id	sid	tid	token	lemma	pos
ajbmeb-2523	1	1	american	american	PROPN
ajbmeb-2523	1	2	journal	journal	PROPN
ajbmeb-2523	1	3	of	of	ADP
ajbmeb-2523	1	4	business	business	NOUN
ajbmeb-2523	1	5	management	management	NOUN
ajbmeb-2523	1	6	,	,	PUNCT
ajbmeb-2523	1	7	economics	economic	NOUN
ajbmeb-2523	1	8	and	and	CCONJ
ajbmeb-2523	1	9	banking	banking	NOUN
ajbmeb-2523	1	10	issn	issn	PROPN
ajbmeb-2523	1	11	(	(	PUNCT
ajbmeb-2523	1	12	e	e	NOUN
ajbmeb-2523	1	13	):	):	PUNCT
ajbmeb-2523	1	14	2832	2832	NUM
ajbmeb-2523	1	15	-	-	SYM
ajbmeb-2523	1	16	8078	8078	NUM
ajbmeb-2523	1	17	volume	volume	NOUN
ajbmeb-2523	1	18	31	31	NUM
ajbmeb-2523	1	19	,	,	PUNCT
ajbmeb-2523	1	20	|	|	ADV
ajbmeb-2523	1	21	december	december	PROPN
ajbmeb-2523	1	22	2024	2024	NUM
ajbmeb-2523	1	23	p	p	NOUN
ajbmeb-2523	1	24	a	a	DET
ajbmeb-2523	1	25	g	g	NOUN
ajbmeb-2523	1	26	e	e	NOUN
ajbmeb-2523	1	27	|	|	ADV
ajbmeb-2523	1	28	1	1	NUM
ajbmeb-2523	1	29	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2523	1	30	improvement	improvement	NOUN
ajbmeb-2523	1	31	of	of	ADP
ajbmeb-2523	1	32	bank	bank	NOUN
ajbmeb-2523	1	33	guarantee	guarantee	NOUN
ajbmeb-2523	1	34	operations	operation	NOUN
ajbmeb-2523	1	35	in	in	ADP
ajbmeb-2523	1	36	commercial	commercial	ADJ
ajbmeb-2523	1	37	banks	bank	NOUN
ajbmeb-2523	1	38	elboev	elboev	VERB
ajbmeb-2523	1	39	bobur	bobur	PROPN
ajbmeb-2523	1	40	batirovich	batirovich	PROPN
ajbmeb-2523	1	41	phd	phd	NOUN
ajbmeb-2523	1	42	in	in	ADP
ajbmeb-2523	1	43	economics	economic	NOUN
ajbmeb-2523	1	44	,	,	PUNCT
ajbmeb-2523	1	45	associate	associate	ADJ
ajbmeb-2523	1	46	professor	professor	NOUN
ajbmeb-2523	1	47	of	of	ADP
ajbmeb-2523	1	48	the	the	DET
ajbmeb-2523	1	49	department	department	PROPN
ajbmeb-2523	1	50	of	of	ADP
ajbmeb-2523	1	51	finance	finance	NOUN
ajbmeb-2523	1	52	and	and	CCONJ
ajbmeb-2523	1	53	reporting	reporting	NOUN
ajbmeb-2523	1	54	,	,	PUNCT
ajbmeb-2523	1	55	tashkent	tashkent	PROPN
ajbmeb-2523	1	56	state	state	PROPN
ajbmeb-2523	1	57	university	university	PROPN
ajbmeb-2523	1	58	of	of	ADP
ajbmeb-2523	1	59	economics	economic	NOUN
ajbmeb-2523	1	60	,	,	PUNCT
ajbmeb-2523	1	61	tashkent	tashkent	NOUN
ajbmeb-2523	1	62	,	,	PUNCT
ajbmeb-2523	1	63	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	1	64	.	.	PUNCT
ajbmeb-2523	2	1	e	e	X
ajbmeb-2523	2	2	-	-	NOUN
ajbmeb-2523	2	3	mail	mail	NOUN
ajbmeb-2523	2	4	:	:	PUNCT
ajbmeb-2523	2	5	elboyevbobur9777@gmail.com	elboyevbobur9777@gmail.com	X
ajbmeb-2523	2	6	a	a	DET
ajbmeb-2523	2	7	b	b	PROPN
ajbmeb-2523	2	8	s	s	ADP
ajbmeb-2523	2	9	t	t	PROPN
ajbmeb-2523	2	10	r	r	NOUN
ajbmeb-2523	2	11	a	a	DET
ajbmeb-2523	2	12	c	c	NOUN
ajbmeb-2523	2	13	t	t	NOUN
ajbmeb-2523	3	1	k	k	X
ajbmeb-2523	3	2	e	e	PROPN
ajbmeb-2523	3	3	y	y	PROPN
ajbmeb-2523	3	4	w	w	NOUN
ajbmeb-2523	3	5	o	o	NOUN
ajbmeb-2523	3	6	r	r	NOUN
ajbmeb-2523	3	7	d	d	PROPN
ajbmeb-2523	3	8	s	s	VERB
ajbmeb-2523	3	9	this	this	DET
ajbmeb-2523	3	10	article	article	NOUN
ajbmeb-2523	3	11	says	say	VERB
ajbmeb-2523	3	12	that	that	SCONJ
ajbmeb-2523	3	13	the	the	DET
ajbmeb-2523	3	14	bank	bank	NOUN
ajbmeb-2523	3	15	guarantee	guarantee	NOUN
ajbmeb-2523	3	16	plays	play	VERB
ajbmeb-2523	3	17	an	an	DET
ajbmeb-2523	3	18	important	important	ADJ
ajbmeb-2523	3	19	role	role	NOUN
ajbmeb-2523	3	20	in	in	ADP
ajbmeb-2523	3	21	establishing	establish	VERB
ajbmeb-2523	3	22	and	and	CCONJ
ajbmeb-2523	3	23	strengthening	strengthen	VERB
ajbmeb-2523	3	24	economic	economic	ADJ
ajbmeb-2523	3	25	relations	relation	NOUN
ajbmeb-2523	3	26	between	between	ADP
ajbmeb-2523	3	27	partners	partner	NOUN
ajbmeb-2523	3	28	,	,	PUNCT
ajbmeb-2523	3	29	developing	develop	VERB
ajbmeb-2523	3	30	and	and	CCONJ
ajbmeb-2523	3	31	developing	develop	VERB
ajbmeb-2523	3	32	trade	trade	NOUN
ajbmeb-2523	3	33	,	,	PUNCT
ajbmeb-2523	3	34	organizing	organize	VERB
ajbmeb-2523	3	35	the	the	DET
ajbmeb-2523	3	36	production	production	NOUN
ajbmeb-2523	3	37	and	and	CCONJ
ajbmeb-2523	3	38	service	service	NOUN
ajbmeb-2523	3	39	process	process	NOUN
ajbmeb-2523	3	40	,	,	PUNCT
ajbmeb-2523	3	41	formalizing	formalize	VERB
ajbmeb-2523	3	42	various	various	ADJ
ajbmeb-2523	3	43	economic	economic	ADJ
ajbmeb-2523	3	44	contracts	contract	NOUN
ajbmeb-2523	3	45	,	,	PUNCT
ajbmeb-2523	3	46	organizing	organize	VERB
ajbmeb-2523	3	47	and	and	CCONJ
ajbmeb-2523	3	48	implementing	implement	VERB
ajbmeb-2523	3	49	export	export	NOUN
ajbmeb-2523	3	50	-	-	PUNCT
ajbmeb-2523	3	51	import	import	NOUN
ajbmeb-2523	3	52	operations	operation	NOUN
ajbmeb-2523	3	53	,	,	PUNCT
ajbmeb-2523	3	54	generating	generate	VERB
ajbmeb-2523	3	55	credit	credit	NOUN
ajbmeb-2523	3	56	relations	relation	NOUN
ajbmeb-2523	3	57	,	,	PUNCT
ajbmeb-2523	3	58	participating	participate	VERB
ajbmeb-2523	3	59	in	in	ADP
ajbmeb-2523	3	60	tender	tender	ADJ
ajbmeb-2523	3	61	sales	sale	NOUN
ajbmeb-2523	3	62	,	,	PUNCT
ajbmeb-2523	3	63	as	as	ADV
ajbmeb-2523	3	64	well	well	ADV
ajbmeb-2523	3	65	as	as	ADP
ajbmeb-2523	3	66	establishing	establish	VERB
ajbmeb-2523	3	67	new	new	ADJ
ajbmeb-2523	3	68	cooperation	cooperation	NOUN
ajbmeb-2523	3	69	between	between	ADP
ajbmeb-2523	3	70	business	business	NOUN
ajbmeb-2523	3	71	entities	entity	NOUN
ajbmeb-2523	3	72	.	.	PUNCT
ajbmeb-2523	4	1	bank	bank	NOUN
ajbmeb-2523	4	2	,	,	PUNCT
ajbmeb-2523	4	3	guarantee	guarantee	NOUN
ajbmeb-2523	4	4	,	,	PUNCT
ajbmeb-2523	4	5	bank	bank	NOUN
ajbmeb-2523	4	6	guarantee	guarantee	NOUN
ajbmeb-2523	4	7	,	,	PUNCT
ajbmeb-2523	4	8	principal	principal	NOUN
ajbmeb-2523	4	9	,	,	PUNCT
ajbmeb-2523	4	10	beneficiary	beneficiary	NOUN
ajbmeb-2523	4	11	,	,	PUNCT
ajbmeb-2523	4	12	counter	counter	NOUN
ajbmeb-2523	4	13	guarantee	guarantee	NOUN
ajbmeb-2523	4	14	,	,	PUNCT
ajbmeb-2523	4	15	financial	financial	ADJ
ajbmeb-2523	4	16	obligation	obligation	NOUN
ajbmeb-2523	4	17	,	,	PUNCT
ajbmeb-2523	4	18	invoices	invoice	NOUN
ajbmeb-2523	4	19	.	.	PUNCT
ajbmeb-2523	5	1	introduction	introduction	NOUN
ajbmeb-2523	5	2	global	global	ADJ
ajbmeb-2523	5	3	economic	economic	ADJ
ajbmeb-2523	5	4	fluctuations	fluctuation	NOUN
ajbmeb-2523	5	5	,	,	PUNCT
ajbmeb-2523	5	6	expanding	expand	VERB
ajbmeb-2523	5	7	financial	financial	ADJ
ajbmeb-2523	5	8	and	and	CCONJ
ajbmeb-2523	5	9	economic	economic	ADJ
ajbmeb-2523	5	10	restrictions	restriction	NOUN
ajbmeb-2523	5	11	,	,	PUNCT
ajbmeb-2523	5	12	instability	instability	NOUN
ajbmeb-2523	5	13	in	in	ADP
ajbmeb-2523	5	14	the	the	DET
ajbmeb-2523	5	15	international	international	ADJ
ajbmeb-2523	5	16	financial	financial	ADJ
ajbmeb-2523	5	17	and	and	CCONJ
ajbmeb-2523	5	18	commodity	commodity	NOUN
ajbmeb-2523	5	19	markets	market	NOUN
ajbmeb-2523	5	20	,	,	PUNCT
ajbmeb-2523	5	21	and	and	CCONJ
ajbmeb-2523	5	22	increasing	increase	VERB
ajbmeb-2523	5	23	transactional	transactional	ADJ
ajbmeb-2523	5	24	risks	risk	NOUN
ajbmeb-2523	5	25	related	relate	VERB
ajbmeb-2523	5	26	to	to	ADP
ajbmeb-2523	5	27	foreign	foreign	ADJ
ajbmeb-2523	5	28	trade	trade	NOUN
ajbmeb-2523	5	29	create	create	VERB
ajbmeb-2523	5	30	the	the	DET
ajbmeb-2523	5	31	need	need	NOUN
ajbmeb-2523	5	32	to	to	PART
ajbmeb-2523	5	33	expand	expand	VERB
ajbmeb-2523	5	34	the	the	DET
ajbmeb-2523	5	35	effective	effective	ADJ
ajbmeb-2523	5	36	bank	bank	NOUN
ajbmeb-2523	5	37	guarantee	guarantee	NOUN
ajbmeb-2523	5	38	market	market	NOUN
ajbmeb-2523	5	39	.	.	PUNCT
ajbmeb-2523	6	1	according	accord	VERB
ajbmeb-2523	6	2	to	to	ADP
ajbmeb-2523	6	3	the	the	DET
ajbmeb-2523	6	4	world	world	NOUN
ajbmeb-2523	6	5	trade	trade	NOUN
ajbmeb-2523	6	6	organization	organization	NOUN
ajbmeb-2523	6	7	,	,	PUNCT
ajbmeb-2523	6	8	"	"	PUNCT
ajbmeb-2523	6	9	in	in	ADP
ajbmeb-2523	6	10	2024	2024	NUM
ajbmeb-2523	6	11	,	,	PUNCT
ajbmeb-2523	6	12	the	the	DET
ajbmeb-2523	6	13	global	global	ADJ
ajbmeb-2523	6	14	trade	trade	NOUN
ajbmeb-2523	6	15	volume	volume	NOUN
ajbmeb-2523	6	16	is	be	AUX
ajbmeb-2523	6	17	expected	expect	VERB
ajbmeb-2523	6	18	to	to	PART
ajbmeb-2523	6	19	grow	grow	VERB
ajbmeb-2523	6	20	by	by	ADP
ajbmeb-2523	6	21	3.3	3.3	NUM
ajbmeb-2523	6	22	%	%	NOUN
ajbmeb-2523	6	23	,	,	PUNCT
ajbmeb-2523	6	24	real	real	ADJ
ajbmeb-2523	6	25	gdp	gdp	NOUN
ajbmeb-2523	6	26	by	by	ADP
ajbmeb-2523	6	27	2.5	2.5	NUM
ajbmeb-2523	6	28	%	%	NOUN
ajbmeb-2523	6	29	,	,	PUNCT
ajbmeb-2523	6	30	and	and	CCONJ
ajbmeb-2523	6	31	the	the	DET
ajbmeb-2523	6	32	growth	growth	NOUN
ajbmeb-2523	6	33	rates	rate	NOUN
ajbmeb-2523	6	34	of	of	ADP
ajbmeb-2523	6	35	trade	trade	NOUN
ajbmeb-2523	6	36	and	and	CCONJ
ajbmeb-2523	6	37	production	production	NOUN
ajbmeb-2523	6	38	will	will	AUX
ajbmeb-2523	6	39	be	be	AUX
ajbmeb-2523	6	40	below	below	ADP
ajbmeb-2523	6	41	2.6	2.6	NUM
ajbmeb-2523	6	42	%	%	NOUN
ajbmeb-2523	6	43	.	.	PUNCT
ajbmeb-2523	6	44	"	"	PUNCT
ajbmeb-2523	7	1	for	for	ADP
ajbmeb-2523	7	2	developing	develop	VERB
ajbmeb-2523	7	3	countries	country	NOUN
ajbmeb-2523	7	4	,	,	PUNCT
ajbmeb-2523	7	5	integration	integration	NOUN
ajbmeb-2523	7	6	into	into	ADP
ajbmeb-2523	7	7	international	international	ADJ
ajbmeb-2523	7	8	trade	trade	NOUN
ajbmeb-2523	7	9	,	,	PUNCT
ajbmeb-2523	7	10	expanding	expand	VERB
ajbmeb-2523	7	11	their	their	PRON
ajbmeb-2523	7	12	participation	participation	NOUN
ajbmeb-2523	7	13	in	in	ADP
ajbmeb-2523	7	14	the	the	DET
ajbmeb-2523	7	15	global	global	ADJ
ajbmeb-2523	7	16	added	add	VERB
ajbmeb-2523	7	17	value	value	NOUN
ajbmeb-2523	7	18	chain	chain	NOUN
ajbmeb-2523	7	19	,	,	PUNCT
ajbmeb-2523	7	20	making	make	VERB
ajbmeb-2523	7	21	international	international	ADJ
ajbmeb-2523	7	22	payments	payment	NOUN
ajbmeb-2523	7	23	and	and	CCONJ
ajbmeb-2523	7	24	minimizing	minimize	VERB
ajbmeb-2523	7	25	risks	risk	NOUN
ajbmeb-2523	7	26	in	in	ADP
ajbmeb-2523	7	27	trade	trade	NOUN
ajbmeb-2523	7	28	financing	financing	NOUN
ajbmeb-2523	7	29	require	require	VERB
ajbmeb-2523	7	30	a	a	DET
ajbmeb-2523	7	31	wide	wide	ADJ
ajbmeb-2523	7	32	use	use	NOUN
ajbmeb-2523	7	33	of	of	ADP
ajbmeb-2523	7	34	financial	financial	ADJ
ajbmeb-2523	7	35	tools	tool	NOUN
ajbmeb-2523	7	36	,	,	PUNCT
ajbmeb-2523	7	37	including	include	VERB
ajbmeb-2523	7	38	credit	credit	NOUN
ajbmeb-2523	7	39	,	,	PUNCT
ajbmeb-2523	7	40	letters	letter	NOUN
ajbmeb-2523	7	41	of	of	ADP
ajbmeb-2523	7	42	credit	credit	NOUN
ajbmeb-2523	7	43	,	,	PUNCT
ajbmeb-2523	7	44	bank	bank	NOUN
ajbmeb-2523	7	45	guarantees	guarantee	NOUN
ajbmeb-2523	7	46	.	.	PUNCT
ajbmeb-2523	8	1	for	for	ADP
ajbmeb-2523	8	2	sustainable	sustainable	ADJ
ajbmeb-2523	8	3	development	development	NOUN
ajbmeb-2523	8	4	in	in	ADP
ajbmeb-2523	8	5	the	the	DET
ajbmeb-2523	8	6	world	world	NOUN
ajbmeb-2523	8	7	,	,	PUNCT
ajbmeb-2523	8	8	trade	trade	NOUN
ajbmeb-2523	8	9	financing	financing	NOUN
ajbmeb-2523	8	10	,	,	PUNCT
ajbmeb-2523	8	11	joining	join	VERB
ajbmeb-2523	8	12	and	and	CCONJ
ajbmeb-2523	8	13	expanding	expand	VERB
ajbmeb-2523	8	14	participation	participation	NOUN
ajbmeb-2523	8	15	in	in	ADP
ajbmeb-2523	8	16	global	global	ADJ
ajbmeb-2523	8	17	value	value	NOUN
ajbmeb-2523	8	18	chains	chain	NOUN
ajbmeb-2523	8	19	,	,	PUNCT
ajbmeb-2523	8	20	use	use	NOUN
ajbmeb-2523	8	21	of	of	ADP
ajbmeb-2523	8	22	bank	bank	NOUN
ajbmeb-2523	8	23	guarantees	guarantee	NOUN
ajbmeb-2523	8	24	in	in	ADP
ajbmeb-2523	8	25	export	export	NOUN
ajbmeb-2523	8	26	and	and	CCONJ
ajbmeb-2523	8	27	import	import	NOUN
ajbmeb-2523	8	28	financing	financing	NOUN
ajbmeb-2523	8	29	,	,	PUNCT
ajbmeb-2523	8	30	assessment	assessment	NOUN
ajbmeb-2523	8	31	and	and	CCONJ
ajbmeb-2523	8	32	management	management	NOUN
ajbmeb-2523	8	33	of	of	ADP
ajbmeb-2523	8	34	risks	risk	NOUN
ajbmeb-2523	8	35	arising	arise	VERB
ajbmeb-2523	8	36	in	in	ADP
ajbmeb-2523	8	37	the	the	DET
ajbmeb-2523	8	38	process	process	NOUN
ajbmeb-2523	8	39	of	of	ADP
ajbmeb-2523	8	40	issuing	issue	VERB
ajbmeb-2523	8	41	bank	bank	NOUN
ajbmeb-2523	8	42	guarantees	guarantee	NOUN
ajbmeb-2523	8	43	are	be	AUX
ajbmeb-2523	8	44	being	be	AUX
ajbmeb-2523	8	45	conducted	conduct	VERB
ajbmeb-2523	8	46	.	.	PUNCT
ajbmeb-2523	9	1	integration	integration	NOUN
ajbmeb-2523	9	2	into	into	ADP
ajbmeb-2523	9	3	global	global	ADJ
ajbmeb-2523	9	4	value	value	NOUN
ajbmeb-2523	9	5	chains	chain	NOUN
ajbmeb-2523	9	6	,	,	PUNCT
ajbmeb-2523	9	7	guaranteeing	guarantee	VERB
ajbmeb-2523	9	8	the	the	DET
ajbmeb-2523	9	9	fulfillment	fulfillment	NOUN
ajbmeb-2523	9	10	of	of	ADP
ajbmeb-2523	9	11	obligations	obligation	NOUN
ajbmeb-2523	9	12	,	,	PUNCT
ajbmeb-2523	9	13	financial	financial	ADJ
ajbmeb-2523	9	14	support	support	NOUN
ajbmeb-2523	9	15	of	of	ADP
ajbmeb-2523	9	16	export	export	NOUN
ajbmeb-2523	9	17	and	and	CCONJ
ajbmeb-2523	9	18	import	import	NOUN
ajbmeb-2523	9	19	,	,	PUNCT
ajbmeb-2523	9	20	application	application	NOUN
ajbmeb-2523	9	21	of	of	ADP
ajbmeb-2523	9	22	bank	bank	NOUN
ajbmeb-2523	9	23	guarantees	guarantee	NOUN
ajbmeb-2523	9	24	in	in	ADP
ajbmeb-2523	9	25	international	international	ADJ
ajbmeb-2523	9	26	settlements	settlement	NOUN
ajbmeb-2523	9	27	despite	despite	SCONJ
ajbmeb-2523	9	28	conducting	conduct	VERB
ajbmeb-2523	9	29	scientific	scientific	ADJ
ajbmeb-2523	9	30	research	research	NOUN
ajbmeb-2523	9	31	on	on	ADP
ajbmeb-2523	9	32	the	the	DET
ajbmeb-2523	9	33	development	development	NOUN
ajbmeb-2523	9	34	of	of	ADP
ajbmeb-2523	9	35	international	international	ADJ
ajbmeb-2523	9	36	settlements	settlement	NOUN
ajbmeb-2523	9	37	,	,	PUNCT
ajbmeb-2523	9	38	setting	set	VERB
ajbmeb-2523	9	39	criteria	criterion	NOUN
ajbmeb-2523	9	40	for	for	ADP
ajbmeb-2523	9	41	providing	provide	VERB
ajbmeb-2523	9	42	services	service	NOUN
ajbmeb-2523	9	43	related	relate	VERB
ajbmeb-2523	9	44	to	to	ADP
ajbmeb-2523	9	45	bank	bank	NOUN
ajbmeb-2523	9	46	guarantees	guarantee	NOUN
ajbmeb-2523	9	47	,	,	PUNCT
ajbmeb-2523	9	48	modern	modern	ADJ
ajbmeb-2523	9	49	financial	financial	ADJ
ajbmeb-2523	9	50	technologies	technology	NOUN
ajbmeb-2523	9	51	of	of	ADP
ajbmeb-2523	9	52	bank	bank	NOUN
ajbmeb-2523	9	53	guarantees	guarantee	VERB
ajbmeb-2523	9	54	the	the	DET
ajbmeb-2523	9	55	fact	fact	NOUN
ajbmeb-2523	9	56	that	that	SCONJ
ajbmeb-2523	9	57	the	the	DET
ajbmeb-2523	9	58	issues	issue	NOUN
ajbmeb-2523	9	59	of	of	ADP
ajbmeb-2523	9	60	improving	improve	VERB
ajbmeb-2523	9	61	the	the	DET
ajbmeb-2523	9	62	presentation	presentation	NOUN
ajbmeb-2523	9	63	on	on	ADP
ajbmeb-2523	9	64	the	the	DET
ajbmeb-2523	9	65	basis	basis	NOUN
ajbmeb-2523	9	66	of	of	ADP
ajbmeb-2523	9	67	the	the	DET
ajbmeb-2523	9	68	information	information	NOUN
ajbmeb-2523	9	69	have	have	AUX
ajbmeb-2523	9	70	not	not	PART
ajbmeb-2523	9	71	been	be	AUX
ajbmeb-2523	9	72	comprehensively	comprehensively	ADV
ajbmeb-2523	9	73	studied	study	VERB
ajbmeb-2523	9	74	indicates	indicate	VERB
ajbmeb-2523	9	75	the	the	DET
ajbmeb-2523	9	76	need	need	NOUN
ajbmeb-2523	9	77	to	to	PART
ajbmeb-2523	9	78	conduct	conduct	VERB
ajbmeb-2523	9	79	scientific	scientific	ADJ
ajbmeb-2523	9	80	research	research	NOUN
ajbmeb-2523	9	81	in	in	ADP
ajbmeb-2523	9	82	these	these	DET
ajbmeb-2523	9	83	areas	area	NOUN
ajbmeb-2523	9	84	.	.	PUNCT
ajbmeb-2523	10	1	in	in	ADP
ajbmeb-2523	10	2	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	10	3	,	,	PUNCT
ajbmeb-2523	10	4	attention	attention	NOUN
ajbmeb-2523	10	5	is	be	AUX
ajbmeb-2523	10	6	being	be	AUX
ajbmeb-2523	10	7	paid	pay	VERB
ajbmeb-2523	10	8	to	to	ADP
ajbmeb-2523	10	9	the	the	DET
ajbmeb-2523	10	10	development	development	NOUN
ajbmeb-2523	10	11	of	of	ADP
ajbmeb-2523	10	12	financial	financial	ADJ
ajbmeb-2523	10	13	and	and	CCONJ
ajbmeb-2523	10	14	economic	economic	ADJ
ajbmeb-2523	10	15	cooperation	cooperation	NOUN
ajbmeb-2523	10	16	with	with	ADP
ajbmeb-2523	10	17	partner	partner	NOUN
ajbmeb-2523	10	18	countries	country	NOUN
ajbmeb-2523	10	19	,	,	PUNCT
ajbmeb-2523	10	20	increasing	increase	VERB
ajbmeb-2523	10	21	the	the	DET
ajbmeb-2523	10	22	structure	structure	NOUN
ajbmeb-2523	10	23	and	and	CCONJ
ajbmeb-2523	10	24	volume	volume	NOUN
ajbmeb-2523	10	25	of	of	ADP
ajbmeb-2523	10	26	exports	export	NOUN
ajbmeb-2523	10	27	,	,	PUNCT
ajbmeb-2523	10	28	adapting	adapt	VERB
ajbmeb-2523	10	29	them	they	PRON
ajbmeb-2523	10	30	to	to	ADP
ajbmeb-2523	10	31	the	the	DET
ajbmeb-2523	10	32	rules	rule	NOUN
ajbmeb-2523	10	33	,	,	PUNCT
ajbmeb-2523	10	34	norms	norm	NOUN
ajbmeb-2523	10	35	and	and	CCONJ
ajbmeb-2523	10	36	agreements	agreement	NOUN
ajbmeb-2523	10	37	of	of	ADP
ajbmeb-2523	10	38	the	the	DET
ajbmeb-2523	10	39	world	world	NOUN
ajbmeb-2523	10	40	trade	trade	NOUN
ajbmeb-2523	10	41	organization	organization	NOUN
ajbmeb-2523	10	42	,	,	PUNCT
ajbmeb-2523	10	43	and	and	CCONJ
ajbmeb-2523	10	44	improving	improve	VERB
ajbmeb-2523	10	45	the	the	DET
ajbmeb-2523	10	46	financing	financing	NOUN
ajbmeb-2523	10	47	of	of	ADP
ajbmeb-2523	10	48	exports	export	NOUN
ajbmeb-2523	10	49	and	and	CCONJ
ajbmeb-2523	10	50	imports	import	NOUN
ajbmeb-2523	10	51	.	.	PUNCT
ajbmeb-2523	11	1	american	american	PROPN
ajbmeb-2523	11	2	journal	journal	PROPN
ajbmeb-2523	11	3	of	of	ADP
ajbmeb-2523	11	4	business	business	NOUN
ajbmeb-2523	11	5	management	management	NOUN
ajbmeb-2523	11	6	,	,	PUNCT
ajbmeb-2523	11	7	economics	economic	NOUN
ajbmeb-2523	11	8	and	and	CCONJ
ajbmeb-2523	11	9	banking	banking	NOUN
ajbmeb-2523	11	10	volume	volume	NOUN
ajbmeb-2523	11	11	31	31	NUM
ajbmeb-2523	11	12	december	december	PROPN
ajbmeb-2523	11	13	2024	2024	NUM
ajbmeb-2523	11	14	p	p	NOUN
ajbmeb-2523	11	15	a	a	DET
ajbmeb-2523	11	16	g	g	NOUN
ajbmeb-2523	11	17	e	e	NOUN
ajbmeb-2523	11	18	|	|	ADV
ajbmeb-2523	11	19	2	2	NUM
ajbmeb-2523	11	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2523	11	21	the	the	DET
ajbmeb-2523	11	22	"	"	PUNCT
ajbmeb-2523	11	23	uzbekistan-2030	uzbekistan-2030	NOUN
ajbmeb-2523	11	24	"	"	PUNCT
ajbmeb-2523	11	25	strategy	strategy	NOUN
ajbmeb-2523	11	26	sets	set	VERB
ajbmeb-2523	11	27	priorities	priority	NOUN
ajbmeb-2523	11	28	such	such	ADJ
ajbmeb-2523	11	29	as	as	ADP
ajbmeb-2523	11	30	"	"	PUNCT
ajbmeb-2523	11	31	developing	develop	VERB
ajbmeb-2523	11	32	mutually	mutually	ADV
ajbmeb-2523	11	33	beneficial	beneficial	ADJ
ajbmeb-2523	11	34	relations	relation	NOUN
ajbmeb-2523	11	35	with	with	ADP
ajbmeb-2523	11	36	traditional	traditional	ADJ
ajbmeb-2523	11	37	partners	partner	NOUN
ajbmeb-2523	11	38	,	,	PUNCT
ajbmeb-2523	11	39	expanding	expand	VERB
ajbmeb-2523	11	40	the	the	DET
ajbmeb-2523	11	41	geography	geography	NOUN
ajbmeb-2523	11	42	of	of	ADP
ajbmeb-2523	11	43	international	international	ADJ
ajbmeb-2523	11	44	cooperation	cooperation	NOUN
ajbmeb-2523	11	45	,	,	PUNCT
ajbmeb-2523	11	46	joining	join	VERB
ajbmeb-2523	11	47	global	global	ADJ
ajbmeb-2523	11	48	production	production	NOUN
ajbmeb-2523	11	49	and	and	CCONJ
ajbmeb-2523	11	50	supply	supply	NOUN
ajbmeb-2523	11	51	chains	chain	NOUN
ajbmeb-2523	11	52	.	.	PUNCT
ajbmeb-2523	11	53	"	"	PUNCT
ajbmeb-2523	12	1	determines	determine	VERB
ajbmeb-2523	12	2	the	the	DET
ajbmeb-2523	12	3	need	need	NOUN
ajbmeb-2523	12	4	to	to	PART
ajbmeb-2523	12	5	carry	carry	VERB
ajbmeb-2523	12	6	out	out	ADP
ajbmeb-2523	12	7	scientific	scientific	ADJ
ajbmeb-2523	12	8	research	research	NOUN
ajbmeb-2523	12	9	on	on	ADP
ajbmeb-2523	12	10	the	the	DET
ajbmeb-2523	12	11	implementation	implementation	NOUN
ajbmeb-2523	12	12	of	of	ADP
ajbmeb-2523	12	13	these	these	DET
ajbmeb-2523	12	14	tasks	task	NOUN
ajbmeb-2523	12	15	,	,	PUNCT
ajbmeb-2523	12	16	improvement	improvement	NOUN
ajbmeb-2523	12	17	of	of	ADP
ajbmeb-2523	12	18	international	international	ADJ
ajbmeb-2523	12	19	settlements	settlement	NOUN
ajbmeb-2523	12	20	based	base	VERB
ajbmeb-2523	12	21	on	on	ADP
ajbmeb-2523	12	22	the	the	DET
ajbmeb-2523	12	23	standards	standard	NOUN
ajbmeb-2523	12	24	of	of	ADP
ajbmeb-2523	12	25	the	the	DET
ajbmeb-2523	12	26	world	world	NOUN
ajbmeb-2523	12	27	trade	trade	NOUN
ajbmeb-2523	12	28	organization	organization	NOUN
ajbmeb-2523	12	29	,	,	PUNCT
ajbmeb-2523	12	30	wider	wide	ADJ
ajbmeb-2523	12	31	introduction	introduction	NOUN
ajbmeb-2523	12	32	of	of	ADP
ajbmeb-2523	12	33	bank	bank	NOUN
ajbmeb-2523	12	34	guarantee	guarantee	NOUN
ajbmeb-2523	12	35	products	product	NOUN
ajbmeb-2523	12	36	,	,	PUNCT
ajbmeb-2523	12	37	provision	provision	NOUN
ajbmeb-2523	12	38	of	of	ADP
ajbmeb-2523	12	39	bank	bank	NOUN
ajbmeb-2523	12	40	guarantees	guarantee	NOUN
ajbmeb-2523	12	41	based	base	VERB
ajbmeb-2523	12	42	on	on	ADP
ajbmeb-2523	12	43	international	international	ADJ
ajbmeb-2523	12	44	standards	standard	NOUN
ajbmeb-2523	12	45	and	and	CCONJ
ajbmeb-2523	12	46	service	service	NOUN
ajbmeb-2523	12	47	to	to	ADP
ajbmeb-2523	12	48	them	they	PRON
ajbmeb-2523	12	49	.	.	PUNCT
ajbmeb-2523	13	1	no	no	INTJ
ajbmeb-2523	13	2	.	.	PUNCT
ajbmeb-2523	14	1	pf-37	pf-37	NOUN
ajbmeb-2523	14	2	of	of	ADP
ajbmeb-2523	14	3	the	the	DET
ajbmeb-2523	14	4	president	president	NOUN
ajbmeb-2523	14	5	of	of	ADP
ajbmeb-2523	14	6	the	the	DET
ajbmeb-2523	14	7	republic	republic	NOUN
ajbmeb-2523	14	8	of	of	ADP
ajbmeb-2523	14	9	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	14	10	dated	date	VERB
ajbmeb-2523	14	11	february	february	PROPN
ajbmeb-2523	14	12	21	21	NUM
ajbmeb-2523	14	13	,	,	PUNCT
ajbmeb-2523	14	14	2024	2024	NUM
ajbmeb-2523	14	15	,	,	PUNCT
ajbmeb-2523	14	16	no	no	INTJ
ajbmeb-2523	14	17	.	.	PUNCT
ajbmeb-2523	15	1	pf-158	pf-158	PROPN
ajbmeb-2523	15	2	of	of	ADP
ajbmeb-2523	15	3	september	september	PROPN
ajbmeb-2523	15	4	11	11	NUM
ajbmeb-2523	15	5	,	,	PUNCT
ajbmeb-2523	15	6	2023	2023	NUM
ajbmeb-2523	15	7	,	,	PUNCT
ajbmeb-2523	15	8	on	on	ADP
ajbmeb-2523	15	9	the	the	DET
ajbmeb-2523	15	10	state	state	NOUN
ajbmeb-2523	15	11	program	program	NOUN
ajbmeb-2523	15	12	for	for	ADP
ajbmeb-2523	15	13	the	the	DET
ajbmeb-2523	15	14	implementation	implementation	NOUN
ajbmeb-2523	15	15	of	of	ADP
ajbmeb-2523	15	16	the	the	DET
ajbmeb-2523	15	17	strategy	strategy	NOUN
ajbmeb-2523	15	18	"	"	PUNCT
ajbmeb-2523	15	19	uzbekistan	uzbekistan	NOUN
ajbmeb-2523	15	20	2030	2030	NUM
ajbmeb-2523	15	21	"	"	PUNCT
ajbmeb-2523	15	22	in	in	ADP
ajbmeb-2523	15	23	the	the	DET
ajbmeb-2523	15	24	"	"	PUNCT
ajbmeb-2523	15	25	year	year	NOUN
ajbmeb-2523	15	26	of	of	ADP
ajbmeb-2523	15	27	supporting	support	VERB
ajbmeb-2523	15	28	youth	youth	NOUN
ajbmeb-2523	15	29	and	and	CCONJ
ajbmeb-2523	15	30	business	business	NOUN
ajbmeb-2523	15	31	"	"	PUNCT
ajbmeb-2523	15	32	no	no	INTJ
ajbmeb-2523	15	33	.	.	PUNCT
ajbmeb-2523	16	1	pf-60	pf-60	ADP
ajbmeb-2523	16	2	dated	date	VERB
ajbmeb-2523	16	3	january	january	PROPN
ajbmeb-2523	16	4	28	28	NUM
ajbmeb-2523	16	5	,	,	PUNCT
ajbmeb-2523	16	6	2022	2022	NUM
ajbmeb-2523	16	7	"	"	PUNCT
ajbmeb-2523	16	8	on	on	ADP
ajbmeb-2523	16	9	the	the	DET
ajbmeb-2523	16	10	strategy	strategy	NOUN
ajbmeb-2523	16	11	of	of	ADP
ajbmeb-2523	16	12	"	"	PUNCT
ajbmeb-2523	16	13	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	16	14	2030	2030	NUM
ajbmeb-2523	16	15	"	"	PUNCT
ajbmeb-2523	16	16	decree	decree	NOUN
ajbmeb-2523	16	17	no	no	NOUN
ajbmeb-2523	16	18	.	.	PUNCT
ajbmeb-2523	17	1	pf-5992	pf-5992	PROPN
ajbmeb-2523	17	2	dated	date	VERB
ajbmeb-2523	17	3	may	may	PROPN
ajbmeb-2523	17	4	12	12	NUM
ajbmeb-2523	17	5	,	,	PUNCT
ajbmeb-2523	17	6	2020	2020	NUM
ajbmeb-2523	17	7	"	"	PUNCT
ajbmeb-2523	17	8	on	on	ADP
ajbmeb-2523	17	9	the	the	DET
ajbmeb-2523	17	10	development	development	NOUN
ajbmeb-2523	17	11	strategy	strategy	NOUN
ajbmeb-2523	17	12	of	of	ADP
ajbmeb-2523	17	13	the	the	DET
ajbmeb-2523	17	14	new	new	ADJ
ajbmeb-2523	17	15	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	17	16	for	for	ADP
ajbmeb-2523	17	17	2022	2022	NUM
ajbmeb-2523	17	18	-	-	SYM
ajbmeb-2523	17	19	2026	2026	NUM
ajbmeb-2523	17	20	"	"	PUNCT
ajbmeb-2523	17	21	decree	decree	NOUN
ajbmeb-2523	17	22	no	no	NOUN
ajbmeb-2523	17	23	.	.	PUNCT
ajbmeb-2523	18	1	pq-300	pq-300	NOUN
ajbmeb-2523	18	2	dated	date	VERB
ajbmeb-2523	18	3	september	september	PROPN
ajbmeb-2523	18	4	11	11	NUM
ajbmeb-2523	18	5	,	,	PUNCT
ajbmeb-2523	18	6	2023	2023	NUM
ajbmeb-2523	18	7	"	"	PUNCT
ajbmeb-2523	18	8	on	on	ADP
ajbmeb-2523	18	9	the	the	DET
ajbmeb-2523	18	10	strategy	strategy	NOUN
ajbmeb-2523	18	11	for	for	ADP
ajbmeb-2523	18	12	reforming	reform	VERB
ajbmeb-2523	18	13	the	the	DET
ajbmeb-2523	18	14	banking	banking	NOUN
ajbmeb-2523	18	15	system	system	NOUN
ajbmeb-2523	18	16	of	of	ADP
ajbmeb-2523	18	17	the	the	DET
ajbmeb-2523	18	18	republic	republic	NOUN
ajbmeb-2523	18	19	of	of	ADP
ajbmeb-2523	18	20	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	18	21	for	for	ADP
ajbmeb-2523	18	22	2020	2020	NUM
ajbmeb-2523	18	23	-	-	SYM
ajbmeb-2523	18	24	2025	2025	NUM
ajbmeb-2523	18	25	"	"	PUNCT
ajbmeb-2523	18	26	"	"	PUNCT
ajbmeb-2523	18	27	uzbekistan	uzbekistan	NOUN
ajbmeb-2523	18	28	2030	2030	NUM
ajbmeb-2523	18	29	"	"	PUNCT
ajbmeb-2523	18	30	strategy	strategy	NOUN
ajbmeb-2523	18	31	in	in	ADP
ajbmeb-2523	18	32	2023	2023	NUM
ajbmeb-2523	18	33	with	with	ADP
ajbmeb-2523	18	34	quality	quality	NOUN
ajbmeb-2523	18	35	and	and	CCONJ
ajbmeb-2523	18	36	own	own	ADJ
ajbmeb-2523	18	37	on	on	ADP
ajbmeb-2523	18	38	timely	timely	ADJ
ajbmeb-2523	18	39	implementation	implementation	NOUN
ajbmeb-2523	18	40	measures	measure	NOUN
ajbmeb-2523	18	41	"	"	PUNCT
ajbmeb-2523	18	42	,	,	PUNCT
ajbmeb-2523	18	43	no	no	INTJ
ajbmeb-2523	18	44	.	.	PUNCT
ajbmeb-2523	18	45	pq-364	pq-364	NOUN
ajbmeb-2523	18	46	of	of	ADP
ajbmeb-2523	18	47	november	november	PROPN
ajbmeb-2523	18	48	10	10	NUM
ajbmeb-2523	18	49	,	,	PUNCT
ajbmeb-2523	18	50	2023	2023	NUM
ajbmeb-2523	18	51	"	"	PUNCT
ajbmeb-2523	18	52	on	on	ADP
ajbmeb-2523	18	53	additional	additional	ADJ
ajbmeb-2523	18	54	measures	measure	NOUN
ajbmeb-2523	18	55	to	to	PART
ajbmeb-2523	18	56	increase	increase	VERB
ajbmeb-2523	18	57	the	the	DET
ajbmeb-2523	18	58	role	role	NOUN
ajbmeb-2523	18	59	and	and	CCONJ
ajbmeb-2523	18	60	share	share	NOUN
ajbmeb-2523	18	61	of	of	ADP
ajbmeb-2523	18	62	microfinance	microfinance	NOUN
ajbmeb-2523	18	63	services	service	NOUN
ajbmeb-2523	18	64	in	in	ADP
ajbmeb-2523	18	65	the	the	DET
ajbmeb-2523	18	66	development	development	NOUN
ajbmeb-2523	18	67	of	of	ADP
ajbmeb-2523	18	68	business	business	NOUN
ajbmeb-2523	18	69	activities	activity	NOUN
ajbmeb-2523	18	70	"	"	PUNCT
ajbmeb-2523	18	71	,	,	PUNCT
ajbmeb-2523	18	72	no	no	INTJ
ajbmeb-2523	18	73	.	.	PUNCT
ajbmeb-2523	19	1	pq-3620	pq-3620	PROPN
ajbmeb-2523	19	2	of	of	ADP
ajbmeb-2523	19	3	march	march	PROPN
ajbmeb-2523	19	4	23	23	NUM
ajbmeb-2523	19	5	,	,	PUNCT
ajbmeb-2523	19	6	2018	2018	NUM
ajbmeb-2523	19	7	"	"	PUNCT
ajbmeb-2523	19	8	banking	banking	NOUN
ajbmeb-2523	19	9	services	service	NOUN
ajbmeb-2523	19	10	decisions	decision	NOUN
ajbmeb-2523	19	11	on	on	ADP
ajbmeb-2523	19	12	additional	additional	ADJ
ajbmeb-2523	19	13	measures	measure	NOUN
ajbmeb-2523	19	14	to	to	PART
ajbmeb-2523	19	15	increase	increase	VERB
ajbmeb-2523	19	16	the	the	DET
ajbmeb-2523	19	17	popularity	popularity	NOUN
ajbmeb-2523	19	18	of	of	ADP
ajbmeb-2523	19	19	this	this	DET
ajbmeb-2523	19	20	dissertation	dissertation	NOUN
ajbmeb-2523	19	21	research	research	NOUN
ajbmeb-2523	19	22	serves	serve	VERB
ajbmeb-2523	19	23	to	to	ADP
ajbmeb-2523	19	24	a	a	DET
ajbmeb-2523	19	25	certain	certain	ADJ
ajbmeb-2523	19	26	extent	extent	NOUN
ajbmeb-2523	19	27	.	.	PUNCT
ajbmeb-2523	20	1	research	research	NOUN
ajbmeb-2523	20	2	methodology	methodology	NOUN
ajbmeb-2523	20	3	this	this	DET
ajbmeb-2523	20	4	study	study	NOUN
ajbmeb-2523	20	5	did	do	AUX
ajbmeb-2523	20	6	not	not	PART
ajbmeb-2523	20	7	investigate	investigate	VERB
ajbmeb-2523	20	8	the	the	DET
ajbmeb-2523	20	9	practice	practice	NOUN
ajbmeb-2523	20	10	of	of	ADP
ajbmeb-2523	20	11	issuing	issue	VERB
ajbmeb-2523	20	12	bank	bank	NOUN
ajbmeb-2523	20	13	guarantees	guarantee	NOUN
ajbmeb-2523	20	14	in	in	ADP
ajbmeb-2523	20	15	commercial	commercial	ADJ
ajbmeb-2523	20	16	banks	bank	NOUN
ajbmeb-2523	20	17	in	in	ADP
ajbmeb-2523	20	18	the	the	DET
ajbmeb-2523	20	19	case	case	NOUN
ajbmeb-2523	20	20	of	of	ADP
ajbmeb-2523	20	21	whole	whole	NOUN
ajbmeb-2523	20	22	.	.	PUNCT
ajbmeb-2523	21	1	the	the	DET
ajbmeb-2523	21	2	fact	fact	NOUN
ajbmeb-2523	21	3	that	that	SCONJ
ajbmeb-2523	21	4	the	the	DET
ajbmeb-2523	21	5	process	process	NOUN
ajbmeb-2523	21	6	of	of	ADP
ajbmeb-2523	21	7	transformation	transformation	NOUN
ajbmeb-2523	21	8	of	of	ADP
ajbmeb-2523	21	9	commercial	commercial	ADJ
ajbmeb-2523	21	10	banks	bank	NOUN
ajbmeb-2523	21	11	is	be	AUX
ajbmeb-2523	21	12	underway	underway	ADJ
ajbmeb-2523	21	13	,	,	PUNCT
ajbmeb-2523	21	14	the	the	DET
ajbmeb-2523	21	15	changes	change	NOUN
ajbmeb-2523	21	16	taking	take	VERB
ajbmeb-2523	21	17	place	place	NOUN
ajbmeb-2523	21	18	in	in	ADP
ajbmeb-2523	21	19	the	the	DET
ajbmeb-2523	21	20	banking	banking	NOUN
ajbmeb-2523	21	21	system	system	NOUN
ajbmeb-2523	21	22	,	,	PUNCT
ajbmeb-2523	21	23	the	the	DET
ajbmeb-2523	21	24	increased	increase	VERB
ajbmeb-2523	21	25	demand	demand	NOUN
ajbmeb-2523	21	26	for	for	ADP
ajbmeb-2523	21	27	calculations	calculation	NOUN
ajbmeb-2523	21	28	determine	determine	VERB
ajbmeb-2523	21	29	the	the	DET
ajbmeb-2523	21	30	need	need	NOUN
ajbmeb-2523	21	31	to	to	PART
ajbmeb-2523	21	32	conduct	conduct	VERB
ajbmeb-2523	21	33	research	research	NOUN
ajbmeb-2523	21	34	on	on	ADP
ajbmeb-2523	21	35	this	this	DET
ajbmeb-2523	21	36	topic	topic	NOUN
ajbmeb-2523	21	37	.	.	PUNCT
ajbmeb-2523	22	1	results	result	NOUN
ajbmeb-2523	22	2	in	in	ADP
ajbmeb-2523	22	3	reliance	reliance	NOUN
ajbmeb-2523	22	4	upon	upon	SCONJ
ajbmeb-2523	22	5	the	the	DET
ajbmeb-2523	22	6	research	research	NOUN
ajbmeb-2523	22	7	results	result	NOUN
ajbmeb-2523	22	8	obtained	obtain	VERB
ajbmeb-2523	22	9	to	to	PART
ajbmeb-2523	22	10	improve	improve	VERB
ajbmeb-2523	22	11	the	the	DET
ajbmeb-2523	22	12	practice	practice	NOUN
ajbmeb-2523	22	13	of	of	ADP
ajbmeb-2523	22	14	issuing	issue	VERB
ajbmeb-2523	22	15	bank	bank	NOUN
ajbmeb-2523	22	16	guarantees	guarantee	NOUN
ajbmeb-2523	22	17	:	:	PUNCT
ajbmeb-2523	22	18	the	the	DET
ajbmeb-2523	22	19	proposal	proposal	NOUN
ajbmeb-2523	22	20	to	to	PART
ajbmeb-2523	22	21	issue	issue	VERB
ajbmeb-2523	22	22	a	a	DET
ajbmeb-2523	22	23	bank	bank	NOUN
ajbmeb-2523	22	24	guarantee	guarantee	NOUN
ajbmeb-2523	22	25	in	in	ADP
ajbmeb-2523	22	26	covered	cover	VERB
ajbmeb-2523	22	27	and	and	CCONJ
ajbmeb-2523	22	28	uncovered	uncover	VERB
ajbmeb-2523	22	29	form	form	NOUN
ajbmeb-2523	22	30	in	in	ADP
ajbmeb-2523	22	31	order	order	NOUN
ajbmeb-2523	22	32	to	to	PART
ajbmeb-2523	22	33	ensure	ensure	VERB
ajbmeb-2523	22	34	that	that	SCONJ
ajbmeb-2523	22	35	a	a	DET
ajbmeb-2523	22	36	commercial	commercial	ADJ
ajbmeb-2523	22	37	bank	bank	NOUN
ajbmeb-2523	22	38	fulfills	fulfill	VERB
ajbmeb-2523	22	39	the	the	DET
ajbmeb-2523	22	40	financial	financial	ADJ
ajbmeb-2523	22	41	obligations	obligation	NOUN
ajbmeb-2523	22	42	of	of	ADP
ajbmeb-2523	22	43	clients	client	NOUN
ajbmeb-2523	22	44	to	to	ADP
ajbmeb-2523	22	45	third	third	ADJ
ajbmeb-2523	22	46	parties	party	NOUN
ajbmeb-2523	22	47	and	and	CCONJ
ajbmeb-2523	22	48	reduce	reduce	VERB
ajbmeb-2523	22	49	credit	credit	NOUN
ajbmeb-2523	22	50	risk	risk	NOUN
ajbmeb-2523	22	51	has	have	AUX
ajbmeb-2523	22	52	been	be	AUX
ajbmeb-2523	22	53	used	use	VERB
ajbmeb-2523	22	54	by	by	ADP
ajbmeb-2523	22	55	jsc	jsc	PROPN
ajbmeb-2523	22	56	“	"	PUNCT
ajbmeb-2523	22	57	people	people	PROPN
ajbmeb-2523	22	58	’s	’s	PART
ajbmeb-2523	22	59	bank	bank	NOUN
ajbmeb-2523	22	60	”	"	PUNCT
ajbmeb-2523	22	61	in	in	ADP
ajbmeb-2523	22	62	the	the	DET
ajbmeb-2523	22	63	“	"	PUNCT
ajbmeb-2523	22	64	procedure	procedure	NOUN
ajbmeb-2523	22	65	for	for	ADP
ajbmeb-2523	22	66	providing	provide	VERB
ajbmeb-2523	22	67	guarantees	guarantee	NOUN
ajbmeb-2523	22	68	and	and	CCONJ
ajbmeb-2523	22	69	sureties	surety	NOUN
ajbmeb-2523	22	70	of	of	ADP
ajbmeb-2523	22	71	the	the	DET
ajbmeb-2523	22	72	people	people	NOUN
ajbmeb-2523	22	73	’s	’s	PART
ajbmeb-2523	22	74	bank	bank	PROPN
ajbmeb-2523	22	75	to	to	ADP
ajbmeb-2523	22	76	third	third	ADJ
ajbmeb-2523	22	77	parties	party	NOUN
ajbmeb-2523	22	78	”	"	PUNCT
ajbmeb-2523	22	79	,	,	PUNCT
ajbmeb-2523	22	80	approved	approve	VERB
ajbmeb-2523	22	81	by	by	ADP
ajbmeb-2523	22	82	order	order	NOUN
ajbmeb-2523	22	83	of	of	ADP
ajbmeb-2523	22	84	the	the	DET
ajbmeb-2523	22	85	board	board	NOUN
ajbmeb-2523	22	86	of	of	ADP
ajbmeb-2523	22	87	the	the	DET
ajbmeb-2523	22	88	jsc	jsc	PROPN
ajbmeb-2523	22	89	“	"	PUNCT
ajbmeb-2523	22	90	people	people	PROPN
ajbmeb-2523	22	91	’s	’s	PART
ajbmeb-2523	22	92	bank	bank	NOUN
ajbmeb-2523	22	93	”	"	PUNCT
ajbmeb-2523	22	94	№	№	NUM
ajbmeb-2523	22	95	45/3	45/3	NOUN
ajbmeb-2523	22	96	dated	date	VERB
ajbmeb-2523	22	97	april	april	PROPN
ajbmeb-2523	22	98	28	28	NUM
ajbmeb-2523	22	99	,	,	PUNCT
ajbmeb-2523	22	100	2023	2023	NUM
ajbmeb-2523	22	101	(	(	PUNCT
ajbmeb-2523	22	102	reference	reference	NOUN
ajbmeb-2523	22	103	№	№	VERB
ajbmeb-2523	22	104	01	01	NUM
ajbmeb-2523	22	105	-	-	SYM
ajbmeb-2523	22	106	23/211	23/211	NUM
ajbmeb-2523	22	107	of	of	ADP
ajbmeb-2523	22	108	jsc	jsc	PROPN
ajbmeb-2523	22	109	“	"	PUNCT
ajbmeb-2523	22	110	people	people	PROPN
ajbmeb-2523	22	111	’s	’s	PART
ajbmeb-2523	22	112	bank	bank	NOUN
ajbmeb-2523	22	113	”	"	PUNCT
ajbmeb-2523	22	114	dated	date	VERB
ajbmeb-2523	22	115	april	april	PROPN
ajbmeb-2523	22	116	2	2	NUM
ajbmeb-2523	22	117	,	,	PUNCT
ajbmeb-2523	22	118	2024	2024	NUM
ajbmeb-2523	22	119	)	)	PUNCT
ajbmeb-2523	22	120	,	,	PUNCT
ajbmeb-2523	22	121	and	and	CCONJ
ajbmeb-2523	22	122	“	"	PUNCT
ajbmeb-2523	22	123	regulations	regulation	NOUN
ajbmeb-2523	22	124	on	on	ADP
ajbmeb-2523	22	125	the	the	DET
ajbmeb-2523	22	126	formation	formation	NOUN
ajbmeb-2523	22	127	of	of	ADP
ajbmeb-2523	22	128	loan	loan	NOUN
ajbmeb-2523	22	129	folders	folder	NOUN
ajbmeb-2523	22	130	and	and	CCONJ
ajbmeb-2523	22	131	preparation	preparation	NOUN
ajbmeb-2523	22	132	of	of	ADP
ajbmeb-2523	22	133	documents	document	NOUN
ajbmeb-2523	22	134	in	in	ADP
ajbmeb-2523	22	135	the	the	DET
ajbmeb-2523	22	136	system	system	NOUN
ajbmeb-2523	22	137	of	of	ADP
ajbmeb-2523	22	138	jscb	jscb	PROPN
ajbmeb-2523	22	139	microcreditbank	microcreditbank	PROPN
ajbmeb-2523	22	140	”	"	PUNCT
ajbmeb-2523	22	141	,	,	PUNCT
ajbmeb-2523	22	142	approved	approve	VERB
ajbmeb-2523	22	143	by	by	ADP
ajbmeb-2523	22	144	order	order	NOUN
ajbmeb-2523	22	145	of	of	ADP
ajbmeb-2523	22	146	the	the	DET
ajbmeb-2523	22	147	board	board	NOUN
ajbmeb-2523	22	148	of	of	ADP
ajbmeb-2523	22	149	the	the	DET
ajbmeb-2523	22	150	jscb	jscb	PROPN
ajbmeb-2523	22	151	“	"	PUNCT
ajbmeb-2523	22	152	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	22	153	”	"	PUNCT
ajbmeb-2523	22	154	№	№	VERB
ajbmeb-2523	22	155	119	119	NUM
ajbmeb-2523	22	156	-	-	SYM
ajbmeb-2523	22	157	5	5	NUM
ajbmeb-2523	22	158	dated	date	VERB
ajbmeb-2523	22	159	november	november	PROPN
ajbmeb-2523	22	160	30	30	NUM
ajbmeb-2523	22	161	,	,	PUNCT
ajbmeb-2523	22	162	2022	2022	NUM
ajbmeb-2523	22	163	(	(	PUNCT
ajbmeb-2523	22	164	reference	reference	NOUN
ajbmeb-2523	22	165	№	№	ADV
ajbmeb-2523	22	166	06	06	NUM
ajbmeb-2523	22	167	-	-	SYM
ajbmeb-2523	22	168	16/4698	16/4698	NUM
ajbmeb-2523	22	169	of	of	ADP
ajbmeb-2523	22	170	the	the	DET
ajbmeb-2523	22	171	jscb	jscb	PROPN
ajbmeb-2523	22	172	“	"	PUNCT
ajbmeb-2523	22	173	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	22	174	”	"	PUNCT
ajbmeb-2523	22	175	dated	date	VERB
ajbmeb-2523	22	176	march	march	NOUN
ajbmeb-2523	22	177	24	24	NUM
ajbmeb-2523	22	178	,	,	PUNCT
ajbmeb-2523	22	179	2023	2023	NUM
ajbmeb-2523	22	180	)	)	PUNCT
ajbmeb-2523	22	181	.	.	PUNCT
ajbmeb-2523	23	1	as	as	ADP
ajbmeb-2523	23	2	a	a	DET
ajbmeb-2523	23	3	result	result	NOUN
ajbmeb-2523	23	4	,	,	PUNCT
ajbmeb-2523	23	5	the	the	DET
ajbmeb-2523	23	6	number	number	NOUN
ajbmeb-2523	23	7	of	of	ADP
ajbmeb-2523	23	8	clients	client	NOUN
ajbmeb-2523	23	9	who	who	PRON
ajbmeb-2523	23	10	took	take	VERB
ajbmeb-2523	23	11	advantage	advantage	NOUN
ajbmeb-2523	23	12	of	of	ADP
ajbmeb-2523	23	13	the	the	DET
ajbmeb-2523	23	14	bank	bank	NOUN
ajbmeb-2523	23	15	guarantee	guarantee	NOUN
ajbmeb-2523	23	16	in	in	ADP
ajbmeb-2523	23	17	jsc	jsc	PROPN
ajbmeb-2523	23	18	“	"	PUNCT
ajbmeb-2523	23	19	people	people	PROPN
ajbmeb-2523	23	20	’s	’s	PART
ajbmeb-2523	23	21	bank	bank	NOUN
ajbmeb-2523	23	22	”	"	PUNCT
ajbmeb-2523	23	23	have	have	AUX
ajbmeb-2523	23	24	increased	increase	VERB
ajbmeb-2523	23	25	by	by	ADP
ajbmeb-2523	23	26	10	10	NUM
ajbmeb-2523	23	27	percent	percent	NOUN
ajbmeb-2523	23	28	,	,	PUNCT
ajbmeb-2523	23	29	and	and	CCONJ
ajbmeb-2523	23	30	in	in	ADP
ajbmeb-2523	23	31	jscb	jscb	PROPN
ajbmeb-2523	23	32	“	"	PUNCT
ajbmeb-2523	23	33	microcreditbank	microcreditbank	PROPN
ajbmeb-2523	23	34	”	"	PUNCT
ajbmeb-2523	23	35	by	by	ADP
ajbmeb-2523	23	36	15	15	NUM
ajbmeb-2523	23	37	percent	percent	NOUN
ajbmeb-2523	23	38	,	,	PUNCT
ajbmeb-2523	23	39	full	full	ADJ
ajbmeb-2523	23	40	execution	execution	NOUN
ajbmeb-2523	23	41	,	,	PUNCT
ajbmeb-2523	23	42	as	as	ADV
ajbmeb-2523	23	43	well	well	ADV
ajbmeb-2523	23	44	as	as	ADP
ajbmeb-2523	23	45	timely	timely	ADJ
ajbmeb-2523	23	46	return	return	NOUN
ajbmeb-2523	23	47	of	of	ADP
ajbmeb-2523	23	48	the	the	DET
ajbmeb-2523	23	49	bank	bank	NOUN
ajbmeb-2523	23	50	guarantee	guarantee	NOUN
ajbmeb-2523	23	51	have	have	AUX
ajbmeb-2523	23	52	been	be	AUX
ajbmeb-2523	23	53	ensured	ensure	VERB
ajbmeb-2523	23	54	;	;	PUNCT
ajbmeb-2523	23	55	the	the	DET
ajbmeb-2523	23	56	proposal	proposal	NOUN
ajbmeb-2523	23	57	for	for	ADP
ajbmeb-2523	23	58	the	the	DET
ajbmeb-2523	23	59	use	use	NOUN
ajbmeb-2523	23	60	of	of	ADP
ajbmeb-2523	23	61	an	an	DET
ajbmeb-2523	23	62	underwriting	underwriting	NOUN
ajbmeb-2523	23	63	system	system	NOUN
ajbmeb-2523	23	64	that	that	PRON
ajbmeb-2523	23	65	ensures	ensure	VERB
ajbmeb-2523	23	66	the	the	DET
ajbmeb-2523	23	67	identification	identification	NOUN
ajbmeb-2523	23	68	,	,	PUNCT
ajbmeb-2523	23	69	assessment	assessment	NOUN
ajbmeb-2523	23	70	and	and	CCONJ
ajbmeb-2523	23	71	management	management	NOUN
ajbmeb-2523	23	72	of	of	ADP
ajbmeb-2523	23	73	risks	risk	NOUN
ajbmeb-2523	23	74	in	in	ADP
ajbmeb-2523	23	75	order	order	NOUN
ajbmeb-2523	23	76	to	to	PART
ajbmeb-2523	23	77	optimize	optimize	VERB
ajbmeb-2523	23	78	the	the	DET
ajbmeb-2523	23	79	process	process	NOUN
ajbmeb-2523	23	80	of	of	ADP
ajbmeb-2523	23	81	providing	provide	VERB
ajbmeb-2523	23	82	bank	bank	NOUN
ajbmeb-2523	23	83	guarantees	guarantee	NOUN
ajbmeb-2523	23	84	to	to	ADP
ajbmeb-2523	23	85	businesses	business	NOUN
ajbmeb-2523	23	86	,	,	PUNCT
ajbmeb-2523	23	87	improving	improve	VERB
ajbmeb-2523	23	88	risk	risk	NOUN
ajbmeb-2523	23	89	assessment	assessment	NOUN
ajbmeb-2523	23	90	and	and	CCONJ
ajbmeb-2523	23	91	reducing	reduce	VERB
ajbmeb-2523	23	92	the	the	DET
ajbmeb-2523	23	93	decision	decision	NOUN
ajbmeb-2523	23	94	-	-	PUNCT
ajbmeb-2523	23	95	making	make	VERB
ajbmeb-2523	23	96	period	period	NOUN
ajbmeb-2523	23	97	to	to	ADP
ajbmeb-2523	23	98	5	5	NUM
ajbmeb-2523	23	99	business	business	NOUN
ajbmeb-2523	23	100	days	day	NOUN
ajbmeb-2523	23	101	,	,	PUNCT
ajbmeb-2523	23	102	has	have	AUX
ajbmeb-2523	23	103	been	be	AUX
ajbmeb-2523	23	104	used	use	VERB
ajbmeb-2523	23	105	by	by	ADP
ajbmeb-2523	23	106	jsc	jsc	PROPN
ajbmeb-2523	23	107	“	"	PUNCT
ajbmeb-2523	23	108	people	people	PROPN
ajbmeb-2523	23	109	’s	’s	PART
ajbmeb-2523	23	110	bank	bank	NOUN
ajbmeb-2523	23	111	”	"	PUNCT
ajbmeb-2523	23	112	in	in	ADP
ajbmeb-2523	23	113	the	the	DET
ajbmeb-2523	23	114	“	"	PUNCT
ajbmeb-2523	23	115	procedure	procedure	NOUN
ajbmeb-2523	23	116	for	for	ADP
ajbmeb-2523	23	117	providing	provide	VERB
ajbmeb-2523	23	118	guarantees	guarantee	NOUN
ajbmeb-2523	23	119	and	and	CCONJ
ajbmeb-2523	23	120	sureties	surety	NOUN
ajbmeb-2523	23	121	of	of	ADP
ajbmeb-2523	23	122	the	the	DET
ajbmeb-2523	23	123	people	people	NOUN
ajbmeb-2523	23	124	’s	’s	PART
ajbmeb-2523	23	125	bank	bank	PROPN
ajbmeb-2523	23	126	to	to	ADP
ajbmeb-2523	23	127	third	third	ADJ
ajbmeb-2523	23	128	parties	party	NOUN
ajbmeb-2523	23	129	”	"	PUNCT
ajbmeb-2523	23	130	,	,	PUNCT
ajbmeb-2523	23	131	approved	approve	VERB
ajbmeb-2523	23	132	by	by	ADP
ajbmeb-2523	23	133	order	order	NOUN
ajbmeb-2523	23	134	of	of	ADP
ajbmeb-2523	23	135	the	the	DET
ajbmeb-2523	23	136	board	board	NOUN
ajbmeb-2523	23	137	of	of	ADP
ajbmeb-2523	23	138	jsc	jsc	PROPN
ajbmeb-2523	23	139	“	"	PUNCT
ajbmeb-2523	23	140	people	people	PROPN
ajbmeb-2523	23	141	’s	’s	PART
ajbmeb-2523	23	142	bank	bank	NOUN
ajbmeb-2523	23	143	”	"	PUNCT
ajbmeb-2523	23	144	№	№	NUM
ajbmeb-2523	23	145	45/3	45/3	NOUN
ajbmeb-2523	23	146	dated	date	VERB
ajbmeb-2523	23	147	april	april	PROPN
ajbmeb-2523	23	148	28	28	NUM
ajbmeb-2523	23	149	,	,	PUNCT
ajbmeb-2523	23	150	2023	2023	NUM
ajbmeb-2523	23	151	(	(	PUNCT
ajbmeb-2523	23	152	reference	reference	NOUN
ajbmeb-2523	23	153	№	№	VERB
ajbmeb-2523	23	154	01	01	NUM
ajbmeb-2523	23	155	-	-	SYM
ajbmeb-2523	23	156	23/211	23/211	NUM
ajbmeb-2523	23	157	of	of	ADP
ajbmeb-2523	23	158	jsc	jsc	PROPN
ajbmeb-2523	23	159	“	"	PUNCT
ajbmeb-2523	23	160	people	people	PROPN
ajbmeb-2523	23	161	’s	’s	PART
ajbmeb-2523	23	162	bank	bank	NOUN
ajbmeb-2523	23	163	”	"	PUNCT
ajbmeb-2523	23	164	dated	date	VERB
ajbmeb-2523	23	165	april	april	PROPN
ajbmeb-2523	23	166	2	2	NUM
ajbmeb-2523	23	167	,	,	PUNCT
ajbmeb-2523	23	168	2024	2024	NUM
ajbmeb-2523	23	169	)	)	PUNCT
ajbmeb-2523	23	170	,	,	PUNCT
ajbmeb-2523	23	171	in	in	ADP
ajbmeb-2523	23	172	the	the	DET
ajbmeb-2523	23	173	regulations	regulation	NOUN
ajbmeb-2523	23	174	“	"	PUNCT
ajbmeb-2523	23	175	on	on	ADP
ajbmeb-2523	23	176	the	the	DET
ajbmeb-2523	23	177	procedure	procedure	NOUN
ajbmeb-2523	23	178	for	for	ADP
ajbmeb-2523	23	179	using	use	VERB
ajbmeb-2523	23	180	the	the	DET
ajbmeb-2523	23	181	underwriting	underwriting	NOUN
ajbmeb-2523	23	182	service	service	NOUN
ajbmeb-2523	23	183	when	when	SCONJ
ajbmeb-2523	23	184	lending	lend	VERB
ajbmeb-2523	23	185	to	to	ADP
ajbmeb-2523	23	186	business	business	NOUN
ajbmeb-2523	23	187	entities	entity	NOUN
ajbmeb-2523	23	188	in	in	ADP
ajbmeb-2523	23	189	the	the	DET
ajbmeb-2523	23	190	system	system	NOUN
ajbmeb-2523	23	191	of	of	ADP
ajbmeb-2523	23	192	jscb	jscb	PROPN
ajbmeb-2523	23	193	microcreditbank	microcreditbank	PROPN
ajbmeb-2523	23	194	,	,	PUNCT
ajbmeb-2523	23	195	approved	approve	VERB
ajbmeb-2523	23	196	by	by	ADP
ajbmeb-2523	23	197	order	order	NOUN
ajbmeb-2523	23	198	of	of	ADP
ajbmeb-2523	23	199	the	the	DET
ajbmeb-2523	23	200	board	board	NOUN
ajbmeb-2523	23	201	of	of	ADP
ajbmeb-2523	23	202	jscb	jscb	PROPN
ajbmeb-2523	23	203	american	american	PROPN
ajbmeb-2523	23	204	journal	journal	PROPN
ajbmeb-2523	23	205	of	of	ADP
ajbmeb-2523	23	206	business	business	NOUN
ajbmeb-2523	23	207	management	management	NOUN
ajbmeb-2523	23	208	,	,	PUNCT
ajbmeb-2523	23	209	economics	economic	NOUN
ajbmeb-2523	23	210	and	and	CCONJ
ajbmeb-2523	23	211	banking	banking	NOUN
ajbmeb-2523	23	212	volume	volume	NOUN
ajbmeb-2523	23	213	31	31	NUM
ajbmeb-2523	23	214	december	december	PROPN
ajbmeb-2523	23	215	2024	2024	NUM
ajbmeb-2523	23	216	p	p	NOUN
ajbmeb-2523	23	217	a	a	DET
ajbmeb-2523	23	218	g	g	NOUN
ajbmeb-2523	23	219	e	e	NOUN
ajbmeb-2523	23	220	|	|	NOUN
ajbmeb-2523	23	221	3	3	NUM
ajbmeb-2523	23	222	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2523	23	223	“	"	PUNCT
ajbmeb-2523	23	224	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	23	225	”	"	PUNCT
ajbmeb-2523	23	226	№	№	NOUN
ajbmeb-2523	23	227	06	06	NUM
ajbmeb-2523	23	228	-	-	SYM
ajbmeb-2523	23	229	16/4698	16/4698	NUM
ajbmeb-2523	23	230	dated	date	VERB
ajbmeb-2523	23	231	march	march	NOUN
ajbmeb-2523	23	232	24	24	NUM
ajbmeb-2523	23	233	,	,	PUNCT
ajbmeb-2523	23	234	2023	2023	NUM
ajbmeb-2523	23	235	(	(	PUNCT
ajbmeb-2523	23	236	reference	reference	NOUN
ajbmeb-2523	23	237	№	№	ADV
ajbmeb-2523	23	238	06	06	NUM
ajbmeb-2523	23	239	-	-	SYM
ajbmeb-2523	23	240	16/4698	16/4698	PROPN
ajbmeb-2523	23	241	of	of	ADP
ajbmeb-2523	23	242	jscb	jscb	PROPN
ajbmeb-2523	23	243	“	"	PUNCT
ajbmeb-2523	23	244	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	23	245	”	"	PUNCT
ajbmeb-2523	23	246	dated	date	VERB
ajbmeb-2523	23	247	march	march	NOUN
ajbmeb-2523	23	248	24	24	NUM
ajbmeb-2523	23	249	,	,	PUNCT
ajbmeb-2523	23	250	2023	2023	NUM
ajbmeb-2523	23	251	)	)	PUNCT
ajbmeb-2523	23	252	.	.	PUNCT
ajbmeb-2523	24	1	as	as	ADP
ajbmeb-2523	24	2	a	a	DET
ajbmeb-2523	24	3	result	result	NOUN
ajbmeb-2523	24	4	,	,	PUNCT
ajbmeb-2523	24	5	the	the	DET
ajbmeb-2523	24	6	rate	rate	NOUN
ajbmeb-2523	24	7	of	of	ADP
ajbmeb-2523	24	8	decision	decision	NOUN
ajbmeb-2523	24	9	-	-	PUNCT
ajbmeb-2523	24	10	making	making	NOUN
ajbmeb-2523	24	11	on	on	ADP
ajbmeb-2523	24	12	issuing	issue	VERB
ajbmeb-2523	24	13	a	a	DET
ajbmeb-2523	24	14	bank	bank	NOUN
ajbmeb-2523	24	15	guarantee	guarantee	NOUN
ajbmeb-2523	24	16	based	base	VERB
ajbmeb-2523	24	17	on	on	ADP
ajbmeb-2523	24	18	an	an	DET
ajbmeb-2523	24	19	assessment	assessment	NOUN
ajbmeb-2523	24	20	of	of	ADP
ajbmeb-2523	24	21	the	the	DET
ajbmeb-2523	24	22	solvency	solvency	NOUN
ajbmeb-2523	24	23	of	of	ADP
ajbmeb-2523	24	24	clients	client	NOUN
ajbmeb-2523	24	25	who	who	PRON
ajbmeb-2523	24	26	applied	apply	VERB
ajbmeb-2523	24	27	for	for	ADP
ajbmeb-2523	24	28	a	a	DET
ajbmeb-2523	24	29	bank	bank	NOUN
ajbmeb-2523	24	30	guarantee	guarantee	NOUN
ajbmeb-2523	24	31	in	in	ADP
ajbmeb-2523	24	32	the	the	DET
ajbmeb-2523	24	33	branches	branch	NOUN
ajbmeb-2523	24	34	of	of	ADP
ajbmeb-2523	24	35	jsc	jsc	PROPN
ajbmeb-2523	24	36	“	"	PUNCT
ajbmeb-2523	24	37	people	people	PROPN
ajbmeb-2523	24	38	’s	’s	PART
ajbmeb-2523	24	39	bank	bank	NOUN
ajbmeb-2523	24	40	”	"	PUNCT
ajbmeb-2523	24	41	and	and	CCONJ
ajbmeb-2523	24	42	jscb	jscb	PROPN
ajbmeb-2523	24	43	“	"	PUNCT
ajbmeb-2523	24	44	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	24	45	”	"	PUNCT
ajbmeb-2523	24	46	has	have	AUX
ajbmeb-2523	24	47	increased	increase	VERB
ajbmeb-2523	24	48	by	by	ADP
ajbmeb-2523	24	49	2	2	NUM
ajbmeb-2523	24	50	times	time	NOUN
ajbmeb-2523	24	51	,	,	PUNCT
ajbmeb-2523	24	52	and	and	CCONJ
ajbmeb-2523	24	53	the	the	DET
ajbmeb-2523	24	54	period	period	NOUN
ajbmeb-2523	24	55	for	for	ADP
ajbmeb-2523	24	56	consideration	consideration	NOUN
ajbmeb-2523	24	57	of	of	ADP
ajbmeb-2523	24	58	the	the	DET
ajbmeb-2523	24	59	application	application	NOUN
ajbmeb-2523	24	60	,	,	PUNCT
ajbmeb-2523	24	61	depending	depend	VERB
ajbmeb-2523	24	62	on	on	ADP
ajbmeb-2523	24	63	the	the	DET
ajbmeb-2523	24	64	type	type	NOUN
ajbmeb-2523	24	65	of	of	ADP
ajbmeb-2523	24	66	guarantee	guarantee	NOUN
ajbmeb-2523	24	67	,	,	PUNCT
ajbmeb-2523	24	68	has	have	AUX
ajbmeb-2523	24	69	been	be	AUX
ajbmeb-2523	24	70	reduced	reduce	VERB
ajbmeb-2523	24	71	up	up	ADP
ajbmeb-2523	24	72	to	to	PART
ajbmeb-2523	24	73	5	5	NUM
ajbmeb-2523	24	74	business	business	NOUN
ajbmeb-2523	24	75	days	day	NOUN
ajbmeb-2523	24	76	;	;	PUNCT
ajbmeb-2523	24	77	the	the	DET
ajbmeb-2523	24	78	proposal	proposal	NOUN
ajbmeb-2523	24	79	to	to	PART
ajbmeb-2523	24	80	assess	assess	VERB
ajbmeb-2523	24	81	the	the	DET
ajbmeb-2523	24	82	solvency	solvency	NOUN
ajbmeb-2523	24	83	of	of	ADP
ajbmeb-2523	24	84	the	the	DET
ajbmeb-2523	24	85	principal	principal	NOUN
ajbmeb-2523	24	86	by	by	ADP
ajbmeb-2523	24	87	dividing	divide	VERB
ajbmeb-2523	24	88	the	the	DET
ajbmeb-2523	24	89	risk	risk	NOUN
ajbmeb-2523	24	90	into	into	ADP
ajbmeb-2523	24	91	categories	category	NOUN
ajbmeb-2523	24	92	:	:	PUNCT
ajbmeb-2523	24	93	currency	currency	NOUN
ajbmeb-2523	24	94	risk	risk	NOUN
ajbmeb-2523	24	95	(	(	PUNCT
ajbmeb-2523	24	96	0%≤er≤50	0%≤er≤50	NUM
ajbmeb-2523	24	97	%	%	NOUN
ajbmeb-2523	24	98	)	)	PUNCT
ajbmeb-2523	24	99	,	,	PUNCT
ajbmeb-2523	24	100	credit	credit	NOUN
ajbmeb-2523	24	101	risk	risk	NOUN
ajbmeb-2523	24	102	(	(	PUNCT
ajbmeb-2523	24	103	0%≤cr≤35	0%≤cr≤35	ADJ
ajbmeb-2523	24	104	%	%	NOUN
ajbmeb-2523	24	105	)	)	PUNCT
ajbmeb-2523	24	106	,	,	PUNCT
ajbmeb-2523	24	107	liquidity	liquidity	NOUN
ajbmeb-2523	24	108	risk	risk	NOUN
ajbmeb-2523	24	109	(	(	PUNCT
ajbmeb-2523	24	110	0%≤lr≤5	0%≤lr≤5	NOUN
ajbmeb-2523	24	111	%	%	NOUN
ajbmeb-2523	24	112	)	)	PUNCT
ajbmeb-2523	24	113	,	,	PUNCT
ajbmeb-2523	24	114	operational	operational	ADJ
ajbmeb-2523	24	115	risk	risk	NOUN
ajbmeb-2523	24	116	(	(	PUNCT
ajbmeb-2523	24	117	0	0	NUM
ajbmeb-2523	24	118	%	%	NOUN
ajbmeb-2523	24	119	≤or≤5	≤or≤5	NOUN
ajbmeb-2523	24	120	%	%	NOUN
ajbmeb-2523	24	121	)	)	PUNCT
ajbmeb-2523	24	122	and	and	CCONJ
ajbmeb-2523	24	123	the	the	DET
ajbmeb-2523	24	124	risk	risk	NOUN
ajbmeb-2523	24	125	of	of	ADP
ajbmeb-2523	24	126	fraud	fraud	NOUN
ajbmeb-2523	24	127	(	(	PUNCT
ajbmeb-2523	24	128	0%≤fr≤5	0%≤fr≤5	NOUN
ajbmeb-2523	24	129	%	%	NOUN
ajbmeb-2523	24	130	)	)	PUNCT
ajbmeb-2523	24	131	when	when	SCONJ
ajbmeb-2523	24	132	issuing	issue	VERB
ajbmeb-2523	24	133	a	a	DET
ajbmeb-2523	24	134	bank	bank	NOUN
ajbmeb-2523	24	135	guarantee	guarantee	NOUN
ajbmeb-2523	24	136	in	in	ADP
ajbmeb-2523	24	137	foreign	foreign	ADJ
ajbmeb-2523	24	138	currency	currency	NOUN
ajbmeb-2523	24	139	,	,	PUNCT
ajbmeb-2523	24	140	has	have	AUX
ajbmeb-2523	24	141	been	be	AUX
ajbmeb-2523	24	142	used	use	VERB
ajbmeb-2523	24	143	in	in	ADP
ajbmeb-2523	24	144	the	the	DET
ajbmeb-2523	24	145	“	"	PUNCT
ajbmeb-2523	24	146	credit	credit	NOUN
ajbmeb-2523	24	147	policy	policy	NOUN
ajbmeb-2523	24	148	of	of	ADP
ajbmeb-2523	24	149	jsc	jsc	PROPN
ajbmeb-2523	24	150	“	"	PUNCT
ajbmeb-2523	24	151	people	people	PROPN
ajbmeb-2523	24	152	’s	’s	PART
ajbmeb-2523	24	153	bank	bank	NOUN
ajbmeb-2523	24	154	”	"	PUNCT
ajbmeb-2523	24	155	,	,	PUNCT
ajbmeb-2523	24	156	approved	approve	VERB
ajbmeb-2523	24	157	by	by	ADP
ajbmeb-2523	24	158	order	order	NOUN
ajbmeb-2523	24	159	of	of	ADP
ajbmeb-2523	24	160	the	the	DET
ajbmeb-2523	24	161	board	board	NOUN
ajbmeb-2523	24	162	of	of	ADP
ajbmeb-2523	24	163	jsc	jsc	PROPN
ajbmeb-2523	24	164	“	"	PUNCT
ajbmeb-2523	24	165	people	people	PROPN
ajbmeb-2523	24	166	’s	’s	PART
ajbmeb-2523	24	167	bank	bank	NOUN
ajbmeb-2523	24	168	”	"	PUNCT
ajbmeb-2523	24	169	№	№	NUM
ajbmeb-2523	24	170	34/3	34/3	NUM
ajbmeb-2523	24	171	,	,	PUNCT
ajbmeb-2523	24	172	and	and	CCONJ
ajbmeb-2523	24	173	in	in	ADP
ajbmeb-2523	24	174	the	the	DET
ajbmeb-2523	24	175	“	"	PUNCT
ajbmeb-2523	24	176	procedure	procedure	NOUN
ajbmeb-2523	24	177	for	for	ADP
ajbmeb-2523	24	178	providing	provide	VERB
ajbmeb-2523	24	179	guarantees	guarantee	NOUN
ajbmeb-2523	24	180	and	and	CCONJ
ajbmeb-2523	24	181	sureties	surety	NOUN
ajbmeb-2523	24	182	of	of	ADP
ajbmeb-2523	24	183	the	the	DET
ajbmeb-2523	24	184	people	people	NOUN
ajbmeb-2523	24	185	’s	’s	PART
ajbmeb-2523	24	186	bank	bank	PROPN
ajbmeb-2523	24	187	to	to	ADP
ajbmeb-2523	24	188	third	third	ADJ
ajbmeb-2523	24	189	parties	party	NOUN
ajbmeb-2523	24	190	”	"	PUNCT
ajbmeb-2523	24	191	,	,	PUNCT
ajbmeb-2523	24	192	approved	approve	VERB
ajbmeb-2523	24	193	by	by	ADP
ajbmeb-2523	24	194	order	order	NOUN
ajbmeb-2523	24	195	of	of	ADP
ajbmeb-2523	24	196	the	the	DET
ajbmeb-2523	24	197	board	board	NOUN
ajbmeb-2523	24	198	of	of	ADP
ajbmeb-2523	24	199	the	the	DET
ajbmeb-2523	24	200	jsc	jsc	PROPN
ajbmeb-2523	24	201	“	"	PUNCT
ajbmeb-2523	24	202	people	people	PROPN
ajbmeb-2523	24	203	’s	’s	PART
ajbmeb-2523	24	204	bank	bank	NOUN
ajbmeb-2523	24	205	”	"	PUNCT
ajbmeb-2523	25	1	№	№	NUM
ajbmeb-2523	25	2	45/3	45/3	NOUN
ajbmeb-2523	25	3	dated	date	VERB
ajbmeb-2523	25	4	april	april	PROPN
ajbmeb-2523	25	5	28	28	NUM
ajbmeb-2523	25	6	,	,	PUNCT
ajbmeb-2523	25	7	2023	2023	NUM
ajbmeb-2523	25	8	(	(	PUNCT
ajbmeb-2523	25	9	reference	reference	NOUN
ajbmeb-2523	25	10	№	№	VERB
ajbmeb-2523	25	11	01	01	NUM
ajbmeb-2523	25	12	-	-	SYM
ajbmeb-2523	25	13	23/211	23/211	NUM
ajbmeb-2523	25	14	of	of	ADP
ajbmeb-2523	25	15	the	the	DET
ajbmeb-2523	25	16	jsc	jsc	PROPN
ajbmeb-2523	25	17	“	"	PUNCT
ajbmeb-2523	25	18	people	people	PROPN
ajbmeb-2523	25	19	’s	’s	PART
ajbmeb-2523	25	20	bank	bank	NOUN
ajbmeb-2523	25	21	”	"	PUNCT
ajbmeb-2523	25	22	dated	date	VERB
ajbmeb-2523	25	23	april	april	PROPN
ajbmeb-2523	25	24	2	2	NUM
ajbmeb-2523	25	25	,	,	PUNCT
ajbmeb-2523	25	26	2024	2024	NUM
ajbmeb-2523	25	27	)	)	PUNCT
ajbmeb-2523	25	28	.	.	PUNCT
ajbmeb-2523	26	1	as	as	ADP
ajbmeb-2523	26	2	a	a	DET
ajbmeb-2523	26	3	result	result	NOUN
ajbmeb-2523	26	4	,	,	PUNCT
ajbmeb-2523	26	5	the	the	DET
ajbmeb-2523	26	6	indicators	indicator	NOUN
ajbmeb-2523	26	7	of	of	ADP
ajbmeb-2523	26	8	risk	risk	NOUN
ajbmeb-2523	26	9	appetite	appetite	NOUN
ajbmeb-2523	26	10	when	when	SCONJ
ajbmeb-2523	26	11	issuing	issue	VERB
ajbmeb-2523	26	12	bank	bank	NOUN
ajbmeb-2523	26	13	guarantees	guarantee	NOUN
ajbmeb-2523	26	14	have	have	AUX
ajbmeb-2523	26	15	been	be	AUX
ajbmeb-2523	26	16	clarified	clarify	VERB
ajbmeb-2523	26	17	;	;	PUNCT
ajbmeb-2523	26	18	in	in	ADP
ajbmeb-2523	26	19	jsc	jsc	PROPN
ajbmeb-2523	26	20	“	"	PUNCT
ajbmeb-2523	26	21	people	people	PROPN
ajbmeb-2523	26	22	’s	’s	PART
ajbmeb-2523	26	23	bank	bank	NOUN
ajbmeb-2523	26	24	”	"	PUNCT
ajbmeb-2523	26	25	the	the	DET
ajbmeb-2523	26	26	percentage	percentage	NOUN
ajbmeb-2523	26	27	of	of	ADP
ajbmeb-2523	26	28	trouble	trouble	NOUN
ajbmeb-2523	26	29	bank	bank	NOUN
ajbmeb-2523	26	30	guarantees	guarantee	NOUN
ajbmeb-2523	26	31	has	have	AUX
ajbmeb-2523	26	32	been	be	AUX
ajbmeb-2523	26	33	reduced	reduce	VERB
ajbmeb-2523	26	34	by	by	ADP
ajbmeb-2523	26	35	4.5	4.5	NUM
ajbmeb-2523	26	36	percent	percent	NOUN
ajbmeb-2523	26	37	;	;	PUNCT
ajbmeb-2523	26	38	the	the	DET
ajbmeb-2523	26	39	proposal	proposal	NOUN
ajbmeb-2523	26	40	to	to	PART
ajbmeb-2523	26	41	issue	issue	VERB
ajbmeb-2523	26	42	a	a	DET
ajbmeb-2523	26	43	guarantee	guarantee	NOUN
ajbmeb-2523	26	44	under	under	ADP
ajbmeb-2523	26	45	a	a	DET
ajbmeb-2523	26	46	credit	credit	NOUN
ajbmeb-2523	26	47	line	line	NOUN
ajbmeb-2523	26	48	for	for	ADP
ajbmeb-2523	26	49	a	a	DET
ajbmeb-2523	26	50	period	period	NOUN
ajbmeb-2523	26	51	of	of	ADP
ajbmeb-2523	26	52	1	1	NUM
ajbmeb-2523	26	53	(	(	PUNCT
ajbmeb-2523	26	54	one	one	NUM
ajbmeb-2523	26	55	)	)	PUNCT
ajbmeb-2523	26	56	year	year	NOUN
ajbmeb-2523	26	57	to	to	ADP
ajbmeb-2523	26	58	clients	client	NOUN
ajbmeb-2523	26	59	who	who	PRON
ajbmeb-2523	26	60	have	have	VERB
ajbmeb-2523	26	61	a	a	DET
ajbmeb-2523	26	62	constant	constant	ADJ
ajbmeb-2523	26	63	need	need	NOUN
ajbmeb-2523	26	64	for	for	ADP
ajbmeb-2523	26	65	a	a	DET
ajbmeb-2523	26	66	bank	bank	NOUN
ajbmeb-2523	26	67	guarantee	guarantee	NOUN
ajbmeb-2523	26	68	,	,	PUNCT
ajbmeb-2523	26	69	has	have	AUX
ajbmeb-2523	26	70	been	be	AUX
ajbmeb-2523	26	71	used	use	VERB
ajbmeb-2523	26	72	by	by	ADP
ajbmeb-2523	26	73	jsc	jsc	PROPN
ajbmeb-2523	26	74	“	"	PUNCT
ajbmeb-2523	26	75	people	people	PROPN
ajbmeb-2523	26	76	’s	’s	PART
ajbmeb-2523	26	77	bank	bank	NOUN
ajbmeb-2523	26	78	”	"	PUNCT
ajbmeb-2523	26	79	in	in	ADP
ajbmeb-2523	26	80	the	the	DET
ajbmeb-2523	26	81	“	"	PUNCT
ajbmeb-2523	26	82	procedure	procedure	NOUN
ajbmeb-2523	26	83	for	for	ADP
ajbmeb-2523	26	84	providing	provide	VERB
ajbmeb-2523	26	85	guarantees	guarantee	NOUN
ajbmeb-2523	26	86	and	and	CCONJ
ajbmeb-2523	26	87	sureties	surety	NOUN
ajbmeb-2523	26	88	of	of	ADP
ajbmeb-2523	26	89	the	the	DET
ajbmeb-2523	26	90	people	people	NOUN
ajbmeb-2523	26	91	’s	’s	PART
ajbmeb-2523	26	92	bank	bank	PROPN
ajbmeb-2523	26	93	to	to	ADP
ajbmeb-2523	26	94	third	third	ADJ
ajbmeb-2523	26	95	parties	party	NOUN
ajbmeb-2523	26	96	”	"	PUNCT
ajbmeb-2523	26	97	,	,	PUNCT
ajbmeb-2523	26	98	approved	approve	VERB
ajbmeb-2523	26	99	by	by	ADP
ajbmeb-2523	26	100	order	order	NOUN
ajbmeb-2523	26	101	of	of	ADP
ajbmeb-2523	26	102	the	the	DET
ajbmeb-2523	26	103	board	board	NOUN
ajbmeb-2523	26	104	of	of	ADP
ajbmeb-2523	26	105	jsc	jsc	PROPN
ajbmeb-2523	26	106	“	"	PUNCT
ajbmeb-2523	26	107	people	people	PROPN
ajbmeb-2523	26	108	’s	’s	PART
ajbmeb-2523	26	109	bank	bank	NOUN
ajbmeb-2523	26	110	”	"	PUNCT
ajbmeb-2523	26	111	№	№	NUM
ajbmeb-2523	26	112	45/3	45/3	NOUN
ajbmeb-2523	26	113	dated	date	VERB
ajbmeb-2523	26	114	april	april	PROPN
ajbmeb-2523	26	115	28	28	NUM
ajbmeb-2523	26	116	,	,	PUNCT
ajbmeb-2523	26	117	2023	2023	NUM
ajbmeb-2523	26	118	(	(	PUNCT
ajbmeb-2523	26	119	reference	reference	NOUN
ajbmeb-2523	26	120	№	№	VERB
ajbmeb-2523	26	121	01	01	NUM
ajbmeb-2523	26	122	-	-	SYM
ajbmeb-2523	26	123	23/211	23/211	NUM
ajbmeb-2523	26	124	of	of	ADP
ajbmeb-2523	26	125	jsc	jsc	PROPN
ajbmeb-2523	26	126	“	"	PUNCT
ajbmeb-2523	26	127	people	people	PROPN
ajbmeb-2523	26	128	’s	’s	PART
ajbmeb-2523	26	129	bank	bank	NOUN
ajbmeb-2523	26	130	”	"	PUNCT
ajbmeb-2523	26	131	dated	date	VERB
ajbmeb-2523	26	132	april	april	PROPN
ajbmeb-2523	26	133	2	2	NUM
ajbmeb-2523	26	134	,	,	PUNCT
ajbmeb-2523	26	135	2024	2024	NUM
ajbmeb-2523	26	136	)	)	PUNCT
ajbmeb-2523	26	137	,	,	PUNCT
ajbmeb-2523	26	138	and	and	CCONJ
ajbmeb-2523	26	139	“	"	PUNCT
ajbmeb-2523	26	140	regulations	regulation	NOUN
ajbmeb-2523	26	141	on	on	ADP
ajbmeb-2523	26	142	the	the	DET
ajbmeb-2523	26	143	formation	formation	NOUN
ajbmeb-2523	26	144	of	of	ADP
ajbmeb-2523	26	145	loan	loan	NOUN
ajbmeb-2523	26	146	folders	folder	NOUN
ajbmeb-2523	26	147	and	and	CCONJ
ajbmeb-2523	26	148	preparation	preparation	NOUN
ajbmeb-2523	26	149	of	of	ADP
ajbmeb-2523	26	150	documents	document	NOUN
ajbmeb-2523	26	151	in	in	ADP
ajbmeb-2523	26	152	the	the	DET
ajbmeb-2523	26	153	system	system	NOUN
ajbmeb-2523	26	154	of	of	ADP
ajbmeb-2523	26	155	jscb	jscb	PROPN
ajbmeb-2523	26	156	“	"	PUNCT
ajbmeb-2523	26	157	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	26	158	”	"	PUNCT
ajbmeb-2523	26	159	,	,	PUNCT
ajbmeb-2523	26	160	approved	approve	VERB
ajbmeb-2523	26	161	by	by	ADP
ajbmeb-2523	26	162	order	order	NOUN
ajbmeb-2523	26	163	of	of	ADP
ajbmeb-2523	26	164	the	the	DET
ajbmeb-2523	26	165	board	board	NOUN
ajbmeb-2523	26	166	of	of	ADP
ajbmeb-2523	26	167	jscb	jscb	PROPN
ajbmeb-2523	26	168	“	"	PUNCT
ajbmeb-2523	26	169	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	26	170	”	"	PUNCT
ajbmeb-2523	26	171	№	№	VERB
ajbmeb-2523	26	172	119	119	NUM
ajbmeb-2523	26	173	-	-	SYM
ajbmeb-2523	26	174	5	5	NUM
ajbmeb-2523	26	175	dated	date	VERB
ajbmeb-2523	26	176	30	30	NUM
ajbmeb-2523	26	177	november	november	PROPN
ajbmeb-2523	26	178	2022	2022	NUM
ajbmeb-2523	26	179	(	(	PUNCT
ajbmeb-2523	26	180	reference	reference	NOUN
ajbmeb-2523	26	181	№	№	ADV
ajbmeb-2523	26	182	06	06	NUM
ajbmeb-2523	26	183	-	-	SYM
ajbmeb-2523	26	184	16/4698	16/4698	PROPN
ajbmeb-2523	26	185	of	of	ADP
ajbmeb-2523	26	186	jscb	jscb	PROPN
ajbmeb-2523	26	187	“	"	PUNCT
ajbmeb-2523	26	188	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	26	189	”	"	PUNCT
ajbmeb-2523	26	190	dated	date	VERB
ajbmeb-2523	26	191	march	march	NOUN
ajbmeb-2523	26	192	24	24	NUM
ajbmeb-2523	26	193	,	,	PUNCT
ajbmeb-2523	26	194	2023	2023	NUM
ajbmeb-2523	26	195	)	)	PUNCT
ajbmeb-2523	26	196	.	.	PUNCT
ajbmeb-2523	27	1	as	as	ADP
ajbmeb-2523	27	2	a	a	DET
ajbmeb-2523	27	3	result	result	NOUN
ajbmeb-2523	27	4	,	,	PUNCT
ajbmeb-2523	27	5	it	it	PRON
ajbmeb-2523	27	6	has	have	AUX
ajbmeb-2523	27	7	become	become	VERB
ajbmeb-2523	27	8	possible	possible	ADJ
ajbmeb-2523	27	9	to	to	PART
ajbmeb-2523	27	10	use	use	VERB
ajbmeb-2523	27	11	a	a	DET
ajbmeb-2523	27	12	bank	bank	NOUN
ajbmeb-2523	27	13	guarantee	guarantee	NOUN
ajbmeb-2523	27	14	within	within	ADP
ajbmeb-2523	27	15	the	the	DET
ajbmeb-2523	27	16	specified	specify	VERB
ajbmeb-2523	27	17	limit	limit	NOUN
ajbmeb-2523	27	18	;	;	PUNCT
ajbmeb-2523	27	19	the	the	DET
ajbmeb-2523	27	20	amount	amount	NOUN
ajbmeb-2523	27	21	of	of	ADP
ajbmeb-2523	27	22	guarantees	guarantee	NOUN
ajbmeb-2523	27	23	provided	provide	VERB
ajbmeb-2523	27	24	increased	increase	VERB
ajbmeb-2523	27	25	by	by	ADP
ajbmeb-2523	27	26	10	10	NUM
ajbmeb-2523	27	27	percent	percent	NOUN
ajbmeb-2523	27	28	in	in	ADP
ajbmeb-2523	27	29	jsc	jsc	PROPN
ajbmeb-2523	27	30	“	"	PUNCT
ajbmeb-2523	27	31	people	people	PROPN
ajbmeb-2523	27	32	’s	’s	PART
ajbmeb-2523	27	33	bank	bank	NOUN
ajbmeb-2523	27	34	”	"	PUNCT
ajbmeb-2523	27	35	and	and	CCONJ
ajbmeb-2523	27	36	by	by	ADP
ajbmeb-2523	27	37	12	12	NUM
ajbmeb-2523	27	38	percent	percent	NOUN
ajbmeb-2523	27	39	in	in	ADP
ajbmeb-2523	27	40	jscb	jscb	PROPN
ajbmeb-2523	27	41	“	"	PUNCT
ajbmeb-2523	27	42	microcreditbank	microcreditbank	ADJ
ajbmeb-2523	27	43	”	"	PUNCT
ajbmeb-2523	27	44	.	.	PUNCT
ajbmeb-2523	28	1	discussion	discussion	NOUN
ajbmeb-2523	28	2	entities	entity	NOUN
ajbmeb-2523	28	3	providing	provide	VERB
ajbmeb-2523	28	4	guarantees	guarantee	NOUN
ajbmeb-2523	28	5	.	.	PUNCT
ajbmeb-2523	29	1	1	1	X
ajbmeb-2523	29	2	.	.	X
ajbmeb-2523	29	3	bank	bank	NOUN
ajbmeb-2523	29	4	guarantee	guarantee	NOUN
ajbmeb-2523	29	5	2	2	NUM
ajbmeb-2523	29	6	.	.	PUNCT
ajbmeb-2523	30	1	guarantee	guarantee	NOUN
ajbmeb-2523	30	2	of	of	ADP
ajbmeb-2523	30	3	a	a	DET
ajbmeb-2523	30	4	non	non	ADJ
ajbmeb-2523	30	5	-	-	ADJ
ajbmeb-2523	30	6	bank	bank	ADJ
ajbmeb-2523	30	7	credit	credit	NOUN
ajbmeb-2523	30	8	institution	institution	NOUN
ajbmeb-2523	30	9	3	3	NUM
ajbmeb-2523	30	10	.	.	PUNCT
ajbmeb-2523	31	1	insurance	insurance	NOUN
ajbmeb-2523	31	2	companies	company	NOUN
ajbmeb-2523	31	3	guarantee	guarantee	VERB
ajbmeb-2523	31	4	figure	figure	NOUN
ajbmeb-2523	31	5	1	1	NUM
ajbmeb-2523	31	6	.	.	PUNCT
ajbmeb-2523	32	1	advantages	advantage	NOUN
ajbmeb-2523	32	2	of	of	ADP
ajbmeb-2523	32	3	a	a	DET
ajbmeb-2523	32	4	bank	bank	NOUN
ajbmeb-2523	32	5	guarantee	guarantee	NOUN
ajbmeb-2523	32	6	for	for	ADP
ajbmeb-2523	32	7	the	the	DET
ajbmeb-2523	32	8	principal	principal	NOUN
ajbmeb-2523	32	9	and	and	CCONJ
ajbmeb-2523	32	10	beneficiary	beneficiary	NOUN
ajbmeb-2523	32	11	for	for	ADP
ajbmeb-2523	32	12	the	the	DET
ajbmeb-2523	32	13	principal/	principal/	PROPN
ajbmeb-2523	32	14	applicant	applicant	NOUN
ajbmeb-2523	32	15	under	under	ADP
ajbmeb-2523	32	16	warranty	warranty	NOUN
ajbmeb-2523	32	17	the	the	DET
ajbmeb-2523	32	18	possibility	possibility	NOUN
ajbmeb-2523	32	19	of	of	ADP
ajbmeb-2523	32	20	obtaining	obtain	VERB
ajbmeb-2523	32	21	a	a	DET
ajbmeb-2523	32	22	commodity	commodity	NOUN
ajbmeb-2523	32	23	loan	loan	NOUN
ajbmeb-2523	32	24	with	with	ADP
ajbmeb-2523	32	25	a	a	DET
ajbmeb-2523	32	26	bank	bank	NOUN
ajbmeb-2523	32	27	guarantee	guarantee	VERB
ajbmeb-2523	32	28	the	the	DET
ajbmeb-2523	32	29	possibility	possibility	NOUN
ajbmeb-2523	32	30	of	of	ADP
ajbmeb-2523	32	31	obtaining	obtain	VERB
ajbmeb-2523	32	32	even	even	ADV
ajbmeb-2523	32	33	more	more	ADV
ajbmeb-2523	32	34	favorable	favorable	ADJ
ajbmeb-2523	32	35	price	price	NOUN
ajbmeb-2523	32	36	conditions	condition	NOUN
ajbmeb-2523	32	37	when	when	SCONJ
ajbmeb-2523	32	38	making	make	VERB
ajbmeb-2523	32	39	payments	payment	NOUN
ajbmeb-2523	32	40	for	for	ADP
ajbmeb-2523	32	41	goods	good	NOUN
ajbmeb-2523	32	42	significant	significant	ADJ
ajbmeb-2523	32	43	reduction	reduction	NOUN
ajbmeb-2523	32	44	of	of	ADP
ajbmeb-2523	32	45	the	the	DET
ajbmeb-2523	32	46	risk	risk	NOUN
ajbmeb-2523	32	47	of	of	ADP
ajbmeb-2523	32	48	default	default	NOUN
ajbmeb-2523	32	49	payment	payment	NOUN
ajbmeb-2523	32	50	only	only	ADV
ajbmeb-2523	32	51	for	for	ADP
ajbmeb-2523	32	52	the	the	DET
ajbmeb-2523	32	53	goods	good	NOUN
ajbmeb-2523	32	54	actually	actually	ADV
ajbmeb-2523	32	55	delivered	deliver	VERB
ajbmeb-2523	32	56	/	/	SYM
ajbmeb-2523	32	57	services	service	NOUN
ajbmeb-2523	32	58	rendered	render	VERB
ajbmeb-2523	32	59	the	the	DET
ajbmeb-2523	32	60	cost	cost	NOUN
ajbmeb-2523	32	61	of	of	ADP
ajbmeb-2523	32	62	issuing	issue	VERB
ajbmeb-2523	32	63	guarantees	guarantee	NOUN
ajbmeb-2523	32	64	is	be	AUX
ajbmeb-2523	32	65	lower	low	ADJ
ajbmeb-2523	32	66	than	than	ADP
ajbmeb-2523	32	67	traditional	traditional	ADJ
ajbmeb-2523	32	68	lending	lending	NOUN
ajbmeb-2523	32	69	for	for	ADP
ajbmeb-2523	32	70	the	the	DET
ajbmeb-2523	32	71	beneficiary	beneficiary	NOUN
ajbmeb-2523	32	72	who	who	PRON
ajbmeb-2523	32	73	received	receive	VERB
ajbmeb-2523	32	74	the	the	DET
ajbmeb-2523	32	75	guarantee	guarantee	NOUN
ajbmeb-2523	32	76	evidence	evidence	NOUN
ajbmeb-2523	32	77	confirming	confirm	VERB
ajbmeb-2523	32	78	the	the	DET
ajbmeb-2523	32	79	financial	financial	ADJ
ajbmeb-2523	32	80	stability	stability	NOUN
ajbmeb-2523	32	81	and	and	CCONJ
ajbmeb-2523	32	82	ability	ability	NOUN
ajbmeb-2523	32	83	to	to	PART
ajbmeb-2523	32	84	fulfill	fulfill	VERB
ajbmeb-2523	32	85	the	the	DET
ajbmeb-2523	32	86	applicant	applicant	NOUN
ajbmeb-2523	32	87	's	's	PART
ajbmeb-2523	32	88	obligations	obligation	NOUN
ajbmeb-2523	32	89	quick	quick	ADJ
ajbmeb-2523	32	90	and	and	CCONJ
ajbmeb-2523	32	91	easy	easy	ADJ
ajbmeb-2523	32	92	receipt	receipt	NOUN
ajbmeb-2523	32	93	of	of	ADP
ajbmeb-2523	32	94	funds	fund	NOUN
ajbmeb-2523	32	95	in	in	ADP
ajbmeb-2523	32	96	case	case	NOUN
ajbmeb-2523	32	97	of	of	ADP
ajbmeb-2523	32	98	violation	violation	NOUN
ajbmeb-2523	32	99	of	of	ADP
ajbmeb-2523	32	100	the	the	DET
ajbmeb-2523	32	101	applicant	applicant	NOUN
ajbmeb-2523	32	102	's	's	PART
ajbmeb-2523	32	103	contractual	contractual	ADJ
ajbmeb-2523	32	104	obligations	obligation	NOUN
ajbmeb-2523	32	105	a	a	DET
ajbmeb-2523	32	106	means	means	NOUN
ajbmeb-2523	32	107	of	of	ADP
ajbmeb-2523	32	108	ensuring	ensure	VERB
ajbmeb-2523	32	109	the	the	DET
ajbmeb-2523	32	110	correct	correct	ADJ
ajbmeb-2523	32	111	fulfillment	fulfillment	NOUN
ajbmeb-2523	32	112	of	of	ADP
ajbmeb-2523	32	113	obligations	obligation	NOUN
ajbmeb-2523	32	114	under	under	ADP
ajbmeb-2523	32	115	the	the	DET
ajbmeb-2523	32	116	applicant	applicant	NOUN
ajbmeb-2523	32	117	's	's	PART
ajbmeb-2523	32	118	main	main	ADJ
ajbmeb-2523	32	119	contract	contract	NOUN
ajbmeb-2523	32	120	it	it	PRON
ajbmeb-2523	32	121	is	be	AUX
ajbmeb-2523	32	122	not	not	PART
ajbmeb-2523	32	123	a	a	DET
ajbmeb-2523	32	124	form	form	NOUN
ajbmeb-2523	32	125	of	of	ADP
ajbmeb-2523	32	126	payment	payment	NOUN
ajbmeb-2523	32	127	,	,	PUNCT
ajbmeb-2523	32	128	unlike	unlike	ADP
ajbmeb-2523	32	129	a	a	DET
ajbmeb-2523	32	130	letter	letter	NOUN
ajbmeb-2523	32	131	of	of	ADP
ajbmeb-2523	32	132	credit	credit	NOUN
ajbmeb-2523	32	133	and	and	CCONJ
ajbmeb-2523	32	134	collection	collection	NOUN
ajbmeb-2523	32	135	:	:	PUNCT
ajbmeb-2523	32	136	payment	payment	NOUN
ajbmeb-2523	32	137	under	under	ADP
ajbmeb-2523	32	138	the	the	DET
ajbmeb-2523	32	139	guarantee	guarantee	NOUN
ajbmeb-2523	32	140	is	be	AUX
ajbmeb-2523	32	141	carried	carry	VERB
ajbmeb-2523	32	142	out	out	ADP
ajbmeb-2523	32	143	only	only	ADV
ajbmeb-2523	32	144	in	in	ADP
ajbmeb-2523	32	145	case	case	NOUN
ajbmeb-2523	32	146	of	of	ADP
ajbmeb-2523	32	147	violation	violation	NOUN
ajbmeb-2523	32	148	of	of	ADP
ajbmeb-2523	32	149	contractual	contractual	ADJ
ajbmeb-2523	32	150	obligations	obligation	NOUN
ajbmeb-2523	32	151	by	by	ADP
ajbmeb-2523	32	152	the	the	DET
ajbmeb-2523	32	153	applicant	applicant	ADJ
ajbmeb-2523	32	154	american	american	PROPN
ajbmeb-2523	32	155	journal	journal	PROPN
ajbmeb-2523	32	156	of	of	ADP
ajbmeb-2523	32	157	business	business	NOUN
ajbmeb-2523	32	158	management	management	NOUN
ajbmeb-2523	32	159	,	,	PUNCT
ajbmeb-2523	32	160	economics	economic	NOUN
ajbmeb-2523	32	161	and	and	CCONJ
ajbmeb-2523	32	162	banking	banking	NOUN
ajbmeb-2523	32	163	volume	volume	NOUN
ajbmeb-2523	32	164	31	31	NUM
ajbmeb-2523	32	165	december	december	PROPN
ajbmeb-2523	32	166	2024	2024	NUM
ajbmeb-2523	32	167	p	p	NOUN
ajbmeb-2523	32	168	a	a	DET
ajbmeb-2523	32	169	g	g	NOUN
ajbmeb-2523	32	170	e	e	NOUN
ajbmeb-2523	32	171	|	|	ADV
ajbmeb-2523	32	172	4	4	NUM
ajbmeb-2523	32	173	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2523	32	174	the	the	DET
ajbmeb-2523	32	175	bank	bank	NOUN
ajbmeb-2523	32	176	provides	provide	VERB
ajbmeb-2523	32	177	a	a	DET
ajbmeb-2523	32	178	bank	bank	NOUN
ajbmeb-2523	32	179	guarantee	guarantee	NOUN
ajbmeb-2523	32	180	and	and	CCONJ
ajbmeb-2523	32	181	acts	act	VERB
ajbmeb-2523	32	182	in	in	ADP
ajbmeb-2523	32	183	accordance	accordance	NOUN
ajbmeb-2523	32	184	with	with	ADP
ajbmeb-2523	32	185	the	the	DET
ajbmeb-2523	32	186	agreement	agreement	NOUN
ajbmeb-2523	32	187	on	on	ADP
ajbmeb-2523	32	188	the	the	DET
ajbmeb-2523	32	189	basis	basis	NOUN
ajbmeb-2523	32	190	of	of	ADP
ajbmeb-2523	32	191	christmas	christmas	PROPN
ajbmeb-2523	32	192	arrangements	arrangement	NOUN
ajbmeb-2523	32	193	.	.	PUNCT
ajbmeb-2523	33	1	in	in	ADP
ajbmeb-2523	33	2	addition	addition	NOUN
ajbmeb-2523	33	3	,	,	PUNCT
ajbmeb-2523	33	4	the	the	DET
ajbmeb-2523	33	5	beneficiary	beneficiary	NOUN
ajbmeb-2523	33	6	of	of	ADP
ajbmeb-2523	33	7	the	the	DET
ajbmeb-2523	33	8	bank	bank	NOUN
ajbmeb-2523	33	9	has	have	VERB
ajbmeb-2523	33	10	the	the	DET
ajbmeb-2523	33	11	right	right	NOUN
ajbmeb-2523	33	12	to	to	PART
ajbmeb-2523	33	13	receive	receive	VERB
ajbmeb-2523	33	14	guarantees	guarantee	NOUN
ajbmeb-2523	33	15	.	.	PUNCT
ajbmeb-2523	34	1	the	the	DET
ajbmeb-2523	34	2	bank	bank	NOUN
ajbmeb-2523	34	3	is	be	AUX
ajbmeb-2523	34	4	the	the	DET
ajbmeb-2523	34	5	guarantor	guarantor	NOUN
ajbmeb-2523	34	6	of	of	ADP
ajbmeb-2523	34	7	the	the	DET
ajbmeb-2523	34	8	acquisition	acquisition	NOUN
ajbmeb-2523	34	9	of	of	ADP
ajbmeb-2523	34	10	the	the	DET
ajbmeb-2523	34	11	uning	uning	ADJ
ajbmeb-2523	34	12	principal	principal	ADJ
ajbmeb-2523	34	13	grant	grant	NOUN
ajbmeb-2523	34	14	and	and	CCONJ
ajbmeb-2523	34	15	the	the	DET
ajbmeb-2523	34	16	beneficiary	beneficiary	NOUN
ajbmeb-2523	34	17	as	as	ADP
ajbmeb-2523	34	18	the	the	DET
ajbmeb-2523	34	19	preferred	preferred	ADJ
ajbmeb-2523	34	20	lender	lender	NOUN
ajbmeb-2523	34	21	.	.	PUNCT
ajbmeb-2523	35	1	(	(	PUNCT
ajbmeb-2523	35	2	1	1	NUM
ajbmeb-2523	35	3	-	-	PUNCT
ajbmeb-2523	35	4	picture	picture	NOUN
ajbmeb-2523	35	5	)	)	PUNCT
ajbmeb-2523	35	6	at	at	ADP
ajbmeb-2523	35	7	the	the	DET
ajbmeb-2523	35	8	same	same	ADJ
ajbmeb-2523	35	9	time	time	NOUN
ajbmeb-2523	35	10	,	,	PUNCT
ajbmeb-2523	35	11	as	as	ADP
ajbmeb-2523	35	12	in	in	ADP
ajbmeb-2523	35	13	the	the	DET
ajbmeb-2523	35	14	case	case	NOUN
ajbmeb-2523	35	15	of	of	ADP
ajbmeb-2523	35	16	other	other	ADJ
ajbmeb-2523	35	17	teachers	teacher	NOUN
ajbmeb-2523	35	18	,	,	PUNCT
ajbmeb-2523	35	19	this	this	PRON
ajbmeb-2523	35	20	believes	believe	VERB
ajbmeb-2523	35	21	that	that	SCONJ
ajbmeb-2523	35	22	they	they	PRON
ajbmeb-2523	35	23	are	be	AUX
ajbmeb-2523	35	24	also	also	ADV
ajbmeb-2523	35	25	teachers	teacher	NOUN
ajbmeb-2523	35	26	,	,	PUNCT
ajbmeb-2523	35	27	and	and	CCONJ
ajbmeb-2523	35	28	this	this	PRON
ajbmeb-2523	35	29	are	be	AUX
ajbmeb-2523	35	30	teachers	teacher	NOUN
ajbmeb-2523	35	31	.	.	PUNCT
ajbmeb-2523	36	1	table	table	NOUN
ajbmeb-2523	36	2	1	1	NUM
ajbmeb-2523	36	3	.	.	PUNCT
ajbmeb-2523	37	1	analysis	analysis	NOUN
ajbmeb-2523	37	2	of	of	ADP
ajbmeb-2523	37	3	the	the	DET
ajbmeb-2523	37	4	guarantees	guarantee	NOUN
ajbmeb-2523	37	5	,	,	PUNCT
ajbmeb-2523	37	6	assets	asset	NOUN
ajbmeb-2523	37	7	and	and	CCONJ
ajbmeb-2523	37	8	liabilities	liability	NOUN
ajbmeb-2523	37	9	of	of	ADP
ajbmeb-2523	37	10	commercial	commercial	ADJ
ajbmeb-2523	37	11	banks	bank	NOUN
ajbmeb-2523	37	12	banks	bank	NOUN
ajbmeb-2523	37	13	notesources	notesource	VERB
ajbmeb-2523	37	14	2018	2018	NUM
ajbmeb-2523	37	15	y.	y.	NOUN
ajbmeb-2523	37	16	2019	2019	NUM
ajbmeb-2523	37	17	y.	y.	NOUN
ajbmeb-2523	37	18	2020	2020	NUM
ajbmeb-2523	38	1	y.	y.	NOUN
ajbmeb-2523	38	2	2021	2021	NUM
ajbmeb-2523	38	3	y.	y.	NOUN
ajbmeb-2523	38	4	2022	2022	NUM
ajbmeb-2523	38	5	y.	y.	NOUN
ajbmeb-2523	38	6	change	change	PROPN
ajbmeb-2523	38	7	,	,	PUNCT
ajbmeb-2523	38	8	2022/2018	2022/2018	NUM
ajbmeb-2523	38	9	atb	atb	NOUN
ajbmeb-2523	38	10	"	"	PUNCT
ajbmeb-2523	38	11	microreditbank	microreditbank	ADJ
ajbmeb-2523	38	12	"	"	PUNCT
ajbmeb-2523	38	13	provided	provide	VERB
ajbmeb-2523	38	14	catholics	catholic	NOUN
ajbmeb-2523	38	15	,	,	PUNCT
ajbmeb-2523	38	16	ml	ml	X
ajbmeb-2523	38	17	.	.	PUNCT
ajbmeb-2523	39	1	121,0	121,0	NUM
ajbmeb-2523	39	2	112,9	112,9	DET
ajbmeb-2523	39	3	120,7	120,7	NUM
ajbmeb-2523	40	1	124,4	124,4	NUM
ajbmeb-2523	40	2	337,7	337,7	NOUN
ajbmeb-2523	40	3	216,7	216,7	NUM
ajbmeb-2523	40	4	assets	asset	NOUN
ajbmeb-2523	40	5	,	,	PUNCT
ajbmeb-2523	40	6	billion	billion	NUM
ajbmeb-2523	40	7	dollars	dollar	NOUN
ajbmeb-2523	40	8	.	.	PUNCT
ajbmeb-2523	41	1	2942,9	2942,9	NUM
ajbmeb-2523	41	2	5571,4	5571,4	ADV
ajbmeb-2523	41	3	9878,8	9878,8	NUM
ajbmeb-2523	41	4	12802,4	12802,4	NUM
ajbmeb-2523	41	5	16521,3	16521,3	NUM
ajbmeb-2523	41	6	13578,4	13578,4	NUM
ajbmeb-2523	41	7	liabilities	liability	NOUN
ajbmeb-2523	41	8	,	,	PUNCT
ajbmeb-2523	41	9	billion	billion	NUM
ajbmeb-2523	41	10	dollars	dollar	NOUN
ajbmeb-2523	41	11	2246,8	2246,8	NOUN
ajbmeb-2523	41	12	3911,5	3911,5	NUM
ajbmeb-2523	41	13	8191,6	8191,6	NUM
ajbmeb-2523	41	14	10510,7	10510,7	NUM
ajbmeb-2523	42	1	12870,4	12870,4	NUM
ajbmeb-2523	43	1	the	the	DET
ajbmeb-2523	43	2	ratio	ratio	NOUN
ajbmeb-2523	43	3	of	of	ADP
ajbmeb-2523	43	4	loans	loan	NOUN
ajbmeb-2523	43	5	issued	issue	VERB
ajbmeb-2523	43	6	to	to	ADP
ajbmeb-2523	43	7	assets	asset	NOUN
ajbmeb-2523	43	8	,	,	PUNCT
ajbmeb-2523	43	9	%	%	NOUN
ajbmeb-2523	43	10	4,1	4,1	NUM
ajbmeb-2523	43	11	2,0	2,0	NUM
ajbmeb-2523	43	12	1,2	1,2	NUM
ajbmeb-2523	43	13	1,0	1,0	NUM
ajbmeb-2523	43	14	2,0	2,0	NUM
ajbmeb-2523	43	15	-2,1	-2,1	ADP
ajbmeb-2523	43	16	the	the	DET
ajbmeb-2523	43	17	ratio	ratio	NOUN
ajbmeb-2523	43	18	of	of	ADP
ajbmeb-2523	43	19	issued	issue	VERB
ajbmeb-2523	43	20	guarantees	guarantee	NOUN
ajbmeb-2523	43	21	to	to	ADP
ajbmeb-2523	43	22	obligations	obligation	NOUN
ajbmeb-2523	43	23	%	%	NOUN
ajbmeb-2523	43	24	5,4	5,4	NUM
ajbmeb-2523	43	25	2,9	2,9	NUM
ajbmeb-2523	43	26	1,5	1,5	NUM
ajbmeb-2523	43	27	1,2	1,2	NUM
ajbmeb-2523	43	28	2,6	2,6	NUM
ajbmeb-2523	43	29	-2,8	-2,8	DET
ajbmeb-2523	43	30	“	"	PUNCT
ajbmeb-2523	43	31	halk	halk	PROPN
ajbmeb-2523	43	32	banki	banki	PROPN
ajbmeb-2523	43	33	atb	atb	NOUN
ajbmeb-2523	43	34	"	"	PUNCT
ajbmeb-2523	43	35	provided	provide	VERB
ajbmeb-2523	43	36	catholics	catholic	NOUN
ajbmeb-2523	43	37	,	,	PUNCT
ajbmeb-2523	43	38	ml	ml	NOUN
ajbmeb-2523	43	39	.	.	PUNCT
ajbmeb-2523	44	1	131	131	NUM
ajbmeb-2523	45	1	90,9	90,9	NUM
ajbmeb-2523	45	2	130,7	130,7	NUM
ajbmeb-2523	45	3	124,4	124,4	NUM
ajbmeb-2523	45	4	299,5	299,5	NUM
ajbmeb-2523	45	5	168,5	168,5	NUM
ajbmeb-2523	45	6	assets	asset	NOUN
ajbmeb-2523	45	7	,	,	PUNCT
ajbmeb-2523	45	8	billion	billion	NUM
ajbmeb-2523	45	9	dollars	dollar	NOUN
ajbmeb-2523	45	10	.	.	PUNCT
ajbmeb-2523	46	1	3942,9	3942,9	NUM
ajbmeb-2523	46	2	5687,4	5687,4	NUM
ajbmeb-2523	46	3	9009,7	9009,7	NUM
ajbmeb-2523	46	4	13456,4	13456,4	NUM
ajbmeb-2523	46	5	17652,4	17652,4	NUM
ajbmeb-2523	46	6	13709,5	13709,5	NUM
ajbmeb-2523	46	7	liabilities	liability	NOUN
ajbmeb-2523	46	8	,	,	PUNCT
ajbmeb-2523	46	9	billion	billion	NUM
ajbmeb-2523	46	10	dollars	dollar	NOUN
ajbmeb-2523	46	11	3001,3	3001,3	NUM
ajbmeb-2523	46	12	4054,1	4054,1	NOUN
ajbmeb-2523	46	13	8136,5	8136,5	NUM
ajbmeb-2523	46	14	10865,8	10865,8	NUM
ajbmeb-2523	46	15	13670,5	13670,5	NUM
ajbmeb-2523	46	16	10669,2	10669,2	NUM
ajbmeb-2523	46	17	the	the	DET
ajbmeb-2523	46	18	ratio	ratio	NOUN
ajbmeb-2523	46	19	of	of	ADP
ajbmeb-2523	46	20	loans	loan	NOUN
ajbmeb-2523	46	21	issued	issue	VERB
ajbmeb-2523	46	22	to	to	ADP
ajbmeb-2523	46	23	assets	asset	NOUN
ajbmeb-2523	46	24	%	%	NOUN
ajbmeb-2523	46	25	3,3	3,3	NUM
ajbmeb-2523	46	26	1,6	1,6	NUM
ajbmeb-2523	46	27	1,5	1,5	NUM
ajbmeb-2523	46	28	0,9	0,9	NUM
ajbmeb-2523	46	29	1,7	1,7	NUM
ajbmeb-2523	46	30	-1,6	-1,6	CCONJ
ajbmeb-2523	46	31	the	the	DET
ajbmeb-2523	46	32	ratio	ratio	NOUN
ajbmeb-2523	46	33	of	of	ADP
ajbmeb-2523	46	34	issued	issue	VERB
ajbmeb-2523	46	35	guarantees	guarantee	NOUN
ajbmeb-2523	46	36	to	to	ADP
ajbmeb-2523	46	37	obligations	obligation	NOUN
ajbmeb-2523	46	38	%	%	NOUN
ajbmeb-2523	46	39	4,4	4,4	NUM
ajbmeb-2523	46	40	2,2	2,2	NUM
ajbmeb-2523	46	41	1,6	1,6	NUM
ajbmeb-2523	46	42	1,1	1,1	NUM
ajbmeb-2523	46	43	2,2	2,2	NUM
ajbmeb-2523	46	44	-2,2	-2,2	NOUN
ajbmeb-2523	46	45	atb	atb	NOUN
ajbmeb-2523	46	46	“	"	PUNCT
ajbmeb-2523	46	47	uzsanoatkurilishbank	uzsanoatkurilishbank	NOUN
ajbmeb-2523	46	48	"	"	PUNCT
ajbmeb-2523	46	49	provided	provide	VERB
ajbmeb-2523	46	50	catholics	catholic	NOUN
ajbmeb-2523	46	51	,	,	PUNCT
ajbmeb-2523	46	52	ml	ml	X
ajbmeb-2523	46	53	.	.	PUNCT
ajbmeb-2523	47	1	932,3	932,3	NOUN
ajbmeb-2523	47	2	1599,4	1599,4	NUM
ajbmeb-2523	47	3	2424,0	2424,0	NUM
ajbmeb-2523	47	4	1834,2	1834,2	NUM
ajbmeb-2523	47	5	1933,4	1933,4	NUM
ajbmeb-2523	47	6	1001,1	1001,1	NUM
ajbmeb-2523	47	7	assets	asset	NOUN
ajbmeb-2523	47	8	,	,	PUNCT
ajbmeb-2523	47	9	billion	billion	NUM
ajbmeb-2523	47	10	dollars	dollar	NOUN
ajbmeb-2523	47	11	.	.	PUNCT
ajbmeb-2523	48	1	31026,1	31026,1	NUM
ajbmeb-2523	48	2	35827,1	35827,1	NUM
ajbmeb-2523	48	3	48296,5	48296,5	NUM
ajbmeb-2523	48	4	55731,9	55731,9	NUM
ajbmeb-2523	48	5	63191,9	63191,9	NUM
ajbmeb-2523	48	6	32165,8	32165,8	NUM
ajbmeb-2523	48	7	liabilities	liability	NOUN
ajbmeb-2523	48	8	,	,	PUNCT
ajbmeb-2523	48	9	billion	billion	NUM
ajbmeb-2523	48	10	dollars	dollar	NOUN
ajbmeb-2523	48	11	27822,6	27822,6	NUM
ajbmeb-2523	48	12	29525,5	29525,5	NUM
ajbmeb-2523	48	13	42243,0	42243,0	NUM
ajbmeb-2523	48	14	48787,1	48787,1	NUM
ajbmeb-2523	49	1	55631,3	55631,3	NOUN
ajbmeb-2523	49	2	the	the	DET
ajbmeb-2523	49	3	ratio	ratio	NOUN
ajbmeb-2523	49	4	of	of	ADP
ajbmeb-2523	49	5	loans	loan	NOUN
ajbmeb-2523	49	6	issued	issue	VERB
ajbmeb-2523	49	7	to	to	ADP
ajbmeb-2523	49	8	assets	asset	NOUN
ajbmeb-2523	49	9	,	,	PUNCT
ajbmeb-2523	49	10	%	%	NOUN
ajbmeb-2523	49	11	3,0	3,0	NUM
ajbmeb-2523	49	12	4,5	4,5	NUM
ajbmeb-2523	49	13	5,0	5,0	NUM
ajbmeb-2523	49	14	3,3	3,3	NUM
ajbmeb-2523	49	15	3,1	3,1	NUM
ajbmeb-2523	49	16	0,1	0,1	NUM
ajbmeb-2523	49	17	the	the	DET
ajbmeb-2523	49	18	ratio	ratio	NOUN
ajbmeb-2523	49	19	of	of	ADP
ajbmeb-2523	49	20	issued	issue	VERB
ajbmeb-2523	49	21	guarantees	guarantee	NOUN
ajbmeb-2523	49	22	to	to	ADP
ajbmeb-2523	49	23	obligations	obligation	NOUN
ajbmeb-2523	49	24	%	%	NOUN
ajbmeb-2523	50	1	3,4	3,4	NUM
ajbmeb-2523	50	2	5,4	5,4	NUM
ajbmeb-2523	50	3	5,7	5,7	NUM
ajbmeb-2523	50	4	3,8	3,8	NUM
ajbmeb-2523	50	5	3,5	3,5	NUM
ajbmeb-2523	50	6	0,1	0,1	NUM
ajbmeb-2523	50	7	atb	atb	NOUN
ajbmeb-2523	50	8	"	"	PUNCT
ajbmeb-2523	50	9	agrobank	agrobank	NOUN
ajbmeb-2523	50	10	"	"	PUNCT
ajbmeb-2523	50	11	provided	provide	VERB
ajbmeb-2523	50	12	catholics	catholic	NOUN
ajbmeb-2523	50	13	,	,	PUNCT
ajbmeb-2523	50	14	ml	ml	NOUN
ajbmeb-2523	50	15	.	.	PUNCT
ajbmeb-2523	51	1	40,0	40,0	NOUN
ajbmeb-2523	51	2	478,0	478,0	NOUN
ajbmeb-2523	52	1	763,0	763,0	NUM
ajbmeb-2523	52	2	623,6	623,6	NUM
ajbmeb-2523	52	3	559,2	559,2	NUM
ajbmeb-2523	52	4	519,2	519,2	NUM
ajbmeb-2523	52	5	assets	asset	NOUN
ajbmeb-2523	52	6	,	,	PUNCT
ajbmeb-2523	52	7	billion	billion	NUM
ajbmeb-2523	52	8	dollars	dollar	NOUN
ajbmeb-2523	52	9	.	.	PUNCT
ajbmeb-2523	53	1	10378,7	10378,7	NUM
ajbmeb-2523	53	2	18540,7	18540,7	NUM
ajbmeb-2523	53	3	31002,9	31002,9	NUM
ajbmeb-2523	53	4	39547,7	39547,7	PROPN
ajbmeb-2523	53	5	52947,7	52947,7	ADJ
ajbmeb-2523	53	6	42569,0	42569,0	NUM
ajbmeb-2523	53	7	liabilities	liability	NOUN
ajbmeb-2523	53	8	,	,	PUNCT
ajbmeb-2523	53	9	billion	billion	NUM
ajbmeb-2523	53	10	dollars	dollar	NOUN
ajbmeb-2523	53	11	8163,8	8163,8	NUM
ajbmeb-2523	53	12	14022,1	14022,1	NUM
ajbmeb-2523	53	13	25924,1	25924,1	NUM
ajbmeb-2523	54	1	30752,2	30752,2	NUM
ajbmeb-2523	54	2	43927,2	43927,2	NUM
ajbmeb-2523	54	3	35763,4	35763,4	NUM
ajbmeb-2523	54	4	the	the	DET
ajbmeb-2523	54	5	ratio	ratio	NOUN
ajbmeb-2523	54	6	of	of	ADP
ajbmeb-2523	54	7	loans	loan	NOUN
ajbmeb-2523	54	8	issued	issue	VERB
ajbmeb-2523	54	9	to	to	ADP
ajbmeb-2523	54	10	assets	asset	NOUN
ajbmeb-2523	54	11	,	,	PUNCT
ajbmeb-2523	54	12	%	%	NOUN
ajbmeb-2523	54	13	0,4	0,4	NUM
ajbmeb-2523	54	14	2,6	2,6	NUM
ajbmeb-2523	54	15	2,5	2,5	NUM
ajbmeb-2523	54	16	1,6	1,6	NUM
ajbmeb-2523	54	17	1,1	1,1	NUM
ajbmeb-2523	54	18	0,7	0,7	NUM
ajbmeb-2523	54	19	the	the	DET
ajbmeb-2523	54	20	ratio	ratio	NOUN
ajbmeb-2523	54	21	of	of	ADP
ajbmeb-2523	54	22	issued	issue	VERB
ajbmeb-2523	54	23	guarantees	guarantee	NOUN
ajbmeb-2523	54	24	to	to	ADP
ajbmeb-2523	54	25	obligations	obligation	NOUN
ajbmeb-2523	54	26	%	%	NOUN
ajbmeb-2523	54	27	0,5	0,5	NUM
ajbmeb-2523	54	28	3,4	3,4	NUM
ajbmeb-2523	54	29	2,9	2,9	NUM
ajbmeb-2523	54	30	2,0	2,0	NUM
ajbmeb-2523	54	31	1,3	1,3	NUM
ajbmeb-2523	54	32	0,8	0,8	NUM
ajbmeb-2523	54	33	the	the	DET
ajbmeb-2523	54	34	guarantees	guarantee	NOUN
ajbmeb-2523	54	35	,	,	PUNCT
ajbmeb-2523	54	36	assets	asset	NOUN
ajbmeb-2523	54	37	and	and	CCONJ
ajbmeb-2523	54	38	liabilities	liability	NOUN
ajbmeb-2523	54	39	of	of	ADP
ajbmeb-2523	54	40	atb	atb	NOUN
ajbmeb-2523	54	41	"	"	PUNCT
ajbmeb-2523	54	42	microkreditbank	microkreditbank	NOUN
ajbmeb-2523	54	43	"	"	PUNCT
ajbmeb-2523	54	44	,	,	PUNCT
ajbmeb-2523	54	45	at	at	ADP
ajbmeb-2523	54	46	"	"	PUNCT
ajbmeb-2523	54	47	people	people	NOUN
ajbmeb-2523	54	48	's	's	PART
ajbmeb-2523	54	49	bank	bank	NOUN
ajbmeb-2523	54	50	"	"	PUNCT
ajbmeb-2523	54	51	,	,	PUNCT
ajbmeb-2523	54	52	atb	atb	INTJ
ajbmeb-2523	54	53	"	"	PUNCT
ajbmeb-2523	54	54	uzsanoatqurilishbank	uzsanoatqurilishbank	ADJ
ajbmeb-2523	54	55	"	"	PUNCT
ajbmeb-2523	54	56	and	and	CCONJ
ajbmeb-2523	54	57	atb	atb	NOUN
ajbmeb-2523	54	58	"	"	PUNCT
ajbmeb-2523	54	59	agrobank	agrobank	NOUN
ajbmeb-2523	54	60	"	"	PUNCT
ajbmeb-2523	54	61	were	be	AUX
ajbmeb-2523	54	62	growth	growth	NOUN
ajbmeb-2523	54	63	in	in	ADP
ajbmeb-2523	54	64	2018	2018	NUM
ajbmeb-2523	54	65	-	-	SYM
ajbmeb-2523	54	66	2022	2022	NUM
ajbmeb-2523	54	67	.	.	PUNCT
ajbmeb-2523	55	1	the	the	DET
ajbmeb-2523	55	2	bank	bank	NOUN
ajbmeb-2523	55	3	guarantee	guarantee	NOUN
ajbmeb-2523	55	4	is	be	AUX
ajbmeb-2523	55	5	taken	take	VERB
ajbmeb-2523	55	6	into	into	ADP
ajbmeb-2523	55	7	account	account	NOUN
ajbmeb-2523	55	8	in	in	ADP
ajbmeb-2523	55	9	off	off	ADP
ajbmeb-2523	55	10	-	-	PUNCT
ajbmeb-2523	55	11	balance	balance	NOUN
ajbmeb-2523	55	12	accounts	account	NOUN
ajbmeb-2523	55	13	in	in	ADP
ajbmeb-2523	55	14	separate	separate	ADJ
ajbmeb-2523	55	15	personal	personal	ADJ
ajbmeb-2523	55	16	accounts	account	NOUN
ajbmeb-2523	55	17	as	as	ADP
ajbmeb-2523	55	18	part	part	NOUN
ajbmeb-2523	55	19	of	of	ADP
ajbmeb-2523	55	20	their	their	PRON
ajbmeb-2523	55	21	obligations	obligation	NOUN
ajbmeb-2523	55	22	of	of	ADP
ajbmeb-2523	55	23	a	a	DET
ajbmeb-2523	55	24	credit	credit	NOUN
ajbmeb-2523	55	25	nature	nature	NOUN
ajbmeb-2523	55	26	.	.	PUNCT
ajbmeb-2523	56	1	in	in	ADP
ajbmeb-2523	56	2	the	the	DET
ajbmeb-2523	56	3	structure	structure	NOUN
ajbmeb-2523	56	4	of	of	ADP
ajbmeb-2523	56	5	the	the	DET
ajbmeb-2523	56	6	bank	bank	NOUN
ajbmeb-2523	56	7	's	's	PART
ajbmeb-2523	56	8	obligations	obligation	NOUN
ajbmeb-2523	56	9	of	of	ADP
ajbmeb-2523	56	10	a	a	DET
ajbmeb-2523	56	11	credit	credit	NOUN
ajbmeb-2523	56	12	nature	nature	NOUN
ajbmeb-2523	56	13	,	,	PUNCT
ajbmeb-2523	56	14	bank	bank	NOUN
ajbmeb-2523	56	15	guarantees	guarantee	NOUN
ajbmeb-2523	56	16	,	,	PUNCT
ajbmeb-2523	56	17	obligations	obligation	NOUN
ajbmeb-2523	56	18	for	for	ADP
ajbmeb-2523	56	19	lending	lending	NOUN
ajbmeb-2523	56	20	and	and	CCONJ
ajbmeb-2523	56	21	letters	letter	NOUN
ajbmeb-2523	56	22	of	of	ADP
ajbmeb-2523	56	23	credit	credit	NOUN
ajbmeb-2523	56	24	are	be	AUX
ajbmeb-2523	56	25	taken	take	VERB
ajbmeb-2523	56	26	into	into	ADP
ajbmeb-2523	56	27	account	account	NOUN
ajbmeb-2523	56	28	.	.	PUNCT
ajbmeb-2523	57	1	american	american	ADJ
ajbmeb-2523	57	2	journal	journal	PROPN
ajbmeb-2523	57	3	of	of	ADP
ajbmeb-2523	57	4	business	business	NOUN
ajbmeb-2523	57	5	management	management	NOUN
ajbmeb-2523	57	6	,	,	PUNCT
ajbmeb-2523	57	7	economics	economic	NOUN
ajbmeb-2523	57	8	and	and	CCONJ
ajbmeb-2523	57	9	banking	banking	NOUN
ajbmeb-2523	57	10	volume	volume	NOUN
ajbmeb-2523	57	11	31	31	NUM
ajbmeb-2523	57	12	december	december	PROPN
ajbmeb-2523	57	13	2024	2024	NUM
ajbmeb-2523	57	14	p	p	NOUN
ajbmeb-2523	57	15	a	a	DET
ajbmeb-2523	57	16	g	g	NOUN
ajbmeb-2523	57	17	e	e	NOUN
ajbmeb-2523	57	18	|	|	ADV
ajbmeb-2523	57	19	5	5	NUM
ajbmeb-2523	57	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2523	57	21	table	table	NOUN
ajbmeb-2523	57	22	2	2	NUM
ajbmeb-2523	57	23	.	.	PUNCT
ajbmeb-2523	58	1	classification	classification	NOUN
ajbmeb-2523	58	2	of	of	ADP
ajbmeb-2523	58	3	bank	bank	NOUN
ajbmeb-2523	58	4	guarantees	guarantee	NOUN
ajbmeb-2523	58	5	by	by	ADP
ajbmeb-2523	58	6	quality	quality	NOUN
ajbmeb-2523	58	7	№	№	NOUN
ajbmeb-2523	58	8	аsset	аsset	ADJ
ajbmeb-2523	58	9	category	category	NOUN
ajbmeb-2523	58	10	аmount	аmount	NOUN
ajbmeb-2523	58	11	of	of	ADP
ajbmeb-2523	58	12	reserves	reserve	NOUN
ajbmeb-2523	58	13	by	by	ADP
ajbmeb-2523	58	14	asset	asset	NOUN
ajbmeb-2523	58	15	in	in	ADP
ajbmeb-2523	58	16	%	%	NOUN
ajbmeb-2523	58	17	1	1	NUM
ajbmeb-2523	58	18	standard	standard	NOUN
ajbmeb-2523	58	19	1	1	NUM
ajbmeb-2523	58	20	2	2	NUM
ajbmeb-2523	58	21	substandard	substandard	NOUN
ajbmeb-2523	58	22	10	10	NUM
ajbmeb-2523	58	23	3	3	NUM
ajbmeb-2523	58	24	unsatisfactory	unsatisfactory	ADJ
ajbmeb-2523	58	25	25	25	NUM
ajbmeb-2523	58	26	4	4	NUM
ajbmeb-2523	58	27	suspicious	suspicious	ADJ
ajbmeb-2523	58	28	50	50	NUM
ajbmeb-2523	58	29	5	5	NUM
ajbmeb-2523	58	30	desperate	desperate	ADJ
ajbmeb-2523	58	31	100	100	NUM
ajbmeb-2523	58	32	according	accord	VERB
ajbmeb-2523	58	33	to	to	ADP
ajbmeb-2523	58	34	the	the	DET
ajbmeb-2523	58	35	regulation	regulation	NOUN
ajbmeb-2523	58	36	,	,	PUNCT
ajbmeb-2523	58	37	commercial	commercial	ADJ
ajbmeb-2523	58	38	bank	bank	NOUN
ajbmeb-2523	58	39	guarantees	guarantee	NOUN
ajbmeb-2523	58	40	are	be	AUX
ajbmeb-2523	58	41	classified	classify	VERB
ajbmeb-2523	58	42	into	into	ADP
ajbmeb-2523	58	43	standard	standard	ADJ
ajbmeb-2523	58	44	,	,	PUNCT
ajbmeb-2523	58	45	substandard	substandard	ADJ
ajbmeb-2523	58	46	,	,	PUNCT
ajbmeb-2523	58	47	unsatisfactory	unsatisfactory	ADJ
ajbmeb-2523	58	48	,	,	PUNCT
ajbmeb-2523	58	49	dubious	dubious	ADJ
ajbmeb-2523	58	50	and	and	CCONJ
ajbmeb-2523	58	51	hopeless	hopeless	ADJ
ajbmeb-2523	58	52	categories	category	NOUN
ajbmeb-2523	58	53	,	,	PUNCT
ajbmeb-2523	58	54	like	like	ADP
ajbmeb-2523	58	55	other	other	ADJ
ajbmeb-2523	58	56	assets	asset	NOUN
ajbmeb-2523	58	57	.	.	PUNCT
ajbmeb-2523	59	1	accordingly	accordingly	ADV
ajbmeb-2523	59	2	,	,	PUNCT
ajbmeb-2523	59	3	reserves	reserve	NOUN
ajbmeb-2523	59	4	on	on	ADP
ajbmeb-2523	59	5	these	these	DET
ajbmeb-2523	59	6	assets	asset	NOUN
ajbmeb-2523	59	7	are	be	AUX
ajbmeb-2523	59	8	formed	form	VERB
ajbmeb-2523	59	9	in	in	ADP
ajbmeb-2523	59	10	the	the	DET
ajbmeb-2523	59	11	amount	amount	NOUN
ajbmeb-2523	59	12	of	of	ADP
ajbmeb-2523	59	13	1	1	NUM
ajbmeb-2523	59	14	,	,	PUNCT
ajbmeb-2523	59	15	10	10	NUM
ajbmeb-2523	59	16	,	,	PUNCT
ajbmeb-2523	59	17	25	25	NUM
ajbmeb-2523	59	18	,	,	PUNCT
ajbmeb-2523	59	19	50	50	NUM
ajbmeb-2523	59	20	and	and	CCONJ
ajbmeb-2523	59	21	100	100	NUM
ajbmeb-2523	59	22	%	%	NOUN
ajbmeb-2523	59	23	of	of	ADP
ajbmeb-2523	59	24	the	the	DET
ajbmeb-2523	59	25	loan	loan	NOUN
ajbmeb-2523	59	26	amount	amount	NOUN
ajbmeb-2523	59	27	.	.	PUNCT
ajbmeb-2523	60	1	determining	determine	VERB
ajbmeb-2523	60	2	the	the	DET
ajbmeb-2523	60	3	reasons	reason	NOUN
ajbmeb-2523	60	4	for	for	ADP
ajbmeb-2523	60	5	the	the	DET
ajbmeb-2523	60	6	transition	transition	NOUN
ajbmeb-2523	60	7	of	of	ADP
ajbmeb-2523	60	8	the	the	DET
ajbmeb-2523	60	9	bank	bank	NOUN
ajbmeb-2523	60	10	guarantee	guarantee	NOUN
ajbmeb-2523	60	11	from	from	ADP
ajbmeb-2523	60	12	the	the	DET
ajbmeb-2523	60	13	"	"	PUNCT
ajbmeb-2523	60	14	standard	standard	ADJ
ajbmeb-2523	60	15	"	"	PUNCT
ajbmeb-2523	60	16	category	category	NOUN
ajbmeb-2523	60	17	to	to	ADP
ajbmeb-2523	60	18	the	the	DET
ajbmeb-2523	60	19	next	next	ADJ
ajbmeb-2523	60	20	negative	negative	ADJ
ajbmeb-2523	60	21	categories	category	NOUN
ajbmeb-2523	60	22	;	;	PUNCT
ajbmeb-2523	60	23	analysis	analysis	NOUN
ajbmeb-2523	60	24	of	of	ADP
ajbmeb-2523	60	25	the	the	DET
ajbmeb-2523	60	26	financial	financial	ADJ
ajbmeb-2523	60	27	condition	condition	NOUN
ajbmeb-2523	60	28	of	of	ADP
ajbmeb-2523	60	29	the	the	DET
ajbmeb-2523	60	30	principal	principal	NOUN
ajbmeb-2523	60	31	immediately	immediately	ADV
ajbmeb-2523	60	32	directly	directly	ADV
ajbmeb-2523	60	33	on	on	ADP
ajbmeb-2523	60	34	the	the	DET
ajbmeb-2523	60	35	spot	spot	NOUN
ajbmeb-2523	60	36	and	and	CCONJ
ajbmeb-2523	60	37	assessment	assessment	NOUN
ajbmeb-2523	60	38	of	of	ADP
ajbmeb-2523	60	39	the	the	DET
ajbmeb-2523	60	40	liquidity	liquidity	NOUN
ajbmeb-2523	60	41	level	level	NOUN
ajbmeb-2523	60	42	and	and	CCONJ
ajbmeb-2523	60	43	market	market	NOUN
ajbmeb-2523	60	44	value	value	NOUN
ajbmeb-2523	60	45	of	of	ADP
ajbmeb-2523	60	46	the	the	DET
ajbmeb-2523	60	47	collateral	collateral	ADJ
ajbmeb-2523	60	48	property	property	NOUN
ajbmeb-2523	60	49	;	;	PUNCT
ajbmeb-2523	60	50	implementation	implementation	NOUN
ajbmeb-2523	60	51	of	of	ADP
ajbmeb-2523	60	52	measures	measure	NOUN
ajbmeb-2523	60	53	for	for	ADP
ajbmeb-2523	60	54	its	its	PRON
ajbmeb-2523	60	55	premature	premature	ADJ
ajbmeb-2523	60	56	return	return	NOUN
ajbmeb-2523	60	57	when	when	SCONJ
ajbmeb-2523	60	58	the	the	DET
ajbmeb-2523	60	59	warranty	warranty	NOUN
ajbmeb-2523	60	60	is	be	AUX
ajbmeb-2523	60	61	met	meet	VERB
ajbmeb-2523	60	62	;	;	PUNCT
ajbmeb-2523	60	63	control	control	VERB
ajbmeb-2523	60	64	the	the	DET
ajbmeb-2523	60	65	formation	formation	NOUN
ajbmeb-2523	60	66	of	of	ADP
ajbmeb-2523	60	67	special	special	ADJ
ajbmeb-2523	60	68	reserves	reserve	NOUN
ajbmeb-2523	60	69	,	,	PUNCT
ajbmeb-2523	60	70	programmed	program	VERB
ajbmeb-2523	60	71	against	against	ADP
ajbmeb-2523	60	72	possible	possible	ADJ
ajbmeb-2523	60	73	losses	loss	NOUN
ajbmeb-2523	60	74	under	under	ADP
ajbmeb-2523	60	75	guarantees	guarantee	NOUN
ajbmeb-2523	60	76	classified	classify	VERB
ajbmeb-2523	60	77	as	as	ADP
ajbmeb-2523	60	78	"	"	PUNCT
ajbmeb-2523	60	79	substandart	substandart	ADJ
ajbmeb-2523	60	80	"	"	PUNCT
ajbmeb-2523	60	81	,	,	PUNCT
ajbmeb-2523	60	82	"	"	PUNCT
ajbmeb-2523	60	83	unsatisfactory	unsatisfactory	ADJ
ajbmeb-2523	60	84	"	"	PUNCT
ajbmeb-2523	60	85	,	,	PUNCT
ajbmeb-2523	60	86	"	"	PUNCT
ajbmeb-2523	60	87	suspicious	suspicious	ADJ
ajbmeb-2523	60	88	"	"	PUNCT
ajbmeb-2523	60	89	and	and	CCONJ
ajbmeb-2523	60	90	"	"	PUNCT
ajbmeb-2523	60	91	hopeless	hopeless	ADJ
ajbmeb-2523	60	92	"	"	PUNCT
ajbmeb-2523	60	93	;	;	PUNCT
ajbmeb-2523	60	94	to	to	PART
ajbmeb-2523	60	95	take	take	VERB
ajbmeb-2523	60	96	measures	measure	NOUN
ajbmeb-2523	60	97	to	to	PART
ajbmeb-2523	60	98	ensure	ensure	VERB
ajbmeb-2523	60	99	that	that	SCONJ
ajbmeb-2523	60	100	negatively	negatively	ADV
ajbmeb-2523	60	101	classified	classify	VERB
ajbmeb-2523	60	102	bank	bank	NOUN
ajbmeb-2523	60	103	guarantees	guarantee	NOUN
ajbmeb-2523	60	104	do	do	AUX
ajbmeb-2523	60	105	not	not	PART
ajbmeb-2523	60	106	become	become	VERB
ajbmeb-2523	60	107	a	a	DET
ajbmeb-2523	60	108	"	"	PUNCT
ajbmeb-2523	60	109	hopeless	hopeless	ADJ
ajbmeb-2523	60	110	"	"	PUNCT
ajbmeb-2523	60	111	asset	asset	NOUN
ajbmeb-2523	60	112	;	;	PUNCT
ajbmeb-2523	60	113	appeal	appeal	VERB
ajbmeb-2523	60	114	to	to	ADP
ajbmeb-2523	60	115	the	the	DET
ajbmeb-2523	60	116	economic	economic	ADJ
ajbmeb-2523	60	117	or	or	CCONJ
ajbmeb-2523	60	118	civil	civil	ADJ
ajbmeb-2523	60	119	court	court	NOUN
ajbmeb-2523	60	120	,	,	PUNCT
ajbmeb-2523	60	121	to	to	ADP
ajbmeb-2523	60	122	the	the	DET
ajbmeb-2523	60	123	relevant	relevant	ADJ
ajbmeb-2523	60	124	authorities	authority	NOUN
ajbmeb-2523	60	125	in	in	ADP
ajbmeb-2523	60	126	case	case	NOUN
ajbmeb-2523	60	127	of	of	ADP
ajbmeb-2523	60	128	signs	sign	NOUN
ajbmeb-2523	60	129	of	of	ADP
ajbmeb-2523	60	130	a	a	DET
ajbmeb-2523	60	131	crime	crime	NOUN
ajbmeb-2523	60	132	,	,	PUNCT
ajbmeb-2523	60	133	with	with	ADP
ajbmeb-2523	60	134	a	a	DET
ajbmeb-2523	60	135	petition	petition	NOUN
ajbmeb-2523	60	136	to	to	PART
ajbmeb-2523	60	137	initiate	initiate	VERB
ajbmeb-2523	60	138	a	a	DET
ajbmeb-2523	60	139	case	case	NOUN
ajbmeb-2523	60	140	on	on	ADP
ajbmeb-2523	60	141	the	the	DET
ajbmeb-2523	60	142	bankruptcy	bankruptcy	NOUN
ajbmeb-2523	60	143	of	of	ADP
ajbmeb-2523	60	144	a	a	DET
ajbmeb-2523	60	145	debtor	debtor	NOUN
ajbmeb-2523	60	146	who	who	PRON
ajbmeb-2523	60	147	is	be	AUX
ajbmeb-2523	60	148	not	not	PART
ajbmeb-2523	60	149	fulfilling	fulfil	VERB
ajbmeb-2523	60	150	his	his	PRON
ajbmeb-2523	60	151	obligations	obligation	NOUN
ajbmeb-2523	60	152	to	to	PART
ajbmeb-2523	60	153	pay	pay	VERB
ajbmeb-2523	60	154	the	the	DET
ajbmeb-2523	60	155	debt	debt	NOUN
ajbmeb-2523	60	156	;	;	PUNCT
ajbmeb-2523	60	157	to	to	PART
ajbmeb-2523	60	158	take	take	VERB
ajbmeb-2523	60	159	measures	measure	NOUN
ajbmeb-2523	60	160	to	to	PART
ajbmeb-2523	60	161	organize	organize	VERB
ajbmeb-2523	60	162	collection	collection	NOUN
ajbmeb-2523	60	163	work	work	NOUN
ajbmeb-2523	60	164	with	with	ADP
ajbmeb-2523	60	165	the	the	DET
ajbmeb-2523	60	166	hookup	hookup	ADJ
ajbmeb-2523	60	167	protection	protection	NOUN
ajbmeb-2523	60	168	authorities	authority	NOUN
ajbmeb-2523	60	169	in	in	ADP
ajbmeb-2523	60	170	order	order	NOUN
ajbmeb-2523	60	171	to	to	PART
ajbmeb-2523	60	172	ensure	ensure	VERB
ajbmeb-2523	60	173	the	the	DET
ajbmeb-2523	60	174	collection	collection	NOUN
ajbmeb-2523	60	175	of	of	ADP
ajbmeb-2523	60	176	negatively	negatively	ADV
ajbmeb-2523	60	177	classified	classified	ADJ
ajbmeb-2523	60	178	guarantees	guarantee	NOUN
ajbmeb-2523	60	179	.	.	PUNCT
ajbmeb-2523	61	1	it	it	PRON
ajbmeb-2523	61	2	is	be	AUX
ajbmeb-2523	61	3	considered	consider	VERB
ajbmeb-2523	61	4	advisable	advisable	ADJ
ajbmeb-2523	61	5	to	to	PART
ajbmeb-2523	61	6	start	start	VERB
ajbmeb-2523	61	7	at	at	ADP
ajbmeb-2523	61	8	the	the	DET
ajbmeb-2523	61	9	initial	initial	ADJ
ajbmeb-2523	61	10	stages	stage	NOUN
ajbmeb-2523	61	11	in	in	ADP
ajbmeb-2523	61	12	order	order	NOUN
ajbmeb-2523	61	13	to	to	PART
ajbmeb-2523	61	14	avoid	avoid	VERB
ajbmeb-2523	61	15	the	the	DET
ajbmeb-2523	61	16	occurrence	occurrence	NOUN
ajbmeb-2523	61	17	of	of	ADP
ajbmeb-2523	61	18	a	a	DET
ajbmeb-2523	61	19	problem	problem	NOUN
ajbmeb-2523	61	20	bank	bank	NOUN
ajbmeb-2523	61	21	guarantee	guarantee	NOUN
ajbmeb-2523	61	22	.	.	PUNCT
ajbmeb-2523	62	1	it	it	PRON
ajbmeb-2523	62	2	is	be	AUX
ajbmeb-2523	62	3	advisable	advisable	ADJ
ajbmeb-2523	62	4	to	to	PART
ajbmeb-2523	62	5	pay	pay	VERB
ajbmeb-2523	62	6	special	special	ADJ
ajbmeb-2523	62	7	attention	attention	NOUN
ajbmeb-2523	62	8	to	to	ADP
ajbmeb-2523	62	9	the	the	DET
ajbmeb-2523	62	10	issue	issue	NOUN
ajbmeb-2523	62	11	of	of	ADP
ajbmeb-2523	62	12	risk	risk	NOUN
ajbmeb-2523	62	13	in	in	ADP
ajbmeb-2523	62	14	this	this	PRON
ajbmeb-2523	62	15	.	.	PUNCT
ajbmeb-2523	63	1	conclusion	conclusion	NOUN
ajbmeb-2523	63	2	from	from	ADP
ajbmeb-2523	63	3	the	the	DET
ajbmeb-2523	63	4	results	result	NOUN
ajbmeb-2523	63	5	of	of	ADP
ajbmeb-2523	63	6	the	the	DET
ajbmeb-2523	63	7	study	study	NOUN
ajbmeb-2523	63	8	,	,	PUNCT
ajbmeb-2523	63	9	the	the	DET
ajbmeb-2523	63	10	following	follow	VERB
ajbmeb-2523	63	11	conclusions	conclusion	NOUN
ajbmeb-2523	63	12	and	and	CCONJ
ajbmeb-2523	63	13	suggestions	suggestion	NOUN
ajbmeb-2523	63	14	were	be	AUX
ajbmeb-2523	63	15	formulated	formulate	VERB
ajbmeb-2523	63	16	:	:	PUNCT
ajbmeb-2523	63	17	since	since	SCONJ
ajbmeb-2523	63	18	the	the	DET
ajbmeb-2523	63	19	bank	bank	NOUN
ajbmeb-2523	63	20	guarantee	guarantee	NOUN
ajbmeb-2523	63	21	allows	allow	VERB
ajbmeb-2523	63	22	príncipe	príncipe	NOUN
ajbmeb-2523	63	23	to	to	PART
ajbmeb-2523	63	24	delay	delay	VERB
ajbmeb-2523	63	25	payment	payment	NOUN
ajbmeb-2523	63	26	to	to	ADP
ajbmeb-2523	63	27	the	the	DET
ajbmeb-2523	63	28	beneficiary	beneficiary	NOUN
ajbmeb-2523	63	29	,	,	PUNCT
ajbmeb-2523	63	30	its	its	PRON
ajbmeb-2523	63	31	effectiveness	effectiveness	NOUN
ajbmeb-2523	63	32	will	will	AUX
ajbmeb-2523	63	33	depend	depend	VERB
ajbmeb-2523	63	34	directly	directly	ADV
ajbmeb-2523	63	35	on	on	ADP
ajbmeb-2523	63	36	the	the	DET
ajbmeb-2523	63	37	amount	amount	NOUN
ajbmeb-2523	63	38	the	the	DET
ajbmeb-2523	63	39	beneficiary	beneficiary	NOUN
ajbmeb-2523	63	40	is	be	AUX
ajbmeb-2523	63	41	able	able	ADJ
ajbmeb-2523	63	42	to	to	PART
ajbmeb-2523	63	43	pay	pay	VERB
ajbmeb-2523	63	44	,	,	PUNCT
ajbmeb-2523	63	45	the	the	DET
ajbmeb-2523	63	46	value	value	NOUN
ajbmeb-2523	63	47	of	of	ADP
ajbmeb-2523	63	48	the	the	DET
ajbmeb-2523	63	49	funds	fund	NOUN
ajbmeb-2523	63	50	,	,	PUNCT
ajbmeb-2523	63	51	the	the	DET
ajbmeb-2523	63	52	credit	credit	NOUN
ajbmeb-2523	63	53	risk	risk	NOUN
ajbmeb-2523	63	54	.	.	PUNCT
ajbmeb-2523	64	1	if	if	SCONJ
ajbmeb-2523	64	2	the	the	DET
ajbmeb-2523	64	3	fee	fee	NOUN
ajbmeb-2523	64	4	that	that	PRON
ajbmeb-2523	64	5	the	the	DET
ajbmeb-2523	64	6	beneficiary	beneficiary	NOUN
ajbmeb-2523	64	7	can	can	AUX
ajbmeb-2523	64	8	pay	pay	VERB
ajbmeb-2523	64	9	for	for	ADP
ajbmeb-2523	64	10	the	the	DET
ajbmeb-2523	64	11	guarantee	guarantee	NOUN
ajbmeb-2523	64	12	is	be	AUX
ajbmeb-2523	64	13	low	low	ADJ
ajbmeb-2523	64	14	,	,	PUNCT
ajbmeb-2523	64	15	the	the	DET
ajbmeb-2523	64	16	bank	bank	NOUN
ajbmeb-2523	64	17	guarantee	guarantee	NOUN
ajbmeb-2523	64	18	will	will	AUX
ajbmeb-2523	64	19	not	not	PART
ajbmeb-2523	64	20	be	be	AUX
ajbmeb-2523	64	21	common	common	ADJ
ajbmeb-2523	64	22	if	if	SCONJ
ajbmeb-2523	64	23	the	the	DET
ajbmeb-2523	64	24	bank	bank	NOUN
ajbmeb-2523	64	25	does	do	AUX
ajbmeb-2523	64	26	not	not	PART
ajbmeb-2523	64	27	dare	dare	VERB
ajbmeb-2523	64	28	to	to	PART
ajbmeb-2523	64	29	take	take	VERB
ajbmeb-2523	64	30	risks	risk	NOUN
ajbmeb-2523	64	31	for	for	ADP
ajbmeb-2523	64	32	such	such	DET
ajbmeb-2523	64	33	a	a	DET
ajbmeb-2523	64	34	payment	payment	NOUN
ajbmeb-2523	64	35	.	.	PUNCT
ajbmeb-2523	65	1	therefore	therefore	ADV
ajbmeb-2523	65	2	,	,	PUNCT
ajbmeb-2523	65	3	when	when	SCONJ
ajbmeb-2523	65	4	setting	set	VERB
ajbmeb-2523	65	5	a	a	DET
ajbmeb-2523	65	6	fee	fee	NOUN
ajbmeb-2523	65	7	for	for	ADP
ajbmeb-2523	65	8	a	a	DET
ajbmeb-2523	65	9	bank	bank	NOUN
ajbmeb-2523	65	10	guarantee	guarantee	NOUN
ajbmeb-2523	65	11	,	,	PUNCT
ajbmeb-2523	65	12	it	it	PRON
ajbmeb-2523	65	13	will	will	AUX
ajbmeb-2523	65	14	be	be	AUX
ajbmeb-2523	65	15	necessary	necessary	ADJ
ajbmeb-2523	65	16	to	to	PART
ajbmeb-2523	65	17	take	take	VERB
ajbmeb-2523	65	18	into	into	ADP
ajbmeb-2523	65	19	account	account	NOUN
ajbmeb-2523	65	20	many	many	ADJ
ajbmeb-2523	65	21	factors	factor	NOUN
ajbmeb-2523	65	22	.	.	PUNCT
ajbmeb-2523	66	1	the	the	DET
ajbmeb-2523	66	2	fact	fact	NOUN
ajbmeb-2523	66	3	that	that	SCONJ
ajbmeb-2523	66	4	its	its	PRON
ajbmeb-2523	66	5	economic	economic	ADJ
ajbmeb-2523	66	6	attractiveness	attractiveness	NOUN
ajbmeb-2523	66	7	is	be	AUX
ajbmeb-2523	66	8	not	not	PART
ajbmeb-2523	66	9	sufficiently	sufficiently	ADV
ajbmeb-2523	66	10	clear	clear	ADJ
ajbmeb-2523	66	11	for	for	SCONJ
ajbmeb-2523	66	12	all	all	DET
ajbmeb-2523	66	13	participants	participant	NOUN
ajbmeb-2523	66	14	in	in	ADP
ajbmeb-2523	66	15	the	the	DET
ajbmeb-2523	66	16	relationship	relationship	NOUN
ajbmeb-2523	66	17	arising	arise	VERB
ajbmeb-2523	66	18	from	from	ADP
ajbmeb-2523	66	19	guaranteeing	guarantee	VERB
ajbmeb-2523	66	20	is	be	AUX
ajbmeb-2523	66	21	an	an	DET
ajbmeb-2523	66	22	obstacle	obstacle	NOUN
ajbmeb-2523	66	23	to	to	ADP
ajbmeb-2523	66	24	its	its	PRON
ajbmeb-2523	66	25	widespread	widespread	ADJ
ajbmeb-2523	66	26	use	use	NOUN
ajbmeb-2523	66	27	.	.	PUNCT
ajbmeb-2523	67	1	guarantor	guarantor	NOUN
ajbmeb-2523	67	2	banks	bank	NOUN
ajbmeb-2523	67	3	can	can	AUX
ajbmeb-2523	67	4	reverse	reverse	VERB
ajbmeb-2523	67	5	this	this	DET
ajbmeb-2523	67	6	trend	trend	NOUN
ajbmeb-2523	67	7	by	by	ADP
ajbmeb-2523	67	8	offering	offer	VERB
ajbmeb-2523	67	9	their	their	PRON
ajbmeb-2523	67	10	customers	customer	NOUN
ajbmeb-2523	67	11	economically	economically	ADV
ajbmeb-2523	67	12	justified	justify	VERB
ajbmeb-2523	67	13	options	option	NOUN
ajbmeb-2523	67	14	for	for	ADP
ajbmeb-2523	67	15	using	use	VERB
ajbmeb-2523	67	16	bank	bank	NOUN
ajbmeb-2523	67	17	guarantees	guarantee	NOUN
ajbmeb-2523	67	18	,	,	PUNCT
ajbmeb-2523	67	19	that	that	ADV
ajbmeb-2523	67	20	is	is	ADV
ajbmeb-2523	67	21	,	,	PUNCT
ajbmeb-2523	67	22	at	at	ADP
ajbmeb-2523	67	23	a	a	DET
ajbmeb-2523	67	24	price	price	NOUN
ajbmeb-2523	67	25	that	that	PRON
ajbmeb-2523	67	26	is	be	AUX
ajbmeb-2523	67	27	beneficial	beneficial	ADJ
ajbmeb-2523	67	28	to	to	ADP
ajbmeb-2523	67	29	all	all	DET
ajbmeb-2523	67	30	parties	party	NOUN
ajbmeb-2523	67	31	to	to	ADP
ajbmeb-2523	67	32	the	the	DET
ajbmeb-2523	67	33	relationship	relationship	NOUN
ajbmeb-2523	67	34	:	:	PUNCT
ajbmeb-2523	67	35	guarantor	guarantor	NOUN
ajbmeb-2523	67	36	,	,	PUNCT
ajbmeb-2523	67	37	principal	principal	NOUN
ajbmeb-2523	67	38	,	,	PUNCT
ajbmeb-2523	67	39	beneficiary	beneficiary	NOUN
ajbmeb-2523	67	40	.	.	PUNCT
ajbmeb-2523	68	1	the	the	DET
ajbmeb-2523	68	2	bank	bank	PROPN
ajbmeb-2523	68	3	counter	counter	NOUN
ajbmeb-2523	68	4	-	-	NOUN
ajbmeb-2523	68	5	guarantee	guarantee	NOUN
ajbmeb-2523	68	6	will	will	AUX
ajbmeb-2523	68	7	help	help	VERB
ajbmeb-2523	68	8	the	the	DET
ajbmeb-2523	68	9	principal	principal	NOUN
ajbmeb-2523	68	10	to	to	PART
ajbmeb-2523	68	11	enter	enter	VERB
ajbmeb-2523	68	12	new	new	ADJ
ajbmeb-2523	68	13	markets	market	NOUN
ajbmeb-2523	68	14	,	,	PUNCT
ajbmeb-2523	68	15	develop	develop	VERB
ajbmeb-2523	68	16	international	international	ADJ
ajbmeb-2523	68	17	relations	relation	NOUN
ajbmeb-2523	68	18	.	.	PUNCT
ajbmeb-2523	69	1	references	reference	NOUN
ajbmeb-2523	69	2	1	1	NUM
ajbmeb-2523	69	3	.	.	PUNCT
ajbmeb-2523	70	1	law	law	NOUN
ajbmeb-2523	70	2	of	of	ADP
ajbmeb-2523	70	3	the	the	DET
ajbmeb-2523	70	4	republic	republic	NOUN
ajbmeb-2523	70	5	of	of	ADP
ajbmeb-2523	70	6	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	70	7	"	"	PUNCT
ajbmeb-2523	70	8	on	on	ADP
ajbmeb-2523	70	9	banks	bank	NOUN
ajbmeb-2523	70	10	and	and	CCONJ
ajbmeb-2523	70	11	banking	banking	NOUN
ajbmeb-2523	70	12	activities	activity	NOUN
ajbmeb-2523	70	13	"	"	PUNCT
ajbmeb-2523	70	14	november	november	PROPN
ajbmeb-2523	70	15	5	5	NUM
ajbmeb-2523	70	16	,	,	PUNCT
ajbmeb-2523	70	17	2019	2019	NUM
ajbmeb-2523	70	18	.	.	PUNCT
ajbmeb-2523	71	1	2	2	X
ajbmeb-2523	71	2	.	.	X
ajbmeb-2523	71	3	law	law	NOUN
ajbmeb-2523	71	4	of	of	ADP
ajbmeb-2523	71	5	the	the	DET
ajbmeb-2523	71	6	republic	republic	NOUN
ajbmeb-2523	71	7	of	of	ADP
ajbmeb-2523	71	8	uzbekistan	uzbekistan	PROPN
ajbmeb-2523	71	9	"	"	PUNCT
ajbmeb-2523	71	10	on	on	ADP
ajbmeb-2523	71	11	accounting	account	VERB
ajbmeb-2523	71	12	"	"	PUNCT
ajbmeb-2523	71	13	april	april	PROPN
ajbmeb-2523	71	14	13	13	NUM
ajbmeb-2523	71	15	,	,	PUNCT
ajbmeb-2523	71	16	2016	2016	NUM
ajbmeb-2523	71	17	3	3	NUM
ajbmeb-2523	71	18	.	.	PUNCT
ajbmeb-2523	72	1	antonis	antonis	PROPN
ajbmeb-2523	72	2	kotidis	kotidis	PROPN
ajbmeb-2523	72	3	,	,	PUNCT
ajbmeb-2523	72	4	ms	ms	PROPN
ajbmeb-2523	72	5	.	.	PROPN
ajbmeb-2523	72	6	margaux	margaux	PROPN
ajbmeb-2523	72	7	macdonald	macdonald	PROPN
ajbmeb-2523	72	8	,	,	PUNCT
ajbmeb-2523	72	9	and	and	CCONJ
ajbmeb-2523	72	10	dimitris	dimitris	PROPN
ajbmeb-2523	72	11	malliaropulos	malliaropulo	VERB
ajbmeb-2523	72	12	guaranteeing	guarantee	VERB
ajbmeb-2523	72	13	trade	trade	NOUN
ajbmeb-2523	72	14	in	in	ADP
ajbmeb-2523	72	15	a	a	DET
ajbmeb-2523	72	16	severe	severe	ADJ
ajbmeb-2523	72	17	crisis	crisis	NOUN
ajbmeb-2523	72	18	:	:	PUNCT
ajbmeb-2523	72	19	cash	cash	NOUN
ajbmeb-2523	72	20	collateral	collateral	NOUN
ajbmeb-2523	72	21	over	over	ADP
ajbmeb-2523	72	22	bank	bank	NOUN
ajbmeb-2523	72	23	guarantees	guarantee	VERB
ajbmeb-2523	72	24	imf	imf	PROPN
ajbmeb-2523	72	25	working	working	PROPN
ajbmeb-2523	72	26	paper	paper	PROPN
ajbmeb-2523	72	27	wp/23/38	wp/23/38	PROPN
ajbmeb-2523	72	28	,	,	PUNCT
ajbmeb-2523	72	29	february	february	PROPN
ajbmeb-2523	72	30	2023	2023	NUM
ajbmeb-2523	72	31	,	,	PUNCT
ajbmeb-2523	72	32	www.elibrary.imf.org	www.elibrary.imf.org	VERB
ajbmeb-2523	72	33	http://www.elibrary.imf.org/	http://www.elibrary.imf.org/	PROPN
ajbmeb-2523	72	34	american	american	ADJ
ajbmeb-2523	72	35	journal	journal	PROPN
ajbmeb-2523	72	36	of	of	ADP
ajbmeb-2523	72	37	business	business	NOUN
ajbmeb-2523	72	38	management	management	NOUN
ajbmeb-2523	72	39	,	,	PUNCT
ajbmeb-2523	72	40	economics	economic	NOUN
ajbmeb-2523	72	41	and	and	CCONJ
ajbmeb-2523	72	42	banking	banking	NOUN
ajbmeb-2523	72	43	volume	volume	NOUN
ajbmeb-2523	72	44	31	31	NUM
ajbmeb-2523	72	45	december	december	PROPN
ajbmeb-2523	72	46	2024	2024	NUM
ajbmeb-2523	72	47	p	p	NOUN
ajbmeb-2523	72	48	a	a	PRON
ajbmeb-2523	72	49	g	g	NOUN
ajbmeb-2523	72	50	e	e	NOUN
ajbmeb-2523	72	51	|	|	ADV
ajbmeb-2523	72	52	6	6	NUM
ajbmeb-2523	72	53	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2523	72	54	4	4	NUM
ajbmeb-2523	72	55	.	.	PUNCT
ajbmeb-2523	72	56	bank	bank	NOUN
ajbmeb-2523	72	57	guarantees	guarantee	NOUN
ajbmeb-2523	72	58	in	in	ADP
ajbmeb-2523	72	59	international	international	ADJ
ajbmeb-2523	72	60	trade	trade	NOUN
ajbmeb-2523	72	61	//	//	SYM
ajbmeb-2523	72	62	nordea	nordea	PROPN
ajbmeb-2523	72	63	trade	trade	NOUN
ajbmeb-2523	72	64	finance	finance	NOUN
ajbmeb-2523	72	65	,	,	PUNCT
ajbmeb-2523	72	66	2010	2010	NUM
ajbmeb-2523	72	67	www.nordea.nо	www.nordea.nо	NOUN
ajbmeb-2523	72	68	5	5	NUM
ajbmeb-2523	72	69	.	.	PUNCT
ajbmeb-2523	73	1	beyer	beyer	PROPN
ajbmeb-2523	73	2	,	,	PUNCT
ajbmeb-2523	73	3	hans	hans	PROPN
ajbmeb-2523	73	4	-	-	PUNCT
ajbmeb-2523	73	5	martin	martin	PROPN
ajbmeb-2523	73	6	&	&	CCONJ
ajbmeb-2523	73	7	meyer	meyer	PROPN
ajbmeb-2523	73	8	,	,	PUNCT
ajbmeb-2523	73	9	tobias	tobias	PROPN
ajbmeb-2523	73	10	.	.	PUNCT
ajbmeb-2523	74	1	(	(	PUNCT
ajbmeb-2523	74	2	2012	2012	NUM
ajbmeb-2523	74	3	)	)	PUNCT
ajbmeb-2523	74	4	.	.	PUNCT
ajbmeb-2523	75	1	the	the	DET
ajbmeb-2523	75	2	impact	impact	NOUN
ajbmeb-2523	75	3	of	of	ADP
ajbmeb-2523	75	4	basel	basel	PROPN
ajbmeb-2523	75	5	iii	iii	PROPN
ajbmeb-2523	75	6	on	on	ADP
ajbmeb-2523	75	7	the	the	DET
ajbmeb-2523	75	8	fair	fair	ADJ
ajbmeb-2523	75	9	pricing	pricing	NOUN
ajbmeb-2523	75	10	of	of	ADP
ajbmeb-2523	75	11	bank	bank	NOUN
ajbmeb-2523	75	12	guarantee	guarantee	NOUN
ajbmeb-2523	75	13	facilities	facility	NOUN
ajbmeb-2523	75	14	.	.	PUNCT
ajbmeb-2523	76	1	6	6	X
ajbmeb-2523	76	2	.	.	X
ajbmeb-2523	76	3	branch	branch	NOUN
ajbmeb-2523	76	4	,	,	PUNCT
ajbmeb-2523	76	5	a.	a.	NOUN
ajbmeb-2523	76	6	(	(	PUNCT
ajbmeb-2523	76	7	2006	2006	NUM
ajbmeb-2523	76	8	)	)	PUNCT
ajbmeb-2523	76	9	.	.	PUNCT
ajbmeb-2523	77	1	export	export	NOUN
ajbmeb-2523	77	2	practice	practice	NOUN
ajbmeb-2523	77	3	and	and	CCONJ
ajbmeb-2523	77	4	management	management	NOUN
ajbmeb-2523	77	5	(	(	PUNCT
ajbmeb-2523	77	6	5th	5th	ADJ
ajbmeb-2523	77	7	edition	edition	NOUN
ajbmeb-2523	77	8	)	)	PUNCT
ajbmeb-2523	77	9	.	.	PUNCT
ajbmeb-2523	78	1	london	london	PROPN
ajbmeb-2523	78	2	:	:	PUNCT
ajbmeb-2523	78	3	thomson	thomson	PROPN
ajbmeb-2523	78	4	7	7	NUM
ajbmeb-2523	78	5	.	.	PUNCT
ajbmeb-2523	78	6	ellingsen	ellingsen	PROPN
ajbmeb-2523	78	7	,	,	PUNCT
ajbmeb-2523	78	8	tore	tore	NOUN
ajbmeb-2523	78	9	&	&	CCONJ
ajbmeb-2523	78	10	vlachos	vlachos	PROPN
ajbmeb-2523	78	11	,	,	PUNCT
ajbmeb-2523	78	12	jonas	jonas	PROPN
ajbmeb-2523	78	13	.	.	PUNCT
ajbmeb-2523	79	1	(	(	PUNCT
ajbmeb-2523	79	2	2009	2009	NUM
ajbmeb-2523	79	3	)	)	PUNCT
ajbmeb-2523	79	4	.	.	PUNCT
ajbmeb-2523	80	1	trade	trade	NOUN
ajbmeb-2523	80	2	finance	finance	NOUN
ajbmeb-2523	80	3	in	in	ADP
ajbmeb-2523	80	4	a	a	DET
ajbmeb-2523	80	5	liquidity	liquidity	NOUN
ajbmeb-2523	80	6	crisis	crisis	NOUN
ajbmeb-2523	80	7	.	.	PUNCT
ajbmeb-2523	81	1	the	the	DET
ajbmeb-2523	81	2	world	world	PROPN
ajbmeb-2523	81	3	bank	bank	PROPN
ajbmeb-2523	81	4	,	,	PUNCT
ajbmeb-2523	81	5	policy	policy	NOUN
ajbmeb-2523	81	6	research	research	NOUN
ajbmeb-2523	81	7	working	working	NOUN
ajbmeb-2523	81	8	paper	paper	NOUN
ajbmeb-2523	81	9	series	series	NOUN
ajbmeb-2523	81	10	.	.	PUNCT
ajbmeb-2523	82	1	http://www.nordea.nо/	http://www.nordea.nо/	PROPN