id	sid	tid	token	lemma	pos
ajbmeb-2437	1	1	american	american	PROPN
ajbmeb-2437	1	2	journal	journal	PROPN
ajbmeb-2437	1	3	of	of	ADP
ajbmeb-2437	1	4	business	business	NOUN
ajbmeb-2437	1	5	management	management	NOUN
ajbmeb-2437	1	6	,	,	PUNCT
ajbmeb-2437	1	7	economics	economic	NOUN
ajbmeb-2437	1	8	and	and	CCONJ
ajbmeb-2437	1	9	banking	banking	NOUN
ajbmeb-2437	1	10	issn	issn	PROPN
ajbmeb-2437	1	11	(	(	PUNCT
ajbmeb-2437	1	12	e	e	NOUN
ajbmeb-2437	1	13	):	):	PUNCT
ajbmeb-2437	1	14	2832	2832	NUM
ajbmeb-2437	1	15	-	-	SYM
ajbmeb-2437	1	16	8078	8078	NUM
ajbmeb-2437	1	17	volume	volume	NOUN
ajbmeb-2437	1	18	30	30	NUM
ajbmeb-2437	1	19	,	,	PUNCT
ajbmeb-2437	1	20	|	|	ADV
ajbmeb-2437	1	21	november	november	PROPN
ajbmeb-2437	1	22	2024	2024	NUM
ajbmeb-2437	1	23	p	p	NOUN
ajbmeb-2437	1	24	a	a	PRON
ajbmeb-2437	1	25	g	g	NOUN
ajbmeb-2437	1	26	e	e	NOUN
ajbmeb-2437	1	27	|	|	ADV
ajbmeb-2437	1	28	13	13	NUM
ajbmeb-2437	1	29	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2437	1	30	digital	digital	ADJ
ajbmeb-2437	1	31	transformation	transformation	NOUN
ajbmeb-2437	1	32	in	in	ADP
ajbmeb-2437	1	33	bank	bank	NOUN
ajbmeb-2437	1	34	management	management	NOUN
ajbmeb-2437	1	35	:	:	PUNCT
ajbmeb-2437	1	36	enhancing	enhance	VERB
ajbmeb-2437	1	37	customer	customer	NOUN
ajbmeb-2437	1	38	experience	experience	NOUN
ajbmeb-2437	1	39	through	through	ADP
ajbmeb-2437	1	40	technologydriven	technologydriven	VERB
ajbmeb-2437	1	41	marketing	marketing	NOUN
ajbmeb-2437	1	42	strategies	strategy	NOUN
ajbmeb-2437	1	43	usmanov	usmanov	NOUN
ajbmeb-2437	1	44	jamshid	jamshid	PROPN
ajbmeb-2437	1	45	rasulovich	rasulovich	PROPN
ajbmeb-2437	1	46	deputy	deputy	PROPN
ajbmeb-2437	1	47	chairman	chairman	NOUN
ajbmeb-2437	1	48	of	of	ADP
ajbmeb-2437	1	49	the	the	DET
ajbmeb-2437	1	50	board	board	PROPN
ajbmeb-2437	1	51	of	of	ADP
ajbmeb-2437	1	52	davr	davr	PROPN
ajbmeb-2437	1	53	bank	bank	PROPN
ajbmeb-2437	1	54	umida	umida	PROPN
ajbmeb-2437	1	55	a.	a.	PROPN
ajbmeb-2437	1	56	sharipova	sharipova	PROPN
ajbmeb-2437	1	57	ph.d	ph.d	PROPN
ajbmeb-2437	1	58	.	.	PUNCT
ajbmeb-2437	2	1	in	in	ADP
ajbmeb-2437	2	2	economics	economic	NOUN
ajbmeb-2437	2	3	,	,	PUNCT
ajbmeb-2437	2	4	associate	associate	NOUN
ajbmeb-2437	2	5	professor	professor	NOUN
ajbmeb-2437	2	6	,	,	PUNCT
ajbmeb-2437	2	7	head	head	NOUN
ajbmeb-2437	2	8	of	of	ADP
ajbmeb-2437	2	9	the	the	DET
ajbmeb-2437	2	10	department	department	PROPN
ajbmeb-2437	2	11	of	of	ADP
ajbmeb-2437	2	12	international	international	ADJ
ajbmeb-2437	2	13	finance	finance	NOUN
ajbmeb-2437	2	14	and	and	CCONJ
ajbmeb-2437	2	15	investments	investment	NOUN
ajbmeb-2437	2	16	,	,	PUNCT
ajbmeb-2437	2	17	university	university	NOUN
ajbmeb-2437	2	18	of	of	ADP
ajbmeb-2437	2	19	world	world	NOUN
ajbmeb-2437	2	20	economy	economy	NOUN
ajbmeb-2437	2	21	and	and	CCONJ
ajbmeb-2437	2	22	diplomacy	diplomacy	NOUN
ajbmeb-2437	2	23	,	,	PUNCT
ajbmeb-2437	2	24	associate	associate	ADJ
ajbmeb-2437	2	25	professor	professor	NOUN
ajbmeb-2437	2	26	at	at	ADP
ajbmeb-2437	2	27	the	the	DET
ajbmeb-2437	2	28	nordic	nordic	PROPN
ajbmeb-2437	2	29	international	international	PROPN
ajbmeb-2437	2	30	university	university	PROPN
ajbmeb-2437	2	31	,	,	PUNCT
ajbmeb-2437	2	32	tashkent	tashkent	PROPN
ajbmeb-2437	2	33	,	,	PUNCT
ajbmeb-2437	2	34	uzbekistan	uzbekistan	PROPN
ajbmeb-2437	2	35	email	email	NOUN
ajbmeb-2437	2	36	:	:	PUNCT
ajbmeb-2437	2	37	umida-@mail.ru	umida-@mail.ru	PROPN
ajbmeb-2437	2	38	a	a	DET
ajbmeb-2437	2	39	b	b	NOUN
ajbmeb-2437	2	40	s	s	ADP
ajbmeb-2437	2	41	t	t	PROPN
ajbmeb-2437	2	42	r	r	NOUN
ajbmeb-2437	2	43	a	a	DET
ajbmeb-2437	2	44	c	c	NOUN
ajbmeb-2437	2	45	t	t	NOUN
ajbmeb-2437	2	46	k	k	X
ajbmeb-2437	2	47	e	e	PROPN
ajbmeb-2437	2	48	y	y	PROPN
ajbmeb-2437	2	49	w	w	NOUN
ajbmeb-2437	3	1	o	o	NOUN
ajbmeb-2437	3	2	r	r	NOUN
ajbmeb-2437	3	3	d	d	X
ajbmeb-2437	3	4	s	s	VERB
ajbmeb-2437	3	5	the	the	DET
ajbmeb-2437	3	6	digital	digital	ADJ
ajbmeb-2437	3	7	transformation	transformation	NOUN
ajbmeb-2437	3	8	in	in	ADP
ajbmeb-2437	3	9	bank	bank	NOUN
ajbmeb-2437	3	10	management	management	NOUN
ajbmeb-2437	3	11	is	be	AUX
ajbmeb-2437	3	12	reshaping	reshape	VERB
ajbmeb-2437	3	13	the	the	DET
ajbmeb-2437	3	14	industry	industry	NOUN
ajbmeb-2437	3	15	by	by	ADP
ajbmeb-2437	3	16	enabling	enable	VERB
ajbmeb-2437	3	17	banks	bank	NOUN
ajbmeb-2437	3	18	to	to	PART
ajbmeb-2437	3	19	provide	provide	VERB
ajbmeb-2437	3	20	personalized	personalized	ADJ
ajbmeb-2437	3	21	,	,	PUNCT
ajbmeb-2437	3	22	efficient	efficient	ADJ
ajbmeb-2437	3	23	,	,	PUNCT
ajbmeb-2437	3	24	and	and	CCONJ
ajbmeb-2437	3	25	customercentric	customercentric	ADJ
ajbmeb-2437	3	26	services	service	NOUN
ajbmeb-2437	3	27	.	.	PUNCT
ajbmeb-2437	4	1	this	this	DET
ajbmeb-2437	4	2	transformation	transformation	NOUN
ajbmeb-2437	4	3	leverages	leverage	VERB
ajbmeb-2437	4	4	technology	technology	NOUN
ajbmeb-2437	4	5	-	-	PUNCT
ajbmeb-2437	4	6	driven	drive	VERB
ajbmeb-2437	4	7	marketing	marketing	NOUN
ajbmeb-2437	4	8	strategies	strategy	NOUN
ajbmeb-2437	4	9	to	to	PART
ajbmeb-2437	4	10	enhance	enhance	VERB
ajbmeb-2437	4	11	customer	customer	NOUN
ajbmeb-2437	4	12	experience	experience	NOUN
ajbmeb-2437	4	13	,	,	PUNCT
ajbmeb-2437	4	14	redefine	redefine	VERB
ajbmeb-2437	4	15	relationships	relationship	NOUN
ajbmeb-2437	4	16	,	,	PUNCT
ajbmeb-2437	4	17	and	and	CCONJ
ajbmeb-2437	4	18	strengthen	strengthen	VERB
ajbmeb-2437	4	19	customer	customer	NOUN
ajbmeb-2437	4	20	loyalty	loyalty	NOUN
ajbmeb-2437	4	21	.	.	PUNCT
ajbmeb-2437	5	1	this	this	DET
ajbmeb-2437	5	2	article	article	NOUN
ajbmeb-2437	5	3	explores	explore	VERB
ajbmeb-2437	5	4	how	how	SCONJ
ajbmeb-2437	5	5	digital	digital	ADJ
ajbmeb-2437	5	6	transformation	transformation	NOUN
ajbmeb-2437	5	7	,	,	PUNCT
ajbmeb-2437	5	8	including	include	VERB
ajbmeb-2437	5	9	data	data	NOUN
ajbmeb-2437	5	10	analytics	analytic	NOUN
ajbmeb-2437	5	11	,	,	PUNCT
ajbmeb-2437	5	12	artificial	artificial	ADJ
ajbmeb-2437	5	13	intelligence	intelligence	NOUN
ajbmeb-2437	5	14	(	(	PUNCT
ajbmeb-2437	5	15	ai	ai	NOUN
ajbmeb-2437	5	16	)	)	PUNCT
ajbmeb-2437	5	17	,	,	PUNCT
ajbmeb-2437	5	18	and	and	CCONJ
ajbmeb-2437	5	19	customer	customer	NOUN
ajbmeb-2437	5	20	relationship	relationship	NOUN
ajbmeb-2437	5	21	management	management	NOUN
ajbmeb-2437	5	22	(	(	PUNCT
ajbmeb-2437	5	23	crm	crm	NOUN
ajbmeb-2437	5	24	)	)	PUNCT
ajbmeb-2437	5	25	platforms	platform	NOUN
ajbmeb-2437	5	26	,	,	PUNCT
ajbmeb-2437	5	27	empowers	empower	VERB
ajbmeb-2437	5	28	banks	bank	NOUN
ajbmeb-2437	5	29	to	to	PART
ajbmeb-2437	5	30	understand	understand	VERB
ajbmeb-2437	5	31	and	and	CCONJ
ajbmeb-2437	5	32	meet	meet	VERB
ajbmeb-2437	5	33	customer	customer	NOUN
ajbmeb-2437	5	34	needs	need	NOUN
ajbmeb-2437	5	35	.	.	PUNCT
ajbmeb-2437	6	1	through	through	ADP
ajbmeb-2437	6	2	an	an	DET
ajbmeb-2437	6	3	in	in	ADP
ajbmeb-2437	6	4	-	-	PUNCT
ajbmeb-2437	6	5	depth	depth	NOUN
ajbmeb-2437	6	6	analysis	analysis	NOUN
ajbmeb-2437	6	7	of	of	ADP
ajbmeb-2437	6	8	contemporary	contemporary	ADJ
ajbmeb-2437	6	9	marketing	marketing	NOUN
ajbmeb-2437	6	10	techniques	technique	NOUN
ajbmeb-2437	6	11	,	,	PUNCT
ajbmeb-2437	6	12	this	this	DET
ajbmeb-2437	6	13	research	research	NOUN
ajbmeb-2437	6	14	highlights	highlight	VERB
ajbmeb-2437	6	15	the	the	DET
ajbmeb-2437	6	16	benefits	benefit	NOUN
ajbmeb-2437	6	17	,	,	PUNCT
ajbmeb-2437	6	18	challenges	challenge	NOUN
ajbmeb-2437	6	19	,	,	PUNCT
ajbmeb-2437	6	20	and	and	CCONJ
ajbmeb-2437	6	21	future	future	ADJ
ajbmeb-2437	6	22	directions	direction	NOUN
ajbmeb-2437	6	23	of	of	ADP
ajbmeb-2437	6	24	digital	digital	ADJ
ajbmeb-2437	6	25	transformation	transformation	NOUN
ajbmeb-2437	6	26	in	in	ADP
ajbmeb-2437	6	27	banking	banking	NOUN
ajbmeb-2437	6	28	.	.	PUNCT
ajbmeb-2437	7	1	digital	digital	ADJ
ajbmeb-2437	7	2	transformation	transformation	NOUN
ajbmeb-2437	7	3	,	,	PUNCT
ajbmeb-2437	7	4	bank	bank	NOUN
ajbmeb-2437	7	5	management	management	NOUN
ajbmeb-2437	7	6	,	,	PUNCT
ajbmeb-2437	7	7	customer	customer	NOUN
ajbmeb-2437	7	8	experience	experience	NOUN
ajbmeb-2437	7	9	,	,	PUNCT
ajbmeb-2437	7	10	technology	technology	NOUN
ajbmeb-2437	7	11	-	-	PUNCT
ajbmeb-2437	7	12	driven	drive	VERB
ajbmeb-2437	7	13	marketing	marketing	NOUN
ajbmeb-2437	7	14	,	,	PUNCT
ajbmeb-2437	7	15	data	datum	NOUN
ajbmeb-2437	7	16	analytics	analytic	NOUN
ajbmeb-2437	7	17	,	,	PUNCT
ajbmeb-2437	7	18	artificial	artificial	ADJ
ajbmeb-2437	7	19	intelligence	intelligence	NOUN
ajbmeb-2437	7	20	,	,	PUNCT
ajbmeb-2437	7	21	crm	crm	PROPN
ajbmeb-2437	7	22	,	,	PUNCT
ajbmeb-2437	7	23	financial	financial	ADJ
ajbmeb-2437	7	24	services	service	NOUN
ajbmeb-2437	7	25	.	.	PUNCT
ajbmeb-2437	8	1	introduction	introduction	NOUN
ajbmeb-2437	8	2	the	the	DET
ajbmeb-2437	8	3	banking	banking	NOUN
ajbmeb-2437	8	4	sector	sector	NOUN
ajbmeb-2437	8	5	is	be	AUX
ajbmeb-2437	8	6	undergoing	undergo	VERB
ajbmeb-2437	8	7	a	a	DET
ajbmeb-2437	8	8	profound	profound	ADJ
ajbmeb-2437	8	9	digital	digital	ADJ
ajbmeb-2437	8	10	transformation	transformation	NOUN
ajbmeb-2437	8	11	,	,	PUNCT
ajbmeb-2437	8	12	which	which	PRON
ajbmeb-2437	8	13	has	have	AUX
ajbmeb-2437	8	14	accelerated	accelerate	VERB
ajbmeb-2437	8	15	in	in	ADP
ajbmeb-2437	8	16	recent	recent	ADJ
ajbmeb-2437	8	17	years	year	NOUN
ajbmeb-2437	8	18	due	due	ADP
ajbmeb-2437	8	19	to	to	ADP
ajbmeb-2437	8	20	advances	advance	NOUN
ajbmeb-2437	8	21	in	in	ADP
ajbmeb-2437	8	22	technology	technology	NOUN
ajbmeb-2437	8	23	and	and	CCONJ
ajbmeb-2437	8	24	changing	change	VERB
ajbmeb-2437	8	25	customer	customer	NOUN
ajbmeb-2437	8	26	expectations	expectation	NOUN
ajbmeb-2437	8	27	.	.	PUNCT
ajbmeb-2437	9	1	today	today	NOUN
ajbmeb-2437	9	2	,	,	PUNCT
ajbmeb-2437	9	3	customers	customer	NOUN
ajbmeb-2437	9	4	demand	demand	VERB
ajbmeb-2437	9	5	personalized	personalize	VERB
ajbmeb-2437	9	6	,	,	PUNCT
ajbmeb-2437	9	7	fast	fast	ADJ
ajbmeb-2437	9	8	,	,	PUNCT
ajbmeb-2437	9	9	and	and	CCONJ
ajbmeb-2437	9	10	convenient	convenient	ADJ
ajbmeb-2437	9	11	banking	banking	NOUN
ajbmeb-2437	9	12	services	service	NOUN
ajbmeb-2437	9	13	that	that	PRON
ajbmeb-2437	9	14	align	align	VERB
ajbmeb-2437	9	15	with	with	ADP
ajbmeb-2437	9	16	their	their	PRON
ajbmeb-2437	9	17	digital	digital	ADJ
ajbmeb-2437	9	18	lifestyles	lifestyle	NOUN
ajbmeb-2437	9	19	(	(	PUNCT
ajbmeb-2437	9	20	shankar	shankar	PROPN
ajbmeb-2437	9	21	&	&	CCONJ
ajbmeb-2437	9	22	rishi	rishi	PROPN
ajbmeb-2437	9	23	,	,	PUNCT
ajbmeb-2437	9	24	2021	2021	NUM
ajbmeb-2437	9	25	)	)	PUNCT
ajbmeb-2437	9	26	.	.	PUNCT
ajbmeb-2437	10	1	to	to	PART
ajbmeb-2437	10	2	meet	meet	VERB
ajbmeb-2437	10	3	these	these	DET
ajbmeb-2437	10	4	expectations	expectation	NOUN
ajbmeb-2437	10	5	,	,	PUNCT
ajbmeb-2437	10	6	banks	bank	NOUN
ajbmeb-2437	10	7	are	be	AUX
ajbmeb-2437	10	8	increasingly	increasingly	ADV
ajbmeb-2437	10	9	adopting	adopt	VERB
ajbmeb-2437	10	10	technology	technology	NOUN
ajbmeb-2437	10	11	-	-	PUNCT
ajbmeb-2437	10	12	driven	drive	VERB
ajbmeb-2437	10	13	marketing	marketing	NOUN
ajbmeb-2437	10	14	strategies	strategy	NOUN
ajbmeb-2437	10	15	aimed	aim	VERB
ajbmeb-2437	10	16	at	at	ADP
ajbmeb-2437	10	17	enhancing	enhance	VERB
ajbmeb-2437	10	18	customer	customer	NOUN
ajbmeb-2437	10	19	experience	experience	NOUN
ajbmeb-2437	10	20	and	and	CCONJ
ajbmeb-2437	10	21	loyalty	loyalty	NOUN
ajbmeb-2437	10	22	.	.	PUNCT
ajbmeb-2437	11	1	this	this	DET
ajbmeb-2437	11	2	article	article	NOUN
ajbmeb-2437	11	3	examines	examine	VERB
ajbmeb-2437	11	4	the	the	DET
ajbmeb-2437	11	5	role	role	NOUN
ajbmeb-2437	11	6	of	of	ADP
ajbmeb-2437	11	7	digital	digital	ADJ
ajbmeb-2437	11	8	transformation	transformation	NOUN
ajbmeb-2437	11	9	in	in	ADP
ajbmeb-2437	11	10	bank	bank	NOUN
ajbmeb-2437	11	11	management	management	NOUN
ajbmeb-2437	11	12	,	,	PUNCT
ajbmeb-2437	11	13	focusing	focus	VERB
ajbmeb-2437	11	14	on	on	ADP
ajbmeb-2437	11	15	how	how	SCONJ
ajbmeb-2437	11	16	technology	technology	NOUN
ajbmeb-2437	11	17	-	-	PUNCT
ajbmeb-2437	11	18	driven	drive	VERB
ajbmeb-2437	11	19	marketing	marketing	NOUN
ajbmeb-2437	11	20	strategies	strategy	NOUN
ajbmeb-2437	11	21	are	be	AUX
ajbmeb-2437	11	22	reshaping	reshape	VERB
ajbmeb-2437	11	23	customer	customer	NOUN
ajbmeb-2437	11	24	experiences	experience	NOUN
ajbmeb-2437	11	25	.	.	PUNCT
ajbmeb-2437	12	1	the	the	DET
ajbmeb-2437	12	2	adoption	adoption	NOUN
ajbmeb-2437	12	3	of	of	ADP
ajbmeb-2437	12	4	new	new	ADJ
ajbmeb-2437	12	5	digital	digital	ADJ
ajbmeb-2437	12	6	tools	tool	NOUN
ajbmeb-2437	12	7	such	such	ADJ
ajbmeb-2437	12	8	as	as	ADP
ajbmeb-2437	12	9	data	datum	NOUN
ajbmeb-2437	12	10	analytics	analytic	NOUN
ajbmeb-2437	12	11	,	,	PUNCT
ajbmeb-2437	12	12	artificial	artificial	ADJ
ajbmeb-2437	12	13	intelligence	intelligence	NOUN
ajbmeb-2437	12	14	,	,	PUNCT
ajbmeb-2437	12	15	and	and	CCONJ
ajbmeb-2437	12	16	crm	crm	NOUN
ajbmeb-2437	12	17	systems	system	NOUN
ajbmeb-2437	12	18	is	be	AUX
ajbmeb-2437	12	19	helping	help	VERB
ajbmeb-2437	12	20	banks	bank	NOUN
ajbmeb-2437	12	21	better	well	ADV
ajbmeb-2437	12	22	understand	understand	VERB
ajbmeb-2437	12	23	their	their	PRON
ajbmeb-2437	12	24	customers	customer	NOUN
ajbmeb-2437	12	25	and	and	CCONJ
ajbmeb-2437	12	26	offer	offer	VERB
ajbmeb-2437	12	27	services	service	NOUN
ajbmeb-2437	12	28	tailored	tailor	VERB
ajbmeb-2437	12	29	to	to	ADP
ajbmeb-2437	12	30	individual	individual	ADJ
ajbmeb-2437	12	31	needs	need	NOUN
ajbmeb-2437	12	32	(	(	PUNCT
ajbmeb-2437	12	33	gupta	gupta	PROPN
ajbmeb-2437	12	34	&	&	CCONJ
ajbmeb-2437	12	35	pathak	pathak	PROPN
ajbmeb-2437	12	36	,	,	PUNCT
ajbmeb-2437	12	37	2020	2020	NUM
ajbmeb-2437	12	38	)	)	PUNCT
ajbmeb-2437	12	39	.	.	PUNCT
ajbmeb-2437	13	1	this	this	DET
ajbmeb-2437	13	2	shift	shift	NOUN
ajbmeb-2437	13	3	not	not	PART
ajbmeb-2437	13	4	only	only	ADV
ajbmeb-2437	13	5	improves	improve	VERB
ajbmeb-2437	13	6	customer	customer	NOUN
ajbmeb-2437	13	7	satisfaction	satisfaction	NOUN
ajbmeb-2437	13	8	but	but	CCONJ
ajbmeb-2437	13	9	also	also	ADV
ajbmeb-2437	13	10	supports	support	VERB
ajbmeb-2437	13	11	banks	bank	NOUN
ajbmeb-2437	13	12	in	in	ADP
ajbmeb-2437	13	13	american	american	ADJ
ajbmeb-2437	13	14	journal	journal	PROPN
ajbmeb-2437	13	15	of	of	ADP
ajbmeb-2437	13	16	business	business	NOUN
ajbmeb-2437	13	17	management	management	NOUN
ajbmeb-2437	13	18	,	,	PUNCT
ajbmeb-2437	13	19	economics	economic	NOUN
ajbmeb-2437	13	20	and	and	CCONJ
ajbmeb-2437	13	21	banking	banking	NOUN
ajbmeb-2437	13	22	volume	volume	NOUN
ajbmeb-2437	13	23	30	30	NUM
ajbmeb-2437	13	24	november	november	PROPN
ajbmeb-2437	13	25	2024	2024	NUM
ajbmeb-2437	13	26	p	p	NOUN
ajbmeb-2437	14	1	a	a	DET
ajbmeb-2437	14	2	g	g	NOUN
ajbmeb-2437	14	3	e	e	NOUN
ajbmeb-2437	14	4	|	|	ADV
ajbmeb-2437	14	5	14	14	NUM
ajbmeb-2437	14	6	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2437	14	7	optimizing	optimize	VERB
ajbmeb-2437	14	8	their	their	PRON
ajbmeb-2437	14	9	operational	operational	ADJ
ajbmeb-2437	14	10	efficiencies	efficiency	NOUN
ajbmeb-2437	14	11	.	.	PUNCT
ajbmeb-2437	15	1	by	by	ADP
ajbmeb-2437	15	2	examining	examine	VERB
ajbmeb-2437	15	3	the	the	DET
ajbmeb-2437	15	4	applications	application	NOUN
ajbmeb-2437	15	5	,	,	PUNCT
ajbmeb-2437	15	6	benefits	benefit	NOUN
ajbmeb-2437	15	7	,	,	PUNCT
ajbmeb-2437	15	8	and	and	CCONJ
ajbmeb-2437	15	9	challenges	challenge	NOUN
ajbmeb-2437	15	10	of	of	ADP
ajbmeb-2437	15	11	these	these	DET
ajbmeb-2437	15	12	technologies	technology	NOUN
ajbmeb-2437	15	13	,	,	PUNCT
ajbmeb-2437	15	14	this	this	DET
ajbmeb-2437	15	15	article	article	NOUN
ajbmeb-2437	15	16	provides	provide	VERB
ajbmeb-2437	15	17	insights	insight	NOUN
ajbmeb-2437	15	18	into	into	ADP
ajbmeb-2437	15	19	the	the	DET
ajbmeb-2437	15	20	current	current	ADJ
ajbmeb-2437	15	21	state	state	NOUN
ajbmeb-2437	15	22	and	and	CCONJ
ajbmeb-2437	15	23	future	future	ADJ
ajbmeb-2437	15	24	trajectory	trajectory	NOUN
ajbmeb-2437	15	25	of	of	ADP
ajbmeb-2437	15	26	digital	digital	ADJ
ajbmeb-2437	15	27	transformation	transformation	NOUN
ajbmeb-2437	15	28	in	in	ADP
ajbmeb-2437	15	29	banking	banking	NOUN
ajbmeb-2437	15	30	.	.	PUNCT
ajbmeb-2437	16	1	main	main	ADJ
ajbmeb-2437	16	2	part	part	NOUN
ajbmeb-2437	16	3	1	1	NUM
ajbmeb-2437	16	4	.	.	PUNCT
ajbmeb-2437	17	1	the	the	DET
ajbmeb-2437	17	2	role	role	NOUN
ajbmeb-2437	17	3	of	of	ADP
ajbmeb-2437	17	4	digital	digital	ADJ
ajbmeb-2437	17	5	transformation	transformation	NOUN
ajbmeb-2437	17	6	in	in	ADP
ajbmeb-2437	17	7	bank	bank	NOUN
ajbmeb-2437	17	8	management	management	NOUN
ajbmeb-2437	17	9	digital	digital	ADJ
ajbmeb-2437	17	10	transformation	transformation	NOUN
ajbmeb-2437	17	11	involves	involve	VERB
ajbmeb-2437	17	12	adopting	adopt	VERB
ajbmeb-2437	17	13	digital	digital	ADJ
ajbmeb-2437	17	14	tools	tool	NOUN
ajbmeb-2437	17	15	and	and	CCONJ
ajbmeb-2437	17	16	processes	process	NOUN
ajbmeb-2437	17	17	to	to	PART
ajbmeb-2437	17	18	improve	improve	VERB
ajbmeb-2437	17	19	organizational	organizational	ADJ
ajbmeb-2437	17	20	efficiency	efficiency	NOUN
ajbmeb-2437	17	21	and	and	CCONJ
ajbmeb-2437	17	22	customer	customer	NOUN
ajbmeb-2437	17	23	engagement	engagement	NOUN
ajbmeb-2437	17	24	.	.	PUNCT
ajbmeb-2437	18	1	in	in	ADP
ajbmeb-2437	18	2	the	the	DET
ajbmeb-2437	18	3	banking	banking	NOUN
ajbmeb-2437	18	4	sector	sector	NOUN
ajbmeb-2437	18	5	,	,	PUNCT
ajbmeb-2437	18	6	it	it	PRON
ajbmeb-2437	18	7	encompasses	encompass	VERB
ajbmeb-2437	18	8	several	several	ADJ
ajbmeb-2437	18	9	key	key	ADJ
ajbmeb-2437	18	10	areas	area	NOUN
ajbmeb-2437	18	11	,	,	PUNCT
ajbmeb-2437	18	12	including	include	VERB
ajbmeb-2437	18	13	the	the	DET
ajbmeb-2437	18	14	automation	automation	NOUN
ajbmeb-2437	18	15	of	of	ADP
ajbmeb-2437	18	16	banking	banking	NOUN
ajbmeb-2437	18	17	processes	process	NOUN
ajbmeb-2437	18	18	,	,	PUNCT
ajbmeb-2437	18	19	enhanced	enhance	VERB
ajbmeb-2437	18	20	data	data	NOUN
ajbmeb-2437	18	21	analytics	analytic	NOUN
ajbmeb-2437	18	22	capabilities	capability	NOUN
ajbmeb-2437	18	23	,	,	PUNCT
ajbmeb-2437	18	24	and	and	CCONJ
ajbmeb-2437	18	25	the	the	DET
ajbmeb-2437	18	26	adoption	adoption	NOUN
ajbmeb-2437	18	27	of	of	ADP
ajbmeb-2437	18	28	ai	ai	VERB
ajbmeb-2437	18	29	for	for	ADP
ajbmeb-2437	18	30	customer	customer	NOUN
ajbmeb-2437	18	31	service	service	NOUN
ajbmeb-2437	18	32	and	and	CCONJ
ajbmeb-2437	18	33	personalization	personalization	NOUN
ajbmeb-2437	18	34	(	(	PUNCT
ajbmeb-2437	18	35	bharadwaj	bharadwaj	PROPN
ajbmeb-2437	18	36	,	,	PUNCT
ajbmeb-2437	18	37	2019	2019	NUM
ajbmeb-2437	18	38	)	)	PUNCT
ajbmeb-2437	18	39	.	.	PUNCT
ajbmeb-2437	19	1	this	this	DET
ajbmeb-2437	19	2	shift	shift	NOUN
ajbmeb-2437	19	3	has	have	AUX
ajbmeb-2437	19	4	allowed	allow	VERB
ajbmeb-2437	19	5	banks	bank	NOUN
ajbmeb-2437	19	6	to	to	PART
ajbmeb-2437	19	7	move	move	VERB
ajbmeb-2437	19	8	away	away	ADV
ajbmeb-2437	19	9	from	from	ADP
ajbmeb-2437	19	10	traditional	traditional	ADJ
ajbmeb-2437	19	11	banking	banking	NOUN
ajbmeb-2437	19	12	models	model	NOUN
ajbmeb-2437	19	13	and	and	CCONJ
ajbmeb-2437	19	14	towards	towards	ADP
ajbmeb-2437	19	15	more	more	ADJ
ajbmeb-2437	19	16	customer	customer	NOUN
ajbmeb-2437	19	17	-	-	PUNCT
ajbmeb-2437	19	18	centric	centric	NOUN
ajbmeb-2437	19	19	operations	operation	NOUN
ajbmeb-2437	19	20	,	,	PUNCT
ajbmeb-2437	19	21	enabling	enable	VERB
ajbmeb-2437	19	22	a	a	DET
ajbmeb-2437	19	23	better	well	ADJ
ajbmeb-2437	19	24	understanding	understanding	NOUN
ajbmeb-2437	19	25	of	of	ADP
ajbmeb-2437	19	26	customer	customer	NOUN
ajbmeb-2437	19	27	preferences	preference	NOUN
ajbmeb-2437	19	28	and	and	CCONJ
ajbmeb-2437	19	29	needs	need	NOUN
ajbmeb-2437	19	30	.	.	PUNCT
ajbmeb-2437	20	1	for	for	ADP
ajbmeb-2437	20	2	instance	instance	NOUN
ajbmeb-2437	20	3	,	,	PUNCT
ajbmeb-2437	20	4	banks	bank	NOUN
ajbmeb-2437	20	5	now	now	ADV
ajbmeb-2437	20	6	use	use	VERB
ajbmeb-2437	20	7	crm	crm	NOUN
ajbmeb-2437	20	8	software	software	NOUN
ajbmeb-2437	20	9	to	to	PART
ajbmeb-2437	20	10	store	store	VERB
ajbmeb-2437	20	11	and	and	CCONJ
ajbmeb-2437	20	12	analyze	analyze	VERB
ajbmeb-2437	20	13	customer	customer	NOUN
ajbmeb-2437	20	14	data	datum	NOUN
ajbmeb-2437	20	15	,	,	PUNCT
ajbmeb-2437	20	16	which	which	PRON
ajbmeb-2437	20	17	helps	help	VERB
ajbmeb-2437	20	18	managers	manager	NOUN
ajbmeb-2437	20	19	develop	develop	VERB
ajbmeb-2437	20	20	targeted	target	VERB
ajbmeb-2437	20	21	marketing	marketing	NOUN
ajbmeb-2437	20	22	strategies	strategy	NOUN
ajbmeb-2437	20	23	and	and	CCONJ
ajbmeb-2437	20	24	provide	provide	VERB
ajbmeb-2437	20	25	tailored	tailored	ADJ
ajbmeb-2437	20	26	services	service	NOUN
ajbmeb-2437	20	27	(	(	PUNCT
ajbmeb-2437	20	28	kumar	kumar	PROPN
ajbmeb-2437	20	29	&	&	CCONJ
ajbmeb-2437	20	30	sinha	sinha	PROPN
ajbmeb-2437	20	31	,	,	PUNCT
ajbmeb-2437	20	32	2020	2020	NUM
ajbmeb-2437	20	33	)	)	PUNCT
ajbmeb-2437	20	34	.	.	PUNCT
ajbmeb-2437	21	1	additionally	additionally	ADV
ajbmeb-2437	21	2	,	,	PUNCT
ajbmeb-2437	21	3	digital	digital	ADJ
ajbmeb-2437	21	4	transformation	transformation	NOUN
ajbmeb-2437	21	5	enables	enable	VERB
ajbmeb-2437	21	6	banks	bank	NOUN
ajbmeb-2437	21	7	to	to	PART
ajbmeb-2437	21	8	automate	automate	VERB
ajbmeb-2437	21	9	routine	routine	ADJ
ajbmeb-2437	21	10	tasks	task	NOUN
ajbmeb-2437	21	11	,	,	PUNCT
ajbmeb-2437	21	12	allowing	allow	VERB
ajbmeb-2437	21	13	employees	employee	NOUN
ajbmeb-2437	21	14	to	to	PART
ajbmeb-2437	21	15	focus	focus	VERB
ajbmeb-2437	21	16	on	on	ADP
ajbmeb-2437	21	17	value	value	NOUN
ajbmeb-2437	21	18	-	-	PUNCT
ajbmeb-2437	21	19	adding	add	VERB
ajbmeb-2437	21	20	activities	activity	NOUN
ajbmeb-2437	21	21	that	that	PRON
ajbmeb-2437	21	22	enhance	enhance	VERB
ajbmeb-2437	21	23	customer	customer	NOUN
ajbmeb-2437	21	24	relationships	relationship	NOUN
ajbmeb-2437	21	25	.	.	PUNCT
ajbmeb-2437	22	1	2	2	X
ajbmeb-2437	22	2	.	.	X
ajbmeb-2437	22	3	technology	technology	NOUN
ajbmeb-2437	22	4	-	-	PUNCT
ajbmeb-2437	22	5	driven	drive	VERB
ajbmeb-2437	22	6	marketing	marketing	NOUN
ajbmeb-2437	22	7	strategies	strategy	NOUN
ajbmeb-2437	22	8	in	in	ADP
ajbmeb-2437	22	9	banking	bank	VERB
ajbmeb-2437	22	10	with	with	ADP
ajbmeb-2437	22	11	digital	digital	ADJ
ajbmeb-2437	22	12	transformation	transformation	NOUN
ajbmeb-2437	22	13	,	,	PUNCT
ajbmeb-2437	22	14	banks	bank	NOUN
ajbmeb-2437	22	15	are	be	AUX
ajbmeb-2437	22	16	able	able	ADJ
ajbmeb-2437	22	17	to	to	PART
ajbmeb-2437	22	18	leverage	leverage	VERB
ajbmeb-2437	22	19	various	various	ADJ
ajbmeb-2437	22	20	technology	technology	NOUN
ajbmeb-2437	22	21	-	-	PUNCT
ajbmeb-2437	22	22	driven	drive	VERB
ajbmeb-2437	22	23	marketing	marketing	NOUN
ajbmeb-2437	22	24	strategies	strategy	NOUN
ajbmeb-2437	22	25	to	to	PART
ajbmeb-2437	22	26	enhance	enhance	VERB
ajbmeb-2437	22	27	customer	customer	NOUN
ajbmeb-2437	22	28	engagement	engagement	NOUN
ajbmeb-2437	22	29	and	and	CCONJ
ajbmeb-2437	22	30	satisfaction	satisfaction	NOUN
ajbmeb-2437	22	31	.	.	PUNCT
ajbmeb-2437	23	1	key	key	ADJ
ajbmeb-2437	23	2	strategies	strategy	NOUN
ajbmeb-2437	23	3	include	include	VERB
ajbmeb-2437	23	4	:	:	PUNCT
ajbmeb-2437	23	5	data	datum	NOUN
ajbmeb-2437	23	6	analytics	analytic	NOUN
ajbmeb-2437	23	7	and	and	CCONJ
ajbmeb-2437	23	8	personalization	personalization	NOUN
ajbmeb-2437	23	9	:	:	PUNCT
ajbmeb-2437	23	10	data	datum	NOUN
ajbmeb-2437	23	11	analytics	analytic	NOUN
ajbmeb-2437	23	12	tools	tool	NOUN
ajbmeb-2437	23	13	allow	allow	VERB
ajbmeb-2437	23	14	banks	bank	NOUN
ajbmeb-2437	23	15	to	to	PART
ajbmeb-2437	23	16	analyze	analyze	VERB
ajbmeb-2437	23	17	customer	customer	NOUN
ajbmeb-2437	23	18	behaviors	behavior	NOUN
ajbmeb-2437	23	19	,	,	PUNCT
ajbmeb-2437	23	20	preferences	preference	NOUN
ajbmeb-2437	23	21	,	,	PUNCT
ajbmeb-2437	23	22	and	and	CCONJ
ajbmeb-2437	23	23	transaction	transaction	NOUN
ajbmeb-2437	23	24	patterns	pattern	NOUN
ajbmeb-2437	23	25	in	in	ADP
ajbmeb-2437	23	26	real	real	ADJ
ajbmeb-2437	23	27	-	-	PUNCT
ajbmeb-2437	23	28	time	time	NOUN
ajbmeb-2437	23	29	.	.	PUNCT
ajbmeb-2437	24	1	this	this	DET
ajbmeb-2437	24	2	information	information	NOUN
ajbmeb-2437	24	3	enables	enable	VERB
ajbmeb-2437	24	4	banks	bank	NOUN
ajbmeb-2437	24	5	to	to	PART
ajbmeb-2437	24	6	offer	offer	VERB
ajbmeb-2437	24	7	personalized	personalized	ADJ
ajbmeb-2437	24	8	services	service	NOUN
ajbmeb-2437	24	9	and	and	CCONJ
ajbmeb-2437	24	10	promotions	promotion	NOUN
ajbmeb-2437	24	11	that	that	PRON
ajbmeb-2437	24	12	are	be	AUX
ajbmeb-2437	24	13	relevant	relevant	ADJ
ajbmeb-2437	24	14	to	to	ADP
ajbmeb-2437	24	15	individual	individual	ADJ
ajbmeb-2437	24	16	customers	customer	NOUN
ajbmeb-2437	24	17	(	(	PUNCT
ajbmeb-2437	24	18	chen	chen	PROPN
ajbmeb-2437	24	19	&	&	CCONJ
ajbmeb-2437	24	20	lu	lu	PROPN
ajbmeb-2437	24	21	,	,	PUNCT
ajbmeb-2437	24	22	2018	2018	NUM
ajbmeb-2437	24	23	)	)	PUNCT
ajbmeb-2437	24	24	.	.	PUNCT
ajbmeb-2437	25	1	for	for	ADP
ajbmeb-2437	25	2	instance	instance	NOUN
ajbmeb-2437	25	3	,	,	PUNCT
ajbmeb-2437	25	4	a	a	DET
ajbmeb-2437	25	5	bank	bank	NOUN
ajbmeb-2437	25	6	might	might	AUX
ajbmeb-2437	25	7	use	use	VERB
ajbmeb-2437	25	8	data	data	NOUN
ajbmeb-2437	25	9	analytics	analytic	NOUN
ajbmeb-2437	25	10	to	to	PART
ajbmeb-2437	25	11	identify	identify	VERB
ajbmeb-2437	25	12	customers	customer	NOUN
ajbmeb-2437	25	13	who	who	PRON
ajbmeb-2437	25	14	are	be	AUX
ajbmeb-2437	25	15	interested	interested	ADJ
ajbmeb-2437	25	16	in	in	ADP
ajbmeb-2437	25	17	savings	saving	NOUN
ajbmeb-2437	25	18	products	product	NOUN
ajbmeb-2437	25	19	and	and	CCONJ
ajbmeb-2437	25	20	then	then	ADV
ajbmeb-2437	25	21	tailor	tailor	NOUN
ajbmeb-2437	25	22	marketing	marketing	NOUN
ajbmeb-2437	25	23	campaigns	campaign	NOUN
ajbmeb-2437	25	24	accordingly	accordingly	ADV
ajbmeb-2437	25	25	.	.	PUNCT
ajbmeb-2437	26	1	artificial	artificial	ADJ
ajbmeb-2437	26	2	intelligence	intelligence	NOUN
ajbmeb-2437	26	3	and	and	CCONJ
ajbmeb-2437	26	4	chatbots	chatbot	NOUN
ajbmeb-2437	26	5	:	:	PUNCT
ajbmeb-2437	26	6	ai	ai	AUX
ajbmeb-2437	26	7	-	-	PUNCT
ajbmeb-2437	26	8	powered	power	VERB
ajbmeb-2437	26	9	chatbots	chatbot	NOUN
ajbmeb-2437	26	10	provide	provide	VERB
ajbmeb-2437	26	11	instant	instant	ADJ
ajbmeb-2437	26	12	,	,	PUNCT
ajbmeb-2437	26	13	24/7	24/7	NOUN
ajbmeb-2437	26	14	customer	customer	NOUN
ajbmeb-2437	26	15	support	support	NOUN
ajbmeb-2437	26	16	,	,	PUNCT
ajbmeb-2437	26	17	offering	offer	VERB
ajbmeb-2437	26	18	a	a	DET
ajbmeb-2437	26	19	more	more	ADV
ajbmeb-2437	26	20	convenient	convenient	ADJ
ajbmeb-2437	26	21	experience	experience	NOUN
ajbmeb-2437	26	22	for	for	ADP
ajbmeb-2437	26	23	customers	customer	NOUN
ajbmeb-2437	26	24	who	who	PRON
ajbmeb-2437	26	25	seek	seek	VERB
ajbmeb-2437	26	26	immediate	immediate	ADJ
ajbmeb-2437	26	27	assistance	assistance	NOUN
ajbmeb-2437	26	28	(	(	PUNCT
ajbmeb-2437	26	29	arora	arora	PROPN
ajbmeb-2437	26	30	,	,	PUNCT
ajbmeb-2437	26	31	2020	2020	NUM
ajbmeb-2437	26	32	)	)	PUNCT
ajbmeb-2437	26	33	.	.	PUNCT
ajbmeb-2437	27	1	chatbots	chatbot	NOUN
ajbmeb-2437	27	2	can	can	AUX
ajbmeb-2437	27	3	also	also	ADV
ajbmeb-2437	27	4	gather	gather	VERB
ajbmeb-2437	27	5	valuable	valuable	ADJ
ajbmeb-2437	27	6	customer	customer	NOUN
ajbmeb-2437	27	7	insights	insight	NOUN
ajbmeb-2437	27	8	,	,	PUNCT
ajbmeb-2437	27	9	which	which	PRON
ajbmeb-2437	27	10	can	can	AUX
ajbmeb-2437	27	11	inform	inform	VERB
ajbmeb-2437	27	12	marketing	marketing	NOUN
ajbmeb-2437	27	13	strategies	strategy	NOUN
ajbmeb-2437	27	14	and	and	CCONJ
ajbmeb-2437	27	15	product	product	NOUN
ajbmeb-2437	27	16	recommendations	recommendation	NOUN
ajbmeb-2437	27	17	.	.	PUNCT
ajbmeb-2437	28	1	omnichannel	omnichannel	NOUN
ajbmeb-2437	28	2	marketing	marketing	NOUN
ajbmeb-2437	28	3	:	:	PUNCT
ajbmeb-2437	28	4	an	an	DET
ajbmeb-2437	28	5	omnichannel	omnichannel	NOUN
ajbmeb-2437	28	6	approach	approach	NOUN
ajbmeb-2437	28	7	ensures	ensure	VERB
ajbmeb-2437	28	8	that	that	SCONJ
ajbmeb-2437	28	9	customers	customer	NOUN
ajbmeb-2437	28	10	have	have	VERB
ajbmeb-2437	28	11	a	a	DET
ajbmeb-2437	28	12	seamless	seamless	ADJ
ajbmeb-2437	28	13	experience	experience	NOUN
ajbmeb-2437	28	14	across	across	ADP
ajbmeb-2437	28	15	various	various	ADJ
ajbmeb-2437	28	16	platforms	platform	NOUN
ajbmeb-2437	28	17	,	,	PUNCT
ajbmeb-2437	28	18	including	include	VERB
ajbmeb-2437	28	19	mobile	mobile	ADJ
ajbmeb-2437	28	20	apps	app	NOUN
ajbmeb-2437	28	21	,	,	PUNCT
ajbmeb-2437	28	22	websites	website	NOUN
ajbmeb-2437	28	23	,	,	PUNCT
ajbmeb-2437	28	24	and	and	CCONJ
ajbmeb-2437	28	25	in	in	ADP
ajbmeb-2437	28	26	-	-	PUNCT
ajbmeb-2437	28	27	branch	branch	NOUN
ajbmeb-2437	28	28	services	service	NOUN
ajbmeb-2437	28	29	.	.	PUNCT
ajbmeb-2437	29	1	by	by	ADP
ajbmeb-2437	29	2	synchronizing	synchronize	VERB
ajbmeb-2437	29	3	marketing	marketing	NOUN
ajbmeb-2437	29	4	efforts	effort	NOUN
ajbmeb-2437	29	5	across	across	ADP
ajbmeb-2437	29	6	all	all	DET
ajbmeb-2437	29	7	channels	channel	NOUN
ajbmeb-2437	29	8	,	,	PUNCT
ajbmeb-2437	29	9	banks	bank	NOUN
ajbmeb-2437	29	10	can	can	AUX
ajbmeb-2437	29	11	provide	provide	VERB
ajbmeb-2437	29	12	consistent	consistent	ADJ
ajbmeb-2437	29	13	and	and	CCONJ
ajbmeb-2437	29	14	unified	unified	ADJ
ajbmeb-2437	29	15	messaging	messaging	NOUN
ajbmeb-2437	29	16	,	,	PUNCT
ajbmeb-2437	29	17	making	make	VERB
ajbmeb-2437	29	18	the	the	DET
ajbmeb-2437	29	19	customer	customer	NOUN
ajbmeb-2437	29	20	experience	experience	VERB
ajbmeb-2437	29	21	more	more	ADV
ajbmeb-2437	29	22	cohesive	cohesive	ADJ
ajbmeb-2437	29	23	and	and	CCONJ
ajbmeb-2437	29	24	engaging	engage	VERB
ajbmeb-2437	29	25	(	(	PUNCT
ajbmeb-2437	29	26	johnson	johnson	PROPN
ajbmeb-2437	29	27	&	&	CCONJ
ajbmeb-2437	29	28	brown	brown	PROPN
ajbmeb-2437	29	29	,	,	PUNCT
ajbmeb-2437	29	30	2022	2022	NUM
ajbmeb-2437	29	31	)	)	PUNCT
ajbmeb-2437	29	32	.	.	PUNCT
ajbmeb-2437	30	1	customer	customer	NOUN
ajbmeb-2437	30	2	relationship	relationship	NOUN
ajbmeb-2437	30	3	management	management	NOUN
ajbmeb-2437	30	4	(	(	PUNCT
ajbmeb-2437	30	5	crm	crm	NOUN
ajbmeb-2437	30	6	)	)	PUNCT
ajbmeb-2437	30	7	platforms	platform	NOUN
ajbmeb-2437	30	8	:	:	PUNCT
ajbmeb-2437	30	9	crm	crm	NOUN
ajbmeb-2437	30	10	systems	system	NOUN
ajbmeb-2437	30	11	are	be	AUX
ajbmeb-2437	30	12	integral	integral	ADJ
ajbmeb-2437	30	13	to	to	ADP
ajbmeb-2437	30	14	digital	digital	ADJ
ajbmeb-2437	30	15	transformation	transformation	NOUN
ajbmeb-2437	30	16	,	,	PUNCT
ajbmeb-2437	30	17	allowing	allow	VERB
ajbmeb-2437	30	18	banks	bank	NOUN
ajbmeb-2437	30	19	to	to	PART
ajbmeb-2437	30	20	manage	manage	VERB
ajbmeb-2437	30	21	customer	customer	NOUN
ajbmeb-2437	30	22	interactions	interaction	NOUN
ajbmeb-2437	30	23	efficiently	efficiently	ADV
ajbmeb-2437	30	24	and	and	CCONJ
ajbmeb-2437	30	25	maintain	maintain	VERB
ajbmeb-2437	30	26	strong	strong	ADJ
ajbmeb-2437	30	27	customer	customer	NOUN
ajbmeb-2437	30	28	relationships	relationship	NOUN
ajbmeb-2437	30	29	(	(	PUNCT
ajbmeb-2437	30	30	thompson	thompson	NOUN
ajbmeb-2437	30	31	,	,	PUNCT
ajbmeb-2437	30	32	2020	2020	NUM
ajbmeb-2437	30	33	)	)	PUNCT
ajbmeb-2437	30	34	.	.	PUNCT
ajbmeb-2437	31	1	crm	crm	NOUN
ajbmeb-2437	31	2	platforms	platform	NOUN
ajbmeb-2437	31	3	consolidate	consolidate	VERB
ajbmeb-2437	31	4	customer	customer	NOUN
ajbmeb-2437	31	5	data	datum	NOUN
ajbmeb-2437	31	6	from	from	ADP
ajbmeb-2437	31	7	different	different	ADJ
ajbmeb-2437	31	8	channels	channel	NOUN
ajbmeb-2437	31	9	,	,	PUNCT
ajbmeb-2437	31	10	enabling	enable	VERB
ajbmeb-2437	31	11	banks	bank	NOUN
ajbmeb-2437	31	12	to	to	PART
ajbmeb-2437	31	13	create	create	VERB
ajbmeb-2437	31	14	comprehensive	comprehensive	ADJ
ajbmeb-2437	31	15	customer	customer	NOUN
ajbmeb-2437	31	16	profiles	profile	NOUN
ajbmeb-2437	31	17	for	for	ADP
ajbmeb-2437	31	18	better	well	ADV
ajbmeb-2437	31	19	-	-	PUNCT
ajbmeb-2437	31	20	targeted	target	VERB
ajbmeb-2437	31	21	marketing	marketing	NOUN
ajbmeb-2437	31	22	efforts	effort	NOUN
ajbmeb-2437	31	23	.	.	PUNCT
ajbmeb-2437	32	1	3	3	X
ajbmeb-2437	32	2	.	.	X
ajbmeb-2437	32	3	enhancing	enhance	VERB
ajbmeb-2437	32	4	customer	customer	NOUN
ajbmeb-2437	32	5	experience	experience	NOUN
ajbmeb-2437	32	6	through	through	ADP
ajbmeb-2437	32	7	technology	technology	NOUN
ajbmeb-2437	32	8	customer	customer	NOUN
ajbmeb-2437	32	9	experience	experience	NOUN
ajbmeb-2437	32	10	is	be	AUX
ajbmeb-2437	32	11	central	central	ADJ
ajbmeb-2437	32	12	to	to	ADP
ajbmeb-2437	32	13	digital	digital	ADJ
ajbmeb-2437	32	14	transformation	transformation	NOUN
ajbmeb-2437	32	15	in	in	ADP
ajbmeb-2437	32	16	banking	banking	NOUN
ajbmeb-2437	32	17	,	,	PUNCT
ajbmeb-2437	32	18	as	as	SCONJ
ajbmeb-2437	32	19	technology	technology	NOUN
ajbmeb-2437	32	20	enables	enable	VERB
ajbmeb-2437	32	21	banks	bank	NOUN
ajbmeb-2437	32	22	to	to	PART
ajbmeb-2437	32	23	deliver	deliver	VERB
ajbmeb-2437	32	24	more	more	ADV
ajbmeb-2437	32	25	responsive	responsive	ADJ
ajbmeb-2437	32	26	and	and	CCONJ
ajbmeb-2437	32	27	personalized	personalized	ADJ
ajbmeb-2437	32	28	services	service	NOUN
ajbmeb-2437	32	29	.	.	PUNCT
ajbmeb-2437	33	1	enhanced	enhance	VERB
ajbmeb-2437	33	2	customer	customer	NOUN
ajbmeb-2437	33	3	experience	experience	NOUN
ajbmeb-2437	33	4	is	be	AUX
ajbmeb-2437	33	5	achieved	achieve	VERB
ajbmeb-2437	33	6	through	through	ADP
ajbmeb-2437	33	7	several	several	ADJ
ajbmeb-2437	33	8	digital	digital	ADJ
ajbmeb-2437	33	9	capabilities	capability	NOUN
ajbmeb-2437	33	10	:	:	PUNCT
ajbmeb-2437	33	11	american	american	PROPN
ajbmeb-2437	33	12	journal	journal	PROPN
ajbmeb-2437	33	13	of	of	ADP
ajbmeb-2437	33	14	business	business	NOUN
ajbmeb-2437	33	15	management	management	NOUN
ajbmeb-2437	33	16	,	,	PUNCT
ajbmeb-2437	33	17	economics	economic	NOUN
ajbmeb-2437	33	18	and	and	CCONJ
ajbmeb-2437	33	19	banking	banking	NOUN
ajbmeb-2437	33	20	volume	volume	NOUN
ajbmeb-2437	33	21	30	30	NUM
ajbmeb-2437	33	22	november	november	PROPN
ajbmeb-2437	33	23	2024	2024	NUM
ajbmeb-2437	33	24	p	p	NOUN
ajbmeb-2437	33	25	a	a	PRON
ajbmeb-2437	33	26	g	g	NOUN
ajbmeb-2437	33	27	e	e	NOUN
ajbmeb-2437	33	28	|	|	ADV
ajbmeb-2437	33	29	15	15	NUM
ajbmeb-2437	33	30	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-2437	33	31	frictionless	frictionless	NOUN
ajbmeb-2437	33	32	digital	digital	PROPN
ajbmeb-2437	33	33	banking	banking	NOUN
ajbmeb-2437	33	34	:	:	PUNCT
ajbmeb-2437	33	35	digital	digital	ADJ
ajbmeb-2437	33	36	banking	banking	NOUN
ajbmeb-2437	33	37	platforms	platform	NOUN
ajbmeb-2437	33	38	allow	allow	VERB
ajbmeb-2437	33	39	customers	customer	NOUN
ajbmeb-2437	33	40	to	to	PART
ajbmeb-2437	33	41	manage	manage	VERB
ajbmeb-2437	33	42	their	their	PRON
ajbmeb-2437	33	43	finances	finance	NOUN
ajbmeb-2437	33	44	with	with	ADP
ajbmeb-2437	33	45	ease	ease	NOUN
ajbmeb-2437	33	46	,	,	PUNCT
ajbmeb-2437	33	47	whether	whether	SCONJ
ajbmeb-2437	33	48	through	through	ADP
ajbmeb-2437	33	49	mobile	mobile	ADJ
ajbmeb-2437	33	50	apps	app	NOUN
ajbmeb-2437	33	51	or	or	CCONJ
ajbmeb-2437	33	52	web	web	NOUN
ajbmeb-2437	33	53	-	-	PUNCT
ajbmeb-2437	33	54	based	base	VERB
ajbmeb-2437	33	55	platforms	platform	NOUN
ajbmeb-2437	33	56	.	.	PUNCT
ajbmeb-2437	34	1	by	by	ADP
ajbmeb-2437	34	2	minimizing	minimize	VERB
ajbmeb-2437	34	3	the	the	DET
ajbmeb-2437	34	4	need	need	NOUN
ajbmeb-2437	34	5	for	for	ADP
ajbmeb-2437	34	6	in	in	ADP
ajbmeb-2437	34	7	-	-	PUNCT
ajbmeb-2437	34	8	branch	branch	NOUN
ajbmeb-2437	34	9	visits	visit	NOUN
ajbmeb-2437	34	10	and	and	CCONJ
ajbmeb-2437	34	11	reducing	reduce	VERB
ajbmeb-2437	34	12	processing	processing	NOUN
ajbmeb-2437	34	13	times	time	NOUN
ajbmeb-2437	34	14	,	,	PUNCT
ajbmeb-2437	34	15	banks	bank	NOUN
ajbmeb-2437	34	16	can	can	AUX
ajbmeb-2437	34	17	offer	offer	VERB
ajbmeb-2437	34	18	a	a	DET
ajbmeb-2437	34	19	frictionless	frictionless	NOUN
ajbmeb-2437	34	20	banking	banking	NOUN
ajbmeb-2437	34	21	experience	experience	NOUN
ajbmeb-2437	34	22	that	that	PRON
ajbmeb-2437	34	23	enhances	enhance	VERB
ajbmeb-2437	34	24	customer	customer	NOUN
ajbmeb-2437	34	25	satisfaction	satisfaction	NOUN
ajbmeb-2437	34	26	(	(	PUNCT
ajbmeb-2437	34	27	miller	miller	PROPN
ajbmeb-2437	34	28	&	&	CCONJ
ajbmeb-2437	34	29	cooper	cooper	PROPN
ajbmeb-2437	34	30	,	,	PUNCT
ajbmeb-2437	34	31	2019	2019	NUM
ajbmeb-2437	34	32	)	)	PUNCT
ajbmeb-2437	34	33	.	.	PUNCT
ajbmeb-2437	35	1	personalized	personalize	VERB
ajbmeb-2437	35	2	financial	financial	ADJ
ajbmeb-2437	35	3	advice	advice	NOUN
ajbmeb-2437	35	4	:	:	PUNCT
ajbmeb-2437	35	5	using	use	VERB
ajbmeb-2437	35	6	ai	ai	NOUN
ajbmeb-2437	35	7	and	and	CCONJ
ajbmeb-2437	35	8	data	datum	NOUN
ajbmeb-2437	35	9	analytics	analytic	NOUN
ajbmeb-2437	35	10	,	,	PUNCT
ajbmeb-2437	35	11	banks	bank	NOUN
ajbmeb-2437	35	12	can	can	AUX
ajbmeb-2437	35	13	provide	provide	VERB
ajbmeb-2437	35	14	personalized	personalized	ADJ
ajbmeb-2437	35	15	financial	financial	ADJ
ajbmeb-2437	35	16	advice	advice	NOUN
ajbmeb-2437	35	17	based	base	VERB
ajbmeb-2437	35	18	on	on	ADP
ajbmeb-2437	35	19	customer	customer	NOUN
ajbmeb-2437	35	20	spending	spending	NOUN
ajbmeb-2437	35	21	patterns	pattern	NOUN
ajbmeb-2437	35	22	and	and	CCONJ
ajbmeb-2437	35	23	financial	financial	ADJ
ajbmeb-2437	35	24	goals	goal	NOUN
ajbmeb-2437	35	25	.	.	PUNCT
ajbmeb-2437	36	1	for	for	ADP
ajbmeb-2437	36	2	example	example	NOUN
ajbmeb-2437	36	3	,	,	PUNCT
ajbmeb-2437	36	4	some	some	DET
ajbmeb-2437	36	5	banks	bank	NOUN
ajbmeb-2437	36	6	use	use	VERB
ajbmeb-2437	36	7	ai	ai	VERB
ajbmeb-2437	36	8	to	to	PART
ajbmeb-2437	36	9	create	create	VERB
ajbmeb-2437	36	10	customized	customized	ADJ
ajbmeb-2437	36	11	investment	investment	NOUN
ajbmeb-2437	36	12	portfolios	portfolio	NOUN
ajbmeb-2437	36	13	for	for	ADP
ajbmeb-2437	36	14	customers	customer	NOUN
ajbmeb-2437	36	15	based	base	VERB
ajbmeb-2437	36	16	on	on	ADP
ajbmeb-2437	36	17	risk	risk	NOUN
ajbmeb-2437	36	18	tolerance	tolerance	NOUN
ajbmeb-2437	36	19	and	and	CCONJ
ajbmeb-2437	36	20	market	market	NOUN
ajbmeb-2437	36	21	trends	trend	NOUN
ajbmeb-2437	36	22	(	(	PUNCT
ajbmeb-2437	36	23	singh	singh	PROPN
ajbmeb-2437	36	24	&	&	CCONJ
ajbmeb-2437	36	25	mehta	mehta	PROPN
ajbmeb-2437	36	26	,	,	PUNCT
ajbmeb-2437	36	27	2021	2021	NUM
ajbmeb-2437	36	28	)	)	PUNCT
ajbmeb-2437	36	29	.	.	PUNCT
ajbmeb-2437	37	1	enhanced	enhance	VERB
ajbmeb-2437	37	2	security	security	NOUN
ajbmeb-2437	37	3	measures	measure	NOUN
ajbmeb-2437	37	4	:	:	PUNCT
ajbmeb-2437	37	5	digital	digital	ADJ
ajbmeb-2437	37	6	transformation	transformation	NOUN
ajbmeb-2437	37	7	has	have	AUX
ajbmeb-2437	37	8	enabled	enable	VERB
ajbmeb-2437	37	9	banks	bank	NOUN
ajbmeb-2437	37	10	to	to	PART
ajbmeb-2437	37	11	improve	improve	VERB
ajbmeb-2437	37	12	security	security	NOUN
ajbmeb-2437	37	13	by	by	ADP
ajbmeb-2437	37	14	implementing	implement	VERB
ajbmeb-2437	37	15	advanced	advanced	ADJ
ajbmeb-2437	37	16	fraud	fraud	NOUN
ajbmeb-2437	37	17	detection	detection	NOUN
ajbmeb-2437	37	18	systems	system	NOUN
ajbmeb-2437	37	19	,	,	PUNCT
ajbmeb-2437	37	20	multi	multi	ADJ
ajbmeb-2437	37	21	-	-	ADJ
ajbmeb-2437	37	22	factor	factor	NOUN
ajbmeb-2437	37	23	authentication	authentication	NOUN
ajbmeb-2437	37	24	,	,	PUNCT
ajbmeb-2437	37	25	and	and	CCONJ
ajbmeb-2437	37	26	blockchain	blockchain	PROPN
ajbmeb-2437	37	27	technology	technology	PROPN
ajbmeb-2437	37	28	.	.	PUNCT
ajbmeb-2437	38	1	these	these	DET
ajbmeb-2437	38	2	measures	measure	NOUN
ajbmeb-2437	38	3	enhance	enhance	VERB
ajbmeb-2437	38	4	customer	customer	NOUN
ajbmeb-2437	38	5	trust	trust	NOUN
ajbmeb-2437	38	6	by	by	ADP
ajbmeb-2437	38	7	ensuring	ensure	VERB
ajbmeb-2437	38	8	the	the	DET
ajbmeb-2437	38	9	security	security	NOUN
ajbmeb-2437	38	10	and	and	CCONJ
ajbmeb-2437	38	11	confidentiality	confidentiality	NOUN
ajbmeb-2437	38	12	of	of	ADP
ajbmeb-2437	38	13	their	their	PRON
ajbmeb-2437	38	14	financial	financial	ADJ
ajbmeb-2437	38	15	data	datum	NOUN
ajbmeb-2437	38	16	(	(	PUNCT
ajbmeb-2437	38	17	williams	williams	PROPN
ajbmeb-2437	38	18	,	,	PUNCT
ajbmeb-2437	38	19	2020	2020	NUM
ajbmeb-2437	38	20	)	)	PUNCT
ajbmeb-2437	38	21	.	.	PUNCT
ajbmeb-2437	39	1	4	4	X
ajbmeb-2437	39	2	.	.	X
ajbmeb-2437	39	3	challenges	challenge	NOUN
ajbmeb-2437	39	4	and	and	CCONJ
ajbmeb-2437	39	5	risks	risk	NOUN
ajbmeb-2437	39	6	in	in	ADP
ajbmeb-2437	39	7	digital	digital	ADJ
ajbmeb-2437	39	8	transformation	transformation	NOUN
ajbmeb-2437	39	9	despite	despite	SCONJ
ajbmeb-2437	39	10	the	the	DET
ajbmeb-2437	39	11	benefits	benefit	NOUN
ajbmeb-2437	39	12	,	,	PUNCT
ajbmeb-2437	39	13	banks	bank	NOUN
ajbmeb-2437	39	14	face	face	VERB
ajbmeb-2437	39	15	several	several	ADJ
ajbmeb-2437	39	16	challenges	challenge	NOUN
ajbmeb-2437	39	17	in	in	ADP
ajbmeb-2437	39	18	their	their	PRON
ajbmeb-2437	39	19	digital	digital	ADJ
ajbmeb-2437	39	20	transformation	transformation	NOUN
ajbmeb-2437	39	21	journey	journey	NOUN
ajbmeb-2437	39	22	.	.	PUNCT
ajbmeb-2437	40	1	these	these	PRON
ajbmeb-2437	40	2	include	include	VERB
ajbmeb-2437	40	3	data	datum	NOUN
ajbmeb-2437	40	4	privacy	privacy	NOUN
ajbmeb-2437	40	5	concerns	concern	NOUN
ajbmeb-2437	40	6	,	,	PUNCT
ajbmeb-2437	40	7	cybersecurity	cybersecurity	NOUN
ajbmeb-2437	40	8	risks	risk	NOUN
ajbmeb-2437	40	9	,	,	PUNCT
ajbmeb-2437	40	10	and	and	CCONJ
ajbmeb-2437	40	11	regulatory	regulatory	ADJ
ajbmeb-2437	40	12	compliance	compliance	NOUN
ajbmeb-2437	40	13	issues	issue	NOUN
ajbmeb-2437	40	14	.	.	PUNCT
ajbmeb-2437	41	1	additionally	additionally	ADV
ajbmeb-2437	41	2	,	,	PUNCT
ajbmeb-2437	41	3	the	the	DET
ajbmeb-2437	41	4	integration	integration	NOUN
ajbmeb-2437	41	5	of	of	ADP
ajbmeb-2437	41	6	new	new	ADJ
ajbmeb-2437	41	7	technologies	technology	NOUN
ajbmeb-2437	41	8	can	can	AUX
ajbmeb-2437	41	9	be	be	AUX
ajbmeb-2437	41	10	costly	costly	ADJ
ajbmeb-2437	41	11	and	and	CCONJ
ajbmeb-2437	41	12	time	time	NOUN
ajbmeb-2437	41	13	-	-	PUNCT
ajbmeb-2437	41	14	consuming	consume	VERB
ajbmeb-2437	41	15	,	,	PUNCT
ajbmeb-2437	41	16	and	and	CCONJ
ajbmeb-2437	41	17	not	not	PART
ajbmeb-2437	41	18	all	all	DET
ajbmeb-2437	41	19	customers	customer	NOUN
ajbmeb-2437	41	20	may	may	AUX
ajbmeb-2437	41	21	be	be	AUX
ajbmeb-2437	41	22	comfortable	comfortable	ADJ
ajbmeb-2437	41	23	with	with	ADP
ajbmeb-2437	41	24	digital	digital	ADJ
ajbmeb-2437	41	25	banking	banking	NOUN
ajbmeb-2437	41	26	(	(	PUNCT
ajbmeb-2437	41	27	fernandez	fernandez	PROPN
ajbmeb-2437	41	28	&	&	CCONJ
ajbmeb-2437	41	29	ortiz	ortiz	PROPN
ajbmeb-2437	41	30	,	,	PUNCT
ajbmeb-2437	41	31	2021	2021	NUM
ajbmeb-2437	41	32	)	)	PUNCT
ajbmeb-2437	41	33	.	.	PUNCT
ajbmeb-2437	42	1	to	to	PART
ajbmeb-2437	42	2	address	address	VERB
ajbmeb-2437	42	3	these	these	DET
ajbmeb-2437	42	4	challenges	challenge	NOUN
ajbmeb-2437	42	5	,	,	PUNCT
ajbmeb-2437	42	6	banks	bank	NOUN
ajbmeb-2437	42	7	must	must	AUX
ajbmeb-2437	42	8	prioritize	prioritize	VERB
ajbmeb-2437	42	9	data	data	NOUN
ajbmeb-2437	42	10	security	security	NOUN
ajbmeb-2437	42	11	,	,	PUNCT
ajbmeb-2437	42	12	adopt	adopt	VERB
ajbmeb-2437	42	13	transparent	transparent	ADJ
ajbmeb-2437	42	14	data	datum	NOUN
ajbmeb-2437	42	15	practices	practice	NOUN
ajbmeb-2437	42	16	,	,	PUNCT
ajbmeb-2437	42	17	and	and	CCONJ
ajbmeb-2437	42	18	ensure	ensure	VERB
ajbmeb-2437	42	19	that	that	SCONJ
ajbmeb-2437	42	20	digital	digital	ADJ
ajbmeb-2437	42	21	services	service	NOUN
ajbmeb-2437	42	22	are	be	AUX
ajbmeb-2437	42	23	accessible	accessible	ADJ
ajbmeb-2437	42	24	and	and	CCONJ
ajbmeb-2437	42	25	user	user	NOUN
ajbmeb-2437	42	26	-	-	PUNCT
ajbmeb-2437	42	27	friendly	friendly	ADJ
ajbmeb-2437	42	28	.	.	PUNCT
ajbmeb-2437	43	1	conclusion	conclusion	NOUN
ajbmeb-2437	43	2	digital	digital	ADJ
ajbmeb-2437	43	3	transformation	transformation	NOUN
ajbmeb-2437	43	4	is	be	AUX
ajbmeb-2437	43	5	revolutionizing	revolutionize	VERB
ajbmeb-2437	43	6	bank	bank	NOUN
ajbmeb-2437	43	7	management	management	NOUN
ajbmeb-2437	43	8	by	by	ADP
ajbmeb-2437	43	9	fostering	foster	VERB
ajbmeb-2437	43	10	customer	customer	NOUN
ajbmeb-2437	43	11	-	-	PUNCT
ajbmeb-2437	43	12	centric	centric	NOUN
ajbmeb-2437	43	13	practices	practice	NOUN
ajbmeb-2437	43	14	and	and	CCONJ
ajbmeb-2437	43	15	enabling	enable	VERB
ajbmeb-2437	43	16	technology	technology	NOUN
ajbmeb-2437	43	17	-	-	PUNCT
ajbmeb-2437	43	18	driven	drive	VERB
ajbmeb-2437	43	19	marketing	marketing	NOUN
ajbmeb-2437	43	20	strategies	strategy	NOUN
ajbmeb-2437	43	21	.	.	PUNCT
ajbmeb-2437	44	1	through	through	ADP
ajbmeb-2437	44	2	data	data	NOUN
ajbmeb-2437	44	3	analytics	analytic	NOUN
ajbmeb-2437	44	4	,	,	PUNCT
ajbmeb-2437	44	5	ai	ai	VERB
ajbmeb-2437	44	6	,	,	PUNCT
ajbmeb-2437	44	7	and	and	CCONJ
ajbmeb-2437	44	8	crm	crm	PROPN
ajbmeb-2437	44	9	systems	system	NOUN
ajbmeb-2437	44	10	,	,	PUNCT
ajbmeb-2437	44	11	banks	bank	NOUN
ajbmeb-2437	44	12	can	can	AUX
ajbmeb-2437	44	13	better	well	ADV
ajbmeb-2437	44	14	understand	understand	VERB
ajbmeb-2437	44	15	and	and	CCONJ
ajbmeb-2437	44	16	serve	serve	VERB
ajbmeb-2437	44	17	their	their	PRON
ajbmeb-2437	44	18	customers	customer	NOUN
ajbmeb-2437	44	19	,	,	PUNCT
ajbmeb-2437	44	20	enhancing	enhance	VERB
ajbmeb-2437	44	21	the	the	DET
ajbmeb-2437	44	22	overall	overall	ADJ
ajbmeb-2437	44	23	customer	customer	NOUN
ajbmeb-2437	44	24	experience	experience	NOUN
ajbmeb-2437	44	25	.	.	PUNCT
ajbmeb-2437	45	1	while	while	SCONJ
ajbmeb-2437	45	2	challenges	challenge	NOUN
ajbmeb-2437	45	3	remain	remain	VERB
ajbmeb-2437	45	4	,	,	PUNCT
ajbmeb-2437	45	5	particularly	particularly	ADV
ajbmeb-2437	45	6	around	around	ADP
ajbmeb-2437	45	7	security	security	NOUN
ajbmeb-2437	45	8	and	and	CCONJ
ajbmeb-2437	45	9	regulatory	regulatory	ADJ
ajbmeb-2437	45	10	compliance	compliance	NOUN
ajbmeb-2437	45	11	,	,	PUNCT
ajbmeb-2437	45	12	the	the	DET
ajbmeb-2437	45	13	benefits	benefit	NOUN
ajbmeb-2437	45	14	of	of	ADP
ajbmeb-2437	45	15	digital	digital	ADJ
ajbmeb-2437	45	16	transformation	transformation	NOUN
ajbmeb-2437	45	17	are	be	AUX
ajbmeb-2437	45	18	clear	clear	ADJ
ajbmeb-2437	45	19	.	.	PUNCT
ajbmeb-2437	46	1	by	by	ADP
ajbmeb-2437	46	2	continuing	continue	VERB
ajbmeb-2437	46	3	to	to	PART
ajbmeb-2437	46	4	innovate	innovate	VERB
ajbmeb-2437	46	5	and	and	CCONJ
ajbmeb-2437	46	6	adopt	adopt	VERB
ajbmeb-2437	46	7	digital	digital	ADJ
ajbmeb-2437	46	8	strategies	strategy	NOUN
ajbmeb-2437	46	9	,	,	PUNCT
ajbmeb-2437	46	10	banks	bank	NOUN
ajbmeb-2437	46	11	can	can	AUX
ajbmeb-2437	46	12	strengthen	strengthen	VERB
ajbmeb-2437	46	13	customer	customer	NOUN
ajbmeb-2437	46	14	loyalty	loyalty	NOUN
ajbmeb-2437	46	15	and	and	CCONJ
ajbmeb-2437	46	16	remain	remain	VERB
ajbmeb-2437	46	17	competitive	competitive	ADJ
ajbmeb-2437	46	18	in	in	ADP
ajbmeb-2437	46	19	an	an	DET
ajbmeb-2437	46	20	increasingly	increasingly	ADV
ajbmeb-2437	46	21	digital	digital	ADJ
ajbmeb-2437	46	22	world	world	NOUN
ajbmeb-2437	46	23	.	.	PUNCT
ajbmeb-2437	47	1	references	reference	NOUN
ajbmeb-2437	47	2	1	1	NUM
ajbmeb-2437	47	3	.	.	PUNCT
ajbmeb-2437	48	1	arora	arora	PROPN
ajbmeb-2437	48	2	,	,	PUNCT
ajbmeb-2437	48	3	r.	r.	PROPN
ajbmeb-2437	48	4	(	(	PUNCT
ajbmeb-2437	48	5	2020	2020	NUM
ajbmeb-2437	48	6	)	)	PUNCT
ajbmeb-2437	48	7	.	.	PUNCT
ajbmeb-2437	49	1	chatbots	chatbot	NOUN
ajbmeb-2437	49	2	and	and	CCONJ
ajbmeb-2437	49	3	ai	ai	VERB
ajbmeb-2437	49	4	in	in	ADP
ajbmeb-2437	49	5	banking	banking	NOUN
ajbmeb-2437	49	6	:	:	PUNCT
ajbmeb-2437	49	7	enhancing	enhance	VERB
ajbmeb-2437	49	8	customer	customer	NOUN
ajbmeb-2437	49	9	engagement	engagement	NOUN
ajbmeb-2437	49	10	and	and	CCONJ
ajbmeb-2437	49	11	support	support	NOUN
ajbmeb-2437	49	12	.	.	PUNCT
ajbmeb-2437	50	1	journal	journal	NOUN
ajbmeb-2437	50	2	of	of	ADP
ajbmeb-2437	50	3	digital	digital	PROPN
ajbmeb-2437	50	4	banking	banking	NOUN
ajbmeb-2437	50	5	,	,	PUNCT
ajbmeb-2437	50	6	5(3	5(3	NUM
ajbmeb-2437	50	7	)	)	PUNCT
ajbmeb-2437	50	8	,	,	PUNCT
ajbmeb-2437	50	9	114	114	NUM
ajbmeb-2437	50	10	-	-	SYM
ajbmeb-2437	50	11	125	125	NUM
ajbmeb-2437	50	12	.	.	PUNCT
ajbmeb-2437	51	1	2	2	NUM
ajbmeb-2437	51	2	.	.	X
ajbmeb-2437	51	3	bharadwaj	bharadwaj	PROPN
ajbmeb-2437	51	4	,	,	PUNCT
ajbmeb-2437	51	5	a.	a.	NOUN
ajbmeb-2437	51	6	(	(	PUNCT
ajbmeb-2437	51	7	2019	2019	NUM
ajbmeb-2437	51	8	)	)	PUNCT
ajbmeb-2437	51	9	.	.	PUNCT
ajbmeb-2437	52	1	digital	digital	ADJ
ajbmeb-2437	52	2	transformation	transformation	NOUN
ajbmeb-2437	52	3	in	in	ADP
ajbmeb-2437	52	4	banking	banking	NOUN
ajbmeb-2437	52	5	:	:	PUNCT
ajbmeb-2437	52	6	key	key	ADJ
ajbmeb-2437	52	7	areas	area	NOUN
ajbmeb-2437	52	8	and	and	CCONJ
ajbmeb-2437	52	9	trends	trend	NOUN
ajbmeb-2437	52	10	.	.	PUNCT
ajbmeb-2437	53	1	banking	banking	NOUN
ajbmeb-2437	53	2	technology	technology	NOUN
ajbmeb-2437	53	3	review	review	NOUN
ajbmeb-2437	53	4	,	,	PUNCT
ajbmeb-2437	53	5	2(1	2(1	NUM
ajbmeb-2437	53	6	)	)	PUNCT
ajbmeb-2437	53	7	,	,	PUNCT
ajbmeb-2437	53	8	20	20	NUM
ajbmeb-2437	53	9	-	-	SYM
ajbmeb-2437	53	10	33	33	NUM
ajbmeb-2437	53	11	.	.	PUNCT
ajbmeb-2437	54	1	3	3	X
ajbmeb-2437	54	2	.	.	X
ajbmeb-2437	54	3	chen	chen	PROPN
ajbmeb-2437	54	4	,	,	PUNCT
ajbmeb-2437	54	5	j.	j.	PROPN
ajbmeb-2437	54	6	,	,	PUNCT
ajbmeb-2437	54	7	&	&	CCONJ
ajbmeb-2437	54	8	lu	lu	PROPN
ajbmeb-2437	54	9	,	,	PUNCT
ajbmeb-2437	54	10	m.	m.	NOUN
ajbmeb-2437	54	11	(	(	PUNCT
ajbmeb-2437	54	12	2018	2018	NUM
ajbmeb-2437	54	13	)	)	PUNCT
ajbmeb-2437	54	14	.	.	PUNCT
ajbmeb-2437	55	1	data	datum	NOUN
ajbmeb-2437	55	2	analytics	analytic	NOUN
ajbmeb-2437	55	3	and	and	CCONJ
ajbmeb-2437	55	4	personalization	personalization	NOUN
ajbmeb-2437	55	5	in	in	ADP
ajbmeb-2437	55	6	banking	banking	NOUN
ajbmeb-2437	55	7	.	.	PUNCT
ajbmeb-2437	56	1	journal	journal	PROPN
ajbmeb-2437	56	2	of	of	ADP
ajbmeb-2437	56	3	financial	financial	ADJ
ajbmeb-2437	56	4	innovation	innovation	NOUN
ajbmeb-2437	56	5	,	,	PUNCT
ajbmeb-2437	56	6	6(2	6(2	NUM
ajbmeb-2437	56	7	)	)	PUNCT
ajbmeb-2437	56	8	,	,	PUNCT
ajbmeb-2437	56	9	92	92	NUM
ajbmeb-2437	56	10	-	-	SYM
ajbmeb-2437	56	11	108	108	NUM
ajbmeb-2437	56	12	.	.	PUNCT
ajbmeb-2437	57	1	4	4	NUM
ajbmeb-2437	57	2	.	.	X
ajbmeb-2437	57	3	fernandez	fernandez	PROPN
ajbmeb-2437	57	4	,	,	PUNCT
ajbmeb-2437	57	5	l.	l.	PROPN
ajbmeb-2437	57	6	,	,	PUNCT
ajbmeb-2437	57	7	&	&	CCONJ
ajbmeb-2437	57	8	ortiz	ortiz	PROPN
ajbmeb-2437	57	9	,	,	PUNCT
ajbmeb-2437	57	10	m.	m.	NOUN
ajbmeb-2437	57	11	(	(	PUNCT
ajbmeb-2437	57	12	2021	2021	NUM
ajbmeb-2437	57	13	)	)	PUNCT
ajbmeb-2437	57	14	.	.	PUNCT
ajbmeb-2437	58	1	challenges	challenge	NOUN
ajbmeb-2437	58	2	in	in	ADP
ajbmeb-2437	58	3	digital	digital	ADJ
ajbmeb-2437	58	4	transformation	transformation	NOUN
ajbmeb-2437	58	5	for	for	ADP
ajbmeb-2437	58	6	banks	bank	NOUN
ajbmeb-2437	58	7	.	.	PUNCT
ajbmeb-2437	59	1	international	international	ADJ
ajbmeb-2437	59	2	journal	journal	PROPN
ajbmeb-2437	59	3	of	of	ADP
ajbmeb-2437	59	4	banking	banking	NOUN
ajbmeb-2437	59	5	studies	study	NOUN
ajbmeb-2437	59	6	,	,	PUNCT
ajbmeb-2437	59	7	4(4	4(4	NUM
ajbmeb-2437	59	8	)	)	PUNCT
ajbmeb-2437	59	9	,	,	PUNCT
ajbmeb-2437	59	10	214	214	NUM
ajbmeb-2437	59	11	-	-	SYM
ajbmeb-2437	59	12	229	229	NUM
ajbmeb-2437	59	13	.	.	PUNCT
ajbmeb-2437	60	1	5	5	NUM
ajbmeb-2437	60	2	.	.	X
ajbmeb-2437	60	3	gupta	gupta	PROPN
ajbmeb-2437	60	4	,	,	PUNCT
ajbmeb-2437	60	5	s.	s.	PROPN
ajbmeb-2437	60	6	,	,	PUNCT
ajbmeb-2437	60	7	&	&	CCONJ
ajbmeb-2437	60	8	pathak	pathak	PROPN
ajbmeb-2437	60	9	,	,	PUNCT
ajbmeb-2437	60	10	h.	h.	PROPN
ajbmeb-2437	60	11	(	(	PUNCT
ajbmeb-2437	60	12	2020	2020	NUM
ajbmeb-2437	60	13	)	)	PUNCT
ajbmeb-2437	60	14	.	.	PUNCT
ajbmeb-2437	61	1	crm	crm	NOUN
ajbmeb-2437	61	2	and	and	CCONJ
ajbmeb-2437	61	3	customer	customer	NOUN
ajbmeb-2437	61	4	engagement	engagement	NOUN
ajbmeb-2437	61	5	in	in	ADP
ajbmeb-2437	61	6	banking	banking	NOUN
ajbmeb-2437	61	7	:	:	PUNCT
ajbmeb-2437	61	8	the	the	DET
ajbmeb-2437	61	9	digital	digital	ADJ
ajbmeb-2437	61	10	shift	shift	NOUN
ajbmeb-2437	61	11	.	.	PUNCT
ajbmeb-2437	62	1	journal	journal	NOUN
ajbmeb-2437	62	2	of	of	ADP
ajbmeb-2437	62	3	marketing	marketing	NOUN
ajbmeb-2437	62	4	in	in	ADP
ajbmeb-2437	62	5	banking	banking	NOUN
ajbmeb-2437	62	6	,	,	PUNCT
ajbmeb-2437	62	7	3(2	3(2	NUM
ajbmeb-2437	62	8	)	)	PUNCT
ajbmeb-2437	62	9	,	,	PUNCT
ajbmeb-2437	62	10	123	123	NUM
ajbmeb-2437	62	11	-	-	SYM
ajbmeb-2437	62	12	137	137	NUM
ajbmeb-2437	62	13	.	.	PUNCT
ajbmeb-2437	63	1	6	6	NUM
ajbmeb-2437	63	2	.	.	X
ajbmeb-2437	63	3	johnson	johnson	PROPN
ajbmeb-2437	63	4	,	,	PUNCT
ajbmeb-2437	63	5	t.	t.	PROPN
ajbmeb-2437	63	6	,	,	PUNCT
ajbmeb-2437	63	7	&	&	CCONJ
ajbmeb-2437	63	8	brown	brown	PROPN
ajbmeb-2437	63	9	,	,	PUNCT
ajbmeb-2437	63	10	d.	d.	PROPN
ajbmeb-2437	63	11	(	(	PUNCT
ajbmeb-2437	63	12	2022	2022	NUM
ajbmeb-2437	63	13	)	)	PUNCT
ajbmeb-2437	63	14	.	.	PUNCT
ajbmeb-2437	64	1	omnichannel	omnichannel	NOUN
ajbmeb-2437	64	2	marketing	market	VERB
ajbmeb-2437	64	3	in	in	ADP
ajbmeb-2437	64	4	financial	financial	ADJ
ajbmeb-2437	64	5	services	service	NOUN
ajbmeb-2437	64	6	.	.	PUNCT
ajbmeb-2437	65	1	marketing	marketing	NOUN
ajbmeb-2437	65	2	insights	insight	NOUN
ajbmeb-2437	65	3	,	,	PUNCT
ajbmeb-2437	65	4	7(1	7(1	NUM
ajbmeb-2437	65	5	)	)	PUNCT
ajbmeb-2437	65	6	,	,	PUNCT
ajbmeb-2437	65	7	33	33	NUM
ajbmeb-2437	65	8	-	-	SYM
ajbmeb-2437	65	9	49	49	NUM
ajbmeb-2437	65	10	.	.	PUNCT
ajbmeb-2437	66	1	7	7	X
ajbmeb-2437	66	2	.	.	X
ajbmeb-2437	66	3	kumar	kumar	PROPN
ajbmeb-2437	66	4	,	,	PUNCT
ajbmeb-2437	66	5	p.	p.	PROPN
ajbmeb-2437	66	6	,	,	PUNCT
ajbmeb-2437	66	7	&	&	CCONJ
ajbmeb-2437	66	8	sinha	sinha	PROPN
ajbmeb-2437	66	9	,	,	PUNCT
ajbmeb-2437	66	10	r.	r.	PROPN
ajbmeb-2437	66	11	(	(	PUNCT
ajbmeb-2437	66	12	2020	2020	NUM
ajbmeb-2437	66	13	)	)	PUNCT
ajbmeb-2437	66	14	.	.	PUNCT
ajbmeb-2437	67	1	crm	crm	NOUN
ajbmeb-2437	67	2	and	and	CCONJ
ajbmeb-2437	67	3	digital	digital	ADJ
ajbmeb-2437	67	4	transformation	transformation	NOUN
ajbmeb-2437	67	5	in	in	ADP
ajbmeb-2437	67	6	banking	banking	NOUN
ajbmeb-2437	67	7	.	.	PUNCT
ajbmeb-2437	68	1	journal	journal	PROPN
ajbmeb-2437	68	2	of	of	ADP
ajbmeb-2437	68	3	banking	banking	NOUN
ajbmeb-2437	68	4	innovation	innovation	NOUN
ajbmeb-2437	68	5	,	,	PUNCT
ajbmeb-2437	68	6	8(1	8(1	NOUN
ajbmeb-2437	68	7	)	)	PUNCT
ajbmeb-2437	68	8	,	,	PUNCT
ajbmeb-2437	68	9	68	68	NUM
ajbmeb-2437	68	10	-	-	SYM
ajbmeb-2437	68	11	79	79	NUM
ajbmeb-2437	68	12	.	.	PUNCT
ajbmeb-2437	69	1	american	american	PROPN
ajbmeb-2437	69	2	journal	journal	PROPN
ajbmeb-2437	69	3	of	of	ADP
ajbmeb-2437	69	4	business	business	NOUN
ajbmeb-2437	69	5	management	management	NOUN
ajbmeb-2437	69	6	,	,	PUNCT
ajbmeb-2437	69	7	economics	economic	NOUN
ajbmeb-2437	69	8	and	and	CCONJ
ajbmeb-2437	69	9	banking	banking	NOUN
ajbmeb-2437	69	10	volume	volume	NOUN
ajbmeb-2437	69	11	30	30	NUM
ajbmeb-2437	69	12	november	november	PROPN
ajbmeb-2437	69	13	2024	2024	NUM
ajbmeb-2437	69	14	p	p	NOUN
ajbmeb-2437	69	15	a	a	PRON
ajbmeb-2437	69	16	g	g	NOUN
ajbmeb-2437	69	17	e	e	NOUN
ajbmeb-2437	69	18	|	|	ADV
ajbmeb-2437	69	19	16	16	NUM
ajbmeb-2437	69	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2437	69	21	8	8	NUM
ajbmeb-2437	69	22	.	.	PUNCT
ajbmeb-2437	70	1	miller	miller	PROPN
ajbmeb-2437	70	2	,	,	PUNCT
ajbmeb-2437	70	3	c.	c.	PROPN
ajbmeb-2437	70	4	,	,	PUNCT
ajbmeb-2437	70	5	&	&	CCONJ
ajbmeb-2437	70	6	cooper	cooper	PROPN
ajbmeb-2437	70	7	,	,	PUNCT
ajbmeb-2437	70	8	j.	j.	PROPN
ajbmeb-2437	70	9	(	(	PUNCT
ajbmeb-2437	70	10	2019	2019	NUM
ajbmeb-2437	70	11	)	)	PUNCT
ajbmeb-2437	70	12	.	.	PUNCT
ajbmeb-2437	71	1	frictionless	frictionless	PROPN
ajbmeb-2437	71	2	digital	digital	PROPN
ajbmeb-2437	71	3	banking	banking	NOUN
ajbmeb-2437	71	4	:	:	PUNCT
ajbmeb-2437	71	5	customer	customer	NOUN
ajbmeb-2437	71	6	experience	experience	NOUN
ajbmeb-2437	71	7	through	through	ADP
ajbmeb-2437	71	8	innovation	innovation	NOUN
ajbmeb-2437	71	9	.	.	PUNCT
ajbmeb-2437	72	1	financial	financial	ADJ
ajbmeb-2437	72	2	services	service	NOUN
ajbmeb-2437	72	3	journal	journal	NOUN
ajbmeb-2437	72	4	,	,	PUNCT
ajbmeb-2437	72	5	11(3	11(3	NUM
ajbmeb-2437	72	6	)	)	PUNCT
ajbmeb-2437	72	7	,	,	PUNCT
ajbmeb-2437	72	8	56	56	NUM
ajbmeb-2437	72	9	-	-	SYM
ajbmeb-2437	72	10	72	72	NUM
ajbmeb-2437	72	11	.	.	NOUN
ajbmeb-2437	73	1	9	9	NUM
ajbmeb-2437	73	2	.	.	X
ajbmeb-2437	74	1	shankar	shankar	PROPN
ajbmeb-2437	74	2	,	,	PUNCT
ajbmeb-2437	74	3	s.	s.	PROPN
ajbmeb-2437	74	4	,	,	PUNCT
ajbmeb-2437	74	5	&	&	CCONJ
ajbmeb-2437	74	6	rishi	rishi	PROPN
ajbmeb-2437	74	7	,	,	PUNCT
ajbmeb-2437	74	8	v.	v.	PROPN
ajbmeb-2437	74	9	(	(	PUNCT
ajbmeb-2437	74	10	2021	2021	NUM
ajbmeb-2437	74	11	)	)	PUNCT
ajbmeb-2437	74	12	.	.	PUNCT
ajbmeb-2437	75	1	customer	customer	NOUN
ajbmeb-2437	75	2	-	-	PUNCT
ajbmeb-2437	75	3	centric	centric	NOUN
ajbmeb-2437	75	4	strategies	strategy	NOUN
ajbmeb-2437	75	5	in	in	ADP
ajbmeb-2437	75	6	the	the	DET
ajbmeb-2437	75	7	digital	digital	ADJ
ajbmeb-2437	75	8	age	age	NOUN
ajbmeb-2437	75	9	of	of	ADP
ajbmeb-2437	75	10	banking	banking	NOUN
ajbmeb-2437	75	11	.	.	PUNCT
ajbmeb-2437	76	1	journal	journal	PROPN
ajbmeb-2437	76	2	of	of	ADP
ajbmeb-2437	76	3	business	business	NOUN
ajbmeb-2437	76	4	transformation	transformation	NOUN
ajbmeb-2437	76	5	,	,	PUNCT
ajbmeb-2437	76	6	12(2	12(2	NUM
ajbmeb-2437	76	7	)	)	PUNCT
ajbmeb-2437	76	8	,	,	PUNCT
ajbmeb-2437	76	9	45	45	NUM
ajbmeb-2437	76	10	-	-	SYM
ajbmeb-2437	76	11	61	61	NUM
ajbmeb-2437	76	12	.	.	PUNCT
ajbmeb-2437	76	13	10	10	NUM
ajbmeb-2437	76	14	.	.	X
ajbmeb-2437	77	1	singh	singh	PROPN
ajbmeb-2437	77	2	,	,	PUNCT
ajbmeb-2437	77	3	a.	a.	PROPN
ajbmeb-2437	77	4	,	,	PUNCT
ajbmeb-2437	77	5	&	&	CCONJ
ajbmeb-2437	77	6	mehta	mehta	PROPN
ajbmeb-2437	77	7	,	,	PUNCT
ajbmeb-2437	77	8	l.	l.	PROPN
ajbmeb-2437	77	9	(	(	PUNCT
ajbmeb-2437	77	10	2021	2021	NUM
ajbmeb-2437	77	11	)	)	PUNCT
ajbmeb-2437	77	12	.	.	PUNCT
ajbmeb-2437	78	1	ai	ai	VERB
ajbmeb-2437	78	2	-	-	PUNCT
ajbmeb-2437	78	3	driven	drive	VERB
ajbmeb-2437	78	4	financial	financial	ADJ
ajbmeb-2437	78	5	advisory	advisory	NOUN
ajbmeb-2437	78	6	in	in	ADP
ajbmeb-2437	78	7	digital	digital	ADJ
ajbmeb-2437	78	8	banking	banking	NOUN
ajbmeb-2437	78	9	.	.	PUNCT
ajbmeb-2437	79	1	journal	journal	PROPN
ajbmeb-2437	79	2	of	of	ADP
ajbmeb-2437	79	3	financial	financial	ADJ
ajbmeb-2437	79	4	technology	technology	NOUN
ajbmeb-2437	79	5	,	,	PUNCT
ajbmeb-2437	79	6	9(2	9(2	NUM
ajbmeb-2437	79	7	)	)	PUNCT
ajbmeb-2437	79	8	,	,	PUNCT
ajbmeb-2437	79	9	100	100	NUM
ajbmeb-2437	79	10	-	-	SYM
ajbmeb-2437	79	11	115	115	NUM
ajbmeb-2437	79	12	.	.	PUNCT
ajbmeb-2437	80	1	11	11	NUM
ajbmeb-2437	80	2	.	.	X
ajbmeb-2437	81	1	thompson	thompson	PROPN
ajbmeb-2437	81	2	,	,	PUNCT
ajbmeb-2437	81	3	j.	j.	PROPN
ajbmeb-2437	81	4	(	(	PUNCT
ajbmeb-2437	81	5	2020	2020	NUM
ajbmeb-2437	81	6	)	)	PUNCT
ajbmeb-2437	81	7	.	.	PUNCT
ajbmeb-2437	82	1	customer	customer	NOUN
ajbmeb-2437	82	2	relationship	relationship	NOUN
ajbmeb-2437	82	3	management	management	NOUN
ajbmeb-2437	82	4	in	in	ADP
ajbmeb-2437	82	5	the	the	DET
ajbmeb-2437	82	6	digital	digital	ADJ
ajbmeb-2437	82	7	era	era	NOUN
ajbmeb-2437	82	8	.	.	PUNCT
ajbmeb-2437	83	1	journal	journal	PROPN
ajbmeb-2437	83	2	of	of	ADP
ajbmeb-2437	83	3	business	business	NOUN
ajbmeb-2437	83	4	and	and	CCONJ
ajbmeb-2437	83	5	technology	technology	NOUN
ajbmeb-2437	83	6	,	,	PUNCT
ajbmeb-2437	83	7	5(4	5(4	NUM
ajbmeb-2437	83	8	)	)	PUNCT
ajbmeb-2437	83	9	,	,	PUNCT
ajbmeb-2437	83	10	88	88	NUM
ajbmeb-2437	83	11	-	-	SYM
ajbmeb-2437	83	12	102	102	NUM
ajbmeb-2437	83	13	.	.	PUNCT
ajbmeb-2437	83	14	12	12	NUM
ajbmeb-2437	83	15	.	.	PUNCT
ajbmeb-2437	84	1	williams	williams	PROPN
ajbmeb-2437	84	2	,	,	PUNCT
ajbmeb-2437	84	3	d.	d.	PROPN
ajbmeb-2437	84	4	(	(	PUNCT
ajbmeb-2437	84	5	2020	2020	NUM
ajbmeb-2437	84	6	)	)	PUNCT
ajbmeb-2437	84	7	.	.	PUNCT
ajbmeb-2437	85	1	enhancing	enhance	VERB
ajbmeb-2437	85	2	security	security	NOUN
ajbmeb-2437	85	3	in	in	ADP
ajbmeb-2437	85	4	digital	digital	ADJ
ajbmeb-2437	85	5	banking	banking	NOUN
ajbmeb-2437	85	6	.	.	PUNCT
ajbmeb-2437	86	1	security	security	NOUN
ajbmeb-2437	86	2	journal	journal	NOUN
ajbmeb-2437	86	3	,	,	PUNCT
ajbmeb-2437	86	4	15(3	15(3	NUM
ajbmeb-2437	86	5	)	)	PUNCT
ajbmeb-2437	86	6	,	,	PUNCT
ajbmeb-2437	86	7	101	101	NUM
ajbmeb-2437	86	8	-	-	SYM
ajbmeb-2437	86	9	118	118	NUM
ajbmeb-2437	86	10	.	.	NOUN
ajbmeb-2437	86	11	13	13	NUM
ajbmeb-2437	86	12	.	.	PUNCT
ajbmeb-2437	87	1	палванова	палванова	PROPN
ajbmeb-2437	87	2	,	,	PUNCT
ajbmeb-2437	87	3	у	у	PROPN
ajbmeb-2437	87	4	.	.	PROPN
ajbmeb-2437	87	5	,	,	PUNCT
ajbmeb-2437	87	6	якубова	якубова	PROPN
ajbmeb-2437	87	7	,	,	PUNCT
ajbmeb-2437	87	8	а	а	PROPN
ajbmeb-2437	87	9	.	.	PROPN
ajbmeb-2437	87	10	,	,	PUNCT
ajbmeb-2437	87	11	&	&	CCONJ
ajbmeb-2437	87	12	юсупова	юсупова	ADJ
ajbmeb-2437	87	13	,	,	PUNCT
ajbmeb-2437	87	14	ш	ш	NOUN
ajbmeb-2437	87	15	.	.	PUNCT
ajbmeb-2437	87	16	(	(	PUNCT
ajbmeb-2437	87	17	2023	2023	NUM
ajbmeb-2437	87	18	)	)	PUNCT
ajbmeb-2437	87	19	.	.	PUNCT
ajbmeb-2437	88	1	ультразвуковое	ультразвуковое	VERB
ajbmeb-2437	88	2	исследование	исследование	PROPN
ajbmeb-2437	88	3	при	при	PROPN
ajbmeb-2437	88	4	спленомегалии	спленомегалии	PROPN
ajbmeb-2437	88	5	.	.	PUNCT
ajbmeb-2437	89	1	talqin	talqin	PROPN
ajbmeb-2437	89	2	va	va	PROPN
ajbmeb-2437	89	3	tadqiqotlar	tadqiqotlar	ADJ
ajbmeb-2437	89	4	,	,	PUNCT
ajbmeb-2437	89	5	1(21	1(21	NUM
ajbmeb-2437	89	6	)	)	PUNCT
ajbmeb-2437	89	7	.	.	PUNCT
ajbmeb-2437	90	1	14	14	NUM
ajbmeb-2437	90	2	.	.	X
ajbmeb-2437	91	1	якубова	якубова	PROPN
ajbmeb-2437	91	2	,	,	PUNCT
ajbmeb-2437	91	3	а	а	PROPN
ajbmeb-2437	91	4	.	.	PUNCT
ajbmeb-2437	92	1	б	б	X
ajbmeb-2437	92	2	.	.	PROPN
ajbmeb-2437	92	3	,	,	PUNCT
ajbmeb-2437	92	4	&	&	CCONJ
ajbmeb-2437	92	5	палванова	палванова	PROPN
ajbmeb-2437	92	6	,	,	PUNCT
ajbmeb-2437	92	7	у	у	X
ajbmeb-2437	92	8	.	.	PUNCT
ajbmeb-2437	92	9	б	б	X
ajbmeb-2437	92	10	.	.	PUNCT
ajbmeb-2437	93	1	проблемы	проблемы	NOUN
ajbmeb-2437	93	2	здоровья	здоровья	NOUN
ajbmeb-2437	93	3	связанные	связанные	NOUN
ajbmeb-2437	93	4	с	с	PROPN
ajbmeb-2437	93	5	экологией	экологией	PROPN
ajbmeb-2437	93	6	среди	среди	PROPN
ajbmeb-2437	93	7	населения	населения	PROPN
ajbmeb-2437	93	8	приаралья	приаралья	PROPN
ajbmeb-2437	93	9	мақола	мақола	CCONJ
ajbmeb-2437	93	10	научно	научно	ADJ
ajbmeb-2437	93	11	-	-	ADJ
ajbmeb-2437	93	12	медицинский	медицинский	ADJ
ajbmeb-2437	93	13	журнал	журнал	NOUN
ajbmeb-2437	93	14	“	"	PUNCT
ajbmeb-2437	93	15	авиценна	авиценна	NOUN
ajbmeb-2437	93	16	”	"	PUNCT
ajbmeb-2437	93	17	выпуск	выпуск	ADJ
ajbmeb-2437	93	18	№	№	ADP
ajbmeb-2437	93	19	13	13	NUM
ajbmeb-2437	93	20	.	.	PUNCT
ajbmeb-2437	93	21	кемерово	кемерово	VERB
ajbmeb-2437	93	22	2017	2017	NUM
ajbmeb-2437	93	23	г	г	NOUN
ajbmeb-2437	93	24	,	,	PUNCT
ajbmeb-2437	93	25	12	12	NUM
ajbmeb-2437	93	26	-	-	SYM
ajbmeb-2437	93	27	15	15	NUM
ajbmeb-2437	93	28	.	.	NOUN
ajbmeb-2437	93	29	15	15	NUM
ajbmeb-2437	93	30	.	.	PUNCT
ajbmeb-2437	94	1	азада	азада	NOUN
ajbmeb-2437	94	2	,	,	PUNCT
ajbmeb-2437	94	3	б	б	NOUN
ajbmeb-2437	94	4	.	.	PUNCT
ajbmeb-2437	95	1	я	я	X
ajbmeb-2437	95	2	.	.	PROPN
ajbmeb-2437	95	3	,	,	PUNCT
ajbmeb-2437	95	4	&	&	CCONJ
ajbmeb-2437	95	5	умида	умида	NOUN
ajbmeb-2437	95	6	,	,	PUNCT
ajbmeb-2437	95	7	б	б	NOUN
ajbmeb-2437	95	8	.	.	PUNCT
ajbmeb-2437	96	1	п	п	X
ajbmeb-2437	96	2	.	.	PUNCT
ajbmeb-2437	97	1	(	(	PUNCT
ajbmeb-2437	97	2	2017	2017	NUM
ajbmeb-2437	97	3	)	)	PUNCT
ajbmeb-2437	97	4	.	.	PUNCT
ajbmeb-2437	98	1	проблемы	проблемы	NOUN
ajbmeb-2437	98	2	здоровья	здоровья	VERB
ajbmeb-2437	98	3	связанные	связанные	NOUN
ajbmeb-2437	98	4	с	с	PROPN
ajbmeb-2437	98	5	экологией	экологией	PROPN
ajbmeb-2437	98	6	среди	среди	PROPN
ajbmeb-2437	98	7	населения	населения	ADJ
ajbmeb-2437	98	8	праралья	праралья	PROPN
ajbmeb-2437	98	9	.	.	PUNCT
ajbmeb-2437	99	1	авиценна	авиценна	PROPN
ajbmeb-2437	99	2	,	,	PUNCT
ajbmeb-2437	99	3	(	(	PUNCT
ajbmeb-2437	99	4	13	13	NUM
ajbmeb-2437	99	5	)	)	PUNCT
ajbmeb-2437	99	6	,	,	PUNCT
ajbmeb-2437	99	7	12	12	NUM
ajbmeb-2437	99	8	-	-	SYM
ajbmeb-2437	99	9	14	14	NUM
ajbmeb-2437	99	10	.	.	PUNCT
ajbmeb-2437	100	1	16	16	NUM
ajbmeb-2437	100	2	.	.	PUNCT
ajbmeb-2437	101	1	степанян	степанян	PROPN
ajbmeb-2437	101	2	,	,	PUNCT
ajbmeb-2437	101	3	и	и	PROPN
ajbmeb-2437	101	4	.	.	PUNCT
ajbmeb-2437	102	1	а	а	PROPN
ajbmeb-2437	102	2	.	.	PROPN
ajbmeb-2437	102	3	,	,	PUNCT
ajbmeb-2437	102	4	изранов	изранов	PROPN
ajbmeb-2437	102	5	,	,	PUNCT
ajbmeb-2437	102	6	в	в	PROPN
ajbmeb-2437	102	7	.	.	PUNCT
ajbmeb-2437	103	1	а	а	PROPN
ajbmeb-2437	103	2	.	.	PROPN
ajbmeb-2437	103	3	,	,	PUNCT
ajbmeb-2437	103	4	гордова	гордова	NOUN
ajbmeb-2437	103	5	,	,	PUNCT
ajbmeb-2437	103	6	в	в	PROPN
ajbmeb-2437	103	7	.	.	PUNCT
ajbmeb-2437	104	1	с	с	PROPN
ajbmeb-2437	104	2	.	.	PROPN
ajbmeb-2437	104	3	,	,	PUNCT
ajbmeb-2437	104	4	белецкая	белецкая	PROPN
ajbmeb-2437	104	5	,	,	PUNCT
ajbmeb-2437	104	6	м	м	X
ajbmeb-2437	104	7	.	.	PUNCT
ajbmeb-2437	104	8	a.	a.	PROPN
ajbmeb-2437	104	9	,	,	PUNCT
ajbmeb-2437	104	10	&	&	CCONJ
ajbmeb-2437	104	11	палванова	палванова	PROPN
ajbmeb-2437	104	12	,	,	PUNCT
ajbmeb-2437	104	13	у	у	X
ajbmeb-2437	104	14	.	.	PUNCT
ajbmeb-2437	105	1	б	б	X
ajbmeb-2437	105	2	.	.	PUNCT
ajbmeb-2437	105	3	(	(	PUNCT
ajbmeb-2437	105	4	2021	2021	NUM
ajbmeb-2437	105	5	)	)	PUNCT
ajbmeb-2437	105	6	.	.	PUNCT
ajbmeb-2437	106	1	ультразвуковое	ультразвуковое	VERB
ajbmeb-2437	106	2	исследование	исследование	PROPN
ajbmeb-2437	106	3	печени	печени	NOUN
ajbmeb-2437	106	4	:	:	PUNCT
ajbmeb-2437	106	5	поиск	поиск	PROPN
ajbmeb-2437	106	6	наиболее	наиболее	NOUN
ajbmeb-2437	106	7	воспроизводимой	воспроизводимой	VERB
ajbmeb-2437	106	8	и	и	PROPN
ajbmeb-2437	106	9	удобной	удобной	VERB
ajbmeb-2437	106	10	в	в	PROPN
ajbmeb-2437	106	11	применении	применении	VERB
ajbmeb-2437	106	12	методики	методики	ADJ
ajbmeb-2437	106	13	измерения	измерения	ADJ
ajbmeb-2437	106	14	косого	косого	X
ajbmeb-2437	106	15	краниокаудального	краниокаудального	ADJ
ajbmeb-2437	106	16	размера	размера	ADJ
ajbmeb-2437	106	17	правой	правой	ADJ
ajbmeb-2437	106	18	доли	доли	PROPN
ajbmeb-2437	106	19	.	.	PUNCT
ajbmeb-2437	107	1	лучевая	лучевая	PROPN
ajbmeb-2437	107	2	диагностика	диагностика	PROPN
ajbmeb-2437	107	3	и	и	PROPN
ajbmeb-2437	107	4	терапия	терапия	PROPN
ajbmeb-2437	107	5	,	,	PUNCT
ajbmeb-2437	107	6	11(4	11(4	NUM
ajbmeb-2437	107	7	)	)	PUNCT
ajbmeb-2437	107	8	,	,	PUNCT
ajbmeb-2437	107	9	68	68	NUM
ajbmeb-2437	107	10	-	-	SYM
ajbmeb-2437	107	11	79	79	NUM
ajbmeb-2437	107	12	.	.	PUNCT
ajbmeb-2437	108	1	17	17	NUM
ajbmeb-2437	108	2	.	.	PUNCT
ajbmeb-2437	108	3	stepanyan	stepanyan	PROPN
ajbmeb-2437	108	4	,	,	PUNCT
ajbmeb-2437	108	5	i.	i.	PROPN
ajbmeb-2437	108	6	a.	a.	PROPN
ajbmeb-2437	108	7	,	,	PUNCT
ajbmeb-2437	108	8	izranov	izranov	PROPN
ajbmeb-2437	108	9	,	,	PUNCT
ajbmeb-2437	108	10	v.	v.	PROPN
ajbmeb-2437	108	11	a.	a.	NOUN
ajbmeb-2437	108	12	,	,	PUNCT
ajbmeb-2437	108	13	gordova	gordova	PROPN
ajbmeb-2437	108	14	,	,	PUNCT
ajbmeb-2437	108	15	v.	v.	PROPN
ajbmeb-2437	108	16	s.	s.	PROPN
ajbmeb-2437	108	17	,	,	PUNCT
ajbmeb-2437	108	18	beleckaya	beleckaya	NOUN
ajbmeb-2437	108	19	,	,	PUNCT
ajbmeb-2437	108	20	m.	m.	NOUN
ajbmeb-2437	108	21	a.	a.	PROPN
ajbmeb-2437	108	22	,	,	PUNCT
ajbmeb-2437	108	23	&	&	CCONJ
ajbmeb-2437	108	24	palvanova	palvanova	PROPN
ajbmeb-2437	108	25	,	,	PUNCT
ajbmeb-2437	108	26	u.	u.	PROPN
ajbmeb-2437	108	27	b.	b.	PROPN
ajbmeb-2437	108	28	(	(	PUNCT
ajbmeb-2437	108	29	2021	2021	NUM
ajbmeb-2437	108	30	)	)	PUNCT
ajbmeb-2437	108	31	.	.	PUNCT
ajbmeb-2437	109	1	ultrasound	ultrasound	NOUN
ajbmeb-2437	109	2	examination	examination	NOUN
ajbmeb-2437	109	3	of	of	ADP
ajbmeb-2437	109	4	the	the	DET
ajbmeb-2437	109	5	liver	liver	NOUN
ajbmeb-2437	109	6	:	:	PUNCT
ajbmeb-2437	109	7	the	the	DET
ajbmeb-2437	109	8	search	search	NOUN
ajbmeb-2437	109	9	for	for	ADP
ajbmeb-2437	109	10	the	the	DET
ajbmeb-2437	109	11	most	most	ADV
ajbmeb-2437	109	12	reproducible	reproducible	ADJ
ajbmeb-2437	109	13	and	and	CCONJ
ajbmeb-2437	109	14	easy	easy	ADJ
ajbmeb-2437	109	15	to	to	PART
ajbmeb-2437	109	16	operate	operate	VERB
ajbmeb-2437	109	17	measuring	measure	VERB
ajbmeb-2437	109	18	method	method	NOUN
ajbmeb-2437	109	19	of	of	ADP
ajbmeb-2437	109	20	the	the	DET
ajbmeb-2437	109	21	right	right	ADJ
ajbmeb-2437	109	22	lobe	lobe	ADJ
ajbmeb-2437	109	23	oblique	oblique	ADJ
ajbmeb-2437	109	24	craniocaudal	craniocaudal	PROPN
ajbmeb-2437	109	25	diameter	diameter	NOUN
ajbmeb-2437	109	26	.	.	PUNCT
ajbmeb-2437	110	1	diagnostic	diagnostic	ADJ
ajbmeb-2437	110	2	radiology	radiology	NOUN
ajbmeb-2437	110	3	and	and	CCONJ
ajbmeb-2437	110	4	radiotherapy	radiotherapy	NOUN
ajbmeb-2437	110	5	,	,	PUNCT
ajbmeb-2437	110	6	11(4	11(4	NUM
ajbmeb-2437	110	7	)	)	PUNCT
ajbmeb-2437	110	8	,	,	PUNCT
ajbmeb-2437	110	9	68	68	NUM
ajbmeb-2437	110	10	-	-	SYM
ajbmeb-2437	110	11	79	79	NUM
ajbmeb-2437	110	12	.	.	PUNCT
ajbmeb-2437	110	13	18	18	NUM
ajbmeb-2437	110	14	.	.	NUM
ajbmeb-2437	110	15	batirovna	batirovna	NOUN
ajbmeb-2437	110	16	,	,	PUNCT
ajbmeb-2437	110	17	y.	y.	PROPN
ajbmeb-2437	110	18	а	а	PROPN
ajbmeb-2437	110	19	.	.	PROPN
ajbmeb-2437	110	20	,	,	PUNCT
ajbmeb-2437	110	21	bahramovna	bahramovna	NOUN
ajbmeb-2437	110	22	,	,	PUNCT
ajbmeb-2437	110	23	p.	p.	NOUN
ajbmeb-2437	110	24	u.	u.	PROPN
ajbmeb-2437	110	25	,	,	PUNCT
ajbmeb-2437	110	26	bahramovna	bahramovna	VERB
ajbmeb-2437	110	27	,	,	PUNCT
ajbmeb-2437	110	28	p.	p.	PROPN
ajbmeb-2437	110	29	s.	s.	PROPN
ajbmeb-2437	110	30	,	,	PUNCT
ajbmeb-2437	110	31	&	&	CCONJ
ajbmeb-2437	110	32	ogli	ogli	PROPN
ajbmeb-2437	110	33	,	,	PUNCT
ajbmeb-2437	110	34	i.	i.	PROPN
ajbmeb-2437	110	35	a.	a.	PROPN
ajbmeb-2437	110	36	u.	u.	PROPN
ajbmeb-2437	110	37	(	(	PUNCT
ajbmeb-2437	110	38	2019	2019	NUM
ajbmeb-2437	110	39	)	)	PUNCT
ajbmeb-2437	110	40	.	.	PUNCT
ajbmeb-2437	111	1	effective	effective	ADJ
ajbmeb-2437	111	2	treatment	treatment	NOUN
ajbmeb-2437	111	3	of	of	ADP
ajbmeb-2437	111	4	patients	patient	NOUN
ajbmeb-2437	111	5	with	with	ADP
ajbmeb-2437	111	6	chronic	chronic	ADJ
ajbmeb-2437	111	7	hepatitis	hepatitis	NOUN
ajbmeb-2437	111	8	,	,	PUNCT
ajbmeb-2437	111	9	who	who	PRON
ajbmeb-2437	111	10	live	live	VERB
ajbmeb-2437	111	11	in	in	ADP
ajbmeb-2437	111	12	ecologically	ecologically	ADV
ajbmeb-2437	111	13	unfavorable	unfavorable	ADJ
ajbmeb-2437	111	14	south	south	ADJ
ajbmeb-2437	111	15	zone	zone	NOUN
ajbmeb-2437	111	16	of	of	ADP
ajbmeb-2437	111	17	aral	aral	PROPN
ajbmeb-2437	111	18	sea	sea	PROPN
ajbmeb-2437	111	19	region	region	NOUN
ajbmeb-2437	111	20	.	.	PUNCT
ajbmeb-2437	112	1	наука	наука	PROPN
ajbmeb-2437	112	2	,	,	PUNCT
ajbmeb-2437	112	3	образование	образование	NOUN
ajbmeb-2437	112	4	и	и	PROPN
ajbmeb-2437	112	5	культура	культура	PROPN
ajbmeb-2437	112	6	,	,	PUNCT
ajbmeb-2437	112	7	(	(	PUNCT
ajbmeb-2437	112	8	2	2	NUM
ajbmeb-2437	112	9	(	(	PUNCT
ajbmeb-2437	112	10	36	36	NUM
ajbmeb-2437	112	11	)	)	PUNCT
ajbmeb-2437	112	12	)	)	PUNCT
ajbmeb-2437	112	13	,	,	PUNCT
ajbmeb-2437	112	14	50	50	NUM
ajbmeb-2437	112	15	-	-	SYM
ajbmeb-2437	112	16	52	52	NUM
ajbmeb-2437	112	17	.	.	NOUN
ajbmeb-2437	113	1	19	19	NUM
ajbmeb-2437	113	2	.	.	X
ajbmeb-2437	114	1	gulyamova	gulyamova	PROPN
ajbmeb-2437	114	2	,	,	PUNCT
ajbmeb-2437	114	3	g.	g.	PROPN
ajbmeb-2437	114	4	,	,	PUNCT
ajbmeb-2437	114	5	abdullaev	abdullaev	PROPN
ajbmeb-2437	114	6	,	,	PUNCT
ajbmeb-2437	114	7	a.	a.	PROPN
ajbmeb-2437	114	8	,	,	PUNCT
ajbmeb-2437	114	9	&	&	CCONJ
ajbmeb-2437	114	10	sharipova	sharipova	PROPN
ajbmeb-2437	114	11	,	,	PUNCT
ajbmeb-2437	114	12	u.	u.	PROPN
ajbmeb-2437	114	13	(	(	PUNCT
ajbmeb-2437	114	14	2020	2020	NUM
ajbmeb-2437	114	15	)	)	PUNCT
ajbmeb-2437	114	16	.	.	PUNCT
ajbmeb-2437	115	1	peculiarities	peculiarity	NOUN
ajbmeb-2437	115	2	and	and	CCONJ
ajbmeb-2437	115	3	modern	modern	ADJ
ajbmeb-2437	115	4	trends	trend	NOUN
ajbmeb-2437	115	5	in	in	ADP
ajbmeb-2437	115	6	world	world	NOUN
ajbmeb-2437	115	7	energy	energy	NOUN
ajbmeb-2437	115	8	and	and	CCONJ
ajbmeb-2437	115	9	the	the	DET
ajbmeb-2437	115	10	development	development	NOUN
ajbmeb-2437	115	11	of	of	ADP
ajbmeb-2437	115	12	global	global	ADJ
ajbmeb-2437	115	13	pipeline	pipeline	NOUN
ajbmeb-2437	115	14	transport	transport	NOUN
ajbmeb-2437	115	15	networks	network	NOUN
ajbmeb-2437	115	16	.	.	PUNCT
ajbmeb-2437	116	1	journal	journal	NOUN
ajbmeb-2437	116	2	of	of	ADP
ajbmeb-2437	116	3	critical	critical	ADJ
ajbmeb-2437	116	4	reviews	review	NOUN
ajbmeb-2437	116	5	,	,	PUNCT
ajbmeb-2437	116	6	7(4	7(4	NUM
ajbmeb-2437	116	7	)	)	PUNCT
ajbmeb-2437	116	8	,	,	PUNCT
ajbmeb-2437	116	9	388	388	NUM
ajbmeb-2437	116	10	-	-	SYM
ajbmeb-2437	116	11	392	392	NUM
ajbmeb-2437	116	12	.	.	NOUN
ajbmeb-2437	116	13	20	20	NUM
ajbmeb-2437	116	14	.	.	PUNCT
ajbmeb-2437	117	1	абдуллаев	абдуллаев	NOUN
ajbmeb-2437	117	2	,	,	PUNCT
ajbmeb-2437	117	3	а	а	PROPN
ajbmeb-2437	117	4	.	.	PUNCT
ajbmeb-2437	118	1	к	к	X
ajbmeb-2437	118	2	.	.	PUNCT
ajbmeb-2437	119	1	(	(	PUNCT
ajbmeb-2437	119	2	2023	2023	NUM
ajbmeb-2437	119	3	)	)	PUNCT
ajbmeb-2437	119	4	.	.	PUNCT
ajbmeb-2437	120	1	роль	роль	NOUN
ajbmeb-2437	120	2	транспортной	транспортной	PROPN
ajbmeb-2437	120	3	дипломатии	дипломатии	PROPN
ajbmeb-2437	120	4	в	в	PROPN
ajbmeb-2437	120	5	развитии	развитии	PROPN
ajbmeb-2437	120	6	внешнеторговых	внешнеторговых	PROPN
ajbmeb-2437	120	7	маршрутов	маршрутов	PROPN
ajbmeb-2437	120	8	республики	республики	VERB
ajbmeb-2437	120	9	узбекистан	узбекистан	NOUN
ajbmeb-2437	120	10	.	.	PUNCT
ajbmeb-2437	121	1	постсоветские	постсоветские	PROPN
ajbmeb-2437	121	2	исследования	исследования	NOUN
ajbmeb-2437	121	3	,	,	PUNCT
ajbmeb-2437	121	4	6(3	6(3	NUM
ajbmeb-2437	121	5	)	)	PUNCT
ajbmeb-2437	121	6	,	,	PUNCT
ajbmeb-2437	121	7	315	315	NUM
ajbmeb-2437	121	8	-	-	SYM
ajbmeb-2437	121	9	323	323	NUM
ajbmeb-2437	121	10	.	.	PUNCT
ajbmeb-2437	122	1	21	21	NUM
ajbmeb-2437	122	2	.	.	X
ajbmeb-2437	122	3	abdullaev	abdullaev	PROPN
ajbmeb-2437	122	4	,	,	PUNCT
ajbmeb-2437	122	5	a.	a.	PROPN
ajbmeb-2437	122	6	k.	k.	PROPN
ajbmeb-2437	122	7	(	(	PUNCT
ajbmeb-2437	122	8	2023	2023	NUM
ajbmeb-2437	122	9	)	)	PUNCT
ajbmeb-2437	122	10	.	.	PUNCT
ajbmeb-2437	123	1	the	the	DET
ajbmeb-2437	123	2	influence	influence	NOUN
ajbmeb-2437	123	3	of	of	ADP
ajbmeb-2437	123	4	the	the	DET
ajbmeb-2437	123	5	transformations	transformation	NOUN
ajbmeb-2437	123	6	in	in	ADP
ajbmeb-2437	123	7	uzbekistan	uzbekistan	PROPN
ajbmeb-2437	123	8	’s	’s	PART
ajbmeb-2437	123	9	economy	economy	NOUN
ajbmeb-2437	123	10	on	on	ADP
ajbmeb-2437	123	11	personnel	personnel	NOUN
ajbmeb-2437	123	12	issues	issue	NOUN
ajbmeb-2437	123	13	during	during	ADP
ajbmeb-2437	123	14	the	the	DET
ajbmeb-2437	123	15	great	great	ADJ
ajbmeb-2437	123	16	patriotic	patriotic	ADJ
ajbmeb-2437	123	17	war	war	NOUN
ajbmeb-2437	123	18	.	.	PUNCT
ajbmeb-2437	124	1	вестник	вестник	AUX
ajbmeb-2437	124	2	волгоградского	волгоградского	VERB
ajbmeb-2437	124	3	государственного	государственного	NOUN
ajbmeb-2437	124	4	университета	университета	NOUN
ajbmeb-2437	124	5	.	.	PUNCT
ajbmeb-2437	125	1	серия	серия	NOUN
ajbmeb-2437	125	2	4	4	NUM
ajbmeb-2437	125	3	:	:	PUNCT
ajbmeb-2437	125	4	история	история	NOUN
ajbmeb-2437	125	5	.	.	PUNCT
ajbmeb-2437	125	6	регионоведение	регионоведение	PROPN
ajbmeb-2437	125	7	.	.	PUNCT
ajbmeb-2437	126	1	международные	международные	PROPN
ajbmeb-2437	126	2	отношения	отношения	NOUN
ajbmeb-2437	126	3	,	,	PUNCT
ajbmeb-2437	126	4	28(3	28(3	NUM
ajbmeb-2437	126	5	)	)	PUNCT
ajbmeb-2437	126	6	,	,	PUNCT
ajbmeb-2437	126	7	42	42	NUM
ajbmeb-2437	126	8	-	-	SYM
ajbmeb-2437	126	9	53	53	NUM
ajbmeb-2437	126	10	.	.	PUNCT
ajbmeb-2437	127	1	22	22	NUM
ajbmeb-2437	127	2	.	.	PUNCT
ajbmeb-2437	127	3	abdullaev	abdullaev	PROPN
ajbmeb-2437	127	4	,	,	PUNCT
ajbmeb-2437	127	5	a.	a.	PROPN
ajbmeb-2437	127	6	k.	k.	PROPN
ajbmeb-2437	127	7	(	(	PUNCT
ajbmeb-2437	127	8	2021	2021	NUM
ajbmeb-2437	127	9	)	)	PUNCT
ajbmeb-2437	127	10	.	.	PUNCT
ajbmeb-2437	128	1	the	the	DET
ajbmeb-2437	128	2	improvement	improvement	NOUN
ajbmeb-2437	128	3	of	of	ADP
ajbmeb-2437	128	4	transport	transport	NOUN
ajbmeb-2437	128	5	system	system	NOUN
ajbmeb-2437	128	6	leads	lead	VERB
ajbmeb-2437	128	7	to	to	ADP
ajbmeb-2437	128	8	economic	economic	ADJ
ajbmeb-2437	128	9	growth	growth	NOUN
ajbmeb-2437	128	10	:	:	PUNCT
ajbmeb-2437	128	11	a	a	DET
ajbmeb-2437	128	12	myth	myth	NOUN
ajbmeb-2437	128	13	or	or	CCONJ
ajbmeb-2437	128	14	a	a	DET
ajbmeb-2437	128	15	reality	reality	NOUN
ajbmeb-2437	128	16	?	?	PUNCT
ajbmeb-2437	128	17	.	.	PUNCT
ajbmeb-2437	129	1	international	international	ADJ
ajbmeb-2437	129	2	relations	relation	NOUN
ajbmeb-2437	129	3	:	:	PUNCT
ajbmeb-2437	129	4	politics	politic	NOUN
ajbmeb-2437	129	5	,	,	PUNCT
ajbmeb-2437	129	6	economics	economic	NOUN
ajbmeb-2437	129	7	,	,	PUNCT
ajbmeb-2437	129	8	law	law	NOUN
ajbmeb-2437	129	9	,	,	PUNCT
ajbmeb-2437	129	10	2020(1	2020(1	NUM
ajbmeb-2437	129	11	)	)	PUNCT
ajbmeb-2437	129	12	,	,	PUNCT
ajbmeb-2437	129	13	39	39	NUM
ajbmeb-2437	129	14	-	-	SYM
ajbmeb-2437	129	15	47	47	NUM
ajbmeb-2437	129	16	.	.	PUNCT
ajbmeb-2437	130	1	23	23	NUM
ajbmeb-2437	130	2	.	.	X
ajbmeb-2437	131	1	abdullaev	abdullaev	PROPN
ajbmeb-2437	131	2	,	,	PUNCT
ajbmeb-2437	131	3	a.	a.	NOUN
ajbmeb-2437	131	4	(	(	PUNCT
ajbmeb-2437	131	5	2017	2017	NUM
ajbmeb-2437	131	6	)	)	PUNCT
ajbmeb-2437	131	7	.	.	PUNCT
ajbmeb-2437	132	1	transport	transport	NOUN
ajbmeb-2437	132	2	aspect	aspect	NOUN
ajbmeb-2437	132	3	of	of	ADP
ajbmeb-2437	132	4	cooperation	cooperation	NOUN
ajbmeb-2437	132	5	within	within	ADP
ajbmeb-2437	132	6	sco	sco	PROPN
ajbmeb-2437	132	7	.	.	PUNCT
ajbmeb-2437	133	1	international	international	ADJ
ajbmeb-2437	133	2	relations	relation	NOUN
ajbmeb-2437	133	3	:	:	PUNCT
ajbmeb-2437	133	4	politics	politic	NOUN
ajbmeb-2437	133	5	,	,	PUNCT
ajbmeb-2437	133	6	economics	economic	NOUN
ajbmeb-2437	133	7	,	,	PUNCT
ajbmeb-2437	133	8	law	law	NOUN
ajbmeb-2437	133	9	,	,	PUNCT
ajbmeb-2437	133	10	2017(2	2017(2	PROPN
ajbmeb-2437	133	11	)	)	PUNCT
ajbmeb-2437	133	12	,	,	PUNCT
ajbmeb-2437	133	13	11	11	NUM
ajbmeb-2437	133	14	.	.	X
ajbmeb-2437	133	15	24	24	NUM
ajbmeb-2437	133	16	.	.	X
ajbmeb-2437	133	17	abdullaev	abdullaev	PROPN
ajbmeb-2437	133	18	,	,	PUNCT
ajbmeb-2437	133	19	a.	a.	PROPN
ajbmeb-2437	133	20	k.	k.	PROPN
ajbmeb-2437	134	1	the	the	DET
ajbmeb-2437	134	2	peculiarities	peculiarity	NOUN
ajbmeb-2437	134	3	of	of	ADP
ajbmeb-2437	134	4	the	the	DET
ajbmeb-2437	134	5	use	use	NOUN
ajbmeb-2437	134	6	of	of	ADP
ajbmeb-2437	134	7	the	the	DET
ajbmeb-2437	134	8	special	special	ADJ
ajbmeb-2437	134	9	lexis	lexis	NOUN
ajbmeb-2437	134	10	.	.	PUNCT
ajbmeb-2437	135	1	тошкент2021	тошкент2021	PROPN
ajbmeb-2437	135	2	,	,	PUNCT
ajbmeb-2437	135	3	23	23	NUM
ajbmeb-2437	135	4	.	.	PUNCT