id	sid	tid	token	lemma	pos
ajbmeb-2004	1	1	american	american	PROPN
ajbmeb-2004	1	2	journal	journal	PROPN
ajbmeb-2004	1	3	of	of	ADP
ajbmeb-2004	1	4	business	business	NOUN
ajbmeb-2004	1	5	management	management	NOUN
ajbmeb-2004	1	6	,	,	PUNCT
ajbmeb-2004	1	7	economics	economic	NOUN
ajbmeb-2004	1	8	and	and	CCONJ
ajbmeb-2004	1	9	banking	banking	NOUN
ajbmeb-2004	1	10	issn	issn	PROPN
ajbmeb-2004	1	11	(	(	PUNCT
ajbmeb-2004	1	12	e	e	NOUN
ajbmeb-2004	1	13	):	):	PUNCT
ajbmeb-2004	1	14	2832	2832	NUM
ajbmeb-2004	1	15	-	-	SYM
ajbmeb-2004	1	16	8078	8078	NUM
ajbmeb-2004	1	17	volume	volume	NOUN
ajbmeb-2004	1	18	23	23	NUM
ajbmeb-2004	1	19	,	,	PUNCT
ajbmeb-2004	1	20	|	|	ADV
ajbmeb-2004	1	21	april	april	PROPN
ajbmeb-2004	1	22	2024	2024	NUM
ajbmeb-2004	1	23	p	p	NOUN
ajbmeb-2004	1	24	a	a	DET
ajbmeb-2004	1	25	g	g	NOUN
ajbmeb-2004	1	26	e	e	NOUN
ajbmeb-2004	1	27	|	|	ADV
ajbmeb-2004	1	28	113	113	NUM
ajbmeb-2004	1	29	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	1	30	the	the	DET
ajbmeb-2004	1	31	impact	impact	NOUN
ajbmeb-2004	1	32	of	of	ADP
ajbmeb-2004	1	33	financial	financial	ADJ
ajbmeb-2004	1	34	statement	statement	NOUN
ajbmeb-2004	1	35	analysis	analysis	NOUN
ajbmeb-2004	1	36	on	on	ADP
ajbmeb-2004	1	37	achieving	achieve	VERB
ajbmeb-2004	1	38	competitive	competitive	ADJ
ajbmeb-2004	1	39	advantage	advantage	NOUN
ajbmeb-2004	1	40	for	for	ADP
ajbmeb-2004	1	41	private	private	ADJ
ajbmeb-2004	1	42	commercial	commercial	ADJ
ajbmeb-2004	1	43	banks	bank	NOUN
ajbmeb-2004	1	44	taleb	taleb	VERB
ajbmeb-2004	1	45	hmad	hmad	NOUN
ajbmeb-2004	1	46	awad	awad	PROPN
ajbmeb-2004	1	47	accounting	accounting	PROPN
ajbmeb-2004	1	48	techniques	technique	NOUN
ajbmeb-2004	1	49	dept	dept	NOUN
ajbmeb-2004	1	50	.	.	PROPN
ajbmeb-2004	1	51	,	,	PUNCT
ajbmeb-2004	1	52	technical	technical	PROPN
ajbmeb-2004	1	53	institute	institute	PROPN
ajbmeb-2004	1	54	of	of	ADP
ajbmeb-2004	1	55	anbar	anbar	PROPN
ajbmeb-2004	1	56	,	,	PUNCT
ajbmeb-2004	1	57	middle	middle	PROPN
ajbmeb-2004	1	58	technical	technical	PROPN
ajbmeb-2004	1	59	university	university	PROPN
ajbmeb-2004	1	60	,	,	PUNCT
ajbmeb-2004	1	61	iraq	iraq	PROPN
ajbmeb-2004	1	62	.	.	PUNCT
ajbmeb-2004	2	1	talebhmad@mtu.edu.iq	talebhmad@mtu.edu.iq	VERB
ajbmeb-2004	2	2	a	a	DET
ajbmeb-2004	2	3	b	b	PROPN
ajbmeb-2004	2	4	s	s	ADP
ajbmeb-2004	2	5	t	t	PROPN
ajbmeb-2004	2	6	r	r	NOUN
ajbmeb-2004	2	7	a	a	DET
ajbmeb-2004	2	8	c	c	NOUN
ajbmeb-2004	2	9	t	t	NOUN
ajbmeb-2004	3	1	k	k	X
ajbmeb-2004	3	2	e	e	PROPN
ajbmeb-2004	3	3	y	y	PROPN
ajbmeb-2004	3	4	w	w	NOUN
ajbmeb-2004	3	5	o	o	NOUN
ajbmeb-2004	3	6	r	r	NOUN
ajbmeb-2004	3	7	d	d	PROPN
ajbmeb-2004	3	8	s	s	VERB
ajbmeb-2004	3	9	private	private	ADJ
ajbmeb-2004	3	10	commercial	commercial	ADJ
ajbmeb-2004	3	11	banks	bank	NOUN
ajbmeb-2004	3	12	are	be	AUX
ajbmeb-2004	3	13	among	among	ADP
ajbmeb-2004	3	14	the	the	DET
ajbmeb-2004	3	15	most	most	ADV
ajbmeb-2004	3	16	important	important	ADJ
ajbmeb-2004	3	17	institutions	institution	NOUN
ajbmeb-2004	3	18	in	in	ADP
ajbmeb-2004	3	19	the	the	DET
ajbmeb-2004	3	20	financial	financial	ADJ
ajbmeb-2004	3	21	sector	sector	NOUN
ajbmeb-2004	3	22	,	,	PUNCT
ajbmeb-2004	3	23	playing	play	VERB
ajbmeb-2004	3	24	a	a	DET
ajbmeb-2004	3	25	crucial	crucial	ADJ
ajbmeb-2004	3	26	role	role	NOUN
ajbmeb-2004	3	27	in	in	ADP
ajbmeb-2004	3	28	supporting	support	VERB
ajbmeb-2004	3	29	economic	economic	ADJ
ajbmeb-2004	3	30	growth	growth	NOUN
ajbmeb-2004	3	31	and	and	CCONJ
ajbmeb-2004	3	32	financing	financing	NOUN
ajbmeb-2004	3	33	business	business	NOUN
ajbmeb-2004	3	34	activities	activity	NOUN
ajbmeb-2004	3	35	.	.	PUNCT
ajbmeb-2004	4	1	achieving	achieve	VERB
ajbmeb-2004	4	2	competitive	competitive	ADJ
ajbmeb-2004	4	3	advantage	advantage	NOUN
ajbmeb-2004	4	4	is	be	AUX
ajbmeb-2004	4	5	vital	vital	ADJ
ajbmeb-2004	4	6	to	to	ADP
ajbmeb-2004	4	7	the	the	DET
ajbmeb-2004	4	8	continuity	continuity	NOUN
ajbmeb-2004	4	9	of	of	ADP
ajbmeb-2004	4	10	these	these	DET
ajbmeb-2004	4	11	banks	bank	NOUN
ajbmeb-2004	4	12	'	'	PART
ajbmeb-2004	4	13	businesses	business	NOUN
ajbmeb-2004	4	14	in	in	ADP
ajbmeb-2004	4	15	a	a	DET
ajbmeb-2004	4	16	competitive	competitive	ADJ
ajbmeb-2004	4	17	market	market	NOUN
ajbmeb-2004	4	18	.	.	PUNCT
ajbmeb-2004	5	1	financial	financial	ADJ
ajbmeb-2004	5	2	statement	statement	NOUN
ajbmeb-2004	5	3	analysis	analysis	NOUN
ajbmeb-2004	5	4	is	be	AUX
ajbmeb-2004	5	5	considered	consider	VERB
ajbmeb-2004	5	6	a	a	DET
ajbmeb-2004	5	7	strategic	strategic	ADJ
ajbmeb-2004	5	8	tool	tool	NOUN
ajbmeb-2004	5	9	that	that	PRON
ajbmeb-2004	5	10	enables	enable	VERB
ajbmeb-2004	5	11	banks	bank	NOUN
ajbmeb-2004	5	12	to	to	PART
ajbmeb-2004	5	13	understand	understand	VERB
ajbmeb-2004	5	14	their	their	PRON
ajbmeb-2004	5	15	financial	financial	ADJ
ajbmeb-2004	5	16	performance	performance	NOUN
ajbmeb-2004	5	17	and	and	CCONJ
ajbmeb-2004	5	18	make	make	VERB
ajbmeb-2004	5	19	the	the	DET
ajbmeb-2004	5	20	right	right	ADJ
ajbmeb-2004	5	21	decisions	decision	NOUN
ajbmeb-2004	5	22	.	.	PUNCT
ajbmeb-2004	6	1	this	this	DET
ajbmeb-2004	6	2	research	research	NOUN
ajbmeb-2004	6	3	examines	examine	VERB
ajbmeb-2004	6	4	the	the	DET
ajbmeb-2004	6	5	impact	impact	NOUN
ajbmeb-2004	6	6	of	of	ADP
ajbmeb-2004	6	7	financial	financial	ADJ
ajbmeb-2004	6	8	statement	statement	NOUN
ajbmeb-2004	6	9	analysis	analysis	NOUN
ajbmeb-2004	6	10	on	on	ADP
ajbmeb-2004	6	11	achieving	achieve	VERB
ajbmeb-2004	6	12	competitive	competitive	ADJ
ajbmeb-2004	6	13	advantage	advantage	NOUN
ajbmeb-2004	6	14	for	for	ADP
ajbmeb-2004	6	15	private	private	ADJ
ajbmeb-2004	6	16	commercial	commercial	ADJ
ajbmeb-2004	6	17	banks	bank	NOUN
ajbmeb-2004	6	18	,	,	PUNCT
ajbmeb-2004	6	19	including	include	VERB
ajbmeb-2004	6	20	ashur	ashur	PROPN
ajbmeb-2004	6	21	national	national	PROPN
ajbmeb-2004	6	22	bank	bank	PROPN
ajbmeb-2004	6	23	in	in	ADP
ajbmeb-2004	6	24	iraq	iraq	PROPN
ajbmeb-2004	6	25	as	as	ADP
ajbmeb-2004	6	26	a	a	DET
ajbmeb-2004	6	27	sample	sample	NOUN
ajbmeb-2004	6	28	for	for	ADP
ajbmeb-2004	6	29	research	research	NOUN
ajbmeb-2004	6	30	during	during	ADP
ajbmeb-2004	6	31	the	the	DET
ajbmeb-2004	6	32	period	period	NOUN
ajbmeb-2004	6	33	(	(	PUNCT
ajbmeb-2004	6	34	2010	2010	NUM
ajbmeb-2004	6	35	-	-	SYM
ajbmeb-2004	6	36	2021	2021	NUM
ajbmeb-2004	6	37	)	)	PUNCT
ajbmeb-2004	6	38	.	.	PUNCT
ajbmeb-2004	7	1	this	this	DET
ajbmeb-2004	7	2	research	research	NOUN
ajbmeb-2004	7	3	used	use	VERB
ajbmeb-2004	7	4	the	the	DET
ajbmeb-2004	7	5	statistical	statistical	ADJ
ajbmeb-2004	7	6	analysis	analysis	NOUN
ajbmeb-2004	7	7	method	method	NOUN
ajbmeb-2004	7	8	using	use	VERB
ajbmeb-2004	7	9	the	the	DET
ajbmeb-2004	7	10	statistical	statistical	ADJ
ajbmeb-2004	7	11	program	program	NOUN
ajbmeb-2004	7	12	(	(	PUNCT
ajbmeb-2004	7	13	eviews9	eviews9	NOUN
ajbmeb-2004	7	14	)	)	PUNCT
ajbmeb-2004	7	15	in	in	ADP
ajbmeb-2004	7	16	order	order	NOUN
ajbmeb-2004	7	17	to	to	PART
ajbmeb-2004	7	18	measure	measure	VERB
ajbmeb-2004	7	19	and	and	CCONJ
ajbmeb-2004	7	20	analyze	analyze	VERB
ajbmeb-2004	7	21	the	the	DET
ajbmeb-2004	7	22	relationship	relationship	NOUN
ajbmeb-2004	7	23	between	between	ADP
ajbmeb-2004	7	24	some	some	DET
ajbmeb-2004	7	25	financial	financial	ADJ
ajbmeb-2004	7	26	ratios	ratio	NOUN
ajbmeb-2004	7	27	and	and	CCONJ
ajbmeb-2004	7	28	their	their	PRON
ajbmeb-2004	7	29	impact	impact	NOUN
ajbmeb-2004	7	30	on	on	ADP
ajbmeb-2004	7	31	achieving	achieve	VERB
ajbmeb-2004	7	32	competitive	competitive	ADJ
ajbmeb-2004	7	33	advantage	advantage	NOUN
ajbmeb-2004	7	34	(	(	PUNCT
ajbmeb-2004	7	35	increasing	increase	VERB
ajbmeb-2004	7	36	the	the	DET
ajbmeb-2004	7	37	number	number	NOUN
ajbmeb-2004	7	38	of	of	ADP
ajbmeb-2004	7	39	banks	bank	NOUN
ajbmeb-2004	7	40	)	)	PUNCT
ajbmeb-2004	7	41	.	.	PUNCT
ajbmeb-2004	8	1	this	this	DET
ajbmeb-2004	8	2	research	research	NOUN
ajbmeb-2004	8	3	reached	reach	VERB
ajbmeb-2004	8	4	the	the	DET
ajbmeb-2004	8	5	conclusion	conclusion	NOUN
ajbmeb-2004	8	6	that	that	SCONJ
ajbmeb-2004	8	7	the	the	DET
ajbmeb-2004	8	8	bank	bank	NOUN
ajbmeb-2004	8	9	does	do	AUX
ajbmeb-2004	8	10	not	not	PART
ajbmeb-2004	8	11	use	use	VERB
ajbmeb-2004	8	12	financial	financial	ADJ
ajbmeb-2004	8	13	ratio	ratio	NOUN
ajbmeb-2004	8	14	analysis	analysis	NOUN
ajbmeb-2004	8	15	to	to	PART
ajbmeb-2004	8	16	achieve	achieve	VERB
ajbmeb-2004	8	17	competitive	competitive	ADJ
ajbmeb-2004	8	18	advantage	advantage	NOUN
ajbmeb-2004	8	19	during	during	ADP
ajbmeb-2004	8	20	...	...	PUNCT
ajbmeb-2004	8	21	the	the	DET
ajbmeb-2004	8	22	mentioned	mention	VERB
ajbmeb-2004	8	23	period	period	NOUN
ajbmeb-2004	8	24	.	.	PUNCT
ajbmeb-2004	9	1	financial	financial	ADJ
ajbmeb-2004	9	2	statement	statement	NOUN
ajbmeb-2004	9	3	,	,	PUNCT
ajbmeb-2004	9	4	competitive	competitive	ADJ
ajbmeb-2004	9	5	advantage	advantage	NOUN
ajbmeb-2004	9	6	,	,	PUNCT
ajbmeb-2004	9	7	commercial	commercial	ADJ
ajbmeb-2004	9	8	banks	bank	NOUN
ajbmeb-2004	9	9	.	.	PUNCT
ajbmeb-2004	10	1	introduction	introduction	NOUN
ajbmeb-2004	10	2	private	private	ADJ
ajbmeb-2004	10	3	commercial	commercial	ADJ
ajbmeb-2004	10	4	banks	bank	NOUN
ajbmeb-2004	10	5	face	face	VERB
ajbmeb-2004	10	6	increasing	increase	VERB
ajbmeb-2004	10	7	challenges	challenge	NOUN
ajbmeb-2004	10	8	in	in	ADP
ajbmeb-2004	10	9	a	a	DET
ajbmeb-2004	10	10	changing	change	VERB
ajbmeb-2004	10	11	and	and	CCONJ
ajbmeb-2004	10	12	competitive	competitive	ADJ
ajbmeb-2004	10	13	economic	economic	ADJ
ajbmeb-2004	10	14	environment	environment	NOUN
ajbmeb-2004	10	15	.	.	PUNCT
ajbmeb-2004	11	1	in	in	ADP
ajbmeb-2004	11	2	order	order	NOUN
ajbmeb-2004	11	3	to	to	PART
ajbmeb-2004	11	4	survive	survive	VERB
ajbmeb-2004	11	5	and	and	CCONJ
ajbmeb-2004	11	6	thrive	thrive	VERB
ajbmeb-2004	11	7	in	in	ADP
ajbmeb-2004	11	8	this	this	DET
ajbmeb-2004	11	9	context	context	NOUN
ajbmeb-2004	11	10	,	,	PUNCT
ajbmeb-2004	11	11	these	these	DET
ajbmeb-2004	11	12	banks	bank	NOUN
ajbmeb-2004	11	13	must	must	AUX
ajbmeb-2004	11	14	achieve	achieve	VERB
ajbmeb-2004	11	15	a	a	DET
ajbmeb-2004	11	16	competitive	competitive	ADJ
ajbmeb-2004	11	17	advantage	advantage	NOUN
ajbmeb-2004	11	18	that	that	PRON
ajbmeb-2004	11	19	enables	enable	VERB
ajbmeb-2004	11	20	them	they	PRON
ajbmeb-2004	11	21	to	to	PART
ajbmeb-2004	11	22	meet	meet	VERB
ajbmeb-2004	11	23	market	market	NOUN
ajbmeb-2004	11	24	needs	need	NOUN
ajbmeb-2004	11	25	and	and	CCONJ
ajbmeb-2004	11	26	attract	attract	VERB
ajbmeb-2004	11	27	customers	customer	NOUN
ajbmeb-2004	11	28	and	and	CCONJ
ajbmeb-2004	11	29	investors	investor	NOUN
ajbmeb-2004	11	30	.	.	PUNCT
ajbmeb-2004	12	1	in	in	ADP
ajbmeb-2004	12	2	this	this	DET
ajbmeb-2004	12	3	context	context	NOUN
ajbmeb-2004	12	4	,	,	PUNCT
ajbmeb-2004	12	5	the	the	DET
ajbmeb-2004	12	6	importance	importance	NOUN
ajbmeb-2004	12	7	of	of	ADP
ajbmeb-2004	12	8	analyzing	analyze	VERB
ajbmeb-2004	12	9	financial	financial	ADJ
ajbmeb-2004	12	10	statements	statement	NOUN
ajbmeb-2004	12	11	is	be	AUX
ajbmeb-2004	12	12	highlighted	highlight	VERB
ajbmeb-2004	12	13	as	as	ADP
ajbmeb-2004	12	14	a	a	DET
ajbmeb-2004	12	15	basic	basic	ADJ
ajbmeb-2004	12	16	tool	tool	NOUN
ajbmeb-2004	12	17	for	for	ADP
ajbmeb-2004	12	18	understanding	understanding	NOUN
ajbmeb-2004	12	19	and	and	CCONJ
ajbmeb-2004	12	20	evaluating	evaluate	VERB
ajbmeb-2004	12	21	the	the	DET
ajbmeb-2004	12	22	financial	financial	ADJ
ajbmeb-2004	12	23	and	and	CCONJ
ajbmeb-2004	12	24	operational	operational	ADJ
ajbmeb-2004	12	25	performance	performance	NOUN
ajbmeb-2004	12	26	of	of	ADP
ajbmeb-2004	12	27	banks	bank	NOUN
ajbmeb-2004	12	28	.	.	PUNCT
ajbmeb-2004	13	1	however	however	ADV
ajbmeb-2004	13	2	,	,	PUNCT
ajbmeb-2004	13	3	questions	question	NOUN
ajbmeb-2004	13	4	remain	remain	VERB
ajbmeb-2004	13	5	regarding	regard	VERB
ajbmeb-2004	13	6	how	how	SCONJ
ajbmeb-2004	13	7	to	to	PART
ajbmeb-2004	13	8	achieve	achieve	VERB
ajbmeb-2004	13	9	an	an	DET
ajbmeb-2004	13	10	effective	effective	ADJ
ajbmeb-2004	13	11	impact	impact	NOUN
ajbmeb-2004	13	12	of	of	ADP
ajbmeb-2004	13	13	financial	financial	ADJ
ajbmeb-2004	13	14	statement	statement	NOUN
ajbmeb-2004	13	15	analysis	analysis	NOUN
ajbmeb-2004	13	16	in	in	ADP
ajbmeb-2004	13	17	achieving	achieve	VERB
ajbmeb-2004	13	18	the	the	DET
ajbmeb-2004	13	19	competitive	competitive	ADJ
ajbmeb-2004	13	20	advantage	advantage	NOUN
ajbmeb-2004	13	21	of	of	ADP
ajbmeb-2004	13	22	private	private	ADJ
ajbmeb-2004	13	23	commercial	commercial	ADJ
ajbmeb-2004	13	24	banks	bank	NOUN
ajbmeb-2004	13	25	.	.	PUNCT
ajbmeb-2004	14	1	the	the	DET
ajbmeb-2004	14	2	research	research	NOUN
ajbmeb-2004	14	3	should	should	AUX
ajbmeb-2004	14	4	focus	focus	VERB
ajbmeb-2004	14	5	on	on	ADP
ajbmeb-2004	14	6	the	the	DET
ajbmeb-2004	14	7	following	follow	VERB
ajbmeb-2004	14	8	aspects	aspect	NOUN
ajbmeb-2004	14	9	:	:	PUNCT
ajbmeb-2004	14	10	•	•	ADP
ajbmeb-2004	14	11	the	the	DET
ajbmeb-2004	14	12	extent	extent	NOUN
ajbmeb-2004	14	13	to	to	PART
ajbmeb-2004	14	14	which	which	PRON
ajbmeb-2004	14	15	financial	financial	ADJ
ajbmeb-2004	14	16	statement	statement	NOUN
ajbmeb-2004	14	17	analysis	analysis	NOUN
ajbmeb-2004	14	18	affects	affect	VERB
ajbmeb-2004	14	19	the	the	DET
ajbmeb-2004	14	20	ability	ability	NOUN
ajbmeb-2004	14	21	of	of	ADP
ajbmeb-2004	14	22	private	private	ADJ
ajbmeb-2004	14	23	commercial	commercial	ADJ
ajbmeb-2004	14	24	banks	bank	NOUN
ajbmeb-2004	14	25	to	to	PART
ajbmeb-2004	14	26	achieve	achieve	VERB
ajbmeb-2004	14	27	competitive	competitive	ADJ
ajbmeb-2004	14	28	advantage	advantage	NOUN
ajbmeb-2004	14	29	in	in	ADP
ajbmeb-2004	14	30	light	light	NOUN
ajbmeb-2004	14	31	of	of	ADP
ajbmeb-2004	14	32	the	the	DET
ajbmeb-2004	14	33	continuous	continuous	ADJ
ajbmeb-2004	14	34	changes	change	NOUN
ajbmeb-2004	14	35	in	in	ADP
ajbmeb-2004	14	36	the	the	DET
ajbmeb-2004	14	37	surrounding	surround	VERB
ajbmeb-2004	14	38	environment	environment	NOUN
ajbmeb-2004	14	39	.	.	PUNCT
ajbmeb-2004	15	1	american	american	PROPN
ajbmeb-2004	15	2	journal	journal	PROPN
ajbmeb-2004	15	3	of	of	ADP
ajbmeb-2004	15	4	business	business	NOUN
ajbmeb-2004	15	5	management	management	NOUN
ajbmeb-2004	15	6	,	,	PUNCT
ajbmeb-2004	15	7	economics	economic	NOUN
ajbmeb-2004	15	8	and	and	CCONJ
ajbmeb-2004	15	9	banking	banking	NOUN
ajbmeb-2004	15	10	volume	volume	NOUN
ajbmeb-2004	15	11	23	23	NUM
ajbmeb-2004	15	12	april	april	PROPN
ajbmeb-2004	15	13	2024	2024	NUM
ajbmeb-2004	15	14	p	p	NOUN
ajbmeb-2004	15	15	a	a	DET
ajbmeb-2004	15	16	g	g	NOUN
ajbmeb-2004	15	17	e	e	NOUN
ajbmeb-2004	15	18	|	|	ADV
ajbmeb-2004	15	19	114	114	NUM
ajbmeb-2004	15	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	15	21	•	•	ADP
ajbmeb-2004	15	22	the	the	DET
ajbmeb-2004	15	23	challenges	challenge	NOUN
ajbmeb-2004	15	24	and	and	CCONJ
ajbmeb-2004	15	25	difficulties	difficulty	NOUN
ajbmeb-2004	15	26	that	that	PRON
ajbmeb-2004	15	27	banks	bank	NOUN
ajbmeb-2004	15	28	may	may	AUX
ajbmeb-2004	15	29	face	face	VERB
ajbmeb-2004	15	30	in	in	ADP
ajbmeb-2004	15	31	the	the	DET
ajbmeb-2004	15	32	process	process	NOUN
ajbmeb-2004	15	33	of	of	ADP
ajbmeb-2004	15	34	analyzing	analyze	VERB
ajbmeb-2004	15	35	financial	financial	ADJ
ajbmeb-2004	15	36	statements	statement	NOUN
ajbmeb-2004	15	37	and	and	CCONJ
ajbmeb-2004	15	38	translating	translate	VERB
ajbmeb-2004	15	39	the	the	DET
ajbmeb-2004	15	40	results	result	NOUN
ajbmeb-2004	15	41	into	into	ADP
ajbmeb-2004	15	42	effective	effective	ADJ
ajbmeb-2004	15	43	strategies	strategy	NOUN
ajbmeb-2004	15	44	that	that	PRON
ajbmeb-2004	15	45	contribute	contribute	VERB
ajbmeb-2004	15	46	to	to	ADP
ajbmeb-2004	15	47	achieving	achieve	VERB
ajbmeb-2004	15	48	competitive	competitive	ADJ
ajbmeb-2004	15	49	advantage	advantage	NOUN
ajbmeb-2004	15	50	.	.	PUNCT
ajbmeb-2004	16	1	•	•	NOUN
ajbmeb-2004	16	2	identifying	identify	VERB
ajbmeb-2004	16	3	the	the	DET
ajbmeb-2004	16	4	pivotal	pivotal	ADJ
ajbmeb-2004	16	5	factors	factor	NOUN
ajbmeb-2004	16	6	in	in	ADP
ajbmeb-2004	16	7	the	the	DET
ajbmeb-2004	16	8	analysis	analysis	NOUN
ajbmeb-2004	16	9	of	of	ADP
ajbmeb-2004	16	10	financial	financial	ADJ
ajbmeb-2004	16	11	statements	statement	NOUN
ajbmeb-2004	16	12	that	that	PRON
ajbmeb-2004	16	13	have	have	VERB
ajbmeb-2004	16	14	a	a	DET
ajbmeb-2004	16	15	direct	direct	ADJ
ajbmeb-2004	16	16	impact	impact	NOUN
ajbmeb-2004	16	17	on	on	ADP
ajbmeb-2004	16	18	achieving	achieve	VERB
ajbmeb-2004	16	19	competitive	competitive	ADJ
ajbmeb-2004	16	20	advantage	advantage	NOUN
ajbmeb-2004	16	21	,	,	PUNCT
ajbmeb-2004	16	22	such	such	ADJ
ajbmeb-2004	16	23	as	as	ADP
ajbmeb-2004	16	24	financial	financial	ADJ
ajbmeb-2004	16	25	liquidity	liquidity	NOUN
ajbmeb-2004	16	26	,	,	PUNCT
ajbmeb-2004	16	27	profitability	profitability	NOUN
ajbmeb-2004	16	28	,	,	PUNCT
ajbmeb-2004	16	29	debt	debt	NOUN
ajbmeb-2004	16	30	structure	structure	NOUN
ajbmeb-2004	16	31	,	,	PUNCT
ajbmeb-2004	16	32	and	and	CCONJ
ajbmeb-2004	16	33	others	other	NOUN
ajbmeb-2004	16	34	.	.	PUNCT
ajbmeb-2004	17	1	this	this	DET
ajbmeb-2004	17	2	problem	problem	NOUN
ajbmeb-2004	17	3	requires	require	VERB
ajbmeb-2004	17	4	a	a	DET
ajbmeb-2004	17	5	comprehensive	comprehensive	ADJ
ajbmeb-2004	17	6	analytical	analytical	ADJ
ajbmeb-2004	17	7	study	study	NOUN
ajbmeb-2004	17	8	to	to	PART
ajbmeb-2004	17	9	understand	understand	VERB
ajbmeb-2004	17	10	how	how	SCONJ
ajbmeb-2004	17	11	the	the	DET
ajbmeb-2004	17	12	analysis	analysis	NOUN
ajbmeb-2004	17	13	of	of	ADP
ajbmeb-2004	17	14	the	the	DET
ajbmeb-2004	17	15	financial	financial	ADJ
ajbmeb-2004	17	16	statements	statement	NOUN
ajbmeb-2004	17	17	of	of	ADP
ajbmeb-2004	17	18	private	private	ADJ
ajbmeb-2004	17	19	commercial	commercial	ADJ
ajbmeb-2004	17	20	banks	bank	NOUN
ajbmeb-2004	17	21	achieves	achieve	VERB
ajbmeb-2004	17	22	competitive	competitive	ADJ
ajbmeb-2004	17	23	advantage	advantage	NOUN
ajbmeb-2004	17	24	,	,	PUNCT
ajbmeb-2004	17	25	as	as	ADV
ajbmeb-2004	17	26	well	well	ADV
ajbmeb-2004	17	27	as	as	ADP
ajbmeb-2004	17	28	identifying	identify	VERB
ajbmeb-2004	17	29	the	the	DET
ajbmeb-2004	17	30	factors	factor	NOUN
ajbmeb-2004	17	31	influencing	influence	VERB
ajbmeb-2004	17	32	this	this	DET
ajbmeb-2004	17	33	process	process	NOUN
ajbmeb-2004	17	34	.	.	PUNCT
ajbmeb-2004	18	1	research	research	NOUN
ajbmeb-2004	18	2	importance	importance	NOUN
ajbmeb-2004	18	3	:	:	PUNCT
ajbmeb-2004	18	4	1	1	X
ajbmeb-2004	18	5	.	.	X
ajbmeb-2004	18	6	improving	improve	VERB
ajbmeb-2004	18	7	strategic	strategic	ADJ
ajbmeb-2004	18	8	decision	decision	NOUN
ajbmeb-2004	18	9	-	-	PUNCT
ajbmeb-2004	18	10	making	making	NOUN
ajbmeb-2004	18	11	:	:	PUNCT
ajbmeb-2004	18	12	financial	financial	ADJ
ajbmeb-2004	18	13	statement	statement	NOUN
ajbmeb-2004	18	14	analysis	analysis	NOUN
ajbmeb-2004	18	15	gives	give	VERB
ajbmeb-2004	18	16	private	private	ADJ
ajbmeb-2004	18	17	banks	bank	NOUN
ajbmeb-2004	18	18	a	a	DET
ajbmeb-2004	18	19	deep	deep	ADJ
ajbmeb-2004	18	20	understanding	understanding	NOUN
ajbmeb-2004	18	21	of	of	ADP
ajbmeb-2004	18	22	their	their	PRON
ajbmeb-2004	18	23	financial	financial	ADJ
ajbmeb-2004	18	24	performance	performance	NOUN
ajbmeb-2004	18	25	and	and	CCONJ
ajbmeb-2004	18	26	competitive	competitive	ADJ
ajbmeb-2004	18	27	position	position	NOUN
ajbmeb-2004	18	28	.	.	PUNCT
ajbmeb-2004	19	1	this	this	PRON
ajbmeb-2004	19	2	helps	help	VERB
ajbmeb-2004	19	3	it	it	PRON
ajbmeb-2004	19	4	make	make	VERB
ajbmeb-2004	19	5	better	well	ADJ
ajbmeb-2004	19	6	strategic	strategic	ADJ
ajbmeb-2004	19	7	decisions	decision	NOUN
ajbmeb-2004	19	8	that	that	PRON
ajbmeb-2004	19	9	enhance	enhance	VERB
ajbmeb-2004	19	10	its	its	PRON
ajbmeb-2004	19	11	ability	ability	NOUN
ajbmeb-2004	19	12	to	to	PART
ajbmeb-2004	19	13	compete	compete	VERB
ajbmeb-2004	19	14	in	in	ADP
ajbmeb-2004	19	15	a	a	DET
ajbmeb-2004	19	16	volatile	volatile	ADJ
ajbmeb-2004	19	17	market	market	NOUN
ajbmeb-2004	19	18	.	.	PUNCT
ajbmeb-2004	20	1	2	2	X
ajbmeb-2004	20	2	.	.	X
ajbmeb-2004	20	3	evaluating	evaluate	VERB
ajbmeb-2004	20	4	financial	financial	ADJ
ajbmeb-2004	20	5	health	health	NOUN
ajbmeb-2004	20	6	:	:	PUNCT
ajbmeb-2004	20	7	by	by	ADP
ajbmeb-2004	20	8	analyzing	analyze	VERB
ajbmeb-2004	20	9	financial	financial	ADJ
ajbmeb-2004	20	10	statements	statement	NOUN
ajbmeb-2004	20	11	,	,	PUNCT
ajbmeb-2004	20	12	private	private	ADJ
ajbmeb-2004	20	13	commercial	commercial	ADJ
ajbmeb-2004	20	14	banks	bank	NOUN
ajbmeb-2004	20	15	can	can	AUX
ajbmeb-2004	20	16	evaluate	evaluate	VERB
ajbmeb-2004	20	17	the	the	DET
ajbmeb-2004	20	18	extent	extent	NOUN
ajbmeb-2004	20	19	of	of	ADP
ajbmeb-2004	20	20	their	their	PRON
ajbmeb-2004	20	21	financial	financial	ADJ
ajbmeb-2004	20	22	health	health	NOUN
ajbmeb-2004	20	23	or	or	CCONJ
ajbmeb-2004	20	24	vulnerability	vulnerability	NOUN
ajbmeb-2004	20	25	.	.	PUNCT
ajbmeb-2004	21	1	this	this	PRON
ajbmeb-2004	21	2	helps	help	VERB
ajbmeb-2004	21	3	it	it	PRON
ajbmeb-2004	21	4	take	take	VERB
ajbmeb-2004	21	5	early	early	ADJ
ajbmeb-2004	21	6	corrective	corrective	ADJ
ajbmeb-2004	21	7	action	action	NOUN
ajbmeb-2004	21	8	before	before	SCONJ
ajbmeb-2004	21	9	problems	problem	NOUN
ajbmeb-2004	21	10	turn	turn	VERB
ajbmeb-2004	21	11	into	into	ADP
ajbmeb-2004	21	12	crises	crisis	NOUN
ajbmeb-2004	21	13	.	.	PUNCT
ajbmeb-2004	22	1	3	3	X
ajbmeb-2004	22	2	.	.	X
ajbmeb-2004	22	3	identifying	identify	VERB
ajbmeb-2004	22	4	growth	growth	NOUN
ajbmeb-2004	22	5	and	and	CCONJ
ajbmeb-2004	22	6	expansion	expansion	NOUN
ajbmeb-2004	22	7	opportunities	opportunity	NOUN
ajbmeb-2004	22	8	:	:	PUNCT
ajbmeb-2004	22	9	analysis	analysis	NOUN
ajbmeb-2004	22	10	of	of	ADP
ajbmeb-2004	22	11	financial	financial	ADJ
ajbmeb-2004	22	12	statements	statement	NOUN
ajbmeb-2004	22	13	can	can	AUX
ajbmeb-2004	22	14	help	help	VERB
ajbmeb-2004	22	15	banks	bank	NOUN
ajbmeb-2004	22	16	identify	identify	VERB
ajbmeb-2004	22	17	new	new	ADJ
ajbmeb-2004	22	18	markets	market	NOUN
ajbmeb-2004	22	19	and	and	CCONJ
ajbmeb-2004	22	20	investment	investment	NOUN
ajbmeb-2004	22	21	opportunities	opportunity	NOUN
ajbmeb-2004	22	22	that	that	PRON
ajbmeb-2004	22	23	can	can	AUX
ajbmeb-2004	22	24	contribute	contribute	VERB
ajbmeb-2004	22	25	to	to	ADP
ajbmeb-2004	22	26	achieving	achieve	VERB
ajbmeb-2004	22	27	sustainable	sustainable	ADJ
ajbmeb-2004	22	28	growth	growth	NOUN
ajbmeb-2004	22	29	and	and	CCONJ
ajbmeb-2004	22	30	increasing	increase	VERB
ajbmeb-2004	22	31	competitive	competitive	ADJ
ajbmeb-2004	22	32	advantage	advantage	NOUN
ajbmeb-2004	22	33	.	.	PUNCT
ajbmeb-2004	23	1	4	4	X
ajbmeb-2004	23	2	.	.	X
ajbmeb-2004	23	3	attracting	attract	VERB
ajbmeb-2004	23	4	investors	investor	NOUN
ajbmeb-2004	23	5	and	and	CCONJ
ajbmeb-2004	23	6	clients	client	NOUN
ajbmeb-2004	23	7	:	:	PUNCT
ajbmeb-2004	23	8	investors	investor	NOUN
ajbmeb-2004	23	9	and	and	CCONJ
ajbmeb-2004	23	10	clients	client	NOUN
ajbmeb-2004	23	11	depend	depend	VERB
ajbmeb-2004	23	12	on	on	ADP
ajbmeb-2004	23	13	analyzing	analyze	VERB
ajbmeb-2004	23	14	financial	financial	ADJ
ajbmeb-2004	23	15	statements	statement	NOUN
ajbmeb-2004	23	16	to	to	PART
ajbmeb-2004	23	17	evaluate	evaluate	VERB
ajbmeb-2004	23	18	the	the	DET
ajbmeb-2004	23	19	creditworthiness	creditworthiness	NOUN
ajbmeb-2004	23	20	of	of	ADP
ajbmeb-2004	23	21	banks	bank	NOUN
ajbmeb-2004	23	22	.	.	PUNCT
ajbmeb-2004	24	1	banks	bank	NOUN
ajbmeb-2004	24	2	that	that	PRON
ajbmeb-2004	24	3	provide	provide	VERB
ajbmeb-2004	24	4	clear	clear	ADJ
ajbmeb-2004	24	5	and	and	CCONJ
ajbmeb-2004	24	6	understandable	understandable	ADJ
ajbmeb-2004	24	7	financial	financial	ADJ
ajbmeb-2004	24	8	information	information	NOUN
ajbmeb-2004	24	9	are	be	AUX
ajbmeb-2004	24	10	more	more	ADV
ajbmeb-2004	24	11	attractive	attractive	ADJ
ajbmeb-2004	24	12	to	to	ADP
ajbmeb-2004	24	13	them	they	PRON
ajbmeb-2004	24	14	.	.	PUNCT
ajbmeb-2004	25	1	5	5	X
ajbmeb-2004	25	2	.	.	X
ajbmeb-2004	25	3	enhancing	enhance	VERB
ajbmeb-2004	25	4	trust	trust	NOUN
ajbmeb-2004	25	5	and	and	CCONJ
ajbmeb-2004	25	6	transparency	transparency	NOUN
ajbmeb-2004	25	7	:	:	PUNCT
ajbmeb-2004	25	8	by	by	ADP
ajbmeb-2004	25	9	analyzing	analyze	VERB
ajbmeb-2004	25	10	financial	financial	ADJ
ajbmeb-2004	25	11	statements	statement	NOUN
ajbmeb-2004	25	12	and	and	CCONJ
ajbmeb-2004	25	13	presenting	present	VERB
ajbmeb-2004	25	14	the	the	DET
ajbmeb-2004	25	15	results	result	NOUN
ajbmeb-2004	25	16	in	in	ADP
ajbmeb-2004	25	17	a	a	DET
ajbmeb-2004	25	18	transparent	transparent	ADJ
ajbmeb-2004	25	19	manner	manner	NOUN
ajbmeb-2004	25	20	,	,	PUNCT
ajbmeb-2004	25	21	banks	bank	NOUN
ajbmeb-2004	25	22	increase	increase	VERB
ajbmeb-2004	25	23	the	the	DET
ajbmeb-2004	25	24	level	level	NOUN
ajbmeb-2004	25	25	of	of	ADP
ajbmeb-2004	25	26	trust	trust	NOUN
ajbmeb-2004	25	27	among	among	ADP
ajbmeb-2004	25	28	the	the	DET
ajbmeb-2004	25	29	public	public	NOUN
ajbmeb-2004	25	30	and	and	CCONJ
ajbmeb-2004	25	31	regulators	regulator	NOUN
ajbmeb-2004	25	32	,	,	PUNCT
ajbmeb-2004	25	33	which	which	PRON
ajbmeb-2004	25	34	contributes	contribute	VERB
ajbmeb-2004	25	35	to	to	ADP
ajbmeb-2004	25	36	building	build	VERB
ajbmeb-2004	25	37	a	a	DET
ajbmeb-2004	25	38	strong	strong	ADJ
ajbmeb-2004	25	39	reputation	reputation	NOUN
ajbmeb-2004	25	40	.	.	PUNCT
ajbmeb-2004	26	1	6	6	X
ajbmeb-2004	26	2	.	.	X
ajbmeb-2004	26	3	facing	face	VERB
ajbmeb-2004	26	4	financial	financial	ADJ
ajbmeb-2004	26	5	challenges	challenge	NOUN
ajbmeb-2004	26	6	:	:	PUNCT
ajbmeb-2004	26	7	in	in	ADP
ajbmeb-2004	26	8	facing	face	VERB
ajbmeb-2004	26	9	financial	financial	ADJ
ajbmeb-2004	26	10	challenges	challenge	NOUN
ajbmeb-2004	26	11	such	such	ADJ
ajbmeb-2004	26	12	as	as	ADP
ajbmeb-2004	26	13	economic	economic	ADJ
ajbmeb-2004	26	14	crises	crisis	NOUN
ajbmeb-2004	26	15	,	,	PUNCT
ajbmeb-2004	26	16	financial	financial	ADJ
ajbmeb-2004	26	17	statement	statement	NOUN
ajbmeb-2004	26	18	analysis	analysis	NOUN
ajbmeb-2004	26	19	can	can	AUX
ajbmeb-2004	26	20	help	help	VERB
ajbmeb-2004	26	21	banks	bank	NOUN
ajbmeb-2004	26	22	identify	identify	VERB
ajbmeb-2004	26	23	areas	area	NOUN
ajbmeb-2004	26	24	of	of	ADP
ajbmeb-2004	26	25	weakness	weakness	NOUN
ajbmeb-2004	26	26	and	and	CCONJ
ajbmeb-2004	26	27	develop	develop	VERB
ajbmeb-2004	26	28	strategies	strategy	NOUN
ajbmeb-2004	26	29	to	to	PART
ajbmeb-2004	26	30	overcome	overcome	VERB
ajbmeb-2004	26	31	those	those	DET
ajbmeb-2004	26	32	difficulties	difficulty	NOUN
ajbmeb-2004	26	33	.	.	PUNCT
ajbmeb-2004	27	1	7	7	X
ajbmeb-2004	27	2	.	.	X
ajbmeb-2004	27	3	improving	improve	VERB
ajbmeb-2004	27	4	financial	financial	ADJ
ajbmeb-2004	27	5	and	and	CCONJ
ajbmeb-2004	27	6	operational	operational	ADJ
ajbmeb-2004	27	7	performance	performance	NOUN
ajbmeb-2004	27	8	:	:	PUNCT
ajbmeb-2004	27	9	analysis	analysis	NOUN
ajbmeb-2004	27	10	of	of	ADP
ajbmeb-2004	27	11	financial	financial	ADJ
ajbmeb-2004	27	12	statements	statement	NOUN
ajbmeb-2004	27	13	contributes	contribute	VERB
ajbmeb-2004	27	14	to	to	ADP
ajbmeb-2004	27	15	improving	improve	VERB
ajbmeb-2004	27	16	banks	bank	NOUN
ajbmeb-2004	27	17	’	'	PUNCT
ajbmeb-2004	27	18	performance	performance	NOUN
ajbmeb-2004	27	19	and	and	CCONJ
ajbmeb-2004	27	20	increasing	increase	VERB
ajbmeb-2004	27	21	their	their	PRON
ajbmeb-2004	27	22	profitability	profitability	NOUN
ajbmeb-2004	27	23	and	and	CCONJ
ajbmeb-2004	27	24	8	8	NUM
ajbmeb-2004	27	25	.	.	X
ajbmeb-2004	27	26	emphasis	emphasis	NOUN
ajbmeb-2004	27	27	on	on	ADP
ajbmeb-2004	27	28	financial	financial	ADJ
ajbmeb-2004	27	29	transparency	transparency	NOUN
ajbmeb-2004	27	30	:	:	PUNCT
ajbmeb-2004	27	31	in	in	ADP
ajbmeb-2004	27	32	light	light	NOUN
ajbmeb-2004	27	33	of	of	ADP
ajbmeb-2004	27	34	regulatory	regulatory	ADJ
ajbmeb-2004	27	35	developments	development	NOUN
ajbmeb-2004	27	36	and	and	CCONJ
ajbmeb-2004	27	37	financial	financial	ADJ
ajbmeb-2004	27	38	laws	law	NOUN
ajbmeb-2004	27	39	,	,	PUNCT
ajbmeb-2004	27	40	analysis	analysis	NOUN
ajbmeb-2004	27	41	of	of	ADP
ajbmeb-2004	27	42	financial	financial	ADJ
ajbmeb-2004	27	43	statements	statement	NOUN
ajbmeb-2004	27	44	enhances	enhance	VERB
ajbmeb-2004	27	45	banks	bank	NOUN
ajbmeb-2004	27	46	’	'	PUNCT
ajbmeb-2004	27	47	commitment	commitment	NOUN
ajbmeb-2004	27	48	to	to	ADP
ajbmeb-2004	27	49	financial	financial	ADJ
ajbmeb-2004	27	50	transparency	transparency	NOUN
ajbmeb-2004	27	51	and	and	CCONJ
ajbmeb-2004	27	52	disclosure	disclosure	NOUN
ajbmeb-2004	27	53	standards	standard	NOUN
ajbmeb-2004	27	54	.	.	PUNCT
ajbmeb-2004	28	1	8	8	X
ajbmeb-2004	28	2	.	.	X
ajbmeb-2004	28	3	in	in	ADP
ajbmeb-2004	28	4	general	general	ADJ
ajbmeb-2004	28	5	,	,	PUNCT
ajbmeb-2004	28	6	this	this	DET
ajbmeb-2004	28	7	research	research	NOUN
ajbmeb-2004	28	8	shows	show	VERB
ajbmeb-2004	28	9	the	the	DET
ajbmeb-2004	28	10	importance	importance	NOUN
ajbmeb-2004	28	11	of	of	ADP
ajbmeb-2004	28	12	the	the	DET
ajbmeb-2004	28	13	interaction	interaction	NOUN
ajbmeb-2004	28	14	between	between	ADP
ajbmeb-2004	28	15	financial	financial	ADJ
ajbmeb-2004	28	16	statement	statement	NOUN
ajbmeb-2004	28	17	analysis	analysis	NOUN
ajbmeb-2004	28	18	and	and	CCONJ
ajbmeb-2004	28	19	achieving	achieve	VERB
ajbmeb-2004	28	20	competitive	competitive	ADJ
ajbmeb-2004	28	21	advantage	advantage	NOUN
ajbmeb-2004	28	22	for	for	ADP
ajbmeb-2004	28	23	private	private	ADJ
ajbmeb-2004	28	24	commercial	commercial	ADJ
ajbmeb-2004	28	25	banks	bank	NOUN
ajbmeb-2004	28	26	,	,	PUNCT
ajbmeb-2004	28	27	which	which	PRON
ajbmeb-2004	28	28	contributes	contribute	VERB
ajbmeb-2004	28	29	to	to	ADP
ajbmeb-2004	28	30	enhancing	enhance	VERB
ajbmeb-2004	28	31	their	their	PRON
ajbmeb-2004	28	32	sustainability	sustainability	NOUN
ajbmeb-2004	28	33	and	and	CCONJ
ajbmeb-2004	28	34	ability	ability	NOUN
ajbmeb-2004	28	35	to	to	PART
ajbmeb-2004	28	36	adapt	adapt	VERB
ajbmeb-2004	28	37	to	to	ADP
ajbmeb-2004	28	38	changing	change	VERB
ajbmeb-2004	28	39	challenges	challenge	NOUN
ajbmeb-2004	28	40	in	in	ADP
ajbmeb-2004	28	41	the	the	DET
ajbmeb-2004	28	42	financial	financial	ADJ
ajbmeb-2004	28	43	and	and	CCONJ
ajbmeb-2004	28	44	economic	economic	ADJ
ajbmeb-2004	28	45	environment	environment	NOUN
ajbmeb-2004	28	46	.	.	PUNCT
ajbmeb-2004	29	1	effectiveness	effectiveness	NOUN
ajbmeb-2004	29	2	in	in	ADP
ajbmeb-2004	29	3	using	use	VERB
ajbmeb-2004	29	4	resources	resource	NOUN
ajbmeb-2004	29	5	.	.	PUNCT
ajbmeb-2004	30	1	research	research	NOUN
ajbmeb-2004	30	2	aims	aim	VERB
ajbmeb-2004	30	3	:	:	PUNCT
ajbmeb-2004	31	1	1	1	X
ajbmeb-2004	31	2	.	.	X
ajbmeb-2004	31	3	analyze	analyze	VERB
ajbmeb-2004	31	4	the	the	DET
ajbmeb-2004	31	5	importance	importance	NOUN
ajbmeb-2004	31	6	of	of	ADP
ajbmeb-2004	31	7	the	the	DET
ajbmeb-2004	31	8	competitive	competitive	ADJ
ajbmeb-2004	31	9	advantage	advantage	NOUN
ajbmeb-2004	31	10	of	of	ADP
ajbmeb-2004	31	11	private	private	ADJ
ajbmeb-2004	31	12	commercial	commercial	ADJ
ajbmeb-2004	31	13	banks	bank	NOUN
ajbmeb-2004	31	14	and	and	CCONJ
ajbmeb-2004	31	15	their	their	PRON
ajbmeb-2004	31	16	role	role	NOUN
ajbmeb-2004	31	17	in	in	ADP
ajbmeb-2004	31	18	achieving	achieve	VERB
ajbmeb-2004	31	19	institutional	institutional	ADJ
ajbmeb-2004	31	20	success	success	NOUN
ajbmeb-2004	31	21	.	.	PUNCT
ajbmeb-2004	32	1	2	2	X
ajbmeb-2004	32	2	.	.	X
ajbmeb-2004	32	3	study	study	VERB
ajbmeb-2004	32	4	the	the	DET
ajbmeb-2004	32	5	methods	method	NOUN
ajbmeb-2004	32	6	and	and	CCONJ
ajbmeb-2004	32	7	tools	tool	NOUN
ajbmeb-2004	32	8	of	of	ADP
ajbmeb-2004	32	9	analyzing	analyze	VERB
ajbmeb-2004	32	10	financial	financial	ADJ
ajbmeb-2004	32	11	statements	statement	NOUN
ajbmeb-2004	32	12	and	and	CCONJ
ajbmeb-2004	32	13	how	how	SCONJ
ajbmeb-2004	32	14	to	to	PART
ajbmeb-2004	32	15	apply	apply	VERB
ajbmeb-2004	32	16	them	they	PRON
ajbmeb-2004	32	17	in	in	ADP
ajbmeb-2004	32	18	the	the	DET
ajbmeb-2004	32	19	context	context	NOUN
ajbmeb-2004	32	20	of	of	ADP
ajbmeb-2004	32	21	commercial	commercial	ADJ
ajbmeb-2004	32	22	banks	bank	NOUN
ajbmeb-2004	32	23	.	.	PUNCT
ajbmeb-2004	33	1	analyzing	analyze	VERB
ajbmeb-2004	33	2	the	the	DET
ajbmeb-2004	33	3	impact	impact	NOUN
ajbmeb-2004	33	4	of	of	ADP
ajbmeb-2004	33	5	the	the	DET
ajbmeb-2004	33	6	results	result	NOUN
ajbmeb-2004	33	7	of	of	ADP
ajbmeb-2004	33	8	financial	financial	ADJ
ajbmeb-2004	33	9	statement	statement	NOUN
ajbmeb-2004	33	10	analysis	analysis	NOUN
ajbmeb-2004	33	11	on	on	ADP
ajbmeb-2004	33	12	formulating	formulate	VERB
ajbmeb-2004	33	13	competitive	competitive	ADJ
ajbmeb-2004	33	14	advantage	advantage	NOUN
ajbmeb-2004	33	15	strategies	strategy	NOUN
ajbmeb-2004	33	16	.	.	PUNCT
ajbmeb-2004	34	1	american	american	ADJ
ajbmeb-2004	34	2	journal	journal	PROPN
ajbmeb-2004	34	3	of	of	ADP
ajbmeb-2004	34	4	business	business	NOUN
ajbmeb-2004	34	5	management	management	NOUN
ajbmeb-2004	34	6	,	,	PUNCT
ajbmeb-2004	34	7	economics	economic	NOUN
ajbmeb-2004	34	8	and	and	CCONJ
ajbmeb-2004	34	9	banking	banking	NOUN
ajbmeb-2004	34	10	volume	volume	NOUN
ajbmeb-2004	34	11	23	23	NUM
ajbmeb-2004	34	12	april	april	PROPN
ajbmeb-2004	34	13	2024	2024	NUM
ajbmeb-2004	34	14	p	p	NOUN
ajbmeb-2004	34	15	a	a	DET
ajbmeb-2004	34	16	g	g	NOUN
ajbmeb-2004	34	17	e	e	NOUN
ajbmeb-2004	34	18	|	|	ADV
ajbmeb-2004	34	19	115	115	NUM
ajbmeb-2004	34	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	34	21	research	research	NOUN
ajbmeb-2004	34	22	hypothesis	hypothesis	NOUN
ajbmeb-2004	34	23	:	:	PUNCT
ajbmeb-2004	34	24	private	private	ADJ
ajbmeb-2004	34	25	commercial	commercial	ADJ
ajbmeb-2004	34	26	banks	bank	NOUN
ajbmeb-2004	34	27	that	that	PRON
ajbmeb-2004	34	28	invest	invest	VERB
ajbmeb-2004	34	29	in	in	ADP
ajbmeb-2004	34	30	analyzing	analyze	VERB
ajbmeb-2004	34	31	their	their	PRON
ajbmeb-2004	34	32	financial	financial	ADJ
ajbmeb-2004	34	33	statements	statement	NOUN
ajbmeb-2004	34	34	accurately	accurately	ADV
ajbmeb-2004	34	35	and	and	CCONJ
ajbmeb-2004	34	36	comprehensively	comprehensively	ADV
ajbmeb-2004	34	37	are	be	AUX
ajbmeb-2004	34	38	attributable	attributable	ADJ
ajbmeb-2004	34	39	to	to	ADP
ajbmeb-2004	34	40	achieving	achieve	VERB
ajbmeb-2004	34	41	a	a	DET
ajbmeb-2004	34	42	greater	great	ADJ
ajbmeb-2004	34	43	competitive	competitive	ADJ
ajbmeb-2004	34	44	advantage	advantage	NOUN
ajbmeb-2004	34	45	in	in	ADP
ajbmeb-2004	34	46	the	the	DET
ajbmeb-2004	34	47	financial	financial	ADJ
ajbmeb-2004	34	48	market	market	NOUN
ajbmeb-2004	34	49	.	.	PUNCT
ajbmeb-2004	34	50	”	"	PUNCT
ajbmeb-2004	35	1	this	this	DET
ajbmeb-2004	35	2	hypothesis	hypothesis	NOUN
ajbmeb-2004	35	3	indicates	indicate	VERB
ajbmeb-2004	35	4	that	that	SCONJ
ajbmeb-2004	35	5	there	there	PRON
ajbmeb-2004	35	6	is	be	VERB
ajbmeb-2004	35	7	a	a	DET
ajbmeb-2004	35	8	positive	positive	ADJ
ajbmeb-2004	35	9	relationship	relationship	NOUN
ajbmeb-2004	35	10	between	between	ADP
ajbmeb-2004	35	11	financial	financial	ADJ
ajbmeb-2004	35	12	statement	statement	NOUN
ajbmeb-2004	35	13	analysis	analysis	NOUN
ajbmeb-2004	35	14	and	and	CCONJ
ajbmeb-2004	35	15	achieving	achieve	VERB
ajbmeb-2004	35	16	competitive	competitive	ADJ
ajbmeb-2004	35	17	advantage	advantage	NOUN
ajbmeb-2004	35	18	for	for	ADP
ajbmeb-2004	35	19	private	private	ADJ
ajbmeb-2004	35	20	commercial	commercial	ADJ
ajbmeb-2004	35	21	banks	bank	NOUN
ajbmeb-2004	35	22	.	.	PUNCT
ajbmeb-2004	36	1	it	it	PRON
ajbmeb-2004	36	2	is	be	AUX
ajbmeb-2004	36	3	assumed	assume	VERB
ajbmeb-2004	36	4	that	that	SCONJ
ajbmeb-2004	36	5	by	by	ADP
ajbmeb-2004	36	6	utilizing	utilize	VERB
ajbmeb-2004	36	7	financial	financial	ADJ
ajbmeb-2004	36	8	statement	statement	NOUN
ajbmeb-2004	36	9	analysis	analysis	NOUN
ajbmeb-2004	36	10	information	information	NOUN
ajbmeb-2004	36	11	,	,	PUNCT
ajbmeb-2004	36	12	banks	bank	NOUN
ajbmeb-2004	36	13	can	can	AUX
ajbmeb-2004	36	14	identify	identify	VERB
ajbmeb-2004	36	15	current	current	ADJ
ajbmeb-2004	36	16	and	and	CCONJ
ajbmeb-2004	36	17	future	future	ADJ
ajbmeb-2004	36	18	opportunities	opportunity	NOUN
ajbmeb-2004	36	19	and	and	CCONJ
ajbmeb-2004	36	20	challenges	challenge	NOUN
ajbmeb-2004	36	21	and	and	CCONJ
ajbmeb-2004	36	22	make	make	VERB
ajbmeb-2004	36	23	strategic	strategic	ADJ
ajbmeb-2004	36	24	decisions	decision	NOUN
ajbmeb-2004	36	25	based	base	VERB
ajbmeb-2004	36	26	on	on	ADP
ajbmeb-2004	36	27	solid	solid	ADJ
ajbmeb-2004	36	28	financial	financial	ADJ
ajbmeb-2004	36	29	foundations	foundation	NOUN
ajbmeb-2004	36	30	.	.	PUNCT
ajbmeb-2004	37	1	these	these	DET
ajbmeb-2004	37	2	decisions	decision	NOUN
ajbmeb-2004	37	3	enable	enable	VERB
ajbmeb-2004	37	4	it	it	PRON
ajbmeb-2004	37	5	to	to	PART
ajbmeb-2004	37	6	achieve	achieve	VERB
ajbmeb-2004	37	7	improvements	improvement	NOUN
ajbmeb-2004	37	8	in	in	ADP
ajbmeb-2004	37	9	its	its	PRON
ajbmeb-2004	37	10	financial	financial	ADJ
ajbmeb-2004	37	11	performance	performance	NOUN
ajbmeb-2004	37	12	and	and	CCONJ
ajbmeb-2004	37	13	increase	increase	VERB
ajbmeb-2004	37	14	its	its	PRON
ajbmeb-2004	37	15	attractiveness	attractiveness	NOUN
ajbmeb-2004	37	16	to	to	ADP
ajbmeb-2004	37	17	customers	customer	NOUN
ajbmeb-2004	37	18	and	and	CCONJ
ajbmeb-2004	37	19	investors	investor	NOUN
ajbmeb-2004	37	20	,	,	PUNCT
ajbmeb-2004	37	21	thus	thus	ADV
ajbmeb-2004	37	22	enhancing	enhance	VERB
ajbmeb-2004	37	23	its	its	PRON
ajbmeb-2004	37	24	position	position	NOUN
ajbmeb-2004	37	25	in	in	ADP
ajbmeb-2004	37	26	the	the	DET
ajbmeb-2004	37	27	market	market	NOUN
ajbmeb-2004	37	28	and	and	CCONJ
ajbmeb-2004	37	29	achieving	achieve	VERB
ajbmeb-2004	37	30	competitive	competitive	ADJ
ajbmeb-2004	37	31	advantage	advantage	NOUN
ajbmeb-2004	37	32	.	.	PUNCT
ajbmeb-2004	38	1	this	this	DET
ajbmeb-2004	38	2	hypothesis	hypothesis	NOUN
ajbmeb-2004	38	3	will	will	AUX
ajbmeb-2004	38	4	require	require	VERB
ajbmeb-2004	38	5	careful	careful	ADJ
ajbmeb-2004	38	6	study	study	NOUN
ajbmeb-2004	38	7	and	and	CCONJ
ajbmeb-2004	38	8	statistical	statistical	ADJ
ajbmeb-2004	38	9	analysis	analysis	NOUN
ajbmeb-2004	38	10	of	of	ADP
ajbmeb-2004	38	11	the	the	DET
ajbmeb-2004	38	12	financial	financial	ADJ
ajbmeb-2004	38	13	data	datum	NOUN
ajbmeb-2004	38	14	and	and	CCONJ
ajbmeb-2004	38	15	competitive	competitive	ADJ
ajbmeb-2004	38	16	performance	performance	NOUN
ajbmeb-2004	38	17	of	of	ADP
ajbmeb-2004	38	18	private	private	ADJ
ajbmeb-2004	38	19	commercial	commercial	ADJ
ajbmeb-2004	38	20	banks	bank	NOUN
ajbmeb-2004	38	21	,	,	PUNCT
ajbmeb-2004	38	22	with	with	ADP
ajbmeb-2004	38	23	the	the	DET
ajbmeb-2004	38	24	aim	aim	NOUN
ajbmeb-2004	38	25	of	of	ADP
ajbmeb-2004	38	26	determining	determine	VERB
ajbmeb-2004	38	27	the	the	DET
ajbmeb-2004	38	28	extent	extent	NOUN
ajbmeb-2004	38	29	to	to	PART
ajbmeb-2004	38	30	which	which	PRON
ajbmeb-2004	38	31	financial	financial	ADJ
ajbmeb-2004	38	32	statement	statement	NOUN
ajbmeb-2004	38	33	analysis	analysis	NOUN
ajbmeb-2004	38	34	affects	affect	VERB
ajbmeb-2004	38	35	achieving	achieve	VERB
ajbmeb-2004	38	36	that	that	SCONJ
ajbmeb-2004	38	37	competitive	competitive	ADJ
ajbmeb-2004	38	38	advantage	advantage	NOUN
ajbmeb-2004	38	39	.	.	PUNCT
ajbmeb-2004	39	1	research	research	NOUN
ajbmeb-2004	39	2	methodology	methodology	NOUN
ajbmeb-2004	39	3	:	:	PUNCT
ajbmeb-2004	39	4	the	the	DET
ajbmeb-2004	39	5	research	research	NOUN
ajbmeb-2004	39	6	relied	rely	VERB
ajbmeb-2004	39	7	on	on	ADP
ajbmeb-2004	39	8	combining	combine	VERB
ajbmeb-2004	39	9	the	the	DET
ajbmeb-2004	39	10	descriptive	descriptive	ADJ
ajbmeb-2004	39	11	(	(	PUNCT
ajbmeb-2004	39	12	theoretical	theoretical	ADJ
ajbmeb-2004	39	13	)	)	PUNCT
ajbmeb-2004	39	14	method	method	NOUN
ajbmeb-2004	39	15	and	and	CCONJ
ajbmeb-2004	39	16	the	the	DET
ajbmeb-2004	39	17	quantitative	quantitative	ADJ
ajbmeb-2004	39	18	(	(	PUNCT
ajbmeb-2004	39	19	measurement	measurement	NOUN
ajbmeb-2004	39	20	)	)	PUNCT
ajbmeb-2004	39	21	method	method	NOUN
ajbmeb-2004	39	22	using	use	VERB
ajbmeb-2004	39	23	the	the	DET
ajbmeb-2004	39	24	statistical	statistical	ADJ
ajbmeb-2004	39	25	program	program	NOUN
ajbmeb-2004	39	26	(	(	PUNCT
ajbmeb-2004	39	27	eviews	eviews	PROPN
ajbmeb-2004	39	28	9	9	NUM
ajbmeb-2004	39	29	)	)	PUNCT
ajbmeb-2004	39	30	in	in	ADP
ajbmeb-2004	39	31	order	order	NOUN
ajbmeb-2004	39	32	to	to	PART
ajbmeb-2004	39	33	measure	measure	VERB
ajbmeb-2004	39	34	and	and	CCONJ
ajbmeb-2004	39	35	analyze	analyze	VERB
ajbmeb-2004	39	36	the	the	DET
ajbmeb-2004	39	37	impact	impact	NOUN
ajbmeb-2004	39	38	of	of	ADP
ajbmeb-2004	39	39	financial	financial	ADJ
ajbmeb-2004	39	40	statement	statement	NOUN
ajbmeb-2004	39	41	analysis	analysis	NOUN
ajbmeb-2004	39	42	using	use	VERB
ajbmeb-2004	39	43	financial	financial	ADJ
ajbmeb-2004	39	44	ratios	ratio	NOUN
ajbmeb-2004	39	45	on	on	ADP
ajbmeb-2004	39	46	the	the	DET
ajbmeb-2004	39	47	competitive	competitive	ADJ
ajbmeb-2004	39	48	advantage	advantage	NOUN
ajbmeb-2004	39	49	of	of	ADP
ajbmeb-2004	39	50	one	one	NUM
ajbmeb-2004	39	51	of	of	ADP
ajbmeb-2004	39	52	the	the	DET
ajbmeb-2004	39	53	private	private	ADJ
ajbmeb-2004	39	54	banks	bank	NOUN
ajbmeb-2004	39	55	in	in	ADP
ajbmeb-2004	39	56	iraq	iraq	PROPN
ajbmeb-2004	39	57	during	during	ADP
ajbmeb-2004	39	58	the	the	DET
ajbmeb-2004	39	59	period	period	NOUN
ajbmeb-2004	39	60	(	(	PUNCT
ajbmeb-2004	39	61	2010	2010	NUM
ajbmeb-2004	39	62	-	-	SYM
ajbmeb-2004	39	63	2021	2021	NUM
ajbmeb-2004	39	64	)	)	PUNCT
ajbmeb-2004	39	65	.	.	PUNCT
ajbmeb-2004	40	1	temporal	temporal	ADJ
ajbmeb-2004	40	2	and	and	CCONJ
ajbmeb-2004	40	3	spatial	spatial	ADJ
ajbmeb-2004	40	4	limits	limit	NOUN
ajbmeb-2004	40	5	of	of	ADP
ajbmeb-2004	40	6	research	research	NOUN
ajbmeb-2004	40	7	:	:	PUNCT
ajbmeb-2004	40	8	spatial	spatial	ADJ
ajbmeb-2004	40	9	boundaries	boundary	NOUN
ajbmeb-2004	40	10	:	:	PUNCT
ajbmeb-2004	40	11	the	the	DET
ajbmeb-2004	40	12	impact	impact	NOUN
ajbmeb-2004	40	13	of	of	ADP
ajbmeb-2004	40	14	analyzing	analyze	VERB
ajbmeb-2004	40	15	financial	financial	ADJ
ajbmeb-2004	40	16	statements	statement	NOUN
ajbmeb-2004	40	17	using	use	VERB
ajbmeb-2004	40	18	the	the	DET
ajbmeb-2004	40	19	financial	financial	ADJ
ajbmeb-2004	40	20	ratios	ratio	NOUN
ajbmeb-2004	40	21	method	method	VERB
ajbmeb-2004	40	22	on	on	ADP
ajbmeb-2004	40	23	the	the	DET
ajbmeb-2004	40	24	competitive	competitive	ADJ
ajbmeb-2004	40	25	advantage	advantage	NOUN
ajbmeb-2004	40	26	of	of	ADP
ajbmeb-2004	40	27	assyria	assyria	PROPN
ajbmeb-2004	40	28	national	national	PROPN
ajbmeb-2004	40	29	bank	bank	PROPN
ajbmeb-2004	40	30	.	.	PUNCT
ajbmeb-2004	41	1	spatial	spatial	ADJ
ajbmeb-2004	41	2	boundaries	boundary	NOUN
ajbmeb-2004	41	3	:	:	PUNCT
ajbmeb-2004	41	4	duration	duration	NOUN
ajbmeb-2004	41	5	(	(	PUNCT
ajbmeb-2004	41	6	2010	2010	NUM
ajbmeb-2004	41	7	-	-	SYM
ajbmeb-2004	41	8	2021	2021	NUM
ajbmeb-2004	41	9	)	)	PUNCT
ajbmeb-2004	41	10	.	.	PUNCT
ajbmeb-2004	42	1	the	the	DET
ajbmeb-2004	42	2	research	research	NOUN
ajbmeb-2004	42	3	sample	sample	NOUN
ajbmeb-2004	42	4	:	:	PUNCT
ajbmeb-2004	42	5	assyria	assyria	PROPN
ajbmeb-2004	42	6	national	national	PROPN
ajbmeb-2004	42	7	bank	bank	PROPN
ajbmeb-2004	42	8	was	be	AUX
ajbmeb-2004	42	9	taken	take	VERB
ajbmeb-2004	42	10	as	as	ADP
ajbmeb-2004	42	11	a	a	DET
ajbmeb-2004	42	12	sample	sample	NOUN
ajbmeb-2004	42	13	for	for	ADP
ajbmeb-2004	42	14	the	the	DET
ajbmeb-2004	42	15	research	research	NOUN
ajbmeb-2004	42	16	,	,	PUNCT
ajbmeb-2004	42	17	and	and	CCONJ
ajbmeb-2004	42	18	the	the	DET
ajbmeb-2004	42	19	focus	focus	NOUN
ajbmeb-2004	42	20	was	be	AUX
ajbmeb-2004	42	21	on	on	ADP
ajbmeb-2004	42	22	the	the	DET
ajbmeb-2004	42	23	following	follow	VERB
ajbmeb-2004	42	24	financial	financial	ADJ
ajbmeb-2004	42	25	ratios	ratio	NOUN
ajbmeb-2004	42	26	(	(	PUNCT
ajbmeb-2004	42	27	liquidity	liquidity	NOUN
ajbmeb-2004	42	28	ratio	ratio	NOUN
ajbmeb-2004	42	29	,	,	PUNCT
ajbmeb-2004	42	30	rate	rate	NOUN
ajbmeb-2004	42	31	of	of	ADP
ajbmeb-2004	42	32	return	return	NOUN
ajbmeb-2004	42	33	on	on	ADP
ajbmeb-2004	42	34	assets	asset	NOUN
ajbmeb-2004	42	35	,	,	PUNCT
ajbmeb-2004	42	36	rate	rate	NOUN
ajbmeb-2004	42	37	of	of	ADP
ajbmeb-2004	42	38	return	return	NOUN
ajbmeb-2004	42	39	on	on	ADP
ajbmeb-2004	42	40	equity	equity	NOUN
ajbmeb-2004	42	41	,	,	PUNCT
ajbmeb-2004	42	42	rate	rate	NOUN
ajbmeb-2004	42	43	of	of	ADP
ajbmeb-2004	42	44	return	return	NOUN
ajbmeb-2004	42	45	on	on	ADP
ajbmeb-2004	42	46	capital	capital	NOUN
ajbmeb-2004	42	47	for	for	ADP
ajbmeb-2004	42	48	the	the	DET
ajbmeb-2004	42	49	years	year	NOUN
ajbmeb-2004	42	50	(	(	PUNCT
ajbmeb-2004	42	51	2010	2010	NUM
ajbmeb-2004	42	52	-	-	SYM
ajbmeb-2004	42	53	2021	2021	NUM
ajbmeb-2004	42	54	)	)	PUNCT
ajbmeb-2004	42	55	)	)	PUNCT
ajbmeb-2004	42	56	and	and	CCONJ
ajbmeb-2004	42	57	the	the	DET
ajbmeb-2004	42	58	extent	extent	NOUN
ajbmeb-2004	42	59	to	to	PART
ajbmeb-2004	42	60	which	which	PRON
ajbmeb-2004	42	61	the	the	DET
ajbmeb-2004	42	62	bank	bank	NOUN
ajbmeb-2004	42	63	uses	use	VERB
ajbmeb-2004	42	64	these	these	DET
ajbmeb-2004	42	65	ratios	ratio	NOUN
ajbmeb-2004	42	66	in	in	ADP
ajbmeb-2004	42	67	achieving	achieve	VERB
ajbmeb-2004	42	68	one	one	NUM
ajbmeb-2004	42	69	of	of	ADP
ajbmeb-2004	42	70	the	the	DET
ajbmeb-2004	42	71	indicators	indicator	NOUN
ajbmeb-2004	42	72	of	of	ADP
ajbmeb-2004	42	73	competitive	competitive	ADJ
ajbmeb-2004	42	74	advantage	advantage	NOUN
ajbmeb-2004	42	75	,	,	PUNCT
ajbmeb-2004	42	76	which	which	PRON
ajbmeb-2004	42	77	is	be	AUX
ajbmeb-2004	42	78	increasing	increase	VERB
ajbmeb-2004	42	79	the	the	DET
ajbmeb-2004	42	80	number	number	NOUN
ajbmeb-2004	42	81	of	of	ADP
ajbmeb-2004	42	82	its	its	PRON
ajbmeb-2004	42	83	branches	branch	NOUN
ajbmeb-2004	42	84	throughout	throughout	ADP
ajbmeb-2004	42	85	the	the	DET
ajbmeb-2004	42	86	country	country	NOUN
ajbmeb-2004	42	87	.	.	PUNCT
ajbmeb-2004	43	1	previous	previous	ADJ
ajbmeb-2004	43	2	studies	study	NOUN
ajbmeb-2004	43	3	:	:	PUNCT
ajbmeb-2004	43	4	1	1	X
ajbmeb-2004	43	5	.	.	X
ajbmeb-2004	43	6	a	a	DET
ajbmeb-2004	43	7	field	field	NOUN
ajbmeb-2004	43	8	study	study	NOUN
ajbmeb-2004	43	9	of	of	ADP
ajbmeb-2004	43	10	a	a	DET
ajbmeb-2004	43	11	sample	sample	NOUN
ajbmeb-2004	43	12	of	of	ADP
ajbmeb-2004	43	13	private	private	ADJ
ajbmeb-2004	43	14	contacts	contact	NOUN
ajbmeb-2004	43	15	in	in	ADP
ajbmeb-2004	43	16	iraq	iraq	PROPN
ajbmeb-2004	43	17	.	.	PUNCT
ajbmeb-2004	44	1	a	a	DET
ajbmeb-2004	44	2	period	period	NOUN
ajbmeb-2004	44	3	of	of	ADP
ajbmeb-2004	44	4	time	time	NOUN
ajbmeb-2004	44	5	ago	ago	ADV
ajbmeb-2004	44	6	,	,	PUNCT
ajbmeb-2004	44	7	financial	financial	ADJ
ajbmeb-2004	44	8	statement	statement	NOUN
ajbmeb-2004	44	9	analysis	analysis	NOUN
ajbmeb-2004	44	10	was	be	AUX
ajbmeb-2004	44	11	used	use	VERB
ajbmeb-2004	44	12	to	to	PART
ajbmeb-2004	44	13	investigate	investigate	VERB
ajbmeb-2004	44	14	another	another	DET
ajbmeb-2004	44	15	part	part	NOUN
ajbmeb-2004	44	16	of	of	ADP
ajbmeb-2004	44	17	the	the	DET
ajbmeb-2004	44	18	iraqi	iraqi	ADJ
ajbmeb-2004	44	19	gulf	gulf	PROPN
ajbmeb-2004	44	20	commercial	commercial	PROPN
ajbmeb-2004	44	21	bank	bank	PROPN
ajbmeb-2004	44	22	.	.	PUNCT
ajbmeb-2004	45	1	:	:	PUNCT
ajbmeb-2004	45	2	this	this	DET
ajbmeb-2004	45	3	study	study	NOUN
ajbmeb-2004	45	4	examined	examine	VERB
ajbmeb-2004	45	5	the	the	DET
ajbmeb-2004	45	6	extent	extent	NOUN
ajbmeb-2004	45	7	to	to	PART
ajbmeb-2004	45	8	which	which	PRON
ajbmeb-2004	45	9	the	the	DET
ajbmeb-2004	45	10	bank	bank	NOUN
ajbmeb-2004	45	11	’s	’s	PART
ajbmeb-2004	45	12	management	management	NOUN
ajbmeb-2004	45	13	used	use	VERB
ajbmeb-2004	45	14	analysis	analysis	NOUN
ajbmeb-2004	45	15	of	of	ADP
ajbmeb-2004	45	16	the	the	DET
ajbmeb-2004	45	17	bank	bank	NOUN
ajbmeb-2004	45	18	’s	’s	PART
ajbmeb-2004	45	19	liquidity	liquidity	NOUN
ajbmeb-2004	45	20	ratios	ratio	NOUN
ajbmeb-2004	45	21	for	for	ADP
ajbmeb-2004	45	22	the	the	DET
ajbmeb-2004	45	23	period	period	NOUN
ajbmeb-2004	45	24	(	(	PUNCT
ajbmeb-2004	45	25	2005	2005	NUM
ajbmeb-2004	45	26	-	-	SYM
ajbmeb-2004	45	27	2022	2022	NUM
ajbmeb-2004	45	28	)	)	PUNCT
ajbmeb-2004	45	29	in	in	ADP
ajbmeb-2004	45	30	achieving	achieve	VERB
ajbmeb-2004	45	31	competitive	competitive	ADJ
ajbmeb-2004	45	32	advantage	advantage	NOUN
ajbmeb-2004	45	33	by	by	ADP
ajbmeb-2004	45	34	increasing	increase	VERB
ajbmeb-2004	45	35	the	the	DET
ajbmeb-2004	45	36	number	number	NOUN
ajbmeb-2004	45	37	of	of	ADP
ajbmeb-2004	45	38	its	its	PRON
ajbmeb-2004	45	39	depositors	depositor	NOUN
ajbmeb-2004	45	40	during	during	ADP
ajbmeb-2004	45	41	the	the	DET
ajbmeb-2004	45	42	aforementioned	aforementioned	ADJ
ajbmeb-2004	45	43	period	period	NOUN
ajbmeb-2004	45	44	.	.	PUNCT
ajbmeb-2004	46	1	the	the	DET
ajbmeb-2004	46	2	study	study	NOUN
ajbmeb-2004	46	3	looked	look	VERB
ajbmeb-2004	46	4	at	at	ADP
ajbmeb-2004	46	5	the	the	DET
ajbmeb-2004	46	6	bank	bank	NOUN
ajbmeb-2004	46	7	’s	’s	PART
ajbmeb-2004	46	8	management	management	NOUN
ajbmeb-2004	46	9	reports	report	NOUN
ajbmeb-2004	46	10	during	during	ADP
ajbmeb-2004	46	11	the	the	DET
ajbmeb-2004	46	12	years	year	NOUN
ajbmeb-2004	46	13	of	of	ADP
ajbmeb-2004	46	14	research	research	NOUN
ajbmeb-2004	46	15	.	.	PUNCT
ajbmeb-2004	47	1	as	as	ADV
ajbmeb-2004	47	2	well	well	ADV
ajbmeb-2004	47	3	as	as	ADP
ajbmeb-2004	47	4	conducting	conduct	VERB
ajbmeb-2004	47	5	personal	personal	ADJ
ajbmeb-2004	47	6	interviews	interview	NOUN
ajbmeb-2004	47	7	with	with	ADP
ajbmeb-2004	47	8	members	member	NOUN
ajbmeb-2004	47	9	of	of	ADP
ajbmeb-2004	47	10	the	the	DET
ajbmeb-2004	47	11	board	board	NOUN
ajbmeb-2004	47	12	of	of	ADP
ajbmeb-2004	47	13	directors	director	NOUN
ajbmeb-2004	47	14	and	and	CCONJ
ajbmeb-2004	47	15	branch	branch	NOUN
ajbmeb-2004	47	16	managers	manager	NOUN
ajbmeb-2004	47	17	,	,	PUNCT
ajbmeb-2004	47	18	as	as	ADV
ajbmeb-2004	47	19	well	well	ADV
ajbmeb-2004	47	20	as	as	ADP
ajbmeb-2004	47	21	preparing	prepare	VERB
ajbmeb-2004	47	22	a	a	DET
ajbmeb-2004	47	23	survey	survey	NOUN
ajbmeb-2004	47	24	list	list	NOUN
ajbmeb-2004	47	25	for	for	ADP
ajbmeb-2004	47	26	a	a	DET
ajbmeb-2004	47	27	number	number	NOUN
ajbmeb-2004	47	28	of	of	ADP
ajbmeb-2004	47	29	department	department	NOUN
ajbmeb-2004	47	30	heads	head	NOUN
ajbmeb-2004	47	31	working	work	VERB
ajbmeb-2004	47	32	in	in	ADP
ajbmeb-2004	47	33	the	the	DET
ajbmeb-2004	47	34	bank	bank	NOUN
ajbmeb-2004	47	35	.	.	PUNCT
ajbmeb-2004	48	1	this	this	DET
ajbmeb-2004	48	2	study	study	NOUN
ajbmeb-2004	48	3	concluded	conclude	VERB
ajbmeb-2004	48	4	that	that	SCONJ
ajbmeb-2004	48	5	the	the	DET
ajbmeb-2004	48	6	bank	bank	NOUN
ajbmeb-2004	48	7	’s	’s	PART
ajbmeb-2004	48	8	management	management	NOUN
ajbmeb-2004	48	9	relies	rely	VERB
ajbmeb-2004	48	10	heavily	heavily	ADV
ajbmeb-2004	48	11	on	on	ADP
ajbmeb-2004	48	12	liquidity	liquidity	NOUN
ajbmeb-2004	48	13	ratios	ratio	NOUN
ajbmeb-2004	48	14	in	in	ADP
ajbmeb-2004	48	15	order	order	NOUN
ajbmeb-2004	48	16	to	to	PART
ajbmeb-2004	48	17	make	make	VERB
ajbmeb-2004	48	18	important	important	ADJ
ajbmeb-2004	48	19	decisions	decision	NOUN
ajbmeb-2004	48	20	in	in	ADP
ajbmeb-2004	48	21	the	the	DET
ajbmeb-2004	48	22	field	field	NOUN
ajbmeb-2004	48	23	of	of	ADP
ajbmeb-2004	48	24	improving	improve	VERB
ajbmeb-2004	48	25	the	the	DET
ajbmeb-2004	48	26	service	service	NOUN
ajbmeb-2004	48	27	provided	provide	VERB
ajbmeb-2004	48	28	to	to	ADP
ajbmeb-2004	48	29	its	its	PRON
ajbmeb-2004	48	30	customers	customer	NOUN
ajbmeb-2004	48	31	.	.	PUNCT
ajbmeb-2004	49	1	this	this	PRON
ajbmeb-2004	49	2	was	be	AUX
ajbmeb-2004	49	3	reflected	reflect	VERB
ajbmeb-2004	49	4	positively	positively	ADV
ajbmeb-2004	49	5	in	in	ADP
ajbmeb-2004	49	6	the	the	DET
ajbmeb-2004	49	7	increase	increase	NOUN
ajbmeb-2004	49	8	in	in	ADP
ajbmeb-2004	49	9	the	the	DET
ajbmeb-2004	49	10	number	number	NOUN
ajbmeb-2004	49	11	of	of	ADP
ajbmeb-2004	49	12	its	its	PRON
ajbmeb-2004	49	13	depositors	depositor	NOUN
ajbmeb-2004	49	14	during	during	ADP
ajbmeb-2004	49	15	the	the	DET
ajbmeb-2004	49	16	aforementioned	aforementioned	ADJ
ajbmeb-2004	49	17	period	period	NOUN
ajbmeb-2004	49	18	.	.	PUNCT
ajbmeb-2004	50	1	american	american	ADJ
ajbmeb-2004	50	2	journal	journal	PROPN
ajbmeb-2004	50	3	of	of	ADP
ajbmeb-2004	50	4	business	business	NOUN
ajbmeb-2004	50	5	management	management	NOUN
ajbmeb-2004	50	6	,	,	PUNCT
ajbmeb-2004	50	7	economics	economic	NOUN
ajbmeb-2004	50	8	and	and	CCONJ
ajbmeb-2004	50	9	banking	banking	NOUN
ajbmeb-2004	50	10	volume	volume	NOUN
ajbmeb-2004	50	11	23	23	NUM
ajbmeb-2004	50	12	april	april	PROPN
ajbmeb-2004	50	13	2024	2024	NUM
ajbmeb-2004	50	14	p	p	NOUN
ajbmeb-2004	50	15	a	a	PRON
ajbmeb-2004	50	16	g	g	NOUN
ajbmeb-2004	50	17	e	e	NOUN
ajbmeb-2004	50	18	|	|	ADV
ajbmeb-2004	50	19	116	116	NUM
ajbmeb-2004	50	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	50	21	2	2	NUM
ajbmeb-2004	50	22	.	.	PUNCT
ajbmeb-2004	51	1	the	the	DET
ajbmeb-2004	51	2	use	use	NOUN
ajbmeb-2004	51	3	of	of	ADP
ajbmeb-2004	51	4	financial	financial	ADJ
ajbmeb-2004	51	5	indicators	indicator	NOUN
ajbmeb-2004	51	6	in	in	ADP
ajbmeb-2004	51	7	islamic	islamic	ADJ
ajbmeb-2004	51	8	banks	bank	NOUN
ajbmeb-2004	51	9	and	and	CCONJ
ajbmeb-2004	51	10	their	their	PRON
ajbmeb-2004	51	11	impact	impact	NOUN
ajbmeb-2004	51	12	on	on	ADP
ajbmeb-2004	51	13	achieving	achieve	VERB
ajbmeb-2004	51	14	competitive	competitive	ADJ
ajbmeb-2004	51	15	advantages	advantage	NOUN
ajbmeb-2004	51	16	in	in	ADP
ajbmeb-2004	51	17	iraq	iraq	PROPN
ajbmeb-2004	51	18	during	during	ADP
ajbmeb-2004	51	19	the	the	DET
ajbmeb-2004	51	20	period	period	NOUN
ajbmeb-2004	51	21	(	(	PUNCT
ajbmeb-2004	51	22	2007	2007	NUM
ajbmeb-2004	51	23	-	-	SYM
ajbmeb-2004	51	24	2019	2019	NUM
ajbmeb-2004	51	25	)	)	PUNCT
ajbmeb-2004	51	26	.	.	PUNCT
ajbmeb-2004	52	1	this	this	DET
ajbmeb-2004	52	2	study	study	NOUN
ajbmeb-2004	52	3	took	take	VERB
ajbmeb-2004	52	4	a	a	DET
ajbmeb-2004	52	5	sample	sample	NOUN
ajbmeb-2004	52	6	of	of	ADP
ajbmeb-2004	52	7	three	three	NUM
ajbmeb-2004	52	8	islamic	islamic	ADJ
ajbmeb-2004	52	9	banks	bank	NOUN
ajbmeb-2004	52	10	in	in	ADP
ajbmeb-2004	52	11	iraq	iraq	PROPN
ajbmeb-2004	52	12	during	during	ADP
ajbmeb-2004	52	13	the	the	DET
ajbmeb-2004	52	14	period	period	NOUN
ajbmeb-2004	52	15	(	(	PUNCT
ajbmeb-2004	52	16	2007	2007	NUM
ajbmeb-2004	52	17	-	-	SYM
ajbmeb-2004	52	18	2019	2019	NUM
ajbmeb-2004	52	19	)	)	PUNCT
ajbmeb-2004	52	20	and	and	CCONJ
ajbmeb-2004	52	21	took	take	VERB
ajbmeb-2004	52	22	a	a	DET
ajbmeb-2004	52	23	sample	sample	NOUN
ajbmeb-2004	52	24	of	of	ADP
ajbmeb-2004	52	25	the	the	DET
ajbmeb-2004	52	26	financial	financial	ADJ
ajbmeb-2004	52	27	indicators	indicator	NOUN
ajbmeb-2004	52	28	.	.	PUNCT
ajbmeb-2004	53	1	approved	approve	VERB
ajbmeb-2004	53	2	by	by	ADP
ajbmeb-2004	53	3	the	the	DET
ajbmeb-2004	53	4	bank	bank	NOUN
ajbmeb-2004	53	5	’s	’s	PART
ajbmeb-2004	53	6	management	management	NOUN
ajbmeb-2004	53	7	to	to	PART
ajbmeb-2004	53	8	improve	improve	VERB
ajbmeb-2004	53	9	the	the	DET
ajbmeb-2004	53	10	quality	quality	NOUN
ajbmeb-2004	53	11	of	of	ADP
ajbmeb-2004	53	12	banking	banking	NOUN
ajbmeb-2004	53	13	service	service	NOUN
ajbmeb-2004	53	14	provided	provide	VERB
ajbmeb-2004	53	15	by	by	ADP
ajbmeb-2004	53	16	these	these	DET
ajbmeb-2004	53	17	banks	bank	NOUN
ajbmeb-2004	53	18	and	and	CCONJ
ajbmeb-2004	53	19	the	the	DET
ajbmeb-2004	53	20	extent	extent	NOUN
ajbmeb-2004	53	21	to	to	PART
ajbmeb-2004	53	22	which	which	PRON
ajbmeb-2004	53	23	it	it	PRON
ajbmeb-2004	53	24	reflects	reflect	VERB
ajbmeb-2004	53	25	on	on	ADP
ajbmeb-2004	53	26	achieving	achieve	VERB
ajbmeb-2004	53	27	a	a	DET
ajbmeb-2004	53	28	set	set	NOUN
ajbmeb-2004	53	29	of	of	ADP
ajbmeb-2004	53	30	competitive	competitive	ADJ
ajbmeb-2004	53	31	advantages	advantage	NOUN
ajbmeb-2004	53	32	,	,	PUNCT
ajbmeb-2004	53	33	this	this	DET
ajbmeb-2004	53	34	study	study	NOUN
ajbmeb-2004	53	35	used	use	VERB
ajbmeb-2004	53	36	two	two	NUM
ajbmeb-2004	53	37	types	type	NOUN
ajbmeb-2004	53	38	of	of	ADP
ajbmeb-2004	53	39	questionnaires	questionnaire	NOUN
ajbmeb-2004	53	40	,	,	PUNCT
ajbmeb-2004	53	41	the	the	DET
ajbmeb-2004	53	42	first	first	ADJ
ajbmeb-2004	53	43	type	type	NOUN
ajbmeb-2004	53	44	was	be	AUX
ajbmeb-2004	53	45	distributed	distribute	VERB
ajbmeb-2004	53	46	to	to	ADP
ajbmeb-2004	53	47	members	member	NOUN
ajbmeb-2004	53	48	of	of	ADP
ajbmeb-2004	53	49	the	the	DET
ajbmeb-2004	53	50	board	board	NOUN
ajbmeb-2004	53	51	of	of	ADP
ajbmeb-2004	53	52	directors	director	NOUN
ajbmeb-2004	53	53	and	and	CCONJ
ajbmeb-2004	53	54	branch	branch	NOUN
ajbmeb-2004	53	55	managers	manager	NOUN
ajbmeb-2004	53	56	of	of	ADP
ajbmeb-2004	53	57	the	the	DET
ajbmeb-2004	53	58	sample	sample	NOUN
ajbmeb-2004	53	59	banks	bank	NOUN
ajbmeb-2004	53	60	,	,	PUNCT
ajbmeb-2004	53	61	and	and	CCONJ
ajbmeb-2004	53	62	the	the	DET
ajbmeb-2004	53	63	other	other	ADJ
ajbmeb-2004	53	64	type	type	NOUN
ajbmeb-2004	53	65	was	be	AUX
ajbmeb-2004	53	66	distributed	distribute	VERB
ajbmeb-2004	53	67	to	to	ADP
ajbmeb-2004	53	68	a	a	DET
ajbmeb-2004	53	69	sample	sample	NOUN
ajbmeb-2004	53	70	of	of	ADP
ajbmeb-2004	53	71	the	the	DET
ajbmeb-2004	53	72	bank	bank	NOUN
ajbmeb-2004	53	73	’s	’s	PART
ajbmeb-2004	53	74	customers	customer	NOUN
ajbmeb-2004	53	75	.	.	PUNCT
ajbmeb-2004	54	1	this	this	DET
ajbmeb-2004	54	2	study	study	NOUN
ajbmeb-2004	54	3	concluded	conclude	VERB
ajbmeb-2004	54	4	that	that	SCONJ
ajbmeb-2004	54	5	bank	bank	NOUN
ajbmeb-2004	54	6	departments	department	NOUN
ajbmeb-2004	54	7	rely	rely	VERB
ajbmeb-2004	54	8	heavily	heavily	ADV
ajbmeb-2004	54	9	on	on	ADP
ajbmeb-2004	54	10	the	the	DET
ajbmeb-2004	54	11	analysis	analysis	NOUN
ajbmeb-2004	54	12	of	of	ADP
ajbmeb-2004	54	13	financial	financial	ADJ
ajbmeb-2004	54	14	indicators	indicator	NOUN
ajbmeb-2004	54	15	in	in	ADP
ajbmeb-2004	54	16	making	make	VERB
ajbmeb-2004	54	17	their	their	PRON
ajbmeb-2004	54	18	decisions	decision	NOUN
ajbmeb-2004	54	19	to	to	PART
ajbmeb-2004	54	20	improve	improve	VERB
ajbmeb-2004	54	21	the	the	DET
ajbmeb-2004	54	22	quality	quality	NOUN
ajbmeb-2004	54	23	of	of	ADP
ajbmeb-2004	54	24	banking	banking	NOUN
ajbmeb-2004	54	25	service	service	NOUN
ajbmeb-2004	54	26	,	,	PUNCT
ajbmeb-2004	54	27	but	but	CCONJ
ajbmeb-2004	54	28	this	this	PRON
ajbmeb-2004	54	29	was	be	AUX
ajbmeb-2004	54	30	not	not	PART
ajbmeb-2004	54	31	reflected	reflect	VERB
ajbmeb-2004	54	32	in	in	ADP
ajbmeb-2004	54	33	the	the	DET
ajbmeb-2004	54	34	achievement	achievement	NOUN
ajbmeb-2004	54	35	of	of	ADP
ajbmeb-2004	54	36	competitive	competitive	ADJ
ajbmeb-2004	54	37	advantage	advantage	NOUN
ajbmeb-2004	54	38	for	for	ADP
ajbmeb-2004	54	39	these	these	DET
ajbmeb-2004	54	40	banks	bank	NOUN
ajbmeb-2004	54	41	during	during	ADP
ajbmeb-2004	54	42	the	the	DET
ajbmeb-2004	54	43	aforementioned	aforementioned	ADJ
ajbmeb-2004	54	44	period	period	NOUN
ajbmeb-2004	54	45	.	.	PUNCT
ajbmeb-2004	55	1	3	3	X
ajbmeb-2004	55	2	.	.	X
ajbmeb-2004	55	3	measuring	measure	VERB
ajbmeb-2004	55	4	the	the	DET
ajbmeb-2004	55	5	extent	extent	NOUN
ajbmeb-2004	55	6	to	to	PART
ajbmeb-2004	55	7	which	which	PRON
ajbmeb-2004	55	8	financial	financial	ADJ
ajbmeb-2004	55	9	statement	statement	NOUN
ajbmeb-2004	55	10	analysis	analysis	NOUN
ajbmeb-2004	55	11	reduces	reduce	VERB
ajbmeb-2004	55	12	the	the	DET
ajbmeb-2004	55	13	cost	cost	NOUN
ajbmeb-2004	55	14	of	of	ADP
ajbmeb-2004	55	15	services	service	NOUN
ajbmeb-2004	55	16	provided	provide	VERB
ajbmeb-2004	55	17	to	to	ADP
ajbmeb-2004	55	18	customers	customer	NOUN
ajbmeb-2004	55	19	for	for	ADP
ajbmeb-2004	55	20	a	a	DET
ajbmeb-2004	55	21	sample	sample	NOUN
ajbmeb-2004	55	22	of	of	ADP
ajbmeb-2004	55	23	private	private	ADJ
ajbmeb-2004	55	24	banks	bank	NOUN
ajbmeb-2004	55	25	in	in	ADP
ajbmeb-2004	55	26	jordan	jordan	PROPN
ajbmeb-2004	55	27	during	during	ADP
ajbmeb-2004	55	28	the	the	DET
ajbmeb-2004	55	29	period	period	NOUN
ajbmeb-2004	55	30	(	(	PUNCT
ajbmeb-2004	55	31	2009	2009	NUM
ajbmeb-2004	55	32	-	-	SYM
ajbmeb-2004	55	33	2017	2017	NUM
ajbmeb-2004	55	34	):	):	PUNCT
ajbmeb-2004	55	35	this	this	DET
ajbmeb-2004	55	36	study	study	NOUN
ajbmeb-2004	55	37	took	take	VERB
ajbmeb-2004	55	38	a	a	DET
ajbmeb-2004	55	39	sample	sample	NOUN
ajbmeb-2004	55	40	of	of	ADP
ajbmeb-2004	55	41	four	four	NUM
ajbmeb-2004	55	42	private	private	ADJ
ajbmeb-2004	55	43	banks	bank	NOUN
ajbmeb-2004	55	44	in	in	ADP
ajbmeb-2004	55	45	jordan	jordan	PROPN
ajbmeb-2004	55	46	during	during	ADP
ajbmeb-2004	55	47	the	the	DET
ajbmeb-2004	55	48	period	period	NOUN
ajbmeb-2004	55	49	(	(	PUNCT
ajbmeb-2004	55	50	2009	2009	NUM
ajbmeb-2004	55	51	)	)	PUNCT
ajbmeb-2004	55	52	.	.	PUNCT
ajbmeb-2004	56	1	(	(	PUNCT
ajbmeb-2004	56	2	2017	2017	NUM
ajbmeb-2004	56	3	)	)	PUNCT
ajbmeb-2004	56	4	and	and	CCONJ
ajbmeb-2004	56	5	i	i	PRON
ajbmeb-2004	56	6	took	take	VERB
ajbmeb-2004	56	7	a	a	DET
ajbmeb-2004	56	8	sample	sample	NOUN
ajbmeb-2004	56	9	of	of	ADP
ajbmeb-2004	56	10	the	the	DET
ajbmeb-2004	56	11	approved	approve	VERB
ajbmeb-2004	56	12	financial	financial	ADJ
ajbmeb-2004	56	13	indicators	indicator	NOUN
ajbmeb-2004	56	14	found	find	VERB
ajbmeb-2004	56	15	in	in	ADP
ajbmeb-2004	56	16	the	the	DET
ajbmeb-2004	56	17	financial	financial	ADJ
ajbmeb-2004	56	18	statements	statement	NOUN
ajbmeb-2004	56	19	published	publish	VERB
ajbmeb-2004	56	20	by	by	ADP
ajbmeb-2004	56	21	the	the	DET
ajbmeb-2004	56	22	bank	bank	NOUN
ajbmeb-2004	56	23	on	on	ADP
ajbmeb-2004	56	24	the	the	DET
ajbmeb-2004	56	25	jordan	jordan	PROPN
ajbmeb-2004	56	26	securities	securities	PROPN
ajbmeb-2004	56	27	commission	commission	PROPN
ajbmeb-2004	56	28	website	website	NOUN
ajbmeb-2004	56	29	,	,	PUNCT
ajbmeb-2004	56	30	and	and	CCONJ
ajbmeb-2004	56	31	the	the	DET
ajbmeb-2004	56	32	extent	extent	NOUN
ajbmeb-2004	56	33	to	to	PART
ajbmeb-2004	56	34	which	which	PRON
ajbmeb-2004	56	35	the	the	DET
ajbmeb-2004	56	36	matter	matter	NOUN
ajbmeb-2004	56	37	is	be	AUX
ajbmeb-2004	56	38	reflected	reflect	VERB
ajbmeb-2004	56	39	in	in	ADP
ajbmeb-2004	56	40	the	the	DET
ajbmeb-2004	56	41	decisions	decision	NOUN
ajbmeb-2004	56	42	of	of	ADP
ajbmeb-2004	56	43	the	the	DET
ajbmeb-2004	56	44	managements	management	NOUN
ajbmeb-2004	56	45	of	of	ADP
ajbmeb-2004	56	46	these	these	DET
ajbmeb-2004	56	47	banks	bank	NOUN
ajbmeb-2004	56	48	to	to	PART
ajbmeb-2004	56	49	reduce	reduce	VERB
ajbmeb-2004	56	50	the	the	DET
ajbmeb-2004	56	51	costs	cost	NOUN
ajbmeb-2004	56	52	of	of	ADP
ajbmeb-2004	56	53	providing	provide	VERB
ajbmeb-2004	56	54	customer	customer	NOUN
ajbmeb-2004	56	55	services	service	NOUN
ajbmeb-2004	56	56	,	,	PUNCT
ajbmeb-2004	56	57	which	which	PRON
ajbmeb-2004	56	58	is	be	AUX
ajbmeb-2004	56	59	one	one	NUM
ajbmeb-2004	56	60	of	of	ADP
ajbmeb-2004	56	61	the	the	DET
ajbmeb-2004	56	62	strategies	strategy	NOUN
ajbmeb-2004	56	63	for	for	ADP
ajbmeb-2004	56	64	achieving	achieve	VERB
ajbmeb-2004	56	65	competitive	competitive	ADJ
ajbmeb-2004	56	66	advantage	advantage	NOUN
ajbmeb-2004	56	67	.	.	PUNCT
ajbmeb-2004	57	1	this	this	DET
ajbmeb-2004	57	2	study	study	NOUN
ajbmeb-2004	57	3	concluded	conclude	VERB
ajbmeb-2004	57	4	that	that	SCONJ
ajbmeb-2004	57	5	the	the	DET
ajbmeb-2004	57	6	managements	management	NOUN
ajbmeb-2004	57	7	of	of	ADP
ajbmeb-2004	57	8	private	private	ADJ
ajbmeb-2004	57	9	banks	bank	NOUN
ajbmeb-2004	57	10	in	in	ADP
ajbmeb-2004	57	11	jordan	jordan	PROPN
ajbmeb-2004	57	12	mainly	mainly	ADV
ajbmeb-2004	57	13	use	use	VERB
ajbmeb-2004	57	14	the	the	DET
ajbmeb-2004	57	15	analysis	analysis	NOUN
ajbmeb-2004	57	16	of	of	ADP
ajbmeb-2004	57	17	financial	financial	ADJ
ajbmeb-2004	57	18	statements	statement	NOUN
ajbmeb-2004	57	19	for	for	ADP
ajbmeb-2004	57	20	previous	previous	ADJ
ajbmeb-2004	57	21	years	year	NOUN
ajbmeb-2004	57	22	in	in	ADP
ajbmeb-2004	57	23	order	order	NOUN
ajbmeb-2004	57	24	to	to	PART
ajbmeb-2004	57	25	reduce	reduce	VERB
ajbmeb-2004	57	26	the	the	DET
ajbmeb-2004	57	27	current	current	ADJ
ajbmeb-2004	57	28	costs	cost	NOUN
ajbmeb-2004	57	29	of	of	ADP
ajbmeb-2004	57	30	customer	customer	NOUN
ajbmeb-2004	57	31	services	service	NOUN
ajbmeb-2004	57	32	,	,	PUNCT
ajbmeb-2004	57	33	which	which	PRON
ajbmeb-2004	57	34	was	be	AUX
ajbmeb-2004	57	35	reflected	reflect	VERB
ajbmeb-2004	57	36	in	in	ADP
ajbmeb-2004	57	37	a	a	DET
ajbmeb-2004	57	38	significant	significant	ADJ
ajbmeb-2004	57	39	way	way	NOUN
ajbmeb-2004	57	40	.	.	PUNCT
ajbmeb-2004	58	1	positively	positively	ADV
ajbmeb-2004	58	2	,	,	PUNCT
ajbmeb-2004	58	3	reducing	reduce	VERB
ajbmeb-2004	58	4	these	these	DET
ajbmeb-2004	58	5	costs	cost	NOUN
ajbmeb-2004	58	6	for	for	ADP
ajbmeb-2004	58	7	subsequent	subsequent	ADJ
ajbmeb-2004	58	8	years	year	NOUN
ajbmeb-2004	58	9	,	,	PUNCT
ajbmeb-2004	58	10	and	and	CCONJ
ajbmeb-2004	58	11	thus	thus	ADV
ajbmeb-2004	58	12	reducing	reduce	VERB
ajbmeb-2004	58	13	the	the	DET
ajbmeb-2004	58	14	total	total	ADJ
ajbmeb-2004	58	15	costs	cost	NOUN
ajbmeb-2004	58	16	for	for	ADP
ajbmeb-2004	58	17	these	these	DET
ajbmeb-2004	58	18	four	four	NUM
ajbmeb-2004	58	19	banks	bank	NOUN
ajbmeb-2004	58	20	.	.	PUNCT
ajbmeb-2004	59	1	4	4	X
ajbmeb-2004	59	2	.	.	X
ajbmeb-2004	59	3	an	an	DET
ajbmeb-2004	59	4	analytical	analytical	ADJ
ajbmeb-2004	59	5	study	study	NOUN
ajbmeb-2004	59	6	of	of	ADP
ajbmeb-2004	59	7	the	the	DET
ajbmeb-2004	59	8	extent	extent	NOUN
ajbmeb-2004	59	9	to	to	PART
ajbmeb-2004	59	10	which	which	PRON
ajbmeb-2004	59	11	financial	financial	ADJ
ajbmeb-2004	59	12	indicators	indicator	NOUN
ajbmeb-2004	59	13	analysis	analysis	NOUN
ajbmeb-2004	59	14	is	be	AUX
ajbmeb-2004	59	15	used	use	VERB
ajbmeb-2004	59	16	to	to	PART
ajbmeb-2004	59	17	achieve	achieve	VERB
ajbmeb-2004	59	18	the	the	DET
ajbmeb-2004	59	19	ability	ability	NOUN
ajbmeb-2004	59	20	to	to	PART
ajbmeb-2004	59	21	grow	grow	VERB
ajbmeb-2004	59	22	,	,	PUNCT
ajbmeb-2004	59	23	expand	expand	VERB
ajbmeb-2004	59	24	and	and	CCONJ
ajbmeb-2004	59	25	compete	compete	VERB
ajbmeb-2004	59	26	in	in	ADP
ajbmeb-2004	59	27	the	the	DET
ajbmeb-2004	59	28	iraqi	iraqi	ADJ
ajbmeb-2004	59	29	bank	bank	PROPN
ajbmeb-2004	59	30	for	for	ADP
ajbmeb-2004	59	31	trade	trade	NOUN
ajbmeb-2004	59	32	and	and	CCONJ
ajbmeb-2004	59	33	finance	finance	NOUN
ajbmeb-2004	59	34	during	during	ADP
ajbmeb-2004	59	35	the	the	DET
ajbmeb-2004	59	36	period	period	NOUN
ajbmeb-2004	59	37	(	(	PUNCT
ajbmeb-2004	59	38	2005	2005	NUM
ajbmeb-2004	59	39	-	-	SYM
ajbmeb-2004	59	40	2012	2012	NUM
ajbmeb-2004	59	41	):	):	PUNCT
ajbmeb-2004	59	42	the	the	DET
ajbmeb-2004	59	43	bank	bank	NOUN
ajbmeb-2004	59	44	’s	’s	PART
ajbmeb-2004	59	45	analysis	analysis	NOUN
ajbmeb-2004	59	46	of	of	ADP
ajbmeb-2004	59	47	the	the	DET
ajbmeb-2004	59	48	financial	financial	ADJ
ajbmeb-2004	59	49	indicators	indicator	NOUN
ajbmeb-2004	59	50	in	in	ADP
ajbmeb-2004	59	51	the	the	DET
ajbmeb-2004	59	52	bank	bank	NOUN
ajbmeb-2004	59	53	for	for	ADP
ajbmeb-2004	59	54	the	the	DET
ajbmeb-2004	59	55	period	period	NOUN
ajbmeb-2004	59	56	(	(	PUNCT
ajbmeb-2004	59	57	2005	2005	NUM
ajbmeb-2004	59	58	-	-	SYM
ajbmeb-2004	59	59	2012	2012	NUM
ajbmeb-2004	59	60	)	)	PUNCT
ajbmeb-2004	59	61	in	in	ADP
ajbmeb-2004	59	62	achieving	achieve	VERB
ajbmeb-2004	59	63	growth	growth	NOUN
ajbmeb-2004	59	64	,	,	PUNCT
ajbmeb-2004	59	65	expansion	expansion	NOUN
ajbmeb-2004	59	66	and	and	CCONJ
ajbmeb-2004	59	67	competition	competition	NOUN
ajbmeb-2004	59	68	by	by	ADP
ajbmeb-2004	59	69	increasing	increase	VERB
ajbmeb-2004	59	70	the	the	DET
ajbmeb-2004	59	71	number	number	NOUN
ajbmeb-2004	59	72	of	of	ADP
ajbmeb-2004	59	73	its	its	PRON
ajbmeb-2004	59	74	depositors	depositor	NOUN
ajbmeb-2004	59	75	,	,	PUNCT
ajbmeb-2004	59	76	increasing	increase	VERB
ajbmeb-2004	59	77	the	the	DET
ajbmeb-2004	59	78	number	number	NOUN
ajbmeb-2004	59	79	of	of	ADP
ajbmeb-2004	59	80	its	its	PRON
ajbmeb-2004	59	81	branches	branch	NOUN
ajbmeb-2004	59	82	,	,	PUNCT
ajbmeb-2004	59	83	and	and	CCONJ
ajbmeb-2004	59	84	increasing	increase	VERB
ajbmeb-2004	59	85	its	its	PRON
ajbmeb-2004	59	86	capital	capital	NOUN
ajbmeb-2004	59	87	.	.	PUNCT
ajbmeb-2004	60	1	during	during	ADP
ajbmeb-2004	60	2	the	the	DET
ajbmeb-2004	60	3	aforementioned	aforementioned	ADJ
ajbmeb-2004	60	4	period	period	NOUN
ajbmeb-2004	60	5	,	,	PUNCT
ajbmeb-2004	60	6	the	the	DET
ajbmeb-2004	60	7	study	study	NOUN
ajbmeb-2004	60	8	reviewed	review	VERB
ajbmeb-2004	60	9	the	the	DET
ajbmeb-2004	60	10	management	management	NOUN
ajbmeb-2004	60	11	reports	report	NOUN
ajbmeb-2004	60	12	of	of	ADP
ajbmeb-2004	60	13	the	the	DET
ajbmeb-2004	60	14	bank	bank	NOUN
ajbmeb-2004	60	15	during	during	ADP
ajbmeb-2004	60	16	the	the	DET
ajbmeb-2004	60	17	years	year	NOUN
ajbmeb-2004	60	18	of	of	ADP
ajbmeb-2004	60	19	research	research	NOUN
ajbmeb-2004	60	20	,	,	PUNCT
ajbmeb-2004	60	21	as	as	ADV
ajbmeb-2004	60	22	well	well	ADV
ajbmeb-2004	60	23	as	as	ADP
ajbmeb-2004	60	24	conducting	conduct	VERB
ajbmeb-2004	60	25	personal	personal	ADJ
ajbmeb-2004	60	26	interviews	interview	NOUN
ajbmeb-2004	60	27	with	with	ADP
ajbmeb-2004	60	28	members	member	NOUN
ajbmeb-2004	60	29	of	of	ADP
ajbmeb-2004	60	30	the	the	DET
ajbmeb-2004	60	31	board	board	NOUN
ajbmeb-2004	60	32	of	of	ADP
ajbmeb-2004	60	33	directors	director	NOUN
ajbmeb-2004	60	34	and	and	CCONJ
ajbmeb-2004	60	35	branch	branch	NOUN
ajbmeb-2004	60	36	managers	manager	NOUN
ajbmeb-2004	60	37	.	.	PUNCT
ajbmeb-2004	61	1	this	this	DET
ajbmeb-2004	61	2	study	study	NOUN
ajbmeb-2004	61	3	concluded	conclude	VERB
ajbmeb-2004	61	4	that	that	SCONJ
ajbmeb-2004	61	5	the	the	DET
ajbmeb-2004	61	6	bank	bank	NOUN
ajbmeb-2004	61	7	’s	’s	PART
ajbmeb-2004	61	8	management	management	NOUN
ajbmeb-2004	61	9	relies	rely	VERB
ajbmeb-2004	61	10	heavily	heavily	ADV
ajbmeb-2004	61	11	on	on	ADP
ajbmeb-2004	61	12	the	the	DET
ajbmeb-2004	61	13	financial	financial	ADJ
ajbmeb-2004	61	14	indicators	indicator	NOUN
ajbmeb-2004	61	15	of	of	ADP
ajbmeb-2004	61	16	banking	banking	NOUN
ajbmeb-2004	61	17	performance	performance	NOUN
ajbmeb-2004	61	18	in	in	ADP
ajbmeb-2004	61	19	order	order	NOUN
ajbmeb-2004	61	20	to	to	PART
ajbmeb-2004	61	21	make	make	VERB
ajbmeb-2004	61	22	its	its	PRON
ajbmeb-2004	61	23	important	important	ADJ
ajbmeb-2004	61	24	decisions	decision	NOUN
ajbmeb-2004	61	25	in	in	ADP
ajbmeb-2004	61	26	the	the	DET
ajbmeb-2004	61	27	field	field	NOUN
ajbmeb-2004	61	28	of	of	ADP
ajbmeb-2004	61	29	improving	improve	VERB
ajbmeb-2004	61	30	the	the	DET
ajbmeb-2004	61	31	service	service	NOUN
ajbmeb-2004	61	32	provided	provide	VERB
ajbmeb-2004	61	33	to	to	ADP
ajbmeb-2004	61	34	its	its	PRON
ajbmeb-2004	61	35	customers	customer	NOUN
ajbmeb-2004	61	36	,	,	PUNCT
ajbmeb-2004	61	37	and	and	CCONJ
ajbmeb-2004	61	38	this	this	PRON
ajbmeb-2004	61	39	was	be	AUX
ajbmeb-2004	61	40	reflected	reflect	VERB
ajbmeb-2004	61	41	positively	positively	ADV
ajbmeb-2004	61	42	in	in	ADP
ajbmeb-2004	61	43	increasing	increase	VERB
ajbmeb-2004	61	44	the	the	DET
ajbmeb-2004	61	45	number	number	NOUN
ajbmeb-2004	61	46	of	of	ADP
ajbmeb-2004	61	47	its	its	PRON
ajbmeb-2004	61	48	depositors	depositor	NOUN
ajbmeb-2004	61	49	and	and	CCONJ
ajbmeb-2004	61	50	increasing	increase	VERB
ajbmeb-2004	61	51	the	the	DET
ajbmeb-2004	61	52	number	number	NOUN
ajbmeb-2004	61	53	of	of	ADP
ajbmeb-2004	61	54	its	its	PRON
ajbmeb-2004	61	55	branches	branch	NOUN
ajbmeb-2004	61	56	throughout	throughout	ADP
ajbmeb-2004	61	57	the	the	DET
ajbmeb-2004	61	58	country	country	NOUN
ajbmeb-2004	61	59	.	.	PUNCT
ajbmeb-2004	62	1	our	our	PRON
ajbmeb-2004	62	2	current	current	ADJ
ajbmeb-2004	62	3	study	study	NOUN
ajbmeb-2004	62	4	differs	differ	VERB
ajbmeb-2004	62	5	from	from	ADP
ajbmeb-2004	62	6	previous	previous	ADJ
ajbmeb-2004	62	7	studies	study	NOUN
ajbmeb-2004	62	8	in	in	ADP
ajbmeb-2004	62	9	the	the	DET
ajbmeb-2004	62	10	following	following	NOUN
ajbmeb-2004	62	11	:	:	PUNCT
ajbmeb-2004	62	12	•	•	INTJ
ajbmeb-2004	62	13	by	by	ADP
ajbmeb-2004	62	14	using	use	VERB
ajbmeb-2004	62	15	real	real	ADJ
ajbmeb-2004	62	16	financial	financial	ADJ
ajbmeb-2004	62	17	ratios	ratio	NOUN
ajbmeb-2004	62	18	published	publish	VERB
ajbmeb-2004	62	19	in	in	ADP
ajbmeb-2004	62	20	the	the	DET
ajbmeb-2004	62	21	annual	annual	ADJ
ajbmeb-2004	62	22	reports	report	NOUN
ajbmeb-2004	62	23	of	of	ADP
ajbmeb-2004	62	24	assyria	assyria	PROPN
ajbmeb-2004	62	25	national	national	PROPN
ajbmeb-2004	62	26	bank	bank	PROPN
ajbmeb-2004	62	27	and	and	CCONJ
ajbmeb-2004	62	28	published	publish	VERB
ajbmeb-2004	62	29	on	on	ADP
ajbmeb-2004	62	30	the	the	DET
ajbmeb-2004	62	31	official	official	ADJ
ajbmeb-2004	62	32	page	page	NOUN
ajbmeb-2004	62	33	of	of	ADP
ajbmeb-2004	62	34	the	the	DET
ajbmeb-2004	62	35	iraqi	iraqi	ADJ
ajbmeb-2004	62	36	securities	securities	PROPN
ajbmeb-2004	62	37	commission	commission	PROPN
ajbmeb-2004	62	38	,	,	PUNCT
ajbmeb-2004	62	39	meaning	mean	VERB
ajbmeb-2004	62	40	its	its	PRON
ajbmeb-2004	62	41	source	source	NOUN
ajbmeb-2004	62	42	of	of	ADP
ajbmeb-2004	62	43	information	information	NOUN
ajbmeb-2004	62	44	is	be	AUX
ajbmeb-2004	62	45	very	very	ADV
ajbmeb-2004	62	46	reliable	reliable	ADJ
ajbmeb-2004	62	47	.	.	PUNCT
ajbmeb-2004	63	1	•	•	NOUN
ajbmeb-2004	63	2	the	the	DET
ajbmeb-2004	63	3	time	time	NOUN
ajbmeb-2004	63	4	period	period	NOUN
ajbmeb-2004	63	5	(	(	PUNCT
ajbmeb-2004	63	6	2010	2010	NUM
ajbmeb-2004	63	7	-	-	SYM
ajbmeb-2004	63	8	2021	2021	NUM
ajbmeb-2004	63	9	)	)	PUNCT
ajbmeb-2004	63	10	,	,	PUNCT
ajbmeb-2004	63	11	which	which	PRON
ajbmeb-2004	63	12	is	be	AUX
ajbmeb-2004	63	13	the	the	DET
ajbmeb-2004	63	14	most	most	ADV
ajbmeb-2004	63	15	recent	recent	ADJ
ajbmeb-2004	63	16	and	and	CCONJ
ajbmeb-2004	63	17	comprehensive	comprehensive	ADJ
ajbmeb-2004	63	18	of	of	ADP
ajbmeb-2004	63	19	previous	previous	ADJ
ajbmeb-2004	63	20	studies	study	NOUN
ajbmeb-2004	63	21	.	.	PUNCT
ajbmeb-2004	64	1	•	•	NOUN
ajbmeb-2004	64	2	using	use	VERB
ajbmeb-2004	64	3	the	the	DET
ajbmeb-2004	64	4	statistical	statistical	ADJ
ajbmeb-2004	64	5	program	program	NOUN
ajbmeb-2004	64	6	(	(	PUNCT
ajbmeb-2004	64	7	eviews	eviews	PROPN
ajbmeb-2004	64	8	9	9	NUM
ajbmeb-2004	64	9	)	)	PUNCT
ajbmeb-2004	64	10	in	in	ADP
ajbmeb-2004	64	11	order	order	NOUN
ajbmeb-2004	64	12	to	to	PART
ajbmeb-2004	64	13	measure	measure	VERB
ajbmeb-2004	64	14	and	and	CCONJ
ajbmeb-2004	64	15	analyze	analyze	VERB
ajbmeb-2004	64	16	the	the	DET
ajbmeb-2004	64	17	impact	impact	NOUN
ajbmeb-2004	64	18	of	of	ADP
ajbmeb-2004	64	19	analyzing	analyze	VERB
ajbmeb-2004	64	20	financial	financial	ADJ
ajbmeb-2004	64	21	statements	statement	NOUN
ajbmeb-2004	64	22	using	use	VERB
ajbmeb-2004	64	23	financial	financial	ADJ
ajbmeb-2004	64	24	ratios	ratio	NOUN
ajbmeb-2004	64	25	on	on	ADP
ajbmeb-2004	64	26	competitive	competitive	ADJ
ajbmeb-2004	64	27	advantage	advantage	NOUN
ajbmeb-2004	64	28	.	.	PUNCT
ajbmeb-2004	65	1	this	this	DET
ajbmeb-2004	65	2	method	method	NOUN
ajbmeb-2004	65	3	is	be	AUX
ajbmeb-2004	65	4	the	the	DET
ajbmeb-2004	65	5	most	most	ADV
ajbmeb-2004	65	6	modern	modern	ADJ
ajbmeb-2004	65	7	,	,	PUNCT
ajbmeb-2004	65	8	comprehensive	comprehensive	ADJ
ajbmeb-2004	65	9	and	and	CCONJ
ajbmeb-2004	65	10	accurate	accurate	ADJ
ajbmeb-2004	65	11	of	of	ADP
ajbmeb-2004	65	12	the	the	DET
ajbmeb-2004	65	13	methods	method	NOUN
ajbmeb-2004	65	14	used	use	VERB
ajbmeb-2004	65	15	in	in	ADP
ajbmeb-2004	65	16	previous	previous	ADJ
ajbmeb-2004	65	17	studies	study	NOUN
ajbmeb-2004	65	18	.	.	PUNCT
ajbmeb-2004	66	1	american	american	PROPN
ajbmeb-2004	66	2	journal	journal	PROPN
ajbmeb-2004	66	3	of	of	ADP
ajbmeb-2004	66	4	business	business	NOUN
ajbmeb-2004	66	5	management	management	NOUN
ajbmeb-2004	66	6	,	,	PUNCT
ajbmeb-2004	66	7	economics	economic	NOUN
ajbmeb-2004	66	8	and	and	CCONJ
ajbmeb-2004	66	9	banking	banking	NOUN
ajbmeb-2004	66	10	volume	volume	NOUN
ajbmeb-2004	66	11	23	23	NUM
ajbmeb-2004	66	12	april	april	PROPN
ajbmeb-2004	66	13	2024	2024	NUM
ajbmeb-2004	66	14	p	p	NOUN
ajbmeb-2004	66	15	a	a	DET
ajbmeb-2004	66	16	g	g	NOUN
ajbmeb-2004	66	17	e	e	NOUN
ajbmeb-2004	66	18	|	|	NOUN
ajbmeb-2004	66	19	117	117	NUM
ajbmeb-2004	66	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	66	21	the	the	DET
ajbmeb-2004	66	22	first	first	ADJ
ajbmeb-2004	66	23	section	section	NOUN
ajbmeb-2004	66	24	:	:	PUNCT
ajbmeb-2004	66	25	the	the	DET
ajbmeb-2004	66	26	theoretical	theoretical	ADJ
ajbmeb-2004	66	27	framework	framework	NOUN
ajbmeb-2004	66	28	for	for	ADP
ajbmeb-2004	66	29	analyzing	analyze	VERB
ajbmeb-2004	66	30	financial	financial	ADJ
ajbmeb-2004	66	31	statements	statement	NOUN
ajbmeb-2004	66	32	first	first	ADV
ajbmeb-2004	66	33	:	:	PUNCT
ajbmeb-2004	66	34	the	the	DET
ajbmeb-2004	66	35	concept	concept	NOUN
ajbmeb-2004	66	36	of	of	ADP
ajbmeb-2004	66	37	financial	financial	ADJ
ajbmeb-2004	66	38	statement	statement	NOUN
ajbmeb-2004	66	39	analysis	analysis	NOUN
ajbmeb-2004	66	40	financial	financial	ADJ
ajbmeb-2004	66	41	statement	statement	NOUN
ajbmeb-2004	66	42	analysis	analysis	NOUN
ajbmeb-2004	66	43	is	be	AUX
ajbmeb-2004	66	44	the	the	DET
ajbmeb-2004	66	45	process	process	NOUN
ajbmeb-2004	66	46	of	of	ADP
ajbmeb-2004	66	47	evaluating	evaluate	VERB
ajbmeb-2004	66	48	and	and	CCONJ
ajbmeb-2004	66	49	understanding	understand	VERB
ajbmeb-2004	66	50	an	an	DET
ajbmeb-2004	66	51	organization	organization	NOUN
ajbmeb-2004	66	52	’s	’s	PART
ajbmeb-2004	66	53	financial	financial	ADJ
ajbmeb-2004	66	54	performance	performance	NOUN
ajbmeb-2004	66	55	by	by	ADP
ajbmeb-2004	66	56	analyzing	analyze	VERB
ajbmeb-2004	66	57	information	information	NOUN
ajbmeb-2004	66	58	such	such	ADJ
ajbmeb-2004	66	59	as	as	ADP
ajbmeb-2004	66	60	financial	financial	ADJ
ajbmeb-2004	66	61	statements	statement	NOUN
ajbmeb-2004	66	62	,	,	PUNCT
ajbmeb-2004	66	63	budgets	budget	NOUN
ajbmeb-2004	66	64	,	,	PUNCT
ajbmeb-2004	66	65	and	and	CCONJ
ajbmeb-2004	66	66	financial	financial	ADJ
ajbmeb-2004	66	67	reports	report	NOUN
ajbmeb-2004	66	68	(	(	PUNCT
ajbmeb-2004	66	69	kanaan	kanaan	PROPN
ajbmeb-2004	66	70	,	,	PUNCT
ajbmeb-2004	66	71	2013	2013	NUM
ajbmeb-2004	66	72	,	,	PUNCT
ajbmeb-2004	66	73	p.	p.	NOUN
ajbmeb-2004	66	74	151	151	NUM
ajbmeb-2004	66	75	)	)	PUNCT
ajbmeb-2004	66	76	.	.	PUNCT
ajbmeb-2004	67	1	this	this	DET
ajbmeb-2004	67	2	analysis	analysis	NOUN
ajbmeb-2004	67	3	helps	help	VERB
ajbmeb-2004	67	4	to	to	PART
ajbmeb-2004	67	5	make	make	VERB
ajbmeb-2004	67	6	more	more	ADV
ajbmeb-2004	67	7	understandable	understandable	ADJ
ajbmeb-2004	67	8	,	,	PUNCT
ajbmeb-2004	67	9	evidence	evidence	NOUN
ajbmeb-2004	67	10	-	-	PUNCT
ajbmeb-2004	67	11	based	base	VERB
ajbmeb-2004	67	12	decisions	decision	NOUN
ajbmeb-2004	67	13	and	and	CCONJ
ajbmeb-2004	67	14	estimate	estimate	VERB
ajbmeb-2004	67	15	the	the	DET
ajbmeb-2004	67	16	financial	financial	ADJ
ajbmeb-2004	67	17	situation	situation	NOUN
ajbmeb-2004	67	18	,	,	PUNCT
ajbmeb-2004	67	19	operational	operational	ADJ
ajbmeb-2004	67	20	performance	performance	NOUN
ajbmeb-2004	67	21	,	,	PUNCT
ajbmeb-2004	67	22	and	and	CCONJ
ajbmeb-2004	67	23	ability	ability	NOUN
ajbmeb-2004	67	24	to	to	PART
ajbmeb-2004	67	25	meet	meet	VERB
ajbmeb-2004	67	26	financial	financial	ADJ
ajbmeb-2004	67	27	obligations	obligation	NOUN
ajbmeb-2004	67	28	.	.	PUNCT
ajbmeb-2004	68	1	there	there	PRON
ajbmeb-2004	68	2	are	be	VERB
ajbmeb-2004	68	3	several	several	ADJ
ajbmeb-2004	68	4	concepts	concept	NOUN
ajbmeb-2004	68	5	for	for	ADP
ajbmeb-2004	68	6	analyzing	analyze	VERB
ajbmeb-2004	68	7	financial	financial	ADJ
ajbmeb-2004	68	8	statements	statement	NOUN
ajbmeb-2004	68	9	,	,	PUNCT
ajbmeb-2004	68	10	including	include	VERB
ajbmeb-2004	68	11	(	(	PUNCT
ajbmeb-2004	68	12	abu	abu	PROPN
ajbmeb-2004	68	13	ahmed	ahmed	PROPN
ajbmeb-2004	68	14	and	and	CCONJ
ajbmeb-2004	68	15	kadouri	kadouri	PROPN
ajbmeb-2004	68	16	,	,	PUNCT
ajbmeb-2004	68	17	2019	2019	NUM
ajbmeb-2004	68	18	,	,	PUNCT
ajbmeb-2004	68	19	275	275	NUM
ajbmeb-2004	68	20	-	-	SYM
ajbmeb-2004	68	21	280	280	NUM
ajbmeb-2004	68	22	)	)	PUNCT
ajbmeb-2004	68	23	:	:	PUNCT
ajbmeb-2004	69	1	1	1	X
ajbmeb-2004	69	2	.	.	X
ajbmeb-2004	69	3	financial	financial	ADJ
ajbmeb-2004	69	4	ratios	ratio	NOUN
ajbmeb-2004	69	5	:	:	PUNCT
ajbmeb-2004	69	6	financial	financial	ADJ
ajbmeb-2004	69	7	ratios	ratio	NOUN
ajbmeb-2004	69	8	are	be	AUX
ajbmeb-2004	69	9	used	use	VERB
ajbmeb-2004	69	10	to	to	PART
ajbmeb-2004	69	11	measure	measure	VERB
ajbmeb-2004	69	12	the	the	DET
ajbmeb-2004	69	13	relationships	relationship	NOUN
ajbmeb-2004	69	14	between	between	ADP
ajbmeb-2004	69	15	various	various	ADJ
ajbmeb-2004	69	16	financial	financial	ADJ
ajbmeb-2004	69	17	statements	statement	NOUN
ajbmeb-2004	69	18	and	and	CCONJ
ajbmeb-2004	69	19	determine	determine	VERB
ajbmeb-2004	69	20	the	the	DET
ajbmeb-2004	69	21	financial	financial	ADJ
ajbmeb-2004	69	22	performance	performance	NOUN
ajbmeb-2004	69	23	of	of	ADP
ajbmeb-2004	69	24	an	an	DET
ajbmeb-2004	69	25	organization	organization	NOUN
ajbmeb-2004	69	26	.	.	PUNCT
ajbmeb-2004	70	1	financial	financial	ADJ
ajbmeb-2004	70	2	ratios	ratio	NOUN
ajbmeb-2004	70	3	include	include	VERB
ajbmeb-2004	70	4	profitability	profitability	NOUN
ajbmeb-2004	70	5	ratios	ratio	NOUN
ajbmeb-2004	70	6	,	,	PUNCT
ajbmeb-2004	70	7	liquidity	liquidity	NOUN
ajbmeb-2004	70	8	ratios	ratio	NOUN
ajbmeb-2004	70	9	,	,	PUNCT
ajbmeb-2004	70	10	debt	debt	NOUN
ajbmeb-2004	70	11	ratios	ratio	NOUN
ajbmeb-2004	70	12	,	,	PUNCT
ajbmeb-2004	70	13	return	return	VERB
ajbmeb-2004	70	14	on	on	ADP
ajbmeb-2004	70	15	investment	investment	NOUN
ajbmeb-2004	70	16	ratios	ratio	NOUN
ajbmeb-2004	70	17	,	,	PUNCT
ajbmeb-2004	70	18	and	and	CCONJ
ajbmeb-2004	70	19	others	other	NOUN
ajbmeb-2004	70	20	.	.	PUNCT
ajbmeb-2004	71	1	such	such	ADJ
ajbmeb-2004	71	2	as	as	ADP
ajbmeb-2004	71	3	:	:	PUNCT
ajbmeb-2004	71	4	the	the	DET
ajbmeb-2004	71	5	ratio	ratio	NOUN
ajbmeb-2004	71	6	of	of	ADP
ajbmeb-2004	71	7	net	net	ADJ
ajbmeb-2004	71	8	profit	profit	NOUN
ajbmeb-2004	71	9	to	to	PART
ajbmeb-2004	71	10	total	total	VERB
ajbmeb-2004	71	11	revenue	revenue	NOUN
ajbmeb-2004	71	12	and	and	CCONJ
ajbmeb-2004	71	13	the	the	DET
ajbmeb-2004	71	14	current	current	ADJ
ajbmeb-2004	71	15	liquidity	liquidity	NOUN
ajbmeb-2004	71	16	ratio	ratio	NOUN
ajbmeb-2004	71	17	2	2	NUM
ajbmeb-2004	71	18	.	.	NOUN
ajbmeb-2004	71	19	time	time	NOUN
ajbmeb-2004	71	20	trend	trend	NOUN
ajbmeb-2004	71	21	analysis	analysis	NOUN
ajbmeb-2004	71	22	:	:	PUNCT
ajbmeb-2004	71	23	time	time	NOUN
ajbmeb-2004	71	24	trend	trend	NOUN
ajbmeb-2004	71	25	analysis	analysis	NOUN
ajbmeb-2004	71	26	involves	involve	VERB
ajbmeb-2004	71	27	comparing	compare	VERB
ajbmeb-2004	71	28	financial	financial	ADJ
ajbmeb-2004	71	29	data	datum	NOUN
ajbmeb-2004	71	30	for	for	ADP
ajbmeb-2004	71	31	different	different	ADJ
ajbmeb-2004	71	32	time	time	NOUN
ajbmeb-2004	71	33	periods	period	NOUN
ajbmeb-2004	71	34	to	to	PART
ajbmeb-2004	71	35	determine	determine	VERB
ajbmeb-2004	71	36	the	the	DET
ajbmeb-2004	71	37	evolutionary	evolutionary	ADJ
ajbmeb-2004	71	38	pattern	pattern	NOUN
ajbmeb-2004	71	39	of	of	ADP
ajbmeb-2004	71	40	financial	financial	ADJ
ajbmeb-2004	71	41	performance	performance	NOUN
ajbmeb-2004	71	42	.	.	PUNCT
ajbmeb-2004	72	1	this	this	PRON
ajbmeb-2004	72	2	helps	helps	AUX
ajbmeb-2004	72	3	identify	identify	VERB
ajbmeb-2004	72	4	long	long	ADJ
ajbmeb-2004	72	5	-	-	PUNCT
ajbmeb-2004	72	6	term	term	NOUN
ajbmeb-2004	72	7	trends	trend	NOUN
ajbmeb-2004	72	8	and	and	CCONJ
ajbmeb-2004	72	9	significant	significant	ADJ
ajbmeb-2004	72	10	changes	change	NOUN
ajbmeb-2004	72	11	in	in	ADP
ajbmeb-2004	72	12	performance	performance	NOUN
ajbmeb-2004	72	13	.	.	PUNCT
ajbmeb-2004	73	1	3	3	X
ajbmeb-2004	73	2	.	.	X
ajbmeb-2004	73	3	vertical	vertical	ADJ
ajbmeb-2004	73	4	analysis	analysis	NOUN
ajbmeb-2004	73	5	:	:	PUNCT
ajbmeb-2004	73	6	vertical	vertical	ADJ
ajbmeb-2004	73	7	analysis	analysis	NOUN
ajbmeb-2004	73	8	involves	involve	VERB
ajbmeb-2004	73	9	comparing	compare	VERB
ajbmeb-2004	73	10	financial	financial	ADJ
ajbmeb-2004	73	11	statements	statement	NOUN
ajbmeb-2004	73	12	with	with	ADP
ajbmeb-2004	73	13	the	the	DET
ajbmeb-2004	73	14	financial	financial	ADJ
ajbmeb-2004	73	15	statements	statement	NOUN
ajbmeb-2004	73	16	of	of	ADP
ajbmeb-2004	73	17	competitors	competitor	NOUN
ajbmeb-2004	73	18	or	or	CCONJ
ajbmeb-2004	73	19	the	the	DET
ajbmeb-2004	73	20	industry	industry	NOUN
ajbmeb-2004	73	21	in	in	ADP
ajbmeb-2004	73	22	general	general	ADJ
ajbmeb-2004	73	23	.	.	PUNCT
ajbmeb-2004	74	1	this	this	DET
ajbmeb-2004	74	2	analysis	analysis	NOUN
ajbmeb-2004	74	3	helps	help	VERB
ajbmeb-2004	74	4	determine	determine	VERB
ajbmeb-2004	74	5	the	the	DET
ajbmeb-2004	74	6	organization	organization	NOUN
ajbmeb-2004	74	7	's	's	PART
ajbmeb-2004	74	8	position	position	NOUN
ajbmeb-2004	74	9	within	within	ADP
ajbmeb-2004	74	10	the	the	DET
ajbmeb-2004	74	11	market	market	NOUN
ajbmeb-2004	74	12	and	and	CCONJ
ajbmeb-2004	74	13	its	its	PRON
ajbmeb-2004	74	14	ability	ability	NOUN
ajbmeb-2004	74	15	to	to	PART
ajbmeb-2004	74	16	compete	compete	VERB
ajbmeb-2004	74	17	.	.	PUNCT
ajbmeb-2004	75	1	4	4	X
ajbmeb-2004	75	2	.	.	X
ajbmeb-2004	75	3	analysis	analysis	NOUN
ajbmeb-2004	75	4	of	of	ADP
ajbmeb-2004	75	5	assets	asset	NOUN
ajbmeb-2004	75	6	,	,	PUNCT
ajbmeb-2004	75	7	liabilities	liability	NOUN
ajbmeb-2004	75	8	and	and	CCONJ
ajbmeb-2004	75	9	return	return	VERB
ajbmeb-2004	75	10	on	on	ADP
ajbmeb-2004	75	11	investment	investment	NOUN
ajbmeb-2004	75	12	:	:	PUNCT
ajbmeb-2004	75	13	this	this	DET
ajbmeb-2004	75	14	analysis	analysis	NOUN
ajbmeb-2004	75	15	helps	help	VERB
ajbmeb-2004	75	16	to	to	PART
ajbmeb-2004	75	17	understand	understand	VERB
ajbmeb-2004	75	18	how	how	SCONJ
ajbmeb-2004	75	19	assets	asset	NOUN
ajbmeb-2004	75	20	are	be	AUX
ajbmeb-2004	75	21	used	use	VERB
ajbmeb-2004	75	22	and	and	CCONJ
ajbmeb-2004	75	23	financed	finance	VERB
ajbmeb-2004	75	24	and	and	CCONJ
ajbmeb-2004	75	25	how	how	SCONJ
ajbmeb-2004	75	26	to	to	PART
ajbmeb-2004	75	27	achieve	achieve	VERB
ajbmeb-2004	75	28	return	return	NOUN
ajbmeb-2004	75	29	on	on	ADP
ajbmeb-2004	75	30	investment	investment	NOUN
ajbmeb-2004	75	31	.	.	PUNCT
ajbmeb-2004	76	1	it	it	PRON
ajbmeb-2004	76	2	also	also	ADV
ajbmeb-2004	76	3	includes	include	VERB
ajbmeb-2004	76	4	financial	financial	ADJ
ajbmeb-2004	76	5	and	and	CCONJ
ajbmeb-2004	76	6	debt	debt	NOUN
ajbmeb-2004	76	7	structure	structure	NOUN
ajbmeb-2004	76	8	analysis	analysis	NOUN
ajbmeb-2004	76	9	.	.	PUNCT
ajbmeb-2004	77	1	5	5	X
ajbmeb-2004	77	2	.	.	NOUN
ajbmeb-2004	77	3	process	process	NOUN
ajbmeb-2004	77	4	and	and	CCONJ
ajbmeb-2004	77	5	operational	operational	ADJ
ajbmeb-2004	77	6	analysis	analysis	NOUN
ajbmeb-2004	77	7	:	:	PUNCT
ajbmeb-2004	77	8	this	this	DET
ajbmeb-2004	77	9	analysis	analysis	NOUN
ajbmeb-2004	77	10	focuses	focus	VERB
ajbmeb-2004	77	11	on	on	ADP
ajbmeb-2004	77	12	knowing	know	VERB
ajbmeb-2004	77	13	how	how	SCONJ
ajbmeb-2004	77	14	the	the	DET
ajbmeb-2004	77	15	organization	organization	NOUN
ajbmeb-2004	77	16	manages	manage	VERB
ajbmeb-2004	77	17	its	its	PRON
ajbmeb-2004	77	18	operations	operation	NOUN
ajbmeb-2004	77	19	and	and	CCONJ
ajbmeb-2004	77	20	costs	cost	NOUN
ajbmeb-2004	77	21	and	and	CCONJ
ajbmeb-2004	77	22	how	how	SCONJ
ajbmeb-2004	77	23	to	to	PART
ajbmeb-2004	77	24	achieve	achieve	VERB
ajbmeb-2004	77	25	operational	operational	ADJ
ajbmeb-2004	77	26	efficiency	efficiency	NOUN
ajbmeb-2004	77	27	.	.	PUNCT
ajbmeb-2004	78	1	6	6	X
ajbmeb-2004	78	2	.	.	X
ajbmeb-2004	78	3	comparative	comparative	ADJ
ajbmeb-2004	78	4	analysis	analysis	NOUN
ajbmeb-2004	78	5	:	:	PUNCT
ajbmeb-2004	78	6	this	this	DET
ajbmeb-2004	78	7	analysis	analysis	NOUN
ajbmeb-2004	78	8	compares	compare	VERB
ajbmeb-2004	78	9	the	the	DET
ajbmeb-2004	78	10	organization	organization	NOUN
ajbmeb-2004	78	11	’s	’s	PART
ajbmeb-2004	78	12	performance	performance	NOUN
ajbmeb-2004	78	13	with	with	ADP
ajbmeb-2004	78	14	industrial	industrial	ADJ
ajbmeb-2004	78	15	standards	standard	NOUN
ajbmeb-2004	78	16	or	or	CCONJ
ajbmeb-2004	78	17	known	know	VERB
ajbmeb-2004	78	18	indicators	indicator	NOUN
ajbmeb-2004	78	19	,	,	PUNCT
ajbmeb-2004	78	20	which	which	PRON
ajbmeb-2004	78	21	helps	help	VERB
ajbmeb-2004	78	22	determine	determine	VERB
ajbmeb-2004	78	23	the	the	DET
ajbmeb-2004	78	24	extent	extent	NOUN
ajbmeb-2004	78	25	of	of	ADP
ajbmeb-2004	78	26	its	its	PRON
ajbmeb-2004	78	27	superiority	superiority	NOUN
ajbmeb-2004	78	28	or	or	CCONJ
ajbmeb-2004	78	29	decline	decline	NOUN
ajbmeb-2004	78	30	.	.	PUNCT
ajbmeb-2004	79	1	by	by	ADP
ajbmeb-2004	79	2	applying	apply	VERB
ajbmeb-2004	79	3	this	this	DET
ajbmeb-2004	79	4	theoretical	theoretical	ADJ
ajbmeb-2004	79	5	framework	framework	NOUN
ajbmeb-2004	79	6	,	,	PUNCT
ajbmeb-2004	79	7	private	private	ADJ
ajbmeb-2004	79	8	commercial	commercial	ADJ
ajbmeb-2004	79	9	banks	bank	NOUN
ajbmeb-2004	79	10	can	can	AUX
ajbmeb-2004	79	11	comprehensively	comprehensively	ADV
ajbmeb-2004	79	12	evaluate	evaluate	VERB
ajbmeb-2004	79	13	their	their	PRON
ajbmeb-2004	79	14	financial	financial	ADJ
ajbmeb-2004	79	15	performance	performance	NOUN
ajbmeb-2004	79	16	and	and	CCONJ
ajbmeb-2004	79	17	make	make	VERB
ajbmeb-2004	79	18	strategic	strategic	ADJ
ajbmeb-2004	79	19	decisions	decision	NOUN
ajbmeb-2004	79	20	.	.	PUNCT
ajbmeb-2004	80	1	second	second	ADJ
ajbmeb-2004	80	2	:	:	PUNCT
ajbmeb-2004	80	3	objectives	objective	NOUN
ajbmeb-2004	80	4	of	of	ADP
ajbmeb-2004	80	5	financial	financial	ADJ
ajbmeb-2004	80	6	statement	statement	NOUN
ajbmeb-2004	80	7	analysis	analysis	NOUN
ajbmeb-2004	80	8	:	:	PUNCT
ajbmeb-2004	80	9	1	1	X
ajbmeb-2004	80	10	.	.	X
ajbmeb-2004	80	11	evaluating	evaluate	VERB
ajbmeb-2004	80	12	financial	financial	ADJ
ajbmeb-2004	80	13	performance	performance	NOUN
ajbmeb-2004	80	14	:	:	PUNCT
ajbmeb-2004	80	15	financial	financial	ADJ
ajbmeb-2004	80	16	statement	statement	NOUN
ajbmeb-2004	80	17	analysis	analysis	NOUN
ajbmeb-2004	80	18	aims	aim	VERB
ajbmeb-2004	80	19	to	to	PART
ajbmeb-2004	80	20	estimate	estimate	VERB
ajbmeb-2004	80	21	how	how	SCONJ
ajbmeb-2004	80	22	the	the	DET
ajbmeb-2004	80	23	company	company	NOUN
ajbmeb-2004	80	24	is	be	AUX
ajbmeb-2004	80	25	performing	perform	VERB
ajbmeb-2004	80	26	in	in	ADP
ajbmeb-2004	80	27	achieving	achieve	VERB
ajbmeb-2004	80	28	its	its	PRON
ajbmeb-2004	80	29	financial	financial	ADJ
ajbmeb-2004	80	30	goals	goal	NOUN
ajbmeb-2004	80	31	,	,	PUNCT
ajbmeb-2004	80	32	including	include	VERB
ajbmeb-2004	80	33	achieving	achieve	VERB
ajbmeb-2004	80	34	profits	profit	NOUN
ajbmeb-2004	80	35	and	and	CCONJ
ajbmeb-2004	80	36	increasing	increase	VERB
ajbmeb-2004	80	37	value	value	NOUN
ajbmeb-2004	80	38	for	for	ADP
ajbmeb-2004	80	39	shareholders	shareholder	NOUN
ajbmeb-2004	80	40	.	.	PUNCT
ajbmeb-2004	81	1	2	2	X
ajbmeb-2004	81	2	.	.	X
ajbmeb-2004	81	3	assessing	assess	VERB
ajbmeb-2004	81	4	the	the	DET
ajbmeb-2004	81	5	ability	ability	NOUN
ajbmeb-2004	81	6	to	to	PART
ajbmeb-2004	81	7	sustain	sustain	VERB
ajbmeb-2004	81	8	:	:	PUNCT
ajbmeb-2004	81	9	by	by	ADP
ajbmeb-2004	81	10	analyzing	analyze	VERB
ajbmeb-2004	81	11	the	the	DET
ajbmeb-2004	81	12	financial	financial	ADJ
ajbmeb-2004	81	13	statements	statement	NOUN
ajbmeb-2004	81	14	,	,	PUNCT
ajbmeb-2004	81	15	it	it	PRON
ajbmeb-2004	81	16	is	be	AUX
ajbmeb-2004	81	17	possible	possible	ADJ
ajbmeb-2004	81	18	to	to	PART
ajbmeb-2004	81	19	judge	judge	VERB
ajbmeb-2004	81	20	the	the	DET
ajbmeb-2004	81	21	extent	extent	NOUN
ajbmeb-2004	81	22	of	of	ADP
ajbmeb-2004	81	23	the	the	DET
ajbmeb-2004	81	24	company	company	NOUN
ajbmeb-2004	81	25	’s	’s	PART
ajbmeb-2004	81	26	ability	ability	NOUN
ajbmeb-2004	81	27	to	to	PART
ajbmeb-2004	81	28	survive	survive	VERB
ajbmeb-2004	81	29	and	and	CCONJ
ajbmeb-2004	81	30	face	face	VERB
ajbmeb-2004	81	31	financial	financial	ADJ
ajbmeb-2004	81	32	challenges	challenge	NOUN
ajbmeb-2004	81	33	in	in	ADP
ajbmeb-2004	81	34	the	the	DET
ajbmeb-2004	81	35	future	future	NOUN
ajbmeb-2004	81	36	(	(	PUNCT
ajbmeb-2004	81	37	frederick	frederick	NOUN
ajbmeb-2004	81	38	,	,	PUNCT
ajbmeb-2004	81	39	2020	2020	NUM
ajbmeb-2004	81	40	,	,	PUNCT
ajbmeb-2004	81	41	p32	p32	NOUN
ajbmeb-2004	81	42	)	)	PUNCT
ajbmeb-2004	81	43	.	.	PUNCT
ajbmeb-2004	82	1	3	3	X
ajbmeb-2004	82	2	.	.	X
ajbmeb-2004	82	3	liquidity	liquidity	NOUN
ajbmeb-2004	82	4	assessment	assessment	NOUN
ajbmeb-2004	82	5	:	:	PUNCT
ajbmeb-2004	82	6	financial	financial	ADJ
ajbmeb-2004	82	7	statement	statement	NOUN
ajbmeb-2004	82	8	analysis	analysis	NOUN
ajbmeb-2004	82	9	can	can	AUX
ajbmeb-2004	82	10	help	help	VERB
ajbmeb-2004	82	11	analyze	analyze	VERB
ajbmeb-2004	82	12	companies	company	NOUN
ajbmeb-2004	82	13	’	'	PUNCT
ajbmeb-2004	82	14	liquidity	liquidity	NOUN
ajbmeb-2004	82	15	,	,	PUNCT
ajbmeb-2004	82	16	the	the	DET
ajbmeb-2004	82	17	extent	extent	NOUN
ajbmeb-2004	82	18	of	of	ADP
ajbmeb-2004	82	19	their	their	PRON
ajbmeb-2004	82	20	ability	ability	NOUN
ajbmeb-2004	82	21	to	to	PART
ajbmeb-2004	82	22	repay	repay	VERB
ajbmeb-2004	82	23	their	their	PRON
ajbmeb-2004	82	24	debts	debt	NOUN
ajbmeb-2004	82	25	,	,	PUNCT
ajbmeb-2004	82	26	and	and	CCONJ
ajbmeb-2004	82	27	deal	deal	VERB
ajbmeb-2004	82	28	with	with	ADP
ajbmeb-2004	82	29	their	their	PRON
ajbmeb-2004	82	30	financial	financial	ADJ
ajbmeb-2004	82	31	obligations	obligation	NOUN
ajbmeb-2004	82	32	in	in	ADP
ajbmeb-2004	82	33	the	the	DET
ajbmeb-2004	82	34	future	future	NOUN
ajbmeb-2004	82	35	.	.	PUNCT
ajbmeb-2004	83	1	4	4	X
ajbmeb-2004	83	2	.	.	X
ajbmeb-2004	83	3	financial	financial	ADJ
ajbmeb-2004	83	4	soundness	soundness	NOUN
ajbmeb-2004	83	5	analysis	analysis	NOUN
ajbmeb-2004	83	6	:	:	PUNCT
ajbmeb-2004	83	7	it	it	PRON
ajbmeb-2004	83	8	helps	help	VERB
ajbmeb-2004	83	9	to	to	PART
ajbmeb-2004	83	10	estimate	estimate	VERB
ajbmeb-2004	83	11	the	the	DET
ajbmeb-2004	83	12	degree	degree	NOUN
ajbmeb-2004	83	13	of	of	ADP
ajbmeb-2004	83	14	financial	financial	ADJ
ajbmeb-2004	83	15	soundness	soundness	NOUN
ajbmeb-2004	83	16	of	of	ADP
ajbmeb-2004	83	17	companies	company	NOUN
ajbmeb-2004	83	18	and	and	CCONJ
ajbmeb-2004	83	19	their	their	PRON
ajbmeb-2004	83	20	ability	ability	NOUN
ajbmeb-2004	83	21	to	to	PART
ajbmeb-2004	83	22	bear	bear	VERB
ajbmeb-2004	83	23	financial	financial	ADJ
ajbmeb-2004	83	24	risks	risk	NOUN
ajbmeb-2004	83	25	.	.	PUNCT
ajbmeb-2004	84	1	5	5	X
ajbmeb-2004	84	2	.	.	NOUN
ajbmeb-2004	84	3	competitive	competitive	ADJ
ajbmeb-2004	84	4	performance	performance	NOUN
ajbmeb-2004	84	5	analysis	analysis	NOUN
ajbmeb-2004	84	6	:	:	PUNCT
ajbmeb-2004	84	7	by	by	ADP
ajbmeb-2004	84	8	comparing	compare	VERB
ajbmeb-2004	84	9	the	the	DET
ajbmeb-2004	84	10	financial	financial	ADJ
ajbmeb-2004	84	11	statements	statement	NOUN
ajbmeb-2004	84	12	of	of	ADP
ajbmeb-2004	84	13	companies	company	NOUN
ajbmeb-2004	84	14	with	with	ADP
ajbmeb-2004	84	15	those	those	PRON
ajbmeb-2004	84	16	that	that	PRON
ajbmeb-2004	84	17	compete	compete	VERB
ajbmeb-2004	84	18	with	with	ADP
ajbmeb-2004	84	19	them	they	PRON
ajbmeb-2004	84	20	,	,	PUNCT
ajbmeb-2004	84	21	one	one	PRON
ajbmeb-2004	84	22	can	can	AUX
ajbmeb-2004	84	23	estimate	estimate	VERB
ajbmeb-2004	84	24	the	the	DET
ajbmeb-2004	84	25	companies	company	NOUN
ajbmeb-2004	84	26	’	’	PART
ajbmeb-2004	84	27	performance	performance	NOUN
ajbmeb-2004	84	28	compared	compare	VERB
ajbmeb-2004	84	29	to	to	ADP
ajbmeb-2004	84	30	the	the	DET
ajbmeb-2004	84	31	market	market	NOUN
ajbmeb-2004	84	32	and	and	CCONJ
ajbmeb-2004	84	33	industry	industry	NOUN
ajbmeb-2004	84	34	.	.	PUNCT
ajbmeb-2004	85	1	american	american	PROPN
ajbmeb-2004	85	2	journal	journal	PROPN
ajbmeb-2004	85	3	of	of	ADP
ajbmeb-2004	85	4	business	business	NOUN
ajbmeb-2004	85	5	management	management	NOUN
ajbmeb-2004	85	6	,	,	PUNCT
ajbmeb-2004	85	7	economics	economic	NOUN
ajbmeb-2004	85	8	and	and	CCONJ
ajbmeb-2004	85	9	banking	banking	NOUN
ajbmeb-2004	85	10	volume	volume	NOUN
ajbmeb-2004	85	11	23	23	NUM
ajbmeb-2004	85	12	april	april	PROPN
ajbmeb-2004	85	13	2024	2024	NUM
ajbmeb-2004	85	14	p	p	NOUN
ajbmeb-2004	85	15	a	a	DET
ajbmeb-2004	85	16	g	g	NOUN
ajbmeb-2004	85	17	e	e	NOUN
ajbmeb-2004	85	18	|	|	NOUN
ajbmeb-2004	85	19	118	118	NUM
ajbmeb-2004	85	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	85	21	6	6	NUM
ajbmeb-2004	85	22	.	.	PUNCT
ajbmeb-2004	86	1	analysis	analysis	NOUN
ajbmeb-2004	86	2	of	of	ADP
ajbmeb-2004	86	3	growth	growth	NOUN
ajbmeb-2004	86	4	trends	trend	NOUN
ajbmeb-2004	86	5	:	:	PUNCT
ajbmeb-2004	86	6	it	it	PRON
ajbmeb-2004	86	7	helps	help	VERB
ajbmeb-2004	86	8	in	in	ADP
ajbmeb-2004	86	9	analyzing	analyze	VERB
ajbmeb-2004	86	10	growth	growth	NOUN
ajbmeb-2004	86	11	trends	trend	NOUN
ajbmeb-2004	86	12	in	in	ADP
ajbmeb-2004	86	13	revenues	revenue	NOUN
ajbmeb-2004	86	14	,	,	PUNCT
ajbmeb-2004	86	15	profits	profit	NOUN
ajbmeb-2004	86	16	,	,	PUNCT
ajbmeb-2004	86	17	and	and	CCONJ
ajbmeb-2004	86	18	assets	asset	NOUN
ajbmeb-2004	86	19	,	,	PUNCT
ajbmeb-2004	86	20	which	which	PRON
ajbmeb-2004	86	21	helps	help	VERB
ajbmeb-2004	86	22	in	in	ADP
ajbmeb-2004	86	23	predicting	predict	VERB
ajbmeb-2004	86	24	the	the	DET
ajbmeb-2004	86	25	future	future	NOUN
ajbmeb-2004	86	26	of	of	ADP
ajbmeb-2004	86	27	the	the	DET
ajbmeb-2004	86	28	company	company	NOUN
ajbmeb-2004	86	29	(	(	PUNCT
ajbmeb-2004	86	30	dosen	dosen	PROPN
ajbmeb-2004	86	31	,	,	PUNCT
ajbmeb-2004	86	32	2021	2021	NUM
ajbmeb-2004	86	33	,	,	PUNCT
ajbmeb-2004	86	34	p45	p45	PROPN
ajbmeb-2004	86	35	)	)	PUNCT
ajbmeb-2004	86	36	.	.	PUNCT
ajbmeb-2004	87	1	7	7	X
ajbmeb-2004	87	2	.	.	X
ajbmeb-2004	87	3	evaluating	evaluate	VERB
ajbmeb-2004	87	4	management	management	NOUN
ajbmeb-2004	87	5	efficiency	efficiency	NOUN
ajbmeb-2004	87	6	:	:	PUNCT
ajbmeb-2004	87	7	analysis	analysis	NOUN
ajbmeb-2004	87	8	of	of	ADP
ajbmeb-2004	87	9	financial	financial	ADJ
ajbmeb-2004	87	10	statements	statement	NOUN
ajbmeb-2004	87	11	can	can	AUX
ajbmeb-2004	87	12	help	help	VERB
ajbmeb-2004	87	13	estimate	estimate	VERB
ajbmeb-2004	87	14	the	the	DET
ajbmeb-2004	87	15	efficiency	efficiency	NOUN
ajbmeb-2004	87	16	of	of	ADP
ajbmeb-2004	87	17	the	the	DET
ajbmeb-2004	87	18	company	company	NOUN
ajbmeb-2004	87	19	’s	’s	PART
ajbmeb-2004	87	20	management	management	NOUN
ajbmeb-2004	87	21	in	in	ADP
ajbmeb-2004	87	22	using	use	VERB
ajbmeb-2004	87	23	financial	financial	ADJ
ajbmeb-2004	87	24	resources	resource	NOUN
ajbmeb-2004	87	25	efficiently	efficiently	ADV
ajbmeb-2004	87	26	and	and	CCONJ
ajbmeb-2004	87	27	achieving	achieve	VERB
ajbmeb-2004	87	28	the	the	DET
ajbmeb-2004	87	29	company	company	NOUN
ajbmeb-2004	87	30	’s	’s	PART
ajbmeb-2004	87	31	goals	goal	NOUN
ajbmeb-2004	87	32	.	.	PUNCT
ajbmeb-2004	88	1	8	8	X
ajbmeb-2004	88	2	.	.	X
ajbmeb-2004	88	3	decision	decision	NOUN
ajbmeb-2004	88	4	-	-	PUNCT
ajbmeb-2004	88	5	making	make	VERB
ajbmeb-2004	88	6	support	support	NOUN
ajbmeb-2004	88	7	:	:	PUNCT
ajbmeb-2004	88	8	financial	financial	ADJ
ajbmeb-2004	88	9	statement	statement	NOUN
ajbmeb-2004	88	10	analysis	analysis	NOUN
ajbmeb-2004	88	11	provides	provide	VERB
ajbmeb-2004	88	12	the	the	DET
ajbmeb-2004	88	13	data	datum	NOUN
ajbmeb-2004	88	14	and	and	CCONJ
ajbmeb-2004	88	15	information	information	NOUN
ajbmeb-2004	88	16	necessary	necessary	ADJ
ajbmeb-2004	88	17	to	to	PART
ajbmeb-2004	88	18	make	make	VERB
ajbmeb-2004	88	19	strategic	strategic	ADJ
ajbmeb-2004	88	20	decisions	decision	NOUN
ajbmeb-2004	88	21	such	such	ADJ
ajbmeb-2004	88	22	as	as	ADP
ajbmeb-2004	88	23	directing	direct	VERB
ajbmeb-2004	88	24	investment	investment	NOUN
ajbmeb-2004	88	25	,	,	PUNCT
ajbmeb-2004	88	26	evaluating	evaluate	VERB
ajbmeb-2004	88	27	financial	financial	ADJ
ajbmeb-2004	88	28	policies	policy	NOUN
ajbmeb-2004	88	29	,	,	PUNCT
ajbmeb-2004	88	30	and	and	CCONJ
ajbmeb-2004	88	31	determining	determine	VERB
ajbmeb-2004	88	32	growth	growth	NOUN
ajbmeb-2004	88	33	strategies	strategy	NOUN
ajbmeb-2004	88	34	.	.	PUNCT
ajbmeb-2004	89	1	third	third	ADV
ajbmeb-2004	89	2	:	:	PUNCT
ajbmeb-2004	89	3	the	the	DET
ajbmeb-2004	89	4	importance	importance	NOUN
ajbmeb-2004	89	5	of	of	ADP
ajbmeb-2004	89	6	analyzing	analyze	VERB
ajbmeb-2004	89	7	the	the	DET
ajbmeb-2004	89	8	financial	financial	ADJ
ajbmeb-2004	89	9	statements	statement	NOUN
ajbmeb-2004	89	10	financial	financial	ADJ
ajbmeb-2004	89	11	statement	statement	NOUN
ajbmeb-2004	89	12	analysis	analysis	NOUN
ajbmeb-2004	89	13	is	be	AUX
ajbmeb-2004	89	14	of	of	ADP
ajbmeb-2004	89	15	great	great	ADJ
ajbmeb-2004	89	16	importance	importance	NOUN
ajbmeb-2004	89	17	for	for	ADP
ajbmeb-2004	89	18	several	several	ADJ
ajbmeb-2004	89	19	reasons	reason	NOUN
ajbmeb-2004	89	20	,	,	PUNCT
ajbmeb-2004	89	21	including	include	VERB
ajbmeb-2004	89	22	:	:	PUNCT
ajbmeb-2004	89	23	1	1	X
ajbmeb-2004	89	24	.	.	X
ajbmeb-2004	89	25	understanding	understand	VERB
ajbmeb-2004	89	26	financial	financial	ADJ
ajbmeb-2004	89	27	health	health	NOUN
ajbmeb-2004	89	28	:	:	PUNCT
ajbmeb-2004	89	29	financial	financial	ADJ
ajbmeb-2004	89	30	statement	statement	NOUN
ajbmeb-2004	89	31	analysis	analysis	NOUN
ajbmeb-2004	89	32	can	can	AUX
ajbmeb-2004	89	33	help	help	VERB
ajbmeb-2004	89	34	estimate	estimate	VERB
ajbmeb-2004	89	35	the	the	DET
ajbmeb-2004	89	36	financial	financial	ADJ
ajbmeb-2004	89	37	health	health	NOUN
ajbmeb-2004	89	38	of	of	ADP
ajbmeb-2004	89	39	a	a	DET
ajbmeb-2004	89	40	company	company	NOUN
ajbmeb-2004	89	41	or	or	CCONJ
ajbmeb-2004	89	42	organization	organization	NOUN
ajbmeb-2004	89	43	.	.	PUNCT
ajbmeb-2004	90	1	this	this	DET
ajbmeb-2004	90	2	understanding	understanding	NOUN
ajbmeb-2004	90	3	allows	allow	VERB
ajbmeb-2004	90	4	investors	investor	NOUN
ajbmeb-2004	90	5	,	,	PUNCT
ajbmeb-2004	90	6	managers	manager	NOUN
ajbmeb-2004	90	7	,	,	PUNCT
ajbmeb-2004	90	8	and	and	CCONJ
ajbmeb-2004	90	9	regulators	regulator	NOUN
ajbmeb-2004	90	10	to	to	PART
ajbmeb-2004	90	11	know	know	VERB
ajbmeb-2004	90	12	whether	whether	SCONJ
ajbmeb-2004	90	13	the	the	DET
ajbmeb-2004	90	14	company	company	NOUN
ajbmeb-2004	90	15	is	be	AUX
ajbmeb-2004	90	16	able	able	ADJ
ajbmeb-2004	90	17	to	to	PART
ajbmeb-2004	90	18	generate	generate	VERB
ajbmeb-2004	90	19	profits	profit	NOUN
ajbmeb-2004	90	20	and	and	CCONJ
ajbmeb-2004	90	21	meet	meet	VERB
ajbmeb-2004	90	22	its	its	PRON
ajbmeb-2004	90	23	financial	financial	ADJ
ajbmeb-2004	90	24	obligations	obligation	NOUN
ajbmeb-2004	90	25	.	.	PUNCT
ajbmeb-2004	91	1	2	2	X
ajbmeb-2004	91	2	.	.	X
ajbmeb-2004	91	3	decision	decision	NOUN
ajbmeb-2004	91	4	making	making	NOUN
ajbmeb-2004	91	5	:	:	PUNCT
ajbmeb-2004	91	6	financial	financial	ADJ
ajbmeb-2004	91	7	statement	statement	NOUN
ajbmeb-2004	91	8	analysis	analysis	NOUN
ajbmeb-2004	91	9	helps	help	VERB
ajbmeb-2004	91	10	in	in	ADP
ajbmeb-2004	91	11	making	make	VERB
ajbmeb-2004	91	12	important	important	ADJ
ajbmeb-2004	91	13	decisions	decision	NOUN
ajbmeb-2004	91	14	regarding	regard	VERB
ajbmeb-2004	91	15	investment	investment	NOUN
ajbmeb-2004	91	16	,	,	PUNCT
ajbmeb-2004	91	17	expansion	expansion	NOUN
ajbmeb-2004	91	18	,	,	PUNCT
ajbmeb-2004	91	19	financing	financing	NOUN
ajbmeb-2004	91	20	,	,	PUNCT
ajbmeb-2004	91	21	and	and	CCONJ
ajbmeb-2004	91	22	employment	employment	NOUN
ajbmeb-2004	91	23	.	.	PUNCT
ajbmeb-2004	92	1	this	this	DET
ajbmeb-2004	92	2	analysis	analysis	NOUN
ajbmeb-2004	92	3	can	can	AUX
ajbmeb-2004	92	4	help	help	VERB
ajbmeb-2004	92	5	make	make	VERB
ajbmeb-2004	92	6	better	well	ADJ
ajbmeb-2004	92	7	and	and	CCONJ
ajbmeb-2004	92	8	more	more	ADV
ajbmeb-2004	92	9	impactful	impactful	ADJ
ajbmeb-2004	92	10	strategic	strategic	ADJ
ajbmeb-2004	92	11	decisions	decision	NOUN
ajbmeb-2004	92	12	(	(	PUNCT
ajbmeb-2004	92	13	toni	toni	NOUN
ajbmeb-2004	92	14	2019	2019	NUM
ajbmeb-2004	92	15	,	,	PUNCT
ajbmeb-2004	92	16	p12	p12	ADJ
ajbmeb-2004	92	17	)	)	PUNCT
ajbmeb-2004	92	18	.	.	PUNCT
ajbmeb-2004	93	1	3	3	X
ajbmeb-2004	93	2	.	.	X
ajbmeb-2004	93	3	performance	performance	NOUN
ajbmeb-2004	93	4	evaluation	evaluation	NOUN
ajbmeb-2004	93	5	:	:	PUNCT
ajbmeb-2004	93	6	financial	financial	ADJ
ajbmeb-2004	93	7	statement	statement	NOUN
ajbmeb-2004	93	8	analysis	analysis	NOUN
ajbmeb-2004	93	9	allows	allow	VERB
ajbmeb-2004	93	10	the	the	DET
ajbmeb-2004	93	11	company	company	NOUN
ajbmeb-2004	93	12	's	's	PART
ajbmeb-2004	93	13	performance	performance	NOUN
ajbmeb-2004	93	14	to	to	PART
ajbmeb-2004	93	15	be	be	AUX
ajbmeb-2004	93	16	followed	follow	VERB
ajbmeb-2004	93	17	over	over	ADP
ajbmeb-2004	93	18	time	time	NOUN
ajbmeb-2004	93	19	and	and	CCONJ
ajbmeb-2004	93	20	to	to	PART
ajbmeb-2004	93	21	determine	determine	VERB
ajbmeb-2004	93	22	whether	whether	SCONJ
ajbmeb-2004	93	23	it	it	PRON
ajbmeb-2004	93	24	achieves	achieve	VERB
ajbmeb-2004	93	25	the	the	DET
ajbmeb-2004	93	26	specified	specified	ADJ
ajbmeb-2004	93	27	financial	financial	ADJ
ajbmeb-2004	93	28	goals	goal	NOUN
ajbmeb-2004	93	29	.	.	PUNCT
ajbmeb-2004	94	1	this	this	DET
ajbmeb-2004	94	2	analysis	analysis	NOUN
ajbmeb-2004	94	3	can	can	AUX
ajbmeb-2004	94	4	also	also	ADV
ajbmeb-2004	94	5	identify	identify	VERB
ajbmeb-2004	94	6	strengths	strength	NOUN
ajbmeb-2004	94	7	and	and	CCONJ
ajbmeb-2004	94	8	weaknesses	weakness	NOUN
ajbmeb-2004	94	9	in	in	ADP
ajbmeb-2004	94	10	performance	performance	NOUN
ajbmeb-2004	94	11	and	and	CCONJ
ajbmeb-2004	94	12	work	work	NOUN
ajbmeb-2004	94	13	to	to	PART
ajbmeb-2004	94	14	improve	improve	VERB
ajbmeb-2004	94	15	it	it	PRON
ajbmeb-2004	94	16	.	.	PUNCT
ajbmeb-2004	95	1	4	4	X
ajbmeb-2004	95	2	.	.	X
ajbmeb-2004	95	3	estimating	estimate	VERB
ajbmeb-2004	95	4	financial	financial	ADJ
ajbmeb-2004	95	5	soundness	soundness	NOUN
ajbmeb-2004	95	6	:	:	PUNCT
ajbmeb-2004	95	7	financial	financial	ADJ
ajbmeb-2004	95	8	statement	statement	NOUN
ajbmeb-2004	95	9	analysis	analysis	NOUN
ajbmeb-2004	95	10	processes	process	NOUN
ajbmeb-2004	95	11	help	help	AUX
ajbmeb-2004	95	12	estimate	estimate	VERB
ajbmeb-2004	95	13	the	the	DET
ajbmeb-2004	95	14	company	company	NOUN
ajbmeb-2004	95	15	’s	’s	PART
ajbmeb-2004	95	16	ability	ability	NOUN
ajbmeb-2004	95	17	to	to	PART
ajbmeb-2004	95	18	financially	financially	ADV
ajbmeb-2004	95	19	endure	endure	VERB
ajbmeb-2004	95	20	and	and	CCONJ
ajbmeb-2004	95	21	deal	deal	VERB
ajbmeb-2004	95	22	with	with	ADP
ajbmeb-2004	95	23	risks	risk	NOUN
ajbmeb-2004	95	24	.	.	PUNCT
ajbmeb-2004	96	1	this	this	DET
ajbmeb-2004	96	2	analysis	analysis	NOUN
ajbmeb-2004	96	3	can	can	AUX
ajbmeb-2004	96	4	also	also	ADV
ajbmeb-2004	96	5	determine	determine	VERB
ajbmeb-2004	96	6	whether	whether	SCONJ
ajbmeb-2004	96	7	a	a	DET
ajbmeb-2004	96	8	company	company	NOUN
ajbmeb-2004	96	9	needs	need	VERB
ajbmeb-2004	96	10	to	to	PART
ajbmeb-2004	96	11	improve	improve	VERB
ajbmeb-2004	96	12	its	its	PRON
ajbmeb-2004	96	13	financial	financial	ADJ
ajbmeb-2004	96	14	policy	policy	NOUN
ajbmeb-2004	96	15	.	.	PUNCT
ajbmeb-2004	97	1	5	5	X
ajbmeb-2004	97	2	.	.	X
ajbmeb-2004	97	3	sustainability	sustainability	NOUN
ajbmeb-2004	97	4	assessment	assessment	NOUN
ajbmeb-2004	97	5	:	:	PUNCT
ajbmeb-2004	97	6	financial	financial	ADJ
ajbmeb-2004	97	7	statement	statement	NOUN
ajbmeb-2004	97	8	analysis	analysis	NOUN
ajbmeb-2004	97	9	can	can	AUX
ajbmeb-2004	97	10	estimate	estimate	VERB
ajbmeb-2004	97	11	a	a	DET
ajbmeb-2004	97	12	company	company	NOUN
ajbmeb-2004	97	13	's	's	PART
ajbmeb-2004	97	14	ability	ability	NOUN
ajbmeb-2004	97	15	to	to	PART
ajbmeb-2004	97	16	survive	survive	VERB
ajbmeb-2004	97	17	and	and	CCONJ
ajbmeb-2004	97	18	thrive	thrive	VERB
ajbmeb-2004	97	19	in	in	ADP
ajbmeb-2004	97	20	the	the	DET
ajbmeb-2004	97	21	long	long	ADJ
ajbmeb-2004	97	22	term	term	NOUN
ajbmeb-2004	97	23	.	.	PUNCT
ajbmeb-2004	98	1	this	this	PRON
ajbmeb-2004	98	2	includes	include	VERB
ajbmeb-2004	98	3	valuing	value	VERB
ajbmeb-2004	98	4	the	the	DET
ajbmeb-2004	98	5	ability	ability	NOUN
ajbmeb-2004	98	6	to	to	PART
ajbmeb-2004	98	7	generate	generate	VERB
ajbmeb-2004	98	8	profits	profit	NOUN
ajbmeb-2004	98	9	on	on	ADP
ajbmeb-2004	98	10	an	an	DET
ajbmeb-2004	98	11	ongoing	ongoing	ADJ
ajbmeb-2004	98	12	basis	basis	NOUN
ajbmeb-2004	98	13	and	and	CCONJ
ajbmeb-2004	98	14	investing	invest	VERB
ajbmeb-2004	98	15	in	in	ADP
ajbmeb-2004	98	16	the	the	DET
ajbmeb-2004	98	17	growth	growth	NOUN
ajbmeb-2004	98	18	of	of	ADP
ajbmeb-2004	98	19	the	the	DET
ajbmeb-2004	98	20	company	company	NOUN
ajbmeb-2004	98	21	.	.	PUNCT
ajbmeb-2004	99	1	6	6	NUM
ajbmeb-2004	99	2	.	.	X
ajbmeb-2004	99	3	comparison	comparison	NOUN
ajbmeb-2004	99	4	with	with	ADP
ajbmeb-2004	99	5	competitors	competitor	NOUN
ajbmeb-2004	99	6	:	:	PUNCT
ajbmeb-2004	99	7	financial	financial	ADJ
ajbmeb-2004	99	8	statement	statement	NOUN
ajbmeb-2004	99	9	analysis	analysis	NOUN
ajbmeb-2004	99	10	can	can	AUX
ajbmeb-2004	99	11	be	be	AUX
ajbmeb-2004	99	12	used	use	VERB
ajbmeb-2004	99	13	to	to	PART
ajbmeb-2004	99	14	compare	compare	VERB
ajbmeb-2004	99	15	a	a	DET
ajbmeb-2004	99	16	company	company	NOUN
ajbmeb-2004	99	17	's	's	PART
ajbmeb-2004	99	18	performance	performance	NOUN
ajbmeb-2004	99	19	with	with	ADP
ajbmeb-2004	99	20	its	its	PRON
ajbmeb-2004	99	21	competitors	competitor	NOUN
ajbmeb-2004	99	22	in	in	ADP
ajbmeb-2004	99	23	the	the	DET
ajbmeb-2004	99	24	same	same	ADJ
ajbmeb-2004	99	25	industry	industry	NOUN
ajbmeb-2004	99	26	.	.	PUNCT
ajbmeb-2004	100	1	this	this	PRON
ajbmeb-2004	100	2	can	can	AUX
ajbmeb-2004	100	3	reveal	reveal	VERB
ajbmeb-2004	100	4	strengths	strength	NOUN
ajbmeb-2004	100	5	,	,	PUNCT
ajbmeb-2004	100	6	weaknesses	weakness	NOUN
ajbmeb-2004	100	7	,	,	PUNCT
ajbmeb-2004	100	8	opportunities	opportunity	NOUN
ajbmeb-2004	100	9	and	and	CCONJ
ajbmeb-2004	100	10	threats	threat	NOUN
ajbmeb-2004	100	11	in	in	ADP
ajbmeb-2004	100	12	the	the	DET
ajbmeb-2004	100	13	market	market	NOUN
ajbmeb-2004	100	14	.	.	PUNCT
ajbmeb-2004	101	1	7	7	X
ajbmeb-2004	101	2	.	.	X
ajbmeb-2004	101	3	estimating	estimate	VERB
ajbmeb-2004	101	4	value	value	NOUN
ajbmeb-2004	101	5	:	:	PUNCT
ajbmeb-2004	101	6	financial	financial	ADJ
ajbmeb-2004	101	7	statement	statement	NOUN
ajbmeb-2004	101	8	analysis	analysis	NOUN
ajbmeb-2004	101	9	can	can	AUX
ajbmeb-2004	101	10	be	be	AUX
ajbmeb-2004	101	11	used	use	VERB
ajbmeb-2004	101	12	to	to	PART
ajbmeb-2004	101	13	estimate	estimate	VERB
ajbmeb-2004	101	14	the	the	DET
ajbmeb-2004	101	15	value	value	NOUN
ajbmeb-2004	101	16	of	of	ADP
ajbmeb-2004	101	17	the	the	DET
ajbmeb-2004	101	18	company	company	NOUN
ajbmeb-2004	101	19	in	in	ADP
ajbmeb-2004	101	20	the	the	DET
ajbmeb-2004	101	21	event	event	NOUN
ajbmeb-2004	101	22	of	of	ADP
ajbmeb-2004	101	23	sale	sale	NOUN
ajbmeb-2004	101	24	or	or	CCONJ
ajbmeb-2004	101	25	acquisition	acquisition	NOUN
ajbmeb-2004	101	26	,	,	PUNCT
ajbmeb-2004	101	27	which	which	PRON
ajbmeb-2004	101	28	is	be	AUX
ajbmeb-2004	101	29	important	important	ADJ
ajbmeb-2004	101	30	for	for	ADP
ajbmeb-2004	101	31	investors	investor	NOUN
ajbmeb-2004	101	32	and	and	CCONJ
ajbmeb-2004	101	33	companies	company	NOUN
ajbmeb-2004	101	34	wishing	wish	VERB
ajbmeb-2004	101	35	to	to	PART
ajbmeb-2004	101	36	expand	expand	VERB
ajbmeb-2004	101	37	or	or	CCONJ
ajbmeb-2004	101	38	merge	merge	VERB
ajbmeb-2004	101	39	their	their	PRON
ajbmeb-2004	101	40	business	business	NOUN
ajbmeb-2004	101	41	(	(	PUNCT
ajbmeb-2004	101	42	edward	edward	NOUN
ajbmeb-2004	101	43	)	)	PUNCT
ajbmeb-2004	101	44	,	,	PUNCT
ajbmeb-2004	101	45	2021	2021	NUM
ajbmeb-2004	101	46	,	,	PUNCT
ajbmeb-2004	101	47	p.	p.	NOUN
ajbmeb-2004	101	48	21	21	NUM
ajbmeb-2004	101	49	)	)	PUNCT
ajbmeb-2004	101	50	.	.	PUNCT
ajbmeb-2004	102	1	fourth	fourth	ADJ
ajbmeb-2004	102	2	:	:	PUNCT
ajbmeb-2004	102	3	financial	financial	ADJ
ajbmeb-2004	102	4	ratios	ratio	NOUN
ajbmeb-2004	102	5	financial	financial	ADJ
ajbmeb-2004	102	6	ratios	ratio	NOUN
ajbmeb-2004	102	7	are	be	AUX
ajbmeb-2004	102	8	a	a	DET
ajbmeb-2004	102	9	set	set	NOUN
ajbmeb-2004	102	10	of	of	ADP
ajbmeb-2004	102	11	ratios	ratio	NOUN
ajbmeb-2004	102	12	and	and	CCONJ
ajbmeb-2004	102	13	metrics	metric	NOUN
ajbmeb-2004	102	14	that	that	PRON
ajbmeb-2004	102	15	are	be	AUX
ajbmeb-2004	102	16	used	use	VERB
ajbmeb-2004	102	17	to	to	PART
ajbmeb-2004	102	18	measure	measure	VERB
ajbmeb-2004	102	19	and	and	CCONJ
ajbmeb-2004	102	20	analyze	analyze	VERB
ajbmeb-2004	102	21	the	the	DET
ajbmeb-2004	102	22	relationships	relationship	NOUN
ajbmeb-2004	102	23	between	between	ADP
ajbmeb-2004	102	24	components	component	NOUN
ajbmeb-2004	102	25	of	of	ADP
ajbmeb-2004	102	26	financial	financial	ADJ
ajbmeb-2004	102	27	statements	statement	NOUN
ajbmeb-2004	102	28	,	,	PUNCT
ajbmeb-2004	102	29	and	and	CCONJ
ajbmeb-2004	102	30	provide	provide	VERB
ajbmeb-2004	102	31	a	a	DET
ajbmeb-2004	102	32	better	well	ADJ
ajbmeb-2004	102	33	understanding	understanding	NOUN
ajbmeb-2004	102	34	of	of	ADP
ajbmeb-2004	102	35	the	the	DET
ajbmeb-2004	102	36	financial	financial	ADJ
ajbmeb-2004	102	37	performance	performance	NOUN
ajbmeb-2004	102	38	and	and	CCONJ
ajbmeb-2004	102	39	financial	financial	ADJ
ajbmeb-2004	102	40	condition	condition	NOUN
ajbmeb-2004	102	41	of	of	ADP
ajbmeb-2004	102	42	companies	company	NOUN
ajbmeb-2004	102	43	and	and	CCONJ
ajbmeb-2004	102	44	institutions	institution	NOUN
ajbmeb-2004	102	45	.	.	PUNCT
ajbmeb-2004	103	1	financial	financial	ADJ
ajbmeb-2004	103	2	ratios	ratio	NOUN
ajbmeb-2004	103	3	play	play	VERB
ajbmeb-2004	103	4	an	an	DET
ajbmeb-2004	103	5	important	important	ADJ
ajbmeb-2004	103	6	role	role	NOUN
ajbmeb-2004	103	7	in	in	ADP
ajbmeb-2004	103	8	providing	provide	VERB
ajbmeb-2004	103	9	a	a	DET
ajbmeb-2004	103	10	comprehensive	comprehensive	ADJ
ajbmeb-2004	103	11	picture	picture	NOUN
ajbmeb-2004	103	12	of	of	ADP
ajbmeb-2004	103	13	financial	financial	ADJ
ajbmeb-2004	103	14	health	health	NOUN
ajbmeb-2004	103	15	and	and	CCONJ
ajbmeb-2004	103	16	the	the	DET
ajbmeb-2004	103	17	ability	ability	NOUN
ajbmeb-2004	103	18	to	to	PART
ajbmeb-2004	103	19	meet	meet	VERB
ajbmeb-2004	103	20	financial	financial	ADJ
ajbmeb-2004	103	21	obligations	obligation	NOUN
ajbmeb-2004	103	22	(	(	PUNCT
ajbmeb-2004	103	23	rizk	rizk	PROPN
ajbmeb-2004	103	24	,	,	PUNCT
ajbmeb-2004	103	25	2009	2009	NUM
ajbmeb-2004	103	26	,	,	PUNCT
ajbmeb-2004	103	27	p.	p.	NOUN
ajbmeb-2004	103	28	209	209	NUM
ajbmeb-2004	103	29	)	)	PUNCT
ajbmeb-2004	103	30	.	.	PUNCT
ajbmeb-2004	104	1	american	american	PROPN
ajbmeb-2004	104	2	journal	journal	PROPN
ajbmeb-2004	104	3	of	of	ADP
ajbmeb-2004	104	4	business	business	NOUN
ajbmeb-2004	104	5	management	management	NOUN
ajbmeb-2004	104	6	,	,	PUNCT
ajbmeb-2004	104	7	economics	economic	NOUN
ajbmeb-2004	104	8	and	and	CCONJ
ajbmeb-2004	104	9	banking	banking	NOUN
ajbmeb-2004	104	10	volume	volume	NOUN
ajbmeb-2004	104	11	23	23	NUM
ajbmeb-2004	104	12	april	april	PROPN
ajbmeb-2004	104	13	2024	2024	NUM
ajbmeb-2004	104	14	p	p	NOUN
ajbmeb-2004	104	15	a	a	PRON
ajbmeb-2004	104	16	g	g	NOUN
ajbmeb-2004	104	17	e	e	PROPN
ajbmeb-2004	104	18	|	|	ADV
ajbmeb-2004	104	19	119	119	NUM
ajbmeb-2004	104	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	104	21	types	type	NOUN
ajbmeb-2004	104	22	of	of	ADP
ajbmeb-2004	104	23	financial	financial	ADJ
ajbmeb-2004	104	24	ratios	ratio	NOUN
ajbmeb-2004	104	25	:	:	PUNCT
ajbmeb-2004	104	26	a.	a.	NOUN
ajbmeb-2004	104	27	profitability	profitability	NOUN
ajbmeb-2004	104	28	ratios	ratio	NOUN
ajbmeb-2004	104	29	:	:	PUNCT
ajbmeb-2004	104	30	•	•	NUM
ajbmeb-2004	104	31	net	net	ADJ
ajbmeb-2004	104	32	profit	profit	NOUN
ajbmeb-2004	104	33	to	to	ADP
ajbmeb-2004	104	34	sales	sale	NOUN
ajbmeb-2004	104	35	ratio	ratio	NOUN
ajbmeb-2004	104	36	:	:	PUNCT
ajbmeb-2004	104	37	the	the	DET
ajbmeb-2004	104	38	net	net	ADJ
ajbmeb-2004	104	39	profit	profit	NOUN
ajbmeb-2004	104	40	ratio	ratio	NOUN
ajbmeb-2004	104	41	is	be	AUX
ajbmeb-2004	104	42	evaluated	evaluate	VERB
ajbmeb-2004	104	43	in	in	ADP
ajbmeb-2004	104	44	relation	relation	NOUN
ajbmeb-2004	104	45	to	to	ADP
ajbmeb-2004	104	46	total	total	ADJ
ajbmeb-2004	104	47	sales	sale	NOUN
ajbmeb-2004	104	48	,	,	PUNCT
ajbmeb-2004	104	49	which	which	PRON
ajbmeb-2004	104	50	helps	help	VERB
ajbmeb-2004	104	51	in	in	ADP
ajbmeb-2004	104	52	determining	determine	VERB
ajbmeb-2004	104	53	the	the	DET
ajbmeb-2004	104	54	profitability	profitability	NOUN
ajbmeb-2004	104	55	margin	margin	NOUN
ajbmeb-2004	104	56	.	.	PUNCT
ajbmeb-2004	105	1	•	•	NUM
ajbmeb-2004	105	2	return	return	NOUN
ajbmeb-2004	105	3	on	on	ADP
ajbmeb-2004	105	4	assets	asset	NOUN
ajbmeb-2004	105	5	ratio	ratio	NOUN
ajbmeb-2004	105	6	:	:	PUNCT
ajbmeb-2004	105	7	evaluates	evaluate	VERB
ajbmeb-2004	105	8	the	the	DET
ajbmeb-2004	105	9	efficiency	efficiency	NOUN
ajbmeb-2004	105	10	of	of	ADP
ajbmeb-2004	105	11	using	use	VERB
ajbmeb-2004	105	12	assets	asset	NOUN
ajbmeb-2004	105	13	to	to	PART
ajbmeb-2004	105	14	achieve	achieve	VERB
ajbmeb-2004	105	15	profit	profit	NOUN
ajbmeb-2004	105	16	.	.	PUNCT
ajbmeb-2004	106	1	b.	b.	PROPN
ajbmeb-2004	106	2	liquidity	liquidity	PROPN
ajbmeb-2004	106	3	ratios	ratio	NOUN
ajbmeb-2004	106	4	:	:	PUNCT
ajbmeb-2004	106	5	•	•	NUM
ajbmeb-2004	106	6	current	current	ADJ
ajbmeb-2004	106	7	liquidity	liquidity	NOUN
ajbmeb-2004	106	8	ratio	ratio	NOUN
ajbmeb-2004	106	9	:	:	PUNCT
ajbmeb-2004	106	10	evaluates	evaluate	VERB
ajbmeb-2004	106	11	the	the	DET
ajbmeb-2004	106	12	company	company	NOUN
ajbmeb-2004	106	13	's	's	PART
ajbmeb-2004	106	14	ability	ability	NOUN
ajbmeb-2004	106	15	to	to	PART
ajbmeb-2004	106	16	pay	pay	VERB
ajbmeb-2004	106	17	its	its	PRON
ajbmeb-2004	106	18	short	short	ADJ
ajbmeb-2004	106	19	-	-	PUNCT
ajbmeb-2004	106	20	term	term	NOUN
ajbmeb-2004	106	21	obligations	obligation	NOUN
ajbmeb-2004	106	22	through	through	ADP
ajbmeb-2004	106	23	liquid	liquid	ADJ
ajbmeb-2004	106	24	assets	asset	NOUN
ajbmeb-2004	106	25	.	.	PUNCT
ajbmeb-2004	107	1	•	•	NUM
ajbmeb-2004	107	2	quick	quick	ADJ
ajbmeb-2004	107	3	ratio	ratio	NOUN
ajbmeb-2004	107	4	:	:	PUNCT
ajbmeb-2004	107	5	it	it	PRON
ajbmeb-2004	107	6	excludes	exclude	VERB
ajbmeb-2004	107	7	securities	security	NOUN
ajbmeb-2004	107	8	from	from	ADP
ajbmeb-2004	107	9	assets	asset	NOUN
ajbmeb-2004	107	10	to	to	PART
ajbmeb-2004	107	11	assess	assess	VERB
ajbmeb-2004	107	12	the	the	DET
ajbmeb-2004	107	13	ability	ability	NOUN
ajbmeb-2004	107	14	to	to	PART
ajbmeb-2004	107	15	pay	pay	VERB
ajbmeb-2004	107	16	off	off	ADP
ajbmeb-2004	107	17	its	its	PRON
ajbmeb-2004	107	18	obligations	obligation	NOUN
ajbmeb-2004	107	19	faster	fast	ADV
ajbmeb-2004	107	20	.	.	PUNCT
ajbmeb-2004	108	1	c.	c.	NOUN
ajbmeb-2004	108	2	debt	debt	NOUN
ajbmeb-2004	108	3	ratios	ratio	NOUN
ajbmeb-2004	108	4	:	:	PUNCT
ajbmeb-2004	108	5	•	•	NUM
ajbmeb-2004	108	6	debt	debt	NOUN
ajbmeb-2004	108	7	-	-	PUNCT
ajbmeb-2004	108	8	to	to	ADP
ajbmeb-2004	108	9	-	-	PUNCT
ajbmeb-2004	108	10	equity	equity	NOUN
ajbmeb-2004	108	11	ratio	ratio	NOUN
ajbmeb-2004	108	12	:	:	PUNCT
ajbmeb-2004	108	13	an	an	DET
ajbmeb-2004	108	14	assessment	assessment	NOUN
ajbmeb-2004	108	15	of	of	ADP
ajbmeb-2004	108	16	the	the	DET
ajbmeb-2004	108	17	extent	extent	NOUN
ajbmeb-2004	108	18	to	to	PART
ajbmeb-2004	108	19	which	which	PRON
ajbmeb-2004	108	20	a	a	DET
ajbmeb-2004	108	21	company	company	NOUN
ajbmeb-2004	108	22	is	be	AUX
ajbmeb-2004	108	23	financed	finance	VERB
ajbmeb-2004	108	24	by	by	ADP
ajbmeb-2004	108	25	debt	debt	NOUN
ajbmeb-2004	108	26	compared	compare	VERB
ajbmeb-2004	108	27	to	to	ADP
ajbmeb-2004	108	28	equity	equity	NOUN
ajbmeb-2004	108	29	.	.	PUNCT
ajbmeb-2004	109	1	•	•	NUM
ajbmeb-2004	109	2	debt	debt	NOUN
ajbmeb-2004	109	3	-	-	PUNCT
ajbmeb-2004	109	4	to	to	ADP
ajbmeb-2004	109	5	-	-	PUNCT
ajbmeb-2004	109	6	assets	asset	NOUN
ajbmeb-2004	109	7	ratio	ratio	NOUN
ajbmeb-2004	109	8	:	:	PUNCT
ajbmeb-2004	109	9	assesses	assess	VERB
ajbmeb-2004	109	10	the	the	DET
ajbmeb-2004	109	11	extent	extent	NOUN
ajbmeb-2004	109	12	to	to	PART
ajbmeb-2004	109	13	which	which	PRON
ajbmeb-2004	109	14	assets	asset	NOUN
ajbmeb-2004	109	15	are	be	AUX
ajbmeb-2004	109	16	financed	finance	VERB
ajbmeb-2004	109	17	by	by	ADP
ajbmeb-2004	109	18	debt	debt	NOUN
ajbmeb-2004	109	19	(	(	PUNCT
ajbmeb-2004	109	20	khalil	khalil	PROPN
ajbmeb-2004	109	21	,	,	PUNCT
ajbmeb-2004	109	22	1988	1988	NUM
ajbmeb-2004	109	23	,	,	PUNCT
ajbmeb-2004	109	24	95	95	NUM
ajbmeb-2004	109	25	)	)	PUNCT
ajbmeb-2004	109	26	.	.	PUNCT
ajbmeb-2004	110	1	d.	d.	PROPN
ajbmeb-2004	110	2	return	return	PROPN
ajbmeb-2004	110	3	ratios	ratio	NOUN
ajbmeb-2004	110	4	:	:	PUNCT
ajbmeb-2004	110	5	•	•	ADP
ajbmeb-2004	110	6	return	return	NOUN
ajbmeb-2004	110	7	on	on	ADP
ajbmeb-2004	110	8	investment	investment	NOUN
ajbmeb-2004	110	9	ratio	ratio	NOUN
ajbmeb-2004	110	10	:	:	PUNCT
ajbmeb-2004	110	11	an	an	DET
ajbmeb-2004	110	12	assessment	assessment	NOUN
ajbmeb-2004	110	13	of	of	ADP
ajbmeb-2004	110	14	the	the	DET
ajbmeb-2004	110	15	company	company	NOUN
ajbmeb-2004	110	16	’s	’s	PART
ajbmeb-2004	110	17	efficiency	efficiency	NOUN
ajbmeb-2004	110	18	in	in	ADP
ajbmeb-2004	110	19	achieving	achieve	VERB
ajbmeb-2004	110	20	returns	return	NOUN
ajbmeb-2004	110	21	on	on	ADP
ajbmeb-2004	110	22	its	its	PRON
ajbmeb-2004	110	23	investments	investment	NOUN
ajbmeb-2004	110	24	.	.	PUNCT
ajbmeb-2004	111	1	•	•	NUM
ajbmeb-2004	111	2	return	return	NOUN
ajbmeb-2004	111	3	on	on	ADP
ajbmeb-2004	111	4	equity	equity	NOUN
ajbmeb-2004	111	5	ratio	ratio	NOUN
ajbmeb-2004	111	6	:	:	PUNCT
ajbmeb-2004	111	7	an	an	DET
ajbmeb-2004	111	8	evaluation	evaluation	NOUN
ajbmeb-2004	111	9	of	of	ADP
ajbmeb-2004	111	10	shareholders	shareholder	NOUN
ajbmeb-2004	111	11	’	'	PUNCT
ajbmeb-2004	111	12	returns	return	NOUN
ajbmeb-2004	111	13	compared	compare	VERB
ajbmeb-2004	111	14	to	to	ADP
ajbmeb-2004	111	15	the	the	DET
ajbmeb-2004	111	16	size	size	NOUN
ajbmeb-2004	111	17	of	of	ADP
ajbmeb-2004	111	18	their	their	PRON
ajbmeb-2004	111	19	equity	equity	NOUN
ajbmeb-2004	111	20	.	.	PUNCT
ajbmeb-2004	112	1	h.	h.	PROPN
ajbmeb-2004	112	2	productivity	productivity	PROPN
ajbmeb-2004	112	3	ratios	ratio	NOUN
ajbmeb-2004	112	4	:	:	PUNCT
ajbmeb-2004	112	5	•	•	ADP
ajbmeb-2004	112	6	return	return	NOUN
ajbmeb-2004	112	7	to	to	ADP
ajbmeb-2004	112	8	employee	employee	NOUN
ajbmeb-2004	112	9	ratio	ratio	NOUN
ajbmeb-2004	112	10	:	:	PUNCT
ajbmeb-2004	112	11	evaluating	evaluate	VERB
ajbmeb-2004	112	12	productivity	productivity	NOUN
ajbmeb-2004	112	13	based	base	VERB
ajbmeb-2004	112	14	on	on	ADP
ajbmeb-2004	112	15	revenue	revenue	NOUN
ajbmeb-2004	112	16	versus	versus	ADP
ajbmeb-2004	112	17	number	number	NOUN
ajbmeb-2004	112	18	of	of	ADP
ajbmeb-2004	112	19	employees	employee	NOUN
ajbmeb-2004	112	20	.	.	PUNCT
ajbmeb-2004	113	1	the	the	DET
ajbmeb-2004	113	2	importance	importance	NOUN
ajbmeb-2004	113	3	of	of	ADP
ajbmeb-2004	113	4	using	use	VERB
ajbmeb-2004	113	5	financial	financial	ADJ
ajbmeb-2004	113	6	ratios	ratio	NOUN
ajbmeb-2004	113	7	:	:	PUNCT
ajbmeb-2004	113	8	•	•	ADP
ajbmeb-2004	113	9	providing	provide	VERB
ajbmeb-2004	113	10	an	an	DET
ajbmeb-2004	113	11	accurate	accurate	ADJ
ajbmeb-2004	113	12	understanding	understanding	NOUN
ajbmeb-2004	113	13	of	of	ADP
ajbmeb-2004	113	14	the	the	DET
ajbmeb-2004	113	15	organization	organization	NOUN
ajbmeb-2004	113	16	's	's	PART
ajbmeb-2004	113	17	financial	financial	ADJ
ajbmeb-2004	113	18	position	position	NOUN
ajbmeb-2004	113	19	and	and	CCONJ
ajbmeb-2004	113	20	its	its	PRON
ajbmeb-2004	113	21	ability	ability	NOUN
ajbmeb-2004	113	22	to	to	PART
ajbmeb-2004	113	23	bear	bear	VERB
ajbmeb-2004	113	24	financial	financial	ADJ
ajbmeb-2004	113	25	risks	risk	NOUN
ajbmeb-2004	113	26	.	.	PUNCT
ajbmeb-2004	114	1	•	•	PUNCT
ajbmeb-2004	114	2	providing	provide	VERB
ajbmeb-2004	114	3	information	information	NOUN
ajbmeb-2004	114	4	for	for	ADP
ajbmeb-2004	114	5	making	make	VERB
ajbmeb-2004	114	6	strategic	strategic	ADJ
ajbmeb-2004	114	7	decisions	decision	NOUN
ajbmeb-2004	114	8	such	such	ADJ
ajbmeb-2004	114	9	as	as	ADP
ajbmeb-2004	114	10	expanding	expand	VERB
ajbmeb-2004	114	11	the	the	DET
ajbmeb-2004	114	12	business	business	NOUN
ajbmeb-2004	114	13	or	or	CCONJ
ajbmeb-2004	114	14	implementing	implement	VERB
ajbmeb-2004	114	15	new	new	ADJ
ajbmeb-2004	114	16	projects	project	NOUN
ajbmeb-2004	114	17	.	.	PUNCT
ajbmeb-2004	115	1	•	•	NUM
ajbmeb-2004	115	2	providing	provide	VERB
ajbmeb-2004	115	3	rules	rule	NOUN
ajbmeb-2004	115	4	for	for	ADP
ajbmeb-2004	115	5	comparing	compare	VERB
ajbmeb-2004	115	6	the	the	DET
ajbmeb-2004	115	7	company	company	NOUN
ajbmeb-2004	115	8	's	's	PART
ajbmeb-2004	115	9	performance	performance	NOUN
ajbmeb-2004	115	10	with	with	ADP
ajbmeb-2004	115	11	its	its	PRON
ajbmeb-2004	115	12	competitors	competitor	NOUN
ajbmeb-2004	115	13	or	or	CCONJ
ajbmeb-2004	115	14	with	with	ADP
ajbmeb-2004	115	15	industry	industry	NOUN
ajbmeb-2004	115	16	standards	standard	NOUN
ajbmeb-2004	115	17	.	.	PUNCT
ajbmeb-2004	116	1	drawing	draw	VERB
ajbmeb-2004	116	2	on	on	ADP
ajbmeb-2004	116	3	this	this	DET
ajbmeb-2004	116	4	theoretical	theoretical	ADJ
ajbmeb-2004	116	5	framework	framework	NOUN
ajbmeb-2004	116	6	of	of	ADP
ajbmeb-2004	116	7	financial	financial	ADJ
ajbmeb-2004	116	8	ratios	ratio	NOUN
ajbmeb-2004	116	9	can	can	AUX
ajbmeb-2004	116	10	help	help	VERB
ajbmeb-2004	116	11	better	well	ADV
ajbmeb-2004	116	12	understand	understand	VERB
ajbmeb-2004	116	13	and	and	CCONJ
ajbmeb-2004	116	14	analyze	analyze	VERB
ajbmeb-2004	116	15	the	the	DET
ajbmeb-2004	116	16	financial	financial	ADJ
ajbmeb-2004	116	17	performance	performance	NOUN
ajbmeb-2004	116	18	of	of	ADP
ajbmeb-2004	116	19	organizations	organization	NOUN
ajbmeb-2004	116	20	.	.	PUNCT
ajbmeb-2004	117	1	(	(	PUNCT
ajbmeb-2004	117	2	al	al	PROPN
ajbmeb-2004	117	3	-	-	PUNCT
ajbmeb-2004	117	4	afandi	afandi	PROPN
ajbmeb-2004	117	5	,	,	PUNCT
ajbmeb-2004	117	6	2017	2017	NUM
ajbmeb-2004	117	7	,	,	PUNCT
ajbmeb-2004	117	8	p.	p.	NOUN
ajbmeb-2004	117	9	177	177	NUM
ajbmeb-2004	117	10	)	)	PUNCT
ajbmeb-2004	117	11	.	.	PUNCT
ajbmeb-2004	118	1	fifth	fifth	ADJ
ajbmeb-2004	118	2	:	:	PUNCT
ajbmeb-2004	118	3	analysis	analysis	NOUN
ajbmeb-2004	118	4	of	of	ADP
ajbmeb-2004	118	5	time	time	NOUN
ajbmeb-2004	118	6	trends	trend	NOUN
ajbmeb-2004	118	7	time	time	NOUN
ajbmeb-2004	118	8	trend	trend	NOUN
ajbmeb-2004	118	9	analysis	analysis	NOUN
ajbmeb-2004	118	10	is	be	AUX
ajbmeb-2004	118	11	the	the	DET
ajbmeb-2004	118	12	process	process	NOUN
ajbmeb-2004	118	13	of	of	ADP
ajbmeb-2004	118	14	studying	study	VERB
ajbmeb-2004	118	15	changes	change	NOUN
ajbmeb-2004	118	16	in	in	ADP
ajbmeb-2004	118	17	financial	financial	ADJ
ajbmeb-2004	118	18	data	datum	NOUN
ajbmeb-2004	118	19	and	and	CCONJ
ajbmeb-2004	118	20	financial	financial	ADJ
ajbmeb-2004	118	21	indicators	indicator	NOUN
ajbmeb-2004	118	22	over	over	ADP
ajbmeb-2004	118	23	time	time	NOUN
ajbmeb-2004	118	24	.	.	PUNCT
ajbmeb-2004	119	1	this	this	DET
ajbmeb-2004	119	2	analysis	analysis	NOUN
ajbmeb-2004	119	3	is	be	AUX
ajbmeb-2004	119	4	used	use	VERB
ajbmeb-2004	119	5	to	to	PART
ajbmeb-2004	119	6	understand	understand	VERB
ajbmeb-2004	119	7	the	the	DET
ajbmeb-2004	119	8	pattern	pattern	NOUN
ajbmeb-2004	119	9	followed	follow	VERB
ajbmeb-2004	119	10	by	by	ADP
ajbmeb-2004	119	11	financial	financial	ADJ
ajbmeb-2004	119	12	performance	performance	NOUN
ajbmeb-2004	119	13	over	over	ADP
ajbmeb-2004	119	14	multiple	multiple	ADJ
ajbmeb-2004	119	15	years	year	NOUN
ajbmeb-2004	119	16	and	and	CCONJ
ajbmeb-2004	119	17	to	to	PART
ajbmeb-2004	119	18	identify	identify	VERB
ajbmeb-2004	119	19	long	long	ADJ
ajbmeb-2004	119	20	-	-	PUNCT
ajbmeb-2004	119	21	term	term	NOUN
ajbmeb-2004	119	22	trends	trend	NOUN
ajbmeb-2004	119	23	and	and	CCONJ
ajbmeb-2004	119	24	significant	significant	ADJ
ajbmeb-2004	119	25	changes	change	NOUN
ajbmeb-2004	119	26	in	in	ADP
ajbmeb-2004	119	27	performance	performance	NOUN
ajbmeb-2004	119	28	(	(	PUNCT
ajbmeb-2004	119	29	baker	baker	NOUN
ajbmeb-2004	119	30	,	,	PUNCT
ajbmeb-2004	119	31	2005	2005	NUM
ajbmeb-2004	119	32	,	,	PUNCT
ajbmeb-2004	119	33	pp	pp	ADJ
ajbmeb-2004	119	34	.	.	PUNCT
ajbmeb-2004	119	35	8896	8896	NUM
ajbmeb-2004	119	36	)	)	PUNCT
ajbmeb-2004	119	37	.	.	PUNCT
ajbmeb-2004	120	1	the	the	DET
ajbmeb-2004	120	2	importance	importance	NOUN
ajbmeb-2004	120	3	of	of	ADP
ajbmeb-2004	120	4	analyzing	analyze	VERB
ajbmeb-2004	120	5	time	time	NOUN
ajbmeb-2004	120	6	trends	trend	NOUN
ajbmeb-2004	120	7	:	:	PUNCT
ajbmeb-2004	120	8	a.	a.	NOUN
ajbmeb-2004	120	9	identifying	identify	VERB
ajbmeb-2004	120	10	long	long	ADJ
ajbmeb-2004	120	11	-	-	PUNCT
ajbmeb-2004	120	12	term	term	NOUN
ajbmeb-2004	120	13	trends	trend	NOUN
ajbmeb-2004	120	14	:	:	PUNCT
ajbmeb-2004	120	15	time	time	NOUN
ajbmeb-2004	120	16	trend	trend	NOUN
ajbmeb-2004	120	17	analysis	analysis	NOUN
ajbmeb-2004	120	18	helps	help	VERB
ajbmeb-2004	120	19	determine	determine	VERB
ajbmeb-2004	120	20	the	the	DET
ajbmeb-2004	120	21	pattern	pattern	NOUN
ajbmeb-2004	120	22	followed	follow	VERB
ajbmeb-2004	120	23	by	by	ADP
ajbmeb-2004	120	24	financial	financial	ADJ
ajbmeb-2004	120	25	performance	performance	NOUN
ajbmeb-2004	120	26	over	over	ADP
ajbmeb-2004	120	27	time	time	NOUN
ajbmeb-2004	120	28	,	,	PUNCT
ajbmeb-2004	120	29	which	which	PRON
ajbmeb-2004	120	30	contributes	contribute	VERB
ajbmeb-2004	120	31	to	to	ADP
ajbmeb-2004	120	32	identifying	identify	VERB
ajbmeb-2004	120	33	long	long	ADJ
ajbmeb-2004	120	34	-	-	PUNCT
ajbmeb-2004	120	35	term	term	NOUN
ajbmeb-2004	120	36	trends	trend	NOUN
ajbmeb-2004	120	37	and	and	CCONJ
ajbmeb-2004	120	38	guiding	guide	VERB
ajbmeb-2004	120	39	the	the	DET
ajbmeb-2004	120	40	organization	organization	NOUN
ajbmeb-2004	120	41	's	's	PART
ajbmeb-2004	120	42	strategies	strategy	NOUN
ajbmeb-2004	120	43	.	.	PUNCT
ajbmeb-2004	121	1	b.	b.	PROPN
ajbmeb-2004	121	2	detecting	detect	VERB
ajbmeb-2004	121	3	important	important	ADJ
ajbmeb-2004	121	4	changes	change	NOUN
ajbmeb-2004	121	5	:	:	PUNCT
ajbmeb-2004	121	6	analyzing	analyze	VERB
ajbmeb-2004	121	7	time	time	NOUN
ajbmeb-2004	121	8	trends	trend	NOUN
ajbmeb-2004	121	9	can	can	AUX
ajbmeb-2004	121	10	reveal	reveal	VERB
ajbmeb-2004	121	11	important	important	ADJ
ajbmeb-2004	121	12	changes	change	NOUN
ajbmeb-2004	121	13	in	in	ADP
ajbmeb-2004	121	14	the	the	DET
ajbmeb-2004	121	15	company	company	NOUN
ajbmeb-2004	121	16	’s	’s	PART
ajbmeb-2004	121	17	performance	performance	NOUN
ajbmeb-2004	121	18	,	,	PUNCT
ajbmeb-2004	121	19	whether	whether	SCONJ
ajbmeb-2004	121	20	they	they	PRON
ajbmeb-2004	121	21	are	be	AUX
ajbmeb-2004	121	22	an	an	DET
ajbmeb-2004	121	23	improvement	improvement	NOUN
ajbmeb-2004	121	24	or	or	CCONJ
ajbmeb-2004	121	25	a	a	DET
ajbmeb-2004	121	26	decline	decline	NOUN
ajbmeb-2004	121	27	,	,	PUNCT
ajbmeb-2004	121	28	and	and	CCONJ
ajbmeb-2004	121	29	this	this	PRON
ajbmeb-2004	121	30	helps	help	VERB
ajbmeb-2004	121	31	in	in	ADP
ajbmeb-2004	121	32	identifying	identify	VERB
ajbmeb-2004	121	33	the	the	DET
ajbmeb-2004	121	34	reasons	reason	NOUN
ajbmeb-2004	121	35	for	for	ADP
ajbmeb-2004	121	36	these	these	DET
ajbmeb-2004	121	37	changes	change	NOUN
ajbmeb-2004	121	38	and	and	CCONJ
ajbmeb-2004	121	39	taking	take	VERB
ajbmeb-2004	121	40	the	the	DET
ajbmeb-2004	121	41	necessary	necessary	ADJ
ajbmeb-2004	121	42	measures	measure	NOUN
ajbmeb-2004	121	43	.	.	PUNCT
ajbmeb-2004	122	1	american	american	ADJ
ajbmeb-2004	122	2	journal	journal	PROPN
ajbmeb-2004	122	3	of	of	ADP
ajbmeb-2004	122	4	business	business	NOUN
ajbmeb-2004	122	5	management	management	NOUN
ajbmeb-2004	122	6	,	,	PUNCT
ajbmeb-2004	122	7	economics	economic	NOUN
ajbmeb-2004	122	8	and	and	CCONJ
ajbmeb-2004	122	9	banking	banking	NOUN
ajbmeb-2004	122	10	volume	volume	NOUN
ajbmeb-2004	122	11	23	23	NUM
ajbmeb-2004	122	12	april	april	PROPN
ajbmeb-2004	122	13	2024	2024	NUM
ajbmeb-2004	122	14	p	p	NOUN
ajbmeb-2004	122	15	a	a	PRON
ajbmeb-2004	122	16	g	g	NOUN
ajbmeb-2004	122	17	e	e	NOUN
ajbmeb-2004	122	18	|	|	ADV
ajbmeb-2004	122	19	120	120	NUM
ajbmeb-2004	122	20	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2004	122	21	c.	c.	NOUN
ajbmeb-2004	122	22	providing	provide	VERB
ajbmeb-2004	122	23	a	a	DET
ajbmeb-2004	122	24	comprehensive	comprehensive	ADJ
ajbmeb-2004	122	25	view	view	NOUN
ajbmeb-2004	122	26	:	:	PUNCT
ajbmeb-2004	122	27	analyzing	analyze	VERB
ajbmeb-2004	122	28	time	time	NOUN
ajbmeb-2004	122	29	trends	trend	NOUN
ajbmeb-2004	122	30	helps	helps	AUX
ajbmeb-2004	122	31	provide	provide	VERB
ajbmeb-2004	122	32	a	a	DET
ajbmeb-2004	122	33	comprehensive	comprehensive	ADJ
ajbmeb-2004	122	34	picture	picture	NOUN
ajbmeb-2004	122	35	of	of	ADP
ajbmeb-2004	122	36	financial	financial	ADJ
ajbmeb-2004	122	37	performance	performance	NOUN
ajbmeb-2004	122	38	and	and	CCONJ
ajbmeb-2004	122	39	its	its	PRON
ajbmeb-2004	122	40	development	development	NOUN
ajbmeb-2004	122	41	over	over	ADP
ajbmeb-2004	122	42	time	time	NOUN
ajbmeb-2004	122	43	,	,	PUNCT
ajbmeb-2004	122	44	enabling	enable	VERB
ajbmeb-2004	122	45	managers	manager	NOUN
ajbmeb-2004	122	46	and	and	CCONJ
ajbmeb-2004	122	47	shareholders	shareholder	NOUN
ajbmeb-2004	122	48	to	to	PART
ajbmeb-2004	122	49	understand	understand	VERB
ajbmeb-2004	122	50	the	the	DET
ajbmeb-2004	122	51	company	company	NOUN
ajbmeb-2004	122	52	’s	’s	PART
ajbmeb-2004	122	53	progress	progress	NOUN
ajbmeb-2004	122	54	.	.	PUNCT
ajbmeb-2004	123	1	d.	d.	PROPN
ajbmeb-2004	123	2	decision	decision	NOUN
ajbmeb-2004	123	3	support	support	NOUN
ajbmeb-2004	123	4	:	:	PUNCT
ajbmeb-2004	123	5	by	by	ADP
ajbmeb-2004	123	6	following	follow	VERB
ajbmeb-2004	123	7	trends	trend	NOUN
ajbmeb-2004	123	8	over	over	ADP
ajbmeb-2004	123	9	time	time	NOUN
ajbmeb-2004	123	10	,	,	PUNCT
ajbmeb-2004	123	11	managers	manager	NOUN
ajbmeb-2004	123	12	can	can	AUX
ajbmeb-2004	123	13	make	make	VERB
ajbmeb-2004	123	14	better	well	ADJ
ajbmeb-2004	123	15	strategic	strategic	ADJ
ajbmeb-2004	123	16	decisions	decision	NOUN
ajbmeb-2004	123	17	based	base	VERB
ajbmeb-2004	123	18	on	on	ADP
ajbmeb-2004	123	19	a	a	DET
ajbmeb-2004	123	20	better	well	ADJ
ajbmeb-2004	123	21	understanding	understanding	NOUN
ajbmeb-2004	123	22	of	of	ADP
ajbmeb-2004	123	23	evolving	evolve	VERB
ajbmeb-2004	123	24	financial	financial	ADJ
ajbmeb-2004	123	25	performance	performance	NOUN
ajbmeb-2004	123	26	.	.	PUNCT
ajbmeb-2004	124	1	steps	step	NOUN
ajbmeb-2004	124	2	to	to	PART
ajbmeb-2004	124	3	analyze	analyze	VERB
ajbmeb-2004	124	4	time	time	NOUN
ajbmeb-2004	124	5	trends	trend	NOUN
ajbmeb-2004	124	6	:	:	PUNCT
ajbmeb-2004	124	7	a.	a.	NOUN
ajbmeb-2004	124	8	data	data	PROPN
ajbmeb-2004	124	9	collection	collection	NOUN
ajbmeb-2004	124	10	:	:	PUNCT
ajbmeb-2004	124	11	collecting	collect	VERB
ajbmeb-2004	124	12	financial	financial	ADJ
ajbmeb-2004	124	13	data	datum	NOUN
ajbmeb-2004	124	14	for	for	ADP
ajbmeb-2004	124	15	multiple	multiple	ADJ
ajbmeb-2004	124	16	time	time	NOUN
ajbmeb-2004	124	17	periods	period	NOUN
ajbmeb-2004	124	18	,	,	PUNCT
ajbmeb-2004	124	19	such	such	ADJ
ajbmeb-2004	124	20	as	as	ADP
ajbmeb-2004	124	21	consecutive	consecutive	ADJ
ajbmeb-2004	124	22	years	year	NOUN
ajbmeb-2004	124	23	.	.	PUNCT
ajbmeb-2004	125	1	b.	b.	PROPN
ajbmeb-2004	125	2	data	data	PROPN
ajbmeb-2004	125	3	organization	organization	PROPN
ajbmeb-2004	125	4	:	:	PUNCT
ajbmeb-2004	125	5	organizing	organize	VERB
ajbmeb-2004	125	6	data	datum	NOUN
ajbmeb-2004	125	7	into	into	ADP
ajbmeb-2004	125	8	tables	table	NOUN
ajbmeb-2004	125	9	or	or	CCONJ
ajbmeb-2004	125	10	graphs	graph	NOUN
ajbmeb-2004	125	11	to	to	PART
ajbmeb-2004	125	12	enable	enable	VERB
ajbmeb-2004	125	13	comparative	comparative	ADJ
ajbmeb-2004	125	14	analysis	analysis	NOUN
ajbmeb-2004	125	15	.	.	PUNCT
ajbmeb-2004	126	1	c.	c.	NOUN
ajbmeb-2004	126	2	pattern	pattern	NOUN
ajbmeb-2004	126	3	monitoring	monitoring	NOUN
ajbmeb-2004	126	4	:	:	PUNCT
ajbmeb-2004	126	5	analyzing	analyze	VERB
ajbmeb-2004	126	6	data	datum	NOUN
ajbmeb-2004	126	7	to	to	PART
ajbmeb-2004	126	8	discover	discover	VERB
ajbmeb-2004	126	9	the	the	DET
ajbmeb-2004	126	10	general	general	ADJ
ajbmeb-2004	126	11	pattern	pattern	NOUN
ajbmeb-2004	126	12	of	of	ADP
ajbmeb-2004	126	13	changes	change	NOUN
ajbmeb-2004	126	14	over	over	ADP
ajbmeb-2004	126	15	time	time	NOUN
ajbmeb-2004	126	16	,	,	PUNCT
ajbmeb-2004	126	17	whether	whether	SCONJ
ajbmeb-2004	126	18	increasing	increase	VERB
ajbmeb-2004	126	19	or	or	CCONJ
ajbmeb-2004	126	20	decreasing	decrease	VERB
ajbmeb-2004	126	21	d.	d.	NOUN
ajbmeb-2004	126	22	decision	decision	NOUN
ajbmeb-2004	126	23	support	support	NOUN
ajbmeb-2004	126	24	:	:	PUNCT
ajbmeb-2004	126	25	by	by	ADP
ajbmeb-2004	126	26	following	follow	VERB
ajbmeb-2004	126	27	trends	trend	NOUN
ajbmeb-2004	126	28	over	over	ADP
ajbmeb-2004	126	29	time	time	NOUN
ajbmeb-2004	126	30	,	,	PUNCT
ajbmeb-2004	126	31	managers	manager	NOUN
ajbmeb-2004	126	32	can	can	AUX
ajbmeb-2004	126	33	make	make	VERB
ajbmeb-2004	126	34	better	well	ADJ
ajbmeb-2004	126	35	strategic	strategic	ADJ
ajbmeb-2004	126	36	decisions	decision	NOUN
ajbmeb-2004	126	37	based	base	VERB
ajbmeb-2004	126	38	on	on	ADP
ajbmeb-2004	126	39	a	a	DET
ajbmeb-2004	126	40	better	well	ADJ
ajbmeb-2004	126	41	understanding	understanding	NOUN
ajbmeb-2004	126	42	of	of	ADP
ajbmeb-2004	126	43	evolving	evolve	VERB
ajbmeb-2004	126	44	financial	financial	ADJ
ajbmeb-2004	126	45	performance	performance	NOUN
ajbmeb-2004	126	46	.	.	PUNCT
ajbmeb-2004	127	1	steps	step	NOUN
ajbmeb-2004	127	2	to	to	PART
ajbmeb-2004	127	3	analyze	analyze	VERB
ajbmeb-2004	127	4	time	time	NOUN
ajbmeb-2004	127	5	trends	trend	NOUN
ajbmeb-2004	127	6	:	:	PUNCT
ajbmeb-2004	127	7	a.	a.	NOUN
ajbmeb-2004	127	8	data	data	PROPN
ajbmeb-2004	127	9	collection	collection	NOUN
ajbmeb-2004	127	10	:	:	PUNCT
ajbmeb-2004	127	11	collecting	collect	VERB
ajbmeb-2004	127	12	financial	financial	ADJ
ajbmeb-2004	127	13	data	datum	NOUN
ajbmeb-2004	127	14	for	for	ADP
ajbmeb-2004	127	15	multiple	multiple	ADJ
ajbmeb-2004	127	16	time	time	NOUN
ajbmeb-2004	127	17	periods	period	NOUN
ajbmeb-2004	127	18	,	,	PUNCT
ajbmeb-2004	127	19	such	such	ADJ
ajbmeb-2004	127	20	as	as	ADP
ajbmeb-2004	127	21	consecutive	consecutive	ADJ
ajbmeb-2004	127	22	years	year	NOUN
ajbmeb-2004	127	23	.	.	PUNCT
ajbmeb-2004	128	1	b.	b.	PROPN
ajbmeb-2004	128	2	data	data	PROPN
ajbmeb-2004	128	3	organization	organization	PROPN
ajbmeb-2004	128	4	:	:	PUNCT
ajbmeb-2004	128	5	organizing	organize	VERB
ajbmeb-2004	128	6	data	datum	NOUN
ajbmeb-2004	128	7	into	into	ADP
ajbmeb-2004	128	8	tables	table	NOUN
ajbmeb-2004	128	9	or	or	CCONJ
ajbmeb-2004	128	10	graphs	graph	NOUN
ajbmeb-2004	128	11	to	to	PART
ajbmeb-2004	128	12	enable	enable	VERB
ajbmeb-2004	128	13	comparative	comparative	ADJ
ajbmeb-2004	128	14	analysis	analysis	NOUN
ajbmeb-2004	128	15	.	.	PUNCT
ajbmeb-2004	129	1	c.	c.	NOUN
ajbmeb-2004	129	2	pattern	pattern	NOUN
ajbmeb-2004	129	3	monitoring	monitoring	NOUN
ajbmeb-2004	129	4	:	:	PUNCT
ajbmeb-2004	129	5	analyzing	analyze	VERB
ajbmeb-2004	129	6	data	datum	NOUN
ajbmeb-2004	129	7	to	to	PART
ajbmeb-2004	129	8	discover	discover	VERB
ajbmeb-2004	129	9	the	the	DET
ajbmeb-2004	129	10	general	general	ADJ
ajbmeb-2004	129	11	pattern	pattern	NOUN
ajbmeb-2004	129	12	of	of	ADP
ajbmeb-2004	129	13	changes	change	NOUN
ajbmeb-2004	129	14	over	over	ADP
ajbmeb-2004	129	15	time	time	NOUN
ajbmeb-2004	129	16	,	,	PUNCT
ajbmeb-2004	129	17	whether	whether	SCONJ
ajbmeb-2004	129	18	increasing	increase	VERB
ajbmeb-2004	129	19	or	or	CCONJ
ajbmeb-2004	129	20	decreasing	decrease	VERB
ajbmeb-2004	129	21	.	.	PUNCT
ajbmeb-2004	130	1	d.	d.	PROPN
ajbmeb-2004	130	2	reason	reason	PROPN
ajbmeb-2004	130	3	analysis	analysis	NOUN
ajbmeb-2004	130	4	:	:	PUNCT
ajbmeb-2004	130	5	analysis	analysis	NOUN
ajbmeb-2004	130	6	of	of	ADP
ajbmeb-2004	130	7	the	the	DET
ajbmeb-2004	130	8	possible	possible	ADJ
ajbmeb-2004	130	9	reasons	reason	NOUN
ajbmeb-2004	130	10	behind	behind	ADP
ajbmeb-2004	130	11	changes	change	NOUN
ajbmeb-2004	130	12	,	,	PUNCT
ajbmeb-2004	130	13	such	such	ADJ
ajbmeb-2004	130	14	as	as	ADP
ajbmeb-2004	130	15	changes	change	NOUN
ajbmeb-2004	130	16	in	in	ADP
ajbmeb-2004	130	17	the	the	DET
ajbmeb-2004	130	18	market	market	NOUN
ajbmeb-2004	130	19	,	,	PUNCT
ajbmeb-2004	130	20	company	company	NOUN
ajbmeb-2004	130	21	strategies	strategy	NOUN
ajbmeb-2004	130	22	,	,	PUNCT
ajbmeb-2004	130	23	changes	change	NOUN
ajbmeb-2004	130	24	in	in	ADP
ajbmeb-2004	130	25	the	the	DET
ajbmeb-2004	130	26	economic	economic	ADJ
ajbmeb-2004	130	27	environment	environment	NOUN
ajbmeb-2004	130	28	,	,	PUNCT
ajbmeb-2004	130	29	and	and	CCONJ
ajbmeb-2004	130	30	others	other	NOUN
ajbmeb-2004	130	31	.	.	PUNCT
ajbmeb-2004	131	1	h.	h.	NOUN
ajbmeb-2004	131	2	presenting	present	VERB
ajbmeb-2004	131	3	results	result	NOUN
ajbmeb-2004	131	4	:	:	PUNCT
ajbmeb-2004	131	5	presenting	present	VERB
ajbmeb-2004	131	6	results	result	NOUN
ajbmeb-2004	131	7	through	through	ADP
ajbmeb-2004	131	8	tables	table	NOUN
ajbmeb-2004	131	9	or	or	CCONJ
ajbmeb-2004	131	10	graphs	graph	NOUN
ajbmeb-2004	131	11	that	that	PRON
ajbmeb-2004	131	12	show	show	VERB
ajbmeb-2004	131	13	important	important	ADJ
ajbmeb-2004	131	14	trends	trend	NOUN
ajbmeb-2004	131	15	and	and	CCONJ
ajbmeb-2004	131	16	changes	change	NOUN
ajbmeb-2004	131	17	.	.	PUNCT
ajbmeb-2004	132	1	and	and	CCONJ
ajbmeb-2004	132	2	the	the	PRON
ajbmeb-2004	132	3	.	.	PUNCT
ajbmeb-2004	132	4	take	take	VERB
ajbmeb-2004	132	5	action	action	NOUN
ajbmeb-2004	132	6	:	:	PUNCT
ajbmeb-2004	132	7	based	base	VERB
ajbmeb-2004	132	8	on	on	ADP
ajbmeb-2004	132	9	the	the	DET
ajbmeb-2004	132	10	results	result	NOUN
ajbmeb-2004	132	11	,	,	PUNCT
ajbmeb-2004	132	12	take	take	VERB
ajbmeb-2004	132	13	necessary	necessary	ADJ
ajbmeb-2004	132	14	actions	action	NOUN
ajbmeb-2004	132	15	to	to	PART
ajbmeb-2004	132	16	improve	improve	VERB
ajbmeb-2004	132	17	performance	performance	NOUN
ajbmeb-2004	132	18	or	or	CCONJ
ajbmeb-2004	132	19	address	address	VERB
ajbmeb-2004	132	20	any	any	DET
ajbmeb-2004	132	21	challenges	challenge	NOUN
ajbmeb-2004	132	22	.	.	PUNCT
ajbmeb-2004	133	1	analyzing	analyze	VERB
ajbmeb-2004	133	2	time	time	NOUN
ajbmeb-2004	133	3	trends	trend	NOUN
ajbmeb-2004	133	4	enhances	enhance	VERB
ajbmeb-2004	133	5	your	your	PRON
ajbmeb-2004	133	6	understanding	understanding	NOUN
ajbmeb-2004	133	7	of	of	ADP
ajbmeb-2004	133	8	how	how	SCONJ
ajbmeb-2004	133	9	financial	financial	ADJ
ajbmeb-2004	133	10	performance	performance	NOUN
ajbmeb-2004	133	11	evolves	evolve	VERB
ajbmeb-2004	133	12	over	over	ADP
ajbmeb-2004	133	13	time	time	NOUN
ajbmeb-2004	133	14	and	and	CCONJ
ajbmeb-2004	133	15	how	how	SCONJ
ajbmeb-2004	133	16	the	the	DET
ajbmeb-2004	133	17	advantage	advantage	NOUN
ajbmeb-2004	133	18	is	be	AUX
ajbmeb-2004	133	19	achieved	achieve	VERB
ajbmeb-2004	133	20	(	(	PUNCT
ajbmeb-2004	133	21	al	al	PROPN
ajbmeb-2004	133	22	-	-	PUNCT
ajbmeb-2004	133	23	sabah	sabah	PROPN
ajbmeb-2004	133	24	and	and	CCONJ
ajbmeb-2004	133	25	al	al	PROPN
ajbmeb-2004	133	26	-	-	PUNCT
ajbmeb-2004	133	27	amri	amri	PROPN
ajbmeb-2004	133	28	,	,	PUNCT
ajbmeb-2004	133	29	2019	2019	NUM
ajbmeb-2004	133	30	,	,	PUNCT
ajbmeb-2004	133	31	45	45	NUM
ajbmeb-2004	133	32	)	)	PUNCT
ajbmeb-2004	133	33	.	.	PUNCT
ajbmeb-2004	134	1	sixth	sixth	ADV
ajbmeb-2004	134	2	:	:	PUNCT
ajbmeb-2004	134	3	vertical	vertical	ADJ
ajbmeb-2004	134	4	analysis	analysis	NOUN
ajbmeb-2004	134	5	vertical	vertical	ADJ
ajbmeb-2004	134	6	trend	trend	NOUN
ajbmeb-2004	134	7	analysis	analysis	NOUN
ajbmeb-2004	134	8	focuses	focus	VERB
ajbmeb-2004	134	9	on	on	ADP
ajbmeb-2004	134	10	comparing	compare	VERB
ajbmeb-2004	134	11	an	an	DET
ajbmeb-2004	134	12	organization	organization	NOUN
ajbmeb-2004	134	13	's	's	PART
ajbmeb-2004	134	14	financial	financial	ADJ
ajbmeb-2004	134	15	data	datum	NOUN
ajbmeb-2004	134	16	with	with	ADP
ajbmeb-2004	134	17	data	datum	NOUN
ajbmeb-2004	134	18	for	for	ADP
ajbmeb-2004	134	19	other	other	ADJ
ajbmeb-2004	134	20	organizations	organization	NOUN
ajbmeb-2004	134	21	in	in	ADP
ajbmeb-2004	134	22	the	the	DET
ajbmeb-2004	134	23	same	same	ADJ
ajbmeb-2004	134	24	industry	industry	NOUN
ajbmeb-2004	134	25	or	or	CCONJ
ajbmeb-2004	134	26	with	with	ADP
ajbmeb-2004	134	27	general	general	ADJ
ajbmeb-2004	134	28	industry	industry	NOUN
ajbmeb-2004	134	29	averages	average	NOUN
ajbmeb-2004	134	30	.	.	PUNCT
ajbmeb-2004	135	1	this	this	DET
ajbmeb-2004	135	2	analysis	analysis	NOUN
ajbmeb-2004	135	3	aims	aim	VERB
ajbmeb-2004	135	4	to	to	PART
ajbmeb-2004	135	5	determine	determine	VERB
ajbmeb-2004	135	6	the	the	DET
ajbmeb-2004	135	7	organization	organization	NOUN
ajbmeb-2004	135	8	’s	’s	PART
ajbmeb-2004	135	9	position	position	NOUN
ajbmeb-2004	135	10	within	within	ADP
ajbmeb-2004	135	11	its	its	PRON
ajbmeb-2004	135	12	market	market	NOUN
ajbmeb-2004	135	13	and	and	CCONJ
ajbmeb-2004	135	14	measure	measure	VERB
ajbmeb-2004	135	15	its	its	PRON
ajbmeb-2004	135	16	performance	performance	NOUN
ajbmeb-2004	135	17	compared	compare	VERB
ajbmeb-2004	135	18	to	to	ADP
ajbmeb-2004	135	19	competitors	competitor	NOUN
ajbmeb-2004	135	20	and	and	CCONJ
ajbmeb-2004	135	21	the	the	DET
ajbmeb-2004	135	22	industry	industry	NOUN
ajbmeb-2004	135	23	as	as	ADP
ajbmeb-2004	135	24	a	a	DET
ajbmeb-2004	135	25	whole	whole	NOUN
ajbmeb-2004	135	26	(	(	PUNCT
ajbmeb-2004	135	27	al	al	PROPN
ajbmeb-2004	135	28	-	-	PUNCT
ajbmeb-2004	135	29	birmani	birmani	PROPN
ajbmeb-2004	135	30	,	,	PUNCT
ajbmeb-2004	135	31	2020	2020	NUM
ajbmeb-2004	135	32	,	,	PUNCT
ajbmeb-2004	135	33	p.	p.	NOUN
ajbmeb-2004	135	34	115	115	NUM
ajbmeb-2004	135	35	)	)	PUNCT
ajbmeb-2004	135	36	.	.	PUNCT
ajbmeb-2004	136	1	the	the	DET
ajbmeb-2004	136	2	importance	importance	NOUN
ajbmeb-2004	136	3	of	of	ADP
ajbmeb-2004	136	4	analyzing	analyze	VERB
ajbmeb-2004	136	5	vertical	vertical	ADJ
ajbmeb-2004	136	6	trends	trend	NOUN
ajbmeb-2004	136	7	:	:	PUNCT
ajbmeb-2004	136	8	a.	a.	NOUN
ajbmeb-2004	136	9	comparison	comparison	NOUN
ajbmeb-2004	136	10	with	with	ADP
ajbmeb-2004	136	11	competitors	competitor	NOUN
ajbmeb-2004	136	12	:	:	PUNCT
ajbmeb-2004	136	13	analyzing	analyze	VERB
ajbmeb-2004	136	14	vertical	vertical	ADJ
ajbmeb-2004	136	15	trends	trend	NOUN
ajbmeb-2004	136	16	helps	help	VERB
ajbmeb-2004	136	17	in	in	ADP
ajbmeb-2004	136	18	comparing	compare	VERB
ajbmeb-2004	136	19	an	an	DET
ajbmeb-2004	136	20	organization	organization	NOUN
ajbmeb-2004	136	21	's	's	PART
ajbmeb-2004	136	22	performance	performance	NOUN
ajbmeb-2004	136	23	with	with	ADP
ajbmeb-2004	136	24	that	that	PRON
ajbmeb-2004	136	25	of	of	ADP
ajbmeb-2004	136	26	direct	direct	ADJ
ajbmeb-2004	136	27	competitors	competitor	NOUN
ajbmeb-2004	136	28	and	and	CCONJ
ajbmeb-2004	136	29	understanding	understand	VERB
ajbmeb-2004	136	30	the	the	DET
ajbmeb-2004	136	31	extent	extent	NOUN
ajbmeb-2004	136	32	of	of	ADP
ajbmeb-2004	136	33	its	its	PRON
ajbmeb-2004	136	34	superiority	superiority	NOUN
ajbmeb-2004	136	35	or	or	CCONJ
ajbmeb-2004	136	36	decline	decline	NOUN
ajbmeb-2004	136	37	.	.	PUNCT
ajbmeb-2004	137	1	b.	b.	PROPN
ajbmeb-2004	137	2	accurate	accurate	ADJ
ajbmeb-2004	137	3	identification	identification	NOUN
ajbmeb-2004	137	4	of	of	ADP
ajbmeb-2004	137	5	strengths	strength	NOUN
ajbmeb-2004	137	6	and	and	CCONJ
ajbmeb-2004	137	7	weaknesses	weakness	NOUN
ajbmeb-2004	137	8	:	:	PUNCT
ajbmeb-2004	137	9	this	this	DET
ajbmeb-2004	137	10	analysis	analysis	NOUN
ajbmeb-2004	137	11	helps	helps	AUX
ajbmeb-2004	137	12	identify	identify	VERB
ajbmeb-2004	137	13	areas	area	NOUN
ajbmeb-2004	137	14	in	in	ADP
ajbmeb-2004	137	15	which	which	PRON
ajbmeb-2004	137	16	the	the	DET
ajbmeb-2004	137	17	organization	organization	NOUN
ajbmeb-2004	137	18	excels	excel	VERB
ajbmeb-2004	137	19	and	and	CCONJ
ajbmeb-2004	137	20	areas	area	NOUN
ajbmeb-2004	137	21	that	that	PRON
ajbmeb-2004	137	22	need	need	VERB
ajbmeb-2004	137	23	improvement	improvement	NOUN
ajbmeb-2004	137	24	.	.	PUNCT
ajbmeb-2004	138	1	c.	c.	NOUN
ajbmeb-2004	138	2	adjusting	adjust	VERB
ajbmeb-2004	138	3	competitive	competitive	ADJ
ajbmeb-2004	138	4	strategies	strategy	NOUN
ajbmeb-2004	138	5	:	:	PUNCT
ajbmeb-2004	138	6	the	the	DET
ajbmeb-2004	138	7	results	result	NOUN
ajbmeb-2004	138	8	of	of	ADP
ajbmeb-2004	138	9	vertical	vertical	ADJ
ajbmeb-2004	138	10	analysis	analysis	NOUN
ajbmeb-2004	138	11	can	can	AUX
ajbmeb-2004	138	12	be	be	AUX
ajbmeb-2004	138	13	used	use	VERB
ajbmeb-2004	138	14	to	to	PART
ajbmeb-2004	138	15	develop	develop	VERB
ajbmeb-2004	138	16	strategies	strategy	NOUN
ajbmeb-2004	138	17	to	to	PART
ajbmeb-2004	138	18	achieve	achieve	VERB
ajbmeb-2004	138	19	competitive	competitive	ADJ
ajbmeb-2004	138	20	advantage	advantage	NOUN
ajbmeb-2004	138	21	by	by	ADP
ajbmeb-2004	138	22	relying	rely	VERB
ajbmeb-2004	138	23	on	on	ADP
ajbmeb-2004	138	24	the	the	DET
ajbmeb-2004	138	25	rules	rule	NOUN
ajbmeb-2004	138	26	used	use	VERB
ajbmeb-2004	138	27	by	by	ADP
ajbmeb-2004	138	28	successful	successful	ADJ
ajbmeb-2004	138	29	competitors	competitor	NOUN
ajbmeb-2004	138	30	.	.	PUNCT
ajbmeb-2004	139	1	d.	d.	PROPN
ajbmeb-2004	139	2	identify	identify	VERB
ajbmeb-2004	139	3	opportunities	opportunity	NOUN
ajbmeb-2004	139	4	and	and	CCONJ
ajbmeb-2004	139	5	challenges	challenge	NOUN
ajbmeb-2004	139	6	:	:	PUNCT
ajbmeb-2004	139	7	vertical	vertical	ADJ
ajbmeb-2004	139	8	analysis	analysis	NOUN
ajbmeb-2004	139	9	can	can	AUX
ajbmeb-2004	139	10	identify	identify	VERB
ajbmeb-2004	139	11	opportunities	opportunity	NOUN
ajbmeb-2004	139	12	that	that	PRON
ajbmeb-2004	139	13	can	can	AUX
ajbmeb-2004	139	14	be	be	AUX
ajbmeb-2004	139	15	exploited	exploit	VERB
ajbmeb-2004	139	16	and	and	CCONJ
ajbmeb-2004	139	17	challenges	challenge	NOUN
ajbmeb-2004	139	18	that	that	PRON
ajbmeb-2004	139	19	must	must	AUX
ajbmeb-2004	139	20	be	be	AUX
ajbmeb-2004	139	21	overcome	overcome	VERB
ajbmeb-2004	139	22	in	in	ADP
ajbmeb-2004	139	23	order	order	NOUN
ajbmeb-2004	139	24	to	to	PART
ajbmeb-2004	139	25	achieve	achieve	VERB
ajbmeb-2004	139	26	superiority	superiority	NOUN
ajbmeb-2004	139	27	.	.	PUNCT
ajbmeb-2004	140	1	american	american	ADJ
ajbmeb-2004	140	2	journal	journal	PROPN
ajbmeb-2004	140	3	of	of	ADP
ajbmeb-2004	140	4	business	business	NOUN
ajbmeb-2004	140	5	management	management	NOUN
ajbmeb-2004	140	6	,	,	PUNCT
ajbmeb-2004	140	7	economics	economic	NOUN
ajbmeb-2004	140	8	and	and	CCONJ
ajbmeb-2004	140	9	banking	banking	NOUN
ajbmeb-2004	140	10	volume	volume	NOUN
ajbmeb-2004	140	11	23	23	NUM
ajbmeb-2004	140	12	april	april	PROPN
ajbmeb-2004	140	13	2024	2024	NUM
ajbmeb-2004	140	14	p	p	NOUN
ajbmeb-2004	140	15	a	a	DET
ajbmeb-2004	140	16	g	g	NOUN
ajbmeb-2004	140	17	e	e	NOUN
ajbmeb-2004	140	18	|	|	ADV
ajbmeb-2004	140	19	121	121	NUM
ajbmeb-2004	141	1	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	141	2	steps	step	NOUN
ajbmeb-2004	141	3	to	to	PART
ajbmeb-2004	141	4	analyze	analyze	VERB
ajbmeb-2004	141	5	vertical	vertical	ADJ
ajbmeb-2004	141	6	trends	trend	NOUN
ajbmeb-2004	141	7	:	:	PUNCT
ajbmeb-2004	141	8	a.	a.	NOUN
ajbmeb-2004	141	9	determine	determine	VERB
ajbmeb-2004	141	10	financial	financial	ADJ
ajbmeb-2004	141	11	metrics	metric	NOUN
ajbmeb-2004	141	12	:	:	PUNCT
ajbmeb-2004	141	13	select	select	VERB
ajbmeb-2004	141	14	appropriate	appropriate	ADJ
ajbmeb-2004	141	15	financial	financial	ADJ
ajbmeb-2004	141	16	metrics	metric	NOUN
ajbmeb-2004	141	17	to	to	PART
ajbmeb-2004	141	18	compare	compare	VERB
ajbmeb-2004	141	19	performance	performance	NOUN
ajbmeb-2004	141	20	,	,	PUNCT
ajbmeb-2004	141	21	such	such	ADJ
ajbmeb-2004	141	22	as	as	ADP
ajbmeb-2004	141	23	revenues	revenue	NOUN
ajbmeb-2004	141	24	,	,	PUNCT
ajbmeb-2004	141	25	profitability	profitability	NOUN
ajbmeb-2004	141	26	,	,	PUNCT
ajbmeb-2004	141	27	liquidity	liquidity	NOUN
ajbmeb-2004	141	28	,	,	PUNCT
ajbmeb-2004	141	29	debt	debt	NOUN
ajbmeb-2004	141	30	,	,	PUNCT
ajbmeb-2004	141	31	and	and	CCONJ
ajbmeb-2004	141	32	others	other	NOUN
ajbmeb-2004	141	33	.	.	PUNCT
ajbmeb-2004	142	1	b.	b.	PROPN
ajbmeb-2004	142	2	data	data	PROPN
ajbmeb-2004	142	3	collection	collection	PROPN
ajbmeb-2004	142	4	:	:	PUNCT
ajbmeb-2004	142	5	collect	collect	VERB
ajbmeb-2004	142	6	enterprise	enterprise	NOUN
ajbmeb-2004	142	7	data	datum	NOUN
ajbmeb-2004	142	8	,	,	PUNCT
ajbmeb-2004	142	9	competitor	competitor	NOUN
ajbmeb-2004	142	10	data	datum	NOUN
ajbmeb-2004	142	11	,	,	PUNCT
ajbmeb-2004	142	12	or	or	CCONJ
ajbmeb-2004	142	13	industry	industry	NOUN
ajbmeb-2004	142	14	averages	average	NOUN
ajbmeb-2004	142	15	for	for	ADP
ajbmeb-2004	142	16	specific	specific	ADJ
ajbmeb-2004	142	17	time	time	NOUN
ajbmeb-2004	142	18	periods	period	NOUN
ajbmeb-2004	142	19	.	.	PUNCT
ajbmeb-2004	143	1	c.	c.	PROPN
ajbmeb-2004	143	2	data	data	PROPN
ajbmeb-2004	143	3	organization	organization	PROPN
ajbmeb-2004	143	4	:	:	PUNCT
ajbmeb-2004	143	5	organize	organize	VERB
ajbmeb-2004	143	6	data	datum	NOUN
ajbmeb-2004	143	7	into	into	ADP
ajbmeb-2004	143	8	tables	table	NOUN
ajbmeb-2004	143	9	or	or	CCONJ
ajbmeb-2004	143	10	graphs	graph	NOUN
ajbmeb-2004	143	11	for	for	ADP
ajbmeb-2004	143	12	easy	easy	ADJ
ajbmeb-2004	143	13	comparison	comparison	NOUN
ajbmeb-2004	143	14	.	.	PUNCT
ajbmeb-2004	144	1	d.	d.	PROPN
ajbmeb-2004	144	2	data	data	PROPN
ajbmeb-2004	144	3	analysis	analysis	NOUN
ajbmeb-2004	144	4	:	:	PUNCT
ajbmeb-2004	144	5	compare	compare	NOUN
ajbmeb-2004	144	6	organization	organization	NOUN
ajbmeb-2004	144	7	data	datum	NOUN
ajbmeb-2004	144	8	with	with	ADP
ajbmeb-2004	144	9	competitor	competitor	NOUN
ajbmeb-2004	144	10	data	datum	NOUN
ajbmeb-2004	144	11	or	or	CCONJ
ajbmeb-2004	144	12	industry	industry	NOUN
ajbmeb-2004	144	13	averages	average	NOUN
ajbmeb-2004	144	14	and	and	CCONJ
ajbmeb-2004	144	15	identify	identify	VERB
ajbmeb-2004	144	16	similarities	similarity	NOUN
ajbmeb-2004	144	17	and	and	CCONJ
ajbmeb-2004	144	18	differences	difference	NOUN
ajbmeb-2004	144	19	.	.	PUNCT
ajbmeb-2004	145	1	h.	h.	PROPN
ajbmeb-2004	145	2	extract	extract	PROPN
ajbmeb-2004	145	3	results	result	NOUN
ajbmeb-2004	145	4	:	:	PUNCT
ajbmeb-2004	145	5	extract	extract	VERB
ajbmeb-2004	145	6	comparison	comparison	NOUN
ajbmeb-2004	145	7	results	result	NOUN
ajbmeb-2004	145	8	and	and	CCONJ
ajbmeb-2004	145	9	identify	identify	VERB
ajbmeb-2004	145	10	the	the	DET
ajbmeb-2004	145	11	financial	financial	ADJ
ajbmeb-2004	145	12	rules	rule	NOUN
ajbmeb-2004	145	13	that	that	PRON
ajbmeb-2004	145	14	the	the	DET
ajbmeb-2004	145	15	organization	organization	NOUN
ajbmeb-2004	145	16	excels	excel	VERB
ajbmeb-2004	145	17	at	at	ADP
ajbmeb-2004	145	18	and	and	CCONJ
ajbmeb-2004	145	19	those	those	PRON
ajbmeb-2004	145	20	that	that	PRON
ajbmeb-2004	145	21	need	need	VERB
ajbmeb-2004	145	22	improvement	improvement	NOUN
ajbmeb-2004	145	23	.	.	PUNCT
ajbmeb-2004	146	1	and	and	CCONJ
ajbmeb-2004	146	2	the	the	DET
ajbmeb-2004	146	3	.	.	PUNCT
ajbmeb-2004	147	1	interpreting	interpret	VERB
ajbmeb-2004	147	2	the	the	DET
ajbmeb-2004	147	3	results	result	NOUN
ajbmeb-2004	147	4	:	:	PUNCT
ajbmeb-2004	147	5	interpret	interpret	VERB
ajbmeb-2004	147	6	the	the	DET
ajbmeb-2004	147	7	results	result	NOUN
ajbmeb-2004	147	8	in	in	ADP
ajbmeb-2004	147	9	relation	relation	NOUN
ajbmeb-2004	147	10	to	to	ADP
ajbmeb-2004	147	11	the	the	DET
ajbmeb-2004	147	12	organization	organization	NOUN
ajbmeb-2004	147	13	and	and	CCONJ
ajbmeb-2004	147	14	its	its	PRON
ajbmeb-2004	147	15	ability	ability	NOUN
ajbmeb-2004	147	16	to	to	PART
ajbmeb-2004	147	17	compete	compete	VERB
ajbmeb-2004	147	18	and	and	CCONJ
ajbmeb-2004	147	19	achieve	achieve	VERB
ajbmeb-2004	147	20	competitive	competitive	ADJ
ajbmeb-2004	147	21	advantage	advantage	NOUN
ajbmeb-2004	147	22	.	.	PUNCT
ajbmeb-2004	148	1	analyzing	analyze	VERB
ajbmeb-2004	148	2	vertical	vertical	ADJ
ajbmeb-2004	148	3	trends	trend	NOUN
ajbmeb-2004	148	4	enhances	enhance	VERB
ajbmeb-2004	148	5	your	your	PRON
ajbmeb-2004	148	6	ability	ability	NOUN
ajbmeb-2004	148	7	to	to	PART
ajbmeb-2004	148	8	understand	understand	VERB
ajbmeb-2004	148	9	the	the	DET
ajbmeb-2004	148	10	organization	organization	NOUN
ajbmeb-2004	148	11	’s	’s	PART
ajbmeb-2004	148	12	position	position	NOUN
ajbmeb-2004	148	13	within	within	ADP
ajbmeb-2004	148	14	the	the	DET
ajbmeb-2004	148	15	market	market	NOUN
ajbmeb-2004	148	16	and	and	CCONJ
ajbmeb-2004	148	17	the	the	DET
ajbmeb-2004	148	18	extent	extent	NOUN
ajbmeb-2004	148	19	of	of	ADP
ajbmeb-2004	148	20	its	its	PRON
ajbmeb-2004	148	21	ability	ability	NOUN
ajbmeb-2004	148	22	to	to	PART
ajbmeb-2004	148	23	compete	compete	VERB
ajbmeb-2004	148	24	and	and	CCONJ
ajbmeb-2004	148	25	excel	excel	VERB
ajbmeb-2004	148	26	(	(	PUNCT
ajbmeb-2004	148	27	al	al	PROPN
ajbmeb-2004	148	28	-	-	PUNCT
ajbmeb-2004	148	29	atrash	atrash	PROPN
ajbmeb-2004	148	30	,	,	PUNCT
ajbmeb-2004	148	31	2010	2010	NUM
ajbmeb-2004	148	32	,	,	PUNCT
ajbmeb-2004	148	33	p.	p.	NOUN
ajbmeb-2004	148	34	63	63	NUM
ajbmeb-2004	148	35	)	)	PUNCT
ajbmeb-2004	148	36	.	.	PUNCT
ajbmeb-2004	149	1	seventh	seventh	ADJ
ajbmeb-2004	149	2	:	:	PUNCT
ajbmeb-2004	149	3	analysis	analysis	NOUN
ajbmeb-2004	149	4	of	of	ADP
ajbmeb-2004	149	5	assets	asset	NOUN
ajbmeb-2004	149	6	,	,	PUNCT
ajbmeb-2004	149	7	liabilities	liability	NOUN
ajbmeb-2004	149	8	and	and	CCONJ
ajbmeb-2004	149	9	return	return	VERB
ajbmeb-2004	149	10	on	on	ADP
ajbmeb-2004	149	11	investment	investment	NOUN
ajbmeb-2004	149	12	analysis	analysis	NOUN
ajbmeb-2004	149	13	of	of	ADP
ajbmeb-2004	149	14	assets	asset	NOUN
ajbmeb-2004	149	15	,	,	PUNCT
ajbmeb-2004	149	16	liabilities	liability	NOUN
ajbmeb-2004	149	17	,	,	PUNCT
ajbmeb-2004	149	18	and	and	CCONJ
ajbmeb-2004	149	19	return	return	VERB
ajbmeb-2004	149	20	on	on	ADP
ajbmeb-2004	149	21	investment	investment	NOUN
ajbmeb-2004	149	22	is	be	AUX
ajbmeb-2004	149	23	an	an	DET
ajbmeb-2004	149	24	essential	essential	ADJ
ajbmeb-2004	149	25	part	part	NOUN
ajbmeb-2004	149	26	of	of	ADP
ajbmeb-2004	149	27	financial	financial	ADJ
ajbmeb-2004	149	28	statement	statement	NOUN
ajbmeb-2004	149	29	analysis	analysis	NOUN
ajbmeb-2004	149	30	that	that	PRON
ajbmeb-2004	149	31	aims	aim	VERB
ajbmeb-2004	149	32	to	to	PART
ajbmeb-2004	149	33	understand	understand	VERB
ajbmeb-2004	149	34	how	how	SCONJ
ajbmeb-2004	149	35	the	the	DET
ajbmeb-2004	149	36	organization	organization	NOUN
ajbmeb-2004	149	37	uses	use	VERB
ajbmeb-2004	149	38	and	and	CCONJ
ajbmeb-2004	149	39	finances	finance	VERB
ajbmeb-2004	149	40	assets	asset	NOUN
ajbmeb-2004	149	41	and	and	CCONJ
ajbmeb-2004	149	42	how	how	SCONJ
ajbmeb-2004	149	43	to	to	PART
ajbmeb-2004	149	44	achieve	achieve	VERB
ajbmeb-2004	149	45	a	a	DET
ajbmeb-2004	149	46	return	return	NOUN
ajbmeb-2004	149	47	on	on	ADP
ajbmeb-2004	149	48	investment	investment	NOUN
ajbmeb-2004	149	49	from	from	ADP
ajbmeb-2004	149	50	these	these	DET
ajbmeb-2004	149	51	assets	asset	NOUN
ajbmeb-2004	149	52	(	(	PUNCT
ajbmeb-2004	149	53	al	al	PROPN
ajbmeb-2004	149	54	-	-	PUNCT
ajbmeb-2004	149	55	bayati	bayati	PROPN
ajbmeb-2004	149	56	,	,	PUNCT
ajbmeb-2004	149	57	2014	2014	NUM
ajbmeb-2004	149	58	,	,	PUNCT
ajbmeb-2004	149	59	p.	p.	NOUN
ajbmeb-2004	149	60	195	195	NUM
ajbmeb-2004	149	61	)	)	PUNCT
ajbmeb-2004	149	62	.	.	PUNCT
ajbmeb-2004	150	1	the	the	DET
ajbmeb-2004	150	2	importance	importance	NOUN
ajbmeb-2004	150	3	of	of	ADP
ajbmeb-2004	150	4	analyzing	analyze	VERB
ajbmeb-2004	150	5	assets	asset	NOUN
ajbmeb-2004	150	6	,	,	PUNCT
ajbmeb-2004	150	7	liabilities	liability	NOUN
ajbmeb-2004	150	8	and	and	CCONJ
ajbmeb-2004	150	9	return	return	VERB
ajbmeb-2004	150	10	on	on	ADP
ajbmeb-2004	150	11	investment	investment	NOUN
ajbmeb-2004	150	12	:	:	PUNCT
ajbmeb-2004	150	13	a.	a.	NOUN
ajbmeb-2004	150	14	evaluating	evaluate	VERB
ajbmeb-2004	150	15	operational	operational	ADJ
ajbmeb-2004	150	16	efficiency	efficiency	NOUN
ajbmeb-2004	150	17	:	:	PUNCT
ajbmeb-2004	150	18	analysis	analysis	NOUN
ajbmeb-2004	150	19	of	of	ADP
ajbmeb-2004	150	20	assets	asset	NOUN
ajbmeb-2004	150	21	,	,	PUNCT
ajbmeb-2004	150	22	liabilities	liability	NOUN
ajbmeb-2004	150	23	and	and	CCONJ
ajbmeb-2004	150	24	return	return	NOUN
ajbmeb-2004	150	25	on	on	ADP
ajbmeb-2004	150	26	investment	investment	NOUN
ajbmeb-2004	150	27	helps	helps	AUX
ajbmeb-2004	150	28	estimate	estimate	VERB
ajbmeb-2004	150	29	how	how	SCONJ
ajbmeb-2004	150	30	assets	asset	NOUN
ajbmeb-2004	150	31	are	be	AUX
ajbmeb-2004	150	32	used	use	VERB
ajbmeb-2004	150	33	and	and	CCONJ
ajbmeb-2004	150	34	how	how	SCONJ
ajbmeb-2004	150	35	they	they	PRON
ajbmeb-2004	150	36	are	be	AUX
ajbmeb-2004	150	37	financed	finance	VERB
ajbmeb-2004	150	38	from	from	ADP
ajbmeb-2004	150	39	liabilities	liability	NOUN
ajbmeb-2004	150	40	,	,	PUNCT
ajbmeb-2004	150	41	and	and	CCONJ
ajbmeb-2004	150	42	this	this	PRON
ajbmeb-2004	150	43	reflects	reflect	VERB
ajbmeb-2004	150	44	the	the	DET
ajbmeb-2004	150	45	operational	operational	ADJ
ajbmeb-2004	150	46	efficiency	efficiency	NOUN
ajbmeb-2004	150	47	of	of	ADP
ajbmeb-2004	150	48	the	the	DET
ajbmeb-2004	150	49	organization	organization	NOUN
ajbmeb-2004	150	50	.	.	PUNCT
ajbmeb-2004	151	1	b.	b.	PROPN
ajbmeb-2004	151	2	understanding	understand	VERB
ajbmeb-2004	151	3	financing	financing	NOUN
ajbmeb-2004	151	4	structure	structure	NOUN
ajbmeb-2004	151	5	:	:	PUNCT
ajbmeb-2004	151	6	this	this	DET
ajbmeb-2004	151	7	analysis	analysis	NOUN
ajbmeb-2004	151	8	helps	help	VERB
ajbmeb-2004	151	9	determine	determine	VERB
ajbmeb-2004	151	10	the	the	DET
ajbmeb-2004	151	11	extent	extent	NOUN
ajbmeb-2004	151	12	to	to	PART
ajbmeb-2004	151	13	which	which	PRON
ajbmeb-2004	151	14	an	an	DET
ajbmeb-2004	151	15	organization	organization	NOUN
ajbmeb-2004	151	16	is	be	AUX
ajbmeb-2004	151	17	financed	finance	VERB
ajbmeb-2004	151	18	with	with	ADP
ajbmeb-2004	151	19	debt	debt	NOUN
ajbmeb-2004	151	20	compared	compare	VERB
ajbmeb-2004	151	21	to	to	ADP
ajbmeb-2004	151	22	equity	equity	NOUN
ajbmeb-2004	151	23	and	and	CCONJ
ajbmeb-2004	151	24	how	how	SCONJ
ajbmeb-2004	151	25	assets	asset	NOUN
ajbmeb-2004	151	26	are	be	AUX
ajbmeb-2004	151	27	allocated	allocate	VERB
ajbmeb-2004	151	28	.	.	PUNCT
ajbmeb-2004	152	1	c.	c.	PROPN
ajbmeb-2004	152	2	return	return	NOUN
ajbmeb-2004	152	3	on	on	ADP
ajbmeb-2004	152	4	investment	investment	NOUN
ajbmeb-2004	152	5	analysis	analysis	NOUN
ajbmeb-2004	152	6	:	:	PUNCT
ajbmeb-2004	152	7	it	it	PRON
ajbmeb-2004	152	8	helps	help	VERB
ajbmeb-2004	152	9	in	in	ADP
ajbmeb-2004	152	10	analyzing	analyze	VERB
ajbmeb-2004	152	11	the	the	DET
ajbmeb-2004	152	12	organization	organization	NOUN
ajbmeb-2004	152	13	’s	’s	PART
ajbmeb-2004	152	14	efficiency	efficiency	NOUN
ajbmeb-2004	152	15	in	in	ADP
ajbmeb-2004	152	16	achieving	achieve	VERB
ajbmeb-2004	152	17	a	a	DET
ajbmeb-2004	152	18	profitable	profitable	ADJ
ajbmeb-2004	152	19	return	return	NOUN
ajbmeb-2004	152	20	from	from	ADP
ajbmeb-2004	152	21	various	various	ADJ
ajbmeb-2004	152	22	investments	investment	NOUN
ajbmeb-2004	152	23	.	.	PUNCT
ajbmeb-2004	153	1	d.	d.	PROPN
ajbmeb-2004	153	2	determine	determine	VERB
ajbmeb-2004	153	3	financial	financial	ADJ
ajbmeb-2004	153	4	viability	viability	NOUN
ajbmeb-2004	153	5	:	:	PUNCT
ajbmeb-2004	153	6	helps	help	VERB
ajbmeb-2004	153	7	evaluate	evaluate	VERB
ajbmeb-2004	153	8	whether	whether	SCONJ
ajbmeb-2004	153	9	investments	investment	NOUN
ajbmeb-2004	153	10	generate	generate	VERB
ajbmeb-2004	153	11	sufficient	sufficient	ADJ
ajbmeb-2004	153	12	returns	return	NOUN
ajbmeb-2004	153	13	to	to	PART
ajbmeb-2004	153	14	justify	justify	VERB
ajbmeb-2004	153	15	the	the	DET
ajbmeb-2004	153	16	cost	cost	NOUN
ajbmeb-2004	153	17	and	and	CCONJ
ajbmeb-2004	153	18	risks	risk	NOUN
ajbmeb-2004	153	19	associated	associate	VERB
ajbmeb-2004	153	20	with	with	ADP
ajbmeb-2004	153	21	them	they	PRON
ajbmeb-2004	153	22	.	.	PUNCT
ajbmeb-2004	154	1	steps	step	NOUN
ajbmeb-2004	154	2	to	to	PART
ajbmeb-2004	154	3	analyze	analyze	VERB
ajbmeb-2004	154	4	assets	asset	NOUN
ajbmeb-2004	154	5	,	,	PUNCT
ajbmeb-2004	154	6	liabilities	liability	NOUN
ajbmeb-2004	154	7	and	and	CCONJ
ajbmeb-2004	154	8	return	return	VERB
ajbmeb-2004	154	9	on	on	ADP
ajbmeb-2004	154	10	investment	investment	NOUN
ajbmeb-2004	154	11	:	:	PUNCT
ajbmeb-2004	154	12	a.	a.	NOUN
ajbmeb-2004	154	13	define	define	VERB
ajbmeb-2004	154	14	financial	financial	ADJ
ajbmeb-2004	154	15	items	item	NOUN
ajbmeb-2004	154	16	:	:	PUNCT
ajbmeb-2004	154	17	select	select	VERB
ajbmeb-2004	154	18	the	the	DET
ajbmeb-2004	154	19	financial	financial	ADJ
ajbmeb-2004	154	20	items	item	NOUN
ajbmeb-2004	154	21	related	relate	VERB
ajbmeb-2004	154	22	to	to	ADP
ajbmeb-2004	154	23	assets	asset	NOUN
ajbmeb-2004	154	24	,	,	PUNCT
ajbmeb-2004	154	25	liabilities	liability	NOUN
ajbmeb-2004	154	26	,	,	PUNCT
ajbmeb-2004	154	27	and	and	CCONJ
ajbmeb-2004	154	28	return	return	VERB
ajbmeb-2004	154	29	on	on	ADP
ajbmeb-2004	154	30	investment	investment	NOUN
ajbmeb-2004	154	31	to	to	PART
ajbmeb-2004	154	32	be	be	AUX
ajbmeb-2004	154	33	analyzed	analyze	VERB
ajbmeb-2004	154	34	.	.	PUNCT
ajbmeb-2004	155	1	b.	b.	PROPN
ajbmeb-2004	155	2	data	data	PROPN
ajbmeb-2004	155	3	collection	collection	NOUN
ajbmeb-2004	155	4	:	:	PUNCT
ajbmeb-2004	155	5	collecting	collect	VERB
ajbmeb-2004	155	6	organization	organization	NOUN
ajbmeb-2004	155	7	data	datum	NOUN
ajbmeb-2004	155	8	from	from	ADP
ajbmeb-2004	155	9	financial	financial	ADJ
ajbmeb-2004	155	10	statements	statement	NOUN
ajbmeb-2004	155	11	for	for	ADP
ajbmeb-2004	155	12	different	different	ADJ
ajbmeb-2004	155	13	periods	period	NOUN
ajbmeb-2004	155	14	.	.	PUNCT
ajbmeb-2004	156	1	c.	c.	PROPN
ajbmeb-2004	156	2	data	data	PROPN
ajbmeb-2004	156	3	organization	organization	PROPN
ajbmeb-2004	156	4	:	:	PUNCT
ajbmeb-2004	156	5	organize	organize	VERB
ajbmeb-2004	156	6	data	datum	NOUN
ajbmeb-2004	156	7	into	into	ADP
ajbmeb-2004	156	8	tables	table	NOUN
ajbmeb-2004	156	9	or	or	CCONJ
ajbmeb-2004	156	10	graphs	graph	NOUN
ajbmeb-2004	156	11	to	to	PART
ajbmeb-2004	156	12	facilitate	facilitate	VERB
ajbmeb-2004	156	13	analysis	analysis	NOUN
ajbmeb-2004	156	14	and	and	CCONJ
ajbmeb-2004	156	15	comparison	comparison	NOUN
ajbmeb-2004	156	16	.	.	PUNCT
ajbmeb-2004	157	1	d.	d.	PROPN
ajbmeb-2004	157	2	calculating	calculate	VERB
ajbmeb-2004	157	3	ratios	ratio	NOUN
ajbmeb-2004	157	4	and	and	CCONJ
ajbmeb-2004	157	5	indicators	indicator	NOUN
ajbmeb-2004	157	6	:	:	PUNCT
ajbmeb-2004	157	7	according	accord	VERB
ajbmeb-2004	157	8	to	to	ADP
ajbmeb-2004	157	9	financial	financial	ADJ
ajbmeb-2004	157	10	ratios	ratio	NOUN
ajbmeb-2004	157	11	related	relate	VERB
ajbmeb-2004	157	12	to	to	ADP
ajbmeb-2004	157	13	assets	asset	NOUN
ajbmeb-2004	157	14	,	,	PUNCT
ajbmeb-2004	157	15	liabilities	liability	NOUN
ajbmeb-2004	157	16	,	,	PUNCT
ajbmeb-2004	157	17	and	and	CCONJ
ajbmeb-2004	157	18	return	return	VERB
ajbmeb-2004	157	19	on	on	ADP
ajbmeb-2004	157	20	investment	investment	NOUN
ajbmeb-2004	157	21	,	,	PUNCT
ajbmeb-2004	157	22	such	such	ADJ
ajbmeb-2004	157	23	as	as	ADP
ajbmeb-2004	157	24	the	the	DET
ajbmeb-2004	157	25	debt	debt	NOUN
ajbmeb-2004	157	26	-	-	PUNCT
ajbmeb-2004	157	27	to	to	ADP
ajbmeb-2004	157	28	-	-	PUNCT
ajbmeb-2004	157	29	equity	equity	NOUN
ajbmeb-2004	157	30	ratio	ratio	NOUN
ajbmeb-2004	157	31	and	and	CCONJ
ajbmeb-2004	157	32	the	the	DET
ajbmeb-2004	157	33	return	return	NOUN
ajbmeb-2004	157	34	on	on	ADP
ajbmeb-2004	157	35	investment	investment	NOUN
ajbmeb-2004	157	36	ratio	ratio	NOUN
ajbmeb-2004	157	37	.	.	PUNCT
ajbmeb-2004	158	1	h.	h.	PROPN
ajbmeb-2004	158	2	analyze	analyze	PROPN
ajbmeb-2004	158	3	results	result	NOUN
ajbmeb-2004	158	4	:	:	PUNCT
ajbmeb-2004	158	5	compare	compare	NOUN
ajbmeb-2004	158	6	organization	organization	NOUN
ajbmeb-2004	158	7	data	datum	NOUN
ajbmeb-2004	158	8	over	over	ADP
ajbmeb-2004	158	9	time	time	NOUN
ajbmeb-2004	158	10	and	and	CCONJ
ajbmeb-2004	158	11	analyze	analyze	VERB
ajbmeb-2004	158	12	important	important	ADJ
ajbmeb-2004	158	13	trends	trend	NOUN
ajbmeb-2004	158	14	and	and	CCONJ
ajbmeb-2004	158	15	changes	change	NOUN
ajbmeb-2004	158	16	.	.	PUNCT
ajbmeb-2004	159	1	and	and	CCONJ
ajbmeb-2004	159	2	the	the	PRON
ajbmeb-2004	159	3	.	.	PUNCT
ajbmeb-2004	160	1	drawing	draw	VERB
ajbmeb-2004	160	2	conclusions	conclusion	NOUN
ajbmeb-2004	160	3	:	:	PUNCT
ajbmeb-2004	160	4	draw	draw	VERB
ajbmeb-2004	160	5	your	your	PRON
ajbmeb-2004	160	6	conclusions	conclusion	NOUN
ajbmeb-2004	160	7	from	from	ADP
ajbmeb-2004	160	8	the	the	DET
ajbmeb-2004	160	9	analysis	analysis	NOUN
ajbmeb-2004	160	10	regarding	regard	VERB
ajbmeb-2004	160	11	the	the	DET
ajbmeb-2004	160	12	efficiency	efficiency	NOUN
ajbmeb-2004	160	13	of	of	ADP
ajbmeb-2004	160	14	assets	asset	NOUN
ajbmeb-2004	160	15	and	and	CCONJ
ajbmeb-2004	160	16	liabilities	liability	NOUN
ajbmeb-2004	160	17	,	,	PUNCT
ajbmeb-2004	160	18	return	return	VERB
ajbmeb-2004	160	19	on	on	ADP
ajbmeb-2004	160	20	investment	investment	NOUN
ajbmeb-2004	160	21	,	,	PUNCT
ajbmeb-2004	160	22	and	and	CCONJ
ajbmeb-2004	160	23	the	the	DET
ajbmeb-2004	160	24	extent	extent	NOUN
ajbmeb-2004	160	25	to	to	PART
ajbmeb-2004	160	26	which	which	PRON
ajbmeb-2004	160	27	the	the	DET
ajbmeb-2004	160	28	organization	organization	NOUN
ajbmeb-2004	160	29	achieves	achieve	VERB
ajbmeb-2004	160	30	its	its	PRON
ajbmeb-2004	160	31	financial	financial	ADJ
ajbmeb-2004	160	32	goals	goal	NOUN
ajbmeb-2004	160	33	.	.	PUNCT
ajbmeb-2004	161	1	analyzing	analyze	VERB
ajbmeb-2004	161	2	assets	asset	NOUN
ajbmeb-2004	161	3	,	,	PUNCT
ajbmeb-2004	161	4	liabilities	liability	NOUN
ajbmeb-2004	161	5	and	and	CCONJ
ajbmeb-2004	161	6	return	return	VERB
ajbmeb-2004	161	7	on	on	ADP
ajbmeb-2004	161	8	investment	investment	NOUN
ajbmeb-2004	161	9	provides	provide	VERB
ajbmeb-2004	161	10	you	you	PRON
ajbmeb-2004	161	11	with	with	ADP
ajbmeb-2004	161	12	a	a	DET
ajbmeb-2004	161	13	better	well	ADJ
ajbmeb-2004	161	14	understanding	understanding	NOUN
ajbmeb-2004	161	15	of	of	ADP
ajbmeb-2004	161	16	how	how	SCONJ
ajbmeb-2004	161	17	assets	asset	NOUN
ajbmeb-2004	161	18	are	be	AUX
ajbmeb-2004	161	19	used	use	VERB
ajbmeb-2004	161	20	and	and	CCONJ
ajbmeb-2004	161	21	financed	finance	VERB
ajbmeb-2004	161	22	and	and	CCONJ
ajbmeb-2004	161	23	how	how	SCONJ
ajbmeb-2004	161	24	return	return	NOUN
ajbmeb-2004	161	25	on	on	ADP
ajbmeb-2004	161	26	investment	investment	NOUN
ajbmeb-2004	161	27	is	be	AUX
ajbmeb-2004	161	28	achieved	achieve	VERB
ajbmeb-2004	161	29	,	,	PUNCT
ajbmeb-2004	161	30	and	and	CCONJ
ajbmeb-2004	161	31	this	this	PRON
ajbmeb-2004	161	32	helps	help	VERB
ajbmeb-2004	161	33	in	in	ADP
ajbmeb-2004	161	34	making	make	VERB
ajbmeb-2004	161	35	american	american	ADJ
ajbmeb-2004	161	36	journal	journal	PROPN
ajbmeb-2004	161	37	of	of	ADP
ajbmeb-2004	161	38	business	business	NOUN
ajbmeb-2004	161	39	management	management	NOUN
ajbmeb-2004	161	40	,	,	PUNCT
ajbmeb-2004	161	41	economics	economic	NOUN
ajbmeb-2004	161	42	and	and	CCONJ
ajbmeb-2004	161	43	banking	banking	NOUN
ajbmeb-2004	161	44	volume	volume	NOUN
ajbmeb-2004	161	45	23	23	NUM
ajbmeb-2004	161	46	april	april	PROPN
ajbmeb-2004	161	47	2024	2024	NUM
ajbmeb-2004	161	48	p	p	NOUN
ajbmeb-2004	161	49	a	a	PRON
ajbmeb-2004	161	50	g	g	NOUN
ajbmeb-2004	161	51	e	e	NOUN
ajbmeb-2004	161	52	|	|	ADV
ajbmeb-2004	161	53	122	122	NUM
ajbmeb-2004	161	54	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	161	55	informed	inform	VERB
ajbmeb-2004	161	56	decisions	decision	NOUN
ajbmeb-2004	161	57	regarding	regard	VERB
ajbmeb-2004	161	58	financial	financial	ADJ
ajbmeb-2004	161	59	management	management	NOUN
ajbmeb-2004	161	60	and	and	CCONJ
ajbmeb-2004	161	61	financing	financing	NOUN
ajbmeb-2004	161	62	strategies	strategy	NOUN
ajbmeb-2004	161	63	(	(	PUNCT
ajbmeb-2004	161	64	bilal	bilal	PROPN
ajbmeb-2004	161	65	mustafa	mustafa	PROPN
ajbmeb-2004	161	66	khalil	khalil	PROPN
ajbmeb-2004	161	67	,	,	PUNCT
ajbmeb-2004	161	68	banking	banking	NOUN
ajbmeb-2004	161	69	and	and	CCONJ
ajbmeb-2004	161	70	finance	finance	NOUN
ajbmeb-2004	161	71	management	management	NOUN
ajbmeb-2004	161	72	,	,	PUNCT
ajbmeb-2004	161	73	2011	2011	NUM
ajbmeb-2004	161	74	,	,	PUNCT
ajbmeb-2004	161	75	p.	p.	NOUN
ajbmeb-2004	161	76	55	55	NUM
ajbmeb-2004	161	77	)	)	PUNCT
ajbmeb-2004	161	78	.	.	PUNCT
ajbmeb-2004	162	1	eighth	eighth	ADJ
ajbmeb-2004	162	2	:	:	PUNCT
ajbmeb-2004	162	3	analysis	analysis	NOUN
ajbmeb-2004	162	4	of	of	ADP
ajbmeb-2004	162	5	processes	process	NOUN
ajbmeb-2004	162	6	and	and	CCONJ
ajbmeb-2004	162	7	operation	operation	NOUN
ajbmeb-2004	162	8	operations	operation	NOUN
ajbmeb-2004	162	9	and	and	CCONJ
ajbmeb-2004	162	10	operations	operation	NOUN
ajbmeb-2004	162	11	analysis	analysis	NOUN
ajbmeb-2004	162	12	focuses	focus	VERB
ajbmeb-2004	162	13	on	on	ADP
ajbmeb-2004	162	14	studying	study	VERB
ajbmeb-2004	162	15	how	how	SCONJ
ajbmeb-2004	162	16	an	an	DET
ajbmeb-2004	162	17	organization	organization	NOUN
ajbmeb-2004	162	18	manages	manage	VERB
ajbmeb-2004	162	19	its	its	PRON
ajbmeb-2004	162	20	operations	operation	NOUN
ajbmeb-2004	162	21	and	and	CCONJ
ajbmeb-2004	162	22	how	how	SCONJ
ajbmeb-2004	162	23	to	to	PART
ajbmeb-2004	162	24	achieve	achieve	VERB
ajbmeb-2004	162	25	operating	operating	NOUN
ajbmeb-2004	162	26	efficiency	efficiency	NOUN
ajbmeb-2004	162	27	.	.	PUNCT
ajbmeb-2004	163	1	this	this	DET
ajbmeb-2004	163	2	analysis	analysis	NOUN
ajbmeb-2004	163	3	helps	help	VERB
ajbmeb-2004	163	4	in	in	ADP
ajbmeb-2004	163	5	understanding	understand	VERB
ajbmeb-2004	163	6	operational	operational	ADJ
ajbmeb-2004	163	7	and	and	CCONJ
ajbmeb-2004	163	8	procedural	procedural	ADJ
ajbmeb-2004	163	9	matters	matter	NOUN
ajbmeb-2004	163	10	that	that	PRON
ajbmeb-2004	163	11	affect	affect	VERB
ajbmeb-2004	163	12	financial	financial	ADJ
ajbmeb-2004	163	13	performance	performance	NOUN
ajbmeb-2004	163	14	.	.	PUNCT
ajbmeb-2004	164	1	importance	importance	NOUN
ajbmeb-2004	164	2	of	of	ADP
ajbmeb-2004	164	3	process	process	NOUN
ajbmeb-2004	164	4	and	and	CCONJ
ajbmeb-2004	164	5	operational	operational	ADJ
ajbmeb-2004	164	6	analysis	analysis	NOUN
ajbmeb-2004	164	7	:	:	PUNCT
ajbmeb-2004	164	8	a.	a.	NOUN
ajbmeb-2004	164	9	increased	increase	VERB
ajbmeb-2004	164	10	efficiency	efficiency	NOUN
ajbmeb-2004	164	11	:	:	PUNCT
ajbmeb-2004	164	12	process	process	NOUN
ajbmeb-2004	164	13	and	and	CCONJ
ajbmeb-2004	164	14	operational	operational	ADJ
ajbmeb-2004	164	15	analysis	analysis	NOUN
ajbmeb-2004	164	16	helps	helps	AUX
ajbmeb-2004	164	17	identify	identify	VERB
ajbmeb-2004	164	18	areas	area	NOUN
ajbmeb-2004	164	19	that	that	PRON
ajbmeb-2004	164	20	can	can	AUX
ajbmeb-2004	164	21	be	be	AUX
ajbmeb-2004	164	22	improved	improve	VERB
ajbmeb-2004	164	23	to	to	PART
ajbmeb-2004	164	24	increase	increase	VERB
ajbmeb-2004	164	25	efficiency	efficiency	NOUN
ajbmeb-2004	164	26	and	and	CCONJ
ajbmeb-2004	164	27	reduce	reduce	VERB
ajbmeb-2004	164	28	costs	cost	NOUN
ajbmeb-2004	164	29	.	.	PUNCT
ajbmeb-2004	165	1	b.	b.	PROPN
ajbmeb-2004	165	2	improving	improve	VERB
ajbmeb-2004	165	3	the	the	DET
ajbmeb-2004	165	4	quality	quality	NOUN
ajbmeb-2004	165	5	of	of	ADP
ajbmeb-2004	165	6	products	product	NOUN
ajbmeb-2004	165	7	and	and	CCONJ
ajbmeb-2004	165	8	services	service	NOUN
ajbmeb-2004	165	9	:	:	PUNCT
ajbmeb-2004	165	10	process	process	NOUN
ajbmeb-2004	165	11	and	and	CCONJ
ajbmeb-2004	165	12	operational	operational	ADJ
ajbmeb-2004	165	13	analysis	analysis	NOUN
ajbmeb-2004	165	14	can	can	AUX
ajbmeb-2004	165	15	improve	improve	VERB
ajbmeb-2004	165	16	the	the	DET
ajbmeb-2004	165	17	quality	quality	NOUN
ajbmeb-2004	165	18	of	of	ADP
ajbmeb-2004	165	19	products	product	NOUN
ajbmeb-2004	165	20	or	or	CCONJ
ajbmeb-2004	165	21	services	service	NOUN
ajbmeb-2004	165	22	provided	provide	VERB
ajbmeb-2004	165	23	by	by	ADP
ajbmeb-2004	165	24	identifying	identify	VERB
ajbmeb-2004	165	25	weak	weak	ADJ
ajbmeb-2004	165	26	points	point	NOUN
ajbmeb-2004	165	27	and	and	CCONJ
ajbmeb-2004	165	28	making	make	VERB
ajbmeb-2004	165	29	improvements	improvement	NOUN
ajbmeb-2004	165	30	.	.	PUNCT
ajbmeb-2004	166	1	c.	c.	NOUN
ajbmeb-2004	166	2	improve	improve	VERB
ajbmeb-2004	166	3	planning	planning	NOUN
ajbmeb-2004	166	4	and	and	CCONJ
ajbmeb-2004	166	5	organization	organization	NOUN
ajbmeb-2004	166	6	:	:	PUNCT
ajbmeb-2004	166	7	planning	planning	NOUN
ajbmeb-2004	166	8	and	and	CCONJ
ajbmeb-2004	166	9	organization	organization	NOUN
ajbmeb-2004	166	10	can	can	AUX
ajbmeb-2004	166	11	be	be	AUX
ajbmeb-2004	166	12	improved	improve	VERB
ajbmeb-2004	166	13	by	by	ADP
ajbmeb-2004	166	14	understanding	understand	VERB
ajbmeb-2004	166	15	processes	process	NOUN
ajbmeb-2004	166	16	and	and	CCONJ
ajbmeb-2004	166	17	improving	improve	VERB
ajbmeb-2004	166	18	the	the	DET
ajbmeb-2004	166	19	sequence	sequence	NOUN
ajbmeb-2004	166	20	of	of	ADP
ajbmeb-2004	166	21	activities	activity	NOUN
ajbmeb-2004	166	22	and	and	CCONJ
ajbmeb-2004	166	23	tasks	task	NOUN
ajbmeb-2004	166	24	.	.	PUNCT
ajbmeb-2004	167	1	d.	d.	PROPN
ajbmeb-2004	167	2	reduce	reduce	VERB
ajbmeb-2004	167	3	waste	waste	NOUN
ajbmeb-2004	167	4	:	:	PUNCT
ajbmeb-2004	167	5	opportunities	opportunity	NOUN
ajbmeb-2004	167	6	can	can	AUX
ajbmeb-2004	167	7	be	be	AUX
ajbmeb-2004	167	8	discovered	discover	VERB
ajbmeb-2004	167	9	to	to	PART
ajbmeb-2004	167	10	reduce	reduce	VERB
ajbmeb-2004	167	11	waste	waste	NOUN
ajbmeb-2004	167	12	and	and	CCONJ
ajbmeb-2004	167	13	increase	increase	VERB
ajbmeb-2004	167	14	the	the	DET
ajbmeb-2004	167	15	efficient	efficient	ADJ
ajbmeb-2004	167	16	use	use	NOUN
ajbmeb-2004	167	17	of	of	ADP
ajbmeb-2004	167	18	resources	resource	NOUN
ajbmeb-2004	167	19	.	.	PUNCT
ajbmeb-2004	168	1	steps	step	NOUN
ajbmeb-2004	168	2	to	to	PART
ajbmeb-2004	168	3	analyze	analyze	VERB
ajbmeb-2004	168	4	processes	process	NOUN
ajbmeb-2004	168	5	and	and	CCONJ
ajbmeb-2004	168	6	operation	operation	NOUN
ajbmeb-2004	168	7	:	:	PUNCT
ajbmeb-2004	168	8	a.	a.	NOUN
ajbmeb-2004	168	9	identify	identify	VERB
ajbmeb-2004	168	10	key	key	ADJ
ajbmeb-2004	168	11	processes	process	NOUN
ajbmeb-2004	168	12	and	and	CCONJ
ajbmeb-2004	168	13	processes	process	NOUN
ajbmeb-2004	168	14	:	:	PUNCT
ajbmeb-2004	168	15	identify	identify	VERB
ajbmeb-2004	168	16	the	the	DET
ajbmeb-2004	168	17	key	key	ADJ
ajbmeb-2004	168	18	processes	process	NOUN
ajbmeb-2004	168	19	and	and	CCONJ
ajbmeb-2004	168	20	activities	activity	NOUN
ajbmeb-2004	168	21	that	that	PRON
ajbmeb-2004	168	22	impact	impact	VERB
ajbmeb-2004	168	23	the	the	DET
ajbmeb-2004	168	24	organization	organization	NOUN
ajbmeb-2004	168	25	's	's	PART
ajbmeb-2004	168	26	performance	performance	NOUN
ajbmeb-2004	168	27	.	.	PUNCT
ajbmeb-2004	169	1	b.	b.	PROPN
ajbmeb-2004	169	2	document	document	NOUN
ajbmeb-2004	169	3	processes	process	NOUN
ajbmeb-2004	169	4	:	:	PUNCT
ajbmeb-2004	169	5	describe	describe	VERB
ajbmeb-2004	169	6	processes	process	NOUN
ajbmeb-2004	169	7	in	in	ADP
ajbmeb-2004	169	8	detail	detail	NOUN
ajbmeb-2004	169	9	,	,	PUNCT
ajbmeb-2004	169	10	from	from	ADP
ajbmeb-2004	169	11	beginning	begin	VERB
ajbmeb-2004	169	12	to	to	ADP
ajbmeb-2004	169	13	end	end	NOUN
ajbmeb-2004	169	14	.	.	PUNCT
ajbmeb-2004	170	1	c.	c.	PROPN
ajbmeb-2004	170	2	analyze	analyze	PROPN
ajbmeb-2004	170	3	flows	flow	NOUN
ajbmeb-2004	170	4	and	and	CCONJ
ajbmeb-2004	170	5	activities	activity	NOUN
ajbmeb-2004	170	6	:	:	PUNCT
ajbmeb-2004	170	7	analyze	analyze	VERB
ajbmeb-2004	170	8	the	the	DET
ajbmeb-2004	170	9	flow	flow	NOUN
ajbmeb-2004	170	10	of	of	ADP
ajbmeb-2004	170	11	activities	activity	NOUN
ajbmeb-2004	170	12	and	and	CCONJ
ajbmeb-2004	170	13	tasks	task	NOUN
ajbmeb-2004	170	14	and	and	CCONJ
ajbmeb-2004	170	15	identify	identify	VERB
ajbmeb-2004	170	16	any	any	DET
ajbmeb-2004	170	17	delays	delay	NOUN
ajbmeb-2004	170	18	or	or	CCONJ
ajbmeb-2004	170	19	interruptions	interruption	NOUN
ajbmeb-2004	170	20	in	in	ADP
ajbmeb-2004	170	21	the	the	DET
ajbmeb-2004	170	22	sequence	sequence	NOUN
ajbmeb-2004	170	23	.	.	PUNCT
ajbmeb-2004	171	1	d.	d.	NOUN
ajbmeb-2004	171	2	efficiency	efficiency	PROPN
ajbmeb-2004	171	3	and	and	CCONJ
ajbmeb-2004	171	4	cost	cost	NOUN
ajbmeb-2004	171	5	analysis	analysis	NOUN
ajbmeb-2004	171	6	:	:	PUNCT
ajbmeb-2004	171	7	analyze	analyze	VERB
ajbmeb-2004	171	8	the	the	DET
ajbmeb-2004	171	9	efficiency	efficiency	NOUN
ajbmeb-2004	171	10	of	of	ADP
ajbmeb-2004	171	11	operations	operation	NOUN
ajbmeb-2004	171	12	and	and	CCONJ
ajbmeb-2004	171	13	verify	verify	VERB
ajbmeb-2004	171	14	the	the	DET
ajbmeb-2004	171	15	achievement	achievement	NOUN
ajbmeb-2004	171	16	of	of	ADP
ajbmeb-2004	171	17	planned	plan	VERB
ajbmeb-2004	171	18	costs	cost	NOUN
ajbmeb-2004	171	19	.	.	PUNCT
ajbmeb-2004	172	1	h.	h.	NOUN
ajbmeb-2004	172	2	process	process	NOUN
ajbmeb-2004	172	3	quality	quality	NOUN
ajbmeb-2004	172	4	analysis	analysis	NOUN
ajbmeb-2004	172	5	:	:	PUNCT
ajbmeb-2004	172	6	analyze	analyze	VERB
ajbmeb-2004	172	7	the	the	DET
ajbmeb-2004	172	8	quality	quality	NOUN
ajbmeb-2004	172	9	of	of	ADP
ajbmeb-2004	172	10	products	product	NOUN
ajbmeb-2004	172	11	or	or	CCONJ
ajbmeb-2004	172	12	services	service	NOUN
ajbmeb-2004	172	13	provided	provide	VERB
ajbmeb-2004	172	14	by	by	ADP
ajbmeb-2004	172	15	the	the	DET
ajbmeb-2004	172	16	processes	process	NOUN
ajbmeb-2004	172	17	.	.	PUNCT
ajbmeb-2004	173	1	and	and	CCONJ
ajbmeb-2004	173	2	the	the	DET
ajbmeb-2004	173	3	.	.	PROPN
ajbmeb-2004	173	4	process	process	NOUN
ajbmeb-2004	173	5	improvement	improvement	NOUN
ajbmeb-2004	173	6	:	:	PUNCT
ajbmeb-2004	173	7	build	build	VERB
ajbmeb-2004	173	8	on	on	ADP
ajbmeb-2004	173	9	analysis	analysis	NOUN
ajbmeb-2004	173	10	results	result	NOUN
ajbmeb-2004	173	11	to	to	PART
ajbmeb-2004	173	12	identify	identify	VERB
ajbmeb-2004	173	13	and	and	CCONJ
ajbmeb-2004	173	14	implement	implement	VERB
ajbmeb-2004	173	15	potential	potential	ADJ
ajbmeb-2004	173	16	improvements	improvement	NOUN
ajbmeb-2004	173	17	.	.	PUNCT
ajbmeb-2004	174	1	g.	g.	PROPN
ajbmeb-2004	174	2	monitor	monitor	PROPN
ajbmeb-2004	174	3	and	and	CCONJ
ajbmeb-2004	174	4	measure	measure	NOUN
ajbmeb-2004	174	5	results	result	NOUN
ajbmeb-2004	174	6	:	:	PUNCT
ajbmeb-2004	174	7	after	after	ADP
ajbmeb-2004	174	8	implementing	implement	VERB
ajbmeb-2004	174	9	improvements	improvement	NOUN
ajbmeb-2004	174	10	,	,	PUNCT
ajbmeb-2004	174	11	monitor	monitor	VERB
ajbmeb-2004	174	12	the	the	DET
ajbmeb-2004	174	13	results	result	NOUN
ajbmeb-2004	174	14	and	and	CCONJ
ajbmeb-2004	174	15	evaluate	evaluate	VERB
ajbmeb-2004	174	16	whether	whether	SCONJ
ajbmeb-2004	174	17	they	they	PRON
ajbmeb-2004	174	18	have	have	AUX
ajbmeb-2004	174	19	resulted	result	VERB
ajbmeb-2004	174	20	in	in	ADP
ajbmeb-2004	174	21	effective	effective	ADJ
ajbmeb-2004	174	22	improvements	improvement	NOUN
ajbmeb-2004	174	23	in	in	ADP
ajbmeb-2004	174	24	performance	performance	NOUN
ajbmeb-2004	174	25	.	.	PUNCT
ajbmeb-2004	175	1	process	process	NOUN
ajbmeb-2004	175	2	and	and	CCONJ
ajbmeb-2004	175	3	operation	operation	NOUN
ajbmeb-2004	175	4	analysis	analysis	NOUN
ajbmeb-2004	175	5	contributes	contribute	VERB
ajbmeb-2004	175	6	to	to	ADP
ajbmeb-2004	175	7	improving	improve	VERB
ajbmeb-2004	175	8	the	the	DET
ajbmeb-2004	175	9	organization	organization	NOUN
ajbmeb-2004	175	10	’s	’s	PART
ajbmeb-2004	175	11	efficiency	efficiency	NOUN
ajbmeb-2004	175	12	and	and	CCONJ
ajbmeb-2004	175	13	increasing	increase	VERB
ajbmeb-2004	175	14	the	the	DET
ajbmeb-2004	175	15	quality	quality	NOUN
ajbmeb-2004	175	16	of	of	ADP
ajbmeb-2004	175	17	its	its	PRON
ajbmeb-2004	175	18	products	product	NOUN
ajbmeb-2004	175	19	or	or	CCONJ
ajbmeb-2004	175	20	services	service	NOUN
ajbmeb-2004	175	21	,	,	PUNCT
ajbmeb-2004	175	22	which	which	PRON
ajbmeb-2004	175	23	contributes	contribute	VERB
ajbmeb-2004	175	24	to	to	ADP
ajbmeb-2004	175	25	achieving	achieve	VERB
ajbmeb-2004	175	26	competitive	competitive	ADJ
ajbmeb-2004	175	27	advantage	advantage	NOUN
ajbmeb-2004	175	28	and	and	CCONJ
ajbmeb-2004	175	29	achieving	achieve	VERB
ajbmeb-2004	175	30	better	well	ADJ
ajbmeb-2004	175	31	financial	financial	ADJ
ajbmeb-2004	175	32	performance	performance	NOUN
ajbmeb-2004	175	33	(	(	PUNCT
ajbmeb-2004	175	34	al	al	NOUN
ajbmeb-2004	175	35	-	-	PUNCT
ajbmeb-2004	175	36	abrash	abrash	NOUN
ajbmeb-2004	175	37	,	,	PUNCT
ajbmeb-2004	175	38	2018	2018	NUM
ajbmeb-2004	175	39	,	,	PUNCT
ajbmeb-2004	175	40	pp	pp	ADJ
ajbmeb-2004	175	41	.	.	PUNCT
ajbmeb-2004	176	1	63	63	NUM
ajbmeb-2004	176	2	-	-	SYM
ajbmeb-2004	176	3	67	67	NUM
ajbmeb-2004	176	4	)	)	PUNCT
ajbmeb-2004	176	5	ninth	ninth	ADJ
ajbmeb-2004	176	6	:	:	PUNCT
ajbmeb-2004	176	7	comparative	comparative	ADJ
ajbmeb-2004	176	8	analysis	analysis	NOUN
ajbmeb-2004	176	9	comparative	comparative	ADJ
ajbmeb-2004	176	10	analysis	analysis	NOUN
ajbmeb-2004	176	11	focuses	focus	VERB
ajbmeb-2004	176	12	on	on	ADP
ajbmeb-2004	176	13	comparing	compare	VERB
ajbmeb-2004	176	14	the	the	DET
ajbmeb-2004	176	15	financial	financial	ADJ
ajbmeb-2004	176	16	performance	performance	NOUN
ajbmeb-2004	176	17	and	and	CCONJ
ajbmeb-2004	176	18	financial	financial	ADJ
ajbmeb-2004	176	19	indicators	indicator	NOUN
ajbmeb-2004	176	20	of	of	ADP
ajbmeb-2004	176	21	an	an	DET
ajbmeb-2004	176	22	organization	organization	NOUN
ajbmeb-2004	176	23	with	with	ADP
ajbmeb-2004	176	24	similar	similar	ADJ
ajbmeb-2004	176	25	organizations	organization	NOUN
ajbmeb-2004	176	26	in	in	ADP
ajbmeb-2004	176	27	the	the	DET
ajbmeb-2004	176	28	same	same	ADJ
ajbmeb-2004	176	29	industry	industry	NOUN
ajbmeb-2004	176	30	,	,	PUNCT
ajbmeb-2004	176	31	industry	industry	NOUN
ajbmeb-2004	176	32	averages	average	NOUN
ajbmeb-2004	176	33	,	,	PUNCT
ajbmeb-2004	176	34	or	or	CCONJ
ajbmeb-2004	176	35	other	other	ADJ
ajbmeb-2004	176	36	comparison	comparison	NOUN
ajbmeb-2004	176	37	standards	standard	NOUN
ajbmeb-2004	176	38	.	.	PUNCT
ajbmeb-2004	177	1	this	this	DET
ajbmeb-2004	177	2	analysis	analysis	NOUN
ajbmeb-2004	177	3	aims	aim	VERB
ajbmeb-2004	177	4	to	to	PART
ajbmeb-2004	177	5	determine	determine	VERB
ajbmeb-2004	177	6	the	the	DET
ajbmeb-2004	177	7	organization	organization	NOUN
ajbmeb-2004	177	8	’s	’s	PART
ajbmeb-2004	177	9	position	position	NOUN
ajbmeb-2004	177	10	within	within	ADP
ajbmeb-2004	177	11	the	the	DET
ajbmeb-2004	177	12	market	market	NOUN
ajbmeb-2004	177	13	and	and	CCONJ
ajbmeb-2004	177	14	understand	understand	VERB
ajbmeb-2004	177	15	performance	performance	NOUN
ajbmeb-2004	177	16	compared	compare	VERB
ajbmeb-2004	177	17	to	to	ADP
ajbmeb-2004	177	18	others	other	NOUN
ajbmeb-2004	177	19	(	(	PUNCT
ajbmeb-2004	177	20	bel	bel	NOUN
ajbmeb-2004	177	21	-	-	PUNCT
ajbmeb-2004	177	22	eid	eid	PROPN
ajbmeb-2004	177	23	,	,	PUNCT
ajbmeb-2004	177	24	2018	2018	NUM
ajbmeb-2004	177	25	,	,	PUNCT
ajbmeb-2004	177	26	p.	p.	NOUN
ajbmeb-2004	177	27	25	25	NUM
ajbmeb-2004	177	28	)	)	PUNCT
ajbmeb-2004	177	29	the	the	DET
ajbmeb-2004	177	30	importance	importance	NOUN
ajbmeb-2004	177	31	of	of	ADP
ajbmeb-2004	177	32	comparative	comparative	ADJ
ajbmeb-2004	177	33	analysis	analysis	NOUN
ajbmeb-2004	177	34	:	:	PUNCT
ajbmeb-2004	177	35	a.	a.	NOUN
ajbmeb-2004	177	36	understanding	understand	VERB
ajbmeb-2004	177	37	the	the	DET
ajbmeb-2004	177	38	competitive	competitive	ADJ
ajbmeb-2004	177	39	situation	situation	NOUN
ajbmeb-2004	177	40	:	:	PUNCT
ajbmeb-2004	177	41	comparison	comparison	NOUN
ajbmeb-2004	177	42	analysis	analysis	NOUN
ajbmeb-2004	177	43	helps	help	VERB
ajbmeb-2004	177	44	in	in	ADP
ajbmeb-2004	177	45	understanding	understand	VERB
ajbmeb-2004	177	46	the	the	DET
ajbmeb-2004	177	47	extent	extent	NOUN
ajbmeb-2004	177	48	to	to	PART
ajbmeb-2004	177	49	which	which	PRON
ajbmeb-2004	177	50	an	an	DET
ajbmeb-2004	177	51	organization	organization	NOUN
ajbmeb-2004	177	52	is	be	AUX
ajbmeb-2004	177	53	superior	superior	ADJ
ajbmeb-2004	177	54	or	or	CCONJ
ajbmeb-2004	177	55	inferior	inferior	ADJ
ajbmeb-2004	177	56	compared	compare	VERB
ajbmeb-2004	177	57	to	to	ADP
ajbmeb-2004	177	58	its	its	PRON
ajbmeb-2004	177	59	competitors	competitor	NOUN
ajbmeb-2004	177	60	.	.	PUNCT
ajbmeb-2004	178	1	american	american	ADJ
ajbmeb-2004	178	2	journal	journal	PROPN
ajbmeb-2004	178	3	of	of	ADP
ajbmeb-2004	178	4	business	business	NOUN
ajbmeb-2004	178	5	management	management	NOUN
ajbmeb-2004	178	6	,	,	PUNCT
ajbmeb-2004	178	7	economics	economic	NOUN
ajbmeb-2004	178	8	and	and	CCONJ
ajbmeb-2004	178	9	banking	banking	NOUN
ajbmeb-2004	178	10	volume	volume	NOUN
ajbmeb-2004	178	11	23	23	NUM
ajbmeb-2004	178	12	april	april	PROPN
ajbmeb-2004	178	13	2024	2024	NUM
ajbmeb-2004	178	14	p	p	NOUN
ajbmeb-2004	178	15	a	a	PRON
ajbmeb-2004	178	16	g	g	NOUN
ajbmeb-2004	178	17	e	e	NOUN
ajbmeb-2004	178	18	|	|	NOUN
ajbmeb-2004	178	19	123	123	NUM
ajbmeb-2004	178	20	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2004	178	21	b.	b.	PROPN
ajbmeb-2004	178	22	extracting	extract	VERB
ajbmeb-2004	178	23	lessons	lesson	NOUN
ajbmeb-2004	178	24	from	from	ADP
ajbmeb-2004	178	25	the	the	DET
ajbmeb-2004	178	26	past	past	NOUN
ajbmeb-2004	178	27	:	:	PUNCT
ajbmeb-2004	178	28	comparative	comparative	ADJ
ajbmeb-2004	178	29	results	result	NOUN
ajbmeb-2004	178	30	can	can	AUX
ajbmeb-2004	178	31	be	be	AUX
ajbmeb-2004	178	32	used	use	VERB
ajbmeb-2004	178	33	to	to	PART
ajbmeb-2004	178	34	draw	draw	VERB
ajbmeb-2004	178	35	lessons	lesson	NOUN
ajbmeb-2004	178	36	from	from	ADP
ajbmeb-2004	178	37	the	the	DET
ajbmeb-2004	178	38	experiences	experience	NOUN
ajbmeb-2004	178	39	of	of	ADP
ajbmeb-2004	178	40	successful	successful	ADJ
ajbmeb-2004	178	41	and	and	CCONJ
ajbmeb-2004	178	42	failed	failed	ADJ
ajbmeb-2004	178	43	institutions	institution	NOUN
ajbmeb-2004	178	44	.	.	PUNCT
ajbmeb-2004	179	1	c.	c.	PROPN
ajbmeb-2004	179	2	identify	identify	VERB
ajbmeb-2004	179	3	strengths	strength	NOUN
ajbmeb-2004	179	4	and	and	CCONJ
ajbmeb-2004	179	5	weaknesses	weakness	NOUN
ajbmeb-2004	179	6	:	:	PUNCT
ajbmeb-2004	179	7	strengths	strength	NOUN
ajbmeb-2004	179	8	and	and	CCONJ
ajbmeb-2004	179	9	weaknesses	weakness	NOUN
ajbmeb-2004	179	10	can	can	AUX
ajbmeb-2004	179	11	be	be	AUX
ajbmeb-2004	179	12	identified	identify	VERB
ajbmeb-2004	179	13	by	by	ADP
ajbmeb-2004	179	14	comparing	compare	VERB
ajbmeb-2004	179	15	performance	performance	NOUN
ajbmeb-2004	179	16	with	with	ADP
ajbmeb-2004	179	17	competitors	competitor	NOUN
ajbmeb-2004	179	18	.	.	PUNCT
ajbmeb-2004	180	1	d.	d.	PROPN
ajbmeb-2004	180	2	directing	direct	VERB
ajbmeb-2004	180	3	improvement	improvement	NOUN
ajbmeb-2004	180	4	strategies	strategy	NOUN
ajbmeb-2004	180	5	:	:	PUNCT
ajbmeb-2004	180	6	helps	helps	AUX
ajbmeb-2004	180	7	identify	identify	VERB
ajbmeb-2004	180	8	areas	area	NOUN
ajbmeb-2004	180	9	that	that	PRON
ajbmeb-2004	180	10	need	need	VERB
ajbmeb-2004	180	11	improvement	improvement	NOUN
ajbmeb-2004	180	12	and	and	CCONJ
ajbmeb-2004	180	13	areas	area	NOUN
ajbmeb-2004	180	14	that	that	PRON
ajbmeb-2004	180	15	are	be	AUX
ajbmeb-2004	180	16	already	already	ADV
ajbmeb-2004	180	17	doing	do	VERB
ajbmeb-2004	180	18	well	well	ADV
ajbmeb-2004	180	19	.	.	PUNCT
ajbmeb-2004	181	1	comparison	comparison	NOUN
ajbmeb-2004	181	2	analysis	analysis	NOUN
ajbmeb-2004	181	3	steps	step	NOUN
ajbmeb-2004	181	4	:	:	PUNCT
ajbmeb-2004	181	5	a.	a.	NOUN
ajbmeb-2004	181	6	identify	identify	VERB
ajbmeb-2004	181	7	comparators	comparator	NOUN
ajbmeb-2004	181	8	:	:	PUNCT
ajbmeb-2004	181	9	identify	identify	VERB
ajbmeb-2004	181	10	similar	similar	ADJ
ajbmeb-2004	181	11	organizations	organization	NOUN
ajbmeb-2004	181	12	in	in	ADP
ajbmeb-2004	181	13	the	the	DET
ajbmeb-2004	181	14	same	same	ADJ
ajbmeb-2004	181	15	industry	industry	NOUN
ajbmeb-2004	181	16	,	,	PUNCT
ajbmeb-2004	181	17	industry	industry	NOUN
ajbmeb-2004	181	18	averages	average	NOUN
ajbmeb-2004	181	19	,	,	PUNCT
ajbmeb-2004	181	20	or	or	CCONJ
ajbmeb-2004	181	21	other	other	ADJ
ajbmeb-2004	181	22	benchmarks	benchmark	NOUN
ajbmeb-2004	181	23	to	to	PART
ajbmeb-2004	181	24	compare	compare	VERB
ajbmeb-2004	181	25	.	.	PUNCT
ajbmeb-2004	182	1	b.	b.	PROPN
ajbmeb-2004	182	2	data	data	PROPN
ajbmeb-2004	182	3	collection	collection	NOUN
ajbmeb-2004	182	4	:	:	PUNCT
ajbmeb-2004	182	5	collecting	collect	VERB
ajbmeb-2004	182	6	the	the	DET
ajbmeb-2004	182	7	organization	organization	NOUN
ajbmeb-2004	182	8	’s	’s	PART
ajbmeb-2004	182	9	data	datum	NOUN
ajbmeb-2004	182	10	and	and	CCONJ
ajbmeb-2004	182	11	comparators	comparator	NOUN
ajbmeb-2004	182	12	’	'	PUNCT
ajbmeb-2004	182	13	data	datum	NOUN
ajbmeb-2004	182	14	from	from	ADP
ajbmeb-2004	182	15	the	the	DET
ajbmeb-2004	182	16	financial	financial	ADJ
ajbmeb-2004	182	17	statements	statement	NOUN
ajbmeb-2004	182	18	for	for	ADP
ajbmeb-2004	182	19	the	the	DET
ajbmeb-2004	182	20	same	same	ADJ
ajbmeb-2004	182	21	periods	period	NOUN
ajbmeb-2004	182	22	.	.	PUNCT
ajbmeb-2004	183	1	c.	c.	PROPN
ajbmeb-2004	183	2	data	data	PROPN
ajbmeb-2004	183	3	organization	organization	PROPN
ajbmeb-2004	183	4	:	:	PUNCT
ajbmeb-2004	183	5	organize	organize	VERB
ajbmeb-2004	183	6	data	datum	NOUN
ajbmeb-2004	183	7	into	into	ADP
ajbmeb-2004	183	8	tables	table	NOUN
ajbmeb-2004	183	9	or	or	CCONJ
ajbmeb-2004	183	10	graphs	graph	NOUN
ajbmeb-2004	183	11	to	to	PART
ajbmeb-2004	183	12	facilitate	facilitate	VERB
ajbmeb-2004	183	13	comparison	comparison	NOUN
ajbmeb-2004	183	14	.	.	PUNCT
ajbmeb-2004	184	1	d.	d.	PROPN
ajbmeb-2004	184	2	data	data	PROPN
ajbmeb-2004	184	3	analysis	analysis	NOUN
ajbmeb-2004	184	4	:	:	PUNCT
ajbmeb-2004	184	5	compare	compare	VERB
ajbmeb-2004	184	6	the	the	DET
ajbmeb-2004	184	7	organization	organization	NOUN
ajbmeb-2004	184	8	's	's	PART
ajbmeb-2004	184	9	data	datum	NOUN
ajbmeb-2004	184	10	with	with	ADP
ajbmeb-2004	184	11	comparators	comparator	NOUN
ajbmeb-2004	184	12	'	'	PART
ajbmeb-2004	184	13	data	datum	NOUN
ajbmeb-2004	184	14	and	and	CCONJ
ajbmeb-2004	184	15	identify	identify	VERB
ajbmeb-2004	184	16	similarities	similarity	NOUN
ajbmeb-2004	184	17	and	and	CCONJ
ajbmeb-2004	184	18	differences	difference	NOUN
ajbmeb-2004	184	19	.	.	PUNCT
ajbmeb-2004	185	1	h.	h.	PROPN
ajbmeb-2004	185	2	difference	difference	NOUN
ajbmeb-2004	185	3	analysis	analysis	NOUN
ajbmeb-2004	185	4	:	:	PUNCT
ajbmeb-2004	185	5	analyze	analyze	VERB
ajbmeb-2004	185	6	differences	difference	NOUN
ajbmeb-2004	185	7	between	between	ADP
ajbmeb-2004	185	8	the	the	DET
ajbmeb-2004	185	9	financial	financial	ADJ
ajbmeb-2004	185	10	performance	performance	NOUN
ajbmeb-2004	185	11	of	of	ADP
ajbmeb-2004	185	12	the	the	DET
ajbmeb-2004	185	13	organization	organization	NOUN
ajbmeb-2004	185	14	and	and	CCONJ
ajbmeb-2004	185	15	comparables	comparable	NOUN
ajbmeb-2004	185	16	and	and	CCONJ
ajbmeb-2004	185	17	identify	identify	VERB
ajbmeb-2004	185	18	potential	potential	ADJ
ajbmeb-2004	185	19	reasons	reason	NOUN
ajbmeb-2004	185	20	for	for	ADP
ajbmeb-2004	185	21	these	these	DET
ajbmeb-2004	185	22	differences	difference	NOUN
ajbmeb-2004	185	23	.	.	PUNCT
ajbmeb-2004	186	1	and	and	CCONJ
ajbmeb-2004	186	2	the	the	DET
ajbmeb-2004	186	3	.	.	PUNCT
ajbmeb-2004	186	4	extracting	extract	VERB
ajbmeb-2004	186	5	results	result	NOUN
ajbmeb-2004	186	6	:	:	PUNCT
ajbmeb-2004	186	7	extract	extract	VERB
ajbmeb-2004	186	8	the	the	DET
ajbmeb-2004	186	9	results	result	NOUN
ajbmeb-2004	186	10	of	of	ADP
ajbmeb-2004	186	11	the	the	DET
ajbmeb-2004	186	12	comparison	comparison	NOUN
ajbmeb-2004	186	13	and	and	CCONJ
ajbmeb-2004	186	14	determine	determine	VERB
ajbmeb-2004	186	15	whether	whether	SCONJ
ajbmeb-2004	186	16	the	the	DET
ajbmeb-2004	186	17	institution	institution	NOUN
ajbmeb-2004	186	18	outperformed	outperform	VERB
ajbmeb-2004	186	19	the	the	DET
ajbmeb-2004	186	20	comparators	comparator	NOUN
ajbmeb-2004	186	21	or	or	CCONJ
ajbmeb-2004	186	22	fell	fall	VERB
ajbmeb-2004	186	23	behind	behind	ADV
ajbmeb-2004	186	24	.	.	PUNCT
ajbmeb-2004	187	1	g.	g.	PROPN
ajbmeb-2004	187	2	conclusions	conclusion	NOUN
ajbmeb-2004	187	3	and	and	CCONJ
ajbmeb-2004	187	4	recommendations	recommendation	NOUN
ajbmeb-2004	187	5	:	:	PUNCT
ajbmeb-2004	187	6	draw	draw	VERB
ajbmeb-2004	187	7	recommendations	recommendation	NOUN
ajbmeb-2004	187	8	from	from	ADP
ajbmeb-2004	187	9	the	the	DET
ajbmeb-2004	187	10	comparison	comparison	NOUN
ajbmeb-2004	187	11	results	result	VERB
ajbmeb-2004	187	12	to	to	PART
ajbmeb-2004	187	13	improve	improve	VERB
ajbmeb-2004	187	14	the	the	DET
ajbmeb-2004	187	15	organization	organization	NOUN
ajbmeb-2004	187	16	’s	’s	PART
ajbmeb-2004	187	17	performance	performance	NOUN
ajbmeb-2004	187	18	or	or	CCONJ
ajbmeb-2004	187	19	continue	continue	VERB
ajbmeb-2004	187	20	its	its	PRON
ajbmeb-2004	187	21	success	success	NOUN
ajbmeb-2004	187	22	.	.	PUNCT
ajbmeb-2004	188	1	comparative	comparative	ADJ
ajbmeb-2004	188	2	analysis	analysis	NOUN
ajbmeb-2004	188	3	provides	provide	VERB
ajbmeb-2004	188	4	you	you	PRON
ajbmeb-2004	188	5	with	with	ADP
ajbmeb-2004	188	6	a	a	DET
ajbmeb-2004	188	7	comprehensive	comprehensive	ADJ
ajbmeb-2004	188	8	view	view	NOUN
ajbmeb-2004	188	9	of	of	ADP
ajbmeb-2004	188	10	where	where	SCONJ
ajbmeb-2004	188	11	you	you	PRON
ajbmeb-2004	188	12	stand	stand	VERB
ajbmeb-2004	188	13	in	in	ADP
ajbmeb-2004	188	14	the	the	DET
ajbmeb-2004	188	15	market	market	NOUN
ajbmeb-2004	188	16	and	and	CCONJ
ajbmeb-2004	188	17	how	how	SCONJ
ajbmeb-2004	188	18	you	you	PRON
ajbmeb-2004	188	19	can	can	AUX
ajbmeb-2004	188	20	achieve	achieve	VERB
ajbmeb-2004	188	21	competitive	competitive	ADJ
ajbmeb-2004	188	22	advantage	advantage	NOUN
ajbmeb-2004	188	23	,	,	PUNCT
ajbmeb-2004	188	24	and	and	CCONJ
ajbmeb-2004	188	25	can	can	AUX
ajbmeb-2004	188	26	be	be	AUX
ajbmeb-2004	188	27	a	a	DET
ajbmeb-2004	188	28	powerful	powerful	ADJ
ajbmeb-2004	188	29	guide	guide	NOUN
ajbmeb-2004	188	30	to	to	ADP
ajbmeb-2004	188	31	making	make	VERB
ajbmeb-2004	188	32	informed	inform	VERB
ajbmeb-2004	188	33	strategic	strategic	ADJ
ajbmeb-2004	188	34	decisions	decision	NOUN
ajbmeb-2004	188	35	.	.	PUNCT
ajbmeb-2004	189	1	the	the	DET
ajbmeb-2004	189	2	second	second	ADJ
ajbmeb-2004	189	3	section	section	NOUN
ajbmeb-2004	189	4	:	:	PUNCT
ajbmeb-2004	189	5	the	the	DET
ajbmeb-2004	189	6	theoretical	theoretical	ADJ
ajbmeb-2004	189	7	framework	framework	NOUN
ajbmeb-2004	189	8	for	for	ADP
ajbmeb-2004	189	9	competitive	competitive	ADJ
ajbmeb-2004	189	10	advantage	advantage	NOUN
ajbmeb-2004	189	11	first	first	ADV
ajbmeb-2004	189	12	:	:	PUNCT
ajbmeb-2004	189	13	the	the	DET
ajbmeb-2004	189	14	concept	concept	NOUN
ajbmeb-2004	189	15	of	of	ADP
ajbmeb-2004	189	16	competitive	competitive	ADJ
ajbmeb-2004	189	17	advantage	advantage	NOUN
ajbmeb-2004	189	18	a	a	DET
ajbmeb-2004	189	19	competitive	competitive	ADJ
ajbmeb-2004	189	20	advantage	advantage	NOUN
ajbmeb-2004	189	21	is	be	AUX
ajbmeb-2004	189	22	the	the	DET
ajbmeb-2004	189	23	characteristic	characteristic	ADJ
ajbmeb-2004	189	24	or	or	CCONJ
ajbmeb-2004	189	25	element	element	NOUN
ajbmeb-2004	189	26	that	that	PRON
ajbmeb-2004	189	27	makes	make	VERB
ajbmeb-2004	189	28	a	a	DET
ajbmeb-2004	189	29	particular	particular	ADJ
ajbmeb-2004	189	30	product	product	NOUN
ajbmeb-2004	189	31	or	or	CCONJ
ajbmeb-2004	189	32	service	service	NOUN
ajbmeb-2004	189	33	stand	stand	VERB
ajbmeb-2004	189	34	out	out	ADP
ajbmeb-2004	189	35	from	from	ADP
ajbmeb-2004	189	36	competitors	competitor	NOUN
ajbmeb-2004	189	37	in	in	ADP
ajbmeb-2004	189	38	the	the	DET
ajbmeb-2004	189	39	market	market	NOUN
ajbmeb-2004	189	40	and	and	CCONJ
ajbmeb-2004	189	41	makes	make	VERB
ajbmeb-2004	189	42	an	an	DET
ajbmeb-2004	189	43	organization	organization	NOUN
ajbmeb-2004	189	44	able	able	ADJ
ajbmeb-2004	189	45	to	to	PART
ajbmeb-2004	189	46	achieve	achieve	VERB
ajbmeb-2004	189	47	better	well	ADJ
ajbmeb-2004	189	48	performance	performance	NOUN
ajbmeb-2004	189	49	or	or	CCONJ
ajbmeb-2004	189	50	provide	provide	VERB
ajbmeb-2004	189	51	greater	great	ADJ
ajbmeb-2004	189	52	value	value	NOUN
ajbmeb-2004	189	53	to	to	ADP
ajbmeb-2004	189	54	customers	customer	NOUN
ajbmeb-2004	189	55	.	.	PUNCT
ajbmeb-2004	190	1	competitive	competitive	ADJ
ajbmeb-2004	190	2	advantage	advantage	NOUN
ajbmeb-2004	190	3	can	can	AUX
ajbmeb-2004	190	4	include	include	VERB
ajbmeb-2004	190	5	several	several	ADJ
ajbmeb-2004	190	6	factors	factor	NOUN
ajbmeb-2004	190	7	such	such	ADJ
ajbmeb-2004	190	8	as	as	ADP
ajbmeb-2004	190	9	quality	quality	NOUN
ajbmeb-2004	190	10	,	,	PUNCT
ajbmeb-2004	190	11	cost	cost	NOUN
ajbmeb-2004	190	12	,	,	PUNCT
ajbmeb-2004	190	13	innovation	innovation	NOUN
ajbmeb-2004	190	14	,	,	PUNCT
ajbmeb-2004	190	15	and	and	CCONJ
ajbmeb-2004	190	16	customer	customer	NOUN
ajbmeb-2004	190	17	service	service	NOUN
ajbmeb-2004	190	18	(	(	PUNCT
ajbmeb-2004	190	19	al	al	NOUN
ajbmeb-2004	190	20	-	-	PUNCT
ajbmeb-2004	190	21	shafi’i	shafi’i	NOUN
ajbmeb-2004	190	22	,	,	PUNCT
ajbmeb-2004	190	23	2014	2014	NUM
ajbmeb-2004	190	24	,	,	PUNCT
ajbmeb-2004	190	25	pp	pp	ADJ
ajbmeb-2004	190	26	.	.	PUNCT
ajbmeb-2004	191	1	88	88	NUM
ajbmeb-2004	191	2	-	-	SYM
ajbmeb-2004	191	3	100	100	NUM
ajbmeb-2004	191	4	)	)	PUNCT
ajbmeb-2004	191	5	.	.	PUNCT
ajbmeb-2004	192	1	second	second	ADV
ajbmeb-2004	192	2	:	:	PUNCT
ajbmeb-2004	192	3	the	the	DET
ajbmeb-2004	192	4	importance	importance	NOUN
ajbmeb-2004	192	5	of	of	ADP
ajbmeb-2004	192	6	competitive	competitive	ADJ
ajbmeb-2004	192	7	advantage	advantage	NOUN
ajbmeb-2004	192	8	:	:	PUNCT
ajbmeb-2004	192	9	1	1	X
ajbmeb-2004	192	10	.	.	X
ajbmeb-2004	192	11	achieving	achieve	VERB
ajbmeb-2004	192	12	sustainable	sustainable	ADJ
ajbmeb-2004	192	13	success	success	NOUN
ajbmeb-2004	192	14	:	:	PUNCT
ajbmeb-2004	192	15	competitive	competitive	ADJ
ajbmeb-2004	192	16	advantage	advantage	NOUN
ajbmeb-2004	192	17	enables	enable	VERB
ajbmeb-2004	192	18	an	an	DET
ajbmeb-2004	192	19	organization	organization	NOUN
ajbmeb-2004	192	20	to	to	PART
ajbmeb-2004	192	21	achieve	achieve	VERB
ajbmeb-2004	192	22	success	success	NOUN
ajbmeb-2004	192	23	and	and	CCONJ
ajbmeb-2004	192	24	survive	survive	VERB
ajbmeb-2004	192	25	in	in	ADP
ajbmeb-2004	192	26	the	the	DET
ajbmeb-2004	192	27	market	market	NOUN
ajbmeb-2004	192	28	in	in	ADP
ajbmeb-2004	192	29	the	the	DET
ajbmeb-2004	192	30	long	long	ADJ
ajbmeb-2004	192	31	term	term	NOUN
ajbmeb-2004	192	32	by	by	ADP
ajbmeb-2004	192	33	offering	offer	VERB
ajbmeb-2004	192	34	something	something	PRON
ajbmeb-2004	192	35	unique	unique	ADJ
ajbmeb-2004	192	36	and	and	CCONJ
ajbmeb-2004	192	37	valuable	valuable	ADJ
ajbmeb-2004	192	38	to	to	ADP
ajbmeb-2004	192	39	customers	customer	NOUN
ajbmeb-2004	192	40	.	.	PUNCT
ajbmeb-2004	193	1	2	2	X
ajbmeb-2004	193	2	.	.	X
ajbmeb-2004	193	3	increase	increase	VERB
ajbmeb-2004	193	4	market	market	NOUN
ajbmeb-2004	193	5	share	share	NOUN
ajbmeb-2004	193	6	:	:	PUNCT
ajbmeb-2004	193	7	competitive	competitive	ADJ
ajbmeb-2004	193	8	advantage	advantage	NOUN
ajbmeb-2004	193	9	enables	enable	VERB
ajbmeb-2004	193	10	an	an	DET
ajbmeb-2004	193	11	organization	organization	NOUN
ajbmeb-2004	193	12	to	to	PART
ajbmeb-2004	193	13	attract	attract	VERB
ajbmeb-2004	193	14	more	more	ADJ
ajbmeb-2004	193	15	customers	customer	NOUN
ajbmeb-2004	193	16	and	and	CCONJ
ajbmeb-2004	193	17	increase	increase	VERB
ajbmeb-2004	193	18	its	its	PRON
ajbmeb-2004	193	19	market	market	NOUN
ajbmeb-2004	193	20	share	share	NOUN
ajbmeb-2004	193	21	at	at	ADP
ajbmeb-2004	193	22	the	the	DET
ajbmeb-2004	193	23	expense	expense	NOUN
ajbmeb-2004	193	24	of	of	ADP
ajbmeb-2004	193	25	competitors	competitor	NOUN
ajbmeb-2004	193	26	.	.	PUNCT
ajbmeb-2004	194	1	3	3	X
ajbmeb-2004	194	2	.	.	X
ajbmeb-2004	194	3	increasing	increase	VERB
ajbmeb-2004	194	4	financial	financial	ADJ
ajbmeb-2004	194	5	value	value	NOUN
ajbmeb-2004	194	6	:	:	PUNCT
ajbmeb-2004	194	7	competitive	competitive	ADJ
ajbmeb-2004	194	8	advantage	advantage	NOUN
ajbmeb-2004	194	9	contributes	contribute	VERB
ajbmeb-2004	194	10	to	to	ADP
ajbmeb-2004	194	11	increasing	increase	VERB
ajbmeb-2004	194	12	the	the	DET
ajbmeb-2004	194	13	financial	financial	ADJ
ajbmeb-2004	194	14	value	value	NOUN
ajbmeb-2004	194	15	of	of	ADP
ajbmeb-2004	194	16	the	the	DET
ajbmeb-2004	194	17	organization	organization	NOUN
ajbmeb-2004	194	18	by	by	ADP
ajbmeb-2004	194	19	attracting	attract	VERB
ajbmeb-2004	194	20	investors	investor	NOUN
ajbmeb-2004	194	21	and	and	CCONJ
ajbmeb-2004	194	22	increasing	increase	VERB
ajbmeb-2004	194	23	revenues	revenue	NOUN
ajbmeb-2004	194	24	and	and	CCONJ
ajbmeb-2004	194	25	profits	profit	NOUN
ajbmeb-2004	194	26	.	.	PUNCT
ajbmeb-2004	195	1	4	4	X
ajbmeb-2004	195	2	.	.	X
ajbmeb-2004	195	3	attracting	attract	VERB
ajbmeb-2004	195	4	talent	talent	NOUN
ajbmeb-2004	195	5	:	:	PUNCT
ajbmeb-2004	195	6	competitive	competitive	ADJ
ajbmeb-2004	195	7	advantage	advantage	NOUN
ajbmeb-2004	195	8	can	can	AUX
ajbmeb-2004	195	9	help	help	VERB
ajbmeb-2004	195	10	attract	attract	VERB
ajbmeb-2004	195	11	talented	talented	ADJ
ajbmeb-2004	195	12	employees	employee	NOUN
ajbmeb-2004	195	13	and	and	CCONJ
ajbmeb-2004	195	14	experts	expert	NOUN
ajbmeb-2004	195	15	who	who	PRON
ajbmeb-2004	195	16	contribute	contribute	VERB
ajbmeb-2004	195	17	to	to	ADP
ajbmeb-2004	195	18	achieving	achieve	VERB
ajbmeb-2004	195	19	innovation	innovation	NOUN
ajbmeb-2004	195	20	and	and	CCONJ
ajbmeb-2004	195	21	success	success	NOUN
ajbmeb-2004	195	22	(	(	PUNCT
ajbmeb-2004	195	23	al	al	PROPN
ajbmeb-2004	195	24	-	-	PUNCT
ajbmeb-2004	195	25	salami	salami	NOUN
ajbmeb-2004	195	26	,	,	PUNCT
ajbmeb-2004	195	27	2019	2019	NUM
ajbmeb-2004	195	28	,	,	PUNCT
ajbmeb-2004	195	29	p.	p.	NOUN
ajbmeb-2004	195	30	55	55	NUM
ajbmeb-2004	195	31	)	)	PUNCT
ajbmeb-2004	195	32	.	.	PUNCT
ajbmeb-2004	196	1	american	american	PROPN
ajbmeb-2004	196	2	journal	journal	PROPN
ajbmeb-2004	196	3	of	of	ADP
ajbmeb-2004	196	4	business	business	NOUN
ajbmeb-2004	196	5	management	management	NOUN
ajbmeb-2004	196	6	,	,	PUNCT
ajbmeb-2004	196	7	economics	economic	NOUN
ajbmeb-2004	196	8	and	and	CCONJ
ajbmeb-2004	196	9	banking	banking	NOUN
ajbmeb-2004	196	10	volume	volume	NOUN
ajbmeb-2004	196	11	23	23	NUM
ajbmeb-2004	196	12	april	april	PROPN
ajbmeb-2004	196	13	2024	2024	NUM
ajbmeb-2004	196	14	p	p	NOUN
ajbmeb-2004	196	15	a	a	DET
ajbmeb-2004	196	16	g	g	NOUN
ajbmeb-2004	196	17	e	e	NOUN
ajbmeb-2004	196	18	|	|	NOUN
ajbmeb-2004	196	19	124	124	NUM
ajbmeb-2004	196	20	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2004	196	21	third	third	NOUN
ajbmeb-2004	196	22	:	:	PUNCT
ajbmeb-2004	196	23	competitive	competitive	ADJ
ajbmeb-2004	196	24	advantage	advantage	NOUN
ajbmeb-2004	196	25	factors	factor	NOUN
ajbmeb-2004	196	26	:	:	PUNCT
ajbmeb-2004	196	27	1	1	X
ajbmeb-2004	196	28	.	.	X
ajbmeb-2004	196	29	quality	quality	NOUN
ajbmeb-2004	196	30	:	:	PUNCT
ajbmeb-2004	196	31	providing	provide	VERB
ajbmeb-2004	196	32	high	high	ADJ
ajbmeb-2004	196	33	quality	quality	NOUN
ajbmeb-2004	196	34	and	and	CCONJ
ajbmeb-2004	196	35	performance	performance	NOUN
ajbmeb-2004	196	36	products	product	NOUN
ajbmeb-2004	196	37	or	or	CCONJ
ajbmeb-2004	196	38	services	service	NOUN
ajbmeb-2004	196	39	can	can	AUX
ajbmeb-2004	196	40	have	have	VERB
ajbmeb-2004	196	41	a	a	DET
ajbmeb-2004	196	42	positive	positive	ADJ
ajbmeb-2004	196	43	impact	impact	NOUN
ajbmeb-2004	196	44	on	on	ADP
ajbmeb-2004	196	45	competitive	competitive	ADJ
ajbmeb-2004	196	46	advantage	advantage	NOUN
ajbmeb-2004	196	47	.	.	PUNCT
ajbmeb-2004	197	1	2	2	X
ajbmeb-2004	197	2	.	.	X
ajbmeb-2004	197	3	cost	cost	NOUN
ajbmeb-2004	197	4	:	:	PUNCT
ajbmeb-2004	197	5	achieving	achieve	VERB
ajbmeb-2004	197	6	low	low	ADJ
ajbmeb-2004	197	7	cost	cost	NOUN
ajbmeb-2004	197	8	may	may	AUX
ajbmeb-2004	197	9	allow	allow	VERB
ajbmeb-2004	197	10	an	an	DET
ajbmeb-2004	197	11	organization	organization	NOUN
ajbmeb-2004	197	12	to	to	PART
ajbmeb-2004	197	13	offer	offer	VERB
ajbmeb-2004	197	14	products	product	NOUN
ajbmeb-2004	197	15	or	or	CCONJ
ajbmeb-2004	197	16	services	service	NOUN
ajbmeb-2004	197	17	at	at	ADP
ajbmeb-2004	197	18	competitive	competitive	ADJ
ajbmeb-2004	197	19	prices	price	NOUN
ajbmeb-2004	197	20	.	.	PUNCT
ajbmeb-2004	198	1	3	3	X
ajbmeb-2004	198	2	.	.	X
ajbmeb-2004	198	3	innovation	innovation	NOUN
ajbmeb-2004	198	4	and	and	CCONJ
ajbmeb-2004	198	5	excellence	excellence	PROPN
ajbmeb-2004	198	6	:	:	PUNCT
ajbmeb-2004	198	7	the	the	DET
ajbmeb-2004	198	8	organization	organization	NOUN
ajbmeb-2004	198	9	’s	’s	PART
ajbmeb-2004	198	10	ability	ability	NOUN
ajbmeb-2004	198	11	to	to	PART
ajbmeb-2004	198	12	innovate	innovate	VERB
ajbmeb-2004	198	13	and	and	CCONJ
ajbmeb-2004	198	14	provide	provide	VERB
ajbmeb-2004	198	15	unique	unique	ADJ
ajbmeb-2004	198	16	products	product	NOUN
ajbmeb-2004	198	17	or	or	CCONJ
ajbmeb-2004	198	18	services	service	NOUN
ajbmeb-2004	198	19	that	that	PRON
ajbmeb-2004	198	20	enhance	enhance	VERB
ajbmeb-2004	198	21	competitive	competitive	ADJ
ajbmeb-2004	198	22	advantage	advantage	NOUN
ajbmeb-2004	198	23	.	.	PUNCT
ajbmeb-2004	199	1	4	4	X
ajbmeb-2004	199	2	.	.	X
ajbmeb-2004	199	3	customer	customer	NOUN
ajbmeb-2004	199	4	service	service	NOUN
ajbmeb-2004	199	5	:	:	PUNCT
ajbmeb-2004	199	6	providing	provide	VERB
ajbmeb-2004	199	7	distinguished	distinguished	ADJ
ajbmeb-2004	199	8	customer	customer	NOUN
ajbmeb-2004	199	9	service	service	NOUN
ajbmeb-2004	199	10	and	and	CCONJ
ajbmeb-2004	199	11	meeting	meet	VERB
ajbmeb-2004	199	12	their	their	PRON
ajbmeb-2004	199	13	needs	need	NOUN
ajbmeb-2004	199	14	effectively	effectively	ADV
ajbmeb-2004	199	15	can	can	AUX
ajbmeb-2004	199	16	contribute	contribute	VERB
ajbmeb-2004	199	17	to	to	ADP
ajbmeb-2004	199	18	competitive	competitive	ADJ
ajbmeb-2004	199	19	advantage	advantage	NOUN
ajbmeb-2004	199	20	.	.	PUNCT
ajbmeb-2004	200	1	fourth	fourth	ADJ
ajbmeb-2004	200	2	:	:	PUNCT
ajbmeb-2004	200	3	strategies	strategy	NOUN
ajbmeb-2004	200	4	to	to	PART
ajbmeb-2004	200	5	achieve	achieve	VERB
ajbmeb-2004	200	6	competitive	competitive	ADJ
ajbmeb-2004	200	7	advantage	advantage	NOUN
ajbmeb-2004	200	8	1	1	NUM
ajbmeb-2004	200	9	.	.	PUNCT
ajbmeb-2004	201	1	cost	cost	NOUN
ajbmeb-2004	201	2	-	-	PUNCT
ajbmeb-2004	201	3	plus	plus	CCONJ
ajbmeb-2004	201	4	strategy	strategy	NOUN
ajbmeb-2004	201	5	:	:	PUNCT
ajbmeb-2004	201	6	achieving	achieve	VERB
ajbmeb-2004	201	7	a	a	DET
ajbmeb-2004	201	8	low	low	ADJ
ajbmeb-2004	201	9	cost	cost	NOUN
ajbmeb-2004	201	10	compared	compare	VERB
ajbmeb-2004	201	11	to	to	ADP
ajbmeb-2004	201	12	competitors	competitor	NOUN
ajbmeb-2004	201	13	,	,	PUNCT
ajbmeb-2004	201	14	allowing	allow	VERB
ajbmeb-2004	201	15	the	the	DET
ajbmeb-2004	201	16	provision	provision	NOUN
ajbmeb-2004	201	17	of	of	ADP
ajbmeb-2004	201	18	products	product	NOUN
ajbmeb-2004	201	19	or	or	CCONJ
ajbmeb-2004	201	20	services	service	NOUN
ajbmeb-2004	201	21	at	at	ADP
ajbmeb-2004	201	22	competitive	competitive	ADJ
ajbmeb-2004	201	23	prices	price	NOUN
ajbmeb-2004	201	24	.	.	PUNCT
ajbmeb-2004	202	1	2	2	X
ajbmeb-2004	202	2	.	.	X
ajbmeb-2004	202	3	differentiation	differentiation	NOUN
ajbmeb-2004	202	4	strategy	strategy	NOUN
ajbmeb-2004	202	5	:	:	PUNCT
ajbmeb-2004	202	6	focus	focus	VERB
ajbmeb-2004	202	7	on	on	ADP
ajbmeb-2004	202	8	providing	provide	VERB
ajbmeb-2004	202	9	unique	unique	ADJ
ajbmeb-2004	202	10	or	or	CCONJ
ajbmeb-2004	202	11	high	high	ADJ
ajbmeb-2004	202	12	-	-	PUNCT
ajbmeb-2004	202	13	quality	quality	NOUN
ajbmeb-2004	202	14	products	product	NOUN
ajbmeb-2004	202	15	or	or	CCONJ
ajbmeb-2004	202	16	services	service	NOUN
ajbmeb-2004	202	17	that	that	PRON
ajbmeb-2004	202	18	distinguish	distinguish	VERB
ajbmeb-2004	202	19	the	the	DET
ajbmeb-2004	202	20	organization	organization	NOUN
ajbmeb-2004	202	21	from	from	ADP
ajbmeb-2004	202	22	competitors	competitor	NOUN
ajbmeb-2004	202	23	.	.	PUNCT
ajbmeb-2004	203	1	3	3	X
ajbmeb-2004	203	2	.	.	X
ajbmeb-2004	203	3	innovation	innovation	NOUN
ajbmeb-2004	203	4	strategy	strategy	NOUN
ajbmeb-2004	203	5	:	:	PUNCT
ajbmeb-2004	203	6	invest	invest	VERB
ajbmeb-2004	203	7	in	in	ADP
ajbmeb-2004	203	8	research	research	NOUN
ajbmeb-2004	203	9	and	and	CCONJ
ajbmeb-2004	203	10	development	development	NOUN
ajbmeb-2004	203	11	to	to	PART
ajbmeb-2004	203	12	develop	develop	VERB
ajbmeb-2004	203	13	new	new	ADJ
ajbmeb-2004	203	14	products	product	NOUN
ajbmeb-2004	203	15	and	and	CCONJ
ajbmeb-2004	203	16	services	service	NOUN
ajbmeb-2004	203	17	that	that	PRON
ajbmeb-2004	203	18	innovatively	innovatively	ADV
ajbmeb-2004	203	19	meet	meet	VERB
ajbmeb-2004	203	20	customer	customer	NOUN
ajbmeb-2004	203	21	needs	need	NOUN
ajbmeb-2004	203	22	.	.	PUNCT
ajbmeb-2004	204	1	4	4	X
ajbmeb-2004	204	2	.	.	X
ajbmeb-2004	204	3	focus	focus	NOUN
ajbmeb-2004	204	4	strategy	strategy	NOUN
ajbmeb-2004	204	5	:	:	PUNCT
ajbmeb-2004	204	6	focusing	focus	VERB
ajbmeb-2004	204	7	on	on	ADP
ajbmeb-2004	204	8	a	a	DET
ajbmeb-2004	204	9	specific	specific	ADJ
ajbmeb-2004	204	10	market	market	NOUN
ajbmeb-2004	204	11	or	or	CCONJ
ajbmeb-2004	204	12	category	category	NOUN
ajbmeb-2004	204	13	of	of	ADP
ajbmeb-2004	204	14	customers	customer	NOUN
ajbmeb-2004	204	15	and	and	CCONJ
ajbmeb-2004	204	16	providing	provide	VERB
ajbmeb-2004	204	17	products	product	NOUN
ajbmeb-2004	204	18	or	or	CCONJ
ajbmeb-2004	204	19	services	service	NOUN
ajbmeb-2004	204	20	that	that	PRON
ajbmeb-2004	204	21	uniquely	uniquely	ADV
ajbmeb-2004	204	22	meet	meet	VERB
ajbmeb-2004	204	23	their	their	PRON
ajbmeb-2004	204	24	needs	need	NOUN
ajbmeb-2004	204	25	(	(	PUNCT
ajbmeb-2004	204	26	al	al	PROPN
ajbmeb-2004	204	27	-	-	PUNCT
ajbmeb-2004	204	28	yamani	yamani	PROPN
ajbmeb-2004	204	29	,	,	PUNCT
ajbmeb-2004	204	30	2013	2013	NUM
ajbmeb-2004	204	31	,	,	PUNCT
ajbmeb-2004	204	32	pp	pp	ADJ
ajbmeb-2004	204	33	.	.	PUNCT
ajbmeb-2004	205	1	61	61	NUM
ajbmeb-2004	205	2	-	-	SYM
ajbmeb-2004	205	3	65	65	NUM
ajbmeb-2004	205	4	)	)	PUNCT
ajbmeb-2004	205	5	.	.	PUNCT
ajbmeb-2004	206	1	fifth	fifth	ADJ
ajbmeb-2004	206	2	:	:	PUNCT
ajbmeb-2004	206	3	stages	stage	NOUN
ajbmeb-2004	206	4	of	of	ADP
ajbmeb-2004	206	5	achieving	achieve	VERB
ajbmeb-2004	206	6	competitive	competitive	ADJ
ajbmeb-2004	206	7	advantage	advantage	NOUN
ajbmeb-2004	206	8	:	:	PUNCT
ajbmeb-2004	206	9	1	1	X
ajbmeb-2004	206	10	.	.	X
ajbmeb-2004	206	11	market	market	NOUN
ajbmeb-2004	206	12	analysis	analysis	NOUN
ajbmeb-2004	206	13	:	:	PUNCT
ajbmeb-2004	206	14	study	study	NOUN
ajbmeb-2004	206	15	customer	customer	NOUN
ajbmeb-2004	206	16	needs	need	NOUN
ajbmeb-2004	206	17	and	and	CCONJ
ajbmeb-2004	206	18	preferences	preference	NOUN
ajbmeb-2004	206	19	and	and	CCONJ
ajbmeb-2004	206	20	understand	understand	VERB
ajbmeb-2004	206	21	the	the	DET
ajbmeb-2004	206	22	market	market	NOUN
ajbmeb-2004	206	23	and	and	CCONJ
ajbmeb-2004	206	24	competitors	competitor	NOUN
ajbmeb-2004	206	25	.	.	PUNCT
ajbmeb-2004	207	1	2	2	X
ajbmeb-2004	207	2	.	.	X
ajbmeb-2004	207	3	identify	identify	VERB
ajbmeb-2004	207	4	opportunities	opportunity	NOUN
ajbmeb-2004	207	5	:	:	PUNCT
ajbmeb-2004	207	6	identify	identify	VERB
ajbmeb-2004	207	7	unique	unique	ADJ
ajbmeb-2004	207	8	opportunities	opportunity	NOUN
ajbmeb-2004	207	9	that	that	PRON
ajbmeb-2004	207	10	can	can	AUX
ajbmeb-2004	207	11	contribute	contribute	VERB
ajbmeb-2004	207	12	to	to	ADP
ajbmeb-2004	207	13	achieving	achieve	VERB
ajbmeb-2004	207	14	competitive	competitive	ADJ
ajbmeb-2004	207	15	advantage	advantage	NOUN
ajbmeb-2004	207	16	.	.	PUNCT
ajbmeb-2004	208	1	3	3	X
ajbmeb-2004	208	2	.	.	X
ajbmeb-2004	208	3	capacity	capacity	NOUN
ajbmeb-2004	208	4	development	development	NOUN
ajbmeb-2004	208	5	:	:	PUNCT
ajbmeb-2004	208	6	developing	develop	VERB
ajbmeb-2004	208	7	the	the	DET
ajbmeb-2004	208	8	capabilities	capability	NOUN
ajbmeb-2004	208	9	and	and	CCONJ
ajbmeb-2004	208	10	resources	resource	NOUN
ajbmeb-2004	208	11	necessary	necessary	ADJ
ajbmeb-2004	208	12	to	to	PART
ajbmeb-2004	208	13	achieve	achieve	VERB
ajbmeb-2004	208	14	competitive	competitive	ADJ
ajbmeb-2004	208	15	advantage	advantage	NOUN
ajbmeb-2004	208	16	,	,	PUNCT
ajbmeb-2004	208	17	such	such	ADJ
ajbmeb-2004	208	18	as	as	ADP
ajbmeb-2004	208	19	technology	technology	NOUN
ajbmeb-2004	208	20	and	and	CCONJ
ajbmeb-2004	208	21	skills	skill	NOUN
ajbmeb-2004	208	22	.	.	PUNCT
ajbmeb-2004	209	1	4	4	X
ajbmeb-2004	209	2	.	.	X
ajbmeb-2004	209	3	strategy	strategy	NOUN
ajbmeb-2004	209	4	implementation	implementation	NOUN
ajbmeb-2004	209	5	:	:	PUNCT
ajbmeb-2004	209	6	effectively	effectively	ADV
ajbmeb-2004	209	7	implement	implement	VERB
ajbmeb-2004	209	8	the	the	DET
ajbmeb-2004	209	9	chosen	choose	VERB
ajbmeb-2004	209	10	strategy	strategy	NOUN
ajbmeb-2004	209	11	and	and	CCONJ
ajbmeb-2004	209	12	monitor	monitor	VERB
ajbmeb-2004	209	13	its	its	PRON
ajbmeb-2004	209	14	performance	performance	NOUN
ajbmeb-2004	209	15	.	.	PUNCT
ajbmeb-2004	210	1	5	5	X
ajbmeb-2004	210	2	.	.	X
ajbmeb-2004	210	3	continuous	continuous	ADJ
ajbmeb-2004	210	4	innovation	innovation	NOUN
ajbmeb-2004	210	5	:	:	PUNCT
ajbmeb-2004	210	6	continue	continue	VERB
ajbmeb-2004	210	7	to	to	PART
ajbmeb-2004	210	8	develop	develop	VERB
ajbmeb-2004	210	9	and	and	CCONJ
ajbmeb-2004	210	10	innovate	innovate	VERB
ajbmeb-2004	210	11	to	to	PART
ajbmeb-2004	210	12	maintain	maintain	VERB
ajbmeb-2004	210	13	competitive	competitive	ADJ
ajbmeb-2004	210	14	advantage	advantage	NOUN
ajbmeb-2004	210	15	and	and	CCONJ
ajbmeb-2004	210	16	overcome	overcome	VERB
ajbmeb-2004	210	17	challenges	challenge	NOUN
ajbmeb-2004	210	18	.	.	PUNCT
ajbmeb-2004	211	1	(	(	PUNCT
ajbmeb-2004	211	2	al	al	PROPN
ajbmeb-2004	211	3	-	-	PUNCT
ajbmeb-2004	211	4	yamani	yamani	PROPN
ajbmeb-2004	211	5	,	,	PUNCT
ajbmeb-2004	211	6	2013	2013	NUM
ajbmeb-2004	211	7	,	,	PUNCT
ajbmeb-2004	211	8	pp	pp	ADJ
ajbmeb-2004	211	9	.	.	PUNCT
ajbmeb-2004	212	1	73	73	NUM
ajbmeb-2004	212	2	-	-	SYM
ajbmeb-2004	212	3	75	75	NUM
ajbmeb-2004	212	4	)	)	PUNCT
ajbmeb-2004	212	5	.	.	PUNCT
ajbmeb-2004	213	1	the	the	DET
ajbmeb-2004	213	2	third	third	ADJ
ajbmeb-2004	213	3	section	section	NOUN
ajbmeb-2004	213	4	:	:	PUNCT
ajbmeb-2004	213	5	measuring	measure	VERB
ajbmeb-2004	213	6	and	and	CCONJ
ajbmeb-2004	213	7	analyzing	analyze	VERB
ajbmeb-2004	213	8	the	the	DET
ajbmeb-2004	213	9	financial	financial	ADJ
ajbmeb-2004	213	10	statements	statement	NOUN
ajbmeb-2004	213	11	using	use	VERB
ajbmeb-2004	213	12	financial	financial	ADJ
ajbmeb-2004	213	13	ratios	ratio	NOUN
ajbmeb-2004	213	14	and	and	CCONJ
ajbmeb-2004	213	15	their	their	PRON
ajbmeb-2004	213	16	impact	impact	NOUN
ajbmeb-2004	213	17	on	on	ADP
ajbmeb-2004	213	18	indicators	indicator	NOUN
ajbmeb-2004	213	19	of	of	ADP
ajbmeb-2004	213	20	competitive	competitive	ADJ
ajbmeb-2004	213	21	advantage	advantage	NOUN
ajbmeb-2004	213	22	for	for	ADP
ajbmeb-2004	213	23	assyria	assyria	PROPN
ajbmeb-2004	213	24	national	national	PROPN
ajbmeb-2004	213	25	bank	bank	PROPN
ajbmeb-2004	213	26	for	for	ADP
ajbmeb-2004	213	27	the	the	DET
ajbmeb-2004	213	28	years	year	NOUN
ajbmeb-2004	213	29	(	(	PUNCT
ajbmeb-2004	213	30	2010	2010	NUM
ajbmeb-2004	213	31	-	-	SYM
ajbmeb-2004	213	32	2021	2021	NUM
ajbmeb-2004	213	33	)	)	PUNCT
ajbmeb-2004	213	34	first	first	ADV
ajbmeb-2004	213	35	:	:	PUNCT
ajbmeb-2004	213	36	description	description	NOUN
ajbmeb-2004	213	37	of	of	ADP
ajbmeb-2004	213	38	the	the	DET
ajbmeb-2004	213	39	standard	standard	ADJ
ajbmeb-2004	213	40	model	model	NOUN
ajbmeb-2004	213	41	n	n	CCONJ
ajbmeb-2004	213	42	this	this	DET
ajbmeb-2004	213	43	study	study	NOUN
ajbmeb-2004	213	44	,	,	PUNCT
ajbmeb-2004	213	45	we	we	PRON
ajbmeb-2004	213	46	will	will	AUX
ajbmeb-2004	213	47	explain	explain	VERB
ajbmeb-2004	213	48	the	the	DET
ajbmeb-2004	213	49	effect	effect	NOUN
ajbmeb-2004	213	50	of	of	ADP
ajbmeb-2004	213	51	financial	financial	ADJ
ajbmeb-2004	213	52	ratios	ratio	NOUN
ajbmeb-2004	213	53	on	on	ADP
ajbmeb-2004	213	54	the	the	DET
ajbmeb-2004	213	55	number	number	NOUN
ajbmeb-2004	213	56	of	of	ADP
ajbmeb-2004	213	57	bank	bank	NOUN
ajbmeb-2004	213	58	branches	branch	NOUN
ajbmeb-2004	213	59	(	(	PUNCT
ajbmeb-2004	213	60	competitive	competitive	ADJ
ajbmeb-2004	213	61	advantage	advantage	NOUN
ajbmeb-2004	213	62	)	)	PUNCT
ajbmeb-2004	213	63	and	and	CCONJ
ajbmeb-2004	213	64	their	their	PRON
ajbmeb-2004	213	65	relationship	relationship	NOUN
ajbmeb-2004	213	66	with	with	ADP
ajbmeb-2004	213	67	each	each	DET
ajbmeb-2004	213	68	other	other	ADJ
ajbmeb-2004	213	69	,	,	PUNCT
ajbmeb-2004	213	70	which	which	PRON
ajbmeb-2004	213	71	can	can	AUX
ajbmeb-2004	213	72	be	be	AUX
ajbmeb-2004	213	73	described	describe	VERB
ajbmeb-2004	213	74	in	in	ADP
ajbmeb-2004	213	75	the	the	DET
ajbmeb-2004	213	76	following	follow	VERB
ajbmeb-2004	213	77	table	table	NOUN
ajbmeb-2004	213	78	(	(	PUNCT
ajbmeb-2004	213	79	1	1	NUM
ajbmeb-2004	213	80	):	):	PUNCT
ajbmeb-2004	213	81	table	table	NOUN
ajbmeb-2004	213	82	(	(	PUNCT
ajbmeb-2004	213	83	3	3	NUM
ajbmeb-2004	213	84	-	-	SYM
ajbmeb-2004	213	85	1	1	NUM
ajbmeb-2004	213	86	):	):	PUNCT
ajbmeb-2004	213	87	variables	variable	NOUN
ajbmeb-2004	213	88	of	of	ADP
ajbmeb-2004	213	89	the	the	DET
ajbmeb-2004	213	90	standard	standard	ADJ
ajbmeb-2004	213	91	model	model	NOUN
ajbmeb-2004	213	92	variable	variable	PROPN
ajbmeb-2004	213	93	name	name	NOUN
ajbmeb-2004	213	94	code	code	NOUN
ajbmeb-2004	213	95	type	type	NOUN
ajbmeb-2004	213	96	rate	rate	NOUN
ajbmeb-2004	213	97	of	of	ADP
ajbmeb-2004	213	98	return	return	NOUN
ajbmeb-2004	213	99	on	on	ADP
ajbmeb-2004	213	100	capital	capital	NOUN
ajbmeb-2004	213	101	lira	lira	NOUN
ajbmeb-2004	213	102	independent	independent	ADJ
ajbmeb-2004	213	103	rate	rate	NOUN
ajbmeb-2004	213	104	of	of	ADP
ajbmeb-2004	213	105	return	return	NOUN
ajbmeb-2004	213	106	on	on	ADP
ajbmeb-2004	213	107	assets	asset	NOUN
ajbmeb-2004	213	108	rarc	rarc	X
ajbmeb-2004	213	109	independent	independent	ADJ
ajbmeb-2004	213	110	rate	rate	NOUN
ajbmeb-2004	213	111	of	of	ADP
ajbmeb-2004	213	112	return	return	NOUN
ajbmeb-2004	213	113	on	on	ADP
ajbmeb-2004	213	114	equity	equity	NOUN
ajbmeb-2004	213	115	raras	raras	NOUN
ajbmeb-2004	213	116	independent	independent	ADJ
ajbmeb-2004	213	117	number	number	NOUN
ajbmeb-2004	213	118	of	of	ADP
ajbmeb-2004	213	119	bank	bank	NOUN
ajbmeb-2004	213	120	branches	branch	NOUN
ajbmeb-2004	213	121	rareq	rareq	VERB
ajbmeb-2004	213	122	independent	independent	ADJ
ajbmeb-2004	213	123	rate	rate	NOUN
ajbmeb-2004	213	124	of	of	ADP
ajbmeb-2004	213	125	return	return	NOUN
ajbmeb-2004	213	126	on	on	ADP
ajbmeb-2004	213	127	capital	capital	NOUN
ajbmeb-2004	213	128	nubb	nubb	PROPN
ajbmeb-2004	213	129	continued	continue	VERB
ajbmeb-2004	213	130	american	american	ADJ
ajbmeb-2004	213	131	journal	journal	PROPN
ajbmeb-2004	213	132	of	of	ADP
ajbmeb-2004	213	133	business	business	NOUN
ajbmeb-2004	213	134	management	management	NOUN
ajbmeb-2004	213	135	,	,	PUNCT
ajbmeb-2004	213	136	economics	economic	NOUN
ajbmeb-2004	213	137	and	and	CCONJ
ajbmeb-2004	213	138	banking	banking	NOUN
ajbmeb-2004	213	139	volume	volume	NOUN
ajbmeb-2004	213	140	23	23	NUM
ajbmeb-2004	213	141	april	april	PROPN
ajbmeb-2004	213	142	2024	2024	NUM
ajbmeb-2004	213	143	p	p	NOUN
ajbmeb-2004	213	144	a	a	DET
ajbmeb-2004	213	145	g	g	NOUN
ajbmeb-2004	213	146	e	e	NOUN
ajbmeb-2004	213	147	|	|	NOUN
ajbmeb-2004	213	148	125	125	NUM
ajbmeb-2004	213	149	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	213	150	the	the	DET
ajbmeb-2004	213	151	study	study	NOUN
ajbmeb-2004	213	152	relied	rely	VERB
ajbmeb-2004	213	153	on	on	ADP
ajbmeb-2004	213	154	time	time	NOUN
ajbmeb-2004	213	155	series	series	PROPN
ajbmeb-2004	213	156	data	datum	NOUN
ajbmeb-2004	213	157	consisting	consist	VERB
ajbmeb-2004	213	158	of	of	ADP
ajbmeb-2004	213	159	(	(	PUNCT
ajbmeb-2004	213	160	48	48	NUM
ajbmeb-2004	213	161	)	)	PUNCT
ajbmeb-2004	213	162	observations	observation	NOUN
ajbmeb-2004	213	163	,	,	PUNCT
ajbmeb-2004	213	164	which	which	PRON
ajbmeb-2004	213	165	are	be	AUX
ajbmeb-2004	213	166	(	(	PUNCT
ajbmeb-2004	213	167	4	4	X
ajbmeb-2004	213	168	)	)	PUNCT
ajbmeb-2004	213	169	chapters	chapter	NOUN
ajbmeb-2004	213	170	for	for	ADP
ajbmeb-2004	213	171	the	the	DET
ajbmeb-2004	213	172	period	period	NOUN
ajbmeb-2004	213	173	(	(	PUNCT
ajbmeb-2004	213	174	2010	2010	NUM
ajbmeb-2004	213	175	-	-	SYM
ajbmeb-2004	213	176	2021	2021	NUM
ajbmeb-2004	213	177	)	)	PUNCT
ajbmeb-2004	213	178	,	,	PUNCT
ajbmeb-2004	213	179	as	as	SCONJ
ajbmeb-2004	213	180	that	that	DET
ajbmeb-2004	213	181	data	datum	NOUN
ajbmeb-2004	213	182	was	be	AUX
ajbmeb-2004	213	183	obtained	obtain	VERB
ajbmeb-2004	213	184	from	from	ADP
ajbmeb-2004	213	185	the	the	DET
ajbmeb-2004	213	186	(	(	PUNCT
ajbmeb-2004	213	187	iraqi	iraqi	ADJ
ajbmeb-2004	213	188	securities	securities	PROPN
ajbmeb-2004	213	189	commission	commission	PROPN
ajbmeb-2004	213	190	)	)	PUNCT
ajbmeb-2004	213	191	,	,	PUNCT
ajbmeb-2004	213	192	and	and	CCONJ
ajbmeb-2004	213	193	as	as	SCONJ
ajbmeb-2004	213	194	shown	show	VERB
ajbmeb-2004	213	195	in	in	ADP
ajbmeb-2004	213	196	the	the	DET
ajbmeb-2004	213	197	table	table	NOUN
ajbmeb-2004	213	198	below	below	ADV
ajbmeb-2004	213	199	:	:	PUNCT
ajbmeb-2004	213	200	the	the	DET
ajbmeb-2004	213	201	year	year	NOUN
ajbmeb-2004	213	202	liquidity	liquidity	NOUN
ajbmeb-2004	213	203	ratio	ratio	NOUN
ajbmeb-2004	213	204	(	(	PUNCT
ajbmeb-2004	213	205	current	current	ADJ
ajbmeb-2004	213	206	assets	asset	NOUN
ajbmeb-2004	213	207	/	/	SYM
ajbmeb-2004	213	208	total	total	ADJ
ajbmeb-2004	213	209	deposits	deposit	NOUN
ajbmeb-2004	213	210	)	)	PUNCT
ajbmeb-2004	213	211	rate	rate	NOUN
ajbmeb-2004	213	212	of	of	ADP
ajbmeb-2004	213	213	return	return	NOUN
ajbmeb-2004	213	214	on	on	ADP
ajbmeb-2004	213	215	capital	capital	NOUN
ajbmeb-2004	213	216	rate	rate	NOUN
ajbmeb-2004	213	217	of	of	ADP
ajbmeb-2004	213	218	return	return	NOUN
ajbmeb-2004	213	219	on	on	ADP
ajbmeb-2004	213	220	assets	asset	NOUN
ajbmeb-2004	213	221	rate	rate	NOUN
ajbmeb-2004	213	222	of	of	ADP
ajbmeb-2004	213	223	return	return	NOUN
ajbmeb-2004	213	224	on	on	ADP
ajbmeb-2004	213	225	equity	equity	NOUN
ajbmeb-2004	213	226	number	number	NOUN
ajbmeb-2004	213	227	of	of	ADP
ajbmeb-2004	213	228	bank	bank	NOUN
ajbmeb-2004	213	229	branches	branch	NOUN
ajbmeb-2004	213	230	2010	2010	NUM
ajbmeb-2004	213	231	2.39241252	2.39241252	NUM
ajbmeb-2004	213	232	0.133711668	0.133711668	NUM
ajbmeb-2004	213	233	0.063991422	0.063991422	NUM
ajbmeb-2004	213	234	0.11648862	0.11648862	NUM
ajbmeb-2004	213	235	4	4	NUM
ajbmeb-2004	213	236	2011	2011	NUM
ajbmeb-2004	213	237	2.228923152	2.228923152	NUM
ajbmeb-2004	213	238	0.150019572	0.150019572	NUM
ajbmeb-2004	213	239	0.05910571	0.05910571	NUM
ajbmeb-2004	213	240	0.11826611	0.11826611	NUM
ajbmeb-2004	213	241	4	4	NUM
ajbmeb-2004	213	242	2012	2012	NUM
ajbmeb-2004	213	243	3.499523964	3.499523964	NUM
ajbmeb-2004	213	244	0.131973567	0.131973567	NUM
ajbmeb-2004	213	245	0.073895371	0.073895371	NUM
ajbmeb-2004	213	246	0.116089418	0.116089418	NUM
ajbmeb-2004	213	247	5	5	NUM
ajbmeb-2004	213	248	2013	2013	NUM
ajbmeb-2004	213	249	3.986714078	3.986714078	NUM
ajbmeb-2004	213	250	0.09136352	0.09136352	NUM
ajbmeb-2004	213	251	0.053920035	0.053920035	NUM
ajbmeb-2004	213	252	0.08308442	0.08308442	NUM
ajbmeb-2004	213	253	7	7	NUM
ajbmeb-2004	213	254	2014	2014	NUM
ajbmeb-2004	213	255	3.736702369	3.736702369	NUM
ajbmeb-2004	213	256	0.03668782	0.03668782	NUM
ajbmeb-2004	213	257	0.02102461	0.02102461	NUM
ajbmeb-2004	213	258	0.034061757	0.034061757	NUM
ajbmeb-2004	213	259	7	7	NUM
ajbmeb-2004	213	260	2015	2015	NUM
ajbmeb-2004	213	261	3.49990429	3.49990429	NUM
ajbmeb-2004	213	262	0.040984248	0.040984248	NUM
ajbmeb-2004	213	263	0.022676786	0.022676786	NUM
ajbmeb-2004	213	264	0.06020351	0.06020351	NOUN
ajbmeb-2004	213	265	8	8	NUM
ajbmeb-2004	213	266	2016	2016	NUM
ajbmeb-2004	213	267	26.45974871	26.45974871	NUM
ajbmeb-2004	213	268	0.058966304	0.058966304	NUM
ajbmeb-2004	213	269	0.038512817	0.038512817	NUM
ajbmeb-2004	213	270	0.058350013	0.058350013	NUM
ajbmeb-2004	213	271	9	9	NUM
ajbmeb-2004	213	272	2017	2017	NUM
ajbmeb-2004	213	273	0.033857997	0.033857997	NUM
ajbmeb-2004	213	274	0.05399272	0.05399272	NUM
ajbmeb-2004	213	275	0.035869305	0.035869305	NUM
ajbmeb-2004	213	276	0.050720963	0.050720963	NUM
ajbmeb-2004	213	277	9	9	NUM
ajbmeb-2004	213	278	2018	2018	NUM
ajbmeb-2004	213	279	0.01500247	0.01500247	NUM
ajbmeb-2004	213	280	0.01894	0.01894	NUM
ajbmeb-2004	213	281	0.010128776	0.010128776	NUM
ajbmeb-2004	213	282	0.017640988	0.017640988	NUM
ajbmeb-2004	213	283	9	9	NUM
ajbmeb-2004	213	284	2019	2019	NUM
ajbmeb-2004	213	285	0.019366465	0.019366465	NUM
ajbmeb-2004	213	286	0.024196	0.024196	NUM
ajbmeb-2004	213	287	0.014244471	0.014244471	NUM
ajbmeb-2004	213	288	0.022652037	0.022652037	NUM
ajbmeb-2004	213	289	9	9	NUM
ajbmeb-2004	213	290	2020	2020	NUM
ajbmeb-2004	213	291	0.025605449	0.025605449	NUM
ajbmeb-2004	213	292	0.059312	0.059312	NUM
ajbmeb-2004	213	293	0.031285737	0.031285737	NUM
ajbmeb-2004	213	294	0.054203038	0.054203038	NUM
ajbmeb-2004	213	295	9	9	NUM
ajbmeb-2004	213	296	2021	2021	NUM
ajbmeb-2004	213	297	0.024870917	0.024870917	NUM
ajbmeb-2004	213	298	0.030832	0.030832	NUM
ajbmeb-2004	213	299	0.012563465	0.012563465	NUM
ajbmeb-2004	213	300	0.027383536	0.027383536	NUM
ajbmeb-2004	213	301	9	9	NUM
ajbmeb-2004	213	302	second	second	NOUN
ajbmeb-2004	213	303	:	:	PUNCT
ajbmeb-2004	213	304	measuring	measure	VERB
ajbmeb-2004	213	305	and	and	CCONJ
ajbmeb-2004	213	306	analyzing	analyze	VERB
ajbmeb-2004	213	307	the	the	DET
ajbmeb-2004	213	308	impact	impact	NOUN
ajbmeb-2004	213	309	of	of	ADP
ajbmeb-2004	213	310	analyzing	analyze	VERB
ajbmeb-2004	213	311	the	the	DET
ajbmeb-2004	213	312	financial	financial	ADJ
ajbmeb-2004	213	313	statements	statement	NOUN
ajbmeb-2004	213	314	using	use	VERB
ajbmeb-2004	213	315	financial	financial	ADJ
ajbmeb-2004	213	316	ratios	ratio	NOUN
ajbmeb-2004	213	317	and	and	CCONJ
ajbmeb-2004	213	318	their	their	PRON
ajbmeb-2004	213	319	impact	impact	NOUN
ajbmeb-2004	213	320	on	on	ADP
ajbmeb-2004	213	321	indicators	indicator	NOUN
ajbmeb-2004	213	322	of	of	ADP
ajbmeb-2004	213	323	the	the	DET
ajbmeb-2004	213	324	competitive	competitive	ADJ
ajbmeb-2004	213	325	advantage	advantage	NOUN
ajbmeb-2004	213	326	of	of	ADP
ajbmeb-2004	213	327	assyria	assyria	PROPN
ajbmeb-2004	213	328	national	national	PROPN
ajbmeb-2004	213	329	bank	bank	PROPN
ajbmeb-2004	213	330	for	for	ADP
ajbmeb-2004	213	331	the	the	DET
ajbmeb-2004	213	332	years	year	NOUN
ajbmeb-2004	213	333	(	(	PUNCT
ajbmeb-2004	213	334	2010	2010	NUM
ajbmeb-2004	213	335	-	-	SYM
ajbmeb-2004	213	336	2021	2021	NUM
ajbmeb-2004	213	337	)	)	PUNCT
ajbmeb-2004	213	338	using	use	VERB
ajbmeb-2004	213	339	the	the	DET
ajbmeb-2004	213	340	statistical	statistical	ADJ
ajbmeb-2004	213	341	program	program	NOUN
ajbmeb-2004	213	342	(	(	PUNCT
ajbmeb-2004	213	343	9eviews	9eviews	NUM
ajbmeb-2004	213	344	)	)	PUNCT
ajbmeb-2004	213	345	.	.	PUNCT
ajbmeb-2004	214	1	1	1	X
ajbmeb-2004	214	2	.	.	X
ajbmeb-2004	214	3	stability	stability	NOUN
ajbmeb-2004	214	4	:	:	PUNCT
ajbmeb-2004	214	5	from	from	ADP
ajbmeb-2004	214	6	table	table	NOUN
ajbmeb-2004	214	7	no	no	INTJ
ajbmeb-2004	214	8	.	.	PUNCT
ajbmeb-2004	215	1	(	(	PUNCT
ajbmeb-2004	215	2	2	2	NUM
ajbmeb-2004	215	3	)	)	PUNCT
ajbmeb-2004	215	4	below	below	ADV
ajbmeb-2004	215	5	,	,	PUNCT
ajbmeb-2004	215	6	we	we	PRON
ajbmeb-2004	215	7	notice	notice	VERB
ajbmeb-2004	215	8	that	that	SCONJ
ajbmeb-2004	215	9	the	the	DET
ajbmeb-2004	215	10	independent	independent	ADJ
ajbmeb-2004	215	11	variable	variable	NOUN
ajbmeb-2004	215	12	stabilized	stabilize	VERB
ajbmeb-2004	215	13	at	at	ADP
ajbmeb-2004	215	14	the	the	DET
ajbmeb-2004	215	15	first	first	ADJ
ajbmeb-2004	215	16	difference	difference	NOUN
ajbmeb-2004	215	17	,	,	PUNCT
ajbmeb-2004	215	18	without	without	ADP
ajbmeb-2004	215	19	a	a	DET
ajbmeb-2004	215	20	categorical	categorical	ADJ
ajbmeb-2004	215	21	point	point	NOUN
ajbmeb-2004	215	22	or	or	CCONJ
ajbmeb-2004	215	23	general	general	ADJ
ajbmeb-2004	215	24	trend	trend	NOUN
ajbmeb-2004	215	25	,	,	PUNCT
ajbmeb-2004	215	26	and	and	CCONJ
ajbmeb-2004	215	27	at	at	ADP
ajbmeb-2004	215	28	the	the	DET
ajbmeb-2004	215	29	level	level	NOUN
ajbmeb-2004	215	30	of	of	ADP
ajbmeb-2004	215	31	significance	significance	NOUN
ajbmeb-2004	215	32	(	(	PUNCT
ajbmeb-2004	215	33	1	1	NUM
ajbmeb-2004	215	34	%	%	NOUN
ajbmeb-2004	215	35	)	)	PUNCT
ajbmeb-2004	215	36	.	.	PUNCT
ajbmeb-2004	216	1	null	null	ADJ
ajbmeb-2004	216	2	hypothesis	hypothesis	NOUN
ajbmeb-2004	216	3	:	:	PUNCT
ajbmeb-2004	216	4	d(lira	d(lira	PROPN
ajbmeb-2004	216	5	)	)	PUNCT
ajbmeb-2004	216	6	has	have	VERB
ajbmeb-2004	216	7	a	a	DET
ajbmeb-2004	216	8	unit	unit	NOUN
ajbmeb-2004	216	9	root	root	NOUN
ajbmeb-2004	216	10	exogenous	exogenous	ADJ
ajbmeb-2004	216	11	:	:	PUNCT
ajbmeb-2004	216	12	none	none	NOUN
ajbmeb-2004	216	13	lag	lag	VERB
ajbmeb-2004	216	14	length	length	NOUN
ajbmeb-2004	216	15	:	:	PUNCT
ajbmeb-2004	216	16	4	4	NUM
ajbmeb-2004	216	17	(	(	PUNCT
ajbmeb-2004	216	18	automatic	automatic	ADJ
ajbmeb-2004	216	19	based	base	VERB
ajbmeb-2004	216	20	on	on	ADP
ajbmeb-2004	216	21	sic	sic	ADJ
ajbmeb-2004	216	22	,	,	PUNCT
ajbmeb-2004	216	23	maxlag=9	maxlag=9	PROPN
ajbmeb-2004	216	24	)	)	PUNCT
ajbmeb-2004	216	25	t	t	PROPN
ajbmeb-2004	216	26	-	-	PUNCT
ajbmeb-2004	216	27	statistic	statistic	NOUN
ajbmeb-2004	216	28	prob	prob	NOUN
ajbmeb-2004	216	29	.	.	PUNCT
ajbmeb-2004	216	30	*	*	PUNCT
ajbmeb-2004	216	31	augmented	augment	VERB
ajbmeb-2004	216	32	dickey	dickey	PROPN
ajbmeb-2004	216	33	-	-	PUNCT
ajbmeb-2004	216	34	fuller	full	ADJ
ajbmeb-2004	216	35	test	test	NOUN
ajbmeb-2004	216	36	statistic	statistic	NOUN
ajbmeb-2004	216	37	-2.409874	-2.409874	NOUN
ajbmeb-2004	216	38	0.0173	0.0173	NUM
ajbmeb-2004	216	39	test	test	NOUN
ajbmeb-2004	216	40	critical	critical	ADJ
ajbmeb-2004	216	41	values	value	NOUN
ajbmeb-2004	216	42	:	:	PUNCT
ajbmeb-2004	216	43	1	1	NUM
ajbmeb-2004	216	44	%	%	NOUN
ajbmeb-2004	216	45	level	level	NOUN
ajbmeb-2004	216	46	-2.627238	-2.627238	NOUN
ajbmeb-2004	216	47	5	5	NUM
ajbmeb-2004	216	48	%	%	NOUN
ajbmeb-2004	216	49	level	level	NOUN
ajbmeb-2004	216	50	-1.949856	-1.949856	NOUN
ajbmeb-2004	216	51	10	10	NUM
ajbmeb-2004	216	52	%	%	NOUN
ajbmeb-2004	216	53	level	level	NOUN
ajbmeb-2004	216	54	-1.611469	-1.611469	NOUN
ajbmeb-2004	217	1	*	*	PUNCT
ajbmeb-2004	217	2	mackinnon	mackinnon	X
ajbmeb-2004	217	3	(	(	PUNCT
ajbmeb-2004	217	4	1996	1996	NUM
ajbmeb-2004	217	5	)	)	PUNCT
ajbmeb-2004	217	6	one	one	NUM
ajbmeb-2004	217	7	-	-	PUNCT
ajbmeb-2004	217	8	sided	sided	ADJ
ajbmeb-2004	217	9	p	p	NOUN
ajbmeb-2004	217	10	-	-	PUNCT
ajbmeb-2004	217	11	values	value	NOUN
ajbmeb-2004	217	12	.	.	PUNCT
ajbmeb-2004	218	1	augmented	augment	VERB
ajbmeb-2004	218	2	dickey	dickey	PROPN
ajbmeb-2004	218	3	-	-	PUNCT
ajbmeb-2004	218	4	fuller	full	ADJ
ajbmeb-2004	218	5	test	test	NOUN
ajbmeb-2004	218	6	equation	equation	NOUN
ajbmeb-2004	218	7	dependent	dependent	ADJ
ajbmeb-2004	218	8	variable	variable	NOUN
ajbmeb-2004	218	9	:	:	PUNCT
ajbmeb-2004	218	10	d(lira,2	d(lira,2	NOUN
ajbmeb-2004	218	11	)	)	PUNCT
ajbmeb-2004	218	12	method	method	NOUN
ajbmeb-2004	218	13	:	:	PUNCT
ajbmeb-2004	218	14	least	least	ADJ
ajbmeb-2004	218	15	squares	square	NOUN
ajbmeb-2004	218	16	date	date	NOUN
ajbmeb-2004	218	17	:	:	PUNCT
ajbmeb-2004	219	1	09/28/23	09/28/23	NUM
ajbmeb-2004	219	2	time	time	NOUN
ajbmeb-2004	219	3	:	:	PUNCT
ajbmeb-2004	219	4	00:45	00:45	NUM
ajbmeb-2004	219	5	sample	sample	NOUN
ajbmeb-2004	219	6	(	(	PUNCT
ajbmeb-2004	219	7	adjusted	adjust	VERB
ajbmeb-2004	219	8	):	):	PUNCT
ajbmeb-2004	219	9	2011q4	2011q4	NUM
ajbmeb-2004	219	10	2021q1	2021q1	NOUN
ajbmeb-2004	219	11	included	include	VERB
ajbmeb-2004	219	12	observations	observation	NOUN
ajbmeb-2004	219	13	:	:	PUNCT
ajbmeb-2004	219	14	38	38	NUM
ajbmeb-2004	219	15	after	after	ADP
ajbmeb-2004	219	16	adjustments	adjustment	NOUN
ajbmeb-2004	219	17	american	american	PROPN
ajbmeb-2004	219	18	journal	journal	PROPN
ajbmeb-2004	219	19	of	of	ADP
ajbmeb-2004	219	20	business	business	NOUN
ajbmeb-2004	219	21	management	management	NOUN
ajbmeb-2004	219	22	,	,	PUNCT
ajbmeb-2004	219	23	economics	economic	NOUN
ajbmeb-2004	219	24	and	and	CCONJ
ajbmeb-2004	219	25	banking	banking	NOUN
ajbmeb-2004	219	26	volume	volume	NOUN
ajbmeb-2004	219	27	23	23	NUM
ajbmeb-2004	219	28	april	april	PROPN
ajbmeb-2004	219	29	2024	2024	NUM
ajbmeb-2004	219	30	p	p	NOUN
ajbmeb-2004	219	31	a	a	DET
ajbmeb-2004	219	32	g	g	NOUN
ajbmeb-2004	219	33	e	e	NOUN
ajbmeb-2004	219	34	|	|	ADV
ajbmeb-2004	219	35	126	126	NUM
ajbmeb-2004	219	36	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	219	37	variable	variable	ADJ
ajbmeb-2004	219	38	coefficient	coefficient	NOUN
ajbmeb-2004	219	39	std	std	NOUN
ajbmeb-2004	219	40	.	.	NOUN
ajbmeb-2004	219	41	error	error	NOUN
ajbmeb-2004	219	42	t	t	NOUN
ajbmeb-2004	219	43	-	-	PUNCT
ajbmeb-2004	219	44	statistic	statistic	NOUN
ajbmeb-2004	219	45	prob	prob	NOUN
ajbmeb-2004	219	46	.	.	PUNCT
ajbmeb-2004	220	1	d(lira(-1	d(lira(-1	VERB
ajbmeb-2004	220	2	)	)	PUNCT
ajbmeb-2004	220	3	)	)	PUNCT
ajbmeb-2004	220	4	-0.498307	-0.498307	NOUN
ajbmeb-2004	221	1	0.206777	0.206777	NUM
ajbmeb-2004	221	2	-2.409874	-2.409874	NOUN
ajbmeb-2004	221	3	0.0217	0.0217	NUM
ajbmeb-2004	221	4	d(lira(-1),2	d(lira(-1),2	NOUN
ajbmeb-2004	221	5	)	)	PUNCT
ajbmeb-2004	221	6	0.249044	0.249044	NUM
ajbmeb-2004	221	7	0.158149	0.158149	NUM
ajbmeb-2004	221	8	1.574740	1.574740	NUM
ajbmeb-2004	221	9	0.1249	0.1249	NUM
ajbmeb-2004	221	10	d(lira(-2),2	d(lira(-2),2	PROPN
ajbmeb-2004	221	11	)	)	PUNCT
ajbmeb-2004	221	12	0.249152	0.249152	NUM
ajbmeb-2004	221	13	0.158153	0.158153	NUM
ajbmeb-2004	221	14	1.575382	1.575382	NUM
ajbmeb-2004	221	15	0.1247	0.1247	NUM
ajbmeb-2004	221	16	d(lira(-3),2	d(lira(-3),2	NOUN
ajbmeb-2004	221	17	)	)	PUNCT
ajbmeb-2004	221	18	0.249152	0.249152	NUM
ajbmeb-2004	221	19	0.158153	0.158153	NUM
ajbmeb-2004	221	20	1.575382	1.575382	NUM
ajbmeb-2004	221	21	0.1247	0.1247	NUM
ajbmeb-2004	221	22	d(lira(-4),2	d(lira(-4),2	NOUN
ajbmeb-2004	221	23	)	)	PUNCT
ajbmeb-2004	221	24	-0.416870	-0.416870	NOUN
ajbmeb-2004	221	25	0.158153	0.158153	NUM
ajbmeb-2004	221	26	-2.635862	-2.635862	NOUN
ajbmeb-2004	222	1	0.0127	0.0127	NUM
ajbmeb-2004	222	2	r	r	NOUN
ajbmeb-2004	222	3	-	-	PUNCT
ajbmeb-2004	222	4	squared	square	VERB
ajbmeb-2004	222	5	0.527058	0.527058	NUM
ajbmeb-2004	222	6	mean	mean	NOUN
ajbmeb-2004	222	7	dependent	dependent	ADJ
ajbmeb-2004	222	8	var	var	NOUN
ajbmeb-2004	222	9	-0.008364	-0.008364	NOUN
ajbmeb-2004	222	10	adjusted	adjust	VERB
ajbmeb-2004	222	11	r	r	NOUN
ajbmeb-2004	222	12	-	-	PUNCT
ajbmeb-2004	222	13	squared	square	VERB
ajbmeb-2004	222	14	0.469731	0.469731	NUM
ajbmeb-2004	222	15	s.d	s.d	PROPN
ajbmeb-2004	222	16	.	.	PUNCT
ajbmeb-2004	223	1	dependent	dependent	ADJ
ajbmeb-2004	223	2	var	var	NOUN
ajbmeb-2004	223	3	2.491703	2.491703	NUM
ajbmeb-2004	223	4	s.e	s.e	PROPN
ajbmeb-2004	223	5	.	.	PROPN
ajbmeb-2004	223	6	of	of	ADP
ajbmeb-2004	223	7	regression	regression	NOUN
ajbmeb-2004	223	8	1.814447	1.814447	NUM
ajbmeb-2004	223	9	akaike	akaike	ADJ
ajbmeb-2004	223	10	info	info	NOUN
ajbmeb-2004	223	11	criterion	criterion	NOUN
ajbmeb-2004	223	12	4.151518	4.151518	NUM
ajbmeb-2004	223	13	sum	sum	NOUN
ajbmeb-2004	223	14	squared	square	VERB
ajbmeb-2004	223	15	resid	resid	NOUN
ajbmeb-2004	223	16	108.6432	108.6432	NUM
ajbmeb-2004	223	17	schwarz	schwarz	PROPN
ajbmeb-2004	223	18	criterion	criterion	NOUN
ajbmeb-2004	223	19	4.366990	4.366990	NUM
ajbmeb-2004	223	20	log	log	PROPN
ajbmeb-2004	223	21	likelihood	likelihood	NOUN
ajbmeb-2004	223	22	-73.87884	-73.87884	PUNCT
ajbmeb-2004	223	23	hannan	hannan	PROPN
ajbmeb-2004	223	24	-	-	PUNCT
ajbmeb-2004	223	25	quinn	quinn	PROPN
ajbmeb-2004	223	26	criter	criter	NOUN
ajbmeb-2004	223	27	.	.	PUNCT
ajbmeb-2004	224	1	4.228181	4.228181	NUM
ajbmeb-2004	224	2	durbin	durbin	ADJ
ajbmeb-2004	224	3	-	-	PUNCT
ajbmeb-2004	224	4	watson	watson	NOUN
ajbmeb-2004	224	5	stat	stat	PROPN
ajbmeb-2004	224	6	1.853399	1.853399	NUM
ajbmeb-2004	224	7	from	from	ADP
ajbmeb-2004	224	8	table	table	NOUN
ajbmeb-2004	224	9	no	no	NOUN
ajbmeb-2004	224	10	.	.	PUNCT
ajbmeb-2004	225	1	(	(	PUNCT
ajbmeb-2004	225	2	3	3	X
ajbmeb-2004	225	3	)	)	PUNCT
ajbmeb-2004	225	4	below	below	ADV
ajbmeb-2004	225	5	,	,	PUNCT
ajbmeb-2004	225	6	we	we	PRON
ajbmeb-2004	225	7	notice	notice	VERB
ajbmeb-2004	225	8	that	that	SCONJ
ajbmeb-2004	225	9	the	the	DET
ajbmeb-2004	225	10	dependent	dependent	ADJ
ajbmeb-2004	225	11	variable	variable	NOUN
ajbmeb-2004	225	12	stabilized	stabilize	VERB
ajbmeb-2004	225	13	at	at	ADP
ajbmeb-2004	225	14	the	the	DET
ajbmeb-2004	225	15	first	first	ADJ
ajbmeb-2004	225	16	difference	difference	NOUN
ajbmeb-2004	225	17	,	,	PUNCT
ajbmeb-2004	225	18	without	without	ADP
ajbmeb-2004	225	19	a	a	DET
ajbmeb-2004	225	20	categorical	categorical	ADJ
ajbmeb-2004	225	21	point	point	NOUN
ajbmeb-2004	225	22	or	or	CCONJ
ajbmeb-2004	225	23	general	general	ADJ
ajbmeb-2004	225	24	trend	trend	NOUN
ajbmeb-2004	225	25	,	,	PUNCT
ajbmeb-2004	225	26	and	and	CCONJ
ajbmeb-2004	225	27	at	at	ADP
ajbmeb-2004	225	28	the	the	DET
ajbmeb-2004	225	29	level	level	NOUN
ajbmeb-2004	225	30	of	of	ADP
ajbmeb-2004	225	31	significance	significance	NOUN
ajbmeb-2004	225	32	(	(	PUNCT
ajbmeb-2004	225	33	1	1	NUM
ajbmeb-2004	225	34	%	%	NOUN
ajbmeb-2004	225	35	)	)	PUNCT
ajbmeb-2004	225	36	.	.	PUNCT
ajbmeb-2004	226	1	table	table	NOUN
ajbmeb-2004	226	2	(	(	PUNCT
ajbmeb-2004	226	3	3	3	NUM
ajbmeb-2004	226	4	)	)	PUNCT
ajbmeb-2004	226	5	null	null	ADJ
ajbmeb-2004	226	6	hypothesis	hypothesis	NOUN
ajbmeb-2004	226	7	:	:	PUNCT
ajbmeb-2004	226	8	d(nubb	d(nubb	PROPN
ajbmeb-2004	226	9	)	)	PUNCT
ajbmeb-2004	226	10	has	have	VERB
ajbmeb-2004	226	11	a	a	DET
ajbmeb-2004	226	12	unit	unit	NOUN
ajbmeb-2004	226	13	root	root	NOUN
ajbmeb-2004	226	14	exogenous	exogenous	ADJ
ajbmeb-2004	226	15	:	:	PUNCT
ajbmeb-2004	226	16	none	none	NOUN
ajbmeb-2004	226	17	lag	lag	VERB
ajbmeb-2004	226	18	length	length	NOUN
ajbmeb-2004	226	19	:	:	PUNCT
ajbmeb-2004	226	20	8	8	NUM
ajbmeb-2004	226	21	(	(	PUNCT
ajbmeb-2004	226	22	automatic	automatic	ADJ
ajbmeb-2004	226	23	based	base	VERB
ajbmeb-2004	226	24	on	on	ADP
ajbmeb-2004	226	25	sic	sic	ADJ
ajbmeb-2004	226	26	,	,	PUNCT
ajbmeb-2004	226	27	maxlag=9	maxlag=9	PROPN
ajbmeb-2004	226	28	)	)	PUNCT
ajbmeb-2004	226	29	t	t	PROPN
ajbmeb-2004	226	30	-	-	PUNCT
ajbmeb-2004	226	31	statistic	statistic	NOUN
ajbmeb-2004	226	32	prob	prob	NOUN
ajbmeb-2004	226	33	.	.	PUNCT
ajbmeb-2004	226	34	*	*	PUNCT
ajbmeb-2004	226	35	augmented	augment	VERB
ajbmeb-2004	226	36	dickey	dickey	PROPN
ajbmeb-2004	226	37	-	-	PUNCT
ajbmeb-2004	226	38	fuller	full	ADJ
ajbmeb-2004	226	39	test	test	NOUN
ajbmeb-2004	226	40	statistic	statistic	NOUN
ajbmeb-2004	226	41	-2.348954	-2.348954	NOUN
ajbmeb-2004	226	42	0.0202	0.0202	NUM
ajbmeb-2004	226	43	test	test	NOUN
ajbmeb-2004	226	44	critical	critical	ADJ
ajbmeb-2004	226	45	values	value	NOUN
ajbmeb-2004	226	46	:	:	PUNCT
ajbmeb-2004	226	47	1	1	NUM
ajbmeb-2004	226	48	%	%	NOUN
ajbmeb-2004	226	49	level	level	NOUN
ajbmeb-2004	226	50	-2.634731	-2.634731	NOUN
ajbmeb-2004	226	51	5	5	NUM
ajbmeb-2004	226	52	%	%	NOUN
ajbmeb-2004	226	53	level	level	NOUN
ajbmeb-2004	226	54	-1.951000	-1.951000	NOUN
ajbmeb-2004	226	55	10	10	NUM
ajbmeb-2004	226	56	%	%	NOUN
ajbmeb-2004	226	57	level	level	NOUN
ajbmeb-2004	226	58	-1.610907	-1.610907	NOUN
ajbmeb-2004	227	1	*	*	PUNCT
ajbmeb-2004	227	2	mackinnon	mackinnon	PROPN
ajbmeb-2004	227	3	(	(	PUNCT
ajbmeb-2004	227	4	1996	1996	NUM
ajbmeb-2004	227	5	)	)	PUNCT
ajbmeb-2004	227	6	one	one	NUM
ajbmeb-2004	227	7	-	-	PUNCT
ajbmeb-2004	227	8	sided	sided	ADJ
ajbmeb-2004	227	9	p	p	NOUN
ajbmeb-2004	227	10	-	-	PUNCT
ajbmeb-2004	227	11	values	value	NOUN
ajbmeb-2004	227	12	.	.	PUNCT
ajbmeb-2004	228	1	augmented	augment	VERB
ajbmeb-2004	228	2	dickey	dickey	PROPN
ajbmeb-2004	228	3	-	-	PUNCT
ajbmeb-2004	228	4	fuller	full	ADJ
ajbmeb-2004	228	5	test	test	NOUN
ajbmeb-2004	228	6	equation	equation	NOUN
ajbmeb-2004	228	7	dependent	dependent	ADJ
ajbmeb-2004	228	8	variable	variable	NOUN
ajbmeb-2004	228	9	:	:	PUNCT
ajbmeb-2004	228	10	d(nubb,2	d(nubb,2	VERB
ajbmeb-2004	228	11	)	)	PUNCT
ajbmeb-2004	228	12	method	method	NOUN
ajbmeb-2004	228	13	:	:	PUNCT
ajbmeb-2004	228	14	least	least	ADJ
ajbmeb-2004	228	15	squares	square	NOUN
ajbmeb-2004	228	16	date	date	NOUN
ajbmeb-2004	228	17	:	:	PUNCT
ajbmeb-2004	229	1	09/28/23	09/28/23	NUM
ajbmeb-2004	229	2	time	time	NOUN
ajbmeb-2004	229	3	:	:	PUNCT
ajbmeb-2004	229	4	00:47	00:47	NUM
ajbmeb-2004	229	5	sample	sample	NOUN
ajbmeb-2004	229	6	(	(	PUNCT
ajbmeb-2004	229	7	adjusted	adjust	VERB
ajbmeb-2004	229	8	):	):	PUNCT
ajbmeb-2004	229	9	2012q4	2012q4	PROPN
ajbmeb-2004	229	10	2021q1	2021q1	NOUN
ajbmeb-2004	229	11	included	include	VERB
ajbmeb-2004	229	12	observations	observation	NOUN
ajbmeb-2004	229	13	:	:	PUNCT
ajbmeb-2004	229	14	34	34	NUM
ajbmeb-2004	229	15	after	after	ADP
ajbmeb-2004	229	16	adjustments	adjustment	NOUN
ajbmeb-2004	229	17	variable	variable	ADJ
ajbmeb-2004	229	18	coefficient	coefficient	NOUN
ajbmeb-2004	229	19	std	std	PROPN
ajbmeb-2004	229	20	.	.	NOUN
ajbmeb-2004	229	21	error	error	NOUN
ajbmeb-2004	229	22	t	t	NOUN
ajbmeb-2004	229	23	-	-	PUNCT
ajbmeb-2004	229	24	statistic	statistic	NOUN
ajbmeb-2004	229	25	prob	prob	NOUN
ajbmeb-2004	229	26	.	.	PUNCT
ajbmeb-2004	230	1	d(nubb(-1	d(nubb(-1	ADJ
ajbmeb-2004	230	2	)	)	PUNCT
ajbmeb-2004	230	3	)	)	PUNCT
ajbmeb-2004	231	1	-0.148446	-0.148446	NOUN
ajbmeb-2004	231	2	0.063197	0.063197	NUM
ajbmeb-2004	231	3	-2.348954	-2.348954	NOUN
ajbmeb-2004	231	4	0.0270	0.0270	NUM
ajbmeb-2004	231	5	d(nubb(-1),2	d(nubb(-1),2	NOUN
ajbmeb-2004	231	6	)	)	PUNCT
ajbmeb-2004	231	7	0.017128	0.017128	NUM
ajbmeb-2004	232	1	0.121220	0.121220	NUM
ajbmeb-2004	232	2	0.141301	0.141301	NUM
ajbmeb-2004	232	3	0.8888	0.8888	NUM
ajbmeb-2004	232	4	d(nubb(-2),2	d(nubb(-2),2	ADJ
ajbmeb-2004	232	5	)	)	PUNCT
ajbmeb-2004	232	6	0.085278	0.085278	NUM
ajbmeb-2004	232	7	0.102832	0.102832	NUM
ajbmeb-2004	232	8	0.829295	0.829295	NUM
ajbmeb-2004	232	9	0.4148	0.4148	NUM
ajbmeb-2004	232	10	d(nubb(-3),2	d(nubb(-3),2	PROPN
ajbmeb-2004	232	11	)	)	PUNCT
ajbmeb-2004	232	12	0.085278	0.085278	NUM
ajbmeb-2004	232	13	0.102832	0.102832	NUM
ajbmeb-2004	232	14	0.829295	0.829295	NUM
ajbmeb-2004	232	15	0.4148	0.4148	NUM
ajbmeb-2004	232	16	d(nubb(-4),2	d(nubb(-4),2	NOUN
ajbmeb-2004	232	17	)	)	PUNCT
ajbmeb-2004	232	18	-0.723233	-0.723233	NOUN
ajbmeb-2004	233	1	0.102832	0.102832	NUM
ajbmeb-2004	233	2	-7.033174	-7.033174	NOUN
ajbmeb-2004	233	3	0.0000	0.0000	NUM
ajbmeb-2004	233	4	d(nubb(-5),2	d(nubb(-5),2	NOUN
ajbmeb-2004	233	5	)	)	PUNCT
ajbmeb-2004	233	6	-0.011419	-0.011419	NOUN
ajbmeb-2004	233	7	0.112130	0.112130	NUM
ajbmeb-2004	233	8	-0.101837	-0.101837	NOUN
ajbmeb-2004	234	1	0.9197	0.9197	NUM
ajbmeb-2004	234	2	d(nubb(-6),2	d(nubb(-6),2	ADJ
ajbmeb-2004	234	3	)	)	PUNCT
ajbmeb-2004	234	4	0.050535	0.050535	NUM
ajbmeb-2004	234	5	0.092532	0.092532	NUM
ajbmeb-2004	234	6	0.546136	0.546136	NUM
ajbmeb-2004	234	7	0.5898	0.5898	NUM
ajbmeb-2004	234	8	d(nubb(-7),2	d(nubb(-7),2	NOUN
ajbmeb-2004	234	9	)	)	PUNCT
ajbmeb-2004	234	10	0.050535	0.050535	NUM
ajbmeb-2004	234	11	0.092532	0.092532	NUM
ajbmeb-2004	234	12	0.546136	0.546136	NUM
ajbmeb-2004	234	13	0.5898	0.5898	NUM
ajbmeb-2004	234	14	d(nubb(-8),2	d(nubb(-8),2	PROPN
ajbmeb-2004	234	15	)	)	PUNCT
ajbmeb-2004	234	16	-0.502657	-0.502657	VERB
ajbmeb-2004	234	17	0.092532	0.092532	NUM
ajbmeb-2004	234	18	-5.432258	-5.432258	NOUN
ajbmeb-2004	234	19	0.0000	0.0000	NUM
ajbmeb-2004	234	20	american	american	ADJ
ajbmeb-2004	234	21	journal	journal	PROPN
ajbmeb-2004	234	22	of	of	ADP
ajbmeb-2004	234	23	business	business	NOUN
ajbmeb-2004	234	24	management	management	NOUN
ajbmeb-2004	234	25	,	,	PUNCT
ajbmeb-2004	234	26	economics	economic	NOUN
ajbmeb-2004	234	27	and	and	CCONJ
ajbmeb-2004	234	28	banking	banking	NOUN
ajbmeb-2004	234	29	volume	volume	NOUN
ajbmeb-2004	234	30	23	23	NUM
ajbmeb-2004	234	31	april	april	PROPN
ajbmeb-2004	234	32	2024	2024	NUM
ajbmeb-2004	235	1	p	p	NOUN
ajbmeb-2004	235	2	a	a	PRON
ajbmeb-2004	235	3	g	g	NOUN
ajbmeb-2004	235	4	e	e	NOUN
ajbmeb-2004	235	5	|	|	NOUN
ajbmeb-2004	235	6	127	127	NUM
ajbmeb-2004	235	7	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	235	8	r	r	NOUN
ajbmeb-2004	235	9	-	-	PUNCT
ajbmeb-2004	235	10	squared	square	VERB
ajbmeb-2004	235	11	0.768881	0.768881	NUM
ajbmeb-2004	235	12	mean	mean	NOUN
ajbmeb-2004	235	13	dependent	dependent	ADJ
ajbmeb-2004	235	14	var	var	NOUN
ajbmeb-2004	235	15	-0.014706	-0.014706	PROPN
ajbmeb-2004	235	16	adjusted	adjust	VERB
ajbmeb-2004	235	17	r	r	NOUN
ajbmeb-2004	235	18	-	-	PUNCT
ajbmeb-2004	235	19	squared	square	VERB
ajbmeb-2004	235	20	0.694923	0.694923	NUM
ajbmeb-2004	235	21	s.d	s.d	PROPN
ajbmeb-2004	235	22	.	.	PUNCT
ajbmeb-2004	236	1	dependent	dependent	ADJ
ajbmeb-2004	236	2	var	var	NOUN
ajbmeb-2004	236	3	0.105550	0.105550	NUM
ajbmeb-2004	236	4	s.e	s.e	PROPN
ajbmeb-2004	236	5	.	.	PROPN
ajbmeb-2004	236	6	of	of	ADP
ajbmeb-2004	236	7	regression	regression	NOUN
ajbmeb-2004	236	8	0.058299	0.058299	NUM
ajbmeb-2004	236	9	akaike	akaike	ADJ
ajbmeb-2004	236	10	info	info	NOUN
ajbmeb-2004	236	11	criterion	criterion	NOUN
ajbmeb-2004	236	12	-2.624526	-2.624526	NOUN
ajbmeb-2004	236	13	sum	sum	NOUN
ajbmeb-2004	236	14	squared	square	VERB
ajbmeb-2004	236	15	resid	resid	NOUN
ajbmeb-2004	236	16	0.084970	0.084970	NUM
ajbmeb-2004	236	17	schwarz	schwarz	PROPN
ajbmeb-2004	236	18	criterion	criterion	NOUN
ajbmeb-2004	236	19	-2.220490	-2.220490	X
ajbmeb-2004	236	20	log	log	PROPN
ajbmeb-2004	236	21	likelihood	likelihood	NOUN
ajbmeb-2004	236	22	53.61695	53.61695	NUM
ajbmeb-2004	236	23	hannan	hannan	PROPN
ajbmeb-2004	236	24	-	-	PUNCT
ajbmeb-2004	236	25	quinn	quinn	PROPN
ajbmeb-2004	236	26	criter	criter	NOUN
ajbmeb-2004	236	27	.	.	PUNCT
ajbmeb-2004	237	1	-2.486738	-2.486738	PROPN
ajbmeb-2004	237	2	durbin	durbin	PROPN
ajbmeb-2004	237	3	-	-	PUNCT
ajbmeb-2004	237	4	watson	watson	NOUN
ajbmeb-2004	237	5	stat	stat	PROPN
ajbmeb-2004	237	6	2.159685	2.159685	NUM
ajbmeb-2004	237	7	through	through	ADP
ajbmeb-2004	237	8	table	table	NOUN
ajbmeb-2004	237	9	no	no	NOUN
ajbmeb-2004	237	10	.	.	PUNCT
ajbmeb-2004	238	1	(	(	PUNCT
ajbmeb-2004	238	2	4	4	NUM
ajbmeb-2004	238	3	)	)	PUNCT
ajbmeb-2004	238	4	below	below	ADV
ajbmeb-2004	238	5	,	,	PUNCT
ajbmeb-2004	238	6	we	we	PRON
ajbmeb-2004	238	7	notice	notice	VERB
ajbmeb-2004	238	8	that	that	SCONJ
ajbmeb-2004	238	9	the	the	DET
ajbmeb-2004	238	10	independent	independent	ADJ
ajbmeb-2004	238	11	variable	variable	NOUN
ajbmeb-2004	238	12	stabilized	stabilize	VERB
ajbmeb-2004	238	13	at	at	ADP
ajbmeb-2004	238	14	the	the	DET
ajbmeb-2004	238	15	second	second	ADJ
ajbmeb-2004	238	16	difference	difference	NOUN
ajbmeb-2004	238	17	,	,	PUNCT
ajbmeb-2004	238	18	with	with	ADP
ajbmeb-2004	238	19	a	a	DET
ajbmeb-2004	238	20	categorical	categorical	ADJ
ajbmeb-2004	238	21	presence	presence	NOUN
ajbmeb-2004	238	22	and	and	CCONJ
ajbmeb-2004	238	23	no	no	DET
ajbmeb-2004	238	24	general	general	ADJ
ajbmeb-2004	238	25	trend	trend	NOUN
ajbmeb-2004	238	26	,	,	PUNCT
ajbmeb-2004	238	27	and	and	CCONJ
ajbmeb-2004	238	28	at	at	ADP
ajbmeb-2004	238	29	the	the	DET
ajbmeb-2004	238	30	level	level	NOUN
ajbmeb-2004	238	31	of	of	ADP
ajbmeb-2004	238	32	significance	significance	NOUN
ajbmeb-2004	238	33	(	(	PUNCT
ajbmeb-2004	238	34	1	1	NUM
ajbmeb-2004	238	35	%	%	NOUN
ajbmeb-2004	238	36	)	)	PUNCT
ajbmeb-2004	238	37	.	.	PUNCT
ajbmeb-2004	239	1	table	table	NOUN
ajbmeb-2004	239	2	(	(	PUNCT
ajbmeb-2004	239	3	4	4	NUM
ajbmeb-2004	239	4	)	)	PUNCT
ajbmeb-2004	239	5	null	null	ADJ
ajbmeb-2004	239	6	hypothesis	hypothesis	NOUN
ajbmeb-2004	239	7	:	:	PUNCT
ajbmeb-2004	239	8	d(raras,2	d(raras,2	NOUN
ajbmeb-2004	239	9	)	)	PUNCT
ajbmeb-2004	239	10	has	have	VERB
ajbmeb-2004	239	11	a	a	DET
ajbmeb-2004	239	12	unit	unit	NOUN
ajbmeb-2004	239	13	root	root	NOUN
ajbmeb-2004	239	14	exogenous	exogenous	ADJ
ajbmeb-2004	239	15	:	:	PUNCT
ajbmeb-2004	239	16	constant	constant	ADJ
ajbmeb-2004	239	17	lag	lag	NOUN
ajbmeb-2004	239	18	length	length	NOUN
ajbmeb-2004	239	19	:	:	PUNCT
ajbmeb-2004	239	20	7	7	NUM
ajbmeb-2004	239	21	(	(	PUNCT
ajbmeb-2004	239	22	automatic	automatic	ADJ
ajbmeb-2004	239	23	based	base	VERB
ajbmeb-2004	239	24	on	on	ADP
ajbmeb-2004	239	25	sic	sic	ADJ
ajbmeb-2004	239	26	,	,	PUNCT
ajbmeb-2004	239	27	maxlag=9	maxlag=9	PROPN
ajbmeb-2004	239	28	)	)	PUNCT
ajbmeb-2004	239	29	t	t	PROPN
ajbmeb-2004	239	30	-	-	PUNCT
ajbmeb-2004	239	31	statistic	statistic	NOUN
ajbmeb-2004	239	32	prob	prob	NOUN
ajbmeb-2004	239	33	.	.	PUNCT
ajbmeb-2004	240	1	*	*	PUNCT
ajbmeb-2004	240	2	augmented	augment	VERB
ajbmeb-2004	240	3	dickey	dickey	PROPN
ajbmeb-2004	240	4	-	-	PUNCT
ajbmeb-2004	240	5	fuller	full	ADJ
ajbmeb-2004	240	6	test	test	NOUN
ajbmeb-2004	240	7	statistic	statistic	NOUN
ajbmeb-2004	240	8	-10.04520	-10.04520	SYM
ajbmeb-2004	240	9	0.0000	0.0000	NUM
ajbmeb-2004	240	10	test	test	NOUN
ajbmeb-2004	240	11	critical	critical	ADJ
ajbmeb-2004	240	12	values	value	NOUN
ajbmeb-2004	240	13	:	:	PUNCT
ajbmeb-2004	240	14	1	1	NUM
ajbmeb-2004	240	15	%	%	NOUN
ajbmeb-2004	240	16	level	level	NOUN
ajbmeb-2004	240	17	-3.639407	-3.639407	NOUN
ajbmeb-2004	240	18	5	5	NUM
ajbmeb-2004	240	19	%	%	NOUN
ajbmeb-2004	240	20	level	level	NOUN
ajbmeb-2004	240	21	-2.951125	-2.951125	NOUN
ajbmeb-2004	240	22	10	10	NUM
ajbmeb-2004	240	23	%	%	NOUN
ajbmeb-2004	240	24	level	level	NOUN
ajbmeb-2004	240	25	-2.614300	-2.614300	NOUN
ajbmeb-2004	241	1	*	*	PUNCT
ajbmeb-2004	241	2	mackinnon	mackinnon	PROPN
ajbmeb-2004	241	3	(	(	PUNCT
ajbmeb-2004	241	4	1996	1996	NUM
ajbmeb-2004	241	5	)	)	PUNCT
ajbmeb-2004	241	6	one	one	NUM
ajbmeb-2004	241	7	-	-	PUNCT
ajbmeb-2004	241	8	sided	sided	ADJ
ajbmeb-2004	241	9	p	p	NOUN
ajbmeb-2004	241	10	-	-	PUNCT
ajbmeb-2004	241	11	values	value	NOUN
ajbmeb-2004	241	12	.	.	PUNCT
ajbmeb-2004	242	1	augmented	augment	VERB
ajbmeb-2004	242	2	dickey	dickey	PROPN
ajbmeb-2004	242	3	-	-	PUNCT
ajbmeb-2004	242	4	fuller	full	ADJ
ajbmeb-2004	242	5	test	test	NOUN
ajbmeb-2004	242	6	equation	equation	NOUN
ajbmeb-2004	242	7	dependent	dependent	ADJ
ajbmeb-2004	242	8	variable	variable	NOUN
ajbmeb-2004	242	9	:	:	PUNCT
ajbmeb-2004	242	10	d(raras,3	d(raras,3	NOUN
ajbmeb-2004	242	11	)	)	PUNCT
ajbmeb-2004	242	12	method	method	NOUN
ajbmeb-2004	242	13	:	:	PUNCT
ajbmeb-2004	242	14	least	least	ADJ
ajbmeb-2004	242	15	squares	square	NOUN
ajbmeb-2004	242	16	date	date	NOUN
ajbmeb-2004	242	17	:	:	PUNCT
ajbmeb-2004	243	1	09/28/23	09/28/23	NUM
ajbmeb-2004	243	2	time	time	NOUN
ajbmeb-2004	243	3	:	:	PUNCT
ajbmeb-2004	243	4	00:48	00:48	NUM
ajbmeb-2004	243	5	sample	sample	NOUN
ajbmeb-2004	243	6	(	(	PUNCT
ajbmeb-2004	243	7	adjusted	adjust	VERB
ajbmeb-2004	243	8	):	):	PUNCT
ajbmeb-2004	243	9	2012q4	2012q4	PROPN
ajbmeb-2004	243	10	2021q1	2021q1	NOUN
ajbmeb-2004	243	11	included	include	VERB
ajbmeb-2004	243	12	observations	observation	NOUN
ajbmeb-2004	243	13	:	:	PUNCT
ajbmeb-2004	243	14	34	34	NUM
ajbmeb-2004	243	15	after	after	ADP
ajbmeb-2004	243	16	adjustments	adjustment	NOUN
ajbmeb-2004	243	17	variable	variable	ADJ
ajbmeb-2004	243	18	coefficient	coefficient	NOUN
ajbmeb-2004	243	19	std	std	PROPN
ajbmeb-2004	243	20	.	.	NOUN
ajbmeb-2004	243	21	error	error	NOUN
ajbmeb-2004	243	22	t	t	NOUN
ajbmeb-2004	243	23	-	-	PUNCT
ajbmeb-2004	243	24	statistic	statistic	NOUN
ajbmeb-2004	243	25	prob	prob	NOUN
ajbmeb-2004	243	26	.	.	PUNCT
ajbmeb-2004	243	27	d(raras(-1),2	d(raras(-1),2	NOUN
ajbmeb-2004	243	28	)	)	PUNCT
ajbmeb-2004	243	29	-2.012350	-2.012350	NOUN
ajbmeb-2004	243	30	0.200330	0.200330	NUM
ajbmeb-2004	243	31	-10.04520	-10.04520	SYM
ajbmeb-2004	243	32	0.0000	0.0000	NUM
ajbmeb-2004	243	33	d(raras(-1),3	d(raras(-1),3	NOUN
ajbmeb-2004	243	34	)	)	PUNCT
ajbmeb-2004	243	35	1.012270	1.012270	NUM
ajbmeb-2004	243	36	0.187183	0.187183	NUM
ajbmeb-2004	243	37	5.407920	5.407920	NUM
ajbmeb-2004	243	38	0.0000	0.0000	NUM
ajbmeb-2004	243	39	d(raras(-2),3	d(raras(-2),3	NOUN
ajbmeb-2004	243	40	)	)	PUNCT
ajbmeb-2004	243	41	1.013769	1.013769	NUM
ajbmeb-2004	243	42	0.172780	0.172780	NUM
ajbmeb-2004	243	43	5.867394	5.867394	NUM
ajbmeb-2004	243	44	0.0000	0.0000	NUM
ajbmeb-2004	243	45	d(raras(-3),3	d(raras(-3),3	PROPN
ajbmeb-2004	243	46	)	)	PUNCT
ajbmeb-2004	243	47	1.015268	1.015268	NUM
ajbmeb-2004	243	48	0.157179	0.157179	NUM
ajbmeb-2004	243	49	6.459323	6.459323	NUM
ajbmeb-2004	243	50	0.0000	0.0000	NUM
ajbmeb-2004	243	51	d(raras(-4),3	d(raras(-4),3	NOUN
ajbmeb-2004	243	52	)	)	PUNCT
ajbmeb-2004	243	53	0.927157	0.927157	NUM
ajbmeb-2004	243	54	0.138085	0.138085	NUM
ajbmeb-2004	243	55	6.714384	6.714384	NUM
ajbmeb-2004	243	56	0.0000	0.0000	NUM
ajbmeb-2004	243	57	d(raras(-5),3	d(raras(-5),3	NOUN
ajbmeb-2004	243	58	)	)	PUNCT
ajbmeb-2004	243	59	0.927015	0.927015	NUM
ajbmeb-2004	243	60	0.118821	0.118821	NUM
ajbmeb-2004	243	61	7.801797	7.801797	NUM
ajbmeb-2004	243	62	0.0000	0.0000	NUM
ajbmeb-2004	243	63	d(raras(-6),3	d(raras(-6),3	ADJ
ajbmeb-2004	243	64	)	)	PUNCT
ajbmeb-2004	243	65	0.925991	0.925991	NUM
ajbmeb-2004	244	1	0.097071	0.097071	NUM
ajbmeb-2004	244	2	9.539298	9.539298	NUM
ajbmeb-2004	244	3	0.0000	0.0000	NUM
ajbmeb-2004	244	4	d(raras(-7),3	d(raras(-7),3	PROPN
ajbmeb-2004	244	5	)	)	PUNCT
ajbmeb-2004	244	6	0.924968	0.924968	NUM
ajbmeb-2004	244	7	0.068879	0.068879	NUM
ajbmeb-2004	244	8	13.42881	13.42881	NUM
ajbmeb-2004	244	9	0.0000	0.0000	NUM
ajbmeb-2004	244	10	c	c	NOUN
ajbmeb-2004	244	11	7.30e-05	7.30e-05	NUM
ajbmeb-2004	244	12	0.000208	0.000208	NUM
ajbmeb-2004	244	13	0.350334	0.350334	NUM
ajbmeb-2004	244	14	0.7290	0.7290	NUM
ajbmeb-2004	244	15	r	r	NOUN
ajbmeb-2004	244	16	-	-	PUNCT
ajbmeb-2004	244	17	squared	square	VERB
ajbmeb-2004	244	18	0.939156	0.939156	NUM
ajbmeb-2004	244	19	mean	mean	NOUN
ajbmeb-2004	244	20	dependent	dependent	ADJ
ajbmeb-2004	244	21	var	var	NOUN
ajbmeb-2004	244	22	3.90e-19	3.90e-19	NUM
ajbmeb-2004	244	23	adjusted	adjust	VERB
ajbmeb-2004	244	24	r	r	NOUN
ajbmeb-2004	244	25	-	-	PUNCT
ajbmeb-2004	244	26	squared	square	VERB
ajbmeb-2004	244	27	0.919686	0.919686	NUM
ajbmeb-2004	244	28	s.d	s.d	PROPN
ajbmeb-2004	244	29	.	.	PUNCT
ajbmeb-2004	245	1	dependent	dependent	ADJ
ajbmeb-2004	245	2	var	var	PROPN
ajbmeb-2004	245	3	0.004252	0.004252	NUM
ajbmeb-2004	245	4	s.e	s.e	PROPN
ajbmeb-2004	245	5	.	.	PROPN
ajbmeb-2004	245	6	of	of	ADP
ajbmeb-2004	245	7	regression	regression	NOUN
ajbmeb-2004	245	8	0.001205	0.001205	NUM
ajbmeb-2004	245	9	akaike	akaike	ADJ
ajbmeb-2004	245	10	info	info	NOUN
ajbmeb-2004	245	11	criterion	criterion	NOUN
ajbmeb-2004	245	12	-10.38250	-10.38250	PUNCT
ajbmeb-2004	245	13	sum	sum	NOUN
ajbmeb-2004	245	14	squared	square	VERB
ajbmeb-2004	245	15	resid	resid	NOUN
ajbmeb-2004	245	16	3.63e-05	3.63e-05	NUM
ajbmeb-2004	245	17	schwarz	schwarz	PROPN
ajbmeb-2004	245	18	criterion	criterion	NOUN
ajbmeb-2004	245	19	-9.978464	-9.978464	PROPN
ajbmeb-2004	246	1	log	log	PROPN
ajbmeb-2004	246	2	likelihood	likelihood	NOUN
ajbmeb-2004	246	3	185.5025	185.5025	NUM
ajbmeb-2004	246	4	hannan	hannan	PROPN
ajbmeb-2004	246	5	-	-	PUNCT
ajbmeb-2004	246	6	quinn	quinn	PROPN
ajbmeb-2004	246	7	criter	criter	NOUN
ajbmeb-2004	246	8	.	.	PUNCT
ajbmeb-2004	247	1	-10.24471	-10.24471	PUNCT
ajbmeb-2004	248	1	f	f	X
ajbmeb-2004	248	2	-	-	PUNCT
ajbmeb-2004	248	3	statistic	statistic	ADJ
ajbmeb-2004	248	4	48.23569	48.23569	NUM
ajbmeb-2004	248	5	durbin	durbin	ADJ
ajbmeb-2004	248	6	-	-	PUNCT
ajbmeb-2004	248	7	watson	watson	NOUN
ajbmeb-2004	248	8	stat	stat	PROPN
ajbmeb-2004	248	9	2.009714	2.009714	NUM
ajbmeb-2004	248	10	prob(f	prob(f	NOUN
ajbmeb-2004	248	11	-	-	PUNCT
ajbmeb-2004	248	12	statistic	statistic	NOUN
ajbmeb-2004	248	13	)	)	PUNCT
ajbmeb-2004	248	14	0.000000	0.000000	NUM
ajbmeb-2004	248	15	from	from	ADP
ajbmeb-2004	248	16	table	table	NOUN
ajbmeb-2004	248	17	no	no	NOUN
ajbmeb-2004	248	18	.	.	PUNCT
ajbmeb-2004	249	1	(	(	PUNCT
ajbmeb-2004	249	2	5	5	NUM
ajbmeb-2004	249	3	)	)	PUNCT
ajbmeb-2004	249	4	below	below	ADV
ajbmeb-2004	249	5	,	,	PUNCT
ajbmeb-2004	249	6	we	we	PRON
ajbmeb-2004	249	7	notice	notice	VERB
ajbmeb-2004	249	8	that	that	SCONJ
ajbmeb-2004	249	9	the	the	DET
ajbmeb-2004	249	10	independent	independent	ADJ
ajbmeb-2004	249	11	variable	variable	NOUN
ajbmeb-2004	249	12	stabilized	stabilize	VERB
ajbmeb-2004	249	13	at	at	ADP
ajbmeb-2004	249	14	the	the	DET
ajbmeb-2004	249	15	level	level	NOUN
ajbmeb-2004	249	16	,	,	PUNCT
ajbmeb-2004	249	17	without	without	ADP
ajbmeb-2004	249	18	any	any	DET
ajbmeb-2004	249	19	conclusiveness	conclusiveness	NOUN
ajbmeb-2004	249	20	or	or	CCONJ
ajbmeb-2004	249	21	general	general	ADJ
ajbmeb-2004	249	22	trend	trend	NOUN
ajbmeb-2004	249	23	,	,	PUNCT
ajbmeb-2004	249	24	and	and	CCONJ
ajbmeb-2004	249	25	at	at	ADP
ajbmeb-2004	249	26	the	the	DET
ajbmeb-2004	249	27	level	level	NOUN
ajbmeb-2004	249	28	of	of	ADP
ajbmeb-2004	249	29	significance	significance	NOUN
ajbmeb-2004	249	30	(	(	PUNCT
ajbmeb-2004	249	31	1	1	NUM
ajbmeb-2004	249	32	%	%	NOUN
ajbmeb-2004	249	33	)	)	PUNCT
ajbmeb-2004	249	34	.	.	PUNCT
ajbmeb-2004	250	1	american	american	PROPN
ajbmeb-2004	250	2	journal	journal	PROPN
ajbmeb-2004	250	3	of	of	ADP
ajbmeb-2004	250	4	business	business	NOUN
ajbmeb-2004	250	5	management	management	NOUN
ajbmeb-2004	250	6	,	,	PUNCT
ajbmeb-2004	250	7	economics	economic	NOUN
ajbmeb-2004	250	8	and	and	CCONJ
ajbmeb-2004	250	9	banking	banking	NOUN
ajbmeb-2004	250	10	volume	volume	NOUN
ajbmeb-2004	250	11	23	23	NUM
ajbmeb-2004	250	12	april	april	PROPN
ajbmeb-2004	250	13	2024	2024	NUM
ajbmeb-2004	250	14	p	p	NOUN
ajbmeb-2004	250	15	a	a	DET
ajbmeb-2004	250	16	g	g	NOUN
ajbmeb-2004	250	17	e	e	NOUN
ajbmeb-2004	250	18	|	|	ADV
ajbmeb-2004	250	19	128	128	NUM
ajbmeb-2004	250	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	250	21	table	table	NOUN
ajbmeb-2004	250	22	(	(	PUNCT
ajbmeb-2004	250	23	5	5	NUM
ajbmeb-2004	250	24	)	)	PUNCT
ajbmeb-2004	250	25	null	null	ADJ
ajbmeb-2004	250	26	hypothesis	hypothesis	NOUN
ajbmeb-2004	250	27	:	:	PUNCT
ajbmeb-2004	250	28	rarc	rarc	NOUN
ajbmeb-2004	250	29	has	have	VERB
ajbmeb-2004	250	30	a	a	DET
ajbmeb-2004	250	31	unit	unit	NOUN
ajbmeb-2004	250	32	root	root	NOUN
ajbmeb-2004	250	33	exogenous	exogenous	ADJ
ajbmeb-2004	250	34	:	:	PUNCT
ajbmeb-2004	250	35	none	none	NOUN
ajbmeb-2004	250	36	lag	lag	VERB
ajbmeb-2004	250	37	length	length	NOUN
ajbmeb-2004	250	38	:	:	PUNCT
ajbmeb-2004	250	39	1	1	NUM
ajbmeb-2004	250	40	(	(	PUNCT
ajbmeb-2004	250	41	automatic	automatic	ADJ
ajbmeb-2004	250	42	based	base	VERB
ajbmeb-2004	250	43	on	on	ADP
ajbmeb-2004	250	44	sic	sic	ADJ
ajbmeb-2004	250	45	,	,	PUNCT
ajbmeb-2004	250	46	maxlag=9	maxlag=9	PROPN
ajbmeb-2004	250	47	)	)	PUNCT
ajbmeb-2004	250	48	t	t	PROPN
ajbmeb-2004	250	49	-	-	PUNCT
ajbmeb-2004	250	50	statistic	statistic	NOUN
ajbmeb-2004	250	51	prob	prob	NOUN
ajbmeb-2004	250	52	.	.	PUNCT
ajbmeb-2004	251	1	*	*	PUNCT
ajbmeb-2004	251	2	augmented	augment	VERB
ajbmeb-2004	251	3	dickey	dickey	PROPN
ajbmeb-2004	251	4	-	-	PUNCT
ajbmeb-2004	251	5	fuller	full	ADJ
ajbmeb-2004	251	6	test	test	NOUN
ajbmeb-2004	251	7	statistic	statistic	NOUN
ajbmeb-2004	251	8	-2.265901	-2.265901	NOUN
ajbmeb-2004	252	1	0.0243	0.0243	NUM
ajbmeb-2004	252	2	test	test	NOUN
ajbmeb-2004	252	3	critical	critical	ADJ
ajbmeb-2004	252	4	values	value	NOUN
ajbmeb-2004	252	5	:	:	PUNCT
ajbmeb-2004	252	6	1	1	NUM
ajbmeb-2004	252	7	%	%	NOUN
ajbmeb-2004	252	8	level	level	NOUN
ajbmeb-2004	252	9	-2.621185	-2.621185	NOUN
ajbmeb-2004	252	10	5	5	NUM
ajbmeb-2004	252	11	%	%	NOUN
ajbmeb-2004	252	12	level	level	NOUN
ajbmeb-2004	252	13	-1.948886	-1.948886	NOUN
ajbmeb-2004	252	14	10	10	NUM
ajbmeb-2004	252	15	%	%	NOUN
ajbmeb-2004	252	16	level	level	NOUN
ajbmeb-2004	252	17	-1.611932	-1.611932	NOUN
ajbmeb-2004	252	18	*	*	PUNCT
ajbmeb-2004	252	19	mackinnon	mackinnon	PROPN
ajbmeb-2004	252	20	(	(	PUNCT
ajbmeb-2004	252	21	1996	1996	NUM
ajbmeb-2004	252	22	)	)	PUNCT
ajbmeb-2004	252	23	one	one	NUM
ajbmeb-2004	252	24	-	-	PUNCT
ajbmeb-2004	252	25	sided	sided	ADJ
ajbmeb-2004	252	26	p	p	NOUN
ajbmeb-2004	252	27	-	-	PUNCT
ajbmeb-2004	252	28	values	value	NOUN
ajbmeb-2004	252	29	.	.	PUNCT
ajbmeb-2004	253	1	augmented	augment	VERB
ajbmeb-2004	253	2	dickey	dickey	PROPN
ajbmeb-2004	253	3	-	-	PUNCT
ajbmeb-2004	253	4	fuller	full	ADJ
ajbmeb-2004	253	5	test	test	NOUN
ajbmeb-2004	253	6	equation	equation	NOUN
ajbmeb-2004	253	7	dependent	dependent	ADJ
ajbmeb-2004	253	8	variable	variable	NOUN
ajbmeb-2004	253	9	:	:	PUNCT
ajbmeb-2004	253	10	d(rarc	d(rarc	X
ajbmeb-2004	253	11	)	)	PUNCT
ajbmeb-2004	253	12	method	method	NOUN
ajbmeb-2004	253	13	:	:	PUNCT
ajbmeb-2004	253	14	least	least	ADJ
ajbmeb-2004	253	15	squares	square	NOUN
ajbmeb-2004	253	16	date	date	NOUN
ajbmeb-2004	253	17	:	:	PUNCT
ajbmeb-2004	254	1	09/28/23	09/28/23	NUM
ajbmeb-2004	254	2	time	time	NOUN
ajbmeb-2004	254	3	:	:	PUNCT
ajbmeb-2004	254	4	00:49	00:49	NUM
ajbmeb-2004	254	5	sample	sample	NOUN
ajbmeb-2004	254	6	(	(	PUNCT
ajbmeb-2004	254	7	adjusted	adjust	VERB
ajbmeb-2004	254	8	):	):	PUNCT
ajbmeb-2004	254	9	2010q4	2010q4	PROPN
ajbmeb-2004	254	10	2021q1	2021q1	NOUN
ajbmeb-2004	254	11	included	include	VERB
ajbmeb-2004	254	12	observations	observation	NOUN
ajbmeb-2004	254	13	:	:	PUNCT
ajbmeb-2004	254	14	42	42	NUM
ajbmeb-2004	254	15	after	after	ADP
ajbmeb-2004	254	16	adjustments	adjustment	NOUN
ajbmeb-2004	254	17	variable	variable	ADJ
ajbmeb-2004	254	18	coefficient	coefficient	NOUN
ajbmeb-2004	254	19	std	std	PROPN
ajbmeb-2004	254	20	.	.	NOUN
ajbmeb-2004	254	21	error	error	NOUN
ajbmeb-2004	254	22	t	t	NOUN
ajbmeb-2004	254	23	-	-	PUNCT
ajbmeb-2004	254	24	statistic	statistic	NOUN
ajbmeb-2004	254	25	prob	prob	NOUN
ajbmeb-2004	254	26	.	.	PUNCT
ajbmeb-2004	254	27	rarc(-1	rarc(-1	VERB
ajbmeb-2004	254	28	)	)	PUNCT
ajbmeb-2004	254	29	-0.019738	-0.019738	NOUN
ajbmeb-2004	254	30	0.008711	0.008711	NUM
ajbmeb-2004	254	31	-2.265901	-2.265901	NOUN
ajbmeb-2004	254	32	0.0289	0.0289	NUM
ajbmeb-2004	254	33	d(rarc(-1	d(rarc(-1	PROPN
ajbmeb-2004	254	34	)	)	PUNCT
ajbmeb-2004	254	35	)	)	PUNCT
ajbmeb-2004	254	36	0.741262	0.741262	NUM
ajbmeb-2004	254	37	0.094207	0.094207	NUM
ajbmeb-2004	254	38	7.868416	7.868416	NUM
ajbmeb-2004	254	39	0.0000	0.0000	NUM
ajbmeb-2004	254	40	r	r	NOUN
ajbmeb-2004	254	41	-	-	PUNCT
ajbmeb-2004	254	42	squared	square	VERB
ajbmeb-2004	254	43	0.640357	0.640357	NUM
ajbmeb-2004	254	44	mean	mean	NOUN
ajbmeb-2004	254	45	dependent	dependent	ADJ
ajbmeb-2004	254	46	var	var	NOUN
ajbmeb-2004	254	47	-0.002644	-0.002644	PUNCT
ajbmeb-2004	254	48	adjusted	adjust	VERB
ajbmeb-2004	254	49	r	r	NOUN
ajbmeb-2004	254	50	-	-	PUNCT
ajbmeb-2004	254	51	squared	square	VERB
ajbmeb-2004	254	52	0.631365	0.631365	NUM
ajbmeb-2004	254	53	s.d	s.d	PROPN
ajbmeb-2004	254	54	.	.	PROPN
ajbmeb-2004	255	1	dependent	dependent	ADJ
ajbmeb-2004	255	2	var	var	NOUN
ajbmeb-2004	255	3	0.006803	0.006803	NUM
ajbmeb-2004	255	4	s.e	s.e	PROPN
ajbmeb-2004	255	5	.	.	PROPN
ajbmeb-2004	255	6	of	of	ADP
ajbmeb-2004	255	7	regression	regression	NOUN
ajbmeb-2004	255	8	0.004131	0.004131	NUM
ajbmeb-2004	255	9	akaike	akaike	ADJ
ajbmeb-2004	255	10	info	info	NOUN
ajbmeb-2004	255	11	criterion	criterion	NOUN
ajbmeb-2004	255	12	-8.094386	-8.094386	X
ajbmeb-2004	255	13	sum	sum	NOUN
ajbmeb-2004	255	14	squared	square	VERB
ajbmeb-2004	255	15	resid	resid	VERB
ajbmeb-2004	255	16	0.000682	0.000682	NUM
ajbmeb-2004	255	17	schwarz	schwarz	NOUN
ajbmeb-2004	255	18	criterion	criterion	NOUN
ajbmeb-2004	255	19	-8.011640	-8.011640	PROPN
ajbmeb-2004	256	1	log	log	NOUN
ajbmeb-2004	256	2	likelihood	likelihood	NOUN
ajbmeb-2004	256	3	171.9821	171.9821	NUM
ajbmeb-2004	256	4	hannan	hannan	PROPN
ajbmeb-2004	256	5	-	-	PUNCT
ajbmeb-2004	256	6	quinn	quinn	PROPN
ajbmeb-2004	256	7	criter	criter	NOUN
ajbmeb-2004	256	8	.	.	PUNCT
ajbmeb-2004	257	1	-8.064057	-8.064057	VERB
ajbmeb-2004	257	2	durbin	durbin	PROPN
ajbmeb-2004	257	3	-	-	PUNCT
ajbmeb-2004	257	4	watson	watson	NOUN
ajbmeb-2004	257	5	stat	stat	PROPN
ajbmeb-2004	257	6	1.880909	1.880909	NUM
ajbmeb-2004	257	7	from	from	ADP
ajbmeb-2004	257	8	table	table	NOUN
ajbmeb-2004	257	9	no	no	NOUN
ajbmeb-2004	257	10	.	.	PUNCT
ajbmeb-2004	258	1	(	(	PUNCT
ajbmeb-2004	258	2	6	6	NUM
ajbmeb-2004	258	3	)	)	PUNCT
ajbmeb-2004	258	4	below	below	ADV
ajbmeb-2004	258	5	,	,	PUNCT
ajbmeb-2004	258	6	we	we	PRON
ajbmeb-2004	258	7	notice	notice	VERB
ajbmeb-2004	258	8	that	that	SCONJ
ajbmeb-2004	258	9	the	the	DET
ajbmeb-2004	258	10	independent	independent	ADJ
ajbmeb-2004	258	11	variable	variable	NOUN
ajbmeb-2004	258	12	stabilized	stabilize	VERB
ajbmeb-2004	258	13	at	at	ADP
ajbmeb-2004	258	14	the	the	DET
ajbmeb-2004	258	15	first	first	ADJ
ajbmeb-2004	258	16	difference	difference	NOUN
ajbmeb-2004	258	17	,	,	PUNCT
ajbmeb-2004	258	18	without	without	ADP
ajbmeb-2004	258	19	a	a	DET
ajbmeb-2004	258	20	categorical	categorical	ADJ
ajbmeb-2004	258	21	point	point	NOUN
ajbmeb-2004	258	22	or	or	CCONJ
ajbmeb-2004	258	23	general	general	ADJ
ajbmeb-2004	258	24	trend	trend	NOUN
ajbmeb-2004	258	25	,	,	PUNCT
ajbmeb-2004	258	26	and	and	CCONJ
ajbmeb-2004	258	27	at	at	ADP
ajbmeb-2004	258	28	the	the	DET
ajbmeb-2004	258	29	level	level	NOUN
ajbmeb-2004	258	30	of	of	ADP
ajbmeb-2004	258	31	significance	significance	NOUN
ajbmeb-2004	258	32	(	(	PUNCT
ajbmeb-2004	258	33	1	1	NUM
ajbmeb-2004	258	34	%	%	NOUN
ajbmeb-2004	258	35	)	)	PUNCT
ajbmeb-2004	258	36	.	.	PUNCT
ajbmeb-2004	259	1	table	table	NOUN
ajbmeb-2004	259	2	(	(	PUNCT
ajbmeb-2004	259	3	6	6	NUM
ajbmeb-2004	259	4	)	)	PUNCT
ajbmeb-2004	259	5	null	null	ADJ
ajbmeb-2004	259	6	hypothesis	hypothesis	NOUN
ajbmeb-2004	259	7	:	:	PUNCT
ajbmeb-2004	259	8	d(rareq	d(rareq	X
ajbmeb-2004	259	9	)	)	PUNCT
ajbmeb-2004	259	10	has	have	VERB
ajbmeb-2004	259	11	a	a	DET
ajbmeb-2004	259	12	unit	unit	NOUN
ajbmeb-2004	259	13	root	root	NOUN
ajbmeb-2004	259	14	exogenous	exogenous	ADJ
ajbmeb-2004	259	15	:	:	PUNCT
ajbmeb-2004	259	16	none	none	NOUN
ajbmeb-2004	259	17	lag	lag	VERB
ajbmeb-2004	259	18	length	length	NOUN
ajbmeb-2004	259	19	:	:	PUNCT
ajbmeb-2004	259	20	0	0	PUNCT
ajbmeb-2004	260	1	(	(	PUNCT
ajbmeb-2004	260	2	automatic	automatic	ADJ
ajbmeb-2004	260	3	based	base	VERB
ajbmeb-2004	260	4	on	on	ADP
ajbmeb-2004	260	5	sic	sic	ADJ
ajbmeb-2004	260	6	,	,	PUNCT
ajbmeb-2004	260	7	maxlag=9	maxlag=9	PROPN
ajbmeb-2004	260	8	)	)	PUNCT
ajbmeb-2004	260	9	t	t	PROPN
ajbmeb-2004	260	10	-	-	PUNCT
ajbmeb-2004	260	11	statistic	statistic	NOUN
ajbmeb-2004	260	12	prob	prob	NOUN
ajbmeb-2004	260	13	.	.	PUNCT
ajbmeb-2004	260	14	*	*	PUNCT
ajbmeb-2004	260	15	augmented	augment	VERB
ajbmeb-2004	260	16	dickey	dickey	PROPN
ajbmeb-2004	260	17	-	-	PUNCT
ajbmeb-2004	260	18	fuller	full	ADJ
ajbmeb-2004	260	19	test	test	NOUN
ajbmeb-2004	260	20	statistic	statistic	NOUN
ajbmeb-2004	260	21	-2.288613	-2.288613	NOUN
ajbmeb-2004	261	1	0.0230	0.0230	NUM
ajbmeb-2004	261	2	test	test	NOUN
ajbmeb-2004	261	3	critical	critical	ADJ
ajbmeb-2004	261	4	values	value	NOUN
ajbmeb-2004	261	5	:	:	PUNCT
ajbmeb-2004	261	6	1	1	NUM
ajbmeb-2004	261	7	%	%	NOUN
ajbmeb-2004	261	8	level	level	NOUN
ajbmeb-2004	261	9	-2.621185	-2.621185	NOUN
ajbmeb-2004	261	10	5	5	NUM
ajbmeb-2004	261	11	%	%	NOUN
ajbmeb-2004	261	12	level	level	NOUN
ajbmeb-2004	261	13	-1.948886	-1.948886	NOUN
ajbmeb-2004	261	14	10	10	NUM
ajbmeb-2004	261	15	%	%	NOUN
ajbmeb-2004	261	16	level	level	NOUN
ajbmeb-2004	261	17	-1.611932	-1.611932	NOUN
ajbmeb-2004	261	18	*	*	PUNCT
ajbmeb-2004	261	19	mackinnon	mackinnon	PROPN
ajbmeb-2004	261	20	(	(	PUNCT
ajbmeb-2004	261	21	1996	1996	NUM
ajbmeb-2004	261	22	)	)	PUNCT
ajbmeb-2004	261	23	one	one	NUM
ajbmeb-2004	261	24	-	-	PUNCT
ajbmeb-2004	261	25	sided	sided	ADJ
ajbmeb-2004	261	26	p	p	NOUN
ajbmeb-2004	261	27	-	-	PUNCT
ajbmeb-2004	261	28	values	value	NOUN
ajbmeb-2004	261	29	.	.	PUNCT
ajbmeb-2004	262	1	american	american	ADJ
ajbmeb-2004	262	2	journal	journal	PROPN
ajbmeb-2004	262	3	of	of	ADP
ajbmeb-2004	262	4	business	business	NOUN
ajbmeb-2004	262	5	management	management	NOUN
ajbmeb-2004	262	6	,	,	PUNCT
ajbmeb-2004	262	7	economics	economic	NOUN
ajbmeb-2004	262	8	and	and	CCONJ
ajbmeb-2004	262	9	banking	banking	NOUN
ajbmeb-2004	262	10	volume	volume	NOUN
ajbmeb-2004	262	11	23	23	NUM
ajbmeb-2004	262	12	april	april	PROPN
ajbmeb-2004	262	13	2024	2024	NUM
ajbmeb-2004	262	14	p	p	NOUN
ajbmeb-2004	262	15	a	a	PRON
ajbmeb-2004	262	16	g	g	NOUN
ajbmeb-2004	262	17	e	e	NOUN
ajbmeb-2004	263	1	|	|	ADV
ajbmeb-2004	263	2	129	129	NUM
ajbmeb-2004	263	3	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2004	263	4	augmented	augment	VERB
ajbmeb-2004	263	5	dickey	dickey	PROPN
ajbmeb-2004	263	6	-	-	PUNCT
ajbmeb-2004	263	7	fuller	full	ADJ
ajbmeb-2004	263	8	test	test	NOUN
ajbmeb-2004	263	9	equation	equation	NOUN
ajbmeb-2004	263	10	dependent	dependent	ADJ
ajbmeb-2004	263	11	variable	variable	NOUN
ajbmeb-2004	263	12	:	:	PUNCT
ajbmeb-2004	263	13	d(rareq,2	d(rareq,2	ADJ
ajbmeb-2004	263	14	)	)	PUNCT
ajbmeb-2004	263	15	method	method	NOUN
ajbmeb-2004	263	16	:	:	PUNCT
ajbmeb-2004	263	17	least	least	ADJ
ajbmeb-2004	263	18	squares	square	NOUN
ajbmeb-2004	263	19	date	date	NOUN
ajbmeb-2004	263	20	:	:	PUNCT
ajbmeb-2004	263	21	09/28/23	09/28/23	NUM
ajbmeb-2004	263	22	time	time	NOUN
ajbmeb-2004	263	23	:	:	PUNCT
ajbmeb-2004	263	24	00:51	00:51	NUM
ajbmeb-2004	263	25	sample	sample	NOUN
ajbmeb-2004	263	26	(	(	PUNCT
ajbmeb-2004	263	27	adjusted	adjust	VERB
ajbmeb-2004	263	28	):	):	PUNCT
ajbmeb-2004	263	29	2010q4	2010q4	PROPN
ajbmeb-2004	263	30	2021q1	2021q1	NOUN
ajbmeb-2004	263	31	included	include	VERB
ajbmeb-2004	263	32	observations	observation	NOUN
ajbmeb-2004	263	33	:	:	PUNCT
ajbmeb-2004	263	34	42	42	NUM
ajbmeb-2004	263	35	after	after	ADP
ajbmeb-2004	263	36	adjustments	adjustment	NOUN
ajbmeb-2004	263	37	variable	variable	ADJ
ajbmeb-2004	263	38	coefficient	coefficient	NOUN
ajbmeb-2004	263	39	std	std	PROPN
ajbmeb-2004	263	40	.	.	NOUN
ajbmeb-2004	263	41	error	error	NOUN
ajbmeb-2004	263	42	t	t	NOUN
ajbmeb-2004	263	43	-	-	PUNCT
ajbmeb-2004	263	44	statistic	statistic	NOUN
ajbmeb-2004	263	45	prob	prob	NOUN
ajbmeb-2004	263	46	.	.	PUNCT
ajbmeb-2004	264	1	d(rareq(-1	d(rareq(-1	PROPN
ajbmeb-2004	264	2	)	)	PUNCT
ajbmeb-2004	264	3	)	)	PUNCT
ajbmeb-2004	265	1	-0.238864	-0.238864	PROPN
ajbmeb-2004	266	1	0.104371	0.104371	NUM
ajbmeb-2004	266	2	-2.288613	-2.288613	NOUN
ajbmeb-2004	267	1	0.0273	0.0273	NUM
ajbmeb-2004	267	2	r	r	NOUN
ajbmeb-2004	267	3	-	-	PUNCT
ajbmeb-2004	267	4	squared	square	VERB
ajbmeb-2004	267	5	0.112035	0.112035	NUM
ajbmeb-2004	267	6	mean	mean	NOUN
ajbmeb-2004	267	7	dependent	dependent	ADJ
ajbmeb-2004	267	8	var	var	NOUN
ajbmeb-2004	267	9	-0.000170	-0.000170	VERB
ajbmeb-2004	267	10	adjusted	adjust	VERB
ajbmeb-2004	267	11	r	r	NOUN
ajbmeb-2004	267	12	-	-	PUNCT
ajbmeb-2004	267	13	squared	square	VERB
ajbmeb-2004	267	14	0.112035	0.112035	PROPN
ajbmeb-2004	267	15	s.d	s.d	PROPN
ajbmeb-2004	267	16	.	.	PUNCT
ajbmeb-2004	268	1	dependent	dependent	ADJ
ajbmeb-2004	268	2	var	var	NOUN
ajbmeb-2004	268	3	0.004600	0.004600	NUM
ajbmeb-2004	268	4	s.e	s.e	PROPN
ajbmeb-2004	268	5	.	.	PROPN
ajbmeb-2004	268	6	of	of	ADP
ajbmeb-2004	268	7	regression	regression	NOUN
ajbmeb-2004	268	8	0.004335	0.004335	NUM
ajbmeb-2004	268	9	akaike	akaike	ADJ
ajbmeb-2004	268	10	info	info	NOUN
ajbmeb-2004	268	11	criterion	criterion	NOUN
ajbmeb-2004	268	12	-8.020887	-8.020887	NOUN
ajbmeb-2004	268	13	sum	sum	NOUN
ajbmeb-2004	268	14	squared	square	VERB
ajbmeb-2004	268	15	resid	resid	NOUN
ajbmeb-2004	268	16	0.000770	0.000770	NUM
ajbmeb-2004	268	17	schwarz	schwarz	NOUN
ajbmeb-2004	268	18	criterion	criterion	NOUN
ajbmeb-2004	268	19	-7.979514	-7.979514	NOUN
ajbmeb-2004	269	1	log	log	PROPN
ajbmeb-2004	269	2	likelihood	likelihood	NOUN
ajbmeb-2004	269	3	169.4386	169.4386	NUM
ajbmeb-2004	269	4	hannan	hannan	PROPN
ajbmeb-2004	269	5	-	-	PUNCT
ajbmeb-2004	269	6	quinn	quinn	PROPN
ajbmeb-2004	269	7	criter	criter	NOUN
ajbmeb-2004	269	8	.	.	PUNCT
ajbmeb-2004	270	1	-8.005722	-8.005722	PRON
ajbmeb-2004	270	2	durbin	durbin	PROPN
ajbmeb-2004	270	3	-	-	PUNCT
ajbmeb-2004	270	4	watson	watson	NOUN
ajbmeb-2004	270	5	stat	stat	PROPN
ajbmeb-2004	270	6	1.781087	1.781087	NUM
ajbmeb-2004	270	7	2	2	NUM
ajbmeb-2004	270	8	.	.	PUNCT
ajbmeb-2004	270	9	determine	determine	VERB
ajbmeb-2004	270	10	the	the	DET
ajbmeb-2004	270	11	optimal	optimal	ADJ
ajbmeb-2004	270	12	number	number	NOUN
ajbmeb-2004	270	13	of	of	ADP
ajbmeb-2004	270	14	slowdown	slowdown	NOUN
ajbmeb-2004	270	15	periods	period	NOUN
ajbmeb-2004	270	16	:	:	PUNCT
ajbmeb-2004	270	17	from	from	ADP
ajbmeb-2004	270	18	table	table	NOUN
ajbmeb-2004	270	19	no	no	INTJ
ajbmeb-2004	270	20	.	.	PUNCT
ajbmeb-2004	271	1	(	(	PUNCT
ajbmeb-2004	271	2	7	7	NUM
ajbmeb-2004	271	3	)	)	PUNCT
ajbmeb-2004	271	4	,	,	PUNCT
ajbmeb-2004	271	5	we	we	PRON
ajbmeb-2004	271	6	note	note	VERB
ajbmeb-2004	271	7	that	that	SCONJ
ajbmeb-2004	271	8	the	the	DET
ajbmeb-2004	271	9	optimal	optimal	ADJ
ajbmeb-2004	271	10	number	number	NOUN
ajbmeb-2004	271	11	of	of	ADP
ajbmeb-2004	271	12	slowdown	slowdown	NOUN
ajbmeb-2004	271	13	periods	period	NOUN
ajbmeb-2004	271	14	is	be	AUX
ajbmeb-2004	271	15	two	two	NUM
ajbmeb-2004	271	16	time	time	NOUN
ajbmeb-2004	271	17	periods	period	NOUN
ajbmeb-2004	271	18	based	base	VERB
ajbmeb-2004	271	19	on	on	ADP
ajbmeb-2004	271	20	the	the	DET
ajbmeb-2004	271	21	swartj	swartj	NOUN
ajbmeb-2004	271	22	(	(	PUNCT
ajbmeb-2004	271	23	sc	sc	PROPN
ajbmeb-2004	271	24	)	)	PUNCT
ajbmeb-2004	271	25	,	,	PUNCT
ajbmeb-2004	271	26	akaik	akaik	PROPN
ajbmeb-2004	271	27	(	(	PUNCT
ajbmeb-2004	271	28	aic	aic	PROPN
ajbmeb-2004	271	29	)	)	PUNCT
ajbmeb-2004	271	30	,	,	PUNCT
ajbmeb-2004	271	31	and	and	CCONJ
ajbmeb-2004	271	32	hanan	hanan	NOUN
ajbmeb-2004	271	33	-	-	PUNCT
ajbmeb-2004	271	34	quin	quin	PROPN
ajbmeb-2004	271	35	(	(	PUNCT
ajbmeb-2004	271	36	hq	hq	NOUN
ajbmeb-2004	271	37	)	)	PUNCT
ajbmeb-2004	271	38	criteria	criterion	NOUN
ajbmeb-2004	271	39	.	.	PUNCT
ajbmeb-2004	272	1	table	table	NOUN
ajbmeb-2004	272	2	(	(	PUNCT
ajbmeb-2004	272	3	7	7	NUM
ajbmeb-2004	272	4	)	)	PUNCT
ajbmeb-2004	272	5	var	var	NOUN
ajbmeb-2004	272	6	lag	lag	NOUN
ajbmeb-2004	272	7	order	order	NOUN
ajbmeb-2004	272	8	selection	selection	NOUN
ajbmeb-2004	272	9	criteria	criterion	NOUN
ajbmeb-2004	272	10	endogenous	endogenous	ADJ
ajbmeb-2004	272	11	variables	variable	NOUN
ajbmeb-2004	272	12	:	:	PUNCT
ajbmeb-2004	272	13	lira	lira	NOUN
ajbmeb-2004	272	14	nubb	nubb	PROPN
ajbmeb-2004	272	15	raras	raras	VERB
ajbmeb-2004	272	16	rarc	rarc	NOUN
ajbmeb-2004	272	17	rareq	rareq	ADJ
ajbmeb-2004	272	18	exogenous	exogenous	ADJ
ajbmeb-2004	272	19	variables	variable	NOUN
ajbmeb-2004	272	20	:	:	PUNCT
ajbmeb-2004	272	21	c	c	NOUN
ajbmeb-2004	272	22	date	date	NOUN
ajbmeb-2004	272	23	:	:	PUNCT
ajbmeb-2004	273	1	09/28/23	09/28/23	NUM
ajbmeb-2004	273	2	time	time	NOUN
ajbmeb-2004	273	3	:	:	PUNCT
ajbmeb-2004	273	4	00:53	00:53	NUM
ajbmeb-2004	273	5	sample	sample	NOUN
ajbmeb-2004	273	6	:	:	PUNCT
ajbmeb-2004	273	7	2010q1	2010q1	NUM
ajbmeb-2004	273	8	2021q4	2021q4	NUM
ajbmeb-2004	273	9	included	include	VERB
ajbmeb-2004	273	10	observations	observation	NOUN
ajbmeb-2004	273	11	:	:	PUNCT
ajbmeb-2004	273	12	41	41	NUM
ajbmeb-2004	273	13	lag	lag	NOUN
ajbmeb-2004	273	14	logl	logl	NOUN
ajbmeb-2004	273	15	lr	lr	PROPN
ajbmeb-2004	273	16	fpe	fpe	PROPN
ajbmeb-2004	273	17	aic	aic	PROPN
ajbmeb-2004	273	18	sc	sc	PROPN
ajbmeb-2004	273	19	hq	hq	NOUN
ajbmeb-2004	273	20	0	0	NUM
ajbmeb-2004	274	1	227.7300	227.7300	NUM
ajbmeb-2004	274	2	na	na	PROPN
ajbmeb-2004	274	3	1.32e-11	1.32e-11	NUM
ajbmeb-2004	274	4	-10.86488	-10.86488	NUM
ajbmeb-2004	274	5	-10.65590	-10.65590	PUNCT
ajbmeb-2004	274	6	-10.78878	-10.78878	NUM
ajbmeb-2004	274	7	1	1	NUM
ajbmeb-2004	274	8	528.2073	528.2073	NUM
ajbmeb-2004	274	9	513.0101	513.0101	NUM
ajbmeb-2004	274	10	1.94e-17	1.94e-17	NUM
ajbmeb-2004	274	11	-24.30280	-24.30280	INTJ
ajbmeb-2004	274	12	-23.04896	-23.04896	INTJ
ajbmeb-2004	274	13	-23.84622	-23.84622	SYM
ajbmeb-2004	274	14	2	2	NUM
ajbmeb-2004	274	15	589.7831	589.7831	NUM
ajbmeb-2004	274	16	90.11090	90.11090	NUM
ajbmeb-2004	274	17	*	*	SYM
ajbmeb-2004	274	18	3.45e-18	3.45e-18	NUM
ajbmeb-2004	274	19	*	*	PUNCT
ajbmeb-2004	274	20	-26.08698	-26.08698	NOUN
ajbmeb-2004	274	21	*	*	INTJ
ajbmeb-2004	274	22	-23.78829	-23.78829	PROPN
ajbmeb-2004	274	23	*	*	PUNCT
ajbmeb-2004	274	24	-25.24992	-25.24992	PROPN
ajbmeb-2004	274	25	*	*	PROPN
ajbmeb-2004	274	26	3	3	NUM
ajbmeb-2004	274	27	609.6005	609.6005	NUM
ajbmeb-2004	274	28	24.16760	24.16760	NUM
ajbmeb-2004	274	29	5.16e-18	5.16e-18	NUM
ajbmeb-2004	274	30	-25.83417	-25.83417	PUNCT
ajbmeb-2004	274	31	-22.49062	-22.49062	PUNCT
ajbmeb-2004	274	32	-24.61663	-24.61663	PUNCT
ajbmeb-2004	274	33	*	*	NOUN
ajbmeb-2004	274	34	indicates	indicate	VERB
ajbmeb-2004	274	35	lag	lag	NOUN
ajbmeb-2004	274	36	order	order	NOUN
ajbmeb-2004	274	37	selected	select	VERB
ajbmeb-2004	274	38	by	by	ADP
ajbmeb-2004	274	39	the	the	DET
ajbmeb-2004	274	40	criterion	criterion	NOUN
ajbmeb-2004	274	41	lr	lr	INTJ
ajbmeb-2004	274	42	:	:	PUNCT
ajbmeb-2004	274	43	sequential	sequential	ADJ
ajbmeb-2004	274	44	modified	modify	VERB
ajbmeb-2004	274	45	lr	lr	X
ajbmeb-2004	274	46	test	test	NOUN
ajbmeb-2004	274	47	statistic	statistic	NOUN
ajbmeb-2004	274	48	(	(	PUNCT
ajbmeb-2004	274	49	each	each	DET
ajbmeb-2004	274	50	test	test	NOUN
ajbmeb-2004	274	51	at	at	ADP
ajbmeb-2004	274	52	5	5	NUM
ajbmeb-2004	274	53	%	%	NOUN
ajbmeb-2004	274	54	level	level	NOUN
ajbmeb-2004	274	55	)	)	PUNCT
ajbmeb-2004	274	56	fpe	fpe	NOUN
ajbmeb-2004	274	57	:	:	PUNCT
ajbmeb-2004	274	58	final	final	ADJ
ajbmeb-2004	274	59	prediction	prediction	NOUN
ajbmeb-2004	274	60	error	error	NOUN
ajbmeb-2004	274	61	aic	aic	PROPN
ajbmeb-2004	274	62	:	:	PUNCT
ajbmeb-2004	274	63	akaike	akaike	ADJ
ajbmeb-2004	274	64	information	information	NOUN
ajbmeb-2004	274	65	criterion	criterion	PROPN
ajbmeb-2004	274	66	sc	sc	PROPN
ajbmeb-2004	274	67	:	:	PUNCT
ajbmeb-2004	274	68	schwarz	schwarz	PROPN
ajbmeb-2004	274	69	information	information	NOUN
ajbmeb-2004	274	70	criterion	criterion	NOUN
ajbmeb-2004	274	71	hq	hq	NOUN
ajbmeb-2004	274	72	:	:	PUNCT
ajbmeb-2004	274	73	hannan	hannan	PROPN
ajbmeb-2004	274	74	-	-	PUNCT
ajbmeb-2004	274	75	quinn	quinn	PROPN
ajbmeb-2004	274	76	information	information	NOUN
ajbmeb-2004	274	77	criterion	criterion	NOUN
ajbmeb-2004	274	78	3	3	NUM
ajbmeb-2004	274	79	.	.	PUNCT
ajbmeb-2004	274	80	co	co	NOUN
ajbmeb-2004	274	81	-	-	NOUN
ajbmeb-2004	274	82	integration	integration	NOUN
ajbmeb-2004	274	83	:	:	PUNCT
ajbmeb-2004	274	84	from	from	ADP
ajbmeb-2004	274	85	table	table	NOUN
ajbmeb-2004	274	86	no	no	INTJ
ajbmeb-2004	274	87	.	.	PUNCT
ajbmeb-2004	275	1	(	(	PUNCT
ajbmeb-2004	275	2	8)	8)	NUM
ajbmeb-2004	275	3	,	,	PUNCT
ajbmeb-2004	275	4	we	we	PRON
ajbmeb-2004	275	5	notice	notice	VERB
ajbmeb-2004	275	6	the	the	DET
ajbmeb-2004	275	7	presence	presence	NOUN
ajbmeb-2004	275	8	of	of	ADP
ajbmeb-2004	275	9	(	(	PUNCT
ajbmeb-2004	275	10	5	5	X
ajbmeb-2004	275	11	)	)	PUNCT
ajbmeb-2004	275	12	integral	integral	ADJ
ajbmeb-2004	275	13	vectors	vector	NOUN
ajbmeb-2004	275	14	in	in	ADP
ajbmeb-2004	275	15	the	the	DET
ajbmeb-2004	275	16	impact	impact	NOUN
ajbmeb-2004	275	17	test	test	NOUN
ajbmeb-2004	275	18	,	,	PUNCT
ajbmeb-2004	275	19	and	and	CCONJ
ajbmeb-2004	275	20	three	three	NUM
ajbmeb-2004	275	21	integral	integral	ADJ
ajbmeb-2004	275	22	vectors	vector	NOUN
ajbmeb-2004	275	23	in	in	ADP
ajbmeb-2004	275	24	the	the	DET
ajbmeb-2004	275	25	maximum	maximum	ADJ
ajbmeb-2004	275	26	value	value	NOUN
ajbmeb-2004	275	27	test	test	NOUN
ajbmeb-2004	275	28	,	,	PUNCT
ajbmeb-2004	275	29	which	which	PRON
ajbmeb-2004	275	30	indicates	indicate	VERB
ajbmeb-2004	275	31	the	the	DET
ajbmeb-2004	275	32	existence	existence	NOUN
ajbmeb-2004	275	33	of	of	ADP
ajbmeb-2004	275	34	a	a	DET
ajbmeb-2004	275	35	long	long	ADJ
ajbmeb-2004	275	36	-	-	PUNCT
ajbmeb-2004	275	37	term	term	NOUN
ajbmeb-2004	275	38	complementary	complementary	ADJ
ajbmeb-2004	275	39	relationship	relationship	NOUN
ajbmeb-2004	275	40	between	between	ADP
ajbmeb-2004	275	41	the	the	DET
ajbmeb-2004	275	42	variables	variable	NOUN
ajbmeb-2004	275	43	of	of	ADP
ajbmeb-2004	275	44	the	the	DET
ajbmeb-2004	275	45	standard	standard	ADJ
ajbmeb-2004	275	46	model	model	NOUN
ajbmeb-2004	275	47	.	.	PUNCT
ajbmeb-2004	276	1	american	american	PROPN
ajbmeb-2004	276	2	journal	journal	PROPN
ajbmeb-2004	276	3	of	of	ADP
ajbmeb-2004	276	4	business	business	NOUN
ajbmeb-2004	276	5	management	management	NOUN
ajbmeb-2004	276	6	,	,	PUNCT
ajbmeb-2004	276	7	economics	economic	NOUN
ajbmeb-2004	276	8	and	and	CCONJ
ajbmeb-2004	276	9	banking	banking	NOUN
ajbmeb-2004	276	10	volume	volume	NOUN
ajbmeb-2004	276	11	23	23	NUM
ajbmeb-2004	276	12	april	april	PROPN
ajbmeb-2004	276	13	2024	2024	NUM
ajbmeb-2004	276	14	p	p	NOUN
ajbmeb-2004	276	15	a	a	DET
ajbmeb-2004	276	16	g	g	NOUN
ajbmeb-2004	276	17	e	e	NOUN
ajbmeb-2004	276	18	|	|	ADV
ajbmeb-2004	276	19	130	130	NUM
ajbmeb-2004	276	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	276	21	table	table	NOUN
ajbmeb-2004	276	22	(	(	PUNCT
ajbmeb-2004	276	23	8)	8)	NUM
ajbmeb-2004	276	24	date	date	NOUN
ajbmeb-2004	276	25	:	:	PUNCT
ajbmeb-2004	277	1	09/28/23	09/28/23	NUM
ajbmeb-2004	277	2	time	time	NOUN
ajbmeb-2004	277	3	:	:	PUNCT
ajbmeb-2004	277	4	00:55	00:55	NUM
ajbmeb-2004	277	5	sample	sample	NOUN
ajbmeb-2004	277	6	(	(	PUNCT
ajbmeb-2004	277	7	adjusted	adjust	VERB
ajbmeb-2004	277	8	):	):	PUNCT
ajbmeb-2004	277	9	2011q1	2011q1	NUM
ajbmeb-2004	277	10	2021q1	2021q1	NOUN
ajbmeb-2004	277	11	included	include	VERB
ajbmeb-2004	277	12	observations	observation	NOUN
ajbmeb-2004	277	13	:	:	PUNCT
ajbmeb-2004	277	14	41	41	NUM
ajbmeb-2004	277	15	after	after	ADP
ajbmeb-2004	277	16	adjustments	adjustment	NOUN
ajbmeb-2004	277	17	trend	trend	NOUN
ajbmeb-2004	277	18	assumption	assumption	NOUN
ajbmeb-2004	277	19	:	:	PUNCT
ajbmeb-2004	277	20	linear	linear	ADJ
ajbmeb-2004	277	21	deterministic	deterministic	ADJ
ajbmeb-2004	277	22	trend	trend	NOUN
ajbmeb-2004	277	23	series	series	NOUN
ajbmeb-2004	277	24	:	:	PUNCT
ajbmeb-2004	277	25	lira	lira	PROPN
ajbmeb-2004	277	26	nubb	nubb	PROPN
ajbmeb-2004	277	27	raras	raras	VERB
ajbmeb-2004	277	28	rarc	rarc	PROPN
ajbmeb-2004	277	29	rareq	rareq	PROPN
ajbmeb-2004	277	30	lags	lag	VERB
ajbmeb-2004	277	31	interval	interval	NOUN
ajbmeb-2004	277	32	(	(	PUNCT
ajbmeb-2004	277	33	in	in	ADP
ajbmeb-2004	277	34	first	first	ADJ
ajbmeb-2004	277	35	differences	difference	NOUN
ajbmeb-2004	277	36	):	):	PUNCT
ajbmeb-2004	277	37	1	1	NUM
ajbmeb-2004	277	38	to	to	PART
ajbmeb-2004	277	39	2	2	NUM
ajbmeb-2004	277	40	unrestricted	unrestricted	ADJ
ajbmeb-2004	277	41	cointegration	cointegration	NOUN
ajbmeb-2004	277	42	rank	rank	NOUN
ajbmeb-2004	277	43	test	test	NOUN
ajbmeb-2004	277	44	(	(	PUNCT
ajbmeb-2004	277	45	trace	trace	NOUN
ajbmeb-2004	277	46	)	)	PUNCT
ajbmeb-2004	277	47	hypothesized	hypothesize	VERB
ajbmeb-2004	277	48	trace	trace	NOUN
ajbmeb-2004	277	49	0.05	0.05	NUM
ajbmeb-2004	277	50	no	no	NOUN
ajbmeb-2004	277	51	.	.	PUNCT
ajbmeb-2004	277	52	of	of	ADP
ajbmeb-2004	277	53	ce(s	ce(s	ADV
ajbmeb-2004	277	54	)	)	PUNCT
ajbmeb-2004	277	55	eigenvalue	eigenvalue	NOUN
ajbmeb-2004	277	56	statistic	statistic	ADJ
ajbmeb-2004	277	57	critical	critical	ADJ
ajbmeb-2004	277	58	value	value	NOUN
ajbmeb-2004	277	59	prob	prob	NOUN
ajbmeb-2004	277	60	.	.	PUNCT
ajbmeb-2004	278	1	*	*	PUNCT
ajbmeb-2004	279	1	*	*	PUNCT
ajbmeb-2004	280	1	none	none	NOUN
ajbmeb-2004	280	2	*	*	PUNCT
ajbmeb-2004	281	1	0.751556	0.751556	NUM
ajbmeb-2004	281	2	132.8993	132.8993	NUM
ajbmeb-2004	281	3	69.81889	69.81889	NUM
ajbmeb-2004	281	4	0.0000	0.0000	NUM
ajbmeb-2004	281	5	at	at	ADP
ajbmeb-2004	281	6	most	most	ADV
ajbmeb-2004	281	7	1	1	NUM
ajbmeb-2004	281	8	*	*	PUNCT
ajbmeb-2004	281	9	0.553846	0.553846	NUM
ajbmeb-2004	281	10	75.80530	75.80530	NUM
ajbmeb-2004	281	11	47.85613	47.85613	NUM
ajbmeb-2004	281	12	0.0000	0.0000	NUM
ajbmeb-2004	281	13	at	at	ADP
ajbmeb-2004	281	14	most	most	ADJ
ajbmeb-2004	281	15	2	2	NUM
ajbmeb-2004	281	16	*	*	PUNCT
ajbmeb-2004	281	17	0.432531	0.432531	NUM
ajbmeb-2004	281	18	42.71453	42.71453	NUM
ajbmeb-2004	281	19	29.79707	29.79707	NUM
ajbmeb-2004	281	20	0.0010	0.0010	NUM
ajbmeb-2004	281	21	at	at	ADP
ajbmeb-2004	281	22	most	most	ADJ
ajbmeb-2004	281	23	3	3	NUM
ajbmeb-2004	281	24	*	*	SYM
ajbmeb-2004	281	25	0.273467	0.273467	NUM
ajbmeb-2004	281	26	19.48517	19.48517	NUM
ajbmeb-2004	281	27	15.49471	15.49471	NUM
ajbmeb-2004	281	28	0.0118	0.0118	NUM
ajbmeb-2004	281	29	at	at	ADP
ajbmeb-2004	281	30	most	most	ADV
ajbmeb-2004	281	31	4	4	NUM
ajbmeb-2004	281	32	*	*	SYM
ajbmeb-2004	281	33	0.144250	0.144250	NUM
ajbmeb-2004	281	34	6.386873	6.386873	NUM
ajbmeb-2004	281	35	3.841466	3.841466	NUM
ajbmeb-2004	281	36	0.0115	0.0115	NUM
ajbmeb-2004	281	37	trace	trace	NOUN
ajbmeb-2004	281	38	test	test	NOUN
ajbmeb-2004	281	39	indicates	indicate	VERB
ajbmeb-2004	281	40	5	5	NUM
ajbmeb-2004	281	41	cointegrating	cointegrate	VERB
ajbmeb-2004	281	42	eqn(s	eqn(s	PROPN
ajbmeb-2004	281	43	)	)	PUNCT
ajbmeb-2004	281	44	at	at	ADP
ajbmeb-2004	281	45	the	the	DET
ajbmeb-2004	281	46	0.05	0.05	NUM
ajbmeb-2004	281	47	level	level	NOUN
ajbmeb-2004	281	48	*	*	PUNCT
ajbmeb-2004	281	49	denotes	denote	NOUN
ajbmeb-2004	281	50	rejection	rejection	NOUN
ajbmeb-2004	281	51	of	of	ADP
ajbmeb-2004	281	52	the	the	DET
ajbmeb-2004	281	53	hypothesis	hypothesis	NOUN
ajbmeb-2004	281	54	at	at	ADP
ajbmeb-2004	281	55	the	the	DET
ajbmeb-2004	281	56	0.05	0.05	NUM
ajbmeb-2004	281	57	level	level	NOUN
ajbmeb-2004	281	58	*	*	NOUN
ajbmeb-2004	281	59	*	*	PUNCT
ajbmeb-2004	281	60	mackinnon	mackinnon	NOUN
ajbmeb-2004	281	61	-	-	PUNCT
ajbmeb-2004	281	62	haug	haug	NOUN
ajbmeb-2004	281	63	-	-	PUNCT
ajbmeb-2004	281	64	michelis	michelis	PROPN
ajbmeb-2004	281	65	(	(	PUNCT
ajbmeb-2004	281	66	1999	1999	NUM
ajbmeb-2004	281	67	)	)	PUNCT
ajbmeb-2004	281	68	p	p	X
ajbmeb-2004	281	69	-	-	PUNCT
ajbmeb-2004	281	70	values	value	NOUN
ajbmeb-2004	281	71	unrestricted	unrestricted	ADJ
ajbmeb-2004	281	72	cointegration	cointegration	NOUN
ajbmeb-2004	281	73	rank	rank	NOUN
ajbmeb-2004	281	74	test	test	NOUN
ajbmeb-2004	281	75	(	(	PUNCT
ajbmeb-2004	281	76	maximum	maximum	PROPN
ajbmeb-2004	281	77	eigenvalue	eigenvalue	NOUN
ajbmeb-2004	281	78	)	)	PUNCT
ajbmeb-2004	281	79	hypothesized	hypothesize	VERB
ajbmeb-2004	281	80	max	max	PROPN
ajbmeb-2004	281	81	-	-	PUNCT
ajbmeb-2004	281	82	eigen	eigen	PROPN
ajbmeb-2004	281	83	0.05	0.05	NUM
ajbmeb-2004	281	84	no	no	NOUN
ajbmeb-2004	281	85	.	.	PUNCT
ajbmeb-2004	281	86	of	of	ADP
ajbmeb-2004	281	87	ce(s	ce(s	ADV
ajbmeb-2004	281	88	)	)	PUNCT
ajbmeb-2004	281	89	eigenvalue	eigenvalue	NOUN
ajbmeb-2004	281	90	statistic	statistic	ADJ
ajbmeb-2004	281	91	critical	critical	ADJ
ajbmeb-2004	281	92	value	value	NOUN
ajbmeb-2004	281	93	prob	prob	NOUN
ajbmeb-2004	281	94	.	.	PUNCT
ajbmeb-2004	282	1	*	*	PUNCT
ajbmeb-2004	283	1	*	*	PUNCT
ajbmeb-2004	284	1	none	none	NOUN
ajbmeb-2004	284	2	*	*	PUNCT
ajbmeb-2004	284	3	0.751556	0.751556	NUM
ajbmeb-2004	284	4	57.09398	57.09398	NUM
ajbmeb-2004	284	5	33.87687	33.87687	NUM
ajbmeb-2004	284	6	0.0000	0.0000	NUM
ajbmeb-2004	284	7	at	at	ADP
ajbmeb-2004	284	8	most	most	ADJ
ajbmeb-2004	284	9	1	1	NUM
ajbmeb-2004	284	10	*	*	NUM
ajbmeb-2004	284	11	0.553846	0.553846	NUM
ajbmeb-2004	284	12	33.09077	33.09077	NUM
ajbmeb-2004	284	13	27.58434	27.58434	NUM
ajbmeb-2004	284	14	0.0088	0.0088	NUM
ajbmeb-2004	284	15	at	at	ADP
ajbmeb-2004	284	16	most	most	ADJ
ajbmeb-2004	284	17	2	2	NUM
ajbmeb-2004	284	18	*	*	PUNCT
ajbmeb-2004	284	19	0.432531	0.432531	NUM
ajbmeb-2004	284	20	23.22936	23.22936	NUM
ajbmeb-2004	284	21	21.13162	21.13162	NUM
ajbmeb-2004	284	22	0.0250	0.0250	NUM
ajbmeb-2004	284	23	at	at	ADP
ajbmeb-2004	284	24	most	most	ADJ
ajbmeb-2004	284	25	3	3	NUM
ajbmeb-2004	284	26	0.273467	0.273467	NUM
ajbmeb-2004	284	27	13.09830	13.09830	NUM
ajbmeb-2004	284	28	14.26460	14.26460	NUM
ajbmeb-2004	284	29	0.0758	0.0758	NUM
ajbmeb-2004	284	30	at	at	ADP
ajbmeb-2004	284	31	most	most	ADV
ajbmeb-2004	284	32	4	4	NUM
ajbmeb-2004	284	33	*	*	SYM
ajbmeb-2004	284	34	0.144250	0.144250	NUM
ajbmeb-2004	284	35	6.386873	6.386873	NUM
ajbmeb-2004	284	36	3.841466	3.841466	NUM
ajbmeb-2004	284	37	0.0115	0.0115	NUM
ajbmeb-2004	284	38	5	5	NUM
ajbmeb-2004	284	39	.	.	PUNCT
ajbmeb-2004	284	40	todayamoto	todayamoto	NOUN
ajbmeb-2004	284	41	causality	causality	NOUN
ajbmeb-2004	284	42	model	model	NOUN
ajbmeb-2004	284	43	since	since	SCONJ
ajbmeb-2004	284	44	the	the	DET
ajbmeb-2004	284	45	variables	variable	NOUN
ajbmeb-2004	284	46	of	of	ADP
ajbmeb-2004	284	47	the	the	DET
ajbmeb-2004	284	48	standard	standard	ADJ
ajbmeb-2004	284	49	model	model	NOUN
ajbmeb-2004	284	50	stabilized	stabilize	VERB
ajbmeb-2004	284	51	at	at	ADP
ajbmeb-2004	284	52	the	the	DET
ajbmeb-2004	284	53	first	first	ADJ
ajbmeb-2004	284	54	difference	difference	NOUN
ajbmeb-2004	284	55	,	,	PUNCT
ajbmeb-2004	284	56	others	other	NOUN
ajbmeb-2004	284	57	at	at	ADP
ajbmeb-2004	284	58	the	the	DET
ajbmeb-2004	284	59	second	second	ADJ
ajbmeb-2004	284	60	difference	difference	NOUN
ajbmeb-2004	284	61	,	,	PUNCT
ajbmeb-2004	284	62	and	and	CCONJ
ajbmeb-2004	284	63	others	other	NOUN
ajbmeb-2004	284	64	at	at	ADP
ajbmeb-2004	284	65	the	the	DET
ajbmeb-2004	284	66	level	level	NOUN
ajbmeb-2004	284	67	,	,	PUNCT
ajbmeb-2004	284	68	and	and	CCONJ
ajbmeb-2004	284	69	because	because	SCONJ
ajbmeb-2004	284	70	there	there	PRON
ajbmeb-2004	284	71	is	be	VERB
ajbmeb-2004	284	72	a	a	DET
ajbmeb-2004	284	73	long	long	ADJ
ajbmeb-2004	284	74	-	-	PUNCT
ajbmeb-2004	284	75	term	term	NOUN
ajbmeb-2004	284	76	complementary	complementary	ADJ
ajbmeb-2004	284	77	relationship	relationship	NOUN
ajbmeb-2004	284	78	between	between	ADP
ajbmeb-2004	284	79	the	the	DET
ajbmeb-2004	284	80	variables	variable	NOUN
ajbmeb-2004	284	81	of	of	ADP
ajbmeb-2004	284	82	the	the	DET
ajbmeb-2004	284	83	standard	standard	ADJ
ajbmeb-2004	284	84	model	model	NOUN
ajbmeb-2004	284	85	,	,	PUNCT
ajbmeb-2004	284	86	all	all	PRON
ajbmeb-2004	284	87	of	of	ADP
ajbmeb-2004	284	88	these	these	DET
ajbmeb-2004	284	89	things	thing	NOUN
ajbmeb-2004	284	90	led	lead	VERB
ajbmeb-2004	284	91	us	we	PRON
ajbmeb-2004	284	92	to	to	PART
ajbmeb-2004	284	93	use	use	VERB
ajbmeb-2004	284	94	a	a	DET
ajbmeb-2004	284	95	causal	causal	ADJ
ajbmeb-2004	284	96	model	model	NOUN
ajbmeb-2004	284	97	(	(	PUNCT
ajbmeb-2004	284	98	todayamoto	todayamoto	NOUN
ajbmeb-2004	284	99	)	)	PUNCT
ajbmeb-2004	284	100	in	in	ADP
ajbmeb-2004	284	101	order	order	NOUN
ajbmeb-2004	284	102	to	to	PART
ajbmeb-2004	284	103	measure	measure	VERB
ajbmeb-2004	284	104	and	and	CCONJ
ajbmeb-2004	284	105	analyze	analyze	VERB
ajbmeb-2004	284	106	the	the	DET
ajbmeb-2004	284	107	relationship	relationship	NOUN
ajbmeb-2004	284	108	between	between	ADP
ajbmeb-2004	284	109	the	the	DET
ajbmeb-2004	284	110	variables	variable	NOUN
ajbmeb-2004	284	111	of	of	ADP
ajbmeb-2004	284	112	the	the	DET
ajbmeb-2004	284	113	standard	standard	ADJ
ajbmeb-2004	284	114	model	model	NOUN
ajbmeb-2004	284	115	.	.	PUNCT
ajbmeb-2004	285	1	through	through	ADP
ajbmeb-2004	285	2	table	table	NOUN
ajbmeb-2004	285	3	no	no	PROPN
ajbmeb-2004	285	4	.	.	PUNCT
ajbmeb-2004	286	1	(	(	PUNCT
ajbmeb-2004	286	2	9	9	NUM
ajbmeb-2004	286	3	)	)	PUNCT
ajbmeb-2004	286	4	,	,	PUNCT
ajbmeb-2004	286	5	we	we	PRON
ajbmeb-2004	286	6	note	note	VERB
ajbmeb-2004	286	7	that	that	SCONJ
ajbmeb-2004	286	8	the	the	DET
ajbmeb-2004	286	9	independent	independent	ADJ
ajbmeb-2004	286	10	variables	variable	NOUN
ajbmeb-2004	286	11	(	(	PUNCT
ajbmeb-2004	286	12	lira	lira	NOUN
ajbmeb-2004	286	13	raras	rara	NOUN
ajbmeb-2004	286	14	,	,	PUNCT
ajbmeb-2004	286	15	rarc	rarc	NOUN
ajbmeb-2004	286	16	rareq	rareq	PROPN
ajbmeb-2004	286	17	)	)	PUNCT
ajbmeb-2004	286	18	,	,	PUNCT
ajbmeb-2004	286	19	which	which	PRON
ajbmeb-2004	286	20	represent	represent	VERB
ajbmeb-2004	286	21	(	(	PUNCT
ajbmeb-2004	286	22	liquidity	liquidity	NOUN
ajbmeb-2004	286	23	ratio	ratio	NOUN
ajbmeb-2004	286	24	,	,	PUNCT
ajbmeb-2004	286	25	rate	rate	NOUN
ajbmeb-2004	286	26	of	of	ADP
ajbmeb-2004	286	27	return	return	NOUN
ajbmeb-2004	286	28	on	on	ADP
ajbmeb-2004	286	29	assets	asset	NOUN
ajbmeb-2004	286	30	,	,	PUNCT
ajbmeb-2004	286	31	rate	rate	NOUN
ajbmeb-2004	286	32	of	of	ADP
ajbmeb-2004	286	33	return	return	NOUN
ajbmeb-2004	286	34	on	on	ADP
ajbmeb-2004	286	35	capital	capital	NOUN
ajbmeb-2004	286	36	,	,	PUNCT
ajbmeb-2004	286	37	rate	rate	NOUN
ajbmeb-2004	286	38	of	of	ADP
ajbmeb-2004	286	39	return	return	NOUN
ajbmeb-2004	286	40	on	on	ADP
ajbmeb-2004	286	41	equity	equity	NOUN
ajbmeb-2004	286	42	)	)	PUNCT
ajbmeb-2004	286	43	,	,	PUNCT
ajbmeb-2004	286	44	which	which	PRON
ajbmeb-2004	286	45	are	be	AUX
ajbmeb-2004	286	46	the	the	DET
ajbmeb-2004	286	47	financial	financial	ADJ
ajbmeb-2004	286	48	ratios	ratio	NOUN
ajbmeb-2004	286	49	chosen	choose	VERB
ajbmeb-2004	286	50	in	in	ADP
ajbmeb-2004	286	51	the	the	DET
ajbmeb-2004	286	52	financial	financial	ADJ
ajbmeb-2004	286	53	analysis	analysis	NOUN
ajbmeb-2004	286	54	,	,	PUNCT
ajbmeb-2004	286	55	are	be	AUX
ajbmeb-2004	286	56	it	it	PRON
ajbmeb-2004	286	57	has	have	VERB
ajbmeb-2004	286	58	no	no	DET
ajbmeb-2004	286	59	effect	effect	NOUN
ajbmeb-2004	286	60	on	on	ADP
ajbmeb-2004	286	61	the	the	DET
ajbmeb-2004	286	62	dependent	dependent	ADJ
ajbmeb-2004	286	63	variable	variable	NOUN
ajbmeb-2004	286	64	(	(	PUNCT
ajbmeb-2004	286	65	nubb	nubb	ADJ
ajbmeb-2004	286	66	)	)	PUNCT
ajbmeb-2004	286	67	,	,	PUNCT
ajbmeb-2004	286	68	which	which	PRON
ajbmeb-2004	286	69	represents	represent	VERB
ajbmeb-2004	286	70	the	the	DET
ajbmeb-2004	286	71	number	number	NOUN
ajbmeb-2004	286	72	of	of	ADP
ajbmeb-2004	286	73	bank	bank	NOUN
ajbmeb-2004	286	74	branches	branch	NOUN
ajbmeb-2004	286	75	,	,	PUNCT
ajbmeb-2004	286	76	which	which	PRON
ajbmeb-2004	286	77	is	be	AUX
ajbmeb-2004	286	78	one	one	NUM
ajbmeb-2004	286	79	of	of	ADP
ajbmeb-2004	286	80	the	the	DET
ajbmeb-2004	286	81	indicators	indicator	NOUN
ajbmeb-2004	286	82	of	of	ADP
ajbmeb-2004	286	83	the	the	DET
ajbmeb-2004	286	84	competitive	competitive	ADJ
ajbmeb-2004	286	85	advantage	advantage	NOUN
ajbmeb-2004	286	86	of	of	ADP
ajbmeb-2004	286	87	assyria	assyria	PROPN
ajbmeb-2004	286	88	national	national	PROPN
ajbmeb-2004	286	89	bank	bank	PROPN
ajbmeb-2004	286	90	during	during	ADP
ajbmeb-2004	286	91	the	the	DET
ajbmeb-2004	286	92	period	period	NOUN
ajbmeb-2004	286	93	(	(	PUNCT
ajbmeb-2004	286	94	2010	2010	NUM
ajbmeb-2004	286	95	-	-	SYM
ajbmeb-2004	286	96	2021	2021	NUM
ajbmeb-2004	286	97	)	)	PUNCT
ajbmeb-2004	286	98	,	,	PUNCT
ajbmeb-2004	286	99	because	because	SCONJ
ajbmeb-2004	286	100	the	the	DET
ajbmeb-2004	286	101	values	value	NOUN
ajbmeb-2004	286	102	of	of	ADP
ajbmeb-2004	286	103	(	(	PUNCT
ajbmeb-2004	286	104	prob	prob	NOUN
ajbmeb-2004	286	105	)	)	PUNCT
ajbmeb-2004	286	106	appeared	appear	VERB
ajbmeb-2004	286	107	at	at	ADP
ajbmeb-2004	286	108	values	value	NOUN
ajbmeb-2004	286	109	(	(	PUNCT
ajbmeb-2004	286	110	0.66	0.66	NUM
ajbmeb-2004	286	111	,	,	PUNCT
ajbmeb-2004	286	112	0.39	0.39	NUM
ajbmeb-2004	286	113	,	,	PUNCT
ajbmeb-2004	286	114	.017	.017	NUM
ajbmeb-2004	286	115	,	,	PUNCT
ajbmeb-2004	286	116	0.52	0.52	NUM
ajbmeb-2004	286	117	)	)	PUNCT
ajbmeb-2004	286	118	,	,	PUNCT
ajbmeb-2004	286	119	which	which	PRON
ajbmeb-2004	286	120	are	be	AUX
ajbmeb-2004	286	121	larger	large	ADJ
ajbmeb-2004	286	122	.	.	PUNCT
ajbmeb-2004	287	1	from	from	ADP
ajbmeb-2004	287	2	(	(	PUNCT
ajbmeb-2004	287	3	0.05	0.05	NUM
ajbmeb-2004	287	4	)	)	PUNCT
ajbmeb-2004	287	5	,	,	PUNCT
ajbmeb-2004	287	6	meaning	mean	VERB
ajbmeb-2004	287	7	it	it	PRON
ajbmeb-2004	287	8	is	be	AUX
ajbmeb-2004	287	9	not	not	PART
ajbmeb-2004	287	10	significant	significant	ADJ
ajbmeb-2004	287	11	.	.	PUNCT
ajbmeb-2004	288	1	american	american	ADJ
ajbmeb-2004	288	2	journal	journal	PROPN
ajbmeb-2004	288	3	of	of	ADP
ajbmeb-2004	288	4	business	business	NOUN
ajbmeb-2004	288	5	management	management	NOUN
ajbmeb-2004	288	6	,	,	PUNCT
ajbmeb-2004	288	7	economics	economic	NOUN
ajbmeb-2004	288	8	and	and	CCONJ
ajbmeb-2004	288	9	banking	banking	NOUN
ajbmeb-2004	288	10	volume	volume	NOUN
ajbmeb-2004	288	11	23	23	NUM
ajbmeb-2004	288	12	april	april	PROPN
ajbmeb-2004	288	13	2024	2024	NUM
ajbmeb-2004	288	14	p	p	NOUN
ajbmeb-2004	288	15	a	a	DET
ajbmeb-2004	288	16	g	g	NOUN
ajbmeb-2004	288	17	e	e	NOUN
ajbmeb-2004	288	18	|	|	ADV
ajbmeb-2004	288	19	131	131	NUM
ajbmeb-2004	288	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	288	21	the	the	DET
ajbmeb-2004	288	22	reason	reason	NOUN
ajbmeb-2004	288	23	why	why	SCONJ
ajbmeb-2004	288	24	the	the	DET
ajbmeb-2004	288	25	financial	financial	ADJ
ajbmeb-2004	288	26	ratios	ratio	NOUN
ajbmeb-2004	288	27	do	do	AUX
ajbmeb-2004	288	28	not	not	PART
ajbmeb-2004	288	29	affect	affect	VERB
ajbmeb-2004	288	30	the	the	DET
ajbmeb-2004	288	31	number	number	NOUN
ajbmeb-2004	288	32	of	of	ADP
ajbmeb-2004	288	33	branches	branch	NOUN
ajbmeb-2004	288	34	of	of	ADP
ajbmeb-2004	288	35	the	the	DET
ajbmeb-2004	288	36	aforementioned	aforementioned	ADJ
ajbmeb-2004	288	37	bank	bank	NOUN
ajbmeb-2004	288	38	is	be	AUX
ajbmeb-2004	288	39	due	due	ADJ
ajbmeb-2004	288	40	to	to	ADP
ajbmeb-2004	288	41	the	the	DET
ajbmeb-2004	288	42	fact	fact	NOUN
ajbmeb-2004	288	43	that	that	SCONJ
ajbmeb-2004	288	44	the	the	DET
ajbmeb-2004	288	45	banking	banking	NOUN
ajbmeb-2004	288	46	sector	sector	NOUN
ajbmeb-2004	288	47	in	in	ADP
ajbmeb-2004	288	48	iraq	iraq	PROPN
ajbmeb-2004	288	49	is	be	AUX
ajbmeb-2004	288	50	a	a	DET
ajbmeb-2004	288	51	backward	backward	ADJ
ajbmeb-2004	288	52	sector	sector	NOUN
ajbmeb-2004	288	53	and	and	CCONJ
ajbmeb-2004	288	54	does	do	AUX
ajbmeb-2004	288	55	not	not	PART
ajbmeb-2004	288	56	use	use	VERB
ajbmeb-2004	288	57	modern	modern	ADJ
ajbmeb-2004	288	58	banking	banking	NOUN
ajbmeb-2004	288	59	management	management	NOUN
ajbmeb-2004	288	60	systems	system	NOUN
ajbmeb-2004	288	61	to	to	PART
ajbmeb-2004	288	62	achieve	achieve	VERB
ajbmeb-2004	288	63	competitive	competitive	ADJ
ajbmeb-2004	288	64	advantage	advantage	NOUN
ajbmeb-2004	288	65	,	,	PUNCT
ajbmeb-2004	288	66	and	and	CCONJ
ajbmeb-2004	288	67	therefore	therefore	ADV
ajbmeb-2004	288	68	this	this	DET
ajbmeb-2004	288	69	matter	matter	NOUN
ajbmeb-2004	288	70	was	be	AUX
ajbmeb-2004	288	71	reflected	reflect	VERB
ajbmeb-2004	288	72	in	in	ADP
ajbmeb-2004	288	73	the	the	DET
ajbmeb-2004	288	74	fact	fact	NOUN
ajbmeb-2004	288	75	that	that	SCONJ
ajbmeb-2004	288	76	the	the	DET
ajbmeb-2004	288	77	bank	bank	NOUN
ajbmeb-2004	288	78	’s	’s	PART
ajbmeb-2004	288	79	branches	branch	NOUN
ajbmeb-2004	288	80	increased	increase	VERB
ajbmeb-2004	288	81	during	during	ADP
ajbmeb-2004	288	82	the	the	DET
ajbmeb-2004	288	83	period	period	NOUN
ajbmeb-2004	288	84	from	from	ADP
ajbmeb-2004	288	85	(	(	PUNCT
ajbmeb-2004	288	86	2010	2010	NUM
ajbmeb-2004	288	87	-	-	SYM
ajbmeb-2004	288	88	2021	2021	NUM
ajbmeb-2004	288	89	)	)	PUNCT
ajbmeb-2004	288	90	.	.	PUNCT
ajbmeb-2004	288	91	)	)	PUNCT
ajbmeb-2004	289	1	from	from	ADP
ajbmeb-2004	289	2	(	(	PUNCT
ajbmeb-2004	289	3	4	4	NUM
ajbmeb-2004	289	4	-	-	SYM
ajbmeb-2004	289	5	9	9	NUM
ajbmeb-2004	289	6	)	)	PUNCT
ajbmeb-2004	289	7	only	only	ADV
ajbmeb-2004	289	8	,	,	PUNCT
ajbmeb-2004	289	9	while	while	SCONJ
ajbmeb-2004	289	10	the	the	DET
ajbmeb-2004	289	11	bank	bank	NOUN
ajbmeb-2004	289	12	has	have	AUX
ajbmeb-2004	289	13	achieved	achieve	VERB
ajbmeb-2004	289	14	continuous	continuous	ADJ
ajbmeb-2004	289	15	profits	profit	NOUN
ajbmeb-2004	289	16	during	during	ADP
ajbmeb-2004	289	17	the	the	DET
ajbmeb-2004	289	18	above	above	ADJ
ajbmeb-2004	289	19	years	year	NOUN
ajbmeb-2004	289	20	,	,	PUNCT
ajbmeb-2004	289	21	meaning	mean	VERB
ajbmeb-2004	289	22	that	that	SCONJ
ajbmeb-2004	289	23	the	the	DET
ajbmeb-2004	289	24	bank	bank	NOUN
ajbmeb-2004	289	25	has	have	VERB
ajbmeb-2004	289	26	branches	branch	NOUN
ajbmeb-2004	289	27	in	in	ADP
ajbmeb-2004	289	28	(	(	PUNCT
ajbmeb-2004	289	29	9	9	X
ajbmeb-2004	289	30	)	)	PUNCT
ajbmeb-2004	289	31	iraqi	iraqi	ADJ
ajbmeb-2004	289	32	governorates	governorate	NOUN
ajbmeb-2004	289	33	only	only	ADV
ajbmeb-2004	289	34	and	and	CCONJ
ajbmeb-2004	289	35	not	not	PART
ajbmeb-2004	289	36	in	in	ADP
ajbmeb-2004	289	37	all	all	DET
ajbmeb-2004	289	38	the	the	DET
ajbmeb-2004	289	39	governorates	governorate	NOUN
ajbmeb-2004	289	40	of	of	ADP
ajbmeb-2004	289	41	the	the	DET
ajbmeb-2004	289	42	country	country	NOUN
ajbmeb-2004	289	43	,	,	PUNCT
ajbmeb-2004	289	44	which	which	PRON
ajbmeb-2004	289	45	amount	amount	VERB
ajbmeb-2004	289	46	to	to	ADP
ajbmeb-2004	289	47	(	(	PUNCT
ajbmeb-2004	289	48	18	18	NUM
ajbmeb-2004	289	49	)	)	PUNCT
ajbmeb-2004	289	50	governorates	governorate	NOUN
ajbmeb-2004	289	51	,	,	PUNCT
ajbmeb-2004	289	52	and	and	CCONJ
ajbmeb-2004	289	53	therefore	therefore	ADV
ajbmeb-2004	289	54	the	the	DET
ajbmeb-2004	289	55	bank	bank	PROPN
ajbmeb-2004	289	56	of	of	ADP
ajbmeb-2004	289	57	assyria	assyria	PROPN
ajbmeb-2004	289	58	did	do	AUX
ajbmeb-2004	289	59	not	not	PART
ajbmeb-2004	289	60	use	use	VERB
ajbmeb-2004	289	61	the	the	DET
ajbmeb-2004	289	62	analysis	analysis	NOUN
ajbmeb-2004	289	63	financial	financial	ADJ
ajbmeb-2004	289	64	statements	statement	NOUN
ajbmeb-2004	289	65	using	use	VERB
ajbmeb-2004	289	66	important	important	ADJ
ajbmeb-2004	289	67	financial	financial	ADJ
ajbmeb-2004	289	68	ratios	ratio	NOUN
ajbmeb-2004	289	69	in	in	ADP
ajbmeb-2004	289	70	making	make	VERB
ajbmeb-2004	289	71	important	important	ADJ
ajbmeb-2004	289	72	decisions	decision	NOUN
ajbmeb-2004	289	73	in	in	ADP
ajbmeb-2004	289	74	achieving	achieve	VERB
ajbmeb-2004	289	75	competitive	competitive	ADJ
ajbmeb-2004	289	76	advantage	advantage	NOUN
ajbmeb-2004	289	77	among	among	ADP
ajbmeb-2004	289	78	private	private	ADJ
ajbmeb-2004	289	79	banks	bank	NOUN
ajbmeb-2004	289	80	,	,	PUNCT
ajbmeb-2004	289	81	which	which	PRON
ajbmeb-2004	289	82	is	be	AUX
ajbmeb-2004	289	83	increasing	increase	VERB
ajbmeb-2004	289	84	the	the	DET
ajbmeb-2004	289	85	number	number	NOUN
ajbmeb-2004	289	86	of	of	ADP
ajbmeb-2004	289	87	banking	banking	NOUN
ajbmeb-2004	289	88	services	service	NOUN
ajbmeb-2004	289	89	provided	provide	VERB
ajbmeb-2004	289	90	by	by	ADP
ajbmeb-2004	289	91	them	they	PRON
ajbmeb-2004	289	92	to	to	ADP
ajbmeb-2004	289	93	members	member	NOUN
ajbmeb-2004	289	94	of	of	ADP
ajbmeb-2004	289	95	society	society	NOUN
ajbmeb-2004	289	96	by	by	ADP
ajbmeb-2004	289	97	increasing	increase	VERB
ajbmeb-2004	289	98	the	the	DET
ajbmeb-2004	289	99	number	number	NOUN
ajbmeb-2004	289	100	of	of	ADP
ajbmeb-2004	289	101	branches	branch	NOUN
ajbmeb-2004	289	102	.	.	PUNCT
ajbmeb-2004	289	103	table	table	NOUN
ajbmeb-2004	289	104	no	no	INTJ
ajbmeb-2004	289	105	.	.	PUNCT
ajbmeb-2004	290	1	(	(	PUNCT
ajbmeb-2004	290	2	9	9	X
ajbmeb-2004	290	3	)	)	PUNCT
ajbmeb-2004	290	4	var	var	NOUN
ajbmeb-2004	290	5	granger	granger	PROPN
ajbmeb-2004	290	6	causality	causality	PROPN
ajbmeb-2004	290	7	/	/	SYM
ajbmeb-2004	290	8	block	block	NOUN
ajbmeb-2004	290	9	exogeneity	exogeneity	NOUN
ajbmeb-2004	290	10	wald	wald	NOUN
ajbmeb-2004	290	11	tests	test	NOUN
ajbmeb-2004	290	12	date	date	NOUN
ajbmeb-2004	290	13	:	:	PUNCT
ajbmeb-2004	291	1	09/28/23	09/28/23	NUM
ajbmeb-2004	291	2	time	time	NOUN
ajbmeb-2004	291	3	:	:	PUNCT
ajbmeb-2004	291	4	01:19	01:19	NUM
ajbmeb-2004	291	5	sample	sample	NOUN
ajbmeb-2004	291	6	:	:	PUNCT
ajbmeb-2004	291	7	2010q1	2010q1	NUM
ajbmeb-2004	291	8	2021q4	2021q4	NUM
ajbmeb-2004	291	9	included	include	VERB
ajbmeb-2004	291	10	observations	observation	NOUN
ajbmeb-2004	291	11	:	:	PUNCT
ajbmeb-2004	291	12	42	42	NUM
ajbmeb-2004	291	13	dependent	dependent	ADJ
ajbmeb-2004	291	14	variable	variable	NOUN
ajbmeb-2004	291	15	:	:	PUNCT
ajbmeb-2004	291	16	nubb	nubb	ADV
ajbmeb-2004	291	17	excluded	exclude	VERB
ajbmeb-2004	291	18	chi	chi	ADJ
ajbmeb-2004	291	19	-	-	PUNCT
ajbmeb-2004	291	20	sq	sq	ADJ
ajbmeb-2004	291	21	df	df	PROPN
ajbmeb-2004	291	22	prob	prob	PROPN
ajbmeb-2004	291	23	.	.	PUNCT
ajbmeb-2004	292	1	lira	lira	PROPN
ajbmeb-2004	292	2	0.809570	0.809570	NUM
ajbmeb-2004	292	3	2	2	NUM
ajbmeb-2004	292	4	0.6671	0.6671	NUM
ajbmeb-2004	292	5	raras	rara	VERB
ajbmeb-2004	292	6	1.854446	1.854446	NUM
ajbmeb-2004	292	7	2	2	NUM
ajbmeb-2004	292	8	0.3957	0.3957	NUM
ajbmeb-2004	292	9	rarc	rarc	NOUN
ajbmeb-2004	292	10	3.507589	3.507589	NUM
ajbmeb-2004	292	11	2	2	NUM
ajbmeb-2004	292	12	0.1731	0.1731	NUM
ajbmeb-2004	292	13	rareq	rareq	NOUN
ajbmeb-2004	292	14	1.290617	1.290617	NUM
ajbmeb-2004	292	15	2	2	NUM
ajbmeb-2004	292	16	0.5245	0.5245	NUM
ajbmeb-2004	292	17	all	all	DET
ajbmeb-2004	292	18	5.068655	5.068655	NUM
ajbmeb-2004	292	19	8	8	NUM
ajbmeb-2004	292	20	0.7502	0.7502	NUM
ajbmeb-2004	292	21	conclusions	conclusion	NOUN
ajbmeb-2004	292	22	and	and	CCONJ
ajbmeb-2004	292	23	recommendations	recommendation	NOUN
ajbmeb-2004	292	24	:	:	PUNCT
ajbmeb-2004	292	25	first	first	ADV
ajbmeb-2004	292	26	:	:	PUNCT
ajbmeb-2004	292	27	conclusions	conclusion	NOUN
ajbmeb-2004	292	28	1	1	X
ajbmeb-2004	292	29	.	.	PUNCT
ajbmeb-2004	293	1	ashur	ashur	PROPN
ajbmeb-2004	293	2	national	national	PROPN
ajbmeb-2004	293	3	bank	bank	PROPN
ajbmeb-2004	293	4	does	do	AUX
ajbmeb-2004	293	5	not	not	PART
ajbmeb-2004	293	6	rely	rely	VERB
ajbmeb-2004	293	7	on	on	ADP
ajbmeb-2004	293	8	analyzing	analyze	VERB
ajbmeb-2004	293	9	the	the	DET
ajbmeb-2004	293	10	financial	financial	ADJ
ajbmeb-2004	293	11	statements	statement	NOUN
ajbmeb-2004	293	12	using	use	VERB
ajbmeb-2004	293	13	the	the	DET
ajbmeb-2004	293	14	financial	financial	ADJ
ajbmeb-2004	293	15	ratios	ratio	NOUN
ajbmeb-2004	293	16	method	method	VERB
ajbmeb-2004	293	17	in	in	ADP
ajbmeb-2004	293	18	making	make	VERB
ajbmeb-2004	293	19	its	its	PRON
ajbmeb-2004	293	20	decisions	decision	NOUN
ajbmeb-2004	293	21	to	to	PART
ajbmeb-2004	293	22	achieve	achieve	VERB
ajbmeb-2004	293	23	competitive	competitive	ADJ
ajbmeb-2004	293	24	advantage	advantage	NOUN
ajbmeb-2004	293	25	.	.	PUNCT
ajbmeb-2004	294	1	2	2	X
ajbmeb-2004	294	2	.	.	X
ajbmeb-2004	294	3	the	the	DET
ajbmeb-2004	294	4	reason	reason	NOUN
ajbmeb-2004	294	5	why	why	SCONJ
ajbmeb-2004	294	6	financial	financial	ADJ
ajbmeb-2004	294	7	ratios	ratio	NOUN
ajbmeb-2004	294	8	do	do	AUX
ajbmeb-2004	294	9	not	not	PART
ajbmeb-2004	294	10	affect	affect	VERB
ajbmeb-2004	294	11	the	the	DET
ajbmeb-2004	294	12	number	number	NOUN
ajbmeb-2004	294	13	of	of	ADP
ajbmeb-2004	294	14	branches	branch	NOUN
ajbmeb-2004	294	15	of	of	ADP
ajbmeb-2004	294	16	the	the	DET
ajbmeb-2004	294	17	aforementioned	aforementioned	ADJ
ajbmeb-2004	294	18	bank	bank	NOUN
ajbmeb-2004	294	19	is	be	AUX
ajbmeb-2004	294	20	due	due	ADJ
ajbmeb-2004	294	21	to	to	ADP
ajbmeb-2004	294	22	the	the	DET
ajbmeb-2004	294	23	fact	fact	NOUN
ajbmeb-2004	294	24	that	that	SCONJ
ajbmeb-2004	294	25	the	the	DET
ajbmeb-2004	294	26	banking	banking	NOUN
ajbmeb-2004	294	27	sector	sector	NOUN
ajbmeb-2004	294	28	in	in	ADP
ajbmeb-2004	294	29	iraq	iraq	PROPN
ajbmeb-2004	294	30	is	be	AUX
ajbmeb-2004	294	31	a	a	DET
ajbmeb-2004	294	32	backward	backward	ADJ
ajbmeb-2004	294	33	sector	sector	NOUN
ajbmeb-2004	294	34	and	and	CCONJ
ajbmeb-2004	294	35	does	do	AUX
ajbmeb-2004	294	36	not	not	PART
ajbmeb-2004	294	37	use	use	VERB
ajbmeb-2004	294	38	modern	modern	ADJ
ajbmeb-2004	294	39	banking	banking	NOUN
ajbmeb-2004	294	40	management	management	NOUN
ajbmeb-2004	294	41	systems	system	NOUN
ajbmeb-2004	294	42	to	to	PART
ajbmeb-2004	294	43	achieve	achieve	VERB
ajbmeb-2004	294	44	competitive	competitive	ADJ
ajbmeb-2004	294	45	advantage	advantage	NOUN
ajbmeb-2004	294	46	.	.	PUNCT
ajbmeb-2004	295	1	3	3	X
ajbmeb-2004	295	2	.	.	X
ajbmeb-2004	295	3	the	the	DET
ajbmeb-2004	295	4	laws	law	NOUN
ajbmeb-2004	295	5	and	and	CCONJ
ajbmeb-2004	295	6	regulations	regulation	NOUN
ajbmeb-2004	295	7	governing	govern	VERB
ajbmeb-2004	295	8	banking	banking	NOUN
ajbmeb-2004	295	9	in	in	ADP
ajbmeb-2004	295	10	iraq	iraq	PROPN
ajbmeb-2004	295	11	are	be	AUX
ajbmeb-2004	295	12	laws	law	NOUN
ajbmeb-2004	295	13	that	that	PRON
ajbmeb-2004	295	14	do	do	AUX
ajbmeb-2004	295	15	not	not	PART
ajbmeb-2004	295	16	support	support	VERB
ajbmeb-2004	295	17	the	the	DET
ajbmeb-2004	295	18	private	private	ADJ
ajbmeb-2004	295	19	sector	sector	NOUN
ajbmeb-2004	295	20	in	in	ADP
ajbmeb-2004	295	21	achieving	achieve	VERB
ajbmeb-2004	295	22	growth	growth	NOUN
ajbmeb-2004	295	23	in	in	ADP
ajbmeb-2004	295	24	the	the	DET
ajbmeb-2004	295	25	banking	banking	NOUN
ajbmeb-2004	295	26	system	system	NOUN
ajbmeb-2004	295	27	,	,	PUNCT
ajbmeb-2004	295	28	and	and	CCONJ
ajbmeb-2004	295	29	this	this	PRON
ajbmeb-2004	295	30	is	be	AUX
ajbmeb-2004	295	31	reflected	reflect	VERB
ajbmeb-2004	295	32	in	in	ADP
ajbmeb-2004	295	33	the	the	DET
ajbmeb-2004	295	34	lack	lack	NOUN
ajbmeb-2004	295	35	of	of	ADP
ajbmeb-2004	295	36	development	development	NOUN
ajbmeb-2004	295	37	of	of	ADP
ajbmeb-2004	295	38	the	the	DET
ajbmeb-2004	295	39	banking	banking	NOUN
ajbmeb-2004	295	40	system	system	NOUN
ajbmeb-2004	295	41	in	in	ADP
ajbmeb-2004	295	42	iraq	iraq	PROPN
ajbmeb-2004	295	43	,	,	PUNCT
ajbmeb-2004	295	44	and	and	CCONJ
ajbmeb-2004	295	45	thus	thus	ADV
ajbmeb-2004	295	46	the	the	DET
ajbmeb-2004	295	47	weakness	weakness	NOUN
ajbmeb-2004	295	48	of	of	ADP
ajbmeb-2004	295	49	the	the	DET
ajbmeb-2004	295	50	banking	banking	NOUN
ajbmeb-2004	295	51	sector	sector	NOUN
ajbmeb-2004	295	52	in	in	ADP
ajbmeb-2004	295	53	contributing	contribute	VERB
ajbmeb-2004	295	54	to	to	ADP
ajbmeb-2004	295	55	the	the	DET
ajbmeb-2004	295	56	gross	gross	ADJ
ajbmeb-2004	295	57	domestic	domestic	ADJ
ajbmeb-2004	295	58	product	product	NOUN
ajbmeb-2004	295	59	in	in	ADP
ajbmeb-2004	295	60	iraq	iraq	PROPN
ajbmeb-2004	295	61	.	.	PUNCT
ajbmeb-2004	296	1	4	4	X
ajbmeb-2004	296	2	.	.	X
ajbmeb-2004	296	3	the	the	DET
ajbmeb-2004	296	4	management	management	NOUN
ajbmeb-2004	296	5	of	of	ADP
ajbmeb-2004	296	6	most	most	ADJ
ajbmeb-2004	296	7	banks	bank	NOUN
ajbmeb-2004	296	8	in	in	ADP
ajbmeb-2004	296	9	iraq	iraq	PROPN
ajbmeb-2004	296	10	focuses	focus	VERB
ajbmeb-2004	296	11	on	on	ADP
ajbmeb-2004	296	12	the	the	DET
ajbmeb-2004	296	13	issue	issue	NOUN
ajbmeb-2004	296	14	of	of	ADP
ajbmeb-2004	296	15	managing	manage	VERB
ajbmeb-2004	296	16	profits	profit	NOUN
ajbmeb-2004	296	17	and	and	CCONJ
ajbmeb-2004	296	18	their	their	PRON
ajbmeb-2004	296	19	growth	growth	NOUN
ajbmeb-2004	296	20	in	in	ADP
ajbmeb-2004	296	21	order	order	NOUN
ajbmeb-2004	296	22	to	to	PART
ajbmeb-2004	296	23	increase	increase	VERB
ajbmeb-2004	296	24	the	the	DET
ajbmeb-2004	296	25	shares	share	NOUN
ajbmeb-2004	296	26	of	of	ADP
ajbmeb-2004	296	27	profits	profit	NOUN
ajbmeb-2004	296	28	distributed	distribute	VERB
ajbmeb-2004	296	29	to	to	ADP
ajbmeb-2004	296	30	shareholders	shareholder	NOUN
ajbmeb-2004	296	31	,	,	PUNCT
ajbmeb-2004	296	32	and	and	CCONJ
ajbmeb-2004	296	33	thus	thus	ADV
ajbmeb-2004	296	34	this	this	PRON
ajbmeb-2004	296	35	is	be	AUX
ajbmeb-2004	296	36	reflected	reflect	VERB
ajbmeb-2004	296	37	in	in	ADP
ajbmeb-2004	296	38	the	the	DET
ajbmeb-2004	296	39	lack	lack	NOUN
ajbmeb-2004	296	40	of	of	ADP
ajbmeb-2004	296	41	desire	desire	NOUN
ajbmeb-2004	296	42	of	of	ADP
ajbmeb-2004	296	43	the	the	DET
ajbmeb-2004	296	44	managements	management	NOUN
ajbmeb-2004	296	45	of	of	ADP
ajbmeb-2004	296	46	most	most	ADJ
ajbmeb-2004	296	47	private	private	ADJ
ajbmeb-2004	296	48	banks	bank	NOUN
ajbmeb-2004	296	49	to	to	PART
ajbmeb-2004	296	50	develop	develop	VERB
ajbmeb-2004	296	51	aspects	aspect	NOUN
ajbmeb-2004	296	52	of	of	ADP
ajbmeb-2004	296	53	growth	growth	NOUN
ajbmeb-2004	296	54	and	and	CCONJ
ajbmeb-2004	296	55	expansion	expansion	NOUN
ajbmeb-2004	296	56	and	and	CCONJ
ajbmeb-2004	296	57	achieve	achieve	VERB
ajbmeb-2004	296	58	competitive	competitive	ADJ
ajbmeb-2004	296	59	aspects	aspect	NOUN
ajbmeb-2004	296	60	.	.	PUNCT
ajbmeb-2004	297	1	american	american	ADJ
ajbmeb-2004	297	2	journal	journal	PROPN
ajbmeb-2004	297	3	of	of	ADP
ajbmeb-2004	297	4	business	business	NOUN
ajbmeb-2004	297	5	management	management	NOUN
ajbmeb-2004	297	6	,	,	PUNCT
ajbmeb-2004	297	7	economics	economic	NOUN
ajbmeb-2004	297	8	and	and	CCONJ
ajbmeb-2004	297	9	banking	banking	NOUN
ajbmeb-2004	297	10	volume	volume	NOUN
ajbmeb-2004	297	11	23	23	NUM
ajbmeb-2004	297	12	april	april	PROPN
ajbmeb-2004	297	13	2024	2024	NUM
ajbmeb-2004	297	14	p	p	NOUN
ajbmeb-2004	297	15	a	a	PRON
ajbmeb-2004	297	16	g	g	NOUN
ajbmeb-2004	297	17	e	e	NOUN
ajbmeb-2004	297	18	|	|	NOUN
ajbmeb-2004	297	19	132	132	NUM
ajbmeb-2004	297	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	297	21	5	5	NUM
ajbmeb-2004	297	22	.	.	PUNCT
ajbmeb-2004	298	1	through	through	ADP
ajbmeb-2004	298	2	the	the	DET
ajbmeb-2004	298	3	above	above	NOUN
ajbmeb-2004	298	4	,	,	PUNCT
ajbmeb-2004	298	5	the	the	DET
ajbmeb-2004	298	6	hypothesis	hypothesis	NOUN
ajbmeb-2004	298	7	of	of	ADP
ajbmeb-2004	298	8	the	the	DET
ajbmeb-2004	298	9	study	study	NOUN
ajbmeb-2004	298	10	was	be	AUX
ajbmeb-2004	298	11	denied	deny	VERB
ajbmeb-2004	298	12	,	,	PUNCT
ajbmeb-2004	298	13	which	which	PRON
ajbmeb-2004	298	14	states	state	VERB
ajbmeb-2004	298	15	(	(	PUNCT
ajbmeb-2004	298	16	there	there	PRON
ajbmeb-2004	298	17	is	be	VERB
ajbmeb-2004	298	18	a	a	DET
ajbmeb-2004	298	19	positive	positive	ADJ
ajbmeb-2004	298	20	relationship	relationship	NOUN
ajbmeb-2004	298	21	between	between	ADP
ajbmeb-2004	298	22	analyzing	analyze	VERB
ajbmeb-2004	298	23	financial	financial	ADJ
ajbmeb-2004	298	24	statements	statement	NOUN
ajbmeb-2004	298	25	and	and	CCONJ
ajbmeb-2004	298	26	achieving	achieve	VERB
ajbmeb-2004	298	27	a	a	DET
ajbmeb-2004	298	28	competitive	competitive	ADJ
ajbmeb-2004	298	29	advantage	advantage	NOUN
ajbmeb-2004	298	30	for	for	ADP
ajbmeb-2004	298	31	private	private	ADJ
ajbmeb-2004	298	32	commercial	commercial	ADJ
ajbmeb-2004	298	33	banks	bank	NOUN
ajbmeb-2004	298	34	,	,	PUNCT
ajbmeb-2004	298	35	including	include	VERB
ajbmeb-2004	298	36	assyria	assyria	PROPN
ajbmeb-2004	298	37	national	national	PROPN
ajbmeb-2004	298	38	bank	bank	PROPN
ajbmeb-2004	298	39	)	)	PUNCT
ajbmeb-2004	298	40	.	.	PUNCT
ajbmeb-2004	299	1	second	second	ADJ
ajbmeb-2004	299	2	:	:	PUNCT
ajbmeb-2004	299	3	recommendations	recommendation	NOUN
ajbmeb-2004	299	4	1	1	NUM
ajbmeb-2004	299	5	.	.	PUNCT
ajbmeb-2004	300	1	the	the	DET
ajbmeb-2004	300	2	necessity	necessity	NOUN
ajbmeb-2004	300	3	for	for	ADP
ajbmeb-2004	300	4	assyria	assyria	PROPN
ajbmeb-2004	300	5	national	national	PROPN
ajbmeb-2004	300	6	bank	bank	PROPN
ajbmeb-2004	300	7	to	to	PART
ajbmeb-2004	300	8	adopt	adopt	VERB
ajbmeb-2004	300	9	the	the	DET
ajbmeb-2004	300	10	method	method	NOUN
ajbmeb-2004	300	11	of	of	ADP
ajbmeb-2004	300	12	analyzing	analyze	VERB
ajbmeb-2004	300	13	financial	financial	ADJ
ajbmeb-2004	300	14	statements	statement	NOUN
ajbmeb-2004	300	15	,	,	PUNCT
ajbmeb-2004	300	16	using	use	VERB
ajbmeb-2004	300	17	more	more	ADJ
ajbmeb-2004	300	18	than	than	ADP
ajbmeb-2004	300	19	one	one	NUM
ajbmeb-2004	300	20	method	method	NOUN
ajbmeb-2004	300	21	and	and	CCONJ
ajbmeb-2004	300	22	more	more	ADJ
ajbmeb-2004	300	23	than	than	ADP
ajbmeb-2004	300	24	one	one	NUM
ajbmeb-2004	300	25	standard	standard	NOUN
ajbmeb-2004	300	26	in	in	ADP
ajbmeb-2004	300	27	making	make	VERB
ajbmeb-2004	300	28	its	its	PRON
ajbmeb-2004	300	29	decisions	decision	NOUN
ajbmeb-2004	300	30	related	relate	VERB
ajbmeb-2004	300	31	to	to	ADP
ajbmeb-2004	300	32	achieving	achieve	VERB
ajbmeb-2004	300	33	competitive	competitive	ADJ
ajbmeb-2004	300	34	advantage	advantage	NOUN
ajbmeb-2004	300	35	,	,	PUNCT
ajbmeb-2004	300	36	not	not	PART
ajbmeb-2004	300	37	only	only	ADV
ajbmeb-2004	300	38	by	by	ADP
ajbmeb-2004	300	39	expanding	expand	VERB
ajbmeb-2004	300	40	the	the	DET
ajbmeb-2004	300	41	bank	bank	NOUN
ajbmeb-2004	300	42	’s	’s	PART
ajbmeb-2004	300	43	branches	branch	NOUN
ajbmeb-2004	300	44	,	,	PUNCT
ajbmeb-2004	300	45	but	but	CCONJ
ajbmeb-2004	300	46	also	also	ADV
ajbmeb-2004	300	47	by	by	ADP
ajbmeb-2004	300	48	increasing	increase	VERB
ajbmeb-2004	300	49	and	and	CCONJ
ajbmeb-2004	300	50	improving	improve	VERB
ajbmeb-2004	300	51	the	the	DET
ajbmeb-2004	300	52	quality	quality	NOUN
ajbmeb-2004	300	53	of	of	ADP
ajbmeb-2004	300	54	service	service	NOUN
ajbmeb-2004	300	55	.	.	PUNCT
ajbmeb-2004	301	1	2	2	X
ajbmeb-2004	301	2	.	.	X
ajbmeb-2004	301	3	the	the	DET
ajbmeb-2004	301	4	necessity	necessity	NOUN
ajbmeb-2004	301	5	of	of	ADP
ajbmeb-2004	301	6	the	the	DET
ajbmeb-2004	301	7	aforementioned	aforementioned	PROPN
ajbmeb-2004	301	8	bank	bank	NOUN
ajbmeb-2004	301	9	’s	’s	PART
ajbmeb-2004	301	10	values	value	NOUN
ajbmeb-2004	301	11	of	of	ADP
ajbmeb-2004	301	12	dealing	deal	VERB
ajbmeb-2004	301	13	by	by	ADP
ajbmeb-2004	301	14	opening	open	VERB
ajbmeb-2004	301	15	the	the	DET
ajbmeb-2004	301	16	horizons	horizon	NOUN
ajbmeb-2004	301	17	of	of	ADP
ajbmeb-2004	301	18	dealing	deal	VERB
ajbmeb-2004	301	19	with	with	ADP
ajbmeb-2004	301	20	a	a	DET
ajbmeb-2004	301	21	group	group	NOUN
ajbmeb-2004	301	22	of	of	ADP
ajbmeb-2004	301	23	international	international	ADJ
ajbmeb-2004	301	24	banks	bank	NOUN
ajbmeb-2004	301	25	in	in	ADP
ajbmeb-2004	301	26	order	order	NOUN
ajbmeb-2004	301	27	to	to	PART
ajbmeb-2004	301	28	develop	develop	VERB
ajbmeb-2004	301	29	its	its	PRON
ajbmeb-2004	301	30	administrative	administrative	ADJ
ajbmeb-2004	301	31	systems	system	NOUN
ajbmeb-2004	301	32	and	and	CCONJ
ajbmeb-2004	301	33	staff	staff	NOUN
ajbmeb-2004	301	34	and	and	CCONJ
ajbmeb-2004	301	35	provide	provide	VERB
ajbmeb-2004	301	36	them	they	PRON
ajbmeb-2004	301	37	with	with	ADP
ajbmeb-2004	301	38	the	the	DET
ajbmeb-2004	301	39	latest	late	ADJ
ajbmeb-2004	301	40	findings	finding	NOUN
ajbmeb-2004	301	41	of	of	ADP
ajbmeb-2004	301	42	international	international	ADJ
ajbmeb-2004	301	43	banking	banking	NOUN
ajbmeb-2004	301	44	management	management	NOUN
ajbmeb-2004	301	45	systems	system	NOUN
ajbmeb-2004	301	46	,	,	PUNCT
ajbmeb-2004	301	47	which	which	PRON
ajbmeb-2004	301	48	will	will	AUX
ajbmeb-2004	301	49	subsequently	subsequently	ADV
ajbmeb-2004	301	50	be	be	AUX
ajbmeb-2004	301	51	reflected	reflect	VERB
ajbmeb-2004	301	52	in	in	ADP
ajbmeb-2004	301	53	the	the	DET
ajbmeb-2004	301	54	quantity	quantity	NOUN
ajbmeb-2004	301	55	and	and	CCONJ
ajbmeb-2004	301	56	quality	quality	NOUN
ajbmeb-2004	301	57	of	of	ADP
ajbmeb-2004	301	58	banking	banking	NOUN
ajbmeb-2004	301	59	service	service	NOUN
ajbmeb-2004	301	60	provided	provide	VERB
ajbmeb-2004	301	61	to	to	ADP
ajbmeb-2004	301	62	customers	customer	NOUN
ajbmeb-2004	301	63	,	,	PUNCT
ajbmeb-2004	301	64	and	and	CCONJ
ajbmeb-2004	301	65	thus	thus	ADV
ajbmeb-2004	301	66	achieve	achieve	VERB
ajbmeb-2004	301	67	a	a	DET
ajbmeb-2004	301	68	competitive	competitive	ADJ
ajbmeb-2004	301	69	advantage	advantage	NOUN
ajbmeb-2004	301	70	among	among	ADP
ajbmeb-2004	301	71	banks	bank	NOUN
ajbmeb-2004	301	72	.	.	PUNCT
ajbmeb-2004	302	1	the	the	DET
ajbmeb-2004	302	2	other	other	ADJ
ajbmeb-2004	302	3	in	in	ADP
ajbmeb-2004	302	4	iraq	iraq	PROPN
ajbmeb-2004	302	5	.	.	PUNCT
ajbmeb-2004	303	1	3	3	X
ajbmeb-2004	303	2	.	.	X
ajbmeb-2004	303	3	the	the	DET
ajbmeb-2004	303	4	need	need	NOUN
ajbmeb-2004	303	5	for	for	ADP
ajbmeb-2004	303	6	the	the	DET
ajbmeb-2004	303	7	central	central	ADJ
ajbmeb-2004	303	8	bank	bank	PROPN
ajbmeb-2004	303	9	of	of	ADP
ajbmeb-2004	303	10	iraq	iraq	PROPN
ajbmeb-2004	303	11	to	to	PART
ajbmeb-2004	303	12	update	update	VERB
ajbmeb-2004	303	13	its	its	PRON
ajbmeb-2004	303	14	oversight	oversight	NOUN
ajbmeb-2004	303	15	policies	policy	NOUN
ajbmeb-2004	303	16	on	on	ADP
ajbmeb-2004	303	17	the	the	DET
ajbmeb-2004	303	18	banking	banking	NOUN
ajbmeb-2004	303	19	sector	sector	NOUN
ajbmeb-2004	303	20	and	and	CCONJ
ajbmeb-2004	303	21	adopt	adopt	VERB
ajbmeb-2004	303	22	a	a	DET
ajbmeb-2004	303	23	mechanism	mechanism	NOUN
ajbmeb-2004	303	24	for	for	ADP
ajbmeb-2004	303	25	analyzing	analyze	VERB
ajbmeb-2004	303	26	financial	financial	ADJ
ajbmeb-2004	303	27	statements	statement	NOUN
ajbmeb-2004	303	28	and	and	CCONJ
ajbmeb-2004	303	29	financial	financial	ADJ
ajbmeb-2004	303	30	ratios	ratio	NOUN
ajbmeb-2004	303	31	in	in	ADP
ajbmeb-2004	303	32	order	order	NOUN
ajbmeb-2004	303	33	to	to	PART
ajbmeb-2004	303	34	activate	activate	VERB
ajbmeb-2004	303	35	competition	competition	NOUN
ajbmeb-2004	303	36	policies	policy	NOUN
ajbmeb-2004	303	37	among	among	ADP
ajbmeb-2004	303	38	private	private	ADJ
ajbmeb-2004	303	39	banks	bank	NOUN
ajbmeb-2004	303	40	operating	operate	VERB
ajbmeb-2004	303	41	in	in	ADP
ajbmeb-2004	303	42	iraq	iraq	PROPN
ajbmeb-2004	303	43	,	,	PUNCT
ajbmeb-2004	303	44	and	and	CCONJ
ajbmeb-2004	303	45	this	this	PRON
ajbmeb-2004	303	46	is	be	AUX
ajbmeb-2004	303	47	what	what	PRON
ajbmeb-2004	303	48	ensures	ensure	VERB
ajbmeb-2004	303	49	an	an	DET
ajbmeb-2004	303	50	increase	increase	NOUN
ajbmeb-2004	303	51	in	in	ADP
ajbmeb-2004	303	52	banking	banking	NOUN
ajbmeb-2004	303	53	services	service	NOUN
ajbmeb-2004	303	54	provided	provide	VERB
ajbmeb-2004	303	55	in	in	ADP
ajbmeb-2004	303	56	iraq	iraq	PROPN
ajbmeb-2004	303	57	and	and	CCONJ
ajbmeb-2004	303	58	an	an	DET
ajbmeb-2004	303	59	improvement	improvement	NOUN
ajbmeb-2004	303	60	in	in	ADP
ajbmeb-2004	303	61	their	their	PRON
ajbmeb-2004	303	62	quality	quality	NOUN
ajbmeb-2004	303	63	as	as	ADV
ajbmeb-2004	303	64	well	well	ADV
ajbmeb-2004	303	65	.	.	PUNCT
ajbmeb-2004	304	1	4	4	X
ajbmeb-2004	304	2	.	.	X
ajbmeb-2004	304	3	the	the	DET
ajbmeb-2004	304	4	need	need	NOUN
ajbmeb-2004	304	5	for	for	ADP
ajbmeb-2004	304	6	the	the	DET
ajbmeb-2004	304	7	monetary	monetary	ADJ
ajbmeb-2004	304	8	authority	authority	NOUN
ajbmeb-2004	304	9	to	to	PART
ajbmeb-2004	304	10	update	update	VERB
ajbmeb-2004	304	11	the	the	DET
ajbmeb-2004	304	12	laws	law	NOUN
ajbmeb-2004	304	13	governing	govern	VERB
ajbmeb-2004	304	14	banking	banking	NOUN
ajbmeb-2004	304	15	work	work	NOUN
ajbmeb-2004	304	16	,	,	PUNCT
ajbmeb-2004	304	17	in	in	ADP
ajbmeb-2004	304	18	line	line	NOUN
ajbmeb-2004	304	19	with	with	ADP
ajbmeb-2004	304	20	the	the	DET
ajbmeb-2004	304	21	trends	trend	NOUN
ajbmeb-2004	304	22	that	that	PRON
ajbmeb-2004	304	23	support	support	VERB
ajbmeb-2004	304	24	its	its	PRON
ajbmeb-2004	304	25	growth	growth	NOUN
ajbmeb-2004	304	26	by	by	ADP
ajbmeb-2004	304	27	supporting	support	VERB
ajbmeb-2004	304	28	private	private	ADJ
ajbmeb-2004	304	29	banks	bank	NOUN
ajbmeb-2004	304	30	.	.	PUNCT
ajbmeb-2004	305	1	this	this	PRON
ajbmeb-2004	305	2	is	be	AUX
ajbmeb-2004	305	3	reflected	reflect	VERB
ajbmeb-2004	305	4	in	in	ADP
ajbmeb-2004	305	5	the	the	DET
ajbmeb-2004	305	6	increase	increase	NOUN
ajbmeb-2004	305	7	in	in	ADP
ajbmeb-2004	305	8	the	the	DET
ajbmeb-2004	305	9	volume	volume	NOUN
ajbmeb-2004	305	10	of	of	ADP
ajbmeb-2004	305	11	banking	banking	NOUN
ajbmeb-2004	305	12	work	work	NOUN
ajbmeb-2004	305	13	and	and	CCONJ
ajbmeb-2004	305	14	its	its	PRON
ajbmeb-2004	305	15	contribution	contribution	NOUN
ajbmeb-2004	305	16	to	to	ADP
ajbmeb-2004	305	17	the	the	DET
ajbmeb-2004	305	18	gross	gross	ADJ
ajbmeb-2004	305	19	domestic	domestic	ADJ
ajbmeb-2004	305	20	product	product	NOUN
ajbmeb-2004	305	21	in	in	ADP
ajbmeb-2004	305	22	iraq	iraq	PROPN
ajbmeb-2004	305	23	.	.	PUNCT
ajbmeb-2004	306	1	5	5	X
ajbmeb-2004	306	2	.	.	X
ajbmeb-2004	306	3	the	the	DET
ajbmeb-2004	306	4	necessity	necessity	NOUN
ajbmeb-2004	306	5	of	of	ADP
ajbmeb-2004	306	6	developing	develop	VERB
ajbmeb-2004	306	7	the	the	DET
ajbmeb-2004	306	8	administrative	administrative	ADJ
ajbmeb-2004	306	9	visions	vision	NOUN
ajbmeb-2004	306	10	of	of	ADP
ajbmeb-2004	306	11	the	the	DET
ajbmeb-2004	306	12	members	member	NOUN
ajbmeb-2004	306	13	of	of	ADP
ajbmeb-2004	306	14	the	the	DET
ajbmeb-2004	306	15	boards	board	NOUN
ajbmeb-2004	306	16	of	of	ADP
ajbmeb-2004	306	17	directors	director	NOUN
ajbmeb-2004	306	18	of	of	ADP
ajbmeb-2004	306	19	private	private	ADJ
ajbmeb-2004	306	20	banks	bank	NOUN
ajbmeb-2004	306	21	,	,	PUNCT
ajbmeb-2004	306	22	by	by	ADP
ajbmeb-2004	306	23	directing	direct	VERB
ajbmeb-2004	306	24	a	a	DET
ajbmeb-2004	306	25	large	large	ADJ
ajbmeb-2004	306	26	portion	portion	NOUN
ajbmeb-2004	306	27	of	of	ADP
ajbmeb-2004	306	28	the	the	DET
ajbmeb-2004	306	29	profits	profit	NOUN
ajbmeb-2004	306	30	achieved	achieve	VERB
ajbmeb-2004	306	31	in	in	ADP
ajbmeb-2004	306	32	those	those	DET
ajbmeb-2004	306	33	banks	bank	NOUN
ajbmeb-2004	306	34	to	to	PART
ajbmeb-2004	306	35	support	support	VERB
ajbmeb-2004	306	36	development	development	NOUN
ajbmeb-2004	306	37	programs	program	NOUN
ajbmeb-2004	306	38	that	that	PRON
ajbmeb-2004	306	39	aim	aim	VERB
ajbmeb-2004	306	40	to	to	PART
ajbmeb-2004	306	41	attract	attract	VERB
ajbmeb-2004	306	42	clients	client	NOUN
ajbmeb-2004	306	43	and	and	CCONJ
ajbmeb-2004	306	44	customers	customer	NOUN
ajbmeb-2004	306	45	,	,	PUNCT
ajbmeb-2004	306	46	increase	increase	VERB
ajbmeb-2004	306	47	the	the	DET
ajbmeb-2004	306	48	number	number	NOUN
ajbmeb-2004	306	49	of	of	ADP
ajbmeb-2004	306	50	branches	branch	NOUN
ajbmeb-2004	306	51	of	of	ADP
ajbmeb-2004	306	52	private	private	ADJ
ajbmeb-2004	306	53	banks	bank	NOUN
ajbmeb-2004	306	54	,	,	PUNCT
ajbmeb-2004	306	55	and	and	CCONJ
ajbmeb-2004	306	56	improve	improve	VERB
ajbmeb-2004	306	57	the	the	DET
ajbmeb-2004	306	58	type	type	NOUN
ajbmeb-2004	306	59	and	and	CCONJ
ajbmeb-2004	306	60	quality	quality	NOUN
ajbmeb-2004	306	61	of	of	ADP
ajbmeb-2004	306	62	banking	banking	NOUN
ajbmeb-2004	306	63	services	service	NOUN
ajbmeb-2004	306	64	,	,	PUNCT
ajbmeb-2004	306	65	and	and	CCONJ
ajbmeb-2004	306	66	thus	thus	ADV
ajbmeb-2004	306	67	ensure	ensure	VERB
ajbmeb-2004	306	68	the	the	DET
ajbmeb-2004	306	69	achievement	achievement	NOUN
ajbmeb-2004	306	70	of	of	ADP
ajbmeb-2004	306	71	competitive	competitive	ADJ
ajbmeb-2004	306	72	advantages	advantage	NOUN
ajbmeb-2004	306	73	with	with	ADP
ajbmeb-2004	306	74	other	other	ADJ
ajbmeb-2004	306	75	banks	bank	NOUN
ajbmeb-2004	306	76	.	.	PUNCT
ajbmeb-2004	307	1	references	reference	NOUN
ajbmeb-2004	307	2	1	1	NUM
ajbmeb-2004	307	3	.	.	PUNCT
ajbmeb-2004	307	4	d.	d.	PROPN
ajbmeb-2004	307	5	ali	ali	PROPN
ajbmeb-2004	307	6	kanaan	kanaan	PROPN
ajbmeb-2004	307	7	,	,	PUNCT
ajbmeb-2004	307	8	money	money	NOUN
ajbmeb-2004	307	9	,	,	PUNCT
ajbmeb-2004	307	10	banking	banking	NOUN
ajbmeb-2004	307	11	and	and	CCONJ
ajbmeb-2004	307	12	monetary	monetary	ADJ
ajbmeb-2004	307	13	policy	policy	NOUN
ajbmeb-2004	307	14	,	,	PUNCT
ajbmeb-2004	307	15	damascus	damascus	PROPN
ajbmeb-2004	307	16	university	university	PROPN
ajbmeb-2004	307	17	press	press	NOUN
ajbmeb-2004	307	18	,	,	PUNCT
ajbmeb-2004	307	19	syriadamascus	syriadamascus	PROPN
ajbmeb-2004	307	20	,	,	PUNCT
ajbmeb-2004	307	21	2013	2013	NUM
ajbmeb-2004	307	22	.	.	PUNCT
ajbmeb-2004	308	1	2	2	X
ajbmeb-2004	308	2	.	.	X
ajbmeb-2004	308	3	d.	d.	PROPN
ajbmeb-2004	308	4	reda	reda	PROPN
ajbmeb-2004	308	5	saheb	saheb	PROPN
ajbmeb-2004	308	6	abu	abu	PROPN
ajbmeb-2004	308	7	ahmed	ahmed	PROPN
ajbmeb-2004	308	8	and	and	CCONJ
ajbmeb-2004	308	9	dr	dr	PROPN
ajbmeb-2004	308	10	.	.	PROPN
ajbmeb-2004	308	11	faiq	faiq	PROPN
ajbmeb-2004	308	12	mishal	mishal	PROPN
ajbmeb-2004	308	13	qaddouri	qaddouri	PROPN
ajbmeb-2004	308	14	,	,	PUNCT
ajbmeb-2004	308	15	banking	banking	NOUN
ajbmeb-2004	308	16	department	department	PROPN
ajbmeb-2004	308	17	,	,	PUNCT
ajbmeb-2004	308	18	dar	dar	PROPN
ajbmeb-2004	308	19	al	al	PROPN
ajbmeb-2004	308	20	-	-	PUNCT
ajbmeb-2004	308	21	sadiq	sadiq	PROPN
ajbmeb-2004	308	22	foundation	foundation	PROPN
ajbmeb-2004	308	23	,	,	PUNCT
ajbmeb-2004	308	24	iraq	iraq	PROPN
ajbmeb-2004	308	25	babylon	babylon	PROPN
ajbmeb-2004	308	26	,	,	PUNCT
ajbmeb-2004	308	27	2019	2019	NUM
ajbmeb-2004	308	28	.	.	PUNCT
ajbmeb-2004	309	1	3	3	X
ajbmeb-2004	309	2	.	.	X
ajbmeb-2004	309	3	d.	d.	PROPN
ajbmeb-2004	309	4	mirand	mirand	PROPN
ajbmeb-2004	309	5	zaghloul	zaghloul	PROPN
ajbmeb-2004	309	6	rizk	rizk	PROPN
ajbmeb-2004	309	7	,	,	PUNCT
ajbmeb-2004	309	8	money	money	NOUN
ajbmeb-2004	309	9	and	and	CCONJ
ajbmeb-2004	309	10	banks	bank	NOUN
ajbmeb-2004	309	11	,	,	PUNCT
ajbmeb-2004	309	12	benha	benha	VERB
ajbmeb-2004	309	13	university	university	NOUN
ajbmeb-2004	309	14	press	press	NOUN
ajbmeb-2004	309	15	,	,	PUNCT
ajbmeb-2004	309	16	egypt	egypt	PROPN
ajbmeb-2004	309	17	/	/	SYM
ajbmeb-2004	309	18	benha	benha	NOUN
ajbmeb-2004	309	19	,	,	PUNCT
ajbmeb-2004	309	20	2009	2009	NUM
ajbmeb-2004	309	21	.	.	PUNCT
ajbmeb-2004	310	1	4	4	X
ajbmeb-2004	310	2	.	.	X
ajbmeb-2004	310	3	d.	d.	PROPN
ajbmeb-2004	310	4	sami	sami	PROPN
ajbmeb-2004	310	5	khalil	khalil	PROPN
ajbmeb-2004	310	6	,	,	PUNCT
ajbmeb-2004	310	7	money	money	NOUN
ajbmeb-2004	310	8	and	and	CCONJ
ajbmeb-2004	310	9	banks	bank	NOUN
ajbmeb-2004	310	10	,	,	PUNCT
ajbmeb-2004	310	11	dar	dar	PROPN
ajbmeb-2004	310	12	al	al	PROPN
ajbmeb-2004	310	13	-	-	PUNCT
ajbmeb-2004	310	14	kadhma	kadhma	PROPN
ajbmeb-2004	310	15	for	for	ADP
ajbmeb-2004	310	16	printing	printing	NOUN
ajbmeb-2004	310	17	,	,	PUNCT
ajbmeb-2004	310	18	publishing	publishing	NOUN
ajbmeb-2004	310	19	and	and	CCONJ
ajbmeb-2004	310	20	distribution	distribution	NOUN
ajbmeb-2004	310	21	,	,	PUNCT
ajbmeb-2004	310	22	kuwait	kuwait	PROPN
ajbmeb-2004	310	23	,	,	PUNCT
ajbmeb-2004	310	24	1988	1988	NUM
ajbmeb-2004	310	25	.	.	PUNCT
ajbmeb-2004	311	1	5	5	X
ajbmeb-2004	311	2	.	.	X
ajbmeb-2004	311	3	d.	d.	PROPN
ajbmeb-2004	311	4	muhammad	muhammad	PROPN
ajbmeb-2004	311	5	ahmad	ahmad	PROPN
ajbmeb-2004	311	6	al	al	PROPN
ajbmeb-2004	311	7	-	-	PUNCT
ajbmeb-2004	311	8	afandi	afandi	ADJ
ajbmeb-2004	311	9	,	,	PUNCT
ajbmeb-2004	311	10	monetary	monetary	ADJ
ajbmeb-2004	311	11	and	and	CCONJ
ajbmeb-2004	311	12	banking	banking	NOUN
ajbmeb-2004	311	13	economics	economic	NOUN
ajbmeb-2004	311	14	,	,	PUNCT
ajbmeb-2004	311	15	academic	academic	ADJ
ajbmeb-2004	311	16	book	book	NOUN
ajbmeb-2004	311	17	center	center	NOUN
ajbmeb-2004	311	18	,	,	PUNCT
ajbmeb-2004	311	19	jordan	jordan	PROPN
ajbmeb-2004	311	20	-	-	PUNCT
ajbmeb-2004	311	21	amman	amman	PROPN
ajbmeb-2004	311	22	,	,	PUNCT
ajbmeb-2004	311	23	2017	2017	NUM
ajbmeb-2004	311	24	.	.	PUNCT
ajbmeb-2004	312	1	6	6	X
ajbmeb-2004	312	2	.	.	X
ajbmeb-2004	312	3	d.	d.	PROPN
ajbmeb-2004	312	4	naglaa	naglaa	PROPN
ajbmeb-2004	312	5	muhammad	muhammad	PROPN
ajbmeb-2004	312	6	bakr	bakr	PROPN
ajbmeb-2004	312	7	,	,	PUNCT
ajbmeb-2004	312	8	the	the	DET
ajbmeb-2004	312	9	economics	economic	NOUN
ajbmeb-2004	312	10	of	of	ADP
ajbmeb-2004	312	11	money	money	NOUN
ajbmeb-2004	312	12	and	and	CCONJ
ajbmeb-2004	312	13	banking	banking	NOUN
ajbmeb-2004	312	14	,	,	PUNCT
ajbmeb-2004	312	15	thebes	thebe	NOUN
ajbmeb-2004	312	16	academy	academy	PROPN
ajbmeb-2004	312	17	,	,	PUNCT
ajbmeb-2004	312	18	lebanon	lebanon	PROPN
ajbmeb-2004	312	19	,	,	PUNCT
ajbmeb-2004	312	20	2005	2005	NUM
ajbmeb-2004	312	21	.	.	PUNCT
ajbmeb-2004	313	1	7	7	X
ajbmeb-2004	313	2	.	.	X
ajbmeb-2004	313	3	d.	d.	PROPN
ajbmeb-2004	313	4	saud	saud	PROPN
ajbmeb-2004	313	5	jayed	jaye	VERB
ajbmeb-2004	313	6	mashkoor	mashkoor	PROPN
ajbmeb-2004	313	7	al	al	PROPN
ajbmeb-2004	313	8	ameri	ameri	PROPN
ajbmeb-2004	313	9	and	and	CCONJ
ajbmeb-2004	313	10	dr	dr	PROPN
ajbmeb-2004	313	11	.	.	PROPN
ajbmeb-2004	313	12	abdel	abdel	PROPN
ajbmeb-2004	313	13	sattar	sattar	PROPN
ajbmeb-2004	313	14	mustafa	mustafa	PROPN
ajbmeb-2004	313	15	al	al	PROPN
ajbmeb-2004	313	16	-	-	PUNCT
ajbmeb-2004	313	17	sabah	sabah	PROPN
ajbmeb-2004	313	18	,	,	PUNCT
ajbmeb-2004	313	19	basics	basic	NOUN
ajbmeb-2004	313	20	of	of	ADP
ajbmeb-2004	313	21	modern	modern	ADJ
ajbmeb-2004	313	22	financial	financial	ADJ
ajbmeb-2004	313	23	management	management	NOUN
ajbmeb-2004	313	24	,	,	PUNCT
ajbmeb-2004	313	25	ghaida	ghaida	PROPN
ajbmeb-2004	313	26	publishing	publishing	NOUN
ajbmeb-2004	313	27	and	and	CCONJ
ajbmeb-2004	313	28	distribution	distribution	NOUN
ajbmeb-2004	313	29	house	house	NOUN
ajbmeb-2004	313	30	,	,	PUNCT
ajbmeb-2004	313	31	amman	amman	PROPN
ajbmeb-2004	313	32	jordan	jordan	PROPN
ajbmeb-2004	313	33	,	,	PUNCT
ajbmeb-2004	313	34	2019	2019	NUM
ajbmeb-2004	313	35	.	.	PUNCT
ajbmeb-2004	314	1	8	8	NUM
ajbmeb-2004	314	2	.	.	PUNCT
ajbmeb-2004	314	3	khader	khader	PROPN
ajbmeb-2004	314	4	abbas	abbas	PROPN
ajbmeb-2004	314	5	al	al	PROPN
ajbmeb-2004	314	6	-	-	PUNCT
ajbmeb-2004	314	7	birmani	birmani	PROPN
ajbmeb-2004	314	8	,	,	PUNCT
ajbmeb-2004	314	9	modern	modern	ADJ
ajbmeb-2004	314	10	banking	banking	NOUN
ajbmeb-2004	314	11	management	management	NOUN
ajbmeb-2004	314	12	,	,	PUNCT
ajbmeb-2004	314	13	dar	dar	PROPN
ajbmeb-2004	314	14	al	al	PROPN
ajbmeb-2004	314	15	-	-	PUNCT
ajbmeb-2004	314	16	shams	sham	NOUN
ajbmeb-2004	314	17	for	for	ADP
ajbmeb-2004	314	18	publishing	publishing	NOUN
ajbmeb-2004	314	19	and	and	CCONJ
ajbmeb-2004	314	20	distribution	distribution	NOUN
ajbmeb-2004	314	21	,	,	PUNCT
ajbmeb-2004	314	22	lebanon	lebanon	PROPN
ajbmeb-2004	314	23	sidon	sidon	PROPN
ajbmeb-2004	314	24	,	,	PUNCT
ajbmeb-2004	314	25	2020	2020	NUM
ajbmeb-2004	314	26	)	)	PUNCT
ajbmeb-2004	314	27	.	.	PUNCT
ajbmeb-2004	315	1	american	american	PROPN
ajbmeb-2004	315	2	journal	journal	PROPN
ajbmeb-2004	315	3	of	of	ADP
ajbmeb-2004	315	4	business	business	NOUN
ajbmeb-2004	315	5	management	management	NOUN
ajbmeb-2004	315	6	,	,	PUNCT
ajbmeb-2004	315	7	economics	economic	NOUN
ajbmeb-2004	315	8	and	and	CCONJ
ajbmeb-2004	315	9	banking	banking	NOUN
ajbmeb-2004	315	10	volume	volume	NOUN
ajbmeb-2004	315	11	23	23	NUM
ajbmeb-2004	315	12	april	april	PROPN
ajbmeb-2004	315	13	2024	2024	NUM
ajbmeb-2004	315	14	p	p	NOUN
ajbmeb-2004	315	15	a	a	PRON
ajbmeb-2004	315	16	g	g	NOUN
ajbmeb-2004	315	17	e	e	NOUN
ajbmeb-2004	315	18	|	|	ADV
ajbmeb-2004	315	19	133	133	NUM
ajbmeb-2004	315	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2004	315	21	9	9	NUM
ajbmeb-2004	315	22	.	.	PUNCT
ajbmeb-2004	316	1	d.	d.	PROPN
ajbmeb-2004	316	2	abdel	abdel	PROPN
ajbmeb-2004	316	3	-	-	PUNCT
ajbmeb-2004	316	4	wadud	wadud	PROPN
ajbmeb-2004	316	5	muhammad	muhammad	PROPN
ajbmeb-2004	316	6	al	al	PROPN
ajbmeb-2004	316	7	-	-	PUNCT
ajbmeb-2004	316	8	atrash	atrash	PROPN
ajbmeb-2004	316	9	,	,	PUNCT
ajbmeb-2004	316	10	banking	banking	NOUN
ajbmeb-2004	316	11	performance	performance	NOUN
ajbmeb-2004	316	12	analysis	analysis	NOUN
ajbmeb-2004	316	13	,	,	PUNCT
ajbmeb-2004	316	14	al	al	PROPN
ajbmeb-2004	316	15	-	-	PUNCT
ajbmeb-2004	316	16	khabir	khabir	NOUN
ajbmeb-2004	316	17	academic	academic	ADJ
ajbmeb-2004	316	18	consulting	consulting	NOUN
ajbmeb-2004	316	19	,	,	PUNCT
ajbmeb-2004	316	20	publishing	publishing	NOUN
ajbmeb-2004	316	21	and	and	CCONJ
ajbmeb-2004	316	22	distribution	distribution	NOUN
ajbmeb-2004	316	23	,	,	PUNCT
ajbmeb-2004	316	24	tunisia	tunisia	NOUN
ajbmeb-2004	316	25	,	,	PUNCT
ajbmeb-2004	316	26	2010	2010	NUM
ajbmeb-2004	316	27	.	.	PUNCT
ajbmeb-2004	317	1	10	10	NUM
ajbmeb-2004	317	2	.	.	PUNCT
ajbmeb-2004	317	3	d.	d.	PROPN
ajbmeb-2004	317	4	sattar	sattar	PROPN
ajbmeb-2004	317	5	jamal	jamal	PROPN
ajbmeb-2004	317	6	sabri	sabri	PROPN
ajbmeb-2004	317	7	al	al	PROPN
ajbmeb-2004	317	8	-	-	PUNCT
ajbmeb-2004	317	9	bayati	bayati	PROPN
ajbmeb-2004	317	10	,	,	PUNCT
ajbmeb-2004	317	11	banking	banking	NOUN
ajbmeb-2004	317	12	efficiency	efficiency	NOUN
ajbmeb-2004	317	13	management	management	NOUN
ajbmeb-2004	317	14	,	,	PUNCT
ajbmeb-2004	317	15	dar	dar	PROPN
ajbmeb-2004	317	16	al	al	PROPN
ajbmeb-2004	317	17	-	-	PROPN
ajbmeb-2004	317	18	yazurdi	yazurdi	PROPN
ajbmeb-2004	317	19	printing	printing	NOUN
ajbmeb-2004	317	20	and	and	CCONJ
ajbmeb-2004	317	21	publishing	publishing	NOUN
ajbmeb-2004	317	22	press	press	NOUN
ajbmeb-2004	317	23	,	,	PUNCT
ajbmeb-2004	317	24	iraq	iraq	PROPN
ajbmeb-2004	317	25	baghdad	baghdad	PROPN
ajbmeb-2004	317	26	,	,	PUNCT
ajbmeb-2004	317	27	2014	2014	NUM
ajbmeb-2004	317	28	.	.	PUNCT
ajbmeb-2004	318	1	11	11	NUM
ajbmeb-2004	318	2	.	.	X
ajbmeb-2004	319	1	bilal	bilal	PROPN
ajbmeb-2004	319	2	mustafa	mustafa	PROPN
ajbmeb-2004	319	3	khalil	khalil	PROPN
ajbmeb-2004	319	4	,	,	PUNCT
ajbmeb-2004	319	5	banking	banking	NOUN
ajbmeb-2004	319	6	and	and	CCONJ
ajbmeb-2004	319	7	finance	finance	NOUN
ajbmeb-2004	319	8	department	department	PROPN
ajbmeb-2004	319	9	,	,	PUNCT
ajbmeb-2004	319	10	dar	dar	PROPN
ajbmeb-2004	319	11	al	al	PROPN
ajbmeb-2004	319	12	-	-	PUNCT
ajbmeb-2004	319	13	furat	furat	PROPN
ajbmeb-2004	319	14	university	university	PROPN
ajbmeb-2004	319	15	services	service	NOUN
ajbmeb-2004	319	16	,	,	PUNCT
ajbmeb-2004	319	17	iraq	iraq	PROPN
ajbmeb-2004	319	18	mosul	mosul	PROPN
ajbmeb-2004	319	19	,	,	PUNCT
ajbmeb-2004	319	20	2011	2011	NUM
ajbmeb-2004	319	21	.	.	PUNCT
ajbmeb-2004	320	1	12	12	NUM
ajbmeb-2004	320	2	.	.	PUNCT
ajbmeb-2004	321	1	d.	d.	PROPN
ajbmeb-2004	321	2	sadiq	sadiq	PROPN
ajbmeb-2004	321	3	muhammad	muhammad	PROPN
ajbmeb-2004	321	4	salman	salman	PROPN
ajbmeb-2004	321	5	al	al	PROPN
ajbmeb-2004	321	6	-	-	PUNCT
ajbmeb-2004	321	7	abrash	abrash	NOUN
ajbmeb-2004	321	8	,	,	PUNCT
ajbmeb-2004	321	9	fundamentals	fundamental	NOUN
ajbmeb-2004	321	10	of	of	ADP
ajbmeb-2004	321	11	financial	financial	ADJ
ajbmeb-2004	321	12	analysis	analysis	NOUN
ajbmeb-2004	321	13	of	of	ADP
ajbmeb-2004	321	14	banks	bank	NOUN
ajbmeb-2004	321	15	,	,	PUNCT
ajbmeb-2004	321	16	dar	dar	PROPN
ajbmeb-2004	321	17	alrelaqa	alrelaqa	PROPN
ajbmeb-2004	321	18	press	press	PROPN
ajbmeb-2004	321	19	,	,	PUNCT
ajbmeb-2004	321	20	iraq	iraq	PROPN
ajbmeb-2004	321	21	baghdad	baghdad	PROPN
ajbmeb-2004	321	22	,	,	PUNCT
ajbmeb-2004	321	23	2018	2018	NUM
ajbmeb-2004	321	24	.	.	PUNCT
ajbmeb-2004	322	1	13	13	NUM
ajbmeb-2004	322	2	.	.	X
ajbmeb-2004	323	1	jumaa	jumaa	PROPN
ajbmeb-2004	323	2	hallan	hallan	PROPN
ajbmeb-2004	323	3	baleid	baleid	PROPN
ajbmeb-2004	323	4	,	,	PUNCT
ajbmeb-2004	323	5	measuring	measure	VERB
ajbmeb-2004	323	6	and	and	CCONJ
ajbmeb-2004	323	7	analyzing	analyze	VERB
ajbmeb-2004	323	8	the	the	DET
ajbmeb-2004	323	9	impact	impact	NOUN
ajbmeb-2004	323	10	of	of	ADP
ajbmeb-2004	323	11	bank	bank	NOUN
ajbmeb-2004	323	12	liquidity	liquidity	NOUN
ajbmeb-2004	323	13	indicators	indicator	NOUN
ajbmeb-2004	323	14	on	on	ADP
ajbmeb-2004	323	15	the	the	DET
ajbmeb-2004	323	16	credit	credit	NOUN
ajbmeb-2004	323	17	capacity	capacity	NOUN
ajbmeb-2004	323	18	of	of	ADP
ajbmeb-2004	323	19	a	a	DET
ajbmeb-2004	323	20	sample	sample	NOUN
ajbmeb-2004	323	21	of	of	ADP
ajbmeb-2004	323	22	algerian	algerian	ADJ
ajbmeb-2004	323	23	banks	bank	NOUN
ajbmeb-2004	323	24	(	(	PUNCT
ajbmeb-2004	323	25	unpublished	unpublished	ADJ
ajbmeb-2004	323	26	doctoral	doctoral	ADJ
ajbmeb-2004	323	27	thesis	thesis	NOUN
ajbmeb-2004	323	28	)	)	PUNCT
ajbmeb-2004	323	29	,	,	PUNCT
ajbmeb-2004	323	30	university	university	NOUN
ajbmeb-2004	323	31	of	of	ADP
ajbmeb-2004	323	32	algiers	algiers	PROPN
ajbmeb-2004	323	33	,	,	PUNCT
ajbmeb-2004	323	34	faculty	faculty	NOUN
ajbmeb-2004	323	35	of	of	ADP
ajbmeb-2004	323	36	business	business	NOUN
ajbmeb-2004	323	37	economics	economic	NOUN
ajbmeb-2004	323	38	,	,	PUNCT
ajbmeb-2004	323	39	2016	2016	NUM
ajbmeb-2004	323	40	.	.	PUNCT
ajbmeb-2004	324	1	14	14	NUM
ajbmeb-2004	324	2	.	.	PUNCT
ajbmeb-2004	325	1	muntadhar	muntadhar	PROPN
ajbmeb-2004	325	2	abbas	abbas	PROPN
ajbmeb-2004	325	3	muhammad	muhammad	PROPN
ajbmeb-2004	325	4	al	al	PROPN
ajbmeb-2004	325	5	-	-	PUNCT
ajbmeb-2004	325	6	shafi’i	shafi’i	NOUN
ajbmeb-2004	325	7	,	,	PUNCT
ajbmeb-2004	325	8	financial	financial	ADJ
ajbmeb-2004	325	9	management	management	NOUN
ajbmeb-2004	325	10	and	and	CCONJ
ajbmeb-2004	325	11	financial	financial	ADJ
ajbmeb-2004	325	12	analysis	analysis	NOUN
ajbmeb-2004	325	13	,	,	PUNCT
ajbmeb-2004	325	14	baghdad	baghdad	PROPN
ajbmeb-2004	325	15	press	press	PROPN
ajbmeb-2004	325	16	,	,	PUNCT
ajbmeb-2004	325	17	iraq	iraq	PROPN
ajbmeb-2004	325	18	baghdad	baghdad	PROPN
ajbmeb-2004	325	19	,	,	PUNCT
ajbmeb-2004	325	20	2018	2018	NUM
ajbmeb-2004	325	21	.	.	PUNCT
ajbmeb-2004	326	1	15	15	NUM
ajbmeb-2004	326	2	.	.	PUNCT
ajbmeb-2004	327	1	salam	salam	PROPN
ajbmeb-2004	327	2	abboud	abboud	PROPN
ajbmeb-2004	327	3	mustafa	mustafa	PROPN
ajbmeb-2004	327	4	al	al	PROPN
ajbmeb-2004	327	5	-	-	PUNCT
ajbmeb-2004	327	6	salami	salami	ADJ
ajbmeb-2004	327	7	,	,	PUNCT
ajbmeb-2004	327	8	modern	modern	ADJ
ajbmeb-2004	327	9	management	management	NOUN
ajbmeb-2004	327	10	and	and	CCONJ
ajbmeb-2004	327	11	its	its	PRON
ajbmeb-2004	327	12	impact	impact	NOUN
ajbmeb-2004	327	13	on	on	ADP
ajbmeb-2004	327	14	the	the	DET
ajbmeb-2004	327	15	banking	banking	NOUN
ajbmeb-2004	327	16	environment	environment	NOUN
ajbmeb-2004	327	17	,	,	PUNCT
ajbmeb-2004	327	18	golden	golden	ADJ
ajbmeb-2004	327	19	phoenix	phoenix	PROPN
ajbmeb-2004	327	20	press	press	PROPN
ajbmeb-2004	327	21	,	,	PUNCT
ajbmeb-2004	327	22	lebanon	lebanon	PROPN
ajbmeb-2004	327	23	,	,	PUNCT
ajbmeb-2004	327	24	2015	2015	NUM
ajbmeb-2004	327	25	.	.	PUNCT
ajbmeb-2004	328	1	16	16	NUM
ajbmeb-2004	328	2	.	.	PUNCT
ajbmeb-2004	329	1	abdullah	abdullah	PROPN
ajbmeb-2004	329	2	amir	amir	PROPN
ajbmeb-2004	329	3	al	al	PROPN
ajbmeb-2004	329	4	-	-	PUNCT
ajbmeb-2004	329	5	yamani	yamani	PROPN
ajbmeb-2004	329	6	,	,	PUNCT
ajbmeb-2004	329	7	modern	modern	ADJ
ajbmeb-2004	329	8	strategies	strategy	NOUN
ajbmeb-2004	329	9	for	for	ADP
ajbmeb-2004	329	10	management	management	NOUN
ajbmeb-2004	329	11	science	science	NOUN
ajbmeb-2004	329	12	,	,	PUNCT
ajbmeb-2004	329	13	jeddah	jeddah	PROPN
ajbmeb-2004	329	14	press	press	PROPN
ajbmeb-2004	329	15	,	,	PUNCT
ajbmeb-2004	329	16	saudi	saudi	PROPN
ajbmeb-2004	329	17	arabia	arabia	PROPN
ajbmeb-2004	329	18	jeddah	jeddah	PROPN
ajbmeb-2004	329	19	,	,	PUNCT
ajbmeb-2004	329	20	2013	2013	NUM
ajbmeb-2004	329	21	.	.	PUNCT
ajbmeb-2004	330	1	17	17	NUM
ajbmeb-2004	330	2	.	.	PUNCT
ajbmeb-2004	331	1	iraqi	iraqi	ADJ
ajbmeb-2004	331	2	securities	securities	PROPN
ajbmeb-2004	331	3	commission	commission	PROPN
ajbmeb-2004	331	4	,	,	PUNCT
ajbmeb-2004	331	5	annual	annual	ADJ
ajbmeb-2004	331	6	reports	report	NOUN
ajbmeb-2004	331	7	of	of	ADP
ajbmeb-2004	331	8	assyria	assyria	PROPN
ajbmeb-2004	331	9	national	national	PROPN
ajbmeb-2004	331	10	bank	bank	PROPN
ajbmeb-2004	331	11	for	for	ADP
ajbmeb-2004	331	12	the	the	DET
ajbmeb-2004	331	13	years	year	NOUN
ajbmeb-2004	331	14	(	(	PUNCT
ajbmeb-2004	331	15	2010	2010	NUM
ajbmeb-2004	331	16	-	-	SYM
ajbmeb-2004	331	17	2021	2021	NUM
ajbmeb-2004	331	18	)	)	PUNCT
ajbmeb-2004	331	19	.	.	PUNCT
ajbmeb-2004	332	1	18	18	NUM
ajbmeb-2004	332	2	.	.	PUNCT
ajbmeb-2004	333	1	john	john	PROPN
ajbmeb-2004	333	2	frederick	frederick	PROPN
ajbmeb-2004	333	3	,	,	PUNCT
ajbmeb-2004	333	4	modern	modern	ADJ
ajbmeb-2004	333	5	trends	trend	NOUN
ajbmeb-2004	333	6	in	in	ADP
ajbmeb-2004	333	7	financial	financial	ADJ
ajbmeb-2004	333	8	management	management	NOUN
ajbmeb-2004	333	9	,	,	PUNCT
ajbmeb-2004	333	10	european	european	PROPN
ajbmeb-2004	333	11	publishing	publishing	PROPN
ajbmeb-2004	333	12	house	house	PROPN
ajbmeb-2004	333	13	,	,	PUNCT
ajbmeb-2004	333	14	london	london	PROPN
ajbmeb-2004	333	15	,	,	PUNCT
ajbmeb-2004	333	16	2020	2020	NUM
ajbmeb-2004	333	17	.	.	PUNCT
ajbmeb-2004	334	1	19	19	NUM
ajbmeb-2004	334	2	.	.	PUNCT
ajbmeb-2004	334	3	arthur	arthur	PROPN
ajbmeb-2004	334	4	mark	mark	PROPN
ajbmeb-2004	334	5	dosen	dosen	PROPN
ajbmeb-2004	334	6	,	,	PUNCT
ajbmeb-2004	334	7	banking	banking	NOUN
ajbmeb-2004	334	8	asset	asset	NOUN
ajbmeb-2004	334	9	management	management	NOUN
ajbmeb-2004	334	10	,	,	PUNCT
ajbmeb-2004	334	11	banking	banking	NOUN
ajbmeb-2004	334	12	development	development	NOUN
ajbmeb-2004	334	13	organization	organization	PROPN
ajbmeb-2004	334	14	,	,	PUNCT
ajbmeb-2004	334	15	paris	paris	PROPN
ajbmeb-2004	334	16	,	,	PUNCT
ajbmeb-2004	334	17	2021	2021	NUM
ajbmeb-2004	334	18	,	,	PUNCT
ajbmeb-2004	334	19	20	20	NUM
ajbmeb-2004	334	20	.	.	PUNCT
ajbmeb-2004	335	1	joan	joan	PROPN
ajbmeb-2004	335	2	hibbard	hibbard	PROPN
ajbmeb-2004	335	3	toni	toni	PROPN
ajbmeb-2004	335	4	,	,	PUNCT
ajbmeb-2004	335	5	study	study	NOUN
ajbmeb-2004	335	6	and	and	CCONJ
ajbmeb-2004	335	7	analysis	analysis	NOUN
ajbmeb-2004	335	8	of	of	ADP
ajbmeb-2004	335	9	the	the	DET
ajbmeb-2004	335	10	concept	concept	NOUN
ajbmeb-2004	335	11	of	of	ADP
ajbmeb-2004	335	12	financial	financial	ADJ
ajbmeb-2004	335	13	statement	statement	NOUN
ajbmeb-2004	335	14	analysis	analysis	NOUN
ajbmeb-2004	335	15	on	on	ADP
ajbmeb-2004	335	16	earnings	earning	NOUN
ajbmeb-2004	335	17	management	management	NOUN
ajbmeb-2004	335	18	for	for	ADP
ajbmeb-2004	335	19	a	a	DET
ajbmeb-2004	335	20	sample	sample	NOUN
ajbmeb-2004	335	21	of	of	ADP
ajbmeb-2004	335	22	private	private	ADJ
ajbmeb-2004	335	23	banks	bank	NOUN
ajbmeb-2004	335	24	in	in	ADP
ajbmeb-2004	335	25	switzerland	switzerland	PROPN
ajbmeb-2004	335	26	,	,	PUNCT
ajbmeb-2004	335	27	the	the	DET
ajbmeb-2004	335	28	swiss	swiss	ADJ
ajbmeb-2004	335	29	journal	journal	NOUN
ajbmeb-2004	335	30	of	of	ADP
ajbmeb-2004	335	31	administrative	administrative	ADJ
ajbmeb-2004	335	32	sciences	science	NOUN
ajbmeb-2004	335	33	,	,	PUNCT
ajbmeb-2004	335	34	2019	2019	NUM
ajbmeb-2004	335	35	,	,	PUNCT
ajbmeb-2004	335	36	p12	p12	ADJ
ajbmeb-2004	335	37	.	.	PUNCT
ajbmeb-2004	336	1	21	21	NUM
ajbmeb-2004	336	2	.	.	PUNCT
ajbmeb-2004	337	1	david	david	PROPN
ajbmeb-2004	337	2	edward	edward	PROPN
ajbmeb-2004	337	3	,	,	PUNCT
ajbmeb-2004	337	4	principles	principle	NOUN
ajbmeb-2004	337	5	of	of	ADP
ajbmeb-2004	337	6	financial	financial	ADJ
ajbmeb-2004	337	7	analysis	analysis	NOUN
ajbmeb-2004	337	8	,	,	PUNCT
ajbmeb-2004	337	9	lloyds	lloyds	NOUN
ajbmeb-2004	337	10	institution	institution	NOUN
ajbmeb-2004	337	11	for	for	ADP
ajbmeb-2004	337	12	economic	economic	ADJ
ajbmeb-2004	337	13	and	and	CCONJ
ajbmeb-2004	337	14	banking	banking	NOUN
ajbmeb-2004	337	15	studies	study	NOUN
ajbmeb-2004	337	16	,	,	PUNCT
ajbmeb-2004	337	17	italy	italy	PROPN
ajbmeb-2004	337	18	venice	venice	PROPN
ajbmeb-2004	337	19	,	,	PUNCT
ajbmeb-2004	337	20	2021	2021	NUM
ajbmeb-2004	337	21	.	.	PUNCT