id	sid	tid	token	lemma	pos
ajbmeb-1682	1	1	american	american	PROPN
ajbmeb-1682	1	2	journal	journal	PROPN
ajbmeb-1682	1	3	of	of	ADP
ajbmeb-1682	1	4	business	business	NOUN
ajbmeb-1682	1	5	management	management	NOUN
ajbmeb-1682	1	6	,	,	PUNCT
ajbmeb-1682	1	7	economics	economic	NOUN
ajbmeb-1682	1	8	and	and	CCONJ
ajbmeb-1682	1	9	banking	banking	NOUN
ajbmeb-1682	1	10	issn	issn	PROPN
ajbmeb-1682	1	11	(	(	PUNCT
ajbmeb-1682	1	12	e	e	NOUN
ajbmeb-1682	1	13	):	):	PUNCT
ajbmeb-1682	1	14	2832	2832	NUM
ajbmeb-1682	1	15	-	-	SYM
ajbmeb-1682	1	16	8078	8078	NUM
ajbmeb-1682	1	17	volume	volume	NOUN
ajbmeb-1682	1	18	19	19	NUM
ajbmeb-1682	1	19	,	,	PUNCT
ajbmeb-1682	1	20	|	|	ADV
ajbmeb-1682	1	21	december	december	PROPN
ajbmeb-1682	1	22	,	,	PUNCT
ajbmeb-1682	1	23	2023	2023	NUM
ajbmeb-1682	1	24	90	90	NUM
ajbmeb-1682	2	1	|	|	ADV
ajbmeb-1682	2	2	p	p	NOUN
ajbmeb-1682	2	3	a	a	DET
ajbmeb-1682	2	4	g	g	NOUN
ajbmeb-1682	2	5	e	e	NOUN
ajbmeb-1682	2	6	issues	issue	NOUN
ajbmeb-1682	2	7	of	of	ADP
ajbmeb-1682	2	8	determining	determine	VERB
ajbmeb-1682	2	9	the	the	DET
ajbmeb-1682	2	10	value	value	NOUN
ajbmeb-1682	2	11	of	of	ADP
ajbmeb-1682	2	12	objects	object	NOUN
ajbmeb-1682	2	13	of	of	ADP
ajbmeb-1682	2	14	appraisal	appraisal	NOUN
ajbmeb-1682	2	15	when	when	SCONJ
ajbmeb-1682	2	16	obtaining	obtain	VERB
ajbmeb-1682	2	17	bank	bank	NOUN
ajbmeb-1682	2	18	loans	loan	NOUN
ajbmeb-1682	2	19	мирджалилова	мирджалилова	NOUN
ajbmeb-1682	2	20	дилдора	дилдора	PROPN
ajbmeb-1682	2	21	шухратовна	шухратовна	PROPN
ajbmeb-1682	2	22	phd	phd	PROPN
ajbmeb-1682	2	23	.	.	PROPN
ajbmeb-1682	2	24	,	,	PUNCT
ajbmeb-1682	2	25	доцент	доцент	PROPN
ajbmeb-1682	2	26	ташкентский	ташкентский	VERB
ajbmeb-1682	2	27	архитектурно	архитектурно	PROPN
ajbmeb-1682	2	28	-	-	PUNCT
ajbmeb-1682	2	29	строительный	строительный	NOUN
ajbmeb-1682	2	30	университет	университет	NOUN
ajbmeb-1682	2	31	истамова	истамова	NOUN
ajbmeb-1682	2	32	тухфанисо	тухфанисо	VERB
ajbmeb-1682	2	33	магистрант	магистрант	NOUN
ajbmeb-1682	2	34	2	2	NUM
ajbmeb-1682	2	35	курса	курса	PROPN
ajbmeb-1682	2	36	ташкентский	ташкентский	VERB
ajbmeb-1682	2	37	архитектурно	архитектурно	PROPN
ajbmeb-1682	2	38	-	-	PUNCT
ajbmeb-1682	2	39	строительный	строительный	NOUN
ajbmeb-1682	2	40	университет	университет	NOUN
ajbmeb-1682	2	41	a	a	DET
ajbmeb-1682	2	42	b	b	PROPN
ajbmeb-1682	2	43	s	s	ADP
ajbmeb-1682	2	44	t	t	PROPN
ajbmeb-1682	2	45	r	r	NOUN
ajbmeb-1682	2	46	a	a	DET
ajbmeb-1682	2	47	c	c	NOUN
ajbmeb-1682	2	48	t	t	NOUN
ajbmeb-1682	3	1	k	k	X
ajbmeb-1682	3	2	e	e	PROPN
ajbmeb-1682	3	3	y	y	PROPN
ajbmeb-1682	3	4	w	w	NOUN
ajbmeb-1682	3	5	o	o	NOUN
ajbmeb-1682	3	6	r	r	NOUN
ajbmeb-1682	3	7	d	d	NOUN
ajbmeb-1682	3	8	s	s	VERB
ajbmeb-1682	3	9	the	the	DET
ajbmeb-1682	3	10	article	article	NOUN
ajbmeb-1682	3	11	reveals	reveal	VERB
ajbmeb-1682	3	12	the	the	DET
ajbmeb-1682	3	13	role	role	NOUN
ajbmeb-1682	3	14	of	of	ADP
ajbmeb-1682	3	15	appraisal	appraisal	NOUN
ajbmeb-1682	3	16	activity	activity	NOUN
ajbmeb-1682	3	17	in	in	ADP
ajbmeb-1682	3	18	market	market	NOUN
ajbmeb-1682	3	19	relations	relation	NOUN
ajbmeb-1682	3	20	,	,	PUNCT
ajbmeb-1682	3	21	describes	describe	VERB
ajbmeb-1682	3	22	the	the	DET
ajbmeb-1682	3	23	cases	case	NOUN
ajbmeb-1682	3	24	in	in	ADP
ajbmeb-1682	3	25	which	which	PRON
ajbmeb-1682	3	26	there	there	PRON
ajbmeb-1682	3	27	is	be	VERB
ajbmeb-1682	3	28	a	a	DET
ajbmeb-1682	3	29	need	need	NOUN
ajbmeb-1682	3	30	for	for	ADP
ajbmeb-1682	3	31	real	real	ADJ
ajbmeb-1682	3	32	estate	estate	NOUN
ajbmeb-1682	3	33	appraisal	appraisal	NOUN
ajbmeb-1682	3	34	,	,	PUNCT
ajbmeb-1682	3	35	and	and	CCONJ
ajbmeb-1682	3	36	also	also	ADV
ajbmeb-1682	3	37	analyzes	analyze	VERB
ajbmeb-1682	3	38	the	the	DET
ajbmeb-1682	3	39	current	current	ADJ
ajbmeb-1682	3	40	state	state	NOUN
ajbmeb-1682	3	41	of	of	ADP
ajbmeb-1682	3	42	mortgage	mortgage	NOUN
ajbmeb-1682	3	43	lending	lending	NOUN
ajbmeb-1682	3	44	in	in	ADP
ajbmeb-1682	3	45	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	3	46	.	.	PUNCT
ajbmeb-1682	4	1	real	real	ADJ
ajbmeb-1682	4	2	estate	estate	NOUN
ajbmeb-1682	4	3	,	,	PUNCT
ajbmeb-1682	4	4	real	real	ADJ
ajbmeb-1682	4	5	estate	estate	NOUN
ajbmeb-1682	4	6	valuation	valuation	NOUN
ajbmeb-1682	4	7	,	,	PUNCT
ajbmeb-1682	4	8	mortgage	mortgage	NOUN
ajbmeb-1682	4	9	,	,	PUNCT
ajbmeb-1682	4	10	lending	lending	NOUN
ajbmeb-1682	4	11	,	,	PUNCT
ajbmeb-1682	4	12	housing	housing	NOUN
ajbmeb-1682	4	13	.	.	PUNCT
ajbmeb-1682	4	14	introduction	introduction	NOUN
ajbmeb-1682	4	15	at	at	ADP
ajbmeb-1682	4	16	the	the	DET
ajbmeb-1682	4	17	present	present	ADJ
ajbmeb-1682	4	18	stage	stage	NOUN
ajbmeb-1682	4	19	of	of	ADP
ajbmeb-1682	4	20	the	the	DET
ajbmeb-1682	4	21	development	development	NOUN
ajbmeb-1682	4	22	of	of	ADP
ajbmeb-1682	4	23	market	market	NOUN
ajbmeb-1682	4	24	relations	relation	NOUN
ajbmeb-1682	4	25	,	,	PUNCT
ajbmeb-1682	4	26	credit	credit	NOUN
ajbmeb-1682	4	27	plays	play	VERB
ajbmeb-1682	4	28	a	a	DET
ajbmeb-1682	4	29	significant	significant	ADJ
ajbmeb-1682	4	30	role	role	NOUN
ajbmeb-1682	4	31	in	in	ADP
ajbmeb-1682	4	32	the	the	DET
ajbmeb-1682	4	33	economic	economic	ADJ
ajbmeb-1682	4	34	development	development	NOUN
ajbmeb-1682	4	35	of	of	ADP
ajbmeb-1682	4	36	the	the	DET
ajbmeb-1682	4	37	country	country	NOUN
ajbmeb-1682	4	38	.	.	PUNCT
ajbmeb-1682	5	1	the	the	DET
ajbmeb-1682	5	2	need	need	NOUN
ajbmeb-1682	5	3	for	for	ADP
ajbmeb-1682	5	4	credit	credit	NOUN
ajbmeb-1682	5	5	is	be	AUX
ajbmeb-1682	5	6	caused	cause	VERB
ajbmeb-1682	5	7	by	by	ADP
ajbmeb-1682	5	8	the	the	DET
ajbmeb-1682	5	9	uneven	uneven	ADJ
ajbmeb-1682	5	10	circulation	circulation	NOUN
ajbmeb-1682	5	11	of	of	ADP
ajbmeb-1682	5	12	individual	individual	ADJ
ajbmeb-1682	5	13	capitals	capital	NOUN
ajbmeb-1682	5	14	.	.	PUNCT
ajbmeb-1682	6	1	credit	credit	NOUN
ajbmeb-1682	6	2	acts	act	VERB
ajbmeb-1682	6	3	as	as	ADP
ajbmeb-1682	6	4	a	a	DET
ajbmeb-1682	6	5	form	form	NOUN
ajbmeb-1682	6	6	of	of	ADP
ajbmeb-1682	6	7	resolving	resolve	VERB
ajbmeb-1682	6	8	the	the	DET
ajbmeb-1682	6	9	contradiction	contradiction	NOUN
ajbmeb-1682	6	10	between	between	ADP
ajbmeb-1682	6	11	the	the	DET
ajbmeb-1682	6	12	accumulation	accumulation	NOUN
ajbmeb-1682	6	13	of	of	ADP
ajbmeb-1682	6	14	temporarily	temporarily	ADV
ajbmeb-1682	6	15	free	free	ADJ
ajbmeb-1682	6	16	funds	fund	NOUN
ajbmeb-1682	6	17	in	in	ADP
ajbmeb-1682	6	18	some	some	DET
ajbmeb-1682	6	19	economic	economic	ADJ
ajbmeb-1682	6	20	entities	entity	NOUN
ajbmeb-1682	6	21	and	and	CCONJ
ajbmeb-1682	6	22	the	the	DET
ajbmeb-1682	6	23	need	need	NOUN
ajbmeb-1682	6	24	for	for	ADP
ajbmeb-1682	6	25	them	they	PRON
ajbmeb-1682	6	26	in	in	ADP
ajbmeb-1682	6	27	others	other	NOUN
ajbmeb-1682	6	28	.	.	PUNCT
ajbmeb-1682	7	1	the	the	DET
ajbmeb-1682	7	2	immediate	immediate	ADJ
ajbmeb-1682	7	3	reasons	reason	NOUN
ajbmeb-1682	7	4	for	for	ADP
ajbmeb-1682	7	5	the	the	DET
ajbmeb-1682	7	6	development	development	NOUN
ajbmeb-1682	7	7	of	of	ADP
ajbmeb-1682	7	8	credit	credit	NOUN
ajbmeb-1682	7	9	relations	relation	NOUN
ajbmeb-1682	7	10	are	be	AUX
ajbmeb-1682	7	11	connected	connect	VERB
ajbmeb-1682	7	12	with	with	ADP
ajbmeb-1682	7	13	the	the	DET
ajbmeb-1682	7	14	need	need	NOUN
ajbmeb-1682	7	15	to	to	PART
ajbmeb-1682	7	16	ensure	ensure	VERB
ajbmeb-1682	7	17	the	the	DET
ajbmeb-1682	7	18	continuity	continuity	NOUN
ajbmeb-1682	7	19	of	of	ADP
ajbmeb-1682	7	20	the	the	DET
ajbmeb-1682	7	21	process	process	NOUN
ajbmeb-1682	7	22	of	of	ADP
ajbmeb-1682	7	23	reproduction	reproduction	NOUN
ajbmeb-1682	7	24	,	,	PUNCT
ajbmeb-1682	7	25	namely	namely	ADV
ajbmeb-1682	7	26	,	,	PUNCT
ajbmeb-1682	7	27	to	to	PART
ajbmeb-1682	7	28	ensure	ensure	VERB
ajbmeb-1682	7	29	the	the	DET
ajbmeb-1682	7	30	continuity	continuity	NOUN
ajbmeb-1682	7	31	of	of	ADP
ajbmeb-1682	7	32	the	the	DET
ajbmeb-1682	7	33	change	change	NOUN
ajbmeb-1682	7	34	of	of	ADP
ajbmeb-1682	7	35	functional	functional	ADJ
ajbmeb-1682	7	36	forms	form	NOUN
ajbmeb-1682	7	37	of	of	ADP
ajbmeb-1682	7	38	the	the	DET
ajbmeb-1682	7	39	social	social	ADJ
ajbmeb-1682	7	40	product	product	NOUN
ajbmeb-1682	7	41	in	in	ADP
ajbmeb-1682	7	42	the	the	DET
ajbmeb-1682	7	43	process	process	NOUN
ajbmeb-1682	7	44	of	of	ADP
ajbmeb-1682	7	45	its	its	PRON
ajbmeb-1682	7	46	movement	movement	NOUN
ajbmeb-1682	7	47	.	.	PUNCT
ajbmeb-1682	8	1	scientific	scientific	ADJ
ajbmeb-1682	8	2	works	work	NOUN
ajbmeb-1682	8	3	of	of	ADP
ajbmeb-1682	8	4	domestic	domestic	ADJ
ajbmeb-1682	8	5	scientists	scientist	NOUN
ajbmeb-1682	8	6	and	and	CCONJ
ajbmeb-1682	8	7	researchers	researcher	NOUN
ajbmeb-1682	8	8	,	,	PUNCT
ajbmeb-1682	8	9	including	include	VERB
ajbmeb-1682	8	10	n.j	n.j	PROPN
ajbmeb-1682	8	11	.	.	PROPN
ajbmeb-1682	8	12	tuychiev	tuychiev	PROPN
ajbmeb-1682	8	13	,	,	PUNCT
ajbmeb-1682	8	14	r.kh	r.kh	PROPN
ajbmeb-1682	8	15	.	.	PROPN
ajbmeb-1682	8	16	alimov	alimov	PROPN
ajbmeb-1682	8	17	,	,	PUNCT
ajbmeb-1682	8	18	b.b	b.b	PROPN
ajbmeb-1682	8	19	.	.	PROPN
ajbmeb-1682	8	20	berkinov	berkinov	PROPN
ajbmeb-1682	8	21	,	,	PUNCT
ajbmeb-1682	8	22	a.n	a.n	PROPN
ajbmeb-1682	8	23	.	.	PROPN
ajbmeb-1682	8	24	kravchenko	kravchenko	PROPN
ajbmeb-1682	8	25	,	,	PUNCT
ajbmeb-1682	8	26	b.y	b.y	PROPN
ajbmeb-1682	8	27	.	.	PROPN
ajbmeb-1682	8	28	khodiev	khodiev	PROPN
ajbmeb-1682	8	29	,	,	PUNCT
ajbmeb-1682	8	30	a.n	a.n	PROPN
ajbmeb-1682	8	31	.	.	PROPN
ajbmeb-1682	8	32	dzhabriev	dzhabriev	PROPN
ajbmeb-1682	8	33	,	,	PUNCT
ajbmeb-1682	8	34	v.u	v.u	PROPN
ajbmeb-1682	8	35	.	.	PROPN
ajbmeb-1682	8	36	yodgorov	yodgorov	PROPN
ajbmeb-1682	8	37	,	,	PUNCT
ajbmeb-1682	8	38	d.sh	d.sh	PROPN
ajbmeb-1682	8	39	.	.	PUNCT
ajbmeb-1682	8	40	mirdzhalilova	mirdzhalilova	PROPN
ajbmeb-1682	8	41	,	,	PUNCT
ajbmeb-1682	8	42	g.a	g.a	PROPN
ajbmeb-1682	8	43	.	.	PROPN
ajbmeb-1682	8	44	fayzieva	fayzieva	PROPN
ajbmeb-1682	8	45	,	,	PUNCT
ajbmeb-1682	8	46	are	be	AUX
ajbmeb-1682	8	47	devoted	devote	VERB
ajbmeb-1682	8	48	to	to	ADP
ajbmeb-1682	8	49	the	the	DET
ajbmeb-1682	8	50	issues	issue	NOUN
ajbmeb-1682	8	51	of	of	ADP
ajbmeb-1682	8	52	valuation	valuation	NOUN
ajbmeb-1682	8	53	of	of	ADP
ajbmeb-1682	8	54	the	the	DET
ajbmeb-1682	8	55	pledge	pledge	NOUN
ajbmeb-1682	8	56	obligation	obligation	NOUN
ajbmeb-1682	8	57	,	,	PUNCT
ajbmeb-1682	8	58	and	and	CCONJ
ajbmeb-1682	8	59	real	real	ADJ
ajbmeb-1682	8	60	estate	estate	NOUN
ajbmeb-1682	8	61	valuation	valuation	NOUN
ajbmeb-1682	8	62	in	in	ADP
ajbmeb-1682	8	63	general	general	ADJ
ajbmeb-1682	8	64	[	[	X
ajbmeb-1682	8	65	2	2	NUM
ajbmeb-1682	8	66	-	-	SYM
ajbmeb-1682	8	67	4	4	NUM
ajbmeb-1682	8	68	]	]	PUNCT
ajbmeb-1682	8	69	.	.	PUNCT
ajbmeb-1682	9	1	the	the	DET
ajbmeb-1682	9	2	authors	author	NOUN
ajbmeb-1682	9	3	of	of	ADP
ajbmeb-1682	9	4	foreign	foreign	ADJ
ajbmeb-1682	9	5	works	work	NOUN
ajbmeb-1682	9	6	on	on	ADP
ajbmeb-1682	9	7	real	real	ADJ
ajbmeb-1682	9	8	estate	estate	NOUN
ajbmeb-1682	9	9	valuation	valuation	NOUN
ajbmeb-1682	9	10	include	include	VERB
ajbmeb-1682	9	11	m.a	m.a	PROPN
ajbmeb-1682	9	12	.	.	PROPN
ajbmeb-1682	9	13	fedotova	fedotova	PROPN
ajbmeb-1682	9	14	,	,	PUNCT
ajbmeb-1682	9	15	v.y	v.y	PROPN
ajbmeb-1682	9	16	.	.	PROPN
ajbmeb-1682	9	17	roslov	roslov	PROPN
ajbmeb-1682	9	18	,	,	PUNCT
ajbmeb-1682	9	19	o.n	o.n	PROPN
ajbmeb-1682	9	20	.	.	PROPN
ajbmeb-1682	9	21	shcherbakova	shcherbakova	PROPN
ajbmeb-1682	9	22	,	,	PUNCT
ajbmeb-1682	9	23	a.i	a.i	PROPN
ajbmeb-1682	9	24	.	.	PROPN
ajbmeb-1682	9	25	myshanov	myshanov	PROPN
ajbmeb-1682	9	26	,	,	PUNCT
ajbmeb-1682	9	27	i.v	i.v	PROPN
ajbmeb-1682	9	28	.	.	PUNCT
ajbmeb-1682	10	1	kosorukova	kosorukova	PROPN
ajbmeb-1682	10	2	,	,	PUNCT
ajbmeb-1682	10	3	g.i	g.i	PROPN
ajbmeb-1682	10	4	.	.	PROPN
ajbmeb-1682	10	5	mikerin	mikerin	PROPN
ajbmeb-1682	10	6	and	and	CCONJ
ajbmeb-1682	10	7	others	other	NOUN
ajbmeb-1682	11	1	[	[	X
ajbmeb-1682	11	2	5	5	NUM
ajbmeb-1682	11	3	-	-	SYM
ajbmeb-1682	11	4	8	8	NUM
ajbmeb-1682	11	5	]	]	PUNCT
ajbmeb-1682	11	6	.	.	PUNCT
ajbmeb-1682	12	1	the	the	DET
ajbmeb-1682	12	2	development	development	NOUN
ajbmeb-1682	12	3	of	of	ADP
ajbmeb-1682	12	4	the	the	DET
ajbmeb-1682	12	5	country	country	NOUN
ajbmeb-1682	12	6	's	's	PART
ajbmeb-1682	12	7	economy	economy	NOUN
ajbmeb-1682	12	8	is	be	AUX
ajbmeb-1682	12	9	associated	associate	VERB
ajbmeb-1682	12	10	with	with	ADP
ajbmeb-1682	12	11	the	the	DET
ajbmeb-1682	12	12	creation	creation	NOUN
ajbmeb-1682	12	13	of	of	ADP
ajbmeb-1682	12	14	new	new	ADJ
ajbmeb-1682	12	15	enterprises	enterprise	NOUN
ajbmeb-1682	12	16	,	,	PUNCT
ajbmeb-1682	12	17	the	the	DET
ajbmeb-1682	12	18	development	development	NOUN
ajbmeb-1682	12	19	of	of	ADP
ajbmeb-1682	12	20	small	small	ADJ
ajbmeb-1682	12	21	business	business	NOUN
ajbmeb-1682	12	22	and	and	CCONJ
ajbmeb-1682	12	23	private	private	ADJ
ajbmeb-1682	12	24	entrepreneurship	entrepreneurship	NOUN
ajbmeb-1682	12	25	,	,	PUNCT
ajbmeb-1682	12	26	the	the	DET
ajbmeb-1682	12	27	modernization	modernization	NOUN
ajbmeb-1682	12	28	and	and	CCONJ
ajbmeb-1682	12	29	re	re	NOUN
ajbmeb-1682	12	30	-	-	NOUN
ajbmeb-1682	12	31	equipment	equipment	NOUN
ajbmeb-1682	12	32	of	of	ADP
ajbmeb-1682	12	33	existing	exist	VERB
ajbmeb-1682	12	34	capacities	capacity	NOUN
ajbmeb-1682	12	35	,	,	PUNCT
ajbmeb-1682	12	36	which	which	PRON
ajbmeb-1682	12	37	is	be	AUX
ajbmeb-1682	12	38	impossible	impossible	ADJ
ajbmeb-1682	12	39	without	without	ADP
ajbmeb-1682	12	40	the	the	DET
ajbmeb-1682	12	41	use	use	NOUN
ajbmeb-1682	12	42	of	of	ADP
ajbmeb-1682	12	43	credit	credit	NOUN
ajbmeb-1682	12	44	resources	resource	NOUN
ajbmeb-1682	12	45	.	.	PUNCT
ajbmeb-1682	13	1	at	at	ADP
ajbmeb-1682	13	2	the	the	DET
ajbmeb-1682	13	3	same	same	ADJ
ajbmeb-1682	13	4	time	time	NOUN
ajbmeb-1682	13	5	,	,	PUNCT
ajbmeb-1682	13	6	the	the	DET
ajbmeb-1682	13	7	sustainable	sustainable	ADJ
ajbmeb-1682	13	8	development	development	NOUN
ajbmeb-1682	13	9	of	of	ADP
ajbmeb-1682	13	10	the	the	DET
ajbmeb-1682	13	11	country	country	NOUN
ajbmeb-1682	13	12	depends	depend	VERB
ajbmeb-1682	13	13	on	on	ADP
ajbmeb-1682	13	14	the	the	DET
ajbmeb-1682	13	15	stability	stability	NOUN
ajbmeb-1682	13	16	of	of	ADP
ajbmeb-1682	13	17	its	its	PRON
ajbmeb-1682	13	18	financial	financial	ADJ
ajbmeb-1682	13	19	and	and	CCONJ
ajbmeb-1682	13	20	banking	banking	NOUN
ajbmeb-1682	13	21	system	system	NOUN
ajbmeb-1682	13	22	.	.	PUNCT
ajbmeb-1682	14	1	the	the	DET
ajbmeb-1682	14	2	main	main	ADJ
ajbmeb-1682	14	3	task	task	NOUN
ajbmeb-1682	14	4	of	of	ADP
ajbmeb-1682	14	5	the	the	DET
ajbmeb-1682	14	6	bank	bank	NOUN
ajbmeb-1682	14	7	is	be	AUX
ajbmeb-1682	14	8	to	to	PART
ajbmeb-1682	14	9	ensure	ensure	VERB
ajbmeb-1682	14	10	the	the	DET
ajbmeb-1682	14	11	repayment	repayment	NOUN
ajbmeb-1682	14	12	of	of	ADP
ajbmeb-1682	14	13	loan	loan	NOUN
ajbmeb-1682	14	14	funds	fund	NOUN
ajbmeb-1682	14	15	,	,	PUNCT
ajbmeb-1682	14	16	for	for	ADP
ajbmeb-1682	14	17	example	example	NOUN
ajbmeb-1682	14	18	,	,	PUNCT
ajbmeb-1682	14	19	the	the	DET
ajbmeb-1682	14	20	collateral	collateral	ADJ
ajbmeb-1682	14	21	value	value	NOUN
ajbmeb-1682	14	22	of	of	ADP
ajbmeb-1682	14	23	real	real	ADJ
ajbmeb-1682	14	24	estate	estate	NOUN
ajbmeb-1682	14	25	.	.	PUNCT
ajbmeb-1682	15	1	collateral	collateral	ADJ
ajbmeb-1682	15	2	valuation	valuation	NOUN
ajbmeb-1682	15	3	is	be	AUX
ajbmeb-1682	15	4	present	present	ADJ
ajbmeb-1682	15	5	in	in	ADP
ajbmeb-1682	15	6	various	various	ADJ
ajbmeb-1682	15	7	segments	segment	NOUN
ajbmeb-1682	15	8	of	of	ADP
ajbmeb-1682	15	9	the	the	DET
ajbmeb-1682	15	10	credit	credit	NOUN
ajbmeb-1682	15	11	services	service	NOUN
ajbmeb-1682	15	12	market	market	NOUN
ajbmeb-1682	15	13	:	:	PUNCT
ajbmeb-1682	15	14	when	when	SCONJ
ajbmeb-1682	15	15	american	american	ADJ
ajbmeb-1682	15	16	journal	journal	PROPN
ajbmeb-1682	15	17	of	of	ADP
ajbmeb-1682	15	18	business	business	NOUN
ajbmeb-1682	15	19	management	management	NOUN
ajbmeb-1682	15	20	,	,	PUNCT
ajbmeb-1682	15	21	economics	economic	NOUN
ajbmeb-1682	15	22	and	and	CCONJ
ajbmeb-1682	15	23	banking	banking	NOUN
ajbmeb-1682	15	24	volume	volume	NOUN
ajbmeb-1682	15	25	19	19	NUM
ajbmeb-1682	15	26	december	december	PROPN
ajbmeb-1682	15	27	,	,	PUNCT
ajbmeb-1682	15	28	2023	2023	NUM
ajbmeb-1682	15	29	p	p	NOUN
ajbmeb-1682	15	30	a	a	DET
ajbmeb-1682	15	31	g	g	NOUN
ajbmeb-1682	15	32	e	e	NOUN
ajbmeb-1682	15	33	|	|	ADV
ajbmeb-1682	15	34	91	91	NUM
ajbmeb-1682	15	35	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1682	15	36	issuing	issue	VERB
ajbmeb-1682	15	37	loans	loan	NOUN
ajbmeb-1682	15	38	,	,	PUNCT
ajbmeb-1682	15	39	selling	sell	VERB
ajbmeb-1682	15	40	or	or	CCONJ
ajbmeb-1682	15	41	assigning	assign	VERB
ajbmeb-1682	15	42	them	they	PRON
ajbmeb-1682	15	43	;	;	PUNCT
ajbmeb-1682	15	44	in	in	ADP
ajbmeb-1682	15	45	the	the	DET
ajbmeb-1682	15	46	course	course	NOUN
ajbmeb-1682	15	47	of	of	ADP
ajbmeb-1682	15	48	issuance	issuance	NOUN
ajbmeb-1682	15	49	,	,	PUNCT
ajbmeb-1682	15	50	placement	placement	NOUN
ajbmeb-1682	15	51	,	,	PUNCT
ajbmeb-1682	15	52	circulation	circulation	NOUN
ajbmeb-1682	15	53	of	of	ADP
ajbmeb-1682	15	54	mortgagebacked	mortgagebacked	ADJ
ajbmeb-1682	15	55	securities	security	NOUN
ajbmeb-1682	15	56	.	.	PUNCT
ajbmeb-1682	16	1	the	the	DET
ajbmeb-1682	16	2	level	level	NOUN
ajbmeb-1682	16	3	of	of	ADP
ajbmeb-1682	16	4	development	development	NOUN
ajbmeb-1682	16	5	of	of	ADP
ajbmeb-1682	16	6	the	the	DET
ajbmeb-1682	16	7	republic	republic	NOUN
ajbmeb-1682	16	8	depends	depend	VERB
ajbmeb-1682	16	9	to	to	ADP
ajbmeb-1682	16	10	a	a	DET
ajbmeb-1682	16	11	large	large	ADJ
ajbmeb-1682	16	12	extent	extent	NOUN
ajbmeb-1682	16	13	on	on	ADP
ajbmeb-1682	16	14	the	the	DET
ajbmeb-1682	16	15	participation	participation	NOUN
ajbmeb-1682	16	16	of	of	ADP
ajbmeb-1682	16	17	banks	bank	NOUN
ajbmeb-1682	16	18	in	in	ADP
ajbmeb-1682	16	19	reforms	reform	NOUN
ajbmeb-1682	16	20	,	,	PUNCT
ajbmeb-1682	16	21	investment	investment	NOUN
ajbmeb-1682	16	22	and	and	CCONJ
ajbmeb-1682	16	23	lending	lending	NOUN
ajbmeb-1682	16	24	to	to	ADP
ajbmeb-1682	16	25	large	large	ADJ
ajbmeb-1682	16	26	projects	project	NOUN
ajbmeb-1682	16	27	.	.	PUNCT
ajbmeb-1682	17	1	the	the	DET
ajbmeb-1682	17	2	main	main	ADJ
ajbmeb-1682	17	3	components	component	NOUN
ajbmeb-1682	17	4	of	of	ADP
ajbmeb-1682	17	5	the	the	DET
ajbmeb-1682	17	6	national	national	ADJ
ajbmeb-1682	17	7	economy	economy	NOUN
ajbmeb-1682	17	8	of	of	ADP
ajbmeb-1682	17	9	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	17	10	are	be	AUX
ajbmeb-1682	17	11	the	the	DET
ajbmeb-1682	17	12	sector	sector	NOUN
ajbmeb-1682	17	13	of	of	ADP
ajbmeb-1682	17	14	small	small	ADJ
ajbmeb-1682	17	15	business	business	NOUN
ajbmeb-1682	17	16	and	and	CCONJ
ajbmeb-1682	17	17	private	private	ADJ
ajbmeb-1682	17	18	entrepreneurship	entrepreneurship	NOUN
ajbmeb-1682	17	19	.	.	PUNCT
ajbmeb-1682	18	1	therefore	therefore	ADV
ajbmeb-1682	18	2	,	,	PUNCT
ajbmeb-1682	18	3	it	it	PRON
ajbmeb-1682	18	4	is	be	AUX
ajbmeb-1682	18	5	understandable	understandable	ADJ
ajbmeb-1682	18	6	why	why	SCONJ
ajbmeb-1682	18	7	the	the	DET
ajbmeb-1682	18	8	entrepreneurship	entrepreneurship	NOUN
ajbmeb-1682	18	9	sector	sector	NOUN
ajbmeb-1682	18	10	is	be	AUX
ajbmeb-1682	18	11	actually	actually	ADV
ajbmeb-1682	18	12	becoming	become	VERB
ajbmeb-1682	18	13	synonymous	synonymous	ADJ
ajbmeb-1682	18	14	with	with	ADP
ajbmeb-1682	18	15	economic	economic	ADJ
ajbmeb-1682	18	16	growth	growth	NOUN
ajbmeb-1682	18	17	,	,	PUNCT
ajbmeb-1682	18	18	technological	technological	ADJ
ajbmeb-1682	18	19	and	and	CCONJ
ajbmeb-1682	18	20	social	social	ADJ
ajbmeb-1682	18	21	progress	progress	NOUN
ajbmeb-1682	18	22	of	of	ADP
ajbmeb-1682	18	23	our	our	PRON
ajbmeb-1682	18	24	country	country	NOUN
ajbmeb-1682	18	25	.	.	PUNCT
ajbmeb-1682	19	1	after	after	ADV
ajbmeb-1682	19	2	all	all	ADV
ajbmeb-1682	19	3	,	,	PUNCT
ajbmeb-1682	19	4	it	it	PRON
ajbmeb-1682	19	5	contributes	contribute	VERB
ajbmeb-1682	19	6	to	to	ADP
ajbmeb-1682	19	7	the	the	DET
ajbmeb-1682	19	8	development	development	NOUN
ajbmeb-1682	19	9	of	of	ADP
ajbmeb-1682	19	10	the	the	DET
ajbmeb-1682	19	11	national	national	ADJ
ajbmeb-1682	19	12	economy	economy	NOUN
ajbmeb-1682	19	13	,	,	PUNCT
ajbmeb-1682	19	14	the	the	DET
ajbmeb-1682	19	15	saturation	saturation	NOUN
ajbmeb-1682	19	16	of	of	ADP
ajbmeb-1682	19	17	consumer	consumer	NOUN
ajbmeb-1682	19	18	markets	market	NOUN
ajbmeb-1682	19	19	and	and	CCONJ
ajbmeb-1682	19	20	,	,	PUNCT
ajbmeb-1682	19	21	as	as	ADP
ajbmeb-1682	19	22	a	a	DET
ajbmeb-1682	19	23	result	result	NOUN
ajbmeb-1682	19	24	,	,	PUNCT
ajbmeb-1682	19	25	the	the	DET
ajbmeb-1682	19	26	creation	creation	NOUN
ajbmeb-1682	19	27	of	of	ADP
ajbmeb-1682	19	28	new	new	ADJ
ajbmeb-1682	19	29	jobs	job	NOUN
ajbmeb-1682	19	30	and	and	CCONJ
ajbmeb-1682	19	31	the	the	DET
ajbmeb-1682	19	32	growth	growth	NOUN
ajbmeb-1682	19	33	of	of	ADP
ajbmeb-1682	19	34	incomes	income	NOUN
ajbmeb-1682	19	35	of	of	ADP
ajbmeb-1682	19	36	the	the	DET
ajbmeb-1682	19	37	population	population	NOUN
ajbmeb-1682	19	38	.	.	PUNCT
ajbmeb-1682	20	1	appraisal	appraisal	NOUN
ajbmeb-1682	20	2	activity	activity	NOUN
ajbmeb-1682	20	3	is	be	AUX
ajbmeb-1682	20	4	a	a	DET
ajbmeb-1682	20	5	professional	professional	ADJ
ajbmeb-1682	20	6	activity	activity	NOUN
ajbmeb-1682	20	7	to	to	PART
ajbmeb-1682	20	8	establish	establish	VERB
ajbmeb-1682	20	9	the	the	DET
ajbmeb-1682	20	10	value	value	NOUN
ajbmeb-1682	20	11	of	of	ADP
ajbmeb-1682	20	12	tangible	tangible	ADJ
ajbmeb-1682	20	13	and	and	CCONJ
ajbmeb-1682	20	14	intangible	intangible	ADJ
ajbmeb-1682	20	15	objects	object	NOUN
ajbmeb-1682	20	16	,	,	PUNCT
ajbmeb-1682	20	17	taking	take	VERB
ajbmeb-1682	20	18	into	into	ADP
ajbmeb-1682	20	19	account	account	NOUN
ajbmeb-1682	20	20	the	the	DET
ajbmeb-1682	20	21	rights	right	NOUN
ajbmeb-1682	20	22	to	to	ADP
ajbmeb-1682	20	23	them	they	PRON
ajbmeb-1682	20	24	and	and	CCONJ
ajbmeb-1682	20	25	the	the	DET
ajbmeb-1682	20	26	interests	interest	NOUN
ajbmeb-1682	20	27	of	of	ADP
ajbmeb-1682	20	28	subjects	subject	NOUN
ajbmeb-1682	20	29	of	of	ADP
ajbmeb-1682	20	30	civil	civil	ADJ
ajbmeb-1682	20	31	rights	right	NOUN
ajbmeb-1682	20	32	in	in	ADP
ajbmeb-1682	20	33	relation	relation	NOUN
ajbmeb-1682	20	34	to	to	ADP
ajbmeb-1682	20	35	them	they	PRON
ajbmeb-1682	20	36	.	.	PUNCT
ajbmeb-1682	21	1	the	the	DET
ajbmeb-1682	21	2	subject	subject	NOUN
ajbmeb-1682	21	3	of	of	ADP
ajbmeb-1682	21	4	appraisal	appraisal	NOUN
ajbmeb-1682	21	5	activity	activity	NOUN
ajbmeb-1682	21	6	is	be	AUX
ajbmeb-1682	21	7	the	the	DET
ajbmeb-1682	21	8	establishment	establishment	NOUN
ajbmeb-1682	21	9	of	of	ADP
ajbmeb-1682	21	10	market	market	NOUN
ajbmeb-1682	21	11	,	,	PUNCT
ajbmeb-1682	21	12	investment	investment	NOUN
ajbmeb-1682	21	13	,	,	PUNCT
ajbmeb-1682	21	14	liquidation	liquidation	NOUN
ajbmeb-1682	21	15	and	and	CCONJ
ajbmeb-1682	21	16	other	other	ADJ
ajbmeb-1682	21	17	types	type	NOUN
ajbmeb-1682	21	18	of	of	ADP
ajbmeb-1682	21	19	value	value	NOUN
ajbmeb-1682	21	20	of	of	ADP
ajbmeb-1682	21	21	the	the	DET
ajbmeb-1682	21	22	objects	object	NOUN
ajbmeb-1682	21	23	of	of	ADP
ajbmeb-1682	21	24	appraisal	appraisal	NOUN
ajbmeb-1682	21	25	.	.	PUNCT
ajbmeb-1682	22	1	to	to	ADP
ajbmeb-1682	22	2	date	date	NOUN
ajbmeb-1682	22	3	,	,	PUNCT
ajbmeb-1682	22	4	in	in	ADP
ajbmeb-1682	22	5	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	22	6	,	,	PUNCT
ajbmeb-1682	22	7	the	the	DET
ajbmeb-1682	22	8	activities	activity	NOUN
ajbmeb-1682	22	9	of	of	ADP
ajbmeb-1682	22	10	appraisers	appraiser	NOUN
ajbmeb-1682	22	11	at	at	ADP
ajbmeb-1682	22	12	the	the	DET
ajbmeb-1682	22	13	national	national	ADJ
ajbmeb-1682	22	14	level	level	NOUN
ajbmeb-1682	22	15	are	be	AUX
ajbmeb-1682	22	16	regulated	regulate	VERB
ajbmeb-1682	22	17	by	by	ADP
ajbmeb-1682	22	18	the	the	DET
ajbmeb-1682	22	19	relevant	relevant	ADJ
ajbmeb-1682	22	20	law	law	NOUN
ajbmeb-1682	22	21	of	of	ADP
ajbmeb-1682	22	22	the	the	DET
ajbmeb-1682	22	23	republic	republic	NOUN
ajbmeb-1682	22	24	of	of	ADP
ajbmeb-1682	22	25	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	22	26	dated	date	VERB
ajbmeb-1682	22	27	august	august	PROPN
ajbmeb-1682	22	28	19	19	NUM
ajbmeb-1682	22	29	,	,	PUNCT
ajbmeb-1682	22	30	1999	1999	NUM
ajbmeb-1682	22	31	no	no	NOUN
ajbmeb-1682	22	32	.	.	NOUN
ajbmeb-1682	22	33	811	811	NUM
ajbmeb-1682	22	34	-	-	SYM
ajbmeb-1682	22	35	i	i	PRON
ajbmeb-1682	22	36	"	"	PUNCT
ajbmeb-1682	22	37	on	on	ADP
ajbmeb-1682	22	38	appraisal	appraisal	NOUN
ajbmeb-1682	22	39	activities	activity	NOUN
ajbmeb-1682	22	40	"	"	PUNCT
ajbmeb-1682	23	1	[	[	X
ajbmeb-1682	23	2	1	1	NUM
ajbmeb-1682	23	3	]	]	PUNCT
ajbmeb-1682	23	4	.	.	PUNCT
ajbmeb-1682	24	1	typical	typical	ADJ
ajbmeb-1682	24	2	cases	case	NOUN
ajbmeb-1682	24	3	when	when	SCONJ
ajbmeb-1682	24	4	there	there	PRON
ajbmeb-1682	24	5	is	be	VERB
ajbmeb-1682	24	6	a	a	DET
ajbmeb-1682	24	7	need	need	NOUN
ajbmeb-1682	24	8	for	for	ADP
ajbmeb-1682	24	9	real	real	ADJ
ajbmeb-1682	24	10	estate	estate	NOUN
ajbmeb-1682	24	11	valuation	valuation	NOUN
ajbmeb-1682	24	12	:	:	PUNCT
ajbmeb-1682	24	13	1	1	X
ajbmeb-1682	24	14	.	.	X
ajbmeb-1682	24	15	valuation	valuation	NOUN
ajbmeb-1682	24	16	for	for	ADP
ajbmeb-1682	24	17	purchase	purchase	NOUN
ajbmeb-1682	24	18	and	and	CCONJ
ajbmeb-1682	24	19	sale	sale	NOUN
ajbmeb-1682	24	20	or	or	CCONJ
ajbmeb-1682	24	21	rent	rent	NOUN
ajbmeb-1682	24	22	.	.	PUNCT
ajbmeb-1682	25	1	it	it	PRON
ajbmeb-1682	25	2	is	be	AUX
ajbmeb-1682	25	3	an	an	DET
ajbmeb-1682	25	4	independent	independent	ADJ
ajbmeb-1682	25	5	appraisal	appraisal	NOUN
ajbmeb-1682	25	6	of	of	ADP
ajbmeb-1682	25	7	property	property	NOUN
ajbmeb-1682	25	8	whether	whether	SCONJ
ajbmeb-1682	25	9	it	it	PRON
ajbmeb-1682	25	10	is	be	AUX
ajbmeb-1682	25	11	real	real	ADJ
ajbmeb-1682	25	12	estate	estate	NOUN
ajbmeb-1682	25	13	,	,	PUNCT
ajbmeb-1682	25	14	land	land	NOUN
ajbmeb-1682	25	15	,	,	PUNCT
ajbmeb-1682	25	16	equipment	equipment	NOUN
ajbmeb-1682	25	17	,	,	PUNCT
ajbmeb-1682	25	18	vehicle	vehicle	NOUN
ajbmeb-1682	25	19	before	before	ADP
ajbmeb-1682	25	20	making	make	VERB
ajbmeb-1682	25	21	a	a	DET
ajbmeb-1682	25	22	transaction	transaction	NOUN
ajbmeb-1682	25	23	for	for	ADP
ajbmeb-1682	25	24	its	its	PRON
ajbmeb-1682	25	25	alienation	alienation	NOUN
ajbmeb-1682	25	26	,	,	PUNCT
ajbmeb-1682	25	27	purchase	purchase	NOUN
ajbmeb-1682	25	28	or	or	CCONJ
ajbmeb-1682	25	29	lease	lease	NOUN
ajbmeb-1682	25	30	that	that	PRON
ajbmeb-1682	25	31	will	will	AUX
ajbmeb-1682	25	32	allow	allow	VERB
ajbmeb-1682	25	33	you	you	PRON
ajbmeb-1682	25	34	not	not	PART
ajbmeb-1682	25	35	to	to	PART
ajbmeb-1682	25	36	lose	lose	VERB
ajbmeb-1682	25	37	money	money	NOUN
ajbmeb-1682	25	38	,	,	PUNCT
ajbmeb-1682	25	39	or	or	CCONJ
ajbmeb-1682	25	40	,	,	PUNCT
ajbmeb-1682	25	41	on	on	ADP
ajbmeb-1682	25	42	the	the	DET
ajbmeb-1682	25	43	contrary	contrary	NOUN
ajbmeb-1682	25	44	,	,	PUNCT
ajbmeb-1682	25	45	not	not	PART
ajbmeb-1682	25	46	to	to	PART
ajbmeb-1682	25	47	spend	spend	VERB
ajbmeb-1682	25	48	extra	extra	ADJ
ajbmeb-1682	25	49	money	money	NOUN
ajbmeb-1682	25	50	.	.	PUNCT
ajbmeb-1682	26	1	2	2	X
ajbmeb-1682	26	2	.	.	X
ajbmeb-1682	26	3	valuation	valuation	NOUN
ajbmeb-1682	26	4	for	for	ADP
ajbmeb-1682	26	5	insurance	insurance	NOUN
ajbmeb-1682	26	6	.	.	PUNCT
ajbmeb-1682	27	1	property	property	NOUN
ajbmeb-1682	27	2	insurance	insurance	NOUN
ajbmeb-1682	27	3	is	be	AUX
ajbmeb-1682	27	4	an	an	DET
ajbmeb-1682	27	5	effective	effective	ADJ
ajbmeb-1682	27	6	way	way	NOUN
ajbmeb-1682	27	7	to	to	PART
ajbmeb-1682	27	8	protect	protect	VERB
ajbmeb-1682	27	9	property	property	NOUN
ajbmeb-1682	27	10	interests	interest	NOUN
ajbmeb-1682	27	11	related	relate	VERB
ajbmeb-1682	27	12	to	to	ADP
ajbmeb-1682	27	13	the	the	DET
ajbmeb-1682	27	14	possession	possession	NOUN
ajbmeb-1682	27	15	,	,	PUNCT
ajbmeb-1682	27	16	use	use	NOUN
ajbmeb-1682	27	17	and	and	CCONJ
ajbmeb-1682	27	18	disposal	disposal	NOUN
ajbmeb-1682	27	19	of	of	ADP
ajbmeb-1682	27	20	property	property	NOUN
ajbmeb-1682	27	21	.	.	PUNCT
ajbmeb-1682	28	1	in	in	ADP
ajbmeb-1682	28	2	order	order	NOUN
ajbmeb-1682	28	3	to	to	PART
ajbmeb-1682	28	4	conclude	conclude	VERB
ajbmeb-1682	28	5	an	an	DET
ajbmeb-1682	28	6	insurance	insurance	NOUN
ajbmeb-1682	28	7	contract	contract	NOUN
ajbmeb-1682	28	8	,	,	PUNCT
ajbmeb-1682	28	9	it	it	PRON
ajbmeb-1682	28	10	is	be	AUX
ajbmeb-1682	28	11	most	most	ADV
ajbmeb-1682	28	12	often	often	ADV
ajbmeb-1682	28	13	necessary	necessary	ADJ
ajbmeb-1682	28	14	to	to	PART
ajbmeb-1682	28	15	determine	determine	VERB
ajbmeb-1682	28	16	the	the	DET
ajbmeb-1682	28	17	market	market	NOUN
ajbmeb-1682	28	18	value	value	NOUN
ajbmeb-1682	28	19	of	of	ADP
ajbmeb-1682	28	20	the	the	DET
ajbmeb-1682	28	21	property	property	NOUN
ajbmeb-1682	28	22	,	,	PUNCT
ajbmeb-1682	28	23	since	since	SCONJ
ajbmeb-1682	28	24	the	the	DET
ajbmeb-1682	28	25	market	market	NOUN
ajbmeb-1682	28	26	price	price	NOUN
ajbmeb-1682	28	27	most	most	ADV
ajbmeb-1682	28	28	fully	fully	ADV
ajbmeb-1682	28	29	reflects	reflect	VERB
ajbmeb-1682	28	30	the	the	DET
ajbmeb-1682	28	31	actual	actual	ADJ
ajbmeb-1682	28	32	value	value	NOUN
ajbmeb-1682	28	33	of	of	ADP
ajbmeb-1682	28	34	the	the	DET
ajbmeb-1682	28	35	insured	insured	ADJ
ajbmeb-1682	28	36	property	property	NOUN
ajbmeb-1682	28	37	.	.	PUNCT
ajbmeb-1682	29	1	3	3	X
ajbmeb-1682	29	2	.	.	X
ajbmeb-1682	29	3	valuation	valuation	NOUN
ajbmeb-1682	29	4	for	for	ADP
ajbmeb-1682	29	5	lending	lending	NOUN
ajbmeb-1682	29	6	.	.	PUNCT
ajbmeb-1682	30	1	most	most	ADJ
ajbmeb-1682	30	2	loans	loan	NOUN
ajbmeb-1682	30	3	,	,	PUNCT
ajbmeb-1682	30	4	including	include	VERB
ajbmeb-1682	30	5	mortgage	mortgage	NOUN
ajbmeb-1682	30	6	loans	loan	NOUN
ajbmeb-1682	30	7	,	,	PUNCT
ajbmeb-1682	30	8	are	be	AUX
ajbmeb-1682	30	9	secured	secure	VERB
ajbmeb-1682	30	10	by	by	ADP
ajbmeb-1682	30	11	property	property	NOUN
ajbmeb-1682	30	12	.	.	PUNCT
ajbmeb-1682	31	1	an	an	DET
ajbmeb-1682	31	2	independent	independent	ADJ
ajbmeb-1682	31	3	report	report	NOUN
ajbmeb-1682	31	4	on	on	ADP
ajbmeb-1682	31	5	the	the	DET
ajbmeb-1682	31	6	valuation	valuation	NOUN
ajbmeb-1682	31	7	of	of	ADP
ajbmeb-1682	31	8	property	property	NOUN
ajbmeb-1682	31	9	for	for	ADP
ajbmeb-1682	31	10	lending	lending	NOUN
ajbmeb-1682	31	11	in	in	ADP
ajbmeb-1682	31	12	the	the	DET
ajbmeb-1682	31	13	bank	bank	NOUN
ajbmeb-1682	31	14	,	,	PUNCT
ajbmeb-1682	31	15	on	on	ADP
ajbmeb-1682	31	16	the	the	DET
ajbmeb-1682	31	17	basis	basis	NOUN
ajbmeb-1682	31	18	of	of	ADP
ajbmeb-1682	31	19	which	which	PRON
ajbmeb-1682	31	20	it	it	PRON
ajbmeb-1682	31	21	is	be	AUX
ajbmeb-1682	31	22	possible	possible	ADJ
ajbmeb-1682	31	23	to	to	PART
ajbmeb-1682	31	24	make	make	VERB
ajbmeb-1682	31	25	a	a	DET
ajbmeb-1682	31	26	conclusion	conclusion	NOUN
ajbmeb-1682	31	27	about	about	ADP
ajbmeb-1682	31	28	the	the	DET
ajbmeb-1682	31	29	liquidity	liquidity	NOUN
ajbmeb-1682	31	30	of	of	ADP
ajbmeb-1682	31	31	the	the	DET
ajbmeb-1682	31	32	object	object	NOUN
ajbmeb-1682	31	33	,	,	PUNCT
ajbmeb-1682	31	34	its	its	PRON
ajbmeb-1682	31	35	market	market	NOUN
ajbmeb-1682	31	36	price	price	NOUN
ajbmeb-1682	31	37	and	and	CCONJ
ajbmeb-1682	31	38	investment	investment	NOUN
ajbmeb-1682	31	39	attractiveness	attractiveness	NOUN
ajbmeb-1682	31	40	,	,	PUNCT
ajbmeb-1682	31	41	will	will	AUX
ajbmeb-1682	31	42	undoubtedly	undoubtedly	ADV
ajbmeb-1682	31	43	contribute	contribute	VERB
ajbmeb-1682	31	44	to	to	ADP
ajbmeb-1682	31	45	the	the	DET
ajbmeb-1682	31	46	bank	bank	NOUN
ajbmeb-1682	31	47	's	's	PART
ajbmeb-1682	31	48	decision	decision	NOUN
ajbmeb-1682	31	49	to	to	PART
ajbmeb-1682	31	50	issue	issue	VERB
ajbmeb-1682	31	51	a	a	DET
ajbmeb-1682	31	52	loan	loan	NOUN
ajbmeb-1682	31	53	.	.	PUNCT
ajbmeb-1682	32	1	consult	consult	VERB
ajbmeb-1682	32	2	an	an	DET
ajbmeb-1682	32	3	independent	independent	ADJ
ajbmeb-1682	32	4	appraiser	appraiser	NOUN
ajbmeb-1682	32	5	to	to	PART
ajbmeb-1682	32	6	get	get	VERB
ajbmeb-1682	32	7	an	an	DET
ajbmeb-1682	32	8	idea	idea	NOUN
ajbmeb-1682	32	9	of	of	ADP
ajbmeb-1682	32	10	how	how	SCONJ
ajbmeb-1682	32	11	much	much	ADJ
ajbmeb-1682	32	12	credit	credit	NOUN
ajbmeb-1682	32	13	you	you	PRON
ajbmeb-1682	32	14	can	can	AUX
ajbmeb-1682	32	15	actually	actually	ADV
ajbmeb-1682	32	16	expect	expect	VERB
ajbmeb-1682	32	17	.	.	PUNCT
ajbmeb-1682	33	1	valuation	valuation	NOUN
ajbmeb-1682	33	2	of	of	ADP
ajbmeb-1682	33	3	real	real	ADJ
ajbmeb-1682	33	4	estate	estate	NOUN
ajbmeb-1682	33	5	is	be	AUX
ajbmeb-1682	33	6	carried	carry	VERB
ajbmeb-1682	33	7	out	out	ADP
ajbmeb-1682	33	8	for	for	ADP
ajbmeb-1682	33	9	the	the	DET
ajbmeb-1682	33	10	purpose	purpose	NOUN
ajbmeb-1682	33	11	of	of	ADP
ajbmeb-1682	33	12	mortgage	mortgage	NOUN
ajbmeb-1682	33	13	lending	lending	NOUN
ajbmeb-1682	33	14	.	.	PUNCT
ajbmeb-1682	34	1	mortgage	mortgage	NOUN
ajbmeb-1682	34	2	lending	lending	NOUN
ajbmeb-1682	34	3	is	be	AUX
ajbmeb-1682	34	4	a	a	DET
ajbmeb-1682	34	5	long	long	ADJ
ajbmeb-1682	34	6	-	-	PUNCT
ajbmeb-1682	34	7	term	term	NOUN
ajbmeb-1682	34	8	loan	loan	NOUN
ajbmeb-1682	34	9	provided	provide	VERB
ajbmeb-1682	34	10	to	to	ADP
ajbmeb-1682	34	11	a	a	DET
ajbmeb-1682	34	12	legal	legal	ADJ
ajbmeb-1682	34	13	entity	entity	NOUN
ajbmeb-1682	34	14	or	or	CCONJ
ajbmeb-1682	34	15	an	an	DET
ajbmeb-1682	34	16	individual	individual	NOUN
ajbmeb-1682	34	17	by	by	ADP
ajbmeb-1682	34	18	banks	bank	NOUN
ajbmeb-1682	34	19	secured	secure	VERB
ajbmeb-1682	34	20	by	by	ADP
ajbmeb-1682	34	21	real	real	ADJ
ajbmeb-1682	34	22	estate	estate	NOUN
ajbmeb-1682	34	23	:	:	PUNCT
ajbmeb-1682	34	24	land	land	NOUN
ajbmeb-1682	34	25	,	,	PUNCT
ajbmeb-1682	34	26	industrial	industrial	ADJ
ajbmeb-1682	34	27	and	and	CCONJ
ajbmeb-1682	34	28	residential	residential	ADJ
ajbmeb-1682	34	29	buildings	building	NOUN
ajbmeb-1682	34	30	,	,	PUNCT
ajbmeb-1682	34	31	premises	premise	NOUN
ajbmeb-1682	34	32	,	,	PUNCT
ajbmeb-1682	34	33	structures	structure	NOUN
ajbmeb-1682	34	34	.	.	PUNCT
ajbmeb-1682	35	1	the	the	DET
ajbmeb-1682	35	2	most	most	ADV
ajbmeb-1682	35	3	common	common	ADJ
ajbmeb-1682	35	4	option	option	NOUN
ajbmeb-1682	35	5	for	for	ADP
ajbmeb-1682	35	6	using	use	VERB
ajbmeb-1682	35	7	a	a	DET
ajbmeb-1682	35	8	mortgage	mortgage	NOUN
ajbmeb-1682	35	9	in	in	ADP
ajbmeb-1682	35	10	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	35	11	is	be	AUX
ajbmeb-1682	35	12	for	for	SCONJ
ajbmeb-1682	35	13	an	an	DET
ajbmeb-1682	35	14	individual	individual	NOUN
ajbmeb-1682	35	15	to	to	PART
ajbmeb-1682	35	16	buy	buy	VERB
ajbmeb-1682	35	17	an	an	DET
ajbmeb-1682	35	18	apartment	apartment	NOUN
ajbmeb-1682	35	19	on	on	ADP
ajbmeb-1682	35	20	credit	credit	NOUN
ajbmeb-1682	35	21	.	.	PUNCT
ajbmeb-1682	36	1	the	the	DET
ajbmeb-1682	36	2	central	central	ADJ
ajbmeb-1682	36	3	bank	bank	NOUN
ajbmeb-1682	36	4	expects	expect	VERB
ajbmeb-1682	36	5	higher	high	ADJ
ajbmeb-1682	36	6	growth	growth	NOUN
ajbmeb-1682	36	7	rates	rate	NOUN
ajbmeb-1682	36	8	of	of	ADP
ajbmeb-1682	36	9	mortgage	mortgage	NOUN
ajbmeb-1682	36	10	lending	lending	NOUN
ajbmeb-1682	36	11	in	in	ADP
ajbmeb-1682	36	12	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	36	13	in	in	ADP
ajbmeb-1682	36	14	the	the	DET
ajbmeb-1682	36	15	current	current	ADJ
ajbmeb-1682	36	16	2023	2023	NUM
ajbmeb-1682	36	17	.	.	PUNCT
ajbmeb-1682	37	1	according	accord	VERB
ajbmeb-1682	37	2	to	to	ADP
ajbmeb-1682	37	3	the	the	DET
ajbmeb-1682	37	4	head	head	NOUN
ajbmeb-1682	37	5	of	of	ADP
ajbmeb-1682	37	6	the	the	DET
ajbmeb-1682	37	7	central	central	ADJ
ajbmeb-1682	37	8	bank	bank	NOUN
ajbmeb-1682	37	9	,	,	PUNCT
ajbmeb-1682	37	10	mamarizo	mamarizo	PROPN
ajbmeb-1682	37	11	nurmuratov	nurmuratov	PROPN
ajbmeb-1682	37	12	,	,	PUNCT
ajbmeb-1682	37	13	the	the	DET
ajbmeb-1682	37	14	main	main	ADJ
ajbmeb-1682	37	15	factor	factor	NOUN
ajbmeb-1682	37	16	is	be	AUX
ajbmeb-1682	37	17	the	the	DET
ajbmeb-1682	37	18	dissatisfaction	dissatisfaction	NOUN
ajbmeb-1682	37	19	of	of	ADP
ajbmeb-1682	37	20	demand	demand	NOUN
ajbmeb-1682	37	21	for	for	ADP
ajbmeb-1682	37	22	mortgages	mortgage	NOUN
ajbmeb-1682	37	23	in	in	ADP
ajbmeb-1682	37	24	past	past	ADJ
ajbmeb-1682	37	25	years	year	NOUN
ajbmeb-1682	37	26	.	.	PUNCT
ajbmeb-1682	38	1	in	in	ADP
ajbmeb-1682	38	2	2022	2022	NUM
ajbmeb-1682	38	3	,	,	PUNCT
ajbmeb-1682	38	4	banks	bank	NOUN
ajbmeb-1682	38	5	issued	issue	VERB
ajbmeb-1682	38	6	mortgages	mortgage	NOUN
ajbmeb-1682	38	7	worth	worth	ADJ
ajbmeb-1682	38	8	14.4	14.4	NUM
ajbmeb-1682	38	9	trillion	trillion	NUM
ajbmeb-1682	38	10	soums	soum	NOUN
ajbmeb-1682	38	11	(	(	PUNCT
ajbmeb-1682	38	12	an	an	DET
ajbmeb-1682	38	13	increase	increase	NOUN
ajbmeb-1682	38	14	of	of	ADP
ajbmeb-1682	38	15	46.9	46.9	NUM
ajbmeb-1682	38	16	%	%	NOUN
ajbmeb-1682	38	17	)	)	PUNCT
ajbmeb-1682	39	1	[	[	X
ajbmeb-1682	39	2	8	8	NUM
ajbmeb-1682	39	3	]	]	PUNCT
ajbmeb-1682	39	4	.	.	PUNCT
ajbmeb-1682	40	1	at	at	ADP
ajbmeb-1682	40	2	the	the	DET
ajbmeb-1682	40	3	end	end	NOUN
ajbmeb-1682	40	4	of	of	ADP
ajbmeb-1682	40	5	2022	2022	NUM
ajbmeb-1682	40	6	,	,	PUNCT
ajbmeb-1682	40	7	the	the	DET
ajbmeb-1682	40	8	balance	balance	NOUN
ajbmeb-1682	40	9	on	on	ADP
ajbmeb-1682	40	10	mortgage	mortgage	NOUN
ajbmeb-1682	40	11	loans	loan	NOUN
ajbmeb-1682	40	12	amounted	amount	VERB
ajbmeb-1682	40	13	to	to	ADP
ajbmeb-1682	40	14	46.4	46.4	NUM
ajbmeb-1682	40	15	trillion	trillion	NUM
ajbmeb-1682	40	16	soums	soum	NOUN
ajbmeb-1682	40	17	,	,	PUNCT
ajbmeb-1682	40	18	an	an	DET
ajbmeb-1682	40	19	increase	increase	NOUN
ajbmeb-1682	40	20	of	of	ADP
ajbmeb-1682	40	21	29.6	29.6	NUM
ajbmeb-1682	40	22	%	%	NOUN
ajbmeb-1682	40	23	(	(	PUNCT
ajbmeb-1682	40	24	10.6	10.6	NUM
ajbmeb-1682	40	25	trillion	trillion	NUM
ajbmeb-1682	40	26	soums	soum	NOUN
ajbmeb-1682	40	27	)	)	PUNCT
ajbmeb-1682	40	28	compared	compare	VERB
ajbmeb-1682	40	29	to	to	ADP
ajbmeb-1682	40	30	the	the	DET
ajbmeb-1682	40	31	corresponding	corresponding	ADJ
ajbmeb-1682	40	32	period	period	NOUN
ajbmeb-1682	40	33	of	of	ADP
ajbmeb-1682	40	34	2021	2021	NUM
ajbmeb-1682	40	35	.	.	PUNCT
ajbmeb-1682	41	1	at	at	ADP
ajbmeb-1682	41	2	the	the	DET
ajbmeb-1682	41	3	same	same	ADJ
ajbmeb-1682	41	4	time	time	NOUN
ajbmeb-1682	41	5	,	,	PUNCT
ajbmeb-1682	41	6	the	the	DET
ajbmeb-1682	41	7	volume	volume	NOUN
ajbmeb-1682	41	8	of	of	ADP
ajbmeb-1682	41	9	mortgage	mortgage	NOUN
ajbmeb-1682	41	10	loans	loan	NOUN
ajbmeb-1682	41	11	issued	issue	VERB
ajbmeb-1682	41	12	by	by	ADP
ajbmeb-1682	41	13	banks	bank	NOUN
ajbmeb-1682	41	14	to	to	ADP
ajbmeb-1682	41	15	the	the	DET
ajbmeb-1682	41	16	population	population	NOUN
ajbmeb-1682	41	17	(	(	PUNCT
ajbmeb-1682	41	18	70913	70913	NUM
ajbmeb-1682	41	19	people	people	NOUN
ajbmeb-1682	41	20	,	,	PUNCT
ajbmeb-1682	41	21	in	in	ADP
ajbmeb-1682	41	22	2021	2021	NUM
ajbmeb-1682	41	23	it	it	PRON
ajbmeb-1682	41	24	was	be	AUX
ajbmeb-1682	41	25	59570	59570	NUM
ajbmeb-1682	41	26	)	)	PUNCT
ajbmeb-1682	41	27	last	last	ADJ
ajbmeb-1682	41	28	year	year	NOUN
ajbmeb-1682	41	29	increased	increase	VERB
ajbmeb-1682	41	30	by	by	ADP
ajbmeb-1682	41	31	46.9	46.9	NUM
ajbmeb-1682	41	32	%	%	NOUN
ajbmeb-1682	41	33	to	to	ADP
ajbmeb-1682	41	34	14.4	14.4	NUM
ajbmeb-1682	41	35	trillion	trillion	NUM
ajbmeb-1682	41	36	soums	soum	NOUN
ajbmeb-1682	41	37	,	,	PUNCT
ajbmeb-1682	41	38	of	of	ADP
ajbmeb-1682	41	39	which	which	PRON
ajbmeb-1682	41	40	4.3	4.3	NUM
ajbmeb-1682	41	41	trillion	trillion	NUM
ajbmeb-1682	41	42	soums	soum	NOUN
ajbmeb-1682	41	43	fall	fall	VERB
ajbmeb-1682	41	44	on	on	ADP
ajbmeb-1682	41	45	tashkent	tashkent	NOUN
ajbmeb-1682	41	46	.	.	PUNCT
ajbmeb-1682	42	1	the	the	DET
ajbmeb-1682	42	2	issuance	issuance	NOUN
ajbmeb-1682	42	3	of	of	ADP
ajbmeb-1682	42	4	mortgages	mortgage	NOUN
ajbmeb-1682	42	5	was	be	AUX
ajbmeb-1682	42	6	financed	finance	VERB
ajbmeb-1682	42	7	mainly	mainly	ADV
ajbmeb-1682	42	8	by	by	ADP
ajbmeb-1682	42	9	the	the	DET
ajbmeb-1682	42	10	ministry	ministry	PROPN
ajbmeb-1682	42	11	of	of	ADP
ajbmeb-1682	42	12	finance	finance	PROPN
ajbmeb-1682	42	13	(	(	PUNCT
ajbmeb-1682	42	14	10.4	10.4	NUM
ajbmeb-1682	42	15	trillion	trillion	NUM
ajbmeb-1682	42	16	soums	soum	NOUN
ajbmeb-1682	42	17	)	)	PUNCT
ajbmeb-1682	42	18	.	.	PUNCT
ajbmeb-1682	43	1	banks	bank	NOUN
ajbmeb-1682	43	2	also	also	ADV
ajbmeb-1682	43	3	began	begin	VERB
ajbmeb-1682	43	4	to	to	PART
ajbmeb-1682	43	5	actively	actively	ADV
ajbmeb-1682	43	6	invest	invest	VERB
ajbmeb-1682	43	7	their	their	PRON
ajbmeb-1682	43	8	funds	fund	NOUN
ajbmeb-1682	43	9	in	in	ADP
ajbmeb-1682	43	10	mortgage	mortgage	NOUN
ajbmeb-1682	43	11	loans	loan	NOUN
ajbmeb-1682	43	12	3.79	3.79	NUM
ajbmeb-1682	43	13	trillion	trillion	NUM
ajbmeb-1682	43	14	soums	soum	NOUN
ajbmeb-1682	43	15	(	(	PUNCT
ajbmeb-1682	43	16	an	an	DET
ajbmeb-1682	43	17	increase	increase	NOUN
ajbmeb-1682	43	18	of	of	ADP
ajbmeb-1682	43	19	4.4	4.4	NUM
ajbmeb-1682	43	20	times	time	NOUN
ajbmeb-1682	43	21	)	)	PUNCT
ajbmeb-1682	43	22	.	.	PUNCT
ajbmeb-1682	44	1	part	part	NOUN
ajbmeb-1682	44	2	of	of	ADP
ajbmeb-1682	44	3	the	the	DET
ajbmeb-1682	44	4	loans	loan	NOUN
ajbmeb-1682	44	5	was	be	AUX
ajbmeb-1682	44	6	financed	finance	VERB
ajbmeb-1682	44	7	from	from	ADP
ajbmeb-1682	44	8	the	the	DET
ajbmeb-1682	44	9	mortgage	mortgage	NOUN
ajbmeb-1682	44	10	lending	lending	NOUN
ajbmeb-1682	44	11	fund	fund	NOUN
ajbmeb-1682	44	12	167	167	NUM
ajbmeb-1682	44	13	billion	billion	NUM
ajbmeb-1682	44	14	soums	soum	NOUN
ajbmeb-1682	44	15	.	.	PUNCT
ajbmeb-1682	45	1	https://t.me/centralbankuzbekistan/7609	https://t.me/centralbankuzbekistan/7609	X
ajbmeb-1682	46	1	https://t.me/centralbankuzbekistan/7609	https://t.me/centralbankuzbekistan/7609	INTJ
ajbmeb-1682	47	1	https://t.me/centralbankuzbekistan/7609	https://t.me/centralbankuzbekistan/7609	X
ajbmeb-1682	47	2	https://t.me/centralbankuzbekistan/7609	https://t.me/centralbankuzbekistan/7609	INTJ
ajbmeb-1682	48	1	american	american	PROPN
ajbmeb-1682	48	2	journal	journal	PROPN
ajbmeb-1682	48	3	of	of	ADP
ajbmeb-1682	48	4	business	business	NOUN
ajbmeb-1682	48	5	management	management	NOUN
ajbmeb-1682	48	6	,	,	PUNCT
ajbmeb-1682	48	7	economics	economic	NOUN
ajbmeb-1682	48	8	and	and	CCONJ
ajbmeb-1682	48	9	banking	banking	NOUN
ajbmeb-1682	48	10	volume	volume	NOUN
ajbmeb-1682	48	11	19	19	NUM
ajbmeb-1682	48	12	december	december	PROPN
ajbmeb-1682	48	13	,	,	PUNCT
ajbmeb-1682	48	14	2023	2023	NUM
ajbmeb-1682	48	15	p	p	NOUN
ajbmeb-1682	48	16	a	a	PRON
ajbmeb-1682	48	17	g	g	NOUN
ajbmeb-1682	48	18	e	e	NOUN
ajbmeb-1682	48	19	|	|	ADV
ajbmeb-1682	48	20	92	92	NUM
ajbmeb-1682	48	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1682	48	22	53,028	53,028	NUM
ajbmeb-1682	48	23	people	people	NOUN
ajbmeb-1682	48	24	received	receive	VERB
ajbmeb-1682	48	25	a	a	DET
ajbmeb-1682	48	26	mortgage	mortgage	NOUN
ajbmeb-1682	48	27	in	in	ADP
ajbmeb-1682	48	28	the	the	DET
ajbmeb-1682	48	29	amount	amount	NOUN
ajbmeb-1682	48	30	of	of	ADP
ajbmeb-1682	48	31	10.78	10.78	NUM
ajbmeb-1682	48	32	trillion	trillion	NUM
ajbmeb-1682	48	33	soums	soum	NOUN
ajbmeb-1682	48	34	(	(	PUNCT
ajbmeb-1682	48	35	75	75	NUM
ajbmeb-1682	48	36	%	%	NOUN
ajbmeb-1682	48	37	)	)	PUNCT
ajbmeb-1682	48	38	for	for	ADP
ajbmeb-1682	48	39	the	the	DET
ajbmeb-1682	48	40	purchase	purchase	NOUN
ajbmeb-1682	48	41	of	of	ADP
ajbmeb-1682	48	42	an	an	DET
ajbmeb-1682	48	43	apartment	apartment	NOUN
ajbmeb-1682	48	44	in	in	ADP
ajbmeb-1682	48	45	a	a	DET
ajbmeb-1682	48	46	new	new	ADJ
ajbmeb-1682	48	47	building	building	NOUN
ajbmeb-1682	48	48	,	,	PUNCT
ajbmeb-1682	48	49	another	another	DET
ajbmeb-1682	48	50	17,885	17,885	NUM
ajbmeb-1682	48	51	citizens	citizen	NOUN
ajbmeb-1682	48	52	were	be	AUX
ajbmeb-1682	48	53	allocated	allocate	VERB
ajbmeb-1682	48	54	3.59	3.59	NUM
ajbmeb-1682	48	55	trillion	trillion	NUM
ajbmeb-1682	48	56	soums	soum	NOUN
ajbmeb-1682	48	57	for	for	ADP
ajbmeb-1682	48	58	the	the	DET
ajbmeb-1682	48	59	purchase	purchase	NOUN
ajbmeb-1682	48	60	of	of	ADP
ajbmeb-1682	48	61	housing	housing	NOUN
ajbmeb-1682	48	62	in	in	ADP
ajbmeb-1682	48	63	the	the	DET
ajbmeb-1682	48	64	secondary	secondary	ADJ
ajbmeb-1682	48	65	real	real	ADJ
ajbmeb-1682	48	66	estate	estate	NOUN
ajbmeb-1682	48	67	market	market	NOUN
ajbmeb-1682	48	68	.	.	PUNCT
ajbmeb-1682	49	1	the	the	DET
ajbmeb-1682	49	2	main	main	ADJ
ajbmeb-1682	49	3	buyers	buyer	NOUN
ajbmeb-1682	49	4	are	be	AUX
ajbmeb-1682	49	5	people	people	NOUN
ajbmeb-1682	49	6	aged	age	VERB
ajbmeb-1682	49	7	31	31	NUM
ajbmeb-1682	49	8	-	-	SYM
ajbmeb-1682	49	9	50	50	NUM
ajbmeb-1682	49	10	(	(	PUNCT
ajbmeb-1682	49	11	70	70	NUM
ajbmeb-1682	49	12	%	%	NOUN
ajbmeb-1682	49	13	)	)	PUNCT
ajbmeb-1682	49	14	,	,	PUNCT
ajbmeb-1682	49	15	as	as	ADV
ajbmeb-1682	49	16	well	well	ADV
ajbmeb-1682	49	17	as	as	ADP
ajbmeb-1682	49	18	18	18	NUM
ajbmeb-1682	49	19	-	-	SYM
ajbmeb-1682	49	20	30	30	NUM
ajbmeb-1682	49	21	years	year	NOUN
ajbmeb-1682	49	22	old	old	ADJ
ajbmeb-1682	49	23	(	(	PUNCT
ajbmeb-1682	49	24	21	21	NUM
ajbmeb-1682	49	25	%	%	NOUN
ajbmeb-1682	49	26	)	)	PUNCT
ajbmeb-1682	49	27	.	.	PUNCT
ajbmeb-1682	50	1	mortgage	mortgage	NOUN
ajbmeb-1682	50	2	lending	lending	NOUN
ajbmeb-1682	50	3	has	have	VERB
ajbmeb-1682	50	4	an	an	DET
ajbmeb-1682	50	5	opportunity	opportunity	NOUN
ajbmeb-1682	50	6	to	to	PART
ajbmeb-1682	50	7	solve	solve	VERB
ajbmeb-1682	50	8	the	the	DET
ajbmeb-1682	50	9	social	social	ADJ
ajbmeb-1682	50	10	problems	problem	NOUN
ajbmeb-1682	50	11	of	of	ADP
ajbmeb-1682	50	12	many	many	ADJ
ajbmeb-1682	50	13	uzbeks	uzbek	NOUN
ajbmeb-1682	50	14	.	.	PUNCT
ajbmeb-1682	51	1	having	have	VERB
ajbmeb-1682	51	2	your	your	PRON
ajbmeb-1682	51	3	own	own	ADJ
ajbmeb-1682	51	4	home	home	NOUN
ajbmeb-1682	51	5	brings	bring	VERB
ajbmeb-1682	51	6	an	an	DET
ajbmeb-1682	51	7	element	element	NOUN
ajbmeb-1682	51	8	of	of	ADP
ajbmeb-1682	51	9	well	well	ADV
ajbmeb-1682	51	10	-	-	PUNCT
ajbmeb-1682	51	11	being	being	NOUN
ajbmeb-1682	51	12	and	and	CCONJ
ajbmeb-1682	51	13	stability	stability	NOUN
ajbmeb-1682	51	14	to	to	ADP
ajbmeb-1682	51	15	people	people	NOUN
ajbmeb-1682	51	16	's	's	PART
ajbmeb-1682	51	17	lives	life	NOUN
ajbmeb-1682	51	18	.	.	PUNCT
ajbmeb-1682	52	1	the	the	DET
ajbmeb-1682	52	2	relevance	relevance	NOUN
ajbmeb-1682	52	3	of	of	ADP
ajbmeb-1682	52	4	the	the	DET
ajbmeb-1682	52	5	topic	topic	NOUN
ajbmeb-1682	52	6	is	be	AUX
ajbmeb-1682	52	7	due	due	ADJ
ajbmeb-1682	52	8	to	to	ADP
ajbmeb-1682	52	9	the	the	DET
ajbmeb-1682	52	10	fact	fact	NOUN
ajbmeb-1682	52	11	that	that	SCONJ
ajbmeb-1682	52	12	a	a	DET
ajbmeb-1682	52	13	prerequisite	prerequisite	NOUN
ajbmeb-1682	52	14	before	before	ADP
ajbmeb-1682	52	15	obtaining	obtain	VERB
ajbmeb-1682	52	16	a	a	DET
ajbmeb-1682	52	17	mortgage	mortgage	NOUN
ajbmeb-1682	52	18	is	be	AUX
ajbmeb-1682	52	19	the	the	DET
ajbmeb-1682	52	20	assessment	assessment	NOUN
ajbmeb-1682	52	21	of	of	ADP
ajbmeb-1682	52	22	the	the	DET
ajbmeb-1682	52	23	value	value	NOUN
ajbmeb-1682	52	24	of	of	ADP
ajbmeb-1682	52	25	real	real	ADJ
ajbmeb-1682	52	26	estate	estate	NOUN
ajbmeb-1682	52	27	.	.	PUNCT
ajbmeb-1682	53	1	in	in	ADP
ajbmeb-1682	53	2	turn	turn	NOUN
ajbmeb-1682	53	3	,	,	PUNCT
ajbmeb-1682	53	4	the	the	DET
ajbmeb-1682	53	5	identification	identification	NOUN
ajbmeb-1682	53	6	and	and	CCONJ
ajbmeb-1682	53	7	elimination	elimination	NOUN
ajbmeb-1682	53	8	of	of	ADP
ajbmeb-1682	53	9	shortcomings	shortcoming	NOUN
ajbmeb-1682	53	10	in	in	ADP
ajbmeb-1682	53	11	the	the	DET
ajbmeb-1682	53	12	existing	exist	VERB
ajbmeb-1682	53	13	practice	practice	NOUN
ajbmeb-1682	53	14	of	of	ADP
ajbmeb-1682	53	15	determining	determine	VERB
ajbmeb-1682	53	16	the	the	DET
ajbmeb-1682	53	17	value	value	NOUN
ajbmeb-1682	53	18	of	of	ADP
ajbmeb-1682	53	19	objects	object	NOUN
ajbmeb-1682	53	20	of	of	ADP
ajbmeb-1682	53	21	appraisal	appraisal	NOUN
ajbmeb-1682	53	22	when	when	SCONJ
ajbmeb-1682	53	23	obtaining	obtain	VERB
ajbmeb-1682	53	24	bank	bank	NOUN
ajbmeb-1682	53	25	loans	loan	NOUN
ajbmeb-1682	53	26	will	will	AUX
ajbmeb-1682	53	27	make	make	VERB
ajbmeb-1682	53	28	it	it	PRON
ajbmeb-1682	53	29	possible	possible	ADJ
ajbmeb-1682	53	30	to	to	PART
ajbmeb-1682	53	31	calculate	calculate	VERB
ajbmeb-1682	53	32	the	the	DET
ajbmeb-1682	53	33	market	market	NOUN
ajbmeb-1682	53	34	value	value	NOUN
ajbmeb-1682	53	35	of	of	ADP
ajbmeb-1682	53	36	the	the	DET
ajbmeb-1682	53	37	object	object	NOUN
ajbmeb-1682	53	38	in	in	ADP
ajbmeb-1682	53	39	the	the	DET
ajbmeb-1682	53	40	most	most	ADV
ajbmeb-1682	53	41	correct	correct	ADJ
ajbmeb-1682	53	42	and	and	CCONJ
ajbmeb-1682	53	43	reasonable	reasonable	ADJ
ajbmeb-1682	53	44	way	way	NOUN
ajbmeb-1682	53	45	.	.	PUNCT
ajbmeb-1682	54	1	references	reference	NOUN
ajbmeb-1682	54	2	1	1	NUM
ajbmeb-1682	54	3	.	.	PUNCT
ajbmeb-1682	55	1	law	law	NOUN
ajbmeb-1682	55	2	of	of	ADP
ajbmeb-1682	55	3	the	the	DET
ajbmeb-1682	55	4	republic	republic	NOUN
ajbmeb-1682	55	5	of	of	ADP
ajbmeb-1682	55	6	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	55	7	"	"	PUNCT
ajbmeb-1682	55	8	on	on	ADP
ajbmeb-1682	55	9	appraisal	appraisal	NOUN
ajbmeb-1682	55	10	activities	activity	NOUN
ajbmeb-1682	55	11	"	"	PUNCT
ajbmeb-1682	55	12	dated	date	VERB
ajbmeb-1682	55	13	19.08.1999	19.08.1999	NUM
ajbmeb-1682	55	14	no	no	NOUN
ajbmeb-1682	55	15	.	.	NOUN
ajbmeb-1682	55	16	811	811	NUM
ajbmeb-1682	55	17	-	-	SYM
ajbmeb-1682	55	18	1	1	NUM
ajbmeb-1682	55	19	.	.	NOUN
ajbmeb-1682	55	20	2	2	NUM
ajbmeb-1682	55	21	.	.	X
ajbmeb-1682	55	22	r.h.alimov	r.h.alimov	ADJ
ajbmeb-1682	55	23	,	,	PUNCT
ajbmeb-1682	55	24	b.b.berkinov	b.b.berkinov	NOUN
ajbmeb-1682	55	25	,	,	PUNCT
ajbmeb-1682	55	26	a.n.kravchenko	a.n.kravchenko	ADJ
ajbmeb-1682	55	27	,	,	PUNCT
ajbmeb-1682	55	28	b.yu.ходиев	b.yu.ходиев	NOUN
ajbmeb-1682	55	29	«	«	PUNCT
ajbmeb-1682	55	30	кўчмас	кўчмас	NOUN
ajbmeb-1682	55	31	mulkni	mulkni	NOUN
ajbmeb-1682	55	32	баҳолаш	баҳолаш	VERB
ajbmeb-1682	55	33	»	»	ADV
ajbmeb-1682	55	34	.	.	PUNCT
ajbmeb-1682	56	1	t.:2005	t.:2005	NOUN
ajbmeb-1682	57	1	3	3	X
ajbmeb-1682	57	2	.	.	X
ajbmeb-1682	57	3	a.n	a.n	PROPN
ajbmeb-1682	57	4	.	.	PROPN
ajbmeb-1682	57	5	asaul	asaul	PROPN
ajbmeb-1682	57	6	,	,	PUNCT
ajbmeb-1682	57	7	m.a	m.a	PROPN
ajbmeb-1682	57	8	.	.	PROPN
ajbmeb-1682	57	9	ikramov	ikramov	PROPN
ajbmeb-1682	57	10	,	,	PUNCT
ajbmeb-1682	57	11	m.m	m.m	PROPN
ajbmeb-1682	57	12	.	.	PROPN
ajbmeb-1682	57	13	mrakhmedov	mrakhmedov	PROPN
ajbmeb-1682	57	14	,	,	PUNCT
ajbmeb-1682	57	15	v.u	v.u	PROPN
ajbmeb-1682	57	16	.	.	PROPN
ajbmeb-1682	57	17	yodgorov	yodgorov	PROPN
ajbmeb-1682	57	18	.	.	PUNCT
ajbmeb-1682	58	1	real	real	ADJ
ajbmeb-1682	58	2	estate	estate	NOUN
ajbmeb-1682	58	3	economics	economic	NOUN
ajbmeb-1682	58	4	:	:	PUNCT
ajbmeb-1682	58	5	a	a	DET
ajbmeb-1682	58	6	textbook	textbook	NOUN
ajbmeb-1682	58	7	.	.	PUNCT
ajbmeb-1682	59	1	published	publish	VERB
ajbmeb-1682	59	2	by	by	ADP
ajbmeb-1682	59	3	the	the	DET
ajbmeb-1682	59	4	national	national	PROPN
ajbmeb-1682	59	5	library	library	NOUN
ajbmeb-1682	59	6	of	of	ADP
ajbmeb-1682	59	7	uzbekistan	uzbekistan	PROPN
ajbmeb-1682	59	8	named	name	VERB
ajbmeb-1682	59	9	after	after	ADP
ajbmeb-1682	59	10	a.navoi	a.navoi	NOUN
ajbmeb-1682	59	11	,	,	PUNCT
ajbmeb-1682	59	12	2010.-380	2010.-380	PROPN
ajbmeb-1682	59	13	p.	p.	NOUN
ajbmeb-1682	59	14	4	4	NUM
ajbmeb-1682	59	15	.	.	PUNCT
ajbmeb-1682	60	1	d.sh.mirjalilova	d.sh.mirjalilova	VERB
ajbmeb-1682	60	2	"	"	PUNCT
ajbmeb-1682	60	3	real	real	ADJ
ajbmeb-1682	60	4	estate	estate	NOUN
ajbmeb-1682	60	5	management	management	NOUN
ajbmeb-1682	60	6	,	,	PUNCT
ajbmeb-1682	60	7	development	development	NOUN
ajbmeb-1682	60	8	and	and	CCONJ
ajbmeb-1682	60	9	realtorship	realtorship	NOUN
ajbmeb-1682	60	10	"	"	PUNCT
ajbmeb-1682	60	11	textbook	textbook	NOUN
ajbmeb-1682	60	12	.	.	PUNCT
ajbmeb-1682	61	1	tashkent	tashkent	PROPN
ajbmeb-1682	61	2	2018	2018	NUM
ajbmeb-1682	61	3	5	5	NUM
ajbmeb-1682	61	4	.	.	PUNCT
ajbmeb-1682	62	1	fedotova	fedotova	PROPN
ajbmeb-1682	63	1	m.a	m.a	PROPN
ajbmeb-1682	63	2	.	.	PROPN
ajbmeb-1682	63	3	,	,	PUNCT
ajbmeb-1682	63	4	roslov	roslov	PROPN
ajbmeb-1682	63	5	v.yu	v.yu	PROPN
ajbmeb-1682	63	6	.	.	PROPN
ajbmeb-1682	63	7	,	,	PUNCT
ajbmeb-1682	63	8	shcherbakova	shcherbakova	VERB
ajbmeb-1682	63	9	o.n	o.n	PROPN
ajbmeb-1682	63	10	.	.	PROPN
ajbmeb-1682	63	11	,	,	PUNCT
ajbmeb-1682	63	12	myshanov	myshanov	PROPN
ajbmeb-1682	63	13	a.i	a.i	PROPN
ajbmeb-1682	63	14	.	.	PROPN
ajbmeb-1682	63	15	moscow	moscow	PROPN
ajbmeb-1682	63	16	,	,	PUNCT
ajbmeb-1682	63	17	finance	finance	NOUN
ajbmeb-1682	63	18	and	and	CCONJ
ajbmeb-1682	63	19	statistics	statistic	NOUN
ajbmeb-1682	63	20	publ	publ	PROPN
ajbmeb-1682	63	21	.	.	PUNCT
ajbmeb-1682	63	22	,	,	PUNCT
ajbmeb-1682	63	23	2008	2008	NUM
ajbmeb-1682	63	24	.	.	PUNCT
ajbmeb-1682	64	1	6	6	X
ajbmeb-1682	64	2	.	.	X
ajbmeb-1682	64	3	fundamentals	fundamental	NOUN
ajbmeb-1682	64	4	of	of	ADP
ajbmeb-1682	64	5	appraisal	appraisal	NOUN
ajbmeb-1682	64	6	activity	activity	NOUN
ajbmeb-1682	64	7	/	/	SYM
ajbmeb-1682	64	8	ed	ed	NOUN
ajbmeb-1682	64	9	.	.	PUNCT
ajbmeb-1682	64	10	by	by	ADP
ajbmeb-1682	64	11	i.v.kosorukova	i.v.kosorukova	PROPN
ajbmeb-1682	64	12	.	.	PUNCT
ajbmeb-1682	65	1	moscow	moscow	PROPN
ajbmeb-1682	65	2	:	:	PUNCT
ajbmeb-1682	65	3	banks	bank	NOUN
ajbmeb-1682	65	4	and	and	CCONJ
ajbmeb-1682	65	5	banking	banking	NOUN
ajbmeb-1682	65	6	.	.	PUNCT
ajbmeb-1682	66	1	–	–	PUNCT
ajbmeb-1682	66	2	2005	2005	NUM
ajbmeb-1682	66	3	.	.	PUNCT
ajbmeb-1682	67	1	–	–	PUNCT
ajbmeb-1682	67	2	322	322	NUM
ajbmeb-1682	67	3	p.	p.	NOUN
ajbmeb-1682	67	4	(	(	PUNCT
ajbmeb-1682	67	5	in	in	ADP
ajbmeb-1682	67	6	russian	russian	NOUN
ajbmeb-1682	67	7	)	)	PUNCT
ajbmeb-1682	67	8	.	.	PUNCT
ajbmeb-1682	68	1	7	7	X
ajbmeb-1682	68	2	.	.	X
ajbmeb-1682	68	3	mikerin	mikerin	PROPN
ajbmeb-1682	68	4	g.i	g.i	PROPN
ajbmeb-1682	68	5	.	.	PROPN
ajbmeb-1682	68	6	et	et	PROPN
ajbmeb-1682	69	1	al	al	PROPN
ajbmeb-1682	69	2	.	.	PROPN
ajbmeb-1682	69	3	methodological	methodological	ADJ
ajbmeb-1682	69	4	foundations	foundation	NOUN
ajbmeb-1682	69	5	of	of	ADP
ajbmeb-1682	69	6	property	property	NOUN
ajbmeb-1682	69	7	value	value	NOUN
ajbmeb-1682	69	8	assessment	assessment	NOUN
ajbmeb-1682	69	9	.	.	PUNCT
ajbmeb-1682	70	1	moscow	moscow	PROPN
ajbmeb-1682	70	2	:	:	PUNCT
ajbmeb-1682	70	3	interreklama	interreklama	PROPN
ajbmeb-1682	70	4	.	.	PUNCT
ajbmeb-1682	71	1	–	–	PUNCT
ajbmeb-1682	72	1	2006	2006	NUM
ajbmeb-1682	72	2	.	.	PUNCT
ajbmeb-1682	73	1	–	–	PUNCT
ajbmeb-1682	73	2	216	216	NUM
ajbmeb-1682	73	3	p.	p.	NOUN
ajbmeb-1682	73	4	(	(	PUNCT
ajbmeb-1682	73	5	in	in	ADP
ajbmeb-1682	73	6	russian	russian	NOUN
ajbmeb-1682	73	7	)	)	PUNCT
ajbmeb-1682	73	8	.	.	PUNCT
ajbmeb-1682	74	1	8	8	X
ajbmeb-1682	74	2	.	.	X
ajbmeb-1682	74	3	electronic	electronic	ADJ
ajbmeb-1682	74	4	resource	resource	NOUN
ajbmeb-1682	74	5	:	:	PUNCT
ajbmeb-1682	74	6	https://www.gazeta.uz/ru/2023/01/26/ipoteka/	https://www.gazeta.uz/ru/2023/01/26/ipoteka/	NOUN