbmeb-1164 170 13 2005 2005 NUM ajbmeb-1164 170 14 to to ADP ajbmeb-1164 170 15 2008 2008 NUM ajbmeb-1164 170 16 ) ) PUNCT ajbmeb-1164 170 17 , , PUNCT ajbmeb-1164 170 18 followed follow VERB ajbmeb-1164 170 19 by by ADP ajbmeb-1164 170 20 ( ( PUNCT ajbmeb-1164 170 21 latvia latvia PROPN ajbmeb-1164 170 22 ) ) PUNCT ajbmeb-1164 170 23 for for ADP ajbmeb-1164 170 24 the the DET ajbmeb-1164 170 25 year year NOUN ajbmeb-1164 170 26 ( ( PUNCT ajbmeb-1164 170 27 2005 2005 NUM ajbmeb-1164 170 28 ) ) PUNCT ajbmeb-1164 170 29 . . PUNCT ajbmeb-1164 171 1 this this PRON ajbmeb-1164 171 2 indicates indicate VERB ajbmeb-1164 171 3 that that SCONJ ajbmeb-1164 171 4 local local ADJ ajbmeb-1164 171 5 investors investor NOUN ajbmeb-1164 171 6 in in ADP ajbmeb-1164 171 7 those those DET ajbmeb-1164 171 8 countries country NOUN ajbmeb-1164 171 9 and and CCONJ ajbmeb-1164 171 10 in in ADP ajbmeb-1164 171 11 those those DET ajbmeb-1164 171 12 periods period NOUN ajbmeb-1164 171 13 did do AUX ajbmeb-1164 171 14 not not PART ajbmeb-1164 171 15 go go VERB ajbmeb-1164 171 16 towards towards ADP ajbmeb-1164 171 17 international international ADJ ajbmeb-1164 171 18 investment investment NOUN ajbmeb-1164 171 19 , , PUNCT ajbmeb-1164 171 20 but but CCONJ ajbmeb-1164 171 21 rather rather ADV ajbmeb-1164 171 22 concentrated concentrate VERB ajbmeb-1164 171 23 most most ADJ ajbmeb-1164 171 24 of of ADP ajbmeb-1164 171 25 their their PRON ajbmeb-1164 171 26 investments investment NOUN ajbmeb-1164 171 27 towards towards ADP ajbmeb-1164 171 28 local local ADJ ajbmeb-1164 171 29 investment investment NOUN ajbmeb-1164 171 30 , , PUNCT ajbmeb-1164 171 31 which which PRON ajbmeb-1164 171 32 reduces reduce VERB ajbmeb-1164 171 33 profit profit NOUN ajbmeb-1164 171 34 opportunities opportunity NOUN ajbmeb-1164 171 35 despite despite SCONJ ajbmeb-1164 171 36 the the DET ajbmeb-1164 171 37 easing easing NOUN ajbmeb-1164 171 38 of of ADP ajbmeb-1164 171 39 restrictions restriction NOUN ajbmeb-1164 171 40 and and CCONJ ajbmeb-1164 171 41 lifting lift VERB ajbmeb-1164 171 42 barriers barrier NOUN ajbmeb-1164 171 43 that that PRON ajbmeb-1164 171 44 impede impede VERB ajbmeb-1164 171 45 investment investment NOUN ajbmeb-1164 171 46 operations operation NOUN ajbmeb-1164 171 47 , , PUNCT ajbmeb-1164 171 48 and and CCONJ ajbmeb-1164 171 49 this this PRON ajbmeb-1164 171 50 is be AUX ajbmeb-1164 171 51 inconsistent inconsistent ADJ ajbmeb-1164 171 52 with with ADP ajbmeb-1164 171 53 the the DET ajbmeb-1164 171 54 principle principle NOUN ajbmeb-1164 171 55 of of ADP ajbmeb-1164 171 56 diversifying diversify VERB ajbmeb-1164 171 57 investment investment NOUN ajbmeb-1164 171 58 portfolios portfolio NOUN ajbmeb-1164 171 59 . . PUNCT ajbmeb-1164 172 1 as as SCONJ ajbmeb-1164 172 2 the the DET ajbmeb-1164 172 3 principle principle NOUN ajbmeb-1164 172 4 of of ADP ajbmeb-1164 172 5 diversification diversification NOUN ajbmeb-1164 172 6 provides provide VERB ajbmeb-1164 172 7 for for ADP ajbmeb-1164 172 8 the the DET ajbmeb-1164 172 9 distribution distribution NOUN ajbmeb-1164 172 10 of of ADP ajbmeb-1164 172 11 wealth wealth NOUN ajbmeb-1164 172 12 in in ADP ajbmeb-1164 172 13 several several ADJ ajbmeb-1164 172 14 investments investment NOUN ajbmeb-1164 172 15 , , PUNCT ajbmeb-1164 172 16 taking take VERB ajbmeb-1164 172 17 into into ADP ajbmeb-1164 172 18 account account NOUN ajbmeb-1164 172 19 the the DET ajbmeb-1164 172 20 correlation correlation NOUN ajbmeb-1164 172 21 coefficient coefficient NOUN ajbmeb-1164 172 22 , , PUNCT ajbmeb-1164 172 23 which which PRON ajbmeb-1164 172 24 shows show VERB ajbmeb-1164 172 25 that that SCONJ ajbmeb-1164 172 26 there there PRON ajbmeb-1164 172 27 is be VERB ajbmeb-1164 172 28 no no DET ajbmeb-1164 172 29 significant significant ADJ ajbmeb-1164 172 30 impact impact NOUN ajbmeb-1164 172 31 of of ADP ajbmeb-1164 172 32 financial financial ADJ ajbmeb-1164 172 33 education education NOUN ajbmeb-1164 172 34 in in ADP ajbmeb-1164 172 35 those those DET ajbmeb-1164 172 36 countries country NOUN ajbmeb-1164 172 37 . . PUNCT ajbmeb-1164 173 1 on on ADP ajbmeb-1164 173 2 the the DET ajbmeb-1164 173 3 other other ADJ ajbmeb-1164 173 4 hand hand NOUN ajbmeb-1164 173 5 , , PUNCT ajbmeb-1164 173 6 it it PRON ajbmeb-1164 173 7 is be AUX ajbmeb-1164 173 8 noted note VERB ajbmeb-1164 173 9 that that SCONJ ajbmeb-1164 173 10 ( ( PUNCT ajbmeb-1164 173 11 united united PROPN ajbmeb-1164 173 12 states states PROPN ajbmeb-1164 173 13 ) ) PUNCT ajbmeb-1164 173 14 had have VERB ajbmeb-1164 173 15 the the DET ajbmeb-1164 173 16 least least ADJ ajbmeb-1164 173 17 bias bias NOUN ajbmeb-1164 173 18 during during ADP ajbmeb-1164 173 19 the the DET ajbmeb-1164 173 20 study study NOUN ajbmeb-1164 173 21 period period NOUN ajbmeb-1164 173 22 american american PROPN ajbmeb-1164 173 23 journal journal PROPN ajbmeb-1164 173 24 of of ADP ajbmeb-1164 173 25 business business NOUN ajbmeb-1164 173 26 management management NOUN ajbmeb-1164 173 27 , , PUNCT ajbmeb-1164 173 28 economics economic NOUN ajbmeb-1164 173 29 and and CCONJ ajbmeb-1164 173 30 banking banking NOUN ajbmeb-1164 173 31 volume volume NOUN ajbmeb-1164 173 32 15 15 NUM ajbmeb-1164 173 33 august august PROPN ajbmeb-1164 173 34 , , PUNCT ajbmeb-1164 173 35 2023 2023 NUM ajbmeb-1164 173 36 p p NOUN ajbmeb-1164 173 37 a a DET ajbmeb-1164 173 38 g g NOUN ajbmeb-1164 173 39 e e NOUN ajbmeb-1164 174 1 | | ADV ajbmeb-1164 174 2 93 93 NUM ajbmeb-1164 174 3 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 174 4 from from ADP ajbmeb-1164 174 5 ( ( PUNCT ajbmeb-1164 174 6 2005 2005 NUM ajbmeb-1164 174 7 to to ADP ajbmeb-1164 174 8 2020 2020 NUM ajbmeb-1164 174 9 ) ) PUNCT ajbmeb-1164 174 10 , , PUNCT ajbmeb-1164 174 11 followed follow VERB ajbmeb-1164 174 12 by by ADP ajbmeb-1164 174 13 ( ( PUNCT ajbmeb-1164 174 14 united united PROPN ajbmeb-1164 174 15 kingdom kingdom PROPN ajbmeb-1164 174 16 , , PUNCT ajbmeb-1164 174 17 japan japan PROPN ajbmeb-1164 174 18 ) ) PUNCT ajbmeb-1164 174 19 during during ADP ajbmeb-1164 174 20 the the DET ajbmeb-1164 174 21 study study NOUN ajbmeb-1164 174 22 period period NOUN ajbmeb-1164 174 23 , , PUNCT ajbmeb-1164 174 24 which which PRON ajbmeb-1164 174 25 indicates indicate VERB ajbmeb-1164 174 26 the the DET ajbmeb-1164 174 27 existence existence NOUN ajbmeb-1164 174 28 of of ADP ajbmeb-1164 174 29 an an DET ajbmeb-1164 174 30 effect effect NOUN ajbmeb-1164 174 31 of of ADP ajbmeb-1164 174 32 financial financial ADJ ajbmeb-1164 174 33 education education NOUN ajbmeb-1164 174 34 in in ADP ajbmeb-1164 174 35 those those DET ajbmeb-1164 174 36 countries country NOUN ajbmeb-1164 174 37 , , PUNCT ajbmeb-1164 174 38 and and CCONJ ajbmeb-1164 174 39 it it PRON ajbmeb-1164 174 40 indicates indicate VERB ajbmeb-1164 174 41 the the DET ajbmeb-1164 174 42 existence existence NOUN ajbmeb-1164 174 43 of of ADP ajbmeb-1164 174 44 a a DET ajbmeb-1164 174 45 discrepancy discrepancy NOUN ajbmeb-1164 174 46 in in ADP ajbmeb-1164 174 47 between between ADP ajbmeb-1164 174 48 countries country NOUN ajbmeb-1164 174 49 and and CCONJ ajbmeb-1164 174 50 the the DET ajbmeb-1164 174 51 figure figure NOUN ajbmeb-1164 174 52 below below ADV ajbmeb-1164 174 53 shows show VERB ajbmeb-1164 174 54 that that SCONJ ajbmeb-1164 174 55 , , PUNCT ajbmeb-1164 174 56 figure figure NOUN ajbmeb-1164 174 57 ( ( PUNCT ajbmeb-1164 174 58 1 1 NUM ajbmeb-1164 174 59 ) ) PUNCT ajbmeb-1164 174 60 the the DET ajbmeb-1164 174 61 average average ADJ ajbmeb-1164 174 62 annual annual ADJ ajbmeb-1164 174 63 bias bias NOUN ajbmeb-1164 174 64 of of ADP ajbmeb-1164 174 65 the the DET ajbmeb-1164 174 66 portfolios portfolio NOUN ajbmeb-1164 174 67 of of ADP ajbmeb-1164 174 68 the the DET ajbmeb-1164 174 69 study study NOUN ajbmeb-1164 174 70 sample sample NOUN ajbmeb-1164 174 71 countries country NOUN ajbmeb-1164 174 72 from from ADP ajbmeb-1164 174 73 2005 2005 NUM ajbmeb-1164 174 74 to to ADP ajbmeb-1164 174 75 2020 2020 NUM ajbmeb-1164 174 76 as as ADP ajbmeb-1164 174 77 for for ADP ajbmeb-1164 174 78 the the DET ajbmeb-1164 174 79 overall overall ADJ ajbmeb-1164 174 80 level level NOUN ajbmeb-1164 174 81 , , PUNCT ajbmeb-1164 174 82 it it PRON ajbmeb-1164 174 83 is be AUX ajbmeb-1164 174 84 noted note VERB ajbmeb-1164 174 85 from from ADP ajbmeb-1164 174 86 table table NOUN ajbmeb-1164 174 87 ( ( PUNCT ajbmeb-1164 174 88 2 2 NUM ajbmeb-1164 174 89 ) ) PUNCT ajbmeb-1164 174 90 and and CCONJ ajbmeb-1164 174 91 figure figure NOUN ajbmeb-1164 174 92 ( ( PUNCT ajbmeb-1164 174 93 1 1 NUM ajbmeb-1164 174 94 ) ) PUNCT ajbmeb-1164 174 95 that that PRON ajbmeb-1164 174 96 each each PRON ajbmeb-1164 174 97 of of ADP ajbmeb-1164 174 98 ( ( PUNCT ajbmeb-1164 174 99 lebanon lebanon PROPN ajbmeb-1164 174 100 , , PUNCT ajbmeb-1164 174 101 gibraltar gibraltar PROPN ajbmeb-1164 174 102 , , PUNCT ajbmeb-1164 174 103 egypt egypt PROPN ajbmeb-1164 174 104 romania romania PROPN ajbmeb-1164 174 105 , , PUNCT ajbmeb-1164 174 106 india india PROPN ajbmeb-1164 174 107 , , PUNCT ajbmeb-1164 174 108 turkey turkey PROPN ajbmeb-1164 174 109 , , PUNCT ajbmeb-1164 174 110 costa costa PROPN ajbmeb-1164 174 111 rica rica PROPN ajbmeb-1164 174 112 , , PUNCT ajbmeb-1164 174 113 aruba aruba PROPN ajbmeb-1164 174 114 , , PUNCT ajbmeb-1164 174 115 kingdom kingdom NOUN ajbmeb-1164 174 116 of of ADP ajbmeb-1164 174 117 the the DET ajbmeb-1164 174 118 netherlands netherlands PROPN ajbmeb-1164 174 119 , , PUNCT ajbmeb-1164 174 120 pakistan pakistan PROPN ajbmeb-1164 174 121 ukraine ukraine PROPN ajbmeb-1164 174 122 ) ) PUNCT ajbmeb-1164 174 123 achieved achieve VERB ajbmeb-1164 174 124 the the DET ajbmeb-1164 174 125 highest high ADJ ajbmeb-1164 174 126 bias bias NOUN ajbmeb-1164 174 127 rates rate NOUN ajbmeb-1164 174 128 and and CCONJ ajbmeb-1164 174 129 was be AUX ajbmeb-1164 174 130 close close ADJ ajbmeb-1164 174 131 to to ADP ajbmeb-1164 174 132 the the DET ajbmeb-1164 174 133 correct correct ADJ ajbmeb-1164 174 134 one one NUM ajbmeb-1164 174 135 ( ( PUNCT ajbmeb-1164 174 136 0.999880661 0.999880661 NUM ajbmeb-1164 174 137 , , PUNCT ajbmeb-1164 174 138 0.999925092 0.999925092 NUM ajbmeb-1164 174 139 , , PUNCT ajbmeb-1164 174 140 0.999929769 0.999929769 NUM ajbmeb-1164 174 141 , , PUNCT ajbmeb-1164 174 142 0.999930797 0.999930797 NUM ajbmeb-1164 174 143 , , PUNCT ajbmeb-1164 174 144 0.99995539 0.99995539 NUM ajbmeb-1164 174 145 , , PUNCT ajbmeb-1164 174 146 0.999956462 0.999956462 NUM ajbmeb-1164 174 147 , , PUNCT ajbmeb-1164 174 148 0.99996208 0.99996208 NUM ajbmeb-1164 174 149 , , PUNCT ajbmeb-1164 174 150 0.9999844 0.9999844 NUM ajbmeb-1164 174 151 ) ) PUNCT ajbmeb-1164 174 152 . . PUNCT ajbmeb-1164 175 1 02 02 NUM ajbmeb-1164 175 2 , , PUNCT ajbmeb-1164 175 3 0.999991494 0.999991494 NUM ajbmeb-1164 175 4 , , PUNCT ajbmeb-1164 175 5 0.999996725 0.999996725 NUM ajbmeb-1164 175 6 ) ) PUNCT ajbmeb-1164 175 7 , , PUNCT ajbmeb-1164 175 8 respectively respectively ADV ajbmeb-1164 175 9 , , PUNCT ajbmeb-1164 175 10 and and CCONJ ajbmeb-1164 175 11 this this PRON ajbmeb-1164 175 12 indicates indicate VERB ajbmeb-1164 175 13 a a DET ajbmeb-1164 175 14 decrease decrease NOUN ajbmeb-1164 175 15 in in ADP ajbmeb-1164 175 16 financial financial ADJ ajbmeb-1164 175 17 education education NOUN ajbmeb-1164 175 18 in in ADP ajbmeb-1164 175 19 those those DET ajbmeb-1164 175 20 countries country NOUN ajbmeb-1164 175 21 . . PUNCT ajbmeb-1164 176 1 the the DET ajbmeb-1164 176 2 lowest low ADJ ajbmeb-1164 176 3 levels level NOUN ajbmeb-1164 176 4 of of ADP ajbmeb-1164 176 5 bias bias NOUN ajbmeb-1164 176 6 were be AUX ajbmeb-1164 176 7 for for ADP ajbmeb-1164 176 8 ( ( PUNCT ajbmeb-1164 176 9 united united PROPN ajbmeb-1164 176 10 states states PROPN ajbmeb-1164 176 11 , , PUNCT ajbmeb-1164 176 12 united united PROPN ajbmeb-1164 176 13 kingdom kingdom PROPN ajbmeb-1164 176 14 , , PUNCT ajbmeb-1164 176 15 japan japan PROPN ajbmeb-1164 176 16 , , PUNCT ajbmeb-1164 176 17 luxembourg luxembourg PROPN ajbmeb-1164 176 18 , , PUNCT ajbmeb-1164 176 19 germany germany PROPN ajbmeb-1164 176 20 , , PUNCT ajbmeb-1164 176 21 france france PROPN ajbmeb-1164 176 22 , , PUNCT ajbmeb-1164 176 23 ireland ireland PROPN ajbmeb-1164 176 24 , , PUNCT ajbmeb-1164 176 25 netherlands netherlands PROPN ajbmeb-1164 176 26 , , PUNCT ajbmeb-1164 176 27 the the PRON ajbmeb-1164 176 28 , , PUNCT ajbmeb-1164 176 29 italy italy PROPN ajbmeb-1164 176 30 , , PUNCT ajbmeb-1164 176 31 canada canada PROPN ajbmeb-1164 176 32 ) ) PUNCT ajbmeb-1164 176 33 as as SCONJ ajbmeb-1164 176 34 it it PRON ajbmeb-1164 176 35 amounted amount VERB ajbmeb-1164 176 36 to to ADP ajbmeb-1164 176 37 ( ( PUNCT ajbmeb-1164 176 38 0.793675726 0.793675726 NUM ajbmeb-1164 176 39 , , PUNCT ajbmeb-1164 176 40 0.914471875 0.914471875 NUM ajbmeb-1164 176 41 , , PUNCT ajbmeb-1164 176 42 0.916395783 0.916395783 NUM ajbmeb-1164 176 43 , , PUNCT ajbmeb-1164 176 44 0.917093668 0.917093668 NUM ajbmeb-1164 176 45 , , PUNCT ajbmeb-1164 176 46 0.92971997 0.92971997 NUM ajbmeb-1164 176 47 , , PUNCT ajbmeb-1164 176 48 0.931095855 0.931095855 NUM ajbmeb-1164 176 49 , , PUNCT ajbmeb-1164 176 50 0.944293715 0.944293715 NUM ajbmeb-1164 176 51 , , PUNCT ajbmeb-1164 176 52 0.958016767 0.958016767 NUM ajbmeb-1164 176 53 , , PUNCT ajbmeb-1164 176 54 0.968323148 0.968323148 NUM ajbmeb-1164 176 55 , , PUNCT ajbmeb-1164 176 56 0.968617362 0.968617362 NUM ajbmeb-1164 176 57 ) ) PUNCT ajbmeb-1164 176 58 respectively respectively ADV ajbmeb-1164 176 59 and and CCONJ ajbmeb-1164 176 60 denotes denote VERB ajbmeb-1164 176 61 a a DET ajbmeb-1164 176 62 higher high ADJ ajbmeb-1164 176 63 financial financial ADJ ajbmeb-1164 176 64 learning learning NOUN ajbmeb-1164 176 65 index index NOUN ajbmeb-1164 176 66 for for ADP ajbmeb-1164 176 67 countries country NOUN ajbmeb-1164 176 68 measured measure VERB ajbmeb-1164 176 69 at at ADP ajbmeb-1164 176 70 country country NOUN ajbmeb-1164 176 71 bias bias NOUN ajbmeb-1164 176 72 . . PUNCT ajbmeb-1164 177 1 from from ADP ajbmeb-1164 177 2 the the DET ajbmeb-1164 177 3 figures figure NOUN ajbmeb-1164 177 4 and and CCONJ ajbmeb-1164 177 5 tables table NOUN ajbmeb-1164 177 6 above above ADV ajbmeb-1164 177 7 , , PUNCT ajbmeb-1164 177 8 the the DET ajbmeb-1164 177 9 differences difference NOUN ajbmeb-1164 177 10 are be AUX ajbmeb-1164 177 11 clearly clearly ADV ajbmeb-1164 177 12 evident evident ADJ ajbmeb-1164 177 13 in in ADP ajbmeb-1164 177 14 the the DET ajbmeb-1164 177 15 country country NOUN ajbmeb-1164 177 16 's 's PART ajbmeb-1164 177 17 bias bias NOUN ajbmeb-1164 177 18 towards towards ADP ajbmeb-1164 177 19 stocks stock NOUN ajbmeb-1164 177 20 , , PUNCT ajbmeb-1164 177 21 and and CCONJ ajbmeb-1164 177 22 it it PRON ajbmeb-1164 177 23 is be AUX ajbmeb-1164 177 24 noted note VERB ajbmeb-1164 177 25 that that SCONJ ajbmeb-1164 177 26 all all DET ajbmeb-1164 177 27 portfolios portfolio NOUN ajbmeb-1164 177 28 , , PUNCT ajbmeb-1164 177 29 including include VERB ajbmeb-1164 177 30 the the DET ajbmeb-1164 177 31 us us PROPN ajbmeb-1164 177 32 portfolio portfolio NOUN ajbmeb-1164 177 33 , , PUNCT ajbmeb-1164 177 34 which which PRON ajbmeb-1164 177 35 had have VERB ajbmeb-1164 177 36 the the DET ajbmeb-1164 177 37 least least ADJ ajbmeb-1164 177 38 bias bias NOUN ajbmeb-1164 177 39 , , PUNCT ajbmeb-1164 177 40 as as SCONJ ajbmeb-1164 177 41 it it PRON ajbmeb-1164 177 42 becomes become VERB ajbmeb-1164 177 43 clear clear ADJ ajbmeb-1164 177 44 that that SCONJ ajbmeb-1164 177 45 investors investor NOUN ajbmeb-1164 177 46 in in ADP ajbmeb-1164 177 47 general general ADJ ajbmeb-1164 177 48 and and CCONJ ajbmeb-1164 177 49 americans americans PROPN ajbmeb-1164 177 50 in in ADP ajbmeb-1164 177 51 particular particular ADJ ajbmeb-1164 177 52 enjoy enjoy VERB ajbmeb-1164 177 53 preferences preference NOUN ajbmeb-1164 177 54 for for ADP ajbmeb-1164 177 55 local local ADJ ajbmeb-1164 177 56 stocks stock NOUN ajbmeb-1164 177 57 ; ; PUNCT ajbmeb-1164 177 58 that that PRON ajbmeb-1164 177 59 is is ADV ajbmeb-1164 177 60 , , PUNCT ajbmeb-1164 177 61 they they PRON ajbmeb-1164 177 62 tend tend VERB ajbmeb-1164 177 63 to to PART ajbmeb-1164 177 64 invest invest VERB ajbmeb-1164 177 65 less less ADV ajbmeb-1164 177 66 internationally internationally ADV ajbmeb-1164 177 67 than than SCONJ ajbmeb-1164 177 68 would would AUX ajbmeb-1164 177 69 be be AUX ajbmeb-1164 177 70 expected expect VERB ajbmeb-1164 177 71 in in ADP ajbmeb-1164 177 72 theory theory NOUN ajbmeb-1164 177 73 , , PUNCT ajbmeb-1164 177 74 and and CCONJ ajbmeb-1164 177 75 real real ADJ ajbmeb-1164 177 76 foreign foreign ADJ ajbmeb-1164 177 77 participation participation NOUN ajbmeb-1164 177 78 is be AUX ajbmeb-1164 177 79 less less ADJ ajbmeb-1164 177 80 than than ADP ajbmeb-1164 177 81 the the DET ajbmeb-1164 177 82 optimal optimal ADJ ajbmeb-1164 177 83 part part NOUN ajbmeb-1164 177 84 of of ADP ajbmeb-1164 177 85 the the DET ajbmeb-1164 177 86 international international ADJ ajbmeb-1164 177 87 assets asset NOUN ajbmeb-1164 177 88 within within ADP ajbmeb-1164 177 89 investors investor NOUN ajbmeb-1164 177 90 ' ' PART ajbmeb-1164 177 91 portfolios portfolio NOUN ajbmeb-1164 177 92 . . PUNCT ajbmeb-1164 178 1 conclusions conclusion NOUN ajbmeb-1164 178 2 : : PUNCT ajbmeb-1164 178 3 1the 1the PRON ajbmeb-1164 178 4 study study NOUN ajbmeb-1164 178 5 proved prove VERB ajbmeb-1164 178 6 that that SCONJ ajbmeb-1164 178 7 financial financial ADJ ajbmeb-1164 178 8 education education NOUN ajbmeb-1164 178 9 affects affect VERB ajbmeb-1164 178 10 it it PRON ajbmeb-1164 178 11 is be AUX ajbmeb-1164 178 12 noted note VERB ajbmeb-1164 178 13 that that SCONJ ajbmeb-1164 178 14 there there PRON ajbmeb-1164 178 15 is be VERB ajbmeb-1164 178 16 a a DET ajbmeb-1164 178 17 disparity disparity NOUN ajbmeb-1164 178 18 among among ADP ajbmeb-1164 178 19 emerging emerge VERB ajbmeb-1164 178 20 economies economy NOUN ajbmeb-1164 178 21 , , PUNCT ajbmeb-1164 178 22 which which PRON ajbmeb-1164 178 23 tend tend VERB ajbmeb-1164 178 24 to to PART ajbmeb-1164 178 25 benefit benefit VERB ajbmeb-1164 178 26 more more ADV ajbmeb-1164 178 27 from from ADP ajbmeb-1164 178 28 the the DET ajbmeb-1164 178 29 improvement improvement NOUN ajbmeb-1164 178 30 in in ADP ajbmeb-1164 178 31 the the DET ajbmeb-1164 178 32 level level NOUN ajbmeb-1164 178 33 of of ADP ajbmeb-1164 178 34 financial financial ADJ ajbmeb-1164 178 35 education education NOUN ajbmeb-1164 178 36 compared compare VERB ajbmeb-1164 178 37 to to ADP ajbmeb-1164 178 38 their their PRON ajbmeb-1164 178 39 developed develop VERB ajbmeb-1164 178 40 counterparts counterpart NOUN ajbmeb-1164 178 41 . . PUNCT ajbmeb-1164 179 1 we we PRON ajbmeb-1164 179 2 also also ADV ajbmeb-1164 179 3 found find VERB ajbmeb-1164 179 4 that that SCONJ ajbmeb-1164 179 5 the the DET ajbmeb-1164 179 6 positive positive ADJ ajbmeb-1164 179 7 impact impact NOUN ajbmeb-1164 179 8 of of ADP ajbmeb-1164 179 9 financial financial ADJ ajbmeb-1164 179 10 education education NOUN ajbmeb-1164 179 11 was be AUX ajbmeb-1164 179 12 most most ADV ajbmeb-1164 179 13 pronounced pronounce VERB ajbmeb-1164 179 14 during during ADP ajbmeb-1164 179 15 the the DET ajbmeb-1164 179 16 recent recent ADJ ajbmeb-1164 179 17 financial financial ADJ ajbmeb-1164 179 18 crisis crisis NOUN ajbmeb-1164 179 19 especially especially ADV ajbmeb-1164 179 20 for for ADP ajbmeb-1164 179 21 economies economy NOUN ajbmeb-1164 179 22 with with ADP ajbmeb-1164 179 23 less less ADV ajbmeb-1164 179 24 developed developed ADJ ajbmeb-1164 179 25 financial financial ADJ ajbmeb-1164 179 26 markets market NOUN ajbmeb-1164 179 27 . . PUNCT ajbmeb-1164 180 1 0 0 NUM ajbmeb-1164 180 2 0.2 0.2 NUM ajbmeb-1164 180 3 0.4 0.4 NUM ajbmeb-1164 180 4 0.6 0.6 NUM ajbmeb-1164 180 5 0.8 0.8 NUM ajbmeb-1164 180 6 1 1 NUM ajbmeb-1164 180 7 1.2 1.2 NUM ajbmeb-1164 180 8 a a DET ajbmeb-1164 180 9 rg rg NOUN ajbmeb-1164 180 10 e e PROPN ajbmeb-1164 180 11 n n CCONJ ajbmeb-1164 180 12 ti ti PROPN ajbmeb-1164 180 13 n n DET ajbmeb-1164 180 14 a a DET ajbmeb-1164 180 15 a a DET ajbmeb-1164 180 16 u u NOUN ajbmeb-1164 180 17 st st PROPN ajbmeb-1164 180 18 ri ri PROPN ajbmeb-1164 180 19 a a DET ajbmeb-1164 180 20 b b PROPN ajbmeb-1164 180 21 ra ra PROPN ajbmeb-1164 181 1 zi zi PROPN ajbmeb-1164 181 2 l l PROPN ajbmeb-1164 182 1 c c NOUN ajbmeb-1164 182 2 ay ay PROPN ajbmeb-1164 182 3 m m VERB ajbmeb-1164 182 4 an an PRON ajbmeb-1164 182 5 is be AUX ajbmeb-1164 182 6 la la PRON ajbmeb-1164 182 7 n n PROPN ajbmeb-1164 183 1 d d NOUN ajbmeb-1164 183 2 s s PROPN ajbmeb-1164 183 3 c c NOUN ajbmeb-1164 183 4 h h NOUN ajbmeb-1164 183 5 in in ADP ajbmeb-1164 183 6 a a DET ajbmeb-1164 183 7 , , PUNCT ajbmeb-1164 183 8 p p NOUN ajbmeb-1164 183 9 .r .r NOUN ajbmeb-1164 183 10 . . PUNCT ajbmeb-1164 184 1 : : PUNCT ajbmeb-1164 185 1 m m VERB ajbmeb-1164 185 2 ac ac INTJ ajbmeb-1164 186 1 ao ao PROPN ajbmeb-1164 187 1 c c PROPN ajbmeb-1164 187 2 yp yp PROPN ajbmeb-1164 188 1 ru ru PROPN ajbmeb-1164 188 2 s s PROPN ajbmeb-1164 188 3 eg eg PROPN ajbmeb-1164 188 4 yp yp PROPN ajbmeb-1164 188 5 t t PROPN ajbmeb-1164 188 6 , , PUNCT ajbmeb-1164 188 7 a a DET ajbmeb-1164 188 8 ra ra PROPN ajbmeb-1164 188 9 b b PROPN ajbmeb-1164 188 10 r r NOUN ajbmeb-1164 188 11 ep ep PROPN ajbmeb-1164 188 12 . . PUNCT ajbmeb-1164 189 1 o o X ajbmeb-1164 190 1 f f INTJ ajbmeb-1164 190 2 fr fr PROPN ajbmeb-1164 190 3 an an DET ajbmeb-1164 190 4 ce ce PROPN ajbmeb-1164 190 5 g g PROPN ajbmeb-1164 190 6 re re ADP ajbmeb-1164 190 7 e e PROPN ajbmeb-1164 190 8 ce ce PROPN ajbmeb-1164 190 9 ic ic PROPN ajbmeb-1164 190 10 e e PROPN ajbmeb-1164 190 11 la la PROPN ajbmeb-1164 190 12 n n PROPN ajbmeb-1164 190 13 d d X ajbmeb-1164 190 14 ir ir X ajbmeb-1164 190 15 e e PROPN ajbmeb-1164 190 16 la la PROPN ajbmeb-1164 190 17 n n PROPN ajbmeb-1164 190 18 d d X ajbmeb-1164 190 19 je je X ajbmeb-1164 191 1 rs rs INTJ ajbmeb-1164 191 2 ey ey INTJ ajbmeb-1164 191 3 k k X ajbmeb-1164 191 4 u u PROPN ajbmeb-1164 191 5 w w PROPN ajbmeb-1164 191 6 ai ai VERB ajbmeb-1164 191 7 t t PROPN ajbmeb-1164 191 8 lu lu PROPN ajbmeb-1164 191 9 xe xe PROPN ajbmeb-1164 191 10 m m PROPN ajbmeb-1164 191 11 b b PROPN ajbmeb-1164 191 12 o o X ajbmeb-1164 191 13 u u NOUN ajbmeb-1164 191 14 rg rg PROPN ajbmeb-1164 191 15 m m PROPN ajbmeb-1164 191 16 au au PROPN ajbmeb-1164 191 17 ri ri PROPN ajbmeb-1164 191 18 ti ti PROPN ajbmeb-1164 191 19 u u PROPN ajbmeb-1164 191 20 s s PART ajbmeb-1164 191 21 n n ADV ajbmeb-1164 191 22 ew ew NOUN ajbmeb-1164 191 23 z z PROPN ajbmeb-1164 191 24 ea ea PROPN ajbmeb-1164 191 25 la la PROPN ajbmeb-1164 191 26 n n PROPN ajbmeb-1164 192 1 d d NOUN ajbmeb-1164 192 2 p p PRON ajbmeb-1164 192 3 an an DET ajbmeb-1164 192 4 am am NOUN ajbmeb-1164 192 5 a a DET ajbmeb-1164 192 6 p p X ajbmeb-1164 192 7 o o X ajbmeb-1164 192 8 rt rt PROPN ajbmeb-1164 192 9 u u PROPN ajbmeb-1164 192 10 ga ga PROPN ajbmeb-1164 192 11 l l PROPN ajbmeb-1164 192 12 sa sa PROPN ajbmeb-1164 193 1 u u PROPN ajbmeb-1164 194 1 d d X ajbmeb-1164 194 2 i i PRON ajbmeb-1164 194 3 a a DET ajbmeb-1164 194 4 ra ra PROPN ajbmeb-1164 194 5 b b PROPN ajbmeb-1164 194 6 ia ia PROPN ajbmeb-1164 195 1 sl sl INTJ ajbmeb-1164 195 2 o o X ajbmeb-1164 195 3 ve ve VERB ajbmeb-1164 195 4 n n ADP ajbmeb-1164 195 5 ia ia NOUN ajbmeb-1164 195 6 , , PUNCT ajbmeb-1164 195 7 r r NOUN ajbmeb-1164 195 8 e e NOUN ajbmeb-1164 195 9 p p NOUN ajbmeb-1164 195 10 . . PUNCT ajbmeb-1164 196 1 o o X ajbmeb-1164 196 2 f f PROPN ajbmeb-1164 196 3 sw sw PROPN ajbmeb-1164 196 4 ed ed PROPN ajbmeb-1164 196 5 e e PROPN ajbmeb-1164 196 6 n n ADP ajbmeb-1164 196 7 tu tu INTJ ajbmeb-1164 196 8 rk rk NOUN ajbmeb-1164 196 9 e e NOUN ajbmeb-1164 196 10 y y PROPN ajbmeb-1164 196 11 u u PROPN ajbmeb-1164 196 12 n n ADV ajbmeb-1164 196 13 it it PRON ajbmeb-1164 196 14 e e PROPN ajbmeb-1164 197 1 d d NOUN ajbmeb-1164 197 2 s s X ajbmeb-1164 197 3 ta ta X ajbmeb-1164 197 4 te te X ajbmeb-1164 197 5 s s PART ajbmeb-1164 197 6 𝐸𝐻𝐡 𝐸𝐻𝐡 PROPN ajbmeb-1164 197 7 averg averg PROPN ajbmeb-1164 197 8 american american ADJ ajbmeb-1164 197 9 journal journal PROPN ajbmeb-1164 197 10 of of ADP ajbmeb-1164 197 11 business business NOUN ajbmeb-1164 197 12 management management NOUN ajbmeb-1164 197 13 , , PUNCT ajbmeb-1164 197 14 economics economic NOUN ajbmeb-1164 197 15 and and CCONJ ajbmeb-1164 197 16 banking banking NOUN ajbmeb-1164 197 17 volume volume NOUN ajbmeb-1164 197 18 15 15 NUM ajbmeb-1164 197 19 august august PROPN ajbmeb-1164 197 20 , , PUNCT ajbmeb-1164 197 21 2023 2023 NUM ajbmeb-1164 197 22 p p NOUN ajbmeb-1164 197 23 a a DET ajbmeb-1164 197 24 g g NOUN ajbmeb-1164 197 25 e e PROPN ajbmeb-1164 198 1 | | ADV ajbmeb-1164 198 2 94 94 NUM ajbmeb-1164 198 3 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 198 4 2the 2the DET ajbmeb-1164 198 5 study study NOUN ajbmeb-1164 198 6 proves prove VERB ajbmeb-1164 198 7 that that SCONJ ajbmeb-1164 198 8 high high ADJ ajbmeb-1164 198 9 levels level NOUN ajbmeb-1164 198 10 of of ADP ajbmeb-1164 198 11 financial financial ADJ ajbmeb-1164 198 12 education education NOUN ajbmeb-1164 198 13 indicate indicate VERB ajbmeb-1164 198 14 the the DET ajbmeb-1164 198 15 diversification diversification NOUN ajbmeb-1164 198 16 of of ADP ajbmeb-1164 198 17 the the DET ajbmeb-1164 198 18 international international ADJ ajbmeb-1164 198 19 portfolio portfolio NOUN ajbmeb-1164 198 20 , , PUNCT ajbmeb-1164 198 21 and and CCONJ ajbmeb-1164 198 22 therefore therefore ADV ajbmeb-1164 198 23 the the DET ajbmeb-1164 198 24 inclusion inclusion NOUN ajbmeb-1164 198 25 of of ADP ajbmeb-1164 198 26 financial financial ADJ ajbmeb-1164 198 27 education education NOUN ajbmeb-1164 198 28 in in ADP ajbmeb-1164 198 29 school school NOUN ajbmeb-1164 198 30 curricula curricula NOUN ajbmeb-1164 198 31 should should AUX ajbmeb-1164 198 32 be be AUX ajbmeb-1164 198 33 at at ADP ajbmeb-1164 198 34 the the DET ajbmeb-1164 198 35 top top NOUN ajbmeb-1164 198 36 of of ADP ajbmeb-1164 198 37 the the DET ajbmeb-1164 198 38 agenda agenda NOUN ajbmeb-1164 198 39 of of ADP ajbmeb-1164 198 40 policy policy NOUN ajbmeb-1164 198 41 makers maker NOUN ajbmeb-1164 198 42 , , PUNCT ajbmeb-1164 198 43 especially especially ADV ajbmeb-1164 198 44 for for ADP ajbmeb-1164 198 45 emerging emerge VERB ajbmeb-1164 198 46 market market NOUN ajbmeb-1164 198 47 economies economy NOUN ajbmeb-1164 198 48 . . PUNCT ajbmeb-1164 199 1 3the 3the DET ajbmeb-1164 199 2 study study NOUN ajbmeb-1164 199 3 proves prove VERB ajbmeb-1164 199 4 that that SCONJ ajbmeb-1164 199 5 there there PRON ajbmeb-1164 199 6 is be VERB ajbmeb-1164 199 7 a a DET ajbmeb-1164 199 8 distinction distinction NOUN ajbmeb-1164 199 9 between between ADP ajbmeb-1164 199 10 developed develop VERB ajbmeb-1164 199 11 and and CCONJ ajbmeb-1164 199 12 emerging emerge VERB ajbmeb-1164 199 13 market market NOUN ajbmeb-1164 199 14 economies economy NOUN ajbmeb-1164 199 15 in in ADP ajbmeb-1164 199 16 the the DET ajbmeb-1164 199 17 context context NOUN ajbmeb-1164 199 18 of of ADP ajbmeb-1164 199 19 financial financial ADJ ajbmeb-1164 199 20 learning learning NOUN ajbmeb-1164 199 21 , , PUNCT ajbmeb-1164 199 22 given give VERB ajbmeb-1164 199 23 that that SCONJ ajbmeb-1164 199 24 these these PRON ajbmeb-1164 199 25 it it PRON ajbmeb-1164 199 26 documented document VERB ajbmeb-1164 199 27 the the DET ajbmeb-1164 199 28 differential differential ADJ ajbmeb-1164 199 29 impact impact NOUN ajbmeb-1164 199 30 of of ADP ajbmeb-1164 199 31 financial financial ADJ ajbmeb-1164 199 32 education education NOUN ajbmeb-1164 199 33 on on ADP ajbmeb-1164 199 34 international international ADJ ajbmeb-1164 199 35 portfolio portfolio NOUN ajbmeb-1164 199 36 diversification diversification NOUN ajbmeb-1164 199 37 . . PUNCT ajbmeb-1164 200 1 we we PRON ajbmeb-1164 200 2 also also ADV ajbmeb-1164 200 3 noticed notice VERB ajbmeb-1164 200 4 that that SCONJ ajbmeb-1164 200 5 the the DET ajbmeb-1164 200 6 emerging emerge VERB ajbmeb-1164 200 7 economies economy NOUN ajbmeb-1164 200 8 were be AUX ajbmeb-1164 200 9 more more ADV ajbmeb-1164 200 10 sensitive sensitive ADJ ajbmeb-1164 200 11 to to ADP ajbmeb-1164 200 12 the the DET ajbmeb-1164 200 13 level level NOUN ajbmeb-1164 200 14 of of ADP ajbmeb-1164 200 15 education education NOUN ajbmeb-1164 200 16 during during ADP ajbmeb-1164 200 17 the the DET ajbmeb-1164 200 18 global global ADJ ajbmeb-1164 200 19 financial financial ADJ ajbmeb-1164 200 20 crisis crisis NOUN ajbmeb-1164 200 21 than than ADP ajbmeb-1164 200 22 the the DET ajbmeb-1164 200 23 advanced advanced ADJ ajbmeb-1164 200 24 economies economy NOUN ajbmeb-1164 200 25 , , PUNCT ajbmeb-1164 200 26 and and CCONJ ajbmeb-1164 200 27 it it PRON ajbmeb-1164 200 28 is be AUX ajbmeb-1164 200 29 related relate VERB ajbmeb-1164 200 30 to to ADP ajbmeb-1164 200 31 the the DET ajbmeb-1164 200 32 financial financial ADJ ajbmeb-1164 200 33 and and CCONJ ajbmeb-1164 200 34 economic economic ADJ ajbmeb-1164 200 35 policy policy NOUN ajbmeb-1164 200 36 . . PUNCT ajbmeb-1164 201 1 4the 4the NUM ajbmeb-1164 201 2 study study NOUN ajbmeb-1164 201 3 proves prove VERB ajbmeb-1164 201 4 that that SCONJ ajbmeb-1164 201 5 low low ADJ ajbmeb-1164 201 6 levels level NOUN ajbmeb-1164 201 7 of of ADP ajbmeb-1164 201 8 education education NOUN ajbmeb-1164 201 9 and and CCONJ ajbmeb-1164 201 10 the the DET ajbmeb-1164 201 11 usual usual ADJ ajbmeb-1164 201 12 dependence dependence NOUN ajbmeb-1164 201 13 on on ADP ajbmeb-1164 201 14 local local ADJ ajbmeb-1164 201 15 portfolios portfolio NOUN ajbmeb-1164 201 16 can can AUX ajbmeb-1164 201 17 explain explain VERB ajbmeb-1164 201 18 why why SCONJ ajbmeb-1164 201 19 the the DET ajbmeb-1164 201 20 country country NOUN ajbmeb-1164 201 21 bias bias NOUN ajbmeb-1164 201 22 remained remain VERB ajbmeb-1164 201 23 at at ADP ajbmeb-1164 201 24 high high ADJ ajbmeb-1164 201 25 levels level NOUN ajbmeb-1164 201 26 during during ADP ajbmeb-1164 201 27 the the DET ajbmeb-1164 201 28 early early ADJ ajbmeb-1164 201 29 stages stage NOUN ajbmeb-1164 201 30 of of ADP ajbmeb-1164 201 31 the the DET ajbmeb-1164 201 32 financial financial ADJ ajbmeb-1164 201 33 crisis crisis NOUN ajbmeb-1164 201 34 . . PUNCT ajbmeb-1164 202 1 at at ADP ajbmeb-1164 202 2 the the DET ajbmeb-1164 202 3 same same ADJ ajbmeb-1164 202 4 time time NOUN ajbmeb-1164 202 5 , , PUNCT ajbmeb-1164 202 6 foreign foreign ADJ ajbmeb-1164 202 7 direct direct ADJ ajbmeb-1164 202 8 investment investment NOUN ajbmeb-1164 202 9 is be AUX ajbmeb-1164 202 10 dwindling dwindle VERB ajbmeb-1164 202 11 and and CCONJ ajbmeb-1164 202 12 becoming become VERB ajbmeb-1164 202 13 more more ADV ajbmeb-1164 202 14 volatile volatile ADJ ajbmeb-1164 202 15 . . PUNCT ajbmeb-1164 203 1 domestic domestic ADJ ajbmeb-1164 203 2 demand demand NOUN ajbmeb-1164 203 3 and and CCONJ ajbmeb-1164 203 4 investment investment NOUN ajbmeb-1164 203 5 in in ADP ajbmeb-1164 203 6 the the DET ajbmeb-1164 203 7 national national ADJ ajbmeb-1164 203 8 economy economy NOUN ajbmeb-1164 203 9 remain remain VERB ajbmeb-1164 203 10 limited limited ADJ ajbmeb-1164 203 11 and and CCONJ ajbmeb-1164 203 12 often often ADV ajbmeb-1164 203 13 insufficient insufficient ADJ ajbmeb-1164 203 14 to to PART ajbmeb-1164 203 15 ensure ensure VERB ajbmeb-1164 203 16 sustainable sustainable ADJ ajbmeb-1164 203 17 development development NOUN ajbmeb-1164 203 18 . . PUNCT ajbmeb-1164 204 1 5the 5the DET ajbmeb-1164 204 2 study study NOUN ajbmeb-1164 204 3 proved prove VERB ajbmeb-1164 204 4 that that SCONJ ajbmeb-1164 204 5 the the PRON ajbmeb-1164 204 6 more more ADV ajbmeb-1164 204 7 diversified diversified ADJ ajbmeb-1164 204 8 the the DET ajbmeb-1164 204 9 industry industry NOUN ajbmeb-1164 204 10 is be AUX ajbmeb-1164 204 11 in in ADP ajbmeb-1164 204 12 a a DET ajbmeb-1164 204 13 country country NOUN ajbmeb-1164 204 14 ( ( PUNCT ajbmeb-1164 204 15 the the DET ajbmeb-1164 204 16 local local ADJ ajbmeb-1164 204 17 country country NOUN ajbmeb-1164 204 18 is be AUX ajbmeb-1164 204 19 usa usa PROPN ajbmeb-1164 204 20 as as ADP ajbmeb-1164 204 21 a a DET ajbmeb-1164 204 22 model model NOUN ajbmeb-1164 204 23 ) ) PUNCT ajbmeb-1164 204 24 , , PUNCT ajbmeb-1164 204 25 the the PRON ajbmeb-1164 204 26 lower low ADJ ajbmeb-1164 204 27 its its PRON ajbmeb-1164 204 28 readiness readiness NOUN ajbmeb-1164 204 29 for for ADP ajbmeb-1164 204 30 international international ADJ ajbmeb-1164 204 31 diversification diversification NOUN ajbmeb-1164 204 32 compared compare VERB ajbmeb-1164 204 33 to to ADP ajbmeb-1164 204 34 the the DET ajbmeb-1164 204 35 rest rest NOUN ajbmeb-1164 204 36 of of ADP ajbmeb-1164 204 37 the the DET ajbmeb-1164 204 38 countries country NOUN ajbmeb-1164 204 39 . . PUNCT ajbmeb-1164 205 1 this this PRON ajbmeb-1164 205 2 means mean VERB ajbmeb-1164 205 3 that that SCONJ ajbmeb-1164 205 4 large large ADJ ajbmeb-1164 205 5 companies company NOUN ajbmeb-1164 205 6 are be AUX ajbmeb-1164 205 7 more more ADV ajbmeb-1164 205 8 transparent transparent ADJ ajbmeb-1164 205 9 , , PUNCT ajbmeb-1164 205 10 which which PRON ajbmeb-1164 205 11 means mean VERB ajbmeb-1164 205 12 that that SCONJ ajbmeb-1164 205 13 the the DET ajbmeb-1164 205 14 costs cost NOUN ajbmeb-1164 205 15 of of ADP ajbmeb-1164 205 16 information information NOUN ajbmeb-1164 205 17 gathering gathering NOUN ajbmeb-1164 205 18 and and CCONJ ajbmeb-1164 205 19 asymmetry asymmetry NOUN ajbmeb-1164 205 20 will will AUX ajbmeb-1164 205 21 be be AUX ajbmeb-1164 205 22 lower low ADJ ajbmeb-1164 205 23 . . PUNCT ajbmeb-1164 206 1 in in ADP ajbmeb-1164 206 2 addition addition NOUN ajbmeb-1164 206 3 , , PUNCT ajbmeb-1164 206 4 they they PRON ajbmeb-1164 206 5 will will AUX ajbmeb-1164 206 6 be be AUX ajbmeb-1164 206 7 more more ADV ajbmeb-1164 206 8 liquid liquid ADJ ajbmeb-1164 206 9 than than ADP ajbmeb-1164 206 10 small small ADJ ajbmeb-1164 206 11 companies company NOUN ajbmeb-1164 206 12 ( ( PUNCT ajbmeb-1164 206 13 in in ADP ajbmeb-1164 206 14 general general ADJ ajbmeb-1164 206 15 ) ) PUNCT ajbmeb-1164 206 16 , , PUNCT ajbmeb-1164 206 17 which which PRON ajbmeb-1164 206 18 reduces reduce VERB ajbmeb-1164 206 19 transaction transaction NOUN ajbmeb-1164 206 20 costs cost NOUN ajbmeb-1164 206 21 . . PUNCT ajbmeb-1164 206 22 . . PUNCT ajbmeb-1164 207 1 6proved 6prove VERB ajbmeb-1164 207 2 the the DET ajbmeb-1164 207 3 study study NOUN ajbmeb-1164 207 4 showed show VERB ajbmeb-1164 207 5 that that SCONJ ajbmeb-1164 207 6 country country NOUN ajbmeb-1164 207 7 bias bias NOUN ajbmeb-1164 207 8 increases increase VERB ajbmeb-1164 207 9 during during ADP ajbmeb-1164 207 10 crises crisis NOUN ajbmeb-1164 207 11 , , PUNCT ajbmeb-1164 207 12 and and CCONJ ajbmeb-1164 207 13 this this PRON ajbmeb-1164 207 14 reveals reveal VERB ajbmeb-1164 207 15 that that SCONJ ajbmeb-1164 207 16 in in ADP ajbmeb-1164 207 17 periods period NOUN ajbmeb-1164 207 18 of of ADP ajbmeb-1164 207 19 uncertainty uncertainty NOUN ajbmeb-1164 207 20 , , PUNCT ajbmeb-1164 207 21 investors investor NOUN ajbmeb-1164 207 22 are be AUX ajbmeb-1164 207 23 more more ADV ajbmeb-1164 207 24 reluctant reluctant ADJ ajbmeb-1164 207 25 to to PART ajbmeb-1164 207 26 invest invest VERB ajbmeb-1164 207 27 in in ADP ajbmeb-1164 207 28 foreign foreign ADJ ajbmeb-1164 207 29 markets market NOUN ajbmeb-1164 207 30 . . PUNCT ajbmeb-1164 208 1 recommendations recommendation NOUN ajbmeb-1164 208 2 : : PUNCT ajbmeb-1164 208 3 1should 1should NUM ajbmeb-1164 208 4 it it PRON ajbmeb-1164 208 5 enhances enhance VERB ajbmeb-1164 208 6 the the DET ajbmeb-1164 208 7 level level NOUN ajbmeb-1164 208 8 of of ADP ajbmeb-1164 208 9 efficiency efficiency NOUN ajbmeb-1164 208 10 of of ADP ajbmeb-1164 208 11 investors investor NOUN ajbmeb-1164 208 12 and and CCONJ ajbmeb-1164 208 13 encourages encourage VERB ajbmeb-1164 208 14 them they PRON ajbmeb-1164 208 15 to to PART ajbmeb-1164 208 16 diversify diversify VERB ajbmeb-1164 208 17 their their PRON ajbmeb-1164 208 18 investment investment NOUN ajbmeb-1164 208 19 portfolios portfolio NOUN ajbmeb-1164 208 20 in in ADP ajbmeb-1164 208 21 terms term NOUN ajbmeb-1164 208 22 of of ADP ajbmeb-1164 208 23 foreign foreign ADJ ajbmeb-1164 208 24 investments investment NOUN ajbmeb-1164 208 25 . . PUNCT ajbmeb-1164 209 1 because because SCONJ ajbmeb-1164 209 2 it it PRON ajbmeb-1164 209 3 will will AUX ajbmeb-1164 209 4 help help VERB ajbmeb-1164 209 5 raise raise VERB ajbmeb-1164 209 6 the the DET ajbmeb-1164 209 7 level level NOUN ajbmeb-1164 209 8 of of ADP ajbmeb-1164 209 9 financial financial ADJ ajbmeb-1164 209 10 education education NOUN ajbmeb-1164 209 11 , , PUNCT ajbmeb-1164 209 12 and and CCONJ ajbmeb-1164 209 13 reduce reduce VERB ajbmeb-1164 209 14 the the DET ajbmeb-1164 209 15 country country NOUN ajbmeb-1164 209 16 's 's PART ajbmeb-1164 209 17 bias bias NOUN ajbmeb-1164 209 18 towards towards ADP ajbmeb-1164 209 19 local local ADJ ajbmeb-1164 209 20 stocks stock NOUN ajbmeb-1164 209 21 in in ADP ajbmeb-1164 209 22 order order NOUN ajbmeb-1164 209 23 to to PART ajbmeb-1164 209 24 take take VERB ajbmeb-1164 209 25 advantage advantage NOUN ajbmeb-1164 209 26 of of ADP ajbmeb-1164 209 27 external external ADJ ajbmeb-1164 209 28 opportunities opportunity NOUN ajbmeb-1164 209 29 to to PART ajbmeb-1164 209 30 achieve achieve VERB ajbmeb-1164 209 31 the the DET ajbmeb-1164 209 32 best good ADJ ajbmeb-1164 209 33 trade trade NOUN ajbmeb-1164 209 34 - - PUNCT ajbmeb-1164 209 35 off off NOUN ajbmeb-1164 209 36 between between ADP ajbmeb-1164 209 37 efficient efficient ADJ ajbmeb-1164 209 38 returns return NOUN ajbmeb-1164 209 39 and and CCONJ ajbmeb-1164 209 40 risks risk NOUN ajbmeb-1164 209 41 . . PUNCT ajbmeb-1164 210 1 2she 2she PRON ajbmeb-1164 210 2 recommended recommend VERB ajbmeb-1164 210 3 the the DET ajbmeb-1164 210 4 study study NOUN ajbmeb-1164 210 5 stressed stress VERB ajbmeb-1164 210 6 the the DET ajbmeb-1164 210 7 importance importance NOUN ajbmeb-1164 210 8 of of ADP ajbmeb-1164 210 9 investors investor NOUN ajbmeb-1164 210 10 ' ' PART ajbmeb-1164 210 11 interest interest NOUN ajbmeb-1164 210 12 in in ADP ajbmeb-1164 210 13 diversifying diversify VERB ajbmeb-1164 210 14 their their PRON ajbmeb-1164 210 15 investments investment NOUN ajbmeb-1164 210 16 in in ADP ajbmeb-1164 210 17 order order NOUN ajbmeb-1164 210 18 to to PART ajbmeb-1164 210 19 reduce reduce VERB ajbmeb-1164 210 20 the the DET ajbmeb-1164 210 21 country country NOUN ajbmeb-1164 210 22 's 's PART ajbmeb-1164 210 23 bias bias NOUN ajbmeb-1164 210 24 towards towards ADP ajbmeb-1164 210 25 shares share NOUN ajbmeb-1164 210 26 , , PUNCT ajbmeb-1164 210 27 since since SCONJ ajbmeb-1164 210 28 the the DET ajbmeb-1164 210 29 local local ADJ ajbmeb-1164 210 30 investor investor NOUN ajbmeb-1164 210 31 will will AUX ajbmeb-1164 210 32 move move VERB ajbmeb-1164 210 33 from from ADP ajbmeb-1164 210 34 the the DET ajbmeb-1164 210 35 local local ADJ ajbmeb-1164 210 36 environment environment NOUN ajbmeb-1164 210 37 to to ADP ajbmeb-1164 210 38 the the DET ajbmeb-1164 210 39 international international ADJ ajbmeb-1164 210 40 environment environment NOUN ajbmeb-1164 210 41 for for ADP ajbmeb-1164 210 42 investment investment NOUN ajbmeb-1164 210 43 , , PUNCT ajbmeb-1164 210 44 and and CCONJ ajbmeb-1164 210 45 this this PRON ajbmeb-1164 210 46 will will AUX ajbmeb-1164 210 47 result result VERB ajbmeb-1164 210 48 in in ADP ajbmeb-1164 210 49 greater great ADJ ajbmeb-1164 210 50 feasibility feasibility NOUN ajbmeb-1164 210 51 reflected reflect VERB ajbmeb-1164 210 52 in in ADP ajbmeb-1164 210 53 an an DET ajbmeb-1164 210 54 efficient efficient ADJ ajbmeb-1164 210 55 exchange exchange NOUN ajbmeb-1164 210 56 of of ADP ajbmeb-1164 210 57 return return NOUN ajbmeb-1164 210 58 and and CCONJ ajbmeb-1164 210 59 risk risk NOUN ajbmeb-1164 210 60 . . PUNCT ajbmeb-1164 211 1 3necessity 3necessity NUM ajbmeb-1164 211 2 to to PART ajbmeb-1164 211 3 understand understand VERB ajbmeb-1164 211 4 and and CCONJ ajbmeb-1164 211 5 realize realize VERB ajbmeb-1164 211 6 that that SCONJ ajbmeb-1164 211 7 rates rate NOUN ajbmeb-1164 211 8 high high ADJ ajbmeb-1164 211 9 bias bias NOUN ajbmeb-1164 211 10 indicates indicate VERB ajbmeb-1164 211 11 the the DET ajbmeb-1164 211 12 concentration concentration NOUN ajbmeb-1164 211 13 of of ADP ajbmeb-1164 211 14 domestic domestic ADJ ajbmeb-1164 211 15 investment investment NOUN ajbmeb-1164 211 16 without without ADP ajbmeb-1164 211 17 foreign foreign ADJ ajbmeb-1164 211 18 investment investment NOUN ajbmeb-1164 211 19 , , PUNCT ajbmeb-1164 211 20 as as SCONJ ajbmeb-1164 211 21 investors investor NOUN ajbmeb-1164 211 22 should should AUX ajbmeb-1164 211 23 they they PRON ajbmeb-1164 211 24 take take VERB ajbmeb-1164 211 25 with with ADP ajbmeb-1164 211 26 an an DET ajbmeb-1164 211 27 eye eye NOUN ajbmeb-1164 211 28 consideration consideration NOUN ajbmeb-1164 211 29 knowledge knowledge NOUN ajbmeb-1164 211 30 circumstances circumstance NOUN ajbmeb-1164 211 31 economic economic ADJ ajbmeb-1164 211 32 for for ADP ajbmeb-1164 211 33 other other ADJ ajbmeb-1164 211 34 countries country NOUN ajbmeb-1164 211 35 , , PUNCT ajbmeb-1164 211 36 and and CCONJ ajbmeb-1164 211 37 moving move VERB ajbmeb-1164 211 38 towards towards ADP ajbmeb-1164 211 39 international international ADJ ajbmeb-1164 211 40 investment investment NOUN ajbmeb-1164 211 41 because because SCONJ ajbmeb-1164 211 42 of of ADP ajbmeb-1164 211 43 its its PRON ajbmeb-1164 211 44 many many ADJ ajbmeb-1164 211 45 advantages advantage NOUN ajbmeb-1164 211 46 . . PUNCT ajbmeb-1164 212 1 4urge 4urge NUM ajbmeb-1164 212 2 entities entity NOUN ajbmeb-1164 212 3 competent competent ADJ ajbmeb-1164 212 4 on on ADP ajbmeb-1164 212 5 to to PART ajbmeb-1164 212 6 encourage encourage VERB ajbmeb-1164 212 7 following follow VERB ajbmeb-1164 212 8 the the DET ajbmeb-1164 212 9 policy policy NOUN ajbmeb-1164 212 10 of of ADP ajbmeb-1164 212 11 not not PART ajbmeb-1164 212 12 focusing focus VERB ajbmeb-1164 212 13 on on ADP ajbmeb-1164 212 14 internal internal ADJ ajbmeb-1164 212 15 investment investment NOUN ajbmeb-1164 212 16 only only ADV ajbmeb-1164 212 17 and and CCONJ ajbmeb-1164 212 18 moving move VERB ajbmeb-1164 212 19 towards towards ADP ajbmeb-1164 212 20 international international ADJ ajbmeb-1164 212 21 investment investment NOUN ajbmeb-1164 212 22 because because SCONJ ajbmeb-1164 212 23 of of ADP ajbmeb-1164 212 24 its its PRON ajbmeb-1164 212 25 advantages advantage NOUN ajbmeb-1164 212 26 in in ADP ajbmeb-1164 212 27 light light NOUN ajbmeb-1164 212 28 of of ADP ajbmeb-1164 212 29 easing ease VERB ajbmeb-1164 212 30 barriers barrier NOUN ajbmeb-1164 212 31 and and CCONJ ajbmeb-1164 212 32 lifting lift VERB ajbmeb-1164 212 33 restrictions restriction NOUN ajbmeb-1164 212 34 . . PUNCT ajbmeb-1164 213 1 american american ADJ ajbmeb-1164 213 2 journal journal PROPN ajbmeb-1164 213 3 of of ADP ajbmeb-1164 213 4 business business NOUN ajbmeb-1164 213 5 management management NOUN ajbmeb-1164 213 6 , , PUNCT ajbmeb-1164 213 7 economics economic NOUN ajbmeb-1164 213 8 and and CCONJ ajbmeb-1164 213 9 banking banking NOUN ajbmeb-1164 213 10 volume volume NOUN ajbmeb-1164 213 11 15 15 NUM ajbmeb-1164 213 12 august august PROPN ajbmeb-1164 213 13 , , PUNCT ajbmeb-1164 213 14 2023 2023 NUM ajbmeb-1164 213 15 p p NOUN ajbmeb-1164 213 16 a a DET ajbmeb-1164 213 17 g g NOUN ajbmeb-1164 213 18 e e NOUN ajbmeb-1164 213 19 | | ADV ajbmeb-1164 213 20 95 95 NUM ajbmeb-1164 213 21 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 213 22 source source NOUN ajbmeb-1164 213 23 list list NOUN ajbmeb-1164 213 24 : : PUNCT ajbmeb-1164 213 25 1 1 X ajbmeb-1164 213 26 . . X ajbmeb-1164 214 1 abid abid PROPN ajbmeb-1164 214 2 , , PUNCT ajbmeb-1164 214 3 fathi fathi PROPN ajbmeb-1164 214 4 , , PUNCT ajbmeb-1164 214 5 pui pui PROPN ajbmeb-1164 214 6 lam lam PROPN ajbmeb-1164 214 7 leung leung PROPN ajbmeb-1164 214 8 , , PUNCT ajbmeb-1164 214 9 mourad mourad PROPN ajbmeb-1164 214 10 mroua mroua PROPN ajbmeb-1164 214 11 and and CCONJ ajbmeb-1164 214 12 wing wing PROPN ajbmeb-1164 214 13 keung keung PROPN ajbmeb-1164 214 14 wong wong PROPN ajbmeb-1164 214 15 , , PUNCT ajbmeb-1164 214 16 international international ADJ ajbmeb-1164 214 17 diversification diversification NOUN ajbmeb-1164 214 18 j j PROPN ajbmeb-1164 214 19 2 2 NUM ajbmeb-1164 214 20 , , PUNCT ajbmeb-1164 214 21 journal journal NOUN ajbmeb-1164 214 22 of of ADP ajbmeb-1164 214 23 risk risk NOUN ajbmeb-1164 214 24 and and CCONJ ajbmeb-1164 214 25 financial financial ADJ ajbmeb-1164 214 26 management management NOUN ajbmeb-1164 214 27 issn issn PROPN ajbmeb-1164 214 28 , , PUNCT ajbmeb-1164 214 29 2014 2014 NUM ajbmeb-1164 214 30 . . PUNCT ajbmeb-1164 215 1 2 2 X ajbmeb-1164 215 2 . . X ajbmeb-1164 215 3 abidin abidin PROPN ajbmeb-1164 215 4 , , PUNCT ajbmeb-1164 215 5 sazali sazali PROPN ajbmeb-1164 215 6 zainal zainal PROPN ajbmeb-1164 215 7 & & CCONJ ajbmeb-1164 215 8 mohamed mohamed PROPN ajbmeb-1164 215 9 ariff ariff PROPN ajbmeb-1164 215 10 , , PUNCT ajbmeb-1164 215 11 annuar annuar PROPN ajbmeb-1164 215 12 md md PROPN ajbmeb-1164 215 13 . . PROPN ajbmeb-1164 215 14 nassir nassir PROPN ajbmeb-1164 215 15 , , PUNCT ajbmeb-1164 215 16 shamsher shamsher PROPN ajbmeb-1164 215 17 mohamad mohamad PROPN ajbmeb-1164 215 18 , , PUNCT ajbmeb-1164 215 19 international international ADJ ajbmeb-1164 215 20 portfolio portfolio NOUN ajbmeb-1164 215 21 diversification diversification NOUN ajbmeb-1164 215 22 : : PUNCT ajbmeb-1164 215 23 a a DET ajbmeb-1164 215 24 malaysian malaysian ADJ ajbmeb-1164 215 25 perspective perspective NOUN ajbmeb-1164 215 26 , , PUNCT ajbmeb-1164 215 27 investment investment NOUN ajbmeb-1164 215 28 management management NOUN ajbmeb-1164 215 29 and and CCONJ ajbmeb-1164 215 30 financial financial ADJ ajbmeb-1164 215 31 innovations innovation NOUN ajbmeb-1164 215 32 , , PUNCT ajbmeb-1164 215 33 3/2004 3/2004 NOUN ajbmeb-1164 215 34 . . NOUN ajbmeb-1164 216 1 3 3 NUM ajbmeb-1164 216 2 . . X ajbmeb-1164 216 3 abidin abidin PROPN ajbmeb-1164 216 4 , , PUNCT ajbmeb-1164 216 5 sazali sazali PROPN ajbmeb-1164 216 6 zainal zainal PROPN ajbmeb-1164 216 7 & & CCONJ ajbmeb-1164 216 8 mohamed mohamed PROPN ajbmeb-1164 216 9 ariff ariff PROPN ajbmeb-1164 216 10 , , PUNCT ajbmeb-1164 216 11 annuar annuar PROPN ajbmeb-1164 216 12 md md PROPN ajbmeb-1164 216 13 . . PROPN ajbmeb-1164 217 1 nassir nassir PROPN ajbmeb-1164 217 2 , , PUNCT ajbmeb-1164 217 3 shamsher shamsher PROPN ajbmeb-1164 217 4 mohamad mohamad PROPN ajbmeb-1164 217 5 , , PUNCT ajbmeb-1164 217 6 international international ADJ ajbmeb-1164 217 7 portfolio portfolio NOUN ajbmeb-1164 217 8 diversification diversification NOUN ajbmeb-1164 217 9 : : PUNCT ajbmeb-1164 217 10 a a DET ajbmeb-1164 217 11 malaysian malaysian ADJ ajbmeb-1164 217 12 perspective perspective NOUN ajbmeb-1164 217 13 , , PUNCT ajbmeb-1164 217 14 investment investment NOUN ajbmeb-1164 217 15 management management NOUN ajbmeb-1164 217 16 and and CCONJ ajbmeb-1164 217 17 financial financial ADJ ajbmeb-1164 217 18 innovations innovation NOUN ajbmeb-1164 217 19 , , PUNCT ajbmeb-1164 217 20 2004 2004 NUM ajbmeb-1164 217 21 . . PUNCT ajbmeb-1164 218 1 4 4 X ajbmeb-1164 218 2 . . X ajbmeb-1164 218 3 addae addae PROPN ajbmeb-1164 218 4 , , PUNCT ajbmeb-1164 218 5 dapaah dapaah PROPN ajbmeb-1164 218 6 , , PUNCT ajbmeb-1164 218 7 kwame kwame PROPN ajbmeb-1164 218 8 & & CCONJ ajbmeb-1164 218 9 trecia trecia PROPN ajbmeb-1164 218 10 , , PUNCT ajbmeb-1164 218 11 yeo yeo PROPN ajbmeb-1164 218 12 hui hui PROPN ajbmeb-1164 218 13 siang siang PROPN ajbmeb-1164 218 14 , , PUNCT ajbmeb-1164 218 15 currency currency NOUN ajbmeb-1164 218 16 risk risk NOUN ajbmeb-1164 218 17 and and CCONJ ajbmeb-1164 218 18 international international ADJ ajbmeb-1164 218 19 diversification diversification NOUN ajbmeb-1164 218 20 of of ADP ajbmeb-1164 218 21 property property NOUN ajbmeb-1164 218 22 investments investment NOUN ajbmeb-1164 218 23 : : PUNCT ajbmeb-1164 218 24 a a DET ajbmeb-1164 218 25 singaporean singaporean ADJ ajbmeb-1164 218 26 investor investor NOUN ajbmeb-1164 218 27 ’s ’s PART ajbmeb-1164 218 28 viewpoint viewpoint NOUN ajbmeb-1164 218 29 , , PUNCT ajbmeb-1164 218 30 jel jel PROPN ajbmeb-1164 218 31 classification classification PROPN ajbmeb-1164 218 32 , , PUNCT ajbmeb-1164 218 33 eighth eighth ADJ ajbmeb-1164 218 34 european european ADJ ajbmeb-1164 218 35 real real ADJ ajbmeb-1164 218 36 estate estate NOUN ajbmeb-1164 218 37 society society NOUN ajbmeb-1164 218 38 conference conference NOUN ajbmeb-1164 218 39 , , PUNCT ajbmeb-1164 218 40 alicante alicante PROPN ajbmeb-1164 218 41 june june PROPN ajbmeb-1164 218 42 , , PUNCT ajbmeb-1164 218 43 2001 2001 NUM ajbmeb-1164 218 44 . . PUNCT ajbmeb-1164 219 1 5 5 NUM ajbmeb-1164 219 2 . . X ajbmeb-1164 219 3 andreja andreja PROPN ajbmeb-1164 219 4 , , PUNCT ajbmeb-1164 219 5 cirman cirman PROPN ajbmeb-1164 219 6 & & CCONJ ajbmeb-1164 219 7 pahor pahor PROPN ajbmeb-1164 219 8 marko marko PROPN ajbmeb-1164 219 9 , , PUNCT ajbmeb-1164 219 10 verbic verbic ADJ ajbmeb-1164 219 11 miroslav miroslav NOUN ajbmeb-1164 219 12 , , PUNCT ajbmeb-1164 219 13 determinants determinant NOUN ajbmeb-1164 219 14 of of ADP ajbmeb-1164 219 15 time time NOUN ajbmeb-1164 219 16 on on ADP ajbmeb-1164 219 17 the the DET ajbmeb-1164 219 18 market market NOUN ajbmeb-1164 219 19 in in ADP ajbmeb-1164 219 20 a a DET ajbmeb-1164 219 21 thin thin ADJ ajbmeb-1164 219 22 real real ADJ ajbmeb-1164 219 23 estate estate NOUN ajbmeb-1164 219 24 market market NOUN ajbmeb-1164 219 25 , , PUNCT ajbmeb-1164 219 26 . . PUNCT ajbmeb-1164 220 1 engineering engineer VERB ajbmeb-1164 220 2 economics economic NOUN ajbmeb-1164 220 3 , , PUNCT ajbmeb-1164 220 4 26(2015 26(2015 NUM ajbmeb-1164 220 5 ) ) PUNCT ajbmeb-1164 220 6 , , PUNCT ajbmeb-1164 220 7 1 1 NUM ajbmeb-1164 220 8 , , PUNCT ajbmeb-1164 220 9 p. p. NOUN ajbmeb-1164 220 10 4‐11 4‐11 PROPN ajbmeb-1164 220 11 . . PROPN ajbmeb-1164 220 12 2015 2015 NUM ajbmeb-1164 220 13 . . PUNCT ajbmeb-1164 221 1 6 6 X ajbmeb-1164 221 2 . . X ajbmeb-1164 221 3 lessard lessard PROPN ajbmeb-1164 221 4 , , PUNCT ajbmeb-1164 221 5 donald donald PROPN ajbmeb-1164 221 6 r. r. PROPN ajbmeb-1164 221 7 , , PUNCT ajbmeb-1164 221 8 world world NOUN ajbmeb-1164 221 9 , , PUNCT ajbmeb-1164 221 10 country country NOUN ajbmeb-1164 221 11 , , PUNCT ajbmeb-1164 221 12 and and CCONJ ajbmeb-1164 221 13 industry industry NOUN ajbmeb-1164 221 14 relationships relationship NOUN ajbmeb-1164 221 15 in in ADP ajbmeb-1164 221 16 equity equity NOUN ajbmeb-1164 221 17 returns return NOUN ajbmeb-1164 221 18 implications implication NOUN ajbmeb-1164 221 19 for for ADP ajbmeb-1164 221 20 risk risk NOUN ajbmeb-1164 221 21 reduction reduction NOUN ajbmeb-1164 221 22 through through ADP ajbmeb-1164 221 23 international international ADJ ajbmeb-1164 221 24 diversification diversification NOUN ajbmeb-1164 221 25 , , PUNCT ajbmeb-1164 221 26 fi fi NOUN ajbmeb-1164 221 27 abid abid PROPN ajbmeb-1164 221 28 , , PUNCT ajbmeb-1164 221 29 fathi&pui fathi&pui PROPN ajbmeb-1164 221 30 lam lam PROPN ajbmeb-1164 221 31 leung leung PROPN ajbmeb-1164 221 32 , , PUNCT ajbmeb-1164 221 33 mourad mourad PROPN ajbmeb-1164 221 34 mroua mroua PROPN ajbmeb-1164 221 35 and and CCONJ ajbmeb-1164 221 36 wing wing PROPN ajbmeb-1164 221 37 keung keung PROPN ajbmeb-1164 221 38 wong wong PROPN ajbmeb-1164 221 39 , , PUNCT ajbmeb-1164 221 40 international international ADJ ajbmeb-1164 221 41 diversification diversification NOUN ajbmeb-1164 221 42 versus versus ADP ajbmeb-1164 221 43 domestic domestic ADJ ajbmeb-1164 221 44 diversification diversification NOUN ajbmeb-1164 221 45 : : PUNCT ajbmeb-1164 221 46 mean mean ADJ ajbmeb-1164 221 47 - - PUNCT ajbmeb-1164 221 48 variance variance NOUN ajbmeb-1164 221 49 portfolio portfolio NOUN ajbmeb-1164 221 50 optimization optimization NOUN ajbmeb-1164 221 51 and and CCONJ ajbmeb-1164 221 52 stochastic stochastic ADJ ajbmeb-1164 221 53 dominance dominance NOUN ajbmeb-1164 221 54 approaches approach NOUN ajbmeb-1164 221 55 , , PUNCT ajbmeb-1164 221 56 8 8 NUM ajbmeb-1164 221 57 , , PUNCT ajbmeb-1164 221 58 j. j. PROPN ajbmeb-1164 221 59 risk risk PROPN ajbmeb-1164 221 60 financial financial ADJ ajbmeb-1164 221 61 manag manag NOUN ajbmeb-1164 221 62 . . PUNCT ajbmeb-1164 221 63 2014 2014 NUM ajbmeb-1164 221 64 , , PUNCT ajbmeb-1164 221 65 2 2 NUM ajbmeb-1164 221 66 , , PUNCT ajbmeb-1164 221 67 may may AUX ajbmeb-1164 221 68 2014 2014 NUM ajbmeb-1164 221 69 . . PUNCT ajbmeb-1164 222 1 7 7 X ajbmeb-1164 222 2 . . X ajbmeb-1164 222 3 bekaert bekaert PROPN ajbmeb-1164 222 4 g. g. PROPN ajbmeb-1164 222 5 , , PUNCT ajbmeb-1164 222 6 hodrick hodrick PROPN ajbmeb-1164 222 7 r.j r.j PROPN ajbmeb-1164 222 8 . . PROPN ajbmeb-1164 222 9 , , PUNCT ajbmeb-1164 222 10 zhang zhang PROPN ajbmeb-1164 222 11 x. x. PROPN ajbmeb-1164 222 12 , , PUNCT ajbmeb-1164 222 13 international international ADJ ajbmeb-1164 222 14 stock stock NOUN ajbmeb-1164 222 15 return return NOUN ajbmeb-1164 222 16 comovements comovement NOUN ajbmeb-1164 222 17 , , PUNCT ajbmeb-1164 222 18 β€œ " PUNCT ajbmeb-1164 222 19 the the DET ajbmeb-1164 222 20 journal journal NOUN ajbmeb-1164 222 21 of of ADP ajbmeb-1164 222 22 finance finance NOUN ajbmeb-1164 222 23 ” " PUNCT ajbmeb-1164 222 24 vol vol NOUN ajbmeb-1164 222 25 . . PROPN ajbmeb-1164 222 26 64 64 NUM ajbmeb-1164 222 27 , , PUNCT ajbmeb-1164 222 28 no no INTJ ajbmeb-1164 222 29 . . NOUN ajbmeb-1164 222 30 6 6 NUM ajbmeb-1164 222 31 , , PUNCT ajbmeb-1164 222 32 2009.blackman 2009.blackman NUM ajbmeb-1164 222 33 , , PUNCT ajbmeb-1164 222 34 s. s. PROPN ajbmeb-1164 222 35 , , PUNCT ajbmeb-1164 222 36 holden holden PROPN ajbmeb-1164 222 37 , , PUNCT ajbmeb-1164 222 38 k. k. PROPN ajbmeb-1164 222 39 , , PUNCT ajbmeb-1164 222 40 and and CCONJ ajbmeb-1164 222 41 thomas thomas PROPN ajbmeb-1164 222 42 , , PUNCT ajbmeb-1164 222 43 w. w. PROPN ajbmeb-1164 222 44 , , PUNCT ajbmeb-1164 222 45 long long ADJ ajbmeb-1164 222 46 - - PUNCT ajbmeb-1164 222 47 term term NOUN ajbmeb-1164 222 48 relationships relationship NOUN ajbmeb-1164 222 49 between between ADP ajbmeb-1164 222 50 international international ADJ ajbmeb-1164 222 51 share share NOUN ajbmeb-1164 222 52 prices price NOUN ajbmeb-1164 222 53 β€˜ ' PUNCT ajbmeb-1164 222 54 applied apply VERB ajbmeb-1164 222 55 financial financial ADJ ajbmeb-1164 222 56 economics economic NOUN ajbmeb-1164 222 57 , , PUNCT ajbmeb-1164 222 58 ( ( PUNCT ajbmeb-1164 222 59 4 4 NUM ajbmeb-1164 222 60 ) ) PUNCT ajbmeb-1164 222 61 4 4 NUM ajbmeb-1164 222 62 , , PUNCT ajbmeb-1164 222 63 1994 1994 NUM ajbmeb-1164 222 64 . . PUNCT ajbmeb-1164 223 1 8 8 NUM ajbmeb-1164 223 2 . . PUNCT ajbmeb-1164 223 3 blume blume PROPN ajbmeb-1164 223 4 , , PUNCT ajbmeb-1164 223 5 marchall marchall PROPN ajbmeb-1164 223 6 e e PROPN ajbmeb-1164 223 7 . . PUNCT ajbmeb-1164 224 1 β€œ " PUNCT ajbmeb-1164 224 2 portfolio portfolio NOUN ajbmeb-1164 224 3 theory theory NOUN ajbmeb-1164 224 4 : : PUNCT ajbmeb-1164 224 5 a a DET ajbmeb-1164 224 6 step step NOUN ajbmeb-1164 224 7 toward toward ADP ajbmeb-1164 224 8 its its PRON ajbmeb-1164 224 9 practical practical ADJ ajbmeb-1164 224 10 application application NOUN ajbmeb-1164 224 11 , , PUNCT ajbmeb-1164 224 12 ” " PUNCT ajbmeb-1164 224 13 journal journal NOUN ajbmeb-1164 224 14 of of ADP ajbmeb-1164 224 15 business business NOUN ajbmeb-1164 224 16 , , PUNCT ajbmeb-1164 224 17 43 43 NUM ajbmeb-1164 224 18 , , PUNCT ajbmeb-1164 224 19 no no INTJ ajbmeb-1164 224 20 . . NOUN ajbmeb-1164 224 21 2 2 NUM ajbmeb-1164 224 22 , , PUNCT ajbmeb-1164 224 23 april april PROPN ajbmeb-1164 224 24 , , PUNCT ajbmeb-1164 224 25 1970 1970 NUM ajbmeb-1164 224 26 . . PUNCT ajbmeb-1164 225 1 9 9 X ajbmeb-1164 225 2 . . X ajbmeb-1164 225 3 chandra chandra PROPN ajbmeb-1164 225 4 , , PUNCT ajbmeb-1164 225 5 abhijeet abhijeet PROPN ajbmeb-1164 225 6 . . PROPN ajbmeb-1164 225 7 , , PUNCT ajbmeb-1164 225 8 decision decision NOUN ajbmeb-1164 225 9 making making NOUN ajbmeb-1164 225 10 in in ADP ajbmeb-1164 225 11 the the DET ajbmeb-1164 225 12 stock stock NOUN ajbmeb-1164 225 13 market market NOUN ajbmeb-1164 225 14 : : PUNCT ajbmeb-1164 225 15 incorporating incorporate VERB ajbmeb-1164 225 16 psychology psychology NOUN ajbmeb-1164 225 17 with with ADP ajbmeb-1164 225 18 finance finance NOUN ajbmeb-1164 225 19 national national ADJ ajbmeb-1164 225 20 conference conference NOUN ajbmeb-1164 225 21 on on ADP ajbmeb-1164 225 22 forecasting forecast VERB ajbmeb-1164 225 23 financial financial ADJ ajbmeb-1164 225 24 markets market NOUN ajbmeb-1164 225 25 of of ADP ajbmeb-1164 225 26 india india PROPN ajbmeb-1164 225 27 , , PUNCT ajbmeb-1164 225 28 2008 2008 NUM ajbmeb-1164 225 29 , , PUNCT ajbmeb-1164 225 30 28 28 NUM ajbmeb-1164 225 31 pages page NOUN ajbmeb-1164 225 32 posted post VERB ajbmeb-1164 225 33 : : PUNCT ajbmeb-1164 225 34 8 8 NUM ajbmeb-1164 225 35 nov nov PROPN ajbmeb-1164 225 36 2009 2009 NUM ajbmeb-1164 225 37 . . PUNCT ajbmeb-1164 226 1 10 10 NUM ajbmeb-1164 226 2 . . X ajbmeb-1164 226 3 cooper cooper PROPN ajbmeb-1164 226 4 , , PUNCT ajbmeb-1164 226 5 i. i. PROPN ajbmeb-1164 226 6 , , PUNCT ajbmeb-1164 226 7 sercu sercu PROPN ajbmeb-1164 226 8 , , PUNCT ajbmeb-1164 226 9 p. p. PROPN ajbmeb-1164 226 10 , , PUNCT ajbmeb-1164 226 11 & & CCONJ ajbmeb-1164 226 12 vanpΓ©e vanpΓ©e ADV ajbmeb-1164 226 13 , , PUNCT ajbmeb-1164 226 14 r. r. PROPN ajbmeb-1164 226 15 ( ( PUNCT ajbmeb-1164 226 16 2013 2013 NUM ajbmeb-1164 226 17 ) ) PUNCT ajbmeb-1164 226 18 . . PUNCT ajbmeb-1164 227 1 β€œ " PUNCT ajbmeb-1164 227 2 the the DET ajbmeb-1164 227 3 equity equity NOUN ajbmeb-1164 227 4 home home NOUN ajbmeb-1164 227 5 bias bias NOUN ajbmeb-1164 227 6 puzzle puzzle NOUN ajbmeb-1164 227 7 : : PUNCT ajbmeb-1164 227 8 a a DET ajbmeb-1164 227 9 survey survey NOUN ajbmeb-1164 227 10 . . PUNCT ajbmeb-1164 227 11 ” " PUNCT ajbmeb-1164 228 1 foundations foundation NOUN ajbmeb-1164 228 2 and and CCONJ ajbmeb-1164 228 3 trends trend NOUN ajbmeb-1164 228 4 in in ADP ajbmeb-1164 228 5 finance finance NOUN ajbmeb-1164 228 6 , , PUNCT ajbmeb-1164 228 7 7(4 7(4 NUM ajbmeb-1164 228 8 ) ) PUNCT ajbmeb-1164 228 9 , , PUNCT ajbmeb-1164 228 10 289 289 NUM ajbmeb-1164 228 11 - - SYM ajbmeb-1164 228 12 416 416 NUM ajbmeb-1164 228 13 . . PUNCT ajbmeb-1164 228 14 11 11 NUM ajbmeb-1164 228 15 . . X ajbmeb-1164 228 16 cooper cooper PROPN ajbmeb-1164 228 17 , , PUNCT ajbmeb-1164 228 18 i. i. PROPN ajbmeb-1164 228 19 , , PUNCT ajbmeb-1164 228 20 sercu sercu PROPN ajbmeb-1164 228 21 , , PUNCT ajbmeb-1164 228 22 p. p. PROPN ajbmeb-1164 228 23 , , PUNCT ajbmeb-1164 228 24 & & CCONJ ajbmeb-1164 228 25 vanpΓ©e vanpΓ©e ADV ajbmeb-1164 228 26 , , PUNCT ajbmeb-1164 228 27 r. r. PROPN ajbmeb-1164 228 28 ( ( PUNCT ajbmeb-1164 228 29 2013 2013 NUM ajbmeb-1164 228 30 ) ) PUNCT ajbmeb-1164 228 31 . . PUNCT ajbmeb-1164 229 1 β€œ " PUNCT ajbmeb-1164 229 2 the the DET ajbmeb-1164 229 3 equity equity NOUN ajbmeb-1164 229 4 home home NOUN ajbmeb-1164 229 5 bias bias NOUN ajbmeb-1164 229 6 puzzle puzzle NOUN ajbmeb-1164 229 7 : : PUNCT ajbmeb-1164 229 8 a a DET ajbmeb-1164 229 9 survey survey NOUN ajbmeb-1164 229 10 . . PUNCT ajbmeb-1164 229 11 ” " PUNCT ajbmeb-1164 230 1 foundations foundation NOUN ajbmeb-1164 230 2 and and CCONJ ajbmeb-1164 230 3 trends trend NOUN ajbmeb-1164 230 4 in in ADP ajbmeb-1164 230 5 finance finance NOUN ajbmeb-1164 230 6 , , PUNCT ajbmeb-1164 230 7 7(4 7(4 NUM ajbmeb-1164 230 8 ) ) PUNCT ajbmeb-1164 230 9 , , PUNCT ajbmeb-1164 230 10 289 289 NUM ajbmeb-1164 230 11 - - SYM ajbmeb-1164 230 12 416 416 NUM ajbmeb-1164 230 13 . . PUNCT ajbmeb-1164 230 14 12 12 NUM ajbmeb-1164 230 15 . . X ajbmeb-1164 231 1 cooper cooper PROPN ajbmeb-1164 231 2 , , PUNCT ajbmeb-1164 231 3 ian ian PROPN ajbmeb-1164 231 4 , , PUNCT ajbmeb-1164 231 5 & & CCONJ ajbmeb-1164 231 6 kaplanis kaplanis PROPN ajbmeb-1164 231 7 , , PUNCT ajbmeb-1164 231 8 evi evi PROPN ajbmeb-1164 231 9 , , PUNCT ajbmeb-1164 231 10 the the DET ajbmeb-1164 231 11 implications implication NOUN ajbmeb-1164 231 12 of of ADP ajbmeb-1164 231 13 the the DET ajbmeb-1164 231 14 home home NOUN ajbmeb-1164 231 15 bias bias NOUN ajbmeb-1164 231 16 in in ADP ajbmeb-1164 231 17 equity equity NOUN ajbmeb-1164 231 18 portfolios portfolio NOUN ajbmeb-1164 231 19 , , PUNCT ajbmeb-1164 231 20 business business NOUN ajbmeb-1164 231 21 strategy strategy NOUN ajbmeb-1164 231 22 review review NOUN ajbmeb-1164 231 23 summer summer NOUN ajbmeb-1164 231 24 , , PUNCT ajbmeb-1164 231 25 vol vol NOUN ajbmeb-1164 231 26 . . PROPN ajbmeb-1164 231 27 5 5 NUM ajbmeb-1164 231 28 , , PUNCT ajbmeb-1164 231 29 no no INTJ ajbmeb-1164 231 30 . . NOUN ajbmeb-1164 231 31 2 2 NUM ajbmeb-1164 231 32 , , PUNCT ajbmeb-1164 231 33 1994 1994 NUM ajbmeb-1164 231 34 . . PUNCT ajbmeb-1164 232 1 13 13 NUM ajbmeb-1164 232 2 . . PUNCT ajbmeb-1164 233 1 david david PROPN ajbmeb-1164 233 2 l. l. PROPN ajbmeb-1164 233 3 , , PUNCT ajbmeb-1164 233 4 remund remund NOUN ajbmeb-1164 233 5 , , PUNCT ajbmeb-1164 233 6 2010 2010 NUM ajbmeb-1164 233 7 , , PUNCT ajbmeb-1164 233 8 financial financial ADJ ajbmeb-1164 233 9 literacy literacy NOUN ajbmeb-1164 233 10 explicated explicate VERB ajbmeb-1164 233 11 : : PUNCT ajbmeb-1164 233 12 the the DET ajbmeb-1164 233 13 case case NOUN ajbmeb-1164 233 14 for for ADP ajbmeb-1164 233 15 a a DET ajbmeb-1164 233 16 clearer clear ADJ ajbmeb-1164 233 17 definition definition NOUN ajbmeb-1164 233 18 in in ADP ajbmeb-1164 233 19 an an DET ajbmeb-1164 233 20 increasingly increasingly ADV ajbmeb-1164 233 21 complex complex ADJ ajbmeb-1164 233 22 economy economy NOUN ajbmeb-1164 233 23 . . PUNCT ajbmeb-1164 234 1 june june PROPN ajbmeb-1164 234 2 2010journal 2010journal NUM ajbmeb-1164 234 3 of of ADP ajbmeb-1164 234 4 consumer consumer NOUN ajbmeb-1164 234 5 affairs affair NOUN ajbmeb-1164 234 6 44(2):276 44(2):276 PROPN ajbmeb-1164 234 7 295 295 NUM ajbmeb-1164 234 8 unfollow unfollow PROPN ajbmeb-1164 234 9 journal journal NOUN ajbmeb-1164 234 10 , , PUNCT ajbmeb-1164 234 11 doi doi PROPN ajbmeb-1164 234 12 : : PUNCT ajbmeb-1164 234 13 10.1111 10.1111 NUM ajbmeb-1164 234 14 / / SYM ajbmeb-1164 234 15 j.1745 j.1745 NOUN ajbmeb-1164 234 16 - - PUNCT ajbmeb-1164 234 17 6606.2010.01169.x 6606.2010.01169.x NOUN ajbmeb-1164 234 18 . . PUNCT ajbmeb-1164 235 1 14 14 NUM ajbmeb-1164 235 2 . . X ajbmeb-1164 236 1 eun eun PROPN ajbmeb-1164 236 2 , , PUNCT ajbmeb-1164 236 3 cheol cheol PROPN ajbmeb-1164 236 4 s. s. PROPN ajbmeb-1164 236 5 , , PUNCT ajbmeb-1164 236 6 & & CCONJ ajbmeb-1164 236 7 resnick resnick PROPN ajbmeb-1164 236 8 bruce bruce PROPN ajbmeb-1164 236 9 g. g. 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PROPN ajbmeb-1164 237 5 , , PUNCT ajbmeb-1164 237 6 & & CCONJ ajbmeb-1164 237 7 resnick resnick PROPN ajbmeb-1164 237 8 bruce bruce PROPN ajbmeb-1164 237 9 g. g. PROPN ajbmeb-1164 237 10 : : PUNCT ajbmeb-1164 237 11 international international ADJ ajbmeb-1164 237 12 financial financial ADJ ajbmeb-1164 237 13 management management NOUN ajbmeb-1164 237 14 , , PUNCT ajbmeb-1164 237 15 3rd 3rd ADJ ajbmeb-1164 237 16 edition edition NOUN ajbmeb-1164 237 17 , , PUNCT ajbmeb-1164 237 18 front front ADJ ajbmeb-1164 237 19 matter matter NOUN ajbmeb-1164 237 20 preface preface NOUN ajbmeb-1164 237 21 , , PUNCT ajbmeb-1164 237 22 the the DET ajbmeb-1164 237 23 mcgraw mcgraw PROPN ajbmeb-1164 237 24 βˆ’hill βˆ’hill PROPN ajbmeb-1164 237 25 companies company NOUN ajbmeb-1164 237 26 , , PUNCT ajbmeb-1164 237 27 2004 2004 NUM ajbmeb-1164 237 28 . . PUNCT ajbmeb-1164 238 1 16 16 NUM ajbmeb-1164 238 2 . . PUNCT ajbmeb-1164 239 1 financial financial ADJ ajbmeb-1164 239 2 literacy literacy NOUN ajbmeb-1164 239 3 explicated explicate VERB ajbmeb-1164 239 4 : : PUNCT ajbmeb-1164 239 5 the the DET ajbmeb-1164 239 6 case case NOUN ajbmeb-1164 239 7 for for ADP ajbmeb-1164 239 8 a a DET ajbmeb-1164 239 9 clearer clear ADJ ajbmeb-1164 239 10 definition definition NOUN ajbmeb-1164 239 11 in in ADP ajbmeb-1164 239 12 an an DET ajbmeb-1164 239 13 increasingly increasingly ADV ajbmeb-1164 239 14 complex complex ADJ ajbmeb-1164 239 15 economy economy NOUN ajbmeb-1164 239 16 , , PUNCT ajbmeb-1164 239 17 david david PROPN ajbmeb-1164 239 18 l. l. PROPN ajbmeb-1164 239 19 remund remund PROPN ajbmeb-1164 239 20 , , PUNCT ajbmeb-1164 239 21 first first ADV ajbmeb-1164 239 22 published publish VERB ajbmeb-1164 239 23 : : PUNCT ajbmeb-1164 239 24 01 01 NUM ajbmeb-1164 239 25 june june PROPN ajbmeb-1164 239 26 2010 2010 NUM ajbmeb-1164 239 27 . . PUNCT ajbmeb-1164 240 1 volume44 volume44 NOUN ajbmeb-1164 240 2 , , PUNCT ajbmeb-1164 240 3 issue2 issue2 X ajbmeb-1164 240 4 , , PUNCT ajbmeb-1164 240 5 special special ADJ ajbmeb-1164 240 6 issue issue NOUN ajbmeb-1164 240 7 : : PUNCT ajbmeb-1164 240 8 financial financial ADJ ajbmeb-1164 240 9 literacy literacy NOUN ajbmeb-1164 240 10 , , PUNCT ajbmeb-1164 240 11 summer summer NOUN ajbmeb-1164 240 12 2010 2010 NUM ajbmeb-1164 240 13 , , PUNCT ajbmeb-1164 240 14 pages page NOUN ajbmeb-1164 240 15 276 276 NUM ajbmeb-1164 240 16 - - SYM ajbmeb-1164 240 17 295 295 NUM ajbmeb-1164 240 18 . . PUNCT ajbmeb-1164 241 1 american american ADJ ajbmeb-1164 241 2 journal journal PROPN ajbmeb-1164 241 3 of of ADP ajbmeb-1164 241 4 business business NOUN ajbmeb-1164 241 5 management management NOUN ajbmeb-1164 241 6 , , PUNCT ajbmeb-1164 241 7 economics economic NOUN ajbmeb-1164 241 8 and and CCONJ ajbmeb-1164 241 9 banking banking NOUN ajbmeb-1164 241 10 volume volume NOUN ajbmeb-1164 241 11 15 15 NUM ajbmeb-1164 241 12 august august PROPN ajbmeb-1164 241 13 , , PUNCT ajbmeb-1164 241 14 2023 2023 NUM ajbmeb-1164 241 15 p p NOUN ajbmeb-1164 241 16 a a PRON ajbmeb-1164 241 17 g g NOUN ajbmeb-1164 241 18 e e PROPN ajbmeb-1164 241 19 | | ADV ajbmeb-1164 241 20 96 96 NUM ajbmeb-1164 241 21 www.americanjournal.org www.americanjournal.org NOUN ajbmeb-1164 241 22 17 17 NUM ajbmeb-1164 241 23 . . PUNCT ajbmeb-1164 242 1 gilovich gilovich PROPN ajbmeb-1164 242 2 , , PUNCT ajbmeb-1164 242 3 thomas thomas PROPN ajbmeb-1164 242 4 & & CCONJ ajbmeb-1164 242 5 griffin griffin PROPN ajbmeb-1164 242 6 , , PUNCT ajbmeb-1164 242 7 dale dale PROPN ajbmeb-1164 242 8 & & CCONJ ajbmeb-1164 242 9 kahneman kahneman PROPN ajbmeb-1164 242 10 , , PUNCT ajbmeb-1164 242 11 daniel daniel PROPN ajbmeb-1164 242 12 , , PUNCT ajbmeb-1164 242 13 " " PUNCT ajbmeb-1164 242 14 heuristics heuristic NOUN ajbmeb-1164 242 15 and and CCONJ ajbmeb-1164 242 16 biases bias NOUN ajbmeb-1164 242 17 : : PUNCT ajbmeb-1164 242 18 the the DET ajbmeb-1164 242 19 psychology psychology NOUN ajbmeb-1164 242 20 of of ADP ajbmeb-1164 242 21 intuitive intuitive ADJ ajbmeb-1164 242 22 judgment judgment NOUN ajbmeb-1164 242 23 " " PUNCT ajbmeb-1164 242 24 , , PUNCT ajbmeb-1164 242 25 cambridge cambridge PROPN ajbmeb-1164 242 26 university university PROPN ajbmeb-1164 242 27 press press NOUN ajbmeb-1164 242 28 , , PUNCT ajbmeb-1164 242 29 2002 2002 NUM ajbmeb-1164 242 30 . . PUNCT ajbmeb-1164 243 1 18 18 NUM ajbmeb-1164 243 2 . . X ajbmeb-1164 244 1 goel goel PROPN ajbmeb-1164 244 2 , , PUNCT ajbmeb-1164 244 3 , , PUNCT ajbmeb-1164 244 4 deepika deepika PROPN ajbmeb-1164 244 5 , , PUNCT ajbmeb-1164 244 6 & & CCONJ ajbmeb-1164 244 7 chaudhary chaudhary PROPN ajbmeb-1164 244 8 , , PUNCT ajbmeb-1164 244 9 monika monika PROPN ajbmeb-1164 244 10 singh singh PROPN ajbmeb-1164 244 11 , , PUNCT ajbmeb-1164 244 12 advantages advantage NOUN ajbmeb-1164 244 13 of of ADP ajbmeb-1164 244 14 international international ADJ ajbmeb-1164 244 15 portfolio portfolio NOUN ajbmeb-1164 244 16 diversification diversification NOUN ajbmeb-1164 244 17 . . 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PUNCT ajbmeb-1164 294 1 solnik solnik PROPN ajbmeb-1164 294 2 , , PUNCT ajbmeb-1164 294 3 bruno bruno PROPN ajbmeb-1164 294 4 & & CCONJ ajbmeb-1164 294 5 mcleavey mcleavey PROPN ajbmeb-1164 294 6 , , PUNCT ajbmeb-1164 294 7 international international ADJ ajbmeb-1164 294 8 investments investment NOUN ajbmeb-1164 294 9 , , PUNCT ajbmeb-1164 294 10 5thed 5thed NUM ajbmeb-1164 294 11 , , PUNCT ajbmeb-1164 294 12 pearson pearson PROPN ajbmeb-1164 294 13 education education PROPN ajbmeb-1164 294 14 , , PUNCT ajbmeb-1164 294 15 inc inc PROPN ajbmeb-1164 294 16 . . PROPN ajbmeb-1164 294 17 , , PUNCT ajbmeb-1164 294 18 2004 2004 NUM ajbmeb-1164 294 19 . . PUNCT ajbmeb-1164 295 1 45 45 NUM ajbmeb-1164 295 2 . . PUNCT ajbmeb-1164 296 1 van van PROPN ajbmeb-1164 296 2 rooij rooij NOUN ajbmeb-1164 296 3 , , PUNCT ajbmeb-1164 296 4 m. m. NOUN ajbmeb-1164 296 5 , , PUNCT ajbmeb-1164 296 6 lusardi lusardi PROPN ajbmeb-1164 296 7 , , PUNCT ajbmeb-1164 296 8 a. a. NOUN ajbmeb-1164 296 9 and and CCONJ ajbmeb-1164 296 10 alessie alessie PROPN ajbmeb-1164 296 11 , , PUNCT ajbmeb-1164 296 12 r. r. PROPN ajbmeb-1164 296 13 ( ( PUNCT ajbmeb-1164 296 14 2011 2011 NUM ajbmeb-1164 296 15 ) ) PUNCT ajbmeb-1164 296 16 financial financial ADJ ajbmeb-1164 296 17 literacy literacy NOUN ajbmeb-1164 296 18 and and CCONJ ajbmeb-1164 296 19 stock stock NOUN ajbmeb-1164 296 20 market market NOUN ajbmeb-1164 296 21 participation participation NOUN ajbmeb-1164 296 22 . . PUNCT ajbmeb-1164 297 1 journal journal NOUN ajbmeb-1164 297 2 of of ADP ajbmeb-1164 297 3 financial financial ADJ ajbmeb-1164 297 4 economics economic NOUN ajbmeb-1164 297 5 , , PUNCT ajbmeb-1164 297 6 101 101 NUM ajbmeb-1164 297 7 : : PUNCT ajbmeb-1164 297 8 449–472 449–472 NUM ajbmeb-1164 297 9 . . NOUN ajbmeb-1164 297 10 46 46 NUM ajbmeb-1164 297 11 . . X ajbmeb-1164 298 1 verick verick PROPN ajbmeb-1164 298 2 , , PUNCT ajbmeb-1164 298 3 sher sher PROPN ajbmeb-1164 298 4 , , PUNCT ajbmeb-1164 298 5 & & CCONJ ajbmeb-1164 298 6 islam islam PROPN ajbmeb-1164 298 7 , , PUNCT ajbmeb-1164 298 8 iyanatul iyanatul PROPN ajbmeb-1164 298 9 . . PUNCT ajbmeb-1164 298 10 , , PUNCT ajbmeb-1164 298 11 the the DET ajbmeb-1164 298 12 great great ADJ ajbmeb-1164 298 13 recession recession NOUN ajbmeb-1164 298 14 of of ADP ajbmeb-1164 298 15 2008 2008 NUM ajbmeb-1164 298 16 - - SYM ajbmeb-1164 298 17 2009 2009 NUM ajbmeb-1164 298 18 : : PUNCT ajbmeb-1164 298 19 causes cause NOUN ajbmeb-1164 298 20 , , PUNCT ajbmeb-1164 298 21 consequences consequence NOUN ajbmeb-1164 298 22 and and CCONJ ajbmeb-1164 298 23 policy policy NOUN ajbmeb-1164 298 24 responses response NOUN ajbmeb-1164 298 25 , , PUNCT ajbmeb-1164 298 26 discussion discussion NOUN ajbmeb-1164 298 27 paper paper NOUN ajbmeb-1164 298 28 no no NOUN ajbmeb-1164 298 29 . . PUNCT ajbmeb-1164 298 30 4934 4934 NUM ajbmeb-1164 298 31 , , PUNCT ajbmeb-1164 298 32 may may AUX ajbmeb-1164 298 33 , , PUNCT ajbmeb-1164 298 34 2010 2010 NUM ajbmeb-1164 298 35 . . PUNCT