id	sid	tid	token	lemma	pos
ajbmeb-2197	1	1	american	american	PROPN
ajbmeb-2197	1	2	journal	journal	PROPN
ajbmeb-2197	1	3	of	of	ADP
ajbmeb-2197	1	4	business	business	NOUN
ajbmeb-2197	1	5	management	management	NOUN
ajbmeb-2197	1	6	,	,	PUNCT
ajbmeb-2197	1	7	economics	economic	NOUN
ajbmeb-2197	1	8	and	and	CCONJ
ajbmeb-2197	1	9	banking	banking	NOUN
ajbmeb-2197	1	10	issn	issn	PROPN
ajbmeb-2197	1	11	(	(	PUNCT
ajbmeb-2197	1	12	e	e	NOUN
ajbmeb-2197	1	13	):	):	PUNCT
ajbmeb-2197	1	14	2832	2832	NUM
ajbmeb-2197	1	15	-	-	SYM
ajbmeb-2197	1	16	8078	8078	NUM
ajbmeb-2197	1	17	volume	volume	NOUN
ajbmeb-2197	1	18	25	25	NUM
ajbmeb-2197	1	19	,	,	PUNCT
ajbmeb-2197	1	20	|	|	ADV
ajbmeb-2197	1	21	june	june	PROPN
ajbmeb-2197	1	22	2024	2024	NUM
ajbmeb-2197	1	23	p	p	NOUN
ajbmeb-2197	1	24	a	a	PRON
ajbmeb-2197	1	25	g	g	NOUN
ajbmeb-2197	1	26	e	e	PROPN
ajbmeb-2197	1	27	|	|	ADV
ajbmeb-2197	1	28	28	28	NUM
ajbmeb-2197	1	29	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2197	1	30	practical	practical	ADJ
ajbmeb-2197	1	31	state	state	NOUN
ajbmeb-2197	1	32	of	of	ADP
ajbmeb-2197	1	33	remote	remote	ADJ
ajbmeb-2197	1	34	banking	banking	NOUN
ajbmeb-2197	1	35	services	service	NOUN
ajbmeb-2197	1	36	by	by	ADP
ajbmeb-2197	1	37	commercial	commercial	ADJ
ajbmeb-2197	1	38	banks	bank	NOUN
ajbmeb-2197	1	39	abdullayeva	abdullayeva	VERB
ajbmeb-2197	1	40	sharbat	sharbat	PROPN
ajbmeb-2197	1	41	zulpikarovna	zulpikarovna	PROPN
ajbmeb-2197	1	42	1	1	NUM
ajbmeb-2197	1	43	,	,	PUNCT
ajbmeb-2197	1	44	1tashkent	1tashkent	NUM
ajbmeb-2197	1	45	state	state	NOUN
ajbmeb-2197	1	46	economic	economic	ADJ
ajbmeb-2197	1	47	university	university	NOUN
ajbmeb-2197	1	48	,	,	PUNCT
ajbmeb-2197	1	49	professor	professor	NOUN
ajbmeb-2197	1	50	khudayberganova	khudayberganova	PROPN
ajbmeb-2197	1	51	zarofat	zarofat	PROPN
ajbmeb-2197	1	52	zahidovna	zahidovna	PROPN
ajbmeb-2197	1	53	2	2	NUM
ajbmeb-2197	1	54	2	2	NUM
ajbmeb-2197	1	55	tashkent	tashkent	NOUN
ajbmeb-2197	1	56	state	state	NOUN
ajbmeb-2197	1	57	economic	economic	ADJ
ajbmeb-2197	1	58	university	university	NOUN
ajbmeb-2197	1	59	,	,	PUNCT
ajbmeb-2197	1	60	phd	phd	NOUN
ajbmeb-2197	1	61	a	a	DET
ajbmeb-2197	1	62	b	b	PROPN
ajbmeb-2197	1	63	s	s	ADP
ajbmeb-2197	1	64	t	t	PROPN
ajbmeb-2197	1	65	r	r	NOUN
ajbmeb-2197	1	66	a	a	DET
ajbmeb-2197	1	67	c	c	NOUN
ajbmeb-2197	1	68	t	t	NOUN
ajbmeb-2197	1	69	k	k	X
ajbmeb-2197	1	70	e	e	PROPN
ajbmeb-2197	1	71	y	y	PROPN
ajbmeb-2197	1	72	w	w	NOUN
ajbmeb-2197	1	73	o	o	NOUN
ajbmeb-2197	1	74	r	r	NOUN
ajbmeb-2197	1	75	d	d	NOUN
ajbmeb-2197	1	76	s	s	VERB
ajbmeb-2197	1	77	the	the	DET
ajbmeb-2197	1	78	article	article	NOUN
ajbmeb-2197	1	79	deals	deal	VERB
ajbmeb-2197	1	80	with	with	ADP
ajbmeb-2197	1	81	the	the	DET
ajbmeb-2197	1	82	problems	problem	NOUN
ajbmeb-2197	1	83	of	of	ADP
ajbmeb-2197	1	84	improving	improve	VERB
ajbmeb-2197	1	85	the	the	DET
ajbmeb-2197	1	86	remote	remote	ADJ
ajbmeb-2197	1	87	banking	banking	NOUN
ajbmeb-2197	1	88	services	service	NOUN
ajbmeb-2197	1	89	of	of	ADP
ajbmeb-2197	1	90	republican	republican	ADJ
ajbmeb-2197	1	91	commercial	commercial	ADJ
ajbmeb-2197	1	92	banks	bank	NOUN
ajbmeb-2197	1	93	scientific	scientific	ADJ
ajbmeb-2197	1	94	recommendations	recommendation	NOUN
ajbmeb-2197	1	95	for	for	ADP
ajbmeb-2197	1	96	improving	improve	VERB
ajbmeb-2197	1	97	the	the	DET
ajbmeb-2197	1	98	quality	quality	NOUN
ajbmeb-2197	1	99	of	of	ADP
ajbmeb-2197	1	100	remote	remote	ADJ
ajbmeb-2197	1	101	banking	banking	NOUN
ajbmeb-2197	1	102	services	service	NOUN
ajbmeb-2197	1	103	in	in	ADP
ajbmeb-2197	1	104	commercial	commercial	ADJ
ajbmeb-2197	1	105	banks	bank	NOUN
ajbmeb-2197	1	106	and	and	CCONJ
ajbmeb-2197	1	107	ensuring	ensure	VERB
ajbmeb-2197	1	108	the	the	DET
ajbmeb-2197	1	109	timely	timely	ADJ
ajbmeb-2197	1	110	repayment	repayment	NOUN
ajbmeb-2197	1	111	of	of	ADP
ajbmeb-2197	1	112	online	online	ADJ
ajbmeb-2197	1	113	loans	loan	NOUN
ajbmeb-2197	1	114	,	,	PUNCT
ajbmeb-2197	1	115	expanding	expand	VERB
ajbmeb-2197	1	116	their	their	PRON
ajbmeb-2197	1	117	scope	scope	NOUN
ajbmeb-2197	1	118	based	base	VERB
ajbmeb-2197	1	119	on	on	ADP
ajbmeb-2197	1	120	the	the	DET
ajbmeb-2197	1	121	study	study	NOUN
ajbmeb-2197	1	122	and	and	CCONJ
ajbmeb-2197	1	123	analysis	analysis	NOUN
ajbmeb-2197	1	124	of	of	ADP
ajbmeb-2197	1	125	the	the	DET
ajbmeb-2197	1	126	state	state	NOUN
ajbmeb-2197	1	127	of	of	ADP
ajbmeb-2197	1	128	remote	remote	ADJ
ajbmeb-2197	1	129	banking	banking	NOUN
ajbmeb-2197	1	130	services	service	NOUN
ajbmeb-2197	1	131	and	and	CCONJ
ajbmeb-2197	1	132	improving	improve	VERB
ajbmeb-2197	1	133	remote	remote	ADJ
ajbmeb-2197	1	134	banking	banking	NOUN
ajbmeb-2197	1	135	services	service	NOUN
ajbmeb-2197	1	136	based	base	VERB
ajbmeb-2197	1	137	on	on	ADP
ajbmeb-2197	1	138	continuous	continuous	ADJ
ajbmeb-2197	1	139	study	study	NOUN
ajbmeb-2197	1	140	of	of	ADP
ajbmeb-2197	1	141	customer	customer	NOUN
ajbmeb-2197	1	142	opinions	opinion	NOUN
ajbmeb-2197	1	143	developed	develop	VERB
ajbmeb-2197	1	144	and	and	CCONJ
ajbmeb-2197	1	145	formed	form	VERB
ajbmeb-2197	1	146	conclusions	conclusion	NOUN
ajbmeb-2197	1	147	.	.	PUNCT
ajbmeb-2197	2	1	the	the	DET
ajbmeb-2197	2	2	level	level	NOUN
ajbmeb-2197	2	3	of	of	ADP
ajbmeb-2197	2	4	use	use	NOUN
ajbmeb-2197	2	5	of	of	ADP
ajbmeb-2197	2	6	information	information	NOUN
ajbmeb-2197	2	7	and	and	CCONJ
ajbmeb-2197	2	8	communication	communication	NOUN
ajbmeb-2197	2	9	technologies	technology	NOUN
ajbmeb-2197	2	10	is	be	AUX
ajbmeb-2197	2	11	expanding	expand	VERB
ajbmeb-2197	2	12	in	in	ADP
ajbmeb-2197	2	13	all	all	DET
ajbmeb-2197	2	14	areas	area	NOUN
ajbmeb-2197	2	15	around	around	ADP
ajbmeb-2197	2	16	the	the	DET
ajbmeb-2197	2	17	world	world	NOUN
ajbmeb-2197	2	18	.	.	PUNCT
ajbmeb-2197	3	1	commercial	commercial	ADJ
ajbmeb-2197	3	2	banking	banking	NOUN
ajbmeb-2197	3	3	,	,	PUNCT
ajbmeb-2197	3	4	remote	remote	ADJ
ajbmeb-2197	3	5	banking	banking	NOUN
ajbmeb-2197	3	6	services	service	NOUN
ajbmeb-2197	3	7	,	,	PUNCT
ajbmeb-2197	3	8	online	online	ADJ
ajbmeb-2197	3	9	credit	credit	NOUN
ajbmeb-2197	3	10	,	,	PUNCT
ajbmeb-2197	3	11	customer	customer	NOUN
ajbmeb-2197	3	12	,	,	PUNCT
ajbmeb-2197	3	13	quality	quality	NOUN
ajbmeb-2197	3	14	of	of	ADP
ajbmeb-2197	3	15	banking	banking	NOUN
ajbmeb-2197	3	16	services	service	NOUN
ajbmeb-2197	3	17	.	.	PUNCT
ajbmeb-2197	4	1	introduction	introduction	NOUN
ajbmeb-2197	4	2	the	the	DET
ajbmeb-2197	4	3	world	world	NOUN
ajbmeb-2197	4	4	pays	pay	VERB
ajbmeb-2197	4	5	attention	attention	NOUN
ajbmeb-2197	4	6	to	to	ADP
ajbmeb-2197	4	7	scientific	scientific	ADJ
ajbmeb-2197	4	8	research	research	NOUN
ajbmeb-2197	4	9	aimed	aim	VERB
ajbmeb-2197	4	10	at	at	ADP
ajbmeb-2197	4	11	developing	develop	VERB
ajbmeb-2197	4	12	remote	remote	ADJ
ajbmeb-2197	4	13	services	service	NOUN
ajbmeb-2197	4	14	for	for	ADP
ajbmeb-2197	4	15	commercial	commercial	ADJ
ajbmeb-2197	4	16	banks	bank	NOUN
ajbmeb-2197	4	17	and	and	CCONJ
ajbmeb-2197	4	18	introducing	introduce	VERB
ajbmeb-2197	4	19	new	new	ADJ
ajbmeb-2197	4	20	modern	modern	ADJ
ajbmeb-2197	4	21	banking	banking	NOUN
ajbmeb-2197	4	22	services	service	NOUN
ajbmeb-2197	4	23	and	and	CCONJ
ajbmeb-2197	4	24	improving	improve	VERB
ajbmeb-2197	4	25	their	their	PRON
ajbmeb-2197	4	26	quality	quality	NOUN
ajbmeb-2197	4	27	.	.	PUNCT
ajbmeb-2197	5	1	scientific	scientific	ADJ
ajbmeb-2197	5	2	research	research	NOUN
ajbmeb-2197	5	3	is	be	AUX
ajbmeb-2197	5	4	being	be	AUX
ajbmeb-2197	5	5	conducted	conduct	VERB
ajbmeb-2197	5	6	on	on	ADP
ajbmeb-2197	5	7	the	the	DET
ajbmeb-2197	5	8	issues	issue	NOUN
ajbmeb-2197	5	9	of	of	ADP
ajbmeb-2197	5	10	expanding	expand	VERB
ajbmeb-2197	5	11	remote	remote	ADJ
ajbmeb-2197	5	12	banking	banking	NOUN
ajbmeb-2197	5	13	services	service	NOUN
ajbmeb-2197	5	14	for	for	ADP
ajbmeb-2197	5	15	commercial	commercial	ADJ
ajbmeb-2197	5	16	banks	bank	NOUN
ajbmeb-2197	5	17	,	,	PUNCT
ajbmeb-2197	5	18	improving	improve	VERB
ajbmeb-2197	5	19	the	the	DET
ajbmeb-2197	5	20	culture	culture	NOUN
ajbmeb-2197	5	21	of	of	ADP
ajbmeb-2197	5	22	remote	remote	ADJ
ajbmeb-2197	5	23	customer	customer	NOUN
ajbmeb-2197	5	24	service	service	NOUN
ajbmeb-2197	5	25	by	by	ADP
ajbmeb-2197	5	26	banks	bank	NOUN
ajbmeb-2197	5	27	,	,	PUNCT
ajbmeb-2197	5	28	increasing	increase	VERB
ajbmeb-2197	5	29	the	the	DET
ajbmeb-2197	5	30	confidence	confidence	NOUN
ajbmeb-2197	5	31	of	of	ADP
ajbmeb-2197	5	32	a	a	DET
ajbmeb-2197	5	33	wide	wide	ADJ
ajbmeb-2197	5	34	segment	segment	NOUN
ajbmeb-2197	5	35	of	of	ADP
ajbmeb-2197	5	36	the	the	DET
ajbmeb-2197	5	37	population	population	NOUN
ajbmeb-2197	5	38	in	in	ADP
ajbmeb-2197	5	39	the	the	DET
ajbmeb-2197	5	40	bank	bank	NOUN
ajbmeb-2197	5	41	,	,	PUNCT
ajbmeb-2197	5	42	attracting	attract	VERB
ajbmeb-2197	5	43	large	large	ADJ
ajbmeb-2197	5	44	clients	client	NOUN
ajbmeb-2197	5	45	by	by	ADP
ajbmeb-2197	5	46	banks	bank	NOUN
ajbmeb-2197	5	47	and	and	CCONJ
ajbmeb-2197	5	48	offering	offer	VERB
ajbmeb-2197	5	49	new	new	ADJ
ajbmeb-2197	5	50	types	type	NOUN
ajbmeb-2197	5	51	of	of	ADP
ajbmeb-2197	5	52	remote	remote	ADJ
ajbmeb-2197	5	53	services	service	NOUN
ajbmeb-2197	5	54	,	,	PUNCT
ajbmeb-2197	5	55	taking	take	VERB
ajbmeb-2197	5	56	into	into	ADP
ajbmeb-2197	5	57	account	account	NOUN
ajbmeb-2197	5	58	their	their	PRON
ajbmeb-2197	5	59	requirements	requirement	NOUN
ajbmeb-2197	5	60	and	and	CCONJ
ajbmeb-2197	5	61	proposals	proposal	NOUN
ajbmeb-2197	5	62	,	,	PUNCT
ajbmeb-2197	5	63	customer	customer	NOUN
ajbmeb-2197	5	64	service	service	NOUN
ajbmeb-2197	5	65	,	,	PUNCT
ajbmeb-2197	5	66	constantly	constantly	ADV
ajbmeb-2197	5	67	taking	take	VERB
ajbmeb-2197	5	68	into	into	ADP
ajbmeb-2197	5	69	account	account	NOUN
ajbmeb-2197	5	70	the	the	DET
ajbmeb-2197	5	71	opinion	opinion	NOUN
ajbmeb-2197	5	72	clients	client	NOUN
ajbmeb-2197	5	73	.	.	PUNCT
ajbmeb-2197	6	1	in	in	ADP
ajbmeb-2197	6	2	uzbekistan	uzbekistan	PROPN
ajbmeb-2197	6	3	,	,	PUNCT
ajbmeb-2197	6	4	as	as	ADP
ajbmeb-2197	6	5	part	part	NOUN
ajbmeb-2197	6	6	of	of	ADP
ajbmeb-2197	6	7	fundamental	fundamental	ADJ
ajbmeb-2197	6	8	reforms	reform	NOUN
ajbmeb-2197	6	9	of	of	ADP
ajbmeb-2197	6	10	the	the	DET
ajbmeb-2197	6	11	banking	banking	NOUN
ajbmeb-2197	6	12	and	and	CCONJ
ajbmeb-2197	6	13	financial	financial	ADJ
ajbmeb-2197	6	14	system	system	NOUN
ajbmeb-2197	6	15	,	,	PUNCT
ajbmeb-2197	6	16	attention	attention	NOUN
ajbmeb-2197	6	17	is	be	AUX
ajbmeb-2197	6	18	paid	pay	VERB
ajbmeb-2197	6	19	to	to	ADP
ajbmeb-2197	6	20	developing	develop	VERB
ajbmeb-2197	6	21	the	the	DET
ajbmeb-2197	6	22	activities	activity	NOUN
ajbmeb-2197	6	23	of	of	ADP
ajbmeb-2197	6	24	commercial	commercial	ADJ
ajbmeb-2197	6	25	banks	bank	NOUN
ajbmeb-2197	6	26	,	,	PUNCT
ajbmeb-2197	6	27	increasing	increase	VERB
ajbmeb-2197	6	28	the	the	DET
ajbmeb-2197	6	29	confidence	confidence	NOUN
ajbmeb-2197	6	30	of	of	ADP
ajbmeb-2197	6	31	business	business	NOUN
ajbmeb-2197	6	32	entities	entity	NOUN
ajbmeb-2197	6	33	and	and	CCONJ
ajbmeb-2197	6	34	the	the	DET
ajbmeb-2197	6	35	population	population	NOUN
ajbmeb-2197	6	36	in	in	ADP
ajbmeb-2197	6	37	the	the	DET
ajbmeb-2197	6	38	banking	banking	NOUN
ajbmeb-2197	6	39	system	system	NOUN
ajbmeb-2197	6	40	.	.	PUNCT
ajbmeb-2197	7	1	the	the	DET
ajbmeb-2197	7	2	following	follow	VERB
ajbmeb-2197	7	3	task	task	NOUN
ajbmeb-2197	7	4	has	have	AUX
ajbmeb-2197	7	5	been	be	AUX
ajbmeb-2197	7	6	defined	define	VERB
ajbmeb-2197	7	7	in	in	ADP
ajbmeb-2197	7	8	the	the	DET
ajbmeb-2197	7	9	republic	republic	NOUN
ajbmeb-2197	7	10	:	:	PUNCT
ajbmeb-2197	7	11	“	"	PUNCT
ajbmeb-2197	7	12	by	by	ADP
ajbmeb-2197	7	13	introducing	introduce	VERB
ajbmeb-2197	7	14	new	new	ADJ
ajbmeb-2197	7	15	financial	financial	ADJ
ajbmeb-2197	7	16	instruments	instrument	NOUN
ajbmeb-2197	7	17	and	and	CCONJ
ajbmeb-2197	7	18	issuing	issue	VERB
ajbmeb-2197	7	19	bonds	bond	NOUN
ajbmeb-2197	7	20	,	,	PUNCT
ajbmeb-2197	7	21	further	far	ADV
ajbmeb-2197	7	22	expanding	expand	VERB
ajbmeb-2197	7	23	the	the	DET
ajbmeb-2197	7	24	range	range	NOUN
ajbmeb-2197	7	25	of	of	ADP
ajbmeb-2197	7	26	banking	banking	NOUN
ajbmeb-2197	7	27	services	service	NOUN
ajbmeb-2197	7	28	,	,	PUNCT
ajbmeb-2197	7	29	developing	develop	VERB
ajbmeb-2197	7	30	the	the	DET
ajbmeb-2197	7	31	banking	banking	NOUN
ajbmeb-2197	7	32	system	system	NOUN
ajbmeb-2197	7	33	based	base	VERB
ajbmeb-2197	7	34	on	on	ADP
ajbmeb-2197	7	35	advanced	advanced	ADJ
ajbmeb-2197	7	36	information	information	NOUN
ajbmeb-2197	7	37	technologies	technology	NOUN
ajbmeb-2197	7	38	.	.	PUNCT
ajbmeb-2197	8	1	”[1	”[1	NOUN
ajbmeb-2197	8	2	]	]	PUNCT
ajbmeb-2197	8	3	to	to	PART
ajbmeb-2197	8	4	ensure	ensure	VERB
ajbmeb-2197	8	5	the	the	DET
ajbmeb-2197	8	6	implementation	implementation	NOUN
ajbmeb-2197	8	7	of	of	ADP
ajbmeb-2197	8	8	this	this	DET
ajbmeb-2197	8	9	task	task	NOUN
ajbmeb-2197	8	10	,	,	PUNCT
ajbmeb-2197	8	11	one	one	NUM
ajbmeb-2197	8	12	of	of	ADP
ajbmeb-2197	8	13	the	the	DET
ajbmeb-2197	8	14	pressing	press	VERB
ajbmeb-2197	8	15	issues	issue	NOUN
ajbmeb-2197	8	16	is	be	AUX
ajbmeb-2197	8	17	the	the	DET
ajbmeb-2197	8	18	scientific	scientific	ADJ
ajbmeb-2197	8	19	substantiation	substantiation	NOUN
ajbmeb-2197	8	20	of	of	ADP
ajbmeb-2197	8	21	the	the	DET
ajbmeb-2197	8	22	possibilities	possibility	NOUN
ajbmeb-2197	8	23	for	for	ADP
ajbmeb-2197	8	24	the	the	DET
ajbmeb-2197	8	25	development	development	NOUN
ajbmeb-2197	8	26	of	of	ADP
ajbmeb-2197	8	27	remote	remote	ADJ
ajbmeb-2197	8	28	banking	banking	NOUN
ajbmeb-2197	8	29	services	service	NOUN
ajbmeb-2197	8	30	in	in	ADP
ajbmeb-2197	8	31	commercial	commercial	ADJ
ajbmeb-2197	8	32	banks	bank	NOUN
ajbmeb-2197	8	33	,	,	PUNCT
ajbmeb-2197	8	34	the	the	DET
ajbmeb-2197	8	35	development	development	NOUN
ajbmeb-2197	8	36	of	of	ADP
ajbmeb-2197	8	37	scientific	scientific	ADJ
ajbmeb-2197	8	38	proposals	proposal	NOUN
ajbmeb-2197	8	39	and	and	CCONJ
ajbmeb-2197	8	40	practical	practical	ADJ
ajbmeb-2197	8	41	recommendations	recommendation	NOUN
ajbmeb-2197	8	42	,	,	PUNCT
ajbmeb-2197	8	43	based	base	VERB
ajbmeb-2197	8	44	on	on	ADP
ajbmeb-2197	8	45	the	the	DET
ajbmeb-2197	8	46	fact	fact	NOUN
ajbmeb-2197	8	47	that	that	SCONJ
ajbmeb-2197	8	48	the	the	DET
ajbmeb-2197	8	49	criteria	criterion	NOUN
ajbmeb-2197	8	50	associated	associate	VERB
ajbmeb-2197	8	51	with	with	ADP
ajbmeb-2197	8	52	the	the	DET
ajbmeb-2197	8	53	provision	provision	NOUN
ajbmeb-2197	8	54	of	of	ADP
ajbmeb-2197	8	55	remote	remote	ADJ
ajbmeb-2197	8	56	services	service	NOUN
ajbmeb-2197	8	57	by	by	ADP
ajbmeb-2197	8	58	banks	bank	NOUN
ajbmeb-2197	8	59	are	be	AUX
ajbmeb-2197	8	60	not	not	PART
ajbmeb-2197	8	61	reflected	reflect	VERB
ajbmeb-2197	8	62	in	in	ADP
ajbmeb-2197	8	63	the	the	DET
ajbmeb-2197	8	64	bank	bank	NOUN
ajbmeb-2197	8	65	’s	’s	PART
ajbmeb-2197	8	66	strategy	strategy	NOUN
ajbmeb-2197	8	67	,	,	PUNCT
ajbmeb-2197	8	68	what	what	PRON
ajbmeb-2197	8	69	is	be	AUX
ajbmeb-2197	8	70	happening	happen	VERB
ajbmeb-2197	8	71	serious	serious	ADJ
ajbmeb-2197	8	72	american	american	ADJ
ajbmeb-2197	8	73	journal	journal	PROPN
ajbmeb-2197	8	74	of	of	ADP
ajbmeb-2197	8	75	business	business	NOUN
ajbmeb-2197	8	76	management	management	NOUN
ajbmeb-2197	8	77	,	,	PUNCT
ajbmeb-2197	8	78	economics	economic	NOUN
ajbmeb-2197	8	79	and	and	CCONJ
ajbmeb-2197	8	80	banking	banking	NOUN
ajbmeb-2197	8	81	volume	volume	NOUN
ajbmeb-2197	8	82	25	25	NUM
ajbmeb-2197	8	83	june	june	PROPN
ajbmeb-2197	8	84	2024	2024	NUM
ajbmeb-2197	8	85	p	p	NOUN
ajbmeb-2197	8	86	a	a	DET
ajbmeb-2197	8	87	g	g	NOUN
ajbmeb-2197	8	88	e	e	NOUN
ajbmeb-2197	8	89	|	|	ADV
ajbmeb-2197	8	90	29	29	NUM
ajbmeb-2197	8	91	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2197	8	92	changes	change	NOUN
ajbmeb-2197	8	93	in	in	ADP
ajbmeb-2197	8	94	the	the	DET
ajbmeb-2197	8	95	types	type	NOUN
ajbmeb-2197	8	96	and	and	CCONJ
ajbmeb-2197	8	97	quality	quality	NOUN
ajbmeb-2197	8	98	of	of	ADP
ajbmeb-2197	8	99	banking	banking	NOUN
ajbmeb-2197	8	100	services	service	NOUN
ajbmeb-2197	8	101	,	,	PUNCT
ajbmeb-2197	8	102	that	that	SCONJ
ajbmeb-2197	8	103	mutual	mutual	ADJ
ajbmeb-2197	8	104	cooperation	cooperation	NOUN
ajbmeb-2197	8	105	relations	relation	NOUN
ajbmeb-2197	8	106	with	with	ADP
ajbmeb-2197	8	107	foreign	foreign	ADJ
ajbmeb-2197	8	108	banks	bank	NOUN
ajbmeb-2197	8	109	have	have	AUX
ajbmeb-2197	8	110	been	be	AUX
ajbmeb-2197	8	111	established	establish	VERB
ajbmeb-2197	8	112	,	,	PUNCT
ajbmeb-2197	8	113	that	that	SCONJ
ajbmeb-2197	8	114	foreign	foreign	ADJ
ajbmeb-2197	8	115	experience	experience	NOUN
ajbmeb-2197	8	116	is	be	AUX
ajbmeb-2197	8	117	being	be	AUX
ajbmeb-2197	8	118	positively	positively	ADV
ajbmeb-2197	8	119	applied	apply	VERB
ajbmeb-2197	8	120	in	in	ADP
ajbmeb-2197	8	121	uzbekistan	uzbekistan	PROPN
ajbmeb-2197	8	122	.	.	PUNCT
ajbmeb-2197	9	1	literature	literature	NOUN
ajbmeb-2197	9	2	analysis	analysis	NOUN
ajbmeb-2197	9	3	the	the	DET
ajbmeb-2197	9	4	evolution	evolution	NOUN
ajbmeb-2197	9	5	of	of	ADP
ajbmeb-2197	9	6	the	the	DET
ajbmeb-2197	9	7	theory	theory	NOUN
ajbmeb-2197	9	8	of	of	ADP
ajbmeb-2197	9	9	banking	banking	NOUN
ajbmeb-2197	9	10	services	service	NOUN
ajbmeb-2197	9	11	has	have	AUX
ajbmeb-2197	9	12	gone	go	VERB
ajbmeb-2197	9	13	through	through	ADP
ajbmeb-2197	9	14	several	several	ADJ
ajbmeb-2197	9	15	stages	stage	NOUN
ajbmeb-2197	9	16	of	of	ADP
ajbmeb-2197	9	17	development	development	NOUN
ajbmeb-2197	9	18	.	.	PUNCT
ajbmeb-2197	10	1	the	the	DET
ajbmeb-2197	10	2	initial	initial	ADJ
ajbmeb-2197	10	3	stage	stage	NOUN
ajbmeb-2197	10	4	of	of	ADP
ajbmeb-2197	10	5	development	development	NOUN
ajbmeb-2197	10	6	of	of	ADP
ajbmeb-2197	10	7	the	the	DET
ajbmeb-2197	10	8	theory	theory	NOUN
ajbmeb-2197	10	9	of	of	ADP
ajbmeb-2197	10	10	banking	banking	NOUN
ajbmeb-2197	10	11	services	service	NOUN
ajbmeb-2197	10	12	begins	begin	VERB
ajbmeb-2197	10	13	with	with	ADP
ajbmeb-2197	10	14	the	the	DET
ajbmeb-2197	10	15	scientific	scientific	ADJ
ajbmeb-2197	10	16	work	work	NOUN
ajbmeb-2197	10	17	of	of	ADP
ajbmeb-2197	10	18	h.	h.	PROPN
ajbmeb-2197	10	19	douglas[2	douglas[2	PROPN
ajbmeb-2197	10	20	]	]	PUNCT
ajbmeb-2197	10	21	and	and	CCONJ
ajbmeb-2197	10	22	g.	g.	PROPN
ajbmeb-2197	10	23	bryan	bryan	PROPN
ajbmeb-2197	10	24	,	,	PUNCT
ajbmeb-2197	10	25	which	which	PRON
ajbmeb-2197	10	26	is	be	AUX
ajbmeb-2197	10	27	devoted	devote	VERB
ajbmeb-2197	10	28	to	to	ADP
ajbmeb-2197	10	29	the	the	DET
ajbmeb-2197	10	30	study	study	NOUN
ajbmeb-2197	10	31	of	of	ADP
ajbmeb-2197	10	32	the	the	DET
ajbmeb-2197	10	33	banking	banking	NOUN
ajbmeb-2197	10	34	services	service	NOUN
ajbmeb-2197	10	35	market	market	NOUN
ajbmeb-2197	10	36	and	and	CCONJ
ajbmeb-2197	10	37	its	its	PRON
ajbmeb-2197	10	38	segment	segment	NOUN
ajbmeb-2197	10	39	of	of	ADP
ajbmeb-2197	10	40	banking	banking	NOUN
ajbmeb-2197	10	41	services	service	NOUN
ajbmeb-2197	10	42	.	.	PUNCT
ajbmeb-2197	11	1	the	the	DET
ajbmeb-2197	11	2	second	second	ADJ
ajbmeb-2197	11	3	stage	stage	NOUN
ajbmeb-2197	11	4	is	be	AUX
ajbmeb-2197	11	5	devoted	devote	VERB
ajbmeb-2197	11	6	to	to	ADP
ajbmeb-2197	11	7	the	the	DET
ajbmeb-2197	11	8	study	study	NOUN
ajbmeb-2197	11	9	of	of	ADP
ajbmeb-2197	11	10	the	the	DET
ajbmeb-2197	11	11	characteristics	characteristic	NOUN
ajbmeb-2197	11	12	of	of	ADP
ajbmeb-2197	11	13	the	the	DET
ajbmeb-2197	11	14	credit	credit	NOUN
ajbmeb-2197	11	15	and	and	CCONJ
ajbmeb-2197	11	16	financial	financial	ADJ
ajbmeb-2197	11	17	systems	system	NOUN
ajbmeb-2197	11	18	of	of	ADP
ajbmeb-2197	11	19	individual	individual	ADJ
ajbmeb-2197	11	20	countries	country	NOUN
ajbmeb-2197	11	21	and	and	CCONJ
ajbmeb-2197	11	22	the	the	DET
ajbmeb-2197	11	23	possible	possible	ADJ
ajbmeb-2197	11	24	consequences	consequence	NOUN
ajbmeb-2197	11	25	of	of	ADP
ajbmeb-2197	11	26	the	the	DET
ajbmeb-2197	11	27	influence	influence	NOUN
ajbmeb-2197	11	28	of	of	ADP
ajbmeb-2197	11	29	globalization	globalization	NOUN
ajbmeb-2197	11	30	and	and	CCONJ
ajbmeb-2197	11	31	centralization	centralization	NOUN
ajbmeb-2197	11	32	of	of	ADP
ajbmeb-2197	11	33	banking	banking	NOUN
ajbmeb-2197	11	34	capital	capital	NOUN
ajbmeb-2197	11	35	on	on	ADP
ajbmeb-2197	11	36	the	the	DET
ajbmeb-2197	11	37	banking	banking	NOUN
ajbmeb-2197	11	38	services	service	NOUN
ajbmeb-2197	11	39	market	market	NOUN
ajbmeb-2197	11	40	,	,	PUNCT
ajbmeb-2197	11	41	which	which	PRON
ajbmeb-2197	11	42	are	be	AUX
ajbmeb-2197	11	43	reflected	reflect	VERB
ajbmeb-2197	11	44	in	in	ADP
ajbmeb-2197	11	45	the	the	DET
ajbmeb-2197	11	46	scientific	scientific	ADJ
ajbmeb-2197	11	47	works	work	NOUN
ajbmeb-2197	11	48	of	of	ADP
ajbmeb-2197	11	49	f.	f.	PROPN
ajbmeb-2197	11	50	derek[3	derek[3	PROPN
ajbmeb-2197	11	51	]	]	PUNCT
ajbmeb-2197	11	52	,	,	PUNCT
ajbmeb-2197	11	53	o.	o.	PROPN
ajbmeb-2197	11	54	donnell	donnell	PROPN
ajbmeb-2197	11	55	,	,	PUNCT
ajbmeb-2197	11	56	e.	e.	PROPN
ajbmeb-2197	11	57	ballarin	ballarin	PROPN
ajbmeb-2197	11	58	.	.	PUNCT
ajbmeb-2197	12	1	at	at	ADP
ajbmeb-2197	12	2	the	the	DET
ajbmeb-2197	12	3	third	third	ADJ
ajbmeb-2197	12	4	stage	stage	NOUN
ajbmeb-2197	12	5	,	,	PUNCT
ajbmeb-2197	12	6	the	the	DET
ajbmeb-2197	12	7	idea	idea	NOUN
ajbmeb-2197	12	8	of	of	ADP
ajbmeb-2197	12	9	a	a	DET
ajbmeb-2197	12	10	“	"	PUNCT
ajbmeb-2197	12	11	financial	financial	ADJ
ajbmeb-2197	12	12	supermarket	supermarket	NOUN
ajbmeb-2197	12	13	”	"	PUNCT
ajbmeb-2197	12	14	and	and	CCONJ
ajbmeb-2197	12	15	a	a	DET
ajbmeb-2197	12	16	“	"	PUNCT
ajbmeb-2197	12	17	financial	financial	ADJ
ajbmeb-2197	12	18	boutique	boutique	NOUN
ajbmeb-2197	12	19	”	"	PUNCT
ajbmeb-2197	12	20	became	become	VERB
ajbmeb-2197	12	21	relevant	relevant	ADJ
ajbmeb-2197	12	22	,	,	PUNCT
ajbmeb-2197	12	23	as	as	ADV
ajbmeb-2197	12	24	well	well	ADV
ajbmeb-2197	12	25	as	as	ADP
ajbmeb-2197	12	26	the	the	DET
ajbmeb-2197	12	27	inclusion	inclusion	NOUN
ajbmeb-2197	12	28	of	of	ADP
ajbmeb-2197	12	29	highly	highly	ADV
ajbmeb-2197	12	30	specialized	specialized	ADJ
ajbmeb-2197	12	31	banks	bank	NOUN
ajbmeb-2197	12	32	in	in	ADP
ajbmeb-2197	12	33	the	the	DET
ajbmeb-2197	12	34	ranks	rank	NOUN
ajbmeb-2197	12	35	of	of	ADP
ajbmeb-2197	12	36	universal	universal	ADJ
ajbmeb-2197	12	37	banks	bank	NOUN
ajbmeb-2197	12	38	.	.	PUNCT
ajbmeb-2197	13	1	loan	loan	NOUN
ajbmeb-2197	13	2	capital	capital	NOUN
ajbmeb-2197	13	3	market	market	NOUN
ajbmeb-2197	13	4	services	service	NOUN
ajbmeb-2197	13	5	and	and	CCONJ
ajbmeb-2197	13	6	electronic	electronic	ADJ
ajbmeb-2197	13	7	services	service	NOUN
ajbmeb-2197	13	8	have	have	AUX
ajbmeb-2197	13	9	become	become	VERB
ajbmeb-2197	13	10	widespread	widespread	ADJ
ajbmeb-2197	13	11	,	,	PUNCT
ajbmeb-2197	13	12	and	and	CCONJ
ajbmeb-2197	13	13	cases	case	NOUN
ajbmeb-2197	13	14	of	of	ADP
ajbmeb-2197	13	15	mergers	merger	NOUN
ajbmeb-2197	13	16	and	and	CCONJ
ajbmeb-2197	13	17	acquisitions	acquisition	NOUN
ajbmeb-2197	13	18	of	of	ADP
ajbmeb-2197	13	19	banks	bank	NOUN
ajbmeb-2197	13	20	have	have	AUX
ajbmeb-2197	13	21	become	become	VERB
ajbmeb-2197	13	22	more	more	ADV
ajbmeb-2197	13	23	frequent	frequent	ADJ
ajbmeb-2197	13	24	.	.	PUNCT
ajbmeb-2197	14	1	in	in	ADP
ajbmeb-2197	14	2	this	this	DET
ajbmeb-2197	14	3	regard	regard	NOUN
ajbmeb-2197	14	4	,	,	PUNCT
ajbmeb-2197	14	5	we	we	PRON
ajbmeb-2197	14	6	can	can	AUX
ajbmeb-2197	14	7	highlight	highlight	VERB
ajbmeb-2197	14	8	separately	separately	ADV
ajbmeb-2197	14	9	the	the	DET
ajbmeb-2197	14	10	scientific	scientific	ADJ
ajbmeb-2197	14	11	works	work	NOUN
ajbmeb-2197	14	12	of	of	ADP
ajbmeb-2197	14	13	d.	d.	PROPN
ajbmeb-2197	14	14	gentle	gentle	PROPN
ajbmeb-2197	14	15	,	,	PUNCT
ajbmeb-2197	14	16	j.	j.	PROPN
ajbmeb-2197	14	17	sinki[4	sinki[4	PROPN
ajbmeb-2197	14	18	]	]	PUNCT
ajbmeb-2197	14	19	,	,	PUNCT
ajbmeb-2197	14	20	p.	p.	NOUN
ajbmeb-2197	14	21	rose[5	rose[5	NUM
ajbmeb-2197	14	22	]	]	PUNCT
ajbmeb-2197	14	23	.	.	PUNCT
ajbmeb-2197	15	1	the	the	DET
ajbmeb-2197	15	2	works	work	NOUN
ajbmeb-2197	15	3	of	of	ADP
ajbmeb-2197	15	4	these	these	DET
ajbmeb-2197	15	5	scientists	scientist	NOUN
ajbmeb-2197	15	6	focus	focus	VERB
ajbmeb-2197	15	7	on	on	ADP
ajbmeb-2197	15	8	the	the	DET
ajbmeb-2197	15	9	fact	fact	NOUN
ajbmeb-2197	15	10	that	that	SCONJ
ajbmeb-2197	15	11	banking	banking	NOUN
ajbmeb-2197	15	12	is	be	AUX
ajbmeb-2197	15	13	a	a	DET
ajbmeb-2197	15	14	theoretical	theoretical	ADJ
ajbmeb-2197	15	15	,	,	PUNCT
ajbmeb-2197	15	16	technological	technological	ADJ
ajbmeb-2197	15	17	,	,	PUNCT
ajbmeb-2197	15	18	financial	financial	ADJ
ajbmeb-2197	15	19	,	,	PUNCT
ajbmeb-2197	15	20	intellectual	intellectual	ADJ
ajbmeb-2197	15	21	and	and	CCONJ
ajbmeb-2197	15	22	professional	professional	ADJ
ajbmeb-2197	15	23	banking	banking	NOUN
ajbmeb-2197	15	24	activity	activity	NOUN
ajbmeb-2197	15	25	that	that	PRON
ajbmeb-2197	15	26	optimizes	optimize	VERB
ajbmeb-2197	15	27	banking	banking	NOUN
ajbmeb-2197	15	28	operations	operation	NOUN
ajbmeb-2197	15	29	.	.	PUNCT
ajbmeb-2197	16	1	when	when	SCONJ
ajbmeb-2197	16	2	studying	study	VERB
ajbmeb-2197	16	3	the	the	DET
ajbmeb-2197	16	4	evolution	evolution	NOUN
ajbmeb-2197	16	5	of	of	ADP
ajbmeb-2197	16	6	the	the	DET
ajbmeb-2197	16	7	banking	banking	NOUN
ajbmeb-2197	16	8	services	service	NOUN
ajbmeb-2197	16	9	market	market	NOUN
ajbmeb-2197	16	10	,	,	PUNCT
ajbmeb-2197	16	11	o.	o.	PROPN
ajbmeb-2197	16	12	lavrushin	lavrushin	PROPN
ajbmeb-2197	16	13	described	describe	VERB
ajbmeb-2197	16	14	in	in	ADP
ajbmeb-2197	16	15	great	great	ADJ
ajbmeb-2197	16	16	detail	detail	NOUN
ajbmeb-2197	16	17	the	the	DET
ajbmeb-2197	16	18	stages	stage	NOUN
ajbmeb-2197	16	19	of	of	ADP
ajbmeb-2197	16	20	development	development	NOUN
ajbmeb-2197	16	21	of	of	ADP
ajbmeb-2197	16	22	services	service	NOUN
ajbmeb-2197	16	23	provided	provide	VERB
ajbmeb-2197	16	24	to	to	ADP
ajbmeb-2197	16	25	clients	client	NOUN
ajbmeb-2197	16	26	in	in	ADP
ajbmeb-2197	16	27	banking	banking	NOUN
ajbmeb-2197	16	28	activities	activity	NOUN
ajbmeb-2197	16	29	while	while	SCONJ
ajbmeb-2197	16	30	classifying	classify	VERB
ajbmeb-2197	16	31	the	the	DET
ajbmeb-2197	16	32	stages	stage	NOUN
ajbmeb-2197	16	33	of	of	ADP
ajbmeb-2197	16	34	development	development	NOUN
ajbmeb-2197	16	35	of	of	ADP
ajbmeb-2197	16	36	the	the	DET
ajbmeb-2197	16	37	banking	banking	NOUN
ajbmeb-2197	16	38	services	service	NOUN
ajbmeb-2197	16	39	market	market	NOUN
ajbmeb-2197	16	40	by	by	ADP
ajbmeb-2197	16	41	year.[6	year.[6	NOUN
ajbmeb-2197	16	42	]	]	X
ajbmeb-2197	16	43	in	in	ADP
ajbmeb-2197	16	44	modern	modern	ADJ
ajbmeb-2197	16	45	economic	economic	ADJ
ajbmeb-2197	16	46	literature	literature	NOUN
ajbmeb-2197	16	47	,	,	PUNCT
ajbmeb-2197	16	48	the	the	DET
ajbmeb-2197	16	49	term	term	NOUN
ajbmeb-2197	16	50	“	"	PUNCT
ajbmeb-2197	16	51	banking	banking	NOUN
ajbmeb-2197	16	52	products	product	NOUN
ajbmeb-2197	16	53	”	"	PUNCT
ajbmeb-2197	16	54	is	be	AUX
ajbmeb-2197	16	55	usually	usually	ADV
ajbmeb-2197	16	56	identified	identify	VERB
ajbmeb-2197	16	57	with	with	ADP
ajbmeb-2197	16	58	the	the	DET
ajbmeb-2197	16	59	concept	concept	NOUN
ajbmeb-2197	16	60	of	of	ADP
ajbmeb-2197	16	61	“	"	PUNCT
ajbmeb-2197	16	62	banking	banking	NOUN
ajbmeb-2197	16	63	service	service	NOUN
ajbmeb-2197	16	64	”	"	PUNCT
ajbmeb-2197	16	65	,	,	PUNCT
ajbmeb-2197	16	66	and	and	CCONJ
ajbmeb-2197	16	67	is	be	AUX
ajbmeb-2197	16	68	sometimes	sometimes	ADV
ajbmeb-2197	16	69	used	use	VERB
ajbmeb-2197	16	70	instead	instead	ADV
ajbmeb-2197	16	71	.	.	PUNCT
ajbmeb-2197	17	1	banking	banking	NOUN
ajbmeb-2197	17	2	service	service	NOUN
ajbmeb-2197	17	3	helps	help	VERB
ajbmeb-2197	17	4	to	to	PART
ajbmeb-2197	17	5	carry	carry	VERB
ajbmeb-2197	17	6	out	out	ADP
ajbmeb-2197	17	7	banking	banking	NOUN
ajbmeb-2197	17	8	operations	operation	NOUN
ajbmeb-2197	17	9	at	at	ADP
ajbmeb-2197	17	10	an	an	DET
ajbmeb-2197	17	11	optimal	optimal	ADJ
ajbmeb-2197	17	12	level	level	NOUN
ajbmeb-2197	17	13	,	,	PUNCT
ajbmeb-2197	17	14	and	and	CCONJ
ajbmeb-2197	17	15	banking	banking	NOUN
ajbmeb-2197	17	16	services	service	NOUN
ajbmeb-2197	17	17	,	,	PUNCT
ajbmeb-2197	17	18	developed	develop	VERB
ajbmeb-2197	17	19	and	and	CCONJ
ajbmeb-2197	17	20	implemented	implement	VERB
ajbmeb-2197	17	21	along	along	ADP
ajbmeb-2197	17	22	with	with	ADP
ajbmeb-2197	17	23	banking	banking	NOUN
ajbmeb-2197	17	24	operations	operation	NOUN
ajbmeb-2197	17	25	,	,	PUNCT
ajbmeb-2197	17	26	create	create	VERB
ajbmeb-2197	17	27	banking	banking	NOUN
ajbmeb-2197	17	28	products	product	NOUN
ajbmeb-2197	17	29	.	.	PUNCT
ajbmeb-2197	18	1	one	one	NUM
ajbmeb-2197	18	2	of	of	ADP
ajbmeb-2197	18	3	the	the	DET
ajbmeb-2197	18	4	economists	economist	NOUN
ajbmeb-2197	18	5	who	who	PRON
ajbmeb-2197	18	6	conducted	conduct	VERB
ajbmeb-2197	18	7	research	research	NOUN
ajbmeb-2197	18	8	in	in	ADP
ajbmeb-2197	18	9	the	the	DET
ajbmeb-2197	18	10	field	field	NOUN
ajbmeb-2197	18	11	of	of	ADP
ajbmeb-2197	18	12	banking	banking	NOUN
ajbmeb-2197	18	13	services	service	NOUN
ajbmeb-2197	18	14	in	in	ADP
ajbmeb-2197	18	15	our	our	PRON
ajbmeb-2197	18	16	republic	republic	NOUN
ajbmeb-2197	18	17	,	,	PUNCT
ajbmeb-2197	18	18	z.	z.	PROPN
ajbmeb-2197	18	19	mamadiyarov[7	mamadiyarov[7	PROPN
ajbmeb-2197	18	20	]	]	PUNCT
ajbmeb-2197	18	21	and	and	CCONJ
ajbmeb-2197	18	22	kh	kh	PROPN
ajbmeb-2197	18	23	.	.	PUNCT
ajbmeb-2197	19	1	khudoyarova[8	khudoyarova[8	PROPN
ajbmeb-2197	19	2	]	]	PUNCT
ajbmeb-2197	19	3	paid	pay	VERB
ajbmeb-2197	19	4	more	more	ADJ
ajbmeb-2197	19	5	attention	attention	NOUN
ajbmeb-2197	19	6	to	to	ADP
ajbmeb-2197	19	7	remote	remote	VERB
ajbmeb-2197	19	8	and	and	CCONJ
ajbmeb-2197	19	9	retail	retail	ADJ
ajbmeb-2197	19	10	services	service	NOUN
ajbmeb-2197	19	11	of	of	ADP
ajbmeb-2197	19	12	commercial	commercial	ADJ
ajbmeb-2197	19	13	banks	bank	NOUN
ajbmeb-2197	19	14	.	.	PUNCT
ajbmeb-2197	20	1	economist	economist	NOUN
ajbmeb-2197	20	2	a.	a.	NOUN
ajbmeb-2197	20	3	ivanov	ivanov	PROPN
ajbmeb-2197	20	4	in	in	ADP
ajbmeb-2197	20	5	his	his	PRON
ajbmeb-2197	20	6	work	work	NOUN
ajbmeb-2197	20	7	classifies	classify	VERB
ajbmeb-2197	20	8	banking	banking	NOUN
ajbmeb-2197	20	9	services	service	NOUN
ajbmeb-2197	20	10	according	accord	VERB
ajbmeb-2197	20	11	to	to	ADP
ajbmeb-2197	20	12	a	a	DET
ajbmeb-2197	20	13	number	number	NOUN
ajbmeb-2197	20	14	of	of	ADP
ajbmeb-2197	20	15	criteria	criterion	NOUN
ajbmeb-2197	20	16	characterizing	characterize	VERB
ajbmeb-2197	20	17	the	the	DET
ajbmeb-2197	20	18	features	feature	NOUN
ajbmeb-2197	20	19	of	of	ADP
ajbmeb-2197	20	20	their	their	PRON
ajbmeb-2197	20	21	provision	provision	NOUN
ajbmeb-2197	20	22	to	to	PART
ajbmeb-2197	20	23	clients.[9	clients.[9	VERB
ajbmeb-2197	20	24	]	]	X
ajbmeb-2197	21	1	summarizing	summarize	VERB
ajbmeb-2197	21	2	our	our	PRON
ajbmeb-2197	21	3	discussions	discussion	NOUN
ajbmeb-2197	21	4	about	about	ADP
ajbmeb-2197	21	5	banking	banking	NOUN
ajbmeb-2197	21	6	services	service	NOUN
ajbmeb-2197	21	7	,	,	PUNCT
ajbmeb-2197	21	8	in	in	ADP
ajbmeb-2197	21	9	our	our	PRON
ajbmeb-2197	21	10	opinion	opinion	NOUN
ajbmeb-2197	21	11	,	,	PUNCT
ajbmeb-2197	21	12	banking	banking	NOUN
ajbmeb-2197	21	13	services	service	NOUN
ajbmeb-2197	21	14	are	be	AUX
ajbmeb-2197	21	15	a	a	DET
ajbmeb-2197	21	16	set	set	NOUN
ajbmeb-2197	21	17	of	of	ADP
ajbmeb-2197	21	18	practical	practical	ADJ
ajbmeb-2197	21	19	and	and	CCONJ
ajbmeb-2197	21	20	technical	technical	ADJ
ajbmeb-2197	21	21	banking	banking	NOUN
ajbmeb-2197	21	22	operations	operation	NOUN
ajbmeb-2197	21	23	that	that	PRON
ajbmeb-2197	21	24	are	be	AUX
ajbmeb-2197	21	25	directly	directly	ADV
ajbmeb-2197	21	26	related	relate	VERB
ajbmeb-2197	21	27	to	to	ADP
ajbmeb-2197	21	28	the	the	DET
ajbmeb-2197	21	29	effective	effective	ADJ
ajbmeb-2197	21	30	management	management	NOUN
ajbmeb-2197	21	31	of	of	ADP
ajbmeb-2197	21	32	the	the	DET
ajbmeb-2197	21	33	operational	operational	ADJ
ajbmeb-2197	21	34	and	and	CCONJ
ajbmeb-2197	21	35	strategic	strategic	ADJ
ajbmeb-2197	21	36	practical	practical	ADJ
ajbmeb-2197	21	37	activities	activity	NOUN
ajbmeb-2197	21	38	of	of	ADP
ajbmeb-2197	21	39	commercial	commercial	ADJ
ajbmeb-2197	21	40	banks	bank	NOUN
ajbmeb-2197	21	41	and	and	CCONJ
ajbmeb-2197	21	42	are	be	AUX
ajbmeb-2197	21	43	carried	carry	VERB
ajbmeb-2197	21	44	out	out	ADP
ajbmeb-2197	21	45	on	on	ADP
ajbmeb-2197	21	46	the	the	DET
ajbmeb-2197	21	47	basis	basis	NOUN
ajbmeb-2197	21	48	of	of	ADP
ajbmeb-2197	21	49	a	a	DET
ajbmeb-2197	21	50	mutual	mutual	ADJ
ajbmeb-2197	21	51	agreement	agreement	NOUN
ajbmeb-2197	21	52	aimed	aim	VERB
ajbmeb-2197	21	53	at	at	ADP
ajbmeb-2197	21	54	meeting	meet	VERB
ajbmeb-2197	21	55	the	the	DET
ajbmeb-2197	21	56	needs	need	NOUN
ajbmeb-2197	21	57	of	of	ADP
ajbmeb-2197	21	58	bank	bank	NOUN
ajbmeb-2197	21	59	clients	client	NOUN
ajbmeb-2197	21	60	.	.	PUNCT
ajbmeb-2197	22	1	banking	banking	NOUN
ajbmeb-2197	22	2	services	service	NOUN
ajbmeb-2197	22	3	are	be	AUX
ajbmeb-2197	22	4	truly	truly	ADV
ajbmeb-2197	22	5	reflected	reflect	VERB
ajbmeb-2197	22	6	in	in	ADP
ajbmeb-2197	22	7	the	the	DET
ajbmeb-2197	22	8	practical	practical	ADJ
ajbmeb-2197	22	9	activities	activity	NOUN
ajbmeb-2197	22	10	of	of	ADP
ajbmeb-2197	22	11	banks	bank	NOUN
ajbmeb-2197	22	12	.	.	PUNCT
ajbmeb-2197	23	1	these	these	DET
ajbmeb-2197	23	2	activities	activity	NOUN
ajbmeb-2197	23	3	represent	represent	VERB
ajbmeb-2197	23	4	services	service	NOUN
ajbmeb-2197	23	5	related	relate	VERB
ajbmeb-2197	23	6	to	to	ADP
ajbmeb-2197	23	7	meeting	meet	VERB
ajbmeb-2197	23	8	the	the	DET
ajbmeb-2197	23	9	banking	banking	NOUN
ajbmeb-2197	23	10	needs	need	NOUN
ajbmeb-2197	23	11	of	of	ADP
ajbmeb-2197	23	12	customers	customer	NOUN
ajbmeb-2197	23	13	.	.	PUNCT
ajbmeb-2197	24	1	at	at	ADP
ajbmeb-2197	24	2	the	the	DET
ajbmeb-2197	24	3	same	same	ADJ
ajbmeb-2197	24	4	time	time	NOUN
ajbmeb-2197	24	5	,	,	PUNCT
ajbmeb-2197	24	6	banking	banking	NOUN
ajbmeb-2197	24	7	services	service	NOUN
ajbmeb-2197	24	8	are	be	AUX
ajbmeb-2197	24	9	an	an	DET
ajbmeb-2197	24	10	important	important	ADJ
ajbmeb-2197	24	11	element	element	NOUN
ajbmeb-2197	24	12	that	that	PRON
ajbmeb-2197	24	13	ensures	ensure	VERB
ajbmeb-2197	24	14	the	the	DET
ajbmeb-2197	24	15	optimization	optimization	NOUN
ajbmeb-2197	24	16	of	of	ADP
ajbmeb-2197	24	17	banking	banking	NOUN
ajbmeb-2197	24	18	operations	operation	NOUN
ajbmeb-2197	24	19	,	,	PUNCT
ajbmeb-2197	24	20	the	the	DET
ajbmeb-2197	24	21	efficiency	efficiency	NOUN
ajbmeb-2197	24	22	of	of	ADP
ajbmeb-2197	24	23	this	this	DET
ajbmeb-2197	24	24	operation	operation	NOUN
ajbmeb-2197	24	25	when	when	SCONJ
ajbmeb-2197	24	26	choosing	choose	VERB
ajbmeb-2197	24	27	a	a	DET
ajbmeb-2197	24	28	particular	particular	ADJ
ajbmeb-2197	24	29	type	type	NOUN
ajbmeb-2197	24	30	of	of	ADP
ajbmeb-2197	24	31	banking	banking	NOUN
ajbmeb-2197	24	32	service	service	NOUN
ajbmeb-2197	24	33	,	,	PUNCT
ajbmeb-2197	24	34	they	they	PRON
ajbmeb-2197	24	35	must	must	AUX
ajbmeb-2197	24	36	pay	pay	VERB
ajbmeb-2197	24	37	attention	attention	NOUN
ajbmeb-2197	24	38	to	to	ADP
ajbmeb-2197	24	39	the	the	DET
ajbmeb-2197	24	40	level	level	NOUN
ajbmeb-2197	24	41	of	of	ADP
ajbmeb-2197	24	42	convenience	convenience	NOUN
ajbmeb-2197	24	43	and	and	CCONJ
ajbmeb-2197	24	44	quality	quality	NOUN
ajbmeb-2197	24	45	and	and	CCONJ
ajbmeb-2197	24	46	feel	feel	VERB
ajbmeb-2197	24	47	that	that	SCONJ
ajbmeb-2197	24	48	these	these	DET
ajbmeb-2197	24	49	indicators	indicator	NOUN
ajbmeb-2197	24	50	are	be	AUX
ajbmeb-2197	24	51	the	the	DET
ajbmeb-2197	24	52	basis	basis	NOUN
ajbmeb-2197	24	53	for	for	ADP
ajbmeb-2197	24	54	ensuring	ensure	VERB
ajbmeb-2197	24	55	its	its	PRON
ajbmeb-2197	24	56	competitiveness	competitiveness	NOUN
ajbmeb-2197	24	57	.	.	PUNCT
ajbmeb-2197	25	1	in	in	ADP
ajbmeb-2197	25	2	a	a	DET
ajbmeb-2197	25	3	market	market	NOUN
ajbmeb-2197	25	4	economy	economy	NOUN
ajbmeb-2197	25	5	,	,	PUNCT
ajbmeb-2197	25	6	the	the	DET
ajbmeb-2197	25	7	demand	demand	NOUN
ajbmeb-2197	25	8	for	for	ADP
ajbmeb-2197	25	9	remote	remote	ADJ
ajbmeb-2197	25	10	servicing	servicing	NOUN
ajbmeb-2197	25	11	of	of	ADP
ajbmeb-2197	25	12	commercial	commercial	ADJ
ajbmeb-2197	25	13	banks	bank	NOUN
ajbmeb-2197	25	14	is	be	AUX
ajbmeb-2197	25	15	increasing	increase	VERB
ajbmeb-2197	25	16	.	.	PUNCT
ajbmeb-2197	26	1	research	research	NOUN
ajbmeb-2197	26	2	methodology	methodology	NOUN
ajbmeb-2197	26	3	in	in	ADP
ajbmeb-2197	26	4	the	the	DET
ajbmeb-2197	26	5	article	article	NOUN
ajbmeb-2197	26	6	,	,	PUNCT
ajbmeb-2197	26	7	a	a	DET
ajbmeb-2197	26	8	systematic	systematic	ADJ
ajbmeb-2197	26	9	analysis	analysis	NOUN
ajbmeb-2197	26	10	of	of	ADP
ajbmeb-2197	26	11	the	the	DET
ajbmeb-2197	26	12	literature	literature	NOUN
ajbmeb-2197	26	13	was	be	AUX
ajbmeb-2197	26	14	carried	carry	VERB
ajbmeb-2197	26	15	out	out	ADP
ajbmeb-2197	26	16	in	in	ADP
ajbmeb-2197	26	17	researching	research	VERB
ajbmeb-2197	26	18	the	the	DET
ajbmeb-2197	26	19	issues	issue	NOUN
ajbmeb-2197	26	20	of	of	ADP
ajbmeb-2197	26	21	improving	improve	VERB
ajbmeb-2197	26	22	remote	remote	ADJ
ajbmeb-2197	26	23	banking	banking	NOUN
ajbmeb-2197	26	24	services	service	NOUN
ajbmeb-2197	26	25	in	in	ADP
ajbmeb-2197	26	26	commercial	commercial	ADJ
ajbmeb-2197	26	27	banks	bank	NOUN
ajbmeb-2197	26	28	.	.	PUNCT
ajbmeb-2197	27	1	also	also	ADV
ajbmeb-2197	27	2	,	,	PUNCT
ajbmeb-2197	27	3	the	the	DET
ajbmeb-2197	27	4	scientific	scientific	ADJ
ajbmeb-2197	27	5	conclusions	conclusion	NOUN
ajbmeb-2197	27	6	of	of	ADP
ajbmeb-2197	27	7	the	the	DET
ajbmeb-2197	27	8	american	american	ADJ
ajbmeb-2197	27	9	journal	journal	PROPN
ajbmeb-2197	27	10	of	of	ADP
ajbmeb-2197	27	11	business	business	NOUN
ajbmeb-2197	27	12	management	management	NOUN
ajbmeb-2197	27	13	,	,	PUNCT
ajbmeb-2197	27	14	economics	economic	NOUN
ajbmeb-2197	27	15	and	and	CCONJ
ajbmeb-2197	27	16	banking	banking	NOUN
ajbmeb-2197	27	17	volume	volume	NOUN
ajbmeb-2197	27	18	25	25	NUM
ajbmeb-2197	27	19	june	june	PROPN
ajbmeb-2197	27	20	2024	2024	NUM
ajbmeb-2197	27	21	p	p	NOUN
ajbmeb-2197	27	22	a	a	DET
ajbmeb-2197	27	23	g	g	NOUN
ajbmeb-2197	27	24	e	e	NOUN
ajbmeb-2197	27	25	|	|	ADV
ajbmeb-2197	27	26	30	30	NUM
ajbmeb-2197	27	27	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2197	27	28	scientific	scientific	ADJ
ajbmeb-2197	27	29	research	research	NOUN
ajbmeb-2197	27	30	works	work	NOUN
ajbmeb-2197	27	31	carried	carry	VERB
ajbmeb-2197	27	32	out	out	ADP
ajbmeb-2197	27	33	by	by	ADP
ajbmeb-2197	27	34	foreign	foreign	ADJ
ajbmeb-2197	27	35	and	and	CCONJ
ajbmeb-2197	27	36	local	local	ADJ
ajbmeb-2197	27	37	scientists	scientist	NOUN
ajbmeb-2197	27	38	in	in	ADP
ajbmeb-2197	27	39	this	this	DET
ajbmeb-2197	27	40	direction	direction	NOUN
ajbmeb-2197	27	41	were	be	AUX
ajbmeb-2197	27	42	studied	study	VERB
ajbmeb-2197	27	43	and	and	CCONJ
ajbmeb-2197	27	44	independent	independent	ADJ
ajbmeb-2197	27	45	approaches	approach	NOUN
ajbmeb-2197	27	46	were	be	AUX
ajbmeb-2197	27	47	formed	form	VERB
ajbmeb-2197	27	48	.	.	PUNCT
ajbmeb-2197	28	1	analysis	analysis	NOUN
ajbmeb-2197	28	2	and	and	CCONJ
ajbmeb-2197	28	3	discussion	discussion	NOUN
ajbmeb-2197	28	4	of	of	ADP
ajbmeb-2197	28	5	results	result	NOUN
ajbmeb-2197	28	6	although	although	SCONJ
ajbmeb-2197	28	7	the	the	DET
ajbmeb-2197	28	8	provision	provision	NOUN
ajbmeb-2197	28	9	of	of	ADP
ajbmeb-2197	28	10	remote	remote	ADJ
ajbmeb-2197	28	11	banking	banking	NOUN
ajbmeb-2197	28	12	services	service	NOUN
ajbmeb-2197	28	13	in	in	ADP
ajbmeb-2197	28	14	commercial	commercial	ADJ
ajbmeb-2197	28	15	banks	bank	NOUN
ajbmeb-2197	28	16	of	of	ADP
ajbmeb-2197	28	17	the	the	DET
ajbmeb-2197	28	18	republic	republic	NOUN
ajbmeb-2197	28	19	of	of	ADP
ajbmeb-2197	28	20	uzbekistan	uzbekistan	PROPN
ajbmeb-2197	28	21	is	be	AUX
ajbmeb-2197	28	22	developing	develop	VERB
ajbmeb-2197	28	23	every	every	DET
ajbmeb-2197	28	24	year	year	NOUN
ajbmeb-2197	28	25	,	,	PUNCT
ajbmeb-2197	28	26	it	it	PRON
ajbmeb-2197	28	27	can	can	AUX
ajbmeb-2197	28	28	not	not	PART
ajbmeb-2197	28	29	be	be	AUX
ajbmeb-2197	28	30	said	say	VERB
ajbmeb-2197	28	31	that	that	SCONJ
ajbmeb-2197	28	32	there	there	PRON
ajbmeb-2197	28	33	are	be	VERB
ajbmeb-2197	28	34	no	no	DET
ajbmeb-2197	28	35	problems	problem	NOUN
ajbmeb-2197	28	36	in	in	ADP
ajbmeb-2197	28	37	the	the	DET
ajbmeb-2197	28	38	further	further	ADJ
ajbmeb-2197	28	39	development	development	NOUN
ajbmeb-2197	28	40	of	of	ADP
ajbmeb-2197	28	41	these	these	DET
ajbmeb-2197	28	42	services	service	NOUN
ajbmeb-2197	28	43	.	.	PUNCT
ajbmeb-2197	29	1	you	you	PRON
ajbmeb-2197	29	2	can	can	AUX
ajbmeb-2197	29	3	increase	increase	VERB
ajbmeb-2197	29	4	the	the	DET
ajbmeb-2197	29	5	number	number	NOUN
ajbmeb-2197	29	6	of	of	ADP
ajbmeb-2197	29	7	clients	client	NOUN
ajbmeb-2197	29	8	by	by	ADP
ajbmeb-2197	29	9	eliminating	eliminate	VERB
ajbmeb-2197	29	10	problems	problem	NOUN
ajbmeb-2197	29	11	that	that	PRON
ajbmeb-2197	29	12	have	have	AUX
ajbmeb-2197	29	13	arisen	arise	VERB
ajbmeb-2197	29	14	in	in	ADP
ajbmeb-2197	29	15	remote	remote	ADJ
ajbmeb-2197	29	16	banking	banking	NOUN
ajbmeb-2197	29	17	services	service	NOUN
ajbmeb-2197	29	18	and	and	CCONJ
ajbmeb-2197	29	19	creating	create	VERB
ajbmeb-2197	29	20	convenience	convenience	NOUN
ajbmeb-2197	29	21	in	in	ADP
ajbmeb-2197	29	22	the	the	DET
ajbmeb-2197	29	23	program	program	NOUN
ajbmeb-2197	29	24	.	.	PUNCT
ajbmeb-2197	30	1	in	in	ADP
ajbmeb-2197	30	2	addition	addition	NOUN
ajbmeb-2197	30	3	to	to	ADP
ajbmeb-2197	30	4	problems	problem	NOUN
ajbmeb-2197	30	5	,	,	PUNCT
ajbmeb-2197	30	6	the	the	DET
ajbmeb-2197	30	7	development	development	NOUN
ajbmeb-2197	30	8	of	of	ADP
ajbmeb-2197	30	9	remote	remote	ADJ
ajbmeb-2197	30	10	banking	banking	NOUN
ajbmeb-2197	30	11	services	service	NOUN
ajbmeb-2197	30	12	in	in	ADP
ajbmeb-2197	30	13	commercial	commercial	ADJ
ajbmeb-2197	30	14	banks	bank	NOUN
ajbmeb-2197	30	15	is	be	AUX
ajbmeb-2197	30	16	influenced	influence	VERB
ajbmeb-2197	30	17	by	by	ADP
ajbmeb-2197	30	18	several	several	ADJ
ajbmeb-2197	30	19	factors	factor	NOUN
ajbmeb-2197	30	20	.	.	PUNCT
ajbmeb-2197	31	1	despite	despite	SCONJ
ajbmeb-2197	31	2	this	this	PRON
ajbmeb-2197	31	3	,	,	PUNCT
ajbmeb-2197	31	4	a	a	DET
ajbmeb-2197	31	5	number	number	NOUN
ajbmeb-2197	31	6	of	of	ADP
ajbmeb-2197	31	7	regulatory	regulatory	ADJ
ajbmeb-2197	31	8	documents	document	NOUN
ajbmeb-2197	31	9	regarding	regard	VERB
ajbmeb-2197	31	10	the	the	DET
ajbmeb-2197	31	11	development	development	NOUN
ajbmeb-2197	31	12	of	of	ADP
ajbmeb-2197	31	13	remote	remote	ADJ
ajbmeb-2197	31	14	banking	banking	NOUN
ajbmeb-2197	31	15	services	service	NOUN
ajbmeb-2197	31	16	have	have	AUX
ajbmeb-2197	31	17	been	be	AUX
ajbmeb-2197	31	18	developed	develop	VERB
ajbmeb-2197	31	19	in	in	ADP
ajbmeb-2197	31	20	the	the	DET
ajbmeb-2197	31	21	banking	banking	NOUN
ajbmeb-2197	31	22	system	system	NOUN
ajbmeb-2197	31	23	of	of	ADP
ajbmeb-2197	31	24	our	our	PRON
ajbmeb-2197	31	25	country	country	NOUN
ajbmeb-2197	31	26	and	and	CCONJ
ajbmeb-2197	31	27	intensive	intensive	ADJ
ajbmeb-2197	31	28	work	work	NOUN
ajbmeb-2197	31	29	is	be	AUX
ajbmeb-2197	31	30	underway	underway	ADJ
ajbmeb-2197	31	31	.	.	PUNCT
ajbmeb-2197	32	1	today	today	NOUN
ajbmeb-2197	32	2	,	,	PUNCT
ajbmeb-2197	32	3	banks	bank	NOUN
ajbmeb-2197	32	4	are	be	AUX
ajbmeb-2197	32	5	trying	try	VERB
ajbmeb-2197	32	6	to	to	PART
ajbmeb-2197	32	7	increase	increase	VERB
ajbmeb-2197	32	8	their	their	PRON
ajbmeb-2197	32	9	income	income	NOUN
ajbmeb-2197	32	10	as	as	ADP
ajbmeb-2197	32	11	a	a	DET
ajbmeb-2197	32	12	result	result	NOUN
ajbmeb-2197	32	13	of	of	ADP
ajbmeb-2197	32	14	increasing	increase	VERB
ajbmeb-2197	32	15	the	the	DET
ajbmeb-2197	32	16	number	number	NOUN
ajbmeb-2197	32	17	of	of	ADP
ajbmeb-2197	32	18	clients	client	NOUN
ajbmeb-2197	32	19	,	,	PUNCT
ajbmeb-2197	32	20	attracting	attract	VERB
ajbmeb-2197	32	21	more	more	ADJ
ajbmeb-2197	32	22	clients	client	NOUN
ajbmeb-2197	32	23	and	and	CCONJ
ajbmeb-2197	32	24	improving	improve	VERB
ajbmeb-2197	32	25	the	the	DET
ajbmeb-2197	32	26	quality	quality	NOUN
ajbmeb-2197	32	27	of	of	ADP
ajbmeb-2197	32	28	services	service	NOUN
ajbmeb-2197	32	29	provided	provide	VERB
ajbmeb-2197	32	30	to	to	ADP
ajbmeb-2197	32	31	them	they	PRON
ajbmeb-2197	32	32	.	.	PUNCT
ajbmeb-2197	33	1	at	at	ADP
ajbmeb-2197	33	2	the	the	DET
ajbmeb-2197	33	3	same	same	ADJ
ajbmeb-2197	33	4	time	time	NOUN
ajbmeb-2197	33	5	,	,	PUNCT
ajbmeb-2197	33	6	the	the	DET
ajbmeb-2197	33	7	scope	scope	NOUN
ajbmeb-2197	33	8	of	of	ADP
ajbmeb-2197	33	9	application	application	NOUN
ajbmeb-2197	33	10	of	of	ADP
ajbmeb-2197	33	11	remote	remote	ADJ
ajbmeb-2197	33	12	management	management	NOUN
ajbmeb-2197	33	13	of	of	ADP
ajbmeb-2197	33	14	bank	bank	NOUN
ajbmeb-2197	33	15	accounts	account	NOUN
ajbmeb-2197	33	16	in	in	ADP
ajbmeb-2197	33	17	our	our	PRON
ajbmeb-2197	33	18	country	country	NOUN
ajbmeb-2197	33	19	has	have	AUX
ajbmeb-2197	33	20	expanded	expand	VERB
ajbmeb-2197	33	21	,	,	PUNCT
ajbmeb-2197	33	22	it	it	PRON
ajbmeb-2197	33	23	has	have	AUX
ajbmeb-2197	33	24	become	become	VERB
ajbmeb-2197	33	25	widely	widely	ADV
ajbmeb-2197	33	26	popular	popular	ADJ
ajbmeb-2197	33	27	among	among	ADP
ajbmeb-2197	33	28	bank	bank	NOUN
ajbmeb-2197	33	29	clients	client	NOUN
ajbmeb-2197	33	30	,	,	PUNCT
ajbmeb-2197	33	31	and	and	CCONJ
ajbmeb-2197	33	32	as	as	ADP
ajbmeb-2197	33	33	of	of	ADP
ajbmeb-2197	33	34	january	january	PROPN
ajbmeb-2197	33	35	1	1	NUM
ajbmeb-2197	33	36	,	,	PUNCT
ajbmeb-2197	33	37	2022	2022	NUM
ajbmeb-2197	33	38	,	,	PUNCT
ajbmeb-2197	33	39	the	the	DET
ajbmeb-2197	33	40	total	total	ADJ
ajbmeb-2197	33	41	number	number	NOUN
ajbmeb-2197	33	42	of	of	ADP
ajbmeb-2197	33	43	users	user	NOUN
ajbmeb-2197	33	44	of	of	ADP
ajbmeb-2197	33	45	remote	remote	ADJ
ajbmeb-2197	33	46	management	management	NOUN
ajbmeb-2197	33	47	of	of	ADP
ajbmeb-2197	33	48	bank	bank	NOUN
ajbmeb-2197	33	49	accounts	account	NOUN
ajbmeb-2197	33	50	has	have	AUX
ajbmeb-2197	33	51	increased	increase	VERB
ajbmeb-2197	33	52	by	by	ADP
ajbmeb-2197	33	53	almost	almost	ADV
ajbmeb-2197	33	54	1.4	1.4	NUM
ajbmeb-2197	33	55	times	time	NOUN
ajbmeb-2197	33	56	compared	compare	VERB
ajbmeb-2197	33	57	to	to	ADP
ajbmeb-2197	33	58	the	the	DET
ajbmeb-2197	33	59	beginning	beginning	NOUN
ajbmeb-2197	33	60	of	of	ADP
ajbmeb-2197	33	61	2021	2021	NUM
ajbmeb-2197	33	62	.	.	PUNCT
ajbmeb-2197	34	1	reaching	reach	VERB
ajbmeb-2197	34	2	20,203	20,203	NUM
ajbmeb-2197	34	3	thousand	thousand	NUM
ajbmeb-2197	34	4	people	people	NOUN
ajbmeb-2197	34	5	.	.	PUNCT
ajbmeb-2197	35	1	table	table	NOUN
ajbmeb-2197	35	2	1	1	NUM
ajbmeb-2197	35	3	volume	volume	NOUN
ajbmeb-2197	35	4	and	and	CCONJ
ajbmeb-2197	35	5	dynamics	dynamic	NOUN
ajbmeb-2197	35	6	of	of	ADP
ajbmeb-2197	35	7	the	the	DET
ajbmeb-2197	35	8	authorized	authorized	ADJ
ajbmeb-2197	35	9	capital	capital	NOUN
ajbmeb-2197	35	10	of	of	ADP
ajbmeb-2197	35	11	“	"	PUNCT
ajbmeb-2197	35	12	ozsanoatqurilishbank	ozsanoatqurilishbank	PROPN
ajbmeb-2197	35	13	”	"	PUNCT
ajbmeb-2197	35	14	,	,	PUNCT
ajbmeb-2197	35	15	billion	billion	NUM
ajbmeb-2197	35	16	soums	soum	NOUN
ajbmeb-2197	35	17	indicators	indicator	NOUN
ajbmeb-2197	35	18	2018	2018	NUM
ajbmeb-2197	35	19	2019	2019	NUM
ajbmeb-2197	35	20	2020	2020	NUM
ajbmeb-2197	35	21	2021	2021	NUM
ajbmeb-2197	35	22	2022	2022	NUM
ajbmeb-2197	35	23	amount	amount	NOUN
ajbmeb-2197	35	24	of	of	ADP
ajbmeb-2197	35	25	authorized	authorized	ADJ
ajbmeb-2197	35	26	capital	capital	NOUN
ajbmeb-2197	35	27	of	of	ADP
ajbmeb-2197	35	28	uzsanoatkurilishbank	uzsanoatkurilishbank	PROPN
ajbmeb-2197	35	29	1452	1452	NUM
ajbmeb-2197	35	30	1876,7	1876,7	NUM
ajbmeb-2197	35	31	4634,5	4634,5	NUM
ajbmeb-2197	35	32	4634,5	4634,5	NUM
ajbmeb-2197	35	33	4634,5	4634,5	NUM
ajbmeb-2197	35	34	rates	rate	NOUN
ajbmeb-2197	35	35	of	of	ADP
ajbmeb-2197	35	36	growth	growth	NOUN
ajbmeb-2197	35	37	208,0	208,0	NOUN
ajbmeb-2197	35	38	129,2	129,2	NUM
ajbmeb-2197	36	1	246,9	246,9	NUM
ajbmeb-2197	36	2	100,0	100,0	NUM
ajbmeb-2197	36	3	100,0	100,0	NOUN
ajbmeb-2197	36	4	the	the	DET
ajbmeb-2197	36	5	size	size	NOUN
ajbmeb-2197	36	6	of	of	ADP
ajbmeb-2197	36	7	the	the	DET
ajbmeb-2197	36	8	authorized	authorized	ADJ
ajbmeb-2197	36	9	capital	capital	NOUN
ajbmeb-2197	36	10	of	of	ADP
ajbmeb-2197	36	11	the	the	DET
ajbmeb-2197	36	12	banking	banking	NOUN
ajbmeb-2197	36	13	sector	sector	NOUN
ajbmeb-2197	36	14	16307	16307	NUM
ajbmeb-2197	36	15	19673	19673	NUM
ajbmeb-2197	36	16	41877	41877	NUM
ajbmeb-2197	36	17	44	44	NUM
ajbmeb-2197	36	18	655,8	655,8	NUM
ajbmeb-2197	36	19	54760	54760	NUM
ajbmeb-2197	36	20	rates	rate	NOUN
ajbmeb-2197	36	21	of	of	ADP
ajbmeb-2197	36	22	growth	growth	NOUN
ajbmeb-2197	36	23	180,9	180,9	PROPN
ajbmeb-2197	37	1	20,6	20,6	NUM
ajbmeb-2197	38	1	112,9	112,9	NUM
ajbmeb-2197	38	2	106,6	106,6	NUM
ajbmeb-2197	38	3	122,6	122,6	PROPN
ajbmeb-2197	38	4	share	share	NOUN
ajbmeb-2197	38	5	in	in	ADP
ajbmeb-2197	38	6	the	the	DET
ajbmeb-2197	38	7	authorized	authorized	ADJ
ajbmeb-2197	38	8	capital	capital	NOUN
ajbmeb-2197	38	9	of	of	ADP
ajbmeb-2197	38	10	the	the	DET
ajbmeb-2197	38	11	banking	banking	NOUN
ajbmeb-2197	38	12	sector	sector	NOUN
ajbmeb-2197	38	13	"	"	PUNCT
ajbmeb-2197	38	14	uzsanoatkurilishbank	uzsanoatkurilishbank	NOUN
ajbmeb-2197	38	15	"	"	PUNCT
ajbmeb-2197	38	16	8,9	8,9	NUM
ajbmeb-2197	38	17	9,5	9,5	NUM
ajbmeb-2197	38	18	11,1	11,1	NUM
ajbmeb-2197	38	19	10,4	10,4	NUM
ajbmeb-2197	38	20	8,5	8,5	NUM
ajbmeb-2197	38	21	as	as	SCONJ
ajbmeb-2197	38	22	can	can	AUX
ajbmeb-2197	38	23	be	be	AUX
ajbmeb-2197	38	24	seen	see	VERB
ajbmeb-2197	38	25	from	from	ADP
ajbmeb-2197	38	26	the	the	DET
ajbmeb-2197	38	27	table	table	NOUN
ajbmeb-2197	38	28	data	datum	NOUN
ajbmeb-2197	38	29	,	,	PUNCT
ajbmeb-2197	38	30	the	the	DET
ajbmeb-2197	38	31	authorized	authorized	ADJ
ajbmeb-2197	38	32	capital	capital	NOUN
ajbmeb-2197	38	33	of	of	ADP
ajbmeb-2197	38	34	uzsanoatkurilishbank	uzsanoatkurilishbank	NOUN
ajbmeb-2197	38	35	increases	increase	NOUN
ajbmeb-2197	38	36	in	in	ADP
ajbmeb-2197	38	37	absolute	absolute	ADJ
ajbmeb-2197	38	38	terms	term	NOUN
ajbmeb-2197	38	39	during	during	ADP
ajbmeb-2197	38	40	the	the	DET
ajbmeb-2197	38	41	analyzed	analyze	VERB
ajbmeb-2197	38	42	period	period	NOUN
ajbmeb-2197	38	43	.	.	PUNCT
ajbmeb-2197	39	1	however	however	ADV
ajbmeb-2197	39	2	,	,	PUNCT
ajbmeb-2197	39	3	the	the	DET
ajbmeb-2197	39	4	growth	growth	NOUN
ajbmeb-2197	39	5	rate	rate	NOUN
ajbmeb-2197	39	6	of	of	ADP
ajbmeb-2197	39	7	authorized	authorize	VERB
ajbmeb-2197	39	8	capital	capital	NOUN
ajbmeb-2197	39	9	lags	lag	VERB
ajbmeb-2197	39	10	behind	behind	ADP
ajbmeb-2197	39	11	the	the	DET
ajbmeb-2197	39	12	growth	growth	NOUN
ajbmeb-2197	39	13	rate	rate	NOUN
ajbmeb-2197	39	14	of	of	ADP
ajbmeb-2197	39	15	the	the	DET
ajbmeb-2197	39	16	banking	banking	NOUN
ajbmeb-2197	39	17	sector	sector	NOUN
ajbmeb-2197	39	18	.	.	PUNCT
ajbmeb-2197	40	1	as	as	ADP
ajbmeb-2197	40	2	a	a	DET
ajbmeb-2197	40	3	result	result	NOUN
ajbmeb-2197	40	4	,	,	PUNCT
ajbmeb-2197	40	5	the	the	DET
ajbmeb-2197	40	6	authorized	authorized	ADJ
ajbmeb-2197	40	7	capital	capital	NOUN
ajbmeb-2197	40	8	of	of	ADP
ajbmeb-2197	40	9	uzsanoatkurilishbank	uzsanoatkurilishbank	PROPN
ajbmeb-2197	40	10	shows	show	VERB
ajbmeb-2197	40	11	a	a	DET
ajbmeb-2197	40	12	trend	trend	NOUN
ajbmeb-2197	40	13	of	of	ADP
ajbmeb-2197	40	14	decreasing	decrease	VERB
ajbmeb-2197	40	15	share	share	NOUN
ajbmeb-2197	40	16	in	in	ADP
ajbmeb-2197	40	17	the	the	DET
ajbmeb-2197	40	18	banking	banking	NOUN
ajbmeb-2197	40	19	sector	sector	NOUN
ajbmeb-2197	40	20	of	of	ADP
ajbmeb-2197	40	21	our	our	PRON
ajbmeb-2197	40	22	country	country	NOUN
ajbmeb-2197	40	23	over	over	ADP
ajbmeb-2197	40	24	the	the	DET
ajbmeb-2197	40	25	past	past	ADJ
ajbmeb-2197	40	26	3	3	NUM
ajbmeb-2197	40	27	years	year	NOUN
ajbmeb-2197	40	28	.	.	PUNCT
ajbmeb-2197	41	1	as	as	ADP
ajbmeb-2197	41	2	of	of	ADP
ajbmeb-2197	41	3	2019	2019	NUM
ajbmeb-2197	41	4	,	,	PUNCT
ajbmeb-2197	41	5	this	this	DET
ajbmeb-2197	41	6	figure	figure	NOUN
ajbmeb-2197	41	7	was	be	AUX
ajbmeb-2197	41	8	11.1	11.1	NUM
ajbmeb-2197	41	9	%	%	NOUN
ajbmeb-2197	41	10	,	,	PUNCT
ajbmeb-2197	41	11	compared	compare	VERB
ajbmeb-2197	41	12	to	to	ADP
ajbmeb-2197	41	13	2022	2022	NUM
ajbmeb-2197	41	14	it	it	PRON
ajbmeb-2197	41	15	fell	fall	VERB
ajbmeb-2197	41	16	by	by	ADP
ajbmeb-2197	41	17	8.5	8.5	NUM
ajbmeb-2197	41	18	%	%	NOUN
ajbmeb-2197	41	19	.	.	PUNCT
ajbmeb-2197	42	1	this	this	PRON
ajbmeb-2197	42	2	,	,	PUNCT
ajbmeb-2197	42	3	in	in	ADP
ajbmeb-2197	42	4	turn	turn	NOUN
ajbmeb-2197	42	5	,	,	PUNCT
ajbmeb-2197	42	6	negatively	negatively	ADV
ajbmeb-2197	42	7	affects	affect	VERB
ajbmeb-2197	42	8	the	the	DET
ajbmeb-2197	42	9	status	status	NOUN
ajbmeb-2197	42	10	of	of	ADP
ajbmeb-2197	42	11	uzsanoatkurilish	uzsanoatkurilish	ADJ
ajbmeb-2197	42	12	bank	bank	NOUN
ajbmeb-2197	42	13	,	,	PUNCT
ajbmeb-2197	42	14	which	which	PRON
ajbmeb-2197	42	15	occupies	occupy	VERB
ajbmeb-2197	42	16	the	the	DET
ajbmeb-2197	42	17	main	main	ADJ
ajbmeb-2197	42	18	positions	position	NOUN
ajbmeb-2197	42	19	in	in	ADP
ajbmeb-2197	42	20	the	the	DET
ajbmeb-2197	42	21	banking	banking	NOUN
ajbmeb-2197	42	22	sector	sector	NOUN
ajbmeb-2197	42	23	of	of	ADP
ajbmeb-2197	42	24	our	our	PRON
ajbmeb-2197	42	25	country	country	NOUN
ajbmeb-2197	42	26	.	.	PUNCT
ajbmeb-2197	43	1	in	in	ADP
ajbmeb-2197	43	2	our	our	PRON
ajbmeb-2197	43	3	opinion	opinion	NOUN
ajbmeb-2197	43	4	,	,	PUNCT
ajbmeb-2197	43	5	the	the	DET
ajbmeb-2197	43	6	share	share	NOUN
ajbmeb-2197	43	7	of	of	ADP
ajbmeb-2197	43	8	authorized	authorized	ADJ
ajbmeb-2197	43	9	capital	capital	NOUN
ajbmeb-2197	43	10	in	in	ADP
ajbmeb-2197	43	11	the	the	DET
ajbmeb-2197	43	12	structure	structure	NOUN
ajbmeb-2197	43	13	of	of	ADP
ajbmeb-2197	43	14	equity	equity	NOUN
ajbmeb-2197	43	15	capital	capital	NOUN
ajbmeb-2197	43	16	of	of	ADP
ajbmeb-2197	43	17	uzsanoatkurilish	uzsanoatkurilish	ADJ
ajbmeb-2197	43	18	bank	bank	NOUN
ajbmeb-2197	43	19	should	should	AUX
ajbmeb-2197	43	20	not	not	PART
ajbmeb-2197	43	21	be	be	AUX
ajbmeb-2197	43	22	allowed	allow	VERB
ajbmeb-2197	43	23	to	to	PART
ajbmeb-2197	43	24	decrease	decrease	VERB
ajbmeb-2197	43	25	.	.	PUNCT
ajbmeb-2197	44	1	because	because	SCONJ
ajbmeb-2197	44	2	the	the	DET
ajbmeb-2197	44	3	authorized	authorized	ADJ
ajbmeb-2197	44	4	capital	capital	NOUN
ajbmeb-2197	44	5	is	be	AUX
ajbmeb-2197	44	6	the	the	DET
ajbmeb-2197	44	7	most	most	ADV
ajbmeb-2197	44	8	stable	stable	ADJ
ajbmeb-2197	44	9	part	part	NOUN
ajbmeb-2197	44	10	of	of	ADP
ajbmeb-2197	44	11	private	private	ADJ
ajbmeb-2197	44	12	capital	capital	NOUN
ajbmeb-2197	44	13	,	,	PUNCT
ajbmeb-2197	44	14	along	along	ADP
ajbmeb-2197	44	15	with	with	ADP
ajbmeb-2197	44	16	the	the	DET
ajbmeb-2197	44	17	bank	bank	NOUN
ajbmeb-2197	44	18	’s	’s	PART
ajbmeb-2197	44	19	retained	retain	VERB
ajbmeb-2197	44	20	earnings	earning	NOUN
ajbmeb-2197	44	21	.	.	PUNCT
ajbmeb-2197	45	1	the	the	DET
ajbmeb-2197	45	2	optimal	optimal	ADJ
ajbmeb-2197	45	3	way	way	NOUN
ajbmeb-2197	45	4	for	for	SCONJ
ajbmeb-2197	45	5	a	a	DET
ajbmeb-2197	45	6	bank	bank	NOUN
ajbmeb-2197	45	7	to	to	PART
ajbmeb-2197	45	8	achieve	achieve	VERB
ajbmeb-2197	45	9	this	this	PRON
ajbmeb-2197	45	10	,	,	PUNCT
ajbmeb-2197	45	11	in	in	ADP
ajbmeb-2197	45	12	our	our	PRON
ajbmeb-2197	45	13	opinion	opinion	NOUN
ajbmeb-2197	45	14	,	,	PUNCT
ajbmeb-2197	45	15	is	be	AUX
ajbmeb-2197	45	16	to	to	PART
ajbmeb-2197	45	17	introduce	introduce	VERB
ajbmeb-2197	45	18	modern	modern	ADJ
ajbmeb-2197	45	19	corporate	corporate	ADJ
ajbmeb-2197	45	20	governance	governance	NOUN
ajbmeb-2197	45	21	from	from	ADP
ajbmeb-2197	45	22	the	the	DET
ajbmeb-2197	45	23	outside	outside	NOUN
ajbmeb-2197	45	24	by	by	ADP
ajbmeb-2197	45	25	selling	sell	VERB
ajbmeb-2197	45	26	a	a	DET
ajbmeb-2197	45	27	15	15	NUM
ajbmeb-2197	45	28	%	%	NOUN
ajbmeb-2197	45	29	stake	stake	NOUN
ajbmeb-2197	45	30	in	in	ADP
ajbmeb-2197	45	31	the	the	DET
ajbmeb-2197	45	32	authorized	authorized	ADJ
ajbmeb-2197	45	33	capital	capital	NOUN
ajbmeb-2197	45	34	to	to	ADP
ajbmeb-2197	45	35	foreign	foreign	ADJ
ajbmeb-2197	45	36	investors	investor	NOUN
ajbmeb-2197	45	37	,	,	PUNCT
ajbmeb-2197	45	38	and	and	CCONJ
ajbmeb-2197	45	39	,	,	PUNCT
ajbmeb-2197	45	40	thanks	thank	NOUN
ajbmeb-2197	45	41	to	to	ADP
ajbmeb-2197	45	42	this	this	PRON
ajbmeb-2197	45	43	,	,	PUNCT
ajbmeb-2197	45	44	introduce	introduce	VERB
ajbmeb-2197	45	45	it	it	PRON
ajbmeb-2197	45	46	into	into	ADP
ajbmeb-2197	45	47	the	the	DET
ajbmeb-2197	45	48	banking	banking	NOUN
ajbmeb-2197	45	49	system	system	NOUN
ajbmeb-2197	45	50	of	of	ADP
ajbmeb-2197	45	51	our	our	PRON
ajbmeb-2197	45	52	country	country	NOUN
ajbmeb-2197	45	53	,	,	PUNCT
ajbmeb-2197	45	54	having	having	AUX
ajbmeb-2197	45	55	studied	study	VERB
ajbmeb-2197	45	56	the	the	DET
ajbmeb-2197	45	57	experience	experience	NOUN
ajbmeb-2197	45	58	of	of	ADP
ajbmeb-2197	45	59	foreign	foreign	ADJ
ajbmeb-2197	45	60	investors	investor	NOUN
ajbmeb-2197	45	61	in	in	ADP
ajbmeb-2197	45	62	the	the	DET
ajbmeb-2197	45	63	remote	remote	ADJ
ajbmeb-2197	45	64	provision	provision	NOUN
ajbmeb-2197	45	65	of	of	ADP
ajbmeb-2197	45	66	banking	banking	NOUN
ajbmeb-2197	45	67	services	service	NOUN
ajbmeb-2197	45	68	,	,	PUNCT
ajbmeb-2197	45	69	american	american	ADJ
ajbmeb-2197	45	70	journal	journal	PROPN
ajbmeb-2197	45	71	of	of	ADP
ajbmeb-2197	45	72	business	business	NOUN
ajbmeb-2197	45	73	management	management	NOUN
ajbmeb-2197	45	74	,	,	PUNCT
ajbmeb-2197	45	75	economics	economic	NOUN
ajbmeb-2197	45	76	and	and	CCONJ
ajbmeb-2197	45	77	banking	banking	NOUN
ajbmeb-2197	45	78	volume	volume	NOUN
ajbmeb-2197	45	79	25	25	NUM
ajbmeb-2197	45	80	june	june	PROPN
ajbmeb-2197	45	81	2024	2024	NUM
ajbmeb-2197	45	82	p	p	NOUN
ajbmeb-2197	45	83	a	a	DET
ajbmeb-2197	45	84	g	g	NOUN
ajbmeb-2197	45	85	e	e	NOUN
ajbmeb-2197	45	86	|	|	NOUN
ajbmeb-2197	45	87	31	31	NUM
ajbmeb-2197	45	88	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2197	45	89	which	which	PRON
ajbmeb-2197	45	90	will	will	AUX
ajbmeb-2197	45	91	contribute	contribute	VERB
ajbmeb-2197	45	92	to	to	ADP
ajbmeb-2197	45	93	ensuring	ensure	VERB
ajbmeb-2197	45	94	the	the	DET
ajbmeb-2197	45	95	fulfillment	fulfillment	NOUN
ajbmeb-2197	45	96	of	of	ADP
ajbmeb-2197	45	97	the	the	DET
ajbmeb-2197	45	98	assigned	assign	VERB
ajbmeb-2197	45	99	tasks	task	NOUN
ajbmeb-2197	45	100	of	of	ADP
ajbmeb-2197	45	101	the	the	DET
ajbmeb-2197	45	102	economic	economic	ADJ
ajbmeb-2197	45	103	reforms	reform	NOUN
ajbmeb-2197	45	104	being	be	AUX
ajbmeb-2197	45	105	carried	carry	VERB
ajbmeb-2197	45	106	out	out	ADP
ajbmeb-2197	45	107	today	today	NOUN
ajbmeb-2197	45	108	in	in	ADP
ajbmeb-2197	45	109	our	our	PRON
ajbmeb-2197	45	110	republic	republic	NOUN
ajbmeb-2197	45	111	.	.	PUNCT
ajbmeb-2197	46	1	as	as	ADP
ajbmeb-2197	46	2	the	the	DET
ajbmeb-2197	46	3	main	main	ADJ
ajbmeb-2197	46	4	activities	activity	NOUN
ajbmeb-2197	46	5	of	of	ADP
ajbmeb-2197	46	6	financial	financial	ADJ
ajbmeb-2197	46	7	literacy	literacy	NOUN
ajbmeb-2197	46	8	centers	center	NOUN
ajbmeb-2197	46	9	,	,	PUNCT
ajbmeb-2197	46	10	commercial	commercial	ADJ
ajbmeb-2197	46	11	banks	bank	NOUN
ajbmeb-2197	46	12	should	should	AUX
ajbmeb-2197	46	13	pay	pay	VERB
ajbmeb-2197	46	14	attention	attention	NOUN
ajbmeb-2197	46	15	to	to	ADP
ajbmeb-2197	46	16	issues	issue	NOUN
ajbmeb-2197	46	17	of	of	ADP
ajbmeb-2197	46	18	financial	financial	ADJ
ajbmeb-2197	46	19	literacy	literacy	NOUN
ajbmeb-2197	46	20	among	among	ADP
ajbmeb-2197	46	21	the	the	DET
ajbmeb-2197	46	22	population	population	NOUN
ajbmeb-2197	46	23	and	and	CCONJ
ajbmeb-2197	46	24	entrepreneurs	entrepreneur	NOUN
ajbmeb-2197	46	25	who	who	PRON
ajbmeb-2197	46	26	visit	visit	VERB
ajbmeb-2197	46	27	the	the	DET
ajbmeb-2197	46	28	bank	bank	NOUN
ajbmeb-2197	46	29	for	for	ADP
ajbmeb-2197	46	30	the	the	DET
ajbmeb-2197	46	31	first	first	ADJ
ajbmeb-2197	46	32	time	time	NOUN
ajbmeb-2197	46	33	,	,	PUNCT
ajbmeb-2197	46	34	i.e.	i.e.	X
ajbmeb-2197	46	35	establishing	establish	VERB
ajbmeb-2197	46	36	systematic	systematic	ADJ
ajbmeb-2197	46	37	consultation	consultation	NOUN
ajbmeb-2197	46	38	of	of	ADP
ajbmeb-2197	46	39	the	the	DET
ajbmeb-2197	46	40	population	population	NOUN
ajbmeb-2197	46	41	and	and	CCONJ
ajbmeb-2197	46	42	entrepreneurs	entrepreneur	NOUN
ajbmeb-2197	46	43	on	on	ADP
ajbmeb-2197	46	44	issues	issue	NOUN
ajbmeb-2197	46	45	of	of	ADP
ajbmeb-2197	46	46	financial	financial	ADJ
ajbmeb-2197	46	47	literacy	literacy	NOUN
ajbmeb-2197	46	48	in	in	ADP
ajbmeb-2197	46	49	economic	economic	ADJ
ajbmeb-2197	46	50	relations	relation	NOUN
ajbmeb-2197	46	51	with	with	ADP
ajbmeb-2197	46	52	the	the	DET
ajbmeb-2197	46	53	bank	bank	NOUN
ajbmeb-2197	46	54	,	,	PUNCT
ajbmeb-2197	46	55	developing	develop	VERB
ajbmeb-2197	46	56	short	short	ADJ
ajbmeb-2197	46	57	-	-	PUNCT
ajbmeb-2197	46	58	term	term	NOUN
ajbmeb-2197	46	59	and	and	CCONJ
ajbmeb-2197	46	60	long	long	ADJ
ajbmeb-2197	46	61	-	-	PUNCT
ajbmeb-2197	46	62	term	term	NOUN
ajbmeb-2197	46	63	plans	plan	NOUN
ajbmeb-2197	46	64	for	for	ADP
ajbmeb-2197	46	65	financial	financial	ADJ
ajbmeb-2197	46	66	literacy	literacy	NOUN
ajbmeb-2197	46	67	in	in	ADP
ajbmeb-2197	46	68	this	this	DET
ajbmeb-2197	46	69	direction	direction	NOUN
ajbmeb-2197	46	70	,	,	PUNCT
ajbmeb-2197	46	71	establishing	establish	VERB
ajbmeb-2197	46	72	constant	constant	ADJ
ajbmeb-2197	46	73	monitoring	monitoring	NOUN
ajbmeb-2197	46	74	of	of	ADP
ajbmeb-2197	46	75	the	the	DET
ajbmeb-2197	46	76	implementation	implementation	NOUN
ajbmeb-2197	46	77	of	of	ADP
ajbmeb-2197	46	78	tasks	task	NOUN
ajbmeb-2197	46	79	defined	define	VERB
ajbmeb-2197	46	80	in	in	ADP
ajbmeb-2197	46	81	tactics	tactic	NOUN
ajbmeb-2197	46	82	and	and	CCONJ
ajbmeb-2197	46	83	strategy	strategy	NOUN
ajbmeb-2197	46	84	,	,	PUNCT
ajbmeb-2197	46	85	service	service	NOUN
ajbmeb-2197	46	86	based	base	VERB
ajbmeb-2197	46	87	on	on	ADP
ajbmeb-2197	46	88	an	an	DET
ajbmeb-2197	46	89	individual	individual	ADJ
ajbmeb-2197	46	90	approach	approach	NOUN
ajbmeb-2197	46	91	to	to	ADP
ajbmeb-2197	46	92	each	each	DET
ajbmeb-2197	46	93	client	client	NOUN
ajbmeb-2197	46	94	,	,	PUNCT
ajbmeb-2197	46	95	discussion	discussion	NOUN
ajbmeb-2197	46	96	results	result	NOUN
ajbmeb-2197	46	97	and	and	CCONJ
ajbmeb-2197	46	98	achievements	achievement	NOUN
ajbmeb-2197	46	99	of	of	ADP
ajbmeb-2197	46	100	the	the	DET
ajbmeb-2197	46	101	client	client	NOUN
ajbmeb-2197	46	102	after	after	ADP
ajbmeb-2197	46	103	financial	financial	ADJ
ajbmeb-2197	46	104	consultation	consultation	NOUN
ajbmeb-2197	46	105	.	.	PUNCT
ajbmeb-2197	47	1	conclusions	conclusion	NOUN
ajbmeb-2197	47	2	and	and	CCONJ
ajbmeb-2197	47	3	suggestions	suggestion	NOUN
ajbmeb-2197	47	4	as	as	ADP
ajbmeb-2197	47	5	a	a	DET
ajbmeb-2197	47	6	result	result	NOUN
ajbmeb-2197	47	7	of	of	ADP
ajbmeb-2197	47	8	studying	study	VERB
ajbmeb-2197	47	9	the	the	DET
ajbmeb-2197	47	10	theoretical	theoretical	ADJ
ajbmeb-2197	47	11	and	and	CCONJ
ajbmeb-2197	47	12	practical	practical	ADJ
ajbmeb-2197	47	13	aspects	aspect	NOUN
ajbmeb-2197	47	14	of	of	ADP
ajbmeb-2197	47	15	remote	remote	ADJ
ajbmeb-2197	47	16	services	service	NOUN
ajbmeb-2197	47	17	of	of	ADP
ajbmeb-2197	47	18	commercial	commercial	ADJ
ajbmeb-2197	47	19	banks	bank	NOUN
ajbmeb-2197	48	1	,	,	PUNCT
ajbmeb-2197	48	2	we	we	PRON
ajbmeb-2197	48	3	believe	believe	VERB
ajbmeb-2197	48	4	that	that	SCONJ
ajbmeb-2197	48	5	the	the	DET
ajbmeb-2197	48	6	implementation	implementation	NOUN
ajbmeb-2197	48	7	of	of	ADP
ajbmeb-2197	48	8	the	the	DET
ajbmeb-2197	48	9	following	following	NOUN
ajbmeb-2197	48	10	will	will	AUX
ajbmeb-2197	48	11	bring	bring	VERB
ajbmeb-2197	48	12	a	a	DET
ajbmeb-2197	48	13	number	number	NOUN
ajbmeb-2197	48	14	of	of	ADP
ajbmeb-2197	48	15	positive	positive	ADJ
ajbmeb-2197	48	16	results	result	NOUN
ajbmeb-2197	48	17	in	in	ADP
ajbmeb-2197	48	18	order	order	NOUN
ajbmeb-2197	48	19	to	to	PART
ajbmeb-2197	48	20	choose	choose	VERB
ajbmeb-2197	48	21	the	the	DET
ajbmeb-2197	48	22	optimal	optimal	ADJ
ajbmeb-2197	48	23	options	option	NOUN
ajbmeb-2197	48	24	for	for	ADP
ajbmeb-2197	48	25	the	the	DET
ajbmeb-2197	48	26	client	client	NOUN
ajbmeb-2197	48	27	and	and	CCONJ
ajbmeb-2197	48	28	the	the	DET
ajbmeb-2197	48	29	bank	bank	NOUN
ajbmeb-2197	48	30	,	,	PUNCT
ajbmeb-2197	48	31	as	as	ADV
ajbmeb-2197	48	32	well	well	ADV
ajbmeb-2197	48	33	as	as	ADP
ajbmeb-2197	48	34	to	to	PART
ajbmeb-2197	48	35	improve	improve	VERB
ajbmeb-2197	48	36	the	the	DET
ajbmeb-2197	48	37	quality	quality	NOUN
ajbmeb-2197	48	38	of	of	ADP
ajbmeb-2197	48	39	remote	remote	ADJ
ajbmeb-2197	48	40	services	service	NOUN
ajbmeb-2197	48	41	of	of	ADP
ajbmeb-2197	48	42	banks	bank	NOUN
ajbmeb-2197	48	43	and	and	CCONJ
ajbmeb-2197	48	44	expand	expand	VERB
ajbmeb-2197	48	45	their	their	PRON
ajbmeb-2197	48	46	scope	scope	NOUN
ajbmeb-2197	48	47	.	.	PUNCT
ajbmeb-2197	49	1	in	in	ADP
ajbmeb-2197	49	2	particular	particular	ADJ
ajbmeb-2197	49	3	,	,	PUNCT
ajbmeb-2197	49	4	by	by	ADP
ajbmeb-2197	49	5	developing	develop	VERB
ajbmeb-2197	49	6	the	the	DET
ajbmeb-2197	49	7	practice	practice	NOUN
ajbmeb-2197	49	8	of	of	ADP
ajbmeb-2197	49	9	increasing	increase	VERB
ajbmeb-2197	49	10	the	the	DET
ajbmeb-2197	49	11	share	share	NOUN
ajbmeb-2197	49	12	of	of	ADP
ajbmeb-2197	49	13	online	online	ADJ
ajbmeb-2197	49	14	time	time	NOUN
ajbmeb-2197	49	15	and	and	CCONJ
ajbmeb-2197	49	16	savings	saving	NOUN
ajbmeb-2197	49	17	deposit	deposit	NOUN
ajbmeb-2197	49	18	services	service	NOUN
ajbmeb-2197	49	19	in	in	ADP
ajbmeb-2197	49	20	the	the	DET
ajbmeb-2197	49	21	remote	remote	ADJ
ajbmeb-2197	49	22	services	service	NOUN
ajbmeb-2197	49	23	of	of	ADP
ajbmeb-2197	49	24	commercial	commercial	ADJ
ajbmeb-2197	49	25	banks	bank	NOUN
ajbmeb-2197	49	26	,	,	PUNCT
ajbmeb-2197	49	27	it	it	PRON
ajbmeb-2197	49	28	is	be	AUX
ajbmeb-2197	49	29	possible	possible	ADJ
ajbmeb-2197	49	30	to	to	PART
ajbmeb-2197	49	31	expand	expand	VERB
ajbmeb-2197	49	32	the	the	DET
ajbmeb-2197	49	33	size	size	NOUN
ajbmeb-2197	49	34	of	of	ADP
ajbmeb-2197	49	35	the	the	DET
ajbmeb-2197	49	36	bank	bank	NOUN
ajbmeb-2197	49	37	's	's	PART
ajbmeb-2197	49	38	time	time	NOUN
ajbmeb-2197	49	39	-	-	PUNCT
ajbmeb-2197	49	40	stable	stable	ADJ
ajbmeb-2197	49	41	resources	resource	NOUN
ajbmeb-2197	49	42	and	and	CCONJ
ajbmeb-2197	49	43	,	,	PUNCT
ajbmeb-2197	49	44	due	due	ADP
ajbmeb-2197	49	45	to	to	ADP
ajbmeb-2197	49	46	this	this	PRON
ajbmeb-2197	49	47	,	,	PUNCT
ajbmeb-2197	49	48	to	to	PART
ajbmeb-2197	49	49	increase	increase	VERB
ajbmeb-2197	49	50	the	the	DET
ajbmeb-2197	49	51	scope	scope	NOUN
ajbmeb-2197	49	52	of	of	ADP
ajbmeb-2197	49	53	the	the	DET
ajbmeb-2197	49	54	bank	bank	NOUN
ajbmeb-2197	49	55	's	's	PART
ajbmeb-2197	49	56	online	online	ADJ
ajbmeb-2197	49	57	credit	credit	NOUN
ajbmeb-2197	49	58	services	service	NOUN
ajbmeb-2197	49	59	.	.	PUNCT
ajbmeb-2197	50	1	this	this	PRON
ajbmeb-2197	50	2	,	,	PUNCT
ajbmeb-2197	50	3	in	in	ADP
ajbmeb-2197	50	4	turn	turn	NOUN
ajbmeb-2197	50	5	,	,	PUNCT
ajbmeb-2197	50	6	serves	serve	VERB
ajbmeb-2197	50	7	to	to	PART
ajbmeb-2197	50	8	increase	increase	VERB
ajbmeb-2197	50	9	the	the	DET
ajbmeb-2197	50	10	scope	scope	NOUN
ajbmeb-2197	50	11	of	of	ADP
ajbmeb-2197	50	12	remote	remote	ADJ
ajbmeb-2197	50	13	banking	banking	NOUN
ajbmeb-2197	50	14	services	service	NOUN
ajbmeb-2197	50	15	.	.	PUNCT
ajbmeb-2197	51	1	also	also	ADV
ajbmeb-2197	51	2	,	,	PUNCT
ajbmeb-2197	51	3	based	base	VERB
ajbmeb-2197	51	4	on	on	ADP
ajbmeb-2197	51	5	the	the	DET
ajbmeb-2197	51	6	study	study	NOUN
ajbmeb-2197	51	7	and	and	CCONJ
ajbmeb-2197	51	8	analysis	analysis	NOUN
ajbmeb-2197	51	9	of	of	ADP
ajbmeb-2197	51	10	the	the	DET
ajbmeb-2197	51	11	situation	situation	NOUN
ajbmeb-2197	51	12	of	of	ADP
ajbmeb-2197	51	13	remote	remote	ADJ
ajbmeb-2197	51	14	services	service	NOUN
ajbmeb-2197	51	15	of	of	ADP
ajbmeb-2197	51	16	commercial	commercial	ADJ
ajbmeb-2197	51	17	banks	bank	NOUN
ajbmeb-2197	51	18	in	in	ADP
ajbmeb-2197	51	19	our	our	PRON
ajbmeb-2197	51	20	republic	republic	NOUN
ajbmeb-2197	51	21	,	,	PUNCT
ajbmeb-2197	51	22	it	it	PRON
ajbmeb-2197	51	23	is	be	AUX
ajbmeb-2197	51	24	necessary	necessary	ADJ
ajbmeb-2197	51	25	to	to	PART
ajbmeb-2197	51	26	develop	develop	VERB
ajbmeb-2197	51	27	the	the	DET
ajbmeb-2197	51	28	mechanism	mechanism	NOUN
ajbmeb-2197	51	29	of	of	ADP
ajbmeb-2197	51	30	"	"	PUNCT
ajbmeb-2197	51	31	customer	customer	NOUN
ajbmeb-2197	51	32	opinion	opinion	NOUN
ajbmeb-2197	51	33	"	"	PUNCT
ajbmeb-2197	51	34	for	for	ADP
ajbmeb-2197	51	35	the	the	DET
ajbmeb-2197	51	36	development	development	NOUN
ajbmeb-2197	51	37	of	of	ADP
ajbmeb-2197	51	38	remote	remote	ADJ
ajbmeb-2197	51	39	banking	banking	NOUN
ajbmeb-2197	51	40	services	service	NOUN
ajbmeb-2197	51	41	in	in	ADP
ajbmeb-2197	51	42	commercial	commercial	ADJ
ajbmeb-2197	51	43	banks	bank	NOUN
ajbmeb-2197	51	44	.	.	PUNCT
ajbmeb-2197	52	1	implementation	implementation	NOUN
ajbmeb-2197	52	2	of	of	ADP
ajbmeb-2197	52	3	this	this	DET
ajbmeb-2197	52	4	mechanism	mechanism	NOUN
ajbmeb-2197	52	5	by	by	ADP
ajbmeb-2197	52	6	commercial	commercial	ADJ
ajbmeb-2197	52	7	banks	bank	NOUN
ajbmeb-2197	52	8	will	will	AUX
ajbmeb-2197	52	9	serve	serve	VERB
ajbmeb-2197	52	10	to	to	PART
ajbmeb-2197	52	11	develop	develop	VERB
ajbmeb-2197	52	12	remote	remote	ADJ
ajbmeb-2197	52	13	banking	banking	NOUN
ajbmeb-2197	52	14	services	service	NOUN
ajbmeb-2197	52	15	.	.	PUNCT
ajbmeb-2197	53	1	in	in	ADP
ajbmeb-2197	53	2	addition	addition	NOUN
ajbmeb-2197	53	3	,	,	PUNCT
ajbmeb-2197	53	4	in	in	ADP
ajbmeb-2197	53	5	order	order	NOUN
ajbmeb-2197	53	6	to	to	PART
ajbmeb-2197	53	7	expand	expand	VERB
ajbmeb-2197	53	8	the	the	DET
ajbmeb-2197	53	9	range	range	NOUN
ajbmeb-2197	53	10	of	of	ADP
ajbmeb-2197	53	11	remote	remote	ADJ
ajbmeb-2197	53	12	services	service	NOUN
ajbmeb-2197	53	13	of	of	ADP
ajbmeb-2197	53	14	commercial	commercial	ADJ
ajbmeb-2197	53	15	banks	bank	NOUN
ajbmeb-2197	53	16	,	,	PUNCT
ajbmeb-2197	53	17	adapting	adapt	VERB
ajbmeb-2197	53	18	their	their	PRON
ajbmeb-2197	53	19	convenience	convenience	NOUN
ajbmeb-2197	53	20	to	to	ADP
ajbmeb-2197	53	21	all	all	DET
ajbmeb-2197	53	22	types	type	NOUN
ajbmeb-2197	53	23	of	of	ADP
ajbmeb-2197	53	24	customers	customer	NOUN
ajbmeb-2197	53	25	based	base	VERB
ajbmeb-2197	53	26	on	on	ADP
ajbmeb-2197	53	27	the	the	DET
ajbmeb-2197	53	28	continuous	continuous	ADJ
ajbmeb-2197	53	29	development	development	NOUN
ajbmeb-2197	53	30	of	of	ADP
ajbmeb-2197	53	31	mobile	mobile	ADJ
ajbmeb-2197	53	32	applications	application	NOUN
ajbmeb-2197	53	33	of	of	ADP
ajbmeb-2197	53	34	banks	bank	NOUN
ajbmeb-2197	53	35	creates	create	VERB
ajbmeb-2197	53	36	an	an	DET
ajbmeb-2197	53	37	opportunity	opportunity	NOUN
ajbmeb-2197	53	38	for	for	SCONJ
ajbmeb-2197	53	39	customers	customer	NOUN
ajbmeb-2197	53	40	to	to	PART
ajbmeb-2197	53	41	independently	independently	ADV
ajbmeb-2197	53	42	choose	choose	VERB
ajbmeb-2197	53	43	the	the	DET
ajbmeb-2197	53	44	conditions	condition	NOUN
ajbmeb-2197	53	45	of	of	ADP
ajbmeb-2197	53	46	banking	banking	NOUN
ajbmeb-2197	53	47	services	service	NOUN
ajbmeb-2197	53	48	in	in	ADP
ajbmeb-2197	53	49	the	the	DET
ajbmeb-2197	53	50	options	option	NOUN
ajbmeb-2197	53	51	that	that	PRON
ajbmeb-2197	53	52	are	be	AUX
ajbmeb-2197	53	53	convenient	convenient	ADJ
ajbmeb-2197	53	54	for	for	ADP
ajbmeb-2197	53	55	them	they	PRON
ajbmeb-2197	53	56	through	through	ADP
ajbmeb-2197	53	57	the	the	DET
ajbmeb-2197	53	58	mobile	mobile	ADJ
ajbmeb-2197	53	59	application	application	NOUN
ajbmeb-2197	53	60	of	of	ADP
ajbmeb-2197	53	61	the	the	DET
ajbmeb-2197	53	62	bank	bank	NOUN
ajbmeb-2197	53	63	.	.	PUNCT
ajbmeb-2197	54	1	as	as	ADP
ajbmeb-2197	54	2	a	a	DET
ajbmeb-2197	54	3	result	result	NOUN
ajbmeb-2197	54	4	,	,	PUNCT
ajbmeb-2197	54	5	the	the	DET
ajbmeb-2197	54	6	number	number	NOUN
ajbmeb-2197	54	7	of	of	ADP
ajbmeb-2197	54	8	users	user	NOUN
ajbmeb-2197	54	9	of	of	ADP
ajbmeb-2197	54	10	the	the	DET
ajbmeb-2197	54	11	bank	bank	NOUN
ajbmeb-2197	54	12	's	's	PART
ajbmeb-2197	54	13	mobile	mobile	ADJ
ajbmeb-2197	54	14	applications	application	NOUN
ajbmeb-2197	54	15	will	will	AUX
ajbmeb-2197	54	16	increase	increase	VERB
ajbmeb-2197	54	17	.	.	PUNCT
ajbmeb-2197	55	1	references	reference	NOUN
ajbmeb-2197	55	2	1	1	NUM
ajbmeb-2197	55	3	.	.	SYM
ajbmeb-2197	55	4	2019	2019	NUM
ajbmeb-2197	55	5	йилда	йилда	PROPN
ajbmeb-2197	55	6	мамлакатимизни	мамлакатимизни	PROPN
ajbmeb-2197	55	7	ривожлантиришнинг	ривожлантиришнинг	NOUN
ajbmeb-2197	55	8	энг	энг	VERB
ajbmeb-2197	55	9	муҳим	муҳим	PROPN
ajbmeb-2197	55	10	устувор	устувор	PROPN
ajbmeb-2197	55	11	вазифалари	вазифалари	PROPN
ajbmeb-2197	55	12	тўғрисидаги	тўғрисидаги	PROPN
ajbmeb-2197	55	13	ўзбекистон	ўзбекистон	PROPN
ajbmeb-2197	55	14	республикаси	республикаси	PROPN
ajbmeb-2197	55	15	президентининг	президентининг	PROPN
ajbmeb-2197	55	16	парламентга	парламентга	PROPN
ajbmeb-2197	55	17	мурожаатномаси	мурожаатномаси	PROPN
ajbmeb-2197	55	18	.	.	PUNCT
ajbmeb-2197	56	1	https://president.uz/uz/lists/view/2228	https://president.uz/uz/lists/view/2228	PROPN
ajbmeb-2197	56	2	2	2	NUM
ajbmeb-2197	56	3	.	.	PUNCT
ajbmeb-2197	57	1	douglas	douglas	PROPN
ajbmeb-2197	57	2	x.	x.	PROPN
ajbmeb-2197	57	3	banking	banking	NOUN
ajbmeb-2197	57	4	policy	policy	NOUN
ajbmeb-2197	57	5	in	in	ADP
ajbmeb-2197	57	6	the	the	DET
ajbmeb-2197	57	7	field	field	NOUN
ajbmeb-2197	57	8	of	of	ADP
ajbmeb-2197	57	9	lending	lending	NOUN
ajbmeb-2197	57	10	.	.	PUNCT
ajbmeb-2197	58	1	–	–	PUNCT
ajbmeb-2197	58	2	m.	m.	NOUN
ajbmeb-2197	58	3	:	:	PUNCT
ajbmeb-2197	58	4	“	"	PUNCT
ajbmeb-2197	58	5	slovo	slovo	PROPN
ajbmeb-2197	58	6	”	"	PUNCT
ajbmeb-2197	58	7	,	,	PUNCT
ajbmeb-2197	58	8	1971	1971	NUM
ajbmeb-2197	58	9	.	.	PUNCT
ajbmeb-2197	59	1	–	–	PUNCT
ajbmeb-2197	59	2	p.	p.	NOUN
ajbmeb-2197	59	3	508	508	NUM
ajbmeb-2197	59	4	.	.	PUNCT
ajbmeb-2197	60	1	3	3	X
ajbmeb-2197	60	2	.	.	X
ajbmeb-2197	60	3	derek	derek	PROPN
ajbmeb-2197	60	4	f.	f.	PROPN
ajbmeb-2197	60	5	global	global	PROPN
ajbmeb-2197	60	6	strategy	strategy	NOUN
ajbmeb-2197	60	7	of	of	ADP
ajbmeb-2197	60	8	banks	bank	NOUN
ajbmeb-2197	60	9	.	.	PUNCT
ajbmeb-2197	61	1	–	–	PUNCT
ajbmeb-2197	61	2	m.	m.	NOUN
ajbmeb-2197	61	3	:	:	PUNCT
ajbmeb-2197	61	4	“	"	PUNCT
ajbmeb-2197	61	5	economics	economic	NOUN
ajbmeb-2197	61	6	and	and	CCONJ
ajbmeb-2197	61	7	finance	finance	NOUN
ajbmeb-2197	61	8	”	"	PUNCT
ajbmeb-2197	61	9	,	,	PUNCT
ajbmeb-2197	61	10	1990	1990	NUM
ajbmeb-2197	61	11	.	.	PUNCT
ajbmeb-2197	62	1	–	–	PUNCT
ajbmeb-2197	62	2	p.	p.	NOUN
ajbmeb-2197	62	3	385	385	NUM
ajbmeb-2197	62	4	.	.	PUNCT
ajbmeb-2197	63	1	4	4	NUM
ajbmeb-2197	63	2	.	.	X
ajbmeb-2197	63	3	sinkey	sinkey	PROPN
ajbmeb-2197	63	4	j.	j.	PROPN
ajbmeb-2197	63	5	financial	financial	PROPN
ajbmeb-2197	63	6	management	management	NOUN
ajbmeb-2197	63	7	in	in	ADP
ajbmeb-2197	63	8	a	a	DET
ajbmeb-2197	63	9	commercial	commercial	ADJ
ajbmeb-2197	63	10	bank	bank	NOUN
ajbmeb-2197	63	11	and	and	CCONJ
ajbmeb-2197	63	12	in	in	ADP
ajbmeb-2197	63	13	the	the	DET
ajbmeb-2197	63	14	financial	financial	ADJ
ajbmeb-2197	63	15	services	service	NOUN
ajbmeb-2197	63	16	industry	industry	NOUN
ajbmeb-2197	63	17	.	.	PUNCT
ajbmeb-2197	64	1	–	–	PUNCT
ajbmeb-2197	64	2	m	m	VERB
ajbmeb-2197	64	3	:	:	PUNCT
ajbmeb-2197	64	4	“	"	PUNCT
ajbmeb-2197	64	5	alpina	alpina	ADJ
ajbmeb-2197	64	6	business	business	NOUN
ajbmeb-2197	64	7	books	book	NOUN
ajbmeb-2197	64	8	”	"	PUNCT
ajbmeb-2197	64	9	,	,	PUNCT
ajbmeb-2197	64	10	2007	2007	NUM
ajbmeb-2197	64	11	.	.	PUNCT
ajbmeb-2197	65	1	–	–	PUNCT
ajbmeb-2197	65	2	p.	p.	NOUN
ajbmeb-2197	65	3	1018	1018	NUM
ajbmeb-2197	65	4	.	.	PUNCT
ajbmeb-2197	66	1	5	5	X
ajbmeb-2197	66	2	.	.	X
ajbmeb-2197	66	3	rose	rise	VERB
ajbmeb-2197	66	4	peter	peter	PROPN
ajbmeb-2197	66	5	s.	s.	PROPN
ajbmeb-2197	66	6	banking	banking	PROPN
ajbmeb-2197	66	7	management	management	PROPN
ajbmeb-2197	66	8	.	.	PUNCT
ajbmeb-2197	67	1	per	per	ADP
ajbmeb-2197	67	2	.	.	PUNCT
ajbmeb-2197	68	1	from	from	ADP
ajbmeb-2197	68	2	english	english	PROPN
ajbmeb-2197	68	3	from	from	ADP
ajbmeb-2197	68	4	2nd	2nd	PROPN
ajbmeb-2197	68	5	ed	ed	PROPN
ajbmeb-2197	68	6	.	.	PUNCT
ajbmeb-2197	68	7	m.	m.	NOUN
ajbmeb-2197	68	8	:	:	PUNCT
ajbmeb-2197	68	9	“	"	PUNCT
ajbmeb-2197	68	10	delo	delo	PROPN
ajbmeb-2197	68	11	ltd	ltd	PROPN
ajbmeb-2197	68	12	”	"	PUNCT
ajbmeb-2197	68	13	,	,	PUNCT
ajbmeb-2197	68	14	1995	1995	NUM
ajbmeb-2197	68	15	.	.	PUNCT
ajbmeb-2197	69	1	–	–	PUNCT
ajbmeb-2197	69	2	p.	p.	NOUN
ajbmeb-2197	69	3	479	479	NUM
ajbmeb-2197	69	4	.	.	PUNCT
ajbmeb-2197	70	1	6	6	NUM
ajbmeb-2197	70	2	.	.	X
ajbmeb-2197	70	3	lavrushin	lavrushin	PROPN
ajbmeb-2197	70	4	o.i	o.i	PROPN
ajbmeb-2197	70	5	.	.	PUNCT
ajbmeb-2197	70	6	banking	banking	NOUN
ajbmeb-2197	70	7	management	management	NOUN
ajbmeb-2197	70	8	textbook	textbook	NOUN
ajbmeb-2197	70	9	.	.	PUNCT
ajbmeb-2197	71	1	m.	m.	NOUN
ajbmeb-2197	71	2	:	:	PUNCT
ajbmeb-2197	71	3	“	"	PUNCT
ajbmeb-2197	71	4	knorus	knorus	NOUN
ajbmeb-2197	71	5	”	"	PUNCT
ajbmeb-2197	71	6	,	,	PUNCT
ajbmeb-2197	71	7	2009	2009	NUM
ajbmeb-2197	71	8	,	,	PUNCT
ajbmeb-2197	71	9	p.	p.	NOUN
ajbmeb-2197	71	10	439	439	NUM
ajbmeb-2197	71	11	.	.	PUNCT
ajbmeb-2197	72	1	7	7	X
ajbmeb-2197	72	2	.	.	X
ajbmeb-2197	72	3	ivanov	ivanov	PROPN
ajbmeb-2197	72	4	a.	a.	PROPN
ajbmeb-2197	72	5	banking	banking	PROPN
ajbmeb-2197	72	6	services	service	NOUN
ajbmeb-2197	72	7	:	:	PUNCT
ajbmeb-2197	72	8	foreign	foreign	ADJ
ajbmeb-2197	72	9	and	and	CCONJ
ajbmeb-2197	72	10	russian	russian	ADJ
ajbmeb-2197	72	11	experience	experience	NOUN
ajbmeb-2197	72	12	.	.	PUNCT
ajbmeb-2197	73	1	m.	m.	NOUN
ajbmeb-2197	73	2	:	:	PUNCT
ajbmeb-2197	73	3	“	"	PUNCT
ajbmeb-2197	73	4	finance	finance	NOUN
ajbmeb-2197	73	5	and	and	CCONJ
ajbmeb-2197	73	6	statistics	statistic	NOUN
ajbmeb-2197	73	7	”	"	PUNCT
ajbmeb-2197	73	8	,	,	PUNCT
ajbmeb-2197	73	9	2002	2002	NUM
ajbmeb-2197	73	10	.	.	PUNCT
ajbmeb-2197	74	1	8	8	NUM
ajbmeb-2197	74	2	.	.	PUNCT
ajbmeb-2197	74	3	mamadiyarov	mamadiyarov	PROPN
ajbmeb-2197	74	4	z.t	z.t	PROPN
ajbmeb-2197	74	5	.	.	PROPN
ajbmeb-2197	74	6	evolution	evolution	NOUN
ajbmeb-2197	74	7	and	and	CCONJ
ajbmeb-2197	74	8	development	development	NOUN
ajbmeb-2197	74	9	stages	stage	NOUN
ajbmeb-2197	74	10	of	of	ADP
ajbmeb-2197	74	11	remote	remote	ADJ
ajbmeb-2197	74	12	banking	banking	NOUN
ajbmeb-2197	74	13	services	service	NOUN
ajbmeb-2197	74	14	in	in	ADP
ajbmeb-2197	74	15	commercial	commercial	ADJ
ajbmeb-2197	74	16	banks	bank	NOUN
ajbmeb-2197	74	17	(	(	PUNCT
ajbmeb-2197	74	18	international	international	ADJ
ajbmeb-2197	74	19	experience	experience	NOUN
ajbmeb-2197	74	20	)	)	PUNCT
ajbmeb-2197	74	21	.	.	PUNCT
ajbmeb-2197	75	1	international	international	ADJ
ajbmeb-2197	75	2	scientific	scientific	ADJ
ajbmeb-2197	75	3	electronic	electronic	ADJ
ajbmeb-2197	75	4	journal	journal	NOUN
ajbmeb-2197	75	5	of	of	ADP
ajbmeb-2197	75	6	finance	finance	NOUN
ajbmeb-2197	75	7	and	and	CCONJ
ajbmeb-2197	75	8	accounting	accounting	NOUN
ajbmeb-2197	75	9	.	.	PUNCT
ajbmeb-2197	76	1	#	#	SYM
ajbmeb-2197	76	2	6	6	NUM
ajbmeb-2197	76	3	december	december	PROPN
ajbmeb-2197	76	4	2018	2018	NUM
ajbmeb-2197	76	5	.	.	PUNCT
ajbmeb-2197	77	1	9	9	X
ajbmeb-2197	77	2	.	.	X
ajbmeb-2197	77	3	khudoyarova	khudoyarova	PROPN
ajbmeb-2197	77	4	kha.a	kha.a	PROPN
ajbmeb-2197	77	5	.	.	PUNCT
ajbmeb-2197	78	1	improving	improve	VERB
ajbmeb-2197	78	2	the	the	DET
ajbmeb-2197	78	3	practice	practice	NOUN
ajbmeb-2197	78	4	of	of	ADP
ajbmeb-2197	78	5	retail	retail	ADJ
ajbmeb-2197	78	6	banking	banking	NOUN
ajbmeb-2197	78	7	services	service	NOUN
ajbmeb-2197	78	8	in	in	ADP
ajbmeb-2197	78	9	uzbekistan	uzbekistan	PROPN
ajbmeb-2197	78	10	.	.	PUNCT
ajbmeb-2197	79	1	dissertation	dissertation	NOUN
ajbmeb-2197	79	2	for	for	ADP
ajbmeb-2197	79	3	the	the	DET
ajbmeb-2197	79	4	degree	degree	NOUN
ajbmeb-2197	79	5	of	of	ADP
ajbmeb-2197	79	6	doctor	doctor	NOUN
ajbmeb-2197	79	7	of	of	ADP
ajbmeb-2197	79	8	philosophy	philosophy	NOUN
ajbmeb-2197	79	9	(	(	PUNCT
ajbmeb-2197	79	10	phd	phd	NOUN
ajbmeb-2197	79	11	)	)	PUNCT
ajbmeb-2197	79	12	in	in	ADP
ajbmeb-2197	79	13	economics	economic	NOUN
ajbmeb-2197	79	14	,	,	PUNCT
ajbmeb-2197	79	15	autoref	autoref	NOUN
ajbmeb-2197	79	16	.	.	PUNCT
ajbmeb-2197	80	1	tashkent	tashkent	PROPN
ajbmeb-2197	80	2	,	,	PUNCT
ajbmeb-2197	80	3	2020	2020	NUM
ajbmeb-2197	80	4	.	.	PUNCT
ajbmeb-2197	81	1	b.	b.	PROPN
ajbmeb-2197	81	2	https://president.uz/uz/lists/view/2228	https://president.uz/uz/lists/view/2228	PROPN