id	sid	tid	token	lemma	pos
ajbmeb-1191	1	1	american	american	PROPN
ajbmeb-1191	1	2	journal	journal	PROPN
ajbmeb-1191	1	3	of	of	ADP
ajbmeb-1191	1	4	business	business	NOUN
ajbmeb-1191	1	5	management	management	NOUN
ajbmeb-1191	1	6	,	,	PUNCT
ajbmeb-1191	1	7	economics	economic	NOUN
ajbmeb-1191	1	8	and	and	CCONJ
ajbmeb-1191	1	9	banking	banking	NOUN
ajbmeb-1191	1	10	issn	issn	PROPN
ajbmeb-1191	1	11	(	(	PUNCT
ajbmeb-1191	1	12	e	e	NOUN
ajbmeb-1191	1	13	):	):	PUNCT
ajbmeb-1191	1	14	2832	2832	NUM
ajbmeb-1191	1	15	-	-	SYM
ajbmeb-1191	1	16	8078	8078	NUM
ajbmeb-1191	1	17	volume	volume	NOUN
ajbmeb-1191	1	18	16	16	NUM
ajbmeb-1191	1	19	,	,	PUNCT
ajbmeb-1191	1	20	|	|	ADV
ajbmeb-1191	1	21	sep	sep	PROPN
ajbmeb-1191	1	22	.	.	PROPN
ajbmeb-1191	1	23	,	,	PUNCT
ajbmeb-1191	1	24	2023	2023	NUM
ajbmeb-1191	1	25	p	p	NOUN
ajbmeb-1191	1	26	a	a	DET
ajbmeb-1191	1	27	g	g	NOUN
ajbmeb-1191	1	28	e	e	NOUN
ajbmeb-1191	1	29	|	|	ADV
ajbmeb-1191	1	30	1	1	NUM
ajbmeb-1191	1	31	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	1	32	the	the	DET
ajbmeb-1191	1	33	impact	impact	NOUN
ajbmeb-1191	1	34	of	of	ADP
ajbmeb-1191	1	35	the	the	DET
ajbmeb-1191	1	36	bank	bank	NOUN
ajbmeb-1191	1	37	deposit	deposit	NOUN
ajbmeb-1191	1	38	insurance	insurance	NOUN
ajbmeb-1191	1	39	system	system	NOUN
ajbmeb-1191	1	40	in	in	ADP
ajbmeb-1191	1	41	capital	capital	NOUN
ajbmeb-1191	1	42	adequacy	adequacy	NOUN
ajbmeb-1191	1	43	and	and	CCONJ
ajbmeb-1191	1	44	profitability	profitability	NOUN
ajbmeb-1191	1	45	indicators	indicator	NOUN
ajbmeb-1191	1	46	for	for	ADP
ajbmeb-1191	1	47	the	the	DET
ajbmeb-1191	1	48	iraqi	iraqi	ADJ
ajbmeb-1191	1	49	banking	banking	NOUN
ajbmeb-1191	1	50	sector	sector	NOUN
ajbmeb-1191	1	51	and	and	CCONJ
ajbmeb-1191	1	52	comparison	comparison	NOUN
ajbmeb-1191	1	53	with	with	ADP
ajbmeb-1191	1	54	the	the	DET
ajbmeb-1191	1	55	jordanian	jordanian	ADJ
ajbmeb-1191	1	56	banking	banking	NOUN
ajbmeb-1191	1	57	sector	sector	NOUN
ajbmeb-1191	1	58	mustafa	mustafa	PROPN
ajbmeb-1191	1	59	hussein	hussein	PROPN
ajbmeb-1191	1	60	hassan	hassan	PROPN
ajbmeb-1191	1	61	(	(	PUNCT
ajbmeb-1191	1	62	1	1	X
ajbmeb-1191	1	63	)	)	PUNCT
ajbmeb-1191	1	64	imam	imam	PROPN
ajbmeb-1191	1	65	al	al	PROPN
ajbmeb-1191	1	66	-	-	PUNCT
ajbmeb-1191	1	67	kadhum	kadhum	PROPN
ajbmeb-1191	1	68	college	college	PROPN
ajbmeb-1191	1	69	(	(	PUNCT
ajbmeb-1191	1	70	ikc	ikc	PROPN
ajbmeb-1191	1	71	)	)	PUNCT
ajbmeb-1191	1	72	mustafahussein@alkadhum-col.edu.iq	mustafahussein@alkadhum-col.edu.iq	NOUN
ajbmeb-1191	1	73	.	.	PUNCT
ajbmeb-1191	2	1	mustafaajabar719@gmail.com	mustafaajabar719@gmail.com	X
ajbmeb-1191	3	1	sadiq	sadiq	PROPN
ajbmeb-1191	3	2	hussein	hussein	PROPN
ajbmeb-1191	3	3	abdul	abdul	PROPN
ajbmeb-1191	3	4	hassan(2	hassan(2	PROPN
ajbmeb-1191	3	5	)	)	PUNCT
ajbmeb-1191	3	6	college	college	NOUN
ajbmeb-1191	3	7	of	of	ADP
ajbmeb-1191	3	8	administration	administration	NOUN
ajbmeb-1191	3	9	and	and	CCONJ
ajbmeb-1191	3	10	economics	economics	PROPN
ajbmeb-1191	3	11	/	/	SYM
ajbmeb-1191	3	12	al	al	PROPN
ajbmeb-1191	3	13	-	-	PUNCT
ajbmeb-1191	3	14	mustansiriya	mustansiriya	PROPN
ajbmeb-1191	3	15	university	university	NOUN
ajbmeb-1191	3	16	sadiqhussein@uomustansiriyah.edu.iq	sadiqhussein@uomustansiriyah.edu.iq	NOUN
ajbmeb-1191	3	17	a	a	DET
ajbmeb-1191	3	18	b	b	PROPN
ajbmeb-1191	3	19	s	s	ADP
ajbmeb-1191	3	20	t	t	PROPN
ajbmeb-1191	3	21	r	r	NOUN
ajbmeb-1191	3	22	a	a	DET
ajbmeb-1191	3	23	c	c	NOUN
ajbmeb-1191	3	24	t	t	NOUN
ajbmeb-1191	3	25	k	k	X
ajbmeb-1191	3	26	e	e	PROPN
ajbmeb-1191	3	27	y	y	PROPN
ajbmeb-1191	3	28	w	w	NOUN
ajbmeb-1191	3	29	o	o	NOUN
ajbmeb-1191	3	30	r	r	NOUN
ajbmeb-1191	3	31	d	d	X
ajbmeb-1191	3	32	s	s	VERB
ajbmeb-1191	3	33	the	the	DET
ajbmeb-1191	3	34	aims	aim	NOUN
ajbmeb-1191	3	35	of	of	ADP
ajbmeb-1191	3	36	research	research	NOUN
ajbmeb-1191	3	37	to	to	PART
ajbmeb-1191	3	38	determine	determine	VERB
ajbmeb-1191	3	39	the	the	DET
ajbmeb-1191	3	40	extent	extent	NOUN
ajbmeb-1191	3	41	impact	impact	NOUN
ajbmeb-1191	3	42	of	of	ADP
ajbmeb-1191	3	43	the	the	DET
ajbmeb-1191	3	44	banking	banking	NOUN
ajbmeb-1191	3	45	deposit	deposit	NOUN
ajbmeb-1191	3	46	insurance	insurance	NOUN
ajbmeb-1191	3	47	system	system	NOUN
ajbmeb-1191	3	48	that	that	PRON
ajbmeb-1191	3	49	measured	measure	VERB
ajbmeb-1191	3	50	by	by	ADP
ajbmeb-1191	3	51	deposit	deposit	NOUN
ajbmeb-1191	3	52	guarantee	guarantee	NOUN
ajbmeb-1191	3	53	fees	fee	NOUN
ajbmeb-1191	3	54	percentage	percentage	NOUN
ajbmeb-1191	3	55	in	in	ADP
ajbmeb-1191	3	56	the	the	DET
ajbmeb-1191	3	57	iraqi	iraqi	ADJ
ajbmeb-1191	3	58	banking	banking	NOUN
ajbmeb-1191	3	59	sector	sector	NOUN
ajbmeb-1191	3	60	on	on	ADP
ajbmeb-1191	3	61	two	two	NUM
ajbmeb-1191	3	62	indicators	indicator	NOUN
ajbmeb-1191	3	63	,	,	PUNCT
ajbmeb-1191	3	64	capital	capital	NOUN
ajbmeb-1191	3	65	adequacy	adequacy	NOUN
ajbmeb-1191	3	66	and	and	CCONJ
ajbmeb-1191	3	67	bank	bank	NOUN
ajbmeb-1191	3	68	profitability	profitability	NOUN
ajbmeb-1191	3	69	,	,	PUNCT
ajbmeb-1191	3	70	and	and	CCONJ
ajbmeb-1191	3	71	compare	compare	VERB
ajbmeb-1191	3	72	the	the	DET
ajbmeb-1191	3	73	same	same	ADJ
ajbmeb-1191	3	74	effect	effect	NOUN
ajbmeb-1191	3	75	with	with	ADP
ajbmeb-1191	3	76	the	the	DET
ajbmeb-1191	3	77	jordanian	jordanian	ADJ
ajbmeb-1191	3	78	banking	banking	NOUN
ajbmeb-1191	3	79	sector	sector	NOUN
ajbmeb-1191	3	80	.	.	PUNCT
ajbmeb-1191	4	1	accordingly	accordingly	ADV
ajbmeb-1191	4	2	,	,	PUNCT
ajbmeb-1191	4	3	the	the	DET
ajbmeb-1191	4	4	research	research	NOUN
ajbmeb-1191	4	5	hypothesis	hypothesis	NOUN
ajbmeb-1191	4	6	was	be	AUX
ajbmeb-1191	4	7	tested	test	VERB
ajbmeb-1191	4	8	after	after	ADP
ajbmeb-1191	4	9	selecting	select	VERB
ajbmeb-1191	4	10	10	10	NUM
ajbmeb-1191	4	11	private	private	ADJ
ajbmeb-1191	4	12	commercial	commercial	ADJ
ajbmeb-1191	4	13	banks	bank	NOUN
ajbmeb-1191	4	14	,	,	PUNCT
ajbmeb-1191	4	15	(	(	PUNCT
ajbmeb-1191	4	16	5	5	NUM
ajbmeb-1191	4	17	)	)	PUNCT
ajbmeb-1191	4	18	of	of	ADP
ajbmeb-1191	4	19	them	they	PRON
ajbmeb-1191	4	20	are	be	AUX
ajbmeb-1191	4	21	iraqi	iraqi	ADJ
ajbmeb-1191	4	22	listed	list	VERB
ajbmeb-1191	4	23	in	in	ADP
ajbmeb-1191	4	24	the	the	DET
ajbmeb-1191	4	25	iraqi	iraqi	ADJ
ajbmeb-1191	4	26	deposit	deposit	NOUN
ajbmeb-1191	4	27	insurance	insurance	NOUN
ajbmeb-1191	4	28	institution	institution	NOUN
ajbmeb-1191	4	29	and	and	CCONJ
ajbmeb-1191	4	30	(	(	PUNCT
ajbmeb-1191	4	31	5	5	NUM
ajbmeb-1191	4	32	others	other	NOUN
ajbmeb-1191	4	33	)	)	PUNCT
ajbmeb-1191	4	34	from	from	ADP
ajbmeb-1191	4	35	the	the	DET
ajbmeb-1191	4	36	jordanian	jordanian	ADJ
ajbmeb-1191	4	37	banking	banking	NOUN
ajbmeb-1191	4	38	sector	sector	NOUN
ajbmeb-1191	4	39	and	and	CCONJ
ajbmeb-1191	4	40	listed	list	VERB
ajbmeb-1191	4	41	in	in	ADP
ajbmeb-1191	4	42	the	the	DET
ajbmeb-1191	4	43	jordanian	jordanian	ADJ
ajbmeb-1191	4	44	deposit	deposit	NOUN
ajbmeb-1191	4	45	insurance	insurance	NOUN
ajbmeb-1191	4	46	institution	institution	NOUN
ajbmeb-1191	4	47	for	for	ADP
ajbmeb-1191	4	48	the	the	DET
ajbmeb-1191	4	49	period	period	NOUN
ajbmeb-1191	4	50	(	(	PUNCT
ajbmeb-1191	4	51	20182021	20182021	NUM
ajbmeb-1191	4	52	)	)	PUNCT
ajbmeb-1191	4	53	,	,	PUNCT
ajbmeb-1191	4	54	and	and	CCONJ
ajbmeb-1191	4	55	based	base	VERB
ajbmeb-1191	4	56	on	on	ADP
ajbmeb-1191	4	57	the	the	DET
ajbmeb-1191	4	58	eviews13	eviews13	NOUN
ajbmeb-1191	4	59	statistical	statistical	ADJ
ajbmeb-1191	4	60	program	program	NOUN
ajbmeb-1191	4	61	,	,	PUNCT
ajbmeb-1191	4	62	the	the	DET
ajbmeb-1191	4	63	researcher	researcher	NOUN
ajbmeb-1191	4	64	reached	reach	VERB
ajbmeb-1191	4	65	the	the	DET
ajbmeb-1191	4	66	conclusion	conclusion	NOUN
ajbmeb-1191	4	67	that	that	SCONJ
ajbmeb-1191	4	68	the	the	DET
ajbmeb-1191	4	69	deposit	deposit	NOUN
ajbmeb-1191	4	70	protection	protection	NOUN
ajbmeb-1191	4	71	system	system	NOUN
ajbmeb-1191	4	72	does	do	AUX
ajbmeb-1191	4	73	not	not	PART
ajbmeb-1191	4	74	affect	affect	VERB
ajbmeb-1191	4	75	on	on	ADP
ajbmeb-1191	4	76	capital	capital	NOUN
ajbmeb-1191	4	77	adequacy	adequacy	NOUN
ajbmeb-1191	4	78	,	,	PUNCT
ajbmeb-1191	4	79	nor	nor	CCONJ
ajbmeb-1191	4	80	does	do	AUX
ajbmeb-1191	4	81	it	it	PRON
ajbmeb-1191	4	82	affect	affect	VERB
ajbmeb-1191	4	83	bank	bank	NOUN
ajbmeb-1191	4	84	profitability	profitability	NOUN
ajbmeb-1191	4	85	,	,	PUNCT
ajbmeb-1191	4	86	and	and	CCONJ
ajbmeb-1191	4	87	in	in	ADP
ajbmeb-1191	4	88	both	both	PRON
ajbmeb-1191	4	89	of	of	ADP
ajbmeb-1191	4	90	the	the	DET
ajbmeb-1191	4	91	iraqi	iraqi	ADJ
ajbmeb-1191	4	92	and	and	CCONJ
ajbmeb-1191	4	93	jordanian	jordanian	ADJ
ajbmeb-1191	4	94	sectors	sector	NOUN
ajbmeb-1191	4	95	,	,	PUNCT
ajbmeb-1191	4	96	the	the	DET
ajbmeb-1191	4	97	deposit	deposit	NOUN
ajbmeb-1191	4	98	insurance	insurance	NOUN
ajbmeb-1191	4	99	institution	institution	NOUN
ajbmeb-1191	4	100	more	more	ADJ
ajbmeb-1191	4	101	reflection	reflection	NOUN
ajbmeb-1191	4	102	on	on	ADP
ajbmeb-1191	4	103	the	the	DET
ajbmeb-1191	4	104	individual	individual	ADJ
ajbmeb-1191	4	105	dealers	dealer	NOUN
ajbmeb-1191	4	106	than	than	ADP
ajbmeb-1191	4	107	on	on	ADP
ajbmeb-1191	4	108	the	the	DET
ajbmeb-1191	4	109	performance	performance	NOUN
ajbmeb-1191	4	110	of	of	ADP
ajbmeb-1191	4	111	the	the	DET
ajbmeb-1191	4	112	banks	bank	NOUN
ajbmeb-1191	4	113	themselves	themselves	PRON
ajbmeb-1191	4	114	.	.	PUNCT
ajbmeb-1191	5	1	deposit	deposit	NOUN
ajbmeb-1191	5	2	insurance	insurance	NOUN
ajbmeb-1191	5	3	system	system	NOUN
ajbmeb-1191	5	4	,	,	PUNCT
ajbmeb-1191	5	5	capital	capital	NOUN
ajbmeb-1191	5	6	adequacy	adequacy	NOUN
ajbmeb-1191	5	7	,	,	PUNCT
ajbmeb-1191	5	8	bank	bank	NOUN
ajbmeb-1191	5	9	profitability	profitability	NOUN
ajbmeb-1191	5	10	,	,	PUNCT
ajbmeb-1191	5	11	deposit	deposit	NOUN
ajbmeb-1191	5	12	insurance	insurance	NOUN
ajbmeb-1191	5	13	institution	institution	NOUN
ajbmeb-1191	5	14	.	.	PUNCT
ajbmeb-1191	6	1	introduction	introduction	NOUN
ajbmeb-1191	6	2	achieving	achieve	VERB
ajbmeb-1191	6	3	banking	banking	NOUN
ajbmeb-1191	6	4	stability	stability	NOUN
ajbmeb-1191	6	5	is	be	AUX
ajbmeb-1191	6	6	a	a	DET
ajbmeb-1191	6	7	fundamental	fundamental	ADJ
ajbmeb-1191	6	8	goal	goal	NOUN
ajbmeb-1191	6	9	towards	towards	ADP
ajbmeb-1191	6	10	economic	economic	ADJ
ajbmeb-1191	6	11	development	development	NOUN
ajbmeb-1191	6	12	that	that	PRON
ajbmeb-1191	6	13	supports	support	VERB
ajbmeb-1191	6	14	financial	financial	ADJ
ajbmeb-1191	6	15	growth	growth	NOUN
ajbmeb-1191	6	16	,	,	PUNCT
ajbmeb-1191	6	17	competition	competition	NOUN
ajbmeb-1191	6	18	,	,	PUNCT
ajbmeb-1191	6	19	and	and	CCONJ
ajbmeb-1191	6	20	improvement	improvement	NOUN
ajbmeb-1191	6	21	of	of	ADP
ajbmeb-1191	6	22	banking	banking	NOUN
ajbmeb-1191	6	23	efficiency	efficiency	NOUN
ajbmeb-1191	6	24	and	and	CCONJ
ajbmeb-1191	6	25	effectiveness	effectiveness	NOUN
ajbmeb-1191	6	26	,	,	PUNCT
ajbmeb-1191	6	27	that	that	SCONJ
ajbmeb-1191	6	28	it	it	PRON
ajbmeb-1191	6	29	depends	depend	VERB
ajbmeb-1191	6	30	on	on	ADP
ajbmeb-1191	6	31	confidence	confidence	NOUN
ajbmeb-1191	6	32	the	the	DET
ajbmeb-1191	6	33	ability	ability	NOUN
ajbmeb-1191	6	34	of	of	ADP
ajbmeb-1191	6	35	banks	bank	NOUN
ajbmeb-1191	6	36	to	to	PART
ajbmeb-1191	6	37	perform	perform	VERB
ajbmeb-1191	6	38	their	their	PRON
ajbmeb-1191	6	39	operations	operation	NOUN
ajbmeb-1191	6	40	,	,	PUNCT
ajbmeb-1191	6	41	commitment	commitment	NOUN
ajbmeb-1191	6	42	to	to	ADP
ajbmeb-1191	6	43	customers	customer	NOUN
ajbmeb-1191	6	44	,	,	PUNCT
ajbmeb-1191	6	45	and	and	CCONJ
ajbmeb-1191	6	46	effective	effective	ADJ
ajbmeb-1191	6	47	response	response	NOUN
ajbmeb-1191	6	48	to	to	ADP
ajbmeb-1191	6	49	their	their	PRON
ajbmeb-1191	6	50	requirements	requirement	NOUN
ajbmeb-1191	6	51	.	.	PUNCT
ajbmeb-1191	7	1	a	a	DET
ajbmeb-1191	7	2	crisis	crisis	NOUN
ajbmeb-1191	7	3	in	in	ADP
ajbmeb-1191	7	4	the	the	DET
ajbmeb-1191	7	5	banking	banking	NOUN
ajbmeb-1191	7	6	system	system	NOUN
ajbmeb-1191	7	7	and	and	CCONJ
ajbmeb-1191	7	8	a	a	DET
ajbmeb-1191	7	9	crisis	crisis	NOUN
ajbmeb-1191	7	10	of	of	ADP
ajbmeb-1191	7	11	confidence	confidence	NOUN
ajbmeb-1191	7	12	among	among	ADP
ajbmeb-1191	7	13	customers	customer	NOUN
ajbmeb-1191	7	14	,	,	PUNCT
ajbmeb-1191	7	15	and	and	CCONJ
ajbmeb-1191	7	16	the	the	DET
ajbmeb-1191	7	17	fact	fact	NOUN
ajbmeb-1191	7	18	that	that	SCONJ
ajbmeb-1191	7	19	bank	bank	NOUN
ajbmeb-1191	7	20	deposits	deposit	NOUN
ajbmeb-1191	7	21	are	be	AUX
ajbmeb-1191	7	22	a	a	DET
ajbmeb-1191	7	23	necessary	necessary	ADJ
ajbmeb-1191	7	24	element	element	NOUN
ajbmeb-1191	7	25	to	to	PART
ajbmeb-1191	7	26	support	support	VERB
ajbmeb-1191	7	27	this	this	DET
ajbmeb-1191	7	28	stability	stability	NOUN
ajbmeb-1191	7	29	and	and	CCONJ
ajbmeb-1191	7	30	at	at	ADP
ajbmeb-1191	7	31	the	the	DET
ajbmeb-1191	7	32	same	same	ADJ
ajbmeb-1191	7	33	time	time	NOUN
ajbmeb-1191	7	34	are	be	AUX
ajbmeb-1191	7	35	debts	debt	NOUN
ajbmeb-1191	7	36	payable	payable	ADJ
ajbmeb-1191	7	37	by	by	ADP
ajbmeb-1191	7	38	the	the	DET
ajbmeb-1191	7	39	bank	bank	NOUN
ajbmeb-1191	7	40	,	,	PUNCT
ajbmeb-1191	7	41	any	any	DET
ajbmeb-1191	7	42	risk	risk	NOUN
ajbmeb-1191	7	43	to	to	ADP
ajbmeb-1191	7	44	those	those	DET
ajbmeb-1191	7	45	deposits	deposit	NOUN
ajbmeb-1191	7	46	is	be	AUX
ajbmeb-1191	7	47	a	a	DET
ajbmeb-1191	7	48	direct	direct	ADJ
ajbmeb-1191	7	49	threat	threat	NOUN
ajbmeb-1191	7	50	to	to	ADP
ajbmeb-1191	7	51	the	the	DET
ajbmeb-1191	7	52	banking	banking	NOUN
ajbmeb-1191	7	53	system	system	NOUN
ajbmeb-1191	7	54	,	,	PUNCT
ajbmeb-1191	7	55	so	so	SCONJ
ajbmeb-1191	7	56	there	there	PRON
ajbmeb-1191	7	57	are	be	VERB
ajbmeb-1191	7	58	mechanisms	mechanism	NOUN
ajbmeb-1191	7	59	to	to	PART
ajbmeb-1191	7	60	protect	protect	VERB
ajbmeb-1191	7	61	depositors	depositor	NOUN
ajbmeb-1191	7	62	and	and	CCONJ
ajbmeb-1191	7	63	protect	protect	VERB
ajbmeb-1191	7	64	banks	bank	NOUN
ajbmeb-1191	7	65	from	from	ADP
ajbmeb-1191	7	66	defaulting	default	VERB
ajbmeb-1191	7	67	or	or	CCONJ
ajbmeb-1191	7	68	bankruptcy	bankruptcy	NOUN
ajbmeb-1191	7	69	,	,	PUNCT
ajbmeb-1191	7	70	american	american	ADJ
ajbmeb-1191	7	71	journal	journal	PROPN
ajbmeb-1191	7	72	of	of	ADP
ajbmeb-1191	7	73	business	business	NOUN
ajbmeb-1191	7	74	management	management	NOUN
ajbmeb-1191	7	75	,	,	PUNCT
ajbmeb-1191	7	76	economics	economic	NOUN
ajbmeb-1191	7	77	and	and	CCONJ
ajbmeb-1191	7	78	banking	banking	NOUN
ajbmeb-1191	7	79	volume	volume	NOUN
ajbmeb-1191	7	80	16	16	NUM
ajbmeb-1191	7	81	sep	sep	PROPN
ajbmeb-1191	7	82	,	,	PUNCT
ajbmeb-1191	7	83	2023	2023	NUM
ajbmeb-1191	7	84	p	p	NOUN
ajbmeb-1191	7	85	a	a	DET
ajbmeb-1191	7	86	g	g	NOUN
ajbmeb-1191	7	87	e	e	NOUN
ajbmeb-1191	7	88	|	|	NOUN
ajbmeb-1191	7	89	2	2	NUM
ajbmeb-1191	7	90	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	7	91	and	and	CCONJ
ajbmeb-1191	7	92	ensuring	ensure	VERB
ajbmeb-1191	7	93	the	the	DET
ajbmeb-1191	7	94	general	general	ADJ
ajbmeb-1191	7	95	stability	stability	NOUN
ajbmeb-1191	7	96	of	of	ADP
ajbmeb-1191	7	97	the	the	DET
ajbmeb-1191	7	98	banking	banking	NOUN
ajbmeb-1191	7	99	system	system	NOUN
ajbmeb-1191	7	100	.	.	PUNCT
ajbmeb-1191	8	1	the	the	DET
ajbmeb-1191	8	2	role	role	NOUN
ajbmeb-1191	8	3	of	of	ADP
ajbmeb-1191	8	4	the	the	DET
ajbmeb-1191	8	5	deposit	deposit	NOUN
ajbmeb-1191	8	6	protection	protection	NOUN
ajbmeb-1191	8	7	system	system	NOUN
ajbmeb-1191	8	8	is	be	AUX
ajbmeb-1191	8	9	to	to	PART
ajbmeb-1191	8	10	provide	provide	VERB
ajbmeb-1191	8	11	the	the	DET
ajbmeb-1191	8	12	possibility	possibility	NOUN
ajbmeb-1191	8	13	of	of	ADP
ajbmeb-1191	8	14	compensating	compensate	VERB
ajbmeb-1191	8	15	a	a	DET
ajbmeb-1191	8	16	class	class	NOUN
ajbmeb-1191	8	17	of	of	ADP
ajbmeb-1191	8	18	depositors	depositor	NOUN
ajbmeb-1191	8	19	who	who	PRON
ajbmeb-1191	8	20	have	have	VERB
ajbmeb-1191	8	21	bank	bank	NOUN
ajbmeb-1191	8	22	deposits	deposit	NOUN
ajbmeb-1191	8	23	because	because	SCONJ
ajbmeb-1191	8	24	of	of	ADP
ajbmeb-1191	8	25	bank	bank	NOUN
ajbmeb-1191	8	26	’s	’s	PART
ajbmeb-1191	8	27	default	default	NOUN
ajbmeb-1191	8	28	.	.	PUNCT
ajbmeb-1191	9	1	the	the	DET
ajbmeb-1191	9	2	research	research	NOUN
ajbmeb-1191	9	3	aims	aim	VERB
ajbmeb-1191	9	4	to	to	PART
ajbmeb-1191	9	5	determine	determine	VERB
ajbmeb-1191	9	6	the	the	DET
ajbmeb-1191	9	7	nature	nature	NOUN
ajbmeb-1191	9	8	of	of	ADP
ajbmeb-1191	9	9	the	the	DET
ajbmeb-1191	9	10	impact	impact	NOUN
ajbmeb-1191	9	11	of	of	ADP
ajbmeb-1191	9	12	the	the	DET
ajbmeb-1191	9	13	bank	bank	NOUN
ajbmeb-1191	9	14	deposit	deposit	NOUN
ajbmeb-1191	9	15	protection	protection	NOUN
ajbmeb-1191	9	16	system	system	NOUN
ajbmeb-1191	9	17	on	on	ADP
ajbmeb-1191	9	18	some	some	DET
ajbmeb-1191	9	19	financial	financial	ADJ
ajbmeb-1191	9	20	indicators	indicator	NOUN
ajbmeb-1191	9	21	,	,	PUNCT
ajbmeb-1191	9	22	foremost	foremost	ADV
ajbmeb-1191	9	23	of	of	ADP
ajbmeb-1191	9	24	which	which	PRON
ajbmeb-1191	9	25	is	be	AUX
ajbmeb-1191	9	26	capital	capital	NOUN
ajbmeb-1191	9	27	adequacy	adequacy	NOUN
ajbmeb-1191	9	28	and	and	CCONJ
ajbmeb-1191	9	29	profitability	profitability	NOUN
ajbmeb-1191	9	30	.	.	PUNCT
ajbmeb-1191	10	1	in	in	ADP
ajbmeb-1191	10	2	order	order	NOUN
ajbmeb-1191	10	3	to	to	PART
ajbmeb-1191	10	4	enhance	enhance	VERB
ajbmeb-1191	10	5	confidence	confidence	NOUN
ajbmeb-1191	10	6	,	,	PUNCT
ajbmeb-1191	10	7	deposit	deposit	NOUN
ajbmeb-1191	10	8	protection	protection	NOUN
ajbmeb-1191	10	9	company	company	NOUN
ajbmeb-1191	10	10	have	have	AUX
ajbmeb-1191	10	11	been	be	AUX
ajbmeb-1191	10	12	activated	activate	VERB
ajbmeb-1191	10	13	,	,	PUNCT
ajbmeb-1191	10	14	and	and	CCONJ
ajbmeb-1191	10	15	this	this	PRON
ajbmeb-1191	10	16	is	be	AUX
ajbmeb-1191	10	17	reflected	reflect	VERB
ajbmeb-1191	10	18	positively	positively	ADV
ajbmeb-1191	10	19	on	on	ADP
ajbmeb-1191	10	20	the	the	DET
ajbmeb-1191	10	21	financial	financial	ADJ
ajbmeb-1191	10	22	indicators	indicator	NOUN
ajbmeb-1191	10	23	,	,	PUNCT
ajbmeb-1191	10	24	indicated	indicate	VERB
ajbmeb-1191	10	25	(	(	PUNCT
ajbmeb-1191	10	26	chernykh	chernykh	PROPN
ajbmeb-1191	10	27	&	&	CCONJ
ajbmeb-1191	10	28	cole	cole	PROPN
ajbmeb-1191	10	29	,	,	PUNCT
ajbmeb-1191	10	30	2011	2011	NUM
ajbmeb-1191	10	31	)	)	PUNCT
ajbmeb-1191	10	32	in	in	ADP
ajbmeb-1191	10	33	his	his	PRON
ajbmeb-1191	10	34	study	study	NOUN
ajbmeb-1191	10	35	on	on	ADP
ajbmeb-1191	10	36	the	the	DET
ajbmeb-1191	10	37	role	role	NOUN
ajbmeb-1191	10	38	of	of	ADP
ajbmeb-1191	10	39	deposit	deposit	NOUN
ajbmeb-1191	10	40	protection	protection	NOUN
ajbmeb-1191	10	41	in	in	ADP
ajbmeb-1191	10	42	financial	financial	ADJ
ajbmeb-1191	10	43	intermediation	intermediation	NOUN
ajbmeb-1191	10	44	,	,	PUNCT
ajbmeb-1191	10	45	that	that	SCONJ
ajbmeb-1191	10	46	the	the	DET
ajbmeb-1191	10	47	protection	protection	NOUN
ajbmeb-1191	10	48	system	system	NOUN
ajbmeb-1191	10	49	achieves	achieve	VERB
ajbmeb-1191	10	50	great	great	ADJ
ajbmeb-1191	10	51	benefits	benefit	NOUN
ajbmeb-1191	10	52	for	for	ADP
ajbmeb-1191	10	53	depositors	depositor	NOUN
ajbmeb-1191	10	54	,	,	PUNCT
ajbmeb-1191	10	55	as	as	ADV
ajbmeb-1191	10	56	well	well	ADV
ajbmeb-1191	10	57	as	as	ADP
ajbmeb-1191	10	58	(	(	PUNCT
ajbmeb-1191	10	59	roman	roman	PROPN
ajbmeb-1191	10	60	&	&	CCONJ
ajbmeb-1191	10	61	danuletiu	danuletiu	PROPN
ajbmeb-1191	10	62	,	,	PUNCT
ajbmeb-1191	10	63	2013	2013	NUM
ajbmeb-1191	10	64	)	)	PUNCT
ajbmeb-1191	10	65	the	the	DET
ajbmeb-1191	10	66	profitability	profitability	NOUN
ajbmeb-1191	10	67	of	of	ADP
ajbmeb-1191	10	68	banks	bank	NOUN
ajbmeb-1191	10	69	can	can	AUX
ajbmeb-1191	10	70	be	be	AUX
ajbmeb-1191	10	71	improved	improve	VERB
ajbmeb-1191	10	72	by	by	ADP
ajbmeb-1191	10	73	improving	improve	VERB
ajbmeb-1191	10	74	quality	quality	NOUN
ajbmeb-1191	10	75	management	management	NOUN
ajbmeb-1191	10	76	,	,	PUNCT
ajbmeb-1191	10	77	increasing	increase	VERB
ajbmeb-1191	10	78	non	non	ADJ
ajbmeb-1191	10	79	-	-	ADJ
ajbmeb-1191	10	80	interest	interest	ADJ
ajbmeb-1191	10	81	income	income	NOUN
ajbmeb-1191	10	82	,	,	PUNCT
ajbmeb-1191	10	83	and	and	CCONJ
ajbmeb-1191	10	84	increasing	increase	VERB
ajbmeb-1191	10	85	the	the	DET
ajbmeb-1191	10	86	size	size	NOUN
ajbmeb-1191	10	87	and	and	CCONJ
ajbmeb-1191	10	88	branches	branch	NOUN
ajbmeb-1191	10	89	of	of	ADP
ajbmeb-1191	10	90	banks	bank	NOUN
ajbmeb-1191	10	91	,	,	PUNCT
ajbmeb-1191	10	92	and	and	CCONJ
ajbmeb-1191	10	93	(	(	PUNCT
ajbmeb-1191	10	94	mohsen	mohsen	PROPN
ajbmeb-1191	10	95	,	,	PUNCT
ajbmeb-1191	10	96	2016	2016	NUM
ajbmeb-1191	10	97	)	)	PUNCT
ajbmeb-1191	10	98	indicated	indicate	VERB
ajbmeb-1191	10	99	in	in	ADP
ajbmeb-1191	10	100	his	his	PRON
ajbmeb-1191	10	101	study	study	NOUN
ajbmeb-1191	10	102	to	to	PART
ajbmeb-1191	10	103	assist	assist	VERB
ajbmeb-1191	10	104	decision	decision	NOUN
ajbmeb-1191	10	105	makers	maker	NOUN
ajbmeb-1191	10	106	in	in	ADP
ajbmeb-1191	10	107	the	the	DET
ajbmeb-1191	10	108	possibility	possibility	NOUN
ajbmeb-1191	10	109	of	of	ADP
ajbmeb-1191	10	110	establishing	establish	VERB
ajbmeb-1191	10	111	and	and	CCONJ
ajbmeb-1191	10	112	managing	manage	VERB
ajbmeb-1191	10	113	a	a	DET
ajbmeb-1191	10	114	system	system	NOUN
ajbmeb-1191	10	115	to	to	PART
ajbmeb-1191	10	116	guarantee	guarantee	VERB
ajbmeb-1191	10	117	deposits	deposit	NOUN
ajbmeb-1191	10	118	,	,	PUNCT
ajbmeb-1191	10	119	that	that	SCONJ
ajbmeb-1191	10	120	the	the	DET
ajbmeb-1191	10	121	safety	safety	NOUN
ajbmeb-1191	10	122	net	net	NOUN
ajbmeb-1191	10	123	is	be	AUX
ajbmeb-1191	10	124	an	an	DET
ajbmeb-1191	10	125	integral	integral	ADJ
ajbmeb-1191	10	126	part	part	NOUN
ajbmeb-1191	10	127	of	of	ADP
ajbmeb-1191	10	128	the	the	DET
ajbmeb-1191	10	129	basic	basic	ADJ
ajbmeb-1191	10	130	financial	financial	ADJ
ajbmeb-1191	10	131	environment	environment	NOUN
ajbmeb-1191	10	132	.	.	PUNCT
ajbmeb-1191	11	1	the	the	DET
ajbmeb-1191	11	2	demand	demand	NOUN
ajbmeb-1191	11	3	for	for	ADP
ajbmeb-1191	11	4	bank	bank	NOUN
ajbmeb-1191	11	5	deposits	deposit	NOUN
ajbmeb-1191	11	6	is	be	AUX
ajbmeb-1191	11	7	essential	essential	ADJ
ajbmeb-1191	11	8	in	in	ADP
ajbmeb-1191	11	9	this	this	DET
ajbmeb-1191	11	10	type	type	NOUN
ajbmeb-1191	11	11	of	of	ADP
ajbmeb-1191	11	12	system	system	NOUN
ajbmeb-1191	11	13	,	,	PUNCT
ajbmeb-1191	11	14	and	and	CCONJ
ajbmeb-1191	11	15	(	(	PUNCT
ajbmeb-1191	11	16	al	al	PROPN
ajbmeb-1191	11	17	-	-	PUNCT
ajbmeb-1191	11	18	imam	imam	PROPN
ajbmeb-1191	11	19	et	et	PROPN
ajbmeb-1191	11	20	al	al	PROPN
ajbmeb-1191	11	21	.	.	PROPN
ajbmeb-1191	11	22	,	,	PUNCT
ajbmeb-1191	11	23	2017	2017	NUM
ajbmeb-1191	11	24	)	)	PUNCT
ajbmeb-1191	11	25	believes	believe	VERB
ajbmeb-1191	11	26	that	that	SCONJ
ajbmeb-1191	11	27	banking	banking	NOUN
ajbmeb-1191	11	28	awareness	awareness	NOUN
ajbmeb-1191	11	29	is	be	AUX
ajbmeb-1191	11	30	one	one	NUM
ajbmeb-1191	11	31	of	of	ADP
ajbmeb-1191	11	32	the	the	DET
ajbmeb-1191	11	33	most	most	ADV
ajbmeb-1191	11	34	important	important	ADJ
ajbmeb-1191	11	35	factors	factor	NOUN
ajbmeb-1191	11	36	that	that	PRON
ajbmeb-1191	11	37	specifically	specifically	ADV
ajbmeb-1191	11	38	affect	affect	VERB
ajbmeb-1191	11	39	banking	banking	NOUN
ajbmeb-1191	11	40	.	.	PUNCT
ajbmeb-1191	11	41	,	,	PUNCT
ajbmeb-1191	11	42	and	and	CCONJ
ajbmeb-1191	11	43	(	(	PUNCT
ajbmeb-1191	11	44	fecht	fecht	NOUN
ajbmeb-1191	11	45	et	et	PROPN
ajbmeb-1191	11	46	al	al	PROPN
ajbmeb-1191	11	47	.	.	PROPN
ajbmeb-1191	11	48	,	,	PUNCT
ajbmeb-1191	11	49	2019	2019	NUM
ajbmeb-1191	11	50	)	)	PUNCT
ajbmeb-1191	11	51	indicated	indicate	VERB
ajbmeb-1191	11	52	that	that	SCONJ
ajbmeb-1191	11	53	heterogeneous	heterogeneous	ADJ
ajbmeb-1191	11	54	insurance	insurance	NOUN
ajbmeb-1191	11	55	on	on	ADP
ajbmeb-1191	11	56	bank	bank	NOUN
ajbmeb-1191	11	57	deposits	deposit	NOUN
ajbmeb-1191	11	58	can	can	AUX
ajbmeb-1191	11	59	lead	lead	VERB
ajbmeb-1191	11	60	to	to	ADP
ajbmeb-1191	11	61	reallocation	reallocation	NOUN
ajbmeb-1191	11	62	of	of	ADP
ajbmeb-1191	11	63	deposits	deposit	NOUN
ajbmeb-1191	11	64	suddenly	suddenly	ADV
ajbmeb-1191	11	65	,	,	PUNCT
ajbmeb-1191	11	66	which	which	PRON
ajbmeb-1191	11	67	threatens	threaten	VERB
ajbmeb-1191	11	68	the	the	DET
ajbmeb-1191	11	69	stability	stability	NOUN
ajbmeb-1191	11	70	of	of	ADP
ajbmeb-1191	11	71	the	the	DET
ajbmeb-1191	11	72	banking	banking	NOUN
ajbmeb-1191	11	73	sector	sector	NOUN
ajbmeb-1191	11	74	.	.	PUNCT
ajbmeb-1191	12	1	literary	literary	ADJ
ajbmeb-1191	12	2	review	review	NOUN
ajbmeb-1191	12	3	banking	banking	NOUN
ajbmeb-1191	12	4	institutions	institution	NOUN
ajbmeb-1191	12	5	face	face	VERB
ajbmeb-1191	12	6	multiple	multiple	ADJ
ajbmeb-1191	12	7	risks	risk	NOUN
ajbmeb-1191	12	8	that	that	PRON
ajbmeb-1191	12	9	threaten	threaten	VERB
ajbmeb-1191	12	10	the	the	DET
ajbmeb-1191	12	11	sustainability	sustainability	NOUN
ajbmeb-1191	12	12	of	of	ADP
ajbmeb-1191	12	13	their	their	PRON
ajbmeb-1191	12	14	work	work	NOUN
ajbmeb-1191	12	15	,	,	PUNCT
ajbmeb-1191	12	16	the	the	DET
ajbmeb-1191	12	17	most	most	ADV
ajbmeb-1191	12	18	important	important	ADJ
ajbmeb-1191	12	19	of	of	ADP
ajbmeb-1191	12	20	which	which	PRON
ajbmeb-1191	12	21	is	be	AUX
ajbmeb-1191	12	22	the	the	DET
ajbmeb-1191	12	23	lack	lack	NOUN
ajbmeb-1191	12	24	of	of	ADP
ajbmeb-1191	12	25	financial	financial	ADJ
ajbmeb-1191	12	26	stability	stability	NOUN
ajbmeb-1191	12	27	,	,	PUNCT
ajbmeb-1191	12	28	which	which	PRON
ajbmeb-1191	12	29	leads	lead	VERB
ajbmeb-1191	12	30	to	to	ADP
ajbmeb-1191	12	31	damage	damage	NOUN
ajbmeb-1191	12	32	to	to	ADP
ajbmeb-1191	12	33	the	the	DET
ajbmeb-1191	12	34	confidence	confidence	NOUN
ajbmeb-1191	12	35	of	of	ADP
ajbmeb-1191	12	36	depositors	depositor	NOUN
ajbmeb-1191	12	37	in	in	ADP
ajbmeb-1191	12	38	the	the	DET
ajbmeb-1191	12	39	bank	bank	NOUN
ajbmeb-1191	12	40	,	,	PUNCT
ajbmeb-1191	12	41	so	so	SCONJ
ajbmeb-1191	12	42	it	it	PRON
ajbmeb-1191	12	43	is	be	AUX
ajbmeb-1191	12	44	necessary	necessary	ADJ
ajbmeb-1191	12	45	to	to	PART
ajbmeb-1191	12	46	find	find	VERB
ajbmeb-1191	12	47	mechanisms	mechanism	NOUN
ajbmeb-1191	12	48	that	that	PRON
ajbmeb-1191	12	49	guarantee	guarantee	VERB
ajbmeb-1191	12	50	bank	bank	NOUN
ajbmeb-1191	12	51	deposits	deposit	NOUN
ajbmeb-1191	12	52	to	to	ADP
ajbmeb-1191	12	53	depositors	depositor	NOUN
ajbmeb-1191	12	54	,	,	PUNCT
ajbmeb-1191	12	55	which	which	PRON
ajbmeb-1191	12	56	is	be	AUX
ajbmeb-1191	12	57	what	what	PRON
ajbmeb-1191	12	58	bank	bank	NOUN
ajbmeb-1191	12	59	deposit	deposit	NOUN
ajbmeb-1191	12	60	protection	protection	NOUN
ajbmeb-1191	12	61	companies	company	NOUN
ajbmeb-1191	12	62	do	do	VERB
ajbmeb-1191	12	63	,	,	PUNCT
ajbmeb-1191	12	64	which	which	PRON
ajbmeb-1191	12	65	help	help	VERB
ajbmeb-1191	12	66	reduce	reduce	VERB
ajbmeb-1191	12	67	the	the	DET
ajbmeb-1191	12	68	risk	risk	NOUN
ajbmeb-1191	12	69	of	of	ADP
ajbmeb-1191	12	70	bankruptcy	bankruptcy	NOUN
ajbmeb-1191	12	71	and	and	CCONJ
ajbmeb-1191	12	72	enhancing	enhance	VERB
ajbmeb-1191	12	73	confidence	confidence	NOUN
ajbmeb-1191	12	74	in	in	ADP
ajbmeb-1191	12	75	the	the	DET
ajbmeb-1191	12	76	banking	banking	NOUN
ajbmeb-1191	12	77	system	system	NOUN
ajbmeb-1191	12	78	.	.	PUNCT
ajbmeb-1191	13	1	establishing	establish	VERB
ajbmeb-1191	13	2	a	a	DET
ajbmeb-1191	13	3	bank	bank	NOUN
ajbmeb-1191	13	4	deposit	deposit	NOUN
ajbmeb-1191	13	5	protection	protection	NOUN
ajbmeb-1191	13	6	system	system	NOUN
ajbmeb-1191	13	7	to	to	PART
ajbmeb-1191	13	8	protect	protect	VERB
ajbmeb-1191	13	9	depositors	depositor	NOUN
ajbmeb-1191	13	10	from	from	ADP
ajbmeb-1191	13	11	the	the	DET
ajbmeb-1191	13	12	financial	financial	ADJ
ajbmeb-1191	13	13	failure	failure	NOUN
ajbmeb-1191	13	14	of	of	ADP
ajbmeb-1191	13	15	banks	bank	NOUN
ajbmeb-1191	13	16	that	that	PRON
ajbmeb-1191	13	17	accept	accept	VERB
ajbmeb-1191	13	18	and	and	CCONJ
ajbmeb-1191	13	19	lend	lend	VERB
ajbmeb-1191	13	20	deposits	deposit	NOUN
ajbmeb-1191	13	21	,	,	PUNCT
ajbmeb-1191	13	22	and	and	CCONJ
ajbmeb-1191	13	23	to	to	PART
ajbmeb-1191	13	24	enhance	enhance	VERB
ajbmeb-1191	13	25	confidence	confidence	NOUN
ajbmeb-1191	13	26	in	in	ADP
ajbmeb-1191	13	27	the	the	DET
ajbmeb-1191	13	28	banking	banking	NOUN
ajbmeb-1191	13	29	system	system	NOUN
ajbmeb-1191	13	30	through	through	ADP
ajbmeb-1191	13	31	the	the	DET
ajbmeb-1191	13	32	establishment	establishment	NOUN
ajbmeb-1191	13	33	of	of	ADP
ajbmeb-1191	13	34	institutions	institution	NOUN
ajbmeb-1191	13	35	dedicated	dedicate	VERB
ajbmeb-1191	13	36	to	to	ADP
ajbmeb-1191	13	37	protecting	protect	VERB
ajbmeb-1191	13	38	and	and	CCONJ
ajbmeb-1191	13	39	compensating	compensate	VERB
ajbmeb-1191	13	40	depositors	depositor	NOUN
ajbmeb-1191	13	41	in	in	ADP
ajbmeb-1191	13	42	the	the	DET
ajbmeb-1191	13	43	event	event	NOUN
ajbmeb-1191	13	44	of	of	ADP
ajbmeb-1191	13	45	stopping	stop	VERB
ajbmeb-1191	13	46	payment	payment	NOUN
ajbmeb-1191	13	47	by	by	ADP
ajbmeb-1191	13	48	banks	bank	NOUN
ajbmeb-1191	13	49	,	,	PUNCT
ajbmeb-1191	13	50	as	as	ADV
ajbmeb-1191	13	51	well	well	ADV
ajbmeb-1191	13	52	as	as	ADP
ajbmeb-1191	13	53	protecting	protect	VERB
ajbmeb-1191	13	54	the	the	DET
ajbmeb-1191	13	55	banks	bank	NOUN
ajbmeb-1191	13	56	themselves	themselves	PRON
ajbmeb-1191	13	57	from	from	ADP
ajbmeb-1191	13	58	collapse	collapse	NOUN
ajbmeb-1191	13	59	due	due	ADP
ajbmeb-1191	13	60	to	to	ADP
ajbmeb-1191	13	61	the	the	DET
ajbmeb-1191	13	62	panic	panic	NOUN
ajbmeb-1191	13	63	of	of	ADP
ajbmeb-1191	13	64	depositors	depositor	NOUN
ajbmeb-1191	13	65	in	in	ADP
ajbmeb-1191	13	66	crises	crisis	NOUN
ajbmeb-1191	13	67	unexpected	unexpected	ADJ
ajbmeb-1191	13	68	(	(	PUNCT
ajbmeb-1191	13	69	zanoun,2017:445	zanoun,2017:445	NOUN
ajbmeb-1191	13	70	)	)	PUNCT
ajbmeb-1191	13	71	,	,	PUNCT
ajbmeb-1191	13	72	and	and	CCONJ
ajbmeb-1191	13	73	it	it	PRON
ajbmeb-1191	13	74	fully	fully	ADV
ajbmeb-1191	13	75	or	or	CCONJ
ajbmeb-1191	13	76	partially	partially	ADV
ajbmeb-1191	13	77	compensates	compensate	VERB
ajbmeb-1191	13	78	the	the	DET
ajbmeb-1191	13	79	customer	customer	NOUN
ajbmeb-1191	13	80	’s	’s	PART
ajbmeb-1191	13	81	deposit	deposit	NOUN
ajbmeb-1191	13	82	from	from	ADP
ajbmeb-1191	13	83	the	the	DET
ajbmeb-1191	13	84	deposit	deposit	NOUN
ajbmeb-1191	13	85	insurance	insurance	NOUN
ajbmeb-1191	13	86	fund	fund	NOUN
ajbmeb-1191	13	87	when	when	SCONJ
ajbmeb-1191	13	88	the	the	DET
ajbmeb-1191	13	89	customer	customer	NOUN
ajbmeb-1191	13	90	’s	’s	PART
ajbmeb-1191	13	91	deposit	deposit	NOUN
ajbmeb-1191	13	92	is	be	AUX
ajbmeb-1191	13	93	in	in	ADP
ajbmeb-1191	13	94	danger	danger	NOUN
ajbmeb-1191	13	95	due	due	ADP
ajbmeb-1191	13	96	to	to	ADP
ajbmeb-1191	13	97	the	the	DET
ajbmeb-1191	13	98	default	default	NOUN
ajbmeb-1191	13	99	of	of	ADP
ajbmeb-1191	13	100	the	the	DET
ajbmeb-1191	13	101	bank	bank	NOUN
ajbmeb-1191	13	102	in	in	ADP
ajbmeb-1191	13	103	which	which	PRON
ajbmeb-1191	13	104	the	the	DET
ajbmeb-1191	13	105	deposits	deposit	NOUN
ajbmeb-1191	13	106	are	be	AUX
ajbmeb-1191	13	107	placed	place	VERB
ajbmeb-1191	13	108	,	,	PUNCT
ajbmeb-1191	13	109	or	or	CCONJ
ajbmeb-1191	13	110	in	in	ADP
ajbmeb-1191	13	111	the	the	DET
ajbmeb-1191	13	112	event	event	NOUN
ajbmeb-1191	13	113	of	of	ADP
ajbmeb-1191	13	114	bankruptcy	bankruptcy	NOUN
ajbmeb-1191	13	115	,	,	PUNCT
ajbmeb-1191	13	116	or	or	CCONJ
ajbmeb-1191	13	117	stops	stop	VERB
ajbmeb-1191	13	118	paying	pay	VERB
ajbmeb-1191	13	119	,	,	PUNCT
ajbmeb-1191	13	120	noting	note	VERB
ajbmeb-1191	13	121	that	that	SCONJ
ajbmeb-1191	13	122	the	the	DET
ajbmeb-1191	13	123	fund	fund	NOUN
ajbmeb-1191	13	124	consists	consist	VERB
ajbmeb-1191	13	125	of	of	ADP
ajbmeb-1191	13	126	the	the	DET
ajbmeb-1191	13	127	contributions	contribution	NOUN
ajbmeb-1191	13	128	of	of	ADP
ajbmeb-1191	13	129	the	the	DET
ajbmeb-1191	13	130	participating	participate	VERB
ajbmeb-1191	13	131	banks	bank	NOUN
ajbmeb-1191	13	132	and	and	CCONJ
ajbmeb-1191	13	133	is	be	AUX
ajbmeb-1191	13	134	paid	pay	VERB
ajbmeb-1191	13	135	in	in	ADP
ajbmeb-1191	13	136	accordance	accordance	NOUN
ajbmeb-1191	13	137	with	with	ADP
ajbmeb-1191	13	138	the	the	DET
ajbmeb-1191	13	139	obligations	obligation	NOUN
ajbmeb-1191	13	140	of	of	ADP
ajbmeb-1191	13	141	the	the	DET
ajbmeb-1191	13	142	banks	bank	NOUN
ajbmeb-1191	13	143	to	to	PART
ajbmeb-1191	13	144	provide	provide	VERB
ajbmeb-1191	13	145	financing	financing	NOUN
ajbmeb-1191	13	146	through	through	ADP
ajbmeb-1191	13	147	subscription	subscription	NOUN
ajbmeb-1191	13	148	or	or	CCONJ
ajbmeb-1191	13	149	donation	donation	NOUN
ajbmeb-1191	13	150	,	,	PUNCT
ajbmeb-1191	13	151	which	which	PRON
ajbmeb-1191	13	152	is	be	AUX
ajbmeb-1191	13	153	usually	usually	ADV
ajbmeb-1191	13	154	a	a	DET
ajbmeb-1191	13	155	percentage	percentage	NOUN
ajbmeb-1191	13	156	of	of	ADP
ajbmeb-1191	13	157	the	the	DET
ajbmeb-1191	13	158	size	size	NOUN
ajbmeb-1191	13	159	of	of	ADP
ajbmeb-1191	13	160	the	the	DET
ajbmeb-1191	13	161	bank	bank	NOUN
ajbmeb-1191	13	162	deposit	deposit	NOUN
ajbmeb-1191	13	163	(	(	PUNCT
ajbmeb-1191	13	164	anisa	anisa	NOUN
ajbmeb-1191	13	165	,	,	PUNCT
ajbmeb-1191	13	166	2019	2019	NUM
ajbmeb-1191	13	167	:	:	SYM
ajbmeb-1191	13	168	330	330	NUM
ajbmeb-1191	13	169	)	)	PUNCT
ajbmeb-1191	13	170	.	.	PUNCT
ajbmeb-1191	14	1	the	the	DET
ajbmeb-1191	14	2	mission	mission	NOUN
ajbmeb-1191	14	3	of	of	ADP
ajbmeb-1191	14	4	the	the	DET
ajbmeb-1191	14	5	deposit	deposit	NOUN
ajbmeb-1191	14	6	protection	protection	NOUN
ajbmeb-1191	14	7	system	system	NOUN
ajbmeb-1191	14	8	may	may	AUX
ajbmeb-1191	14	9	be	be	AUX
ajbmeb-1191	14	10	limited	limit	VERB
ajbmeb-1191	14	11	to	to	ADP
ajbmeb-1191	14	12	protecting	protect	VERB
ajbmeb-1191	14	13	small	small	ADJ
ajbmeb-1191	14	14	depositors	depositor	NOUN
ajbmeb-1191	14	15	,	,	PUNCT
ajbmeb-1191	14	16	as	as	SCONJ
ajbmeb-1191	14	17	it	it	PRON
ajbmeb-1191	14	18	acts	act	VERB
ajbmeb-1191	14	19	as	as	ADP
ajbmeb-1191	14	20	an	an	DET
ajbmeb-1191	14	21	insurance	insurance	NOUN
ajbmeb-1191	14	22	policy	policy	NOUN
ajbmeb-1191	14	23	in	in	ADP
ajbmeb-1191	14	24	this	this	DET
ajbmeb-1191	14	25	case	case	NOUN
ajbmeb-1191	14	26	,	,	PUNCT
ajbmeb-1191	14	27	but	but	CCONJ
ajbmeb-1191	14	28	if	if	SCONJ
ajbmeb-1191	14	29	it	it	PRON
ajbmeb-1191	14	30	depends	depend	VERB
ajbmeb-1191	14	31	on	on	ADP
ajbmeb-1191	14	32	supporting	support	VERB
ajbmeb-1191	14	33	banks	bank	NOUN
ajbmeb-1191	14	34	in	in	ADP
ajbmeb-1191	14	35	a	a	DET
ajbmeb-1191	14	36	banking	banking	NOUN
ajbmeb-1191	14	37	crisis	crisis	NOUN
ajbmeb-1191	14	38	,	,	PUNCT
ajbmeb-1191	14	39	then	then	ADV
ajbmeb-1191	14	40	its	its	PRON
ajbmeb-1191	14	41	role	role	NOUN
ajbmeb-1191	14	42	in	in	ADP
ajbmeb-1191	14	43	this	this	DET
ajbmeb-1191	14	44	case	case	NOUN
ajbmeb-1191	14	45	is	be	AUX
ajbmeb-1191	14	46	symbiotic	symbiotic	ADJ
ajbmeb-1191	14	47	,	,	PUNCT
ajbmeb-1191	14	48	but	but	CCONJ
ajbmeb-1191	14	49	the	the	DET
ajbmeb-1191	14	50	difference	difference	NOUN
ajbmeb-1191	14	51	here	here	ADV
ajbmeb-1191	14	52	is	be	AUX
ajbmeb-1191	14	53	the	the	DET
ajbmeb-1191	14	54	level	level	NOUN
ajbmeb-1191	14	55	of	of	ADP
ajbmeb-1191	14	56	commitment	commitment	NOUN
ajbmeb-1191	14	57	to	to	PART
ajbmeb-1191	14	58	enhance	enhance	VERB
ajbmeb-1191	14	59	public	public	ADJ
ajbmeb-1191	14	60	confidence	confidence	NOUN
ajbmeb-1191	14	61	in	in	ADP
ajbmeb-1191	14	62	the	the	DET
ajbmeb-1191	14	63	system	system	NOUN
ajbmeb-1191	14	64	or	or	CCONJ
ajbmeb-1191	14	65	sector	sector	NOUN
ajbmeb-1191	14	66	the	the	DET
ajbmeb-1191	14	67	banker	banker	NOUN
ajbmeb-1191	14	68	(	(	PUNCT
ajbmeb-1191	14	69	mohsen	mohsen	PROPN
ajbmeb-1191	14	70	,	,	PUNCT
ajbmeb-1191	14	71	2016	2016	NUM
ajbmeb-1191	14	72	:	:	PUNCT
ajbmeb-1191	14	73	83	83	NUM
ajbmeb-1191	14	74	)	)	PUNCT
ajbmeb-1191	14	75	.	.	PUNCT
ajbmeb-1191	15	1	the	the	DET
ajbmeb-1191	15	2	deposit	deposit	NOUN
ajbmeb-1191	15	3	protection	protection	NOUN
ajbmeb-1191	15	4	institution	institution	NOUN
ajbmeb-1191	15	5	is	be	AUX
ajbmeb-1191	15	6	represented	represent	VERB
ajbmeb-1191	15	7	by	by	ADP
ajbmeb-1191	15	8	a	a	DET
ajbmeb-1191	15	9	mixed	mixed	ADJ
ajbmeb-1191	15	10	joint	joint	ADJ
ajbmeb-1191	15	11	-	-	PUNCT
ajbmeb-1191	15	12	stock	stock	NOUN
ajbmeb-1191	15	13	company	company	NOUN
ajbmeb-1191	15	14	funded	fund	VERB
ajbmeb-1191	15	15	by	by	ADP
ajbmeb-1191	15	16	the	the	DET
ajbmeb-1191	15	17	state	state	NOUN
ajbmeb-1191	15	18	,	,	PUNCT
ajbmeb-1191	15	19	represented	represent	VERB
ajbmeb-1191	15	20	by	by	ADP
ajbmeb-1191	15	21	the	the	DET
ajbmeb-1191	15	22	central	central	ADJ
ajbmeb-1191	15	23	bank	bank	NOUN
ajbmeb-1191	15	24	.	.	PUNCT
ajbmeb-1191	16	1	although	although	SCONJ
ajbmeb-1191	16	2	its	its	PRON
ajbmeb-1191	16	3	nature	nature	NOUN
ajbmeb-1191	16	4	is	be	AUX
ajbmeb-1191	16	5	private	private	ADJ
ajbmeb-1191	16	6	,	,	PUNCT
ajbmeb-1191	16	7	it	it	PRON
ajbmeb-1191	16	8	is	be	AUX
ajbmeb-1191	16	9	based	base	VERB
ajbmeb-1191	16	10	on	on	ADP
ajbmeb-1191	16	11	a	a	DET
ajbmeb-1191	16	12	system	system	NOUN
ajbmeb-1191	16	13	of	of	ADP
ajbmeb-1191	16	14	public	public	ADJ
ajbmeb-1191	16	15	interest	interest	NOUN
ajbmeb-1191	16	16	.	.	PUNCT
ajbmeb-1191	17	1	in	in	ADP
ajbmeb-1191	17	2	addition	addition	NOUN
ajbmeb-1191	17	3	,	,	PUNCT
ajbmeb-1191	17	4	participation	participation	NOUN
ajbmeb-1191	17	5	in	in	ADP
ajbmeb-1191	17	6	deposit	deposit	NOUN
ajbmeb-1191	17	7	insurance	insurance	NOUN
ajbmeb-1191	17	8	companies	company	NOUN
ajbmeb-1191	17	9	is	be	AUX
ajbmeb-1191	17	10	mandatory	mandatory	ADJ
ajbmeb-1191	17	11	,	,	PUNCT
ajbmeb-1191	17	12	meaning	mean	VERB
ajbmeb-1191	17	13	that	that	SCONJ
ajbmeb-1191	17	14	all	all	PRON
ajbmeb-1191	17	15	legally	legally	ADV
ajbmeb-1191	17	16	established	establish	VERB
ajbmeb-1191	17	17	banks	bank	NOUN
ajbmeb-1191	17	18	participate	participate	VERB
ajbmeb-1191	17	19	in	in	ADP
ajbmeb-1191	17	20	the	the	DET
ajbmeb-1191	17	21	capital	capital	NOUN
ajbmeb-1191	17	22	of	of	ADP
ajbmeb-1191	17	23	deposit	deposit	NOUN
ajbmeb-1191	17	24	insurance	insurance	NOUN
ajbmeb-1191	17	25	companies	company	NOUN
ajbmeb-1191	17	26	,	,	PUNCT
ajbmeb-1191	17	27	and	and	CCONJ
ajbmeb-1191	17	28	the	the	DET
ajbmeb-1191	17	29	percentage	percentage	NOUN
ajbmeb-1191	17	30	of	of	ADP
ajbmeb-1191	17	31	the	the	DET
ajbmeb-1191	17	32	capital	capital	NOUN
ajbmeb-1191	17	33	of	of	ADP
ajbmeb-1191	17	34	deposit	deposit	NOUN
ajbmeb-1191	17	35	insurance	insurance	NOUN
ajbmeb-1191	17	36	companies	company	NOUN
ajbmeb-1191	17	37	is	be	AUX
ajbmeb-1191	17	38	determined	determine	VERB
ajbmeb-1191	17	39	by	by	ADP
ajbmeb-1191	17	40	a	a	DET
ajbmeb-1191	17	41	decision	decision	NOUN
ajbmeb-1191	17	42	(	(	PUNCT
ajbmeb-1191	17	43	awadi	awadi	NOUN
ajbmeb-1191	17	44	&	&	CCONJ
ajbmeb-1191	17	45	khazai	khazai	ADJ
ajbmeb-1191	17	46	,	,	PUNCT
ajbmeb-1191	17	47	2019:485	2019:485	NOUN
ajbmeb-1191	17	48	)	)	PUNCT
ajbmeb-1191	17	49	.	.	PUNCT
ajbmeb-1191	18	1	with	with	ADP
ajbmeb-1191	18	2	regard	regard	NOUN
ajbmeb-1191	18	3	to	to	ADP
ajbmeb-1191	18	4	developing	develop	VERB
ajbmeb-1191	18	5	countries	country	NOUN
ajbmeb-1191	18	6	,	,	PUNCT
ajbmeb-1191	18	7	you	you	PRON
ajbmeb-1191	18	8	see	see	VERB
ajbmeb-1191	18	9	the	the	DET
ajbmeb-1191	18	10	importance	importance	NOUN
ajbmeb-1191	18	11	of	of	ADP
ajbmeb-1191	18	12	securing	secure	VERB
ajbmeb-1191	18	13	and	and	CCONJ
ajbmeb-1191	18	14	protecting	protect	VERB
ajbmeb-1191	18	15	deposits	deposit	NOUN
ajbmeb-1191	18	16	based	base	VERB
ajbmeb-1191	18	17	on	on	ADP
ajbmeb-1191	18	18	the	the	DET
ajbmeb-1191	18	19	government	government	NOUN
ajbmeb-1191	18	20	and	and	CCONJ
ajbmeb-1191	18	21	its	its	PRON
ajbmeb-1191	18	22	contributions	contribution	NOUN
ajbmeb-1191	18	23	to	to	ADP
ajbmeb-1191	18	24	reviving	revive	VERB
ajbmeb-1191	18	25	this	this	DET
ajbmeb-1191	18	26	system	system	NOUN
ajbmeb-1191	18	27	to	to	ADP
ajbmeb-1191	18	28	a	a	DET
ajbmeb-1191	18	29	greater	great	ADJ
ajbmeb-1191	18	30	extent	extent	NOUN
ajbmeb-1191	18	31	than	than	ADP
ajbmeb-1191	18	32	in	in	ADP
ajbmeb-1191	18	33	developed	developed	ADJ
ajbmeb-1191	18	34	countries	country	NOUN
ajbmeb-1191	18	35	.	.	PUNCT
ajbmeb-1191	19	1	banks	bank	NOUN
ajbmeb-1191	19	2	for	for	ADP
ajbmeb-1191	19	3	some	some	PRON
ajbmeb-1191	19	4	in	in	ADP
ajbmeb-1191	19	5	developing	develop	VERB
ajbmeb-1191	19	6	countries	country	NOUN
ajbmeb-1191	19	7	are	be	AUX
ajbmeb-1191	19	8	impractical	impractical	ADJ
ajbmeb-1191	19	9	due	due	ADJ
ajbmeb-1191	19	10	to	to	ADP
ajbmeb-1191	19	11	the	the	DET
ajbmeb-1191	19	12	limited	limited	ADJ
ajbmeb-1191	19	13	markets	market	NOUN
ajbmeb-1191	19	14	and	and	CCONJ
ajbmeb-1191	19	15	the	the	DET
ajbmeb-1191	19	16	impact	impact	NOUN
ajbmeb-1191	19	17	of	of	ADP
ajbmeb-1191	19	18	the	the	DET
ajbmeb-1191	19	19	problem	problem	NOUN
ajbmeb-1191	19	20	of	of	ADP
ajbmeb-1191	19	21	one	one	NUM
ajbmeb-1191	19	22	bank	bank	NOUN
ajbmeb-1191	19	23	on	on	ADP
ajbmeb-1191	19	24	other	other	ADJ
ajbmeb-1191	19	25	banks	bank	NOUN
ajbmeb-1191	19	26	,	,	PUNCT
ajbmeb-1191	19	27	and	and	CCONJ
ajbmeb-1191	19	28	the	the	DET
ajbmeb-1191	19	29	government	government	NOUN
ajbmeb-1191	19	30	’s	’s	PART
ajbmeb-1191	19	31	american	american	PROPN
ajbmeb-1191	19	32	journal	journal	PROPN
ajbmeb-1191	19	33	of	of	ADP
ajbmeb-1191	19	34	business	business	NOUN
ajbmeb-1191	19	35	management	management	NOUN
ajbmeb-1191	19	36	,	,	PUNCT
ajbmeb-1191	19	37	economics	economic	NOUN
ajbmeb-1191	19	38	and	and	CCONJ
ajbmeb-1191	19	39	banking	banking	NOUN
ajbmeb-1191	19	40	volume	volume	NOUN
ajbmeb-1191	19	41	16	16	NUM
ajbmeb-1191	19	42	sep	sep	PROPN
ajbmeb-1191	19	43	,	,	PUNCT
ajbmeb-1191	19	44	2023	2023	NUM
ajbmeb-1191	19	45	p	p	NOUN
ajbmeb-1191	19	46	a	a	DET
ajbmeb-1191	19	47	g	g	NOUN
ajbmeb-1191	19	48	e	e	NOUN
ajbmeb-1191	19	49	|	|	ADV
ajbmeb-1191	19	50	3	3	NUM
ajbmeb-1191	19	51	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	19	52	participation	participation	NOUN
ajbmeb-1191	19	53	in	in	ADP
ajbmeb-1191	19	54	the	the	DET
ajbmeb-1191	19	55	ownership	ownership	NOUN
ajbmeb-1191	19	56	of	of	ADP
ajbmeb-1191	19	57	banks	bank	NOUN
ajbmeb-1191	19	58	made	make	VERB
ajbmeb-1191	19	59	it	it	PRON
ajbmeb-1191	19	60	a	a	DET
ajbmeb-1191	19	61	reason	reason	NOUN
ajbmeb-1191	19	62	for	for	ADP
ajbmeb-1191	19	63	its	its	PRON
ajbmeb-1191	19	64	existence	existence	NOUN
ajbmeb-1191	19	65	by	by	ADP
ajbmeb-1191	19	66	guaranteeing	guarantee	VERB
ajbmeb-1191	19	67	deposits	deposit	NOUN
ajbmeb-1191	19	68	in	in	ADP
ajbmeb-1191	19	69	a	a	DET
ajbmeb-1191	19	70	large	large	ADJ
ajbmeb-1191	19	71	way	way	NOUN
ajbmeb-1191	19	72	(	(	PUNCT
ajbmeb-1191	19	73	sabir	sabir	PROPN
ajbmeb-1191	19	74	,	,	PUNCT
ajbmeb-1191	19	75	2014	2014	NUM
ajbmeb-1191	19	76	:	:	PUNCT
ajbmeb-1191	19	77	19	19	NUM
ajbmeb-1191	19	78	)	)	PUNCT
ajbmeb-1191	19	79	.	.	PUNCT
ajbmeb-1191	20	1	and	and	CCONJ
ajbmeb-1191	20	2	the	the	DET
ajbmeb-1191	20	3	deposit	deposit	NOUN
ajbmeb-1191	20	4	insurance	insurance	NOUN
ajbmeb-1191	20	5	system	system	NOUN
ajbmeb-1191	20	6	not	not	PART
ajbmeb-1191	20	7	only	only	ADV
ajbmeb-1191	20	8	compensates	compensate	VERB
ajbmeb-1191	20	9	depositors	depositor	NOUN
ajbmeb-1191	20	10	for	for	ADP
ajbmeb-1191	20	11	losses	loss	NOUN
ajbmeb-1191	20	12	resulting	result	VERB
ajbmeb-1191	20	13	from	from	ADP
ajbmeb-1191	20	14	bank	bank	NOUN
ajbmeb-1191	20	15	failure	failure	NOUN
ajbmeb-1191	20	16	,	,	PUNCT
ajbmeb-1191	20	17	but	but	CCONJ
ajbmeb-1191	20	18	it	it	PRON
ajbmeb-1191	20	19	is	be	AUX
ajbmeb-1191	20	20	also	also	ADV
ajbmeb-1191	20	21	a	a	DET
ajbmeb-1191	20	22	preventive	preventive	ADJ
ajbmeb-1191	20	23	system	system	NOUN
ajbmeb-1191	20	24	in	in	ADP
ajbmeb-1191	20	25	addition	addition	NOUN
ajbmeb-1191	20	26	to	to	ADP
ajbmeb-1191	20	27	its	its	PRON
ajbmeb-1191	20	28	therapeutic	therapeutic	ADJ
ajbmeb-1191	20	29	function	function	NOUN
ajbmeb-1191	20	30	,	,	PUNCT
ajbmeb-1191	20	31	so	so	CCONJ
ajbmeb-1191	20	32	its	its	PRON
ajbmeb-1191	20	33	existence	existence	NOUN
ajbmeb-1191	20	34	is	be	AUX
ajbmeb-1191	20	35	important	important	ADJ
ajbmeb-1191	20	36	(	(	PUNCT
ajbmeb-1191	20	37	kamal	kamal	PROPN
ajbmeb-1191	20	38	,	,	PUNCT
ajbmeb-1191	20	39	2012	2012	NUM
ajbmeb-1191	20	40	:	:	PUNCT
ajbmeb-1191	20	41	15	15	NUM
ajbmeb-1191	20	42	)	)	PUNCT
ajbmeb-1191	20	43	,	,	PUNCT
ajbmeb-1191	20	44	in	in	ADP
ajbmeb-1191	20	45	conclusion	conclusion	NOUN
ajbmeb-1191	20	46	the	the	DET
ajbmeb-1191	20	47	system	system	NOUN
ajbmeb-1191	20	48	encourages	encourage	VERB
ajbmeb-1191	20	49	economic	economic	ADJ
ajbmeb-1191	20	50	growth	growth	NOUN
ajbmeb-1191	20	51	and	and	CCONJ
ajbmeb-1191	20	52	reduces	reduce	VERB
ajbmeb-1191	20	53	stagnation	stagnation	NOUN
ajbmeb-1191	20	54	as	as	SCONJ
ajbmeb-1191	20	55	it	it	PRON
ajbmeb-1191	20	56	helps	help	VERB
ajbmeb-1191	20	57	in	in	ADP
ajbmeb-1191	20	58	increasing	increase	VERB
ajbmeb-1191	20	59	the	the	DET
ajbmeb-1191	20	60	cash	cash	NOUN
ajbmeb-1191	20	61	flow	flow	NOUN
ajbmeb-1191	20	62	to	to	ADP
ajbmeb-1191	20	63	banking	banking	NOUN
ajbmeb-1191	20	64	institutions	institution	NOUN
ajbmeb-1191	20	65	,	,	PUNCT
ajbmeb-1191	20	66	and	and	CCONJ
ajbmeb-1191	20	67	thus	thus	ADV
ajbmeb-1191	20	68	improving	improve	VERB
ajbmeb-1191	20	69	the	the	DET
ajbmeb-1191	20	70	ability	ability	NOUN
ajbmeb-1191	20	71	of	of	ADP
ajbmeb-1191	20	72	banks	bank	NOUN
ajbmeb-1191	20	73	to	to	PART
ajbmeb-1191	20	74	engage	engage	VERB
ajbmeb-1191	20	75	in	in	ADP
ajbmeb-1191	20	76	investment	investment	NOUN
ajbmeb-1191	20	77	business	business	NOUN
ajbmeb-1191	20	78	,	,	PUNCT
ajbmeb-1191	20	79	and	and	CCONJ
ajbmeb-1191	20	80	contributes	contribute	VERB
ajbmeb-1191	20	81	to	to	ADP
ajbmeb-1191	20	82	the	the	DET
ajbmeb-1191	20	83	stability	stability	NOUN
ajbmeb-1191	20	84	of	of	ADP
ajbmeb-1191	20	85	the	the	DET
ajbmeb-1191	20	86	payments	payment	NOUN
ajbmeb-1191	20	87	system	system	NOUN
ajbmeb-1191	20	88	:	:	PUNCT
ajbmeb-1191	20	89	the	the	DET
ajbmeb-1191	20	90	process	process	NOUN
ajbmeb-1191	20	91	of	of	ADP
ajbmeb-1191	20	92	depositing	deposit	VERB
ajbmeb-1191	20	93	funds	fund	NOUN
ajbmeb-1191	20	94	in	in	ADP
ajbmeb-1191	20	95	the	the	DET
ajbmeb-1191	20	96	bank	bank	NOUN
ajbmeb-1191	20	97	allows	allow	VERB
ajbmeb-1191	20	98	the	the	DET
ajbmeb-1191	20	99	public	public	ADJ
ajbmeb-1191	20	100	and	and	CCONJ
ajbmeb-1191	20	101	institutions	institution	NOUN
ajbmeb-1191	20	102	to	to	PART
ajbmeb-1191	20	103	move	move	VERB
ajbmeb-1191	20	104	their	their	PRON
ajbmeb-1191	20	105	accounts	account	NOUN
ajbmeb-1191	20	106	(	(	PUNCT
ajbmeb-1191	20	107	withdrawals	withdrawal	NOUN
ajbmeb-1191	20	108	and	and	CCONJ
ajbmeb-1191	20	109	deposits	deposit	NOUN
ajbmeb-1191	20	110	)	)	PUNCT
ajbmeb-1191	20	111	unconditionally	unconditionally	ADV
ajbmeb-1191	20	112	at	at	ADP
ajbmeb-1191	20	113	any	any	DET
ajbmeb-1191	20	114	time	time	NOUN
ajbmeb-1191	20	115	until	until	SCONJ
ajbmeb-1191	20	116	the	the	DET
ajbmeb-1191	20	117	payment	payment	NOUN
ajbmeb-1191	20	118	system	system	NOUN
ajbmeb-1191	20	119	is	be	AUX
ajbmeb-1191	20	120	running	run	VERB
ajbmeb-1191	20	121	efficiently	efficiently	ADV
ajbmeb-1191	20	122	,	,	PUNCT
ajbmeb-1191	20	123	the	the	DET
ajbmeb-1191	20	124	public	public	NOUN
ajbmeb-1191	20	125	must	must	AUX
ajbmeb-1191	20	126	make	make	VERB
ajbmeb-1191	20	127	sure	sure	ADJ
ajbmeb-1191	20	128	that	that	SCONJ
ajbmeb-1191	20	129	the	the	DET
ajbmeb-1191	20	130	money	money	NOUN
ajbmeb-1191	20	131	they	they	PRON
ajbmeb-1191	20	132	deposit	deposit	VERB
ajbmeb-1191	20	133	in	in	ADP
ajbmeb-1191	20	134	their	their	PRON
ajbmeb-1191	20	135	banks	bank	NOUN
ajbmeb-1191	20	136	is	be	AUX
ajbmeb-1191	20	137	of	of	ADP
ajbmeb-1191	20	138	the	the	DET
ajbmeb-1191	20	139	same	same	ADJ
ajbmeb-1191	20	140	level	level	NOUN
ajbmeb-1191	20	141	of	of	ADP
ajbmeb-1191	20	142	security	security	NOUN
ajbmeb-1191	20	143	directed	direct	VERB
ajbmeb-1191	20	144	to	to	AUX
ajbmeb-1191	20	145	cash	cash	VERB
ajbmeb-1191	20	146	and	and	CCONJ
ajbmeb-1191	20	147	this	this	DET
ajbmeb-1191	20	148	feeling	feeling	NOUN
ajbmeb-1191	20	149	of	of	ADP
ajbmeb-1191	20	150	security	security	NOUN
ajbmeb-1191	20	151	and	and	CCONJ
ajbmeb-1191	20	152	guarantee	guarantee	NOUN
ajbmeb-1191	20	153	through	through	ADP
ajbmeb-1191	20	154	the	the	DET
ajbmeb-1191	20	155	deposit	deposit	NOUN
ajbmeb-1191	20	156	protection	protection	NOUN
ajbmeb-1191	20	157	system	system	NOUN
ajbmeb-1191	20	158	,	,	PUNCT
ajbmeb-1191	20	159	as	as	ADV
ajbmeb-1191	20	160	well	well	ADV
ajbmeb-1191	20	161	as	as	ADP
ajbmeb-1191	20	162	enhancing	enhance	VERB
ajbmeb-1191	20	163	public	public	ADJ
ajbmeb-1191	20	164	confidence	confidence	NOUN
ajbmeb-1191	20	165	in	in	ADP
ajbmeb-1191	20	166	the	the	DET
ajbmeb-1191	20	167	banking	banking	NOUN
ajbmeb-1191	20	168	system	system	NOUN
ajbmeb-1191	20	169	and	and	CCONJ
ajbmeb-1191	20	170	providing	provide	VERB
ajbmeb-1191	20	171	the	the	DET
ajbmeb-1191	20	172	appropriate	appropriate	ADJ
ajbmeb-1191	20	173	environment	environment	NOUN
ajbmeb-1191	20	174	for	for	ADP
ajbmeb-1191	20	175	competition	competition	NOUN
ajbmeb-1191	20	176	between	between	ADP
ajbmeb-1191	20	177	new	new	ADJ
ajbmeb-1191	20	178	and	and	CCONJ
ajbmeb-1191	20	179	large	large	ADJ
ajbmeb-1191	20	180	small	small	ADJ
ajbmeb-1191	20	181	banks	bank	NOUN
ajbmeb-1191	20	182	,	,	PUNCT
ajbmeb-1191	20	183	and	and	CCONJ
ajbmeb-1191	20	184	making	make	VERB
ajbmeb-1191	20	185	the	the	DET
ajbmeb-1191	20	186	cost	cost	NOUN
ajbmeb-1191	20	187	of	of	ADP
ajbmeb-1191	20	188	liquidating	liquidate	VERB
ajbmeb-1191	20	189	troubled	troubled	ADJ
ajbmeb-1191	20	190	banks	bank	NOUN
ajbmeb-1191	20	191	common	common	ADJ
ajbmeb-1191	20	192	among	among	ADP
ajbmeb-1191	20	193	all	all	DET
ajbmeb-1191	20	194	banks	bank	NOUN
ajbmeb-1191	20	195	(	(	PUNCT
ajbmeb-1191	20	196	abboud	abboud	PROPN
ajbmeb-1191	20	197	&	&	CCONJ
ajbmeb-1191	20	198	attia	attia	PROPN
ajbmeb-1191	20	199	,	,	PUNCT
ajbmeb-1191	20	200	826	826	NUM
ajbmeb-1191	20	201	:	:	SYM
ajbmeb-1191	20	202	2021	2021	NUM
ajbmeb-1191	20	203	)	)	PUNCT
ajbmeb-1191	20	204	.	.	PUNCT
ajbmeb-1191	21	1	it	it	PRON
ajbmeb-1191	21	2	represents	represent	VERB
ajbmeb-1191	21	3	the	the	DET
ajbmeb-1191	21	4	central	central	ADJ
ajbmeb-1191	21	5	bank	bank	NOUN
ajbmeb-1191	21	6	that	that	PRON
ajbmeb-1191	21	7	directly	directly	ADV
ajbmeb-1191	21	8	controls	control	VERB
ajbmeb-1191	21	9	the	the	DET
ajbmeb-1191	21	10	deposit	deposit	NOUN
ajbmeb-1191	21	11	guarantee	guarantee	NOUN
ajbmeb-1191	21	12	institution	institution	NOUN
ajbmeb-1191	21	13	,	,	PUNCT
ajbmeb-1191	21	14	especially	especially	ADV
ajbmeb-1191	21	15	in	in	ADP
ajbmeb-1191	21	16	the	the	DET
ajbmeb-1191	21	17	early	early	ADJ
ajbmeb-1191	21	18	stages	stage	NOUN
ajbmeb-1191	21	19	of	of	ADP
ajbmeb-1191	21	20	establishing	establish	VERB
ajbmeb-1191	21	21	the	the	DET
ajbmeb-1191	21	22	system	system	NOUN
ajbmeb-1191	21	23	,	,	PUNCT
ajbmeb-1191	21	24	as	as	SCONJ
ajbmeb-1191	21	25	it	it	PRON
ajbmeb-1191	21	26	determines	determine	VERB
ajbmeb-1191	21	27	the	the	DET
ajbmeb-1191	21	28	financial	financial	ADJ
ajbmeb-1191	21	29	institutions	institution	NOUN
ajbmeb-1191	21	30	and	and	CCONJ
ajbmeb-1191	21	31	banks	bank	NOUN
ajbmeb-1191	21	32	that	that	PRON
ajbmeb-1191	21	33	must	must	AUX
ajbmeb-1191	21	34	participate	participate	VERB
ajbmeb-1191	21	35	in	in	ADP
ajbmeb-1191	21	36	the	the	DET
ajbmeb-1191	21	37	deposit	deposit	NOUN
ajbmeb-1191	21	38	guarantee	guarantee	NOUN
ajbmeb-1191	21	39	system	system	NOUN
ajbmeb-1191	21	40	,	,	PUNCT
ajbmeb-1191	21	41	determines	determine	VERB
ajbmeb-1191	21	42	the	the	DET
ajbmeb-1191	21	43	percentage	percentage	NOUN
ajbmeb-1191	21	44	of	of	ADP
ajbmeb-1191	21	45	banks	bank	NOUN
ajbmeb-1191	21	46	’	'	PUNCT
ajbmeb-1191	21	47	contribution	contribution	NOUN
ajbmeb-1191	21	48	as	as	ADP
ajbmeb-1191	21	49	a	a	DET
ajbmeb-1191	21	50	banking	banking	NOUN
ajbmeb-1191	21	51	sector	sector	NOUN
ajbmeb-1191	21	52	and	and	CCONJ
ajbmeb-1191	21	53	the	the	DET
ajbmeb-1191	21	54	contribution	contribution	NOUN
ajbmeb-1191	21	55	of	of	ADP
ajbmeb-1191	21	56	the	the	DET
ajbmeb-1191	21	57	relevant	relevant	ADJ
ajbmeb-1191	21	58	government	government	NOUN
ajbmeb-1191	21	59	agencies	agency	NOUN
ajbmeb-1191	21	60	,	,	PUNCT
ajbmeb-1191	21	61	and	and	CCONJ
ajbmeb-1191	21	62	determines	determine	VERB
ajbmeb-1191	21	63	the	the	DET
ajbmeb-1191	21	64	types	type	NOUN
ajbmeb-1191	21	65	of	of	ADP
ajbmeb-1191	21	66	deposits	deposit	NOUN
ajbmeb-1191	21	67	covered	cover	VERB
ajbmeb-1191	21	68	by	by	ADP
ajbmeb-1191	21	69	the	the	DET
ajbmeb-1191	21	70	guarantee	guarantee	NOUN
ajbmeb-1191	21	71	especially	especially	ADV
ajbmeb-1191	21	72	for	for	ADP
ajbmeb-1191	21	73	the	the	DET
ajbmeb-1191	21	74	foreign	foreign	ADJ
ajbmeb-1191	21	75	sector	sector	NOUN
ajbmeb-1191	21	76	in	in	ADP
ajbmeb-1191	21	77	accordance	accordance	NOUN
ajbmeb-1191	21	78	with	with	ADP
ajbmeb-1191	21	79	its	its	PRON
ajbmeb-1191	21	80	monetary	monetary	ADJ
ajbmeb-1191	21	81	policy	policy	NOUN
ajbmeb-1191	21	82	,	,	PUNCT
ajbmeb-1191	21	83	determining	determine	VERB
ajbmeb-1191	21	84	the	the	DET
ajbmeb-1191	21	85	percentage	percentage	NOUN
ajbmeb-1191	21	86	and	and	CCONJ
ajbmeb-1191	21	87	the	the	DET
ajbmeb-1191	21	88	upper	upper	ADJ
ajbmeb-1191	21	89	limit	limit	NOUN
ajbmeb-1191	21	90	of	of	ADP
ajbmeb-1191	21	91	compensation	compensation	NOUN
ajbmeb-1191	21	92	according	accord	VERB
ajbmeb-1191	21	93	to	to	ADP
ajbmeb-1191	21	94	the	the	DET
ajbmeb-1191	21	95	financial	financial	ADJ
ajbmeb-1191	21	96	resources	resource	NOUN
ajbmeb-1191	21	97	of	of	ADP
ajbmeb-1191	21	98	the	the	DET
ajbmeb-1191	21	99	system	system	NOUN
ajbmeb-1191	21	100	,	,	PUNCT
ajbmeb-1191	21	101	and	and	CCONJ
ajbmeb-1191	21	102	then	then	ADV
ajbmeb-1191	21	103	financial	financial	ADJ
ajbmeb-1191	21	104	supervision	supervision	NOUN
ajbmeb-1191	21	105	and	and	CCONJ
ajbmeb-1191	21	106	control	control	NOUN
ajbmeb-1191	21	107	over	over	ADP
ajbmeb-1191	21	108	its	its	PRON
ajbmeb-1191	21	109	financial	financial	ADJ
ajbmeb-1191	21	110	situation	situation	NOUN
ajbmeb-1191	21	111	,	,	PUNCT
ajbmeb-1191	21	112	and	and	CCONJ
ajbmeb-1191	21	113	it	it	PRON
ajbmeb-1191	21	114	must	must	AUX
ajbmeb-1191	21	115	be	be	AUX
ajbmeb-1191	21	116	determined	determine	VERB
ajbmeb-1191	21	117	whether	whether	SCONJ
ajbmeb-1191	21	118	the	the	DET
ajbmeb-1191	21	119	bank	bank	NOUN
ajbmeb-1191	21	120	has	have	AUX
ajbmeb-1191	21	121	reached	reach	VERB
ajbmeb-1191	21	122	the	the	DET
ajbmeb-1191	21	123	level	level	NOUN
ajbmeb-1191	21	124	of	of	ADP
ajbmeb-1191	21	125	insolvency	insolvency	NOUN
ajbmeb-1191	21	126	and	and	CCONJ
ajbmeb-1191	21	127	whether	whether	SCONJ
ajbmeb-1191	21	128	it	it	PRON
ajbmeb-1191	21	129	has	have	AUX
ajbmeb-1191	21	130	reached	reach	VERB
ajbmeb-1191	21	131	the	the	DET
ajbmeb-1191	21	132	level	level	NOUN
ajbmeb-1191	21	133	of	of	ADP
ajbmeb-1191	21	134	bankruptcy	bankruptcy	NOUN
ajbmeb-1191	22	1	and	and	CCONJ
ajbmeb-1191	22	2	then	then	ADV
ajbmeb-1191	22	3	it	it	PRON
ajbmeb-1191	22	4	decides	decide	VERB
ajbmeb-1191	22	5	whether	whether	SCONJ
ajbmeb-1191	22	6	to	to	PART
ajbmeb-1191	22	7	compensate	compensate	VERB
ajbmeb-1191	22	8	depositors	depositor	NOUN
ajbmeb-1191	22	9	through	through	ADP
ajbmeb-1191	22	10	the	the	DET
ajbmeb-1191	22	11	authority	authority	NOUN
ajbmeb-1191	22	12	or	or	CCONJ
ajbmeb-1191	22	13	to	to	PART
ajbmeb-1191	22	14	bear	bear	VERB
ajbmeb-1191	22	15	it	it	PRON
ajbmeb-1191	22	16	by	by	ADP
ajbmeb-1191	22	17	the	the	DET
ajbmeb-1191	22	18	bank	bank	NOUN
ajbmeb-1191	22	19	with	with	ADP
ajbmeb-1191	22	20	temporary	temporary	ADJ
ajbmeb-1191	22	21	assistance	assistance	NOUN
ajbmeb-1191	22	22	from	from	ADP
ajbmeb-1191	22	23	the	the	DET
ajbmeb-1191	22	24	central	central	ADJ
ajbmeb-1191	22	25	bank	bank	NOUN
ajbmeb-1191	22	26	,	,	PUNCT
ajbmeb-1191	22	27	and	and	CCONJ
ajbmeb-1191	22	28	thus	thus	ADV
ajbmeb-1191	22	29	the	the	DET
ajbmeb-1191	22	30	central	central	ADJ
ajbmeb-1191	22	31	bank	bank	NOUN
ajbmeb-1191	22	32	exercises	exercise	VERB
ajbmeb-1191	22	33	supervisory	supervisory	ADJ
ajbmeb-1191	22	34	duties	duty	NOUN
ajbmeb-1191	22	35	over	over	ADP
ajbmeb-1191	22	36	banks	bank	NOUN
ajbmeb-1191	22	37	,	,	PUNCT
ajbmeb-1191	22	38	and	and	CCONJ
ajbmeb-1191	22	39	this	this	PRON
ajbmeb-1191	22	40	is	be	AUX
ajbmeb-1191	22	41	done	do	VERB
ajbmeb-1191	22	42	by	by	ADP
ajbmeb-1191	22	43	collecting	collect	VERB
ajbmeb-1191	22	44	and	and	CCONJ
ajbmeb-1191	22	45	analyzing	analyze	VERB
ajbmeb-1191	22	46	banking	banking	NOUN
ajbmeb-1191	22	47	data	datum	NOUN
ajbmeb-1191	22	48	that	that	PRON
ajbmeb-1191	22	49	allows	allow	VERB
ajbmeb-1191	22	50	it	it	PRON
ajbmeb-1191	22	51	to	to	PART
ajbmeb-1191	22	52	assess	assess	VERB
ajbmeb-1191	22	53	the	the	DET
ajbmeb-1191	22	54	condition	condition	NOUN
ajbmeb-1191	22	55	of	of	ADP
ajbmeb-1191	22	56	banks	bank	NOUN
ajbmeb-1191	22	57	.	.	PUNCT
ajbmeb-1191	23	1	(	(	PUNCT
ajbmeb-1191	23	2	qahtani	qahtani	PROPN
ajbmeb-1191	23	3	,	,	PUNCT
ajbmeb-1191	23	4	596	596	NUM
ajbmeb-1191	23	5	:	:	SYM
ajbmeb-1191	23	6	2020	2020	NUM
ajbmeb-1191	23	7	)	)	PUNCT
ajbmeb-1191	23	8	.	.	PUNCT
ajbmeb-1191	24	1	capital	capital	NOUN
ajbmeb-1191	24	2	adequacy	adequacy	PROPN
ajbmeb-1191	24	3	:	:	PUNCT
ajbmeb-1191	24	4	defined	define	VERB
ajbmeb-1191	24	5	it	it	PRON
ajbmeb-1191	24	6	“	"	PUNCT
ajbmeb-1191	24	7	the	the	DET
ajbmeb-1191	24	8	amount	amount	NOUN
ajbmeb-1191	24	9	of	of	ADP
ajbmeb-1191	24	10	capital	capital	NOUN
ajbmeb-1191	24	11	that	that	PRON
ajbmeb-1191	24	12	is	be	AUX
ajbmeb-1191	24	13	sufficient	sufficient	ADJ
ajbmeb-1191	24	14	to	to	PART
ajbmeb-1191	24	15	absorb	absorb	VERB
ajbmeb-1191	24	16	the	the	DET
ajbmeb-1191	24	17	losses	loss	NOUN
ajbmeb-1191	24	18	that	that	PRON
ajbmeb-1191	24	19	occur	occur	VERB
ajbmeb-1191	24	20	from	from	ADP
ajbmeb-1191	24	21	credit	credit	NOUN
ajbmeb-1191	24	22	,	,	PUNCT
ajbmeb-1191	24	23	investment	investment	NOUN
ajbmeb-1191	24	24	and	and	CCONJ
ajbmeb-1191	24	25	other	other	ADJ
ajbmeb-1191	24	26	ancillary	ancillary	ADJ
ajbmeb-1191	24	27	works	work	NOUN
ajbmeb-1191	24	28	carried	carry	VERB
ajbmeb-1191	24	29	out	out	ADP
ajbmeb-1191	24	30	by	by	ADP
ajbmeb-1191	24	31	banks	bank	NOUN
ajbmeb-1191	24	32	,	,	PUNCT
ajbmeb-1191	24	33	that	that	ADV
ajbmeb-1191	24	34	is	is	ADV
ajbmeb-1191	24	35	,	,	PUNCT
ajbmeb-1191	24	36	in	in	ADP
ajbmeb-1191	24	37	short	short	ADJ
ajbmeb-1191	24	38	:	:	PUNCT
ajbmeb-1191	24	39	absorbing	absorb	VERB
ajbmeb-1191	24	40	the	the	DET
ajbmeb-1191	24	41	risks	risk	NOUN
ajbmeb-1191	24	42	of	of	ADP
ajbmeb-1191	24	43	investing	invest	VERB
ajbmeb-1191	24	44	money	money	NOUN
ajbmeb-1191	24	45	,	,	PUNCT
ajbmeb-1191	24	46	in	in	ADP
ajbmeb-1191	24	47	addition	addition	NOUN
ajbmeb-1191	24	48	to	to	ADP
ajbmeb-1191	24	49	allowing	allow	VERB
ajbmeb-1191	24	50	the	the	DET
ajbmeb-1191	24	51	bank	bank	NOUN
ajbmeb-1191	24	52	to	to	PART
ajbmeb-1191	24	53	continue	continue	VERB
ajbmeb-1191	24	54	at	at	ADP
ajbmeb-1191	24	55	work	work	NOUN
ajbmeb-1191	24	56	.	.	PUNCT
ajbmeb-1191	25	1	and	and	CCONJ
ajbmeb-1191	25	2	accordingly	accordingly	ADV
ajbmeb-1191	25	3	,	,	PUNCT
ajbmeb-1191	25	4	capital	capital	NOUN
ajbmeb-1191	25	5	it	it	PRON
ajbmeb-1191	25	6	must	must	AUX
ajbmeb-1191	25	7	be	be	AUX
ajbmeb-1191	25	8	sufficient	sufficient	ADJ
ajbmeb-1191	25	9	to	to	PART
ajbmeb-1191	25	10	provide	provide	VERB
ajbmeb-1191	25	11	safety	safety	NOUN
ajbmeb-1191	25	12	and	and	CCONJ
ajbmeb-1191	25	13	reassurance	reassurance	NOUN
ajbmeb-1191	25	14	to	to	ADP
ajbmeb-1191	25	15	depositors	depositor	NOUN
ajbmeb-1191	25	16	,	,	PUNCT
ajbmeb-1191	25	17	to	to	ADP
ajbmeb-1191	25	18	the	the	DET
ajbmeb-1191	25	19	supervisory	supervisory	ADJ
ajbmeb-1191	25	20	authorities	authority	NOUN
ajbmeb-1191	25	21	,	,	PUNCT
ajbmeb-1191	25	22	provide	provide	VERB
ajbmeb-1191	25	23	loans	loan	NOUN
ajbmeb-1191	25	24	,	,	PUNCT
ajbmeb-1191	25	25	invest	invest	VERB
ajbmeb-1191	25	26	funds	fund	NOUN
ajbmeb-1191	25	27	and	and	CCONJ
ajbmeb-1191	25	28	provide	provide	VERB
ajbmeb-1191	25	29	financial	financial	ADJ
ajbmeb-1191	25	30	services	service	NOUN
ajbmeb-1191	25	31	.	.	PUNCT
ajbmeb-1191	26	1	ability	ability	NOUN
ajbmeb-1191	26	2	of	of	ADP
ajbmeb-1191	26	3	banks	bank	NOUN
ajbmeb-1191	26	4	resilience	resilience	NOUN
ajbmeb-1191	26	5	in	in	ADP
ajbmeb-1191	26	6	the	the	DET
ajbmeb-1191	26	7	face	face	NOUN
ajbmeb-1191	26	8	of	of	ADP
ajbmeb-1191	26	9	surprises	surprise	NOUN
ajbmeb-1191	26	10	and	and	CCONJ
ajbmeb-1191	26	11	shocks	shock	NOUN
ajbmeb-1191	26	12	,	,	PUNCT
ajbmeb-1191	26	13	and	and	CCONJ
ajbmeb-1191	26	14	therefore	therefore	ADV
ajbmeb-1191	26	15	it	it	PRON
ajbmeb-1191	26	16	is	be	AUX
ajbmeb-1191	26	17	the	the	DET
ajbmeb-1191	26	18	least	least	ADV
ajbmeb-1191	26	19	likely	likely	ADJ
ajbmeb-1191	26	20	to	to	PART
ajbmeb-1191	26	21	collapse	collapse	VERB
ajbmeb-1191	26	22	,	,	PUNCT
ajbmeb-1191	26	23	or	or	CCONJ
ajbmeb-1191	26	24	the	the	DET
ajbmeb-1191	26	25	least	least	ADJ
ajbmeb-1191	26	26	in	in	ADP
ajbmeb-1191	26	27	need	need	NOUN
ajbmeb-1191	26	28	of	of	ADP
ajbmeb-1191	26	29	government	government	NOUN
ajbmeb-1191	26	30	intervention	intervention	NOUN
ajbmeb-1191	26	31	.	.	PUNCT
ajbmeb-1191	27	1	this	this	DET
ajbmeb-1191	27	2	fact	fact	NOUN
ajbmeb-1191	27	3	is	be	AUX
ajbmeb-1191	27	4	supported	support	VERB
ajbmeb-1191	27	5	by	by	ADP
ajbmeb-1191	27	6	the	the	DET
ajbmeb-1191	27	7	fact	fact	NOUN
ajbmeb-1191	27	8	that	that	SCONJ
ajbmeb-1191	27	9	the	the	DET
ajbmeb-1191	27	10	adequacy	adequacy	NOUN
ajbmeb-1191	27	11	of	of	ADP
ajbmeb-1191	27	12	bank	bank	NOUN
ajbmeb-1191	27	13	capital	capital	NOUN
ajbmeb-1191	27	14	the	the	DET
ajbmeb-1191	27	15	regulatory	regulatory	ADJ
ajbmeb-1191	27	16	authorities	authority	NOUN
ajbmeb-1191	27	17	and	and	CCONJ
ajbmeb-1191	27	18	the	the	DET
ajbmeb-1191	27	19	public	public	NOUN
ajbmeb-1191	27	20	,	,	PUNCT
ajbmeb-1191	27	21	depends	depend	VERB
ajbmeb-1191	27	22	mainly	mainly	ADV
ajbmeb-1191	27	23	on	on	ADP
ajbmeb-1191	27	24	its	its	PRON
ajbmeb-1191	27	25	capital	capital	NOUN
ajbmeb-1191	27	26	,	,	PUNCT
ajbmeb-1191	27	27	but	but	CCONJ
ajbmeb-1191	27	28	did	do	AUX
ajbmeb-1191	27	29	not	not	PART
ajbmeb-1191	27	30	prevent	prevent	VERB
ajbmeb-1191	27	31	the	the	DET
ajbmeb-1191	27	32	failure	failure	NOUN
ajbmeb-1191	27	33	of	of	ADP
ajbmeb-1191	27	34	some	some	DET
ajbmeb-1191	27	35	banks	bank	NOUN
ajbmeb-1191	27	36	in	in	ADP
ajbmeb-1191	27	37	some	some	DET
ajbmeb-1191	27	38	countries	country	NOUN
ajbmeb-1191	27	39	,	,	PUNCT
ajbmeb-1191	27	40	as	as	ADP
ajbmeb-1191	27	41	a	a	DET
ajbmeb-1191	27	42	result	result	NOUN
ajbmeb-1191	27	43	of	of	ADP
ajbmeb-1191	27	44	the	the	DET
ajbmeb-1191	27	45	practice	practice	NOUN
ajbmeb-1191	27	46	of	of	ADP
ajbmeb-1191	27	47	basic	basic	ADJ
ajbmeb-1191	27	48	errors	error	NOUN
ajbmeb-1191	27	49	in	in	ADP
ajbmeb-1191	27	50	their	their	PRON
ajbmeb-1191	27	51	operations	operation	NOUN
ajbmeb-1191	27	52	that	that	PRON
ajbmeb-1191	27	53	may	may	AUX
ajbmeb-1191	27	54	crystallize	crystallize	VERB
ajbmeb-1191	27	55	in	in	ADP
ajbmeb-1191	27	56	problems	problem	NOUN
ajbmeb-1191	27	57	related	relate	VERB
ajbmeb-1191	27	58	of	of	ADP
ajbmeb-1191	27	59	the	the	DET
ajbmeb-1191	27	60	loan	loan	NOUN
ajbmeb-1191	27	61	portfolio	portfolio	NOUN
ajbmeb-1191	27	62	,	,	PUNCT
ajbmeb-1191	27	63	or	or	CCONJ
ajbmeb-1191	27	64	defects	defect	NOUN
ajbmeb-1191	27	65	in	in	ADP
ajbmeb-1191	27	66	internal	internal	ADJ
ajbmeb-1191	27	67	control	control	NOUN
ajbmeb-1191	27	68	as	as	ADV
ajbmeb-1191	27	69	well	well	ADV
ajbmeb-1191	27	70	as	as	ADP
ajbmeb-1191	27	71	mismanagement	mismanagement	NOUN
ajbmeb-1191	27	72	and	and	CCONJ
ajbmeb-1191	27	73	weak	weak	ADJ
ajbmeb-1191	27	74	effectiveness	effectiveness	NOUN
ajbmeb-1191	27	75	of	of	ADP
ajbmeb-1191	27	76	banking	banking	NOUN
ajbmeb-1191	27	77	systems	system	NOUN
ajbmeb-1191	27	78	.	.	PUNCT
ajbmeb-1191	28	1	(	(	PUNCT
ajbmeb-1191	28	2	fairlamb	fairlamb	PROPN
ajbmeb-1191	28	3	,	,	PUNCT
ajbmeb-1191	28	4	1994	1994	NUM
ajbmeb-1191	28	5	:	:	PUNCT
ajbmeb-1191	28	6	16	16	NUM
ajbmeb-1191	28	7	-	-	SYM
ajbmeb-1191	28	8	17	17	NUM
ajbmeb-1191	28	9	)	)	PUNCT
ajbmeb-1191	28	10	the	the	DET
ajbmeb-1191	28	11	issue	issue	NOUN
ajbmeb-1191	28	12	of	of	ADP
ajbmeb-1191	28	13	defining	define	VERB
ajbmeb-1191	28	14	capital	capital	NOUN
ajbmeb-1191	28	15	adequacy	adequacy	NOUN
ajbmeb-1191	28	16	standards	standard	NOUN
ajbmeb-1191	28	17	is	be	AUX
ajbmeb-1191	28	18	of	of	ADP
ajbmeb-1191	28	19	interest	interest	NOUN
ajbmeb-1191	28	20	to	to	ADP
ajbmeb-1191	28	21	both	both	CCONJ
ajbmeb-1191	28	22	the	the	DET
ajbmeb-1191	28	23	supervisory	supervisory	ADJ
ajbmeb-1191	28	24	authorities	authority	NOUN
ajbmeb-1191	28	25	and	and	CCONJ
ajbmeb-1191	28	26	bank	bank	NOUN
ajbmeb-1191	28	27	managements	management	NOUN
ajbmeb-1191	28	28	together	together	ADV
ajbmeb-1191	28	29	,	,	PUNCT
ajbmeb-1191	28	30	given	give	VERB
ajbmeb-1191	28	31	the	the	DET
ajbmeb-1191	28	32	role	role	NOUN
ajbmeb-1191	28	33	played	play	VERB
ajbmeb-1191	28	34	by	by	ADP
ajbmeb-1191	28	35	these	these	DET
ajbmeb-1191	28	36	standards	standard	NOUN
ajbmeb-1191	28	37	in	in	ADP
ajbmeb-1191	28	38	strengthening	strengthen	VERB
ajbmeb-1191	28	39	the	the	DET
ajbmeb-1191	28	40	credibility	credibility	NOUN
ajbmeb-1191	28	41	of	of	ADP
ajbmeb-1191	28	42	the	the	DET
ajbmeb-1191	28	43	financial	financial	ADJ
ajbmeb-1191	28	44	system	system	NOUN
ajbmeb-1191	28	45	,	,	PUNCT
ajbmeb-1191	28	46	as	as	SCONJ
ajbmeb-1191	28	47	the	the	DET
ajbmeb-1191	28	48	purpose	purpose	NOUN
ajbmeb-1191	28	49	of	of	ADP
ajbmeb-1191	28	50	these	these	DET
ajbmeb-1191	28	51	standards	standard	NOUN
ajbmeb-1191	28	52	is	be	AUX
ajbmeb-1191	28	53	to	to	PART
ajbmeb-1191	28	54	ensure	ensure	VERB
ajbmeb-1191	28	55	that	that	SCONJ
ajbmeb-1191	28	56	the	the	DET
ajbmeb-1191	28	57	bank	bank	NOUN
ajbmeb-1191	28	58	maintains	maintain	VERB
ajbmeb-1191	28	59	a	a	DET
ajbmeb-1191	28	60	minimum	minimum	NOUN
ajbmeb-1191	28	61	of	of	ADP
ajbmeb-1191	28	62	its	its	PRON
ajbmeb-1191	28	63	own	own	ADJ
ajbmeb-1191	28	64	funds	fund	NOUN
ajbmeb-1191	28	65	to	to	PART
ajbmeb-1191	28	66	face	face	VERB
ajbmeb-1191	28	67	the	the	DET
ajbmeb-1191	28	68	risks	risk	NOUN
ajbmeb-1191	28	69	it	it	PRON
ajbmeb-1191	28	70	is	be	AUX
ajbmeb-1191	28	71	exposed	expose	VERB
ajbmeb-1191	28	72	to	to	ADP
ajbmeb-1191	28	73	,	,	PUNCT
ajbmeb-1191	28	74	in	in	ADP
ajbmeb-1191	28	75	order	order	NOUN
ajbmeb-1191	28	76	to	to	PART
ajbmeb-1191	28	77	absorb	absorb	VERB
ajbmeb-1191	28	78	any	any	DET
ajbmeb-1191	28	79	expected	expect	VERB
ajbmeb-1191	28	80	losses	loss	NOUN
ajbmeb-1191	28	81	,	,	PUNCT
ajbmeb-1191	28	82	while	while	SCONJ
ajbmeb-1191	28	83	giving	give	VERB
ajbmeb-1191	28	84	bank	bank	NOUN
ajbmeb-1191	28	85	owners	owner	NOUN
ajbmeb-1191	28	86	and	and	CCONJ
ajbmeb-1191	28	87	managers	manager	VERB
ajbmeb-1191	28	88	an	an	DET
ajbmeb-1191	28	89	incentive	incentive	NOUN
ajbmeb-1191	28	90	to	to	PART
ajbmeb-1191	28	91	manage	manage	VERB
ajbmeb-1191	28	92	the	the	DET
ajbmeb-1191	28	93	bank	bank	NOUN
ajbmeb-1191	28	94	properly	properly	ADV
ajbmeb-1191	28	95	.	.	PUNCT
ajbmeb-1191	29	1	and	and	CCONJ
ajbmeb-1191	29	2	that	that	SCONJ
ajbmeb-1191	29	3	the	the	DET
ajbmeb-1191	29	4	effective	effective	ADJ
ajbmeb-1191	29	5	measurement	measurement	NOUN
ajbmeb-1191	29	6	of	of	ADP
ajbmeb-1191	29	7	the	the	DET
ajbmeb-1191	29	8	adequacy	adequacy	NOUN
ajbmeb-1191	29	9	of	of	ADP
ajbmeb-1191	29	10	bank	bank	NOUN
ajbmeb-1191	29	11	capital	capital	NOUN
ajbmeb-1191	29	12	requires	require	VERB
ajbmeb-1191	29	13	a	a	DET
ajbmeb-1191	29	14	sound	sound	ADJ
ajbmeb-1191	29	15	assessment	assessment	NOUN
ajbmeb-1191	29	16	of	of	ADP
ajbmeb-1191	29	17	the	the	DET
ajbmeb-1191	29	18	assets	asset	NOUN
ajbmeb-1191	29	19	of	of	ADP
ajbmeb-1191	29	20	banks	bank	NOUN
ajbmeb-1191	29	21	,	,	PUNCT
ajbmeb-1191	29	22	and	and	CCONJ
ajbmeb-1191	29	23	american	american	ADJ
ajbmeb-1191	29	24	journal	journal	PROPN
ajbmeb-1191	29	25	of	of	ADP
ajbmeb-1191	29	26	business	business	NOUN
ajbmeb-1191	29	27	management	management	NOUN
ajbmeb-1191	29	28	,	,	PUNCT
ajbmeb-1191	29	29	economics	economic	NOUN
ajbmeb-1191	29	30	and	and	CCONJ
ajbmeb-1191	29	31	banking	banking	NOUN
ajbmeb-1191	29	32	volume	volume	NOUN
ajbmeb-1191	29	33	16	16	NUM
ajbmeb-1191	29	34	sep	sep	PROPN
ajbmeb-1191	29	35	,	,	PUNCT
ajbmeb-1191	29	36	2023	2023	NUM
ajbmeb-1191	29	37	p	p	NOUN
ajbmeb-1191	29	38	a	a	PRON
ajbmeb-1191	29	39	g	g	NOUN
ajbmeb-1191	29	40	e	e	NOUN
ajbmeb-1191	29	41	|	|	ADV
ajbmeb-1191	29	42	4	4	NUM
ajbmeb-1191	29	43	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	29	44	until	until	SCONJ
ajbmeb-1191	29	45	this	this	PRON
ajbmeb-1191	29	46	is	be	AUX
ajbmeb-1191	29	47	achieved	achieve	VERB
ajbmeb-1191	29	48	,	,	PUNCT
ajbmeb-1191	29	49	the	the	DET
ajbmeb-1191	29	50	analysis	analysis	NOUN
ajbmeb-1191	29	51	of	of	ADP
ajbmeb-1191	29	52	the	the	DET
ajbmeb-1191	29	53	adequacy	adequacy	NOUN
ajbmeb-1191	29	54	of	of	ADP
ajbmeb-1191	29	55	bank	bank	NOUN
ajbmeb-1191	29	56	capital	capital	NOUN
ajbmeb-1191	29	57	must	must	AUX
ajbmeb-1191	29	58	be	be	AUX
ajbmeb-1191	29	59	done	do	VERB
ajbmeb-1191	29	60	with	with	ADP
ajbmeb-1191	29	61	great	great	ADJ
ajbmeb-1191	29	62	caution	caution	NOUN
ajbmeb-1191	29	63	.	.	PUNCT
ajbmeb-1191	30	1	in	in	ADP
ajbmeb-1191	30	2	addition	addition	NOUN
ajbmeb-1191	30	3	,	,	PUNCT
ajbmeb-1191	30	4	data	datum	NOUN
ajbmeb-1191	30	5	problems	problem	NOUN
ajbmeb-1191	30	6	make	make	VERB
ajbmeb-1191	30	7	(	(	PUNCT
ajbmeb-1191	30	8	ratios	ratio	NOUN
ajbmeb-1191	30	9	)	)	PUNCT
ajbmeb-1191	30	10	of	of	ADP
ajbmeb-1191	30	11	bank	bank	NOUN
ajbmeb-1191	30	12	capital	capital	NOUN
ajbmeb-1191	30	13	adequacy	adequacy	NOUN
ajbmeb-1191	30	14	vulnerable	vulnerable	ADJ
ajbmeb-1191	30	15	to	to	ADP
ajbmeb-1191	30	16	manipulation	manipulation	NOUN
ajbmeb-1191	30	17	in	in	ADP
ajbmeb-1191	30	18	many	many	ADJ
ajbmeb-1191	30	19	cases	case	NOUN
ajbmeb-1191	30	20	,	,	PUNCT
ajbmeb-1191	30	21	that	that	ADV
ajbmeb-1191	30	22	is	is	ADV
ajbmeb-1191	30	23	,	,	PUNCT
ajbmeb-1191	30	24	when	when	SCONJ
ajbmeb-1191	30	25	the	the	DET
ajbmeb-1191	30	26	quality	quality	NOUN
ajbmeb-1191	30	27	of	of	ADP
ajbmeb-1191	30	28	data	datum	NOUN
ajbmeb-1191	30	29	is	be	AUX
ajbmeb-1191	30	30	poor	poor	ADJ
ajbmeb-1191	30	31	,	,	PUNCT
ajbmeb-1191	30	32	or	or	CCONJ
ajbmeb-1191	30	33	the	the	DET
ajbmeb-1191	30	34	condition	condition	NOUN
ajbmeb-1191	30	35	of	of	ADP
ajbmeb-1191	30	36	the	the	DET
ajbmeb-1191	30	37	bank	bank	NOUN
ajbmeb-1191	30	38	tends	tend	VERB
ajbmeb-1191	30	39	to	to	PART
ajbmeb-1191	30	40	deteriorate	deteriorate	VERB
ajbmeb-1191	30	41	,	,	PUNCT
ajbmeb-1191	30	42	then	then	ADV
ajbmeb-1191	30	43	(	(	PUNCT
ajbmeb-1191	30	44	ratios	ratio	NOUN
ajbmeb-1191	30	45	)	)	PUNCT
ajbmeb-1191	30	46	of	of	ADP
ajbmeb-1191	30	47	capital	capital	NOUN
ajbmeb-1191	30	48	adequacy	adequacy	NOUN
ajbmeb-1191	30	49	are	be	AUX
ajbmeb-1191	30	50	usually	usually	ADV
ajbmeb-1191	30	51	late	late	ADJ
ajbmeb-1191	30	52	indicators	indicator	NOUN
ajbmeb-1191	30	53	of	of	ADP
ajbmeb-1191	30	54	the	the	DET
ajbmeb-1191	30	55	existence	existence	NOUN
ajbmeb-1191	30	56	of	of	ADP
ajbmeb-1191	30	57	banking	banking	NOUN
ajbmeb-1191	30	58	problems	problem	NOUN
ajbmeb-1191	30	59	.	.	PUNCT
ajbmeb-1191	30	60	.	.	PUNCT
ajbmeb-1191	31	1	even	even	ADV
ajbmeb-1191	31	2	when	when	SCONJ
ajbmeb-1191	31	3	conditions	condition	NOUN
ajbmeb-1191	31	4	improve	improve	VERB
ajbmeb-1191	31	5	,	,	PUNCT
ajbmeb-1191	31	6	the	the	DET
ajbmeb-1191	31	7	capital	capital	NOUN
ajbmeb-1191	31	8	in	in	ADP
ajbmeb-1191	31	9	itself	itself	PRON
ajbmeb-1191	31	10	prevents	prevent	VERB
ajbmeb-1191	31	11	the	the	DET
ajbmeb-1191	31	12	bank	bank	NOUN
ajbmeb-1191	31	13	from	from	ADP
ajbmeb-1191	31	14	facing	face	VERB
ajbmeb-1191	31	15	difficulties	difficulty	NOUN
ajbmeb-1191	31	16	,	,	PUNCT
ajbmeb-1191	31	17	but	but	CCONJ
ajbmeb-1191	31	18	of	of	ADP
ajbmeb-1191	31	19	course	course	NOUN
ajbmeb-1191	31	20	the	the	DET
ajbmeb-1191	31	21	more	more	ADJ
ajbmeb-1191	31	22	capital	capital	NOUN
ajbmeb-1191	31	23	the	the	DET
ajbmeb-1191	31	24	bank	bank	NOUN
ajbmeb-1191	31	25	has	have	VERB
ajbmeb-1191	31	26	,	,	PUNCT
ajbmeb-1191	31	27	the	the	PRON
ajbmeb-1191	31	28	greater	great	ADJ
ajbmeb-1191	31	29	its	its	PRON
ajbmeb-1191	31	30	ability	ability	NOUN
ajbmeb-1191	31	31	to	to	PART
ajbmeb-1191	31	32	solve	solve	VERB
ajbmeb-1191	31	33	its	its	PRON
ajbmeb-1191	31	34	problems	problem	NOUN
ajbmeb-1191	31	35	(	(	PUNCT
ajbmeb-1191	31	36	ben	ben	PROPN
ajbmeb-1191	31	37	sengour	sengour	PROPN
ajbmeb-1191	31	38	et	et	PROPN
ajbmeb-1191	31	39	al	al	PROPN
ajbmeb-1191	31	40	.	.	PROPN
ajbmeb-1191	31	41	,	,	PUNCT
ajbmeb-1191	31	42	1995	1995	NUM
ajbmeb-1191	31	43	:	:	PUNCT
ajbmeb-1191	31	44	85	85	NUM
ajbmeb-1191	31	45	)	)	PUNCT
ajbmeb-1191	31	46	.	.	PUNCT
ajbmeb-1191	32	1	it	it	PRON
ajbmeb-1191	32	2	is	be	AUX
ajbmeb-1191	32	3	worth	worth	ADJ
ajbmeb-1191	32	4	noting	note	VERB
ajbmeb-1191	32	5	that	that	SCONJ
ajbmeb-1191	32	6	it	it	PRON
ajbmeb-1191	32	7	is	be	AUX
ajbmeb-1191	32	8	difficult	difficult	ADJ
ajbmeb-1191	32	9	to	to	PART
ajbmeb-1191	32	10	ensure	ensure	VERB
ajbmeb-1191	32	11	the	the	DET
ajbmeb-1191	32	12	integrity	integrity	NOUN
ajbmeb-1191	32	13	of	of	ADP
ajbmeb-1191	32	14	the	the	DET
ajbmeb-1191	32	15	financial	financial	ADJ
ajbmeb-1191	32	16	positions	position	NOUN
ajbmeb-1191	32	17	of	of	ADP
ajbmeb-1191	32	18	banks	bank	NOUN
ajbmeb-1191	32	19	and	and	CCONJ
ajbmeb-1191	32	20	avoid	avoid	VERB
ajbmeb-1191	32	21	failure	failure	NOUN
ajbmeb-1191	32	22	by	by	ADP
ajbmeb-1191	32	23	paying	pay	VERB
ajbmeb-1191	32	24	attention	attention	NOUN
ajbmeb-1191	32	25	to	to	ADP
ajbmeb-1191	32	26	capital	capital	NOUN
ajbmeb-1191	32	27	adequacy	adequacy	NOUN
ajbmeb-1191	32	28	standards	standard	NOUN
ajbmeb-1191	32	29	alone	alone	ADV
ajbmeb-1191	32	30	,	,	PUNCT
ajbmeb-1191	32	31	despite	despite	SCONJ
ajbmeb-1191	32	32	their	their	PRON
ajbmeb-1191	32	33	importance	importance	NOUN
ajbmeb-1191	32	34	in	in	ADP
ajbmeb-1191	32	35	this	this	DET
ajbmeb-1191	32	36	field	field	NOUN
ajbmeb-1191	32	37	.	.	PUNCT
ajbmeb-1191	33	1	many	many	ADJ
ajbmeb-1191	33	2	studies	study	NOUN
ajbmeb-1191	33	3	have	have	AUX
ajbmeb-1191	33	4	shown	show	VERB
ajbmeb-1191	33	5	that	that	SCONJ
ajbmeb-1191	33	6	large	large	ADJ
ajbmeb-1191	33	7	banks	bank	NOUN
ajbmeb-1191	33	8	in	in	ADP
ajbmeb-1191	33	9	the	the	DET
ajbmeb-1191	33	10	world	world	NOUN
ajbmeb-1191	33	11	had	have	VERB
ajbmeb-1191	33	12	high	high	ADJ
ajbmeb-1191	33	13	capital	capital	NOUN
ajbmeb-1191	33	14	adequacy	adequacy	NOUN
ajbmeb-1191	33	15	,	,	PUNCT
ajbmeb-1191	33	16	but	but	CCONJ
ajbmeb-1191	33	17	they	they	PRON
ajbmeb-1191	33	18	failed	fail	VERB
ajbmeb-1191	33	19	for	for	ADP
ajbmeb-1191	33	20	reasons	reason	NOUN
ajbmeb-1191	33	21	others	other	NOUN
ajbmeb-1191	33	22	,	,	PUNCT
ajbmeb-1191	33	23	the	the	DET
ajbmeb-1191	33	24	most	most	ADV
ajbmeb-1191	33	25	prominent	prominent	ADJ
ajbmeb-1191	33	26	of	of	ADP
ajbmeb-1191	33	27	which	which	PRON
ajbmeb-1191	33	28	was	be	AUX
ajbmeb-1191	33	29	the	the	DET
ajbmeb-1191	33	30	lack	lack	NOUN
ajbmeb-1191	33	31	of	of	ADP
ajbmeb-1191	33	32	liquidity	liquidity	NOUN
ajbmeb-1191	33	33	in	in	ADP
ajbmeb-1191	33	34	meeting	meet	VERB
ajbmeb-1191	33	35	unexpected	unexpected	ADJ
ajbmeb-1191	33	36	withdrawals	withdrawal	NOUN
ajbmeb-1191	33	37	of	of	ADP
ajbmeb-1191	33	38	depositors	depositor	NOUN
ajbmeb-1191	33	39	,	,	PUNCT
ajbmeb-1191	33	40	and	and	CCONJ
ajbmeb-1191	33	41	the	the	DET
ajbmeb-1191	33	42	failure	failure	NOUN
ajbmeb-1191	33	43	of	of	ADP
ajbmeb-1191	33	44	the	the	DET
ajbmeb-1191	33	45	monetary	monetary	ADJ
ajbmeb-1191	33	46	authorities	authority	NOUN
ajbmeb-1191	33	47	to	to	PART
ajbmeb-1191	33	48	play	play	VERB
ajbmeb-1191	33	49	the	the	DET
ajbmeb-1191	33	50	role	role	NOUN
ajbmeb-1191	33	51	of	of	ADP
ajbmeb-1191	33	52	the	the	DET
ajbmeb-1191	33	53	last	last	ADJ
ajbmeb-1191	33	54	lender	lender	NOUN
ajbmeb-1191	33	55	as	as	ADP
ajbmeb-1191	33	56	required	require	VERB
ajbmeb-1191	33	57	(	(	PUNCT
ajbmeb-1191	33	58	gardener	gardener	NOUN
ajbmeb-1191	33	59	,	,	PUNCT
ajbmeb-1191	33	60	1981:45	1981:45	NUM
ajbmeb-1191	33	61	)	)	PUNCT
ajbmeb-1191	33	62	.	.	PUNCT
ajbmeb-1191	34	1	in	in	ADP
ajbmeb-1191	34	2	fact	fact	NOUN
ajbmeb-1191	34	3	,	,	PUNCT
ajbmeb-1191	34	4	the	the	DET
ajbmeb-1191	34	5	important	important	ADJ
ajbmeb-1191	34	6	supervisory	supervisory	ADJ
ajbmeb-1191	34	7	role	role	NOUN
ajbmeb-1191	34	8	exercised	exercise	VERB
ajbmeb-1191	34	9	by	by	ADP
ajbmeb-1191	34	10	the	the	DET
ajbmeb-1191	34	11	monetary	monetary	ADJ
ajbmeb-1191	34	12	authorities	authority	NOUN
ajbmeb-1191	34	13	in	in	ADP
ajbmeb-1191	34	14	ensuring	ensure	VERB
ajbmeb-1191	34	15	the	the	DET
ajbmeb-1191	34	16	safety	safety	NOUN
ajbmeb-1191	34	17	of	of	ADP
ajbmeb-1191	34	18	the	the	DET
ajbmeb-1191	34	19	financial	financial	ADJ
ajbmeb-1191	34	20	positions	position	NOUN
ajbmeb-1191	34	21	of	of	ADP
ajbmeb-1191	34	22	banks	bank	NOUN
ajbmeb-1191	34	23	must	must	AUX
ajbmeb-1191	34	24	go	go	VERB
ajbmeb-1191	34	25	beyond	beyond	ADP
ajbmeb-1191	34	26	ensuring	ensure	VERB
ajbmeb-1191	34	27	compliance	compliance	NOUN
ajbmeb-1191	34	28	with	with	ADP
ajbmeb-1191	34	29	capital	capital	NOUN
ajbmeb-1191	34	30	adequacy	adequacy	NOUN
ajbmeb-1191	34	31	standards	standard	NOUN
ajbmeb-1191	34	32	.	.	PUNCT
ajbmeb-1191	34	33	.	.	PUNCT
ajbmeb-1191	35	1	there	there	PRON
ajbmeb-1191	35	2	is	be	VERB
ajbmeb-1191	35	3	no	no	DET
ajbmeb-1191	35	4	doubt	doubt	NOUN
ajbmeb-1191	35	5	that	that	SCONJ
ajbmeb-1191	35	6	such	such	ADJ
ajbmeb-1191	35	7	criteria	criterion	NOUN
ajbmeb-1191	35	8	and	and	CCONJ
ajbmeb-1191	35	9	others	other	NOUN
ajbmeb-1191	35	10	are	be	AUX
ajbmeb-1191	35	11	difficult	difficult	ADJ
ajbmeb-1191	35	12	to	to	PART
ajbmeb-1191	35	13	express	express	VERB
ajbmeb-1191	35	14	in	in	ADP
ajbmeb-1191	35	15	certain	certain	ADJ
ajbmeb-1191	35	16	proportions	proportion	NOUN
ajbmeb-1191	35	17	,	,	PUNCT
ajbmeb-1191	35	18	as	as	SCONJ
ajbmeb-1191	35	19	is	be	AUX
ajbmeb-1191	35	20	the	the	DET
ajbmeb-1191	35	21	case	case	NOUN
ajbmeb-1191	35	22	in	in	ADP
ajbmeb-1191	35	23	capital	capital	NOUN
ajbmeb-1191	35	24	and	and	CCONJ
ajbmeb-1191	35	25	liquidity	liquidity	NOUN
ajbmeb-1191	35	26	ratios	ratio	NOUN
ajbmeb-1191	35	27	,	,	PUNCT
ajbmeb-1191	35	28	which	which	PRON
ajbmeb-1191	35	29	are	be	AUX
ajbmeb-1191	35	30	generally	generally	ADV
ajbmeb-1191	35	31	no	no	PRON
ajbmeb-1191	35	32	less	less	ADV
ajbmeb-1191	35	33	important	important	ADJ
ajbmeb-1191	35	34	than	than	ADP
ajbmeb-1191	35	35	measurable	measurable	ADJ
ajbmeb-1191	35	36	criteria	criterion	NOUN
ajbmeb-1191	35	37	(	(	PUNCT
ajbmeb-1191	35	38	nabulsi	nabulsi	NOUN
ajbmeb-1191	35	39	,	,	PUNCT
ajbmeb-1191	35	40	1990	1990	NUM
ajbmeb-1191	35	41	:	:	PUNCT
ajbmeb-1191	35	42	102	102	NUM
ajbmeb-1191	35	43	)	)	PUNCT
ajbmeb-1191	35	44	.	.	PUNCT
ajbmeb-1191	36	1	accordingly	accordingly	ADV
ajbmeb-1191	36	2	,	,	PUNCT
ajbmeb-1191	36	3	it	it	PRON
ajbmeb-1191	36	4	is	be	AUX
ajbmeb-1191	36	5	necessary	necessary	ADJ
ajbmeb-1191	36	6	to	to	PART
ajbmeb-1191	36	7	be	be	AUX
ajbmeb-1191	36	8	guided	guide	VERB
ajbmeb-1191	36	9	by	by	ADP
ajbmeb-1191	36	10	several	several	ADJ
ajbmeb-1191	36	11	criteria	criterion	NOUN
ajbmeb-1191	36	12	through	through	ADP
ajbmeb-1191	36	13	which	which	PRON
ajbmeb-1191	36	14	it	it	PRON
ajbmeb-1191	36	15	is	be	AUX
ajbmeb-1191	36	16	possible	possible	ADJ
ajbmeb-1191	36	17	to	to	PART
ajbmeb-1191	36	18	identify	identify	VERB
ajbmeb-1191	36	19	the	the	DET
ajbmeb-1191	36	20	appropriate	appropriate	ADJ
ajbmeb-1191	36	21	amount	amount	NOUN
ajbmeb-1191	36	22	or	or	CCONJ
ajbmeb-1191	36	23	the	the	DET
ajbmeb-1191	36	24	minimum	minimum	NOUN
ajbmeb-1191	36	25	amount	amount	NOUN
ajbmeb-1191	36	26	of	of	ADP
ajbmeb-1191	36	27	bank	bank	NOUN
ajbmeb-1191	36	28	capital	capital	NOUN
ajbmeb-1191	36	29	sufficient	sufficient	ADJ
ajbmeb-1191	36	30	to	to	PART
ajbmeb-1191	36	31	protect	protect	VERB
ajbmeb-1191	36	32	depositors	depositor	NOUN
ajbmeb-1191	36	33	’	’	PART
ajbmeb-1191	36	34	funds	fund	NOUN
ajbmeb-1191	36	35	and	and	CCONJ
ajbmeb-1191	36	36	the	the	DET
ajbmeb-1191	36	37	safety	safety	NOUN
ajbmeb-1191	36	38	of	of	ADP
ajbmeb-1191	36	39	the	the	DET
ajbmeb-1191	36	40	banking	banking	NOUN
ajbmeb-1191	36	41	system	system	NOUN
ajbmeb-1191	36	42	.	.	PUNCT
ajbmeb-1191	37	1	profitability	profitability	NOUN
ajbmeb-1191	37	2	:	:	PUNCT
ajbmeb-1191	37	3	expresses	express	VERB
ajbmeb-1191	37	4	the	the	DET
ajbmeb-1191	37	5	relationship	relationship	NOUN
ajbmeb-1191	37	6	between	between	ADP
ajbmeb-1191	37	7	the	the	DET
ajbmeb-1191	37	8	results	result	NOUN
ajbmeb-1191	37	9	achieved	achieve	VERB
ajbmeb-1191	37	10	during	during	ADP
ajbmeb-1191	37	11	a	a	DET
ajbmeb-1191	37	12	certain	certain	ADJ
ajbmeb-1191	37	13	period	period	NOUN
ajbmeb-1191	37	14	of	of	ADP
ajbmeb-1191	37	15	time	time	NOUN
ajbmeb-1191	37	16	and	and	CCONJ
ajbmeb-1191	37	17	the	the	DET
ajbmeb-1191	37	18	means	mean	NOUN
ajbmeb-1191	37	19	used	use	VERB
ajbmeb-1191	37	20	to	to	PART
ajbmeb-1191	37	21	achieve	achieve	VERB
ajbmeb-1191	37	22	those	those	DET
ajbmeb-1191	37	23	results	result	NOUN
ajbmeb-1191	37	24	.	.	PUNCT
ajbmeb-1191	38	1	(	(	PUNCT
ajbmeb-1191	38	2	mustafa	mustafa	NOUN
ajbmeb-1191	38	3	and	and	CCONJ
ajbmeb-1191	38	4	murad	murad	NOUN
ajbmeb-1191	38	5	,	,	PUNCT
ajbmeb-1191	38	6	2013	2013	NUM
ajbmeb-1191	38	7	:	:	PUNCT
ajbmeb-1191	38	8	35	35	NUM
ajbmeb-1191	38	9	)	)	PUNCT
ajbmeb-1191	38	10	the	the	DET
ajbmeb-1191	38	11	importance	importance	NOUN
ajbmeb-1191	38	12	of	of	ADP
ajbmeb-1191	38	13	profitability	profitability	NOUN
ajbmeb-1191	38	14	lies	lie	VERB
ajbmeb-1191	38	15	in	in	ADP
ajbmeb-1191	38	16	the	the	DET
ajbmeb-1191	38	17	survival	survival	NOUN
ajbmeb-1191	38	18	and	and	CCONJ
ajbmeb-1191	38	19	continuity	continuity	NOUN
ajbmeb-1191	38	20	of	of	ADP
ajbmeb-1191	38	21	the	the	DET
ajbmeb-1191	38	22	bank	bank	NOUN
ajbmeb-1191	38	23	,	,	PUNCT
ajbmeb-1191	38	24	as	as	SCONJ
ajbmeb-1191	38	25	it	it	PRON
ajbmeb-1191	38	26	is	be	AUX
ajbmeb-1191	38	27	a	a	DET
ajbmeb-1191	38	28	source	source	NOUN
ajbmeb-1191	38	29	of	of	ADP
ajbmeb-1191	38	30	confidence	confidence	NOUN
ajbmeb-1191	38	31	for	for	ADP
ajbmeb-1191	38	32	every	every	DET
ajbmeb-1191	38	33	depositor	depositor	NOUN
ajbmeb-1191	38	34	,	,	PUNCT
ajbmeb-1191	38	35	lender	lender	NOUN
ajbmeb-1191	38	36	,	,	PUNCT
ajbmeb-1191	38	37	and	and	CCONJ
ajbmeb-1191	38	38	creditor	creditor	NOUN
ajbmeb-1191	38	39	of	of	ADP
ajbmeb-1191	38	40	the	the	DET
ajbmeb-1191	38	41	bank	bank	NOUN
ajbmeb-1191	38	42	,	,	PUNCT
ajbmeb-1191	38	43	and	and	CCONJ
ajbmeb-1191	38	44	it	it	PRON
ajbmeb-1191	38	45	represents	represent	VERB
ajbmeb-1191	38	46	an	an	DET
ajbmeb-1191	38	47	important	important	ADJ
ajbmeb-1191	38	48	measure	measure	NOUN
ajbmeb-1191	38	49	of	of	ADP
ajbmeb-1191	38	50	the	the	DET
ajbmeb-1191	38	51	efficiency	efficiency	NOUN
ajbmeb-1191	38	52	of	of	ADP
ajbmeb-1191	38	53	the	the	DET
ajbmeb-1191	38	54	use	use	NOUN
ajbmeb-1191	38	55	of	of	ADP
ajbmeb-1191	38	56	available	available	ADJ
ajbmeb-1191	38	57	resources	resource	NOUN
ajbmeb-1191	38	58	.	.	PUNCT
ajbmeb-1191	39	1	merchants	merchant	NOUN
ajbmeb-1191	39	2	are	be	AUX
ajbmeb-1191	39	3	encouraged	encourage	VERB
ajbmeb-1191	39	4	to	to	PART
ajbmeb-1191	39	5	invest	invest	VERB
ajbmeb-1191	39	6	in	in	ADP
ajbmeb-1191	39	7	banks	bank	NOUN
ajbmeb-1191	39	8	.	.	PUNCT
ajbmeb-1191	40	1	in	in	ADP
ajbmeb-1191	40	2	addition	addition	NOUN
ajbmeb-1191	40	3	,	,	PUNCT
ajbmeb-1191	40	4	profitability	profitability	NOUN
ajbmeb-1191	40	5	allows	allow	VERB
ajbmeb-1191	40	6	development	development	NOUN
ajbmeb-1191	40	7	and	and	CCONJ
ajbmeb-1191	40	8	expansion	expansion	NOUN
ajbmeb-1191	40	9	in	in	ADP
ajbmeb-1191	40	10	the	the	DET
ajbmeb-1191	40	11	field	field	NOUN
ajbmeb-1191	40	12	of	of	ADP
ajbmeb-1191	40	13	providing	provide	VERB
ajbmeb-1191	40	14	banking	banking	NOUN
ajbmeb-1191	40	15	services	service	NOUN
ajbmeb-1191	40	16	and	and	CCONJ
ajbmeb-1191	40	17	the	the	DET
ajbmeb-1191	40	18	development	development	NOUN
ajbmeb-1191	40	19	of	of	ADP
ajbmeb-1191	40	20	new	new	ADJ
ajbmeb-1191	40	21	services	service	NOUN
ajbmeb-1191	40	22	.	.	PUNCT
ajbmeb-1191	41	1	and	and	CCONJ
ajbmeb-1191	41	2	it	it	PRON
ajbmeb-1191	41	3	is	be	AUX
ajbmeb-1191	41	4	a	a	DET
ajbmeb-1191	41	5	clear	clear	ADJ
ajbmeb-1191	41	6	sign	sign	NOUN
ajbmeb-1191	41	7	of	of	ADP
ajbmeb-1191	41	8	the	the	DET
ajbmeb-1191	41	9	bank	bank	NOUN
ajbmeb-1191	41	10	's	's	PART
ajbmeb-1191	41	11	competitive	competitive	ADJ
ajbmeb-1191	41	12	position	position	NOUN
ajbmeb-1191	41	13	in	in	ADP
ajbmeb-1191	41	14	the	the	DET
ajbmeb-1191	41	15	banking	banking	NOUN
ajbmeb-1191	41	16	market	market	NOUN
ajbmeb-1191	41	17	,	,	PUNCT
ajbmeb-1191	41	18	where	where	SCONJ
ajbmeb-1191	41	19	confidence	confidence	NOUN
ajbmeb-1191	41	20	in	in	ADP
ajbmeb-1191	41	21	management	management	NOUN
ajbmeb-1191	41	22	efficiency	efficiency	NOUN
ajbmeb-1191	41	23	increases	increase	NOUN
ajbmeb-1191	41	24	and	and	CCONJ
ajbmeb-1191	41	25	the	the	DET
ajbmeb-1191	41	26	market	market	NOUN
ajbmeb-1191	41	27	strengthens	strengthen	VERB
ajbmeb-1191	41	28	the	the	DET
ajbmeb-1191	41	29	bank	bank	NOUN
ajbmeb-1191	41	30	's	's	PART
ajbmeb-1191	41	31	position	position	NOUN
ajbmeb-1191	41	32	by	by	ADP
ajbmeb-1191	41	33	retaining	retain	VERB
ajbmeb-1191	41	34	existing	exist	VERB
ajbmeb-1191	41	35	customers	customer	NOUN
ajbmeb-1191	41	36	and	and	CCONJ
ajbmeb-1191	41	37	attracting	attract	VERB
ajbmeb-1191	41	38	potential	potential	ADJ
ajbmeb-1191	41	39	customers	customer	NOUN
ajbmeb-1191	41	40	(	(	PUNCT
ajbmeb-1191	41	41	muhammad	muhammad	PROPN
ajbmeb-1191	41	42	,	,	PUNCT
ajbmeb-1191	41	43	2014:541	2014:541	NUM
ajbmeb-1191	41	44	)	)	PUNCT
ajbmeb-1191	41	45	.	.	PUNCT
ajbmeb-1191	42	1	the	the	DET
ajbmeb-1191	42	2	importance	importance	NOUN
ajbmeb-1191	42	3	of	of	ADP
ajbmeb-1191	42	4	profitability	profitability	NOUN
ajbmeb-1191	42	5	is	be	AUX
ajbmeb-1191	42	6	also	also	ADV
ajbmeb-1191	42	7	reflected	reflect	VERB
ajbmeb-1191	42	8	in	in	ADP
ajbmeb-1191	42	9	the	the	DET
ajbmeb-1191	42	10	stability	stability	NOUN
ajbmeb-1191	42	11	of	of	ADP
ajbmeb-1191	42	12	the	the	DET
ajbmeb-1191	42	13	financial	financial	ADJ
ajbmeb-1191	42	14	system	system	NOUN
ajbmeb-1191	42	15	,	,	PUNCT
ajbmeb-1191	42	16	because	because	SCONJ
ajbmeb-1191	42	17	the	the	DET
ajbmeb-1191	42	18	banking	banking	NOUN
ajbmeb-1191	42	19	system	system	NOUN
ajbmeb-1191	42	20	al	al	PROPN
ajbmeb-1191	42	21	-	-	PUNCT
ajbmeb-1191	42	22	saleem	saleem	PROPN
ajbmeb-1191	42	23	is	be	AUX
ajbmeb-1191	42	24	built	build	VERB
ajbmeb-1191	42	25	on	on	ADP
ajbmeb-1191	42	26	the	the	DET
ajbmeb-1191	42	27	shoulders	shoulder	NOUN
ajbmeb-1191	42	28	of	of	ADP
ajbmeb-1191	42	29	profitable	profitable	ADJ
ajbmeb-1191	42	30	banks	bank	NOUN
ajbmeb-1191	42	31	,	,	PUNCT
ajbmeb-1191	42	32	and	and	CCONJ
ajbmeb-1191	42	33	the	the	DET
ajbmeb-1191	42	34	profitable	profitable	ADJ
ajbmeb-1191	42	35	banking	banking	NOUN
ajbmeb-1191	42	36	sector	sector	NOUN
ajbmeb-1191	42	37	is	be	AUX
ajbmeb-1191	42	38	considered	consider	VERB
ajbmeb-1191	42	39	more	more	ADV
ajbmeb-1191	42	40	capable	capable	ADJ
ajbmeb-1191	42	41	of	of	ADP
ajbmeb-1191	42	42	withstanding	withstand	VERB
ajbmeb-1191	42	43	negative	negative	ADJ
ajbmeb-1191	42	44	shocks	shock	NOUN
ajbmeb-1191	42	45	and	and	CCONJ
ajbmeb-1191	42	46	the	the	DET
ajbmeb-1191	42	47	consequent	consequent	ADJ
ajbmeb-1191	42	48	great	great	ADJ
ajbmeb-1191	42	49	shocks	shock	NOUN
ajbmeb-1191	42	50	.	.	PUNCT
ajbmeb-1191	43	1	and	and	CCONJ
ajbmeb-1191	43	2	significant	significant	ADJ
ajbmeb-1191	43	3	changes	change	NOUN
ajbmeb-1191	43	4	that	that	PRON
ajbmeb-1191	43	5	accompany	accompany	VERB
ajbmeb-1191	43	6	the	the	DET
ajbmeb-1191	43	7	banking	banking	NOUN
ajbmeb-1191	43	8	environment	environment	NOUN
ajbmeb-1191	43	9	(	(	PUNCT
ajbmeb-1191	43	10	ayanda	ayanda	ADV
ajbmeb-1191	43	11	,	,	PUNCT
ajbmeb-1191	43	12	et	et	PROPN
ajbmeb-1191	43	13	al	al	PROPN
ajbmeb-1191	43	14	.	.	PROPN
ajbmeb-1191	43	15	,	,	PUNCT
ajbmeb-1191	43	16	2013	2013	NUM
ajbmeb-1191	43	17	:	:	PUNCT
ajbmeb-1191	43	18	155	155	NUM
ajbmeb-1191	43	19	)	)	PUNCT
ajbmeb-1191	43	20	.	.	PUNCT
ajbmeb-1191	44	1	1	1	X
ajbmeb-1191	44	2	.	.	X
ajbmeb-1191	44	3	methodology	methodology	NOUN
ajbmeb-1191	44	4	1.1	1.1	NUM
ajbmeb-1191	44	5	the	the	DET
ajbmeb-1191	44	6	research	research	NOUN
ajbmeb-1191	44	7	sample	sample	NOUN
ajbmeb-1191	44	8	the	the	DET
ajbmeb-1191	44	9	study	study	NOUN
ajbmeb-1191	44	10	population	population	NOUN
ajbmeb-1191	44	11	consisted	consist	VERB
ajbmeb-1191	44	12	of	of	ADP
ajbmeb-1191	44	13	the	the	DET
ajbmeb-1191	44	14	iraqi	iraqi	ADJ
ajbmeb-1191	44	15	deposit	deposit	NOUN
ajbmeb-1191	44	16	insurance	insurance	NOUN
ajbmeb-1191	44	17	institution	institution	NOUN
ajbmeb-1191	44	18	and	and	CCONJ
ajbmeb-1191	44	19	the	the	DET
ajbmeb-1191	44	20	jordanian	jordanian	ADJ
ajbmeb-1191	44	21	deposit	deposit	NOUN
ajbmeb-1191	44	22	insurance	insurance	NOUN
ajbmeb-1191	44	23	institution	institution	NOUN
ajbmeb-1191	44	24	with	with	ADP
ajbmeb-1191	44	25	a	a	DET
ajbmeb-1191	44	26	group	group	NOUN
ajbmeb-1191	44	27	of	of	ADP
ajbmeb-1191	44	28	private	private	ADJ
ajbmeb-1191	44	29	iraqi	iraqi	ADJ
ajbmeb-1191	44	30	and	and	CCONJ
ajbmeb-1191	44	31	jordanian	jordanian	ADJ
ajbmeb-1191	44	32	commercial	commercial	ADJ
ajbmeb-1191	44	33	banks	bank	NOUN
ajbmeb-1191	44	34	the	the	DET
ajbmeb-1191	44	35	sample	sample	NOUN
ajbmeb-1191	44	36	of	of	ADP
ajbmeb-1191	44	37	the	the	DET
ajbmeb-1191	44	38	study	study	NOUN
ajbmeb-1191	44	39	included	include	VERB
ajbmeb-1191	44	40	private	private	ADJ
ajbmeb-1191	44	41	iraqi	iraqi	ADJ
ajbmeb-1191	44	42	banks	bank	NOUN
ajbmeb-1191	44	43	listed	list	VERB
ajbmeb-1191	44	44	in	in	ADP
ajbmeb-1191	44	45	the	the	DET
ajbmeb-1191	44	46	iraq	iraq	PROPN
ajbmeb-1191	44	47	stock	stock	NOUN
ajbmeb-1191	44	48	exchange	exchange	PROPN
ajbmeb-1191	44	49	,	,	PUNCT
ajbmeb-1191	44	50	which	which	PRON
ajbmeb-1191	44	51	are	be	AUX
ajbmeb-1191	44	52	(	(	PUNCT
ajbmeb-1191	44	53	bank	bank	NOUN
ajbmeb-1191	44	54	of	of	ADP
ajbmeb-1191	44	55	baghdad	baghdad	PROPN
ajbmeb-1191	44	56	,	,	PUNCT
ajbmeb-1191	44	57	iraqi	iraqi	ADJ
ajbmeb-1191	44	58	middle	middle	PROPN
ajbmeb-1191	44	59	east	east	PROPN
ajbmeb-1191	44	60	investment	investment	PROPN
ajbmeb-1191	44	61	bank	bank	PROPN
ajbmeb-1191	44	62	,	,	PUNCT
ajbmeb-1191	44	63	al	al	PROPN
ajbmeb-1191	44	64	-	-	PUNCT
ajbmeb-1191	44	65	ahly	ahly	PROPN
ajbmeb-1191	44	66	bank	bank	NOUN
ajbmeb-1191	44	67	of	of	ADP
ajbmeb-1191	44	68	iraq	iraq	PROPN
ajbmeb-1191	44	69	,	,	PUNCT
ajbmeb-1191	44	70	ashur	ashur	PROPN
ajbmeb-1191	44	71	international	international	PROPN
ajbmeb-1191	44	72	bank	bank	PROPN
ajbmeb-1191	44	73	for	for	ADP
ajbmeb-1191	44	74	investment	investment	NOUN
ajbmeb-1191	44	75	,	,	PUNCT
ajbmeb-1191	44	76	international	international	PROPN
ajbmeb-1191	44	77	development	development	PROPN
ajbmeb-1191	44	78	bank	bank	PROPN
ajbmeb-1191	44	79	for	for	ADP
ajbmeb-1191	44	80	investment	investment	NOUN
ajbmeb-1191	44	81	and	and	CCONJ
ajbmeb-1191	44	82	finance	finance	NOUN
ajbmeb-1191	44	83	)	)	PUNCT
ajbmeb-1191	44	84	,	,	PUNCT
ajbmeb-1191	44	85	while	while	SCONJ
ajbmeb-1191	44	86	jordan	jordan	PROPN
ajbmeb-1191	44	87	's	's	PART
ajbmeb-1191	44	88	private	private	ADJ
ajbmeb-1191	44	89	banks	bank	NOUN
ajbmeb-1191	44	90	listed	list	VERB
ajbmeb-1191	44	91	in	in	ADP
ajbmeb-1191	44	92	the	the	DET
ajbmeb-1191	44	93	amman	amman	PROPN
ajbmeb-1191	44	94	financial	financial	ADJ
ajbmeb-1191	44	95	market	market	NOUN
ajbmeb-1191	44	96	are	be	AUX
ajbmeb-1191	44	97	(	(	PUNCT
ajbmeb-1191	44	98	bank	bank	PROPN
ajbmeb-1191	44	99	of	of	ADP
ajbmeb-1191	44	100	jordan	jordan	PROPN
ajbmeb-1191	44	101	,	,	PUNCT
ajbmeb-1191	44	102	jordan	jordan	PROPN
ajbmeb-1191	44	103	commercial	commercial	PROPN
ajbmeb-1191	44	104	bank	bank	PROPN
ajbmeb-1191	44	105	,	,	PUNCT
ajbmeb-1191	44	106	arab	arab	ADJ
ajbmeb-1191	44	107	investment	investment	PROPN
ajbmeb-1191	44	108	bank	bank	PROPN
ajbmeb-1191	44	109	,	,	PUNCT
ajbmeb-1191	44	110	arab	arab	ADJ
ajbmeb-1191	44	111	banking	banking	PROPN
ajbmeb-1191	44	112	corporation	corporation	PROPN
ajbmeb-1191	44	113	bank	bank	PROPN
ajbmeb-1191	44	114	,	,	PUNCT
ajbmeb-1191	44	115	investment	investment	NOUN
ajbmeb-1191	44	116	bank	bank	NOUN
ajbmeb-1191	44	117	)	)	PUNCT
ajbmeb-1191	44	118	in	in	ADP
ajbmeb-1191	44	119	addition	addition	NOUN
ajbmeb-1191	44	120	to	to	ADP
ajbmeb-1191	44	121	the	the	DET
ajbmeb-1191	44	122	iraqi	iraqi	ADJ
ajbmeb-1191	44	123	deposit	deposit	NOUN
ajbmeb-1191	44	124	insurance	insurance	NOUN
ajbmeb-1191	44	125	corporation	corporation	NOUN
ajbmeb-1191	44	126	and	and	CCONJ
ajbmeb-1191	44	127	the	the	DET
ajbmeb-1191	44	128	jordanian	jordanian	ADJ
ajbmeb-1191	44	129	deposit	deposit	NOUN
ajbmeb-1191	44	130	insurance	insurance	NOUN
ajbmeb-1191	44	131	corporation	corporation	NOUN
ajbmeb-1191	44	132	,	,	PUNCT
ajbmeb-1191	44	133	and	and	CCONJ
ajbmeb-1191	44	134	the	the	DET
ajbmeb-1191	44	135	financial	financial	ADJ
ajbmeb-1191	44	136	and	and	CCONJ
ajbmeb-1191	44	137	statistical	statistical	ADJ
ajbmeb-1191	44	138	analysis	analysis	NOUN
ajbmeb-1191	44	139	approach	approach	NOUN
ajbmeb-1191	44	140	american	american	PROPN
ajbmeb-1191	44	141	journal	journal	PROPN
ajbmeb-1191	44	142	of	of	ADP
ajbmeb-1191	44	143	business	business	NOUN
ajbmeb-1191	44	144	management	management	NOUN
ajbmeb-1191	44	145	,	,	PUNCT
ajbmeb-1191	44	146	economics	economic	NOUN
ajbmeb-1191	44	147	and	and	CCONJ
ajbmeb-1191	44	148	banking	banking	NOUN
ajbmeb-1191	44	149	volume	volume	NOUN
ajbmeb-1191	44	150	16	16	NUM
ajbmeb-1191	44	151	sep	sep	PROPN
ajbmeb-1191	44	152	,	,	PUNCT
ajbmeb-1191	44	153	2023	2023	NUM
ajbmeb-1191	44	154	p	p	NOUN
ajbmeb-1191	45	1	a	a	DET
ajbmeb-1191	45	2	g	g	NOUN
ajbmeb-1191	45	3	e	e	NOUN
ajbmeb-1191	45	4	|	|	ADV
ajbmeb-1191	45	5	5	5	NUM
ajbmeb-1191	45	6	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	45	7	was	be	AUX
ajbmeb-1191	45	8	used	use	VERB
ajbmeb-1191	45	9	by	by	ADP
ajbmeb-1191	45	10	collecting	collect	VERB
ajbmeb-1191	45	11	data	datum	NOUN
ajbmeb-1191	45	12	from	from	ADP
ajbmeb-1191	45	13	the	the	DET
ajbmeb-1191	45	14	financial	financial	ADJ
ajbmeb-1191	45	15	statements	statement	NOUN
ajbmeb-1191	45	16	of	of	ADP
ajbmeb-1191	45	17	the	the	DET
ajbmeb-1191	45	18	banks	bank	NOUN
ajbmeb-1191	45	19	under	under	ADP
ajbmeb-1191	45	20	study	study	NOUN
ajbmeb-1191	45	21	and	and	CCONJ
ajbmeb-1191	45	22	analyzing	analyze	VERB
ajbmeb-1191	45	23	them	they	PRON
ajbmeb-1191	45	24	according	accord	VERB
ajbmeb-1191	45	25	to	to	ADP
ajbmeb-1191	45	26	13	13	NUM
ajbmeb-1191	45	27	eviews	eview	NOUN
ajbmeb-1191	45	28	program	program	NOUN
ajbmeb-1191	45	29	during	during	ADP
ajbmeb-1191	45	30	the	the	DET
ajbmeb-1191	45	31	period	period	NOUN
ajbmeb-1191	45	32	(	(	PUNCT
ajbmeb-1191	45	33	2018	2018	NUM
ajbmeb-1191	45	34	-	-	SYM
ajbmeb-1191	45	35	2021	2021	NUM
ajbmeb-1191	45	36	)	)	PUNCT
ajbmeb-1191	45	37	.	.	PUNCT
ajbmeb-1191	46	1	1.2	1.2	NUM
ajbmeb-1191	46	2	measure	measure	NOUN
ajbmeb-1191	46	3	variables	variable	VERB
ajbmeb-1191	46	4	the	the	DET
ajbmeb-1191	46	5	following	follow	VERB
ajbmeb-1191	46	6	ratio	ratio	NOUN
ajbmeb-1191	46	7	was	be	AUX
ajbmeb-1191	46	8	adopted	adopt	VERB
ajbmeb-1191	46	9	in	in	ADP
ajbmeb-1191	46	10	measuring	measure	VERB
ajbmeb-1191	46	11	the	the	DET
ajbmeb-1191	46	12	research	research	NOUN
ajbmeb-1191	46	13	variables	variable	NOUN
ajbmeb-1191	46	14	,	,	PUNCT
ajbmeb-1191	46	15	as	as	SCONJ
ajbmeb-1191	46	16	shown	show	VERB
ajbmeb-1191	46	17	in	in	ADP
ajbmeb-1191	46	18	the	the	DET
ajbmeb-1191	46	19	following	following	ADJ
ajbmeb-1191	46	20	table(1	table(1	PROPN
ajbmeb-1191	46	21	):	):	PUNCT
ajbmeb-1191	46	22	table	table	NOUN
ajbmeb-1191	46	23	(	(	PUNCT
ajbmeb-1191	46	24	1	1	X
ajbmeb-1191	46	25	)	)	PUNCT
ajbmeb-1191	46	26	measuring	measure	VERB
ajbmeb-1191	46	27	tools	tool	NOUN
ajbmeb-1191	46	28	variable	variable	ADJ
ajbmeb-1191	46	29	type	type	NOUN
ajbmeb-1191	46	30	symbol	symbol	NOUN
ajbmeb-1191	46	31	the	the	DET
ajbmeb-1191	46	32	measurement	measurement	NOUN
ajbmeb-1191	46	33	tool	tool	NOUN
ajbmeb-1191	46	34	source	source	NOUN
ajbmeb-1191	46	35	deposit	deposit	NOUN
ajbmeb-1191	46	36	insurance	insurance	NOUN
ajbmeb-1191	46	37	system	system	NOUN
ajbmeb-1191	47	1	independent	independent	ADJ
ajbmeb-1191	47	2	x	x	NOUN
ajbmeb-1191	47	3	=	=	PUNCT
ajbmeb-1191	47	4	deposit	deposit	NOUN
ajbmeb-1191	47	5	guarantee	guarantee	NOUN
ajbmeb-1191	47	6	fee	fee	NOUN
ajbmeb-1191	47	7	/	/	SYM
ajbmeb-1191	47	8	total	total	NOUN
ajbmeb-1191	47	9	bank	bank	NOUN
ajbmeb-1191	47	10	expenses	expense	NOUN
ajbmeb-1191	47	11	(	(	PUNCT
ajbmeb-1191	47	12	anisa	anisa	NOUN
ajbmeb-1191	47	13	,	,	PUNCT
ajbmeb-1191	47	14	2019	2019	NUM
ajbmeb-1191	47	15	:	:	SYM
ajbmeb-1191	47	16	330	330	NUM
ajbmeb-1191	47	17	)	)	PUNCT
ajbmeb-1191	47	18	capital	capital	NOUN
ajbmeb-1191	47	19	adequacy	adequacy	NOUN
ajbmeb-1191	48	1	dependent	dependent	ADJ
ajbmeb-1191	48	2	y1	y1	NOUN
ajbmeb-1191	48	3	=	=	NOUN
ajbmeb-1191	48	4	level	level	NOUN
ajbmeb-1191	48	5	1	1	NUM
ajbmeb-1191	48	6	capital	capital	NOUN
ajbmeb-1191	48	7	+	+	CCONJ
ajbmeb-1191	48	8	level	level	NOUN
ajbmeb-1191	48	9	2	2	NUM
ajbmeb-1191	48	10	capital	capital	NOUN
ajbmeb-1191	48	11	+	+	CCONJ
ajbmeb-1191	48	12	level	level	NOUN
ajbmeb-1191	48	13	2	2	NUM
ajbmeb-1191	48	14	capital	capital	NOUN
ajbmeb-1191	48	15	)	)	PUNCT
ajbmeb-1191	48	16	/	/	SYM
ajbmeb-1191	48	17	risk	risk	NOUN
ajbmeb-1191	48	18	weighted	weight	VERB
ajbmeb-1191	48	19	assets	asset	NOUN
ajbmeb-1191	48	20	(	(	PUNCT
ajbmeb-1191	48	21	fatima,2014:773	fatima,2014:773	NOUN
ajbmeb-1191	48	22	)	)	PUNCT
ajbmeb-1191	48	23	profitability	profitability	NOUN
ajbmeb-1191	48	24	ddependent	ddependent	NOUN
ajbmeb-1191	49	1	y2	y2	NOUN
ajbmeb-1191	49	2	return	return	NOUN
ajbmeb-1191	49	3	on	on	ADP
ajbmeb-1191	49	4	investment	investment	NOUN
ajbmeb-1191	49	5	=	=	SYM
ajbmeb-1191	49	6	net	net	ADJ
ajbmeb-1191	49	7	income	income	NOUN
ajbmeb-1191	49	8	/	/	SYM
ajbmeb-1191	49	9	total	total	ADJ
ajbmeb-1191	49	10	assets	asset	NOUN
ajbmeb-1191	49	11	(	(	PUNCT
ajbmeb-1191	49	12	stiroh,2004:143	stiroh,2004:143	NOUN
ajbmeb-1191	49	13	)	)	PUNCT
ajbmeb-1191	49	14	1.2.1	1.2.1	NUM
ajbmeb-1191	49	15	iraqi	iraqi	ADJ
ajbmeb-1191	49	16	banks	bank	NOUN
ajbmeb-1191	49	17	the	the	DET
ajbmeb-1191	49	18	results	result	NOUN
ajbmeb-1191	49	19	of	of	ADP
ajbmeb-1191	49	20	measuring	measure	VERB
ajbmeb-1191	49	21	the	the	DET
ajbmeb-1191	49	22	percentage	percentage	NOUN
ajbmeb-1191	49	23	of	of	ADP
ajbmeb-1191	49	24	deposit	deposit	NOUN
ajbmeb-1191	49	25	guarantee	guarantee	NOUN
ajbmeb-1191	49	26	fees	fee	NOUN
ajbmeb-1191	49	27	showed	show	VERB
ajbmeb-1191	49	28	a	a	DET
ajbmeb-1191	49	29	general	general	ADJ
ajbmeb-1191	49	30	average	average	NOUN
ajbmeb-1191	49	31	of	of	ADP
ajbmeb-1191	49	32	(	(	PUNCT
ajbmeb-1191	49	33	0.0052	0.0052	NUM
ajbmeb-1191	49	34	)	)	PUNCT
ajbmeb-1191	49	35	.	.	PUNCT
ajbmeb-1191	50	1	at	at	ADP
ajbmeb-1191	50	2	the	the	DET
ajbmeb-1191	50	3	level	level	NOUN
ajbmeb-1191	50	4	of	of	ADP
ajbmeb-1191	50	5	the	the	DET
ajbmeb-1191	50	6	research	research	NOUN
ajbmeb-1191	50	7	sample	sample	NOUN
ajbmeb-1191	50	8	banks	bank	NOUN
ajbmeb-1191	50	9	,	,	PUNCT
ajbmeb-1191	50	10	the	the	DET
ajbmeb-1191	50	11	middle	middle	PROPN
ajbmeb-1191	50	12	east	east	PROPN
ajbmeb-1191	50	13	bank	bank	PROPN
ajbmeb-1191	50	14	recorded	record	VERB
ajbmeb-1191	50	15	the	the	DET
ajbmeb-1191	50	16	highest	high	ADJ
ajbmeb-1191	50	17	average	average	NOUN
ajbmeb-1191	50	18	of	of	ADP
ajbmeb-1191	50	19	(	(	PUNCT
ajbmeb-1191	50	20	0.015	0.015	NUM
ajbmeb-1191	50	21	)	)	PUNCT
ajbmeb-1191	50	22	and	and	CCONJ
ajbmeb-1191	50	23	a	a	DET
ajbmeb-1191	50	24	standard	standard	ADJ
ajbmeb-1191	50	25	deviation	deviation	NOUN
ajbmeb-1191	50	26	of	of	ADP
ajbmeb-1191	50	27	(	(	PUNCT
ajbmeb-1191	50	28	0.016	0.016	NUM
ajbmeb-1191	50	29	)	)	PUNCT
ajbmeb-1191	50	30	,	,	PUNCT
ajbmeb-1191	50	31	while	while	SCONJ
ajbmeb-1191	50	32	the	the	DET
ajbmeb-1191	50	33	ashur	ashur	PROPN
ajbmeb-1191	50	34	bank	bank	PROPN
ajbmeb-1191	50	35	recorded	record	VERB
ajbmeb-1191	50	36	the	the	DET
ajbmeb-1191	50	37	lowest	low	ADJ
ajbmeb-1191	50	38	average	average	NOUN
ajbmeb-1191	50	39	of	of	ADP
ajbmeb-1191	50	40	(	(	PUNCT
ajbmeb-1191	50	41	0.0015	0.0015	NUM
ajbmeb-1191	50	42	)	)	PUNCT
ajbmeb-1191	50	43	and	and	CCONJ
ajbmeb-1191	50	44	a	a	DET
ajbmeb-1191	50	45	deviation	deviation	NOUN
ajbmeb-1191	50	46	of	of	ADP
ajbmeb-1191	50	47	(	(	PUNCT
ajbmeb-1191	50	48	0.0015	0.0015	NUM
ajbmeb-1191	50	49	)	)	PUNCT
ajbmeb-1191	50	50	.	.	PUNCT
ajbmeb-1191	51	1	normative	normative	ADJ
ajbmeb-1191	51	2	(	(	PUNCT
ajbmeb-1191	51	3	0.0003	0.0003	NUM
ajbmeb-1191	51	4	)	)	PUNCT
ajbmeb-1191	51	5	,	,	PUNCT
ajbmeb-1191	51	6	while	while	SCONJ
ajbmeb-1191	51	7	at	at	ADP
ajbmeb-1191	51	8	the	the	DET
ajbmeb-1191	51	9	level	level	NOUN
ajbmeb-1191	51	10	of	of	ADP
ajbmeb-1191	51	11	research	research	NOUN
ajbmeb-1191	51	12	years	year	NOUN
ajbmeb-1191	51	13	extending	extend	VERB
ajbmeb-1191	51	14	from	from	ADP
ajbmeb-1191	51	15	(	(	PUNCT
ajbmeb-1191	51	16	2018	2018	NUM
ajbmeb-1191	51	17	-	-	SYM
ajbmeb-1191	51	18	2021	2021	NUM
ajbmeb-1191	51	19	)	)	PUNCT
ajbmeb-1191	51	20	,	,	PUNCT
ajbmeb-1191	51	21	the	the	DET
ajbmeb-1191	51	22	year	year	NOUN
ajbmeb-1191	51	23	2021	2021	NUM
ajbmeb-1191	51	24	recorded	record	VERB
ajbmeb-1191	51	25	the	the	DET
ajbmeb-1191	51	26	highest	high	ADJ
ajbmeb-1191	51	27	average	average	ADJ
ajbmeb-1191	51	28	(	(	PUNCT
ajbmeb-1191	51	29	0.0085	0.0085	NUM
ajbmeb-1191	51	30	)	)	PUNCT
ajbmeb-1191	51	31	and	and	CCONJ
ajbmeb-1191	51	32	a	a	DET
ajbmeb-1191	51	33	standard	standard	ADJ
ajbmeb-1191	51	34	deviation	deviation	NOUN
ajbmeb-1191	51	35	(	(	PUNCT
ajbmeb-1191	51	36	0.0105	0.0105	NUM
ajbmeb-1191	51	37	)	)	PUNCT
ajbmeb-1191	51	38	,	,	PUNCT
ajbmeb-1191	51	39	while	while	SCONJ
ajbmeb-1191	51	40	the	the	DET
ajbmeb-1191	51	41	year	year	NOUN
ajbmeb-1191	51	42	2018	2018	NUM
ajbmeb-1191	51	43	recorded	record	VERB
ajbmeb-1191	51	44	the	the	DET
ajbmeb-1191	51	45	lowest	low	ADJ
ajbmeb-1191	51	46	average	average	NOUN
ajbmeb-1191	51	47	by	by	ADP
ajbmeb-1191	51	48	(	(	PUNCT
ajbmeb-1191	51	49	0.0018	0.0018	NUM
ajbmeb-1191	51	50	)	)	PUNCT
ajbmeb-1191	51	51	and	and	CCONJ
ajbmeb-1191	51	52	a	a	DET
ajbmeb-1191	51	53	standard	standard	ADJ
ajbmeb-1191	51	54	deviation	deviation	NOUN
ajbmeb-1191	51	55	(	(	PUNCT
ajbmeb-1191	51	56	0.0012	0.0012	NUM
ajbmeb-1191	51	57	)	)	PUNCT
ajbmeb-1191	51	58	.	.	PUNCT
ajbmeb-1191	52	1	table	table	NOUN
ajbmeb-1191	52	2	(	(	PUNCT
ajbmeb-1191	52	3	2	2	NUM
ajbmeb-1191	52	4	)	)	PUNCT
ajbmeb-1191	52	5	results	result	NOUN
ajbmeb-1191	52	6	of	of	ADP
ajbmeb-1191	52	7	calculating	calculate	VERB
ajbmeb-1191	52	8	the	the	DET
ajbmeb-1191	52	9	deposit	deposit	NOUN
ajbmeb-1191	52	10	guarantee	guarantee	NOUN
ajbmeb-1191	52	11	fee	fee	NOUN
ajbmeb-1191	52	12	percentage	percentage	NOUN
ajbmeb-1191	52	13	.	.	PUNCT
ajbmeb-1191	53	1	table	table	NOUN
ajbmeb-1191	53	2	(	(	PUNCT
ajbmeb-1191	53	3	2	2	X
ajbmeb-1191	53	4	)	)	PUNCT
ajbmeb-1191	53	5	the	the	DET
ajbmeb-1191	53	6	results	result	NOUN
ajbmeb-1191	53	7	of	of	ADP
ajbmeb-1191	53	8	calculating	calculate	VERB
ajbmeb-1191	53	9	the	the	DET
ajbmeb-1191	53	10	percentage	percentage	NOUN
ajbmeb-1191	53	11	of	of	ADP
ajbmeb-1191	53	12	bank	bank	NOUN
ajbmeb-1191	53	13	deposit	deposit	NOUN
ajbmeb-1191	53	14	guarantee	guarantee	NOUN
ajbmeb-1191	53	15	fees	fee	NOUN
ajbmeb-1191	53	16	for	for	ADP
ajbmeb-1191	53	17	a	a	DET
ajbmeb-1191	53	18	sample	sample	NOUN
ajbmeb-1191	53	19	of	of	ADP
ajbmeb-1191	53	20	iraqi	iraqi	ADJ
ajbmeb-1191	53	21	banks	bank	NOUN
ajbmeb-1191	53	22	banks	bank	NOUN
ajbmeb-1191	53	23	2018	2018	NUM
ajbmeb-1191	53	24	2019	2019	NUM
ajbmeb-1191	53	25	2020	2020	NUM
ajbmeb-1191	53	26	2021	2021	NUM
ajbmeb-1191	53	27	avr	avr	PROPN
ajbmeb-1191	53	28	.	.	PUNCT
ajbmeb-1191	53	29	std	std	NOUN
ajbmeb-1191	53	30	.	.	PUNCT
ajbmeb-1191	54	1	baghdad	baghdad	PROPN
ajbmeb-1191	54	2	0.0020	0.0020	NUM
ajbmeb-1191	54	3	0.0022	0.0022	NUM
ajbmeb-1191	54	4	0.0031	0.0031	NUM
ajbmeb-1191	54	5	0.0035	0.0035	NUM
ajbmeb-1191	54	6	0.0027	0.0027	NUM
ajbmeb-1191	54	7	0.001	0.001	NUM
ajbmeb-1191	54	8	the	the	DET
ajbmeb-1191	54	9	middle	middle	PROPN
ajbmeb-1191	54	10	east	east	PROPN
ajbmeb-1191	54	11	0.0014	0.0014	NUM
ajbmeb-1191	54	12	0.0310	0.0310	NUM
ajbmeb-1191	54	13	0.0011	0.0011	NUM
ajbmeb-1191	54	14	0.0267	0.0267	NUM
ajbmeb-1191	54	15	0.0151	0.0151	NUM
ajbmeb-1191	54	16	0.016	0.016	NUM
ajbmeb-1191	54	17	al	al	PROPN
ajbmeb-1191	54	18	ahly	ahly	PROPN
ajbmeb-1191	54	19	0.0006	0.0006	NUM
ajbmeb-1191	54	20	0.0012	0.0012	NUM
ajbmeb-1191	54	21	0.0018	0.0018	NUM
ajbmeb-1191	54	22	0.0041	0.0041	NUM
ajbmeb-1191	54	23	0.0019	0.0019	NUM
ajbmeb-1191	54	24	0.002	0.002	NUM
ajbmeb-1191	54	25	ashur	ashur	PROPN
ajbmeb-1191	54	26	0.0016	0.0016	NUM
ajbmeb-1191	54	27	0.0013	0.0013	NUM
ajbmeb-1191	54	28	0.0012	0.0012	NUM
ajbmeb-1191	54	29	0.0018	0.0018	NUM
ajbmeb-1191	54	30	0.0015	0.0015	NUM
ajbmeb-1191	54	31	0.0003	0.0003	NUM
ajbmeb-1191	54	32	al	al	PROPN
ajbmeb-1191	54	33	tanmya	tanmya	PROPN
ajbmeb-1191	54	34	0.0039	0.0039	NUM
ajbmeb-1191	54	35	0.0044	0.0044	NUM
ajbmeb-1191	54	36	0.0070	0.0070	NUM
ajbmeb-1191	54	37	0.0101	0.0101	NUM
ajbmeb-1191	54	38	0.0063	0.0063	NUM
ajbmeb-1191	54	39	0.003	0.003	NUM
ajbmeb-1191	54	40	avr	avr	NOUN
ajbmeb-1191	54	41	.	.	PROPN
ajbmeb-1191	54	42	0.0018	0.0018	NUM
ajbmeb-1191	54	43	0.0079	0.0079	NUM
ajbmeb-1191	54	44	0.0024	0.0024	NUM
ajbmeb-1191	54	45	0.0089	0.0089	NUM
ajbmeb-1191	54	46	0.0052	0.0052	NUM
ajbmeb-1191	54	47	std	std	NOUN
ajbmeb-1191	54	48	.	.	PUNCT
ajbmeb-1191	55	1	0.0012	0.0012	NUM
ajbmeb-1191	55	2	0.013029	0.013029	NUM
ajbmeb-1191	55	3	0.00255	0.00255	NUM
ajbmeb-1191	55	4	0.0105	0.0105	NUM
ajbmeb-1191	55	5	the	the	DET
ajbmeb-1191	55	6	results	result	NOUN
ajbmeb-1191	55	7	of	of	ADP
ajbmeb-1191	55	8	measuring	measure	VERB
ajbmeb-1191	55	9	the	the	DET
ajbmeb-1191	55	10	general	general	ADJ
ajbmeb-1191	55	11	capital	capital	NOUN
ajbmeb-1191	55	12	adequacy	adequacy	NOUN
ajbmeb-1191	55	13	ratio	ratio	NOUN
ajbmeb-1191	55	14	showed	show	VERB
ajbmeb-1191	55	15	an	an	DET
ajbmeb-1191	55	16	amount	amount	NOUN
ajbmeb-1191	55	17	of	of	ADP
ajbmeb-1191	55	18	general	general	ADJ
ajbmeb-1191	55	19	average	average	NOUN
ajbmeb-1191	55	20	(	(	PUNCT
ajbmeb-1191	55	21	142.32	142.32	NUM
ajbmeb-1191	55	22	)	)	PUNCT
ajbmeb-1191	55	23	.	.	PUNCT
ajbmeb-1191	56	1	at	at	ADP
ajbmeb-1191	56	2	the	the	DET
ajbmeb-1191	56	3	level	level	NOUN
ajbmeb-1191	56	4	of	of	ADP
ajbmeb-1191	56	5	the	the	DET
ajbmeb-1191	56	6	research	research	NOUN
ajbmeb-1191	56	7	sample	sample	NOUN
ajbmeb-1191	56	8	banks	bank	NOUN
ajbmeb-1191	56	9	,	,	PUNCT
ajbmeb-1191	56	10	the	the	DET
ajbmeb-1191	56	11	development	development	NOUN
ajbmeb-1191	56	12	bank	bank	PROPN
ajbmeb-1191	56	13	recorded	record	VERB
ajbmeb-1191	56	14	the	the	DET
ajbmeb-1191	56	15	highest	high	ADJ
ajbmeb-1191	56	16	average	average	NOUN
ajbmeb-1191	56	17	of	of	ADP
ajbmeb-1191	56	18	(	(	PUNCT
ajbmeb-1191	56	19	207.2	207.2	NUM
ajbmeb-1191	56	20	)	)	PUNCT
ajbmeb-1191	56	21	and	and	CCONJ
ajbmeb-1191	56	22	a	a	DET
ajbmeb-1191	56	23	standard	standard	ADJ
ajbmeb-1191	56	24	deviation	deviation	NOUN
ajbmeb-1191	56	25	of	of	ADP
ajbmeb-1191	56	26	(	(	PUNCT
ajbmeb-1191	56	27	2.7	2.7	NUM
ajbmeb-1191	56	28	)	)	PUNCT
ajbmeb-1191	56	29	,	,	PUNCT
ajbmeb-1191	56	30	while	while	SCONJ
ajbmeb-1191	56	31	the	the	DET
ajbmeb-1191	56	32	national	national	PROPN
ajbmeb-1191	56	33	bank	bank	PROPN
ajbmeb-1191	56	34	recorded	record	VERB
ajbmeb-1191	56	35	the	the	DET
ajbmeb-1191	56	36	lowest	low	ADJ
ajbmeb-1191	56	37	average	average	NOUN
ajbmeb-1191	56	38	of	of	ADP
ajbmeb-1191	56	39	(	(	PUNCT
ajbmeb-1191	56	40	69.6	69.6	NUM
ajbmeb-1191	56	41	)	)	PUNCT
ajbmeb-1191	56	42	and	and	CCONJ
ajbmeb-1191	56	43	a	a	DET
ajbmeb-1191	56	44	standard	standard	ADJ
ajbmeb-1191	56	45	deviation	deviation	NOUN
ajbmeb-1191	56	46	of	of	ADP
ajbmeb-1191	56	47	(	(	PUNCT
ajbmeb-1191	56	48	32.5	32.5	NUM
ajbmeb-1191	56	49	)	)	PUNCT
ajbmeb-1191	56	50	.	.	PUNCT
ajbmeb-1191	57	1	as	as	ADP
ajbmeb-1191	57	2	for	for	ADP
ajbmeb-1191	57	3	the	the	DET
ajbmeb-1191	57	4	years	year	NOUN
ajbmeb-1191	57	5	of	of	ADP
ajbmeb-1191	57	6	research	research	NOUN
ajbmeb-1191	57	7	extending	extend	VERB
ajbmeb-1191	57	8	from	from	ADP
ajbmeb-1191	57	9	(	(	PUNCT
ajbmeb-1191	57	10	2018	2018	NUM
ajbmeb-1191	57	11	-	-	SYM
ajbmeb-1191	57	12	2021	2021	NUM
ajbmeb-1191	57	13	)	)	PUNCT
ajbmeb-1191	57	14	,	,	PUNCT
ajbmeb-1191	57	15	the	the	DET
ajbmeb-1191	57	16	year	year	NOUN
ajbmeb-1191	57	17	2019	2019	NUM
ajbmeb-1191	57	18	recorded	record	VERB
ajbmeb-1191	57	19	the	the	DET
ajbmeb-1191	57	20	highest	high	ADJ
ajbmeb-1191	57	21	average	average	NOUN
ajbmeb-1191	57	22	(	(	PUNCT
ajbmeb-1191	57	23	162.2	162.2	NUM
ajbmeb-1191	57	24	)	)	PUNCT
ajbmeb-1191	57	25	and	and	CCONJ
ajbmeb-1191	57	26	a	a	DET
ajbmeb-1191	57	27	standard	standard	ADJ
ajbmeb-1191	57	28	deviation	deviation	NOUN
ajbmeb-1191	57	29	(	(	PUNCT
ajbmeb-1191	57	30	83	83	NUM
ajbmeb-1191	57	31	)	)	PUNCT
ajbmeb-1191	57	32	,	,	PUNCT
ajbmeb-1191	57	33	while	while	SCONJ
ajbmeb-1191	57	34	the	the	DET
ajbmeb-1191	57	35	year	year	NOUN
ajbmeb-1191	57	36	2021	2021	NUM
ajbmeb-1191	57	37	recorded	record	VERB
ajbmeb-1191	57	38	the	the	DET
ajbmeb-1191	57	39	lowest	low	ADJ
ajbmeb-1191	57	40	average	average	NOUN
ajbmeb-1191	57	41	by	by	ADP
ajbmeb-1191	57	42	(	(	PUNCT
ajbmeb-1191	57	43	128.8	128.8	NUM
ajbmeb-1191	57	44	)	)	PUNCT
ajbmeb-1191	57	45	and	and	CCONJ
ajbmeb-1191	57	46	a	a	DET
ajbmeb-1191	57	47	standard	standard	ADJ
ajbmeb-1191	57	48	deviation	deviation	NOUN
ajbmeb-1191	57	49	(	(	PUNCT
ajbmeb-1191	57	50	84	84	NUM
ajbmeb-1191	57	51	)	)	PUNCT
ajbmeb-1191	57	52	.	.	PUNCT
ajbmeb-1191	58	1	table	table	NOUN
ajbmeb-1191	58	2	(	(	PUNCT
ajbmeb-1191	58	3	4	4	X
ajbmeb-1191	58	4	)	)	PUNCT
ajbmeb-1191	58	5	shows	show	VERB
ajbmeb-1191	58	6	the	the	DET
ajbmeb-1191	58	7	results	result	NOUN
ajbmeb-1191	58	8	of	of	ADP
ajbmeb-1191	58	9	calculating	calculate	VERB
ajbmeb-1191	58	10	the	the	DET
ajbmeb-1191	58	11	capital	capital	NOUN
ajbmeb-1191	58	12	adequacy	adequacy	NOUN
ajbmeb-1191	58	13	ratio	ratio	NOUN
ajbmeb-1191	58	14	.	.	PUNCT
ajbmeb-1191	59	1	american	american	PROPN
ajbmeb-1191	59	2	journal	journal	PROPN
ajbmeb-1191	59	3	of	of	ADP
ajbmeb-1191	59	4	business	business	NOUN
ajbmeb-1191	59	5	management	management	NOUN
ajbmeb-1191	59	6	,	,	PUNCT
ajbmeb-1191	59	7	economics	economic	NOUN
ajbmeb-1191	59	8	and	and	CCONJ
ajbmeb-1191	59	9	banking	banking	NOUN
ajbmeb-1191	59	10	volume	volume	NOUN
ajbmeb-1191	59	11	16	16	NUM
ajbmeb-1191	59	12	sep	sep	PROPN
ajbmeb-1191	59	13	,	,	PUNCT
ajbmeb-1191	59	14	2023	2023	NUM
ajbmeb-1191	59	15	p	p	NOUN
ajbmeb-1191	59	16	a	a	DET
ajbmeb-1191	59	17	g	g	NOUN
ajbmeb-1191	59	18	e	e	NOUN
ajbmeb-1191	59	19	|	|	ADV
ajbmeb-1191	59	20	6	6	NUM
ajbmeb-1191	59	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	59	22	table	table	NOUN
ajbmeb-1191	59	23	(	(	PUNCT
ajbmeb-1191	59	24	4	4	X
ajbmeb-1191	59	25	)	)	PUNCT
ajbmeb-1191	59	26	the	the	DET
ajbmeb-1191	59	27	results	result	NOUN
ajbmeb-1191	59	28	of	of	ADP
ajbmeb-1191	59	29	calculating	calculate	VERB
ajbmeb-1191	59	30	the	the	DET
ajbmeb-1191	59	31	capital	capital	NOUN
ajbmeb-1191	59	32	adequacy	adequacy	NOUN
ajbmeb-1191	59	33	ratio	ratio	NOUN
ajbmeb-1191	59	34	for	for	ADP
ajbmeb-1191	59	35	a	a	DET
ajbmeb-1191	59	36	sample	sample	NOUN
ajbmeb-1191	59	37	of	of	ADP
ajbmeb-1191	59	38	iraqi	iraqi	ADJ
ajbmeb-1191	59	39	banks	bank	NOUN
ajbmeb-1191	59	40	banks	bank	NOUN
ajbmeb-1191	59	41	2018	2018	NUM
ajbmeb-1191	59	42	2019	2019	NUM
ajbmeb-1191	59	43	2020	2020	NUM
ajbmeb-1191	59	44	2021	2021	NUM
ajbmeb-1191	59	45	avr	avr	PROPN
ajbmeb-1191	59	46	.	.	PUNCT
ajbmeb-1191	60	1	std	std	NOUN
ajbmeb-1191	60	2	.	.	PUNCT
ajbmeb-1191	61	1	baghdad	baghdad	PROPN
ajbmeb-1191	61	2	116	116	NUM
ajbmeb-1191	61	3	127	127	NUM
ajbmeb-1191	61	4	64	64	NUM
ajbmeb-1191	61	5	75	75	NUM
ajbmeb-1191	61	6	95.5	95.5	NUM
ajbmeb-1191	61	7	30.6	30.6	NUM
ajbmeb-1191	61	8	the	the	DET
ajbmeb-1191	61	9	middle	middle	PROPN
ajbmeb-1191	61	10	east	east	PROPN
ajbmeb-1191	61	11	133	133	NUM
ajbmeb-1191	61	12	110.2	110.2	NUM
ajbmeb-1191	61	13	111.2	111.2	NUM
ajbmeb-1191	61	14	106.2	106.2	NUM
ajbmeb-1191	61	15	115.1	115.1	NUM
ajbmeb-1191	61	16	12.1	12.1	NUM
ajbmeb-1191	61	17	al	al	PROPN
ajbmeb-1191	61	18	ahly	ahly	PROPN
ajbmeb-1191	61	19	106.6	106.6	NUM
ajbmeb-1191	61	20	82.8	82.8	NUM
ajbmeb-1191	61	21	58.2	58.2	NUM
ajbmeb-1191	61	22	30.9	30.9	NUM
ajbmeb-1191	61	23	69.6	69.6	NUM
ajbmeb-1191	61	24	32.5	32.5	NUM
ajbmeb-1191	61	25	ashur	ashur	NOUN
ajbmeb-1191	61	26	116	116	NUM
ajbmeb-1191	61	27	287	287	NUM
ajbmeb-1191	61	28	271	271	NUM
ajbmeb-1191	61	29	222	222	NUM
ajbmeb-1191	61	30	224	224	NUM
ajbmeb-1191	61	31	77.1	77.1	NUM
ajbmeb-1191	61	32	al	al	PROPN
ajbmeb-1191	61	33	tanmya	tanmya	PROPN
ajbmeb-1191	61	34	206	206	NUM
ajbmeb-1191	61	35	204	204	NUM
ajbmeb-1191	61	36	209.13	209.13	NUM
ajbmeb-1191	61	37	210	210	NUM
ajbmeb-1191	61	38	207.2	207.2	NUM
ajbmeb-1191	61	39	2.7	2.7	NUM
ajbmeb-1191	61	40	avr	avr	NOUN
ajbmeb-1191	61	41	.	.	PROPN
ajbmeb-1191	62	1	135.5	135.5	NUM
ajbmeb-1191	62	2	162.2	162.2	NUM
ajbmeb-1191	62	3	142.7	142.7	NUM
ajbmeb-1191	62	4	128.8	128.8	NUM
ajbmeb-1191	62	5	142.32	142.32	NUM
ajbmeb-1191	62	6	std	std	NOUN
ajbmeb-1191	62	7	.	.	PROPN
ajbmeb-1191	62	8	40.5	40.5	NUM
ajbmeb-1191	62	9	83	83	NUM
ajbmeb-1191	62	10	93.8	93.8	NUM
ajbmeb-1191	62	11	84	84	NUM
ajbmeb-1191	62	12	the	the	DET
ajbmeb-1191	62	13	results	result	NOUN
ajbmeb-1191	62	14	of	of	ADP
ajbmeb-1191	62	15	measuring	measure	VERB
ajbmeb-1191	62	16	the	the	DET
ajbmeb-1191	62	17	rate	rate	NOUN
ajbmeb-1191	62	18	of	of	ADP
ajbmeb-1191	62	19	return	return	NOUN
ajbmeb-1191	62	20	on	on	ADP
ajbmeb-1191	62	21	investment	investment	NOUN
ajbmeb-1191	62	22	showed	show	VERB
ajbmeb-1191	62	23	a	a	DET
ajbmeb-1191	62	24	general	general	ADJ
ajbmeb-1191	62	25	average	average	NOUN
ajbmeb-1191	62	26	of	of	ADP
ajbmeb-1191	62	27	(	(	PUNCT
ajbmeb-1191	62	28	0.03	0.03	NUM
ajbmeb-1191	62	29	)	)	PUNCT
ajbmeb-1191	62	30	.	.	PUNCT
ajbmeb-1191	63	1	at	at	ADP
ajbmeb-1191	63	2	the	the	DET
ajbmeb-1191	63	3	level	level	NOUN
ajbmeb-1191	63	4	of	of	ADP
ajbmeb-1191	63	5	the	the	DET
ajbmeb-1191	63	6	banks	bank	NOUN
ajbmeb-1191	63	7	of	of	ADP
ajbmeb-1191	63	8	the	the	DET
ajbmeb-1191	63	9	research	research	NOUN
ajbmeb-1191	63	10	sample	sample	NOUN
ajbmeb-1191	63	11	,	,	PUNCT
ajbmeb-1191	63	12	the	the	DET
ajbmeb-1191	63	13	middle	middle	PROPN
ajbmeb-1191	63	14	east	east	PROPN
ajbmeb-1191	63	15	bank	bank	PROPN
ajbmeb-1191	63	16	recorded	record	VERB
ajbmeb-1191	63	17	the	the	DET
ajbmeb-1191	63	18	highest	high	ADJ
ajbmeb-1191	63	19	average	average	NOUN
ajbmeb-1191	63	20	of	of	ADP
ajbmeb-1191	63	21	(	(	PUNCT
ajbmeb-1191	63	22	0.071	0.071	NUM
ajbmeb-1191	63	23	)	)	PUNCT
ajbmeb-1191	63	24	and	and	CCONJ
ajbmeb-1191	63	25	a	a	DET
ajbmeb-1191	63	26	standard	standard	ADJ
ajbmeb-1191	63	27	deviation	deviation	NOUN
ajbmeb-1191	63	28	of	of	ADP
ajbmeb-1191	63	29	(	(	PUNCT
ajbmeb-1191	63	30	0.139	0.139	NUM
ajbmeb-1191	63	31	)	)	PUNCT
ajbmeb-1191	63	32	,	,	PUNCT
ajbmeb-1191	63	33	while	while	SCONJ
ajbmeb-1191	63	34	the	the	DET
ajbmeb-1191	63	35	ashur	ashur	PROPN
ajbmeb-1191	63	36	bank	bank	PROPN
ajbmeb-1191	63	37	recorded	record	VERB
ajbmeb-1191	63	38	the	the	DET
ajbmeb-1191	63	39	lowest	low	ADJ
ajbmeb-1191	63	40	average	average	NOUN
ajbmeb-1191	63	41	of	of	ADP
ajbmeb-1191	63	42	(	(	PUNCT
ajbmeb-1191	63	43	0.0015	0.0015	NUM
ajbmeb-1191	63	44	)	)	PUNCT
ajbmeb-1191	63	45	and	and	CCONJ
ajbmeb-1191	63	46	a	a	DET
ajbmeb-1191	63	47	deviation	deviation	NOUN
ajbmeb-1191	63	48	normative	normative	ADJ
ajbmeb-1191	63	49	(	(	PUNCT
ajbmeb-1191	63	50	0.0003	0.0003	NUM
ajbmeb-1191	63	51	)	)	PUNCT
ajbmeb-1191	63	52	,	,	PUNCT
ajbmeb-1191	63	53	while	while	SCONJ
ajbmeb-1191	63	54	at	at	ADP
ajbmeb-1191	63	55	the	the	DET
ajbmeb-1191	63	56	level	level	NOUN
ajbmeb-1191	63	57	of	of	ADP
ajbmeb-1191	63	58	research	research	NOUN
ajbmeb-1191	63	59	years	year	NOUN
ajbmeb-1191	63	60	extending	extend	VERB
ajbmeb-1191	63	61	from	from	ADP
ajbmeb-1191	63	62	(	(	PUNCT
ajbmeb-1191	63	63	2018	2018	NUM
ajbmeb-1191	63	64	-	-	SYM
ajbmeb-1191	63	65	2021	2021	NUM
ajbmeb-1191	63	66	)	)	PUNCT
ajbmeb-1191	63	67	,	,	PUNCT
ajbmeb-1191	63	68	the	the	DET
ajbmeb-1191	63	69	year	year	NOUN
ajbmeb-1191	63	70	2021	2021	NUM
ajbmeb-1191	63	71	recorded	record	VERB
ajbmeb-1191	63	72	the	the	DET
ajbmeb-1191	63	73	highest	high	ADJ
ajbmeb-1191	63	74	average	average	ADJ
ajbmeb-1191	63	75	(	(	PUNCT
ajbmeb-1191	63	76	0.0085	0.0085	NUM
ajbmeb-1191	63	77	)	)	PUNCT
ajbmeb-1191	63	78	and	and	CCONJ
ajbmeb-1191	63	79	a	a	DET
ajbmeb-1191	63	80	standard	standard	ADJ
ajbmeb-1191	63	81	deviation	deviation	NOUN
ajbmeb-1191	63	82	(	(	PUNCT
ajbmeb-1191	63	83	0.0105	0.0105	NUM
ajbmeb-1191	63	84	)	)	PUNCT
ajbmeb-1191	63	85	,	,	PUNCT
ajbmeb-1191	63	86	while	while	SCONJ
ajbmeb-1191	63	87	the	the	DET
ajbmeb-1191	63	88	year	year	NOUN
ajbmeb-1191	63	89	2018	2018	NUM
ajbmeb-1191	63	90	recorded	record	VERB
ajbmeb-1191	63	91	the	the	DET
ajbmeb-1191	63	92	lowest	low	ADJ
ajbmeb-1191	63	93	average	average	NOUN
ajbmeb-1191	63	94	by	by	ADP
ajbmeb-1191	63	95	(	(	PUNCT
ajbmeb-1191	63	96	0.0018	0.0018	NUM
ajbmeb-1191	63	97	)	)	PUNCT
ajbmeb-1191	63	98	and	and	CCONJ
ajbmeb-1191	63	99	a	a	DET
ajbmeb-1191	63	100	standard	standard	ADJ
ajbmeb-1191	63	101	deviation	deviation	NOUN
ajbmeb-1191	63	102	(	(	PUNCT
ajbmeb-1191	63	103	0.0012	0.0012	NUM
ajbmeb-1191	63	104	)	)	PUNCT
ajbmeb-1191	63	105	.	.	PUNCT
ajbmeb-1191	64	1	table	table	NOUN
ajbmeb-1191	64	2	(	(	PUNCT
ajbmeb-1191	64	3	4	4	X
ajbmeb-1191	64	4	)	)	PUNCT
ajbmeb-1191	64	5	results	result	NOUN
ajbmeb-1191	64	6	of	of	ADP
ajbmeb-1191	64	7	calculating	calculate	VERB
ajbmeb-1191	64	8	the	the	DET
ajbmeb-1191	64	9	deposit	deposit	NOUN
ajbmeb-1191	64	10	guarantee	guarantee	NOUN
ajbmeb-1191	64	11	fee	fee	NOUN
ajbmeb-1191	64	12	percentage	percentage	NOUN
ajbmeb-1191	64	13	.	.	PUNCT
ajbmeb-1191	65	1	table	table	NOUN
ajbmeb-1191	65	2	(	(	PUNCT
ajbmeb-1191	65	3	4	4	X
ajbmeb-1191	65	4	)	)	PUNCT
ajbmeb-1191	65	5	the	the	DET
ajbmeb-1191	65	6	results	result	NOUN
ajbmeb-1191	65	7	of	of	ADP
ajbmeb-1191	65	8	calculating	calculate	VERB
ajbmeb-1191	65	9	the	the	DET
ajbmeb-1191	65	10	return	return	NOUN
ajbmeb-1191	65	11	on	on	ADP
ajbmeb-1191	65	12	investment	investment	NOUN
ajbmeb-1191	65	13	for	for	ADP
ajbmeb-1191	65	14	a	a	DET
ajbmeb-1191	65	15	sample	sample	NOUN
ajbmeb-1191	65	16	of	of	ADP
ajbmeb-1191	65	17	iraqi	iraqi	ADJ
ajbmeb-1191	65	18	banks	bank	NOUN
ajbmeb-1191	65	19	banks	bank	NOUN
ajbmeb-1191	65	20	2018	2018	NUM
ajbmeb-1191	65	21	2019	2019	NUM
ajbmeb-1191	65	22	2020	2020	NUM
ajbmeb-1191	65	23	2021	2021	NUM
ajbmeb-1191	65	24	avr	avr	PROPN
ajbmeb-1191	65	25	.	.	PUNCT
ajbmeb-1191	65	26	std	std	PROPN
ajbmeb-1191	65	27	.	.	PUNCT
ajbmeb-1191	66	1	baghdad	baghdad	PROPN
ajbmeb-1191	66	2	0.0086	0.0086	NUM
ajbmeb-1191	66	3	0.0048	0.0048	NUM
ajbmeb-1191	66	4	0.0095	0.0095	NUM
ajbmeb-1191	66	5	0.0181	0.0181	NUM
ajbmeb-1191	66	6	0.0103	0.0103	NUM
ajbmeb-1191	66	7	0.005	0.005	NUM
ajbmeb-1191	66	8	the	the	DET
ajbmeb-1191	66	9	middle	middle	PROPN
ajbmeb-1191	66	10	east	east	PROPN
ajbmeb-1191	66	11	0.0007	0.0007	NUM
ajbmeb-1191	66	12	0.0024	0.0024	NUM
ajbmeb-1191	66	13	0.28	0.28	NUM
ajbmeb-1191	66	14	0.0024	0.0024	NUM
ajbmeb-1191	66	15	0.0714	0.0714	NUM
ajbmeb-1191	66	16	0.139	0.139	NUM
ajbmeb-1191	66	17	al	al	PROPN
ajbmeb-1191	66	18	ahly	ahly	ADV
ajbmeb-1191	66	19	0.0616	0.0616	NUM
ajbmeb-1191	66	20	-0.010	-0.010	PUNCT
ajbmeb-1191	67	1	0.0181	0.0181	NUM
ajbmeb-1191	67	2	0.0273	0.0273	NUM
ajbmeb-1191	67	3	0.0241	0.0241	NUM
ajbmeb-1191	67	4	0.029	0.029	NUM
ajbmeb-1191	67	5	ashur	ashur	PROPN
ajbmeb-1191	67	6	0.0408	0.0408	NUM
ajbmeb-1191	67	7	0.0134	0.0134	NUM
ajbmeb-1191	67	8	0.0166	0.0166	NUM
ajbmeb-1191	67	9	0.0406	0.0406	NUM
ajbmeb-1191	67	10	0.0278	0.0278	NUM
ajbmeb-1191	67	11	0.014	0.014	NUM
ajbmeb-1191	67	12	al	al	PROPN
ajbmeb-1191	67	13	tanmya	tanmya	PROPN
ajbmeb-1191	67	14	0.0039	0.0039	NUM
ajbmeb-1191	67	15	0.0044	0.0044	NUM
ajbmeb-1191	67	16	0.007	0.007	NUM
ajbmeb-1191	67	17	0.0101	0.0101	NUM
ajbmeb-1191	67	18	0.0063	0.0063	NUM
ajbmeb-1191	67	19	0.002	0.002	NUM
ajbmeb-1191	67	20	avr	avr	PROPN
ajbmeb-1191	67	21	.	.	PROPN
ajbmeb-1191	67	22	0.0231	0.0231	NUM
ajbmeb-1191	67	23	0.0029	0.0029	NUM
ajbmeb-1191	67	24	0.0662	0.0662	NUM
ajbmeb-1191	67	25	0.0197	0.0197	NUM
ajbmeb-1191	67	26	0.03	0.03	NUM
ajbmeb-1191	67	27	std	std	NOUN
ajbmeb-1191	67	28	.	.	PUNCT
ajbmeb-1191	68	1	0.0268	0.0268	NUM
ajbmeb-1191	68	2	0.0086	0.0086	NUM
ajbmeb-1191	68	3	0.1195	0.1195	NUM
ajbmeb-1191	68	4	0.0149	0.0149	NUM
ajbmeb-1191	68	5	1.2.2	1.2.2	NUM
ajbmeb-1191	68	6	jordanian	jordanian	ADJ
ajbmeb-1191	68	7	banks	bank	NOUN
ajbmeb-1191	68	8	the	the	DET
ajbmeb-1191	68	9	results	result	NOUN
ajbmeb-1191	68	10	of	of	ADP
ajbmeb-1191	68	11	measuring	measure	VERB
ajbmeb-1191	68	12	the	the	DET
ajbmeb-1191	68	13	percentage	percentage	NOUN
ajbmeb-1191	68	14	of	of	ADP
ajbmeb-1191	68	15	deposit	deposit	NOUN
ajbmeb-1191	68	16	guarantee	guarantee	NOUN
ajbmeb-1191	68	17	fees	fee	NOUN
ajbmeb-1191	68	18	showed	show	VERB
ajbmeb-1191	68	19	a	a	DET
ajbmeb-1191	68	20	general	general	ADJ
ajbmeb-1191	68	21	average	average	NOUN
ajbmeb-1191	68	22	of	of	ADP
ajbmeb-1191	68	23	(	(	PUNCT
ajbmeb-1191	68	24	0.0011	0.0011	NUM
ajbmeb-1191	68	25	)	)	PUNCT
ajbmeb-1191	68	26	.	.	PUNCT
ajbmeb-1191	69	1	at	at	ADP
ajbmeb-1191	69	2	the	the	DET
ajbmeb-1191	69	3	level	level	NOUN
ajbmeb-1191	69	4	of	of	ADP
ajbmeb-1191	69	5	the	the	DET
ajbmeb-1191	69	6	research	research	NOUN
ajbmeb-1191	69	7	sample	sample	NOUN
ajbmeb-1191	69	8	banks	bank	NOUN
ajbmeb-1191	69	9	,	,	PUNCT
ajbmeb-1191	69	10	the	the	DET
ajbmeb-1191	69	11	investment	investment	NOUN
ajbmeb-1191	69	12	bank	bank	NOUN
ajbmeb-1191	69	13	recorded	record	VERB
ajbmeb-1191	69	14	the	the	DET
ajbmeb-1191	69	15	highest	high	ADJ
ajbmeb-1191	69	16	average	average	NOUN
ajbmeb-1191	69	17	of	of	ADP
ajbmeb-1191	69	18	(	(	PUNCT
ajbmeb-1191	69	19	0.00142	0.00142	NUM
ajbmeb-1191	69	20	)	)	PUNCT
ajbmeb-1191	69	21	and	and	CCONJ
ajbmeb-1191	69	22	a	a	DET
ajbmeb-1191	69	23	standard	standard	ADJ
ajbmeb-1191	69	24	deviation	deviation	NOUN
ajbmeb-1191	69	25	of	of	ADP
ajbmeb-1191	69	26	(	(	PUNCT
ajbmeb-1191	69	27	0.00018	0.00018	NUM
ajbmeb-1191	69	28	)	)	PUNCT
ajbmeb-1191	69	29	,	,	PUNCT
ajbmeb-1191	69	30	while	while	SCONJ
ajbmeb-1191	69	31	the	the	DET
ajbmeb-1191	69	32	jordan	jordan	PROPN
ajbmeb-1191	69	33	investment	investment	PROPN
ajbmeb-1191	69	34	bank	bank	PROPN
ajbmeb-1191	69	35	recorded	record	VERB
ajbmeb-1191	69	36	the	the	DET
ajbmeb-1191	69	37	lowest	low	ADJ
ajbmeb-1191	69	38	average	average	NOUN
ajbmeb-1191	69	39	of	of	ADP
ajbmeb-1191	69	40	(	(	PUNCT
ajbmeb-1191	69	41	0.0007	0.0007	NUM
ajbmeb-1191	69	42	)	)	PUNCT
ajbmeb-1191	69	43	and	and	CCONJ
ajbmeb-1191	69	44	a	a	DET
ajbmeb-1191	69	45	standard	standard	ADJ
ajbmeb-1191	69	46	deviation	deviation	NOUN
ajbmeb-1191	69	47	.	.	PUNCT
ajbmeb-1191	70	1	(	(	PUNCT
ajbmeb-1191	70	2	0.00015	0.00015	NUM
ajbmeb-1191	70	3	)	)	PUNCT
ajbmeb-1191	70	4	,	,	PUNCT
ajbmeb-1191	70	5	while	while	SCONJ
ajbmeb-1191	70	6	at	at	ADP
ajbmeb-1191	70	7	the	the	DET
ajbmeb-1191	70	8	level	level	NOUN
ajbmeb-1191	70	9	of	of	ADP
ajbmeb-1191	70	10	research	research	NOUN
ajbmeb-1191	70	11	years	year	NOUN
ajbmeb-1191	70	12	extending	extend	VERB
ajbmeb-1191	70	13	from	from	ADP
ajbmeb-1191	70	14	(	(	PUNCT
ajbmeb-1191	70	15	2018	2018	NUM
ajbmeb-1191	70	16	-	-	SYM
ajbmeb-1191	70	17	2021	2021	NUM
ajbmeb-1191	70	18	)	)	PUNCT
ajbmeb-1191	70	19	,	,	PUNCT
ajbmeb-1191	70	20	the	the	DET
ajbmeb-1191	70	21	year	year	NOUN
ajbmeb-1191	70	22	2018	2018	NUM
ajbmeb-1191	70	23	recorded	record	VERB
ajbmeb-1191	70	24	the	the	DET
ajbmeb-1191	70	25	highest	high	ADJ
ajbmeb-1191	70	26	average	average	ADJ
ajbmeb-1191	70	27	(	(	PUNCT
ajbmeb-1191	70	28	0.0016	0.0016	NUM
ajbmeb-1191	70	29	)	)	PUNCT
ajbmeb-1191	70	30	and	and	CCONJ
ajbmeb-1191	70	31	a	a	DET
ajbmeb-1191	70	32	standard	standard	ADJ
ajbmeb-1191	70	33	deviation	deviation	NOUN
ajbmeb-1191	70	34	(	(	PUNCT
ajbmeb-1191	70	35	0.0004	0.0004	NUM
ajbmeb-1191	70	36	)	)	PUNCT
ajbmeb-1191	70	37	,	,	PUNCT
ajbmeb-1191	70	38	while	while	SCONJ
ajbmeb-1191	70	39	the	the	DET
ajbmeb-1191	70	40	year	year	NOUN
ajbmeb-1191	70	41	2021	2021	NUM
ajbmeb-1191	70	42	recorded	record	VERB
ajbmeb-1191	70	43	the	the	DET
ajbmeb-1191	70	44	lowest	low	ADJ
ajbmeb-1191	70	45	average	average	NOUN
ajbmeb-1191	70	46	(	(	PUNCT
ajbmeb-1191	70	47	0.0008	0.0008	NUM
ajbmeb-1191	70	48	)	)	PUNCT
ajbmeb-1191	70	49	and	and	CCONJ
ajbmeb-1191	70	50	a	a	DET
ajbmeb-1191	70	51	standard	standard	ADJ
ajbmeb-1191	70	52	deviation	deviation	NOUN
ajbmeb-1191	70	53	(	(	PUNCT
ajbmeb-1191	70	54	0.0003	0.0003	NUM
ajbmeb-1191	70	55	)	)	PUNCT
ajbmeb-1191	70	56	.	.	PUNCT
ajbmeb-1191	71	1	(	(	PUNCT
ajbmeb-1191	71	2	5	5	X
ajbmeb-1191	71	3	)	)	PUNCT
ajbmeb-1191	71	4	the	the	DET
ajbmeb-1191	71	5	results	result	NOUN
ajbmeb-1191	71	6	of	of	ADP
ajbmeb-1191	71	7	calculating	calculate	VERB
ajbmeb-1191	71	8	the	the	DET
ajbmeb-1191	71	9	percentage	percentage	NOUN
ajbmeb-1191	71	10	of	of	ADP
ajbmeb-1191	71	11	deposit	deposit	NOUN
ajbmeb-1191	71	12	guarantee	guarantee	NOUN
ajbmeb-1191	71	13	fees	fee	NOUN
ajbmeb-1191	71	14	.	.	PUNCT
ajbmeb-1191	72	1	american	american	ADJ
ajbmeb-1191	72	2	journal	journal	PROPN
ajbmeb-1191	72	3	of	of	ADP
ajbmeb-1191	72	4	business	business	NOUN
ajbmeb-1191	72	5	management	management	NOUN
ajbmeb-1191	72	6	,	,	PUNCT
ajbmeb-1191	72	7	economics	economic	NOUN
ajbmeb-1191	72	8	and	and	CCONJ
ajbmeb-1191	72	9	banking	banking	NOUN
ajbmeb-1191	72	10	volume	volume	NOUN
ajbmeb-1191	72	11	16	16	NUM
ajbmeb-1191	72	12	sep	sep	PROPN
ajbmeb-1191	72	13	,	,	PUNCT
ajbmeb-1191	72	14	2023	2023	NUM
ajbmeb-1191	72	15	p	p	NOUN
ajbmeb-1191	72	16	a	a	PRON
ajbmeb-1191	72	17	g	g	NOUN
ajbmeb-1191	72	18	e	e	NOUN
ajbmeb-1191	72	19	|	|	ADV
ajbmeb-1191	72	20	7	7	NUM
ajbmeb-1191	72	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	72	22	table	table	NOUN
ajbmeb-1191	72	23	(	(	PUNCT
ajbmeb-1191	72	24	5	5	NUM
ajbmeb-1191	72	25	)	)	PUNCT
ajbmeb-1191	72	26	results	result	NOUN
ajbmeb-1191	72	27	of	of	ADP
ajbmeb-1191	72	28	calculating	calculate	VERB
ajbmeb-1191	72	29	the	the	DET
ajbmeb-1191	72	30	percentage	percentage	NOUN
ajbmeb-1191	72	31	of	of	ADP
ajbmeb-1191	72	32	bank	bank	NOUN
ajbmeb-1191	72	33	deposit	deposit	NOUN
ajbmeb-1191	72	34	guarantee	guarantee	NOUN
ajbmeb-1191	72	35	fees	fee	NOUN
ajbmeb-1191	72	36	for	for	ADP
ajbmeb-1191	72	37	a	a	DET
ajbmeb-1191	72	38	sample	sample	NOUN
ajbmeb-1191	72	39	of	of	ADP
ajbmeb-1191	72	40	jordanian	jordanian	ADJ
ajbmeb-1191	72	41	banks	bank	NOUN
ajbmeb-1191	72	42	banks	bank	NOUN
ajbmeb-1191	72	43	2018	2018	NUM
ajbmeb-1191	72	44	2019	2019	NUM
ajbmeb-1191	72	45	2020	2020	NUM
ajbmeb-1191	72	46	2021	2021	NUM
ajbmeb-1191	72	47	avr	avr	PROPN
ajbmeb-1191	72	48	.	.	PUNCT
ajbmeb-1191	73	1	std	std	PROPN
ajbmeb-1191	73	2	.	.	PUNCT
ajbmeb-1191	74	1	jordan	jordan	PROPN
ajbmeb-1191	74	2	0.0020	0.0020	NUM
ajbmeb-1191	74	3	0.0014	0.0014	NUM
ajbmeb-1191	74	4	0.0004	0.0004	NUM
ajbmeb-1191	74	5	0.0005	0.0005	NUM
ajbmeb-1191	74	6	0.0011	0.0011	NUM
ajbmeb-1191	74	7	0.000759	0.000759	NUM
ajbmeb-1191	74	8	jordanian	jordanian	ADJ
ajbmeb-1191	74	9	commercial	commercial	ADJ
ajbmeb-1191	74	10	0.0018	0.0018	NUM
ajbmeb-1191	74	11	0.0013	0.0013	NUM
ajbmeb-1191	74	12	0.0012	0.0012	NUM
ajbmeb-1191	74	13	0.0012	0.0012	NUM
ajbmeb-1191	74	14	0.00141	0.00141	NUM
ajbmeb-1191	74	15	0.000295	0.000295	NUM
ajbmeb-1191	74	16	jordanian	jordanian	ADJ
ajbmeb-1191	74	17	investment	investment	NOUN
ajbmeb-1191	74	18	0.0009	0.0009	NUM
ajbmeb-1191	74	19	0.0006	0.0006	NUM
ajbmeb-1191	74	20	0.0006	0.0006	NUM
ajbmeb-1191	74	21	0.0007	0.0007	NUM
ajbmeb-1191	74	22	0.0007	0.0007	NUM
ajbmeb-1191	74	23	0.000157	0.000157	NUM
ajbmeb-1191	74	24	arab	arab	ADJ
ajbmeb-1191	74	25	banking	banking	NOUN
ajbmeb-1191	74	26	corporation	corporation	NOUN
ajbmeb-1191	74	27	0.0014	0.0014	NUM
ajbmeb-1191	74	28	0.0010	0.0010	NUM
ajbmeb-1191	74	29	0.0010	0.0010	NUM
ajbmeb-1191	74	30	0.0010	0.0010	NUM
ajbmeb-1191	74	31	0.0011	0.0011	NUM
ajbmeb-1191	74	32	0.000214	0.000214	NUM
ajbmeb-1191	74	33	investment	investment	NOUN
ajbmeb-1191	74	34	0.0017	0.0017	NUM
ajbmeb-1191	74	35	0.0014	0.0014	NUM
ajbmeb-1191	74	36	0.0014	0.0014	NUM
ajbmeb-1191	74	37	0.0013	0.0013	NUM
ajbmeb-1191	74	38	0.00142	0.00142	NUM
ajbmeb-1191	74	39	0.000182	0.000182	NUM
ajbmeb-1191	74	40	avr	avr	NOUN
ajbmeb-1191	74	41	.	.	PROPN
ajbmeb-1191	74	42	0.0016	0.0016	NUM
ajbmeb-1191	74	43	0.0011	0.0011	NUM
ajbmeb-1191	74	44	0.0009	0.0009	NUM
ajbmeb-1191	74	45	0.0008	0.0008	NUM
ajbmeb-1191	74	46	0.0011	0.0011	NUM
ajbmeb-1191	74	47	std	std	NOUN
ajbmeb-1191	74	48	.	.	PUNCT
ajbmeb-1191	75	1	0.000406	0.000406	NUM
ajbmeb-1191	75	2	0.00035	0.00035	NUM
ajbmeb-1191	75	3	0.000395	0.000395	NUM
ajbmeb-1191	75	4	0.000339	0.000339	NUM
ajbmeb-1191	75	5	the	the	DET
ajbmeb-1191	75	6	results	result	NOUN
ajbmeb-1191	75	7	of	of	ADP
ajbmeb-1191	75	8	measuring	measure	VERB
ajbmeb-1191	75	9	the	the	DET
ajbmeb-1191	75	10	general	general	ADJ
ajbmeb-1191	75	11	capital	capital	NOUN
ajbmeb-1191	75	12	adequacy	adequacy	NOUN
ajbmeb-1191	75	13	ratio	ratio	NOUN
ajbmeb-1191	75	14	showed	show	VERB
ajbmeb-1191	75	15	an	an	DET
ajbmeb-1191	75	16	amount	amount	NOUN
ajbmeb-1191	75	17	of	of	ADP
ajbmeb-1191	75	18	general	general	ADJ
ajbmeb-1191	75	19	average	average	NOUN
ajbmeb-1191	75	20	(	(	PUNCT
ajbmeb-1191	75	21	22.69	22.69	NUM
ajbmeb-1191	75	22	)	)	PUNCT
ajbmeb-1191	75	23	.	.	PUNCT
ajbmeb-1191	76	1	at	at	ADP
ajbmeb-1191	76	2	the	the	DET
ajbmeb-1191	76	3	level	level	NOUN
ajbmeb-1191	76	4	of	of	ADP
ajbmeb-1191	76	5	the	the	DET
ajbmeb-1191	76	6	banks	bank	NOUN
ajbmeb-1191	76	7	of	of	ADP
ajbmeb-1191	76	8	the	the	DET
ajbmeb-1191	76	9	research	research	NOUN
ajbmeb-1191	76	10	sample	sample	NOUN
ajbmeb-1191	76	11	,	,	PUNCT
ajbmeb-1191	76	12	the	the	DET
ajbmeb-1191	76	13	bank	bank	NOUN
ajbmeb-1191	76	14	of	of	ADP
ajbmeb-1191	76	15	jordan	jordan	PROPN
ajbmeb-1191	76	16	recorded	record	VERB
ajbmeb-1191	76	17	the	the	DET
ajbmeb-1191	76	18	highest	high	ADJ
ajbmeb-1191	76	19	average	average	NOUN
ajbmeb-1191	76	20	of	of	ADP
ajbmeb-1191	76	21	(	(	PUNCT
ajbmeb-1191	76	22	39.07	39.07	NUM
ajbmeb-1191	76	23	)	)	PUNCT
ajbmeb-1191	76	24	and	and	CCONJ
ajbmeb-1191	76	25	a	a	DET
ajbmeb-1191	76	26	standard	standard	ADJ
ajbmeb-1191	76	27	deviation	deviation	NOUN
ajbmeb-1191	76	28	of	of	ADP
ajbmeb-1191	76	29	(	(	PUNCT
ajbmeb-1191	76	30	6.744	6.744	NUM
ajbmeb-1191	76	31	)	)	PUNCT
ajbmeb-1191	76	32	,	,	PUNCT
ajbmeb-1191	76	33	while	while	SCONJ
ajbmeb-1191	76	34	the	the	DET
ajbmeb-1191	76	35	jordan	jordan	PROPN
ajbmeb-1191	76	36	investment	investment	PROPN
ajbmeb-1191	76	37	bank	bank	PROPN
ajbmeb-1191	76	38	recorded	record	VERB
ajbmeb-1191	76	39	the	the	DET
ajbmeb-1191	76	40	lowest	low	ADJ
ajbmeb-1191	76	41	average	average	NOUN
ajbmeb-1191	76	42	(	(	PUNCT
ajbmeb-1191	76	43	14.52	14.52	NUM
ajbmeb-1191	76	44	)	)	PUNCT
ajbmeb-1191	76	45	and	and	CCONJ
ajbmeb-1191	76	46	a	a	DET
ajbmeb-1191	76	47	standard	standard	ADJ
ajbmeb-1191	76	48	deviation	deviation	NOUN
ajbmeb-1191	76	49	of	of	ADP
ajbmeb-1191	76	50	(	(	PUNCT
ajbmeb-1191	76	51	1.214	1.214	NUM
ajbmeb-1191	76	52	)	)	PUNCT
ajbmeb-1191	76	53	.	.	PUNCT
ajbmeb-1191	76	54	)	)	PUNCT
ajbmeb-1191	77	1	,	,	PUNCT
ajbmeb-1191	77	2	as	as	ADP
ajbmeb-1191	77	3	for	for	ADP
ajbmeb-1191	77	4	the	the	DET
ajbmeb-1191	77	5	years	year	NOUN
ajbmeb-1191	77	6	of	of	ADP
ajbmeb-1191	77	7	research	research	NOUN
ajbmeb-1191	77	8	extending	extend	VERB
ajbmeb-1191	77	9	from	from	ADP
ajbmeb-1191	77	10	(	(	PUNCT
ajbmeb-1191	77	11	2018	2018	NUM
ajbmeb-1191	77	12	-	-	SYM
ajbmeb-1191	77	13	2021	2021	NUM
ajbmeb-1191	77	14	)	)	PUNCT
ajbmeb-1191	77	15	,	,	PUNCT
ajbmeb-1191	77	16	the	the	DET
ajbmeb-1191	77	17	year	year	NOUN
ajbmeb-1191	77	18	2019	2019	NUM
ajbmeb-1191	77	19	recorded	record	VERB
ajbmeb-1191	77	20	the	the	DET
ajbmeb-1191	77	21	highest	high	ADJ
ajbmeb-1191	77	22	average	average	NOUN
ajbmeb-1191	77	23	(	(	PUNCT
ajbmeb-1191	77	24	23.3	23.3	NUM
ajbmeb-1191	77	25	)	)	PUNCT
ajbmeb-1191	77	26	and	and	CCONJ
ajbmeb-1191	77	27	a	a	DET
ajbmeb-1191	77	28	standard	standard	ADJ
ajbmeb-1191	77	29	deviation	deviation	NOUN
ajbmeb-1191	77	30	(	(	PUNCT
ajbmeb-1191	77	31	11.78	11.78	NUM
ajbmeb-1191	77	32	)	)	PUNCT
ajbmeb-1191	77	33	,	,	PUNCT
ajbmeb-1191	77	34	while	while	SCONJ
ajbmeb-1191	77	35	the	the	DET
ajbmeb-1191	77	36	year	year	NOUN
ajbmeb-1191	77	37	2020	2020	NUM
ajbmeb-1191	77	38	recorded	record	VERB
ajbmeb-1191	77	39	the	the	DET
ajbmeb-1191	77	40	lowest	low	ADJ
ajbmeb-1191	77	41	average	average	NOUN
ajbmeb-1191	77	42	(	(	PUNCT
ajbmeb-1191	77	43	21.36	21.36	NUM
ajbmeb-1191	77	44	)	)	PUNCT
ajbmeb-1191	77	45	and	and	CCONJ
ajbmeb-1191	77	46	a	a	DET
ajbmeb-1191	77	47	standard	standard	ADJ
ajbmeb-1191	77	48	deviation	deviation	NOUN
ajbmeb-1191	77	49	(	(	PUNCT
ajbmeb-1191	77	50	7.29	7.29	NUM
ajbmeb-1191	77	51	)	)	PUNCT
ajbmeb-1191	77	52	.	.	PUNCT
ajbmeb-1191	78	1	table	table	NOUN
ajbmeb-1191	78	2	(	(	PUNCT
ajbmeb-1191	78	3	6	6	NUM
ajbmeb-1191	78	4	)	)	PUNCT
ajbmeb-1191	78	5	shows	show	VERB
ajbmeb-1191	78	6	the	the	DET
ajbmeb-1191	78	7	results	result	NOUN
ajbmeb-1191	78	8	of	of	ADP
ajbmeb-1191	78	9	calculating	calculate	VERB
ajbmeb-1191	78	10	the	the	DET
ajbmeb-1191	78	11	capital	capital	NOUN
ajbmeb-1191	78	12	adequacy	adequacy	NOUN
ajbmeb-1191	78	13	ratio	ratio	NOUN
ajbmeb-1191	78	14	.	.	PUNCT
ajbmeb-1191	79	1	table	table	NOUN
ajbmeb-1191	79	2	(	(	PUNCT
ajbmeb-1191	79	3	6	6	NUM
ajbmeb-1191	79	4	)	)	PUNCT
ajbmeb-1191	79	5	results	result	NOUN
ajbmeb-1191	79	6	of	of	ADP
ajbmeb-1191	79	7	calculating	calculate	VERB
ajbmeb-1191	79	8	the	the	DET
ajbmeb-1191	79	9	capital	capital	NOUN
ajbmeb-1191	79	10	adequacy	adequacy	NOUN
ajbmeb-1191	79	11	ratio	ratio	NOUN
ajbmeb-1191	79	12	for	for	ADP
ajbmeb-1191	79	13	a	a	DET
ajbmeb-1191	79	14	sample	sample	NOUN
ajbmeb-1191	79	15	of	of	ADP
ajbmeb-1191	79	16	jordanian	jordanian	ADJ
ajbmeb-1191	79	17	banks	bank	NOUN
ajbmeb-1191	79	18	banks	bank	NOUN
ajbmeb-1191	79	19	2018	2018	NUM
ajbmeb-1191	79	20	2019	2019	NUM
ajbmeb-1191	79	21	2020	2020	NUM
ajbmeb-1191	79	22	2021	2021	NUM
ajbmeb-1191	79	23	avr	avr	PROPN
ajbmeb-1191	79	24	.	.	PUNCT
ajbmeb-1191	79	25	std	std	PROPN
ajbmeb-1191	79	26	.	.	PUNCT
ajbmeb-1191	80	1	jordan	jordan	PROPN
ajbmeb-1191	80	2	45.4	45.4	NUM
ajbmeb-1191	80	3	44.4	44.4	NUM
ajbmeb-1191	80	4	32.9	32.9	NUM
ajbmeb-1191	80	5	33.6	33.6	NUM
ajbmeb-1191	80	6	39.07	39.07	NUM
ajbmeb-1191	80	7	6.744	6.744	NUM
ajbmeb-1191	80	8	jordanian	jordanian	ADJ
ajbmeb-1191	80	9	commercial	commercial	NOUN
ajbmeb-1191	80	10	18.2	18.2	NUM
ajbmeb-1191	80	11	19.5	19.5	NUM
ajbmeb-1191	80	12	20.2	20.2	NUM
ajbmeb-1191	80	13	21	21	NUM
ajbmeb-1191	80	14	19.72	19.72	NUM
ajbmeb-1191	80	15	1.187	1.187	NUM
ajbmeb-1191	80	16	jordanian	jordanian	ADJ
ajbmeb-1191	80	17	investment	investment	NOUN
ajbmeb-1191	80	18	15	15	NUM
ajbmeb-1191	80	19	16	16	NUM
ajbmeb-1191	80	20	13.3	13.3	NUM
ajbmeb-1191	80	21	13.8	13.8	NUM
ajbmeb-1191	80	22	14.52	14.52	NUM
ajbmeb-1191	80	23	1.214	1.214	NUM
ajbmeb-1191	80	24	arab	arab	ADJ
ajbmeb-1191	80	25	banking	banking	NOUN
ajbmeb-1191	80	26	corporation	corporation	NOUN
ajbmeb-1191	80	27	16.3	16.3	NUM
ajbmeb-1191	80	28	16.6	16.6	NUM
ajbmeb-1191	80	29	17.1	17.1	NUM
ajbmeb-1191	80	30	19	19	NUM
ajbmeb-1191	80	31	17.25	17.25	NUM
ajbmeb-1191	80	32	1.212	1.212	NUM
ajbmeb-1191	80	33	investment	investment	NOUN
ajbmeb-1191	80	34	20.2	20.2	NUM
ajbmeb-1191	80	35	25	25	NUM
ajbmeb-1191	80	36	23.3	23.3	NUM
ajbmeb-1191	80	37	23	23	NUM
ajbmeb-1191	80	38	22.87	22.87	NUM
ajbmeb-1191	80	39	1.988	1.988	NUM
ajbmeb-1191	80	40	avr	avr	NOUN
ajbmeb-1191	80	41	.	.	PROPN
ajbmeb-1191	80	42	23.02	23.02	NUM
ajbmeb-1191	80	43	24.30	24.30	NUM
ajbmeb-1191	80	44	21.36	21.36	NUM
ajbmeb-1191	80	45	22.08	22.08	NUM
ajbmeb-1191	80	46	22.69	22.69	NUM
ajbmeb-1191	80	47	std	std	NOUN
ajbmeb-1191	80	48	.	.	PROPN
ajbmeb-1191	80	49	12.66	12.66	NUM
ajbmeb-1191	80	50	11.78	11.78	NUM
ajbmeb-1191	80	51	7.43	7.43	NUM
ajbmeb-1191	80	52	7.29	7.29	NUM
ajbmeb-1191	80	53	the	the	DET
ajbmeb-1191	80	54	results	result	NOUN
ajbmeb-1191	80	55	of	of	ADP
ajbmeb-1191	80	56	measuring	measure	VERB
ajbmeb-1191	80	57	the	the	DET
ajbmeb-1191	80	58	rate	rate	NOUN
ajbmeb-1191	80	59	of	of	ADP
ajbmeb-1191	80	60	return	return	NOUN
ajbmeb-1191	80	61	on	on	ADP
ajbmeb-1191	80	62	investment	investment	NOUN
ajbmeb-1191	80	63	showed	show	VERB
ajbmeb-1191	80	64	a	a	DET
ajbmeb-1191	80	65	general	general	ADJ
ajbmeb-1191	80	66	average	average	NOUN
ajbmeb-1191	80	67	of	of	ADP
ajbmeb-1191	80	68	(	(	PUNCT
ajbmeb-1191	80	69	0.0088	0.0088	NUM
ajbmeb-1191	80	70	)	)	PUNCT
ajbmeb-1191	80	71	.	.	PUNCT
ajbmeb-1191	81	1	at	at	ADP
ajbmeb-1191	81	2	the	the	DET
ajbmeb-1191	81	3	level	level	NOUN
ajbmeb-1191	81	4	of	of	ADP
ajbmeb-1191	81	5	the	the	DET
ajbmeb-1191	81	6	banks	bank	NOUN
ajbmeb-1191	81	7	of	of	ADP
ajbmeb-1191	81	8	the	the	DET
ajbmeb-1191	81	9	research	research	NOUN
ajbmeb-1191	81	10	sample	sample	NOUN
ajbmeb-1191	81	11	,	,	PUNCT
ajbmeb-1191	81	12	the	the	DET
ajbmeb-1191	81	13	bank	bank	NOUN
ajbmeb-1191	81	14	of	of	ADP
ajbmeb-1191	81	15	jordan	jordan	PROPN
ajbmeb-1191	81	16	recorded	record	VERB
ajbmeb-1191	81	17	the	the	DET
ajbmeb-1191	81	18	highest	high	ADJ
ajbmeb-1191	81	19	average	average	ADJ
ajbmeb-1191	81	20	(	(	PUNCT
ajbmeb-1191	81	21	0.0143	0.0143	NUM
ajbmeb-1191	81	22	)	)	PUNCT
ajbmeb-1191	81	23	and	and	CCONJ
ajbmeb-1191	81	24	a	a	DET
ajbmeb-1191	81	25	standard	standard	ADJ
ajbmeb-1191	81	26	deviation	deviation	NOUN
ajbmeb-1191	81	27	of	of	ADP
ajbmeb-1191	81	28	(	(	PUNCT
ajbmeb-1191	81	29	0.0015	0.0015	NUM
ajbmeb-1191	81	30	)	)	PUNCT
ajbmeb-1191	81	31	,	,	PUNCT
ajbmeb-1191	81	32	while	while	SCONJ
ajbmeb-1191	81	33	the	the	DET
ajbmeb-1191	81	34	arab	arab	PROPN
ajbmeb-1191	81	35	foundation	foundation	PROPN
ajbmeb-1191	81	36	bank	bank	PROPN
ajbmeb-1191	81	37	recorded	record	VERB
ajbmeb-1191	81	38	the	the	DET
ajbmeb-1191	81	39	lowest	low	ADJ
ajbmeb-1191	81	40	average	average	ADJ
ajbmeb-1191	81	41	(	(	PUNCT
ajbmeb-1191	81	42	0.0048	0.0048	NUM
ajbmeb-1191	81	43	)	)	PUNCT
ajbmeb-1191	81	44	and	and	CCONJ
ajbmeb-1191	81	45	a	a	DET
ajbmeb-1191	81	46	deviation	deviation	NOUN
ajbmeb-1191	81	47	of	of	ADP
ajbmeb-1191	81	48	(	(	PUNCT
ajbmeb-1191	81	49	0.0048	0.0048	NUM
ajbmeb-1191	81	50	)	)	PUNCT
ajbmeb-1191	81	51	.	.	PUNCT
ajbmeb-1191	82	1	while	while	SCONJ
ajbmeb-1191	82	2	at	at	ADP
ajbmeb-1191	82	3	the	the	DET
ajbmeb-1191	82	4	level	level	NOUN
ajbmeb-1191	82	5	of	of	ADP
ajbmeb-1191	82	6	research	research	NOUN
ajbmeb-1191	82	7	years	year	NOUN
ajbmeb-1191	82	8	extending	extend	VERB
ajbmeb-1191	82	9	from	from	ADP
ajbmeb-1191	82	10	(	(	PUNCT
ajbmeb-1191	82	11	2018	2018	NUM
ajbmeb-1191	82	12	-	-	SYM
ajbmeb-1191	82	13	2021	2021	NUM
ajbmeb-1191	82	14	)	)	PUNCT
ajbmeb-1191	82	15	,	,	PUNCT
ajbmeb-1191	82	16	the	the	DET
ajbmeb-1191	82	17	year	year	NOUN
ajbmeb-1191	82	18	2020	2020	NUM
ajbmeb-1191	82	19	recorded	record	VERB
ajbmeb-1191	82	20	the	the	DET
ajbmeb-1191	82	21	highest	high	ADJ
ajbmeb-1191	82	22	average	average	ADJ
ajbmeb-1191	82	23	(	(	PUNCT
ajbmeb-1191	82	24	0.01	0.01	NUM
ajbmeb-1191	82	25	)	)	PUNCT
ajbmeb-1191	82	26	and	and	CCONJ
ajbmeb-1191	82	27	a	a	DET
ajbmeb-1191	82	28	standard	standard	ADJ
ajbmeb-1191	82	29	deviation	deviation	NOUN
ajbmeb-1191	82	30	(	(	PUNCT
ajbmeb-1191	82	31	0.0046	0.0046	NUM
ajbmeb-1191	82	32	)	)	PUNCT
ajbmeb-1191	82	33	,	,	PUNCT
ajbmeb-1191	82	34	while	while	SCONJ
ajbmeb-1191	82	35	the	the	DET
ajbmeb-1191	82	36	year	year	NOUN
ajbmeb-1191	82	37	2020	2020	NUM
ajbmeb-1191	82	38	recorded	record	VERB
ajbmeb-1191	82	39	the	the	DET
ajbmeb-1191	82	40	lowest	low	ADJ
ajbmeb-1191	82	41	average	average	NOUN
ajbmeb-1191	82	42	(	(	PUNCT
ajbmeb-1191	82	43	0.0058	0.0058	NUM
ajbmeb-1191	82	44	)	)	PUNCT
ajbmeb-1191	82	45	and	and	CCONJ
ajbmeb-1191	82	46	a	a	DET
ajbmeb-1191	82	47	standard	standard	ADJ
ajbmeb-1191	82	48	deviation	deviation	NOUN
ajbmeb-1191	82	49	(	(	PUNCT
ajbmeb-1191	82	50	0.0043	0.0043	NUM
ajbmeb-1191	82	51	)	)	PUNCT
ajbmeb-1191	82	52	.	.	PUNCT
ajbmeb-1191	83	1	table	table	NOUN
ajbmeb-1191	83	2	(	(	PUNCT
ajbmeb-1191	83	3	7	7	X
ajbmeb-1191	83	4	)	)	PUNCT
ajbmeb-1191	83	5	show	show	VERB
ajbmeb-1191	83	6	results	result	NOUN
ajbmeb-1191	83	7	of	of	ADP
ajbmeb-1191	83	8	calculating	calculate	VERB
ajbmeb-1191	83	9	the	the	DET
ajbmeb-1191	83	10	percentage	percentage	NOUN
ajbmeb-1191	83	11	of	of	ADP
ajbmeb-1191	83	12	return	return	NOUN
ajbmeb-1191	83	13	on	on	ADP
ajbmeb-1191	83	14	investment	investment	NOUN
ajbmeb-1191	83	15	.	.	PUNCT
ajbmeb-1191	84	1	american	american	PROPN
ajbmeb-1191	84	2	journal	journal	PROPN
ajbmeb-1191	84	3	of	of	ADP
ajbmeb-1191	84	4	business	business	NOUN
ajbmeb-1191	84	5	management	management	NOUN
ajbmeb-1191	84	6	,	,	PUNCT
ajbmeb-1191	84	7	economics	economic	NOUN
ajbmeb-1191	84	8	and	and	CCONJ
ajbmeb-1191	84	9	banking	banking	NOUN
ajbmeb-1191	84	10	volume	volume	NOUN
ajbmeb-1191	84	11	16	16	NUM
ajbmeb-1191	84	12	sep	sep	PROPN
ajbmeb-1191	84	13	,	,	PUNCT
ajbmeb-1191	84	14	2023	2023	NUM
ajbmeb-1191	84	15	p	p	NOUN
ajbmeb-1191	84	16	a	a	PRON
ajbmeb-1191	84	17	g	g	NOUN
ajbmeb-1191	84	18	e	e	NOUN
ajbmeb-1191	84	19	|	|	ADV
ajbmeb-1191	84	20	8	8	NUM
ajbmeb-1191	84	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	84	22	(	(	PUNCT
ajbmeb-1191	84	23	نتائج	نتائج	PROPN
ajbmeb-1191	84	24	حساب	حساب	PROPN
ajbmeb-1191	84	25	العائد	العائد	ADJ
ajbmeb-1191	84	26	على	على	PROPN
ajbmeb-1191	84	27	االستثمار	االستثمار	PROPN
ajbmeb-1191	84	28	لعينة	لعينة	NOUN
ajbmeb-1191	84	29	المصارف	المصارف	ADV
ajbmeb-1191	84	30	االردنية7جدول	االردنية7جدول	CCONJ
ajbmeb-1191	84	31	)	)	PUNCT
ajbmeb-1191	84	32	banks	bank	NOUN
ajbmeb-1191	84	33	2018	2018	NUM
ajbmeb-1191	84	34	2019	2019	NUM
ajbmeb-1191	84	35	2020	2020	NUM
ajbmeb-1191	84	36	2021	2021	NUM
ajbmeb-1191	84	37	avr	avr	PROPN
ajbmeb-1191	84	38	.	.	PUNCT
ajbmeb-1191	85	1	std	std	PROPN
ajbmeb-1191	85	2	.	.	PUNCT
ajbmeb-1191	86	1	jordan	jordan	PROPN
ajbmeb-1191	86	2	0.016	0.016	NUM
ajbmeb-1191	86	3	0.015	0.015	NUM
ajbmeb-1191	86	4	0.013	0.013	NUM
ajbmeb-1191	86	5	0.013	0.013	NUM
ajbmeb-1191	86	6	0.0143	0.0143	NUM
ajbmeb-1191	86	7	0.0015	0.0015	NUM
ajbmeb-1191	86	8	jordanian	jordanian	ADJ
ajbmeb-1191	86	9	commercial	commercial	ADJ
ajbmeb-1191	86	10	0.005	0.005	NUM
ajbmeb-1191	86	11	0.008	0.008	NUM
ajbmeb-1191	86	12	0.005	0.005	NUM
ajbmeb-1191	86	13	0.005	0.005	NUM
ajbmeb-1191	86	14	0.0058	0.0058	NUM
ajbmeb-1191	86	15	0.0015	0.0015	NUM
ajbmeb-1191	86	16	jordanian	jordanian	ADJ
ajbmeb-1191	86	17	investment	investment	NOUN
ajbmeb-1191	86	18	0.008	0.008	NUM
ajbmeb-1191	86	19	0.008	0.008	NUM
ajbmeb-1191	86	20	0.005	0.005	NUM
ajbmeb-1191	86	21	0.008	0.008	NUM
ajbmeb-1191	86	22	0.0073	0.0073	NUM
ajbmeb-1191	86	23	0.0015	0.0015	NUM
ajbmeb-1191	86	24	arab	arab	ADJ
ajbmeb-1191	86	25	banking	banking	NOUN
ajbmeb-1191	86	26	corporation	corporation	NOUN
ajbmeb-1191	86	27	0.008	0.008	NUM
ajbmeb-1191	86	28	0.002	0.002	NUM
ajbmeb-1191	86	29	0.001	0.001	NUM
ajbmeb-1191	86	30	0.008	0.008	NUM
ajbmeb-1191	86	31	0.0048	0.0048	NUM
ajbmeb-1191	86	32	0.0037	0.0037	NUM
ajbmeb-1191	86	33	investment	investment	NOUN
ajbmeb-1191	86	34	0.014	0.014	NUM
ajbmeb-1191	86	35	0.014	0.014	NUM
ajbmeb-1191	86	36	0.005	0.005	NUM
ajbmeb-1191	86	37	0.014	0.014	NUM
ajbmeb-1191	86	38	0.0118	0.0118	NUM
ajbmeb-1191	86	39	0.0045	0.0045	NUM
ajbmeb-1191	86	40	avr	avr	NOUN
ajbmeb-1191	86	41	.	.	PROPN
ajbmeb-1191	86	42	0.010	0.010	NUM
ajbmeb-1191	86	43	0.0094	0.0094	NUM
ajbmeb-1191	86	44	0.0058	0.0058	NUM
ajbmeb-1191	86	45	0.0096	0.0096	NUM
ajbmeb-1191	86	46	0.0088	0.0088	NUM
ajbmeb-1191	86	47	std	std	NOUN
ajbmeb-1191	86	48	.	.	PUNCT
ajbmeb-1191	87	1	0.0046	0.0046	NUM
ajbmeb-1191	87	2	0.0052	0.0052	NUM
ajbmeb-1191	87	3	0.0043	0.0043	NUM
ajbmeb-1191	87	4	0.0037	0.0037	NUM
ajbmeb-1191	87	5	1.3	1.3	NUM
ajbmeb-1191	87	6	hypothesis	hypothesis	NOUN
ajbmeb-1191	87	7	test	test	NOUN
ajbmeb-1191	87	8	results	result	NOUN
ajbmeb-1191	87	9	because	because	SCONJ
ajbmeb-1191	87	10	of	of	ADP
ajbmeb-1191	87	11	the	the	DET
ajbmeb-1191	87	12	research	research	NOUN
ajbmeb-1191	87	13	variables	variable	NOUN
ajbmeb-1191	87	14	,	,	PUNCT
ajbmeb-1191	87	15	the	the	DET
ajbmeb-1191	87	16	number	number	NOUN
ajbmeb-1191	87	17	of	of	ADP
ajbmeb-1191	87	18	banks	bank	NOUN
ajbmeb-1191	87	19	included	include	VERB
ajbmeb-1191	87	20	in	in	ADP
ajbmeb-1191	87	21	the	the	DET
ajbmeb-1191	87	22	research	research	NOUN
ajbmeb-1191	87	23	sample	sample	NOUN
ajbmeb-1191	87	24	,	,	PUNCT
ajbmeb-1191	87	25	and	and	CCONJ
ajbmeb-1191	87	26	the	the	DET
ajbmeb-1191	87	27	research	research	NOUN
ajbmeb-1191	87	28	time	time	NOUN
ajbmeb-1191	87	29	period	period	NOUN
ajbmeb-1191	87	30	that	that	PRON
ajbmeb-1191	87	31	cover	cover	VERB
ajbmeb-1191	87	32	,	,	PUNCT
ajbmeb-1191	87	33	this	this	DET
ajbmeb-1191	87	34	type	type	NOUN
ajbmeb-1191	87	35	of	of	ADP
ajbmeb-1191	87	36	data	datum	NOUN
ajbmeb-1191	87	37	was	be	AUX
ajbmeb-1191	87	38	sorted	sort	VERB
ajbmeb-1191	87	39	by	by	ADP
ajbmeb-1191	87	40	panel	panel	NOUN
ajbmeb-1191	87	41	data	datum	NOUN
ajbmeb-1191	87	42	,	,	PUNCT
ajbmeb-1191	87	43	which	which	PRON
ajbmeb-1191	87	44	combines	combine	VERB
ajbmeb-1191	87	45	crosssectional	crosssectional	ADJ
ajbmeb-1191	87	46	data	datum	NOUN
ajbmeb-1191	87	47	that	that	PRON
ajbmeb-1191	87	48	describes	describe	VERB
ajbmeb-1191	87	49	the	the	DET
ajbmeb-1191	87	50	behavior	behavior	NOUN
ajbmeb-1191	87	51	of	of	ADP
ajbmeb-1191	87	52	specific	specific	ADJ
ajbmeb-1191	87	53	observations	observation	NOUN
ajbmeb-1191	87	54	or	or	CCONJ
ajbmeb-1191	87	55	items	item	NOUN
ajbmeb-1191	87	56	during	during	ADP
ajbmeb-1191	87	57	one	one	NUM
ajbmeb-1191	87	58	specific	specific	ADJ
ajbmeb-1191	87	59	period	period	NOUN
ajbmeb-1191	87	60	of	of	ADP
ajbmeb-1191	87	61	time	time	NOUN
ajbmeb-1191	87	62	,	,	PUNCT
ajbmeb-1191	87	63	and	and	CCONJ
ajbmeb-1191	87	64	time	time	NOUN
ajbmeb-1191	87	65	series	series	NOUN
ajbmeb-1191	87	66	that	that	PRON
ajbmeb-1191	87	67	describe	describe	VERB
ajbmeb-1191	87	68	the	the	DET
ajbmeb-1191	87	69	behavior	behavior	NOUN
ajbmeb-1191	87	70	of	of	ADP
ajbmeb-1191	87	71	a	a	DET
ajbmeb-1191	87	72	single	single	ADJ
ajbmeb-1191	87	73	item	item	NOUN
ajbmeb-1191	87	74	.	.	PUNCT
ajbmeb-1191	88	1	one	one	NUM
ajbmeb-1191	88	2	over	over	ADP
ajbmeb-1191	88	3	multiple	multiple	ADJ
ajbmeb-1191	88	4	time	time	NOUN
ajbmeb-1191	88	5	periods	period	NOUN
ajbmeb-1191	88	6	,	,	PUNCT
ajbmeb-1191	88	7	and	and	CCONJ
ajbmeb-1191	88	8	data	datum	NOUN
ajbmeb-1191	88	9	that	that	PRON
ajbmeb-1191	88	10	were	be	AUX
ajbmeb-1191	88	11	not	not	PART
ajbmeb-1191	88	12	normally	normally	ADV
ajbmeb-1191	88	13	distributed	distribute	VERB
ajbmeb-1191	88	14	were	be	AUX
ajbmeb-1191	88	15	tested	test	VERB
ajbmeb-1191	88	16	,	,	PUNCT
ajbmeb-1191	88	17	and	and	CCONJ
ajbmeb-1191	88	18	accordingly	accordingly	ADV
ajbmeb-1191	88	19	,	,	PUNCT
ajbmeb-1191	88	20	the	the	DET
ajbmeb-1191	88	21	random	random	ADJ
ajbmeb-1191	88	22	effects	effect	NOUN
ajbmeb-1191	88	23	model	model	NOUN
ajbmeb-1191	88	24	was	be	AUX
ajbmeb-1191	88	25	used	use	VERB
ajbmeb-1191	88	26	,	,	PUNCT
ajbmeb-1191	88	27	which	which	PRON
ajbmeb-1191	88	28	requires	require	VERB
ajbmeb-1191	88	29	that	that	SCONJ
ajbmeb-1191	88	30	the	the	DET
ajbmeb-1191	88	31	error	error	NOUN
ajbmeb-1191	88	32	limit	limit	NOUN
ajbmeb-1191	88	33	be	be	AUX
ajbmeb-1191	88	34	distributed	distribute	VERB
ajbmeb-1191	88	35	normally	normally	ADV
ajbmeb-1191	88	36	by	by	ADP
ajbmeb-1191	88	37	a	a	DET
ajbmeb-1191	88	38	mean	mean	NOUN
ajbmeb-1191	88	39	of	of	ADP
ajbmeb-1191	88	40	zero	zero	NUM
ajbmeb-1191	88	41	,	,	PUNCT
ajbmeb-1191	88	42	and	and	CCONJ
ajbmeb-1191	88	43	this	this	PRON
ajbmeb-1191	88	44	requires	require	VERB
ajbmeb-1191	88	45	that	that	SCONJ
ajbmeb-1191	88	46	the	the	DET
ajbmeb-1191	88	47	variance	variance	NOUN
ajbmeb-1191	88	48	be	be	AUX
ajbmeb-1191	88	49	constant	constant	ADJ
ajbmeb-1191	88	50	for	for	ADP
ajbmeb-1191	88	51	all	all	DET
ajbmeb-1191	88	52	observations	observation	NOUN
ajbmeb-1191	88	53	,	,	PUNCT
ajbmeb-1191	88	54	and	and	CCONJ
ajbmeb-1191	88	55	there	there	PRON
ajbmeb-1191	88	56	is	be	VERB
ajbmeb-1191	88	57	no	no	DET
ajbmeb-1191	88	58	linear	linear	ADJ
ajbmeb-1191	88	59	multiplicity	multiplicity	NOUN
ajbmeb-1191	88	60	between	between	ADP
ajbmeb-1191	88	61	observations	observation	NOUN
ajbmeb-1191	88	62	:	:	PUNCT
ajbmeb-1191	88	63	𝑦𝑖𝑡	𝑦𝑖𝑡	X
ajbmeb-1191	88	64	=	=	SYM
ajbmeb-1191	88	65	𝛽0(𝑖	𝛽0(𝑖	X
ajbmeb-1191	88	66	)	)	PUNCT
ajbmeb-1191	88	67	+	+	CCONJ
ajbmeb-1191	88	68	∑	∑	PUNCT
ajbmeb-1191	88	69	𝛽𝑗𝑥𝑗(𝑖𝑡	𝛽𝑗𝑥𝑗(𝑖𝑡	PROPN
ajbmeb-1191	88	70	)	)	PUNCT
ajbmeb-1191	88	71	+	+	PUNCT
ajbmeb-1191	88	72	∈𝑖𝑡	∈𝑖𝑡	VERB
ajbmeb-1191	88	73	𝑘	𝑘	ADP
ajbmeb-1191	88	74	𝑗=1	𝑗=1	X
ajbmeb-1191	88	75	𝛽0(𝑖	𝛽0(𝑖	NUM
ajbmeb-1191	88	76	)	)	PUNCT
ajbmeb-1191	88	77	=	=	PUNCT
ajbmeb-1191	88	78	𝜇	𝜇	X
ajbmeb-1191	88	79	+	+	X
ajbmeb-1191	89	1	𝑉𝑖	𝑉𝑖	PROPN
ajbmeb-1191	89	2	the	the	DET
ajbmeb-1191	89	3	research	research	NOUN
ajbmeb-1191	89	4	aims	aim	VERB
ajbmeb-1191	89	5	to	to	PART
ajbmeb-1191	89	6	test	test	VERB
ajbmeb-1191	89	7	the	the	DET
ajbmeb-1191	89	8	main	main	ADJ
ajbmeb-1191	89	9	hypotheses	hypothesis	NOUN
ajbmeb-1191	89	10	:	:	PUNCT
ajbmeb-1191	89	11	h1	h1	NOUN
ajbmeb-1191	89	12	-	-	PUNCT
ajbmeb-1191	89	13	1	1	NUM
ajbmeb-1191	89	14	:	:	PUNCT
ajbmeb-1191	89	15	there	there	PRON
ajbmeb-1191	89	16	is	be	VERB
ajbmeb-1191	89	17	a	a	DET
ajbmeb-1191	89	18	statistically	statistically	ADV
ajbmeb-1191	89	19	significant	significant	ADJ
ajbmeb-1191	89	20	effect	effect	NOUN
ajbmeb-1191	89	21	of	of	ADP
ajbmeb-1191	89	22	deposit	deposit	NOUN
ajbmeb-1191	89	23	guarantee	guarantee	NOUN
ajbmeb-1191	89	24	fees	fee	NOUN
ajbmeb-1191	89	25	on	on	ADP
ajbmeb-1191	89	26	capital	capital	NOUN
ajbmeb-1191	89	27	adequacy	adequacy	NOUN
ajbmeb-1191	89	28	in	in	ADP
ajbmeb-1191	89	29	the	the	DET
ajbmeb-1191	89	30	iraqi	iraqi	ADJ
ajbmeb-1191	89	31	banking	banking	NOUN
ajbmeb-1191	89	32	system	system	NOUN
ajbmeb-1191	89	33	.	.	PUNCT
ajbmeb-1191	90	1	an	an	DET
ajbmeb-1191	90	2	effect	effect	NOUN
ajbmeb-1191	90	3	coefficient	coefficient	NOUN
ajbmeb-1191	90	4	(	(	PUNCT
ajbmeb-1191	90	5	-0.141	-0.141	VERB
ajbmeb-1191	90	6	)	)	PUNCT
ajbmeb-1191	90	7	was	be	AUX
ajbmeb-1191	90	8	recorded	record	VERB
ajbmeb-1191	90	9	with	with	ADP
ajbmeb-1191	90	10	a	a	DET
ajbmeb-1191	90	11	significant	significant	ADJ
ajbmeb-1191	90	12	significance	significance	NOUN
ajbmeb-1191	90	13	(	(	PUNCT
ajbmeb-1191	90	14	0.04	0.04	NUM
ajbmeb-1191	90	15	)	)	PUNCT
ajbmeb-1191	90	16	,	,	PUNCT
ajbmeb-1191	90	17	which	which	PRON
ajbmeb-1191	90	18	indicates	indicate	VERB
ajbmeb-1191	90	19	the	the	DET
ajbmeb-1191	90	20	existence	existence	NOUN
ajbmeb-1191	90	21	of	of	ADP
ajbmeb-1191	90	22	an	an	DET
ajbmeb-1191	90	23	inverse	inverse	ADJ
ajbmeb-1191	90	24	effect	effect	NOUN
ajbmeb-1191	90	25	relationship	relationship	NOUN
ajbmeb-1191	90	26	between	between	ADP
ajbmeb-1191	90	27	deposit	deposit	NOUN
ajbmeb-1191	90	28	guarantee	guarantee	NOUN
ajbmeb-1191	90	29	fees	fee	NOUN
ajbmeb-1191	90	30	and	and	CCONJ
ajbmeb-1191	90	31	capital	capital	NOUN
ajbmeb-1191	90	32	adequacy	adequacy	NOUN
ajbmeb-1191	90	33	.	.	PUNCT
ajbmeb-1191	91	1	the	the	DET
ajbmeb-1191	91	2	explanatory	explanatory	ADJ
ajbmeb-1191	91	3	coefficient	coefficient	NOUN
ajbmeb-1191	91	4	was	be	AUX
ajbmeb-1191	91	5	(	(	PUNCT
ajbmeb-1191	91	6	r2	r2	NOUN
ajbmeb-1191	91	7	=	=	NOUN
ajbmeb-1191	91	8	0.07	0.07	NUM
ajbmeb-1191	91	9	)	)	PUNCT
ajbmeb-1191	91	10	,	,	PUNCT
ajbmeb-1191	91	11	which	which	PRON
ajbmeb-1191	91	12	means	mean	VERB
ajbmeb-1191	91	13	that	that	SCONJ
ajbmeb-1191	91	14	changes	change	NOUN
ajbmeb-1191	91	15	in	in	ADP
ajbmeb-1191	91	16	capital	capital	NOUN
ajbmeb-1191	91	17	adequacy	adequacy	NOUN
ajbmeb-1191	91	18	are	be	AUX
ajbmeb-1191	91	19	explained	explain	VERB
ajbmeb-1191	91	20	by	by	ADP
ajbmeb-1191	91	21	changes	change	NOUN
ajbmeb-1191	91	22	in	in	ADP
ajbmeb-1191	91	23	the	the	DET
ajbmeb-1191	91	24	deposit	deposit	NOUN
ajbmeb-1191	91	25	guarantee	guarantee	NOUN
ajbmeb-1191	91	26	fee	fee	NOUN
ajbmeb-1191	91	27	rate	rate	NOUN
ajbmeb-1191	91	28	of	of	ADP
ajbmeb-1191	91	29	(	(	PUNCT
ajbmeb-1191	91	30	7	7	NUM
ajbmeb-1191	91	31	%	%	NOUN
ajbmeb-1191	91	32	)	)	PUNCT
ajbmeb-1191	91	33	,	,	PUNCT
ajbmeb-1191	91	34	while	while	SCONJ
ajbmeb-1191	91	35	the	the	DET
ajbmeb-1191	91	36	rest	rest	NOUN
ajbmeb-1191	91	37	of	of	ADP
ajbmeb-1191	91	38	the	the	DET
ajbmeb-1191	91	39	changes	change	NOUN
ajbmeb-1191	91	40	(	(	PUNCT
ajbmeb-1191	91	41	93	93	NUM
ajbmeb-1191	91	42	%	%	NOUN
ajbmeb-1191	91	43	)	)	PUNCT
ajbmeb-1191	91	44	are	be	AUX
ajbmeb-1191	91	45	explained	explain	VERB
ajbmeb-1191	91	46	by	by	ADP
ajbmeb-1191	91	47	other	other	ADJ
ajbmeb-1191	91	48	variables	variable	NOUN
ajbmeb-1191	91	49	,	,	PUNCT
ajbmeb-1191	91	50	and	and	CCONJ
ajbmeb-1191	91	51	thus	thus	ADV
ajbmeb-1191	91	52	the	the	DET
ajbmeb-1191	91	53	results	result	NOUN
ajbmeb-1191	91	54	confirm	confirm	VERB
ajbmeb-1191	91	55	the	the	DET
ajbmeb-1191	91	56	first	first	ADJ
ajbmeb-1191	91	57	alternative	alternative	ADJ
ajbmeb-1191	91	58	hypothesis	hypothesis	NOUN
ajbmeb-1191	91	59	.	.	PUNCT
ajbmeb-1191	92	1	increasing	increase	VERB
ajbmeb-1191	92	2	the	the	DET
ajbmeb-1191	92	3	percentage	percentage	NOUN
ajbmeb-1191	92	4	of	of	ADP
ajbmeb-1191	92	5	deposit	deposit	NOUN
ajbmeb-1191	92	6	fees	fee	NOUN
ajbmeb-1191	92	7	will	will	AUX
ajbmeb-1191	92	8	lead	lead	VERB
ajbmeb-1191	92	9	to	to	ADP
ajbmeb-1191	92	10	a	a	DET
ajbmeb-1191	92	11	decrease	decrease	NOUN
ajbmeb-1191	92	12	in	in	ADP
ajbmeb-1191	92	13	the	the	DET
ajbmeb-1191	92	14	adequacy	adequacy	NOUN
ajbmeb-1191	92	15	of	of	ADP
ajbmeb-1191	92	16	the	the	DET
ajbmeb-1191	92	17	bank	bank	NOUN
ajbmeb-1191	92	18	’s	’s	PART
ajbmeb-1191	92	19	capital	capital	NOUN
ajbmeb-1191	92	20	,	,	PUNCT
ajbmeb-1191	92	21	as	as	ADP
ajbmeb-1191	92	22	a	a	DET
ajbmeb-1191	92	23	result	result	NOUN
ajbmeb-1191	92	24	of	of	ADP
ajbmeb-1191	92	25	the	the	DET
ajbmeb-1191	92	26	increase	increase	NOUN
ajbmeb-1191	92	27	in	in	ADP
ajbmeb-1191	92	28	the	the	DET
ajbmeb-1191	92	29	costs	cost	NOUN
ajbmeb-1191	92	30	of	of	ADP
ajbmeb-1191	92	31	the	the	DET
ajbmeb-1191	92	32	guarantee	guarantee	NOUN
ajbmeb-1191	92	33	and	and	CCONJ
ajbmeb-1191	92	34	the	the	DET
ajbmeb-1191	92	35	bank	bank	NOUN
ajbmeb-1191	92	36	’s	’s	PART
ajbmeb-1191	92	37	.	.	PUNCT
ajbmeb-1191	93	1	h1	h1	PROPN
ajbmeb-1191	93	2	-	-	PUNCT
ajbmeb-1191	93	3	2	2	NUM
ajbmeb-1191	93	4	:	:	PUNCT
ajbmeb-1191	93	5	there	there	PRON
ajbmeb-1191	93	6	is	be	VERB
ajbmeb-1191	93	7	a	a	DET
ajbmeb-1191	93	8	statistically	statistically	ADV
ajbmeb-1191	93	9	significant	significant	ADJ
ajbmeb-1191	93	10	effect	effect	NOUN
ajbmeb-1191	93	11	of	of	ADP
ajbmeb-1191	93	12	deposit	deposit	NOUN
ajbmeb-1191	93	13	guarantee	guarantee	NOUN
ajbmeb-1191	93	14	fees	fee	NOUN
ajbmeb-1191	93	15	on	on	ADP
ajbmeb-1191	93	16	profitability	profitability	NOUN
ajbmeb-1191	93	17	in	in	ADP
ajbmeb-1191	93	18	the	the	DET
ajbmeb-1191	93	19	iraqi	iraqi	ADJ
ajbmeb-1191	93	20	banking	banking	NOUN
ajbmeb-1191	93	21	system	system	NOUN
ajbmeb-1191	93	22	.	.	PUNCT
ajbmeb-1191	94	1	an	an	DET
ajbmeb-1191	94	2	effect	effect	NOUN
ajbmeb-1191	94	3	coefficient	coefficient	NOUN
ajbmeb-1191	94	4	of	of	ADP
ajbmeb-1191	94	5	(	(	PUNCT
ajbmeb-1191	94	6	-0.453	-0.453	NOUN
ajbmeb-1191	94	7	)	)	PUNCT
ajbmeb-1191	94	8	was	be	AUX
ajbmeb-1191	94	9	recorded	record	VERB
ajbmeb-1191	94	10	with	with	ADP
ajbmeb-1191	94	11	a	a	DET
ajbmeb-1191	94	12	significant	significant	ADJ
ajbmeb-1191	94	13	significance	significance	NOUN
ajbmeb-1191	94	14	of	of	ADP
ajbmeb-1191	94	15	(	(	PUNCT
ajbmeb-1191	94	16	0.62	0.62	NUM
ajbmeb-1191	94	17	)	)	PUNCT
ajbmeb-1191	94	18	.	.	PUNCT
ajbmeb-1191	95	1	it	it	PRON
ajbmeb-1191	95	2	indicates	indicate	VERB
ajbmeb-1191	95	3	that	that	SCONJ
ajbmeb-1191	95	4	there	there	PRON
ajbmeb-1191	95	5	is	be	VERB
ajbmeb-1191	95	6	no	no	DET
ajbmeb-1191	95	7	effect	effect	NOUN
ajbmeb-1191	95	8	relationship	relationship	NOUN
ajbmeb-1191	95	9	between	between	ADP
ajbmeb-1191	95	10	deposit	deposit	NOUN
ajbmeb-1191	95	11	guarantee	guarantee	NOUN
ajbmeb-1191	95	12	fees	fee	NOUN
ajbmeb-1191	95	13	and	and	CCONJ
ajbmeb-1191	95	14	profitability	profitability	NOUN
ajbmeb-1191	95	15	,	,	PUNCT
ajbmeb-1191	95	16	which	which	PRON
ajbmeb-1191	95	17	recorded	record	VERB
ajbmeb-1191	95	18	a	a	DET
ajbmeb-1191	95	19	coefficient	coefficient	NOUN
ajbmeb-1191	95	20	of	of	ADP
ajbmeb-1191	95	21	explanatory	explanatory	ADJ
ajbmeb-1191	95	22	(	(	PUNCT
ajbmeb-1191	95	23	0.081	0.081	NUM
ajbmeb-1191	95	24	=	=	SYM
ajbmeb-1191	95	25	r2	r2	PROPN
ajbmeb-1191	95	26	)	)	PUNCT
ajbmeb-1191	95	27	,	,	PUNCT
ajbmeb-1191	95	28	and	and	CCONJ
ajbmeb-1191	95	29	thus	thus	ADV
ajbmeb-1191	95	30	the	the	DET
ajbmeb-1191	95	31	results	result	NOUN
ajbmeb-1191	95	32	confirm	confirm	VERB
ajbmeb-1191	95	33	the	the	DET
ajbmeb-1191	95	34	zero	zero	NUM
ajbmeb-1191	95	35	hypothesis	hypothesis	NOUN
ajbmeb-1191	95	36	and	and	CCONJ
ajbmeb-1191	95	37	negate	negate	VERB
ajbmeb-1191	95	38	the	the	DET
ajbmeb-1191	95	39	second	second	ADJ
ajbmeb-1191	95	40	alternative	alternative	ADJ
ajbmeb-1191	95	41	hypothesis	hypothesis	NOUN
ajbmeb-1191	95	42	,	,	PUNCT
ajbmeb-1191	95	43	the	the	DET
ajbmeb-1191	95	44	increase	increase	NOUN
ajbmeb-1191	95	45	in	in	ADP
ajbmeb-1191	95	46	the	the	DET
ajbmeb-1191	95	47	percentage	percentage	NOUN
ajbmeb-1191	95	48	of	of	ADP
ajbmeb-1191	95	49	deposit	deposit	NOUN
ajbmeb-1191	95	50	fees	fee	NOUN
ajbmeb-1191	95	51	will	will	AUX
ajbmeb-1191	95	52	not	not	PART
ajbmeb-1191	95	53	lead	lead	VERB
ajbmeb-1191	95	54	to	to	ADP
ajbmeb-1191	95	55	a	a	DET
ajbmeb-1191	95	56	change	change	NOUN
ajbmeb-1191	95	57	in	in	ADP
ajbmeb-1191	95	58	bank	bank	NOUN
ajbmeb-1191	95	59	profitability	profitability	NOUN
ajbmeb-1191	95	60	.	.	PUNCT
ajbmeb-1191	96	1	the	the	DET
ajbmeb-1191	96	2	nature	nature	NOUN
ajbmeb-1191	96	3	of	of	ADP
ajbmeb-1191	96	4	the	the	DET
ajbmeb-1191	96	5	iraqi	iraqi	ADJ
ajbmeb-1191	96	6	banking	banking	NOUN
ajbmeb-1191	96	7	environment	environment	NOUN
ajbmeb-1191	96	8	,	,	PUNCT
ajbmeb-1191	96	9	which	which	PRON
ajbmeb-1191	96	10	suffers	suffer	VERB
ajbmeb-1191	96	11	from	from	ADP
ajbmeb-1191	96	12	a	a	DET
ajbmeb-1191	96	13	gap	gap	NOUN
ajbmeb-1191	96	14	of	of	ADP
ajbmeb-1191	96	15	confidence	confidence	NOUN
ajbmeb-1191	96	16	among	among	ADP
ajbmeb-1191	96	17	individuals	individual	NOUN
ajbmeb-1191	96	18	in	in	ADP
ajbmeb-1191	96	19	the	the	DET
ajbmeb-1191	96	20	iraqi	iraqi	ADJ
ajbmeb-1191	96	21	banking	banking	NOUN
ajbmeb-1191	96	22	system	system	NOUN
ajbmeb-1191	96	23	,	,	PUNCT
ajbmeb-1191	96	24	as	as	ADV
ajbmeb-1191	96	25	well	well	ADV
ajbmeb-1191	96	26	as	as	ADP
ajbmeb-1191	96	27	the	the	DET
ajbmeb-1191	96	28	volume	volume	NOUN
ajbmeb-1191	96	29	of	of	ADP
ajbmeb-1191	96	30	non	non	ADJ
ajbmeb-1191	96	31	-	-	ADJ
ajbmeb-1191	96	32	performing	perform	VERB
ajbmeb-1191	96	33	debts	debt	NOUN
ajbmeb-1191	96	34	that	that	SCONJ
ajbmeb-1191	96	35	the	the	DET
ajbmeb-1191	96	36	sector	sector	NOUN
ajbmeb-1191	96	37	suffers	suffer	VERB
ajbmeb-1191	96	38	from	from	ADP
ajbmeb-1191	96	39	,	,	PUNCT
ajbmeb-1191	96	40	and	and	CCONJ
ajbmeb-1191	96	41	thus	thus	ADV
ajbmeb-1191	96	42	low	low	ADJ
ajbmeb-1191	96	43	profitability	profitability	NOUN
ajbmeb-1191	96	44	.	.	PUNCT
ajbmeb-1191	97	1	american	american	ADJ
ajbmeb-1191	97	2	journal	journal	PROPN
ajbmeb-1191	97	3	of	of	ADP
ajbmeb-1191	97	4	business	business	NOUN
ajbmeb-1191	97	5	management	management	NOUN
ajbmeb-1191	97	6	,	,	PUNCT
ajbmeb-1191	97	7	economics	economic	NOUN
ajbmeb-1191	97	8	and	and	CCONJ
ajbmeb-1191	97	9	banking	banking	NOUN
ajbmeb-1191	97	10	volume	volume	NOUN
ajbmeb-1191	97	11	16	16	NUM
ajbmeb-1191	97	12	sep	sep	PROPN
ajbmeb-1191	97	13	,	,	PUNCT
ajbmeb-1191	97	14	2023	2023	NUM
ajbmeb-1191	97	15	p	p	NOUN
ajbmeb-1191	97	16	a	a	DET
ajbmeb-1191	97	17	g	g	NOUN
ajbmeb-1191	97	18	e	e	NOUN
ajbmeb-1191	97	19	|	|	ADV
ajbmeb-1191	97	20	9	9	NUM
ajbmeb-1191	97	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	97	22	h1	h1	PROPN
ajbmeb-1191	97	23	-	-	PUNCT
ajbmeb-1191	97	24	3	3	NUM
ajbmeb-1191	97	25	:	:	PUNCT
ajbmeb-1191	97	26	there	there	PRON
ajbmeb-1191	97	27	is	be	VERB
ajbmeb-1191	97	28	a	a	DET
ajbmeb-1191	97	29	statistically	statistically	ADV
ajbmeb-1191	97	30	significant	significant	ADJ
ajbmeb-1191	97	31	effect	effect	NOUN
ajbmeb-1191	97	32	of	of	ADP
ajbmeb-1191	97	33	deposit	deposit	NOUN
ajbmeb-1191	97	34	guarantee	guarantee	NOUN
ajbmeb-1191	97	35	fees	fee	NOUN
ajbmeb-1191	97	36	on	on	ADP
ajbmeb-1191	97	37	capital	capital	NOUN
ajbmeb-1191	97	38	adequacy	adequacy	NOUN
ajbmeb-1191	97	39	in	in	ADP
ajbmeb-1191	97	40	the	the	DET
ajbmeb-1191	97	41	jordanian	jordanian	ADJ
ajbmeb-1191	97	42	banking	banking	NOUN
ajbmeb-1191	97	43	system	system	NOUN
ajbmeb-1191	97	44	.	.	PUNCT
ajbmeb-1191	98	1	an	an	DET
ajbmeb-1191	98	2	effect	effect	NOUN
ajbmeb-1191	98	3	coefficient	coefficient	NOUN
ajbmeb-1191	98	4	(	(	PUNCT
ajbmeb-1191	98	5	-0.140	-0.140	PROPN
ajbmeb-1191	98	6	)	)	PUNCT
ajbmeb-1191	98	7	was	be	AUX
ajbmeb-1191	98	8	recorded	record	VERB
ajbmeb-1191	98	9	with	with	ADP
ajbmeb-1191	98	10	a	a	DET
ajbmeb-1191	98	11	significant	significant	ADJ
ajbmeb-1191	98	12	significance	significance	NOUN
ajbmeb-1191	98	13	(	(	PUNCT
ajbmeb-1191	98	14	0.14	0.14	NUM
ajbmeb-1191	98	15	)	)	PUNCT
ajbmeb-1191	98	16	,	,	PUNCT
ajbmeb-1191	98	17	which	which	PRON
ajbmeb-1191	98	18	indicates	indicate	VERB
ajbmeb-1191	98	19	that	that	SCONJ
ajbmeb-1191	98	20	there	there	PRON
ajbmeb-1191	98	21	is	be	VERB
ajbmeb-1191	98	22	no	no	DET
ajbmeb-1191	98	23	effect	effect	NOUN
ajbmeb-1191	98	24	relationship	relationship	NOUN
ajbmeb-1191	98	25	between	between	ADP
ajbmeb-1191	98	26	deposit	deposit	NOUN
ajbmeb-1191	98	27	guarantee	guarantee	NOUN
ajbmeb-1191	98	28	fees	fee	NOUN
ajbmeb-1191	98	29	and	and	CCONJ
ajbmeb-1191	98	30	capital	capital	NOUN
ajbmeb-1191	98	31	adequacy	adequacy	NOUN
ajbmeb-1191	98	32	.	.	PUNCT
ajbmeb-1191	99	1	in	in	ADP
ajbmeb-1191	99	2	the	the	DET
ajbmeb-1191	99	3	jordanian	jordanian	ADJ
ajbmeb-1191	99	4	banking	banking	NOUN
ajbmeb-1191	99	5	system	system	NOUN
ajbmeb-1191	99	6	,	,	PUNCT
ajbmeb-1191	99	7	changes	change	NOUN
ajbmeb-1191	99	8	in	in	ADP
ajbmeb-1191	99	9	capital	capital	NOUN
ajbmeb-1191	99	10	adequacy	adequacy	NOUN
ajbmeb-1191	99	11	can	can	AUX
ajbmeb-1191	99	12	not	not	PART
ajbmeb-1191	99	13	be	be	AUX
ajbmeb-1191	99	14	explained	explain	VERB
ajbmeb-1191	99	15	by	by	ADP
ajbmeb-1191	99	16	changes	change	NOUN
ajbmeb-1191	99	17	in	in	ADP
ajbmeb-1191	99	18	the	the	DET
ajbmeb-1191	99	19	deposit	deposit	NOUN
ajbmeb-1191	99	20	guarantee	guarantee	NOUN
ajbmeb-1191	99	21	fee	fee	NOUN
ajbmeb-1191	99	22	ratio	ratio	NOUN
ajbmeb-1191	99	23	,	,	PUNCT
ajbmeb-1191	99	24	and	and	CCONJ
ajbmeb-1191	99	25	thus	thus	ADV
ajbmeb-1191	99	26	the	the	DET
ajbmeb-1191	99	27	results	result	NOUN
ajbmeb-1191	99	28	confirm	confirm	VERB
ajbmeb-1191	99	29	the	the	DET
ajbmeb-1191	99	30	zero	zero	NUM
ajbmeb-1191	99	31	hypothesis	hypothesis	NOUN
ajbmeb-1191	99	32	and	and	CCONJ
ajbmeb-1191	99	33	negate	negate	VERB
ajbmeb-1191	99	34	the	the	DET
ajbmeb-1191	99	35	third	third	ADJ
ajbmeb-1191	99	36	alternative	alternative	ADJ
ajbmeb-1191	99	37	hypothesis	hypothesis	NOUN
ajbmeb-1191	99	38	,	,	PUNCT
ajbmeb-1191	99	39	and	and	CCONJ
ajbmeb-1191	99	40	accordingly	accordingly	ADV
ajbmeb-1191	99	41	,	,	PUNCT
ajbmeb-1191	99	42	an	an	DET
ajbmeb-1191	99	43	increase	increase	NOUN
ajbmeb-1191	99	44	in	in	ADP
ajbmeb-1191	99	45	the	the	DET
ajbmeb-1191	99	46	deposit	deposit	NOUN
ajbmeb-1191	99	47	fee	fee	NOUN
ajbmeb-1191	99	48	rate	rate	NOUN
ajbmeb-1191	99	49	will	will	AUX
ajbmeb-1191	99	50	not	not	PART
ajbmeb-1191	99	51	lead	lead	VERB
ajbmeb-1191	99	52	to	to	ADP
ajbmeb-1191	99	53	an	an	DET
ajbmeb-1191	99	54	increase	increase	NOUN
ajbmeb-1191	99	55	in	in	ADP
ajbmeb-1191	99	56	the	the	DET
ajbmeb-1191	99	57	bank	bank	NOUN
ajbmeb-1191	99	58	's	's	PART
ajbmeb-1191	99	59	capital	capital	NOUN
ajbmeb-1191	99	60	adequacy	adequacy	NOUN
ajbmeb-1191	99	61	.	.	PUNCT
ajbmeb-1191	100	1	h1	h1	NOUN
ajbmeb-1191	100	2	-	-	PUNCT
ajbmeb-1191	100	3	4	4	NUM
ajbmeb-1191	100	4	:	:	PUNCT
ajbmeb-1191	100	5	there	there	PRON
ajbmeb-1191	100	6	is	be	VERB
ajbmeb-1191	100	7	a	a	DET
ajbmeb-1191	100	8	statistically	statistically	ADV
ajbmeb-1191	100	9	significant	significant	ADJ
ajbmeb-1191	100	10	effect	effect	NOUN
ajbmeb-1191	100	11	of	of	ADP
ajbmeb-1191	100	12	deposit	deposit	NOUN
ajbmeb-1191	100	13	guarantee	guarantee	NOUN
ajbmeb-1191	100	14	fees	fee	NOUN
ajbmeb-1191	100	15	on	on	ADP
ajbmeb-1191	100	16	bank	bank	NOUN
ajbmeb-1191	100	17	profitability	profitability	NOUN
ajbmeb-1191	100	18	in	in	ADP
ajbmeb-1191	100	19	the	the	DET
ajbmeb-1191	100	20	jordanian	jordanian	ADJ
ajbmeb-1191	100	21	banking	banking	NOUN
ajbmeb-1191	100	22	system	system	NOUN
ajbmeb-1191	100	23	.	.	PUNCT
ajbmeb-1191	101	1	it	it	PRON
ajbmeb-1191	101	2	recorded	record	VERB
ajbmeb-1191	101	3	an	an	DET
ajbmeb-1191	101	4	effect	effect	NOUN
ajbmeb-1191	101	5	coefficient	coefficient	NOUN
ajbmeb-1191	101	6	(	(	PUNCT
ajbmeb-1191	101	7	0.933	0.933	NUM
ajbmeb-1191	101	8	)	)	PUNCT
ajbmeb-1191	101	9	with	with	ADP
ajbmeb-1191	101	10	a	a	DET
ajbmeb-1191	101	11	significant	significant	ADJ
ajbmeb-1191	101	12	significance	significance	NOUN
ajbmeb-1191	101	13	(	(	PUNCT
ajbmeb-1191	101	14	0.35	0.35	NUM
ajbmeb-1191	101	15	)	)	PUNCT
ajbmeb-1191	101	16	,	,	PUNCT
ajbmeb-1191	101	17	which	which	PRON
ajbmeb-1191	101	18	indicates	indicate	VERB
ajbmeb-1191	101	19	that	that	SCONJ
ajbmeb-1191	101	20	there	there	PRON
ajbmeb-1191	101	21	is	be	VERB
ajbmeb-1191	101	22	no	no	DET
ajbmeb-1191	101	23	effect	effect	NOUN
ajbmeb-1191	101	24	relationship	relationship	NOUN
ajbmeb-1191	101	25	between	between	ADP
ajbmeb-1191	101	26	deposit	deposit	NOUN
ajbmeb-1191	101	27	guarantee	guarantee	NOUN
ajbmeb-1191	101	28	fees	fee	NOUN
ajbmeb-1191	101	29	and	and	CCONJ
ajbmeb-1191	101	30	profitability	profitability	NOUN
ajbmeb-1191	101	31	,	,	PUNCT
ajbmeb-1191	101	32	which	which	PRON
ajbmeb-1191	101	33	means	mean	VERB
ajbmeb-1191	101	34	that	that	SCONJ
ajbmeb-1191	101	35	changes	change	NOUN
ajbmeb-1191	101	36	in	in	ADP
ajbmeb-1191	101	37	bank	bank	NOUN
ajbmeb-1191	101	38	profitability	profitability	NOUN
ajbmeb-1191	101	39	are	be	AUX
ajbmeb-1191	101	40	explained	explain	VERB
ajbmeb-1191	101	41	by	by	ADP
ajbmeb-1191	101	42	changes	change	NOUN
ajbmeb-1191	101	43	in	in	ADP
ajbmeb-1191	101	44	the	the	DET
ajbmeb-1191	101	45	profitability	profitability	NOUN
ajbmeb-1191	101	46	ratio	ratio	NOUN
ajbmeb-1191	101	47	,	,	PUNCT
ajbmeb-1191	101	48	which	which	PRON
ajbmeb-1191	101	49	are	be	AUX
ajbmeb-1191	101	50	not	not	PART
ajbmeb-1191	101	51	explained	explain	VERB
ajbmeb-1191	101	52	by	by	ADP
ajbmeb-1191	101	53	the	the	DET
ajbmeb-1191	101	54	deposit	deposit	NOUN
ajbmeb-1191	101	55	guarantee	guarantee	NOUN
ajbmeb-1191	101	56	fee	fee	NOUN
ajbmeb-1191	101	57	rate	rate	NOUN
ajbmeb-1191	101	58	.	.	PUNCT
ajbmeb-1191	102	1	thus	thus	ADV
ajbmeb-1191	102	2	,	,	PUNCT
ajbmeb-1191	102	3	the	the	DET
ajbmeb-1191	102	4	results	result	NOUN
ajbmeb-1191	102	5	confirm	confirm	VERB
ajbmeb-1191	102	6	the	the	DET
ajbmeb-1191	102	7	zero	zero	NUM
ajbmeb-1191	102	8	hypothesis	hypothesis	NOUN
ajbmeb-1191	102	9	and	and	CCONJ
ajbmeb-1191	102	10	negate	negate	VERB
ajbmeb-1191	102	11	the	the	DET
ajbmeb-1191	102	12	fourth	fourth	ADJ
ajbmeb-1191	102	13	alternative	alternative	ADJ
ajbmeb-1191	102	14	hypothesis	hypothesis	NOUN
ajbmeb-1191	102	15	.	.	PUNCT
ajbmeb-1191	103	1	profitability	profitability	NOUN
ajbmeb-1191	103	2	.	.	PUNCT
ajbmeb-1191	104	1	1.4	1.4	NUM
ajbmeb-1191	104	2	discussion	discussion	NOUN
ajbmeb-1191	104	3	despite	despite	SCONJ
ajbmeb-1191	104	4	the	the	DET
ajbmeb-1191	104	5	great	great	ADJ
ajbmeb-1191	104	6	difference	difference	NOUN
ajbmeb-1191	104	7	in	in	ADP
ajbmeb-1191	104	8	the	the	DET
ajbmeb-1191	104	9	nature	nature	NOUN
ajbmeb-1191	104	10	of	of	ADP
ajbmeb-1191	104	11	the	the	DET
ajbmeb-1191	104	12	iraqi	iraqi	ADJ
ajbmeb-1191	104	13	banking	banking	NOUN
ajbmeb-1191	104	14	system	system	NOUN
ajbmeb-1191	104	15	from	from	ADP
ajbmeb-1191	104	16	the	the	DET
ajbmeb-1191	104	17	jordanian	jordanian	ADJ
ajbmeb-1191	104	18	one	one	NOUN
ajbmeb-1191	104	19	,	,	PUNCT
ajbmeb-1191	104	20	as	as	SCONJ
ajbmeb-1191	104	21	the	the	DET
ajbmeb-1191	104	22	latter	latter	ADJ
ajbmeb-1191	104	23	enjoys	enjoy	VERB
ajbmeb-1191	104	24	relative	relative	ADJ
ajbmeb-1191	104	25	stability	stability	NOUN
ajbmeb-1191	104	26	and	and	CCONJ
ajbmeb-1191	104	27	the	the	DET
ajbmeb-1191	104	28	use	use	NOUN
ajbmeb-1191	104	29	of	of	ADP
ajbmeb-1191	104	30	advanced	advanced	ADJ
ajbmeb-1191	104	31	banking	banking	NOUN
ajbmeb-1191	104	32	operations	operation	NOUN
ajbmeb-1191	104	33	and	and	CCONJ
ajbmeb-1191	104	34	the	the	DET
ajbmeb-1191	104	35	existence	existence	NOUN
ajbmeb-1191	104	36	of	of	ADP
ajbmeb-1191	104	37	a	a	DET
ajbmeb-1191	104	38	strict	strict	ADJ
ajbmeb-1191	104	39	supervision	supervision	NOUN
ajbmeb-1191	104	40	system	system	NOUN
ajbmeb-1191	104	41	and	and	CCONJ
ajbmeb-1191	104	42	old	old	ADJ
ajbmeb-1191	104	43	experience	experience	NOUN
ajbmeb-1191	104	44	in	in	ADP
ajbmeb-1191	104	45	its	its	PRON
ajbmeb-1191	104	46	performance	performance	NOUN
ajbmeb-1191	104	47	,	,	PUNCT
ajbmeb-1191	104	48	in	in	ADP
ajbmeb-1191	104	49	contrast	contrast	NOUN
ajbmeb-1191	104	50	to	to	ADP
ajbmeb-1191	104	51	the	the	DET
ajbmeb-1191	104	52	iraqi	iraqi	ADJ
ajbmeb-1191	104	53	banking	banking	NOUN
ajbmeb-1191	104	54	system	system	NOUN
ajbmeb-1191	104	55	that	that	PRON
ajbmeb-1191	104	56	is	be	AUX
ajbmeb-1191	104	57	going	go	VERB
ajbmeb-1191	104	58	through	through	ADP
ajbmeb-1191	104	59	a	a	DET
ajbmeb-1191	104	60	period	period	NOUN
ajbmeb-1191	104	61	of	of	ADP
ajbmeb-1191	104	62	radical	radical	ADJ
ajbmeb-1191	104	63	performance	performance	NOUN
ajbmeb-1191	104	64	transformation	transformation	NOUN
ajbmeb-1191	104	65	and	and	CCONJ
ajbmeb-1191	104	66	the	the	DET
ajbmeb-1191	104	67	repercussions	repercussion	NOUN
ajbmeb-1191	104	68	of	of	ADP
ajbmeb-1191	104	69	the	the	DET
ajbmeb-1191	104	70	nature	nature	NOUN
ajbmeb-1191	104	71	of	of	ADP
ajbmeb-1191	104	72	the	the	DET
ajbmeb-1191	104	73	economy	economy	NOUN
ajbmeb-1191	104	74	on	on	ADP
ajbmeb-1191	104	75	its	its	PRON
ajbmeb-1191	104	76	operations	operation	NOUN
ajbmeb-1191	104	77	,	,	PUNCT
ajbmeb-1191	104	78	financing	financing	NOUN
ajbmeb-1191	104	79	and	and	CCONJ
ajbmeb-1191	104	80	even	even	ADV
ajbmeb-1191	104	81	methods	method	NOUN
ajbmeb-1191	104	82	of	of	ADP
ajbmeb-1191	104	83	granting	grant	VERB
ajbmeb-1191	104	84	loans	loan	NOUN
ajbmeb-1191	104	85	which	which	PRON
ajbmeb-1191	104	86	made	make	VERB
ajbmeb-1191	104	87	it	it	PRON
ajbmeb-1191	104	88	go	go	VERB
ajbmeb-1191	104	89	through	through	ADP
ajbmeb-1191	104	90	many	many	ADJ
ajbmeb-1191	104	91	bumps	bump	NOUN
ajbmeb-1191	104	92	,	,	PUNCT
ajbmeb-1191	104	93	but	but	CCONJ
ajbmeb-1191	104	94	it	it	PRON
ajbmeb-1191	104	95	is	be	AUX
ajbmeb-1191	104	96	noticeable	noticeable	ADJ
ajbmeb-1191	104	97	from	from	ADP
ajbmeb-1191	104	98	the	the	DET
ajbmeb-1191	104	99	results	result	NOUN
ajbmeb-1191	104	100	of	of	ADP
ajbmeb-1191	104	101	hypothesis	hypothesis	NOUN
ajbmeb-1191	104	102	testing	testing	NOUN
ajbmeb-1191	104	103	that	that	SCONJ
ajbmeb-1191	104	104	there	there	PRON
ajbmeb-1191	104	105	is	be	VERB
ajbmeb-1191	104	106	a	a	DET
ajbmeb-1191	104	107	complete	complete	ADJ
ajbmeb-1191	104	108	match	match	NOUN
ajbmeb-1191	104	109	for	for	ADP
ajbmeb-1191	104	110	the	the	DET
ajbmeb-1191	104	111	results	result	NOUN
ajbmeb-1191	104	112	of	of	ADP
ajbmeb-1191	104	113	testing	test	VERB
ajbmeb-1191	104	114	the	the	DET
ajbmeb-1191	104	115	two	two	NUM
ajbmeb-1191	104	116	hypotheses	hypothesis	NOUN
ajbmeb-1191	104	117	in	in	ADP
ajbmeb-1191	104	118	both	both	CCONJ
ajbmeb-1191	104	119	the	the	DET
ajbmeb-1191	104	120	iraqi	iraqi	ADJ
ajbmeb-1191	104	121	banking	banking	NOUN
ajbmeb-1191	104	122	system	system	NOUN
ajbmeb-1191	104	123	and	and	CCONJ
ajbmeb-1191	104	124	the	the	DET
ajbmeb-1191	104	125	jordanian	jordanian	ADJ
ajbmeb-1191	104	126	banking	banking	NOUN
ajbmeb-1191	104	127	system	system	NOUN
ajbmeb-1191	104	128	.	.	PUNCT
ajbmeb-1191	105	1	it	it	PRON
ajbmeb-1191	105	2	is	be	AUX
ajbmeb-1191	105	3	recognized	recognize	VERB
ajbmeb-1191	105	4	that	that	SCONJ
ajbmeb-1191	105	5	it	it	PRON
ajbmeb-1191	105	6	will	will	AUX
ajbmeb-1191	105	7	leave	leave	VERB
ajbmeb-1191	105	8	an	an	DET
ajbmeb-1191	105	9	impact	impact	NOUN
ajbmeb-1191	105	10	on	on	ADP
ajbmeb-1191	105	11	the	the	DET
ajbmeb-1191	105	12	performance	performance	NOUN
ajbmeb-1191	105	13	of	of	ADP
ajbmeb-1191	105	14	banks	bank	NOUN
ajbmeb-1191	105	15	and	and	CCONJ
ajbmeb-1191	105	16	individuals	individual	NOUN
ajbmeb-1191	105	17	who	who	PRON
ajbmeb-1191	105	18	deal	deal	VERB
ajbmeb-1191	105	19	with	with	ADP
ajbmeb-1191	105	20	it	it	PRON
ajbmeb-1191	105	21	,	,	PUNCT
ajbmeb-1191	105	22	ensuring	ensure	VERB
ajbmeb-1191	105	23	that	that	SCONJ
ajbmeb-1191	105	24	individuals	individual	NOUN
ajbmeb-1191	105	25	are	be	AUX
ajbmeb-1191	105	26	not	not	PART
ajbmeb-1191	105	27	exposed	expose	VERB
ajbmeb-1191	105	28	to	to	ADP
ajbmeb-1191	105	29	the	the	DET
ajbmeb-1191	105	30	possibility	possibility	NOUN
ajbmeb-1191	105	31	of	of	ADP
ajbmeb-1191	105	32	losing	lose	VERB
ajbmeb-1191	105	33	their	their	PRON
ajbmeb-1191	105	34	deposits	deposit	NOUN
ajbmeb-1191	105	35	as	as	ADP
ajbmeb-1191	105	36	a	a	DET
ajbmeb-1191	105	37	result	result	NOUN
ajbmeb-1191	105	38	of	of	ADP
ajbmeb-1191	105	39	various	various	ADJ
ajbmeb-1191	105	40	crises	crisis	NOUN
ajbmeb-1191	105	41	or	or	CCONJ
ajbmeb-1191	105	42	accidents	accident	NOUN
ajbmeb-1191	105	43	,	,	PUNCT
ajbmeb-1191	105	44	and	and	CCONJ
ajbmeb-1191	105	45	thus	thus	ADV
ajbmeb-1191	105	46	enhances	enhance	VERB
ajbmeb-1191	105	47	the	the	DET
ajbmeb-1191	105	48	confidence	confidence	NOUN
ajbmeb-1191	105	49	of	of	ADP
ajbmeb-1191	105	50	individuals	individual	NOUN
ajbmeb-1191	105	51	in	in	ADP
ajbmeb-1191	105	52	the	the	DET
ajbmeb-1191	105	53	banking	banking	NOUN
ajbmeb-1191	105	54	system	system	NOUN
ajbmeb-1191	105	55	and	and	CCONJ
ajbmeb-1191	105	56	can	can	AUX
ajbmeb-1191	105	57	motivate	motivate	VERB
ajbmeb-1191	105	58	them	they	PRON
ajbmeb-1191	105	59	further	far	ADV
ajbmeb-1191	105	60	to	to	PART
ajbmeb-1191	105	61	expand	expand	VERB
ajbmeb-1191	105	62	their	their	PRON
ajbmeb-1191	105	63	operations	operation	NOUN
ajbmeb-1191	105	64	and	and	CCONJ
ajbmeb-1191	105	65	deposit	deposit	VERB
ajbmeb-1191	105	66	their	their	PRON
ajbmeb-1191	105	67	savings	saving	NOUN
ajbmeb-1191	105	68	in	in	ADP
ajbmeb-1191	105	69	the	the	DET
ajbmeb-1191	105	70	system	system	NOUN
ajbmeb-1191	105	71	,	,	PUNCT
ajbmeb-1191	105	72	which	which	PRON
ajbmeb-1191	105	73	provides	provide	VERB
ajbmeb-1191	105	74	sufficient	sufficient	ADJ
ajbmeb-1191	105	75	liquidity	liquidity	NOUN
ajbmeb-1191	105	76	it	it	PRON
ajbmeb-1191	105	77	allows	allow	VERB
ajbmeb-1191	105	78	banks	bank	NOUN
ajbmeb-1191	105	79	to	to	PART
ajbmeb-1191	105	80	expand	expand	VERB
ajbmeb-1191	105	81	credit	credit	NOUN
ajbmeb-1191	105	82	and	and	CCONJ
ajbmeb-1191	105	83	the	the	DET
ajbmeb-1191	105	84	package	package	NOUN
ajbmeb-1191	105	85	of	of	ADP
ajbmeb-1191	105	86	services	service	NOUN
ajbmeb-1191	105	87	they	they	PRON
ajbmeb-1191	105	88	provide	provide	VERB
ajbmeb-1191	105	89	in	in	ADP
ajbmeb-1191	105	90	quantity	quantity	NOUN
ajbmeb-1191	105	91	and	and	CCONJ
ajbmeb-1191	105	92	quality	quality	NOUN
ajbmeb-1191	105	93	.	.	PUNCT
ajbmeb-1191	106	1	2	2	X
ajbmeb-1191	106	2	.	.	X
ajbmeb-1191	106	3	conclusion	conclusion	NOUN
ajbmeb-1191	106	4	2.1	2.1	NUM
ajbmeb-1191	106	5	there	there	PRON
ajbmeb-1191	106	6	is	be	VERB
ajbmeb-1191	106	7	no	no	DET
ajbmeb-1191	106	8	effect	effect	NOUN
ajbmeb-1191	106	9	of	of	ADP
ajbmeb-1191	106	10	bank	bank	NOUN
ajbmeb-1191	106	11	deposit	deposit	NOUN
ajbmeb-1191	106	12	guarantee	guarantee	NOUN
ajbmeb-1191	106	13	fees	fee	NOUN
ajbmeb-1191	106	14	on	on	ADP
ajbmeb-1191	106	15	capital	capital	NOUN
ajbmeb-1191	106	16	adequacy	adequacy	NOUN
ajbmeb-1191	106	17	in	in	ADP
ajbmeb-1191	106	18	the	the	DET
ajbmeb-1191	106	19	iraqi	iraqi	ADJ
ajbmeb-1191	106	20	and	and	CCONJ
ajbmeb-1191	106	21	jordanian	jordanian	ADJ
ajbmeb-1191	106	22	banking	banking	NOUN
ajbmeb-1191	106	23	environment	environment	NOUN
ajbmeb-1191	106	24	.	.	PUNCT
ajbmeb-1191	107	1	2.2	2.2	NUM
ajbmeb-1191	107	2	there	there	PRON
ajbmeb-1191	107	3	is	be	VERB
ajbmeb-1191	107	4	no	no	DET
ajbmeb-1191	107	5	effect	effect	NOUN
ajbmeb-1191	107	6	of	of	ADP
ajbmeb-1191	107	7	bank	bank	NOUN
ajbmeb-1191	107	8	deposit	deposit	NOUN
ajbmeb-1191	107	9	guarantee	guarantee	NOUN
ajbmeb-1191	107	10	fees	fee	NOUN
ajbmeb-1191	107	11	on	on	ADP
ajbmeb-1191	107	12	banking	banking	NOUN
ajbmeb-1191	107	13	profitability	profitability	NOUN
ajbmeb-1191	107	14	in	in	ADP
ajbmeb-1191	107	15	the	the	DET
ajbmeb-1191	107	16	iraqi	iraqi	ADJ
ajbmeb-1191	107	17	and	and	CCONJ
ajbmeb-1191	107	18	jordanian	jordanian	ADJ
ajbmeb-1191	107	19	banking	banking	NOUN
ajbmeb-1191	107	20	environment	environment	NOUN
ajbmeb-1191	107	21	.	.	PUNCT
ajbmeb-1191	108	1	2.3	2.3	NUM
ajbmeb-1191	108	2	the	the	DET
ajbmeb-1191	108	3	results	result	NOUN
ajbmeb-1191	108	4	of	of	ADP
ajbmeb-1191	108	5	the	the	DET
ajbmeb-1191	108	6	hypothesis	hypothesis	NOUN
ajbmeb-1191	108	7	test	test	NOUN
ajbmeb-1191	108	8	for	for	ADP
ajbmeb-1191	108	9	the	the	DET
ajbmeb-1191	108	10	iraqi	iraqi	ADJ
ajbmeb-1191	108	11	banking	banking	NOUN
ajbmeb-1191	108	12	sector	sector	NOUN
ajbmeb-1191	108	13	are	be	AUX
ajbmeb-1191	108	14	consistent	consistent	ADJ
ajbmeb-1191	108	15	with	with	ADP
ajbmeb-1191	108	16	the	the	DET
ajbmeb-1191	108	17	jordanian	jordanian	ADJ
ajbmeb-1191	108	18	banking	banking	NOUN
ajbmeb-1191	108	19	sector	sector	NOUN
ajbmeb-1191	108	20	.	.	PUNCT
ajbmeb-1191	109	1	2.4	2.4	NUM
ajbmeb-1191	109	2	the	the	DET
ajbmeb-1191	109	3	results	result	NOUN
ajbmeb-1191	109	4	of	of	ADP
ajbmeb-1191	109	5	testing	test	VERB
ajbmeb-1191	109	6	the	the	DET
ajbmeb-1191	109	7	hypotheses	hypothesis	NOUN
ajbmeb-1191	109	8	of	of	ADP
ajbmeb-1191	109	9	the	the	DET
ajbmeb-1191	109	10	research	research	NOUN
ajbmeb-1191	109	11	contradict	contradict	VERB
ajbmeb-1191	109	12	with	with	ADP
ajbmeb-1191	109	13	many	many	ADJ
ajbmeb-1191	109	14	of	of	ADP
ajbmeb-1191	109	15	the	the	DET
ajbmeb-1191	109	16	previous	previous	ADJ
ajbmeb-1191	109	17	studies	study	NOUN
ajbmeb-1191	109	18	results	result	VERB
ajbmeb-1191	109	19	.	.	PUNCT
ajbmeb-1191	110	1	this	this	PRON
ajbmeb-1191	110	2	may	may	AUX
ajbmeb-1191	110	3	be	be	AUX
ajbmeb-1191	110	4	due	due	ADJ
ajbmeb-1191	110	5	to	to	ADP
ajbmeb-1191	110	6	the	the	DET
ajbmeb-1191	110	7	nature	nature	NOUN
ajbmeb-1191	110	8	of	of	ADP
ajbmeb-1191	110	9	the	the	DET
ajbmeb-1191	110	10	banking	banking	NOUN
ajbmeb-1191	110	11	system	system	NOUN
ajbmeb-1191	110	12	in	in	ADP
ajbmeb-1191	110	13	iraq	iraq	PROPN
ajbmeb-1191	110	14	and	and	CCONJ
ajbmeb-1191	110	15	jordan	jordan	PROPN
ajbmeb-1191	110	16	and	and	CCONJ
ajbmeb-1191	110	17	the	the	DET
ajbmeb-1191	110	18	size	size	NOUN
ajbmeb-1191	110	19	of	of	ADP
ajbmeb-1191	110	20	the	the	DET
ajbmeb-1191	110	21	state	state	NOUN
ajbmeb-1191	110	22	's	's	PART
ajbmeb-1191	110	23	intervention	intervention	NOUN
ajbmeb-1191	110	24	.	.	PUNCT
ajbmeb-1191	111	1	2.5	2.5	NUM
ajbmeb-1191	111	2	the	the	DET
ajbmeb-1191	111	3	repercussions	repercussion	NOUN
ajbmeb-1191	111	4	of	of	ADP
ajbmeb-1191	111	5	the	the	DET
ajbmeb-1191	111	6	presence	presence	NOUN
ajbmeb-1191	111	7	of	of	ADP
ajbmeb-1191	111	8	the	the	DET
ajbmeb-1191	111	9	bank	bank	NOUN
ajbmeb-1191	111	10	deposit	deposit	NOUN
ajbmeb-1191	111	11	insurance	insurance	NOUN
ajbmeb-1191	111	12	institution	institution	NOUN
ajbmeb-1191	111	13	could	could	AUX
ajbmeb-1191	111	14	be	be	AUX
ajbmeb-1191	111	15	psychological	psychological	ADJ
ajbmeb-1191	111	16	on	on	ADP
ajbmeb-1191	111	17	individuals	individual	NOUN
ajbmeb-1191	111	18	dealing	deal	VERB
ajbmeb-1191	111	19	with	with	ADP
ajbmeb-1191	111	20	banks	bank	NOUN
ajbmeb-1191	111	21	in	in	ADP
ajbmeb-1191	111	22	both	both	DET
ajbmeb-1191	111	23	countries	country	NOUN
ajbmeb-1191	111	24	more	more	ADJ
ajbmeb-1191	111	25	than	than	ADP
ajbmeb-1191	111	26	its	its	PRON
ajbmeb-1191	111	27	impact	impact	NOUN
ajbmeb-1191	111	28	on	on	ADP
ajbmeb-1191	111	29	the	the	DET
ajbmeb-1191	111	30	performance	performance	NOUN
ajbmeb-1191	111	31	of	of	ADP
ajbmeb-1191	111	32	the	the	DET
ajbmeb-1191	111	33	banks	bank	NOUN
ajbmeb-1191	111	34	themselves	themselves	PRON
ajbmeb-1191	111	35	.	.	PUNCT
ajbmeb-1191	112	1	american	american	PROPN
ajbmeb-1191	112	2	journal	journal	PROPN
ajbmeb-1191	112	3	of	of	ADP
ajbmeb-1191	112	4	business	business	NOUN
ajbmeb-1191	112	5	management	management	NOUN
ajbmeb-1191	112	6	,	,	PUNCT
ajbmeb-1191	112	7	economics	economic	NOUN
ajbmeb-1191	112	8	and	and	CCONJ
ajbmeb-1191	112	9	banking	banking	NOUN
ajbmeb-1191	112	10	volume	volume	NOUN
ajbmeb-1191	112	11	16	16	NUM
ajbmeb-1191	112	12	sep	sep	PROPN
ajbmeb-1191	112	13	,	,	PUNCT
ajbmeb-1191	112	14	2023	2023	NUM
ajbmeb-1191	112	15	p	p	NOUN
ajbmeb-1191	112	16	a	a	DET
ajbmeb-1191	112	17	g	g	NOUN
ajbmeb-1191	112	18	e	e	NOUN
ajbmeb-1191	112	19	|	|	ADV
ajbmeb-1191	112	20	10	10	NUM
ajbmeb-1191	112	21	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-1191	112	22	sources	source	NOUN
ajbmeb-1191	112	23	:	:	PUNCT
ajbmeb-1191	112	24	1	1	X
ajbmeb-1191	112	25	.	.	X
ajbmeb-1191	112	26	aridi	aridi	PROPN
ajbmeb-1191	112	27	,	,	PUNCT
ajbmeb-1191	112	28	a.	a.	NOUN
ajbmeb-1191	112	29	(	(	PUNCT
ajbmeb-1191	112	30	1988	1988	NUM
ajbmeb-1191	112	31	)	)	PUNCT
ajbmeb-1191	112	32	“	"	PUNCT
ajbmeb-1191	112	33	the	the	DET
ajbmeb-1191	112	34	mediator	mediator	NOUN
ajbmeb-1191	112	35	in	in	ADP
ajbmeb-1191	112	36	banking	banking	NOUN
ajbmeb-1191	112	37	management	management	NOUN
ajbmeb-1191	112	38	”	"	PUNCT
ajbmeb-1191	112	39	,	,	PUNCT
ajbmeb-1191	112	40	1st	1st	PROPN
ajbmeb-1191	112	41	edition	edition	NOUN
ajbmeb-1191	112	42	,	,	PUNCT
ajbmeb-1191	112	43	dar	dar	PROPN
ajbmeb-1191	112	44	al	al	PROPN
ajbmeb-1191	112	45	-	-	PUNCT
ajbmeb-1191	112	46	mustashir	mustashir	NOUN
ajbmeb-1191	112	47	for	for	ADP
ajbmeb-1191	112	48	printing	printing	NOUN
ajbmeb-1191	112	49	,	,	PUNCT
ajbmeb-1191	112	50	publishing	publishing	NOUN
ajbmeb-1191	112	51	and	and	CCONJ
ajbmeb-1191	112	52	distribution	distribution	NOUN
ajbmeb-1191	112	53	,	,	PUNCT
ajbmeb-1191	112	54	beirut	beirut	PROPN
ajbmeb-1191	112	55	.	.	PUNCT
ajbmeb-1191	113	1	2	2	X
ajbmeb-1191	113	2	.	.	X
ajbmeb-1191	113	3	ben	ben	PROPN
ajbmeb-1191	113	4	sengour	sengour	PROPN
ajbmeb-1191	113	5	,	,	PUNCT
ajbmeb-1191	113	6	h.	h.	PROPN
ajbmeb-1191	113	7	and	and	CCONJ
ajbmeb-1191	113	8	kamel	kamel	PROPN
ajbmeb-1191	113	9	,	,	PUNCT
ajbmeb-1191	113	10	s.	s.	PROPN
ajbmeb-1191	113	11	(	(	PUNCT
ajbmeb-1191	113	12	1995	1995	NUM
ajbmeb-1191	113	13	)	)	PUNCT
ajbmeb-1191	113	14	“	"	PUNCT
ajbmeb-1191	113	15	the	the	DET
ajbmeb-1191	113	16	arab	arab	ADJ
ajbmeb-1191	113	17	banking	banking	NOUN
ajbmeb-1191	113	18	industry	industry	NOUN
ajbmeb-1191	113	19	and	and	CCONJ
ajbmeb-1191	113	20	the	the	DET
ajbmeb-1191	113	21	world	world	NOUN
ajbmeb-1191	113	22	of	of	ADP
ajbmeb-1191	113	23	modern	modern	ADJ
ajbmeb-1191	113	24	finance	finance	NOUN
ajbmeb-1191	113	25	,	,	PUNCT
ajbmeb-1191	113	26	”	"	PUNCT
ajbmeb-1191	113	27	union	union	NOUN
ajbmeb-1191	113	28	of	of	ADP
ajbmeb-1191	113	29	arab	arab	ADJ
ajbmeb-1191	113	30	banks	bank	NOUN
ajbmeb-1191	113	31	,	,	PUNCT
ajbmeb-1191	113	32	beirut	beirut	PROPN
ajbmeb-1191	113	33	.	.	PROPN
ajbmeb-1191	114	1	3	3	X
ajbmeb-1191	114	2	.	.	X
ajbmeb-1191	114	3	nabulsi	nabulsi	PROPN
ajbmeb-1191	114	4	,	,	PUNCT
ajbmeb-1191	114	5	m.	m.	NOUN
ajbmeb-1191	114	6	s.	s.	PROPN
ajbmeb-1191	114	7	(	(	PUNCT
ajbmeb-1191	114	8	1990	1990	NUM
ajbmeb-1191	114	9	)	)	PUNCT
ajbmeb-1191	115	1	the	the	DET
ajbmeb-1191	115	2	challenges	challenge	NOUN
ajbmeb-1191	115	3	of	of	ADP
ajbmeb-1191	115	4	arab	arab	ADJ
ajbmeb-1191	115	5	banking	banking	NOUN
ajbmeb-1191	115	6	work	work	NOUN
ajbmeb-1191	115	7	in	in	ADP
ajbmeb-1191	115	8	light	light	NOUN
ajbmeb-1191	115	9	of	of	ADP
ajbmeb-1191	115	10	the	the	DET
ajbmeb-1191	115	11	decisions	decision	NOUN
ajbmeb-1191	115	12	of	of	ADP
ajbmeb-1191	115	13	the	the	DET
ajbmeb-1191	115	14	baal	baal	PROPN
ajbmeb-1191	115	15	committee	committee	PROPN
ajbmeb-1191	115	16	on	on	ADP
ajbmeb-1191	115	17	capital	capital	NOUN
ajbmeb-1191	115	18	adequacy	adequacy	PROPN
ajbmeb-1191	115	19	,	,	PUNCT
ajbmeb-1191	115	20	union	union	NOUN
ajbmeb-1191	115	21	of	of	ADP
ajbmeb-1191	115	22	arab	arab	ADJ
ajbmeb-1191	115	23	banks	bank	NOUN
ajbmeb-1191	115	24	,	,	PUNCT
ajbmeb-1191	115	25	beirut	beirut	PROPN
ajbmeb-1191	115	26	,	,	PUNCT
ajbmeb-1191	115	27	4	4	NUM
ajbmeb-1191	115	28	.	.	X
ajbmeb-1191	115	29	mohsen	mohsen	PROPN
ajbmeb-1191	115	30	,	,	PUNCT
ajbmeb-1191	115	31	m.	m.	NOUN
ajbmeb-1191	115	32	m.	m.	NOUN
ajbmeb-1191	115	33	(	(	PUNCT
ajbmeb-1191	115	34	2016	2016	NUM
ajbmeb-1191	115	35	)	)	PUNCT
ajbmeb-1191	115	36	,	,	PUNCT
ajbmeb-1191	115	37	assessing	assess	VERB
ajbmeb-1191	115	38	the	the	DET
ajbmeb-1191	115	39	readiness	readiness	NOUN
ajbmeb-1191	115	40	of	of	ADP
ajbmeb-1191	115	41	the	the	DET
ajbmeb-1191	115	42	banking	banking	NOUN
ajbmeb-1191	115	43	system	system	NOUN
ajbmeb-1191	115	44	in	in	ADP
ajbmeb-1191	115	45	iraq	iraq	PROPN
ajbmeb-1191	115	46	to	to	PART
ajbmeb-1191	115	47	establish	establish	VERB
ajbmeb-1191	115	48	a	a	DET
ajbmeb-1191	115	49	system	system	NOUN
ajbmeb-1191	115	50	to	to	PART
ajbmeb-1191	115	51	guarantee	guarantee	VERB
ajbmeb-1191	115	52	bank	bank	NOUN
ajbmeb-1191	115	53	deposits	deposit	NOUN
ajbmeb-1191	115	54	.	.	PUNCT
ajbmeb-1191	116	1	al	al	PROPN
ajbmeb-1191	116	2	-	-	PUNCT
ajbmeb-1191	116	3	mustansiriya	mustansiriya	PROPN
ajbmeb-1191	116	4	journal	journal	PROPN
ajbmeb-1191	116	5	of	of	ADP
ajbmeb-1191	116	6	arab	arab	ADJ
ajbmeb-1191	116	7	and	and	CCONJ
ajbmeb-1191	116	8	international	international	ADJ
ajbmeb-1191	116	9	studies	study	NOUN
ajbmeb-1191	116	10	,	,	PUNCT
ajbmeb-1191	116	11	volume	volume	NOUN
ajbmeb-1191	116	12	13	13	NUM
ajbmeb-1191	116	13	,	,	PUNCT
ajbmeb-1191	116	14	issue	issue	NOUN
ajbmeb-1191	116	15	53	53	NUM
ajbmeb-1191	116	16	.	.	PUNCT
ajbmeb-1191	116	17	5	5	X
ajbmeb-1191	116	18	.	.	X
ajbmeb-1191	116	19	khazali	khazali	PROPN
ajbmeb-1191	116	20	,	,	PUNCT
ajbmeb-1191	116	21	r.	r.	PROPN
ajbmeb-1191	116	22	a.	a.	PROPN
ajbmeb-1191	116	23	,	,	PUNCT
ajbmeb-1191	116	24	(	(	PUNCT
ajbmeb-1191	116	25	2017	2017	NUM
ajbmeb-1191	116	26	)	)	PUNCT
ajbmeb-1191	116	27	,	,	PUNCT
ajbmeb-1191	116	28	determining	determine	VERB
ajbmeb-1191	116	29	the	the	DET
ajbmeb-1191	116	30	optimal	optimal	ADJ
ajbmeb-1191	116	31	ratio	ratio	NOUN
ajbmeb-1191	116	32	of	of	ADP
ajbmeb-1191	116	33	liquidity	liquidity	NOUN
ajbmeb-1191	116	34	in	in	ADP
ajbmeb-1191	116	35	iraqi	iraqi	ADJ
ajbmeb-1191	116	36	commercial	commercial	ADJ
ajbmeb-1191	116	37	banks	bank	NOUN
ajbmeb-1191	116	38	for	for	ADP
ajbmeb-1191	116	39	the	the	DET
ajbmeb-1191	116	40	period	period	NOUN
ajbmeb-1191	116	41	(	(	PUNCT
ajbmeb-1191	116	42	2005	2005	NUM
ajbmeb-1191	116	43	-	-	SYM
ajbmeb-1191	116	44	2013	2013	NUM
ajbmeb-1191	116	45	)	)	PUNCT
ajbmeb-1191	116	46	,	,	PUNCT
ajbmeb-1191	116	47	applied	apply	VERB
ajbmeb-1191	116	48	research	research	NOUN
ajbmeb-1191	116	49	for	for	ADP
ajbmeb-1191	116	50	a	a	DET
ajbmeb-1191	116	51	sample	sample	NOUN
ajbmeb-1191	116	52	of	of	ADP
ajbmeb-1191	116	53	iraqi	iraqi	ADJ
ajbmeb-1191	116	54	private	private	ADJ
ajbmeb-1191	116	55	commercial	commercial	ADJ
ajbmeb-1191	116	56	banks	bank	NOUN
ajbmeb-1191	116	57	,	,	PUNCT
ajbmeb-1191	116	58	journal	journal	NOUN
ajbmeb-1191	116	59	of	of	ADP
ajbmeb-1191	116	60	accounting	accounting	NOUN
ajbmeb-1191	116	61	and	and	CCONJ
ajbmeb-1191	116	62	financial	financial	ADJ
ajbmeb-1191	116	63	studies	study	NOUN
ajbmeb-1191	116	64	,	,	PUNCT
ajbmeb-1191	116	65	volume	volume	NOUN
ajbmeb-1191	116	66	12	12	NUM
ajbmeb-1191	116	67	,	,	PUNCT
ajbmeb-1191	116	68	issue	issue	NOUN
ajbmeb-1191	116	69	41	41	NUM
ajbmeb-1191	116	70	.	.	NOUN
ajbmeb-1191	117	1	6	6	NUM
ajbmeb-1191	117	2	.	.	X
ajbmeb-1191	117	3	imam	imam	PROPN
ajbmeb-1191	117	4	,	,	PUNCT
ajbmeb-1191	117	5	s.	s.	PROPN
ajbmeb-1191	117	6	a.	a.	PROPN
ajbmeb-1191	117	7	and	and	CCONJ
ajbmeb-1191	117	8	al	al	PROPN
ajbmeb-1191	117	9	-	-	PUNCT
ajbmeb-1191	117	10	khazali	khazali	PROPN
ajbmeb-1191	117	11	,	,	PUNCT
ajbmeb-1191	117	12	r.	r.	PROPN
ajbmeb-1191	117	13	a.	a.	PROPN
ajbmeb-1191	117	14	(	(	PUNCT
ajbmeb-1191	117	15	2017	2017	NUM
ajbmeb-1191	117	16	)	)	PUNCT
ajbmeb-1191	117	17	,	,	PUNCT
ajbmeb-1191	117	18	determining	determine	VERB
ajbmeb-1191	117	19	the	the	DET
ajbmeb-1191	117	20	optimal	optimal	ADJ
ajbmeb-1191	117	21	liquidity	liquidity	NOUN
ajbmeb-1191	117	22	ratio	ratio	NOUN
ajbmeb-1191	117	23	in	in	ADP
ajbmeb-1191	117	24	iraqi	iraqi	ADJ
ajbmeb-1191	117	25	commercial	commercial	ADJ
ajbmeb-1191	117	26	banks	bank	NOUN
ajbmeb-1191	117	27	for	for	ADP
ajbmeb-1191	117	28	the	the	DET
ajbmeb-1191	117	29	period	period	NOUN
ajbmeb-1191	117	30	2005	2005	NUM
ajbmeb-1191	117	31	-	-	SYM
ajbmeb-1191	117	32	2013	2013	NUM
ajbmeb-1191	117	33	:	:	PUNCT
ajbmeb-1191	117	34	an	an	DET
ajbmeb-1191	117	35	applied	apply	VERB
ajbmeb-1191	117	36	research	research	NOUN
ajbmeb-1191	117	37	for	for	ADP
ajbmeb-1191	117	38	a	a	DET
ajbmeb-1191	117	39	sample	sample	NOUN
ajbmeb-1191	117	40	of	of	ADP
ajbmeb-1191	117	41	iraqi	iraqi	ADJ
ajbmeb-1191	117	42	private	private	ADJ
ajbmeb-1191	117	43	commercial	commercial	ADJ
ajbmeb-1191	117	44	banks	bank	NOUN
ajbmeb-1191	117	45	.	.	PUNCT
ajbmeb-1191	118	1	journal	journal	NOUN
ajbmeb-1191	118	2	of	of	ADP
ajbmeb-1191	118	3	accounting	accounting	NOUN
ajbmeb-1191	118	4	and	and	CCONJ
ajbmeb-1191	118	5	financial	financial	ADJ
ajbmeb-1191	118	6	studies	study	NOUN
ajbmeb-1191	118	7	,	,	PUNCT
ajbmeb-1191	118	8	volume	volume	NOUN
ajbmeb-1191	118	9	12	12	NUM
ajbmeb-1191	118	10	,	,	PUNCT
ajbmeb-1191	118	11	issue	issue	NOUN
ajbmeb-1191	118	12	41	41	NUM
ajbmeb-1191	118	13	.	.	PUNCT
ajbmeb-1191	119	1	7	7	X
ajbmeb-1191	119	2	.	.	X
ajbmeb-1191	119	3	za’noun	za’noun	PROPN
ajbmeb-1191	119	4	,	,	PUNCT
ajbmeb-1191	119	5	m.	m.	NOUN
ajbmeb-1191	119	6	m	m	PROPN
ajbmeb-1191	119	7	..	..	PUNCT
ajbmeb-1191	119	8	(	(	PUNCT
ajbmeb-1191	119	9	2017	2017	NUM
ajbmeb-1191	119	10	)	)	PUNCT
ajbmeb-1191	119	11	the	the	DET
ajbmeb-1191	119	12	role	role	NOUN
ajbmeb-1191	119	13	of	of	ADP
ajbmeb-1191	119	14	deposit	deposit	NOUN
ajbmeb-1191	119	15	insurance	insurance	NOUN
ajbmeb-1191	119	16	systems	system	NOUN
ajbmeb-1191	119	17	in	in	ADP
ajbmeb-1191	119	18	improving	improve	VERB
ajbmeb-1191	119	19	liquidity	liquidity	NOUN
ajbmeb-1191	119	20	risk	risk	NOUN
ajbmeb-1191	119	21	management	management	NOUN
ajbmeb-1191	119	22	in	in	ADP
ajbmeb-1191	119	23	banks	bank	NOUN
ajbmeb-1191	119	24	:	:	PUNCT
ajbmeb-1191	119	25	a	a	DET
ajbmeb-1191	119	26	comparative	comparative	ADJ
ajbmeb-1191	119	27	study	study	NOUN
ajbmeb-1191	119	28	,	,	PUNCT
ajbmeb-1191	119	29	scientific	scientific	ADJ
ajbmeb-1191	119	30	journal	journal	NOUN
ajbmeb-1191	119	31	of	of	ADP
ajbmeb-1191	119	32	commercial	commercial	ADJ
ajbmeb-1191	119	33	and	and	CCONJ
ajbmeb-1191	119	34	environmental	environmental	ADJ
ajbmeb-1191	119	35	studies	study	NOUN
ajbmeb-1191	119	36	,	,	PUNCT
ajbmeb-1191	119	37	volume	volume	NOUN
ajbmeb-1191	119	38	8	8	NUM
ajbmeb-1191	119	39	,	,	PUNCT
ajbmeb-1191	119	40	issue	issue	NOUN
ajbmeb-1191	119	41	1	1	NUM
ajbmeb-1191	119	42	.	.	NOUN
ajbmeb-1191	119	43	8	8	NUM
ajbmeb-1191	119	44	.	.	X
ajbmeb-1191	119	45	anisa	anisa	PROPN
ajbmeb-1191	119	46	,	,	PUNCT
ajbmeb-1191	119	47	s.	s.	PROPN
ajbmeb-1191	119	48	(	(	PUNCT
ajbmeb-1191	119	49	2019	2019	NUM
ajbmeb-1191	119	50	)	)	PUNCT
ajbmeb-1191	119	51	,	,	PUNCT
ajbmeb-1191	119	52	the	the	DET
ajbmeb-1191	119	53	bank	bank	NOUN
ajbmeb-1191	119	54	deposit	deposit	NOUN
ajbmeb-1191	119	55	guarantee	guarantee	NOUN
ajbmeb-1191	119	56	system	system	NOUN
ajbmeb-1191	119	57	:	:	PUNCT
ajbmeb-1191	119	58	between	between	ADP
ajbmeb-1191	119	59	support	support	NOUN
ajbmeb-1191	119	60	and	and	CCONJ
ajbmeb-1191	119	61	opposition	opposition	NOUN
ajbmeb-1191	119	62	:	:	PUNCT
ajbmeb-1191	119	63	a	a	DET
ajbmeb-1191	119	64	case	case	NOUN
ajbmeb-1191	119	65	study	study	NOUN
ajbmeb-1191	119	66	of	of	ADP
ajbmeb-1191	119	67	algeria	algeria	PROPN
ajbmeb-1191	119	68	according	accord	VERB
ajbmeb-1191	119	69	to	to	ADP
ajbmeb-1191	119	70	the	the	DET
ajbmeb-1191	119	71	latest	late	ADJ
ajbmeb-1191	119	72	developments	development	NOUN
ajbmeb-1191	119	73	for	for	ADP
ajbmeb-1191	119	74	the	the	DET
ajbmeb-1191	119	75	year	year	NOUN
ajbmeb-1191	119	76	2018	2018	NUM
ajbmeb-1191	119	77	,	,	PUNCT
ajbmeb-1191	119	78	north	north	ADJ
ajbmeb-1191	119	79	african	african	ADJ
ajbmeb-1191	119	80	economics	economic	NOUN
ajbmeb-1191	119	81	journal	journal	NOUN
ajbmeb-1191	119	82	,	,	PUNCT
ajbmeb-1191	119	83	volume	volume	NOUN
ajbmeb-1191	119	84	15	15	NUM
ajbmeb-1191	119	85	,	,	PUNCT
ajbmeb-1191	119	86	issue	issue	NOUN
ajbmeb-1191	119	87	21	21	NUM
ajbmeb-1191	119	88	.	.	PUNCT
ajbmeb-1191	120	1	9	9	X
ajbmeb-1191	120	2	.	.	X
ajbmeb-1191	120	3	mohsen	mohsen	PROPN
ajbmeb-1191	120	4	,	,	PUNCT
ajbmeb-1191	120	5	b.	b.	PROPN
ajbmeb-1191	120	6	s.	s.	PROPN
ajbmeb-1191	120	7	(	(	PUNCT
ajbmeb-1191	120	8	2016	2016	NUM
ajbmeb-1191	120	9	)	)	PUNCT
ajbmeb-1191	120	10	,	,	PUNCT
ajbmeb-1191	120	11	modern	modern	ADJ
ajbmeb-1191	120	12	methods	method	NOUN
ajbmeb-1191	120	13	of	of	ADP
ajbmeb-1191	120	14	liquidity	liquidity	NOUN
ajbmeb-1191	120	15	risk	risk	NOUN
ajbmeb-1191	120	16	management	management	NOUN
ajbmeb-1191	120	17	:	:	PUNCT
ajbmeb-1191	120	18	the	the	DET
ajbmeb-1191	120	19	liquidity	liquidity	NOUN
ajbmeb-1191	120	20	at	at	ADP
ajbmeb-1191	120	21	risk	risk	NOUN
ajbmeb-1191	120	22	approach	approach	NOUN
ajbmeb-1191	120	23	,	,	PUNCT
ajbmeb-1191	120	24	journal	journal	NOUN
ajbmeb-1191	120	25	of	of	ADP
ajbmeb-1191	120	26	economy	economy	NOUN
ajbmeb-1191	120	27	and	and	CCONJ
ajbmeb-1191	120	28	finance	finance	NOUN
ajbmeb-1191	120	29	,	,	PUNCT
ajbmeb-1191	120	30	algeria	algeria	PROPN
ajbmeb-1191	120	31	,	,	PUNCT
ajbmeb-1191	120	32	issue	issue	VERB
ajbmeb-1191	120	33	3	3	NUM
ajbmeb-1191	120	34	.	.	PUNCT
ajbmeb-1191	121	1	10	10	NUM
ajbmeb-1191	121	2	.	.	PUNCT
ajbmeb-1191	122	1	awadi	awadi	NOUN
ajbmeb-1191	122	2	,	,	PUNCT
ajbmeb-1191	122	3	m.	m.	NOUN
ajbmeb-1191	122	4	k.	k.	PROPN
ajbmeb-1191	122	5	and	and	CCONJ
ajbmeb-1191	122	6	al	al	PROPN
ajbmeb-1191	122	7	-	-	PUNCT
ajbmeb-1191	122	8	khuza’i	khuza’i	PROPN
ajbmeb-1191	122	9	,	,	PUNCT
ajbmeb-1191	122	10	s.	s.	PROPN
ajbmeb-1191	122	11	m.	m.	PROPN
ajbmeb-1191	122	12	(	(	PUNCT
ajbmeb-1191	122	13	2019	2019	NUM
ajbmeb-1191	122	14	)	)	PUNCT
ajbmeb-1191	122	15	legal	legal	ADJ
ajbmeb-1191	122	16	reading	reading	NOUN
ajbmeb-1191	122	17	in	in	ADP
ajbmeb-1191	122	18	the	the	DET
ajbmeb-1191	122	19	iraqi	iraqi	ADJ
ajbmeb-1191	122	20	bank	bank	PROPN
ajbmeb-1191	122	21	deposit	deposit	NOUN
ajbmeb-1191	122	22	guarantee	guarantee	NOUN
ajbmeb-1191	122	23	system	system	NOUN
ajbmeb-1191	122	24	no	no	NOUN
ajbmeb-1191	122	25	.	.	NOUN
ajbmeb-1191	122	26	3	3	NUM
ajbmeb-1191	122	27	of	of	ADP
ajbmeb-1191	122	28	2016	2016	NUM
ajbmeb-1191	122	29	,	,	PUNCT
ajbmeb-1191	122	30	iraqi	iraqi	ADJ
ajbmeb-1191	122	31	academic	academic	ADJ
ajbmeb-1191	122	32	scientific	scientific	ADJ
ajbmeb-1191	122	33	journal	journal	NOUN
ajbmeb-1191	122	34	,	,	PUNCT
ajbmeb-1191	122	35	volume	volume	NOUN
ajbmeb-1191	122	36	10	10	NUM
ajbmeb-1191	122	37	,	,	PUNCT
ajbmeb-1191	122	38	number	number	NOUN
ajbmeb-1191	122	39	1	1	NUM
ajbmeb-1191	122	40	.	.	NOUN
ajbmeb-1191	122	41	11	11	NUM
ajbmeb-1191	122	42	.	.	PUNCT
ajbmeb-1191	123	1	sabir	sabir	PROPN
ajbmeb-1191	123	2	,	,	PUNCT
ajbmeb-1191	123	3	a.	a.	NOUN
ajbmeb-1191	123	4	i.	i.	PROPN
ajbmeb-1191	123	5	(	(	PUNCT
ajbmeb-1191	123	6	2014	2014	NUM
ajbmeb-1191	123	7	)	)	PUNCT
ajbmeb-1191	123	8	deposit	deposit	NOUN
ajbmeb-1191	123	9	guarantee	guarantee	NOUN
ajbmeb-1191	123	10	fund	fund	NOUN
ajbmeb-1191	123	11	and	and	CCONJ
ajbmeb-1191	123	12	its	its	PRON
ajbmeb-1191	123	13	impact	impact	NOUN
ajbmeb-1191	123	14	on	on	ADP
ajbmeb-1191	123	15	reducing	reduce	VERB
ajbmeb-1191	123	16	credit	credit	NOUN
ajbmeb-1191	123	17	risks	risk	NOUN
ajbmeb-1191	123	18	and	and	CCONJ
ajbmeb-1191	123	19	enhancing	enhance	VERB
ajbmeb-1191	123	20	banking	banking	NOUN
ajbmeb-1191	123	21	confidence	confidence	NOUN
ajbmeb-1191	123	22	,	,	PUNCT
ajbmeb-1191	123	23	unpublished	unpublished	ADJ
ajbmeb-1191	123	24	master	master	NOUN
ajbmeb-1191	123	25	thesis	thesis	NOUN
ajbmeb-1191	123	26	,	,	PUNCT
ajbmeb-1191	123	27	sudan	sudan	PROPN
ajbmeb-1191	123	28	university	university	PROPN
ajbmeb-1191	123	29	of	of	ADP
ajbmeb-1191	123	30	science	science	NOUN
ajbmeb-1191	123	31	and	and	CCONJ
ajbmeb-1191	123	32	technology	technology	NOUN
ajbmeb-1191	123	33	12	12	NUM
ajbmeb-1191	123	34	.	.	PUNCT
ajbmeb-1191	124	1	kamal	kamal	PROPN
ajbmeb-1191	124	2	,	,	PUNCT
ajbmeb-1191	124	3	zitouni	zitouni	PROPN
ajbmeb-1191	124	4	,	,	PUNCT
ajbmeb-1191	124	5	(	(	PUNCT
ajbmeb-1191	124	6	2012	2012	NUM
ajbmeb-1191	124	7	)	)	PUNCT
ajbmeb-1191	124	8	,	,	PUNCT
ajbmeb-1191	124	9	the	the	DET
ajbmeb-1191	124	10	role	role	NOUN
ajbmeb-1191	124	11	of	of	ADP
ajbmeb-1191	124	12	the	the	DET
ajbmeb-1191	124	13	deposit	deposit	NOUN
ajbmeb-1191	124	14	insurance	insurance	NOUN
ajbmeb-1191	124	15	system	system	NOUN
ajbmeb-1191	124	16	in	in	ADP
ajbmeb-1191	124	17	the	the	DET
ajbmeb-1191	124	18	safety	safety	NOUN
ajbmeb-1191	124	19	of	of	ADP
ajbmeb-1191	124	20	banks	bank	NOUN
ajbmeb-1191	124	21	from	from	ADP
ajbmeb-1191	124	22	insolvency	insolvency	NOUN
ajbmeb-1191	124	23	,	,	PUNCT
ajbmeb-1191	124	24	master	master	NOUN
ajbmeb-1191	124	25	thesis	thesis	NOUN
ajbmeb-1191	124	26	,	,	PUNCT
ajbmeb-1191	124	27	m'sila	m'sila	PROPN
ajbmeb-1191	124	28	university	university	NOUN
ajbmeb-1191	124	29	,	,	PUNCT
ajbmeb-1191	124	30	faculty	faculty	NOUN
ajbmeb-1191	124	31	of	of	ADP
ajbmeb-1191	124	32	economic	economic	ADJ
ajbmeb-1191	124	33	,	,	PUNCT
ajbmeb-1191	124	34	commercial	commercial	ADJ
ajbmeb-1191	124	35	and	and	CCONJ
ajbmeb-1191	124	36	management	management	NOUN
ajbmeb-1191	124	37	sciences	science	NOUN
ajbmeb-1191	124	38	.	.	PUNCT
ajbmeb-1191	125	1	13	13	NUM
ajbmeb-1191	125	2	.	.	X
ajbmeb-1191	126	1	abboud	abboud	PROPN
ajbmeb-1191	126	2	,	,	PUNCT
ajbmeb-1191	126	3	w.	w.	PROPN
ajbmeb-1191	126	4	a.	a.	PROPN
ajbmeb-1191	126	5	and	and	CCONJ
ajbmeb-1191	126	6	attia	attia	PROPN
ajbmeb-1191	126	7	,	,	PUNCT
ajbmeb-1191	126	8	a.	a.	PROPN
ajbmeb-1191	126	9	s.	s.	PROPN
ajbmeb-1191	126	10	(	(	PUNCT
ajbmeb-1191	126	11	2021	2021	NUM
ajbmeb-1191	126	12	)	)	PUNCT
ajbmeb-1191	126	13	the	the	DET
ajbmeb-1191	126	14	effectiveness	effectiveness	NOUN
ajbmeb-1191	126	15	of	of	ADP
ajbmeb-1191	126	16	deposit	deposit	NOUN
ajbmeb-1191	126	17	guarantee	guarantee	NOUN
ajbmeb-1191	126	18	institutions	institution	NOUN
ajbmeb-1191	126	19	in	in	ADP
ajbmeb-1191	126	20	achieving	achieve	VERB
ajbmeb-1191	126	21	banking	banking	NOUN
ajbmeb-1191	126	22	stability	stability	NOUN
ajbmeb-1191	126	23	,	,	PUNCT
ajbmeb-1191	126	24	jordan	jordan	PROPN
ajbmeb-1191	126	25	,	,	PUNCT
ajbmeb-1191	126	26	a	a	DET
ajbmeb-1191	126	27	case	case	NOUN
ajbmeb-1191	126	28	study	study	NOUN
ajbmeb-1191	126	29	for	for	ADP
ajbmeb-1191	126	30	the	the	DET
ajbmeb-1191	126	31	period	period	NOUN
ajbmeb-1191	126	32	2006	2006	NUM
ajbmeb-1191	126	33	-	-	SYM
ajbmeb-1191	126	34	2019	2019	NUM
ajbmeb-1191	126	35	,	,	PUNCT
ajbmeb-1191	126	36	al	al	PROPN
ajbmeb-1191	126	37	-	-	PUNCT
ajbmeb-1191	126	38	kout	kout	PROPN
ajbmeb-1191	126	39	journal	journal	NOUN
ajbmeb-1191	126	40	of	of	ADP
ajbmeb-1191	126	41	economics	economic	NOUN
ajbmeb-1191	126	42	and	and	CCONJ
ajbmeb-1191	126	43	management	management	NOUN
ajbmeb-1191	126	44	sciences	science	NOUN
ajbmeb-1191	126	45	,	,	PUNCT
ajbmeb-1191	126	46	volume	volume	NOUN
ajbmeb-1191	126	47	42	42	NUM
ajbmeb-1191	126	48	,	,	PUNCT
ajbmeb-1191	126	49	number13	number13	NOUN
ajbmeb-1191	126	50	.	.	PUNCT
ajbmeb-1191	127	1	14	14	NUM
ajbmeb-1191	127	2	.	.	X
ajbmeb-1191	128	1	qahtani	qahtani	PROPN
ajbmeb-1191	128	2	,	,	PUNCT
ajbmeb-1191	128	3	sarah	sarah	PROPN
ajbmeb-1191	128	4	m.	m.	NOUN
ajbmeb-1191	128	5	(	(	PUNCT
ajbmeb-1191	128	6	2020	2020	NUM
ajbmeb-1191	128	7	)	)	PUNCT
ajbmeb-1191	128	8	insurance	insurance	NOUN
ajbmeb-1191	128	9	for	for	ADP
ajbmeb-1191	128	10	cash	cash	NOUN
ajbmeb-1191	128	11	bank	bank	NOUN
ajbmeb-1191	128	12	deposits	deposit	NOUN
ajbmeb-1191	128	13	in	in	ADP
ajbmeb-1191	128	14	islamic	islamic	ADJ
ajbmeb-1191	128	15	banks	bank	NOUN
ajbmeb-1191	128	16	:	:	PUNCT
ajbmeb-1191	128	17	its	its	PRON
ajbmeb-1191	128	18	shari’a	shari’a	NOUN
ajbmeb-1191	128	19	ruling	rule	VERB
ajbmeb-1191	128	20	and	and	CCONJ
ajbmeb-1191	128	21	jurisprudential	jurisprudential	ADJ
ajbmeb-1191	128	22	controls	control	NOUN
ajbmeb-1191	128	23	,	,	PUNCT
ajbmeb-1191	128	24	journal	journal	NOUN
ajbmeb-1191	128	25	of	of	ADP
ajbmeb-1191	128	26	the	the	DET
ajbmeb-1191	128	27	saudi	saudi	ADJ
ajbmeb-1191	128	28	fiqh	fiqh	PROPN
ajbmeb-1191	128	29	association	association	PROPN
ajbmeb-1191	128	30	,	,	PUNCT
ajbmeb-1191	128	31	leather	leather	NOUN
ajbmeb-1191	128	32	49	49	NUM
ajbmeb-1191	128	33	.	.	PUNCT
ajbmeb-1191	129	1	15	15	NUM
ajbmeb-1191	129	2	.	.	PUNCT
ajbmeb-1191	130	1	aridi	aridi	PROPN
ajbmeb-1191	130	2	,	,	PUNCT
ajbmeb-1191	130	3	adnan	adnan	PROPN
ajbmeb-1191	130	4	(	(	PUNCT
ajbmeb-1191	130	5	1988	1988	NUM
ajbmeb-1191	130	6	)	)	PUNCT
ajbmeb-1191	130	7	“	"	PUNCT
ajbmeb-1191	130	8	the	the	DET
ajbmeb-1191	130	9	mediator	mediator	NOUN
ajbmeb-1191	130	10	in	in	ADP
ajbmeb-1191	130	11	banking	banking	NOUN
ajbmeb-1191	130	12	management	management	NOUN
ajbmeb-1191	130	13	,	,	PUNCT
ajbmeb-1191	130	14	”	"	PUNCT
ajbmeb-1191	130	15	1st	1st	PROPN
ajbmeb-1191	130	16	edition	edition	NOUN
ajbmeb-1191	130	17	,	,	PUNCT
ajbmeb-1191	130	18	dar	dar	PROPN
ajbmeb-1191	130	19	al	al	PROPN
ajbmeb-1191	130	20	-	-	PUNCT
ajbmeb-1191	130	21	mustashir	mustashir	NOUN
ajbmeb-1191	130	22	for	for	ADP
ajbmeb-1191	130	23	printing	printing	NOUN
ajbmeb-1191	130	24	,	,	PUNCT
ajbmeb-1191	130	25	publishing	publishing	NOUN
ajbmeb-1191	130	26	and	and	CCONJ
ajbmeb-1191	130	27	distribution	distribution	NOUN
ajbmeb-1191	130	28	,	,	PUNCT
ajbmeb-1191	130	29	beirut	beirut	PROPN
ajbmeb-1191	130	30	.	.	PUNCT
ajbmeb-1191	131	1	16	16	NUM
ajbmeb-1191	131	2	.	.	PUNCT
ajbmeb-1191	132	1	ben	ben	PROPN
ajbmeb-1191	132	2	sengour	sengour	PROPN
ajbmeb-1191	132	3	,	,	PUNCT
ajbmeb-1191	132	4	h.	h.	PROPN
ajbmeb-1191	132	5	and	and	CCONJ
ajbmeb-1191	132	6	kamel	kamel	PROPN
ajbmeb-1191	132	7	,	,	PUNCT
ajbmeb-1191	132	8	saleh	saleh	PROPN
ajbmeb-1191	132	9	(	(	PUNCT
ajbmeb-1191	132	10	1995	1995	NUM
ajbmeb-1191	132	11	)	)	PUNCT
ajbmeb-1191	132	12	the	the	DET
ajbmeb-1191	132	13	arab	arab	ADJ
ajbmeb-1191	132	14	banking	banking	NOUN
ajbmeb-1191	132	15	industry	industry	NOUN
ajbmeb-1191	132	16	and	and	CCONJ
ajbmeb-1191	132	17	the	the	DET
ajbmeb-1191	132	18	world	world	NOUN
ajbmeb-1191	132	19	of	of	ADP
ajbmeb-1191	132	20	modern	modern	ADJ
ajbmeb-1191	132	21	finance	finance	NOUN
ajbmeb-1191	132	22	,	,	PUNCT
ajbmeb-1191	132	23	”	"	PUNCT
ajbmeb-1191	132	24	union	union	NOUN
ajbmeb-1191	132	25	of	of	ADP
ajbmeb-1191	132	26	arab	arab	ADJ
ajbmeb-1191	132	27	banks	bank	NOUN
ajbmeb-1191	132	28	,	,	PUNCT
ajbmeb-1191	132	29	beirut	beirut	PROPN
ajbmeb-1191	132	30	.	.	PROPN
ajbmeb-1191	132	31	17	17	NUM
ajbmeb-1191	132	32	.	.	PUNCT
ajbmeb-1191	133	1	mostafa	mostafa	PROPN
ajbmeb-1191	133	2	,	,	PUNCT
ajbmeb-1191	133	3	abd	abd	PROPN
ajbmeb-1191	133	4	al	al	PROPN
ajbmeb-1191	133	5	-	-	PROPN
ajbmeb-1191	133	6	latif	latif	PROPN
ajbmeb-1191	133	7	,	,	PUNCT
ajbmeb-1191	133	8	and	and	CCONJ
ajbmeb-1191	133	9	mourad	mourad	PROPN
ajbmeb-1191	133	10	,	,	PUNCT
ajbmeb-1191	133	11	abd	abd	PROPN
ajbmeb-1191	133	12	a.	a.	NOUN
ajbmeb-1191	133	13	(	(	PUNCT
ajbmeb-1191	133	14	2013	2013	NUM
ajbmeb-1191	133	15	)	)	PUNCT
ajbmeb-1191	133	16	the	the	DET
ajbmeb-1191	133	17	impact	impact	NOUN
ajbmeb-1191	133	18	of	of	ADP
ajbmeb-1191	133	19	the	the	DET
ajbmeb-1191	133	20	research	research	NOUN
ajbmeb-1191	133	21	and	and	CCONJ
ajbmeb-1191	133	22	development	development	NOUN
ajbmeb-1191	133	23	strategy	strategy	NOUN
ajbmeb-1191	133	24	on	on	ADP
ajbmeb-1191	133	25	the	the	DET
ajbmeb-1191	133	26	profitability	profitability	NOUN
ajbmeb-1191	133	27	of	of	ADP
ajbmeb-1191	133	28	the	the	DET
ajbmeb-1191	133	29	economic	economic	ADJ
ajbmeb-1191	133	30	enterprise	enterprise	NOUN
ajbmeb-1191	133	31	,	,	PUNCT
ajbmeb-1191	133	32	journal	journal	NOUN
ajbmeb-1191	133	33	of	of	ADP
ajbmeb-1191	133	34	the	the	DET
ajbmeb-1191	133	35	performance	performance	NOUN
ajbmeb-1191	133	36	of	of	ADP
ajbmeb-1191	133	37	algerian	algerian	ADJ
ajbmeb-1191	133	38	enterprises	enterprise	NOUN
ajbmeb-1191	133	39	,	,	PUNCT
ajbmeb-1191	133	40	issue	issue	NOUN
ajbmeb-1191	133	41	4	4	NUM
ajbmeb-1191	133	42	.	.	PUNCT
ajbmeb-1191	134	1	american	american	PROPN
ajbmeb-1191	134	2	journal	journal	PROPN
ajbmeb-1191	134	3	of	of	ADP
ajbmeb-1191	134	4	business	business	NOUN
ajbmeb-1191	134	5	management	management	NOUN
ajbmeb-1191	134	6	,	,	PUNCT
ajbmeb-1191	134	7	economics	economic	NOUN
ajbmeb-1191	134	8	and	and	CCONJ
ajbmeb-1191	134	9	banking	banking	NOUN
ajbmeb-1191	134	10	volume	volume	NOUN
ajbmeb-1191	134	11	16	16	NUM
ajbmeb-1191	134	12	sep	sep	PROPN
ajbmeb-1191	134	13	,	,	PUNCT
ajbmeb-1191	134	14	2023	2023	NUM
ajbmeb-1191	134	15	p	p	NOUN
ajbmeb-1191	134	16	a	a	PRON
ajbmeb-1191	134	17	g	g	NOUN
ajbmeb-1191	134	18	e	e	NOUN
ajbmeb-1191	134	19	|	|	ADV
ajbmeb-1191	134	20	11	11	NUM
ajbmeb-1191	134	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1191	134	22	18	18	NUM
ajbmeb-1191	134	23	.	.	PUNCT
ajbmeb-1191	135	1	muhammad	muhammad	PROPN
ajbmeb-1191	135	2	,	,	PUNCT
ajbmeb-1191	135	3	ali	ali	PROPN
ajbmeb-1191	135	4	m.	m.	PROPN
ajbmeb-1191	135	5	(	(	PUNCT
ajbmeb-1191	135	6	2014	2014	NUM
ajbmeb-1191	135	7	)	)	PUNCT
ajbmeb-1191	135	8	,	,	PUNCT
ajbmeb-1191	135	9	the	the	DET
ajbmeb-1191	135	10	interest	interest	NOUN
ajbmeb-1191	135	11	rate	rate	NOUN
ajbmeb-1191	135	12	and	and	CCONJ
ajbmeb-1191	135	13	its	its	PRON
ajbmeb-1191	135	14	impact	impact	NOUN
ajbmeb-1191	135	15	on	on	ADP
ajbmeb-1191	135	16	the	the	DET
ajbmeb-1191	135	17	profitability	profitability	NOUN
ajbmeb-1191	135	18	of	of	ADP
ajbmeb-1191	135	19	commercial	commercial	ADJ
ajbmeb-1191	135	20	banks	bank	NOUN
ajbmeb-1191	135	21	(	(	PUNCT
ajbmeb-1191	135	22	a	a	DET
ajbmeb-1191	135	23	case	case	NOUN
ajbmeb-1191	135	24	study	study	NOUN
ajbmeb-1191	135	25	of	of	ADP
ajbmeb-1191	135	26	the	the	DET
ajbmeb-1191	135	27	bank	bank	PROPN
ajbmeb-1191	135	28	of	of	ADP
ajbmeb-1191	135	29	syria	syria	PROPN
ajbmeb-1191	135	30	and	and	CCONJ
ajbmeb-1191	135	31	overseas	overseas	ADJ
ajbmeb-1191	135	32	llc	llc	PROPN
ajbmeb-1191	135	33	)	)	PUNCT
ajbmeb-1191	135	34	,	,	PUNCT
ajbmeb-1191	135	35	damascus	damascus	PROPN
ajbmeb-1191	135	36	university	university	PROPN
ajbmeb-1191	135	37	journal	journal	NOUN
ajbmeb-1191	135	38	of	of	ADP
ajbmeb-1191	135	39	economic	economic	ADJ
ajbmeb-1191	135	40	and	and	CCONJ
ajbmeb-1191	135	41	legal	legal	ADJ
ajbmeb-1191	135	42	sciences	science	NOUN
ajbmeb-1191	135	43	,	,	PUNCT
ajbmeb-1191	135	44	volume	volume	NOUN
ajbmeb-1191	135	45	30	30	NUM
ajbmeb-1191	135	46	,	,	PUNCT
ajbmeb-1191	135	47	number	number	NOUN
ajbmeb-1191	135	48	1	1	NUM
ajbmeb-1191	135	49	.	.	NOUN
ajbmeb-1191	135	50	19	19	NUM
ajbmeb-1191	135	51	.	.	PUNCT
ajbmeb-1191	135	52	fairlamb	fairlamb	PROPN
ajbmeb-1191	135	53	,	,	PUNCT
ajbmeb-1191	135	54	david(1994	david(1994	NOUN
ajbmeb-1191	135	55	)	)	PUNCT
ajbmeb-1191	135	56	banking	banking	NOUN
ajbmeb-1191	135	57	’s	’s	PART
ajbmeb-1191	135	58	capital	capital	NOUN
ajbmeb-1191	135	59	village	village	NOUN
ajbmeb-1191	135	60	:	:	PUNCT
ajbmeb-1191	135	61	beyond	beyond	ADP
ajbmeb-1191	135	62	capital	capital	NOUN
ajbmeb-1191	135	63	”	"	PUNCT
ajbmeb-1191	135	64	,	,	PUNCT
ajbmeb-1191	135	65	institutional	institutional	ADJ
ajbmeb-1191	135	66	investor	investor	NOUN
ajbmeb-1191	135	67	,	,	PUNCT
ajbmeb-1191	135	68	20	20	NUM
ajbmeb-1191	135	69	.	.	PUNCT
ajbmeb-1191	135	70	gardener	gardener	NOUN
ajbmeb-1191	135	71	,	,	PUNCT
ajbmeb-1191	135	72	edward	edward	PROPN
ajbmeb-1191	135	73	p.m	p.m	PROPN
ajbmeb-1191	135	74	,	,	PUNCT
ajbmeb-1191	135	75	.	.	PUNCT
ajbmeb-1191	136	1	“	"	PUNCT
ajbmeb-1191	136	2	capital	capital	NOUN
ajbmeb-1191	136	3	adequacy	adequacy	NOUN
ajbmeb-1191	136	4	and	and	CCONJ
ajbmeb-1191	136	5	banking	banking	NOUN
ajbmeb-1191	136	6	supervision	supervision	NOUN
ajbmeb-1191	136	7	”	"	PUNCT
ajbmeb-1191	136	8	,	,	PUNCT
ajbmeb-1191	136	9	bangor	bangor	NOUN
ajbmeb-1191	136	10	,	,	PUNCT
ajbmeb-1191	136	11	occasional	occasional	ADJ
ajbmeb-1191	136	12	papers	paper	NOUN
ajbmeb-1191	136	13	in	in	ADP
ajbmeb-1191	136	14	economics	economic	NOUN
ajbmeb-1191	136	15	,	,	PUNCT
ajbmeb-1191	136	16	no	no	INTJ
ajbmeb-1191	136	17	.	.	NOUN
ajbmeb-1191	136	18	19	19	NUM
ajbmeb-1191	136	19	,	,	PUNCT
ajbmeb-1191	136	20	university	university	NOUN
ajbmeb-1191	136	21	of	of	ADP
ajbmeb-1191	136	22	wales	wales	PROPN
ajbmeb-1191	136	23	press	press	PROPN
ajbmeb-1191	136	24	,	,	PUNCT
ajbmeb-1191	136	25	1981	1981	NUM
ajbmeb-1191	136	26	.	.	PUNCT
ajbmeb-1191	137	1	21	21	NUM
ajbmeb-1191	137	2	.	.	PUNCT
ajbmeb-1191	138	1	chernykh	chernykh	PROPN
ajbmeb-1191	138	2	,	,	PUNCT
ajbmeb-1191	138	3	l.	l.	PROPN
ajbmeb-1191	138	4	,	,	PUNCT
ajbmeb-1191	138	5	&	&	CCONJ
ajbmeb-1191	138	6	cole	cole	PROPN
ajbmeb-1191	138	7	,	,	PUNCT
ajbmeb-1191	138	8	r.	r.	PROPN
ajbmeb-1191	138	9	a.	a.	PROPN
ajbmeb-1191	138	10	(	(	PUNCT
ajbmeb-1191	138	11	2011	2011	NUM
ajbmeb-1191	138	12	)	)	PUNCT
ajbmeb-1191	138	13	.	.	PUNCT
ajbmeb-1191	139	1	does	do	AUX
ajbmeb-1191	139	2	deposit	deposit	NOUN
ajbmeb-1191	139	3	insurance	insurance	NOUN
ajbmeb-1191	139	4	improve	improve	VERB
ajbmeb-1191	139	5	financial	financial	ADJ
ajbmeb-1191	139	6	intermediation	intermediation	NOUN
ajbmeb-1191	139	7	?	?	PUNCT
ajbmeb-1191	140	1	evidence	evidence	NOUN
ajbmeb-1191	140	2	from	from	ADP
ajbmeb-1191	140	3	the	the	DET
ajbmeb-1191	140	4	russian	russian	ADJ
ajbmeb-1191	140	5	experiment	experiment	NOUN
ajbmeb-1191	140	6	.	.	PUNCT
ajbmeb-1191	141	1	journal	journal	NOUN
ajbmeb-1191	141	2	of	of	ADP
ajbmeb-1191	141	3	banking	banking	NOUN
ajbmeb-1191	141	4	&	&	CCONJ
ajbmeb-1191	141	5	finance	finance	PROPN
ajbmeb-1191	141	6	,	,	PUNCT
ajbmeb-1191	141	7	35(2	35(2	NUM
ajbmeb-1191	141	8	)	)	PUNCT
ajbmeb-1191	141	9	.	.	PUNCT
ajbmeb-1191	142	1	22	22	NUM
ajbmeb-1191	142	2	.	.	X
ajbmeb-1191	143	1	roman	roman	PROPN
ajbmeb-1191	143	2	,	,	PUNCT
ajbmeb-1191	143	3	a.	a.	PROPN
ajbmeb-1191	143	4	&	&	CCONJ
ajbmeb-1191	143	5	danuletiu	danuletiu	PROPN
ajbmeb-1191	143	6	,	,	PUNCT
ajbmeb-1191	143	7	a.	a.	PROPN
ajbmeb-1191	143	8	e.	e.	PROPN
ajbmeb-1191	143	9	(	(	PUNCT
ajbmeb-1191	143	10	2013	2013	NUM
ajbmeb-1191	143	11	)	)	PUNCT
ajbmeb-1191	143	12	.	.	PUNCT
ajbmeb-1191	144	1	an	an	DET
ajbmeb-1191	144	2	empirical	empirical	ADJ
ajbmeb-1191	144	3	analysis	analysis	NOUN
ajbmeb-1191	144	4	of	of	ADP
ajbmeb-1191	144	5	the	the	DET
ajbmeb-1191	144	6	determinants	determinant	NOUN
ajbmeb-1191	144	7	of	of	ADP
ajbmeb-1191	144	8	bank	bank	NOUN
ajbmeb-1191	144	9	profitability	profitability	NOUN
ajbmeb-1191	144	10	in	in	ADP
ajbmeb-1191	144	11	romania	romania	PROPN
ajbmeb-1191	144	12	.	.	PUNCT
ajbmeb-1191	145	1	annales	annale	VERB
ajbmeb-1191	145	2	universitatis	universitatis	PROPN
ajbmeb-1191	145	3	apulensis	apulensis	NOUN
ajbmeb-1191	145	4	:	:	PUNCT
ajbmeb-1191	145	5	series	series	PROPN
ajbmeb-1191	145	6	oeconomica	oeconomica	PROPN
ajbmeb-1191	145	7	,	,	PUNCT
ajbmeb-1191	145	8	15(2	15(2	NUM
ajbmeb-1191	145	9	)	)	PUNCT
ajbmeb-1191	145	10	,	,	PUNCT
ajbmeb-1191	145	11	580	580	NUM
ajbmeb-1191	145	12	.	.	PUNCT
ajbmeb-1191	146	1	23	23	NUM
ajbmeb-1191	146	2	.	.	PUNCT
ajbmeb-1191	147	1	fecht	fecht	PROPN
ajbmeb-1191	147	2	,	,	PUNCT
ajbmeb-1191	147	3	f.	f.	PROPN
ajbmeb-1191	147	4	,	,	PUNCT
ajbmeb-1191	147	5	thum	thum	PROPN
ajbmeb-1191	147	6	,	,	PUNCT
ajbmeb-1191	147	7	s.	s.	PROPN
ajbmeb-1191	147	8	&	&	CCONJ
ajbmeb-1191	147	9	weber	weber	PROPN
ajbmeb-1191	147	10	,	,	PUNCT
ajbmeb-1191	147	11	p.	p.	NOUN
ajbmeb-1191	147	12	(	(	PUNCT
ajbmeb-1191	147	13	2019	2019	NUM
ajbmeb-1191	147	14	)	)	PUNCT
ajbmeb-1191	147	15	.	.	PUNCT
ajbmeb-1191	148	1	fear	fear	NOUN
ajbmeb-1191	148	2	,	,	PUNCT
ajbmeb-1191	148	3	deposit	deposit	NOUN
ajbmeb-1191	148	4	insurance	insurance	NOUN
ajbmeb-1191	148	5	schemes	scheme	NOUN
ajbmeb-1191	148	6	,	,	PUNCT
ajbmeb-1191	148	7	and	and	CCONJ
ajbmeb-1191	148	8	deposit	deposit	NOUN
ajbmeb-1191	148	9	reallocation	reallocation	NOUN
ajbmeb-1191	148	10	in	in	ADP
ajbmeb-1191	148	11	the	the	DET
ajbmeb-1191	148	12	german	german	ADJ
ajbmeb-1191	148	13	banking	banking	NOUN
ajbmeb-1191	148	14	system	system	NOUN
ajbmeb-1191	148	15	.	.	PUNCT
ajbmeb-1191	149	1	journal	journal	NOUN
ajbmeb-1191	149	2	of	of	ADP
ajbmeb-1191	149	3	banking	banking	NOUN
ajbmeb-1191	149	4	&	&	CCONJ
ajbmeb-1191	149	5	finance	finance	PROPN
ajbmeb-1191	149	6	,	,	PUNCT
ajbmeb-1191	149	7	105	105	NUM
ajbmeb-1191	149	8	.	.	NOUN
ajbmeb-1191	149	9	24	24	NUM
ajbmeb-1191	149	10	.	.	PUNCT
ajbmeb-1191	150	1	fairlamb	fairlamb	PROPN
ajbmeb-1191	150	2	,	,	PUNCT
ajbmeb-1191	150	3	david	david	PROPN
ajbmeb-1191	150	4	,	,	PUNCT
ajbmeb-1191	150	5	“	"	PUNCT
ajbmeb-1191	150	6	banking	banking	NOUN
ajbmeb-1191	150	7	’s	’s	PART
ajbmeb-1191	150	8	capital	capital	NOUN
ajbmeb-1191	150	9	village	village	NOUN
ajbmeb-1191	150	10	:	:	PUNCT
ajbmeb-1191	150	11	beyond	beyond	ADP
ajbmeb-1191	150	12	capital	capital	NOUN
ajbmeb-1191	150	13	”	"	PUNCT
ajbmeb-1191	150	14	,	,	PUNCT
ajbmeb-1191	150	15	institutional	institutional	ADJ
ajbmeb-1191	150	16	investor	investor	NOUN
ajbmeb-1191	150	17	,	,	PUNCT
ajbmeb-1191	150	18	(	(	PUNCT
ajbmeb-1191	150	19	august	august	PROPN
ajbmeb-1191	150	20	,	,	PUNCT
ajbmeb-1191	150	21	1994	1994	NUM
ajbmeb-1191	150	22	)	)	PUNCT
ajbmeb-1191	150	23	.	.	PUNCT
ajbmeb-1191	151	1	25	25	NUM
ajbmeb-1191	151	2	.	.	PUNCT
ajbmeb-1191	151	3	gardener	gardener	NOUN
ajbmeb-1191	151	4	,	,	PUNCT
ajbmeb-1191	151	5	edward	edward	PROPN
ajbmeb-1191	151	6	p.m.(1981)“capital	p.m.(1981)“capital	ADJ
ajbmeb-1191	151	7	adequacy	adequacy	NOUN
ajbmeb-1191	151	8	and	and	CCONJ
ajbmeb-1191	151	9	banking	banking	NOUN
ajbmeb-1191	151	10	supervision	supervision	NOUN
ajbmeb-1191	151	11	”	"	PUNCT
ajbmeb-1191	151	12	,	,	PUNCT
ajbmeb-1191	151	13	bangor	bangor	NOUN
ajbmeb-1191	151	14	,	,	PUNCT
ajbmeb-1191	151	15	occasional	occasional	ADJ
ajbmeb-1191	151	16	papers	paper	NOUN
ajbmeb-1191	151	17	in	in	ADP
ajbmeb-1191	151	18	economics	economic	NOUN
ajbmeb-1191	151	19	,	,	PUNCT
ajbmeb-1191	151	20	no	no	INTJ
ajbmeb-1191	151	21	.	.	NOUN
ajbmeb-1191	151	22	19	19	NUM
ajbmeb-1191	151	23	,	,	PUNCT
ajbmeb-1191	151	24	university	university	NOUN
ajbmeb-1191	151	25	of	of	ADP
ajbmeb-1191	151	26	wales	wales	PROPN
ajbmeb-1191	151	27	press	press	PROPN
ajbmeb-1191	151	28	,	,	PUNCT
ajbmeb-1191	151	29	1981	1981	NUM
ajbmeb-1191	151	30	.	.	PUNCT
ajbmeb-1191	152	1	26	26	NUM
ajbmeb-1191	152	2	.	.	X
ajbmeb-1191	152	3	ayanda	ayanda	PROPN
ajbmeb-1191	152	4	,	,	PUNCT
ajbmeb-1191	152	5	a.	a.	PROPN
ajbmeb-1191	152	6	,	,	PUNCT
ajbmeb-1191	152	7	christopher	christopher	PROPN
ajbmeb-1191	152	8	,	,	PUNCT
ajbmeb-1191	152	9	e.	e.	PROPN
ajbmeb-1191	152	10	&	&	CCONJ
ajbmeb-1191	152	11	mudashiru	mudashiru	PROPN
ajbmeb-1191	152	12	,	,	PUNCT
ajbmeb-1191	152	13	m.	m.	NOUN
ajbmeb-1191	152	14	(	(	PUNCT
ajbmeb-1191	152	15	2013	2013	NUM
ajbmeb-1191	152	16	)	)	PUNCT
ajbmeb-1191	152	17	"	"	PUNCT
ajbmeb-1191	152	18	determinants	determinant	NOUN
ajbmeb-1191	152	19	of	of	ADP
ajbmeb-1191	152	20	bank	bank	NOUN
ajbmeb-1191	152	21	’s	’s	PART
ajbmeb-1191	152	22	profitability	profitability	NOUN
ajbmeb-1191	152	23	in	in	ADP
ajbmeb-1191	152	24	a	a	DET
ajbmeb-1191	152	25	developing	develop	VERB
ajbmeb-1191	152	26	economy	economy	NOUN
ajbmeb-1191	152	27	:	:	PUNCT
ajbmeb-1191	152	28	evidence	evidence	NOUN
ajbmeb-1191	152	29	from	from	ADP
ajbmeb-1191	152	30	nigerian	nigerian	ADJ
ajbmeb-1191	152	31	banking	banking	NOUN
ajbmeb-1191	152	32	industry	industry	NOUN
ajbmeb-1191	152	33	"	"	PUNCT
ajbmeb-1191	152	34	,	,	PUNCT
ajbmeb-1191	152	35	interdisciplinary	interdisciplinary	ADJ
ajbmeb-1191	152	36	journal	journal	NOUN
ajbmeb-1191	152	37	of	of	ADP
ajbmeb-1191	152	38	contemporary	contemporary	ADJ
ajbmeb-1191	152	39	research	research	NOUN
ajbmeb-1191	152	40	in	in	ADP
ajbmeb-1191	152	41	business	business	NOUN
ajbmeb-1191	152	42	,	,	PUNCT
ajbmeb-1191	152	43	4	4	NUM
ajbmeb-1191	152	44	,	,	PUNCT
ajbmeb-1191	152	45	9	9	NUM
ajbmeb-1191	152	46	,	,	PUNCT
ajbmeb-1191	152	47	pp	pp	ADV
ajbmeb-1191	152	48	154	154	NUM
ajbmeb-1191	152	49	-	-	SYM
ajbmeb-1191	152	50	181	181	NUM
ajbmeb-1191	152	51	.	.	PUNCT