id	sid	tid	token	lemma	pos
ajbmeb-1954	1	1	american	american	PROPN
ajbmeb-1954	1	2	journal	journal	PROPN
ajbmeb-1954	1	3	of	of	ADP
ajbmeb-1954	1	4	business	business	NOUN
ajbmeb-1954	1	5	management	management	NOUN
ajbmeb-1954	1	6	,	,	PUNCT
ajbmeb-1954	1	7	economics	economic	NOUN
ajbmeb-1954	1	8	and	and	CCONJ
ajbmeb-1954	1	9	banking	banking	NOUN
ajbmeb-1954	1	10	issn	issn	PROPN
ajbmeb-1954	1	11	(	(	PUNCT
ajbmeb-1954	1	12	e	e	NOUN
ajbmeb-1954	1	13	):	):	PUNCT
ajbmeb-1954	1	14	2832	2832	NUM
ajbmeb-1954	1	15	-	-	SYM
ajbmeb-1954	1	16	8078	8078	NUM
ajbmeb-1954	1	17	volume	volume	NOUN
ajbmeb-1954	1	18	22	22	NUM
ajbmeb-1954	1	19	,	,	PUNCT
ajbmeb-1954	1	20	|	|	ADV
ajbmeb-1954	1	21	march	march	PROPN
ajbmeb-1954	1	22	2024	2024	NUM
ajbmeb-1954	1	23	p	p	NOUN
ajbmeb-1954	1	24	a	a	DET
ajbmeb-1954	1	25	g	g	NOUN
ajbmeb-1954	1	26	e	e	NOUN
ajbmeb-1954	1	27	|	|	ADV
ajbmeb-1954	1	28	167	167	NUM
ajbmeb-1954	1	29	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	1	30	purpose	purpose	NOUN
ajbmeb-1954	1	31	and	and	CCONJ
ajbmeb-1954	1	32	criteria	criterion	NOUN
ajbmeb-1954	1	33	of	of	ADP
ajbmeb-1954	1	34	risk	risk	NOUN
ajbmeb-1954	1	35	diversification	diversification	NOUN
ajbmeb-1954	1	36	in	in	ADP
ajbmeb-1954	1	37	commercial	commercial	ADJ
ajbmeb-1954	1	38	banks	bank	NOUN
ajbmeb-1954	1	39	bakhriddinov	bakhriddinov	VERB
ajbmeb-1954	1	40	sharofiddin	sharofiddin	PROPN
ajbmeb-1954	1	41	tashkent	tashkent	PROPN
ajbmeb-1954	1	42	financial	financial	PROPN
ajbmeb-1954	1	43	institute	institute	PROPN
ajbmeb-1954	1	44	,	,	PUNCT
ajbmeb-1954	1	45	doctor	doctor	NOUN
ajbmeb-1954	1	46	of	of	ADP
ajbmeb-1954	1	47	philosophy	philosophy	NOUN
ajbmeb-1954	1	48	in	in	ADP
ajbmeb-1954	1	49	economics	economic	NOUN
ajbmeb-1954	1	50	,	,	PUNCT
ajbmeb-1954	1	51	department	department	NOUN
ajbmeb-1954	1	52	of	of	ADP
ajbmeb-1954	1	53	bank	bank	PROPN
ajbmeb-1954	1	54	accounting	accounting	NOUN
ajbmeb-1954	1	55	and	and	CCONJ
ajbmeb-1954	1	56	auditing	auditing	NOUN
ajbmeb-1954	1	57	,	,	PUNCT
ajbmeb-1954	1	58	tashkent	tashkent	PROPN
ajbmeb-1954	1	59	,	,	PUNCT
ajbmeb-1954	1	60	uzbekistan	uzbekistan	PROPN
ajbmeb-1954	1	61	email	email	NOUN
ajbmeb-1954	1	62	:	:	PUNCT
ajbmeb-1954	1	63	bakhriddinov5599@gmail.com	bakhriddinov5599@gmail.com	X
ajbmeb-1954	2	1	orcid	orcid	NOUN
ajbmeb-1954	2	2	:	:	PUNCT
ajbmeb-1954	2	3	0000	0000	NUM
ajbmeb-1954	2	4	-	-	PUNCT
ajbmeb-1954	2	5	0001	0001	NUM
ajbmeb-1954	2	6	-	-	PUNCT
ajbmeb-1954	2	7	7899	7899	NUM
ajbmeb-1954	2	8	-	-	PUNCT
ajbmeb-1954	2	9	0217	0217	NUM
ajbmeb-1954	2	10	a	a	DET
ajbmeb-1954	2	11	b	b	PROPN
ajbmeb-1954	2	12	s	s	ADP
ajbmeb-1954	2	13	t	t	PROPN
ajbmeb-1954	2	14	r	r	NOUN
ajbmeb-1954	2	15	a	a	DET
ajbmeb-1954	2	16	c	c	NOUN
ajbmeb-1954	2	17	t	t	NOUN
ajbmeb-1954	2	18	k	k	X
ajbmeb-1954	2	19	e	e	PROPN
ajbmeb-1954	2	20	y	y	PROPN
ajbmeb-1954	2	21	w	w	NOUN
ajbmeb-1954	2	22	o	o	NOUN
ajbmeb-1954	2	23	r	r	NOUN
ajbmeb-1954	2	24	d	d	X
ajbmeb-1954	2	25	s	s	NOUN
ajbmeb-1954	2	26	in	in	ADP
ajbmeb-1954	2	27	the	the	DET
ajbmeb-1954	2	28	article	article	NOUN
ajbmeb-1954	2	29	,	,	PUNCT
ajbmeb-1954	2	30	the	the	DET
ajbmeb-1954	2	31	goals	goal	NOUN
ajbmeb-1954	2	32	and	and	CCONJ
ajbmeb-1954	2	33	tasks	task	NOUN
ajbmeb-1954	2	34	of	of	ADP
ajbmeb-1954	2	35	risk	risk	NOUN
ajbmeb-1954	2	36	diversification	diversification	NOUN
ajbmeb-1954	2	37	in	in	ADP
ajbmeb-1954	2	38	banks	bank	NOUN
ajbmeb-1954	2	39	,	,	PUNCT
ajbmeb-1954	2	40	the	the	DET
ajbmeb-1954	2	41	results	result	NOUN
ajbmeb-1954	2	42	achieved	achieve	VERB
ajbmeb-1954	2	43	by	by	ADP
ajbmeb-1954	2	44	banks	bank	NOUN
ajbmeb-1954	2	45	through	through	ADP
ajbmeb-1954	2	46	diversification	diversification	NOUN
ajbmeb-1954	2	47	,	,	PUNCT
ajbmeb-1954	2	48	as	as	ADV
ajbmeb-1954	2	49	well	well	ADV
ajbmeb-1954	2	50	as	as	ADP
ajbmeb-1954	2	51	the	the	DET
ajbmeb-1954	2	52	factors	factor	NOUN
ajbmeb-1954	2	53	affecting	affect	VERB
ajbmeb-1954	2	54	diversification	diversification	NOUN
ajbmeb-1954	2	55	are	be	AUX
ajbmeb-1954	2	56	studied	study	VERB
ajbmeb-1954	2	57	in	in	ADP
ajbmeb-1954	2	58	a	a	DET
ajbmeb-1954	2	59	wide	wide	ADJ
ajbmeb-1954	2	60	scale	scale	NOUN
ajbmeb-1954	2	61	.	.	PUNCT
ajbmeb-1954	3	1	opinions	opinion	NOUN
ajbmeb-1954	3	2	of	of	ADP
ajbmeb-1954	3	3	economists	economist	NOUN
ajbmeb-1954	3	4	who	who	PRON
ajbmeb-1954	3	5	conducted	conduct	VERB
ajbmeb-1954	3	6	research	research	NOUN
ajbmeb-1954	3	7	on	on	ADP
ajbmeb-1954	3	8	this	this	DET
ajbmeb-1954	3	9	topic	topic	NOUN
ajbmeb-1954	3	10	were	be	AUX
ajbmeb-1954	3	11	studied	study	VERB
ajbmeb-1954	3	12	and	and	CCONJ
ajbmeb-1954	3	13	interpreted	interpret	VERB
ajbmeb-1954	3	14	.	.	PUNCT
ajbmeb-1954	4	1	at	at	ADP
ajbmeb-1954	4	2	the	the	DET
ajbmeb-1954	4	3	end	end	NOUN
ajbmeb-1954	4	4	of	of	ADP
ajbmeb-1954	4	5	the	the	DET
ajbmeb-1954	4	6	scientific	scientific	ADJ
ajbmeb-1954	4	7	work	work	NOUN
ajbmeb-1954	4	8	,	,	PUNCT
ajbmeb-1954	4	9	conclusions	conclusion	NOUN
ajbmeb-1954	4	10	and	and	CCONJ
ajbmeb-1954	4	11	proposals	proposal	NOUN
ajbmeb-1954	4	12	were	be	AUX
ajbmeb-1954	4	13	formed	form	VERB
ajbmeb-1954	4	14	based	base	VERB
ajbmeb-1954	4	15	on	on	ADP
ajbmeb-1954	4	16	the	the	DET
ajbmeb-1954	4	17	knowledge	knowledge	NOUN
ajbmeb-1954	4	18	learned	learn	VERB
ajbmeb-1954	4	19	.	.	PUNCT
ajbmeb-1954	5	1	commercial	commercial	ADJ
ajbmeb-1954	5	2	banks	bank	NOUN
ajbmeb-1954	5	3	,	,	PUNCT
ajbmeb-1954	5	4	globalization	globalization	NOUN
ajbmeb-1954	5	5	,	,	PUNCT
ajbmeb-1954	5	6	risk	risk	NOUN
ajbmeb-1954	5	7	,	,	PUNCT
ajbmeb-1954	5	8	bank	bank	NOUN
ajbmeb-1954	5	9	risks	risk	NOUN
ajbmeb-1954	5	10	,	,	PUNCT
ajbmeb-1954	5	11	credit	credit	NOUN
ajbmeb-1954	5	12	risks	risk	NOUN
ajbmeb-1954	5	13	,	,	PUNCT
ajbmeb-1954	5	14	diversification	diversification	NOUN
ajbmeb-1954	5	15	,	,	PUNCT
ajbmeb-1954	5	16	national	national	ADJ
ajbmeb-1954	5	17	economy	economy	NOUN
ajbmeb-1954	5	18	,	,	PUNCT
ajbmeb-1954	5	19	national	national	ADJ
ajbmeb-1954	5	20	currency	currency	NOUN
ajbmeb-1954	5	21	,	,	PUNCT
ajbmeb-1954	5	22	monetary	monetary	ADJ
ajbmeb-1954	5	23	policy	policy	NOUN
ajbmeb-1954	5	24	,	,	PUNCT
ajbmeb-1954	5	25	bank	bank	NOUN
ajbmeb-1954	5	26	assets	asset	NOUN
ajbmeb-1954	5	27	,	,	PUNCT
ajbmeb-1954	5	28	bank	bank	NOUN
ajbmeb-1954	5	29	liquidity	liquidity	NOUN
ajbmeb-1954	5	30	,	,	PUNCT
ajbmeb-1954	5	31	international	international	ADJ
ajbmeb-1954	5	32	financial	financial	ADJ
ajbmeb-1954	5	33	institutions	institution	NOUN
ajbmeb-1954	5	34	,	,	PUNCT
ajbmeb-1954	5	35	interest	interest	NOUN
ajbmeb-1954	5	36	rate	rate	NOUN
ajbmeb-1954	5	37	.	.	PUNCT
ajbmeb-1954	6	1	introduction	introduction	NOUN
ajbmeb-1954	6	2	in	in	ADP
ajbmeb-1954	6	3	the	the	DET
ajbmeb-1954	6	4	diversification	diversification	NOUN
ajbmeb-1954	6	5	of	of	ADP
ajbmeb-1954	6	6	risks	risk	NOUN
ajbmeb-1954	6	7	in	in	ADP
ajbmeb-1954	6	8	commercial	commercial	ADJ
ajbmeb-1954	6	9	banks	bank	NOUN
ajbmeb-1954	7	1	,	,	PUNCT
ajbmeb-1954	7	2	the	the	DET
ajbmeb-1954	7	3	main	main	ADJ
ajbmeb-1954	7	4	focus	focus	NOUN
ajbmeb-1954	7	5	is	be	AUX
ajbmeb-1954	7	6	on	on	ADP
ajbmeb-1954	7	7	ensuring	ensure	VERB
ajbmeb-1954	7	8	the	the	DET
ajbmeb-1954	7	9	financial	financial	ADJ
ajbmeb-1954	7	10	stability	stability	NOUN
ajbmeb-1954	7	11	of	of	ADP
ajbmeb-1954	7	12	the	the	DET
ajbmeb-1954	7	13	bank	bank	NOUN
ajbmeb-1954	7	14	at	at	ADP
ajbmeb-1954	7	15	the	the	DET
ajbmeb-1954	7	16	micro	micro	ADJ
ajbmeb-1954	7	17	and	and	CCONJ
ajbmeb-1954	7	18	macro	macro	ADJ
ajbmeb-1954	7	19	level	level	NOUN
ajbmeb-1954	7	20	,	,	PUNCT
ajbmeb-1954	7	21	increasing	increase	VERB
ajbmeb-1954	7	22	its	its	PRON
ajbmeb-1954	7	23	profit	profit	NOUN
ajbmeb-1954	7	24	,	,	PUNCT
ajbmeb-1954	7	25	and	and	CCONJ
ajbmeb-1954	7	26	continuously	continuously	ADV
ajbmeb-1954	7	27	fulfilling	fulfil	VERB
ajbmeb-1954	7	28	its	its	PRON
ajbmeb-1954	7	29	obligations	obligation	NOUN
ajbmeb-1954	7	30	to	to	ADP
ajbmeb-1954	7	31	customers	customer	NOUN
ajbmeb-1954	7	32	and	and	CCONJ
ajbmeb-1954	7	33	shareholders	shareholder	NOUN
ajbmeb-1954	7	34	.	.	PUNCT
ajbmeb-1954	8	1	at	at	ADP
ajbmeb-1954	8	2	the	the	DET
ajbmeb-1954	8	3	macro	macro	ADJ
ajbmeb-1954	8	4	level	level	NOUN
ajbmeb-1954	8	5	,	,	PUNCT
ajbmeb-1954	8	6	it	it	PRON
ajbmeb-1954	8	7	is	be	AUX
ajbmeb-1954	8	8	to	to	PART
ajbmeb-1954	8	9	increase	increase	VERB
ajbmeb-1954	8	10	the	the	DET
ajbmeb-1954	8	11	solvency	solvency	NOUN
ajbmeb-1954	8	12	of	of	ADP
ajbmeb-1954	8	13	the	the	DET
ajbmeb-1954	8	14	country	country	NOUN
ajbmeb-1954	8	15	's	's	PART
ajbmeb-1954	8	16	banking	banking	NOUN
ajbmeb-1954	8	17	system	system	NOUN
ajbmeb-1954	8	18	and	and	CCONJ
ajbmeb-1954	8	19	national	national	ADJ
ajbmeb-1954	8	20	currency	currency	NOUN
ajbmeb-1954	8	21	,	,	PUNCT
ajbmeb-1954	8	22	to	to	PART
ajbmeb-1954	8	23	strengthen	strengthen	VERB
ajbmeb-1954	8	24	the	the	DET
ajbmeb-1954	8	25	confidence	confidence	NOUN
ajbmeb-1954	8	26	of	of	ADP
ajbmeb-1954	8	27	the	the	DET
ajbmeb-1954	8	28	population	population	NOUN
ajbmeb-1954	8	29	and	and	CCONJ
ajbmeb-1954	8	30	customers	customer	NOUN
ajbmeb-1954	8	31	in	in	ADP
ajbmeb-1954	8	32	the	the	DET
ajbmeb-1954	8	33	banking	banking	NOUN
ajbmeb-1954	8	34	system.risk	system.risk	NOUN
ajbmeb-1954	8	35	constantly	constantly	ADV
ajbmeb-1954	8	36	surrounds	surround	VERB
ajbmeb-1954	8	37	us	we	PRON
ajbmeb-1954	8	38	in	in	ADP
ajbmeb-1954	8	39	the	the	DET
ajbmeb-1954	8	40	society	society	NOUN
ajbmeb-1954	8	41	in	in	ADP
ajbmeb-1954	8	42	which	which	PRON
ajbmeb-1954	8	43	we	we	PRON
ajbmeb-1954	8	44	live	live	VERB
ajbmeb-1954	8	45	,	,	PUNCT
ajbmeb-1954	8	46	its	its	PRON
ajbmeb-1954	8	47	types	type	NOUN
ajbmeb-1954	8	48	and	and	CCONJ
ajbmeb-1954	8	49	processes	process	NOUN
ajbmeb-1954	8	50	of	of	ADP
ajbmeb-1954	8	51	emergence	emergence	NOUN
ajbmeb-1954	8	52	are	be	AUX
ajbmeb-1954	8	53	very	very	ADV
ajbmeb-1954	8	54	diverse	diverse	ADJ
ajbmeb-1954	8	55	.	.	PUNCT
ajbmeb-1954	9	1	its	its	PRON
ajbmeb-1954	9	2	versatility	versatility	NOUN
ajbmeb-1954	9	3	,	,	PUNCT
ajbmeb-1954	9	4	types	type	NOUN
ajbmeb-1954	9	5	and	and	CCONJ
ajbmeb-1954	9	6	wide	wide	ADJ
ajbmeb-1954	9	7	or	or	CCONJ
ajbmeb-1954	9	8	narrow	narrow	ADJ
ajbmeb-1954	9	9	scope	scope	NOUN
ajbmeb-1954	9	10	of	of	ADP
ajbmeb-1954	9	11	influence	influence	NOUN
ajbmeb-1954	9	12	are	be	AUX
ajbmeb-1954	9	13	directly	directly	ADV
ajbmeb-1954	9	14	and	and	CCONJ
ajbmeb-1954	9	15	indirectly	indirectly	ADV
ajbmeb-1954	9	16	related	relate	VERB
ajbmeb-1954	9	17	to	to	ADP
ajbmeb-1954	9	18	the	the	DET
ajbmeb-1954	9	19	economic	economic	ADJ
ajbmeb-1954	9	20	,	,	PUNCT
ajbmeb-1954	9	21	political	political	ADJ
ajbmeb-1954	9	22	and	and	CCONJ
ajbmeb-1954	9	23	social	social	ADJ
ajbmeb-1954	9	24	processes	process	NOUN
ajbmeb-1954	9	25	in	in	ADP
ajbmeb-1954	9	26	the	the	DET
ajbmeb-1954	9	27	society	society	NOUN
ajbmeb-1954	9	28	in	in	ADP
ajbmeb-1954	9	29	which	which	PRON
ajbmeb-1954	9	30	we	we	PRON
ajbmeb-1954	9	31	live	live	VERB
ajbmeb-1954	9	32	.	.	PUNCT
ajbmeb-1954	10	1	of	of	ADP
ajbmeb-1954	10	2	course	course	NOUN
ajbmeb-1954	10	3	,	,	PUNCT
ajbmeb-1954	10	4	the	the	DET
ajbmeb-1954	10	5	diversification	diversification	NOUN
ajbmeb-1954	10	6	of	of	ADP
ajbmeb-1954	10	7	bank	bank	NOUN
ajbmeb-1954	10	8	risks	risk	NOUN
ajbmeb-1954	10	9	is	be	AUX
ajbmeb-1954	10	10	considered	consider	VERB
ajbmeb-1954	10	11	one	one	NUM
ajbmeb-1954	10	12	of	of	ADP
ajbmeb-1954	10	13	the	the	DET
ajbmeb-1954	10	14	important	important	ADJ
ajbmeb-1954	10	15	aspects	aspect	NOUN
ajbmeb-1954	10	16	in	in	ADP
ajbmeb-1954	10	17	this	this	DET
ajbmeb-1954	10	18	process	process	NOUN
ajbmeb-1954	10	19	,	,	PUNCT
ajbmeb-1954	10	20	and	and	CCONJ
ajbmeb-1954	10	21	in	in	ADP
ajbmeb-1954	10	22	this	this	DET
ajbmeb-1954	10	23	article	article	NOUN
ajbmeb-1954	10	24	,	,	PUNCT
ajbmeb-1954	10	25	we	we	PRON
ajbmeb-1954	10	26	will	will	AUX
ajbmeb-1954	10	27	analyze	analyze	VERB
ajbmeb-1954	10	28	the	the	DET
ajbmeb-1954	10	29	economic	economic	ADJ
ajbmeb-1954	10	30	content	content	NOUN
ajbmeb-1954	10	31	and	and	CCONJ
ajbmeb-1954	10	32	main	main	ADJ
ajbmeb-1954	10	33	principles	principle	NOUN
ajbmeb-1954	10	34	of	of	ADP
ajbmeb-1954	10	35	diversification	diversification	NOUN
ajbmeb-1954	10	36	of	of	ADP
ajbmeb-1954	10	37	risks	risk	NOUN
ajbmeb-1954	10	38	in	in	ADP
ajbmeb-1954	10	39	banks	bank	NOUN
ajbmeb-1954	10	40	.	.	PUNCT
ajbmeb-1954	11	1	therefore	therefore	ADV
ajbmeb-1954	11	2	,	,	PUNCT
ajbmeb-1954	11	3	the	the	DET
ajbmeb-1954	11	4	need	need	NOUN
ajbmeb-1954	11	5	to	to	PART
ajbmeb-1954	11	6	diversify	diversify	VERB
ajbmeb-1954	11	7	bank	bank	NOUN
ajbmeb-1954	11	8	risks	risk	NOUN
ajbmeb-1954	11	9	is	be	AUX
ajbmeb-1954	11	10	one	one	NUM
ajbmeb-1954	11	11	of	of	ADP
ajbmeb-1954	11	12	the	the	DET
ajbmeb-1954	11	13	important	important	ADJ
ajbmeb-1954	11	14	issues	issue	NOUN
ajbmeb-1954	11	15	in	in	ADP
ajbmeb-1954	11	16	the	the	DET
ajbmeb-1954	11	17	context	context	NOUN
ajbmeb-1954	11	18	of	of	ADP
ajbmeb-1954	11	19	the	the	DET
ajbmeb-1954	11	20	deepening	deepening	NOUN
ajbmeb-1954	11	21	of	of	ADP
ajbmeb-1954	11	22	the	the	DET
ajbmeb-1954	11	23	market	market	NOUN
ajbmeb-1954	11	24	economy	economy	NOUN
ajbmeb-1954	11	25	and	and	CCONJ
ajbmeb-1954	11	26	the	the	DET
ajbmeb-1954	11	27	globalization	globalization	NOUN
ajbmeb-1954	11	28	of	of	ADP
ajbmeb-1954	11	29	the	the	DET
ajbmeb-1954	11	30	international	international	ADJ
ajbmeb-1954	11	31	economy	economy	NOUN
ajbmeb-1954	11	32	.	.	PUNCT
ajbmeb-1954	12	1	because	because	SCONJ
ajbmeb-1954	12	2	,	,	PUNCT
ajbmeb-1954	12	3	in	in	ADP
ajbmeb-1954	12	4	the	the	DET
ajbmeb-1954	12	5	conditions	condition	NOUN
ajbmeb-1954	12	6	of	of	ADP
ajbmeb-1954	12	7	the	the	DET
ajbmeb-1954	12	8	market	market	NOUN
ajbmeb-1954	12	9	economy	economy	NOUN
ajbmeb-1954	12	10	,	,	PUNCT
ajbmeb-1954	12	11	the	the	DET
ajbmeb-1954	12	12	relations	relation	NOUN
ajbmeb-1954	12	13	of	of	ADP
ajbmeb-1954	12	14	commercial	commercial	ADJ
ajbmeb-1954	12	15	banks	bank	NOUN
ajbmeb-1954	12	16	with	with	ADP
ajbmeb-1954	12	17	depositors	depositor	NOUN
ajbmeb-1954	12	18	,	,	PUNCT
ajbmeb-1954	12	19	investors	investor	NOUN
ajbmeb-1954	12	20	,	,	PUNCT
ajbmeb-1954	12	21	borrowers	borrower	NOUN
ajbmeb-1954	12	22	,	,	PUNCT
ajbmeb-1954	12	23	customers	customer	NOUN
ajbmeb-1954	12	24	are	be	AUX
ajbmeb-1954	12	25	constantly	constantly	ADV
ajbmeb-1954	12	26	expanding	expand	VERB
ajbmeb-1954	12	27	,	,	PUNCT
ajbmeb-1954	12	28	which	which	PRON
ajbmeb-1954	12	29	in	in	ADP
ajbmeb-1954	12	30	turn	turn	NOUN
ajbmeb-1954	12	31	leads	lead	VERB
ajbmeb-1954	12	32	to	to	ADP
ajbmeb-1954	12	33	deepening	deepen	VERB
ajbmeb-1954	12	34	of	of	ADP
ajbmeb-1954	12	35	the	the	DET
ajbmeb-1954	12	36	need	need	NOUN
ajbmeb-1954	12	37	for	for	ADP
ajbmeb-1954	12	38	effective	effective	ADJ
ajbmeb-1954	12	39	diversification	diversification	NOUN
ajbmeb-1954	12	40	of	of	ADP
ajbmeb-1954	12	41	risks	risk	NOUN
ajbmeb-1954	12	42	.	.	PUNCT
ajbmeb-1954	13	1	american	american	ADJ
ajbmeb-1954	13	2	journal	journal	PROPN
ajbmeb-1954	13	3	of	of	ADP
ajbmeb-1954	13	4	business	business	NOUN
ajbmeb-1954	13	5	management	management	NOUN
ajbmeb-1954	13	6	,	,	PUNCT
ajbmeb-1954	13	7	economics	economic	NOUN
ajbmeb-1954	13	8	and	and	CCONJ
ajbmeb-1954	13	9	banking	banking	NOUN
ajbmeb-1954	13	10	volume	volume	NOUN
ajbmeb-1954	13	11	22	22	NUM
ajbmeb-1954	13	12	march	march	PROPN
ajbmeb-1954	13	13	2024	2024	NUM
ajbmeb-1954	13	14	p	p	NOUN
ajbmeb-1954	13	15	a	a	PRON
ajbmeb-1954	13	16	g	g	NOUN
ajbmeb-1954	13	17	e	e	NOUN
ajbmeb-1954	13	18	|	|	ADV
ajbmeb-1954	13	19	168	168	NUM
ajbmeb-1954	13	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	13	21	literature	literature	NOUN
ajbmeb-1954	13	22	analysis	analysis	NOUN
ajbmeb-1954	13	23	the	the	DET
ajbmeb-1954	13	24	concept	concept	NOUN
ajbmeb-1954	13	25	of	of	ADP
ajbmeb-1954	13	26	bank	bank	NOUN
ajbmeb-1954	13	27	risks	risk	NOUN
ajbmeb-1954	13	28	has	have	AUX
ajbmeb-1954	13	29	been	be	AUX
ajbmeb-1954	13	30	studied	study	VERB
ajbmeb-1954	13	31	in	in	ADP
ajbmeb-1954	13	32	different	different	ADJ
ajbmeb-1954	13	33	ways	way	NOUN
ajbmeb-1954	13	34	by	by	ADP
ajbmeb-1954	13	35	foreign	foreign	ADJ
ajbmeb-1954	13	36	economists	economist	NOUN
ajbmeb-1954	13	37	.	.	PUNCT
ajbmeb-1954	14	1	their	their	PRON
ajbmeb-1954	14	2	views	view	NOUN
ajbmeb-1954	14	3	and	and	CCONJ
ajbmeb-1954	14	4	conclusions	conclusion	NOUN
ajbmeb-1954	14	5	on	on	ADP
ajbmeb-1954	14	6	this	this	DET
ajbmeb-1954	14	7	matter	matter	NOUN
ajbmeb-1954	14	8	differ	differ	VERB
ajbmeb-1954	14	9	significantly	significantly	ADV
ajbmeb-1954	14	10	from	from	ADP
ajbmeb-1954	14	11	each	each	DET
ajbmeb-1954	14	12	other	other	ADJ
ajbmeb-1954	14	13	.	.	PUNCT
ajbmeb-1954	15	1	in	in	ADP
ajbmeb-1954	15	2	particular	particular	ADJ
ajbmeb-1954	15	3	,	,	PUNCT
ajbmeb-1954	15	4	issues	issue	NOUN
ajbmeb-1954	15	5	related	relate	VERB
ajbmeb-1954	15	6	to	to	ADP
ajbmeb-1954	15	7	credit	credit	NOUN
ajbmeb-1954	15	8	risks	risk	NOUN
ajbmeb-1954	15	9	in	in	ADP
ajbmeb-1954	15	10	banks	bank	NOUN
ajbmeb-1954	15	11	were	be	AUX
ajbmeb-1954	15	12	studied	study	VERB
ajbmeb-1954	15	13	in	in	ADP
ajbmeb-1954	15	14	the	the	DET
ajbmeb-1954	15	15	studies	study	NOUN
ajbmeb-1954	15	16	of	of	ADP
ajbmeb-1954	15	17	v.n	v.n	PROPN
ajbmeb-1954	15	18	.	.	PUNCT
ajbmeb-1954	16	1	ermanov	ermanov	PROPN
ajbmeb-1954	16	2	,	,	PUNCT
ajbmeb-1954	16	3	v.d	v.d	PROPN
ajbmeb-1954	16	4	.	.	PROPN
ajbmeb-1954	16	5	krylova	krylova	PROPN
ajbmeb-1954	16	6	,	,	PUNCT
ajbmeb-1954	16	7	m.d	m.d	PROPN
ajbmeb-1954	16	8	.	.	PROPN
ajbmeb-1954	16	9	rosenberg	rosenberg	PROPN
ajbmeb-1954	16	10	,	,	PUNCT
ajbmeb-1954	16	11	e.e	e.e	PROPN
ajbmeb-1954	16	12	.	.	PROPN
ajbmeb-1954	16	13	rumyantseva	rumyantseva	PROPN
ajbmeb-1954	16	14	,	,	PUNCT
ajbmeb-1954	16	15	r.g	r.g	PROPN
ajbmeb-1954	16	16	.	.	PROPN
ajbmeb-1954	16	17	olkhova	olkhova	PROPN
ajbmeb-1954	16	18	,	,	PUNCT
ajbmeb-1954	16	19	d.m	d.m	PROPN
ajbmeb-1954	16	20	.	.	PROPN
ajbmeb-1954	16	21	noton	noton	PROPN
ajbmeb-1954	16	22	and	and	CCONJ
ajbmeb-1954	16	23	similar	similar	ADJ
ajbmeb-1954	16	24	scientists	scientist	NOUN
ajbmeb-1954	16	25	.	.	PUNCT
ajbmeb-1954	17	1	the	the	DET
ajbmeb-1954	17	2	occurrence	occurrence	NOUN
ajbmeb-1954	17	3	of	of	ADP
ajbmeb-1954	17	4	processes	process	NOUN
ajbmeb-1954	17	5	and	and	CCONJ
ajbmeb-1954	17	6	problems	problem	NOUN
ajbmeb-1954	17	7	related	relate	VERB
ajbmeb-1954	17	8	to	to	ADP
ajbmeb-1954	17	9	banking	banking	NOUN
ajbmeb-1954	17	10	risks	risk	NOUN
ajbmeb-1954	17	11	in	in	ADP
ajbmeb-1954	17	12	our	our	PRON
ajbmeb-1954	17	13	country	country	NOUN
ajbmeb-1954	17	14	does	do	AUX
ajbmeb-1954	17	15	not	not	PART
ajbmeb-1954	17	16	have	have	VERB
ajbmeb-1954	17	17	a	a	DET
ajbmeb-1954	17	18	long	long	ADJ
ajbmeb-1954	17	19	history	history	NOUN
ajbmeb-1954	17	20	.	.	PUNCT
ajbmeb-1954	18	1	for	for	ADP
ajbmeb-1954	18	2	this	this	DET
ajbmeb-1954	18	3	reason	reason	NOUN
ajbmeb-1954	18	4	,	,	PUNCT
ajbmeb-1954	18	5	processes	process	NOUN
ajbmeb-1954	18	6	related	relate	VERB
ajbmeb-1954	18	7	to	to	ADP
ajbmeb-1954	18	8	bank	bank	NOUN
ajbmeb-1954	18	9	risks	risk	NOUN
ajbmeb-1954	18	10	have	have	AUX
ajbmeb-1954	18	11	not	not	PART
ajbmeb-1954	18	12	been	be	AUX
ajbmeb-1954	18	13	studied	study	VERB
ajbmeb-1954	18	14	at	at	ADP
ajbmeb-1954	18	15	a	a	DET
ajbmeb-1954	18	16	high	high	ADJ
ajbmeb-1954	18	17	level	level	NOUN
ajbmeb-1954	18	18	by	by	ADP
ajbmeb-1954	18	19	national	national	ADJ
ajbmeb-1954	18	20	economists	economist	NOUN
ajbmeb-1954	18	21	.	.	PUNCT
ajbmeb-1954	19	1	it	it	PRON
ajbmeb-1954	19	2	should	should	AUX
ajbmeb-1954	19	3	be	be	AUX
ajbmeb-1954	19	4	noted	note	VERB
ajbmeb-1954	19	5	that	that	SCONJ
ajbmeb-1954	19	6	bank	bank	NOUN
ajbmeb-1954	19	7	risks	risk	NOUN
ajbmeb-1954	19	8	are	be	AUX
ajbmeb-1954	19	9	a	a	DET
ajbmeb-1954	19	10	wide	wide	ADJ
ajbmeb-1954	19	11	-	-	PUNCT
ajbmeb-1954	19	12	scale	scale	NOUN
ajbmeb-1954	19	13	economic	economic	ADJ
ajbmeb-1954	19	14	concept	concept	NOUN
ajbmeb-1954	19	15	,	,	PUNCT
ajbmeb-1954	19	16	which	which	PRON
ajbmeb-1954	19	17	includes	include	VERB
ajbmeb-1954	19	18	the	the	DET
ajbmeb-1954	19	19	risks	risk	NOUN
ajbmeb-1954	19	20	arising	arise	VERB
ajbmeb-1954	19	21	in	in	ADP
ajbmeb-1954	19	22	the	the	DET
ajbmeb-1954	19	23	process	process	NOUN
ajbmeb-1954	19	24	of	of	ADP
ajbmeb-1954	19	25	organizing	organize	VERB
ajbmeb-1954	19	26	,	,	PUNCT
ajbmeb-1954	19	27	implementing	implement	VERB
ajbmeb-1954	19	28	,	,	PUNCT
ajbmeb-1954	19	29	profiting	profit	VERB
ajbmeb-1954	19	30	of	of	ADP
ajbmeb-1954	19	31	banking	banking	NOUN
ajbmeb-1954	19	32	activities	activity	NOUN
ajbmeb-1954	19	33	and	and	CCONJ
ajbmeb-1954	19	34	similar	similar	ADJ
ajbmeb-1954	19	35	processes	process	NOUN
ajbmeb-1954	19	36	.	.	PUNCT
ajbmeb-1954	20	1	economist	economist	PROPN
ajbmeb-1954	20	2	e.b	e.b	PROPN
ajbmeb-1954	20	3	.	.	PUNCT
ajbmeb-1954	21	1	according	accord	VERB
ajbmeb-1954	21	2	to	to	ADP
ajbmeb-1954	21	3	starodubtseva	starodubtseva	PROPN
ajbmeb-1954	21	4	,	,	PUNCT
ajbmeb-1954	21	5	"	"	PUNCT
ajbmeb-1954	21	6	risk	risk	NOUN
ajbmeb-1954	21	7	is	be	AUX
ajbmeb-1954	21	8	a	a	DET
ajbmeb-1954	21	9	value	value	NOUN
ajbmeb-1954	21	10	expression	expression	NOUN
ajbmeb-1954	21	11	of	of	ADP
ajbmeb-1954	21	12	the	the	DET
ajbmeb-1954	21	13	probability	probability	NOUN
ajbmeb-1954	21	14	of	of	ADP
ajbmeb-1954	21	15	events	event	NOUN
ajbmeb-1954	21	16	leading	lead	VERB
ajbmeb-1954	21	17	to	to	ADP
ajbmeb-1954	21	18	losses	loss	NOUN
ajbmeb-1954	21	19	.	.	PUNCT
ajbmeb-1954	22	1	the	the	PRON
ajbmeb-1954	22	2	higher	high	ADJ
ajbmeb-1954	22	3	the	the	DET
ajbmeb-1954	22	4	level	level	NOUN
ajbmeb-1954	22	5	of	of	ADP
ajbmeb-1954	22	6	risk	risk	NOUN
ajbmeb-1954	22	7	,	,	PUNCT
ajbmeb-1954	22	8	the	the	PRON
ajbmeb-1954	22	9	higher	high	ADJ
ajbmeb-1954	22	10	the	the	DET
ajbmeb-1954	22	11	chance	chance	NOUN
ajbmeb-1954	22	12	of	of	ADP
ajbmeb-1954	22	13	profit	profit	NOUN
ajbmeb-1954	22	14	.	.	PUNCT
ajbmeb-1954	23	1	risks	risk	NOUN
ajbmeb-1954	23	2	arise	arise	VERB
ajbmeb-1954	23	3	as	as	ADP
ajbmeb-1954	23	4	a	a	DET
ajbmeb-1954	23	5	result	result	NOUN
ajbmeb-1954	23	6	of	of	ADP
ajbmeb-1954	23	7	differences	difference	NOUN
ajbmeb-1954	23	8	between	between	ADP
ajbmeb-1954	23	9	actual	actual	ADJ
ajbmeb-1954	23	10	and	and	CCONJ
ajbmeb-1954	23	11	future	future	ADJ
ajbmeb-1954	23	12	performance	performance	NOUN
ajbmeb-1954	23	13	.	.	PUNCT
ajbmeb-1954	24	1	they	they	PRON
ajbmeb-1954	24	2	can	can	AUX
ajbmeb-1954	24	3	be	be	AUX
ajbmeb-1954	24	4	positive	positive	ADJ
ajbmeb-1954	24	5	as	as	ADV
ajbmeb-1954	24	6	well	well	ADV
ajbmeb-1954	24	7	as	as	ADP
ajbmeb-1954	24	8	negative	negative	ADJ
ajbmeb-1954	24	9	.	.	PUNCT
ajbmeb-1954	25	1	thus	thus	ADV
ajbmeb-1954	25	2	,	,	PUNCT
ajbmeb-1954	25	3	it	it	PRON
ajbmeb-1954	25	4	is	be	AUX
ajbmeb-1954	25	5	possible	possible	ADJ
ajbmeb-1954	25	6	to	to	PART
ajbmeb-1954	25	7	make	make	VERB
ajbmeb-1954	25	8	a	a	DET
ajbmeb-1954	25	9	profit	profit	NOUN
ajbmeb-1954	25	10	only	only	ADV
ajbmeb-1954	25	11	if	if	SCONJ
ajbmeb-1954	25	12	losses	loss	NOUN
ajbmeb-1954	25	13	can	can	AUX
ajbmeb-1954	25	14	be	be	AUX
ajbmeb-1954	25	15	foreseen	foresee	VERB
ajbmeb-1954	25	16	and	and	CCONJ
ajbmeb-1954	25	17	taken	take	VERB
ajbmeb-1954	25	18	care	care	NOUN
ajbmeb-1954	25	19	of.[3	of.[3	PROPN
ajbmeb-1954	25	20	]	]	PUNCT
ajbmeb-1954	25	21	the	the	DET
ajbmeb-1954	25	22	definition	definition	NOUN
ajbmeb-1954	25	23	given	give	VERB
ajbmeb-1954	25	24	by	by	ADP
ajbmeb-1954	25	25	e.b	e.b	PROPN
ajbmeb-1954	25	26	.	.	PROPN
ajbmeb-1954	25	27	starodubtseva	starodubtseva	PROPN
ajbmeb-1954	25	28	to	to	ADP
ajbmeb-1954	25	29	the	the	DET
ajbmeb-1954	25	30	economic	economic	ADJ
ajbmeb-1954	25	31	content	content	NOUN
ajbmeb-1954	25	32	of	of	ADP
ajbmeb-1954	25	33	risks	risk	NOUN
ajbmeb-1954	25	34	is	be	AUX
ajbmeb-1954	25	35	wide	wide	ADV
ajbmeb-1954	25	36	-	-	PUNCT
ajbmeb-1954	25	37	ranging	ranging	NOUN
ajbmeb-1954	25	38	,	,	PUNCT
ajbmeb-1954	25	39	and	and	CCONJ
ajbmeb-1954	25	40	the	the	DET
ajbmeb-1954	25	41	author	author	NOUN
ajbmeb-1954	25	42	gave	give	VERB
ajbmeb-1954	25	43	a	a	DET
ajbmeb-1954	25	44	long	long	ADJ
ajbmeb-1954	25	45	sentence	sentence	NOUN
ajbmeb-1954	25	46	in	in	ADP
ajbmeb-1954	25	47	order	order	NOUN
ajbmeb-1954	25	48	to	to	PART
ajbmeb-1954	25	49	reveal	reveal	VERB
ajbmeb-1954	25	50	its	its	PRON
ajbmeb-1954	25	51	essence	essence	NOUN
ajbmeb-1954	25	52	.	.	PUNCT
ajbmeb-1954	26	1	we	we	PRON
ajbmeb-1954	26	2	also	also	ADV
ajbmeb-1954	26	3	disagree	disagree	VERB
ajbmeb-1954	26	4	with	with	ADP
ajbmeb-1954	26	5	the	the	DET
ajbmeb-1954	26	6	author	author	NOUN
ajbmeb-1954	26	7	's	's	PART
ajbmeb-1954	26	8	statement	statement	NOUN
ajbmeb-1954	26	9	that	that	SCONJ
ajbmeb-1954	26	10	"	"	PUNCT
ajbmeb-1954	26	11	risks	risk	NOUN
ajbmeb-1954	26	12	arise	arise	VERB
ajbmeb-1954	26	13	as	as	ADP
ajbmeb-1954	26	14	a	a	DET
ajbmeb-1954	26	15	result	result	NOUN
ajbmeb-1954	26	16	of	of	ADP
ajbmeb-1954	26	17	differences	difference	NOUN
ajbmeb-1954	26	18	between	between	ADP
ajbmeb-1954	26	19	current	current	ADJ
ajbmeb-1954	26	20	and	and	CCONJ
ajbmeb-1954	26	21	future	future	ADJ
ajbmeb-1954	26	22	performance	performance	NOUN
ajbmeb-1954	26	23	.	.	PUNCT
ajbmeb-1954	26	24	"	"	PUNCT
ajbmeb-1954	27	1	the	the	DET
ajbmeb-1954	27	2	reason	reason	NOUN
ajbmeb-1954	27	3	is	be	AUX
ajbmeb-1954	27	4	that	that	SCONJ
ajbmeb-1954	27	5	in	in	ADP
ajbmeb-1954	27	6	the	the	DET
ajbmeb-1954	27	7	context	context	NOUN
ajbmeb-1954	27	8	of	of	ADP
ajbmeb-1954	27	9	the	the	DET
ajbmeb-1954	27	10	stability	stability	NOUN
ajbmeb-1954	27	11	of	of	ADP
ajbmeb-1954	27	12	the	the	DET
ajbmeb-1954	27	13	national	national	ADJ
ajbmeb-1954	27	14	economy	economy	NOUN
ajbmeb-1954	27	15	and	and	CCONJ
ajbmeb-1954	27	16	the	the	DET
ajbmeb-1954	27	17	national	national	ADJ
ajbmeb-1954	27	18	currency	currency	NOUN
ajbmeb-1954	27	19	,	,	PUNCT
ajbmeb-1954	27	20	risks	risk	NOUN
ajbmeb-1954	27	21	may	may	AUX
ajbmeb-1954	27	22	not	not	PART
ajbmeb-1954	27	23	appear	appear	VERB
ajbmeb-1954	27	24	as	as	ADP
ajbmeb-1954	27	25	a	a	DET
ajbmeb-1954	27	26	difference	difference	NOUN
ajbmeb-1954	27	27	between	between	ADP
ajbmeb-1954	27	28	the	the	DET
ajbmeb-1954	27	29	results	result	NOUN
ajbmeb-1954	27	30	achieved	achieve	VERB
ajbmeb-1954	27	31	in	in	ADP
ajbmeb-1954	27	32	the	the	DET
ajbmeb-1954	27	33	current	current	ADJ
ajbmeb-1954	27	34	and	and	CCONJ
ajbmeb-1954	27	35	future	future	ADJ
ajbmeb-1954	27	36	periods	period	NOUN
ajbmeb-1954	27	37	.	.	PUNCT
ajbmeb-1954	28	1	foreign	foreign	ADJ
ajbmeb-1954	28	2	economists	economist	NOUN
ajbmeb-1954	28	3	e.v	e.v	PROPN
ajbmeb-1954	28	4	.	.	PROPN
ajbmeb-1954	28	5	ioda	ioda	PROPN
ajbmeb-1954	28	6	,	,	PUNCT
ajbmeb-1954	28	7	l.l	l.l	PROPN
ajbmeb-1954	28	8	.	.	PROPN
ajbmeb-1954	28	9	meshkova	meshkova	PROPN
ajbmeb-1954	28	10	,	,	PUNCT
ajbmeb-1954	28	11	e.n	e.n	PROPN
ajbmeb-1954	28	12	.	.	PROPN
ajbmeb-1954	28	13	bolotinas	bolotinas	PROPN
ajbmeb-1954	28	14	took	take	VERB
ajbmeb-1954	28	15	a	a	DET
ajbmeb-1954	28	16	two	two	NUM
ajbmeb-1954	28	17	-	-	PUNCT
ajbmeb-1954	28	18	sided	sided	ADJ
ajbmeb-1954	28	19	approach	approach	NOUN
ajbmeb-1954	28	20	to	to	ADP
ajbmeb-1954	28	21	the	the	DET
ajbmeb-1954	28	22	definition	definition	NOUN
ajbmeb-1954	28	23	of	of	ADP
ajbmeb-1954	28	24	bank	bank	NOUN
ajbmeb-1954	28	25	risks	risk	NOUN
ajbmeb-1954	28	26	.	.	PUNCT
ajbmeb-1954	29	1	in	in	ADP
ajbmeb-1954	29	2	the	the	DET
ajbmeb-1954	29	3	absolute	absolute	ADJ
ajbmeb-1954	29	4	sense	sense	NOUN
ajbmeb-1954	29	5	,	,	PUNCT
ajbmeb-1954	29	6	"	"	PUNCT
ajbmeb-1954	29	7	risk	risk	NOUN
ajbmeb-1954	29	8	determines	determine	VERB
ajbmeb-1954	29	9	the	the	DET
ajbmeb-1954	29	10	amount	amount	NOUN
ajbmeb-1954	29	11	of	of	ADP
ajbmeb-1954	29	12	losses	loss	NOUN
ajbmeb-1954	29	13	in	in	ADP
ajbmeb-1954	29	14	the	the	DET
ajbmeb-1954	29	15	form	form	NOUN
ajbmeb-1954	29	16	of	of	ADP
ajbmeb-1954	29	17	measurable	measurable	ADJ
ajbmeb-1954	29	18	material	material	NOUN
ajbmeb-1954	29	19	things	thing	NOUN
ajbmeb-1954	29	20	(	(	PUNCT
ajbmeb-1954	29	21	physical	physical	ADJ
ajbmeb-1954	29	22	)	)	PUNCT
ajbmeb-1954	29	23	and	and	CCONJ
ajbmeb-1954	29	24	value	value	NOUN
ajbmeb-1954	29	25	(	(	PUNCT
ajbmeb-1954	29	26	monetary	monetary	ADJ
ajbmeb-1954	29	27	funds	fund	NOUN
ajbmeb-1954	29	28	)	)	PUNCT
ajbmeb-1954	29	29	,	,	PUNCT
ajbmeb-1954	29	30	"	"	PUNCT
ajbmeb-1954	29	31	while	while	SCONJ
ajbmeb-1954	29	32	in	in	ADP
ajbmeb-1954	29	33	the	the	DET
ajbmeb-1954	29	34	relative	relative	ADJ
ajbmeb-1954	29	35	sense	sense	NOUN
ajbmeb-1954	29	36	,	,	PUNCT
ajbmeb-1954	29	37	"	"	PUNCT
ajbmeb-1954	29	38	risk	risk	NOUN
ajbmeb-1954	29	39	is	be	AUX
ajbmeb-1954	29	40	the	the	DET
ajbmeb-1954	29	41	risk	risk	NOUN
ajbmeb-1954	29	42	that	that	PRON
ajbmeb-1954	29	43	can	can	AUX
ajbmeb-1954	29	44	affect	affect	VERB
ajbmeb-1954	29	45	the	the	DET
ajbmeb-1954	29	46	financial	financial	ADJ
ajbmeb-1954	29	47	condition	condition	NOUN
ajbmeb-1954	29	48	of	of	ADP
ajbmeb-1954	29	49	a	a	DET
ajbmeb-1954	29	50	commercial	commercial	ADJ
ajbmeb-1954	29	51	bank	bank	NOUN
ajbmeb-1954	29	52	,	,	PUNCT
ajbmeb-1954	29	53	the	the	DET
ajbmeb-1954	29	54	total	total	ADJ
ajbmeb-1954	29	55	costs	cost	NOUN
ajbmeb-1954	29	56	of	of	ADP
ajbmeb-1954	29	57	its	its	PRON
ajbmeb-1954	29	58	resources	resource	NOUN
ajbmeb-1954	29	59	in	in	ADP
ajbmeb-1954	29	60	operation	operation	NOUN
ajbmeb-1954	29	61	,	,	PUNCT
ajbmeb-1954	29	62	or	or	CCONJ
ajbmeb-1954	29	63	the	the	DET
ajbmeb-1954	29	64	expected	expect	VERB
ajbmeb-1954	29	65	income	income	NOUN
ajbmeb-1954	29	66	(	(	PUNCT
ajbmeb-1954	29	67	profit	profit	NOUN
ajbmeb-1954	29	68	)	)	PUNCT
ajbmeb-1954	29	69	the	the	DET
ajbmeb-1954	29	70	amount	amount	NOUN
ajbmeb-1954	29	71	of	of	ADP
ajbmeb-1954	29	72	losses	loss	NOUN
ajbmeb-1954	29	73	"	"	PUNCT
ajbmeb-1954	29	74	,	,	PUNCT
ajbmeb-1954	29	75	it	it	PRON
ajbmeb-1954	29	76	was	be	AUX
ajbmeb-1954	29	77	noted.[4	noted.[4	NOUN
ajbmeb-1954	29	78	]	]	PUNCT
ajbmeb-1954	29	79	similarly	similarly	ADV
ajbmeb-1954	29	80	,	,	PUNCT
ajbmeb-1954	29	81	other	other	ADJ
ajbmeb-1954	29	82	economists	economist	NOUN
ajbmeb-1954	29	83	of	of	ADP
ajbmeb-1954	29	84	russia	russia	PROPN
ajbmeb-1954	29	85	also	also	ADV
ajbmeb-1954	29	86	say	say	VERB
ajbmeb-1954	29	87	that	that	SCONJ
ajbmeb-1954	29	88	"	"	PUNCT
ajbmeb-1954	29	89	credit	credit	NOUN
ajbmeb-1954	29	90	risk	risk	NOUN
ajbmeb-1954	29	91	is	be	AUX
ajbmeb-1954	29	92	the	the	DET
ajbmeb-1954	29	93	loss	loss	NOUN
ajbmeb-1954	29	94	that	that	PRON
ajbmeb-1954	29	95	the	the	DET
ajbmeb-1954	29	96	counterparty	counterparty	NOUN
ajbmeb-1954	29	97	may	may	AUX
ajbmeb-1954	29	98	suffer	suffer	VERB
ajbmeb-1954	29	99	as	as	ADP
ajbmeb-1954	29	100	a	a	DET
ajbmeb-1954	29	101	result	result	NOUN
ajbmeb-1954	29	102	of	of	ADP
ajbmeb-1954	29	103	non	non	ADJ
ajbmeb-1954	29	104	-	-	NOUN
ajbmeb-1954	29	105	fulfillment	fulfillment	NOUN
ajbmeb-1954	29	106	of	of	ADP
ajbmeb-1954	29	107	the	the	DET
ajbmeb-1954	29	108	obligations	obligation	NOUN
ajbmeb-1954	29	109	specified	specify	VERB
ajbmeb-1954	29	110	in	in	ADP
ajbmeb-1954	29	111	the	the	DET
ajbmeb-1954	29	112	contract	contract	NOUN
ajbmeb-1954	29	113	.	.	PUNCT
ajbmeb-1954	30	1	failure	failure	NOUN
ajbmeb-1954	30	2	of	of	ADP
ajbmeb-1954	30	3	the	the	DET
ajbmeb-1954	30	4	borrower	borrower	NOUN
ajbmeb-1954	30	5	to	to	PART
ajbmeb-1954	30	6	pay	pay	VERB
ajbmeb-1954	30	7	the	the	DET
ajbmeb-1954	30	8	remaining	remain	VERB
ajbmeb-1954	30	9	interest	interest	NOUN
ajbmeb-1954	30	10	payment	payment	NOUN
ajbmeb-1954	30	11	after	after	ADP
ajbmeb-1954	30	12	deducting	deduct	VERB
ajbmeb-1954	30	13	the	the	DET
ajbmeb-1954	30	14	principal	principal	ADJ
ajbmeb-1954	30	15	amount	amount	NOUN
ajbmeb-1954	30	16	and	and	CCONJ
ajbmeb-1954	30	17	the	the	DET
ajbmeb-1954	30	18	paid	pay	VERB
ajbmeb-1954	30	19	amount	amount	NOUN
ajbmeb-1954	30	20	is	be	AUX
ajbmeb-1954	30	21	evaluated	evaluate	VERB
ajbmeb-1954	30	22	as	as	ADP
ajbmeb-1954	30	23	a	a	DET
ajbmeb-1954	30	24	lost	lost	ADJ
ajbmeb-1954	30	25	loss	loss	NOUN
ajbmeb-1954	30	26	for	for	ADP
ajbmeb-1954	30	27	the	the	DET
ajbmeb-1954	30	28	creditor	creditor	NOUN
ajbmeb-1954	30	29	"	"	PUNCT
ajbmeb-1954	30	30	and	and	CCONJ
ajbmeb-1954	30	31	associated	associate	VERB
ajbmeb-1954	30	32	the	the	DET
ajbmeb-1954	30	33	risk	risk	NOUN
ajbmeb-1954	30	34	only	only	ADV
ajbmeb-1954	30	35	with	with	ADP
ajbmeb-1954	30	36	the	the	DET
ajbmeb-1954	30	37	credit	credit	NOUN
ajbmeb-1954	30	38	process.[5	process.[5	NOUN
ajbmeb-1954	30	39	]	]	PUNCT
ajbmeb-1954	30	40	the	the	DET
ajbmeb-1954	30	41	concept	concept	NOUN
ajbmeb-1954	30	42	of	of	ADP
ajbmeb-1954	30	43	bank	bank	NOUN
ajbmeb-1954	30	44	risks	risk	NOUN
ajbmeb-1954	30	45	was	be	AUX
ajbmeb-1954	30	46	also	also	ADV
ajbmeb-1954	30	47	researched	research	VERB
ajbmeb-1954	30	48	by	by	ADP
ajbmeb-1954	30	49	the	the	DET
ajbmeb-1954	30	50	local	local	ADJ
ajbmeb-1954	30	51	economist	economist	NOUN
ajbmeb-1954	30	52	sh.abdullaeva	sh.abdullaeva	PROPN
ajbmeb-1954	30	53	,	,	PUNCT
ajbmeb-1954	30	54	in	in	ADP
ajbmeb-1954	30	55	which	which	PRON
ajbmeb-1954	30	56	"	"	PUNCT
ajbmeb-1954	30	57	bank	bank	NOUN
ajbmeb-1954	30	58	risk	risk	NOUN
ajbmeb-1954	30	59	is	be	AUX
ajbmeb-1954	30	60	the	the	DET
ajbmeb-1954	30	61	loss	loss	NOUN
ajbmeb-1954	30	62	of	of	ADP
ajbmeb-1954	30	63	part	part	NOUN
ajbmeb-1954	30	64	of	of	ADP
ajbmeb-1954	30	65	the	the	DET
ajbmeb-1954	30	66	bank	bank	NOUN
ajbmeb-1954	30	67	's	's	PART
ajbmeb-1954	30	68	funds	fund	NOUN
ajbmeb-1954	30	69	in	in	ADP
ajbmeb-1954	30	70	the	the	DET
ajbmeb-1954	30	71	process	process	NOUN
ajbmeb-1954	30	72	of	of	ADP
ajbmeb-1954	30	73	carrying	carry	VERB
ajbmeb-1954	30	74	out	out	ADP
ajbmeb-1954	30	75	banking	banking	NOUN
ajbmeb-1954	30	76	activities	activity	NOUN
ajbmeb-1954	30	77	,	,	PUNCT
ajbmeb-1954	30	78	or	or	CCONJ
ajbmeb-1954	30	79	in	in	ADP
ajbmeb-1954	30	80	the	the	DET
ajbmeb-1954	30	81	hope	hope	NOUN
ajbmeb-1954	30	82	of	of	ADP
ajbmeb-1954	30	83	a	a	DET
ajbmeb-1954	30	84	positive	positive	ADJ
ajbmeb-1954	30	85	result	result	NOUN
ajbmeb-1954	30	86	in	in	ADP
ajbmeb-1954	30	87	the	the	DET
ajbmeb-1954	30	88	absence	absence	NOUN
ajbmeb-1954	30	89	of	of	ADP
ajbmeb-1954	30	90	income	income	NOUN
ajbmeb-1954	30	91	,	,	PUNCT
ajbmeb-1954	30	92	banking	banking	NOUN
ajbmeb-1954	30	93	operations	operation	NOUN
ajbmeb-1954	30	94	(	(	PUNCT
ajbmeb-1954	30	95	deposit	deposit	NOUN
ajbmeb-1954	30	96	,	,	PUNCT
ajbmeb-1954	30	97	credit	credit	NOUN
ajbmeb-1954	30	98	,	,	PUNCT
ajbmeb-1954	30	99	investment	investment	NOUN
ajbmeb-1954	30	100	,	,	PUNCT
ajbmeb-1954	30	101	currency	currency	NOUN
ajbmeb-1954	30	102	)	)	PUNCT
ajbmeb-1954	30	103	is	be	AUX
ajbmeb-1954	30	104	defined	define	VERB
ajbmeb-1954	30	105	as	as	ADP
ajbmeb-1954	30	106	transfer	transfer	NOUN
ajbmeb-1954	30	107	.	.	PUNCT
ajbmeb-1954	31	1	at	at	ADP
ajbmeb-1954	31	2	the	the	DET
ajbmeb-1954	31	3	same	same	ADJ
ajbmeb-1954	31	4	time	time	NOUN
ajbmeb-1954	31	5	,	,	PUNCT
ajbmeb-1954	31	6	according	accord	VERB
ajbmeb-1954	31	7	to	to	ADP
ajbmeb-1954	31	8	the	the	DET
ajbmeb-1954	31	9	opinion	opinion	NOUN
ajbmeb-1954	31	10	of	of	ADP
ajbmeb-1954	31	11	the	the	DET
ajbmeb-1954	31	12	scientist	scientist	NOUN
ajbmeb-1954	31	13	,	,	PUNCT
ajbmeb-1954	31	14	bank	bank	NOUN
ajbmeb-1954	31	15	risks	risk	NOUN
ajbmeb-1954	31	16	are	be	AUX
ajbmeb-1954	31	17	different	different	ADJ
ajbmeb-1954	31	18	in	in	ADP
ajbmeb-1954	31	19	terms	term	NOUN
ajbmeb-1954	31	20	of	of	ADP
ajbmeb-1954	31	21	emergence	emergence	NOUN
ajbmeb-1954	31	22	and	and	CCONJ
ajbmeb-1954	31	23	manifestation	manifestation	NOUN
ajbmeb-1954	31	24	,	,	PUNCT
ajbmeb-1954	31	25	and	and	CCONJ
ajbmeb-1954	31	26	all	all	PRON
ajbmeb-1954	31	27	of	of	ADP
ajbmeb-1954	31	28	them	they	PRON
ajbmeb-1954	31	29	are	be	AUX
ajbmeb-1954	31	30	explained	explain	VERB
ajbmeb-1954	31	31	by	by	ADP
ajbmeb-1954	31	32	the	the	DET
ajbmeb-1954	31	33	fact	fact	NOUN
ajbmeb-1954	31	34	that	that	SCONJ
ajbmeb-1954	31	35	the	the	DET
ajbmeb-1954	31	36	owner	owner	NOUN
ajbmeb-1954	31	37	of	of	ADP
ajbmeb-1954	31	38	the	the	DET
ajbmeb-1954	31	39	money	money	NOUN
ajbmeb-1954	31	40	does	do	AUX
ajbmeb-1954	31	41	not	not	PART
ajbmeb-1954	31	42	return	return	VERB
ajbmeb-1954	31	43	the	the	DET
ajbmeb-1954	31	44	value	value	NOUN
ajbmeb-1954	31	45	of	of	ADP
ajbmeb-1954	31	46	the	the	DET
ajbmeb-1954	31	47	loan	loan	NOUN
ajbmeb-1954	31	48	and	and	CCONJ
ajbmeb-1954	31	49	the	the	DET
ajbmeb-1954	31	50	interest	interest	NOUN
ajbmeb-1954	31	51	payments	payment	NOUN
ajbmeb-1954	31	52	paid	pay	VERB
ajbmeb-1954	31	53	to	to	ADP
ajbmeb-1954	31	54	him	he	PRON
ajbmeb-1954	31	55	in	in	ADP
ajbmeb-1954	31	56	full.[6	full.[6	ADP
ajbmeb-1954	31	57	]	]	PUNCT
ajbmeb-1954	31	58	according	accord	VERB
ajbmeb-1954	31	59	to	to	ADP
ajbmeb-1954	31	60	the	the	DET
ajbmeb-1954	31	61	legal	legal	ADJ
ajbmeb-1954	31	62	dictionary	dictionary	NOUN
ajbmeb-1954	31	63	published	publish	VERB
ajbmeb-1954	31	64	by	by	ADP
ajbmeb-1954	31	65	russian	russian	ADJ
ajbmeb-1954	31	66	economists	economist	NOUN
ajbmeb-1954	31	67	,	,	PUNCT
ajbmeb-1954	31	68	"	"	PUNCT
ajbmeb-1954	31	69	credit	credit	NOUN
ajbmeb-1954	31	70	risk	risk	NOUN
ajbmeb-1954	31	71	is	be	AUX
ajbmeb-1954	31	72	the	the	DET
ajbmeb-1954	31	73	risk	risk	NOUN
ajbmeb-1954	31	74	of	of	ADP
ajbmeb-1954	31	75	the	the	DET
ajbmeb-1954	31	76	borrower	borrower	NOUN
ajbmeb-1954	31	77	not	not	PART
ajbmeb-1954	31	78	fulfilling	fulfil	VERB
ajbmeb-1954	31	79	his	his	PRON
ajbmeb-1954	31	80	long	long	ADJ
ajbmeb-1954	31	81	-	-	PUNCT
ajbmeb-1954	31	82	term	term	NOUN
ajbmeb-1954	31	83	obligations	obligation	NOUN
ajbmeb-1954	31	84	to	to	ADP
ajbmeb-1954	31	85	the	the	DET
ajbmeb-1954	31	86	creditor	creditor	NOUN
ajbmeb-1954	31	87	,	,	PUNCT
ajbmeb-1954	31	88	i.e.	i.e.	X
ajbmeb-1954	31	89	the	the	DET
ajbmeb-1954	31	90	loan	loan	NOUN
ajbmeb-1954	31	91	(	(	PUNCT
ajbmeb-1954	31	92	loan	loan	NOUN
ajbmeb-1954	31	93	)	)	PUNCT
ajbmeb-1954	31	94	will	will	AUX
ajbmeb-1954	31	95	not	not	PART
ajbmeb-1954	31	96	be	be	AUX
ajbmeb-1954	31	97	repaid	repay	VERB
ajbmeb-1954	31	98	.	.	PUNCT
ajbmeb-1954	31	99	"	"	PUNCT
ajbmeb-1954	32	1	of	of	ADP
ajbmeb-1954	32	2	course	course	NOUN
ajbmeb-1954	32	3	,	,	PUNCT
ajbmeb-1954	32	4	we	we	PRON
ajbmeb-1954	32	5	agree	agree	VERB
ajbmeb-1954	32	6	with	with	ADP
ajbmeb-1954	32	7	this	this	DET
ajbmeb-1954	32	8	opinion	opinion	NOUN
ajbmeb-1954	32	9	,	,	PUNCT
ajbmeb-1954	32	10	but	but	CCONJ
ajbmeb-1954	32	11	the	the	DET
ajbmeb-1954	32	12	second	second	ADJ
ajbmeb-1954	32	13	aspect	aspect	NOUN
ajbmeb-1954	32	14	of	of	ADP
ajbmeb-1954	32	15	the	the	DET
ajbmeb-1954	32	16	issue	issue	NOUN
ajbmeb-1954	32	17	,	,	PUNCT
ajbmeb-1954	32	18	the	the	DET
ajbmeb-1954	32	19	fact	fact	NOUN
ajbmeb-1954	32	20	that	that	SCONJ
ajbmeb-1954	32	21	the	the	DET
ajbmeb-1954	32	22	risk	risk	NOUN
ajbmeb-1954	32	23	is	be	AUX
ajbmeb-1954	32	24	connected	connect	VERB
ajbmeb-1954	32	25	not	not	PART
ajbmeb-1954	32	26	only	only	ADV
ajbmeb-1954	32	27	with	with	ADP
ajbmeb-1954	32	28	the	the	DET
ajbmeb-1954	32	29	loan	loan	NOUN
ajbmeb-1954	32	30	,	,	PUNCT
ajbmeb-1954	32	31	but	but	CCONJ
ajbmeb-1954	32	32	also	also	ADV
ajbmeb-1954	32	33	with	with	ADP
ajbmeb-1954	32	34	the	the	DET
ajbmeb-1954	32	35	passive	passive	ADJ
ajbmeb-1954	32	36	operations	operation	NOUN
ajbmeb-1954	32	37	of	of	ADP
ajbmeb-1954	32	38	the	the	DET
ajbmeb-1954	32	39	bank	bank	NOUN
ajbmeb-1954	32	40	,	,	PUNCT
ajbmeb-1954	32	41	has	have	AUX
ajbmeb-1954	32	42	been	be	AUX
ajbmeb-1954	32	43	neglected.[7	neglected.[7	PUNCT
ajbmeb-1954	32	44	]	]	X
ajbmeb-1954	32	45	american	american	PROPN
ajbmeb-1954	32	46	journal	journal	PROPN
ajbmeb-1954	32	47	of	of	ADP
ajbmeb-1954	32	48	business	business	NOUN
ajbmeb-1954	32	49	management	management	NOUN
ajbmeb-1954	32	50	,	,	PUNCT
ajbmeb-1954	32	51	economics	economic	NOUN
ajbmeb-1954	32	52	and	and	CCONJ
ajbmeb-1954	32	53	banking	banking	NOUN
ajbmeb-1954	32	54	volume	volume	NOUN
ajbmeb-1954	32	55	22	22	NUM
ajbmeb-1954	32	56	march	march	PROPN
ajbmeb-1954	32	57	2024	2024	NUM
ajbmeb-1954	32	58	p	p	NOUN
ajbmeb-1954	32	59	a	a	DET
ajbmeb-1954	32	60	g	g	NOUN
ajbmeb-1954	32	61	e	e	NOUN
ajbmeb-1954	32	62	|	|	ADV
ajbmeb-1954	32	63	169	169	NUM
ajbmeb-1954	32	64	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	32	65	analysis	analysis	NOUN
ajbmeb-1954	32	66	and	and	CCONJ
ajbmeb-1954	32	67	results	result	NOUN
ajbmeb-1954	32	68	if	if	SCONJ
ajbmeb-1954	32	69	we	we	PRON
ajbmeb-1954	32	70	talk	talk	VERB
ajbmeb-1954	32	71	about	about	ADP
ajbmeb-1954	32	72	risk	risk	NOUN
ajbmeb-1954	32	73	and	and	CCONJ
ajbmeb-1954	32	74	its	its	PRON
ajbmeb-1954	32	75	diversification	diversification	NOUN
ajbmeb-1954	32	76	in	in	ADP
ajbmeb-1954	32	77	the	the	DET
ajbmeb-1954	32	78	activity	activity	NOUN
ajbmeb-1954	32	79	of	of	ADP
ajbmeb-1954	32	80	commercial	commercial	ADJ
ajbmeb-1954	32	81	banks	bank	NOUN
ajbmeb-1954	32	82	,	,	PUNCT
ajbmeb-1954	32	83	this	this	DET
ajbmeb-1954	32	84	issue	issue	NOUN
ajbmeb-1954	32	85	has	have	AUX
ajbmeb-1954	32	86	become	become	VERB
ajbmeb-1954	32	87	one	one	NUM
ajbmeb-1954	32	88	of	of	ADP
ajbmeb-1954	32	89	the	the	DET
ajbmeb-1954	32	90	most	most	ADV
ajbmeb-1954	32	91	important	important	ADJ
ajbmeb-1954	32	92	issues	issue	NOUN
ajbmeb-1954	32	93	facing	face	VERB
ajbmeb-1954	32	94	commercial	commercial	ADJ
ajbmeb-1954	32	95	banks	bank	NOUN
ajbmeb-1954	32	96	of	of	ADP
ajbmeb-1954	32	97	all	all	DET
ajbmeb-1954	32	98	countries	country	NOUN
ajbmeb-1954	32	99	.	.	PUNCT
ajbmeb-1954	33	1	because	because	SCONJ
ajbmeb-1954	33	2	,	,	PUNCT
ajbmeb-1954	33	3	in	in	ADP
ajbmeb-1954	33	4	the	the	DET
ajbmeb-1954	33	5	next	next	ADJ
ajbmeb-1954	33	6	10	10	NUM
ajbmeb-1954	33	7	-	-	SYM
ajbmeb-1954	33	8	20	20	NUM
ajbmeb-1954	33	9	years	year	NOUN
ajbmeb-1954	33	10	,	,	PUNCT
ajbmeb-1954	33	11	along	along	ADP
ajbmeb-1954	33	12	with	with	ADP
ajbmeb-1954	33	13	the	the	DET
ajbmeb-1954	33	14	rapid	rapid	ADJ
ajbmeb-1954	33	15	development	development	NOUN
ajbmeb-1954	33	16	of	of	ADP
ajbmeb-1954	33	17	digital	digital	ADJ
ajbmeb-1954	33	18	services	service	NOUN
ajbmeb-1954	33	19	,	,	PUNCT
ajbmeb-1954	33	20	techniques	technique	NOUN
ajbmeb-1954	33	21	and	and	CCONJ
ajbmeb-1954	33	22	technologies	technology	NOUN
ajbmeb-1954	33	23	in	in	ADP
ajbmeb-1954	33	24	the	the	DET
ajbmeb-1954	33	25	state	state	NOUN
ajbmeb-1954	33	26	,	,	PUNCT
ajbmeb-1954	33	27	finance	finance	NOUN
ajbmeb-1954	33	28	and	and	CCONJ
ajbmeb-1954	33	29	credit	credit	NOUN
ajbmeb-1954	33	30	and	and	CCONJ
ajbmeb-1954	33	31	other	other	ADJ
ajbmeb-1954	33	32	areas	area	NOUN
ajbmeb-1954	33	33	,	,	PUNCT
ajbmeb-1954	33	34	the	the	DET
ajbmeb-1954	33	35	population	population	NOUN
ajbmeb-1954	33	36	of	of	ADP
ajbmeb-1954	33	37	the	the	DET
ajbmeb-1954	33	38	earth	earth	NOUN
ajbmeb-1954	33	39	will	will	AUX
ajbmeb-1954	33	40	increase	increase	VERB
ajbmeb-1954	33	41	,	,	PUNCT
ajbmeb-1954	33	42	the	the	DET
ajbmeb-1954	33	43	amount	amount	NOUN
ajbmeb-1954	33	44	of	of	ADP
ajbmeb-1954	33	45	above	above	ADP
ajbmeb-1954	33	46	-	-	PUNCT
ajbmeb-1954	33	47	ground	ground	NOUN
ajbmeb-1954	33	48	and	and	CCONJ
ajbmeb-1954	33	49	underground	underground	ADJ
ajbmeb-1954	33	50	economic	economic	ADJ
ajbmeb-1954	33	51	resources	resource	NOUN
ajbmeb-1954	33	52	will	will	AUX
ajbmeb-1954	33	53	decrease	decrease	VERB
ajbmeb-1954	33	54	,	,	PUNCT
ajbmeb-1954	33	55	geoeconomic	geoeconomic	ADJ
ajbmeb-1954	33	56	differences	difference	NOUN
ajbmeb-1954	33	57	between	between	ADP
ajbmeb-1954	33	58	countries	country	NOUN
ajbmeb-1954	33	59	and	and	CCONJ
ajbmeb-1954	33	60	regions	region	NOUN
ajbmeb-1954	33	61	and	and	CCONJ
ajbmeb-1954	33	62	the	the	DET
ajbmeb-1954	33	63	tension	tension	NOUN
ajbmeb-1954	33	64	of	of	ADP
ajbmeb-1954	33	65	geopolitical	geopolitical	ADJ
ajbmeb-1954	33	66	relations	relation	NOUN
ajbmeb-1954	33	67	are	be	AUX
ajbmeb-1954	33	68	putting	put	VERB
ajbmeb-1954	33	69	commercial	commercial	ADJ
ajbmeb-1954	33	70	banks	bank	NOUN
ajbmeb-1954	33	71	on	on	ADP
ajbmeb-1954	33	72	the	the	DET
ajbmeb-1954	33	73	agenda	agenda	NOUN
ajbmeb-1954	33	74	of	of	ADP
ajbmeb-1954	33	75	ensuring	ensure	VERB
ajbmeb-1954	33	76	the	the	DET
ajbmeb-1954	33	77	level	level	NOUN
ajbmeb-1954	33	78	of	of	ADP
ajbmeb-1954	33	79	risk	risk	NOUN
ajbmeb-1954	33	80	at	at	ADP
ajbmeb-1954	33	81	a	a	DET
ajbmeb-1954	33	82	constant	constant	ADJ
ajbmeb-1954	33	83	normal	normal	ADJ
ajbmeb-1954	33	84	level	level	NOUN
ajbmeb-1954	33	85	and	and	CCONJ
ajbmeb-1954	33	86	its	its	PRON
ajbmeb-1954	33	87	effective	effective	ADJ
ajbmeb-1954	33	88	diversification	diversification	NOUN
ajbmeb-1954	33	89	as	as	ADP
ajbmeb-1954	33	90	urgent	urgent	ADJ
ajbmeb-1954	33	91	issues	issue	NOUN
ajbmeb-1954	33	92	.	.	PUNCT
ajbmeb-1954	34	1	in	in	ADP
ajbmeb-1954	34	2	addition	addition	NOUN
ajbmeb-1954	34	3	,	,	PUNCT
ajbmeb-1954	34	4	the	the	DET
ajbmeb-1954	34	5	imbalance	imbalance	NOUN
ajbmeb-1954	34	6	of	of	ADP
ajbmeb-1954	34	7	raw	raw	ADJ
ajbmeb-1954	34	8	materials	material	NOUN
ajbmeb-1954	34	9	and	and	CCONJ
ajbmeb-1954	34	10	financial	financial	ADJ
ajbmeb-1954	34	11	markets	market	NOUN
ajbmeb-1954	34	12	and	and	CCONJ
ajbmeb-1954	34	13	socio	socio	NOUN
ajbmeb-1954	34	14	-	-	PUNCT
ajbmeb-1954	34	15	economic	economic	ADJ
ajbmeb-1954	34	16	processes	process	NOUN
ajbmeb-1954	34	17	at	at	ADP
ajbmeb-1954	34	18	the	the	DET
ajbmeb-1954	34	19	global	global	ADJ
ajbmeb-1954	34	20	level	level	NOUN
ajbmeb-1954	34	21	,	,	PUNCT
ajbmeb-1954	34	22	as	as	ADV
ajbmeb-1954	34	23	well	well	ADV
ajbmeb-1954	34	24	as	as	ADP
ajbmeb-1954	34	25	the	the	DET
ajbmeb-1954	34	26	deepening	deepening	NOUN
ajbmeb-1954	34	27	of	of	ADP
ajbmeb-1954	34	28	the	the	DET
ajbmeb-1954	34	29	division	division	NOUN
ajbmeb-1954	34	30	of	of	ADP
ajbmeb-1954	34	31	labor	labor	NOUN
ajbmeb-1954	34	32	and	and	CCONJ
ajbmeb-1954	34	33	financial	financial	ADJ
ajbmeb-1954	34	34	-	-	PUNCT
ajbmeb-1954	34	35	economic	economic	ADJ
ajbmeb-1954	34	36	relations	relation	NOUN
ajbmeb-1954	34	37	between	between	ADP
ajbmeb-1954	34	38	countries	country	NOUN
ajbmeb-1954	34	39	,	,	PUNCT
ajbmeb-1954	34	40	creates	create	VERB
ajbmeb-1954	34	41	the	the	DET
ajbmeb-1954	34	42	need	need	NOUN
ajbmeb-1954	34	43	to	to	PART
ajbmeb-1954	34	44	diversify	diversify	VERB
ajbmeb-1954	34	45	risks	risk	NOUN
ajbmeb-1954	34	46	in	in	ADP
ajbmeb-1954	34	47	commercial	commercial	ADJ
ajbmeb-1954	34	48	banks	bank	NOUN
ajbmeb-1954	34	49	.	.	PUNCT
ajbmeb-1954	35	1	because	because	SCONJ
ajbmeb-1954	35	2	in	in	ADP
ajbmeb-1954	35	3	the	the	DET
ajbmeb-1954	35	4	conditions	condition	NOUN
ajbmeb-1954	35	5	of	of	ADP
ajbmeb-1954	35	6	the	the	DET
ajbmeb-1954	35	7	market	market	NOUN
ajbmeb-1954	35	8	economy	economy	NOUN
ajbmeb-1954	35	9	,	,	PUNCT
ajbmeb-1954	35	10	the	the	DET
ajbmeb-1954	35	11	formation	formation	NOUN
ajbmeb-1954	35	12	of	of	ADP
ajbmeb-1954	35	13	interest	interest	NOUN
ajbmeb-1954	35	14	rates	rate	NOUN
ajbmeb-1954	35	15	on	on	ADP
ajbmeb-1954	35	16	loans	loan	NOUN
ajbmeb-1954	35	17	and	and	CCONJ
ajbmeb-1954	35	18	deposits	deposit	NOUN
ajbmeb-1954	35	19	of	of	ADP
ajbmeb-1954	35	20	commercial	commercial	ADJ
ajbmeb-1954	35	21	banks	bank	NOUN
ajbmeb-1954	35	22	based	base	VERB
ajbmeb-1954	35	23	on	on	ADP
ajbmeb-1954	35	24	demand	demand	NOUN
ajbmeb-1954	35	25	and	and	CCONJ
ajbmeb-1954	35	26	supply	supply	NOUN
ajbmeb-1954	35	27	,	,	PUNCT
ajbmeb-1954	35	28	the	the	DET
ajbmeb-1954	35	29	tendency	tendency	NOUN
ajbmeb-1954	35	30	of	of	ADP
ajbmeb-1954	35	31	the	the	DET
ajbmeb-1954	35	32	risk	risk	NOUN
ajbmeb-1954	35	33	associated	associate	VERB
ajbmeb-1954	35	34	with	with	ADP
ajbmeb-1954	35	35	them	they	PRON
ajbmeb-1954	35	36	to	to	PART
ajbmeb-1954	35	37	change	change	VERB
ajbmeb-1954	35	38	constantly	constantly	ADV
ajbmeb-1954	35	39	,	,	PUNCT
ajbmeb-1954	35	40	as	as	ADV
ajbmeb-1954	35	41	well	well	ADV
ajbmeb-1954	35	42	as	as	ADP
ajbmeb-1954	35	43	the	the	DET
ajbmeb-1954	35	44	fact	fact	NOUN
ajbmeb-1954	35	45	that	that	SCONJ
ajbmeb-1954	35	46	the	the	DET
ajbmeb-1954	35	47	activities	activity	NOUN
ajbmeb-1954	35	48	of	of	ADP
ajbmeb-1954	35	49	local	local	ADJ
ajbmeb-1954	35	50	and	and	CCONJ
ajbmeb-1954	35	51	foreign	foreign	ADJ
ajbmeb-1954	35	52	financial	financial	ADJ
ajbmeb-1954	35	53	institutions	institution	NOUN
ajbmeb-1954	35	54	are	be	AUX
ajbmeb-1954	35	55	closely	closely	ADV
ajbmeb-1954	35	56	connected	connect	VERB
ajbmeb-1954	35	57	with	with	ADP
ajbmeb-1954	35	58	each	each	DET
ajbmeb-1954	35	59	other	other	ADJ
ajbmeb-1954	35	60	,	,	PUNCT
ajbmeb-1954	35	61	the	the	DET
ajbmeb-1954	35	62	financial	financial	ADJ
ajbmeb-1954	35	63	and	and	CCONJ
ajbmeb-1954	35	64	economic	economic	ADJ
ajbmeb-1954	35	65	situation	situation	NOUN
ajbmeb-1954	35	66	that	that	PRON
ajbmeb-1954	35	67	occurred	occur	VERB
ajbmeb-1954	35	68	in	in	ADP
ajbmeb-1954	35	69	one	one	NUM
ajbmeb-1954	35	70	country	country	NOUN
ajbmeb-1954	35	71	the	the	DET
ajbmeb-1954	35	72	problem	problem	NOUN
ajbmeb-1954	35	73	is	be	AUX
ajbmeb-1954	35	74	reflected	reflect	VERB
ajbmeb-1954	35	75	in	in	ADP
ajbmeb-1954	35	76	the	the	DET
ajbmeb-1954	35	77	financial	financial	ADJ
ajbmeb-1954	35	78	and	and	CCONJ
ajbmeb-1954	35	79	credit	credit	NOUN
ajbmeb-1954	35	80	sector	sector	NOUN
ajbmeb-1954	35	81	of	of	ADP
ajbmeb-1954	35	82	another	another	DET
ajbmeb-1954	35	83	country	country	NOUN
ajbmeb-1954	35	84	.	.	PUNCT
ajbmeb-1954	36	1	such	such	ADJ
ajbmeb-1954	36	2	socio	socio	NOUN
ajbmeb-1954	36	3	-	-	PUNCT
ajbmeb-1954	36	4	economic	economic	ADJ
ajbmeb-1954	36	5	processes	process	NOUN
ajbmeb-1954	36	6	create	create	VERB
ajbmeb-1954	36	7	a	a	DET
ajbmeb-1954	36	8	strong	strong	ADJ
ajbmeb-1954	36	9	need	need	NOUN
ajbmeb-1954	36	10	to	to	PART
ajbmeb-1954	36	11	generate	generate	VERB
ajbmeb-1954	36	12	appropriate	appropriate	ADJ
ajbmeb-1954	36	13	profits	profit	NOUN
ajbmeb-1954	36	14	by	by	ADP
ajbmeb-1954	36	15	diversifying	diversify	VERB
ajbmeb-1954	36	16	risks	risk	NOUN
ajbmeb-1954	36	17	in	in	ADP
ajbmeb-1954	36	18	commercial	commercial	ADJ
ajbmeb-1954	36	19	banks	bank	NOUN
ajbmeb-1954	36	20	.	.	PUNCT
ajbmeb-1954	37	1	in	in	ADP
ajbmeb-1954	37	2	addition	addition	NOUN
ajbmeb-1954	37	3	to	to	ADP
ajbmeb-1954	37	4	the	the	DET
ajbmeb-1954	37	5	above	above	ADJ
ajbmeb-1954	37	6	,	,	PUNCT
ajbmeb-1954	37	7	in	in	ADP
ajbmeb-1954	37	8	the	the	DET
ajbmeb-1954	37	9	following	following	ADJ
ajbmeb-1954	37	10	years	year	NOUN
ajbmeb-1954	37	11	,	,	PUNCT
ajbmeb-1954	37	12	the	the	DET
ajbmeb-1954	37	13	improvement	improvement	NOUN
ajbmeb-1954	37	14	of	of	ADP
ajbmeb-1954	37	15	market	market	NOUN
ajbmeb-1954	37	16	relations	relation	NOUN
ajbmeb-1954	37	17	and	and	CCONJ
ajbmeb-1954	37	18	the	the	DET
ajbmeb-1954	37	19	deepening	deepening	NOUN
ajbmeb-1954	37	20	of	of	ADP
ajbmeb-1954	37	21	economic	economic	ADJ
ajbmeb-1954	37	22	competition	competition	NOUN
ajbmeb-1954	37	23	in	in	ADP
ajbmeb-1954	37	24	our	our	PRON
ajbmeb-1954	37	25	country	country	NOUN
ajbmeb-1954	37	26	,	,	PUNCT
ajbmeb-1954	37	27	as	as	ADV
ajbmeb-1954	37	28	well	well	ADV
ajbmeb-1954	37	29	as	as	ADP
ajbmeb-1954	37	30	the	the	DET
ajbmeb-1954	37	31	acceleration	acceleration	NOUN
ajbmeb-1954	37	32	of	of	ADP
ajbmeb-1954	37	33	the	the	DET
ajbmeb-1954	37	34	processes	process	NOUN
ajbmeb-1954	37	35	of	of	ADP
ajbmeb-1954	37	36	economic	economic	ADJ
ajbmeb-1954	37	37	integration	integration	NOUN
ajbmeb-1954	37	38	of	of	ADP
ajbmeb-1954	37	39	our	our	PRON
ajbmeb-1954	37	40	country	country	NOUN
ajbmeb-1954	37	41	's	's	PART
ajbmeb-1954	37	42	financial	financial	ADJ
ajbmeb-1954	37	43	and	and	CCONJ
ajbmeb-1954	37	44	economic	economic	ADJ
ajbmeb-1954	37	45	relations	relation	NOUN
ajbmeb-1954	37	46	with	with	ADP
ajbmeb-1954	37	47	other	other	ADJ
ajbmeb-1954	37	48	countries	country	NOUN
ajbmeb-1954	37	49	and	and	CCONJ
ajbmeb-1954	37	50	international	international	ADJ
ajbmeb-1954	37	51	financial	financial	ADJ
ajbmeb-1954	37	52	organizations	organization	NOUN
ajbmeb-1954	37	53	require	require	VERB
ajbmeb-1954	37	54	diversification	diversification	NOUN
ajbmeb-1954	37	55	of	of	ADP
ajbmeb-1954	37	56	risks	risk	NOUN
ajbmeb-1954	37	57	in	in	ADP
ajbmeb-1954	37	58	commercial	commercial	ADJ
ajbmeb-1954	37	59	banks	bank	NOUN
ajbmeb-1954	37	60	.	.	PUNCT
ajbmeb-1954	38	1	therefore	therefore	ADV
ajbmeb-1954	38	2	,	,	PUNCT
ajbmeb-1954	38	3	the	the	DET
ajbmeb-1954	38	4	main	main	ADJ
ajbmeb-1954	38	5	goal	goal	NOUN
ajbmeb-1954	38	6	of	of	ADP
ajbmeb-1954	38	7	diversifying	diversify	VERB
ajbmeb-1954	38	8	bank	bank	NOUN
ajbmeb-1954	38	9	risks	risk	NOUN
ajbmeb-1954	38	10	is	be	AUX
ajbmeb-1954	38	11	timely	timely	ADJ
ajbmeb-1954	38	12	fulfillment	fulfillment	NOUN
ajbmeb-1954	38	13	of	of	ADP
ajbmeb-1954	38	14	the	the	DET
ajbmeb-1954	38	15	bank	bank	NOUN
ajbmeb-1954	38	16	's	's	PART
ajbmeb-1954	38	17	obligations	obligation	NOUN
ajbmeb-1954	38	18	to	to	ADP
ajbmeb-1954	38	19	its	its	PRON
ajbmeb-1954	38	20	shareholders	shareholder	NOUN
ajbmeb-1954	38	21	and	and	CCONJ
ajbmeb-1954	38	22	customers	customer	NOUN
ajbmeb-1954	38	23	,	,	PUNCT
ajbmeb-1954	38	24	as	as	ADV
ajbmeb-1954	38	25	well	well	ADV
ajbmeb-1954	38	26	as	as	ADP
ajbmeb-1954	38	27	strengthening	strengthen	VERB
ajbmeb-1954	38	28	the	the	DET
ajbmeb-1954	38	29	financial	financial	ADJ
ajbmeb-1954	38	30	stability	stability	NOUN
ajbmeb-1954	38	31	of	of	ADP
ajbmeb-1954	38	32	the	the	DET
ajbmeb-1954	38	33	bank	bank	NOUN
ajbmeb-1954	38	34	,	,	PUNCT
ajbmeb-1954	38	35	and	and	CCONJ
ajbmeb-1954	38	36	in	in	ADP
ajbmeb-1954	38	37	order	order	NOUN
ajbmeb-1954	38	38	to	to	PART
ajbmeb-1954	38	39	achieve	achieve	VERB
ajbmeb-1954	38	40	this	this	DET
ajbmeb-1954	38	41	goal	goal	NOUN
ajbmeb-1954	38	42	,	,	PUNCT
ajbmeb-1954	38	43	commercial	commercial	ADJ
ajbmeb-1954	38	44	banks	bank	NOUN
ajbmeb-1954	38	45	diversify	diversify	VERB
ajbmeb-1954	38	46	the	the	DET
ajbmeb-1954	38	47	risks	risk	NOUN
ajbmeb-1954	38	48	that	that	PRON
ajbmeb-1954	38	49	arise	arise	VERB
ajbmeb-1954	38	50	in	in	ADP
ajbmeb-1954	38	51	the	the	DET
ajbmeb-1954	38	52	process	process	NOUN
ajbmeb-1954	38	53	of	of	ADP
ajbmeb-1954	38	54	fulfilling	fulfil	VERB
ajbmeb-1954	38	55	risky	risky	ADJ
ajbmeb-1954	38	56	assets	asset	NOUN
ajbmeb-1954	38	57	and	and	CCONJ
ajbmeb-1954	38	58	liabilities	liability	NOUN
ajbmeb-1954	38	59	.	.	PUNCT
ajbmeb-1954	39	1	therefore	therefore	ADV
ajbmeb-1954	39	2	,	,	PUNCT
ajbmeb-1954	39	3	the	the	DET
ajbmeb-1954	39	4	diversification	diversification	NOUN
ajbmeb-1954	39	5	of	of	ADP
ajbmeb-1954	39	6	the	the	DET
ajbmeb-1954	39	7	risks	risk	NOUN
ajbmeb-1954	39	8	of	of	ADP
ajbmeb-1954	39	9	commercial	commercial	ADJ
ajbmeb-1954	39	10	banks	bank	NOUN
ajbmeb-1954	39	11	gives	give	VERB
ajbmeb-1954	39	12	them	they	PRON
ajbmeb-1954	39	13	a	a	DET
ajbmeb-1954	39	14	number	number	NOUN
ajbmeb-1954	39	15	of	of	ADP
ajbmeb-1954	39	16	opportunities	opportunity	NOUN
ajbmeb-1954	39	17	,	,	PUNCT
ajbmeb-1954	39	18	the	the	DET
ajbmeb-1954	39	19	main	main	ADJ
ajbmeb-1954	39	20	ones	one	NOUN
ajbmeb-1954	39	21	are	be	AUX
ajbmeb-1954	39	22	presented	present	VERB
ajbmeb-1954	39	23	in	in	ADP
ajbmeb-1954	39	24	the	the	DET
ajbmeb-1954	39	25	diagram	diagram	NOUN
ajbmeb-1954	39	26	below	below	ADV
ajbmeb-1954	39	27	.	.	PUNCT
ajbmeb-1954	40	1	figure	figure	VERB
ajbmeb-1954	40	2	1	1	NUM
ajbmeb-1954	40	3	.	.	PUNCT
ajbmeb-1954	40	4	results	result	NOUN
ajbmeb-1954	40	5	of	of	ADP
ajbmeb-1954	40	6	risk	risk	NOUN
ajbmeb-1954	40	7	diversification	diversification	NOUN
ajbmeb-1954	40	8	of	of	ADP
ajbmeb-1954	40	9	commercial	commercial	ADJ
ajbmeb-1954	40	10	banks	bank	NOUN
ajbmeb-1954	40	11	.	.	PUNCT
ajbmeb-1954	41	1	american	american	PROPN
ajbmeb-1954	41	2	journal	journal	PROPN
ajbmeb-1954	41	3	of	of	ADP
ajbmeb-1954	41	4	business	business	NOUN
ajbmeb-1954	41	5	management	management	NOUN
ajbmeb-1954	41	6	,	,	PUNCT
ajbmeb-1954	41	7	economics	economic	NOUN
ajbmeb-1954	41	8	and	and	CCONJ
ajbmeb-1954	41	9	banking	banking	NOUN
ajbmeb-1954	41	10	volume	volume	NOUN
ajbmeb-1954	41	11	22	22	NUM
ajbmeb-1954	41	12	march	march	PROPN
ajbmeb-1954	41	13	2024	2024	NUM
ajbmeb-1954	41	14	p	p	NOUN
ajbmeb-1954	41	15	a	a	DET
ajbmeb-1954	41	16	g	g	NOUN
ajbmeb-1954	41	17	e	e	NOUN
ajbmeb-1954	41	18	|	|	NOUN
ajbmeb-1954	41	19	170	170	NUM
ajbmeb-1954	41	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	41	21	*	*	PUNCT
ajbmeb-1954	41	22	author	author	NOUN
ajbmeb-1954	41	23	development	development	NOUN
ajbmeb-1954	41	24	.	.	PUNCT
ajbmeb-1954	42	1	chart	chart	NOUN
ajbmeb-1954	42	2	1	1	NUM
ajbmeb-1954	42	3	shows	show	VERB
ajbmeb-1954	42	4	that	that	SCONJ
ajbmeb-1954	42	5	diversification	diversification	NOUN
ajbmeb-1954	42	6	of	of	ADP
ajbmeb-1954	42	7	the	the	DET
ajbmeb-1954	42	8	risks	risk	NOUN
ajbmeb-1954	42	9	of	of	ADP
ajbmeb-1954	42	10	commercial	commercial	ADJ
ajbmeb-1954	42	11	banks	bank	NOUN
ajbmeb-1954	42	12	gives	give	VERB
ajbmeb-1954	42	13	positive	positive	ADJ
ajbmeb-1954	42	14	results	result	NOUN
ajbmeb-1954	42	15	,	,	PUNCT
ajbmeb-1954	42	16	we	we	PRON
ajbmeb-1954	42	17	will	will	AUX
ajbmeb-1954	42	18	try	try	VERB
ajbmeb-1954	42	19	to	to	PART
ajbmeb-1954	42	20	touch	touch	VERB
ajbmeb-1954	42	21	on	on	ADP
ajbmeb-1954	42	22	some	some	PRON
ajbmeb-1954	42	23	of	of	ADP
ajbmeb-1954	42	24	them	they	PRON
ajbmeb-1954	42	25	in	in	ADP
ajbmeb-1954	42	26	more	more	ADJ
ajbmeb-1954	42	27	detail	detail	NOUN
ajbmeb-1954	42	28	.	.	PUNCT
ajbmeb-1954	43	1	reducing	reduce	VERB
ajbmeb-1954	43	2	costs	cost	NOUN
ajbmeb-1954	43	3	by	by	ADP
ajbmeb-1954	43	4	increasing	increase	VERB
ajbmeb-1954	43	5	the	the	DET
ajbmeb-1954	43	6	quality	quality	NOUN
ajbmeb-1954	43	7	of	of	ADP
ajbmeb-1954	43	8	bank	bank	NOUN
ajbmeb-1954	43	9	assets	asset	NOUN
ajbmeb-1954	43	10	.	.	PUNCT
ajbmeb-1954	44	1	it	it	PRON
ajbmeb-1954	44	2	is	be	AUX
ajbmeb-1954	44	3	known	know	VERB
ajbmeb-1954	44	4	that	that	SCONJ
ajbmeb-1954	44	5	the	the	DET
ajbmeb-1954	44	6	deterioration	deterioration	NOUN
ajbmeb-1954	44	7	of	of	ADP
ajbmeb-1954	44	8	the	the	DET
ajbmeb-1954	44	9	quality	quality	NOUN
ajbmeb-1954	44	10	of	of	ADP
ajbmeb-1954	44	11	assets	asset	NOUN
ajbmeb-1954	44	12	in	in	ADP
ajbmeb-1954	44	13	commercial	commercial	ADJ
ajbmeb-1954	44	14	banks	bank	NOUN
ajbmeb-1954	44	15	leads	lead	VERB
ajbmeb-1954	44	16	to	to	ADP
ajbmeb-1954	44	17	an	an	DET
ajbmeb-1954	44	18	increase	increase	NOUN
ajbmeb-1954	44	19	in	in	ADP
ajbmeb-1954	44	20	their	their	PRON
ajbmeb-1954	44	21	costs	cost	NOUN
ajbmeb-1954	44	22	.	.	PUNCT
ajbmeb-1954	45	1	according	accord	VERB
ajbmeb-1954	45	2	to	to	ADP
ajbmeb-1954	45	3	the	the	DET
ajbmeb-1954	45	4	regulation	regulation	NOUN
ajbmeb-1954	45	5	of	of	ADP
ajbmeb-1954	45	6	the	the	DET
ajbmeb-1954	45	7	central	central	ADJ
ajbmeb-1954	45	8	bank	bank	PROPN
ajbmeb-1954	45	9	no	no	NOUN
ajbmeb-1954	45	10	.	.	PUNCT
ajbmeb-1954	45	11	2696	2696	NUM
ajbmeb-1954	45	12	-	-	SYM
ajbmeb-1954	45	13	3	3	NUM
ajbmeb-1954	45	14	"	"	PUNCT
ajbmeb-1954	45	15	on	on	ADP
ajbmeb-1954	45	16	the	the	DET
ajbmeb-1954	45	17	procedure	procedure	NOUN
ajbmeb-1954	45	18	for	for	ADP
ajbmeb-1954	45	19	the	the	DET
ajbmeb-1954	45	20	classification	classification	NOUN
ajbmeb-1954	45	21	of	of	ADP
ajbmeb-1954	45	22	asset	asset	NOUN
ajbmeb-1954	45	23	quality	quality	NOUN
ajbmeb-1954	45	24	in	in	ADP
ajbmeb-1954	45	25	commercial	commercial	ADJ
ajbmeb-1954	45	26	banks	bank	NOUN
ajbmeb-1954	45	27	and	and	CCONJ
ajbmeb-1954	45	28	the	the	DET
ajbmeb-1954	45	29	formation	formation	NOUN
ajbmeb-1954	45	30	and	and	CCONJ
ajbmeb-1954	45	31	use	use	NOUN
ajbmeb-1954	45	32	of	of	ADP
ajbmeb-1954	45	33	reserves	reserve	NOUN
ajbmeb-1954	45	34	to	to	PART
ajbmeb-1954	45	35	cover	cover	VERB
ajbmeb-1954	45	36	potential	potential	ADJ
ajbmeb-1954	45	37	losses	loss	NOUN
ajbmeb-1954	45	38	on	on	ADP
ajbmeb-1954	45	39	assets	asset	NOUN
ajbmeb-1954	45	40	"	"	PUNCT
ajbmeb-1954	45	41	,	,	PUNCT
ajbmeb-1954	45	42	the	the	DET
ajbmeb-1954	45	43	assets	asset	NOUN
ajbmeb-1954	45	44	of	of	ADP
ajbmeb-1954	45	45	commercial	commercial	ADJ
ajbmeb-1954	45	46	banks	bank	NOUN
ajbmeb-1954	45	47	are	be	AUX
ajbmeb-1954	45	48	classified	classify	VERB
ajbmeb-1954	45	49	into	into	ADP
ajbmeb-1954	45	50	the	the	DET
ajbmeb-1954	45	51	following	follow	VERB
ajbmeb-1954	45	52	groups	group	NOUN
ajbmeb-1954	45	53	and	and	CCONJ
ajbmeb-1954	45	54	reserves	reserve	NOUN
ajbmeb-1954	45	55	are	be	AUX
ajbmeb-1954	45	56	allocated	allocate	VERB
ajbmeb-1954	45	57	for	for	ADP
ajbmeb-1954	45	58	them[1	them[1	NOUN
ajbmeb-1954	45	59	]	]	X
ajbmeb-1954	45	60	.	.	PUNCT
ajbmeb-1954	46	1	standard	standard	ADJ
ajbmeb-1954	46	2	–	–	PUNCT
ajbmeb-1954	46	3	1	1	NUM
ajbmeb-1954	46	4	%	%	NOUN
ajbmeb-1954	46	5	;	;	PUNCT
ajbmeb-1954	46	6	substandard	substandard	ADJ
ajbmeb-1954	46	7	–	–	PUNCT
ajbmeb-1954	46	8	10	10	NUM
ajbmeb-1954	46	9	%	%	NOUN
ajbmeb-1954	46	10	;	;	PUNCT
ajbmeb-1954	46	11	unsatisfactory	unsatisfactory	ADJ
ajbmeb-1954	46	12	–	–	PUNCT
ajbmeb-1954	46	13	25	25	NUM
ajbmeb-1954	46	14	%	%	NOUN
ajbmeb-1954	46	15	;	;	PUNCT
ajbmeb-1954	46	16	doubtful	doubtful	ADJ
ajbmeb-1954	46	17	50	50	NUM
ajbmeb-1954	46	18	%	%	NOUN
ajbmeb-1954	46	19	;	;	PUNCT
ajbmeb-1954	46	20	desperate	desperate	ADJ
ajbmeb-1954	46	21	100	100	NUM
ajbmeb-1954	46	22	%	%	NOUN
ajbmeb-1954	46	23	.	.	PUNCT
ajbmeb-1954	47	1	by	by	ADP
ajbmeb-1954	47	2	grouping	group	VERB
ajbmeb-1954	47	3	the	the	DET
ajbmeb-1954	47	4	quality	quality	NOUN
ajbmeb-1954	47	5	of	of	ADP
ajbmeb-1954	47	6	the	the	DET
ajbmeb-1954	47	7	assets	asset	NOUN
ajbmeb-1954	47	8	according	accord	VERB
ajbmeb-1954	47	9	to	to	ADP
ajbmeb-1954	47	10	these	these	DET
ajbmeb-1954	47	11	5	5	NUM
ajbmeb-1954	47	12	categories	category	NOUN
ajbmeb-1954	47	13	,	,	PUNCT
ajbmeb-1954	47	14	the	the	DET
ajbmeb-1954	47	15	commercial	commercial	ADJ
ajbmeb-1954	47	16	banker	banker	NOUN
ajbmeb-1954	47	17	forms	form	VERB
ajbmeb-1954	47	18	reserves	reserve	NOUN
ajbmeb-1954	47	19	to	to	PART
ajbmeb-1954	47	20	cover	cover	VERB
ajbmeb-1954	47	21	possible	possible	ADJ
ajbmeb-1954	47	22	losses	loss	NOUN
ajbmeb-1954	47	23	that	that	PRON
ajbmeb-1954	47	24	may	may	AUX
ajbmeb-1954	47	25	occur	occur	VERB
ajbmeb-1954	47	26	to	to	ADP
ajbmeb-1954	47	27	them	they	PRON
ajbmeb-1954	47	28	in	in	ADP
ajbmeb-1954	47	29	the	the	DET
ajbmeb-1954	47	30	future	future	NOUN
ajbmeb-1954	47	31	.	.	PUNCT
ajbmeb-1954	48	1	of	of	ADP
ajbmeb-1954	48	2	course	course	NOUN
ajbmeb-1954	48	3	,	,	PUNCT
ajbmeb-1954	48	4	these	these	DET
ajbmeb-1954	48	5	reserves	reserve	NOUN
ajbmeb-1954	48	6	are	be	AUX
ajbmeb-1954	48	7	made	make	VERB
ajbmeb-1954	48	8	at	at	ADP
ajbmeb-1954	48	9	the	the	DET
ajbmeb-1954	48	10	expense	expense	NOUN
ajbmeb-1954	48	11	of	of	ADP
ajbmeb-1954	48	12	the	the	DET
ajbmeb-1954	48	13	bank	bank	NOUN
ajbmeb-1954	48	14	and	and	CCONJ
ajbmeb-1954	48	15	have	have	VERB
ajbmeb-1954	48	16	a	a	DET
ajbmeb-1954	48	17	negative	negative	ADJ
ajbmeb-1954	48	18	impact	impact	NOUN
ajbmeb-1954	48	19	on	on	ADP
ajbmeb-1954	48	20	the	the	DET
ajbmeb-1954	48	21	level	level	NOUN
ajbmeb-1954	48	22	of	of	ADP
ajbmeb-1954	48	23	profit	profit	NOUN
ajbmeb-1954	48	24	that	that	PRON
ajbmeb-1954	48	25	the	the	DET
ajbmeb-1954	48	26	bank	bank	NOUN
ajbmeb-1954	48	27	receives	receive	VERB
ajbmeb-1954	48	28	at	at	ADP
ajbmeb-1954	48	29	the	the	DET
ajbmeb-1954	48	30	end	end	NOUN
ajbmeb-1954	48	31	of	of	ADP
ajbmeb-1954	48	32	the	the	DET
ajbmeb-1954	48	33	reporting	reporting	NOUN
ajbmeb-1954	48	34	period	period	NOUN
ajbmeb-1954	48	35	.	.	PUNCT
ajbmeb-1954	49	1	in	in	ADP
ajbmeb-1954	49	2	addition	addition	NOUN
ajbmeb-1954	49	3	to	to	ADP
ajbmeb-1954	49	4	the	the	DET
ajbmeb-1954	49	5	above	above	NOUN
ajbmeb-1954	49	6	,	,	PUNCT
ajbmeb-1954	49	7	the	the	DET
ajbmeb-1954	49	8	quality	quality	NOUN
ajbmeb-1954	49	9	of	of	ADP
ajbmeb-1954	49	10	assets	asset	NOUN
ajbmeb-1954	49	11	(	(	PUNCT
ajbmeb-1954	49	12	representative	representative	ADJ
ajbmeb-1954	49	13	accounts	account	NOUN
ajbmeb-1954	49	14	,	,	PUNCT
ajbmeb-1954	49	15	interbank	interbank	NOUN
ajbmeb-1954	49	16	deposits	deposit	NOUN
ajbmeb-1954	49	17	and	and	CCONJ
ajbmeb-1954	49	18	loans	loan	NOUN
ajbmeb-1954	49	19	)	)	PUNCT
ajbmeb-1954	49	20	placed	place	VERB
ajbmeb-1954	49	21	by	by	ADP
ajbmeb-1954	49	22	commercial	commercial	ADJ
ajbmeb-1954	49	23	banks	bank	NOUN
ajbmeb-1954	49	24	in	in	ADP
ajbmeb-1954	49	25	banks	bank	NOUN
ajbmeb-1954	49	26	in	in	ADP
ajbmeb-1954	49	27	the	the	DET
ajbmeb-1954	49	28	territory	territory	NOUN
ajbmeb-1954	49	29	of	of	ADP
ajbmeb-1954	49	30	the	the	DET
ajbmeb-1954	49	31	republic	republic	NOUN
ajbmeb-1954	49	32	is	be	AUX
ajbmeb-1954	49	33	classified	classify	VERB
ajbmeb-1954	49	34	as	as	SCONJ
ajbmeb-1954	49	35	follows	follow	VERB
ajbmeb-1954	49	36	:	:	PUNCT
ajbmeb-1954	49	37	when	when	SCONJ
ajbmeb-1954	49	38	the	the	DET
ajbmeb-1954	49	39	principal	principal	NOUN
ajbmeb-1954	49	40	and	and	CCONJ
ajbmeb-1954	49	41	(	(	PUNCT
ajbmeb-1954	49	42	or	or	CCONJ
ajbmeb-1954	49	43	)	)	PUNCT
ajbmeb-1954	49	44	interest	interest	NOUN
ajbmeb-1954	49	45	repayment	repayment	NOUN
ajbmeb-1954	49	46	period	period	NOUN
ajbmeb-1954	49	47	is	be	AUX
ajbmeb-1954	49	48	delayed	delay	VERB
ajbmeb-1954	49	49	up	up	ADP
ajbmeb-1954	49	50	to	to	PART
ajbmeb-1954	49	51	10	10	NUM
ajbmeb-1954	49	52	days	day	NOUN
ajbmeb-1954	49	53	"	"	PUNCT
ajbmeb-1954	49	54	unsatisfied	unsatisfied	ADJ
ajbmeb-1954	49	55	"	"	PUNCT
ajbmeb-1954	49	56	;	;	PUNCT
ajbmeb-1954	49	57	when	when	SCONJ
ajbmeb-1954	49	58	the	the	DET
ajbmeb-1954	49	59	principal	principal	ADJ
ajbmeb-1954	49	60	debt	debt	NOUN
ajbmeb-1954	49	61	and	and	CCONJ
ajbmeb-1954	49	62	(	(	PUNCT
ajbmeb-1954	49	63	or	or	CCONJ
ajbmeb-1954	49	64	)	)	PUNCT
ajbmeb-1954	49	65	interest	interest	NOUN
ajbmeb-1954	49	66	repayment	repayment	NOUN
ajbmeb-1954	49	67	period	period	NOUN
ajbmeb-1954	49	68	is	be	AUX
ajbmeb-1954	49	69	delayed	delay	VERB
ajbmeb-1954	49	70	from	from	ADP
ajbmeb-1954	49	71	11	11	NUM
ajbmeb-1954	49	72	to	to	PART
ajbmeb-1954	49	73	30	30	NUM
ajbmeb-1954	49	74	days	day	NOUN
ajbmeb-1954	49	75	"	"	PUNCT
ajbmeb-1954	49	76	doubtful	doubtful	ADJ
ajbmeb-1954	49	77	"	"	PUNCT
ajbmeb-1954	49	78	;	;	PUNCT
ajbmeb-1954	49	79	when	when	SCONJ
ajbmeb-1954	49	80	the	the	DET
ajbmeb-1954	49	81	principal	principal	ADJ
ajbmeb-1954	49	82	debt	debt	NOUN
ajbmeb-1954	49	83	and	and	CCONJ
ajbmeb-1954	49	84	(	(	PUNCT
ajbmeb-1954	49	85	or	or	CCONJ
ajbmeb-1954	49	86	)	)	PUNCT
ajbmeb-1954	49	87	interest	interest	NOUN
ajbmeb-1954	49	88	repayment	repayment	NOUN
ajbmeb-1954	49	89	period	period	NOUN
ajbmeb-1954	49	90	is	be	AUX
ajbmeb-1954	49	91	delayed	delay	VERB
ajbmeb-1954	49	92	by	by	ADP
ajbmeb-1954	49	93	31	31	NUM
ajbmeb-1954	49	94	days	day	NOUN
ajbmeb-1954	49	95	,	,	PUNCT
ajbmeb-1954	49	96	as	as	ADV
ajbmeb-1954	49	97	well	well	ADV
ajbmeb-1954	49	98	as	as	ADP
ajbmeb-1954	49	99	when	when	SCONJ
ajbmeb-1954	49	100	the	the	DET
ajbmeb-1954	49	101	license	license	NOUN
ajbmeb-1954	49	102	of	of	ADP
ajbmeb-1954	49	103	the	the	DET
ajbmeb-1954	49	104	bank	bank	NOUN
ajbmeb-1954	49	105	where	where	SCONJ
ajbmeb-1954	49	106	the	the	DET
ajbmeb-1954	49	107	asset	asset	NOUN
ajbmeb-1954	49	108	is	be	AUX
ajbmeb-1954	49	109	placed	place	VERB
ajbmeb-1954	49	110	has	have	AUX
ajbmeb-1954	49	111	been	be	AUX
ajbmeb-1954	49	112	revoked	revoke	VERB
ajbmeb-1954	49	113	or	or	CCONJ
ajbmeb-1954	49	114	when	when	SCONJ
ajbmeb-1954	49	115	liquidation	liquidation	NOUN
ajbmeb-1954	49	116	has	have	AUX
ajbmeb-1954	49	117	begun	begin	VERB
ajbmeb-1954	49	118	in	in	ADP
ajbmeb-1954	49	119	another	another	DET
ajbmeb-1954	49	120	order	order	NOUN
ajbmeb-1954	49	121	"	"	PUNCT
ajbmeb-1954	49	122	hopeless	hopeless	ADJ
ajbmeb-1954	49	123	"	"	PUNCT
ajbmeb-1954	49	124	.	.	PUNCT
ajbmeb-1954	50	1	in	in	ADP
ajbmeb-1954	50	2	this	this	PRON
ajbmeb-1954	50	3	,	,	PUNCT
ajbmeb-1954	50	4	the	the	DET
ajbmeb-1954	50	5	financial	financial	ADJ
ajbmeb-1954	50	6	indicators	indicator	NOUN
ajbmeb-1954	50	7	of	of	ADP
ajbmeb-1954	50	8	the	the	DET
ajbmeb-1954	50	9	banks	bank	NOUN
ajbmeb-1954	50	10	where	where	SCONJ
ajbmeb-1954	50	11	the	the	DET
ajbmeb-1954	50	12	assets	asset	NOUN
ajbmeb-1954	50	13	are	be	AUX
ajbmeb-1954	50	14	placed	place	VERB
ajbmeb-1954	50	15	and	and	CCONJ
ajbmeb-1954	50	16	the	the	DET
ajbmeb-1954	50	17	implementation	implementation	NOUN
ajbmeb-1954	50	18	of	of	ADP
ajbmeb-1954	50	19	the	the	DET
ajbmeb-1954	50	20	regulations	regulation	NOUN
ajbmeb-1954	50	21	established	establish	VERB
ajbmeb-1954	50	22	by	by	ADP
ajbmeb-1954	50	23	the	the	DET
ajbmeb-1954	50	24	central	central	ADJ
ajbmeb-1954	50	25	bank	bank	NOUN
ajbmeb-1954	50	26	are	be	AUX
ajbmeb-1954	50	27	regularly	regularly	ADV
ajbmeb-1954	50	28	studied	study	VERB
ajbmeb-1954	50	29	[	[	PUNCT
ajbmeb-1954	50	30	1	1	NUM
ajbmeb-1954	50	31	]	]	PUNCT
ajbmeb-1954	50	32	.	.	PUNCT
ajbmeb-1954	51	1	as	as	SCONJ
ajbmeb-1954	51	2	can	can	AUX
ajbmeb-1954	51	3	be	be	AUX
ajbmeb-1954	51	4	seen	see	VERB
ajbmeb-1954	51	5	from	from	ADP
ajbmeb-1954	51	6	the	the	DET
ajbmeb-1954	51	7	above	above	NOUN
ajbmeb-1954	51	8	,	,	PUNCT
ajbmeb-1954	51	9	as	as	SCONJ
ajbmeb-1954	51	10	the	the	DET
ajbmeb-1954	51	11	assets	asset	NOUN
ajbmeb-1954	51	12	of	of	ADP
ajbmeb-1954	51	13	commercial	commercial	ADJ
ajbmeb-1954	51	14	banks	bank	NOUN
ajbmeb-1954	51	15	are	be	AUX
ajbmeb-1954	51	16	classified	classify	VERB
ajbmeb-1954	51	17	into	into	ADP
ajbmeb-1954	51	18	appropriate	appropriate	ADJ
ajbmeb-1954	51	19	groups	group	NOUN
ajbmeb-1954	51	20	according	accord	VERB
ajbmeb-1954	51	21	to	to	ADP
ajbmeb-1954	51	22	their	their	PRON
ajbmeb-1954	51	23	quality	quality	NOUN
ajbmeb-1954	51	24	,	,	PUNCT
ajbmeb-1954	51	25	appropriate	appropriate	ADJ
ajbmeb-1954	51	26	reserves	reserve	NOUN
ajbmeb-1954	51	27	are	be	AUX
ajbmeb-1954	51	28	formed	form	VERB
ajbmeb-1954	51	29	for	for	ADP
ajbmeb-1954	51	30	them	they	PRON
ajbmeb-1954	51	31	.	.	PUNCT
ajbmeb-1954	52	1	deterioration	deterioration	NOUN
ajbmeb-1954	52	2	of	of	ADP
ajbmeb-1954	52	3	the	the	DET
ajbmeb-1954	52	4	quality	quality	NOUN
ajbmeb-1954	52	5	of	of	ADP
ajbmeb-1954	52	6	assets	asset	NOUN
ajbmeb-1954	52	7	of	of	ADP
ajbmeb-1954	52	8	commercial	commercial	ADJ
ajbmeb-1954	52	9	banks	bank	NOUN
ajbmeb-1954	52	10	affects	affect	VERB
ajbmeb-1954	52	11	not	not	PART
ajbmeb-1954	52	12	only	only	ADV
ajbmeb-1954	52	13	their	their	PRON
ajbmeb-1954	52	14	costs	cost	NOUN
ajbmeb-1954	52	15	,	,	PUNCT
ajbmeb-1954	52	16	that	that	ADV
ajbmeb-1954	52	17	is	is	ADV
ajbmeb-1954	52	18	,	,	PUNCT
ajbmeb-1954	52	19	the	the	DET
ajbmeb-1954	52	20	decrease	decrease	NOUN
ajbmeb-1954	52	21	in	in	ADP
ajbmeb-1954	52	22	profit	profit	NOUN
ajbmeb-1954	52	23	levels	level	NOUN
ajbmeb-1954	52	24	,	,	PUNCT
ajbmeb-1954	52	25	but	but	CCONJ
ajbmeb-1954	52	26	also	also	ADV
ajbmeb-1954	52	27	causes	cause	VERB
ajbmeb-1954	52	28	the	the	DET
ajbmeb-1954	52	29	following	follow	VERB
ajbmeb-1954	52	30	conflicting	conflicting	ADJ
ajbmeb-1954	52	31	situations	situation	NOUN
ajbmeb-1954	52	32	:	:	PUNCT
ajbmeb-1954	52	33	major	major	ADJ
ajbmeb-1954	52	34	investors	investor	NOUN
ajbmeb-1954	52	35	and	and	CCONJ
ajbmeb-1954	52	36	partners	partner	NOUN
ajbmeb-1954	52	37	of	of	ADP
ajbmeb-1954	52	38	the	the	DET
ajbmeb-1954	52	39	bank	bank	NOUN
ajbmeb-1954	52	40	will	will	AUX
ajbmeb-1954	52	41	reconsider	reconsider	VERB
ajbmeb-1954	52	42	the	the	DET
ajbmeb-1954	52	43	issue	issue	NOUN
ajbmeb-1954	52	44	of	of	ADP
ajbmeb-1954	52	45	continuing	continue	VERB
ajbmeb-1954	52	46	cooperation	cooperation	NOUN
ajbmeb-1954	52	47	with	with	ADP
ajbmeb-1954	52	48	the	the	DET
ajbmeb-1954	52	49	bank	bank	NOUN
ajbmeb-1954	52	50	in	in	ADP
ajbmeb-1954	52	51	the	the	DET
ajbmeb-1954	52	52	future	future	NOUN
ajbmeb-1954	52	53	;	;	PUNCT
ajbmeb-1954	52	54	as	as	ADP
ajbmeb-1954	52	55	a	a	DET
ajbmeb-1954	52	56	result	result	NOUN
ajbmeb-1954	52	57	of	of	ADP
ajbmeb-1954	52	58	a	a	DET
ajbmeb-1954	52	59	decrease	decrease	NOUN
ajbmeb-1954	52	60	in	in	ADP
ajbmeb-1954	52	61	the	the	DET
ajbmeb-1954	52	62	level	level	NOUN
ajbmeb-1954	52	63	of	of	ADP
ajbmeb-1954	52	64	liquidity	liquidity	NOUN
ajbmeb-1954	52	65	provision	provision	NOUN
ajbmeb-1954	52	66	,	,	PUNCT
ajbmeb-1954	52	67	problems	problem	NOUN
ajbmeb-1954	52	68	arise	arise	VERB
ajbmeb-1954	52	69	related	relate	VERB
ajbmeb-1954	52	70	to	to	ADP
ajbmeb-1954	52	71	the	the	DET
ajbmeb-1954	52	72	fulfillment	fulfillment	NOUN
ajbmeb-1954	52	73	of	of	ADP
ajbmeb-1954	52	74	bank	bank	NOUN
ajbmeb-1954	52	75	obligations	obligation	NOUN
ajbmeb-1954	52	76	;	;	PUNCT
ajbmeb-1954	52	77	as	as	ADP
ajbmeb-1954	52	78	a	a	DET
ajbmeb-1954	52	79	result	result	NOUN
ajbmeb-1954	52	80	of	of	ADP
ajbmeb-1954	52	81	deterioration	deterioration	NOUN
ajbmeb-1954	52	82	of	of	ADP
ajbmeb-1954	52	83	the	the	DET
ajbmeb-1954	52	84	bank	bank	NOUN
ajbmeb-1954	52	85	's	's	PART
ajbmeb-1954	52	86	financial	financial	ADJ
ajbmeb-1954	52	87	stability	stability	NOUN
ajbmeb-1954	52	88	,	,	PUNCT
ajbmeb-1954	52	89	the	the	DET
ajbmeb-1954	52	90	trust	trust	NOUN
ajbmeb-1954	52	91	of	of	ADP
ajbmeb-1954	52	92	shareholders	shareholder	NOUN
ajbmeb-1954	52	93	and	and	CCONJ
ajbmeb-1954	52	94	customers	customer	NOUN
ajbmeb-1954	52	95	will	will	AUX
ajbmeb-1954	52	96	decrease	decrease	VERB
ajbmeb-1954	52	97	;	;	PUNCT
ajbmeb-1954	52	98	the	the	DET
ajbmeb-1954	52	99	market	market	NOUN
ajbmeb-1954	52	100	price	price	NOUN
ajbmeb-1954	52	101	of	of	ADP
ajbmeb-1954	52	102	bank	bank	NOUN
ajbmeb-1954	52	103	shares	share	NOUN
ajbmeb-1954	52	104	will	will	AUX
ajbmeb-1954	52	105	decrease	decrease	VERB
ajbmeb-1954	52	106	,	,	PUNCT
ajbmeb-1954	52	107	the	the	DET
ajbmeb-1954	52	108	share	share	NOUN
ajbmeb-1954	52	109	of	of	ADP
ajbmeb-1954	52	110	additional	additional	ADJ
ajbmeb-1954	52	111	capital	capital	NOUN
ajbmeb-1954	52	112	in	in	ADP
ajbmeb-1954	52	113	the	the	DET
ajbmeb-1954	52	114	structure	structure	NOUN
ajbmeb-1954	52	115	of	of	ADP
ajbmeb-1954	52	116	own	own	ADJ
ajbmeb-1954	52	117	funds	fund	NOUN
ajbmeb-1954	52	118	will	will	AUX
ajbmeb-1954	52	119	decrease	decrease	VERB
ajbmeb-1954	52	120	or	or	CCONJ
ajbmeb-1954	52	121	it	it	PRON
ajbmeb-1954	52	122	may	may	AUX
ajbmeb-1954	52	123	not	not	PART
ajbmeb-1954	52	124	be	be	AUX
ajbmeb-1954	52	125	there	there	ADV
ajbmeb-1954	52	126	at	at	ADV
ajbmeb-1954	52	127	all	all	ADV
ajbmeb-1954	52	128	;	;	PUNCT
ajbmeb-1954	52	129	and	and	CCONJ
ajbmeb-1954	52	130	others	other	NOUN
ajbmeb-1954	52	131	.	.	PUNCT
ajbmeb-1954	53	1	summarizing	summarize	VERB
ajbmeb-1954	53	2	and	and	CCONJ
ajbmeb-1954	53	3	systematizing	systematize	VERB
ajbmeb-1954	53	4	bank	bank	NOUN
ajbmeb-1954	53	5	risks	risk	NOUN
ajbmeb-1954	53	6	in	in	ADP
ajbmeb-1954	53	7	a	a	DET
ajbmeb-1954	53	8	single	single	ADJ
ajbmeb-1954	53	9	order	order	NOUN
ajbmeb-1954	53	10	increases	increase	VERB
ajbmeb-1954	53	11	the	the	DET
ajbmeb-1954	53	12	effectiveness	effectiveness	NOUN
ajbmeb-1954	53	13	of	of	ADP
ajbmeb-1954	53	14	management	management	NOUN
ajbmeb-1954	53	15	.	.	PUNCT
ajbmeb-1954	54	1	the	the	DET
ajbmeb-1954	54	2	activity	activity	NOUN
ajbmeb-1954	54	3	of	of	ADP
ajbmeb-1954	54	4	commercial	commercial	ADJ
ajbmeb-1954	54	5	banks	bank	NOUN
ajbmeb-1954	54	6	is	be	AUX
ajbmeb-1954	54	7	an	an	DET
ajbmeb-1954	54	8	extremely	extremely	ADV
ajbmeb-1954	54	9	risky	risky	ADJ
ajbmeb-1954	54	10	activity	activity	NOUN
ajbmeb-1954	54	11	compared	compare	VERB
ajbmeb-1954	54	12	to	to	ADP
ajbmeb-1954	54	13	the	the	DET
ajbmeb-1954	54	14	activity	activity	NOUN
ajbmeb-1954	54	15	american	american	ADJ
ajbmeb-1954	54	16	journal	journal	PROPN
ajbmeb-1954	54	17	of	of	ADP
ajbmeb-1954	54	18	business	business	NOUN
ajbmeb-1954	54	19	management	management	NOUN
ajbmeb-1954	54	20	,	,	PUNCT
ajbmeb-1954	54	21	economics	economic	NOUN
ajbmeb-1954	54	22	and	and	CCONJ
ajbmeb-1954	54	23	banking	banking	NOUN
ajbmeb-1954	54	24	volume	volume	NOUN
ajbmeb-1954	54	25	22	22	NUM
ajbmeb-1954	54	26	march	march	PROPN
ajbmeb-1954	54	27	2024	2024	NUM
ajbmeb-1954	54	28	p	p	NOUN
ajbmeb-1954	54	29	a	a	DET
ajbmeb-1954	54	30	g	g	NOUN
ajbmeb-1954	54	31	e	e	NOUN
ajbmeb-1954	54	32	|	|	ADV
ajbmeb-1954	54	33	171	171	NUM
ajbmeb-1954	54	34	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	54	35	of	of	ADP
ajbmeb-1954	54	36	any	any	DET
ajbmeb-1954	54	37	economic	economic	ADJ
ajbmeb-1954	54	38	entities	entity	NOUN
ajbmeb-1954	54	39	in	in	ADP
ajbmeb-1954	54	40	the	the	DET
ajbmeb-1954	54	41	real	real	ADJ
ajbmeb-1954	54	42	sector	sector	NOUN
ajbmeb-1954	54	43	.	.	PUNCT
ajbmeb-1954	55	1	because	because	SCONJ
ajbmeb-1954	55	2	88	88	NUM
ajbmeb-1954	55	3	-	-	SYM
ajbmeb-1954	55	4	90	90	NUM
ajbmeb-1954	55	5	percent	percent	NOUN
ajbmeb-1954	55	6	of	of	ADP
ajbmeb-1954	55	7	the	the	DET
ajbmeb-1954	55	8	financial	financial	ADJ
ajbmeb-1954	55	9	resources	resource	NOUN
ajbmeb-1954	55	10	of	of	ADP
ajbmeb-1954	55	11	commercial	commercial	ADJ
ajbmeb-1954	55	12	banks	bank	NOUN
ajbmeb-1954	55	13	are	be	AUX
ajbmeb-1954	55	14	formed	form	VERB
ajbmeb-1954	55	15	from	from	ADP
ajbmeb-1954	55	16	the	the	DET
ajbmeb-1954	55	17	financial	financial	ADJ
ajbmeb-1954	55	18	resources	resource	NOUN
ajbmeb-1954	55	19	attracted	attract	VERB
ajbmeb-1954	55	20	from	from	ADP
ajbmeb-1954	55	21	third	third	ADJ
ajbmeb-1954	55	22	parties	party	NOUN
ajbmeb-1954	55	23	on	on	ADP
ajbmeb-1954	55	24	appropriate	appropriate	ADJ
ajbmeb-1954	55	25	terms	term	NOUN
ajbmeb-1954	55	26	.	.	PUNCT
ajbmeb-1954	56	1	of	of	ADP
ajbmeb-1954	56	2	course	course	NOUN
ajbmeb-1954	56	3	,	,	PUNCT
ajbmeb-1954	56	4	these	these	DET
ajbmeb-1954	56	5	resources	resource	NOUN
ajbmeb-1954	56	6	must	must	AUX
ajbmeb-1954	56	7	be	be	AUX
ajbmeb-1954	56	8	returned	return	VERB
ajbmeb-1954	56	9	on	on	ADP
ajbmeb-1954	56	10	time	time	NOUN
ajbmeb-1954	56	11	and	and	CCONJ
ajbmeb-1954	56	12	in	in	ADP
ajbmeb-1954	56	13	full	full	ADJ
ajbmeb-1954	56	14	by	by	ADP
ajbmeb-1954	56	15	commercial	commercial	ADJ
ajbmeb-1954	56	16	banks	bank	NOUN
ajbmeb-1954	56	17	within	within	ADP
ajbmeb-1954	56	18	a	a	DET
ajbmeb-1954	56	19	mutually	mutually	ADV
ajbmeb-1954	56	20	agreed	agree	VERB
ajbmeb-1954	56	21	period	period	NOUN
ajbmeb-1954	56	22	.	.	PUNCT
ajbmeb-1954	57	1	if	if	SCONJ
ajbmeb-1954	57	2	,	,	PUNCT
ajbmeb-1954	57	3	in	in	ADP
ajbmeb-1954	57	4	this	this	DET
ajbmeb-1954	57	5	process	process	NOUN
ajbmeb-1954	57	6	,	,	PUNCT
ajbmeb-1954	57	7	the	the	DET
ajbmeb-1954	57	8	risks	risk	NOUN
ajbmeb-1954	57	9	are	be	AUX
ajbmeb-1954	57	10	not	not	PART
ajbmeb-1954	57	11	summarized	summarize	VERB
ajbmeb-1954	57	12	and	and	CCONJ
ajbmeb-1954	57	13	systematized	systematize	VERB
ajbmeb-1954	57	14	in	in	ADP
ajbmeb-1954	57	15	the	the	DET
ajbmeb-1954	57	16	appropriate	appropriate	ADJ
ajbmeb-1954	57	17	directions	direction	NOUN
ajbmeb-1954	57	18	with	with	ADP
ajbmeb-1954	57	19	the	the	DET
ajbmeb-1954	57	20	help	help	NOUN
ajbmeb-1954	57	21	of	of	ADP
ajbmeb-1954	57	22	diversification	diversification	NOUN
ajbmeb-1954	57	23	,	,	PUNCT
ajbmeb-1954	57	24	its	its	PRON
ajbmeb-1954	57	25	economic	economic	ADJ
ajbmeb-1954	57	26	and	and	CCONJ
ajbmeb-1954	57	27	social	social	ADJ
ajbmeb-1954	57	28	consequences	consequence	NOUN
ajbmeb-1954	57	29	will	will	AUX
ajbmeb-1954	57	30	be	be	AUX
ajbmeb-1954	57	31	very	very	ADV
ajbmeb-1954	57	32	bad.it	bad.it	PROPN
ajbmeb-1954	57	33	is	be	AUX
ajbmeb-1954	57	34	known	know	VERB
ajbmeb-1954	57	35	that	that	SCONJ
ajbmeb-1954	57	36	the	the	DET
ajbmeb-1954	57	37	bank	bank	NOUN
ajbmeb-1954	57	38	must	must	AUX
ajbmeb-1954	57	39	have	have	VERB
ajbmeb-1954	57	40	liquid	liquid	ADJ
ajbmeb-1954	57	41	funds	fund	NOUN
ajbmeb-1954	57	42	to	to	PART
ajbmeb-1954	57	43	fulfill	fulfill	VERB
ajbmeb-1954	57	44	its	its	PRON
ajbmeb-1954	57	45	obligations	obligation	NOUN
ajbmeb-1954	57	46	to	to	ADP
ajbmeb-1954	57	47	customers	customer	NOUN
ajbmeb-1954	57	48	.	.	PUNCT
ajbmeb-1954	58	1	in	in	ADP
ajbmeb-1954	58	2	order	order	NOUN
ajbmeb-1954	58	3	for	for	SCONJ
ajbmeb-1954	58	4	the	the	DET
ajbmeb-1954	58	5	bank	bank	NOUN
ajbmeb-1954	58	6	to	to	PART
ajbmeb-1954	58	7	have	have	VERB
ajbmeb-1954	58	8	liquid	liquid	ADJ
ajbmeb-1954	58	9	funds	fund	NOUN
ajbmeb-1954	58	10	,	,	PUNCT
ajbmeb-1954	58	11	it	it	PRON
ajbmeb-1954	58	12	is	be	AUX
ajbmeb-1954	58	13	desirable	desirable	ADJ
ajbmeb-1954	58	14	to	to	PART
ajbmeb-1954	58	15	effectively	effectively	ADV
ajbmeb-1954	58	16	manage	manage	VERB
ajbmeb-1954	58	17	the	the	DET
ajbmeb-1954	58	18	relationship	relationship	NOUN
ajbmeb-1954	58	19	between	between	ADP
ajbmeb-1954	58	20	liabilities	liability	NOUN
ajbmeb-1954	58	21	and	and	CCONJ
ajbmeb-1954	58	22	liquid	liquid	ADJ
ajbmeb-1954	58	23	funds.the	funds.the	PRON
ajbmeb-1954	58	24	results	result	NOUN
ajbmeb-1954	58	25	of	of	ADP
ajbmeb-1954	58	26	studies	study	NOUN
ajbmeb-1954	58	27	show	show	VERB
ajbmeb-1954	58	28	that	that	SCONJ
ajbmeb-1954	58	29	in	in	ADP
ajbmeb-1954	58	30	foreign	foreign	ADJ
ajbmeb-1954	58	31	practice	practice	NOUN
ajbmeb-1954	58	32	,	,	PUNCT
ajbmeb-1954	58	33	special	special	ADJ
ajbmeb-1954	58	34	attention	attention	NOUN
ajbmeb-1954	58	35	is	be	AUX
ajbmeb-1954	58	36	paid	pay	VERB
ajbmeb-1954	58	37	to	to	ADP
ajbmeb-1954	58	38	the	the	DET
ajbmeb-1954	58	39	issue	issue	NOUN
ajbmeb-1954	58	40	of	of	ADP
ajbmeb-1954	58	41	diversification	diversification	NOUN
ajbmeb-1954	58	42	of	of	ADP
ajbmeb-1954	58	43	risks	risk	NOUN
ajbmeb-1954	58	44	in	in	ADP
ajbmeb-1954	58	45	order	order	NOUN
ajbmeb-1954	58	46	to	to	PART
ajbmeb-1954	58	47	effectively	effectively	ADV
ajbmeb-1954	58	48	organize	organize	VERB
ajbmeb-1954	58	49	the	the	DET
ajbmeb-1954	58	50	activities	activity	NOUN
ajbmeb-1954	58	51	of	of	ADP
ajbmeb-1954	58	52	commercial	commercial	ADJ
ajbmeb-1954	58	53	banks	bank	NOUN
ajbmeb-1954	58	54	and	and	CCONJ
ajbmeb-1954	58	55	achieve	achieve	VERB
ajbmeb-1954	58	56	the	the	DET
ajbmeb-1954	58	57	intended	intended	ADJ
ajbmeb-1954	58	58	goal	goal	NOUN
ajbmeb-1954	58	59	.	.	PUNCT
ajbmeb-1954	59	1	in	in	ADP
ajbmeb-1954	59	2	this	this	DET
ajbmeb-1954	59	3	process	process	NOUN
ajbmeb-1954	59	4	,	,	PUNCT
ajbmeb-1954	59	5	diversification	diversification	NOUN
ajbmeb-1954	59	6	of	of	ADP
ajbmeb-1954	59	7	banks	bank	NOUN
ajbmeb-1954	59	8	'	'	PART
ajbmeb-1954	59	9	risky	risky	ADJ
ajbmeb-1954	59	10	assets	asset	NOUN
ajbmeb-1954	59	11	and	and	CCONJ
ajbmeb-1954	59	12	risks	risk	NOUN
ajbmeb-1954	59	13	arising	arise	VERB
ajbmeb-1954	59	14	from	from	ADP
ajbmeb-1954	59	15	attracting	attract	VERB
ajbmeb-1954	59	16	long	long	ADJ
ajbmeb-1954	59	17	-	-	PUNCT
ajbmeb-1954	59	18	term	term	NOUN
ajbmeb-1954	59	19	funds	fund	NOUN
ajbmeb-1954	59	20	is	be	AUX
ajbmeb-1954	59	21	of	of	ADP
ajbmeb-1954	59	22	great	great	ADJ
ajbmeb-1954	59	23	importance.it	importance.it	NOUN
ajbmeb-1954	59	24	should	should	AUX
ajbmeb-1954	59	25	be	be	AUX
ajbmeb-1954	59	26	noted	note	VERB
ajbmeb-1954	59	27	that	that	SCONJ
ajbmeb-1954	59	28	until	until	ADP
ajbmeb-1954	59	29	the	the	DET
ajbmeb-1954	59	30	1980s	1980s	NUM
ajbmeb-1954	59	31	,	,	PUNCT
ajbmeb-1954	59	32	the	the	DET
ajbmeb-1954	59	33	main	main	ADJ
ajbmeb-1954	59	34	focus	focus	NOUN
ajbmeb-1954	59	35	of	of	ADP
ajbmeb-1954	59	36	commercial	commercial	ADJ
ajbmeb-1954	59	37	banks	bank	NOUN
ajbmeb-1954	59	38	was	be	AUX
ajbmeb-1954	59	39	the	the	DET
ajbmeb-1954	59	40	management	management	NOUN
ajbmeb-1954	59	41	of	of	ADP
ajbmeb-1954	59	42	their	their	PRON
ajbmeb-1954	59	43	risky	risky	ADJ
ajbmeb-1954	59	44	assets	asset	NOUN
ajbmeb-1954	59	45	,	,	PUNCT
ajbmeb-1954	59	46	and	and	CCONJ
ajbmeb-1954	59	47	later	later	ADV
ajbmeb-1954	59	48	,	,	PUNCT
ajbmeb-1954	59	49	the	the	DET
ajbmeb-1954	59	50	management	management	NOUN
ajbmeb-1954	59	51	and	and	CCONJ
ajbmeb-1954	59	52	diversification	diversification	NOUN
ajbmeb-1954	59	53	of	of	ADP
ajbmeb-1954	59	54	risks	risk	NOUN
ajbmeb-1954	59	55	that	that	PRON
ajbmeb-1954	59	56	may	may	AUX
ajbmeb-1954	59	57	arise	arise	VERB
ajbmeb-1954	59	58	in	in	ADP
ajbmeb-1954	59	59	connection	connection	NOUN
ajbmeb-1954	59	60	with	with	ADP
ajbmeb-1954	59	61	the	the	DET
ajbmeb-1954	59	62	passive	passive	ADJ
ajbmeb-1954	59	63	operations	operation	NOUN
ajbmeb-1954	59	64	of	of	ADP
ajbmeb-1954	59	65	banks	bank	NOUN
ajbmeb-1954	59	66	became	become	VERB
ajbmeb-1954	59	67	an	an	DET
ajbmeb-1954	59	68	urgent	urgent	ADJ
ajbmeb-1954	59	69	issue	issue	NOUN
ajbmeb-1954	59	70	.	.	PUNCT
ajbmeb-1954	60	1	because	because	SCONJ
ajbmeb-1954	60	2	there	there	PRON
ajbmeb-1954	60	3	have	have	AUX
ajbmeb-1954	60	4	been	be	AUX
ajbmeb-1954	60	5	conflicting	conflicting	ADJ
ajbmeb-1954	60	6	situations	situation	NOUN
ajbmeb-1954	60	7	related	relate	VERB
ajbmeb-1954	60	8	to	to	ADP
ajbmeb-1954	60	9	the	the	DET
ajbmeb-1954	60	10	failure	failure	NOUN
ajbmeb-1954	60	11	of	of	ADP
ajbmeb-1954	60	12	commercial	commercial	ADJ
ajbmeb-1954	60	13	banks	bank	NOUN
ajbmeb-1954	60	14	to	to	PART
ajbmeb-1954	60	15	fulfill	fulfill	VERB
ajbmeb-1954	60	16	their	their	PRON
ajbmeb-1954	60	17	obligations	obligation	NOUN
ajbmeb-1954	60	18	to	to	ADP
ajbmeb-1954	60	19	customers	customer	NOUN
ajbmeb-1954	60	20	.	.	PUNCT
ajbmeb-1954	61	1	in	in	ADP
ajbmeb-1954	61	2	particular	particular	ADJ
ajbmeb-1954	61	3	,	,	PUNCT
ajbmeb-1954	61	4	such	such	ADJ
ajbmeb-1954	61	5	cases	case	NOUN
ajbmeb-1954	61	6	include	include	VERB
ajbmeb-1954	61	7	the	the	DET
ajbmeb-1954	61	8	transfer	transfer	NOUN
ajbmeb-1954	61	9	of	of	ADP
ajbmeb-1954	61	10	large	large	ADJ
ajbmeb-1954	61	11	customers	customer	NOUN
ajbmeb-1954	61	12	to	to	ADP
ajbmeb-1954	61	13	other	other	ADJ
ajbmeb-1954	61	14	banks	bank	NOUN
ajbmeb-1954	61	15	,	,	PUNCT
ajbmeb-1954	61	16	the	the	DET
ajbmeb-1954	61	17	decrease	decrease	NOUN
ajbmeb-1954	61	18	in	in	ADP
ajbmeb-1954	61	19	the	the	DET
ajbmeb-1954	61	20	desire	desire	NOUN
ajbmeb-1954	61	21	of	of	ADP
ajbmeb-1954	61	22	investors	investor	NOUN
ajbmeb-1954	61	23	to	to	PART
ajbmeb-1954	61	24	invest	invest	VERB
ajbmeb-1954	61	25	funds	fund	NOUN
ajbmeb-1954	61	26	,	,	PUNCT
ajbmeb-1954	61	27	and	and	CCONJ
ajbmeb-1954	61	28	the	the	DET
ajbmeb-1954	61	29	decrease	decrease	NOUN
ajbmeb-1954	61	30	in	in	ADP
ajbmeb-1954	61	31	the	the	DET
ajbmeb-1954	61	32	market	market	NOUN
ajbmeb-1954	61	33	price	price	NOUN
ajbmeb-1954	61	34	of	of	ADP
ajbmeb-1954	61	35	bank	bank	NOUN
ajbmeb-1954	61	36	shares	share	NOUN
ajbmeb-1954	61	37	.	.	PUNCT
ajbmeb-1954	62	1	the	the	DET
ajbmeb-1954	62	2	following	follow	VERB
ajbmeb-1954	62	3	figure	figure	NOUN
ajbmeb-1954	62	4	presents	present	VERB
ajbmeb-1954	62	5	the	the	DET
ajbmeb-1954	62	6	main	main	ADJ
ajbmeb-1954	62	7	tasks	task	NOUN
ajbmeb-1954	62	8	of	of	ADP
ajbmeb-1954	62	9	commercial	commercial	ADJ
ajbmeb-1954	62	10	banks	bank	NOUN
ajbmeb-1954	62	11	'	'	PART
ajbmeb-1954	62	12	risk	risk	NOUN
ajbmeb-1954	62	13	diversification	diversification	NOUN
ajbmeb-1954	62	14	.	.	PUNCT
ajbmeb-1954	63	1	figure	figure	NOUN
ajbmeb-1954	63	2	2	2	NUM
ajbmeb-1954	63	3	.	.	PUNCT
ajbmeb-1954	63	4	criteria	criterion	NOUN
ajbmeb-1954	63	5	for	for	ADP
ajbmeb-1954	63	6	bank	bank	NOUN
ajbmeb-1954	63	7	risk	risk	NOUN
ajbmeb-1954	63	8	diversification	diversification	NOUN
ajbmeb-1954	63	9	.	.	PUNCT
ajbmeb-1954	64	1	*	*	PUNCT
ajbmeb-1954	64	2	author	author	NOUN
ajbmeb-1954	64	3	development	development	NOUN
ajbmeb-1954	64	4	.	.	PUNCT
ajbmeb-1954	65	1	above	above	ADV
ajbmeb-1954	65	2	,	,	PUNCT
ajbmeb-1954	65	3	we	we	PRON
ajbmeb-1954	65	4	have	have	AUX
ajbmeb-1954	65	5	considered	consider	VERB
ajbmeb-1954	65	6	in	in	ADP
ajbmeb-1954	65	7	detail	detail	NOUN
ajbmeb-1954	65	8	the	the	DET
ajbmeb-1954	65	9	goal	goal	NOUN
ajbmeb-1954	65	10	of	of	ADP
ajbmeb-1954	65	11	diversifying	diversify	VERB
ajbmeb-1954	65	12	the	the	DET
ajbmeb-1954	65	13	risks	risk	NOUN
ajbmeb-1954	65	14	of	of	ADP
ajbmeb-1954	65	15	commercial	commercial	ADJ
ajbmeb-1954	65	16	banks	bank	NOUN
ajbmeb-1954	65	17	,	,	PUNCT
ajbmeb-1954	65	18	of	of	ADP
ajbmeb-1954	65	19	course	course	NOUN
ajbmeb-1954	65	20	,	,	PUNCT
ajbmeb-1954	65	21	a	a	DET
ajbmeb-1954	65	22	number	number	NOUN
ajbmeb-1954	65	23	of	of	ADP
ajbmeb-1954	65	24	tasks	task	NOUN
ajbmeb-1954	65	25	will	will	AUX
ajbmeb-1954	65	26	be	be	AUX
ajbmeb-1954	65	27	set	set	VERB
ajbmeb-1954	65	28	to	to	PART
ajbmeb-1954	65	29	achieve	achieve	VERB
ajbmeb-1954	65	30	this	this	DET
ajbmeb-1954	65	31	goal	goal	NOUN
ajbmeb-1954	65	32	.	.	PUNCT
ajbmeb-1954	66	1	the	the	DET
ajbmeb-1954	66	2	main	main	ADJ
ajbmeb-1954	66	3	ones	one	NOUN
ajbmeb-1954	66	4	are	be	AUX
ajbmeb-1954	66	5	shown	show	VERB
ajbmeb-1954	66	6	in	in	ADP
ajbmeb-1954	66	7	the	the	DET
ajbmeb-1954	66	8	picture	picture	NOUN
ajbmeb-1954	66	9	above	above	ADV
ajbmeb-1954	66	10	.	.	PUNCT
ajbmeb-1954	67	1	it	it	PRON
ajbmeb-1954	67	2	is	be	AUX
ajbmeb-1954	67	3	very	very	ADV
ajbmeb-1954	67	4	important	important	ADJ
ajbmeb-1954	67	5	to	to	PART
ajbmeb-1954	67	6	ensure	ensure	VERB
ajbmeb-1954	67	7	the	the	DET
ajbmeb-1954	67	8	profitability	profitability	NOUN
ajbmeb-1954	67	9	of	of	ADP
ajbmeb-1954	67	10	the	the	DET
ajbmeb-1954	67	11	bank	bank	NOUN
ajbmeb-1954	67	12	,	,	PUNCT
ajbmeb-1954	67	13	increase	increase	VERB
ajbmeb-1954	67	14	the	the	DET
ajbmeb-1954	67	15	quality	quality	NOUN
ajbmeb-1954	67	16	of	of	ADP
ajbmeb-1954	67	17	risky	risky	ADJ
ajbmeb-1954	67	18	assets	asset	NOUN
ajbmeb-1954	67	19	and	and	CCONJ
ajbmeb-1954	67	20	ensure	ensure	VERB
ajbmeb-1954	67	21	the	the	DET
ajbmeb-1954	67	22	standard	standard	ADJ
ajbmeb-1954	67	23	level	level	NOUN
ajbmeb-1954	67	24	of	of	ADP
ajbmeb-1954	67	25	problematic	problematic	ADJ
ajbmeb-1954	67	26	loans.the	loans.the	DET
ajbmeb-1954	67	27	need	need	NOUN
ajbmeb-1954	67	28	for	for	ADP
ajbmeb-1954	67	29	diversification	diversification	NOUN
ajbmeb-1954	67	30	of	of	ADP
ajbmeb-1954	67	31	bank	bank	NOUN
ajbmeb-1954	67	32	risks	risk	NOUN
ajbmeb-1954	67	33	is	be	AUX
ajbmeb-1954	67	34	evident	evident	ADJ
ajbmeb-1954	67	35	when	when	SCONJ
ajbmeb-1954	67	36	assessing	assess	VERB
ajbmeb-1954	67	37	the	the	DET
ajbmeb-1954	67	38	level	level	NOUN
ajbmeb-1954	67	39	of	of	ADP
ajbmeb-1954	67	40	influence	influence	NOUN
ajbmeb-1954	67	41	of	of	ADP
ajbmeb-1954	67	42	factors	factor	NOUN
ajbmeb-1954	67	43	affecting	affect	VERB
ajbmeb-1954	67	44	bank	bank	NOUN
ajbmeb-1954	67	45	risks	risk	NOUN
ajbmeb-1954	67	46	.	.	PUNCT
ajbmeb-1954	68	1	for	for	ADP
ajbmeb-1954	68	2	this	this	PRON
ajbmeb-1954	68	3	,	,	PUNCT
ajbmeb-1954	68	4	we	we	PRON
ajbmeb-1954	68	5	can	can	AUX
ajbmeb-1954	68	6	observe	observe	VERB
ajbmeb-1954	68	7	that	that	SCONJ
ajbmeb-1954	68	8	the	the	DET
ajbmeb-1954	68	9	classification	classification	NOUN
ajbmeb-1954	68	10	of	of	ADP
ajbmeb-1954	68	11	these	these	DET
ajbmeb-1954	68	12	factors	factor	NOUN
ajbmeb-1954	68	13	is	be	AUX
ajbmeb-1954	68	14	highly	highly	ADV
ajbmeb-1954	68	15	effective	effective	ADJ
ajbmeb-1954	68	16	.	.	PUNCT
ajbmeb-1954	69	1	in	in	ADP
ajbmeb-1954	69	2	general	general	ADJ
ajbmeb-1954	69	3	,	,	PUNCT
ajbmeb-1954	69	4	we	we	PRON
ajbmeb-1954	69	5	can	can	AUX
ajbmeb-1954	69	6	classify	classify	VERB
ajbmeb-1954	69	7	the	the	DET
ajbmeb-1954	69	8	internal	internal	ADJ
ajbmeb-1954	69	9	and	and	CCONJ
ajbmeb-1954	69	10	external	external	ADJ
ajbmeb-1954	69	11	factors	factor	NOUN
ajbmeb-1954	69	12	affecting	affect	VERB
ajbmeb-1954	69	13	the	the	DET
ajbmeb-1954	69	14	diversification	diversification	NOUN
ajbmeb-1954	69	15	of	of	ADP
ajbmeb-1954	69	16	bank	bank	NOUN
ajbmeb-1954	69	17	risks	risk	NOUN
ajbmeb-1954	69	18	as	as	SCONJ
ajbmeb-1954	69	19	follows	follow	VERB
ajbmeb-1954	69	20	.	.	PUNCT
ajbmeb-1954	70	1	the	the	DET
ajbmeb-1954	70	2	main	main	ADJ
ajbmeb-1954	70	3	tasks	task	NOUN
ajbmeb-1954	70	4	of	of	ADP
ajbmeb-1954	70	5	bank	bank	NOUN
ajbmeb-1954	70	6	risk	risk	NOUN
ajbmeb-1954	70	7	diversification	diversification	NOUN
ajbmeb-1954	70	8	increasing	increase	VERB
ajbmeb-1954	70	9	income	income	NOUN
ajbmeb-1954	70	10	(	(	PUNCT
ajbmeb-1954	70	11	profit	profit	NOUN
ajbmeb-1954	70	12	)	)	PUNCT
ajbmeb-1954	70	13	and	and	CCONJ
ajbmeb-1954	70	14	reducing	reduce	VERB
ajbmeb-1954	70	15	expenses	expense	NOUN
ajbmeb-1954	70	16	on	on	ADP
ajbmeb-1954	70	17	banking	bank	VERB
ajbmeb-1954	70	18	risky	risky	ADJ
ajbmeb-1954	70	19	operations	operation	NOUN
ajbmeb-1954	70	20	improving	improve	VERB
ajbmeb-1954	70	21	the	the	DET
ajbmeb-1954	70	22	quality	quality	NOUN
ajbmeb-1954	70	23	of	of	ADP
ajbmeb-1954	70	24	risky	risky	ADJ
ajbmeb-1954	70	25	assets	asset	NOUN
ajbmeb-1954	70	26	and	and	CCONJ
ajbmeb-1954	70	27	ensuring	ensure	VERB
ajbmeb-1954	70	28	a	a	DET
ajbmeb-1954	70	29	regulatory	regulatory	ADJ
ajbmeb-1954	70	30	level	level	NOUN
ajbmeb-1954	70	31	for	for	ADP
ajbmeb-1954	70	32	problem	problem	NOUN
ajbmeb-1954	70	33	loans	loan	NOUN
ajbmeb-1954	70	34	providing	provide	VERB
ajbmeb-1954	70	35	the	the	DET
ajbmeb-1954	70	36	bank	bank	NOUN
ajbmeb-1954	70	37	with	with	ADP
ajbmeb-1954	70	38	longterm	longterm	PROPN
ajbmeb-1954	70	39	cheap	cheap	ADJ
ajbmeb-1954	70	40	financial	financial	ADJ
ajbmeb-1954	70	41	resources	resource	NOUN
ajbmeb-1954	70	42	ensuring	ensure	VERB
ajbmeb-1954	70	43	the	the	DET
ajbmeb-1954	70	44	fulfillment	fulfillment	NOUN
ajbmeb-1954	70	45	of	of	ADP
ajbmeb-1954	70	46	the	the	DET
ajbmeb-1954	70	47	bank	bank	NOUN
ajbmeb-1954	70	48	's	's	PART
ajbmeb-1954	70	49	obligations	obligation	NOUN
ajbmeb-1954	70	50	ensuring	ensure	VERB
ajbmeb-1954	70	51	that	that	SCONJ
ajbmeb-1954	70	52	the	the	DET
ajbmeb-1954	70	53	size	size	NOUN
ajbmeb-1954	70	54	of	of	ADP
ajbmeb-1954	70	55	the	the	DET
ajbmeb-1954	70	56	bank	bank	NOUN
ajbmeb-1954	70	57	's	's	PART
ajbmeb-1954	70	58	risky	risky	ADJ
ajbmeb-1954	70	59	assets	asset	NOUN
ajbmeb-1954	70	60	is	be	AUX
ajbmeb-1954	70	61	proportional	proportional	ADJ
ajbmeb-1954	70	62	to	to	ADP
ajbmeb-1954	70	63	its	its	PRON
ajbmeb-1954	70	64	stable	stable	ADJ
ajbmeb-1954	70	65	resources	resource	NOUN
ajbmeb-1954	70	66	american	american	PROPN
ajbmeb-1954	70	67	journal	journal	PROPN
ajbmeb-1954	70	68	of	of	ADP
ajbmeb-1954	70	69	business	business	NOUN
ajbmeb-1954	70	70	management	management	NOUN
ajbmeb-1954	70	71	,	,	PUNCT
ajbmeb-1954	70	72	economics	economic	NOUN
ajbmeb-1954	70	73	and	and	CCONJ
ajbmeb-1954	70	74	banking	banking	NOUN
ajbmeb-1954	70	75	volume	volume	NOUN
ajbmeb-1954	70	76	22	22	NUM
ajbmeb-1954	70	77	march	march	PROPN
ajbmeb-1954	70	78	2024	2024	NUM
ajbmeb-1954	70	79	p	p	NOUN
ajbmeb-1954	70	80	a	a	PRON
ajbmeb-1954	70	81	g	g	NOUN
ajbmeb-1954	70	82	e	e	NOUN
ajbmeb-1954	70	83	|	|	ADV
ajbmeb-1954	70	84	172	172	NUM
ajbmeb-1954	70	85	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	70	86	figure	figure	NOUN
ajbmeb-1954	70	87	3	3	NUM
ajbmeb-1954	70	88	.	.	PUNCT
ajbmeb-1954	70	89	factors	factor	NOUN
ajbmeb-1954	70	90	affecting	affect	VERB
ajbmeb-1954	70	91	bank	bank	NOUN
ajbmeb-1954	70	92	risk	risk	NOUN
ajbmeb-1954	70	93	diversification	diversification	NOUN
ajbmeb-1954	70	94	*	*	PUNCT
ajbmeb-1954	70	95	.	.	PUNCT
ajbmeb-1954	71	1	*	*	PUNCT
ajbmeb-1954	71	2	author	author	NOUN
ajbmeb-1954	71	3	development	development	NOUN
ajbmeb-1954	71	4	.	.	PUNCT
ajbmeb-1954	72	1	in	in	ADP
ajbmeb-1954	72	2	recent	recent	ADJ
ajbmeb-1954	72	3	years	year	NOUN
ajbmeb-1954	72	4	,	,	PUNCT
ajbmeb-1954	72	5	in	in	ADP
ajbmeb-1954	72	6	the	the	DET
ajbmeb-1954	72	7	conditions	condition	NOUN
ajbmeb-1954	72	8	of	of	ADP
ajbmeb-1954	72	9	sharp	sharp	ADJ
ajbmeb-1954	72	10	fluctuations	fluctuation	NOUN
ajbmeb-1954	72	11	of	of	ADP
ajbmeb-1954	72	12	the	the	DET
ajbmeb-1954	72	13	world	world	NOUN
ajbmeb-1954	72	14	economy	economy	NOUN
ajbmeb-1954	72	15	,	,	PUNCT
ajbmeb-1954	72	16	the	the	DET
ajbmeb-1954	72	17	banking	banking	NOUN
ajbmeb-1954	72	18	system	system	NOUN
ajbmeb-1954	72	19	of	of	ADP
ajbmeb-1954	72	20	the	the	DET
ajbmeb-1954	72	21	country	country	NOUN
ajbmeb-1954	72	22	can	can	AUX
ajbmeb-1954	72	23	not	not	PART
ajbmeb-1954	72	24	fail	fail	VERB
ajbmeb-1954	72	25	to	to	PART
ajbmeb-1954	72	26	have	have	VERB
ajbmeb-1954	72	27	its	its	PRON
ajbmeb-1954	72	28	influence	influence	NOUN
ajbmeb-1954	72	29	.	.	PUNCT
ajbmeb-1954	73	1	in	in	ADP
ajbmeb-1954	73	2	particular	particular	ADJ
ajbmeb-1954	73	3	,	,	PUNCT
ajbmeb-1954	73	4	it	it	PRON
ajbmeb-1954	73	5	causes	cause	VERB
ajbmeb-1954	73	6	the	the	DET
ajbmeb-1954	73	7	main	main	ADJ
ajbmeb-1954	73	8	rate	rate	NOUN
ajbmeb-1954	73	9	of	of	ADP
ajbmeb-1954	73	10	the	the	DET
ajbmeb-1954	73	11	central	central	ADJ
ajbmeb-1954	73	12	bank	bank	NOUN
ajbmeb-1954	73	13	to	to	PART
ajbmeb-1954	73	14	remain	remain	VERB
ajbmeb-1954	73	15	high	high	ADJ
ajbmeb-1954	73	16	,	,	PUNCT
ajbmeb-1954	73	17	the	the	DET
ajbmeb-1954	73	18	share	share	NOUN
ajbmeb-1954	73	19	of	of	ADP
ajbmeb-1954	73	20	problematic	problematic	ADJ
ajbmeb-1954	73	21	assets	asset	NOUN
ajbmeb-1954	73	22	in	in	ADP
ajbmeb-1954	73	23	commercial	commercial	ADJ
ajbmeb-1954	73	24	banks	bank	NOUN
ajbmeb-1954	73	25	is	be	AUX
ajbmeb-1954	73	26	noticeably	noticeably	ADV
ajbmeb-1954	73	27	increasing	increase	VERB
ajbmeb-1954	73	28	,	,	PUNCT
ajbmeb-1954	73	29	the	the	DET
ajbmeb-1954	73	30	high	high	ADJ
ajbmeb-1954	73	31	volume	volume	NOUN
ajbmeb-1954	73	32	of	of	ADP
ajbmeb-1954	73	33	reserves	reserve	NOUN
ajbmeb-1954	73	34	created	create	VERB
ajbmeb-1954	73	35	by	by	ADP
ajbmeb-1954	73	36	banks	bank	NOUN
ajbmeb-1954	73	37	on	on	ADP
ajbmeb-1954	73	38	assets	asset	NOUN
ajbmeb-1954	73	39	with	with	ADP
ajbmeb-1954	73	40	a	a	DET
ajbmeb-1954	73	41	high	high	ADJ
ajbmeb-1954	73	42	probability	probability	NOUN
ajbmeb-1954	73	43	of	of	ADP
ajbmeb-1954	73	44	loss	loss	NOUN
ajbmeb-1954	73	45	is	be	AUX
ajbmeb-1954	73	46	causing	cause	VERB
ajbmeb-1954	73	47	their	their	PRON
ajbmeb-1954	73	48	profits	profit	NOUN
ajbmeb-1954	73	49	to	to	PART
ajbmeb-1954	73	50	decrease	decrease	VERB
ajbmeb-1954	73	51	.	.	PUNCT
ajbmeb-1954	74	1	interest	interest	NOUN
ajbmeb-1954	74	2	rates	rate	NOUN
ajbmeb-1954	74	3	of	of	ADP
ajbmeb-1954	74	4	loans	loan	NOUN
ajbmeb-1954	74	5	and	and	CCONJ
ajbmeb-1954	74	6	deposits	deposit	NOUN
ajbmeb-1954	74	7	remain	remain	VERB
ajbmeb-1954	74	8	high	high	ADJ
ajbmeb-1954	74	9	in	in	ADP
ajbmeb-1954	74	10	the	the	DET
ajbmeb-1954	74	11	national	national	ADJ
ajbmeb-1954	74	12	economy	economy	NOUN
ajbmeb-1954	74	13	,	,	PUNCT
ajbmeb-1954	74	14	one	one	NUM
ajbmeb-1954	74	15	of	of	ADP
ajbmeb-1954	74	16	the	the	DET
ajbmeb-1954	74	17	main	main	ADJ
ajbmeb-1954	74	18	reasons	reason	NOUN
ajbmeb-1954	74	19	for	for	ADP
ajbmeb-1954	74	20	this	this	PRON
ajbmeb-1954	74	21	,	,	PUNCT
ajbmeb-1954	74	22	in	in	ADP
ajbmeb-1954	74	23	our	our	PRON
ajbmeb-1954	74	24	opinion	opinion	NOUN
ajbmeb-1954	74	25	,	,	PUNCT
ajbmeb-1954	74	26	is	be	AUX
ajbmeb-1954	74	27	the	the	DET
ajbmeb-1954	74	28	low	low	ADJ
ajbmeb-1954	74	29	monetization	monetization	NOUN
ajbmeb-1954	74	30	ratio	ratio	NOUN
ajbmeb-1954	74	31	.	.	PUNCT
ajbmeb-1954	75	1	the	the	DET
ajbmeb-1954	75	2	figure	figure	NOUN
ajbmeb-1954	75	3	below	below	ADV
ajbmeb-1954	75	4	shows	show	VERB
ajbmeb-1954	75	5	the	the	DET
ajbmeb-1954	75	6	level	level	NOUN
ajbmeb-1954	75	7	of	of	ADP
ajbmeb-1954	75	8	monetization	monetization	NOUN
ajbmeb-1954	75	9	coefficient	coefficient	NOUN
ajbmeb-1954	75	10	in	in	ADP
ajbmeb-1954	75	11	some	some	DET
ajbmeb-1954	75	12	countries	country	NOUN
ajbmeb-1954	75	13	.	.	PUNCT
ajbmeb-1954	76	1	diagram	diagram	PROPN
ajbmeb-1954	76	2	1	1	NUM
ajbmeb-1954	76	3	.	.	PUNCT
ajbmeb-1954	77	1	monetization	monetization	NOUN
ajbmeb-1954	77	2	coefficient	coefficient	NOUN
ajbmeb-1954	77	3	in	in	ADP
ajbmeb-1954	77	4	uzbekistan	uzbekistan	PROPN
ajbmeb-1954	77	5	and	and	CCONJ
ajbmeb-1954	77	6	some	some	DET
ajbmeb-1954	77	7	countries	country	NOUN
ajbmeb-1954	77	8	of	of	ADP
ajbmeb-1954	77	9	the	the	DET
ajbmeb-1954	77	10	world	world	NOUN
ajbmeb-1954	77	11	(	(	PUNCT
ajbmeb-1954	77	12	the	the	DET
ajbmeb-1954	77	13	ratio	ratio	NOUN
ajbmeb-1954	77	14	of	of	ADP
ajbmeb-1954	77	15	broad	broad	ADJ
ajbmeb-1954	77	16	money	money	NOUN
ajbmeb-1954	77	17	to	to	ADP
ajbmeb-1954	77	18	the	the	DET
ajbmeb-1954	77	19	country	country	NOUN
ajbmeb-1954	77	20	's	's	PART
ajbmeb-1954	77	21	gdp	gdp	NOUN
ajbmeb-1954	77	22	)	)	PUNCT
ajbmeb-1954	77	23	*	*	PROPN
ajbmeb-1954	78	1	207.7	207.7	NUM
ajbmeb-1954	78	2	201.4	201.4	NUM
ajbmeb-1954	78	3	195	195	NUM
ajbmeb-1954	78	4	197.9	197.9	NUM
ajbmeb-1954	78	5	211.4	211.4	NUM
ajbmeb-1954	78	6	212	212	NUM
ajbmeb-1954	78	7	213	213	NUM
ajbmeb-1954	78	8	239.8	239.8	NUM
ajbmeb-1954	78	9	244.3	244.3	NUM
ajbmeb-1954	78	10	248.5	248.5	NUM
ajbmeb-1954	78	11	251.5	251.5	NUM
ajbmeb-1954	78	12	285.5	285.5	NUM
ajbmeb-1954	78	13	283	283	NUM
ajbmeb-1954	78	14	287	287	NUM
ajbmeb-1954	78	15	42.2	42.2	NUM
ajbmeb-1954	78	16	35.8	35.8	NUM
ajbmeb-1954	78	17	33.7	33.7	NUM
ajbmeb-1954	78	18	30.7	30.7	NUM
ajbmeb-1954	78	19	35.5	35.5	NUM
ajbmeb-1954	78	20	33.6	33.6	NUM
ajbmeb-1954	78	21	32.8	32.8	NUM
ajbmeb-1954	78	22	24.5	24.5	NUM
ajbmeb-1954	78	23	23.4	23.4	NUM
ajbmeb-1954	78	24	19.7	19.7	NUM
ajbmeb-1954	78	25	17.9	17.9	NUM
ajbmeb-1954	78	26	18.6	18.6	NUM
ajbmeb-1954	78	27	20.3	20.3	NUM
ajbmeb-1954	78	28	21.8	21.8	NUM
ajbmeb-1954	78	29	0	0	NUM
ajbmeb-1954	78	30	50	50	NUM
ajbmeb-1954	78	31	100	100	NUM
ajbmeb-1954	78	32	150	150	NUM
ajbmeb-1954	78	33	200	200	NUM
ajbmeb-1954	78	34	250	250	NUM
ajbmeb-1954	78	35	300	300	NUM
ajbmeb-1954	78	36	350	350	NUM
ajbmeb-1954	78	37	2016	2016	NUM
ajbmeb-1954	78	38	2017	2017	NUM
ajbmeb-1954	78	39	2018	2018	NUM
ajbmeb-1954	78	40	2019	2019	NUM
ajbmeb-1954	78	41	2020	2020	NUM
ajbmeb-1954	78	42	2021	2021	NUM
ajbmeb-1954	78	43	2022	2022	NUM
ajbmeb-1954	78	44	uzbekistan	uzbekistan	PROPN
ajbmeb-1954	78	45	united	united	PROPN
ajbmeb-1954	78	46	states	states	PROPN
ajbmeb-1954	78	47	of	of	ADP
ajbmeb-1954	78	48	america	america	PROPN
ajbmeb-1954	78	49	tajikistan	tajikistan	PROPN
ajbmeb-1954	78	50	russian	russian	PROPN
ajbmeb-1954	78	51	federation	federation	PROPN
ajbmeb-1954	78	52	kazakhstan	kazakhstan	PROPN
ajbmeb-1954	78	53	japan	japan	PROPN
ajbmeb-1954	78	54	china	china	PROPN
ajbmeb-1954	78	55	factors	factor	NOUN
ajbmeb-1954	78	56	affecting	affect	VERB
ajbmeb-1954	78	57	bank	bank	NOUN
ajbmeb-1954	78	58	risk	risk	NOUN
ajbmeb-1954	78	59	diversification	diversification	NOUN
ajbmeb-1954	78	60	external	external	ADJ
ajbmeb-1954	78	61	factors	factor	NOUN
ajbmeb-1954	78	62	internal	internal	ADJ
ajbmeb-1954	78	63	factors	factor	NOUN
ajbmeb-1954	78	64	b	b	PROPN
ajbmeb-1954	78	65	an	an	DET
ajbmeb-1954	78	66	k	k	X
ajbmeb-1954	78	67	c	c	PROPN
ajbmeb-1954	78	68	u	u	PROPN
ajbmeb-1954	78	69	st	st	PROPN
ajbmeb-1954	78	70	o	o	NOUN
ajbmeb-1954	78	71	m	m	VERB
ajbmeb-1954	79	1	er	er	INTJ
ajbmeb-1954	79	2	s	s	VERB
ajbmeb-1954	79	3	an	an	PRON
ajbmeb-1954	79	4	d	d	X
ajbmeb-1954	79	5	p	p	PROPN
ajbmeb-1954	79	6	ar	ar	PROPN
ajbmeb-1954	79	7	tn	tn	PROPN
ajbmeb-1954	79	8	er	er	PROPN
ajbmeb-1954	79	9	s	s	PROPN
ajbmeb-1954	79	10	b	b	PROPN
ajbmeb-1954	79	11	an	an	DET
ajbmeb-1954	79	12	k	k	PROPN
ajbmeb-1954	79	13	a	a	X
ajbmeb-1954	79	14	ss	ss	NOUN
ajbmeb-1954	79	15	et	et	NOUN
ajbmeb-1954	79	16	q	q	NOUN
ajbmeb-1954	79	17	u	u	NOUN
ajbmeb-1954	80	1	al	al	PROPN
ajbmeb-1954	80	2	it	it	PRON
ajbmeb-1954	80	3	y	y	PROPN
ajbmeb-1954	81	1	a	a	PRON
ajbmeb-1954	81	2	n	n	NOUN
ajbmeb-1954	81	3	d	d	NOUN
ajbmeb-1954	81	4	d	d	PROPN
ajbmeb-1954	81	5	iv	iv	NUM
ajbmeb-1954	81	6	er	er	INTJ
ajbmeb-1954	81	7	si	si	INTJ
ajbmeb-1954	81	8	fi	fi	NOUN
ajbmeb-1954	81	9	ca	can	AUX
ajbmeb-1954	81	10	ti	ti	VERB
ajbmeb-1954	81	11	o	o	NOUN
ajbmeb-1954	81	12	n	n	NOUN
ajbmeb-1954	81	13	s	s	X
ajbmeb-1954	81	14	ta	ta	X
ajbmeb-1954	81	15	te	te	ADP
ajbmeb-1954	81	16	o	o	NOUN
ajbmeb-1954	82	1	f	f	X
ajbmeb-1954	83	1	c	c	NOUN
ajbmeb-1954	83	2	o	o	INTJ
ajbmeb-1954	83	3	rp	rp	INTJ
ajbmeb-1954	83	4	o	o	INTJ
ajbmeb-1954	83	5	ra	ra	INTJ
ajbmeb-1954	84	1	te	te	INTJ
ajbmeb-1954	84	2	g	g	PROPN
ajbmeb-1954	84	3	o	o	NOUN
ajbmeb-1954	84	4	v	v	INTJ
ajbmeb-1954	84	5	er	er	INTJ
ajbmeb-1954	84	6	n	n	ADV
ajbmeb-1954	84	7	an	an	DET
ajbmeb-1954	84	8	ce	ce	PROPN
ajbmeb-1954	84	9	in	in	ADP
ajbmeb-1954	84	10	t	t	PROPN
ajbmeb-1954	84	11	h	h	NOUN
ajbmeb-1954	84	12	e	e	PROPN
ajbmeb-1954	84	13	b	b	PROPN
ajbmeb-1954	84	14	an	an	PRON
ajbmeb-1954	84	15	k	k	PROPN
ajbmeb-1954	84	16	a	a	PROPN
ajbmeb-1954	84	17	n	n	NOUN
ajbmeb-1954	84	18	d	d	NOUN
ajbmeb-1954	84	19	c	c	NOUN
ajbmeb-1954	84	20	o	o	X
ajbmeb-1954	84	21	rp	rp	NOUN
ajbmeb-1954	84	22	o	o	INTJ
ajbmeb-1954	84	23	ra	ra	INTJ
ajbmeb-1954	85	1	te	te	INTJ
ajbmeb-1954	85	2	c	c	NOUN
ajbmeb-1954	86	1	o	o	NOUN
ajbmeb-1954	86	2	m	m	VERB
ajbmeb-1954	86	3	p	p	X
ajbmeb-1954	86	4	et	et	VERB
ajbmeb-1954	87	1	it	it	PRON
ajbmeb-1954	87	2	iv	iv	VERB
ajbmeb-1954	87	3	en	en	INTJ
ajbmeb-1954	87	4	es	es	X
ajbmeb-1954	87	5	s	s	NOUN
ajbmeb-1954	87	6	o	o	X
ajbmeb-1954	87	7	f	f	X
ajbmeb-1954	87	8	th	th	X
ajbmeb-1954	87	9	e	e	X
ajbmeb-1954	87	10	n	n	X
ajbmeb-1954	87	11	at	at	ADP
ajbmeb-1954	87	12	io	io	PROPN
ajbmeb-1954	87	13	n	n	PROPN
ajbmeb-1954	87	14	al	al	PROPN
ajbmeb-1954	87	15	ec	ec	PROPN
ajbmeb-1954	88	1	o	o	PROPN
ajbmeb-1954	88	2	n	n	CCONJ
ajbmeb-1954	88	3	o	o	NOUN
ajbmeb-1954	88	4	m	m	VERB
ajbmeb-1954	89	1	y	y	NOUN
ajbmeb-1954	89	2	f	f	X
ajbmeb-1954	89	3	o	o	INTJ
ajbmeb-1954	90	1	ll	ll	AUX
ajbmeb-1954	90	2	o	o	PROPN
ajbmeb-1954	90	3	w	w	PROPN
ajbmeb-1954	90	4	m	m	PROPN
ajbmeb-1954	90	5	ar	ar	PROPN
ajbmeb-1954	90	6	k	k	PROPN
ajbmeb-1954	90	7	et	et	PROPN
ajbmeb-1954	90	8	p	p	PROPN
ajbmeb-1954	90	9	ri	ri	PROPN
ajbmeb-1954	91	1	n	n	CCONJ
ajbmeb-1954	91	2	ci	ci	PROPN
ajbmeb-1954	91	3	p	p	X
ajbmeb-1954	91	4	le	le	PROPN
ajbmeb-1954	91	5	s	s	PROPN
ajbmeb-1954	91	6	an	an	DET
ajbmeb-1954	91	7	d	d	X
ajbmeb-1954	91	8	ru	ru	X
ajbmeb-1954	91	9	le	le	PROPN
ajbmeb-1954	91	10	s	s	PROPN
ajbmeb-1954	91	11	p	p	X
ajbmeb-1954	91	12	ro	ro	INTJ
ajbmeb-1954	91	13	ce	ce	PROPN
ajbmeb-1954	91	14	ss	ss	NOUN
ajbmeb-1954	91	15	es	es	VERB
ajbmeb-1954	92	1	i	i	PRON
ajbmeb-1954	93	1	n	n	VERB
ajbmeb-1954	94	1	i	i	PRON
ajbmeb-1954	94	2	n	n	VERB
ajbmeb-1954	94	3	te	te	VERB
ajbmeb-1954	94	4	rn	rn	PROPN
ajbmeb-1954	94	5	at	at	ADP
ajbmeb-1954	94	6	io	io	PROPN
ajbmeb-1954	94	7	n	n	PROPN
ajbmeb-1954	94	8	al	al	PROPN
ajbmeb-1954	94	9	fi	fi	PROPN
ajbmeb-1954	94	10	n	n	CCONJ
ajbmeb-1954	94	11	an	an	DET
ajbmeb-1954	94	12	ci	ci	PROPN
ajbmeb-1954	94	13	al	al	PROPN
ajbmeb-1954	94	14	m	m	PROPN
ajbmeb-1954	94	15	ar	ar	PROPN
ajbmeb-1954	94	16	k	k	PROPN
ajbmeb-1954	94	17	et	et	PROPN
ajbmeb-1954	94	18	s	s	NOUN
ajbmeb-1954	94	19	m	m	NOUN
ajbmeb-1954	94	20	o	o	NOUN
ajbmeb-1954	94	21	n	n	INTJ
ajbmeb-1954	94	22	et	et	NOUN
ajbmeb-1954	94	23	ar	ar	PROPN
ajbmeb-1954	94	24	y	y	PROPN
ajbmeb-1954	94	25	p	p	PROPN
ajbmeb-1954	95	1	o	o	X
ajbmeb-1954	95	2	li	li	PROPN
ajbmeb-1954	95	3	cy	cy	INTJ
ajbmeb-1954	95	4	o	o	PROPN
ajbmeb-1954	95	5	f	f	X
ajbmeb-1954	95	6	th	th	X
ajbmeb-1954	95	7	e	e	X
ajbmeb-1954	95	8	c	c	X
ajbmeb-1954	95	9	en	en	X
ajbmeb-1954	95	10	tr	tr	PROPN
ajbmeb-1954	95	11	al	al	PROPN
ajbmeb-1954	95	12	b	b	PROPN
ajbmeb-1954	95	13	an	an	DET
ajbmeb-1954	95	14	k	k	PROPN
ajbmeb-1954	95	15	s	s	PROPN
ajbmeb-1954	95	16	o	o	X
ajbmeb-1954	95	17	u	u	X
ajbmeb-1954	95	18	rc	rc	PROPN
ajbmeb-1954	95	19	es	es	ADP
ajbmeb-1954	95	20	a	a	DET
ajbmeb-1954	95	21	n	n	NOUN
ajbmeb-1954	95	22	d	d	NOUN
ajbmeb-1954	95	23	d	d	NOUN
ajbmeb-1954	95	24	iv	iv	NUM
ajbmeb-1954	95	25	er	er	INTJ
ajbmeb-1954	95	26	si	si	INTJ
ajbmeb-1954	95	27	fi	fi	NOUN
ajbmeb-1954	96	1	ca	can	AUX
ajbmeb-1954	96	2	ti	ti	VERB
ajbmeb-1954	96	3	o	o	NOUN
ajbmeb-1954	96	4	n	n	ADP
ajbmeb-1954	97	1	o	o	X
ajbmeb-1954	97	2	f	f	PROPN
ajbmeb-1954	97	3	b	b	PROPN
ajbmeb-1954	97	4	an	an	DET
ajbmeb-1954	97	5	k	k	NOUN
ajbmeb-1954	97	6	r	r	NOUN
ajbmeb-1954	97	7	es	es	X
ajbmeb-1954	97	8	o	o	X
ajbmeb-1954	97	9	u	u	X
ajbmeb-1954	97	10	rc	rc	PROPN
ajbmeb-1954	97	11	es	es	PROPN
ajbmeb-1954	97	12	american	american	PROPN
ajbmeb-1954	97	13	journal	journal	PROPN
ajbmeb-1954	97	14	of	of	ADP
ajbmeb-1954	97	15	business	business	NOUN
ajbmeb-1954	97	16	management	management	NOUN
ajbmeb-1954	97	17	,	,	PUNCT
ajbmeb-1954	97	18	economics	economic	NOUN
ajbmeb-1954	97	19	and	and	CCONJ
ajbmeb-1954	97	20	banking	banking	NOUN
ajbmeb-1954	97	21	volume	volume	NOUN
ajbmeb-1954	97	22	22	22	NUM
ajbmeb-1954	97	23	march	march	PROPN
ajbmeb-1954	97	24	2024	2024	NUM
ajbmeb-1954	97	25	p	p	NOUN
ajbmeb-1954	97	26	a	a	DET
ajbmeb-1954	97	27	g	g	NOUN
ajbmeb-1954	97	28	e	e	NOUN
ajbmeb-1954	97	29	|	|	ADV
ajbmeb-1954	97	30	173	173	NUM
ajbmeb-1954	97	31	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	97	32	*	*	PUNCT
ajbmeb-1954	97	33	author	author	NOUN
ajbmeb-1954	97	34	development	development	NOUN
ajbmeb-1954	97	35	.	.	PUNCT
ajbmeb-1954	98	1	it	it	PRON
ajbmeb-1954	98	2	is	be	AUX
ajbmeb-1954	98	3	known	know	VERB
ajbmeb-1954	98	4	that	that	SCONJ
ajbmeb-1954	98	5	the	the	DET
ajbmeb-1954	98	6	monetization	monetization	NOUN
ajbmeb-1954	98	7	coefficient	coefficient	NOUN
ajbmeb-1954	98	8	indicates	indicate	VERB
ajbmeb-1954	98	9	that	that	SCONJ
ajbmeb-1954	98	10	the	the	DET
ajbmeb-1954	98	11	national	national	ADJ
ajbmeb-1954	98	12	economy	economy	NOUN
ajbmeb-1954	98	13	is	be	AUX
ajbmeb-1954	98	14	provided	provide	VERB
ajbmeb-1954	98	15	with	with	ADP
ajbmeb-1954	98	16	money	money	NOUN
ajbmeb-1954	98	17	.	.	PUNCT
ajbmeb-1954	99	1	according	accord	VERB
ajbmeb-1954	99	2	to	to	ADP
ajbmeb-1954	99	3	experts	expert	NOUN
ajbmeb-1954	99	4	of	of	ADP
ajbmeb-1954	99	5	the	the	DET
ajbmeb-1954	99	6	world	world	PROPN
ajbmeb-1954	99	7	bank	bank	PROPN
ajbmeb-1954	99	8	and	and	CCONJ
ajbmeb-1954	99	9	international	international	ADJ
ajbmeb-1954	99	10	financial	financial	ADJ
ajbmeb-1954	99	11	organizations	organization	NOUN
ajbmeb-1954	99	12	,	,	PUNCT
ajbmeb-1954	99	13	this	this	DET
ajbmeb-1954	99	14	indicator	indicator	NOUN
ajbmeb-1954	99	15	should	should	AUX
ajbmeb-1954	99	16	be	be	AUX
ajbmeb-1954	99	17	at	at	ADV
ajbmeb-1954	99	18	least	least	ADV
ajbmeb-1954	99	19	50	50	NUM
ajbmeb-1954	99	20	percent	percent	NOUN
ajbmeb-1954	99	21	of	of	ADP
ajbmeb-1954	99	22	gdp	gdp	NOUN
ajbmeb-1954	99	23	in	in	ADP
ajbmeb-1954	99	24	countries	country	NOUN
ajbmeb-1954	99	25	that	that	PRON
ajbmeb-1954	99	26	are	be	AUX
ajbmeb-1954	99	27	in	in	ADP
ajbmeb-1954	99	28	the	the	DET
ajbmeb-1954	99	29	process	process	NOUN
ajbmeb-1954	99	30	of	of	ADP
ajbmeb-1954	99	31	transition	transition	NOUN
ajbmeb-1954	99	32	to	to	ADP
ajbmeb-1954	99	33	a	a	DET
ajbmeb-1954	99	34	market	market	NOUN
ajbmeb-1954	99	35	economy	economy	NOUN
ajbmeb-1954	99	36	.	.	PUNCT
ajbmeb-1954	100	1	from	from	ADP
ajbmeb-1954	100	2	the	the	DET
ajbmeb-1954	100	3	data	datum	NOUN
ajbmeb-1954	100	4	of	of	ADP
ajbmeb-1954	100	5	diagram	diagram	NOUN
ajbmeb-1954	100	6	1	1	NUM
ajbmeb-1954	100	7	,	,	PUNCT
ajbmeb-1954	100	8	it	it	PRON
ajbmeb-1954	100	9	can	can	AUX
ajbmeb-1954	100	10	be	be	AUX
ajbmeb-1954	100	11	seen	see	VERB
ajbmeb-1954	100	12	that	that	SCONJ
ajbmeb-1954	100	13	this	this	DET
ajbmeb-1954	100	14	level	level	NOUN
ajbmeb-1954	100	15	in	in	ADP
ajbmeb-1954	100	16	our	our	PRON
ajbmeb-1954	100	17	country	country	NOUN
ajbmeb-1954	100	18	was	be	AUX
ajbmeb-1954	100	19	24.5	24.5	NUM
ajbmeb-1954	100	20	percent	percent	NOUN
ajbmeb-1954	100	21	in	in	ADP
ajbmeb-1954	100	22	2016	2016	NUM
ajbmeb-1954	100	23	,	,	PUNCT
ajbmeb-1954	100	24	and	and	CCONJ
ajbmeb-1954	100	25	it	it	PRON
ajbmeb-1954	100	26	was	be	AUX
ajbmeb-1954	100	27	21.8	21.8	NUM
ajbmeb-1954	100	28	percent	percent	NOUN
ajbmeb-1954	100	29	in	in	ADP
ajbmeb-1954	100	30	2022	2022	NUM
ajbmeb-1954	100	31	.	.	PUNCT
ajbmeb-1954	101	1	of	of	ADP
ajbmeb-1954	101	2	course	course	NOUN
ajbmeb-1954	101	3	,	,	PUNCT
ajbmeb-1954	101	4	raising	raise	VERB
ajbmeb-1954	101	5	this	this	DET
ajbmeb-1954	101	6	level	level	NOUN
ajbmeb-1954	101	7	is	be	AUX
ajbmeb-1954	101	8	carried	carry	VERB
ajbmeb-1954	101	9	out	out	ADP
ajbmeb-1954	101	10	by	by	ADP
ajbmeb-1954	101	11	lending	lend	VERB
ajbmeb-1954	101	12	to	to	ADP
ajbmeb-1954	101	13	commercial	commercial	ADJ
ajbmeb-1954	101	14	banks	bank	NOUN
ajbmeb-1954	101	15	based	base	VERB
ajbmeb-1954	101	16	on	on	ADP
ajbmeb-1954	101	17	the	the	DET
ajbmeb-1954	101	18	central	central	ADJ
ajbmeb-1954	101	19	bank	bank	NOUN
ajbmeb-1954	101	20	's	's	PART
ajbmeb-1954	101	21	base	base	NOUN
ajbmeb-1954	101	22	rate	rate	NOUN
ajbmeb-1954	101	23	,	,	PUNCT
ajbmeb-1954	101	24	but	but	CCONJ
ajbmeb-1954	101	25	the	the	DET
ajbmeb-1954	101	26	central	central	PROPN
ajbmeb-1954	101	27	bank	bank	NOUN
ajbmeb-1954	101	28	's	's	PART
ajbmeb-1954	101	29	hard	hard	ADJ
ajbmeb-1954	101	30	money	money	NOUN
ajbmeb-1954	101	31	credit	credit	NOUN
ajbmeb-1954	101	32	policy	policy	NOUN
ajbmeb-1954	101	33	,	,	PUNCT
ajbmeb-1954	101	34	that	that	ADV
ajbmeb-1954	101	35	is	is	ADV
ajbmeb-1954	101	36	,	,	PUNCT
ajbmeb-1954	101	37	the	the	DET
ajbmeb-1954	101	38	policy	policy	NOUN
ajbmeb-1954	101	39	aimed	aim	VERB
ajbmeb-1954	101	40	at	at	ADP
ajbmeb-1954	101	41	reducing	reduce	VERB
ajbmeb-1954	101	42	inflation	inflation	NOUN
ajbmeb-1954	101	43	by	by	ADP
ajbmeb-1954	101	44	maintaining	maintain	VERB
ajbmeb-1954	101	45	the	the	DET
ajbmeb-1954	101	46	size	size	NOUN
ajbmeb-1954	101	47	of	of	ADP
ajbmeb-1954	101	48	the	the	DET
ajbmeb-1954	101	49	money	money	NOUN
ajbmeb-1954	101	50	supply	supply	NOUN
ajbmeb-1954	101	51	in	in	ADP
ajbmeb-1954	101	52	the	the	DET
ajbmeb-1954	101	53	economy	economy	NOUN
ajbmeb-1954	101	54	,	,	PUNCT
ajbmeb-1954	101	55	does	do	AUX
ajbmeb-1954	101	56	not	not	PART
ajbmeb-1954	101	57	currently	currently	ADV
ajbmeb-1954	101	58	provide	provide	VERB
ajbmeb-1954	101	59	an	an	DET
ajbmeb-1954	101	60	opportunity	opportunity	NOUN
ajbmeb-1954	101	61	to	to	PART
ajbmeb-1954	101	62	raise	raise	VERB
ajbmeb-1954	101	63	the	the	DET
ajbmeb-1954	101	64	monetization	monetization	NOUN
ajbmeb-1954	101	65	ratio	ratio	NOUN
ajbmeb-1954	101	66	.	.	PUNCT
ajbmeb-1954	102	1	this	this	DET
ajbmeb-1954	102	2	situation	situation	NOUN
ajbmeb-1954	102	3	requires	require	VERB
ajbmeb-1954	102	4	further	further	ADJ
ajbmeb-1954	102	5	improvement	improvement	NOUN
ajbmeb-1954	102	6	of	of	ADP
ajbmeb-1954	102	7	risk	risk	NOUN
ajbmeb-1954	102	8	diversification	diversification	NOUN
ajbmeb-1954	102	9	practice	practice	NOUN
ajbmeb-1954	102	10	in	in	ADP
ajbmeb-1954	102	11	commercial	commercial	ADJ
ajbmeb-1954	102	12	banks.the	banks.the	NOUN
ajbmeb-1954	102	13	factor	factor	NOUN
ajbmeb-1954	102	14	of	of	ADP
ajbmeb-1954	102	15	financial	financial	ADJ
ajbmeb-1954	102	16	processes	process	NOUN
ajbmeb-1954	102	17	in	in	ADP
ajbmeb-1954	102	18	international	international	ADJ
ajbmeb-1954	102	19	financial	financial	ADJ
ajbmeb-1954	102	20	institutions	institution	NOUN
ajbmeb-1954	102	21	,	,	PUNCT
ajbmeb-1954	102	22	which	which	PRON
ajbmeb-1954	102	23	is	be	AUX
ajbmeb-1954	102	24	part	part	NOUN
ajbmeb-1954	102	25	of	of	ADP
ajbmeb-1954	102	26	the	the	DET
ajbmeb-1954	102	27	external	external	ADJ
ajbmeb-1954	102	28	factors	factor	NOUN
ajbmeb-1954	102	29	of	of	ADP
ajbmeb-1954	102	30	bank	bank	NOUN
ajbmeb-1954	102	31	risk	risk	NOUN
ajbmeb-1954	102	32	diversification	diversification	NOUN
ajbmeb-1954	102	33	.	.	PUNCT
ajbmeb-1954	103	1	it	it	PRON
ajbmeb-1954	103	2	should	should	AUX
ajbmeb-1954	103	3	be	be	AUX
ajbmeb-1954	103	4	noted	note	VERB
ajbmeb-1954	103	5	that	that	SCONJ
ajbmeb-1954	103	6	this	this	DET
ajbmeb-1954	103	7	factor	factor	NOUN
ajbmeb-1954	103	8	is	be	AUX
ajbmeb-1954	103	9	important	important	ADJ
ajbmeb-1954	103	10	in	in	ADP
ajbmeb-1954	103	11	diversifying	diversify	VERB
ajbmeb-1954	103	12	bank	bank	NOUN
ajbmeb-1954	103	13	risks	risk	NOUN
ajbmeb-1954	103	14	.	.	PUNCT
ajbmeb-1954	104	1	the	the	DET
ajbmeb-1954	104	2	reason	reason	NOUN
ajbmeb-1954	104	3	is	be	AUX
ajbmeb-1954	104	4	that	that	SCONJ
ajbmeb-1954	104	5	the	the	DET
ajbmeb-1954	104	6	negative	negative	ADJ
ajbmeb-1954	104	7	changes	change	NOUN
ajbmeb-1954	104	8	in	in	ADP
ajbmeb-1954	104	9	the	the	DET
ajbmeb-1954	104	10	international	international	ADJ
ajbmeb-1954	104	11	financial	financial	ADJ
ajbmeb-1954	104	12	institutions	institution	NOUN
ajbmeb-1954	104	13	,	,	PUNCT
ajbmeb-1954	104	14	the	the	DET
ajbmeb-1954	104	15	decrease	decrease	NOUN
ajbmeb-1954	104	16	in	in	ADP
ajbmeb-1954	104	17	the	the	DET
ajbmeb-1954	104	18	trend	trend	NOUN
ajbmeb-1954	104	19	of	of	ADP
ajbmeb-1954	104	20	stable	stable	ADJ
ajbmeb-1954	104	21	change	change	NOUN
ajbmeb-1954	104	22	will	will	AUX
ajbmeb-1954	104	23	not	not	PART
ajbmeb-1954	104	24	fail	fail	VERB
ajbmeb-1954	104	25	to	to	PART
ajbmeb-1954	104	26	affect	affect	VERB
ajbmeb-1954	104	27	the	the	DET
ajbmeb-1954	104	28	banking	banking	NOUN
ajbmeb-1954	104	29	system	system	NOUN
ajbmeb-1954	104	30	of	of	ADP
ajbmeb-1954	104	31	our	our	PRON
ajbmeb-1954	104	32	country	country	NOUN
ajbmeb-1954	104	33	by	by	ADP
ajbmeb-1954	104	34	itself	itself	PRON
ajbmeb-1954	104	35	.	.	PUNCT
ajbmeb-1954	105	1	an	an	DET
ajbmeb-1954	105	2	example	example	NOUN
ajbmeb-1954	105	3	of	of	ADP
ajbmeb-1954	105	4	this	this	PRON
ajbmeb-1954	105	5	is	be	AUX
ajbmeb-1954	105	6	the	the	DET
ajbmeb-1954	105	7	world	world	NOUN
ajbmeb-1954	105	8	financial	financial	ADJ
ajbmeb-1954	105	9	and	and	CCONJ
ajbmeb-1954	105	10	economic	economic	ADJ
ajbmeb-1954	105	11	crisis	crisis	NOUN
ajbmeb-1954	105	12	observed	observe	VERB
ajbmeb-1954	105	13	in	in	ADP
ajbmeb-1954	105	14	2008	2008	NUM
ajbmeb-1954	105	15	.	.	PUNCT
ajbmeb-1954	106	1	in	in	ADP
ajbmeb-1954	106	2	such	such	ADJ
ajbmeb-1954	106	3	situations	situation	NOUN
ajbmeb-1954	106	4	of	of	ADP
ajbmeb-1954	106	5	economic	economic	ADJ
ajbmeb-1954	106	6	instability	instability	NOUN
ajbmeb-1954	106	7	,	,	PUNCT
ajbmeb-1954	106	8	bank	bank	NOUN
ajbmeb-1954	106	9	depositors	depositor	NOUN
ajbmeb-1954	106	10	are	be	AUX
ajbmeb-1954	106	11	at	at	ADP
ajbmeb-1954	106	12	risk	risk	NOUN
ajbmeb-1954	106	13	and	and	CCONJ
ajbmeb-1954	106	14	seek	seek	VERB
ajbmeb-1954	106	15	to	to	PART
ajbmeb-1954	106	16	withdraw	withdraw	VERB
ajbmeb-1954	106	17	their	their	PRON
ajbmeb-1954	106	18	funds	fund	NOUN
ajbmeb-1954	106	19	quickly	quickly	ADV
ajbmeb-1954	106	20	and	and	CCONJ
ajbmeb-1954	106	21	invest	invest	VERB
ajbmeb-1954	106	22	in	in	ADP
ajbmeb-1954	106	23	precious	precious	ADJ
ajbmeb-1954	106	24	metals	metal	NOUN
ajbmeb-1954	106	25	,	,	PUNCT
ajbmeb-1954	106	26	real	real	ADJ
ajbmeb-1954	106	27	estate	estate	NOUN
ajbmeb-1954	106	28	and	and	CCONJ
ajbmeb-1954	106	29	base	base	NOUN
ajbmeb-1954	106	30	currencies.as	currencies.as	NOUN
ajbmeb-1954	106	31	a	a	DET
ajbmeb-1954	106	32	result	result	NOUN
ajbmeb-1954	106	33	,	,	PUNCT
ajbmeb-1954	106	34	problems	problem	NOUN
ajbmeb-1954	106	35	with	with	ADP
ajbmeb-1954	106	36	shortage	shortage	NOUN
ajbmeb-1954	106	37	of	of	ADP
ajbmeb-1954	106	38	financial	financial	ADJ
ajbmeb-1954	106	39	resources	resource	NOUN
ajbmeb-1954	106	40	arise	arise	VERB
ajbmeb-1954	106	41	in	in	ADP
ajbmeb-1954	106	42	banks	bank	NOUN
ajbmeb-1954	106	43	.	.	PUNCT
ajbmeb-1954	107	1	in	in	ADP
ajbmeb-1954	107	2	addition	addition	NOUN
ajbmeb-1954	107	3	,	,	PUNCT
ajbmeb-1954	107	4	in	in	ADP
ajbmeb-1954	107	5	order	order	NOUN
ajbmeb-1954	107	6	to	to	PART
ajbmeb-1954	107	7	ensure	ensure	VERB
ajbmeb-1954	107	8	the	the	DET
ajbmeb-1954	107	9	bank	bank	NOUN
ajbmeb-1954	107	10	's	's	PART
ajbmeb-1954	107	11	liquidity	liquidity	NOUN
ajbmeb-1954	107	12	,	,	PUNCT
ajbmeb-1954	107	13	to	to	PART
ajbmeb-1954	107	14	gain	gain	VERB
ajbmeb-1954	107	15	the	the	DET
ajbmeb-1954	107	16	trust	trust	NOUN
ajbmeb-1954	107	17	of	of	ADP
ajbmeb-1954	107	18	customers	customer	NOUN
ajbmeb-1954	107	19	,	,	PUNCT
ajbmeb-1954	107	20	they	they	PRON
ajbmeb-1954	107	21	will	will	AUX
ajbmeb-1954	107	22	start	start	VERB
ajbmeb-1954	107	23	taking	take	VERB
ajbmeb-1954	107	24	measures	measure	NOUN
ajbmeb-1954	107	25	to	to	PART
ajbmeb-1954	107	26	withdraw	withdraw	VERB
ajbmeb-1954	107	27	the	the	DET
ajbmeb-1954	107	28	funds	fund	NOUN
ajbmeb-1954	107	29	directed	direct	VERB
ajbmeb-1954	107	30	to	to	ADP
ajbmeb-1954	107	31	active	active	ADJ
ajbmeb-1954	107	32	operations	operation	NOUN
ajbmeb-1954	107	33	before	before	ADP
ajbmeb-1954	107	34	the	the	DET
ajbmeb-1954	107	35	due	due	ADJ
ajbmeb-1954	107	36	date	date	NOUN
ajbmeb-1954	107	37	.	.	PUNCT
ajbmeb-1954	108	1	in	in	ADP
ajbmeb-1954	108	2	this	this	DET
ajbmeb-1954	108	3	regard	regard	NOUN
ajbmeb-1954	108	4	,	,	PUNCT
ajbmeb-1954	108	5	the	the	DET
ajbmeb-1954	108	6	instability	instability	NOUN
ajbmeb-1954	108	7	of	of	ADP
ajbmeb-1954	108	8	financial	financial	ADJ
ajbmeb-1954	108	9	processes	process	NOUN
ajbmeb-1954	108	10	in	in	ADP
ajbmeb-1954	108	11	the	the	DET
ajbmeb-1954	108	12	international	international	ADJ
ajbmeb-1954	108	13	financial	financial	ADJ
ajbmeb-1954	108	14	markets	market	NOUN
ajbmeb-1954	108	15	is	be	AUX
ajbmeb-1954	108	16	one	one	NUM
ajbmeb-1954	108	17	of	of	ADP
ajbmeb-1954	108	18	the	the	DET
ajbmeb-1954	108	19	main	main	ADJ
ajbmeb-1954	108	20	factors	factor	NOUN
ajbmeb-1954	108	21	influencing	influence	VERB
ajbmeb-1954	108	22	the	the	DET
ajbmeb-1954	108	23	diversification	diversification	NOUN
ajbmeb-1954	108	24	of	of	ADP
ajbmeb-1954	108	25	risks	risk	NOUN
ajbmeb-1954	108	26	not	not	PART
ajbmeb-1954	108	27	only	only	ADV
ajbmeb-1954	108	28	at	at	ADP
ajbmeb-1954	108	29	the	the	DET
ajbmeb-1954	108	30	level	level	NOUN
ajbmeb-1954	108	31	of	of	ADP
ajbmeb-1954	108	32	one	one	NUM
ajbmeb-1954	108	33	bank	bank	NOUN
ajbmeb-1954	108	34	,	,	PUNCT
ajbmeb-1954	108	35	but	but	CCONJ
ajbmeb-1954	108	36	for	for	ADP
ajbmeb-1954	108	37	the	the	DET
ajbmeb-1954	108	38	entire	entire	ADJ
ajbmeb-1954	108	39	banking	banking	NOUN
ajbmeb-1954	108	40	system	system	NOUN
ajbmeb-1954	108	41	.	.	PUNCT
ajbmeb-1954	109	1	application	application	NOUN
ajbmeb-1954	109	2	of	of	ADP
ajbmeb-1954	109	3	market	market	NOUN
ajbmeb-1954	109	4	principles	principle	NOUN
ajbmeb-1954	109	5	and	and	CCONJ
ajbmeb-1954	109	6	rules	rule	NOUN
ajbmeb-1954	109	7	in	in	ADP
ajbmeb-1954	109	8	our	our	PRON
ajbmeb-1954	109	9	opinion	opinion	NOUN
ajbmeb-1954	109	10	,	,	PUNCT
ajbmeb-1954	109	11	this	this	DET
ajbmeb-1954	109	12	factor	factor	NOUN
ajbmeb-1954	109	13	is	be	AUX
ajbmeb-1954	109	14	important	important	ADJ
ajbmeb-1954	109	15	in	in	ADP
ajbmeb-1954	109	16	diversifying	diversify	VERB
ajbmeb-1954	109	17	the	the	DET
ajbmeb-1954	109	18	risks	risk	NOUN
ajbmeb-1954	109	19	of	of	ADP
ajbmeb-1954	109	20	commercial	commercial	ADJ
ajbmeb-1954	109	21	banks	bank	NOUN
ajbmeb-1954	109	22	.	.	PUNCT
ajbmeb-1954	110	1	the	the	DET
ajbmeb-1954	110	2	application	application	NOUN
ajbmeb-1954	110	3	of	of	ADP
ajbmeb-1954	110	4	market	market	NOUN
ajbmeb-1954	110	5	principles	principle	NOUN
ajbmeb-1954	110	6	and	and	CCONJ
ajbmeb-1954	110	7	rules	rule	NOUN
ajbmeb-1954	110	8	in	in	ADP
ajbmeb-1954	110	9	the	the	DET
ajbmeb-1954	110	10	country	country	NOUN
ajbmeb-1954	110	11	allows	allow	VERB
ajbmeb-1954	110	12	commercial	commercial	ADJ
ajbmeb-1954	110	13	banks	bank	NOUN
ajbmeb-1954	110	14	to	to	PART
ajbmeb-1954	110	15	organize	organize	VERB
ajbmeb-1954	110	16	asset	asset	NOUN
ajbmeb-1954	110	17	and	and	CCONJ
ajbmeb-1954	110	18	liability	liability	NOUN
ajbmeb-1954	110	19	operations	operation	NOUN
ajbmeb-1954	110	20	on	on	ADP
ajbmeb-1954	110	21	the	the	DET
ajbmeb-1954	110	22	basis	basis	NOUN
ajbmeb-1954	110	23	of	of	ADP
ajbmeb-1954	110	24	mutual	mutual	ADJ
ajbmeb-1954	110	25	competition	competition	NOUN
ajbmeb-1954	110	26	.	.	PUNCT
ajbmeb-1954	111	1	this	this	PRON
ajbmeb-1954	111	2	,	,	PUNCT
ajbmeb-1954	111	3	in	in	ADP
ajbmeb-1954	111	4	turn	turn	NOUN
ajbmeb-1954	111	5	,	,	PUNCT
ajbmeb-1954	111	6	has	have	VERB
ajbmeb-1954	111	7	a	a	DET
ajbmeb-1954	111	8	positive	positive	ADJ
ajbmeb-1954	111	9	effect	effect	NOUN
ajbmeb-1954	111	10	on	on	ADP
ajbmeb-1954	111	11	the	the	DET
ajbmeb-1954	111	12	reduction	reduction	NOUN
ajbmeb-1954	111	13	of	of	ADP
ajbmeb-1954	111	14	the	the	DET
ajbmeb-1954	111	15	risk	risk	NOUN
ajbmeb-1954	111	16	level	level	NOUN
ajbmeb-1954	111	17	,	,	PUNCT
ajbmeb-1954	111	18	as	as	SCONJ
ajbmeb-1954	111	19	the	the	DET
ajbmeb-1954	111	20	interest	interest	NOUN
ajbmeb-1954	111	21	rates	rate	NOUN
ajbmeb-1954	111	22	on	on	ADP
ajbmeb-1954	111	23	asset	asset	NOUN
ajbmeb-1954	111	24	and	and	CCONJ
ajbmeb-1954	111	25	liability	liability	NOUN
ajbmeb-1954	111	26	operations	operation	NOUN
ajbmeb-1954	111	27	of	of	ADP
ajbmeb-1954	111	28	banks	bank	NOUN
ajbmeb-1954	111	29	are	be	AUX
ajbmeb-1954	111	30	formed	form	VERB
ajbmeb-1954	111	31	on	on	ADP
ajbmeb-1954	111	32	the	the	DET
ajbmeb-1954	111	33	basis	basis	NOUN
ajbmeb-1954	111	34	of	of	ADP
ajbmeb-1954	111	35	mutual	mutual	ADJ
ajbmeb-1954	111	36	competition	competition	NOUN
ajbmeb-1954	111	37	.	.	PUNCT
ajbmeb-1954	112	1	however	however	ADV
ajbmeb-1954	112	2	,	,	PUNCT
ajbmeb-1954	112	3	the	the	DET
ajbmeb-1954	112	4	fact	fact	NOUN
ajbmeb-1954	112	5	that	that	SCONJ
ajbmeb-1954	112	6	a	a	DET
ajbmeb-1954	112	7	number	number	NOUN
ajbmeb-1954	112	8	of	of	ADP
ajbmeb-1954	112	9	urgent	urgent	ADJ
ajbmeb-1954	112	10	issues	issue	NOUN
ajbmeb-1954	112	11	remain	remain	VERB
ajbmeb-1954	112	12	in	in	ADP
ajbmeb-1954	112	13	our	our	PRON
ajbmeb-1954	112	14	country	country	NOUN
ajbmeb-1954	112	15	regarding	regard	VERB
ajbmeb-1954	112	16	this	this	DET
ajbmeb-1954	112	17	issue	issue	NOUN
ajbmeb-1954	112	18	has	have	VERB
ajbmeb-1954	112	19	a	a	DET
ajbmeb-1954	112	20	negative	negative	ADJ
ajbmeb-1954	112	21	impact	impact	NOUN
ajbmeb-1954	112	22	on	on	ADP
ajbmeb-1954	112	23	the	the	DET
ajbmeb-1954	112	24	process	process	NOUN
ajbmeb-1954	112	25	of	of	ADP
ajbmeb-1954	112	26	diversification	diversification	NOUN
ajbmeb-1954	112	27	of	of	ADP
ajbmeb-1954	112	28	risks	risk	NOUN
ajbmeb-1954	112	29	in	in	ADP
ajbmeb-1954	112	30	commercial	commercial	ADJ
ajbmeb-1954	112	31	banks	bank	NOUN
ajbmeb-1954	112	32	,	,	PUNCT
ajbmeb-1954	112	33	as	as	ADP
ajbmeb-1954	112	34	a	a	DET
ajbmeb-1954	112	35	result	result	NOUN
ajbmeb-1954	112	36	of	of	ADP
ajbmeb-1954	112	37	which	which	PRON
ajbmeb-1954	112	38	the	the	DET
ajbmeb-1954	112	39	share	share	NOUN
ajbmeb-1954	112	40	of	of	ADP
ajbmeb-1954	112	41	problematic	problematic	ADJ
ajbmeb-1954	112	42	assets	asset	NOUN
ajbmeb-1954	112	43	in	in	ADP
ajbmeb-1954	112	44	the	the	DET
ajbmeb-1954	112	45	country	country	NOUN
ajbmeb-1954	112	46	's	's	PART
ajbmeb-1954	112	47	bank	bank	NOUN
ajbmeb-1954	112	48	assets	asset	NOUN
ajbmeb-1954	112	49	is	be	AUX
ajbmeb-1954	112	50	high	high	ADJ
ajbmeb-1954	112	51	,	,	PUNCT
ajbmeb-1954	112	52	and	and	CCONJ
ajbmeb-1954	112	53	the	the	DET
ajbmeb-1954	112	54	amount	amount	NOUN
ajbmeb-1954	112	55	of	of	ADP
ajbmeb-1954	112	56	funds	fund	NOUN
ajbmeb-1954	112	57	that	that	PRON
ajbmeb-1954	112	58	are	be	AUX
ajbmeb-1954	112	59	unstable	unstable	ADJ
ajbmeb-1954	112	60	in	in	ADP
ajbmeb-1954	112	61	term	term	NOUN
ajbmeb-1954	112	62	and	and	CCONJ
ajbmeb-1954	112	63	expensive	expensive	ADJ
ajbmeb-1954	112	64	in	in	ADP
ajbmeb-1954	112	65	terms	term	NOUN
ajbmeb-1954	112	66	of	of	ADP
ajbmeb-1954	112	67	their	their	PRON
ajbmeb-1954	112	68	resources	resource	NOUN
ajbmeb-1954	112	69	remains	remain	VERB
ajbmeb-1954	112	70	high	high	ADJ
ajbmeb-1954	112	71	.	.	PUNCT
ajbmeb-1954	113	1	the	the	DET
ajbmeb-1954	113	2	following	follow	VERB
ajbmeb-1954	113	3	two	two	NUM
ajbmeb-1954	113	4	external	external	ADJ
ajbmeb-1954	113	5	factors	factor	NOUN
ajbmeb-1954	113	6	affecting	affect	VERB
ajbmeb-1954	113	7	the	the	DET
ajbmeb-1954	113	8	diversification	diversification	NOUN
ajbmeb-1954	113	9	of	of	ADP
ajbmeb-1954	113	10	the	the	DET
ajbmeb-1954	113	11	risks	risk	NOUN
ajbmeb-1954	113	12	of	of	ADP
ajbmeb-1954	113	13	commercial	commercial	ADJ
ajbmeb-1954	113	14	banks	bank	NOUN
ajbmeb-1954	113	15	,	,	PUNCT
ajbmeb-1954	113	16	i.e.	i.e.	X
ajbmeb-1954	113	17	the	the	DET
ajbmeb-1954	113	18	competitiveness	competitiveness	NOUN
ajbmeb-1954	113	19	of	of	ADP
ajbmeb-1954	113	20	the	the	DET
ajbmeb-1954	113	21	national	national	ADJ
ajbmeb-1954	113	22	economy	economy	NOUN
ajbmeb-1954	113	23	and	and	CCONJ
ajbmeb-1954	113	24	the	the	DET
ajbmeb-1954	113	25	monetary	monetary	ADJ
ajbmeb-1954	113	26	policy	policy	NOUN
ajbmeb-1954	113	27	of	of	ADP
ajbmeb-1954	113	28	the	the	DET
ajbmeb-1954	113	29	central	central	ADJ
ajbmeb-1954	113	30	bank	bank	NOUN
ajbmeb-1954	113	31	,	,	PUNCT
ajbmeb-1954	113	32	are	be	AUX
ajbmeb-1954	113	33	important	important	ADJ
ajbmeb-1954	113	34	in	in	ADP
ajbmeb-1954	113	35	the	the	DET
ajbmeb-1954	113	36	diversification	diversification	NOUN
ajbmeb-1954	113	37	of	of	ADP
ajbmeb-1954	113	38	bank	bank	NOUN
ajbmeb-1954	113	39	risks	risk	NOUN
ajbmeb-1954	113	40	.	.	PUNCT
ajbmeb-1954	114	1	their	their	PRON
ajbmeb-1954	114	2	importance	importance	NOUN
ajbmeb-1954	114	3	lies	lie	VERB
ajbmeb-1954	114	4	in	in	ADP
ajbmeb-1954	114	5	the	the	DET
ajbmeb-1954	114	6	fact	fact	NOUN
ajbmeb-1954	114	7	that	that	SCONJ
ajbmeb-1954	114	8	if	if	SCONJ
ajbmeb-1954	114	9	enterprises	enterprise	NOUN
ajbmeb-1954	114	10	and	and	CCONJ
ajbmeb-1954	114	11	organizations	organization	NOUN
ajbmeb-1954	114	12	operating	operate	VERB
ajbmeb-1954	114	13	in	in	ADP
ajbmeb-1954	114	14	the	the	DET
ajbmeb-1954	114	15	national	national	ADJ
ajbmeb-1954	114	16	economy	economy	NOUN
ajbmeb-1954	114	17	and	and	CCONJ
ajbmeb-1954	114	18	all	all	DET
ajbmeb-1954	114	19	other	other	ADJ
ajbmeb-1954	114	20	sectors	sector	NOUN
ajbmeb-1954	114	21	are	be	AUX
ajbmeb-1954	114	22	not	not	PART
ajbmeb-1954	114	23	competitive	competitive	ADJ
ajbmeb-1954	114	24	,	,	PUNCT
ajbmeb-1954	114	25	they	they	PRON
ajbmeb-1954	114	26	will	will	AUX
ajbmeb-1954	114	27	not	not	PART
ajbmeb-1954	114	28	be	be	AUX
ajbmeb-1954	114	29	able	able	ADJ
ajbmeb-1954	114	30	to	to	PART
ajbmeb-1954	114	31	sell	sell	VERB
ajbmeb-1954	114	32	all	all	DET
ajbmeb-1954	114	33	goods	good	NOUN
ajbmeb-1954	114	34	to	to	ADP
ajbmeb-1954	114	35	the	the	DET
ajbmeb-1954	114	36	country	country	NOUN
ajbmeb-1954	114	37	's	's	PART
ajbmeb-1954	114	38	markets	market	NOUN
ajbmeb-1954	114	39	,	,	PUNCT
ajbmeb-1954	114	40	in	in	ADP
ajbmeb-1954	114	41	particular	particular	ADJ
ajbmeb-1954	114	42	food	food	NOUN
ajbmeb-1954	114	43	markets	market	NOUN
ajbmeb-1954	114	44	,	,	PUNCT
ajbmeb-1954	114	45	construction	construction	NOUN
ajbmeb-1954	114	46	and	and	CCONJ
ajbmeb-1954	114	47	technical	technical	ADJ
ajbmeb-1954	114	48	markets	market	NOUN
ajbmeb-1954	114	49	,	,	PUNCT
ajbmeb-1954	114	50	clothing	clothing	NOUN
ajbmeb-1954	114	51	and	and	CCONJ
ajbmeb-1954	114	52	perfume	perfume	NOUN
ajbmeb-1954	114	53	markets	market	NOUN
ajbmeb-1954	114	54	,	,	PUNCT
ajbmeb-1954	114	55	service	service	NOUN
ajbmeb-1954	114	56	markets	market	NOUN
ajbmeb-1954	114	57	,	,	PUNCT
ajbmeb-1954	114	58	financial	financial	ADJ
ajbmeb-1954	114	59	markets	market	NOUN
ajbmeb-1954	114	60	and	and	CCONJ
ajbmeb-1954	114	61	other	other	ADJ
ajbmeb-1954	114	62	markets	market	NOUN
ajbmeb-1954	114	63	.	.	PUNCT
ajbmeb-1954	115	1	аppliances	аppliance	NOUN
ajbmeb-1954	115	2	and	and	CCONJ
ajbmeb-1954	115	3	other	other	ADJ
ajbmeb-1954	115	4	consumer	consumer	NOUN
ajbmeb-1954	115	5	goods	good	NOUN
ajbmeb-1954	115	6	come	come	VERB
ajbmeb-1954	115	7	in	in	ADP
ajbmeb-1954	115	8	from	from	ADP
ajbmeb-1954	115	9	abroad	abroad	ADV
ajbmeb-1954	115	10	.	.	PUNCT
ajbmeb-1954	116	1	the	the	DET
ajbmeb-1954	116	2	entry	entry	NOUN
ajbmeb-1954	116	3	of	of	ADP
ajbmeb-1954	116	4	goods	good	NOUN
ajbmeb-1954	116	5	into	into	ADP
ajbmeb-1954	116	6	the	the	DET
ajbmeb-1954	116	7	consumer	consumer	NOUN
ajbmeb-1954	116	8	and	and	CCONJ
ajbmeb-1954	116	9	service	service	NOUN
ajbmeb-1954	116	10	markets	market	NOUN
ajbmeb-1954	116	11	from	from	ADP
ajbmeb-1954	116	12	abroad	abroad	ADV
ajbmeb-1954	116	13	causes	cause	VERB
ajbmeb-1954	116	14	a	a	DET
ajbmeb-1954	116	15	number	number	NOUN
ajbmeb-1954	116	16	of	of	ADP
ajbmeb-1954	116	17	negative	negative	ADJ
ajbmeb-1954	116	18	situations	situation	NOUN
ajbmeb-1954	116	19	.	.	PUNCT
ajbmeb-1954	117	1	in	in	ADP
ajbmeb-1954	117	2	particular	particular	ADJ
ajbmeb-1954	117	3	,	,	PUNCT
ajbmeb-1954	117	4	american	american	ADJ
ajbmeb-1954	117	5	journal	journal	PROPN
ajbmeb-1954	117	6	of	of	ADP
ajbmeb-1954	117	7	business	business	NOUN
ajbmeb-1954	117	8	management	management	NOUN
ajbmeb-1954	117	9	,	,	PUNCT
ajbmeb-1954	117	10	economics	economic	NOUN
ajbmeb-1954	117	11	and	and	CCONJ
ajbmeb-1954	117	12	banking	banking	NOUN
ajbmeb-1954	117	13	volume	volume	NOUN
ajbmeb-1954	117	14	22	22	NUM
ajbmeb-1954	117	15	march	march	PROPN
ajbmeb-1954	117	16	2024	2024	NUM
ajbmeb-1954	117	17	p	p	NOUN
ajbmeb-1954	117	18	a	a	PRON
ajbmeb-1954	117	19	g	g	NOUN
ajbmeb-1954	117	20	e	e	NOUN
ajbmeb-1954	118	1	|	|	NOUN
ajbmeb-1954	118	2	174	174	NUM
ajbmeb-1954	118	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	118	4	foreign	foreign	ADJ
ajbmeb-1954	118	5	currencies	currency	NOUN
ajbmeb-1954	118	6	will	will	AUX
ajbmeb-1954	118	7	go	go	VERB
ajbmeb-1954	118	8	abroad	abroad	ADV
ajbmeb-1954	118	9	,	,	PUNCT
ajbmeb-1954	118	10	jobs	job	NOUN
ajbmeb-1954	118	11	will	will	AUX
ajbmeb-1954	118	12	not	not	PART
ajbmeb-1954	118	13	be	be	AUX
ajbmeb-1954	118	14	created	create	VERB
ajbmeb-1954	118	15	,	,	PUNCT
ajbmeb-1954	118	16	money	money	NOUN
ajbmeb-1954	118	17	income	income	NOUN
ajbmeb-1954	118	18	will	will	AUX
ajbmeb-1954	118	19	decrease	decrease	VERB
ajbmeb-1954	118	20	in	in	ADP
ajbmeb-1954	118	21	the	the	DET
ajbmeb-1954	118	22	form	form	NOUN
ajbmeb-1954	118	23	of	of	ADP
ajbmeb-1954	118	24	taxes	taxis	NOUN
ajbmeb-1954	118	25	and	and	CCONJ
ajbmeb-1954	118	26	other	other	ADJ
ajbmeb-1954	118	27	fees	fee	NOUN
ajbmeb-1954	118	28	to	to	ADP
ajbmeb-1954	118	29	the	the	DET
ajbmeb-1954	118	30	state	state	NOUN
ajbmeb-1954	118	31	budget	budget	NOUN
ajbmeb-1954	118	32	and	and	CCONJ
ajbmeb-1954	118	33	will	will	AUX
ajbmeb-1954	118	34	lead	lead	VERB
ajbmeb-1954	118	35	to	to	ADP
ajbmeb-1954	118	36	a	a	DET
ajbmeb-1954	118	37	number	number	NOUN
ajbmeb-1954	118	38	of	of	ADP
ajbmeb-1954	118	39	other	other	ADJ
ajbmeb-1954	118	40	negative	negative	ADJ
ajbmeb-1954	118	41	consequences	consequence	NOUN
ajbmeb-1954	118	42	.	.	PUNCT
ajbmeb-1954	119	1	the	the	DET
ajbmeb-1954	119	2	monetary	monetary	ADJ
ajbmeb-1954	119	3	policy	policy	NOUN
ajbmeb-1954	119	4	of	of	ADP
ajbmeb-1954	119	5	the	the	DET
ajbmeb-1954	119	6	central	central	ADJ
ajbmeb-1954	119	7	bank	bank	NOUN
ajbmeb-1954	119	8	indirectly	indirectly	ADV
ajbmeb-1954	119	9	affects	affect	VERB
ajbmeb-1954	119	10	the	the	DET
ajbmeb-1954	119	11	risk	risk	NOUN
ajbmeb-1954	119	12	diversification	diversification	NOUN
ajbmeb-1954	119	13	of	of	ADP
ajbmeb-1954	119	14	commercial	commercial	ADJ
ajbmeb-1954	119	15	banks	bank	NOUN
ajbmeb-1954	119	16	.	.	PUNCT
ajbmeb-1954	120	1	for	for	ADP
ajbmeb-1954	120	2	example	example	NOUN
ajbmeb-1954	120	3	,	,	PUNCT
ajbmeb-1954	120	4	the	the	DET
ajbmeb-1954	120	5	high	high	ADJ
ajbmeb-1954	120	6	rate	rate	NOUN
ajbmeb-1954	120	7	of	of	ADP
ajbmeb-1954	120	8	the	the	DET
ajbmeb-1954	120	9	central	central	ADJ
ajbmeb-1954	120	10	bank	bank	NOUN
ajbmeb-1954	120	11	does	do	AUX
ajbmeb-1954	120	12	not	not	PART
ajbmeb-1954	120	13	allow	allow	VERB
ajbmeb-1954	120	14	commercial	commercial	ADJ
ajbmeb-1954	120	15	banks	bank	NOUN
ajbmeb-1954	120	16	to	to	PART
ajbmeb-1954	120	17	satisfy	satisfy	VERB
ajbmeb-1954	120	18	their	their	PRON
ajbmeb-1954	120	19	demand	demand	NOUN
ajbmeb-1954	120	20	for	for	ADP
ajbmeb-1954	120	21	liquid	liquid	ADJ
ajbmeb-1954	120	22	funds	fund	NOUN
ajbmeb-1954	120	23	,	,	PUNCT
ajbmeb-1954	120	24	and	and	CCONJ
ajbmeb-1954	120	25	the	the	DET
ajbmeb-1954	120	26	interest	interest	NOUN
ajbmeb-1954	120	27	rates	rate	NOUN
ajbmeb-1954	120	28	of	of	ADP
ajbmeb-1954	120	29	loans	loan	NOUN
ajbmeb-1954	120	30	and	and	CCONJ
ajbmeb-1954	120	31	deposits	deposit	NOUN
ajbmeb-1954	120	32	increase	increase	VERB
ajbmeb-1954	120	33	.	.	PUNCT
ajbmeb-1954	121	1	all	all	DET
ajbmeb-1954	121	2	this	this	PRON
ajbmeb-1954	121	3	has	have	VERB
ajbmeb-1954	121	4	a	a	DET
ajbmeb-1954	121	5	negative	negative	ADJ
ajbmeb-1954	121	6	impact	impact	NOUN
ajbmeb-1954	121	7	on	on	ADP
ajbmeb-1954	121	8	the	the	DET
ajbmeb-1954	121	9	level	level	NOUN
ajbmeb-1954	121	10	of	of	ADP
ajbmeb-1954	121	11	risk	risk	NOUN
ajbmeb-1954	121	12	diversification	diversification	NOUN
ajbmeb-1954	121	13	of	of	ADP
ajbmeb-1954	121	14	commercial	commercial	ADJ
ajbmeb-1954	121	15	banks	bank	NOUN
ajbmeb-1954	121	16	.	.	PUNCT
ajbmeb-1954	122	1	conclusions	conclusion	NOUN
ajbmeb-1954	122	2	and	and	CCONJ
ajbmeb-1954	122	3	suggestions	suggestion	NOUN
ajbmeb-1954	122	4	in	in	ADP
ajbmeb-1954	122	5	general	general	ADJ
ajbmeb-1954	122	6	,	,	PUNCT
ajbmeb-1954	122	7	in	in	ADP
ajbmeb-1954	122	8	the	the	DET
ajbmeb-1954	122	9	course	course	NOUN
ajbmeb-1954	122	10	of	of	ADP
ajbmeb-1954	122	11	the	the	DET
ajbmeb-1954	122	12	globalization	globalization	NOUN
ajbmeb-1954	122	13	of	of	ADP
ajbmeb-1954	122	14	the	the	DET
ajbmeb-1954	122	15	world	world	NOUN
ajbmeb-1954	122	16	economy	economy	NOUN
ajbmeb-1954	122	17	,	,	PUNCT
ajbmeb-1954	122	18	the	the	DET
ajbmeb-1954	122	19	international	international	ADJ
ajbmeb-1954	122	20	division	division	NOUN
ajbmeb-1954	122	21	of	of	ADP
ajbmeb-1954	122	22	labor	labor	NOUN
ajbmeb-1954	122	23	is	be	AUX
ajbmeb-1954	122	24	deepening	deepen	VERB
ajbmeb-1954	122	25	day	day	NOUN
ajbmeb-1954	122	26	by	by	ADP
ajbmeb-1954	122	27	day	day	NOUN
ajbmeb-1954	122	28	,	,	PUNCT
ajbmeb-1954	122	29	and	and	CCONJ
ajbmeb-1954	122	30	mutual	mutual	ADJ
ajbmeb-1954	122	31	economic	economic	ADJ
ajbmeb-1954	122	32	relations	relation	NOUN
ajbmeb-1954	122	33	of	of	ADP
ajbmeb-1954	122	34	financial	financial	ADJ
ajbmeb-1954	122	35	organizations	organization	NOUN
ajbmeb-1954	122	36	are	be	AUX
ajbmeb-1954	122	37	developing	develop	VERB
ajbmeb-1954	122	38	.	.	PUNCT
ajbmeb-1954	123	1	as	as	ADP
ajbmeb-1954	123	2	a	a	DET
ajbmeb-1954	123	3	result	result	NOUN
ajbmeb-1954	123	4	,	,	PUNCT
ajbmeb-1954	123	5	negative	negative	ADJ
ajbmeb-1954	123	6	or	or	CCONJ
ajbmeb-1954	123	7	positive	positive	ADJ
ajbmeb-1954	123	8	situations	situation	NOUN
ajbmeb-1954	123	9	occurring	occur	VERB
ajbmeb-1954	123	10	in	in	ADP
ajbmeb-1954	123	11	the	the	DET
ajbmeb-1954	123	12	activities	activity	NOUN
ajbmeb-1954	123	13	of	of	ADP
ajbmeb-1954	123	14	partner	partner	NOUN
ajbmeb-1954	123	15	countries	country	NOUN
ajbmeb-1954	123	16	and	and	CCONJ
ajbmeb-1954	123	17	financial	financial	ADJ
ajbmeb-1954	123	18	organizations	organization	NOUN
ajbmeb-1954	123	19	affect	affect	VERB
ajbmeb-1954	123	20	the	the	DET
ajbmeb-1954	123	21	activities	activity	NOUN
ajbmeb-1954	123	22	of	of	ADP
ajbmeb-1954	123	23	financial	financial	ADJ
ajbmeb-1954	123	24	organizations	organization	NOUN
ajbmeb-1954	123	25	of	of	ADP
ajbmeb-1954	123	26	other	other	ADJ
ajbmeb-1954	123	27	countries	country	NOUN
ajbmeb-1954	123	28	.	.	PUNCT
ajbmeb-1954	124	1	if	if	SCONJ
ajbmeb-1954	124	2	this	this	PRON
ajbmeb-1954	124	3	is	be	AUX
ajbmeb-1954	124	4	a	a	DET
ajbmeb-1954	124	5	negative	negative	ADJ
ajbmeb-1954	124	6	situation	situation	NOUN
ajbmeb-1954	124	7	,	,	PUNCT
ajbmeb-1954	124	8	it	it	PRON
ajbmeb-1954	124	9	will	will	AUX
ajbmeb-1954	124	10	be	be	AUX
ajbmeb-1954	124	11	necessary	necessary	ADJ
ajbmeb-1954	124	12	to	to	PART
ajbmeb-1954	124	13	increase	increase	VERB
ajbmeb-1954	124	14	the	the	DET
ajbmeb-1954	124	15	level	level	NOUN
ajbmeb-1954	124	16	of	of	ADP
ajbmeb-1954	124	17	bank	bank	NOUN
ajbmeb-1954	124	18	risks	risk	NOUN
ajbmeb-1954	124	19	and	and	CCONJ
ajbmeb-1954	124	20	make	make	VERB
ajbmeb-1954	124	21	an	an	DET
ajbmeb-1954	124	22	appropriate	appropriate	ADJ
ajbmeb-1954	124	23	decision	decision	NOUN
ajbmeb-1954	124	24	regarding	regard	VERB
ajbmeb-1954	124	25	effective	effective	ADJ
ajbmeb-1954	124	26	diversification	diversification	NOUN
ajbmeb-1954	124	27	of	of	ADP
ajbmeb-1954	124	28	these	these	DET
ajbmeb-1954	124	29	risks	risk	NOUN
ajbmeb-1954	124	30	by	by	ADP
ajbmeb-1954	124	31	mutual	mutual	ADJ
ajbmeb-1954	124	32	partner	partner	NOUN
ajbmeb-1954	124	33	countries	country	NOUN
ajbmeb-1954	124	34	.	.	PUNCT
ajbmeb-1954	125	1	in	in	ADP
ajbmeb-1954	125	2	particular	particular	ADJ
ajbmeb-1954	125	3	,	,	PUNCT
ajbmeb-1954	125	4	this	this	DET
ajbmeb-1954	125	5	process	process	NOUN
ajbmeb-1954	125	6	is	be	AUX
ajbmeb-1954	125	7	evident	evident	ADJ
ajbmeb-1954	125	8	in	in	ADP
ajbmeb-1954	125	9	the	the	DET
ajbmeb-1954	125	10	processes	process	NOUN
ajbmeb-1954	125	11	of	of	ADP
ajbmeb-1954	125	12	investment	investment	NOUN
ajbmeb-1954	125	13	,	,	PUNCT
ajbmeb-1954	125	14	deposit	deposit	NOUN
ajbmeb-1954	125	15	,	,	PUNCT
ajbmeb-1954	125	16	credit	credit	NOUN
ajbmeb-1954	125	17	and	and	CCONJ
ajbmeb-1954	125	18	currency	currency	NOUN
ajbmeb-1954	125	19	relations	relation	NOUN
ajbmeb-1954	125	20	between	between	ADP
ajbmeb-1954	125	21	partner	partner	NOUN
ajbmeb-1954	125	22	countries	country	NOUN
ajbmeb-1954	125	23	.	.	PUNCT
ajbmeb-1954	126	1	a	a	DET
ajbmeb-1954	126	2	change	change	NOUN
ajbmeb-1954	126	3	in	in	ADP
ajbmeb-1954	126	4	the	the	DET
ajbmeb-1954	126	5	financial	financial	ADJ
ajbmeb-1954	126	6	situation	situation	NOUN
ajbmeb-1954	126	7	of	of	ADP
ajbmeb-1954	126	8	foreign	foreign	ADJ
ajbmeb-1954	126	9	economic	economic	ADJ
ajbmeb-1954	126	10	partners	partner	NOUN
ajbmeb-1954	126	11	creates	create	VERB
ajbmeb-1954	126	12	a	a	DET
ajbmeb-1954	126	13	risk	risk	NOUN
ajbmeb-1954	126	14	that	that	SCONJ
ajbmeb-1954	126	15	their	their	PRON
ajbmeb-1954	126	16	interests	interest	NOUN
ajbmeb-1954	126	17	will	will	AUX
ajbmeb-1954	126	18	not	not	PART
ajbmeb-1954	126	19	be	be	AUX
ajbmeb-1954	126	20	realized	realize	VERB
ajbmeb-1954	126	21	.	.	PUNCT
ajbmeb-1954	127	1	in	in	ADP
ajbmeb-1954	127	2	our	our	PRON
ajbmeb-1954	127	3	view	view	NOUN
ajbmeb-1954	127	4	,	,	PUNCT
ajbmeb-1954	127	5	the	the	DET
ajbmeb-1954	127	6	importance	importance	NOUN
ajbmeb-1954	127	7	of	of	ADP
ajbmeb-1954	127	8	diversification	diversification	NOUN
ajbmeb-1954	127	9	of	of	ADP
ajbmeb-1954	127	10	risks	risk	NOUN
ajbmeb-1954	127	11	of	of	ADP
ajbmeb-1954	127	12	commercial	commercial	ADJ
ajbmeb-1954	127	13	banks	bank	NOUN
ajbmeb-1954	127	14	can	can	AUX
ajbmeb-1954	127	15	be	be	AUX
ajbmeb-1954	127	16	more	more	ADV
ajbmeb-1954	127	17	broadly	broadly	ADV
ajbmeb-1954	127	18	defined	define	VERB
ajbmeb-1954	127	19	in	in	ADP
ajbmeb-1954	127	20	terms	term	NOUN
ajbmeb-1954	127	21	of	of	ADP
ajbmeb-1954	127	22	microand	microand	PROPN
ajbmeb-1954	127	23	macro	macro	ADJ
ajbmeb-1954	127	24	-	-	NOUN
ajbmeb-1954	127	25	level	level	NOUN
ajbmeb-1954	127	26	aspects	aspect	NOUN
ajbmeb-1954	127	27	.	.	PUNCT
ajbmeb-1954	128	1	however	however	ADV
ajbmeb-1954	128	2	,	,	PUNCT
ajbmeb-1954	128	3	considering	consider	VERB
ajbmeb-1954	128	4	that	that	SCONJ
ajbmeb-1954	128	5	these	these	DET
ajbmeb-1954	128	6	issues	issue	NOUN
ajbmeb-1954	128	7	will	will	AUX
ajbmeb-1954	128	8	be	be	AUX
ajbmeb-1954	128	9	explored	explore	VERB
ajbmeb-1954	128	10	in	in	ADP
ajbmeb-1954	128	11	one	one	NUM
ajbmeb-1954	128	12	way	way	NOUN
ajbmeb-1954	128	13	or	or	CCONJ
ajbmeb-1954	128	14	another	another	PRON
ajbmeb-1954	128	15	in	in	ADP
ajbmeb-1954	128	16	the	the	DET
ajbmeb-1954	128	17	next	next	ADJ
ajbmeb-1954	128	18	sections	section	NOUN
ajbmeb-1954	128	19	of	of	ADP
ajbmeb-1954	128	20	the	the	DET
ajbmeb-1954	128	21	article	article	NOUN
ajbmeb-1954	128	22	,	,	PUNCT
ajbmeb-1954	128	23	we	we	PRON
ajbmeb-1954	128	24	decided	decide	VERB
ajbmeb-1954	128	25	not	not	PART
ajbmeb-1954	128	26	to	to	PART
ajbmeb-1954	128	27	dwell	dwell	VERB
ajbmeb-1954	128	28	on	on	ADP
ajbmeb-1954	128	29	them	they	PRON
ajbmeb-1954	128	30	in	in	ADP
ajbmeb-1954	128	31	detail	detail	NOUN
ajbmeb-1954	128	32	.	.	PUNCT
ajbmeb-1954	129	1	it	it	PRON
ajbmeb-1954	129	2	should	should	AUX
ajbmeb-1954	129	3	be	be	AUX
ajbmeb-1954	129	4	noted	note	VERB
ajbmeb-1954	129	5	that	that	SCONJ
ajbmeb-1954	129	6	the	the	DET
ajbmeb-1954	129	7	diversification	diversification	NOUN
ajbmeb-1954	129	8	of	of	ADP
ajbmeb-1954	129	9	banking	banking	NOUN
ajbmeb-1954	129	10	risks	risk	NOUN
ajbmeb-1954	129	11	in	in	ADP
ajbmeb-1954	129	12	the	the	DET
ajbmeb-1954	129	13	conditions	condition	NOUN
ajbmeb-1954	129	14	of	of	ADP
ajbmeb-1954	129	15	the	the	DET
ajbmeb-1954	129	16	market	market	NOUN
ajbmeb-1954	129	17	economy	economy	NOUN
ajbmeb-1954	129	18	is	be	AUX
ajbmeb-1954	129	19	a	a	DET
ajbmeb-1954	129	20	requirement	requirement	NOUN
ajbmeb-1954	129	21	of	of	ADP
ajbmeb-1954	129	22	economic	economic	ADJ
ajbmeb-1954	129	23	and	and	CCONJ
ajbmeb-1954	129	24	social	social	ADJ
ajbmeb-1954	129	25	processes	process	NOUN
ajbmeb-1954	129	26	,	,	PUNCT
ajbmeb-1954	129	27	and	and	CCONJ
ajbmeb-1954	129	28	whether	whether	SCONJ
ajbmeb-1954	129	29	the	the	DET
ajbmeb-1954	129	30	results	result	NOUN
ajbmeb-1954	129	31	of	of	ADP
ajbmeb-1954	129	32	diversification	diversification	NOUN
ajbmeb-1954	129	33	of	of	ADP
ajbmeb-1954	129	34	risks	risk	NOUN
ajbmeb-1954	129	35	are	be	AUX
ajbmeb-1954	129	36	negative	negative	ADJ
ajbmeb-1954	129	37	or	or	CCONJ
ajbmeb-1954	129	38	positive	positive	ADJ
ajbmeb-1954	129	39	is	be	AUX
ajbmeb-1954	129	40	evaluated	evaluate	VERB
ajbmeb-1954	129	41	based	base	VERB
ajbmeb-1954	129	42	on	on	ADP
ajbmeb-1954	129	43	a	a	DET
ajbmeb-1954	129	44	number	number	NOUN
ajbmeb-1954	129	45	of	of	ADP
ajbmeb-1954	129	46	criteria	criterion	NOUN
ajbmeb-1954	129	47	.	.	PUNCT
ajbmeb-1954	130	1	in	in	ADP
ajbmeb-1954	130	2	conclusion	conclusion	NOUN
ajbmeb-1954	130	3	,	,	PUNCT
ajbmeb-1954	130	4	banking	banking	NOUN
ajbmeb-1954	130	5	risks	risk	NOUN
ajbmeb-1954	130	6	and	and	CCONJ
ajbmeb-1954	130	7	their	their	PRON
ajbmeb-1954	130	8	diversification	diversification	NOUN
ajbmeb-1954	130	9	is	be	AUX
ajbmeb-1954	130	10	a	a	DET
ajbmeb-1954	130	11	multifaceted	multifaceted	ADJ
ajbmeb-1954	130	12	process	process	NOUN
ajbmeb-1954	130	13	,	,	PUNCT
ajbmeb-1954	130	14	and	and	CCONJ
ajbmeb-1954	130	15	the	the	DET
ajbmeb-1954	130	16	effective	effective	ADJ
ajbmeb-1954	130	17	implementation	implementation	NOUN
ajbmeb-1954	130	18	of	of	ADP
ajbmeb-1954	130	19	this	this	DET
ajbmeb-1954	130	20	process	process	NOUN
ajbmeb-1954	130	21	has	have	VERB
ajbmeb-1954	130	22	a	a	DET
ajbmeb-1954	130	23	positive	positive	ADJ
ajbmeb-1954	130	24	effect	effect	NOUN
ajbmeb-1954	130	25	on	on	ADP
ajbmeb-1954	130	26	ensuring	ensure	VERB
ajbmeb-1954	130	27	the	the	DET
ajbmeb-1954	130	28	financial	financial	ADJ
ajbmeb-1954	130	29	stability	stability	NOUN
ajbmeb-1954	130	30	of	of	ADP
ajbmeb-1954	130	31	commercial	commercial	ADJ
ajbmeb-1954	130	32	banks	bank	NOUN
ajbmeb-1954	130	33	and	and	CCONJ
ajbmeb-1954	130	34	increasing	increase	VERB
ajbmeb-1954	130	35	their	their	PRON
ajbmeb-1954	130	36	profit	profit	NOUN
ajbmeb-1954	130	37	level	level	NOUN
ajbmeb-1954	130	38	.	.	PUNCT
ajbmeb-1954	131	1	references	reference	NOUN
ajbmeb-1954	131	2	1	1	NUM
ajbmeb-1954	131	3	.	.	PUNCT
ajbmeb-1954	132	1	марказий	марказий	NOUN
ajbmeb-1954	132	2	банкнинг	банкнинг	NOUN
ajbmeb-1954	132	3	“	"	PUNCT
ajbmeb-1954	132	4	тижорат	тижорат	NOUN
ajbmeb-1954	132	5	банкларида	банкларида	NOUN
ajbmeb-1954	132	6	активлар	активлар	NOUN
ajbmeb-1954	132	7	сифатини	сифатини	PROPN
ajbmeb-1954	132	8	таснифлаш	таснифлаш	NOUN
ajbmeb-1954	132	9	ва	ва	ADP
ajbmeb-1954	132	10	активлар	активлар	PROPN
ajbmeb-1954	132	11	бўйича	бўйича	PROPN
ajbmeb-1954	132	12	эҳтимолий	эҳтимолий	NOUN
ajbmeb-1954	132	13	йўқотишларни	йўқотишларни	VERB
ajbmeb-1954	132	14	қоплаш	қоплаш	PROPN
ajbmeb-1954	132	15	учун	учун	ADJ
ajbmeb-1954	132	16	захиралар	захиралар	VERB
ajbmeb-1954	132	17	шакллантириш	шакллантириш	ADJ
ajbmeb-1954	132	18	ҳамда	ҳамда	ADJ
ajbmeb-1954	132	19	улардан	улардан	PROPN
ajbmeb-1954	132	20	фойдаланиш	фойдаланиш	PROPN
ajbmeb-1954	132	21	тартиби	тартиби	PROPN
ajbmeb-1954	132	22	тўғрисида	тўғрисида	NOUN
ajbmeb-1954	132	23	”	"	PUNCT
ajbmeb-1954	132	24	низом	низом	NOUN
ajbmeb-1954	132	25	.	.	PUNCT
ajbmeb-1954	133	1	ўзбекистон	ўзбекистон	NOUN
ajbmeb-1954	133	2	республикаси	республикаси	PROPN
ajbmeb-1954	133	3	адлия	адлия	PROPN
ajbmeb-1954	133	4	вазирлиги	вазирлиги	PROPN
ajbmeb-1954	133	5	томонидан	томонидан	PROPN
ajbmeb-1954	133	6	2021	2021	NUM
ajbmeb-1954	133	7	йил	йил	PROPN
ajbmeb-1954	134	1	10	10	NUM
ajbmeb-1954	134	2	декабрда	декабрда	NOUN
ajbmeb-1954	134	3	рўйхатдан	рўйхатдан	PROPN
ajbmeb-1954	134	4	ўтказилган	ўтказилган	ADV
ajbmeb-1954	134	5	,	,	PUNCT
ajbmeb-1954	134	6	рўйхат	рўйхат	NOUN
ajbmeb-1954	134	7	рақами	рақами	VERB
ajbmeb-1954	134	8	2696	2696	NUM
ajbmeb-1954	134	9	-	-	SYM
ajbmeb-1954	134	10	3	3	NUM
ajbmeb-1954	134	11	.	.	PUNCT
ajbmeb-1954	134	12	https://lex.uz/docs/5768182	https://lex.uz/docs/5768182	NOUN
ajbmeb-1954	134	13	2	2	NUM
ajbmeb-1954	134	14	.	.	PUNCT
ajbmeb-1954	134	15	беляков	беляков	PROPN
ajbmeb-1954	134	16	а.в	а.в	PROPN
ajbmeb-1954	134	17	.	.	PROPN
ajbmeb-1954	135	1	банковские	банковские	PROPN
ajbmeb-1954	135	2	риски	риски	PROPN
ajbmeb-1954	135	3	:	:	PUNCT
ajbmeb-1954	135	4	проблемы	проблемы	NOUN
ajbmeb-1954	135	5	учета	учета	NOUN
ajbmeb-1954	135	6	,	,	PUNCT
ajbmeb-1954	135	7	управления	управления	ADJ
ajbmeb-1954	135	8	и	и	PROPN
ajbmeb-1954	135	9	регулирования	регулирования	NOUN
ajbmeb-1954	135	10	(	(	PUNCT
ajbmeb-1954	135	11	2	2	NUM
ajbmeb-1954	135	12	-	-	PUNCT
ajbmeb-1954	135	13	е	е	NOUN
ajbmeb-1954	135	14	изд	изд	NOUN
ajbmeb-1954	135	15	)	)	PUNCT
ajbmeb-1954	135	16	.	.	PUNCT
ajbmeb-1954	136	1	управленческая	управленческая	ADJ
ajbmeb-1954	136	2	методическая	методическая	ADJ
ajbmeb-1954	136	3	разработка	разработка	NOUN
ajbmeb-1954	136	4	.	.	PUNCT
ajbmeb-1954	137	1	–	–	PUNCT
ajbmeb-1954	137	2	м	м	NUM
ajbmeb-1954	137	3	:	:	PUNCT
ajbmeb-1954	137	4	«	«	PUNCT
ajbmeb-1954	137	5	бдц	бдц	NOUN
ajbmeb-1954	137	6	-	-	PUNCT
ajbmeb-1954	137	7	пресс	пресс	NOUN
ajbmeb-1954	137	8	»	»	NOUN
ajbmeb-1954	137	9	,	,	PUNCT
ajbmeb-1954	137	10	2004	2004	NUM
ajbmeb-1954	137	11	г	г	NOUN
ajbmeb-1954	137	12	.	.	PROPN
ajbmeb-1954	137	13	–	–	PUNCT
ajbmeb-1954	137	14	256	256	NUM
ajbmeb-1954	137	15	с	с	NOUN
ajbmeb-1954	137	16	.	.	PROPN
ajbmeb-1954	138	1	3	3	X
ajbmeb-1954	138	2	.	.	X
ajbmeb-1954	138	3	райзберг	райзберг	PROPN
ajbmeb-1954	138	4	б	б	NOUN
ajbmeb-1954	138	5	.	.	PUNCT
ajbmeb-1954	139	1	а	а	PROPN
ajbmeb-1954	139	2	.	.	PROPN
ajbmeb-1954	139	3	,	,	PUNCT
ajbmeb-1954	140	1	лозовский	лозовский	PROPN
ajbmeb-1954	140	2	л	л	PROPN
ajbmeb-1954	140	3	.	.	PUNCT
ajbmeb-1954	141	1	ш	ш	X
ajbmeb-1954	141	2	.	.	PROPN
ajbmeb-1954	141	3	,	,	PUNCT
ajbmeb-1954	141	4	стародубцева	стародубцева	VERB
ajbmeb-1954	141	5	е	е	NOUN
ajbmeb-1954	141	6	.	.	PUNCT
ajbmeb-1954	142	1	б	б	X
ajbmeb-1954	142	2	.	.	PUNCT
ajbmeb-1954	143	1	современный	современный	ADJ
ajbmeb-1954	143	2	экономический	экономический	ADJ
ajbmeb-1954	143	3	словарь	словарь	NOUN
ajbmeb-1954	143	4	.	.	PUNCT
ajbmeb-1954	144	1	5	5	NUM
ajbmeb-1954	144	2	-	-	PUNCT
ajbmeb-1954	144	3	е	е	PRON
ajbmeb-1954	144	4	изд	изд	NOUN
ajbmeb-1954	144	5	.	.	PROPN
ajbmeb-1954	144	6	,	,	PUNCT
ajbmeb-1954	144	7	перераб	перераб	PROPN
ajbmeb-1954	144	8	.	.	PUNCT
ajbmeb-1954	145	1	и	и	PROPN
ajbmeb-1954	145	2	доп	доп	PROPN
ajbmeb-1954	145	3	.	.	PUNCT
ajbmeb-1954	146	1	м	м	X
ajbmeb-1954	146	2	.	.	PUNCT
ajbmeb-1954	146	3	:	:	PUNCT
ajbmeb-1954	147	1	инфра	инфра	PROPN
ajbmeb-1954	147	2	-	-	PROPN
ajbmeb-1954	147	3	м	м	PROPN
ajbmeb-1954	147	4	,	,	PUNCT
ajbmeb-1954	147	5	2006	2006	NUM
ajbmeb-1954	147	6	,	,	PUNCT
ajbmeb-1954	147	7	494	494	NUM
ajbmeb-1954	147	8	с	с	PROPN
ajbmeb-1954	147	9	4	4	NUM
ajbmeb-1954	147	10	.	.	PUNCT
ajbmeb-1954	147	11	иода	иода	PROPN
ajbmeb-1954	147	12	е.в	е.в	PROPN
ajbmeb-1954	147	13	.	.	PUNCT
ajbmeb-1954	148	1	классификация	классификация	PROPN
ajbmeb-1954	148	2	банковских	банковских	NOUN
ajbmeb-1954	148	3	рисков	рисков	NOUN
ajbmeb-1954	148	4	и	и	PROPN
ajbmeb-1954	148	5	их	их	PROPN
ajbmeb-1954	148	6	оптимизация	оптимизация	NOUN
ajbmeb-1954	148	7	/	/	SYM
ajbmeb-1954	148	8	е.в	е.в	PROPN
ajbmeb-1954	148	9	.	.	PUNCT
ajbmeb-1954	148	10	иода	иода	PROPN
ajbmeb-1954	148	11	,	,	PUNCT
ajbmeb-1954	148	12	л.л	л.л	PROPN
ajbmeb-1954	148	13	.	.	PROPN
ajbmeb-1954	149	1	мешкова	мешкова	PROPN
ajbmeb-1954	149	2	,	,	PUNCT
ajbmeb-1954	149	3	е.н	е.н	PROPN
ajbmeb-1954	149	4	.	.	NOUN
ajbmeb-1954	149	5	болотина	болотина	PROPN
ajbmeb-1954	149	6	.	.	PUNCT
ajbmeb-1954	150	1	под	под	VERB
ajbmeb-1954	150	2	общ	общ	PROPN
ajbmeb-1954	150	3	.	.	PROPN
ajbmeb-1954	151	1	ред	ред	PROPN
ajbmeb-1954	151	2	.	.	PUNCT
ajbmeb-1954	152	1	проф	проф	PROPN
ajbmeb-1954	152	2	.	.	PUNCT
ajbmeb-1954	153	1	е.в	е.в	PROPN
ajbmeb-1954	153	2	.	.	PUNCT
ajbmeb-1954	153	3	иода	иода	PROPN
ajbmeb-1954	153	4	.	.	PUNCT
ajbmeb-1954	154	1	2	2	NUM
ajbmeb-1954	154	2	-	-	PUNCT
ajbmeb-1954	154	3	е	е	PRON
ajbmeb-1954	154	4	изд	изд	NOUN
ajbmeb-1954	154	5	.	.	PROPN
ajbmeb-1954	154	6	,	,	PUNCT
ajbmeb-1954	154	7	испр	испр	NOUN
ajbmeb-1954	154	8	.	.	PUNCT
ajbmeb-1954	154	9	,	,	PUNCT
ajbmeb-1954	154	10	перераб	перераб	PROPN
ajbmeb-1954	154	11	.	.	PUNCT
ajbmeb-1954	154	12	–	–	PUNCT
ajbmeb-1954	154	13	тамбов	тамбов	NOUN
ajbmeb-1954	154	14	:	:	PUNCT
ajbmeb-1954	154	15	изд	изд	NOUN
ajbmeb-1954	154	16	-	-	PUNCT
ajbmeb-1954	154	17	во	во	NOUN
ajbmeb-1954	154	18	тамб	тамб	PROPN
ajbmeb-1954	154	19	.	.	PUNCT
ajbmeb-1954	155	1	гос	гос	PROPN
ajbmeb-1954	155	2	.	.	PUNCT
ajbmeb-1954	156	1	техн	техн	PROPN
ajbmeb-1954	156	2	.	.	PUNCT
ajbmeb-1954	157	1	ун	ун	PROPN
ajbmeb-1954	157	2	-	-	PUNCT
ajbmeb-1954	157	3	та	та	NOUN
ajbmeb-1954	157	4	,	,	PUNCT
ajbmeb-1954	157	5	2002	2002	NUM
ajbmeb-1954	157	6	.	.	PUNCT
ajbmeb-1954	158	1	120	120	NUM
ajbmeb-1954	158	2	с	с	PROPN
ajbmeb-1954	158	3	https://lex.uz/docs/5768182	https://lex.uz/docs/5768182	PROPN
ajbmeb-1954	158	4	american	american	PROPN
ajbmeb-1954	158	5	journal	journal	PROPN
ajbmeb-1954	158	6	of	of	ADP
ajbmeb-1954	158	7	business	business	NOUN
ajbmeb-1954	158	8	management	management	NOUN
ajbmeb-1954	158	9	,	,	PUNCT
ajbmeb-1954	158	10	economics	economic	NOUN
ajbmeb-1954	158	11	and	and	CCONJ
ajbmeb-1954	158	12	banking	banking	NOUN
ajbmeb-1954	158	13	volume	volume	NOUN
ajbmeb-1954	158	14	22	22	NUM
ajbmeb-1954	158	15	march	march	PROPN
ajbmeb-1954	158	16	2024	2024	NUM
ajbmeb-1954	158	17	p	p	NOUN
ajbmeb-1954	158	18	a	a	DET
ajbmeb-1954	158	19	g	g	NOUN
ajbmeb-1954	158	20	e	e	NOUN
ajbmeb-1954	158	21	|	|	NOUN
ajbmeb-1954	158	22	175	175	NUM
ajbmeb-1954	158	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-1954	158	24	5	5	NUM
ajbmeb-1954	158	25	.	.	PUNCT
ajbmeb-1954	158	26	рыхтикова	рыхтикова	PROPN
ajbmeb-1954	158	27	н	н	PROPN
ajbmeb-1954	158	28	.	.	PUNCT
ajbmeb-1954	158	29	а	а	PROPN
ajbmeb-1954	158	30	.	.	PUNCT
ajbmeb-1954	159	1	анализ	анализ	PROPN
ajbmeb-1954	159	2	и	и	PROPN
ajbmeb-1954	159	3	управление	управление	PROPN
ajbmeb-1954	159	4	рисками	рисками	PROPN
ajbmeb-1954	159	5	организации	организации	VERB
ajbmeb-1954	159	6	.	.	PROPN
ajbmeb-1954	159	7	2	2	NUM
ajbmeb-1954	159	8	изд	изд	NOUN
ajbmeb-1954	159	9	.	.	PROPN
ajbmeb-1954	160	1	м	м	X
ajbmeb-1954	160	2	.	.	PUNCT
ajbmeb-1954	160	3	:	:	PUNCT
ajbmeb-1954	161	1	форум	форум	PROPN
ajbmeb-1954	161	2	,	,	PUNCT
ajbmeb-1954	161	3	2010	2010	NUM
ajbmeb-1954	161	4	.	.	PUNCT
ajbmeb-1954	162	1	240	240	NUM
ajbmeb-1954	162	2	с	с	PROPN
ajbmeb-1954	162	3	6	6	NUM
ajbmeb-1954	162	4	.	.	PUNCT
ajbmeb-1954	162	5	абдуллаева	абдуллаева	NOUN
ajbmeb-1954	162	6	ш.з	ш.з	PROPN
ajbmeb-1954	162	7	.	.	PROPN
ajbmeb-1954	162	8	банк	банк	PROPN
ajbmeb-1954	162	9	рисклари	рисклари	PROPN
ajbmeb-1954	162	10	ва	ва	ADP
ajbmeb-1954	162	11	кредитлаш	кредитлаш	PROPN
ajbmeb-1954	162	12	.	.	PUNCT
ajbmeb-1954	163	1	т	т	X
ajbmeb-1954	163	2	.	.	PUNCT
ajbmeb-1954	163	3	:	:	PUNCT
ajbmeb-1954	164	1	молия	молия	PROPN
ajbmeb-1954	164	2	,	,	PUNCT
ajbmeb-1954	164	3	2002	2002	NUM
ajbmeb-1954	164	4	.	.	PUNCT
ajbmeb-1954	165	1	304	304	NUM
ajbmeb-1954	165	2	б	б	NOUN
ajbmeb-1954	165	3	.	.	PROPN
ajbmeb-1954	165	4	7	7	X
ajbmeb-1954	165	5	.	.	X
ajbmeb-1954	165	6	ерманов	ерманов	PROPN
ajbmeb-1954	165	7	в.н	в.н	PROPN
ajbmeb-1954	165	8	.	.	PROPN
ajbmeb-1954	165	9	,	,	PUNCT
ajbmeb-1954	165	10	крылова	крылова	PROPN
ajbmeb-1954	165	11	.	.	PUNCT
ajbmeb-1954	166	1	большой	большой	NOUN
ajbmeb-1954	166	2	юридический	юридический	ADJ
ajbmeb-1954	166	3	словарь	словарь	PROPN
ajbmeb-1954	166	4	.	.	PUNCT
ajbmeb-1954	167	1	–	–	PUNCT
ajbmeb-1954	167	2	м	м	X
ajbmeb-1954	167	3	.	.	PUNCT
ajbmeb-1954	167	4	:	:	PUNCT
ajbmeb-1954	167	5	“	"	PUNCT
ajbmeb-1954	167	6	инфра	инфра	VERB
ajbmeb-1954	167	7	-	-	NOUN
ajbmeb-1954	167	8	м	м	PROPN
ajbmeb-1954	167	9	”	"	PUNCT
ajbmeb-1954	167	10	,	,	PUNCT
ajbmeb-1954	167	11	1999	1999	NUM
ajbmeb-1954	167	12	.	.	PUNCT
ajbmeb-1954	167	13	–	–	PUNCT
ajbmeb-1954	167	14	с	с	NOUN
ajbmeb-1954	167	15	.	.	PROPN
ajbmeb-1954	167	16	325	325	NUM
ajbmeb-1954	167	17	.	.	PUNCT