id	sid	tid	token	lemma	pos
ajbmeb-2572	1	1	american	american	PROPN
ajbmeb-2572	1	2	journal	journal	PROPN
ajbmeb-2572	1	3	of	of	ADP
ajbmeb-2572	1	4	business	business	NOUN
ajbmeb-2572	1	5	management	management	NOUN
ajbmeb-2572	1	6	,	,	PUNCT
ajbmeb-2572	1	7	economics	economic	NOUN
ajbmeb-2572	1	8	and	and	CCONJ
ajbmeb-2572	1	9	banking	banking	NOUN
ajbmeb-2572	1	10	issn	issn	PROPN
ajbmeb-2572	1	11	(	(	PUNCT
ajbmeb-2572	1	12	e	e	NOUN
ajbmeb-2572	1	13	):	):	PUNCT
ajbmeb-2572	1	14	2832	2832	NUM
ajbmeb-2572	1	15	-	-	SYM
ajbmeb-2572	1	16	8078	8078	NUM
ajbmeb-2572	1	17	volume	volume	NOUN
ajbmeb-2572	1	18	31	31	NUM
ajbmeb-2572	1	19	,	,	PUNCT
ajbmeb-2572	1	20	|	|	ADV
ajbmeb-2572	1	21	december	december	PROPN
ajbmeb-2572	1	22	2024	2024	NUM
ajbmeb-2572	1	23	p	p	NOUN
ajbmeb-2572	1	24	a	a	DET
ajbmeb-2572	1	25	g	g	NOUN
ajbmeb-2572	1	26	e	e	NOUN
ajbmeb-2572	1	27	|	|	ADV
ajbmeb-2572	1	28	60	60	NUM
ajbmeb-2572	1	29	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2572	1	30	prospects	prospect	NOUN
ajbmeb-2572	1	31	for	for	ADP
ajbmeb-2572	1	32	the	the	DET
ajbmeb-2572	1	33	development	development	NOUN
ajbmeb-2572	1	34	of	of	ADP
ajbmeb-2572	1	35	innovative	innovative	ADJ
ajbmeb-2572	1	36	activities	activity	NOUN
ajbmeb-2572	1	37	of	of	ADP
ajbmeb-2572	1	38	commercial	commercial	ADJ
ajbmeb-2572	1	39	banks	bank	NOUN
ajbmeb-2572	1	40	kurbonboev	kurbonboev	NOUN
ajbmeb-2572	1	41	sherzodbek	sherzodbek	ADV
ajbmeb-2572	1	42	shavkat	shavkat	PROPN
ajbmeb-2572	1	43	ugli	ugli	PROPN
ajbmeb-2572	1	44	academic	academic	ADJ
ajbmeb-2572	1	45	lyceum	lyceum	NOUN
ajbmeb-2572	1	46	of	of	ADP
ajbmeb-2572	1	47	westminster	westminster	PROPN
ajbmeb-2572	1	48	international	international	PROPN
ajbmeb-2572	1	49	university	university	PROPN
ajbmeb-2572	1	50	in	in	ADP
ajbmeb-2572	1	51	tashkent	tashkent	PROPN
ajbmeb-2572	1	52	a	a	DET
ajbmeb-2572	1	53	b	b	PROPN
ajbmeb-2572	1	54	s	s	ADP
ajbmeb-2572	1	55	t	t	PROPN
ajbmeb-2572	1	56	r	r	NOUN
ajbmeb-2572	1	57	a	a	DET
ajbmeb-2572	1	58	c	c	NOUN
ajbmeb-2572	1	59	t	t	NOUN
ajbmeb-2572	1	60	k	k	X
ajbmeb-2572	1	61	e	e	PROPN
ajbmeb-2572	1	62	y	y	PROPN
ajbmeb-2572	1	63	w	w	NOUN
ajbmeb-2572	2	1	o	o	NOUN
ajbmeb-2572	2	2	r	r	NOUN
ajbmeb-2572	2	3	d	d	X
ajbmeb-2572	2	4	s	s	AUX
ajbmeb-2572	2	5	the	the	DET
ajbmeb-2572	2	6	main	main	ADJ
ajbmeb-2572	2	7	purpose	purpose	NOUN
ajbmeb-2572	2	8	of	of	ADP
ajbmeb-2572	2	9	the	the	DET
ajbmeb-2572	2	10	scientific	scientific	ADJ
ajbmeb-2572	2	11	article	article	NOUN
ajbmeb-2572	2	12	is	be	AUX
ajbmeb-2572	2	13	to	to	PART
ajbmeb-2572	2	14	present	present	VERB
ajbmeb-2572	2	15	the	the	DET
ajbmeb-2572	2	16	results	result	NOUN
ajbmeb-2572	2	17	of	of	ADP
ajbmeb-2572	2	18	improving	improve	VERB
ajbmeb-2572	2	19	the	the	DET
ajbmeb-2572	2	20	banking	banking	NOUN
ajbmeb-2572	2	21	system	system	NOUN
ajbmeb-2572	2	22	of	of	ADP
ajbmeb-2572	2	23	the	the	DET
ajbmeb-2572	2	24	republic	republic	NOUN
ajbmeb-2572	2	25	based	base	VERB
ajbmeb-2572	2	26	on	on	ADP
ajbmeb-2572	2	27	international	international	ADJ
ajbmeb-2572	2	28	experience	experience	NOUN
ajbmeb-2572	2	29	,	,	PUNCT
ajbmeb-2572	2	30	innovative	innovative	ADJ
ajbmeb-2572	2	31	ideas	idea	NOUN
ajbmeb-2572	2	32	and	and	CCONJ
ajbmeb-2572	2	33	market	market	NOUN
ajbmeb-2572	2	34	-	-	PUNCT
ajbmeb-2572	2	35	methodological	methodological	ADJ
ajbmeb-2572	2	36	foundations	foundation	NOUN
ajbmeb-2572	2	37	.	.	PUNCT
ajbmeb-2572	3	1	this	this	DET
ajbmeb-2572	3	2	scientific	scientific	ADJ
ajbmeb-2572	3	3	article	article	NOUN
ajbmeb-2572	3	4	discusses	discuss	VERB
ajbmeb-2572	3	5	the	the	DET
ajbmeb-2572	3	6	theoretical	theoretical	ADJ
ajbmeb-2572	3	7	and	and	CCONJ
ajbmeb-2572	3	8	practical	practical	ADJ
ajbmeb-2572	3	9	foundations	foundation	NOUN
ajbmeb-2572	3	10	of	of	ADP
ajbmeb-2572	3	11	the	the	DET
ajbmeb-2572	3	12	use	use	NOUN
ajbmeb-2572	3	13	of	of	ADP
ajbmeb-2572	3	14	innovative	innovative	ADJ
ajbmeb-2572	3	15	technologies	technology	NOUN
ajbmeb-2572	3	16	in	in	ADP
ajbmeb-2572	3	17	the	the	DET
ajbmeb-2572	3	18	banking	banking	NOUN
ajbmeb-2572	3	19	payment	payment	NOUN
ajbmeb-2572	3	20	system	system	NOUN
ajbmeb-2572	3	21	,	,	PUNCT
ajbmeb-2572	3	22	the	the	DET
ajbmeb-2572	3	23	factors	factor	NOUN
ajbmeb-2572	3	24	influencing	influence	VERB
ajbmeb-2572	3	25	it	it	PRON
ajbmeb-2572	3	26	,	,	PUNCT
ajbmeb-2572	3	27	and	and	CCONJ
ajbmeb-2572	3	28	the	the	DET
ajbmeb-2572	3	29	practical	practical	ADJ
ajbmeb-2572	3	30	measures	measure	NOUN
ajbmeb-2572	3	31	taken	take	VERB
ajbmeb-2572	3	32	by	by	ADP
ajbmeb-2572	3	33	the	the	DET
ajbmeb-2572	3	34	commercial	commercial	ADJ
ajbmeb-2572	3	35	sector	sector	NOUN
ajbmeb-2572	3	36	of	of	ADP
ajbmeb-2572	3	37	our	our	PRON
ajbmeb-2572	3	38	country	country	NOUN
ajbmeb-2572	3	39	in	in	ADP
ajbmeb-2572	3	40	this	this	DET
ajbmeb-2572	3	41	direction	direction	NOUN
ajbmeb-2572	3	42	.	.	PUNCT
ajbmeb-2572	4	1	tera	tera	PROPN
ajbmeb-2572	4	2	also	also	ADV
ajbmeb-2572	4	3	expressed	express	VERB
ajbmeb-2572	4	4	his	his	PRON
ajbmeb-2572	4	5	proposals	proposal	NOUN
ajbmeb-2572	4	6	and	and	CCONJ
ajbmeb-2572	4	7	scientific	scientific	ADJ
ajbmeb-2572	4	8	conclusions	conclusion	NOUN
ajbmeb-2572	4	9	on	on	ADP
ajbmeb-2572	4	10	the	the	DET
ajbmeb-2572	4	11	development	development	NOUN
ajbmeb-2572	4	12	of	of	ADP
ajbmeb-2572	4	13	digital	digital	ADJ
ajbmeb-2572	4	14	services	service	NOUN
ajbmeb-2572	4	15	using	use	VERB
ajbmeb-2572	4	16	innovative	innovative	ADJ
ajbmeb-2572	4	17	technologies	technology	NOUN
ajbmeb-2572	4	18	in	in	ADP
ajbmeb-2572	4	19	the	the	DET
ajbmeb-2572	4	20	banking	banking	NOUN
ajbmeb-2572	4	21	system	system	NOUN
ajbmeb-2572	4	22	of	of	ADP
ajbmeb-2572	4	23	the	the	DET
ajbmeb-2572	4	24	republic	republic	NOUN
ajbmeb-2572	4	25	.	.	PUNCT
ajbmeb-2572	5	1	innovative	innovative	ADJ
ajbmeb-2572	5	2	digital	digital	ADJ
ajbmeb-2572	5	3	economy	economy	NOUN
ajbmeb-2572	5	4	,	,	PUNCT
ajbmeb-2572	5	5	banking	banking	NOUN
ajbmeb-2572	5	6	system	system	NOUN
ajbmeb-2572	5	7	,	,	PUNCT
ajbmeb-2572	5	8	electronic	electronic	ADJ
ajbmeb-2572	5	9	money	money	NOUN
ajbmeb-2572	5	10	,	,	PUNCT
ajbmeb-2572	5	11	electronic	electronic	ADJ
ajbmeb-2572	5	12	money	money	NOUN
ajbmeb-2572	5	13	circulation	circulation	NOUN
ajbmeb-2572	5	14	,	,	PUNCT
ajbmeb-2572	5	15	payment	payment	NOUN
ajbmeb-2572	5	16	systems	system	NOUN
ajbmeb-2572	5	17	,	,	PUNCT
ajbmeb-2572	5	18	bank	bank	NOUN
ajbmeb-2572	5	19	,	,	PUNCT
ajbmeb-2572	5	20	client	client	NOUN
ajbmeb-2572	5	21	,	,	PUNCT
ajbmeb-2572	5	22	remote	remote	ADJ
ajbmeb-2572	5	23	service	service	NOUN
ajbmeb-2572	5	24	control	control	NOUN
ajbmeb-2572	5	25	,	,	PUNCT
ajbmeb-2572	5	26	regulatory	regulatory	ADJ
ajbmeb-2572	5	27	framework	framework	NOUN
ajbmeb-2572	5	28	,	,	PUNCT
ajbmeb-2572	5	29	international	international	ADJ
ajbmeb-2572	5	30	practice	practice	NOUN
ajbmeb-2572	5	31	.	.	PUNCT
ajbmeb-2572	6	1	introduction	introduction	NOUN
ajbmeb-2572	6	2	currently	currently	ADV
ajbmeb-2572	6	3	,	,	PUNCT
ajbmeb-2572	6	4	the	the	DET
ajbmeb-2572	6	5	introduction	introduction	NOUN
ajbmeb-2572	6	6	of	of	ADP
ajbmeb-2572	6	7	digital	digital	ADJ
ajbmeb-2572	6	8	technologies	technology	NOUN
ajbmeb-2572	6	9	requires	require	VERB
ajbmeb-2572	6	10	innovative	innovative	ADJ
ajbmeb-2572	6	11	development	development	NOUN
ajbmeb-2572	6	12	of	of	ADP
ajbmeb-2572	6	13	the	the	DET
ajbmeb-2572	6	14	banking	banking	NOUN
ajbmeb-2572	6	15	system	system	NOUN
ajbmeb-2572	6	16	.	.	PUNCT
ajbmeb-2572	7	1	therefore	therefore	ADV
ajbmeb-2572	7	2	,	,	PUNCT
ajbmeb-2572	7	3	the	the	DET
ajbmeb-2572	7	4	main	main	ADJ
ajbmeb-2572	7	5	focus	focus	NOUN
ajbmeb-2572	7	6	of	of	ADP
ajbmeb-2572	7	7	the	the	DET
ajbmeb-2572	7	8	article	article	NOUN
ajbmeb-2572	7	9	is	be	AUX
ajbmeb-2572	7	10	on	on	ADP
ajbmeb-2572	7	11	the	the	DET
ajbmeb-2572	7	12	innovative	innovative	ADJ
ajbmeb-2572	7	13	development	development	NOUN
ajbmeb-2572	7	14	of	of	ADP
ajbmeb-2572	7	15	banking	banking	NOUN
ajbmeb-2572	7	16	in	in	ADP
ajbmeb-2572	7	17	uzbekistan	uzbekistan	PROPN
ajbmeb-2572	7	18	.	.	PUNCT
ajbmeb-2572	8	1	based	base	VERB
ajbmeb-2572	8	2	on	on	ADP
ajbmeb-2572	8	3	this	this	DET
ajbmeb-2572	8	4	urgent	urgent	ADJ
ajbmeb-2572	8	5	task	task	NOUN
ajbmeb-2572	8	6	,	,	PUNCT
ajbmeb-2572	8	7	the	the	DET
ajbmeb-2572	8	8	article	article	NOUN
ajbmeb-2572	8	9	highlights	highlight	VERB
ajbmeb-2572	8	10	the	the	DET
ajbmeb-2572	8	11	importance	importance	NOUN
ajbmeb-2572	8	12	of	of	ADP
ajbmeb-2572	8	13	innovative	innovative	ADJ
ajbmeb-2572	8	14	development	development	NOUN
ajbmeb-2572	8	15	of	of	ADP
ajbmeb-2572	8	16	banking	banking	NOUN
ajbmeb-2572	8	17	,	,	PUNCT
ajbmeb-2572	8	18	analyzes	analyze	VERB
ajbmeb-2572	8	19	the	the	DET
ajbmeb-2572	8	20	theoretical	theoretical	ADJ
ajbmeb-2572	8	21	views	view	NOUN
ajbmeb-2572	8	22	of	of	ADP
ajbmeb-2572	8	23	domestic	domestic	ADJ
ajbmeb-2572	8	24	and	and	CCONJ
ajbmeb-2572	8	25	foreign	foreign	ADJ
ajbmeb-2572	8	26	scientists	scientist	NOUN
ajbmeb-2572	8	27	and	and	CCONJ
ajbmeb-2572	8	28	the	the	DET
ajbmeb-2572	8	29	current	current	ADJ
ajbmeb-2572	8	30	situation	situation	NOUN
ajbmeb-2572	8	31	on	on	ADP
ajbmeb-2572	8	32	the	the	DET
ajbmeb-2572	8	33	innovative	innovative	ADJ
ajbmeb-2572	8	34	development	development	NOUN
ajbmeb-2572	8	35	of	of	ADP
ajbmeb-2572	8	36	the	the	DET
ajbmeb-2572	8	37	banking	banking	NOUN
ajbmeb-2572	8	38	system	system	NOUN
ajbmeb-2572	8	39	,	,	PUNCT
ajbmeb-2572	8	40	and	and	CCONJ
ajbmeb-2572	8	41	also	also	ADV
ajbmeb-2572	8	42	presents	present	VERB
ajbmeb-2572	8	43	proposals	proposal	NOUN
ajbmeb-2572	8	44	and	and	CCONJ
ajbmeb-2572	8	45	conclusions	conclusion	NOUN
ajbmeb-2572	8	46	on	on	ADP
ajbmeb-2572	8	47	the	the	DET
ajbmeb-2572	8	48	innovative	innovative	ADJ
ajbmeb-2572	8	49	development	development	NOUN
ajbmeb-2572	8	50	of	of	ADP
ajbmeb-2572	8	51	banks	bank	NOUN
ajbmeb-2572	8	52	.	.	PUNCT
ajbmeb-2572	9	1	the	the	DET
ajbmeb-2572	9	2	work	work	NOUN
ajbmeb-2572	9	3	reflects	reflect	VERB
ajbmeb-2572	9	4	the	the	DET
ajbmeb-2572	9	5	efforts	effort	NOUN
ajbmeb-2572	9	6	of	of	ADP
ajbmeb-2572	9	7	commercial	commercial	ADJ
ajbmeb-2572	9	8	banks	bank	NOUN
ajbmeb-2572	9	9	of	of	ADP
ajbmeb-2572	9	10	the	the	DET
ajbmeb-2572	9	11	republic	republic	NOUN
ajbmeb-2572	9	12	to	to	PART
ajbmeb-2572	9	13	develop	develop	VERB
ajbmeb-2572	9	14	their	their	PRON
ajbmeb-2572	9	15	activities	activity	NOUN
ajbmeb-2572	9	16	in	in	ADP
ajbmeb-2572	9	17	an	an	DET
ajbmeb-2572	9	18	innovative	innovative	ADJ
ajbmeb-2572	9	19	way	way	NOUN
ajbmeb-2572	9	20	[	[	X
ajbmeb-2572	9	21	1	1	NUM
ajbmeb-2572	9	22	]	]	PUNCT
ajbmeb-2572	9	23	.	.	PUNCT
ajbmeb-2572	10	1	it	it	PRON
ajbmeb-2572	10	2	also	also	ADV
ajbmeb-2572	10	3	notes	note	VERB
ajbmeb-2572	10	4	the	the	DET
ajbmeb-2572	10	5	need	need	NOUN
ajbmeb-2572	10	6	to	to	PART
ajbmeb-2572	10	7	use	use	VERB
ajbmeb-2572	10	8	the	the	DET
ajbmeb-2572	10	9	principles	principle	NOUN
ajbmeb-2572	10	10	of	of	ADP
ajbmeb-2572	10	11	the	the	DET
ajbmeb-2572	10	12	digital	digital	ADJ
ajbmeb-2572	10	13	economy	economy	NOUN
ajbmeb-2572	10	14	to	to	PART
ajbmeb-2572	10	15	achieve	achieve	VERB
ajbmeb-2572	10	16	this	this	DET
ajbmeb-2572	10	17	convenience	convenience	NOUN
ajbmeb-2572	10	18	.	.	PUNCT
ajbmeb-2572	11	1	the	the	DET
ajbmeb-2572	11	2	possibilities	possibility	NOUN
ajbmeb-2572	11	3	of	of	ADP
ajbmeb-2572	11	4	innovative	innovative	ADJ
ajbmeb-2572	11	5	development	development	NOUN
ajbmeb-2572	11	6	of	of	ADP
ajbmeb-2572	11	7	the	the	DET
ajbmeb-2572	11	8	banking	banking	NOUN
ajbmeb-2572	11	9	system	system	NOUN
ajbmeb-2572	11	10	through	through	ADP
ajbmeb-2572	11	11	the	the	DET
ajbmeb-2572	11	12	effective	effective	ADJ
ajbmeb-2572	11	13	use	use	NOUN
ajbmeb-2572	11	14	of	of	ADP
ajbmeb-2572	11	15	digital	digital	ADJ
ajbmeb-2572	11	16	technologies	technology	NOUN
ajbmeb-2572	11	17	are	be	AUX
ajbmeb-2572	11	18	highlighted	highlight	VERB
ajbmeb-2572	11	19	.	.	PUNCT
ajbmeb-2572	12	1	as	as	SCONJ
ajbmeb-2572	12	2	we	we	PRON
ajbmeb-2572	12	3	all	all	PRON
ajbmeb-2572	12	4	know	know	VERB
ajbmeb-2572	12	5	,	,	PUNCT
ajbmeb-2572	12	6	today	today	NOUN
ajbmeb-2572	12	7	each	each	PRON
ajbmeb-2572	12	8	of	of	ADP
ajbmeb-2572	12	9	us	we	PRON
ajbmeb-2572	12	10	has	have	VERB
ajbmeb-2572	12	11	the	the	DET
ajbmeb-2572	12	12	opportunity	opportunity	NOUN
ajbmeb-2572	12	13	to	to	PART
ajbmeb-2572	12	14	do	do	AUX
ajbmeb-2572	12	15	most	most	ADJ
ajbmeb-2572	12	16	of	of	ADP
ajbmeb-2572	12	17	our	our	PRON
ajbmeb-2572	12	18	work	work	NOUN
ajbmeb-2572	12	19	at	at	ADP
ajbmeb-2572	12	20	home	home	NOUN
ajbmeb-2572	12	21	,	,	PUNCT
ajbmeb-2572	12	22	with	with	ADP
ajbmeb-2572	12	23	a	a	DET
ajbmeb-2572	12	24	single	single	ADJ
ajbmeb-2572	12	25	phone	phone	NOUN
ajbmeb-2572	12	26	or	or	CCONJ
ajbmeb-2572	12	27	tablet	tablet	NOUN
ajbmeb-2572	12	28	in	in	ADP
ajbmeb-2572	12	29	our	our	PRON
ajbmeb-2572	12	30	hands	hand	NOUN
ajbmeb-2572	12	31	.	.	PUNCT
ajbmeb-2572	13	1	it	it	PRON
ajbmeb-2572	13	2	is	be	AUX
ajbmeb-2572	13	3	also	also	ADV
ajbmeb-2572	13	4	possible	possible	ADJ
ajbmeb-2572	13	5	to	to	PART
ajbmeb-2572	13	6	open	open	VERB
ajbmeb-2572	13	7	a	a	DET
ajbmeb-2572	13	8	mobile	mobile	ADJ
ajbmeb-2572	13	9	application	application	NOUN
ajbmeb-2572	13	10	or	or	CCONJ
ajbmeb-2572	13	11	go	go	VERB
ajbmeb-2572	13	12	to	to	ADP
ajbmeb-2572	13	13	the	the	DET
ajbmeb-2572	13	14	official	official	ADJ
ajbmeb-2572	13	15	website	website	NOUN
ajbmeb-2572	13	16	of	of	ADP
ajbmeb-2572	13	17	any	any	DET
ajbmeb-2572	13	18	organization	organization	NOUN
ajbmeb-2572	13	19	to	to	PART
ajbmeb-2572	13	20	obtain	obtain	VERB
ajbmeb-2572	13	21	the	the	DET
ajbmeb-2572	13	22	necessary	necessary	ADJ
ajbmeb-2572	13	23	information	information	NOUN
ajbmeb-2572	13	24	,	,	PUNCT
ajbmeb-2572	13	25	place	place	VERB
ajbmeb-2572	13	26	an	an	DET
ajbmeb-2572	13	27	order	order	NOUN
ajbmeb-2572	13	28	,	,	PUNCT
ajbmeb-2572	13	29	make	make	VERB
ajbmeb-2572	13	30	a	a	DET
ajbmeb-2572	13	31	payment	payment	NOUN
ajbmeb-2572	13	32	,	,	PUNCT
ajbmeb-2572	13	33	and	and	CCONJ
ajbmeb-2572	13	34	even	even	ADV
ajbmeb-2572	13	35	send	send	VERB
ajbmeb-2572	13	36	a	a	DET
ajbmeb-2572	13	37	complaint	complaint	NOUN
ajbmeb-2572	13	38	.	.	PUNCT
ajbmeb-2572	14	1	there	there	PRON
ajbmeb-2572	14	2	are	be	VERB
ajbmeb-2572	14	3	programs	program	NOUN
ajbmeb-2572	14	4	and	and	CCONJ
ajbmeb-2572	14	5	devices	device	NOUN
ajbmeb-2572	14	6	that	that	PRON
ajbmeb-2572	14	7	allow	allow	VERB
ajbmeb-2572	14	8	you	you	PRON
ajbmeb-2572	14	9	to	to	PART
ajbmeb-2572	14	10	perform	perform	VERB
ajbmeb-2572	14	11	these	these	DET
ajbmeb-2572	14	12	operations	operation	NOUN
ajbmeb-2572	14	13	in	in	ADP
ajbmeb-2572	14	14	a	a	DET
ajbmeb-2572	14	15	matter	matter	NOUN
ajbmeb-2572	14	16	of	of	ADP
ajbmeb-2572	14	17	seconds	second	NOUN
ajbmeb-2572	14	18	,	,	PUNCT
ajbmeb-2572	14	19	because	because	SCONJ
ajbmeb-2572	14	20	before	before	SCONJ
ajbmeb-2572	14	21	it	it	PRON
ajbmeb-2572	14	22	took	take	VERB
ajbmeb-2572	14	23	months	month	NOUN
ajbmeb-2572	14	24	,	,	PUNCT
ajbmeb-2572	14	25	often	often	ADV
ajbmeb-2572	14	26	you	you	PRON
ajbmeb-2572	14	27	had	have	VERB
ajbmeb-2572	14	28	to	to	PART
ajbmeb-2572	14	29	stand	stand	VERB
ajbmeb-2572	14	30	in	in	ADP
ajbmeb-2572	14	31	line	line	NOUN
ajbmeb-2572	14	32	all	all	DET
ajbmeb-2572	14	33	day	day	NOUN
ajbmeb-2572	14	34	.	.	PUNCT
ajbmeb-2572	15	1	all	all	DET
ajbmeb-2572	15	2	this	this	PRON
ajbmeb-2572	15	3	is	be	AUX
ajbmeb-2572	15	4	the	the	DET
ajbmeb-2572	15	5	result	result	NOUN
ajbmeb-2572	15	6	of	of	ADP
ajbmeb-2572	15	7	innovative	innovative	ADJ
ajbmeb-2572	15	8	development	development	NOUN
ajbmeb-2572	15	9	,	,	PUNCT
ajbmeb-2572	15	10	digitization	digitization	NOUN
ajbmeb-2572	15	11	of	of	ADP
ajbmeb-2572	15	12	information	information	NOUN
ajbmeb-2572	15	13	,	,	PUNCT
ajbmeb-2572	15	14	integration	integration	NOUN
ajbmeb-2572	15	15	of	of	ADP
ajbmeb-2572	15	16	information	information	NOUN
ajbmeb-2572	15	17	distributed	distribute	VERB
ajbmeb-2572	15	18	from	from	ADP
ajbmeb-2572	15	19	paper	paper	NOUN
ajbmeb-2572	15	20	sources	source	NOUN
ajbmeb-2572	15	21	into	into	ADP
ajbmeb-2572	15	22	electronic	electronic	ADJ
ajbmeb-2572	15	23	databases	database	NOUN
ajbmeb-2572	15	24	.	.	PUNCT
ajbmeb-2572	16	1	the	the	DET
ajbmeb-2572	16	2	rapid	rapid	ADJ
ajbmeb-2572	16	3	penetration	penetration	NOUN
ajbmeb-2572	16	4	of	of	ADP
ajbmeb-2572	16	5	innovations	innovation	NOUN
ajbmeb-2572	16	6	into	into	ADP
ajbmeb-2572	16	7	our	our	PRON
ajbmeb-2572	16	8	lives	life	NOUN
ajbmeb-2572	16	9	has	have	AUX
ajbmeb-2572	16	10	sharply	sharply	ADV
ajbmeb-2572	16	11	increased	increase	VERB
ajbmeb-2572	16	12	the	the	DET
ajbmeb-2572	16	13	globalization	globalization	NOUN
ajbmeb-2572	16	14	of	of	ADP
ajbmeb-2572	16	15	world	world	NOUN
ajbmeb-2572	16	16	economic	economic	ADJ
ajbmeb-2572	16	17	relations	relation	NOUN
ajbmeb-2572	16	18	,	,	PUNCT
ajbmeb-2572	16	19	competition	competition	NOUN
ajbmeb-2572	16	20	among	among	ADP
ajbmeb-2572	16	21	suppliers	supplier	NOUN
ajbmeb-2572	16	22	of	of	ADP
ajbmeb-2572	16	23	goods	good	NOUN
ajbmeb-2572	16	24	and	and	CCONJ
ajbmeb-2572	16	25	services	service	NOUN
ajbmeb-2572	16	26	,	,	PUNCT
ajbmeb-2572	16	27	including	include	VERB
ajbmeb-2572	16	28	in	in	ADP
ajbmeb-2572	16	29	the	the	DET
ajbmeb-2572	16	30	financial	financial	ADJ
ajbmeb-2572	16	31	services	service	NOUN
ajbmeb-2572	16	32	market	market	NOUN
ajbmeb-2572	16	33	.	.	PUNCT
ajbmeb-2572	17	1	the	the	DET
ajbmeb-2572	17	2	banking	banking	NOUN
ajbmeb-2572	17	3	system	system	NOUN
ajbmeb-2572	17	4	also	also	ADV
ajbmeb-2572	17	5	continues	continue	VERB
ajbmeb-2572	17	6	to	to	PART
ajbmeb-2572	17	7	widely	widely	ADV
ajbmeb-2572	17	8	introduce	introduce	VERB
ajbmeb-2572	17	9	information	information	NOUN
ajbmeb-2572	17	10	and	and	CCONJ
ajbmeb-2572	17	11	communication	communication	NOUN
ajbmeb-2572	17	12	technologies	technology	NOUN
ajbmeb-2572	17	13	based	base	VERB
ajbmeb-2572	17	14	on	on	ADP
ajbmeb-2572	17	15	the	the	DET
ajbmeb-2572	17	16	requirements	requirement	NOUN
ajbmeb-2572	17	17	of	of	ADP
ajbmeb-2572	17	18	the	the	DET
ajbmeb-2572	17	19	time	time	NOUN
ajbmeb-2572	17	20	,	,	PUNCT
ajbmeb-2572	17	21	and	and	CCONJ
ajbmeb-2572	17	22	as	as	ADP
ajbmeb-2572	17	23	a	a	DET
ajbmeb-2572	17	24	result	result	NOUN
ajbmeb-2572	17	25	,	,	PUNCT
ajbmeb-2572	17	26	american	american	ADJ
ajbmeb-2572	17	27	journal	journal	PROPN
ajbmeb-2572	17	28	of	of	ADP
ajbmeb-2572	17	29	business	business	NOUN
ajbmeb-2572	17	30	management	management	NOUN
ajbmeb-2572	17	31	,	,	PUNCT
ajbmeb-2572	17	32	economics	economic	NOUN
ajbmeb-2572	17	33	and	and	CCONJ
ajbmeb-2572	17	34	banking	banking	NOUN
ajbmeb-2572	17	35	volume	volume	NOUN
ajbmeb-2572	17	36	31	31	NUM
ajbmeb-2572	17	37	december	december	PROPN
ajbmeb-2572	17	38	2024	2024	NUM
ajbmeb-2572	17	39	p	p	NOUN
ajbmeb-2572	17	40	a	a	DET
ajbmeb-2572	17	41	g	g	NOUN
ajbmeb-2572	17	42	e	e	NOUN
ajbmeb-2572	17	43	|	|	ADV
ajbmeb-2572	17	44	61	61	NUM
ajbmeb-2572	17	45	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2572	17	46	many	many	ADJ
ajbmeb-2572	17	47	banking	banking	NOUN
ajbmeb-2572	17	48	services	service	NOUN
ajbmeb-2572	17	49	are	be	AUX
ajbmeb-2572	17	50	being	be	AUX
ajbmeb-2572	17	51	automated	automate	VERB
ajbmeb-2572	17	52	.	.	PUNCT
ajbmeb-2572	18	1	now	now	ADV
ajbmeb-2572	18	2	almost	almost	ADV
ajbmeb-2572	18	3	all	all	PRON
ajbmeb-2572	18	4	banking	banking	NOUN
ajbmeb-2572	18	5	services	service	NOUN
ajbmeb-2572	18	6	can	can	AUX
ajbmeb-2572	18	7	be	be	AUX
ajbmeb-2572	18	8	obtained	obtain	VERB
ajbmeb-2572	18	9	instantly	instantly	ADV
ajbmeb-2572	18	10	using	use	VERB
ajbmeb-2572	18	11	a	a	DET
ajbmeb-2572	18	12	mobile	mobile	ADJ
ajbmeb-2572	18	13	phone	phone	NOUN
ajbmeb-2572	18	14	or	or	CCONJ
ajbmeb-2572	18	15	special	special	ADJ
ajbmeb-2572	18	16	devices	device	NOUN
ajbmeb-2572	18	17	.	.	PUNCT
ajbmeb-2572	19	1	a	a	DET
ajbmeb-2572	19	2	few	few	ADJ
ajbmeb-2572	19	3	years	year	NOUN
ajbmeb-2572	19	4	ago	ago	ADV
ajbmeb-2572	19	5	,	,	PUNCT
ajbmeb-2572	19	6	such	such	DET
ajbmeb-2572	19	7	an	an	DET
ajbmeb-2572	19	8	opportunity	opportunity	NOUN
ajbmeb-2572	19	9	did	do	AUX
ajbmeb-2572	19	10	not	not	PART
ajbmeb-2572	19	11	exist	exist	VERB
ajbmeb-2572	19	12	.	.	PUNCT
ajbmeb-2572	20	1	the	the	DET
ajbmeb-2572	20	2	strategy	strategy	NOUN
ajbmeb-2572	20	3	for	for	ADP
ajbmeb-2572	20	4	reforming	reform	VERB
ajbmeb-2572	20	5	the	the	DET
ajbmeb-2572	20	6	banking	banking	NOUN
ajbmeb-2572	20	7	system	system	NOUN
ajbmeb-2572	20	8	of	of	ADP
ajbmeb-2572	20	9	the	the	DET
ajbmeb-2572	20	10	republic	republic	NOUN
ajbmeb-2572	20	11	of	of	ADP
ajbmeb-2572	20	12	uzbekistan	uzbekistan	PROPN
ajbmeb-2572	20	13	for	for	ADP
ajbmeb-2572	20	14	2020	2020	NUM
ajbmeb-2572	20	15	-	-	SYM
ajbmeb-2572	20	16	2025	2025	NUM
ajbmeb-2572	20	17	,	,	PUNCT
ajbmeb-2572	20	18	approved	approve	VERB
ajbmeb-2572	20	19	by	by	ADP
ajbmeb-2572	20	20	the	the	DET
ajbmeb-2572	20	21	head	head	NOUN
ajbmeb-2572	20	22	of	of	ADP
ajbmeb-2572	20	23	state	state	NOUN
ajbmeb-2572	20	24	on	on	ADP
ajbmeb-2572	20	25	may	may	PROPN
ajbmeb-2572	20	26	12	12	NUM
ajbmeb-2572	20	27	,	,	PUNCT
ajbmeb-2572	20	28	2020	2020	NUM
ajbmeb-2572	21	1	[	[	X
ajbmeb-2572	21	2	2	2	NUM
ajbmeb-2572	21	3	]	]	PUNCT
ajbmeb-2572	21	4	,	,	PUNCT
ajbmeb-2572	21	5	provides	provide	VERB
ajbmeb-2572	21	6	for	for	ADP
ajbmeb-2572	21	7	the	the	DET
ajbmeb-2572	21	8	widespread	widespread	ADJ
ajbmeb-2572	21	9	introduction	introduction	NOUN
ajbmeb-2572	21	10	of	of	ADP
ajbmeb-2572	21	11	modern	modern	ADJ
ajbmeb-2572	21	12	innovative	innovative	ADJ
ajbmeb-2572	21	13	information	information	NOUN
ajbmeb-2572	21	14	and	and	CCONJ
ajbmeb-2572	21	15	communication	communication	NOUN
ajbmeb-2572	21	16	technologies	technology	NOUN
ajbmeb-2572	21	17	,	,	PUNCT
ajbmeb-2572	21	18	automation	automation	NOUN
ajbmeb-2572	21	19	of	of	ADP
ajbmeb-2572	21	20	business	business	NOUN
ajbmeb-2572	21	21	processes	process	NOUN
ajbmeb-2572	21	22	and	and	CCONJ
ajbmeb-2572	21	23	expansion	expansion	NOUN
ajbmeb-2572	21	24	of	of	ADP
ajbmeb-2572	21	25	the	the	DET
ajbmeb-2572	21	26	activities	activity	NOUN
ajbmeb-2572	21	27	of	of	ADP
ajbmeb-2572	21	28	commercial	commercial	ADJ
ajbmeb-2572	21	29	banks	bank	NOUN
ajbmeb-2572	21	30	.	.	PUNCT
ajbmeb-2572	22	1	remote	remote	ADJ
ajbmeb-2572	22	2	banking	banking	NOUN
ajbmeb-2572	22	3	services	service	NOUN
ajbmeb-2572	22	4	.	.	PUNCT
ajbmeb-2572	23	1	priority	priority	NOUN
ajbmeb-2572	23	2	tasks	task	NOUN
ajbmeb-2572	23	3	were	be	AUX
ajbmeb-2572	23	4	identified	identify	VERB
ajbmeb-2572	23	5	.	.	PUNCT
ajbmeb-2572	24	1	digital	digital	ADJ
ajbmeb-2572	24	2	changes	change	NOUN
ajbmeb-2572	24	3	are	be	AUX
ajbmeb-2572	24	4	optimizing	optimize	VERB
ajbmeb-2572	24	5	the	the	DET
ajbmeb-2572	24	6	business	business	NOUN
ajbmeb-2572	24	7	models	model	NOUN
ajbmeb-2572	24	8	of	of	ADP
ajbmeb-2572	24	9	banks	bank	NOUN
ajbmeb-2572	24	10	,	,	PUNCT
ajbmeb-2572	24	11	the	the	DET
ajbmeb-2572	24	12	banking	banking	NOUN
ajbmeb-2572	24	13	and	and	CCONJ
ajbmeb-2572	24	14	payment	payment	NOUN
ajbmeb-2572	24	15	segment	segment	NOUN
ajbmeb-2572	24	16	from	from	ADP
ajbmeb-2572	24	17	remote	remote	ADJ
ajbmeb-2572	24	18	banking	banking	NOUN
ajbmeb-2572	24	19	services	service	NOUN
ajbmeb-2572	24	20	to	to	ADP
ajbmeb-2572	24	21	changes	change	NOUN
ajbmeb-2572	24	22	in	in	ADP
ajbmeb-2572	24	23	the	the	DET
ajbmeb-2572	24	24	field	field	NOUN
ajbmeb-2572	24	25	of	of	ADP
ajbmeb-2572	24	26	financial	financial	ADJ
ajbmeb-2572	24	27	transactions	transaction	NOUN
ajbmeb-2572	24	28	.	.	PUNCT
ajbmeb-2572	25	1	2	2	X
ajbmeb-2572	25	2	.	.	X
ajbmeb-2572	25	3	analysis	analysis	NOUN
ajbmeb-2572	25	4	and	and	CCONJ
ajbmeb-2572	25	5	discussion	discussion	NOUN
ajbmeb-2572	25	6	of	of	ADP
ajbmeb-2572	25	7	results	result	NOUN
ajbmeb-2572	25	8	.	.	PUNCT
ajbmeb-2572	26	1	international	international	ADJ
ajbmeb-2572	26	2	experience	experience	NOUN
ajbmeb-2572	26	3	shows	show	VERB
ajbmeb-2572	26	4	that	that	SCONJ
ajbmeb-2572	26	5	for	for	SCONJ
ajbmeb-2572	26	6	the	the	DET
ajbmeb-2572	26	7	financial	financial	ADJ
ajbmeb-2572	26	8	services	service	NOUN
ajbmeb-2572	26	9	market	market	NOUN
ajbmeb-2572	26	10	to	to	PART
ajbmeb-2572	26	11	function	function	VERB
ajbmeb-2572	26	12	effectively	effectively	ADV
ajbmeb-2572	26	13	,	,	PUNCT
ajbmeb-2572	26	14	sustainably	sustainably	ADV
ajbmeb-2572	26	15	and	and	CCONJ
ajbmeb-2572	26	16	fairly	fairly	ADV
ajbmeb-2572	26	17	,	,	PUNCT
ajbmeb-2572	26	18	it	it	PRON
ajbmeb-2572	26	19	is	be	AUX
ajbmeb-2572	26	20	necessary	necessary	ADJ
ajbmeb-2572	26	21	to	to	PART
ajbmeb-2572	26	22	have	have	VERB
ajbmeb-2572	26	23	professional	professional	ADJ
ajbmeb-2572	26	24	standards	standard	NOUN
ajbmeb-2572	26	25	and	and	CCONJ
ajbmeb-2572	26	26	codes	code	NOUN
ajbmeb-2572	26	27	of	of	ADP
ajbmeb-2572	26	28	conduct	conduct	NOUN
ajbmeb-2572	26	29	in	in	ADP
ajbmeb-2572	26	30	financial	financial	ADJ
ajbmeb-2572	26	31	institutions	institution	NOUN
ajbmeb-2572	26	32	,	,	PUNCT
ajbmeb-2572	26	33	effective	effective	ADJ
ajbmeb-2572	26	34	supervision	supervision	NOUN
ajbmeb-2572	26	35	and	and	CCONJ
ajbmeb-2572	26	36	regulation	regulation	NOUN
ajbmeb-2572	26	37	of	of	ADP
ajbmeb-2572	26	38	the	the	DET
ajbmeb-2572	26	39	financial	financial	ADJ
ajbmeb-2572	26	40	market	market	NOUN
ajbmeb-2572	26	41	by	by	ADP
ajbmeb-2572	26	42	regulators	regulator	NOUN
ajbmeb-2572	26	43	,	,	PUNCT
ajbmeb-2572	26	44	protection	protection	NOUN
ajbmeb-2572	26	45	of	of	ADP
ajbmeb-2572	26	46	the	the	DET
ajbmeb-2572	26	47	rights	right	NOUN
ajbmeb-2572	26	48	of	of	ADP
ajbmeb-2572	26	49	consumers	consumer	NOUN
ajbmeb-2572	26	50	and	and	CCONJ
ajbmeb-2572	26	51	the	the	DET
ajbmeb-2572	26	52	use	use	NOUN
ajbmeb-2572	26	53	of	of	ADP
ajbmeb-2572	26	54	financial	financial	ADJ
ajbmeb-2572	26	55	services	service	NOUN
ajbmeb-2572	26	56	,	,	PUNCT
ajbmeb-2572	26	57	as	as	ADV
ajbmeb-2572	26	58	well	well	ADV
ajbmeb-2572	26	59	as	as	ADP
ajbmeb-2572	26	60	increasing	increase	VERB
ajbmeb-2572	26	61	financial	financial	ADJ
ajbmeb-2572	26	62	literacy	literacy	NOUN
ajbmeb-2572	26	63	.	.	PUNCT
ajbmeb-2572	27	1	as	as	ADP
ajbmeb-2572	27	2	interrelated	interrelated	ADJ
ajbmeb-2572	27	3	factors	factor	NOUN
ajbmeb-2572	27	4	.	.	PUNCT
ajbmeb-2572	28	1	figure	figure	NOUN
ajbmeb-2572	28	2	1	1	NUM
ajbmeb-2572	28	3	.	.	PUNCT
ajbmeb-2572	29	1	analytical	analytical	ADJ
ajbmeb-2572	29	2	information	information	NOUN
ajbmeb-2572	29	3	for	for	ADP
ajbmeb-2572	29	4	2020	2020	NUM
ajbmeb-2572	29	5	-	-	SYM
ajbmeb-2572	29	6	2021	2021	NUM
ajbmeb-2572	29	7	on	on	ADP
ajbmeb-2572	29	8	payment	payment	NOUN
ajbmeb-2572	29	9	documents	document	NOUN
ajbmeb-2572	29	10	used	use	VERB
ajbmeb-2572	29	11	in	in	ADP
ajbmeb-2572	29	12	settlements	settlement	NOUN
ajbmeb-2572	29	13	made	make	VERB
ajbmeb-2572	29	14	through	through	ADP
ajbmeb-2572	29	15	the	the	DET
ajbmeb-2572	29	16	interbank	interbank	NOUN
ajbmeb-2572	29	17	payment	payment	NOUN
ajbmeb-2572	29	18	system	system	NOUN
ajbmeb-2572	29	19	of	of	ADP
ajbmeb-2572	29	20	the	the	DET
ajbmeb-2572	29	21	central	central	ADJ
ajbmeb-2572	29	22	bank	bank	NOUN
ajbmeb-2572	30	1	[	[	X
ajbmeb-2572	30	2	3	3	X
ajbmeb-2572	30	3	]	]	PUNCT
ajbmeb-2572	30	4	in	in	ADP
ajbmeb-2572	30	5	2020	2020	NUM
ajbmeb-2572	30	6	,	,	PUNCT
ajbmeb-2572	30	7	the	the	DET
ajbmeb-2572	30	8	launch	launch	NOUN
ajbmeb-2572	30	9	of	of	ADP
ajbmeb-2572	30	10	another	another	DET
ajbmeb-2572	30	11	interbank	interbank	NOUN
ajbmeb-2572	30	12	payment	payment	NOUN
ajbmeb-2572	30	13	system	system	NOUN
ajbmeb-2572	30	14	the	the	DET
ajbmeb-2572	30	15	central	central	ADJ
ajbmeb-2572	30	16	bank	bank	NOUN
ajbmeb-2572	30	17	’s	’s	PART
ajbmeb-2572	30	18	“	"	PUNCT
ajbmeb-2572	30	19	instant	instant	ADJ
ajbmeb-2572	30	20	payment	payment	NOUN
ajbmeb-2572	30	21	system	system	NOUN
ajbmeb-2572	30	22	”	"	PUNCT
ajbmeb-2572	30	23	made	make	VERB
ajbmeb-2572	30	24	it	it	PRON
ajbmeb-2572	30	25	possible	possible	ADJ
ajbmeb-2572	30	26	to	to	PART
ajbmeb-2572	30	27	make	make	VERB
ajbmeb-2572	30	28	payments	payment	NOUN
ajbmeb-2572	30	29	24/7	24/7	NOUN
ajbmeb-2572	30	30	through	through	ADP
ajbmeb-2572	30	31	remote	remote	ADJ
ajbmeb-2572	30	32	services	service	NOUN
ajbmeb-2572	30	33	to	to	ADP
ajbmeb-2572	30	34	legal	legal	ADJ
ajbmeb-2572	30	35	entities	entity	NOUN
ajbmeb-2572	30	36	and	and	CCONJ
ajbmeb-2572	30	37	individual	individual	ADJ
ajbmeb-2572	30	38	entrepreneurs	entrepreneur	NOUN
ajbmeb-2572	30	39	who	who	PRON
ajbmeb-2572	30	40	are	be	AUX
ajbmeb-2572	30	41	customers	customer	NOUN
ajbmeb-2572	30	42	of	of	ADP
ajbmeb-2572	30	43	commercial	commercial	ADJ
ajbmeb-2572	30	44	banks	bank	NOUN
ajbmeb-2572	30	45	.	.	PUNCT
ajbmeb-2572	31	1	in	in	ADP
ajbmeb-2572	31	2	september	september	PROPN
ajbmeb-2572	31	3	last	last	ADJ
ajbmeb-2572	31	4	year	year	NOUN
ajbmeb-2572	31	5	,	,	PUNCT
ajbmeb-2572	31	6	the	the	DET
ajbmeb-2572	31	7	“	"	PUNCT
ajbmeb-2572	31	8	instant	instant	ADJ
ajbmeb-2572	31	9	payment	payment	NOUN
ajbmeb-2572	31	10	system	system	NOUN
ajbmeb-2572	31	11	”	"	PUNCT
ajbmeb-2572	31	12	made	make	VERB
ajbmeb-2572	31	13	it	it	PRON
ajbmeb-2572	31	14	possible	possible	ADJ
ajbmeb-2572	31	15	to	to	PART
ajbmeb-2572	31	16	transfer	transfer	VERB
ajbmeb-2572	31	17	budget	budget	NOUN
ajbmeb-2572	31	18	and	and	CCONJ
ajbmeb-2572	31	19	tax	tax	NOUN
ajbmeb-2572	31	20	payments	payment	NOUN
ajbmeb-2572	31	21	to	to	ADP
ajbmeb-2572	31	22	the	the	DET
ajbmeb-2572	31	23	treasury	treasury	NOUN
ajbmeb-2572	31	24	of	of	ADP
ajbmeb-2572	31	25	the	the	DET
ajbmeb-2572	31	26	ministry	ministry	PROPN
ajbmeb-2572	31	27	of	of	ADP
ajbmeb-2572	31	28	finance	finance	PROPN
ajbmeb-2572	31	29	,	,	PUNCT
ajbmeb-2572	31	30	as	as	ADV
ajbmeb-2572	31	31	well	well	ADV
ajbmeb-2572	31	32	as	as	ADP
ajbmeb-2572	31	33	to	to	PART
ajbmeb-2572	31	34	make	make	VERB
ajbmeb-2572	31	35	payments	payment	NOUN
ajbmeb-2572	31	36	on	on	ADP
ajbmeb-2572	31	37	credit	credit	NOUN
ajbmeb-2572	31	38	24/7	24/7	NOUN
ajbmeb-2572	31	39	.	.	PUNCT
ajbmeb-2572	32	1	as	as	ADP
ajbmeb-2572	32	2	a	a	DET
ajbmeb-2572	32	3	result	result	NOUN
ajbmeb-2572	32	4	,	,	PUNCT
ajbmeb-2572	32	5	in	in	ADP
ajbmeb-2572	32	6	the	the	DET
ajbmeb-2572	32	7	first	first	ADJ
ajbmeb-2572	32	8	half	half	NOUN
ajbmeb-2572	32	9	of	of	ADP
ajbmeb-2572	32	10	this	this	DET
ajbmeb-2572	32	11	year	year	NOUN
ajbmeb-2572	32	12	through	through	ADP
ajbmeb-2572	32	13	the	the	DET
ajbmeb-2572	32	14	“	"	PUNCT
ajbmeb-2572	32	15	instant	instant	ADJ
ajbmeb-2572	32	16	payment	payment	NOUN
ajbmeb-2572	32	17	system	system	NOUN
ajbmeb-2572	32	18	”	"	PUNCT
ajbmeb-2572	32	19	127.0	127.0	NUM
ajbmeb-2572	32	20	trillion	trillion	NUM
ajbmeb-2572	32	21	.	.	PUNCT
ajbmeb-2572	32	22	5.4	5.4	NUM
ajbmeb-2572	32	23	million	million	NUM
ajbmeb-2572	32	24	soums	soum	NOUN
ajbmeb-2572	32	25	worth	worth	ADJ
ajbmeb-2572	32	26	of	of	ADP
ajbmeb-2572	32	27	transactions	transaction	NOUN
ajbmeb-2572	32	28	,	,	PUNCT
ajbmeb-2572	32	29	including	include	VERB
ajbmeb-2572	32	30	4.3	4.3	NUM
ajbmeb-2572	32	31	trillion	trillion	NUM
ajbmeb-2572	32	32	soums	soum	NOUN
ajbmeb-2572	32	33	to	to	ADP
ajbmeb-2572	32	34	the	the	DET
ajbmeb-2572	32	35	budget	budget	NOUN
ajbmeb-2572	32	36	.	.	PUNCT
ajbmeb-2572	33	1	more	more	ADJ
ajbmeb-2572	33	2	than	than	ADP
ajbmeb-2572	33	3	724,000	724,000	NUM
ajbmeb-2572	33	4	soums	soum	NOUN
ajbmeb-2572	33	5	were	be	AUX
ajbmeb-2572	33	6	paid	pay	VERB
ajbmeb-2572	33	7	.	.	PUNCT
ajbmeb-2572	34	1	digital	digital	ADJ
ajbmeb-2572	34	2	business	business	NOUN
ajbmeb-2572	34	3	is	be	AUX
ajbmeb-2572	34	4	the	the	DET
ajbmeb-2572	34	5	emergence	emergence	NOUN
ajbmeb-2572	34	6	of	of	ADP
ajbmeb-2572	34	7	new	new	ADJ
ajbmeb-2572	34	8	business	business	NOUN
ajbmeb-2572	34	9	models	model	NOUN
ajbmeb-2572	34	10	that	that	PRON
ajbmeb-2572	34	11	combine	combine	VERB
ajbmeb-2572	34	12	the	the	DET
ajbmeb-2572	34	13	physical	physical	ADJ
ajbmeb-2572	34	14	and	and	CCONJ
ajbmeb-2572	34	15	digital	digital	ADJ
ajbmeb-2572	34	16	worlds	world	NOUN
ajbmeb-2572	34	17	.	.	PUNCT
ajbmeb-2572	35	1	the	the	DET
ajbmeb-2572	35	2	"	"	PUNCT
ajbmeb-2572	35	3	explosive	explosive	ADJ
ajbmeb-2572	35	4	"	"	PUNCT
ajbmeb-2572	35	5	growth	growth	NOUN
ajbmeb-2572	35	6	of	of	ADP
ajbmeb-2572	35	7	social	social	ADJ
ajbmeb-2572	35	8	networks	network	NOUN
ajbmeb-2572	35	9	,	,	PUNCT
ajbmeb-2572	35	10	the	the	DET
ajbmeb-2572	35	11	smartphone	smartphone	NOUN
ajbmeb-2572	35	12	market	market	NOUN
ajbmeb-2572	35	13	,	,	PUNCT
ajbmeb-2572	35	14	broadband	broadband	NOUN
ajbmeb-2572	35	15	internet	internet	NOUN
ajbmeb-2572	35	16	access	access	NOUN
ajbmeb-2572	35	17	,	,	PUNCT
ajbmeb-2572	35	18	machine	machine	NOUN
ajbmeb-2572	35	19	learning	learning	NOUN
ajbmeb-2572	35	20	technologies	technology	NOUN
ajbmeb-2572	35	21	and	and	CCONJ
ajbmeb-2572	35	22	artificial	artificial	ADJ
ajbmeb-2572	35	23	intelligence	intelligence	NOUN
ajbmeb-2572	35	24	is	be	AUX
ajbmeb-2572	35	25	changing	change	VERB
ajbmeb-2572	35	26	the	the	DET
ajbmeb-2572	35	27	world	world	NOUN
ajbmeb-2572	35	28	in	in	ADP
ajbmeb-2572	35	29	which	which	PRON
ajbmeb-2572	35	30	commercial	commercial	ADJ
ajbmeb-2572	35	31	banks	bank	NOUN
ajbmeb-2572	35	32	and	and	CCONJ
ajbmeb-2572	35	33	companies	company	NOUN
ajbmeb-2572	35	34	operate	operate	VERB
ajbmeb-2572	35	35	.	.	PUNCT
ajbmeb-2572	36	1	they	they	PRON
ajbmeb-2572	36	2	need	need	VERB
ajbmeb-2572	36	3	to	to	PART
ajbmeb-2572	36	4	fill	fill	VERB
ajbmeb-2572	36	5	vacancies	vacancy	NOUN
ajbmeb-2572	36	6	in	in	ADP
ajbmeb-2572	36	7	the	the	DET
ajbmeb-2572	36	8	new	new	ADJ
ajbmeb-2572	36	9	market	market	NOUN
ajbmeb-2572	36	10	or	or	CCONJ
ajbmeb-2572	36	11	adapt	adapt	VERB
ajbmeb-2572	36	12	to	to	ADP
ajbmeb-2572	36	13	changes	change	NOUN
ajbmeb-2572	36	14	by	by	ADP
ajbmeb-2572	36	15	1	1	NUM
ajbmeb-2572	36	16	2	2	NUM
ajbmeb-2572	36	17	0	0	NUM
ajbmeb-2572	36	18	9	9	NUM
ajbmeb-2572	36	19	3	3	NUM
ajbmeb-2572	36	20	0	0	NUM
ajbmeb-2572	36	21	2	2	NUM
ajbmeb-2572	36	22	0	0	NUM
ajbmeb-2572	36	23	0	0	NUM
ajbmeb-2572	36	24	4	4	NUM
ajbmeb-2572	36	25	7	7	NUM
ajbmeb-2572	36	26	9	9	NUM
ajbmeb-2572	36	27	0	0	NUM
ajbmeb-2572	36	28	4	4	NUM
ajbmeb-2572	36	29	4	4	NUM
ajbmeb-2572	36	30	3	3	NUM
ajbmeb-2572	36	31	9	9	NUM
ajbmeb-2572	36	32	0	0	NUM
ajbmeb-2572	36	33	1	1	NUM
ajbmeb-2572	36	34	1	1	NUM
ajbmeb-2572	36	35	7	7	NUM
ajbmeb-2572	36	36	7	7	NUM
ajbmeb-2572	36	37	2	2	NUM
ajbmeb-2572	36	38	6	6	NUM
ajbmeb-2572	36	39	3	3	NUM
ajbmeb-2572	36	40	6	6	NUM
ajbmeb-2572	36	41	6	6	NUM
ajbmeb-2572	36	42	0	0	NUM
ajbmeb-2572	36	43	2	2	NUM
ajbmeb-2572	36	44	4	4	NUM
ajbmeb-2572	36	45	3	3	NUM
ajbmeb-2572	36	46	4	4	NUM
ajbmeb-2572	36	47	5	5	NUM
ajbmeb-2572	36	48	3	3	NUM
ajbmeb-2572	36	49	2	2	NUM
ajbmeb-2572	36	50	8	8	NUM
ajbmeb-2572	36	51	9	9	NUM
ajbmeb-2572	36	52	2	2	NUM
ajbmeb-2572	36	53	3	3	NUM
ajbmeb-2572	36	54	7	7	NUM
ajbmeb-2572	36	55	2	2	NUM
ajbmeb-2572	36	56	7	7	NUM
ajbmeb-2572	36	57	3	3	NUM
ajbmeb-2572	36	58	7	7	NUM
ajbmeb-2572	36	59	5	5	NUM
ajbmeb-2572	36	60	1	1	NUM
ajbmeb-2572	36	61	3	3	NUM
ajbmeb-2572	36	62	0	0	NUM
ajbmeb-2572	36	63	1	1	NUM
ajbmeb-2572	36	64	9	9	NUM
ajbmeb-2572	36	65	0	0	NUM
ajbmeb-2572	36	66	10000	10000	NUM
ajbmeb-2572	36	67	20000	20000	NUM
ajbmeb-2572	36	68	30000	30000	NUM
ajbmeb-2572	36	69	40000	40000	NUM
ajbmeb-2572	36	70	50000	50000	NUM
ajbmeb-2572	36	71	60000	60000	NUM
ajbmeb-2572	36	72	70000	70000	NUM
ajbmeb-2572	36	73	80000	80000	NUM
ajbmeb-2572	36	74	transaction	transaction	NOUN
ajbmeb-2572	36	75	volume	volume	NOUN
ajbmeb-2572	36	76	number	number	NOUN
ajbmeb-2572	36	77	of	of	ADP
ajbmeb-2572	36	78	transactions	transaction	NOUN
ajbmeb-2572	36	79	2020	2020	NUM
ajbmeb-2572	36	80	q1	q1	PROPN
ajbmeb-2572	36	81	2020	2020	NUM
ajbmeb-2572	36	82	q2	q2	NOUN
ajbmeb-2572	36	83	2020	2020	NUM
ajbmeb-2572	36	84	q3	q3	PROPN
ajbmeb-2572	36	85	2020	2020	NUM
ajbmeb-2572	36	86	q4	q4	PROPN
ajbmeb-2572	36	87	2021	2021	NUM
ajbmeb-2572	36	88	q1	q1	PROPN
ajbmeb-2572	36	89	2021	2021	NUM
ajbmeb-2572	36	90	q2	q2	PROPN
ajbmeb-2572	36	91	american	american	PROPN
ajbmeb-2572	36	92	journal	journal	PROPN
ajbmeb-2572	36	93	of	of	ADP
ajbmeb-2572	36	94	business	business	NOUN
ajbmeb-2572	36	95	management	management	NOUN
ajbmeb-2572	36	96	,	,	PUNCT
ajbmeb-2572	36	97	economics	economic	NOUN
ajbmeb-2572	36	98	and	and	CCONJ
ajbmeb-2572	36	99	banking	banking	NOUN
ajbmeb-2572	36	100	volume	volume	NOUN
ajbmeb-2572	36	101	31	31	NUM
ajbmeb-2572	36	102	december	december	PROPN
ajbmeb-2572	36	103	2024	2024	NUM
ajbmeb-2572	36	104	p	p	NOUN
ajbmeb-2572	36	105	a	a	PRON
ajbmeb-2572	36	106	g	g	NOUN
ajbmeb-2572	36	107	e	e	NOUN
ajbmeb-2572	37	1	|	|	ADV
ajbmeb-2572	37	2	62	62	NUM
ajbmeb-2572	37	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2572	37	4	changing	change	VERB
ajbmeb-2572	37	5	existing	exist	VERB
ajbmeb-2572	37	6	vacancies	vacancy	NOUN
ajbmeb-2572	37	7	.	.	PUNCT
ajbmeb-2572	38	1	as	as	SCONJ
ajbmeb-2572	38	2	it	it	PRON
ajbmeb-2572	38	3	turns	turn	VERB
ajbmeb-2572	38	4	out	out	ADP
ajbmeb-2572	38	5	,	,	PUNCT
ajbmeb-2572	38	6	the	the	DET
ajbmeb-2572	38	7	digital	digital	ADJ
ajbmeb-2572	38	8	transformation	transformation	NOUN
ajbmeb-2572	38	9	of	of	ADP
ajbmeb-2572	38	10	organizations	organization	NOUN
ajbmeb-2572	38	11	is	be	AUX
ajbmeb-2572	38	12	a	a	DET
ajbmeb-2572	38	13	response	response	NOUN
ajbmeb-2572	38	14	to	to	ADP
ajbmeb-2572	38	15	the	the	DET
ajbmeb-2572	38	16	development	development	NOUN
ajbmeb-2572	38	17	of	of	ADP
ajbmeb-2572	38	18	new	new	ADJ
ajbmeb-2572	38	19	information	information	NOUN
ajbmeb-2572	38	20	technologies	technology	NOUN
ajbmeb-2572	38	21	and	and	CCONJ
ajbmeb-2572	38	22	their	their	PRON
ajbmeb-2572	38	23	active	active	ADJ
ajbmeb-2572	38	24	spread	spread	NOUN
ajbmeb-2572	38	25	around	around	ADP
ajbmeb-2572	38	26	the	the	DET
ajbmeb-2572	38	27	world	world	NOUN
ajbmeb-2572	38	28	[	[	X
ajbmeb-2572	38	29	4	4	NUM
ajbmeb-2572	38	30	]	]	PUNCT
ajbmeb-2572	38	31	.	.	PUNCT
ajbmeb-2572	39	1	we	we	PRON
ajbmeb-2572	39	2	can	can	AUX
ajbmeb-2572	39	3	also	also	ADV
ajbmeb-2572	39	4	see	see	VERB
ajbmeb-2572	39	5	a	a	DET
ajbmeb-2572	39	6	significant	significant	ADJ
ajbmeb-2572	39	7	increase	increase	NOUN
ajbmeb-2572	39	8	in	in	ADP
ajbmeb-2572	39	9	the	the	DET
ajbmeb-2572	39	10	number	number	NOUN
ajbmeb-2572	39	11	of	of	ADP
ajbmeb-2572	39	12	terminals	terminal	NOUN
ajbmeb-2572	39	13	installed	instal	VERB
ajbmeb-2572	39	14	and	and	CCONJ
ajbmeb-2572	39	15	terminal	terminal	ADJ
ajbmeb-2572	39	16	services	service	NOUN
ajbmeb-2572	39	17	compared	compare	VERB
ajbmeb-2572	39	18	to	to	ADP
ajbmeb-2572	39	19	the	the	DET
ajbmeb-2572	39	20	last	last	ADJ
ajbmeb-2572	39	21	three	three	NUM
ajbmeb-2572	39	22	years	year	NOUN
ajbmeb-2572	39	23	.	.	PUNCT
ajbmeb-2572	40	1	this	this	PRON
ajbmeb-2572	40	2	will	will	AUX
ajbmeb-2572	40	3	create	create	VERB
ajbmeb-2572	40	4	favorable	favorable	ADJ
ajbmeb-2572	40	5	conditions	condition	NOUN
ajbmeb-2572	40	6	for	for	ADP
ajbmeb-2572	40	7	the	the	DET
ajbmeb-2572	40	8	population	population	NOUN
ajbmeb-2572	40	9	and	and	CCONJ
ajbmeb-2572	40	10	entrepreneurs	entrepreneur	NOUN
ajbmeb-2572	40	11	using	use	VERB
ajbmeb-2572	40	12	banking	banking	NOUN
ajbmeb-2572	40	13	and	and	CCONJ
ajbmeb-2572	40	14	financial	financial	ADJ
ajbmeb-2572	40	15	services	service	NOUN
ajbmeb-2572	40	16	,	,	PUNCT
ajbmeb-2572	40	17	as	as	ADV
ajbmeb-2572	40	18	well	well	ADV
ajbmeb-2572	40	19	as	as	ADP
ajbmeb-2572	40	20	facilitate	facilitate	VERB
ajbmeb-2572	40	21	faster	fast	ADJ
ajbmeb-2572	40	22	cash	cash	NOUN
ajbmeb-2572	40	23	flow	flow	NOUN
ajbmeb-2572	40	24	(	(	PUNCT
ajbmeb-2572	40	25	table	table	NOUN
ajbmeb-2572	40	26	2	2	NUM
ajbmeb-2572	40	27	)	)	PUNCT
ajbmeb-2572	40	28	.	.	PUNCT
ajbmeb-2572	41	1	table	table	NOUN
ajbmeb-2572	41	2	1	1	NUM
ajbmeb-2572	41	3	information	information	NOUN
ajbmeb-2572	41	4	on	on	ADP
ajbmeb-2572	41	5	current	current	ADJ
ajbmeb-2572	41	6	terminals	terminal	NOUN
ajbmeb-2572	41	7	and	and	CCONJ
ajbmeb-2572	41	8	installed	instal	VERB
ajbmeb-2572	41	9	terminals	terminal	NOUN
ajbmeb-2572	41	10	of	of	ADP
ajbmeb-2572	41	11	10	10	NUM
ajbmeb-2572	41	12	largest	large	ADJ
ajbmeb-2572	41	13	banks	bank	NOUN
ajbmeb-2572	41	14	operating	operate	VERB
ajbmeb-2572	41	15	in	in	ADP
ajbmeb-2572	41	16	the	the	DET
ajbmeb-2572	41	17	republic	republic	NOUN
ajbmeb-2572	41	18	of	of	ADP
ajbmeb-2572	41	19	uzbekistan	uzbekistan	PROPN
ajbmeb-2572	41	20	as	as	ADP
ajbmeb-2572	41	21	of	of	ADP
ajbmeb-2572	41	22	march	march	PROPN
ajbmeb-2572	41	23	1	1	NUM
ajbmeb-2572	41	24	,	,	PUNCT
ajbmeb-2572	41	25	2022	2022	NUM
ajbmeb-2572	41	26	[	[	X
ajbmeb-2572	41	27	3	3	NUM
ajbmeb-2572	41	28	]	]	PUNCT
ajbmeb-2572	41	29	№	№	ADV
ajbmeb-2572	41	30	commercial	commercial	ADJ
ajbmeb-2572	41	31	banks	bank	NOUN
ajbmeb-2572	41	32	integrated	integrate	VERB
ajbmeb-2572	41	33	payment	payment	NOUN
ajbmeb-2572	41	34	terminals	terminal	NOUN
ajbmeb-2572	41	35	number	number	NOUN
ajbmeb-2572	41	36	of	of	ADP
ajbmeb-2572	41	37	terminals	terminal	NOUN
ajbmeb-2572	41	38	and	and	CCONJ
ajbmeb-2572	41	39	infokiosks	infokiosk	NOUN
ajbmeb-2572	41	40	installed	instal	VERB
ajbmeb-2572	41	41	1	1	NUM
ajbmeb-2572	41	42	.	.	PUNCT
ajbmeb-2572	42	1	“	"	PUNCT
ajbmeb-2572	42	2	national	national	PROPN
ajbmeb-2572	42	3	bank	bank	NOUN
ajbmeb-2572	42	4	”	"	PUNCT
ajbmeb-2572	42	5	40	40	NUM
ajbmeb-2572	42	6	346	346	NUM
ajbmeb-2572	42	7	655	655	NUM
ajbmeb-2572	42	8	2	2	NUM
ajbmeb-2572	42	9	.	.	PUNCT
ajbmeb-2572	43	1	“	"	PUNCT
ajbmeb-2572	43	2	own	own	ADJ
ajbmeb-2572	43	3	industrial	industrial	ADJ
ajbmeb-2572	43	4	construction	construction	NOUN
ajbmeb-2572	43	5	”	"	PUNCT
ajbmeb-2572	43	6	bank	bank	NOUN
ajbmeb-2572	43	7	33	33	NUM
ajbmeb-2572	43	8	472	472	NUM
ajbmeb-2572	43	9	470	470	NUM
ajbmeb-2572	43	10	3	3	NUM
ajbmeb-2572	43	11	.	.	PUNCT
ajbmeb-2572	44	1	“	"	PUNCT
ajbmeb-2572	44	2	agrobank	agrobank	VERB
ajbmeb-2572	44	3	”	"	PUNCT
ajbmeb-2572	44	4	43	43	NUM
ajbmeb-2572	44	5	392	392	NUM
ajbmeb-2572	44	6	1	1	NUM
ajbmeb-2572	44	7	971	971	NUM
ajbmeb-2572	44	8	4	4	NUM
ajbmeb-2572	44	9	.	.	PUNCT
ajbmeb-2572	45	1	“	"	PUNCT
ajbmeb-2572	45	2	microcreditbank	microcreditbank	ADJ
ajbmeb-2572	45	3	”	"	PUNCT
ajbmeb-2572	45	4	23	23	NUM
ajbmeb-2572	45	5	402	402	NUM
ajbmeb-2572	45	6	252	252	NUM
ajbmeb-2572	45	7	5	5	NUM
ajbmeb-2572	45	8	.	.	PUNCT
ajbmeb-2572	46	1	“	"	PUNCT
ajbmeb-2572	46	2	xalq	xalq	PROPN
ajbmeb-2572	46	3	banks	bank	NOUN
ajbmeb-2572	46	4	”	"	PUNCT
ajbmeb-2572	46	5	51	51	NUM
ajbmeb-2572	46	6	462	462	NUM
ajbmeb-2572	46	7	1	1	NUM
ajbmeb-2572	46	8	373	373	NUM
ajbmeb-2572	46	9	6	6	NUM
ajbmeb-2572	46	10	.	.	PUNCT
ajbmeb-2572	47	1	“	"	PUNCT
ajbmeb-2572	47	2	partnerbank	partnerbank	VERB
ajbmeb-2572	47	3	”	"	PUNCT
ajbmeb-2572	47	4	31	31	NUM
ajbmeb-2572	47	5	742	742	NUM
ajbmeb-2572	47	6	785	785	NUM
ajbmeb-2572	47	7	7	7	NUM
ajbmeb-2572	47	8	.	.	PUNCT
ajbmeb-2572	48	1	“	"	PUNCT
ajbmeb-2572	48	2	asaka	asaka	PROPN
ajbmeb-2572	48	3	bank	bank	NOUN
ajbmeb-2572	48	4	”	"	PUNCT
ajbmeb-2572	48	5	15	15	NUM
ajbmeb-2572	48	6	382	382	NUM
ajbmeb-2572	48	7	257	257	NUM
ajbmeb-2572	48	8	8	8	NUM
ajbmeb-2572	48	9	.	.	PUNCT
ajbmeb-2572	49	1	“	"	PUNCT
ajbmeb-2572	49	2	silk	silk	NOUN
ajbmeb-2572	49	3	road	road	NOUN
ajbmeb-2572	49	4	bank	bank	NOUN
ajbmeb-2572	49	5	”	"	PUNCT
ajbmeb-2572	49	6	24	24	NUM
ajbmeb-2572	49	7	047	047	NUM
ajbmeb-2572	49	8	537	537	NUM
ajbmeb-2572	49	9	9	9	NUM
ajbmeb-2572	49	10	.	.	PUNCT
ajbmeb-2572	50	1	“	"	PUNCT
ajbmeb-2572	50	2	contact	contact	PROPN
ajbmeb-2572	50	3	bank	bank	NOUN
ajbmeb-2572	50	4	”	"	PUNCT
ajbmeb-2572	50	5	12	12	NUM
ajbmeb-2572	50	6	897	897	NUM
ajbmeb-2572	50	7	275	275	NUM
ajbmeb-2572	50	8	10	10	NUM
ajbmeb-2572	50	9	.	.	PUNCT
ajbmeb-2572	51	1	“	"	PUNCT
ajbmeb-2572	51	2	ipoteka	ipoteka	PROPN
ajbmeb-2572	51	3	-	-	PUNCT
ajbmeb-2572	51	4	bank	bank	NOUN
ajbmeb-2572	51	5	”	"	PUNCT
ajbmeb-2572	51	6	42	42	NUM
ajbmeb-2572	51	7	094	094	NUM
ajbmeb-2572	51	8	634	634	NUM
ajbmeb-2572	51	9	as	as	SCONJ
ajbmeb-2572	51	10	can	can	AUX
ajbmeb-2572	51	11	be	be	AUX
ajbmeb-2572	51	12	seen	see	VERB
ajbmeb-2572	51	13	in	in	ADP
ajbmeb-2572	51	14	the	the	DET
ajbmeb-2572	51	15	table	table	NOUN
ajbmeb-2572	51	16	above	above	ADV
ajbmeb-2572	51	17	,	,	PUNCT
ajbmeb-2572	51	18	the	the	DET
ajbmeb-2572	51	19	xalq	xalq	PROPN
ajbmeb-2572	51	20	bank	bank	PROPN
ajbmeb-2572	51	21	leads	lead	VERB
ajbmeb-2572	51	22	with	with	ADP
ajbmeb-2572	51	23	51,462	51,462	NUM
ajbmeb-2572	51	24	installed	instal	VERB
ajbmeb-2572	51	25	terminals	terminal	NOUN
ajbmeb-2572	51	26	,	,	PUNCT
ajbmeb-2572	51	27	while	while	SCONJ
ajbmeb-2572	51	28	agro	agro	PROPN
ajbmeb-2572	51	29	bank	bank	NOUN
ajbmeb-2572	51	30	leads	lead	VERB
ajbmeb-2572	51	31	with	with	ADP
ajbmeb-2572	51	32	1,971	1,971	NUM
ajbmeb-2572	51	33	in	in	ADP
ajbmeb-2572	51	34	the	the	DET
ajbmeb-2572	51	35	number	number	NOUN
ajbmeb-2572	51	36	of	of	ADP
ajbmeb-2572	51	37	kiosks	kiosk	NOUN
ajbmeb-2572	51	38	.	.	PUNCT
ajbmeb-2572	52	1	this	this	PRON
ajbmeb-2572	52	2	,	,	PUNCT
ajbmeb-2572	52	3	in	in	ADP
ajbmeb-2572	52	4	turn	turn	NOUN
ajbmeb-2572	52	5	,	,	PUNCT
ajbmeb-2572	52	6	increases	increase	VERB
ajbmeb-2572	52	7	the	the	DET
ajbmeb-2572	52	8	demand	demand	NOUN
ajbmeb-2572	52	9	for	for	ADP
ajbmeb-2572	52	10	banking	banking	NOUN
ajbmeb-2572	52	11	services	service	NOUN
ajbmeb-2572	52	12	,	,	PUNCT
ajbmeb-2572	52	13	as	as	ADV
ajbmeb-2572	52	14	well	well	ADV
ajbmeb-2572	52	15	as	as	ADP
ajbmeb-2572	52	16	the	the	DET
ajbmeb-2572	52	17	improvement	improvement	NOUN
ajbmeb-2572	52	18	of	of	ADP
ajbmeb-2572	52	19	remote	remote	ADJ
ajbmeb-2572	52	20	service	service	NOUN
ajbmeb-2572	52	21	mechanisms	mechanism	NOUN
ajbmeb-2572	52	22	.	.	PUNCT
ajbmeb-2572	53	1	although	although	SCONJ
ajbmeb-2572	53	2	digital	digital	ADJ
ajbmeb-2572	53	3	data	data	NOUN
ajbmeb-2572	53	4	is	be	AUX
ajbmeb-2572	53	5	a	a	DET
ajbmeb-2572	53	6	valuable	valuable	ADJ
ajbmeb-2572	53	7	economic	economic	ADJ
ajbmeb-2572	53	8	resource	resource	NOUN
ajbmeb-2572	53	9	,	,	PUNCT
ajbmeb-2572	53	10	it	it	PRON
ajbmeb-2572	53	11	will	will	AUX
ajbmeb-2572	53	12	only	only	ADV
ajbmeb-2572	53	13	benefit	benefit	VERB
ajbmeb-2572	53	14	when	when	SCONJ
ajbmeb-2572	53	15	it	it	PRON
ajbmeb-2572	53	16	becomes	become	VERB
ajbmeb-2572	53	17	digital	digital	ADJ
ajbmeb-2572	53	18	thinking	thinking	NOUN
ajbmeb-2572	53	19	.	.	PUNCT
ajbmeb-2572	54	1	with	with	ADP
ajbmeb-2572	54	2	the	the	DET
ajbmeb-2572	54	3	advent	advent	NOUN
ajbmeb-2572	54	4	of	of	ADP
ajbmeb-2572	54	5	the	the	DET
ajbmeb-2572	54	6	digital	digital	ADJ
ajbmeb-2572	54	7	economy	economy	NOUN
ajbmeb-2572	54	8	,	,	PUNCT
ajbmeb-2572	54	9	the	the	DET
ajbmeb-2572	54	10	challenges	challenge	NOUN
ajbmeb-2572	54	11	of	of	ADP
ajbmeb-2572	54	12	creating	create	VERB
ajbmeb-2572	54	13	digital	digital	ADJ
ajbmeb-2572	54	14	platforms	platform	NOUN
ajbmeb-2572	54	15	and	and	CCONJ
ajbmeb-2572	54	16	monetizing	monetize	VERB
ajbmeb-2572	54	17	the	the	DET
ajbmeb-2572	54	18	rapidly	rapidly	ADV
ajbmeb-2572	54	19	growing	grow	VERB
ajbmeb-2572	54	20	digital	digital	ADJ
ajbmeb-2572	54	21	data	datum	NOUN
ajbmeb-2572	54	22	are	be	AUX
ajbmeb-2572	54	23	emerging	emerge	VERB
ajbmeb-2572	54	24	.	.	PUNCT
ajbmeb-2572	55	1	at	at	ADP
ajbmeb-2572	55	2	the	the	DET
ajbmeb-2572	55	3	same	same	ADJ
ajbmeb-2572	55	4	time	time	NOUN
ajbmeb-2572	55	5	,	,	PUNCT
ajbmeb-2572	55	6	it	it	PRON
ajbmeb-2572	55	7	is	be	AUX
ajbmeb-2572	55	8	important	important	ADJ
ajbmeb-2572	55	9	to	to	PART
ajbmeb-2572	55	10	identify	identify	VERB
ajbmeb-2572	55	11	ways	way	NOUN
ajbmeb-2572	55	12	to	to	PART
ajbmeb-2572	55	13	create	create	VERB
ajbmeb-2572	55	14	value	value	NOUN
ajbmeb-2572	55	15	,	,	PUNCT
ajbmeb-2572	55	16	the	the	DET
ajbmeb-2572	55	17	means	mean	NOUN
ajbmeb-2572	55	18	of	of	ADP
ajbmeb-2572	55	19	overcoming	overcome	VERB
ajbmeb-2572	55	20	obstacles	obstacle	NOUN
ajbmeb-2572	55	21	in	in	ADP
ajbmeb-2572	55	22	these	these	DET
ajbmeb-2572	55	23	processes	process	NOUN
ajbmeb-2572	55	24	.	.	PUNCT
ajbmeb-2572	56	1	it	it	PRON
ajbmeb-2572	56	2	provides	provide	VERB
ajbmeb-2572	56	3	an	an	DET
ajbmeb-2572	56	4	understanding	understanding	NOUN
ajbmeb-2572	56	5	of	of	ADP
ajbmeb-2572	56	6	the	the	DET
ajbmeb-2572	56	7	potential	potential	NOUN
ajbmeb-2572	56	8	for	for	ADP
ajbmeb-2572	56	9	value	value	NOUN
ajbmeb-2572	56	10	creation	creation	NOUN
ajbmeb-2572	56	11	and	and	CCONJ
ajbmeb-2572	56	12	distribution	distribution	NOUN
ajbmeb-2572	56	13	,	,	PUNCT
ajbmeb-2572	56	14	forms	form	NOUN
ajbmeb-2572	56	15	of	of	ADP
ajbmeb-2572	56	16	value	value	NOUN
ajbmeb-2572	56	17	renewal	renewal	NOUN
ajbmeb-2572	56	18	,	,	PUNCT
ajbmeb-2572	56	19	management	management	NOUN
ajbmeb-2572	56	20	,	,	PUNCT
ajbmeb-2572	56	21	and	and	CCONJ
ajbmeb-2572	56	22	value	value	NOUN
ajbmeb-2572	56	23	acquisition	acquisition	NOUN
ajbmeb-2572	56	24	.	.	PUNCT
ajbmeb-2572	57	1	to	to	ADP
ajbmeb-2572	57	2	date	date	NOUN
ajbmeb-2572	57	3	,	,	PUNCT
ajbmeb-2572	57	4	more	more	ADJ
ajbmeb-2572	57	5	than	than	ADP
ajbmeb-2572	57	6	75,000	75,000	NUM
ajbmeb-2572	57	7	businesses	business	NOUN
ajbmeb-2572	57	8	are	be	AUX
ajbmeb-2572	57	9	provided	provide	VERB
ajbmeb-2572	57	10	with	with	ADP
ajbmeb-2572	57	11	qr	qr	PROPN
ajbmeb-2572	57	12	codes	code	NOUN
ajbmeb-2572	57	13	(	(	PUNCT
ajbmeb-2572	57	14	stickers	sticker	NOUN
ajbmeb-2572	57	15	)	)	PUNCT
ajbmeb-2572	57	16	of	of	ADP
ajbmeb-2572	57	17	the	the	DET
ajbmeb-2572	57	18	qr	qr	PROPN
ajbmeb-2572	57	19	-	-	PUNCT
ajbmeb-2572	57	20	online	online	ADJ
ajbmeb-2572	57	21	information	information	NOUN
ajbmeb-2572	57	22	system	system	NOUN
ajbmeb-2572	57	23	(	(	PUNCT
ajbmeb-2572	57	24	figure	figure	NOUN
ajbmeb-2572	57	25	1	1	NUM
ajbmeb-2572	57	26	)	)	PUNCT
ajbmeb-2572	57	27	.	.	PUNCT
ajbmeb-2572	58	1	launch	launch	NOUN
ajbmeb-2572	58	2	of	of	ADP
ajbmeb-2572	58	3	this	this	DET
ajbmeb-2572	58	4	system	system	NOUN
ajbmeb-2572	58	5	:	:	PUNCT
ajbmeb-2572	58	6	➢	➢	VERB
ajbmeb-2572	58	7	in	in	ADP
ajbmeb-2572	58	8	addition	addition	NOUN
ajbmeb-2572	58	9	to	to	ADP
ajbmeb-2572	58	10	the	the	DET
ajbmeb-2572	58	11	installed	instal	VERB
ajbmeb-2572	58	12	pos	pos	NOUN
ajbmeb-2572	58	13	-	-	PUNCT
ajbmeb-2572	58	14	terminal	terminal	ADJ
ajbmeb-2572	58	15	(	(	PUNCT
ajbmeb-2572	58	16	traditional	traditional	ADJ
ajbmeb-2572	58	17	trading	trading	NOUN
ajbmeb-2572	58	18	terminal	terminal	NOUN
ajbmeb-2572	58	19	)	)	PUNCT
ajbmeb-2572	58	20	of	of	ADP
ajbmeb-2572	58	21	business	business	NOUN
ajbmeb-2572	58	22	entities	entity	NOUN
ajbmeb-2572	58	23	to	to	PART
ajbmeb-2572	58	24	make	make	VERB
ajbmeb-2572	58	25	quick	quick	ADJ
ajbmeb-2572	58	26	payments	payment	NOUN
ajbmeb-2572	58	27	for	for	ADP
ajbmeb-2572	58	28	purchases	purchase	NOUN
ajbmeb-2572	58	29	and	and	CCONJ
ajbmeb-2572	58	30	provide	provide	VERB
ajbmeb-2572	58	31	quality	quality	NOUN
ajbmeb-2572	58	32	customer	customer	NOUN
ajbmeb-2572	58	33	service	service	NOUN
ajbmeb-2572	58	34	;	;	PUNCT
ajbmeb-2572	58	35	➢	➢	NOUN
ajbmeb-2572	58	36	allowed	allow	VERB
ajbmeb-2572	58	37	organizations	organization	NOUN
ajbmeb-2572	58	38	operating	operate	VERB
ajbmeb-2572	58	39	in	in	ADP
ajbmeb-2572	58	40	areas	area	NOUN
ajbmeb-2572	58	41	such	such	ADJ
ajbmeb-2572	58	42	as	as	ADP
ajbmeb-2572	58	43	delivery	delivery	NOUN
ajbmeb-2572	58	44	,	,	PUNCT
ajbmeb-2572	58	45	passenger	passenger	NOUN
ajbmeb-2572	58	46	transportation	transportation	NOUN
ajbmeb-2572	58	47	,	,	PUNCT
ajbmeb-2572	58	48	as	as	ADV
ajbmeb-2572	58	49	well	well	ADV
ajbmeb-2572	58	50	as	as	ADP
ajbmeb-2572	58	51	selfemployed	selfemployed	ADJ
ajbmeb-2572	58	52	people	people	NOUN
ajbmeb-2572	58	53	(	(	PUNCT
ajbmeb-2572	58	54	freelancers	freelancer	NOUN
ajbmeb-2572	58	55	)	)	PUNCT
ajbmeb-2572	58	56	to	to	PART
ajbmeb-2572	58	57	reduce	reduce	VERB
ajbmeb-2572	58	58	operating	operating	NOUN
ajbmeb-2572	58	59	costs	cost	NOUN
ajbmeb-2572	58	60	by	by	ADP
ajbmeb-2572	58	61	timely	timely	ADJ
ajbmeb-2572	58	62	receipt	receipt	NOUN
ajbmeb-2572	58	63	of	of	ADP
ajbmeb-2572	58	64	payments	payment	NOUN
ajbmeb-2572	58	65	by	by	ADP
ajbmeb-2572	58	66	customers	customer	NOUN
ajbmeb-2572	58	67	via	via	ADP
ajbmeb-2572	58	68	qr	qr	PROPN
ajbmeb-2572	58	69	-	-	PUNCT
ajbmeb-2572	58	70	code	code	NOUN
ajbmeb-2572	58	71	without	without	ADP
ajbmeb-2572	58	72	the	the	DET
ajbmeb-2572	58	73	use	use	NOUN
ajbmeb-2572	58	74	of	of	ADP
ajbmeb-2572	58	75	payment	payment	NOUN
ajbmeb-2572	58	76	terminals	terminal	NOUN
ajbmeb-2572	58	77	.	.	PUNCT
ajbmeb-2572	59	1	american	american	ADJ
ajbmeb-2572	59	2	journal	journal	PROPN
ajbmeb-2572	59	3	of	of	ADP
ajbmeb-2572	59	4	business	business	NOUN
ajbmeb-2572	59	5	management	management	NOUN
ajbmeb-2572	59	6	,	,	PUNCT
ajbmeb-2572	59	7	economics	economic	NOUN
ajbmeb-2572	59	8	and	and	CCONJ
ajbmeb-2572	59	9	banking	banking	NOUN
ajbmeb-2572	59	10	volume	volume	NOUN
ajbmeb-2572	59	11	31	31	NUM
ajbmeb-2572	59	12	december	december	PROPN
ajbmeb-2572	59	13	2024	2024	NUM
ajbmeb-2572	59	14	p	p	NOUN
ajbmeb-2572	59	15	a	a	DET
ajbmeb-2572	59	16	g	g	NOUN
ajbmeb-2572	59	17	e	e	NOUN
ajbmeb-2572	59	18	|	|	ADV
ajbmeb-2572	59	19	63	63	NUM
ajbmeb-2572	59	20	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2572	59	21	figure	figure	NOUN
ajbmeb-2572	59	22	2	2	NUM
ajbmeb-2572	59	23	.	.	PUNCT
ajbmeb-2572	59	24	information	information	NOUN
ajbmeb-2572	59	25	on	on	ADP
ajbmeb-2572	59	26	bank	bank	NOUN
ajbmeb-2572	59	27	plastic	plastic	NOUN
ajbmeb-2572	59	28	cards	card	NOUN
ajbmeb-2572	59	29	in	in	ADP
ajbmeb-2572	59	30	circulation	circulation	NOUN
ajbmeb-2572	59	31	as	as	ADP
ajbmeb-2572	59	32	of	of	ADP
ajbmeb-2572	59	33	january	january	PROPN
ajbmeb-2572	59	34	1	1	NUM
ajbmeb-2572	59	35	,	,	PUNCT
ajbmeb-2572	59	36	2018	2018	NUM
ajbmeb-2572	59	37	-	-	SYM
ajbmeb-2572	59	38	2022	2022	NUM
ajbmeb-2572	59	39	(	(	PUNCT
ajbmeb-2572	59	40	thousand	thousand	NUM
ajbmeb-2572	59	41	units	unit	NOUN
ajbmeb-2572	59	42	)	)	PUNCT
ajbmeb-2572	60	1	[	[	X
ajbmeb-2572	60	2	3	3	X
ajbmeb-2572	60	3	]	]	PUNCT
ajbmeb-2572	60	4	in	in	ADP
ajbmeb-2572	60	5	our	our	PRON
ajbmeb-2572	60	6	country	country	NOUN
ajbmeb-2572	60	7	,	,	PUNCT
ajbmeb-2572	60	8	the	the	DET
ajbmeb-2572	60	9	infrastructure	infrastructure	NOUN
ajbmeb-2572	60	10	of	of	ADP
ajbmeb-2572	60	11	uzcard	uzcard	ADJ
ajbmeb-2572	60	12	and	and	CCONJ
ajbmeb-2572	60	13	humo	humo	ADJ
ajbmeb-2572	60	14	retail	retail	ADJ
ajbmeb-2572	60	15	payment	payment	NOUN
ajbmeb-2572	60	16	systems	system	NOUN
ajbmeb-2572	60	17	,	,	PUNCT
ajbmeb-2572	60	18	as	as	ADV
ajbmeb-2572	60	19	well	well	ADV
ajbmeb-2572	60	20	as	as	ADP
ajbmeb-2572	60	21	payment	payment	NOUN
ajbmeb-2572	60	22	services	service	NOUN
ajbmeb-2572	60	23	provided	provide	VERB
ajbmeb-2572	60	24	within	within	ADP
ajbmeb-2572	60	25	the	the	DET
ajbmeb-2572	60	26	payment	payment	NOUN
ajbmeb-2572	60	27	systems	system	NOUN
ajbmeb-2572	60	28	,	,	PUNCT
ajbmeb-2572	60	29	is	be	AUX
ajbmeb-2572	60	30	developing	develop	VERB
ajbmeb-2572	60	31	.	.	PUNCT
ajbmeb-2572	61	1	as	as	ADP
ajbmeb-2572	61	2	a	a	DET
ajbmeb-2572	61	3	result	result	NOUN
ajbmeb-2572	61	4	of	of	ADP
ajbmeb-2572	61	5	the	the	DET
ajbmeb-2572	61	6	work	work	NOUN
ajbmeb-2572	61	7	on	on	ADP
ajbmeb-2572	61	8	expanding	expand	VERB
ajbmeb-2572	61	9	the	the	DET
ajbmeb-2572	61	10	infrastructure	infrastructure	NOUN
ajbmeb-2572	61	11	of	of	ADP
ajbmeb-2572	61	12	bank	bank	NOUN
ajbmeb-2572	61	13	cards	card	NOUN
ajbmeb-2572	61	14	,	,	PUNCT
ajbmeb-2572	61	15	the	the	DET
ajbmeb-2572	61	16	number	number	NOUN
ajbmeb-2572	61	17	of	of	ADP
ajbmeb-2572	61	18	issued	issue	VERB
ajbmeb-2572	61	19	bank	bank	NOUN
ajbmeb-2572	61	20	cards	card	NOUN
ajbmeb-2572	61	21	as	as	ADP
ajbmeb-2572	61	22	of	of	ADP
ajbmeb-2572	61	23	july	july	PROPN
ajbmeb-2572	61	24	1	1	NUM
ajbmeb-2572	61	25	this	this	DET
ajbmeb-2572	61	26	year	year	NOUN
ajbmeb-2572	61	27	amounted	amount	VERB
ajbmeb-2572	61	28	to	to	ADP
ajbmeb-2572	61	29	23.7	23.7	NUM
ajbmeb-2572	61	30	million	million	NUM
ajbmeb-2572	61	31	.	.	PUNCT
ajbmeb-2572	62	1	grains	grain	NOUN
ajbmeb-2572	62	2	(	(	PUNCT
ajbmeb-2572	62	3	figure	figure	NOUN
ajbmeb-2572	62	4	2	2	NUM
ajbmeb-2572	62	5	)	)	PUNCT
ajbmeb-2572	62	6	.	.	PUNCT
ajbmeb-2572	63	1	in	in	ADP
ajbmeb-2572	63	2	the	the	DET
ajbmeb-2572	63	3	first	first	ADJ
ajbmeb-2572	63	4	six	six	NUM
ajbmeb-2572	63	5	months	month	NOUN
ajbmeb-2572	63	6	of	of	ADP
ajbmeb-2572	63	7	this	this	DET
ajbmeb-2572	63	8	year	year	NOUN
ajbmeb-2572	63	9	,	,	PUNCT
ajbmeb-2572	63	10	95.5	95.5	NUM
ajbmeb-2572	63	11	trillion	trillion	NUM
ajbmeb-2572	63	12	soums	soum	NOUN
ajbmeb-2572	63	13	were	be	AUX
ajbmeb-2572	63	14	transferred	transfer	VERB
ajbmeb-2572	63	15	to	to	ADP
ajbmeb-2572	63	16	bank	bank	NOUN
ajbmeb-2572	63	17	cards	card	NOUN
ajbmeb-2572	63	18	.	.	PUNCT
ajbmeb-2572	64	1	soums	soum	NOUN
ajbmeb-2572	64	2	,	,	PUNCT
ajbmeb-2572	64	3	which	which	PRON
ajbmeb-2572	64	4	is	be	AUX
ajbmeb-2572	64	5	20	20	NUM
ajbmeb-2572	64	6	%	%	NOUN
ajbmeb-2572	64	7	more	more	ADJ
ajbmeb-2572	64	8	than	than	ADP
ajbmeb-2572	64	9	in	in	ADP
ajbmeb-2572	64	10	the	the	DET
ajbmeb-2572	64	11	same	same	ADJ
ajbmeb-2572	64	12	period	period	NOUN
ajbmeb-2572	64	13	last	last	ADJ
ajbmeb-2572	64	14	year	year	NOUN
ajbmeb-2572	64	15	.	.	PUNCT
ajbmeb-2572	65	1	the	the	DET
ajbmeb-2572	65	2	amount	amount	NOUN
ajbmeb-2572	65	3	of	of	ADP
ajbmeb-2572	65	4	transactions	transaction	NOUN
ajbmeb-2572	65	5	through	through	ADP
ajbmeb-2572	65	6	payment	payment	NOUN
ajbmeb-2572	65	7	terminals	terminal	NOUN
ajbmeb-2572	65	8	increased	increase	VERB
ajbmeb-2572	65	9	by	by	ADP
ajbmeb-2572	65	10	15	15	NUM
ajbmeb-2572	65	11	%	%	NOUN
ajbmeb-2572	65	12	to	to	ADP
ajbmeb-2572	65	13	49.8	49.8	NUM
ajbmeb-2572	65	14	trillion	trillion	NUM
ajbmeb-2572	65	15	soums	soum	NOUN
ajbmeb-2572	65	16	.	.	PUNCT
ajbmeb-2572	66	1	soums	soum	NOUN
ajbmeb-2572	66	2	,	,	PUNCT
ajbmeb-2572	66	3	and	and	CCONJ
ajbmeb-2572	66	4	the	the	DET
ajbmeb-2572	66	5	amount	amount	NOUN
ajbmeb-2572	66	6	of	of	ADP
ajbmeb-2572	66	7	transactions	transaction	NOUN
ajbmeb-2572	66	8	through	through	ADP
ajbmeb-2572	66	9	info	info	NOUN
ajbmeb-2572	66	10	kiosks	kiosk	NOUN
ajbmeb-2572	66	11	amounted	amount	VERB
ajbmeb-2572	66	12	to	to	ADP
ajbmeb-2572	66	13	29.3	29.3	NUM
ajbmeb-2572	66	14	trillion	trillion	NUM
ajbmeb-2572	66	15	soums	soum	NOUN
ajbmeb-2572	66	16	.	.	PUNCT
ajbmeb-2572	67	1	in	in	ADP
ajbmeb-2572	67	2	2020	2020	NUM
ajbmeb-2572	67	3	,	,	PUNCT
ajbmeb-2572	67	4	the	the	DET
ajbmeb-2572	67	5	central	central	ADJ
ajbmeb-2572	67	6	bank	bank	NOUN
ajbmeb-2572	67	7	also	also	ADV
ajbmeb-2572	67	8	launched	launch	VERB
ajbmeb-2572	67	9	a	a	DET
ajbmeb-2572	67	10	qr	qr	ADJ
ajbmeb-2572	67	11	-	-	PUNCT
ajbmeb-2572	67	12	online	online	ADJ
ajbmeb-2572	67	13	instant	instant	ADJ
ajbmeb-2572	67	14	payment	payment	NOUN
ajbmeb-2572	67	15	information	information	NOUN
ajbmeb-2572	67	16	system	system	NOUN
ajbmeb-2572	67	17	,	,	PUNCT
ajbmeb-2572	67	18	which	which	PRON
ajbmeb-2572	67	19	allows	allow	VERB
ajbmeb-2572	67	20	you	you	PRON
ajbmeb-2572	67	21	to	to	PART
ajbmeb-2572	67	22	make	make	VERB
ajbmeb-2572	67	23	payments	payment	NOUN
ajbmeb-2572	67	24	for	for	ADP
ajbmeb-2572	67	25	goods	good	NOUN
ajbmeb-2572	67	26	and	and	CCONJ
ajbmeb-2572	67	27	services	service	NOUN
ajbmeb-2572	67	28	at	at	ADP
ajbmeb-2572	67	29	the	the	DET
ajbmeb-2572	67	30	expense	expense	NOUN
ajbmeb-2572	67	31	of	of	ADP
ajbmeb-2572	67	32	funds	fund	NOUN
ajbmeb-2572	67	33	on	on	ADP
ajbmeb-2572	67	34	the	the	DET
ajbmeb-2572	67	35	bank	bank	NOUN
ajbmeb-2572	67	36	card	card	NOUN
ajbmeb-2572	67	37	without	without	ADP
ajbmeb-2572	67	38	direct	direct	ADJ
ajbmeb-2572	67	39	use	use	NOUN
ajbmeb-2572	67	40	of	of	ADP
ajbmeb-2572	67	41	the	the	DET
ajbmeb-2572	67	42	bank	bank	NOUN
ajbmeb-2572	67	43	card	card	NOUN
ajbmeb-2572	67	44	and	and	CCONJ
ajbmeb-2572	67	45	payment	payment	NOUN
ajbmeb-2572	67	46	terminal	terminal	NOUN
ajbmeb-2572	67	47	.	.	PUNCT
ajbmeb-2572	68	1	to	to	PART
ajbmeb-2572	68	2	use	use	VERB
ajbmeb-2572	68	3	it	it	PRON
ajbmeb-2572	68	4	,	,	PUNCT
ajbmeb-2572	68	5	trade	trade	NOUN
ajbmeb-2572	68	6	and	and	CCONJ
ajbmeb-2572	68	7	service	service	NOUN
ajbmeb-2572	68	8	entities	entity	NOUN
ajbmeb-2572	68	9	apply	apply	VERB
ajbmeb-2572	68	10	to	to	ADP
ajbmeb-2572	68	11	commercial	commercial	ADJ
ajbmeb-2572	68	12	banks	bank	NOUN
ajbmeb-2572	68	13	and	and	CCONJ
ajbmeb-2572	68	14	receive	receive	VERB
ajbmeb-2572	68	15	a	a	DET
ajbmeb-2572	68	16	qr	qr	PROPN
ajbmeb-2572	68	17	-	-	PUNCT
ajbmeb-2572	68	18	code	code	NOUN
ajbmeb-2572	68	19	formed	form	VERB
ajbmeb-2572	68	20	on	on	ADP
ajbmeb-2572	68	21	the	the	DET
ajbmeb-2572	68	22	basis	basis	NOUN
ajbmeb-2572	68	23	of	of	ADP
ajbmeb-2572	68	24	available	available	ADJ
ajbmeb-2572	68	25	bank	bank	NOUN
ajbmeb-2572	68	26	details	detail	NOUN
ajbmeb-2572	68	27	,	,	PUNCT
ajbmeb-2572	68	28	and	and	CCONJ
ajbmeb-2572	68	29	buyers	buyer	NOUN
ajbmeb-2572	68	30	will	will	AUX
ajbmeb-2572	68	31	be	be	AUX
ajbmeb-2572	68	32	able	able	ADJ
ajbmeb-2572	68	33	to	to	PART
ajbmeb-2572	68	34	pay	pay	VERB
ajbmeb-2572	68	35	for	for	ADP
ajbmeb-2572	68	36	goods	good	NOUN
ajbmeb-2572	68	37	and	and	CCONJ
ajbmeb-2572	68	38	services	service	NOUN
ajbmeb-2572	68	39	by	by	ADP
ajbmeb-2572	68	40	scanning	scan	VERB
ajbmeb-2572	68	41	(	(	PUNCT
ajbmeb-2572	68	42	“	"	PUNCT
ajbmeb-2572	68	43	verifying	verifying	NOUN
ajbmeb-2572	68	44	”	"	PUNCT
ajbmeb-2572	68	45	)	)	PUNCT
ajbmeb-2572	68	46	the	the	DET
ajbmeb-2572	68	47	role	role	NOUN
ajbmeb-2572	68	48	and	and	CCONJ
ajbmeb-2572	68	49	importance	importance	NOUN
ajbmeb-2572	68	50	of	of	ADP
ajbmeb-2572	68	51	digital	digital	ADJ
ajbmeb-2572	68	52	technologies	technology	NOUN
ajbmeb-2572	68	53	in	in	ADP
ajbmeb-2572	68	54	the	the	DET
ajbmeb-2572	68	55	development	development	NOUN
ajbmeb-2572	68	56	of	of	ADP
ajbmeb-2572	68	57	the	the	DET
ajbmeb-2572	68	58	world	world	NOUN
ajbmeb-2572	68	59	is	be	AUX
ajbmeb-2572	68	60	growing	grow	VERB
ajbmeb-2572	68	61	every	every	DET
ajbmeb-2572	68	62	year	year	NOUN
ajbmeb-2572	68	63	.	.	PUNCT
ajbmeb-2572	69	1	in	in	ADP
ajbmeb-2572	69	2	particular	particular	ADJ
ajbmeb-2572	69	3	,	,	PUNCT
ajbmeb-2572	69	4	the	the	DET
ajbmeb-2572	69	5	widespread	widespread	ADJ
ajbmeb-2572	69	6	introduction	introduction	NOUN
ajbmeb-2572	69	7	of	of	ADP
ajbmeb-2572	69	8	technical	technical	ADJ
ajbmeb-2572	69	9	transformation	transformation	NOUN
ajbmeb-2572	69	10	processes	process	NOUN
ajbmeb-2572	69	11	in	in	ADP
ajbmeb-2572	69	12	the	the	DET
ajbmeb-2572	69	13	financial	financial	ADJ
ajbmeb-2572	69	14	sector	sector	NOUN
ajbmeb-2572	69	15	further	far	ADV
ajbmeb-2572	69	16	increases	increase	VERB
ajbmeb-2572	69	17	the	the	DET
ajbmeb-2572	69	18	efficiency	efficiency	NOUN
ajbmeb-2572	69	19	of	of	ADP
ajbmeb-2572	69	20	banking	banking	NOUN
ajbmeb-2572	69	21	systems	system	NOUN
ajbmeb-2572	69	22	,	,	PUNCT
ajbmeb-2572	69	23	payment	payment	NOUN
ajbmeb-2572	69	24	operations	operation	NOUN
ajbmeb-2572	69	25	,	,	PUNCT
ajbmeb-2572	69	26	lending	lending	NOUN
ajbmeb-2572	69	27	and	and	CCONJ
ajbmeb-2572	69	28	other	other	ADJ
ajbmeb-2572	69	29	similar	similar	ADJ
ajbmeb-2572	69	30	services	service	NOUN
ajbmeb-2572	69	31	.	.	PUNCT
ajbmeb-2572	70	1	this	this	DET
ajbmeb-2572	70	2	type	type	NOUN
ajbmeb-2572	70	3	of	of	ADP
ajbmeb-2572	70	4	technology	technology	NOUN
ajbmeb-2572	70	5	,	,	PUNCT
ajbmeb-2572	70	6	which	which	PRON
ajbmeb-2572	70	7	improves	improve	VERB
ajbmeb-2572	70	8	and	and	CCONJ
ajbmeb-2572	70	9	optimizes	optimize	VERB
ajbmeb-2572	70	10	financial	financial	ADJ
ajbmeb-2572	70	11	services	service	NOUN
ajbmeb-2572	70	12	,	,	PUNCT
ajbmeb-2572	70	13	is	be	AUX
ajbmeb-2572	70	14	a	a	DET
ajbmeb-2572	70	15	financial	financial	ADJ
ajbmeb-2572	70	16	technology	technology	NOUN
ajbmeb-2572	70	17	called	call	VERB
ajbmeb-2572	70	18	fintech	fintech	NOUN
ajbmeb-2572	70	19	[	[	X
ajbmeb-2572	70	20	3	3	NUM
ajbmeb-2572	70	21	]	]	PUNCT
ajbmeb-2572	70	22	.	.	PUNCT
ajbmeb-2572	71	1	0	0	NUM
ajbmeb-2572	71	2	5000	5000	NUM
ajbmeb-2572	71	3	10000	10000	NUM
ajbmeb-2572	71	4	15000	15000	NUM
ajbmeb-2572	71	5	20000	20000	NUM
ajbmeb-2572	71	6	25000	25000	NUM
ajbmeb-2572	71	7	30000	30000	NUM
ajbmeb-2572	71	8	2018	2018	NUM
ajbmeb-2572	71	9	2019	2019	NUM
ajbmeb-2572	71	10	2020	2020	NUM
ajbmeb-2572	71	11	2021	2021	NUM
ajbmeb-2572	71	12	2022	2022	NUM
ajbmeb-2572	71	13	19226	19226	NUM
ajbmeb-2572	71	14	17687	17687	NUM
ajbmeb-2572	71	15	20547	20547	NUM
ajbmeb-2572	71	16	25776	25776	NUM
ajbmeb-2572	71	17	27105	27105	NUM
ajbmeb-2572	71	18	american	american	ADJ
ajbmeb-2572	71	19	journal	journal	PROPN
ajbmeb-2572	71	20	of	of	ADP
ajbmeb-2572	71	21	business	business	NOUN
ajbmeb-2572	71	22	management	management	NOUN
ajbmeb-2572	71	23	,	,	PUNCT
ajbmeb-2572	71	24	economics	economic	NOUN
ajbmeb-2572	71	25	and	and	CCONJ
ajbmeb-2572	71	26	banking	banking	NOUN
ajbmeb-2572	71	27	volume	volume	NOUN
ajbmeb-2572	71	28	31	31	NUM
ajbmeb-2572	71	29	december	december	PROPN
ajbmeb-2572	71	30	2024	2024	NUM
ajbmeb-2572	71	31	p	p	NOUN
ajbmeb-2572	71	32	a	a	DET
ajbmeb-2572	71	33	g	g	NOUN
ajbmeb-2572	71	34	e	e	NOUN
ajbmeb-2572	71	35	|	|	ADV
ajbmeb-2572	71	36	64	64	NUM
ajbmeb-2572	71	37	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2572	71	38	figure	figure	NOUN
ajbmeb-2572	71	39	3	3	NUM
ajbmeb-2572	71	40	.	.	PUNCT
ajbmeb-2572	71	41	information	information	NOUN
ajbmeb-2572	71	42	on	on	ADP
ajbmeb-2572	71	43	the	the	DET
ajbmeb-2572	71	44	number	number	NOUN
ajbmeb-2572	71	45	of	of	ADP
ajbmeb-2572	71	46	terminals	terminal	NOUN
ajbmeb-2572	71	47	,	,	PUNCT
ajbmeb-2572	71	48	atms	atms	NOUN
ajbmeb-2572	71	49	and	and	CCONJ
ajbmeb-2572	71	50	kiosks	kiosk	NOUN
ajbmeb-2572	71	51	in	in	ADP
ajbmeb-2572	71	52	circulation	circulation	NOUN
ajbmeb-2572	71	53	as	as	ADP
ajbmeb-2572	71	54	of	of	ADP
ajbmeb-2572	71	55	january	january	PROPN
ajbmeb-2572	71	56	1	1	NUM
ajbmeb-2572	71	57	,	,	PUNCT
ajbmeb-2572	71	58	2018	2018	NUM
ajbmeb-2572	71	59	-	-	SYM
ajbmeb-2572	71	60	2022	2022	NUM
ajbmeb-2572	71	61	(	(	PUNCT
ajbmeb-2572	71	62	thousand	thousand	NUM
ajbmeb-2572	71	63	units	unit	NOUN
ajbmeb-2572	71	64	)	)	PUNCT
ajbmeb-2572	72	1	[	[	X
ajbmeb-2572	72	2	3	3	X
ajbmeb-2572	72	3	]	]	PUNCT
ajbmeb-2572	72	4	the	the	DET
ajbmeb-2572	72	5	number	number	NOUN
ajbmeb-2572	72	6	of	of	ADP
ajbmeb-2572	72	7	atms	atms	NOUN
ajbmeb-2572	72	8	and	and	CCONJ
ajbmeb-2572	72	9	kiosks	kiosk	NOUN
ajbmeb-2572	72	10	installed	instal	VERB
ajbmeb-2572	72	11	in	in	ADP
ajbmeb-2572	72	12	crowded	crowded	ADJ
ajbmeb-2572	72	13	places	place	NOUN
ajbmeb-2572	72	14	increased	increase	VERB
ajbmeb-2572	72	15	by	by	ADP
ajbmeb-2572	72	16	1,194	1,194	NUM
ajbmeb-2572	72	17	units	unit	NOUN
ajbmeb-2572	72	18	compared	compare	VERB
ajbmeb-2572	72	19	to	to	ADP
ajbmeb-2572	72	20	the	the	DET
ajbmeb-2572	72	21	same	same	ADJ
ajbmeb-2572	72	22	period	period	NOUN
ajbmeb-2572	72	23	last	last	ADJ
ajbmeb-2572	72	24	year	year	NOUN
ajbmeb-2572	72	25	to	to	ADP
ajbmeb-2572	72	26	12,298	12,298	NUM
ajbmeb-2572	72	27	units	unit	NOUN
ajbmeb-2572	72	28	,	,	PUNCT
ajbmeb-2572	72	29	and	and	CCONJ
ajbmeb-2572	72	30	the	the	DET
ajbmeb-2572	72	31	number	number	NOUN
ajbmeb-2572	72	32	of	of	ADP
ajbmeb-2572	72	33	payment	payment	NOUN
ajbmeb-2572	72	34	terminals	terminal	NOUN
ajbmeb-2572	72	35	used	use	VERB
ajbmeb-2572	72	36	by	by	ADP
ajbmeb-2572	72	37	businesses	business	NOUN
ajbmeb-2572	72	38	increased	increase	VERB
ajbmeb-2572	72	39	by	by	ADP
ajbmeb-2572	72	40	8,375	8,375	NUM
ajbmeb-2572	72	41	units	unit	NOUN
ajbmeb-2572	72	42	,	,	PUNCT
ajbmeb-2572	72	43	or	or	CCONJ
ajbmeb-2572	72	44	438.9	438.9	NUM
ajbmeb-2572	72	45	thousand	thousand	NUM
ajbmeb-2572	72	46	units	unit	NOUN
ajbmeb-2572	72	47	.	.	PUNCT
ajbmeb-2572	73	1	thanks	thank	NOUN
ajbmeb-2572	73	2	to	to	ADP
ajbmeb-2572	73	3	the	the	DET
ajbmeb-2572	73	4	integration	integration	NOUN
ajbmeb-2572	73	5	of	of	ADP
ajbmeb-2572	73	6	national	national	ADJ
ajbmeb-2572	73	7	payment	payment	NOUN
ajbmeb-2572	73	8	systems	system	NOUN
ajbmeb-2572	73	9	with	with	ADP
ajbmeb-2572	73	10	international	international	ADJ
ajbmeb-2572	73	11	payment	payment	NOUN
ajbmeb-2572	73	12	systems	system	NOUN
ajbmeb-2572	73	13	visa	visa	NOUN
ajbmeb-2572	73	14	and	and	CCONJ
ajbmeb-2572	73	15	mastercard	mastercard	NOUN
ajbmeb-2572	73	16	,	,	PUNCT
ajbmeb-2572	73	17	customers	customer	NOUN
ajbmeb-2572	73	18	began	begin	VERB
ajbmeb-2572	73	19	to	to	PART
ajbmeb-2572	73	20	make	make	VERB
ajbmeb-2572	73	21	transactions	transaction	NOUN
ajbmeb-2572	73	22	with	with	ADP
ajbmeb-2572	73	23	international	international	ADJ
ajbmeb-2572	73	24	bank	bank	NOUN
ajbmeb-2572	73	25	cards	card	NOUN
ajbmeb-2572	73	26	at	at	ADP
ajbmeb-2572	73	27	atms	atms	NOUN
ajbmeb-2572	73	28	and	and	CCONJ
ajbmeb-2572	73	29	terminals	terminal	NOUN
ajbmeb-2572	73	30	located	locate	VERB
ajbmeb-2572	73	31	in	in	ADP
ajbmeb-2572	73	32	the	the	DET
ajbmeb-2572	73	33	territory	territory	NOUN
ajbmeb-2572	73	34	of	of	ADP
ajbmeb-2572	73	35	the	the	DET
ajbmeb-2572	73	36	republic	republic	NOUN
ajbmeb-2572	73	37	.	.	PUNCT
ajbmeb-2572	74	1	in	in	ADP
ajbmeb-2572	74	2	general	general	ADJ
ajbmeb-2572	74	3	,	,	PUNCT
ajbmeb-2572	74	4	the	the	DET
ajbmeb-2572	74	5	state	state	NOUN
ajbmeb-2572	74	6	of	of	ADP
ajbmeb-2572	74	7	the	the	DET
ajbmeb-2572	74	8	economy	economy	NOUN
ajbmeb-2572	74	9	,	,	PUNCT
ajbmeb-2572	74	10	in	in	ADP
ajbmeb-2572	74	11	particular	particular	ADJ
ajbmeb-2572	74	12	,	,	PUNCT
ajbmeb-2572	74	13	the	the	DET
ajbmeb-2572	74	14	level	level	NOUN
ajbmeb-2572	74	15	of	of	ADP
ajbmeb-2572	74	16	customer	customer	NOUN
ajbmeb-2572	74	17	satisfaction	satisfaction	NOUN
ajbmeb-2572	74	18	with	with	ADP
ajbmeb-2572	74	19	financial	financial	ADJ
ajbmeb-2572	74	20	and	and	CCONJ
ajbmeb-2572	74	21	payment	payment	NOUN
ajbmeb-2572	74	22	services	service	NOUN
ajbmeb-2572	74	23	,	,	PUNCT
ajbmeb-2572	74	24	is	be	AUX
ajbmeb-2572	74	25	inextricably	inextricably	ADV
ajbmeb-2572	74	26	linked	link	VERB
ajbmeb-2572	74	27	with	with	ADP
ajbmeb-2572	74	28	the	the	DET
ajbmeb-2572	74	29	quality	quality	NOUN
ajbmeb-2572	74	30	of	of	ADP
ajbmeb-2572	74	31	banking	banking	NOUN
ajbmeb-2572	74	32	services	service	NOUN
ajbmeb-2572	74	33	,	,	PUNCT
ajbmeb-2572	74	34	their	their	PRON
ajbmeb-2572	74	35	attractiveness	attractiveness	NOUN
ajbmeb-2572	74	36	and	and	CCONJ
ajbmeb-2572	74	37	diversity	diversity	NOUN
ajbmeb-2572	74	38	,	,	PUNCT
ajbmeb-2572	74	39	as	as	ADV
ajbmeb-2572	74	40	well	well	ADV
ajbmeb-2572	74	41	as	as	ADP
ajbmeb-2572	74	42	the	the	DET
ajbmeb-2572	74	43	financial	financial	ADJ
ajbmeb-2572	74	44	capabilities	capability	NOUN
ajbmeb-2572	74	45	and	and	CCONJ
ajbmeb-2572	74	46	literacy	literacy	NOUN
ajbmeb-2572	74	47	of	of	ADP
ajbmeb-2572	74	48	customers	customer	NOUN
ajbmeb-2572	74	49	.	.	PUNCT
ajbmeb-2572	75	1	paragraph	paragraph	NOUN
ajbmeb-2572	75	2	2	2	NUM
ajbmeb-2572	75	3	of	of	ADP
ajbmeb-2572	75	4	the	the	DET
ajbmeb-2572	75	5	resolution	resolution	NOUN
ajbmeb-2572	75	6	of	of	ADP
ajbmeb-2572	75	7	the	the	DET
ajbmeb-2572	75	8	president	president	NOUN
ajbmeb-2572	75	9	of	of	ADP
ajbmeb-2572	75	10	the	the	DET
ajbmeb-2572	75	11	republic	republic	NOUN
ajbmeb-2572	75	12	of	of	ADP
ajbmeb-2572	75	13	uzbekistan	uzbekistan	PROPN
ajbmeb-2572	75	14	dated	date	VERB
ajbmeb-2572	75	15	february	february	PROPN
ajbmeb-2572	75	16	17	17	NUM
ajbmeb-2572	75	17	,	,	PUNCT
ajbmeb-2572	75	18	2021	2021	NUM
ajbmeb-2572	75	19	“	"	PUNCT
ajbmeb-2572	75	20	on	on	ADP
ajbmeb-2572	75	21	measures	measure	NOUN
ajbmeb-2572	75	22	to	to	PART
ajbmeb-2572	75	23	create	create	VERB
ajbmeb-2572	75	24	conditions	condition	NOUN
ajbmeb-2572	75	25	for	for	ADP
ajbmeb-2572	75	26	the	the	DET
ajbmeb-2572	75	27	accelerated	accelerated	ADJ
ajbmeb-2572	75	28	introduction	introduction	NOUN
ajbmeb-2572	75	29	of	of	ADP
ajbmeb-2572	75	30	artificial	artificial	ADJ
ajbmeb-2572	75	31	intelligence	intelligence	NOUN
ajbmeb-2572	75	32	technologies	technology	NOUN
ajbmeb-2572	75	33	”	"	PUNCT
ajbmeb-2572	75	34	the	the	DET
ajbmeb-2572	75	35	task	task	NOUN
ajbmeb-2572	75	36	of	of	ADP
ajbmeb-2572	75	37	introducing	introduce	VERB
ajbmeb-2572	75	38	as	as	ADP
ajbmeb-2572	75	39	a	a	DET
ajbmeb-2572	75	40	result	result	NOUN
ajbmeb-2572	75	41	,	,	PUNCT
ajbmeb-2572	75	42	the	the	DET
ajbmeb-2572	75	43	coverage	coverage	NOUN
ajbmeb-2572	75	44	of	of	ADP
ajbmeb-2572	75	45	the	the	DET
ajbmeb-2572	75	46	customer	customer	NOUN
ajbmeb-2572	75	47	audience	audience	NOUN
ajbmeb-2572	75	48	will	will	AUX
ajbmeb-2572	75	49	expand	expand	VERB
ajbmeb-2572	75	50	,	,	PUNCT
ajbmeb-2572	75	51	it	it	PRON
ajbmeb-2572	75	52	will	will	AUX
ajbmeb-2572	75	53	spread	spread	VERB
ajbmeb-2572	75	54	to	to	ADP
ajbmeb-2572	75	55	remote	remote	ADJ
ajbmeb-2572	75	56	areas	area	NOUN
ajbmeb-2572	75	57	,	,	PUNCT
ajbmeb-2572	75	58	including	include	VERB
ajbmeb-2572	75	59	the	the	DET
ajbmeb-2572	75	60	reduction	reduction	NOUN
ajbmeb-2572	75	61	of	of	ADP
ajbmeb-2572	75	62	the	the	DET
ajbmeb-2572	75	63	cost	cost	NOUN
ajbmeb-2572	75	64	of	of	ADP
ajbmeb-2572	75	65	service	service	NOUN
ajbmeb-2572	75	66	processes	process	NOUN
ajbmeb-2572	75	67	due	due	ADJ
ajbmeb-2572	75	68	to	to	ADP
ajbmeb-2572	75	69	the	the	DET
ajbmeb-2572	75	70	reduction	reduction	NOUN
ajbmeb-2572	75	71	of	of	ADP
ajbmeb-2572	75	72	the	the	DET
ajbmeb-2572	75	73	branch	branch	NOUN
ajbmeb-2572	75	74	network	network	NOUN
ajbmeb-2572	75	75	.	.	PUNCT
ajbmeb-2572	76	1	3	3	X
ajbmeb-2572	76	2	.	.	X
ajbmeb-2572	76	3	conclusions	conclusion	NOUN
ajbmeb-2572	76	4	and	and	CCONJ
ajbmeb-2572	76	5	suggestion	suggestion	NOUN
ajbmeb-2572	76	6	financial	financial	ADJ
ajbmeb-2572	76	7	technology	technology	NOUN
ajbmeb-2572	76	8	is	be	AUX
ajbmeb-2572	76	9	an	an	DET
ajbmeb-2572	76	10	industry	industry	NOUN
ajbmeb-2572	76	11	that	that	PRON
ajbmeb-2572	76	12	consists	consist	VERB
ajbmeb-2572	76	13	of	of	ADP
ajbmeb-2572	76	14	intermediaries	intermediary	NOUN
ajbmeb-2572	76	15	in	in	ADP
ajbmeb-2572	76	16	the	the	DET
ajbmeb-2572	76	17	banking	banking	NOUN
ajbmeb-2572	76	18	and	and	CCONJ
ajbmeb-2572	76	19	financial	financial	ADJ
ajbmeb-2572	76	20	services	service	NOUN
ajbmeb-2572	76	21	market	market	NOUN
ajbmeb-2572	76	22	,	,	PUNCT
ajbmeb-2572	76	23	i.e.	i.e.	X
ajbmeb-2572	76	24	companies	company	NOUN
ajbmeb-2572	76	25	that	that	PRON
ajbmeb-2572	76	26	use	use	VERB
ajbmeb-2572	76	27	technology	technology	NOUN
ajbmeb-2572	76	28	and	and	CCONJ
ajbmeb-2572	76	29	innovation	innovation	NOUN
ajbmeb-2572	76	30	to	to	PART
ajbmeb-2572	76	31	compete	compete	VERB
ajbmeb-2572	76	32	with	with	ADP
ajbmeb-2572	76	33	traditional	traditional	ADJ
ajbmeb-2572	76	34	financial	financial	ADJ
ajbmeb-2572	76	35	institutions	institution	NOUN
ajbmeb-2572	76	36	.	.	PUNCT
ajbmeb-2572	77	1	according	accord	VERB
ajbmeb-2572	77	2	to	to	ADP
ajbmeb-2572	77	3	acctnture	acctnture	ADJ
ajbmeb-2572	77	4	consulting	consulting	NOUN
ajbmeb-2572	77	5	,	,	PUNCT
ajbmeb-2572	77	6	a	a	DET
ajbmeb-2572	77	7	total	total	NOUN
ajbmeb-2572	77	8	of	of	ADP
ajbmeb-2572	77	9	$	$	SYM
ajbmeb-2572	77	10	27.4	27.4	NUM
ajbmeb-2572	77	11	billion	billion	NUM
ajbmeb-2572	77	12	was	be	AUX
ajbmeb-2572	77	13	spent	spend	VERB
ajbmeb-2572	77	14	on	on	ADP
ajbmeb-2572	77	15	fintechstarts	fintechstart	NOUN
ajbmeb-2572	77	16	around	around	ADP
ajbmeb-2572	77	17	the	the	DET
ajbmeb-2572	77	18	world	world	NOUN
ajbmeb-2572	77	19	in	in	ADP
ajbmeb-2572	77	20	2017	2017	NUM
ajbmeb-2572	77	21	,	,	PUNCT
ajbmeb-2572	77	22	up	up	ADV
ajbmeb-2572	77	23	18	18	NUM
ajbmeb-2572	77	24	percent	percent	NOUN
ajbmeb-2572	77	25	from	from	ADP
ajbmeb-2572	77	26	2016	2016	NUM
ajbmeb-2572	77	27	.	.	PUNCT
ajbmeb-2572	78	1	expected	expect	VERB
ajbmeb-2572	78	2	most	most	ADV
ajbmeb-2572	78	3	successful	successful	ADJ
ajbmeb-2572	78	4	financial	financial	ADJ
ajbmeb-2572	78	5	technologies	technology	NOUN
ajbmeb-2572	78	6	the	the	DET
ajbmeb-2572	78	7	forbes	forbes	PROPN
ajbmeb-2572	78	8	finn	finn	PROPN
ajbmeb-2572	78	9	tech	tech	PROPN
ajbmeb-2572	78	10	50	50	NUM
ajbmeb-2572	78	11	,	,	PUNCT
ajbmeb-2572	78	12	which	which	PRON
ajbmeb-2572	78	13	compiles	compile	VERB
ajbmeb-2572	78	14	the	the	DET
ajbmeb-2572	78	15	list	list	NOUN
ajbmeb-2572	78	16	of	of	ADP
ajbmeb-2572	78	17	expected	expect	VERB
ajbmeb-2572	78	18	most	most	ADV
ajbmeb-2572	78	19	successful	successful	ADJ
ajbmeb-2572	78	20	financial	financial	ADJ
ajbmeb-2572	78	21	technologies	technology	NOUN
ajbmeb-2572	78	22	,	,	PUNCT
ajbmeb-2572	78	23	notes	note	VERB
ajbmeb-2572	78	24	that	that	SCONJ
ajbmeb-2572	78	25	financial	financial	ADJ
ajbmeb-2572	78	26	services	service	NOUN
ajbmeb-2572	78	27	and	and	CCONJ
ajbmeb-2572	78	28	market	market	NOUN
ajbmeb-2572	78	29	capitalization	capitalization	NOUN
ajbmeb-2572	78	30	in	in	ADP
ajbmeb-2572	78	31	the	the	DET
ajbmeb-2572	78	32	u.s	u.s	PROPN
ajbmeb-2572	78	33	.	.	PROPN
ajbmeb-2572	78	34	are	be	AUX
ajbmeb-2572	78	35	a	a	DET
ajbmeb-2572	78	36	serious	serious	ADJ
ajbmeb-2572	78	37	competitor	competitor	NOUN
ajbmeb-2572	78	38	to	to	ADP
ajbmeb-2572	78	39	the	the	DET
ajbmeb-2572	78	40	$	$	SYM
ajbmeb-2572	78	41	8.5	8.5	NUM
ajbmeb-2572	78	42	trillion	trillion	NUM
ajbmeb-2572	78	43	domestic	domestic	ADJ
ajbmeb-2572	78	44	banking	banking	NOUN
ajbmeb-2572	78	45	sector	sector	NOUN
ajbmeb-2572	78	46	.	.	PUNCT
ajbmeb-2572	79	1	it	it	PRON
ajbmeb-2572	79	2	should	should	AUX
ajbmeb-2572	79	3	be	be	AUX
ajbmeb-2572	79	4	noted	note	VERB
ajbmeb-2572	79	5	that	that	SCONJ
ajbmeb-2572	79	6	financial	financial	ADJ
ajbmeb-2572	79	7	technologies	technology	NOUN
ajbmeb-2572	79	8	are	be	AUX
ajbmeb-2572	79	9	able	able	ADJ
ajbmeb-2572	79	10	to	to	PART
ajbmeb-2572	79	11	change	change	VERB
ajbmeb-2572	79	12	not	not	PART
ajbmeb-2572	79	13	only	only	ADV
ajbmeb-2572	79	14	the	the	DET
ajbmeb-2572	79	15	individuals	individual	NOUN
ajbmeb-2572	79	16	and	and	CCONJ
ajbmeb-2572	79	17	legal	legal	ADJ
ajbmeb-2572	79	18	entities	entity	NOUN
ajbmeb-2572	79	19	dealing	deal	VERB
ajbmeb-2572	79	20	with	with	ADP
ajbmeb-2572	79	21	financial	financial	ADJ
ajbmeb-2572	79	22	capital	capital	NOUN
ajbmeb-2572	79	23	,	,	PUNCT
ajbmeb-2572	79	24	but	but	CCONJ
ajbmeb-2572	79	25	also	also	ADV
ajbmeb-2572	79	26	the	the	DET
ajbmeb-2572	79	27	image	image	NOUN
ajbmeb-2572	79	28	of	of	ADP
ajbmeb-2572	79	29	the	the	DET
ajbmeb-2572	79	30	financial	financial	ADJ
ajbmeb-2572	79	31	5632	5632	NUM
ajbmeb-2572	79	32	6859	6859	NUM
ajbmeb-2572	79	33	9203	9203	NUM
ajbmeb-2572	79	34	11800	11800	NUM
ajbmeb-2572	79	35	12940	12940	NUM
ajbmeb-2572	79	36	0	0	NUM
ajbmeb-2572	79	37	2000	2000	NUM
ajbmeb-2572	79	38	4000	4000	NUM
ajbmeb-2572	79	39	6000	6000	NUM
ajbmeb-2572	79	40	8000	8000	NUM
ajbmeb-2572	79	41	10000	10000	NUM
ajbmeb-2572	79	42	12000	12000	NUM
ajbmeb-2572	79	43	14000	14000	NUM
ajbmeb-2572	79	44	2018	2018	NUM
ajbmeb-2572	79	45	2019	2019	NUM
ajbmeb-2572	79	46	2020	2020	NUM
ajbmeb-2572	79	47	2021	2021	NUM
ajbmeb-2572	79	48	2022	2022	NUM
ajbmeb-2572	79	49	american	american	PROPN
ajbmeb-2572	79	50	journal	journal	PROPN
ajbmeb-2572	79	51	of	of	ADP
ajbmeb-2572	79	52	business	business	NOUN
ajbmeb-2572	79	53	management	management	NOUN
ajbmeb-2572	79	54	,	,	PUNCT
ajbmeb-2572	79	55	economics	economic	NOUN
ajbmeb-2572	79	56	and	and	CCONJ
ajbmeb-2572	79	57	banking	banking	NOUN
ajbmeb-2572	79	58	volume	volume	NOUN
ajbmeb-2572	79	59	31	31	NUM
ajbmeb-2572	79	60	december	december	PROPN
ajbmeb-2572	79	61	2024	2024	NUM
ajbmeb-2572	79	62	p	p	NOUN
ajbmeb-2572	79	63	a	a	DET
ajbmeb-2572	79	64	g	g	NOUN
ajbmeb-2572	79	65	e	e	PROPN
ajbmeb-2572	79	66	|	|	ADV
ajbmeb-2572	79	67	65	65	NUM
ajbmeb-2572	79	68	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2572	79	69	market	market	NOUN
ajbmeb-2572	79	70	itself	itself	PRON
ajbmeb-2572	79	71	.	.	PUNCT
ajbmeb-2572	80	1	this	this	DET
ajbmeb-2572	80	2	type	type	NOUN
ajbmeb-2572	80	3	of	of	ADP
ajbmeb-2572	80	4	development	development	NOUN
ajbmeb-2572	80	5	allows	allow	VERB
ajbmeb-2572	80	6	you	you	PRON
ajbmeb-2572	80	7	to	to	PART
ajbmeb-2572	80	8	analyze	analyze	VERB
ajbmeb-2572	80	9	data	datum	NOUN
ajbmeb-2572	80	10	,	,	PUNCT
ajbmeb-2572	80	11	monitor	monitor	VERB
ajbmeb-2572	80	12	the	the	DET
ajbmeb-2572	80	13	situation	situation	NOUN
ajbmeb-2572	80	14	on	on	ADP
ajbmeb-2572	80	15	the	the	DET
ajbmeb-2572	80	16	stock	stock	NOUN
ajbmeb-2572	80	17	exchange	exchange	NOUN
ajbmeb-2572	80	18	and	and	CCONJ
ajbmeb-2572	80	19	choose	choose	VERB
ajbmeb-2572	80	20	strategies	strategy	NOUN
ajbmeb-2572	80	21	for	for	ADP
ajbmeb-2572	80	22	investment	investment	NOUN
ajbmeb-2572	80	23	.	.	PUNCT
ajbmeb-2572	81	1	q	q	PUNCT
ajbmeb-2572	82	1	they	they	PRON
ajbmeb-2572	82	2	continue	continue	VERB
ajbmeb-2572	82	3	to	to	PART
ajbmeb-2572	82	4	operate	operate	VERB
ajbmeb-2572	82	5	.	.	PUNCT
ajbmeb-2572	83	1	in	in	ADP
ajbmeb-2572	83	2	general	general	ADJ
ajbmeb-2572	83	3	,	,	PUNCT
ajbmeb-2572	83	4	the	the	DET
ajbmeb-2572	83	5	digital	digital	ADJ
ajbmeb-2572	83	6	economy	economy	NOUN
ajbmeb-2572	83	7	is	be	AUX
ajbmeb-2572	83	8	a	a	DET
ajbmeb-2572	83	9	major	major	ADJ
ajbmeb-2572	83	10	ally	ally	NOUN
ajbmeb-2572	83	11	of	of	ADP
ajbmeb-2572	83	12	corruption	corruption	NOUN
ajbmeb-2572	83	13	and	and	CCONJ
ajbmeb-2572	83	14	the	the	DET
ajbmeb-2572	83	15	“	"	PUNCT
ajbmeb-2572	83	16	black	black	ADJ
ajbmeb-2572	83	17	economy	economy	NOUN
ajbmeb-2572	83	18	”	"	PUNCT
ajbmeb-2572	83	19	.	.	PUNCT
ajbmeb-2572	84	1	because	because	SCONJ
ajbmeb-2572	84	2	numbers	number	NOUN
ajbmeb-2572	84	3	seal	seal	VERB
ajbmeb-2572	84	4	everything	everything	PRON
ajbmeb-2572	84	5	,	,	PUNCT
ajbmeb-2572	84	6	store	store	VERB
ajbmeb-2572	84	7	it	it	PRON
ajbmeb-2572	84	8	in	in	ADP
ajbmeb-2572	84	9	memory	memory	NOUN
ajbmeb-2572	84	10	,	,	PUNCT
ajbmeb-2572	84	11	and	and	CCONJ
ajbmeb-2572	84	12	provide	provide	VERB
ajbmeb-2572	84	13	information	information	NOUN
ajbmeb-2572	84	14	quickly	quickly	ADV
ajbmeb-2572	84	15	when	when	SCONJ
ajbmeb-2572	84	16	needed	need	VERB
ajbmeb-2572	84	17	.	.	PUNCT
ajbmeb-2572	85	1	in	in	ADP
ajbmeb-2572	85	2	such	such	ADJ
ajbmeb-2572	85	3	circumstances	circumstance	NOUN
ajbmeb-2572	85	4	,	,	PUNCT
ajbmeb-2572	85	5	it	it	PRON
ajbmeb-2572	85	6	is	be	AUX
ajbmeb-2572	85	7	impossible	impossible	ADJ
ajbmeb-2572	85	8	not	not	PART
ajbmeb-2572	85	9	to	to	PART
ajbmeb-2572	85	10	hide	hide	VERB
ajbmeb-2572	85	11	any	any	DET
ajbmeb-2572	85	12	information	information	NOUN
ajbmeb-2572	85	13	,	,	PUNCT
ajbmeb-2572	85	14	to	to	PART
ajbmeb-2572	85	15	make	make	VERB
ajbmeb-2572	85	16	secret	secret	ADJ
ajbmeb-2572	85	17	transactions	transaction	NOUN
ajbmeb-2572	85	18	,	,	PUNCT
ajbmeb-2572	85	19	not	not	PART
ajbmeb-2572	85	20	to	to	PART
ajbmeb-2572	85	21	give	give	VERB
ajbmeb-2572	85	22	full	full	ADJ
ajbmeb-2572	85	23	information	information	NOUN
ajbmeb-2572	85	24	about	about	ADP
ajbmeb-2572	85	25	this	this	PRON
ajbmeb-2572	85	26	or	or	CCONJ
ajbmeb-2572	85	27	that	that	DET
ajbmeb-2572	85	28	activity	activity	NOUN
ajbmeb-2572	85	29	,	,	PUNCT
ajbmeb-2572	85	30	the	the	DET
ajbmeb-2572	85	31	computer	computer	NOUN
ajbmeb-2572	85	32	will	will	AUX
ajbmeb-2572	85	33	show	show	VERB
ajbmeb-2572	85	34	it	it	PRON
ajbmeb-2572	85	35	all	all	PRON
ajbmeb-2572	85	36	.	.	PUNCT
ajbmeb-2572	86	1	the	the	DET
ajbmeb-2572	86	2	abundance	abundance	NOUN
ajbmeb-2572	86	3	and	and	CCONJ
ajbmeb-2572	86	4	structure	structure	NOUN
ajbmeb-2572	86	5	of	of	ADP
ajbmeb-2572	86	6	the	the	DET
ajbmeb-2572	86	7	data	data	NOUN
ajbmeb-2572	86	8	prevents	prevent	VERB
ajbmeb-2572	86	9	false	false	ADJ
ajbmeb-2572	86	10	and	and	CCONJ
ajbmeb-2572	86	11	misleading	misleading	ADJ
ajbmeb-2572	86	12	work	work	NOUN
ajbmeb-2572	86	13	,	,	PUNCT
ajbmeb-2572	86	14	because	because	SCONJ
ajbmeb-2572	86	15	it	it	PRON
ajbmeb-2572	86	16	is	be	AUX
ajbmeb-2572	86	17	impossible	impossible	ADJ
ajbmeb-2572	86	18	to	to	PART
ajbmeb-2572	86	19	deceive	deceive	VERB
ajbmeb-2572	86	20	the	the	DET
ajbmeb-2572	86	21	system	system	NOUN
ajbmeb-2572	86	22	.	.	PUNCT
ajbmeb-2572	87	1	as	as	ADP
ajbmeb-2572	87	2	a	a	DET
ajbmeb-2572	87	3	result	result	NOUN
ajbmeb-2572	87	4	,	,	PUNCT
ajbmeb-2572	87	5	it	it	PRON
ajbmeb-2572	87	6	is	be	AUX
ajbmeb-2572	87	7	impossible	impossible	ADJ
ajbmeb-2572	87	8	to	to	PART
ajbmeb-2572	87	9	launder	launder	VERB
ajbmeb-2572	87	10	“	"	PUNCT
ajbmeb-2572	87	11	dirty	dirty	ADJ
ajbmeb-2572	87	12	money	money	NOUN
ajbmeb-2572	87	13	”	"	PUNCT
ajbmeb-2572	87	14	,	,	PUNCT
ajbmeb-2572	87	15	steal	steal	ADJ
ajbmeb-2572	87	16	funds	fund	NOUN
ajbmeb-2572	87	17	,	,	PUNCT
ajbmeb-2572	87	18	spend	spend	VERB
ajbmeb-2572	87	19	them	they	PRON
ajbmeb-2572	87	20	inefficiently	inefficiently	ADV
ajbmeb-2572	87	21	and	and	CCONJ
ajbmeb-2572	87	22	aimlessly	aimlessly	ADV
ajbmeb-2572	87	23	,	,	PUNCT
ajbmeb-2572	87	24	exaggerate	exaggerate	VERB
ajbmeb-2572	87	25	or	or	CCONJ
ajbmeb-2572	87	26	hide	hide	VERB
ajbmeb-2572	87	27	[	[	X
ajbmeb-2572	87	28	5	5	NUM
ajbmeb-2572	87	29	]	]	PUNCT
ajbmeb-2572	87	30	.	.	PUNCT
ajbmeb-2572	88	1	this	this	PRON
ajbmeb-2572	88	2	will	will	AUX
ajbmeb-2572	88	3	increase	increase	VERB
ajbmeb-2572	88	4	the	the	DET
ajbmeb-2572	88	5	flow	flow	NOUN
ajbmeb-2572	88	6	of	of	ADP
ajbmeb-2572	88	7	legal	legal	ADJ
ajbmeb-2572	88	8	funds	fund	NOUN
ajbmeb-2572	88	9	into	into	ADP
ajbmeb-2572	88	10	the	the	DET
ajbmeb-2572	88	11	economy	economy	NOUN
ajbmeb-2572	88	12	,	,	PUNCT
ajbmeb-2572	88	13	taxes	taxis	NOUN
ajbmeb-2572	88	14	will	will	AUX
ajbmeb-2572	88	15	be	be	AUX
ajbmeb-2572	88	16	paid	pay	VERB
ajbmeb-2572	88	17	on	on	ADP
ajbmeb-2572	88	18	time	time	NOUN
ajbmeb-2572	88	19	and	and	CCONJ
ajbmeb-2572	88	20	correctly	correctly	ADV
ajbmeb-2572	88	21	,	,	PUNCT
ajbmeb-2572	88	22	budget	budget	NOUN
ajbmeb-2572	88	23	allocations	allocation	NOUN
ajbmeb-2572	88	24	will	will	AUX
ajbmeb-2572	88	25	be	be	AUX
ajbmeb-2572	88	26	transparent	transparent	ADJ
ajbmeb-2572	88	27	,	,	PUNCT
ajbmeb-2572	88	28	funds	fund	NOUN
ajbmeb-2572	88	29	allocated	allocate	VERB
ajbmeb-2572	88	30	to	to	ADP
ajbmeb-2572	88	31	the	the	DET
ajbmeb-2572	88	32	social	social	ADJ
ajbmeb-2572	88	33	sphere	sphere	NOUN
ajbmeb-2572	88	34	will	will	AUX
ajbmeb-2572	88	35	not	not	PART
ajbmeb-2572	88	36	be	be	AUX
ajbmeb-2572	88	37	stolen	steal	VERB
ajbmeb-2572	88	38	,	,	PUNCT
ajbmeb-2572	88	39	and	and	CCONJ
ajbmeb-2572	88	40	funds	fund	NOUN
ajbmeb-2572	88	41	allocated	allocate	VERB
ajbmeb-2572	88	42	for	for	ADP
ajbmeb-2572	88	43	schools	school	NOUN
ajbmeb-2572	88	44	,	,	PUNCT
ajbmeb-2572	88	45	hospitals	hospital	NOUN
ajbmeb-2572	88	46	and	and	CCONJ
ajbmeb-2572	88	47	roads	road	NOUN
ajbmeb-2572	88	48	will	will	AUX
ajbmeb-2572	88	49	be	be	AUX
ajbmeb-2572	88	50	fully	fully	ADV
ajbmeb-2572	88	51	available	available	ADJ
ajbmeb-2572	88	52	.	.	PUNCT
ajbmeb-2572	89	1	in	in	ADP
ajbmeb-2572	89	2	short	short	ADJ
ajbmeb-2572	89	3	,	,	PUNCT
ajbmeb-2572	89	4	the	the	DET
ajbmeb-2572	89	5	fact	fact	NOUN
ajbmeb-2572	89	6	that	that	SCONJ
ajbmeb-2572	89	7	the	the	DET
ajbmeb-2572	89	8	state	state	NOUN
ajbmeb-2572	89	9	has	have	AUX
ajbmeb-2572	89	10	chosen	choose	VERB
ajbmeb-2572	89	11	the	the	DET
ajbmeb-2572	89	12	path	path	NOUN
ajbmeb-2572	89	13	of	of	ADP
ajbmeb-2572	89	14	developing	develop	VERB
ajbmeb-2572	89	15	the	the	DET
ajbmeb-2572	89	16	digital	digital	ADJ
ajbmeb-2572	89	17	economy	economy	NOUN
ajbmeb-2572	89	18	opens	open	VERB
ajbmeb-2572	89	19	up	up	ADP
ajbmeb-2572	89	20	new	new	ADJ
ajbmeb-2572	89	21	directions	direction	NOUN
ajbmeb-2572	89	22	in	in	ADP
ajbmeb-2572	89	23	the	the	DET
ajbmeb-2572	89	24	field	field	NOUN
ajbmeb-2572	89	25	of	of	ADP
ajbmeb-2572	89	26	information	information	NOUN
ajbmeb-2572	89	27	technology	technology	NOUN
ajbmeb-2572	89	28	and	and	CCONJ
ajbmeb-2572	89	29	electronic	electronic	ADJ
ajbmeb-2572	89	30	document	document	NOUN
ajbmeb-2572	89	31	management	management	NOUN
ajbmeb-2572	89	32	in	in	ADP
ajbmeb-2572	89	33	general	general	ADJ
ajbmeb-2572	89	34	.	.	PUNCT
ajbmeb-2572	90	1	references	reference	NOUN
ajbmeb-2572	90	2	1	1	NUM
ajbmeb-2572	90	3	.	.	PUNCT
ajbmeb-2572	90	4	li	li	PROPN
ajbmeb-2572	90	5	c.	c.	PROPN
ajbmeb-2572	90	6	et	et	PROPN
ajbmeb-2572	90	7	al	al	PROPN
ajbmeb-2572	90	8	.	.	PROPN
ajbmeb-2572	90	9	does	do	AUX
ajbmeb-2572	90	10	the	the	DET
ajbmeb-2572	90	11	bank	bank	NOUN
ajbmeb-2572	90	12	’s	’s	PART
ajbmeb-2572	90	13	fintech	fintech	NOUN
ajbmeb-2572	90	14	innovation	innovation	NOUN
ajbmeb-2572	90	15	reduce	reduce	VERB
ajbmeb-2572	90	16	its	its	PRON
ajbmeb-2572	90	17	risk	risk	NOUN
ajbmeb-2572	90	18	-	-	PUNCT
ajbmeb-2572	90	19	taking	taking	NOUN
ajbmeb-2572	90	20	?	?	PUNCT
ajbmeb-2572	91	1	evidence	evidence	NOUN
ajbmeb-2572	91	2	from	from	ADP
ajbmeb-2572	91	3	china	china	PROPN
ajbmeb-2572	91	4	’s	’s	PART
ajbmeb-2572	91	5	banking	banking	NOUN
ajbmeb-2572	91	6	industry	industry	NOUN
ajbmeb-2572	91	7	//journal	//journal	PUNCT
ajbmeb-2572	91	8	of	of	ADP
ajbmeb-2572	91	9	innovation	innovation	NOUN
ajbmeb-2572	91	10	&	&	CCONJ
ajbmeb-2572	91	11	knowledge	knowledge	PROPN
ajbmeb-2572	91	12	.	.	PUNCT
ajbmeb-2572	92	1	–	–	PUNCT
ajbmeb-2572	92	2	2022	2022	NUM
ajbmeb-2572	92	3	.	.	PUNCT
ajbmeb-2572	93	1	–	–	PUNCT
ajbmeb-2572	93	2	т	т	X
ajbmeb-2572	93	3	.	.	NOUN
ajbmeb-2572	93	4	7	7	NUM
ajbmeb-2572	93	5	.	.	X
ajbmeb-2572	93	6	–	–	PUNCT
ajbmeb-2572	93	7	№	№	NOUN
ajbmeb-2572	93	8	.	.	PUNCT
ajbmeb-2572	94	1	3	3	X
ajbmeb-2572	94	2	.	.	X
ajbmeb-2572	94	3	–	–	PUNCT
ajbmeb-2572	94	4	с	с	PROPN
ajbmeb-2572	94	5	.	.	PROPN
ajbmeb-2572	94	6	100219	100219	NUM
ajbmeb-2572	94	7	.	.	PUNCT
ajbmeb-2572	95	1	2	2	X
ajbmeb-2572	95	2	.	.	X
ajbmeb-2572	95	3	decree	decree	NOUN
ajbmeb-2572	95	4	of	of	ADP
ajbmeb-2572	95	5	the	the	DET
ajbmeb-2572	95	6	president	president	NOUN
ajbmeb-2572	95	7	of	of	ADP
ajbmeb-2572	95	8	the	the	DET
ajbmeb-2572	95	9	republic	republic	NOUN
ajbmeb-2572	95	10	of	of	ADP
ajbmeb-2572	95	11	uzbekistan	uzbekistan	PROPN
ajbmeb-2572	95	12	no	no	PROPN
ajbmeb-2572	95	13	.	.	PUNCT
ajbmeb-2572	96	1	up-4947	up-4947	PROPN
ajbmeb-2572	96	2	dated	date	VERB
ajbmeb-2572	96	3	february	february	PROPN
ajbmeb-2572	96	4	7	7	NUM
ajbmeb-2572	96	5	,	,	PUNCT
ajbmeb-2572	96	6	2017	2017	NUM
ajbmeb-2572	96	7	“	"	PUNCT
ajbmeb-2572	96	8	action	action	NOUN
ajbmeb-2572	96	9	strategy	strategy	NOUN
ajbmeb-2572	96	10	in	in	ADP
ajbmeb-2572	96	11	five	five	NUM
ajbmeb-2572	96	12	priority	priority	NOUN
ajbmeb-2572	96	13	areas	area	NOUN
ajbmeb-2572	96	14	of	of	ADP
ajbmeb-2572	96	15	the	the	DET
ajbmeb-2572	96	16	republic	republic	NOUN
ajbmeb-2572	96	17	of	of	ADP
ajbmeb-2572	96	18	uzbekistan	uzbekistan	PROPN
ajbmeb-2572	96	19	in	in	ADP
ajbmeb-2572	96	20	2017	2017	NUM
ajbmeb-2572	96	21	-	-	SYM
ajbmeb-2572	96	22	2021	2021	NUM
ajbmeb-2572	96	23	”	"	PUNCT
ajbmeb-2572	96	24	.	.	PUNCT
ajbmeb-2572	97	1	3	3	X
ajbmeb-2572	97	2	.	.	X
ajbmeb-2572	97	3	the	the	DET
ajbmeb-2572	97	4	drawing	drawing	NOUN
ajbmeb-2572	97	5	was	be	AUX
ajbmeb-2572	97	6	created	create	VERB
ajbmeb-2572	97	7	by	by	ADP
ajbmeb-2572	97	8	the	the	DET
ajbmeb-2572	97	9	author	author	NOUN
ajbmeb-2572	97	10	on	on	ADP
ajbmeb-2572	97	11	the	the	DET
ajbmeb-2572	97	12	basis	basis	NOUN
ajbmeb-2572	97	13	of	of	ADP
ajbmeb-2572	97	14	data	datum	NOUN
ajbmeb-2572	97	15	from	from	ADP
ajbmeb-2572	97	16	the	the	DET
ajbmeb-2572	97	17	site	site	NOUN
ajbmeb-2572	97	18	-www.cbu.uz	-www.cbu.uz	PUNCT
ajbmeb-2572	97	19	4	4	NUM
ajbmeb-2572	97	20	.	.	X
ajbmeb-2572	97	21	broby	broby	PROPN
ajbmeb-2572	97	22	d.	d.	PROPN
ajbmeb-2572	97	23	financial	financial	PROPN
ajbmeb-2572	97	24	technology	technology	PROPN
ajbmeb-2572	97	25	and	and	CCONJ
ajbmeb-2572	97	26	the	the	DET
ajbmeb-2572	97	27	future	future	NOUN
ajbmeb-2572	97	28	of	of	ADP
ajbmeb-2572	97	29	banking	banking	NOUN
ajbmeb-2572	97	30	//financial	//financial	PUNCT
ajbmeb-2572	97	31	innovation	innovation	NOUN
ajbmeb-2572	97	32	.	.	PUNCT
ajbmeb-2572	98	1	–	–	PUNCT
ajbmeb-2572	98	2	2021	2021	NUM
ajbmeb-2572	98	3	.	.	PUNCT
ajbmeb-2572	99	1	–	–	PUNCT
ajbmeb-2572	99	2	т	т	X
ajbmeb-2572	99	3	.	.	NOUN
ajbmeb-2572	99	4	7	7	NUM
ajbmeb-2572	99	5	.	.	X
ajbmeb-2572	99	6	–	–	PUNCT
ajbmeb-2572	99	7	№	№	NOUN
ajbmeb-2572	99	8	.	.	NOUN
ajbmeb-2572	100	1	1	1	NUM
ajbmeb-2572	100	2	.	.	X
ajbmeb-2572	100	3	–	–	PUNCT
ajbmeb-2572	100	4	с	с	PROPN
ajbmeb-2572	100	5	.	.	PROPN
ajbmeb-2572	101	1	47	47	NUM
ajbmeb-2572	101	2	.	.	NOUN
ajbmeb-2572	102	1	5	5	X
ajbmeb-2572	102	2	.	.	X
ajbmeb-2572	102	3	address	address	NOUN
ajbmeb-2572	102	4	of	of	ADP
ajbmeb-2572	102	5	the	the	DET
ajbmeb-2572	102	6	president	president	NOUN
ajbmeb-2572	102	7	of	of	ADP
ajbmeb-2572	102	8	the	the	DET
ajbmeb-2572	102	9	republic	republic	NOUN
ajbmeb-2572	102	10	of	of	ADP
ajbmeb-2572	102	11	uzbekistan	uzbekistan	PROPN
ajbmeb-2572	102	12	shavkat	shavkat	PROPN
ajbmeb-2572	102	13	mirziyoyev	mirziyoyev	ADV
ajbmeb-2572	102	14	to	to	ADP
ajbmeb-2572	102	15	the	the	DET
ajbmeb-2572	102	16	oliy	oliy	ADJ
ajbmeb-2572	102	17	majlis	majlis	NOUN
ajbmeb-2572	102	18	.	.	PUNCT
ajbmeb-2572	103	1	january	january	PROPN
ajbmeb-2572	103	2	24	24	NUM
ajbmeb-2572	103	3	,	,	PUNCT
ajbmeb-2572	103	4	2020	2020	NUM
ajbmeb-2572	103	5	.	.	PUNCT
ajbmeb-2572	104	1	http://www.cbu.uz/	http://www.cbu.uz/	PROPN