id	sid	tid	token	lemma	pos
ajbmeb-1726	1	1	american	american	PROPN
ajbmeb-1726	1	2	journal	journal	PROPN
ajbmeb-1726	1	3	of	of	ADP
ajbmeb-1726	1	4	business	business	NOUN
ajbmeb-1726	1	5	management	management	NOUN
ajbmeb-1726	1	6	,	,	PUNCT
ajbmeb-1726	1	7	economics	economic	NOUN
ajbmeb-1726	1	8	and	and	CCONJ
ajbmeb-1726	1	9	banking	banking	NOUN
ajbmeb-1726	1	10	issn	issn	PROPN
ajbmeb-1726	1	11	(	(	PUNCT
ajbmeb-1726	1	12	e	e	NOUN
ajbmeb-1726	1	13	):	):	PUNCT
ajbmeb-1726	1	14	2832	2832	NUM
ajbmeb-1726	1	15	-	-	SYM
ajbmeb-1726	1	16	8078	8078	NUM
ajbmeb-1726	1	17	volume	volume	NOUN
ajbmeb-1726	1	18	19	19	NUM
ajbmeb-1726	1	19	,	,	PUNCT
ajbmeb-1726	1	20	|	|	ADV
ajbmeb-1726	1	21	december	december	PROPN
ajbmeb-1726	1	22	,	,	PUNCT
ajbmeb-1726	1	23	2023	2023	NUM
ajbmeb-1726	1	24	142	142	NUM
ajbmeb-1726	1	25	|	|	ADV
ajbmeb-1726	1	26	p	p	NOUN
ajbmeb-1726	1	27	a	a	DET
ajbmeb-1726	1	28	g	g	NOUN
ajbmeb-1726	1	29	e	e	NOUN
ajbmeb-1726	1	30	the	the	DET
ajbmeb-1726	1	31	legal	legal	ADJ
ajbmeb-1726	1	32	and	and	CCONJ
ajbmeb-1726	1	33	regulatory	regulatory	ADJ
ajbmeb-1726	1	34	framework	framework	NOUN
ajbmeb-1726	1	35	for	for	ADP
ajbmeb-1726	1	36	murabaha	murabaha	NOUN
ajbmeb-1726	1	37	mukhitdinova	mukhitdinova	PROPN
ajbmeb-1726	1	38	muyassar	muyassar	PROPN
ajbmeb-1726	1	39	ziyaviddinovna	ziyaviddinovna	PROPN
ajbmeb-1726	1	40	phd	phd	PROPN
ajbmeb-1726	1	41	.	.	PROPN
ajbmeb-1726	1	42	,	,	PUNCT
ajbmeb-1726	1	43	senior	senior	ADJ
ajbmeb-1726	1	44	lecturer	lecturer	NOUN
ajbmeb-1726	1	45	at	at	ADP
ajbmeb-1726	1	46	banking	banking	NOUN
ajbmeb-1726	1	47	and	and	CCONJ
ajbmeb-1726	1	48	finance	finance	PROPN
ajbmeb-1726	1	49	academy	academy	PROPN
ajbmeb-1726	1	50	of	of	ADP
ajbmeb-1726	1	51	republic	republic	NOUN
ajbmeb-1726	1	52	of	of	ADP
ajbmeb-1726	1	53	uzbeistan	uzbeistan	PROPN
ajbmeb-1726	1	54	muyassarmukhitdinova@gmail.com	muyassarmukhitdinova@gmail.com	PROPN
ajbmeb-1726	2	1	a	a	DET
ajbmeb-1726	2	2	b	b	PROPN
ajbmeb-1726	2	3	s	s	ADP
ajbmeb-1726	2	4	t	t	PROPN
ajbmeb-1726	2	5	r	r	NOUN
ajbmeb-1726	2	6	a	a	DET
ajbmeb-1726	2	7	c	c	NOUN
ajbmeb-1726	2	8	t	t	NOUN
ajbmeb-1726	2	9	k	k	X
ajbmeb-1726	2	10	e	e	PROPN
ajbmeb-1726	2	11	y	y	PROPN
ajbmeb-1726	2	12	w	w	NOUN
ajbmeb-1726	2	13	o	o	NOUN
ajbmeb-1726	2	14	r	r	NOUN
ajbmeb-1726	2	15	d	d	X
ajbmeb-1726	2	16	s	s	VERB
ajbmeb-1726	2	17	the	the	DET
ajbmeb-1726	2	18	legal	legal	ADJ
ajbmeb-1726	2	19	and	and	CCONJ
ajbmeb-1726	2	20	regulatory	regulatory	ADJ
ajbmeb-1726	2	21	framework	framework	NOUN
ajbmeb-1726	2	22	for	for	ADP
ajbmeb-1726	2	23	murabaha	murabaha	NOUN
ajbmeb-1726	2	24	plays	play	VERB
ajbmeb-1726	2	25	a	a	DET
ajbmeb-1726	2	26	crucial	crucial	ADJ
ajbmeb-1726	2	27	role	role	NOUN
ajbmeb-1726	2	28	in	in	ADP
ajbmeb-1726	2	29	ensuring	ensure	VERB
ajbmeb-1726	2	30	the	the	DET
ajbmeb-1726	2	31	compliance	compliance	NOUN
ajbmeb-1726	2	32	and	and	CCONJ
ajbmeb-1726	2	33	effectiveness	effectiveness	NOUN
ajbmeb-1726	2	34	of	of	ADP
ajbmeb-1726	2	35	this	this	DET
ajbmeb-1726	2	36	islamic	islamic	ADJ
ajbmeb-1726	2	37	finance	finance	NOUN
ajbmeb-1726	2	38	mechanism	mechanism	NOUN
ajbmeb-1726	2	39	.	.	PUNCT
ajbmeb-1726	3	1	murabaha	murabaha	NOUN
ajbmeb-1726	3	2	,	,	PUNCT
ajbmeb-1726	3	3	also	also	ADV
ajbmeb-1726	3	4	known	know	VERB
ajbmeb-1726	3	5	as	as	ADP
ajbmeb-1726	3	6	cost	cost	NOUN
ajbmeb-1726	3	7	-	-	PUNCT
ajbmeb-1726	3	8	plus	plus	CCONJ
ajbmeb-1726	3	9	financing	financing	NOUN
ajbmeb-1726	3	10	,	,	PUNCT
ajbmeb-1726	3	11	is	be	AUX
ajbmeb-1726	3	12	a	a	DET
ajbmeb-1726	3	13	common	common	ADJ
ajbmeb-1726	3	14	transaction	transaction	NOUN
ajbmeb-1726	3	15	structure	structure	NOUN
ajbmeb-1726	3	16	used	use	VERB
ajbmeb-1726	3	17	in	in	ADP
ajbmeb-1726	3	18	islamic	islamic	ADJ
ajbmeb-1726	3	19	finance	finance	NOUN
ajbmeb-1726	3	20	.	.	PUNCT
ajbmeb-1726	4	1	it	it	PRON
ajbmeb-1726	4	2	involves	involve	VERB
ajbmeb-1726	4	3	the	the	DET
ajbmeb-1726	4	4	sale	sale	NOUN
ajbmeb-1726	4	5	of	of	ADP
ajbmeb-1726	4	6	a	a	DET
ajbmeb-1726	4	7	commodity	commodity	NOUN
ajbmeb-1726	4	8	by	by	ADP
ajbmeb-1726	4	9	a	a	DET
ajbmeb-1726	4	10	bank	bank	NOUN
ajbmeb-1726	4	11	to	to	ADP
ajbmeb-1726	4	12	a	a	DET
ajbmeb-1726	4	13	customer	customer	NOUN
ajbmeb-1726	4	14	at	at	ADP
ajbmeb-1726	4	15	an	an	DET
ajbmeb-1726	4	16	agreed	agree	VERB
ajbmeb-1726	4	17	markup	markup	ADJ
ajbmeb-1726	4	18	price	price	NOUN
ajbmeb-1726	4	19	,	,	PUNCT
ajbmeb-1726	4	20	which	which	PRON
ajbmeb-1726	4	21	includes	include	VERB
ajbmeb-1726	4	22	the	the	DET
ajbmeb-1726	4	23	bank	bank	NOUN
ajbmeb-1726	4	24	's	's	PART
ajbmeb-1726	4	25	cost	cost	NOUN
ajbmeb-1726	4	26	and	and	CCONJ
ajbmeb-1726	4	27	profit	profit	NOUN
ajbmeb-1726	4	28	margin	margin	NOUN
ajbmeb-1726	4	29	.	.	PUNCT
ajbmeb-1726	5	1	the	the	DET
ajbmeb-1726	5	2	legal	legal	ADJ
ajbmeb-1726	5	3	and	and	CCONJ
ajbmeb-1726	5	4	regulatory	regulatory	ADJ
ajbmeb-1726	5	5	framework	framework	NOUN
ajbmeb-1726	5	6	for	for	ADP
ajbmeb-1726	5	7	murabaha	murabaha	NOUN
ajbmeb-1726	5	8	is	be	AUX
ajbmeb-1726	5	9	designed	design	VERB
ajbmeb-1726	5	10	to	to	PART
ajbmeb-1726	5	11	ensure	ensure	VERB
ajbmeb-1726	5	12	that	that	SCONJ
ajbmeb-1726	5	13	the	the	DET
ajbmeb-1726	5	14	transaction	transaction	NOUN
ajbmeb-1726	5	15	adheres	adhere	VERB
ajbmeb-1726	5	16	to	to	ADP
ajbmeb-1726	5	17	sharia	sharia	PROPN
ajbmeb-1726	5	18	principles	principle	NOUN
ajbmeb-1726	5	19	and	and	CCONJ
ajbmeb-1726	5	20	guidelines.this	guidelines.this	PRON
ajbmeb-1726	5	21	article	article	NOUN
ajbmeb-1726	5	22	examines	examine	VERB
ajbmeb-1726	5	23	the	the	DET
ajbmeb-1726	5	24	use	use	NOUN
ajbmeb-1726	5	25	of	of	ADP
ajbmeb-1726	5	26	murabaha	murabaha	NOUN
ajbmeb-1726	5	27	in	in	ADP
ajbmeb-1726	5	28	islamic	islamic	ADJ
ajbmeb-1726	5	29	finance	finance	NOUN
ajbmeb-1726	5	30	.	.	PUNCT
ajbmeb-1726	6	1	it	it	PRON
ajbmeb-1726	6	2	discusses	discuss	VERB
ajbmeb-1726	6	3	the	the	DET
ajbmeb-1726	6	4	advantages	advantage	NOUN
ajbmeb-1726	6	5	and	and	CCONJ
ajbmeb-1726	6	6	disadvantages	disadvantage	NOUN
ajbmeb-1726	6	7	of	of	ADP
ajbmeb-1726	6	8	murabaha	murabaha	NOUN
ajbmeb-1726	6	9	,	,	PUNCT
ajbmeb-1726	6	10	and	and	CCONJ
ajbmeb-1726	6	11	it	it	PRON
ajbmeb-1726	6	12	provides	provide	VERB
ajbmeb-1726	6	13	an	an	DET
ajbmeb-1726	6	14	overview	overview	NOUN
ajbmeb-1726	6	15	of	of	ADP
ajbmeb-1726	6	16	the	the	DET
ajbmeb-1726	6	17	different	different	ADJ
ajbmeb-1726	6	18	types	type	NOUN
ajbmeb-1726	6	19	of	of	ADP
ajbmeb-1726	6	20	murabaha	murabaha	NOUN
ajbmeb-1726	6	21	contracts	contract	NOUN
ajbmeb-1726	6	22	.	.	PUNCT
ajbmeb-1726	7	1	the	the	DET
ajbmeb-1726	7	2	article	article	NOUN
ajbmeb-1726	7	3	also	also	ADV
ajbmeb-1726	7	4	discusses	discuss	VERB
ajbmeb-1726	7	5	the	the	DET
ajbmeb-1726	7	6	legal	legal	ADJ
ajbmeb-1726	7	7	and	and	CCONJ
ajbmeb-1726	7	8	regulatory	regulatory	ADJ
ajbmeb-1726	7	9	framework	framework	NOUN
ajbmeb-1726	7	10	for	for	ADP
ajbmeb-1726	7	11	murabaha	murabaha	NOUN
ajbmeb-1726	7	12	in	in	ADP
ajbmeb-1726	7	13	different	different	ADJ
ajbmeb-1726	7	14	jurisdictions	jurisdiction	NOUN
ajbmeb-1726	7	15	.	.	PUNCT
ajbmeb-1726	8	1	the	the	DET
ajbmeb-1726	8	2	article	article	NOUN
ajbmeb-1726	8	3	concludes	conclude	VERB
ajbmeb-1726	8	4	that	that	SCONJ
ajbmeb-1726	8	5	murabaha	murabaha	NOUN
ajbmeb-1726	8	6	is	be	AUX
ajbmeb-1726	8	7	a	a	DET
ajbmeb-1726	8	8	complex	complex	ADJ
ajbmeb-1726	8	9	but	but	CCONJ
ajbmeb-1726	8	10	versatile	versatile	ADJ
ajbmeb-1726	8	11	financing	financing	NOUN
ajbmeb-1726	8	12	structure	structure	NOUN
ajbmeb-1726	8	13	that	that	PRON
ajbmeb-1726	8	14	can	can	AUX
ajbmeb-1726	8	15	be	be	AUX
ajbmeb-1726	8	16	used	use	VERB
ajbmeb-1726	8	17	to	to	PART
ajbmeb-1726	8	18	finance	finance	VERB
ajbmeb-1726	8	19	a	a	DET
ajbmeb-1726	8	20	variety	variety	NOUN
ajbmeb-1726	8	21	of	of	ADP
ajbmeb-1726	8	22	assets	asset	NOUN
ajbmeb-1726	8	23	.	.	PUNCT
ajbmeb-1726	9	1	murabaha	murabaha	PROPN
ajbmeb-1726	9	2	can	can	AUX
ajbmeb-1726	9	3	be	be	AUX
ajbmeb-1726	9	4	a	a	DET
ajbmeb-1726	9	5	useful	useful	ADJ
ajbmeb-1726	9	6	tool	tool	NOUN
ajbmeb-1726	9	7	for	for	ADP
ajbmeb-1726	9	8	businesses	business	NOUN
ajbmeb-1726	9	9	and	and	CCONJ
ajbmeb-1726	9	10	individuals	individual	NOUN
ajbmeb-1726	9	11	who	who	PRON
ajbmeb-1726	9	12	want	want	VERB
ajbmeb-1726	9	13	to	to	PART
ajbmeb-1726	9	14	finance	finance	VERB
ajbmeb-1726	9	15	assets	asset	NOUN
ajbmeb-1726	9	16	without	without	ADP
ajbmeb-1726	9	17	having	have	VERB
ajbmeb-1726	9	18	to	to	PART
ajbmeb-1726	9	19	pay	pay	VERB
ajbmeb-1726	9	20	interest	interest	NOUN
ajbmeb-1726	9	21	.	.	PUNCT
ajbmeb-1726	10	1	however	however	ADV
ajbmeb-1726	10	2	,	,	PUNCT
ajbmeb-1726	10	3	it	it	PRON
ajbmeb-1726	10	4	is	be	AUX
ajbmeb-1726	10	5	important	important	ADJ
ajbmeb-1726	10	6	to	to	PART
ajbmeb-1726	10	7	understand	understand	VERB
ajbmeb-1726	10	8	the	the	DET
ajbmeb-1726	10	9	risks	risk	NOUN
ajbmeb-1726	10	10	and	and	CCONJ
ajbmeb-1726	10	11	limitations	limitation	NOUN
ajbmeb-1726	10	12	of	of	ADP
ajbmeb-1726	10	13	murabaha	murabaha	NOUN
ajbmeb-1726	10	14	before	before	ADP
ajbmeb-1726	10	15	using	use	VERB
ajbmeb-1726	10	16	it	it	PRON
ajbmeb-1726	10	17	.	.	PUNCT
ajbmeb-1726	11	1	murabaha	murabaha	INTJ
ajbmeb-1726	11	2	,	,	PUNCT
ajbmeb-1726	11	3	islamic	islamic	ADJ
ajbmeb-1726	11	4	finance	finance	NOUN
ajbmeb-1726	11	5	,	,	PUNCT
ajbmeb-1726	11	6	cost	cost	NOUN
ajbmeb-1726	11	7	-	-	PUNCT
ajbmeb-1726	11	8	plus	plus	CCONJ
ajbmeb-1726	11	9	financing	financing	NOUN
ajbmeb-1726	11	10	,	,	PUNCT
ajbmeb-1726	11	11	sharia	sharia	PROPN
ajbmeb-1726	11	12	law	law	PROPN
ajbmeb-1726	11	13	,	,	PUNCT
ajbmeb-1726	11	14	interest	interest	NOUN
ajbmeb-1726	11	15	-	-	PUNCT
ajbmeb-1726	11	16	free	free	ADJ
ajbmeb-1726	11	17	financing	financing	NOUN
ajbmeb-1726	11	18	introduction	introduction	NOUN
ajbmeb-1726	11	19	murabaha	murabaha	NOUN
ajbmeb-1726	11	20	is	be	AUX
ajbmeb-1726	11	21	a	a	DET
ajbmeb-1726	11	22	type	type	NOUN
ajbmeb-1726	11	23	of	of	ADP
ajbmeb-1726	11	24	islamic	islamic	ADJ
ajbmeb-1726	11	25	financing	financing	NOUN
ajbmeb-1726	11	26	contract	contract	NOUN
ajbmeb-1726	11	27	that	that	PRON
ajbmeb-1726	11	28	involves	involve	VERB
ajbmeb-1726	11	29	a	a	DET
ajbmeb-1726	11	30	cost	cost	NOUN
ajbmeb-1726	11	31	-	-	PUNCT
ajbmeb-1726	11	32	plus	plus	CCONJ
ajbmeb-1726	11	33	sale	sale	NOUN
ajbmeb-1726	11	34	of	of	ADP
ajbmeb-1726	11	35	an	an	DET
ajbmeb-1726	11	36	asset	asset	NOUN
ajbmeb-1726	11	37	between	between	ADP
ajbmeb-1726	11	38	a	a	DET
ajbmeb-1726	11	39	seller	seller	NOUN
ajbmeb-1726	11	40	and	and	CCONJ
ajbmeb-1726	11	41	a	a	DET
ajbmeb-1726	11	42	buyer	buyer	NOUN
ajbmeb-1726	11	43	.	.	PUNCT
ajbmeb-1726	12	1	it	it	PRON
ajbmeb-1726	12	2	is	be	AUX
ajbmeb-1726	12	3	commonly	commonly	ADV
ajbmeb-1726	12	4	used	use	VERB
ajbmeb-1726	12	5	as	as	ADP
ajbmeb-1726	12	6	an	an	DET
ajbmeb-1726	12	7	alternative	alternative	NOUN
ajbmeb-1726	12	8	to	to	ADP
ajbmeb-1726	12	9	interest	interest	NOUN
ajbmeb-1726	12	10	-	-	PUNCT
ajbmeb-1726	12	11	based	base	VERB
ajbmeb-1726	12	12	loans	loan	NOUN
ajbmeb-1726	12	13	,	,	PUNCT
ajbmeb-1726	12	14	which	which	PRON
ajbmeb-1726	12	15	are	be	AUX
ajbmeb-1726	12	16	prohibited	prohibit	VERB
ajbmeb-1726	12	17	in	in	ADP
ajbmeb-1726	12	18	islamic	islamic	ADJ
ajbmeb-1726	12	19	law	law	NOUN
ajbmeb-1726	12	20	.	.	PUNCT
ajbmeb-1726	13	1	however	however	ADV
ajbmeb-1726	13	2	,	,	PUNCT
ajbmeb-1726	13	3	murabaha	murabaha	NOUN
ajbmeb-1726	13	4	also	also	ADV
ajbmeb-1726	13	5	faces	face	VERB
ajbmeb-1726	13	6	various	various	ADJ
ajbmeb-1726	13	7	legal	legal	ADJ
ajbmeb-1726	13	8	and	and	CCONJ
ajbmeb-1726	13	9	regulatory	regulatory	ADJ
ajbmeb-1726	13	10	challenges	challenge	NOUN
ajbmeb-1726	13	11	in	in	ADP
ajbmeb-1726	13	12	different	different	ADJ
ajbmeb-1726	13	13	jurisdictions	jurisdiction	NOUN
ajbmeb-1726	13	14	,	,	PUNCT
ajbmeb-1726	13	15	as	as	SCONJ
ajbmeb-1726	13	16	it	it	PRON
ajbmeb-1726	13	17	may	may	AUX
ajbmeb-1726	13	18	not	not	PART
ajbmeb-1726	13	19	be	be	AUX
ajbmeb-1726	13	20	compatible	compatible	ADJ
ajbmeb-1726	13	21	with	with	ADP
ajbmeb-1726	13	22	the	the	DET
ajbmeb-1726	13	23	conventional	conventional	ADJ
ajbmeb-1726	13	24	laws	law	NOUN
ajbmeb-1726	13	25	and	and	CCONJ
ajbmeb-1726	13	26	standards	standard	NOUN
ajbmeb-1726	13	27	governing	govern	VERB
ajbmeb-1726	13	28	financial	financial	ADJ
ajbmeb-1726	13	29	transactions	transaction	NOUN
ajbmeb-1726	13	30	.	.	PUNCT
ajbmeb-1726	14	1	this	this	DET
ajbmeb-1726	14	2	article	article	NOUN
ajbmeb-1726	14	3	aims	aim	VERB
ajbmeb-1726	14	4	to	to	PART
ajbmeb-1726	14	5	explore	explore	VERB
ajbmeb-1726	14	6	the	the	DET
ajbmeb-1726	14	7	legal	legal	ADJ
ajbmeb-1726	14	8	and	and	CCONJ
ajbmeb-1726	14	9	regulatory	regulatory	ADJ
ajbmeb-1726	14	10	framework	framework	NOUN
ajbmeb-1726	14	11	for	for	ADP
ajbmeb-1726	14	12	murabaha	murabaha	NOUN
ajbmeb-1726	14	13	in	in	ADP
ajbmeb-1726	14	14	four	four	NUM
ajbmeb-1726	14	15	countries	country	NOUN
ajbmeb-1726	14	16	:	:	PUNCT
ajbmeb-1726	14	17	the	the	DET
ajbmeb-1726	14	18	uae	uae	PROPN
ajbmeb-1726	14	19	,	,	PUNCT
ajbmeb-1726	14	20	malaysia	malaysia	PROPN
ajbmeb-1726	14	21	,	,	PUNCT
ajbmeb-1726	14	22	pakistan	pakistan	PROPN
ajbmeb-1726	14	23	,	,	PUNCT
ajbmeb-1726	14	24	and	and	CCONJ
ajbmeb-1726	14	25	the	the	DET
ajbmeb-1726	14	26	uk	uk	PROPN
ajbmeb-1726	14	27	.	.	PUNCT
ajbmeb-1726	15	1	it	it	PRON
ajbmeb-1726	15	2	will	will	AUX
ajbmeb-1726	15	3	compare	compare	VERB
ajbmeb-1726	15	4	and	and	CCONJ
ajbmeb-1726	15	5	contrast	contrast	VERB
ajbmeb-1726	15	6	the	the	DET
ajbmeb-1726	15	7	laws	law	NOUN
ajbmeb-1726	15	8	and	and	CCONJ
ajbmeb-1726	15	9	regulations	regulation	NOUN
ajbmeb-1726	15	10	governing	govern	VERB
ajbmeb-1726	15	11	murabaha	murabaha	NOUN
ajbmeb-1726	15	12	transactions	transaction	NOUN
ajbmeb-1726	15	13	,	,	PUNCT
ajbmeb-1726	15	14	as	as	ADV
ajbmeb-1726	15	15	well	well	ADV
ajbmeb-1726	15	16	as	as	ADP
ajbmeb-1726	15	17	the	the	DET
ajbmeb-1726	15	18	benefits	benefit	NOUN
ajbmeb-1726	15	19	and	and	CCONJ
ajbmeb-1726	15	20	challenges	challenge	NOUN
ajbmeb-1726	15	21	of	of	ADP
ajbmeb-1726	15	22	murabaha	murabaha	NOUN
ajbmeb-1726	15	23	financing	financing	NOUN
ajbmeb-1726	15	24	.	.	PUNCT
ajbmeb-1726	16	1	it	it	PRON
ajbmeb-1726	16	2	will	will	AUX
ajbmeb-1726	16	3	also	also	ADV
ajbmeb-1726	16	4	discuss	discuss	VERB
ajbmeb-1726	16	5	the	the	DET
ajbmeb-1726	16	6	prospects	prospect	NOUN
ajbmeb-1726	16	7	and	and	CCONJ
ajbmeb-1726	16	8	opportunities	opportunity	NOUN
ajbmeb-1726	16	9	for	for	ADP
ajbmeb-1726	16	10	harmonisation	harmonisation	NOUN
ajbmeb-1726	16	11	and	and	CCONJ
ajbmeb-1726	16	12	standardisation	standardisation	NOUN
ajbmeb-1726	16	13	of	of	ADP
ajbmeb-1726	16	14	murabaha	murabaha	NOUN
ajbmeb-1726	16	15	contracts	contract	NOUN
ajbmeb-1726	16	16	across	across	ADP
ajbmeb-1726	16	17	different	different	ADJ
ajbmeb-1726	16	18	legal	legal	ADJ
ajbmeb-1726	16	19	systems	system	NOUN
ajbmeb-1726	16	20	.	.	PUNCT
ajbmeb-1726	17	1	the	the	DET
ajbmeb-1726	17	2	legal	legal	ADJ
ajbmeb-1726	17	3	and	and	CCONJ
ajbmeb-1726	17	4	regulatory	regulatory	ADJ
ajbmeb-1726	17	5	framework	framework	NOUN
ajbmeb-1726	17	6	for	for	ADP
ajbmeb-1726	17	7	american	american	ADJ
ajbmeb-1726	17	8	journal	journal	PROPN
ajbmeb-1726	17	9	of	of	ADP
ajbmeb-1726	17	10	business	business	NOUN
ajbmeb-1726	17	11	management	management	NOUN
ajbmeb-1726	17	12	,	,	PUNCT
ajbmeb-1726	17	13	economics	economic	NOUN
ajbmeb-1726	17	14	and	and	CCONJ
ajbmeb-1726	17	15	banking	banking	NOUN
ajbmeb-1726	17	16	volume	volume	NOUN
ajbmeb-1726	17	17	19	19	NUM
ajbmeb-1726	17	18	december	december	PROPN
ajbmeb-1726	17	19	,	,	PUNCT
ajbmeb-1726	17	20	2023	2023	NUM
ajbmeb-1726	17	21	p	p	NOUN
ajbmeb-1726	17	22	a	a	DET
ajbmeb-1726	17	23	g	g	NOUN
ajbmeb-1726	17	24	e	e	NOUN
ajbmeb-1726	17	25	|	|	ADV
ajbmeb-1726	17	26	143	143	PRON
ajbmeb-1726	17	27	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-1726	17	28	murabaha	murabaha	NOUN
ajbmeb-1726	17	29	is	be	AUX
ajbmeb-1726	17	30	primarily	primarily	ADV
ajbmeb-1726	17	31	guided	guide	VERB
ajbmeb-1726	17	32	by	by	ADP
ajbmeb-1726	17	33	islamic	islamic	ADJ
ajbmeb-1726	17	34	principles	principle	NOUN
ajbmeb-1726	17	35	,	,	PUNCT
ajbmeb-1726	17	36	with	with	ADP
ajbmeb-1726	17	37	the	the	DET
ajbmeb-1726	17	38	aim	aim	NOUN
ajbmeb-1726	17	39	of	of	ADP
ajbmeb-1726	17	40	avoiding	avoid	VERB
ajbmeb-1726	17	41	interest	interest	NOUN
ajbmeb-1726	17	42	-	-	PUNCT
ajbmeb-1726	17	43	based	base	VERB
ajbmeb-1726	17	44	transactions	transaction	NOUN
ajbmeb-1726	17	45	and	and	CCONJ
ajbmeb-1726	17	46	promoting	promote	VERB
ajbmeb-1726	17	47	fairness	fairness	NOUN
ajbmeb-1726	17	48	and	and	CCONJ
ajbmeb-1726	17	49	transparency	transparency	NOUN
ajbmeb-1726	17	50	.	.	PUNCT
ajbmeb-1726	18	1	one	one	NUM
ajbmeb-1726	18	2	of	of	ADP
ajbmeb-1726	18	3	the	the	DET
ajbmeb-1726	18	4	key	key	ADJ
ajbmeb-1726	18	5	sources	source	NOUN
ajbmeb-1726	18	6	that	that	PRON
ajbmeb-1726	18	7	shaped	shape	VERB
ajbmeb-1726	18	8	the	the	DET
ajbmeb-1726	18	9	legal	legal	ADJ
ajbmeb-1726	18	10	and	and	CCONJ
ajbmeb-1726	18	11	regulatory	regulatory	ADJ
ajbmeb-1726	18	12	framework	framework	NOUN
ajbmeb-1726	18	13	for	for	ADP
ajbmeb-1726	18	14	murabaha	murabaha	NOUN
ajbmeb-1726	18	15	is	be	AUX
ajbmeb-1726	18	16	the	the	DET
ajbmeb-1726	18	17	teachings	teaching	NOUN
ajbmeb-1726	18	18	of	of	ADP
ajbmeb-1726	18	19	sharia	sharia	PROPN
ajbmeb-1726	18	20	law	law	PROPN
ajbmeb-1726	18	21	.	.	PUNCT
ajbmeb-1726	19	1	sharia	sharia	PROPN
ajbmeb-1726	19	2	law	law	PROPN
ajbmeb-1726	19	3	forms	form	VERB
ajbmeb-1726	19	4	the	the	DET
ajbmeb-1726	19	5	basis	basis	NOUN
ajbmeb-1726	19	6	for	for	ADP
ajbmeb-1726	19	7	the	the	DET
ajbmeb-1726	19	8	rules	rule	NOUN
ajbmeb-1726	19	9	and	and	CCONJ
ajbmeb-1726	19	10	guidelines	guideline	NOUN
ajbmeb-1726	19	11	that	that	PRON
ajbmeb-1726	19	12	govern	govern	VERB
ajbmeb-1726	19	13	murabaha	murabaha	NOUN
ajbmeb-1726	19	14	transactions	transaction	NOUN
ajbmeb-1726	19	15	.	.	PUNCT
ajbmeb-1726	20	1	according	accord	VERB
ajbmeb-1726	20	2	to	to	ADP
ajbmeb-1726	20	3	islamic	islamic	ADJ
ajbmeb-1726	20	4	principles	principle	NOUN
ajbmeb-1726	20	5	,	,	PUNCT
ajbmeb-1726	20	6	money	money	NOUN
ajbmeb-1726	20	7	and	and	CCONJ
ajbmeb-1726	20	8	commodities	commodity	NOUN
ajbmeb-1726	20	9	are	be	AUX
ajbmeb-1726	20	10	considered	consider	VERB
ajbmeb-1726	20	11	distinct	distinct	ADJ
ajbmeb-1726	20	12	entities	entity	NOUN
ajbmeb-1726	20	13	and	and	CCONJ
ajbmeb-1726	20	14	should	should	AUX
ajbmeb-1726	20	15	be	be	AUX
ajbmeb-1726	20	16	treated	treat	VERB
ajbmeb-1726	20	17	differently	differently	ADV
ajbmeb-1726	20	18	.	.	PUNCT
ajbmeb-1726	21	1	this	this	DET
ajbmeb-1726	21	2	principle	principle	NOUN
ajbmeb-1726	21	3	is	be	AUX
ajbmeb-1726	21	4	applied	apply	VERB
ajbmeb-1726	21	5	in	in	ADP
ajbmeb-1726	21	6	the	the	DET
ajbmeb-1726	21	7	murabaha	murabaha	NOUN
ajbmeb-1726	21	8	framework	framework	NOUN
ajbmeb-1726	21	9	to	to	PART
ajbmeb-1726	21	10	ensure	ensure	VERB
ajbmeb-1726	21	11	that	that	SCONJ
ajbmeb-1726	21	12	the	the	DET
ajbmeb-1726	21	13	transaction	transaction	NOUN
ajbmeb-1726	21	14	is	be	AUX
ajbmeb-1726	21	15	compliant	compliant	ADJ
ajbmeb-1726	21	16	with	with	ADP
ajbmeb-1726	21	17	sharia	sharia	PROPN
ajbmeb-1726	21	18	law	law	NOUN
ajbmeb-1726	21	19	.	.	PUNCT
ajbmeb-1726	22	1	additionally	additionally	ADV
ajbmeb-1726	22	2	,	,	PUNCT
ajbmeb-1726	22	3	the	the	DET
ajbmeb-1726	22	4	legal	legal	ADJ
ajbmeb-1726	22	5	and	and	CCONJ
ajbmeb-1726	22	6	regulatory	regulatory	ADJ
ajbmeb-1726	22	7	framework	framework	NOUN
ajbmeb-1726	22	8	for	for	ADP
ajbmeb-1726	22	9	murabaha	murabaha	NOUN
ajbmeb-1726	22	10	takes	take	VERB
ajbmeb-1726	22	11	into	into	ADP
ajbmeb-1726	22	12	account	account	NOUN
ajbmeb-1726	22	13	the	the	DET
ajbmeb-1726	22	14	practicalities	practicality	NOUN
ajbmeb-1726	22	15	of	of	ADP
ajbmeb-1726	22	16	implementing	implement	VERB
ajbmeb-1726	22	17	this	this	DET
ajbmeb-1726	22	18	financing	financing	NOUN
ajbmeb-1726	22	19	technique	technique	NOUN
ajbmeb-1726	22	20	.	.	PUNCT
ajbmeb-1726	23	1	this	this	PRON
ajbmeb-1726	23	2	includes	include	VERB
ajbmeb-1726	23	3	the	the	DET
ajbmeb-1726	23	4	role	role	NOUN
ajbmeb-1726	23	5	of	of	ADP
ajbmeb-1726	23	6	the	the	DET
ajbmeb-1726	23	7	finance	finance	NOUN
ajbmeb-1726	23	8	provider	provider	NOUN
ajbmeb-1726	23	9	in	in	ADP
ajbmeb-1726	23	10	the	the	DET
ajbmeb-1726	23	11	management	management	NOUN
ajbmeb-1726	23	12	and	and	CCONJ
ajbmeb-1726	23	13	use	use	NOUN
ajbmeb-1726	23	14	of	of	ADP
ajbmeb-1726	23	15	funds	fund	NOUN
ajbmeb-1726	23	16	,	,	PUNCT
ajbmeb-1726	23	17	the	the	DET
ajbmeb-1726	23	18	risk	risk	NOUN
ajbmeb-1726	23	19	-	-	PUNCT
ajbmeb-1726	23	20	bearing	bearing	NOUN
ajbmeb-1726	23	21	by	by	ADP
ajbmeb-1726	23	22	the	the	DET
ajbmeb-1726	23	23	finance	finance	NOUN
ajbmeb-1726	23	24	provider	provider	NOUN
ajbmeb-1726	23	25	,	,	PUNCT
ajbmeb-1726	23	26	and	and	CCONJ
ajbmeb-1726	23	27	the	the	DET
ajbmeb-1726	23	28	uncertainty	uncertainty	NOUN
ajbmeb-1726	23	29	of	of	ADP
ajbmeb-1726	23	30	the	the	DET
ajbmeb-1726	23	31	rate	rate	NOUN
ajbmeb-1726	23	32	of	of	ADP
ajbmeb-1726	23	33	return	return	NOUN
ajbmeb-1726	23	34	on	on	ADP
ajbmeb-1726	23	35	capital	capital	NOUN
ajbmeb-1726	23	36	for	for	ADP
ajbmeb-1726	23	37	the	the	DET
ajbmeb-1726	23	38	finance	finance	NOUN
ajbmeb-1726	23	39	provider	provider	NOUN
ajbmeb-1726	23	40	[	[	X
ajbmeb-1726	23	41	1	1	NUM
ajbmeb-1726	23	42	]	]	PUNCT
ajbmeb-1726	23	43	.	.	PUNCT
ajbmeb-1726	24	1	the	the	DET
ajbmeb-1726	24	2	cost	cost	NOUN
ajbmeb-1726	24	3	of	of	ADP
ajbmeb-1726	24	4	capital	capital	NOUN
ajbmeb-1726	24	5	for	for	ADP
ajbmeb-1726	24	6	the	the	DET
ajbmeb-1726	24	7	finance	finance	NOUN
ajbmeb-1726	24	8	user	user	NOUN
ajbmeb-1726	24	9	and	and	CCONJ
ajbmeb-1726	24	10	the	the	DET
ajbmeb-1726	24	11	relationship	relationship	NOUN
ajbmeb-1726	24	12	between	between	ADP
ajbmeb-1726	24	13	the	the	DET
ajbmeb-1726	24	14	cost	cost	NOUN
ajbmeb-1726	24	15	of	of	ADP
ajbmeb-1726	24	16	capital	capital	NOUN
ajbmeb-1726	24	17	and	and	CCONJ
ajbmeb-1726	24	18	the	the	DET
ajbmeb-1726	24	19	rate	rate	NOUN
ajbmeb-1726	24	20	of	of	ADP
ajbmeb-1726	24	21	return	return	NOUN
ajbmeb-1726	24	22	on	on	ADP
ajbmeb-1726	24	23	capital	capital	NOUN
ajbmeb-1726	24	24	are	be	AUX
ajbmeb-1726	24	25	also	also	ADV
ajbmeb-1726	24	26	considered	consider	VERB
ajbmeb-1726	24	27	in	in	ADP
ajbmeb-1726	24	28	the	the	DET
ajbmeb-1726	24	29	legal	legal	ADJ
ajbmeb-1726	24	30	and	and	CCONJ
ajbmeb-1726	24	31	regulatory	regulatory	ADJ
ajbmeb-1726	24	32	framework	framework	NOUN
ajbmeb-1726	24	33	for	for	ADP
ajbmeb-1726	24	34	murabaha	murabaha	NOUN
ajbmeb-1726	24	35	.	.	PUNCT
ajbmeb-1726	25	1	these	these	DET
ajbmeb-1726	25	2	considerations	consideration	NOUN
ajbmeb-1726	25	3	help	help	VERB
ajbmeb-1726	25	4	to	to	PART
ajbmeb-1726	25	5	ensure	ensure	VERB
ajbmeb-1726	25	6	that	that	SCONJ
ajbmeb-1726	25	7	the	the	DET
ajbmeb-1726	25	8	transaction	transaction	NOUN
ajbmeb-1726	25	9	is	be	AUX
ajbmeb-1726	25	10	fair	fair	ADJ
ajbmeb-1726	25	11	and	and	CCONJ
ajbmeb-1726	25	12	mutually	mutually	ADV
ajbmeb-1726	25	13	beneficial	beneficial	ADJ
ajbmeb-1726	25	14	for	for	ADP
ajbmeb-1726	25	15	both	both	DET
ajbmeb-1726	25	16	parties	party	NOUN
ajbmeb-1726	25	17	involved	involve	VERB
ajbmeb-1726	25	18	.	.	PUNCT
ajbmeb-1726	26	1	furthermore	furthermore	ADV
ajbmeb-1726	26	2	,	,	PUNCT
ajbmeb-1726	26	3	the	the	DET
ajbmeb-1726	26	4	legal	legal	ADJ
ajbmeb-1726	26	5	and	and	CCONJ
ajbmeb-1726	26	6	regulatory	regulatory	ADJ
ajbmeb-1726	26	7	framework	framework	NOUN
ajbmeb-1726	26	8	for	for	ADP
ajbmeb-1726	26	9	murabaha	murabaha	NOUN
ajbmeb-1726	26	10	addresses	address	VERB
ajbmeb-1726	26	11	the	the	DET
ajbmeb-1726	26	12	issue	issue	NOUN
ajbmeb-1726	26	13	of	of	ADP
ajbmeb-1726	26	14	agency	agency	NOUN
ajbmeb-1726	26	15	in	in	ADP
ajbmeb-1726	26	16	the	the	DET
ajbmeb-1726	26	17	transaction	transaction	NOUN
ajbmeb-1726	26	18	.	.	PUNCT
ajbmeb-1726	27	1	it	it	PRON
ajbmeb-1726	27	2	outlines	outline	VERB
ajbmeb-1726	27	3	the	the	DET
ajbmeb-1726	27	4	rights	right	NOUN
ajbmeb-1726	27	5	and	and	CCONJ
ajbmeb-1726	27	6	responsibilities	responsibility	NOUN
ajbmeb-1726	27	7	of	of	ADP
ajbmeb-1726	27	8	the	the	DET
ajbmeb-1726	27	9	parties	party	NOUN
ajbmeb-1726	27	10	involved	involve	VERB
ajbmeb-1726	27	11	,	,	PUNCT
ajbmeb-1726	27	12	including	include	VERB
ajbmeb-1726	27	13	the	the	DET
ajbmeb-1726	27	14	bank	bank	NOUN
ajbmeb-1726	27	15	acting	act	VERB
ajbmeb-1726	27	16	as	as	ADP
ajbmeb-1726	27	17	an	an	DET
ajbmeb-1726	27	18	agent	agent	NOUN
ajbmeb-1726	27	19	on	on	ADP
ajbmeb-1726	27	20	behalf	behalf	NOUN
ajbmeb-1726	27	21	of	of	ADP
ajbmeb-1726	27	22	its	its	PRON
ajbmeb-1726	27	23	customers	customer	NOUN
ajbmeb-1726	27	24	.	.	PUNCT
ajbmeb-1726	28	1	this	this	DET
ajbmeb-1726	28	2	framework	framework	NOUN
ajbmeb-1726	28	3	ensures	ensure	VERB
ajbmeb-1726	28	4	that	that	SCONJ
ajbmeb-1726	28	5	the	the	DET
ajbmeb-1726	28	6	bank	bank	NOUN
ajbmeb-1726	28	7	acts	act	VERB
ajbmeb-1726	28	8	in	in	ADP
ajbmeb-1726	28	9	the	the	DET
ajbmeb-1726	28	10	best	good	ADJ
ajbmeb-1726	28	11	interest	interest	NOUN
ajbmeb-1726	28	12	of	of	ADP
ajbmeb-1726	28	13	its	its	PRON
ajbmeb-1726	28	14	customers	customer	NOUN
ajbmeb-1726	28	15	,	,	PUNCT
ajbmeb-1726	28	16	maintaining	maintain	VERB
ajbmeb-1726	28	17	transparency	transparency	NOUN
ajbmeb-1726	28	18	and	and	CCONJ
ajbmeb-1726	28	19	accountability	accountability	NOUN
ajbmeb-1726	28	20	throughout	throughout	ADP
ajbmeb-1726	28	21	the	the	DET
ajbmeb-1726	28	22	transaction	transaction	NOUN
ajbmeb-1726	28	23	.	.	PUNCT
ajbmeb-1726	29	1	in	in	ADP
ajbmeb-1726	29	2	terms	term	NOUN
ajbmeb-1726	29	3	of	of	ADP
ajbmeb-1726	29	4	regulation	regulation	NOUN
ajbmeb-1726	29	5	,	,	PUNCT
ajbmeb-1726	29	6	the	the	DET
ajbmeb-1726	29	7	legal	legal	ADJ
ajbmeb-1726	29	8	framework	framework	NOUN
ajbmeb-1726	29	9	for	for	ADP
ajbmeb-1726	29	10	murabaha	murabaha	NOUN
ajbmeb-1726	29	11	transactions	transaction	NOUN
ajbmeb-1726	29	12	varies	vary	VERB
ajbmeb-1726	29	13	from	from	ADP
ajbmeb-1726	29	14	country	country	NOUN
ajbmeb-1726	29	15	to	to	ADP
ajbmeb-1726	29	16	country	country	NOUN
ajbmeb-1726	29	17	.	.	PUNCT
ajbmeb-1726	30	1	in	in	ADP
ajbmeb-1726	30	2	some	some	DET
ajbmeb-1726	30	3	countries	country	NOUN
ajbmeb-1726	30	4	,	,	PUNCT
ajbmeb-1726	30	5	such	such	ADJ
ajbmeb-1726	30	6	as	as	ADP
ajbmeb-1726	30	7	the	the	DET
ajbmeb-1726	30	8	gcc	gcc	NOUN
ajbmeb-1726	30	9	countries	country	NOUN
ajbmeb-1726	30	10	,	,	PUNCT
ajbmeb-1726	30	11	there	there	PRON
ajbmeb-1726	30	12	may	may	AUX
ajbmeb-1726	30	13	be	be	AUX
ajbmeb-1726	30	14	specific	specific	ADJ
ajbmeb-1726	30	15	laws	law	NOUN
ajbmeb-1726	30	16	and	and	CCONJ
ajbmeb-1726	30	17	regulations	regulation	NOUN
ajbmeb-1726	30	18	that	that	PRON
ajbmeb-1726	30	19	govern	govern	VERB
ajbmeb-1726	30	20	murabaha	murabaha	NOUN
ajbmeb-1726	30	21	transactions	transaction	NOUN
ajbmeb-1726	30	22	.	.	PUNCT
ajbmeb-1726	31	1	these	these	DET
ajbmeb-1726	31	2	laws	law	NOUN
ajbmeb-1726	31	3	and	and	CCONJ
ajbmeb-1726	31	4	regulations	regulation	NOUN
ajbmeb-1726	31	5	ensure	ensure	VERB
ajbmeb-1726	31	6	that	that	SCONJ
ajbmeb-1726	31	7	murabaha	murabaha	NOUN
ajbmeb-1726	31	8	transactions	transaction	NOUN
ajbmeb-1726	31	9	are	be	AUX
ajbmeb-1726	31	10	conducted	conduct	VERB
ajbmeb-1726	31	11	in	in	ADP
ajbmeb-1726	31	12	a	a	DET
ajbmeb-1726	31	13	transparent	transparent	ADJ
ajbmeb-1726	31	14	and	and	CCONJ
ajbmeb-1726	31	15	lawful	lawful	ADJ
ajbmeb-1726	31	16	manner	manner	NOUN
ajbmeb-1726	31	17	,	,	PUNCT
ajbmeb-1726	31	18	protecting	protect	VERB
ajbmeb-1726	31	19	the	the	DET
ajbmeb-1726	31	20	interests	interest	NOUN
ajbmeb-1726	31	21	of	of	ADP
ajbmeb-1726	31	22	all	all	DET
ajbmeb-1726	31	23	parties	party	NOUN
ajbmeb-1726	31	24	involved	involve	VERB
ajbmeb-1726	31	25	.	.	PUNCT
ajbmeb-1726	32	1	the	the	DET
ajbmeb-1726	32	2	legal	legal	ADJ
ajbmeb-1726	32	3	and	and	CCONJ
ajbmeb-1726	32	4	regulatory	regulatory	ADJ
ajbmeb-1726	32	5	framework	framework	NOUN
ajbmeb-1726	32	6	for	for	ADP
ajbmeb-1726	32	7	murabaha	murabaha	NOUN
ajbmeb-1726	32	8	is	be	AUX
ajbmeb-1726	32	9	primarily	primarily	ADV
ajbmeb-1726	32	10	guided	guide	VERB
ajbmeb-1726	32	11	by	by	ADP
ajbmeb-1726	32	12	islamic	islamic	ADJ
ajbmeb-1726	32	13	principles	principle	NOUN
ajbmeb-1726	32	14	,	,	PUNCT
ajbmeb-1726	32	15	specifically	specifically	ADV
ajbmeb-1726	32	16	sharia	sharia	PROPN
ajbmeb-1726	32	17	law	law	PROPN
ajbmeb-1726	32	18	.	.	PUNCT
ajbmeb-1726	33	1	sharia	sharia	PROPN
ajbmeb-1726	33	2	law	law	PROPN
ajbmeb-1726	33	3	sets	set	VERB
ajbmeb-1726	33	4	the	the	DET
ajbmeb-1726	33	5	foundation	foundation	NOUN
ajbmeb-1726	33	6	for	for	ADP
ajbmeb-1726	33	7	defining	define	VERB
ajbmeb-1726	33	8	the	the	DET
ajbmeb-1726	33	9	rules	rule	NOUN
ajbmeb-1726	33	10	and	and	CCONJ
ajbmeb-1726	33	11	guidelines	guideline	NOUN
ajbmeb-1726	33	12	that	that	PRON
ajbmeb-1726	33	13	govern	govern	VERB
ajbmeb-1726	33	14	murabaha	murabaha	NOUN
ajbmeb-1726	33	15	transactions	transaction	NOUN
ajbmeb-1726	33	16	.	.	PUNCT
ajbmeb-1726	34	1	it	it	PRON
ajbmeb-1726	34	2	ensures	ensure	VERB
ajbmeb-1726	34	3	that	that	SCONJ
ajbmeb-1726	34	4	money	money	NOUN
ajbmeb-1726	34	5	and	and	CCONJ
ajbmeb-1726	34	6	commodities	commodity	NOUN
ajbmeb-1726	34	7	are	be	AUX
ajbmeb-1726	34	8	treated	treat	VERB
ajbmeb-1726	34	9	differently	differently	ADV
ajbmeb-1726	34	10	and	and	CCONJ
ajbmeb-1726	34	11	outlines	outline	VERB
ajbmeb-1726	34	12	the	the	DET
ajbmeb-1726	34	13	practicalities	practicality	NOUN
ajbmeb-1726	34	14	of	of	ADP
ajbmeb-1726	34	15	implementing	implement	VERB
ajbmeb-1726	34	16	murabaha	murabaha	NOUN
ajbmeb-1726	34	17	.	.	PUNCT
ajbmeb-1726	35	1	additionally	additionally	ADV
ajbmeb-1726	35	2	,	,	PUNCT
ajbmeb-1726	35	3	islamic	islamic	ADJ
ajbmeb-1726	35	4	principles	principle	NOUN
ajbmeb-1726	35	5	emphasize	emphasize	VERB
ajbmeb-1726	35	6	the	the	DET
ajbmeb-1726	35	7	importance	importance	NOUN
ajbmeb-1726	35	8	of	of	ADP
ajbmeb-1726	35	9	profit	profit	NOUN
ajbmeb-1726	35	10	and	and	CCONJ
ajbmeb-1726	35	11	loss	loss	NOUN
ajbmeb-1726	35	12	sharing	sharing	NOUN
ajbmeb-1726	35	13	and	and	CCONJ
ajbmeb-1726	35	14	cooperation	cooperation	NOUN
ajbmeb-1726	35	15	between	between	ADP
ajbmeb-1726	35	16	parties	party	NOUN
ajbmeb-1726	35	17	.	.	PUNCT
ajbmeb-1726	36	1	in	in	ADP
ajbmeb-1726	36	2	accordance	accordance	NOUN
ajbmeb-1726	36	3	with	with	ADP
ajbmeb-1726	36	4	these	these	DET
ajbmeb-1726	36	5	principles	principle	NOUN
ajbmeb-1726	36	6	,	,	PUNCT
ajbmeb-1726	36	7	the	the	DET
ajbmeb-1726	36	8	legal	legal	ADJ
ajbmeb-1726	36	9	and	and	CCONJ
ajbmeb-1726	36	10	regulatory	regulatory	ADJ
ajbmeb-1726	36	11	framework	framework	NOUN
ajbmeb-1726	36	12	for	for	ADP
ajbmeb-1726	36	13	murabaha	murabaha	NOUN
ajbmeb-1726	36	14	aims	aim	VERB
ajbmeb-1726	36	15	to	to	PART
ajbmeb-1726	36	16	promote	promote	VERB
ajbmeb-1726	36	17	fairness	fairness	NOUN
ajbmeb-1726	36	18	,	,	PUNCT
ajbmeb-1726	36	19	transparency	transparency	NOUN
ajbmeb-1726	36	20	,	,	PUNCT
ajbmeb-1726	36	21	and	and	CCONJ
ajbmeb-1726	36	22	accountability	accountability	NOUN
ajbmeb-1726	36	23	in	in	ADP
ajbmeb-1726	36	24	the	the	DET
ajbmeb-1726	36	25	transactions	transaction	NOUN
ajbmeb-1726	36	26	.	.	PUNCT
ajbmeb-1726	37	1	the	the	DET
ajbmeb-1726	37	2	legal	legal	ADJ
ajbmeb-1726	37	3	and	and	CCONJ
ajbmeb-1726	37	4	regulatory	regulatory	ADJ
ajbmeb-1726	37	5	framework	framework	NOUN
ajbmeb-1726	37	6	for	for	ADP
ajbmeb-1726	37	7	murabaha	murabaha	NOUN
ajbmeb-1726	37	8	transactions	transaction	NOUN
ajbmeb-1726	37	9	is	be	AUX
ajbmeb-1726	37	10	essential	essential	ADJ
ajbmeb-1726	37	11	in	in	ADP
ajbmeb-1726	37	12	ensuring	ensure	VERB
ajbmeb-1726	37	13	the	the	DET
ajbmeb-1726	37	14	compliance	compliance	NOUN
ajbmeb-1726	37	15	of	of	ADP
ajbmeb-1726	37	16	this	this	DET
ajbmeb-1726	37	17	islamic	islamic	ADJ
ajbmeb-1726	37	18	financing	financing	NOUN
ajbmeb-1726	37	19	technique	technique	NOUN
ajbmeb-1726	37	20	with	with	ADP
ajbmeb-1726	37	21	sharia	sharia	PROPN
ajbmeb-1726	37	22	law	law	NOUN
ajbmeb-1726	37	23	,	,	PUNCT
ajbmeb-1726	37	24	promoting	promote	VERB
ajbmeb-1726	37	25	fairness	fairness	NOUN
ajbmeb-1726	37	26	,	,	PUNCT
ajbmeb-1726	37	27	transparency	transparency	NOUN
ajbmeb-1726	37	28	and	and	CCONJ
ajbmeb-1726	37	29	accountability	accountability	NOUN
ajbmeb-1726	37	30	.	.	PUNCT
ajbmeb-1726	38	1	the	the	DET
ajbmeb-1726	38	2	legal	legal	ADJ
ajbmeb-1726	38	3	and	and	CCONJ
ajbmeb-1726	38	4	regulatory	regulatory	ADJ
ajbmeb-1726	38	5	framework	framework	NOUN
ajbmeb-1726	38	6	for	for	ADP
ajbmeb-1726	38	7	murabaha	murabaha	NOUN
ajbmeb-1726	38	8	plays	play	VERB
ajbmeb-1726	38	9	a	a	DET
ajbmeb-1726	38	10	crucial	crucial	ADJ
ajbmeb-1726	38	11	role	role	NOUN
ajbmeb-1726	38	12	in	in	ADP
ajbmeb-1726	38	13	ensuring	ensure	VERB
ajbmeb-1726	38	14	fairness	fairness	NOUN
ajbmeb-1726	38	15	and	and	CCONJ
ajbmeb-1726	38	16	compliance	compliance	NOUN
ajbmeb-1726	38	17	with	with	ADP
ajbmeb-1726	38	18	sharia	sharia	PROPN
ajbmeb-1726	38	19	law	law	PROPN
ajbmeb-1726	38	20	in	in	ADP
ajbmeb-1726	38	21	islamic	islamic	ADJ
ajbmeb-1726	38	22	banking	banking	NOUN
ajbmeb-1726	38	23	.	.	PUNCT
ajbmeb-1726	39	1	furthermore	furthermore	ADV
ajbmeb-1726	39	2	,	,	PUNCT
ajbmeb-1726	39	3	the	the	DET
ajbmeb-1726	39	4	legal	legal	ADJ
ajbmeb-1726	39	5	and	and	CCONJ
ajbmeb-1726	39	6	regulatory	regulatory	ADJ
ajbmeb-1726	39	7	framework	framework	NOUN
ajbmeb-1726	39	8	for	for	ADP
ajbmeb-1726	39	9	murabaha	murabaha	NOUN
ajbmeb-1726	39	10	addresses	address	VERB
ajbmeb-1726	39	11	the	the	DET
ajbmeb-1726	39	12	issue	issue	NOUN
ajbmeb-1726	39	13	of	of	ADP
ajbmeb-1726	39	14	risk	risk	NOUN
ajbmeb-1726	39	15	management	management	NOUN
ajbmeb-1726	39	16	in	in	ADP
ajbmeb-1726	39	17	the	the	DET
ajbmeb-1726	39	18	transaction	transaction	NOUN
ajbmeb-1726	39	19	.	.	PUNCT
ajbmeb-1726	40	1	it	it	PRON
ajbmeb-1726	40	2	establishes	establish	VERB
ajbmeb-1726	40	3	guidelines	guideline	NOUN
ajbmeb-1726	40	4	for	for	ADP
ajbmeb-1726	40	5	assessing	assess	VERB
ajbmeb-1726	40	6	and	and	CCONJ
ajbmeb-1726	40	7	managing	manage	VERB
ajbmeb-1726	40	8	risks	risk	NOUN
ajbmeb-1726	40	9	associated	associate	VERB
ajbmeb-1726	40	10	with	with	ADP
ajbmeb-1726	40	11	murabaha	murabaha	NOUN
ajbmeb-1726	40	12	transactions	transaction	NOUN
ajbmeb-1726	40	13	,	,	PUNCT
ajbmeb-1726	40	14	such	such	ADJ
ajbmeb-1726	40	15	as	as	ADP
ajbmeb-1726	40	16	credit	credit	NOUN
ajbmeb-1726	40	17	risk	risk	NOUN
ajbmeb-1726	40	18	,	,	PUNCT
ajbmeb-1726	40	19	market	market	NOUN
ajbmeb-1726	40	20	risk	risk	NOUN
ajbmeb-1726	40	21	,	,	PUNCT
ajbmeb-1726	40	22	and	and	CCONJ
ajbmeb-1726	40	23	operational	operational	ADJ
ajbmeb-1726	40	24	risk	risk	NOUN
ajbmeb-1726	40	25	.	.	PUNCT
ajbmeb-1726	41	1	additionally	additionally	ADV
ajbmeb-1726	41	2	,	,	PUNCT
ajbmeb-1726	41	3	the	the	DET
ajbmeb-1726	41	4	legal	legal	ADJ
ajbmeb-1726	41	5	and	and	CCONJ
ajbmeb-1726	41	6	regulatory	regulatory	ADJ
ajbmeb-1726	41	7	framework	framework	NOUN
ajbmeb-1726	41	8	for	for	ADP
ajbmeb-1726	41	9	murabaha	murabaha	NOUN
ajbmeb-1726	41	10	also	also	ADV
ajbmeb-1726	41	11	addresses	address	VERB
ajbmeb-1726	41	12	the	the	DET
ajbmeb-1726	41	13	issue	issue	NOUN
ajbmeb-1726	41	14	of	of	ADP
ajbmeb-1726	41	15	currency	currency	NOUN
ajbmeb-1726	41	16	conversion	conversion	NOUN
ajbmeb-1726	41	17	in	in	ADP
ajbmeb-1726	41	18	international	international	ADJ
ajbmeb-1726	41	19	transactions	transaction	NOUN
ajbmeb-1726	41	20	.	.	PUNCT
ajbmeb-1726	42	1	in	in	ADP
ajbmeb-1726	42	2	international	international	ADJ
ajbmeb-1726	42	3	murabaha	murabaha	NOUN
ajbmeb-1726	42	4	transactions	transaction	NOUN
ajbmeb-1726	42	5	,	,	PUNCT
ajbmeb-1726	42	6	where	where	SCONJ
ajbmeb-1726	42	7	currencies	currency	NOUN
ajbmeb-1726	42	8	are	be	AUX
ajbmeb-1726	42	9	involved	involve	VERB
ajbmeb-1726	42	10	,	,	PUNCT
ajbmeb-1726	42	11	the	the	DET
ajbmeb-1726	42	12	legal	legal	ADJ
ajbmeb-1726	42	13	and	and	CCONJ
ajbmeb-1726	42	14	regulatory	regulatory	ADJ
ajbmeb-1726	42	15	framework	framework	NOUN
ajbmeb-1726	42	16	ensures	ensure	VERB
ajbmeb-1726	42	17	that	that	SCONJ
ajbmeb-1726	42	18	transactions	transaction	NOUN
ajbmeb-1726	42	19	are	be	AUX
ajbmeb-1726	42	20	executed	execute	VERB
ajbmeb-1726	42	21	in	in	ADP
ajbmeb-1726	42	22	compliance	compliance	NOUN
ajbmeb-1726	42	23	with	with	ADP
ajbmeb-1726	42	24	islamic	islamic	ADJ
ajbmeb-1726	42	25	injunctions	injunction	NOUN
ajbmeb-1726	42	26	.	.	PUNCT
ajbmeb-1726	43	1	this	this	PRON
ajbmeb-1726	43	2	includes	include	VERB
ajbmeb-1726	43	3	ensuring	ensure	VERB
ajbmeb-1726	43	4	that	that	SCONJ
ajbmeb-1726	43	5	the	the	DET
ajbmeb-1726	43	6	import	import	NOUN
ajbmeb-1726	43	7	murabaha	murabaha	NOUN
ajbmeb-1726	43	8	transaction	transaction	NOUN
ajbmeb-1726	43	9	is	be	AUX
ajbmeb-1726	43	10	conducted	conduct	VERB
ajbmeb-1726	43	11	in	in	ADP
ajbmeb-1726	43	12	a	a	DET
ajbmeb-1726	43	13	single	single	ADJ
ajbmeb-1726	43	14	currency	currency	NOUN
ajbmeb-1726	43	15	and	and	CCONJ
ajbmeb-1726	43	16	allowing	allow	VERB
ajbmeb-1726	43	17	for	for	ADP
ajbmeb-1726	43	18	the	the	DET
ajbmeb-1726	43	19	use	use	NOUN
ajbmeb-1726	43	20	of	of	ADP
ajbmeb-1726	43	21	other	other	ADJ
ajbmeb-1726	43	22	currencies	currency	NOUN
ajbmeb-1726	43	23	only	only	ADV
ajbmeb-1726	43	24	in	in	ADP
ajbmeb-1726	43	25	exceptional	exceptional	ADJ
ajbmeb-1726	43	26	circumstances	circumstance	NOUN
ajbmeb-1726	43	27	with	with	ADP
ajbmeb-1726	43	28	the	the	DET
ajbmeb-1726	43	29	approval	approval	NOUN
ajbmeb-1726	43	30	of	of	ADP
ajbmeb-1726	43	31	relevant	relevant	ADJ
ajbmeb-1726	43	32	authorities	authority	NOUN
ajbmeb-1726	43	33	.	.	PUNCT
ajbmeb-1726	44	1	the	the	DET
ajbmeb-1726	44	2	legal	legal	ADJ
ajbmeb-1726	44	3	and	and	CCONJ
ajbmeb-1726	44	4	regulatory	regulatory	ADJ
ajbmeb-1726	44	5	framework	framework	NOUN
ajbmeb-1726	44	6	for	for	ADP
ajbmeb-1726	44	7	murabaha	murabaha	NOUN
ajbmeb-1726	44	8	also	also	ADV
ajbmeb-1726	44	9	addresses	address	VERB
ajbmeb-1726	44	10	the	the	DET
ajbmeb-1726	44	11	issue	issue	NOUN
ajbmeb-1726	44	12	of	of	ADP
ajbmeb-1726	44	13	documentation	documentation	NOUN
ajbmeb-1726	44	14	and	and	CCONJ
ajbmeb-1726	44	15	record	record	NOUN
ajbmeb-1726	44	16	-	-	PUNCT
ajbmeb-1726	44	17	keeping	keeping	NOUN
ajbmeb-1726	44	18	.	.	PUNCT
ajbmeb-1726	45	1	it	it	PRON
ajbmeb-1726	45	2	mandates	mandate	VERB
ajbmeb-1726	45	3	that	that	PRON
ajbmeb-1726	45	4	all	all	DET
ajbmeb-1726	45	5	murabaha	murabaha	NOUN
ajbmeb-1726	45	6	transactions	transaction	NOUN
ajbmeb-1726	45	7	be	be	AUX
ajbmeb-1726	45	8	properly	properly	ADV
ajbmeb-1726	45	9	documented	document	VERB
ajbmeb-1726	45	10	,	,	PUNCT
ajbmeb-1726	45	11	including	include	VERB
ajbmeb-1726	45	12	clear	clear	ADJ
ajbmeb-1726	45	13	agreements	agreement	NOUN
ajbmeb-1726	45	14	and	and	CCONJ
ajbmeb-1726	45	15	contracts	contract	NOUN
ajbmeb-1726	45	16	outlining	outline	VERB
ajbmeb-1726	45	17	the	the	DET
ajbmeb-1726	45	18	terms	term	NOUN
ajbmeb-1726	45	19	and	and	CCONJ
ajbmeb-1726	45	20	conditions	condition	NOUN
ajbmeb-1726	45	21	of	of	ADP
ajbmeb-1726	45	22	the	the	DET
ajbmeb-1726	45	23	transaction	transaction	NOUN
ajbmeb-1726	45	24	.	.	PUNCT
ajbmeb-1726	46	1	these	these	DET
ajbmeb-1726	46	2	documents	document	NOUN
ajbmeb-1726	46	3	serve	serve	VERB
ajbmeb-1726	46	4	as	as	ADP
ajbmeb-1726	46	5	evidence	evidence	NOUN
ajbmeb-1726	46	6	of	of	ADP
ajbmeb-1726	46	7	the	the	DET
ajbmeb-1726	46	8	transaction	transaction	NOUN
ajbmeb-1726	46	9	and	and	CCONJ
ajbmeb-1726	46	10	provide	provide	VERB
ajbmeb-1726	46	11	transparency	transparency	NOUN
ajbmeb-1726	46	12	for	for	ADP
ajbmeb-1726	46	13	american	american	ADJ
ajbmeb-1726	46	14	journal	journal	PROPN
ajbmeb-1726	46	15	of	of	ADP
ajbmeb-1726	46	16	business	business	NOUN
ajbmeb-1726	46	17	management	management	NOUN
ajbmeb-1726	46	18	,	,	PUNCT
ajbmeb-1726	46	19	economics	economic	NOUN
ajbmeb-1726	46	20	and	and	CCONJ
ajbmeb-1726	46	21	banking	banking	NOUN
ajbmeb-1726	46	22	volume	volume	NOUN
ajbmeb-1726	46	23	19	19	NUM
ajbmeb-1726	46	24	december	december	PROPN
ajbmeb-1726	46	25	,	,	PUNCT
ajbmeb-1726	46	26	2023	2023	NUM
ajbmeb-1726	46	27	p	p	NOUN
ajbmeb-1726	46	28	a	a	DET
ajbmeb-1726	46	29	g	g	NOUN
ajbmeb-1726	46	30	e	e	NOUN
ajbmeb-1726	46	31	|	|	NOUN
ajbmeb-1726	46	32	144	144	NUM
ajbmeb-1726	46	33	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	46	34	all	all	DET
ajbmeb-1726	46	35	parties	party	NOUN
ajbmeb-1726	46	36	involved	involve	VERB
ajbmeb-1726	46	37	.	.	PUNCT
ajbmeb-1726	47	1	the	the	DET
ajbmeb-1726	47	2	legal	legal	ADJ
ajbmeb-1726	47	3	and	and	CCONJ
ajbmeb-1726	47	4	regulatory	regulatory	ADJ
ajbmeb-1726	47	5	framework	framework	NOUN
ajbmeb-1726	47	6	for	for	ADP
ajbmeb-1726	47	7	murabaha	murabaha	NOUN
ajbmeb-1726	47	8	transaction	transaction	NOUN
ajbmeb-1726	47	9	is	be	AUX
ajbmeb-1726	47	10	crucial	crucial	ADJ
ajbmeb-1726	47	11	in	in	ADP
ajbmeb-1726	47	12	ensuring	ensure	VERB
ajbmeb-1726	47	13	the	the	DET
ajbmeb-1726	47	14	compliance	compliance	NOUN
ajbmeb-1726	47	15	of	of	ADP
ajbmeb-1726	47	16	this	this	DET
ajbmeb-1726	47	17	islamic	islamic	ADJ
ajbmeb-1726	47	18	financing	financing	NOUN
ajbmeb-1726	47	19	technique	technique	NOUN
ajbmeb-1726	47	20	with	with	ADP
ajbmeb-1726	47	21	sharia	sharia	PROPN
ajbmeb-1726	47	22	law	law	PROPN
ajbmeb-1726	47	23	.	.	PUNCT
ajbmeb-1726	48	1	murabaha	murabaha	PROPN
ajbmeb-1726	48	2	,	,	PUNCT
ajbmeb-1726	48	3	also	also	ADV
ajbmeb-1726	48	4	referred	refer	VERB
ajbmeb-1726	48	5	to	to	ADP
ajbmeb-1726	48	6	as	as	ADP
ajbmeb-1726	48	7	cost	cost	NOUN
ajbmeb-1726	48	8	-	-	PUNCT
ajbmeb-1726	48	9	plus	plus	CCONJ
ajbmeb-1726	48	10	financing	financing	NOUN
ajbmeb-1726	48	11	,	,	PUNCT
ajbmeb-1726	48	12	is	be	AUX
ajbmeb-1726	48	13	an	an	DET
ajbmeb-1726	48	14	islamic	islamic	ADJ
ajbmeb-1726	48	15	financing	financing	NOUN
ajbmeb-1726	48	16	structure	structure	NOUN
ajbmeb-1726	48	17	in	in	ADP
ajbmeb-1726	48	18	which	which	PRON
ajbmeb-1726	48	19	the	the	DET
ajbmeb-1726	48	20	seller	seller	NOUN
ajbmeb-1726	48	21	and	and	CCONJ
ajbmeb-1726	48	22	buyer	buyer	NOUN
ajbmeb-1726	48	23	agree	agree	VERB
ajbmeb-1726	48	24	to	to	ADP
ajbmeb-1726	48	25	the	the	DET
ajbmeb-1726	48	26	cost	cost	NOUN
ajbmeb-1726	48	27	and	and	CCONJ
ajbmeb-1726	48	28	markup	markup	NOUN
ajbmeb-1726	48	29	of	of	ADP
ajbmeb-1726	48	30	an	an	DET
ajbmeb-1726	48	31	asset	asset	NOUN
ajbmeb-1726	48	32	.	.	PUNCT
ajbmeb-1726	49	1	the	the	DET
ajbmeb-1726	49	2	markup	markup	NOUN
ajbmeb-1726	49	3	takes	take	VERB
ajbmeb-1726	49	4	place	place	NOUN
ajbmeb-1726	49	5	of	of	ADP
ajbmeb-1726	49	6	interest	interest	NOUN
ajbmeb-1726	49	7	,	,	PUNCT
ajbmeb-1726	49	8	which	which	PRON
ajbmeb-1726	49	9	is	be	AUX
ajbmeb-1726	49	10	illegal	illegal	ADJ
ajbmeb-1726	49	11	in	in	ADP
ajbmeb-1726	49	12	islamic	islamic	ADJ
ajbmeb-1726	49	13	law	law	NOUN
ajbmeb-1726	49	14	.	.	PUNCT
ajbmeb-1726	50	1	as	as	ADP
ajbmeb-1726	50	2	such	such	ADJ
ajbmeb-1726	50	3	,	,	PUNCT
ajbmeb-1726	50	4	murabaha	murabaha	NOUN
ajbmeb-1726	50	5	is	be	AUX
ajbmeb-1726	50	6	not	not	PART
ajbmeb-1726	50	7	an	an	DET
ajbmeb-1726	50	8	interest	interest	NOUN
ajbmeb-1726	50	9	-	-	PUNCT
ajbmeb-1726	50	10	bearing	bear	VERB
ajbmeb-1726	50	11	loan	loan	NOUN
ajbmeb-1726	50	12	(	(	PUNCT
ajbmeb-1726	50	13	qardh	qardh	NOUN
ajbmeb-1726	50	14	ribawi	ribawi	PROPN
ajbmeb-1726	50	15	)	)	PUNCT
ajbmeb-1726	50	16	but	but	CCONJ
ajbmeb-1726	50	17	is	be	AUX
ajbmeb-1726	50	18	an	an	DET
ajbmeb-1726	50	19	acceptable	acceptable	ADJ
ajbmeb-1726	50	20	form	form	NOUN
ajbmeb-1726	50	21	of	of	ADP
ajbmeb-1726	50	22	credit	credit	NOUN
ajbmeb-1726	50	23	sale	sale	NOUN
ajbmeb-1726	50	24	under	under	ADP
ajbmeb-1726	50	25	islamic	islamic	ADJ
ajbmeb-1726	50	26	law	law	NOUN
ajbmeb-1726	50	27	.	.	PUNCT
ajbmeb-1726	51	1	as	as	ADP
ajbmeb-1726	51	2	with	with	ADP
ajbmeb-1726	51	3	a	a	DET
ajbmeb-1726	51	4	rent	rent	NOUN
ajbmeb-1726	51	5	-	-	PUNCT
ajbmeb-1726	51	6	to	to	ADP
ajbmeb-1726	51	7	-	-	PUNCT
ajbmeb-1726	51	8	own	own	ADJ
ajbmeb-1726	51	9	arrangement	arrangement	NOUN
ajbmeb-1726	51	10	,	,	PUNCT
ajbmeb-1726	51	11	the	the	DET
ajbmeb-1726	51	12	purchaser	purchaser	NOUN
ajbmeb-1726	51	13	does	do	AUX
ajbmeb-1726	51	14	not	not	PART
ajbmeb-1726	51	15	become	become	VERB
ajbmeb-1726	51	16	the	the	DET
ajbmeb-1726	51	17	true	true	ADJ
ajbmeb-1726	51	18	owner	owner	NOUN
ajbmeb-1726	51	19	until	until	SCONJ
ajbmeb-1726	51	20	the	the	DET
ajbmeb-1726	51	21	loan	loan	NOUN
ajbmeb-1726	51	22	is	be	AUX
ajbmeb-1726	51	23	fully	fully	ADV
ajbmeb-1726	51	24	paid	pay	VERB
ajbmeb-1726	51	25	.	.	PUNCT
ajbmeb-1726	52	1	murabaḥah	murabaḥah	ADJ
ajbmeb-1726	52	2	,	,	PUNCT
ajbmeb-1726	52	3	murabaḥa	murabaḥa	NOUN
ajbmeb-1726	52	4	,	,	PUNCT
ajbmeb-1726	52	5	or	or	CCONJ
ajbmeb-1726	52	6	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	52	7	(	(	PUNCT
ajbmeb-1726	52	8	arabic	arabic	ADJ
ajbmeb-1726	52	9	:	:	PUNCT
ajbmeb-1726	52	10	مرابحة	مرابحة	PROPN
ajbmeb-1726	52	11	,	,	PUNCT
ajbmeb-1726	52	12	derived	derive	VERB
ajbmeb-1726	52	13	from	from	ADP
ajbmeb-1726	52	14	ribh	ribh	NOUN
ajbmeb-1726	52	15	arabic	arabic	ADJ
ajbmeb-1726	52	16	:	:	PUNCT
ajbmeb-1726	52	17	ربح	ربح	NOUN
ajbmeb-1726	52	18	,	,	PUNCT
ajbmeb-1726	52	19	meaning	mean	VERB
ajbmeb-1726	52	20	profit	profit	NOUN
ajbmeb-1726	52	21	)	)	PUNCT
ajbmeb-1726	52	22	was	be	AUX
ajbmeb-1726	52	23	originally	originally	ADV
ajbmeb-1726	52	24	a	a	DET
ajbmeb-1726	52	25	term	term	NOUN
ajbmeb-1726	52	26	of	of	ADP
ajbmeb-1726	52	27	fiqh	fiqh	NOUN
ajbmeb-1726	52	28	(	(	PUNCT
ajbmeb-1726	52	29	islamic	islamic	ADJ
ajbmeb-1726	52	30	jurisprudence	jurisprudence	NOUN
ajbmeb-1726	52	31	)	)	PUNCT
ajbmeb-1726	52	32	for	for	ADP
ajbmeb-1726	52	33	a	a	DET
ajbmeb-1726	52	34	sales	sale	NOUN
ajbmeb-1726	52	35	contract	contract	NOUN
ajbmeb-1726	52	36	where	where	SCONJ
ajbmeb-1726	52	37	the	the	DET
ajbmeb-1726	52	38	buyer	buyer	NOUN
ajbmeb-1726	52	39	and	and	CCONJ
ajbmeb-1726	52	40	seller	seller	NOUN
ajbmeb-1726	52	41	agree	agree	VERB
ajbmeb-1726	52	42	on	on	ADP
ajbmeb-1726	52	43	the	the	DET
ajbmeb-1726	52	44	markup	markup	ADJ
ajbmeb-1726	52	45	(	(	PUNCT
ajbmeb-1726	52	46	profit	profit	NOUN
ajbmeb-1726	52	47	)	)	PUNCT
ajbmeb-1726	52	48	or	or	CCONJ
ajbmeb-1726	52	49	"	"	PUNCT
ajbmeb-1726	52	50	cost	cost	NOUN
ajbmeb-1726	52	51	-	-	PUNCT
ajbmeb-1726	52	52	plus	plus	CCONJ
ajbmeb-1726	52	53	"	"	PUNCT
ajbmeb-1726	52	54	price	price	NOUN
ajbmeb-1726	53	1	[	[	X
ajbmeb-1726	53	2	2	2	NUM
ajbmeb-1726	53	3	]	]	PUNCT
ajbmeb-1726	53	4	for	for	ADP
ajbmeb-1726	53	5	the	the	DET
ajbmeb-1726	53	6	item(s	item(s	NOUN
ajbmeb-1726	53	7	)	)	PUNCT
ajbmeb-1726	53	8	being	be	AUX
ajbmeb-1726	53	9	sold	sell	VERB
ajbmeb-1726	53	10	.	.	PUNCT
ajbmeb-1726	54	1	[	[	X
ajbmeb-1726	54	2	3	3	X
ajbmeb-1726	54	3	]	]	PUNCT
ajbmeb-1726	54	4	in	in	ADP
ajbmeb-1726	54	5	recent	recent	ADJ
ajbmeb-1726	54	6	decades	decade	NOUN
ajbmeb-1726	54	7	it	it	PRON
ajbmeb-1726	54	8	has	have	AUX
ajbmeb-1726	54	9	become	become	VERB
ajbmeb-1726	54	10	a	a	DET
ajbmeb-1726	54	11	term	term	NOUN
ajbmeb-1726	54	12	for	for	ADP
ajbmeb-1726	54	13	a	a	DET
ajbmeb-1726	54	14	very	very	ADV
ajbmeb-1726	54	15	common	common	ADJ
ajbmeb-1726	54	16	form	form	NOUN
ajbmeb-1726	54	17	of	of	ADP
ajbmeb-1726	54	18	islamic	islamic	ADJ
ajbmeb-1726	54	19	(	(	PUNCT
ajbmeb-1726	54	20	i.e.	i.e.	X
ajbmeb-1726	54	21	,	,	PUNCT
ajbmeb-1726	54	22	"	"	PUNCT
ajbmeb-1726	54	23	shariah	shariah	PROPN
ajbmeb-1726	54	24	compliant	compliant	PROPN
ajbmeb-1726	54	25	"	"	PUNCT
ajbmeb-1726	54	26	)	)	PUNCT
ajbmeb-1726	54	27	financing	financing	NOUN
ajbmeb-1726	54	28	,	,	PUNCT
ajbmeb-1726	54	29	where	where	SCONJ
ajbmeb-1726	54	30	the	the	DET
ajbmeb-1726	54	31	price	price	NOUN
ajbmeb-1726	54	32	is	be	AUX
ajbmeb-1726	54	33	marked	mark	VERB
ajbmeb-1726	54	34	up	up	ADP
ajbmeb-1726	54	35	in	in	ADP
ajbmeb-1726	54	36	exchange	exchange	NOUN
ajbmeb-1726	54	37	for	for	ADP
ajbmeb-1726	54	38	allowing	allow	VERB
ajbmeb-1726	54	39	the	the	DET
ajbmeb-1726	54	40	buyer	buyer	NOUN
ajbmeb-1726	54	41	to	to	PART
ajbmeb-1726	54	42	pay	pay	VERB
ajbmeb-1726	54	43	over	over	ADP
ajbmeb-1726	54	44	time	time	NOUN
ajbmeb-1726	54	45	—	—	PUNCT
ajbmeb-1726	54	46	for	for	ADP
ajbmeb-1726	54	47	example	example	NOUN
ajbmeb-1726	54	48	with	with	ADP
ajbmeb-1726	54	49	monthly	monthly	ADJ
ajbmeb-1726	54	50	payments	payment	NOUN
ajbmeb-1726	54	51	(	(	PUNCT
ajbmeb-1726	54	52	a	a	DET
ajbmeb-1726	54	53	contract	contract	NOUN
ajbmeb-1726	54	54	with	with	ADP
ajbmeb-1726	54	55	deferred	defer	VERB
ajbmeb-1726	54	56	payment	payment	NOUN
ajbmeb-1726	54	57	being	be	AUX
ajbmeb-1726	54	58	known	know	VERB
ajbmeb-1726	54	59	as	as	ADP
ajbmeb-1726	54	60	baimuajjal	baimuajjal	ADV
ajbmeb-1726	54	61	)	)	PUNCT
ajbmeb-1726	54	62	.	.	PUNCT
ajbmeb-1726	55	1	murabaha	murabaha	NOUN
ajbmeb-1726	55	2	financing	financing	NOUN
ajbmeb-1726	55	3	is	be	AUX
ajbmeb-1726	55	4	similar	similar	ADJ
ajbmeb-1726	55	5	to	to	ADP
ajbmeb-1726	55	6	a	a	DET
ajbmeb-1726	55	7	rent	rent	VERB
ajbmeb-1726	55	8	-	-	PUNCT
ajbmeb-1726	55	9	to	to	ADP
ajbmeb-1726	55	10	-	-	PUNCT
ajbmeb-1726	55	11	own	own	ADJ
ajbmeb-1726	55	12	arrangement	arrangement	NOUN
ajbmeb-1726	55	13	in	in	ADP
ajbmeb-1726	55	14	the	the	DET
ajbmeb-1726	55	15	non	non	ADJ
ajbmeb-1726	55	16	-	-	ADJ
ajbmeb-1726	55	17	muslim	muslim	ADJ
ajbmeb-1726	55	18	world	world	NOUN
ajbmeb-1726	55	19	,	,	PUNCT
ajbmeb-1726	55	20	with	with	ADP
ajbmeb-1726	55	21	the	the	DET
ajbmeb-1726	55	22	intermediary	intermediary	NOUN
ajbmeb-1726	55	23	(	(	PUNCT
ajbmeb-1726	55	24	e.g.	e.g.	ADV
ajbmeb-1726	55	25	,	,	PUNCT
ajbmeb-1726	55	26	the	the	DET
ajbmeb-1726	55	27	lending	lending	NOUN
ajbmeb-1726	55	28	bank	bank	NOUN
ajbmeb-1726	55	29	)	)	PUNCT
ajbmeb-1726	55	30	retaining	retain	VERB
ajbmeb-1726	55	31	ownership	ownership	NOUN
ajbmeb-1726	55	32	of	of	ADP
ajbmeb-1726	55	33	the	the	DET
ajbmeb-1726	55	34	item	item	NOUN
ajbmeb-1726	55	35	being	be	AUX
ajbmeb-1726	55	36	sold	sell	VERB
ajbmeb-1726	55	37	until	until	SCONJ
ajbmeb-1726	55	38	the	the	DET
ajbmeb-1726	55	39	loan	loan	NOUN
ajbmeb-1726	55	40	is	be	AUX
ajbmeb-1726	55	41	paid	pay	VERB
ajbmeb-1726	55	42	in	in	ADP
ajbmeb-1726	55	43	full	full	ADJ
ajbmeb-1726	55	44	.	.	PUNCT
ajbmeb-1726	56	1	there	there	PRON
ajbmeb-1726	56	2	are	be	VERB
ajbmeb-1726	56	3	also	also	ADV
ajbmeb-1726	56	4	islamic	islamic	ADJ
ajbmeb-1726	56	5	investment	investment	NOUN
ajbmeb-1726	56	6	funds	fund	NOUN
ajbmeb-1726	56	7	and	and	CCONJ
ajbmeb-1726	56	8	sukuk	sukuk	NOUN
ajbmeb-1726	56	9	(	(	PUNCT
ajbmeb-1726	56	10	islamic	islamic	ADJ
ajbmeb-1726	56	11	bonds	bond	NOUN
ajbmeb-1726	56	12	)	)	PUNCT
ajbmeb-1726	56	13	that	that	PRON
ajbmeb-1726	56	14	use	use	VERB
ajbmeb-1726	56	15	murabahah	murabahah	NOUN
ajbmeb-1726	56	16	contracts.[4	contracts.[4	NOUN
ajbmeb-1726	56	17	]	]	PUNCT
ajbmeb-1726	56	18	murabaha	murabaha	NOUN
ajbmeb-1726	56	19	is	be	AUX
ajbmeb-1726	56	20	a	a	DET
ajbmeb-1726	56	21	cost	cost	NOUN
ajbmeb-1726	56	22	-	-	PUNCT
ajbmeb-1726	56	23	plus	plus	CCONJ
ajbmeb-1726	56	24	financing	financing	NOUN
ajbmeb-1726	56	25	structure	structure	NOUN
ajbmeb-1726	56	26	that	that	PRON
ajbmeb-1726	56	27	is	be	AUX
ajbmeb-1726	56	28	used	use	VERB
ajbmeb-1726	56	29	in	in	ADP
ajbmeb-1726	56	30	islamic	islamic	ADJ
ajbmeb-1726	56	31	finance	finance	NOUN
ajbmeb-1726	56	32	.	.	PUNCT
ajbmeb-1726	57	1	it	it	PRON
ajbmeb-1726	57	2	is	be	AUX
ajbmeb-1726	57	3	a	a	DET
ajbmeb-1726	57	4	type	type	NOUN
ajbmeb-1726	57	5	of	of	ADP
ajbmeb-1726	57	6	sale	sale	NOUN
ajbmeb-1726	57	7	in	in	ADP
ajbmeb-1726	57	8	which	which	PRON
ajbmeb-1726	57	9	the	the	DET
ajbmeb-1726	57	10	seller	seller	NOUN
ajbmeb-1726	57	11	discloses	disclose	VERB
ajbmeb-1726	57	12	the	the	DET
ajbmeb-1726	57	13	cost	cost	NOUN
ajbmeb-1726	57	14	of	of	ADP
ajbmeb-1726	57	15	the	the	DET
ajbmeb-1726	57	16	asset	asset	NOUN
ajbmeb-1726	57	17	to	to	ADP
ajbmeb-1726	57	18	the	the	DET
ajbmeb-1726	57	19	buyer	buyer	NOUN
ajbmeb-1726	57	20	,	,	PUNCT
ajbmeb-1726	57	21	and	and	CCONJ
ajbmeb-1726	57	22	then	then	ADV
ajbmeb-1726	57	23	adds	add	VERB
ajbmeb-1726	57	24	a	a	DET
ajbmeb-1726	57	25	profit	profit	NOUN
ajbmeb-1726	57	26	margin	margin	NOUN
ajbmeb-1726	57	27	.	.	PUNCT
ajbmeb-1726	58	1	the	the	DET
ajbmeb-1726	58	2	buyer	buyer	NOUN
ajbmeb-1726	58	3	then	then	ADV
ajbmeb-1726	58	4	pays	pay	VERB
ajbmeb-1726	58	5	the	the	DET
ajbmeb-1726	58	6	seller	seller	NOUN
ajbmeb-1726	58	7	the	the	DET
ajbmeb-1726	58	8	total	total	ADJ
ajbmeb-1726	58	9	price	price	NOUN
ajbmeb-1726	58	10	,	,	PUNCT
ajbmeb-1726	58	11	which	which	PRON
ajbmeb-1726	58	12	includes	include	VERB
ajbmeb-1726	58	13	the	the	DET
ajbmeb-1726	58	14	cost	cost	NOUN
ajbmeb-1726	58	15	and	and	CCONJ
ajbmeb-1726	58	16	the	the	DET
ajbmeb-1726	58	17	profit	profit	NOUN
ajbmeb-1726	58	18	margin	margin	NOUN
ajbmeb-1726	58	19	,	,	PUNCT
ajbmeb-1726	58	20	in	in	ADP
ajbmeb-1726	58	21	installments	installment	NOUN
ajbmeb-1726	58	22	.	.	PUNCT
ajbmeb-1726	59	1	murabaha	murabaha	NOUN
ajbmeb-1726	59	2	is	be	AUX
ajbmeb-1726	59	3	a	a	DET
ajbmeb-1726	59	4	popular	popular	ADJ
ajbmeb-1726	59	5	financing	financing	NOUN
ajbmeb-1726	59	6	structure	structure	NOUN
ajbmeb-1726	59	7	in	in	ADP
ajbmeb-1726	59	8	islamic	islamic	ADJ
ajbmeb-1726	59	9	finance	finance	NOUN
ajbmeb-1726	59	10	because	because	SCONJ
ajbmeb-1726	59	11	it	it	PRON
ajbmeb-1726	59	12	is	be	AUX
ajbmeb-1726	59	13	compliant	compliant	ADJ
ajbmeb-1726	59	14	with	with	ADP
ajbmeb-1726	59	15	sharia	sharia	PROPN
ajbmeb-1726	59	16	law	law	NOUN
ajbmeb-1726	59	17	.	.	PUNCT
ajbmeb-1726	60	1	sharia	sharia	PROPN
ajbmeb-1726	60	2	law	law	PROPN
ajbmeb-1726	60	3	prohibits	prohibit	VERB
ajbmeb-1726	60	4	the	the	DET
ajbmeb-1726	60	5	charging	charging	NOUN
ajbmeb-1726	60	6	of	of	ADP
ajbmeb-1726	60	7	interest	interest	NOUN
ajbmeb-1726	60	8	,	,	PUNCT
ajbmeb-1726	60	9	which	which	PRON
ajbmeb-1726	60	10	is	be	AUX
ajbmeb-1726	60	11	considered	consider	VERB
ajbmeb-1726	60	12	to	to	PART
ajbmeb-1726	60	13	be	be	AUX
ajbmeb-1726	60	14	riba	riba	PROPN
ajbmeb-1726	60	15	.	.	PUNCT
ajbmeb-1726	61	1	murabaha	murabaha	PROPN
ajbmeb-1726	61	2	does	do	AUX
ajbmeb-1726	61	3	not	not	PART
ajbmeb-1726	61	4	involve	involve	VERB
ajbmeb-1726	61	5	the	the	DET
ajbmeb-1726	61	6	charging	charging	NOUN
ajbmeb-1726	61	7	of	of	ADP
ajbmeb-1726	61	8	interest	interest	NOUN
ajbmeb-1726	61	9	,	,	PUNCT
ajbmeb-1726	61	10	as	as	SCONJ
ajbmeb-1726	61	11	the	the	DET
ajbmeb-1726	61	12	buyer	buyer	NOUN
ajbmeb-1726	61	13	is	be	AUX
ajbmeb-1726	61	14	simply	simply	ADV
ajbmeb-1726	61	15	paying	pay	VERB
ajbmeb-1726	61	16	the	the	DET
ajbmeb-1726	61	17	seller	seller	NOUN
ajbmeb-1726	61	18	the	the	DET
ajbmeb-1726	61	19	cost	cost	NOUN
ajbmeb-1726	61	20	of	of	ADP
ajbmeb-1726	61	21	the	the	DET
ajbmeb-1726	61	22	asset	asset	NOUN
ajbmeb-1726	61	23	plus	plus	CCONJ
ajbmeb-1726	61	24	a	a	DET
ajbmeb-1726	61	25	profit	profit	NOUN
ajbmeb-1726	61	26	margin	margin	NOUN
ajbmeb-1726	61	27	.	.	PUNCT
ajbmeb-1726	62	1	murabaha	murabaha	NOUN
ajbmeb-1726	62	2	can	can	AUX
ajbmeb-1726	62	3	be	be	AUX
ajbmeb-1726	62	4	used	use	VERB
ajbmeb-1726	62	5	to	to	PART
ajbmeb-1726	62	6	finance	finance	VERB
ajbmeb-1726	62	7	a	a	DET
ajbmeb-1726	62	8	variety	variety	NOUN
ajbmeb-1726	62	9	of	of	ADP
ajbmeb-1726	62	10	assets	asset	NOUN
ajbmeb-1726	62	11	,	,	PUNCT
ajbmeb-1726	62	12	including	include	VERB
ajbmeb-1726	62	13	cars	car	NOUN
ajbmeb-1726	62	14	,	,	PUNCT
ajbmeb-1726	62	15	homes	home	NOUN
ajbmeb-1726	62	16	,	,	PUNCT
ajbmeb-1726	62	17	and	and	CCONJ
ajbmeb-1726	62	18	equipment	equipment	NOUN
ajbmeb-1726	62	19	.	.	PUNCT
ajbmeb-1726	63	1	it	it	PRON
ajbmeb-1726	63	2	can	can	AUX
ajbmeb-1726	63	3	also	also	ADV
ajbmeb-1726	63	4	be	be	AUX
ajbmeb-1726	63	5	used	use	VERB
ajbmeb-1726	63	6	to	to	PART
ajbmeb-1726	63	7	finance	finance	VERB
ajbmeb-1726	63	8	working	work	VERB
ajbmeb-1726	63	9	capital	capital	NOUN
ajbmeb-1726	63	10	needs	need	NOUN
ajbmeb-1726	63	11	.	.	PUNCT
ajbmeb-1726	64	1	there	there	PRON
ajbmeb-1726	64	2	are	be	VERB
ajbmeb-1726	64	3	two	two	NUM
ajbmeb-1726	64	4	main	main	ADJ
ajbmeb-1726	64	5	types	type	NOUN
ajbmeb-1726	64	6	of	of	ADP
ajbmeb-1726	64	7	murabaha	murabaha	NOUN
ajbmeb-1726	64	8	:	:	PUNCT
ajbmeb-1726	64	9	•	•	NUM
ajbmeb-1726	64	10	direct	direct	ADJ
ajbmeb-1726	64	11	murabaha	murabaha	NOUN
ajbmeb-1726	64	12	:	:	PUNCT
ajbmeb-1726	64	13	in	in	ADP
ajbmeb-1726	64	14	direct	direct	ADJ
ajbmeb-1726	64	15	murabaha	murabaha	NOUN
ajbmeb-1726	64	16	,	,	PUNCT
ajbmeb-1726	64	17	the	the	DET
ajbmeb-1726	64	18	bank	bank	NOUN
ajbmeb-1726	64	19	purchases	purchase	VERB
ajbmeb-1726	64	20	the	the	DET
ajbmeb-1726	64	21	asset	asset	NOUN
ajbmeb-1726	64	22	that	that	SCONJ
ajbmeb-1726	64	23	the	the	DET
ajbmeb-1726	64	24	customer	customer	NOUN
ajbmeb-1726	64	25	wants	want	VERB
ajbmeb-1726	64	26	to	to	PART
ajbmeb-1726	64	27	finance	finance	VERB
ajbmeb-1726	64	28	.	.	PUNCT
ajbmeb-1726	65	1	the	the	DET
ajbmeb-1726	65	2	bank	bank	NOUN
ajbmeb-1726	65	3	then	then	ADV
ajbmeb-1726	65	4	sells	sell	VERB
ajbmeb-1726	65	5	the	the	DET
ajbmeb-1726	65	6	asset	asset	NOUN
ajbmeb-1726	65	7	to	to	ADP
ajbmeb-1726	65	8	the	the	DET
ajbmeb-1726	65	9	customer	customer	NOUN
ajbmeb-1726	65	10	at	at	ADP
ajbmeb-1726	65	11	a	a	DET
ajbmeb-1726	65	12	price	price	NOUN
ajbmeb-1726	65	13	that	that	PRON
ajbmeb-1726	65	14	includes	include	VERB
ajbmeb-1726	65	15	the	the	DET
ajbmeb-1726	65	16	cost	cost	NOUN
ajbmeb-1726	65	17	of	of	ADP
ajbmeb-1726	65	18	the	the	DET
ajbmeb-1726	65	19	asset	asset	NOUN
ajbmeb-1726	65	20	plus	plus	CCONJ
ajbmeb-1726	65	21	a	a	DET
ajbmeb-1726	65	22	profit	profit	NOUN
ajbmeb-1726	65	23	margin	margin	NOUN
ajbmeb-1726	65	24	.	.	PUNCT
ajbmeb-1726	66	1	•	•	NUM
ajbmeb-1726	66	2	indirect	indirect	ADJ
ajbmeb-1726	66	3	murabaha	murabaha	NOUN
ajbmeb-1726	66	4	:	:	PUNCT
ajbmeb-1726	66	5	in	in	ADP
ajbmeb-1726	66	6	indirect	indirect	ADJ
ajbmeb-1726	66	7	murabaha	murabaha	NOUN
ajbmeb-1726	66	8	,	,	PUNCT
ajbmeb-1726	66	9	the	the	DET
ajbmeb-1726	66	10	bank	bank	NOUN
ajbmeb-1726	66	11	does	do	AUX
ajbmeb-1726	66	12	not	not	PART
ajbmeb-1726	66	13	purchase	purchase	VERB
ajbmeb-1726	66	14	the	the	DET
ajbmeb-1726	66	15	asset	asset	NOUN
ajbmeb-1726	66	16	directly	directly	ADV
ajbmeb-1726	66	17	.	.	PUNCT
ajbmeb-1726	67	1	instead	instead	ADV
ajbmeb-1726	67	2	,	,	PUNCT
ajbmeb-1726	67	3	the	the	DET
ajbmeb-1726	67	4	bank	bank	NOUN
ajbmeb-1726	67	5	enters	enter	VERB
ajbmeb-1726	67	6	into	into	ADP
ajbmeb-1726	67	7	a	a	DET
ajbmeb-1726	67	8	murabaha	murabaha	NOUN
ajbmeb-1726	67	9	contract	contract	NOUN
ajbmeb-1726	67	10	with	with	ADP
ajbmeb-1726	67	11	a	a	DET
ajbmeb-1726	67	12	third	third	ADJ
ajbmeb-1726	67	13	-	-	PUNCT
ajbmeb-1726	67	14	party	party	NOUN
ajbmeb-1726	67	15	supplier	supplier	NOUN
ajbmeb-1726	67	16	.	.	PUNCT
ajbmeb-1726	68	1	the	the	DET
ajbmeb-1726	68	2	bank	bank	NOUN
ajbmeb-1726	68	3	then	then	ADV
ajbmeb-1726	68	4	sells	sell	VERB
ajbmeb-1726	68	5	the	the	DET
ajbmeb-1726	68	6	asset	asset	NOUN
ajbmeb-1726	68	7	to	to	ADP
ajbmeb-1726	68	8	the	the	DET
ajbmeb-1726	68	9	customer	customer	NOUN
ajbmeb-1726	68	10	at	at	ADP
ajbmeb-1726	68	11	a	a	DET
ajbmeb-1726	68	12	price	price	NOUN
ajbmeb-1726	68	13	that	that	PRON
ajbmeb-1726	68	14	includes	include	VERB
ajbmeb-1726	68	15	the	the	DET
ajbmeb-1726	68	16	cost	cost	NOUN
ajbmeb-1726	68	17	of	of	ADP
ajbmeb-1726	68	18	the	the	DET
ajbmeb-1726	68	19	asset	asset	NOUN
ajbmeb-1726	68	20	plus	plus	CCONJ
ajbmeb-1726	68	21	the	the	DET
ajbmeb-1726	68	22	profit	profit	NOUN
ajbmeb-1726	68	23	margin	margin	NOUN
ajbmeb-1726	68	24	that	that	PRON
ajbmeb-1726	68	25	the	the	DET
ajbmeb-1726	68	26	bank	bank	NOUN
ajbmeb-1726	68	27	agreed	agree	VERB
ajbmeb-1726	68	28	to	to	ADP
ajbmeb-1726	68	29	with	with	ADP
ajbmeb-1726	68	30	the	the	DET
ajbmeb-1726	68	31	supplier	supplier	NOUN
ajbmeb-1726	68	32	.	.	PUNCT
ajbmeb-1726	69	1	murabaha	murabaha	NOUN
ajbmeb-1726	69	2	is	be	AUX
ajbmeb-1726	69	3	a	a	DET
ajbmeb-1726	69	4	complex	complex	ADJ
ajbmeb-1726	69	5	financing	financing	NOUN
ajbmeb-1726	69	6	structure	structure	NOUN
ajbmeb-1726	69	7	,	,	PUNCT
ajbmeb-1726	69	8	and	and	CCONJ
ajbmeb-1726	69	9	there	there	PRON
ajbmeb-1726	69	10	are	be	VERB
ajbmeb-1726	69	11	a	a	DET
ajbmeb-1726	69	12	number	number	NOUN
ajbmeb-1726	69	13	of	of	ADP
ajbmeb-1726	69	14	factors	factor	NOUN
ajbmeb-1726	69	15	that	that	PRON
ajbmeb-1726	69	16	need	need	VERB
ajbmeb-1726	69	17	to	to	PART
ajbmeb-1726	69	18	be	be	AUX
ajbmeb-1726	69	19	considered	consider	VERB
ajbmeb-1726	69	20	when	when	SCONJ
ajbmeb-1726	69	21	using	use	VERB
ajbmeb-1726	69	22	it	it	PRON
ajbmeb-1726	69	23	.	.	PUNCT
ajbmeb-1726	70	1	these	these	DET
ajbmeb-1726	70	2	factors	factor	NOUN
ajbmeb-1726	70	3	include	include	VERB
ajbmeb-1726	70	4	the	the	DET
ajbmeb-1726	70	5	cost	cost	NOUN
ajbmeb-1726	70	6	of	of	ADP
ajbmeb-1726	70	7	the	the	DET
ajbmeb-1726	70	8	asset	asset	NOUN
ajbmeb-1726	70	9	,	,	PUNCT
ajbmeb-1726	70	10	the	the	DET
ajbmeb-1726	70	11	profit	profit	NOUN
ajbmeb-1726	70	12	margin	margin	NOUN
ajbmeb-1726	70	13	,	,	PUNCT
ajbmeb-1726	70	14	the	the	DET
ajbmeb-1726	70	15	term	term	NOUN
ajbmeb-1726	70	16	of	of	ADP
ajbmeb-1726	70	17	the	the	DET
ajbmeb-1726	70	18	financing	financing	NOUN
ajbmeb-1726	70	19	,	,	PUNCT
ajbmeb-1726	70	20	and	and	CCONJ
ajbmeb-1726	70	21	the	the	DET
ajbmeb-1726	70	22	repayment	repayment	NOUN
ajbmeb-1726	70	23	schedule	schedule	NOUN
ajbmeb-1726	70	24	.	.	PUNCT
ajbmeb-1726	71	1	murabaha	murabaha	NOUN
ajbmeb-1726	71	2	can	can	AUX
ajbmeb-1726	71	3	be	be	AUX
ajbmeb-1726	71	4	a	a	DET
ajbmeb-1726	71	5	useful	useful	ADJ
ajbmeb-1726	71	6	financing	financing	NOUN
ajbmeb-1726	71	7	structure	structure	NOUN
ajbmeb-1726	71	8	for	for	ADP
ajbmeb-1726	71	9	businesses	business	NOUN
ajbmeb-1726	71	10	and	and	CCONJ
ajbmeb-1726	71	11	individuals	individual	NOUN
ajbmeb-1726	71	12	who	who	PRON
ajbmeb-1726	71	13	want	want	VERB
ajbmeb-1726	71	14	to	to	PART
ajbmeb-1726	71	15	finance	finance	VERB
ajbmeb-1726	71	16	assets	asset	NOUN
ajbmeb-1726	71	17	without	without	ADP
ajbmeb-1726	71	18	having	have	VERB
ajbmeb-1726	71	19	to	to	PART
ajbmeb-1726	71	20	pay	pay	VERB
ajbmeb-1726	71	21	interest	interest	NOUN
ajbmeb-1726	71	22	.	.	PUNCT
ajbmeb-1726	72	1	however	however	ADV
ajbmeb-1726	72	2	,	,	PUNCT
ajbmeb-1726	72	3	it	it	PRON
ajbmeb-1726	72	4	is	be	AUX
ajbmeb-1726	72	5	important	important	ADJ
ajbmeb-1726	72	6	to	to	PART
ajbmeb-1726	72	7	understand	understand	VERB
ajbmeb-1726	72	8	the	the	DET
ajbmeb-1726	72	9	risks	risk	NOUN
ajbmeb-1726	72	10	and	and	CCONJ
ajbmeb-1726	72	11	limitations	limitation	NOUN
ajbmeb-1726	72	12	of	of	ADP
ajbmeb-1726	72	13	murabaha	murabaha	NOUN
ajbmeb-1726	72	14	before	before	ADP
ajbmeb-1726	72	15	using	use	VERB
ajbmeb-1726	72	16	it	it	PRON
ajbmeb-1726	72	17	.	.	PUNCT
ajbmeb-1726	73	1	the	the	DET
ajbmeb-1726	73	2	purpose	purpose	NOUN
ajbmeb-1726	73	3	of	of	ADP
ajbmeb-1726	73	4	murabaha	murabaha	NOUN
ajbmeb-1726	73	5	is	be	AUX
ajbmeb-1726	73	6	to	to	PART
ajbmeb-1726	73	7	finance	finance	VERB
ajbmeb-1726	73	8	a	a	DET
ajbmeb-1726	73	9	purchase	purchase	NOUN
ajbmeb-1726	73	10	without	without	ADP
ajbmeb-1726	73	11	involving	involve	VERB
ajbmeb-1726	73	12	interest	interest	NOUN
ajbmeb-1726	73	13	payments	payment	NOUN
ajbmeb-1726	73	14	,	,	PUNCT
ajbmeb-1726	73	15	which	which	PRON
ajbmeb-1726	73	16	most	most	ADJ
ajbmeb-1726	73	17	muslims	muslims	PROPN
ajbmeb-1726	73	18	scholars	scholar	NOUN
ajbmeb-1726	73	19	consider	consider	VERB
ajbmeb-1726	73	20	riba	riba	PROPN
ajbmeb-1726	73	21	(	(	PUNCT
ajbmeb-1726	73	22	usury	usury	NOUN
ajbmeb-1726	73	23	)	)	PUNCT
ajbmeb-1726	73	24	and	and	CCONJ
ajbmeb-1726	73	25	thus	thus	ADV
ajbmeb-1726	73	26	haram	haram	PROPN
ajbmeb-1726	73	27	(	(	PUNCT
ajbmeb-1726	73	28	forbidden).[5	forbidden).[5	PROPN
ajbmeb-1726	73	29	]	]	PUNCT
ajbmeb-1726	73	30	murabaha	murabaha	NOUN
ajbmeb-1726	73	31	has	have	AUX
ajbmeb-1726	73	32	come	come	VERB
ajbmeb-1726	73	33	to	to	PART
ajbmeb-1726	73	34	be	be	AUX
ajbmeb-1726	73	35	"	"	PUNCT
ajbmeb-1726	73	36	the	the	DET
ajbmeb-1726	73	37	most	most	ADV
ajbmeb-1726	73	38	prevalent	prevalent	ADJ
ajbmeb-1726	73	39	"	"	PUNCT
ajbmeb-1726	74	1	[	[	X
ajbmeb-1726	74	2	5	5	NUM
ajbmeb-1726	74	3	]	]	PUNCT
ajbmeb-1726	74	4	or	or	CCONJ
ajbmeb-1726	74	5	"	"	PUNCT
ajbmeb-1726	74	6	default	default	NOUN
ajbmeb-1726	74	7	"	"	PUNCT
ajbmeb-1726	74	8	type	type	NOUN
ajbmeb-1726	74	9	of	of	ADP
ajbmeb-1726	74	10	islamic	islamic	ADJ
ajbmeb-1726	74	11	finance	finance	NOUN
ajbmeb-1726	74	12	.	.	PUNCT
ajbmeb-1726	75	1	[	[	X
ajbmeb-1726	75	2	2	2	X
ajbmeb-1726	75	3	]	]	PUNCT
ajbmeb-1726	75	4	using	use	VERB
ajbmeb-1726	75	5	the	the	DET
ajbmeb-1726	75	6	table	table	NOUN
ajbmeb-1726	75	7	below	below	ADV
ajbmeb-1726	75	8	wecan	wecan	AUX
ajbmeb-1726	75	9	understand	understand	VERB
ajbmeb-1726	75	10	the	the	DET
ajbmeb-1726	75	11	advantages	advantage	NOUN
ajbmeb-1726	75	12	and	and	CCONJ
ajbmeb-1726	75	13	disadvantages	disadvantage	NOUN
ajbmeb-1726	75	14	of	of	ADP
ajbmeb-1726	75	15	the	the	DET
ajbmeb-1726	75	16	islamic	islamic	ADJ
ajbmeb-1726	75	17	banking	banking	NOUN
ajbmeb-1726	75	18	financing	financing	NOUN
ajbmeb-1726	75	19	system	system	NOUN
ajbmeb-1726	75	20	:	:	PUNCT
ajbmeb-1726	75	21	https://www.investopedia.com/terms/c/cost-plus-contract.asp	https://www.investopedia.com/terms/c/cost-plus-contract.asp	X
ajbmeb-1726	75	22	https://www.investopedia.com/updates/rent-to-own-homes/	https://www.investopedia.com/updates/rent-to-own-homes/	NOUN
ajbmeb-1726	75	23	https://en.wikipedia.org/wiki/arabic_language	https://en.wikipedia.org/wiki/arabic_language	NOUN
ajbmeb-1726	75	24	https://en.wikipedia.org/wiki/arabic_language	https://en.wikipedia.org/wiki/arabic_language	NOUN
ajbmeb-1726	75	25	https://en.wikipedia.org/wiki/fiqh	https://en.wikipedia.org/wiki/fiqh	PROPN
ajbmeb-1726	75	26	https://en.wikipedia.org/wiki/markup_(business	https://en.wikipedia.org/wiki/markup_(business	NOUN
ajbmeb-1726	75	27	)	)	PUNCT
ajbmeb-1726	75	28	https://en.wikipedia.org/wiki/cost-plus_pricing	https://en.wikipedia.org/wiki/cost-plus_price	VERB
ajbmeb-1726	76	1	https://en.wikipedia.org/wiki/shariah	https://en.wikipedia.org/wiki/shariah	PROPN
ajbmeb-1726	76	2	https://en.wikipedia.org/wiki/islamic_banking_and_finance	https://en.wikipedia.org/wiki/islamic_banking_and_finance	NOUN
ajbmeb-1726	76	3	https://en.wikipedia.org/wiki/rent-to-own	https://en.wikipedia.org/wiki/rent-to-own	PROPN
ajbmeb-1726	76	4	american	american	ADJ
ajbmeb-1726	76	5	journal	journal	PROPN
ajbmeb-1726	76	6	of	of	ADP
ajbmeb-1726	76	7	business	business	NOUN
ajbmeb-1726	76	8	management	management	NOUN
ajbmeb-1726	76	9	,	,	PUNCT
ajbmeb-1726	76	10	economics	economic	NOUN
ajbmeb-1726	76	11	and	and	CCONJ
ajbmeb-1726	76	12	banking	banking	NOUN
ajbmeb-1726	76	13	volume	volume	NOUN
ajbmeb-1726	76	14	19	19	NUM
ajbmeb-1726	76	15	december	december	PROPN
ajbmeb-1726	76	16	,	,	PUNCT
ajbmeb-1726	76	17	2023	2023	NUM
ajbmeb-1726	76	18	p	p	NOUN
ajbmeb-1726	76	19	a	a	PRON
ajbmeb-1726	76	20	g	g	NOUN
ajbmeb-1726	76	21	e	e	NOUN
ajbmeb-1726	76	22	|	|	NOUN
ajbmeb-1726	76	23	145	145	NUM
ajbmeb-1726	76	24	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	76	25	table	table	NOUN
ajbmeb-1726	76	26	1	1	NUM
ajbmeb-1726	76	27	.	.	PUNCT
ajbmeb-1726	77	1	the	the	DET
ajbmeb-1726	77	2	advantages	advantage	NOUN
ajbmeb-1726	77	3	and	and	CCONJ
ajbmeb-1726	77	4	disadvantages	disadvantage	NOUN
ajbmeb-1726	77	5	of	of	ADP
ajbmeb-1726	77	6	the	the	DET
ajbmeb-1726	77	7	murabaha	murabaha	NOUN
ajbmeb-1726	77	8	advantages	advantage	NOUN
ajbmeb-1726	77	9	disadvantages	disadvantage	VERB
ajbmeb-1726	77	10	it	it	PRON
ajbmeb-1726	77	11	involves	involve	VERB
ajbmeb-1726	77	12	a	a	DET
ajbmeb-1726	77	13	guarantor	guarantor	NOUN
ajbmeb-1726	77	14	.	.	PUNCT
ajbmeb-1726	78	1	all	all	DET
ajbmeb-1726	78	2	the	the	DET
ajbmeb-1726	78	3	cost	cost	NOUN
ajbmeb-1726	78	4	and	and	CCONJ
ajbmeb-1726	78	5	profit	profit	NOUN
ajbmeb-1726	78	6	has	have	VERB
ajbmeb-1726	78	7	to	to	PART
ajbmeb-1726	78	8	be	be	AUX
ajbmeb-1726	78	9	disclosed	disclose	VERB
ajbmeb-1726	78	10	to	to	ADP
ajbmeb-1726	78	11	the	the	DET
ajbmeb-1726	78	12	client	client	NOUN
ajbmeb-1726	78	13	.	.	PUNCT
ajbmeb-1726	79	1	asset	asset	NOUN
ajbmeb-1726	79	2	ownership	ownership	NOUN
ajbmeb-1726	79	3	gets	get	AUX
ajbmeb-1726	79	4	transferred	transfer	VERB
ajbmeb-1726	79	5	to	to	ADP
ajbmeb-1726	79	6	the	the	DET
ajbmeb-1726	79	7	client	client	NOUN
ajbmeb-1726	79	8	hence	hence	ADV
ajbmeb-1726	79	9	all	all	DET
ajbmeb-1726	79	10	the	the	DET
ajbmeb-1726	79	11	defects	defect	NOUN
ajbmeb-1726	79	12	on	on	ADP
ajbmeb-1726	79	13	the	the	DET
ajbmeb-1726	79	14	shoulders	shoulder	NOUN
ajbmeb-1726	79	15	of	of	ADP
ajbmeb-1726	79	16	the	the	DET
ajbmeb-1726	79	17	clients	client	NOUN
ajbmeb-1726	79	18	.	.	PUNCT
ajbmeb-1726	80	1	the	the	DET
ajbmeb-1726	80	2	process	process	NOUN
ajbmeb-1726	80	3	does	do	AUX
ajbmeb-1726	80	4	not	not	PART
ajbmeb-1726	80	5	involve	involve	VERB
ajbmeb-1726	80	6	flexibility	flexibility	NOUN
ajbmeb-1726	80	7	.	.	PUNCT
ajbmeb-1726	81	1	it	it	PRON
ajbmeb-1726	81	2	comprises	comprise	VERB
ajbmeb-1726	81	3	multiple	multiple	ADJ
ajbmeb-1726	81	4	contractors	contractor	NOUN
ajbmeb-1726	81	5	in	in	ADP
ajbmeb-1726	81	6	case	case	NOUN
ajbmeb-1726	81	7	of	of	ADP
ajbmeb-1726	81	8	defaults	default	NOUN
ajbmeb-1726	81	9	,	,	PUNCT
ajbmeb-1726	81	10	it	it	PRON
ajbmeb-1726	81	11	involves	involve	VERB
ajbmeb-1726	81	12	legal	legal	ADJ
ajbmeb-1726	81	13	consequences	consequence	NOUN
ajbmeb-1726	81	14	and/or	and/or	CCONJ
ajbmeb-1726	81	15	repayments	repayment	NOUN
ajbmeb-1726	81	16	of	of	ADP
ajbmeb-1726	81	17	overdue	overdue	ADJ
ajbmeb-1726	81	18	.	.	PUNCT
ajbmeb-1726	82	1	almost	almost	ADV
ajbmeb-1726	82	2	fifty	fifty	NUM
ajbmeb-1726	82	3	percent	percent	NOUN
ajbmeb-1726	82	4	cost	cost	NOUN
ajbmeb-1726	82	5	gets	get	AUX
ajbmeb-1726	82	6	retained	retain	VERB
ajbmeb-1726	82	7	by	by	ADP
ajbmeb-1726	82	8	the	the	DET
ajbmeb-1726	82	9	bank	bank	NOUN
ajbmeb-1726	82	10	by	by	ADP
ajbmeb-1726	82	11	default	default	NOUN
ajbmeb-1726	82	12	.	.	PUNCT
ajbmeb-1726	83	1	no	no	DET
ajbmeb-1726	83	2	such	such	ADJ
ajbmeb-1726	83	3	things	thing	NOUN
ajbmeb-1726	83	4	happen	happen	VERB
ajbmeb-1726	83	5	here	here	ADV
ajbmeb-1726	83	6	.	.	PUNCT
ajbmeb-1726	84	1	only	only	ADV
ajbmeb-1726	84	2	a	a	DET
ajbmeb-1726	84	3	down	down	ADJ
ajbmeb-1726	84	4	payment	payment	NOUN
ajbmeb-1726	84	5	required	require	VERB
ajbmeb-1726	84	6	without	without	ADP
ajbmeb-1726	84	7	a	a	DET
ajbmeb-1726	84	8	down	down	ADJ
ajbmeb-1726	84	9	payment	payment	NOUN
ajbmeb-1726	84	10	,	,	PUNCT
ajbmeb-1726	84	11	no	no	DET
ajbmeb-1726	84	12	loan	loan	NOUN
ajbmeb-1726	84	13	got	get	AUX
ajbmeb-1726	84	14	granted	grant	VERB
ajbmeb-1726	84	15	.	.	PUNCT
ajbmeb-1726	85	1	there	there	PRON
ajbmeb-1726	85	2	is	be	VERB
ajbmeb-1726	85	3	no	no	DET
ajbmeb-1726	85	4	interest	interest	NOUN
ajbmeb-1726	85	5	payment	payment	NOUN
ajbmeb-1726	85	6	involved	involve	VERB
ajbmeb-1726	85	7	.	.	PUNCT
ajbmeb-1726	86	1	it	it	PRON
ajbmeb-1726	86	2	tends	tend	VERB
ajbmeb-1726	86	3	to	to	PART
ajbmeb-1726	86	4	be	be	AUX
ajbmeb-1726	86	5	costlier	costly	ADJ
ajbmeb-1726	86	6	for	for	ADP
ajbmeb-1726	86	7	banks	bank	NOUN
ajbmeb-1726	86	8	.	.	PUNCT
ajbmeb-1726	87	1	a	a	DET
ajbmeb-1726	87	2	proper	proper	ADJ
ajbmeb-1726	87	3	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	87	4	transaction	transaction	NOUN
ajbmeb-1726	87	5	differs	differ	VERB
ajbmeb-1726	87	6	from	from	ADP
ajbmeb-1726	87	7	conventional	conventional	ADJ
ajbmeb-1726	87	8	interest	interest	NOUN
ajbmeb-1726	87	9	-	-	PUNCT
ajbmeb-1726	87	10	charging	charge	VERB
ajbmeb-1726	87	11	loans	loan	NOUN
ajbmeb-1726	87	12	in	in	ADP
ajbmeb-1726	87	13	several	several	ADJ
ajbmeb-1726	87	14	ways	way	NOUN
ajbmeb-1726	87	15	.	.	PUNCT
ajbmeb-1726	88	1	the	the	DET
ajbmeb-1726	88	2	buyer	buyer	NOUN
ajbmeb-1726	88	3	/	/	SYM
ajbmeb-1726	88	4	borrower	borrower	NOUN
ajbmeb-1726	88	5	pays	pay	VERB
ajbmeb-1726	88	6	the	the	DET
ajbmeb-1726	88	7	seller	seller	NOUN
ajbmeb-1726	88	8	/	/	SYM
ajbmeb-1726	88	9	lender	lender	NOUN
ajbmeb-1726	88	10	at	at	ADP
ajbmeb-1726	88	11	an	an	DET
ajbmeb-1726	88	12	agreed	agree	VERB
ajbmeb-1726	88	13	-	-	PUNCT
ajbmeb-1726	88	14	upon	upon	NOUN
ajbmeb-1726	88	15	higher	high	ADJ
ajbmeb-1726	88	16	price	price	NOUN
ajbmeb-1726	88	17	;	;	PUNCT
ajbmeb-1726	88	18	instead	instead	ADV
ajbmeb-1726	88	19	of	of	ADP
ajbmeb-1726	88	20	interest	interest	NOUN
ajbmeb-1726	88	21	charges	charge	NOUN
ajbmeb-1726	88	22	,	,	PUNCT
ajbmeb-1726	88	23	the	the	DET
ajbmeb-1726	88	24	seller	seller	NOUN
ajbmeb-1726	88	25	/	/	SYM
ajbmeb-1726	88	26	lender	lender	NOUN
ajbmeb-1726	88	27	makes	make	VERB
ajbmeb-1726	88	28	a	a	DET
ajbmeb-1726	88	29	religiously	religiously	ADV
ajbmeb-1726	88	30	permissible	permissible	ADJ
ajbmeb-1726	88	31	"	"	PUNCT
ajbmeb-1726	88	32	profit	profit	NOUN
ajbmeb-1726	88	33	on	on	ADP
ajbmeb-1726	88	34	the	the	DET
ajbmeb-1726	88	35	sale	sale	NOUN
ajbmeb-1726	88	36	of	of	ADP
ajbmeb-1726	88	37	goods	good	NOUN
ajbmeb-1726	88	38	"	"	PUNCT
ajbmeb-1726	88	39	.	.	PUNCT
ajbmeb-1726	89	1	the	the	DET
ajbmeb-1726	89	2	seller	seller	NOUN
ajbmeb-1726	89	3	/	/	SYM
ajbmeb-1726	89	4	financer	financer	NOUN
ajbmeb-1726	89	5	must	must	AUX
ajbmeb-1726	89	6	take	take	VERB
ajbmeb-1726	89	7	actual	actual	ADJ
ajbmeb-1726	89	8	possession	possession	NOUN
ajbmeb-1726	89	9	of	of	ADP
ajbmeb-1726	89	10	the	the	DET
ajbmeb-1726	89	11	good	good	NOUN
ajbmeb-1726	89	12	before	before	ADP
ajbmeb-1726	89	13	selling	sell	VERB
ajbmeb-1726	89	14	it	it	PRON
ajbmeb-1726	89	15	to	to	ADP
ajbmeb-1726	89	16	the	the	DET
ajbmeb-1726	89	17	customer	customer	NOUN
ajbmeb-1726	89	18	,	,	PUNCT
ajbmeb-1726	89	19	and	and	CCONJ
ajbmeb-1726	89	20	must	must	AUX
ajbmeb-1726	89	21	assume	assume	VERB
ajbmeb-1726	89	22	"	"	PUNCT
ajbmeb-1726	89	23	any	any	DET
ajbmeb-1726	89	24	liability	liability	NOUN
ajbmeb-1726	89	25	from	from	ADP
ajbmeb-1726	89	26	delivering	deliver	VERB
ajbmeb-1726	89	27	defective	defective	ADJ
ajbmeb-1726	89	28	goods".[6	goods".[6	PROPN
ajbmeb-1726	89	29	]	]	PUNCT
ajbmeb-1726	89	30	sources	source	NOUN
ajbmeb-1726	89	31	differ	differ	VERB
ajbmeb-1726	89	32	as	as	SCONJ
ajbmeb-1726	89	33	to	to	ADP
ajbmeb-1726	89	34	whether	whether	SCONJ
ajbmeb-1726	89	35	the	the	DET
ajbmeb-1726	89	36	seller	seller	NOUN
ajbmeb-1726	89	37	is	be	AUX
ajbmeb-1726	89	38	permitted	permit	VERB
ajbmeb-1726	89	39	to	to	PART
ajbmeb-1726	89	40	charge	charge	VERB
ajbmeb-1726	89	41	extra	extra	ADJ
ajbmeb-1726	89	42	when	when	SCONJ
ajbmeb-1726	89	43	payments	payment	NOUN
ajbmeb-1726	89	44	are	be	AUX
ajbmeb-1726	89	45	late,[7	late,[7	ADP
ajbmeb-1726	89	46	]	]	PUNCT
ajbmeb-1726	89	47	with	with	ADP
ajbmeb-1726	89	48	some	some	DET
ajbmeb-1726	89	49	authors	author	NOUN
ajbmeb-1726	89	50	stating	state	VERB
ajbmeb-1726	89	51	any	any	DET
ajbmeb-1726	89	52	late	late	ADJ
ajbmeb-1726	89	53	fees	fee	NOUN
ajbmeb-1726	89	54	ought	ought	AUX
ajbmeb-1726	89	55	to	to	PART
ajbmeb-1726	89	56	be	be	AUX
ajbmeb-1726	89	57	donated	donate	VERB
ajbmeb-1726	89	58	to	to	ADP
ajbmeb-1726	89	59	charity,[8][9][10	charity,[8][9][10	VERB
ajbmeb-1726	89	60	]	]	PUNCT
ajbmeb-1726	89	61	or	or	CCONJ
ajbmeb-1726	89	62	not	not	PART
ajbmeb-1726	89	63	collected	collect	VERB
ajbmeb-1726	89	64	unless	unless	SCONJ
ajbmeb-1726	89	65	the	the	DET
ajbmeb-1726	89	66	buyer	buyer	NOUN
ajbmeb-1726	89	67	has	have	AUX
ajbmeb-1726	89	68	"	"	PUNCT
ajbmeb-1726	89	69	deliberately	deliberately	ADV
ajbmeb-1726	89	70	refused	refuse	VERB
ajbmeb-1726	89	71	"	"	PUNCT
ajbmeb-1726	89	72	to	to	PART
ajbmeb-1726	89	73	make	make	VERB
ajbmeb-1726	89	74	a	a	DET
ajbmeb-1726	89	75	payment.[11	payment.[11	PROPN
ajbmeb-1726	89	76	]	]	PUNCT
ajbmeb-1726	89	77	for	for	ADP
ajbmeb-1726	89	78	the	the	DET
ajbmeb-1726	89	79	rate	rate	NOUN
ajbmeb-1726	89	80	of	of	ADP
ajbmeb-1726	89	81	markup	markup	PROPN
ajbmeb-1726	89	82	,	,	PUNCT
ajbmeb-1726	89	83	murabaha	murabaha	NOUN
ajbmeb-1726	89	84	contracts	contract	NOUN
ajbmeb-1726	89	85	"	"	PUNCT
ajbmeb-1726	89	86	may	may	AUX
ajbmeb-1726	89	87	openly	openly	ADV
ajbmeb-1726	89	88	use	use	VERB
ajbmeb-1726	89	89	"	"	PUNCT
ajbmeb-1726	89	90	riba	riba	PROPN
ajbmeb-1726	89	91	interest	interest	NOUN
ajbmeb-1726	89	92	rates	rate	NOUN
ajbmeb-1726	89	93	such	such	ADJ
ajbmeb-1726	89	94	as	as	ADP
ajbmeb-1726	89	95	libor	libor	PROPN
ajbmeb-1726	89	96	"	"	PUNCT
ajbmeb-1726	89	97	as	as	ADP
ajbmeb-1726	89	98	a	a	DET
ajbmeb-1726	89	99	benchmark	benchmark	NOUN
ajbmeb-1726	89	100	"	"	PUNCT
ajbmeb-1726	89	101	,	,	PUNCT
ajbmeb-1726	89	102	a	a	DET
ajbmeb-1726	89	103	practice	practice	NOUN
ajbmeb-1726	89	104	approved	approve	VERB
ajbmeb-1726	89	105	of	of	ADP
ajbmeb-1726	89	106	by	by	ADP
ajbmeb-1726	89	107	the	the	DET
ajbmeb-1726	89	108	scholar	scholar	NOUN
ajbmeb-1726	89	109	taqi	taqi	ADJ
ajbmeb-1726	89	110	usmani.[12	usmani.[12	NOUN
ajbmeb-1726	89	111	]	]	X
ajbmeb-1726	89	112	conservative	conservative	ADJ
ajbmeb-1726	89	113	scholars	scholar	NOUN
ajbmeb-1726	89	114	promoting	promote	VERB
ajbmeb-1726	89	115	islamic	islamic	ADJ
ajbmeb-1726	89	116	finance	finance	NOUN
ajbmeb-1726	89	117	consider	consider	VERB
ajbmeb-1726	89	118	murabaha	murabaha	NOUN
ajbmeb-1726	89	119	to	to	PART
ajbmeb-1726	89	120	be	be	AUX
ajbmeb-1726	89	121	a	a	DET
ajbmeb-1726	89	122	"	"	PUNCT
ajbmeb-1726	89	123	transitory	transitory	ADJ
ajbmeb-1726	89	124	step	step	NOUN
ajbmeb-1726	89	125	"	"	PUNCT
ajbmeb-1726	89	126	towards	towards	ADP
ajbmeb-1726	89	127	a	a	DET
ajbmeb-1726	89	128	"	"	PUNCT
ajbmeb-1726	89	129	true	true	ADJ
ajbmeb-1726	89	130	profit	profit	NOUN
ajbmeb-1726	89	131	-	-	PUNCT
ajbmeb-1726	89	132	and	and	CCONJ
ajbmeb-1726	89	133	-	-	PUNCT
ajbmeb-1726	89	134	loss	loss	NOUN
ajbmeb-1726	89	135	-	-	PUNCT
ajbmeb-1726	89	136	sharing	share	VERB
ajbmeb-1726	89	137	mode	mode	NOUN
ajbmeb-1726	89	138	of	of	ADP
ajbmeb-1726	89	139	financing",[1	financing",[1	NOUN
ajbmeb-1726	89	140	]	]	X
ajbmeb-1726	89	141	and	and	CCONJ
ajbmeb-1726	89	142	a	a	DET
ajbmeb-1726	89	143	"	"	PUNCT
ajbmeb-1726	89	144	weak"[13	weak"[13	NOUN
ajbmeb-1726	89	145	]	]	PUNCT
ajbmeb-1726	89	146	or	or	CCONJ
ajbmeb-1726	89	147	"	"	PUNCT
ajbmeb-1726	89	148	permissible	permissible	ADJ
ajbmeb-1726	89	149	but	but	CCONJ
ajbmeb-1726	89	150	undesirable"[14	undesirable"[14	ADJ
ajbmeb-1726	89	151	]	]	PUNCT
ajbmeb-1726	89	152	form	form	NOUN
ajbmeb-1726	89	153	of	of	ADP
ajbmeb-1726	89	154	finance	finance	NOUN
ajbmeb-1726	89	155	to	to	PART
ajbmeb-1726	89	156	be	be	AUX
ajbmeb-1726	89	157	used	use	VERB
ajbmeb-1726	89	158	where	where	SCONJ
ajbmeb-1726	89	159	profit	profit	NOUN
ajbmeb-1726	89	160	-	-	PUNCT
ajbmeb-1726	89	161	and	and	CCONJ
ajbmeb-1726	89	162	-	-	PUNCT
ajbmeb-1726	89	163	loss	loss	NOUN
ajbmeb-1726	89	164	-	-	PUNCT
ajbmeb-1726	89	165	sharing	sharing	NOUN
ajbmeb-1726	89	166	is	be	AUX
ajbmeb-1726	89	167	"	"	PUNCT
ajbmeb-1726	89	168	not	not	PART
ajbmeb-1726	89	169	practicable	practicable	ADJ
ajbmeb-1726	89	170	.	.	PUNCT
ajbmeb-1726	90	1	"[1][2	"[1][2	X
ajbmeb-1726	90	2	]	]	PUNCT
ajbmeb-1726	90	3	critics	critic	NOUN
ajbmeb-1726	90	4	/	/	SYM
ajbmeb-1726	90	5	skeptics	skeptic	NOUN
ajbmeb-1726	90	6	complain	complain	VERB
ajbmeb-1726	90	7	/	/	SYM
ajbmeb-1726	90	8	note	note	NOUN
ajbmeb-1726	90	9	that	that	SCONJ
ajbmeb-1726	90	10	in	in	ADP
ajbmeb-1726	90	11	practice	practice	NOUN
ajbmeb-1726	90	12	most	most	ADJ
ajbmeb-1726	90	13	"	"	PUNCT
ajbmeb-1726	90	14	murabaḥah	murabaḥah	ADJ
ajbmeb-1726	90	15	"	"	PUNCT
ajbmeb-1726	90	16	transactions	transaction	NOUN
ajbmeb-1726	90	17	are	be	AUX
ajbmeb-1726	90	18	merely	merely	ADV
ajbmeb-1726	90	19	cash	cash	NOUN
ajbmeb-1726	90	20	-	-	PUNCT
ajbmeb-1726	90	21	flows	flow	NOUN
ajbmeb-1726	90	22	between	between	ADP
ajbmeb-1726	90	23	banks	bank	NOUN
ajbmeb-1726	90	24	,	,	PUNCT
ajbmeb-1726	90	25	brokers	broker	NOUN
ajbmeb-1726	90	26	,	,	PUNCT
ajbmeb-1726	90	27	and	and	CCONJ
ajbmeb-1726	90	28	borrowers	borrower	NOUN
ajbmeb-1726	90	29	,	,	PUNCT
ajbmeb-1726	90	30	with	with	ADP
ajbmeb-1726	90	31	no	no	DET
ajbmeb-1726	90	32	buying	buying	NOUN
ajbmeb-1726	90	33	or	or	CCONJ
ajbmeb-1726	90	34	selling	selling	NOUN
ajbmeb-1726	90	35	of	of	ADP
ajbmeb-1726	90	36	commodities;[15	commodities;[15	NOUN
ajbmeb-1726	90	37	]	]	PUNCT
ajbmeb-1726	90	38	that	that	SCONJ
ajbmeb-1726	90	39	the	the	DET
ajbmeb-1726	90	40	profit	profit	NOUN
ajbmeb-1726	90	41	or	or	CCONJ
ajbmeb-1726	90	42	markup	markup	NOUN
ajbmeb-1726	90	43	is	be	AUX
ajbmeb-1726	90	44	based	base	VERB
ajbmeb-1726	90	45	on	on	ADP
ajbmeb-1726	90	46	the	the	DET
ajbmeb-1726	90	47	prevailing	prevail	VERB
ajbmeb-1726	90	48	interest	interest	NOUN
ajbmeb-1726	90	49	rate	rate	NOUN
ajbmeb-1726	90	50	used	use	VERB
ajbmeb-1726	90	51	in	in	ADP
ajbmeb-1726	90	52	haram	haram	PROPN
ajbmeb-1726	90	53	lending	lending	NOUN
ajbmeb-1726	90	54	by	by	ADP
ajbmeb-1726	90	55	the	the	DET
ajbmeb-1726	90	56	non	non	ADJ
ajbmeb-1726	90	57	-	-	ADJ
ajbmeb-1726	90	58	muslim	muslim	ADJ
ajbmeb-1726	90	59	world;[2	world;[2	NOUN
ajbmeb-1726	90	60	]	]	PUNCT
ajbmeb-1726	90	61	that	that	SCONJ
ajbmeb-1726	90	62	"	"	PUNCT
ajbmeb-1726	90	63	the	the	DET
ajbmeb-1726	90	64	financial	financial	ADJ
ajbmeb-1726	90	65	outlook	outlook	NOUN
ajbmeb-1726	90	66	"	"	PUNCT
ajbmeb-1726	90	67	of	of	ADP
ajbmeb-1726	90	68	islamic	islamic	PROPN
ajbmeb-1726	90	69	murabaha	murabaha	NOUN
ajbmeb-1726	90	70	financing	financing	NOUN
ajbmeb-1726	90	71	and	and	CCONJ
ajbmeb-1726	90	72	conventional	conventional	ADJ
ajbmeb-1726	90	73	debt	debt	NOUN
ajbmeb-1726	90	74	/	/	SYM
ajbmeb-1726	90	75	loan	loan	NOUN
ajbmeb-1726	90	76	financing	financing	NOUN
ajbmeb-1726	90	77	is	be	AUX
ajbmeb-1726	90	78	"	"	PUNCT
ajbmeb-1726	90	79	the	the	DET
ajbmeb-1726	90	80	same",[16	same",[16	PROPN
ajbmeb-1726	90	81	]	]	PUNCT
ajbmeb-1726	90	82	as	as	SCONJ
ajbmeb-1726	90	83	is	be	AUX
ajbmeb-1726	90	84	most	most	ADJ
ajbmeb-1726	90	85	everything	everything	PRON
ajbmeb-1726	90	86	else	else	ADV
ajbmeb-1726	90	87	besides	besides	SCONJ
ajbmeb-1726	90	88	the	the	DET
ajbmeb-1726	90	89	terminology	terminology	NOUN
ajbmeb-1726	90	90	used.[17	used.[17	PROPN
ajbmeb-1726	90	91	]	]	PUNCT
ajbmeb-1726	90	92	while	while	SCONJ
ajbmeb-1726	90	93	orthodox	orthodox	ADJ
ajbmeb-1726	90	94	islamic	islamic	ADJ
ajbmeb-1726	90	95	scholars	scholar	NOUN
ajbmeb-1726	90	96	have	have	AUX
ajbmeb-1726	90	97	expressed	express	VERB
ajbmeb-1726	90	98	a	a	DET
ajbmeb-1726	90	99	lack	lack	NOUN
ajbmeb-1726	90	100	of	of	ADP
ajbmeb-1726	90	101	enthusiasm	enthusiasm	NOUN
ajbmeb-1726	90	102	for	for	ADP
ajbmeb-1726	90	103	murabaha	murabaha	NOUN
ajbmeb-1726	90	104	transactions,[18	transactions,[18	NUM
ajbmeb-1726	90	105	]	]	PUNCT
ajbmeb-1726	90	106	calling	call	VERB
ajbmeb-1726	90	107	them	they	PRON
ajbmeb-1726	90	108	"	"	PUNCT
ajbmeb-1726	90	109	no	no	ADV
ajbmeb-1726	90	110	more	more	ADJ
ajbmeb-1726	90	111	than	than	ADP
ajbmeb-1726	90	112	a	a	DET
ajbmeb-1726	90	113	second	second	ADJ
ajbmeb-1726	90	114	best	good	ADJ
ajbmeb-1726	90	115	solution	solution	NOUN
ajbmeb-1726	90	116	"	"	PUNCT
ajbmeb-1726	90	117	(	(	PUNCT
ajbmeb-1726	90	118	council	council	NOUN
ajbmeb-1726	90	119	of	of	ADP
ajbmeb-1726	90	120	islamic	islamic	PROPN
ajbmeb-1726	90	121	ideology)[19	ideology)[19	PROPN
ajbmeb-1726	90	122	]	]	PUNCT
ajbmeb-1726	90	123	or	or	CCONJ
ajbmeb-1726	90	124	a	a	DET
ajbmeb-1726	90	125	"	"	PUNCT
ajbmeb-1726	90	126	borderline	borderline	NOUN
ajbmeb-1726	90	127	transaction	transaction	NOUN
ajbmeb-1726	90	128	"	"	PUNCT
ajbmeb-1726	90	129	(	(	PUNCT
ajbmeb-1726	90	130	islamic	islamic	ADJ
ajbmeb-1726	90	131	scholar	scholar	NOUN
ajbmeb-1726	90	132	taqi	taqi	ADJ
ajbmeb-1726	90	133	usmani),[20	usmani),[20	NOUN
ajbmeb-1726	90	134	]	]	PUNCT
ajbmeb-1726	90	135	nonetheless	nonetheless	ADV
ajbmeb-1726	90	136	they	they	PRON
ajbmeb-1726	90	137	are	be	AUX
ajbmeb-1726	90	138	defended	defend	VERB
ajbmeb-1726	90	139	as	as	SCONJ
ajbmeb-1726	90	140	islamically	islamically	ADV
ajbmeb-1726	90	141	permitted	permit	VERB
ajbmeb-1726	90	142	.	.	PUNCT
ajbmeb-1726	91	1	according	accord	VERB
ajbmeb-1726	91	2	to	to	ADP
ajbmeb-1726	91	3	taqi	taqi	ADJ
ajbmeb-1726	91	4	usmani	usmani	ADJ
ajbmeb-1726	91	5	,	,	PUNCT
ajbmeb-1726	91	6	the	the	DET
ajbmeb-1726	91	7	reference	reference	NOUN
ajbmeb-1726	91	8	to	to	ADP
ajbmeb-1726	91	9	permitted	permit	VERB
ajbmeb-1726	91	10	"	"	PUNCT
ajbmeb-1726	91	11	trade	trade	NOUN
ajbmeb-1726	91	12	"	"	PUNCT
ajbmeb-1726	91	13	or	or	CCONJ
ajbmeb-1726	91	14	"	"	PUNCT
ajbmeb-1726	91	15	trafficking	traffic	VERB
ajbmeb-1726	91	16	"	"	PUNCT
ajbmeb-1726	91	17	in	in	ADP
ajbmeb-1726	91	18	quran	quran	PROPN
ajbmeb-1726	91	19	aya	aya	PROPN
ajbmeb-1726	92	1	2:275:[21	2:275:[21	PROPN
ajbmeb-1726	92	2	]	]	X
ajbmeb-1726	92	3	"	"	PUNCT
ajbmeb-1726	92	4	...	...	PUNCT
ajbmeb-1726	92	5	they	they	PRON
ajbmeb-1726	92	6	say	say	VERB
ajbmeb-1726	92	7	,	,	PUNCT
ajbmeb-1726	92	8	'	'	PUNCT
ajbmeb-1726	92	9	trafficking	trafficking	NOUN
ajbmeb-1726	92	10	(	(	PUNCT
ajbmeb-1726	92	11	trade	trade	NOUN
ajbmeb-1726	92	12	)	)	PUNCT
ajbmeb-1726	92	13	is	be	AUX
ajbmeb-1726	92	14	like	like	ADP
ajbmeb-1726	92	15	usury	usury	NOUN
ajbmeb-1726	92	16	,	,	PUNCT
ajbmeb-1726	92	17	'	'	PUNCT
ajbmeb-1726	93	1	[	[	X
ajbmeb-1726	93	2	but	but	CCONJ
ajbmeb-1726	93	3	]	]	X
ajbmeb-1726	93	4	god	god	PROPN
ajbmeb-1726	93	5	has	have	AUX
ajbmeb-1726	93	6	permitted	permit	VERB
ajbmeb-1726	93	7	trafficking	trafficking	NOUN
ajbmeb-1726	93	8	,	,	PUNCT
ajbmeb-1726	93	9	and	and	CCONJ
ajbmeb-1726	93	10	forbidden	forbid	VERB
ajbmeb-1726	93	11	usury	usury	NOUN
ajbmeb-1726	93	12	..	..	PUNCT
ajbmeb-1726	93	13	"	"	PUNCT
ajbmeb-1726	94	1	https://en.wikipedia.org/wiki/libor	https://en.wikipedia.org/wiki/libor	PROPN
ajbmeb-1726	94	2	https://en.wikipedia.org/wiki/taqi_usmani	https://en.wikipedia.org/wiki/taqi_usmani	VERB
ajbmeb-1726	94	3	https://en.wikipedia.org/wiki/profit_and_loss_sharing	https://en.wikipedia.org/wiki/profit_and_loss_share	VERB
ajbmeb-1726	94	4	https://en.wikipedia.org/wiki/haram	https://en.wikipedia.org/wiki/haram	PROPN
ajbmeb-1726	94	5	https://en.wikipedia.org/wiki/council_of_islamic_ideology	https://en.wikipedia.org/wiki/council_of_islamic_ideology	NOUN
ajbmeb-1726	94	6	https://en.wikipedia.org/wiki/council_of_islamic_ideology	https://en.wikipedia.org/wiki/council_of_islamic_ideology	NOUN
ajbmeb-1726	94	7	https://en.wikipedia.org/wiki/quran	https://en.wikipedia.org/wiki/quran	VERB
ajbmeb-1726	94	8	american	american	ADJ
ajbmeb-1726	94	9	journal	journal	PROPN
ajbmeb-1726	94	10	of	of	ADP
ajbmeb-1726	94	11	business	business	NOUN
ajbmeb-1726	94	12	management	management	NOUN
ajbmeb-1726	94	13	,	,	PUNCT
ajbmeb-1726	94	14	economics	economic	NOUN
ajbmeb-1726	94	15	and	and	CCONJ
ajbmeb-1726	94	16	banking	banking	NOUN
ajbmeb-1726	94	17	volume	volume	NOUN
ajbmeb-1726	94	18	19	19	NUM
ajbmeb-1726	94	19	december	december	PROPN
ajbmeb-1726	94	20	,	,	PUNCT
ajbmeb-1726	94	21	2023	2023	NUM
ajbmeb-1726	94	22	p	p	NOUN
ajbmeb-1726	94	23	a	a	PRON
ajbmeb-1726	94	24	g	g	NOUN
ajbmeb-1726	94	25	e	e	NOUN
ajbmeb-1726	94	26	|	|	ADV
ajbmeb-1726	94	27	146	146	NUM
ajbmeb-1726	94	28	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	94	29	refers	refer	VERB
ajbmeb-1726	94	30	to	to	ADP
ajbmeb-1726	94	31	credit	credit	NOUN
ajbmeb-1726	94	32	sales	sale	NOUN
ajbmeb-1726	94	33	such	such	ADJ
ajbmeb-1726	94	34	as	as	ADP
ajbmeb-1726	94	35	murabaha	murabaha	NOUN
ajbmeb-1726	94	36	,	,	PUNCT
ajbmeb-1726	94	37	the	the	DET
ajbmeb-1726	94	38	"	"	PUNCT
ajbmeb-1726	94	39	forbidden	forbidden	ADJ
ajbmeb-1726	94	40	usury	usury	NOUN
ajbmeb-1726	94	41	"	"	PUNCT
ajbmeb-1726	94	42	refers	refer	VERB
ajbmeb-1726	94	43	to	to	ADP
ajbmeb-1726	94	44	charging	charge	VERB
ajbmeb-1726	94	45	extra	extra	ADJ
ajbmeb-1726	94	46	for	for	ADP
ajbmeb-1726	94	47	late	late	ADJ
ajbmeb-1726	94	48	payment	payment	NOUN
ajbmeb-1726	94	49	(	(	PUNCT
ajbmeb-1726	94	50	late	late	ADJ
ajbmeb-1726	94	51	fees	fee	NOUN
ajbmeb-1726	94	52	)	)	PUNCT
ajbmeb-1726	94	53	,	,	PUNCT
ajbmeb-1726	94	54	and	and	CCONJ
ajbmeb-1726	94	55	the	the	DET
ajbmeb-1726	94	56	"	"	PUNCT
ajbmeb-1726	94	57	they	they	PRON
ajbmeb-1726	94	58	"	"	PUNCT
ajbmeb-1726	94	59	refers	refer	VERB
ajbmeb-1726	94	60	to	to	ADP
ajbmeb-1726	94	61	non	non	NOUN
ajbmeb-1726	94	62	-	-	NOUN
ajbmeb-1726	94	63	muslims	muslim	NOUN
ajbmeb-1726	94	64	who	who	PRON
ajbmeb-1726	94	65	did	do	AUX
ajbmeb-1726	94	66	n't	not	PART
ajbmeb-1726	94	67	understand	understand	VERB
ajbmeb-1726	94	68	why	why	SCONJ
ajbmeb-1726	94	69	if	if	SCONJ
ajbmeb-1726	94	70	one	one	NUM
ajbmeb-1726	94	71	was	be	AUX
ajbmeb-1726	94	72	allowed	allow	VERB
ajbmeb-1726	94	73	both	both	PRON
ajbmeb-1726	94	74	were	be	AUX
ajbmeb-1726	94	75	not:[20	not:[20	PROPN
ajbmeb-1726	94	76	]	]	X
ajbmeb-1726	94	77	the	the	DET
ajbmeb-1726	94	78	objection	objection	NOUN
ajbmeb-1726	94	79	of	of	ADP
ajbmeb-1726	94	80	the	the	DET
ajbmeb-1726	94	81	infidels	infidel	NOUN
ajbmeb-1726	94	82	...	...	PUNCT
ajbmeb-1726	94	83	was	be	AUX
ajbmeb-1726	94	84	that	that	SCONJ
ajbmeb-1726	94	85	when	when	SCONJ
ajbmeb-1726	94	86	they	they	PRON
ajbmeb-1726	94	87	increase	increase	VERB
ajbmeb-1726	94	88	the	the	DET
ajbmeb-1726	94	89	price	price	NOUN
ajbmeb-1726	94	90	at	at	ADP
ajbmeb-1726	94	91	the	the	DET
ajbmeb-1726	94	92	initial	initial	ADJ
ajbmeb-1726	94	93	stage	stage	NOUN
ajbmeb-1726	94	94	of	of	ADP
ajbmeb-1726	94	95	sale	sale	NOUN
ajbmeb-1726	94	96	,	,	PUNCT
ajbmeb-1726	94	97	it	it	PRON
ajbmeb-1726	94	98	has	have	AUX
ajbmeb-1726	94	99	not	not	PART
ajbmeb-1726	94	100	been	be	AUX
ajbmeb-1726	94	101	held	hold	VERB
ajbmeb-1726	94	102	as	as	ADV
ajbmeb-1726	94	103	prohibited	prohibit	VERB
ajbmeb-1726	94	104	but	but	CCONJ
ajbmeb-1726	94	105	when	when	SCONJ
ajbmeb-1726	94	106	the	the	DET
ajbmeb-1726	94	107	purchaser	purchaser	NOUN
ajbmeb-1726	94	108	fails	fail	VERB
ajbmeb-1726	94	109	to	to	PART
ajbmeb-1726	94	110	pay	pay	VERB
ajbmeb-1726	94	111	on	on	ADP
ajbmeb-1726	94	112	the	the	DET
ajbmeb-1726	94	113	due	due	ADJ
ajbmeb-1726	94	114	date	date	NOUN
ajbmeb-1726	94	115	,	,	PUNCT
ajbmeb-1726	94	116	and	and	CCONJ
ajbmeb-1726	94	117	they	they	PRON
ajbmeb-1726	94	118	claim	claim	VERB
ajbmeb-1726	94	119	an	an	DET
ajbmeb-1726	94	120	additional	additional	ADJ
ajbmeb-1726	94	121	amount	amount	NOUN
ajbmeb-1726	94	122	for	for	ADP
ajbmeb-1726	94	123	giving	give	VERB
ajbmeb-1726	94	124	him	he	PRON
ajbmeb-1726	94	125	more	more	ADJ
ajbmeb-1726	94	126	time	time	NOUN
ajbmeb-1726	94	127	,	,	PUNCT
ajbmeb-1726	94	128	it	it	PRON
ajbmeb-1726	94	129	is	be	AUX
ajbmeb-1726	94	130	termed	term	VERB
ajbmeb-1726	94	131	as	as	ADP
ajbmeb-1726	94	132	"	"	PUNCT
ajbmeb-1726	94	133	riba	riba	PROPN
ajbmeb-1726	94	134	"	"	PUNCT
ajbmeb-1726	94	135	and	and	CCONJ
ajbmeb-1726	94	136	haram	haram	PROPN
ajbmeb-1726	94	137	.	.	PUNCT
ajbmeb-1726	95	1	the	the	DET
ajbmeb-1726	95	2	holy	holy	PROPN
ajbmeb-1726	95	3	qur'an	qur'an	PROPN
ajbmeb-1726	95	4	answered	answer	VERB
ajbmeb-1726	95	5	this	this	DET
ajbmeb-1726	95	6	objection	objection	NOUN
ajbmeb-1726	95	7	by	by	ADP
ajbmeb-1726	95	8	saying	say	VERB
ajbmeb-1726	95	9	:	:	PUNCT
ajbmeb-1726	95	10	"	"	PUNCT
ajbmeb-1726	95	11	allah	allah	PROPN
ajbmeb-1726	95	12	has	have	AUX
ajbmeb-1726	95	13	allowed	allow	VERB
ajbmeb-1726	95	14	sale	sale	NOUN
ajbmeb-1726	95	15	and	and	CCONJ
ajbmeb-1726	95	16	forbidden	forbid	VERB
ajbmeb-1726	95	17	riba	riba	NOUN
ajbmeb-1726	95	18	.	.	PUNCT
ajbmeb-1726	96	1	"[20	"[20	X
ajbmeb-1726	96	2	]	]	PUNCT
ajbmeb-1726	97	1	usmani	usmani	ADJ
ajbmeb-1726	97	2	states	state	NOUN
ajbmeb-1726	97	3	that	that	SCONJ
ajbmeb-1726	97	4	while	while	SCONJ
ajbmeb-1726	97	5	it	it	PRON
ajbmeb-1726	97	6	may	may	AUX
ajbmeb-1726	97	7	appear	appear	VERB
ajbmeb-1726	97	8	to	to	ADP
ajbmeb-1726	97	9	some	some	DET
ajbmeb-1726	97	10	people	people	NOUN
ajbmeb-1726	97	11	that	that	SCONJ
ajbmeb-1726	97	12	allowing	allow	VERB
ajbmeb-1726	97	13	a	a	DET
ajbmeb-1726	97	14	buyer	buyer	NOUN
ajbmeb-1726	97	15	more	more	ADJ
ajbmeb-1726	97	16	time	time	NOUN
ajbmeb-1726	97	17	to	to	PART
ajbmeb-1726	97	18	pay	pay	VERB
ajbmeb-1726	97	19	for	for	ADP
ajbmeb-1726	97	20	some	some	DET
ajbmeb-1726	97	21	product	product	NOUN
ajbmeb-1726	97	22	/	/	SYM
ajbmeb-1726	97	23	commodity	commodity	NOUN
ajbmeb-1726	97	24	(	(	PUNCT
ajbmeb-1726	97	25	deferred	defer	VERB
ajbmeb-1726	97	26	payment	payment	NOUN
ajbmeb-1726	97	27	)	)	PUNCT
ajbmeb-1726	97	28	in	in	ADP
ajbmeb-1726	97	29	exchange	exchange	NOUN
ajbmeb-1726	97	30	for	for	ADP
ajbmeb-1726	97	31	their	their	PRON
ajbmeb-1726	97	32	paying	pay	VERB
ajbmeb-1726	97	33	a	a	DET
ajbmeb-1726	97	34	higher	high	ADJ
ajbmeb-1726	97	35	price	price	NOUN
ajbmeb-1726	97	36	is	be	AUX
ajbmeb-1726	97	37	effectively	effectively	ADV
ajbmeb-1726	97	38	the	the	DET
ajbmeb-1726	97	39	same	same	ADJ
ajbmeb-1726	97	40	as	as	ADP
ajbmeb-1726	97	41	paying	pay	VERB
ajbmeb-1726	97	42	interest	interest	NOUN
ajbmeb-1726	97	43	on	on	ADP
ajbmeb-1726	97	44	a	a	DET
ajbmeb-1726	97	45	loan,[20	loan,[20	NOUN
ajbmeb-1726	97	46	]	]	PUNCT
ajbmeb-1726	97	47	this	this	PRON
ajbmeb-1726	97	48	is	be	AUX
ajbmeb-1726	97	49	incorrect	incorrect	ADJ
ajbmeb-1726	97	50	.	.	PUNCT
ajbmeb-1726	98	1	in	in	ADP
ajbmeb-1726	98	2	fact	fact	NOUN
ajbmeb-1726	98	3	,	,	PUNCT
ajbmeb-1726	98	4	just	just	ADV
ajbmeb-1726	98	5	as	as	SCONJ
ajbmeb-1726	98	6	a	a	DET
ajbmeb-1726	98	7	buyer	buyer	NOUN
ajbmeb-1726	98	8	may	may	AUX
ajbmeb-1726	98	9	pay	pay	VERB
ajbmeb-1726	98	10	more	more	ADJ
ajbmeb-1726	98	11	for	for	ADP
ajbmeb-1726	98	12	a	a	DET
ajbmeb-1726	98	13	product	product	NOUN
ajbmeb-1726	98	14	/	/	SYM
ajbmeb-1726	98	15	commodity	commodity	NOUN
ajbmeb-1726	98	16	when	when	SCONJ
ajbmeb-1726	98	17	the	the	DET
ajbmeb-1726	98	18	seller	seller	NOUN
ajbmeb-1726	98	19	has	have	VERB
ajbmeb-1726	98	20	a	a	DET
ajbmeb-1726	98	21	cleaner	clean	ADJ
ajbmeb-1726	98	22	shop	shop	NOUN
ajbmeb-1726	98	23	or	or	CCONJ
ajbmeb-1726	98	24	more	more	ADV
ajbmeb-1726	98	25	courteous	courteous	ADJ
ajbmeb-1726	98	26	staff	staff	NOUN
ajbmeb-1726	98	27	,	,	PUNCT
ajbmeb-1726	98	28	so	so	SCONJ
ajbmeb-1726	98	29	too	too	ADV
ajbmeb-1726	98	30	the	the	DET
ajbmeb-1726	98	31	buyer	buyer	NOUN
ajbmeb-1726	98	32	may	may	AUX
ajbmeb-1726	98	33	pay	pay	VERB
ajbmeb-1726	98	34	more	more	ADJ
ajbmeb-1726	98	35	when	when	SCONJ
ajbmeb-1726	98	36	given	give	VERB
ajbmeb-1726	98	37	more	more	ADJ
ajbmeb-1726	98	38	time	time	NOUN
ajbmeb-1726	98	39	to	to	PART
ajbmeb-1726	98	40	complete	complete	VERB
ajbmeb-1726	98	41	payment	payment	NOUN
ajbmeb-1726	98	42	for	for	ADP
ajbmeb-1726	98	43	that	that	DET
ajbmeb-1726	98	44	product	product	NOUN
ajbmeb-1726	98	45	or	or	CCONJ
ajbmeb-1726	98	46	commodity.[20	commodity.[20	PROPN
ajbmeb-1726	98	47	]	]	PUNCT
ajbmeb-1726	98	48	when	when	SCONJ
ajbmeb-1726	98	49	this	this	PRON
ajbmeb-1726	98	50	happens	happen	VERB
ajbmeb-1726	98	51	,	,	PUNCT
ajbmeb-1726	98	52	the	the	DET
ajbmeb-1726	98	53	extra	extra	ADJ
ajbmeb-1726	98	54	they	they	PRON
ajbmeb-1726	98	55	pay	pay	VERB
ajbmeb-1726	98	56	is	be	AUX
ajbmeb-1726	98	57	not	not	PART
ajbmeb-1726	98	58	riba	riba	NOUN
ajbmeb-1726	98	59	but	but	CCONJ
ajbmeb-1726	98	60	just	just	ADV
ajbmeb-1726	98	61	"	"	PUNCT
ajbmeb-1726	98	62	an	an	DET
ajbmeb-1726	98	63	ancillary	ancillary	ADJ
ajbmeb-1726	98	64	factor	factor	NOUN
ajbmeb-1726	98	65	to	to	ADP
ajbmeb-1726	98	66	determining	determine	VERB
ajbmeb-1726	98	67	the	the	DET
ajbmeb-1726	98	68	price	price	NOUN
ajbmeb-1726	98	69	"	"	PUNCT
ajbmeb-1726	98	70	.	.	PUNCT
ajbmeb-1726	99	1	in	in	ADP
ajbmeb-1726	99	2	such	such	DET
ajbmeb-1726	99	3	a	a	DET
ajbmeb-1726	99	4	case	case	NOUN
ajbmeb-1726	99	5	,	,	PUNCT
ajbmeb-1726	99	6	according	accord	VERB
ajbmeb-1726	99	7	to	to	ADP
ajbmeb-1726	99	8	usmani	usmani	NUM
ajbmeb-1726	99	9	,	,	PUNCT
ajbmeb-1726	99	10	the	the	DET
ajbmeb-1726	99	11	"	"	PUNCT
ajbmeb-1726	99	12	price	price	NOUN
ajbmeb-1726	99	13	is	be	AUX
ajbmeb-1726	99	14	against	against	ADP
ajbmeb-1726	99	15	a	a	DET
ajbmeb-1726	99	16	commodity	commodity	NOUN
ajbmeb-1726	99	17	and	and	CCONJ
ajbmeb-1726	99	18	not	not	PART
ajbmeb-1726	99	19	against	against	ADP
ajbmeb-1726	99	20	money	money	NOUN
ajbmeb-1726	99	21	"	"	PUNCT
ajbmeb-1726	99	22	—	—	PUNCT
ajbmeb-1726	99	23	and	and	CCONJ
ajbmeb-1726	99	24	so	so	ADV
ajbmeb-1726	99	25	permitted	permit	VERB
ajbmeb-1726	99	26	in	in	ADP
ajbmeb-1726	99	27	islam.[20	islam.[20	PROPN
ajbmeb-1726	99	28	]	]	PUNCT
ajbmeb-1726	99	29	when	when	SCONJ
ajbmeb-1726	99	30	a	a	DET
ajbmeb-1726	99	31	credit	credit	NOUN
ajbmeb-1726	99	32	transaction	transaction	NOUN
ajbmeb-1726	99	33	is	be	AUX
ajbmeb-1726	99	34	made	make	VERB
ajbmeb-1726	99	35	without	without	ADP
ajbmeb-1726	99	36	the	the	DET
ajbmeb-1726	99	37	purchase	purchase	NOUN
ajbmeb-1726	99	38	of	of	ADP
ajbmeb-1726	99	39	a	a	DET
ajbmeb-1726	99	40	specific	specific	ADJ
ajbmeb-1726	99	41	commodity	commodity	NOUN
ajbmeb-1726	99	42	or	or	CCONJ
ajbmeb-1726	99	43	product	product	NOUN
ajbmeb-1726	99	44	,	,	PUNCT
ajbmeb-1726	99	45	(	(	PUNCT
ajbmeb-1726	99	46	i.e.	i.e.	X
ajbmeb-1726	99	47	a	a	DET
ajbmeb-1726	99	48	loan	loan	NOUN
ajbmeb-1726	99	49	is	be	AUX
ajbmeb-1726	99	50	made	make	VERB
ajbmeb-1726	99	51	charging	charge	VERB
ajbmeb-1726	99	52	interest	interest	NOUN
ajbmeb-1726	99	53	)	)	PUNCT
ajbmeb-1726	99	54	,	,	PUNCT
ajbmeb-1726	99	55	the	the	DET
ajbmeb-1726	99	56	added	add	VERB
ajbmeb-1726	99	57	charge	charge	NOUN
ajbmeb-1726	99	58	for	for	ADP
ajbmeb-1726	99	59	deferred	deferred	ADJ
ajbmeb-1726	99	60	payment	payment	NOUN
ajbmeb-1726	99	61	is	be	AUX
ajbmeb-1726	99	62	for	for	ADP
ajbmeb-1726	99	63	"	"	PUNCT
ajbmeb-1726	99	64	nothing	nothing	PRON
ajbmeb-1726	99	65	but	but	SCONJ
ajbmeb-1726	99	66	time	time	NOUN
ajbmeb-1726	99	67	"	"	PUNCT
ajbmeb-1726	99	68	,	,	PUNCT
ajbmeb-1726	99	69	and	and	CCONJ
ajbmeb-1726	99	70	so	so	ADV
ajbmeb-1726	99	71	is	be	AUX
ajbmeb-1726	99	72	forbidden	forbid	VERB
ajbmeb-1726	99	73	riba.[20	riba.[20	NOUN
ajbmeb-1726	99	74	]	]	PUNCT
ajbmeb-1726	99	75	however	however	ADV
ajbmeb-1726	99	76	according	accord	VERB
ajbmeb-1726	99	77	to	to	ADP
ajbmeb-1726	99	78	another	another	DET
ajbmeb-1726	99	79	islamic	islamic	ADJ
ajbmeb-1726	99	80	finance	finance	NOUN
ajbmeb-1726	99	81	promoter	promoter	NOUN
ajbmeb-1726	99	82	—	—	PUNCT
ajbmeb-1726	99	83	faleel	faleel	NOUN
ajbmeb-1726	99	84	jamaldeen	jamaldeen	NOUN
ajbmeb-1726	99	85	-"murabaha	-"murabaha	PROPN
ajbmeb-1726	99	86	payments	payment	NOUN
ajbmeb-1726	99	87	represent	represent	VERB
ajbmeb-1726	99	88	debt	debt	NOUN
ajbmeb-1726	99	89	"	"	PUNCT
ajbmeb-1726	99	90	and	and	CCONJ
ajbmeb-1726	99	91	because	because	SCONJ
ajbmeb-1726	99	92	of	of	ADP
ajbmeb-1726	99	93	that	that	PRON
ajbmeb-1726	99	94	are	be	AUX
ajbmeb-1726	99	95	not	not	PART
ajbmeb-1726	99	96	"	"	PUNCT
ajbmeb-1726	99	97	negotiable	negotiable	ADJ
ajbmeb-1726	99	98	or	or	CCONJ
ajbmeb-1726	99	99	tradable	tradable	ADJ
ajbmeb-1726	99	100	"	"	PUNCT
ajbmeb-1726	99	101	as	as	ADP
ajbmeb-1726	99	102	islamic	islamic	ADJ
ajbmeb-1726	99	103	finance	finance	NOUN
ajbmeb-1726	99	104	instruments	instrument	NOUN
ajbmeb-1726	99	105	,	,	PUNCT
ajbmeb-1726	99	106	making	make	VERB
ajbmeb-1726	99	107	them	they	PRON
ajbmeb-1726	99	108	(	(	PUNCT
ajbmeb-1726	99	109	according	accord	VERB
ajbmeb-1726	99	110	to	to	ADP
ajbmeb-1726	99	111	jamaldeen	jamaldeen	VERB
ajbmeb-1726	99	112	)	)	PUNCT
ajbmeb-1726	99	113	unpopular	unpopular	ADJ
ajbmeb-1726	99	114	among	among	ADP
ajbmeb-1726	99	115	investors.[21	investors.[21	PROPN
ajbmeb-1726	99	116	]	]	PUNCT
ajbmeb-1726	99	117	hadith	hadith	NOUN
ajbmeb-1726	99	118	also	also	ADV
ajbmeb-1726	99	119	supports	support	VERB
ajbmeb-1726	99	120	use	use	NOUN
ajbmeb-1726	99	121	of	of	ADP
ajbmeb-1726	99	122	credit	credit	NOUN
ajbmeb-1726	99	123	-	-	PUNCT
ajbmeb-1726	99	124	sales	sale	NOUN
ajbmeb-1726	99	125	transactions	transaction	NOUN
ajbmeb-1726	99	126	such	such	ADJ
ajbmeb-1726	99	127	as	as	ADP
ajbmeb-1726	99	128	murabaḥa	murabaḥa	NOUN
ajbmeb-1726	99	129	.	.	PUNCT
ajbmeb-1726	100	1	another	another	DET
ajbmeb-1726	100	2	scholar	scholar	NOUN
ajbmeb-1726	100	3	,	,	PUNCT
ajbmeb-1726	100	4	m.o.farooq	m.o.farooq	PROPN
ajbmeb-1726	100	5	,	,	PUNCT
ajbmeb-1726	100	6	states	state	VERB
ajbmeb-1726	100	7	"	"	PUNCT
ajbmeb-1726	100	8	it	it	PRON
ajbmeb-1726	100	9	is	be	AUX
ajbmeb-1726	100	10	well	well	ADV
ajbmeb-1726	100	11	-	-	PUNCT
ajbmeb-1726	100	12	known	know	VERB
ajbmeb-1726	100	13	and	and	CCONJ
ajbmeb-1726	100	14	supported	support	VERB
ajbmeb-1726	100	15	by	by	ADP
ajbmeb-1726	100	16	many	many	ADJ
ajbmeb-1726	100	17	hadiths	hadith	NOUN
ajbmeb-1726	100	18	that	that	SCONJ
ajbmeb-1726	100	19	the	the	DET
ajbmeb-1726	100	20	prophet	prophet	NOUN
ajbmeb-1726	100	21	had	have	AUX
ajbmeb-1726	100	22	entered	enter	VERB
ajbmeb-1726	100	23	into	into	ADP
ajbmeb-1726	100	24	credit	credit	NOUN
ajbmeb-1726	100	25	-	-	PUNCT
ajbmeb-1726	100	26	purchase	purchase	NOUN
ajbmeb-1726	100	27	transactions	transaction	NOUN
ajbmeb-1726	100	28	(	(	PUNCT
ajbmeb-1726	100	29	nasi'ah	nasi'ah	NOUN
ajbmeb-1726	100	30	)	)	PUNCT
ajbmeb-1726	100	31	and	and	CCONJ
ajbmeb-1726	100	32	also	also	ADV
ajbmeb-1726	100	33	that	that	SCONJ
ajbmeb-1726	100	34	he	he	PRON
ajbmeb-1726	100	35	paid	pay	VERB
ajbmeb-1726	100	36	more	more	ADJ
ajbmeb-1726	100	37	than	than	ADP
ajbmeb-1726	100	38	the	the	DET
ajbmeb-1726	100	39	original	original	ADJ
ajbmeb-1726	100	40	amount	amount	NOUN
ajbmeb-1726	100	41	"	"	PUNCT
ajbmeb-1726	100	42	in	in	ADP
ajbmeb-1726	100	43	his	his	PRON
ajbmeb-1726	100	44	repayment.[22	repayment.[22	NOUN
ajbmeb-1726	100	45	]	]	PUNCT
ajbmeb-1726	100	46	usmani	usmani	ADJ
ajbmeb-1726	100	47	states	state	NOUN
ajbmeb-1726	100	48	that	that	SCONJ
ajbmeb-1726	100	49	"	"	PUNCT
ajbmeb-1726	100	50	this	this	DET
ajbmeb-1726	100	51	position	position	NOUN
ajbmeb-1726	100	52	"	"	PUNCT
ajbmeb-1726	100	53	is	be	AUX
ajbmeb-1726	100	54	accepted	accept	VERB
ajbmeb-1726	100	55	"	"	PUNCT
ajbmeb-1726	100	56	unanimously	unanimously	ADV
ajbmeb-1726	100	57	"	"	PUNCT
ajbmeb-1726	100	58	by	by	ADP
ajbmeb-1726	100	59	the	the	DET
ajbmeb-1726	100	60	"	"	PUNCT
ajbmeb-1726	100	61	four	four	NUM
ajbmeb-1726	100	62	[	[	PUNCT
ajbmeb-1726	100	63	sunni	sunni	PROPN
ajbmeb-1726	100	64	]	]	PUNCT
ajbmeb-1726	100	65	schools	school	NOUN
ajbmeb-1726	100	66	"	"	PUNCT
ajbmeb-1726	100	67	of	of	ADP
ajbmeb-1726	100	68	islamic	islamic	ADJ
ajbmeb-1726	100	69	law	law	NOUN
ajbmeb-1726	100	70	and	and	CCONJ
ajbmeb-1726	100	71	"	"	PUNCT
ajbmeb-1726	100	72	the	the	DET
ajbmeb-1726	100	73	majority	majority	NOUN
ajbmeb-1726	100	74	"	"	PUNCT
ajbmeb-1726	100	75	of	of	ADP
ajbmeb-1726	100	76	the	the	DET
ajbmeb-1726	100	77	muslim	muslim	PROPN
ajbmeb-1726	100	78	jurists.[20	jurists.[20	PROPN
ajbmeb-1726	100	79	]	]	X
ajbmeb-1726	100	80	murabahah	murabahah	NOUN
ajbmeb-1726	100	81	and	and	CCONJ
ajbmeb-1726	100	82	related	relate	VERB
ajbmeb-1726	100	83	fixed	fixed	ADJ
ajbmeb-1726	100	84	financing	financing	NOUN
ajbmeb-1726	100	85	has	have	AUX
ajbmeb-1726	100	86	been	be	AUX
ajbmeb-1726	100	87	approved	approve	VERB
ajbmeb-1726	100	88	by	by	ADP
ajbmeb-1726	100	89	a	a	DET
ajbmeb-1726	100	90	number	number	NOUN
ajbmeb-1726	100	91	of	of	ADP
ajbmeb-1726	100	92	government	government	NOUN
ajbmeb-1726	100	93	reports	report	NOUN
ajbmeb-1726	100	94	in	in	ADP
ajbmeb-1726	100	95	the	the	DET
ajbmeb-1726	100	96	islamic	islamic	PROPN
ajbmeb-1726	100	97	republic	republic	PROPN
ajbmeb-1726	100	98	of	of	ADP
ajbmeb-1726	100	99	pakistan	pakistan	PROPN
ajbmeb-1726	100	100	on	on	ADP
ajbmeb-1726	100	101	how	how	SCONJ
ajbmeb-1726	100	102	to	to	PART
ajbmeb-1726	100	103	eliminate	eliminate	VERB
ajbmeb-1726	100	104	interest	interest	NOUN
ajbmeb-1726	100	105	.	.	PUNCT
ajbmeb-1726	101	1	usmani	usmani	ADJ
ajbmeb-1726	101	2	presents	present	VERB
ajbmeb-1726	101	3	a	a	DET
ajbmeb-1726	101	4	theory	theory	NOUN
ajbmeb-1726	101	5	of	of	ADP
ajbmeb-1726	101	6	why	why	SCONJ
ajbmeb-1726	101	7	sellers	seller	NOUN
ajbmeb-1726	101	8	are	be	AUX
ajbmeb-1726	101	9	allowed	allow	VERB
ajbmeb-1726	101	10	to	to	PART
ajbmeb-1726	101	11	charge	charge	VERB
ajbmeb-1726	101	12	for	for	ADP
ajbmeb-1726	101	13	providing	provide	VERB
ajbmeb-1726	101	14	credit	credit	NOUN
ajbmeb-1726	101	15	to	to	ADP
ajbmeb-1726	101	16	the	the	DET
ajbmeb-1726	101	17	lender	lender	NOUN
ajbmeb-1726	101	18	/	/	SYM
ajbmeb-1726	101	19	buyer	buyer	NOUN
ajbmeb-1726	101	20	,	,	PUNCT
ajbmeb-1726	101	21	but	but	CCONJ
ajbmeb-1726	101	22	are	be	AUX
ajbmeb-1726	101	23	guilty	guilty	ADJ
ajbmeb-1726	101	24	of	of	ADP
ajbmeb-1726	101	25	riba	riba	NOUN
ajbmeb-1726	101	26	when	when	SCONJ
ajbmeb-1726	101	27	charging	charge	VERB
ajbmeb-1726	101	28	for	for	ADP
ajbmeb-1726	101	29	late	late	ADJ
ajbmeb-1726	101	30	payment	payment	NOUN
ajbmeb-1726	101	31	.	.	PUNCT
ajbmeb-1726	102	1	in	in	ADP
ajbmeb-1726	102	2	a	a	DET
ajbmeb-1726	102	3	true	true	ADJ
ajbmeb-1726	102	4	(	(	PUNCT
ajbmeb-1726	102	5	non	non	ADJ
ajbmeb-1726	102	6	-	-	ADJ
ajbmeb-1726	102	7	riba	riba	ADJ
ajbmeb-1726	102	8	)	)	PUNCT
ajbmeb-1726	102	9	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	102	10	transaction	transaction	NOUN
ajbmeb-1726	102	11	(	(	PUNCT
ajbmeb-1726	102	12	usmani	usmani	ADJ
ajbmeb-1726	102	13	states	state	NOUN
ajbmeb-1726	102	14	)	)	PUNCT
ajbmeb-1726	102	15	"	"	PUNCT
ajbmeb-1726	102	16	the	the	DET
ajbmeb-1726	102	17	whole	whole	ADJ
ajbmeb-1726	102	18	price	price	NOUN
ajbmeb-1726	102	19	...	...	PUNCT
ajbmeb-1726	102	20	is	be	AUX
ajbmeb-1726	102	21	against	against	ADP
ajbmeb-1726	102	22	a	a	DET
ajbmeb-1726	102	23	commodity	commodity	NOUN
ajbmeb-1726	102	24	and	and	CCONJ
ajbmeb-1726	102	25	not	not	PART
ajbmeb-1726	102	26	against	against	ADP
ajbmeb-1726	102	27	money	money	NOUN
ajbmeb-1726	102	28	"	"	PUNCT
ajbmeb-1726	102	29	and	and	CCONJ
ajbmeb-1726	102	30	so	so	ADV
ajbmeb-1726	102	31	"	"	PUNCT
ajbmeb-1726	102	32	...	...	PUNCT
ajbmeb-1726	102	33	once	once	SCONJ
ajbmeb-1726	102	34	the	the	DET
ajbmeb-1726	102	35	price	price	NOUN
ajbmeb-1726	102	36	is	be	AUX
ajbmeb-1726	102	37	fixed	fix	VERB
ajbmeb-1726	102	38	,	,	PUNCT
ajbmeb-1726	102	39	it	it	PRON
ajbmeb-1726	102	40	relates	relate	VERB
ajbmeb-1726	102	41	to	to	ADP
ajbmeb-1726	102	42	the	the	DET
ajbmeb-1726	102	43	commodity	commodity	NOUN
ajbmeb-1726	102	44	,	,	PUNCT
ajbmeb-1726	102	45	and	and	CCONJ
ajbmeb-1726	102	46	not	not	PART
ajbmeb-1726	102	47	to	to	ADP
ajbmeb-1726	102	48	the	the	DET
ajbmeb-1726	102	49	time	time	NOUN
ajbmeb-1726	102	50	"	"	PUNCT
ajbmeb-1726	102	51	.	.	PUNCT
ajbmeb-1726	103	1	consequently	consequently	ADV
ajbmeb-1726	103	2	"	"	PUNCT
ajbmeb-1726	103	3	the	the	DET
ajbmeb-1726	103	4	price	price	NOUN
ajbmeb-1726	103	5	will	will	AUX
ajbmeb-1726	103	6	remain	remain	VERB
ajbmeb-1726	103	7	the	the	DET
ajbmeb-1726	103	8	same	same	ADJ
ajbmeb-1726	103	9	and	and	CCONJ
ajbmeb-1726	103	10	can	can	AUX
ajbmeb-1726	103	11	never	never	ADV
ajbmeb-1726	103	12	be	be	AUX
ajbmeb-1726	103	13	increased	increase	VERB
ajbmeb-1726	103	14	by	by	ADP
ajbmeb-1726	103	15	the	the	DET
ajbmeb-1726	103	16	seller	seller	NOUN
ajbmeb-1726	103	17	.	.	PUNCT
ajbmeb-1726	103	18	"	"	PUNCT
ajbmeb-1726	104	1	if	if	SCONJ
ajbmeb-1726	104	2	the	the	DET
ajbmeb-1726	104	3	price	price	NOUN
ajbmeb-1726	104	4	had	have	AUX
ajbmeb-1726	104	5	"	"	PUNCT
ajbmeb-1726	104	6	been	be	AUX
ajbmeb-1726	104	7	against	against	ADP
ajbmeb-1726	104	8	time	time	NOUN
ajbmeb-1726	104	9	"	"	PUNCT
ajbmeb-1726	104	10	,	,	PUNCT
ajbmeb-1726	104	11	(	(	PUNCT
ajbmeb-1726	104	12	which	which	PRON
ajbmeb-1726	104	13	is	be	AUX
ajbmeb-1726	104	14	forbidden	forbid	VERB
ajbmeb-1726	104	15	)	)	PUNCT
ajbmeb-1726	104	16	"	"	PUNCT
ajbmeb-1726	104	17	it	it	PRON
ajbmeb-1726	104	18	might	might	AUX
ajbmeb-1726	104	19	have	have	AUX
ajbmeb-1726	104	20	been	be	AUX
ajbmeb-1726	104	21	increased	increase	VERB
ajbmeb-1726	104	22	,	,	PUNCT
ajbmeb-1726	104	23	if	if	SCONJ
ajbmeb-1726	104	24	the	the	DET
ajbmeb-1726	104	25	seller	seller	NOUN
ajbmeb-1726	104	26	allows	allow	VERB
ajbmeb-1726	104	27	...	...	PUNCT
ajbmeb-1726	104	28	more	more	ADJ
ajbmeb-1726	104	29	time	time	NOUN
ajbmeb-1726	104	30	"	"	PUNCT
ajbmeb-1726	104	31	for	for	ADP
ajbmeb-1726	104	32	repayment	repayment	NOUN
ajbmeb-1726	104	33	when	when	SCONJ
ajbmeb-1726	104	34	the	the	DET
ajbmeb-1726	104	35	bill	bill	NOUN
ajbmeb-1726	104	36	is	be	AUX
ajbmeb-1726	104	37	past	past	ADJ
ajbmeb-1726	104	38	due.[20	due.[20	NOUN
ajbmeb-1726	104	39	]	]	X
ajbmeb-1726	104	40	(	(	PUNCT
ajbmeb-1726	104	41	usmani	usmani	ADJ
ajbmeb-1726	104	42	and	and	CCONJ
ajbmeb-1726	104	43	other	other	ADJ
ajbmeb-1726	104	44	islamic	islamic	ADJ
ajbmeb-1726	104	45	finance	finance	NOUN
ajbmeb-1726	104	46	scholars	scholar	NOUN
ajbmeb-1726	104	47	[	[	X
ajbmeb-1726	104	48	6][22	6][22	X
ajbmeb-1726	104	49	]	]	PUNCT
ajbmeb-1726	104	50	agree	agree	VERB
ajbmeb-1726	104	51	that	that	SCONJ
ajbmeb-1726	104	52	not	not	PART
ajbmeb-1726	104	53	being	be	AUX
ajbmeb-1726	104	54	able	able	ADJ
ajbmeb-1726	104	55	to	to	PART
ajbmeb-1726	104	56	penalize	penalize	VERB
ajbmeb-1726	104	57	a	a	DET
ajbmeb-1726	104	58	lender	lender	NOUN
ajbmeb-1726	104	59	/	/	SYM
ajbmeb-1726	104	60	buyer	buyer	NOUN
ajbmeb-1726	104	61	for	for	ADP
ajbmeb-1726	104	62	late	late	ADJ
ajbmeb-1726	104	63	payment	payment	NOUN
ajbmeb-1726	104	64	has	have	AUX
ajbmeb-1726	104	65	led	lead	VERB
ajbmeb-1726	104	66	to	to	ADP
ajbmeb-1726	104	67	late	late	ADJ
ajbmeb-1726	104	68	payments	payment	NOUN
ajbmeb-1726	104	69	in	in	ADP
ajbmeb-1726	104	70	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	104	71	and	and	CCONJ
ajbmeb-1726	104	72	other	other	ADJ
ajbmeb-1726	104	73	islamic	islamic	ADJ
ajbmeb-1726	104	74	finance	finance	NOUN
ajbmeb-1726	104	75	transactions	transaction	NOUN
ajbmeb-1726	104	76	.	.	PUNCT
ajbmeb-1726	105	1	usmani	usmani	ADJ
ajbmeb-1726	105	2	states	state	NOUN
ajbmeb-1726	105	3	that	that	SCONJ
ajbmeb-1726	105	4	a	a	DET
ajbmeb-1726	105	5	"	"	PUNCT
ajbmeb-1726	105	6	problem	problem	NOUN
ajbmeb-1726	105	7	"	"	PUNCT
ajbmeb-1726	105	8	of	of	ADP
ajbmeb-1726	105	9	murabahah	murabahah	NOUN
ajbmeb-1726	105	10	financing	financing	NOUN
ajbmeb-1726	105	11	is	be	AUX
ajbmeb-1726	105	12	that	that	SCONJ
ajbmeb-1726	105	13	"	"	PUNCT
ajbmeb-1726	105	14	if	if	SCONJ
ajbmeb-1726	105	15	the	the	DET
ajbmeb-1726	105	16	client	client	NOUN
ajbmeb-1726	105	17	defaults	default	VERB
ajbmeb-1726	105	18	in	in	ADP
ajbmeb-1726	105	19	payment	payment	NOUN
ajbmeb-1726	105	20	of	of	ADP
ajbmeb-1726	105	21	the	the	DET
ajbmeb-1726	105	22	price	price	NOUN
ajbmeb-1726	105	23	at	at	ADP
ajbmeb-1726	105	24	the	the	DET
ajbmeb-1726	105	25	due	due	ADJ
ajbmeb-1726	105	26	date	date	NOUN
ajbmeb-1726	105	27	,	,	PUNCT
ajbmeb-1726	105	28	the	the	DET
ajbmeb-1726	105	29	price	price	NOUN
ajbmeb-1726	105	30	can	can	AUX
ajbmeb-1726	105	31	not	not	PART
ajbmeb-1726	105	32	be	be	AUX
ajbmeb-1726	105	33	increased".[2	increased".[2	PROPN
ajbmeb-1726	105	34	]	]	PUNCT
ajbmeb-1726	105	35	according	accord	VERB
ajbmeb-1726	105	36	to	to	ADP
ajbmeb-1726	105	37	one	one	NUM
ajbmeb-1726	105	38	source	source	NOUN
ajbmeb-1726	105	39	(	(	PUNCT
ajbmeb-1726	105	40	mushtak	mushtak	NOUN
ajbmeb-1726	105	41	parker	parker	PROPN
ajbmeb-1726	105	42	)	)	PUNCT
ajbmeb-1726	105	43	,	,	PUNCT
ajbmeb-1726	105	44	islamic	islamic	ADJ
ajbmeb-1726	105	45	financial	financial	ADJ
ajbmeb-1726	105	46	institutions	institution	NOUN
ajbmeb-1726	105	47	"	"	PUNCT
ajbmeb-1726	105	48	have	have	AUX
ajbmeb-1726	105	49	long	long	ADV
ajbmeb-1726	105	50	tried	try	VERB
ajbmeb-1726	105	51	to	to	PART
ajbmeb-1726	105	52	grapple	grapple	VERB
ajbmeb-1726	105	53	with	with	ADP
ajbmeb-1726	105	54	the	the	DET
ajbmeb-1726	105	55	issue	issue	NOUN
ajbmeb-1726	105	56	of	of	ADP
ajbmeb-1726	105	57	delayed	delay	VERB
ajbmeb-1726	105	58	payments	payment	NOUN
ajbmeb-1726	105	59	or	or	CCONJ
ajbmeb-1726	105	60	defaults	default	NOUN
ajbmeb-1726	105	61	,	,	PUNCT
ajbmeb-1726	105	62	but	but	CCONJ
ajbmeb-1726	105	63	thus	thus	ADV
ajbmeb-1726	105	64	far	far	ADV
ajbmeb-1726	105	65	there	there	PRON
ajbmeb-1726	105	66	is	be	VERB
ajbmeb-1726	105	67	no	no	DET
ajbmeb-1726	105	68	universal	universal	ADJ
ajbmeb-1726	105	69	consensus	consensus	NOUN
ajbmeb-1726	105	70	across	across	ADP
ajbmeb-1726	105	71	jurisdictions	jurisdiction	NOUN
ajbmeb-1726	105	72	in	in	ADP
ajbmeb-1726	105	73	this	this	DET
ajbmeb-1726	105	74	respect	respect	NOUN
ajbmeb-1726	105	75	.	.	PUNCT
ajbmeb-1726	106	1	"[23	"[23	VERB
ajbmeb-1726	106	2	]	]	X
ajbmeb-1726	106	3	)	)	PUNCT
ajbmeb-1726	107	1	https://en.wikipedia.org/wiki/late_fee	https://en.wikipedia.org/wiki/late_fee	PROPN
ajbmeb-1726	107	2	https://en.wikipedia.org/wiki/hadith	https://en.wikipedia.org/wiki/hadith	ADP
ajbmeb-1726	107	3	https://en.wikipedia.org/wiki/sunni	https://en.wikipedia.org/wiki/sunni	PROPN
ajbmeb-1726	107	4	https://en.wikipedia.org/wiki/riba	https://en.wikipedia.org/wiki/riba	PROPN
ajbmeb-1726	107	5	american	american	PROPN
ajbmeb-1726	107	6	journal	journal	PROPN
ajbmeb-1726	107	7	of	of	ADP
ajbmeb-1726	107	8	business	business	NOUN
ajbmeb-1726	107	9	management	management	NOUN
ajbmeb-1726	107	10	,	,	PUNCT
ajbmeb-1726	107	11	economics	economic	NOUN
ajbmeb-1726	107	12	and	and	CCONJ
ajbmeb-1726	107	13	banking	banking	NOUN
ajbmeb-1726	107	14	volume	volume	NOUN
ajbmeb-1726	107	15	19	19	NUM
ajbmeb-1726	107	16	december	december	PROPN
ajbmeb-1726	107	17	,	,	PUNCT
ajbmeb-1726	107	18	2023	2023	NUM
ajbmeb-1726	107	19	p	p	NOUN
ajbmeb-1726	107	20	a	a	DET
ajbmeb-1726	107	21	g	g	NOUN
ajbmeb-1726	107	22	e	e	NOUN
ajbmeb-1726	107	23	|	|	NOUN
ajbmeb-1726	107	24	147	147	NUM
ajbmeb-1726	107	25	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	107	26	in	in	ADP
ajbmeb-1726	107	27	its	its	PRON
ajbmeb-1726	107	28	1980	1980	NUM
ajbmeb-1726	107	29	report	report	NOUN
ajbmeb-1726	107	30	on	on	ADP
ajbmeb-1726	107	31	the	the	DET
ajbmeb-1726	107	32	elimination	elimination	NOUN
ajbmeb-1726	107	33	of	of	ADP
ajbmeb-1726	107	34	interest	interest	NOUN
ajbmeb-1726	107	35	from	from	ADP
ajbmeb-1726	107	36	the	the	DET
ajbmeb-1726	107	37	economy,[24	economy,[24	NOUN
ajbmeb-1726	107	38	]	]	PUNCT
ajbmeb-1726	107	39	the	the	DET
ajbmeb-1726	107	40	council	council	NOUN
ajbmeb-1726	107	41	of	of	ADP
ajbmeb-1726	107	42	islamic	islamic	ADJ
ajbmeb-1726	107	43	ideology	ideology	NOUN
ajbmeb-1726	107	44	of	of	ADP
ajbmeb-1726	107	45	pakistan	pakistan	PROPN
ajbmeb-1726	107	46	stated	state	VERB
ajbmeb-1726	107	47	that	that	SCONJ
ajbmeb-1726	107	48	murabahah	murabahah	PROPN
ajbmeb-1726	107	49	should	should	AUX
ajbmeb-1726	107	50	•	•	ADV
ajbmeb-1726	107	51	be	be	AUX
ajbmeb-1726	107	52	undertaken	undertake	VERB
ajbmeb-1726	107	53	only	only	ADV
ajbmeb-1726	107	54	when	when	SCONJ
ajbmeb-1726	107	55	the	the	DET
ajbmeb-1726	107	56	borrower	borrower	NOUN
ajbmeb-1726	107	57	wants	want	VERB
ajbmeb-1726	107	58	to	to	PART
ajbmeb-1726	107	59	borrow	borrow	VERB
ajbmeb-1726	107	60	to	to	PART
ajbmeb-1726	107	61	purchase	purchase	VERB
ajbmeb-1726	107	62	a	a	DET
ajbmeb-1726	107	63	some	some	DET
ajbmeb-1726	107	64	item	item	NOUN
ajbmeb-1726	107	65	•	•	NOUN
ajbmeb-1726	107	66	must	must	AUX
ajbmeb-1726	107	67	involve	involve	VERB
ajbmeb-1726	107	68	o	o	NOUN
ajbmeb-1726	107	69	the	the	DET
ajbmeb-1726	107	70	item	item	NOUN
ajbmeb-1726	107	71	being	be	AUX
ajbmeb-1726	107	72	purchased	purchase	VERB
ajbmeb-1726	107	73	by	by	ADP
ajbmeb-1726	107	74	the	the	DET
ajbmeb-1726	107	75	bank	bank	NOUN
ajbmeb-1726	107	76	;	;	PUNCT
ajbmeb-1726	107	77	o	o	X
ajbmeb-1726	107	78	coming	come	VERB
ajbmeb-1726	107	79	under	under	ADP
ajbmeb-1726	107	80	the	the	DET
ajbmeb-1726	107	81	ownership	ownership	NOUN
ajbmeb-1726	107	82	and	and	CCONJ
ajbmeb-1726	107	83	possession	possession	NOUN
ajbmeb-1726	107	84	of	of	ADP
ajbmeb-1726	107	85	the	the	DET
ajbmeb-1726	107	86	bank	bank	NOUN
ajbmeb-1726	107	87	;	;	PUNCT
ajbmeb-1726	107	88	o	o	X
ajbmeb-1726	107	89	which	which	PRON
ajbmeb-1726	107	90	must	must	AUX
ajbmeb-1726	107	91	assume	assume	VERB
ajbmeb-1726	107	92	the	the	DET
ajbmeb-1726	107	93	risk	risk	NOUN
ajbmeb-1726	107	94	for	for	ADP
ajbmeb-1726	107	95	that	that	DET
ajbmeb-1726	107	96	item	item	NOUN
ajbmeb-1726	107	97	;	;	PUNCT
ajbmeb-1726	107	98	•	•	NUM
ajbmeb-1726	107	99	the	the	DET
ajbmeb-1726	107	100	item	item	NOUN
ajbmeb-1726	107	101	then	then	ADV
ajbmeb-1726	107	102	being	be	AUX
ajbmeb-1726	107	103	sold	sell	VERB
ajbmeb-1726	107	104	to	to	ADP
ajbmeb-1726	107	105	the	the	DET
ajbmeb-1726	107	106	customer	customer	NOUN
ajbmeb-1726	107	107	through	through	ADP
ajbmeb-1726	107	108	a	a	DET
ajbmeb-1726	107	109	valid	valid	ADJ
ajbmeb-1726	107	110	sale	sale	NOUN
ajbmeb-1726	107	111	;	;	PUNCT
ajbmeb-1726	107	112	•	•	ADP
ajbmeb-1726	107	113	be	be	AUX
ajbmeb-1726	107	114	used	use	VERB
ajbmeb-1726	107	115	to	to	ADP
ajbmeb-1726	107	116	the	the	DET
ajbmeb-1726	107	117	"	"	PUNCT
ajbmeb-1726	107	118	minimum	minimum	ADJ
ajbmeb-1726	107	119	extent	extent	NOUN
ajbmeb-1726	107	120	"	"	PUNCT
ajbmeb-1726	107	121	and	and	CCONJ
ajbmeb-1726	107	122	•	•	NOUN
ajbmeb-1726	107	123	only	only	ADV
ajbmeb-1726	107	124	in	in	ADP
ajbmeb-1726	107	125	cases	case	NOUN
ajbmeb-1726	107	126	where	where	SCONJ
ajbmeb-1726	107	127	profit	profit	NOUN
ajbmeb-1726	107	128	and	and	CCONJ
ajbmeb-1726	107	129	loss	loss	NOUN
ajbmeb-1726	107	130	sharing	sharing	NOUN
ajbmeb-1726	107	131	is	be	AUX
ajbmeb-1726	107	132	not	not	PART
ajbmeb-1726	107	133	practicable.[19	practicable.[19	ADJ
ajbmeb-1726	107	134	]	]	PUNCT
ajbmeb-1726	107	135	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	107	136	is	be	AUX
ajbmeb-1726	107	137	one	one	NUM
ajbmeb-1726	107	138	of	of	ADP
ajbmeb-1726	107	139	three	three	NUM
ajbmeb-1726	107	140	types	type	NOUN
ajbmeb-1726	107	141	of	of	ADP
ajbmeb-1726	107	142	bayu	bayu	PROPN
ajbmeb-1726	107	143	-	-	PUNCT
ajbmeb-1726	107	144	al	al	PROPN
ajbmeb-1726	107	145	-	-	PUNCT
ajbmeb-1726	107	146	amanah	amanah	PROPN
ajbmeb-1726	107	147	(	(	PUNCT
ajbmeb-1726	107	148	fiduciary	fiduciary	ADJ
ajbmeb-1726	107	149	sale	sale	NOUN
ajbmeb-1726	107	150	)	)	PUNCT
ajbmeb-1726	107	151	,	,	PUNCT
ajbmeb-1726	107	152	requiring	require	VERB
ajbmeb-1726	107	153	an	an	DET
ajbmeb-1726	107	154	"	"	PUNCT
ajbmeb-1726	107	155	honest	honest	ADJ
ajbmeb-1726	107	156	declaration	declaration	NOUN
ajbmeb-1726	107	157	of	of	ADP
ajbmeb-1726	107	158	cost	cost	NOUN
ajbmeb-1726	107	159	"	"	PUNCT
ajbmeb-1726	107	160	.	.	PUNCT
ajbmeb-1726	108	1	(	(	PUNCT
ajbmeb-1726	108	2	the	the	DET
ajbmeb-1726	108	3	other	other	ADJ
ajbmeb-1726	108	4	two	two	NUM
ajbmeb-1726	108	5	types	type	NOUN
ajbmeb-1726	108	6	are	be	AUX
ajbmeb-1726	108	7	tawliyah	tawliyah	NOUN
ajbmeb-1726	108	8	—	—	PUNCT
ajbmeb-1726	108	9	sale	sale	NOUN
ajbmeb-1726	108	10	at	at	ADP
ajbmeb-1726	108	11	cost	cost	NOUN
ajbmeb-1726	108	12	—	—	PUNCT
ajbmeb-1726	108	13	and	and	CCONJ
ajbmeb-1726	108	14	wadiah	wadiah	PROPN
ajbmeb-1726	108	15	—	—	PUNCT
ajbmeb-1726	108	16	sale	sale	NOUN
ajbmeb-1726	108	17	at	at	ADP
ajbmeb-1726	108	18	specified	specified	ADJ
ajbmeb-1726	108	19	loss	loss	NOUN
ajbmeb-1726	108	20	.	.	PUNCT
ajbmeb-1726	108	21	)	)	PUNCT
ajbmeb-1726	109	1	according	accord	VERB
ajbmeb-1726	109	2	to	to	ADP
ajbmeb-1726	109	3	taqi	taqi	ADJ
ajbmeb-1726	109	4	usmani	usmani	ADJ
ajbmeb-1726	109	5	"	"	PUNCT
ajbmeb-1726	109	6	in	in	ADP
ajbmeb-1726	109	7	exceptional	exceptional	ADJ
ajbmeb-1726	109	8	cases	case	NOUN
ajbmeb-1726	109	9	"	"	PUNCT
ajbmeb-1726	109	10	an	an	DET
ajbmeb-1726	109	11	islamic	islamic	PROPN
ajbmeb-1726	109	12	bank	bank	PROPN
ajbmeb-1726	109	13	or	or	CCONJ
ajbmeb-1726	109	14	financial	financial	ADJ
ajbmeb-1726	109	15	institution	institution	NOUN
ajbmeb-1726	109	16	may	may	AUX
ajbmeb-1726	109	17	lend	lend	VERB
ajbmeb-1726	109	18	cash	cash	NOUN
ajbmeb-1726	109	19	to	to	ADP
ajbmeb-1726	109	20	the	the	DET
ajbmeb-1726	109	21	customer	customer	NOUN
ajbmeb-1726	109	22	for	for	ADP
ajbmeb-1726	109	23	a	a	DET
ajbmeb-1726	109	24	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	109	25	,	,	PUNCT
ajbmeb-1726	109	26	but	but	CCONJ
ajbmeb-1726	109	27	this	this	PRON
ajbmeb-1726	109	28	is	be	AUX
ajbmeb-1726	109	29	when	when	SCONJ
ajbmeb-1726	109	30	the	the	DET
ajbmeb-1726	109	31	customer	customer	NOUN
ajbmeb-1726	109	32	is	be	AUX
ajbmeb-1726	109	33	acting	act	VERB
ajbmeb-1726	109	34	as	as	ADP
ajbmeb-1726	109	35	an	an	DET
ajbmeb-1726	109	36	agent	agent	NOUN
ajbmeb-1726	109	37	of	of	ADP
ajbmeb-1726	109	38	the	the	DET
ajbmeb-1726	109	39	bank	bank	NOUN
ajbmeb-1726	109	40	in	in	ADP
ajbmeb-1726	109	41	buying	buy	VERB
ajbmeb-1726	109	42	the	the	DET
ajbmeb-1726	109	43	good	good	NOUN
ajbmeb-1726	109	44	the	the	DET
ajbmeb-1726	109	45	customer	customer	NOUN
ajbmeb-1726	109	46	needs	need	VERB
ajbmeb-1726	109	47	financed	finance	VERB
ajbmeb-1726	109	48	.	.	PUNCT
ajbmeb-1726	110	1	where	where	SCONJ
ajbmeb-1726	110	2	direct	direct	ADJ
ajbmeb-1726	110	3	purchase	purchase	NOUN
ajbmeb-1726	110	4	from	from	ADP
ajbmeb-1726	110	5	the	the	DET
ajbmeb-1726	110	6	supplier	supplier	NOUN
ajbmeb-1726	110	7	is	be	AUX
ajbmeb-1726	110	8	not	not	PART
ajbmeb-1726	110	9	practicable	practicable	ADJ
ajbmeb-1726	110	10	for	for	ADP
ajbmeb-1726	110	11	some	some	DET
ajbmeb-1726	110	12	reason	reason	NOUN
ajbmeb-1726	110	13	,	,	PUNCT
ajbmeb-1726	110	14	it	it	PRON
ajbmeb-1726	110	15	is	be	AUX
ajbmeb-1726	110	16	also	also	ADV
ajbmeb-1726	110	17	allowed	allow	VERB
ajbmeb-1726	110	18	that	that	SCONJ
ajbmeb-1726	110	19	he	he	PRON
ajbmeb-1726	110	20	makes	make	VERB
ajbmeb-1726	110	21	the	the	DET
ajbmeb-1726	110	22	customer	customer	NOUN
ajbmeb-1726	110	23	himself	himself	PRON
ajbmeb-1726	110	24	his	his	PRON
ajbmeb-1726	110	25	agent	agent	NOUN
ajbmeb-1726	110	26	to	to	PART
ajbmeb-1726	110	27	buy	buy	VERB
ajbmeb-1726	110	28	the	the	DET
ajbmeb-1726	110	29	commodity	commodity	NOUN
ajbmeb-1726	110	30	on	on	ADP
ajbmeb-1726	110	31	his	his	PRON
ajbmeb-1726	110	32	behalf	behalf	NOUN
ajbmeb-1726	110	33	.	.	PUNCT
ajbmeb-1726	111	1	in	in	ADP
ajbmeb-1726	111	2	this	this	DET
ajbmeb-1726	111	3	case	case	NOUN
ajbmeb-1726	111	4	the	the	DET
ajbmeb-1726	111	5	client	client	NOUN
ajbmeb-1726	111	6	first	first	ADV
ajbmeb-1726	111	7	purchases	purchase	VERB
ajbmeb-1726	111	8	the	the	DET
ajbmeb-1726	111	9	commodity	commodity	NOUN
ajbmeb-1726	111	10	on	on	ADP
ajbmeb-1726	111	11	behalf	behalf	NOUN
ajbmeb-1726	111	12	of	of	ADP
ajbmeb-1726	111	13	his	his	PRON
ajbmeb-1726	111	14	financier	financier	NOUN
ajbmeb-1726	111	15	and	and	CCONJ
ajbmeb-1726	111	16	takes	take	VERB
ajbmeb-1726	111	17	its	its	PRON
ajbmeb-1726	111	18	possession	possession	NOUN
ajbmeb-1726	111	19	as	as	ADP
ajbmeb-1726	111	20	such	such	ADJ
ajbmeb-1726	111	21	.	.	PUNCT
ajbmeb-1726	112	1	thereafter	thereafter	ADV
ajbmeb-1726	112	2	,	,	PUNCT
ajbmeb-1726	112	3	he	he	PRON
ajbmeb-1726	112	4	purchases	purchase	VERB
ajbmeb-1726	112	5	the	the	DET
ajbmeb-1726	112	6	commodity	commodity	NOUN
ajbmeb-1726	112	7	from	from	ADP
ajbmeb-1726	112	8	the	the	DET
ajbmeb-1726	112	9	financier	financier	NOUN
ajbmeb-1726	112	10	for	for	ADP
ajbmeb-1726	112	11	a	a	DET
ajbmeb-1726	112	12	deferred	deferred	ADJ
ajbmeb-1726	112	13	price.[2	price.[2	NOUN
ajbmeb-1726	112	14	]	]	X
ajbmeb-1726	112	15	the	the	DET
ajbmeb-1726	112	16	idea	idea	NOUN
ajbmeb-1726	112	17	that	that	SCONJ
ajbmeb-1726	112	18	the	the	DET
ajbmeb-1726	112	19	seller	seller	NOUN
ajbmeb-1726	112	20	may	may	AUX
ajbmeb-1726	112	21	not	not	PART
ajbmeb-1726	112	22	use	use	VERB
ajbmeb-1726	112	23	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	112	24	if	if	SCONJ
ajbmeb-1726	112	25	profit	profit	NOUN
ajbmeb-1726	112	26	-	-	PUNCT
ajbmeb-1726	112	27	sharing	share	VERB
ajbmeb-1726	112	28	modes	mode	NOUN
ajbmeb-1726	112	29	of	of	ADP
ajbmeb-1726	112	30	financing	financing	NOUN
ajbmeb-1726	112	31	such	such	ADJ
ajbmeb-1726	112	32	as	as	ADP
ajbmeb-1726	112	33	mudarabah	mudarabah	NOUN
ajbmeb-1726	112	34	or	or	CCONJ
ajbmeb-1726	112	35	musharakah	musharakah	NOUN
ajbmeb-1726	112	36	are	be	AUX
ajbmeb-1726	112	37	practicable	practicable	ADJ
ajbmeb-1726	112	38	,	,	PUNCT
ajbmeb-1726	112	39	is	be	AUX
ajbmeb-1726	112	40	supported	support	VERB
ajbmeb-1726	112	41	by	by	ADP
ajbmeb-1726	112	42	other	other	ADJ
ajbmeb-1726	112	43	scholars	scholar	NOUN
ajbmeb-1726	112	44	that	that	PRON
ajbmeb-1726	112	45	those	those	PRON
ajbmeb-1726	112	46	in	in	ADP
ajbmeb-1726	112	47	the	the	DET
ajbmeb-1726	112	48	council	council	NOUN
ajbmeb-1726	112	49	of	of	ADP
ajbmeb-1726	112	50	islamic	islamic	ADJ
ajbmeb-1726	112	51	ideology.[1][2	ideology.[1][2	PROPN
ajbmeb-1726	112	52	]	]	PUNCT
ajbmeb-1726	112	53	but	but	CCONJ
ajbmeb-1726	112	54	these	these	PRON
ajbmeb-1726	112	55	involve	involve	VERB
ajbmeb-1726	112	56	risks	risk	NOUN
ajbmeb-1726	112	57	of	of	ADP
ajbmeb-1726	112	58	loss	loss	NOUN
ajbmeb-1726	112	59	,	,	PUNCT
ajbmeb-1726	112	60	profit	profit	NOUN
ajbmeb-1726	112	61	-	-	PUNCT
ajbmeb-1726	112	62	sharing	share	VERB
ajbmeb-1726	112	63	modes	mode	NOUN
ajbmeb-1726	112	64	of	of	ADP
ajbmeb-1726	112	65	financing	financing	NOUN
ajbmeb-1726	112	66	can	can	AUX
ajbmeb-1726	112	67	not	not	PART
ajbmeb-1726	112	68	guarantee	guarantee	VERB
ajbmeb-1726	112	69	banks	bank	NOUN
ajbmeb-1726	112	70	income	income	NOUN
ajbmeb-1726	112	71	.	.	PUNCT
ajbmeb-1726	113	1	murabahah	murabahah	PROPN
ajbmeb-1726	113	2	,	,	PUNCT
ajbmeb-1726	113	3	with	with	ADP
ajbmeb-1726	113	4	its	its	PRON
ajbmeb-1726	113	5	fixed	fix	VERB
ajbmeb-1726	113	6	margin	margin	NOUN
ajbmeb-1726	113	7	,	,	PUNCT
ajbmeb-1726	113	8	offers	offer	VERB
ajbmeb-1726	113	9	the	the	DET
ajbmeb-1726	113	10	seller	seller	NOUN
ajbmeb-1726	113	11	(	(	PUNCT
ajbmeb-1726	113	12	i.e.	i.e.	X
ajbmeb-1726	113	13	the	the	DET
ajbmeb-1726	113	14	bank	bank	NOUN
ajbmeb-1726	113	15	/	/	SYM
ajbmeb-1726	113	16	financier	financier	NOUN
ajbmeb-1726	113	17	)	)	PUNCT
ajbmeb-1726	113	18	a	a	DET
ajbmeb-1726	113	19	more	more	ADV
ajbmeb-1726	113	20	predictable	predictable	ADJ
ajbmeb-1726	113	21	income	income	NOUN
ajbmeb-1726	113	22	stream	stream	NOUN
ajbmeb-1726	113	23	.	.	PUNCT
ajbmeb-1726	114	1	one	one	NUM
ajbmeb-1726	114	2	estimate	estimate	NOUN
ajbmeb-1726	114	3	is	be	AUX
ajbmeb-1726	114	4	that	that	SCONJ
ajbmeb-1726	114	5	80	80	NUM
ajbmeb-1726	114	6	%	%	NOUN
ajbmeb-1726	114	7	of	of	ADP
ajbmeb-1726	114	8	islamic	islamic	ADJ
ajbmeb-1726	114	9	lending	lending	NOUN
ajbmeb-1726	114	10	is	be	AUX
ajbmeb-1726	114	11	by	by	ADP
ajbmeb-1726	114	12	murabahah.[25	murabahah.[25	PROPN
ajbmeb-1726	114	13	]	]	PUNCT
ajbmeb-1726	114	14	m.	m.	NOUN
ajbmeb-1726	114	15	kabir	kabir	PROPN
ajbmeb-1726	114	16	hassan	hassan	PROPN
ajbmeb-1726	114	17	reports	report	VERB
ajbmeb-1726	114	18	that	that	SCONJ
ajbmeb-1726	114	19	murabaha	murabaha	NOUN
ajbmeb-1726	114	20	accounts	account	NOUN
ajbmeb-1726	114	21	are	be	AUX
ajbmeb-1726	114	22	quite	quite	ADV
ajbmeb-1726	114	23	profitable	profitable	ADJ
ajbmeb-1726	114	24	.	.	PUNCT
ajbmeb-1726	115	1	as	as	ADP
ajbmeb-1726	115	2	of	of	ADP
ajbmeb-1726	115	3	2005	2005	NUM
ajbmeb-1726	115	4	,	,	PUNCT
ajbmeb-1726	115	5	"	"	PUNCT
ajbmeb-1726	115	6	the	the	DET
ajbmeb-1726	115	7	average	average	ADJ
ajbmeb-1726	115	8	cost	cost	NOUN
ajbmeb-1726	115	9	efficiency	efficiency	NOUN
ajbmeb-1726	115	10	"	"	PUNCT
ajbmeb-1726	115	11	for	for	ADP
ajbmeb-1726	115	12	murabaha	murabaha	NOUN
ajbmeb-1726	115	13	was	be	AUX
ajbmeb-1726	115	14	"	"	PUNCT
ajbmeb-1726	115	15	74	74	NUM
ajbmeb-1726	115	16	%	%	NOUN
ajbmeb-1726	115	17	,	,	PUNCT
ajbmeb-1726	115	18	whereas	whereas	SCONJ
ajbmeb-1726	115	19	average	average	ADJ
ajbmeb-1726	115	20	profit	profit	NOUN
ajbmeb-1726	115	21	efficiency	efficiency	NOUN
ajbmeb-1726	115	22	"	"	PUNCT
ajbmeb-1726	115	23	even	even	ADV
ajbmeb-1726	115	24	higher	high	ADJ
ajbmeb-1726	115	25	at	at	ADP
ajbmeb-1726	115	26	84	84	NUM
ajbmeb-1726	115	27	%	%	NOUN
ajbmeb-1726	115	28	.	.	PUNCT
ajbmeb-1726	116	1	hassan	hassan	PROPN
ajbmeb-1726	116	2	states	states	PROPN
ajbmeb-1726	116	3	,	,	PUNCT
ajbmeb-1726	116	4	"	"	PUNCT
ajbmeb-1726	116	5	although	although	SCONJ
ajbmeb-1726	116	6	islamic	islamic	ADJ
ajbmeb-1726	116	7	banks	bank	NOUN
ajbmeb-1726	116	8	are	be	AUX
ajbmeb-1726	116	9	less	less	ADV
ajbmeb-1726	116	10	efficient	efficient	ADJ
ajbmeb-1726	116	11	in	in	ADP
ajbmeb-1726	116	12	containing	contain	VERB
ajbmeb-1726	116	13	cost	cost	NOUN
ajbmeb-1726	116	14	,	,	PUNCT
ajbmeb-1726	116	15	they	they	PRON
ajbmeb-1726	116	16	are	be	AUX
ajbmeb-1726	116	17	generally	generally	ADV
ajbmeb-1726	116	18	efficient	efficient	ADJ
ajbmeb-1726	116	19	in	in	ADP
ajbmeb-1726	116	20	generating	generate	VERB
ajbmeb-1726	116	21	profit	profit	NOUN
ajbmeb-1726	116	22	.	.	PUNCT
ajbmeb-1726	117	1	"[26	"[26	X
ajbmeb-1726	117	2	]	]	X
ajbmeb-1726	117	3	islamic	islamic	ADJ
ajbmeb-1726	117	4	banker	banker	NOUN
ajbmeb-1726	117	5	and	and	CCONJ
ajbmeb-1726	117	6	author	author	PROPN
ajbmeb-1726	117	7	harris	harris	PROPN
ajbmeb-1726	117	8	irfan	irfan	PROPN
ajbmeb-1726	117	9	writes	write	VERB
ajbmeb-1726	117	10	that	that	SCONJ
ajbmeb-1726	117	11	use	use	NOUN
ajbmeb-1726	117	12	of	of	ADP
ajbmeb-1726	117	13	murabaha	murabaha	NOUN
ajbmeb-1726	117	14	"	"	PUNCT
ajbmeb-1726	117	15	has	have	AUX
ajbmeb-1726	117	16	become	become	VERB
ajbmeb-1726	117	17	so	so	ADV
ajbmeb-1726	117	18	distorted	distort	VERB
ajbmeb-1726	117	19	from	from	ADP
ajbmeb-1726	117	20	its	its	PRON
ajbmeb-1726	117	21	original	original	ADJ
ajbmeb-1726	117	22	intent	intent	NOUN
ajbmeb-1726	117	23	that	that	SCONJ
ajbmeb-1726	117	24	it	it	PRON
ajbmeb-1726	117	25	has	have	AUX
ajbmeb-1726	117	26	become	become	VERB
ajbmeb-1726	117	27	the	the	DET
ajbmeb-1726	117	28	single	single	ADJ
ajbmeb-1726	117	29	most	most	ADV
ajbmeb-1726	117	30	common	common	ADJ
ajbmeb-1726	117	31	method	method	NOUN
ajbmeb-1726	117	32	of	of	ADP
ajbmeb-1726	117	33	funding	fund	VERB
ajbmeb-1726	117	34	inter	inter	ADJ
ajbmeb-1726	117	35	-	-	ADJ
ajbmeb-1726	117	36	bank	bank	ADJ
ajbmeb-1726	117	37	liquidity	liquidity	NOUN
ajbmeb-1726	117	38	and	and	CCONJ
ajbmeb-1726	117	39	corporate	corporate	ADJ
ajbmeb-1726	117	40	loans	loan	NOUN
ajbmeb-1726	117	41	in	in	ADP
ajbmeb-1726	117	42	the	the	DET
ajbmeb-1726	117	43	islamic	islamic	ADJ
ajbmeb-1726	117	44	finance	finance	NOUN
ajbmeb-1726	117	45	industry	industry	NOUN
ajbmeb-1726	117	46	.	.	PUNCT
ajbmeb-1726	118	1	"[1	"[1	PUNCT
ajbmeb-1726	118	2	]	]	X
ajbmeb-1726	118	3	a	a	DET
ajbmeb-1726	118	4	number	number	NOUN
ajbmeb-1726	118	5	of	of	ADP
ajbmeb-1726	118	6	economists	economist	NOUN
ajbmeb-1726	118	7	have	have	AUX
ajbmeb-1726	118	8	noted	note	VERB
ajbmeb-1726	118	9	the	the	DET
ajbmeb-1726	118	10	dominance	dominance	NOUN
ajbmeb-1726	118	11	of	of	ADP
ajbmeb-1726	118	12	murabahah	murabahah	NOUN
ajbmeb-1726	118	13	in	in	ADP
ajbmeb-1726	118	14	islamic	islamic	ADJ
ajbmeb-1726	118	15	finance	finance	NOUN
ajbmeb-1726	118	16	,	,	PUNCT
ajbmeb-1726	118	17	despite	despite	SCONJ
ajbmeb-1726	118	18	its	its	PRON
ajbmeb-1726	118	19	theological	theological	ADJ
ajbmeb-1726	118	20	inferiority	inferiority	NOUN
ajbmeb-1726	118	21	to	to	PART
ajbmeb-1726	118	22	profit	profit	VERB
ajbmeb-1726	118	23	and	and	CCONJ
ajbmeb-1726	118	24	loss	loss	NOUN
ajbmeb-1726	118	25	sharing.[26][27]28	sharing.[26][27]28	PROPN
ajbmeb-1726	118	26	]	]	X
ajbmeb-1726	118	27	one	one	NUM
ajbmeb-1726	118	28	scholar	scholar	NOUN
ajbmeb-1726	118	29	has	have	AUX
ajbmeb-1726	118	30	coined	coin	VERB
ajbmeb-1726	118	31	the	the	DET
ajbmeb-1726	118	32	term	term	NOUN
ajbmeb-1726	118	33	"	"	PUNCT
ajbmeb-1726	118	34	the	the	DET
ajbmeb-1726	118	35	murabaha	murabaha	NOUN
ajbmeb-1726	118	36	syndrome	syndrome	NOUN
ajbmeb-1726	118	37	"	"	PUNCT
ajbmeb-1726	118	38	to	to	PART
ajbmeb-1726	118	39	describe	describe	VERB
ajbmeb-1726	118	40	this.[29	this.[29	NOUN
ajbmeb-1726	118	41	]	]	PUNCT
ajbmeb-1726	118	42	the	the	DET
ajbmeb-1726	118	43	accounting	accounting	NOUN
ajbmeb-1726	118	44	treatment	treatment	NOUN
ajbmeb-1726	118	45	of	of	ADP
ajbmeb-1726	118	46	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	118	47	,	,	PUNCT
ajbmeb-1726	118	48	and	and	CCONJ
ajbmeb-1726	118	49	its	its	PRON
ajbmeb-1726	118	50	disclosure	disclosure	NOUN
ajbmeb-1726	118	51	and	and	CCONJ
ajbmeb-1726	118	52	presentation	presentation	NOUN
ajbmeb-1726	118	53	in	in	ADP
ajbmeb-1726	118	54	financial	financial	ADJ
ajbmeb-1726	118	55	statements	statement	NOUN
ajbmeb-1726	118	56	,	,	PUNCT
ajbmeb-1726	118	57	vary	vary	VERB
ajbmeb-1726	118	58	from	from	ADP
ajbmeb-1726	118	59	bank	bank	PROPN
ajbmeb-1726	118	60	to	to	ADP
ajbmeb-1726	118	61	bank	bank	NOUN
ajbmeb-1726	118	62	.	.	PUNCT
ajbmeb-1726	119	1	if	if	SCONJ
ajbmeb-1726	119	2	the	the	DET
ajbmeb-1726	119	3	exact	exact	ADJ
ajbmeb-1726	119	4	cost	cost	NOUN
ajbmeb-1726	119	5	of	of	ADP
ajbmeb-1726	119	6	the	the	DET
ajbmeb-1726	119	7	item(s	item(s	NOUN
ajbmeb-1726	119	8	)	)	PUNCT
ajbmeb-1726	119	9	can	can	AUX
ajbmeb-1726	119	10	not	not	PART
ajbmeb-1726	119	11	be	be	AUX
ajbmeb-1726	119	12	or	or	CCONJ
ajbmeb-1726	119	13	are	be	AUX
ajbmeb-1726	119	14	not	not	PART
ajbmeb-1726	119	15	ascertained	ascertain	VERB
ajbmeb-1726	119	16	,	,	PUNCT
ajbmeb-1726	119	17	they	they	PRON
ajbmeb-1726	119	18	are	be	AUX
ajbmeb-1726	119	19	sold	sell	VERB
ajbmeb-1726	119	20	on	on	ADP
ajbmeb-1726	119	21	the	the	DET
ajbmeb-1726	119	22	basis	basis	NOUN
ajbmeb-1726	119	23	of	of	ADP
ajbmeb-1726	119	24	musawamah	musawamah	NOUN
ajbmeb-1726	119	25	(	(	PUNCT
ajbmeb-1726	119	26	bargaining).[4	bargaining).[4	PROPN
ajbmeb-1726	119	27	]	]	X
ajbmeb-1726	119	28	different	different	ADJ
ajbmeb-1726	119	29	banks	bank	NOUN
ajbmeb-1726	119	30	use	use	VERB
ajbmeb-1726	119	31	this	this	DET
ajbmeb-1726	119	32	instrument	instrument	NOUN
ajbmeb-1726	119	33	in	in	ADP
ajbmeb-1726	119	34	varying	vary	VERB
ajbmeb-1726	119	35	ratios	ratio	NOUN
ajbmeb-1726	119	36	.	.	PUNCT
ajbmeb-1726	120	1	typically	typically	ADV
ajbmeb-1726	120	2	,	,	PUNCT
ajbmeb-1726	120	3	banks	bank	NOUN
ajbmeb-1726	120	4	use	use	VERB
ajbmeb-1726	120	5	murabaha	murabaha	NOUN
ajbmeb-1726	120	6	in	in	ADP
ajbmeb-1726	120	7	asset	asset	NOUN
ajbmeb-1726	120	8	financing	financing	NOUN
ajbmeb-1726	120	9	,	,	PUNCT
ajbmeb-1726	120	10	property	property	NOUN
ajbmeb-1726	120	11	,	,	PUNCT
ajbmeb-1726	120	12	microfinance	microfinance	NOUN
ajbmeb-1726	120	13	and	and	CCONJ
ajbmeb-1726	120	14	commodity	commodity	NOUN
ajbmeb-1726	120	15	importexport.[30	importexport.[30	PROPN
ajbmeb-1726	120	16	]	]	PUNCT
ajbmeb-1726	120	17	the	the	DET
ajbmeb-1726	120	18	international	international	ADJ
ajbmeb-1726	120	19	monetary	monetary	ADJ
ajbmeb-1726	120	20	fund	fund	NOUN
ajbmeb-1726	120	21	reports	report	VERB
ajbmeb-1726	120	22	that	that	SCONJ
ajbmeb-1726	120	23	,	,	PUNCT
ajbmeb-1726	120	24	murâbaḥah	murâbaḥah	NOUN
ajbmeb-1726	120	25	transactions	transaction	NOUN
ajbmeb-1726	120	26	are	be	AUX
ajbmeb-1726	120	27	"	"	PUNCT
ajbmeb-1726	120	28	widely	widely	ADV
ajbmeb-1726	120	29	used	use	VERB
ajbmeb-1726	120	30	to	to	PART
ajbmeb-1726	120	31	finance	finance	VERB
ajbmeb-1726	120	32	international	international	ADJ
ajbmeb-1726	120	33	trade	trade	NOUN
ajbmeb-1726	120	34	,	,	PUNCT
ajbmeb-1726	120	35	as	as	ADV
ajbmeb-1726	120	36	well	well	ADV
ajbmeb-1726	120	37	as	as	ADP
ajbmeb-1726	120	38	for	for	ADP
ajbmeb-1726	120	39	interbank	interbank	NOUN
ajbmeb-1726	120	40	financing	financing	NOUN
ajbmeb-1726	120	41	and	and	CCONJ
ajbmeb-1726	120	42	liquidity	liquidity	NOUN
ajbmeb-1726	120	43	management	management	NOUN
ajbmeb-1726	120	44	through	through	ADP
ajbmeb-1726	120	45	a	a	DET
ajbmeb-1726	120	46	multistep	multistep	ADJ
ajbmeb-1726	120	47	transaction	transaction	NOUN
ajbmeb-1726	120	48	known	know	VERB
ajbmeb-1726	120	49	as	as	ADP
ajbmeb-1726	120	50	tawarruq	tawarruq	NOUN
ajbmeb-1726	120	51	,	,	PUNCT
ajbmeb-1726	120	52	often	often	ADV
ajbmeb-1726	120	53	using	use	VERB
ajbmeb-1726	120	54	commodities	commodity	NOUN
ajbmeb-1726	120	55	traded	trade	VERB
ajbmeb-1726	120	56	on	on	ADP
ajbmeb-1726	120	57	the	the	DET
ajbmeb-1726	120	58	london	london	PROPN
ajbmeb-1726	120	59	metal	metal	NOUN
ajbmeb-1726	120	60	exchange	exchange	NOUN
ajbmeb-1726	120	61	"	"	PUNCT
ajbmeb-1726	120	62	(	(	PUNCT
ajbmeb-1726	120	63	lme).[6	lme).[6	X
ajbmeb-1726	120	64	]	]	X
ajbmeb-1726	120	65	https://en.wikipedia.org/wiki/council_of_islamic_ideology	https://en.wikipedia.org/wiki/council_of_islamic_ideology	NOUN
ajbmeb-1726	120	66	https://en.wikipedia.org/wiki/council_of_islamic_ideology	https://en.wikipedia.org/wiki/council_of_islamic_ideology	NOUN
ajbmeb-1726	120	67	https://en.wikipedia.org/wiki/profit_and_loss_sharing	https://en.wikipedia.org/wiki/profit_and_loss_sharing	NOUN
ajbmeb-1726	120	68	https://en.wikipedia.org/wiki/islamic_banking#mudarabah	https://en.wikipedia.org/wiki/islamic_banking#mudarabah	NOUN
ajbmeb-1726	120	69	https://en.wikipedia.org/wiki/islamic_banking#musharakah_.28joint_venture.29	https://en.wikipedia.org/wiki/islamic_banking#musharakah_.28joint_venture.29	PROPN
ajbmeb-1726	120	70	https://en.wikipedia.org/wiki/council_of_islamic_ideology	https://en.wikipedia.org/wiki/council_of_islamic_ideology	NOUN
ajbmeb-1726	120	71	https://en.wikipedia.org/wiki/council_of_islamic_ideology	https://en.wikipedia.org/wiki/council_of_islamic_ideology	NOUN
ajbmeb-1726	120	72	https://en.wikipedia.org/wiki/m._kabir_hassan	https://en.wikipedia.org/wiki/m._kabir_hassan	PROPN
ajbmeb-1726	120	73	https://en.wikipedia.org/wiki/m._kabir_hassan	https://en.wikipedia.org/wiki/m._kabir_hassan	PROPN
ajbmeb-1726	120	74	https://en.wikipedia.org/wiki/microfinance	https://en.wikipedia.org/wiki/microfinance	PROPN
ajbmeb-1726	120	75	https://en.wikipedia.org/wiki/international_monetary_fund	https://en.wikipedia.org/wiki/international_monetary_fund	ADV
ajbmeb-1726	120	76	american	american	ADJ
ajbmeb-1726	120	77	journal	journal	PROPN
ajbmeb-1726	120	78	of	of	ADP
ajbmeb-1726	120	79	business	business	NOUN
ajbmeb-1726	120	80	management	management	NOUN
ajbmeb-1726	120	81	,	,	PUNCT
ajbmeb-1726	120	82	economics	economic	NOUN
ajbmeb-1726	120	83	and	and	CCONJ
ajbmeb-1726	120	84	banking	banking	NOUN
ajbmeb-1726	120	85	volume	volume	NOUN
ajbmeb-1726	120	86	19	19	NUM
ajbmeb-1726	120	87	december	december	PROPN
ajbmeb-1726	120	88	,	,	PUNCT
ajbmeb-1726	120	89	2023	2023	NUM
ajbmeb-1726	120	90	p	p	NOUN
ajbmeb-1726	120	91	a	a	DET
ajbmeb-1726	120	92	g	g	NOUN
ajbmeb-1726	120	93	e	e	NOUN
ajbmeb-1726	120	94	|	|	ADV
ajbmeb-1726	120	95	148	148	NUM
ajbmeb-1726	120	96	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	120	97	the	the	DET
ajbmeb-1726	120	98	basic	basic	ADJ
ajbmeb-1726	120	99	murabaha	murabaha	NOUN
ajbmeb-1726	120	100	transaction	transaction	NOUN
ajbmeb-1726	120	101	is	be	AUX
ajbmeb-1726	120	102	a	a	DET
ajbmeb-1726	120	103	cost	cost	NOUN
ajbmeb-1726	120	104	-	-	PUNCT
ajbmeb-1726	120	105	plus	plus	CCONJ
ajbmeb-1726	120	106	-	-	PUNCT
ajbmeb-1726	120	107	profit	profit	NOUN
ajbmeb-1726	120	108	purchase	purchase	NOUN
ajbmeb-1726	120	109	where	where	SCONJ
ajbmeb-1726	120	110	the	the	DET
ajbmeb-1726	120	111	item	item	NOUN
ajbmeb-1726	120	112	the	the	DET
ajbmeb-1726	120	113	bank	bank	NOUN
ajbmeb-1726	120	114	purchases	purchase	NOUN
ajbmeb-1726	120	115	is	be	AUX
ajbmeb-1726	120	116	something	something	PRON
ajbmeb-1726	120	117	the	the	DET
ajbmeb-1726	120	118	customer	customer	NOUN
ajbmeb-1726	120	119	wants	want	VERB
ajbmeb-1726	120	120	but	but	CCONJ
ajbmeb-1726	120	121	does	do	AUX
ajbmeb-1726	120	122	not	not	PART
ajbmeb-1726	120	123	have	have	VERB
ajbmeb-1726	120	124	cash	cash	NOUN
ajbmeb-1726	120	125	at	at	ADP
ajbmeb-1726	120	126	the	the	DET
ajbmeb-1726	120	127	time	time	NOUN
ajbmeb-1726	120	128	to	to	PART
ajbmeb-1726	120	129	buy	buy	VERB
ajbmeb-1726	120	130	directly.[30	directly.[30	PROPN
ajbmeb-1726	120	131	]	]	PUNCT
ajbmeb-1726	120	132	however	however	ADV
ajbmeb-1726	120	133	,	,	PUNCT
ajbmeb-1726	120	134	there	there	PRON
ajbmeb-1726	120	135	are	be	VERB
ajbmeb-1726	120	136	other	other	ADJ
ajbmeb-1726	120	137	murabaha	murabaha	NOUN
ajbmeb-1726	120	138	transactions	transaction	NOUN
ajbmeb-1726	120	139	where	where	SCONJ
ajbmeb-1726	120	140	the	the	DET
ajbmeb-1726	120	141	customer	customer	NOUN
ajbmeb-1726	120	142	wants	want	VERB
ajbmeb-1726	120	143	/	/	SYM
ajbmeb-1726	120	144	needs	need	VERB
ajbmeb-1726	120	145	cash	cash	NOUN
ajbmeb-1726	120	146	and	and	CCONJ
ajbmeb-1726	120	147	the	the	DET
ajbmeb-1726	120	148	product	product	NOUN
ajbmeb-1726	120	149	/	/	SYM
ajbmeb-1726	120	150	commodity	commodity	NOUN
ajbmeb-1726	120	151	the	the	DET
ajbmeb-1726	120	152	bank	bank	NOUN
ajbmeb-1726	120	153	buys	buy	VERB
ajbmeb-1726	120	154	is	be	AUX
ajbmeb-1726	120	155	a	a	DET
ajbmeb-1726	120	156	means	means	NOUN
ajbmeb-1726	120	157	to	to	ADP
ajbmeb-1726	120	158	an	an	DET
ajbmeb-1726	120	159	end	end	NOUN
ajbmeb-1726	120	160	.	.	PUNCT
ajbmeb-1726	121	1	in	in	ADP
ajbmeb-1726	121	2	addition	addition	NOUN
ajbmeb-1726	121	3	to	to	ADP
ajbmeb-1726	121	4	being	be	AUX
ajbmeb-1726	121	5	used	use	VERB
ajbmeb-1726	121	6	by	by	ADP
ajbmeb-1726	121	7	islamic	islamic	ADJ
ajbmeb-1726	121	8	banks	bank	NOUN
ajbmeb-1726	121	9	,	,	PUNCT
ajbmeb-1726	121	10	murabahah	murabahah	PROPN
ajbmeb-1726	121	11	contracts	contract	NOUN
ajbmeb-1726	121	12	have	have	AUX
ajbmeb-1726	121	13	been	be	AUX
ajbmeb-1726	121	14	used	use	VERB
ajbmeb-1726	121	15	by	by	ADP
ajbmeb-1726	121	16	islamic	islamic	ADJ
ajbmeb-1726	121	17	investment	investment	NOUN
ajbmeb-1726	121	18	funds	fund	NOUN
ajbmeb-1726	121	19	(	(	PUNCT
ajbmeb-1726	121	20	such	such	ADJ
ajbmeb-1726	121	21	as	as	ADP
ajbmeb-1726	121	22	shuaa	shuaa	ADJ
ajbmeb-1726	121	23	capital	capital	NOUN
ajbmeb-1726	121	24	of	of	ADP
ajbmeb-1726	121	25	saudi	saudi	PROPN
ajbmeb-1726	121	26	arabia	arabia	PROPN
ajbmeb-1726	121	27	and	and	CCONJ
ajbmeb-1726	121	28	al	al	PROPN
ajbmeb-1726	121	29	bilad	bilad	ADJ
ajbmeb-1726	121	30	investment	investment	NOUN
ajbmeb-1726	121	31	company	company	NOUN
ajbmeb-1726	121	32	)	)	PUNCT
ajbmeb-1726	121	33	,	,	PUNCT
ajbmeb-1726	121	34	and	and	CCONJ
ajbmeb-1726	121	35	sukuk	sukuk	NOUN
ajbmeb-1726	121	36	(	(	PUNCT
ajbmeb-1726	121	37	also	also	ADV
ajbmeb-1726	121	38	called	call	VERB
ajbmeb-1726	121	39	islamic	islamic	PROPN
ajbmeb-1726	121	40	bonds)(an	bonds)(an	PROPN
ajbmeb-1726	121	41	example	example	NOUN
ajbmeb-1726	121	42	being	be	AUX
ajbmeb-1726	121	43	a	a	DET
ajbmeb-1726	121	44	2005	2005	NUM
ajbmeb-1726	121	45	sukuk	sukuk	NOUN
ajbmeb-1726	121	46	issued	issue	VERB
ajbmeb-1726	121	47	by	by	ADP
ajbmeb-1726	121	48	arcapita	arcapita	PROPN
ajbmeb-1726	121	49	bank	bank	PROPN
ajbmeb-1726	121	50	sukuk	sukuk	NOUN
ajbmeb-1726	121	51	in	in	ADP
ajbmeb-1726	121	52	2005	2005	NUM
ajbmeb-1726	121	53	)	)	PUNCT
ajbmeb-1726	121	54	.	.	PUNCT
ajbmeb-1726	122	1	bay	bay	PROPN
ajbmeb-1726	122	2	'	'	PUNCT
ajbmeb-1726	122	3	bithaman	bithaman	PROPN
ajbmeb-1726	122	4	'	'	PUNCT
ajbmeb-1726	122	5	ajil	ajil	NOUN
ajbmeb-1726	122	6	(	(	PUNCT
ajbmeb-1726	122	7	also	also	ADV
ajbmeb-1726	122	8	called	call	VERB
ajbmeb-1726	122	9	bai	bai	NOUN
ajbmeb-1726	122	10	'	'	PUNCT
ajbmeb-1726	122	11	muajjal	muajjal	ADV
ajbmeb-1726	122	12	[	[	X
ajbmeb-1726	122	13	31	31	NUM
ajbmeb-1726	122	14	]	]	PUNCT
ajbmeb-1726	122	15	abbreviated	abbreviate	VERB
ajbmeb-1726	122	16	bba	bba	NOUN
ajbmeb-1726	122	17	,	,	PUNCT
ajbmeb-1726	122	18	and	and	CCONJ
ajbmeb-1726	122	19	known	know	VERB
ajbmeb-1726	122	20	as	as	ADP
ajbmeb-1726	122	21	credit	credit	NOUN
ajbmeb-1726	122	22	sale	sale	NOUN
ajbmeb-1726	122	23	or	or	CCONJ
ajbmeb-1726	122	24	deferred	defer	VERB
ajbmeb-1726	122	25	payment	payment	NOUN
ajbmeb-1726	122	26	sale	sale	NOUN
ajbmeb-1726	122	27	)	)	PUNCT
ajbmeb-1726	122	28	.	.	PUNCT
ajbmeb-1726	123	1	reportedly	reportedly	ADV
ajbmeb-1726	123	2	the	the	DET
ajbmeb-1726	123	3	most	most	ADV
ajbmeb-1726	123	4	popular	popular	ADJ
ajbmeb-1726	123	5	mode	mode	NOUN
ajbmeb-1726	123	6	of	of	ADP
ajbmeb-1726	123	7	islamic	islamic	ADJ
ajbmeb-1726	123	8	financing	financing	NOUN
ajbmeb-1726	123	9	is	be	AUX
ajbmeb-1726	123	10	cost	cost	NOUN
ajbmeb-1726	123	11	-	-	PUNCT
ajbmeb-1726	123	12	plus	plus	CCONJ
ajbmeb-1726	123	13	murabaha	murabaha	NOUN
ajbmeb-1726	123	14	in	in	ADP
ajbmeb-1726	123	15	a	a	DET
ajbmeb-1726	123	16	credit	credit	NOUN
ajbmeb-1726	123	17	sale	sale	NOUN
ajbmeb-1726	123	18	setting	setting	NOUN
ajbmeb-1726	123	19	(	(	PUNCT
ajbmeb-1726	123	20	bay	bay	PROPN
ajbmeb-1726	123	21	bithaman	bithaman	PROPN
ajbmeb-1726	123	22	'	'	PART
ajbmeb-1726	123	23	ajil	ajil	PROPN
ajbmeb-1726	123	24	)	)	PUNCT
ajbmeb-1726	123	25	with	with	ADP
ajbmeb-1726	123	26	"	"	PUNCT
ajbmeb-1726	123	27	an	an	DET
ajbmeb-1726	123	28	added	add	VERB
ajbmeb-1726	123	29	binding	bind	VERB
ajbmeb-1726	123	30	promise	promise	NOUN
ajbmeb-1726	123	31	on	on	ADP
ajbmeb-1726	123	32	the	the	DET
ajbmeb-1726	123	33	customer	customer	NOUN
ajbmeb-1726	123	34	to	to	PART
ajbmeb-1726	123	35	purchase	purchase	VERB
ajbmeb-1726	123	36	the	the	DET
ajbmeb-1726	123	37	property	property	NOUN
ajbmeb-1726	123	38	,	,	PUNCT
ajbmeb-1726	123	39	thus	thus	ADV
ajbmeb-1726	123	40	replicating	replicate	VERB
ajbmeb-1726	123	41	secured	secured	ADJ
ajbmeb-1726	123	42	lending	lending	NOUN
ajbmeb-1726	123	43	in	in	ADP
ajbmeb-1726	123	44	`	`	PUNCT
ajbmeb-1726	123	45	shari'a	shari'a	PROPN
ajbmeb-1726	123	46	compliant	compliant	ADJ
ajbmeb-1726	123	47	`	`	PUNCT
ajbmeb-1726	123	48	manner	manner	NOUN
ajbmeb-1726	123	49	.	.	PUNCT
ajbmeb-1726	123	50	"	"	PUNCT
ajbmeb-1726	124	1	the	the	DET
ajbmeb-1726	124	2	concept	concept	NOUN
ajbmeb-1726	124	3	was	be	AUX
ajbmeb-1726	124	4	developed	develop	VERB
ajbmeb-1726	124	5	by	by	ADP
ajbmeb-1726	124	6	sami	sami	PROPN
ajbmeb-1726	124	7	humud	humud	PROPN
ajbmeb-1726	124	8	,	,	PUNCT
ajbmeb-1726	124	9	and	and	CCONJ
ajbmeb-1726	124	10	shortly	shortly	ADV
ajbmeb-1726	124	11	after	after	SCONJ
ajbmeb-1726	124	12	it	it	PRON
ajbmeb-1726	124	13	became	become	VERB
ajbmeb-1726	124	14	popular	popular	ADJ
ajbmeb-1726	124	15	islamic	islamic	ADJ
ajbmeb-1726	124	16	banking	banking	NOUN
ajbmeb-1726	124	17	began	begin	VERB
ajbmeb-1726	124	18	its	its	PRON
ajbmeb-1726	124	19	strong	strong	ADJ
ajbmeb-1726	124	20	growth	growth	NOUN
ajbmeb-1726	124	21	in	in	ADP
ajbmeb-1726	124	22	the	the	DET
ajbmeb-1726	124	23	late	late	ADJ
ajbmeb-1726	124	24	1970s	1970	NOUN
ajbmeb-1726	124	25	.	.	PUNCT
ajbmeb-1726	125	1	[	[	X
ajbmeb-1726	125	2	32	32	NUM
ajbmeb-1726	125	3	]	]	PUNCT
ajbmeb-1726	125	4	another	another	DET
ajbmeb-1726	125	5	source	source	NOUN
ajbmeb-1726	125	6	(	(	PUNCT
ajbmeb-1726	125	7	skrine	skrine	PROPN
ajbmeb-1726	125	8	law	law	NOUN
ajbmeb-1726	125	9	firm	firm	NOUN
ajbmeb-1726	125	10	)	)	PUNCT
ajbmeb-1726	125	11	distinguishes	distinguish	VERB
ajbmeb-1726	125	12	between	between	ADP
ajbmeb-1726	125	13	murabahah	murabahah	NOUN
ajbmeb-1726	125	14	and	and	CCONJ
ajbmeb-1726	125	15	bay	bay	PROPN
ajbmeb-1726	125	16	'	'	PUNCT
ajbmeb-1726	125	17	bithaman	bithaman	NOUN
ajbmeb-1726	125	18	'	'	PUNCT
ajbmeb-1726	125	19	ajil	ajil	PROPN
ajbmeb-1726	125	20	(	(	PUNCT
ajbmeb-1726	125	21	bba	bba	NOUN
ajbmeb-1726	125	22	)	)	PUNCT
ajbmeb-1726	125	23	banking	banking	NOUN
ajbmeb-1726	125	24	products	product	NOUN
ajbmeb-1726	125	25	,	,	PUNCT
ajbmeb-1726	125	26	saying	say	VERB
ajbmeb-1726	125	27	that	that	SCONJ
ajbmeb-1726	125	28	in	in	ADP
ajbmeb-1726	125	29	bba	bba	NOUN
ajbmeb-1726	125	30	disclosure	disclosure	NOUN
ajbmeb-1726	125	31	of	of	ADP
ajbmeb-1726	125	32	the	the	DET
ajbmeb-1726	125	33	cost	cost	NOUN
ajbmeb-1726	125	34	price	price	NOUN
ajbmeb-1726	125	35	of	of	ADP
ajbmeb-1726	125	36	the	the	DET
ajbmeb-1726	125	37	item	item	NOUN
ajbmeb-1726	125	38	being	be	AUX
ajbmeb-1726	125	39	financed	finance	VERB
ajbmeb-1726	125	40	is	be	AUX
ajbmeb-1726	125	41	not	not	PART
ajbmeb-1726	125	42	a	a	DET
ajbmeb-1726	125	43	condition	condition	NOUN
ajbmeb-1726	125	44	of	of	ADP
ajbmeb-1726	125	45	the	the	DET
ajbmeb-1726	125	46	contract.[33	contract.[33	NOUN
ajbmeb-1726	125	47	]	]	PUNCT
ajbmeb-1726	125	48	one	one	NUM
ajbmeb-1726	125	49	variation	variation	NOUN
ajbmeb-1726	125	50	on	on	ADP
ajbmeb-1726	125	51	murabahah	murabahah	NOUN
ajbmeb-1726	125	52	(	(	PUNCT
ajbmeb-1726	125	53	known	know	VERB
ajbmeb-1726	125	54	as	as	ADP
ajbmeb-1726	125	55	"	"	PUNCT
ajbmeb-1726	125	56	murabahah	murabahah	NOUN
ajbmeb-1726	125	57	to	to	ADP
ajbmeb-1726	125	58	the	the	DET
ajbmeb-1726	125	59	purchase	purchase	NOUN
ajbmeb-1726	125	60	orderer	orderer	NOUN
ajbmeb-1726	125	61	"	"	PUNCT
ajbmeb-1726	125	62	according	accord	VERB
ajbmeb-1726	125	63	to	to	ADP
ajbmeb-1726	125	64	muhammad	muhammad	PROPN
ajbmeb-1726	125	65	tayyab	tayyab	PROPN
ajbmeb-1726	125	66	raza	raza	PROPN
ajbmeb-1726	125	67	)	)	PUNCT
ajbmeb-1726	125	68	allows	allow	VERB
ajbmeb-1726	125	69	the	the	DET
ajbmeb-1726	125	70	customer	customer	NOUN
ajbmeb-1726	125	71	to	to	PART
ajbmeb-1726	125	72	serve	serve	VERB
ajbmeb-1726	125	73	as	as	ADP
ajbmeb-1726	125	74	the	the	DET
ajbmeb-1726	125	75	"	"	PUNCT
ajbmeb-1726	125	76	agent	agent	NOUN
ajbmeb-1726	125	77	"	"	PUNCT
ajbmeb-1726	125	78	of	of	ADP
ajbmeb-1726	125	79	the	the	DET
ajbmeb-1726	125	80	bank	bank	NOUN
ajbmeb-1726	125	81	,	,	PUNCT
ajbmeb-1726	125	82	so	so	SCONJ
ajbmeb-1726	125	83	that	that	SCONJ
ajbmeb-1726	125	84	the	the	DET
ajbmeb-1726	125	85	customer	customer	NOUN
ajbmeb-1726	125	86	buys	buy	VERB
ajbmeb-1726	125	87	the	the	DET
ajbmeb-1726	125	88	product	product	NOUN
ajbmeb-1726	125	89	using	use	VERB
ajbmeb-1726	125	90	the	the	DET
ajbmeb-1726	125	91	bank	bank	NOUN
ajbmeb-1726	125	92	's	's	PART
ajbmeb-1726	125	93	borrowed	borrow	VERB
ajbmeb-1726	125	94	funds.[2	funds.[2	NOUN
ajbmeb-1726	125	95	]	]	X
ajbmeb-1726	125	96	the	the	DET
ajbmeb-1726	125	97	customer	customer	NOUN
ajbmeb-1726	125	98	then	then	ADV
ajbmeb-1726	125	99	repays	repay	VERB
ajbmeb-1726	125	100	the	the	DET
ajbmeb-1726	125	101	bank	bank	NOUN
ajbmeb-1726	125	102	similar	similar	ADJ
ajbmeb-1726	125	103	to	to	ADP
ajbmeb-1726	125	104	a	a	DET
ajbmeb-1726	125	105	cash	cash	NOUN
ajbmeb-1726	125	106	loan	loan	NOUN
ajbmeb-1726	125	107	.	.	PUNCT
ajbmeb-1726	126	1	while	while	SCONJ
ajbmeb-1726	126	2	this	this	PRON
ajbmeb-1726	126	3	is	be	AUX
ajbmeb-1726	126	4	not	not	PART
ajbmeb-1726	126	5	"	"	PUNCT
ajbmeb-1726	126	6	preferable	preferable	ADJ
ajbmeb-1726	126	7	"	"	PUNCT
ajbmeb-1726	126	8	from	from	ADP
ajbmeb-1726	126	9	a	a	DET
ajbmeb-1726	126	10	sharia	sharia	PROPN
ajbmeb-1726	126	11	point	point	NOUN
ajbmeb-1726	126	12	of	of	ADP
ajbmeb-1726	126	13	view	view	NOUN
ajbmeb-1726	126	14	,	,	PUNCT
ajbmeb-1726	126	15	it	it	PRON
ajbmeb-1726	126	16	avoids	avoid	VERB
ajbmeb-1726	126	17	extra	extra	ADJ
ajbmeb-1726	126	18	cost	cost	NOUN
ajbmeb-1726	126	19	and	and	CCONJ
ajbmeb-1726	126	20	the	the	DET
ajbmeb-1726	126	21	problem	problem	NOUN
ajbmeb-1726	126	22	of	of	ADP
ajbmeb-1726	126	23	a	a	DET
ajbmeb-1726	126	24	financial	financial	ADJ
ajbmeb-1726	126	25	institution	institution	NOUN
ajbmeb-1726	126	26	lacking	lack	VERB
ajbmeb-1726	126	27	the	the	DET
ajbmeb-1726	126	28	expertise	expertise	NOUN
ajbmeb-1726	126	29	to	to	PART
ajbmeb-1726	126	30	identify	identify	VERB
ajbmeb-1726	126	31	the	the	DET
ajbmeb-1726	126	32	exact	exact	ADJ
ajbmeb-1726	126	33	or	or	CCONJ
ajbmeb-1726	126	34	best	good	ADJ
ajbmeb-1726	126	35	product	product	NOUN
ajbmeb-1726	126	36	or	or	CCONJ
ajbmeb-1726	126	37	the	the	DET
ajbmeb-1726	126	38	ability	ability	NOUN
ajbmeb-1726	126	39	to	to	PART
ajbmeb-1726	126	40	negotiate	negotiate	VERB
ajbmeb-1726	126	41	a	a	DET
ajbmeb-1726	126	42	good	good	ADJ
ajbmeb-1726	126	43	price.[34	price.[34	PROPN
ajbmeb-1726	126	44	]	]	PUNCT
ajbmeb-1726	126	45	bay	bay	PROPN
ajbmeb-1726	126	46	'	'	PUNCT
ajbmeb-1726	126	47	al	al	PROPN
ajbmeb-1726	126	48	-	-	PUNCT
ajbmeb-1726	126	49	ina	ina	PROPN
ajbmeb-1726	126	50	(	(	PUNCT
ajbmeb-1726	126	51	also	also	ADV
ajbmeb-1726	126	52	bay	bay	PROPN
ajbmeb-1726	126	53	'	'	PUNCT
ajbmeb-1726	126	54	al-'inah	al-'inah	PROPN
ajbmeb-1726	126	55	)	)	PUNCT
ajbmeb-1726	126	56	.	.	PUNCT
ajbmeb-1726	127	1	this	this	DET
ajbmeb-1726	127	2	simple	simple	ADJ
ajbmeb-1726	127	3	form	form	NOUN
ajbmeb-1726	127	4	of	of	ADP
ajbmeb-1726	127	5	murabahah	murabahah	NOUN
ajbmeb-1726	127	6	involves	involve	VERB
ajbmeb-1726	127	7	the	the	DET
ajbmeb-1726	127	8	islamic	islamic	PROPN
ajbmeb-1726	127	9	bank	bank	PROPN
ajbmeb-1726	127	10	buying	buy	VERB
ajbmeb-1726	127	11	some	some	DET
ajbmeb-1726	127	12	object	object	NOUN
ajbmeb-1726	127	13	from	from	ADP
ajbmeb-1726	127	14	the	the	DET
ajbmeb-1726	127	15	customer	customer	NOUN
ajbmeb-1726	127	16	(	(	PUNCT
ajbmeb-1726	127	17	such	such	ADJ
ajbmeb-1726	127	18	as	as	ADP
ajbmeb-1726	127	19	their	their	PRON
ajbmeb-1726	127	20	house	house	NOUN
ajbmeb-1726	127	21	or	or	CCONJ
ajbmeb-1726	127	22	motor	motor	NOUN
ajbmeb-1726	127	23	vehicle	vehicle	NOUN
ajbmeb-1726	127	24	)	)	PUNCT
ajbmeb-1726	127	25	for	for	ADP
ajbmeb-1726	127	26	cash	cash	NOUN
ajbmeb-1726	127	27	,	,	PUNCT
ajbmeb-1726	127	28	then	then	ADV
ajbmeb-1726	127	29	selling	sell	VERB
ajbmeb-1726	127	30	the	the	DET
ajbmeb-1726	127	31	object	object	NOUN
ajbmeb-1726	127	32	back	back	ADV
ajbmeb-1726	127	33	to	to	ADP
ajbmeb-1726	127	34	the	the	DET
ajbmeb-1726	127	35	customer	customer	NOUN
ajbmeb-1726	127	36	at	at	ADP
ajbmeb-1726	127	37	a	a	DET
ajbmeb-1726	127	38	higher	high	ADJ
ajbmeb-1726	127	39	price	price	NOUN
ajbmeb-1726	127	40	,	,	PUNCT
ajbmeb-1726	127	41	with	with	ADP
ajbmeb-1726	127	42	payment	payment	NOUN
ajbmeb-1726	127	43	to	to	PART
ajbmeb-1726	127	44	be	be	AUX
ajbmeb-1726	127	45	deferred	defer	VERB
ajbmeb-1726	127	46	over	over	ADP
ajbmeb-1726	127	47	time	time	NOUN
ajbmeb-1726	127	48	.	.	PUNCT
ajbmeb-1726	128	1	the	the	DET
ajbmeb-1726	128	2	customer	customer	NOUN
ajbmeb-1726	128	3	now	now	ADV
ajbmeb-1726	128	4	has	have	VERB
ajbmeb-1726	128	5	cash	cash	NOUN
ajbmeb-1726	128	6	and	and	CCONJ
ajbmeb-1726	128	7	will	will	AUX
ajbmeb-1726	128	8	be	be	AUX
ajbmeb-1726	128	9	paying	pay	VERB
ajbmeb-1726	128	10	the	the	DET
ajbmeb-1726	128	11	bank	bank	NOUN
ajbmeb-1726	128	12	back	back	ADV
ajbmeb-1726	128	13	a	a	DET
ajbmeb-1726	128	14	larger	large	ADJ
ajbmeb-1726	128	15	sum	sum	NOUN
ajbmeb-1726	128	16	of	of	ADP
ajbmeb-1726	128	17	money	money	NOUN
ajbmeb-1726	128	18	over	over	ADP
ajbmeb-1726	128	19	time	time	NOUN
ajbmeb-1726	128	20	.	.	PUNCT
ajbmeb-1726	129	1	this	this	DET
ajbmeb-1726	129	2	resemblance	resemblance	NOUN
ajbmeb-1726	129	3	to	to	ADP
ajbmeb-1726	129	4	a	a	DET
ajbmeb-1726	129	5	conventional	conventional	ADJ
ajbmeb-1726	129	6	loan	loan	NOUN
ajbmeb-1726	129	7	has	have	AUX
ajbmeb-1726	129	8	led	lead	VERB
ajbmeb-1726	129	9	to	to	ADP
ajbmeb-1726	129	10	bay	bay	PROPN
ajbmeb-1726	129	11	'	'	PUNCT
ajbmeb-1726	129	12	al	al	PROPN
ajbmeb-1726	129	13	-	-	PUNCT
ajbmeb-1726	129	14	ina	ina	PROPN
ajbmeb-1726	129	15	being	be	AUX
ajbmeb-1726	129	16	criticized	criticize	VERB
ajbmeb-1726	129	17	as	as	ADP
ajbmeb-1726	129	18	a	a	DET
ajbmeb-1726	129	19	ruse	ruse	NOUN
ajbmeb-1726	129	20	for	for	ADP
ajbmeb-1726	129	21	a	a	DET
ajbmeb-1726	129	22	cash	cash	NOUN
ajbmeb-1726	129	23	loan	loan	NOUN
ajbmeb-1726	129	24	repaid	repay	VERB
ajbmeb-1726	129	25	with	with	ADP
ajbmeb-1726	129	26	interest.[35	interest.[35	PROPN
ajbmeb-1726	129	27	]	]	X
ajbmeb-1726	129	28	it	it	PRON
ajbmeb-1726	129	29	was	be	AUX
ajbmeb-1726	129	30	used	use	VERB
ajbmeb-1726	129	31	by	by	ADP
ajbmeb-1726	129	32	a	a	DET
ajbmeb-1726	129	33	number	number	NOUN
ajbmeb-1726	129	34	of	of	ADP
ajbmeb-1726	129	35	modern	modern	ADJ
ajbmeb-1726	129	36	islamic	islamic	ADJ
ajbmeb-1726	129	37	financial	financial	ADJ
ajbmeb-1726	129	38	institutions	institution	NOUN
ajbmeb-1726	129	39	despite	despite	SCONJ
ajbmeb-1726	129	40	condemnation	condemnation	NOUN
ajbmeb-1726	129	41	by	by	ADP
ajbmeb-1726	129	42	jurists	jurist	NOUN
ajbmeb-1726	129	43	,	,	PUNCT
ajbmeb-1726	129	44	but	but	CCONJ
ajbmeb-1726	129	45	in	in	ADP
ajbmeb-1726	129	46	recent	recent	ADJ
ajbmeb-1726	129	47	years	year	NOUN
ajbmeb-1726	129	48	its	its	PRON
ajbmeb-1726	129	49	use	use	NOUN
ajbmeb-1726	129	50	is	be	AUX
ajbmeb-1726	129	51	"	"	PUNCT
ajbmeb-1726	129	52	very	very	ADV
ajbmeb-1726	129	53	much	much	ADV
ajbmeb-1726	129	54	limited	limited	ADJ
ajbmeb-1726	129	55	"	"	PUNCT
ajbmeb-1726	129	56	according	accord	VERB
ajbmeb-1726	129	57	to	to	ADP
ajbmeb-1726	129	58	harris	harris	PROPN
ajbmeb-1726	129	59	irfan.[2	irfan.[2	PROPN
ajbmeb-1726	129	60	]	]	PUNCT
ajbmeb-1726	129	61	tawarruq	tawarruq	NOUN
ajbmeb-1726	129	62	(	(	PUNCT
ajbmeb-1726	129	63	also	also	ADV
ajbmeb-1726	129	64	called	call	VERB
ajbmeb-1726	129	65	a	a	DET
ajbmeb-1726	129	66	"	"	PUNCT
ajbmeb-1726	129	67	reverse	reverse	ADJ
ajbmeb-1726	129	68	murabaha"[14	murabaha"[14	PROPN
ajbmeb-1726	129	69	]	]	PUNCT
ajbmeb-1726	129	70	and	and	CCONJ
ajbmeb-1726	129	71	sometimes	sometimes	ADV
ajbmeb-1726	129	72	a	a	DET
ajbmeb-1726	129	73	"	"	PUNCT
ajbmeb-1726	129	74	commodity	commodity	NOUN
ajbmeb-1726	129	75	murabaha	murabaha	NOUN
ajbmeb-1726	129	76	"	"	PUNCT
ajbmeb-1726	129	77	)	)	PUNCT
ajbmeb-1726	130	1	[	[	X
ajbmeb-1726	130	2	36	36	NUM
ajbmeb-1726	130	3	]	]	PUNCT
ajbmeb-1726	130	4	also	also	ADV
ajbmeb-1726	130	5	allows	allow	VERB
ajbmeb-1726	130	6	the	the	DET
ajbmeb-1726	130	7	banking	banking	NOUN
ajbmeb-1726	130	8	customer	customer	NOUN
ajbmeb-1726	130	9	to	to	PART
ajbmeb-1726	130	10	borrow	borrow	VERB
ajbmeb-1726	130	11	cash	cash	NOUN
ajbmeb-1726	130	12	instead	instead	ADV
ajbmeb-1726	130	13	of	of	ADP
ajbmeb-1726	130	14	finance	finance	VERB
ajbmeb-1726	130	15	a	a	DET
ajbmeb-1726	130	16	purchase,[56	purchase,[56	NOUN
ajbmeb-1726	130	17	]	]	PUNCT
ajbmeb-1726	130	18	and	and	CCONJ
ajbmeb-1726	130	19	has	have	AUX
ajbmeb-1726	130	20	also	also	ADV
ajbmeb-1726	130	21	been	be	AUX
ajbmeb-1726	130	22	criticized	criticize	VERB
ajbmeb-1726	130	23	by	by	ADP
ajbmeb-1726	130	24	some	some	DET
ajbmeb-1726	130	25	jurists.[37	jurists.[37	PROPN
ajbmeb-1726	130	26	]	]	PUNCT
ajbmeb-1726	130	27	unlike	unlike	ADP
ajbmeb-1726	130	28	a	a	DET
ajbmeb-1726	130	29	bay	bay	NOUN
ajbmeb-1726	130	30	al	al	PROPN
ajbmeb-1726	130	31	-	-	PUNCT
ajbmeb-1726	130	32	ina	ina	PROPN
ajbmeb-1726	130	33	it	it	PRON
ajbmeb-1726	130	34	involves	involve	VERB
ajbmeb-1726	130	35	another	another	DET
ajbmeb-1726	130	36	party	party	NOUN
ajbmeb-1726	130	37	in	in	ADP
ajbmeb-1726	130	38	addition	addition	NOUN
ajbmeb-1726	130	39	to	to	ADP
ajbmeb-1726	130	40	the	the	DET
ajbmeb-1726	130	41	customer	customer	NOUN
ajbmeb-1726	130	42	,	,	PUNCT
ajbmeb-1726	130	43	islamic	islamic	PROPN
ajbmeb-1726	130	44	bank	bank	PROPN
ajbmeb-1726	130	45	and	and	CCONJ
ajbmeb-1726	130	46	seller	seller	NOUN
ajbmeb-1726	130	47	of	of	ADP
ajbmeb-1726	130	48	the	the	DET
ajbmeb-1726	130	49	commodity	commodity	NOUN
ajbmeb-1726	130	50	.	.	PUNCT
ajbmeb-1726	131	1	in	in	ADP
ajbmeb-1726	131	2	tawarruq	tawarruq	NOUN
ajbmeb-1726	131	3	the	the	DET
ajbmeb-1726	131	4	customer	customer	NOUN
ajbmeb-1726	131	5	would	would	AUX
ajbmeb-1726	131	6	buy	buy	VERB
ajbmeb-1726	131	7	some	some	DET
ajbmeb-1726	131	8	amount	amount	NOUN
ajbmeb-1726	131	9	of	of	ADP
ajbmeb-1726	131	10	a	a	DET
ajbmeb-1726	131	11	commodity	commodity	NOUN
ajbmeb-1726	131	12	(	(	PUNCT
ajbmeb-1726	131	13	a	a	DET
ajbmeb-1726	131	14	commodity	commodity	NOUN
ajbmeb-1726	131	15	which	which	PRON
ajbmeb-1726	131	16	is	be	AUX
ajbmeb-1726	131	17	not	not	PART
ajbmeb-1726	131	18	a	a	DET
ajbmeb-1726	131	19	"	"	PUNCT
ajbmeb-1726	131	20	medium	medium	NOUN
ajbmeb-1726	131	21	of	of	ADP
ajbmeb-1726	131	22	exchange	exchange	NOUN
ajbmeb-1726	131	23	"	"	PUNCT
ajbmeb-1726	131	24	or	or	CCONJ
ajbmeb-1726	131	25	forbidden	forbid	VERB
ajbmeb-1726	131	26	in	in	ADP
ajbmeb-1726	131	27	riba	riba	PROPN
ajbmeb-1726	131	28	alfadl	alfadl	NOUN
ajbmeb-1726	131	29	such	such	ADJ
ajbmeb-1726	131	30	as	as	ADP
ajbmeb-1726	131	31	gold	gold	NOUN
ajbmeb-1726	131	32	,	,	PUNCT
ajbmeb-1726	131	33	silver	silver	NOUN
ajbmeb-1726	131	34	,	,	PUNCT
ajbmeb-1726	131	35	wheat	wheat	NOUN
ajbmeb-1726	131	36	,	,	PUNCT
ajbmeb-1726	131	37	barley	barley	NOUN
ajbmeb-1726	131	38	,	,	PUNCT
ajbmeb-1726	131	39	salt	salt	NOUN
ajbmeb-1726	131	40	,	,	PUNCT
ajbmeb-1726	131	41	etc.)[4	etc.)[4	X
ajbmeb-1726	131	42	]	]	PUNCT
ajbmeb-1726	131	43	from	from	ADP
ajbmeb-1726	131	44	the	the	DET
ajbmeb-1726	131	45	bank	bank	NOUN
ajbmeb-1726	131	46	to	to	PART
ajbmeb-1726	131	47	be	be	AUX
ajbmeb-1726	131	48	paid	pay	VERB
ajbmeb-1726	131	49	in	in	ADP
ajbmeb-1726	131	50	installments	installment	NOUN
ajbmeb-1726	131	51	over	over	ADP
ajbmeb-1726	131	52	a	a	DET
ajbmeb-1726	131	53	period	period	NOUN
ajbmeb-1726	131	54	of	of	ADP
ajbmeb-1726	131	55	time	time	NOUN
ajbmeb-1726	131	56	and	and	CCONJ
ajbmeb-1726	131	57	sell	sell	VERB
ajbmeb-1726	131	58	that	that	DET
ajbmeb-1726	131	59	commodity	commodity	NOUN
ajbmeb-1726	131	60	on	on	ADP
ajbmeb-1726	131	61	the	the	DET
ajbmeb-1726	131	62	spot	spot	NOUN
ajbmeb-1726	131	63	market	market	NOUN
ajbmeb-1726	131	64	(	(	PUNCT
ajbmeb-1726	131	65	the	the	DET
ajbmeb-1726	131	66	commodity	commodity	NOUN
ajbmeb-1726	131	67	buyer	buyer	NOUN
ajbmeb-1726	131	68	being	be	AUX
ajbmeb-1726	131	69	the	the	DET
ajbmeb-1726	131	70	additional	additional	ADJ
ajbmeb-1726	131	71	party	party	NOUN
ajbmeb-1726	131	72	)	)	PUNCT
ajbmeb-1726	131	73	for	for	ADP
ajbmeb-1726	131	74	cash.[1][38][39	cash.[1][38][39	NOUN
ajbmeb-1726	131	75	]	]	PUNCT
ajbmeb-1726	131	76	(	(	PUNCT
ajbmeb-1726	131	77	the	the	DET
ajbmeb-1726	131	78	commodity	commodity	NOUN
ajbmeb-1726	131	79	buying	buying	NOUN
ajbmeb-1726	131	80	and	and	CCONJ
ajbmeb-1726	131	81	selling	selling	NOUN
ajbmeb-1726	131	82	is	be	AUX
ajbmeb-1726	131	83	usually	usually	ADV
ajbmeb-1726	131	84	done	do	VERB
ajbmeb-1726	131	85	by	by	ADP
ajbmeb-1726	131	86	the	the	DET
ajbmeb-1726	131	87	bank	bank	NOUN
ajbmeb-1726	131	88	on	on	ADP
ajbmeb-1726	131	89	behalf	behalf	NOUN
ajbmeb-1726	131	90	of	of	ADP
ajbmeb-1726	131	91	the	the	DET
ajbmeb-1726	131	92	customer,[4	customer,[4	X
ajbmeb-1726	131	93	]	]	PUNCT
ajbmeb-1726	131	94	so	so	SCONJ
ajbmeb-1726	131	95	that	that	SCONJ
ajbmeb-1726	131	96	"	"	PUNCT
ajbmeb-1726	131	97	all	all	PRON
ajbmeb-1726	131	98	that	that	PRON
ajbmeb-1726	131	99	changes	change	VERB
ajbmeb-1726	131	100	hands	hand	NOUN
ajbmeb-1726	131	101	is	be	AUX
ajbmeb-1726	131	102	papers	paper	NOUN
ajbmeb-1726	131	103	being	be	AUX
ajbmeb-1726	131	104	signed	sign	VERB
ajbmeb-1726	131	105	and	and	CCONJ
ajbmeb-1726	131	106	then	then	ADV
ajbmeb-1726	131	107	handed	hand	VERB
ajbmeb-1726	131	108	back	back	ADP
ajbmeb-1726	131	109	"	"	PUNCT
ajbmeb-1726	131	110	according	accord	VERB
ajbmeb-1726	131	111	to	to	ADP
ajbmeb-1726	131	112	one	one	NUM
ajbmeb-1726	131	113	researcher).[40	researcher).[40	NOUN
ajbmeb-1726	131	114	]	]	X
ajbmeb-1726	131	115	an	an	DET
ajbmeb-1726	131	116	example	example	NOUN
ajbmeb-1726	131	117	would	would	AUX
ajbmeb-1726	131	118	be	be	AUX
ajbmeb-1726	131	119	buying	buy	VERB
ajbmeb-1726	131	120	$	$	SYM
ajbmeb-1726	131	121	10,000	10,000	NUM
ajbmeb-1726	131	122	worth	worth	NOUN
ajbmeb-1726	131	123	of	of	ADP
ajbmeb-1726	131	124	copper	copper	NOUN
ajbmeb-1726	131	125	on	on	ADP
ajbmeb-1726	131	126	credit	credit	NOUN
ajbmeb-1726	131	127	https://en.wikipedia.org/wiki/murabaha#cite_note-fjifd2012:156-14	https://en.wikipedia.org/wiki/murabaha#cite_note-fjifd2012:156-14	ADP
ajbmeb-1726	131	128	https://en.wikipedia.org/wiki/murabaha#cite_note-fkibp2015:93-60	https://en.wikipedia.org/wiki/murabaha#cite_note-fkibp2015:93-60	ADP
ajbmeb-1726	131	129	https://en.wikipedia.org/wiki/riba#riba_al-fadl	https://en.wikipedia.org/wiki/riba#riba_al-fadl	PROPN
ajbmeb-1726	131	130	https://en.wikipedia.org/wiki/riba#riba_al-fadl	https://en.wikipedia.org/wiki/riba#riba_al-fadl	NUM
ajbmeb-1726	131	131	american	american	PROPN
ajbmeb-1726	131	132	journal	journal	PROPN
ajbmeb-1726	131	133	of	of	ADP
ajbmeb-1726	131	134	business	business	NOUN
ajbmeb-1726	131	135	management	management	NOUN
ajbmeb-1726	131	136	,	,	PUNCT
ajbmeb-1726	131	137	economics	economic	NOUN
ajbmeb-1726	131	138	and	and	CCONJ
ajbmeb-1726	131	139	banking	banking	NOUN
ajbmeb-1726	131	140	volume	volume	NOUN
ajbmeb-1726	131	141	19	19	NUM
ajbmeb-1726	131	142	december	december	PROPN
ajbmeb-1726	131	143	,	,	PUNCT
ajbmeb-1726	131	144	2023	2023	NUM
ajbmeb-1726	131	145	p	p	NOUN
ajbmeb-1726	131	146	a	a	DET
ajbmeb-1726	131	147	g	g	NOUN
ajbmeb-1726	131	148	e	e	NOUN
ajbmeb-1726	131	149	|	|	ADV
ajbmeb-1726	131	150	149	149	NUM
ajbmeb-1726	131	151	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	131	152	for	for	ADP
ajbmeb-1726	131	153	$	$	SYM
ajbmeb-1726	131	154	12,000	12,000	NUM
ajbmeb-1726	131	155	to	to	PART
ajbmeb-1726	131	156	be	be	AUX
ajbmeb-1726	131	157	paid	pay	VERB
ajbmeb-1726	131	158	over	over	ADP
ajbmeb-1726	131	159	two	two	NUM
ajbmeb-1726	131	160	years	year	NOUN
ajbmeb-1726	131	161	,	,	PUNCT
ajbmeb-1726	131	162	and	and	CCONJ
ajbmeb-1726	131	163	immediately	immediately	ADV
ajbmeb-1726	131	164	selling	sell	VERB
ajbmeb-1726	131	165	that	that	DET
ajbmeb-1726	131	166	copper	copper	NOUN
ajbmeb-1726	131	167	to	to	ADP
ajbmeb-1726	131	168	the	the	DET
ajbmeb-1726	131	169	third	third	ADJ
ajbmeb-1726	131	170	party	party	NOUN
ajbmeb-1726	131	171	spot	spot	NOUN
ajbmeb-1726	131	172	buyer	buyer	NOUN
ajbmeb-1726	131	173	for	for	ADP
ajbmeb-1726	131	174	$	$	SYM
ajbmeb-1726	131	175	10,000	10,000	NUM
ajbmeb-1726	131	176	in	in	ADP
ajbmeb-1726	131	177	cash	cash	NOUN
ajbmeb-1726	131	178	.	.	PUNCT
ajbmeb-1726	132	1	there	there	PRON
ajbmeb-1726	132	2	are	be	VERB
ajbmeb-1726	132	3	additional	additional	ADJ
ajbmeb-1726	132	4	fees	fee	NOUN
ajbmeb-1726	132	5	involved	involve	VERB
ajbmeb-1726	132	6	for	for	ADP
ajbmeb-1726	132	7	the	the	DET
ajbmeb-1726	132	8	commodity	commodity	NOUN
ajbmeb-1726	132	9	purchases	purchase	NOUN
ajbmeb-1726	132	10	and	and	CCONJ
ajbmeb-1726	132	11	sales	sale	NOUN
ajbmeb-1726	132	12	compared	compare	VERB
ajbmeb-1726	132	13	to	to	ADP
ajbmeb-1726	132	14	a	a	DET
ajbmeb-1726	132	15	cash	cash	NOUN
ajbmeb-1726	132	16	loan	loan	NOUN
ajbmeb-1726	132	17	,	,	PUNCT
ajbmeb-1726	132	18	but	but	CCONJ
ajbmeb-1726	132	19	the	the	DET
ajbmeb-1726	132	20	additional	additional	ADJ
ajbmeb-1726	132	21	$	$	SYM
ajbmeb-1726	132	22	2000	2000	NUM
ajbmeb-1726	132	23	is	be	AUX
ajbmeb-1726	132	24	considered	consider	VERB
ajbmeb-1726	132	25	"	"	PUNCT
ajbmeb-1726	132	26	profit	profit	NOUN
ajbmeb-1726	132	27	"	"	PUNCT
ajbmeb-1726	132	28	not	not	PART
ajbmeb-1726	132	29	"	"	PUNCT
ajbmeb-1726	132	30	interest	interest	NOUN
ajbmeb-1726	132	31	"	"	PUNCT
ajbmeb-1726	132	32	and	and	CCONJ
ajbmeb-1726	132	33	so	so	ADV
ajbmeb-1726	132	34	not	not	PART
ajbmeb-1726	132	35	haram	haram	PROPN
ajbmeb-1726	132	36	according	accord	VERB
ajbmeb-1726	132	37	to	to	ADP
ajbmeb-1726	132	38	proponents	proponent	NOUN
ajbmeb-1726	132	39	.	.	PUNCT
ajbmeb-1726	133	1	according	accord	VERB
ajbmeb-1726	133	2	to	to	ADP
ajbmeb-1726	133	3	islamic	islamic	PROPN
ajbmeb-1726	133	4	banker	banker	PROPN
ajbmeb-1726	133	5	harris	harris	PROPN
ajbmeb-1726	133	6	irfan	irfan	PROPN
ajbmeb-1726	133	7	,	,	PUNCT
ajbmeb-1726	133	8	this	this	DET
ajbmeb-1726	133	9	complication	complication	NOUN
ajbmeb-1726	133	10	has	have	AUX
ajbmeb-1726	133	11	"	"	PUNCT
ajbmeb-1726	133	12	not	not	PART
ajbmeb-1726	133	13	persuaded	persuade	VERB
ajbmeb-1726	133	14	the	the	DET
ajbmeb-1726	133	15	majority	majority	NOUN
ajbmeb-1726	133	16	of	of	ADP
ajbmeb-1726	133	17	scholars	scholar	NOUN
ajbmeb-1726	133	18	that	that	PRON
ajbmeb-1726	133	19	this	this	DET
ajbmeb-1726	133	20	series	series	NOUN
ajbmeb-1726	133	21	of	of	ADP
ajbmeb-1726	133	22	transactions	transaction	NOUN
ajbmeb-1726	133	23	is	be	AUX
ajbmeb-1726	133	24	valid	valid	ADJ
ajbmeb-1726	133	25	in	in	ADP
ajbmeb-1726	133	26	the	the	DET
ajbmeb-1726	133	27	sharia	sharia	PROPN
ajbmeb-1726	133	28	.	.	PUNCT
ajbmeb-1726	133	29	"[1	"[1	PUNCT
ajbmeb-1726	133	30	]	]	X
ajbmeb-1726	133	31	because	because	SCONJ
ajbmeb-1726	133	32	the	the	DET
ajbmeb-1726	133	33	buying	buying	NOUN
ajbmeb-1726	133	34	and	and	CCONJ
ajbmeb-1726	133	35	selling	selling	NOUN
ajbmeb-1726	133	36	of	of	ADP
ajbmeb-1726	133	37	the	the	DET
ajbmeb-1726	133	38	commodities	commodity	NOUN
ajbmeb-1726	133	39	in	in	ADP
ajbmeb-1726	133	40	tawarruq	tawarruq	NOUN
ajbmeb-1726	133	41	served	serve	VERB
ajbmeb-1726	133	42	no	no	DET
ajbmeb-1726	133	43	functional	functional	ADJ
ajbmeb-1726	133	44	purpose	purpose	NOUN
ajbmeb-1726	133	45	,	,	PUNCT
ajbmeb-1726	133	46	banks	bank	NOUN
ajbmeb-1726	133	47	/	/	SYM
ajbmeb-1726	133	48	financers	financer	NOUN
ajbmeb-1726	133	49	are	be	AUX
ajbmeb-1726	133	50	strongly	strongly	ADV
ajbmeb-1726	133	51	tempted	tempt	VERB
ajbmeb-1726	133	52	to	to	PART
ajbmeb-1726	133	53	forgo	forgo	VERB
ajbmeb-1726	133	54	it	it	PRON
ajbmeb-1726	133	55	.	.	PUNCT
ajbmeb-1726	134	1	islamic	islamic	ADJ
ajbmeb-1726	134	2	scholars	scholar	NOUN
ajbmeb-1726	134	3	have	have	AUX
ajbmeb-1726	134	4	noticed	notice	VERB
ajbmeb-1726	134	5	that	that	SCONJ
ajbmeb-1726	134	6	while	while	SCONJ
ajbmeb-1726	134	7	there	there	PRON
ajbmeb-1726	134	8	have	have	AUX
ajbmeb-1726	134	9	been	be	AUX
ajbmeb-1726	134	10	"	"	PUNCT
ajbmeb-1726	134	11	billions	billion	NOUN
ajbmeb-1726	134	12	of	of	ADP
ajbmeb-1726	134	13	dollars	dollar	NOUN
ajbmeb-1726	134	14	of	of	ADP
ajbmeb-1726	134	15	commoditybased	commoditybase	VERB
ajbmeb-1726	134	16	tawarruq	tawarruq	NOUN
ajbmeb-1726	134	17	transactions	transaction	NOUN
ajbmeb-1726	134	18	"	"	PUNCT
ajbmeb-1726	134	19	there	there	PRON
ajbmeb-1726	134	20	have	have	AUX
ajbmeb-1726	134	21	not	not	PART
ajbmeb-1726	134	22	been	be	AUX
ajbmeb-1726	134	23	a	a	DET
ajbmeb-1726	134	24	matching	matching	NOUN
ajbmeb-1726	134	25	value	value	NOUN
ajbmeb-1726	134	26	of	of	ADP
ajbmeb-1726	134	27	commodity	commodity	NOUN
ajbmeb-1726	134	28	being	be	AUX
ajbmeb-1726	134	29	traded.[41	traded.[41	PROPN
ajbmeb-1726	134	30	]	]	PUNCT
ajbmeb-1726	134	31	the	the	DET
ajbmeb-1726	134	32	imf	imf	PROPN
ajbmeb-1726	134	33	states	state	VERB
ajbmeb-1726	134	34	that	that	SCONJ
ajbmeb-1726	134	35	"	"	PUNCT
ajbmeb-1726	134	36	tawarruq	tawarruq	NOUN
ajbmeb-1726	134	37	has	have	AUX
ajbmeb-1726	134	38	become	become	VERB
ajbmeb-1726	134	39	controversial	controversial	ADJ
ajbmeb-1726	134	40	among	among	ADP
ajbmeb-1726	134	41	shari’ah	shari’ah	PROPN
ajbmeb-1726	134	42	scholars	scholar	NOUN
ajbmeb-1726	134	43	because	because	SCONJ
ajbmeb-1726	134	44	of	of	ADP
ajbmeb-1726	134	45	its	its	PRON
ajbmeb-1726	134	46	divergence	divergence	NOUN
ajbmeb-1726	134	47	of	of	ADP
ajbmeb-1726	134	48	its	its	PRON
ajbmeb-1726	134	49	use	use	NOUN
ajbmeb-1726	134	50	from	from	ADP
ajbmeb-1726	134	51	the	the	DET
ajbmeb-1726	134	52	spirit	spirit	NOUN
ajbmeb-1726	134	53	of	of	ADP
ajbmeb-1726	134	54	islamic	islamic	PROPN
ajbmeb-1726	134	55	finance".[6	finance".[6	PROPN
ajbmeb-1726	134	56	]	]	PUNCT
ajbmeb-1726	134	57	but	but	CCONJ
ajbmeb-1726	134	58	some	some	DET
ajbmeb-1726	134	59	prominent	prominent	ADJ
ajbmeb-1726	134	60	scholars	scholar	NOUN
ajbmeb-1726	134	61	have	have	AUX
ajbmeb-1726	134	62	tolerated	tolerate	VERB
ajbmeb-1726	134	63	commodity	commodity	NOUN
ajbmeb-1726	134	64	murabaha	murabaha	NOUN
ajbmeb-1726	134	65	"	"	PUNCT
ajbmeb-1726	134	66	for	for	ADP
ajbmeb-1726	134	67	the	the	DET
ajbmeb-1726	134	68	growth	growth	NOUN
ajbmeb-1726	134	69	of	of	ADP
ajbmeb-1726	134	70	the	the	DET
ajbmeb-1726	134	71	[	[	X
ajbmeb-1726	134	72	islamic	islamic	ADJ
ajbmeb-1726	134	73	finance	finance	NOUN
ajbmeb-1726	134	74	]	]	PUNCT
ajbmeb-1726	134	75	industry".[1	industry".[1	PROPN
ajbmeb-1726	134	76	]	]	PUNCT
ajbmeb-1726	134	77	irfan	irfan	PROPN
ajbmeb-1726	134	78	states	state	VERB
ajbmeb-1726	134	79	that	that	SCONJ
ajbmeb-1726	134	80	(	(	PUNCT
ajbmeb-1726	134	81	at	at	ADV
ajbmeb-1726	134	82	least	least	ADJ
ajbmeb-1726	134	83	as	as	ADP
ajbmeb-1726	134	84	of	of	ADP
ajbmeb-1726	134	85	2015	2015	NUM
ajbmeb-1726	134	86	)	)	PUNCT
ajbmeb-1726	134	87	sharia	sharia	PROPN
ajbmeb-1726	134	88	boards	board	NOUN
ajbmeb-1726	134	89	of	of	ADP
ajbmeb-1726	134	90	some	some	DET
ajbmeb-1726	134	91	banks	bank	NOUN
ajbmeb-1726	134	92	(	(	PUNCT
ajbmeb-1726	134	93	such	such	ADJ
ajbmeb-1726	134	94	as	as	ADP
ajbmeb-1726	134	95	abu	abu	PROPN
ajbmeb-1726	134	96	dhabi	dhabi	PROPN
ajbmeb-1726	134	97	islamic	islamic	PROPN
ajbmeb-1726	134	98	bank	bank	PROPN
ajbmeb-1726	134	99	)	)	PUNCT
ajbmeb-1726	134	100	,	,	PUNCT
ajbmeb-1726	134	101	have	have	AUX
ajbmeb-1726	134	102	taken	take	VERB
ajbmeb-1726	134	103	a	a	DET
ajbmeb-1726	134	104	stand	stand	NOUN
ajbmeb-1726	134	105	against	against	ADP
ajbmeb-1726	134	106	tawarruq	tawarruq	NOUN
ajbmeb-1726	134	107	and	and	CCONJ
ajbmeb-1726	134	108	were	be	AUX
ajbmeb-1726	134	109	"	"	PUNCT
ajbmeb-1726	134	110	looking	look	VERB
ajbmeb-1726	134	111	at	at	ADP
ajbmeb-1726	134	112	'	'	PUNCT
ajbmeb-1726	134	113	purer	purer	NOUN
ajbmeb-1726	134	114	'	'	PUNCT
ajbmeb-1726	134	115	forms	form	NOUN
ajbmeb-1726	134	116	of	of	ADP
ajbmeb-1726	134	117	funding	funding	NOUN
ajbmeb-1726	134	118	"	"	PUNCT
ajbmeb-1726	134	119	(	(	PUNCT
ajbmeb-1726	134	120	such	such	ADJ
ajbmeb-1726	134	121	as	as	ADP
ajbmeb-1726	134	122	mudarabah).[1	mudarabah).[1	PROPN
ajbmeb-1726	134	123	]	]	PUNCT
ajbmeb-1726	134	124	to	to	PART
ajbmeb-1726	134	125	"	"	PUNCT
ajbmeb-1726	134	126	counter	counter	VERB
ajbmeb-1726	134	127	the	the	DET
ajbmeb-1726	134	128	obvious	obvious	ADJ
ajbmeb-1726	134	129	violation	violation	NOUN
ajbmeb-1726	134	130	of	of	ADP
ajbmeb-1726	134	131	the	the	DET
ajbmeb-1726	134	132	spirit	spirit	NOUN
ajbmeb-1726	134	133	of	of	ADP
ajbmeb-1726	134	134	the	the	DET
ajbmeb-1726	134	135	riba	riba	PROPN
ajbmeb-1726	134	136	ban	ban	NOUN
ajbmeb-1726	134	137	"	"	PUNCT
ajbmeb-1726	134	138	,	,	PUNCT
ajbmeb-1726	134	139	some	some	DET
ajbmeb-1726	134	140	banks	bank	NOUN
ajbmeb-1726	134	141	have	have	AUX
ajbmeb-1726	134	142	required	require	VERB
ajbmeb-1726	134	143	the	the	DET
ajbmeb-1726	134	144	complication	complication	NOUN
ajbmeb-1726	134	145	(	(	PUNCT
ajbmeb-1726	134	146	and	and	CCONJ
ajbmeb-1726	134	147	expense	expense	NOUN
ajbmeb-1726	134	148	)	)	PUNCT
ajbmeb-1726	134	149	of	of	ADP
ajbmeb-1726	134	150	two	two	NUM
ajbmeb-1726	134	151	additional	additional	ADJ
ajbmeb-1726	134	152	commodity	commodity	NOUN
ajbmeb-1726	134	153	brokers	broker	NOUN
ajbmeb-1726	134	154	in	in	ADP
ajbmeb-1726	134	155	addition	addition	NOUN
ajbmeb-1726	134	156	to	to	ADP
ajbmeb-1726	134	157	the	the	DET
ajbmeb-1726	134	158	customer	customer	NOUN
ajbmeb-1726	134	159	and	and	CCONJ
ajbmeb-1726	134	160	financier	financier	NOUN
ajbmeb-1726	134	161	.	.	PUNCT
ajbmeb-1726	135	1	on	on	ADP
ajbmeb-1726	135	2	the	the	DET
ajbmeb-1726	135	3	other	other	ADJ
ajbmeb-1726	135	4	hand	hand	NOUN
ajbmeb-1726	135	5	,	,	PUNCT
ajbmeb-1726	135	6	faleel	faleel	NOUN
ajbmeb-1726	135	7	jamaldeen	jamaldeen	VERB
ajbmeb-1726	135	8	states	state	NOUN
ajbmeb-1726	135	9	that	that	SCONJ
ajbmeb-1726	135	10	"	"	PUNCT
ajbmeb-1726	135	11	commodity	commodity	NOUN
ajbmeb-1726	135	12	murabaha	murabaha	NOUN
ajbmeb-1726	135	13	"	"	PUNCT
ajbmeb-1726	135	14	contracts	contract	NOUN
ajbmeb-1726	135	15	are	be	AUX
ajbmeb-1726	135	16	used	use	VERB
ajbmeb-1726	135	17	to	to	PART
ajbmeb-1726	135	18	fund	fund	VERB
ajbmeb-1726	135	19	short	short	ADJ
ajbmeb-1726	135	20	-	-	PUNCT
ajbmeb-1726	135	21	term	term	NOUN
ajbmeb-1726	135	22	liquidity	liquidity	NOUN
ajbmeb-1726	135	23	requirements	requirement	NOUN
ajbmeb-1726	135	24	for	for	ADP
ajbmeb-1726	135	25	islamic	islamic	ADJ
ajbmeb-1726	135	26	interbank	interbank	NOUN
ajbmeb-1726	135	27	transactions	transaction	NOUN
ajbmeb-1726	135	28	,	,	PUNCT
ajbmeb-1726	135	29	although	although	SCONJ
ajbmeb-1726	135	30	they	they	PRON
ajbmeb-1726	135	31	may	may	AUX
ajbmeb-1726	135	32	not	not	PART
ajbmeb-1726	135	33	use	use	VERB
ajbmeb-1726	135	34	gold	gold	NOUN
ajbmeb-1726	135	35	,	,	PUNCT
ajbmeb-1726	135	36	silver	silver	NOUN
ajbmeb-1726	135	37	,	,	PUNCT
ajbmeb-1726	135	38	barley	barley	NOUN
ajbmeb-1726	135	39	,	,	PUNCT
ajbmeb-1726	135	40	salt	salt	NOUN
ajbmeb-1726	135	41	,	,	PUNCT
ajbmeb-1726	135	42	wheat	wheat	NOUN
ajbmeb-1726	135	43	or	or	CCONJ
ajbmeb-1726	135	44	dates	date	NOUN
ajbmeb-1726	135	45	for	for	ADP
ajbmeb-1726	135	46	commodities	commodity	NOUN
ajbmeb-1726	135	47	as	as	SCONJ
ajbmeb-1726	135	48	this	this	PRON
ajbmeb-1726	135	49	is	be	AUX
ajbmeb-1726	135	50	forbidden	forbid	VERB
ajbmeb-1726	135	51	under	under	ADP
ajbmeb-1726	135	52	riba	riba	PROPN
ajbmeb-1726	135	53	al	al	PROPN
ajbmeb-1726	135	54	-	-	PUNCT
ajbmeb-1726	135	55	fadl	fadl	NOUN
ajbmeb-1726	135	56	.	.	PUNCT
ajbmeb-1726	136	1	among	among	ADP
ajbmeb-1726	136	2	the	the	DET
ajbmeb-1726	136	3	islamic	islamic	ADJ
ajbmeb-1726	136	4	banks	bank	NOUN
ajbmeb-1726	136	5	using	use	VERB
ajbmeb-1726	136	6	tawarruq	tawarruq	NOUN
ajbmeb-1726	136	7	(	(	PUNCT
ajbmeb-1726	136	8	as	as	ADP
ajbmeb-1726	136	9	of	of	ADP
ajbmeb-1726	136	10	2012	2012	NUM
ajbmeb-1726	136	11	)	)	PUNCT
ajbmeb-1726	136	12	according	accord	VERB
ajbmeb-1726	136	13	to	to	ADP
ajbmeb-1726	136	14	jamaldeen	jamaldeen	PROPN
ajbmeb-1726	136	15	,	,	PUNCT
ajbmeb-1726	136	16	include	include	VERB
ajbmeb-1726	136	17	the	the	DET
ajbmeb-1726	136	18	united	united	PROPN
ajbmeb-1726	136	19	arab	arab	PROPN
ajbmeb-1726	136	20	bank	bank	PROPN
ajbmeb-1726	136	21	,	,	PUNCT
ajbmeb-1726	136	22	qnb	qnb	PROPN
ajbmeb-1726	136	23	al	al	PROPN
ajbmeb-1726	136	24	islamic	islamic	PROPN
ajbmeb-1726	136	25	,	,	PUNCT
ajbmeb-1726	136	26	standard	standard	ADJ
ajbmeb-1726	136	27	chartered	chartered	PROPN
ajbmeb-1726	136	28	of	of	ADP
ajbmeb-1726	136	29	united	united	PROPN
ajbmeb-1726	136	30	arab	arab	PROPN
ajbmeb-1726	136	31	emirates	emirates	PROPN
ajbmeb-1726	136	32	,	,	PUNCT
ajbmeb-1726	136	33	and	and	CCONJ
ajbmeb-1726	136	34	bank	bank	NOUN
ajbmeb-1726	136	35	muaamalat	muaamalat	NOUN
ajbmeb-1726	136	36	of	of	ADP
ajbmeb-1726	136	37	malaysia	malaysia	PROPN
ajbmeb-1726	136	38	.	.	PUNCT
ajbmeb-1726	137	1	murabahah	murabahah	PROPN
ajbmeb-1726	137	2	cost	cost	PROPN
ajbmeb-1726	137	3	plus	plus	CCONJ
ajbmeb-1726	137	4	profit	profit	NOUN
ajbmeb-1726	137	5	agreement	agreement	NOUN
ajbmeb-1726	137	6	.	.	PUNCT
ajbmeb-1726	138	1	mudarabah	mudarabah	NOUN
ajbmeb-1726	138	2	transactions	transaction	NOUN
ajbmeb-1726	138	3	are	be	AUX
ajbmeb-1726	138	4	commonly	commonly	ADV
ajbmeb-1726	138	5	practised	practise	VERB
ajbmeb-1726	138	6	by	by	ADP
ajbmeb-1726	138	7	the	the	DET
ajbmeb-1726	138	8	islamic	islamic	PROPN
ajbmeb-1726	138	9	corporation	corporation	PROPN
ajbmeb-1726	138	10	for	for	ADP
ajbmeb-1726	138	11	the	the	DET
ajbmeb-1726	138	12	development	development	NOUN
ajbmeb-1726	138	13	of	of	ADP
ajbmeb-1726	138	14	the	the	DET
ajbmeb-1726	138	15	private	private	ADJ
ajbmeb-1726	138	16	sector	sector	NOUN
ajbmeb-1726	138	17	(	(	PUNCT
ajbmeb-1726	138	18	icd	icd	NOUN
ajbmeb-1726	138	19	)	)	PUNCT
ajbmeb-1726	138	20	and	and	CCONJ
ajbmeb-1726	138	21	local	local	ADJ
ajbmeb-1726	138	22	commercial	commercial	ADJ
ajbmeb-1726	138	23	banks	bank	NOUN
ajbmeb-1726	138	24	.	.	PUNCT
ajbmeb-1726	139	1	where	where	SCONJ
ajbmeb-1726	139	2	such	such	ADJ
ajbmeb-1726	139	3	transactions	transaction	NOUN
ajbmeb-1726	139	4	are	be	AUX
ajbmeb-1726	139	5	financed	finance	VERB
ajbmeb-1726	139	6	by	by	ADP
ajbmeb-1726	139	7	the	the	DET
ajbmeb-1726	139	8	icd	icd	PROPN
ajbmeb-1726	139	9	,	,	PUNCT
ajbmeb-1726	139	10	the	the	DET
ajbmeb-1726	139	11	local	local	ADJ
ajbmeb-1726	139	12	commercial	commercial	ADJ
ajbmeb-1726	139	13	bank	bank	NOUN
ajbmeb-1726	139	14	issues	issue	NOUN
ajbmeb-1726	139	15	a	a	DET
ajbmeb-1726	139	16	guarantee	guarantee	NOUN
ajbmeb-1726	139	17	as	as	ADP
ajbmeb-1726	139	18	security	security	NOUN
ajbmeb-1726	139	19	for	for	ADP
ajbmeb-1726	139	20	the	the	DET
ajbmeb-1726	139	21	performance	performance	NOUN
ajbmeb-1726	139	22	by	by	ADP
ajbmeb-1726	139	23	the	the	DET
ajbmeb-1726	139	24	borrower	borrower	NOUN
ajbmeb-1726	139	25	of	of	ADP
ajbmeb-1726	139	26	its	its	PRON
ajbmeb-1726	139	27	obligations	obligation	NOUN
ajbmeb-1726	139	28	to	to	ADP
ajbmeb-1726	139	29	the	the	DET
ajbmeb-1726	139	30	icd	icd	PROPN
ajbmeb-1726	139	31	.	.	PUNCT
ajbmeb-1726	140	1	mudarabah	mudarabah	NOUN
ajbmeb-1726	140	2	-	-	PUNCT
ajbmeb-1726	140	3	based	base	VERB
ajbmeb-1726	140	4	transactions	transaction	NOUN
ajbmeb-1726	140	5	are	be	AUX
ajbmeb-1726	140	6	subject	subject	ADJ
ajbmeb-1726	140	7	to	to	ADP
ajbmeb-1726	140	8	conventional	conventional	ADJ
ajbmeb-1726	140	9	sale	sale	NOUN
ajbmeb-1726	140	10	and	and	CCONJ
ajbmeb-1726	140	11	purchase	purchase	NOUN
ajbmeb-1726	140	12	rules	rule	NOUN
ajbmeb-1726	140	13	specified	specify	VERB
ajbmeb-1726	140	14	in	in	ADP
ajbmeb-1726	140	15	the	the	DET
ajbmeb-1726	140	16	civil	civil	ADJ
ajbmeb-1726	140	17	code	code	NOUN
ajbmeb-1726	140	18	,	,	PUNCT
ajbmeb-1726	140	19	which	which	PRON
ajbmeb-1726	140	20	defines	define	VERB
ajbmeb-1726	140	21	a	a	DET
ajbmeb-1726	140	22	sale	sale	NOUN
ajbmeb-1726	140	23	and	and	CCONJ
ajbmeb-1726	140	24	purchase	purchase	NOUN
ajbmeb-1726	140	25	agreement	agreement	NOUN
ajbmeb-1726	140	26	as	as	ADP
ajbmeb-1726	140	27	an	an	DET
ajbmeb-1726	140	28	agreement	agreement	NOUN
ajbmeb-1726	140	29	‘	'	PUNCT
ajbmeb-1726	140	30	whereby	whereby	SCONJ
ajbmeb-1726	140	31	a	a	DET
ajbmeb-1726	140	32	seller	seller	NOUN
ajbmeb-1726	140	33	undertakes	undertake	VERB
ajbmeb-1726	140	34	to	to	PART
ajbmeb-1726	140	35	transfer	transfer	VERB
ajbmeb-1726	140	36	a	a	DET
ajbmeb-1726	140	37	commodity	commodity	NOUN
ajbmeb-1726	140	38	into	into	ADP
ajbmeb-1726	140	39	the	the	DET
ajbmeb-1726	140	40	ownership	ownership	NOUN
ajbmeb-1726	140	41	of	of	ADP
ajbmeb-1726	140	42	another	another	DET
ajbmeb-1726	140	43	party	party	NOUN
ajbmeb-1726	140	44	(	(	PUNCT
ajbmeb-1726	140	45	buyer	buyer	NOUN
ajbmeb-1726	140	46	)	)	PUNCT
ajbmeb-1726	140	47	,	,	PUNCT
ajbmeb-1726	140	48	and	and	CCONJ
ajbmeb-1726	140	49	the	the	DET
ajbmeb-1726	140	50	buyer	buyer	NOUN
ajbmeb-1726	140	51	undertakes	undertake	VERB
ajbmeb-1726	140	52	to	to	PART
ajbmeb-1726	140	53	accept	accept	VERB
ajbmeb-1726	140	54	such	such	ADJ
ajbmeb-1726	140	55	commodity	commodity	NOUN
ajbmeb-1726	140	56	and	and	CCONJ
ajbmeb-1726	140	57	pay	pay	VERB
ajbmeb-1726	140	58	for	for	ADP
ajbmeb-1726	140	59	it.[46	it.[46	NOUN
ajbmeb-1726	140	60	]	]	PUNCT
ajbmeb-1726	140	61	conclision	conclision	NOUN
ajbmeb-1726	140	62	as	as	ADP
ajbmeb-1726	140	63	a	a	DET
ajbmeb-1726	140	64	conclusion	conclusion	NOUN
ajbmeb-1726	140	65	we	we	PRON
ajbmeb-1726	140	66	can	can	AUX
ajbmeb-1726	140	67	see	see	VERB
ajbmeb-1726	140	68	some	some	DET
ajbmeb-1726	140	69	advantages	advantage	NOUN
ajbmeb-1726	140	70	and	and	CCONJ
ajbmeb-1726	140	71	disadvantages	disadvantage	NOUN
ajbmeb-1726	140	72	of	of	ADP
ajbmeb-1726	140	73	murabaha	murabaha	NOUN
ajbmeb-1726	140	74	there	there	PRON
ajbmeb-1726	140	75	are	be	VERB
ajbmeb-1726	140	76	a	a	DET
ajbmeb-1726	140	77	number	number	NOUN
ajbmeb-1726	140	78	of	of	ADP
ajbmeb-1726	140	79	advantages	advantage	NOUN
ajbmeb-1726	140	80	to	to	ADP
ajbmeb-1726	140	81	using	use	VERB
ajbmeb-1726	140	82	murabaha	murabaha	NOUN
ajbmeb-1726	140	83	,	,	PUNCT
ajbmeb-1726	140	84	including	include	VERB
ajbmeb-1726	140	85	:	:	PUNCT
ajbmeb-1726	140	86	•	•	NUM
ajbmeb-1726	140	87	compliance	compliance	NOUN
ajbmeb-1726	140	88	with	with	ADP
ajbmeb-1726	140	89	sharia	sharia	PROPN
ajbmeb-1726	140	90	law	law	PROPN
ajbmeb-1726	140	91	:	:	PUNCT
ajbmeb-1726	140	92	murabaha	murabaha	PROPN
ajbmeb-1726	140	93	is	be	AUX
ajbmeb-1726	140	94	a	a	DET
ajbmeb-1726	140	95	sharia	sharia	NOUN
ajbmeb-1726	140	96	-	-	PUNCT
ajbmeb-1726	140	97	compliant	compliant	ADJ
ajbmeb-1726	140	98	financing	financing	NOUN
ajbmeb-1726	140	99	structure	structure	NOUN
ajbmeb-1726	140	100	,	,	PUNCT
ajbmeb-1726	140	101	which	which	PRON
ajbmeb-1726	140	102	means	mean	VERB
ajbmeb-1726	140	103	that	that	SCONJ
ajbmeb-1726	140	104	it	it	PRON
ajbmeb-1726	140	105	does	do	AUX
ajbmeb-1726	140	106	not	not	PART
ajbmeb-1726	140	107	involve	involve	VERB
ajbmeb-1726	140	108	the	the	DET
ajbmeb-1726	140	109	charging	charging	NOUN
ajbmeb-1726	140	110	of	of	ADP
ajbmeb-1726	140	111	interest	interest	NOUN
ajbmeb-1726	140	112	.	.	PUNCT
ajbmeb-1726	141	1	this	this	PRON
ajbmeb-1726	141	2	is	be	AUX
ajbmeb-1726	141	3	important	important	ADJ
ajbmeb-1726	141	4	to	to	ADP
ajbmeb-1726	141	5	many	many	ADJ
ajbmeb-1726	141	6	businesses	business	NOUN
ajbmeb-1726	141	7	and	and	CCONJ
ajbmeb-1726	141	8	individuals	individual	NOUN
ajbmeb-1726	141	9	who	who	PRON
ajbmeb-1726	141	10	want	want	VERB
ajbmeb-1726	141	11	to	to	PART
ajbmeb-1726	141	12	avoid	avoid	VERB
ajbmeb-1726	141	13	interest	interest	NOUN
ajbmeb-1726	141	14	-	-	PUNCT
ajbmeb-1726	141	15	based	base	VERB
ajbmeb-1726	141	16	financing	financing	NOUN
ajbmeb-1726	141	17	.	.	PUNCT
ajbmeb-1726	142	1	•	•	NUM
ajbmeb-1726	142	2	flexibility	flexibility	NOUN
ajbmeb-1726	142	3	:	:	PUNCT
ajbmeb-1726	142	4	murabaha	murabaha	NOUN
ajbmeb-1726	142	5	can	can	AUX
ajbmeb-1726	142	6	be	be	AUX
ajbmeb-1726	142	7	used	use	VERB
ajbmeb-1726	142	8	to	to	PART
ajbmeb-1726	142	9	finance	finance	VERB
ajbmeb-1726	142	10	a	a	DET
ajbmeb-1726	142	11	variety	variety	NOUN
ajbmeb-1726	142	12	of	of	ADP
ajbmeb-1726	142	13	assets	asset	NOUN
ajbmeb-1726	142	14	,	,	PUNCT
ajbmeb-1726	142	15	including	include	VERB
ajbmeb-1726	142	16	cars	car	NOUN
ajbmeb-1726	142	17	,	,	PUNCT
ajbmeb-1726	142	18	homes	home	NOUN
ajbmeb-1726	142	19	,	,	PUNCT
ajbmeb-1726	142	20	and	and	CCONJ
ajbmeb-1726	142	21	equipment	equipment	NOUN
ajbmeb-1726	142	22	.	.	PUNCT
ajbmeb-1726	143	1	it	it	PRON
ajbmeb-1726	143	2	can	can	AUX
ajbmeb-1726	143	3	also	also	ADV
ajbmeb-1726	143	4	be	be	AUX
ajbmeb-1726	143	5	used	use	VERB
ajbmeb-1726	143	6	to	to	PART
ajbmeb-1726	143	7	finance	finance	VERB
ajbmeb-1726	143	8	working	work	VERB
ajbmeb-1726	143	9	capital	capital	NOUN
ajbmeb-1726	143	10	needs	need	NOUN
ajbmeb-1726	143	11	.	.	PUNCT
ajbmeb-1726	144	1	•	•	NUM
ajbmeb-1726	144	2	transparency	transparency	NOUN
ajbmeb-1726	144	3	:	:	PUNCT
ajbmeb-1726	144	4	in	in	ADP
ajbmeb-1726	144	5	a	a	DET
ajbmeb-1726	144	6	murabaha	murabaha	NOUN
ajbmeb-1726	144	7	transaction	transaction	NOUN
ajbmeb-1726	144	8	,	,	PUNCT
ajbmeb-1726	144	9	the	the	DET
ajbmeb-1726	144	10	buyer	buyer	NOUN
ajbmeb-1726	144	11	knows	know	VERB
ajbmeb-1726	144	12	the	the	DET
ajbmeb-1726	144	13	exact	exact	ADJ
ajbmeb-1726	144	14	cost	cost	NOUN
ajbmeb-1726	144	15	of	of	ADP
ajbmeb-1726	144	16	the	the	DET
ajbmeb-1726	144	17	asset	asset	NOUN
ajbmeb-1726	144	18	that	that	SCONJ
ajbmeb-1726	144	19	they	they	PRON
ajbmeb-1726	144	20	are	be	AUX
ajbmeb-1726	144	21	buying	buy	VERB
ajbmeb-1726	144	22	,	,	PUNCT
ajbmeb-1726	144	23	as	as	ADV
ajbmeb-1726	144	24	well	well	ADV
ajbmeb-1726	144	25	as	as	ADP
ajbmeb-1726	144	26	the	the	DET
ajbmeb-1726	144	27	profit	profit	NOUN
ajbmeb-1726	144	28	margin	margin	NOUN
ajbmeb-1726	144	29	that	that	PRON
ajbmeb-1726	144	30	the	the	DET
ajbmeb-1726	144	31	seller	seller	NOUN
ajbmeb-1726	144	32	is	be	AUX
ajbmeb-1726	144	33	making	make	VERB
ajbmeb-1726	144	34	.	.	PUNCT
ajbmeb-1726	145	1	this	this	DET
ajbmeb-1726	145	2	transparency	transparency	NOUN
ajbmeb-1726	145	3	can	can	AUX
ajbmeb-1726	145	4	help	help	VERB
ajbmeb-1726	145	5	to	to	PART
ajbmeb-1726	145	6	reduce	reduce	VERB
ajbmeb-1726	145	7	the	the	DET
ajbmeb-1726	145	8	risk	risk	NOUN
ajbmeb-1726	145	9	of	of	ADP
ajbmeb-1726	145	10	fraud	fraud	NOUN
ajbmeb-1726	145	11	and	and	CCONJ
ajbmeb-1726	145	12	misunderstanding	misunderstanding	NOUN
ajbmeb-1726	145	13	.	.	PUNCT
ajbmeb-1726	146	1	https://en.wikipedia.org/wiki/haram	https://en.wikipedia.org/wiki/haram	PROPN
ajbmeb-1726	146	2	https://en.wikipedia.org/wiki/abu_dhabi_islamic_bank	https://en.wikipedia.org/wiki/abu_dhabi_islamic_bank	PROPN
ajbmeb-1726	146	3	https://en.wikipedia.org/wiki/abu_dhabi_islamic_bank	https://en.wikipedia.org/wiki/abu_dhabi_islamic_bank	PROPN
ajbmeb-1726	146	4	https://en.wikipedia.org/wiki/riba#riba_al-fadl	https://en.wikipedia.org/wiki/riba#riba_al-fadl	PROPN
ajbmeb-1726	146	5	american	american	PROPN
ajbmeb-1726	146	6	journal	journal	PROPN
ajbmeb-1726	146	7	of	of	ADP
ajbmeb-1726	146	8	business	business	NOUN
ajbmeb-1726	146	9	management	management	NOUN
ajbmeb-1726	146	10	,	,	PUNCT
ajbmeb-1726	146	11	economics	economic	NOUN
ajbmeb-1726	146	12	and	and	CCONJ
ajbmeb-1726	146	13	banking	banking	NOUN
ajbmeb-1726	146	14	volume	volume	NOUN
ajbmeb-1726	146	15	19	19	NUM
ajbmeb-1726	146	16	december	december	PROPN
ajbmeb-1726	146	17	,	,	PUNCT
ajbmeb-1726	146	18	2023	2023	NUM
ajbmeb-1726	146	19	p	p	NOUN
ajbmeb-1726	146	20	a	a	DET
ajbmeb-1726	146	21	g	g	NOUN
ajbmeb-1726	146	22	e	e	NOUN
ajbmeb-1726	146	23	|	|	ADV
ajbmeb-1726	146	24	150	150	NUM
ajbmeb-1726	146	25	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	146	26	disadvantages	disadvantage	NOUN
ajbmeb-1726	146	27	of	of	ADP
ajbmeb-1726	146	28	murabaha	murabaha	NOUN
ajbmeb-1726	146	29	there	there	PRON
ajbmeb-1726	146	30	are	be	VERB
ajbmeb-1726	146	31	also	also	ADV
ajbmeb-1726	146	32	a	a	DET
ajbmeb-1726	146	33	number	number	NOUN
ajbmeb-1726	146	34	of	of	ADP
ajbmeb-1726	146	35	disadvantages	disadvantage	NOUN
ajbmeb-1726	146	36	to	to	ADP
ajbmeb-1726	146	37	using	use	VERB
ajbmeb-1726	146	38	murabaha	murabaha	NOUN
ajbmeb-1726	146	39	,	,	PUNCT
ajbmeb-1726	146	40	including	include	VERB
ajbmeb-1726	146	41	:	:	PUNCT
ajbmeb-1726	146	42	•	•	NUM
ajbmeb-1726	146	43	cost	cost	NOUN
ajbmeb-1726	146	44	:	:	PUNCT
ajbmeb-1726	146	45	murabaha	murabaha	NOUN
ajbmeb-1726	146	46	can	can	AUX
ajbmeb-1726	146	47	be	be	AUX
ajbmeb-1726	146	48	more	more	ADV
ajbmeb-1726	146	49	expensive	expensive	ADJ
ajbmeb-1726	146	50	than	than	ADP
ajbmeb-1726	146	51	other	other	ADJ
ajbmeb-1726	146	52	forms	form	NOUN
ajbmeb-1726	146	53	of	of	ADP
ajbmeb-1726	146	54	financing	financing	NOUN
ajbmeb-1726	146	55	,	,	PUNCT
ajbmeb-1726	146	56	such	such	ADJ
ajbmeb-1726	146	57	as	as	ADP
ajbmeb-1726	146	58	conventional	conventional	ADJ
ajbmeb-1726	146	59	loans	loan	NOUN
ajbmeb-1726	146	60	.	.	PUNCT
ajbmeb-1726	147	1	this	this	PRON
ajbmeb-1726	147	2	is	be	AUX
ajbmeb-1726	147	3	because	because	SCONJ
ajbmeb-1726	147	4	the	the	DET
ajbmeb-1726	147	5	seller	seller	NOUN
ajbmeb-1726	147	6	needs	need	VERB
ajbmeb-1726	147	7	to	to	PART
ajbmeb-1726	147	8	add	add	VERB
ajbmeb-1726	147	9	a	a	DET
ajbmeb-1726	147	10	profit	profit	NOUN
ajbmeb-1726	147	11	margin	margin	NOUN
ajbmeb-1726	147	12	to	to	ADP
ajbmeb-1726	147	13	the	the	DET
ajbmeb-1726	147	14	cost	cost	NOUN
ajbmeb-1726	147	15	of	of	ADP
ajbmeb-1726	147	16	the	the	DET
ajbmeb-1726	147	17	asset	asset	NOUN
ajbmeb-1726	147	18	.	.	PUNCT
ajbmeb-1726	148	1	•	•	NUM
ajbmeb-1726	148	2	complexity	complexity	NOUN
ajbmeb-1726	148	3	:	:	PUNCT
ajbmeb-1726	148	4	murabaha	murabaha	NOUN
ajbmeb-1726	148	5	is	be	AUX
ajbmeb-1726	148	6	a	a	DET
ajbmeb-1726	148	7	complex	complex	ADJ
ajbmeb-1726	148	8	financing	financing	NOUN
ajbmeb-1726	148	9	structure	structure	NOUN
ajbmeb-1726	148	10	,	,	PUNCT
ajbmeb-1726	148	11	and	and	CCONJ
ajbmeb-1726	148	12	it	it	PRON
ajbmeb-1726	148	13	can	can	AUX
ajbmeb-1726	148	14	be	be	AUX
ajbmeb-1726	148	15	difficult	difficult	ADJ
ajbmeb-1726	148	16	to	to	PART
ajbmeb-1726	148	17	understand	understand	VERB
ajbmeb-1726	148	18	all	all	PRON
ajbmeb-1726	148	19	of	of	ADP
ajbmeb-1726	148	20	the	the	DET
ajbmeb-1726	148	21	terms	term	NOUN
ajbmeb-1726	148	22	and	and	CCONJ
ajbmeb-1726	148	23	conditions	condition	NOUN
ajbmeb-1726	148	24	of	of	ADP
ajbmeb-1726	148	25	a	a	DET
ajbmeb-1726	148	26	murabaha	murabaha	NOUN
ajbmeb-1726	148	27	contract	contract	NOUN
ajbmeb-1726	148	28	.	.	PUNCT
ajbmeb-1726	149	1	this	this	DET
ajbmeb-1726	149	2	complexity	complexity	NOUN
ajbmeb-1726	149	3	can	can	AUX
ajbmeb-1726	149	4	lead	lead	VERB
ajbmeb-1726	149	5	to	to	ADP
ajbmeb-1726	149	6	misunderstandings	misunderstanding	NOUN
ajbmeb-1726	149	7	and	and	CCONJ
ajbmeb-1726	149	8	disputes	dispute	NOUN
ajbmeb-1726	149	9	.	.	PUNCT
ajbmeb-1726	150	1	•	•	NUM
ajbmeb-1726	150	2	risk	risk	NOUN
ajbmeb-1726	150	3	:	:	PUNCT
ajbmeb-1726	150	4	murabaha	murabaha	NOUN
ajbmeb-1726	150	5	involves	involve	VERB
ajbmeb-1726	150	6	some	some	DET
ajbmeb-1726	150	7	risk	risk	NOUN
ajbmeb-1726	150	8	,	,	PUNCT
ajbmeb-1726	150	9	as	as	SCONJ
ajbmeb-1726	150	10	the	the	DET
ajbmeb-1726	150	11	buyer	buyer	NOUN
ajbmeb-1726	150	12	is	be	AUX
ajbmeb-1726	150	13	not	not	PART
ajbmeb-1726	150	14	actually	actually	ADV
ajbmeb-1726	150	15	purchasing	purchase	VERB
ajbmeb-1726	150	16	the	the	DET
ajbmeb-1726	150	17	asset	asset	NOUN
ajbmeb-1726	150	18	until	until	SCONJ
ajbmeb-1726	150	19	the	the	DET
ajbmeb-1726	150	20	full	full	ADJ
ajbmeb-1726	150	21	purchase	purchase	NOUN
ajbmeb-1726	150	22	price	price	NOUN
ajbmeb-1726	150	23	has	have	AUX
ajbmeb-1726	150	24	been	be	AUX
ajbmeb-1726	150	25	paid	pay	VERB
ajbmeb-1726	150	26	.	.	PUNCT
ajbmeb-1726	151	1	this	this	DET
ajbmeb-1726	151	2	risk	risk	NOUN
ajbmeb-1726	151	3	can	can	AUX
ajbmeb-1726	151	4	be	be	AUX
ajbmeb-1726	151	5	mitigated	mitigate	VERB
ajbmeb-1726	151	6	by	by	ADP
ajbmeb-1726	151	7	using	use	VERB
ajbmeb-1726	151	8	a	a	DET
ajbmeb-1726	151	9	murabaha	murabaha	NOUN
ajbmeb-1726	151	10	contract	contract	NOUN
ajbmeb-1726	151	11	that	that	PRON
ajbmeb-1726	151	12	includes	include	VERB
ajbmeb-1726	151	13	a	a	DET
ajbmeb-1726	151	14	guarantee	guarantee	NOUN
ajbmeb-1726	151	15	from	from	ADP
ajbmeb-1726	151	16	the	the	DET
ajbmeb-1726	151	17	seller	seller	NOUN
ajbmeb-1726	151	18	.	.	PUNCT
ajbmeb-1726	152	1	murabaha	murabaha	PROPN
ajbmeb-1726	152	2	is	be	AUX
ajbmeb-1726	152	3	a	a	DET
ajbmeb-1726	152	4	cost	cost	NOUN
ajbmeb-1726	152	5	-	-	PUNCT
ajbmeb-1726	152	6	plus	plus	CCONJ
ajbmeb-1726	152	7	financing	financing	NOUN
ajbmeb-1726	152	8	structure	structure	NOUN
ajbmeb-1726	152	9	that	that	PRON
ajbmeb-1726	152	10	is	be	AUX
ajbmeb-1726	152	11	used	use	VERB
ajbmeb-1726	152	12	in	in	ADP
ajbmeb-1726	152	13	islamic	islamic	ADJ
ajbmeb-1726	152	14	finance	finance	NOUN
ajbmeb-1726	152	15	.	.	PUNCT
ajbmeb-1726	153	1	it	it	PRON
ajbmeb-1726	153	2	is	be	AUX
ajbmeb-1726	153	3	a	a	DET
ajbmeb-1726	153	4	popular	popular	ADJ
ajbmeb-1726	153	5	financing	financing	NOUN
ajbmeb-1726	153	6	structure	structure	NOUN
ajbmeb-1726	153	7	because	because	SCONJ
ajbmeb-1726	153	8	it	it	PRON
ajbmeb-1726	153	9	is	be	AUX
ajbmeb-1726	153	10	compliant	compliant	ADJ
ajbmeb-1726	153	11	with	with	ADP
ajbmeb-1726	153	12	sharia	sharia	PROPN
ajbmeb-1726	153	13	law	law	NOUN
ajbmeb-1726	153	14	and	and	CCONJ
ajbmeb-1726	153	15	can	can	AUX
ajbmeb-1726	153	16	be	be	AUX
ajbmeb-1726	153	17	used	use	VERB
ajbmeb-1726	153	18	to	to	PART
ajbmeb-1726	153	19	finance	finance	VERB
ajbmeb-1726	153	20	a	a	DET
ajbmeb-1726	153	21	variety	variety	NOUN
ajbmeb-1726	153	22	of	of	ADP
ajbmeb-1726	153	23	assets	asset	NOUN
ajbmeb-1726	153	24	.	.	PUNCT
ajbmeb-1726	154	1	however	however	ADV
ajbmeb-1726	154	2	,	,	PUNCT
ajbmeb-1726	154	3	it	it	PRON
ajbmeb-1726	154	4	is	be	AUX
ajbmeb-1726	154	5	important	important	ADJ
ajbmeb-1726	154	6	to	to	PART
ajbmeb-1726	154	7	understand	understand	VERB
ajbmeb-1726	154	8	the	the	DET
ajbmeb-1726	154	9	advantages	advantage	NOUN
ajbmeb-1726	154	10	and	and	CCONJ
ajbmeb-1726	154	11	disadvantages	disadvantage	NOUN
ajbmeb-1726	154	12	of	of	ADP
ajbmeb-1726	154	13	murabaha	murabaha	NOUN
ajbmeb-1726	154	14	before	before	ADP
ajbmeb-1726	154	15	using	use	VERB
ajbmeb-1726	154	16	it	it	PRON
ajbmeb-1726	154	17	.	.	PUNCT
ajbmeb-1726	155	1	reference	reference	NOUN
ajbmeb-1726	155	2	:	:	PUNCT
ajbmeb-1726	155	3	1	1	X
ajbmeb-1726	155	4	.	.	X
ajbmeb-1726	155	5	brian	brian	PROPN
ajbmeb-1726	155	6	kettell	kettell	PROPN
ajbmeb-1726	155	7	(	(	PUNCT
ajbmeb-1726	155	8	2011	2011	NUM
ajbmeb-1726	155	9	)	)	PUNCT
ajbmeb-1726	155	10	.	.	PUNCT
ajbmeb-1726	156	1	introduction	introduction	NOUN
ajbmeb-1726	156	2	to	to	ADP
ajbmeb-1726	156	3	islamic	islamic	ADJ
ajbmeb-1726	156	4	banking	banking	NOUN
ajbmeb-1726	156	5	and	and	CCONJ
ajbmeb-1726	156	6	finance	finance	NOUN
ajbmeb-1726	156	7	.	.	PUNCT
ajbmeb-1726	157	1	john	john	PROPN
ajbmeb-1726	157	2	wiley	wiley	PROPN
ajbmeb-1726	157	3	&	&	CCONJ
ajbmeb-1726	157	4	sons	son	NOUN
ajbmeb-1726	157	5	,	,	PUNCT
ajbmeb-1726	157	6	aug	aug	PROPN
ajbmeb-1726	157	7	15	15	NUM
ajbmeb-1726	157	8	,	,	PUNCT
ajbmeb-1726	157	9	business	business	NOUN
ajbmeb-1726	157	10	&	&	CCONJ
ajbmeb-1726	157	11	economics	economics	PROPN
ajbmeb-1726	157	12	2	2	NUM
ajbmeb-1726	157	13	.	.	PUNCT
ajbmeb-1726	157	14	irfan	irfan	PROPN
ajbmeb-1726	157	15	,	,	PUNCT
ajbmeb-1726	157	16	harris	harris	PROPN
ajbmeb-1726	157	17	(	(	PUNCT
ajbmeb-1726	157	18	2015	2015	NUM
ajbmeb-1726	157	19	)	)	PUNCT
ajbmeb-1726	157	20	.	.	PUNCT
ajbmeb-1726	158	1	heaven	heaven	PROPN
ajbmeb-1726	158	2	's	's	PART
ajbmeb-1726	158	3	bankers	banker	NOUN
ajbmeb-1726	158	4	.	.	PUNCT
ajbmeb-1726	159	1	overlook	overlook	PROPN
ajbmeb-1726	159	2	press	press	NOUN
ajbmeb-1726	159	3	.	.	PUNCT
ajbmeb-1726	160	1	p.	p.	NOUN
ajbmeb-1726	160	2	135	135	NUM
ajbmeb-1726	160	3	.	.	PUNCT
ajbmeb-1726	161	1	3	3	X
ajbmeb-1726	161	2	.	.	X
ajbmeb-1726	161	3	usmani	usmani	ADJ
ajbmeb-1726	161	4	,	,	PUNCT
ajbmeb-1726	161	5	taqi	taqi	ADJ
ajbmeb-1726	161	6	(	(	PUNCT
ajbmeb-1726	161	7	1998	1998	NUM
ajbmeb-1726	161	8	)	)	PUNCT
ajbmeb-1726	161	9	.	.	PUNCT
ajbmeb-1726	162	1	an	an	DET
ajbmeb-1726	162	2	introduction	introduction	NOUN
ajbmeb-1726	162	3	to	to	ADP
ajbmeb-1726	162	4	islamic	islamic	ADJ
ajbmeb-1726	162	5	finance	finance	NOUN
ajbmeb-1726	162	6	.	.	PUNCT
ajbmeb-1726	163	1	creative	creative	ADJ
ajbmeb-1726	163	2	commons	common	NOUN
ajbmeb-1726	163	3	attribution	attribution	NOUN
ajbmeb-1726	163	4	-	-	PUNCT
ajbmeb-1726	163	5	no	no	DET
ajbmeb-1726	163	6	derivative	derivative	NOUN
ajbmeb-1726	163	7	works	work	NOUN
ajbmeb-1726	163	8	3.0	3.0	NUM
ajbmeb-1726	163	9	.	.	PUNCT
ajbmeb-1726	164	1	p.	p.	NOUN
ajbmeb-1726	164	2	65	65	NUM
ajbmeb-1726	164	3	.	.	PUNCT
ajbmeb-1726	164	4	retrieved	retrieve	VERB
ajbmeb-1726	164	5	4	4	NUM
ajbmeb-1726	164	6	august	august	PROPN
ajbmeb-1726	164	7	2015	2015	NUM
ajbmeb-1726	164	8	.	.	PUNCT
ajbmeb-1726	165	1	4	4	X
ajbmeb-1726	165	2	.	.	X
ajbmeb-1726	165	3	jamaldeen	jamaldeen	VERB
ajbmeb-1726	165	4	,	,	PUNCT
ajbmeb-1726	165	5	islamic	islamic	ADJ
ajbmeb-1726	165	6	finance	finance	NOUN
ajbmeb-1726	165	7	for	for	ADP
ajbmeb-1726	165	8	dummies	dummy	NOUN
ajbmeb-1726	165	9	,	,	PUNCT
ajbmeb-1726	165	10	2012:188	2012:188	NUM
ajbmeb-1726	165	11	-	-	SYM
ajbmeb-1726	165	12	9	9	NUM
ajbmeb-1726	165	13	,	,	PUNCT
ajbmeb-1726	165	14	220	220	NUM
ajbmeb-1726	165	15	-	-	SYM
ajbmeb-1726	165	16	1	1	NUM
ajbmeb-1726	165	17	5	5	NUM
ajbmeb-1726	165	18	.	.	PUNCT
ajbmeb-1726	165	19	islamic	islamic	ADJ
ajbmeb-1726	165	20	finance	finance	PROPN
ajbmeb-1726	165	21	:	:	PUNCT
ajbmeb-1726	165	22	instruments	instrument	NOUN
ajbmeb-1726	165	23	and	and	CCONJ
ajbmeb-1726	165	24	markets	market	NOUN
ajbmeb-1726	165	25	.	.	PUNCT
ajbmeb-1726	166	1	bloomsbury	bloomsbury	NOUN
ajbmeb-1726	166	2	publishing	publishing	NOUN
ajbmeb-1726	166	3	.	.	PUNCT
ajbmeb-1726	167	1	2010	2010	NUM
ajbmeb-1726	167	2	.	.	PUNCT
ajbmeb-1726	168	1	p.	p.	NOUN
ajbmeb-1726	168	2	131	131	NUM
ajbmeb-1726	168	3	.	.	PUNCT
ajbmeb-1726	169	1	isbn	isbn	PROPN
ajbmeb-1726	169	2	9781849300391	9781849300391	NUM
ajbmeb-1726	169	3	.	.	PUNCT
ajbmeb-1726	170	1	retrieved	retrieve	VERB
ajbmeb-1726	170	2	4	4	NUM
ajbmeb-1726	170	3	august	august	PROPN
ajbmeb-1726	170	4	2015	2015	NUM
ajbmeb-1726	170	5	.	.	PUNCT
ajbmeb-1726	171	1	6	6	NUM
ajbmeb-1726	171	2	.	.	PUNCT
ajbmeb-1726	171	3	"	"	PUNCT
ajbmeb-1726	171	4	a	a	DET
ajbmeb-1726	171	5	simple	simple	ADJ
ajbmeb-1726	171	6	introduction	introduction	NOUN
ajbmeb-1726	171	7	to	to	ADP
ajbmeb-1726	171	8	islamic	islamic	ADJ
ajbmeb-1726	171	9	mortgages	mortgage	NOUN
ajbmeb-1726	171	10	"	"	PUNCT
ajbmeb-1726	171	11	.	.	PUNCT
ajbmeb-1726	172	1	14	14	NUM
ajbmeb-1726	172	2	may	may	PROPN
ajbmeb-1726	172	3	2015	2015	NUM
ajbmeb-1726	172	4	.	.	PUNCT
ajbmeb-1726	173	1	7	7	X
ajbmeb-1726	173	2	.	.	X
ajbmeb-1726	173	3	hussain	hussain	PROPN
ajbmeb-1726	173	4	,	,	PUNCT
ajbmeb-1726	173	5	mumtaz	mumtaz	PROPN
ajbmeb-1726	173	6	;	;	PUNCT
ajbmeb-1726	173	7	shahmoradi	shahmoradi	PROPN
ajbmeb-1726	173	8	,	,	PUNCT
ajbmeb-1726	173	9	asghar	asghar	PROPN
ajbmeb-1726	173	10	;	;	PUNCT
ajbmeb-1726	173	11	turk	turk	PROPN
ajbmeb-1726	173	12	,	,	PUNCT
ajbmeb-1726	173	13	rima	rima	PROPN
ajbmeb-1726	173	14	(	(	PUNCT
ajbmeb-1726	173	15	june	june	PROPN
ajbmeb-1726	173	16	2015	2015	NUM
ajbmeb-1726	173	17	)	)	PUNCT
ajbmeb-1726	173	18	.	.	PUNCT
ajbmeb-1726	174	1	imf	imf	PROPN
ajbmeb-1726	174	2	working	working	PROPN
ajbmeb-1726	174	3	paper	paper	NOUN
ajbmeb-1726	174	4	,	,	PUNCT
ajbmeb-1726	174	5	an	an	DET
ajbmeb-1726	174	6	overview	overview	NOUN
ajbmeb-1726	174	7	of	of	ADP
ajbmeb-1726	174	8	islamic	islamic	ADJ
ajbmeb-1726	174	9	finance	finance	NOUN
ajbmeb-1726	174	10	(	(	PUNCT
ajbmeb-1726	174	11	pdf	pdf	NOUN
ajbmeb-1726	174	12	)	)	PUNCT
ajbmeb-1726	174	13	.	.	PUNCT
ajbmeb-1726	175	1	p.	p.	NOUN
ajbmeb-1726	175	2	8	8	NUM
ajbmeb-1726	175	3	.	.	PUNCT
ajbmeb-1726	175	4	retrieved	retrieve	VERB
ajbmeb-1726	175	5	9	9	NUM
ajbmeb-1726	175	6	july	july	PROPN
ajbmeb-1726	175	7	2016	2016	NUM
ajbmeb-1726	175	8	.	.	PUNCT
ajbmeb-1726	176	1	8	8	NUM
ajbmeb-1726	176	2	.	.	PUNCT
ajbmeb-1726	177	1	"	"	PUNCT
ajbmeb-1726	177	2	late	late	ADJ
ajbmeb-1726	177	3	payment	payment	NOUN
ajbmeb-1726	177	4	charges	charge	NOUN
ajbmeb-1726	177	5	for	for	ADP
ajbmeb-1726	177	6	islamic	islamic	ADJ
ajbmeb-1726	177	7	financial	financial	ADJ
ajbmeb-1726	177	8	institutions	institution	NOUN
ajbmeb-1726	177	9	"	"	PUNCT
ajbmeb-1726	177	10	.	.	PUNCT
ajbmeb-1726	178	1	islamic	islamic	ADJ
ajbmeb-1726	178	2	bankers	banker	NOUN
ajbmeb-1726	178	3	:	:	PUNCT
ajbmeb-1726	178	4	resource	resource	NOUN
ajbmeb-1726	178	5	centre	centre	NOUN
ajbmeb-1726	178	6	.	.	PUNCT
ajbmeb-1726	179	1	11	11	NUM
ajbmeb-1726	179	2	june	june	PROPN
ajbmeb-1726	179	3	2014	2014	NUM
ajbmeb-1726	179	4	.	.	PUNCT
ajbmeb-1726	179	5	retrieved	retrieve	VERB
ajbmeb-1726	179	6	9	9	NUM
ajbmeb-1726	179	7	july	july	PROPN
ajbmeb-1726	179	8	2016	2016	NUM
ajbmeb-1726	179	9	.	.	PUNCT
ajbmeb-1726	180	1	9	9	X
ajbmeb-1726	180	2	.	.	X
ajbmeb-1726	180	3	visser	visser	PROPN
ajbmeb-1726	180	4	,	,	PUNCT
ajbmeb-1726	180	5	hans	hans	PROPN
ajbmeb-1726	180	6	,	,	PUNCT
ajbmeb-1726	180	7	ed	ed	NOUN
ajbmeb-1726	180	8	.	.	PUNCT
ajbmeb-1726	181	1	(	(	PUNCT
ajbmeb-1726	181	2	january	january	PROPN
ajbmeb-1726	181	3	2009	2009	NUM
ajbmeb-1726	181	4	)	)	PUNCT
ajbmeb-1726	181	5	.	.	PUNCT
ajbmeb-1726	182	1	"	"	PUNCT
ajbmeb-1726	182	2	4.4	4.4	NUM
ajbmeb-1726	182	3	islamic	islamic	ADJ
ajbmeb-1726	182	4	contract	contract	NOUN
ajbmeb-1726	182	5	law	law	NOUN
ajbmeb-1726	182	6	"	"	PUNCT
ajbmeb-1726	182	7	.	.	PUNCT
ajbmeb-1726	183	1	islamic	islamic	ADJ
ajbmeb-1726	183	2	finance	finance	PROPN
ajbmeb-1726	183	3	:	:	PUNCT
ajbmeb-1726	183	4	principles	principle	NOUN
ajbmeb-1726	183	5	and	and	CCONJ
ajbmeb-1726	183	6	practice	practice	NOUN
ajbmeb-1726	183	7	.	.	PUNCT
ajbmeb-1726	184	1	edward	edward	PROPN
ajbmeb-1726	184	2	elgar	elgar	PROPN
ajbmeb-1726	184	3	.	.	PUNCT
ajbmeb-1726	185	1	p.	p.	NOUN
ajbmeb-1726	185	2	77	77	NUM
ajbmeb-1726	185	3	.	.	PUNCT
ajbmeb-1726	186	1	isbn	isbn	ADJ
ajbmeb-1726	186	2	9781848449473	9781848449473	NUM
ajbmeb-1726	186	3	.	.	PUNCT
ajbmeb-1726	187	1	retrieved	retrieve	VERB
ajbmeb-1726	187	2	9	9	NUM
ajbmeb-1726	187	3	july	july	PROPN
ajbmeb-1726	187	4	2016	2016	NUM
ajbmeb-1726	187	5	.	.	PUNCT
ajbmeb-1726	188	1	10	10	NUM
ajbmeb-1726	188	2	.	.	PUNCT
ajbmeb-1726	189	1	kettell	kettell	PROPN
ajbmeb-1726	189	2	,	,	PUNCT
ajbmeb-1726	189	3	brian	brian	PROPN
ajbmeb-1726	189	4	(	(	PUNCT
ajbmeb-1726	189	5	2011	2011	NUM
ajbmeb-1726	189	6	)	)	PUNCT
ajbmeb-1726	189	7	.	.	PUNCT
ajbmeb-1726	190	1	the	the	DET
ajbmeb-1726	190	2	islamic	islamic	PROPN
ajbmeb-1726	190	3	banking	banking	PROPN
ajbmeb-1726	190	4	and	and	CCONJ
ajbmeb-1726	190	5	finance	finance	NOUN
ajbmeb-1726	190	6	workbook	workbook	NOUN
ajbmeb-1726	190	7	:	:	PUNCT
ajbmeb-1726	190	8	step	step	NOUN
ajbmeb-1726	190	9	-	-	PUNCT
ajbmeb-1726	190	10	by	by	ADP
ajbmeb-1726	190	11	-	-	PUNCT
ajbmeb-1726	190	12	step	step	NOUN
ajbmeb-1726	190	13	exercises	exercise	NOUN
ajbmeb-1726	190	14	to	to	PART
ajbmeb-1726	190	15	help	help	VERB
ajbmeb-1726	190	16	you	you	PRON
ajbmeb-1726	190	17	...	...	PUNCT
ajbmeb-1726	190	18	wiley	wiley	PROPN
ajbmeb-1726	190	19	.	.	PUNCT
ajbmeb-1726	191	1	p.	p.	NOUN
ajbmeb-1726	191	2	38	38	NUM
ajbmeb-1726	191	3	.	.	PUNCT
ajbmeb-1726	192	1	isbn	isbn	PROPN
ajbmeb-1726	192	2	9781119990628	9781119990628	NUM
ajbmeb-1726	192	3	.	.	PUNCT
ajbmeb-1726	193	1	retrieved	retrieve	VERB
ajbmeb-1726	193	2	9	9	NUM
ajbmeb-1726	193	3	july	july	PROPN
ajbmeb-1726	193	4	2016	2016	NUM
ajbmeb-1726	193	5	.	.	PUNCT
ajbmeb-1726	194	1	the	the	DET
ajbmeb-1726	194	2	bank	bank	NOUN
ajbmeb-1726	194	3	can	can	AUX
ajbmeb-1726	194	4	only	only	ADV
ajbmeb-1726	194	5	impose	impose	VERB
ajbmeb-1726	194	6	penalties	penalty	NOUN
ajbmeb-1726	194	7	for	for	ADP
ajbmeb-1726	194	8	late	late	ADJ
ajbmeb-1726	194	9	payment	payment	NOUN
ajbmeb-1726	194	10	by	by	ADP
ajbmeb-1726	194	11	agreeing	agree	VERB
ajbmeb-1726	194	12	to	to	PART
ajbmeb-1726	194	13	`	`	PUNCT
ajbmeb-1726	194	14	purify	purify	VERB
ajbmeb-1726	194	15	`	`	PUNCT
ajbmeb-1726	194	16	them	they	PRON
ajbmeb-1726	194	17	by	by	ADP
ajbmeb-1726	194	18	donating	donate	VERB
ajbmeb-1726	194	19	them	they	PRON
ajbmeb-1726	194	20	to	to	ADP
ajbmeb-1726	194	21	charity	charity	NOUN
ajbmeb-1726	194	22	.	.	PUNCT
ajbmeb-1726	195	1	11	11	NUM
ajbmeb-1726	195	2	.	.	PUNCT
ajbmeb-1726	196	1	"	"	PUNCT
ajbmeb-1726	196	2	faqs	faqs	PROPN
ajbmeb-1726	196	3	and	and	CCONJ
ajbmeb-1726	196	4	ask	ask	VERB
ajbmeb-1726	196	5	a	a	DET
ajbmeb-1726	196	6	question	question	NOUN
ajbmeb-1726	196	7	.	.	PUNCT
ajbmeb-1726	197	1	is	be	AUX
ajbmeb-1726	197	2	it	it	PRON
ajbmeb-1726	197	3	permissible	permissible	ADJ
ajbmeb-1726	197	4	for	for	SCONJ
ajbmeb-1726	197	5	an	an	DET
ajbmeb-1726	197	6	islamic	islamic	PROPN
ajbmeb-1726	197	7	bank	bank	PROPN
ajbmeb-1726	197	8	to	to	PART
ajbmeb-1726	197	9	impose	impose	VERB
ajbmeb-1726	197	10	penalty	penalty	NOUN
ajbmeb-1726	197	11	for	for	ADP
ajbmeb-1726	197	12	late	late	ADJ
ajbmeb-1726	197	13	payment	payment	NOUN
ajbmeb-1726	197	14	?	?	PUNCT
ajbmeb-1726	197	15	"	"	PUNCT
ajbmeb-1726	197	16	.	.	PUNCT
ajbmeb-1726	198	1	al	al	PROPN
ajbmeb-1726	198	2	-	-	PUNCT
ajbmeb-1726	198	3	yusr	yusr	PROPN
ajbmeb-1726	198	4	.	.	PUNCT
ajbmeb-1726	199	1	retrieved	retrieve	VERB
ajbmeb-1726	199	2	9	9	NUM
ajbmeb-1726	199	3	july	july	PROPN
ajbmeb-1726	199	4	2016	2016	NUM
ajbmeb-1726	199	5	.	.	PUNCT
ajbmeb-1726	200	1	12	12	NUM
ajbmeb-1726	200	2	.	.	PUNCT
ajbmeb-1726	201	1	visser	visser	PROPN
ajbmeb-1726	201	2	,	,	PUNCT
ajbmeb-1726	201	3	hans	hans	PROPN
ajbmeb-1726	201	4	(	(	PUNCT
ajbmeb-1726	201	5	2013	2013	NUM
ajbmeb-1726	201	6	)	)	PUNCT
ajbmeb-1726	201	7	.	.	PUNCT
ajbmeb-1726	202	1	islamic	islamic	PROPN
ajbmeb-1726	202	2	finance	finance	PROPN
ajbmeb-1726	202	3	:	:	PUNCT
ajbmeb-1726	202	4	principles	principle	NOUN
ajbmeb-1726	202	5	and	and	CCONJ
ajbmeb-1726	202	6	practice	practice	NOUN
ajbmeb-1726	202	7	(	(	PUNCT
ajbmeb-1726	202	8	second	second	ADJ
ajbmeb-1726	202	9	ed	ed	NOUN
ajbmeb-1726	202	10	.	.	PUNCT
ajbmeb-1726	202	11	)	)	PUNCT
ajbmeb-1726	202	12	.	.	PUNCT
ajbmeb-1726	203	1	elgar	elgar	PROPN
ajbmeb-1726	203	2	publishing	publishing	PROPN
ajbmeb-1726	203	3	.	.	PUNCT
ajbmeb-1726	204	1	p.	p.	NOUN
ajbmeb-1726	204	2	66	66	NUM
ajbmeb-1726	204	3	.	.	PUNCT
ajbmeb-1726	205	1	isbn	isbn	PROPN
ajbmeb-1726	205	2	9781781001745	9781781001745	NUM
ajbmeb-1726	205	3	.	.	PUNCT
ajbmeb-1726	206	1	retrieved	retrieve	VERB
ajbmeb-1726	206	2	7	7	NUM
ajbmeb-1726	206	3	december	december	PROPN
ajbmeb-1726	206	4	2016	2016	NUM
ajbmeb-1726	206	5	.	.	PUNCT
ajbmeb-1726	207	1	13	13	NUM
ajbmeb-1726	207	2	.	.	PUNCT
ajbmeb-1726	208	1	"	"	PUNCT
ajbmeb-1726	208	2	thomson	thomson	PROPN
ajbmeb-1726	208	3	reuters	reuters	PROPN
ajbmeb-1726	208	4	'	'	PART
ajbmeb-1726	208	5	"	"	PUNCT
ajbmeb-1726	208	6	islamic	islamic	ADJ
ajbmeb-1726	208	7	interbank	interbank	NOUN
ajbmeb-1726	208	8	benchmark	benchmark	NOUN
ajbmeb-1726	208	9	rate	rate	NOUN
ajbmeb-1726	208	10	"	"	PUNCT
ajbmeb-1726	208	11	-iibr	-iibr	PROPN
ajbmeb-1726	208	12	.	.	PUNCT
ajbmeb-1726	208	13	is	be	AUX
ajbmeb-1726	208	14	it	it	PRON
ajbmeb-1726	208	15	really	really	ADV
ajbmeb-1726	208	16	an	an	DET
ajbmeb-1726	208	17	important	important	ADJ
ajbmeb-1726	208	18	step	step	NOUN
ajbmeb-1726	208	19	forward	forward	ADV
ajbmeb-1726	208	20	for	for	ADP
ajbmeb-1726	208	21	islamic	islamic	ADJ
ajbmeb-1726	208	22	finance	finance	NOUN
ajbmeb-1726	208	23	authenticity	authenticity	NOUN
ajbmeb-1726	208	24	?	?	PUNCT
ajbmeb-1726	208	25	"	"	PUNCT
ajbmeb-1726	208	26	.	.	PUNCT
ajbmeb-1726	209	1	islamicmarkets.com	islamicmarkets.com	X
ajbmeb-1726	209	2	.	.	PUNCT
ajbmeb-1726	210	1	retrieved	retrieve	VERB
ajbmeb-1726	210	2	15	15	NUM
ajbmeb-1726	210	3	april	april	PROPN
ajbmeb-1726	210	4	2018	2018	NUM
ajbmeb-1726	210	5	.	.	PUNCT
ajbmeb-1726	211	1	14	14	NUM
ajbmeb-1726	211	2	.	.	PUNCT
ajbmeb-1726	212	1	siddiqui	siddiqui	NOUN
ajbmeb-1726	212	2	,	,	PUNCT
ajbmeb-1726	212	3	m.n	m.n	PROPN
ajbmeb-1726	212	4	.	.	PROPN
ajbmeb-1726	212	5	(	(	PUNCT
ajbmeb-1726	212	6	2002	2002	NUM
ajbmeb-1726	212	7	)	)	PUNCT
ajbmeb-1726	212	8	.	.	PUNCT
ajbmeb-1726	213	1	dialogue	dialogue	NOUN
ajbmeb-1726	213	2	in	in	ADP
ajbmeb-1726	213	3	islamic	islamic	ADJ
ajbmeb-1726	213	4	economics	economic	NOUN
ajbmeb-1726	213	5	.	.	PUNCT
ajbmeb-1726	214	1	islamabad	islamabad	PROPN
ajbmeb-1726	214	2	:	:	PUNCT
ajbmeb-1726	214	3	institute	institute	NOUN
ajbmeb-1726	214	4	of	of	ADP
ajbmeb-1726	214	5	policy	policy	NOUN
ajbmeb-1726	214	6	studies	study	NOUN
ajbmeb-1726	214	7	.	.	PUNCT
ajbmeb-1726	215	1	p.	p.	NOUN
ajbmeb-1726	215	2	175	175	NUM
ajbmeb-1726	215	3	.	.	PUNCT
ajbmeb-1726	215	4	15	15	NUM
ajbmeb-1726	215	5	.	.	X
ajbmeb-1726	216	1	farooq	farooq	PROPN
ajbmeb-1726	216	2	,	,	PUNCT
ajbmeb-1726	216	3	riba	riba	NOUN
ajbmeb-1726	216	4	-	-	PUNCT
ajbmeb-1726	216	5	interest	interest	NOUN
ajbmeb-1726	216	6	equation	equation	NOUN
ajbmeb-1726	216	7	and	and	CCONJ
ajbmeb-1726	216	8	islam	islam	PROPN
ajbmeb-1726	216	9	,	,	PUNCT
ajbmeb-1726	216	10	2005	2005	NUM
ajbmeb-1726	216	11	:	:	PUNCT
ajbmeb-1726	216	12	p.35	p.35	NUM
ajbmeb-1726	216	13	-	-	SYM
ajbmeb-1726	216	14	6	6	NUM
ajbmeb-1726	216	15	https://www.google.co.uz/search?tbo=p&tbm=bks&q=inauthor	https://www.google.co.uz/search?tbo=p&tbm=bks&q=inauthor	NOUN
ajbmeb-1726	216	16	:	:	PUNCT
ajbmeb-1726	216	17	https://www.google.co.uz/search?tbo=p&tbm=bks&q=subject	https://www.google.co.uz/search?tbo=p&tbm=bks&q=subject	ADJ
ajbmeb-1726	216	18	:	:	PUNCT
ajbmeb-1726	216	19	https://books.google.com/books?id=0adstx-quagc&q=murabahah&pg=pa65	https://books.google.com/books?id=0adstx-quagc&q=murabahah&pg=pa65	ADJ
ajbmeb-1726	216	20	https://en.wikipedia.org/wiki/sukuk#fjifd2012	https://en.wikipedia.org/wiki/sukuk#fjifd2012	NOUN
ajbmeb-1726	216	21	https://books.google.com/books?id=yxpvbaaaqbaj&q=murabahah&pg=pa131	https://books.google.com/books?id=yxpvbaaaqbaj&q=murabahah&pg=pa131	PROPN
ajbmeb-1726	216	22	https://en.wikipedia.org/wiki/isbn_(identifier	https://en.wikipedia.org/wiki/isbn_(identifier	PROPN
ajbmeb-1726	216	23	)	)	PUNCT
ajbmeb-1726	216	24	https://en.wikipedia.org/wiki/special:booksources/9781849300391	https://en.wikipedia.org/wiki/special:booksources/9781849300391	PROPN
ajbmeb-1726	216	25	http://www.mohammedamin.com/islamic_finance/simple-introduction-to-islamic-mortgages.html	http://www.mohammedamin.com/islamic_finance/simple-introduction-to-islamic-mortgages.html	X
ajbmeb-1726	216	26	https://www.imf.org/external/pubs/ft/wp/2015/wp15120.pdf	https://www.imf.org/external/pubs/ft/wp/2015/wp15120.pdf	X
ajbmeb-1726	216	27	https://www.imf.org/external/pubs/ft/wp/2015/wp15120.pdf	https://www.imf.org/external/pubs/ft/wp/2015/wp15120.pdf	PUNCT
ajbmeb-1726	217	1	https://islamicbankers.me/focus/late-payment-charges-tawidh-gharamah/	https://islamicbankers.me/focus/late-payment-charges-tawidh-gharamah/	AUX
ajbmeb-1726	217	2	https://books.google.com/books?id=kixe3ry_okgc&q=murabaha+impose+penalties+for+late+payment+charity&pg=pa77	https://books.google.com/books?id=kixe3ry_okgc&q=murabaha+impose+penalties+for+late+payment+charity&pg=pa77	ADJ
ajbmeb-1726	217	3	https://en.wikipedia.org/wiki/isbn_(identifier	https://en.wikipedia.org/wiki/isbn_(identifier	AUX
ajbmeb-1726	217	4	)	)	PUNCT
ajbmeb-1726	217	5	https://en.wikipedia.org/wiki/special:booksources/9781848449473	https://en.wikipedia.org/wiki/special:booksources/9781848449473	X
ajbmeb-1726	217	6	https://books.google.com/books?id=llvvraqvzzic&q=murabaha+impose+penalties+for+late+payment&pg=pa38	https://books.google.com/books?id=llvvraqvzzic&q=murabaha+impose+penalties+for+late+payment&pg=pa38	PROPN
ajbmeb-1726	217	7	https://books.google.com/books?id=llvvraqvzzic&q=murabaha+impose+penalties+for+late+payment&pg=pa38	https://books.google.com/books?id=llvvraqvzzic&q=murabaha+impose+penalties+for+late+payment&pg=pa38	PROPN
ajbmeb-1726	217	8	https://en.wikipedia.org/wiki/isbn_(identifier	https://en.wikipedia.org/wiki/isbn_(identifier	X
ajbmeb-1726	217	9	)	)	PUNCT
ajbmeb-1726	217	10	https://en.wikipedia.org/wiki/special:booksources/9781119990628	https://en.wikipedia.org/wiki/special:booksources/9781119990628	PRON
ajbmeb-1726	218	1	http://www.alyusr.om/faq.aspx?id=15	http://www.alyusr.om/faq.aspx?id=15	INTJ
ajbmeb-1726	219	1	http://www.alyusr.om/faq.aspx?id=15	http://www.alyusr.om/faq.aspx?id=15	PROPN
ajbmeb-1726	219	2	https://books.google.com/books?id=y30tagaaqbaj&q=difference+between+bai-muajjal+and+murabaha&pg=pa66	https://books.google.com/books?id=y30tagaaqbaj&q=difference+between+bai-muajjal+and+murabaha&pg=pa66	PROPN
ajbmeb-1726	219	3	https://en.wikipedia.org/wiki/isbn_(identifier	https://en.wikipedia.org/wiki/isbn_(identifier	PART
ajbmeb-1726	219	4	)	)	PUNCT
ajbmeb-1726	219	5	https://en.wikipedia.org/wiki/special:booksources/9781781001745	https://en.wikipedia.org/wiki/special:booksources/9781781001745	NOUN
ajbmeb-1726	220	1	https://islamicmarkets.com/publications/islamic-interbank-benchmark-rate-iibr	https://islamicmarkets.com/publications/islamic-interbank-benchmark-rate-iibr	PROPN
ajbmeb-1726	220	2	https://islamicmarkets.com/publications/islamic-interbank-benchmark-rate-iibr	https://islamicmarkets.com/publications/islamic-interbank-benchmark-rate-iibr	PROPN
ajbmeb-1726	220	3	https://en.wikipedia.org/wiki/murabaha#mofriei2005	https://en.wikipedia.org/wiki/murabaha#mofriei2005	VERB
ajbmeb-1726	220	4	american	american	PROPN
ajbmeb-1726	220	5	journal	journal	PROPN
ajbmeb-1726	220	6	of	of	ADP
ajbmeb-1726	220	7	business	business	NOUN
ajbmeb-1726	220	8	management	management	NOUN
ajbmeb-1726	220	9	,	,	PUNCT
ajbmeb-1726	220	10	economics	economic	NOUN
ajbmeb-1726	220	11	and	and	CCONJ
ajbmeb-1726	220	12	banking	banking	NOUN
ajbmeb-1726	220	13	volume	volume	NOUN
ajbmeb-1726	220	14	19	19	NUM
ajbmeb-1726	220	15	december	december	PROPN
ajbmeb-1726	220	16	,	,	PUNCT
ajbmeb-1726	220	17	2023	2023	NUM
ajbmeb-1726	220	18	p	p	NOUN
ajbmeb-1726	220	19	a	a	PRON
ajbmeb-1726	220	20	g	g	NOUN
ajbmeb-1726	220	21	e	e	NOUN
ajbmeb-1726	220	22	|	|	NOUN
ajbmeb-1726	220	23	151	151	NUM
ajbmeb-1726	220	24	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1726	220	25	16	16	NUM
ajbmeb-1726	220	26	.	.	PUNCT
ajbmeb-1726	221	1	"	"	PUNCT
ajbmeb-1726	221	2	misused	misuse	VERB
ajbmeb-1726	221	3	murabaha	murabaha	NOUN
ajbmeb-1726	221	4	hurts	hurt	VERB
ajbmeb-1726	221	5	industry	industry	NOUN
ajbmeb-1726	221	6	"	"	PUNCT
ajbmeb-1726	221	7	.	.	PUNCT
ajbmeb-1726	222	1	arabian	arabian	ADJ
ajbmeb-1726	222	2	business	business	NOUN
ajbmeb-1726	222	3	.	.	PUNCT
ajbmeb-1726	223	1	1	1	NUM
ajbmeb-1726	223	2	february	february	PROPN
ajbmeb-1726	223	3	2008	2008	NUM
ajbmeb-1726	223	4	.	.	PUNCT
ajbmeb-1726	224	1	17	17	NUM
ajbmeb-1726	224	2	.	.	X
ajbmeb-1726	224	3	murabaha	murabaha	NOUN
ajbmeb-1726	224	4	financing	financing	NOUN
ajbmeb-1726	224	5	vs	vs	ADP
ajbmeb-1726	224	6	lending	lending	NOUN
ajbmeb-1726	224	7	on	on	ADP
ajbmeb-1726	224	8	interest|	interest|	PROPN
ajbmeb-1726	224	9	qazi	qazi	PROPN
ajbmeb-1726	224	10	irfan	irfan	PROPN
ajbmeb-1726	224	11	|july	|july	ADV
ajbmeb-1726	224	12	22	22	NUM
ajbmeb-1726	224	13	,	,	PUNCT
ajbmeb-1726	224	14	2008	2008	NUM
ajbmeb-1726	224	15	|	|	ADV
ajbmeb-1726	224	16	social	social	ADJ
ajbmeb-1726	224	17	science	science	NOUN
ajbmeb-1726	224	18	research	research	NOUN
ajbmeb-1726	224	19	network	network	NOUN
ajbmeb-1726	224	20	18	18	NUM
ajbmeb-1726	224	21	.	.	PUNCT
ajbmeb-1726	225	1	kayali	kayali	PROPN
ajbmeb-1726	225	2	,	,	PUNCT
ajbmeb-1726	225	3	rakaan	rakaan	PROPN
ajbmeb-1726	225	4	(	(	PUNCT
ajbmeb-1726	225	5	11	11	NUM
ajbmeb-1726	225	6	march	march	NOUN
ajbmeb-1726	225	7	2015	2015	NUM
ajbmeb-1726	225	8	)	)	PUNCT
ajbmeb-1726	225	9	.	.	PUNCT
ajbmeb-1726	226	1	"	"	PUNCT
ajbmeb-1726	226	2	murabaha	murabaha	NOUN
ajbmeb-1726	226	3	:	:	PUNCT
ajbmeb-1726	226	4	halal	halal	NOUN
ajbmeb-1726	226	5	or	or	CCONJ
ajbmeb-1726	226	6	haram	haram	PROPN
ajbmeb-1726	226	7	?	?	PUNCT
ajbmeb-1726	226	8	"	"	PUNCT
ajbmeb-1726	226	9	.	.	PUNCT
ajbmeb-1726	227	1	practical	practical	ADJ
ajbmeb-1726	227	2	islamic	islamic	ADJ
ajbmeb-1726	227	3	finance	finance	NOUN
ajbmeb-1726	227	4	.	.	PUNCT
ajbmeb-1726	228	1	19	19	NUM
ajbmeb-1726	228	2	.	.	PUNCT
ajbmeb-1726	228	3	"	"	PUNCT
ajbmeb-1726	228	4	is	be	AUX
ajbmeb-1726	228	5	charging	charge	VERB
ajbmeb-1726	228	6	more	more	ADJ
ajbmeb-1726	228	7	on	on	ADP
ajbmeb-1726	228	8	credit	credit	NOUN
ajbmeb-1726	228	9	sales	sale	NOUN
ajbmeb-1726	228	10	(	(	PUNCT
ajbmeb-1726	228	11	murabaha	murabaha	NOUN
ajbmeb-1726	228	12	)	)	PUNCT
ajbmeb-1726	228	13	permissible	permissible	ADJ
ajbmeb-1726	228	14	?	?	PUNCT
ajbmeb-1726	228	15	"	"	PUNCT
ajbmeb-1726	228	16	.	.	PUNCT
ajbmeb-1726	229	1	khalid	khalid	PROPN
ajbmeb-1726	229	2	zaheer	zaheer	PROPN
ajbmeb-1726	229	3	.	.	PUNCT
ajbmeb-1726	230	1	retrieved	retrieve	VERB
ajbmeb-1726	230	2	31	31	NUM
ajbmeb-1726	230	3	august	august	PROPN
ajbmeb-1726	230	4	2016	2016	NUM
ajbmeb-1726	230	5	.	.	PUNCT
ajbmeb-1726	231	1	20	20	NUM
ajbmeb-1726	231	2	.	.	PUNCT
ajbmeb-1726	232	1	usmani	usmani	ADJ
ajbmeb-1726	232	2	,	,	PUNCT
ajbmeb-1726	232	3	historic	historic	ADJ
ajbmeb-1726	232	4	judgment	judgment	NOUN
ajbmeb-1726	232	5	on	on	ADP
ajbmeb-1726	232	6	interest	interest	NOUN
ajbmeb-1726	232	7	,	,	PUNCT
ajbmeb-1726	232	8	1999	1999	NUM
ajbmeb-1726	232	9	:	:	PUNCT
ajbmeb-1726	232	10	para	para	NOUN
ajbmeb-1726	232	11	227	227	NUM
ajbmeb-1726	232	12	21	21	NUM
ajbmeb-1726	232	13	.	.	PUNCT
ajbmeb-1726	233	1	"	"	PUNCT
ajbmeb-1726	233	2	surah	surah	PROPN
ajbmeb-1726	233	3	al	al	PROPN
ajbmeb-1726	233	4	-	-	PUNCT
ajbmeb-1726	233	5	baqarah	baqarah	PROPN
ajbmeb-1726	234	1	[	[	X
ajbmeb-1726	234	2	2:275	2:275	NUM
ajbmeb-1726	234	3	]	]	X
ajbmeb-1726	234	4	"	"	PUNCT
ajbmeb-1726	234	5	.	.	PUNCT
ajbmeb-1726	235	1	surah	surah	PROPN
ajbmeb-1726	235	2	al	al	PROPN
ajbmeb-1726	235	3	-	-	PUNCT
ajbmeb-1726	235	4	baqarah	baqarah	PROPN
ajbmeb-1726	236	1	[	[	X
ajbmeb-1726	236	2	2:275	2:275	NUM
ajbmeb-1726	236	3	]	]	PUNCT
ajbmeb-1726	236	4	.	.	PUNCT
ajbmeb-1726	237	1	retrieved	retrieve	VERB
ajbmeb-1726	237	2	11	11	NUM
ajbmeb-1726	237	3	april	april	PROPN
ajbmeb-1726	237	4	2018	2018	NUM
ajbmeb-1726	237	5	.	.	PUNCT
ajbmeb-1726	238	1	22	22	NUM
ajbmeb-1726	238	2	.	.	PUNCT
ajbmeb-1726	239	1	farooq	farooq	PROPN
ajbmeb-1726	239	2	,	,	PUNCT
ajbmeb-1726	239	3	riba	riba	PROPN
ajbmeb-1726	239	4	,	,	PUNCT
ajbmeb-1726	239	5	interest	interest	NOUN
ajbmeb-1726	239	6	and	and	CCONJ
ajbmeb-1726	239	7	six	six	NUM
ajbmeb-1726	239	8	hadiths	hadith	NOUN
ajbmeb-1726	239	9	,	,	PUNCT
ajbmeb-1726	239	10	2009	2009	NUM
ajbmeb-1726	239	11	:	:	PUNCT
ajbmeb-1726	239	12	p.112	p.112	NOUN
ajbmeb-1726	239	13	23	23	NUM
ajbmeb-1726	239	14	.	.	PUNCT
ajbmeb-1726	240	1	parker	parker	PROPN
ajbmeb-1726	240	2	,	,	PUNCT
ajbmeb-1726	240	3	mushtak	mushtak	NOUN
ajbmeb-1726	240	4	(	(	PUNCT
ajbmeb-1726	240	5	5	5	NUM
ajbmeb-1726	240	6	july	july	PROPN
ajbmeb-1726	240	7	2010	2010	NUM
ajbmeb-1726	240	8	)	)	PUNCT
ajbmeb-1726	240	9	.	.	PUNCT
ajbmeb-1726	241	1	"	"	PUNCT
ajbmeb-1726	241	2	payment	payment	NOUN
ajbmeb-1726	241	3	delays	delay	NOUN
ajbmeb-1726	241	4	and	and	CCONJ
ajbmeb-1726	241	5	defaults	default	NOUN
ajbmeb-1726	241	6	"	"	PUNCT
ajbmeb-1726	241	7	.	.	PUNCT
ajbmeb-1726	242	1	arab	arab	PROPN
ajbmeb-1726	242	2	news	news	PROPN
ajbmeb-1726	242	3	.	.	PUNCT
ajbmeb-1726	242	4	retrieved	retrieve	VERB
ajbmeb-1726	242	5	2	2	NUM
ajbmeb-1726	242	6	december	december	PROPN
ajbmeb-1726	242	7	2016	2016	NUM
ajbmeb-1726	242	8	.	.	PUNCT
ajbmeb-1726	243	1	24	24	NUM
ajbmeb-1726	243	2	.	.	X
ajbmeb-1726	243	3	ali	ali	PROPN
ajbmeb-1726	243	4	,	,	PUNCT
ajbmeb-1726	243	5	muhammad	muhammad	PROPN
ajbmeb-1726	243	6	aqib	aqib	PROPN
ajbmeb-1726	243	7	.	.	PUNCT
ajbmeb-1726	244	1	"	"	PUNCT
ajbmeb-1726	244	2	the	the	DET
ajbmeb-1726	244	3	roots	root	NOUN
ajbmeb-1726	244	4	&	&	CCONJ
ajbmeb-1726	244	5	development	development	NOUN
ajbmeb-1726	244	6	of	of	ADP
ajbmeb-1726	244	7	islamic	islamic	ADJ
ajbmeb-1726	244	8	banking	banking	NOUN
ajbmeb-1726	244	9	in	in	ADP
ajbmeb-1726	244	10	the	the	DET
ajbmeb-1726	244	11	world	world	NOUN
ajbmeb-1726	244	12	&	&	CCONJ
ajbmeb-1726	244	13	in	in	ADP
ajbmeb-1726	244	14	pakistan	pakistan	PROPN
ajbmeb-1726	244	15	"	"	PUNCT
ajbmeb-1726	244	16	(	(	PUNCT
ajbmeb-1726	244	17	pdf	pdf	NOUN
ajbmeb-1726	244	18	)	)	PUNCT
ajbmeb-1726	244	19	.	.	PUNCT
ajbmeb-1726	245	1	proceeding	proceed	VERB
ajbmeb-1726	245	2	kuala	kuala	PROPN
ajbmeb-1726	245	3	lumpur	lumpur	PROPN
ajbmeb-1726	245	4	international	international	PROPN
ajbmeb-1726	245	5	business	business	NOUN
ajbmeb-1726	245	6	,	,	PUNCT
ajbmeb-1726	245	7	economics	economic	NOUN
ajbmeb-1726	245	8	and	and	CCONJ
ajbmeb-1726	245	9	law	law	NOUN
ajbmeb-1726	245	10	conference	conference	NOUN
ajbmeb-1726	245	11	7	7	NUM
ajbmeb-1726	245	12	,	,	PUNCT
ajbmeb-1726	245	13	vol	vol	NOUN
ajbmeb-1726	245	14	.	.	NOUN
ajbmeb-1726	245	15	1	1	NUM
ajbmeb-1726	245	16	,	,	PUNCT
ajbmeb-1726	245	17	august	august	PROPN
ajbmeb-1726	245	18	15–16	15–16	NUM
ajbmeb-1726	245	19	,	,	PUNCT
ajbmeb-1726	245	20	2015	2015	NUM
ajbmeb-1726	245	21	:	:	PUNCT
ajbmeb-1726	245	22	122	122	NUM
ajbmeb-1726	245	23	.	.	PUNCT
ajbmeb-1726	246	1	isbn	isbn	PROPN
ajbmeb-1726	246	2	978	978	NUM
ajbmeb-1726	246	3	-	-	SYM
ajbmeb-1726	246	4	967	967	NUM
ajbmeb-1726	246	5	-	-	PUNCT
ajbmeb-1726	246	6	11350	11350	NUM
ajbmeb-1726	246	7	-	-	PUNCT
ajbmeb-1726	246	8	6	6	NUM
ajbmeb-1726	246	9	-	-	SYM
ajbmeb-1726	246	10	8	8	NUM
ajbmeb-1726	246	11	.	.	PUNCT
ajbmeb-1726	246	12	retrieved	retrieve	VERB
ajbmeb-1726	246	13	22	22	NUM
ajbmeb-1726	246	14	september	september	PROPN
ajbmeb-1726	246	15	2017	2017	NUM
ajbmeb-1726	246	16	.	.	PUNCT
ajbmeb-1726	247	1	25	25	NUM
ajbmeb-1726	247	2	.	.	PUNCT
ajbmeb-1726	248	1	usmani	usmani	PROPN
ajbmeb-1726	248	2	,	,	PUNCT
ajbmeb-1726	248	3	introduction	introduction	NOUN
ajbmeb-1726	248	4	to	to	ADP
ajbmeb-1726	248	5	islamic	islamic	ADJ
ajbmeb-1726	248	6	finance	finance	NOUN
ajbmeb-1726	248	7	,	,	PUNCT
ajbmeb-1726	248	8	1998	1998	NUM
ajbmeb-1726	248	9	:	:	PUNCT
ajbmeb-1726	249	1	p.73	p.73	PROPN
ajbmeb-1726	249	2	26	26	NUM
ajbmeb-1726	249	3	.	.	PUNCT
ajbmeb-1726	250	1	haltom	haltom	PROPN
ajbmeb-1726	250	2	,	,	PUNCT
ajbmeb-1726	250	3	renee	renee	PROPN
ajbmeb-1726	250	4	.	.	PUNCT
ajbmeb-1726	251	1	"	"	PUNCT
ajbmeb-1726	251	2	econ	econ	PROPN
ajbmeb-1726	251	3	focus	focus	NOUN
ajbmeb-1726	251	4	.	.	PUNCT
ajbmeb-1726	252	1	islamic	islamic	ADJ
ajbmeb-1726	252	2	banking	banking	PROPN
ajbmeb-1726	252	3	,	,	PUNCT
ajbmeb-1726	252	4	american	american	ADJ
ajbmeb-1726	252	5	regulation	regulation	NOUN
ajbmeb-1726	252	6	(	(	PUNCT
ajbmeb-1726	252	7	second	second	ADJ
ajbmeb-1726	252	8	quarter	quarter	NOUN
ajbmeb-1726	252	9	2014	2014	NUM
ajbmeb-1726	252	10	)	)	PUNCT
ajbmeb-1726	252	11	"	"	PUNCT
ajbmeb-1726	252	12	.	.	PUNCT
ajbmeb-1726	253	1	federal	federal	PROPN
ajbmeb-1726	253	2	reserve	reserve	PROPN
ajbmeb-1726	253	3	bank	bank	PROPN
ajbmeb-1726	253	4	of	of	ADP
ajbmeb-1726	253	5	richmond	richmond	PROPN
ajbmeb-1726	253	6	.	.	PUNCT
ajbmeb-1726	254	1	retrieved	retrieve	VERB
ajbmeb-1726	254	2	26	26	NUM
ajbmeb-1726	254	3	august	august	PROPN
ajbmeb-1726	254	4	2015	2015	NUM
ajbmeb-1726	254	5	.	.	PUNCT
ajbmeb-1726	255	1	27	27	NUM
ajbmeb-1726	255	2	.	.	PUNCT
ajbmeb-1726	255	3	m.	m.	NOUN
ajbmeb-1726	255	4	kabir	kabir	PROPN
ajbmeb-1726	255	5	hassan	hassan	PROPN
ajbmeb-1726	255	6	.	.	PUNCT
ajbmeb-1726	256	1	"	"	PUNCT
ajbmeb-1726	256	2	the	the	DET
ajbmeb-1726	256	3	cost	cost	NOUN
ajbmeb-1726	256	4	,	,	PUNCT
ajbmeb-1726	256	5	profit	profit	NOUN
ajbmeb-1726	256	6	and	and	CCONJ
ajbmeb-1726	256	7	x	x	NOUN
ajbmeb-1726	256	8	-	-	NOUN
ajbmeb-1726	256	9	efficiency	efficiency	NOUN
ajbmeb-1726	256	10	of	of	ADP
ajbmeb-1726	256	11	islamic	islamic	ADJ
ajbmeb-1726	256	12	banks	bank	NOUN
ajbmeb-1726	256	13	,	,	PUNCT
ajbmeb-1726	256	14	"	"	PUNCT
ajbmeb-1726	256	15	12th	12th	ADJ
ajbmeb-1726	256	16	annual	annual	ADJ
ajbmeb-1726	256	17	conference	conference	NOUN
ajbmeb-1726	256	18	of	of	ADP
ajbmeb-1726	256	19	economic	economic	ADJ
ajbmeb-1726	256	20	research	research	PROPN
ajbmeb-1726	256	21	forum	forum	PROPN
ajbmeb-1726	256	22	,	,	PUNCT
ajbmeb-1726	256	23	egypt	egypt	PROPN
ajbmeb-1726	256	24	,	,	PUNCT
ajbmeb-1726	256	25	19–21	19–21	PROPN
ajbmeb-1726	256	26	december	december	PROPN
ajbmeb-1726	256	27	2005	2005	NUM
ajbmeb-1726	256	28	.	.	PUNCT
ajbmeb-1726	257	1	28	28	NUM
ajbmeb-1726	257	2	.	.	PUNCT
ajbmeb-1726	258	1	iqbal	iqbal	PROPN
ajbmeb-1726	258	2	,	,	PUNCT
ajbmeb-1726	258	3	munawar	munawar	PROPN
ajbmeb-1726	258	4	,	,	PUNCT
ajbmeb-1726	258	5	and	and	CCONJ
ajbmeb-1726	258	6	philip	philip	PROPN
ajbmeb-1726	258	7	molyneux	molyneux	PROPN
ajbmeb-1726	258	8	.	.	PUNCT
ajbmeb-1726	259	1	2005	2005	NUM
ajbmeb-1726	259	2	.	.	PUNCT
ajbmeb-1726	260	1	thirty	thirty	NUM
ajbmeb-1726	260	2	years	year	NOUN
ajbmeb-1726	260	3	of	of	ADP
ajbmeb-1726	260	4	islamic	islamic	ADJ
ajbmeb-1726	260	5	banking	banking	NOUN
ajbmeb-1726	260	6	:	:	PUNCT
ajbmeb-1726	260	7	history	history	NOUN
ajbmeb-1726	260	8	,	,	PUNCT
ajbmeb-1726	260	9	performance	performance	NOUN
ajbmeb-1726	260	10	and	and	CCONJ
ajbmeb-1726	260	11	prospects	prospect	NOUN
ajbmeb-1726	260	12	.	.	PUNCT
ajbmeb-1726	261	1	new	new	PROPN
ajbmeb-1726	261	2	york	york	PROPN
ajbmeb-1726	261	3	:	:	PUNCT
ajbmeb-1726	261	4	palgrave	palgrave	PROPN
ajbmeb-1726	261	5	macmillan	macmillan	PROPN
ajbmeb-1726	261	6	.	.	PROPN
ajbmeb-1726	262	1	29	29	NUM
ajbmeb-1726	262	2	.	.	PUNCT
ajbmeb-1726	263	1	kuran	kuran	PROPN
ajbmeb-1726	263	2	,	,	PUNCT
ajbmeb-1726	263	3	timur	timur	PROPN
ajbmeb-1726	263	4	.	.	PUNCT
ajbmeb-1726	263	5	2004	2004	NUM
ajbmeb-1726	263	6	.	.	PUNCT
ajbmeb-1726	264	1	islam	islam	PROPN
ajbmeb-1726	264	2	and	and	CCONJ
ajbmeb-1726	264	3	mammon	mammon	PROPN
ajbmeb-1726	264	4	:	:	PUNCT
ajbmeb-1726	264	5	the	the	DET
ajbmeb-1726	264	6	economic	economic	ADJ
ajbmeb-1726	264	7	predicaments	predicament	NOUN
ajbmeb-1726	264	8	of	of	ADP
ajbmeb-1726	264	9	islamism	islamism	PROPN
ajbmeb-1726	264	10	.	.	PUNCT
ajbmeb-1726	265	1	princeton	princeton	PROPN
ajbmeb-1726	265	2	,	,	PUNCT
ajbmeb-1726	265	3	nj	nj	PROPN
ajbmeb-1726	265	4	;	;	PUNCT
ajbmeb-1726	265	5	princeton	princeton	PROPN
ajbmeb-1726	265	6	university	university	PROPN
ajbmeb-1726	265	7	press	press	PROPN
ajbmeb-1726	265	8	30	30	NUM
ajbmeb-1726	265	9	.	.	PUNCT
ajbmeb-1726	266	1	lewis	lewis	PROPN
ajbmeb-1726	266	2	,	,	PUNCT
ajbmeb-1726	266	3	m.k	m.k	PROPN
ajbmeb-1726	266	4	.	.	PROPN
ajbmeb-1726	266	5	and	and	CCONJ
ajbmeb-1726	266	6	l.m	l.m	PROPN
ajbmeb-1726	266	7	.	.	PROPN
ajbmeb-1726	266	8	al	al	PROPN
ajbmeb-1726	266	9	-	-	PUNCT
ajbmeb-1726	266	10	gaud	gaud	PROPN
ajbmeb-1726	266	11	2001	2001	NUM
ajbmeb-1726	266	12	.	.	PUNCT
ajbmeb-1726	267	1	islamic	islamic	ADJ
ajbmeb-1726	267	2	banking	banking	PROPN
ajbmeb-1726	267	3	.	.	PUNCT
ajbmeb-1726	268	1	cheltenham	cheltenham	PROPN
ajbmeb-1726	268	2	,	,	PUNCT
ajbmeb-1726	268	3	uk	uk	PROPN
ajbmeb-1726	268	4	and	and	CCONJ
ajbmeb-1726	268	5	northampton	northampton	PROPN
ajbmeb-1726	268	6	,	,	PUNCT
ajbmeb-1726	268	7	ma	ma	PROPN
ajbmeb-1726	268	8	,	,	PUNCT
ajbmeb-1726	268	9	usa	usa	PROPN
ajbmeb-1726	268	10	:	:	PUNCT
ajbmeb-1726	268	11	edward	edward	PROPN
ajbmeb-1726	268	12	elgar	elgar	PROPN
ajbmeb-1726	268	13	31	31	NUM
ajbmeb-1726	268	14	.	.	PUNCT
ajbmeb-1726	269	1	yousef	yousef	PROPN
ajbmeb-1726	269	2	,	,	PUNCT
ajbmeb-1726	269	3	t.m	t.m	PROPN
ajbmeb-1726	269	4	.	.	PROPN
ajbmeb-1726	269	5	2004	2004	NUM
ajbmeb-1726	269	6	.	.	PUNCT
ajbmeb-1726	270	1	the	the	DET
ajbmeb-1726	270	2	murabaha	murabaha	NOUN
ajbmeb-1726	270	3	syndrome	syndrome	NOUN
ajbmeb-1726	270	4	in	in	ADP
ajbmeb-1726	270	5	islamic	islamic	ADJ
ajbmeb-1726	270	6	finance	finance	NOUN
ajbmeb-1726	270	7	:	:	PUNCT
ajbmeb-1726	270	8	laws	law	NOUN
ajbmeb-1726	270	9	,	,	PUNCT
ajbmeb-1726	270	10	institutions	institution	NOUN
ajbmeb-1726	270	11	and	and	CCONJ
ajbmeb-1726	270	12	policies	policy	NOUN
ajbmeb-1726	270	13	.	.	PUNCT
ajbmeb-1726	271	1	in	in	ADP
ajbmeb-1726	271	2	politics	politic	NOUN
ajbmeb-1726	271	3	of	of	ADP
ajbmeb-1726	271	4	islamic	islamic	PROPN
ajbmeb-1726	271	5	finance	finance	PROPN
ajbmeb-1726	271	6	,	,	PUNCT
ajbmeb-1726	271	7	ed	ed	NOUN
ajbmeb-1726	271	8	.	.	PUNCT
ajbmeb-1726	271	9	c.m	c.m	PROPN
ajbmeb-1726	271	10	.	.	PUNCT
ajbmeb-1726	272	1	henry	henry	PROPN
ajbmeb-1726	272	2	and	and	CCONJ
ajbmeb-1726	272	3	rodney	rodney	PROPN
ajbmeb-1726	272	4	wilson	wilson	PROPN
ajbmeb-1726	272	5	.	.	PUNCT
ajbmeb-1726	273	1	edinburgh	edinburgh	PROPN
ajbmeb-1726	273	2	:	:	PUNCT
ajbmeb-1726	273	3	edinburgh	edinburgh	PROPN
ajbmeb-1726	273	4	university	university	PROPN
ajbmeb-1726	273	5	press	press	PROPN
ajbmeb-1726	273	6	32	32	NUM
ajbmeb-1726	273	7	.	.	PUNCT
ajbmeb-1726	274	1	"	"	PUNCT
ajbmeb-1726	274	2	government	government	NOUN
ajbmeb-1726	274	3	of	of	ADP
ajbmeb-1726	274	4	pakistan	pakistan	PROPN
ajbmeb-1726	274	5	:	:	PUNCT
ajbmeb-1726	274	6	securities	security	NOUN
ajbmeb-1726	274	7	and	and	CCONJ
ajbmeb-1726	274	8	exchange	exchange	PROPN
ajbmeb-1726	274	9	commission	commission	PROPN
ajbmeb-1726	274	10	of	of	ADP
ajbmeb-1726	274	11	pakistan	pakistan	PROPN
ajbmeb-1726	274	12	"	"	PUNCT
ajbmeb-1726	274	13	(	(	PUNCT
ajbmeb-1726	274	14	pdf	pdf	NOUN
ajbmeb-1726	274	15	)	)	PUNCT
ajbmeb-1726	274	16	.	.	PUNCT
ajbmeb-1726	275	1	archived	archive	VERB
ajbmeb-1726	275	2	from	from	ADP
ajbmeb-1726	275	3	the	the	DET
ajbmeb-1726	275	4	original	original	ADJ
ajbmeb-1726	275	5	(	(	PUNCT
ajbmeb-1726	275	6	pdf	pdf	NOUN
ajbmeb-1726	275	7	)	)	PUNCT
ajbmeb-1726	275	8	on	on	ADP
ajbmeb-1726	275	9	2006	2006	NUM
ajbmeb-1726	275	10	-	-	SYM
ajbmeb-1726	275	11	10	10	NUM
ajbmeb-1726	275	12	-	-	PUNCT
ajbmeb-1726	275	13	02	02	NUM
ajbmeb-1726	275	14	.	.	PUNCT
ajbmeb-1726	276	1	retrieved	retrieve	VERB
ajbmeb-1726	276	2	2006	2006	NUM
ajbmeb-1726	276	3	-	-	SYM
ajbmeb-1726	276	4	10	10	NUM
ajbmeb-1726	276	5	-	-	SYM
ajbmeb-1726	276	6	10	10	NUM
ajbmeb-1726	276	7	.	.	PUNCT
ajbmeb-1726	277	1	33	33	NUM
ajbmeb-1726	277	2	.	.	PUNCT
ajbmeb-1726	278	1	"	"	PUNCT
ajbmeb-1726	278	2	make	make	VERB
ajbmeb-1726	278	3	purchases	purchase	NOUN
ajbmeb-1726	278	4	with	with	ADP
ajbmeb-1726	278	5	cost	cost	NOUN
ajbmeb-1726	278	6	plus	plus	CCONJ
ajbmeb-1726	278	7	profit	profit	NOUN
ajbmeb-1726	278	8	(	(	PUNCT
ajbmeb-1726	278	9	murabaha	murabaha	NOUN
ajbmeb-1726	278	10	)	)	PUNCT
ajbmeb-1726	278	11	contracts	contract	NOUN
ajbmeb-1726	278	12	"	"	PUNCT
ajbmeb-1726	278	13	.	.	PUNCT
ajbmeb-1726	279	1	dummies.com	dummies.com	X
ajbmeb-1726	279	2	.	.	PROPN
ajbmeb-1726	279	3	retrieved	retrieve	VERB
ajbmeb-1726	279	4	21	21	NUM
ajbmeb-1726	279	5	september	september	PROPN
ajbmeb-1726	279	6	2016	2016	NUM
ajbmeb-1726	279	7	.	.	PUNCT
ajbmeb-1726	280	1	34	34	NUM
ajbmeb-1726	280	2	.	.	PUNCT
ajbmeb-1726	281	1	"	"	PUNCT
ajbmeb-1726	281	2	trade	trade	NOUN
ajbmeb-1726	281	3	-	-	PUNCT
ajbmeb-1726	281	4	based	base	VERB
ajbmeb-1726	281	5	financing	financing	NOUN
ajbmeb-1726	281	6	murabaha	murabaha	NOUN
ajbmeb-1726	281	7	(	(	PUNCT
ajbmeb-1726	281	8	cost	cost	NOUN
ajbmeb-1726	281	9	-	-	PUNCT
ajbmeb-1726	281	10	plus	plus	CCONJ
ajbmeb-1726	281	11	sale	sale	NOUN
ajbmeb-1726	281	12	)	)	PUNCT
ajbmeb-1726	281	13	"	"	PUNCT
ajbmeb-1726	281	14	(	(	PUNCT
ajbmeb-1726	281	15	pdf	pdf	NOUN
ajbmeb-1726	281	16	)	)	PUNCT
ajbmeb-1726	281	17	.	.	PUNCT
ajbmeb-1726	282	1	retrieved	retrieve	VERB
ajbmeb-1726	282	2	15	15	NUM
ajbmeb-1726	282	3	august	august	PROPN
ajbmeb-1726	282	4	2017	2017	NUM
ajbmeb-1726	282	5	.	.	PUNCT
ajbmeb-1726	283	1	35	35	NUM
ajbmeb-1726	283	2	.	.	PUNCT
ajbmeb-1726	284	1	el	el	PROPN
ajbmeb-1726	284	2	-	-	PROPN
ajbmeb-1726	284	3	gamal	gamal	PROPN
ajbmeb-1726	284	4	,	,	PUNCT
ajbmeb-1726	284	5	islamic	islamic	ADJ
ajbmeb-1726	284	6	finance	finance	NOUN
ajbmeb-1726	284	7	,	,	PUNCT
ajbmeb-1726	284	8	2006	2006	NUM
ajbmeb-1726	284	9	:	:	PUNCT
ajbmeb-1726	284	10	p.18	p.18	PROPN
ajbmeb-1726	284	11	36	36	NUM
ajbmeb-1726	284	12	.	.	PUNCT
ajbmeb-1726	284	13	isa	isa	PROPN
ajbmeb-1726	284	14	,	,	PUNCT
ajbmeb-1726	284	15	azrina	azrina	NOUN
ajbmeb-1726	284	16	mohd	mohd	PROPN
ajbmeb-1726	284	17	.	.	PUNCT
ajbmeb-1726	285	1	"	"	PUNCT
ajbmeb-1726	285	2	islamic	islamic	ADJ
ajbmeb-1726	285	3	finance	finance	NOUN
ajbmeb-1726	285	4	contracts	contract	NOUN
ajbmeb-1726	285	5	&	&	CCONJ
ajbmeb-1726	285	6	products	product	NOUN
ajbmeb-1726	285	7	"	"	PUNCT
ajbmeb-1726	285	8	.	.	PUNCT
ajbmeb-1726	286	1	skrine	skrine	PROPN
ajbmeb-1726	286	2	.	.	PUNCT
ajbmeb-1726	287	1	retrieved	retrieve	VERB
ajbmeb-1726	287	2	16	16	NUM
ajbmeb-1726	287	3	august	august	PROPN
ajbmeb-1726	287	4	2017	2017	NUM
ajbmeb-1726	287	5	.	.	PUNCT
ajbmeb-1726	288	1	37	37	NUM
ajbmeb-1726	288	2	.	.	PUNCT
ajbmeb-1726	289	1	raza	raza	PROPN
ajbmeb-1726	289	2	,	,	PUNCT
ajbmeb-1726	289	3	muhammad	muhammad	PROPN
ajbmeb-1726	289	4	tayyab	tayyab	PROPN
ajbmeb-1726	289	5	.	.	PUNCT
ajbmeb-1726	290	1	"	"	PUNCT
ajbmeb-1726	290	2	murabahah	murabahah	PROPN
ajbmeb-1726	290	3	finance	finance	NOUN
ajbmeb-1726	290	4	"	"	PUNCT
ajbmeb-1726	290	5	.	.	PUNCT
ajbmeb-1726	291	1	islamic	islamic	ADJ
ajbmeb-1726	291	2	banking	banking	NOUN
ajbmeb-1726	291	3	abn	abn	NOUN
ajbmeb-1726	291	4	amro	amro	NOUN
ajbmeb-1726	291	5	(	(	PUNCT
ajbmeb-1726	291	6	pakistan	pakistan	PROPN
ajbmeb-1726	291	7	)	)	PUNCT
ajbmeb-1726	291	8	limited	limited	ADJ
ajbmeb-1726	291	9	.	.	PUNCT
ajbmeb-1726	291	10	retrieved	retrieve	VERB
ajbmeb-1726	291	11	21	21	NUM
ajbmeb-1726	291	12	september	september	PROPN
ajbmeb-1726	291	13	2017	2017	NUM
ajbmeb-1726	291	14	.	.	PUNCT
ajbmeb-1726	292	1	38	38	NUM
ajbmeb-1726	292	2	.	.	PUNCT
ajbmeb-1726	293	1	"	"	PUNCT
ajbmeb-1726	293	2	glossary	glossary	NOUN
ajbmeb-1726	293	3	of	of	ADP
ajbmeb-1726	293	4	financial	financial	ADJ
ajbmeb-1726	293	5	terms	term	NOUN
ajbmeb-1726	293	6	b	b	X
ajbmeb-1726	293	7	"	"	PUNCT
ajbmeb-1726	293	8	.	.	PUNCT
ajbmeb-1726	294	1	institute	institute	PROPN
ajbmeb-1726	294	2	of	of	ADP
ajbmeb-1726	294	3	islamic	islamic	PROPN
ajbmeb-1726	294	4	banking	banking	NOUN
ajbmeb-1726	294	5	and	and	CCONJ
ajbmeb-1726	294	6	insurance	insurance	NOUN
ajbmeb-1726	294	7	.	.	PUNCT
ajbmeb-1726	295	1	archived	archive	VERB
ajbmeb-1726	295	2	from	from	ADP
ajbmeb-1726	295	3	the	the	DET
ajbmeb-1726	295	4	original	original	NOUN
ajbmeb-1726	295	5	on	on	ADP
ajbmeb-1726	295	6	29	29	NUM
ajbmeb-1726	295	7	august	august	PROPN
ajbmeb-1726	295	8	2015	2015	NUM
ajbmeb-1726	295	9	.	.	PUNCT
ajbmeb-1726	296	1	retrieved	retrieve	VERB
ajbmeb-1726	296	2	21	21	NUM
ajbmeb-1726	296	3	september	september	PROPN
ajbmeb-1726	296	4	2016	2016	NUM
ajbmeb-1726	296	5	.	.	PUNCT
ajbmeb-1726	297	1	39	39	NUM
ajbmeb-1726	297	2	.	.	PUNCT
ajbmeb-1726	298	1	dusuki	dusuki	NOUN
ajbmeb-1726	298	2	,	,	PUNCT
ajbmeb-1726	298	3	asyraf	asyraf	VERB
ajbmeb-1726	298	4	wajdi	wajdi	NOUN
ajbmeb-1726	298	5	(	(	PUNCT
ajbmeb-1726	298	6	c.	c.	NOUN
ajbmeb-1726	298	7	2007	2007	NUM
ajbmeb-1726	298	8	)	)	PUNCT
ajbmeb-1726	298	9	.	.	PUNCT
ajbmeb-1726	299	1	"	"	PUNCT
ajbmeb-1726	299	2	commodity	commodity	NOUN
ajbmeb-1726	299	3	murabahah	murabahah	NOUN
ajbmeb-1726	299	4	programme	programme	PROPN
ajbmeb-1726	299	5	(	(	PUNCT
ajbmeb-1726	299	6	cmp	cmp	NOUN
ajbmeb-1726	299	7	):	):	PUNCT
ajbmeb-1726	299	8	an	an	DET
ajbmeb-1726	299	9	innovative	innovative	ADJ
ajbmeb-1726	299	10	approach	approach	NOUN
ajbmeb-1726	299	11	to	to	ADP
ajbmeb-1726	299	12	liquidity	liquidity	NOUN
ajbmeb-1726	299	13	management	management	NOUN
ajbmeb-1726	299	14	"	"	PUNCT
ajbmeb-1726	299	15	.	.	PUNCT
ajbmeb-1726	300	1	journal	journal	PROPN
ajbmeb-1726	300	2	of	of	ADP
ajbmeb-1726	300	3	islamic	islamic	ADJ
ajbmeb-1726	300	4	economics	economic	NOUN
ajbmeb-1726	300	5	,	,	PUNCT
ajbmeb-1726	300	6	banking	banking	NOUN
ajbmeb-1726	300	7	and	and	CCONJ
ajbmeb-1726	300	8	finance	finance	NOUN
ajbmeb-1726	300	9	:	:	PUNCT
ajbmeb-1726	300	10	12	12	NUM
ajbmeb-1726	300	11	.	.	PUNCT
ajbmeb-1726	301	1	http://www.arabianbusiness.com/misused-murabaha-hurts-industry-122008.html	http://www.arabianbusiness.com/misused-murabaha-hurts-industry-122008.html	PROPN
ajbmeb-1726	301	2	http://hazariba.com/murabaha_financing_vs_lending_on_interest.pdf	http://hazariba.com/murabaha_financing_vs_lending_on_interest.pdf	PROPN
ajbmeb-1726	302	1	https://foundationsforislamiceconomics.wordpress.com/2015/03/11/murabaha-halal-or-haram/	https://foundationsforislamiceconomics.wordpress.com/2015/03/11/murabaha-halal-or-haram/	X
ajbmeb-1726	302	2	http://www.khalidzaheer.com/qa/109	http://www.khalidzaheer.com/qa/109	PROPN
ajbmeb-1726	302	3	https://en.wikipedia.org/wiki/murabaha#mtuhji1999	https://en.wikipedia.org/wiki/murabaha#mtuhji1999	ADJ
ajbmeb-1726	302	4	https://quran.com/2:275	https://quran.com/2:275	PROPN
ajbmeb-1726	302	5	https://en.wikipedia.org/wiki/murabaha#mofri6h2009	https://en.wikipedia.org/wiki/murabaha#mofri6h2009	NOUN
ajbmeb-1726	302	6	http://www.arabnews.com/node/349438	http://www.arabnews.com/node/349438	ADJ
ajbmeb-1726	302	7	http://klibel.com/wp-content/uploads/2015/08/klibel7_acc__33-formatted.pdf	http://klibel.com/wp-content/uploads/2015/08/klibel7_acc__33-formatted.pdf	X
ajbmeb-1726	302	8	http://klibel.com/wp-content/uploads/2015/08/klibel7_acc__33-formatted.pdf	http://klibel.com/wp-content/uploads/2015/08/klibel7_acc__33-formatted.pdf	X
ajbmeb-1726	302	9	https://en.wikipedia.org/wiki/isbn_(identifier	https://en.wikipedia.org/wiki/isbn_(identifier	ADV
ajbmeb-1726	302	10	)	)	PUNCT
ajbmeb-1726	302	11	https://en.wikipedia.org/wiki/special:booksources/978-967-11350-6-8	https://en.wikipedia.org/wiki/special:booksources/978-967-11350-6-8	VERB
ajbmeb-1726	302	12	https://en.wikipedia.org/wiki/murabaha#iiftu1998	https://en.wikipedia.org/wiki/murabaha#iiftu1998	PROPN
ajbmeb-1726	303	1	https://www.richmondfed.org/publications/research/econ_focus/2014/q2/feature1	https://www.richmondfed.org/publications/research/econ_focus/2014/q2/feature1	PROPN
ajbmeb-1726	303	2	https://www.richmondfed.org/publications/research/econ_focus/2014/q2/feature1	https://www.richmondfed.org/publications/research/econ_focus/2014/q2/feature1	PROPN
ajbmeb-1726	303	3	https://web.archive.org/web/20061002085451/http:/www.secp.gov.pk/notification/pdf/sro_865_ifas_murabaha.pdf	https://web.archive.org/web/20061002085451/http:/www.secp.gov.pk/notification/pdf/sro_865_ifas_murabaha.pdf	PROPN
ajbmeb-1726	303	4	http://www.secp.gov.pk/notification/pdf/sro_865_ifas_murabaha.pdf	http://www.secp.gov.pk/notification/pdf/sro_865_ifas_murabaha.pdf	SYM
ajbmeb-1726	303	5	http://www.dummies.com/personal-finance/islamic-finance/make-purchases-with-cost-plus-profit-murabaha-contracts/	http://www.dummies.com/personal-finance/islamic-finance/make-purchases-with-cost-plus-profit-murabaha-contracts/	ADJ
ajbmeb-1726	303	6	http://www.dummies.com/personal-finance/islamic-finance/make-purchases-with-cost-plus-profit-murabaha-contracts/	http://www.dummies.com/personal-finance/islamic-finance/make-purchases-with-cost-plus-profit-murabaha-contracts/	NOUN
ajbmeb-1726	303	7	http://staff.uob.edu.bh/files/620922311_files/murabaha.pdf	http://staff.uob.edu.bh/files/620922311_files/murabaha.pdf	PROPN
ajbmeb-1726	303	8	https://en.wikipedia.org/wiki/murabaha#megiflep2006	https://en.wikipedia.org/wiki/murabaha#megiflep2006	NOUN
ajbmeb-1726	303	9	http://www.skrine.com/islamic-finance-contracts-a-products	http://www.skrine.com/islamic-finance-contracts-a-product	VERB
ajbmeb-1726	303	10	http://alhudacibe.com/	http://alhudacibe.com/	PROPN
ajbmeb-1726	303	11	https://web.archive.org/web/20150829025808/http:/www.islamic-banking.com/glossary_b.aspx	https://web.archive.org/web/20150829025808/http:/www.islamic-banking.com/glossary_b.aspx	X
ajbmeb-1726	303	12	http://www.islamic-banking.com/glossary_b.aspx	http://www.islamic-banking.com/glossary_b.aspx	NUM
ajbmeb-1726	303	13	american	american	ADJ
ajbmeb-1726	303	14	journal	journal	PROPN
ajbmeb-1726	303	15	of	of	ADP
ajbmeb-1726	303	16	business	business	NOUN
ajbmeb-1726	303	17	management	management	NOUN
ajbmeb-1726	303	18	,	,	PUNCT
ajbmeb-1726	303	19	economics	economic	NOUN
ajbmeb-1726	303	20	and	and	CCONJ
ajbmeb-1726	303	21	banking	banking	NOUN
ajbmeb-1726	303	22	volume	volume	NOUN
ajbmeb-1726	303	23	19	19	NUM
ajbmeb-1726	303	24	december	december	PROPN
ajbmeb-1726	303	25	,	,	PUNCT
ajbmeb-1726	303	26	2023	2023	NUM
ajbmeb-1726	303	27	p	p	NOUN
ajbmeb-1726	303	28	a	a	DET
ajbmeb-1726	303	29	g	g	NOUN
ajbmeb-1726	303	30	e	e	NOUN
ajbmeb-1726	304	1	|	|	ADV
ajbmeb-1726	304	2	152	152	NUM
ajbmeb-1726	304	3	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-1726	304	4	40	40	NUM
ajbmeb-1726	304	5	.	.	PUNCT
ajbmeb-1726	305	1	khan	khan	PROPN
ajbmeb-1726	305	2	,	,	PUNCT
ajbmeb-1726	305	3	islamic	islamic	ADJ
ajbmeb-1726	305	4	banking	banking	NOUN
ajbmeb-1726	305	5	in	in	ADP
ajbmeb-1726	305	6	pakistan	pakistan	PROPN
ajbmeb-1726	305	7	,	,	PUNCT
ajbmeb-1726	305	8	2015	2015	NUM
ajbmeb-1726	305	9	:	:	PUNCT
ajbmeb-1726	305	10	p.93	p.93	DET
ajbmeb-1726	305	11	41	41	NUM
ajbmeb-1726	305	12	.	.	PUNCT
ajbmeb-1726	306	1	bakir	bakir	PROPN
ajbmeb-1726	306	2	,	,	PUNCT
ajbmeb-1726	306	3	mohammad	mohammad	PROPN
ajbmeb-1726	306	4	majd	majd	PROPN
ajbmeb-1726	306	5	(	(	PUNCT
ajbmeb-1726	306	6	11	11	NUM
ajbmeb-1726	306	7	january	january	PROPN
ajbmeb-1726	306	8	2014	2014	NUM
ajbmeb-1726	306	9	)	)	PUNCT
ajbmeb-1726	306	10	.	.	PUNCT
ajbmeb-1726	307	1	"	"	PUNCT
ajbmeb-1726	307	2	islamic	islamic	ADJ
ajbmeb-1726	307	3	finance	finance	NOUN
ajbmeb-1726	307	4	|	|	ADV
ajbmeb-1726	307	5	what	what	PRON
ajbmeb-1726	307	6	is	be	AUX
ajbmeb-1726	307	7	the	the	DET
ajbmeb-1726	307	8	difference	difference	NOUN
ajbmeb-1726	307	9	between	between	ADP
ajbmeb-1726	307	10	bay	bay	PROPN
ajbmeb-1726	307	11	'	'	PUNCT
ajbmeb-1726	307	12	al	al	PROPN
ajbmeb-1726	307	13	-	-	PUNCT
ajbmeb-1726	307	14	tawarruq	tawarruq	PROPN
ajbmeb-1726	307	15	and	and	CCONJ
ajbmeb-1726	307	16	bay	bay	PROPN
ajbmeb-1726	307	17	'	'	PUNCT
ajbmeb-1726	307	18	al	al	PROPN
ajbmeb-1726	307	19	-	-	PUNCT
ajbmeb-1726	307	20	inah	inah	PROPN
ajbmeb-1726	307	21	?	?	PUNCT
ajbmeb-1726	307	22	"	"	PUNCT
ajbmeb-1726	307	23	.	.	PUNCT
ajbmeb-1726	308	1	investment-and-finance.net	investment-and-finance.net	PROPN
ajbmeb-1726	308	2	.	.	PROPN
ajbmeb-1726	308	3	retrieved	retrieve	VERB
ajbmeb-1726	308	4	2017	2017	NUM
ajbmeb-1726	308	5	-	-	SYM
ajbmeb-1726	308	6	08	08	NUM
ajbmeb-1726	308	7	-	-	SYM
ajbmeb-1726	308	8	16	16	NUM
ajbmeb-1726	308	9	.	.	PUNCT
ajbmeb-1726	309	1	42	42	NUM
ajbmeb-1726	309	2	.	.	PUNCT
ajbmeb-1726	310	1	"	"	PUNCT
ajbmeb-1726	310	2	what	what	PRON
ajbmeb-1726	310	3	is	be	AUX
ajbmeb-1726	310	4	the	the	DET
ajbmeb-1726	310	5	difference	difference	NOUN
ajbmeb-1726	310	6	bay	bay	NOUN
ajbmeb-1726	310	7	'	'	PUNCT
ajbmeb-1726	310	8	al	al	PROPN
ajbmeb-1726	310	9	-	-	PUNCT
ajbmeb-1726	310	10	tawarruq	tawarruq	PROPN
ajbmeb-1726	310	11	and	and	CCONJ
ajbmeb-1726	310	12	bay	bay	PROPN
ajbmeb-1726	310	13	'	'	PUNCT
ajbmeb-1726	310	14	al	al	PROPN
ajbmeb-1726	310	15	-	-	PUNCT
ajbmeb-1726	310	16	inah	inah	PROPN
ajbmeb-1726	310	17	?	?	PUNCT
ajbmeb-1726	310	18	"	"	PUNCT
ajbmeb-1726	310	19	.	.	PUNCT
ajbmeb-1726	311	1	investment	investment	NOUN
ajbmeb-1726	311	2	and	and	CCONJ
ajbmeb-1726	311	3	finance	finance	NOUN
ajbmeb-1726	311	4	.	.	PUNCT
ajbmeb-1726	312	1	jan	jan	PROPN
ajbmeb-1726	312	2	11	11	NUM
ajbmeb-1726	312	3	,	,	PUNCT
ajbmeb-1726	312	4	2014	2014	NUM
ajbmeb-1726	312	5	.	.	PUNCT
ajbmeb-1726	313	1	retrieved	retrieve	VERB
ajbmeb-1726	313	2	9	9	NUM
ajbmeb-1726	313	3	july	july	PROPN
ajbmeb-1726	313	4	2016	2016	NUM
ajbmeb-1726	313	5	.	.	PUNCT
ajbmeb-1726	314	1	43	43	NUM
ajbmeb-1726	314	2	.	.	PUNCT
ajbmeb-1726	315	1	"	"	PUNCT
ajbmeb-1726	315	2	fiqh	fiqh	NOUN
ajbmeb-1726	315	3	muamalat	muamalat	NOUN
ajbmeb-1726	315	4	.	.	PUNCT
ajbmeb-1726	316	1	bay	bay	PROPN
ajbmeb-1726	316	2	'	'	PUNCT
ajbmeb-1726	316	3	al	al	PROPN
ajbmeb-1726	316	4	-	-	PUNCT
ajbmeb-1726	316	5	tawarruq	tawarruq	PROPN
ajbmeb-1726	316	6	"	"	PUNCT
ajbmeb-1726	316	7	.	.	PUNCT
ajbmeb-1726	317	1	scribd.com	scribd.com	X
ajbmeb-1726	317	2	.	.	PUNCT
ajbmeb-1726	318	1	universiti	universiti	PROPN
ajbmeb-1726	318	2	teknologi	teknologi	PROPN
ajbmeb-1726	318	3	mara	mara	PROPN
ajbmeb-1726	318	4	.	.	PROPN
ajbmeb-1726	318	5	retrieved	retrieve	VERB
ajbmeb-1726	318	6	21	21	NUM
ajbmeb-1726	318	7	september	september	PROPN
ajbmeb-1726	318	8	2016	2016	NUM
ajbmeb-1726	318	9	.	.	PUNCT
ajbmeb-1726	319	1	44	44	NUM
ajbmeb-1726	319	2	.	.	PUNCT
ajbmeb-1726	320	1	"	"	PUNCT
ajbmeb-1726	320	2	definition	definition	NOUN
ajbmeb-1726	320	3	of	of	ADP
ajbmeb-1726	320	4	tawarruq	tawarruq	PROPN
ajbmeb-1726	320	5	ft.com/lexicon	ft.com/lexicon	PROPN
ajbmeb-1726	320	6	"	"	PUNCT
ajbmeb-1726	320	7	.	.	PUNCT
ajbmeb-1726	321	1	financial	financial	ADJ
ajbmeb-1726	321	2	times	time	NOUN
ajbmeb-1726	321	3	.	.	PUNCT
ajbmeb-1726	322	1	archived	archive	VERB
ajbmeb-1726	322	2	from	from	ADP
ajbmeb-1726	322	3	the	the	DET
ajbmeb-1726	322	4	original	original	NOUN
ajbmeb-1726	322	5	on	on	ADP
ajbmeb-1726	322	6	11	11	NUM
ajbmeb-1726	322	7	september	september	PROPN
ajbmeb-1726	322	8	2015	2015	NUM
ajbmeb-1726	322	9	.	.	PUNCT
ajbmeb-1726	323	1	retrieved	retrieve	VERB
ajbmeb-1726	323	2	9	9	NUM
ajbmeb-1726	323	3	august	august	PROPN
ajbmeb-1726	323	4	2015	2015	NUM
ajbmeb-1726	323	5	.	.	PUNCT
ajbmeb-1726	324	1	45	45	NUM
ajbmeb-1726	324	2	.	.	PUNCT
ajbmeb-1726	325	1	"	"	PUNCT
ajbmeb-1726	325	2	ibrahim	ibrahim	PROPN
ajbmeb-1726	325	3	warde	warde	PROPN
ajbmeb-1726	325	4	presentation	presentation	PROPN
ajbmeb-1726	325	5	,	,	PUNCT
ajbmeb-1726	325	6	panel	panel	NOUN
ajbmeb-1726	325	7	on	on	ADP
ajbmeb-1726	325	8	islamic	islamic	ADJ
ajbmeb-1726	325	9	finance	finance	PROPN
ajbmeb-1726	325	10	:	:	PUNCT
ajbmeb-1726	325	11	bankruptcy	bankruptcy	NOUN
ajbmeb-1726	325	12	,	,	PUNCT
ajbmeb-1726	325	13	financial	financial	ADJ
ajbmeb-1726	325	14	distress	distress	NOUN
ajbmeb-1726	325	15	and	and	CCONJ
ajbmeb-1726	325	16	debt	debt	NOUN
ajbmeb-1726	325	17	restructuring	restructuring	NOUN
ajbmeb-1726	325	18	,	,	PUNCT
ajbmeb-1726	325	19	islamic	islamic	ADJ
ajbmeb-1726	325	20	finance	finance	NOUN
ajbmeb-1726	325	21	workshop	workshop	NOUN
ajbmeb-1726	325	22	,	,	PUNCT
ajbmeb-1726	325	23	harvard	harvard	PROPN
ajbmeb-1726	325	24	law	law	PROPN
ajbmeb-1726	325	25	school	school	PROPN
ajbmeb-1726	325	26	"	"	PUNCT
ajbmeb-1726	325	27	.	.	PUNCT
ajbmeb-1726	326	1	september	september	PROPN
ajbmeb-1726	326	2	26	26	NUM
ajbmeb-1726	326	3	,	,	PUNCT
ajbmeb-1726	326	4	2011	2011	NUM
ajbmeb-1726	326	5	.	.	PUNCT
ajbmeb-1726	326	6	retrieved	retrieve	VERB
ajbmeb-1726	326	7	6	6	NUM
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ajbmeb-1726	328	1	iimm.bnm.gov.my	iimm.bnm.gov.my	PROPN
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ajbmeb-1726	332	3	http://investment-and-finance.net/islamic-finance/questions/what-is-the-difference-between-bay-al-tawarruq-and-bay-al-inah.html	http://investment-and-finance.net/islamic-finance/questions/what-is-the-difference-between-bay-al-tawarruq-and-bay-al-inah.html	PROPN
ajbmeb-1726	332	4	http://investment-and-finance.net/islamic-finance/questions/what-is-the-difference-between-bay-al-tawarruq-and-bay-al-inah.html	http://investment-and-finance.net/islamic-finance/questions/what-is-the-difference-between-bay-al-tawarruq-and-bay-al-inah.html	PROPN
ajbmeb-1726	332	5	https://www.scribd.com/doc/97553119/bay-al-tawarruq	https://www.scribd.com/doc/97553119/bay-al-tawarruq	NOUN
ajbmeb-1726	332	6	https://web.archive.org/web/20150911223058/http:/lexicon.ft.com/term?term=tawarruq	https://web.archive.org/web/20150911223058/http:/lexicon.ft.com/term?term=tawarruq	X
ajbmeb-1726	332	7	http://lexicon.ft.com/term?term=tawarruq	http://lexicon.ft.com/term?term=tawarruq	PROPN
ajbmeb-1726	332	8	http://ifpprogram.com/login/view_pdf/?file=bankruptcy_panel.pdf&type=lectures	http://ifpprogram.com/login/view_pdf/?file=bankruptcy_panel.pdf&type=lecture	VERB
ajbmeb-1726	332	9	http://ifpprogram.com/login/view_pdf/?file=bankruptcy_panel.pdf&type=lectures	http://ifpprogram.com/login/view_pdf/?file=bankruptcy_panel.pdf&type=lecture	NOUN
ajbmeb-1726	332	10	http://iimm.bnm.gov.my/view.php?id=72&dbindex=0&website_id=14&ex=1216289403&md=%c3%88%e2%80%9em%20	http://iimm.bnm.gov.my/view.php?id=72&dbindex=0&website_id=14&ex=1216289403&md=%c3%88%e2%80%9em%20	X