id	sid	tid	token	lemma	pos
ajbmeb-2269	1	1	american	american	PROPN
ajbmeb-2269	1	2	journal	journal	PROPN
ajbmeb-2269	1	3	of	of	ADP
ajbmeb-2269	1	4	business	business	NOUN
ajbmeb-2269	1	5	management	management	NOUN
ajbmeb-2269	1	6	,	,	PUNCT
ajbmeb-2269	1	7	economics	economic	NOUN
ajbmeb-2269	1	8	and	and	CCONJ
ajbmeb-2269	1	9	banking	banking	NOUN
ajbmeb-2269	1	10	issn	issn	PROPN
ajbmeb-2269	1	11	(	(	PUNCT
ajbmeb-2269	1	12	e	e	NOUN
ajbmeb-2269	1	13	):	):	PUNCT
ajbmeb-2269	1	14	2832	2832	NUM
ajbmeb-2269	1	15	-	-	SYM
ajbmeb-2269	1	16	8078	8078	NUM
ajbmeb-2269	1	17	volume	volume	NOUN
ajbmeb-2269	1	18	26	26	NUM
ajbmeb-2269	1	19	,	,	PUNCT
ajbmeb-2269	1	20	|	|	ADP
ajbmeb-2269	1	21	july	july	PROPN
ajbmeb-2269	1	22	2024	2024	NUM
ajbmeb-2269	1	23	p	p	NOUN
ajbmeb-2269	1	24	a	a	DET
ajbmeb-2269	1	25	g	g	NOUN
ajbmeb-2269	1	26	e	e	NOUN
ajbmeb-2269	1	27	|	|	ADV
ajbmeb-2269	1	28	1	1	NUM
ajbmeb-2269	1	29	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2269	1	30	sectoral	sectoral	ADJ
ajbmeb-2269	1	31	bank	bank	NOUN
ajbmeb-2269	1	32	credit	credit	NOUN
ajbmeb-2269	1	33	and	and	CCONJ
ajbmeb-2269	1	34	economic	economic	ADJ
ajbmeb-2269	1	35	development	development	NOUN
ajbmeb-2269	1	36	:	:	PUNCT
ajbmeb-2269	1	37	evidence	evidence	NOUN
ajbmeb-2269	1	38	from	from	ADP
ajbmeb-2269	1	39	nigeria	nigeria	PROPN
ajbmeb-2269	1	40	okwuosa	okwuosa	ADV
ajbmeb-2269	1	41	,	,	PUNCT
ajbmeb-2269	1	42	galeed	galee	VERB
ajbmeb-2269	1	43	idowu	idowu	NOUN
ajbmeb-2269	1	44	ifeosame	ifeosame	PROPN
ajbmeb-2269	1	45	,	,	PUNCT
ajbmeb-2269	1	46	samuel	samuel	PROPN
ajbmeb-2269	1	47	nwaoha	nwaoha	PROPN
ajbmeb-2269	1	48	phd	phd	PROPN
ajbmeb-2269	1	49	students	students	PROPN
ajbmeb-2269	1	50	university	university	PROPN
ajbmeb-2269	1	51	of	of	ADP
ajbmeb-2269	1	52	port	port	PROPN
ajbmeb-2269	1	53	harcourt	harcourt	PROPN
ajbmeb-2269	1	54	,	,	PUNCT
ajbmeb-2269	1	55	nigeria	nigeria	PROPN
ajbmeb-2269	1	56	glaeedokwuosa@gmail.com	glaeedokwuosa@gmail.com	X
ajbmeb-2269	2	1	a	a	DET
ajbmeb-2269	2	2	b	b	PROPN
ajbmeb-2269	2	3	s	s	ADP
ajbmeb-2269	2	4	t	t	PROPN
ajbmeb-2269	2	5	r	r	NOUN
ajbmeb-2269	2	6	a	a	DET
ajbmeb-2269	2	7	c	c	NOUN
ajbmeb-2269	2	8	t	t	NOUN
ajbmeb-2269	2	9	k	k	X
ajbmeb-2269	2	10	e	e	PROPN
ajbmeb-2269	2	11	y	y	PROPN
ajbmeb-2269	2	12	w	w	NOUN
ajbmeb-2269	2	13	o	o	NOUN
ajbmeb-2269	2	14	r	r	NOUN
ajbmeb-2269	2	15	d	d	X
ajbmeb-2269	2	16	s	s	VERB
ajbmeb-2269	2	17	the	the	DET
ajbmeb-2269	2	18	debate	debate	NOUN
ajbmeb-2269	2	19	on	on	ADP
ajbmeb-2269	2	20	the	the	DET
ajbmeb-2269	2	21	issue	issue	NOUN
ajbmeb-2269	2	22	of	of	ADP
ajbmeb-2269	2	23	sectoral	sectoral	ADJ
ajbmeb-2269	2	24	bank	bank	NOUN
ajbmeb-2269	2	25	credit	credit	NOUN
ajbmeb-2269	2	26	and	and	CCONJ
ajbmeb-2269	2	27	economic	economic	ADJ
ajbmeb-2269	2	28	development	development	NOUN
ajbmeb-2269	2	29	has	have	AUX
ajbmeb-2269	2	30	over	over	ADP
ajbmeb-2269	2	31	the	the	DET
ajbmeb-2269	2	32	years	year	NOUN
ajbmeb-2269	2	33	drawn	draw	VERB
ajbmeb-2269	2	34	attention	attention	NOUN
ajbmeb-2269	2	35	of	of	ADP
ajbmeb-2269	2	36	academicians	academician	NOUN
ajbmeb-2269	2	37	and	and	CCONJ
ajbmeb-2269	2	38	policy	policy	NOUN
ajbmeb-2269	2	39	makers	maker	NOUN
ajbmeb-2269	2	40	across	across	ADP
ajbmeb-2269	2	41	nations	nation	NOUN
ajbmeb-2269	2	42	with	with	ADP
ajbmeb-2269	2	43	varying	vary	VERB
ajbmeb-2269	2	44	opinion	opinion	NOUN
ajbmeb-2269	2	45	motivated	motivate	VERB
ajbmeb-2269	2	46	our	our	PRON
ajbmeb-2269	2	47	interest	interest	NOUN
ajbmeb-2269	2	48	in	in	ADP
ajbmeb-2269	2	49	re	re	VERB
ajbmeb-2269	2	50	-	-	VERB
ajbmeb-2269	2	51	examining	examine	VERB
ajbmeb-2269	2	52	the	the	DET
ajbmeb-2269	2	53	link	link	NOUN
ajbmeb-2269	2	54	between	between	ADP
ajbmeb-2269	2	55	sectoral	sectoral	ADJ
ajbmeb-2269	2	56	bank	bank	NOUN
ajbmeb-2269	2	57	credit	credit	NOUN
ajbmeb-2269	2	58	and	and	CCONJ
ajbmeb-2269	2	59	economic	economic	ADJ
ajbmeb-2269	2	60	development	development	NOUN
ajbmeb-2269	2	61	in	in	ADP
ajbmeb-2269	2	62	nigeria	nigeria	PROPN
ajbmeb-2269	2	63	from	from	ADP
ajbmeb-2269	2	64	1986	1986	NUM
ajbmeb-2269	2	65	to	to	ADP
ajbmeb-2269	2	66	2021	2021	NUM
ajbmeb-2269	2	67	using	use	VERB
ajbmeb-2269	2	68	the	the	DET
ajbmeb-2269	2	69	autoregressive	autoregressive	ADJ
ajbmeb-2269	2	70	distributive	distributive	ADJ
ajbmeb-2269	2	71	lag	lag	NOUN
ajbmeb-2269	2	72	(	(	PUNCT
ajbmeb-2269	2	73	ardl	ardl	NOUN
ajbmeb-2269	2	74	)	)	PUNCT
ajbmeb-2269	2	75	along	along	ADP
ajbmeb-2269	2	76	with	with	ADP
ajbmeb-2269	2	77	its	its	PRON
ajbmeb-2269	2	78	associated	associated	ADJ
ajbmeb-2269	2	79	long	long	ADJ
ajbmeb-2269	2	80	run	run	NOUN
ajbmeb-2269	2	81	bond	bond	NOUN
ajbmeb-2269	2	82	test	test	NOUN
ajbmeb-2269	2	83	and	and	CCONJ
ajbmeb-2269	2	84	the	the	DET
ajbmeb-2269	2	85	granger	granger	PROPN
ajbmeb-2269	2	86	causality	causality	PROPN
ajbmeb-2269	2	87	test	test	NOUN
ajbmeb-2269	2	88	as	as	ADP
ajbmeb-2269	2	89	estimation	estimation	NOUN
ajbmeb-2269	2	90	techniques	technique	NOUN
ajbmeb-2269	2	91	.	.	PUNCT
ajbmeb-2269	3	1	bank	bank	NOUN
ajbmeb-2269	3	2	credit	credit	NOUN
ajbmeb-2269	3	3	to	to	ADP
ajbmeb-2269	3	4	agricultural	agricultural	ADJ
ajbmeb-2269	3	5	sector	sector	NOUN
ajbmeb-2269	3	6	(	(	PUNCT
ajbmeb-2269	3	7	scas	sca	NOUN
ajbmeb-2269	3	8	)	)	PUNCT
ajbmeb-2269	3	9	,	,	PUNCT
ajbmeb-2269	3	10	manufacturing	manufacturing	NOUN
ajbmeb-2269	3	11	sector	sector	NOUN
ajbmeb-2269	3	12	(	(	PUNCT
ajbmeb-2269	3	13	scms	scms	PROPN
ajbmeb-2269	3	14	)	)	PUNCT
ajbmeb-2269	3	15	,	,	PUNCT
ajbmeb-2269	3	16	mining	mining	NOUN
ajbmeb-2269	3	17	and	and	CCONJ
ajbmeb-2269	3	18	quarrying	quarry	VERB
ajbmeb-2269	3	19	sector	sector	NOUN
ajbmeb-2269	3	20	(	(	PUNCT
ajbmeb-2269	3	21	scmq	scmq	VERB
ajbmeb-2269	3	22	)	)	PUNCT
ajbmeb-2269	3	23	and	and	CCONJ
ajbmeb-2269	3	24	general	general	ADJ
ajbmeb-2269	3	25	commerce	commerce	NOUN
ajbmeb-2269	3	26	and	and	CCONJ
ajbmeb-2269	3	27	trade	trade	NOUN
ajbmeb-2269	3	28	(	(	PUNCT
ajbmeb-2269	3	29	sctg	sctg	PROPN
ajbmeb-2269	3	30	)	)	PUNCT
ajbmeb-2269	3	31	were	be	AUX
ajbmeb-2269	3	32	the	the	DET
ajbmeb-2269	3	33	sectors	sector	NOUN
ajbmeb-2269	3	34	considered	consider	VERB
ajbmeb-2269	3	35	while	while	SCONJ
ajbmeb-2269	3	36	per	per	ADP
ajbmeb-2269	3	37	capita	capita	NOUN
ajbmeb-2269	3	38	income	income	NOUN
ajbmeb-2269	3	39	(	(	PUNCT
ajbmeb-2269	3	40	pci	pci	ADJ
ajbmeb-2269	3	41	)	)	PUNCT
ajbmeb-2269	3	42	proxied	proxie	VERB
ajbmeb-2269	3	43	economic	economic	ADJ
ajbmeb-2269	3	44	development	development	NOUN
ajbmeb-2269	3	45	.	.	PUNCT
ajbmeb-2269	4	1	pre	pre	VERB
ajbmeb-2269	4	2	-	-	NOUN
ajbmeb-2269	4	3	estimation	estimation	NOUN
ajbmeb-2269	4	4	was	be	AUX
ajbmeb-2269	4	5	done	do	VERB
ajbmeb-2269	4	6	with	with	ADP
ajbmeb-2269	4	7	the	the	DET
ajbmeb-2269	4	8	aid	aid	NOUN
ajbmeb-2269	4	9	of	of	ADP
ajbmeb-2269	4	10	unit	unit	NOUN
ajbmeb-2269	4	11	root	root	PROPN
ajbmeb-2269	4	12	test	test	NOUN
ajbmeb-2269	4	13	which	which	PRON
ajbmeb-2269	4	14	showed	show	VERB
ajbmeb-2269	4	15	fractional	fractional	ADJ
ajbmeb-2269	4	16	integration	integration	NOUN
ajbmeb-2269	4	17	order	order	NOUN
ajbmeb-2269	4	18	necessitating	necessitate	VERB
ajbmeb-2269	4	19	the	the	DET
ajbmeb-2269	4	20	need	need	NOUN
ajbmeb-2269	4	21	for	for	ADP
ajbmeb-2269	4	22	the	the	DET
ajbmeb-2269	4	23	use	use	NOUN
ajbmeb-2269	4	24	of	of	ADP
ajbmeb-2269	4	25	ardl	ardl	NOUN
ajbmeb-2269	4	26	as	as	SCONJ
ajbmeb-2269	4	27	stated	state	VERB
ajbmeb-2269	4	28	earlier	early	ADV
ajbmeb-2269	4	29	and	and	CCONJ
ajbmeb-2269	4	30	further	further	ADJ
ajbmeb-2269	4	31	finds	find	VERB
ajbmeb-2269	4	32	revealed	reveal	VERB
ajbmeb-2269	4	33	absence	absence	NOUN
ajbmeb-2269	4	34	of	of	ADP
ajbmeb-2269	4	35	long	long	ADJ
ajbmeb-2269	4	36	run	run	NOUN
ajbmeb-2269	4	37	equilibrium	equilibrium	NOUN
ajbmeb-2269	4	38	association	association	NOUN
ajbmeb-2269	4	39	among	among	ADP
ajbmeb-2269	4	40	sectoral	sectoral	ADJ
ajbmeb-2269	4	41	bank	bank	NOUN
ajbmeb-2269	4	42	credit	credit	NOUN
ajbmeb-2269	4	43	and	and	CCONJ
ajbmeb-2269	4	44	economic	economic	ADJ
ajbmeb-2269	4	45	development	development	NOUN
ajbmeb-2269	4	46	while	while	SCONJ
ajbmeb-2269	4	47	insignificant	insignificant	ADJ
ajbmeb-2269	4	48	negative	negative	ADJ
ajbmeb-2269	4	49	link	link	NOUN
ajbmeb-2269	4	50	was	be	AUX
ajbmeb-2269	4	51	observed	observe	VERB
ajbmeb-2269	4	52	between	between	ADP
ajbmeb-2269	4	53	sectoral	sectoral	ADJ
ajbmeb-2269	4	54	bank	bank	NOUN
ajbmeb-2269	4	55	credit	credit	NOUN
ajbmeb-2269	4	56	to	to	ADP
ajbmeb-2269	4	57	agriculture	agriculture	NOUN
ajbmeb-2269	4	58	and	and	CCONJ
ajbmeb-2269	4	59	trade	trade	NOUN
ajbmeb-2269	4	60	and	and	CCONJ
ajbmeb-2269	4	61	general	general	ADJ
ajbmeb-2269	4	62	commerce	commerce	NOUN
ajbmeb-2269	4	63	and	and	CCONJ
ajbmeb-2269	4	64	positive	positive	ADJ
ajbmeb-2269	4	65	insignificant	insignificant	ADJ
ajbmeb-2269	4	66	link	link	NOUN
ajbmeb-2269	4	67	between	between	ADP
ajbmeb-2269	4	68	sectoral	sectoral	ADJ
ajbmeb-2269	4	69	bank	bank	NOUN
ajbmeb-2269	4	70	credit	credit	NOUN
ajbmeb-2269	4	71	to	to	ADP
ajbmeb-2269	4	72	manufacturing	manufacture	VERB
ajbmeb-2269	4	73	sector	sector	NOUN
ajbmeb-2269	4	74	and	and	CCONJ
ajbmeb-2269	4	75	mining	mining	NOUN
ajbmeb-2269	4	76	and	and	CCONJ
ajbmeb-2269	4	77	quarrying	quarrying	ADJ
ajbmeb-2269	4	78	sector	sector	NOUN
ajbmeb-2269	4	79	.	.	PUNCT
ajbmeb-2269	5	1	the	the	DET
ajbmeb-2269	5	2	causality	causality	NOUN
ajbmeb-2269	5	3	result	result	NOUN
ajbmeb-2269	5	4	showed	show	VERB
ajbmeb-2269	5	5	absence	absence	NOUN
ajbmeb-2269	5	6	of	of	ADP
ajbmeb-2269	5	7	causality	causality	NOUN
ajbmeb-2269	5	8	among	among	ADP
ajbmeb-2269	5	9	agricultural	agricultural	ADJ
ajbmeb-2269	5	10	and	and	CCONJ
ajbmeb-2269	5	11	manufacturing	manufacturing	NOUN
ajbmeb-2269	5	12	sectors	sector	NOUN
ajbmeb-2269	5	13	with	with	ADP
ajbmeb-2269	5	14	economic	economic	ADJ
ajbmeb-2269	5	15	development	development	NOUN
ajbmeb-2269	5	16	,	,	PUNCT
ajbmeb-2269	5	17	unidirectional	unidirectional	ADJ
ajbmeb-2269	5	18	causality	causality	NOUN
ajbmeb-2269	5	19	between	between	ADP
ajbmeb-2269	5	20	mining	mining	NOUN
ajbmeb-2269	5	21	and	and	CCONJ
ajbmeb-2269	5	22	quarrying	quarry	VERB
ajbmeb-2269	5	23	economic	economic	ADJ
ajbmeb-2269	5	24	development	development	NOUN
ajbmeb-2269	5	25	and	and	CCONJ
ajbmeb-2269	5	26	bidirectional	bidirectional	ADJ
ajbmeb-2269	5	27	causality	causality	NOUN
ajbmeb-2269	5	28	with	with	ADP
ajbmeb-2269	5	29	between	between	ADP
ajbmeb-2269	5	30	trade	trade	NOUN
ajbmeb-2269	5	31	and	and	CCONJ
ajbmeb-2269	5	32	general	general	ADJ
ajbmeb-2269	5	33	commerce	commerce	PROPN
ajbmeb-2269	5	34	and	and	CCONJ
ajbmeb-2269	5	35	economic	economic	ADJ
ajbmeb-2269	5	36	development	development	NOUN
ajbmeb-2269	5	37	.	.	PUNCT
ajbmeb-2269	6	1	the	the	DET
ajbmeb-2269	6	2	study	study	NOUN
ajbmeb-2269	6	3	recommends	recommend	VERB
ajbmeb-2269	6	4	the	the	DET
ajbmeb-2269	6	5	need	need	NOUN
ajbmeb-2269	6	6	for	for	ADP
ajbmeb-2269	6	7	proper	proper	ADJ
ajbmeb-2269	6	8	awareness	awareness	NOUN
ajbmeb-2269	6	9	on	on	ADP
ajbmeb-2269	6	10	the	the	DET
ajbmeb-2269	6	11	important	important	ADJ
ajbmeb-2269	6	12	of	of	ADP
ajbmeb-2269	6	13	agricultural	agricultural	ADJ
ajbmeb-2269	6	14	sector	sector	NOUN
ajbmeb-2269	6	15	and	and	CCONJ
ajbmeb-2269	6	16	trade	trade	NOUN
ajbmeb-2269	6	17	and	and	CCONJ
ajbmeb-2269	6	18	general	general	ADJ
ajbmeb-2269	6	19	commerce	commerce	NOUN
ajbmeb-2269	6	20	role	role	NOUN
ajbmeb-2269	6	21	in	in	ADP
ajbmeb-2269	6	22	the	the	DET
ajbmeb-2269	6	23	development	development	NOUN
ajbmeb-2269	6	24	of	of	ADP
ajbmeb-2269	6	25	the	the	DET
ajbmeb-2269	6	26	economy	economy	NOUN
ajbmeb-2269	6	27	and	and	CCONJ
ajbmeb-2269	6	28	as	as	ADP
ajbmeb-2269	6	29	such	such	DET
ajbmeb-2269	6	30	the	the	DET
ajbmeb-2269	6	31	need	need	NOUN
ajbmeb-2269	6	32	for	for	ADP
ajbmeb-2269	6	33	more	more	ADJ
ajbmeb-2269	6	34	credit	credit	NOUN
ajbmeb-2269	6	35	to	to	PART
ajbmeb-2269	6	36	be	be	AUX
ajbmeb-2269	6	37	directed	direct	VERB
ajbmeb-2269	6	38	to	to	ADP
ajbmeb-2269	6	39	those	those	DET
ajbmeb-2269	6	40	sectors	sector	NOUN
ajbmeb-2269	6	41	and	and	CCONJ
ajbmeb-2269	6	42	that	that	SCONJ
ajbmeb-2269	6	43	proper	proper	ADJ
ajbmeb-2269	6	44	policy	policy	NOUN
ajbmeb-2269	6	45	measures	measure	NOUN
ajbmeb-2269	6	46	be	be	AUX
ajbmeb-2269	6	47	put	put	VERB
ajbmeb-2269	6	48	in	in	ADP
ajbmeb-2269	6	49	place	place	NOUN
ajbmeb-2269	6	50	to	to	PART
ajbmeb-2269	6	51	ensure	ensure	VERB
ajbmeb-2269	6	52	that	that	SCONJ
ajbmeb-2269	6	53	credits	credit	NOUN
ajbmeb-2269	6	54	given	give	VERB
ajbmeb-2269	6	55	to	to	ADP
ajbmeb-2269	6	56	these	these	DET
ajbmeb-2269	6	57	sectors	sector	NOUN
ajbmeb-2269	6	58	are	be	AUX
ajbmeb-2269	6	59	not	not	PART
ajbmeb-2269	6	60	diverted	divert	VERB
ajbmeb-2269	6	61	for	for	ADP
ajbmeb-2269	6	62	use	use	NOUN
ajbmeb-2269	6	63	in	in	ADP
ajbmeb-2269	6	64	other	other	ADJ
ajbmeb-2269	6	65	areas	area	NOUN
ajbmeb-2269	6	66	.	.	PUNCT
ajbmeb-2269	7	1	sectoral	sectoral	ADJ
ajbmeb-2269	7	2	credit	credit	NOUN
ajbmeb-2269	7	3	,	,	PUNCT
ajbmeb-2269	7	4	economic	economic	ADJ
ajbmeb-2269	7	5	development	development	NOUN
ajbmeb-2269	7	6	,	,	PUNCT
ajbmeb-2269	7	7	financial	financial	ADJ
ajbmeb-2269	7	8	intermediation	intermediation	NOUN
ajbmeb-2269	7	9	,	,	PUNCT
ajbmeb-2269	7	10	capital	capital	NOUN
ajbmeb-2269	7	11	formation	formation	NOUN
ajbmeb-2269	7	12	,	,	PUNCT
ajbmeb-2269	7	13	finance	finance	NOUN
ajbmeb-2269	7	14	-	-	PUNCT
ajbmeb-2269	7	15	led	lead	VERB
ajbmeb-2269	7	16	growth	growth	NOUN
ajbmeb-2269	7	17	.	.	PUNCT
ajbmeb-2269	8	1	american	american	ADJ
ajbmeb-2269	8	2	journal	journal	PROPN
ajbmeb-2269	8	3	of	of	ADP
ajbmeb-2269	8	4	business	business	NOUN
ajbmeb-2269	8	5	management	management	NOUN
ajbmeb-2269	8	6	,	,	PUNCT
ajbmeb-2269	8	7	economics	economic	NOUN
ajbmeb-2269	8	8	and	and	CCONJ
ajbmeb-2269	8	9	banking	banking	NOUN
ajbmeb-2269	8	10	volume	volume	NOUN
ajbmeb-2269	8	11	26	26	NUM
ajbmeb-2269	8	12	july	july	PROPN
ajbmeb-2269	8	13	2024	2024	NUM
ajbmeb-2269	8	14	p	p	NOUN
ajbmeb-2269	8	15	a	a	DET
ajbmeb-2269	8	16	g	g	NOUN
ajbmeb-2269	8	17	e	e	NOUN
ajbmeb-2269	8	18	|	|	ADV
ajbmeb-2269	8	19	2	2	NUM
ajbmeb-2269	8	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2269	8	21	introduction	introduction	NOUN
ajbmeb-2269	8	22	the	the	DET
ajbmeb-2269	8	23	role	role	NOUN
ajbmeb-2269	8	24	of	of	ADP
ajbmeb-2269	8	25	financial	financial	ADJ
ajbmeb-2269	8	26	institution	institution	NOUN
ajbmeb-2269	8	27	in	in	ADP
ajbmeb-2269	8	28	economic	economic	ADJ
ajbmeb-2269	8	29	development	development	NOUN
ajbmeb-2269	8	30	of	of	ADP
ajbmeb-2269	8	31	a	a	DET
ajbmeb-2269	8	32	nation	nation	NOUN
ajbmeb-2269	8	33	can	can	AUX
ajbmeb-2269	8	34	not	not	PART
ajbmeb-2269	8	35	be	be	AUX
ajbmeb-2269	8	36	undermined	undermine	VERB
ajbmeb-2269	8	37	given	give	VERB
ajbmeb-2269	8	38	their	their	PRON
ajbmeb-2269	8	39	intermediation	intermediation	NOUN
ajbmeb-2269	8	40	function	function	NOUN
ajbmeb-2269	8	41	and	and	CCONJ
ajbmeb-2269	8	42	its	its	PRON
ajbmeb-2269	8	43	stability	stability	NOUN
ajbmeb-2269	8	44	exerts	exert	VERB
ajbmeb-2269	8	45	crucial	crucial	ADJ
ajbmeb-2269	8	46	role	role	NOUN
ajbmeb-2269	8	47	in	in	ADP
ajbmeb-2269	8	48	national	national	ADJ
ajbmeb-2269	8	49	development	development	NOUN
ajbmeb-2269	8	50	as	as	ADP
ajbmeb-2269	8	51	evidence	evidence	NOUN
ajbmeb-2269	8	52	of	of	ADP
ajbmeb-2269	8	53	correlation	correlation	NOUN
ajbmeb-2269	8	54	among	among	ADP
ajbmeb-2269	8	55	credit	credit	NOUN
ajbmeb-2269	8	56	market	market	NOUN
ajbmeb-2269	8	57	and	and	CCONJ
ajbmeb-2269	8	58	growth	growth	NOUN
ajbmeb-2269	8	59	exist	exist	VERB
ajbmeb-2269	8	60	in	in	ADP
ajbmeb-2269	8	61	academic	academic	ADJ
ajbmeb-2269	8	62	literatures	literature	NOUN
ajbmeb-2269	8	63	(	(	PUNCT
ajbmeb-2269	8	64	duican	duican	PROPN
ajbmeb-2269	8	65	&	&	CCONJ
ajbmeb-2269	8	66	pop	pop	PROPN
ajbmeb-2269	8	67	,	,	PUNCT
ajbmeb-2269	8	68	2015	2015	NUM
ajbmeb-2269	8	69	)	)	PUNCT
ajbmeb-2269	8	70	.	.	PUNCT
ajbmeb-2269	9	1	prominent	prominent	ADJ
ajbmeb-2269	9	2	feature	feature	NOUN
ajbmeb-2269	9	3	of	of	ADP
ajbmeb-2269	9	4	modern	modern	ADJ
ajbmeb-2269	9	5	economy	economy	NOUN
ajbmeb-2269	9	6	is	be	AUX
ajbmeb-2269	9	7	financial	financial	ADJ
ajbmeb-2269	9	8	institution	institution	NOUN
ajbmeb-2269	9	9	who	who	PRON
ajbmeb-2269	9	10	borrow	borrow	VERB
ajbmeb-2269	9	11	from	from	ADP
ajbmeb-2269	9	12	ultimate	ultimate	ADJ
ajbmeb-2269	9	13	lenders	lender	NOUN
ajbmeb-2269	9	14	and	and	CCONJ
ajbmeb-2269	9	15	lend	lend	VERB
ajbmeb-2269	9	16	to	to	ADP
ajbmeb-2269	9	17	ultimate	ultimate	ADJ
ajbmeb-2269	9	18	borrowers	borrower	NOUN
ajbmeb-2269	9	19	(	(	PUNCT
ajbmeb-2269	9	20	chant	chant	ADJ
ajbmeb-2269	9	21	,	,	PUNCT
ajbmeb-2269	9	22	1992	1992	NUM
ajbmeb-2269	9	23	)	)	PUNCT
ajbmeb-2269	9	24	.	.	PUNCT
ajbmeb-2269	10	1	financial	financial	ADJ
ajbmeb-2269	10	2	institution	institution	NOUN
ajbmeb-2269	10	3	intermediation	intermediation	NOUN
ajbmeb-2269	10	4	role	role	NOUN
ajbmeb-2269	10	5	can	can	AUX
ajbmeb-2269	10	6	foster	foster	VERB
ajbmeb-2269	10	7	economic	economic	ADJ
ajbmeb-2269	10	8	growth	growth	NOUN
ajbmeb-2269	10	9	by	by	ADP
ajbmeb-2269	10	10	increasing	increase	VERB
ajbmeb-2269	10	11	savings	saving	NOUN
ajbmeb-2269	10	12	and	and	CCONJ
ajbmeb-2269	10	13	promoting	promote	VERB
ajbmeb-2269	10	14	capital	capital	NOUN
ajbmeb-2269	10	15	accumulation	accumulation	NOUN
ajbmeb-2269	10	16	(	(	PUNCT
ajbmeb-2269	10	17	idachaba	idachaba	PROPN
ajbmeb-2269	10	18	el	el	PROPN
ajbmeb-2269	10	19	ta	ta	PROPN
ajbmeb-2269	10	20	,	,	PUNCT
ajbmeb-2269	10	21	2019	2019	NUM
ajbmeb-2269	10	22	)	)	PUNCT
ajbmeb-2269	10	23	and	and	CCONJ
ajbmeb-2269	10	24	financial	financial	ADJ
ajbmeb-2269	10	25	institution	institution	NOUN
ajbmeb-2269	10	26	as	as	ADP
ajbmeb-2269	10	27	an	an	DET
ajbmeb-2269	10	28	essential	essential	ADJ
ajbmeb-2269	10	29	tool	tool	NOUN
ajbmeb-2269	10	30	in	in	ADP
ajbmeb-2269	10	31	economic	economic	ADJ
ajbmeb-2269	10	32	performance	performance	NOUN
ajbmeb-2269	10	33	has	have	AUX
ajbmeb-2269	10	34	since	since	ADV
ajbmeb-2269	10	35	been	be	AUX
ajbmeb-2269	10	36	argued	argue	VERB
ajbmeb-2269	10	37	for	for	ADP
ajbmeb-2269	10	38	by	by	ADP
ajbmeb-2269	10	39	schumpeter	schumpeter	NOUN
ajbmeb-2269	10	40	in	in	ADP
ajbmeb-2269	10	41	1911	1911	NUM
ajbmeb-2269	10	42	(	(	PUNCT
ajbmeb-2269	10	43	majeed	majeed	PROPN
ajbmeb-2269	10	44	&	&	CCONJ
ajbmeb-2269	10	45	iftikhar	iftikhar	PROPN
ajbmeb-2269	10	46	,	,	PUNCT
ajbmeb-2269	10	47	2020	2020	NUM
ajbmeb-2269	10	48	)	)	PUNCT
ajbmeb-2269	10	49	.	.	PUNCT
ajbmeb-2269	11	1	they	they	PRON
ajbmeb-2269	11	2	stressed	stress	VERB
ajbmeb-2269	11	3	further	far	ADV
ajbmeb-2269	11	4	that	that	DET
ajbmeb-2269	11	5	benavenga	benavenga	NOUN
ajbmeb-2269	11	6	and	and	CCONJ
ajbmeb-2269	11	7	smith	smith	PROPN
ajbmeb-2269	11	8	(	(	PUNCT
ajbmeb-2269	11	9	1990	1990	NUM
ajbmeb-2269	11	10	)	)	PUNCT
ajbmeb-2269	11	11	and	and	CCONJ
ajbmeb-2269	11	12	greenwood	greenwood	PROPN
ajbmeb-2269	11	13	and	and	CCONJ
ajbmeb-2269	11	14	jovanvic	jovanvic	PROPN
ajbmeb-2269	11	15	(	(	PUNCT
ajbmeb-2269	11	16	1990	1990	NUM
ajbmeb-2269	11	17	)	)	PUNCT
ajbmeb-2269	11	18	argued	argue	VERB
ajbmeb-2269	11	19	for	for	ADP
ajbmeb-2269	11	20	close	close	ADJ
ajbmeb-2269	11	21	link	link	NOUN
ajbmeb-2269	11	22	of	of	ADP
ajbmeb-2269	11	23	financial	financial	ADJ
ajbmeb-2269	11	24	progress	progress	NOUN
ajbmeb-2269	11	25	and	and	CCONJ
ajbmeb-2269	11	26	economic	economic	ADJ
ajbmeb-2269	11	27	performance	performance	NOUN
ajbmeb-2269	11	28	.	.	PUNCT
ajbmeb-2269	12	1	banks	bank	NOUN
ajbmeb-2269	12	2	have	have	AUX
ajbmeb-2269	12	3	existed	exist	VERB
ajbmeb-2269	12	4	since	since	SCONJ
ajbmeb-2269	12	5	early	early	ADJ
ajbmeb-2269	12	6	times	time	NOUN
ajbmeb-2269	12	7	taking	take	VERB
ajbmeb-2269	12	8	deposits	deposit	NOUN
ajbmeb-2269	12	9	from	from	ADP
ajbmeb-2269	12	10	individual	individual	ADJ
ajbmeb-2269	12	11	households	household	NOUN
ajbmeb-2269	12	12	and	and	CCONJ
ajbmeb-2269	12	13	making	make	VERB
ajbmeb-2269	12	14	loans	loan	NOUN
ajbmeb-2269	12	15	to	to	ADP
ajbmeb-2269	12	16	economic	economic	ADJ
ajbmeb-2269	12	17	agents	agent	NOUN
ajbmeb-2269	12	18	requiring	require	VERB
ajbmeb-2269	12	19	capital	capital	NOUN
ajbmeb-2269	12	20	(	(	PUNCT
ajbmeb-2269	12	21	allen	allen	PROPN
ajbmeb-2269	12	22	&	&	CCONJ
ajbmeb-2269	12	23	santomero	santomero	PROPN
ajbmeb-2269	12	24	,	,	PUNCT
ajbmeb-2269	12	25	1997	1997	NUM
ajbmeb-2269	12	26	)	)	PUNCT
ajbmeb-2269	12	27	and	and	CCONJ
ajbmeb-2269	12	28	they	they	PRON
ajbmeb-2269	12	29	have	have	AUX
ajbmeb-2269	12	30	become	become	VERB
ajbmeb-2269	12	31	crucial	crucial	ADJ
ajbmeb-2269	12	32	sector	sector	NOUN
ajbmeb-2269	12	33	in	in	ADP
ajbmeb-2269	12	34	world	world	NOUN
ajbmeb-2269	12	35	economic	economic	ADJ
ajbmeb-2269	12	36	segments	segment	NOUN
ajbmeb-2269	12	37	as	as	SCONJ
ajbmeb-2269	12	38	us	us	PROPN
ajbmeb-2269	12	39	commerce	commerce	PROPN
ajbmeb-2269	12	40	department	department	PROPN
ajbmeb-2269	12	41	defined	define	VERB
ajbmeb-2269	12	42	it	it	PRON
ajbmeb-2269	12	43	as	as	ADP
ajbmeb-2269	12	44	sub	sub	NOUN
ajbmeb-2269	12	45	-	-	NOUN
ajbmeb-2269	12	46	sector	sector	NOUN
ajbmeb-2269	12	47	of	of	ADP
ajbmeb-2269	12	48	financial	financial	ADJ
ajbmeb-2269	12	49	industry	industry	NOUN
ajbmeb-2269	12	50	with	with	ADP
ajbmeb-2269	12	51	subsectors	subsector	NOUN
ajbmeb-2269	12	52	focusing	focus	VERB
ajbmeb-2269	12	53	on	on	ADP
ajbmeb-2269	12	54	insurance	insurance	NOUN
ajbmeb-2269	12	55	,	,	PUNCT
ajbmeb-2269	12	56	venture	venture	NOUN
ajbmeb-2269	12	57	capital	capital	NOUN
ajbmeb-2269	12	58	,	,	PUNCT
ajbmeb-2269	12	59	asset	asset	NOUN
ajbmeb-2269	12	60	management	management	NOUN
ajbmeb-2269	12	61	among	among	ADP
ajbmeb-2269	12	62	others	other	NOUN
ajbmeb-2269	12	63	(	(	PUNCT
ajbmeb-2269	12	64	hall	hall	NOUN
ajbmeb-2269	12	65	,	,	PUNCT
ajbmeb-2269	12	66	2023	2023	NUM
ajbmeb-2269	12	67	)	)	PUNCT
ajbmeb-2269	12	68	.	.	PUNCT
ajbmeb-2269	13	1	it	it	PRON
ajbmeb-2269	13	2	is	be	AUX
ajbmeb-2269	13	3	a	a	DET
ajbmeb-2269	13	4	critical	critical	ADJ
ajbmeb-2269	13	5	sector	sector	NOUN
ajbmeb-2269	13	6	in	in	ADP
ajbmeb-2269	13	7	the	the	DET
ajbmeb-2269	13	8	financial	financial	ADJ
ajbmeb-2269	13	9	institution	institution	NOUN
ajbmeb-2269	13	10	which	which	PRON
ajbmeb-2269	13	11	mainly	mainly	ADV
ajbmeb-2269	13	12	takes	take	VERB
ajbmeb-2269	13	13	deposit	deposit	NOUN
ajbmeb-2269	13	14	from	from	ADP
ajbmeb-2269	13	15	customers	customer	NOUN
ajbmeb-2269	13	16	and	and	CCONJ
ajbmeb-2269	13	17	channel	channel	PROPN
ajbmeb-2269	13	18	same	same	ADJ
ajbmeb-2269	13	19	mobilized	mobilize	VERB
ajbmeb-2269	13	20	fund	fund	NOUN
ajbmeb-2269	13	21	to	to	ADP
ajbmeb-2269	13	22	borrowers	borrower	NOUN
ajbmeb-2269	13	23	in	in	ADP
ajbmeb-2269	13	24	the	the	DET
ajbmeb-2269	13	25	form	form	NOUN
ajbmeb-2269	13	26	of	of	ADP
ajbmeb-2269	13	27	loan	loan	NOUN
ajbmeb-2269	13	28	and	and	CCONJ
ajbmeb-2269	13	29	advances	advance	NOUN
ajbmeb-2269	13	30	at	at	ADP
ajbmeb-2269	13	31	a	a	DET
ajbmeb-2269	13	32	fee	fee	NOUN
ajbmeb-2269	13	33	.	.	PUNCT
ajbmeb-2269	14	1	the	the	DET
ajbmeb-2269	14	2	banking	banking	NOUN
ajbmeb-2269	14	3	sector	sector	NOUN
ajbmeb-2269	14	4	is	be	AUX
ajbmeb-2269	14	5	a	a	DET
ajbmeb-2269	14	6	major	major	ADJ
ajbmeb-2269	14	7	source	source	NOUN
ajbmeb-2269	14	8	for	for	ADP
ajbmeb-2269	14	9	business	business	NOUN
ajbmeb-2269	14	10	community	community	NOUN
ajbmeb-2269	14	11	financing	financing	NOUN
ajbmeb-2269	14	12	and	and	CCONJ
ajbmeb-2269	14	13	its	its	PRON
ajbmeb-2269	14	14	role	role	NOUN
ajbmeb-2269	14	15	in	in	ADP
ajbmeb-2269	14	16	growth	growth	NOUN
ajbmeb-2269	14	17	and	and	CCONJ
ajbmeb-2269	14	18	development	development	NOUN
ajbmeb-2269	14	19	of	of	ADP
ajbmeb-2269	14	20	economies	economy	NOUN
ajbmeb-2269	14	21	is	be	AUX
ajbmeb-2269	14	22	vital	vital	ADJ
ajbmeb-2269	14	23	(	(	PUNCT
ajbmeb-2269	14	24	majeed	majeed	PROPN
ajbmeb-2269	14	25	&	&	CCONJ
ajbmeb-2269	14	26	iftikhar	iftikhar	PROPN
ajbmeb-2269	14	27	,	,	PUNCT
ajbmeb-2269	14	28	2020	2020	NUM
ajbmeb-2269	14	29	)	)	PUNCT
ajbmeb-2269	14	30	as	as	SCONJ
ajbmeb-2269	14	31	credit	credit	NOUN
ajbmeb-2269	14	32	generated	generate	VERB
ajbmeb-2269	14	33	by	by	ADP
ajbmeb-2269	14	34	banks	bank	NOUN
ajbmeb-2269	14	35	is	be	AUX
ajbmeb-2269	14	36	a	a	DET
ajbmeb-2269	14	37	critical	critical	ADJ
ajbmeb-2269	14	38	funding	funding	NOUN
ajbmeb-2269	14	39	source	source	NOUN
ajbmeb-2269	14	40	for	for	ADP
ajbmeb-2269	14	41	an	an	DET
ajbmeb-2269	14	42	economy	economy	NOUN
ajbmeb-2269	14	43	especially	especially	ADV
ajbmeb-2269	14	44	the	the	DET
ajbmeb-2269	14	45	private	private	ADJ
ajbmeb-2269	14	46	sector	sector	NOUN
ajbmeb-2269	14	47	(	(	PUNCT
ajbmeb-2269	14	48	abubakar	abubakar	PROPN
ajbmeb-2269	14	49	&	&	CCONJ
ajbmeb-2269	14	50	kassim	kassim	PROPN
ajbmeb-2269	14	51	,	,	PUNCT
ajbmeb-2269	14	52	2016	2016	NUM
ajbmeb-2269	14	53	)	)	PUNCT
ajbmeb-2269	14	54	.	.	PUNCT
ajbmeb-2269	15	1	it	it	PRON
ajbmeb-2269	15	2	has	have	AUX
ajbmeb-2269	15	3	virtually	virtually	ADV
ajbmeb-2269	15	4	appeared	appear	VERB
ajbmeb-2269	15	5	to	to	PART
ajbmeb-2269	15	6	be	be	AUX
ajbmeb-2269	15	7	true	true	ADJ
ajbmeb-2269	15	8	in	in	ADP
ajbmeb-2269	15	9	all	all	DET
ajbmeb-2269	15	10	economies	economy	NOUN
ajbmeb-2269	15	11	with	with	ADP
ajbmeb-2269	15	12	the	the	DET
ajbmeb-2269	15	13	exception	exception	NOUN
ajbmeb-2269	15	14	of	of	ADP
ajbmeb-2269	15	15	emerging	emerge	VERB
ajbmeb-2269	15	16	economies	economy	NOUN
ajbmeb-2269	15	17	that	that	PRON
ajbmeb-2269	15	18	financial	financial	ADJ
ajbmeb-2269	15	19	institutions	institution	NOUN
ajbmeb-2269	15	20	like	like	ADP
ajbmeb-2269	15	21	banking	banking	NOUN
ajbmeb-2269	15	22	and	and	CCONJ
ajbmeb-2269	15	23	insurance	insurance	NOUN
ajbmeb-2269	15	24	play	play	VERB
ajbmeb-2269	15	25	leading	lead	VERB
ajbmeb-2269	15	26	role	role	NOUN
ajbmeb-2269	15	27	in	in	ADP
ajbmeb-2269	15	28	resource	resource	NOUN
ajbmeb-2269	15	29	allocation	allocation	NOUN
ajbmeb-2269	15	30	(	(	PUNCT
ajbmeb-2269	15	31	allen	allen	PROPN
ajbmeb-2269	15	32	&	&	CCONJ
ajbmeb-2269	15	33	santomero	santomero	PROPN
ajbmeb-2269	15	34	,	,	PUNCT
ajbmeb-2269	15	35	1997	1997	NUM
ajbmeb-2269	15	36	)	)	PUNCT
ajbmeb-2269	15	37	.	.	PUNCT
ajbmeb-2269	16	1	as	as	ADP
ajbmeb-2269	16	2	a	a	DET
ajbmeb-2269	16	3	financial	financial	ADJ
ajbmeb-2269	16	4	institution	institution	NOUN
ajbmeb-2269	16	5	,	,	PUNCT
ajbmeb-2269	16	6	banks	bank	NOUN
ajbmeb-2269	16	7	perform	perform	VERB
ajbmeb-2269	16	8	intermediation	intermediation	NOUN
ajbmeb-2269	16	9	role	role	NOUN
ajbmeb-2269	16	10	by	by	ADP
ajbmeb-2269	16	11	channeling	channel	VERB
ajbmeb-2269	16	12	fund	fund	NOUN
ajbmeb-2269	16	13	from	from	ADP
ajbmeb-2269	16	14	people	people	NOUN
ajbmeb-2269	16	15	who	who	PRON
ajbmeb-2269	16	16	have	have	VERB
ajbmeb-2269	16	17	and	and	CCONJ
ajbmeb-2269	16	18	do	do	AUX
ajbmeb-2269	16	19	not	not	PART
ajbmeb-2269	16	20	put	put	VERB
ajbmeb-2269	16	21	them	they	PRON
ajbmeb-2269	16	22	to	to	ADP
ajbmeb-2269	16	23	productive	productive	ADJ
ajbmeb-2269	16	24	use	use	NOUN
ajbmeb-2269	16	25	to	to	ADP
ajbmeb-2269	16	26	people	people	NOUN
ajbmeb-2269	16	27	who	who	PRON
ajbmeb-2269	16	28	will	will	AUX
ajbmeb-2269	16	29	within	within	ADP
ajbmeb-2269	16	30	the	the	DET
ajbmeb-2269	16	31	economy	economy	NOUN
ajbmeb-2269	16	32	(	(	PUNCT
ajbmeb-2269	16	33	idachaba	idachaba	PROPN
ajbmeb-2269	16	34	el	el	PROPN
ajbmeb-2269	16	35	ta	ta	PROPN
ajbmeb-2269	16	36	,	,	PUNCT
ajbmeb-2269	16	37	2019	2019	NUM
ajbmeb-2269	16	38	)	)	PUNCT
ajbmeb-2269	16	39	.	.	PUNCT
ajbmeb-2269	17	1	traditional	traditional	ADJ
ajbmeb-2269	17	2	role	role	NOUN
ajbmeb-2269	17	3	of	of	ADP
ajbmeb-2269	17	4	bank	bank	NOUN
ajbmeb-2269	17	5	centers	center	NOUN
ajbmeb-2269	17	6	on	on	ADP
ajbmeb-2269	17	7	deposit	deposit	NOUN
ajbmeb-2269	17	8	collection	collection	NOUN
ajbmeb-2269	17	9	,	,	PUNCT
ajbmeb-2269	17	10	lending	lending	NOUN
ajbmeb-2269	17	11	to	to	ADP
ajbmeb-2269	17	12	customers	customer	NOUN
ajbmeb-2269	17	13	,	,	PUNCT
ajbmeb-2269	17	14	acting	act	VERB
ajbmeb-2269	17	15	as	as	ADP
ajbmeb-2269	17	16	referee	referee	NOUN
ajbmeb-2269	17	17	and	and	CCONJ
ajbmeb-2269	17	18	agent	agent	NOUN
ajbmeb-2269	17	19	among	among	ADP
ajbmeb-2269	17	20	others	other	NOUN
ajbmeb-2269	17	21	(	(	PUNCT
ajbmeb-2269	17	22	onuoha	onuoha	PROPN
ajbmeb-2269	17	23	,	,	PUNCT
ajbmeb-2269	17	24	2013	2013	NUM
ajbmeb-2269	17	25	)	)	PUNCT
ajbmeb-2269	17	26	and	and	CCONJ
ajbmeb-2269	17	27	prominent	prominent	ADJ
ajbmeb-2269	17	28	among	among	ADP
ajbmeb-2269	17	29	these	these	DET
ajbmeb-2269	17	30	roles	role	NOUN
ajbmeb-2269	17	31	played	play	VERB
ajbmeb-2269	17	32	by	by	ADP
ajbmeb-2269	17	33	banks	bank	NOUN
ajbmeb-2269	17	34	is	be	AUX
ajbmeb-2269	17	35	the	the	DET
ajbmeb-2269	17	36	credit	credit	NOUN
ajbmeb-2269	17	37	creation	creation	NOUN
ajbmeb-2269	17	38	ability	ability	NOUN
ajbmeb-2269	17	39	of	of	ADP
ajbmeb-2269	17	40	these	these	DET
ajbmeb-2269	17	41	banks	bank	NOUN
ajbmeb-2269	17	42	which	which	PRON
ajbmeb-2269	17	43	have	have	VERB
ajbmeb-2269	17	44	the	the	DET
ajbmeb-2269	17	45	capacity	capacity	NOUN
ajbmeb-2269	17	46	to	to	PART
ajbmeb-2269	17	47	exert	exert	VERB
ajbmeb-2269	17	48	growth	growth	NOUN
ajbmeb-2269	17	49	and	and	CCONJ
ajbmeb-2269	17	50	development	development	NOUN
ajbmeb-2269	17	51	in	in	ADP
ajbmeb-2269	17	52	an	an	DET
ajbmeb-2269	17	53	economy	economy	NOUN
ajbmeb-2269	17	54	as	as	SCONJ
ajbmeb-2269	17	55	they	they	PRON
ajbmeb-2269	17	56	serve	serve	VERB
ajbmeb-2269	17	57	as	as	ADP
ajbmeb-2269	17	58	the	the	DET
ajbmeb-2269	17	59	major	major	ADJ
ajbmeb-2269	17	60	source	source	NOUN
ajbmeb-2269	17	61	for	for	ADP
ajbmeb-2269	17	62	capital	capital	NOUN
ajbmeb-2269	17	63	formation	formation	NOUN
ajbmeb-2269	17	64	in	in	ADP
ajbmeb-2269	17	65	an	an	DET
ajbmeb-2269	17	66	economy	economy	NOUN
ajbmeb-2269	17	67	.	.	PUNCT
ajbmeb-2269	18	1	for	for	SCONJ
ajbmeb-2269	18	2	development	development	NOUN
ajbmeb-2269	18	3	to	to	PART
ajbmeb-2269	18	4	take	take	VERB
ajbmeb-2269	18	5	place	place	NOUN
ajbmeb-2269	18	6	,	,	PUNCT
ajbmeb-2269	18	7	there	there	PRON
ajbmeb-2269	18	8	should	should	AUX
ajbmeb-2269	18	9	be	be	AUX
ajbmeb-2269	18	10	a	a	DET
ajbmeb-2269	18	11	strong	strong	ADJ
ajbmeb-2269	18	12	,	,	PUNCT
ajbmeb-2269	18	13	vibrant	vibrant	ADJ
ajbmeb-2269	18	14	financial	financial	ADJ
ajbmeb-2269	18	15	institution	institution	NOUN
ajbmeb-2269	18	16	to	to	PART
ajbmeb-2269	18	17	support	support	VERB
ajbmeb-2269	18	18	growth	growth	NOUN
ajbmeb-2269	18	19	of	of	ADP
ajbmeb-2269	18	20	the	the	DET
ajbmeb-2269	18	21	economy	economy	NOUN
ajbmeb-2269	18	22	and	and	CCONJ
ajbmeb-2269	18	23	society	society	NOUN
ajbmeb-2269	18	24	at	at	ADP
ajbmeb-2269	18	25	large	large	ADJ
ajbmeb-2269	18	26	(	(	PUNCT
ajbmeb-2269	18	27	thaci	thaci	NOUN
ajbmeb-2269	18	28	,	,	PUNCT
ajbmeb-2269	18	29	2022	2022	NUM
ajbmeb-2269	18	30	)	)	PUNCT
ajbmeb-2269	18	31	.	.	PUNCT
ajbmeb-2269	19	1	economic	economic	ADJ
ajbmeb-2269	19	2	growth	growth	NOUN
ajbmeb-2269	19	3	is	be	AUX
ajbmeb-2269	19	4	channeled	channel	VERB
ajbmeb-2269	19	5	to	to	ADP
ajbmeb-2269	19	6	improving	improve	VERB
ajbmeb-2269	19	7	capacity	capacity	NOUN
ajbmeb-2269	19	8	of	of	ADP
ajbmeb-2269	19	9	production	production	NOUN
ajbmeb-2269	19	10	in	in	ADP
ajbmeb-2269	19	11	an	an	DET
ajbmeb-2269	19	12	economy	economy	NOUN
ajbmeb-2269	19	13	by	by	ADP
ajbmeb-2269	19	14	utilizing	utilize	VERB
ajbmeb-2269	19	15	resources	resource	NOUN
ajbmeb-2269	19	16	available	available	ADJ
ajbmeb-2269	19	17	for	for	ADP
ajbmeb-2269	19	18	risk	risk	NOUN
ajbmeb-2269	19	19	minimization	minimization	NOUN
ajbmeb-2269	19	20	and	and	CCONJ
ajbmeb-2269	19	21	elimination	elimination	NOUN
ajbmeb-2269	19	22	of	of	ADP
ajbmeb-2269	19	23	bottlenecks	bottleneck	NOUN
ajbmeb-2269	19	24	that	that	PRON
ajbmeb-2269	19	25	might	might	AUX
ajbmeb-2269	19	26	hinder	hinder	VERB
ajbmeb-2269	19	27	investment	investment	NOUN
ajbmeb-2269	19	28	(	(	PUNCT
ajbmeb-2269	19	29	fapetu	fapetu	PROPN
ajbmeb-2269	19	30	&	&	CCONJ
ajbmeb-2269	19	31	obalade	obalade	ADJ
ajbmeb-2269	19	32	,	,	PUNCT
ajbmeb-2269	19	33	2015	2015	NUM
ajbmeb-2269	19	34	)	)	PUNCT
ajbmeb-2269	19	35	while	while	SCONJ
ajbmeb-2269	19	36	economic	economic	ADJ
ajbmeb-2269	19	37	development	development	NOUN
ajbmeb-2269	19	38	refers	refer	VERB
ajbmeb-2269	19	39	to	to	ADP
ajbmeb-2269	19	40	the	the	DET
ajbmeb-2269	19	41	sustained	sustain	VERB
ajbmeb-2269	19	42	,	,	PUNCT
ajbmeb-2269	19	43	concerted	concerted	ADJ
ajbmeb-2269	19	44	actions	action	NOUN
ajbmeb-2269	19	45	of	of	ADP
ajbmeb-2269	19	46	policymakers	policymaker	NOUN
ajbmeb-2269	19	47	and	and	CCONJ
ajbmeb-2269	19	48	communities	community	NOUN
ajbmeb-2269	19	49	that	that	PRON
ajbmeb-2269	19	50	improve	improve	VERB
ajbmeb-2269	19	51	the	the	DET
ajbmeb-2269	19	52	standard	standard	NOUN
ajbmeb-2269	19	53	of	of	ADP
ajbmeb-2269	19	54	living	living	NOUN
ajbmeb-2269	19	55	and	and	CCONJ
ajbmeb-2269	19	56	economic	economic	ADJ
ajbmeb-2269	19	57	health	health	NOUN
ajbmeb-2269	19	58	of	of	ADP
ajbmeb-2269	19	59	a	a	DET
ajbmeb-2269	19	60	specific	specific	ADJ
ajbmeb-2269	19	61	area	area	NOUN
ajbmeb-2269	19	62	.	.	PUNCT
ajbmeb-2269	20	1	it	it	PRON
ajbmeb-2269	20	2	involves	involve	VERB
ajbmeb-2269	20	3	various	various	ADJ
ajbmeb-2269	20	4	factors	factor	NOUN
ajbmeb-2269	20	5	and	and	CCONJ
ajbmeb-2269	20	6	encompasses	encompass	VERB
ajbmeb-2269	20	7	both	both	CCONJ
ajbmeb-2269	20	8	quantitative	quantitative	ADJ
ajbmeb-2269	20	9	and	and	CCONJ
ajbmeb-2269	20	10	qualitative	qualitative	ADJ
ajbmeb-2269	20	11	improvements	improvement	NOUN
ajbmeb-2269	20	12	in	in	ADP
ajbmeb-2269	20	13	economic	economic	ADJ
ajbmeb-2269	20	14	indicators	indicator	NOUN
ajbmeb-2269	20	15	,	,	PUNCT
ajbmeb-2269	20	16	infrastructure	infrastructure	NOUN
ajbmeb-2269	20	17	,	,	PUNCT
ajbmeb-2269	20	18	technology	technology	NOUN
ajbmeb-2269	20	19	,	,	PUNCT
ajbmeb-2269	20	20	education	education	NOUN
ajbmeb-2269	20	21	,	,	PUNCT
ajbmeb-2269	20	22	healthcare	healthcare	PROPN
ajbmeb-2269	20	23	,	,	PUNCT
ajbmeb-2269	20	24	and	and	CCONJ
ajbmeb-2269	20	25	other	other	ADJ
ajbmeb-2269	20	26	aspects	aspect	NOUN
ajbmeb-2269	20	27	of	of	ADP
ajbmeb-2269	20	28	human	human	ADJ
ajbmeb-2269	20	29	well	well	NOUN
ajbmeb-2269	20	30	-	-	PUNCT
ajbmeb-2269	20	31	being	being	NOUN
ajbmeb-2269	20	32	.	.	PUNCT
ajbmeb-2269	21	1	therefore	therefore	ADV
ajbmeb-2269	21	2	,	,	PUNCT
ajbmeb-2269	21	3	this	this	DET
ajbmeb-2269	21	4	study	study	NOUN
ajbmeb-2269	21	5	is	be	AUX
ajbmeb-2269	21	6	centered	center	VERB
ajbmeb-2269	21	7	on	on	ADP
ajbmeb-2269	21	8	investigating	investigate	VERB
ajbmeb-2269	21	9	the	the	DET
ajbmeb-2269	21	10	link	link	NOUN
ajbmeb-2269	21	11	between	between	ADP
ajbmeb-2269	21	12	sectoral	sectoral	ADJ
ajbmeb-2269	21	13	bank	bank	NOUN
ajbmeb-2269	21	14	loan	loan	NOUN
ajbmeb-2269	21	15	and	and	CCONJ
ajbmeb-2269	21	16	economy	economy	NOUN
ajbmeb-2269	21	17	development	development	NOUN
ajbmeb-2269	21	18	in	in	ADP
ajbmeb-2269	21	19	nigeria	nigeria	PROPN
ajbmeb-2269	21	20	.	.	PUNCT
ajbmeb-2269	22	1	economic	economic	ADJ
ajbmeb-2269	22	2	development	development	NOUN
ajbmeb-2269	22	3	will	will	AUX
ajbmeb-2269	22	4	be	be	AUX
ajbmeb-2269	22	5	proxied	proxie	VERB
ajbmeb-2269	22	6	by	by	ADP
ajbmeb-2269	22	7	per	per	ADP
ajbmeb-2269	22	8	capita	capita	NOUN
ajbmeb-2269	22	9	income	income	NOUN
ajbmeb-2269	22	10	while	while	SCONJ
ajbmeb-2269	22	11	bank	bank	NOUN
ajbmeb-2269	22	12	loan	loan	NOUN
ajbmeb-2269	22	13	to	to	ADP
ajbmeb-2269	22	14	agricultural	agricultural	ADJ
ajbmeb-2269	22	15	sector	sector	NOUN
ajbmeb-2269	22	16	,	,	PUNCT
ajbmeb-2269	22	17	manufacturing	manufacturing	NOUN
ajbmeb-2269	22	18	sector	sector	NOUN
ajbmeb-2269	22	19	,	,	PUNCT
ajbmeb-2269	22	20	mining	mining	NOUN
ajbmeb-2269	22	21	and	and	CCONJ
ajbmeb-2269	22	22	quarrying	quarrying	NOUN
ajbmeb-2269	22	23	and	and	CCONJ
ajbmeb-2269	22	24	trade	trade	NOUN
ajbmeb-2269	22	25	and	and	CCONJ
ajbmeb-2269	22	26	general	general	ADJ
ajbmeb-2269	22	27	commerce	commerce	NOUN
ajbmeb-2269	22	28	will	will	AUX
ajbmeb-2269	22	29	be	be	AUX
ajbmeb-2269	22	30	the	the	DET
ajbmeb-2269	22	31	study	study	NOUN
ajbmeb-2269	22	32	’s	’s	PART
ajbmeb-2269	22	33	indicators	indicator	NOUN
ajbmeb-2269	22	34	for	for	ADP
ajbmeb-2269	22	35	sectoral	sectoral	ADJ
ajbmeb-2269	22	36	credit	credit	NOUN
ajbmeb-2269	22	37	.	.	PUNCT
ajbmeb-2269	23	1	2.0	2.0	NUM
ajbmeb-2269	23	2	literature	literature	NOUN
ajbmeb-2269	23	3	review	review	VERB
ajbmeb-2269	23	4	2.1	2.1	NUM
ajbmeb-2269	23	5	concepts	concept	NOUN
ajbmeb-2269	23	6	of	of	ADP
ajbmeb-2269	23	7	sectoral	sectoral	ADJ
ajbmeb-2269	23	8	bank	bank	NOUN
ajbmeb-2269	23	9	credit	credit	NOUN
ajbmeb-2269	23	10	the	the	DET
ajbmeb-2269	23	11	concept	concept	NOUN
ajbmeb-2269	23	12	of	of	ADP
ajbmeb-2269	23	13	sectoral	sectoral	ADJ
ajbmeb-2269	23	14	bank	bank	NOUN
ajbmeb-2269	23	15	credit	credit	NOUN
ajbmeb-2269	23	16	refers	refer	VERB
ajbmeb-2269	23	17	to	to	ADP
ajbmeb-2269	23	18	the	the	DET
ajbmeb-2269	23	19	allocation	allocation	NOUN
ajbmeb-2269	23	20	of	of	ADP
ajbmeb-2269	23	21	loans	loan	NOUN
ajbmeb-2269	23	22	and	and	CCONJ
ajbmeb-2269	23	23	financial	financial	ADJ
ajbmeb-2269	23	24	resources	resource	NOUN
ajbmeb-2269	23	25	by	by	ADP
ajbmeb-2269	23	26	banks	bank	NOUN
ajbmeb-2269	23	27	to	to	ADP
ajbmeb-2269	23	28	different	different	ADJ
ajbmeb-2269	23	29	sectors	sector	NOUN
ajbmeb-2269	23	30	of	of	ADP
ajbmeb-2269	23	31	the	the	DET
ajbmeb-2269	23	32	economy	economy	NOUN
ajbmeb-2269	23	33	.	.	PUNCT
ajbmeb-2269	24	1	banks	bank	NOUN
ajbmeb-2269	24	2	play	play	VERB
ajbmeb-2269	24	3	a	a	DET
ajbmeb-2269	24	4	crucial	crucial	ADJ
ajbmeb-2269	24	5	role	role	NOUN
ajbmeb-2269	24	6	in	in	ADP
ajbmeb-2269	24	7	the	the	DET
ajbmeb-2269	24	8	economic	economic	ADJ
ajbmeb-2269	24	9	development	development	NOUN
ajbmeb-2269	24	10	of	of	ADP
ajbmeb-2269	24	11	a	a	DET
ajbmeb-2269	24	12	country	country	NOUN
ajbmeb-2269	24	13	american	american	PROPN
ajbmeb-2269	24	14	journal	journal	PROPN
ajbmeb-2269	24	15	of	of	ADP
ajbmeb-2269	24	16	business	business	NOUN
ajbmeb-2269	24	17	management	management	NOUN
ajbmeb-2269	24	18	,	,	PUNCT
ajbmeb-2269	24	19	economics	economic	NOUN
ajbmeb-2269	24	20	and	and	CCONJ
ajbmeb-2269	24	21	banking	banking	NOUN
ajbmeb-2269	24	22	volume	volume	NOUN
ajbmeb-2269	24	23	26	26	NUM
ajbmeb-2269	24	24	july	july	PROPN
ajbmeb-2269	24	25	2024	2024	NUM
ajbmeb-2269	24	26	p	p	NOUN
ajbmeb-2269	24	27	a	a	PRON
ajbmeb-2269	24	28	g	g	NOUN
ajbmeb-2269	24	29	e	e	NOUN
ajbmeb-2269	24	30	|	|	NOUN
ajbmeb-2269	24	31	3	3	NUM
ajbmeb-2269	24	32	www.americanjournal.org	www.americanjournal.org	PUNCT
ajbmeb-2269	24	33	by	by	ADP
ajbmeb-2269	24	34	providing	provide	VERB
ajbmeb-2269	24	35	funds	fund	NOUN
ajbmeb-2269	24	36	to	to	ADP
ajbmeb-2269	24	37	various	various	ADJ
ajbmeb-2269	24	38	sectors	sector	NOUN
ajbmeb-2269	24	39	,	,	PUNCT
ajbmeb-2269	24	40	such	such	ADJ
ajbmeb-2269	24	41	as	as	ADP
ajbmeb-2269	24	42	agriculture	agriculture	NOUN
ajbmeb-2269	24	43	,	,	PUNCT
ajbmeb-2269	24	44	industry	industry	NOUN
ajbmeb-2269	24	45	,	,	PUNCT
ajbmeb-2269	24	46	services	service	NOUN
ajbmeb-2269	24	47	,	,	PUNCT
ajbmeb-2269	24	48	and	and	CCONJ
ajbmeb-2269	24	49	others	other	NOUN
ajbmeb-2269	24	50	.	.	PUNCT
ajbmeb-2269	25	1	the	the	DET
ajbmeb-2269	25	2	goal	goal	NOUN
ajbmeb-2269	25	3	is	be	AUX
ajbmeb-2269	25	4	to	to	PART
ajbmeb-2269	25	5	support	support	VERB
ajbmeb-2269	25	6	and	and	CCONJ
ajbmeb-2269	25	7	promote	promote	VERB
ajbmeb-2269	25	8	the	the	DET
ajbmeb-2269	25	9	growth	growth	NOUN
ajbmeb-2269	25	10	of	of	ADP
ajbmeb-2269	25	11	these	these	DET
ajbmeb-2269	25	12	sectors	sector	NOUN
ajbmeb-2269	25	13	,	,	PUNCT
ajbmeb-2269	25	14	which	which	PRON
ajbmeb-2269	25	15	,	,	PUNCT
ajbmeb-2269	25	16	in	in	ADP
ajbmeb-2269	25	17	turn	turn	NOUN
ajbmeb-2269	25	18	,	,	PUNCT
ajbmeb-2269	25	19	contributes	contribute	VERB
ajbmeb-2269	25	20	to	to	ADP
ajbmeb-2269	25	21	overall	overall	ADJ
ajbmeb-2269	25	22	economic	economic	ADJ
ajbmeb-2269	25	23	development	development	NOUN
ajbmeb-2269	25	24	.	.	PUNCT
ajbmeb-2269	26	1	the	the	DET
ajbmeb-2269	26	2	allocation	allocation	NOUN
ajbmeb-2269	26	3	of	of	ADP
ajbmeb-2269	26	4	credit	credit	NOUN
ajbmeb-2269	26	5	to	to	ADP
ajbmeb-2269	26	6	different	different	ADJ
ajbmeb-2269	26	7	sectors	sector	NOUN
ajbmeb-2269	26	8	is	be	AUX
ajbmeb-2269	26	9	influenced	influence	VERB
ajbmeb-2269	26	10	by	by	ADP
ajbmeb-2269	26	11	various	various	ADJ
ajbmeb-2269	26	12	factors	factor	NOUN
ajbmeb-2269	26	13	,	,	PUNCT
ajbmeb-2269	26	14	including	include	VERB
ajbmeb-2269	26	15	government	government	NOUN
ajbmeb-2269	26	16	policies	policy	NOUN
ajbmeb-2269	26	17	,	,	PUNCT
ajbmeb-2269	26	18	economic	economic	ADJ
ajbmeb-2269	26	19	conditions	condition	NOUN
ajbmeb-2269	26	20	,	,	PUNCT
ajbmeb-2269	26	21	and	and	CCONJ
ajbmeb-2269	26	22	the	the	DET
ajbmeb-2269	26	23	risk	risk	NOUN
ajbmeb-2269	26	24	-	-	PUNCT
ajbmeb-2269	26	25	return	return	NOUN
ajbmeb-2269	26	26	profile	profile	NOUN
ajbmeb-2269	26	27	of	of	ADP
ajbmeb-2269	26	28	each	each	DET
ajbmeb-2269	26	29	sector	sector	NOUN
ajbmeb-2269	26	30	.	.	PUNCT
ajbmeb-2269	27	1	effective	effective	ADJ
ajbmeb-2269	27	2	sectoral	sectoral	ADJ
ajbmeb-2269	27	3	credit	credit	NOUN
ajbmeb-2269	27	4	allocation	allocation	NOUN
ajbmeb-2269	27	5	is	be	AUX
ajbmeb-2269	27	6	important	important	ADJ
ajbmeb-2269	27	7	for	for	ADP
ajbmeb-2269	27	8	achieving	achieve	VERB
ajbmeb-2269	27	9	balanced	balanced	ADJ
ajbmeb-2269	27	10	economic	economic	ADJ
ajbmeb-2269	27	11	development	development	NOUN
ajbmeb-2269	27	12	and	and	CCONJ
ajbmeb-2269	27	13	addressing	address	VERB
ajbmeb-2269	27	14	the	the	DET
ajbmeb-2269	27	15	specific	specific	ADJ
ajbmeb-2269	27	16	needs	need	NOUN
ajbmeb-2269	27	17	of	of	ADP
ajbmeb-2269	27	18	different	different	ADJ
ajbmeb-2269	27	19	segments	segment	NOUN
ajbmeb-2269	27	20	of	of	ADP
ajbmeb-2269	27	21	the	the	DET
ajbmeb-2269	27	22	economy	economy	NOUN
ajbmeb-2269	27	23	.	.	PUNCT
ajbmeb-2269	28	1	2.1.2	2.1.2	NUM
ajbmeb-2269	28	2	concepts	concept	NOUN
ajbmeb-2269	28	3	of	of	ADP
ajbmeb-2269	28	4	economic	economic	ADJ
ajbmeb-2269	28	5	development	development	NOUN
ajbmeb-2269	28	6	economic	economic	ADJ
ajbmeb-2269	28	7	development	development	NOUN
ajbmeb-2269	28	8	refers	refer	VERB
ajbmeb-2269	28	9	to	to	ADP
ajbmeb-2269	28	10	the	the	DET
ajbmeb-2269	28	11	sustained	sustain	VERB
ajbmeb-2269	28	12	,	,	PUNCT
ajbmeb-2269	28	13	concerted	concerted	ADJ
ajbmeb-2269	28	14	actions	action	NOUN
ajbmeb-2269	28	15	of	of	ADP
ajbmeb-2269	28	16	policymakers	policymaker	NOUN
ajbmeb-2269	28	17	and	and	CCONJ
ajbmeb-2269	28	18	communities	community	NOUN
ajbmeb-2269	28	19	that	that	PRON
ajbmeb-2269	28	20	promote	promote	VERB
ajbmeb-2269	28	21	the	the	DET
ajbmeb-2269	28	22	standard	standard	NOUN
ajbmeb-2269	28	23	of	of	ADP
ajbmeb-2269	28	24	living	living	NOUN
ajbmeb-2269	28	25	and	and	CCONJ
ajbmeb-2269	28	26	economic	economic	ADJ
ajbmeb-2269	28	27	health	health	NOUN
ajbmeb-2269	28	28	of	of	ADP
ajbmeb-2269	28	29	a	a	DET
ajbmeb-2269	28	30	specific	specific	ADJ
ajbmeb-2269	28	31	area	area	NOUN
ajbmeb-2269	28	32	.	.	PUNCT
ajbmeb-2269	29	1	it	it	PRON
ajbmeb-2269	29	2	involves	involve	VERB
ajbmeb-2269	29	3	improvement	improvement	NOUN
ajbmeb-2269	29	4	in	in	ADP
ajbmeb-2269	29	5	overall	overall	ADJ
ajbmeb-2269	29	6	quality	quality	NOUN
ajbmeb-2269	29	7	of	of	ADP
ajbmeb-2269	29	8	life	life	NOUN
ajbmeb-2269	29	9	.	.	PUNCT
ajbmeb-2269	30	1	the	the	DET
ajbmeb-2269	30	2	concept	concept	NOUN
ajbmeb-2269	30	3	goes	go	VERB
ajbmeb-2269	30	4	beyond	beyond	ADP
ajbmeb-2269	30	5	mere	mere	ADJ
ajbmeb-2269	30	6	economic	economic	ADJ
ajbmeb-2269	30	7	growth	growth	NOUN
ajbmeb-2269	30	8	,	,	PUNCT
ajbmeb-2269	30	9	which	which	PRON
ajbmeb-2269	30	10	focuses	focus	VERB
ajbmeb-2269	30	11	solely	solely	ADV
ajbmeb-2269	30	12	on	on	ADP
ajbmeb-2269	30	13	the	the	DET
ajbmeb-2269	30	14	increase	increase	NOUN
ajbmeb-2269	30	15	in	in	ADP
ajbmeb-2269	30	16	the	the	DET
ajbmeb-2269	30	17	production	production	NOUN
ajbmeb-2269	30	18	of	of	ADP
ajbmeb-2269	30	19	goods	good	NOUN
ajbmeb-2269	30	20	and	and	CCONJ
ajbmeb-2269	30	21	services	service	NOUN
ajbmeb-2269	30	22	.	.	PUNCT
ajbmeb-2269	31	1	it	it	PRON
ajbmeb-2269	31	2	emphasizes	emphasize	VERB
ajbmeb-2269	31	3	over	over	ADV
ajbmeb-2269	31	4	-	-	PUNCT
ajbmeb-2269	31	5	all	all	DET
ajbmeb-2269	31	6	well	well	ADV
ajbmeb-2269	31	7	-	-	PUNCT
ajbmeb-2269	31	8	being	being	NOUN
ajbmeb-2269	31	9	of	of	ADP
ajbmeb-2269	31	10	individual	individual	NOUN
ajbmeb-2269	31	11	within	within	ADP
ajbmeb-2269	31	12	an	an	DET
ajbmeb-2269	31	13	economy	economy	NOUN
ajbmeb-2269	31	14	such	such	ADJ
ajbmeb-2269	31	15	as	as	ADP
ajbmeb-2269	31	16	their	their	PRON
ajbmeb-2269	31	17	education	education	NOUN
ajbmeb-2269	31	18	levels	level	NOUN
ajbmeb-2269	31	19	,	,	PUNCT
ajbmeb-2269	31	20	healthcare	healthcare	NOUN
ajbmeb-2269	31	21	,	,	PUNCT
ajbmeb-2269	31	22	and	and	CCONJ
ajbmeb-2269	31	23	life	life	NOUN
ajbmeb-2269	31	24	expectancy	expectancy	NOUN
ajbmeb-2269	31	25	which	which	PRON
ajbmeb-2269	31	26	are	be	AUX
ajbmeb-2269	31	27	crucial	crucial	ADJ
ajbmeb-2269	31	28	in	in	ADP
ajbmeb-2269	31	29	assessing	assess	VERB
ajbmeb-2269	31	30	economic	economic	ADJ
ajbmeb-2269	31	31	development	development	NOUN
ajbmeb-2269	31	32	.	.	PUNCT
ajbmeb-2269	32	1	economic	economic	ADJ
ajbmeb-2269	32	2	development	development	NOUN
ajbmeb-2269	32	3	centers	center	NOUN
ajbmeb-2269	32	4	on	on	ADP
ajbmeb-2269	32	5	poverty	poverty	NOUN
ajbmeb-2269	32	6	reduction	reduction	NOUN
ajbmeb-2269	32	7	which	which	PRON
ajbmeb-2269	32	8	involves	involve	VERB
ajbmeb-2269	32	9	creating	create	VERB
ajbmeb-2269	32	10	opportunities	opportunity	NOUN
ajbmeb-2269	32	11	for	for	ADP
ajbmeb-2269	32	12	employment	employment	NOUN
ajbmeb-2269	32	13	,	,	PUNCT
ajbmeb-2269	32	14	income	income	NOUN
ajbmeb-2269	32	15	generation	generation	NOUN
ajbmeb-2269	32	16	,	,	PUNCT
ajbmeb-2269	32	17	and	and	CCONJ
ajbmeb-2269	32	18	improving	improve	VERB
ajbmeb-2269	32	19	access	access	NOUN
ajbmeb-2269	32	20	to	to	ADP
ajbmeb-2269	32	21	basic	basic	ADJ
ajbmeb-2269	32	22	services	service	NOUN
ajbmeb-2269	32	23	for	for	ADP
ajbmeb-2269	32	24	the	the	DET
ajbmeb-2269	32	25	entire	entire	ADJ
ajbmeb-2269	32	26	populations	population	NOUN
ajbmeb-2269	32	27	and	and	CCONJ
ajbmeb-2269	32	28	it	it	PRON
ajbmeb-2269	32	29	should	should	AUX
ajbmeb-2269	32	30	be	be	AUX
ajbmeb-2269	32	31	sustainable	sustainable	ADJ
ajbmeb-2269	32	32	,	,	PUNCT
ajbmeb-2269	32	33	ensuring	ensure	VERB
ajbmeb-2269	32	34	that	that	SCONJ
ajbmeb-2269	32	35	the	the	DET
ajbmeb-2269	32	36	present	present	ADJ
ajbmeb-2269	32	37	generation	generation	NOUN
ajbmeb-2269	32	38	's	's	PART
ajbmeb-2269	32	39	needs	need	NOUN
ajbmeb-2269	32	40	are	be	AUX
ajbmeb-2269	32	41	met	meet	VERB
ajbmeb-2269	32	42	without	without	ADP
ajbmeb-2269	32	43	compromising	compromise	VERB
ajbmeb-2269	32	44	the	the	DET
ajbmeb-2269	32	45	ability	ability	NOUN
ajbmeb-2269	32	46	of	of	ADP
ajbmeb-2269	32	47	future	future	ADJ
ajbmeb-2269	32	48	generations	generation	NOUN
ajbmeb-2269	32	49	to	to	PART
ajbmeb-2269	32	50	meet	meet	VERB
ajbmeb-2269	32	51	their	their	PRON
ajbmeb-2269	32	52	own	own	ADJ
ajbmeb-2269	32	53	needs	need	NOUN
ajbmeb-2269	32	54	.	.	PUNCT
ajbmeb-2269	33	1	this	this	PRON
ajbmeb-2269	33	2	includes	include	VERB
ajbmeb-2269	33	3	considerations	consideration	NOUN
ajbmeb-2269	33	4	for	for	ADP
ajbmeb-2269	33	5	environmental	environmental	ADJ
ajbmeb-2269	33	6	sustainability	sustainability	NOUN
ajbmeb-2269	33	7	and	and	CCONJ
ajbmeb-2269	33	8	social	social	ADJ
ajbmeb-2269	33	9	equity	equity	NOUN
ajbmeb-2269	33	10	.	.	PUNCT
ajbmeb-2269	34	1	economic	economic	ADJ
ajbmeb-2269	34	2	development	development	NOUN
ajbmeb-2269	34	3	is	be	AUX
ajbmeb-2269	34	4	a	a	DET
ajbmeb-2269	34	5	complex	complex	ADJ
ajbmeb-2269	34	6	and	and	CCONJ
ajbmeb-2269	34	7	multifaceted	multifaceted	ADJ
ajbmeb-2269	34	8	process	process	NOUN
ajbmeb-2269	34	9	that	that	PRON
ajbmeb-2269	34	10	requires	require	VERB
ajbmeb-2269	34	11	a	a	DET
ajbmeb-2269	34	12	combination	combination	NOUN
ajbmeb-2269	34	13	of	of	ADP
ajbmeb-2269	34	14	strategic	strategic	ADJ
ajbmeb-2269	34	15	planning	planning	NOUN
ajbmeb-2269	34	16	,	,	PUNCT
ajbmeb-2269	34	17	effective	effective	ADJ
ajbmeb-2269	34	18	policies	policy	NOUN
ajbmeb-2269	34	19	,	,	PUNCT
ajbmeb-2269	34	20	and	and	CCONJ
ajbmeb-2269	34	21	collaboration	collaboration	NOUN
ajbmeb-2269	34	22	among	among	ADP
ajbmeb-2269	34	23	various	various	ADJ
ajbmeb-2269	34	24	stakeholders	stakeholder	NOUN
ajbmeb-2269	34	25	,	,	PUNCT
ajbmeb-2269	34	26	including	include	VERB
ajbmeb-2269	34	27	government	government	NOUN
ajbmeb-2269	34	28	,	,	PUNCT
ajbmeb-2269	34	29	businesses	business	NOUN
ajbmeb-2269	34	30	,	,	PUNCT
ajbmeb-2269	34	31	non	non	ADJ
ajbmeb-2269	34	32	-	-	ADJ
ajbmeb-2269	34	33	profit	profit	ADJ
ajbmeb-2269	34	34	organizations	organization	NOUN
ajbmeb-2269	34	35	,	,	PUNCT
ajbmeb-2269	34	36	and	and	CCONJ
ajbmeb-2269	34	37	communities	community	NOUN
ajbmeb-2269	34	38	.	.	PUNCT
ajbmeb-2269	35	1	it	it	PRON
ajbmeb-2269	35	2	seeks	seek	VERB
ajbmeb-2269	35	3	not	not	PART
ajbmeb-2269	35	4	only	only	ADV
ajbmeb-2269	35	5	to	to	PART
ajbmeb-2269	35	6	increase	increase	VERB
ajbmeb-2269	35	7	the	the	DET
ajbmeb-2269	35	8	overall	overall	ADJ
ajbmeb-2269	35	9	wealth	wealth	NOUN
ajbmeb-2269	35	10	of	of	ADP
ajbmeb-2269	35	11	a	a	DET
ajbmeb-2269	35	12	region	region	NOUN
ajbmeb-2269	35	13	but	but	CCONJ
ajbmeb-2269	35	14	also	also	ADV
ajbmeb-2269	35	15	to	to	PART
ajbmeb-2269	35	16	improve	improve	VERB
ajbmeb-2269	35	17	the	the	DET
ajbmeb-2269	35	18	quality	quality	NOUN
ajbmeb-2269	35	19	of	of	ADP
ajbmeb-2269	35	20	life	life	NOUN
ajbmeb-2269	35	21	for	for	ADP
ajbmeb-2269	35	22	its	its	PRON
ajbmeb-2269	35	23	residents	resident	NOUN
ajbmeb-2269	35	24	.	.	PUNCT
ajbmeb-2269	36	1	2.2	2.2	NUM
ajbmeb-2269	36	2	conceptual	conceptual	ADJ
ajbmeb-2269	36	3	link	link	NOUN
ajbmeb-2269	36	4	between	between	ADP
ajbmeb-2269	36	5	sectoral	sectoral	ADJ
ajbmeb-2269	36	6	bank	bank	NOUN
ajbmeb-2269	36	7	credit	credit	NOUN
ajbmeb-2269	36	8	and	and	CCONJ
ajbmeb-2269	36	9	economic	economic	ADJ
ajbmeb-2269	36	10	development	development	NOUN
ajbmeb-2269	36	11	sectoral	sectoral	ADJ
ajbmeb-2269	36	12	bank	bank	NOUN
ajbmeb-2269	36	13	credit	credit	NOUN
ajbmeb-2269	36	14	and	and	CCONJ
ajbmeb-2269	36	15	economic	economic	ADJ
ajbmeb-2269	36	16	development	development	NOUN
ajbmeb-2269	36	17	are	be	AUX
ajbmeb-2269	36	18	crucial	crucial	ADJ
ajbmeb-2269	36	19	aspect	aspect	NOUN
ajbmeb-2269	36	20	of	of	ADP
ajbmeb-2269	36	21	a	a	DET
ajbmeb-2269	36	22	country	country	NOUN
ajbmeb-2269	36	23	's	's	PART
ajbmeb-2269	36	24	financial	financial	ADJ
ajbmeb-2269	36	25	system	system	NOUN
ajbmeb-2269	36	26	and	and	CCONJ
ajbmeb-2269	36	27	overall	overall	ADJ
ajbmeb-2269	36	28	economic	economic	ADJ
ajbmeb-2269	36	29	health	health	NOUN
ajbmeb-2269	36	30	.	.	PUNCT
ajbmeb-2269	37	1	the	the	DET
ajbmeb-2269	37	2	relationship	relationship	NOUN
ajbmeb-2269	37	3	among	among	ADP
ajbmeb-2269	37	4	them	they	PRON
ajbmeb-2269	37	5	is	be	AUX
ajbmeb-2269	37	6	intricate	intricate	ADJ
ajbmeb-2269	37	7	and	and	CCONJ
ajbmeb-2269	37	8	multifaceted	multifaceted	ADJ
ajbmeb-2269	37	9	,	,	PUNCT
ajbmeb-2269	37	10	involving	involve	VERB
ajbmeb-2269	37	11	various	various	ADJ
ajbmeb-2269	37	12	stakeholders	stakeholder	NOUN
ajbmeb-2269	37	13	and	and	CCONJ
ajbmeb-2269	37	14	factors	factor	NOUN
ajbmeb-2269	37	15	.	.	PUNCT
ajbmeb-2269	38	1	sectoral	sectoral	ADJ
ajbmeb-2269	38	2	bank	bank	PROPN
ajbmeb-2269	38	3	credit	credit	NOUN
ajbmeb-2269	38	4	plays	play	VERB
ajbmeb-2269	38	5	a	a	DET
ajbmeb-2269	38	6	pivotal	pivotal	ADJ
ajbmeb-2269	38	7	role	role	NOUN
ajbmeb-2269	38	8	in	in	ADP
ajbmeb-2269	38	9	facilitating	facilitate	VERB
ajbmeb-2269	38	10	capital	capital	NOUN
ajbmeb-2269	38	11	formation	formation	NOUN
ajbmeb-2269	38	12	by	by	ADP
ajbmeb-2269	38	13	providing	provide	VERB
ajbmeb-2269	38	14	funds	fund	NOUN
ajbmeb-2269	38	15	for	for	ADP
ajbmeb-2269	38	16	businesses	business	NOUN
ajbmeb-2269	38	17	and	and	CCONJ
ajbmeb-2269	38	18	industries	industry	NOUN
ajbmeb-2269	38	19	which	which	PRON
ajbmeb-2269	38	20	enables	enable	VERB
ajbmeb-2269	38	21	investments	investment	NOUN
ajbmeb-2269	38	22	in	in	ADP
ajbmeb-2269	38	23	physical	physical	ADJ
ajbmeb-2269	38	24	and	and	CCONJ
ajbmeb-2269	38	25	human	human	ADJ
ajbmeb-2269	38	26	capital	capital	NOUN
ajbmeb-2269	38	27	that	that	PRON
ajbmeb-2269	38	28	contributes	contribute	VERB
ajbmeb-2269	38	29	to	to	ADP
ajbmeb-2269	38	30	economic	economic	ADJ
ajbmeb-2269	38	31	development	development	NOUN
ajbmeb-2269	38	32	as	as	SCONJ
ajbmeb-2269	38	33	businesses	business	NOUN
ajbmeb-2269	38	34	rely	rely	VERB
ajbmeb-2269	38	35	on	on	ADP
ajbmeb-2269	38	36	bank	bank	NOUN
ajbmeb-2269	38	37	loans	loan	NOUN
ajbmeb-2269	38	38	for	for	ADP
ajbmeb-2269	38	39	expanding	expand	VERB
ajbmeb-2269	38	40	operations	operation	NOUN
ajbmeb-2269	38	41	,	,	PUNCT
ajbmeb-2269	38	42	investing	invest	VERB
ajbmeb-2269	38	43	in	in	ADP
ajbmeb-2269	38	44	new	new	ADJ
ajbmeb-2269	38	45	technologies	technology	NOUN
ajbmeb-2269	38	46	,	,	PUNCT
ajbmeb-2269	38	47	and	and	CCONJ
ajbmeb-2269	38	48	enhancing	enhance	VERB
ajbmeb-2269	38	49	productivity	productivity	NOUN
ajbmeb-2269	38	50	,	,	PUNCT
ajbmeb-2269	38	51	all	all	PRON
ajbmeb-2269	38	52	of	of	ADP
ajbmeb-2269	38	53	which	which	PRON
ajbmeb-2269	38	54	contribute	contribute	VERB
ajbmeb-2269	38	55	to	to	ADP
ajbmeb-2269	38	56	overall	overall	ADJ
ajbmeb-2269	38	57	economic	economic	ADJ
ajbmeb-2269	38	58	growth	growth	NOUN
ajbmeb-2269	38	59	and	and	CCONJ
ajbmeb-2269	38	60	development	development	NOUN
ajbmeb-2269	38	61	.	.	PUNCT
ajbmeb-2269	39	1	availability	availability	NOUN
ajbmeb-2269	39	2	of	of	ADP
ajbmeb-2269	39	3	credit	credit	NOUN
ajbmeb-2269	39	4	to	to	ADP
ajbmeb-2269	39	5	different	different	ADJ
ajbmeb-2269	39	6	sectors	sector	NOUN
ajbmeb-2269	39	7	stimulates	stimulate	VERB
ajbmeb-2269	39	8	economic	economic	ADJ
ajbmeb-2269	39	9	activities	activity	NOUN
ajbmeb-2269	39	10	and	and	CCONJ
ajbmeb-2269	39	11	fosters	foster	VERB
ajbmeb-2269	39	12	job	job	NOUN
ajbmeb-2269	39	13	creation	creation	NOUN
ajbmeb-2269	39	14	of	of	ADP
ajbmeb-2269	39	15	which	which	PRON
ajbmeb-2269	39	16	businesses	business	NOUN
ajbmeb-2269	39	17	that	that	PRON
ajbmeb-2269	39	18	have	have	VERB
ajbmeb-2269	39	19	access	access	NOUN
ajbmeb-2269	39	20	to	to	ADP
ajbmeb-2269	39	21	bank	bank	NOUN
ajbmeb-2269	39	22	credit	credit	NOUN
ajbmeb-2269	39	23	are	be	AUX
ajbmeb-2269	39	24	better	well	ADV
ajbmeb-2269	39	25	positioned	position	VERB
ajbmeb-2269	39	26	to	to	PART
ajbmeb-2269	39	27	expand	expand	VERB
ajbmeb-2269	39	28	their	their	PRON
ajbmeb-2269	39	29	operations	operation	NOUN
ajbmeb-2269	39	30	,	,	PUNCT
ajbmeb-2269	39	31	leading	lead	VERB
ajbmeb-2269	39	32	to	to	ADP
ajbmeb-2269	39	33	increased	increase	VERB
ajbmeb-2269	39	34	employment	employment	NOUN
ajbmeb-2269	39	35	opportunities	opportunity	NOUN
ajbmeb-2269	39	36	across	across	ADP
ajbmeb-2269	39	37	the	the	DET
ajbmeb-2269	39	38	economy	economy	NOUN
ajbmeb-2269	39	39	.	.	PUNCT
ajbmeb-2269	40	1	bank	bank	NOUN
ajbmeb-2269	40	2	credit	credit	NOUN
ajbmeb-2269	40	3	supports	support	VERB
ajbmeb-2269	40	4	research	research	NOUN
ajbmeb-2269	40	5	and	and	CCONJ
ajbmeb-2269	40	6	development	development	NOUN
ajbmeb-2269	40	7	activities	activity	NOUN
ajbmeb-2269	40	8	by	by	ADP
ajbmeb-2269	40	9	providing	provide	VERB
ajbmeb-2269	40	10	funds	fund	NOUN
ajbmeb-2269	40	11	for	for	ADP
ajbmeb-2269	40	12	innovation	innovation	NOUN
ajbmeb-2269	40	13	and	and	CCONJ
ajbmeb-2269	40	14	the	the	DET
ajbmeb-2269	40	15	adoption	adoption	NOUN
ajbmeb-2269	40	16	of	of	ADP
ajbmeb-2269	40	17	new	new	ADJ
ajbmeb-2269	40	18	technologies	technology	NOUN
ajbmeb-2269	40	19	that	that	PRON
ajbmeb-2269	40	20	can	can	AUX
ajbmeb-2269	40	21	lead	lead	VERB
ajbmeb-2269	40	22	to	to	ADP
ajbmeb-2269	40	23	increased	increase	VERB
ajbmeb-2269	40	24	productivity	productivity	NOUN
ajbmeb-2269	40	25	and	and	CCONJ
ajbmeb-2269	40	26	competitiveness	competitiveness	NOUN
ajbmeb-2269	40	27	in	in	ADP
ajbmeb-2269	40	28	various	various	ADJ
ajbmeb-2269	40	29	sectors	sector	NOUN
ajbmeb-2269	40	30	,	,	PUNCT
ajbmeb-2269	40	31	driving	drive	VERB
ajbmeb-2269	40	32	economic	economic	ADJ
ajbmeb-2269	40	33	development	development	NOUN
ajbmeb-2269	40	34	.	.	PUNCT
ajbmeb-2269	41	1	more	more	ADV
ajbmeb-2269	41	2	so	so	ADV
ajbmeb-2269	41	3	,	,	PUNCT
ajbmeb-2269	41	4	sector	sector	NOUN
ajbmeb-2269	41	5	-	-	PUNCT
ajbmeb-2269	41	6	specific	specific	ADJ
ajbmeb-2269	41	7	credit	credit	NOUN
ajbmeb-2269	41	8	can	can	AUX
ajbmeb-2269	41	9	contribute	contribute	VERB
ajbmeb-2269	41	10	to	to	ADP
ajbmeb-2269	41	11	infrastructure	infrastructure	NOUN
ajbmeb-2269	41	12	development	development	NOUN
ajbmeb-2269	41	13	,	,	PUNCT
ajbmeb-2269	41	14	which	which	PRON
ajbmeb-2269	41	15	is	be	AUX
ajbmeb-2269	41	16	crucial	crucial	ADJ
ajbmeb-2269	41	17	for	for	ADP
ajbmeb-2269	41	18	economic	economic	ADJ
ajbmeb-2269	41	19	progress	progress	NOUN
ajbmeb-2269	41	20	.	.	PUNCT
ajbmeb-2269	42	1	for	for	ADP
ajbmeb-2269	42	2	example	example	NOUN
ajbmeb-2269	42	3	,	,	PUNCT
ajbmeb-2269	42	4	credit	credit	NOUN
ajbmeb-2269	42	5	extended	extend	VERB
ajbmeb-2269	42	6	to	to	ADP
ajbmeb-2269	42	7	the	the	DET
ajbmeb-2269	42	8	construction	construction	NOUN
ajbmeb-2269	42	9	sector	sector	NOUN
ajbmeb-2269	42	10	can	can	AUX
ajbmeb-2269	42	11	fund	fund	VERB
ajbmeb-2269	42	12	the	the	DET
ajbmeb-2269	42	13	development	development	NOUN
ajbmeb-2269	42	14	of	of	ADP
ajbmeb-2269	42	15	roads	road	NOUN
ajbmeb-2269	42	16	,	,	PUNCT
ajbmeb-2269	42	17	ports	port	NOUN
ajbmeb-2269	42	18	,	,	PUNCT
ajbmeb-2269	42	19	and	and	CCONJ
ajbmeb-2269	42	20	other	other	ADJ
ajbmeb-2269	42	21	essential	essential	ADJ
ajbmeb-2269	42	22	facilities	facility	NOUN
ajbmeb-2269	42	23	that	that	PRON
ajbmeb-2269	42	24	enhance	enhance	VERB
ajbmeb-2269	42	25	overall	overall	ADJ
ajbmeb-2269	42	26	economic	economic	ADJ
ajbmeb-2269	42	27	efficiency	efficiency	NOUN
ajbmeb-2269	42	28	.	.	PUNCT
ajbmeb-2269	43	1	additionally	additionally	ADV
ajbmeb-2269	43	2	,	,	PUNCT
ajbmeb-2269	43	3	agriculture	agriculture	NOUN
ajbmeb-2269	43	4	is	be	AUX
ajbmeb-2269	43	5	a	a	DET
ajbmeb-2269	43	6	significant	significant	ADJ
ajbmeb-2269	43	7	sector	sector	NOUN
ajbmeb-2269	43	8	in	in	ADP
ajbmeb-2269	43	9	many	many	ADJ
ajbmeb-2269	43	10	economies	economy	NOUN
ajbmeb-2269	43	11	and	and	CCONJ
ajbmeb-2269	43	12	bank	bank	NOUN
ajbmeb-2269	43	13	credit	credit	NOUN
ajbmeb-2269	43	14	to	to	ADP
ajbmeb-2269	43	15	the	the	DET
ajbmeb-2269	43	16	agricultural	agricultural	ADJ
ajbmeb-2269	43	17	sector	sector	NOUN
ajbmeb-2269	43	18	supports	support	VERB
ajbmeb-2269	43	19	farmers	farmer	NOUN
ajbmeb-2269	43	20	in	in	ADP
ajbmeb-2269	43	21	purchasing	purchase	VERB
ajbmeb-2269	43	22	equipment	equipment	NOUN
ajbmeb-2269	43	23	,	,	PUNCT
ajbmeb-2269	43	24	seeds	seed	NOUN
ajbmeb-2269	43	25	,	,	PUNCT
ajbmeb-2269	43	26	and	and	CCONJ
ajbmeb-2269	43	27	fertilizers	fertilizer	NOUN
ajbmeb-2269	43	28	,	,	PUNCT
ajbmeb-2269	43	29	contributing	contribute	VERB
ajbmeb-2269	43	30	to	to	ADP
ajbmeb-2269	43	31	increased	increase	VERB
ajbmeb-2269	43	32	agricultural	agricultural	ADJ
ajbmeb-2269	43	33	productivity	productivity	NOUN
ajbmeb-2269	43	34	.	.	PUNCT
ajbmeb-2269	44	1	this	this	PRON
ajbmeb-2269	44	2	,	,	PUNCT
ajbmeb-2269	44	3	in	in	ADP
ajbmeb-2269	44	4	turn	turn	NOUN
ajbmeb-2269	44	5	,	,	PUNCT
ajbmeb-2269	44	6	has	have	VERB
ajbmeb-2269	44	7	a	a	DET
ajbmeb-2269	44	8	positive	positive	ADJ
ajbmeb-2269	44	9	impact	impact	NOUN
ajbmeb-2269	44	10	on	on	ADP
ajbmeb-2269	44	11	food	food	NOUN
ajbmeb-2269	44	12	security	security	NOUN
ajbmeb-2269	44	13	and	and	CCONJ
ajbmeb-2269	44	14	hence	hence	ADV
ajbmeb-2269	44	15	development	development	NOUN
ajbmeb-2269	44	16	.	.	PUNCT
ajbmeb-2269	45	1	the	the	DET
ajbmeb-2269	45	2	conceptual	conceptual	ADJ
ajbmeb-2269	45	3	link	link	NOUN
ajbmeb-2269	45	4	between	between	ADP
ajbmeb-2269	45	5	sectoral	sectoral	ADJ
ajbmeb-2269	45	6	bank	bank	NOUN
ajbmeb-2269	45	7	credit	credit	NOUN
ajbmeb-2269	45	8	and	and	CCONJ
ajbmeb-2269	45	9	economic	economic	ADJ
ajbmeb-2269	45	10	development	development	NOUN
ajbmeb-2269	45	11	revolves	revolve	VERB
ajbmeb-2269	45	12	around	around	ADP
ajbmeb-2269	45	13	the	the	DET
ajbmeb-2269	45	14	idea	idea	NOUN
ajbmeb-2269	45	15	that	that	SCONJ
ajbmeb-2269	45	16	an	an	DET
ajbmeb-2269	45	17	efficient	efficient	ADJ
ajbmeb-2269	45	18	and	and	CCONJ
ajbmeb-2269	45	19	well	well	ADV
ajbmeb-2269	45	20	-	-	PUNCT
ajbmeb-2269	45	21	allocated	allocate	VERB
ajbmeb-2269	45	22	flow	flow	NOUN
ajbmeb-2269	45	23	of	of	ADP
ajbmeb-2269	45	24	credit	credit	NOUN
ajbmeb-2269	45	25	across	across	ADP
ajbmeb-2269	45	26	various	various	ADJ
ajbmeb-2269	45	27	sectors	sector	NOUN
ajbmeb-2269	45	28	contributes	contribute	VERB
ajbmeb-2269	45	29	to	to	ADP
ajbmeb-2269	45	30	american	american	ADJ
ajbmeb-2269	45	31	journal	journal	PROPN
ajbmeb-2269	45	32	of	of	ADP
ajbmeb-2269	45	33	business	business	NOUN
ajbmeb-2269	45	34	management	management	NOUN
ajbmeb-2269	45	35	,	,	PUNCT
ajbmeb-2269	45	36	economics	economic	NOUN
ajbmeb-2269	45	37	and	and	CCONJ
ajbmeb-2269	45	38	banking	banking	NOUN
ajbmeb-2269	45	39	volume	volume	NOUN
ajbmeb-2269	45	40	26	26	NUM
ajbmeb-2269	45	41	july	july	PROPN
ajbmeb-2269	45	42	2024	2024	NUM
ajbmeb-2269	45	43	p	p	NOUN
ajbmeb-2269	45	44	a	a	DET
ajbmeb-2269	45	45	g	g	NOUN
ajbmeb-2269	45	46	e	e	NOUN
ajbmeb-2269	45	47	|	|	ADV
ajbmeb-2269	45	48	4	4	NUM
ajbmeb-2269	45	49	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2269	45	50	increased	increase	VERB
ajbmeb-2269	45	51	production	production	NOUN
ajbmeb-2269	45	52	,	,	PUNCT
ajbmeb-2269	45	53	employment	employment	NOUN
ajbmeb-2269	45	54	,	,	PUNCT
ajbmeb-2269	45	55	innovation	innovation	NOUN
ajbmeb-2269	45	56	,	,	PUNCT
ajbmeb-2269	45	57	and	and	CCONJ
ajbmeb-2269	45	58	infrastructure	infrastructure	NOUN
ajbmeb-2269	45	59	development	development	NOUN
ajbmeb-2269	45	60	,	,	PUNCT
ajbmeb-2269	45	61	ultimately	ultimately	ADV
ajbmeb-2269	45	62	fostering	foster	VERB
ajbmeb-2269	45	63	sustainable	sustainable	ADJ
ajbmeb-2269	45	64	economic	economic	ADJ
ajbmeb-2269	45	65	development	development	NOUN
ajbmeb-2269	45	66	which	which	PRON
ajbmeb-2269	45	67	effective	effective	ADJ
ajbmeb-2269	45	68	financial	financial	ADJ
ajbmeb-2269	45	69	intermediation	intermediation	NOUN
ajbmeb-2269	45	70	and	and	CCONJ
ajbmeb-2269	45	71	a	a	DET
ajbmeb-2269	45	72	supportive	supportive	ADJ
ajbmeb-2269	45	73	policy	policy	NOUN
ajbmeb-2269	45	74	framework	framework	NOUN
ajbmeb-2269	45	75	are	be	AUX
ajbmeb-2269	45	76	essential	essential	ADJ
ajbmeb-2269	45	77	components	component	NOUN
ajbmeb-2269	45	78	of	of	ADP
ajbmeb-2269	45	79	this	this	DET
ajbmeb-2269	45	80	relationship	relationship	NOUN
ajbmeb-2269	45	81	.	.	PUNCT
ajbmeb-2269	46	1	2.3	2.3	NUM
ajbmeb-2269	46	2	theoretical	theoretical	ADJ
ajbmeb-2269	46	3	underpinning	underpin	VERB
ajbmeb-2269	46	4	financial	financial	ADJ
ajbmeb-2269	46	5	intermediation	intermediation	NOUN
ajbmeb-2269	46	6	theory	theory	NOUN
ajbmeb-2269	46	7	:	:	PUNCT
ajbmeb-2269	46	8	financial	financial	ADJ
ajbmeb-2269	46	9	intermediation	intermediation	NOUN
ajbmeb-2269	46	10	theory	theory	NOUN
ajbmeb-2269	46	11	is	be	AUX
ajbmeb-2269	46	12	a	a	DET
ajbmeb-2269	46	13	framework	framework	NOUN
ajbmeb-2269	46	14	that	that	PRON
ajbmeb-2269	46	15	explores	explore	VERB
ajbmeb-2269	46	16	the	the	DET
ajbmeb-2269	46	17	role	role	NOUN
ajbmeb-2269	46	18	of	of	ADP
ajbmeb-2269	46	19	financial	financial	ADJ
ajbmeb-2269	46	20	intermediaries	intermediary	NOUN
ajbmeb-2269	46	21	in	in	ADP
ajbmeb-2269	46	22	the	the	DET
ajbmeb-2269	46	23	economy	economy	NOUN
ajbmeb-2269	46	24	.	.	PUNCT
ajbmeb-2269	47	1	financial	financial	ADJ
ajbmeb-2269	47	2	intermediaries	intermediary	NOUN
ajbmeb-2269	47	3	are	be	AUX
ajbmeb-2269	47	4	institutions	institution	NOUN
ajbmeb-2269	47	5	or	or	CCONJ
ajbmeb-2269	47	6	entities	entity	NOUN
ajbmeb-2269	47	7	that	that	PRON
ajbmeb-2269	47	8	act	act	VERB
ajbmeb-2269	47	9	as	as	ADP
ajbmeb-2269	47	10	middlemen	middleman	NOUN
ajbmeb-2269	47	11	between	between	ADP
ajbmeb-2269	47	12	savers	saver	NOUN
ajbmeb-2269	47	13	and	and	CCONJ
ajbmeb-2269	47	14	borrowers	borrower	NOUN
ajbmeb-2269	47	15	in	in	ADP
ajbmeb-2269	47	16	the	the	DET
ajbmeb-2269	47	17	financial	financial	ADJ
ajbmeb-2269	47	18	system	system	NOUN
ajbmeb-2269	47	19	.	.	PUNCT
ajbmeb-2269	48	1	the	the	DET
ajbmeb-2269	48	2	theory	theory	NOUN
ajbmeb-2269	48	3	aims	aim	VERB
ajbmeb-2269	48	4	to	to	PART
ajbmeb-2269	48	5	understand	understand	VERB
ajbmeb-2269	48	6	the	the	DET
ajbmeb-2269	48	7	functions	function	NOUN
ajbmeb-2269	48	8	,	,	PUNCT
ajbmeb-2269	48	9	benefits	benefit	NOUN
ajbmeb-2269	48	10	,	,	PUNCT
ajbmeb-2269	48	11	and	and	CCONJ
ajbmeb-2269	48	12	challenges	challenge	NOUN
ajbmeb-2269	48	13	associated	associate	VERB
ajbmeb-2269	48	14	with	with	ADP
ajbmeb-2269	48	15	these	these	DET
ajbmeb-2269	48	16	intermediaries	intermediary	NOUN
ajbmeb-2269	48	17	and	and	CCONJ
ajbmeb-2269	48	18	understanding	understand	VERB
ajbmeb-2269	48	19	the	the	DET
ajbmeb-2269	48	20	roles	role	NOUN
ajbmeb-2269	48	21	played	play	VERB
ajbmeb-2269	48	22	by	by	ADP
ajbmeb-2269	48	23	financial	financial	ADJ
ajbmeb-2269	48	24	intermediaries	intermediary	NOUN
ajbmeb-2269	48	25	is	be	AUX
ajbmeb-2269	48	26	found	find	VERB
ajbmeb-2269	48	27	in	in	ADP
ajbmeb-2269	48	28	different	different	ADJ
ajbmeb-2269	48	29	models	model	NOUN
ajbmeb-2269	48	30	of	of	ADP
ajbmeb-2269	48	31	intermediation	intermediation	NOUN
ajbmeb-2269	48	32	theory	theory	NOUN
ajbmeb-2269	48	33	(	(	PUNCT
ajbmeb-2269	48	34	allen	allen	PROPN
ajbmeb-2269	48	35	&	&	CCONJ
ajbmeb-2269	48	36	santomero	santomero	PROPN
ajbmeb-2269	48	37	,	,	PUNCT
ajbmeb-2269	48	38	1997	1997	NUM
ajbmeb-2269	48	39	)	)	PUNCT
ajbmeb-2269	48	40	.	.	PUNCT
ajbmeb-2269	49	1	financial	financial	ADJ
ajbmeb-2269	49	2	intermediaries	intermediary	NOUN
ajbmeb-2269	49	3	facilitate	facilitate	VERB
ajbmeb-2269	49	4	the	the	DET
ajbmeb-2269	49	5	flow	flow	NOUN
ajbmeb-2269	49	6	of	of	ADP
ajbmeb-2269	49	7	funds	fund	NOUN
ajbmeb-2269	49	8	between	between	ADP
ajbmeb-2269	49	9	savers	saver	NOUN
ajbmeb-2269	49	10	(	(	PUNCT
ajbmeb-2269	49	11	those	those	PRON
ajbmeb-2269	49	12	with	with	ADP
ajbmeb-2269	49	13	excess	excess	ADJ
ajbmeb-2269	49	14	funds	fund	NOUN
ajbmeb-2269	49	15	)	)	PUNCT
ajbmeb-2269	49	16	and	and	CCONJ
ajbmeb-2269	49	17	borrowers	borrower	NOUN
ajbmeb-2269	49	18	(	(	PUNCT
ajbmeb-2269	49	19	those	those	PRON
ajbmeb-2269	49	20	in	in	ADP
ajbmeb-2269	49	21	need	need	NOUN
ajbmeb-2269	49	22	of	of	ADP
ajbmeb-2269	49	23	funds	fund	NOUN
ajbmeb-2269	49	24	)	)	PUNCT
ajbmeb-2269	49	25	.	.	PUNCT
ajbmeb-2269	50	1	this	this	DET
ajbmeb-2269	50	2	process	process	NOUN
ajbmeb-2269	50	3	helps	help	VERB
ajbmeb-2269	50	4	allocate	allocate	VERB
ajbmeb-2269	50	5	resources	resource	NOUN
ajbmeb-2269	50	6	efficiently	efficiently	ADV
ajbmeb-2269	50	7	in	in	ADP
ajbmeb-2269	50	8	the	the	DET
ajbmeb-2269	50	9	economy	economy	NOUN
ajbmeb-2269	50	10	.	.	PUNCT
ajbmeb-2269	51	1	assets	asset	NOUN
ajbmeb-2269	51	2	are	be	AUX
ajbmeb-2269	51	3	reallocated	reallocate	VERB
ajbmeb-2269	51	4	through	through	ADP
ajbmeb-2269	51	5	sequence	sequence	NOUN
ajbmeb-2269	51	6	of	of	ADP
ajbmeb-2269	51	7	transactions	transaction	NOUN
ajbmeb-2269	51	8	which	which	PRON
ajbmeb-2269	51	9	often	often	ADV
ajbmeb-2269	51	10	includes	include	VERB
ajbmeb-2269	51	11	major	major	ADJ
ajbmeb-2269	51	12	institutions	institution	NOUN
ajbmeb-2269	51	13	viewed	view	VERB
ajbmeb-2269	51	14	as	as	ADP
ajbmeb-2269	51	15	intermediaries	intermediary	NOUN
ajbmeb-2269	51	16	and	and	CCONJ
ajbmeb-2269	51	17	the	the	DET
ajbmeb-2269	51	18	understanding	understanding	NOUN
ajbmeb-2269	51	19	of	of	ADP
ajbmeb-2269	51	20	asset	asset	NOUN
ajbmeb-2269	51	21	market	market	NOUN
ajbmeb-2269	51	22	decentralization	decentralization	NOUN
ajbmeb-2269	51	23	needs	need	VERB
ajbmeb-2269	51	24	understanding	understanding	NOUN
ajbmeb-2269	51	25	of	of	ADP
ajbmeb-2269	51	26	intermediation	intermediation	NOUN
ajbmeb-2269	51	27	determinants	determinant	NOUN
ajbmeb-2269	51	28	(	(	PUNCT
ajbmeb-2269	51	29	bethune	bethune	PROPN
ajbmeb-2269	51	30	,	,	PUNCT
ajbmeb-2269	51	31	el	el	PROPN
ajbmeb-2269	51	32	ta	ta	PROPN
ajbmeb-2269	51	33	,	,	PUNCT
ajbmeb-2269	51	34	2019	2019	NUM
ajbmeb-2269	51	35	)	)	PUNCT
ajbmeb-2269	51	36	.	.	PUNCT
ajbmeb-2269	52	1	banks	bank	NOUN
ajbmeb-2269	52	2	through	through	ADP
ajbmeb-2269	52	3	their	their	PRON
ajbmeb-2269	52	4	deposit	deposit	NOUN
ajbmeb-2269	52	5	mobilization	mobilization	NOUN
ajbmeb-2269	52	6	and	and	CCONJ
ajbmeb-2269	52	7	lending	lending	NOUN
ajbmeb-2269	52	8	ability	ability	NOUN
ajbmeb-2269	52	9	is	be	AUX
ajbmeb-2269	52	10	considered	consider	VERB
ajbmeb-2269	52	11	a	a	DET
ajbmeb-2269	52	12	major	major	ADJ
ajbmeb-2269	52	13	intermediary	intermediary	NOUN
ajbmeb-2269	52	14	in	in	ADP
ajbmeb-2269	52	15	the	the	DET
ajbmeb-2269	52	16	financial	financial	ADJ
ajbmeb-2269	52	17	system	system	NOUN
ajbmeb-2269	52	18	and	and	CCONJ
ajbmeb-2269	52	19	through	through	ADP
ajbmeb-2269	52	20	their	their	PRON
ajbmeb-2269	52	21	intermediation	intermediation	NOUN
ajbmeb-2269	52	22	function	function	NOUN
ajbmeb-2269	52	23	,	,	PUNCT
ajbmeb-2269	52	24	capital	capital	NOUN
ajbmeb-2269	52	25	is	be	AUX
ajbmeb-2269	52	26	accumulated	accumulate	VERB
ajbmeb-2269	52	27	for	for	ADP
ajbmeb-2269	52	28	investment	investment	NOUN
ajbmeb-2269	52	29	purposes	purpose	NOUN
ajbmeb-2269	52	30	.	.	PUNCT
ajbmeb-2269	53	1	capital	capital	NOUN
ajbmeb-2269	53	2	formation	formation	NOUN
ajbmeb-2269	53	3	theory	theory	NOUN
ajbmeb-2269	53	4	:	:	PUNCT
ajbmeb-2269	53	5	eckans	eckan	NOUN
ajbmeb-2269	53	6	and	and	CCONJ
ajbmeb-2269	53	7	lefeber	lefeber	PROPN
ajbmeb-2269	53	8	(	(	PUNCT
ajbmeb-2269	53	9	1962	1962	NUM
ajbmeb-2269	53	10	)	)	PUNCT
ajbmeb-2269	53	11	argued	argue	VERB
ajbmeb-2269	53	12	that	that	SCONJ
ajbmeb-2269	53	13	economic	economic	ADJ
ajbmeb-2269	53	14	and	and	CCONJ
ajbmeb-2269	53	15	development	development	NOUN
ajbmeb-2269	53	16	issue	issue	NOUN
ajbmeb-2269	53	17	must	must	AUX
ajbmeb-2269	53	18	be	be	AUX
ajbmeb-2269	53	19	analyzed	analyze	VERB
ajbmeb-2269	53	20	within	within	ADP
ajbmeb-2269	53	21	capital	capital	NOUN
ajbmeb-2269	53	22	theory	theory	NOUN
ajbmeb-2269	53	23	framework	framework	NOUN
ajbmeb-2269	53	24	.	.	PUNCT
ajbmeb-2269	54	1	capital	capital	NOUN
ajbmeb-2269	54	2	formation	formation	NOUN
ajbmeb-2269	54	3	theory	theory	NOUN
ajbmeb-2269	54	4	refers	refer	VERB
ajbmeb-2269	54	5	to	to	ADP
ajbmeb-2269	54	6	the	the	DET
ajbmeb-2269	54	7	study	study	NOUN
ajbmeb-2269	54	8	and	and	CCONJ
ajbmeb-2269	54	9	analysis	analysis	NOUN
ajbmeb-2269	54	10	of	of	ADP
ajbmeb-2269	54	11	the	the	DET
ajbmeb-2269	54	12	process	process	NOUN
ajbmeb-2269	54	13	by	by	ADP
ajbmeb-2269	54	14	which	which	PRON
ajbmeb-2269	54	15	a	a	DET
ajbmeb-2269	54	16	society	society	NOUN
ajbmeb-2269	54	17	accumulates	accumulate	VERB
ajbmeb-2269	54	18	and	and	CCONJ
ajbmeb-2269	54	19	increases	increase	VERB
ajbmeb-2269	54	20	its	its	PRON
ajbmeb-2269	54	21	capital	capital	NOUN
ajbmeb-2269	54	22	stock	stock	NOUN
ajbmeb-2269	54	23	over	over	ADP
ajbmeb-2269	54	24	time	time	NOUN
ajbmeb-2269	54	25	.	.	PUNCT
ajbmeb-2269	55	1	capital	capital	NOUN
ajbmeb-2269	55	2	,	,	PUNCT
ajbmeb-2269	55	3	in	in	ADP
ajbmeb-2269	55	4	this	this	DET
ajbmeb-2269	55	5	context	context	NOUN
ajbmeb-2269	55	6	,	,	PUNCT
ajbmeb-2269	55	7	refers	refer	VERB
ajbmeb-2269	55	8	to	to	ADP
ajbmeb-2269	55	9	the	the	DET
ajbmeb-2269	55	10	produced	produce	VERB
ajbmeb-2269	55	11	means	mean	NOUN
ajbmeb-2269	55	12	of	of	ADP
ajbmeb-2269	55	13	production	production	NOUN
ajbmeb-2269	55	14	,	,	PUNCT
ajbmeb-2269	55	15	such	such	ADJ
ajbmeb-2269	55	16	as	as	ADP
ajbmeb-2269	55	17	machinery	machinery	NOUN
ajbmeb-2269	55	18	,	,	PUNCT
ajbmeb-2269	55	19	equipment	equipment	NOUN
ajbmeb-2269	55	20	,	,	PUNCT
ajbmeb-2269	55	21	buildings	building	NOUN
ajbmeb-2269	55	22	,	,	PUNCT
ajbmeb-2269	55	23	and	and	CCONJ
ajbmeb-2269	55	24	infrastructure	infrastructure	NOUN
ajbmeb-2269	55	25	,	,	PUNCT
ajbmeb-2269	55	26	that	that	PRON
ajbmeb-2269	55	27	contribute	contribute	VERB
ajbmeb-2269	55	28	to	to	ADP
ajbmeb-2269	55	29	economic	economic	ADJ
ajbmeb-2269	55	30	output	output	NOUN
ajbmeb-2269	55	31	and	and	CCONJ
ajbmeb-2269	55	32	development	development	NOUN
ajbmeb-2269	55	33	.	.	PUNCT
ajbmeb-2269	56	1	it	it	PRON
ajbmeb-2269	56	2	leads	lead	VERB
ajbmeb-2269	56	3	to	to	ADP
ajbmeb-2269	56	4	national	national	ADJ
ajbmeb-2269	56	5	income	income	NOUN
ajbmeb-2269	56	6	increase	increase	NOUN
ajbmeb-2269	56	7	,	,	PUNCT
ajbmeb-2269	56	8	employment	employment	NOUN
ajbmeb-2269	56	9	generation	generation	NOUN
ajbmeb-2269	56	10	,	,	PUNCT
ajbmeb-2269	56	11	enhanced	enhance	VERB
ajbmeb-2269	56	12	living	living	NOUN
ajbmeb-2269	56	13	standard	standard	ADJ
ajbmeb-2269	56	14	and	and	CCONJ
ajbmeb-2269	56	15	general	general	ADJ
ajbmeb-2269	56	16	increase	increase	NOUN
ajbmeb-2269	56	17	in	in	ADP
ajbmeb-2269	56	18	output	output	NOUN
ajbmeb-2269	56	19	level	level	NOUN
ajbmeb-2269	56	20	(	(	PUNCT
ajbmeb-2269	56	21	onwiodiokit	onwiodiokit	NOUN
ajbmeb-2269	56	22	&	&	CCONJ
ajbmeb-2269	56	23	otolorin	otolorin	PROPN
ajbmeb-2269	56	24	,	,	PUNCT
ajbmeb-2269	56	25	2021	2021	NUM
ajbmeb-2269	56	26	)	)	PUNCT
ajbmeb-2269	56	27	and	and	CCONJ
ajbmeb-2269	56	28	central	central	ADJ
ajbmeb-2269	56	29	to	to	ADP
ajbmeb-2269	56	30	capital	capital	NOUN
ajbmeb-2269	56	31	formation	formation	NOUN
ajbmeb-2269	56	32	is	be	AUX
ajbmeb-2269	56	33	the	the	DET
ajbmeb-2269	56	34	concept	concept	NOUN
ajbmeb-2269	56	35	of	of	ADP
ajbmeb-2269	56	36	savings	saving	NOUN
ajbmeb-2269	56	37	and	and	CCONJ
ajbmeb-2269	56	38	investment	investment	NOUN
ajbmeb-2269	56	39	.	.	PUNCT
ajbmeb-2269	57	1	real	real	ADJ
ajbmeb-2269	57	2	investment	investment	NOUN
ajbmeb-2269	57	3	within	within	ADP
ajbmeb-2269	57	4	an	an	DET
ajbmeb-2269	57	5	economy	economy	NOUN
ajbmeb-2269	57	6	is	be	AUX
ajbmeb-2269	57	7	acceptable	acceptable	ADJ
ajbmeb-2269	57	8	means	mean	NOUN
ajbmeb-2269	57	9	of	of	ADP
ajbmeb-2269	57	10	accumulating	accumulate	VERB
ajbmeb-2269	57	11	capital	capital	NOUN
ajbmeb-2269	57	12	in	in	ADP
ajbmeb-2269	57	13	an	an	DET
ajbmeb-2269	57	14	economy	economy	NOUN
ajbmeb-2269	57	15	which	which	PRON
ajbmeb-2269	57	16	intend	intend	VERB
ajbmeb-2269	57	17	to	to	PART
ajbmeb-2269	57	18	enhance	enhance	VERB
ajbmeb-2269	57	19	its	its	PRON
ajbmeb-2269	57	20	output	output	NOUN
ajbmeb-2269	57	21	(	(	PUNCT
ajbmeb-2269	57	22	ajose	ajose	NOUN
ajbmeb-2269	57	23	&	&	CCONJ
ajbmeb-2269	57	24	oyedokun	oyedokun	NOUN
ajbmeb-2269	57	25	,	,	PUNCT
ajbmeb-2269	57	26	2018	2018	NUM
ajbmeb-2269	57	27	)	)	PUNCT
ajbmeb-2269	57	28	.	.	PUNCT
ajbmeb-2269	58	1	savings	saving	NOUN
ajbmeb-2269	58	2	represent	represent	VERB
ajbmeb-2269	58	3	the	the	DET
ajbmeb-2269	58	4	portion	portion	NOUN
ajbmeb-2269	58	5	of	of	ADP
ajbmeb-2269	58	6	income	income	NOUN
ajbmeb-2269	58	7	that	that	PRON
ajbmeb-2269	58	8	is	be	AUX
ajbmeb-2269	58	9	not	not	PART
ajbmeb-2269	58	10	consumed	consume	VERB
ajbmeb-2269	58	11	and	and	CCONJ
ajbmeb-2269	58	12	is	be	AUX
ajbmeb-2269	58	13	instead	instead	ADV
ajbmeb-2269	58	14	set	set	VERB
ajbmeb-2269	58	15	aside	aside	ADV
ajbmeb-2269	58	16	for	for	ADP
ajbmeb-2269	58	17	investment	investment	NOUN
ajbmeb-2269	58	18	.	.	PUNCT
ajbmeb-2269	59	1	investment	investment	NOUN
ajbmeb-2269	59	2	,	,	PUNCT
ajbmeb-2269	59	3	on	on	ADP
ajbmeb-2269	59	4	the	the	DET
ajbmeb-2269	59	5	other	other	ADJ
ajbmeb-2269	59	6	hand	hand	NOUN
ajbmeb-2269	59	7	,	,	PUNCT
ajbmeb-2269	59	8	involves	involve	VERB
ajbmeb-2269	59	9	using	use	VERB
ajbmeb-2269	59	10	saved	save	VERB
ajbmeb-2269	59	11	resources	resource	NOUN
ajbmeb-2269	59	12	to	to	PART
ajbmeb-2269	59	13	create	create	VERB
ajbmeb-2269	59	14	or	or	CCONJ
ajbmeb-2269	59	15	acquire	acquire	VERB
ajbmeb-2269	59	16	capital	capital	NOUN
ajbmeb-2269	59	17	goods	good	NOUN
ajbmeb-2269	59	18	.	.	PUNCT
ajbmeb-2269	60	1	finance	finance	NOUN
ajbmeb-2269	60	2	-	-	PUNCT
ajbmeb-2269	60	3	led	lead	VERB
ajbmeb-2269	60	4	growth	growth	NOUN
ajbmeb-2269	60	5	hypothesis	hypothesis	NOUN
ajbmeb-2269	60	6	:	:	PUNCT
ajbmeb-2269	60	7	the	the	DET
ajbmeb-2269	60	8	finance	finance	NOUN
ajbmeb-2269	60	9	-	-	PUNCT
ajbmeb-2269	60	10	led	lead	VERB
ajbmeb-2269	60	11	growth	growth	NOUN
ajbmeb-2269	60	12	hypothesis	hypothesis	NOUN
ajbmeb-2269	60	13	is	be	AUX
ajbmeb-2269	60	14	an	an	DET
ajbmeb-2269	60	15	economic	economic	ADJ
ajbmeb-2269	60	16	theory	theory	NOUN
ajbmeb-2269	60	17	that	that	PRON
ajbmeb-2269	60	18	suggests	suggest	VERB
ajbmeb-2269	60	19	that	that	SCONJ
ajbmeb-2269	60	20	financial	financial	ADJ
ajbmeb-2269	60	21	development	development	NOUN
ajbmeb-2269	60	22	and	and	CCONJ
ajbmeb-2269	60	23	the	the	DET
ajbmeb-2269	60	24	growth	growth	NOUN
ajbmeb-2269	60	25	of	of	ADP
ajbmeb-2269	60	26	the	the	DET
ajbmeb-2269	60	27	financial	financial	ADJ
ajbmeb-2269	60	28	sector	sector	NOUN
ajbmeb-2269	60	29	play	play	VERB
ajbmeb-2269	60	30	a	a	DET
ajbmeb-2269	60	31	crucial	crucial	ADJ
ajbmeb-2269	60	32	role	role	NOUN
ajbmeb-2269	60	33	in	in	ADP
ajbmeb-2269	60	34	driving	drive	VERB
ajbmeb-2269	60	35	economic	economic	ADJ
ajbmeb-2269	60	36	growth	growth	NOUN
ajbmeb-2269	60	37	.	.	PUNCT
ajbmeb-2269	61	1	this	this	DET
ajbmeb-2269	61	2	hypothesis	hypothesis	NOUN
ajbmeb-2269	61	3	posits	posit	NOUN
ajbmeb-2269	61	4	that	that	SCONJ
ajbmeb-2269	61	5	a	a	DET
ajbmeb-2269	61	6	well	well	ADV
ajbmeb-2269	61	7	-	-	PUNCT
ajbmeb-2269	61	8	functioning	functioning	ADJ
ajbmeb-2269	61	9	and	and	CCONJ
ajbmeb-2269	61	10	efficient	efficient	ADJ
ajbmeb-2269	61	11	financial	financial	ADJ
ajbmeb-2269	61	12	system	system	NOUN
ajbmeb-2269	61	13	can	can	AUX
ajbmeb-2269	61	14	positively	positively	ADV
ajbmeb-2269	61	15	impact	impact	VERB
ajbmeb-2269	61	16	economic	economic	ADJ
ajbmeb-2269	61	17	performance	performance	NOUN
ajbmeb-2269	61	18	by	by	ADP
ajbmeb-2269	61	19	facilitating	facilitate	VERB
ajbmeb-2269	61	20	the	the	DET
ajbmeb-2269	61	21	allocation	allocation	NOUN
ajbmeb-2269	61	22	of	of	ADP
ajbmeb-2269	61	23	resources	resource	NOUN
ajbmeb-2269	61	24	,	,	PUNCT
ajbmeb-2269	61	25	fostering	foster	VERB
ajbmeb-2269	61	26	savings	saving	NOUN
ajbmeb-2269	61	27	and	and	CCONJ
ajbmeb-2269	61	28	investment	investment	NOUN
ajbmeb-2269	61	29	,	,	PUNCT
ajbmeb-2269	61	30	and	and	CCONJ
ajbmeb-2269	61	31	promoting	promote	VERB
ajbmeb-2269	61	32	innovation	innovation	NOUN
ajbmeb-2269	61	33	and	and	CCONJ
ajbmeb-2269	61	34	production	production	NOUN
ajbmeb-2269	61	35	as	as	ADP
ajbmeb-2269	61	36	essential	essential	ADJ
ajbmeb-2269	61	37	channel	channel	NOUN
ajbmeb-2269	61	38	through	through	ADP
ajbmeb-2269	61	39	which	which	PRON
ajbmeb-2269	61	40	financial	financial	ADJ
ajbmeb-2269	61	41	development	development	NOUN
ajbmeb-2269	61	42	transmit	transmit	VERB
ajbmeb-2269	61	43	to	to	ADP
ajbmeb-2269	61	44	growth	growth	NOUN
ajbmeb-2269	61	45	(	(	PUNCT
ajbmeb-2269	61	46	madsen	madsen	PROPN
ajbmeb-2269	61	47	&	&	CCONJ
ajbmeb-2269	61	48	ang	ang	PROPN
ajbmeb-2269	61	49	,	,	PUNCT
ajbmeb-2269	61	50	2016	2016	NUM
ajbmeb-2269	61	51	)	)	PUNCT
ajbmeb-2269	61	52	.	.	PUNCT
ajbmeb-2269	62	1	ajisafe	ajisafe	NOUN
ajbmeb-2269	62	2	and	and	CCONJ
ajbmeb-2269	62	3	okunade	okunade	ADJ
ajbmeb-2269	62	4	(	(	PUNCT
ajbmeb-2269	62	5	2020	2020	NUM
ajbmeb-2269	62	6	)	)	PUNCT
ajbmeb-2269	62	7	emphasized	emphasize	VERB
ajbmeb-2269	62	8	that	that	SCONJ
ajbmeb-2269	62	9	increase	increase	NOUN
ajbmeb-2269	62	10	in	in	ADP
ajbmeb-2269	62	11	financial	financial	ADJ
ajbmeb-2269	62	12	development	development	NOUN
ajbmeb-2269	62	13	enhance	enhance	VERB
ajbmeb-2269	62	14	domestic	domestic	ADJ
ajbmeb-2269	62	15	investment	investment	NOUN
ajbmeb-2269	62	16	and	and	CCONJ
ajbmeb-2269	62	17	as	as	SCONJ
ajbmeb-2269	62	18	such	such	ADJ
ajbmeb-2269	62	19	exerts	exert	VERB
ajbmeb-2269	62	20	economic	economic	ADJ
ajbmeb-2269	62	21	growth	growth	NOUN
ajbmeb-2269	62	22	and	and	CCONJ
ajbmeb-2269	62	23	development	development	NOUN
ajbmeb-2269	62	24	.	.	PUNCT
ajbmeb-2269	63	1	financial	financial	ADJ
ajbmeb-2269	63	2	intermediaries	intermediary	NOUN
ajbmeb-2269	63	3	such	such	ADJ
ajbmeb-2269	63	4	as	as	ADP
ajbmeb-2269	63	5	banks	bank	NOUN
ajbmeb-2269	63	6	and	and	CCONJ
ajbmeb-2269	63	7	other	other	ADJ
ajbmeb-2269	63	8	financial	financial	ADJ
ajbmeb-2269	63	9	institutions	institution	NOUN
ajbmeb-2269	63	10	roles	role	NOUN
ajbmeb-2269	63	11	in	in	ADP
ajbmeb-2269	63	12	mobilizing	mobilize	VERB
ajbmeb-2269	63	13	savings	saving	NOUN
ajbmeb-2269	63	14	from	from	ADP
ajbmeb-2269	63	15	households	household	NOUN
ajbmeb-2269	63	16	and	and	CCONJ
ajbmeb-2269	63	17	channeling	channel	VERB
ajbmeb-2269	63	18	them	they	PRON
ajbmeb-2269	63	19	towards	towards	ADP
ajbmeb-2269	63	20	productive	productive	ADJ
ajbmeb-2269	63	21	investments	investment	NOUN
ajbmeb-2269	63	22	is	be	AUX
ajbmeb-2269	63	23	essential	essential	ADJ
ajbmeb-2269	63	24	in	in	ADP
ajbmeb-2269	63	25	the	the	DET
ajbmeb-2269	63	26	finance	finance	NOUN
ajbmeb-2269	63	27	-	-	PUNCT
ajbmeb-2269	63	28	led	lead	VERB
ajbmeb-2269	63	29	growth	growth	NOUN
ajbmeb-2269	63	30	theory	theory	NOUN
ajbmeb-2269	63	31	as	as	SCONJ
ajbmeb-2269	63	32	efficient	efficient	ADJ
ajbmeb-2269	63	33	financial	financial	ADJ
ajbmeb-2269	63	34	intermediation	intermediation	NOUN
ajbmeb-2269	63	35	is	be	AUX
ajbmeb-2269	63	36	believed	believe	VERB
ajbmeb-2269	63	37	to	to	PART
ajbmeb-2269	63	38	enhance	enhance	VERB
ajbmeb-2269	63	39	the	the	DET
ajbmeb-2269	63	40	efficiency	efficiency	NOUN
ajbmeb-2269	63	41	of	of	ADP
ajbmeb-2269	63	42	capital	capital	NOUN
ajbmeb-2269	63	43	allocation	allocation	NOUN
ajbmeb-2269	63	44	in	in	ADP
ajbmeb-2269	63	45	the	the	DET
ajbmeb-2269	63	46	economy	economy	NOUN
ajbmeb-2269	63	47	.	.	PUNCT
ajbmeb-2269	64	1	levine	levine	PROPN
ajbmeb-2269	64	2	(	(	PUNCT
ajbmeb-2269	64	3	2004	2004	NUM
ajbmeb-2269	64	4	)	)	PUNCT
ajbmeb-2269	64	5	stressed	stress	VERB
ajbmeb-2269	64	6	that	that	SCONJ
ajbmeb-2269	64	7	financial	financial	ADJ
ajbmeb-2269	64	8	system	system	NOUN
ajbmeb-2269	64	9	may	may	AUX
ajbmeb-2269	64	10	influence	influence	VERB
ajbmeb-2269	64	11	savings	saving	NOUN
ajbmeb-2269	64	12	,	,	PUNCT
ajbmeb-2269	64	13	investments	investment	NOUN
ajbmeb-2269	64	14	,	,	PUNCT
ajbmeb-2269	64	15	innovation	innovation	NOUN
ajbmeb-2269	64	16	in	in	ADP
ajbmeb-2269	64	17	technology	technology	NOUN
ajbmeb-2269	64	18	and	and	CCONJ
ajbmeb-2269	64	19	growth	growth	NOUN
ajbmeb-2269	64	20	in	in	ADP
ajbmeb-2269	64	21	the	the	DET
ajbmeb-2269	64	22	long	long	ADV
ajbmeb-2269	64	23	-	-	PUNCT
ajbmeb-2269	64	24	run	run	NOUN
ajbmeb-2269	64	25	and	and	CCONJ
ajbmeb-2269	64	26	hence	hence	ADV
ajbmeb-2269	64	27	the	the	DET
ajbmeb-2269	64	28	american	american	ADJ
ajbmeb-2269	64	29	journal	journal	PROPN
ajbmeb-2269	64	30	of	of	ADP
ajbmeb-2269	64	31	business	business	NOUN
ajbmeb-2269	64	32	management	management	NOUN
ajbmeb-2269	64	33	,	,	PUNCT
ajbmeb-2269	64	34	economics	economic	NOUN
ajbmeb-2269	64	35	and	and	CCONJ
ajbmeb-2269	64	36	banking	banking	NOUN
ajbmeb-2269	64	37	volume	volume	NOUN
ajbmeb-2269	64	38	26	26	NUM
ajbmeb-2269	64	39	july	july	PROPN
ajbmeb-2269	64	40	2024	2024	NUM
ajbmeb-2269	64	41	p	p	NOUN
ajbmeb-2269	64	42	a	a	DET
ajbmeb-2269	64	43	g	g	NOUN
ajbmeb-2269	64	44	e	e	NOUN
ajbmeb-2269	64	45	|	|	ADV
ajbmeb-2269	64	46	5	5	NUM
ajbmeb-2269	64	47	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2269	64	48	finance	finance	NOUN
ajbmeb-2269	64	49	-	-	PUNCT
ajbmeb-2269	64	50	led	lead	VERB
ajbmeb-2269	64	51	growth	growth	NOUN
ajbmeb-2269	64	52	hypothesis	hypothesis	NOUN
ajbmeb-2269	64	53	become	become	VERB
ajbmeb-2269	64	54	a	a	DET
ajbmeb-2269	64	55	necessary	necessary	ADJ
ajbmeb-2269	64	56	theoretical	theoretical	ADJ
ajbmeb-2269	64	57	link	link	NOUN
ajbmeb-2269	64	58	between	between	ADP
ajbmeb-2269	64	59	bank	bank	NOUN
ajbmeb-2269	64	60	credit	credit	NOUN
ajbmeb-2269	64	61	and	and	CCONJ
ajbmeb-2269	64	62	economic	economic	ADJ
ajbmeb-2269	64	63	growth	growth	NOUN
ajbmeb-2269	64	64	.	.	PUNCT
ajbmeb-2269	65	1	2.4	2.4	NUM
ajbmeb-2269	65	2	empirical	empirical	ADJ
ajbmeb-2269	65	3	review	review	NOUN
ajbmeb-2269	65	4	okoyan	okoyan	ADJ
ajbmeb-2269	65	5	and	and	CCONJ
ajbmeb-2269	65	6	eze	eze	ADJ
ajbmeb-2269	65	7	(	(	PUNCT
ajbmeb-2269	65	8	2021	2021	NUM
ajbmeb-2269	65	9	)	)	PUNCT
ajbmeb-2269	65	10	examined	examine	VERB
ajbmeb-2269	65	11	correlation	correlation	NOUN
ajbmeb-2269	65	12	between	between	ADP
ajbmeb-2269	65	13	sectoral	sectoral	ADJ
ajbmeb-2269	65	14	loan	loan	NOUN
ajbmeb-2269	65	15	and	and	CCONJ
ajbmeb-2269	65	16	bank	bank	NOUN
ajbmeb-2269	65	17	performance	performance	NOUN
ajbmeb-2269	65	18	in	in	ADP
ajbmeb-2269	65	19	nigeria	nigeria	PROPN
ajbmeb-2269	65	20	from	from	ADP
ajbmeb-2269	65	21	1990	1990	NUM
ajbmeb-2269	65	22	to	to	ADP
ajbmeb-2269	65	23	2018	2018	NUM
ajbmeb-2269	65	24	using	use	VERB
ajbmeb-2269	65	25	cointegration	cointegration	NOUN
ajbmeb-2269	65	26	and	and	CCONJ
ajbmeb-2269	65	27	ecm	ecm	NOUN
ajbmeb-2269	65	28	techniques	technique	NOUN
ajbmeb-2269	65	29	of	of	ADP
ajbmeb-2269	65	30	analysis	analysis	NOUN
ajbmeb-2269	65	31	.	.	PUNCT
ajbmeb-2269	66	1	agricultural	agricultural	ADJ
ajbmeb-2269	66	2	,	,	PUNCT
ajbmeb-2269	66	3	manufacturing	manufacturing	NOUN
ajbmeb-2269	66	4	and	and	CCONJ
ajbmeb-2269	66	5	mining	mining	NOUN
ajbmeb-2269	66	6	were	be	AUX
ajbmeb-2269	66	7	the	the	DET
ajbmeb-2269	66	8	sectors	sector	NOUN
ajbmeb-2269	66	9	studied	study	VERB
ajbmeb-2269	66	10	and	and	CCONJ
ajbmeb-2269	66	11	interest	interest	NOUN
ajbmeb-2269	66	12	rate	rate	NOUN
ajbmeb-2269	66	13	as	as	ADP
ajbmeb-2269	66	14	control	control	NOUN
ajbmeb-2269	66	15	variable	variable	NOUN
ajbmeb-2269	66	16	and	and	CCONJ
ajbmeb-2269	66	17	bank	bank	NOUN
ajbmeb-2269	66	18	performance	performance	NOUN
ajbmeb-2269	66	19	proxied	proxie	VERB
ajbmeb-2269	66	20	by	by	ADP
ajbmeb-2269	66	21	asset	asset	NOUN
ajbmeb-2269	66	22	return	return	NOUN
ajbmeb-2269	66	23	.	.	PUNCT
ajbmeb-2269	67	1	findings	finding	NOUN
ajbmeb-2269	67	2	showed	show	VERB
ajbmeb-2269	67	3	linear	linear	ADJ
ajbmeb-2269	67	4	insignificant	insignificant	ADJ
ajbmeb-2269	67	5	effect	effect	NOUN
ajbmeb-2269	67	6	of	of	ADP
ajbmeb-2269	67	7	sectoral	sectoral	ADJ
ajbmeb-2269	67	8	loan	loan	NOUN
ajbmeb-2269	67	9	on	on	ADP
ajbmeb-2269	67	10	asset	asset	NOUN
ajbmeb-2269	67	11	return	return	NOUN
ajbmeb-2269	67	12	while	while	SCONJ
ajbmeb-2269	67	13	interest	interest	NOUN
ajbmeb-2269	67	14	rate	rate	NOUN
ajbmeb-2269	67	15	as	as	ADP
ajbmeb-2269	67	16	control	control	NOUN
ajbmeb-2269	67	17	variable	variable	NOUN
ajbmeb-2269	67	18	showed	show	VERB
ajbmeb-2269	67	19	negative	negative	ADJ
ajbmeb-2269	67	20	effect	effect	NOUN
ajbmeb-2269	67	21	.	.	PUNCT
ajbmeb-2269	68	1	joseph	joseph	PROPN
ajbmeb-2269	68	2	(	(	PUNCT
ajbmeb-2269	68	3	2020	2020	NUM
ajbmeb-2269	68	4	)	)	PUNCT
ajbmeb-2269	68	5	examined	examine	VERB
ajbmeb-2269	68	6	bank	bank	NOUN
ajbmeb-2269	68	7	credit	credit	NOUN
ajbmeb-2269	68	8	effect	effect	NOUN
ajbmeb-2269	68	9	on	on	ADP
ajbmeb-2269	68	10	tanzanian	tanzanian	PROPN
ajbmeb-2269	68	11	’s	’s	PART
ajbmeb-2269	68	12	economic	economic	ADJ
ajbmeb-2269	68	13	growth	growth	NOUN
ajbmeb-2269	68	14	from	from	ADP
ajbmeb-2269	68	15	1993	1993	NUM
ajbmeb-2269	68	16	to	to	ADP
ajbmeb-2269	68	17	2017	2017	NUM
ajbmeb-2269	68	18	using	use	VERB
ajbmeb-2269	68	19	causality	causality	NOUN
ajbmeb-2269	68	20	,	,	PUNCT
ajbmeb-2269	68	21	vem	vem	PROPN
ajbmeb-2269	68	22	and	and	CCONJ
ajbmeb-2269	68	23	cointegration	cointegration	NOUN
ajbmeb-2269	68	24	test	test	NOUN
ajbmeb-2269	68	25	and	and	CCONJ
ajbmeb-2269	68	26	reported	report	VERB
ajbmeb-2269	68	27	absence	absence	NOUN
ajbmeb-2269	68	28	causality	causality	NOUN
ajbmeb-2269	68	29	among	among	ADP
ajbmeb-2269	68	30	bank	bank	NOUN
ajbmeb-2269	68	31	credit	credit	NOUN
ajbmeb-2269	68	32	and	and	CCONJ
ajbmeb-2269	68	33	tanzanian	tanzanian	NOUN
ajbmeb-2269	68	34	’s	’s	PART
ajbmeb-2269	68	35	economic	economic	ADJ
ajbmeb-2269	68	36	growth	growth	NOUN
ajbmeb-2269	68	37	and	and	CCONJ
ajbmeb-2269	68	38	in	in	ADP
ajbmeb-2269	68	39	the	the	DET
ajbmeb-2269	68	40	long	long	ADV
ajbmeb-2269	68	41	-	-	PUNCT
ajbmeb-2269	68	42	run	run	NOUN
ajbmeb-2269	68	43	,	,	PUNCT
ajbmeb-2269	68	44	bank	bank	NOUN
ajbmeb-2269	68	45	credit	credit	NOUN
ajbmeb-2269	68	46	exhibit	exhibit	VERB
ajbmeb-2269	68	47	positive	positive	ADJ
ajbmeb-2269	68	48	significant	significant	ADJ
ajbmeb-2269	68	49	influence	influence	NOUN
ajbmeb-2269	68	50	on	on	ADP
ajbmeb-2269	68	51	economic	economic	ADJ
ajbmeb-2269	68	52	growth	growth	NOUN
ajbmeb-2269	68	53	.	.	PUNCT
ajbmeb-2269	69	1	from	from	ADP
ajbmeb-2269	69	2	1982	1982	NUM
ajbmeb-2269	69	3	to	to	ADP
ajbmeb-2269	69	4	2017	2017	NUM
ajbmeb-2269	69	5	,	,	PUNCT
ajbmeb-2269	69	6	majeed	majeed	PROPN
ajbmeb-2269	69	7	and	and	CCONJ
ajbmeb-2269	69	8	iftikhar	iftikhar	PROPN
ajbmeb-2269	69	9	(	(	PUNCT
ajbmeb-2269	69	10	2020	2020	NUM
ajbmeb-2269	69	11	)	)	PUNCT
ajbmeb-2269	69	12	investigated	investigate	VERB
ajbmeb-2269	69	13	influence	influence	NOUN
ajbmeb-2269	69	14	of	of	ADP
ajbmeb-2269	69	15	banking	banking	NOUN
ajbmeb-2269	69	16	sector	sector	NOUN
ajbmeb-2269	69	17	loan	loan	NOUN
ajbmeb-2269	69	18	on	on	ADP
ajbmeb-2269	69	19	sectoral	sectoral	ADJ
ajbmeb-2269	69	20	and	and	CCONJ
ajbmeb-2269	69	21	sub	sub	ADJ
ajbmeb-2269	69	22	-	-	ADJ
ajbmeb-2269	69	23	sectoral	sectoral	ADJ
ajbmeb-2269	69	24	level	level	NOUN
ajbmeb-2269	69	25	of	of	ADP
ajbmeb-2269	69	26	pakistan	pakistan	ADJ
ajbmeb-2269	69	27	economic	economic	ADJ
ajbmeb-2269	69	28	growth	growth	NOUN
ajbmeb-2269	69	29	and	and	CCONJ
ajbmeb-2269	69	30	reported	report	VERB
ajbmeb-2269	69	31	private	private	ADJ
ajbmeb-2269	69	32	sector	sector	NOUN
ajbmeb-2269	69	33	bank	bank	NOUN
ajbmeb-2269	69	34	loan	loan	NOUN
ajbmeb-2269	69	35	to	to	PART
ajbmeb-2269	69	36	have	have	VERB
ajbmeb-2269	69	37	insignificant	insignificant	ADJ
ajbmeb-2269	69	38	positive	positive	ADJ
ajbmeb-2269	69	39	effect	effect	NOUN
ajbmeb-2269	69	40	on	on	ADP
ajbmeb-2269	69	41	economic	economic	ADJ
ajbmeb-2269	69	42	growth	growth	NOUN
ajbmeb-2269	69	43	and	and	CCONJ
ajbmeb-2269	69	44	that	that	PRON
ajbmeb-2269	69	45	agricultural	agricultural	ADJ
ajbmeb-2269	69	46	sector	sector	NOUN
ajbmeb-2269	69	47	is	be	AUX
ajbmeb-2269	69	48	not	not	PART
ajbmeb-2269	69	49	positively	positively	ADV
ajbmeb-2269	69	50	influenced	influence	VERB
ajbmeb-2269	69	51	while	while	SCONJ
ajbmeb-2269	69	52	industrial	industrial	ADJ
ajbmeb-2269	69	53	sector	sector	NOUN
ajbmeb-2269	69	54	is	be	AUX
ajbmeb-2269	69	55	positively	positively	ADV
ajbmeb-2269	69	56	influenced	influence	VERB
ajbmeb-2269	69	57	as	as	SCONJ
ajbmeb-2269	69	58	they	they	PRON
ajbmeb-2269	69	59	rely	rely	VERB
ajbmeb-2269	69	60	more	more	ADV
ajbmeb-2269	69	61	on	on	ADP
ajbmeb-2269	69	62	bank	bank	NOUN
ajbmeb-2269	69	63	loan	loan	NOUN
ajbmeb-2269	69	64	.	.	PUNCT
ajbmeb-2269	70	1	idachaba	idachaba	PROPN
ajbmeb-2269	71	1	el	el	PROPN
ajbmeb-2269	71	2	ta	ta	PROPN
ajbmeb-2269	71	3	(	(	PUNCT
ajbmeb-2269	71	4	2019	2019	NUM
ajbmeb-2269	71	5	)	)	PUNCT
ajbmeb-2269	71	6	investigated	investigate	VERB
ajbmeb-2269	71	7	bank	bank	NOUN
ajbmeb-2269	71	8	credit	credit	NOUN
ajbmeb-2269	71	9	influence	influence	NOUN
ajbmeb-2269	71	10	on	on	ADP
ajbmeb-2269	71	11	the	the	DET
ajbmeb-2269	71	12	economy	economy	NOUN
ajbmeb-2269	71	13	of	of	ADP
ajbmeb-2269	71	14	nigeria	nigeria	PROPN
ajbmeb-2269	71	15	between	between	ADP
ajbmeb-2269	71	16	1980	1980	NUM
ajbmeb-2269	71	17	and	and	CCONJ
ajbmeb-2269	71	18	2017	2017	NUM
ajbmeb-2269	71	19	using	use	VERB
ajbmeb-2269	71	20	regression	regression	NOUN
ajbmeb-2269	71	21	analysis	analysis	NOUN
ajbmeb-2269	71	22	.	.	PUNCT
ajbmeb-2269	72	1	bank	bank	NOUN
ajbmeb-2269	72	2	loan	loan	NOUN
ajbmeb-2269	72	3	to	to	ADP
ajbmeb-2269	72	4	public	public	ADJ
ajbmeb-2269	72	5	sector	sector	NOUN
ajbmeb-2269	72	6	,	,	PUNCT
ajbmeb-2269	72	7	private	private	ADJ
ajbmeb-2269	72	8	sector	sector	NOUN
ajbmeb-2269	72	9	and	and	CCONJ
ajbmeb-2269	72	10	lending	lending	NOUN
ajbmeb-2269	72	11	rate	rate	NOUN
ajbmeb-2269	72	12	were	be	AUX
ajbmeb-2269	72	13	the	the	DET
ajbmeb-2269	72	14	study	study	NOUN
ajbmeb-2269	72	15	’s	’s	PART
ajbmeb-2269	72	16	independent	independent	ADJ
ajbmeb-2269	72	17	variables	variable	NOUN
ajbmeb-2269	72	18	while	while	SCONJ
ajbmeb-2269	72	19	gdp	gdp	NOUN
ajbmeb-2269	72	20	proxied	proxie	VERB
ajbmeb-2269	72	21	nigerian	nigerian	ADJ
ajbmeb-2269	72	22	economy	economy	NOUN
ajbmeb-2269	72	23	.	.	PUNCT
ajbmeb-2269	73	1	findings	finding	NOUN
ajbmeb-2269	73	2	revealed	reveal	VERB
ajbmeb-2269	73	3	bank	bank	NOUN
ajbmeb-2269	73	4	loan	loan	NOUN
ajbmeb-2269	73	5	to	to	ADP
ajbmeb-2269	73	6	private	private	ADJ
ajbmeb-2269	73	7	sector	sector	NOUN
ajbmeb-2269	73	8	positively	positively	ADV
ajbmeb-2269	73	9	influenced	influence	VERB
ajbmeb-2269	73	10	nigerian	nigerian	ADJ
ajbmeb-2269	73	11	economy	economy	NOUN
ajbmeb-2269	73	12	while	while	SCONJ
ajbmeb-2269	73	13	lending	lending	NOUN
ajbmeb-2269	73	14	rate	rate	NOUN
ajbmeb-2269	73	15	and	and	CCONJ
ajbmeb-2269	73	16	public	public	ADJ
ajbmeb-2269	73	17	sector	sector	NOUN
ajbmeb-2269	73	18	loan	loan	NOUN
ajbmeb-2269	73	19	showed	show	VERB
ajbmeb-2269	73	20	negative	negative	ADJ
ajbmeb-2269	73	21	influence	influence	NOUN
ajbmeb-2269	73	22	.	.	PUNCT
ajbmeb-2269	74	1	results	result	NOUN
ajbmeb-2269	74	2	further	far	ADV
ajbmeb-2269	74	3	revealed	reveal	VERB
ajbmeb-2269	74	4	presences	presence	NOUN
ajbmeb-2269	74	5	of	of	ADP
ajbmeb-2269	74	6	long	long	ADV
ajbmeb-2269	74	7	-	-	PUNCT
ajbmeb-2269	74	8	run	run	VERB
ajbmeb-2269	74	9	equilibrium	equilibrium	NOUN
ajbmeb-2269	74	10	relationship	relationship	NOUN
ajbmeb-2269	74	11	between	between	ADP
ajbmeb-2269	74	12	bank	bank	NOUN
ajbmeb-2269	74	13	credit	credit	NOUN
ajbmeb-2269	74	14	and	and	CCONJ
ajbmeb-2269	74	15	nigerian	nigerian	ADJ
ajbmeb-2269	74	16	economy	economy	NOUN
ajbmeb-2269	74	17	.	.	PUNCT
ajbmeb-2269	75	1	between	between	ADP
ajbmeb-2269	75	2	1986	1986	NUM
ajbmeb-2269	75	3	and	and	CCONJ
ajbmeb-2269	75	4	2015	2015	NUM
ajbmeb-2269	75	5	,	,	PUNCT
ajbmeb-2269	75	6	stephen	stephen	NOUN
ajbmeb-2269	75	7	and	and	CCONJ
ajbmeb-2269	75	8	rodiat	rodiat	NOUN
ajbmeb-2269	75	9	(	(	PUNCT
ajbmeb-2269	75	10	2019	2019	NUM
ajbmeb-2269	75	11	)	)	PUNCT
ajbmeb-2269	75	12	investigated	investigate	VERB
ajbmeb-2269	75	13	sectoral	sectoral	ADJ
ajbmeb-2269	75	14	bank	bank	NOUN
ajbmeb-2269	75	15	credit	credit	NOUN
ajbmeb-2269	75	16	allocation	allocation	NOUN
ajbmeb-2269	75	17	and	and	CCONJ
ajbmeb-2269	75	18	growth	growth	NOUN
ajbmeb-2269	75	19	of	of	ADP
ajbmeb-2269	75	20	nigerian	nigerian	ADJ
ajbmeb-2269	75	21	economy	economy	NOUN
ajbmeb-2269	75	22	using	use	VERB
ajbmeb-2269	75	23	cointegration	cointegration	NOUN
ajbmeb-2269	75	24	,	,	PUNCT
ajbmeb-2269	75	25	vecm	vecm	NOUN
ajbmeb-2269	75	26	and	and	CCONJ
ajbmeb-2269	75	27	fmols	fmol	VERB
ajbmeb-2269	75	28	analytical	analytical	ADJ
ajbmeb-2269	75	29	techniques	technique	NOUN
ajbmeb-2269	75	30	.	.	PUNCT
ajbmeb-2269	76	1	production	production	NOUN
ajbmeb-2269	76	2	sector	sector	NOUN
ajbmeb-2269	76	3	,	,	PUNCT
ajbmeb-2269	76	4	services	service	NOUN
ajbmeb-2269	76	5	sector	sector	NOUN
ajbmeb-2269	76	6	,	,	PUNCT
ajbmeb-2269	76	7	general	general	ADJ
ajbmeb-2269	76	8	commerce	commerce	PROPN
ajbmeb-2269	76	9	and	and	CCONJ
ajbmeb-2269	76	10	other	other	ADJ
ajbmeb-2269	76	11	sectors	sector	NOUN
ajbmeb-2269	76	12	were	be	AUX
ajbmeb-2269	76	13	the	the	DET
ajbmeb-2269	76	14	considered	consider	VERB
ajbmeb-2269	76	15	sector	sector	NOUN
ajbmeb-2269	76	16	by	by	ADP
ajbmeb-2269	76	17	the	the	DET
ajbmeb-2269	76	18	study	study	NOUN
ajbmeb-2269	76	19	while	while	SCONJ
ajbmeb-2269	76	20	gdp	gdp	NOUN
ajbmeb-2269	76	21	proxied	proxie	VERB
ajbmeb-2269	76	22	economic	economic	ADJ
ajbmeb-2269	76	23	growth	growth	NOUN
ajbmeb-2269	76	24	.	.	PUNCT
ajbmeb-2269	77	1	findings	finding	NOUN
ajbmeb-2269	77	2	showed	show	VERB
ajbmeb-2269	77	3	presences	presence	NOUN
ajbmeb-2269	77	4	of	of	ADP
ajbmeb-2269	77	5	long	long	ADJ
ajbmeb-2269	77	6	-	-	PUNCT
ajbmeb-2269	77	7	run	run	NOUN
ajbmeb-2269	77	8	association	association	NOUN
ajbmeb-2269	77	9	among	among	ADP
ajbmeb-2269	77	10	studied	study	VERB
ajbmeb-2269	77	11	variables	variable	NOUN
ajbmeb-2269	77	12	and	and	CCONJ
ajbmeb-2269	77	13	that	that	SCONJ
ajbmeb-2269	77	14	credit	credit	NOUN
ajbmeb-2269	77	15	given	give	VERB
ajbmeb-2269	77	16	to	to	ADP
ajbmeb-2269	77	17	production	production	NOUN
ajbmeb-2269	77	18	sector	sector	NOUN
ajbmeb-2269	77	19	were	be	AUX
ajbmeb-2269	77	20	positively	positively	ADV
ajbmeb-2269	77	21	significant	significant	ADJ
ajbmeb-2269	77	22	with	with	ADP
ajbmeb-2269	77	23	economic	economic	ADJ
ajbmeb-2269	77	24	growth	growth	NOUN
ajbmeb-2269	77	25	while	while	SCONJ
ajbmeb-2269	77	26	general	general	ADJ
ajbmeb-2269	77	27	commerce	commerce	PROPN
ajbmeb-2269	77	28	,	,	PUNCT
ajbmeb-2269	77	29	services	service	NOUN
ajbmeb-2269	77	30	and	and	CCONJ
ajbmeb-2269	77	31	others	other	NOUN
ajbmeb-2269	77	32	negatively	negatively	ADV
ajbmeb-2269	77	33	influenced	influence	VERB
ajbmeb-2269	77	34	growth	growth	NOUN
ajbmeb-2269	77	35	.	.	PUNCT
ajbmeb-2269	78	1	nwanji	nwanji	PRON
ajbmeb-2269	78	2	and	and	CCONJ
ajbmeb-2269	78	3	okoli	okoli	NOUN
ajbmeb-2269	78	4	(	(	PUNCT
ajbmeb-2269	78	5	2018	2018	NUM
ajbmeb-2269	78	6	)	)	PUNCT
ajbmeb-2269	78	7	examined	examine	VERB
ajbmeb-2269	78	8	link	link	NOUN
ajbmeb-2269	78	9	between	between	ADP
ajbmeb-2269	78	10	dmbs	dmb	NOUN
ajbmeb-2269	78	11	sectoral	sectoral	ADJ
ajbmeb-2269	78	12	credit	credit	NOUN
ajbmeb-2269	78	13	allocation	allocation	NOUN
ajbmeb-2269	78	14	and	and	CCONJ
ajbmeb-2269	78	15	nigeria	nigeria	PROPN
ajbmeb-2269	78	16	’s	’s	PART
ajbmeb-2269	78	17	economic	economic	ADJ
ajbmeb-2269	78	18	growth	growth	NOUN
ajbmeb-2269	78	19	from	from	ADP
ajbmeb-2269	78	20	1980	1980	NUM
ajbmeb-2269	78	21	to	to	ADP
ajbmeb-2269	78	22	2014	2014	NUM
ajbmeb-2269	78	23	using	use	VERB
ajbmeb-2269	78	24	vecm	vecm	NOUN
ajbmeb-2269	78	25	and	and	CCONJ
ajbmeb-2269	78	26	causality	causality	NOUN
ajbmeb-2269	78	27	test	test	NOUN
ajbmeb-2269	78	28	estimation	estimation	NOUN
ajbmeb-2269	78	29	method	method	NOUN
ajbmeb-2269	78	30	and	and	CCONJ
ajbmeb-2269	78	31	reported	report	VERB
ajbmeb-2269	78	32	sectoral	sectoral	ADJ
ajbmeb-2269	78	33	credit	credit	NOUN
ajbmeb-2269	78	34	to	to	ADP
ajbmeb-2269	78	35	production	production	NOUN
ajbmeb-2269	78	36	to	to	ADP
ajbmeb-2269	78	37	positive	positive	ADJ
ajbmeb-2269	78	38	significant	significant	ADJ
ajbmeb-2269	78	39	influence	influence	NOUN
ajbmeb-2269	78	40	on	on	ADP
ajbmeb-2269	78	41	nigeria	nigeria	PROPN
ajbmeb-2269	78	42	’s	’s	PART
ajbmeb-2269	78	43	economic	economic	ADJ
ajbmeb-2269	78	44	growth	growth	NOUN
ajbmeb-2269	78	45	and	and	CCONJ
ajbmeb-2269	78	46	other	other	ADJ
ajbmeb-2269	78	47	variables	variable	NOUN
ajbmeb-2269	78	48	to	to	PART
ajbmeb-2269	78	49	negatively	negatively	ADV
ajbmeb-2269	78	50	correlate	correlate	VERB
ajbmeb-2269	78	51	with	with	ADP
ajbmeb-2269	78	52	growth	growth	NOUN
ajbmeb-2269	78	53	while	while	SCONJ
ajbmeb-2269	78	54	no	no	DET
ajbmeb-2269	78	55	causality	causality	NOUN
ajbmeb-2269	78	56	was	be	AUX
ajbmeb-2269	78	57	recorded	record	VERB
ajbmeb-2269	78	58	between	between	ADP
ajbmeb-2269	78	59	sectoral	sectoral	ADJ
ajbmeb-2269	78	60	credit	credit	NOUN
ajbmeb-2269	78	61	allocation	allocation	NOUN
ajbmeb-2269	78	62	and	and	CCONJ
ajbmeb-2269	78	63	economic	economic	ADJ
ajbmeb-2269	78	64	growth	growth	NOUN
ajbmeb-2269	78	65	in	in	ADP
ajbmeb-2269	78	66	nigeria	nigeria	PROPN
ajbmeb-2269	78	67	.	.	PUNCT
ajbmeb-2269	79	1	from	from	ADP
ajbmeb-2269	79	2	1994	1994	NUM
ajbmeb-2269	79	3	to	to	ADP
ajbmeb-2269	79	4	2015	2015	NUM
ajbmeb-2269	79	5	,	,	PUNCT
ajbmeb-2269	79	6	paul	paul	PROPN
ajbmeb-2269	79	7	(	(	PUNCT
ajbmeb-2269	79	8	2017	2017	NUM
ajbmeb-2269	79	9	)	)	PUNCT
ajbmeb-2269	79	10	assessed	assess	VERB
ajbmeb-2269	79	11	link	link	NOUN
ajbmeb-2269	79	12	between	between	ADP
ajbmeb-2269	79	13	sectoral	sectoral	ADJ
ajbmeb-2269	79	14	allocation	allocation	NOUN
ajbmeb-2269	79	15	of	of	ADP
ajbmeb-2269	79	16	bank	bank	NOUN
ajbmeb-2269	79	17	credit	credit	NOUN
ajbmeb-2269	79	18	by	by	ADP
ajbmeb-2269	79	19	commercial	commercial	ADJ
ajbmeb-2269	79	20	banks	bank	NOUN
ajbmeb-2269	79	21	and	and	CCONJ
ajbmeb-2269	79	22	economic	economic	ADJ
ajbmeb-2269	79	23	growth	growth	NOUN
ajbmeb-2269	79	24	in	in	ADP
ajbmeb-2269	79	25	nigeria	nigeria	PROPN
ajbmeb-2269	79	26	using	use	VERB
ajbmeb-2269	79	27	vecm	vecm	NOUN
ajbmeb-2269	79	28	,	,	PUNCT
ajbmeb-2269	79	29	cointegration	cointegration	NOUN
ajbmeb-2269	79	30	and	and	CCONJ
ajbmeb-2269	79	31	causality	causality	NOUN
ajbmeb-2269	79	32	tests	test	NOUN
ajbmeb-2269	79	33	as	as	ADP
ajbmeb-2269	79	34	estimation	estimation	NOUN
ajbmeb-2269	79	35	techniques	technique	NOUN
ajbmeb-2269	79	36	.	.	PUNCT
ajbmeb-2269	80	1	results	result	NOUN
ajbmeb-2269	80	2	revealed	reveal	VERB
ajbmeb-2269	80	3	presence	presence	NOUN
ajbmeb-2269	80	4	of	of	ADP
ajbmeb-2269	80	5	cointegration	cointegration	NOUN
ajbmeb-2269	80	6	equation	equation	NOUN
ajbmeb-2269	80	7	implying	imply	VERB
ajbmeb-2269	80	8	presence	presence	NOUN
ajbmeb-2269	80	9	of	of	ADP
ajbmeb-2269	80	10	long	long	ADJ
ajbmeb-2269	80	11	-	-	PUNCT
ajbmeb-2269	80	12	run	run	NOUN
ajbmeb-2269	80	13	association	association	NOUN
ajbmeb-2269	80	14	among	among	ADP
ajbmeb-2269	80	15	variables	variable	NOUN
ajbmeb-2269	80	16	.	.	PUNCT
ajbmeb-2269	81	1	further	further	ADJ
ajbmeb-2269	81	2	findings	finding	NOUN
ajbmeb-2269	81	3	showed	show	VERB
ajbmeb-2269	81	4	that	that	SCONJ
ajbmeb-2269	81	5	growth	growth	NOUN
ajbmeb-2269	81	6	of	of	ADP
ajbmeb-2269	81	7	nigerian	nigerian	ADJ
ajbmeb-2269	81	8	economy	economy	NOUN
ajbmeb-2269	81	9	is	be	AUX
ajbmeb-2269	81	10	a	a	DET
ajbmeb-2269	81	11	significant	significant	ADJ
ajbmeb-2269	81	12	positive	positive	ADJ
ajbmeb-2269	81	13	function	function	NOUN
ajbmeb-2269	81	14	of	of	ADP
ajbmeb-2269	81	15	commercial	commercial	ADJ
ajbmeb-2269	81	16	bank	bank	NOUN
ajbmeb-2269	81	17	credit	credit	NOUN
ajbmeb-2269	81	18	to	to	ADP
ajbmeb-2269	81	19	manufacturing	manufacturing	NOUN
ajbmeb-2269	81	20	,	,	PUNCT
ajbmeb-2269	81	21	general	general	ADJ
ajbmeb-2269	81	22	serves	serve	VERB
ajbmeb-2269	81	23	and	and	CCONJ
ajbmeb-2269	81	24	agricultural	agricultural	ADJ
ajbmeb-2269	81	25	sectors	sector	NOUN
ajbmeb-2269	81	26	in	in	ADP
ajbmeb-2269	81	27	nigeria	nigeria	PROPN
ajbmeb-2269	81	28	while	while	SCONJ
ajbmeb-2269	81	29	causality	causality	NOUN
ajbmeb-2269	81	30	test	test	NOUN
ajbmeb-2269	81	31	revealed	reveal	VERB
ajbmeb-2269	81	32	bidirectional	bidirectional	ADJ
ajbmeb-2269	81	33	causality	causality	NOUN
ajbmeb-2269	81	34	between	between	ADP
ajbmeb-2269	81	35	agricultural	agricultural	ADJ
ajbmeb-2269	81	36	sector	sector	NOUN
ajbmeb-2269	81	37	and	and	CCONJ
ajbmeb-2269	81	38	economic	economic	ADJ
ajbmeb-2269	81	39	growth	growth	NOUN
ajbmeb-2269	81	40	and	and	CCONJ
ajbmeb-2269	81	41	a	a	DET
ajbmeb-2269	81	42	unidirectional	unidirectional	ADJ
ajbmeb-2269	81	43	causality	causality	NOUN
ajbmeb-2269	81	44	between	between	ADP
ajbmeb-2269	81	45	manufacturing	manufacturing	NOUN
ajbmeb-2269	81	46	sector	sector	NOUN
ajbmeb-2269	81	47	credit	credit	NOUN
ajbmeb-2269	81	48	and	and	CCONJ
ajbmeb-2269	81	49	economic	economic	ADJ
ajbmeb-2269	81	50	growth	growth	NOUN
ajbmeb-2269	81	51	.	.	PUNCT
ajbmeb-2269	82	1	american	american	ADJ
ajbmeb-2269	82	2	journal	journal	PROPN
ajbmeb-2269	82	3	of	of	ADP
ajbmeb-2269	82	4	business	business	NOUN
ajbmeb-2269	82	5	management	management	NOUN
ajbmeb-2269	82	6	,	,	PUNCT
ajbmeb-2269	82	7	economics	economic	NOUN
ajbmeb-2269	82	8	and	and	CCONJ
ajbmeb-2269	82	9	banking	banking	NOUN
ajbmeb-2269	82	10	volume	volume	NOUN
ajbmeb-2269	82	11	26	26	NUM
ajbmeb-2269	82	12	july	july	PROPN
ajbmeb-2269	82	13	2024	2024	NUM
ajbmeb-2269	82	14	p	p	NOUN
ajbmeb-2269	82	15	a	a	PRON
ajbmeb-2269	82	16	g	g	NOUN
ajbmeb-2269	82	17	e	e	NOUN
ajbmeb-2269	82	18	|	|	ADV
ajbmeb-2269	82	19	6	6	NUM
ajbmeb-2269	82	20	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2269	82	21	abubakar	abubakar	PROPN
ajbmeb-2269	82	22	and	and	CCONJ
ajbmeb-2269	82	23	kassim	kassim	PROPN
ajbmeb-2269	82	24	(	(	PUNCT
ajbmeb-2269	82	25	2016	2016	NUM
ajbmeb-2269	82	26	)	)	PUNCT
ajbmeb-2269	82	27	examined	examine	VERB
ajbmeb-2269	82	28	influence	influence	NOUN
ajbmeb-2269	82	29	of	of	ADP
ajbmeb-2269	82	30	sectoral	sectoral	ADJ
ajbmeb-2269	82	31	bank	bank	NOUN
ajbmeb-2269	82	32	loan	loan	NOUN
ajbmeb-2269	82	33	in	in	ADP
ajbmeb-2269	82	34	malaysia	malaysia	NOUN
ajbmeb-2269	82	35	using	use	VERB
ajbmeb-2269	82	36	quarterly	quarterly	ADJ
ajbmeb-2269	82	37	data	datum	NOUN
ajbmeb-2269	82	38	between	between	ADP
ajbmeb-2269	82	39	1997	1997	NUM
ajbmeb-2269	82	40	and	and	CCONJ
ajbmeb-2269	82	41	2014	2014	NUM
ajbmeb-2269	82	42	.	.	PUNCT
ajbmeb-2269	83	1	ardl	ardl	NOUN
ajbmeb-2269	83	2	and	and	CCONJ
ajbmeb-2269	83	3	ecm	ecm	PROPN
ajbmeb-2269	83	4	estimation	estimation	NOUN
ajbmeb-2269	83	5	technique	technique	NOUN
ajbmeb-2269	83	6	was	be	AUX
ajbmeb-2269	83	7	employed	employ	VERB
ajbmeb-2269	83	8	and	and	CCONJ
ajbmeb-2269	83	9	the	the	DET
ajbmeb-2269	83	10	study	study	NOUN
ajbmeb-2269	83	11	reported	report	VERB
ajbmeb-2269	83	12	bank	bank	NOUN
ajbmeb-2269	83	13	loan	loan	NOUN
ajbmeb-2269	83	14	to	to	PART
ajbmeb-2269	83	15	have	have	VERB
ajbmeb-2269	83	16	uneven	uneven	ADJ
ajbmeb-2269	83	17	effect	effect	NOUN
ajbmeb-2269	83	18	on	on	ADP
ajbmeb-2269	83	19	economic	economic	ADJ
ajbmeb-2269	83	20	growth	growth	NOUN
ajbmeb-2269	83	21	of	of	ADP
ajbmeb-2269	83	22	malaysia	malaysia	PROPN
ajbmeb-2269	83	23	in	in	ADP
ajbmeb-2269	83	24	the	the	DET
ajbmeb-2269	83	25	short	short	NOUN
ajbmeb-2269	83	26	-	-	PUNCT
ajbmeb-2269	83	27	run	run	NOUN
ajbmeb-2269	83	28	for	for	ADP
ajbmeb-2269	83	29	manufacturing	manufacturing	NOUN
ajbmeb-2269	83	30	and	and	CCONJ
ajbmeb-2269	83	31	quarrying	quarry	VERB
ajbmeb-2269	83	32	and	and	CCONJ
ajbmeb-2269	83	33	mining	mining	NOUN
ajbmeb-2269	83	34	sectors	sector	NOUN
ajbmeb-2269	83	35	while	while	SCONJ
ajbmeb-2269	83	36	no	no	DET
ajbmeb-2269	83	37	effect	effect	NOUN
ajbmeb-2269	83	38	was	be	AUX
ajbmeb-2269	83	39	recorded	record	VERB
ajbmeb-2269	83	40	in	in	ADP
ajbmeb-2269	83	41	the	the	DET
ajbmeb-2269	83	42	agricultural	agricultural	ADJ
ajbmeb-2269	83	43	sector	sector	NOUN
ajbmeb-2269	83	44	and	and	CCONJ
ajbmeb-2269	83	45	a	a	DET
ajbmeb-2269	83	46	higher	high	ADJ
ajbmeb-2269	83	47	effect	effect	NOUN
ajbmeb-2269	83	48	of	of	ADP
ajbmeb-2269	83	49	bank	bank	NOUN
ajbmeb-2269	83	50	loan	loan	NOUN
ajbmeb-2269	83	51	was	be	AUX
ajbmeb-2269	83	52	observed	observe	VERB
ajbmeb-2269	83	53	in	in	ADP
ajbmeb-2269	83	54	the	the	DET
ajbmeb-2269	83	55	construction	construction	NOUN
ajbmeb-2269	83	56	and	and	CCONJ
ajbmeb-2269	83	57	services	service	NOUN
ajbmeb-2269	83	58	sector	sector	NOUN
ajbmeb-2269	83	59	in	in	ADP
ajbmeb-2269	83	60	the	the	DET
ajbmeb-2269	83	61	long	long	ADV
ajbmeb-2269	83	62	-	-	PUNCT
ajbmeb-2269	83	63	run	run	NOUN
ajbmeb-2269	83	64	compared	compare	VERB
ajbmeb-2269	83	65	to	to	ADP
ajbmeb-2269	83	66	short	short	ADJ
ajbmeb-2269	83	67	-	-	PUNCT
ajbmeb-2269	83	68	run	run	NOUN
ajbmeb-2269	83	69	the	the	DET
ajbmeb-2269	83	70	study	study	NOUN
ajbmeb-2269	83	71	stated	state	VERB
ajbmeb-2269	83	72	.	.	PUNCT
ajbmeb-2269	84	1	duican	duican	PROPN
ajbmeb-2269	84	2	ana	ana	PROPN
ajbmeb-2269	84	3	pop	pop	PROPN
ajbmeb-2269	84	4	(	(	PUNCT
ajbmeb-2269	84	5	2015	2015	NUM
ajbmeb-2269	84	6	investigated	investigate	VERB
ajbmeb-2269	84	7	influence	influence	NOUN
ajbmeb-2269	84	8	of	of	ADP
ajbmeb-2269	84	9	credit	credit	NOUN
ajbmeb-2269	84	10	activities	activity	NOUN
ajbmeb-2269	84	11	on	on	ADP
ajbmeb-2269	84	12	economic	economic	ADJ
ajbmeb-2269	84	13	growth	growth	NOUN
ajbmeb-2269	84	14	of	of	ADP
ajbmeb-2269	84	15	romania	romania	PROPN
ajbmeb-2269	84	16	from	from	ADP
ajbmeb-2269	84	17	2005	2005	NUM
ajbmeb-2269	84	18	to	to	ADP
ajbmeb-2269	84	19	2014	2014	NUM
ajbmeb-2269	84	20	using	use	VERB
ajbmeb-2269	84	21	the	the	DET
ajbmeb-2269	84	22	panel	panel	NOUN
ajbmeb-2269	84	23	egls	egls	ADV
ajbmeb-2269	84	24	cross	cross	ADJ
ajbmeb-2269	84	25	-	-	ADJ
ajbmeb-2269	84	26	sectional	sectional	ADJ
ajbmeb-2269	84	27	random	random	ADJ
ajbmeb-2269	84	28	effect	effect	NOUN
ajbmeb-2269	84	29	with	with	ADP
ajbmeb-2269	84	30	gdp	gdp	NOUN
ajbmeb-2269	84	31	as	as	ADP
ajbmeb-2269	84	32	dependent	dependent	ADJ
ajbmeb-2269	84	33	variable	variable	NOUN
ajbmeb-2269	84	34	while	while	SCONJ
ajbmeb-2269	84	35	bank	bank	NOUN
ajbmeb-2269	84	36	credit	credit	NOUN
ajbmeb-2269	84	37	as	as	ADP
ajbmeb-2269	84	38	independent	independent	ADJ
ajbmeb-2269	84	39	variable	variable	NOUN
ajbmeb-2269	84	40	.	.	PUNCT
ajbmeb-2269	85	1	findings	finding	NOUN
ajbmeb-2269	85	2	revealed	reveal	VERB
ajbmeb-2269	85	3	significant	significant	ADJ
ajbmeb-2269	85	4	influence	influence	NOUN
ajbmeb-2269	85	5	of	of	ADP
ajbmeb-2269	85	6	bank	bank	NOUN
ajbmeb-2269	85	7	credit	credit	NOUN
ajbmeb-2269	85	8	on	on	ADP
ajbmeb-2269	85	9	romania	romania	PROPN
ajbmeb-2269	85	10	’s	’s	PART
ajbmeb-2269	85	11	gdp	gdp	NOUN
ajbmeb-2269	85	12	evolution	evolution	NOUN
ajbmeb-2269	85	13	.	.	PUNCT
ajbmeb-2269	86	1	fapetu	fapetu	PROPN
ajbmeb-2269	86	2	and	and	CCONJ
ajbmeb-2269	86	3	obadele	obadele	PROPN
ajbmeb-2269	86	4	(	(	PUNCT
ajbmeb-2269	86	5	2015	2015	NUM
ajbmeb-2269	86	6	)	)	PUNCT
ajbmeb-2269	86	7	examined	examine	VERB
ajbmeb-2269	86	8	sectoral	sectoral	ADJ
ajbmeb-2269	86	9	allocation	allocation	NOUN
ajbmeb-2269	86	10	of	of	ADP
ajbmeb-2269	86	11	bank	bank	NOUN
ajbmeb-2269	86	12	credit	credit	NOUN
ajbmeb-2269	86	13	and	and	CCONJ
ajbmeb-2269	86	14	economic	economic	ADJ
ajbmeb-2269	86	15	growth	growth	NOUN
ajbmeb-2269	86	16	in	in	ADP
ajbmeb-2269	86	17	nigeria	nigeria	PROPN
ajbmeb-2269	86	18	for	for	ADP
ajbmeb-2269	86	19	52years	52years	NUM
ajbmeb-2269	86	20	period	period	NOUN
ajbmeb-2269	86	21	with	with	ADP
ajbmeb-2269	86	22	emphasis	emphasis	NOUN
ajbmeb-2269	86	23	on	on	ADP
ajbmeb-2269	86	24	three	three	NUM
ajbmeb-2269	86	25	eras	era	NOUN
ajbmeb-2269	86	26	namely	namely	ADV
ajbmeb-2269	86	27	inclusive	inclusive	ADJ
ajbmeb-2269	86	28	regulation	regulation	NOUN
ajbmeb-2269	86	29	(	(	PUNCT
ajbmeb-2269	86	30	1960	1960	NUM
ajbmeb-2269	86	31	-	-	SYM
ajbmeb-2269	86	32	1985	1985	NUM
ajbmeb-2269	86	33	)	)	PUNCT
ajbmeb-2269	86	34	,	,	PUNCT
ajbmeb-2269	86	35	deregulation	deregulation	NOUN
ajbmeb-2269	86	36	era	era	NOUN
ajbmeb-2269	86	37	(	(	PUNCT
ajbmeb-2269	86	38	1986	1986	NUM
ajbmeb-2269	86	39	-	-	SYM
ajbmeb-2269	86	40	1995	1995	NUM
ajbmeb-2269	86	41	)	)	PUNCT
ajbmeb-2269	86	42	and	and	CCONJ
ajbmeb-2269	86	43	guided	guide	VERB
ajbmeb-2269	86	44	regulation	regulation	NOUN
ajbmeb-2269	86	45	(	(	PUNCT
ajbmeb-2269	86	46	1986	1986	NUM
ajbmeb-2269	86	47	-	-	SYM
ajbmeb-2269	86	48	2010	2010	NUM
ajbmeb-2269	86	49	)	)	PUNCT
ajbmeb-2269	86	50	.	.	PUNCT
ajbmeb-2269	87	1	production	production	NOUN
ajbmeb-2269	87	2	sector	sector	NOUN
ajbmeb-2269	87	3	,	,	PUNCT
ajbmeb-2269	87	4	general	general	ADJ
ajbmeb-2269	87	5	commerce	commerce	PROPN
ajbmeb-2269	87	6	,	,	PUNCT
ajbmeb-2269	87	7	services	service	NOUN
ajbmeb-2269	87	8	and	and	CCONJ
ajbmeb-2269	87	9	others	other	NOUN
ajbmeb-2269	87	10	were	be	AUX
ajbmeb-2269	87	11	the	the	DET
ajbmeb-2269	87	12	sector	sector	NOUN
ajbmeb-2269	87	13	considered	consider	VERB
ajbmeb-2269	87	14	while	while	SCONJ
ajbmeb-2269	87	15	real	real	ADJ
ajbmeb-2269	87	16	gdp	gdp	NOUN
ajbmeb-2269	87	17	proxied	proxie	VERB
ajbmeb-2269	87	18	economic	economic	ADJ
ajbmeb-2269	87	19	growth	growth	NOUN
ajbmeb-2269	87	20	and	and	CCONJ
ajbmeb-2269	87	21	ols	ol	NOUN
ajbmeb-2269	87	22	employed	employ	VERB
ajbmeb-2269	87	23	as	as	ADP
ajbmeb-2269	87	24	estimation	estimation	NOUN
ajbmeb-2269	87	25	technique	technique	NOUN
ajbmeb-2269	87	26	.	.	PUNCT
ajbmeb-2269	88	1	the	the	DET
ajbmeb-2269	88	2	study	study	NOUN
ajbmeb-2269	88	3	reported	report	VERB
ajbmeb-2269	88	4	bank	bank	NOUN
ajbmeb-2269	88	5	credit	credit	NOUN
ajbmeb-2269	88	6	to	to	ADP
ajbmeb-2269	88	7	government	government	NOUN
ajbmeb-2269	88	8	and	and	CCONJ
ajbmeb-2269	88	9	professionals	professional	NOUN
ajbmeb-2269	88	10	to	to	PART
ajbmeb-2269	88	11	be	be	AUX
ajbmeb-2269	88	12	positive	positive	ADJ
ajbmeb-2269	88	13	and	and	CCONJ
ajbmeb-2269	88	14	significantly	significantly	ADV
ajbmeb-2269	88	15	relate	relate	VERB
ajbmeb-2269	88	16	with	with	ADP
ajbmeb-2269	88	17	economic	economic	ADJ
ajbmeb-2269	88	18	growth	growth	NOUN
ajbmeb-2269	88	19	in	in	ADP
ajbmeb-2269	88	20	the	the	DET
ajbmeb-2269	88	21	deregulation	deregulation	NOUN
ajbmeb-2269	88	22	era	era	NOUN
ajbmeb-2269	88	23	as	as	ADP
ajbmeb-2269	88	24	well	well	ADV
ajbmeb-2269	88	25	bank	bank	NOUN
ajbmeb-2269	88	26	loan	loan	NOUN
ajbmeb-2269	88	27	to	to	ADP
ajbmeb-2269	88	28	production	production	NOUN
ajbmeb-2269	88	29	and	and	CCONJ
ajbmeb-2269	88	30	other	other	ADJ
ajbmeb-2269	88	31	sectors	sector	NOUN
ajbmeb-2269	88	32	in	in	ADP
ajbmeb-2269	88	33	the	the	DET
ajbmeb-2269	88	34	guided	guide	VERB
ajbmeb-2269	88	35	deregulation	deregulation	NOUN
ajbmeb-2269	88	36	era	era	NOUN
ajbmeb-2269	88	37	and	and	CCONJ
ajbmeb-2269	88	38	no	no	DET
ajbmeb-2269	88	39	influence	influence	NOUN
ajbmeb-2269	88	40	in	in	ADP
ajbmeb-2269	88	41	the	the	DET
ajbmeb-2269	88	42	era	era	NOUN
ajbmeb-2269	88	43	of	of	ADP
ajbmeb-2269	88	44	deregulation	deregulation	NOUN
ajbmeb-2269	88	45	.	.	PUNCT
ajbmeb-2269	89	1	using	use	VERB
ajbmeb-2269	89	2	quarterly	quarterly	ADJ
ajbmeb-2269	89	3	data	datum	NOUN
ajbmeb-2269	89	4	from	from	ADP
ajbmeb-2269	89	5	2000	2000	NUM
ajbmeb-2269	89	6	to	to	ADP
ajbmeb-2269	89	7	2014	2014	NUM
ajbmeb-2269	89	8	,	,	PUNCT
ajbmeb-2269	89	9	olowofeso	olowofeso	PROPN
ajbmeb-2269	89	10	el	el	PROPN
ajbmeb-2269	89	11	ta	ta	PROPN
ajbmeb-2269	89	12	(	(	PUNCT
ajbmeb-2269	89	13	2015	2015	NUM
ajbmeb-2269	89	14	)	)	PUNCT
ajbmeb-2269	89	15	investigated	investigate	VERB
ajbmeb-2269	89	16	influence	influence	NOUN
ajbmeb-2269	89	17	of	of	ADP
ajbmeb-2269	89	18	private	private	ADJ
ajbmeb-2269	89	19	sector	sector	NOUN
ajbmeb-2269	89	20	bank	bank	NOUN
ajbmeb-2269	89	21	loan	loan	NOUN
ajbmeb-2269	89	22	on	on	ADP
ajbmeb-2269	89	23	economic	economic	ADJ
ajbmeb-2269	89	24	growth	growth	NOUN
ajbmeb-2269	89	25	of	of	ADP
ajbmeb-2269	89	26	nigeria	nigeria	PROPN
ajbmeb-2269	89	27	using	use	VERB
ajbmeb-2269	89	28	the	the	DET
ajbmeb-2269	89	29	fmols	fmol	NOUN
ajbmeb-2269	89	30	as	as	ADP
ajbmeb-2269	89	31	estimation	estimation	NOUN
ajbmeb-2269	89	32	technique	technique	NOUN
ajbmeb-2269	89	33	.	.	PUNCT
ajbmeb-2269	90	1	private	private	ADJ
ajbmeb-2269	90	2	sector	sector	NOUN
ajbmeb-2269	90	3	bank	bank	NOUN
ajbmeb-2269	90	4	credit	credit	NOUN
ajbmeb-2269	90	5	,	,	PUNCT
ajbmeb-2269	90	6	capital	capital	NOUN
ajbmeb-2269	90	7	formation	formation	NOUN
ajbmeb-2269	90	8	grossed	gross	VERB
ajbmeb-2269	90	9	,	,	PUNCT
ajbmeb-2269	90	10	exchange	exchange	NOUN
ajbmeb-2269	90	11	rate	rate	NOUN
ajbmeb-2269	90	12	,	,	PUNCT
ajbmeb-2269	90	13	government	government	NOUN
ajbmeb-2269	90	14	expenditure	expenditure	NOUN
ajbmeb-2269	90	15	total	total	NOUN
ajbmeb-2269	90	16	and	and	CCONJ
ajbmeb-2269	90	17	lending	lending	NOUN
ajbmeb-2269	90	18	rate	rate	NOUN
ajbmeb-2269	90	19	prime	prime	NOUN
ajbmeb-2269	90	20	were	be	AUX
ajbmeb-2269	90	21	the	the	DET
ajbmeb-2269	90	22	study	study	NOUN
ajbmeb-2269	90	23	’s	’s	PART
ajbmeb-2269	90	24	explanatory	explanatory	ADJ
ajbmeb-2269	90	25	variables	variable	NOUN
ajbmeb-2269	90	26	while	while	SCONJ
ajbmeb-2269	90	27	real	real	ADJ
ajbmeb-2269	90	28	gdp	gdp	NOUN
ajbmeb-2269	90	29	was	be	AUX
ajbmeb-2269	90	30	the	the	DET
ajbmeb-2269	90	31	explained	explain	VERB
ajbmeb-2269	90	32	variable	variable	NOUN
ajbmeb-2269	90	33	.	.	PUNCT
ajbmeb-2269	91	1	findings	finding	NOUN
ajbmeb-2269	91	2	revealed	reveal	VERB
ajbmeb-2269	91	3	significant	significant	ADJ
ajbmeb-2269	91	4	positive	positive	ADJ
ajbmeb-2269	91	5	influence	influence	NOUN
ajbmeb-2269	91	6	of	of	ADP
ajbmeb-2269	91	7	private	private	ADJ
ajbmeb-2269	91	8	sector	sector	NOUN
ajbmeb-2269	91	9	bank	bank	NOUN
ajbmeb-2269	91	10	loan	loan	NOUN
ajbmeb-2269	91	11	on	on	ADP
ajbmeb-2269	91	12	economic	economic	ADJ
ajbmeb-2269	91	13	growth	growth	NOUN
ajbmeb-2269	91	14	and	and	CCONJ
ajbmeb-2269	91	15	also	also	ADV
ajbmeb-2269	91	16	presence	presence	NOUN
ajbmeb-2269	91	17	of	of	ADP
ajbmeb-2269	91	18	long	long	ADV
ajbmeb-2269	91	19	-	-	PUNCT
ajbmeb-2269	91	20	run	run	VERB
ajbmeb-2269	91	21	equilibrium	equilibrium	NOUN
ajbmeb-2269	91	22	relationship	relationship	NOUN
ajbmeb-2269	91	23	.	.	PUNCT
ajbmeb-2269	92	1	the	the	DET
ajbmeb-2269	92	2	study	study	NOUN
ajbmeb-2269	92	3	reported	report	VERB
ajbmeb-2269	92	4	further	far	ADV
ajbmeb-2269	92	5	that	that	SCONJ
ajbmeb-2269	92	6	increased	increase	VERB
ajbmeb-2269	92	7	lending	lending	NOUN
ajbmeb-2269	92	8	rate	rate	NOUN
ajbmeb-2269	92	9	represses	repress	VERB
ajbmeb-2269	92	10	growth	growth	NOUN
ajbmeb-2269	92	11	.	.	PUNCT
ajbmeb-2269	93	1	from	from	ADP
ajbmeb-2269	93	2	1981	1981	NUM
ajbmeb-2269	93	3	to	to	ADP
ajbmeb-2269	93	4	2011	2011	NUM
ajbmeb-2269	93	5	,	,	PUNCT
ajbmeb-2269	93	6	onuorah	onuorah	PROPN
ajbmeb-2269	93	7	(	(	PUNCT
ajbmeb-2269	93	8	2013	2013	NUM
ajbmeb-2269	93	9	)	)	PUNCT
ajbmeb-2269	93	10	examined	examine	VERB
ajbmeb-2269	93	11	the	the	DET
ajbmeb-2269	93	12	link	link	NOUN
ajbmeb-2269	93	13	among	among	ADP
ajbmeb-2269	93	14	bank	bank	NOUN
ajbmeb-2269	93	15	credit	credit	NOUN
ajbmeb-2269	93	16	and	and	CCONJ
ajbmeb-2269	93	17	economic	economic	ADJ
ajbmeb-2269	93	18	growth	growth	NOUN
ajbmeb-2269	93	19	in	in	ADP
ajbmeb-2269	93	20	nigeria	nigeria	PROPN
ajbmeb-2269	93	21	using	use	VERB
ajbmeb-2269	93	22	cointegration	cointegration	NOUN
ajbmeb-2269	93	23	,	,	PUNCT
ajbmeb-2269	93	24	var	var	NOUN
ajbmeb-2269	93	25	and	and	CCONJ
ajbmeb-2269	93	26	causality	causality	NOUN
ajbmeb-2269	93	27	test	test	NOUN
ajbmeb-2269	93	28	as	as	ADP
ajbmeb-2269	93	29	estimation	estimation	NOUN
ajbmeb-2269	93	30	techniques	technique	NOUN
ajbmeb-2269	93	31	.	.	PUNCT
ajbmeb-2269	94	1	credit	credit	NOUN
ajbmeb-2269	94	2	to	to	ADP
ajbmeb-2269	94	3	production	production	NOUN
ajbmeb-2269	94	4	sector	sector	NOUN
ajbmeb-2269	94	5	,	,	PUNCT
ajbmeb-2269	94	6	credit	credit	NOUN
ajbmeb-2269	94	7	to	to	ADP
ajbmeb-2269	94	8	general	general	PROPN
ajbmeb-2269	94	9	commerce	commerce	PROPN
ajbmeb-2269	94	10	,	,	PUNCT
ajbmeb-2269	94	11	credit	credit	NOUN
ajbmeb-2269	94	12	to	to	ADP
ajbmeb-2269	94	13	services	service	NOUN
ajbmeb-2269	94	14	sector	sector	NOUN
ajbmeb-2269	94	15	and	and	CCONJ
ajbmeb-2269	94	16	others	other	NOUN
ajbmeb-2269	94	17	were	be	AUX
ajbmeb-2269	94	18	the	the	DET
ajbmeb-2269	94	19	study	study	NOUN
ajbmeb-2269	94	20	’s	’s	PART
ajbmeb-2269	94	21	independent	independent	ADJ
ajbmeb-2269	94	22	variables	variable	NOUN
ajbmeb-2269	94	23	while	while	SCONJ
ajbmeb-2269	94	24	dependent	dependent	ADJ
ajbmeb-2269	94	25	variables	variable	NOUN
ajbmeb-2269	94	26	was	be	AUX
ajbmeb-2269	94	27	gdp	gdp	PROPN
ajbmeb-2269	94	28	.	.	PUNCT
ajbmeb-2269	95	1	findings	finding	NOUN
ajbmeb-2269	95	2	reveals	reveal	VERB
ajbmeb-2269	95	3	presence	presence	NOUN
ajbmeb-2269	95	4	of	of	ADP
ajbmeb-2269	95	5	long	long	ADJ
ajbmeb-2269	95	6	-	-	PUNCT
ajbmeb-2269	95	7	run	run	NOUN
ajbmeb-2269	95	8	relationship	relationship	NOUN
ajbmeb-2269	95	9	among	among	ADP
ajbmeb-2269	95	10	variables	variable	NOUN
ajbmeb-2269	95	11	studied	study	VERB
ajbmeb-2269	95	12	and	and	CCONJ
ajbmeb-2269	95	13	that	that	SCONJ
ajbmeb-2269	95	14	causality	causality	NOUN
ajbmeb-2269	95	15	flowed	flow	VERB
ajbmeb-2269	95	16	from	from	ADP
ajbmeb-2269	95	17	gdp	gdp	NOUN
ajbmeb-2269	95	18	to	to	ADP
ajbmeb-2269	95	19	all	all	DET
ajbmeb-2269	95	20	the	the	DET
ajbmeb-2269	95	21	independent	independent	ADJ
ajbmeb-2269	95	22	variables	variable	NOUN
ajbmeb-2269	95	23	signifying	signify	VERB
ajbmeb-2269	95	24	a	a	DET
ajbmeb-2269	95	25	unidirectional	unidirectional	ADJ
ajbmeb-2269	95	26	causality	causality	NOUN
ajbmeb-2269	95	27	and	and	CCONJ
ajbmeb-2269	95	28	as	as	ADV
ajbmeb-2269	95	29	well	well	ADV
ajbmeb-2269	95	30	presences	presence	NOUN
ajbmeb-2269	95	31	of	of	ADP
ajbmeb-2269	95	32	short	short	ADJ
ajbmeb-2269	95	33	-	-	PUNCT
ajbmeb-2269	95	34	run	run	NOUN
ajbmeb-2269	95	35	relationship	relationship	NOUN
ajbmeb-2269	95	36	among	among	ADP
ajbmeb-2269	95	37	the	the	DET
ajbmeb-2269	95	38	variables	variable	NOUN
ajbmeb-2269	95	39	.	.	PUNCT
ajbmeb-2269	96	1	3.0	3.0	NUM
ajbmeb-2269	96	2	materials	material	NOUN
ajbmeb-2269	96	3	and	and	CCONJ
ajbmeb-2269	96	4	methods	method	NOUN
ajbmeb-2269	96	5	3	3	NUM
ajbmeb-2269	96	6	.	.	NOUN
ajbmeb-2269	96	7	1	1	NUM
ajbmeb-2269	96	8	research	research	NOUN
ajbmeb-2269	96	9	design	design	VERB
ajbmeb-2269	96	10	the	the	DET
ajbmeb-2269	96	11	expo	expo	ADJ
ajbmeb-2269	96	12	-	-	PUNCT
ajbmeb-2269	96	13	facto	facto	X
ajbmeb-2269	96	14	research	research	NOUN
ajbmeb-2269	96	15	design	design	NOUN
ajbmeb-2269	96	16	was	be	AUX
ajbmeb-2269	96	17	adopted	adopt	VERB
ajbmeb-2269	96	18	because	because	SCONJ
ajbmeb-2269	96	19	the	the	DET
ajbmeb-2269	96	20	study	study	NOUN
ajbmeb-2269	96	21	was	be	AUX
ajbmeb-2269	96	22	based	base	VERB
ajbmeb-2269	96	23	historical	historical	ADJ
ajbmeb-2269	96	24	data	datum	NOUN
ajbmeb-2269	96	25	published	publish	VERB
ajbmeb-2269	96	26	by	by	ADP
ajbmeb-2269	96	27	the	the	DET
ajbmeb-2269	96	28	central	central	ADJ
ajbmeb-2269	96	29	bank	bank	PROPN
ajbmeb-2269	96	30	of	of	ADP
ajbmeb-2269	96	31	nigerian	nigerian	PROPN
ajbmeb-2269	96	32	(	(	PUNCT
ajbmeb-2269	96	33	cbn	cbn	PROPN
ajbmeb-2269	96	34	)	)	PUNCT
ajbmeb-2269	96	35	statistical	statistical	ADJ
ajbmeb-2269	96	36	bulleting	bulleting	NOUN
ajbmeb-2269	96	37	for	for	ADP
ajbmeb-2269	96	38	the	the	DET
ajbmeb-2269	96	39	variables	variable	NOUN
ajbmeb-2269	96	40	under	under	ADP
ajbmeb-2269	96	41	study	study	NOUN
ajbmeb-2269	96	42	covering	cover	VERB
ajbmeb-2269	96	43	1986	1986	NUM
ajbmeb-2269	96	44	to	to	ADP
ajbmeb-2269	96	45	2021	2021	NUM
ajbmeb-2269	96	46	.	.	PUNCT
ajbmeb-2269	97	1	american	american	ADJ
ajbmeb-2269	97	2	journal	journal	PROPN
ajbmeb-2269	97	3	of	of	ADP
ajbmeb-2269	97	4	business	business	NOUN
ajbmeb-2269	97	5	management	management	NOUN
ajbmeb-2269	97	6	,	,	PUNCT
ajbmeb-2269	97	7	economics	economic	NOUN
ajbmeb-2269	97	8	and	and	CCONJ
ajbmeb-2269	97	9	banking	banking	NOUN
ajbmeb-2269	97	10	volume	volume	NOUN
ajbmeb-2269	97	11	26	26	NUM
ajbmeb-2269	97	12	july	july	PROPN
ajbmeb-2269	97	13	2024	2024	NUM
ajbmeb-2269	97	14	p	p	NOUN
ajbmeb-2269	97	15	a	a	PRON
ajbmeb-2269	97	16	g	g	NOUN
ajbmeb-2269	97	17	e	e	NOUN
ajbmeb-2269	97	18	|	|	ADV
ajbmeb-2269	97	19	7	7	NUM
ajbmeb-2269	97	20	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2269	97	21	3.2	3.2	NUM
ajbmeb-2269	97	22	data	datum	NOUN
ajbmeb-2269	97	23	and	and	CCONJ
ajbmeb-2269	97	24	variable	variable	ADJ
ajbmeb-2269	97	25	description	description	NOUN
ajbmeb-2269	97	26	table	table	NOUN
ajbmeb-2269	97	27	3.1	3.1	NUM
ajbmeb-2269	97	28	data	datum	NOUN
ajbmeb-2269	97	29	on	on	ADP
ajbmeb-2269	97	30	per	per	ADP
ajbmeb-2269	97	31	capital	capital	NOUN
ajbmeb-2269	97	32	income	income	NOUN
ajbmeb-2269	97	33	(	(	PUNCT
ajbmeb-2269	97	34	pci	pci	PROPN
ajbmeb-2269	97	35	)	)	PUNCT
ajbmeb-2269	97	36	,	,	PUNCT
ajbmeb-2269	97	37	sectoral	sectoral	ADJ
ajbmeb-2269	97	38	credit	credit	NOUN
ajbmeb-2269	97	39	to	to	ADP
ajbmeb-2269	97	40	agricultural	agricultural	ADJ
ajbmeb-2269	97	41	sector	sector	NOUN
ajbmeb-2269	97	42	(	(	PUNCT
ajbmeb-2269	97	43	scas	sca	NOUN
ajbmeb-2269	97	44	)	)	PUNCT
ajbmeb-2269	97	45	,	,	PUNCT
ajbmeb-2269	97	46	sectoral	sectoral	ADJ
ajbmeb-2269	97	47	credit	credit	NOUN
ajbmeb-2269	97	48	to	to	ADP
ajbmeb-2269	97	49	manufacturing	manufacturing	NOUN
ajbmeb-2269	97	50	sector	sector	NOUN
ajbmeb-2269	97	51	(	(	PUNCT
ajbmeb-2269	97	52	scms	scms	PROPN
ajbmeb-2269	97	53	)	)	PUNCT
ajbmeb-2269	97	54	,	,	PUNCT
ajbmeb-2269	97	55	sectoral	sectoral	ADJ
ajbmeb-2269	97	56	credit	credit	NOUN
ajbmeb-2269	97	57	to	to	ADP
ajbmeb-2269	97	58	mining	mining	NOUN
ajbmeb-2269	97	59	and	and	CCONJ
ajbmeb-2269	97	60	quarrying	quarry	VERB
ajbmeb-2269	97	61	(	(	PUNCT
ajbmeb-2269	97	62	scmq	scmq	VERB
ajbmeb-2269	97	63	)	)	PUNCT
ajbmeb-2269	97	64	and	and	CCONJ
ajbmeb-2269	97	65	sectoral	sectoral	ADJ
ajbmeb-2269	97	66	credit	credit	NOUN
ajbmeb-2269	97	67	to	to	PART
ajbmeb-2269	97	68	trade	trade	NOUN
ajbmeb-2269	97	69	and	and	CCONJ
ajbmeb-2269	97	70	general	general	ADJ
ajbmeb-2269	97	71	commerce	commerce	PROPN
ajbmeb-2269	97	72	(	(	PUNCT
ajbmeb-2269	97	73	sctg	sctg	PROPN
ajbmeb-2269	97	74	)	)	PUNCT
ajbmeb-2269	97	75	in	in	ADP
ajbmeb-2269	97	76	billion	billion	NUM
ajbmeb-2269	97	77	from	from	ADP
ajbmeb-2269	97	78	1986	1986	NUM
ajbmeb-2269	97	79	to	to	ADP
ajbmeb-2269	97	80	2021	2021	NUM
ajbmeb-2269	97	81	.	.	PUNCT
ajbmeb-2269	98	1	year	year	NOUN
ajbmeb-2269	98	2	pci	pci	PROPN
ajbmeb-2269	98	3	scas	scas	PROPN
ajbmeb-2269	98	4	scms	scms	PROPN
ajbmeb-2269	98	5	scmq	scmq	VERB
ajbmeb-2269	98	6	sctg	sctg	PROPN
ajbmeb-2269	98	7	1986	1986	NUM
ajbmeb-2269	98	8	2250	2250	NUM
ajbmeb-2269	98	9	1.83	1.83	NUM
ajbmeb-2269	98	10	4.48	4.48	NUM
ajbmeb-2269	98	11	0.21	0.21	NUM
ajbmeb-2269	98	12	1.48	1.48	NUM
ajbmeb-2269	98	13	1987	1987	NUM
ajbmeb-2269	98	14	2652.6	2652.6	NUM
ajbmeb-2269	98	15	2.43	2.43	NUM
ajbmeb-2269	98	16	4.96	4.96	NUM
ajbmeb-2269	98	17	0.25	0.25	NUM
ajbmeb-2269	98	18	1.83	1.83	NUM
ajbmeb-2269	98	19	1988	1988	NUM
ajbmeb-2269	98	20	3455.6	3455.6	NUM
ajbmeb-2269	98	21	3.07	3.07	NUM
ajbmeb-2269	98	22	6.08	6.08	NUM
ajbmeb-2269	98	23	0.23	0.23	NUM
ajbmeb-2269	98	24	1.73	1.73	NUM
ajbmeb-2269	98	25	1989	1989	NUM
ajbmeb-2269	98	26	429.1	429.1	NUM
ajbmeb-2269	98	27	3.47	3.47	NUM
ajbmeb-2269	98	28	6.67	6.67	NUM
ajbmeb-2269	98	29	0.27	0.27	NUM
ajbmeb-2269	98	30	1.82	1.82	NUM
ajbmeb-2269	98	31	1990	1990	NUM
ajbmeb-2269	98	32	4917.54	4917.54	NUM
ajbmeb-2269	98	33	4.22	4.22	NUM
ajbmeb-2269	98	34	7.88	7.88	NUM
ajbmeb-2269	98	35	0.36	0.36	NUM
ajbmeb-2269	98	36	2.05	2.05	NUM
ajbmeb-2269	98	37	1991	1991	NUM
ajbmeb-2269	98	38	5739.4	5739.4	NUM
ajbmeb-2269	98	39	5.01	5.01	NUM
ajbmeb-2269	98	40	10.91	10.91	NUM
ajbmeb-2269	98	41	0.54	0.54	NUM
ajbmeb-2269	98	42	2.75	2.75	NUM
ajbmeb-2269	98	43	1992	1992	NUM
ajbmeb-2269	98	44	8487.44	8487.44	NUM
ajbmeb-2269	98	45	6.98	6.98	NUM
ajbmeb-2269	98	46	15.4	15.4	NUM
ajbmeb-2269	98	47	0.76	0.76	NUM
ajbmeb-2269	98	48	3.04	3.04	NUM
ajbmeb-2269	98	49	1993	1993	NUM
ajbmeb-2269	98	50	11206.21	11206.21	NUM
ajbmeb-2269	98	51	10.75	10.75	NUM
ajbmeb-2269	98	52	23.11	23.11	NUM
ajbmeb-2269	98	53	1.42	1.42	NUM
ajbmeb-2269	98	54	3.62	3.62	NUM
ajbmeb-2269	98	55	1994	1994	NUM
ajbmeb-2269	98	56	15630.23	15630.23	NUM
ajbmeb-2269	98	57	17.76	17.76	NUM
ajbmeb-2269	98	58	34.82	34.82	NUM
ajbmeb-2269	98	59	4.22	4.22	NUM
ajbmeb-2269	98	60	1995	1995	NUM
ajbmeb-2269	98	61	27272.25	27272.25	NUM
ajbmeb-2269	98	62	25.28	25.28	NUM
ajbmeb-2269	98	63	58.09	58.09	NUM
ajbmeb-2269	98	64	12.07	12.07	NUM
ajbmeb-2269	98	65	4.53	4.53	NUM
ajbmeb-2269	98	66	1996	1996	NUM
ajbmeb-2269	98	67	35308.93	35308.93	NUM
ajbmeb-2269	98	68	33.26	33.26	NUM
ajbmeb-2269	98	69	72.24	72.24	NUM
ajbmeb-2269	98	70	15.05	15.05	NUM
ajbmeb-2269	98	71	4.98	4.98	NUM
ajbmeb-2269	98	72	1997	1997	NUM
ajbmeb-2269	98	73	37346.68	37346.68	NUM
ajbmeb-2269	98	74	27.94	27.94	NUM
ajbmeb-2269	98	75	82.82	82.82	NUM
ajbmeb-2269	98	76	20.61	20.61	NUM
ajbmeb-2269	98	77	6.66	6.66	NUM
ajbmeb-2269	98	78	1998	1998	NUM
ajbmeb-2269	98	79	39171.57	39171.57	NUM
ajbmeb-2269	98	80	27.18	27.18	NUM
ajbmeb-2269	98	81	96.73	96.73	NUM
ajbmeb-2269	98	82	22.85	22.85	NUM
ajbmeb-2269	98	83	13.49	13.49	NUM
ajbmeb-2269	98	84	1999	1999	NUM
ajbmeb-2269	98	85	44827.17	44827.17	PROPN
ajbmeb-2269	98	86	31.05	31.05	NUM
ajbmeb-2269	98	87	115.76	115.76	NUM
ajbmeb-2269	98	88	24.68	24.68	NUM
ajbmeb-2269	98	89	7.61	7.61	NUM
ajbmeb-2269	98	90	2000	2000	NUM
ajbmeb-2269	98	91	52643.98	52643.98	NUM
ajbmeb-2269	98	92	41.03	41.03	NUM
ajbmeb-2269	98	93	141.29	141.29	NUM
ajbmeb-2269	98	94	32.29	32.29	NUM
ajbmeb-2269	98	95	19.44	19.44	NUM
ajbmeb-2269	98	96	2001	2001	NUM
ajbmeb-2269	98	97	62036.26	62036.26	NUM
ajbmeb-2269	98	98	55.85	55.85	NUM
ajbmeb-2269	98	99	206.89	206.89	NUM
ajbmeb-2269	98	100	70.48	70.48	NUM
ajbmeb-2269	98	101	33	33	NUM
ajbmeb-2269	98	102	2002	2002	NUM
ajbmeb-2269	98	103	83721.29	83721.29	NUM
ajbmeb-2269	98	104	59.85	59.85	NUM
ajbmeb-2269	98	105	233.47	233.47	NUM
ajbmeb-2269	98	106	70.17	70.17	NUM
ajbmeb-2269	98	107	16.37	16.37	NUM
ajbmeb-2269	98	108	2003	2003	NUM
ajbmeb-2269	98	109	95277.54	95277.54	NUM
ajbmeb-2269	98	110	62.1	62.1	NUM
ajbmeb-2269	98	111	294.31	294.31	NUM
ajbmeb-2269	98	112	95.98	95.98	NUM
ajbmeb-2269	98	113	29.77	29.77	NUM
ajbmeb-2269	98	114	2004	2004	NUM
ajbmeb-2269	98	115	124253.7	124253.7	NUM
ajbmeb-2269	98	116	67.74	67.74	NUM
ajbmeb-2269	98	117	332.11	332.11	NUM
ajbmeb-2269	98	118	131.06	131.06	NUM
ajbmeb-2269	98	119	18.77	18.77	NUM
ajbmeb-2269	98	120	2005	2005	NUM
ajbmeb-2269	98	121	153869.7	153869.7	NUM
ajbmeb-2269	98	122	48.56	48.56	NUM
ajbmeb-2269	98	123	352.04	352.04	NUM
ajbmeb-2269	98	124	172.53	172.53	NUM
ajbmeb-2269	98	125	25.31	25.31	NUM
ajbmeb-2269	98	126	2006	2006	NUM
ajbmeb-2269	98	127	208911.4	208911.4	NUM
ajbmeb-2269	98	128	49.39	49.39	NUM
ajbmeb-2269	99	1	445.79	445.79	NUM
ajbmeb-2269	99	2	251.48	251.48	NUM
ajbmeb-2269	99	3	34.53	34.53	NUM
ajbmeb-2269	99	4	2007	2007	NUM
ajbmeb-2269	99	5	226768.7	226768.7	NUM
ajbmeb-2269	99	6	149.58	149.58	NUM
ajbmeb-2269	99	7	487.58	487.58	NUM
ajbmeb-2269	99	8	490.71	490.71	NUM
ajbmeb-2269	99	9	26.71	26.71	NUM
ajbmeb-2269	99	10	2008	2008	NUM
ajbmeb-2269	99	11	253928.2	253928.2	NUM
ajbmeb-2269	99	12	106.35	106.35	NUM
ajbmeb-2269	99	13	932.8	932.8	NUM
ajbmeb-2269	99	14	846.94	846.94	NUM
ajbmeb-2269	99	15	34.47	34.47	NUM
ajbmeb-2269	99	16	2009	2009	NUM
ajbmeb-2269	99	17	267572	267572	NUM
ajbmeb-2269	99	18	135.7	135.7	NUM
ajbmeb-2269	99	19	993.46	993.46	NUM
ajbmeb-2269	99	20	1,190.73	1,190.73	NUM
ajbmeb-2269	99	21	31.35	31.35	NUM
ajbmeb-2269	99	22	2010	2010	NUM
ajbmeb-2269	99	23	326045.8	326045.8	NUM
ajbmeb-2269	99	24	128.41	128.41	NUM
ajbmeb-2269	99	25	987.64	987.64	NUM
ajbmeb-2269	99	26	1,178.10	1,178.10	NUM
ajbmeb-2269	99	27	26.43	26.43	NUM
ajbmeb-2269	99	28	2011	2011	NUM
ajbmeb-2269	99	29	366260.4	366260.4	NUM
ajbmeb-2269	99	30	255.21	255.21	NUM
ajbmeb-2269	99	31	1,053.21	1,053.21	NUM
ajbmeb-2269	99	32	1,295.30	1,295.30	NUM
ajbmeb-2269	99	33	52.69	52.69	NUM
ajbmeb-2269	99	34	2012	2012	NUM
ajbmeb-2269	99	35	411849.3	411849.3	NUM
ajbmeb-2269	99	36	316.36	316.36	NUM
ajbmeb-2269	99	37	1,068.34	1,068.34	NUM
ajbmeb-2269	99	38	1,771.50	1,771.50	NUM
ajbmeb-2269	99	39	66.55	66.55	NUM
ajbmeb-2269	99	40	2013	2013	NUM
ajbmeb-2269	99	41	448257.1	448257.1	NUM
ajbmeb-2269	99	42	343.7	343.7	NUM
ajbmeb-2269	99	43	1,179.69	1,179.69	NUM
ajbmeb-2269	99	44	2,155.86	2,155.86	NUM
ajbmeb-2269	99	45	220.07	220.07	NUM
ajbmeb-2269	99	46	2014	2014	NUM
ajbmeb-2269	99	47	493915.5	493915.5	NUM
ajbmeb-2269	99	48	478.91	478.91	NUM
ajbmeb-2269	99	49	1,647.45	1,647.45	NUM
ajbmeb-2269	99	50	18.22	18.22	NUM
ajbmeb-2269	99	51	1,045.19	1,045.19	NUM
ajbmeb-2269	99	52	2015	2015	NUM
ajbmeb-2269	99	53	511620.4	511620.4	NUM
ajbmeb-2269	99	54	449.31	449.31	NUM
ajbmeb-2269	99	55	1,736.19	1,736.19	NUM
ajbmeb-2269	99	56	11.71	11.71	NUM
ajbmeb-2269	99	57	985.69	985.69	NUM
ajbmeb-2269	99	58	2016	2016	NUM
ajbmeb-2269	99	59	539740.6	539740.6	NUM
ajbmeb-2269	99	60	525.95	525.95	NUM
ajbmeb-2269	99	61	2,215.74	2,215.74	NUM
ajbmeb-2269	99	62	21.28	21.28	NUM
ajbmeb-2269	99	63	984.9	984.9	NUM
ajbmeb-2269	99	64	2017	2017	NUM
ajbmeb-2269	99	65	583554.3	583554.3	NUM
ajbmeb-2269	99	66	528.24	528.24	NUM
ajbmeb-2269	99	67	2,171.37	2,171.37	NUM
ajbmeb-2269	99	68	25.25	25.25	NUM
ajbmeb-2269	99	69	1,023.78	1,023.78	NUM
ajbmeb-2269	99	70	2018	2018	NUM
ajbmeb-2269	99	71	628756	628756	NUM
ajbmeb-2269	99	72	610.15	610.15	NUM
ajbmeb-2269	99	73	2,230.15	2,230.15	NUM
ajbmeb-2269	99	74	20.69	20.69	NUM
ajbmeb-2269	99	75	1,076.72	1,076.72	NUM
ajbmeb-2269	99	76	2019	2019	NUM
ajbmeb-2269	99	77	565917.65	565917.65	NUM
ajbmeb-2269	99	78	772.38	772.38	NUM
ajbmeb-2269	99	79	2,622.54	2,622.54	NUM
ajbmeb-2269	99	80	11.31	11.31	NUM
ajbmeb-2269	99	81	1,247.37	1,247.37	NUM
ajbmeb-2269	99	82	2020	2020	NUM
ajbmeb-2269	99	83	579492.08	579492.08	NUM
ajbmeb-2269	99	84	1,049.68	1,049.68	NUM
ajbmeb-2269	99	85	3,191.37	3,191.37	NUM
ajbmeb-2269	99	86	11.88	11.88	NUM
ajbmeb-2269	99	87	1,343.59	1,343.59	NUM
ajbmeb-2269	99	88	2021	2021	NUM
ajbmeb-2269	99	89	589430	589430	NUM
ajbmeb-2269	99	90	1,457.82	1,457.82	NUM
ajbmeb-2269	99	91	4,089.29	4,089.29	NUM
ajbmeb-2269	99	92	23.64	23.64	NUM
ajbmeb-2269	99	93	1,708.38	1,708.38	NUM
ajbmeb-2269	99	94	source	source	NOUN
ajbmeb-2269	99	95	:	:	PUNCT
ajbmeb-2269	99	96	cbn	cbn	PROPN
ajbmeb-2269	99	97	statistical	statistical	ADJ
ajbmeb-2269	99	98	bulletin	bulletin	NOUN
ajbmeb-2269	99	99	and	and	CCONJ
ajbmeb-2269	99	100	world	world	NOUN
ajbmeb-2269	99	101	bank	bank	PROPN
ajbmeb-2269	99	102	database	database	PROPN
ajbmeb-2269	99	103	american	american	PROPN
ajbmeb-2269	99	104	journal	journal	PROPN
ajbmeb-2269	99	105	of	of	ADP
ajbmeb-2269	99	106	business	business	NOUN
ajbmeb-2269	99	107	management	management	NOUN
ajbmeb-2269	99	108	,	,	PUNCT
ajbmeb-2269	99	109	economics	economic	NOUN
ajbmeb-2269	99	110	and	and	CCONJ
ajbmeb-2269	99	111	banking	banking	NOUN
ajbmeb-2269	99	112	volume	volume	NOUN
ajbmeb-2269	99	113	26	26	NUM
ajbmeb-2269	99	114	july	july	PROPN
ajbmeb-2269	99	115	2024	2024	NUM
ajbmeb-2269	99	116	p	p	NOUN
ajbmeb-2269	99	117	a	a	DET
ajbmeb-2269	99	118	g	g	NOUN
ajbmeb-2269	99	119	e	e	NOUN
ajbmeb-2269	99	120	|	|	ADV
ajbmeb-2269	99	121	8	8	NUM
ajbmeb-2269	99	122	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2269	99	123	3.3	3.3	NUM
ajbmeb-2269	99	124	model	model	NOUN
ajbmeb-2269	99	125	specification	specification	NOUN
ajbmeb-2269	99	126	with	with	ADP
ajbmeb-2269	99	127	minor	minor	ADJ
ajbmeb-2269	99	128	modifications	modification	NOUN
ajbmeb-2269	99	129	,	,	PUNCT
ajbmeb-2269	99	130	the	the	DET
ajbmeb-2269	99	131	model	model	NOUN
ajbmeb-2269	99	132	specification	specification	NOUN
ajbmeb-2269	99	133	utilized	utilize	VERB
ajbmeb-2269	99	134	in	in	ADP
ajbmeb-2269	99	135	this	this	DET
ajbmeb-2269	99	136	investigation	investigation	NOUN
ajbmeb-2269	99	137	is	be	AUX
ajbmeb-2269	99	138	derived	derive	VERB
ajbmeb-2269	99	139	from	from	ADP
ajbmeb-2269	99	140	the	the	DET
ajbmeb-2269	99	141	research	research	NOUN
ajbmeb-2269	99	142	conducted	conduct	VERB
ajbmeb-2269	99	143	by	by	ADP
ajbmeb-2269	99	144	olowofeso	olowofeso	PROPN
ajbmeb-2269	99	145	el	el	PROPN
ajbmeb-2269	99	146	ta	ta	PROPN
ajbmeb-2269	99	147	(	(	PUNCT
ajbmeb-2269	99	148	2015	2015	NUM
ajbmeb-2269	99	149	)	)	PUNCT
ajbmeb-2269	99	150	,	,	PUNCT
ajbmeb-2269	99	151	we	we	PRON
ajbmeb-2269	99	152	state	state	VERB
ajbmeb-2269	99	153	our	our	PRON
ajbmeb-2269	99	154	model	model	NOUN
ajbmeb-2269	99	155	as	as	SCONJ
ajbmeb-2269	99	156	follows	follow	VERB
ajbmeb-2269	99	157	;	;	PUNCT
ajbmeb-2269	99	158	economic	economic	ADJ
ajbmeb-2269	99	159	development	development	NOUN
ajbmeb-2269	99	160	=	=	SYM
ajbmeb-2269	99	161	f	f	PROPN
ajbmeb-2269	99	162	(	(	PUNCT
ajbmeb-2269	99	163	sectoral	sectoral	ADJ
ajbmeb-2269	99	164	bank	bank	NOUN
ajbmeb-2269	99	165	credit	credit	NOUN
ajbmeb-2269	99	166	)	)	PUNCT
ajbmeb-2269	99	167	3.1	3.1	NUM
ajbmeb-2269	99	168	bringing	bring	VERB
ajbmeb-2269	99	169	the	the	DET
ajbmeb-2269	99	170	various	various	ADJ
ajbmeb-2269	99	171	sector	sector	NOUN
ajbmeb-2269	99	172	and	and	CCONJ
ajbmeb-2269	99	173	as	as	ADV
ajbmeb-2269	99	174	well	well	ADV
ajbmeb-2269	99	175	our	our	PRON
ajbmeb-2269	99	176	proxy	proxy	NOUN
ajbmeb-2269	99	177	for	for	ADP
ajbmeb-2269	99	178	economic	economic	ADJ
ajbmeb-2269	99	179	development	development	NOUN
ajbmeb-2269	99	180	,	,	PUNCT
ajbmeb-2269	99	181	we	we	PRON
ajbmeb-2269	99	182	have	have	VERB
ajbmeb-2269	99	183	;	;	PUNCT
ajbmeb-2269	99	184	pci	pci	PROPN
ajbmeb-2269	99	185	=	=	SYM
ajbmeb-2269	99	186	f	f	PROPN
ajbmeb-2269	99	187	(	(	PUNCT
ajbmeb-2269	99	188	scas	scas	PROPN
ajbmeb-2269	99	189	,	,	PUNCT
ajbmeb-2269	99	190	scms	scms	PROPN
ajbmeb-2269	99	191	,	,	PUNCT
ajbmeb-2269	99	192	scmq	scmq	VERB
ajbmeb-2269	99	193	,	,	PUNCT
ajbmeb-2269	99	194	sctg	sctg	NOUN
ajbmeb-2269	99	195	)	)	PUNCT
ajbmeb-2269	99	196	3.2	3.2	NUM
ajbmeb-2269	99	197	for	for	ADP
ajbmeb-2269	99	198	estimation	estimation	NOUN
ajbmeb-2269	99	199	purpose	purpose	NOUN
ajbmeb-2269	99	200	,	,	PUNCT
ajbmeb-2269	99	201	the	the	DET
ajbmeb-2269	99	202	model	model	NOUN
ajbmeb-2269	99	203	is	be	AUX
ajbmeb-2269	99	204	rewritten	rewrite	VERB
ajbmeb-2269	99	205	as	as	ADP
ajbmeb-2269	99	206	;	;	PUNCT
ajbmeb-2269	99	207	pcit	pcit	ADJ
ajbmeb-2269	99	208	=	=	PUNCT
ajbmeb-2269	99	209	ẟ0	ẟ0	PROPN
ajbmeb-2269	99	210	+	+	CCONJ
ajbmeb-2269	99	211	ẟ1scast	ẟ1scast	ADJ
ajbmeb-2269	99	212	+	+	CCONJ
ajbmeb-2269	99	213	ẟ2scmst	ẟ2scmst	PROPN
ajbmeb-2269	99	214	+	+	CCONJ
ajbmeb-2269	99	215	ẟ3scbmqt	ẟ3scbmqt	PROPN
ajbmeb-2269	99	216	+	+	X
ajbmeb-2269	99	217	ẟ4scbtgt	ẟ4scbtgt	NOUN
ajbmeb-2269	99	218	+	+	CCONJ
ajbmeb-2269	99	219	ϵt	ϵt	ADP
ajbmeb-2269	99	220	3.4	3.4	NUM
ajbmeb-2269	99	221	where	where	SCONJ
ajbmeb-2269	99	222	,	,	PUNCT
ajbmeb-2269	99	223	pci	pci	ADJ
ajbmeb-2269	99	224	=	=	SYM
ajbmeb-2269	99	225	per	per	ADP
ajbmeb-2269	99	226	capita	capita	X
ajbmeb-2269	99	227	income	income	NOUN
ajbmeb-2269	99	228	scms	scms	NOUN
ajbmeb-2269	99	229	=	=	PROPN
ajbmeb-2269	99	230	sectoral	sectoral	ADJ
ajbmeb-2269	99	231	credit	credit	NOUN
ajbmeb-2269	99	232	to	to	ADP
ajbmeb-2269	99	233	manufacturing	manufacture	VERB
ajbmeb-2269	99	234	sector	sector	NOUN
ajbmeb-2269	99	235	scas	sca	NOUN
ajbmeb-2269	99	236	=	=	SYM
ajbmeb-2269	99	237	sectoral	sectoral	ADJ
ajbmeb-2269	99	238	credit	credit	NOUN
ajbmeb-2269	99	239	to	to	ADP
ajbmeb-2269	99	240	agricultural	agricultural	ADJ
ajbmeb-2269	99	241	sector	sector	NOUN
ajbmeb-2269	99	242	scmq	scmq	VERB
ajbmeb-2269	99	243	=	=	PUNCT
ajbmeb-2269	99	244	sectoral	sectoral	ADJ
ajbmeb-2269	99	245	credit	credit	NOUN
ajbmeb-2269	99	246	to	to	ADP
ajbmeb-2269	99	247	mining	mining	NOUN
ajbmeb-2269	99	248	and	and	CCONJ
ajbmeb-2269	99	249	quarrying	quarrying	ADJ
ajbmeb-2269	99	250	sector	sector	NOUN
ajbmeb-2269	99	251	sctg	sctg	NOUN
ajbmeb-2269	99	252	=	=	NOUN
ajbmeb-2269	99	253	sectoral	sectoral	ADJ
ajbmeb-2269	99	254	credit	credit	NOUN
ajbmeb-2269	99	255	to	to	PART
ajbmeb-2269	99	256	trade	trade	VERB
ajbmeb-2269	99	257	/	/	SYM
ajbmeb-2269	99	258	general	general	ADJ
ajbmeb-2269	99	259	commerce	commerce	NOUN
ajbmeb-2269	99	260	sector	sector	NOUN
ajbmeb-2269	99	261	ϵt	ϵt	NOUN
ajbmeb-2269	99	262	=	=	NOUN
ajbmeb-2269	99	263	error	error	NOUN
ajbmeb-2269	99	264	term	term	NOUN
ajbmeb-2269	99	265	of	of	ADP
ajbmeb-2269	99	266	the	the	DET
ajbmeb-2269	99	267	estimate	estimate	NOUN
ajbmeb-2269	99	268	3.4	3.4	NUM
ajbmeb-2269	99	269	methods	method	NOUN
ajbmeb-2269	99	270	of	of	ADP
ajbmeb-2269	99	271	data	datum	NOUN
ajbmeb-2269	99	272	analysis	analysis	NOUN
ajbmeb-2269	99	273	this	this	DET
ajbmeb-2269	99	274	study	study	NOUN
ajbmeb-2269	99	275	has	have	AUX
ajbmeb-2269	99	276	been	be	AUX
ajbmeb-2269	99	277	aimed	aim	VERB
ajbmeb-2269	99	278	at	at	ADP
ajbmeb-2269	99	279	investigated	investigate	VERB
ajbmeb-2269	99	280	correlation	correlation	NOUN
ajbmeb-2269	99	281	among	among	ADP
ajbmeb-2269	99	282	sectoral	sectoral	ADJ
ajbmeb-2269	99	283	bank	bank	NOUN
ajbmeb-2269	99	284	credit	credit	NOUN
ajbmeb-2269	99	285	and	and	CCONJ
ajbmeb-2269	99	286	economic	economic	ADJ
ajbmeb-2269	99	287	development	development	NOUN
ajbmeb-2269	99	288	of	of	ADP
ajbmeb-2269	99	289	nigeria	nigeria	PROPN
ajbmeb-2269	99	290	.	.	PUNCT
ajbmeb-2269	100	1	to	to	PART
ajbmeb-2269	100	2	ascertain	ascertain	VERB
ajbmeb-2269	100	3	that	that	SCONJ
ajbmeb-2269	100	4	,	,	PUNCT
ajbmeb-2269	100	5	the	the	DET
ajbmeb-2269	100	6	following	follow	VERB
ajbmeb-2269	100	7	statistical	statistical	ADJ
ajbmeb-2269	100	8	tools	tool	NOUN
ajbmeb-2269	100	9	with	with	ADP
ajbmeb-2269	100	10	the	the	DET
ajbmeb-2269	100	11	aid	aid	NOUN
ajbmeb-2269	100	12	of	of	ADP
ajbmeb-2269	100	13	econometric	econometric	ADJ
ajbmeb-2269	100	14	software	software	NOUN
ajbmeb-2269	100	15	(	(	PUNCT
ajbmeb-2269	100	16	eviews	eviews	PROPN
ajbmeb-2269	100	17	10	10	NUM
ajbmeb-2269	100	18	)	)	PUNCT
ajbmeb-2269	100	19	was	be	AUX
ajbmeb-2269	100	20	employed	employ	VERB
ajbmeb-2269	100	21	to	to	PART
ajbmeb-2269	100	22	support	support	VERB
ajbmeb-2269	100	23	our	our	PRON
ajbmeb-2269	100	24	analysis	analysis	NOUN
ajbmeb-2269	100	25	.	.	PUNCT
ajbmeb-2269	101	1	the	the	DET
ajbmeb-2269	101	2	augmented	augment	VERB
ajbmeb-2269	101	3	dickey	dickey	PROPN
ajbmeb-2269	101	4	fuller	full	ADJ
ajbmeb-2269	101	5	(	(	PUNCT
ajbmeb-2269	101	6	adf	adf	NOUN
ajbmeb-2269	101	7	)	)	PUNCT
ajbmeb-2269	101	8	unit	unit	NOUN
ajbmeb-2269	101	9	root	root	NOUN
ajbmeb-2269	101	10	is	be	AUX
ajbmeb-2269	101	11	used	use	VERB
ajbmeb-2269	101	12	to	to	PART
ajbmeb-2269	101	13	determine	determine	VERB
ajbmeb-2269	101	14	the	the	DET
ajbmeb-2269	101	15	stationarity	stationarity	NOUN
ajbmeb-2269	101	16	of	of	ADP
ajbmeb-2269	101	17	our	our	PRON
ajbmeb-2269	101	18	data	datum	NOUN
ajbmeb-2269	101	19	set	set	VERB
ajbmeb-2269	101	20	.	.	PUNCT
ajbmeb-2269	102	1	it	it	PRON
ajbmeb-2269	102	2	is	be	AUX
ajbmeb-2269	102	3	accepted	accept	VERB
ajbmeb-2269	102	4	that	that	SCONJ
ajbmeb-2269	102	5	the	the	DET
ajbmeb-2269	102	6	series	series	NOUN
ajbmeb-2269	102	7	is	be	AUX
ajbmeb-2269	102	8	stationary	stationary	ADJ
ajbmeb-2269	102	9	should	should	AUX
ajbmeb-2269	102	10	the	the	DET
ajbmeb-2269	102	11	adf	adf	PROPN
ajbmeb-2269	102	12	test	test	NOUN
ajbmeb-2269	102	13	statistics	statistic	NOUN
ajbmeb-2269	102	14	be	be	AUX
ajbmeb-2269	102	15	greater	great	ADJ
ajbmeb-2269	102	16	than	than	ADP
ajbmeb-2269	102	17	the	the	DET
ajbmeb-2269	102	18	given	give	VERB
ajbmeb-2269	102	19	critical	critical	ADJ
ajbmeb-2269	102	20	values	value	NOUN
ajbmeb-2269	102	21	at	at	ADP
ajbmeb-2269	102	22	1	1	NUM
ajbmeb-2269	102	23	%	%	NOUN
ajbmeb-2269	102	24	,	,	PUNCT
ajbmeb-2269	102	25	5	5	NUM
ajbmeb-2269	102	26	%	%	NOUN
ajbmeb-2269	102	27	and	and	CCONJ
ajbmeb-2269	102	28	10	10	NUM
ajbmeb-2269	102	29	%	%	NOUN
ajbmeb-2269	102	30	levels	level	NOUN
ajbmeb-2269	102	31	of	of	ADP
ajbmeb-2269	102	32	significance	significance	NOUN
ajbmeb-2269	102	33	respectively	respectively	ADV
ajbmeb-2269	102	34	and	and	CCONJ
ajbmeb-2269	102	35	the	the	DET
ajbmeb-2269	102	36	autoregressive	autoregressive	ADJ
ajbmeb-2269	102	37	distributive	distributive	ADJ
ajbmeb-2269	102	38	lag	lag	NOUN
ajbmeb-2269	102	39	(	(	PUNCT
ajbmeb-2269	102	40	ardl)and	ardl)and	VERB
ajbmeb-2269	102	41	its	its	PRON
ajbmeb-2269	102	42	associated	associated	ADJ
ajbmeb-2269	102	43	long	long	ADJ
ajbmeb-2269	102	44	run	run	NOUN
ajbmeb-2269	102	45	bond	bond	NOUN
ajbmeb-2269	102	46	test	test	NOUN
ajbmeb-2269	102	47	was	be	AUX
ajbmeb-2269	102	48	applied	apply	VERB
ajbmeb-2269	102	49	to	to	PART
ajbmeb-2269	102	50	determine	determine	VERB
ajbmeb-2269	102	51	the	the	DET
ajbmeb-2269	102	52	short	short	ADJ
ajbmeb-2269	102	53	and	and	CCONJ
ajbmeb-2269	102	54	long	long	ADJ
ajbmeb-2269	102	55	run	run	NOUN
ajbmeb-2269	102	56	relationship	relationship	NOUN
ajbmeb-2269	102	57	since	since	SCONJ
ajbmeb-2269	102	58	there	there	PRON
ajbmeb-2269	102	59	was	be	VERB
ajbmeb-2269	102	60	presence	presence	NOUN
ajbmeb-2269	102	61	of	of	ADP
ajbmeb-2269	102	62	fractional	fractional	ADJ
ajbmeb-2269	102	63	integration	integration	NOUN
ajbmeb-2269	102	64	in	in	ADP
ajbmeb-2269	102	65	our	our	PRON
ajbmeb-2269	102	66	variables	variable	NOUN
ajbmeb-2269	102	67	.	.	PUNCT
ajbmeb-2269	103	1	the	the	DET
ajbmeb-2269	103	2	granger	granger	PROPN
ajbmeb-2269	103	3	causality	causality	PROPN
ajbmeb-2269	103	4	test	test	NOUN
ajbmeb-2269	103	5	was	be	AUX
ajbmeb-2269	103	6	used	use	VERB
ajbmeb-2269	103	7	to	to	PART
ajbmeb-2269	103	8	determine	determine	VERB
ajbmeb-2269	103	9	the	the	DET
ajbmeb-2269	103	10	causal	causal	ADJ
ajbmeb-2269	103	11	relationship	relationship	NOUN
ajbmeb-2269	103	12	between	between	ADP
ajbmeb-2269	103	13	our	our	PRON
ajbmeb-2269	103	14	explained	explain	VERB
ajbmeb-2269	103	15	and	and	CCONJ
ajbmeb-2269	103	16	explanatory	explanatory	ADJ
ajbmeb-2269	103	17	variables	variable	NOUN
ajbmeb-2269	103	18	.	.	PUNCT
ajbmeb-2269	104	1	4.0	4.0	NUM
ajbmeb-2269	104	2	presentation	presentation	NOUN
ajbmeb-2269	104	3	of	of	ADP
ajbmeb-2269	104	4	results	result	NOUN
ajbmeb-2269	104	5	4.1	4.1	NUM
ajbmeb-2269	104	6	unit	unit	NOUN
ajbmeb-2269	104	7	root	root	PROPN
ajbmeb-2269	104	8	test	test	NOUN
ajbmeb-2269	104	9	the	the	DET
ajbmeb-2269	104	10	augmented	augment	VERB
ajbmeb-2269	104	11	dickey	dickey	PROPN
ajbmeb-2269	104	12	fuller	full	ADJ
ajbmeb-2269	104	13	unit	unit	NOUN
ajbmeb-2269	104	14	root	root	PROPN
ajbmeb-2269	104	15	test	test	NOUN
ajbmeb-2269	104	16	was	be	AUX
ajbmeb-2269	104	17	employed	employ	VERB
ajbmeb-2269	104	18	to	to	PART
ajbmeb-2269	104	19	determine	determine	VERB
ajbmeb-2269	104	20	the	the	DET
ajbmeb-2269	104	21	stationarity	stationarity	NOUN
ajbmeb-2269	104	22	of	of	ADP
ajbmeb-2269	104	23	our	our	PRON
ajbmeb-2269	104	24	employed	employ	VERB
ajbmeb-2269	104	25	variables	variable	NOUN
ajbmeb-2269	104	26	.	.	PUNCT
ajbmeb-2269	105	1	the	the	DET
ajbmeb-2269	105	2	table	table	NOUN
ajbmeb-2269	105	3	below	below	ADV
ajbmeb-2269	105	4	shows	show	VERB
ajbmeb-2269	105	5	the	the	DET
ajbmeb-2269	105	6	result	result	NOUN
ajbmeb-2269	105	7	of	of	ADP
ajbmeb-2269	105	8	augmented	augment	VERB
ajbmeb-2269	105	9	dickey	dickey	PROPN
ajbmeb-2269	105	10	fuller	full	ADJ
ajbmeb-2269	105	11	unit	unit	NOUN
ajbmeb-2269	105	12	root	root	PROPN
ajbmeb-2269	105	13	test	test	NOUN
ajbmeb-2269	105	14	.	.	PUNCT
ajbmeb-2269	106	1	table	table	NOUN
ajbmeb-2269	106	2	4.1	4.1	NUM
ajbmeb-2269	106	3	unit	unit	NOUN
ajbmeb-2269	106	4	root	root	NOUN
ajbmeb-2269	106	5	test	test	NOUN
ajbmeb-2269	106	6	result	result	NOUN
ajbmeb-2269	106	7	variables	variable	NOUN
ajbmeb-2269	106	8	adf	adf	PROPN
ajbmeb-2269	106	9	statistic	statistic	PROPN
ajbmeb-2269	106	10	mackinnon	mackinnon	PROPN
ajbmeb-2269	106	11	critical	critical	ADJ
ajbmeb-2269	106	12	value	value	NOUN
ajbmeb-2269	106	13	at	at	ADP
ajbmeb-2269	106	14	probability	probability	NOUN
ajbmeb-2269	106	15	order	order	NOUN
ajbmeb-2269	106	16	of	of	ADP
ajbmeb-2269	106	17	integration	integration	NOUN
ajbmeb-2269	106	18	1	1	NUM
ajbmeb-2269	106	19	%	%	NOUN
ajbmeb-2269	106	20	5	5	NUM
ajbmeb-2269	106	21	%	%	NOUN
ajbmeb-2269	106	22	10	10	NUM
ajbmeb-2269	106	23	%	%	NOUN
ajbmeb-2269	106	24	pci	pci	PROPN
ajbmeb-2269	106	25	4.282182	4.282182	NUM
ajbmeb-2269	106	26	3.639407	3.639407	NUM
ajbmeb-2269	106	27	2.951125	2.951125	NUM
ajbmeb-2269	106	28	2.61430	2.61430	NUM
ajbmeb-2269	106	29	0.0019	0.0019	NUM
ajbmeb-2269	106	30	i(1	i(1	NOUN
ajbmeb-2269	106	31	)	)	PUNCT
ajbmeb-2269	106	32	scas	scas	NOUN
ajbmeb-2269	106	33	0.373151	0.373151	NUM
ajbmeb-2269	106	34	3.639407	3.639407	NUM
ajbmeb-2269	106	35	2.951125	2.951125	NUM
ajbmeb-2269	106	36	2.61430	2.61430	NUM
ajbmeb-2269	106	37	0.9028	0.9028	NUM
ajbmeb-2269	106	38	i(0	i(0	PROPN
ajbmeb-2269	106	39	)	)	PUNCT
ajbmeb-2269	106	40	scms	scms	PROPN
ajbmeb-2269	106	41	1.867333	1.867333	NUM
ajbmeb-2269	107	1	3.639407	3.639407	NUM
ajbmeb-2269	107	2	2.951125	2.951125	NUM
ajbmeb-2269	107	3	2.61430	2.61430	NUM
ajbmeb-2269	107	4	0.3431	0.3431	NUM
ajbmeb-2269	107	5	i(0	i(0	NOUN
ajbmeb-2269	107	6	)	)	PUNCT
ajbmeb-2269	107	7	scmq	scmq	VERB
ajbmeb-2269	107	8	5.746720	5.746720	NUM
ajbmeb-2269	107	9	3.661661	3.661661	NUM
ajbmeb-2269	107	10	2.96411	2.96411	NUM
ajbmeb-2269	107	11	2.61916	2.61916	NUM
ajbmeb-2269	107	12	0.0001	0.0001	NUM
ajbmeb-2269	107	13	i(1	i(1	NOUN
ajbmeb-2269	107	14	)	)	PUNCT
ajbmeb-2269	107	15	sctg	sctg	VERB
ajbmeb-2269	107	16	4.750387	4.750387	NUM
ajbmeb-2269	107	17	3.639407	3.639407	NUM
ajbmeb-2269	107	18	2.951125	2.951125	NUM
ajbmeb-2269	107	19	2.61430	2.61430	NUM
ajbmeb-2269	107	20	0.0005	0.0005	NUM
ajbmeb-2269	107	21	i(1	i(1	NOUN
ajbmeb-2269	107	22	)	)	PUNCT
ajbmeb-2269	107	23	from	from	ADP
ajbmeb-2269	107	24	the	the	DET
ajbmeb-2269	107	25	above	above	ADJ
ajbmeb-2269	107	26	table	table	NOUN
ajbmeb-2269	107	27	,	,	PUNCT
ajbmeb-2269	107	28	we	we	PRON
ajbmeb-2269	107	29	noticed	notice	VERB
ajbmeb-2269	107	30	a	a	DET
ajbmeb-2269	107	31	fractional	fractional	ADJ
ajbmeb-2269	107	32	order	order	NOUN
ajbmeb-2269	107	33	of	of	ADP
ajbmeb-2269	107	34	integration	integration	NOUN
ajbmeb-2269	107	35	as	as	ADP
ajbmeb-2269	107	36	per	per	ADP
ajbmeb-2269	107	37	capital	capital	NOUN
ajbmeb-2269	107	38	income	income	NOUN
ajbmeb-2269	107	39	(	(	PUNCT
ajbmeb-2269	107	40	pci	pci	PROPN
ajbmeb-2269	107	41	)	)	PUNCT
ajbmeb-2269	107	42	,	,	PUNCT
ajbmeb-2269	107	43	sectoral	sectoral	ADJ
ajbmeb-2269	107	44	credit	credit	NOUN
ajbmeb-2269	107	45	to	to	ADP
ajbmeb-2269	107	46	mining	mining	NOUN
ajbmeb-2269	107	47	and	and	CCONJ
ajbmeb-2269	107	48	quarrying	quarry	VERB
ajbmeb-2269	107	49	(	(	PUNCT
ajbmeb-2269	107	50	scmq	scmq	VERB
ajbmeb-2269	107	51	)	)	PUNCT
ajbmeb-2269	107	52	and	and	CCONJ
ajbmeb-2269	107	53	sectoral	sectoral	ADJ
ajbmeb-2269	107	54	credit	credit	NOUN
ajbmeb-2269	107	55	to	to	PART
ajbmeb-2269	107	56	trade	trade	NOUN
ajbmeb-2269	107	57	and	and	CCONJ
ajbmeb-2269	107	58	general	general	ADJ
ajbmeb-2269	107	59	commerce	commerce	PROPN
ajbmeb-2269	107	60	(	(	PUNCT
ajbmeb-2269	107	61	sctg	sctg	PROPN
ajbmeb-2269	107	62	)	)	PUNCT
ajbmeb-2269	107	63	american	american	ADJ
ajbmeb-2269	107	64	journal	journal	PROPN
ajbmeb-2269	107	65	of	of	ADP
ajbmeb-2269	107	66	business	business	NOUN
ajbmeb-2269	107	67	management	management	NOUN
ajbmeb-2269	107	68	,	,	PUNCT
ajbmeb-2269	107	69	economics	economic	NOUN
ajbmeb-2269	107	70	and	and	CCONJ
ajbmeb-2269	107	71	banking	banking	NOUN
ajbmeb-2269	107	72	volume	volume	NOUN
ajbmeb-2269	107	73	26	26	NUM
ajbmeb-2269	107	74	july	july	PROPN
ajbmeb-2269	107	75	2024	2024	NUM
ajbmeb-2269	107	76	p	p	NOUN
ajbmeb-2269	107	77	a	a	PRON
ajbmeb-2269	107	78	g	g	NOUN
ajbmeb-2269	107	79	e	e	NOUN
ajbmeb-2269	107	80	|	|	ADV
ajbmeb-2269	107	81	9	9	NUM
ajbmeb-2269	107	82	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2269	107	83	were	be	AUX
ajbmeb-2269	107	84	integrated	integrate	VERB
ajbmeb-2269	107	85	in	in	ADP
ajbmeb-2269	107	86	the	the	DET
ajbmeb-2269	107	87	order	order	NOUN
ajbmeb-2269	107	88	of	of	ADP
ajbmeb-2269	107	89	i(1	i(1	PROPN
ajbmeb-2269	107	90	)	)	PUNCT
ajbmeb-2269	107	91	while	while	SCONJ
ajbmeb-2269	107	92	sectoral	sectoral	ADJ
ajbmeb-2269	107	93	credit	credit	NOUN
ajbmeb-2269	107	94	to	to	ADP
ajbmeb-2269	107	95	agricultural	agricultural	ADJ
ajbmeb-2269	107	96	sector	sector	NOUN
ajbmeb-2269	107	97	(	(	PUNCT
ajbmeb-2269	107	98	scas	sca	NOUN
ajbmeb-2269	107	99	)	)	PUNCT
ajbmeb-2269	107	100	and	and	CCONJ
ajbmeb-2269	107	101	sectoral	sectoral	ADJ
ajbmeb-2269	107	102	credit	credit	NOUN
ajbmeb-2269	107	103	to	to	ADP
ajbmeb-2269	107	104	manufacturing	manufacturing	NOUN
ajbmeb-2269	107	105	sector	sector	NOUN
ajbmeb-2269	107	106	(	(	PUNCT
ajbmeb-2269	107	107	scms	scms	PROPN
ajbmeb-2269	107	108	)	)	PUNCT
ajbmeb-2269	107	109	were	be	AUX
ajbmeb-2269	107	110	integrated	integrate	VERB
ajbmeb-2269	107	111	in	in	ADP
ajbmeb-2269	107	112	order	order	NOUN
ajbmeb-2269	107	113	of	of	ADP
ajbmeb-2269	107	114	i(0	i(0	PROPN
ajbmeb-2269	107	115	)	)	PUNCT
ajbmeb-2269	107	116	prompting	prompt	VERB
ajbmeb-2269	107	117	the	the	DET
ajbmeb-2269	107	118	application	application	NOUN
ajbmeb-2269	107	119	of	of	ADP
ajbmeb-2269	107	120	autoregressive	autoregressive	ADJ
ajbmeb-2269	107	121	distributive	distributive	ADJ
ajbmeb-2269	107	122	lag	lag	NOUN
ajbmeb-2269	107	123	(	(	PUNCT
ajbmeb-2269	107	124	ardl	ardl	NOUN
ajbmeb-2269	107	125	)	)	PUNCT
ajbmeb-2269	107	126	and	and	CCONJ
ajbmeb-2269	107	127	its	its	PRON
ajbmeb-2269	107	128	associated	associated	ADJ
ajbmeb-2269	107	129	long	long	ADJ
ajbmeb-2269	107	130	run	run	NOUN
ajbmeb-2269	107	131	bond	bond	NOUN
ajbmeb-2269	107	132	test	test	NOUN
ajbmeb-2269	107	133	for	for	ADP
ajbmeb-2269	107	134	further	further	ADJ
ajbmeb-2269	107	135	estimation	estimation	NOUN
ajbmeb-2269	107	136	.	.	PUNCT
ajbmeb-2269	108	1	4.2	4.2	NUM
ajbmeb-2269	108	2	autoregressive	autoregressive	ADJ
ajbmeb-2269	108	3	distributive	distributive	ADJ
ajbmeb-2269	108	4	lag	lag	NOUN
ajbmeb-2269	108	5	(	(	PUNCT
ajbmeb-2269	108	6	ardl	ardl	NOUN
ajbmeb-2269	108	7	)	)	PUNCT
ajbmeb-2269	108	8	test	test	NOUN
ajbmeb-2269	108	9	the	the	DET
ajbmeb-2269	108	10	below	below	ADJ
ajbmeb-2269	108	11	table	table	NOUN
ajbmeb-2269	108	12	shows	show	VERB
ajbmeb-2269	108	13	the	the	DET
ajbmeb-2269	108	14	result	result	NOUN
ajbmeb-2269	108	15	of	of	ADP
ajbmeb-2269	108	16	our	our	PRON
ajbmeb-2269	108	17	ardl	ardl	NOUN
ajbmeb-2269	108	18	test	test	NOUN
ajbmeb-2269	108	19	which	which	PRON
ajbmeb-2269	108	20	was	be	AUX
ajbmeb-2269	108	21	employed	employ	VERB
ajbmeb-2269	108	22	for	for	ADP
ajbmeb-2269	108	23	further	further	ADJ
ajbmeb-2269	108	24	estimation	estimation	NOUN
ajbmeb-2269	108	25	in	in	ADP
ajbmeb-2269	108	26	a	a	DET
ajbmeb-2269	108	27	bid	bid	NOUN
ajbmeb-2269	108	28	to	to	PART
ajbmeb-2269	108	29	determine	determine	VERB
ajbmeb-2269	108	30	the	the	DET
ajbmeb-2269	108	31	short	short	ADJ
ajbmeb-2269	108	32	run	run	NOUN
ajbmeb-2269	108	33	association	association	NOUN
ajbmeb-2269	108	34	among	among	ADP
ajbmeb-2269	108	35	our	our	PRON
ajbmeb-2269	108	36	variables	variable	NOUN
ajbmeb-2269	108	37	given	give	VERB
ajbmeb-2269	108	38	their	their	PRON
ajbmeb-2269	108	39	fractional	fractional	ADJ
ajbmeb-2269	108	40	order	order	NOUN
ajbmeb-2269	108	41	of	of	ADP
ajbmeb-2269	108	42	integration	integration	NOUN
ajbmeb-2269	108	43	.	.	PUNCT
ajbmeb-2269	109	1	table	table	NOUN
ajbmeb-2269	109	2	4.2	4.2	NUM
ajbmeb-2269	109	3	result	result	NOUN
ajbmeb-2269	109	4	of	of	ADP
ajbmeb-2269	109	5	autoregressive	autoregressive	ADJ
ajbmeb-2269	109	6	distributive	distributive	ADJ
ajbmeb-2269	109	7	lag	lag	NOUN
ajbmeb-2269	109	8	(	(	PUNCT
ajbmeb-2269	109	9	ardl	ardl	NOUN
ajbmeb-2269	109	10	)	)	PUNCT
ajbmeb-2269	109	11	test	test	NOUN
ajbmeb-2269	109	12	dependent	dependent	ADJ
ajbmeb-2269	109	13	variable	variable	NOUN
ajbmeb-2269	109	14	:	:	PUNCT
ajbmeb-2269	109	15	pci	pci	ADJ
ajbmeb-2269	109	16	method	method	NOUN
ajbmeb-2269	109	17	:	:	PUNCT
ajbmeb-2269	109	18	ardl	ardl	NOUN
ajbmeb-2269	109	19	date	date	NOUN
ajbmeb-2269	109	20	:	:	PUNCT
ajbmeb-2269	110	1	02/01/24	02/01/24	NUM
ajbmeb-2269	110	2	time	time	NOUN
ajbmeb-2269	110	3	:	:	PUNCT
ajbmeb-2269	110	4	19:22	19:22	NUM
ajbmeb-2269	110	5	sample	sample	NOUN
ajbmeb-2269	110	6	(	(	PUNCT
ajbmeb-2269	110	7	adjusted	adjust	VERB
ajbmeb-2269	110	8	):	):	PUNCT
ajbmeb-2269	110	9	1987	1987	NUM
ajbmeb-2269	110	10	2021	2021	NUM
ajbmeb-2269	110	11	included	include	VERB
ajbmeb-2269	110	12	observations	observation	NOUN
ajbmeb-2269	110	13	:	:	PUNCT
ajbmeb-2269	110	14	34	34	NUM
ajbmeb-2269	110	15	after	after	SCONJ
ajbmeb-2269	110	16	adjustments	adjustment	NOUN
ajbmeb-2269	110	17	dependent	dependent	ADJ
ajbmeb-2269	110	18	lags	lag	VERB
ajbmeb-2269	110	19	:	:	PUNCT
ajbmeb-2269	110	20	1	1	NUM
ajbmeb-2269	110	21	(	(	PUNCT
ajbmeb-2269	110	22	fixed	fix	VERB
ajbmeb-2269	110	23	)	)	PUNCT
ajbmeb-2269	110	24	dynamic	dynamic	ADJ
ajbmeb-2269	110	25	regressors	regressor	NOUN
ajbmeb-2269	110	26	(	(	PUNCT
ajbmeb-2269	110	27	0	0	NUM
ajbmeb-2269	110	28	lag	lag	PROPN
ajbmeb-2269	110	29	,	,	PUNCT
ajbmeb-2269	110	30	fixed	fix	VERB
ajbmeb-2269	110	31	):	):	PUNCT
ajbmeb-2269	110	32	fixed	fix	VERB
ajbmeb-2269	110	33	regressors	regressor	NOUN
ajbmeb-2269	110	34	:	:	PUNCT
ajbmeb-2269	110	35	scas	scas	PROPN
ajbmeb-2269	110	36	scms	scms	PROPN
ajbmeb-2269	110	37	scmq	scmq	PROPN
ajbmeb-2269	110	38	sctg	sctg	PROPN
ajbmeb-2269	110	39	c	c	PROPN
ajbmeb-2269	110	40	variable	variable	ADJ
ajbmeb-2269	110	41	coefficient	coefficient	NOUN
ajbmeb-2269	110	42	std	std	PROPN
ajbmeb-2269	110	43	.	.	NOUN
ajbmeb-2269	110	44	error	error	NOUN
ajbmeb-2269	110	45	t	t	NOUN
ajbmeb-2269	110	46	-	-	PUNCT
ajbmeb-2269	110	47	statistic	statistic	NOUN
ajbmeb-2269	110	48	prob	prob	NOUN
ajbmeb-2269	110	49	.	.	PUNCT
ajbmeb-2269	110	50	*	*	PUNCT
ajbmeb-2269	111	1	pci(-1	pci(-1	NOUN
ajbmeb-2269	111	2	)	)	PUNCT
ajbmeb-2269	111	3	1.010618	1.010618	NUM
ajbmeb-2269	111	4	0.104039	0.104039	NUM
ajbmeb-2269	111	5	9.713869	9.713869	NUM
ajbmeb-2269	111	6	0.0000	0.0000	NUM
ajbmeb-2269	111	7	scas	sca	NOUN
ajbmeb-2269	111	8	-88.53960	-88.53960	SYM
ajbmeb-2269	111	9	77.63415	77.63415	NUM
ajbmeb-2269	111	10	-1.140472	-1.140472	NOUN
ajbmeb-2269	111	11	0.2638	0.2638	NUM
ajbmeb-2269	111	12	scms	scms	PROPN
ajbmeb-2269	111	13	29.20997	29.20997	NUM
ajbmeb-2269	111	14	29.65565	29.65565	NUM
ajbmeb-2269	111	15	0.984972	0.984972	NUM
ajbmeb-2269	111	16	0.3331	0.3331	NUM
ajbmeb-2269	111	17	scmq	scmq	VERB
ajbmeb-2269	111	18	12.24038	12.24038	NUM
ajbmeb-2269	111	19	18.54373	18.54373	NUM
ajbmeb-2269	111	20	0.660082	0.660082	NUM
ajbmeb-2269	111	21	0.5146	0.5146	NUM
ajbmeb-2269	111	22	sctg	sctg	NOUN
ajbmeb-2269	111	23	-4.021066	-4.021066	PROPN
ajbmeb-2269	111	24	55.42073	55.42073	NUM
ajbmeb-2269	111	25	-0.072555	-0.072555	NOUN
ajbmeb-2269	111	26	0.9427	0.9427	NUM
ajbmeb-2269	111	27	c	c	NOUN
ajbmeb-2269	111	28	7974.017	7974.017	NUM
ajbmeb-2269	111	29	5814.035	5814.035	NUM
ajbmeb-2269	111	30	1.371512	1.371512	NUM
ajbmeb-2269	111	31	0.1811	0.1811	NUM
ajbmeb-2269	111	32	r	r	NOUN
ajbmeb-2269	111	33	-	-	PUNCT
ajbmeb-2269	111	34	squared	square	VERB
ajbmeb-2269	111	35	0.992787	0.992787	NUM
ajbmeb-2269	111	36	mean	mean	NOUN
ajbmeb-2269	111	37	dependent	dependent	ADJ
ajbmeb-2269	111	38	var	var	NOUN
ajbmeb-2269	111	39	229254.0	229254.0	NUM
ajbmeb-2269	111	40	adjusted	adjust	VERB
ajbmeb-2269	111	41	r	r	NOUN
ajbmeb-2269	111	42	-	-	PUNCT
ajbmeb-2269	111	43	squared	square	VERB
ajbmeb-2269	111	44	0.991499	0.991499	NUM
ajbmeb-2269	111	45	s.d	s.d	PROPN
ajbmeb-2269	111	46	.	.	PUNCT
ajbmeb-2269	112	1	dependent	dependent	ADJ
ajbmeb-2269	112	2	var	var	PROPN
ajbmeb-2269	112	3	224325.4	224325.4	NUM
ajbmeb-2269	112	4	s.e	s.e	PROPN
ajbmeb-2269	112	5	.	.	PROPN
ajbmeb-2269	112	6	of	of	ADP
ajbmeb-2269	112	7	regression	regression	NOUN
ajbmeb-2269	112	8	20682.51	20682.51	NUM
ajbmeb-2269	112	9	akaike	akaike	ADJ
ajbmeb-2269	112	10	info	info	NOUN
ajbmeb-2269	112	11	criterion	criterion	NOUN
ajbmeb-2269	112	12	22.87075	22.87075	NUM
ajbmeb-2269	112	13	sum	sum	NOUN
ajbmeb-2269	112	14	squared	square	VERB
ajbmeb-2269	112	15	resid	resid	PROPN
ajbmeb-2269	112	16	1.20e+10	1.20e+10	NUM
ajbmeb-2269	112	17	schwarz	schwarz	NOUN
ajbmeb-2269	112	18	criterion	criterion	NOUN
ajbmeb-2269	112	19	23.14011	23.14011	NUM
ajbmeb-2269	112	20	log	log	NOUN
ajbmeb-2269	112	21	likelihood	likelihood	NOUN
ajbmeb-2269	112	22	-382.8027	-382.8027	PROPN
ajbmeb-2269	112	23	hannan	hannan	PROPN
ajbmeb-2269	112	24	-	-	PUNCT
ajbmeb-2269	112	25	quinn	quinn	PROPN
ajbmeb-2269	112	26	criter	criter	NOUN
ajbmeb-2269	112	27	.	.	PUNCT
ajbmeb-2269	113	1	22.96261	22.96261	NUM
ajbmeb-2269	113	2	f	f	X
ajbmeb-2269	113	3	-	-	PUNCT
ajbmeb-2269	113	4	statistic	statistic	ADJ
ajbmeb-2269	113	5	770.8153	770.8153	NUM
ajbmeb-2269	113	6	durbin	durbin	ADJ
ajbmeb-2269	113	7	-	-	PUNCT
ajbmeb-2269	113	8	watson	watson	NOUN
ajbmeb-2269	113	9	stat	stat	NOUN
ajbmeb-2269	113	10	2.253750	2.253750	NUM
ajbmeb-2269	113	11	prob(f	prob(f	NOUN
ajbmeb-2269	113	12	-	-	PUNCT
ajbmeb-2269	113	13	statistic	statistic	NOUN
ajbmeb-2269	113	14	)	)	PUNCT
ajbmeb-2269	113	15	0.000000	0.000000	NUM
ajbmeb-2269	113	16	from	from	ADP
ajbmeb-2269	113	17	above	above	ADP
ajbmeb-2269	113	18	table	table	NOUN
ajbmeb-2269	113	19	,	,	PUNCT
ajbmeb-2269	113	20	we	we	PRON
ajbmeb-2269	113	21	observed	observe	VERB
ajbmeb-2269	113	22	from	from	ADP
ajbmeb-2269	113	23	the	the	DET
ajbmeb-2269	113	24	global	global	ADJ
ajbmeb-2269	113	25	statistics	statistic	NOUN
ajbmeb-2269	113	26	that	that	SCONJ
ajbmeb-2269	113	27	the	the	DET
ajbmeb-2269	113	28	sectoral	sectoral	ADJ
ajbmeb-2269	113	29	bank	bank	NOUN
ajbmeb-2269	113	30	credit	credit	NOUN
ajbmeb-2269	113	31	employed	employ	VERB
ajbmeb-2269	113	32	jointly	jointly	ADV
ajbmeb-2269	113	33	contributed	contribute	VERB
ajbmeb-2269	113	34	to	to	ADP
ajbmeb-2269	113	35	about	about	ADV
ajbmeb-2269	113	36	99.2	99.2	NUM
ajbmeb-2269	113	37	%	%	NOUN
ajbmeb-2269	113	38	variation	variation	NOUN
ajbmeb-2269	113	39	in	in	ADP
ajbmeb-2269	113	40	our	our	PRON
ajbmeb-2269	113	41	economic	economic	ADJ
ajbmeb-2269	113	42	development	development	NOUN
ajbmeb-2269	113	43	represented	represent	VERB
ajbmeb-2269	113	44	by	by	ADP
ajbmeb-2269	113	45	per	per	ADP
ajbmeb-2269	113	46	capital	capital	NOUN
ajbmeb-2269	113	47	income	income	NOUN
ajbmeb-2269	113	48	(	(	PUNCT
ajbmeb-2269	113	49	pci	pci	ADJ
ajbmeb-2269	113	50	)	)	PUNCT
ajbmeb-2269	113	51	and	and	CCONJ
ajbmeb-2269	113	52	that	that	SCONJ
ajbmeb-2269	113	53	when	when	SCONJ
ajbmeb-2269	113	54	adjustment	adjustment	NOUN
ajbmeb-2269	113	55	was	be	AUX
ajbmeb-2269	113	56	made	make	VERB
ajbmeb-2269	113	57	,	,	PUNCT
ajbmeb-2269	113	58	the	the	DET
ajbmeb-2269	113	59	variation	variation	NOUN
ajbmeb-2269	113	60	became	become	VERB
ajbmeb-2269	113	61	99.1	99.1	NUM
ajbmeb-2269	113	62	%	%	NOUN
ajbmeb-2269	113	63	as	as	SCONJ
ajbmeb-2269	113	64	seen	see	VERB
ajbmeb-2269	113	65	i	i	PRON
ajbmeb-2269	113	66	the	the	DET
ajbmeb-2269	113	67	adjusted	adjusted	ADJ
ajbmeb-2269	113	68	r	r	NOUN
ajbmeb-2269	113	69	-	-	NOUN
ajbmeb-2269	113	70	square	square	NOUN
ajbmeb-2269	113	71	.	.	PUNCT
ajbmeb-2269	114	1	the	the	DET
ajbmeb-2269	114	2	durbin	durbin	PROPN
ajbmeb-2269	114	3	watson	watson	PROPN
ajbmeb-2269	114	4	statistics	statistic	NOUN
ajbmeb-2269	114	5	was	be	AUX
ajbmeb-2269	114	6	2.253750	2.253750	NUM
ajbmeb-2269	114	7	which	which	PRON
ajbmeb-2269	114	8	falls	fall	VERB
ajbmeb-2269	114	9	within	within	ADP
ajbmeb-2269	114	10	the	the	DET
ajbmeb-2269	114	11	acceptable	acceptable	ADJ
ajbmeb-2269	114	12	region	region	NOUN
ajbmeb-2269	114	13	of	of	ADP
ajbmeb-2269	114	14	2	2	NUM
ajbmeb-2269	114	15	,	,	PUNCT
ajbmeb-2269	114	16	suggesting	suggest	VERB
ajbmeb-2269	114	17	the	the	DET
ajbmeb-2269	114	18	need	need	NOUN
ajbmeb-2269	114	19	not	not	PART
ajbmeb-2269	114	20	to	to	PART
ajbmeb-2269	114	21	worry	worry	VERB
ajbmeb-2269	114	22	about	about	ADP
ajbmeb-2269	114	23	serial	serial	ADJ
ajbmeb-2269	114	24	correction	correction	NOUN
ajbmeb-2269	114	25	problem	problem	NOUN
ajbmeb-2269	114	26	while	while	SCONJ
ajbmeb-2269	114	27	the	the	DET
ajbmeb-2269	114	28	f	f	PROPN
ajbmeb-2269	114	29	-	-	PUNCT
ajbmeb-2269	114	30	statistics	statistic	NOUN
ajbmeb-2269	114	31	was	be	AUX
ajbmeb-2269	114	32	significant	significant	ADJ
ajbmeb-2269	114	33	at	at	ADP
ajbmeb-2269	114	34	5	5	NUM
ajbmeb-2269	114	35	%	%	NOUN
ajbmeb-2269	114	36	significant	significant	ADJ
ajbmeb-2269	114	37	level	level	NOUN
ajbmeb-2269	114	38	suggesting	suggest	VERB
ajbmeb-2269	114	39	that	that	SCONJ
ajbmeb-2269	114	40	the	the	DET
ajbmeb-2269	114	41	model	model	NOUN
ajbmeb-2269	114	42	has	have	VERB
ajbmeb-2269	114	43	a	a	DET
ajbmeb-2269	114	44	global	global	ADJ
ajbmeb-2269	114	45	utility	utility	NOUN
ajbmeb-2269	114	46	.	.	PUNCT
ajbmeb-2269	115	1	from	from	ADP
ajbmeb-2269	115	2	the	the	DET
ajbmeb-2269	115	3	upper	upper	ADJ
ajbmeb-2269	115	4	region	region	NOUN
ajbmeb-2269	115	5	of	of	ADP
ajbmeb-2269	115	6	our	our	PRON
ajbmeb-2269	115	7	table	table	NOUN
ajbmeb-2269	115	8	above	above	ADP
ajbmeb-2269	115	9	termed	term	VERB
ajbmeb-2269	115	10	the	the	DET
ajbmeb-2269	115	11	relative	relative	ADJ
ajbmeb-2269	115	12	statistics	statistic	NOUN
ajbmeb-2269	115	13	,	,	PUNCT
ajbmeb-2269	115	14	we	we	PRON
ajbmeb-2269	115	15	observed	observe	VERB
ajbmeb-2269	115	16	that	that	SCONJ
ajbmeb-2269	115	17	sectoral	sectoral	ADJ
ajbmeb-2269	115	18	credit	credit	NOUN
ajbmeb-2269	115	19	to	to	ADP
ajbmeb-2269	115	20	agricultural	agricultural	ADJ
ajbmeb-2269	115	21	and	and	CCONJ
ajbmeb-2269	115	22	trade	trade	NOUN
ajbmeb-2269	115	23	and	and	CCONJ
ajbmeb-2269	115	24	general	general	ADJ
ajbmeb-2269	115	25	commerce	commerce	NOUN
ajbmeb-2269	115	26	sectors	sector	NOUN
ajbmeb-2269	115	27	were	be	AUX
ajbmeb-2269	115	28	insignificantly	insignificantly	ADV
ajbmeb-2269	115	29	negative	negative	ADJ
ajbmeb-2269	115	30	while	while	SCONJ
ajbmeb-2269	115	31	ank	ank	PROPN
ajbmeb-2269	115	32	credit	credit	NOUN
ajbmeb-2269	115	33	to	to	ADP
ajbmeb-2269	115	34	manufacturing	manufacture	VERB
ajbmeb-2269	115	35	sector	sector	NOUN
ajbmeb-2269	115	36	and	and	CCONJ
ajbmeb-2269	115	37	mining	mining	NOUN
ajbmeb-2269	115	38	and	and	CCONJ
ajbmeb-2269	115	39	quarrying	quarry	VERB
ajbmeb-2269	115	40	sector	sector	NOUN
ajbmeb-2269	115	41	showed	show	VERB
ajbmeb-2269	115	42	a	a	DET
ajbmeb-2269	115	43	positive	positive	ADJ
ajbmeb-2269	115	44	coefficient	coefficient	NOUN
ajbmeb-2269	115	45	.	.	PUNCT
ajbmeb-2269	116	1	american	american	PROPN
ajbmeb-2269	116	2	journal	journal	PROPN
ajbmeb-2269	116	3	of	of	ADP
ajbmeb-2269	116	4	business	business	NOUN
ajbmeb-2269	116	5	management	management	NOUN
ajbmeb-2269	116	6	,	,	PUNCT
ajbmeb-2269	116	7	economics	economic	NOUN
ajbmeb-2269	116	8	and	and	CCONJ
ajbmeb-2269	116	9	banking	banking	NOUN
ajbmeb-2269	116	10	volume	volume	NOUN
ajbmeb-2269	116	11	26	26	NUM
ajbmeb-2269	116	12	july	july	PROPN
ajbmeb-2269	116	13	2024	2024	NUM
ajbmeb-2269	116	14	p	p	NOUN
ajbmeb-2269	116	15	a	a	PRON
ajbmeb-2269	116	16	g	g	NOUN
ajbmeb-2269	116	17	e	e	NOUN
ajbmeb-2269	116	18	|	|	ADV
ajbmeb-2269	116	19	10	10	NUM
ajbmeb-2269	116	20	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2269	116	21	4.3	4.3	NUM
ajbmeb-2269	116	22	ardl	ardl	NOUN
ajbmeb-2269	116	23	long	long	ADJ
ajbmeb-2269	116	24	run	run	NOUN
ajbmeb-2269	116	25	bond	bond	NOUN
ajbmeb-2269	116	26	test	test	NOUN
ajbmeb-2269	116	27	the	the	DET
ajbmeb-2269	116	28	long	long	ADJ
ajbmeb-2269	116	29	run	run	NOUN
ajbmeb-2269	116	30	bond	bond	NOUN
ajbmeb-2269	116	31	test	test	NOUN
ajbmeb-2269	116	32	is	be	AUX
ajbmeb-2269	116	33	carried	carry	VERB
ajbmeb-2269	116	34	to	to	PART
ajbmeb-2269	116	35	out	out	ADP
ajbmeb-2269	116	36	help	help	VERB
ajbmeb-2269	116	37	us	we	PRON
ajbmeb-2269	116	38	determine	determine	VERB
ajbmeb-2269	116	39	the	the	DET
ajbmeb-2269	116	40	long	long	ADJ
ajbmeb-2269	116	41	run	run	NOUN
ajbmeb-2269	116	42	equilibrium	equilibrium	NOUN
ajbmeb-2269	116	43	association	association	NOUN
ajbmeb-2269	116	44	among	among	ADP
ajbmeb-2269	116	45	our	our	PRON
ajbmeb-2269	116	46	variables	variable	NOUN
ajbmeb-2269	116	47	.	.	PUNCT
ajbmeb-2269	117	1	below	below	ADP
ajbmeb-2269	117	2	table	table	NOUN
ajbmeb-2269	117	3	represents	represent	VERB
ajbmeb-2269	117	4	the	the	DET
ajbmeb-2269	117	5	result	result	NOUN
ajbmeb-2269	117	6	of	of	ADP
ajbmeb-2269	117	7	our	our	PRON
ajbmeb-2269	117	8	long	long	ADJ
ajbmeb-2269	117	9	run	run	NOUN
ajbmeb-2269	117	10	bond	bond	NOUN
ajbmeb-2269	117	11	test	test	NOUN
ajbmeb-2269	117	12	.	.	PUNCT
ajbmeb-2269	118	1	table	table	NOUN
ajbmeb-2269	118	2	4.3	4.3	NUM
ajbmeb-2269	118	3	result	result	NOUN
ajbmeb-2269	118	4	of	of	ADP
ajbmeb-2269	118	5	ardl	ardl	NOUN
ajbmeb-2269	118	6	long	long	ADJ
ajbmeb-2269	118	7	run	run	NOUN
ajbmeb-2269	118	8	bond	bond	NOUN
ajbmeb-2269	118	9	test	test	NOUN
ajbmeb-2269	118	10	f	f	NOUN
ajbmeb-2269	118	11	-	-	PUNCT
ajbmeb-2269	118	12	bounds	bound	NOUN
ajbmeb-2269	118	13	test	test	NOUN
ajbmeb-2269	118	14	null	null	ADJ
ajbmeb-2269	118	15	hypothesis	hypothesis	NOUN
ajbmeb-2269	118	16	:	:	PUNCT
ajbmeb-2269	118	17	no	no	DET
ajbmeb-2269	118	18	levels	level	NOUN
ajbmeb-2269	118	19	relationship	relationship	NOUN
ajbmeb-2269	118	20	test	test	NOUN
ajbmeb-2269	118	21	statistic	statistic	PROPN
ajbmeb-2269	118	22	value	value	NOUN
ajbmeb-2269	118	23	signif	signif	NOUN
ajbmeb-2269	118	24	.	.	PUNCT
ajbmeb-2269	119	1	i(0	i(0	PROPN
ajbmeb-2269	119	2	)	)	PUNCT
ajbmeb-2269	119	3	i(1	i(1	PROPN
ajbmeb-2269	119	4	)	)	PUNCT
ajbmeb-2269	119	5	asymptotic	asymptotic	ADJ
ajbmeb-2269	119	6	:	:	PUNCT
ajbmeb-2269	119	7	n=1000	n=1000	PROPN
ajbmeb-2269	119	8	f	f	X
ajbmeb-2269	119	9	-	-	PUNCT
ajbmeb-2269	119	10	statistic	statistic	NOUN
ajbmeb-2269	119	11	1.289389	1.289389	NUM
ajbmeb-2269	119	12	10	10	NUM
ajbmeb-2269	119	13	%	%	NOUN
ajbmeb-2269	119	14	3.8	3.8	NUM
ajbmeb-2269	119	15	3.8	3.8	NUM
ajbmeb-2269	119	16	k	k	NOUN
ajbmeb-2269	119	17	0	0	NUM
ajbmeb-2269	119	18	5	5	NUM
ajbmeb-2269	119	19	%	%	NOUN
ajbmeb-2269	119	20	4.6	4.6	NUM
ajbmeb-2269	119	21	4.6	4.6	NUM
ajbmeb-2269	119	22	2.5	2.5	NUM
ajbmeb-2269	119	23	%	%	NOUN
ajbmeb-2269	119	24	5.39	5.39	NUM
ajbmeb-2269	119	25	5.39	5.39	NUM
ajbmeb-2269	119	26	1	1	NUM
ajbmeb-2269	119	27	%	%	NOUN
ajbmeb-2269	119	28	6.44	6.44	NUM
ajbmeb-2269	119	29	6.44	6.44	NUM
ajbmeb-2269	119	30	actual	actual	ADJ
ajbmeb-2269	119	31	sample	sample	NOUN
ajbmeb-2269	119	32	size	size	NOUN
ajbmeb-2269	119	33	34	34	NUM
ajbmeb-2269	119	34	finite	finite	PROPN
ajbmeb-2269	119	35	sample	sample	NOUN
ajbmeb-2269	119	36	:	:	PUNCT
ajbmeb-2269	120	1	n=35	n=35	PROPN
ajbmeb-2269	120	2	10	10	NUM
ajbmeb-2269	120	3	%	%	NOUN
ajbmeb-2269	120	4	3.98	3.98	NUM
ajbmeb-2269	120	5	3.98	3.98	NUM
ajbmeb-2269	120	6	5	5	NUM
ajbmeb-2269	120	7	%	%	NOUN
ajbmeb-2269	120	8	4.945	4.945	NUM
ajbmeb-2269	120	9	4.945	4.945	NUM
ajbmeb-2269	120	10	1	1	NUM
ajbmeb-2269	120	11	%	%	NOUN
ajbmeb-2269	120	12	7.35	7.35	NUM
ajbmeb-2269	120	13	7.35	7.35	NUM
ajbmeb-2269	120	14	finite	finite	ADJ
ajbmeb-2269	120	15	sample	sample	NOUN
ajbmeb-2269	120	16	:	:	PUNCT
ajbmeb-2269	120	17	n=30	n=30	PROPN
ajbmeb-2269	120	18	10	10	NUM
ajbmeb-2269	120	19	%	%	NOUN
ajbmeb-2269	120	20	4.025	4.025	NUM
ajbmeb-2269	120	21	4.025	4.025	NUM
ajbmeb-2269	120	22	5	5	NUM
ajbmeb-2269	120	23	%	%	NOUN
ajbmeb-2269	120	24	5.07	5.07	NUM
ajbmeb-2269	120	25	5.07	5.07	NUM
ajbmeb-2269	120	26	1	1	NUM
ajbmeb-2269	120	27	%	%	NOUN
ajbmeb-2269	120	28	7.595	7.595	NUM
ajbmeb-2269	120	29	7.595	7.595	NUM
ajbmeb-2269	120	30	from	from	ADP
ajbmeb-2269	120	31	the	the	DET
ajbmeb-2269	120	32	above	above	ADJ
ajbmeb-2269	120	33	table	table	NOUN
ajbmeb-2269	121	1	,	,	PUNCT
ajbmeb-2269	121	2	we	we	PRON
ajbmeb-2269	121	3	observed	observe	VERB
ajbmeb-2269	121	4	absence	absence	NOUN
ajbmeb-2269	121	5	of	of	ADP
ajbmeb-2269	121	6	a	a	DET
ajbmeb-2269	121	7	long	long	ADJ
ajbmeb-2269	121	8	run	run	NOUN
ajbmeb-2269	121	9	equilibrium	equilibrium	NOUN
ajbmeb-2269	121	10	association	association	NOUN
ajbmeb-2269	121	11	among	among	ADP
ajbmeb-2269	121	12	sectoral	sectoral	ADJ
ajbmeb-2269	121	13	bank	bank	NOUN
ajbmeb-2269	121	14	credit	credit	NOUN
ajbmeb-2269	121	15	and	and	CCONJ
ajbmeb-2269	121	16	economic	economic	ADJ
ajbmeb-2269	121	17	development	development	NOUN
ajbmeb-2269	121	18	in	in	ADP
ajbmeb-2269	121	19	nigeria	nigeria	PROPN
ajbmeb-2269	121	20	given	give	VERB
ajbmeb-2269	121	21	the	the	DET
ajbmeb-2269	121	22	observed	observed	ADJ
ajbmeb-2269	121	23	f	f	NOUN
ajbmeb-2269	121	24	-	-	PUNCT
ajbmeb-2269	121	25	statistics	statistic	NOUN
ajbmeb-2269	121	26	to	to	PART
ajbmeb-2269	121	27	be	be	AUX
ajbmeb-2269	121	28	lesser	less	ADJ
ajbmeb-2269	121	29	than	than	ADP
ajbmeb-2269	121	30	the	the	DET
ajbmeb-2269	121	31	observed	observe	VERB
ajbmeb-2269	121	32	asymptotic	asymptotic	ADJ
ajbmeb-2269	121	33	values	value	NOUN
ajbmeb-2269	121	34	at	at	ADP
ajbmeb-2269	121	35	10	10	NUM
ajbmeb-2269	121	36	%	%	NOUN
ajbmeb-2269	121	37	,	,	PUNCT
ajbmeb-2269	121	38	5	5	NUM
ajbmeb-2269	121	39	%	%	NOUN
ajbmeb-2269	121	40	,	,	PUNCT
ajbmeb-2269	121	41	2.5	2.5	NUM
ajbmeb-2269	121	42	%	%	NOUN
ajbmeb-2269	121	43	,	,	PUNCT
ajbmeb-2269	121	44	and	and	CCONJ
ajbmeb-2269	121	45	1	1	NUM
ajbmeb-2269	121	46	%	%	NOUN
ajbmeb-2269	121	47	respectively	respectively	ADV
ajbmeb-2269	121	48	.	.	PUNCT
ajbmeb-2269	122	1	4.4	4.4	NUM
ajbmeb-2269	122	2	granger	granger	PROPN
ajbmeb-2269	122	3	causality	causality	PROPN
ajbmeb-2269	122	4	test	test	NOUN
ajbmeb-2269	122	5	the	the	DET
ajbmeb-2269	122	6	granger	granger	PROPN
ajbmeb-2269	122	7	causality	causality	NOUN
ajbmeb-2269	122	8	test	test	NOUN
ajbmeb-2269	122	9	is	be	AUX
ajbmeb-2269	122	10	carried	carry	VERB
ajbmeb-2269	122	11	out	out	ADP
ajbmeb-2269	122	12	to	to	PART
ajbmeb-2269	122	13	help	help	VERB
ajbmeb-2269	122	14	us	we	PRON
ajbmeb-2269	122	15	ascertained	ascertain	VERB
ajbmeb-2269	122	16	the	the	DET
ajbmeb-2269	122	17	direction	direction	NOUN
ajbmeb-2269	122	18	of	of	ADP
ajbmeb-2269	122	19	causality	causality	NOUN
ajbmeb-2269	122	20	between	between	ADP
ajbmeb-2269	122	21	the	the	DET
ajbmeb-2269	122	22	various	various	ADJ
ajbmeb-2269	122	23	sectoral	sectoral	ADJ
ajbmeb-2269	122	24	bank	bank	NOUN
ajbmeb-2269	122	25	credit	credit	NOUN
ajbmeb-2269	122	26	employed	employ	VERB
ajbmeb-2269	122	27	and	and	CCONJ
ajbmeb-2269	122	28	economic	economic	ADJ
ajbmeb-2269	122	29	development	development	NOUN
ajbmeb-2269	122	30	.	.	PUNCT
ajbmeb-2269	123	1	in	in	ADP
ajbmeb-2269	123	2	other	other	ADJ
ajbmeb-2269	123	3	words	word	NOUN
ajbmeb-2269	123	4	,	,	PUNCT
ajbmeb-2269	123	5	it	it	PRON
ajbmeb-2269	123	6	is	be	AUX
ajbmeb-2269	123	7	employed	employ	VERB
ajbmeb-2269	123	8	to	to	PART
ajbmeb-2269	123	9	helps	help	VERB
ajbmeb-2269	123	10	know	know	VERB
ajbmeb-2269	123	11	if	if	SCONJ
ajbmeb-2269	123	12	the	the	DET
ajbmeb-2269	123	13	variables	variable	NOUN
ajbmeb-2269	123	14	support	support	VERB
ajbmeb-2269	123	15	/	/	SYM
ajbmeb-2269	123	16	promote	promote	VERB
ajbmeb-2269	123	17	each	each	DET
ajbmeb-2269	123	18	other	other	ADJ
ajbmeb-2269	123	19	in	in	ADP
ajbmeb-2269	123	20	the	the	DET
ajbmeb-2269	123	21	growth	growth	NOUN
ajbmeb-2269	123	22	process	process	NOUN
ajbmeb-2269	123	23	.	.	PUNCT
ajbmeb-2269	124	1	american	american	ADJ
ajbmeb-2269	124	2	journal	journal	PROPN
ajbmeb-2269	124	3	of	of	ADP
ajbmeb-2269	124	4	business	business	NOUN
ajbmeb-2269	124	5	management	management	NOUN
ajbmeb-2269	124	6	,	,	PUNCT
ajbmeb-2269	124	7	economics	economic	NOUN
ajbmeb-2269	124	8	and	and	CCONJ
ajbmeb-2269	124	9	banking	banking	NOUN
ajbmeb-2269	124	10	volume	volume	NOUN
ajbmeb-2269	124	11	26	26	NUM
ajbmeb-2269	124	12	july	july	PROPN
ajbmeb-2269	124	13	2024	2024	NUM
ajbmeb-2269	124	14	p	p	NOUN
ajbmeb-2269	124	15	a	a	PRON
ajbmeb-2269	124	16	g	g	NOUN
ajbmeb-2269	124	17	e	e	NOUN
ajbmeb-2269	124	18	|	|	ADV
ajbmeb-2269	124	19	11	11	NUM
ajbmeb-2269	124	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2269	124	21	table	table	NOUN
ajbmeb-2269	124	22	4.4	4.4	NUM
ajbmeb-2269	124	23	granger	granger	PROPN
ajbmeb-2269	124	24	causality	causality	PROPN
ajbmeb-2269	124	25	test	test	NOUN
ajbmeb-2269	124	26	result	result	VERB
ajbmeb-2269	124	27	pairwise	pairwise	PROPN
ajbmeb-2269	124	28	granger	granger	NOUN
ajbmeb-2269	124	29	causality	causality	PROPN
ajbmeb-2269	124	30	tests	test	VERB
ajbmeb-2269	124	31	date	date	NOUN
ajbmeb-2269	124	32	:	:	PUNCT
ajbmeb-2269	124	33	02/01/24	02/01/24	NUM
ajbmeb-2269	124	34	time	time	NOUN
ajbmeb-2269	124	35	:	:	PUNCT
ajbmeb-2269	124	36	20:31	20:31	NUM
ajbmeb-2269	124	37	sample	sample	NOUN
ajbmeb-2269	124	38	:	:	PUNCT
ajbmeb-2269	124	39	1986	1986	NUM
ajbmeb-2269	124	40	2021	2021	NUM
ajbmeb-2269	124	41	lags	lag	VERB
ajbmeb-2269	124	42	:	:	PUNCT
ajbmeb-2269	124	43	2	2	NUM
ajbmeb-2269	124	44	null	null	ADJ
ajbmeb-2269	124	45	hypothesis	hypothesis	NOUN
ajbmeb-2269	124	46	:	:	PUNCT
ajbmeb-2269	124	47	obs	obs	PROPN
ajbmeb-2269	124	48	f	f	NOUN
ajbmeb-2269	124	49	-	-	PUNCT
ajbmeb-2269	124	50	statistic	statistic	ADJ
ajbmeb-2269	124	51	prob	prob	NOUN
ajbmeb-2269	124	52	.	.	PUNCT
ajbmeb-2269	125	1	scas	scas	PROPN
ajbmeb-2269	125	2	does	do	AUX
ajbmeb-2269	125	3	not	not	PART
ajbmeb-2269	125	4	granger	granger	AUX
ajbmeb-2269	125	5	cause	cause	VERB
ajbmeb-2269	125	6	pci	pci	ADJ
ajbmeb-2269	125	7	34	34	NUM
ajbmeb-2269	125	8	2.14545	2.14545	NUM
ajbmeb-2269	125	9	0.1352	0.1352	NUM
ajbmeb-2269	125	10	pci	pci	PROPN
ajbmeb-2269	125	11	does	do	AUX
ajbmeb-2269	125	12	not	not	PART
ajbmeb-2269	125	13	granger	granger	AUX
ajbmeb-2269	125	14	cause	cause	VERB
ajbmeb-2269	125	15	scas	sca	NOUN
ajbmeb-2269	125	16	2.14456	2.14456	NUM
ajbmeb-2269	125	17	0.1353	0.1353	NUM
ajbmeb-2269	125	18	scms	scms	PROPN
ajbmeb-2269	125	19	does	do	AUX
ajbmeb-2269	125	20	not	not	PART
ajbmeb-2269	125	21	granger	granger	AUX
ajbmeb-2269	125	22	cause	cause	VERB
ajbmeb-2269	125	23	pci	pci	PROPN
ajbmeb-2269	125	24	34	34	NUM
ajbmeb-2269	125	25	0.60904	0.60904	NUM
ajbmeb-2269	125	26	0.5507	0.5507	NUM
ajbmeb-2269	125	27	pci	pci	NOUN
ajbmeb-2269	125	28	does	do	AUX
ajbmeb-2269	125	29	not	not	PART
ajbmeb-2269	125	30	granger	granger	AUX
ajbmeb-2269	125	31	cause	cause	VERB
ajbmeb-2269	125	32	scms	scms	PROPN
ajbmeb-2269	125	33	1.69880	1.69880	NUM
ajbmeb-2269	125	34	0.2006	0.2006	NUM
ajbmeb-2269	125	35	scmq	scmq	VERB
ajbmeb-2269	125	36	does	do	AUX
ajbmeb-2269	125	37	not	not	PART
ajbmeb-2269	125	38	granger	granger	AUX
ajbmeb-2269	125	39	cause	cause	VERB
ajbmeb-2269	125	40	pci	pci	ADJ
ajbmeb-2269	125	41	31	31	NUM
ajbmeb-2269	125	42	3.21911	3.21911	NUM
ajbmeb-2269	125	43	0.0564	0.0564	NUM
ajbmeb-2269	125	44	pci	pci	NOUN
ajbmeb-2269	125	45	does	do	AUX
ajbmeb-2269	125	46	not	not	PART
ajbmeb-2269	125	47	granger	granger	PROPN
ajbmeb-2269	125	48	cause	cause	VERB
ajbmeb-2269	125	49	scmq	scmq	VERB
ajbmeb-2269	125	50	0.66637	0.66637	NUM
ajbmeb-2269	125	51	0.5221	0.5221	NUM
ajbmeb-2269	125	52	sctg	sctg	NOUN
ajbmeb-2269	125	53	does	do	AUX
ajbmeb-2269	125	54	not	not	PART
ajbmeb-2269	125	55	granger	granger	AUX
ajbmeb-2269	125	56	cause	cause	VERB
ajbmeb-2269	125	57	pci	pci	ADJ
ajbmeb-2269	125	58	34	34	NUM
ajbmeb-2269	125	59	4.08755	4.08755	NUM
ajbmeb-2269	125	60	0.0273	0.0273	NUM
ajbmeb-2269	125	61	pci	pci	PROPN
ajbmeb-2269	125	62	does	do	AUX
ajbmeb-2269	125	63	not	not	PART
ajbmeb-2269	125	64	granger	granger	NOUN
ajbmeb-2269	125	65	cause	cause	VERB
ajbmeb-2269	125	66	sctg	sctg	NOUN
ajbmeb-2269	125	67	3.42494	3.42494	NUM
ajbmeb-2269	125	68	0.0462	0.0462	NUM
ajbmeb-2269	125	69	from	from	ADP
ajbmeb-2269	125	70	the	the	DET
ajbmeb-2269	125	71	above	above	NOUN
ajbmeb-2269	125	72	,	,	PUNCT
ajbmeb-2269	125	73	we	we	PRON
ajbmeb-2269	125	74	observed	observe	VERB
ajbmeb-2269	125	75	absence	absence	NOUN
ajbmeb-2269	125	76	of	of	ADP
ajbmeb-2269	125	77	causality	causality	NOUN
ajbmeb-2269	125	78	among	among	ADP
ajbmeb-2269	125	79	sectoral	sectoral	ADJ
ajbmeb-2269	125	80	bank	bank	NOUN
ajbmeb-2269	125	81	credit	credit	NOUN
ajbmeb-2269	125	82	to	to	ADP
ajbmeb-2269	125	83	agricultural	agricultural	ADJ
ajbmeb-2269	125	84	sector	sector	NOUN
ajbmeb-2269	125	85	and	and	CCONJ
ajbmeb-2269	125	86	economic	economic	ADJ
ajbmeb-2269	125	87	development	development	NOUN
ajbmeb-2269	125	88	as	as	ADV
ajbmeb-2269	125	89	well	well	ADV
ajbmeb-2269	125	90	between	between	ADP
ajbmeb-2269	125	91	sectoral	sectoral	ADJ
ajbmeb-2269	125	92	bank	bank	NOUN
ajbmeb-2269	125	93	to	to	ADP
ajbmeb-2269	125	94	manufacturing	manufacture	VERB
ajbmeb-2269	125	95	sector	sector	NOUN
ajbmeb-2269	125	96	and	and	CCONJ
ajbmeb-2269	125	97	economic	economic	ADJ
ajbmeb-2269	125	98	development	development	NOUN
ajbmeb-2269	125	99	while	while	SCONJ
ajbmeb-2269	125	100	a	a	DET
ajbmeb-2269	125	101	unidirectional	unidirectional	ADJ
ajbmeb-2269	125	102	causality	causality	NOUN
ajbmeb-2269	125	103	was	be	AUX
ajbmeb-2269	125	104	observed	observe	VERB
ajbmeb-2269	125	105	between	between	ADP
ajbmeb-2269	125	106	sectoral	sectoral	ADJ
ajbmeb-2269	125	107	bank	bank	NOUN
ajbmeb-2269	125	108	credit	credit	NOUN
ajbmeb-2269	125	109	to	to	ADP
ajbmeb-2269	125	110	mining	mining	NOUN
ajbmeb-2269	125	111	and	and	CCONJ
ajbmeb-2269	125	112	quarrying	quarrying	ADJ
ajbmeb-2269	125	113	and	and	CCONJ
ajbmeb-2269	125	114	economic	economic	ADJ
ajbmeb-2269	125	115	development	development	NOUN
ajbmeb-2269	125	116	.	.	PUNCT
ajbmeb-2269	126	1	a	a	DET
ajbmeb-2269	126	2	bidirectional	bidirectional	ADJ
ajbmeb-2269	126	3	causality	causality	NOUN
ajbmeb-2269	126	4	was	be	AUX
ajbmeb-2269	126	5	recorded	record	VERB
ajbmeb-2269	126	6	between	between	ADP
ajbmeb-2269	126	7	sectoral	sectoral	ADJ
ajbmeb-2269	126	8	bank	bank	NOUN
ajbmeb-2269	126	9	credit	credit	NOUN
ajbmeb-2269	126	10	to	to	PART
ajbmeb-2269	126	11	trade	trade	NOUN
ajbmeb-2269	126	12	and	and	CCONJ
ajbmeb-2269	126	13	general	general	ADJ
ajbmeb-2269	126	14	commerce	commerce	NOUN
ajbmeb-2269	126	15	and	and	CCONJ
ajbmeb-2269	126	16	economic	economic	ADJ
ajbmeb-2269	126	17	development	development	NOUN
ajbmeb-2269	126	18	.	.	PUNCT
ajbmeb-2269	127	1	4.2	4.2	NUM
ajbmeb-2269	127	2	results	result	VERB
ajbmeb-2269	127	3	discussions	discussion	NOUN
ajbmeb-2269	127	4	from	from	ADP
ajbmeb-2269	127	5	the	the	DET
ajbmeb-2269	127	6	results	result	NOUN
ajbmeb-2269	127	7	,	,	PUNCT
ajbmeb-2269	127	8	we	we	PRON
ajbmeb-2269	127	9	observed	observe	VERB
ajbmeb-2269	127	10	that	that	SCONJ
ajbmeb-2269	127	11	sectoral	sectoral	ADJ
ajbmeb-2269	127	12	credit	credit	NOUN
ajbmeb-2269	127	13	to	to	ADP
ajbmeb-2269	127	14	agricultural	agricultural	ADJ
ajbmeb-2269	127	15	and	and	CCONJ
ajbmeb-2269	127	16	trade	trade	NOUN
ajbmeb-2269	127	17	and	and	CCONJ
ajbmeb-2269	127	18	general	general	ADJ
ajbmeb-2269	127	19	commerce	commerce	NOUN
ajbmeb-2269	127	20	sectors	sector	NOUN
ajbmeb-2269	127	21	were	be	AUX
ajbmeb-2269	127	22	insignificantly	insignificantly	ADV
ajbmeb-2269	127	23	negative	negative	ADJ
ajbmeb-2269	127	24	implying	imply	VERB
ajbmeb-2269	127	25	that	that	SCONJ
ajbmeb-2269	127	26	bank	bank	NOUN
ajbmeb-2269	127	27	credit	credit	NOUN
ajbmeb-2269	127	28	to	to	ADP
ajbmeb-2269	127	29	agricultural	agricultural	ADJ
ajbmeb-2269	127	30	sector	sector	NOUN
ajbmeb-2269	127	31	and	and	CCONJ
ajbmeb-2269	127	32	trade	trade	NOUN
ajbmeb-2269	127	33	and	and	CCONJ
ajbmeb-2269	127	34	general	general	ADJ
ajbmeb-2269	127	35	commerce	commerce	NOUN
ajbmeb-2269	127	36	sectors	sector	NOUN
ajbmeb-2269	127	37	are	be	AUX
ajbmeb-2269	127	38	not	not	PART
ajbmeb-2269	127	39	important	important	ADJ
ajbmeb-2269	127	40	in	in	ADP
ajbmeb-2269	127	41	predicting	predict	VERB
ajbmeb-2269	127	42	development	development	NOUN
ajbmeb-2269	127	43	of	of	ADP
ajbmeb-2269	127	44	nigerian	nigerian	ADJ
ajbmeb-2269	127	45	economy	economy	NOUN
ajbmeb-2269	127	46	during	during	ADP
ajbmeb-2269	127	47	the	the	DET
ajbmeb-2269	127	48	period	period	NOUN
ajbmeb-2269	127	49	covered	cover	VERB
ajbmeb-2269	127	50	by	by	ADP
ajbmeb-2269	127	51	the	the	DET
ajbmeb-2269	127	52	study	study	NOUN
ajbmeb-2269	127	53	and	and	CCONJ
ajbmeb-2269	127	54	that	that	PRON
ajbmeb-2269	127	55	and	and	CCONJ
ajbmeb-2269	127	56	as	as	ADP
ajbmeb-2269	127	57	such	such	ADJ
ajbmeb-2269	127	58	,	,	PUNCT
ajbmeb-2269	127	59	we	we	PRON
ajbmeb-2269	127	60	can	can	AUX
ajbmeb-2269	127	61	say	say	VERB
ajbmeb-2269	127	62	that	that	SCONJ
ajbmeb-2269	127	63	they	they	PRON
ajbmeb-2269	127	64	do	do	AUX
ajbmeb-2269	127	65	not	not	PART
ajbmeb-2269	127	66	contribute	contribute	VERB
ajbmeb-2269	127	67	to	to	ADP
ajbmeb-2269	127	68	the	the	DET
ajbmeb-2269	127	69	development	development	NOUN
ajbmeb-2269	127	70	of	of	ADP
ajbmeb-2269	127	71	nigerian	nigerian	ADJ
ajbmeb-2269	127	72	economy	economy	NOUN
ajbmeb-2269	127	73	as	as	SCONJ
ajbmeb-2269	127	74	seen	see	VERB
ajbmeb-2269	127	75	in	in	ADP
ajbmeb-2269	127	76	the	the	DET
ajbmeb-2269	127	77	work	work	NOUN
ajbmeb-2269	127	78	of	of	ADP
ajbmeb-2269	127	79	stenphen	stenphen	NOUN
ajbmeb-2269	127	80	and	and	CCONJ
ajbmeb-2269	127	81	rodiat	rodiat	NOUN
ajbmeb-2269	127	82	(	(	PUNCT
ajbmeb-2269	127	83	2019	2019	NUM
ajbmeb-2269	127	84	)	)	PUNCT
ajbmeb-2269	127	85	who	who	PRON
ajbmeb-2269	127	86	reported	report	VERB
ajbmeb-2269	127	87	negative	negative	ADJ
ajbmeb-2269	127	88	influence	influence	NOUN
ajbmeb-2269	127	89	of	of	ADP
ajbmeb-2269	127	90	sectoral	sectoral	ADJ
ajbmeb-2269	127	91	credit	credit	NOUN
ajbmeb-2269	127	92	to	to	ADP
ajbmeb-2269	127	93	general	general	ADJ
ajbmeb-2269	127	94	commerce	commerce	NOUN
ajbmeb-2269	127	95	on	on	ADP
ajbmeb-2269	127	96	growth	growth	NOUN
ajbmeb-2269	127	97	as	as	ADV
ajbmeb-2269	127	98	well	well	ADV
ajbmeb-2269	127	99	nwanji	nwanji	NOUN
ajbmeb-2269	127	100	and	and	CCONJ
ajbmeb-2269	127	101	okoli	okoli	NOUN
ajbmeb-2269	127	102	(	(	PUNCT
ajbmeb-2269	127	103	2018	2018	NUM
ajbmeb-2269	127	104	)	)	PUNCT
ajbmeb-2269	127	105	and	and	CCONJ
ajbmeb-2269	127	106	abukar	abukar	NOUN
ajbmeb-2269	127	107	and	and	CCONJ
ajbmeb-2269	127	108	kassim	kassim	PROPN
ajbmeb-2269	127	109	(	(	PUNCT
ajbmeb-2269	127	110	2016	2016	NUM
ajbmeb-2269	127	111	)	)	PUNCT
ajbmeb-2269	127	112	who	who	PRON
ajbmeb-2269	127	113	reported	report	VERB
ajbmeb-2269	127	114	no	no	DET
ajbmeb-2269	127	115	effect	effect	NOUN
ajbmeb-2269	127	116	of	of	ADP
ajbmeb-2269	127	117	sectoral	sectoral	ADJ
ajbmeb-2269	127	118	bank	bank	NOUN
ajbmeb-2269	127	119	credit	credit	NOUN
ajbmeb-2269	127	120	on	on	ADP
ajbmeb-2269	127	121	agricultural	agricultural	ADJ
ajbmeb-2269	127	122	sector	sector	NOUN
ajbmeb-2269	127	123	while	while	SCONJ
ajbmeb-2269	127	124	bank	bank	NOUN
ajbmeb-2269	127	125	credit	credit	NOUN
ajbmeb-2269	127	126	to	to	ADP
ajbmeb-2269	127	127	manufacturing	manufacture	VERB
ajbmeb-2269	127	128	sector	sector	NOUN
ajbmeb-2269	127	129	and	and	CCONJ
ajbmeb-2269	127	130	mining	mining	NOUN
ajbmeb-2269	127	131	and	and	CCONJ
ajbmeb-2269	127	132	quarrying	quarry	VERB
ajbmeb-2269	127	133	sector	sector	NOUN
ajbmeb-2269	127	134	showed	show	VERB
ajbmeb-2269	127	135	a	a	DET
ajbmeb-2269	127	136	positive	positive	ADJ
ajbmeb-2269	127	137	coefficient	coefficient	NOUN
ajbmeb-2269	127	138	suggesting	suggest	VERB
ajbmeb-2269	127	139	that	that	SCONJ
ajbmeb-2269	127	140	bank	bank	NOUN
ajbmeb-2269	127	141	credit	credit	NOUN
ajbmeb-2269	127	142	to	to	ADP
ajbmeb-2269	127	143	manufacturing	manufacture	VERB
ajbmeb-2269	127	144	sector	sector	NOUN
ajbmeb-2269	127	145	and	and	CCONJ
ajbmeb-2269	127	146	mining	mining	NOUN
ajbmeb-2269	127	147	and	and	CCONJ
ajbmeb-2269	127	148	quarrying	quarry	VERB
ajbmeb-2269	127	149	sector	sector	NOUN
ajbmeb-2269	127	150	are	be	AUX
ajbmeb-2269	127	151	important	important	ADJ
ajbmeb-2269	127	152	tools	tool	NOUN
ajbmeb-2269	127	153	in	in	ADP
ajbmeb-2269	127	154	predicting	predict	VERB
ajbmeb-2269	127	155	economic	economic	ADJ
ajbmeb-2269	127	156	development	development	NOUN
ajbmeb-2269	127	157	of	of	ADP
ajbmeb-2269	127	158	nigeria	nigeria	PROPN
ajbmeb-2269	127	159	and	and	CCONJ
ajbmeb-2269	127	160	that	that	SCONJ
ajbmeb-2269	127	161	the	the	PRON
ajbmeb-2269	127	162	have	have	VERB
ajbmeb-2269	127	163	the	the	DET
ajbmeb-2269	127	164	tendency	tendency	NOUN
ajbmeb-2269	127	165	of	of	ADP
ajbmeb-2269	127	166	exerting	exert	VERB
ajbmeb-2269	127	167	development	development	NOUN
ajbmeb-2269	127	168	in	in	ADP
ajbmeb-2269	127	169	nigeria	nigeria	PROPN
ajbmeb-2269	127	170	.	.	PUNCT
ajbmeb-2269	128	1	though	though	SCONJ
ajbmeb-2269	128	2	they	they	PRON
ajbmeb-2269	128	3	were	be	AUX
ajbmeb-2269	128	4	insignificant	insignificant	ADJ
ajbmeb-2269	128	5	but	but	CCONJ
ajbmeb-2269	128	6	they	they	PRON
ajbmeb-2269	128	7	positive	positive	ADJ
ajbmeb-2269	128	8	coefficient	coefficient	NOUN
ajbmeb-2269	128	9	suggest	suggest	VERB
ajbmeb-2269	128	10	their	their	PRON
ajbmeb-2269	128	11	potency	potency	NOUN
ajbmeb-2269	128	12	in	in	ADP
ajbmeb-2269	128	13	exerting	exert	VERB
ajbmeb-2269	128	14	development	development	NOUN
ajbmeb-2269	128	15	in	in	ADP
ajbmeb-2269	128	16	nigeria	nigeria	PROPN
ajbmeb-2269	128	17	as	as	SCONJ
ajbmeb-2269	128	18	seen	see	VERB
ajbmeb-2269	128	19	in	in	ADP
ajbmeb-2269	128	20	majeed	majeed	PROPN
ajbmeb-2269	128	21	and	and	CCONJ
ajbmeb-2269	128	22	iftikhar	iftikhar	PROPN
ajbmeb-2269	128	23	(	(	PUNCT
ajbmeb-2269	128	24	2020	2020	NUM
ajbmeb-2269	128	25	)	)	PUNCT
ajbmeb-2269	128	26	who	who	PRON
ajbmeb-2269	128	27	reported	report	VERB
ajbmeb-2269	128	28	insignificant	insignificant	ADJ
ajbmeb-2269	128	29	positive	positive	ADJ
ajbmeb-2269	128	30	influence	influence	NOUN
ajbmeb-2269	128	31	of	of	ADP
ajbmeb-2269	128	32	private	private	ADJ
ajbmeb-2269	128	33	sector	sector	NOUN
ajbmeb-2269	128	34	bank	bank	NOUN
ajbmeb-2269	128	35	loan	loan	NOUN
ajbmeb-2269	128	36	on	on	ADP
ajbmeb-2269	128	37	pakistan	pakistan	ADJ
ajbmeb-2269	128	38	economic	economic	ADJ
ajbmeb-2269	128	39	growth	growth	NOUN
ajbmeb-2269	128	40	and	and	CCONJ
ajbmeb-2269	128	41	okoyan	okoyan	ADJ
ajbmeb-2269	128	42	and	and	CCONJ
ajbmeb-2269	128	43	eze	eze	ADJ
ajbmeb-2269	128	44	(	(	PUNCT
ajbmeb-2269	128	45	2021	2021	NUM
ajbmeb-2269	128	46	)	)	PUNCT
ajbmeb-2269	128	47	which	which	PRON
ajbmeb-2269	128	48	reported	report	VERB
ajbmeb-2269	128	49	insignificant	insignificant	ADJ
ajbmeb-2269	128	50	linear	linear	ADJ
ajbmeb-2269	128	51	influence	influence	NOUN
ajbmeb-2269	128	52	of	of	ADP
ajbmeb-2269	128	53	sectoral	sectoral	ADJ
ajbmeb-2269	128	54	loan	loan	NOUN
ajbmeb-2269	128	55	on	on	ADP
ajbmeb-2269	128	56	bank	bank	NOUN
ajbmeb-2269	128	57	performance	performance	NOUN
ajbmeb-2269	128	58	in	in	ADP
ajbmeb-2269	128	59	nigeria	nigeria	PROPN
ajbmeb-2269	128	60	.	.	PUNCT
ajbmeb-2269	129	1	the	the	DET
ajbmeb-2269	129	2	causality	causality	NOUN
ajbmeb-2269	129	3	result	result	NOUN
ajbmeb-2269	129	4	revealed	reveal	VERB
ajbmeb-2269	129	5	absence	absence	NOUN
ajbmeb-2269	129	6	of	of	ADP
ajbmeb-2269	129	7	causality	causality	NOUN
ajbmeb-2269	129	8	among	among	ADP
ajbmeb-2269	129	9	sectoral	sectoral	ADJ
ajbmeb-2269	129	10	bank	bank	NOUN
ajbmeb-2269	129	11	credit	credit	NOUN
ajbmeb-2269	129	12	to	to	ADP
ajbmeb-2269	129	13	agricultural	agricultural	ADJ
ajbmeb-2269	129	14	sector	sector	NOUN
ajbmeb-2269	129	15	and	and	CCONJ
ajbmeb-2269	129	16	economic	economic	ADJ
ajbmeb-2269	129	17	development	development	NOUN
ajbmeb-2269	129	18	as	as	ADV
ajbmeb-2269	129	19	well	well	ADV
ajbmeb-2269	129	20	between	between	ADP
ajbmeb-2269	129	21	sectoral	sectoral	ADJ
ajbmeb-2269	129	22	bank	bank	NOUN
ajbmeb-2269	129	23	credit	credit	NOUN
ajbmeb-2269	129	24	to	to	ADP
ajbmeb-2269	129	25	manufacturing	manufacture	VERB
ajbmeb-2269	129	26	sector	sector	NOUN
ajbmeb-2269	129	27	and	and	CCONJ
ajbmeb-2269	129	28	economic	economic	ADJ
ajbmeb-2269	129	29	development	development	NOUN
ajbmeb-2269	129	30	as	as	SCONJ
ajbmeb-2269	129	31	seen	see	VERB
ajbmeb-2269	129	32	in	in	ADP
ajbmeb-2269	129	33	joseph	joseph	PROPN
ajbmeb-2269	129	34	(	(	PUNCT
ajbmeb-2269	129	35	2020	2020	NUM
ajbmeb-2269	129	36	)	)	PUNCT
ajbmeb-2269	129	37	who	who	PRON
ajbmeb-2269	129	38	reported	report	VERB
ajbmeb-2269	129	39	absence	absence	NOUN
ajbmeb-2269	129	40	of	of	ADP
ajbmeb-2269	129	41	causality	causality	NOUN
ajbmeb-2269	129	42	among	among	ADP
ajbmeb-2269	129	43	bank	bank	NOUN
ajbmeb-2269	129	44	loan	loan	NOUN
ajbmeb-2269	129	45	and	and	CCONJ
ajbmeb-2269	129	46	growth	growth	NOUN
ajbmeb-2269	129	47	in	in	ADP
ajbmeb-2269	129	48	tanzania	tanzania	PROPN
ajbmeb-2269	129	49	while	while	SCONJ
ajbmeb-2269	129	50	a	a	DET
ajbmeb-2269	129	51	unidirectional	unidirectional	ADJ
ajbmeb-2269	129	52	causality	causality	NOUN
ajbmeb-2269	129	53	was	be	AUX
ajbmeb-2269	129	54	observed	observe	VERB
ajbmeb-2269	129	55	between	between	ADP
ajbmeb-2269	129	56	sectoral	sectoral	ADJ
ajbmeb-2269	129	57	bank	bank	NOUN
ajbmeb-2269	129	58	credit	credit	NOUN
ajbmeb-2269	129	59	to	to	ADP
ajbmeb-2269	129	60	mining	mining	NOUN
ajbmeb-2269	129	61	and	and	CCONJ
ajbmeb-2269	129	62	quarrying	quarrying	ADJ
ajbmeb-2269	129	63	and	and	CCONJ
ajbmeb-2269	129	64	economic	economic	ADJ
ajbmeb-2269	129	65	development	development	NOUN
ajbmeb-2269	129	66	as	as	SCONJ
ajbmeb-2269	129	67	seen	see	VERB
ajbmeb-2269	129	68	in	in	ADP
ajbmeb-2269	129	69	paul	paul	PROPN
ajbmeb-2269	129	70	(	(	PUNCT
ajbmeb-2269	129	71	2017	2017	NUM
ajbmeb-2269	129	72	)	)	PUNCT
ajbmeb-2269	129	73	with	with	ADP
ajbmeb-2269	129	74	causality	causality	NOUN
ajbmeb-2269	129	75	flowing	flow	VERB
ajbmeb-2269	129	76	from	from	ADP
ajbmeb-2269	129	77	mining	mining	NOUN
ajbmeb-2269	129	78	and	and	CCONJ
ajbmeb-2269	129	79	quarrying	quarry	VERB
ajbmeb-2269	129	80	sector	sector	NOUN
ajbmeb-2269	129	81	bank	bank	NOUN
ajbmeb-2269	129	82	credit	credit	NOUN
ajbmeb-2269	129	83	to	to	ADP
ajbmeb-2269	129	84	economic	economic	ADJ
ajbmeb-2269	129	85	development	development	NOUN
ajbmeb-2269	129	86	implying	imply	VERB
ajbmeb-2269	129	87	that	that	SCONJ
ajbmeb-2269	129	88	bank	bank	NOUN
ajbmeb-2269	129	89	credit	credit	NOUN
ajbmeb-2269	129	90	to	to	ADP
ajbmeb-2269	129	91	mining	mining	NOUN
ajbmeb-2269	129	92	and	and	CCONJ
ajbmeb-2269	129	93	american	american	ADJ
ajbmeb-2269	129	94	journal	journal	PROPN
ajbmeb-2269	129	95	of	of	ADP
ajbmeb-2269	129	96	business	business	NOUN
ajbmeb-2269	129	97	management	management	NOUN
ajbmeb-2269	129	98	,	,	PUNCT
ajbmeb-2269	129	99	economics	economic	NOUN
ajbmeb-2269	129	100	and	and	CCONJ
ajbmeb-2269	129	101	banking	banking	NOUN
ajbmeb-2269	129	102	volume	volume	NOUN
ajbmeb-2269	129	103	26	26	NUM
ajbmeb-2269	129	104	july	july	PROPN
ajbmeb-2269	129	105	2024	2024	NUM
ajbmeb-2269	129	106	p	p	NOUN
ajbmeb-2269	130	1	a	a	DET
ajbmeb-2269	130	2	g	g	NOUN
ajbmeb-2269	130	3	e	e	NOUN
ajbmeb-2269	130	4	|	|	NOUN
ajbmeb-2269	130	5	12	12	NUM
ajbmeb-2269	130	6	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2269	130	7	quarrying	quarry	VERB
ajbmeb-2269	130	8	sector	sector	NOUN
ajbmeb-2269	130	9	promotes/	promotes/	PRON
ajbmeb-2269	130	10	support	support	VERB
ajbmeb-2269	130	11	economic	economic	ADJ
ajbmeb-2269	130	12	development	development	NOUN
ajbmeb-2269	130	13	while	while	SCONJ
ajbmeb-2269	130	14	economic	economic	ADJ
ajbmeb-2269	130	15	development	development	NOUN
ajbmeb-2269	130	16	on	on	ADP
ajbmeb-2269	130	17	the	the	DET
ajbmeb-2269	130	18	other	other	ADJ
ajbmeb-2269	130	19	hand	hand	NOUN
ajbmeb-2269	130	20	do	do	AUX
ajbmeb-2269	130	21	not	not	PART
ajbmeb-2269	130	22	support	support	VERB
ajbmeb-2269	130	23	/	/	SYM
ajbmeb-2269	130	24	promote	promote	VERB
ajbmeb-2269	130	25	credit	credit	NOUN
ajbmeb-2269	130	26	to	to	ADP
ajbmeb-2269	130	27	mining	mining	NOUN
ajbmeb-2269	130	28	and	and	CCONJ
ajbmeb-2269	130	29	quarrying	quarrying	NOUN
ajbmeb-2269	130	30	.	.	PUNCT
ajbmeb-2269	131	1	furthermore	furthermore	ADV
ajbmeb-2269	131	2	,	,	PUNCT
ajbmeb-2269	131	3	a	a	DET
ajbmeb-2269	131	4	bidirectional	bidirectional	ADJ
ajbmeb-2269	131	5	causality	causality	NOUN
ajbmeb-2269	131	6	was	be	AUX
ajbmeb-2269	131	7	recorded	record	VERB
ajbmeb-2269	131	8	between	between	ADP
ajbmeb-2269	131	9	sectoral	sectoral	ADJ
ajbmeb-2269	131	10	bank	bank	NOUN
ajbmeb-2269	131	11	credit	credit	NOUN
ajbmeb-2269	131	12	to	to	PART
ajbmeb-2269	131	13	trade	trade	NOUN
ajbmeb-2269	131	14	and	and	CCONJ
ajbmeb-2269	131	15	general	general	ADJ
ajbmeb-2269	131	16	commerce	commerce	PROPN
ajbmeb-2269	131	17	and	and	CCONJ
ajbmeb-2269	131	18	economic	economic	ADJ
ajbmeb-2269	131	19	development	development	NOUN
ajbmeb-2269	131	20	as	as	ADP
ajbmeb-2269	131	21	also	also	ADV
ajbmeb-2269	131	22	in	in	ADP
ajbmeb-2269	131	23	paul	paul	PROPN
ajbmeb-2269	131	24	(	(	PUNCT
ajbmeb-2269	131	25	2017	2017	NUM
ajbmeb-2269	131	26	)	)	PUNCT
ajbmeb-2269	131	27	suggesting	suggest	VERB
ajbmeb-2269	131	28	that	that	SCONJ
ajbmeb-2269	131	29	causality	causality	NOUN
ajbmeb-2269	131	30	flows	flow	VERB
ajbmeb-2269	131	31	both	both	DET
ajbmeb-2269	131	32	ways	way	NOUN
ajbmeb-2269	131	33	between	between	ADP
ajbmeb-2269	131	34	trade	trade	NOUN
ajbmeb-2269	131	35	and	and	CCONJ
ajbmeb-2269	131	36	general	general	PROPN
ajbmeb-2269	131	37	commerce	commerce	PROPN
ajbmeb-2269	131	38	bank	bank	PROPN
ajbmeb-2269	131	39	credit	credit	NOUN
ajbmeb-2269	131	40	and	and	CCONJ
ajbmeb-2269	131	41	economic	economic	ADJ
ajbmeb-2269	131	42	development	development	NOUN
ajbmeb-2269	131	43	.	.	PUNCT
ajbmeb-2269	132	1	in	in	ADP
ajbmeb-2269	132	2	other	other	ADJ
ajbmeb-2269	132	3	words	word	NOUN
ajbmeb-2269	132	4	,	,	PUNCT
ajbmeb-2269	132	5	it	it	PRON
ajbmeb-2269	132	6	implies	imply	VERB
ajbmeb-2269	132	7	that	that	SCONJ
ajbmeb-2269	132	8	bank	bank	NOUN
ajbmeb-2269	132	9	credit	credit	NOUN
ajbmeb-2269	132	10	to	to	PART
ajbmeb-2269	132	11	trade	trade	NOUN
ajbmeb-2269	132	12	and	and	CCONJ
ajbmeb-2269	132	13	general	general	ADJ
ajbmeb-2269	132	14	commerce	commerce	NOUN
ajbmeb-2269	132	15	and	and	CCONJ
ajbmeb-2269	132	16	economic	economic	ADJ
ajbmeb-2269	132	17	growth	growth	NOUN
ajbmeb-2269	132	18	promotes	promote	VERB
ajbmeb-2269	132	19	/	/	SYM
ajbmeb-2269	132	20	support	support	NOUN
ajbmeb-2269	132	21	each	each	DET
ajbmeb-2269	132	22	other	other	ADJ
ajbmeb-2269	132	23	in	in	ADP
ajbmeb-2269	132	24	their	their	PRON
ajbmeb-2269	132	25	growth	growth	NOUN
ajbmeb-2269	132	26	process	process	NOUN
ajbmeb-2269	132	27	in	in	ADP
ajbmeb-2269	132	28	the	the	DET
ajbmeb-2269	132	29	sense	sense	NOUN
ajbmeb-2269	132	30	that	that	SCONJ
ajbmeb-2269	132	31	bank	bank	NOUN
ajbmeb-2269	132	32	credit	credit	NOUN
ajbmeb-2269	132	33	to	to	PART
ajbmeb-2269	132	34	trade	trade	NOUN
ajbmeb-2269	132	35	and	and	CCONJ
ajbmeb-2269	132	36	general	general	ADJ
ajbmeb-2269	132	37	commerce	commerce	NOUN
ajbmeb-2269	132	38	spore	spore	ADJ
ajbmeb-2269	132	39	economic	economic	ADJ
ajbmeb-2269	132	40	development	development	NOUN
ajbmeb-2269	132	41	and	and	CCONJ
ajbmeb-2269	132	42	economic	economic	ADJ
ajbmeb-2269	132	43	development	development	NOUN
ajbmeb-2269	132	44	on	on	ADP
ajbmeb-2269	132	45	the	the	DET
ajbmeb-2269	132	46	other	other	ADJ
ajbmeb-2269	132	47	hand	hand	NOUN
ajbmeb-2269	132	48	spore	spore	ADJ
ajbmeb-2269	132	49	bank	bank	NOUN
ajbmeb-2269	132	50	credit	credit	NOUN
ajbmeb-2269	132	51	to	to	PART
ajbmeb-2269	132	52	trade	trade	NOUN
ajbmeb-2269	132	53	and	and	CCONJ
ajbmeb-2269	132	54	general	general	ADJ
ajbmeb-2269	132	55	commerce	commerce	PROPN
ajbmeb-2269	132	56	.	.	PUNCT
ajbmeb-2269	133	1	5.0	5.0	NUM
ajbmeb-2269	133	2	conclusion	conclusion	NOUN
ajbmeb-2269	133	3	and	and	CCONJ
ajbmeb-2269	133	4	recommendations	recommendation	NOUN
ajbmeb-2269	133	5	5.1	5.1	NUM
ajbmeb-2269	133	6	conclusions	conclusion	NOUN
ajbmeb-2269	133	7	the	the	DET
ajbmeb-2269	133	8	study	study	NOUN
ajbmeb-2269	133	9	was	be	AUX
ajbmeb-2269	133	10	centered	center	VERB
ajbmeb-2269	133	11	on	on	ADP
ajbmeb-2269	133	12	investigating	investigate	VERB
ajbmeb-2269	133	13	the	the	DET
ajbmeb-2269	133	14	link	link	NOUN
ajbmeb-2269	133	15	among	among	ADP
ajbmeb-2269	133	16	sectoral	sectoral	ADJ
ajbmeb-2269	133	17	bank	bank	NOUN
ajbmeb-2269	133	18	credit	credit	NOUN
ajbmeb-2269	133	19	an	an	DET
ajbmeb-2269	133	20	economic	economic	ADJ
ajbmeb-2269	133	21	growth	growth	NOUN
ajbmeb-2269	133	22	in	in	ADP
ajbmeb-2269	133	23	nigeria	nigeria	PROPN
ajbmeb-2269	133	24	and	and	CCONJ
ajbmeb-2269	133	25	using	use	VERB
ajbmeb-2269	133	26	expo	expo	NOUN
ajbmeb-2269	133	27	facto	facto	X
ajbmeb-2269	133	28	research	research	NOUN
ajbmeb-2269	133	29	design	design	NOUN
ajbmeb-2269	133	30	and	and	CCONJ
ajbmeb-2269	133	31	some	some	DET
ajbmeb-2269	133	32	selected	select	VERB
ajbmeb-2269	133	33	statistical	statistical	ADJ
ajbmeb-2269	133	34	tools	tool	NOUN
ajbmeb-2269	133	35	for	for	ADP
ajbmeb-2269	133	36	estimation	estimation	NOUN
ajbmeb-2269	133	37	purpose	purpose	NOUN
ajbmeb-2269	133	38	and	and	CCONJ
ajbmeb-2269	133	39	we	we	PRON
ajbmeb-2269	133	40	concludes	conclude	VERB
ajbmeb-2269	133	41	from	from	ADP
ajbmeb-2269	133	42	our	our	PRON
ajbmeb-2269	133	43	results	result	NOUN
ajbmeb-2269	133	44	that	that	SCONJ
ajbmeb-2269	133	45	there	there	PRON
ajbmeb-2269	133	46	was	be	VERB
ajbmeb-2269	133	47	no	no	DET
ajbmeb-2269	133	48	equilibrium	equilibrium	NOUN
ajbmeb-2269	133	49	long	long	ADJ
ajbmeb-2269	133	50	run	run	NOUN
ajbmeb-2269	133	51	relationship	relationship	NOUN
ajbmeb-2269	133	52	between	between	ADP
ajbmeb-2269	133	53	sectoral	sectoral	ADJ
ajbmeb-2269	133	54	bank	bank	NOUN
ajbmeb-2269	133	55	credit	credit	NOUN
ajbmeb-2269	133	56	and	and	CCONJ
ajbmeb-2269	133	57	economic	economic	ADJ
ajbmeb-2269	133	58	development	development	NOUN
ajbmeb-2269	133	59	in	in	ADP
ajbmeb-2269	133	60	nigeria	nigeria	PROPN
ajbmeb-2269	133	61	as	as	SCONJ
ajbmeb-2269	133	62	seen	see	VERB
ajbmeb-2269	133	63	in	in	ADP
ajbmeb-2269	133	64	our	our	PRON
ajbmeb-2269	133	65	long	long	ADJ
ajbmeb-2269	133	66	run	run	NOUN
ajbmeb-2269	133	67	bond	bond	NOUN
ajbmeb-2269	133	68	test	test	NOUN
ajbmeb-2269	133	69	and	and	CCONJ
ajbmeb-2269	133	70	further	far	ADV
ajbmeb-2269	133	71	that	that	SCONJ
ajbmeb-2269	133	72	sectoral	sectoral	ADJ
ajbmeb-2269	133	73	bank	bank	NOUN
ajbmeb-2269	133	74	credit	credit	NOUN
ajbmeb-2269	133	75	to	to	ADP
ajbmeb-2269	133	76	agricultural	agricultural	ADJ
ajbmeb-2269	133	77	sector	sector	NOUN
ajbmeb-2269	133	78	and	and	CCONJ
ajbmeb-2269	133	79	trade	trade	NOUN
ajbmeb-2269	133	80	and	and	CCONJ
ajbmeb-2269	133	81	general	general	ADJ
ajbmeb-2269	133	82	commerce	commerce	NOUN
ajbmeb-2269	133	83	sector	sector	NOUN
ajbmeb-2269	133	84	were	be	AUX
ajbmeb-2269	133	85	insignificant	insignificant	ADJ
ajbmeb-2269	133	86	and	and	CCONJ
ajbmeb-2269	133	87	as	as	ADV
ajbmeb-2269	133	88	well	well	ADV
ajbmeb-2269	133	89	influenced	influence	VERB
ajbmeb-2269	133	90	economic	economic	ADJ
ajbmeb-2269	133	91	growth	growth	NOUN
ajbmeb-2269	133	92	negatively	negatively	ADV
ajbmeb-2269	133	93	in	in	ADP
ajbmeb-2269	133	94	nigeria	nigeria	PROPN
ajbmeb-2269	133	95	during	during	ADP
ajbmeb-2269	133	96	the	the	DET
ajbmeb-2269	133	97	period	period	NOUN
ajbmeb-2269	133	98	covered	cover	VERB
ajbmeb-2269	133	99	by	by	ADP
ajbmeb-2269	133	100	the	the	DET
ajbmeb-2269	133	101	study	study	NOUN
ajbmeb-2269	133	102	while	while	SCONJ
ajbmeb-2269	133	103	sectoral	sectoral	ADJ
ajbmeb-2269	133	104	bank	bank	NOUN
ajbmeb-2269	133	105	credit	credit	NOUN
ajbmeb-2269	133	106	to	to	ADP
ajbmeb-2269	133	107	manufacturing	manufacture	VERB
ajbmeb-2269	133	108	sector	sector	NOUN
ajbmeb-2269	133	109	and	and	CCONJ
ajbmeb-2269	133	110	mining	mining	NOUN
ajbmeb-2269	133	111	and	and	CCONJ
ajbmeb-2269	133	112	quarrying	quarry	VERB
ajbmeb-2269	133	113	sector	sector	NOUN
ajbmeb-2269	133	114	were	be	AUX
ajbmeb-2269	133	115	positive	positive	ADJ
ajbmeb-2269	133	116	and	and	CCONJ
ajbmeb-2269	133	117	insignificant	insignificant	ADJ
ajbmeb-2269	133	118	suggesting	suggest	VERB
ajbmeb-2269	133	119	that	that	SCONJ
ajbmeb-2269	133	120	sectoral	sectoral	ADJ
ajbmeb-2269	133	121	bank	bank	NOUN
ajbmeb-2269	133	122	credit	credit	NOUN
ajbmeb-2269	133	123	to	to	ADP
ajbmeb-2269	133	124	manufacturing	manufacturing	NOUN
ajbmeb-2269	133	125	and	and	CCONJ
ajbmeb-2269	133	126	mining	mining	NOUN
ajbmeb-2269	133	127	and	and	CCONJ
ajbmeb-2269	133	128	quarrying	quarry	VERB
ajbmeb-2269	133	129	sector	sector	NOUN
ajbmeb-2269	133	130	influenced	influence	VERB
ajbmeb-2269	133	131	economic	economic	ADJ
ajbmeb-2269	133	132	development	development	NOUN
ajbmeb-2269	133	133	positively	positively	ADV
ajbmeb-2269	133	134	in	in	ADP
ajbmeb-2269	133	135	nigeria	nigeria	PROPN
ajbmeb-2269	133	136	during	during	ADP
ajbmeb-2269	133	137	the	the	DET
ajbmeb-2269	133	138	period	period	NOUN
ajbmeb-2269	133	139	covered	cover	VERB
ajbmeb-2269	133	140	by	by	ADP
ajbmeb-2269	133	141	the	the	DET
ajbmeb-2269	133	142	study	study	NOUN
ajbmeb-2269	133	143	.	.	PUNCT
ajbmeb-2269	134	1	from	from	ADP
ajbmeb-2269	134	2	our	our	PRON
ajbmeb-2269	134	3	causality	causality	NOUN
ajbmeb-2269	134	4	result	result	NOUN
ajbmeb-2269	134	5	,	,	PUNCT
ajbmeb-2269	134	6	we	we	PRON
ajbmeb-2269	134	7	conclude	conclude	VERB
ajbmeb-2269	134	8	that	that	SCONJ
ajbmeb-2269	134	9	there	there	PRON
ajbmeb-2269	134	10	is	be	VERB
ajbmeb-2269	134	11	no	no	DET
ajbmeb-2269	134	12	causality	causality	NOUN
ajbmeb-2269	134	13	among	among	ADP
ajbmeb-2269	134	14	sectoral	sectoral	ADJ
ajbmeb-2269	134	15	bank	bank	NOUN
ajbmeb-2269	134	16	loan	loan	NOUN
ajbmeb-2269	134	17	to	to	ADP
ajbmeb-2269	134	18	agricultural	agricultural	ADJ
ajbmeb-2269	134	19	sector	sector	NOUN
ajbmeb-2269	134	20	and	and	CCONJ
ajbmeb-2269	134	21	manufacturing	manufacturing	NOUN
ajbmeb-2269	134	22	sector	sector	NOUN
ajbmeb-2269	134	23	,	,	PUNCT
ajbmeb-2269	134	24	a	a	DET
ajbmeb-2269	134	25	unidirectional	unidirectional	ADJ
ajbmeb-2269	134	26	causality	causality	NOUN
ajbmeb-2269	134	27	flowing	flow	VERB
ajbmeb-2269	134	28	from	from	ADP
ajbmeb-2269	134	29	bank	bank	NOUN
ajbmeb-2269	134	30	loan	loan	NOUN
ajbmeb-2269	134	31	to	to	ADP
ajbmeb-2269	134	32	mining	mining	NOUN
ajbmeb-2269	134	33	and	and	CCONJ
ajbmeb-2269	134	34	quarrying	quarry	VERB
ajbmeb-2269	134	35	sector	sector	NOUN
ajbmeb-2269	134	36	to	to	ADP
ajbmeb-2269	134	37	economic	economic	ADJ
ajbmeb-2269	134	38	development	development	NOUN
ajbmeb-2269	134	39	while	while	SCONJ
ajbmeb-2269	134	40	a	a	DET
ajbmeb-2269	134	41	bidirectional	bidirectional	ADJ
ajbmeb-2269	134	42	causality	causality	NOUN
ajbmeb-2269	134	43	was	be	AUX
ajbmeb-2269	134	44	observed	observe	VERB
ajbmeb-2269	134	45	between	between	ADP
ajbmeb-2269	134	46	bank	bank	NOUN
ajbmeb-2269	134	47	credit	credit	NOUN
ajbmeb-2269	134	48	to	to	PART
ajbmeb-2269	134	49	trade	trade	NOUN
ajbmeb-2269	134	50	and	and	CCONJ
ajbmeb-2269	134	51	general	general	ADJ
ajbmeb-2269	134	52	commerce	commerce	PROPN
ajbmeb-2269	134	53	and	and	CCONJ
ajbmeb-2269	134	54	economic	economic	ADJ
ajbmeb-2269	134	55	development	development	NOUN
ajbmeb-2269	134	56	in	in	ADP
ajbmeb-2269	134	57	nigeria	nigeria	PROPN
ajbmeb-2269	134	58	during	during	ADP
ajbmeb-2269	134	59	the	the	DET
ajbmeb-2269	134	60	period	period	NOUN
ajbmeb-2269	134	61	covered	cover	VERB
ajbmeb-2269	134	62	by	by	ADP
ajbmeb-2269	134	63	the	the	DET
ajbmeb-2269	134	64	study	study	NOUN
ajbmeb-2269	134	65	.	.	PUNCT
ajbmeb-2269	135	1	5.2	5.2	NUM
ajbmeb-2269	135	2	recommendations	recommendation	NOUN
ajbmeb-2269	135	3	from	from	ADP
ajbmeb-2269	135	4	the	the	DET
ajbmeb-2269	135	5	above	above	ADJ
ajbmeb-2269	135	6	conclusions	conclusion	NOUN
ajbmeb-2269	135	7	,	,	PUNCT
ajbmeb-2269	135	8	we	we	PRON
ajbmeb-2269	135	9	recommend	recommend	VERB
ajbmeb-2269	135	10	the	the	DET
ajbmeb-2269	135	11	need	need	NOUN
ajbmeb-2269	135	12	for	for	ADP
ajbmeb-2269	135	13	proper	proper	ADJ
ajbmeb-2269	135	14	awareness	awareness	NOUN
ajbmeb-2269	135	15	of	of	ADP
ajbmeb-2269	135	16	the	the	DET
ajbmeb-2269	135	17	important	important	ADJ
ajbmeb-2269	135	18	of	of	ADP
ajbmeb-2269	135	19	agricultural	agricultural	ADJ
ajbmeb-2269	135	20	and	and	CCONJ
ajbmeb-2269	135	21	trade	trade	NOUN
ajbmeb-2269	135	22	and	and	CCONJ
ajbmeb-2269	135	23	general	general	ADJ
ajbmeb-2269	135	24	commerce	commerce	NOUN
ajbmeb-2269	135	25	sector	sector	NOUN
ajbmeb-2269	135	26	role	role	NOUN
ajbmeb-2269	135	27	in	in	ADP
ajbmeb-2269	135	28	economic	economic	ADJ
ajbmeb-2269	135	29	development	development	NOUN
ajbmeb-2269	135	30	of	of	ADP
ajbmeb-2269	135	31	a	a	DET
ajbmeb-2269	135	32	nations	nation	NOUN
ajbmeb-2269	135	33	and	and	CCONJ
ajbmeb-2269	135	34	as	as	SCONJ
ajbmeb-2269	135	35	such	such	ADJ
ajbmeb-2269	135	36	encourage	encourage	VERB
ajbmeb-2269	135	37	bank	bank	NOUN
ajbmeb-2269	135	38	to	to	PART
ajbmeb-2269	135	39	lend	lend	VERB
ajbmeb-2269	135	40	for	for	ADP
ajbmeb-2269	135	41	investments	investment	NOUN
ajbmeb-2269	135	42	in	in	ADP
ajbmeb-2269	135	43	those	those	DET
ajbmeb-2269	135	44	key	key	ADJ
ajbmeb-2269	135	45	sectors	sector	NOUN
ajbmeb-2269	135	46	secondly	secondly	ADV
ajbmeb-2269	135	47	,	,	PUNCT
ajbmeb-2269	135	48	the	the	DET
ajbmeb-2269	135	49	need	need	NOUN
ajbmeb-2269	135	50	to	to	PART
ajbmeb-2269	135	51	ensure	ensure	VERB
ajbmeb-2269	135	52	that	that	SCONJ
ajbmeb-2269	135	53	credits	credit	NOUN
ajbmeb-2269	135	54	granted	grant	VERB
ajbmeb-2269	135	55	to	to	ADP
ajbmeb-2269	135	56	each	each	DET
ajbmeb-2269	135	57	sectors	sector	NOUN
ajbmeb-2269	135	58	are	be	AUX
ajbmeb-2269	135	59	actually	actually	ADV
ajbmeb-2269	135	60	invested	invest	VERB
ajbmeb-2269	135	61	on	on	ADP
ajbmeb-2269	135	62	projects	project	NOUN
ajbmeb-2269	135	63	in	in	ADP
ajbmeb-2269	135	64	those	those	DET
ajbmeb-2269	135	65	sectors	sector	NOUN
ajbmeb-2269	135	66	to	to	PART
ajbmeb-2269	135	67	avoid	avoid	VERB
ajbmeb-2269	135	68	diversion	diversion	NOUN
ajbmeb-2269	135	69	of	of	ADP
ajbmeb-2269	135	70	such	such	ADJ
ajbmeb-2269	135	71	credit	credit	NOUN
ajbmeb-2269	135	72	for	for	ADP
ajbmeb-2269	135	73	personal	personal	ADJ
ajbmeb-2269	135	74	use	use	NOUN
ajbmeb-2269	135	75	as	as	ADP
ajbmeb-2269	135	76	appropriate	appropriate	ADJ
ajbmeb-2269	135	77	implementation	implementation	NOUN
ajbmeb-2269	135	78	of	of	ADP
ajbmeb-2269	135	79	those	those	DET
ajbmeb-2269	135	80	credit	credit	NOUN
ajbmeb-2269	135	81	in	in	ADP
ajbmeb-2269	135	82	the	the	DET
ajbmeb-2269	135	83	specific	specific	ADJ
ajbmeb-2269	135	84	sectors	sector	NOUN
ajbmeb-2269	135	85	will	will	AUX
ajbmeb-2269	135	86	help	help	VERB
ajbmeb-2269	135	87	them	they	PRON
ajbmeb-2269	135	88	to	to	PART
ajbmeb-2269	135	89	have	have	VERB
ajbmeb-2269	135	90	significant	significant	ADJ
ajbmeb-2269	135	91	influence	influence	NOUN
ajbmeb-2269	135	92	on	on	ADP
ajbmeb-2269	135	93	economic	economic	ADJ
ajbmeb-2269	135	94	development	development	NOUN
ajbmeb-2269	135	95	.	.	PUNCT
ajbmeb-2269	136	1	references	reference	NOUN
ajbmeb-2269	136	2	1	1	NUM
ajbmeb-2269	136	3	.	.	X
ajbmeb-2269	136	4	abubakar	abubakar	PROPN
ajbmeb-2269	136	5	,	,	PUNCT
ajbmeb-2269	136	6	a.	a.	PROPN
ajbmeb-2269	136	7	,	,	PUNCT
ajbmeb-2269	136	8	&	&	CCONJ
ajbmeb-2269	136	9	kassim	kassim	PROPN
ajbmeb-2269	136	10	,	,	PUNCT
ajbmeb-2269	136	11	c.	c.	PROPN
ajbmeb-2269	136	12	(	(	PUNCT
ajbmeb-2269	136	13	2016	2016	NUM
ajbmeb-2269	136	14	)	)	PUNCT
ajbmeb-2269	136	15	.	.	PUNCT
ajbmeb-2269	137	1	sectoral	sectoral	ADJ
ajbmeb-2269	137	2	impact	impact	NOUN
ajbmeb-2269	137	3	of	of	ADP
ajbmeb-2269	137	4	bank	bank	NOUN
ajbmeb-2269	137	5	credit	credit	NOUN
ajbmeb-2269	137	6	in	in	ADP
ajbmeb-2269	137	7	malaysia	malaysia	PROPN
ajbmeb-2269	137	8	:	:	PUNCT
ajbmeb-2269	137	9	ardl	ardl	NOUN
ajbmeb-2269	137	10	modelling	modelling	NOUN
ajbmeb-2269	137	11	approach	approach	NOUN
ajbmeb-2269	137	12	.	.	PUNCT
ajbmeb-2269	138	1	pertanika	pertanika	PROPN
ajbmeb-2269	138	2	journal	journal	PROPN
ajbmeb-2269	138	3	of	of	ADP
ajbmeb-2269	138	4	social	social	ADJ
ajbmeb-2269	138	5	science	science	NOUN
ajbmeb-2269	138	6	and	and	CCONJ
ajbmeb-2269	138	7	humanities	humanity	NOUN
ajbmeb-2269	138	8	,	,	PUNCT
ajbmeb-2269	138	9	24(8	24(8	NUM
ajbmeb-2269	138	10	)	)	PUNCT
ajbmeb-2269	138	11	,	,	PUNCT
ajbmeb-2269	138	12	205	205	NUM
ajbmeb-2269	138	13	-	-	SYM
ajbmeb-2269	138	14	201	201	NUM
ajbmeb-2269	138	15	2	2	NUM
ajbmeb-2269	138	16	.	.	PUNCT
ajbmeb-2269	138	17	ajisafe	ajisafe	PROPN
ajbmeb-2269	138	18	,	,	PUNCT
ajbmeb-2269	138	19	r.	r.	PROPN
ajbmeb-2269	138	20	a.	a.	PROPN
ajbmeb-2269	138	21	,	,	PUNCT
ajbmeb-2269	138	22	&	&	CCONJ
ajbmeb-2269	138	23	okunade	okunade	PROPN
ajbmeb-2269	138	24	,	,	PUNCT
ajbmeb-2269	138	25	s.	s.	PROPN
ajbmeb-2269	138	26	o.	o.	PROPN
ajbmeb-2269	138	27	(	(	PUNCT
ajbmeb-2269	138	28	2020	2020	NUM
ajbmeb-2269	138	29	)	)	PUNCT
ajbmeb-2269	138	30	.	.	PUNCT
ajbmeb-2269	139	1	finance	finance	NOUN
ajbmeb-2269	139	2	-	-	PUNCT
ajbmeb-2269	139	3	led	lead	VERB
ajbmeb-2269	139	4	growth	growth	NOUN
ajbmeb-2269	139	5	hypothesis	hypothesis	NOUN
ajbmeb-2269	139	6	and	and	CCONJ
ajbmeb-2269	139	7	domestic	domestic	ADJ
ajbmeb-2269	139	8	investment	investment	NOUN
ajbmeb-2269	139	9	in	in	ADP
ajbmeb-2269	139	10	nigeria	nigeria	PROPN
ajbmeb-2269	139	11	.	.	PUNCT
ajbmeb-2269	140	1	journal	journal	PROPN
ajbmeb-2269	140	2	of	of	ADP
ajbmeb-2269	140	3	emerging	emerge	VERB
ajbmeb-2269	140	4	trends	trend	NOUN
ajbmeb-2269	140	5	in	in	ADP
ajbmeb-2269	140	6	economics	economic	NOUN
ajbmeb-2269	140	7	and	and	CCONJ
ajbmeb-2269	140	8	management	management	NOUN
ajbmeb-2269	140	9	sciences	science	NOUN
ajbmeb-2269	140	10	,	,	PUNCT
ajbmeb-2269	140	11	11(2	11(2	NUM
ajbmeb-2269	140	12	)	)	PUNCT
ajbmeb-2269	140	13	,	,	PUNCT
ajbmeb-2269	140	14	40	40	NUM
ajbmeb-2269	140	15	-	-	SYM
ajbmeb-2269	140	16	52	52	NUM
ajbmeb-2269	140	17	3	3	NUM
ajbmeb-2269	140	18	.	.	X
ajbmeb-2269	140	19	ajose	ajose	PROPN
ajbmeb-2269	140	20	,	,	PUNCT
ajbmeb-2269	140	21	k.	k.	PROPN
ajbmeb-2269	140	22	,	,	PUNCT
ajbmeb-2269	140	23	&	&	CCONJ
ajbmeb-2269	140	24	oyedokun	oyedokun	PROPN
ajbmeb-2269	140	25	,	,	PUNCT
ajbmeb-2269	140	26	g.	g.	PROPN
ajbmeb-2269	140	27	e.	e.	PROPN
ajbmeb-2269	140	28	(	(	PUNCT
ajbmeb-2269	140	29	2018	2018	NUM
ajbmeb-2269	140	30	)	)	PUNCT
ajbmeb-2269	140	31	.	.	PUNCT
ajbmeb-2269	141	1	capital	capital	NOUN
ajbmeb-2269	141	2	formation	formation	NOUN
ajbmeb-2269	141	3	and	and	CCONJ
ajbmeb-2269	141	4	economic	economic	ADJ
ajbmeb-2269	141	5	growth	growth	NOUN
ajbmeb-2269	141	6	in	in	ADP
ajbmeb-2269	141	7	nigeria	nigeria	PROPN
ajbmeb-2269	141	8	.	.	PUNCT
ajbmeb-2269	142	1	accounting	accounting	NOUN
ajbmeb-2269	142	2	and	and	CCONJ
ajbmeb-2269	142	3	taxation	taxation	NOUN
ajbmeb-2269	142	4	review	review	NOUN
ajbmeb-2269	142	5	,	,	PUNCT
ajbmeb-2269	142	6	2(2	2(2	NUM
ajbmeb-2269	142	7	)	)	PUNCT
ajbmeb-2269	142	8	,	,	PUNCT
ajbmeb-2269	142	9	131	131	NUM
ajbmeb-2269	142	10	-	-	SYM
ajbmeb-2269	142	11	142	142	NUM
ajbmeb-2269	142	12	4	4	NUM
ajbmeb-2269	142	13	.	.	PUNCT
ajbmeb-2269	143	1	allen	allen	PROPN
ajbmeb-2269	143	2	,	,	PUNCT
ajbmeb-2269	143	3	f.	f.	PROPN
ajbmeb-2269	143	4	,	,	PUNCT
ajbmeb-2269	143	5	&	&	CCONJ
ajbmeb-2269	143	6	santomero	santomero	PROPN
ajbmeb-2269	143	7	,	,	PUNCT
ajbmeb-2269	143	8	a.	a.	NOUN
ajbmeb-2269	143	9	m.	m.	NOUN
ajbmeb-2269	143	10	(	(	PUNCT
ajbmeb-2269	143	11	1997	1997	NUM
ajbmeb-2269	143	12	)	)	PUNCT
ajbmeb-2269	143	13	.	.	PUNCT
ajbmeb-2269	144	1	the	the	DET
ajbmeb-2269	144	2	theory	theory	NOUN
ajbmeb-2269	144	3	of	of	ADP
ajbmeb-2269	144	4	financial	financial	ADJ
ajbmeb-2269	144	5	intermediation	intermediation	NOUN
ajbmeb-2269	144	6	.	.	PUNCT
ajbmeb-2269	145	1	journal	journal	NOUN
ajbmeb-2269	145	2	of	of	ADP
ajbmeb-2269	145	3	banking	banking	NOUN
ajbmeb-2269	145	4	&	&	CCONJ
ajbmeb-2269	145	5	finance	finance	PROPN
ajbmeb-2269	145	6	,	,	PUNCT
ajbmeb-2269	145	7	21(11	21(11	NUM
ajbmeb-2269	145	8	)	)	PUNCT
ajbmeb-2269	145	9	,	,	PUNCT
ajbmeb-2269	145	10	1461	1461	NUM
ajbmeb-2269	145	11	-	-	SYM
ajbmeb-2269	145	12	4266	4266	NUM
ajbmeb-2269	145	13	,	,	PUNCT
ajbmeb-2269	145	14	https://doi.org/10.1016/s0378-4266(97)00032-0	https://doi.org/10.1016/s0378-4266(97)00032-0	PROPN
ajbmeb-2269	145	15	https://doi.org/10.1016/s0378-4266(97)00032-0	https://doi.org/10.1016/s0378-4266(97)00032-0	PROPN
ajbmeb-2269	145	16	american	american	PROPN
ajbmeb-2269	145	17	journal	journal	PROPN
ajbmeb-2269	145	18	of	of	ADP
ajbmeb-2269	145	19	business	business	NOUN
ajbmeb-2269	145	20	management	management	NOUN
ajbmeb-2269	145	21	,	,	PUNCT
ajbmeb-2269	145	22	economics	economic	NOUN
ajbmeb-2269	145	23	and	and	CCONJ
ajbmeb-2269	145	24	banking	banking	NOUN
ajbmeb-2269	145	25	volume	volume	NOUN
ajbmeb-2269	145	26	26	26	NUM
ajbmeb-2269	145	27	july	july	PROPN
ajbmeb-2269	145	28	2024	2024	NUM
ajbmeb-2269	145	29	p	p	NOUN
ajbmeb-2269	145	30	a	a	DET
ajbmeb-2269	145	31	g	g	NOUN
ajbmeb-2269	145	32	e	e	NOUN
ajbmeb-2269	145	33	|	|	ADV
ajbmeb-2269	145	34	13	13	NUM
ajbmeb-2269	145	35	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2269	145	36	5	5	NUM
ajbmeb-2269	145	37	.	.	PUNCT
ajbmeb-2269	146	1	bethune	bethune	PROPN
ajbmeb-2269	146	2	,	,	PUNCT
ajbmeb-2269	146	3	z.	z.	PROPN
ajbmeb-2269	146	4	,	,	PUNCT
ajbmeb-2269	146	5	sultanum	sultanum	PROPN
ajbmeb-2269	146	6	,	,	PUNCT
ajbmeb-2269	146	7	b.	b.	PROPN
ajbmeb-2269	146	8	&	&	CCONJ
ajbmeb-2269	146	9	trachter	trachter	PROPN
ajbmeb-2269	146	10	,	,	PUNCT
ajbmeb-2269	146	11	n.	n.	NOUN
ajbmeb-2269	146	12	(	(	PUNCT
ajbmeb-2269	146	13	2019	2019	NUM
ajbmeb-2269	146	14	)	)	PUNCT
ajbmeb-2269	146	15	.	.	PUNCT
ajbmeb-2269	147	1	an	an	DET
ajbmeb-2269	147	2	information	information	NOUN
ajbmeb-2269	147	3	-	-	PUNCT
ajbmeb-2269	147	4	based	base	VERB
ajbmeb-2269	147	5	theory	theory	NOUN
ajbmeb-2269	147	6	of	of	ADP
ajbmeb-2269	147	7	financial	financial	ADJ
ajbmeb-2269	147	8	intermediation	intermediation	NOUN
ajbmeb-2269	147	9	.	.	PUNCT
ajbmeb-2269	148	1	frb	frb	NOUN
ajbmeb-2269	148	2	richmond	richmond	PROPN
ajbmeb-2269	148	3	working	working	PROPN
ajbmeb-2269	148	4	paper	paper	NOUN
ajbmeb-2269	148	5	no	no	INTJ
ajbmeb-2269	148	6	.	.	PROPN
ajbmeb-2269	149	1	19	19	NUM
ajbmeb-2269	149	2	-	-	SYM
ajbmeb-2269	149	3	12	12	NUM
ajbmeb-2269	149	4	,	,	PUNCT
ajbmeb-2269	149	5	https://ssrn.com/abstract=3473118	https://ssrn.com/abstract=3473118	PROPN
ajbmeb-2269	149	6	6	6	NUM
ajbmeb-2269	149	7	.	.	PUNCT
ajbmeb-2269	150	1	chant	chant	PROPN
ajbmeb-2269	150	2	,	,	PUNCT
ajbmeb-2269	150	3	j.	j.	PROPN
ajbmeb-2269	150	4	(	(	PUNCT
ajbmeb-2269	150	5	1992	1992	NUM
ajbmeb-2269	150	6	)	)	PUNCT
ajbmeb-2269	150	7	.	.	PUNCT
ajbmeb-2269	151	1	the	the	DET
ajbmeb-2269	151	2	new	new	ADJ
ajbmeb-2269	151	3	theory	theory	NOUN
ajbmeb-2269	151	4	of	of	ADP
ajbmeb-2269	151	5	financial	financial	ADJ
ajbmeb-2269	151	6	intermediation	intermediation	NOUN
ajbmeb-2269	151	7	.	.	PUNCT
ajbmeb-2269	152	1	in	in	ADP
ajbmeb-2269	152	2	:	:	PUNCT
ajbmeb-2269	152	3	dowd	dowd	PROPN
ajbmeb-2269	152	4	,	,	PUNCT
ajbmeb-2269	152	5	k.	k.	PROPN
ajbmeb-2269	152	6	,	,	PUNCT
ajbmeb-2269	152	7	lewis	lewis	PROPN
ajbmeb-2269	152	8	,	,	PUNCT
ajbmeb-2269	152	9	m.k	m.k	PROPN
ajbmeb-2269	152	10	.	.	PUNCT
ajbmeb-2269	152	11	(	(	PUNCT
ajbmeb-2269	152	12	eds	ed	NOUN
ajbmeb-2269	152	13	)	)	PUNCT
ajbmeb-2269	152	14	current	current	ADJ
ajbmeb-2269	152	15	issues	issue	NOUN
ajbmeb-2269	152	16	in	in	ADP
ajbmeb-2269	152	17	financial	financial	ADJ
ajbmeb-2269	152	18	and	and	CCONJ
ajbmeb-2269	152	19	monetary	monetary	ADJ
ajbmeb-2269	152	20	economics	economic	NOUN
ajbmeb-2269	152	21	.	.	PUNCT
ajbmeb-2269	153	1	current	current	ADJ
ajbmeb-2269	153	2	issues	issue	NOUN
ajbmeb-2269	153	3	in	in	ADP
ajbmeb-2269	153	4	economics	economic	NOUN
ajbmeb-2269	153	5	.	.	PUNCT
ajbmeb-2269	154	1	palgrave	palgrave	PROPN
ajbmeb-2269	154	2	,	,	PUNCT
ajbmeb-2269	154	3	london	london	PROPN
ajbmeb-2269	154	4	.	.	PUNCT
ajbmeb-2269	155	1	https://doi.org/10.1007/978-1-349-21908-7_3	https://doi.org/10.1007/978-1-349-21908-7_3	NUM
ajbmeb-2269	155	2	7	7	NUM
ajbmeb-2269	155	3	.	.	PUNCT
ajbmeb-2269	156	1	duican	duican	PROPN
ajbmeb-2269	156	2	,	,	PUNCT
ajbmeb-2269	156	3	e.	e.	PROPN
ajbmeb-2269	156	4	r.	r.	PROPN
ajbmeb-2269	156	5	&	&	CCONJ
ajbmeb-2269	156	6	pop	pop	PROPN
ajbmeb-2269	156	7	,	,	PUNCT
ajbmeb-2269	156	8	a.	a.	NOUN
ajbmeb-2269	156	9	(	(	PUNCT
ajbmeb-2269	156	10	2015	2015	NUM
ajbmeb-2269	156	11	)	)	PUNCT
ajbmeb-2269	156	12	.	.	PUNCT
ajbmeb-2269	157	1	the	the	DET
ajbmeb-2269	157	2	implication	implication	NOUN
ajbmeb-2269	157	3	of	of	ADP
ajbmeb-2269	157	4	credit	credit	NOUN
ajbmeb-2269	157	5	activity	activity	NOUN
ajbmeb-2269	157	6	on	on	ADP
ajbmeb-2269	157	7	economic	economic	ADJ
ajbmeb-2269	157	8	growth	growth	NOUN
ajbmeb-2269	157	9	in	in	ADP
ajbmeb-2269	157	10	romania	romania	PROPN
ajbmeb-2269	157	11	.	.	PUNCT
ajbmeb-2269	158	1	procedia	procedia	NOUN
ajbmeb-2269	158	2	economics	economic	NOUN
ajbmeb-2269	158	3	and	and	CCONJ
ajbmeb-2269	158	4	finance	finance	NOUN
ajbmeb-2269	158	5	,	,	PUNCT
ajbmeb-2269	158	6	30	30	NUM
ajbmeb-2269	158	7	,	,	PUNCT
ajbmeb-2269	158	8	195	195	NUM
ajbmeb-2269	158	9	-	-	SYM
ajbmeb-2269	158	10	201	201	NUM
ajbmeb-2269	158	11	8	8	NUM
ajbmeb-2269	158	12	.	.	PUNCT
ajbmeb-2269	158	13	eckaus	eckaus	PROPN
ajbmeb-2269	158	14	,	,	PUNCT
ajbmeb-2269	158	15	r.	r.	PROPN
ajbmeb-2269	158	16	s.	s.	PROPN
ajbmeb-2269	158	17	,	,	PUNCT
ajbmeb-2269	158	18	&	&	CCONJ
ajbmeb-2269	158	19	lefeber	lefeber	PROPN
ajbmeb-2269	158	20	,	,	PUNCT
ajbmeb-2269	158	21	l.	l.	PROPN
ajbmeb-2269	158	22	(	(	PUNCT
ajbmeb-2269	158	23	1962	1962	NUM
ajbmeb-2269	158	24	)	)	PUNCT
ajbmeb-2269	158	25	.	.	PUNCT
ajbmeb-2269	159	1	capital	capital	NOUN
ajbmeb-2269	159	2	formation	formation	NOUN
ajbmeb-2269	159	3	:	:	PUNCT
ajbmeb-2269	159	4	a	a	DET
ajbmeb-2269	159	5	theoretical	theoretical	ADJ
ajbmeb-2269	159	6	and	and	CCONJ
ajbmeb-2269	159	7	empirical	empirical	ADJ
ajbmeb-2269	159	8	analysis	analysis	NOUN
ajbmeb-2269	159	9	.	.	PUNCT
ajbmeb-2269	160	1	the	the	DET
ajbmeb-2269	160	2	review	review	NOUN
ajbmeb-2269	160	3	of	of	ADP
ajbmeb-2269	160	4	economics	economic	NOUN
ajbmeb-2269	160	5	and	and	CCONJ
ajbmeb-2269	160	6	statistics	statistic	NOUN
ajbmeb-2269	160	7	,	,	PUNCT
ajbmeb-2269	160	8	44(2	44(2	NOUN
ajbmeb-2269	160	9	)	)	PUNCT
ajbmeb-2269	160	10	,	,	PUNCT
ajbmeb-2269	160	11	113–122	113–122	NUM
ajbmeb-2269	160	12	.	.	PUNCT
ajbmeb-2269	161	1	https://doi.org/10.2307/1928194	https://doi.org/10.2307/1928194	NOUN
ajbmeb-2269	161	2	9	9	NUM
ajbmeb-2269	161	3	.	.	X
ajbmeb-2269	161	4	fapetu	fapetu	PROPN
ajbmeb-2269	161	5	,	,	PUNCT
ajbmeb-2269	161	6	o.	o.	PROPN
ajbmeb-2269	161	7	&	&	CCONJ
ajbmeb-2269	161	8	obalade	obalade	PROPN
ajbmeb-2269	161	9	,	,	PUNCT
ajbmeb-2269	161	10	a.	a.	NOUN
ajbmeb-2269	161	11	a.	a.	NOUN
ajbmeb-2269	161	12	(	(	PUNCT
ajbmeb-2269	161	13	2015	2015	NUM
ajbmeb-2269	161	14	)	)	PUNCT
ajbmeb-2269	161	15	.	.	PUNCT
ajbmeb-2269	162	1	sectoral	sectoral	ADJ
ajbmeb-2269	162	2	allocation	allocation	NOUN
ajbmeb-2269	162	3	of	of	ADP
ajbmeb-2269	162	4	bank	bank	NOUN
ajbmeb-2269	162	5	credit	credit	NOUN
ajbmeb-2269	162	6	and	and	CCONJ
ajbmeb-2269	162	7	economic	economic	ADJ
ajbmeb-2269	162	8	growth	growth	NOUN
ajbmeb-2269	162	9	in	in	ADP
ajbmeb-2269	162	10	nigeria	nigeria	PROPN
ajbmeb-2269	162	11	.	.	PUNCT
ajbmeb-2269	163	1	international	international	ADJ
ajbmeb-2269	163	2	journal	journal	PROPN
ajbmeb-2269	163	3	of	of	ADP
ajbmeb-2269	163	4	academic	academic	ADJ
ajbmeb-2269	163	5	research	research	NOUN
ajbmeb-2269	163	6	,	,	PUNCT
ajbmeb-2269	163	7	5(6	5(6	NUM
ajbmeb-2269	163	8	)	)	PUNCT
ajbmeb-2269	163	9	,	,	PUNCT
ajbmeb-2269	163	10	161	161	NUM
ajbmeb-2269	163	11	-	-	SYM
ajbmeb-2269	163	12	169	169	NUM
ajbmeb-2269	163	13	10	10	NUM
ajbmeb-2269	163	14	.	.	PUNCT
ajbmeb-2269	164	1	hall	hall	PROPN
ajbmeb-2269	164	2	,	,	PUNCT
ajbmeb-2269	164	3	m.	m.	NOUN
ajbmeb-2269	164	4	(	(	PUNCT
ajbmeb-2269	164	5	2023	2023	NUM
ajbmeb-2269	164	6	)	)	PUNCT
ajbmeb-2269	164	7	.	.	PUNCT
ajbmeb-2269	165	1	how	how	SCONJ
ajbmeb-2269	165	2	banking	banking	NOUN
ajbmeb-2269	165	3	sector	sector	NOUN
ajbmeb-2269	165	4	impact	impact	VERB
ajbmeb-2269	165	5	our	our	PRON
ajbmeb-2269	165	6	economy	economy	NOUN
ajbmeb-2269	165	7	.	.	PUNCT
ajbmeb-2269	166	1	investopedia	investopedia	PROPN
ajbmeb-2269	166	2	,	,	PUNCT
ajbmeb-2269	166	3	https://www.investopedia.com/ask/answers/032315/what-banking-sector.asp	https://www.investopedia.com/ask/answers/032315/what-banking-sector.asp	VERB
ajbmeb-2269	166	4	11	11	NUM
ajbmeb-2269	166	5	.	.	PUNCT
ajbmeb-2269	167	1	idachaba	idachaba	PROPN
ajbmeb-2269	167	2	,	,	PUNCT
ajbmeb-2269	167	3	o.	o.	PROPN
ajbmeb-2269	167	4	i.	i.	PROPN
ajbmeb-2269	167	5	,	,	PUNCT
ajbmeb-2269	167	6	olukoyun	olukoyun	VERB
ajbmeb-2269	167	7	,	,	PUNCT
ajbmeb-2269	167	8	g.	g.	PROPN
ajbmeb-2269	167	9	a.	a.	PROPN
ajbmeb-2269	167	10	&	&	CCONJ
ajbmeb-2269	167	11	elam	elam	PROPN
ajbmeb-2269	167	12	,	,	PUNCT
ajbmeb-2269	167	13	w.	w.	PROPN
ajbmeb-2269	167	14	g.	g.	PROPN
ajbmeb-2269	167	15	(	(	PUNCT
ajbmeb-2269	167	16	2019	2019	NUM
ajbmeb-2269	167	17	)	)	PUNCT
ajbmeb-2269	167	18	.	.	PUNCT
ajbmeb-2269	168	1	influence	influence	NOUN
ajbmeb-2269	168	2	of	of	ADP
ajbmeb-2269	168	3	bank	bank	NOUN
ajbmeb-2269	168	4	credit	credit	NOUN
ajbmeb-2269	168	5	on	on	ADP
ajbmeb-2269	168	6	the	the	DET
ajbmeb-2269	168	7	nigerian	nigerian	ADJ
ajbmeb-2269	168	8	economy	economy	NOUN
ajbmeb-2269	168	9	.	.	PUNCT
ajbmeb-2269	169	1	american	american	ADJ
ajbmeb-2269	169	2	economic	economic	ADJ
ajbmeb-2269	169	3	and	and	CCONJ
ajbmeb-2269	169	4	social	social	ADJ
ajbmeb-2269	169	5	review	review	NOUN
ajbmeb-2269	169	6	,	,	PUNCT
ajbmeb-2269	169	7	5(10	5(10	NUM
ajbmeb-2269	169	8	)	)	PUNCT
ajbmeb-2269	169	9	,	,	PUNCT
ajbmeb-2269	169	10	1	1	NUM
ajbmeb-2269	169	11	-	-	SYM
ajbmeb-2269	169	12	9	9	NUM
ajbmeb-2269	169	13	12	12	NUM
ajbmeb-2269	169	14	.	.	PUNCT
ajbmeb-2269	170	1	joseph	joseph	PROPN
ajbmeb-2269	170	2	,	,	PUNCT
ajbmeb-2269	170	3	e.	e.	PROPN
ajbmeb-2269	170	4	(	(	PUNCT
ajbmeb-2269	170	5	2020	2020	NUM
ajbmeb-2269	170	6	)	)	PUNCT
ajbmeb-2269	170	7	.	.	PUNCT
ajbmeb-2269	171	1	the	the	DET
ajbmeb-2269	171	2	effect	effect	NOUN
ajbmeb-2269	171	3	of	of	ADP
ajbmeb-2269	171	4	bank	bank	NOUN
ajbmeb-2269	171	5	credit	credit	NOUN
ajbmeb-2269	171	6	on	on	ADP
ajbmeb-2269	171	7	the	the	DET
ajbmeb-2269	171	8	economic	economic	ADJ
ajbmeb-2269	171	9	growth	growth	NOUN
ajbmeb-2269	171	10	of	of	ADP
ajbmeb-2269	171	11	tanzania	tanzania	PROPN
ajbmeb-2269	171	12	.	.	PUNCT
ajbmeb-2269	172	1	journal	journal	PROPN
ajbmeb-2269	172	2	of	of	ADP
ajbmeb-2269	172	3	finance	finance	NOUN
ajbmeb-2269	172	4	and	and	CCONJ
ajbmeb-2269	172	5	economics	economic	NOUN
ajbmeb-2269	172	6	,	,	PUNCT
ajbmeb-2269	172	7	8(5	8(5	NUM
ajbmeb-2269	172	8	)	)	PUNCT
ajbmeb-2269	172	9	,	,	PUNCT
ajbmeb-2269	172	10	211	211	NUM
ajbmeb-2269	172	11	-	-	SYM
ajbmeb-2269	172	12	221	221	NUM
ajbmeb-2269	172	13	.	.	PUNCT
ajbmeb-2269	173	1	doi	doi	NOUN
ajbmeb-2269	173	2	:	:	PUNCT
ajbmeb-2269	173	3	10.12691	10.12691	NUM
ajbmeb-2269	173	4	/	/	SYM
ajbmeb-2269	173	5	jfe-8	jfe-8	NOUN
ajbmeb-2269	173	6	-	-	PUNCT
ajbmeb-2269	173	7	5	5	NUM
ajbmeb-2269	173	8	-	-	SYM
ajbmeb-2269	173	9	2	2	NUM
ajbmeb-2269	173	10	13	13	NUM
ajbmeb-2269	173	11	.	.	PUNCT
ajbmeb-2269	174	1	levine	levine	PROPN
ajbmeb-2269	174	2	,	,	PUNCT
ajbmeb-2269	174	3	r.	r.	PROPN
ajbmeb-2269	174	4	(	(	PUNCT
ajbmeb-2269	174	5	2004	2004	NUM
ajbmeb-2269	174	6	)	)	PUNCT
ajbmeb-2269	174	7	.	.	PUNCT
ajbmeb-2269	175	1	finance	finance	NOUN
ajbmeb-2269	175	2	and	and	CCONJ
ajbmeb-2269	175	3	growth	growth	NOUN
ajbmeb-2269	175	4	:	:	PUNCT
ajbmeb-2269	175	5	theory	theory	NOUN
ajbmeb-2269	175	6	and	and	CCONJ
ajbmeb-2269	175	7	evidence	evidence	NOUN
ajbmeb-2269	175	8	.	.	PUNCT
ajbmeb-2269	176	1	national	national	ADJ
ajbmeb-2269	176	2	bureau	bureau	PROPN
ajbmeb-2269	176	3	of	of	ADP
ajbmeb-2269	176	4	economic	economic	ADJ
ajbmeb-2269	176	5	research	research	NOUN
ajbmeb-2269	176	6	working	working	NOUN
ajbmeb-2269	176	7	paper	paper	NOUN
ajbmeb-2269	176	8	series	series	NOUN
ajbmeb-2269	176	9	,	,	PUNCT
ajbmeb-2269	176	10	working	work	VERB
ajbmeb-2269	176	11	paper	paper	NOUN
ajbmeb-2269	176	12	10766	10766	NUM
ajbmeb-2269	176	13	14	14	NUM
ajbmeb-2269	176	14	.	.	PUNCT
ajbmeb-2269	177	1	madsen	madsen	PROPN
ajbmeb-2269	177	2	,	,	PUNCT
ajbmeb-2269	177	3	j.	j.	PROPN
ajbmeb-2269	177	4	b.	b.	PROPN
ajbmeb-2269	177	5	,	,	PUNCT
ajbmeb-2269	177	6	&	&	CCONJ
ajbmeb-2269	177	7	ang	ang	PROPN
ajbmeb-2269	177	8	,	,	PUNCT
ajbmeb-2269	177	9	j.	j.	PROPN
ajbmeb-2269	177	10	b.	b.	PROPN
ajbmeb-2269	177	11	(	(	PUNCT
ajbmeb-2269	177	12	2016	2016	NUM
ajbmeb-2269	177	13	)	)	PUNCT
ajbmeb-2269	177	14	.	.	PUNCT
ajbmeb-2269	178	1	finance	finance	NOUN
ajbmeb-2269	178	2	-	-	PUNCT
ajbmeb-2269	178	3	led	lead	VERB
ajbmeb-2269	178	4	growth	growth	NOUN
ajbmeb-2269	178	5	in	in	ADP
ajbmeb-2269	178	6	the	the	DET
ajbmeb-2269	178	7	oecd	oecd	PROPN
ajbmeb-2269	178	8	since	since	SCONJ
ajbmeb-2269	178	9	the	the	DET
ajbmeb-2269	178	10	nineteenth	nineteenth	ADJ
ajbmeb-2269	178	11	century	century	NOUN
ajbmeb-2269	178	12	:	:	PUNCT
ajbmeb-2269	178	13	how	how	SCONJ
ajbmeb-2269	178	14	does	do	AUX
ajbmeb-2269	178	15	financial	financial	ADJ
ajbmeb-2269	178	16	development	development	NOUN
ajbmeb-2269	178	17	transmit	transmit	VERB
ajbmeb-2269	178	18	to	to	ADP
ajbmeb-2269	178	19	growth	growth	NOUN
ajbmeb-2269	178	20	?	?	PUNCT
ajbmeb-2269	179	1	the	the	DET
ajbmeb-2269	179	2	review	review	NOUN
ajbmeb-2269	179	3	of	of	ADP
ajbmeb-2269	179	4	economics	economic	NOUN
ajbmeb-2269	179	5	and	and	CCONJ
ajbmeb-2269	179	6	statistics	statistic	NOUN
ajbmeb-2269	179	7	,	,	PUNCT
ajbmeb-2269	179	8	98(3	98(3	PROPN
ajbmeb-2269	179	9	)	)	PUNCT
ajbmeb-2269	179	10	,	,	PUNCT
ajbmeb-2269	179	11	552–572	552–572	NUM
ajbmeb-2269	179	12	.	.	PUNCT
ajbmeb-2269	180	1	http://www.jstor.org/stable/24917034	http://www.jstor.org/stable/24917034	PROPN
ajbmeb-2269	180	2	15	15	PROPN
ajbmeb-2269	180	3	.	.	PUNCT
ajbmeb-2269	180	4	majeed	majeed	PROPN
ajbmeb-2269	180	5	,	,	PUNCT
ajbmeb-2269	180	6	s.	s.	PROPN
ajbmeb-2269	180	7	,	,	PUNCT
ajbmeb-2269	180	8	&	&	CCONJ
ajbmeb-2269	180	9	iftikhar	iftikhar	PROPN
ajbmeb-2269	180	10	,	,	PUNCT
ajbmeb-2269	180	11	s.	s.	PROPN
ajbmeb-2269	180	12	f.	f.	PROPN
ajbmeb-2269	180	13	(	(	PUNCT
ajbmeb-2269	180	14	2020	2020	NUM
ajbmeb-2269	180	15	)	)	PUNCT
ajbmeb-2269	180	16	.	.	PUNCT
ajbmeb-2269	181	1	modelling	model	VERB
ajbmeb-2269	181	2	the	the	DET
ajbmeb-2269	181	3	relationship	relationship	NOUN
ajbmeb-2269	181	4	between	between	ADP
ajbmeb-2269	181	5	banking	banking	NOUN
ajbmeb-2269	181	6	sector	sector	NOUN
ajbmeb-2269	181	7	credit	credit	NOUN
ajbmeb-2269	181	8	and	and	CCONJ
ajbmeb-2269	181	9	economic	economic	ADJ
ajbmeb-2269	181	10	growth	growth	NOUN
ajbmeb-2269	181	11	:	:	PUNCT
ajbmeb-2269	181	12	a	a	DET
ajbmeb-2269	181	13	sectoral	sectoral	ADJ
ajbmeb-2269	181	14	analysis	analysis	NOUN
ajbmeb-2269	181	15	for	for	ADP
ajbmeb-2269	181	16	pakistan	pakistan	PROPN
ajbmeb-2269	181	17	.	.	PUNCT
ajbmeb-2269	182	1	journal	journal	PROPN
ajbmeb-2269	182	2	of	of	ADP
ajbmeb-2269	182	3	economic	economic	ADJ
ajbmeb-2269	182	4	corporation	corporation	NOUN
ajbmeb-2269	182	5	and	and	CCONJ
ajbmeb-2269	182	6	development	development	NOUN
ajbmeb-2269	182	7	,	,	PUNCT
ajbmeb-2269	182	8	41(1	41(1	NUM
ajbmeb-2269	182	9	)	)	PUNCT
ajbmeb-2269	182	10	,	,	PUNCT
ajbmeb-2269	182	11	145	145	NUM
ajbmeb-2269	182	12	-	-	SYM
ajbmeb-2269	182	13	178	178	NUM
ajbmeb-2269	182	14	16	16	NUM
ajbmeb-2269	182	15	.	.	PUNCT
ajbmeb-2269	183	1	nwanji	nwanji	PROPN
ajbmeb-2269	183	2	,	,	PUNCT
ajbmeb-2269	183	3	m.	m.	NOUN
ajbmeb-2269	183	4	o.	o.	PROPN
ajbmeb-2269	183	5	,	,	PUNCT
ajbmeb-2269	183	6	&	&	CCONJ
ajbmeb-2269	183	7	okorie	okorie	ADV
ajbmeb-2269	183	8	,	,	PUNCT
ajbmeb-2269	183	9	g.	g.	PROPN
ajbmeb-2269	183	10	c.	c.	PROPN
ajbmeb-2269	183	11	(	(	PUNCT
ajbmeb-2269	183	12	2018	2018	NUM
ajbmeb-2269	183	13	)	)	PUNCT
ajbmeb-2269	183	14	.	.	PUNCT
ajbmeb-2269	184	1	deposit	deposit	NOUN
ajbmeb-2269	184	2	money	money	NOUN
ajbmeb-2269	184	3	banks	bank	NOUN
ajbmeb-2269	184	4	sectoral	sectoral	ADJ
ajbmeb-2269	184	5	allocation	allocation	NOUN
ajbmeb-2269	184	6	of	of	ADP
ajbmeb-2269	184	7	credit	credit	NOUN
ajbmeb-2269	184	8	and	and	CCONJ
ajbmeb-2269	184	9	economic	economic	ADJ
ajbmeb-2269	184	10	growth	growth	NOUN
ajbmeb-2269	184	11	in	in	ADP
ajbmeb-2269	184	12	nigeria	nigeria	PROPN
ajbmeb-2269	184	13	.	.	PUNCT
ajbmeb-2269	185	1	gouni	gouni	PROPN
ajbmeb-2269	185	2	journal	journal	PROPN
ajbmeb-2269	185	3	of	of	ADP
ajbmeb-2269	185	4	management	management	NOUN
ajbmeb-2269	185	5	and	and	CCONJ
ajbmeb-2269	185	6	social	social	ADJ
ajbmeb-2269	185	7	sciences	science	NOUN
ajbmeb-2269	185	8	,	,	PUNCT
ajbmeb-2269	185	9	6	6	NUM
ajbmeb-2269	185	10	(	(	PUNCT
ajbmeb-2269	185	11	2	2	NUM
ajbmeb-2269	185	12	)	)	PUNCT
ajbmeb-2269	185	13	,	,	PUNCT
ajbmeb-2269	185	14	112	112	NUM
ajbmeb-2269	185	15	-	-	SYM
ajbmeb-2269	185	16	123	123	NUM
ajbmeb-2269	185	17	17	17	NUM
ajbmeb-2269	185	18	.	.	PUNCT
ajbmeb-2269	186	1	okoyan	okoyan	PROPN
ajbmeb-2269	186	2	,	,	PUNCT
ajbmeb-2269	186	3	k.	k.	PROPN
ajbmeb-2269	186	4	,	,	PUNCT
ajbmeb-2269	186	5	&	&	CCONJ
ajbmeb-2269	186	6	eze	eze	PROPN
ajbmeb-2269	186	7	,	,	PUNCT
ajbmeb-2269	186	8	p.	p.	NOUN
ajbmeb-2269	186	9	g.	g.	PROPN
ajbmeb-2269	187	1	(	(	PUNCT
ajbmeb-2269	187	2	2021	2021	NUM
ajbmeb-2269	187	3	)	)	PUNCT
ajbmeb-2269	187	4	.	.	PUNCT
ajbmeb-2269	188	1	sectoral	sectoral	ADJ
ajbmeb-2269	188	2	loans	loan	NOUN
ajbmeb-2269	188	3	and	and	CCONJ
ajbmeb-2269	188	4	bank	bank	NOUN
ajbmeb-2269	188	5	performance	performance	NOUN
ajbmeb-2269	188	6	in	in	ADP
ajbmeb-2269	188	7	nigeria	nigeria	PROPN
ajbmeb-2269	188	8	.	.	PUNCT
ajbmeb-2269	189	1	european	european	PROPN
ajbmeb-2269	189	2	journal	journal	PROPN
ajbmeb-2269	189	3	of	of	ADP
ajbmeb-2269	189	4	accounting	accounting	NOUN
ajbmeb-2269	189	5	,	,	PUNCT
ajbmeb-2269	189	6	auditing	auditing	NOUN
ajbmeb-2269	189	7	and	and	CCONJ
ajbmeb-2269	189	8	finance	finance	NOUN
ajbmeb-2269	189	9	research	research	NOUN
ajbmeb-2269	189	10	,	,	PUNCT
ajbmeb-2269	189	11	9(2	9(2	NUM
ajbmeb-2269	189	12	)	)	PUNCT
ajbmeb-2269	189	13	,	,	PUNCT
ajbmeb-2269	189	14	81	81	NUM
ajbmeb-2269	189	15	-	-	SYM
ajbmeb-2269	189	16	94	94	NUM
ajbmeb-2269	189	17	18	18	NUM
ajbmeb-2269	189	18	.	.	PUNCT
ajbmeb-2269	190	1	olowofeso	olowofeso	PROPN
ajbmeb-2269	190	2	,	,	PUNCT
ajbmeb-2269	190	3	e.	e.	PROPN
ajbmeb-2269	190	4	o.	o.	PROPN
ajbmeb-2269	190	5	,	,	PUNCT
ajbmeb-2269	190	6	adeleke	adeleke	ADJ
ajbmeb-2269	190	7	,	,	PUNCT
ajbmeb-2269	190	8	a.o	a.o	PROPN
ajbmeb-2269	190	9	.	.	PROPN
ajbmeb-2269	190	10	&	&	CCONJ
ajbmeb-2269	190	11	udoji	udoji	PROPN
ajbmeb-2269	190	12	,	,	PUNCT
ajbmeb-2269	190	13	a.	a.	NOUN
ajbmeb-2269	190	14	o.	o.	NOUN
ajbmeb-2269	190	15	(	(	PUNCT
ajbmeb-2269	190	16	2015	2015	NUM
ajbmeb-2269	190	17	)	)	PUNCT
ajbmeb-2269	190	18	.	.	PUNCT
ajbmeb-2269	191	1	impact	impact	NOUN
ajbmeb-2269	191	2	of	of	ADP
ajbmeb-2269	191	3	private	private	ADJ
ajbmeb-2269	191	4	sector	sector	NOUN
ajbmeb-2269	191	5	credit	credit	NOUN
ajbmeb-2269	191	6	on	on	ADP
ajbmeb-2269	191	7	economic	economic	ADJ
ajbmeb-2269	191	8	growth	growth	NOUN
ajbmeb-2269	191	9	in	in	ADP
ajbmeb-2269	191	10	nigeria	nigeria	PROPN
ajbmeb-2269	191	11	.	.	PUNCT
ajbmeb-2269	192	1	cbn	cbn	PROPN
ajbmeb-2269	192	2	journal	journal	PROPN
ajbmeb-2269	192	3	of	of	ADP
ajbmeb-2269	192	4	applied	apply	VERB
ajbmeb-2269	192	5	statistics,6(2	statistics,6(2	ADV
ajbmeb-2269	192	6	)	)	PUNCT
ajbmeb-2269	192	7	,	,	PUNCT
ajbmeb-2269	192	8	81	81	NUM
ajbmeb-2269	192	9	-	-	SYM
ajbmeb-2269	192	10	101	101	NUM
ajbmeb-2269	192	11	19	19	NUM
ajbmeb-2269	192	12	.	.	PUNCT
ajbmeb-2269	193	1	onuorah	onuorah	PROPN
ajbmeb-2269	193	2	,	,	PUNCT
ajbmeb-2269	193	3	a.	a.	PROPN
ajbmeb-2269	193	4	c.	c.	PROPN
ajbmeb-2269	193	5	(	(	PUNCT
ajbmeb-2269	193	6	2013	2013	NUM
ajbmeb-2269	193	7	)	)	PUNCT
ajbmeb-2269	193	8	.	.	PUNCT
ajbmeb-2269	194	1	bank	bank	NOUN
ajbmeb-2269	194	2	credit	credit	NOUN
ajbmeb-2269	194	3	:	:	PUNCT
ajbmeb-2269	194	4	an	an	DET
ajbmeb-2269	194	5	aid	aid	NOUN
ajbmeb-2269	194	6	to	to	ADP
ajbmeb-2269	194	7	economic	economic	ADJ
ajbmeb-2269	194	8	growth	growth	NOUN
ajbmeb-2269	194	9	in	in	ADP
ajbmeb-2269	194	10	nigeria	nigeria	PROPN
ajbmeb-2269	194	11	.	.	PUNCT
ajbmeb-2269	195	1	information	information	NOUN
ajbmeb-2269	195	2	and	and	CCONJ
ajbmeb-2269	195	3	knowledge	knowledge	NOUN
ajbmeb-2269	195	4	management	management	NOUN
ajbmeb-2269	195	5	,	,	PUNCT
ajbmeb-2269	195	6	3(3	3(3	NUM
ajbmeb-2269	195	7	)	)	PUNCT
ajbmeb-2269	195	8	,	,	PUNCT
ajbmeb-2269	195	9	41	41	NUM
ajbmeb-2269	195	10	-	-	SYM
ajbmeb-2269	195	11	50	50	NUM
ajbmeb-2269	195	12	20	20	NUM
ajbmeb-2269	195	13	.	.	PUNCT
ajbmeb-2269	196	1	onwiodiokit	onwiodiokit	NOUN
ajbmeb-2269	196	2	,	,	PUNCT
ajbmeb-2269	196	3	e.	e.	PROPN
ajbmeb-2269	196	4	a.	a.	PROPN
ajbmeb-2269	196	5	&	&	CCONJ
ajbmeb-2269	196	6	otolorin	otolorin	PROPN
ajbmeb-2269	196	7	,	,	PUNCT
ajbmeb-2269	196	8	g.	g.	PROPN
ajbmeb-2269	196	9	e.	e.	PROPN
ajbmeb-2269	196	10	(	(	PUNCT
ajbmeb-2269	196	11	2021	2021	NUM
ajbmeb-2269	196	12	)	)	PUNCT
ajbmeb-2269	196	13	.	.	PUNCT
ajbmeb-2269	197	1	capital	capital	NOUN
ajbmeb-2269	197	2	formation	formation	NOUN
ajbmeb-2269	197	3	and	and	CCONJ
ajbmeb-2269	197	4	economic	economic	ADJ
ajbmeb-2269	197	5	growth	growth	NOUN
ajbmeb-2269	197	6	in	in	ADP
ajbmeb-2269	197	7	nigeria	nigeria	PROPN
ajbmeb-2269	197	8	:	:	PUNCT
ajbmeb-2269	197	9	an	an	DET
ajbmeb-2269	197	10	empirical	empirical	ADJ
ajbmeb-2269	197	11	re	re	NOUN
ajbmeb-2269	197	12	-	-	NOUN
ajbmeb-2269	197	13	examination	examination	NOUN
ajbmeb-2269	197	14	.	.	PUNCT
ajbmeb-2269	198	1	bullion	bullion	NOUN
ajbmeb-2269	198	2	,	,	PUNCT
ajbmeb-2269	198	3	45(2	45(2	NOUN
ajbmeb-2269	198	4	)	)	PUNCT
ajbmeb-2269	198	5	,	,	PUNCT
ajbmeb-2269	198	6	58	58	NUM
ajbmeb-2269	198	7	-	-	SYM
ajbmeb-2269	198	8	72	72	NUM
ajbmeb-2269	198	9	21	21	NUM
ajbmeb-2269	198	10	.	.	PUNCT
ajbmeb-2269	199	1	paul	paul	PROPN
ajbmeb-2269	199	2	,	,	PUNCT
ajbmeb-2269	199	3	n.	n.	PROPN
ajbmeb-2269	199	4	(	(	PUNCT
ajbmeb-2269	199	5	2017	2017	NUM
ajbmeb-2269	199	6	)	)	PUNCT
ajbmeb-2269	199	7	.	.	PUNCT
ajbmeb-2269	200	1	commercial	commercial	ADJ
ajbmeb-2269	200	2	banks	bank	NOUN
ajbmeb-2269	200	3	’	’	PART
ajbmeb-2269	200	4	sectoral	sectoral	ADJ
ajbmeb-2269	200	5	credit	credit	NOUN
ajbmeb-2269	200	6	allocation	allocation	NOUN
ajbmeb-2269	200	7	and	and	CCONJ
ajbmeb-2269	200	8	growth	growth	NOUN
ajbmeb-2269	200	9	of	of	ADP
ajbmeb-2269	200	10	nigerian	nigerian	ADJ
ajbmeb-2269	200	11	economy	economy	NOUN
ajbmeb-2269	200	12	:	:	PUNCT
ajbmeb-2269	200	13	an	an	DET
ajbmeb-2269	200	14	impact	impact	NOUN
ajbmeb-2269	200	15	analysis	analysis	NOUN
ajbmeb-2269	200	16	(	(	PUNCT
ajbmeb-2269	200	17	1994	1994	NUM
ajbmeb-2269	200	18	-	-	SYM
ajbmeb-2269	200	19	2015	2015	NUM
ajbmeb-2269	200	20	)	)	PUNCT
ajbmeb-2269	200	21	.	.	PUNCT
ajbmeb-2269	201	1	international	international	ADJ
ajbmeb-2269	201	2	journal	journal	PROPN
ajbmeb-2269	201	3	of	of	ADP
ajbmeb-2269	201	4	arts	art	NOUN
ajbmeb-2269	201	5	and	and	CCONJ
ajbmeb-2269	201	6	humanities	humanity	NOUN
ajbmeb-2269	201	7	,	,	PUNCT
ajbmeb-2269	201	8	6(4	6(4	NOUN
ajbmeb-2269	201	9	)	)	PUNCT
ajbmeb-2269	201	10	,	,	PUNCT
ajbmeb-2269	201	11	144	144	NUM
ajbmeb-2269	201	12	-	-	SYM
ajbmeb-2269	201	13	161	161	NUM
ajbmeb-2269	201	14	22	22	NUM
ajbmeb-2269	201	15	.	.	PUNCT
ajbmeb-2269	202	1	stephen	stephen	PROPN
ajbmeb-2269	202	2	,	,	PUNCT
ajbmeb-2269	202	3	a.	a.	PROPN
ajbmeb-2269	202	4	j.	j.	PROPN
ajbmeb-2269	202	5	&	&	CCONJ
ajbmeb-2269	202	6	rodiat	rodiat	PROPN
ajbmeb-2269	202	7	,	,	PUNCT
ajbmeb-2269	202	8	y.	y.	PROPN
ajbmeb-2269	202	9	l.	l.	PROPN
ajbmeb-2269	202	10	(	(	PUNCT
ajbmeb-2269	202	11	2019	2019	NUM
ajbmeb-2269	202	12	)	)	PUNCT
ajbmeb-2269	202	13	.	.	PUNCT
ajbmeb-2269	203	1	impact	impact	NOUN
ajbmeb-2269	203	2	of	of	ADP
ajbmeb-2269	203	3	sectoral	sectoral	ADJ
ajbmeb-2269	203	4	allocation	allocation	NOUN
ajbmeb-2269	203	5	of	of	ADP
ajbmeb-2269	203	6	banks	bank	NOUN
ajbmeb-2269	203	7	'	'	PART
ajbmeb-2269	203	8	credit	credit	NOUN
ajbmeb-2269	203	9	on	on	ADP
ajbmeb-2269	203	10	economic	economic	ADJ
ajbmeb-2269	203	11	growth	growth	NOUN
ajbmeb-2269	203	12	in	in	ADP
ajbmeb-2269	203	13	nigeria	nigeria	PROPN
ajbmeb-2269	203	14	.	.	PUNCT
ajbmeb-2269	204	1	international	international	ADJ
ajbmeb-2269	204	2	journal	journal	PROPN
ajbmeb-2269	204	3	of	of	ADP
ajbmeb-2269	204	4	contemporary	contemporary	PROPN
ajbmeb-2269	204	5	accounting	accounting	NOUN
ajbmeb-2269	204	6	issues	issue	NOUN
ajbmeb-2269	204	7	(	(	PUNCT
ajbmeb-2269	204	8	formerly	formerly	ADV
ajbmeb-2269	204	9	international	international	ADJ
ajbmeb-2269	204	10	journal	journal	NOUN
ajbmeb-2269	204	11	of	of	ADP
ajbmeb-2269	204	12	accounting	accounting	PROPN
ajbmeb-2269	204	13	&	&	CCONJ
ajbmeb-2269	204	14	finance	finance	PROPN
ajbmeb-2269	204	15	)	)	PUNCT
ajbmeb-2269	204	16	,	,	PUNCT
ajbmeb-2269	204	17	the	the	DET
ajbmeb-2269	204	18	institute	institute	NOUN
ajbmeb-2269	204	19	of	of	ADP
ajbmeb-2269	204	20	chartered	charter	VERB
ajbmeb-2269	204	21	accountants	accountant	NOUN
ajbmeb-2269	204	22	of	of	ADP
ajbmeb-2269	204	23	nigeria	nigeria	PROPN
ajbmeb-2269	204	24	(	(	PUNCT
ajbmeb-2269	204	25	ican	ican	ADJ
ajbmeb-2269	204	26	)	)	PUNCT
ajbmeb-2269	204	27	,	,	PUNCT
ajbmeb-2269	204	28	vol	vol	NOUN
ajbmeb-2269	204	29	.	.	PROPN
ajbmeb-2269	204	30	8(2	8(2	NUM
ajbmeb-2269	204	31	)	)	PUNCT
ajbmeb-2269	204	32	,	,	PUNCT
ajbmeb-2269	204	33	96	96	NUM
ajbmeb-2269	204	34	-	-	SYM
ajbmeb-2269	204	35	113	113	NUM
ajbmeb-2269	204	36	23	23	NUM
ajbmeb-2269	204	37	.	.	PUNCT
ajbmeb-2269	205	1	thaci	thaci	NOUN
ajbmeb-2269	205	2	,	,	PUNCT
ajbmeb-2269	205	3	l.	l.	PROPN
ajbmeb-2269	205	4	(	(	PUNCT
ajbmeb-2269	205	5	2022	2022	NUM
ajbmeb-2269	205	6	)	)	PUNCT
ajbmeb-2269	205	7	.	.	PUNCT
ajbmeb-2269	206	1	bank	bank	NOUN
ajbmeb-2269	206	2	loan	loan	NOUN
ajbmeb-2269	206	3	types	type	NOUN
ajbmeb-2269	206	4	and	and	CCONJ
ajbmeb-2269	206	5	economic	economic	ADJ
ajbmeb-2269	206	6	growth	growth	NOUN
ajbmeb-2269	206	7	:	:	PUNCT
ajbmeb-2269	206	8	literature	literature	PROPN
ajbmeb-2269	206	9	review	review	NOUN
ajbmeb-2269	206	10	.	.	PUNCT
ajbmeb-2269	207	1	european	european	PROPN
ajbmeb-2269	207	2	journal	journal	PROPN
ajbmeb-2269	207	3	of	of	ADP
ajbmeb-2269	207	4	economics	economic	NOUN
ajbmeb-2269	207	5	and	and	CCONJ
ajbmeb-2269	207	6	business	business	NOUN
ajbmeb-2269	207	7	studies	study	NOUN
ajbmeb-2269	207	8	,	,	PUNCT
ajbmeb-2269	207	9	8(2	8(2	NUM
ajbmeb-2269	207	10	)	)	PUNCT
ajbmeb-2269	207	11	,	,	PUNCT
ajbmeb-2269	207	12	156	156	NUM
ajbmeb-2269	207	13	-	-	SYM
ajbmeb-2269	207	14	171	171	NUM
ajbmeb-2269	207	15	.	.	PUNCT
ajbmeb-2269	208	1	https://ssrn.com/abstract=3473118	https://ssrn.com/abstract=3473118	PROPN
ajbmeb-2269	208	2	https://doi.org/10.1007/978-1-349-21908-7_3	https://doi.org/10.1007/978-1-349-21908-7_3	PROPN
ajbmeb-2269	208	3	https://doi.org/10.2307/1928194	https://doi.org/10.2307/1928194	PROPN
ajbmeb-2269	208	4	https://www.investopedia.com/ask/answers/032315/what-banking-sector.asp	https://www.investopedia.com/ask/answers/032315/what-banking-sector.asp	PUNCT
ajbmeb-2269	208	5	http://www.jstor.org/stable/24917034	http://www.jstor.org/stable/24917034	NOUN
ajbmeb-2269	208	6	https://ideas.repec.org/a/ris/ijafic/0026.html	https://ideas.repec.org/a/ris/ijafic/0026.html	ADV
ajbmeb-2269	208	7	https://ideas.repec.org/a/ris/ijafic/0026.html	https://ideas.repec.org/a/ris/ijafic/0026.html	PUNCT
ajbmeb-2269	208	8	https://ideas.repec.org/s/ris/ijafic.html	https://ideas.repec.org/s/ris/ijafic.html	X
ajbmeb-2269	208	9	https://ideas.repec.org/s/ris/ijafic.html	https://ideas.repec.org/s/ris/ijafic.html	X