id	sid	tid	token	lemma	pos
ajbmeb-2911	1	1	american	american	PROPN
ajbmeb-2911	1	2	journal	journal	PROPN
ajbmeb-2911	1	3	of	of	ADP
ajbmeb-2911	1	4	business	business	NOUN
ajbmeb-2911	1	5	management	management	NOUN
ajbmeb-2911	1	6	,	,	PUNCT
ajbmeb-2911	1	7	economics	economic	NOUN
ajbmeb-2911	1	8	and	and	CCONJ
ajbmeb-2911	1	9	banking	banking	NOUN
ajbmeb-2911	1	10	issn	issn	PROPN
ajbmeb-2911	1	11	(	(	PUNCT
ajbmeb-2911	1	12	e	e	NOUN
ajbmeb-2911	1	13	):	):	PUNCT
ajbmeb-2911	1	14	2832	2832	NUM
ajbmeb-2911	1	15	-	-	SYM
ajbmeb-2911	1	16	8078	8078	NUM
ajbmeb-2911	1	17	volume	volume	NOUN
ajbmeb-2911	1	18	36	36	NUM
ajbmeb-2911	1	19	,	,	PUNCT
ajbmeb-2911	1	20	may	may	AUX
ajbmeb-2911	1	21	2025	2025	NUM
ajbmeb-2911	1	22	p	p	NOUN
ajbmeb-2911	1	23	a	a	DET
ajbmeb-2911	1	24	g	g	NOUN
ajbmeb-2911	1	25	e	e	NOUN
ajbmeb-2911	1	26	|	|	ADV
ajbmeb-2911	1	27	9	9	NUM
ajbmeb-2911	1	28	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2911	1	29	analysis	analysis	NOUN
ajbmeb-2911	1	30	of	of	ADP
ajbmeb-2911	1	31	capital	capital	NOUN
ajbmeb-2911	1	32	adequacy	adequacy	NOUN
ajbmeb-2911	1	33	in	in	ADP
ajbmeb-2911	1	34	assessing	assess	VERB
ajbmeb-2911	1	35	investment	investment	NOUN
ajbmeb-2911	1	36	attractiveness	attractiveness	NOUN
ajbmeb-2911	1	37	of	of	ADP
ajbmeb-2911	1	38	commercial	commercial	ADJ
ajbmeb-2911	1	39	banks	bank	NOUN
ajbmeb-2911	1	40	urokboyeva	urokboyeva	PROPN
ajbmeb-2911	1	41	farzuna	farzuna	PROPN
ajbmeb-2911	1	42	akhmadjonovna	akhmadjonovna	VERB
ajbmeb-2911	1	43	the	the	DET
ajbmeb-2911	1	44	basic	basic	ADJ
ajbmeb-2911	1	45	doctoral	doctoral	ADJ
ajbmeb-2911	1	46	student	student	NOUN
ajbmeb-2911	1	47	of	of	ADP
ajbmeb-2911	1	48	tashkent	tashkent	PROPN
ajbmeb-2911	1	49	state	state	PROPN
ajbmeb-2911	1	50	university	university	PROPN
ajbmeb-2911	1	51	e	e	NOUN
ajbmeb-2911	1	52	-	-	NOUN
ajbmeb-2911	1	53	mail	mail	NOUN
ajbmeb-2911	1	54	:	:	PUNCT
ajbmeb-2911	2	1	farzunaaxmadjonovnaa@gmail.com	farzunaaxmadjonovnaa@gmail.com	X
ajbmeb-2911	2	2	https://orcid.org/0009-0000-4777-9865	https://orcid.org/0009-0000-4777-9865	VERB
ajbmeb-2911	2	3	a	a	DET
ajbmeb-2911	2	4	b	b	PROPN
ajbmeb-2911	2	5	s	s	ADP
ajbmeb-2911	2	6	t	t	PROPN
ajbmeb-2911	2	7	r	r	NOUN
ajbmeb-2911	2	8	a	a	DET
ajbmeb-2911	2	9	c	c	NOUN
ajbmeb-2911	2	10	t	t	NOUN
ajbmeb-2911	2	11	k	k	X
ajbmeb-2911	2	12	e	e	PROPN
ajbmeb-2911	2	13	y	y	PROPN
ajbmeb-2911	2	14	w	w	NOUN
ajbmeb-2911	2	15	o	o	NOUN
ajbmeb-2911	2	16	r	r	NOUN
ajbmeb-2911	2	17	d	d	X
ajbmeb-2911	2	18	s	s	NOUN
ajbmeb-2911	2	19	in	in	ADP
ajbmeb-2911	2	20	the	the	DET
ajbmeb-2911	2	21	world	world	NOUN
ajbmeb-2911	2	22	,	,	PUNCT
ajbmeb-2911	2	23	many	many	ADJ
ajbmeb-2911	2	24	methods	method	NOUN
ajbmeb-2911	2	25	and	and	CCONJ
ajbmeb-2911	2	26	methods	method	NOUN
ajbmeb-2911	2	27	are	be	AUX
ajbmeb-2911	2	28	used	use	VERB
ajbmeb-2911	2	29	to	to	PART
ajbmeb-2911	2	30	assess	assess	VERB
ajbmeb-2911	2	31	the	the	DET
ajbmeb-2911	2	32	investment	investment	NOUN
ajbmeb-2911	2	33	attractiveness	attractiveness	NOUN
ajbmeb-2911	2	34	of	of	ADP
ajbmeb-2911	2	35	commercial	commercial	ADJ
ajbmeb-2911	2	36	banks	bank	NOUN
ajbmeb-2911	2	37	.	.	PUNCT
ajbmeb-2911	3	1	the	the	DET
ajbmeb-2911	3	2	most	most	ADV
ajbmeb-2911	3	3	widely	widely	ADV
ajbmeb-2911	3	4	used	use	VERB
ajbmeb-2911	3	5	method	method	NOUN
ajbmeb-2911	3	6	is	be	AUX
ajbmeb-2911	3	7	the	the	DET
ajbmeb-2911	3	8	camels	camel	NOUN
ajbmeb-2911	3	9	method	method	NOUN
ajbmeb-2911	3	10	or	or	CCONJ
ajbmeb-2911	3	11	rating	rating	NOUN
ajbmeb-2911	3	12	system	system	NOUN
ajbmeb-2911	3	13	.	.	PUNCT
ajbmeb-2911	4	1	in	in	ADP
ajbmeb-2911	4	2	this	this	DET
ajbmeb-2911	4	3	article	article	NOUN
ajbmeb-2911	4	4	,	,	PUNCT
ajbmeb-2911	4	5	we	we	PRON
ajbmeb-2911	4	6	will	will	AUX
ajbmeb-2911	4	7	analyze	analyze	VERB
ajbmeb-2911	4	8	the	the	DET
ajbmeb-2911	4	9	investment	investment	NOUN
ajbmeb-2911	4	10	attractiveness	attractiveness	NOUN
ajbmeb-2911	4	11	of	of	ADP
ajbmeb-2911	4	12	several	several	ADJ
ajbmeb-2911	4	13	banks	bank	NOUN
ajbmeb-2911	4	14	in	in	ADP
ajbmeb-2911	4	15	our	our	PRON
ajbmeb-2911	4	16	country	country	NOUN
ajbmeb-2911	4	17	through	through	ADP
ajbmeb-2911	4	18	capital	capital	NOUN
ajbmeb-2911	4	19	adequacy	adequacy	NOUN
ajbmeb-2911	4	20	,	,	PUNCT
ajbmeb-2911	4	21	which	which	PRON
ajbmeb-2911	4	22	is	be	AUX
ajbmeb-2911	4	23	a	a	DET
ajbmeb-2911	4	24	component	component	NOUN
ajbmeb-2911	4	25	of	of	ADP
ajbmeb-2911	4	26	the	the	DET
ajbmeb-2911	4	27	camels	camel	NOUN
ajbmeb-2911	4	28	method	method	VERB
ajbmeb-2911	4	29	,	,	PUNCT
ajbmeb-2911	4	30	and	and	CCONJ
ajbmeb-2911	4	31	study	study	VERB
ajbmeb-2911	4	32	the	the	DET
ajbmeb-2911	4	33	role	role	NOUN
ajbmeb-2911	4	34	of	of	ADP
ajbmeb-2911	4	35	capital	capital	NOUN
ajbmeb-2911	4	36	adequacy	adequacy	NOUN
ajbmeb-2911	4	37	in	in	ADP
ajbmeb-2911	4	38	increasing	increase	VERB
ajbmeb-2911	4	39	investment	investment	NOUN
ajbmeb-2911	4	40	attractiveness	attractiveness	NOUN
ajbmeb-2911	4	41	.	.	PUNCT
ajbmeb-2911	5	1	investment	investment	NOUN
ajbmeb-2911	5	2	attractiveness	attractiveness	NOUN
ajbmeb-2911	5	3	,	,	PUNCT
ajbmeb-2911	5	4	capital	capital	NOUN
ajbmeb-2911	5	5	adequacy	adequacy	NOUN
ajbmeb-2911	5	6	,	,	PUNCT
ajbmeb-2911	5	7	regulatory	regulatory	ADJ
ajbmeb-2911	5	8	capital	capital	NOUN
ajbmeb-2911	5	9	,	,	PUNCT
ajbmeb-2911	5	10	risk	risk	NOUN
ajbmeb-2911	5	11	-	-	PUNCT
ajbmeb-2911	5	12	adjusted	adjust	VERB
ajbmeb-2911	5	13	assets	asset	NOUN
ajbmeb-2911	5	14	.	.	PUNCT
ajbmeb-2911	6	1	introduction	introduction	NOUN
ajbmeb-2911	6	2	in	in	ADP
ajbmeb-2911	6	3	the	the	DET
ajbmeb-2911	6	4	banking	banking	NOUN
ajbmeb-2911	6	5	system	system	NOUN
ajbmeb-2911	6	6	reform	reform	NOUN
ajbmeb-2911	6	7	strategy	strategy	NOUN
ajbmeb-2911	6	8	of	of	ADP
ajbmeb-2911	6	9	the	the	DET
ajbmeb-2911	6	10	republic	republic	NOUN
ajbmeb-2911	6	11	of	of	ADP
ajbmeb-2911	6	12	uzbekistan	uzbekistan	PROPN
ajbmeb-2911	6	13	for	for	ADP
ajbmeb-2911	6	14	2020	2020	NUM
ajbmeb-2911	6	15	-	-	SYM
ajbmeb-2911	6	16	2025	2025	NUM
ajbmeb-2911	6	17	,	,	PUNCT
ajbmeb-2911	6	18	creation	creation	NOUN
ajbmeb-2911	6	19	of	of	ADP
ajbmeb-2911	6	20	equal	equal	ADJ
ajbmeb-2911	6	21	competition	competition	NOUN
ajbmeb-2911	6	22	conditions	condition	NOUN
ajbmeb-2911	6	23	in	in	ADP
ajbmeb-2911	6	24	the	the	DET
ajbmeb-2911	6	25	financial	financial	ADJ
ajbmeb-2911	6	26	market	market	NOUN
ajbmeb-2911	6	27	,	,	PUNCT
ajbmeb-2911	6	28	lending	lend	VERB
ajbmeb-2911	6	29	only	only	ADV
ajbmeb-2911	6	30	based	base	VERB
ajbmeb-2911	6	31	on	on	ADP
ajbmeb-2911	6	32	market	market	NOUN
ajbmeb-2911	6	33	requirements	requirement	NOUN
ajbmeb-2911	6	34	,	,	PUNCT
ajbmeb-2911	6	35	reducing	reduce	VERB
ajbmeb-2911	6	36	the	the	DET
ajbmeb-2911	6	37	dependence	dependence	NOUN
ajbmeb-2911	6	38	of	of	ADP
ajbmeb-2911	6	39	banks	bank	NOUN
ajbmeb-2911	6	40	on	on	ADP
ajbmeb-2911	6	41	state	state	NOUN
ajbmeb-2911	6	42	resources	resource	NOUN
ajbmeb-2911	6	43	,	,	PUNCT
ajbmeb-2911	6	44	modernization	modernization	NOUN
ajbmeb-2911	6	45	of	of	ADP
ajbmeb-2911	6	46	banking	banking	NOUN
ajbmeb-2911	6	47	services	service	NOUN
ajbmeb-2911	6	48	,	,	PUNCT
ajbmeb-2911	6	49	creation	creation	NOUN
ajbmeb-2911	6	50	of	of	ADP
ajbmeb-2911	6	51	efficient	efficient	ADJ
ajbmeb-2911	6	52	infrastructure	infrastructure	NOUN
ajbmeb-2911	6	53	and	and	CCONJ
ajbmeb-2911	6	54	banks	bank	NOUN
ajbmeb-2911	6	55	'	'	PART
ajbmeb-2911	6	56	activities	activity	NOUN
ajbmeb-2911	6	57	increasing	increase	VERB
ajbmeb-2911	6	58	the	the	DET
ajbmeb-2911	6	59	efficiency	efficiency	NOUN
ajbmeb-2911	6	60	of	of	ADP
ajbmeb-2911	6	61	the	the	DET
ajbmeb-2911	6	62	banking	banking	NOUN
ajbmeb-2911	6	63	system	system	NOUN
ajbmeb-2911	6	64	by	by	ADP
ajbmeb-2911	6	65	automating	automate	VERB
ajbmeb-2911	6	66	,	,	PUNCT
ajbmeb-2911	6	67	as	as	ADV
ajbmeb-2911	6	68	well	well	ADV
ajbmeb-2911	6	69	as	as	ADP
ajbmeb-2911	6	70	phasing	phase	VERB
ajbmeb-2911	6	71	out	out	ADP
ajbmeb-2911	6	72	the	the	DET
ajbmeb-2911	6	73	functions	function	NOUN
ajbmeb-2911	6	74	of	of	ADP
ajbmeb-2911	6	75	banks	bank	NOUN
ajbmeb-2911	6	76	that	that	PRON
ajbmeb-2911	6	77	are	be	AUX
ajbmeb-2911	6	78	not	not	PART
ajbmeb-2911	6	79	related	relate	VERB
ajbmeb-2911	6	80	to	to	ADP
ajbmeb-2911	6	81	the	the	DET
ajbmeb-2911	6	82	main	main	ADJ
ajbmeb-2911	6	83	type	type	NOUN
ajbmeb-2911	6	84	of	of	ADP
ajbmeb-2911	6	85	activity	activity	NOUN
ajbmeb-2911	6	86	,	,	PUNCT
ajbmeb-2911	6	87	improving	improve	VERB
ajbmeb-2911	6	88	the	the	DET
ajbmeb-2911	6	89	quality	quality	NOUN
ajbmeb-2911	6	90	of	of	ADP
ajbmeb-2911	6	91	the	the	DET
ajbmeb-2911	6	92	credit	credit	NOUN
ajbmeb-2911	6	93	portfolio	portfolio	NOUN
ajbmeb-2911	6	94	and	and	CCONJ
ajbmeb-2911	6	95	the	the	DET
ajbmeb-2911	6	96	quality	quality	NOUN
ajbmeb-2911	6	97	of	of	ADP
ajbmeb-2911	6	98	risk	risk	NOUN
ajbmeb-2911	6	99	management	management	NOUN
ajbmeb-2911	6	100	,	,	PUNCT
ajbmeb-2911	6	101	following	follow	VERB
ajbmeb-2911	6	102	a	a	DET
ajbmeb-2911	6	103	moderate	moderate	ADJ
ajbmeb-2911	6	104	level	level	NOUN
ajbmeb-2911	6	105	of	of	ADP
ajbmeb-2911	6	106	credit	credit	NOUN
ajbmeb-2911	6	107	growth	growth	NOUN
ajbmeb-2911	6	108	,	,	PUNCT
ajbmeb-2911	6	109	balanced	balanced	ADJ
ajbmeb-2911	6	110	macroeconomic	macroeconomic	ADJ
ajbmeb-2911	6	111	policies	policy	NOUN
ajbmeb-2911	6	112	,	,	PUNCT
ajbmeb-2911	6	113	improving	improve	VERB
ajbmeb-2911	6	114	corporate	corporate	ADJ
ajbmeb-2911	6	115	governance	governance	NOUN
ajbmeb-2911	6	116	and	and	CCONJ
ajbmeb-2911	6	117	attracting	attract	VERB
ajbmeb-2911	6	118	managers	manager	NOUN
ajbmeb-2911	6	119	with	with	ADP
ajbmeb-2911	6	120	practical	practical	ADJ
ajbmeb-2911	6	121	experience	experience	NOUN
ajbmeb-2911	6	122	at	at	ADP
ajbmeb-2911	6	123	the	the	DET
ajbmeb-2911	6	124	international	international	ADJ
ajbmeb-2911	6	125	level	level	NOUN
ajbmeb-2911	6	126	,	,	PUNCT
ajbmeb-2911	6	127	ensuring	ensure	VERB
ajbmeb-2911	6	128	financial	financial	ADJ
ajbmeb-2911	6	129	stability	stability	NOUN
ajbmeb-2911	6	130	of	of	ADP
ajbmeb-2911	6	131	the	the	DET
ajbmeb-2911	6	132	banking	banking	NOUN
ajbmeb-2911	6	133	system	system	NOUN
ajbmeb-2911	6	134	by	by	ADP
ajbmeb-2911	6	135	implementing	implement	VERB
ajbmeb-2911	6	136	technological	technological	ADJ
ajbmeb-2911	6	137	solutions	solution	NOUN
ajbmeb-2911	6	138	for	for	ADP
ajbmeb-2911	6	139	assessing	assess	VERB
ajbmeb-2911	6	140	financial	financial	ADJ
ajbmeb-2911	6	141	risks	risk	NOUN
ajbmeb-2911	6	142	,	,	PUNCT
ajbmeb-2911	6	143	comprehensive	comprehensive	ADJ
ajbmeb-2911	6	144	transformation	transformation	NOUN
ajbmeb-2911	6	145	of	of	ADP
ajbmeb-2911	6	146	commercial	commercial	ADJ
ajbmeb-2911	6	147	banks	bank	NOUN
ajbmeb-2911	6	148	with	with	ADP
ajbmeb-2911	6	149	a	a	DET
ajbmeb-2911	6	150	state	state	NOUN
ajbmeb-2911	6	151	share	share	NOUN
ajbmeb-2911	6	152	,	,	PUNCT
ajbmeb-2911	6	153	by	by	ADP
ajbmeb-2911	6	154	introducing	introduce	VERB
ajbmeb-2911	6	155	modern	modern	ADJ
ajbmeb-2911	6	156	standards	standard	NOUN
ajbmeb-2911	6	157	,	,	PUNCT
ajbmeb-2911	6	158	information	information	NOUN
ajbmeb-2911	6	159	technologies	technology	NOUN
ajbmeb-2911	6	160	and	and	CCONJ
ajbmeb-2911	6	161	software	software	NOUN
ajbmeb-2911	6	162	products	product	NOUN
ajbmeb-2911	6	163	,	,	PUNCT
ajbmeb-2911	6	164	selling	sell	VERB
ajbmeb-2911	6	165	the	the	DET
ajbmeb-2911	6	166	package	package	NOUN
ajbmeb-2911	6	167	of	of	ADP
ajbmeb-2911	6	168	state	state	NOUN
ajbmeb-2911	6	169	shares	share	NOUN
ajbmeb-2911	6	170	in	in	ADP
ajbmeb-2911	6	171	banks	bank	NOUN
ajbmeb-2911	6	172	to	to	ADP
ajbmeb-2911	6	173	investors	investor	NOUN
ajbmeb-2911	6	174	with	with	ADP
ajbmeb-2911	6	175	the	the	DET
ajbmeb-2911	6	176	necessary	necessary	ADJ
ajbmeb-2911	6	177	experience	experience	NOUN
ajbmeb-2911	6	178	and	and	CCONJ
ajbmeb-2911	6	179	knowledge	knowledge	NOUN
ajbmeb-2911	6	180	on	on	ADP
ajbmeb-2911	6	181	the	the	DET
ajbmeb-2911	6	182	basis	basis	NOUN
ajbmeb-2911	6	183	of	of	ADP
ajbmeb-2911	6	184	competitive	competitive	ADJ
ajbmeb-2911	6	185	bidding	bidding	NOUN
ajbmeb-2911	6	186	,	,	PUNCT
ajbmeb-2911	6	187	as	as	ADV
ajbmeb-2911	6	188	well	well	ADV
ajbmeb-2911	6	189	as	as	ADP
ajbmeb-2911	6	190	by	by	ADP
ajbmeb-2911	6	191	simultaneously	simultaneously	ADV
ajbmeb-2911	6	192	reforming	reform	VERB
ajbmeb-2911	6	193	commercial	commercial	ADJ
ajbmeb-2911	6	194	banks	bank	NOUN
ajbmeb-2911	6	195	and	and	CCONJ
ajbmeb-2911	6	196	enterprises	enterprise	NOUN
ajbmeb-2911	6	197	with	with	ADP
ajbmeb-2911	6	198	a	a	DET
ajbmeb-2911	6	199	state	state	NOUN
ajbmeb-2911	6	200	share	share	NOUN
ajbmeb-2911	6	201	directions	direction	NOUN
ajbmeb-2911	6	202	such	such	ADJ
ajbmeb-2911	6	203	as	as	ADP
ajbmeb-2911	6	204	reducing	reduce	VERB
ajbmeb-2911	6	205	the	the	DET
ajbmeb-2911	6	206	share	share	NOUN
ajbmeb-2911	6	207	of	of	ADP
ajbmeb-2911	6	208	the	the	DET
ajbmeb-2911	6	209	state	state	NOUN
ajbmeb-2911	6	210	in	in	ADP
ajbmeb-2911	6	211	the	the	DET
ajbmeb-2911	6	212	sector	sector	NOUN
ajbmeb-2911	6	213	have	have	AUX
ajbmeb-2911	6	214	been	be	AUX
ajbmeb-2911	6	215	determined[1	determined[1	VERB
ajbmeb-2911	6	216	]	]	PUNCT
ajbmeb-2911	6	217	.	.	PUNCT
ajbmeb-2911	7	1	this	this	PRON
ajbmeb-2911	7	2	creates	create	VERB
ajbmeb-2911	7	3	the	the	DET
ajbmeb-2911	7	4	need	need	NOUN
ajbmeb-2911	7	5	to	to	PART
ajbmeb-2911	7	6	ensure	ensure	VERB
ajbmeb-2911	7	7	and	and	CCONJ
ajbmeb-2911	7	8	assess	assess	VERB
ajbmeb-2911	7	9	the	the	DET
ajbmeb-2911	7	10	investment	investment	NOUN
ajbmeb-2911	7	11	attractiveness	attractiveness	NOUN
ajbmeb-2911	7	12	of	of	ADP
ajbmeb-2911	7	13	commercial	commercial	ADJ
ajbmeb-2911	7	14	banks	bank	NOUN
ajbmeb-2911	7	15	for	for	ADP
ajbmeb-2911	7	16	effective	effective	ADJ
ajbmeb-2911	7	17	use	use	NOUN
ajbmeb-2911	7	18	of	of	ADP
ajbmeb-2911	7	19	investments	investment	NOUN
ajbmeb-2911	7	20	.	.	PUNCT
ajbmeb-2911	8	1	literature	literature	PROPN
ajbmeb-2911	8	2	review	review	PROPN
ajbmeb-2911	8	3	banks	bank	NOUN
ajbmeb-2911	8	4	'	'	PART
ajbmeb-2911	8	5	own	own	ADJ
ajbmeb-2911	8	6	funds	fund	NOUN
ajbmeb-2911	8	7	are	be	AUX
ajbmeb-2911	8	8	reflected	reflect	VERB
ajbmeb-2911	8	9	in	in	ADP
ajbmeb-2911	8	10	the	the	DET
ajbmeb-2911	8	11	third	third	ADJ
ajbmeb-2911	8	12	section	section	NOUN
ajbmeb-2911	8	13	of	of	ADP
ajbmeb-2911	8	14	the	the	DET
ajbmeb-2911	8	15	bank	bank	NOUN
ajbmeb-2911	8	16	's	's	PART
ajbmeb-2911	8	17	balance	balance	NOUN
ajbmeb-2911	8	18	sheet	sheet	NOUN
ajbmeb-2911	8	19	.	.	PUNCT
ajbmeb-2911	9	1	usually	usually	ADV
ajbmeb-2911	9	2	they	they	PRON
ajbmeb-2911	9	3	are	be	AUX
ajbmeb-2911	9	4	also	also	ADV
ajbmeb-2911	9	5	called	call	VERB
ajbmeb-2911	9	6	bank	bank	NOUN
ajbmeb-2911	9	7	capital[2	capital[2	NOUN
ajbmeb-2911	9	8	]	]	X
ajbmeb-2911	9	9	.	.	PUNCT
ajbmeb-2911	10	1	american	american	PROPN
ajbmeb-2911	10	2	journal	journal	PROPN
ajbmeb-2911	10	3	of	of	ADP
ajbmeb-2911	10	4	business	business	NOUN
ajbmeb-2911	10	5	management	management	NOUN
ajbmeb-2911	10	6	,	,	PUNCT
ajbmeb-2911	10	7	economics	economic	NOUN
ajbmeb-2911	10	8	and	and	CCONJ
ajbmeb-2911	10	9	banking	banking	NOUN
ajbmeb-2911	10	10	volume	volume	NOUN
ajbmeb-2911	10	11	36	36	NUM
ajbmeb-2911	10	12	may2025	may2025	NOUN
ajbmeb-2911	10	13	p	p	NOUN
ajbmeb-2911	10	14	a	a	DET
ajbmeb-2911	10	15	g	g	NOUN
ajbmeb-2911	10	16	e	e	NOUN
ajbmeb-2911	10	17	|	|	ADV
ajbmeb-2911	10	18	10	10	NUM
ajbmeb-2911	10	19	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2911	10	20	the	the	DET
ajbmeb-2911	10	21	structure	structure	NOUN
ajbmeb-2911	10	22	of	of	ADP
ajbmeb-2911	10	23	the	the	DET
ajbmeb-2911	10	24	bank	bank	NOUN
ajbmeb-2911	10	25	's	's	PART
ajbmeb-2911	10	26	capital	capital	NOUN
ajbmeb-2911	10	27	consists	consist	VERB
ajbmeb-2911	10	28	of	of	ADP
ajbmeb-2911	10	29	the	the	DET
ajbmeb-2911	10	30	following	following	NOUN
ajbmeb-2911	10	31	:	:	PUNCT
ajbmeb-2911	10	32	●	●	NUM
ajbmeb-2911	10	33	authorized	authorize	VERB
ajbmeb-2911	10	34	capital	capital	NOUN
ajbmeb-2911	10	35	.	.	PUNCT
ajbmeb-2911	11	1	●	●	NUM
ajbmeb-2911	11	2	added	add	VERB
ajbmeb-2911	11	3	capital	capital	NOUN
ajbmeb-2911	11	4	.	.	PUNCT
ajbmeb-2911	12	1	●	●	PUNCT
ajbmeb-2911	12	2	reserve	reserve	NOUN
ajbmeb-2911	12	3	capital	capital	NOUN
ajbmeb-2911	12	4	.	.	PUNCT
ajbmeb-2911	13	1	●	●	NUM
ajbmeb-2911	13	2	retained	retain	VERB
ajbmeb-2911	13	3	earnings	earning	NOUN
ajbmeb-2911	13	4	.	.	PUNCT
ajbmeb-2911	14	1	the	the	DET
ajbmeb-2911	14	2	authorized	authorized	ADJ
ajbmeb-2911	14	3	capital	capital	NOUN
ajbmeb-2911	14	4	of	of	ADP
ajbmeb-2911	14	5	the	the	DET
ajbmeb-2911	14	6	bank	bank	NOUN
ajbmeb-2911	14	7	consists	consist	VERB
ajbmeb-2911	14	8	mainly	mainly	ADV
ajbmeb-2911	14	9	of	of	ADP
ajbmeb-2911	14	10	funds	fund	NOUN
ajbmeb-2911	14	11	received	receive	VERB
ajbmeb-2911	14	12	from	from	ADP
ajbmeb-2911	14	13	the	the	DET
ajbmeb-2911	14	14	sale	sale	NOUN
ajbmeb-2911	14	15	of	of	ADP
ajbmeb-2911	14	16	its	its	PRON
ajbmeb-2911	14	17	ordinary	ordinary	ADJ
ajbmeb-2911	14	18	and	and	CCONJ
ajbmeb-2911	14	19	preferred	preferred	ADJ
ajbmeb-2911	14	20	shares	share	NOUN
ajbmeb-2911	14	21	.	.	PUNCT
ajbmeb-2911	15	1	added	add	VERB
ajbmeb-2911	15	2	capital	capital	NOUN
ajbmeb-2911	15	3	consists	consist	VERB
ajbmeb-2911	15	4	of	of	ADP
ajbmeb-2911	15	5	the	the	DET
ajbmeb-2911	15	6	difference	difference	NOUN
ajbmeb-2911	15	7	between	between	ADP
ajbmeb-2911	15	8	the	the	DET
ajbmeb-2911	15	9	real	real	ADJ
ajbmeb-2911	15	10	and	and	CCONJ
ajbmeb-2911	15	11	nominal	nominal	ADJ
ajbmeb-2911	15	12	values	value	NOUN
ajbmeb-2911	15	13	of	of	ADP
ajbmeb-2911	15	14	bank	bank	NOUN
ajbmeb-2911	15	15	shares	share	NOUN
ajbmeb-2911	15	16	.	.	PUNCT
ajbmeb-2911	16	1	reserve	reserve	NOUN
ajbmeb-2911	16	2	capital	capital	PROPN
ajbmeb-2911	16	3	consists	consist	VERB
ajbmeb-2911	16	4	of	of	ADP
ajbmeb-2911	16	5	funds	fund	NOUN
ajbmeb-2911	16	6	established	establish	VERB
ajbmeb-2911	16	7	to	to	PART
ajbmeb-2911	16	8	cover	cover	VERB
ajbmeb-2911	16	9	various	various	ADJ
ajbmeb-2911	16	10	risky	risky	ADJ
ajbmeb-2911	16	11	assets	asset	NOUN
ajbmeb-2911	16	12	at	at	ADP
ajbmeb-2911	16	13	the	the	DET
ajbmeb-2911	16	14	expense	expense	NOUN
ajbmeb-2911	16	15	of	of	ADP
ajbmeb-2911	16	16	the	the	DET
ajbmeb-2911	16	17	bank	bank	NOUN
ajbmeb-2911	16	18	's	's	PART
ajbmeb-2911	16	19	income	income	NOUN
ajbmeb-2911	16	20	,	,	PUNCT
ajbmeb-2911	16	21	the	the	DET
ajbmeb-2911	16	22	preferential	preferential	ADJ
ajbmeb-2911	16	23	lending	lending	NOUN
ajbmeb-2911	16	24	fund	fund	NOUN
ajbmeb-2911	16	25	for	for	ADP
ajbmeb-2911	16	26	small	small	ADJ
ajbmeb-2911	16	27	enterprises	enterprise	NOUN
ajbmeb-2911	16	28	,	,	PUNCT
ajbmeb-2911	16	29	the	the	DET
ajbmeb-2911	16	30	part	part	NOUN
ajbmeb-2911	16	31	of	of	ADP
ajbmeb-2911	16	32	the	the	DET
ajbmeb-2911	16	33	price	price	NOUN
ajbmeb-2911	16	34	of	of	ADP
ajbmeb-2911	16	35	fixed	fix	VERB
ajbmeb-2911	16	36	assets	asset	NOUN
ajbmeb-2911	16	37	that	that	PRON
ajbmeb-2911	16	38	has	have	AUX
ajbmeb-2911	16	39	increased	increase	VERB
ajbmeb-2911	16	40	from	from	ADP
ajbmeb-2911	16	41	the	the	DET
ajbmeb-2911	16	42	initial	initial	ADJ
ajbmeb-2911	16	43	value	value	NOUN
ajbmeb-2911	16	44	,	,	PUNCT
ajbmeb-2911	16	45	etc	etc	X
ajbmeb-2911	16	46	.	.	X
ajbmeb-2911	16	47	undistributed	undistributed	ADJ
ajbmeb-2911	16	48	profit	profit	NOUN
ajbmeb-2911	16	49	is	be	AUX
ajbmeb-2911	16	50	made	make	VERB
ajbmeb-2911	16	51	up	up	ADP
ajbmeb-2911	16	52	of	of	ADP
ajbmeb-2911	16	53	the	the	DET
ajbmeb-2911	16	54	undistributed	undistributed	ADJ
ajbmeb-2911	16	55	part	part	NOUN
ajbmeb-2911	16	56	of	of	ADP
ajbmeb-2911	16	57	last	last	ADJ
ajbmeb-2911	16	58	year	year	NOUN
ajbmeb-2911	16	59	's	's	PART
ajbmeb-2911	16	60	profit	profit	NOUN
ajbmeb-2911	16	61	or	or	CCONJ
ajbmeb-2911	16	62	incurred	incur	VERB
ajbmeb-2911	16	63	losses	loss	NOUN
ajbmeb-2911	16	64	and	and	CCONJ
ajbmeb-2911	16	65	the	the	DET
ajbmeb-2911	16	66	current	current	ADJ
ajbmeb-2911	16	67	year	year	NOUN
ajbmeb-2911	16	68	's	's	PART
ajbmeb-2911	16	69	profit	profit	NOUN
ajbmeb-2911	16	70	or	or	CCONJ
ajbmeb-2911	16	71	loss	loss	NOUN
ajbmeb-2911	16	72	.	.	PUNCT
ajbmeb-2911	17	1	the	the	DET
ajbmeb-2911	17	2	main	main	ADJ
ajbmeb-2911	17	3	requirements	requirement	NOUN
ajbmeb-2911	17	4	for	for	ADP
ajbmeb-2911	17	5	the	the	DET
ajbmeb-2911	17	6	adequacy	adequacy	NOUN
ajbmeb-2911	17	7	of	of	ADP
ajbmeb-2911	17	8	the	the	DET
ajbmeb-2911	17	9	capital	capital	NOUN
ajbmeb-2911	17	10	of	of	ADP
ajbmeb-2911	17	11	commercial	commercial	ADJ
ajbmeb-2911	17	12	banks	bank	NOUN
ajbmeb-2911	17	13	of	of	ADP
ajbmeb-2911	17	14	uzbekistan	uzbekistan	PROPN
ajbmeb-2911	17	15	are	be	AUX
ajbmeb-2911	17	16	defined	define	VERB
ajbmeb-2911	17	17	in	in	ADP
ajbmeb-2911	17	18	the	the	DET
ajbmeb-2911	17	19	regulation	regulation	NOUN
ajbmeb-2911	17	20	of	of	ADP
ajbmeb-2911	17	21	the	the	DET
ajbmeb-2911	17	22	central	central	ADJ
ajbmeb-2911	17	23	bank	bank	NOUN
ajbmeb-2911	17	24	no	no	INTJ
ajbmeb-2911	17	25	.	.	PROPN
ajbmeb-2911	17	26	420	420	NUM
ajbmeb-2911	18	1	"	"	PUNCT
ajbmeb-2911	18	2	on	on	ADP
ajbmeb-2911	18	3	requirements	requirement	NOUN
ajbmeb-2911	18	4	for	for	ADP
ajbmeb-2911	18	5	the	the	DET
ajbmeb-2911	18	6	adequacy	adequacy	NOUN
ajbmeb-2911	18	7	of	of	ADP
ajbmeb-2911	18	8	the	the	DET
ajbmeb-2911	18	9	capital	capital	NOUN
ajbmeb-2911	18	10	of	of	ADP
ajbmeb-2911	18	11	commercial	commercial	ADJ
ajbmeb-2911	18	12	banks	bank	NOUN
ajbmeb-2911	18	13	"	"	PUNCT
ajbmeb-2911	18	14	.	.	PUNCT
ajbmeb-2911	19	1	the	the	DET
ajbmeb-2911	19	2	requirements	requirement	NOUN
ajbmeb-2911	19	3	for	for	ADP
ajbmeb-2911	19	4	capital	capital	NOUN
ajbmeb-2911	19	5	adequacy	adequacy	NOUN
ajbmeb-2911	19	6	of	of	ADP
ajbmeb-2911	19	7	commercial	commercial	ADJ
ajbmeb-2911	19	8	banks	bank	NOUN
ajbmeb-2911	19	9	according	accord	VERB
ajbmeb-2911	19	10	to	to	ADP
ajbmeb-2911	19	11	the	the	DET
ajbmeb-2911	19	12	regulation	regulation	NOUN
ajbmeb-2911	19	13	correspond	correspond	VERB
ajbmeb-2911	19	14	to	to	ADP
ajbmeb-2911	19	15	the	the	DET
ajbmeb-2911	19	16	requirements	requirement	NOUN
ajbmeb-2911	19	17	stipulated	stipulate	VERB
ajbmeb-2911	19	18	in	in	ADP
ajbmeb-2911	19	19	the	the	DET
ajbmeb-2911	19	20	standards	standard	NOUN
ajbmeb-2911	19	21	of	of	ADP
ajbmeb-2911	19	22	the	the	DET
ajbmeb-2911	19	23	international	international	PROPN
ajbmeb-2911	19	24	basel	basel	PROPN
ajbmeb-2911	19	25	committee	committee	PROPN
ajbmeb-2911	19	26	[	[	X
ajbmeb-2911	19	27	3	3	NUM
ajbmeb-2911	19	28	]	]	PUNCT
ajbmeb-2911	19	29	.	.	PUNCT
ajbmeb-2911	20	1	sources	source	NOUN
ajbmeb-2911	20	2	of	of	ADP
ajbmeb-2911	20	3	capital	capital	NOUN
ajbmeb-2911	20	4	increase	increase	NOUN
ajbmeb-2911	20	5	of	of	ADP
ajbmeb-2911	20	6	commercial	commercial	ADJ
ajbmeb-2911	20	7	banks[4	banks[4	NOUN
ajbmeb-2911	20	8	]	]	PUNCT
ajbmeb-2911	20	9	:	:	PUNCT
ajbmeb-2911	20	10	factor	factor	NOUN
ajbmeb-2911	20	11	of	of	ADP
ajbmeb-2911	20	12	change	change	NOUN
ajbmeb-2911	20	13	of	of	ADP
ajbmeb-2911	20	14	market	market	NOUN
ajbmeb-2911	20	15	price	price	NOUN
ajbmeb-2911	20	16	of	of	ADP
ajbmeb-2911	20	17	ordinary	ordinary	ADJ
ajbmeb-2911	20	18	and	and	CCONJ
ajbmeb-2911	20	19	preferred	preferred	ADJ
ajbmeb-2911	20	20	shares	share	NOUN
ajbmeb-2911	20	21	of	of	ADP
ajbmeb-2911	20	22	commercial	commercial	ADJ
ajbmeb-2911	20	23	banks	bank	NOUN
ajbmeb-2911	20	24	;	;	PUNCT
ajbmeb-2911	20	25	the	the	DET
ajbmeb-2911	20	26	factor	factor	NOUN
ajbmeb-2911	20	27	of	of	ADP
ajbmeb-2911	20	28	timely	timely	ADJ
ajbmeb-2911	20	29	fulfillment	fulfillment	NOUN
ajbmeb-2911	20	30	of	of	ADP
ajbmeb-2911	20	31	obligations	obligation	NOUN
ajbmeb-2911	20	32	of	of	ADP
ajbmeb-2911	20	33	shareholders	shareholder	NOUN
ajbmeb-2911	20	34	on	on	ADP
ajbmeb-2911	20	35	the	the	DET
ajbmeb-2911	20	36	formation	formation	NOUN
ajbmeb-2911	20	37	of	of	ADP
ajbmeb-2911	20	38	authorized	authorized	ADJ
ajbmeb-2911	20	39	capital	capital	NOUN
ajbmeb-2911	20	40	;	;	PUNCT
ajbmeb-2911	20	41	a	a	DET
ajbmeb-2911	20	42	factor	factor	NOUN
ajbmeb-2911	20	43	of	of	ADP
ajbmeb-2911	20	44	change	change	NOUN
ajbmeb-2911	20	45	in	in	ADP
ajbmeb-2911	20	46	the	the	DET
ajbmeb-2911	20	47	amount	amount	NOUN
ajbmeb-2911	20	48	of	of	ADP
ajbmeb-2911	20	49	bank	bank	NOUN
ajbmeb-2911	20	50	assets	asset	NOUN
ajbmeb-2911	20	51	exposed	expose	VERB
ajbmeb-2911	20	52	to	to	ADP
ajbmeb-2911	20	53	risk	risk	NOUN
ajbmeb-2911	20	54	.	.	PUNCT
ajbmeb-2911	21	1	methodology	methodology	NOUN
ajbmeb-2911	21	2	research	research	NOUN
ajbmeb-2911	21	3	to	to	PART
ajbmeb-2911	21	4	explore	explore	VERB
ajbmeb-2911	21	5	the	the	DET
ajbmeb-2911	21	6	theoretical	theoretical	ADJ
ajbmeb-2911	21	7	basis	basis	NOUN
ajbmeb-2911	21	8	of	of	ADP
ajbmeb-2911	21	9	the	the	DET
ajbmeb-2911	21	10	camels	camel	NOUN
ajbmeb-2911	21	11	evaluation	evaluation	NOUN
ajbmeb-2911	21	12	method	method	NOUN
ajbmeb-2911	21	13	,	,	PUNCT
ajbmeb-2911	21	14	many	many	ADJ
ajbmeb-2911	21	15	studies	study	NOUN
ajbmeb-2911	21	16	on	on	ADP
ajbmeb-2911	21	17	this	this	DET
ajbmeb-2911	21	18	topic	topic	NOUN
ajbmeb-2911	21	19	were	be	AUX
ajbmeb-2911	21	20	studied	study	VERB
ajbmeb-2911	21	21	.	.	PUNCT
ajbmeb-2911	22	1	data	datum	NOUN
ajbmeb-2911	22	2	from	from	ADP
ajbmeb-2911	22	3	commercial	commercial	ADJ
ajbmeb-2911	22	4	banks	bank	NOUN
ajbmeb-2911	22	5	’	'	PUNCT
ajbmeb-2911	22	6	financial	financial	ADJ
ajbmeb-2911	22	7	reports	report	NOUN
ajbmeb-2911	22	8	were	be	AUX
ajbmeb-2911	22	9	used	use	VERB
ajbmeb-2911	22	10	to	to	PART
ajbmeb-2911	22	11	calculate	calculate	VERB
ajbmeb-2911	22	12	the	the	DET
ajbmeb-2911	22	13	indicators	indicator	NOUN
ajbmeb-2911	22	14	used	use	VERB
ajbmeb-2911	22	15	in	in	ADP
ajbmeb-2911	22	16	this	this	DET
ajbmeb-2911	22	17	article	article	NOUN
ajbmeb-2911	22	18	.	.	PUNCT
ajbmeb-2911	23	1	in	in	ADP
ajbmeb-2911	23	2	writing	write	VERB
ajbmeb-2911	23	3	this	this	DET
ajbmeb-2911	23	4	work	work	NOUN
ajbmeb-2911	23	5	,	,	PUNCT
ajbmeb-2911	23	6	the	the	DET
ajbmeb-2911	23	7	synthesis	synthesis	NOUN
ajbmeb-2911	23	8	method	method	NOUN
ajbmeb-2911	23	9	was	be	AUX
ajbmeb-2911	23	10	used	use	VERB
ajbmeb-2911	23	11	to	to	PART
ajbmeb-2911	23	12	describe	describe	VERB
ajbmeb-2911	23	13	the	the	DET
ajbmeb-2911	23	14	advantages	advantage	NOUN
ajbmeb-2911	23	15	of	of	ADP
ajbmeb-2911	23	16	discrete	discrete	ADJ
ajbmeb-2911	23	17	evaluation	evaluation	NOUN
ajbmeb-2911	23	18	and	and	CCONJ
ajbmeb-2911	23	19	the	the	DET
ajbmeb-2911	23	20	features	feature	NOUN
ajbmeb-2911	23	21	of	of	ADP
ajbmeb-2911	23	22	its	its	PRON
ajbmeb-2911	23	23	formation	formation	NOUN
ajbmeb-2911	23	24	,	,	PUNCT
ajbmeb-2911	23	25	and	and	CCONJ
ajbmeb-2911	23	26	the	the	DET
ajbmeb-2911	23	27	coefficient	coefficient	NOUN
ajbmeb-2911	23	28	method	method	NOUN
ajbmeb-2911	23	29	was	be	AUX
ajbmeb-2911	23	30	used	use	VERB
ajbmeb-2911	23	31	to	to	PART
ajbmeb-2911	23	32	calculate	calculate	VERB
ajbmeb-2911	23	33	the	the	DET
ajbmeb-2911	23	34	necessary	necessary	ADJ
ajbmeb-2911	23	35	indicators	indicator	NOUN
ajbmeb-2911	23	36	.	.	PUNCT
ajbmeb-2911	24	1	analysis	analysis	NOUN
ajbmeb-2911	24	2	and	and	CCONJ
ajbmeb-2911	24	3	results	result	VERB
ajbmeb-2911	24	4	the	the	DET
ajbmeb-2911	24	5	capital	capital	NOUN
ajbmeb-2911	24	6	adequacy	adequacy	NOUN
ajbmeb-2911	24	7	of	of	ADP
ajbmeb-2911	24	8	commercial	commercial	ADJ
ajbmeb-2911	24	9	banks	bank	NOUN
ajbmeb-2911	24	10	in	in	ADP
ajbmeb-2911	24	11	our	our	PRON
ajbmeb-2911	24	12	country	country	NOUN
ajbmeb-2911	24	13	is	be	AUX
ajbmeb-2911	24	14	regulated	regulate	VERB
ajbmeb-2911	24	15	by	by	ADP
ajbmeb-2911	24	16	the	the	DET
ajbmeb-2911	24	17	regulation	regulation	NOUN
ajbmeb-2911	24	18	"	"	PUNCT
ajbmeb-2911	24	19	on	on	ADP
ajbmeb-2911	24	20	requirements	requirement	NOUN
ajbmeb-2911	24	21	for	for	ADP
ajbmeb-2911	24	22	capital	capital	NOUN
ajbmeb-2911	24	23	adequacy	adequacy	NOUN
ajbmeb-2911	24	24	of	of	ADP
ajbmeb-2911	24	25	commercial	commercial	ADJ
ajbmeb-2911	24	26	banks	bank	NOUN
ajbmeb-2911	24	27	"	"	PUNCT
ajbmeb-2911	24	28	approved	approve	VERB
ajbmeb-2911	24	29	on	on	ADP
ajbmeb-2911	24	30	the	the	DET
ajbmeb-2911	24	31	basis	basis	NOUN
ajbmeb-2911	24	32	of	of	ADP
ajbmeb-2911	24	33	the	the	DET
ajbmeb-2911	24	34	decision	decision	NOUN
ajbmeb-2911	24	35	of	of	ADP
ajbmeb-2911	24	36	the	the	DET
ajbmeb-2911	24	37	central	central	ADJ
ajbmeb-2911	24	38	bank	bank	NOUN
ajbmeb-2911	24	39	of	of	ADP
ajbmeb-2911	24	40	the	the	DET
ajbmeb-2911	24	41	republic	republic	NOUN
ajbmeb-2911	24	42	of	of	ADP
ajbmeb-2911	24	43	uzbekistan	uzbekistan	PROPN
ajbmeb-2911	24	44	dated	date	VERB
ajbmeb-2911	24	45	june	june	PROPN
ajbmeb-2911	24	46	13	13	NUM
ajbmeb-2911	24	47	,	,	PUNCT
ajbmeb-2911	24	48	2015	2015	NUM
ajbmeb-2911	24	49	no	no	NOUN
ajbmeb-2911	24	50	.	.	PUNCT
ajbmeb-2911	25	1	14/3	14/3	X
ajbmeb-2911	25	2	.	.	PUNCT
ajbmeb-2911	26	1	according	accord	VERB
ajbmeb-2911	26	2	to	to	ADP
ajbmeb-2911	26	3	this	this	DET
ajbmeb-2911	26	4	regulation	regulation	NOUN
ajbmeb-2911	26	5	,	,	PUNCT
ajbmeb-2911	26	6	the	the	DET
ajbmeb-2911	26	7	minimum	minimum	NOUN
ajbmeb-2911	26	8	amount	amount	NOUN
ajbmeb-2911	26	9	of	of	ADP
ajbmeb-2911	26	10	the	the	DET
ajbmeb-2911	26	11	authorized	authorized	ADJ
ajbmeb-2911	26	12	capital	capital	NOUN
ajbmeb-2911	26	13	of	of	ADP
ajbmeb-2911	26	14	the	the	DET
ajbmeb-2911	26	15	bank	bank	NOUN
ajbmeb-2911	26	16	is	be	AUX
ajbmeb-2911	26	17	one	one	NUM
ajbmeb-2911	26	18	hundred	hundred	NUM
ajbmeb-2911	26	19	billion	billion	NUM
ajbmeb-2911	26	20	soums	soum	NOUN
ajbmeb-2911	26	21	until	until	ADP
ajbmeb-2911	26	22	september	september	PROPN
ajbmeb-2911	26	23	1	1	NUM
ajbmeb-2911	26	24	,	,	PUNCT
ajbmeb-2911	26	25	2023	2023	NUM
ajbmeb-2911	26	26	,	,	PUNCT
ajbmeb-2911	26	27	two	two	NUM
ajbmeb-2911	26	28	hundred	hundred	NUM
ajbmeb-2911	26	29	billion	billion	NUM
ajbmeb-2911	26	30	soums	soum	NOUN
ajbmeb-2911	26	31	from	from	ADP
ajbmeb-2911	26	32	september	september	PROPN
ajbmeb-2911	26	33	1	1	NUM
ajbmeb-2911	26	34	,	,	PUNCT
ajbmeb-2911	26	35	2023	2023	NUM
ajbmeb-2911	26	36	,	,	PUNCT
ajbmeb-2911	26	37	three	three	NUM
ajbmeb-2911	26	38	hundred	hundred	NUM
ajbmeb-2911	26	39	billion	billion	NUM
ajbmeb-2911	26	40	soums	soum	NOUN
ajbmeb-2911	26	41	from	from	ADP
ajbmeb-2911	26	42	april	april	PROPN
ajbmeb-2911	26	43	1	1	NUM
ajbmeb-2911	26	44	,	,	PUNCT
ajbmeb-2911	26	45	2024	2024	NUM
ajbmeb-2911	26	46	.	.	PUNCT
ajbmeb-2911	27	1	one	one	NUM
ajbmeb-2911	27	2	hundred	hundred	NUM
ajbmeb-2911	27	3	and	and	CCONJ
ajbmeb-2911	27	4	fifty	fifty	NUM
ajbmeb-2911	27	5	billion	billion	NUM
ajbmeb-2911	27	6	soums	soum	NOUN
ajbmeb-2911	27	7	,	,	PUNCT
ajbmeb-2911	27	8	five	five	NUM
ajbmeb-2911	27	9	hundred	hundred	NUM
ajbmeb-2911	27	10	billion	billion	NUM
ajbmeb-2911	27	11	soums	soum	NOUN
ajbmeb-2911	27	12	from	from	ADP
ajbmeb-2911	27	13	january	january	PROPN
ajbmeb-2911	27	14	1	1	NUM
ajbmeb-2911	27	15	,	,	PUNCT
ajbmeb-2911	27	16	2025[5	2025[5	NUM
ajbmeb-2911	27	17	]	]	PUNCT
ajbmeb-2911	27	18	.	.	PUNCT
ajbmeb-2911	28	1	table	table	NOUN
ajbmeb-2911	28	2	1	1	NUM
ajbmeb-2911	28	3	.	.	PUNCT
ajbmeb-2911	28	4	amount	amount	NOUN
ajbmeb-2911	28	5	of	of	ADP
ajbmeb-2911	28	6	authorized	authorized	ADJ
ajbmeb-2911	28	7	capital	capital	NOUN
ajbmeb-2911	28	8	of	of	ADP
ajbmeb-2911	28	9	commercial	commercial	ADJ
ajbmeb-2911	28	10	banks	bank	NOUN
ajbmeb-2911	28	11	,	,	PUNCT
ajbmeb-2911	28	12	ss	ss	NOUN
ajbmeb-2911	28	13	of	of	ADP
ajbmeb-2911	28	14	january	january	PROPN
ajbmeb-2911	28	15	2024	2024	NUM
ajbmeb-2911	29	1	[	[	X
ajbmeb-2911	29	2	6	6	NUM
ajbmeb-2911	29	3	]	]	X
ajbmeb-2911	29	4	commercial	commercial	ADJ
ajbmeb-2911	29	5	bank	bank	NOUN
ajbmeb-2911	29	6	name	name	NOUN
ajbmeb-2911	29	7	amount	amount	NOUN
ajbmeb-2911	29	8	of	of	ADP
ajbmeb-2911	29	9	authorized	authorized	ADJ
ajbmeb-2911	29	10	capital	capital	NOUN
ajbmeb-2911	29	11	(	(	PUNCT
ajbmeb-2911	29	12	billion	billion	NUM
ajbmeb-2911	29	13	soums	soum	NOUN
ajbmeb-2911	29	14	)	)	PUNCT
ajbmeb-2911	29	15	1	1	NUM
ajbmeb-2911	29	16	.	.	PUNCT
ajbmeb-2911	30	1	uzsanoatkurilishbank	uzsanoatkurilishbank	PROPN
ajbmeb-2911	30	2	jcb	jcb	PROPN
ajbmeb-2911	30	3	4	4	NUM
ajbmeb-2911	30	4	634	634	NUM
ajbmeb-2911	30	5	513,9	513,9	NUM
ajbmeb-2911	30	6	2	2	NUM
ajbmeb-2911	30	7	.	.	PUNCT
ajbmeb-2911	30	8	ipotekabank	ipotekabank	PROPN
ajbmeb-2911	30	9	jcb	jcb	NOUN
ajbmeb-2911	30	10	2	2	NUM
ajbmeb-2911	30	11	987	987	NUM
ajbmeb-2911	30	12	950	950	NUM
ajbmeb-2911	30	13	3	3	NUM
ajbmeb-2911	30	14	.	.	PUNCT
ajbmeb-2911	30	15	hamkorbank	hamkorbank	NOUN
ajbmeb-2911	30	16	107	107	NUM
ajbmeb-2911	30	17	774	774	NUM
ajbmeb-2911	30	18	830	830	NUM
ajbmeb-2911	30	19	4	4	NUM
ajbmeb-2911	30	20	.	.	PUNCT
ajbmeb-2911	31	1	kapitalbank	kapitalbank	PROPN
ajbmeb-2911	31	2	407385173	407385173	NUM
ajbmeb-2911	31	3	american	american	PROPN
ajbmeb-2911	31	4	journal	journal	PROPN
ajbmeb-2911	31	5	of	of	ADP
ajbmeb-2911	31	6	business	business	NOUN
ajbmeb-2911	31	7	management	management	NOUN
ajbmeb-2911	31	8	,	,	PUNCT
ajbmeb-2911	31	9	economics	economic	NOUN
ajbmeb-2911	31	10	and	and	CCONJ
ajbmeb-2911	31	11	banking	banking	NOUN
ajbmeb-2911	31	12	volume	volume	NOUN
ajbmeb-2911	31	13	36	36	NUM
ajbmeb-2911	31	14	may2025	may2025	NOUN
ajbmeb-2911	31	15	p	p	NOUN
ajbmeb-2911	31	16	a	a	DET
ajbmeb-2911	31	17	g	g	NOUN
ajbmeb-2911	31	18	e	e	NOUN
ajbmeb-2911	31	19	|	|	ADV
ajbmeb-2911	31	20	11	11	NUM
ajbmeb-2911	31	21	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2911	31	22	the	the	DET
ajbmeb-2911	31	23	adequacy	adequacy	NOUN
ajbmeb-2911	31	24	ratio	ratio	NOUN
ajbmeb-2911	31	25	of	of	ADP
ajbmeb-2911	31	26	the	the	DET
ajbmeb-2911	31	27	bank	bank	NOUN
ajbmeb-2911	31	28	's	's	PART
ajbmeb-2911	31	29	regulatory	regulatory	ADJ
ajbmeb-2911	31	30	capital	capital	NOUN
ajbmeb-2911	31	31	is	be	AUX
ajbmeb-2911	31	32	an	an	DET
ajbmeb-2911	31	33	important	important	ADJ
ajbmeb-2911	31	34	indicator	indicator	NOUN
ajbmeb-2911	31	35	of	of	ADP
ajbmeb-2911	31	36	the	the	DET
ajbmeb-2911	31	37	solvency	solvency	NOUN
ajbmeb-2911	31	38	of	of	ADP
ajbmeb-2911	31	39	commercial	commercial	ADJ
ajbmeb-2911	31	40	banks	bank	NOUN
ajbmeb-2911	31	41	.	.	PUNCT
ajbmeb-2911	32	1	in	in	ADP
ajbmeb-2911	32	2	international	international	ADJ
ajbmeb-2911	32	3	practice	practice	NOUN
ajbmeb-2911	32	4	,	,	PUNCT
ajbmeb-2911	32	5	there	there	PRON
ajbmeb-2911	32	6	are	be	VERB
ajbmeb-2911	32	7	three	three	NUM
ajbmeb-2911	32	8	different	different	ADJ
ajbmeb-2911	32	9	methods	method	NOUN
ajbmeb-2911	32	10	for	for	ADP
ajbmeb-2911	32	11	determining	determine	VERB
ajbmeb-2911	32	12	the	the	DET
ajbmeb-2911	32	13	capital	capital	NOUN
ajbmeb-2911	32	14	adequacy	adequacy	NOUN
ajbmeb-2911	32	15	ratio	ratio	NOUN
ajbmeb-2911	32	16	of	of	ADP
ajbmeb-2911	32	17	commercial	commercial	ADJ
ajbmeb-2911	32	18	banks	bank	NOUN
ajbmeb-2911	32	19	.	.	PUNCT
ajbmeb-2911	33	1	among	among	ADP
ajbmeb-2911	33	2	them	they	PRON
ajbmeb-2911	33	3	,	,	PUNCT
ajbmeb-2911	33	4	the	the	DET
ajbmeb-2911	33	5	method	method	NOUN
ajbmeb-2911	33	6	developed	develop	VERB
ajbmeb-2911	33	7	by	by	ADP
ajbmeb-2911	33	8	the	the	DET
ajbmeb-2911	33	9	basel	basel	PROPN
ajbmeb-2911	33	10	committee	committee	PROPN
ajbmeb-2911	33	11	is	be	AUX
ajbmeb-2911	33	12	relatively	relatively	ADV
ajbmeb-2911	33	13	more	more	ADV
ajbmeb-2911	33	14	perfect	perfect	ADJ
ajbmeb-2911	33	15	.	.	PUNCT
ajbmeb-2911	34	1	according	accord	VERB
ajbmeb-2911	34	2	to	to	ADP
ajbmeb-2911	34	3	the	the	DET
ajbmeb-2911	34	4	requirements	requirement	NOUN
ajbmeb-2911	34	5	of	of	ADP
ajbmeb-2911	34	6	basel	basel	PROPN
ajbmeb-2911	34	7	iii	iii	PROPN
ajbmeb-2911	34	8	,	,	PUNCT
ajbmeb-2911	34	9	the	the	DET
ajbmeb-2911	34	10	capital	capital	NOUN
ajbmeb-2911	34	11	adequacy	adequacy	NOUN
ajbmeb-2911	34	12	ratio	ratio	NOUN
ajbmeb-2911	34	13	is	be	AUX
ajbmeb-2911	34	14	calculated	calculate	VERB
ajbmeb-2911	34	15	by	by	ADP
ajbmeb-2911	34	16	adding	add	VERB
ajbmeb-2911	34	17	tier	tier	NOUN
ajbmeb-2911	34	18	1	1	NUM
ajbmeb-2911	34	19	capital	capital	NOUN
ajbmeb-2911	34	20	to	to	PART
ajbmeb-2911	34	21	tier	tier	NOUN
ajbmeb-2911	34	22	2	2	NUM
ajbmeb-2911	34	23	capital	capital	NOUN
ajbmeb-2911	34	24	and	and	CCONJ
ajbmeb-2911	34	25	dividing	dividing	NOUN
ajbmeb-2911	34	26	by	by	ADP
ajbmeb-2911	34	27	risk	risk	NOUN
ajbmeb-2911	34	28	-	-	PUNCT
ajbmeb-2911	34	29	weighted	weight	VERB
ajbmeb-2911	34	30	assets	asset	NOUN
ajbmeb-2911	34	31	.	.	PUNCT
ajbmeb-2911	35	1	according	accord	VERB
ajbmeb-2911	35	2	to	to	ADP
ajbmeb-2911	35	3	basel	basel	PROPN
ajbmeb-2911	35	4	iii	iii	PROPN
ajbmeb-2911	35	5	,	,	PUNCT
ajbmeb-2911	35	6	the	the	DET
ajbmeb-2911	35	7	minimum	minimum	ADJ
ajbmeb-2911	35	8	adequacy	adequacy	NOUN
ajbmeb-2911	35	9	ratio	ratio	NOUN
ajbmeb-2911	35	10	of	of	ADP
ajbmeb-2911	35	11	the	the	DET
ajbmeb-2911	35	12	bank	bank	NOUN
ajbmeb-2911	35	13	's	's	PART
ajbmeb-2911	35	14	tier	tier	NOUN
ajbmeb-2911	35	15	1	1	NUM
ajbmeb-2911	35	16	and	and	CCONJ
ajbmeb-2911	35	17	tier	tier	NOUN
ajbmeb-2911	35	18	2	2	NUM
ajbmeb-2911	35	19	capital	capital	NOUN
ajbmeb-2911	35	20	(	(	PUNCT
ajbmeb-2911	35	21	including	include	VERB
ajbmeb-2911	35	22	the	the	DET
ajbmeb-2911	35	23	capital	capital	NOUN
ajbmeb-2911	35	24	buffer	buffer	NOUN
ajbmeb-2911	35	25	)	)	PUNCT
ajbmeb-2911	35	26	should	should	AUX
ajbmeb-2911	35	27	be	be	AUX
ajbmeb-2911	35	28	at	at	ADV
ajbmeb-2911	35	29	least	least	ADV
ajbmeb-2911	35	30	10.5	10.5	NUM
ajbmeb-2911	35	31	%	%	NOUN
ajbmeb-2911	35	32	of	of	ADP
ajbmeb-2911	35	33	its	its	PRON
ajbmeb-2911	35	34	risk	risk	NOUN
ajbmeb-2911	35	35	-	-	PUNCT
ajbmeb-2911	35	36	weighted	weight	VERB
ajbmeb-2911	35	37	assets	asset	NOUN
ajbmeb-2911	35	38	(	(	PUNCT
ajbmeb-2911	35	39	rwa	rwa	PROPN
ajbmeb-2911	35	40	)	)	PUNCT
ajbmeb-2911	35	41	.	.	PUNCT
ajbmeb-2911	36	1	this	this	PRON
ajbmeb-2911	36	2	combines	combine	VERB
ajbmeb-2911	36	3	an	an	DET
ajbmeb-2911	36	4	8	8	NUM
ajbmeb-2911	36	5	%	%	NOUN
ajbmeb-2911	36	6	capital	capital	NOUN
ajbmeb-2911	36	7	requirement	requirement	NOUN
ajbmeb-2911	36	8	with	with	ADP
ajbmeb-2911	36	9	a	a	DET
ajbmeb-2911	36	10	2.5	2.5	NUM
ajbmeb-2911	36	11	%	%	NOUN
ajbmeb-2911	36	12	capital	capital	NOUN
ajbmeb-2911	36	13	conservation	conservation	NOUN
ajbmeb-2911	36	14	buffer	buffer	NOUN
ajbmeb-2911	36	15	.	.	PUNCT
ajbmeb-2911	37	1	the	the	DET
ajbmeb-2911	37	2	capital	capital	NOUN
ajbmeb-2911	37	3	buffer	buffer	NOUN
ajbmeb-2911	37	4	recommendation	recommendation	NOUN
ajbmeb-2911	37	5	is	be	AUX
ajbmeb-2911	37	6	designed	design	VERB
ajbmeb-2911	37	7	to	to	PART
ajbmeb-2911	37	8	allow	allow	VERB
ajbmeb-2911	37	9	banks	bank	NOUN
ajbmeb-2911	37	10	to	to	PART
ajbmeb-2911	37	11	accumulate	accumulate	VERB
ajbmeb-2911	37	12	capital	capital	NOUN
ajbmeb-2911	37	13	that	that	PRON
ajbmeb-2911	37	14	they	they	PRON
ajbmeb-2911	37	15	can	can	AUX
ajbmeb-2911	37	16	use	use	VERB
ajbmeb-2911	37	17	in	in	ADP
ajbmeb-2911	37	18	times	time	NOUN
ajbmeb-2911	37	19	of	of	ADP
ajbmeb-2911	37	20	stress	stress	NOUN
ajbmeb-2911	37	21	.	.	PUNCT
ajbmeb-2911	38	1	the	the	DET
ajbmeb-2911	38	2	capital	capital	NOUN
ajbmeb-2911	38	3	adequacy	adequacy	NOUN
ajbmeb-2911	38	4	ratio	ratio	NOUN
ajbmeb-2911	38	5	sets	set	VERB
ajbmeb-2911	38	6	standards	standard	NOUN
ajbmeb-2911	38	7	for	for	ADP
ajbmeb-2911	38	8	banks	bank	NOUN
ajbmeb-2911	38	9	,	,	PUNCT
ajbmeb-2911	38	10	taking	take	VERB
ajbmeb-2911	38	11	into	into	ADP
ajbmeb-2911	38	12	account	account	NOUN
ajbmeb-2911	38	13	the	the	DET
ajbmeb-2911	38	14	bank	bank	NOUN
ajbmeb-2911	38	15	's	's	PART
ajbmeb-2911	38	16	ability	ability	NOUN
ajbmeb-2911	38	17	to	to	PART
ajbmeb-2911	38	18	meet	meet	VERB
ajbmeb-2911	38	19	obligations	obligation	NOUN
ajbmeb-2911	38	20	,	,	PUNCT
ajbmeb-2911	38	21	credit	credit	NOUN
ajbmeb-2911	38	22	risks	risk	NOUN
ajbmeb-2911	38	23	and	and	CCONJ
ajbmeb-2911	38	24	operational	operational	ADJ
ajbmeb-2911	38	25	risks	risk	NOUN
ajbmeb-2911	38	26	.	.	PUNCT
ajbmeb-2911	39	1	a	a	DET
ajbmeb-2911	39	2	bank	bank	NOUN
ajbmeb-2911	39	3	with	with	ADP
ajbmeb-2911	39	4	a	a	DET
ajbmeb-2911	39	5	good	good	ADJ
ajbmeb-2911	39	6	car	car	NOUN
ajbmeb-2911	39	7	has	have	VERB
ajbmeb-2911	39	8	enough	enough	ADJ
ajbmeb-2911	39	9	capital	capital	NOUN
ajbmeb-2911	39	10	to	to	PART
ajbmeb-2911	39	11	cover	cover	VERB
ajbmeb-2911	39	12	potential	potential	ADJ
ajbmeb-2911	39	13	losses	loss	NOUN
ajbmeb-2911	39	14	.	.	PUNCT
ajbmeb-2911	40	1	thus	thus	ADV
ajbmeb-2911	40	2	,	,	PUNCT
ajbmeb-2911	40	3	it	it	PRON
ajbmeb-2911	40	4	has	have	VERB
ajbmeb-2911	40	5	less	less	ADJ
ajbmeb-2911	40	6	risk	risk	NOUN
ajbmeb-2911	40	7	of	of	ADP
ajbmeb-2911	40	8	becoming	become	VERB
ajbmeb-2911	40	9	insolvent	insolvent	ADJ
ajbmeb-2911	40	10	and	and	CCONJ
ajbmeb-2911	40	11	losing	lose	VERB
ajbmeb-2911	40	12	depositors	depositor	NOUN
ajbmeb-2911	40	13	'	'	PART
ajbmeb-2911	40	14	money	money	NOUN
ajbmeb-2911	40	15	.	.	PUNCT
ajbmeb-2911	41	1	after	after	ADP
ajbmeb-2911	41	2	the	the	DET
ajbmeb-2911	41	3	2008	2008	NUM
ajbmeb-2911	41	4	financial	financial	ADJ
ajbmeb-2911	41	5	crisis	crisis	NOUN
ajbmeb-2911	41	6	,	,	PUNCT
ajbmeb-2911	41	7	the	the	DET
ajbmeb-2911	41	8	bank	bank	NOUN
ajbmeb-2911	41	9	of	of	ADP
ajbmeb-2911	41	10	international	international	ADJ
ajbmeb-2911	41	11	settlements	settlement	NOUN
ajbmeb-2911	41	12	(	(	PUNCT
ajbmeb-2911	41	13	bis	bis	ADJ
ajbmeb-2911	41	14	)	)	PUNCT
ajbmeb-2911	41	15	began	begin	VERB
ajbmeb-2911	41	16	imposing	impose	VERB
ajbmeb-2911	41	17	stricter	strict	ADJ
ajbmeb-2911	41	18	car	car	NOUN
ajbmeb-2911	41	19	requirements	requirement	NOUN
ajbmeb-2911	41	20	to	to	PART
ajbmeb-2911	41	21	protect	protect	VERB
ajbmeb-2911	41	22	depositors	depositor	NOUN
ajbmeb-2911	41	23	.	.	PUNCT
ajbmeb-2911	42	1	tier	tier	NOUN
ajbmeb-2911	42	2	1	1	NUM
ajbmeb-2911	42	3	capital	capital	NOUN
ajbmeb-2911	42	4	is	be	AUX
ajbmeb-2911	42	5	the	the	DET
ajbmeb-2911	42	6	main	main	ADJ
ajbmeb-2911	42	7	way	way	NOUN
ajbmeb-2911	42	8	to	to	PART
ajbmeb-2911	42	9	measure	measure	VERB
ajbmeb-2911	42	10	a	a	DET
ajbmeb-2911	42	11	bank	bank	NOUN
ajbmeb-2911	42	12	's	's	PART
ajbmeb-2911	42	13	financial	financial	ADJ
ajbmeb-2911	42	14	position	position	NOUN
ajbmeb-2911	42	15	.	.	PUNCT
ajbmeb-2911	43	1	it	it	PRON
ajbmeb-2911	43	2	includes	include	VERB
ajbmeb-2911	43	3	shareholders	shareholder	NOUN
ajbmeb-2911	43	4	'	'	PART
ajbmeb-2911	43	5	equity	equity	NOUN
ajbmeb-2911	43	6	and	and	CCONJ
ajbmeb-2911	43	7	retained	retain	VERB
ajbmeb-2911	43	8	earnings	earning	NOUN
ajbmeb-2911	43	9	,	,	PUNCT
ajbmeb-2911	43	10	which	which	PRON
ajbmeb-2911	43	11	are	be	AUX
ajbmeb-2911	43	12	disclosed	disclose	VERB
ajbmeb-2911	43	13	in	in	ADP
ajbmeb-2911	43	14	the	the	DET
ajbmeb-2911	43	15	financial	financial	ADJ
ajbmeb-2911	43	16	statements	statement	NOUN
ajbmeb-2911	43	17	.	.	PUNCT
ajbmeb-2911	44	1	in	in	ADP
ajbmeb-2911	44	2	the	the	DET
ajbmeb-2911	44	3	methodology	methodology	NOUN
ajbmeb-2911	44	4	developed	develop	VERB
ajbmeb-2911	44	5	by	by	ADP
ajbmeb-2911	44	6	the	the	DET
ajbmeb-2911	44	7	bank	bank	NOUN
ajbmeb-2911	44	8	of	of	ADP
ajbmeb-2911	44	9	international	international	ADJ
ajbmeb-2911	44	10	settlements	settlement	NOUN
ajbmeb-2911	44	11	,	,	PUNCT
ajbmeb-2911	44	12	capital	capital	NOUN
ajbmeb-2911	44	13	adequacy	adequacy	NOUN
ajbmeb-2911	44	14	is	be	AUX
ajbmeb-2911	44	15	determined	determine	VERB
ajbmeb-2911	44	16	by	by	ADP
ajbmeb-2911	44	17	dividing	divide	VERB
ajbmeb-2911	44	18	the	the	DET
ajbmeb-2911	44	19	regulatory	regulatory	ADJ
ajbmeb-2911	44	20	capital	capital	NOUN
ajbmeb-2911	44	21	by	by	ADP
ajbmeb-2911	44	22	the	the	DET
ajbmeb-2911	44	23	total	total	ADJ
ajbmeb-2911	44	24	amount	amount	NOUN
ajbmeb-2911	44	25	of	of	ADP
ajbmeb-2911	44	26	assets	asset	NOUN
ajbmeb-2911	44	27	.	.	PUNCT
ajbmeb-2911	45	1	the	the	DET
ajbmeb-2911	45	2	lowest	low	ADJ
ajbmeb-2911	45	3	normative	normative	ADJ
ajbmeb-2911	45	4	level	level	NOUN
ajbmeb-2911	45	5	of	of	ADP
ajbmeb-2911	45	6	this	this	DET
ajbmeb-2911	45	7	coefficient	coefficient	NOUN
ajbmeb-2911	45	8	is	be	AUX
ajbmeb-2911	45	9	set	set	VERB
ajbmeb-2911	45	10	at	at	ADP
ajbmeb-2911	45	11	8	8	NUM
ajbmeb-2911	45	12	%	%	NOUN
ajbmeb-2911	45	13	.	.	PUNCT
ajbmeb-2911	46	1	according	accord	VERB
ajbmeb-2911	46	2	to	to	ADP
ajbmeb-2911	46	3	the	the	DET
ajbmeb-2911	46	4	methodology	methodology	NOUN
ajbmeb-2911	46	5	developed	develop	VERB
ajbmeb-2911	46	6	by	by	ADP
ajbmeb-2911	46	7	the	the	DET
ajbmeb-2911	46	8	us	us	PROPN
ajbmeb-2911	46	9	federal	federal	PROPN
ajbmeb-2911	46	10	reserve	reserve	PROPN
ajbmeb-2911	46	11	system	system	NOUN
ajbmeb-2911	46	12	,	,	PUNCT
ajbmeb-2911	46	13	the	the	DET
ajbmeb-2911	46	14	capital	capital	NOUN
ajbmeb-2911	46	15	adequacy	adequacy	NOUN
ajbmeb-2911	46	16	of	of	ADP
ajbmeb-2911	46	17	a	a	DET
ajbmeb-2911	46	18	commercial	commercial	ADJ
ajbmeb-2911	46	19	bank	bank	NOUN
ajbmeb-2911	46	20	is	be	AUX
ajbmeb-2911	46	21	determined	determine	VERB
ajbmeb-2911	46	22	by	by	ADP
ajbmeb-2911	46	23	dividing	divide	VERB
ajbmeb-2911	46	24	the	the	DET
ajbmeb-2911	46	25	capital	capital	NOUN
ajbmeb-2911	46	26	by	by	ADP
ajbmeb-2911	46	27	the	the	DET
ajbmeb-2911	46	28	total	total	ADJ
ajbmeb-2911	46	29	amount	amount	NOUN
ajbmeb-2911	46	30	of	of	ADP
ajbmeb-2911	46	31	deposits	deposit	NOUN
ajbmeb-2911	46	32	.	.	PUNCT
ajbmeb-2911	47	1	the	the	DET
ajbmeb-2911	47	2	minimum	minimum	ADJ
ajbmeb-2911	47	3	standard	standard	ADJ
ajbmeb-2911	47	4	level	level	NOUN
ajbmeb-2911	47	5	of	of	ADP
ajbmeb-2911	47	6	this	this	DET
ajbmeb-2911	47	7	coefficient	coefficient	NOUN
ajbmeb-2911	47	8	is	be	AUX
ajbmeb-2911	47	9	10	10	NUM
ajbmeb-2911	47	10	%	%	NOUN
ajbmeb-2911	47	11	[	[	X
ajbmeb-2911	47	12	7	7	NUM
ajbmeb-2911	47	13	]	]	PUNCT
ajbmeb-2911	47	14	.	.	PUNCT
ajbmeb-2911	48	1	the	the	DET
ajbmeb-2911	48	2	adequacy	adequacy	NOUN
ajbmeb-2911	48	3	ratio	ratio	NOUN
ajbmeb-2911	48	4	of	of	ADP
ajbmeb-2911	48	5	the	the	DET
ajbmeb-2911	48	6	regulatory	regulatory	ADJ
ajbmeb-2911	48	7	capital	capital	NOUN
ajbmeb-2911	48	8	of	of	ADP
ajbmeb-2911	48	9	uzbek	uzbek	PROPN
ajbmeb-2911	48	10	banks	bank	NOUN
ajbmeb-2911	48	11	is	be	AUX
ajbmeb-2911	48	12	calculated	calculate	VERB
ajbmeb-2911	48	13	as	as	SCONJ
ajbmeb-2911	48	14	follows	follow	VERB
ajbmeb-2911	48	15	:	:	PUNCT
ajbmeb-2911	48	16	k1=	k1=	PROPN
ajbmeb-2911	48	17	𝑅𝐾	𝑅𝐾	ADP
ajbmeb-2911	48	18	𝑇𝐴𝑈𝑆	𝑇𝐴𝑈𝑆	PROPN
ajbmeb-2911	48	19	here	here	ADV
ajbmeb-2911	48	20	,	,	PUNCT
ajbmeb-2911	48	21	rkregulatory	rkregulatory	ADJ
ajbmeb-2911	48	22	capital	capital	NOUN
ajbmeb-2911	48	23	taus	taus	PROPN
ajbmeb-2911	48	24	-	-	PUNCT
ajbmeb-2911	48	25	total	total	NOUN
ajbmeb-2911	48	26	amount	amount	NOUN
ajbmeb-2911	48	27	of	of	ADP
ajbmeb-2911	48	28	risk	risk	NOUN
ajbmeb-2911	48	29	-	-	PUNCT
ajbmeb-2911	48	30	adjusted	adjust	VERB
ajbmeb-2911	48	31	assets	asset	NOUN
ajbmeb-2911	48	32	the	the	DET
ajbmeb-2911	48	33	ratio	ratio	NOUN
ajbmeb-2911	48	34	of	of	ADP
ajbmeb-2911	48	35	regulatory	regulatory	ADJ
ajbmeb-2911	48	36	capital	capital	NOUN
ajbmeb-2911	48	37	to	to	ADP
ajbmeb-2911	48	38	the	the	DET
ajbmeb-2911	48	39	total	total	ADJ
ajbmeb-2911	48	40	amount	amount	NOUN
ajbmeb-2911	48	41	of	of	ADP
ajbmeb-2911	48	42	risk	risk	NOUN
ajbmeb-2911	48	43	-	-	PUNCT
ajbmeb-2911	48	44	adjusted	adjust	VERB
ajbmeb-2911	48	45	assets	asset	NOUN
ajbmeb-2911	48	46	should	should	AUX
ajbmeb-2911	48	47	not	not	PART
ajbmeb-2911	48	48	be	be	AUX
ajbmeb-2911	48	49	less	less	ADJ
ajbmeb-2911	48	50	than	than	ADP
ajbmeb-2911	48	51	13	13	NUM
ajbmeb-2911	48	52	percent	percent	NOUN
ajbmeb-2911	48	53	.	.	PUNCT
ajbmeb-2911	49	1	by	by	ADP
ajbmeb-2911	49	2	the	the	DET
ajbmeb-2911	49	3	end	end	NOUN
ajbmeb-2911	49	4	of	of	ADP
ajbmeb-2911	49	5	2023	2023	NUM
ajbmeb-2911	49	6	,	,	PUNCT
ajbmeb-2911	49	7	the	the	DET
ajbmeb-2911	49	8	amount	amount	NOUN
ajbmeb-2911	49	9	of	of	ADP
ajbmeb-2911	49	10	regulatory	regulatory	ADJ
ajbmeb-2911	49	11	capital	capital	NOUN
ajbmeb-2911	49	12	in	in	ADP
ajbmeb-2911	49	13	the	the	DET
ajbmeb-2911	49	14	banking	banking	NOUN
ajbmeb-2911	49	15	system	system	NOUN
ajbmeb-2911	49	16	amounted	amount	VERB
ajbmeb-2911	49	17	to	to	ADP
ajbmeb-2911	49	18	106	106	NUM
ajbmeb-2911	49	19	trillion	trillion	NUM
ajbmeb-2911	49	20	soums	soum	NOUN
ajbmeb-2911	49	21	and	and	CCONJ
ajbmeb-2911	49	22	assets	asset	NOUN
ajbmeb-2911	49	23	at	at	ADP
ajbmeb-2911	49	24	risk	risk	NOUN
ajbmeb-2911	49	25	amounted	amount	VERB
ajbmeb-2911	49	26	to	to	ADP
ajbmeb-2911	49	27	604	604	NUM
ajbmeb-2911	49	28	trillion	trillion	NUM
ajbmeb-2911	49	29	soums	soum	NOUN
ajbmeb-2911	49	30	,	,	PUNCT
ajbmeb-2911	49	31	the	the	DET
ajbmeb-2911	49	32	capital	capital	NOUN
ajbmeb-2911	49	33	adequacy	adequacy	NOUN
ajbmeb-2911	49	34	ratio	ratio	NOUN
ajbmeb-2911	49	35	was	be	AUX
ajbmeb-2911	49	36	17.5	17.5	NUM
ajbmeb-2911	49	37	percent	percent	NOUN
ajbmeb-2911	49	38	(	(	PUNCT
ajbmeb-2911	49	39	minimum	minimum	ADJ
ajbmeb-2911	49	40	requirement	requirement	NOUN
ajbmeb-2911	49	41	13	13	NUM
ajbmeb-2911	49	42	percent	percent	NOUN
ajbmeb-2911	49	43	)	)	PUNCT
ajbmeb-2911	49	44	.	.	PUNCT
ajbmeb-2911	50	1	figure	figure	NOUN
ajbmeb-2911	50	2	1	1	NUM
ajbmeb-2911	50	3	.	.	PUNCT
ajbmeb-2911	51	1	dynamics	dynamic	NOUN
ajbmeb-2911	51	2	of	of	ADP
ajbmeb-2911	51	3	capital	capital	NOUN
ajbmeb-2911	51	4	adequacy	adequacy	NOUN
ajbmeb-2911	51	5	indicator[8	indicator[8	PROPN
ajbmeb-2911	51	6	]	]	PUNCT
ajbmeb-2911	51	7	capital	capital	NOUN
ajbmeb-2911	51	8	adequacy	adequacy	NOUN
ajbmeb-2911	51	9	(	(	PUNCT
ajbmeb-2911	51	10	right	right	ADJ
ajbmeb-2911	51	11	scale	scale	NOUN
ajbmeb-2911	51	12	)	)	PUNCT
ajbmeb-2911	51	13	risk	risk	NOUN
ajbmeb-2911	51	14	-	-	PUNCT
ajbmeb-2911	51	15	adjusted	adjust	VERB
ajbmeb-2911	51	16	capital	capital	NOUN
ajbmeb-2911	51	17	regulatory	regulatory	ADJ
ajbmeb-2911	51	18	capital	capital	NOUN
ajbmeb-2911	51	19	american	american	PROPN
ajbmeb-2911	51	20	journal	journal	PROPN
ajbmeb-2911	51	21	of	of	ADP
ajbmeb-2911	51	22	business	business	NOUN
ajbmeb-2911	51	23	management	management	NOUN
ajbmeb-2911	51	24	,	,	PUNCT
ajbmeb-2911	51	25	economics	economic	NOUN
ajbmeb-2911	51	26	and	and	CCONJ
ajbmeb-2911	51	27	banking	banking	NOUN
ajbmeb-2911	51	28	volume	volume	NOUN
ajbmeb-2911	51	29	36	36	NUM
ajbmeb-2911	51	30	may2025	may2025	NOUN
ajbmeb-2911	51	31	p	p	NOUN
ajbmeb-2911	51	32	a	a	DET
ajbmeb-2911	51	33	g	g	NOUN
ajbmeb-2911	51	34	e	e	NOUN
ajbmeb-2911	51	35	|	|	NOUN
ajbmeb-2911	51	36	12	12	NUM
ajbmeb-2911	51	37	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-2911	51	38	the	the	DET
ajbmeb-2911	51	39	fact	fact	NOUN
ajbmeb-2911	51	40	that	that	SCONJ
ajbmeb-2911	51	41	the	the	DET
ajbmeb-2911	51	42	capital	capital	NOUN
ajbmeb-2911	51	43	adequacy	adequacy	NOUN
ajbmeb-2911	51	44	ratio	ratio	NOUN
ajbmeb-2911	51	45	of	of	ADP
ajbmeb-2911	51	46	the	the	DET
ajbmeb-2911	51	47	banking	banking	NOUN
ajbmeb-2911	51	48	system	system	NOUN
ajbmeb-2911	51	49	remains	remain	VERB
ajbmeb-2911	51	50	high	high	ADJ
ajbmeb-2911	51	51	at	at	ADP
ajbmeb-2911	51	52	the	the	DET
ajbmeb-2911	51	53	end	end	NOUN
ajbmeb-2911	51	54	of	of	ADP
ajbmeb-2911	51	55	the	the	DET
ajbmeb-2911	51	56	year	year	NOUN
ajbmeb-2911	51	57	compared	compare	VERB
ajbmeb-2911	51	58	to	to	ADP
ajbmeb-2911	51	59	the	the	DET
ajbmeb-2911	51	60	indicators	indicator	NOUN
ajbmeb-2911	51	61	formed	form	VERB
ajbmeb-2911	51	62	in	in	ADP
ajbmeb-2911	51	63	other	other	ADJ
ajbmeb-2911	51	64	months	month	NOUN
ajbmeb-2911	51	65	is	be	AUX
ajbmeb-2911	51	66	due	due	ADJ
ajbmeb-2911	51	67	to	to	ADP
ajbmeb-2911	51	68	the	the	DET
ajbmeb-2911	51	69	change	change	NOUN
ajbmeb-2911	51	70	in	in	ADP
ajbmeb-2911	51	71	the	the	DET
ajbmeb-2911	51	72	calculation	calculation	NOUN
ajbmeb-2911	51	73	methodology	methodology	NOUN
ajbmeb-2911	51	74	of	of	ADP
ajbmeb-2911	51	75	the	the	DET
ajbmeb-2911	51	76	capital	capital	NOUN
ajbmeb-2911	51	77	adequacy	adequacy	NOUN
ajbmeb-2911	51	78	ratio	ratio	NOUN
ajbmeb-2911	51	79	.	.	PUNCT
ajbmeb-2911	52	1	conclusion	conclusion	NOUN
ajbmeb-2911	52	2	bank	bank	NOUN
ajbmeb-2911	52	3	capital	capital	NOUN
ajbmeb-2911	52	4	is	be	AUX
ajbmeb-2911	52	5	an	an	DET
ajbmeb-2911	52	6	important	important	ADJ
ajbmeb-2911	52	7	tool	tool	NOUN
ajbmeb-2911	52	8	for	for	ADP
ajbmeb-2911	52	9	ensuring	ensure	VERB
ajbmeb-2911	52	10	the	the	DET
ajbmeb-2911	52	11	stability	stability	NOUN
ajbmeb-2911	52	12	,	,	PUNCT
ajbmeb-2911	52	13	solvency	solvency	NOUN
ajbmeb-2911	52	14	and	and	CCONJ
ajbmeb-2911	52	15	reliability	reliability	NOUN
ajbmeb-2911	52	16	of	of	ADP
ajbmeb-2911	52	17	the	the	DET
ajbmeb-2911	52	18	banking	banking	NOUN
ajbmeb-2911	52	19	system	system	NOUN
ajbmeb-2911	52	20	,	,	PUNCT
ajbmeb-2911	52	21	increasing	increase	VERB
ajbmeb-2911	52	22	investment	investment	NOUN
ajbmeb-2911	52	23	attractiveness	attractiveness	NOUN
ajbmeb-2911	52	24	,	,	PUNCT
ajbmeb-2911	52	25	and	and	CCONJ
ajbmeb-2911	52	26	growing	grow	VERB
ajbmeb-2911	52	27	bank	bank	NOUN
ajbmeb-2911	52	28	assets	asset	NOUN
ajbmeb-2911	52	29	.	.	PUNCT
ajbmeb-2911	53	1	only	only	ADV
ajbmeb-2911	53	2	commercial	commercial	ADJ
ajbmeb-2911	53	3	banks	bank	NOUN
ajbmeb-2911	53	4	with	with	ADP
ajbmeb-2911	53	5	a	a	DET
ajbmeb-2911	53	6	sufficient	sufficient	ADJ
ajbmeb-2911	53	7	amount	amount	NOUN
ajbmeb-2911	53	8	of	of	ADP
ajbmeb-2911	53	9	stable	stable	ADJ
ajbmeb-2911	53	10	capital	capital	NOUN
ajbmeb-2911	53	11	will	will	AUX
ajbmeb-2911	53	12	be	be	AUX
ajbmeb-2911	53	13	able	able	ADJ
ajbmeb-2911	53	14	to	to	PART
ajbmeb-2911	53	15	freely	freely	ADV
ajbmeb-2911	53	16	carry	carry	VERB
ajbmeb-2911	53	17	out	out	ADP
ajbmeb-2911	53	18	asset	asset	NOUN
ajbmeb-2911	53	19	operations	operation	NOUN
ajbmeb-2911	53	20	,	,	PUNCT
ajbmeb-2911	53	21	operate	operate	VERB
ajbmeb-2911	53	22	efficiently	efficiently	ADV
ajbmeb-2911	53	23	while	while	SCONJ
ajbmeb-2911	53	24	always	always	ADV
ajbmeb-2911	53	25	maintaining	maintain	VERB
ajbmeb-2911	53	26	the	the	DET
ajbmeb-2911	53	27	required	require	VERB
ajbmeb-2911	53	28	level	level	NOUN
ajbmeb-2911	53	29	of	of	ADP
ajbmeb-2911	53	30	liquidity	liquidity	NOUN
ajbmeb-2911	53	31	,	,	PUNCT
ajbmeb-2911	53	32	and	and	CCONJ
ajbmeb-2911	53	33	freely	freely	ADV
ajbmeb-2911	53	34	enter	enter	VERB
ajbmeb-2911	53	35	the	the	DET
ajbmeb-2911	53	36	financial	financial	ADJ
ajbmeb-2911	53	37	markets	market	NOUN
ajbmeb-2911	53	38	.	.	PUNCT
ajbmeb-2911	54	1	the	the	DET
ajbmeb-2911	54	2	regulatory	regulatory	ADJ
ajbmeb-2911	54	3	capital	capital	NOUN
ajbmeb-2911	54	4	adequacy	adequacy	NOUN
ajbmeb-2911	54	5	ratio	ratio	NOUN
ajbmeb-2911	54	6	is	be	AUX
ajbmeb-2911	54	7	an	an	DET
ajbmeb-2911	54	8	important	important	ADJ
ajbmeb-2911	54	9	indicator	indicator	NOUN
ajbmeb-2911	54	10	describing	describe	VERB
ajbmeb-2911	54	11	the	the	DET
ajbmeb-2911	54	12	solvency	solvency	NOUN
ajbmeb-2911	54	13	of	of	ADP
ajbmeb-2911	54	14	commercial	commercial	ADJ
ajbmeb-2911	54	15	banks	bank	NOUN
ajbmeb-2911	54	16	.	.	PUNCT
ajbmeb-2911	55	1	according	accord	VERB
ajbmeb-2911	55	2	to	to	ADP
ajbmeb-2911	55	3	basel	basel	PROPN
ajbmeb-2911	55	4	-	-	PUNCT
ajbmeb-2911	55	5	iii	iii	PROPN
ajbmeb-2911	55	6	,	,	PUNCT
ajbmeb-2911	55	7	the	the	DET
ajbmeb-2911	55	8	indicator	indicator	NOUN
ajbmeb-2911	55	9	of	of	ADP
ajbmeb-2911	55	10	regulatory	regulatory	ADJ
ajbmeb-2911	55	11	capital	capital	NOUN
ajbmeb-2911	55	12	of	of	ADP
ajbmeb-2911	55	13	banks	bank	NOUN
ajbmeb-2911	55	14	consists	consist	VERB
ajbmeb-2911	55	15	of	of	ADP
ajbmeb-2911	55	16	the	the	DET
ajbmeb-2911	55	17	sum	sum	NOUN
ajbmeb-2911	55	18	of	of	ADP
ajbmeb-2911	55	19	the	the	DET
ajbmeb-2911	55	20	first	first	ADJ
ajbmeb-2911	55	21	-	-	PUNCT
ajbmeb-2911	55	22	tier	tier	NOUN
ajbmeb-2911	55	23	bank	bank	NOUN
ajbmeb-2911	55	24	capital	capital	NOUN
ajbmeb-2911	55	25	,	,	PUNCT
ajbmeb-2911	55	26	conservation	conservation	NOUN
ajbmeb-2911	55	27	buffer	buffer	NOUN
ajbmeb-2911	55	28	capital	capital	NOUN
ajbmeb-2911	55	29	,	,	PUNCT
ajbmeb-2911	55	30	countercyclical	countercyclical	ADJ
ajbmeb-2911	55	31	buffer	buffer	NOUN
ajbmeb-2911	55	32	capital	capital	NOUN
ajbmeb-2911	55	33	and	and	CCONJ
ajbmeb-2911	55	34	additional	additional	ADJ
ajbmeb-2911	55	35	requirements	requirement	NOUN
ajbmeb-2911	55	36	for	for	ADP
ajbmeb-2911	55	37	the	the	DET
ajbmeb-2911	55	38	capital	capital	NOUN
ajbmeb-2911	55	39	of	of	ADP
ajbmeb-2911	55	40	system	system	NOUN
ajbmeb-2911	55	41	-	-	PUNCT
ajbmeb-2911	55	42	important	important	ADJ
ajbmeb-2911	55	43	banks	bank	NOUN
ajbmeb-2911	55	44	.	.	PUNCT
ajbmeb-2911	56	1	the	the	DET
ajbmeb-2911	56	2	stability	stability	NOUN
ajbmeb-2911	56	3	of	of	ADP
ajbmeb-2911	56	4	the	the	DET
ajbmeb-2911	56	5	capital	capital	NOUN
ajbmeb-2911	56	6	of	of	ADP
ajbmeb-2911	56	7	commercial	commercial	ADJ
ajbmeb-2911	56	8	banks	bank	NOUN
ajbmeb-2911	56	9	is	be	AUX
ajbmeb-2911	56	10	of	of	ADP
ajbmeb-2911	56	11	great	great	ADJ
ajbmeb-2911	56	12	importance	importance	NOUN
ajbmeb-2911	56	13	in	in	ADP
ajbmeb-2911	56	14	ensuring	ensure	VERB
ajbmeb-2911	56	15	the	the	DET
ajbmeb-2911	56	16	efficiency	efficiency	NOUN
ajbmeb-2911	56	17	and	and	CCONJ
ajbmeb-2911	56	18	solvency	solvency	NOUN
ajbmeb-2911	56	19	of	of	ADP
ajbmeb-2911	56	20	commercial	commercial	ADJ
ajbmeb-2911	56	21	banks	bank	NOUN
ajbmeb-2911	56	22	.	.	PUNCT
ajbmeb-2911	57	1	references	reference	NOUN
ajbmeb-2911	57	2	1	1	NUM
ajbmeb-2911	57	3	.	.	PUNCT
ajbmeb-2911	57	4	decree	decree	NOUN
ajbmeb-2911	57	5	of	of	ADP
ajbmeb-2911	57	6	the	the	DET
ajbmeb-2911	57	7	president	president	NOUN
ajbmeb-2911	57	8	of	of	ADP
ajbmeb-2911	57	9	the	the	DET
ajbmeb-2911	57	10	republic	republic	NOUN
ajbmeb-2911	57	11	of	of	ADP
ajbmeb-2911	57	12	uzbekistan	uzbekistan	PROPN
ajbmeb-2911	58	1	no	no	PROPN
ajbmeb-2911	59	1	.	.	PUNCT
ajbmeb-2911	59	2	pf-5992	pf-5992	PROPN
ajbmeb-2911	59	3	of	of	ADP
ajbmeb-2911	59	4	12.05.2020	12.05.2020	NUM
ajbmeb-2911	59	5	on	on	ADP
ajbmeb-2911	59	6	the	the	DET
ajbmeb-2911	59	7	strategy	strategy	NOUN
ajbmeb-2911	59	8	of	of	ADP
ajbmeb-2911	59	9	reforming	reform	VERB
ajbmeb-2911	59	10	the	the	DET
ajbmeb-2911	59	11	banking	banking	NOUN
ajbmeb-2911	59	12	system	system	NOUN
ajbmeb-2911	59	13	of	of	ADP
ajbmeb-2911	59	14	the	the	DET
ajbmeb-2911	59	15	republic	republic	NOUN
ajbmeb-2911	59	16	of	of	ADP
ajbmeb-2911	59	17	uzbekistan	uzbekistan	PROPN
ajbmeb-2911	59	18	for	for	ADP
ajbmeb-2911	59	19	2020	2020	NUM
ajbmeb-2911	59	20	-	-	SYM
ajbmeb-2911	59	21	2025	2025	NUM
ajbmeb-2911	59	22	2	2	NUM
ajbmeb-2911	59	23	.	.	PUNCT
ajbmeb-2911	60	1	u.	u.	PROPN
ajbmeb-2911	60	2	joraev	joraev	PROPN
ajbmeb-2911	60	3	.	.	PUNCT
ajbmeb-2911	61	1	the	the	DET
ajbmeb-2911	61	2	role	role	NOUN
ajbmeb-2911	61	3	of	of	ADP
ajbmeb-2911	61	4	the	the	DET
ajbmeb-2911	61	5	basel	basel	PROPN
ajbmeb-2911	61	6	committee	committee	PROPN
ajbmeb-2911	61	7	in	in	ADP
ajbmeb-2911	61	8	improving	improve	VERB
ajbmeb-2911	61	9	international	international	ADJ
ajbmeb-2911	61	10	banking	banking	NOUN
ajbmeb-2911	61	11	supervision	supervision	NOUN
ajbmeb-2911	61	12	.	.	PUNCT
ajbmeb-2911	62	1	//	//	PUNCT
ajbmeb-2911	62	2	market	market	NOUN
ajbmeb-2911	62	3	,	,	PUNCT
ajbmeb-2911	62	4	money	money	NOUN
ajbmeb-2911	62	5	and	and	CCONJ
ajbmeb-2911	62	6	credit	credit	NOUN
ajbmeb-2911	62	7	.	.	PUNCT
ajbmeb-2911	63	1	issue	issue	NOUN
ajbmeb-2911	63	2	10	10	NUM
ajbmeb-2911	63	3	,	,	PUNCT
ajbmeb-2911	63	4	2013	2013	NUM
ajbmeb-2911	63	5	,	,	PUNCT
ajbmeb-2911	63	6	page	page	NOUN
ajbmeb-2911	63	7	5	5	NUM
ajbmeb-2911	63	8	.	.	NOUN
ajbmeb-2911	63	9	3	3	X
ajbmeb-2911	63	10	.	.	X
ajbmeb-2911	64	1	analysis	analysis	NOUN
ajbmeb-2911	64	2	of	of	ADP
ajbmeb-2911	64	3	the	the	DET
ajbmeb-2911	64	4	activity	activity	NOUN
ajbmeb-2911	64	5	of	of	ADP
ajbmeb-2911	64	6	commercial	commercial	ADJ
ajbmeb-2911	64	7	banks	bank	NOUN
ajbmeb-2911	64	8	.	.	PUNCT
ajbmeb-2911	65	1	study	study	NOUN
ajbmeb-2911	65	2	guide	guide	NOUN
ajbmeb-2911	65	3	.	.	PUNCT
ajbmeb-2911	66	1	karaliyev	karaliyev	PROPN
ajbmeb-2911	66	2	t.m	t.m	PROPN
ajbmeb-2911	66	3	.	.	PROPN
ajbmeb-2911	66	4	and	and	CCONJ
ajbmeb-2911	66	5	others	other	NOUN
ajbmeb-2911	66	6	.	.	PUNCT
ajbmeb-2911	67	1	ministry	ministry	NOUN
ajbmeb-2911	67	2	of	of	ADP
ajbmeb-2911	67	3	higher	high	ADJ
ajbmeb-2911	67	4	and	and	CCONJ
ajbmeb-2911	67	5	secondary	secondary	ADJ
ajbmeb-2911	67	6	special	special	ADJ
ajbmeb-2911	67	7	education	education	NOUN
ajbmeb-2911	67	8	of	of	ADP
ajbmeb-2911	67	9	the	the	DET
ajbmeb-2911	67	10	republic	republic	NOUN
ajbmeb-2911	67	11	of	of	ADP
ajbmeb-2911	67	12	uzbekistan	uzbekistan	PROPN
ajbmeb-2911	67	13	;	;	PUNCT
ajbmeb-2911	67	14	tashkent	tashkent	PROPN
ajbmeb-2911	67	15	financial	financial	PROPN
ajbmeb-2911	67	16	institute	institute	PROPN
ajbmeb-2911	67	17	.	.	PUNCT
ajbmeb-2911	68	1	"	"	PUNCT
ajbmeb-2911	68	2	economy	economy	NOUN
ajbmeb-2911	68	3	-	-	PUNCT
ajbmeb-2911	68	4	finance	finance	NOUN
ajbmeb-2911	68	5	"	"	PUNCT
ajbmeb-2911	68	6	,	,	PUNCT
ajbmeb-2911	68	7	2013	2013	NUM
ajbmeb-2911	68	8	.	.	PUNCT
ajbmeb-2911	69	1	p.	p.	NOUN
ajbmeb-2911	69	2	55	55	NUM
ajbmeb-2911	69	3	4	4	NUM
ajbmeb-2911	69	4	.	.	PUNCT
ajbmeb-2911	70	1	bektemirov	bektemirov	PROPN
ajbmeb-2911	70	2	a.	a.	PROPN
ajbmeb-2911	70	3	,	,	PUNCT
ajbmeb-2911	70	4	omonov	omonov	PROPN
ajbmeb-2911	70	5	a.a	a.a	PROPN
ajbmeb-2911	70	6	.	.	PROPN
ajbmeb-2911	70	7	,	,	PUNCT
ajbmeb-2911	70	8	khaidarov	khaidarov	PROPN
ajbmeb-2911	70	9	z.sh	z.sh	PROPN
ajbmeb-2911	70	10	.	.	PROPN
ajbmeb-2911	70	11	,	,	PUNCT
ajbmeb-2911	70	12	niyazov	niyazov	PROPN
ajbmeb-2911	70	13	z.d	z.d	PROPN
ajbmeb-2911	70	14	.	.	PROPN
ajbmeb-2911	70	15	instruction	instruction	NOUN
ajbmeb-2911	70	16	manual	manual	NOUN
ajbmeb-2911	70	17	on	on	ADP
ajbmeb-2911	70	18	"	"	PUNCT
ajbmeb-2911	70	19	management	management	NOUN
ajbmeb-2911	70	20	of	of	ADP
ajbmeb-2911	70	21	assets	asset	NOUN
ajbmeb-2911	70	22	and	and	CCONJ
ajbmeb-2911	70	23	liabilities	liability	NOUN
ajbmeb-2911	70	24	of	of	ADP
ajbmeb-2911	70	25	commercial	commercial	ADJ
ajbmeb-2911	70	26	banks	bank	NOUN
ajbmeb-2911	70	27	"	"	PUNCT
ajbmeb-2911	70	28	.	.	PUNCT
ajbmeb-2911	71	1	samarkand	samarkand	NOUN
ajbmeb-2911	71	2	:	:	PUNCT
ajbmeb-2911	71	3	samisi	samisi	PROPN
ajbmeb-2911	71	4	,	,	PUNCT
ajbmeb-2911	71	5	2020	2020	NUM
ajbmeb-2911	71	6	.	.	PUNCT
ajbmeb-2911	72	1	-p	-p	X
ajbmeb-2911	72	2	.	.	PROPN
ajbmeb-2911	73	1	132	132	NUM
ajbmeb-2911	73	2	.	.	NOUN
ajbmeb-2911	73	3	5	5	NUM
ajbmeb-2911	73	4	.	.	PUNCT
ajbmeb-2911	74	1	"	"	PUNCT
ajbmeb-2911	74	2	on	on	ADP
ajbmeb-2911	74	3	requirements	requirement	NOUN
ajbmeb-2911	74	4	for	for	ADP
ajbmeb-2911	74	5	capital	capital	NOUN
ajbmeb-2911	74	6	adequacy	adequacy	NOUN
ajbmeb-2911	74	7	of	of	ADP
ajbmeb-2911	74	8	commercial	commercial	ADJ
ajbmeb-2911	74	9	banks",regulation	banks",regulation	NOUN
ajbmeb-2911	74	10	on	on	ADP
ajbmeb-2911	74	11	the	the	DET
ajbmeb-2911	74	12	basis	basis	NOUN
ajbmeb-2911	74	13	of	of	ADP
ajbmeb-2911	74	14	the	the	DET
ajbmeb-2911	74	15	decision	decision	NOUN
ajbmeb-2911	74	16	of	of	ADP
ajbmeb-2911	74	17	the	the	DET
ajbmeb-2911	74	18	central	central	ADJ
ajbmeb-2911	74	19	bank	bank	NOUN
ajbmeb-2911	74	20	of	of	ADP
ajbmeb-2911	74	21	the	the	DET
ajbmeb-2911	74	22	republic	republic	NOUN
ajbmeb-2911	74	23	of	of	ADP
ajbmeb-2911	74	24	uzbekistan	uzbekistan	PROPN
ajbmeb-2911	74	25	dated	date	VERB
ajbmeb-2911	74	26	june	june	PROPN
ajbmeb-2911	74	27	13	13	NUM
ajbmeb-2911	74	28	,	,	PUNCT
ajbmeb-2911	74	29	2015	2015	NUM
ajbmeb-2911	74	30	no	no	NOUN
ajbmeb-2911	74	31	.	.	PUNCT
ajbmeb-2911	75	1	14/3	14/3	X
ajbmeb-2911	75	2	.	.	PUNCT
ajbmeb-2911	76	1	6	6	NUM
ajbmeb-2911	76	2	.	.	X
ajbmeb-2911	76	3	financial	financial	ADJ
ajbmeb-2911	76	4	reports	report	NOUN
ajbmeb-2911	76	5	of	of	ADP
ajbmeb-2911	76	6	commercial	commercial	ADJ
ajbmeb-2911	76	7	banks	bank	NOUN
ajbmeb-2911	76	8	7	7	NUM
ajbmeb-2911	76	9	.	.	PUNCT
ajbmeb-2911	76	10	bektemirov	bektemirov	PROPN
ajbmeb-2911	76	11	a.	a.	PROPN
ajbmeb-2911	76	12	,	,	PUNCT
ajbmeb-2911	76	13	omonov	omonov	PROPN
ajbmeb-2911	76	14	a.a	a.a	PROPN
ajbmeb-2911	76	15	.	.	PROPN
ajbmeb-2911	76	16	,	,	PUNCT
ajbmeb-2911	76	17	khaidarov	khaidarov	PROPN
ajbmeb-2911	76	18	z.sh	z.sh	PROPN
ajbmeb-2911	76	19	.	.	PROPN
ajbmeb-2911	76	20	,	,	PUNCT
ajbmeb-2911	76	21	niyazov	niyazov	PROPN
ajbmeb-2911	76	22	z.d	z.d	PROPN
ajbmeb-2911	76	23	.	.	PROPN
ajbmeb-2911	76	24	instruction	instruction	NOUN
ajbmeb-2911	76	25	manual	manual	NOUN
ajbmeb-2911	76	26	on	on	ADP
ajbmeb-2911	76	27	"	"	PUNCT
ajbmeb-2911	76	28	management	management	NOUN
ajbmeb-2911	76	29	of	of	ADP
ajbmeb-2911	76	30	assets	asset	NOUN
ajbmeb-2911	76	31	and	and	CCONJ
ajbmeb-2911	76	32	liabilities	liability	NOUN
ajbmeb-2911	76	33	of	of	ADP
ajbmeb-2911	76	34	commercial	commercial	ADJ
ajbmeb-2911	76	35	banks	bank	NOUN
ajbmeb-2911	76	36	"	"	PUNCT
ajbmeb-2911	76	37	.	.	PUNCT
ajbmeb-2911	77	1	samarkand	samarkand	NOUN
ajbmeb-2911	77	2	:	:	PUNCT
ajbmeb-2911	77	3	samisi	samisi	PROPN
ajbmeb-2911	77	4	,	,	PUNCT
ajbmeb-2911	77	5	2020	2020	NUM
ajbmeb-2911	77	6	.	.	PUNCT
ajbmeb-2911	78	1	-p	-p	X
ajbmeb-2911	78	2	.	.	PROPN
ajbmeb-2911	79	1	132	132	NUM
ajbmeb-2911	79	2	.	.	NOUN
ajbmeb-2911	79	3	8	8	NUM
ajbmeb-2911	79	4	.	.	X
ajbmeb-2911	80	1	annual-report-2024.pdf	annual-report-2024.pdf	PROPN
ajbmeb-2911	80	2	(	(	PUNCT
ajbmeb-2911	80	3	cbu.uz	cbu.uz	PROPN
ajbmeb-2911	80	4	)	)	PUNCT
ajbmeb-2911	80	5	.	.	PUNCT