id	sid	tid	token	lemma	pos
ajbmeb-30	1	1	american	american	PROPN
ajbmeb-30	1	2	journal	journal	PROPN
ajbmeb-30	1	3	of	of	ADP
ajbmeb-30	1	4	business	business	NOUN
ajbmeb-30	1	5	management	management	NOUN
ajbmeb-30	1	6	,	,	PUNCT
ajbmeb-30	1	7	economics	economic	NOUN
ajbmeb-30	1	8	and	and	CCONJ
ajbmeb-30	1	9	banking	banking	NOUN
ajbmeb-30	1	10	issn	issn	PROPN
ajbmeb-30	1	11	(	(	PUNCT
ajbmeb-30	1	12	e	e	NOUN
ajbmeb-30	1	13	):	):	PUNCT
ajbmeb-30	1	14	2832	2832	NUM
ajbmeb-30	1	15	-	-	SYM
ajbmeb-30	1	16	8078	8078	NUM
ajbmeb-30	1	17	volume	volume	NOUN
ajbmeb-30	1	18	1	1	NUM
ajbmeb-30	1	19	,	,	PUNCT
ajbmeb-30	1	20	|	|	ADV
ajbmeb-30	1	21	june	june	PROPN
ajbmeb-30	1	22	,	,	PUNCT
ajbmeb-30	1	23	2022	2022	NUM
ajbmeb-30	1	24	p	p	NOUN
ajbmeb-30	1	25	a	a	PRON
ajbmeb-30	1	26	g	g	NOUN
ajbmeb-30	1	27	e	e	NOUN
ajbmeb-30	1	28	|	|	ADV
ajbmeb-30	1	29	37	37	NUM
ajbmeb-30	1	30	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	1	31	resolving	resolve	VERB
ajbmeb-30	1	32	consumers	consumer	NOUN
ajbmeb-30	1	33	disputes	dispute	NOUN
ajbmeb-30	1	34	within	within	ADP
ajbmeb-30	1	35	the	the	DET
ajbmeb-30	1	36	cameroonian	cameroonian	ADJ
ajbmeb-30	1	37	banking	banking	NOUN
ajbmeb-30	1	38	sector	sector	NOUN
ajbmeb-30	1	39	:	:	PUNCT
ajbmeb-30	1	40	a	a	DET
ajbmeb-30	1	41	legal	legal	ADJ
ajbmeb-30	1	42	analysis	analysis	NOUN
ajbmeb-30	1	43	bafuke	bafuke	PROPN
ajbmeb-30	1	44	evarestus	evarestus	PROPN
ajbmeb-30	1	45	nji	nji	PROPN
ajbmeb-30	1	46	.	.	PUNCT
ajbmeb-30	2	1	phd	phd	NOUN
ajbmeb-30	2	2	faculty	faculty	NOUN
ajbmeb-30	2	3	of	of	ADP
ajbmeb-30	2	4	laws	law	NOUN
ajbmeb-30	2	5	and	and	CCONJ
ajbmeb-30	2	6	political	political	ADJ
ajbmeb-30	2	7	science	science	NOUN
ajbmeb-30	2	8	university	university	PROPN
ajbmeb-30	2	9	of	of	ADP
ajbmeb-30	2	10	ngaoundere	ngaoundere	PROPN
ajbmeb-30	2	11	cameroon	cameroon	PROPN
ajbmeb-30	2	12	p.o	p.o	PROPN
ajbmeb-30	2	13	box	box	PROPN
ajbmeb-30	2	14	453	453	NUM
ajbmeb-30	2	15	ngaoundere	ngaoundere	ADP
ajbmeb-30	2	16	cameroon	cameroon	PROPN
ajbmeb-30	2	17	e	e	NOUN
ajbmeb-30	2	18	-	-	NOUN
ajbmeb-30	2	19	mail	mail	NOUN
ajbmeb-30	2	20	:	:	PUNCT
ajbmeb-30	3	1	evarestbafuke@gmail.com	evarestbafuke@gmail.com	X
ajbmeb-30	3	2	a	a	DET
ajbmeb-30	3	3	b	b	PROPN
ajbmeb-30	3	4	s	s	ADP
ajbmeb-30	3	5	t	t	PROPN
ajbmeb-30	3	6	r	r	NOUN
ajbmeb-30	3	7	a	a	DET
ajbmeb-30	3	8	c	c	NOUN
ajbmeb-30	3	9	t	t	NOUN
ajbmeb-30	3	10	k	k	X
ajbmeb-30	3	11	e	e	PROPN
ajbmeb-30	3	12	y	y	PROPN
ajbmeb-30	3	13	w	w	NOUN
ajbmeb-30	3	14	o	o	NOUN
ajbmeb-30	3	15	r	r	NOUN
ajbmeb-30	3	16	d	d	X
ajbmeb-30	3	17	s	s	VERB
ajbmeb-30	3	18	the	the	DET
ajbmeb-30	3	19	government	government	NOUN
ajbmeb-30	3	20	of	of	ADP
ajbmeb-30	3	21	cameroon	cameroon	NOUN
ajbmeb-30	3	22	like	like	ADP
ajbmeb-30	3	23	any	any	DET
ajbmeb-30	3	24	other	other	ADJ
ajbmeb-30	3	25	,	,	PUNCT
ajbmeb-30	3	26	from	from	ADP
ajbmeb-30	3	27	the	the	DET
ajbmeb-30	3	28	inception	inception	NOUN
ajbmeb-30	3	29	of	of	ADP
ajbmeb-30	3	30	the	the	DET
ajbmeb-30	3	31	modern	modern	ADJ
ajbmeb-30	3	32	banking	banking	NOUN
ajbmeb-30	3	33	system	system	NOUN
ajbmeb-30	3	34	has	have	AUX
ajbmeb-30	3	35	strived	strive	VERB
ajbmeb-30	3	36	to	to	PART
ajbmeb-30	3	37	guarantee	guarantee	VERB
ajbmeb-30	3	38	an	an	DET
ajbmeb-30	3	39	effective	effective	ADJ
ajbmeb-30	3	40	protection	protection	NOUN
ajbmeb-30	3	41	of	of	ADP
ajbmeb-30	3	42	consumers	consumer	NOUN
ajbmeb-30	3	43	of	of	ADP
ajbmeb-30	3	44	banking	banking	NOUN
ajbmeb-30	3	45	services	service	NOUN
ajbmeb-30	3	46	through	through	ADP
ajbmeb-30	3	47	diverse	diverse	ADJ
ajbmeb-30	3	48	means	mean	NOUN
ajbmeb-30	3	49	.	.	PUNCT
ajbmeb-30	4	1	this	this	PRON
ajbmeb-30	4	2	has	have	AUX
ajbmeb-30	4	3	been	be	AUX
ajbmeb-30	4	4	through	through	ADP
ajbmeb-30	4	5	the	the	DET
ajbmeb-30	4	6	implementation	implementation	NOUN
ajbmeb-30	4	7	of	of	ADP
ajbmeb-30	4	8	legal	legal	ADJ
ajbmeb-30	4	9	and	and	CCONJ
ajbmeb-30	4	10	institutional	institutional	ADJ
ajbmeb-30	4	11	mechanisms	mechanism	NOUN
ajbmeb-30	4	12	of	of	ADP
ajbmeb-30	4	13	control	control	NOUN
ajbmeb-30	4	14	aimed	aim	VERB
ajbmeb-30	4	15	at	at	ADP
ajbmeb-30	4	16	ensuring	ensure	VERB
ajbmeb-30	4	17	strict	strict	ADJ
ajbmeb-30	4	18	compliance	compliance	NOUN
ajbmeb-30	4	19	to	to	ADP
ajbmeb-30	4	20	banking	banking	NOUN
ajbmeb-30	4	21	ethics	ethic	NOUN
ajbmeb-30	4	22	and	and	CCONJ
ajbmeb-30	4	23	available	available	ADJ
ajbmeb-30	4	24	legislations	legislation	NOUN
ajbmeb-30	4	25	enhancing	enhance	VERB
ajbmeb-30	4	26	fairness	fairness	NOUN
ajbmeb-30	4	27	and	and	CCONJ
ajbmeb-30	4	28	equality	equality	NOUN
ajbmeb-30	4	29	in	in	ADP
ajbmeb-30	4	30	the	the	DET
ajbmeb-30	4	31	dispensation	dispensation	NOUN
ajbmeb-30	4	32	of	of	ADP
ajbmeb-30	4	33	services	service	NOUN
ajbmeb-30	4	34	.	.	PUNCT
ajbmeb-30	5	1	within	within	ADP
ajbmeb-30	5	2	the	the	DET
ajbmeb-30	5	3	banking	banking	NOUN
ajbmeb-30	5	4	sector	sector	NOUN
ajbmeb-30	5	5	,	,	PUNCT
ajbmeb-30	5	6	cameroon	cameroon	NOUN
ajbmeb-30	5	7	's	's	PART
ajbmeb-30	5	8	integration	integration	NOUN
ajbmeb-30	5	9	into	into	ADP
ajbmeb-30	5	10	regional	regional	ADJ
ajbmeb-30	5	11	and	and	CCONJ
ajbmeb-30	5	12	sub	sub	ADJ
ajbmeb-30	5	13	-	-	ADJ
ajbmeb-30	5	14	regional	regional	ADJ
ajbmeb-30	5	15	blocks	block	NOUN
ajbmeb-30	5	16	such	such	ADJ
ajbmeb-30	5	17	as	as	ADP
ajbmeb-30	5	18	ohada	ohada	PROPN
ajbmeb-30	5	19	and	and	CCONJ
ajbmeb-30	5	20	cemac	cemac	VERB
ajbmeb-30	5	21	has	have	AUX
ajbmeb-30	5	22	paved	pave	VERB
ajbmeb-30	5	23	the	the	DET
ajbmeb-30	5	24	way	way	NOUN
ajbmeb-30	5	25	for	for	SCONJ
ajbmeb-30	5	26	a	a	DET
ajbmeb-30	5	27	plethora	plethora	NOUN
ajbmeb-30	5	28	of	of	ADP
ajbmeb-30	5	29	sub	sub	ADJ
ajbmeb-30	5	30	-	-	ADJ
ajbmeb-30	5	31	regional	regional	ADJ
ajbmeb-30	5	32	legislations	legislation	NOUN
ajbmeb-30	5	33	and	and	CCONJ
ajbmeb-30	5	34	institutions	institution	NOUN
ajbmeb-30	5	35	such	such	ADJ
ajbmeb-30	5	36	as	as	ADP
ajbmeb-30	5	37	the	the	DET
ajbmeb-30	5	38	cobac	cobac	NOUN
ajbmeb-30	5	39	and	and	CCONJ
ajbmeb-30	5	40	beac	beac	NUM
ajbmeb-30	5	41	to	to	PART
ajbmeb-30	5	42	complement	complement	VERB
ajbmeb-30	5	43	available	available	ADJ
ajbmeb-30	5	44	pieces	piece	NOUN
ajbmeb-30	5	45	of	of	ADP
ajbmeb-30	5	46	national	national	ADJ
ajbmeb-30	5	47	legislations	legislation	NOUN
ajbmeb-30	5	48	in	in	ADP
ajbmeb-30	5	49	the	the	DET
ajbmeb-30	5	50	protection	protection	NOUN
ajbmeb-30	5	51	of	of	ADP
ajbmeb-30	5	52	consumers	consumer	NOUN
ajbmeb-30	5	53	of	of	ADP
ajbmeb-30	5	54	these	these	DET
ajbmeb-30	5	55	services	service	NOUN
ajbmeb-30	5	56	.	.	PUNCT
ajbmeb-30	6	1	the	the	DET
ajbmeb-30	6	2	government	government	NOUN
ajbmeb-30	6	3	in	in	ADP
ajbmeb-30	6	4	its	its	PRON
ajbmeb-30	6	5	endeavor	endeavor	NOUN
ajbmeb-30	6	6	to	to	PART
ajbmeb-30	6	7	ensure	ensure	VERB
ajbmeb-30	6	8	the	the	DET
ajbmeb-30	6	9	availability	availability	NOUN
ajbmeb-30	6	10	of	of	ADP
ajbmeb-30	6	11	an	an	DET
ajbmeb-30	6	12	adequate	adequate	ADJ
ajbmeb-30	6	13	mechanism	mechanism	NOUN
ajbmeb-30	6	14	of	of	ADP
ajbmeb-30	6	15	protection	protection	NOUN
ajbmeb-30	6	16	of	of	ADP
ajbmeb-30	6	17	all	all	DET
ajbmeb-30	6	18	consumers	consumer	NOUN
ajbmeb-30	6	19	,	,	PUNCT
ajbmeb-30	6	20	in	in	ADP
ajbmeb-30	6	21	2011	2011	NUM
ajbmeb-30	6	22	put	put	VERB
ajbmeb-30	6	23	in	in	ADP
ajbmeb-30	6	24	place	place	NOUN
ajbmeb-30	6	25	law	law	NOUN
ajbmeb-30	6	26	no	no	INTJ
ajbmeb-30	6	27	.	.	PUNCT
ajbmeb-30	7	1	2011/012	2011/012	NOUN
ajbmeb-30	7	2	of	of	ADP
ajbmeb-30	7	3	6th	6th	NOUN
ajbmeb-30	7	4	may	may	AUX
ajbmeb-30	7	5	2011	2011	NUM
ajbmeb-30	7	6	on	on	ADP
ajbmeb-30	7	7	the	the	DET
ajbmeb-30	7	8	legal	legal	ADJ
ajbmeb-30	7	9	frame	frame	NOUN
ajbmeb-30	7	10	work	work	NOUN
ajbmeb-30	7	11	of	of	ADP
ajbmeb-30	7	12	consumer	consumer	NOUN
ajbmeb-30	7	13	protection	protection	NOUN
ajbmeb-30	7	14	in	in	ADP
ajbmeb-30	7	15	cameroon	cameroon	PROPN
ajbmeb-30	7	16	to	to	PART
ajbmeb-30	7	17	add	add	VERB
ajbmeb-30	7	18	to	to	ADP
ajbmeb-30	7	19	the	the	DET
ajbmeb-30	7	20	lots	lot	NOUN
ajbmeb-30	7	21	of	of	ADP
ajbmeb-30	7	22	existing	exist	VERB
ajbmeb-30	7	23	legislations	legislation	NOUN
ajbmeb-30	7	24	.	.	PUNCT
ajbmeb-30	8	1	despite	despite	SCONJ
ajbmeb-30	8	2	this	this	DET
ajbmeb-30	8	3	laudable	laudable	ADJ
ajbmeb-30	8	4	and	and	CCONJ
ajbmeb-30	8	5	worth	worth	ADJ
ajbmeb-30	8	6	applauding	applaud	VERB
ajbmeb-30	8	7	initiatives	initiative	NOUN
ajbmeb-30	8	8	all	all	PRON
ajbmeb-30	8	9	aimed	aim	VERB
ajbmeb-30	8	10	at	at	ADP
ajbmeb-30	8	11	protecting	protect	VERB
ajbmeb-30	8	12	the	the	DET
ajbmeb-30	8	13	rights	right	NOUN
ajbmeb-30	8	14	of	of	ADP
ajbmeb-30	8	15	the	the	DET
ajbmeb-30	8	16	consumers	consumer	NOUN
ajbmeb-30	8	17	,	,	PUNCT
ajbmeb-30	8	18	banking	banking	NOUN
ajbmeb-30	8	19	consumers	consumer	NOUN
ajbmeb-30	8	20	still	still	ADV
ajbmeb-30	8	21	encounter	encounter	VERB
ajbmeb-30	8	22	hardship	hardship	NOUN
ajbmeb-30	8	23	due	due	ADP
ajbmeb-30	8	24	to	to	ADP
ajbmeb-30	8	25	the	the	DET
ajbmeb-30	8	26	consistent	consistent	ADJ
ajbmeb-30	8	27	violation	violation	NOUN
ajbmeb-30	8	28	of	of	ADP
ajbmeb-30	8	29	their	their	PRON
ajbmeb-30	8	30	rights	right	NOUN
ajbmeb-30	8	31	by	by	ADP
ajbmeb-30	8	32	the	the	DET
ajbmeb-30	8	33	professionals	professional	NOUN
ajbmeb-30	8	34	of	of	ADP
ajbmeb-30	8	35	the	the	DET
ajbmeb-30	8	36	field	field	NOUN
ajbmeb-30	8	37	.	.	PUNCT
ajbmeb-30	9	1	these	these	DET
ajbmeb-30	9	2	difficulties	difficulty	NOUN
ajbmeb-30	9	3	have	have	AUX
ajbmeb-30	9	4	even	even	ADV
ajbmeb-30	9	5	skyrocketed	skyrocket	VERB
ajbmeb-30	9	6	in	in	ADP
ajbmeb-30	9	7	the	the	DET
ajbmeb-30	9	8	last	last	ADJ
ajbmeb-30	9	9	two	two	NUM
ajbmeb-30	9	10	decades	decade	NOUN
ajbmeb-30	9	11	with	with	ADP
ajbmeb-30	9	12	the	the	DET
ajbmeb-30	9	13	advent	advent	NOUN
ajbmeb-30	9	14	of	of	ADP
ajbmeb-30	9	15	electronic	electronic	ADJ
ajbmeb-30	9	16	banking	banking	NOUN
ajbmeb-30	9	17	and	and	CCONJ
ajbmeb-30	9	18	the	the	DET
ajbmeb-30	9	19	involvement	involvement	NOUN
ajbmeb-30	9	20	of	of	ADP
ajbmeb-30	9	21	nonfinancial	nonfinancial	ADJ
ajbmeb-30	9	22	institutions	institution	NOUN
ajbmeb-30	9	23	in	in	ADP
ajbmeb-30	9	24	the	the	DET
ajbmeb-30	9	25	streams	stream	NOUN
ajbmeb-30	9	26	of	of	ADP
ajbmeb-30	9	27	banking	banking	NOUN
ajbmeb-30	9	28	services	service	NOUN
ajbmeb-30	9	29	which	which	PRON
ajbmeb-30	9	30	makes	make	VERB
ajbmeb-30	9	31	difficult	difficult	ADJ
ajbmeb-30	9	32	the	the	DET
ajbmeb-30	9	33	effectiveness	effectiveness	NOUN
ajbmeb-30	9	34	of	of	ADP
ajbmeb-30	9	35	available	available	ADJ
ajbmeb-30	9	36	pieces	piece	NOUN
ajbmeb-30	9	37	of	of	ADP
ajbmeb-30	9	38	legislations	legislation	NOUN
ajbmeb-30	9	39	thus	thus	ADV
ajbmeb-30	9	40	given	give	VERB
ajbmeb-30	9	41	way	way	NOUN
ajbmeb-30	9	42	to	to	ADP
ajbmeb-30	9	43	the	the	DET
ajbmeb-30	9	44	continuous	continuous	ADJ
ajbmeb-30	9	45	and	and	CCONJ
ajbmeb-30	9	46	persistent	persistent	ADJ
ajbmeb-30	9	47	rise	rise	NOUN
ajbmeb-30	9	48	of	of	ADP
ajbmeb-30	9	49	dispute	dispute	NOUN
ajbmeb-30	9	50	in	in	ADP
ajbmeb-30	9	51	the	the	DET
ajbmeb-30	9	52	cameroonian	cameroonian	ADJ
ajbmeb-30	9	53	banking	banking	NOUN
ajbmeb-30	9	54	sector	sector	NOUN
ajbmeb-30	9	55	.	.	PUNCT
ajbmeb-30	10	1	based	base	VERB
ajbmeb-30	10	2	on	on	ADP
ajbmeb-30	10	3	these	these	DET
ajbmeb-30	10	4	setbacks	setback	NOUN
ajbmeb-30	10	5	,	,	PUNCT
ajbmeb-30	10	6	this	this	DET
ajbmeb-30	10	7	paper	paper	NOUN
ajbmeb-30	10	8	aims	aim	VERB
ajbmeb-30	10	9	at	at	ADP
ajbmeb-30	10	10	unveiling	unveil	VERB
ajbmeb-30	10	11	the	the	DET
ajbmeb-30	10	12	available	available	ADJ
ajbmeb-30	10	13	legal	legal	ADJ
ajbmeb-30	10	14	redress	redress	NOUN
ajbmeb-30	10	15	to	to	ADP
ajbmeb-30	10	16	consumers	consumer	NOUN
ajbmeb-30	10	17	of	of	ADP
ajbmeb-30	10	18	banking	banking	NOUN
ajbmeb-30	10	19	services	service	NOUN
ajbmeb-30	10	20	who	who	PRON
ajbmeb-30	10	21	are	be	AUX
ajbmeb-30	10	22	prone	prone	ADJ
ajbmeb-30	10	23	to	to	ADP
ajbmeb-30	10	24	such	such	ADJ
ajbmeb-30	10	25	difficulties	difficulty	NOUN
ajbmeb-30	10	26	.	.	PUNCT
ajbmeb-30	11	1	bank	bank	NOUN
ajbmeb-30	11	2	;	;	PUNCT
ajbmeb-30	11	3	services	service	NOUN
ajbmeb-30	11	4	;	;	PUNCT
ajbmeb-30	11	5	consumers	consumer	NOUN
ajbmeb-30	11	6	right	right	VERB
ajbmeb-30	11	7	;	;	PUNCT
ajbmeb-30	11	8	customer	customer	NOUN
ajbmeb-30	11	9	and	and	CCONJ
ajbmeb-30	11	10	consumer	consumer	NOUN
ajbmeb-30	11	11	.	.	PUNCT
ajbmeb-30	12	1	american	american	PROPN
ajbmeb-30	12	2	journal	journal	PROPN
ajbmeb-30	12	3	of	of	ADP
ajbmeb-30	12	4	business	business	NOUN
ajbmeb-30	12	5	management	management	NOUN
ajbmeb-30	12	6	,	,	PUNCT
ajbmeb-30	12	7	economics	economic	NOUN
ajbmeb-30	12	8	and	and	CCONJ
ajbmeb-30	12	9	banking	banking	NOUN
ajbmeb-30	12	10	volume	volume	NOUN
ajbmeb-30	12	11	1	1	NUM
ajbmeb-30	12	12	,	,	PUNCT
ajbmeb-30	12	13	june	june	PROPN
ajbmeb-30	12	14	,	,	PUNCT
ajbmeb-30	12	15	2022	2022	NUM
ajbmeb-30	12	16	p	p	NOUN
ajbmeb-30	12	17	a	a	DET
ajbmeb-30	12	18	g	g	NOUN
ajbmeb-30	12	19	e	e	NOUN
ajbmeb-30	12	20	|	|	ADV
ajbmeb-30	12	21	38	38	NUM
ajbmeb-30	12	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	12	23	introduction	introduction	NOUN
ajbmeb-30	12	24	a	a	DET
ajbmeb-30	12	25	cross	cross	NOUN
ajbmeb-30	12	26	section	section	NOUN
ajbmeb-30	12	27	of	of	ADP
ajbmeb-30	12	28	the	the	DET
ajbmeb-30	12	29	world	world	NOUN
ajbmeb-30	12	30	’s	’s	PART
ajbmeb-30	12	31	economy	economy	NOUN
ajbmeb-30	12	32	is	be	AUX
ajbmeb-30	12	33	financed	finance	VERB
ajbmeb-30	12	34	by	by	ADP
ajbmeb-30	12	35	financial	financial	ADJ
ajbmeb-30	12	36	institutions	institution	NOUN
ajbmeb-30	12	37	.	.	PUNCT
ajbmeb-30	13	1	thus	thus	ADV
ajbmeb-30	13	2	it	it	PRON
ajbmeb-30	13	3	’s	’	VERB
ajbmeb-30	13	4	paramount	paramount	ADJ
ajbmeb-30	13	5	to	to	PART
ajbmeb-30	13	6	ensure	ensure	VERB
ajbmeb-30	13	7	its	its	PRON
ajbmeb-30	13	8	continuity	continuity	NOUN
ajbmeb-30	13	9	by	by	ADP
ajbmeb-30	13	10	way	way	NOUN
ajbmeb-30	13	11	of	of	ADP
ajbmeb-30	13	12	protecting	protect	VERB
ajbmeb-30	13	13	its	its	PRON
ajbmeb-30	13	14	users	user	NOUN
ajbmeb-30	13	15	who	who	PRON
ajbmeb-30	13	16	have	have	AUX
ajbmeb-30	13	17	bestowed	bestow	VERB
ajbmeb-30	13	18	on	on	ADP
ajbmeb-30	13	19	them	they	PRON
ajbmeb-30	13	20	their	their	PRON
ajbmeb-30	13	21	trust	trust	NOUN
ajbmeb-30	13	22	.	.	PUNCT
ajbmeb-30	14	1	this	this	PRON
ajbmeb-30	14	2	will	will	AUX
ajbmeb-30	14	3	go	go	VERB
ajbmeb-30	14	4	a	a	DET
ajbmeb-30	14	5	long	long	ADJ
ajbmeb-30	14	6	way	way	NOUN
ajbmeb-30	14	7	to	to	PART
ajbmeb-30	14	8	enhance	enhance	VERB
ajbmeb-30	14	9	a	a	DET
ajbmeb-30	14	10	comfortable	comfortable	ADJ
ajbmeb-30	14	11	and	and	CCONJ
ajbmeb-30	14	12	trust	trust	VERB
ajbmeb-30	14	13	worthy	worthy	ADJ
ajbmeb-30	14	14	business	business	NOUN
ajbmeb-30	14	15	environment	environment	NOUN
ajbmeb-30	14	16	due	due	ADP
ajbmeb-30	14	17	to	to	ADP
ajbmeb-30	14	18	the	the	DET
ajbmeb-30	14	19	reliability	reliability	NOUN
ajbmeb-30	14	20	of	of	ADP
ajbmeb-30	14	21	the	the	DET
ajbmeb-30	14	22	banking	banking	NOUN
ajbmeb-30	14	23	sector	sector	NOUN
ajbmeb-30	14	24	.	.	PUNCT
ajbmeb-30	15	1	the	the	DET
ajbmeb-30	15	2	failure	failure	NOUN
ajbmeb-30	15	3	of	of	ADP
ajbmeb-30	15	4	this	this	DET
ajbmeb-30	15	5	sector	sector	NOUN
ajbmeb-30	15	6	has	have	AUX
ajbmeb-30	15	7	had	have	VERB
ajbmeb-30	15	8	a	a	DET
ajbmeb-30	15	9	negative	negative	ADJ
ajbmeb-30	15	10	effect	effect	NOUN
ajbmeb-30	15	11	on	on	ADP
ajbmeb-30	15	12	the	the	DET
ajbmeb-30	15	13	global	global	ADJ
ajbmeb-30	15	14	society	society	NOUN
ajbmeb-30	15	15	as	as	SCONJ
ajbmeb-30	15	16	history	history	NOUN
ajbmeb-30	15	17	holds	hold	VERB
ajbmeb-30	15	18	in	in	ADP
ajbmeb-30	15	19	the	the	DET
ajbmeb-30	15	20	great	great	ADJ
ajbmeb-30	15	21	depression	depression	NOUN
ajbmeb-30	15	22	of	of	ADP
ajbmeb-30	15	23	the	the	DET
ajbmeb-30	15	24	1930s	1930	NOUN
ajbmeb-30	15	25	and	and	CCONJ
ajbmeb-30	15	26	the	the	DET
ajbmeb-30	15	27	financial	financial	ADJ
ajbmeb-30	15	28	crises	crisis	NOUN
ajbmeb-30	15	29	of	of	ADP
ajbmeb-30	15	30	the	the	DET
ajbmeb-30	15	31	1990s	1990s	NUM
ajbmeb-30	15	32	.	.	PUNCT
ajbmeb-30	16	1	given	give	VERB
ajbmeb-30	16	2	that	that	PRON
ajbmeb-30	16	3	banking	banking	NOUN
ajbmeb-30	16	4	services	service	NOUN
ajbmeb-30	16	5	are	be	AUX
ajbmeb-30	16	6	of	of	ADP
ajbmeb-30	16	7	vital	vital	ADJ
ajbmeb-30	16	8	importance	importance	NOUN
ajbmeb-30	16	9	to	to	ADP
ajbmeb-30	16	10	our	our	PRON
ajbmeb-30	16	11	today	today	NOUN
ajbmeb-30	16	12	’s	’s	PART
ajbmeb-30	16	13	economy	economy	NOUN
ajbmeb-30	16	14	,	,	PUNCT
ajbmeb-30	16	15	adequate	adequate	ADJ
ajbmeb-30	16	16	legal	legal	ADJ
ajbmeb-30	16	17	mechanisms	mechanism	NOUN
ajbmeb-30	16	18	must	must	AUX
ajbmeb-30	16	19	be	be	AUX
ajbmeb-30	16	20	put	put	VERB
ajbmeb-30	16	21	in	in	ADP
ajbmeb-30	16	22	place	place	NOUN
ajbmeb-30	16	23	to	to	PART
ajbmeb-30	16	24	regulate	regulate	VERB
ajbmeb-30	16	25	their	their	PRON
ajbmeb-30	16	26	operations	operation	NOUN
ajbmeb-30	16	27	in	in	ADP
ajbmeb-30	16	28	the	the	DET
ajbmeb-30	16	29	dispensation	dispensation	NOUN
ajbmeb-30	16	30	of	of	ADP
ajbmeb-30	16	31	their	their	PRON
ajbmeb-30	16	32	services	service	NOUN
ajbmeb-30	16	33	to	to	ADP
ajbmeb-30	16	34	consumers	consumer	NOUN
ajbmeb-30	16	35	both	both	CCONJ
ajbmeb-30	16	36	at	at	ADP
ajbmeb-30	16	37	the	the	DET
ajbmeb-30	16	38	national	national	ADJ
ajbmeb-30	16	39	and	and	CCONJ
ajbmeb-30	16	40	international	international	ADJ
ajbmeb-30	16	41	levels	level	NOUN
ajbmeb-30	16	42	.	.	PUNCT
ajbmeb-30	17	1	this	this	PRON
ajbmeb-30	17	2	is	be	AUX
ajbmeb-30	17	3	in	in	ADP
ajbmeb-30	17	4	order	order	NOUN
ajbmeb-30	17	5	to	to	PART
ajbmeb-30	17	6	protect	protect	VERB
ajbmeb-30	17	7	the	the	DET
ajbmeb-30	17	8	consumers	consumer	NOUN
ajbmeb-30	17	9	from	from	ADP
ajbmeb-30	17	10	being	be	AUX
ajbmeb-30	17	11	exploited	exploit	VERB
ajbmeb-30	17	12	by	by	ADP
ajbmeb-30	17	13	the	the	DET
ajbmeb-30	17	14	professionals	professional	NOUN
ajbmeb-30	17	15	of	of	ADP
ajbmeb-30	17	16	the	the	DET
ajbmeb-30	17	17	banking	banking	NOUN
ajbmeb-30	17	18	domain	domain	NOUN
ajbmeb-30	17	19	and	and	CCONJ
ajbmeb-30	17	20	equally	equally	ADV
ajbmeb-30	17	21	ensure	ensure	VERB
ajbmeb-30	17	22	the	the	DET
ajbmeb-30	17	23	transparency	transparency	NOUN
ajbmeb-30	17	24	and	and	CCONJ
ajbmeb-30	17	25	legality	legality	NOUN
ajbmeb-30	17	26	of	of	ADP
ajbmeb-30	17	27	those	those	PRON
ajbmeb-30	17	28	engaging	engage	VERB
ajbmeb-30	17	29	in	in	ADP
ajbmeb-30	17	30	the	the	DET
ajbmeb-30	17	31	dispensation	dispensation	NOUN
ajbmeb-30	17	32	of	of	ADP
ajbmeb-30	17	33	these	these	DET
ajbmeb-30	17	34	services	service	NOUN
ajbmeb-30	17	35	.	.	PUNCT
ajbmeb-30	18	1	to	to	ADP
ajbmeb-30	18	2	that	that	DET
ajbmeb-30	18	3	effect	effect	NOUN
ajbmeb-30	18	4	,	,	PUNCT
ajbmeb-30	18	5	laws	law	NOUN
ajbmeb-30	18	6	have	have	AUX
ajbmeb-30	18	7	been	be	AUX
ajbmeb-30	18	8	put	put	VERB
ajbmeb-30	18	9	in	in	ADP
ajbmeb-30	18	10	place	place	NOUN
ajbmeb-30	18	11	both	both	CCONJ
ajbmeb-30	18	12	at	at	ADP
ajbmeb-30	18	13	the	the	DET
ajbmeb-30	18	14	national	national	ADJ
ajbmeb-30	18	15	and	and	CCONJ
ajbmeb-30	18	16	sub	sub	ADJ
ajbmeb-30	18	17	-	-	ADJ
ajbmeb-30	18	18	regional	regional	ADJ
ajbmeb-30	18	19	level	level	NOUN
ajbmeb-30	18	20	for	for	ADP
ajbmeb-30	18	21	such	such	ADJ
ajbmeb-30	18	22	.	.	PUNCT
ajbmeb-30	19	1	in	in	ADP
ajbmeb-30	19	2	cameroon	cameroon	PROPN
ajbmeb-30	19	3	,	,	PUNCT
ajbmeb-30	19	4	a	a	DET
ajbmeb-30	19	5	plethora	plethora	NOUN
ajbmeb-30	19	6	of	of	ADP
ajbmeb-30	19	7	pieces	piece	NOUN
ajbmeb-30	19	8	of	of	ADP
ajbmeb-30	19	9	legislations	legislation	NOUN
ajbmeb-30	19	10	amidst	amidst	ADP
ajbmeb-30	19	11	law	law	NOUN
ajbmeb-30	19	12	no.2011/02	no.2011/02	PROPN
ajbmeb-30	19	13	of	of	ADP
ajbmeb-30	19	14	06	06	NUM
ajbmeb-30	19	15	may	may	PROPN
ajbmeb-30	19	16	2011	2011	NUM
ajbmeb-30	19	17	on	on	ADP
ajbmeb-30	19	18	the	the	DET
ajbmeb-30	19	19	legal	legal	ADJ
ajbmeb-30	19	20	frame	frame	NOUN
ajbmeb-30	19	21	work	work	NOUN
ajbmeb-30	19	22	for	for	ADP
ajbmeb-30	19	23	the	the	DET
ajbmeb-30	19	24	protection	protection	NOUN
ajbmeb-30	19	25	of	of	ADP
ajbmeb-30	19	26	consumers	consumer	NOUN
ajbmeb-30	19	27	;	;	PUNCT
ajbmeb-30	19	28	law	law	NOUN
ajbmeb-30	19	29	no	no	NOUN
ajbmeb-30	19	30	.	.	NOUN
ajbmeb-30	19	31	000005	000005	NUM
ajbmeb-30	19	32	-	-	PUNCT
ajbmeb-30	19	33	minfi	minfi	NOUN
ajbmeb-30	19	34	of	of	ADP
ajbmeb-30	19	35	13	13	NUM
ajbmeb-30	19	36	january	january	NOUN
ajbmeb-30	19	37	2011	2011	NUM
ajbmeb-30	19	38	on	on	ADP
ajbmeb-30	19	39	guarantee	guarantee	NOUN
ajbmeb-30	19	40	minimum	minimum	ADJ
ajbmeb-30	19	41	banking	banking	NOUN
ajbmeb-30	19	42	services	service	NOUN
ajbmeb-30	19	43	,	,	PUNCT
ajbmeb-30	19	44	cobac	cobac	NOUN
ajbmeb-30	19	45	regulation	regulation	NOUN
ajbmeb-30	19	46	r-2009	r-2009	PROPN
ajbmeb-30	19	47	-	-	PUNCT
ajbmeb-30	19	48	02	02	NUM
ajbmeb-30	19	49	-	-	PUNCT
ajbmeb-30	19	50	on	on	ADP
ajbmeb-30	19	51	the	the	DET
ajbmeb-30	19	52	fixation	fixation	NOUN
ajbmeb-30	19	53	of	of	ADP
ajbmeb-30	19	54	categories	category	NOUN
ajbmeb-30	19	55	of	of	ADP
ajbmeb-30	19	56	credit	credit	NOUN
ajbmeb-30	19	57	establishments	establishment	NOUN
ajbmeb-30	19	58	their	their	PRON
ajbmeb-30	19	59	legal	legal	ADJ
ajbmeb-30	19	60	forms	form	NOUN
ajbmeb-30	19	61	and	and	CCONJ
ajbmeb-30	19	62	their	their	PRON
ajbmeb-30	19	63	authorized	authorized	ADJ
ajbmeb-30	19	64	activities	activity	NOUN
ajbmeb-30	19	65	,	,	PUNCT
ajbmeb-30	19	66	ordinance	ordinance	NOUN
ajbmeb-30	19	67	no	no	DET
ajbmeb-30	19	68	90/003	90/003	NUM
ajbmeb-30	19	69	of	of	ADP
ajbmeb-30	19	70	27th	27th	ADJ
ajbmeb-30	19	71	april	april	PROPN
ajbmeb-30	19	72	1990	1990	NUM
ajbmeb-30	19	73	governing	govern	VERB
ajbmeb-30	19	74	the	the	DET
ajbmeb-30	19	75	liquidation	liquidation	NOUN
ajbmeb-30	19	76	process	process	NOUN
ajbmeb-30	19	77	of	of	ADP
ajbmeb-30	19	78	financial	financial	ADJ
ajbmeb-30	19	79	institutions	institution	NOUN
ajbmeb-30	19	80	,	,	PUNCT
ajbmeb-30	19	81	repealed	repeal	VERB
ajbmeb-30	19	82	by	by	ADP
ajbmeb-30	19	83	article	article	NOUN
ajbmeb-30	19	84	17th	17th	NOUN
ajbmeb-30	19	85	of	of	ADP
ajbmeb-30	19	86	the	the	DET
ajbmeb-30	19	87	1992	1992	NUM
ajbmeb-30	19	88	convention	convention	NOUN
ajbmeb-30	19	89	have	have	AUX
ajbmeb-30	19	90	been	be	AUX
ajbmeb-30	19	91	put	put	VERB
ajbmeb-30	19	92	in	in	ADP
ajbmeb-30	19	93	place	place	NOUN
ajbmeb-30	19	94	to	to	PART
ajbmeb-30	19	95	ensure	ensure	VERB
ajbmeb-30	19	96	the	the	DET
ajbmeb-30	19	97	fairness	fairness	NOUN
ajbmeb-30	19	98	and	and	CCONJ
ajbmeb-30	19	99	transparency	transparency	NOUN
ajbmeb-30	19	100	in	in	ADP
ajbmeb-30	19	101	the	the	DET
ajbmeb-30	19	102	provision	provision	NOUN
ajbmeb-30	19	103	of	of	ADP
ajbmeb-30	19	104	banking	banking	NOUN
ajbmeb-30	19	105	services	service	NOUN
ajbmeb-30	19	106	.	.	PUNCT
ajbmeb-30	20	1	couple	couple	NOUN
ajbmeb-30	20	2	with	with	ADP
ajbmeb-30	20	3	these	these	DET
ajbmeb-30	20	4	legal	legal	ADJ
ajbmeb-30	20	5	framework	framework	NOUN
ajbmeb-30	20	6	is	be	AUX
ajbmeb-30	20	7	an	an	DET
ajbmeb-30	20	8	arsenal	arsenal	NOUN
ajbmeb-30	20	9	of	of	ADP
ajbmeb-30	20	10	an	an	DET
ajbmeb-30	20	11	existing	exist	VERB
ajbmeb-30	20	12	institutional	institutional	ADJ
ajbmeb-30	20	13	framework	framework	NOUN
ajbmeb-30	20	14	to	to	PART
ajbmeb-30	20	15	ensure	ensure	VERB
ajbmeb-30	20	16	the	the	DET
ajbmeb-30	20	17	strict	strict	ADJ
ajbmeb-30	20	18	respect	respect	NOUN
ajbmeb-30	20	19	and	and	CCONJ
ajbmeb-30	20	20	compliance	compliance	NOUN
ajbmeb-30	20	21	of	of	ADP
ajbmeb-30	20	22	the	the	DET
ajbmeb-30	20	23	legal	legal	ADJ
ajbmeb-30	20	24	instruments	instrument	NOUN
ajbmeb-30	20	25	by	by	ADP
ajbmeb-30	20	26	the	the	DET
ajbmeb-30	20	27	banking	banking	NOUN
ajbmeb-30	20	28	service	service	NOUN
ajbmeb-30	20	29	providers	provider	NOUN
ajbmeb-30	20	30	.	.	PUNCT
ajbmeb-30	21	1	amongst	amongst	ADP
ajbmeb-30	21	2	these	these	DET
ajbmeb-30	21	3	institutions	institution	NOUN
ajbmeb-30	21	4	are	be	AUX
ajbmeb-30	21	5	the	the	DET
ajbmeb-30	21	6	cobac1	cobac1	NOUN
ajbmeb-30	21	7	and	and	CCONJ
ajbmeb-30	21	8	beac2	beac2	NOUN
ajbmeb-30	21	9	as	as	SCONJ
ajbmeb-30	21	10	the	the	DET
ajbmeb-30	21	11	main	main	ADJ
ajbmeb-30	21	12	structures	structure	NOUN
ajbmeb-30	21	13	regulating	regulate	VERB
ajbmeb-30	21	14	banking	banking	NOUN
ajbmeb-30	21	15	activities	activity	NOUN
ajbmeb-30	21	16	within	within	ADP
ajbmeb-30	21	17	the	the	DET
ajbmeb-30	21	18	cemac3	cemac3	NOUN
ajbmeb-30	21	19	sub	sub	NOUN
ajbmeb-30	21	20	region	region	NOUN
ajbmeb-30	21	21	working	work	VERB
ajbmeb-30	21	22	in	in	ADP
ajbmeb-30	21	23	synergy	synergy	NOUN
ajbmeb-30	21	24	with	with	ADP
ajbmeb-30	21	25	the	the	DET
ajbmeb-30	21	26	ministry	ministry	PROPN
ajbmeb-30	21	27	of	of	ADP
ajbmeb-30	21	28	finance	finance	PROPN
ajbmeb-30	21	29	and	and	CCONJ
ajbmeb-30	21	30	the	the	DET
ajbmeb-30	21	31	local	local	ADJ
ajbmeb-30	21	32	courts	court	NOUN
ajbmeb-30	21	33	to	to	PART
ajbmeb-30	21	34	ensure	ensure	VERB
ajbmeb-30	21	35	the	the	DET
ajbmeb-30	21	36	respect	respect	NOUN
ajbmeb-30	21	37	of	of	ADP
ajbmeb-30	21	38	banking	banking	NOUN
ajbmeb-30	21	39	ethics	ethic	NOUN
ajbmeb-30	21	40	and	and	CCONJ
ajbmeb-30	21	41	strict	strict	ADJ
ajbmeb-30	21	42	compliance	compliance	NOUN
ajbmeb-30	21	43	with	with	ADP
ajbmeb-30	21	44	the	the	DET
ajbmeb-30	21	45	existing	exist	VERB
ajbmeb-30	21	46	legal	legal	ADJ
ajbmeb-30	21	47	provisions	provision	NOUN
ajbmeb-30	21	48	by	by	ADP
ajbmeb-30	21	49	the	the	DET
ajbmeb-30	21	50	service	service	NOUN
ajbmeb-30	21	51	providers	provider	NOUN
ajbmeb-30	21	52	.	.	PUNCT
ajbmeb-30	22	1	despite	despite	SCONJ
ajbmeb-30	22	2	these	these	DET
ajbmeb-30	22	3	efforts	effort	NOUN
ajbmeb-30	22	4	,	,	PUNCT
ajbmeb-30	22	5	the	the	DET
ajbmeb-30	22	6	situation	situation	NOUN
ajbmeb-30	22	7	of	of	ADP
ajbmeb-30	22	8	consumers	consumer	NOUN
ajbmeb-30	22	9	is	be	AUX
ajbmeb-30	22	10	still	still	ADV
ajbmeb-30	22	11	very	very	ADV
ajbmeb-30	22	12	precarious	precarious	ADJ
ajbmeb-30	22	13	and	and	CCONJ
ajbmeb-30	22	14	has	have	AUX
ajbmeb-30	22	15	even	even	ADV
ajbmeb-30	22	16	worsen	worsen	VERB
ajbmeb-30	22	17	with	with	ADP
ajbmeb-30	22	18	the	the	DET
ajbmeb-30	22	19	advent	advent	NOUN
ajbmeb-30	22	20	of	of	ADP
ajbmeb-30	22	21	electronic	electronic	ADJ
ajbmeb-30	22	22	banking	banking	NOUN
ajbmeb-30	22	23	and	and	CCONJ
ajbmeb-30	22	24	new	new	ADJ
ajbmeb-30	22	25	service	service	NOUN
ajbmeb-30	22	26	providers	provider	NOUN
ajbmeb-30	22	27	such	such	ADJ
ajbmeb-30	22	28	as	as	ADP
ajbmeb-30	22	29	mobile	mobile	ADJ
ajbmeb-30	22	30	network	network	NOUN
ajbmeb-30	22	31	operators	operator	NOUN
ajbmeb-30	22	32	who	who	PRON
ajbmeb-30	22	33	have	have	AUX
ajbmeb-30	22	34	engaged	engage	VERB
ajbmeb-30	22	35	in	in	ADP
ajbmeb-30	22	36	later	late	ADJ
ajbmeb-30	22	37	times	time	NOUN
ajbmeb-30	22	38	in	in	ADP
ajbmeb-30	22	39	the	the	DET
ajbmeb-30	22	40	provision	provision	NOUN
ajbmeb-30	22	41	of	of	ADP
ajbmeb-30	22	42	financial	financial	ADJ
ajbmeb-30	22	43	services	service	NOUN
ajbmeb-30	22	44	.	.	PUNCT
ajbmeb-30	23	1	these	these	DET
ajbmeb-30	23	2	new	new	ADJ
ajbmeb-30	23	3	technology	technology	NOUN
ajbmeb-30	23	4	and	and	CCONJ
ajbmeb-30	23	5	actors	actor	NOUN
ajbmeb-30	23	6	that	that	PRON
ajbmeb-30	23	7	have	have	AUX
ajbmeb-30	23	8	brought	bring	VERB
ajbmeb-30	23	9	to	to	PART
ajbmeb-30	23	10	place	place	VERB
ajbmeb-30	23	11	the	the	DET
ajbmeb-30	23	12	unbanked	unbanked	ADJ
ajbmeb-30	23	13	and	and	CCONJ
ajbmeb-30	23	14	under	under	ADP
ajbmeb-30	23	15	banked	banked	ADJ
ajbmeb-30	23	16	have	have	AUX
ajbmeb-30	23	17	equally	equally	ADV
ajbmeb-30	23	18	brought	bring	VERB
ajbmeb-30	23	19	in	in	ADP
ajbmeb-30	23	20	new	new	ADJ
ajbmeb-30	23	21	challenges	challenge	NOUN
ajbmeb-30	23	22	such	such	ADJ
ajbmeb-30	23	23	as	as	ADP
ajbmeb-30	23	24	cyber	cyber	NOUN
ajbmeb-30	23	25	criminality	criminality	NOUN
ajbmeb-30	23	26	and	and	CCONJ
ajbmeb-30	23	27	insiders	insider	NOUN
ajbmeb-30	23	28	fraud	fraud	VERB
ajbmeb-30	23	29	amongst	amongst	ADP
ajbmeb-30	23	30	others	other	NOUN
ajbmeb-30	23	31	,	,	PUNCT
ajbmeb-30	23	32	that	that	SCONJ
ajbmeb-30	23	33	continuous	continuous	ADJ
ajbmeb-30	23	34	to	to	PART
ajbmeb-30	23	35	be	be	AUX
ajbmeb-30	23	36	a	a	DET
ajbmeb-30	23	37	nightmare	nightmare	NOUN
ajbmeb-30	23	38	to	to	ADP
ajbmeb-30	23	39	consumers	consumer	NOUN
ajbmeb-30	23	40	of	of	ADP
ajbmeb-30	23	41	banking	banking	NOUN
ajbmeb-30	23	42	services	service	NOUN
ajbmeb-30	23	43	.	.	PUNCT
ajbmeb-30	24	1	these	these	PRON
ajbmeb-30	24	2	and	and	CCONJ
ajbmeb-30	24	3	others	other	NOUN
ajbmeb-30	24	4	have	have	AUX
ajbmeb-30	24	5	therefor	therefor	VERB
ajbmeb-30	24	6	placed	place	VERB
ajbmeb-30	24	7	the	the	DET
ajbmeb-30	24	8	consumers	consumer	NOUN
ajbmeb-30	24	9	at	at	ADP
ajbmeb-30	24	10	the	the	DET
ajbmeb-30	24	11	behest	behest	NOUN
ajbmeb-30	24	12	of	of	ADP
ajbmeb-30	24	13	the	the	DET
ajbmeb-30	24	14	service	service	NOUN
ajbmeb-30	24	15	providers	provider	NOUN
ajbmeb-30	24	16	,	,	PUNCT
ajbmeb-30	24	17	most	most	ADV
ajbmeb-30	24	18	especially	especially	ADV
ajbmeb-30	24	19	giving	give	VERB
ajbmeb-30	24	20	the	the	DET
ajbmeb-30	24	21	fact	fact	NOUN
ajbmeb-30	24	22	that	that	SCONJ
ajbmeb-30	24	23	the	the	DET
ajbmeb-30	24	24	nature	nature	NOUN
ajbmeb-30	24	25	of	of	ADP
ajbmeb-30	24	26	their	their	PRON
ajbmeb-30	24	27	contract	contract	NOUN
ajbmeb-30	24	28	is	be	AUX
ajbmeb-30	24	29	one	one	NUM
ajbmeb-30	24	30	of	of	ADP
ajbmeb-30	24	31	adhesion	adhesion	NOUN
ajbmeb-30	24	32	.	.	PUNCT
ajbmeb-30	25	1	it	it	PRON
ajbmeb-30	25	2	is	be	AUX
ajbmeb-30	25	3	equally	equally	ADV
ajbmeb-30	25	4	vital	vital	ADJ
ajbmeb-30	25	5	to	to	PART
ajbmeb-30	25	6	underscore	underscore	VERB
ajbmeb-30	25	7	that	that	SCONJ
ajbmeb-30	25	8	the	the	DET
ajbmeb-30	25	9	concept	concept	NOUN
ajbmeb-30	25	10	of	of	ADP
ajbmeb-30	25	11	consumers	consumer	NOUN
ajbmeb-30	25	12	’	'	PUNCT
ajbmeb-30	25	13	protection	protection	NOUN
ajbmeb-30	25	14	has	have	AUX
ajbmeb-30	25	15	witnessed	witness	VERB
ajbmeb-30	25	16	in	in	ADP
ajbmeb-30	25	17	the	the	DET
ajbmeb-30	25	18	last	last	ADJ
ajbmeb-30	25	19	two	two	NUM
ajbmeb-30	25	20	decades	decade	NOUN
ajbmeb-30	25	21	an	an	DET
ajbmeb-30	25	22	increasing	increase	VERB
ajbmeb-30	25	23	intervention	intervention	NOUN
ajbmeb-30	25	24	by	by	ADP
ajbmeb-30	25	25	the	the	DET
ajbmeb-30	25	26	government	government	NOUN
ajbmeb-30	25	27	due	due	ADP
ajbmeb-30	25	28	to	to	ADP
ajbmeb-30	25	29	the	the	DET
ajbmeb-30	25	30	expansion	expansion	NOUN
ajbmeb-30	25	31	of	of	ADP
ajbmeb-30	25	32	the	the	DET
ajbmeb-30	25	33	banking	banking	NOUN
ajbmeb-30	25	34	services	service	NOUN
ajbmeb-30	25	35	and	and	CCONJ
ajbmeb-30	25	36	its	its	PRON
ajbmeb-30	25	37	providers	provider	NOUN
ajbmeb-30	25	38	through	through	ADP
ajbmeb-30	25	39	the	the	DET
ajbmeb-30	25	40	creation	creation	NOUN
ajbmeb-30	25	41	and	and	CCONJ
ajbmeb-30	25	42	implementations	implementation	NOUN
ajbmeb-30	25	43	of	of	ADP
ajbmeb-30	25	44	laws	law	NOUN
ajbmeb-30	25	45	such	such	ADJ
ajbmeb-30	25	46	as	as	ADP
ajbmeb-30	25	47	regulation	regulation	NOUN
ajbmeb-30	25	48	no.01/02	no.01/02	ADJ
ajbmeb-30	25	49	/	/	SYM
ajbmeb-30	25	50	cemac	cemac	ADJ
ajbmeb-30	25	51	/	/	SYM
ajbmeb-30	25	52	umac	umac	NOUN
ajbmeb-30	25	53	/	/	SYM
ajbmeb-30	25	54	cobac	cobac	NOUN
ajbmeb-30	25	55	relating	relate	VERB
ajbmeb-30	25	56	to	to	ADP
ajbmeb-30	25	57	the	the	DET
ajbmeb-30	25	58	conditions	condition	NOUN
ajbmeb-30	25	59	for	for	ADP
ajbmeb-30	25	60	the	the	DET
ajbmeb-30	25	61	exercise	exercise	NOUN
ajbmeb-30	25	62	and	and	CCONJ
ajbmeb-30	25	63	control	control	NOUN
ajbmeb-30	25	64	of	of	ADP
ajbmeb-30	25	65	microfinance	microfinance	NOUN
ajbmeb-30	25	66	activities	activity	NOUN
ajbmeb-30	25	67	;	;	PUNCT
ajbmeb-30	25	68	regulation	regulation	NOUN
ajbmeb-30	25	69	no	no	NOUN
ajbmeb-30	25	70	.	.	PUNCT
ajbmeb-30	26	1	01/03	01/03	NUM
ajbmeb-30	26	2	-	-	PUNCT
ajbmeb-30	26	3	cemac	cemac	VERB
ajbmeb-30	26	4	/	/	SYM
ajbmeb-30	26	5	umac	umac	NOUN
ajbmeb-30	26	6	/	/	SYM
ajbmeb-30	26	7	cm	cm	NOUN
ajbmeb-30	26	8	of	of	ADP
ajbmeb-30	26	9	4th	4th	ADJ
ajbmeb-30	26	10	april	april	PROPN
ajbmeb-30	26	11	2003	2003	NUM
ajbmeb-30	26	12	on	on	ADP
ajbmeb-30	26	13	the	the	DET
ajbmeb-30	26	14	prevention	prevention	NOUN
ajbmeb-30	26	15	and	and	CCONJ
ajbmeb-30	26	16	combating	combating	NOUN
ajbmeb-30	26	17	of	of	ADP
ajbmeb-30	26	18	money	money	NOUN
ajbmeb-30	26	19	laundering	laundering	NOUN
ajbmeb-30	26	20	and	and	CCONJ
ajbmeb-30	26	21	terrorist	terrorist	ADJ
ajbmeb-30	26	22	financing	financing	NOUN
ajbmeb-30	26	23	in	in	ADP
ajbmeb-30	26	24	central	central	PROPN
ajbmeb-30	26	25	africa	africa	PROPN
ajbmeb-30	26	26	;	;	PUNCT
ajbmeb-30	26	27	regulation	regulation	VERB
ajbmeb-30	26	28	no	no	NOUN
ajbmeb-30	26	29	.	.	PUNCT
ajbmeb-30	27	1	01/09	01/09	NUM
ajbmeb-30	27	2	/	/	SYM
ajbmeb-30	27	3	cemac	cemac	ADJ
ajbmeb-30	27	4	/	/	SYM
ajbmeb-30	27	5	umac	umac	NOUN
ajbmeb-30	27	6	/	/	SYM
ajbmeb-30	27	7	cobac	cobac	NOUN
ajbmeb-30	27	8	of	of	ADP
ajbmeb-30	27	9	20th	20th	ADJ
ajbmeb-30	27	10	april	april	PROPN
ajbmeb-30	27	11	2009	2009	NUM
ajbmeb-30	27	12	creating	create	VERB
ajbmeb-30	27	13	the	the	DET
ajbmeb-30	27	14	deposit	deposit	NOUN
ajbmeb-30	27	15	guarantee	guarantee	NOUN
ajbmeb-30	27	16	fund	fund	NOUN
ajbmeb-30	27	17	in	in	ADP
ajbmeb-30	27	18	central	central	PROPN
ajbmeb-30	27	19	africa	africa	PROPN
ajbmeb-30	27	20	and	and	CCONJ
ajbmeb-30	27	21	regulation	regulation	NOUN
ajbmeb-30	27	22	no	no	INTJ
ajbmeb-30	27	23	.	.	PUNCT
ajbmeb-30	28	1	01/11	01/11	NOUN
ajbmeb-30	28	2	/	/	SYM
ajbmeb-30	28	3	cemac	cemac	ADJ
ajbmeb-30	28	4	/	/	SYM
ajbmeb-30	28	5	umac	umac	NOUN
ajbmeb-30	28	6	/	/	SYM
ajbmeb-30	28	7	cm	cm	NOUN
ajbmeb-30	28	8	of	of	ADP
ajbmeb-30	28	9	18th	18th	ADJ
ajbmeb-30	28	10	september	september	PROPN
ajbmeb-30	28	11	2011	2011	NUM
ajbmeb-30	28	12	relating	relate	VERB
ajbmeb-30	28	13	to	to	ADP
ajbmeb-30	28	14	the	the	DET
ajbmeb-30	28	15	exercise	exercise	NOUN
ajbmeb-30	28	16	of	of	ADP
ajbmeb-30	28	17	the	the	DET
ajbmeb-30	28	18	emission	emission	NOUN
ajbmeb-30	28	19	of	of	ADP
ajbmeb-30	28	20	the	the	DET
ajbmeb-30	28	21	activity	activity	NOUN
ajbmeb-30	28	22	of	of	ADP
ajbmeb-30	28	23	electronic	electronic	ADJ
ajbmeb-30	28	24	money	money	NOUN
ajbmeb-30	28	25	to	to	PART
ajbmeb-30	28	26	name	name	VERB
ajbmeb-30	28	27	a	a	DET
ajbmeb-30	28	28	few	few	ADJ
ajbmeb-30	28	29	,	,	PUNCT
ajbmeb-30	28	30	all	all	PRON
ajbmeb-30	28	31	in	in	ADP
ajbmeb-30	28	32	1	1	NUM
ajbmeb-30	28	33	commission	commission	NOUN
ajbmeb-30	28	34	bancaire	bancaire	NOUN
ajbmeb-30	28	35	de	de	X
ajbmeb-30	28	36	l’afrique	l’afrique	ADJ
ajbmeb-30	28	37	centrale	centrale	NOUN
ajbmeb-30	28	38	.	.	PUNCT
ajbmeb-30	29	1	2	2	NUM
ajbmeb-30	29	2	banque	banque	X
ajbmeb-30	29	3	des	des	X
ajbmeb-30	29	4	etats	etats	PROPN
ajbmeb-30	29	5	de	de	X
ajbmeb-30	29	6	l’afrique	l’afrique	ADJ
ajbmeb-30	29	7	central	central	NOUN
ajbmeb-30	29	8	.	.	PUNCT
ajbmeb-30	30	1	3	3	NUM
ajbmeb-30	30	2	communauté	communauté	PROPN
ajbmeb-30	30	3	economic	economic	PROPN
ajbmeb-30	30	4	et	et	PROPN
ajbmeb-30	30	5	monétaire	monétaire	PROPN
ajbmeb-30	30	6	de	de	X
ajbmeb-30	30	7	l’afrique	l’afrique	ADJ
ajbmeb-30	30	8	central	central	ADJ
ajbmeb-30	30	9	american	american	ADJ
ajbmeb-30	30	10	journal	journal	PROPN
ajbmeb-30	30	11	of	of	ADP
ajbmeb-30	30	12	business	business	NOUN
ajbmeb-30	30	13	management	management	NOUN
ajbmeb-30	30	14	,	,	PUNCT
ajbmeb-30	30	15	economics	economic	NOUN
ajbmeb-30	30	16	and	and	CCONJ
ajbmeb-30	30	17	banking	banking	NOUN
ajbmeb-30	30	18	volume	volume	NOUN
ajbmeb-30	30	19	1	1	NUM
ajbmeb-30	30	20	,	,	PUNCT
ajbmeb-30	30	21	june	june	PROPN
ajbmeb-30	30	22	,	,	PUNCT
ajbmeb-30	30	23	2022	2022	NUM
ajbmeb-30	30	24	p	p	NOUN
ajbmeb-30	30	25	a	a	DET
ajbmeb-30	30	26	g	g	NOUN
ajbmeb-30	30	27	e	e	NOUN
ajbmeb-30	30	28	|	|	ADV
ajbmeb-30	30	29	39	39	NUM
ajbmeb-30	30	30	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	30	31	responds	respond	VERB
ajbmeb-30	30	32	to	to	ADP
ajbmeb-30	30	33	the	the	DET
ajbmeb-30	30	34	problem	problem	NOUN
ajbmeb-30	30	35	of	of	ADP
ajbmeb-30	30	36	consumers	consumer	NOUN
ajbmeb-30	30	37	related	relate	VERB
ajbmeb-30	30	38	dispute	dispute	NOUN
ajbmeb-30	30	39	.	.	PUNCT
ajbmeb-30	31	1	these	these	DET
ajbmeb-30	31	2	efforts	effort	NOUN
ajbmeb-30	31	3	all	all	PRON
ajbmeb-30	31	4	aimed	aim	VERB
ajbmeb-30	31	5	at	at	ADP
ajbmeb-30	31	6	protecting	protect	VERB
ajbmeb-30	31	7	the	the	DET
ajbmeb-30	31	8	consumer	consumer	NOUN
ajbmeb-30	31	9	have	have	AUX
ajbmeb-30	31	10	been	be	AUX
ajbmeb-30	31	11	put	put	VERB
ajbmeb-30	31	12	to	to	ADP
ajbmeb-30	31	13	question	question	NOUN
ajbmeb-30	31	14	due	due	ADP
ajbmeb-30	31	15	to	to	ADP
ajbmeb-30	31	16	the	the	DET
ajbmeb-30	31	17	fact	fact	NOUN
ajbmeb-30	31	18	that	that	SCONJ
ajbmeb-30	31	19	consumers	consumer	NOUN
ajbmeb-30	31	20	still	still	ADV
ajbmeb-30	31	21	suffer	suffer	VERB
ajbmeb-30	31	22	gross	gross	ADJ
ajbmeb-30	31	23	violation	violation	NOUN
ajbmeb-30	31	24	which	which	PRON
ajbmeb-30	31	25	either	either	CCONJ
ajbmeb-30	31	26	stems	stem	VERB
ajbmeb-30	31	27	from	from	ADP
ajbmeb-30	31	28	insiders	insider	NOUN
ajbmeb-30	31	29	fraudulent	fraudulent	ADJ
ajbmeb-30	31	30	activities	activity	NOUN
ajbmeb-30	31	31	,	,	PUNCT
ajbmeb-30	31	32	cyber	cyber	NOUN
ajbmeb-30	31	33	criminals	criminal	NOUN
ajbmeb-30	31	34	or	or	CCONJ
ajbmeb-30	31	35	mismanagement	mismanagement	NOUN
ajbmeb-30	31	36	of	of	ADP
ajbmeb-30	31	37	some	some	DET
ajbmeb-30	31	38	banks	bank	NOUN
ajbmeb-30	31	39	that	that	PRON
ajbmeb-30	31	40	have	have	AUX
ajbmeb-30	31	41	found	find	VERB
ajbmeb-30	31	42	themselves	themselves	PRON
ajbmeb-30	31	43	in	in	ADP
ajbmeb-30	31	44	crises	crisis	NOUN
ajbmeb-30	31	45	thereby	thereby	ADV
ajbmeb-30	31	46	causing	cause	VERB
ajbmeb-30	31	47	great	great	ADJ
ajbmeb-30	31	48	lost	lose	VERB
ajbmeb-30	31	49	to	to	ADP
ajbmeb-30	31	50	the	the	DET
ajbmeb-30	31	51	consumers	consumer	NOUN
ajbmeb-30	31	52	or	or	CCONJ
ajbmeb-30	31	53	the	the	DET
ajbmeb-30	31	54	unlawful	unlawful	ADJ
ajbmeb-30	31	55	disclosure	disclosure	NOUN
ajbmeb-30	31	56	of	of	ADP
ajbmeb-30	31	57	customers	customer	NOUN
ajbmeb-30	31	58	information	information	VERB
ajbmeb-30	31	59	to	to	PART
ajbmeb-30	31	60	name	name	VERB
ajbmeb-30	31	61	a	a	DET
ajbmeb-30	31	62	few	few	ADJ
ajbmeb-30	31	63	.	.	PUNCT
ajbmeb-30	32	1	this	this	DET
ajbmeb-30	32	2	paper	paper	NOUN
ajbmeb-30	32	3	thus	thus	ADV
ajbmeb-30	32	4	seeks	seek	VERB
ajbmeb-30	32	5	to	to	PART
ajbmeb-30	32	6	bring	bring	VERB
ajbmeb-30	32	7	out	out	ADP
ajbmeb-30	32	8	the	the	DET
ajbmeb-30	32	9	legal	legal	ADJ
ajbmeb-30	32	10	redress	redress	NOUN
ajbmeb-30	32	11	available	available	ADJ
ajbmeb-30	32	12	to	to	ADP
ajbmeb-30	32	13	consumers	consumer	NOUN
ajbmeb-30	32	14	of	of	ADP
ajbmeb-30	32	15	banking	banking	NOUN
ajbmeb-30	32	16	services	service	NOUN
ajbmeb-30	32	17	in	in	ADP
ajbmeb-30	32	18	cameroon	cameroon	NOUN
ajbmeb-30	32	19	in	in	ADP
ajbmeb-30	32	20	a	a	DET
ajbmeb-30	32	21	circumstances	circumstance	NOUN
ajbmeb-30	32	22	in	in	ADP
ajbmeb-30	32	23	which	which	PRON
ajbmeb-30	32	24	they	they	PRON
ajbmeb-30	32	25	feel	feel	VERB
ajbmeb-30	32	26	cheated	cheated	ADJ
ajbmeb-30	32	27	or	or	CCONJ
ajbmeb-30	32	28	deem	deem	VERB
ajbmeb-30	32	29	that	that	SCONJ
ajbmeb-30	32	30	their	their	PRON
ajbmeb-30	32	31	rights	right	NOUN
ajbmeb-30	32	32	have	have	AUX
ajbmeb-30	32	33	been	be	AUX
ajbmeb-30	32	34	violated	violate	VERB
ajbmeb-30	32	35	.	.	PUNCT
ajbmeb-30	33	1	1.1	1.1	NUM
ajbmeb-30	33	2	conceptualization	conceptualization	NOUN
ajbmeb-30	33	3	of	of	ADP
ajbmeb-30	33	4	consumer	consumer	NOUN
ajbmeb-30	33	5	the	the	DET
ajbmeb-30	33	6	definition	definition	NOUN
ajbmeb-30	33	7	of	of	ADP
ajbmeb-30	33	8	the	the	DET
ajbmeb-30	33	9	term	term	NOUN
ajbmeb-30	33	10	consumer	consumer	NOUN
ajbmeb-30	33	11	is	be	AUX
ajbmeb-30	33	12	elastic	elastic	ADJ
ajbmeb-30	33	13	.	.	PUNCT
ajbmeb-30	34	1	according	accord	VERB
ajbmeb-30	34	2	to	to	ADP
ajbmeb-30	34	3	the	the	DET
ajbmeb-30	34	4	molony	molony	NOUN
ajbmeb-30	34	5	commity	commity	NOUN
ajbmeb-30	34	6	,	,	PUNCT
ajbmeb-30	34	7	a	a	DET
ajbmeb-30	34	8	consumer	consumer	NOUN
ajbmeb-30	34	9	includes	include	VERB
ajbmeb-30	34	10	anyone	anyone	PRON
ajbmeb-30	34	11	who	who	PRON
ajbmeb-30	34	12	consumers	consumer	VERB
ajbmeb-30	34	13	goods	good	NOUN
ajbmeb-30	34	14	or	or	CCONJ
ajbmeb-30	34	15	services	service	NOUN
ajbmeb-30	34	16	at	at	ADP
ajbmeb-30	34	17	the	the	DET
ajbmeb-30	34	18	end	end	NOUN
ajbmeb-30	34	19	of	of	ADP
ajbmeb-30	34	20	the	the	DET
ajbmeb-30	34	21	production	production	NOUN
ajbmeb-30	34	22	chain4	chain4	NOUN
ajbmeb-30	34	23	.	.	PUNCT
ajbmeb-30	35	1	within	within	ADP
ajbmeb-30	35	2	the	the	DET
ajbmeb-30	35	3	banking	banking	NOUN
ajbmeb-30	35	4	sector	sector	NOUN
ajbmeb-30	35	5	,	,	PUNCT
ajbmeb-30	35	6	the	the	DET
ajbmeb-30	35	7	term	term	NOUN
ajbmeb-30	35	8	consumer	consumer	NOUN
ajbmeb-30	35	9	is	be	AUX
ajbmeb-30	35	10	made	make	VERB
ajbmeb-30	35	11	of	of	ADP
ajbmeb-30	35	12	two	two	NUM
ajbmeb-30	35	13	groups	group	NOUN
ajbmeb-30	35	14	of	of	ADP
ajbmeb-30	35	15	persons	person	NOUN
ajbmeb-30	35	16	.	.	PUNCT
ajbmeb-30	36	1	these	these	PRON
ajbmeb-30	36	2	are	be	AUX
ajbmeb-30	36	3	consumers	consumer	NOUN
ajbmeb-30	36	4	who	who	PRON
ajbmeb-30	36	5	are	be	AUX
ajbmeb-30	36	6	customers	customer	NOUN
ajbmeb-30	36	7	and	and	CCONJ
ajbmeb-30	36	8	consumers	consumer	NOUN
ajbmeb-30	36	9	who	who	PRON
ajbmeb-30	36	10	are	be	AUX
ajbmeb-30	36	11	not	not	PART
ajbmeb-30	36	12	customers	customer	NOUN
ajbmeb-30	36	13	.	.	PUNCT
ajbmeb-30	37	1	the	the	DET
ajbmeb-30	37	2	term	term	NOUN
ajbmeb-30	37	3	consumer	consumer	NOUN
ajbmeb-30	37	4	and	and	CCONJ
ajbmeb-30	37	5	customer	customer	NOUN
ajbmeb-30	37	6	within	within	ADP
ajbmeb-30	37	7	the	the	DET
ajbmeb-30	37	8	banking	banking	NOUN
ajbmeb-30	37	9	sector	sector	NOUN
ajbmeb-30	37	10	at	at	ADP
ajbmeb-30	37	11	one	one	NUM
ajbmeb-30	37	12	point	point	NOUN
ajbmeb-30	37	13	in	in	ADP
ajbmeb-30	37	14	time	time	NOUN
ajbmeb-30	37	15	could	could	AUX
ajbmeb-30	37	16	be	be	AUX
ajbmeb-30	37	17	used	use	VERB
ajbmeb-30	37	18	interchangeably	interchangeably	ADV
ajbmeb-30	37	19	.	.	PUNCT
ajbmeb-30	38	1	however	however	ADV
ajbmeb-30	38	2	,	,	PUNCT
ajbmeb-30	38	3	there	there	PRON
ajbmeb-30	38	4	is	be	VERB
ajbmeb-30	38	5	more	more	ADJ
ajbmeb-30	38	6	to	to	ADP
ajbmeb-30	38	7	a	a	DET
ajbmeb-30	38	8	consumer	consumer	NOUN
ajbmeb-30	38	9	than	than	ADP
ajbmeb-30	38	10	a	a	DET
ajbmeb-30	38	11	customer5	customer5	NOUN
ajbmeb-30	38	12	.	.	PUNCT
ajbmeb-30	39	1	a	a	DET
ajbmeb-30	39	2	consumer	consumer	NOUN
ajbmeb-30	39	3	includes	include	VERB
ajbmeb-30	39	4	both	both	DET
ajbmeb-30	39	5	customer	customer	NOUN
ajbmeb-30	39	6	and	and	CCONJ
ajbmeb-30	39	7	others	other	NOUN
ajbmeb-30	39	8	as	as	SCONJ
ajbmeb-30	39	9	mentioned	mention	VERB
ajbmeb-30	39	10	above	above	ADV
ajbmeb-30	39	11	.	.	PUNCT
ajbmeb-30	40	1	within	within	ADP
ajbmeb-30	40	2	the	the	DET
ajbmeb-30	40	3	cameroonian	cameroonian	ADJ
ajbmeb-30	40	4	context	context	NOUN
ajbmeb-30	40	5	,	,	PUNCT
ajbmeb-30	40	6	a	a	DET
ajbmeb-30	40	7	consumer	consumer	NOUN
ajbmeb-30	40	8	has	have	AUX
ajbmeb-30	40	9	been	be	AUX
ajbmeb-30	40	10	defined	define	VERB
ajbmeb-30	40	11	by	by	ADP
ajbmeb-30	40	12	law	law	NOUN
ajbmeb-30	40	13	no	no	DET
ajbmeb-30	40	14	000005	000005	NUM
ajbmeb-30	40	15	/	/	SYM
ajbmeb-30	40	16	minfi	minfi	NOUN
ajbmeb-30	40	17	of	of	ADP
ajbmeb-30	40	18	13	13	NUM
ajbmeb-30	40	19	jan	jan	PROPN
ajbmeb-30	40	20	2011	2011	NUM
ajbmeb-30	40	21	on	on	ADP
ajbmeb-30	40	22	guaranteed	guarantee	VERB
ajbmeb-30	40	23	minimum	minimum	ADJ
ajbmeb-30	40	24	banking	banking	NOUN
ajbmeb-30	40	25	services	service	NOUN
ajbmeb-30	40	26	as	as	ADP
ajbmeb-30	40	27	all	all	DET
ajbmeb-30	40	28	physical	physical	ADJ
ajbmeb-30	40	29	persons	person	NOUN
ajbmeb-30	40	30	who	who	PRON
ajbmeb-30	40	31	are	be	AUX
ajbmeb-30	40	32	customers	customer	NOUN
ajbmeb-30	40	33	in	in	ADP
ajbmeb-30	40	34	particular	particular	ADJ
ajbmeb-30	40	35	in	in	ADP
ajbmeb-30	40	36	the	the	DET
ajbmeb-30	40	37	domain	domain	NOUN
ajbmeb-30	40	38	of	of	ADP
ajbmeb-30	40	39	banking	banking	NOUN
ajbmeb-30	40	40	services	service	NOUN
ajbmeb-30	40	41	,	,	PUNCT
ajbmeb-30	40	42	that	that	PRON
ajbmeb-30	40	43	acts	act	VERB
ajbmeb-30	40	44	with	with	ADP
ajbmeb-30	40	45	a	a	DET
ajbmeb-30	40	46	noncommercial	noncommercial	ADJ
ajbmeb-30	40	47	aim	aim	NOUN
ajbmeb-30	40	48	and	and	CCONJ
ajbmeb-30	40	49	who	who	PRON
ajbmeb-30	40	50	has	have	VERB
ajbmeb-30	40	51	his	his	PRON
ajbmeb-30	40	52	principal	principal	ADJ
ajbmeb-30	40	53	residence	residence	NOUN
ajbmeb-30	40	54	in	in	ADP
ajbmeb-30	40	55	cameroon6	cameroon6	NOUN
ajbmeb-30	40	56	.	.	PUNCT
ajbmeb-30	41	1	within	within	ADP
ajbmeb-30	41	2	the	the	DET
ajbmeb-30	41	3	serbian	serbian	ADJ
ajbmeb-30	41	4	context	context	NOUN
ajbmeb-30	41	5	,	,	PUNCT
ajbmeb-30	41	6	serbian	serbian	ADJ
ajbmeb-30	41	7	law	law	NOUN
ajbmeb-30	41	8	on	on	ADP
ajbmeb-30	41	9	the	the	DET
ajbmeb-30	41	10	protection	protection	NOUN
ajbmeb-30	41	11	of	of	ADP
ajbmeb-30	41	12	financial	financial	ADJ
ajbmeb-30	41	13	service	service	NOUN
ajbmeb-30	41	14	consumers	consumer	NOUN
ajbmeb-30	41	15	considers	consider	VERB
ajbmeb-30	41	16	a	a	DET
ajbmeb-30	41	17	consumer	consumer	NOUN
ajbmeb-30	41	18	to	to	PART
ajbmeb-30	41	19	be	be	AUX
ajbmeb-30	41	20	a	a	DET
ajbmeb-30	41	21	natural	natural	ADJ
ajbmeb-30	41	22	person	person	NOUN
ajbmeb-30	41	23	who	who	PRON
ajbmeb-30	41	24	is	be	AUX
ajbmeb-30	41	25	using	use	VERB
ajbmeb-30	41	26	or	or	CCONJ
ajbmeb-30	41	27	who	who	PRON
ajbmeb-30	41	28	has	have	AUX
ajbmeb-30	41	29	used	use	VERB
ajbmeb-30	41	30	the	the	DET
ajbmeb-30	41	31	financial	financial	ADJ
ajbmeb-30	41	32	services	service	NOUN
ajbmeb-30	41	33	,	,	PUNCT
ajbmeb-30	41	34	or	or	CCONJ
ajbmeb-30	41	35	who	who	PRON
ajbmeb-30	41	36	approached	approach	VERB
ajbmeb-30	41	37	the	the	DET
ajbmeb-30	41	38	provider	provider	NOUN
ajbmeb-30	41	39	of	of	ADP
ajbmeb-30	41	40	financial	financial	ADJ
ajbmeb-30	41	41	services	service	NOUN
ajbmeb-30	41	42	with	with	ADP
ajbmeb-30	41	43	an	an	DET
ajbmeb-30	41	44	intention	intention	NOUN
ajbmeb-30	41	45	of	of	ADP
ajbmeb-30	41	46	using	use	VERB
ajbmeb-30	41	47	the	the	DET
ajbmeb-30	41	48	services	service	NOUN
ajbmeb-30	41	49	and	and	CCONJ
ajbmeb-30	41	50	who	who	PRON
ajbmeb-30	41	51	is	be	AUX
ajbmeb-30	41	52	using	use	VERB
ajbmeb-30	41	53	financial	financial	ADJ
ajbmeb-30	41	54	services	service	NOUN
ajbmeb-30	41	55	for	for	ADP
ajbmeb-30	41	56	a	a	DET
ajbmeb-30	41	57	purpose	purpose	NOUN
ajbmeb-30	41	58	outside	outside	ADP
ajbmeb-30	41	59	his	his	PRON
ajbmeb-30	41	60	trade	trade	NOUN
ajbmeb-30	41	61	business	business	NOUN
ajbmeb-30	41	62	and	and	CCONJ
ajbmeb-30	41	63	profession7	profession7	NOUN
ajbmeb-30	41	64	.	.	PUNCT
ajbmeb-30	42	1	this	this	PRON
ajbmeb-30	42	2	therefore	therefore	ADV
ajbmeb-30	42	3	connotes	connote	VERB
ajbmeb-30	42	4	that	that	SCONJ
ajbmeb-30	42	5	a	a	DET
ajbmeb-30	42	6	consumer	consumer	NOUN
ajbmeb-30	42	7	within	within	ADP
ajbmeb-30	42	8	these	these	DET
ajbmeb-30	42	9	legal	legal	ADJ
ajbmeb-30	42	10	frameworks	framework	NOUN
ajbmeb-30	42	11	must	must	AUX
ajbmeb-30	42	12	be	be	AUX
ajbmeb-30	42	13	one	one	NUM
ajbmeb-30	42	14	acting	act	VERB
ajbmeb-30	42	15	out	out	ADP
ajbmeb-30	42	16	of	of	ADP
ajbmeb-30	42	17	the	the	DET
ajbmeb-30	42	18	scope	scope	NOUN
ajbmeb-30	42	19	nor	nor	CCONJ
ajbmeb-30	42	20	purpose	purpose	NOUN
ajbmeb-30	42	21	of	of	ADP
ajbmeb-30	42	22	business	business	NOUN
ajbmeb-30	42	23	or	or	CCONJ
ajbmeb-30	42	24	profession	profession	NOUN
ajbmeb-30	42	25	but	but	CCONJ
ajbmeb-30	42	26	for	for	ADP
ajbmeb-30	42	27	personal	personal	ADJ
ajbmeb-30	42	28	consumption	consumption	NOUN
ajbmeb-30	42	29	.	.	PUNCT
ajbmeb-30	43	1	this	this	PRON
ajbmeb-30	43	2	in	in	ADP
ajbmeb-30	43	3	fact	fact	NOUN
ajbmeb-30	43	4	seems	seem	VERB
ajbmeb-30	43	5	to	to	PART
ajbmeb-30	43	6	make	make	VERB
ajbmeb-30	43	7	complex	complex	ADJ
ajbmeb-30	43	8	the	the	DET
ajbmeb-30	43	9	consideration	consideration	NOUN
ajbmeb-30	43	10	of	of	ADP
ajbmeb-30	43	11	customer	customer	NOUN
ajbmeb-30	43	12	who	who	PRON
ajbmeb-30	43	13	fall	fall	VERB
ajbmeb-30	43	14	within	within	ADP
ajbmeb-30	43	15	the	the	DET
ajbmeb-30	43	16	ambits	ambit	NOUN
ajbmeb-30	43	17	of	of	ADP
ajbmeb-30	43	18	consumers	consumer	NOUN
ajbmeb-30	43	19	.	.	PUNCT
ajbmeb-30	44	1	however	however	ADV
ajbmeb-30	44	2	a	a	DET
ajbmeb-30	44	3	definition	definition	NOUN
ajbmeb-30	44	4	has	have	AUX
ajbmeb-30	44	5	been	be	AUX
ajbmeb-30	44	6	attached	attach	VERB
ajbmeb-30	44	7	to	to	ADP
ajbmeb-30	44	8	a	a	DET
ajbmeb-30	44	9	customers	customer	NOUN
ajbmeb-30	44	10	.	.	PUNCT
ajbmeb-30	45	1	a	a	DET
ajbmeb-30	45	2	customer	customer	NOUN
ajbmeb-30	45	3	according	accord	VERB
ajbmeb-30	45	4	to	to	ADP
ajbmeb-30	45	5	sheldon	sheldon	PROPN
ajbmeb-30	45	6	is	be	AUX
ajbmeb-30	45	7	any	any	DET
ajbmeb-30	45	8	person	person	NOUN
ajbmeb-30	45	9	keeping	keep	VERB
ajbmeb-30	45	10	an	an	DET
ajbmeb-30	45	11	account	account	NOUN
ajbmeb-30	45	12	whether	whether	SCONJ
ajbmeb-30	45	13	current	current	ADJ
ajbmeb-30	45	14	or	or	CCONJ
ajbmeb-30	45	15	deposit	deposit	NOUN
ajbmeb-30	45	16	with	with	ADP
ajbmeb-30	45	17	the	the	DET
ajbmeb-30	45	18	bank8	bank8	PROPN
ajbmeb-30	45	19	.	.	PUNCT
ajbmeb-30	46	1	on	on	ADP
ajbmeb-30	46	2	a	a	DET
ajbmeb-30	46	3	case	case	NOUN
ajbmeb-30	46	4	law	law	NOUN
ajbmeb-30	46	5	perspective	perspective	NOUN
ajbmeb-30	46	6	,	,	PUNCT
ajbmeb-30	46	7	the	the	DET
ajbmeb-30	46	8	judicial	judicial	ADJ
ajbmeb-30	46	9	committee	committee	NOUN
ajbmeb-30	46	10	of	of	ADP
ajbmeb-30	46	11	the	the	DET
ajbmeb-30	46	12	privy	privy	PROPN
ajbmeb-30	46	13	council	council	NOUN
ajbmeb-30	46	14	of	of	ADP
ajbmeb-30	46	15	taxation	taxation	PROPN
ajbmeb-30	46	16	v.	v.	ADP
ajbmeb-30	46	17	english	english	PROPN
ajbmeb-30	46	18	scottish	scottish	PROPN
ajbmeb-30	46	19	&	&	CCONJ
ajbmeb-30	46	20	australian	australian	PROPN
ajbmeb-30	46	21	bank	bank	PROPN
ajbmeb-30	46	22	ltd	ltd	PROPN
ajbmeb-30	46	23	,	,	PUNCT
ajbmeb-30	46	24	suffices	suffice	VERB
ajbmeb-30	46	25	as	as	ADP
ajbmeb-30	46	26	definition	definition	NOUN
ajbmeb-30	46	27	.	.	PUNCT
ajbmeb-30	47	1	in	in	ADP
ajbmeb-30	47	2	the	the	DET
ajbmeb-30	47	3	case	case	NOUN
ajbmeb-30	47	4	,	,	PUNCT
ajbmeb-30	47	5	a	a	DET
ajbmeb-30	47	6	customer	customer	NOUN
ajbmeb-30	47	7	was	be	AUX
ajbmeb-30	47	8	defined	define	VERB
ajbmeb-30	47	9	as	as	ADP
ajbmeb-30	47	10	a	a	DET
ajbmeb-30	47	11	person	person	NOUN
ajbmeb-30	47	12	whose	whose	DET
ajbmeb-30	47	13	money	money	NOUN
ajbmeb-30	47	14	has	have	AUX
ajbmeb-30	47	15	been	be	AUX
ajbmeb-30	47	16	accepted	accept	VERB
ajbmeb-30	47	17	by	by	ADP
ajbmeb-30	47	18	the	the	DET
ajbmeb-30	47	19	bank	bank	NOUN
ajbmeb-30	47	20	on	on	ADP
ajbmeb-30	47	21	the	the	DET
ajbmeb-30	47	22	footing	footing	NOUN
ajbmeb-30	47	23	that	that	PRON
ajbmeb-30	47	24	he	he	PRON
ajbmeb-30	47	25	undertakes	undertake	VERB
ajbmeb-30	47	26	to	to	PART
ajbmeb-30	47	27	honour	honour	VERB
ajbmeb-30	47	28	cheques	cheque	NOUN
ajbmeb-30	47	29	up	up	ADP
ajbmeb-30	47	30	to	to	ADP
ajbmeb-30	47	31	the	the	DET
ajbmeb-30	47	32	amount	amount	NOUN
ajbmeb-30	47	33	standing	stand	VERB
ajbmeb-30	47	34	to	to	ADP
ajbmeb-30	47	35	his	his	PRON
ajbmeb-30	47	36	credit	credit	NOUN
ajbmeb-30	47	37	.	.	PUNCT
ajbmeb-30	48	1	this	this	PRON
ajbmeb-30	48	2	is	be	AUX
ajbmeb-30	48	3	so	so	ADV
ajbmeb-30	48	4	irrespective	irrespective	ADJ
ajbmeb-30	48	5	of	of	ADP
ajbmeb-30	48	6	whether	whether	SCONJ
ajbmeb-30	48	7	his	his	PRON
ajbmeb-30	48	8	connection	connection	NOUN
ajbmeb-30	48	9	with	with	ADP
ajbmeb-30	48	10	the	the	DET
ajbmeb-30	48	11	bank	bank	NOUN
ajbmeb-30	48	12	is	be	AUX
ajbmeb-30	48	13	short	short	ADJ
ajbmeb-30	48	14	or	or	CCONJ
ajbmeb-30	48	15	long	long	ADJ
ajbmeb-30	48	16	standing9	standing9	NOUN
ajbmeb-30	48	17	.	.	PUNCT
ajbmeb-30	49	1	it	it	PRON
ajbmeb-30	49	2	is	be	AUX
ajbmeb-30	49	3	evident	evident	ADJ
ajbmeb-30	49	4	therefore	therefore	ADV
ajbmeb-30	49	5	that	that	SCONJ
ajbmeb-30	49	6	a	a	DET
ajbmeb-30	49	7	person	person	NOUN
ajbmeb-30	49	8	becomes	become	VERB
ajbmeb-30	49	9	a	a	DET
ajbmeb-30	49	10	customer	customer	NOUN
ajbmeb-30	49	11	of	of	ADP
ajbmeb-30	49	12	a	a	DET
ajbmeb-30	49	13	bank	bank	NOUN
ajbmeb-30	49	14	when	when	SCONJ
ajbmeb-30	49	15	he	he	PRON
ajbmeb-30	49	16	opens	open	VERB
ajbmeb-30	49	17	an	an	DET
ajbmeb-30	49	18	account	account	NOUN
ajbmeb-30	49	19	with	with	ADP
ajbmeb-30	49	20	it	it	PRON
ajbmeb-30	49	21	.	.	PUNCT
ajbmeb-30	50	1	this	this	PRON
ajbmeb-30	50	2	seems	seem	VERB
ajbmeb-30	50	3	to	to	PART
ajbmeb-30	50	4	make	make	VERB
ajbmeb-30	50	5	sense	sense	NOUN
ajbmeb-30	50	6	,	,	PUNCT
ajbmeb-30	50	7	as	as	SCONJ
ajbmeb-30	50	8	the	the	DET
ajbmeb-30	50	9	purpose	purpose	NOUN
ajbmeb-30	50	10	for	for	ADP
ajbmeb-30	50	11	the	the	DET
ajbmeb-30	50	12	creation	creation	NOUN
ajbmeb-30	50	13	of	of	ADP
ajbmeb-30	50	14	the	the	DET
ajbmeb-30	50	15	account	account	NOUN
ajbmeb-30	50	16	could	could	AUX
ajbmeb-30	50	17	either	either	CCONJ
ajbmeb-30	50	18	be	be	AUX
ajbmeb-30	50	19	for	for	ADP
ajbmeb-30	50	20	a	a	DET
ajbmeb-30	50	21	savings	saving	NOUN
ajbmeb-30	50	22	or	or	CCONJ
ajbmeb-30	50	23	deposit	deposit	NOUN
ajbmeb-30	50	24	account	account	NOUN
ajbmeb-30	50	25	for	for	ADP
ajbmeb-30	50	26	which	which	PRON
ajbmeb-30	50	27	gains	gain	VERB
ajbmeb-30	50	28	4joseph	4joseph	NUM
ajbmeb-30	50	29	n.e	n.e	PROPN
ajbmeb-30	50	30	,	,	PUNCT
ajbmeb-30	50	31	(	(	PUNCT
ajbmeb-30	50	32	2012/2013	2012/2013	NUM
ajbmeb-30	50	33	)	)	PUNCT
ajbmeb-30	50	34	,	,	PUNCT
ajbmeb-30	50	35	lecture	lecture	NOUN
ajbmeb-30	50	36	notes	note	NOUN
ajbmeb-30	50	37	on	on	ADP
ajbmeb-30	50	38	the	the	DET
ajbmeb-30	50	39	law	law	NOUN
ajbmeb-30	50	40	of	of	ADP
ajbmeb-30	50	41	consumer	consumer	NOUN
ajbmeb-30	50	42	protection	protection	NOUN
ajbmeb-30	50	43	,	,	PUNCT
ajbmeb-30	50	44	university	university	PROPN
ajbmeb-30	50	45	of	of	ADP
ajbmeb-30	50	46	dschang	dschang	PROPN
ajbmeb-30	50	47	,	,	PUNCT
ajbmeb-30	50	48	faculty	faculty	NOUN
ajbmeb-30	50	49	of	of	ADP
ajbmeb-30	50	50	law	law	NOUN
ajbmeb-30	50	51	and	and	CCONJ
ajbmeb-30	50	52	political	political	ADJ
ajbmeb-30	50	53	science	science	NOUN
ajbmeb-30	50	54	,	,	PUNCT
ajbmeb-30	50	55	p.2	p.2	NOUN
ajbmeb-30	50	56	.	.	PUNCT
ajbmeb-30	50	57	5	5	NUM
ajbmeb-30	50	58	bafuke	bafuke	PROPN
ajbmeb-30	50	59	e.n	e.n	PROPN
ajbmeb-30	50	60	,	,	PUNCT
ajbmeb-30	50	61	(	(	PUNCT
ajbmeb-30	50	62	2020	2020	NUM
ajbmeb-30	50	63	)	)	PUNCT
ajbmeb-30	50	64	,	,	PUNCT
ajbmeb-30	50	65	the	the	DET
ajbmeb-30	50	66	protection	protection	NOUN
ajbmeb-30	50	67	of	of	ADP
ajbmeb-30	50	68	consumers	consumer	NOUN
ajbmeb-30	50	69	of	of	ADP
ajbmeb-30	50	70	electronic	electronic	ADJ
ajbmeb-30	50	71	banking	banking	NOUN
ajbmeb-30	50	72	in	in	ADP
ajbmeb-30	50	73	cameroon	cameroon	PROPN
ajbmeb-30	50	74	,	,	PUNCT
ajbmeb-30	50	75	university	university	PROPN
ajbmeb-30	50	76	of	of	ADP
ajbmeb-30	50	77	dschang	dschang	PROPN
ajbmeb-30	50	78	,	,	PUNCT
ajbmeb-30	50	79	faculty	faculty	NOUN
ajbmeb-30	50	80	of	of	ADP
ajbmeb-30	50	81	law	law	NOUN
ajbmeb-30	50	82	and	and	CCONJ
ajbmeb-30	50	83	political	political	ADJ
ajbmeb-30	50	84	science	science	NOUN
ajbmeb-30	50	85	,	,	PUNCT
ajbmeb-30	50	86	phd	phd	NOUN
ajbmeb-30	50	87	thesis	thesis	NOUN
ajbmeb-30	50	88	p.10	p.10	ADP
ajbmeb-30	50	89	,	,	PUNCT
ajbmeb-30	50	90	unpublished	unpublished	ADJ
ajbmeb-30	50	91	.	.	PUNCT
ajbmeb-30	51	1	6	6	NUM
ajbmeb-30	51	2	arrête	arrête	PROPN
ajbmeb-30	51	3	n	n	CCONJ
ajbmeb-30	51	4	°	°	NUM
ajbmeb-30	51	5	000005	000005	NUM
ajbmeb-30	51	6	/	/	SYM
ajbmeb-30	51	7	minfi	minfi	NOUN
ajbmeb-30	51	8	of	of	ADP
ajbmeb-30	51	9	13	13	NUM
ajbmeb-30	51	10	jan	jan	PROPN
ajbmeb-30	51	11	2011	2011	NUM
ajbmeb-30	51	12	portant	portant	PROPN
ajbmeb-30	51	13	sur	sur	PROPN
ajbmeb-30	51	14	le	le	X
ajbmeb-30	51	15	service	service	PROPN
ajbmeb-30	51	16	bancaire	bancaire	PROPN
ajbmeb-30	51	17	minimum	minimum	NOUN
ajbmeb-30	51	18	“	"	PUNCT
ajbmeb-30	51	19	toute	toute	X
ajbmeb-30	51	20	person	person	NOUN
ajbmeb-30	51	21	physique	physique	NOUN
ajbmeb-30	51	22	dans	dans	PROPN
ajbmeb-30	51	23	la	la	PROPN
ajbmeb-30	51	24	clientèle	clientèle	PROPN
ajbmeb-30	51	25	des	des	PROPN
ajbmeb-30	51	26	particulier	particulier	X
ajbmeb-30	51	27	qui	qui	X
ajbmeb-30	51	28	,	,	PUNCT
ajbmeb-30	51	29	dans	dans	PROPN
ajbmeb-30	51	30	le	le	PROPN
ajbmeb-30	51	31	cadres	cadres	PROPN
ajbmeb-30	51	32	de	de	PROPN
ajbmeb-30	51	33	service	service	PROPN
ajbmeb-30	51	34	visés	visé	VERB
ajbmeb-30	51	35	par	par	PROPN
ajbmeb-30	51	36	le	le	X
ajbmeb-30	51	37	présent	présent	PROPN
ajbmeb-30	51	38	arrête	arrête	PROPN
ajbmeb-30	51	39	agit	agit	PROPN
ajbmeb-30	51	40	dans	dans	PROPN
ajbmeb-30	51	41	un	un	PROPN
ajbmeb-30	51	42	but	but	CCONJ
ajbmeb-30	51	43	non	non	ADJ
ajbmeb-30	51	44	commerciale	commerciale	PROPN
ajbmeb-30	51	45	et	et	PROPN
ajbmeb-30	51	46	qui	qui	X
ajbmeb-30	51	47	a	a	DET
ajbmeb-30	51	48	sa	sa	PROPN
ajbmeb-30	51	49	résidence	résidence	NOUN
ajbmeb-30	51	50	principal	principal	NOUN
ajbmeb-30	51	51	au	au	PROPN
ajbmeb-30	51	52	cameroun	cameroun	PROPN
ajbmeb-30	51	53	»	»	PUNCT
ajbmeb-30	51	54	.	.	PUNCT
ajbmeb-30	52	1	7	7	NUM
ajbmeb-30	52	2	article	article	NOUN
ajbmeb-30	52	3	2(9	2(9	NUM
ajbmeb-30	52	4	)	)	PUNCT
ajbmeb-30	52	5	8see	8see	PROPN
ajbmeb-30	52	6	h.p	h.p	PROPN
ajbmeb-30	52	7	sheldon	sheldon	PROPN
ajbmeb-30	52	8	law	law	PROPN
ajbmeb-30	52	9	of	of	ADP
ajbmeb-30	52	10	banking	banking	NOUN
ajbmeb-30	52	11	p.75	p.75	PROPN
ajbmeb-30	52	12	9	9	NUM
ajbmeb-30	52	13	(	(	PUNCT
ajbmeb-30	52	14	1920	1920	NUM
ajbmeb-30	52	15	)	)	PUNCT
ajbmeb-30	52	16	ac	ac	PROPN
ajbmeb-30	52	17	683	683	NUM
ajbmeb-30	52	18	,	,	PUNCT
ajbmeb-30	52	19	ladbroke	ladbroke	PROPN
ajbmeb-30	52	20	v.	v.	ADP
ajbmeb-30	52	21	todd	todd	PROPN
ajbmeb-30	52	22	,	,	PUNCT
ajbmeb-30	52	23	(	(	PUNCT
ajbmeb-30	52	24	1914	1914	NUM
ajbmeb-30	52	25	)	)	PUNCT
ajbmeb-30	52	26	30tlr	30tlr	PROPN
ajbmeb-30	52	27	433	433	NUM
ajbmeb-30	52	28	and	and	CCONJ
ajbmeb-30	52	29	co	co	VERB
ajbmeb-30	52	30	-	-	PROPN
ajbmeb-30	52	31	v.	v.	ADP
ajbmeb-30	52	32	lloyd	lloyd	PROPN
ajbmeb-30	52	33	’s	’s	PROPN
ajbmeb-30	52	34	bank	bank	PROPN
ajbmeb-30	52	35	ltd	ltd	PROPN
ajbmeb-30	52	36	.	.	PROPN
ajbmeb-30	52	37	,	,	PUNCT
ajbmeb-30	52	38	(	(	PUNCT
ajbmeb-30	52	39	1932	1932	NUM
ajbmeb-30	52	40	)	)	PUNCT
ajbmeb-30	52	41	48	48	NUM
ajbmeb-30	52	42	tlr	tlr	PROPN
ajbmeb-30	52	43	344	344	NUM
ajbmeb-30	52	44	.	.	PUNCT
ajbmeb-30	52	45	american	american	PROPN
ajbmeb-30	52	46	journal	journal	PROPN
ajbmeb-30	52	47	of	of	ADP
ajbmeb-30	52	48	business	business	NOUN
ajbmeb-30	52	49	management	management	NOUN
ajbmeb-30	52	50	,	,	PUNCT
ajbmeb-30	52	51	economics	economic	NOUN
ajbmeb-30	52	52	and	and	CCONJ
ajbmeb-30	52	53	banking	banking	NOUN
ajbmeb-30	52	54	volume	volume	NOUN
ajbmeb-30	52	55	1	1	NUM
ajbmeb-30	52	56	,	,	PUNCT
ajbmeb-30	52	57	june	june	PROPN
ajbmeb-30	52	58	,	,	PUNCT
ajbmeb-30	52	59	2022	2022	NUM
ajbmeb-30	52	60	p	p	NOUN
ajbmeb-30	52	61	a	a	PRON
ajbmeb-30	52	62	g	g	NOUN
ajbmeb-30	52	63	e	e	NOUN
ajbmeb-30	52	64	|	|	ADV
ajbmeb-30	52	65	40	40	NUM
ajbmeb-30	52	66	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	52	67	could	could	AUX
ajbmeb-30	52	68	be	be	AUX
ajbmeb-30	52	69	business	business	NOUN
ajbmeb-30	52	70	oriented	orient	VERB
ajbmeb-30	52	71	or	or	CCONJ
ajbmeb-30	52	72	for	for	ADP
ajbmeb-30	52	73	personal	personal	ADJ
ajbmeb-30	52	74	usage	usage	NOUN
ajbmeb-30	52	75	.	.	PUNCT
ajbmeb-30	53	1	that	that	PRON
ajbmeb-30	53	2	said	say	VERB
ajbmeb-30	53	3	,	,	PUNCT
ajbmeb-30	53	4	where	where	SCONJ
ajbmeb-30	53	5	the	the	DET
ajbmeb-30	53	6	purpose	purpose	NOUN
ajbmeb-30	53	7	falls	fall	VERB
ajbmeb-30	53	8	outside	outside	ADP
ajbmeb-30	53	9	the	the	DET
ajbmeb-30	53	10	scope	scope	NOUN
ajbmeb-30	53	11	of	of	ADP
ajbmeb-30	53	12	business	business	NOUN
ajbmeb-30	53	13	or	or	CCONJ
ajbmeb-30	53	14	other	other	ADJ
ajbmeb-30	53	15	productive	productive	ADJ
ajbmeb-30	53	16	aims	aim	NOUN
ajbmeb-30	53	17	but	but	CCONJ
ajbmeb-30	53	18	that	that	PRON
ajbmeb-30	53	19	of	of	ADP
ajbmeb-30	53	20	personal	personal	ADJ
ajbmeb-30	53	21	consumption	consumption	NOUN
ajbmeb-30	53	22	,	,	PUNCT
ajbmeb-30	53	23	the	the	DET
ajbmeb-30	53	24	customer	customer	NOUN
ajbmeb-30	53	25	would	would	AUX
ajbmeb-30	53	26	fall	fall	VERB
ajbmeb-30	53	27	within	within	ADP
ajbmeb-30	53	28	the	the	DET
ajbmeb-30	53	29	scope	scope	NOUN
ajbmeb-30	53	30	of	of	ADP
ajbmeb-30	53	31	the	the	DET
ajbmeb-30	53	32	consumer	consumer	NOUN
ajbmeb-30	53	33	protection	protection	NOUN
ajbmeb-30	53	34	law	law	NOUN
ajbmeb-30	53	35	.	.	PUNCT
ajbmeb-30	54	1	technically	technically	ADV
ajbmeb-30	54	2	speaking	speak	VERB
ajbmeb-30	54	3	therefore	therefore	ADV
ajbmeb-30	54	4	,	,	PUNCT
ajbmeb-30	54	5	a	a	DET
ajbmeb-30	54	6	customer	customer	NOUN
ajbmeb-30	54	7	will	will	AUX
ajbmeb-30	54	8	be	be	AUX
ajbmeb-30	54	9	considered	consider	VERB
ajbmeb-30	54	10	to	to	PART
ajbmeb-30	54	11	be	be	AUX
ajbmeb-30	54	12	a	a	DET
ajbmeb-30	54	13	consumer	consumer	NOUN
ajbmeb-30	54	14	and	and	CCONJ
ajbmeb-30	54	15	the	the	DET
ajbmeb-30	54	16	subject	subject	NOUN
ajbmeb-30	54	17	of	of	ADP
ajbmeb-30	54	18	the	the	DET
ajbmeb-30	54	19	consumer	consumer	NOUN
ajbmeb-30	54	20	protection	protection	NOUN
ajbmeb-30	54	21	law	law	NOUN
ajbmeb-30	54	22	if	if	SCONJ
ajbmeb-30	54	23	he	he	PRON
ajbmeb-30	54	24	uses	use	VERB
ajbmeb-30	54	25	the	the	DET
ajbmeb-30	54	26	financial	financial	ADJ
ajbmeb-30	54	27	services	service	NOUN
ajbmeb-30	54	28	,	,	PUNCT
ajbmeb-30	54	29	or	or	CCONJ
ajbmeb-30	54	30	s	s	AUX
ajbmeb-30	54	31	/	/	SYM
ajbmeb-30	54	32	he	he	PRON
ajbmeb-30	54	33	approached	approach	VERB
ajbmeb-30	54	34	the	the	DET
ajbmeb-30	54	35	provider	provider	NOUN
ajbmeb-30	54	36	of	of	ADP
ajbmeb-30	54	37	financial	financial	ADJ
ajbmeb-30	54	38	services	service	NOUN
ajbmeb-30	54	39	with	with	ADP
ajbmeb-30	54	40	an	an	DET
ajbmeb-30	54	41	intention	intention	NOUN
ajbmeb-30	54	42	of	of	ADP
ajbmeb-30	54	43	using	use	VERB
ajbmeb-30	54	44	the	the	DET
ajbmeb-30	54	45	services	service	NOUN
ajbmeb-30	54	46	and	and	CCONJ
ajbmeb-30	54	47	who	who	PRON
ajbmeb-30	54	48	is	be	AUX
ajbmeb-30	54	49	using	use	VERB
ajbmeb-30	54	50	financial	financial	ADJ
ajbmeb-30	54	51	services	service	NOUN
ajbmeb-30	54	52	for	for	ADP
ajbmeb-30	54	53	a	a	DET
ajbmeb-30	54	54	purpose	purpose	NOUN
ajbmeb-30	54	55	outside	outside	ADP
ajbmeb-30	54	56	his	his	PRON
ajbmeb-30	54	57	trade	trade	NOUN
ajbmeb-30	54	58	business	business	NOUN
ajbmeb-30	54	59	and/or	and/or	CCONJ
ajbmeb-30	54	60	profession	profession	NOUN
ajbmeb-30	54	61	.	.	PUNCT
ajbmeb-30	55	1	1.2	1.2	NUM
ajbmeb-30	55	2	duties	duty	NOUN
ajbmeb-30	55	3	emanating	emanate	VERB
ajbmeb-30	55	4	from	from	ADP
ajbmeb-30	55	5	banking	banking	NOUN
ajbmeb-30	55	6	contracts	contract	NOUN
ajbmeb-30	55	7	the	the	DET
ajbmeb-30	55	8	banking	banking	NOUN
ajbmeb-30	55	9	contract	contract	NOUN
ajbmeb-30	55	10	imposes	impose	VERB
ajbmeb-30	55	11	some	some	DET
ajbmeb-30	55	12	obligations	obligation	NOUN
ajbmeb-30	55	13	on	on	ADP
ajbmeb-30	55	14	the	the	DET
ajbmeb-30	55	15	parties	party	NOUN
ajbmeb-30	55	16	thereto	thereto	VERB
ajbmeb-30	55	17	.	.	PUNCT
ajbmeb-30	56	1	these	these	DET
ajbmeb-30	56	2	reciprocal	reciprocal	ADJ
ajbmeb-30	56	3	obligations	obligation	NOUN
ajbmeb-30	56	4	imposed10	imposed10	X
ajbmeb-30	56	5	on	on	ADP
ajbmeb-30	56	6	both	both	DET
ajbmeb-30	56	7	parties	party	NOUN
ajbmeb-30	56	8	,	,	PUNCT
ajbmeb-30	56	9	constitute	constitute	VERB
ajbmeb-30	56	10	amidst	amidst	ADP
ajbmeb-30	56	11	others	other	NOUN
ajbmeb-30	56	12	a	a	DET
ajbmeb-30	56	13	mechanism	mechanism	NOUN
ajbmeb-30	56	14	of	of	ADP
ajbmeb-30	56	15	protection	protection	NOUN
ajbmeb-30	56	16	of	of	ADP
ajbmeb-30	56	17	parties	party	NOUN
ajbmeb-30	56	18	to	to	ADP
ajbmeb-30	56	19	a	a	DET
ajbmeb-30	56	20	banking	banking	NOUN
ajbmeb-30	56	21	contract	contract	NOUN
ajbmeb-30	56	22	.	.	PUNCT
ajbmeb-30	57	1	these	these	DET
ajbmeb-30	57	2	duties	duty	NOUN
ajbmeb-30	57	3	generally	generally	ADV
ajbmeb-30	57	4	are	be	AUX
ajbmeb-30	57	5	backed	back	VERB
ajbmeb-30	57	6	by	by	ADP
ajbmeb-30	57	7	rights	right	NOUN
ajbmeb-30	57	8	which	which	PRON
ajbmeb-30	57	9	within	within	ADP
ajbmeb-30	57	10	the	the	DET
ajbmeb-30	57	11	framework	framework	NOUN
ajbmeb-30	57	12	of	of	ADP
ajbmeb-30	57	13	the	the	DET
ajbmeb-30	57	14	banking	banking	NOUN
ajbmeb-30	57	15	contract	contract	NOUN
ajbmeb-30	57	16	these	these	DET
ajbmeb-30	57	17	rights	right	NOUN
ajbmeb-30	57	18	could	could	AUX
ajbmeb-30	57	19	either	either	CCONJ
ajbmeb-30	57	20	be	be	AUX
ajbmeb-30	57	21	of	of	ADP
ajbmeb-30	57	22	a	a	DET
ajbmeb-30	57	23	general	general	ADJ
ajbmeb-30	57	24	or	or	CCONJ
ajbmeb-30	57	25	special	special	ADJ
ajbmeb-30	57	26	nature	nature	NOUN
ajbmeb-30	57	27	.	.	PUNCT
ajbmeb-30	58	1	general	general	ADJ
ajbmeb-30	58	2	rights	right	NOUN
ajbmeb-30	58	3	properly	properly	ADV
ajbmeb-30	58	4	speaking	speak	VERB
ajbmeb-30	58	5	as	as	SCONJ
ajbmeb-30	58	6	the	the	DET
ajbmeb-30	58	7	name	name	NOUN
ajbmeb-30	58	8	implies	imply	VERB
ajbmeb-30	58	9	,	,	PUNCT
ajbmeb-30	58	10	are	be	AUX
ajbmeb-30	58	11	rights	right	NOUN
ajbmeb-30	58	12	enjoyed	enjoy	VERB
ajbmeb-30	58	13	equally	equally	ADV
ajbmeb-30	58	14	by	by	ADP
ajbmeb-30	58	15	every	every	DET
ajbmeb-30	58	16	customer	customer	NOUN
ajbmeb-30	58	17	of	of	ADP
ajbmeb-30	58	18	a	a	DET
ajbmeb-30	58	19	bank11	bank11	NOUN
ajbmeb-30	58	20	.	.	PUNCT
ajbmeb-30	59	1	these	these	DET
ajbmeb-30	59	2	rights	right	NOUN
ajbmeb-30	59	3	are	be	AUX
ajbmeb-30	59	4	gained	gain	VERB
ajbmeb-30	59	5	equally	equally	ADV
ajbmeb-30	59	6	without	without	ADP
ajbmeb-30	59	7	distinction	distinction	NOUN
ajbmeb-30	59	8	by	by	ADP
ajbmeb-30	59	9	customers	customer	NOUN
ajbmeb-30	59	10	upon	upon	SCONJ
ajbmeb-30	59	11	the	the	DET
ajbmeb-30	59	12	creation	creation	NOUN
ajbmeb-30	59	13	of	of	ADP
ajbmeb-30	59	14	an	an	DET
ajbmeb-30	59	15	account	account	NOUN
ajbmeb-30	59	16	.	.	PUNCT
ajbmeb-30	60	1	contrarily	contrarily	ADV
ajbmeb-30	60	2	,	,	PUNCT
ajbmeb-30	60	3	special	special	ADJ
ajbmeb-30	60	4	rights	right	NOUN
ajbmeb-30	60	5	are	be	AUX
ajbmeb-30	60	6	reserved	reserve	VERB
ajbmeb-30	60	7	to	to	ADP
ajbmeb-30	60	8	particular	particular	ADJ
ajbmeb-30	60	9	customers	customer	NOUN
ajbmeb-30	60	10	based	base	VERB
ajbmeb-30	60	11	on	on	ADP
ajbmeb-30	60	12	other	other	ADJ
ajbmeb-30	60	13	determining	determine	VERB
ajbmeb-30	60	14	factors12	factors12	NOUN
ajbmeb-30	60	15	.	.	PUNCT
ajbmeb-30	61	1	these	these	DET
ajbmeb-30	61	2	rights	right	NOUN
ajbmeb-30	61	3	reserved	reserve	VERB
ajbmeb-30	61	4	for	for	ADP
ajbmeb-30	61	5	customers	customer	NOUN
ajbmeb-30	61	6	are	be	AUX
ajbmeb-30	61	7	held	hold	VERB
ajbmeb-30	61	8	and	and	CCONJ
ajbmeb-30	61	9	used	use	VERB
ajbmeb-30	61	10	by	by	ADP
ajbmeb-30	61	11	them	they	PRON
ajbmeb-30	61	12	throughout	throughout	ADP
ajbmeb-30	61	13	their	their	PRON
ajbmeb-30	61	14	relationship	relationship	NOUN
ajbmeb-30	61	15	with	with	ADP
ajbmeb-30	61	16	the	the	DET
ajbmeb-30	61	17	bank	bank	NOUN
ajbmeb-30	61	18	and	and	CCONJ
ajbmeb-30	61	19	others	other	NOUN
ajbmeb-30	61	20	even	even	ADV
ajbmeb-30	61	21	subsist	subsist	VERB
ajbmeb-30	61	22	after	after	ADP
ajbmeb-30	61	23	the	the	DET
ajbmeb-30	61	24	termination	termination	NOUN
ajbmeb-30	61	25	of	of	ADP
ajbmeb-30	61	26	the	the	DET
ajbmeb-30	61	27	banking	banking	NOUN
ajbmeb-30	61	28	contract	contract	NOUN
ajbmeb-30	61	29	,	,	PUNCT
ajbmeb-30	61	30	such	such	ADJ
ajbmeb-30	61	31	as	as	ADP
ajbmeb-30	61	32	the	the	DET
ajbmeb-30	61	33	duty	duty	NOUN
ajbmeb-30	61	34	of	of	ADP
ajbmeb-30	61	35	confidentiality	confidentiality	NOUN
ajbmeb-30	61	36	.	.	PUNCT
ajbmeb-30	62	1	these	these	DET
ajbmeb-30	62	2	rights	right	NOUN
ajbmeb-30	62	3	therefore	therefore	ADV
ajbmeb-30	62	4	have	have	AUX
ajbmeb-30	62	5	proven	prove	VERB
ajbmeb-30	62	6	over	over	ADP
ajbmeb-30	62	7	the	the	DET
ajbmeb-30	62	8	years	year	NOUN
ajbmeb-30	62	9	to	to	PART
ajbmeb-30	62	10	be	be	AUX
ajbmeb-30	62	11	the	the	DET
ajbmeb-30	62	12	cause	cause	NOUN
ajbmeb-30	62	13	of	of	ADP
ajbmeb-30	62	14	disputes	dispute	NOUN
ajbmeb-30	62	15	within	within	ADP
ajbmeb-30	62	16	the	the	DET
ajbmeb-30	62	17	banking	banking	NOUN
ajbmeb-30	62	18	sector	sector	NOUN
ajbmeb-30	62	19	,	,	PUNCT
ajbmeb-30	62	20	for	for	SCONJ
ajbmeb-30	62	21	the	the	DET
ajbmeb-30	62	22	service	service	NOUN
ajbmeb-30	62	23	providers	provider	NOUN
ajbmeb-30	62	24	always	always	ADV
ajbmeb-30	62	25	turn	turn	VERB
ajbmeb-30	62	26	to	to	PART
ajbmeb-30	62	27	act	act	VERB
ajbmeb-30	62	28	in	in	ADP
ajbmeb-30	62	29	disregard	disregard	NOUN
ajbmeb-30	62	30	of	of	ADP
ajbmeb-30	62	31	such	such	ADJ
ajbmeb-30	62	32	by	by	ADP
ajbmeb-30	62	33	not	not	PART
ajbmeb-30	62	34	respecting	respect	VERB
ajbmeb-30	62	35	their	their	PRON
ajbmeb-30	62	36	obligations	obligation	NOUN
ajbmeb-30	62	37	,	,	PUNCT
ajbmeb-30	62	38	thus	thus	ADV
ajbmeb-30	62	39	causing	cause	VERB
ajbmeb-30	62	40	the	the	DET
ajbmeb-30	62	41	day	day	NOUN
ajbmeb-30	62	42	to	to	ADP
ajbmeb-30	62	43	day	day	NOUN
ajbmeb-30	62	44	disputes	dispute	NOUN
ajbmeb-30	62	45	.	.	PUNCT
ajbmeb-30	63	1	a	a	DET
ajbmeb-30	63	2	hand	hand	NOUN
ajbmeb-30	63	3	full	full	ADJ
ajbmeb-30	63	4	of	of	ADP
ajbmeb-30	63	5	duties	duty	NOUN
ajbmeb-30	63	6	all	all	PRON
ajbmeb-30	63	7	being	be	AUX
ajbmeb-30	63	8	a	a	DET
ajbmeb-30	63	9	succinct	succinct	ADJ
ajbmeb-30	63	10	mirror	mirror	NOUN
ajbmeb-30	63	11	image	image	NOUN
ajbmeb-30	63	12	of	of	ADP
ajbmeb-30	63	13	consumers	consumer	NOUN
ajbmeb-30	63	14	’	'	PUNCT
ajbmeb-30	63	15	rights	right	NOUN
ajbmeb-30	63	16	have	have	AUX
ajbmeb-30	63	17	been	be	AUX
ajbmeb-30	63	18	identified	identify	VERB
ajbmeb-30	63	19	to	to	PART
ajbmeb-30	63	20	emanate	emanate	VERB
ajbmeb-30	63	21	from	from	ADP
ajbmeb-30	63	22	banking	banking	NOUN
ajbmeb-30	63	23	services	service	NOUN
ajbmeb-30	63	24	particularly	particularly	ADV
ajbmeb-30	63	25	those	those	PRON
ajbmeb-30	63	26	linked	link	VERB
ajbmeb-30	63	27	to	to	ADP
ajbmeb-30	63	28	the	the	DET
ajbmeb-30	63	29	honouring	honouring	NOUN
ajbmeb-30	63	30	of	of	ADP
ajbmeb-30	63	31	cheques	cheque	NOUN
ajbmeb-30	63	32	and	and	CCONJ
ajbmeb-30	63	33	the	the	DET
ajbmeb-30	63	34	opening	opening	NOUN
ajbmeb-30	63	35	of	of	ADP
ajbmeb-30	63	36	accounts	account	NOUN
ajbmeb-30	63	37	.	.	PUNCT
ajbmeb-30	64	1	in	in	ADP
ajbmeb-30	64	2	this	this	DET
ajbmeb-30	64	3	light	light	NOUN
ajbmeb-30	64	4	,	,	PUNCT
ajbmeb-30	64	5	the	the	DET
ajbmeb-30	64	6	modern	modern	ADJ
ajbmeb-30	64	7	day	day	NOUN
ajbmeb-30	64	8	position	position	NOUN
ajbmeb-30	64	9	of	of	ADP
ajbmeb-30	64	10	the	the	DET
ajbmeb-30	64	11	implied	imply	VERB
ajbmeb-30	64	12	contractual	contractual	ADJ
ajbmeb-30	64	13	obligations	obligation	NOUN
ajbmeb-30	64	14	owed	owe	VERB
ajbmeb-30	64	15	by	by	ADP
ajbmeb-30	64	16	banker	banker	NOUN
ajbmeb-30	64	17	to	to	ADP
ajbmeb-30	64	18	customers	customer	NOUN
ajbmeb-30	64	19	in	in	ADP
ajbmeb-30	64	20	the	the	DET
ajbmeb-30	64	21	ordinary	ordinary	ADJ
ajbmeb-30	64	22	course	course	NOUN
ajbmeb-30	64	23	of	of	ADP
ajbmeb-30	64	24	business	business	NOUN
ajbmeb-30	64	25	requires	require	VERB
ajbmeb-30	64	26	a	a	DET
ajbmeb-30	64	27	careful	careful	ADJ
ajbmeb-30	64	28	restatement	restatement	NOUN
ajbmeb-30	64	29	along	along	ADP
ajbmeb-30	64	30	the	the	DET
ajbmeb-30	64	31	following	follow	VERB
ajbmeb-30	64	32	lines	line	NOUN
ajbmeb-30	64	33	:	:	PUNCT
ajbmeb-30	64	34	the	the	DET
ajbmeb-30	64	35	duty	duty	NOUN
ajbmeb-30	64	36	of	of	ADP
ajbmeb-30	64	37	reasonable	reasonable	ADJ
ajbmeb-30	64	38	care	care	NOUN
ajbmeb-30	64	39	and	and	CCONJ
ajbmeb-30	64	40	skill	skill	NOUN
ajbmeb-30	64	41	;	;	PUNCT
ajbmeb-30	64	42	banker	banker	NOUN
ajbmeb-30	64	43	’s	’s	PART
ajbmeb-30	64	44	duty	duty	NOUN
ajbmeb-30	64	45	of	of	ADP
ajbmeb-30	64	46	secrecy	secrecy	NOUN
ajbmeb-30	64	47	(	(	PUNCT
ajbmeb-30	64	48	with	with	ADP
ajbmeb-30	64	49	exceptions	exception	NOUN
ajbmeb-30	64	50	being	be	AUX
ajbmeb-30	64	51	compulsion	compulsion	NOUN
ajbmeb-30	64	52	at	at	ADP
ajbmeb-30	64	53	law	law	NOUN
ajbmeb-30	64	54	;	;	PUNCT
ajbmeb-30	64	55	duty	duty	NOUN
ajbmeb-30	64	56	to	to	ADP
ajbmeb-30	64	57	the	the	DET
ajbmeb-30	64	58	public	public	NOUN
ajbmeb-30	64	59	to	to	PART
ajbmeb-30	64	60	disclose	disclose	VERB
ajbmeb-30	64	61	in	in	ADP
ajbmeb-30	64	62	the	the	DET
ajbmeb-30	64	63	bank	bank	NOUN
ajbmeb-30	64	64	’s	’s	PART
ajbmeb-30	64	65	interest	interest	NOUN
ajbmeb-30	64	66	;	;	PUNCT
ajbmeb-30	64	67	disclosure	disclosure	NOUN
ajbmeb-30	64	68	with	with	ADP
ajbmeb-30	64	69	customer	customer	NOUN
ajbmeb-30	64	70	’s	’s	PART
ajbmeb-30	64	71	consent)13	consent)13	NOUN
ajbmeb-30	64	72	,	,	PUNCT
ajbmeb-30	64	73	statement	statement	NOUN
ajbmeb-30	64	74	of	of	ADP
ajbmeb-30	64	75	account	account	NOUN
ajbmeb-30	64	76	by	by	ADP
ajbmeb-30	64	77	the	the	DET
ajbmeb-30	64	78	bank	bank	NOUN
ajbmeb-30	64	79	;	;	PUNCT
ajbmeb-30	64	80	honour	honour	VERB
ajbmeb-30	64	81	customers	customer	NOUN
ajbmeb-30	64	82	cheque	cheque	VERB
ajbmeb-30	64	83	;	;	PUNCT
ajbmeb-30	64	84	duty	duty	NOUN
ajbmeb-30	64	85	only	only	ADV
ajbmeb-30	64	86	according	accord	VERB
ajbmeb-30	64	87	to	to	ADP
ajbmeb-30	64	88	customer´s	customer´s	NOUN
ajbmeb-30	64	89	mandate	mandate	NOUN
ajbmeb-30	64	90	to	to	PART
ajbmeb-30	64	91	pay	pay	VERB
ajbmeb-30	64	92	;	;	PUNCT
ajbmeb-30	64	93	duty	duty	NOUN
ajbmeb-30	64	94	not	not	PART
ajbmeb-30	64	95	to	to	PART
ajbmeb-30	64	96	pay	pay	VERB
ajbmeb-30	64	97	countermanded	countermand	VERB
ajbmeb-30	64	98	cheque	cheque	NOUN
ajbmeb-30	64	99	;	;	PUNCT
ajbmeb-30	64	100	duty	duty	NOUN
ajbmeb-30	64	101	to	to	PART
ajbmeb-30	64	102	repay	repay	VERB
ajbmeb-30	64	103	;	;	PUNCT
ajbmeb-30	64	104	payment	payment	NOUN
ajbmeb-30	64	105	of	of	ADP
ajbmeb-30	64	106	cheque	cheque	NOUN
ajbmeb-30	64	107	drawn	draw	VERB
ajbmeb-30	64	108	by	by	ADP
ajbmeb-30	64	109	the	the	DET
ajbmeb-30	64	110	customer	customer	NOUN
ajbmeb-30	64	111	;	;	PUNCT
ajbmeb-30	64	112	duty	duty	NOUN
ajbmeb-30	64	113	to	to	PART
ajbmeb-30	64	114	rectify	rectify	VERB
ajbmeb-30	64	115	errors	error	NOUN
ajbmeb-30	64	116	;	;	PUNCT
ajbmeb-30	64	117	duty	duty	NOUN
ajbmeb-30	64	118	not	not	PART
ajbmeb-30	64	119	to	to	PART
ajbmeb-30	64	120	cease	cease	VERB
ajbmeb-30	64	121	to	to	PART
ajbmeb-30	64	122	do	do	VERB
ajbmeb-30	64	123	business	business	NOUN
ajbmeb-30	64	124	with	with	ADP
ajbmeb-30	64	125	customer	customer	NOUN
ajbmeb-30	64	126	except	except	SCONJ
ajbmeb-30	64	127	upon	upon	SCONJ
ajbmeb-30	64	128	reasonable	reasonable	ADJ
ajbmeb-30	64	129	notice	notice	NOUN
ajbmeb-30	64	130	;	;	PUNCT
ajbmeb-30	64	131	duty	duty	NOUN
ajbmeb-30	64	132	to	to	PART
ajbmeb-30	64	133	demand	demand	VERB
ajbmeb-30	64	134	repayment	repayment	NOUN
ajbmeb-30	64	135	of	of	ADP
ajbmeb-30	64	136	overdraft	overdraft	NOUN
ajbmeb-30	64	137	duty	duty	NOUN
ajbmeb-30	64	138	to	to	PART
ajbmeb-30	64	139	give	give	VERB
ajbmeb-30	64	140	reference	reference	NOUN
ajbmeb-30	64	141	on	on	ADP
ajbmeb-30	64	142	customer´s	customer´s	NOUN
ajbmeb-30	64	143	credit	credit	NOUN
ajbmeb-30	64	144	and	and	CCONJ
ajbmeb-30	64	145	standing	stand	VERB
ajbmeb-30	64	146	advice	advice	NOUN
ajbmeb-30	64	147	on	on	ADP
ajbmeb-30	64	148	investments	investment	NOUN
ajbmeb-30	64	149	;	;	PUNCT
ajbmeb-30	64	150	safe	safe	ADJ
ajbmeb-30	64	151	custody	custody	NOUN
ajbmeb-30	64	152	of	of	ADP
ajbmeb-30	64	153	valuables	valuable	NOUN
ajbmeb-30	64	154	;	;	PUNCT
ajbmeb-30	64	155	duty	duty	NOUN
ajbmeb-30	64	156	of	of	ADP
ajbmeb-30	64	157	pre	pre	ADJ
ajbmeb-30	64	158	-	-	ADJ
ajbmeb-30	64	159	contractual	contractual	ADJ
ajbmeb-30	64	160	information;14	information;14	NOUN
ajbmeb-30	64	161	duties	duty	NOUN
ajbmeb-30	64	162	of	of	ADP
ajbmeb-30	64	163	a	a	DET
ajbmeb-30	64	164	collecting	collect	VERB
ajbmeb-30	64	165	bank	bank	NOUN
ajbmeb-30	64	166	;	;	PUNCT
ajbmeb-30	64	167	duty	duty	NOUN
ajbmeb-30	64	168	to	to	ADP
ajbmeb-30	64	169	customers	customer	NOUN
ajbmeb-30	64	170	;	;	PUNCT
ajbmeb-30	64	171	duty	duty	NOUN
ajbmeb-30	64	172	to	to	ADP
ajbmeb-30	64	173	the	the	DET
ajbmeb-30	64	174	true	true	ADJ
ajbmeb-30	64	175	owner	owner	NOUN
ajbmeb-30	64	176	of	of	ADP
ajbmeb-30	64	177	the	the	DET
ajbmeb-30	64	178	cheque	cheque	NOUN
ajbmeb-30	64	179	.	.	PUNCT
ajbmeb-30	65	1	the	the	DET
ajbmeb-30	65	2	violation	violation	NOUN
ajbmeb-30	65	3	of	of	ADP
ajbmeb-30	65	4	these	these	DET
ajbmeb-30	65	5	obligations	obligation	NOUN
ajbmeb-30	65	6	by	by	ADP
ajbmeb-30	65	7	the	the	DET
ajbmeb-30	65	8	service	service	NOUN
ajbmeb-30	65	9	providers	provider	NOUN
ajbmeb-30	65	10	be	be	VERB
ajbmeb-30	65	11	it	it	PRON
ajbmeb-30	65	12	directly	directly	ADV
ajbmeb-30	65	13	or	or	CCONJ
ajbmeb-30	65	14	indirectly	indirectly	ADV
ajbmeb-30	65	15	has	have	AUX
ajbmeb-30	65	16	acted	act	VERB
ajbmeb-30	65	17	as	as	ADP
ajbmeb-30	65	18	a	a	DET
ajbmeb-30	65	19	foundation	foundation	NOUN
ajbmeb-30	65	20	and	and	CCONJ
ajbmeb-30	65	21	a	a	DET
ajbmeb-30	65	22	catalyst	catalyst	NOUN
ajbmeb-30	65	23	for	for	ADP
ajbmeb-30	65	24	the	the	DET
ajbmeb-30	65	25	numerous	numerous	ADJ
ajbmeb-30	65	26	litigations	litigation	NOUN
ajbmeb-30	65	27	that	that	PRON
ajbmeb-30	65	28	have	have	AUX
ajbmeb-30	65	29	existed	exist	VERB
ajbmeb-30	65	30	based	base	VERB
ajbmeb-30	65	31	on	on	ADP
ajbmeb-30	65	32	banking	bank	VERB
ajbmeb-30	65	33	contractual	contractual	ADJ
ajbmeb-30	65	34	disputes	dispute	NOUN
ajbmeb-30	65	35	in	in	ADP
ajbmeb-30	65	36	cameroon	cameroon	NOUN
ajbmeb-30	65	37	.	.	PUNCT
ajbmeb-30	66	1	10	10	NUM
ajbmeb-30	66	2	article	article	NOUN
ajbmeb-30	66	3	10	10	NUM
ajbmeb-30	66	4	of	of	ADP
ajbmeb-30	66	5	règlement	règlement	PROPN
ajbmeb-30	66	6	no	no	PRON
ajbmeb-30	66	7	02/03	02/03	NUM
ajbmeb-30	66	8	/	/	SYM
ajbmeb-30	66	9	cemac	cemac	ADJ
ajbmeb-30	66	10	/	/	SYM
ajbmeb-30	66	11	umac	umac	NOUN
ajbmeb-30	66	12	/	/	SYM
ajbmeb-30	66	13	cm	cm	NOUN
ajbmeb-30	66	14	du	du	PROPN
ajbmeb-30	66	15	4	4	NUM
ajbmeb-30	66	16	avril	avril	PROPN
ajbmeb-30	66	17	2003	2003	NUM
ajbmeb-30	66	18	.	.	PUNCT
ajbmeb-30	67	1	11	11	NUM
ajbmeb-30	67	2	bafuke	bafuke	PROPN
ajbmeb-30	67	3	e.n	e.n	PROPN
ajbmeb-30	67	4	,	,	PUNCT
ajbmeb-30	67	5	(	(	PUNCT
ajbmeb-30	67	6	2020	2020	NUM
ajbmeb-30	67	7	)	)	PUNCT
ajbmeb-30	67	8	,	,	PUNCT
ajbmeb-30	67	9	the	the	DET
ajbmeb-30	67	10	protection	protection	NOUN
ajbmeb-30	67	11	of	of	ADP
ajbmeb-30	67	12	consumers	consumer	NOUN
ajbmeb-30	67	13	of	of	ADP
ajbmeb-30	67	14	electronic	electronic	ADJ
ajbmeb-30	67	15	banking	banking	NOUN
ajbmeb-30	67	16	in	in	ADP
ajbmeb-30	67	17	cameroon	cameroon	PROPN
ajbmeb-30	67	18	,	,	PUNCT
ajbmeb-30	67	19	university	university	PROPN
ajbmeb-30	67	20	of	of	ADP
ajbmeb-30	67	21	dschang	dschang	PROPN
ajbmeb-30	67	22	,	,	PUNCT
ajbmeb-30	67	23	faculty	faculty	NOUN
ajbmeb-30	67	24	of	of	ADP
ajbmeb-30	67	25	law	law	NOUN
ajbmeb-30	67	26	and	and	CCONJ
ajbmeb-30	67	27	political	political	ADJ
ajbmeb-30	67	28	science	science	NOUN
ajbmeb-30	67	29	,	,	PUNCT
ajbmeb-30	67	30	phd	phd	NOUN
ajbmeb-30	67	31	thesis	thesis	NOUN
ajbmeb-30	67	32	p.149	p.149	NOUN
ajbmeb-30	67	33	,	,	PUNCT
ajbmeb-30	67	34	unpublished	unpublished	ADJ
ajbmeb-30	67	35	.	.	PUNCT
ajbmeb-30	68	1	12	12	NUM
ajbmeb-30	68	2	ibid	ibid	NOUN
ajbmeb-30	68	3	at	at	ADP
ajbmeb-30	68	4	p.140	p.140	NUM
ajbmeb-30	68	5	.	.	PUNCT
ajbmeb-30	69	1	13	13	NUM
ajbmeb-30	69	2	see	see	VERB
ajbmeb-30	69	3	fon	fon	PROPN
ajbmeb-30	69	4	fielding	field	VERB
ajbmeb-30	69	5	f	f	PROPN
ajbmeb-30	69	6	&	&	CCONJ
ajbmeb-30	69	7	bafuke	bafuke	PROPN
ajbmeb-30	69	8	evarestus	evarestus	PROPN
ajbmeb-30	69	9	n.	n.	PROPN
ajbmeb-30	69	10	(	(	PUNCT
ajbmeb-30	69	11	2020	2020	NUM
ajbmeb-30	69	12	)	)	PUNCT
ajbmeb-30	69	13	,	,	PUNCT
ajbmeb-30	69	14	the	the	DET
ajbmeb-30	69	15	bank	bank	NOUN
ajbmeb-30	69	16	’s	’s	PART
ajbmeb-30	69	17	duty	duty	NOUN
ajbmeb-30	69	18	of	of	ADP
ajbmeb-30	69	19	confidentiality	confidentiality	NOUN
ajbmeb-30	69	20	under	under	ADP
ajbmeb-30	69	21	cameroonian	cameroonian	ADJ
ajbmeb-30	69	22	law	law	NOUN
ajbmeb-30	69	23	:	:	PUNCT
ajbmeb-30	69	24	absolute	absolute	ADJ
ajbmeb-30	69	25	or	or	CCONJ
ajbmeb-30	69	26	qualified	qualified	ADJ
ajbmeb-30	69	27	,	,	PUNCT
ajbmeb-30	69	28	journal	journal	NOUN
ajbmeb-30	69	29	of	of	ADP
ajbmeb-30	69	30	banking	banking	NOUN
ajbmeb-30	69	31	and	and	CCONJ
ajbmeb-30	69	32	insurance	insurance	NOUN
ajbmeb-30	69	33	law	law	NOUN
ajbmeb-30	69	34	,	,	PUNCT
ajbmeb-30	69	35	vol	vol	NOUN
ajbmeb-30	69	36	.	.	PROPN
ajbmeb-30	69	37	3	3	NUM
ajbmeb-30	70	1	no	no	NOUN
ajbmeb-30	70	2	.	.	NOUN
ajbmeb-30	71	1	1	1	NUM
ajbmeb-30	71	2	.	.	X
ajbmeb-30	71	3	14	14	NUM
ajbmeb-30	71	4	serbian	serbian	ADJ
ajbmeb-30	71	5	law	law	NOUN
ajbmeb-30	71	6	on	on	ADP
ajbmeb-30	71	7	consumer	consumer	NOUN
ajbmeb-30	71	8	’s	’s	PART
ajbmeb-30	71	9	protection	protection	NOUN
ajbmeb-30	71	10	.	.	PUNCT
ajbmeb-30	72	1	american	american	PROPN
ajbmeb-30	72	2	journal	journal	PROPN
ajbmeb-30	72	3	of	of	ADP
ajbmeb-30	72	4	business	business	NOUN
ajbmeb-30	72	5	management	management	NOUN
ajbmeb-30	72	6	,	,	PUNCT
ajbmeb-30	72	7	economics	economic	NOUN
ajbmeb-30	72	8	and	and	CCONJ
ajbmeb-30	72	9	banking	banking	NOUN
ajbmeb-30	72	10	volume	volume	NOUN
ajbmeb-30	72	11	1	1	NUM
ajbmeb-30	72	12	,	,	PUNCT
ajbmeb-30	72	13	june	june	PROPN
ajbmeb-30	72	14	,	,	PUNCT
ajbmeb-30	72	15	2022	2022	NUM
ajbmeb-30	72	16	p	p	NOUN
ajbmeb-30	72	17	a	a	DET
ajbmeb-30	72	18	g	g	NOUN
ajbmeb-30	72	19	e	e	NOUN
ajbmeb-30	72	20	|	|	ADV
ajbmeb-30	72	21	41	41	NUM
ajbmeb-30	72	22	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-30	72	23	1.3	1.3	NUM
ajbmeb-30	72	24	justification	justification	NOUN
ajbmeb-30	72	25	of	of	ADP
ajbmeb-30	72	26	consumers	consumer	NOUN
ajbmeb-30	72	27	protection	protection	VERB
ajbmeb-30	72	28	the	the	DET
ajbmeb-30	72	29	changing	change	VERB
ajbmeb-30	72	30	financial	financial	ADJ
ajbmeb-30	72	31	landscape	landscape	NOUN
ajbmeb-30	72	32	has	have	AUX
ajbmeb-30	72	33	brought	bring	VERB
ajbmeb-30	72	34	with	with	ADP
ajbmeb-30	72	35	it	it	PRON
ajbmeb-30	72	36	new	new	ADJ
ajbmeb-30	72	37	challenges	challenge	NOUN
ajbmeb-30	72	38	for	for	ADP
ajbmeb-30	72	39	bank	bank	NOUN
ajbmeb-30	72	40	management	management	NOUN
ajbmeb-30	72	41	,	,	PUNCT
ajbmeb-30	72	42	regulatory	regulatory	ADJ
ajbmeb-30	72	43	and	and	CCONJ
ajbmeb-30	72	44	supervisory	supervisory	ADJ
ajbmeb-30	72	45	authorities	authority	NOUN
ajbmeb-30	72	46	,	,	PUNCT
ajbmeb-30	72	47	from	from	ADP
ajbmeb-30	72	48	the	the	DET
ajbmeb-30	72	49	reliance	reliance	NOUN
ajbmeb-30	72	50	on	on	ADP
ajbmeb-30	72	51	technology	technology	NOUN
ajbmeb-30	72	52	to	to	PART
ajbmeb-30	72	53	provide	provide	VERB
ajbmeb-30	72	54	banking	banking	NOUN
ajbmeb-30	72	55	services	service	NOUN
ajbmeb-30	72	56	with	with	ADP
ajbmeb-30	72	57	the	the	DET
ajbmeb-30	72	58	necessary	necessary	ADJ
ajbmeb-30	72	59	security	security	NOUN
ajbmeb-30	72	60	.	.	PUNCT
ajbmeb-30	73	1	while	while	SCONJ
ajbmeb-30	73	2	electronic	electronic	ADJ
ajbmeb-30	73	3	banking	banking	NOUN
ajbmeb-30	73	4	can	can	AUX
ajbmeb-30	73	5	provide	provide	VERB
ajbmeb-30	73	6	a	a	DET
ajbmeb-30	73	7	number	number	NOUN
ajbmeb-30	73	8	of	of	ADP
ajbmeb-30	73	9	benefits	benefit	NOUN
ajbmeb-30	73	10	for	for	ADP
ajbmeb-30	73	11	customers	customer	NOUN
ajbmeb-30	73	12	and	and	CCONJ
ajbmeb-30	73	13	even	even	ADV
ajbmeb-30	73	14	the	the	DET
ajbmeb-30	73	15	banks	bank	NOUN
ajbmeb-30	73	16	themselves	themselves	PRON
ajbmeb-30	73	17	,	,	PUNCT
ajbmeb-30	73	18	the	the	DET
ajbmeb-30	73	19	risks	risk	NOUN
ajbmeb-30	73	20	associated	associate	VERB
ajbmeb-30	73	21	to	to	ADP
ajbmeb-30	73	22	this	this	DET
ajbmeb-30	73	23	service	service	NOUN
ajbmeb-30	73	24	exacerbates	exacerbate	VERB
ajbmeb-30	73	25	that	that	PRON
ajbmeb-30	73	26	of	of	ADP
ajbmeb-30	73	27	traditional	traditional	ADJ
ajbmeb-30	73	28	banking15	banking15	NOUN
ajbmeb-30	73	29	.	.	PUNCT
ajbmeb-30	74	1	there	there	PRON
ajbmeb-30	74	2	are	be	VERB
ajbmeb-30	74	3	a	a	DET
ajbmeb-30	74	4	good	good	ADJ
ajbmeb-30	74	5	number	number	NOUN
ajbmeb-30	74	6	of	of	ADP
ajbmeb-30	74	7	reasons	reason	NOUN
ajbmeb-30	74	8	which	which	PRON
ajbmeb-30	74	9	can	can	AUX
ajbmeb-30	74	10	be	be	AUX
ajbmeb-30	74	11	advanced	advance	VERB
ajbmeb-30	74	12	why	why	SCONJ
ajbmeb-30	74	13	banking	banking	NOUN
ajbmeb-30	74	14	consumers	consumer	NOUN
ajbmeb-30	74	15	have	have	VERB
ajbmeb-30	74	16	to	to	PART
ajbmeb-30	74	17	be	be	AUX
ajbmeb-30	74	18	protected	protect	VERB
ajbmeb-30	74	19	.	.	PUNCT
ajbmeb-30	75	1	this	this	PRON
ajbmeb-30	75	2	is	be	AUX
ajbmeb-30	75	3	so	so	ADV
ajbmeb-30	75	4	because	because	SCONJ
ajbmeb-30	75	5	irrespective	irrespective	ADJ
ajbmeb-30	75	6	of	of	ADP
ajbmeb-30	75	7	the	the	DET
ajbmeb-30	75	8	consumer	consumer	NOUN
ajbmeb-30	75	9	protection	protection	NOUN
ajbmeb-30	75	10	law	law	NOUN
ajbmeb-30	75	11	being	be	AUX
ajbmeb-30	75	12	the	the	DET
ajbmeb-30	75	13	first	first	ADJ
ajbmeb-30	75	14	of	of	ADP
ajbmeb-30	75	15	its	its	PRON
ajbmeb-30	75	16	kind	kind	NOUN
ajbmeb-30	75	17	in	in	ADP
ajbmeb-30	75	18	cameroon	cameroon	NOUN
ajbmeb-30	75	19	which	which	PRON
ajbmeb-30	75	20	makes	make	VERB
ajbmeb-30	75	21	the	the	DET
ajbmeb-30	75	22	consumer	consumer	NOUN
ajbmeb-30	75	23	stands	stand	VERB
ajbmeb-30	75	24	taller	tall	ADJ
ajbmeb-30	75	25	than	than	ADP
ajbmeb-30	75	26	the	the	DET
ajbmeb-30	75	27	seller	seller	NOUN
ajbmeb-30	75	28	(	(	PUNCT
ajbmeb-30	75	29	in	in	ADP
ajbmeb-30	75	30	this	this	DET
ajbmeb-30	75	31	case	case	NOUN
ajbmeb-30	75	32	the	the	DET
ajbmeb-30	75	33	service	service	NOUN
ajbmeb-30	75	34	provider	provider	NOUN
ajbmeb-30	75	35	)	)	PUNCT
ajbmeb-30	75	36	as	as	ADP
ajbmeb-30	75	37	of	of	ADP
ajbmeb-30	75	38	the	the	DET
ajbmeb-30	75	39	principle	principle	NOUN
ajbmeb-30	75	40	of	of	ADP
ajbmeb-30	75	41	caveat	caveat	NOUN
ajbmeb-30	75	42	venditor,16	venditor,16	VERB
ajbmeb-30	75	43	the	the	DET
ajbmeb-30	75	44	consumer	consumer	NOUN
ajbmeb-30	75	45	still	still	ADV
ajbmeb-30	75	46	stands	stand	VERB
ajbmeb-30	75	47	at	at	ADP
ajbmeb-30	75	48	a	a	DET
ajbmeb-30	75	49	risky	risky	ADJ
ajbmeb-30	75	50	position	position	NOUN
ajbmeb-30	75	51	since	since	SCONJ
ajbmeb-30	75	52	in	in	ADP
ajbmeb-30	75	53	a	a	DET
ajbmeb-30	75	54	contractual	contractual	ADJ
ajbmeb-30	75	55	relationship	relationship	NOUN
ajbmeb-30	75	56	between	between	ADP
ajbmeb-30	75	57	a	a	DET
ajbmeb-30	75	58	banker	banker	NOUN
ajbmeb-30	75	59	and	and	CCONJ
ajbmeb-30	75	60	customer	customer	NOUN
ajbmeb-30	75	61	it	it	PRON
ajbmeb-30	75	62	is	be	AUX
ajbmeb-30	75	63	always	always	ADV
ajbmeb-30	75	64	a	a	DET
ajbmeb-30	75	65	contract	contract	NOUN
ajbmeb-30	75	66	of	of	ADP
ajbmeb-30	75	67	adhesion17	adhesion17	NOUN
ajbmeb-30	75	68	putting	put	VERB
ajbmeb-30	75	69	the	the	DET
ajbmeb-30	75	70	customer	customer	NOUN
ajbmeb-30	75	71	at	at	ADP
ajbmeb-30	75	72	a	a	DET
ajbmeb-30	75	73	disadvantageous	disadvantageous	ADJ
ajbmeb-30	75	74	position	position	NOUN
ajbmeb-30	75	75	leading	lead	VERB
ajbmeb-30	75	76	to	to	ADP
ajbmeb-30	75	77	the	the	DET
ajbmeb-30	75	78	principle	principle	NOUN
ajbmeb-30	75	79	of	of	ADP
ajbmeb-30	75	80	caveat	caveat	ADJ
ajbmeb-30	75	81	emptor	emptor	NOUN
ajbmeb-30	75	82	,	,	PUNCT
ajbmeb-30	75	83	that	that	PRON
ajbmeb-30	75	84	is	be	AUX
ajbmeb-30	75	85	buyer	buyer	NOUN
ajbmeb-30	75	86	beware	beware	NOUN
ajbmeb-30	75	87	.	.	PUNCT
ajbmeb-30	76	1	the	the	DET
ajbmeb-30	76	2	use	use	NOUN
ajbmeb-30	76	3	of	of	ADP
ajbmeb-30	76	4	the	the	DET
ajbmeb-30	76	5	internet	internet	NOUN
ajbmeb-30	76	6	in	in	ADP
ajbmeb-30	76	7	carrying	carry	VERB
ajbmeb-30	76	8	out	out	ADP
ajbmeb-30	76	9	transactions	transaction	NOUN
ajbmeb-30	76	10	has	have	AUX
ajbmeb-30	76	11	further	far	ADV
ajbmeb-30	76	12	exposed	expose	VERB
ajbmeb-30	76	13	banking	banking	NOUN
ajbmeb-30	76	14	customers	customer	NOUN
ajbmeb-30	76	15	to	to	ADP
ajbmeb-30	76	16	so	so	ADV
ajbmeb-30	76	17	many	many	ADJ
ajbmeb-30	76	18	risks	risk	NOUN
ajbmeb-30	76	19	makes	make	VERB
ajbmeb-30	76	20	the	the	DET
ajbmeb-30	76	21	ignorant	ignorant	ADJ
ajbmeb-30	76	22	on	on	ADP
ajbmeb-30	76	23	what	what	PRON
ajbmeb-30	76	24	to	to	PART
ajbmeb-30	76	25	do	do	AUX
ajbmeb-30	76	26	in	in	ADP
ajbmeb-30	76	27	case	case	NOUN
ajbmeb-30	76	28	of	of	ADP
ajbmeb-30	76	29	a	a	DET
ajbmeb-30	76	30	threat	threat	NOUN
ajbmeb-30	76	31	.	.	PUNCT
ajbmeb-30	77	1	the	the	DET
ajbmeb-30	77	2	involvement	involvement	NOUN
ajbmeb-30	77	3	of	of	ADP
ajbmeb-30	77	4	mobile	mobile	ADJ
ajbmeb-30	77	5	network	network	NOUN
ajbmeb-30	77	6	operators	operator	NOUN
ajbmeb-30	77	7	in	in	ADP
ajbmeb-30	77	8	the	the	DET
ajbmeb-30	77	9	dispensation	dispensation	NOUN
ajbmeb-30	77	10	of	of	ADP
ajbmeb-30	77	11	banking	banking	NOUN
ajbmeb-30	77	12	services	service	NOUN
ajbmeb-30	77	13	brings	bring	VERB
ajbmeb-30	77	14	further	far	ADV
ajbmeb-30	77	15	other	other	ADJ
ajbmeb-30	77	16	impediments	impediment	NOUN
ajbmeb-30	77	17	to	to	PART
ajbmeb-30	77	18	deal	deal	VERB
ajbmeb-30	77	19	with	with	ADP
ajbmeb-30	77	20	.	.	PUNCT
ajbmeb-30	78	1	in	in	ADP
ajbmeb-30	78	2	this	this	DET
ajbmeb-30	78	3	regard	regard	NOUN
ajbmeb-30	78	4	,	,	PUNCT
ajbmeb-30	78	5	banking	banking	NOUN
ajbmeb-30	78	6	consumers	consumer	NOUN
ajbmeb-30	78	7	are	be	AUX
ajbmeb-30	78	8	to	to	PART
ajbmeb-30	78	9	be	be	AUX
ajbmeb-30	78	10	protected	protect	VERB
ajbmeb-30	78	11	from	from	ADP
ajbmeb-30	78	12	constantly	constantly	ADV
ajbmeb-30	78	13	being	be	AUX
ajbmeb-30	78	14	victims	victim	NOUN
ajbmeb-30	78	15	to	to	ADP
ajbmeb-30	78	16	risks	risk	NOUN
ajbmeb-30	78	17	that	that	PRON
ajbmeb-30	78	18	could	could	AUX
ajbmeb-30	78	19	cause	cause	VERB
ajbmeb-30	78	20	them	they	PRON
ajbmeb-30	78	21	loss	loss	NOUN
ajbmeb-30	78	22	.	.	PUNCT
ajbmeb-30	79	1	2	2	X
ajbmeb-30	79	2	.	.	X
ajbmeb-30	79	3	enforcement	enforcement	NOUN
ajbmeb-30	79	4	of	of	ADP
ajbmeb-30	79	5	consumer	consumer	NOUN
ajbmeb-30	79	6	rights	right	NOUN
ajbmeb-30	79	7	by	by	ADP
ajbmeb-30	79	8	way	way	NOUN
ajbmeb-30	79	9	of	of	ADP
ajbmeb-30	79	10	a	a	DET
ajbmeb-30	79	11	collective	collective	ADJ
ajbmeb-30	79	12	action	action	NOUN
ajbmeb-30	79	13	the	the	DET
ajbmeb-30	79	14	expansion	expansion	NOUN
ajbmeb-30	79	15	of	of	ADP
ajbmeb-30	79	16	the	the	DET
ajbmeb-30	79	17	banking	banking	NOUN
ajbmeb-30	79	18	sector	sector	NOUN
ajbmeb-30	79	19	and	and	CCONJ
ajbmeb-30	79	20	the	the	DET
ajbmeb-30	79	21	multiplication	multiplication	NOUN
ajbmeb-30	79	22	of	of	ADP
ajbmeb-30	79	23	services	service	NOUN
ajbmeb-30	79	24	offered	offer	VERB
ajbmeb-30	79	25	by	by	ADP
ajbmeb-30	79	26	the	the	DET
ajbmeb-30	79	27	banks	bank	NOUN
ajbmeb-30	79	28	,	,	PUNCT
ajbmeb-30	79	29	coupled	couple	VERB
ajbmeb-30	79	30	with	with	ADP
ajbmeb-30	79	31	the	the	DET
ajbmeb-30	79	32	increase	increase	NOUN
ajbmeb-30	79	33	rate	rate	NOUN
ajbmeb-30	79	34	of	of	ADP
ajbmeb-30	79	35	consumers	consumer	NOUN
ajbmeb-30	79	36	have	have	AUX
ajbmeb-30	79	37	prompted	prompt	VERB
ajbmeb-30	79	38	the	the	DET
ajbmeb-30	79	39	interest	interest	NOUN
ajbmeb-30	79	40	of	of	ADP
ajbmeb-30	79	41	consumers	consumer	NOUN
ajbmeb-30	79	42	to	to	ADP
ajbmeb-30	79	43	concord	concord	PROPN
ajbmeb-30	79	44	.	.	PUNCT
ajbmeb-30	80	1	this	this	DET
ajbmeb-30	80	2	problem	problem	NOUN
ajbmeb-30	80	3	of	of	ADP
ajbmeb-30	80	4	interest	interest	NOUN
ajbmeb-30	80	5	encountered	encounter	VERB
ajbmeb-30	80	6	by	by	ADP
ajbmeb-30	80	7	consumers	consumer	NOUN
ajbmeb-30	80	8	can	can	AUX
ajbmeb-30	80	9	be	be	AUX
ajbmeb-30	80	10	quickly	quickly	ADV
ajbmeb-30	80	11	and	and	CCONJ
ajbmeb-30	80	12	easily	easily	ADV
ajbmeb-30	80	13	resolve	resolve	VERB
ajbmeb-30	80	14	through	through	ADP
ajbmeb-30	80	15	the	the	DET
ajbmeb-30	80	16	use	use	NOUN
ajbmeb-30	80	17	of	of	ADP
ajbmeb-30	80	18	consumers	consumer	NOUN
ajbmeb-30	80	19	association	association	PROPN
ajbmeb-30	80	20	.	.	PUNCT
ajbmeb-30	81	1	in	in	ADP
ajbmeb-30	81	2	striving	strive	VERB
ajbmeb-30	81	3	to	to	PART
ajbmeb-30	81	4	protect	protect	VERB
ajbmeb-30	81	5	their	their	PRON
ajbmeb-30	81	6	rights	right	NOUN
ajbmeb-30	81	7	,	,	PUNCT
ajbmeb-30	81	8	consumers	consumer	NOUN
ajbmeb-30	81	9	make	make	VERB
ajbmeb-30	81	10	use	use	NOUN
ajbmeb-30	81	11	of	of	ADP
ajbmeb-30	81	12	a	a	DET
ajbmeb-30	81	13	dual	dual	ADJ
ajbmeb-30	81	14	mechanism	mechanism	NOUN
ajbmeb-30	81	15	of	of	ADP
ajbmeb-30	81	16	protection	protection	NOUN
ajbmeb-30	81	17	through	through	ADP
ajbmeb-30	81	18	which	which	PRON
ajbmeb-30	81	19	they	they	PRON
ajbmeb-30	81	20	can	can	AUX
ajbmeb-30	81	21	vindicate	vindicate	VERB
ajbmeb-30	81	22	for	for	ADP
ajbmeb-30	81	23	their	their	PRON
ajbmeb-30	81	24	rights	right	NOUN
ajbmeb-30	81	25	violated	violate	VERB
ajbmeb-30	81	26	.	.	PUNCT
ajbmeb-30	82	1	this	this	PRON
ajbmeb-30	82	2	could	could	AUX
ajbmeb-30	82	3	either	either	CCONJ
ajbmeb-30	82	4	be	be	AUX
ajbmeb-30	82	5	through	through	ADP
ajbmeb-30	82	6	a	a	DET
ajbmeb-30	82	7	collective	collective	ADJ
ajbmeb-30	82	8	action	action	NOUN
ajbmeb-30	82	9	or	or	CCONJ
ajbmeb-30	82	10	an	an	DET
ajbmeb-30	82	11	individual	individual	ADJ
ajbmeb-30	82	12	action	action	NOUN
ajbmeb-30	82	13	.	.	PUNCT
ajbmeb-30	83	1	consumers	consumer	NOUN
ajbmeb-30	83	2	’	'	PUNCT
ajbmeb-30	83	3	litigations	litigation	NOUN
ajbmeb-30	83	4	could	could	AUX
ajbmeb-30	83	5	further	far	ADV
ajbmeb-30	83	6	be	be	AUX
ajbmeb-30	83	7	divided	divide	VERB
ajbmeb-30	83	8	into	into	ADP
ajbmeb-30	83	9	two	two	NUM
ajbmeb-30	83	10	categories	category	NOUN
ajbmeb-30	83	11	:	:	PUNCT
ajbmeb-30	83	12	those	those	PRON
ajbmeb-30	83	13	that	that	PRON
ajbmeb-30	83	14	concern	concern	VERB
ajbmeb-30	83	15	the	the	DET
ajbmeb-30	83	16	individual	individual	ADJ
ajbmeb-30	83	17	interest	interest	NOUN
ajbmeb-30	83	18	of	of	ADP
ajbmeb-30	83	19	the	the	DET
ajbmeb-30	83	20	consumer	consumer	NOUN
ajbmeb-30	83	21	and	and	CCONJ
ajbmeb-30	83	22	those	those	PRON
ajbmeb-30	83	23	that	that	PRON
ajbmeb-30	83	24	bring	bring	VERB
ajbmeb-30	83	25	into	into	ADP
ajbmeb-30	83	26	place	place	NOUN
ajbmeb-30	83	27	the	the	DET
ajbmeb-30	83	28	collective	collective	ADJ
ajbmeb-30	83	29	interest	interest	NOUN
ajbmeb-30	83	30	of	of	ADP
ajbmeb-30	83	31	consumers18	consumers18	NOUN
ajbmeb-30	83	32	.	.	PUNCT
ajbmeb-30	84	1	this	this	PRON
ajbmeb-30	84	2	seems	seem	VERB
ajbmeb-30	84	3	to	to	PART
ajbmeb-30	84	4	make	make	VERB
ajbmeb-30	84	5	sense	sense	NOUN
ajbmeb-30	84	6	as	as	SCONJ
ajbmeb-30	84	7	this	this	DET
ajbmeb-30	84	8	aspect	aspect	NOUN
ajbmeb-30	84	9	has	have	AUX
ajbmeb-30	84	10	brought	bring	VERB
ajbmeb-30	84	11	to	to	PART
ajbmeb-30	84	12	place	place	VERB
ajbmeb-30	84	13	the	the	DET
ajbmeb-30	84	14	emergence	emergence	NOUN
ajbmeb-30	84	15	of	of	ADP
ajbmeb-30	84	16	a	a	DET
ajbmeb-30	84	17	dual	dual	ADJ
ajbmeb-30	84	18	mechanism	mechanism	NOUN
ajbmeb-30	84	19	of	of	ADP
ajbmeb-30	84	20	protecting	protect	VERB
ajbmeb-30	84	21	consumers	consumer	NOUN
ajbmeb-30	84	22	’	’	PART
ajbmeb-30	84	23	rights	right	NOUN
ajbmeb-30	84	24	and	and	CCONJ
ajbmeb-30	84	25	thus	thus	ADV
ajbmeb-30	84	26	resolving	resolve	VERB
ajbmeb-30	84	27	dispute	dispute	NOUN
ajbmeb-30	84	28	as	as	SCONJ
ajbmeb-30	84	29	provided	provide	VERB
ajbmeb-30	84	30	for	for	ADP
ajbmeb-30	84	31	by	by	ADP
ajbmeb-30	84	32	the	the	DET
ajbmeb-30	84	33	2011	2011	NUM
ajbmeb-30	84	34	consumer	consumer	NOUN
ajbmeb-30	84	35	’s	’s	PART
ajbmeb-30	84	36	protection	protection	NOUN
ajbmeb-30	84	37	law	law	NOUN
ajbmeb-30	84	38	.	.	PUNCT
ajbmeb-30	85	1	this	this	PRON
ajbmeb-30	85	2	could	could	AUX
ajbmeb-30	85	3	be	be	AUX
ajbmeb-30	85	4	through	through	ADP
ajbmeb-30	85	5	a	a	DET
ajbmeb-30	85	6	collective	collective	ADJ
ajbmeb-30	85	7	action	action	NOUN
ajbmeb-30	85	8	or	or	CCONJ
ajbmeb-30	85	9	an	an	DET
ajbmeb-30	85	10	individual	individual	ADJ
ajbmeb-30	85	11	action	action	NOUN
ajbmeb-30	85	12	.	.	PUNCT
ajbmeb-30	86	1	2.1	2.1	NUM
ajbmeb-30	86	2	collective	collective	ADJ
ajbmeb-30	86	3	action	action	NOUN
ajbmeb-30	86	4	to	to	PART
ajbmeb-30	86	5	enforce	enforce	VERB
ajbmeb-30	86	6	consumers	consumer	NOUN
ajbmeb-30	86	7	’	'	PUNCT
ajbmeb-30	86	8	rights	right	NOUN
ajbmeb-30	86	9	.	.	PUNCT
ajbmeb-30	87	1	given	give	VERB
ajbmeb-30	87	2	that	that	SCONJ
ajbmeb-30	87	3	nobody	nobody	PRON
ajbmeb-30	87	4	can	can	AUX
ajbmeb-30	87	5	render	render	VERB
ajbmeb-30	87	6	justice	justice	NOUN
ajbmeb-30	87	7	for	for	ADP
ajbmeb-30	87	8	himself	himself	PRON
ajbmeb-30	87	9	and	and	CCONJ
ajbmeb-30	87	10	that	that	SCONJ
ajbmeb-30	87	11	nobody	nobody	PRON
ajbmeb-30	87	12	can	can	AUX
ajbmeb-30	87	13	be	be	AUX
ajbmeb-30	87	14	a	a	DET
ajbmeb-30	87	15	judge	judge	NOUN
ajbmeb-30	87	16	and	and	CCONJ
ajbmeb-30	87	17	party	party	NOUN
ajbmeb-30	87	18	in	in	ADP
ajbmeb-30	87	19	the	the	DET
ajbmeb-30	87	20	same	same	ADJ
ajbmeb-30	87	21	suit	suit	NOUN
ajbmeb-30	87	22	,	,	PUNCT
ajbmeb-30	87	23	the	the	DET
ajbmeb-30	87	24	sanction	sanction	NOUN
ajbmeb-30	87	25	of	of	ADP
ajbmeb-30	87	26	the	the	DET
ajbmeb-30	87	27	law	law	NOUN
ajbmeb-30	87	28	can	can	AUX
ajbmeb-30	87	29	only	only	ADV
ajbmeb-30	87	30	emanate	emanate	VERB
ajbmeb-30	87	31	from	from	ADP
ajbmeb-30	87	32	the	the	DET
ajbmeb-30	87	33	public	public	ADJ
ajbmeb-30	87	34	authority19	authority19	NOUN
ajbmeb-30	87	35	.	.	PUNCT
ajbmeb-30	88	1	that	that	PRON
ajbmeb-30	88	2	is	be	AUX
ajbmeb-30	88	3	the	the	DET
ajbmeb-30	88	4	reason	reason	NOUN
ajbmeb-30	88	5	why	why	SCONJ
ajbmeb-30	88	6	every	every	DET
ajbmeb-30	88	7	right	right	NOUN
ajbmeb-30	88	8	is	be	AUX
ajbmeb-30	88	9	backed	back	VERB
ajbmeb-30	88	10	by	by	ADP
ajbmeb-30	88	11	an	an	DET
ajbmeb-30	88	12	action	action	NOUN
ajbmeb-30	88	13	in	in	ADP
ajbmeb-30	88	14	law	law	NOUN
ajbmeb-30	88	15	.	.	PUNCT
ajbmeb-30	89	1	the	the	DET
ajbmeb-30	89	2	exercise	exercise	NOUN
ajbmeb-30	89	3	of	of	ADP
ajbmeb-30	89	4	which	which	PRON
ajbmeb-30	89	5	will	will	AUX
ajbmeb-30	89	6	give	give	VERB
ajbmeb-30	89	7	way	way	NOUN
ajbmeb-30	89	8	to	to	ADP
ajbmeb-30	89	9	a	a	DET
ajbmeb-30	89	10	court	court	NOUN
ajbmeb-30	89	11	action20or	action20or	NOUN
ajbmeb-30	89	12	and	and	CCONJ
ajbmeb-30	89	13	out	out	ADP
ajbmeb-30	89	14	of	of	ADP
ajbmeb-30	89	15	court	court	NOUN
ajbmeb-30	89	16	settlement	settlement	NOUN
ajbmeb-30	89	17	through	through	ADP
ajbmeb-30	89	18	other	other	ADJ
ajbmeb-30	89	19	legally	legally	ADV
ajbmeb-30	89	20	approved	approve	VERB
ajbmeb-30	89	21	means	mean	NOUN
ajbmeb-30	89	22	of	of	ADP
ajbmeb-30	89	23	dispute	dispute	NOUN
ajbmeb-30	89	24	resolution	resolution	NOUN
ajbmeb-30	89	25	mechanisms	mechanism	NOUN
ajbmeb-30	89	26	.	.	PUNCT
ajbmeb-30	90	1	it	it	PRON
ajbmeb-30	90	2	should	should	AUX
ajbmeb-30	90	3	15brian	15brian	NUM
ajbmeb-30	90	4	(	(	PUNCT
ajbmeb-30	90	5	m	m	NOUN
ajbmeb-30	90	6	)	)	PUNCT
ajbmeb-30	90	7	,	,	PUNCT
ajbmeb-30	90	8	(	(	PUNCT
ajbmeb-30	90	9	sept	sept	PROPN
ajbmeb-30	90	10	.	.	PROPN
ajbmeb-30	90	11	2000	2000	NUM
ajbmeb-30	90	12	)	)	PUNCT
ajbmeb-30	90	13	why	why	SCONJ
ajbmeb-30	90	14	do	do	AUX
ajbmeb-30	90	15	n’t	not	PART
ajbmeb-30	90	16	consumers	consumer	NOUN
ajbmeb-30	90	17	use	use	VERB
ajbmeb-30	90	18	e	e	NOUN
ajbmeb-30	90	19	-	-	ADJ
ajbmeb-30	90	20	banking	banking	ADJ
ajbmeb-30	90	21	products	product	NOUN
ajbmeb-30	90	22	?	?	PUNCT
ajbmeb-30	91	1	towards	towards	ADP
ajbmeb-30	91	2	a	a	DET
ajbmeb-30	91	3	theory	theory	NOUN
ajbmeb-30	91	4	of	of	ADP
ajbmeb-30	91	5	obstacles	obstacle	NOUN
ajbmeb-30	91	6	,	,	PUNCT
ajbmeb-30	91	7	incentives	incentive	NOUN
ajbmeb-30	91	8	and	and	CCONJ
ajbmeb-30	91	9	opportunities	opportunity	NOUN
ajbmeb-30	91	10	,	,	PUNCT
ajbmeb-30	91	11	federal	federal	ADJ
ajbmeb-30	91	12	bank	bank	NOUN
ajbmeb-30	91	13	of	of	ADP
ajbmeb-30	91	14	chicago	chicago	PROPN
ajbmeb-30	91	15	,	,	PUNCT
ajbmeb-30	91	16	emerging	emerge	VERB
ajbmeb-30	91	17	payments	payment	NOUN
ajbmeb-30	91	18	occasional	occasional	ADJ
ajbmeb-30	91	19	paper	paper	NOUN
ajbmeb-30	91	20	series	series	NOUN
ajbmeb-30	91	21	,	,	PUNCT
ajbmeb-30	91	22	(	(	PUNCT
ajbmeb-30	91	23	eps-2000	eps-2000	NOUN
ajbmeb-30	91	24	-	-	PUNCT
ajbmeb-30	91	25	1	1	NUM
ajbmeb-30	91	26	)	)	PUNCT
ajbmeb-30	91	27	p.	p.	NOUN
ajbmeb-30	91	28	25	25	NUM
ajbmeb-30	92	1	16nzalie	16nzalie	NUM
ajbmeb-30	92	2	(	(	PUNCT
ajbmeb-30	92	3	j.e	j.e	PROPN
ajbmeb-30	92	4	)	)	PUNCT
ajbmeb-30	92	5	,	,	PUNCT
ajbmeb-30	92	6	lecture	lecture	NOUN
ajbmeb-30	92	7	notes	note	NOUN
ajbmeb-30	92	8	on	on	ADP
ajbmeb-30	92	9	the	the	DET
ajbmeb-30	92	10	law	law	NOUN
ajbmeb-30	92	11	of	of	ADP
ajbmeb-30	92	12	consumer	consumer	NOUN
ajbmeb-30	92	13	protection	protection	NOUN
ajbmeb-30	92	14	,	,	PUNCT
ajbmeb-30	92	15	department	department	NOUN
ajbmeb-30	92	16	of	of	ADP
ajbmeb-30	92	17	common	common	ADJ
ajbmeb-30	92	18	law	law	NOUN
ajbmeb-30	92	19	,	,	PUNCT
ajbmeb-30	92	20	faculty	faculty	NOUN
ajbmeb-30	92	21	of	of	ADP
ajbmeb-30	92	22	law	law	NOUN
ajbmeb-30	92	23	and	and	CCONJ
ajbmeb-30	92	24	political	political	ADJ
ajbmeb-30	92	25	science	science	NOUN
ajbmeb-30	92	26	,	,	PUNCT
ajbmeb-30	92	27	university	university	NOUN
ajbmeb-30	92	28	of	of	ADP
ajbmeb-30	92	29	dschang	dschang	PROPN
ajbmeb-30	92	30	,	,	PUNCT
ajbmeb-30	92	31	2015/2016	2015/2016	NUM
ajbmeb-30	92	32	,	,	PUNCT
ajbmeb-30	92	33	p.	p.	NOUN
ajbmeb-30	92	34	5	5	NUM
ajbmeb-30	92	35	(	(	PUNCT
ajbmeb-30	92	36	unpublished	unpublished	ADJ
ajbmeb-30	92	37	)	)	PUNCT
ajbmeb-30	92	38	.	.	PUNCT
ajbmeb-30	93	1	17a	17a	PROPN
ajbmeb-30	93	2	contract	contract	NOUN
ajbmeb-30	93	3	of	of	ADP
ajbmeb-30	93	4	adhesion	adhesion	NOUN
ajbmeb-30	93	5	is	be	AUX
ajbmeb-30	93	6	one	one	NUM
ajbmeb-30	93	7	whose	whose	DET
ajbmeb-30	93	8	provisions	provision	NOUN
ajbmeb-30	93	9	have	have	AUX
ajbmeb-30	93	10	been	be	AUX
ajbmeb-30	93	11	totally	totally	ADV
ajbmeb-30	93	12	prepared	prepare	VERB
ajbmeb-30	93	13	by	by	ADP
ajbmeb-30	93	14	one	one	NUM
ajbmeb-30	93	15	party	party	NOUN
ajbmeb-30	93	16	leaving	leave	VERB
ajbmeb-30	93	17	the	the	DET
ajbmeb-30	93	18	other	other	ADJ
ajbmeb-30	93	19	party	party	NOUN
ajbmeb-30	93	20	to	to	ADP
ajbmeb-30	93	21	either	either	CCONJ
ajbmeb-30	93	22	contract	contract	NOUN
ajbmeb-30	93	23	on	on	ADP
ajbmeb-30	93	24	the	the	DET
ajbmeb-30	93	25	terms	term	NOUN
ajbmeb-30	93	26	provided	provide	VERB
ajbmeb-30	93	27	or	or	CCONJ
ajbmeb-30	93	28	not	not	PART
ajbmeb-30	93	29	.	.	PUNCT
ajbmeb-30	94	1	18	18	NUM
ajbmeb-30	94	2	«	«	PUNCT
ajbmeb-30	94	3	ceux	ceux	X
ajbmeb-30	94	4	qui	qui	X
ajbmeb-30	94	5	concernent	concernent	PROPN
ajbmeb-30	94	6	l’intérêt	l’intérêt	PROPN
ajbmeb-30	94	7	individuel	individuel	PROPN
ajbmeb-30	94	8	d’un	d’un	PROPN
ajbmeb-30	94	9	consommateur	consommateur	PROPN
ajbmeb-30	94	10	,	,	PUNCT
ajbmeb-30	94	11	et	et	PROPN
ajbmeb-30	94	12	ceux	ceux	X
ajbmeb-30	94	13	qui	qui	X
ajbmeb-30	94	14	mettent	mettent	PROPN
ajbmeb-30	94	15	en	en	PROPN
ajbmeb-30	94	16	jeu	jeu	PROPN
ajbmeb-30	94	17	l’intérêt	l’intérêt	PROPN
ajbmeb-30	94	18	collectif	collectif	PROPN
ajbmeb-30	94	19	de	de	X
ajbmeb-30	94	20	consommateur	consommateur	X
ajbmeb-30	94	21	»	»	PUNCT
ajbmeb-30	94	22	calais	calais	PROPN
ajbmeb-30	94	23	-	-	PUNCT
ajbmeb-30	94	24	auloy	auloy	NOUN
ajbmeb-30	94	25	j.	j.	PROPN
ajbmeb-30	94	26	et	et	PROPN
ajbmeb-30	94	27	temple	temple	PROPN
ajbmeb-30	94	28	h.	h.	PROPN
ajbmeb-30	94	29	(	(	PUNCT
ajbmeb-30	94	30	2011	2011	NUM
ajbmeb-30	94	31	)	)	PUNCT
ajbmeb-30	94	32	,	,	PUNCT
ajbmeb-30	94	33	droit	droit	PROPN
ajbmeb-30	94	34	de	de	PROPN
ajbmeb-30	94	35	la	la	PROPN
ajbmeb-30	94	36	consommation	consommation	PROPN
ajbmeb-30	94	37	,	,	PUNCT
ajbmeb-30	94	38	précis	précis	NOUN
ajbmeb-30	94	39	dalloz	dalloz	PROPN
ajbmeb-30	94	40	8e	8e	PROPN
ajbmeb-30	94	41	ed	ed	NOUN
ajbmeb-30	94	42	,	,	PUNCT
ajbmeb-30	94	43	p.515	p.515	NOUN
ajbmeb-30	94	44	.	.	PROPN
ajbmeb-30	94	45	19	19	NUM
ajbmeb-30	94	46	ibid	ibid	NOUN
ajbmeb-30	94	47	,	,	PUNCT
ajbmeb-30	94	48	p.100	p.100	NOUN
ajbmeb-30	94	49	.	.	PUNCT
ajbmeb-30	95	1	20“dont	20“dont	NUM
ajbmeb-30	95	2	l’execise	l’execise	PROPN
ajbmeb-30	95	3	donnera	donnera	PROPN
ajbmeb-30	95	4	lieu	lieu	PROPN
ajbmeb-30	95	5	à	à	X
ajbmeb-30	95	6	un	un	PROPN
ajbmeb-30	95	7	procès	procès	PROPN
ajbmeb-30	95	8	malinvaud	malinvaud	NOUN
ajbmeb-30	95	9	p.	p.	NOUN
ajbmeb-30	95	10	(	(	PUNCT
ajbmeb-30	95	11	2006	2006	NUM
ajbmeb-30	95	12	)	)	PUNCT
ajbmeb-30	95	13	introduction	introduction	NOUN
ajbmeb-30	95	14	a	a	DET
ajbmeb-30	95	15	l’étude	l’étude	PROPN
ajbmeb-30	95	16	du	du	PROPN
ajbmeb-30	95	17	droit	droit	PROPN
ajbmeb-30	95	18	,	,	PUNCT
ajbmeb-30	95	19	11e	11e	NOUN
ajbmeb-30	95	20	ed	ed	NOUN
ajbmeb-30	95	21	.	.	PROPN
ajbmeb-30	95	22	,	,	PUNCT
ajbmeb-30	95	23	litec	litec	ADJ
ajbmeb-30	95	24	,	,	PUNCT
ajbmeb-30	95	25	p.351	p.351	NOUN
ajbmeb-30	95	26	.	.	PUNCT
ajbmeb-30	96	1	american	american	ADJ
ajbmeb-30	96	2	journal	journal	PROPN
ajbmeb-30	96	3	of	of	ADP
ajbmeb-30	96	4	business	business	NOUN
ajbmeb-30	96	5	management	management	NOUN
ajbmeb-30	96	6	,	,	PUNCT
ajbmeb-30	96	7	economics	economic	NOUN
ajbmeb-30	96	8	and	and	CCONJ
ajbmeb-30	96	9	banking	banking	NOUN
ajbmeb-30	96	10	volume	volume	NOUN
ajbmeb-30	96	11	1	1	NUM
ajbmeb-30	96	12	,	,	PUNCT
ajbmeb-30	96	13	june	june	PROPN
ajbmeb-30	96	14	,	,	PUNCT
ajbmeb-30	96	15	2022	2022	NUM
ajbmeb-30	96	16	p	p	NOUN
ajbmeb-30	96	17	a	a	PRON
ajbmeb-30	96	18	g	g	NOUN
ajbmeb-30	96	19	e	e	NOUN
ajbmeb-30	97	1	|	|	ADV
ajbmeb-30	97	2	42	42	NUM
ajbmeb-30	97	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	97	4	be	be	AUX
ajbmeb-30	97	5	underscored	underscore	VERB
ajbmeb-30	97	6	that	that	SCONJ
ajbmeb-30	97	7	consumer	consumer	NOUN
ajbmeb-30	97	8	’s	’s	PART
ajbmeb-30	97	9	litigation	litigation	NOUN
ajbmeb-30	97	10	could	could	AUX
ajbmeb-30	97	11	be	be	AUX
ajbmeb-30	97	12	actual	actual	ADJ
ajbmeb-30	97	13	(	(	PUNCT
ajbmeb-30	97	14	has	have	AUX
ajbmeb-30	97	15	occurred	occur	VERB
ajbmeb-30	97	16	)	)	PUNCT
ajbmeb-30	97	17	or	or	CCONJ
ajbmeb-30	97	18	eventual	eventual	ADJ
ajbmeb-30	97	19	(	(	PUNCT
ajbmeb-30	97	20	occurrence	occurrence	NOUN
ajbmeb-30	97	21	in	in	ADP
ajbmeb-30	97	22	contemplation	contemplation	NOUN
ajbmeb-30	97	23	)	)	PUNCT
ajbmeb-30	97	24	,	,	PUNCT
ajbmeb-30	97	25	hence	hence	ADV
ajbmeb-30	97	26	a	a	DET
ajbmeb-30	97	27	dual	dual	ADJ
ajbmeb-30	97	28	interest	interest	NOUN
ajbmeb-30	97	29	is	be	AUX
ajbmeb-30	97	30	ear	ear	NOUN
ajbmeb-30	97	31	marked	mark	VERB
ajbmeb-30	97	32	to	to	PART
ajbmeb-30	97	33	be	be	AUX
ajbmeb-30	97	34	protected	protect	VERB
ajbmeb-30	97	35	.	.	PUNCT
ajbmeb-30	98	1	that	that	PRON
ajbmeb-30	98	2	is	be	AUX
ajbmeb-30	98	3	a	a	DET
ajbmeb-30	98	4	collective	collective	ADJ
ajbmeb-30	98	5	interest	interest	NOUN
ajbmeb-30	98	6	and	and	CCONJ
ajbmeb-30	98	7	an	an	DET
ajbmeb-30	98	8	individual	individual	ADJ
ajbmeb-30	98	9	interest21	interest21	NOUN
ajbmeb-30	98	10	.	.	PUNCT
ajbmeb-30	99	1	the	the	DET
ajbmeb-30	99	2	collective	collective	ADJ
ajbmeb-30	99	3	interest	interest	NOUN
ajbmeb-30	99	4	is	be	AUX
ajbmeb-30	99	5	assigned	assign	VERB
ajbmeb-30	99	6	to	to	ADP
ajbmeb-30	99	7	a	a	DET
ajbmeb-30	99	8	group	group	NOUN
ajbmeb-30	99	9	of	of	ADP
ajbmeb-30	99	10	consumers	consumer	NOUN
ajbmeb-30	99	11	while	while	SCONJ
ajbmeb-30	99	12	individual	individual	ADJ
ajbmeb-30	99	13	interest	interest	NOUN
ajbmeb-30	99	14	can	can	AUX
ajbmeb-30	99	15	only	only	ADV
ajbmeb-30	99	16	be	be	AUX
ajbmeb-30	99	17	evoked	evoke	VERB
ajbmeb-30	99	18	by	by	ADP
ajbmeb-30	99	19	the	the	DET
ajbmeb-30	99	20	consumers	consumer	NOUN
ajbmeb-30	99	21	in	in	ADP
ajbmeb-30	99	22	their	their	PRON
ajbmeb-30	99	23	individual	individual	ADJ
ajbmeb-30	99	24	capacities	capacity	NOUN
ajbmeb-30	99	25	.	.	PUNCT
ajbmeb-30	100	1	the	the	DET
ajbmeb-30	100	2	collective	collective	ADJ
ajbmeb-30	100	3	action	action	NOUN
ajbmeb-30	100	4	is	be	AUX
ajbmeb-30	100	5	carried	carry	VERB
ajbmeb-30	100	6	out	out	ADP
ajbmeb-30	100	7	by	by	ADP
ajbmeb-30	100	8	independent	independent	ADJ
ajbmeb-30	100	9	autonomous	autonomous	ADJ
ajbmeb-30	100	10	bodies	body	NOUN
ajbmeb-30	100	11	created	create	VERB
ajbmeb-30	100	12	by	by	ADP
ajbmeb-30	100	13	consumers	consumer	NOUN
ajbmeb-30	100	14	to	to	PART
ajbmeb-30	100	15	fight	fight	VERB
ajbmeb-30	100	16	for	for	ADP
ajbmeb-30	100	17	a	a	DET
ajbmeb-30	100	18	common	common	ADJ
ajbmeb-30	100	19	benefit	benefit	NOUN
ajbmeb-30	100	20	of	of	ADP
ajbmeb-30	100	21	the	the	DET
ajbmeb-30	100	22	consumers	consumer	NOUN
ajbmeb-30	100	23	.	.	PUNCT
ajbmeb-30	101	1	these	these	DET
ajbmeb-30	101	2	collective	collective	ADJ
ajbmeb-30	101	3	actions	action	NOUN
ajbmeb-30	101	4	,	,	PUNCT
ajbmeb-30	101	5	are	be	AUX
ajbmeb-30	101	6	carried	carry	VERB
ajbmeb-30	101	7	out	out	ADP
ajbmeb-30	101	8	by	by	ADP
ajbmeb-30	101	9	actors	actor	NOUN
ajbmeb-30	101	10	such	such	ADJ
ajbmeb-30	101	11	as	as	ADP
ajbmeb-30	101	12	consumers	consumer	NOUN
ajbmeb-30	101	13	association22	association22	VERB
ajbmeb-30	101	14	and	and	CCONJ
ajbmeb-30	101	15	non	non	ADJ
ajbmeb-30	101	16	-	-	ADJ
ajbmeb-30	101	17	governmental	governmental	ADJ
ajbmeb-30	101	18	organizations23	organizations23	NOUN
ajbmeb-30	101	19	.	.	PUNCT
ajbmeb-30	102	1	this	this	DET
ajbmeb-30	102	2	action	action	NOUN
ajbmeb-30	102	3	differs	differ	VERB
ajbmeb-30	102	4	from	from	ADP
ajbmeb-30	102	5	individual	individual	ADJ
ajbmeb-30	102	6	actions	action	NOUN
ajbmeb-30	102	7	because	because	SCONJ
ajbmeb-30	102	8	it	it	PRON
ajbmeb-30	102	9	targets	target	VERB
ajbmeb-30	102	10	the	the	DET
ajbmeb-30	102	11	consumers	consumer	NOUN
ajbmeb-30	102	12	as	as	ADP
ajbmeb-30	102	13	a	a	DET
ajbmeb-30	102	14	whole	whole	NOUN
ajbmeb-30	102	15	and	and	CCONJ
ajbmeb-30	102	16	not	not	PART
ajbmeb-30	102	17	a	a	DET
ajbmeb-30	102	18	single	single	ADJ
ajbmeb-30	102	19	dissatisfied	dissatisfied	ADJ
ajbmeb-30	102	20	consumer	consumer	NOUN
ajbmeb-30	102	21	.	.	PUNCT
ajbmeb-30	103	1	even	even	ADV
ajbmeb-30	103	2	though	though	SCONJ
ajbmeb-30	103	3	collective	collective	ADJ
ajbmeb-30	103	4	,	,	PUNCT
ajbmeb-30	103	5	the	the	DET
ajbmeb-30	103	6	benefits	benefit	NOUN
ajbmeb-30	103	7	are	be	AUX
ajbmeb-30	103	8	enjoyed	enjoy	VERB
ajbmeb-30	103	9	by	by	ADP
ajbmeb-30	103	10	consumers	consumer	NOUN
ajbmeb-30	103	11	in	in	ADP
ajbmeb-30	103	12	their	their	PRON
ajbmeb-30	103	13	numbers	number	NOUN
ajbmeb-30	103	14	and	and	CCONJ
ajbmeb-30	103	15	individually	individually	ADV
ajbmeb-30	103	16	.	.	PUNCT
ajbmeb-30	104	1	thus	thus	ADV
ajbmeb-30	104	2	,	,	PUNCT
ajbmeb-30	104	3	a	a	DET
ajbmeb-30	104	4	collective	collective	ADJ
ajbmeb-30	104	5	action	action	NOUN
ajbmeb-30	104	6	could	could	AUX
ajbmeb-30	104	7	be	be	AUX
ajbmeb-30	104	8	a	a	DET
ajbmeb-30	104	9	curative	curative	NOUN
ajbmeb-30	104	10	for	for	ADP
ajbmeb-30	104	11	a	a	DET
ajbmeb-30	104	12	nursing	nursing	NOUN
ajbmeb-30	104	13	individual	individual	ADJ
ajbmeb-30	104	14	action	action	NOUN
ajbmeb-30	104	15	or	or	CCONJ
ajbmeb-30	104	16	a	a	DET
ajbmeb-30	104	17	pending	pende	VERB
ajbmeb-30	104	18	action	action	NOUN
ajbmeb-30	104	19	.	.	PUNCT
ajbmeb-30	105	1	in	in	ADP
ajbmeb-30	105	2	the	the	DET
ajbmeb-30	105	3	quest	quest	NOUN
ajbmeb-30	105	4	of	of	ADP
ajbmeb-30	105	5	achieving	achieve	VERB
ajbmeb-30	105	6	adequate	adequate	ADJ
ajbmeb-30	105	7	protection	protection	NOUN
ajbmeb-30	105	8	,	,	PUNCT
ajbmeb-30	105	9	consumer	consumer	NOUN
ajbmeb-30	105	10	associations	association	NOUN
ajbmeb-30	105	11	make	make	VERB
ajbmeb-30	105	12	use	use	NOUN
ajbmeb-30	105	13	of	of	ADP
ajbmeb-30	105	14	both	both	CCONJ
ajbmeb-30	105	15	preventive	preventive	ADJ
ajbmeb-30	105	16	and	and	CCONJ
ajbmeb-30	105	17	protective	protective	ADJ
ajbmeb-30	105	18	measures	measure	NOUN
ajbmeb-30	105	19	.	.	PUNCT
ajbmeb-30	106	1	however	however	ADV
ajbmeb-30	106	2	,	,	PUNCT
ajbmeb-30	106	3	other	other	ADJ
ajbmeb-30	106	4	measures	measure	NOUN
ajbmeb-30	106	5	of	of	ADP
ajbmeb-30	106	6	protection	protection	NOUN
ajbmeb-30	106	7	are	be	AUX
ajbmeb-30	106	8	equally	equally	ADV
ajbmeb-30	106	9	available	available	ADJ
ajbmeb-30	106	10	both	both	PRON
ajbmeb-30	106	11	to	to	ADP
ajbmeb-30	106	12	the	the	DET
ajbmeb-30	106	13	consumers	consumer	NOUN
ajbmeb-30	106	14	association	association	NOUN
ajbmeb-30	106	15	and	and	CCONJ
ajbmeb-30	106	16	individual	individual	ADJ
ajbmeb-30	106	17	consumers	consumer	NOUN
ajbmeb-30	106	18	such	such	ADJ
ajbmeb-30	106	19	as	as	ADP
ajbmeb-30	106	20	court	court	NOUN
ajbmeb-30	106	21	action	action	NOUN
ajbmeb-30	106	22	(	(	PUNCT
ajbmeb-30	106	23	judicial	judicial	ADJ
ajbmeb-30	106	24	method	method	NOUN
ajbmeb-30	106	25	of	of	ADP
ajbmeb-30	106	26	protection	protection	NOUN
ajbmeb-30	106	27	)	)	PUNCT
ajbmeb-30	106	28	,	,	PUNCT
ajbmeb-30	106	29	which	which	PRON
ajbmeb-30	106	30	could	could	AUX
ajbmeb-30	106	31	be	be	AUX
ajbmeb-30	106	32	brought	bring	VERB
ajbmeb-30	106	33	either	either	CCONJ
ajbmeb-30	106	34	in	in	ADP
ajbmeb-30	106	35	crime	crime	NOUN
ajbmeb-30	106	36	,	,	PUNCT
ajbmeb-30	106	37	torts	torts	PROPN
ajbmeb-30	106	38	and/or	and/or	CCONJ
ajbmeb-30	106	39	contract	contract	NOUN
ajbmeb-30	106	40	or	or	CCONJ
ajbmeb-30	106	41	out	out	ADP
ajbmeb-30	106	42	of	of	ADP
ajbmeb-30	106	43	court	court	NOUN
ajbmeb-30	106	44	settlement	settlement	NOUN
ajbmeb-30	106	45	(	(	PUNCT
ajbmeb-30	106	46	extrajudicial	extrajudicial	ADJ
ajbmeb-30	106	47	method	method	NOUN
ajbmeb-30	106	48	of	of	ADP
ajbmeb-30	106	49	protection	protection	NOUN
ajbmeb-30	106	50	)	)	PUNCT
ajbmeb-30	106	51	.	.	PUNCT
ajbmeb-30	107	1	the	the	DET
ajbmeb-30	107	2	implementation	implementation	NOUN
ajbmeb-30	107	3	of	of	ADP
ajbmeb-30	107	4	this	this	DET
ajbmeb-30	107	5	method	method	NOUN
ajbmeb-30	107	6	of	of	ADP
ajbmeb-30	107	7	dispute	dispute	NOUN
ajbmeb-30	107	8	settlement	settlement	NOUN
ajbmeb-30	107	9	gives	give	VERB
ajbmeb-30	107	10	the	the	DET
ajbmeb-30	107	11	consumer(s	consumer(s	NOUN
ajbmeb-30	107	12	)	)	PUNCT
ajbmeb-30	107	13	the	the	DET
ajbmeb-30	107	14	possibility	possibility	NOUN
ajbmeb-30	107	15	to	to	PART
ajbmeb-30	107	16	be	be	AUX
ajbmeb-30	107	17	reassured	reassure	VERB
ajbmeb-30	107	18	the	the	DET
ajbmeb-30	107	19	protection	protection	NOUN
ajbmeb-30	107	20	of	of	ADP
ajbmeb-30	107	21	their	their	PRON
ajbmeb-30	107	22	rights	right	NOUN
ajbmeb-30	107	23	in	in	ADP
ajbmeb-30	107	24	case	case	NOUN
ajbmeb-30	107	25	of	of	ADP
ajbmeb-30	107	26	any	any	DET
ajbmeb-30	107	27	violation(s	violation(s	NOUN
ajbmeb-30	107	28	)	)	PUNCT
ajbmeb-30	107	29	.	.	PUNCT
ajbmeb-30	108	1	2.1.1	2.1.1	NOUN
ajbmeb-30	108	2	the	the	DET
ajbmeb-30	108	3	preventive	preventive	ADJ
ajbmeb-30	108	4	procedure	procedure	NOUN
ajbmeb-30	108	5	of	of	ADP
ajbmeb-30	108	6	resolving	resolve	VERB
ajbmeb-30	108	7	consumer	consumer	NOUN
ajbmeb-30	108	8	’s	’s	PART
ajbmeb-30	108	9	litigation	litigation	NOUN
ajbmeb-30	108	10	the	the	DET
ajbmeb-30	108	11	economic	economic	ADJ
ajbmeb-30	108	12	platform	platform	NOUN
ajbmeb-30	108	13	today	today	NOUN
ajbmeb-30	108	14	presents	present	VERB
ajbmeb-30	108	15	a	a	DET
ajbmeb-30	108	16	new	new	ADJ
ajbmeb-30	108	17	image	image	NOUN
ajbmeb-30	108	18	.	.	PUNCT
ajbmeb-30	109	1	this	this	PRON
ajbmeb-30	109	2	is	be	AUX
ajbmeb-30	109	3	partly	partly	ADV
ajbmeb-30	109	4	due	due	ADJ
ajbmeb-30	109	5	to	to	ADP
ajbmeb-30	109	6	the	the	DET
ajbmeb-30	109	7	fact	fact	NOUN
ajbmeb-30	109	8	that	that	SCONJ
ajbmeb-30	109	9	markets	market	NOUN
ajbmeb-30	109	10	are	be	AUX
ajbmeb-30	109	11	characterized	characterize	VERB
ajbmeb-30	109	12	these	these	DET
ajbmeb-30	109	13	days	day	NOUN
ajbmeb-30	109	14	by	by	ADP
ajbmeb-30	109	15	massive	massive	ADJ
ajbmeb-30	109	16	production	production	NOUN
ajbmeb-30	109	17	and	and	CCONJ
ajbmeb-30	109	18	distribution	distribution	NOUN
ajbmeb-30	109	19	of	of	ADP
ajbmeb-30	109	20	goods	good	NOUN
ajbmeb-30	109	21	and	and	CCONJ
ajbmeb-30	109	22	services	service	NOUN
ajbmeb-30	109	23	.	.	PUNCT
ajbmeb-30	110	1	this	this	DET
ajbmeb-30	110	2	system	system	NOUN
ajbmeb-30	110	3	of	of	ADP
ajbmeb-30	110	4	massive	massive	ADJ
ajbmeb-30	110	5	production	production	NOUN
ajbmeb-30	110	6	and	and	CCONJ
ajbmeb-30	110	7	distribution	distribution	NOUN
ajbmeb-30	110	8	prompts	prompt	VERB
ajbmeb-30	110	9	the	the	DET
ajbmeb-30	110	10	interest	interest	NOUN
ajbmeb-30	110	11	of	of	ADP
ajbmeb-30	110	12	consumers	consumer	NOUN
ajbmeb-30	110	13	to	to	PART
ajbmeb-30	110	14	always	always	ADV
ajbmeb-30	110	15	concord	concord	PROPN
ajbmeb-30	110	16	.	.	PUNCT
ajbmeb-30	111	1	the	the	DET
ajbmeb-30	111	2	preventive	preventive	ADJ
ajbmeb-30	111	3	mechanism	mechanism	NOUN
ajbmeb-30	111	4	therefore	therefore	ADV
ajbmeb-30	111	5	principally	principally	ADV
ajbmeb-30	111	6	seeks	seek	VERB
ajbmeb-30	111	7	to	to	PART
ajbmeb-30	111	8	eradicate	eradicate	VERB
ajbmeb-30	111	9	any	any	DET
ajbmeb-30	111	10	future	future	ADJ
ajbmeb-30	111	11	damage(s	damage(s	NOUN
ajbmeb-30	111	12	)	)	PUNCT
ajbmeb-30	111	13	that	that	PRON
ajbmeb-30	111	14	may	may	AUX
ajbmeb-30	111	15	be	be	AUX
ajbmeb-30	111	16	detrimental	detrimental	ADJ
ajbmeb-30	111	17	to	to	ADP
ajbmeb-30	111	18	the	the	DET
ajbmeb-30	111	19	consumer	consumer	NOUN
ajbmeb-30	111	20	.	.	PUNCT
ajbmeb-30	112	1	in	in	ADP
ajbmeb-30	112	2	fact	fact	NOUN
ajbmeb-30	112	3	,	,	PUNCT
ajbmeb-30	112	4	the	the	DET
ajbmeb-30	112	5	main	main	ADJ
ajbmeb-30	112	6	target	target	NOUN
ajbmeb-30	112	7	of	of	ADP
ajbmeb-30	112	8	the	the	DET
ajbmeb-30	112	9	preventive	preventive	ADJ
ajbmeb-30	112	10	action	action	NOUN
ajbmeb-30	112	11	is	be	AUX
ajbmeb-30	112	12	that	that	PRON
ajbmeb-30	112	13	of	of	ADP
ajbmeb-30	112	14	preventing	prevent	VERB
ajbmeb-30	112	15	a	a	DET
ajbmeb-30	112	16	collective	collective	ADJ
ajbmeb-30	112	17	prejudice	prejudice	NOUN
ajbmeb-30	112	18	.	.	PUNCT
ajbmeb-30	113	1	dreveau	dreveau	PROPN
ajbmeb-30	113	2	,	,	PUNCT
ajbmeb-30	113	3	points	point	VERB
ajbmeb-30	113	4	out	out	ADP
ajbmeb-30	113	5	that	that	SCONJ
ajbmeb-30	113	6	the	the	DET
ajbmeb-30	113	7	prejudice	prejudice	NOUN
ajbmeb-30	113	8	is	be	AUX
ajbmeb-30	113	9	detached	detach	VERB
ajbmeb-30	113	10	from	from	ADP
ajbmeb-30	113	11	the	the	DET
ajbmeb-30	113	12	author	author	NOUN
ajbmeb-30	113	13	of	of	ADP
ajbmeb-30	113	14	the	the	DET
ajbmeb-30	113	15	action	action	NOUN
ajbmeb-30	113	16	under	under	ADP
ajbmeb-30	113	17	reparation	reparation	NOUN
ajbmeb-30	113	18	.	.	PUNCT
ajbmeb-30	114	1	it	it	PRON
ajbmeb-30	114	2	is	be	AUX
ajbmeb-30	114	3	not	not	PART
ajbmeb-30	114	4	assimilated	assimilate	VERB
ajbmeb-30	114	5	to	to	ADP
ajbmeb-30	114	6	him	he	PRON
ajbmeb-30	114	7	and	and	CCONJ
ajbmeb-30	114	8	does	do	AUX
ajbmeb-30	114	9	not	not	PART
ajbmeb-30	114	10	represent	represent	VERB
ajbmeb-30	114	11	him	he	PRON
ajbmeb-30	114	12	legally24	legally24	NOUN
ajbmeb-30	114	13	.	.	PUNCT
ajbmeb-30	115	1	in	in	ADP
ajbmeb-30	115	2	effect	effect	NOUN
ajbmeb-30	115	3	,	,	PUNCT
ajbmeb-30	115	4	when	when	SCONJ
ajbmeb-30	115	5	a	a	DET
ajbmeb-30	115	6	consumer	consumer	NOUN
ajbmeb-30	115	7	association	association	NOUN
ajbmeb-30	115	8	or	or	CCONJ
ajbmeb-30	115	9	ngo	ngo	PROPN
ajbmeb-30	115	10	demands	demand	NOUN
ajbmeb-30	115	11	reparation	reparation	NOUN
ajbmeb-30	115	12	based	base	VERB
ajbmeb-30	115	13	on	on	ADP
ajbmeb-30	115	14	the	the	DET
ajbmeb-30	115	15	fact	fact	NOUN
ajbmeb-30	115	16	of	of	ADP
ajbmeb-30	115	17	the	the	DET
ajbmeb-30	115	18	relationship	relationship	NOUN
ajbmeb-30	115	19	that	that	PRON
ajbmeb-30	115	20	she	she	PRON
ajbmeb-30	115	21	protects	protect	VERB
ajbmeb-30	115	22	,	,	PUNCT
ajbmeb-30	115	23	she	she	PRON
ajbmeb-30	115	24	does	do	AUX
ajbmeb-30	115	25	not	not	PART
ajbmeb-30	115	26	do	do	VERB
ajbmeb-30	115	27	so	so	ADV
ajbmeb-30	115	28	as	as	ADP
ajbmeb-30	115	29	a	a	DET
ajbmeb-30	115	30	substitution	substitution	NOUN
ajbmeb-30	115	31	to	to	ADP
ajbmeb-30	115	32	the	the	DET
ajbmeb-30	115	33	victim(s	victim(s	NOUN
ajbmeb-30	115	34	)	)	PUNCT
ajbmeb-30	115	35	she	she	PRON
ajbmeb-30	115	36	is	be	AUX
ajbmeb-30	115	37	representing25	representing25	NOUN
ajbmeb-30	115	38	.	.	PUNCT
ajbmeb-30	116	1	her	her	PRON
ajbmeb-30	116	2	action	action	NOUN
ajbmeb-30	116	3	differs	differ	VERB
ajbmeb-30	116	4	thus	thus	ADV
ajbmeb-30	116	5	,	,	PUNCT
ajbmeb-30	116	6	from	from	ADP
ajbmeb-30	116	7	the	the	DET
ajbmeb-30	116	8	individual	individual	ADJ
ajbmeb-30	116	9	action	action	NOUN
ajbmeb-30	116	10	,	,	PUNCT
ajbmeb-30	116	11	given	give	VERB
ajbmeb-30	116	12	that	that	SCONJ
ajbmeb-30	116	13	the	the	DET
ajbmeb-30	116	14	prejudice	prejudice	NOUN
ajbmeb-30	116	15	of	of	ADP
ajbmeb-30	116	16	a	a	DET
ajbmeb-30	116	17	collective	collective	ADJ
ajbmeb-30	116	18	interest	interest	NOUN
ajbmeb-30	116	19	is	be	AUX
ajbmeb-30	116	20	not	not	PART
ajbmeb-30	116	21	an	an	DET
ajbmeb-30	116	22	addition	addition	NOUN
ajbmeb-30	116	23	to	to	ADP
ajbmeb-30	116	24	individual	individual	ADJ
ajbmeb-30	116	25	prejudice26	prejudice26	NOUN
ajbmeb-30	116	26	.	.	PUNCT
ajbmeb-30	117	1	a	a	DET
ajbmeb-30	117	2	collective	collective	ADJ
ajbmeb-30	117	3	prejudice	prejudice	NOUN
ajbmeb-30	117	4	,	,	PUNCT
ajbmeb-30	117	5	refers	refer	VERB
ajbmeb-30	117	6	to	to	ADP
ajbmeb-30	117	7	a	a	DET
ajbmeb-30	117	8	prejudice	prejudice	NOUN
ajbmeb-30	117	9	faced	face	VERB
ajbmeb-30	117	10	by	by	ADP
ajbmeb-30	117	11	a	a	DET
ajbmeb-30	117	12	group	group	NOUN
ajbmeb-30	117	13	of	of	ADP
ajbmeb-30	117	14	people	people	NOUN
ajbmeb-30	117	15	with	with	ADP
ajbmeb-30	117	16	a	a	DET
ajbmeb-30	117	17	common	common	ADJ
ajbmeb-30	117	18	status	status	NOUN
ajbmeb-30	117	19	.	.	PUNCT
ajbmeb-30	118	1	according	accord	VERB
ajbmeb-30	118	2	to	to	ADP
ajbmeb-30	118	3	marty	marty	PROPN
ajbmeb-30	118	4	and	and	CCONJ
ajbmeb-30	118	5	raynaud	raynaud	PROPN
ajbmeb-30	118	6	,	,	PUNCT
ajbmeb-30	118	7	a	a	DET
ajbmeb-30	118	8	collective	collective	ADJ
ajbmeb-30	118	9	prejudice	prejudice	NOUN
ajbmeb-30	118	10	is	be	AUX
ajbmeb-30	118	11	that	that	PRON
ajbmeb-30	118	12	which	which	PRON
ajbmeb-30	118	13	attains	attain	VERB
ajbmeb-30	118	14	an	an	DET
ajbmeb-30	118	15	undetermined	undetermined	ADJ
ajbmeb-30	118	16	number	number	NOUN
ajbmeb-30	118	17	of	of	ADP
ajbmeb-30	118	18	individuals	individual	NOUN
ajbmeb-30	118	19	with	with	ADP
ajbmeb-30	118	20	a	a	DET
ajbmeb-30	118	21	particular	particular	ADJ
ajbmeb-30	118	22	believe	believe	NOUN
ajbmeb-30	118	23	in	in	ADP
ajbmeb-30	118	24	such	such	DET
ajbmeb-30	118	25	a	a	DET
ajbmeb-30	118	26	way	way	NOUN
ajbmeb-30	118	27	that	that	PRON
ajbmeb-30	118	28	we	we	PRON
ajbmeb-30	118	29	can	can	AUX
ajbmeb-30	118	30	not	not	PART
ajbmeb-30	118	31	say	say	VERB
ajbmeb-30	118	32	that	that	SCONJ
ajbmeb-30	118	33	he	he	PRON
ajbmeb-30	118	34	or	or	CCONJ
ajbmeb-30	118	35	she	she	PRON
ajbmeb-30	118	36	is	be	AUX
ajbmeb-30	118	37	particularly	particularly	ADV
ajbmeb-30	118	38	injured27	injured27	NOUN
ajbmeb-30	118	39	.	.	PUNCT
ajbmeb-30	119	1	it	it	PRON
ajbmeb-30	119	2	should	should	AUX
ajbmeb-30	119	3	be	be	AUX
ajbmeb-30	119	4	noted	note	VERB
ajbmeb-30	119	5	that	that	SCONJ
ajbmeb-30	119	6	the	the	DET
ajbmeb-30	119	7	collective	collective	ADJ
ajbmeb-30	119	8	prejudice	prejudice	NOUN
ajbmeb-30	119	9	is	be	AUX
ajbmeb-30	119	10	autonomous	autonomous	ADJ
ajbmeb-30	119	11	from	from	ADP
ajbmeb-30	119	12	the	the	DET
ajbmeb-30	119	13	person	person	NOUN
ajbmeb-30	119	14	who	who	PRON
ajbmeb-30	119	15	demands	demand	VERB
ajbmeb-30	119	16	reparation	reparation	NOUN
ajbmeb-30	119	17	.	.	PUNCT
ajbmeb-30	120	1	that	that	PRON
ajbmeb-30	120	2	said	say	VERB
ajbmeb-30	120	3	,	,	PUNCT
ajbmeb-30	120	4	the	the	DET
ajbmeb-30	120	5	preventive	preventive	ADJ
ajbmeb-30	120	6	procedure	procedure	NOUN
ajbmeb-30	120	7	seeks	seek	VERB
ajbmeb-30	120	8	to	to	PART
ajbmeb-30	120	9	prevent	prevent	VERB
ajbmeb-30	120	10	damages	damage	NOUN
ajbmeb-30	120	11	that	that	SCONJ
ajbmeb-30	120	12	21	21	NUM
ajbmeb-30	120	13	“	"	PUNCT
ajbmeb-30	120	14	l’intérêt	l’intérêt	ADJ
ajbmeb-30	120	15	collectif	collectif	X
ajbmeb-30	120	16	et	et	PROPN
ajbmeb-30	120	17	l’intérêt	l’intérêt	PROPN
ajbmeb-30	120	18	individuel	individuel	PROPN
ajbmeb-30	120	19	’	'	PUNCT
ajbmeb-30	120	20	dreveau	dreveau	PROPN
ajbmeb-30	120	21	c.	c.	NOUN
ajbmeb-30	120	22	«	«	PUNCT
ajbmeb-30	120	23	réflexions	réflexions	PROPN
ajbmeb-30	120	24	sur	sur	PROPN
ajbmeb-30	120	25	les	les	PROPN
ajbmeb-30	120	26	préjudices	préjudice	NOUN
ajbmeb-30	120	27	collectif	collectif	VERB
ajbmeb-30	120	28	»	»	PUNCT
ajbmeb-30	120	29	,	,	PUNCT
ajbmeb-30	120	30	rtd	rtd	PROPN
ajbmeb-30	120	31	.	.	PUNCT
ajbmeb-30	120	32	civ	civ	PROPN
ajbmeb-30	120	33	,	,	PUNCT
ajbmeb-30	120	34	avril	avril	PROPN
ajbmeb-30	120	35	.	.	PUNCT
ajbmeb-30	121	1	juin	juin	PROPN
ajbmeb-30	121	2	2011	2011	NUM
ajbmeb-30	121	3	.	.	PUNCT
ajbmeb-30	122	1	22	22	NUM
ajbmeb-30	122	2	see	see	VERB
ajbmeb-30	122	3	article	article	NOUN
ajbmeb-30	122	4	22	22	NUM
ajbmeb-30	122	5	of	of	ADP
ajbmeb-30	122	6	the	the	DET
ajbmeb-30	122	7	law	law	NOUN
ajbmeb-30	122	8	no	no	INTJ
ajbmeb-30	122	9	.	.	PUNCT
ajbmeb-30	123	1	90/053	90/053	NUM
ajbmeb-30	123	2	of	of	ADP
ajbmeb-30	123	3	august	august	PROPN
ajbmeb-30	123	4	1990	1990	NUM
ajbmeb-30	123	5	equally	equally	ADV
ajbmeb-30	123	6	see	see	VERB
ajbmeb-30	123	7	article	article	NOUN
ajbmeb-30	123	8	22	22	NUM
ajbmeb-30	123	9	of	of	ADP
ajbmeb-30	123	10	law	law	NOUN
ajbmeb-30	123	11	no	no	INTJ
ajbmeb-30	123	12	.	.	PUNCT
ajbmeb-30	124	1	2011/012	2011/012	NUM
ajbmeb-30	124	2	of	of	ADP
ajbmeb-30	124	3	6	6	NUM
ajbmeb-30	124	4	th	th	NOUN
ajbmeb-30	124	5	may	may	PROPN
ajbmeb-30	124	6	2011	2011	NUM
ajbmeb-30	124	7	on	on	ADP
ajbmeb-30	124	8	the	the	DET
ajbmeb-30	124	9	legal	legal	ADJ
ajbmeb-30	124	10	framework	framework	NOUN
ajbmeb-30	124	11	of	of	ADP
ajbmeb-30	124	12	consumers	consumer	NOUN
ajbmeb-30	124	13	protection	protection	NOUN
ajbmeb-30	124	14	in	in	ADP
ajbmeb-30	124	15	cameroon	cameroon	NOUN
ajbmeb-30	124	16	.	.	PUNCT
ajbmeb-30	125	1	23	23	NUM
ajbmeb-30	126	1	the	the	DET
ajbmeb-30	126	2	creation	creation	NOUN
ajbmeb-30	126	3	of	of	ADP
ajbmeb-30	126	4	ngos	ngo	NOUN
ajbmeb-30	126	5	in	in	ADP
ajbmeb-30	126	6	cameroon	cameroon	PROPN
ajbmeb-30	126	7	is	be	AUX
ajbmeb-30	126	8	guaranteed	guarantee	VERB
ajbmeb-30	126	9	by	by	ADP
ajbmeb-30	126	10	law	law	NOUN
ajbmeb-30	126	11	no	no	DET
ajbmeb-30	126	12	99/014	99/014	NUM
ajbmeb-30	126	13	of	of	ADP
ajbmeb-30	126	14	22	22	NUM
ajbmeb-30	126	15	december	december	PROPN
ajbmeb-30	126	16	1999	1999	NUM
ajbmeb-30	126	17	.	.	PUNCT
ajbmeb-30	127	1	24	24	NUM
ajbmeb-30	127	2	“	"	PUNCT
ajbmeb-30	127	3	ce	ce	PROPN
ajbmeb-30	127	4	préjudice	préjudice	PROPN
ajbmeb-30	127	5	est	est	X
ajbmeb-30	127	6	détaché	détaché	PROPN
ajbmeb-30	127	7	du	du	X
ajbmeb-30	127	8	titulaire	titulaire	X
ajbmeb-30	127	9	de	de	X
ajbmeb-30	127	10	l’action	l’action	PROPN
ajbmeb-30	127	11	en	en	X
ajbmeb-30	127	12	réparation	réparation	NOUN
ajbmeb-30	127	13	.	.	PUNCT
ajbmeb-30	128	1	il	il	PROPN
ajbmeb-30	128	2	ne	ne	PROPN
ajbmeb-30	128	3	lui	lui	X
ajbmeb-30	128	4	est	est	X
ajbmeb-30	128	5	pas	pas	PROPN
ajbmeb-30	128	6	assimile	assimile	PROPN
ajbmeb-30	128	7	et	et	PROPN
ajbmeb-30	128	8	ne	ne	X
ajbmeb-30	128	9	le	le	X
ajbmeb-30	128	10	représente	représente	PROPN
ajbmeb-30	128	11	pas	pas	PROPN
ajbmeb-30	128	12	juridiquement	juridiquement	PROPN
ajbmeb-30	128	13	»	»	PUNCT
ajbmeb-30	128	14	.	.	PUNCT
ajbmeb-30	129	1	cité	cité	PROPN
ajbmeb-30	129	2	par	par	PROPN
ajbmeb-30	129	3	dreveau	dreveau	PROPN
ajbmeb-30	129	4	,	,	PUNCT
ajbmeb-30	129	5	c.	c.	PROPN
ajbmeb-30	129	6	(	(	PUNCT
ajbmeb-30	129	7	2011	2011	NUM
ajbmeb-30	129	8	)	)	PUNCT
ajbmeb-30	129	9	,	,	PUNCT
ajbmeb-30	129	10	«	«	PUNCT
ajbmeb-30	129	11	réfections	réfection	NOUN
ajbmeb-30	129	12	sur	sur	PROPN
ajbmeb-30	129	13	le	le	X
ajbmeb-30	129	14	préjudice	préjudice	PROPN
ajbmeb-30	129	15	collectif	collectif	PROPN
ajbmeb-30	129	16	»	»	PUNCT
ajbmeb-30	129	17	,	,	PUNCT
ajbmeb-30	129	18	rtd	rtd	PROPN
ajbmeb-30	129	19	.	.	PUNCT
ajbmeb-30	129	20	civ	civ	NOUN
ajbmeb-30	129	21	,	,	PUNCT
ajbmeb-30	129	22	p.259	p.259	NOUN
ajbmeb-30	129	23	.	.	PROPN
ajbmeb-30	129	24	25	25	NUM
ajbmeb-30	129	25	bafuke	bafuke	NOUN
ajbmeb-30	129	26	,	,	PUNCT
ajbmeb-30	129	27	op.cit	op.cit	NOUN
ajbmeb-30	129	28	note	note	NOUN
ajbmeb-30	129	29	11	11	NUM
ajbmeb-30	129	30	at	at	ADP
ajbmeb-30	129	31	p.101	p.101	PROPN
ajbmeb-30	129	32	26	26	NUM
ajbmeb-30	129	33	dreveau	dreveau	NOUN
ajbmeb-30	129	34	,	,	PUNCT
ajbmeb-30	129	35	c.	c.	PROPN
ajbmeb-30	129	36	(	(	PUNCT
ajbmeb-30	129	37	2011	2011	NUM
ajbmeb-30	129	38	)	)	PUNCT
ajbmeb-30	129	39	,	,	PUNCT
ajbmeb-30	130	1	“	"	PUNCT
ajbmeb-30	130	2	réfections	réfection	NOUN
ajbmeb-30	130	3	sur	sur	PROPN
ajbmeb-30	130	4	le	le	X
ajbmeb-30	130	5	préjudice	préjudice	PROPN
ajbmeb-30	130	6	collectif	collectif	PROPN
ajbmeb-30	130	7	”	"	PUNCT
ajbmeb-30	130	8	,	,	PUNCT
ajbmeb-30	130	9	rtd	rtd	PROPN
ajbmeb-30	130	10	.	.	PUNCT
ajbmeb-30	130	11	civ	civ	NOUN
ajbmeb-30	130	12	,	,	PUNCT
ajbmeb-30	130	13	p.259	p.259	NOUN
ajbmeb-30	130	14	.	.	PROPN
ajbmeb-30	131	1	27	27	NUM
ajbmeb-30	131	2	“	"	PUNCT
ajbmeb-30	131	3	celui	celui	X
ajbmeb-30	131	4	qui	qui	X
ajbmeb-30	131	5	atteint	atteint	PROPN
ajbmeb-30	131	6	un	un	PROPN
ajbmeb-30	131	7	nombre	nombre	PROPN
ajbmeb-30	131	8	indéterminé	indéterminé	PROPN
ajbmeb-30	131	9	d’individus	d’individus	PROPN
ajbmeb-30	131	10	a	a	DET
ajbmeb-30	131	11	raison	raison	NOUN
ajbmeb-30	131	12	de	de	X
ajbmeb-30	131	13	leur	leur	PROPN
ajbmeb-30	131	14	appartenance	appartenance	PROPN
ajbmeb-30	131	15	aux	aux	PROPN
ajbmeb-30	131	16	croyances	croyances	PROPN
ajbmeb-30	131	17	sans	sans	X
ajbmeb-30	131	18	que	que	PROPN
ajbmeb-30	131	19	l’on	l’on	PROPN
ajbmeb-30	131	20	puisse	puisse	X
ajbmeb-30	131	21	dire	dire	X
ajbmeb-30	131	22	que	que	X
ajbmeb-30	131	23	tel	tel	PROPN
ajbmeb-30	131	24	ou	ou	PROPN
ajbmeb-30	131	25	tel	tel	PROPN
ajbmeb-30	131	26	est	est	X
ajbmeb-30	131	27	particulièrement	particulièrement	PROPN
ajbmeb-30	131	28	lésé	lésé	PROPN
ajbmeb-30	131	29	»	»	PUNCT
ajbmeb-30	131	30	.cité	.cité	VERB
ajbmeb-30	131	31	par	par	PROPN
ajbmeb-30	131	32	dreveau	dreveau	PROPN
ajbmeb-30	131	33	(	(	PUNCT
ajbmeb-30	131	34	c.	c.	PROPN
ajbmeb-30	131	35	)	)	PUNCT
ajbmeb-30	131	36	,	,	PUNCT
ajbmeb-30	131	37	ibid	ibid	NOUN
ajbmeb-30	131	38	,	,	PUNCT
ajbmeb-30	131	39	p.259	p.259	NOUN
ajbmeb-30	131	40	american	american	PROPN
ajbmeb-30	131	41	journal	journal	PROPN
ajbmeb-30	131	42	of	of	ADP
ajbmeb-30	131	43	business	business	NOUN
ajbmeb-30	131	44	management	management	NOUN
ajbmeb-30	131	45	,	,	PUNCT
ajbmeb-30	131	46	economics	economic	NOUN
ajbmeb-30	131	47	and	and	CCONJ
ajbmeb-30	131	48	banking	banking	NOUN
ajbmeb-30	131	49	volume	volume	NOUN
ajbmeb-30	131	50	1	1	NUM
ajbmeb-30	131	51	,	,	PUNCT
ajbmeb-30	131	52	june	june	PROPN
ajbmeb-30	131	53	,	,	PUNCT
ajbmeb-30	131	54	2022	2022	NUM
ajbmeb-30	131	55	p	p	NOUN
ajbmeb-30	131	56	a	a	PRON
ajbmeb-30	131	57	g	g	NOUN
ajbmeb-30	131	58	e	e	NOUN
ajbmeb-30	131	59	|	|	ADV
ajbmeb-30	131	60	43	43	NUM
ajbmeb-30	131	61	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	131	62	may	may	AUX
ajbmeb-30	131	63	be	be	AUX
ajbmeb-30	131	64	faced	face	VERB
ajbmeb-30	131	65	by	by	ADP
ajbmeb-30	131	66	a	a	DET
ajbmeb-30	131	67	large	large	ADJ
ajbmeb-30	131	68	proportion	proportion	NOUN
ajbmeb-30	131	69	of	of	ADP
ajbmeb-30	131	70	consumers	consumer	NOUN
ajbmeb-30	131	71	.	.	PUNCT
ajbmeb-30	132	1	however	however	ADV
ajbmeb-30	132	2	,	,	PUNCT
ajbmeb-30	132	3	it	it	PRON
ajbmeb-30	132	4	will	will	AUX
ajbmeb-30	132	5	be	be	AUX
ajbmeb-30	132	6	vital	vital	ADJ
ajbmeb-30	132	7	to	to	PART
ajbmeb-30	132	8	see	see	VERB
ajbmeb-30	132	9	how	how	SCONJ
ajbmeb-30	132	10	such	such	ADJ
ajbmeb-30	132	11	procedures	procedure	NOUN
ajbmeb-30	132	12	function	function	VERB
ajbmeb-30	132	13	through	through	ADP
ajbmeb-30	132	14	the	the	DET
ajbmeb-30	132	15	operation	operation	NOUN
ajbmeb-30	132	16	of	of	ADP
ajbmeb-30	132	17	its	its	PRON
ajbmeb-30	132	18	actors	actor	NOUN
ajbmeb-30	132	19	.	.	PUNCT
ajbmeb-30	133	1	2.1.1.1	2.1.1.1	NUM
ajbmeb-30	134	1	the	the	DET
ajbmeb-30	134	2	characteristics	characteristic	NOUN
ajbmeb-30	134	3	of	of	ADP
ajbmeb-30	134	4	the	the	DET
ajbmeb-30	134	5	preventive	preventive	ADJ
ajbmeb-30	134	6	action	action	NOUN
ajbmeb-30	134	7	the	the	DET
ajbmeb-30	134	8	preventive	preventive	ADJ
ajbmeb-30	134	9	protection	protection	NOUN
ajbmeb-30	134	10	of	of	ADP
ajbmeb-30	134	11	consumer	consumer	NOUN
ajbmeb-30	134	12	’s	’s	PART
ajbmeb-30	134	13	collective	collective	ADJ
ajbmeb-30	134	14	interest	interest	NOUN
ajbmeb-30	134	15	invokes	invoke	VERB
ajbmeb-30	134	16	a	a	DET
ajbmeb-30	134	17	dual	dual	ADJ
ajbmeb-30	134	18	action	action	NOUN
ajbmeb-30	134	19	.	.	PUNCT
ajbmeb-30	135	1	these	these	PRON
ajbmeb-30	135	2	are	be	AUX
ajbmeb-30	135	3	:	:	PUNCT
ajbmeb-30	135	4	action	action	NOUN
ajbmeb-30	135	5	in	in	ADP
ajbmeb-30	135	6	suppression	suppression	NOUN
ajbmeb-30	135	7	of	of	ADP
ajbmeb-30	135	8	an	an	DET
ajbmeb-30	135	9	abusive	abusive	ADJ
ajbmeb-30	135	10	clause	clause	NOUN
ajbmeb-30	135	11	and	and	CCONJ
ajbmeb-30	135	12	an	an	DET
ajbmeb-30	135	13	action	action	NOUN
ajbmeb-30	135	14	in	in	ADP
ajbmeb-30	135	15	cessation	cessation	NOUN
ajbmeb-30	135	16	of	of	ADP
ajbmeb-30	135	17	an	an	DET
ajbmeb-30	135	18	illicit	illicit	ADJ
ajbmeb-30	135	19	act	act	NOUN
ajbmeb-30	135	20	.	.	PUNCT
ajbmeb-30	136	1	2.1.1.1.1	2.1.1.1.1	NUM
ajbmeb-30	136	2	action	action	NOUN
ajbmeb-30	136	3	in	in	ADP
ajbmeb-30	136	4	suppression	suppression	NOUN
ajbmeb-30	136	5	of	of	ADP
ajbmeb-30	136	6	an	an	DET
ajbmeb-30	136	7	abusive	abusive	ADJ
ajbmeb-30	136	8	clause	clause	NOUN
ajbmeb-30	136	9	the	the	DET
ajbmeb-30	136	10	insertion	insertion	NOUN
ajbmeb-30	136	11	of	of	ADP
ajbmeb-30	136	12	a	a	DET
ajbmeb-30	136	13	clause	clause	NOUN
ajbmeb-30	136	14	in	in	ADP
ajbmeb-30	136	15	a	a	DET
ajbmeb-30	136	16	contract	contract	NOUN
ajbmeb-30	136	17	such	such	ADJ
ajbmeb-30	136	18	as	as	ADP
ajbmeb-30	136	19	a	a	DET
ajbmeb-30	136	20	banking	banking	NOUN
ajbmeb-30	136	21	contract	contract	NOUN
ajbmeb-30	136	22	exposes	expose	VERB
ajbmeb-30	136	23	numerous	numerous	ADJ
ajbmeb-30	136	24	consumers	consumer	NOUN
ajbmeb-30	136	25	to	to	PART
ajbmeb-30	136	26	be	be	AUX
ajbmeb-30	136	27	affected	affect	VERB
ajbmeb-30	136	28	.	.	PUNCT
ajbmeb-30	137	1	the	the	DET
ajbmeb-30	137	2	damage	damage	NOUN
ajbmeb-30	137	3	here	here	ADV
ajbmeb-30	137	4	resides	reside	VERB
ajbmeb-30	137	5	in	in	ADP
ajbmeb-30	137	6	the	the	DET
ajbmeb-30	137	7	danger	danger	NOUN
ajbmeb-30	137	8	to	to	PART
ajbmeb-30	137	9	be	be	AUX
ajbmeb-30	137	10	faced	face	VERB
ajbmeb-30	137	11	by	by	ADP
ajbmeb-30	137	12	consumers	consumer	NOUN
ajbmeb-30	137	13	as	as	ADP
ajbmeb-30	137	14	a	a	DET
ajbmeb-30	137	15	whole	whole	NOUN
ajbmeb-30	137	16	.	.	PUNCT
ajbmeb-30	138	1	as	as	ADP
ajbmeb-30	138	2	a	a	DET
ajbmeb-30	138	3	matter	matter	NOUN
ajbmeb-30	138	4	of	of	ADP
ajbmeb-30	138	5	fact	fact	NOUN
ajbmeb-30	138	6	,	,	PUNCT
ajbmeb-30	138	7	due	due	ADP
ajbmeb-30	138	8	to	to	ADP
ajbmeb-30	138	9	such	such	DET
ajbmeb-30	138	10	an	an	DET
ajbmeb-30	138	11	act	act	NOUN
ajbmeb-30	138	12	and	and	CCONJ
ajbmeb-30	138	13	its	its	PRON
ajbmeb-30	138	14	gravity	gravity	NOUN
ajbmeb-30	138	15	,	,	PUNCT
ajbmeb-30	138	16	consumers	consumer	NOUN
ajbmeb-30	138	17	may	may	AUX
ajbmeb-30	138	18	be	be	AUX
ajbmeb-30	138	19	affected	affect	VERB
ajbmeb-30	138	20	either	either	CCONJ
ajbmeb-30	138	21	directly	directly	ADV
ajbmeb-30	138	22	or	or	CCONJ
ajbmeb-30	138	23	indirectly	indirectly	ADV
ajbmeb-30	138	24	.	.	PUNCT
ajbmeb-30	139	1	an	an	DET
ajbmeb-30	139	2	abusive	abusive	ADJ
ajbmeb-30	139	3	clause	clause	NOUN
ajbmeb-30	139	4	produces	produce	VERB
ajbmeb-30	139	5	a	a	DET
ajbmeb-30	139	6	breakdown	breakdown	NOUN
ajbmeb-30	139	7	in	in	ADP
ajbmeb-30	139	8	the	the	DET
ajbmeb-30	139	9	equilibrium	equilibrium	NOUN
ajbmeb-30	139	10	of	of	ADP
ajbmeb-30	139	11	the	the	DET
ajbmeb-30	139	12	contract	contract	NOUN
ajbmeb-30	139	13	,	,	PUNCT
ajbmeb-30	139	14	i.e.	i.e.	X
ajbmeb-30	139	15	,	,	PUNCT
ajbmeb-30	139	16	reciprocal	reciprocal	ADJ
ajbmeb-30	139	17	obligations	obligation	NOUN
ajbmeb-30	139	18	.	.	PUNCT
ajbmeb-30	140	1	the	the	DET
ajbmeb-30	140	2	imbalance	imbalance	NOUN
ajbmeb-30	140	3	created	create	VERB
ajbmeb-30	140	4	is	be	AUX
ajbmeb-30	140	5	much	much	ADV
ajbmeb-30	140	6	significant	significant	ADJ
ajbmeb-30	140	7	that	that	SCONJ
ajbmeb-30	140	8	it	it	PRON
ajbmeb-30	140	9	is	be	AUX
ajbmeb-30	140	10	necessary	necessary	ADJ
ajbmeb-30	140	11	to	to	PART
ajbmeb-30	140	12	think	think	VERB
ajbmeb-30	140	13	of	of	ADP
ajbmeb-30	140	14	an	an	DET
ajbmeb-30	140	15	action	action	NOUN
ajbmeb-30	140	16	in	in	ADP
ajbmeb-30	140	17	suppression	suppression	NOUN
ajbmeb-30	140	18	of	of	ADP
ajbmeb-30	140	19	abusive	abusive	ADJ
ajbmeb-30	140	20	clauses	clause	NOUN
ajbmeb-30	140	21	in	in	ADP
ajbmeb-30	140	22	contracts	contract	NOUN
ajbmeb-30	140	23	.	.	PUNCT
ajbmeb-30	141	1	subsection	subsection	NOUN
ajbmeb-30	141	2	(	(	PUNCT
ajbmeb-30	141	3	a	a	NOUN
ajbmeb-30	141	4	)	)	PUNCT
ajbmeb-30	141	5	of	of	ADP
ajbmeb-30	141	6	section	section	NOUN
ajbmeb-30	141	7	3	3	NUM
ajbmeb-30	141	8	of	of	ADP
ajbmeb-30	141	9	2011	2011	NUM
ajbmeb-30	141	10	law	law	NOUN
ajbmeb-30	141	11	on	on	ADP
ajbmeb-30	141	12	the	the	DET
ajbmeb-30	141	13	framework	framework	NOUN
ajbmeb-30	141	14	on	on	ADP
ajbmeb-30	141	15	consumers	consumer	NOUN
ajbmeb-30	141	16	protection	protection	PROPN
ajbmeb-30	141	17	consecrates	consecrate	VERB
ajbmeb-30	141	18	in	in	ADP
ajbmeb-30	141	19	it	it	PRON
ajbmeb-30	141	20	the	the	DET
ajbmeb-30	141	21	principle	principle	NOUN
ajbmeb-30	141	22	of	of	ADP
ajbmeb-30	141	23	protection	protection	NOUN
ajbmeb-30	141	24	.	.	PUNCT
ajbmeb-30	142	1	section	section	NOUN
ajbmeb-30	142	2	3	3	NUM
ajbmeb-30	142	3	(	(	PUNCT
ajbmeb-30	142	4	f	f	X
ajbmeb-30	142	5	)	)	PUNCT
ajbmeb-30	142	6	on	on	ADP
ajbmeb-30	142	7	its	its	PRON
ajbmeb-30	142	8	part	part	NOUN
ajbmeb-30	142	9	consecrates	consecrate	VERB
ajbmeb-30	142	10	the	the	DET
ajbmeb-30	142	11	principle	principle	NOUN
ajbmeb-30	142	12	of	of	ADP
ajbmeb-30	142	13	participation	participation	NOUN
ajbmeb-30	142	14	according	accord	VERB
ajbmeb-30	142	15	to	to	ADP
ajbmeb-30	142	16	which	which	PRON
ajbmeb-30	142	17	consumers	consumer	NOUN
ajbmeb-30	142	18	have	have	AUX
ajbmeb-30	142	19	the	the	DET
ajbmeb-30	142	20	right	right	NOUN
ajbmeb-30	142	21	and	and	CCONJ
ajbmeb-30	142	22	the	the	DET
ajbmeb-30	142	23	liberty	liberty	NOUN
ajbmeb-30	142	24	to	to	PART
ajbmeb-30	142	25	form	form	VERB
ajbmeb-30	142	26	consumers	consumer	NOUN
ajbmeb-30	142	27	associations	association	NOUN
ajbmeb-30	142	28	or	or	CCONJ
ajbmeb-30	142	29	organizations	organization	NOUN
ajbmeb-30	142	30	,	,	PUNCT
ajbmeb-30	142	31	that	that	PRON
ajbmeb-30	142	32	are	be	AUX
ajbmeb-30	142	33	benevolent	benevolent	ADJ
ajbmeb-30	142	34	autonomous	autonomous	ADJ
ajbmeb-30	142	35	and	and	CCONJ
ajbmeb-30	142	36	independent	independent	ADJ
ajbmeb-30	142	37	.	.	PUNCT
ajbmeb-30	143	1	this	this	PRON
ajbmeb-30	143	2	is	be	AUX
ajbmeb-30	143	3	to	to	PART
ajbmeb-30	143	4	realize	realize	VERB
ajbmeb-30	143	5	or	or	CCONJ
ajbmeb-30	143	6	participate	participate	VERB
ajbmeb-30	143	7	in	in	ADP
ajbmeb-30	143	8	the	the	DET
ajbmeb-30	143	9	promotion	promotion	NOUN
ajbmeb-30	143	10	and	and	CCONJ
ajbmeb-30	143	11	defense	defense	NOUN
ajbmeb-30	143	12	of	of	ADP
ajbmeb-30	143	13	rights	right	NOUN
ajbmeb-30	143	14	targeted	target	VERB
ajbmeb-30	143	15	by	by	ADP
ajbmeb-30	143	16	the	the	DET
ajbmeb-30	143	17	2011	2011	NUM
ajbmeb-30	143	18	law	law	NOUN
ajbmeb-30	143	19	.	.	PUNCT
ajbmeb-30	144	1	this	this	PRON
ajbmeb-30	144	2	seems	seem	VERB
ajbmeb-30	144	3	to	to	PART
ajbmeb-30	144	4	make	make	VERB
ajbmeb-30	144	5	sense	sense	NOUN
ajbmeb-30	144	6	as	as	SCONJ
ajbmeb-30	144	7	it	it	PRON
ajbmeb-30	144	8	could	could	AUX
ajbmeb-30	144	9	be	be	AUX
ajbmeb-30	144	10	concluded	conclude	VERB
ajbmeb-30	144	11	that	that	SCONJ
ajbmeb-30	144	12	the	the	DET
ajbmeb-30	144	13	authorization	authorization	NOUN
ajbmeb-30	144	14	of	of	ADP
ajbmeb-30	144	15	consumers	consumer	NOUN
ajbmeb-30	144	16	association	association	NOUN
ajbmeb-30	144	17	bestows	bestow	VERB
ajbmeb-30	144	18	on	on	ADP
ajbmeb-30	144	19	them	they	PRON
ajbmeb-30	144	20	powers	power	NOUN
ajbmeb-30	144	21	and	and	CCONJ
ajbmeb-30	144	22	gives	give	VERB
ajbmeb-30	144	23	them	they	PRON
ajbmeb-30	144	24	the	the	DET
ajbmeb-30	144	25	latitude	latitude	NOUN
ajbmeb-30	144	26	to	to	PART
ajbmeb-30	144	27	bring	bring	VERB
ajbmeb-30	144	28	up	up	ADP
ajbmeb-30	144	29	a	a	DET
ajbmeb-30	144	30	collective	collective	ADJ
ajbmeb-30	144	31	action	action	NOUN
ajbmeb-30	144	32	so	so	SCONJ
ajbmeb-30	144	33	as	as	SCONJ
ajbmeb-30	144	34	to	to	PART
ajbmeb-30	144	35	suppress	suppress	VERB
ajbmeb-30	144	36	abusive	abusive	ADJ
ajbmeb-30	144	37	clauses	clause	NOUN
ajbmeb-30	144	38	thereby	thereby	ADV
ajbmeb-30	144	39	protecting	protect	VERB
ajbmeb-30	144	40	consumers	consumer	NOUN
ajbmeb-30	144	41	from	from	ADP
ajbmeb-30	144	42	the	the	DET
ajbmeb-30	144	43	ills	ill	NOUN
ajbmeb-30	144	44	of	of	ADP
ajbmeb-30	144	45	the	the	DET
ajbmeb-30	144	46	professionals	professional	NOUN
ajbmeb-30	144	47	before	before	ADP
ajbmeb-30	144	48	the	the	DET
ajbmeb-30	144	49	conclusion	conclusion	NOUN
ajbmeb-30	144	50	of	of	ADP
ajbmeb-30	144	51	the	the	DET
ajbmeb-30	144	52	contract	contract	NOUN
ajbmeb-30	144	53	and	and	CCONJ
ajbmeb-30	144	54	during	during	ADP
ajbmeb-30	144	55	the	the	DET
ajbmeb-30	144	56	performance	performance	NOUN
ajbmeb-30	144	57	of	of	ADP
ajbmeb-30	144	58	the	the	DET
ajbmeb-30	144	59	contract	contract	NOUN
ajbmeb-30	144	60	.	.	PUNCT
ajbmeb-30	145	1	this	this	DET
ajbmeb-30	145	2	action	action	NOUN
ajbmeb-30	145	3	by	by	ADP
ajbmeb-30	145	4	consumers	consumer	NOUN
ajbmeb-30	145	5	association	association	PROPN
ajbmeb-30	145	6	has	have	VERB
ajbmeb-30	145	7	a	a	DET
ajbmeb-30	145	8	peculiar	peculiar	ADJ
ajbmeb-30	145	9	characteristic	characteristic	NOUN
ajbmeb-30	145	10	.	.	PUNCT
ajbmeb-30	146	1	that	that	PRON
ajbmeb-30	146	2	is	is	ADV
ajbmeb-30	146	3	,	,	PUNCT
ajbmeb-30	146	4	it	it	PRON
ajbmeb-30	146	5	can	can	AUX
ajbmeb-30	146	6	only	only	ADV
ajbmeb-30	146	7	be	be	AUX
ajbmeb-30	146	8	preventive	preventive	ADJ
ajbmeb-30	146	9	and	and	CCONJ
ajbmeb-30	146	10	collective28	collective28	NOUN
ajbmeb-30	146	11	.	.	PUNCT
ajbmeb-30	147	1	this	this	DET
ajbmeb-30	147	2	characterization	characterization	NOUN
ajbmeb-30	147	3	is	be	AUX
ajbmeb-30	147	4	contrary	contrary	ADJ
ajbmeb-30	147	5	to	to	ADP
ajbmeb-30	147	6	the	the	DET
ajbmeb-30	147	7	general	general	ADJ
ajbmeb-30	147	8	principle	principle	NOUN
ajbmeb-30	147	9	of	of	ADP
ajbmeb-30	147	10	procedure	procedure	NOUN
ajbmeb-30	147	11	of	of	ADP
ajbmeb-30	147	12	court	court	NOUN
ajbmeb-30	147	13	action	action	NOUN
ajbmeb-30	147	14	wherein	wherein	SCONJ
ajbmeb-30	147	15	it	it	PRON
ajbmeb-30	147	16	is	be	AUX
ajbmeb-30	147	17	upon	upon	SCONJ
ajbmeb-30	147	18	the	the	DET
ajbmeb-30	147	19	commission	commission	NOUN
ajbmeb-30	147	20	of	of	ADP
ajbmeb-30	147	21	an	an	DET
ajbmeb-30	147	22	offence	offence	NOUN
ajbmeb-30	147	23	and	and	CCONJ
ajbmeb-30	147	24	or	or	CCONJ
ajbmeb-30	147	25	the	the	DET
ajbmeb-30	147	26	realization	realization	NOUN
ajbmeb-30	147	27	of	of	ADP
ajbmeb-30	147	28	the	the	DET
ajbmeb-30	147	29	offence	offence	NOUN
ajbmeb-30	147	30	that	that	PRON
ajbmeb-30	147	31	gives	give	VERB
ajbmeb-30	147	32	way	way	NOUN
ajbmeb-30	147	33	to	to	ADP
ajbmeb-30	147	34	an	an	DET
ajbmeb-30	147	35	action	action	NOUN
ajbmeb-30	147	36	.	.	PUNCT
ajbmeb-30	148	1	the	the	DET
ajbmeb-30	148	2	acceptance	acceptance	NOUN
ajbmeb-30	148	3	of	of	ADP
ajbmeb-30	148	4	such	such	DET
ajbmeb-30	148	5	an	an	DET
ajbmeb-30	148	6	action	action	NOUN
ajbmeb-30	148	7	is	be	AUX
ajbmeb-30	148	8	necessary	necessary	ADJ
ajbmeb-30	148	9	to	to	PART
ajbmeb-30	148	10	combat	combat	VERB
ajbmeb-30	148	11	effectively	effectively	ADV
ajbmeb-30	148	12	and	and	CCONJ
ajbmeb-30	148	13	efficiently	efficiently	ADV
ajbmeb-30	148	14	abusive	abusive	ADJ
ajbmeb-30	148	15	clauses	clause	NOUN
ajbmeb-30	148	16	and	and	CCONJ
ajbmeb-30	148	17	subsequently	subsequently	ADV
ajbmeb-30	148	18	pronounce	pronounce	VERB
ajbmeb-30	148	19	their	their	PRON
ajbmeb-30	148	20	nullity	nullity	NOUN
ajbmeb-30	148	21	.	.	PUNCT
ajbmeb-30	149	1	these	these	DET
ajbmeb-30	149	2	associations	association	NOUN
ajbmeb-30	149	3	could	could	AUX
ajbmeb-30	149	4	bring	bring	VERB
ajbmeb-30	149	5	an	an	DET
ajbmeb-30	149	6	action	action	NOUN
ajbmeb-30	149	7	in	in	ADP
ajbmeb-30	149	8	front	front	NOUN
ajbmeb-30	149	9	of	of	ADP
ajbmeb-30	149	10	a	a	DET
ajbmeb-30	149	11	competent	competent	ADJ
ajbmeb-30	149	12	jurisdiction	jurisdiction	NOUN
ajbmeb-30	149	13	or	or	CCONJ
ajbmeb-30	149	14	arbitrary	arbitrary	ADJ
ajbmeb-30	149	15	tribunal	tribunal	NOUN
ajbmeb-30	149	16	.	.	PUNCT
ajbmeb-30	150	1	it	it	PRON
ajbmeb-30	150	2	should	should	AUX
ajbmeb-30	150	3	be	be	AUX
ajbmeb-30	150	4	noted	note	VERB
ajbmeb-30	150	5	that	that	SCONJ
ajbmeb-30	150	6	this	this	DET
ajbmeb-30	150	7	action	action	NOUN
ajbmeb-30	150	8	does	do	AUX
ajbmeb-30	150	9	not	not	PART
ajbmeb-30	150	10	affect	affect	VERB
ajbmeb-30	150	11	already	already	ADV
ajbmeb-30	150	12	concluded	conclude	VERB
ajbmeb-30	150	13	contracts	contract	NOUN
ajbmeb-30	150	14	,	,	PUNCT
ajbmeb-30	150	15	but	but	CCONJ
ajbmeb-30	150	16	rather	rather	ADV
ajbmeb-30	150	17	contracts	contract	NOUN
ajbmeb-30	150	18	that	that	PRON
ajbmeb-30	150	19	are	be	AUX
ajbmeb-30	150	20	yet	yet	ADV
ajbmeb-30	150	21	to	to	PART
ajbmeb-30	150	22	be	be	AUX
ajbmeb-30	150	23	concluded	conclude	VERB
ajbmeb-30	150	24	.	.	PUNCT
ajbmeb-30	151	1	the	the	DET
ajbmeb-30	151	2	action	action	NOUN
ajbmeb-30	151	3	put	put	VERB
ajbmeb-30	151	4	in	in	ADP
ajbmeb-30	151	5	place	place	NOUN
ajbmeb-30	151	6	here	here	ADV
ajbmeb-30	151	7	does	do	AUX
ajbmeb-30	151	8	not	not	PART
ajbmeb-30	151	9	concern	concern	VERB
ajbmeb-30	151	10	only	only	ADV
ajbmeb-30	151	11	particular	particular	ADJ
ajbmeb-30	151	12	consumers	consumer	NOUN
ajbmeb-30	151	13	but	but	CCONJ
ajbmeb-30	151	14	a	a	DET
ajbmeb-30	151	15	collectivity	collectivity	NOUN
ajbmeb-30	151	16	of	of	ADP
ajbmeb-30	151	17	consumers	consumer	NOUN
ajbmeb-30	151	18	of	of	ADP
ajbmeb-30	151	19	the	the	DET
ajbmeb-30	151	20	banking	banking	NOUN
ajbmeb-30	151	21	sector	sector	NOUN
ajbmeb-30	151	22	.	.	PUNCT
ajbmeb-30	152	1	the	the	DET
ajbmeb-30	152	2	judge	judge	NOUN
ajbmeb-30	152	3	in	in	ADP
ajbmeb-30	152	4	the	the	DET
ajbmeb-30	152	5	light	light	NOUN
ajbmeb-30	152	6	to	to	PART
ajbmeb-30	152	7	appreciate	appreciate	VERB
ajbmeb-30	152	8	the	the	DET
ajbmeb-30	152	9	abusive	abusive	ADJ
ajbmeb-30	152	10	character	character	NOUN
ajbmeb-30	152	11	of	of	ADP
ajbmeb-30	152	12	the	the	DET
ajbmeb-30	152	13	clause	clause	NOUN
ajbmeb-30	152	14	will	will	AUX
ajbmeb-30	152	15	perform	perform	VERB
ajbmeb-30	152	16	an	an	DET
ajbmeb-30	152	17	analysis	analysis	NOUN
ajbmeb-30	152	18	in	in	ADP
ajbmeb-30	152	19	abstracto	abstracto	PROPN
ajbmeb-30	152	20	so	so	SCONJ
ajbmeb-30	152	21	as	as	SCONJ
ajbmeb-30	152	22	to	to	PART
ajbmeb-30	152	23	see	see	VERB
ajbmeb-30	152	24	if	if	SCONJ
ajbmeb-30	152	25	the	the	DET
ajbmeb-30	152	26	clause	clause	NOUN
ajbmeb-30	152	27	in	in	ADP
ajbmeb-30	152	28	question	question	NOUN
ajbmeb-30	152	29	creates	create	VERB
ajbmeb-30	152	30	a	a	DET
ajbmeb-30	152	31	significant	significant	ADJ
ajbmeb-30	152	32	disequilibrium	disequilibrium	NOUN
ajbmeb-30	152	33	towards	towards	ADP
ajbmeb-30	152	34	a	a	DET
ajbmeb-30	152	35	group	group	NOUN
ajbmeb-30	152	36	of	of	ADP
ajbmeb-30	152	37	consumers	consumer	NOUN
ajbmeb-30	152	38	.	.	PUNCT
ajbmeb-30	153	1	2.1.1.1.2	2.1.1.1.2	NUM
ajbmeb-30	153	2	action	action	NOUN
ajbmeb-30	153	3	for	for	ADP
ajbmeb-30	153	4	the	the	DET
ajbmeb-30	153	5	termination	termination	NOUN
ajbmeb-30	153	6	(	(	PUNCT
ajbmeb-30	153	7	cessation	cessation	NOUN
ajbmeb-30	153	8	)	)	PUNCT
ajbmeb-30	153	9	of	of	ADP
ajbmeb-30	153	10	illegal	illegal	ADJ
ajbmeb-30	153	11	scheme	scheme	NOUN
ajbmeb-30	153	12	an	an	DET
ajbmeb-30	153	13	illegal	illegal	ADJ
ajbmeb-30	153	14	scheme	scheme	NOUN
ajbmeb-30	153	15	is	be	AUX
ajbmeb-30	153	16	a	a	DET
ajbmeb-30	153	17	manner	manner	NOUN
ajbmeb-30	153	18	of	of	ADP
ajbmeb-30	153	19	acting	act	VERB
ajbmeb-30	153	20	,	,	PUNCT
ajbmeb-30	153	21	behaviour	behaviour	NOUN
ajbmeb-30	153	22	,	,	PUNCT
ajbmeb-30	153	23	a	a	DET
ajbmeb-30	153	24	plot	plot	NOUN
ajbmeb-30	153	25	of	of	ADP
ajbmeb-30	153	26	a	a	DET
ajbmeb-30	153	27	fraudulent	fraudulent	ADJ
ajbmeb-30	153	28	nature	nature	NOUN
ajbmeb-30	153	29	that	that	PRON
ajbmeb-30	153	30	is	be	AUX
ajbmeb-30	153	31	contrary	contrary	ADJ
ajbmeb-30	153	32	to	to	ADP
ajbmeb-30	153	33	the	the	DET
ajbmeb-30	153	34	law	law	NOUN
ajbmeb-30	153	35	and	and	CCONJ
ajbmeb-30	153	36	public	public	ADJ
ajbmeb-30	153	37	order	order	NOUN
ajbmeb-30	153	38	.	.	PUNCT
ajbmeb-30	154	1	on	on	ADP
ajbmeb-30	154	2	a	a	DET
ajbmeb-30	154	3	general	general	ADJ
ajbmeb-30	154	4	note	note	NOUN
ajbmeb-30	154	5	,	,	PUNCT
ajbmeb-30	154	6	it	it	PRON
ajbmeb-30	154	7	is	be	AUX
ajbmeb-30	154	8	contrary	contrary	ADJ
ajbmeb-30	154	9	to	to	ADP
ajbmeb-30	154	10	the	the	DET
ajbmeb-30	154	11	law	law	NOUN
ajbmeb-30	154	12	(	(	PUNCT
ajbmeb-30	154	13	public	public	ADJ
ajbmeb-30	154	14	order	order	NOUN
ajbmeb-30	154	15	and	and	CCONJ
ajbmeb-30	154	16	good	good	ADJ
ajbmeb-30	154	17	morals)29	morals)29	PROPN
ajbmeb-30	154	18	and	and	CCONJ
ajbmeb-30	154	19	could	could	AUX
ajbmeb-30	154	20	be	be	AUX
ajbmeb-30	154	21	seen	see	VERB
ajbmeb-30	154	22	in	in	ADP
ajbmeb-30	154	23	a	a	DET
ajbmeb-30	154	24	restrictive	restrictive	ADJ
ajbmeb-30	154	25	commercial	commercial	ADJ
ajbmeb-30	154	26	practice	practice	NOUN
ajbmeb-30	154	27	or	or	CCONJ
ajbmeb-30	154	28	an	an	DET
ajbmeb-30	154	29	inequitable	inequitable	ADJ
ajbmeb-30	154	30	commercial	commercial	ADJ
ajbmeb-30	154	31	practice	practice	NOUN
ajbmeb-30	154	32	an	an	DET
ajbmeb-30	154	33	illegal	illegal	ADJ
ajbmeb-30	154	34	scheme	scheme	NOUN
ajbmeb-30	154	35	(	(	PUNCT
ajbmeb-30	154	36	unlawful	unlawful	ADJ
ajbmeb-30	154	37	character	character	NOUN
ajbmeb-30	154	38	)	)	PUNCT
ajbmeb-30	154	39	.	.	PUNCT
ajbmeb-30	155	1	28	28	NUM
ajbmeb-30	155	2	civ	civ	NOUN
ajbmeb-30	155	3	.	.	PUNCT
ajbmeb-30	156	1	1re	1re	NOUN
ajbmeb-30	156	2	,	,	PUNCT
ajbmeb-30	156	3	18	18	NUM
ajbmeb-30	156	4	sept.2008	sept.2008	PROPN
ajbmeb-30	156	5	,	,	PUNCT
ajbmeb-30	156	6	no	no	DET
ajbmeb-30	156	7	06	06	NUM
ajbmeb-30	156	8	-	-	SYM
ajbmeb-30	156	9	22.038	22.038	NUM
ajbmeb-30	156	10	,	,	PUNCT
ajbmeb-30	156	11	d.	d.	PROPN
ajbmeb-30	156	12	2008	2008	NUM
ajbmeb-30	156	13	.	.	PUNCT
ajbmeb-30	157	1	aj	aj	PROPN
ajbmeb-30	157	2	2437	2437	NUM
ajbmeb-30	157	3	,	,	PUNCT
ajbmeb-30	158	1	obs	obs	PROPN
ajbmeb-30	158	2	.	.	PUNCT
ajbmeb-30	158	3	x.	x.	PROPN
ajbmeb-30	158	4	delpech	delpech	PROPN
ajbmeb-30	158	5	:	:	PUNCT
ajbmeb-30	158	6	r.	r.	PROPN
ajbmeb-30	158	7	mortier	mortier	PROPN
ajbmeb-30	158	8	,	,	PUNCT
ajbmeb-30	158	9	dr	dr	PROPN
ajbmeb-30	158	10	.	.	PROPN
ajbmeb-30	158	11	sociétes	sociétes	PROPN
ajbmeb-30	158	12	2008	2008	NUM
ajbmeb-30	158	13	,	,	PUNCT
ajbmeb-30	158	14	comm	comm	NOUN
ajbmeb-30	158	15	.	.	PUNCT
ajbmeb-30	159	1	no	no	DET
ajbmeb-30	159	2	246	246	NUM
ajbmeb-30	159	3	:	:	PUNCT
ajbmeb-30	159	4	n.	n.	PROPN
ajbmeb-30	159	5	dupont	dupont	PROPN
ajbmeb-30	159	6	,	,	PUNCT
ajbmeb-30	159	7	jcp	jcp	PROPN
ajbmeb-30	159	8	2008.ii.10220	2008.ii.10220	PROPN
ajbmeb-30	159	9	.	.	PROPN
ajbmeb-30	159	10	29	29	NUM
ajbmeb-30	159	11	cornu	cornu	NOUN
ajbmeb-30	159	12	g	g	NOUN
ajbmeb-30	159	13	,	,	PUNCT
ajbmeb-30	159	14	(	(	PUNCT
ajbmeb-30	159	15	2004	2004	NUM
ajbmeb-30	159	16	)	)	PUNCT
ajbmeb-30	159	17	vocabulaire	vocabulaire	PROPN
ajbmeb-30	159	18	juridique	juridique	PROPN
ajbmeb-30	159	19	,	,	PUNCT
ajbmeb-30	159	20	association	association	PROPN
ajbmeb-30	159	21	h.	h.	PROPN
ajbmeb-30	159	22	capitant	capitant	PROPN
ajbmeb-30	159	23	,	,	PUNCT
ajbmeb-30	159	24	puf	puf	PROPN
ajbmeb-30	159	25	,	,	PUNCT
ajbmeb-30	159	26	6e	6e	NOUN
ajbmeb-30	159	27	ed	ed	NOUN
ajbmeb-30	159	28	.	.	PROPN
ajbmeb-30	159	29	,	,	PUNCT
ajbmeb-30	159	30	v.	v.	PROPN
ajbmeb-30	159	31	droit	droit	PROPN
ajbmeb-30	159	32	de	de	PROPN
ajbmeb-30	159	33	la	la	PROPN
ajbmeb-30	159	34	consommation	consommation	PROPN
ajbmeb-30	159	35	.	.	PUNCT
ajbmeb-30	160	1	american	american	PROPN
ajbmeb-30	160	2	journal	journal	PROPN
ajbmeb-30	160	3	of	of	ADP
ajbmeb-30	160	4	business	business	NOUN
ajbmeb-30	160	5	management	management	NOUN
ajbmeb-30	160	6	,	,	PUNCT
ajbmeb-30	160	7	economics	economic	NOUN
ajbmeb-30	160	8	and	and	CCONJ
ajbmeb-30	160	9	banking	banking	NOUN
ajbmeb-30	160	10	volume	volume	NOUN
ajbmeb-30	160	11	1	1	NUM
ajbmeb-30	160	12	,	,	PUNCT
ajbmeb-30	160	13	june	june	PROPN
ajbmeb-30	160	14	,	,	PUNCT
ajbmeb-30	160	15	2022	2022	NUM
ajbmeb-30	160	16	p	p	NOUN
ajbmeb-30	160	17	a	a	DET
ajbmeb-30	160	18	g	g	NOUN
ajbmeb-30	160	19	e	e	NOUN
ajbmeb-30	160	20	|	|	ADV
ajbmeb-30	160	21	44	44	NUM
ajbmeb-30	160	22	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-30	160	23	association	association	NOUN
ajbmeb-30	160	24	in	in	ADP
ajbmeb-30	160	25	addition	addition	NOUN
ajbmeb-30	160	26	to	to	ADP
ajbmeb-30	160	27	putting	put	VERB
ajbmeb-30	160	28	up	up	ADP
ajbmeb-30	160	29	an	an	DET
ajbmeb-30	160	30	action	action	NOUN
ajbmeb-30	160	31	to	to	PART
ajbmeb-30	160	32	suppress	suppress	VERB
ajbmeb-30	160	33	abusive	abusive	ADJ
ajbmeb-30	160	34	clauses	clause	NOUN
ajbmeb-30	160	35	can	can	AUX
ajbmeb-30	160	36	also	also	ADV
ajbmeb-30	160	37	elaborate	elaborate	VERB
ajbmeb-30	160	38	a	a	DET
ajbmeb-30	160	39	concrete	concrete	ADJ
ajbmeb-30	160	40	action	action	NOUN
ajbmeb-30	160	41	to	to	PART
ajbmeb-30	160	42	eradicate	eradicate	VERB
ajbmeb-30	160	43	or	or	CCONJ
ajbmeb-30	160	44	stop	stop	VERB
ajbmeb-30	160	45	illegal	illegal	ADJ
ajbmeb-30	160	46	schemes	scheme	NOUN
ajbmeb-30	160	47	such	such	ADJ
ajbmeb-30	160	48	as	as	ADP
ajbmeb-30	160	49	behaviours	behaviour	NOUN
ajbmeb-30	160	50	that	that	PRON
ajbmeb-30	160	51	counteracts	counteract	VERB
ajbmeb-30	160	52	with	with	ADP
ajbmeb-30	160	53	the	the	DET
ajbmeb-30	160	54	law	law	NOUN
ajbmeb-30	160	55	.	.	PUNCT
ajbmeb-30	161	1	consumers	consumer	NOUN
ajbmeb-30	161	2	association	association	PROPN
ajbmeb-30	161	3	of	of	ADP
ajbmeb-30	161	4	the	the	DET
ajbmeb-30	161	5	banking	banking	NOUN
ajbmeb-30	161	6	sector	sector	NOUN
ajbmeb-30	161	7	can	can	AUX
ajbmeb-30	161	8	petition	petition	VERB
ajbmeb-30	161	9	the	the	DET
ajbmeb-30	161	10	judge	judge	NOUN
ajbmeb-30	161	11	or	or	CCONJ
ajbmeb-30	161	12	any	any	DET
ajbmeb-30	161	13	arbitrary	arbitrary	ADJ
ajbmeb-30	161	14	tribunal	tribunal	NOUN
ajbmeb-30	161	15	in	in	ADP
ajbmeb-30	161	16	a	a	DET
ajbmeb-30	161	17	bit	bit	NOUN
ajbmeb-30	161	18	to	to	PART
ajbmeb-30	161	19	get	get	VERB
ajbmeb-30	161	20	hold	hold	NOUN
ajbmeb-30	161	21	of	of	ADP
ajbmeb-30	161	22	any	any	DET
ajbmeb-30	161	23	measure	measure	NOUN
ajbmeb-30	161	24	that	that	PRON
ajbmeb-30	161	25	can	can	AUX
ajbmeb-30	161	26	eradicate	eradicate	VERB
ajbmeb-30	161	27	such	such	ADJ
ajbmeb-30	161	28	fraudulent	fraudulent	ADJ
ajbmeb-30	161	29	and	and	CCONJ
ajbmeb-30	161	30	illegal	illegal	ADJ
ajbmeb-30	161	31	acts	act	NOUN
ajbmeb-30	161	32	of	of	ADP
ajbmeb-30	161	33	the	the	DET
ajbmeb-30	161	34	professionals	professional	NOUN
ajbmeb-30	161	35	.	.	PUNCT
ajbmeb-30	162	1	this	this	DET
ajbmeb-30	162	2	possibility	possibility	NOUN
ajbmeb-30	162	3	is	be	AUX
ajbmeb-30	162	4	granted	grant	VERB
ajbmeb-30	162	5	to	to	ADP
ajbmeb-30	162	6	them	they	PRON
ajbmeb-30	162	7	by	by	ADP
ajbmeb-30	162	8	article	article	NOUN
ajbmeb-30	162	9	27(3	27(3	NUM
ajbmeb-30	162	10	)	)	PUNCT
ajbmeb-30	162	11	of	of	ADP
ajbmeb-30	162	12	the	the	DET
ajbmeb-30	162	13	2011	2011	NUM
ajbmeb-30	162	14	law	law	NOUN
ajbmeb-30	162	15	.	.	PUNCT
ajbmeb-30	163	1	the	the	DET
ajbmeb-30	163	2	latter	latter	NOUN
ajbmeb-30	163	3	provides	provide	VERB
ajbmeb-30	163	4	that	that	SCONJ
ajbmeb-30	163	5	“	"	PUNCT
ajbmeb-30	163	6	preventive	preventive	ADJ
ajbmeb-30	163	7	action	action	NOUN
ajbmeb-30	163	8	shall	shall	AUX
ajbmeb-30	163	9	be	be	AUX
ajbmeb-30	163	10	that	that	PRON
ajbmeb-30	163	11	which	which	PRON
ajbmeb-30	163	12	seeks	seek	VERB
ajbmeb-30	163	13	to	to	PART
ajbmeb-30	163	14	remove	remove	VERB
ajbmeb-30	163	15	the	the	DET
ajbmeb-30	163	16	threat	threat	NOUN
ajbmeb-30	163	17	of	of	ADP
ajbmeb-30	163	18	infringement	infringement	NOUN
ajbmeb-30	163	19	of	of	ADP
ajbmeb-30	163	20	consumer	consumer	NOUN
ajbmeb-30	163	21	’s	’s	PART
ajbmeb-30	163	22	right	right	NOUN
ajbmeb-30	163	23	.	.	PUNCT
ajbmeb-30	164	1	it	it	PRON
ajbmeb-30	164	2	may	may	AUX
ajbmeb-30	164	3	be	be	AUX
ajbmeb-30	164	4	lodged	lodge	VERB
ajbmeb-30	164	5	only	only	ADV
ajbmeb-30	164	6	by	by	ADP
ajbmeb-30	164	7	a	a	DET
ajbmeb-30	164	8	consumer	consumer	NOUN
ajbmeb-30	164	9	’s	’s	PART
ajbmeb-30	164	10	association	association	NOUN
ajbmeb-30	164	11	or	or	CCONJ
ajbmeb-30	164	12	a	a	DET
ajbmeb-30	164	13	nongovernmental	nongovernmental	ADJ
ajbmeb-30	164	14	organisation	organisation	NOUN
ajbmeb-30	164	15	”	"	PUNCT
ajbmeb-30	164	16	.	.	PUNCT
ajbmeb-30	165	1	the	the	DET
ajbmeb-30	165	2	latter	latter	ADJ
ajbmeb-30	165	3	is	be	AUX
ajbmeb-30	165	4	similar	similar	ADJ
ajbmeb-30	165	5	to	to	ADP
ajbmeb-30	165	6	that	that	PRON
ajbmeb-30	165	7	of	of	ADP
ajbmeb-30	165	8	the	the	DET
ajbmeb-30	165	9	administration	administration	NOUN
ajbmeb-30	165	10	aimed	aim	VERB
ajbmeb-30	165	11	at	at	ADP
ajbmeb-30	165	12	stopping	stop	VERB
ajbmeb-30	165	13	fraudulent	fraudulent	ADJ
ajbmeb-30	165	14	behaviours	behaviour	NOUN
ajbmeb-30	165	15	that	that	PRON
ajbmeb-30	165	16	are	be	AUX
ajbmeb-30	165	17	harmful	harmful	ADJ
ajbmeb-30	165	18	or	or	CCONJ
ajbmeb-30	165	19	detrimental	detrimental	ADJ
ajbmeb-30	165	20	to	to	ADP
ajbmeb-30	165	21	the	the	DET
ajbmeb-30	165	22	consumer	consumer	NOUN
ajbmeb-30	165	23	.	.	PUNCT
ajbmeb-30	166	1	it	it	PRON
ajbmeb-30	166	2	is	be	AUX
ajbmeb-30	166	3	important	important	ADJ
ajbmeb-30	166	4	to	to	PART
ajbmeb-30	166	5	note	note	VERB
ajbmeb-30	166	6	that	that	SCONJ
ajbmeb-30	166	7	in	in	ADP
ajbmeb-30	166	8	cameroon	cameroon	PROPN
ajbmeb-30	166	9	,	,	PUNCT
ajbmeb-30	166	10	the	the	DET
ajbmeb-30	166	11	protection	protection	NOUN
ajbmeb-30	166	12	of	of	ADP
ajbmeb-30	166	13	consumer	consumer	NOUN
ajbmeb-30	166	14	’s	’s	PART
ajbmeb-30	166	15	right	right	NOUN
ajbmeb-30	166	16	is	be	AUX
ajbmeb-30	166	17	firstly	firstly	ADV
ajbmeb-30	166	18	the	the	DET
ajbmeb-30	166	19	matter	matter	NOUN
ajbmeb-30	166	20	of	of	ADP
ajbmeb-30	166	21	consumers	consumer	NOUN
ajbmeb-30	166	22	associations	association	NOUN
ajbmeb-30	166	23	,	,	PUNCT
ajbmeb-30	166	24	whereas	whereas	SCONJ
ajbmeb-30	166	25	in	in	ADP
ajbmeb-30	166	26	france	france	PROPN
ajbmeb-30	166	27	,	,	PUNCT
ajbmeb-30	166	28	it	it	PRON
ajbmeb-30	166	29	is	be	AUX
ajbmeb-30	166	30	firstly	firstly	ADV
ajbmeb-30	166	31	the	the	DET
ajbmeb-30	166	32	matter	matter	NOUN
ajbmeb-30	166	33	of	of	ADP
ajbmeb-30	166	34	the	the	DET
ajbmeb-30	166	35	administration30	administration30	NOUN
ajbmeb-30	166	36	.	.	PUNCT
ajbmeb-30	167	1	with	with	ADP
ajbmeb-30	167	2	regards	regard	NOUN
ajbmeb-30	167	3	to	to	ADP
ajbmeb-30	167	4	the	the	DET
ajbmeb-30	167	5	suppression	suppression	NOUN
ajbmeb-30	167	6	of	of	ADP
ajbmeb-30	167	7	abusive	abusive	ADJ
ajbmeb-30	167	8	clauses	clause	NOUN
ajbmeb-30	167	9	in	in	ADP
ajbmeb-30	167	10	cameroon	cameroon	NOUN
ajbmeb-30	167	11	,	,	PUNCT
ajbmeb-30	167	12	the	the	DET
ajbmeb-30	167	13	most	most	ADV
ajbmeb-30	167	14	reliable	reliable	ADJ
ajbmeb-30	167	15	way	way	NOUN
ajbmeb-30	167	16	of	of	ADP
ajbmeb-30	167	17	its	its	PRON
ajbmeb-30	167	18	resolution	resolution	NOUN
ajbmeb-30	167	19	is	be	AUX
ajbmeb-30	167	20	through	through	ADP
ajbmeb-30	167	21	amicable	amicable	ADJ
ajbmeb-30	167	22	settlements	settlement	NOUN
ajbmeb-30	167	23	.	.	PUNCT
ajbmeb-30	168	1	in	in	ADP
ajbmeb-30	168	2	effect	effect	NOUN
ajbmeb-30	168	3	,	,	PUNCT
ajbmeb-30	168	4	in	in	ADP
ajbmeb-30	168	5	the	the	DET
ajbmeb-30	168	6	case	case	NOUN
ajbmeb-30	168	7	of	of	ADP
ajbmeb-30	168	8	litigation	litigation	NOUN
ajbmeb-30	168	9	,	,	PUNCT
ajbmeb-30	168	10	consumer	consumer	NOUN
ajbmeb-30	168	11	’s	’s	PART
ajbmeb-30	168	12	associations	association	NOUN
ajbmeb-30	168	13	or	or	CCONJ
ajbmeb-30	168	14	ngos	ngo	NOUN
ajbmeb-30	168	15	should	should	AUX
ajbmeb-30	168	16	seize	seize	VERB
ajbmeb-30	168	17	regulatory	regulatory	ADJ
ajbmeb-30	168	18	organs	organ	NOUN
ajbmeb-30	168	19	that	that	PRON
ajbmeb-30	168	20	establish	establish	VERB
ajbmeb-30	168	21	the	the	DET
ajbmeb-30	168	22	relationship	relationship	NOUN
ajbmeb-30	168	23	between	between	ADP
ajbmeb-30	168	24	consumer	consumer	NOUN
ajbmeb-30	168	25	’s	’s	PART
ajbmeb-30	168	26	associations	association	NOUN
ajbmeb-30	168	27	and	and	CCONJ
ajbmeb-30	168	28	consumers	consumer	NOUN
ajbmeb-30	168	29	and	and	CCONJ
ajbmeb-30	168	30	the	the	DET
ajbmeb-30	168	31	defaulting	default	VERB
ajbmeb-30	168	32	institution	institution	NOUN
ajbmeb-30	168	33	.	.	PUNCT
ajbmeb-30	169	1	it	it	PRON
ajbmeb-30	169	2	is	be	AUX
ajbmeb-30	169	3	important	important	ADJ
ajbmeb-30	169	4	to	to	PART
ajbmeb-30	169	5	note	note	VERB
ajbmeb-30	169	6	that	that	SCONJ
ajbmeb-30	169	7	during	during	ADP
ajbmeb-30	169	8	the	the	DET
ajbmeb-30	169	9	trial	trial	NOUN
ajbmeb-30	169	10	process	process	NOUN
ajbmeb-30	169	11	,	,	PUNCT
ajbmeb-30	169	12	the	the	DET
ajbmeb-30	169	13	burden	burden	NOUN
ajbmeb-30	169	14	of	of	ADP
ajbmeb-30	169	15	evidence	evidence	NOUN
ajbmeb-30	169	16	to	to	ADP
ajbmeb-30	169	17	the	the	DET
ajbmeb-30	169	18	contrary	contrary	NOUN
ajbmeb-30	169	19	of	of	ADP
ajbmeb-30	169	20	the	the	DET
ajbmeb-30	169	21	allegation	allegation	NOUN
ajbmeb-30	169	22	shall	shall	AUX
ajbmeb-30	169	23	lie	lie	VERB
ajbmeb-30	169	24	on	on	ADP
ajbmeb-30	169	25	the	the	DET
ajbmeb-30	169	26	service	service	NOUN
ajbmeb-30	169	27	supplier31	supplier31	NOUN
ajbmeb-30	169	28	.	.	PUNCT
ajbmeb-30	170	1	decisions	decision	NOUN
ajbmeb-30	170	2	arrived	arrive	VERB
ajbmeb-30	170	3	at	at	ADP
ajbmeb-30	170	4	within	within	ADP
ajbmeb-30	170	5	the	the	DET
ajbmeb-30	170	6	frame	frame	NOUN
ajbmeb-30	170	7	work	work	NOUN
ajbmeb-30	170	8	of	of	ADP
ajbmeb-30	170	9	the	the	DET
ajbmeb-30	170	10	proceedings	proceeding	NOUN
ajbmeb-30	170	11	instituted	institute	VERB
ajbmeb-30	170	12	by	by	ADP
ajbmeb-30	170	13	the	the	DET
ajbmeb-30	170	14	consumer	consumer	NOUN
ajbmeb-30	170	15	’s	’s	PART
ajbmeb-30	170	16	organisation	organisation	NOUN
ajbmeb-30	170	17	or	or	CCONJ
ajbmeb-30	170	18	the	the	DET
ajbmeb-30	170	19	ngo	ngo	PROPN
ajbmeb-30	170	20	shall	shall	AUX
ajbmeb-30	170	21	have	have	VERB
ajbmeb-30	170	22	all	all	PRON
ajbmeb-30	170	23	their	their	PRON
ajbmeb-30	170	24	beneficial	beneficial	ADJ
ajbmeb-30	170	25	effect	effect	NOUN
ajbmeb-30	170	26	on	on	ADP
ajbmeb-30	170	27	all	all	DET
ajbmeb-30	170	28	consumers	consumer	NOUN
ajbmeb-30	170	29	and	and	CCONJ
ajbmeb-30	170	30	may	may	AUX
ajbmeb-30	170	31	be	be	AUX
ajbmeb-30	170	32	evoked	evoke	VERB
ajbmeb-30	170	33	by	by	ADP
ajbmeb-30	170	34	a	a	DET
ajbmeb-30	170	35	consumer	consumer	NOUN
ajbmeb-30	170	36	or	or	CCONJ
ajbmeb-30	170	37	group	group	NOUN
ajbmeb-30	170	38	of	of	ADP
ajbmeb-30	170	39	consumers	consumer	NOUN
ajbmeb-30	170	40	to	to	PART
ajbmeb-30	170	41	obtain	obtain	VERB
ajbmeb-30	170	42	compensation	compensation	NOUN
ajbmeb-30	170	43	for	for	ADP
ajbmeb-30	170	44	the	the	DET
ajbmeb-30	170	45	lost	lost	ADJ
ajbmeb-30	170	46	they	they	PRON
ajbmeb-30	170	47	suffered32	suffered32	VERB
ajbmeb-30	170	48	.	.	PUNCT
ajbmeb-30	171	1	2.1.2	2.1.2	NUM
ajbmeb-30	171	2	the	the	DET
ajbmeb-30	171	3	protective	protective	ADJ
ajbmeb-30	171	4	procedure	procedure	NOUN
ajbmeb-30	171	5	to	to	PART
ajbmeb-30	171	6	settle	settle	VERB
ajbmeb-30	171	7	consumers	consumer	NOUN
ajbmeb-30	171	8	’	'	PUNCT
ajbmeb-30	171	9	disputes	dispute	NOUN
ajbmeb-30	171	10	this	this	DET
ajbmeb-30	171	11	procedure	procedure	NOUN
ajbmeb-30	171	12	entails	entail	VERB
ajbmeb-30	171	13	bringing	bringing	NOUN
ajbmeb-30	171	14	and	and	CCONJ
ajbmeb-30	171	15	out	out	ADP
ajbmeb-30	171	16	of	of	ADP
ajbmeb-30	171	17	court	court	NOUN
ajbmeb-30	171	18	settlement	settlement	NOUN
ajbmeb-30	171	19	of	of	ADP
ajbmeb-30	171	20	the	the	DET
ajbmeb-30	171	21	consumers	consumer	NOUN
ajbmeb-30	171	22	’	'	PUNCT
ajbmeb-30	171	23	dispute	dispute	NOUN
ajbmeb-30	171	24	when	when	SCONJ
ajbmeb-30	171	25	the	the	DET
ajbmeb-30	171	26	consumer(s	consumer(s	NOUN
ajbmeb-30	171	27	)	)	PUNCT
ajbmeb-30	171	28	right(s	right(s	PROPN
ajbmeb-30	171	29	)	)	PUNCT
ajbmeb-30	171	30	have	have	AUX
ajbmeb-30	171	31	already	already	ADV
ajbmeb-30	171	32	been	be	AUX
ajbmeb-30	171	33	violated	violate	VERB
ajbmeb-30	171	34	or	or	CCONJ
ajbmeb-30	171	35	where	where	SCONJ
ajbmeb-30	171	36	a	a	DET
ajbmeb-30	171	37	dispute	dispute	NOUN
ajbmeb-30	171	38	has	have	AUX
ajbmeb-30	171	39	arisen	arise	VERB
ajbmeb-30	171	40	or	or	CCONJ
ajbmeb-30	171	41	is	be	AUX
ajbmeb-30	171	42	already	already	ADV
ajbmeb-30	171	43	in	in	ADP
ajbmeb-30	171	44	existence	existence	NOUN
ajbmeb-30	171	45	between	between	ADP
ajbmeb-30	171	46	the	the	DET
ajbmeb-30	171	47	parties	party	NOUN
ajbmeb-30	171	48	to	to	ADP
ajbmeb-30	171	49	the	the	DET
ajbmeb-30	171	50	contract	contract	NOUN
ajbmeb-30	171	51	.	.	PUNCT
ajbmeb-30	172	1	this	this	DET
ajbmeb-30	172	2	method	method	NOUN
ajbmeb-30	172	3	of	of	ADP
ajbmeb-30	172	4	settlement	settlement	NOUN
ajbmeb-30	172	5	of	of	ADP
ajbmeb-30	172	6	dispute	dispute	NOUN
ajbmeb-30	172	7	could	could	AUX
ajbmeb-30	172	8	either	either	CCONJ
ajbmeb-30	172	9	be	be	AUX
ajbmeb-30	172	10	solicited	solicit	VERB
ajbmeb-30	172	11	by	by	ADP
ajbmeb-30	172	12	the	the	DET
ajbmeb-30	172	13	parties	party	NOUN
ajbmeb-30	172	14	or	or	CCONJ
ajbmeb-30	172	15	provided	provide	VERB
ajbmeb-30	172	16	to	to	ADP
ajbmeb-30	172	17	the	the	DET
ajbmeb-30	172	18	parties	party	NOUN
ajbmeb-30	172	19	by	by	ADP
ajbmeb-30	172	20	way	way	NOUN
ajbmeb-30	172	21	of	of	ADP
ajbmeb-30	172	22	law	law	NOUN
ajbmeb-30	172	23	.	.	PUNCT
ajbmeb-30	173	1	extra	extra	ADJ
ajbmeb-30	173	2	judicial	judicial	ADJ
ajbmeb-30	173	3	settlement	settlement	NOUN
ajbmeb-30	173	4	will	will	AUX
ajbmeb-30	173	5	entail	entail	VERB
ajbmeb-30	173	6	mediation	mediation	NOUN
ajbmeb-30	173	7	and	and	CCONJ
ajbmeb-30	173	8	arbitration	arbitration	NOUN
ajbmeb-30	173	9	as	as	ADP
ajbmeb-30	173	10	the	the	DET
ajbmeb-30	173	11	essential	essential	ADJ
ajbmeb-30	173	12	mechanisms	mechanism	NOUN
ajbmeb-30	173	13	for	for	ADP
ajbmeb-30	173	14	dispute	dispute	NOUN
ajbmeb-30	173	15	settlement	settlement	NOUN
ajbmeb-30	173	16	.	.	PUNCT
ajbmeb-30	174	1	this	this	DET
ajbmeb-30	174	2	mode	mode	NOUN
ajbmeb-30	174	3	of	of	ADP
ajbmeb-30	174	4	settlement	settlement	NOUN
ajbmeb-30	174	5	of	of	ADP
ajbmeb-30	174	6	dispute	dispute	NOUN
ajbmeb-30	174	7	could	could	AUX
ajbmeb-30	174	8	be	be	AUX
ajbmeb-30	174	9	initiated	initiate	VERB
ajbmeb-30	174	10	by	by	ADP
ajbmeb-30	174	11	an	an	DET
ajbmeb-30	174	12	individual	individual	ADJ
ajbmeb-30	174	13	consumer	consumer	NOUN
ajbmeb-30	174	14	for	for	ADP
ajbmeb-30	174	15	his	his	PRON
ajbmeb-30	174	16	personal	personal	ADJ
ajbmeb-30	174	17	interest	interest	NOUN
ajbmeb-30	174	18	or	or	CCONJ
ajbmeb-30	174	19	the	the	DET
ajbmeb-30	174	20	consumer	consumer	NOUN
ajbmeb-30	174	21	association	association	NOUN
ajbmeb-30	174	22	for	for	ADP
ajbmeb-30	174	23	a	a	DET
ajbmeb-30	174	24	collective	collective	ADJ
ajbmeb-30	174	25	interest	interest	NOUN
ajbmeb-30	174	26	.	.	PUNCT
ajbmeb-30	175	1	2.1.2.1	2.1.2.1	NUM
ajbmeb-30	175	2	extra	extra	ADJ
ajbmeb-30	175	3	judicial	judicial	ADJ
ajbmeb-30	175	4	method	method	NOUN
ajbmeb-30	175	5	of	of	ADP
ajbmeb-30	175	6	enforcing	enforce	VERB
ajbmeb-30	175	7	consumers	consumer	NOUN
ajbmeb-30	175	8	’	'	PUNCT
ajbmeb-30	175	9	right	right	ADV
ajbmeb-30	175	10	an	an	DET
ajbmeb-30	175	11	action	action	NOUN
ajbmeb-30	175	12	for	for	ADP
ajbmeb-30	175	13	the	the	DET
ajbmeb-30	175	14	enforcement	enforcement	NOUN
ajbmeb-30	175	15	of	of	ADP
ajbmeb-30	175	16	rights	right	NOUN
ajbmeb-30	175	17	could	could	AUX
ajbmeb-30	175	18	be	be	AUX
ajbmeb-30	175	19	brought	bring	VERB
ajbmeb-30	175	20	by	by	ADP
ajbmeb-30	175	21	an	an	DET
ajbmeb-30	175	22	individual	individual	ADJ
ajbmeb-30	175	23	consumer	consumer	NOUN
ajbmeb-30	175	24	who	who	PRON
ajbmeb-30	175	25	feels	feel	VERB
ajbmeb-30	175	26	his	his	PRON
ajbmeb-30	175	27	rights	right	NOUN
ajbmeb-30	175	28	have	have	AUX
ajbmeb-30	175	29	been	be	AUX
ajbmeb-30	175	30	violated	violate	VERB
ajbmeb-30	175	31	by	by	ADP
ajbmeb-30	175	32	the	the	DET
ajbmeb-30	175	33	service	service	NOUN
ajbmeb-30	175	34	provider	provider	NOUN
ajbmeb-30	175	35	.	.	PUNCT
ajbmeb-30	176	1	this	this	DET
ajbmeb-30	176	2	action	action	NOUN
ajbmeb-30	176	3	could	could	AUX
ajbmeb-30	176	4	either	either	CCONJ
ajbmeb-30	176	5	be	be	AUX
ajbmeb-30	176	6	through	through	ADP
ajbmeb-30	176	7	a	a	DET
ajbmeb-30	176	8	court	court	NOUN
ajbmeb-30	176	9	settlement	settlement	NOUN
ajbmeb-30	176	10	or	or	CCONJ
ajbmeb-30	176	11	an	an	DET
ajbmeb-30	176	12	out	out	NOUN
ajbmeb-30	176	13	of	of	ADP
ajbmeb-30	176	14	court	court	NOUN
ajbmeb-30	176	15	dispute	dispute	NOUN
ajbmeb-30	176	16	settlement	settlement	NOUN
ajbmeb-30	176	17	mechanism	mechanism	NOUN
ajbmeb-30	176	18	.	.	PUNCT
ajbmeb-30	177	1	the	the	DET
ajbmeb-30	177	2	choice	choice	NOUN
ajbmeb-30	177	3	however	however	ADV
ajbmeb-30	177	4	remains	remain	VERB
ajbmeb-30	177	5	that	that	PRON
ajbmeb-30	177	6	of	of	ADP
ajbmeb-30	177	7	the	the	DET
ajbmeb-30	177	8	party	party	NOUN
ajbmeb-30	177	9	initiating	initiate	VERB
ajbmeb-30	177	10	the	the	DET
ajbmeb-30	177	11	dispute	dispute	NOUN
ajbmeb-30	177	12	.	.	PUNCT
ajbmeb-30	178	1	however	however	ADV
ajbmeb-30	178	2	,	,	PUNCT
ajbmeb-30	178	3	the	the	DET
ajbmeb-30	178	4	2011	2011	NUM
ajbmeb-30	178	5	framework	framework	NOUN
ajbmeb-30	178	6	law	law	NOUN
ajbmeb-30	178	7	recommends	recommend	VERB
ajbmeb-30	178	8	more	more	ADJ
ajbmeb-30	178	9	of	of	ADP
ajbmeb-30	178	10	an	an	DET
ajbmeb-30	178	11	out	out	ADP
ajbmeb-30	178	12	of	of	ADP
ajbmeb-30	178	13	court	court	NOUN
ajbmeb-30	178	14	settlement	settlement	NOUN
ajbmeb-30	178	15	as	as	ADP
ajbmeb-30	178	16	the	the	DET
ajbmeb-30	178	17	most	most	ADV
ajbmeb-30	178	18	appropriate	appropriate	ADJ
ajbmeb-30	178	19	for	for	ADP
ajbmeb-30	178	20	the	the	DET
ajbmeb-30	178	21	resolution	resolution	NOUN
ajbmeb-30	178	22	of	of	ADP
ajbmeb-30	178	23	consumers	consumer	NOUN
ajbmeb-30	178	24	’	'	PUNCT
ajbmeb-30	178	25	disputes	dispute	NOUN
ajbmeb-30	178	26	as	as	SCONJ
ajbmeb-30	178	27	it	it	PRON
ajbmeb-30	178	28	gives	give	VERB
ajbmeb-30	178	29	way	way	NOUN
ajbmeb-30	178	30	for	for	ADP
ajbmeb-30	178	31	the	the	DET
ajbmeb-30	178	32	creation	creation	NOUN
ajbmeb-30	178	33	of	of	ADP
ajbmeb-30	178	34	arbitrary	arbitrary	ADJ
ajbmeb-30	178	35	tribunals	tribunal	NOUN
ajbmeb-30	178	36	at	at	ADP
ajbmeb-30	178	37	every	every	DET
ajbmeb-30	178	38	sub	sub	NOUN
ajbmeb-30	178	39	divisional	divisional	ADJ
ajbmeb-30	178	40	level	level	NOUN
ajbmeb-30	178	41	.	.	PUNCT
ajbmeb-30	179	1	this	this	DET
ajbmeb-30	179	2	initiative	initiative	NOUN
ajbmeb-30	179	3	worth	worth	ADJ
ajbmeb-30	179	4	applauding	applaud	VERB
ajbmeb-30	179	5	should	should	AUX
ajbmeb-30	179	6	be	be	AUX
ajbmeb-30	179	7	noted	note	VERB
ajbmeb-30	179	8	is	be	AUX
ajbmeb-30	179	9	more	more	ADJ
ajbmeb-30	179	10	of	of	ADP
ajbmeb-30	179	11	a	a	DET
ajbmeb-30	179	12	paper	paper	NOUN
ajbmeb-30	179	13	based	base	VERB
ajbmeb-30	179	14	work	work	NOUN
ajbmeb-30	179	15	that	that	PRON
ajbmeb-30	179	16	is	be	AUX
ajbmeb-30	179	17	yet	yet	ADV
ajbmeb-30	179	18	to	to	PART
ajbmeb-30	179	19	go	go	VERB
ajbmeb-30	179	20	operational	operational	ADJ
ajbmeb-30	179	21	,	,	PUNCT
ajbmeb-30	179	22	thus	thus	ADV
ajbmeb-30	179	23	most	most	ADV
ajbmeb-30	179	24	arbitrary	arbitrary	ADJ
ajbmeb-30	179	25	issues	issue	NOUN
ajbmeb-30	179	26	till	till	SCONJ
ajbmeb-30	179	27	date	date	NOUN
ajbmeb-30	179	28	are	be	AUX
ajbmeb-30	179	29	handled	handle	VERB
ajbmeb-30	179	30	by	by	ADP
ajbmeb-30	179	31	the	the	DET
ajbmeb-30	179	32	cameroon	cameroon	PROPN
ajbmeb-30	179	33	professional	professional	NOUN
ajbmeb-30	179	34	and	and	CCONJ
ajbmeb-30	179	35	employers	employer	NOUN
ajbmeb-30	179	36	’	’	PART
ajbmeb-30	179	37	organization33	organization33	PROPN
ajbmeb-30	179	38	centre	centre	NOUN
ajbmeb-30	179	39	.	.	PUNCT
ajbmeb-30	180	1	these	these	PRON
ajbmeb-30	180	2	out	out	ADP
ajbmeb-30	180	3	of	of	ADP
ajbmeb-30	180	4	court	court	NOUN
ajbmeb-30	180	5	mechanisms	mechanism	NOUN
ajbmeb-30	180	6	consists	consist	VERB
ajbmeb-30	180	7	of	of	ADP
ajbmeb-30	180	8	mediation	mediation	NOUN
ajbmeb-30	180	9	and	and	CCONJ
ajbmeb-30	180	10	arbitration	arbitration	NOUN
ajbmeb-30	180	11	(	(	PUNCT
ajbmeb-30	180	12	and	and	CCONJ
ajbmeb-30	180	13	action	action	NOUN
ajbmeb-30	180	14	here	here	ADV
ajbmeb-30	180	15	could	could	AUX
ajbmeb-30	180	16	be	be	AUX
ajbmeb-30	180	17	collective	collective	ADJ
ajbmeb-30	180	18	or	or	CCONJ
ajbmeb-30	180	19	individual	individual	ADJ
ajbmeb-30	180	20	)	)	PUNCT
ajbmeb-30	180	21	which	which	PRON
ajbmeb-30	180	22	solely	solely	ADV
ajbmeb-30	180	23	are	be	AUX
ajbmeb-30	180	24	the	the	DET
ajbmeb-30	180	25	focus	focus	NOUN
ajbmeb-30	180	26	of	of	ADP
ajbmeb-30	180	27	the	the	DET
ajbmeb-30	180	28	2011	2011	NUM
ajbmeb-30	180	29	framework	framework	NOUN
ajbmeb-30	180	30	law	law	NOUN
ajbmeb-30	180	31	on	on	ADP
ajbmeb-30	180	32	consumers	consumer	NOUN
ajbmeb-30	180	33	protection	protection	NOUN
ajbmeb-30	180	34	.	.	PUNCT
ajbmeb-30	181	1	30	30	NUM
ajbmeb-30	181	2	calais	calais	PROPN
ajbmeb-30	181	3	-	-	PUNCT
ajbmeb-30	181	4	auloy	auloy	NOUN
ajbmeb-30	181	5	.	.	PUNCT
ajbmeb-30	182	1	j	j	PROPN
ajbmeb-30	182	2	et	et	PROPN
ajbmeb-30	182	3	temple	temple	PROPN
ajbmeb-30	182	4	.	.	PUNCT
ajbmeb-30	183	1	h	h	NOUN
ajbmeb-30	183	2	,	,	PUNCT
ajbmeb-30	183	3	(	(	PUNCT
ajbmeb-30	183	4	2011	2011	NUM
ajbmeb-30	183	5	)	)	PUNCT
ajbmeb-30	183	6	,	,	PUNCT
ajbmeb-30	183	7	«	«	PUNCT
ajbmeb-30	183	8	droit	droit	PROPN
ajbmeb-30	183	9	de	de	PROPN
ajbmeb-30	183	10	la	la	PROPN
ajbmeb-30	183	11	consommation	consommation	PROPN
ajbmeb-30	183	12	»	»	PUNCT
ajbmeb-30	183	13	,	,	PUNCT
ajbmeb-30	183	14	précis	précis	NOUN
ajbmeb-30	183	15	dalloz	dalloz	PROPN
ajbmeb-30	183	16	8e	8e	PROPN
ajbmeb-30	183	17	ed	ed	NOUN
ajbmeb-30	183	18	,	,	PUNCT
ajbmeb-30	183	19	pp566	pp566	PROPN
ajbmeb-30	183	20	et	et	NOUN
ajbmeb-30	183	21	seq	seq	NOUN
ajbmeb-30	183	22	.	.	PROPN
ajbmeb-30	184	1	31	31	NUM
ajbmeb-30	184	2	section	section	NOUN
ajbmeb-30	184	3	28	28	NUM
ajbmeb-30	184	4	of	of	ADP
ajbmeb-30	184	5	the	the	DET
ajbmeb-30	184	6	legal	legal	ADJ
ajbmeb-30	184	7	framework	framework	NOUN
ajbmeb-30	184	8	of	of	ADP
ajbmeb-30	184	9	consumers	consumer	NOUN
ajbmeb-30	184	10	’	’	PART
ajbmeb-30	184	11	protection	protection	NOUN
ajbmeb-30	184	12	law	law	NOUN
ajbmeb-30	184	13	no	no	DET
ajbmeb-30	184	14	2011/012	2011/012	NOUN
ajbmeb-30	184	15	of	of	ADP
ajbmeb-30	184	16	06	06	NUM
ajbmeb-30	184	17	may	may	PROPN
ajbmeb-30	184	18	2011	2011	NUM
ajbmeb-30	184	19	.	.	PUNCT
ajbmeb-30	185	1	32	32	NUM
ajbmeb-30	185	2	section	section	NOUN
ajbmeb-30	185	3	29	29	NUM
ajbmeb-30	185	4	ibid	ibid	NOUN
ajbmeb-30	185	5	.	.	PUNCT
ajbmeb-30	186	1	33	33	NUM
ajbmeb-30	186	2	commonly	commonly	ADV
ajbmeb-30	186	3	known	know	VERB
ajbmeb-30	186	4	by	by	ADP
ajbmeb-30	186	5	its	its	PRON
ajbmeb-30	186	6	french	french	ADJ
ajbmeb-30	186	7	acronyme	acronyme	NOUN
ajbmeb-30	186	8	as	as	ADP
ajbmeb-30	186	9	gicam	gicam	PROPN
ajbmeb-30	186	10	(	(	PUNCT
ajbmeb-30	186	11	centre	centre	PROPN
ajbmeb-30	186	12	d’abitrage	d’abitrage	PROPN
ajbmeb-30	186	13	du	du	PROPN
ajbmeb-30	186	14	groupement	groupement	PROPN
ajbmeb-30	186	15	inter	inter	PROPN
ajbmeb-30	186	16	-	-	ADJ
ajbmeb-30	186	17	patronal	patronal	ADJ
ajbmeb-30	186	18	du	du	PROPN
ajbmeb-30	186	19	cameroun	cameroun	PROPN
ajbmeb-30	186	20	)	)	PUNCT
ajbmeb-30	186	21	.	.	PUNCT
ajbmeb-30	187	1	american	american	PROPN
ajbmeb-30	187	2	journal	journal	PROPN
ajbmeb-30	187	3	of	of	ADP
ajbmeb-30	187	4	business	business	NOUN
ajbmeb-30	187	5	management	management	NOUN
ajbmeb-30	187	6	,	,	PUNCT
ajbmeb-30	187	7	economics	economic	NOUN
ajbmeb-30	187	8	and	and	CCONJ
ajbmeb-30	187	9	banking	banking	NOUN
ajbmeb-30	187	10	volume	volume	NOUN
ajbmeb-30	187	11	1	1	NUM
ajbmeb-30	187	12	,	,	PUNCT
ajbmeb-30	187	13	june	june	PROPN
ajbmeb-30	187	14	,	,	PUNCT
ajbmeb-30	187	15	2022	2022	NUM
ajbmeb-30	187	16	p	p	NOUN
ajbmeb-30	187	17	a	a	PRON
ajbmeb-30	187	18	g	g	NOUN
ajbmeb-30	187	19	e	e	NOUN
ajbmeb-30	187	20	|	|	ADV
ajbmeb-30	187	21	45	45	NUM
ajbmeb-30	187	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	187	23	2.1.2.1.1	2.1.2.1.1	NUM
ajbmeb-30	187	24	arbitration	arbitration	NOUN
ajbmeb-30	187	25	arbitration34consists	arbitration34consist	NOUN
ajbmeb-30	187	26	of	of	ADP
ajbmeb-30	187	27	bringing	bring	VERB
ajbmeb-30	187	28	voluntarily	voluntarily	ADV
ajbmeb-30	187	29	litigation	litigation	NOUN
ajbmeb-30	187	30	out	out	ADP
ajbmeb-30	187	31	of	of	ADP
ajbmeb-30	187	32	court	court	NOUN
ajbmeb-30	187	33	,	,	PUNCT
ajbmeb-30	187	34	in	in	ADP
ajbmeb-30	187	35	front	front	NOUN
ajbmeb-30	187	36	of	of	ADP
ajbmeb-30	187	37	one	one	NUM
ajbmeb-30	187	38	or	or	CCONJ
ajbmeb-30	187	39	many	many	ADJ
ajbmeb-30	187	40	persons	person	NOUN
ajbmeb-30	187	41	(	(	PUNCT
ajbmeb-30	187	42	arbitrators	arbitrator	NOUN
ajbmeb-30	187	43	)	)	PUNCT
ajbmeb-30	187	44	selected	select	VERB
ajbmeb-30	187	45	by	by	ADP
ajbmeb-30	187	46	the	the	DET
ajbmeb-30	187	47	parties	party	NOUN
ajbmeb-30	187	48	who	who	PRON
ajbmeb-30	187	49	have	have	VERB
ajbmeb-30	187	50	upon	upon	SCONJ
ajbmeb-30	187	51	them	they	PRON
ajbmeb-30	187	52	the	the	DET
ajbmeb-30	187	53	obligation	obligation	NOUN
ajbmeb-30	187	54	of	of	ADP
ajbmeb-30	187	55	resolving	resolve	VERB
ajbmeb-30	187	56	their	their	PRON
ajbmeb-30	187	57	disputes35	disputes35	NOUN
ajbmeb-30	187	58	.	.	PUNCT
ajbmeb-30	188	1	any	any	DET
ajbmeb-30	188	2	natural	natural	ADJ
ajbmeb-30	188	3	person	person	NOUN
ajbmeb-30	188	4	or	or	CCONJ
ajbmeb-30	188	5	physical	physical	ADJ
ajbmeb-30	188	6	person	person	NOUN
ajbmeb-30	188	7	may	may	AUX
ajbmeb-30	188	8	resort	resort	VERB
ajbmeb-30	188	9	to	to	ADP
ajbmeb-30	188	10	arbitration	arbitration	NOUN
ajbmeb-30	188	11	with	with	ADP
ajbmeb-30	188	12	respect	respect	NOUN
ajbmeb-30	188	13	to	to	ADP
ajbmeb-30	188	14	any	any	DET
ajbmeb-30	188	15	right	right	NOUN
ajbmeb-30	188	16	on	on	ADP
ajbmeb-30	188	17	which	which	PRON
ajbmeb-30	188	18	he	he	PRON
ajbmeb-30	188	19	or	or	CCONJ
ajbmeb-30	188	20	she	she	PRON
ajbmeb-30	188	21	has	have	VERB
ajbmeb-30	188	22	free	free	ADJ
ajbmeb-30	188	23	disposal	disposal	NOUN
ajbmeb-30	188	24	.	.	PUNCT
ajbmeb-30	189	1	thus	thus	ADV
ajbmeb-30	189	2	,	,	PUNCT
ajbmeb-30	189	3	in	in	ADP
ajbmeb-30	189	4	cases	case	NOUN
ajbmeb-30	189	5	of	of	ADP
ajbmeb-30	189	6	violation	violation	NOUN
ajbmeb-30	189	7	of	of	ADP
ajbmeb-30	189	8	consumers	consumer	NOUN
ajbmeb-30	189	9	’	’	PART
ajbmeb-30	189	10	rights	right	NOUN
ajbmeb-30	189	11	,	,	PUNCT
ajbmeb-30	189	12	a	a	DET
ajbmeb-30	189	13	consumer	consumer	NOUN
ajbmeb-30	189	14	can	can	AUX
ajbmeb-30	189	15	bring	bring	VERB
ajbmeb-30	189	16	the	the	DET
ajbmeb-30	189	17	case	case	NOUN
ajbmeb-30	189	18	in	in	ADP
ajbmeb-30	189	19	front	front	NOUN
ajbmeb-30	189	20	of	of	ADP
ajbmeb-30	189	21	an	an	DET
ajbmeb-30	189	22	arbitrary	arbitrary	ADJ
ajbmeb-30	189	23	tribunal	tribunal	NOUN
ajbmeb-30	189	24	.	.	PUNCT
ajbmeb-30	190	1	where	where	SCONJ
ajbmeb-30	190	2	the	the	DET
ajbmeb-30	190	3	interest	interest	NOUN
ajbmeb-30	190	4	of	of	ADP
ajbmeb-30	190	5	the	the	DET
ajbmeb-30	190	6	consumers	consumer	NOUN
ajbmeb-30	190	7	concord	concord	PROPN
ajbmeb-30	190	8	,	,	PUNCT
ajbmeb-30	190	9	a	a	DET
ajbmeb-30	190	10	collective	collective	ADJ
ajbmeb-30	190	11	action	action	NOUN
ajbmeb-30	190	12	can	can	AUX
ajbmeb-30	190	13	be	be	AUX
ajbmeb-30	190	14	brought	bring	VERB
ajbmeb-30	190	15	up	up	ADP
ajbmeb-30	190	16	either	either	CCONJ
ajbmeb-30	190	17	by	by	ADP
ajbmeb-30	190	18	the	the	DET
ajbmeb-30	190	19	consumers	consumer	NOUN
ajbmeb-30	190	20	association	association	PROPN
ajbmeb-30	190	21	or	or	CCONJ
ajbmeb-30	190	22	ngo	ngo	PROPN
ajbmeb-30	190	23	.	.	PUNCT
ajbmeb-30	191	1	the	the	DET
ajbmeb-30	191	2	defense	defense	NOUN
ajbmeb-30	191	3	of	of	ADP
ajbmeb-30	191	4	the	the	DET
ajbmeb-30	191	5	interest	interest	NOUN
ajbmeb-30	191	6	of	of	ADP
ajbmeb-30	191	7	consumer(s	consumer(s	NOUN
ajbmeb-30	191	8	)	)	PUNCT
ajbmeb-30	191	9	before	before	ADP
ajbmeb-30	191	10	an	an	DET
ajbmeb-30	191	11	arbitrary	arbitrary	ADJ
ajbmeb-30	191	12	body	body	NOUN
ajbmeb-30	191	13	may	may	AUX
ajbmeb-30	191	14	be	be	AUX
ajbmeb-30	191	15	individual	individual	ADJ
ajbmeb-30	191	16	or	or	CCONJ
ajbmeb-30	191	17	collective36	collective36	NOUN
ajbmeb-30	191	18	.	.	PUNCT
ajbmeb-30	192	1	collective	collective	ADJ
ajbmeb-30	192	2	defense	defense	NOUN
ajbmeb-30	192	3	in	in	ADP
ajbmeb-30	192	4	arbitration	arbitration	NOUN
ajbmeb-30	192	5	matters	matter	NOUN
ajbmeb-30	192	6	are	be	AUX
ajbmeb-30	192	7	left	leave	VERB
ajbmeb-30	192	8	to	to	PART
ajbmeb-30	192	9	be	be	AUX
ajbmeb-30	192	10	initiated	initiate	VERB
ajbmeb-30	192	11	by	by	ADP
ajbmeb-30	192	12	consumers	consumer	NOUN
ajbmeb-30	192	13	’	'	PUNCT
ajbmeb-30	192	14	organization	organization	NOUN
ajbmeb-30	192	15	or	or	CCONJ
ajbmeb-30	192	16	ngo	ngo	PROPN
ajbmeb-30	192	17	involved	involve	VERB
ajbmeb-30	192	18	in	in	ADP
ajbmeb-30	192	19	consumers	consumer	NOUN
ajbmeb-30	192	20	protection37	protection37	NOUN
ajbmeb-30	192	21	.	.	PUNCT
ajbmeb-30	193	1	while	while	SCONJ
ajbmeb-30	193	2	individual	individual	ADJ
ajbmeb-30	193	3	defense	defense	NOUN
ajbmeb-30	193	4	are	be	AUX
ajbmeb-30	193	5	to	to	PART
ajbmeb-30	193	6	be	be	AUX
ajbmeb-30	193	7	carried	carry	VERB
ajbmeb-30	193	8	or	or	CCONJ
ajbmeb-30	193	9	initiated	initiate	VERB
ajbmeb-30	193	10	by	by	ADP
ajbmeb-30	193	11	an	an	DET
ajbmeb-30	193	12	aggrieved	aggrieved	ADJ
ajbmeb-30	193	13	consumer	consumer	NOUN
ajbmeb-30	193	14	or	or	CCONJ
ajbmeb-30	193	15	his	his	PRON
ajbmeb-30	193	16	successor38	successor38	NOUN
ajbmeb-30	193	17	.	.	PUNCT
ajbmeb-30	194	1	the	the	DET
ajbmeb-30	194	2	call	call	NOUN
ajbmeb-30	194	3	for	for	ADP
ajbmeb-30	194	4	arbitration	arbitration	NOUN
ajbmeb-30	194	5	by	by	ADP
ajbmeb-30	194	6	consumers	consumer	NOUN
ajbmeb-30	194	7	association	association	PROPN
ajbmeb-30	194	8	or	or	CCONJ
ajbmeb-30	194	9	ngos	ngo	NOUN
ajbmeb-30	194	10	could	could	AUX
ajbmeb-30	194	11	either	either	CCONJ
ajbmeb-30	194	12	take	take	VERB
ajbmeb-30	194	13	one	one	NUM
ajbmeb-30	194	14	of	of	ADP
ajbmeb-30	194	15	the	the	DET
ajbmeb-30	194	16	two	two	NUM
ajbmeb-30	194	17	form	form	NOUN
ajbmeb-30	194	18	:	:	PUNCT
ajbmeb-30	194	19	it	it	PRON
ajbmeb-30	194	20	could	could	AUX
ajbmeb-30	194	21	be	be	AUX
ajbmeb-30	194	22	preventive	preventive	ADJ
ajbmeb-30	194	23	or	or	CCONJ
ajbmeb-30	194	24	remedial39	remedial39	NOUN
ajbmeb-30	194	25	.	.	PUNCT
ajbmeb-30	195	1	a	a	DET
ajbmeb-30	195	2	preventive	preventive	ADJ
ajbmeb-30	195	3	action	action	NOUN
ajbmeb-30	195	4	aims	aim	VERB
ajbmeb-30	195	5	purposely	purposely	ADV
ajbmeb-30	195	6	at	at	ADP
ajbmeb-30	195	7	estopping	estop	VERB
ajbmeb-30	195	8	the	the	DET
ajbmeb-30	195	9	occurrence	occurrence	NOUN
ajbmeb-30	195	10	of	of	ADP
ajbmeb-30	195	11	a	a	DET
ajbmeb-30	195	12	dispute	dispute	NOUN
ajbmeb-30	195	13	which	which	PRON
ajbmeb-30	195	14	may	may	AUX
ajbmeb-30	195	15	stem	stem	VERB
ajbmeb-30	195	16	as	as	ADP
ajbmeb-30	195	17	a	a	DET
ajbmeb-30	195	18	result	result	NOUN
ajbmeb-30	195	19	of	of	ADP
ajbmeb-30	195	20	a	a	DET
ajbmeb-30	195	21	clause	clause	NOUN
ajbmeb-30	195	22	inserted	insert	VERB
ajbmeb-30	195	23	in	in	ADP
ajbmeb-30	195	24	the	the	DET
ajbmeb-30	195	25	contract	contract	NOUN
ajbmeb-30	195	26	by	by	ADP
ajbmeb-30	195	27	the	the	DET
ajbmeb-30	195	28	service	service	NOUN
ajbmeb-30	195	29	providers	provider	NOUN
ajbmeb-30	195	30	,	,	PUNCT
ajbmeb-30	195	31	contrarily	contrarily	ADV
ajbmeb-30	195	32	the	the	DET
ajbmeb-30	195	33	remedial	remedial	ADJ
ajbmeb-30	195	34	action	action	NOUN
ajbmeb-30	195	35	seeks	seek	VERB
ajbmeb-30	195	36	to	to	PART
ajbmeb-30	195	37	eradicate	eradicate	VERB
ajbmeb-30	195	38	an	an	DET
ajbmeb-30	195	39	already	already	ADV
ajbmeb-30	195	40	existing	exist	VERB
ajbmeb-30	195	41	dispute	dispute	NOUN
ajbmeb-30	195	42	.	.	PUNCT
ajbmeb-30	196	1	this	this	PRON
ajbmeb-30	196	2	seems	seem	VERB
ajbmeb-30	196	3	to	to	PART
ajbmeb-30	196	4	make	make	VERB
ajbmeb-30	196	5	sense	sense	NOUN
ajbmeb-30	196	6	as	as	ADP
ajbmeb-30	196	7	a	a	DET
ajbmeb-30	196	8	preventive	preventive	ADJ
ajbmeb-30	196	9	action	action	NOUN
ajbmeb-30	196	10	under	under	ADP
ajbmeb-30	196	11	the	the	DET
ajbmeb-30	196	12	2011	2011	NUM
ajbmeb-30	196	13	framework	framework	NOUN
ajbmeb-30	196	14	law	law	NOUN
ajbmeb-30	196	15	,	,	PUNCT
ajbmeb-30	196	16	is	be	AUX
ajbmeb-30	196	17	seen	see	VERB
ajbmeb-30	196	18	as	as	ADP
ajbmeb-30	196	19	that	that	PRON
ajbmeb-30	196	20	which	which	PRON
ajbmeb-30	196	21	seeks	seek	VERB
ajbmeb-30	196	22	to	to	PART
ajbmeb-30	196	23	remove	remove	VERB
ajbmeb-30	196	24	the	the	DET
ajbmeb-30	196	25	threat	threat	NOUN
ajbmeb-30	196	26	of	of	ADP
ajbmeb-30	196	27	infringement	infringement	NOUN
ajbmeb-30	196	28	of	of	ADP
ajbmeb-30	196	29	consumers	consumer	NOUN
ajbmeb-30	196	30	’	'	PUNCT
ajbmeb-30	196	31	rights40	rights40	NOUN
ajbmeb-30	196	32	.	.	PUNCT
ajbmeb-30	197	1	whereas	whereas	SCONJ
ajbmeb-30	197	2	a	a	DET
ajbmeb-30	197	3	remedial	remedial	ADJ
ajbmeb-30	197	4	action	action	NOUN
ajbmeb-30	197	5	on	on	ADP
ajbmeb-30	197	6	the	the	DET
ajbmeb-30	197	7	other	other	ADJ
ajbmeb-30	197	8	hand	hand	NOUN
ajbmeb-30	197	9	,	,	PUNCT
ajbmeb-30	197	10	is	be	AUX
ajbmeb-30	197	11	that	that	PRON
ajbmeb-30	197	12	initiated	initiate	VERB
ajbmeb-30	197	13	to	to	PART
ajbmeb-30	197	14	right	right	VERB
ajbmeb-30	197	15	a	a	DET
ajbmeb-30	197	16	wrong	wrong	NOUN
ajbmeb-30	197	17	which	which	PRON
ajbmeb-30	197	18	stems	stem	VERB
ajbmeb-30	197	19	from	from	ADP
ajbmeb-30	197	20	the	the	DET
ajbmeb-30	197	21	infringement	infringement	NOUN
ajbmeb-30	197	22	of	of	ADP
ajbmeb-30	197	23	the	the	DET
ajbmeb-30	197	24	rights	right	NOUN
ajbmeb-30	197	25	of	of	ADP
ajbmeb-30	197	26	a	a	DET
ajbmeb-30	197	27	consumer	consumer	NOUN
ajbmeb-30	197	28	or	or	CCONJ
ajbmeb-30	197	29	group	group	NOUN
ajbmeb-30	197	30	of	of	ADP
ajbmeb-30	197	31	consumers41	consumers41	PROPN
ajbmeb-30	197	32	.	.	PUNCT
ajbmeb-30	198	1	the	the	DET
ajbmeb-30	198	2	application	application	NOUN
ajbmeb-30	198	3	of	of	ADP
ajbmeb-30	198	4	arbitration	arbitration	NOUN
ajbmeb-30	198	5	generally	generally	ADV
ajbmeb-30	198	6	as	as	ADP
ajbmeb-30	198	7	a	a	DET
ajbmeb-30	198	8	dispute	dispute	NOUN
ajbmeb-30	198	9	resolution	resolution	NOUN
ajbmeb-30	198	10	mechanism	mechanism	NOUN
ajbmeb-30	198	11	stems	stem	VERB
ajbmeb-30	198	12	from	from	ADP
ajbmeb-30	198	13	an	an	DET
ajbmeb-30	198	14	arbitration	arbitration	NOUN
ajbmeb-30	198	15	agreements	agreement	NOUN
ajbmeb-30	198	16	.	.	PUNCT
ajbmeb-30	199	1	this	this	DET
ajbmeb-30	199	2	agreement	agreement	NOUN
ajbmeb-30	199	3	is	be	AUX
ajbmeb-30	199	4	usually	usually	ADV
ajbmeb-30	199	5	come	come	VERB
ajbmeb-30	199	6	through	through	ADP
ajbmeb-30	199	7	the	the	DET
ajbmeb-30	199	8	insertion	insertion	NOUN
ajbmeb-30	199	9	of	of	ADP
ajbmeb-30	199	10	an	an	DET
ajbmeb-30	199	11	arbitration	arbitration	NOUN
ajbmeb-30	199	12	clauses	clause	NOUN
ajbmeb-30	199	13	by	by	ADP
ajbmeb-30	199	14	the	the	DET
ajbmeb-30	199	15	parties	party	NOUN
ajbmeb-30	199	16	in	in	ADP
ajbmeb-30	199	17	their	their	PRON
ajbmeb-30	199	18	agreements	agreement	NOUN
ajbmeb-30	199	19	or	or	CCONJ
ajbmeb-30	199	20	by	by	ADP
ajbmeb-30	199	21	way	way	NOUN
ajbmeb-30	199	22	of	of	ADP
ajbmeb-30	199	23	an	an	DET
ajbmeb-30	199	24	instrument	instrument	NOUN
ajbmeb-30	199	25	.	.	PUNCT
ajbmeb-30	200	1	this	this	DET
ajbmeb-30	200	2	agreement	agreement	NOUN
ajbmeb-30	200	3	between	between	ADP
ajbmeb-30	200	4	the	the	DET
ajbmeb-30	200	5	parties	party	NOUN
ajbmeb-30	200	6	could	could	AUX
ajbmeb-30	200	7	either	either	CCONJ
ajbmeb-30	200	8	be	be	AUX
ajbmeb-30	200	9	through	through	ADP
ajbmeb-30	200	10	expressed	express	VERB
ajbmeb-30	200	11	or	or	CCONJ
ajbmeb-30	200	12	implied	imply	VERB
ajbmeb-30	200	13	terms	term	NOUN
ajbmeb-30	200	14	and	and	CCONJ
ajbmeb-30	200	15	the	the	DET
ajbmeb-30	200	16	arbitration	arbitration	NOUN
ajbmeb-30	200	17	clause	clause	NOUN
ajbmeb-30	200	18	may	may	AUX
ajbmeb-30	200	19	either	either	CCONJ
ajbmeb-30	200	20	be	be	AUX
ajbmeb-30	200	21	in	in	ADP
ajbmeb-30	200	22	the	the	DET
ajbmeb-30	200	23	form	form	NOUN
ajbmeb-30	200	24	of	of	ADP
ajbmeb-30	200	25	an	an	DET
ajbmeb-30	200	26	arbitration	arbitration	NOUN
ajbmeb-30	200	27	clause42	clause42	NOUN
ajbmeb-30	200	28	or	or	CCONJ
ajbmeb-30	200	29	of	of	ADP
ajbmeb-30	200	30	submission.43	submission.43	NOUN
ajbmeb-30	200	31	this	this	DET
ajbmeb-30	200	32	logically	logically	ADV
ajbmeb-30	200	33	infers	infer	NOUN
ajbmeb-30	200	34	that	that	SCONJ
ajbmeb-30	200	35	the	the	DET
ajbmeb-30	200	36	arbitration	arbitration	NOUN
ajbmeb-30	200	37	agreement	agreement	NOUN
ajbmeb-30	200	38	should	should	AUX
ajbmeb-30	200	39	and	and	CCONJ
ajbmeb-30	200	40	must	must	AUX
ajbmeb-30	200	41	be	be	AUX
ajbmeb-30	200	42	made	make	VERB
ajbmeb-30	200	43	either	either	CCONJ
ajbmeb-30	200	44	in	in	ADP
ajbmeb-30	200	45	writing	writing	NOUN
ajbmeb-30	200	46	,	,	PUNCT
ajbmeb-30	200	47	or	or	CCONJ
ajbmeb-30	200	48	in	in	ADP
ajbmeb-30	200	49	any	any	DET
ajbmeb-30	200	50	other	other	ADJ
ajbmeb-30	200	51	form	form	NOUN
ajbmeb-30	200	52	evidencing	evidence	VERB
ajbmeb-30	200	53	its	its	PRON
ajbmeb-30	200	54	existence	existence	NOUN
ajbmeb-30	200	55	,	,	PUNCT
ajbmeb-30	200	56	in	in	ADP
ajbmeb-30	200	57	particular	particular	ADJ
ajbmeb-30	200	58	,	,	PUNCT
ajbmeb-30	200	59	by	by	ADP
ajbmeb-30	200	60	reference	reference	NOUN
ajbmeb-30	200	61	to	to	ADP
ajbmeb-30	200	62	a	a	DET
ajbmeb-30	200	63	document	document	NOUN
ajbmeb-30	200	64	containing	contain	VERB
ajbmeb-30	200	65	the	the	DET
ajbmeb-30	200	66	agreement	agreement	NOUN
ajbmeb-30	200	67	.	.	PUNCT
ajbmeb-30	201	1	2.1.2.1.2	2.1.2.1.2	NOUN
ajbmeb-30	201	2	mediation	mediation	NOUN
ajbmeb-30	201	3	alternatively	alternatively	ADV
ajbmeb-30	201	4	,	,	PUNCT
ajbmeb-30	201	5	the	the	DET
ajbmeb-30	201	6	parties	party	NOUN
ajbmeb-30	201	7	’	'	PUNCT
ajbmeb-30	201	8	to	to	PART
ajbmeb-30	201	9	contract	contract	VERB
ajbmeb-30	201	10	may	may	AUX
ajbmeb-30	201	11	decide	decide	VERB
ajbmeb-30	201	12	to	to	PART
ajbmeb-30	201	13	go	go	VERB
ajbmeb-30	201	14	in	in	ADV
ajbmeb-30	201	15	for	for	ADP
ajbmeb-30	201	16	mediation	mediation	NOUN
ajbmeb-30	201	17	in	in	ADP
ajbmeb-30	201	18	resolving	resolve	VERB
ajbmeb-30	201	19	their	their	PRON
ajbmeb-30	201	20	dispute	dispute	NOUN
ajbmeb-30	201	21	or	or	CCONJ
ajbmeb-30	201	22	mediation	mediation	NOUN
ajbmeb-30	201	23	might	might	AUX
ajbmeb-30	201	24	just	just	ADV
ajbmeb-30	201	25	be	be	AUX
ajbmeb-30	201	26	the	the	DET
ajbmeb-30	201	27	most	most	ADV
ajbmeb-30	201	28	appropriate	appropriate	ADJ
ajbmeb-30	201	29	option	option	NOUN
ajbmeb-30	201	30	at	at	ADP
ajbmeb-30	201	31	the	the	DET
ajbmeb-30	201	32	behest	behest	NOUN
ajbmeb-30	201	33	of	of	ADP
ajbmeb-30	201	34	the	the	DET
ajbmeb-30	201	35	competent	competent	ADJ
ajbmeb-30	201	36	state	state	NOUN
ajbmeb-30	201	37	court	court	NOUN
ajbmeb-30	201	38	and	and	CCONJ
ajbmeb-30	201	39	the	the	DET
ajbmeb-30	201	40	parties	party	NOUN
ajbmeb-30	201	41	thereto	thereto	VERB
ajbmeb-30	201	42	invited	invite	VERB
ajbmeb-30	201	43	to	to	PART
ajbmeb-30	201	44	adhere	adhere	VERB
ajbmeb-30	201	45	to	to	ADP
ajbmeb-30	201	46	.	.	PUNCT
ajbmeb-30	202	1	mediation	mediation	NOUN
ajbmeb-30	202	2	is	be	AUX
ajbmeb-30	202	3	one	one	NUM
ajbmeb-30	202	4	of	of	ADP
ajbmeb-30	202	5	the	the	DET
ajbmeb-30	202	6	out	out	ADP
ajbmeb-30	202	7	of	of	ADP
ajbmeb-30	202	8	court	court	NOUN
ajbmeb-30	202	9	methods	method	NOUN
ajbmeb-30	202	10	of	of	ADP
ajbmeb-30	202	11	dispute	dispute	NOUN
ajbmeb-30	202	12	settlement	settlement	NOUN
ajbmeb-30	202	13	.	.	PUNCT
ajbmeb-30	203	1	34	34	NUM
ajbmeb-30	203	2	meyer	meyer	PROPN
ajbmeb-30	203	3	,	,	PUNCT
ajbmeb-30	203	4	p.	p.	PROPN
ajbmeb-30	203	5	(	(	PUNCT
ajbmeb-30	203	6	2002	2002	NUM
ajbmeb-30	203	7	)	)	PUNCT
ajbmeb-30	203	8	,	,	PUNCT
ajbmeb-30	203	9	«	«	PUNCT
ajbmeb-30	203	10	droit	droit	PROPN
ajbmeb-30	203	11	de	de	PROPN
ajbmeb-30	203	12	l’abitrage	l’abitrage	PROPN
ajbmeb-30	203	13	»	»	NOUN
ajbmeb-30	203	14	,	,	PUNCT
ajbmeb-30	203	15	bruylant	bruylant	ADJ
ajbmeb-30	203	16	bruxelles	bruxelle	NOUN
ajbmeb-30	203	17	,	,	PUNCT
ajbmeb-30	203	18	collection	collection	NOUN
ajbmeb-30	203	19	droit	droit	PROPN
ajbmeb-30	203	20	uniform	uniform	PROPN
ajbmeb-30	203	21	africain	africain	PROPN
ajbmeb-30	203	22	,	,	PUNCT
ajbmeb-30	203	23	35	35	NUM
ajbmeb-30	203	24	calais	calai	NOUN
ajbmeb-30	203	25	-	-	PUNCT
ajbmeb-30	203	26	auloy	auloy	NOUN
ajbmeb-30	203	27	(	(	PUNCT
ajbmeb-30	203	28	j.	j.	PROPN
ajbmeb-30	203	29	)	)	PUNCT
ajbmeb-30	203	30	.	.	PUNCT
ajbmeb-30	204	1	et	et	PROPN
ajbmeb-30	204	2	temple	temple	PROPN
ajbmeb-30	204	3	(	(	PUNCT
ajbmeb-30	204	4	h	h	NOUN
ajbmeb-30	204	5	)	)	PUNCT
ajbmeb-30	204	6	,	,	PUNCT
ajbmeb-30	204	7	op.cit	op.cit	PROPN
ajbmeb-30	204	8	,	,	PUNCT
ajbmeb-30	204	9	spéc.496	spéc.496	NOUN
ajbmeb-30	204	10	.	.	PUNCT
ajbmeb-30	205	1	36	36	NUM
ajbmeb-30	205	2	section	section	NOUN
ajbmeb-30	205	3	26(1	26(1	NUM
ajbmeb-30	205	4	)	)	PUNCT
ajbmeb-30	205	5	of	of	ADP
ajbmeb-30	205	6	law	law	NOUN
ajbmeb-30	205	7	no	no	DET
ajbmeb-30	205	8	2011/012	2011/012	NOUN
ajbmeb-30	205	9	of	of	ADP
ajbmeb-30	205	10	06	06	NUM
ajbmeb-30	205	11	may	may	PROPN
ajbmeb-30	205	12	2011	2011	NUM
ajbmeb-30	205	13	on	on	ADP
ajbmeb-30	205	14	the	the	DET
ajbmeb-30	205	15	legal	legal	ADJ
ajbmeb-30	205	16	framework	framework	NOUN
ajbmeb-30	205	17	of	of	ADP
ajbmeb-30	205	18	consumers	consumer	NOUN
ajbmeb-30	205	19	’	'	PUNCT
ajbmeb-30	205	20	protection	protection	NOUN
ajbmeb-30	205	21	.	.	PUNCT
ajbmeb-30	206	1	37	37	NUM
ajbmeb-30	206	2	section	section	NOUN
ajbmeb-30	206	3	26	26	NUM
ajbmeb-30	206	4	(	(	PUNCT
ajbmeb-30	206	5	3	3	NUM
ajbmeb-30	206	6	)	)	PUNCT
ajbmeb-30	206	7	ibid	ibid	NOUN
ajbmeb-30	206	8	.	.	PUNCT
ajbmeb-30	207	1	38	38	NUM
ajbmeb-30	207	2	section	section	NOUN
ajbmeb-30	207	3	26(2	26(2	NUM
ajbmeb-30	207	4	)	)	PUNCT
ajbmeb-30	207	5	ibid	ibid	NOUN
ajbmeb-30	207	6	.	.	PUNCT
ajbmeb-30	208	1	39	39	NUM
ajbmeb-30	208	2	section	section	NOUN
ajbmeb-30	208	3	27(2	27(2	NOUN
ajbmeb-30	208	4	)	)	PUNCT
ajbmeb-30	208	5	ibid	ibid	NOUN
ajbmeb-30	208	6	.	.	PUNCT
ajbmeb-30	209	1	40	40	NUM
ajbmeb-30	209	2	section	section	NOUN
ajbmeb-30	209	3	27(3	27(3	NUM
ajbmeb-30	209	4	)	)	PUNCT
ajbmeb-30	209	5	ibid	ibid	NOUN
ajbmeb-30	209	6	.	.	PUNCT
ajbmeb-30	210	1	41	41	NUM
ajbmeb-30	210	2	section	section	NOUN
ajbmeb-30	210	3	27(4	27(4	NOUN
ajbmeb-30	210	4	)	)	PUNCT
ajbmeb-30	210	5	ibid	ibid	NOUN
ajbmeb-30	210	6	.	.	PUNCT
ajbmeb-30	211	1	42	42	NUM
ajbmeb-30	211	2	the	the	DET
ajbmeb-30	211	3	arbitration	arbitration	NOUN
ajbmeb-30	211	4	clause	clause	NOUN
ajbmeb-30	211	5	is	be	AUX
ajbmeb-30	211	6	an	an	DET
ajbmeb-30	211	7	agreement	agreement	NOUN
ajbmeb-30	211	8	whereby	whereby	SCONJ
ajbmeb-30	211	9	the	the	DET
ajbmeb-30	211	10	parties	party	NOUN
ajbmeb-30	211	11	agree	agree	VERB
ajbmeb-30	211	12	to	to	PART
ajbmeb-30	211	13	submit	submit	VERB
ajbmeb-30	211	14	to	to	ADP
ajbmeb-30	211	15	arbitration	arbitration	NOUN
ajbmeb-30	211	16	disputes	dispute	NOUN
ajbmeb-30	211	17	which	which	PRON
ajbmeb-30	211	18	may	may	AUX
ajbmeb-30	211	19	arise	arise	VERB
ajbmeb-30	211	20	out	out	ADP
ajbmeb-30	211	21	of	of	ADP
ajbmeb-30	211	22	or	or	CCONJ
ajbmeb-30	211	23	result	result	VERB
ajbmeb-30	211	24	from	from	ADP
ajbmeb-30	211	25	a	a	DET
ajbmeb-30	211	26	contractual	contractual	ADJ
ajbmeb-30	211	27	relationship	relationship	NOUN
ajbmeb-30	211	28	.	.	PUNCT
ajbmeb-30	212	1	43	43	NUM
ajbmeb-30	213	1	the	the	DET
ajbmeb-30	213	2	submission	submission	NOUN
ajbmeb-30	213	3	agreement	agreement	NOUN
ajbmeb-30	213	4	is	be	AUX
ajbmeb-30	213	5	an	an	DET
ajbmeb-30	213	6	agreement	agreement	NOUN
ajbmeb-30	213	7	whereby	whereby	SCONJ
ajbmeb-30	213	8	the	the	DET
ajbmeb-30	213	9	parties	party	NOUN
ajbmeb-30	213	10	to	to	ADP
ajbmeb-30	213	11	an	an	DET
ajbmeb-30	213	12	existing	exist	VERB
ajbmeb-30	213	13	dispute	dispute	NOUN
ajbmeb-30	213	14	agree	agree	VERB
ajbmeb-30	213	15	to	to	PART
ajbmeb-30	213	16	settle	settle	VERB
ajbmeb-30	213	17	it	it	PRON
ajbmeb-30	213	18	through	through	ADP
ajbmeb-30	213	19	arbitration	arbitration	NOUN
ajbmeb-30	213	20	.	.	PUNCT
ajbmeb-30	214	1	american	american	ADJ
ajbmeb-30	214	2	journal	journal	PROPN
ajbmeb-30	214	3	of	of	ADP
ajbmeb-30	214	4	business	business	NOUN
ajbmeb-30	214	5	management	management	NOUN
ajbmeb-30	214	6	,	,	PUNCT
ajbmeb-30	214	7	economics	economic	NOUN
ajbmeb-30	214	8	and	and	CCONJ
ajbmeb-30	214	9	banking	banking	NOUN
ajbmeb-30	214	10	volume	volume	NOUN
ajbmeb-30	214	11	1	1	NUM
ajbmeb-30	214	12	,	,	PUNCT
ajbmeb-30	214	13	june	june	PROPN
ajbmeb-30	214	14	,	,	PUNCT
ajbmeb-30	214	15	2022	2022	NUM
ajbmeb-30	214	16	p	p	NOUN
ajbmeb-30	214	17	a	a	PRON
ajbmeb-30	214	18	g	g	NOUN
ajbmeb-30	214	19	e	e	NOUN
ajbmeb-30	215	1	|	|	ADV
ajbmeb-30	215	2	46	46	NUM
ajbmeb-30	215	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	215	4	the	the	DET
ajbmeb-30	215	5	latter	latter	ADJ
ajbmeb-30	215	6	refers	refer	VERB
ajbmeb-30	215	7	to	to	ADP
ajbmeb-30	215	8	any	any	DET
ajbmeb-30	215	9	process	process	NOUN
ajbmeb-30	215	10	,	,	PUNCT
ajbmeb-30	215	11	regardless	regardless	ADV
ajbmeb-30	215	12	of	of	ADP
ajbmeb-30	215	13	its	its	PRON
ajbmeb-30	215	14	name	name	NOUN
ajbmeb-30	215	15	,	,	PUNCT
ajbmeb-30	215	16	whereby	whereby	SCONJ
ajbmeb-30	215	17	the	the	DET
ajbmeb-30	215	18	parties	party	NOUN
ajbmeb-30	215	19	request	request	VERB
ajbmeb-30	215	20	a	a	DET
ajbmeb-30	215	21	third	third	ADJ
ajbmeb-30	215	22	party	party	NOUN
ajbmeb-30	215	23	to	to	PART
ajbmeb-30	215	24	assist	assist	VERB
ajbmeb-30	215	25	them	they	PRON
ajbmeb-30	215	26	in	in	ADP
ajbmeb-30	215	27	their	their	PRON
ajbmeb-30	215	28	attempt	attempt	NOUN
ajbmeb-30	215	29	to	to	PART
ajbmeb-30	215	30	reach	reach	VERB
ajbmeb-30	215	31	an	an	DET
ajbmeb-30	215	32	amicable	amicable	ADJ
ajbmeb-30	215	33	settlement	settlement	NOUN
ajbmeb-30	215	34	of	of	ADP
ajbmeb-30	215	35	their	their	PRON
ajbmeb-30	215	36	dispute	dispute	NOUN
ajbmeb-30	215	37	,	,	PUNCT
ajbmeb-30	215	38	adversarial	adversarial	ADJ
ajbmeb-30	215	39	relationship	relationship	NOUN
ajbmeb-30	215	40	or	or	CCONJ
ajbmeb-30	215	41	disagreement	disagreement	NOUN
ajbmeb-30	215	42	(	(	PUNCT
ajbmeb-30	215	43	“	"	PUNCT
ajbmeb-30	215	44	the	the	DET
ajbmeb-30	215	45	dispute	dispute	NOUN
ajbmeb-30	215	46	”	"	PUNCT
ajbmeb-30	215	47	)	)	PUNCT
ajbmeb-30	215	48	arising	arise	VERB
ajbmeb-30	215	49	out	out	ADP
ajbmeb-30	215	50	of	of	ADP
ajbmeb-30	215	51	a	a	DET
ajbmeb-30	215	52	legal	legal	ADJ
ajbmeb-30	215	53	or	or	CCONJ
ajbmeb-30	215	54	contractual	contractual	ADJ
ajbmeb-30	215	55	relationship	relationship	NOUN
ajbmeb-30	215	56	,	,	PUNCT
ajbmeb-30	215	57	or	or	CCONJ
ajbmeb-30	215	58	related	relate	VERB
ajbmeb-30	215	59	to	to	ADP
ajbmeb-30	215	60	such	such	ADJ
ajbmeb-30	215	61	relationship	relationship	NOUN
ajbmeb-30	215	62	,	,	PUNCT
ajbmeb-30	215	63	involving	involve	VERB
ajbmeb-30	215	64	natural	natural	ADJ
ajbmeb-30	215	65	persons	person	NOUN
ajbmeb-30	215	66	or	or	CCONJ
ajbmeb-30	215	67	legal	legal	ADJ
ajbmeb-30	215	68	entities	entity	NOUN
ajbmeb-30	215	69	,	,	PUNCT
ajbmeb-30	215	70	including	include	VERB
ajbmeb-30	215	71	public	public	ADJ
ajbmeb-30	215	72	bodies	body	NOUN
ajbmeb-30	215	73	or	or	CCONJ
ajbmeb-30	215	74	states44	states44	NOUN
ajbmeb-30	215	75	.	.	PUNCT
ajbmeb-30	216	1	this	this	PRON
ajbmeb-30	216	2	therefor	therefor	ADJ
ajbmeb-30	216	3	connotes	connote	VERB
ajbmeb-30	216	4	that	that	SCONJ
ajbmeb-30	216	5	“	"	PUNCT
ajbmeb-30	216	6	mediation	mediation	NOUN
ajbmeb-30	216	7	”	"	PUNCT
ajbmeb-30	216	8	refers	refer	VERB
ajbmeb-30	216	9	to	to	ADP
ajbmeb-30	216	10	the	the	DET
ajbmeb-30	216	11	process	process	NOUN
ajbmeb-30	216	12	through	through	ADP
ajbmeb-30	216	13	which	which	PRON
ajbmeb-30	216	14	parties	party	NOUN
ajbmeb-30	216	15	in	in	ADP
ajbmeb-30	216	16	dispute	dispute	NOUN
ajbmeb-30	216	17	emanating	emanate	VERB
ajbmeb-30	216	18	from	from	ADP
ajbmeb-30	216	19	a	a	DET
ajbmeb-30	216	20	legally	legally	ADV
ajbmeb-30	216	21	binding	binding	ADJ
ajbmeb-30	216	22	contractual	contractual	ADJ
ajbmeb-30	216	23	relationship	relationship	NOUN
ajbmeb-30	216	24	resolve	resolve	VERB
ajbmeb-30	216	25	a	a	DET
ajbmeb-30	216	26	dispute	dispute	NOUN
ajbmeb-30	216	27	that	that	PRON
ajbmeb-30	216	28	must	must	AUX
ajbmeb-30	216	29	have	have	AUX
ajbmeb-30	216	30	emanated	emanate	VERB
ajbmeb-30	216	31	from	from	ADP
ajbmeb-30	216	32	such	such	DET
ajbmeb-30	216	33	a	a	DET
ajbmeb-30	216	34	contract	contract	NOUN
ajbmeb-30	216	35	or	or	CCONJ
ajbmeb-30	216	36	in	in	ADP
ajbmeb-30	216	37	connected	connect	VERB
ajbmeb-30	216	38	to	to	ADP
ajbmeb-30	216	39	the	the	DET
ajbmeb-30	216	40	contract	contract	NOUN
ajbmeb-30	216	41	,	,	PUNCT
ajbmeb-30	216	42	through	through	ADP
ajbmeb-30	216	43	the	the	DET
ajbmeb-30	216	44	use	use	NOUN
ajbmeb-30	216	45	of	of	ADP
ajbmeb-30	216	46	an	an	DET
ajbmeb-30	216	47	appointed	appoint	VERB
ajbmeb-30	216	48	neutral	neutral	ADJ
ajbmeb-30	216	49	third	third	ADJ
ajbmeb-30	216	50	party	party	NOUN
ajbmeb-30	216	51	known	know	VERB
ajbmeb-30	216	52	as	as	ADP
ajbmeb-30	216	53	a	a	DET
ajbmeb-30	216	54	mediator45	mediator45	NOUN
ajbmeb-30	216	55	.	.	PUNCT
ajbmeb-30	217	1	this	this	DET
ajbmeb-30	217	2	third	third	ADJ
ajbmeb-30	217	3	party	party	NOUN
ajbmeb-30	217	4	known	know	VERB
ajbmeb-30	217	5	as	as	ADP
ajbmeb-30	217	6	“	"	PUNCT
ajbmeb-30	217	7	mediator	mediator	NOUN
ajbmeb-30	217	8	”	"	PUNCT
ajbmeb-30	217	9	could	could	AUX
ajbmeb-30	217	10	either	either	CCONJ
ajbmeb-30	217	11	be	be	AUX
ajbmeb-30	217	12	a	a	DET
ajbmeb-30	217	13	natural	natural	ADJ
ajbmeb-30	217	14	or	or	CCONJ
ajbmeb-30	217	15	a	a	DET
ajbmeb-30	217	16	moral	moral	ADJ
ajbmeb-30	217	17	person	person	NOUN
ajbmeb-30	217	18	.	.	PUNCT
ajbmeb-30	218	1	this	this	PRON
ajbmeb-30	218	2	seems	seem	VERB
ajbmeb-30	218	3	to	to	PART
ajbmeb-30	218	4	make	make	VERB
ajbmeb-30	218	5	sense	sense	NOUN
ajbmeb-30	218	6	as	as	SCONJ
ajbmeb-30	218	7	the	the	DET
ajbmeb-30	218	8	mediator	mediator	NOUN
ajbmeb-30	218	9	is	be	AUX
ajbmeb-30	218	10	defined	define	VERB
ajbmeb-30	218	11	commonly	commonly	ADV
ajbmeb-30	218	12	as	as	ADP
ajbmeb-30	218	13	a	a	DET
ajbmeb-30	218	14	person	person	NOUN
ajbmeb-30	218	15	or	or	CCONJ
ajbmeb-30	218	16	an	an	DET
ajbmeb-30	218	17	organization	organization	NOUN
ajbmeb-30	218	18	,	,	PUNCT
ajbmeb-30	218	19	which	which	PRON
ajbmeb-30	218	20	tries	try	VERB
ajbmeb-30	218	21	to	to	PART
ajbmeb-30	218	22	get	get	VERB
ajbmeb-30	218	23	an	an	DET
ajbmeb-30	218	24	agreement	agreement	NOUN
ajbmeb-30	218	25	between	between	ADP
ajbmeb-30	218	26	people	people	NOUN
ajbmeb-30	218	27	or	or	CCONJ
ajbmeb-30	218	28	groups	group	NOUN
ajbmeb-30	218	29	who	who	PRON
ajbmeb-30	218	30	disagree	disagree	VERB
ajbmeb-30	218	31	with	with	ADP
ajbmeb-30	218	32	each	each	DET
ajbmeb-30	218	33	other46	other46	NOUN
ajbmeb-30	218	34	.	.	PUNCT
ajbmeb-30	219	1	the	the	DET
ajbmeb-30	219	2	term	term	NOUN
ajbmeb-30	219	3	‘	'	PUNCT
ajbmeb-30	219	4	person	person	NOUN
ajbmeb-30	219	5	’	'	PUNCT
ajbmeb-30	219	6	here	here	ADV
ajbmeb-30	219	7	could	could	AUX
ajbmeb-30	219	8	either	either	CCONJ
ajbmeb-30	219	9	be	be	AUX
ajbmeb-30	219	10	moral	moral	ADJ
ajbmeb-30	219	11	or	or	CCONJ
ajbmeb-30	219	12	physical	physical	ADJ
ajbmeb-30	219	13	,	,	PUNCT
ajbmeb-30	219	14	but	but	CCONJ
ajbmeb-30	219	15	the	the	DET
ajbmeb-30	219	16	implication	implication	NOUN
ajbmeb-30	219	17	of	of	ADP
ajbmeb-30	219	18	organization	organization	NOUN
ajbmeb-30	219	19	within	within	ADP
ajbmeb-30	219	20	the	the	DET
ajbmeb-30	219	21	definition	definition	NOUN
ajbmeb-30	219	22	logically	logically	ADV
ajbmeb-30	219	23	is	be	AUX
ajbmeb-30	219	24	intended	intend	VERB
ajbmeb-30	219	25	to	to	PART
ajbmeb-30	219	26	refer	refer	VERB
ajbmeb-30	219	27	to	to	ADP
ajbmeb-30	219	28	a	a	DET
ajbmeb-30	219	29	moral	moral	ADJ
ajbmeb-30	219	30	person	person	NOUN
ajbmeb-30	219	31	so	so	SCONJ
ajbmeb-30	219	32	that	that	SCONJ
ajbmeb-30	219	33	the	the	DET
ajbmeb-30	219	34	former	former	ADJ
ajbmeb-30	219	35	is	be	AUX
ajbmeb-30	219	36	treated	treat	VERB
ajbmeb-30	219	37	as	as	ADP
ajbmeb-30	219	38	targeting	target	VERB
ajbmeb-30	219	39	solely	solely	ADV
ajbmeb-30	219	40	physical	physical	ADJ
ajbmeb-30	219	41	persons	person	NOUN
ajbmeb-30	219	42	because	because	SCONJ
ajbmeb-30	219	43	organizations	organization	NOUN
ajbmeb-30	219	44	generally	generally	ADV
ajbmeb-30	219	45	are	be	AUX
ajbmeb-30	219	46	bestowed	bestow	VERB
ajbmeb-30	219	47	with	with	ADP
ajbmeb-30	219	48	a	a	DET
ajbmeb-30	219	49	moral	moral	ADJ
ajbmeb-30	219	50	personality	personality	NOUN
ajbmeb-30	219	51	upon	upon	SCONJ
ajbmeb-30	219	52	their	their	PRON
ajbmeb-30	219	53	creation	creation	NOUN
ajbmeb-30	219	54	.	.	PUNCT
ajbmeb-30	220	1	within	within	ADP
ajbmeb-30	220	2	the	the	DET
ajbmeb-30	220	3	ohada	ohada	NOUN
ajbmeb-30	220	4	,	,	PUNCT
ajbmeb-30	220	5	the	the	DET
ajbmeb-30	220	6	term	term	NOUN
ajbmeb-30	220	7	“	"	PUNCT
ajbmeb-30	220	8	mediator	mediator	NOUN
ajbmeb-30	220	9	”	"	PUNCT
ajbmeb-30	220	10	means	mean	VERB
ajbmeb-30	220	11	any	any	DET
ajbmeb-30	220	12	third	third	ADJ
ajbmeb-30	220	13	party	party	NOUN
ajbmeb-30	220	14	requested	request	VERB
ajbmeb-30	220	15	to	to	PART
ajbmeb-30	220	16	carry	carry	VERB
ajbmeb-30	220	17	out	out	ADP
ajbmeb-30	220	18	a	a	DET
ajbmeb-30	220	19	mediation	mediation	NOUN
ajbmeb-30	220	20	,	,	PUNCT
ajbmeb-30	220	21	regardless	regardless	ADV
ajbmeb-30	220	22	of	of	ADP
ajbmeb-30	220	23	the	the	DET
ajbmeb-30	220	24	name	name	NOUN
ajbmeb-30	220	25	or	or	CCONJ
ajbmeb-30	220	26	profession	profession	NOUN
ajbmeb-30	220	27	of	of	ADP
ajbmeb-30	220	28	this	this	DET
ajbmeb-30	220	29	third	third	ADJ
ajbmeb-30	220	30	party	party	NOUN
ajbmeb-30	220	31	in	in	ADP
ajbmeb-30	220	32	the	the	DET
ajbmeb-30	220	33	member	member	NOUN
ajbmeb-30	220	34	state	state	NOUN
ajbmeb-30	220	35	to	to	ADP
ajbmeb-30	220	36	the	the	DET
ajbmeb-30	220	37	treaty	treaty	NOUN
ajbmeb-30	220	38	concerned47	concerned47	NOUN
ajbmeb-30	220	39	.	.	PUNCT
ajbmeb-30	221	1	when	when	SCONJ
ajbmeb-30	221	2	there	there	PRON
ajbmeb-30	221	3	is	be	VERB
ajbmeb-30	221	4	a	a	DET
ajbmeb-30	221	5	dispute	dispute	NOUN
ajbmeb-30	221	6	emanating	emanate	VERB
ajbmeb-30	221	7	as	as	ADP
ajbmeb-30	221	8	a	a	DET
ajbmeb-30	221	9	result	result	NOUN
ajbmeb-30	221	10	of	of	ADP
ajbmeb-30	221	11	a	a	DET
ajbmeb-30	221	12	banking	banking	NOUN
ajbmeb-30	221	13	contract	contract	NOUN
ajbmeb-30	221	14	,	,	PUNCT
ajbmeb-30	221	15	the	the	DET
ajbmeb-30	221	16	parties	party	NOUN
ajbmeb-30	221	17	to	to	ADP
ajbmeb-30	221	18	the	the	DET
ajbmeb-30	221	19	dispute	dispute	NOUN
ajbmeb-30	221	20	may	may	AUX
ajbmeb-30	221	21	choose	choose	VERB
ajbmeb-30	221	22	mediation	mediation	NOUN
ajbmeb-30	221	23	for	for	ADP
ajbmeb-30	221	24	the	the	DET
ajbmeb-30	221	25	resolution	resolution	NOUN
ajbmeb-30	221	26	of	of	ADP
ajbmeb-30	221	27	their	their	PRON
ajbmeb-30	221	28	dispute	dispute	NOUN
ajbmeb-30	221	29	.	.	PUNCT
ajbmeb-30	222	1	where	where	SCONJ
ajbmeb-30	222	2	this	this	PRON
ajbmeb-30	222	3	is	be	AUX
ajbmeb-30	222	4	voluntarily	voluntarily	ADV
ajbmeb-30	222	5	done	do	VERB
ajbmeb-30	222	6	by	by	ADP
ajbmeb-30	222	7	the	the	DET
ajbmeb-30	222	8	parties	party	NOUN
ajbmeb-30	222	9	,	,	PUNCT
ajbmeb-30	222	10	the	the	DET
ajbmeb-30	222	11	form	form	NOUN
ajbmeb-30	222	12	of	of	ADP
ajbmeb-30	222	13	mediation	mediation	NOUN
ajbmeb-30	222	14	will	will	AUX
ajbmeb-30	222	15	be	be	AUX
ajbmeb-30	222	16	conventional	conventional	ADJ
ajbmeb-30	222	17	.	.	PUNCT
ajbmeb-30	223	1	however	however	ADV
ajbmeb-30	223	2	,	,	PUNCT
ajbmeb-30	223	3	if	if	SCONJ
ajbmeb-30	223	4	the	the	DET
ajbmeb-30	223	5	parties	party	NOUN
ajbmeb-30	223	6	had	have	AUX
ajbmeb-30	223	7	not	not	PART
ajbmeb-30	223	8	settled	settle	VERB
ajbmeb-30	223	9	their	their	PRON
ajbmeb-30	223	10	mind	mind	NOUN
ajbmeb-30	223	11	on	on	ADP
ajbmeb-30	223	12	such	such	ADJ
ajbmeb-30	223	13	,	,	PUNCT
ajbmeb-30	223	14	mediation	mediation	NOUN
ajbmeb-30	223	15	may	may	AUX
ajbmeb-30	223	16	be	be	AUX
ajbmeb-30	223	17	implemented	implement	VERB
ajbmeb-30	223	18	,	,	PUNCT
ajbmeb-30	223	19	at	at	ADP
ajbmeb-30	223	20	the	the	DET
ajbmeb-30	223	21	request	request	NOUN
ajbmeb-30	223	22	or	or	CCONJ
ajbmeb-30	223	23	invitation	invitation	NOUN
ajbmeb-30	223	24	of	of	ADP
ajbmeb-30	223	25	a	a	DET
ajbmeb-30	223	26	state	state	NOUN
ajbmeb-30	223	27	court	court	NOUN
ajbmeb-30	223	28	(	(	PUNCT
ajbmeb-30	223	29	judicial	judicial	ADJ
ajbmeb-30	223	30	mediation	mediation	NOUN
ajbmeb-30	223	31	)	)	PUNCT
ajbmeb-30	223	32	,	,	PUNCT
ajbmeb-30	223	33	of	of	ADP
ajbmeb-30	223	34	an	an	DET
ajbmeb-30	223	35	arbitral	arbitral	ADJ
ajbmeb-30	223	36	tribunal	tribunal	NOUN
ajbmeb-30	223	37	,	,	PUNCT
ajbmeb-30	223	38	or	or	CCONJ
ajbmeb-30	223	39	of	of	ADP
ajbmeb-30	223	40	a	a	DET
ajbmeb-30	223	41	competent	competent	ADJ
ajbmeb-30	223	42	public	public	ADJ
ajbmeb-30	223	43	entity	entity	NOUN
ajbmeb-30	223	44	.	.	PUNCT
ajbmeb-30	224	1	that	that	PRON
ajbmeb-30	224	2	said	say	VERB
ajbmeb-30	224	3	,	,	PUNCT
ajbmeb-30	224	4	be	be	AUX
ajbmeb-30	224	5	it	it	PRON
ajbmeb-30	224	6	conventional	conventional	ADJ
ajbmeb-30	224	7	or	or	CCONJ
ajbmeb-30	224	8	judicial	judicial	ADJ
ajbmeb-30	224	9	mediation	mediation	NOUN
ajbmeb-30	224	10	,	,	PUNCT
ajbmeb-30	224	11	the	the	DET
ajbmeb-30	224	12	form	form	NOUN
ajbmeb-30	224	13	could	could	AUX
ajbmeb-30	224	14	either	either	CCONJ
ajbmeb-30	224	15	be	be	AUX
ajbmeb-30	224	16	ad	ad	X
ajbmeb-30	224	17	hoc	hoc	X
ajbmeb-30	224	18	or	or	CCONJ
ajbmeb-30	224	19	institutional	institutional	ADJ
ajbmeb-30	224	20	and	and	CCONJ
ajbmeb-30	224	21	it	it	PRON
ajbmeb-30	224	22	is	be	AUX
ajbmeb-30	224	23	thus	thus	ADV
ajbmeb-30	224	24	the	the	DET
ajbmeb-30	224	25	choice	choice	NOUN
ajbmeb-30	224	26	of	of	ADP
ajbmeb-30	224	27	the	the	DET
ajbmeb-30	224	28	latter	latter	ADJ
ajbmeb-30	224	29	that	that	PRON
ajbmeb-30	224	30	determines	determine	VERB
ajbmeb-30	224	31	the	the	DET
ajbmeb-30	224	32	applicable	applicable	ADJ
ajbmeb-30	224	33	law	law	NOUN
ajbmeb-30	224	34	and	and	CCONJ
ajbmeb-30	224	35	rules	rule	NOUN
ajbmeb-30	224	36	to	to	PART
ajbmeb-30	224	37	be	be	AUX
ajbmeb-30	224	38	applied	apply	VERB
ajbmeb-30	224	39	in	in	ADP
ajbmeb-30	224	40	resolving	resolve	VERB
ajbmeb-30	224	41	the	the	DET
ajbmeb-30	224	42	parties	party	NOUN
ajbmeb-30	224	43	’	'	PUNCT
ajbmeb-30	224	44	dispute	dispute	NOUN
ajbmeb-30	224	45	.	.	PUNCT
ajbmeb-30	225	1	the	the	DET
ajbmeb-30	225	2	ends	end	NOUN
ajbmeb-30	225	3	of	of	ADP
ajbmeb-30	225	4	adr	adr	PROPN
ajbmeb-30	225	5	could	could	AUX
ajbmeb-30	225	6	either	either	CCONJ
ajbmeb-30	225	7	be	be	AUX
ajbmeb-30	225	8	fruitful	fruitful	ADJ
ajbmeb-30	225	9	or	or	CCONJ
ajbmeb-30	225	10	futile	futile	ADJ
ajbmeb-30	225	11	to	to	ADP
ajbmeb-30	225	12	the	the	DET
ajbmeb-30	225	13	parties	party	NOUN
ajbmeb-30	225	14	in	in	ADP
ajbmeb-30	225	15	dispute	dispute	NOUN
ajbmeb-30	225	16	.	.	PUNCT
ajbmeb-30	226	1	where	where	SCONJ
ajbmeb-30	226	2	the	the	DET
ajbmeb-30	226	3	resolution	resolution	NOUN
ajbmeb-30	226	4	meets	meet	VERB
ajbmeb-30	226	5	the	the	DET
ajbmeb-30	226	6	aspiration	aspiration	NOUN
ajbmeb-30	226	7	of	of	ADP
ajbmeb-30	226	8	the	the	DET
ajbmeb-30	226	9	parties	party	NOUN
ajbmeb-30	226	10	,	,	PUNCT
ajbmeb-30	226	11	the	the	DET
ajbmeb-30	226	12	case	case	NOUN
ajbmeb-30	226	13	comes	come	VERB
ajbmeb-30	226	14	to	to	ADP
ajbmeb-30	226	15	an	an	DET
ajbmeb-30	226	16	end	end	NOUN
ajbmeb-30	226	17	.	.	PUNCT
ajbmeb-30	227	1	contrarily	contrarily	ADV
ajbmeb-30	227	2	,	,	PUNCT
ajbmeb-30	227	3	if	if	SCONJ
ajbmeb-30	227	4	at	at	ADP
ajbmeb-30	227	5	the	the	DET
ajbmeb-30	227	6	end	end	NOUN
ajbmeb-30	227	7	of	of	ADP
ajbmeb-30	227	8	the	the	DET
ajbmeb-30	227	9	process	process	NOUN
ajbmeb-30	227	10	,	,	PUNCT
ajbmeb-30	227	11	a	a	DET
ajbmeb-30	227	12	party	party	NOUN
ajbmeb-30	227	13	to	to	ADP
ajbmeb-30	227	14	the	the	DET
ajbmeb-30	227	15	dispute	dispute	NOUN
ajbmeb-30	227	16	is	be	AUX
ajbmeb-30	227	17	still	still	ADV
ajbmeb-30	227	18	unsatisfied	unsatisfied	ADJ
ajbmeb-30	227	19	,	,	PUNCT
ajbmeb-30	227	20	the	the	DET
ajbmeb-30	227	21	next	next	ADJ
ajbmeb-30	227	22	best	good	ADJ
ajbmeb-30	227	23	available	available	ADJ
ajbmeb-30	227	24	alternative	alternative	NOUN
ajbmeb-30	227	25	could	could	AUX
ajbmeb-30	227	26	be	be	AUX
ajbmeb-30	227	27	by	by	ADP
ajbmeb-30	227	28	initiating	initiate	VERB
ajbmeb-30	227	29	an	an	DET
ajbmeb-30	227	30	action	action	NOUN
ajbmeb-30	227	31	in	in	ADP
ajbmeb-30	227	32	court	court	NOUN
ajbmeb-30	227	33	.	.	PUNCT
ajbmeb-30	228	1	3	3	X
ajbmeb-30	228	2	.	.	X
ajbmeb-30	228	3	individual	individual	ADJ
ajbmeb-30	228	4	action	action	NOUN
ajbmeb-30	228	5	for	for	ADP
ajbmeb-30	228	6	dispute	dispute	NOUN
ajbmeb-30	228	7	resolution	resolution	NOUN
ajbmeb-30	228	8	via	via	ADP
ajbmeb-30	228	9	court	court	NOUN
ajbmeb-30	228	10	litigations	litigation	VERB
ajbmeb-30	228	11	the	the	DET
ajbmeb-30	228	12	judicial	judicial	ADJ
ajbmeb-30	228	13	mechanism	mechanism	NOUN
ajbmeb-30	228	14	of	of	ADP
ajbmeb-30	228	15	settling	settle	VERB
ajbmeb-30	228	16	consumer	consumer	NOUN
ajbmeb-30	228	17	’s	’s	PART
ajbmeb-30	228	18	disputes	dispute	NOUN
ajbmeb-30	228	19	is	be	AUX
ajbmeb-30	228	20	by	by	ADP
ajbmeb-30	228	21	way	way	NOUN
ajbmeb-30	228	22	of	of	ADP
ajbmeb-30	228	23	a	a	DET
ajbmeb-30	228	24	court	court	NOUN
ajbmeb-30	228	25	action	action	NOUN
ajbmeb-30	228	26	brought	bring	VERB
ajbmeb-30	228	27	by	by	ADP
ajbmeb-30	228	28	the	the	DET
ajbmeb-30	228	29	aggrieved	aggrieved	ADJ
ajbmeb-30	228	30	consumer	consumer	NOUN
ajbmeb-30	228	31	.	.	PUNCT
ajbmeb-30	229	1	this	this	DET
ajbmeb-30	229	2	method	method	NOUN
ajbmeb-30	229	3	generally	generally	ADV
ajbmeb-30	229	4	is	be	AUX
ajbmeb-30	229	5	used	use	VERB
ajbmeb-30	229	6	when	when	SCONJ
ajbmeb-30	229	7	alternative	alternative	ADJ
ajbmeb-30	229	8	dispute	dispute	NOUN
ajbmeb-30	229	9	resolution	resolution	NOUN
ajbmeb-30	229	10	mechanisms	mechanism	NOUN
ajbmeb-30	229	11	(	(	PUNCT
ajbmeb-30	229	12	adr	adr	PROPN
ajbmeb-30	229	13	)	)	PUNCT
ajbmeb-30	229	14	have	have	AUX
ajbmeb-30	229	15	failed	fail	VERB
ajbmeb-30	229	16	to	to	PART
ajbmeb-30	229	17	provide	provide	VERB
ajbmeb-30	229	18	a	a	DET
ajbmeb-30	229	19	concrete	concrete	ADJ
ajbmeb-30	229	20	solution	solution	NOUN
ajbmeb-30	229	21	to	to	ADP
ajbmeb-30	229	22	the	the	DET
ajbmeb-30	229	23	dispute	dispute	NOUN
ajbmeb-30	229	24	the	the	DET
ajbmeb-30	229	25	parties	party	NOUN
ajbmeb-30	229	26	are	be	AUX
ajbmeb-30	229	27	confronted	confront	VERB
ajbmeb-30	229	28	with	with	ADP
ajbmeb-30	229	29	.	.	PUNCT
ajbmeb-30	230	1	the	the	DET
ajbmeb-30	230	2	choice	choice	NOUN
ajbmeb-30	230	3	of	of	ADP
ajbmeb-30	230	4	a	a	DET
ajbmeb-30	230	5	court	court	NOUN
ajbmeb-30	230	6	action	action	NOUN
ajbmeb-30	230	7	should	should	AUX
ajbmeb-30	230	8	and	and	CCONJ
ajbmeb-30	230	9	must	must	AUX
ajbmeb-30	230	10	be	be	AUX
ajbmeb-30	230	11	properly	properly	ADV
ajbmeb-30	230	12	fitted	fit	VERB
ajbmeb-30	230	13	and	and	CCONJ
ajbmeb-30	230	14	file	file	NOUN
ajbmeb-30	230	15	,	,	PUNCT
ajbmeb-30	230	16	without	without	ADP
ajbmeb-30	230	17	which	which	PRON
ajbmeb-30	230	18	it	it	PRON
ajbmeb-30	230	19	risk	risk	VERB
ajbmeb-30	230	20	being	be	AUX
ajbmeb-30	230	21	disqualified	disqualify	VERB
ajbmeb-30	230	22	for	for	ADP
ajbmeb-30	230	23	want	want	NOUN
ajbmeb-30	230	24	of	of	ADP
ajbmeb-30	230	25	action	action	NOUN
ajbmeb-30	230	26	.	.	PUNCT
ajbmeb-30	231	1	this	this	PRON
ajbmeb-30	231	2	brings	bring	VERB
ajbmeb-30	231	3	to	to	PART
ajbmeb-30	231	4	mind	mind	VERB
ajbmeb-30	231	5	the	the	DET
ajbmeb-30	231	6	fact	fact	NOUN
ajbmeb-30	231	7	that	that	SCONJ
ajbmeb-30	231	8	the	the	DET
ajbmeb-30	231	9	consumer	consumer	NOUN
ajbmeb-30	231	10	’s	’s	PART
ajbmeb-30	231	11	action	action	NOUN
ajbmeb-30	231	12	could	could	AUX
ajbmeb-30	231	13	either	either	CCONJ
ajbmeb-30	231	14	be	be	AUX
ajbmeb-30	231	15	instituted	institute	VERB
ajbmeb-30	231	16	as	as	ADP
ajbmeb-30	231	17	either	either	CCONJ
ajbmeb-30	231	18	a	a	DET
ajbmeb-30	231	19	civil	civil	ADJ
ajbmeb-30	231	20	or	or	CCONJ
ajbmeb-30	231	21	criminal	criminal	ADJ
ajbmeb-30	231	22	case	case	NOUN
ajbmeb-30	231	23	,	,	PUNCT
ajbmeb-30	231	24	or	or	CCONJ
ajbmeb-30	231	25	jointly	jointly	ADV
ajbmeb-30	231	26	,	,	PUNCT
ajbmeb-30	231	27	by	by	ADP
ajbmeb-30	231	28	attaching	attach	VERB
ajbmeb-30	231	29	a	a	DET
ajbmeb-30	231	30	civil	civil	ADJ
ajbmeb-30	231	31	claim	claim	NOUN
ajbmeb-30	231	32	to	to	ADP
ajbmeb-30	231	33	a	a	DET
ajbmeb-30	231	34	criminal	criminal	ADJ
ajbmeb-30	231	35	case	case	NOUN
ajbmeb-30	231	36	.	.	PUNCT
ajbmeb-30	232	1	3.1	3.1	NUM
ajbmeb-30	232	2	civil	civil	ADJ
ajbmeb-30	232	3	action	action	NOUN
ajbmeb-30	232	4	44	44	NUM
ajbmeb-30	232	5	see	see	NOUN
ajbmeb-30	232	6	article	article	NOUN
ajbmeb-30	232	7	1(a	1(a	NUM
ajbmeb-30	232	8	)	)	PUNCT
ajbmeb-30	232	9	of	of	ADP
ajbmeb-30	232	10	the	the	DET
ajbmeb-30	232	11	ohada	ohada	PROPN
ajbmeb-30	232	12	uniform	uniform	PROPN
ajbmeb-30	232	13	act	act	PROPN
ajbmeb-30	232	14	on	on	ADP
ajbmeb-30	232	15	mediation	mediation	NOUN
ajbmeb-30	232	16	45bafuke	45bafuke	NUM
ajbmeb-30	232	17	e.n	e.n	PROPN
ajbmeb-30	232	18	,	,	PUNCT
ajbmeb-30	232	19	(	(	PUNCT
ajbmeb-30	232	20	2020	2020	NUM
ajbmeb-30	232	21	)	)	PUNCT
ajbmeb-30	232	22	,	,	PUNCT
ajbmeb-30	232	23	the	the	DET
ajbmeb-30	232	24	protection	protection	NOUN
ajbmeb-30	232	25	of	of	ADP
ajbmeb-30	232	26	consumers	consumer	NOUN
ajbmeb-30	232	27	of	of	ADP
ajbmeb-30	232	28	electronic	electronic	ADJ
ajbmeb-30	232	29	banking	banking	NOUN
ajbmeb-30	232	30	in	in	ADP
ajbmeb-30	232	31	cameroon	cameroon	PROPN
ajbmeb-30	232	32	,	,	PUNCT
ajbmeb-30	232	33	university	university	PROPN
ajbmeb-30	232	34	of	of	ADP
ajbmeb-30	232	35	dschang	dschang	PROPN
ajbmeb-30	232	36	,	,	PUNCT
ajbmeb-30	232	37	faculty	faculty	NOUN
ajbmeb-30	232	38	of	of	ADP
ajbmeb-30	232	39	law	law	NOUN
ajbmeb-30	232	40	and	and	CCONJ
ajbmeb-30	232	41	political	political	ADJ
ajbmeb-30	232	42	science	science	NOUN
ajbmeb-30	232	43	,	,	PUNCT
ajbmeb-30	232	44	phd	phd	NOUN
ajbmeb-30	232	45	thesis	thesis	NOUN
ajbmeb-30	232	46	p.249	p.249	NOUN
ajbmeb-30	232	47	,	,	PUNCT
ajbmeb-30	232	48	unpublished	unpublished	ADJ
ajbmeb-30	232	49	.	.	PUNCT
ajbmeb-30	233	1	46	46	NUM
ajbmeb-30	233	2	oxford	oxford	PROPN
ajbmeb-30	233	3	dictionary	dictionary	PROPN
ajbmeb-30	233	4	6th	6th	PROPN
ajbmeb-30	233	5	edition	edition	NOUN
ajbmeb-30	233	6	,	,	PUNCT
ajbmeb-30	233	7	p.733	p.733	NOUN
ajbmeb-30	233	8	.	.	PUNCT
ajbmeb-30	234	1	47	47	NUM
ajbmeb-30	234	2	see	see	VERB
ajbmeb-30	234	3	article	article	NOUN
ajbmeb-30	234	4	1(b	1(b	NUM
ajbmeb-30	234	5	)	)	PUNCT
ajbmeb-30	234	6	of	of	ADP
ajbmeb-30	234	7	the	the	DET
ajbmeb-30	234	8	ohada	ohada	PROPN
ajbmeb-30	234	9	uniform	uniform	PROPN
ajbmeb-30	234	10	act	act	PROPN
ajbmeb-30	234	11	on	on	ADP
ajbmeb-30	234	12	mediation	mediation	NOUN
ajbmeb-30	234	13	.	.	PUNCT
ajbmeb-30	235	1	american	american	PROPN
ajbmeb-30	235	2	journal	journal	PROPN
ajbmeb-30	235	3	of	of	ADP
ajbmeb-30	235	4	business	business	NOUN
ajbmeb-30	235	5	management	management	NOUN
ajbmeb-30	235	6	,	,	PUNCT
ajbmeb-30	235	7	economics	economic	NOUN
ajbmeb-30	235	8	and	and	CCONJ
ajbmeb-30	235	9	banking	banking	NOUN
ajbmeb-30	235	10	volume	volume	NOUN
ajbmeb-30	235	11	1	1	NUM
ajbmeb-30	235	12	,	,	PUNCT
ajbmeb-30	235	13	june	june	PROPN
ajbmeb-30	235	14	,	,	PUNCT
ajbmeb-30	235	15	2022	2022	NUM
ajbmeb-30	235	16	p	p	NOUN
ajbmeb-30	235	17	a	a	DET
ajbmeb-30	235	18	g	g	NOUN
ajbmeb-30	235	19	e	e	NOUN
ajbmeb-30	235	20	|	|	ADV
ajbmeb-30	235	21	47	47	NUM
ajbmeb-30	235	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	235	23	a	a	DET
ajbmeb-30	235	24	civil	civil	ADJ
ajbmeb-30	235	25	action	action	NOUN
ajbmeb-30	235	26	being	be	AUX
ajbmeb-30	235	27	a	a	DET
ajbmeb-30	235	28	noncriminal	noncriminal	ADJ
ajbmeb-30	235	29	lawsuits	lawsuit	NOUN
ajbmeb-30	235	30	generally	generally	ADV
ajbmeb-30	235	31	aims	aim	VERB
ajbmeb-30	235	32	at	at	ADP
ajbmeb-30	235	33	repairing	repair	VERB
ajbmeb-30	235	34	the	the	DET
ajbmeb-30	235	35	damage	damage	NOUN
ajbmeb-30	235	36	suffered	suffer	VERB
ajbmeb-30	235	37	by	by	ADP
ajbmeb-30	235	38	a	a	DET
ajbmeb-30	235	39	party	party	NOUN
ajbmeb-30	235	40	to	to	ADP
ajbmeb-30	235	41	the	the	DET
ajbmeb-30	235	42	suite	suite	NOUN
ajbmeb-30	235	43	through	through	ADP
ajbmeb-30	235	44	the	the	DET
ajbmeb-30	235	45	attribution	attribution	NOUN
ajbmeb-30	235	46	of	of	ADP
ajbmeb-30	235	47	damages	damage	NOUN
ajbmeb-30	235	48	,	,	PUNCT
ajbmeb-30	235	49	could	could	AUX
ajbmeb-30	235	50	either	either	CCONJ
ajbmeb-30	235	51	be	be	AUX
ajbmeb-30	235	52	based	base	VERB
ajbmeb-30	235	53	on	on	ADP
ajbmeb-30	235	54	the	the	DET
ajbmeb-30	235	55	grounds	ground	NOUN
ajbmeb-30	235	56	of	of	ADP
ajbmeb-30	235	57	an	an	DET
ajbmeb-30	235	58	action	action	NOUN
ajbmeb-30	235	59	in	in	ADP
ajbmeb-30	235	60	contract	contract	NOUN
ajbmeb-30	235	61	or	or	CCONJ
ajbmeb-30	235	62	a	a	DET
ajbmeb-30	235	63	tortious	tortious	ADJ
ajbmeb-30	235	64	liability	liability	NOUN
ajbmeb-30	235	65	.	.	PUNCT
ajbmeb-30	236	1	3.1.1	3.1.1	NUM
ajbmeb-30	236	2	action	action	NOUN
ajbmeb-30	236	3	in	in	ADP
ajbmeb-30	236	4	contract	contract	NOUN
ajbmeb-30	236	5	the	the	DET
ajbmeb-30	236	6	primary	primary	ADJ
ajbmeb-30	236	7	function	function	NOUN
ajbmeb-30	236	8	of	of	ADP
ajbmeb-30	236	9	contract	contract	NOUN
ajbmeb-30	236	10	law	law	NOUN
ajbmeb-30	236	11	is	be	AUX
ajbmeb-30	236	12	to	to	PART
ajbmeb-30	236	13	secure	secure	VERB
ajbmeb-30	236	14	for	for	ADP
ajbmeb-30	236	15	each	each	DET
ajbmeb-30	236	16	contracting	contracting	NOUN
ajbmeb-30	236	17	party	party	NOUN
ajbmeb-30	236	18	the	the	DET
ajbmeb-30	236	19	benefit	benefit	NOUN
ajbmeb-30	236	20	of	of	ADP
ajbmeb-30	236	21	the	the	DET
ajbmeb-30	236	22	bargain	bargain	NOUN
ajbmeb-30	236	23	he	he	PRON
ajbmeb-30	236	24	has	have	AUX
ajbmeb-30	236	25	made	make	VERB
ajbmeb-30	236	26	.	.	PUNCT
ajbmeb-30	237	1	so	so	ADV
ajbmeb-30	237	2	in	in	ADP
ajbmeb-30	237	3	a	a	DET
ajbmeb-30	237	4	breach	breach	NOUN
ajbmeb-30	237	5	of	of	ADP
ajbmeb-30	237	6	contract	contract	NOUN
ajbmeb-30	237	7	,	,	PUNCT
ajbmeb-30	237	8	the	the	DET
ajbmeb-30	237	9	innocent	innocent	ADJ
ajbmeb-30	237	10	party	party	NOUN
ajbmeb-30	237	11	is	be	AUX
ajbmeb-30	237	12	entitled	entitle	VERB
ajbmeb-30	237	13	to	to	ADP
ajbmeb-30	237	14	the	the	DET
ajbmeb-30	237	15	protection	protection	NOUN
ajbmeb-30	237	16	of	of	ADP
ajbmeb-30	237	17	his	his	PRON
ajbmeb-30	237	18	expected	expect	VERB
ajbmeb-30	237	19	interest	interest	NOUN
ajbmeb-30	237	20	,	,	PUNCT
ajbmeb-30	237	21	that	that	ADV
ajbmeb-30	237	22	is	is	ADV
ajbmeb-30	237	23	,	,	PUNCT
ajbmeb-30	237	24	to	to	PART
ajbmeb-30	237	25	be	be	AUX
ajbmeb-30	237	26	placed	place	VERB
ajbmeb-30	237	27	in	in	ADP
ajbmeb-30	237	28	the	the	DET
ajbmeb-30	237	29	position	position	NOUN
ajbmeb-30	237	30	he	he	PRON
ajbmeb-30	237	31	would	would	AUX
ajbmeb-30	237	32	have	have	AUX
ajbmeb-30	237	33	had	have	VERB
ajbmeb-30	237	34	if	if	SCONJ
ajbmeb-30	237	35	the	the	DET
ajbmeb-30	237	36	contract	contract	NOUN
ajbmeb-30	237	37	had	have	AUX
ajbmeb-30	237	38	been	be	AUX
ajbmeb-30	237	39	performed48	performed48	NOUN
ajbmeb-30	237	40	.	.	PUNCT
ajbmeb-30	238	1	this	this	PRON
ajbmeb-30	238	2	is	be	AUX
ajbmeb-30	238	3	achieved	achieve	VERB
ajbmeb-30	238	4	either	either	CCONJ
ajbmeb-30	238	5	by	by	ADP
ajbmeb-30	238	6	a	a	DET
ajbmeb-30	238	7	degree	degree	NOUN
ajbmeb-30	238	8	of	of	ADP
ajbmeb-30	238	9	specific	specific	ADJ
ajbmeb-30	238	10	performance	performance	NOUN
ajbmeb-30	238	11	compelling	compelling	ADJ
ajbmeb-30	238	12	the	the	DET
ajbmeb-30	238	13	defendant	defendant	NOUN
ajbmeb-30	238	14	to	to	PART
ajbmeb-30	238	15	perform	perform	VERB
ajbmeb-30	238	16	or	or	CCONJ
ajbmeb-30	238	17	by	by	ADP
ajbmeb-30	238	18	an	an	DET
ajbmeb-30	238	19	award	award	NOUN
ajbmeb-30	238	20	of	of	ADP
ajbmeb-30	238	21	damages	damage	NOUN
ajbmeb-30	238	22	representing	represent	VERB
ajbmeb-30	238	23	the	the	DET
ajbmeb-30	238	24	money	money	NOUN
ajbmeb-30	238	25	value	value	NOUN
ajbmeb-30	238	26	of	of	ADP
ajbmeb-30	238	27	the	the	DET
ajbmeb-30	238	28	plaintiff	plaintiff	NOUN
ajbmeb-30	238	29	’s	’s	PART
ajbmeb-30	238	30	defeated	defeat	VERB
ajbmeb-30	238	31	contractual	contractual	ADJ
ajbmeb-30	238	32	expectation	expectation	NOUN
ajbmeb-30	238	33	.	.	PUNCT
ajbmeb-30	239	1	the	the	DET
ajbmeb-30	239	2	conclusion	conclusion	NOUN
ajbmeb-30	239	3	of	of	ADP
ajbmeb-30	239	4	a	a	DET
ajbmeb-30	239	5	contract	contract	NOUN
ajbmeb-30	239	6	and	and	CCONJ
ajbmeb-30	239	7	its	its	PRON
ajbmeb-30	239	8	performance	performance	NOUN
ajbmeb-30	239	9	brings	bring	VERB
ajbmeb-30	239	10	into	into	ADP
ajbmeb-30	239	11	being	be	AUX
ajbmeb-30	239	12	mutual	mutual	ADJ
ajbmeb-30	239	13	obligations	obligation	NOUN
ajbmeb-30	239	14	to	to	ADP
ajbmeb-30	239	15	the	the	DET
ajbmeb-30	239	16	contracting	contracting	NOUN
ajbmeb-30	239	17	parties	party	NOUN
ajbmeb-30	239	18	and	and	CCONJ
ajbmeb-30	239	19	the	the	DET
ajbmeb-30	239	20	violation	violation	NOUN
ajbmeb-30	239	21	of	of	ADP
ajbmeb-30	239	22	which	which	PRON
ajbmeb-30	239	23	is	be	AUX
ajbmeb-30	239	24	actionable	actionable	ADJ
ajbmeb-30	239	25	.	.	PUNCT
ajbmeb-30	240	1	hence	hence	ADV
ajbmeb-30	240	2	when	when	SCONJ
ajbmeb-30	240	3	the	the	DET
ajbmeb-30	240	4	consumer	consumer	NOUN
ajbmeb-30	240	5	has	have	AUX
ajbmeb-30	240	6	performed	perform	VERB
ajbmeb-30	240	7	his	his	PRON
ajbmeb-30	240	8	own	own	ADJ
ajbmeb-30	240	9	obligation(s	obligation(s	NUM
ajbmeb-30	240	10	)	)	PUNCT
ajbmeb-30	240	11	,	,	PUNCT
ajbmeb-30	240	12	it	it	PRON
ajbmeb-30	240	13	is	be	AUX
ajbmeb-30	240	14	left	leave	VERB
ajbmeb-30	240	15	for	for	SCONJ
ajbmeb-30	240	16	the	the	DET
ajbmeb-30	240	17	banker	banker	NOUN
ajbmeb-30	240	18	to	to	PART
ajbmeb-30	240	19	ensure	ensure	VERB
ajbmeb-30	240	20	that	that	SCONJ
ajbmeb-30	240	21	he	he	PRON
ajbmeb-30	240	22	does	do	VERB
ajbmeb-30	240	23	same	same	ADJ
ajbmeb-30	240	24	.	.	PUNCT
ajbmeb-30	241	1	failure	failure	NOUN
ajbmeb-30	241	2	by	by	ADP
ajbmeb-30	241	3	the	the	DET
ajbmeb-30	241	4	banker	banker	NOUN
ajbmeb-30	241	5	to	to	PART
ajbmeb-30	241	6	perform	perform	VERB
ajbmeb-30	241	7	his	his	PRON
ajbmeb-30	241	8	obligations	obligation	NOUN
ajbmeb-30	241	9	may	may	AUX
ajbmeb-30	241	10	lead	lead	VERB
ajbmeb-30	241	11	to	to	ADP
ajbmeb-30	241	12	a	a	DET
ajbmeb-30	241	13	breach	breach	NOUN
ajbmeb-30	241	14	of	of	ADP
ajbmeb-30	241	15	contract	contract	NOUN
ajbmeb-30	241	16	which	which	PRON
ajbmeb-30	241	17	is	be	AUX
ajbmeb-30	241	18	actionable	actionable	ADJ
ajbmeb-30	241	19	in	in	ADP
ajbmeb-30	241	20	a	a	DET
ajbmeb-30	241	21	situation	situation	NOUN
ajbmeb-30	241	22	where	where	SCONJ
ajbmeb-30	241	23	the	the	DET
ajbmeb-30	241	24	breach	breach	NOUN
ajbmeb-30	241	25	is	be	AUX
ajbmeb-30	241	26	unlawful	unlawful	ADJ
ajbmeb-30	241	27	.	.	PUNCT
ajbmeb-30	242	1	in	in	ADP
ajbmeb-30	242	2	this	this	DET
ajbmeb-30	242	3	situation	situation	NOUN
ajbmeb-30	242	4	the	the	DET
ajbmeb-30	242	5	consumer	consumer	NOUN
ajbmeb-30	242	6	’s	’s	PART
ajbmeb-30	242	7	claim	claim	NOUN
ajbmeb-30	242	8	might	might	AUX
ajbmeb-30	242	9	be	be	AUX
ajbmeb-30	242	10	for	for	ADP
ajbmeb-30	242	11	a	a	DET
ajbmeb-30	242	12	breach	breach	NOUN
ajbmeb-30	242	13	of	of	ADP
ajbmeb-30	242	14	an	an	DET
ajbmeb-30	242	15	implied	imply	VERB
ajbmeb-30	242	16	term	term	NOUN
ajbmeb-30	242	17	of	of	ADP
ajbmeb-30	242	18	the	the	DET
ajbmeb-30	242	19	contract	contract	NOUN
ajbmeb-30	242	20	,	,	PUNCT
ajbmeb-30	242	21	an	an	DET
ajbmeb-30	242	22	action	action	NOUN
ajbmeb-30	242	23	of	of	ADP
ajbmeb-30	242	24	breach	breach	NOUN
ajbmeb-30	242	25	of	of	ADP
ajbmeb-30	242	26	mandate	mandate	NOUN
ajbmeb-30	242	27	etc	etc	X
ajbmeb-30	242	28	.	.	X
ajbmeb-30	242	29	a	a	DET
ajbmeb-30	242	30	breach	breach	NOUN
ajbmeb-30	242	31	of	of	ADP
ajbmeb-30	242	32	contract	contract	NOUN
ajbmeb-30	242	33	may	may	AUX
ajbmeb-30	242	34	be	be	AUX
ajbmeb-30	242	35	actionable	actionable	ADJ
ajbmeb-30	242	36	under	under	ADP
ajbmeb-30	242	37	the	the	DET
ajbmeb-30	242	38	following	following	ADJ
ajbmeb-30	242	39	grounds	ground	NOUN
ajbmeb-30	242	40	:	:	PUNCT
ajbmeb-30	242	41	action	action	NOUN
ajbmeb-30	242	42	for	for	ADP
ajbmeb-30	242	43	the	the	DET
ajbmeb-30	242	44	breach	breach	NOUN
ajbmeb-30	242	45	of	of	ADP
ajbmeb-30	242	46	an	an	DET
ajbmeb-30	242	47	implied	imply	VERB
ajbmeb-30	242	48	term	term	NOUN
ajbmeb-30	242	49	of	of	ADP
ajbmeb-30	242	50	the	the	DET
ajbmeb-30	242	51	contract	contract	NOUN
ajbmeb-30	242	52	;	;	PUNCT
ajbmeb-30	242	53	action	action	NOUN
ajbmeb-30	242	54	linked	link	VERB
ajbmeb-30	242	55	to	to	ADP
ajbmeb-30	242	56	the	the	DET
ajbmeb-30	242	57	means	mean	NOUN
ajbmeb-30	242	58	of	of	ADP
ajbmeb-30	242	59	payment	payment	NOUN
ajbmeb-30	242	60	;	;	PUNCT
ajbmeb-30	242	61	actions	action	NOUN
ajbmeb-30	242	62	in	in	ADP
ajbmeb-30	242	63	cases	case	NOUN
ajbmeb-30	242	64	of	of	ADP
ajbmeb-30	242	65	irregularities	irregularity	NOUN
ajbmeb-30	242	66	in	in	ADP
ajbmeb-30	242	67	management	management	NOUN
ajbmeb-30	242	68	of	of	ADP
ajbmeb-30	242	69	accounts	account	NOUN
ajbmeb-30	242	70	.	.	PUNCT
ajbmeb-30	243	1	an	an	DET
ajbmeb-30	243	2	epitome	epitome	NOUN
ajbmeb-30	243	3	of	of	ADP
ajbmeb-30	243	4	an	an	DET
ajbmeb-30	243	5	action	action	NOUN
ajbmeb-30	243	6	of	of	ADP
ajbmeb-30	243	7	breach	breach	NOUN
ajbmeb-30	243	8	of	of	ADP
ajbmeb-30	243	9	contract	contract	NOUN
ajbmeb-30	243	10	could	could	AUX
ajbmeb-30	243	11	be	be	AUX
ajbmeb-30	243	12	seen	see	VERB
ajbmeb-30	243	13	where	where	SCONJ
ajbmeb-30	243	14	the	the	DET
ajbmeb-30	243	15	bank	bank	NOUN
ajbmeb-30	243	16	wrongfully	wrongfully	ADV
ajbmeb-30	243	17	dishonours	dishonour	VERB
ajbmeb-30	243	18	the	the	DET
ajbmeb-30	243	19	customer	customer	NOUN
ajbmeb-30	243	20	cheque	cheque	NOUN
ajbmeb-30	243	21	,	,	PUNCT
ajbmeb-30	243	22	the	the	DET
ajbmeb-30	243	23	customer	customer	NOUN
ajbmeb-30	243	24	may	may	AUX
ajbmeb-30	243	25	claim	claim	VERB
ajbmeb-30	243	26	damages	damage	NOUN
ajbmeb-30	243	27	for	for	ADP
ajbmeb-30	243	28	breach	breach	NOUN
ajbmeb-30	243	29	of	of	ADP
ajbmeb-30	243	30	contract	contract	NOUN
ajbmeb-30	243	31	.	.	PUNCT
ajbmeb-30	244	1	a	a	DET
ajbmeb-30	244	2	judicial	judicial	ADJ
ajbmeb-30	244	3	recognition	recognition	NOUN
ajbmeb-30	244	4	of	of	ADP
ajbmeb-30	244	5	this	this	DET
ajbmeb-30	244	6	view	view	NOUN
ajbmeb-30	244	7	in	in	ADP
ajbmeb-30	244	8	former	former	ADJ
ajbmeb-30	244	9	west	west	PROPN
ajbmeb-30	244	10	cameroon	cameroon	PROPN
ajbmeb-30	244	11	is	be	AUX
ajbmeb-30	244	12	afforded	afford	VERB
ajbmeb-30	244	13	by	by	ADP
ajbmeb-30	244	14	the	the	DET
ajbmeb-30	244	15	case	case	NOUN
ajbmeb-30	244	16	of	of	ADP
ajbmeb-30	244	17	azia	azia	PROPN
ajbmeb-30	244	18	anthony	anthony	PROPN
ajbmeb-30	244	19	v	v	PROPN
ajbmeb-30	244	20	société	société	PROPN
ajbmeb-30	244	21	générale	générale	PROPN
ajbmeb-30	244	22	de	de	X
ajbmeb-30	244	23	banque	banque	PROPN
ajbmeb-30	244	24	du	du	PROPN
ajbmeb-30	244	25	cameroun	cameroun	PROPN
ajbmeb-30	244	26	(	(	PUNCT
ajbmeb-30	244	27	sgbc)49	sgbc)49	PROPN
ajbmeb-30	244	28	.	.	PUNCT
ajbmeb-30	245	1	in	in	ADP
ajbmeb-30	245	2	that	that	DET
ajbmeb-30	245	3	case	case	NOUN
ajbmeb-30	245	4	,	,	PUNCT
ajbmeb-30	245	5	the	the	DET
ajbmeb-30	245	6	plaintiff	plaintiff	NOUN
ajbmeb-30	245	7	who	who	PRON
ajbmeb-30	245	8	had	have	VERB
ajbmeb-30	245	9	an	an	DET
ajbmeb-30	245	10	account	account	NOUN
ajbmeb-30	245	11	with	with	ADP
ajbmeb-30	245	12	the	the	DET
ajbmeb-30	245	13	defendant	defendant	NOUN
ajbmeb-30	245	14	bank	bank	PROPN
ajbmeb-30	245	15	drew	draw	VERB
ajbmeb-30	245	16	a	a	DET
ajbmeb-30	245	17	cheque	cheque	NOUN
ajbmeb-30	245	18	of	of	ADP
ajbmeb-30	245	19	500.000	500.000	NUM
ajbmeb-30	245	20	cfa	cfa	PROPN
ajbmeb-30	245	21	frs	frs	PROPN
ajbmeb-30	245	22	.	.	PUNCT
ajbmeb-30	246	1	in	in	ADP
ajbmeb-30	246	2	favour	favour	NOUN
ajbmeb-30	246	3	of	of	ADP
ajbmeb-30	246	4	one	one	NUM
ajbmeb-30	246	5	fon	fon	PROPN
ajbmeb-30	246	6	mathew	mathew	PROPN
ajbmeb-30	246	7	n.	n.	PROPN
ajbmeb-30	246	8	the	the	DET
ajbmeb-30	246	9	cheque	cheque	NOUN
ajbmeb-30	246	10	was	be	AUX
ajbmeb-30	246	11	returned	return	VERB
ajbmeb-30	246	12	unpaid	unpaid	ADJ
ajbmeb-30	246	13	although	although	SCONJ
ajbmeb-30	246	14	at	at	ADP
ajbmeb-30	246	15	the	the	DET
ajbmeb-30	246	16	time	time	NOUN
ajbmeb-30	246	17	,	,	PUNCT
ajbmeb-30	246	18	he	he	PRON
ajbmeb-30	246	19	was	be	AUX
ajbmeb-30	246	20	supposed	suppose	VERB
ajbmeb-30	246	21	to	to	PART
ajbmeb-30	246	22	have	have	VERB
ajbmeb-30	246	23	adequate	adequate	ADJ
ajbmeb-30	246	24	cover	cover	NOUN
ajbmeb-30	246	25	in	in	ADP
ajbmeb-30	246	26	his	his	PRON
ajbmeb-30	246	27	account	account	NOUN
ajbmeb-30	246	28	.	.	PUNCT
ajbmeb-30	247	1	he	he	PRON
ajbmeb-30	247	2	therefore	therefore	ADV
ajbmeb-30	247	3	brought	bring	VERB
ajbmeb-30	247	4	an	an	DET
ajbmeb-30	247	5	action	action	NOUN
ajbmeb-30	247	6	against	against	ADP
ajbmeb-30	247	7	the	the	DET
ajbmeb-30	247	8	bank	bank	NOUN
ajbmeb-30	247	9	for	for	ADP
ajbmeb-30	247	10	breach	breach	NOUN
ajbmeb-30	247	11	of	of	ADP
ajbmeb-30	247	12	contract	contract	NOUN
ajbmeb-30	247	13	and	and	CCONJ
ajbmeb-30	247	14	negligence	negligence	NOUN
ajbmeb-30	247	15	.	.	PUNCT
ajbmeb-30	248	1	it	it	PRON
ajbmeb-30	248	2	was	be	AUX
ajbmeb-30	248	3	held	hold	VERB
ajbmeb-30	248	4	that	that	SCONJ
ajbmeb-30	248	5	since	since	SCONJ
ajbmeb-30	248	6	at	at	ADP
ajbmeb-30	248	7	the	the	DET
ajbmeb-30	248	8	time	time	NOUN
ajbmeb-30	248	9	the	the	DET
ajbmeb-30	248	10	plaintiff	plaintiff	NOUN
ajbmeb-30	248	11	issued	issue	VERB
ajbmeb-30	248	12	the	the	DET
ajbmeb-30	248	13	cheque	cheque	NOUN
ajbmeb-30	248	14	of	of	ADP
ajbmeb-30	248	15	500,000	500,000	NUM
ajbmeb-30	248	16	cfa	cfa	PROPN
ajbmeb-30	248	17	frs	frs	PROPN
ajbmeb-30	248	18	.	.	PUNCT
ajbmeb-30	249	1	his	his	PRON
ajbmeb-30	249	2	account	account	NOUN
ajbmeb-30	249	3	was	be	AUX
ajbmeb-30	249	4	in	in	ADP
ajbmeb-30	249	5	credit	credit	NOUN
ajbmeb-30	249	6	in	in	ADP
ajbmeb-30	249	7	the	the	DET
ajbmeb-30	249	8	sum	sum	NOUN
ajbmeb-30	249	9	of	of	ADP
ajbmeb-30	249	10	812.760frs	812.760frs	PROPN
ajbmeb-30	249	11	cfa	cfa	PROPN
ajbmeb-30	249	12	,	,	PUNCT
ajbmeb-30	249	13	the	the	DET
ajbmeb-30	249	14	bank	bank	NOUN
ajbmeb-30	249	15	was	be	AUX
ajbmeb-30	249	16	in	in	ADP
ajbmeb-30	249	17	breach	breach	NOUN
ajbmeb-30	249	18	of	of	ADP
ajbmeb-30	249	19	contract	contract	NOUN
ajbmeb-30	249	20	by	by	ADP
ajbmeb-30	249	21	returning	return	VERB
ajbmeb-30	249	22	the	the	DET
ajbmeb-30	249	23	cheque	cheque	NOUN
ajbmeb-30	249	24	unpaid	unpaid	NOUN
ajbmeb-30	249	25	.	.	PUNCT
ajbmeb-30	250	1	when	when	SCONJ
ajbmeb-30	250	2	the	the	DET
ajbmeb-30	250	3	bank	bank	NOUN
ajbmeb-30	250	4	affects	affect	VERB
ajbmeb-30	250	5	an	an	DET
ajbmeb-30	250	6	unauthorised	unauthorised	ADJ
ajbmeb-30	250	7	payment	payment	NOUN
ajbmeb-30	250	8	of	of	ADP
ajbmeb-30	250	9	the	the	DET
ajbmeb-30	250	10	customer	customer	NOUN
ajbmeb-30	250	11	’s	’s	PART
ajbmeb-30	250	12	cheque	cheque	NOUN
ajbmeb-30	250	13	,	,	PUNCT
ajbmeb-30	250	14	the	the	DET
ajbmeb-30	250	15	bank	bank	NOUN
ajbmeb-30	250	16	is	be	AUX
ajbmeb-30	250	17	not	not	PART
ajbmeb-30	250	18	entitled	entitle	VERB
ajbmeb-30	250	19	to	to	PART
ajbmeb-30	250	20	debit	debit	VERB
ajbmeb-30	250	21	its	its	PRON
ajbmeb-30	250	22	customer	customer	NOUN
ajbmeb-30	250	23	’s	’s	PART
ajbmeb-30	250	24	account	account	NOUN
ajbmeb-30	250	25	with	with	ADP
ajbmeb-30	250	26	the	the	DET
ajbmeb-30	250	27	amount	amount	NOUN
ajbmeb-30	250	28	involved	involve	VERB
ajbmeb-30	250	29	unless	unless	SCONJ
ajbmeb-30	250	30	it	it	PRON
ajbmeb-30	250	31	can	can	AUX
ajbmeb-30	250	32	plead	plead	VERB
ajbmeb-30	250	33	one	one	NUM
ajbmeb-30	250	34	of	of	ADP
ajbmeb-30	250	35	the	the	DET
ajbmeb-30	250	36	acceptable	acceptable	ADJ
ajbmeb-30	250	37	defences	defence	NOUN
ajbmeb-30	250	38	.	.	PUNCT
ajbmeb-30	251	1	if	if	SCONJ
ajbmeb-30	251	2	it	it	PRON
ajbmeb-30	251	3	debits	debit	VERB
ajbmeb-30	251	4	the	the	DET
ajbmeb-30	251	5	customer	customer	NOUN
ajbmeb-30	251	6	’s	’s	PART
ajbmeb-30	251	7	account	account	NOUN
ajbmeb-30	251	8	,	,	PUNCT
ajbmeb-30	251	9	an	an	DET
ajbmeb-30	251	10	action	action	NOUN
ajbmeb-30	251	11	can	can	AUX
ajbmeb-30	251	12	be	be	AUX
ajbmeb-30	251	13	brought	bring	VERB
ajbmeb-30	251	14	by	by	ADP
ajbmeb-30	251	15	the	the	DET
ajbmeb-30	251	16	customer	customer	NOUN
ajbmeb-30	251	17	against	against	ADP
ajbmeb-30	251	18	the	the	DET
ajbmeb-30	251	19	bank	bank	NOUN
ajbmeb-30	251	20	for	for	ADP
ajbmeb-30	251	21	breach	breach	NOUN
ajbmeb-30	251	22	of	of	ADP
ajbmeb-30	251	23	mandate	mandate	NOUN
ajbmeb-30	251	24	.	.	PUNCT
ajbmeb-30	252	1	an	an	DET
ajbmeb-30	252	2	action	action	NOUN
ajbmeb-30	252	3	for	for	ADP
ajbmeb-30	252	4	wrongful	wrongful	ADJ
ajbmeb-30	252	5	payment	payment	NOUN
ajbmeb-30	252	6	of	of	ADP
ajbmeb-30	252	7	cheque	cheque	NOUN
ajbmeb-30	252	8	based	base	VERB
ajbmeb-30	252	9	on	on	ADP
ajbmeb-30	252	10	the	the	DET
ajbmeb-30	252	11	bank	bank	NOUN
ajbmeb-30	252	12	’s	’s	PART
ajbmeb-30	252	13	breach	breach	NOUN
ajbmeb-30	252	14	of	of	ADP
ajbmeb-30	252	15	mandate	mandate	NOUN
ajbmeb-30	252	16	was	be	AUX
ajbmeb-30	252	17	successfully	successfully	ADV
ajbmeb-30	252	18	brought	bring	VERB
ajbmeb-30	252	19	in	in	ADP
ajbmeb-30	252	20	the	the	DET
ajbmeb-30	252	21	cameroonian	cameroonian	ADJ
ajbmeb-30	252	22	case	case	NOUN
ajbmeb-30	252	23	of	of	ADP
ajbmeb-30	252	24	ngapou	ngapou	PROPN
ajbmeb-30	252	25	alphonse	alphonse	PROPN
ajbmeb-30	252	26	samuel	samuel	PROPN
ajbmeb-30	252	27	v.	v.	PROPN
ajbmeb-30	252	28	biao	biao	PROPN
ajbmeb-30	252	29	(	(	PUNCT
ajbmeb-30	252	30	cameroon)50	cameroon)50	PROPN
ajbmeb-30	252	31	.	.	PUNCT
ajbmeb-30	253	1	the	the	DET
ajbmeb-30	253	2	plaintiff	plaintiff	NOUN
ajbmeb-30	253	3	in	in	ADP
ajbmeb-30	253	4	this	this	DET
ajbmeb-30	253	5	case	case	NOUN
ajbmeb-30	253	6	was	be	AUX
ajbmeb-30	253	7	operating	operate	VERB
ajbmeb-30	253	8	an	an	DET
ajbmeb-30	253	9	account	account	NOUN
ajbmeb-30	253	10	with	with	ADP
ajbmeb-30	253	11	the	the	DET
ajbmeb-30	253	12	bamenda	bamenda	NOUN
ajbmeb-30	253	13	branch	branch	NOUN
ajbmeb-30	253	14	of	of	ADP
ajbmeb-30	253	15	the	the	DET
ajbmeb-30	253	16	defendant	defendant	PROPN
ajbmeb-30	253	17	bank	bank	PROPN
ajbmeb-30	253	18	.	.	PUNCT
ajbmeb-30	254	1	since	since	SCONJ
ajbmeb-30	254	2	he	he	PRON
ajbmeb-30	254	3	was	be	AUX
ajbmeb-30	254	4	an	an	DET
ajbmeb-30	254	5	illiterate	illiterate	ADJ
ajbmeb-30	254	6	,	,	PUNCT
ajbmeb-30	254	7	he	he	PRON
ajbmeb-30	254	8	engaged	engage	VERB
ajbmeb-30	254	9	his	his	PRON
ajbmeb-30	254	10	brother	brother	NOUN
ajbmeb-30	254	11	-	-	PUNCT
ajbmeb-30	254	12	in	in	ADP
ajbmeb-30	254	13	-	-	PUNCT
ajbmeb-30	254	14	law	law	NOUN
ajbmeb-30	254	15	named	name	VERB
ajbmeb-30	254	16	payanda	payanda	PROPN
ajbmeb-30	254	17	maurice	maurice	PROPN
ajbmeb-30	254	18	who	who	PRON
ajbmeb-30	254	19	helped	help	VERB
ajbmeb-30	254	20	him	he	PRON
ajbmeb-30	254	21	in	in	ADP
ajbmeb-30	254	22	running	run	VERB
ajbmeb-30	254	23	the	the	DET
ajbmeb-30	254	24	account	account	NOUN
ajbmeb-30	254	25	.	.	PUNCT
ajbmeb-30	255	1	but	but	CCONJ
ajbmeb-30	255	2	before	before	SCONJ
ajbmeb-30	255	3	any	any	DET
ajbmeb-30	255	4	money	money	NOUN
ajbmeb-30	255	5	could	could	AUX
ajbmeb-30	255	6	be	be	AUX
ajbmeb-30	255	7	withdrawn	withdraw	VERB
ajbmeb-30	255	8	,	,	PUNCT
ajbmeb-30	255	9	from	from	ADP
ajbmeb-30	255	10	his	his	PRON
ajbmeb-30	255	11	account	account	NOUN
ajbmeb-30	255	12	,	,	PUNCT
ajbmeb-30	255	13	he	he	PRON
ajbmeb-30	255	14	had	have	VERB
ajbmeb-30	255	15	to	to	PART
ajbmeb-30	255	16	sign	sign	VERB
ajbmeb-30	255	17	a	a	DET
ajbmeb-30	255	18	cheque	cheque	NOUN
ajbmeb-30	255	19	personally	personally	ADV
ajbmeb-30	255	20	for	for	ADP
ajbmeb-30	255	21	that	that	DET
ajbmeb-30	255	22	purpose	purpose	NOUN
ajbmeb-30	255	23	as	as	SCONJ
ajbmeb-30	255	24	no	no	DET
ajbmeb-30	255	25	other	other	ADJ
ajbmeb-30	255	26	person	person	NOUN
ajbmeb-30	255	27	was	be	AUX
ajbmeb-30	255	28	authorised	authorise	VERB
ajbmeb-30	255	29	to	to	PART
ajbmeb-30	255	30	do	do	VERB
ajbmeb-30	255	31	.	.	PUNCT
ajbmeb-30	256	1	in	in	ADP
ajbmeb-30	256	2	due	due	ADJ
ajbmeb-30	256	3	course	course	NOUN
ajbmeb-30	256	4	,	,	PUNCT
ajbmeb-30	256	5	a	a	DET
ajbmeb-30	256	6	letter	letter	NOUN
ajbmeb-30	256	7	purported	purport	VERB
ajbmeb-30	256	8	to	to	PART
ajbmeb-30	256	9	have	have	AUX
ajbmeb-30	256	10	been	be	AUX
ajbmeb-30	256	11	written	write	VERB
ajbmeb-30	256	12	by	by	ADP
ajbmeb-30	256	13	the	the	DET
ajbmeb-30	256	14	plaintiff	plaintiff	NOUN
ajbmeb-30	256	15	,	,	PUNCT
ajbmeb-30	256	16	instructed	instruct	VERB
ajbmeb-30	256	17	the	the	DET
ajbmeb-30	256	18	bank	bank	NOUN
ajbmeb-30	256	19	to	to	PART
ajbmeb-30	256	20	transfer	transfer	VERB
ajbmeb-30	256	21	money	money	NOUN
ajbmeb-30	256	22	from	from	ADP
ajbmeb-30	256	23	his	his	PRON
ajbmeb-30	256	24	account	account	NOUN
ajbmeb-30	256	25	to	to	ADP
ajbmeb-30	256	26	the	the	DET
ajbmeb-30	256	27	account	account	NOUN
ajbmeb-30	256	28	of	of	ADP
ajbmeb-30	256	29	getral	getral	NOUN
ajbmeb-30	256	30	.	.	PUNCT
ajbmeb-30	257	1	this	this	DET
ajbmeb-30	257	2	letter	letter	NOUN
ajbmeb-30	257	3	was	be	AUX
ajbmeb-30	257	4	not	not	PART
ajbmeb-30	257	5	written	write	VERB
ajbmeb-30	257	6	by	by	ADP
ajbmeb-30	257	7	the	the	DET
ajbmeb-30	257	8	plaintiff	plaintiff	NOUN
ajbmeb-30	257	9	but	but	CCONJ
ajbmeb-30	257	10	rather	rather	ADV
ajbmeb-30	257	11	by	by	ADP
ajbmeb-30	257	12	someone	someone	PRON
ajbmeb-30	257	13	else	else	ADV
ajbmeb-30	257	14	and	and	CCONJ
ajbmeb-30	257	15	endorsed	endorse	VERB
ajbmeb-30	257	16	by	by	ADP
ajbmeb-30	257	17	the	the	DET
ajbmeb-30	257	18	clerk	clerk	NOUN
ajbmeb-30	257	19	of	of	ADP
ajbmeb-30	257	20	the	the	DET
ajbmeb-30	257	21	bank	bank	NOUN
ajbmeb-30	257	22	.	.	PUNCT
ajbmeb-30	258	1	the	the	DET
ajbmeb-30	258	2	defendant	defendant	NOUN
ajbmeb-30	258	3	then	then	ADV
ajbmeb-30	258	4	debited	debit	VERB
ajbmeb-30	258	5	his	his	PRON
ajbmeb-30	258	6	account	account	NOUN
ajbmeb-30	258	7	with	with	ADP
ajbmeb-30	258	8	41.405.104frs	41.405.104frs	NUM
ajbmeb-30	258	9	cfa	cfa	NOUN
ajbmeb-30	258	10	.	.	PUNCT
ajbmeb-30	259	1	the	the	DET
ajbmeb-30	259	2	plaintiff	plaintiff	NOUN
ajbmeb-30	259	3	succeeded	succeed	VERB
ajbmeb-30	259	4	in	in	ADP
ajbmeb-30	259	5	retrieving	retrieve	VERB
ajbmeb-30	259	6	this	this	DET
ajbmeb-30	259	7	sum	sum	NOUN
ajbmeb-30	259	8	in	in	ADP
ajbmeb-30	259	9	an	an	DET
ajbmeb-30	259	10	action	action	NOUN
ajbmeb-30	259	11	brought	bring	VERB
ajbmeb-30	259	12	against	against	ADP
ajbmeb-30	259	13	the	the	DET
ajbmeb-30	259	14	bank	bank	NOUN
ajbmeb-30	259	15	in	in	ADP
ajbmeb-30	259	16	the	the	DET
ajbmeb-30	259	17	48	48	NUM
ajbmeb-30	259	18	ewan	ewan	PROPN
ajbmeb-30	259	19	m	m	PROPN
ajbmeb-30	259	20	,	,	PUNCT
ajbmeb-30	259	21	(	(	PUNCT
ajbmeb-30	259	22	2005	2005	NUM
ajbmeb-30	259	23	)	)	PUNCT
ajbmeb-30	259	24	,	,	PUNCT
ajbmeb-30	259	25	contract	contract	NOUN
ajbmeb-30	259	26	law	law	NOUN
ajbmeb-30	259	27	,	,	PUNCT
ajbmeb-30	259	28	palgrave	palgrave	PROPN
ajbmeb-30	259	29	macmillan	macmillan	PROPN
ajbmeb-30	259	30	law	law	PROPN
ajbmeb-30	259	31	,	,	PUNCT
ajbmeb-30	259	32	6th	6th	ADJ
ajbmeb-30	259	33	edition	edition	NOUN
ajbmeb-30	259	34	,	,	PUNCT
ajbmeb-30	259	35	new	new	PROPN
ajbmeb-30	259	36	york	york	PROPN
ajbmeb-30	259	37	,	,	PUNCT
ajbmeb-30	259	38	npn	npn	PROPN
ajbmeb-30	259	39	.	.	PROPN
ajbmeb-30	259	40	49the	49the	PROPN
ajbmeb-30	259	41	unreported	unreported	ADJ
ajbmeb-30	259	42	judgement	judgement	NOUN
ajbmeb-30	259	43	of	of	ADP
ajbmeb-30	259	44	suit	suit	NOUN
ajbmeb-30	259	45	n	n	CCONJ
ajbmeb-30	259	46	°	°	NUM
ajbmeb-30	259	47	b	b	NOUN
ajbmeb-30	259	48	/	/	SYM
ajbmeb-30	259	49	c/	c/	NOUN
ajbmeb-30	259	50	a/47/881	a/47/881	NOUN
ajbmeb-30	259	51	.	.	PUNCT
ajbmeb-30	260	1	50	50	NUM
ajbmeb-30	260	2	suit	suit	NOUN
ajbmeb-30	260	3	n	n	CCONJ
ajbmeb-30	260	4	°	°	PUNCT
ajbmeb-30	260	5	hcb/65/1988	hcb/65/1988	PROPN
ajbmeb-30	260	6	(	(	PUNCT
ajbmeb-30	260	7	unreported	unreported	ADJ
ajbmeb-30	260	8	)	)	PUNCT
ajbmeb-30	260	9	.	.	PUNCT
ajbmeb-30	261	1	american	american	PROPN
ajbmeb-30	261	2	journal	journal	PROPN
ajbmeb-30	261	3	of	of	ADP
ajbmeb-30	261	4	business	business	NOUN
ajbmeb-30	261	5	management	management	NOUN
ajbmeb-30	261	6	,	,	PUNCT
ajbmeb-30	261	7	economics	economic	NOUN
ajbmeb-30	261	8	and	and	CCONJ
ajbmeb-30	261	9	banking	banking	NOUN
ajbmeb-30	261	10	volume	volume	NOUN
ajbmeb-30	261	11	1	1	NUM
ajbmeb-30	261	12	,	,	PUNCT
ajbmeb-30	261	13	june	june	PROPN
ajbmeb-30	261	14	,	,	PUNCT
ajbmeb-30	261	15	2022	2022	NUM
ajbmeb-30	261	16	p	p	NOUN
ajbmeb-30	261	17	a	a	PRON
ajbmeb-30	261	18	g	g	NOUN
ajbmeb-30	261	19	e	e	NOUN
ajbmeb-30	261	20	|	|	ADV
ajbmeb-30	261	21	48	48	NUM
ajbmeb-30	261	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	261	23	bamenda	bamenda	NOUN
ajbmeb-30	261	24	high	high	ADJ
ajbmeb-30	261	25	court	court	NOUN
ajbmeb-30	261	26	.	.	PUNCT
ajbmeb-30	262	1	it	it	PRON
ajbmeb-30	262	2	was	be	AUX
ajbmeb-30	262	3	held	hold	VERB
ajbmeb-30	262	4	in	in	ADP
ajbmeb-30	262	5	this	this	DET
ajbmeb-30	262	6	case	case	NOUN
ajbmeb-30	262	7	that	that	SCONJ
ajbmeb-30	262	8	a	a	DET
ajbmeb-30	262	9	bank	bank	NOUN
ajbmeb-30	262	10	had	have	VERB
ajbmeb-30	262	11	no	no	DET
ajbmeb-30	262	12	right	right	NOUN
ajbmeb-30	262	13	to	to	PART
ajbmeb-30	262	14	debit	debit	VERB
ajbmeb-30	262	15	the	the	DET
ajbmeb-30	262	16	account	account	NOUN
ajbmeb-30	262	17	of	of	ADP
ajbmeb-30	262	18	a	a	DET
ajbmeb-30	262	19	customer	customer	NOUN
ajbmeb-30	262	20	and	and	CCONJ
ajbmeb-30	262	21	thereby	thereby	ADV
ajbmeb-30	262	22	allow	allow	VERB
ajbmeb-30	262	23	moneys	money	NOUN
ajbmeb-30	262	24	’	'	PUNCT
ajbmeb-30	262	25	to	to	PART
ajbmeb-30	262	26	be	be	AUX
ajbmeb-30	262	27	withdrawn	withdraw	VERB
ajbmeb-30	262	28	from	from	ADP
ajbmeb-30	262	29	the	the	DET
ajbmeb-30	262	30	customer	customer	NOUN
ajbmeb-30	262	31	’s	’s	PART
ajbmeb-30	262	32	account	account	NOUN
ajbmeb-30	262	33	without	without	ADP
ajbmeb-30	262	34	the	the	DET
ajbmeb-30	262	35	customer	customer	NOUN
ajbmeb-30	262	36	’s	’s	PART
ajbmeb-30	262	37	prior	prior	ADJ
ajbmeb-30	262	38	voluntary	voluntary	ADJ
ajbmeb-30	262	39	authorisation	authorisation	NOUN
ajbmeb-30	262	40	in	in	ADP
ajbmeb-30	262	41	writing	writing	NOUN
ajbmeb-30	262	42	and	and	CCONJ
ajbmeb-30	262	43	personally	personally	ADV
ajbmeb-30	262	44	signed	sign	VERB
ajbmeb-30	262	45	by	by	ADP
ajbmeb-30	262	46	him	he	PRON
ajbmeb-30	262	47	.	.	PUNCT
ajbmeb-30	263	1	the	the	DET
ajbmeb-30	263	2	prior	prior	ADJ
ajbmeb-30	263	3	voluntary	voluntary	ADJ
ajbmeb-30	263	4	authorisation	authorisation	NOUN
ajbmeb-30	263	5	in	in	ADP
ajbmeb-30	263	6	writing	writing	NOUN
ajbmeb-30	263	7	could	could	AUX
ajbmeb-30	263	8	be	be	AUX
ajbmeb-30	263	9	by	by	ADP
ajbmeb-30	263	10	way	way	NOUN
ajbmeb-30	263	11	of	of	ADP
ajbmeb-30	263	12	cheque	cheque	NOUN
ajbmeb-30	263	13	,	,	PUNCT
ajbmeb-30	263	14	standing	stand	VERB
ajbmeb-30	263	15	order	order	NOUN
ajbmeb-30	263	16	,	,	PUNCT
ajbmeb-30	263	17	mandate	mandate	NOUN
ajbmeb-30	263	18	or	or	CCONJ
ajbmeb-30	263	19	any	any	DET
ajbmeb-30	263	20	other	other	ADJ
ajbmeb-30	263	21	recognised	recognise	VERB
ajbmeb-30	263	22	mode	mode	NOUN
ajbmeb-30	263	23	of	of	ADP
ajbmeb-30	263	24	carrying	carry	VERB
ajbmeb-30	263	25	out	out	ADP
ajbmeb-30	263	26	the	the	DET
ajbmeb-30	263	27	customer	customer	NOUN
ajbmeb-30	263	28	’s	’s	PART
ajbmeb-30	263	29	instructions	instruction	NOUN
ajbmeb-30	263	30	.	.	PUNCT
ajbmeb-30	264	1	another	another	DET
ajbmeb-30	264	2	ground	ground	NOUN
ajbmeb-30	264	3	of	of	ADP
ajbmeb-30	264	4	action	action	NOUN
ajbmeb-30	264	5	under	under	ADP
ajbmeb-30	264	6	contract	contract	NOUN
ajbmeb-30	264	7	could	could	AUX
ajbmeb-30	264	8	be	be	AUX
ajbmeb-30	264	9	linked	link	VERB
ajbmeb-30	264	10	to	to	ADP
ajbmeb-30	264	11	the	the	DET
ajbmeb-30	264	12	irregularities	irregularity	NOUN
ajbmeb-30	264	13	in	in	ADP
ajbmeb-30	264	14	the	the	DET
ajbmeb-30	264	15	means	mean	NOUN
ajbmeb-30	264	16	of	of	ADP
ajbmeb-30	264	17	payment	payment	NOUN
ajbmeb-30	264	18	.	.	PUNCT
ajbmeb-30	265	1	here	here	ADV
ajbmeb-30	265	2	,	,	PUNCT
ajbmeb-30	265	3	the	the	DET
ajbmeb-30	265	4	depositors	depositor	NOUN
ajbmeb-30	265	5	action	action	NOUN
ajbmeb-30	265	6	in	in	ADP
ajbmeb-30	265	7	case	case	NOUN
ajbmeb-30	265	8	of	of	ADP
ajbmeb-30	265	9	irregularities	irregularity	NOUN
ajbmeb-30	265	10	in	in	ADP
ajbmeb-30	265	11	means	mean	NOUN
ajbmeb-30	265	12	of	of	ADP
ajbmeb-30	265	13	payments	payment	NOUN
ajbmeb-30	265	14	are	be	AUX
ajbmeb-30	265	15	aimed	aim	VERB
ajbmeb-30	265	16	at	at	ADP
ajbmeb-30	265	17	causing	cause	VERB
ajbmeb-30	265	18	the	the	DET
ajbmeb-30	265	19	bank	bank	NOUN
ajbmeb-30	265	20	to	to	PART
ajbmeb-30	265	21	account	account	VERB
ajbmeb-30	265	22	for	for	ADP
ajbmeb-30	265	23	any	any	DET
ajbmeb-30	265	24	prejudice	prejudice	NOUN
ajbmeb-30	265	25	suffered	suffer	VERB
ajbmeb-30	265	26	resulting	result	VERB
ajbmeb-30	265	27	from	from	ADP
ajbmeb-30	265	28	the	the	DET
ajbmeb-30	265	29	non	non	NOUN
ajbmeb-30	265	30	-	-	NOUN
ajbmeb-30	265	31	respect	respect	NOUN
ajbmeb-30	265	32	of	of	ADP
ajbmeb-30	265	33	conditions	condition	NOUN
ajbmeb-30	265	34	for	for	ADP
ajbmeb-30	265	35	the	the	DET
ajbmeb-30	265	36	issuing	issuing	NOUN
ajbmeb-30	265	37	of	of	ADP
ajbmeb-30	265	38	the	the	DET
ajbmeb-30	265	39	means	mean	NOUN
ajbmeb-30	265	40	of	of	ADP
ajbmeb-30	265	41	payment	payment	NOUN
ajbmeb-30	265	42	.	.	PUNCT
ajbmeb-30	266	1	the	the	DET
ajbmeb-30	266	2	cemac	cemac	NOUN
ajbmeb-30	266	3	legislator	legislator	NOUN
ajbmeb-30	266	4	has	have	AUX
ajbmeb-30	266	5	regulated	regulate	VERB
ajbmeb-30	266	6	the	the	DET
ajbmeb-30	266	7	conditions	condition	NOUN
ajbmeb-30	266	8	for	for	ADP
ajbmeb-30	266	9	the	the	DET
ajbmeb-30	266	10	creation	creation	NOUN
ajbmeb-30	266	11	of	of	ADP
ajbmeb-30	266	12	cheques	cheque	NOUN
ajbmeb-30	266	13	,	,	PUNCT
ajbmeb-30	266	14	and	and	CCONJ
ajbmeb-30	266	15	the	the	DET
ajbmeb-30	266	16	dispensation	dispensation	NOUN
ajbmeb-30	266	17	of	of	ADP
ajbmeb-30	266	18	electronic	electronic	ADJ
ajbmeb-30	266	19	money	money	NOUN
ajbmeb-30	266	20	establishment	establishment	NOUN
ajbmeb-30	266	21	(	(	PUNCT
ajbmeb-30	266	22	eme	eme	NOUN
ajbmeb-30	266	23	)	)	PUNCT
ajbmeb-30	266	24	as	as	ADP
ajbmeb-30	266	25	other	other	ADJ
ajbmeb-30	266	26	means	mean	NOUN
ajbmeb-30	266	27	of	of	ADP
ajbmeb-30	266	28	payment	payment	NOUN
ajbmeb-30	266	29	.	.	PUNCT
ajbmeb-30	267	1	by	by	ADP
ajbmeb-30	267	2	virtue	virtue	NOUN
ajbmeb-30	267	3	of	of	ADP
ajbmeb-30	267	4	article	article	NOUN
ajbmeb-30	267	5	14(1	14(1	NUM
ajbmeb-30	267	6	)	)	PUNCT
ajbmeb-30	267	7	of	of	ADP
ajbmeb-30	267	8	the	the	DET
ajbmeb-30	267	9	cemac	cemac	ADJ
ajbmeb-30	267	10	regulation	regulation	NOUN
ajbmeb-30	267	11	of	of	ADP
ajbmeb-30	267	12	04	04	NUM
ajbmeb-30	267	13	april	april	PROPN
ajbmeb-30	267	14	2003	2003	NUM
ajbmeb-30	267	15	,	,	PUNCT
ajbmeb-30	267	16	a	a	DET
ajbmeb-30	267	17	cheque	cheque	NOUN
ajbmeb-30	267	18	form	form	NOUN
ajbmeb-30	267	19	in	in	ADP
ajbmeb-30	267	20	which	which	PRON
ajbmeb-30	267	21	any	any	PRON
ajbmeb-30	267	22	of	of	ADP
ajbmeb-30	267	23	the	the	DET
ajbmeb-30	267	24	compulsory	compulsory	ADJ
ajbmeb-30	267	25	information	information	NOUN
ajbmeb-30	267	26	is	be	AUX
ajbmeb-30	267	27	lacking	lack	VERB
ajbmeb-30	267	28	is	be	AUX
ajbmeb-30	267	29	not	not	PART
ajbmeb-30	267	30	considered	consider	VERB
ajbmeb-30	267	31	as	as	ADP
ajbmeb-30	267	32	a	a	DET
ajbmeb-30	267	33	cheque	cheque	NOUN
ajbmeb-30	267	34	except	except	SCONJ
ajbmeb-30	267	35	in	in	ADP
ajbmeb-30	267	36	cases	case	NOUN
ajbmeb-30	267	37	lay	lie	VERB
ajbmeb-30	267	38	down	down	ADP
ajbmeb-30	267	39	by	by	ADP
ajbmeb-30	267	40	the	the	DET
ajbmeb-30	267	41	law.51	law.51	NOUN
ajbmeb-30	267	42	as	as	ADP
ajbmeb-30	267	43	to	to	ADP
ajbmeb-30	267	44	other	other	ADJ
ajbmeb-30	267	45	means	mean	NOUN
ajbmeb-30	267	46	of	of	ADP
ajbmeb-30	267	47	payment	payment	NOUN
ajbmeb-30	267	48	,	,	PUNCT
ajbmeb-30	267	49	they	they	PRON
ajbmeb-30	267	50	are	be	AUX
ajbmeb-30	267	51	created	create	VERB
ajbmeb-30	267	52	by	by	ADP
ajbmeb-30	267	53	contract	contract	NOUN
ajbmeb-30	267	54	between	between	ADP
ajbmeb-30	267	55	the	the	DET
ajbmeb-30	267	56	bank	bank	NOUN
ajbmeb-30	267	57	and	and	CCONJ
ajbmeb-30	267	58	the	the	DET
ajbmeb-30	267	59	depositor	depositor	NOUN
ajbmeb-30	267	60	or	or	CCONJ
ajbmeb-30	267	61	customer	customer	NOUN
ajbmeb-30	267	62	and	and	CCONJ
ajbmeb-30	267	63	the	the	DET
ajbmeb-30	267	64	non	non	NOUN
ajbmeb-30	267	65	-	-	NOUN
ajbmeb-30	267	66	respect	respect	NOUN
ajbmeb-30	267	67	of	of	ADP
ajbmeb-30	267	68	the	the	DET
ajbmeb-30	267	69	condition	condition	NOUN
ajbmeb-30	267	70	for	for	ADP
ajbmeb-30	267	71	the	the	DET
ajbmeb-30	267	72	conclusion	conclusion	NOUN
ajbmeb-30	267	73	of	of	ADP
ajbmeb-30	267	74	the	the	DET
ajbmeb-30	267	75	said	say	VERB
ajbmeb-30	267	76	contract	contract	NOUN
ajbmeb-30	267	77	is	be	AUX
ajbmeb-30	267	78	sanctioned	sanction	VERB
ajbmeb-30	267	79	by	by	ADP
ajbmeb-30	267	80	nullity	nullity	NOUN
ajbmeb-30	267	81	such	such	ADJ
ajbmeb-30	267	82	as	as	ADP
ajbmeb-30	267	83	with	with	ADP
ajbmeb-30	267	84	e	e	NOUN
ajbmeb-30	267	85	-	-	ADJ
ajbmeb-30	267	86	banking	banking	ADJ
ajbmeb-30	267	87	contracts52	contracts52	NOUN
ajbmeb-30	267	88	.	.	PUNCT
ajbmeb-30	268	1	this	this	PRON
ajbmeb-30	268	2	may	may	AUX
ajbmeb-30	268	3	be	be	AUX
ajbmeb-30	268	4	the	the	DET
ajbmeb-30	268	5	case	case	NOUN
ajbmeb-30	268	6	where	where	SCONJ
ajbmeb-30	268	7	the	the	DET
ajbmeb-30	268	8	consent	consent	NOUN
ajbmeb-30	268	9	of	of	ADP
ajbmeb-30	268	10	the	the	DET
ajbmeb-30	268	11	depositor	depositor	NOUN
ajbmeb-30	268	12	is	be	AUX
ajbmeb-30	268	13	procured	procure	VERB
ajbmeb-30	268	14	by	by	ADP
ajbmeb-30	268	15	duress	duress	NOUN
ajbmeb-30	268	16	,	,	PUNCT
ajbmeb-30	268	17	error	error	NOUN
ajbmeb-30	268	18	or	or	CCONJ
ajbmeb-30	268	19	fraud	fraud	NOUN
ajbmeb-30	268	20	.	.	PUNCT
ajbmeb-30	269	1	the	the	DET
ajbmeb-30	269	2	depositor	depositor	NOUN
ajbmeb-30	269	3	may	may	AUX
ajbmeb-30	269	4	take	take	VERB
ajbmeb-30	269	5	action	action	NOUN
ajbmeb-30	269	6	to	to	PART
ajbmeb-30	269	7	set	set	VERB
ajbmeb-30	269	8	aside	aside	ADP
ajbmeb-30	269	9	the	the	DET
ajbmeb-30	269	10	contract	contract	NOUN
ajbmeb-30	269	11	based	base	VERB
ajbmeb-30	269	12	on	on	ADP
ajbmeb-30	269	13	those	those	DET
ajbmeb-30	269	14	vices	vice	NOUN
ajbmeb-30	269	15	.	.	PUNCT
ajbmeb-30	270	1	however	however	ADV
ajbmeb-30	270	2	,	,	PUNCT
ajbmeb-30	270	3	where	where	SCONJ
ajbmeb-30	270	4	the	the	DET
ajbmeb-30	270	5	fault	fault	NOUN
ajbmeb-30	270	6	does	do	AUX
ajbmeb-30	270	7	not	not	PART
ajbmeb-30	270	8	emanate	emanate	VERB
ajbmeb-30	270	9	from	from	ADP
ajbmeb-30	270	10	the	the	DET
ajbmeb-30	270	11	duty	duty	NOUN
ajbmeb-30	270	12	imposed	impose	VERB
ajbmeb-30	270	13	by	by	ADP
ajbmeb-30	270	14	the	the	DET
ajbmeb-30	270	15	law	law	NOUN
ajbmeb-30	270	16	but	but	CCONJ
ajbmeb-30	270	17	by	by	ADP
ajbmeb-30	270	18	contract	contract	NOUN
ajbmeb-30	270	19	,	,	PUNCT
ajbmeb-30	270	20	the	the	DET
ajbmeb-30	270	21	banker	banker	NOUN
ajbmeb-30	270	22	may	may	AUX
ajbmeb-30	270	23	be	be	AUX
ajbmeb-30	270	24	civilly	civilly	ADV
ajbmeb-30	270	25	liable	liable	ADJ
ajbmeb-30	270	26	based	base	VERB
ajbmeb-30	270	27	on	on	ADP
ajbmeb-30	270	28	the	the	DET
ajbmeb-30	270	29	general	general	ADJ
ajbmeb-30	270	30	principles	principle	NOUN
ajbmeb-30	270	31	of	of	ADP
ajbmeb-30	270	32	the	the	DET
ajbmeb-30	270	33	law	law	NOUN
ajbmeb-30	270	34	of	of	ADP
ajbmeb-30	270	35	contract	contract	NOUN
ajbmeb-30	270	36	.	.	PUNCT
ajbmeb-30	271	1	in	in	ADP
ajbmeb-30	271	2	this	this	DET
ajbmeb-30	271	3	case	case	NOUN
ajbmeb-30	271	4	,	,	PUNCT
ajbmeb-30	271	5	the	the	DET
ajbmeb-30	271	6	condition	condition	NOUN
ajbmeb-30	271	7	for	for	ADP
ajbmeb-30	271	8	civil	civil	ADJ
ajbmeb-30	271	9	liability	liability	NOUN
ajbmeb-30	271	10	must	must	AUX
ajbmeb-30	271	11	be	be	AUX
ajbmeb-30	271	12	satisfied	satisfied	ADJ
ajbmeb-30	271	13	.	.	PUNCT
ajbmeb-30	272	1	these	these	PRON
ajbmeb-30	272	2	require	require	VERB
ajbmeb-30	272	3	that	that	SCONJ
ajbmeb-30	272	4	damages	damage	NOUN
ajbmeb-30	272	5	should	should	AUX
ajbmeb-30	272	6	be	be	AUX
ajbmeb-30	272	7	established	establish	VERB
ajbmeb-30	272	8	and	and	CCONJ
ajbmeb-30	272	9	that	that	SCONJ
ajbmeb-30	272	10	there	there	PRON
ajbmeb-30	272	11	must	must	AUX
ajbmeb-30	272	12	be	be	AUX
ajbmeb-30	272	13	a	a	DET
ajbmeb-30	272	14	causal	causal	ADJ
ajbmeb-30	272	15	link	link	NOUN
ajbmeb-30	272	16	between	between	ADP
ajbmeb-30	272	17	the	the	DET
ajbmeb-30	272	18	damage	damage	NOUN
ajbmeb-30	272	19	and	and	CCONJ
ajbmeb-30	272	20	the	the	DET
ajbmeb-30	272	21	conduct	conduct	NOUN
ajbmeb-30	272	22	of	of	ADP
ajbmeb-30	272	23	the	the	DET
ajbmeb-30	272	24	e	e	NOUN
ajbmeb-30	272	25	-	-	ADJ
ajbmeb-30	272	26	banking	banking	ADJ
ajbmeb-30	272	27	service	service	NOUN
ajbmeb-30	272	28	provider	provider	NOUN
ajbmeb-30	272	29	.	.	PUNCT
ajbmeb-30	273	1	in	in	ADP
ajbmeb-30	273	2	addition	addition	NOUN
ajbmeb-30	273	3	,	,	PUNCT
ajbmeb-30	273	4	the	the	DET
ajbmeb-30	273	5	bank	bank	NOUN
ajbmeb-30	273	6	should	should	AUX
ajbmeb-30	273	7	not	not	PART
ajbmeb-30	273	8	benefit	benefit	VERB
ajbmeb-30	273	9	from	from	ADP
ajbmeb-30	273	10	any	any	DET
ajbmeb-30	273	11	circumstances	circumstance	NOUN
ajbmeb-30	273	12	exonerating	exonerate	VERB
ajbmeb-30	273	13	it	it	PRON
ajbmeb-30	273	14	from	from	ADP
ajbmeb-30	273	15	liability	liability	NOUN
ajbmeb-30	273	16	.	.	PUNCT
ajbmeb-30	274	1	this	this	PRON
ajbmeb-30	274	2	generally	generally	ADV
ajbmeb-30	274	3	includes	include	VERB
ajbmeb-30	274	4	force	force	NOUN
ajbmeb-30	274	5	majeure	majeure	NOUN
ajbmeb-30	274	6	and	and	CCONJ
ajbmeb-30	274	7	fault	fault	NOUN
ajbmeb-30	274	8	on	on	ADP
ajbmeb-30	274	9	the	the	DET
ajbmeb-30	274	10	part	part	NOUN
ajbmeb-30	274	11	of	of	ADP
ajbmeb-30	274	12	the	the	DET
ajbmeb-30	274	13	depositor	depositor	NOUN
ajbmeb-30	274	14	.	.	PUNCT
ajbmeb-30	275	1	the	the	DET
ajbmeb-30	275	2	courts	court	NOUN
ajbmeb-30	275	3	of	of	ADP
ajbmeb-30	275	4	cameroon	cameroon	NOUN
ajbmeb-30	275	5	are	be	AUX
ajbmeb-30	275	6	however	however	ADV
ajbmeb-30	275	7	always	always	ADV
ajbmeb-30	275	8	ready	ready	ADJ
ajbmeb-30	275	9	to	to	PART
ajbmeb-30	275	10	come	come	VERB
ajbmeb-30	275	11	to	to	ADP
ajbmeb-30	275	12	the	the	DET
ajbmeb-30	275	13	assistance	assistance	NOUN
ajbmeb-30	275	14	of	of	ADP
ajbmeb-30	275	15	the	the	DET
ajbmeb-30	275	16	customer	customer	NOUN
ajbmeb-30	275	17	who	who	PRON
ajbmeb-30	275	18	discovers	discover	VERB
ajbmeb-30	275	19	an	an	DET
ajbmeb-30	275	20	error	error	NOUN
ajbmeb-30	275	21	in	in	ADP
ajbmeb-30	275	22	his	his	PRON
ajbmeb-30	275	23	statement	statement	NOUN
ajbmeb-30	275	24	of	of	ADP
ajbmeb-30	275	25	account	account	NOUN
ajbmeb-30	275	26	or	or	CCONJ
ajbmeb-30	275	27	passbook	passbook	NOUN
ajbmeb-30	275	28	.	.	PUNCT
ajbmeb-30	276	1	if	if	SCONJ
ajbmeb-30	276	2	the	the	DET
ajbmeb-30	276	3	bank	bank	NOUN
ajbmeb-30	276	4	hesitates	hesitate	VERB
ajbmeb-30	276	5	to	to	PART
ajbmeb-30	276	6	correct	correct	VERB
ajbmeb-30	276	7	the	the	DET
ajbmeb-30	276	8	error	error	NOUN
ajbmeb-30	276	9	,	,	PUNCT
ajbmeb-30	276	10	the	the	DET
ajbmeb-30	276	11	customer	customer	NOUN
ajbmeb-30	276	12	can	can	AUX
ajbmeb-30	276	13	institute	institute	VERB
ajbmeb-30	276	14	an	an	DET
ajbmeb-30	276	15	action	action	NOUN
ajbmeb-30	276	16	against	against	ADP
ajbmeb-30	276	17	the	the	DET
ajbmeb-30	276	18	bank	bank	NOUN
ajbmeb-30	276	19	.	.	PUNCT
ajbmeb-30	277	1	in	in	ADP
ajbmeb-30	277	2	vicent	vicent	PROPN
ajbmeb-30	277	3	dango	dango	PROPN
ajbmeb-30	277	4	tayong	tayong	PROPN
ajbmeb-30	277	5	v	v	ADP
ajbmeb-30	277	6	societe	societe	NOUN
ajbmeb-30	277	7	camerounaise	camerounaise	PROPN
ajbmeb-30	277	8	de	de	X
ajbmeb-30	277	9	banque	banque	X
ajbmeb-30	277	10	(	(	PUNCT
ajbmeb-30	277	11	sbc),53	sbc),53	PROPN
ajbmeb-30	277	12	the	the	DET
ajbmeb-30	277	13	appellant	appellant	PROPN
ajbmeb-30	277	14	vicent	vicent	PROPN
ajbmeb-30	277	15	dango	dango	PROPN
ajbmeb-30	277	16	was	be	AUX
ajbmeb-30	277	17	a	a	DET
ajbmeb-30	277	18	customer	customer	NOUN
ajbmeb-30	277	19	of	of	ADP
ajbmeb-30	277	20	the	the	DET
ajbmeb-30	277	21	respondent	respondent	NOUN
ajbmeb-30	277	22	bank	bank	NOUN
ajbmeb-30	277	23	.	.	PUNCT
ajbmeb-30	278	1	he	he	PRON
ajbmeb-30	278	2	had	have	VERB
ajbmeb-30	278	3	a	a	DET
ajbmeb-30	278	4	credit	credit	NOUN
ajbmeb-30	278	5	balance	balance	NOUN
ajbmeb-30	278	6	of	of	ADP
ajbmeb-30	278	7	2.124.849	2.124.849	NUM
ajbmeb-30	278	8	cfa	cfa	PROPN
ajbmeb-30	278	9	frs	frs	PROPN
ajbmeb-30	278	10	.	.	PUNCT
ajbmeb-30	279	1	in	in	ADP
ajbmeb-30	279	2	his	his	PRON
ajbmeb-30	279	3	account	account	NOUN
ajbmeb-30	279	4	on	on	ADP
ajbmeb-30	279	5	the	the	DET
ajbmeb-30	279	6	21st	21st	NOUN
ajbmeb-30	279	7	of	of	ADP
ajbmeb-30	279	8	june	june	PROPN
ajbmeb-30	279	9	1950	1950	NUM
ajbmeb-30	279	10	.	.	PUNCT
ajbmeb-30	280	1	since	since	SCONJ
ajbmeb-30	280	2	then	then	ADV
ajbmeb-30	280	3	,	,	PUNCT
ajbmeb-30	280	4	he	he	PRON
ajbmeb-30	280	5	had	have	AUX
ajbmeb-30	280	6	never	never	ADV
ajbmeb-30	280	7	asked	ask	VERB
ajbmeb-30	280	8	for	for	ADP
ajbmeb-30	280	9	a	a	DET
ajbmeb-30	280	10	loan	loan	NOUN
ajbmeb-30	280	11	or	or	CCONJ
ajbmeb-30	280	12	an	an	DET
ajbmeb-30	280	13	overdraft	overdraft	NOUN
ajbmeb-30	280	14	from	from	ADP
ajbmeb-30	280	15	the	the	DET
ajbmeb-30	280	16	respondent	respondent	NOUN
ajbmeb-30	280	17	bank	bank	NOUN
ajbmeb-30	280	18	.	.	PUNCT
ajbmeb-30	281	1	subsequently	subsequently	ADV
ajbmeb-30	281	2	,	,	PUNCT
ajbmeb-30	281	3	the	the	DET
ajbmeb-30	281	4	wrong	wrong	ADJ
ajbmeb-30	281	5	entry	entry	NOUN
ajbmeb-30	281	6	was	be	AUX
ajbmeb-30	281	7	corrected	correct	VERB
ajbmeb-30	281	8	.	.	PUNCT
ajbmeb-30	282	1	these	these	DET
ajbmeb-30	282	2	errors	error	NOUN
ajbmeb-30	282	3	may	may	AUX
ajbmeb-30	282	4	come	come	VERB
ajbmeb-30	282	5	when	when	SCONJ
ajbmeb-30	282	6	a	a	DET
ajbmeb-30	282	7	customer	customer	NOUN
ajbmeb-30	282	8	’s	’s	PART
ajbmeb-30	282	9	account	account	NOUN
ajbmeb-30	282	10	had	have	AUX
ajbmeb-30	282	11	been	be	AUX
ajbmeb-30	282	12	credited	credit	VERB
ajbmeb-30	282	13	with	with	ADP
ajbmeb-30	282	14	an	an	DET
ajbmeb-30	282	15	amount	amount	NOUN
ajbmeb-30	282	16	smaller	small	ADJ
ajbmeb-30	282	17	than	than	ADP
ajbmeb-30	282	18	that	that	PRON
ajbmeb-30	282	19	of	of	ADP
ajbmeb-30	282	20	an	an	DET
ajbmeb-30	282	21	item	item	NOUN
ajbmeb-30	282	22	payable	payable	ADJ
ajbmeb-30	282	23	to	to	ADP
ajbmeb-30	282	24	him	he	PRON
ajbmeb-30	282	25	,	,	PUNCT
ajbmeb-30	282	26	or	or	CCONJ
ajbmeb-30	282	27	when	when	SCONJ
ajbmeb-30	282	28	a	a	DET
ajbmeb-30	282	29	customer	customer	NOUN
ajbmeb-30	282	30	’s	’s	PART
ajbmeb-30	282	31	account	account	NOUN
ajbmeb-30	282	32	is	be	AUX
ajbmeb-30	282	33	debited	debit	VERB
ajbmeb-30	282	34	with	with	ADP
ajbmeb-30	282	35	an	an	DET
ajbmeb-30	282	36	amount	amount	NOUN
ajbmeb-30	282	37	larger	large	ADJ
ajbmeb-30	282	38	than	than	ADP
ajbmeb-30	282	39	that	that	PRON
ajbmeb-30	282	40	for	for	ADP
ajbmeb-30	282	41	which	which	PRON
ajbmeb-30	282	42	he	he	PRON
ajbmeb-30	282	43	drew	draw	VERB
ajbmeb-30	282	44	a	a	DET
ajbmeb-30	282	45	cheque	cheque	NOUN
ajbmeb-30	282	46	.	.	PUNCT
ajbmeb-30	283	1	such	such	ADJ
ajbmeb-30	283	2	irregularities	irregularity	NOUN
ajbmeb-30	283	3	could	could	AUX
ajbmeb-30	283	4	equally	equally	ADV
ajbmeb-30	283	5	surface	surface	VERB
ajbmeb-30	283	6	where	where	SCONJ
ajbmeb-30	283	7	the	the	DET
ajbmeb-30	283	8	amount	amount	NOUN
ajbmeb-30	283	9	of	of	ADP
ajbmeb-30	283	10	the	the	DET
ajbmeb-30	283	11	customer	customer	NOUN
ajbmeb-30	283	12	’s	’s	PART
ajbmeb-30	283	13	cheque	cheque	NOUN
ajbmeb-30	283	14	had	have	AUX
ajbmeb-30	283	15	been	be	AUX
ajbmeb-30	283	16	fraudulently	fraudulently	ADV
ajbmeb-30	283	17	raised	raise	VERB
ajbmeb-30	283	18	.	.	PUNCT
ajbmeb-30	284	1	3.1.3	3.1.3	NUM
ajbmeb-30	284	2	actions	action	NOUN
ajbmeb-30	284	3	in	in	ADP
ajbmeb-30	284	4	torts	tort	NOUN
ajbmeb-30	284	5	according	accord	VERB
ajbmeb-30	284	6	to	to	ADP
ajbmeb-30	284	7	salmond,54	salmond,54	ADP
ajbmeb-30	284	8	a	a	DET
ajbmeb-30	284	9	tort	tort	NOUN
ajbmeb-30	284	10	is	be	AUX
ajbmeb-30	284	11	“	"	PUNCT
ajbmeb-30	284	12	a	a	DET
ajbmeb-30	284	13	civil	civil	ADJ
ajbmeb-30	284	14	wrong	wrong	NOUN
ajbmeb-30	284	15	,	,	PUNCT
ajbmeb-30	284	16	for	for	ADP
ajbmeb-30	284	17	which	which	PRON
ajbmeb-30	284	18	the	the	DET
ajbmeb-30	284	19	remedy	remedy	NOUN
ajbmeb-30	284	20	is	be	AUX
ajbmeb-30	284	21	a	a	DET
ajbmeb-30	284	22	common	common	ADJ
ajbmeb-30	284	23	law	law	NOUN
ajbmeb-30	284	24	action	action	NOUN
ajbmeb-30	284	25	for	for	ADP
ajbmeb-30	284	26	unliquidated	unliquidated	ADJ
ajbmeb-30	284	27	damages55	damages55	NOUN
ajbmeb-30	284	28	and	and	CCONJ
ajbmeb-30	284	29	which	which	PRON
ajbmeb-30	284	30	is	be	AUX
ajbmeb-30	284	31	not	not	PART
ajbmeb-30	284	32	exclusively	exclusively	ADV
ajbmeb-30	284	33	a	a	DET
ajbmeb-30	284	34	breach	breach	NOUN
ajbmeb-30	284	35	of	of	ADP
ajbmeb-30	284	36	contract	contract	NOUN
ajbmeb-30	284	37	or	or	CCONJ
ajbmeb-30	284	38	a	a	DET
ajbmeb-30	284	39	breach	breach	NOUN
ajbmeb-30	284	40	of	of	ADP
ajbmeb-30	284	41	trust	trust	NOUN
ajbmeb-30	284	42	or	or	CCONJ
ajbmeb-30	284	43	other	other	ADJ
ajbmeb-30	284	44	51	51	NUM
ajbmeb-30	284	45	a	a	DET
ajbmeb-30	284	46	cheque	cheque	NOUN
ajbmeb-30	284	47	must	must	AUX
ajbmeb-30	284	48	indicate	indicate	VERB
ajbmeb-30	284	49	the	the	DET
ajbmeb-30	284	50	place	place	NOUN
ajbmeb-30	284	51	of	of	ADP
ajbmeb-30	284	52	payment	payment	NOUN
ajbmeb-30	284	53	and	and	CCONJ
ajbmeb-30	284	54	when	when	SCONJ
ajbmeb-30	284	55	it	it	PRON
ajbmeb-30	284	56	fails	fail	VERB
ajbmeb-30	284	57	,	,	PUNCT
ajbmeb-30	284	58	it	it	PRON
ajbmeb-30	284	59	is	be	AUX
ajbmeb-30	284	60	payable	payable	ADJ
ajbmeb-30	284	61	at	at	ADP
ajbmeb-30	284	62	the	the	DET
ajbmeb-30	284	63	place	place	NOUN
ajbmeb-30	284	64	indicated	indicate	VERB
ajbmeb-30	284	65	beside	beside	ADP
ajbmeb-30	284	66	the	the	DET
ajbmeb-30	284	67	name	name	NOUN
ajbmeb-30	284	68	of	of	ADP
ajbmeb-30	284	69	the	the	DET
ajbmeb-30	284	70	drawer	drawer	NOUN
ajbmeb-30	284	71	or	or	CCONJ
ajbmeb-30	284	72	where	where	SCONJ
ajbmeb-30	284	73	there	there	PRON
ajbmeb-30	284	74	is	be	VERB
ajbmeb-30	284	75	no	no	DET
ajbmeb-30	284	76	place	place	NOUN
ajbmeb-30	284	77	at	at	ADV
ajbmeb-30	284	78	all	all	ADV
ajbmeb-30	284	79	,	,	PUNCT
ajbmeb-30	284	80	it	it	PRON
ajbmeb-30	284	81	is	be	AUX
ajbmeb-30	284	82	payable	payable	ADJ
ajbmeb-30	284	83	at	at	ADP
ajbmeb-30	284	84	the	the	DET
ajbmeb-30	284	85	head	head	NOUN
ajbmeb-30	284	86	office	office	NOUN
ajbmeb-30	284	87	of	of	ADP
ajbmeb-30	284	88	the	the	DET
ajbmeb-30	284	89	bank	bank	NOUN
ajbmeb-30	284	90	,	,	PUNCT
ajbmeb-30	284	91	see	see	VERB
ajbmeb-30	284	92	article	article	NOUN
ajbmeb-30	284	93	14(2	14(2	NUM
ajbmeb-30	284	94	)	)	PUNCT
ajbmeb-30	284	95	of	of	ADP
ajbmeb-30	284	96	the	the	DET
ajbmeb-30	284	97	regulation	regulation	NOUN
ajbmeb-30	284	98	of	of	ADP
ajbmeb-30	284	99	14	14	NUM
ajbmeb-30	284	100	april	april	PROPN
ajbmeb-30	284	101	2003	2003	NUM
ajbmeb-30	284	102	.	.	PUNCT
ajbmeb-30	285	1	52	52	NUM
ajbmeb-30	285	2	medamkam	medamkam	ADJ
ajbmeb-30	285	3	toche	toche	NOUN
ajbmeb-30	285	4	(	(	PUNCT
ajbmeb-30	285	5	s.j	s.j	PROPN
ajbmeb-30	285	6	.	.	PROPN
ajbmeb-30	285	7	)	)	PUNCT
ajbmeb-30	285	8	,	,	PUNCT
ajbmeb-30	285	9	la	la	PROPN
ajbmeb-30	285	10	sécurité	sécurité	PROPN
ajbmeb-30	285	11	de	de	X
ajbmeb-30	285	12	déposant	déposant	ADJ
ajbmeb-30	285	13	dans	dans	X
ajbmeb-30	285	14	le	le	X
ajbmeb-30	285	15	système	système	PROPN
ajbmeb-30	285	16	bancaire	bancaire	PROPN
ajbmeb-30	285	17	de	de	PROPN
ajbmeb-30	285	18	la	la	PROPN
ajbmeb-30	285	19	cemac	cemac	ADJ
ajbmeb-30	285	20	,	,	PUNCT
ajbmeb-30	285	21	mémoire	mémoire	X
ajbmeb-30	285	22	de	de	X
ajbmeb-30	285	23	dea	dea	PROPN
ajbmeb-30	285	24	,	,	PUNCT
ajbmeb-30	285	25	université	université	PROPN
ajbmeb-30	285	26	de	de	PROPN
ajbmeb-30	285	27	dschang	dschang	PROPN
ajbmeb-30	285	28	,	,	PUNCT
ajbmeb-30	285	29	p	p	PROPN
ajbmeb-30	285	30	57	57	NUM
ajbmeb-30	285	31	.	.	PUNCT
ajbmeb-30	286	1	53	53	NUM
ajbmeb-30	286	2	suit	suit	NOUN
ajbmeb-30	286	3	no	no	PRON
ajbmeb-30	286	4	bca/39/33	bca/39/33	PROPN
ajbmeb-30	286	5	(	(	PUNCT
ajbmeb-30	286	6	unreported	unreported	ADJ
ajbmeb-30	286	7	)	)	PUNCT
ajbmeb-30	286	8	.	.	PUNCT
ajbmeb-30	287	1	54	54	NUM
ajbmeb-30	287	2	street	street	NOUN
ajbmeb-30	287	3	(	(	PUNCT
ajbmeb-30	287	4	h.	h.	PROPN
ajbmeb-30	287	5	)	)	PUNCT
ajbmeb-30	287	6	,	,	PUNCT
ajbmeb-30	287	7	the	the	DET
ajbmeb-30	287	8	law	law	NOUN
ajbmeb-30	287	9	of	of	ADP
ajbmeb-30	287	10	torts	torts	PROPN
ajbmeb-30	287	11	,	,	PUNCT
ajbmeb-30	287	12	4th	4th	ADJ
ajbmeb-30	287	13	edition	edition	NOUN
ajbmeb-30	287	14	,	,	PUNCT
ajbmeb-30	287	15	london	london	PROPN
ajbmeb-30	287	16	,	,	PUNCT
ajbmeb-30	287	17	butterworth	butterworth	PROPN
ajbmeb-30	287	18	,	,	PUNCT
ajbmeb-30	287	19	1986	1986	NUM
ajbmeb-30	287	20	.	.	PUNCT
ajbmeb-30	288	1	55	55	NUM
ajbmeb-30	288	2	this	this	PRON
ajbmeb-30	288	3	are	be	AUX
ajbmeb-30	288	4	damages	damage	NOUN
ajbmeb-30	288	5	where	where	SCONJ
ajbmeb-30	288	6	the	the	DET
ajbmeb-30	288	7	amount	amount	NOUN
ajbmeb-30	288	8	of	of	ADP
ajbmeb-30	288	9	money	money	NOUN
ajbmeb-30	288	10	is	be	AUX
ajbmeb-30	288	11	not	not	PART
ajbmeb-30	288	12	certain	certain	ADJ
ajbmeb-30	288	13	as	as	ADP
ajbmeb-30	288	14	in	in	ADP
ajbmeb-30	288	15	the	the	DET
ajbmeb-30	288	16	cases	case	NOUN
ajbmeb-30	288	17	of	of	ADP
ajbmeb-30	288	18	libel	libel	NOUN
ajbmeb-30	288	19	,	,	PUNCT
ajbmeb-30	288	20	slander	slander	NOUN
ajbmeb-30	288	21	and	and	CCONJ
ajbmeb-30	288	22	assault	assault	NOUN
ajbmeb-30	288	23	or	or	CCONJ
ajbmeb-30	288	24	battery	battery	NOUN
ajbmeb-30	288	25	.	.	PUNCT
ajbmeb-30	289	1	they	they	PRON
ajbmeb-30	289	2	arise	arise	VERB
ajbmeb-30	289	3	from	from	ADP
ajbmeb-30	289	4	wrongs	wrong	NOUN
ajbmeb-30	289	5	which	which	PRON
ajbmeb-30	289	6	threaten	threaten	VERB
ajbmeb-30	289	7	the	the	DET
ajbmeb-30	289	8	injured	injured	ADJ
ajbmeb-30	289	9	party	party	NOUN
ajbmeb-30	289	10	’s	’s	PART
ajbmeb-30	289	11	moral	moral	ADJ
ajbmeb-30	289	12	or	or	CCONJ
ajbmeb-30	289	13	reputation	reputation	NOUN
ajbmeb-30	289	14	.	.	PUNCT
ajbmeb-30	290	1	unliquidated	unliquidated	ADJ
ajbmeb-30	290	2	damages	damage	NOUN
ajbmeb-30	290	3	are	be	AUX
ajbmeb-30	290	4	awarded	award	VERB
ajbmeb-30	290	5	where	where	SCONJ
ajbmeb-30	290	6	a	a	DET
ajbmeb-30	290	7	american	american	ADJ
ajbmeb-30	290	8	journal	journal	NOUN
ajbmeb-30	290	9	of	of	ADP
ajbmeb-30	290	10	business	business	NOUN
ajbmeb-30	290	11	management	management	NOUN
ajbmeb-30	290	12	,	,	PUNCT
ajbmeb-30	290	13	economics	economic	NOUN
ajbmeb-30	290	14	and	and	CCONJ
ajbmeb-30	290	15	banking	banking	NOUN
ajbmeb-30	290	16	volume	volume	NOUN
ajbmeb-30	290	17	1	1	NUM
ajbmeb-30	290	18	,	,	PUNCT
ajbmeb-30	290	19	june	june	PROPN
ajbmeb-30	290	20	,	,	PUNCT
ajbmeb-30	290	21	2022	2022	NUM
ajbmeb-30	290	22	p	p	NOUN
ajbmeb-30	290	23	a	a	PRON
ajbmeb-30	290	24	g	g	NOUN
ajbmeb-30	290	25	e	e	NOUN
ajbmeb-30	290	26	|	|	ADV
ajbmeb-30	290	27	49	49	NUM
ajbmeb-30	290	28	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	290	29	merely	merely	ADV
ajbmeb-30	290	30	equitable	equitable	ADJ
ajbmeb-30	290	31	obligations	obligation	NOUN
ajbmeb-30	290	32	.	.	PUNCT
ajbmeb-30	290	33	”	"	PUNCT
ajbmeb-30	291	1	distinct	distinct	ADJ
ajbmeb-30	291	2	courses	course	NOUN
ajbmeb-30	291	3	of	of	ADP
ajbmeb-30	291	4	action	action	NOUN
ajbmeb-30	291	5	could	could	AUX
ajbmeb-30	291	6	be	be	AUX
ajbmeb-30	291	7	brought	bring	VERB
ajbmeb-30	291	8	under	under	ADP
ajbmeb-30	291	9	an	an	DET
ajbmeb-30	291	10	action	action	NOUN
ajbmeb-30	291	11	for	for	ADP
ajbmeb-30	291	12	tort	tort	NOUN
ajbmeb-30	291	13	such	such	ADJ
ajbmeb-30	291	14	as	as	ADP
ajbmeb-30	291	15	action	action	NOUN
ajbmeb-30	291	16	in	in	ADP
ajbmeb-30	291	17	defamation	defamation	NOUN
ajbmeb-30	291	18	;	;	PUNCT
ajbmeb-30	291	19	misrepresentation	misrepresentation	NOUN
ajbmeb-30	291	20	;	;	PUNCT
ajbmeb-30	291	21	negligent	negligent	ADJ
ajbmeb-30	291	22	misstatement	misstatement	NOUN
ajbmeb-30	291	23	.	.	PUNCT
ajbmeb-30	292	1	although	although	SCONJ
ajbmeb-30	292	2	english	english	ADJ
ajbmeb-30	292	3	law	law	NOUN
ajbmeb-30	292	4	does	do	AUX
ajbmeb-30	292	5	not	not	PART
ajbmeb-30	292	6	recognize	recognize	VERB
ajbmeb-30	292	7	the	the	DET
ajbmeb-30	292	8	existence	existence	NOUN
ajbmeb-30	292	9	of	of	ADP
ajbmeb-30	292	10	a	a	DET
ajbmeb-30	292	11	general	general	ADJ
ajbmeb-30	292	12	duty	duty	NOUN
ajbmeb-30	292	13	to	to	PART
ajbmeb-30	292	14	disclose	disclose	VERB
ajbmeb-30	292	15	information	information	NOUN
ajbmeb-30	292	16	during	during	ADP
ajbmeb-30	292	17	the	the	DET
ajbmeb-30	292	18	process	process	NOUN
ajbmeb-30	292	19	of	of	ADP
ajbmeb-30	292	20	contractual	contractual	ADJ
ajbmeb-30	292	21	negotiation	negotiation	NOUN
ajbmeb-30	292	22	,	,	PUNCT
ajbmeb-30	292	23	the	the	DET
ajbmeb-30	292	24	process	process	NOUN
ajbmeb-30	292	25	of	of	ADP
ajbmeb-30	292	26	contractual	contractual	ADJ
ajbmeb-30	292	27	negotiation	negotiation	NOUN
ajbmeb-30	292	28	is	be	AUX
ajbmeb-30	292	29	not	not	PART
ajbmeb-30	292	30	left	leave	VERB
ajbmeb-30	292	31	unregulated	unregulated	ADJ
ajbmeb-30	292	32	.	.	PUNCT
ajbmeb-30	293	1	rather	rather	ADV
ajbmeb-30	293	2	a	a	DET
ajbmeb-30	293	3	duty	duty	NOUN
ajbmeb-30	293	4	is	be	AUX
ajbmeb-30	293	5	imposed	impose	VERB
ajbmeb-30	293	6	not	not	PART
ajbmeb-30	293	7	to	to	PART
ajbmeb-30	293	8	make	make	VERB
ajbmeb-30	293	9	any	any	DET
ajbmeb-30	293	10	fake	fake	ADJ
ajbmeb-30	293	11	statement	statement	NOUN
ajbmeb-30	293	12	of	of	ADP
ajbmeb-30	293	13	fact	fact	NOUN
ajbmeb-30	293	14	or	or	CCONJ
ajbmeb-30	293	15	law	law	NOUN
ajbmeb-30	293	16	to	to	ADP
ajbmeb-30	293	17	the	the	DET
ajbmeb-30	293	18	other	other	ADJ
ajbmeb-30	293	19	contracting	contracting	NOUN
ajbmeb-30	293	20	party	party	NOUN
ajbmeb-30	293	21	and	and	CCONJ
ajbmeb-30	293	22	thereby	thereby	ADV
ajbmeb-30	293	23	to	to	PART
ajbmeb-30	293	24	induce	induce	VERB
ajbmeb-30	293	25	him	he	PRON
ajbmeb-30	293	26	to	to	PART
ajbmeb-30	293	27	enter	enter	VERB
ajbmeb-30	293	28	into	into	ADP
ajbmeb-30	293	29	the	the	DET
ajbmeb-30	293	30	contract	contract	NOUN
ajbmeb-30	293	31	.	.	PUNCT
ajbmeb-30	294	1	a	a	DET
ajbmeb-30	294	2	representation	representation	NOUN
ajbmeb-30	294	3	is	be	AUX
ajbmeb-30	294	4	a	a	DET
ajbmeb-30	294	5	statement	statement	NOUN
ajbmeb-30	294	6	of	of	ADP
ajbmeb-30	294	7	fact	fact	NOUN
ajbmeb-30	294	8	,	,	PUNCT
ajbmeb-30	294	9	express	express	ADJ
ajbmeb-30	294	10	or	or	CCONJ
ajbmeb-30	294	11	implied	imply	VERB
ajbmeb-30	294	12	,	,	PUNCT
ajbmeb-30	294	13	anterior	anterior	ADJ
ajbmeb-30	294	14	to	to	ADP
ajbmeb-30	294	15	the	the	DET
ajbmeb-30	294	16	contract	contract	NOUN
ajbmeb-30	294	17	,	,	PUNCT
ajbmeb-30	294	18	which	which	PRON
ajbmeb-30	294	19	is	be	AUX
ajbmeb-30	294	20	intended	intend	VERB
ajbmeb-30	294	21	to	to	PART
ajbmeb-30	294	22	and	and	CCONJ
ajbmeb-30	294	23	thus	thus	ADV
ajbmeb-30	294	24	includes	include	VERB
ajbmeb-30	294	25	the	the	DET
ajbmeb-30	294	26	person	person	NOUN
ajbmeb-30	294	27	to	to	PART
ajbmeb-30	294	28	whom	whom	PRON
ajbmeb-30	294	29	it	it	PRON
ajbmeb-30	294	30	was	be	AUX
ajbmeb-30	294	31	made	make	VERB
ajbmeb-30	294	32	to	to	PART
ajbmeb-30	294	33	enter	enter	VERB
ajbmeb-30	294	34	into	into	ADP
ajbmeb-30	294	35	the	the	DET
ajbmeb-30	294	36	contract	contract	NOUN
ajbmeb-30	294	37	but	but	CCONJ
ajbmeb-30	294	38	is	be	AUX
ajbmeb-30	294	39	not	not	PART
ajbmeb-30	294	40	at	at	ADP
ajbmeb-30	294	41	its	its	PRON
ajbmeb-30	294	42	time	time	NOUN
ajbmeb-30	294	43	of	of	ADP
ajbmeb-30	294	44	making	make	VERB
ajbmeb-30	294	45	intended	intend	VERB
ajbmeb-30	294	46	a	a	DET
ajbmeb-30	294	47	promise	promise	NOUN
ajbmeb-30	294	48	,	,	PUNCT
ajbmeb-30	294	49	though	though	SCONJ
ajbmeb-30	294	50	it	it	PRON
ajbmeb-30	294	51	may	may	AUX
ajbmeb-30	294	52	later	later	ADV
ajbmeb-30	294	53	be	be	AUX
ajbmeb-30	294	54	incorporated	incorporate	VERB
ajbmeb-30	294	55	as	as	SCONJ
ajbmeb-30	294	56	a	a	DET
ajbmeb-30	294	57	term	term	NOUN
ajbmeb-30	294	58	of	of	ADP
ajbmeb-30	294	59	the	the	DET
ajbmeb-30	294	60	contract56.where	contract56.where	NOUN
ajbmeb-30	294	61	a	a	DET
ajbmeb-30	294	62	customer	customer	NOUN
ajbmeb-30	294	63	have	have	AUX
ajbmeb-30	294	64	been	be	AUX
ajbmeb-30	294	65	misled	mislead	VERB
ajbmeb-30	294	66	,	,	PUNCT
ajbmeb-30	294	67	he	he	PRON
ajbmeb-30	294	68	can	can	AUX
ajbmeb-30	294	69	plead	plead	VERB
ajbmeb-30	294	70	estopple	estopple	VERB
ajbmeb-30	294	71	if	if	SCONJ
ajbmeb-30	294	72	he	he	PRON
ajbmeb-30	294	73	was	be	AUX
ajbmeb-30	294	74	misled	mislead	VERB
ajbmeb-30	294	75	or	or	CCONJ
ajbmeb-30	294	76	had	have	VERB
ajbmeb-30	294	77	reason	reason	NOUN
ajbmeb-30	294	78	to	to	PART
ajbmeb-30	294	79	be	be	AUX
ajbmeb-30	294	80	misled	mislead	VERB
ajbmeb-30	294	81	for	for	ADP
ajbmeb-30	294	82	instance	instance	NOUN
ajbmeb-30	294	83	by	by	ADP
ajbmeb-30	294	84	the	the	DET
ajbmeb-30	294	85	erroneous	erroneous	ADJ
ajbmeb-30	294	86	balance	balance	NOUN
ajbmeb-30	294	87	in	in	ADP
ajbmeb-30	294	88	his	his	PRON
ajbmeb-30	294	89	account	account	NOUN
ajbmeb-30	294	90	.	.	PUNCT
ajbmeb-30	295	1	the	the	DET
ajbmeb-30	295	2	principle	principle	NOUN
ajbmeb-30	295	3	was	be	AUX
ajbmeb-30	295	4	rigorously	rigorously	ADV
ajbmeb-30	295	5	applied	apply	VERB
ajbmeb-30	295	6	in	in	ADP
ajbmeb-30	295	7	the	the	DET
ajbmeb-30	295	8	case	case	NOUN
ajbmeb-30	295	9	of	of	ADP
ajbmeb-30	295	10	united	united	PROPN
ajbmeb-30	295	11	overseas	overseas	PROPN
ajbmeb-30	295	12	bank	bank	PROPN
ajbmeb-30	295	13	v	v	ADP
ajbmeb-30	295	14	tiwan;57	tiwan;57	NOUN
ajbmeb-30	295	15	in	in	ADP
ajbmeb-30	295	16	that	that	DET
ajbmeb-30	295	17	case	case	NOUN
ajbmeb-30	295	18	a	a	DET
ajbmeb-30	295	19	bank	bank	NOUN
ajbmeb-30	295	20	erroneously	erroneously	ADV
ajbmeb-30	295	21	credited	credit	VERB
ajbmeb-30	295	22	its	its	PRON
ajbmeb-30	295	23	customers	customer	NOUN
ajbmeb-30	295	24	account	account	VERB
ajbmeb-30	295	25	twice	twice	ADV
ajbmeb-30	295	26	with	with	ADP
ajbmeb-30	295	27	the	the	DET
ajbmeb-30	295	28	amount	amount	NOUN
ajbmeb-30	295	29	of	of	ADP
ajbmeb-30	295	30	a	a	DET
ajbmeb-30	295	31	single	single	ADJ
ajbmeb-30	295	32	remittance	remittance	NOUN
ajbmeb-30	295	33	.	.	PUNCT
ajbmeb-30	296	1	the	the	DET
ajbmeb-30	296	2	amount	amount	NOUN
ajbmeb-30	296	3	involved	involve	VERB
ajbmeb-30	296	4	was	be	AUX
ajbmeb-30	296	5	substantial	substantial	ADJ
ajbmeb-30	296	6	and	and	CCONJ
ajbmeb-30	296	7	the	the	DET
ajbmeb-30	296	8	customer	customer	NOUN
ajbmeb-30	296	9	was	be	AUX
ajbmeb-30	296	10	not	not	PART
ajbmeb-30	296	11	expecting	expect	VERB
ajbmeb-30	296	12	any	any	DET
ajbmeb-30	296	13	additional	additional	ADJ
ajbmeb-30	296	14	payment	payment	NOUN
ajbmeb-30	296	15	to	to	ADP
ajbmeb-30	296	16	one	one	NUM
ajbmeb-30	296	17	genuinely	genuinely	ADV
ajbmeb-30	296	18	received	receive	VERB
ajbmeb-30	296	19	for	for	ADP
ajbmeb-30	296	20	the	the	DET
ajbmeb-30	296	21	credit	credit	NOUN
ajbmeb-30	296	22	of	of	ADP
ajbmeb-30	296	23	his	his	PRON
ajbmeb-30	296	24	account	account	NOUN
ajbmeb-30	296	25	.	.	PUNCT
ajbmeb-30	297	1	despite	despite	SCONJ
ajbmeb-30	297	2	this	this	PRON
ajbmeb-30	297	3	,	,	PUNCT
ajbmeb-30	297	4	he	he	PRON
ajbmeb-30	297	5	drew	draw	VERB
ajbmeb-30	297	6	on	on	ADP
ajbmeb-30	297	7	the	the	DET
ajbmeb-30	297	8	balance	balance	NOUN
ajbmeb-30	297	9	accrued	accrue	VERB
ajbmeb-30	297	10	as	as	ADP
ajbmeb-30	297	11	a	a	DET
ajbmeb-30	297	12	result	result	NOUN
ajbmeb-30	297	13	of	of	ADP
ajbmeb-30	297	14	windfall	windfall	NOUN
ajbmeb-30	297	15	.	.	PUNCT
ajbmeb-30	298	1	thereafter	thereafter	ADV
ajbmeb-30	298	2	,	,	PUNCT
ajbmeb-30	298	3	disputed	dispute	VERB
ajbmeb-30	298	4	the	the	DET
ajbmeb-30	298	5	banks	bank	NOUN
ajbmeb-30	298	6	right	right	ADJ
ajbmeb-30	298	7	to	to	PART
ajbmeb-30	298	8	reserve	reserve	VERB
ajbmeb-30	298	9	the	the	DET
ajbmeb-30	298	10	undue	undue	ADJ
ajbmeb-30	298	11	credit	credit	NOUN
ajbmeb-30	298	12	entry	entry	NOUN
ajbmeb-30	298	13	.	.	PUNCT
ajbmeb-30	299	1	it	it	PRON
ajbmeb-30	299	2	was	be	AUX
ajbmeb-30	299	3	held	hold	VERB
ajbmeb-30	299	4	that	that	SCONJ
ajbmeb-30	299	5	the	the	DET
ajbmeb-30	299	6	customer	customer	NOUN
ajbmeb-30	299	7	ought	ought	AUX
ajbmeb-30	299	8	to	to	PART
ajbmeb-30	299	9	have	have	AUX
ajbmeb-30	299	10	known	know	VERB
ajbmeb-30	299	11	that	that	SCONJ
ajbmeb-30	299	12	the	the	DET
ajbmeb-30	299	13	unduly	unduly	ADV
ajbmeb-30	299	14	high	high	ADJ
ajbmeb-30	299	15	balance	balance	NOUN
ajbmeb-30	299	16	shown	show	VERB
ajbmeb-30	299	17	in	in	ADP
ajbmeb-30	299	18	his	his	PRON
ajbmeb-30	299	19	account	account	NOUN
ajbmeb-30	299	20	was	be	AUX
ajbmeb-30	299	21	incorrect	incorrect	ADJ
ajbmeb-30	299	22	.	.	PUNCT
ajbmeb-30	300	1	he	he	PRON
ajbmeb-30	300	2	was	be	AUX
ajbmeb-30	300	3	not	not	PART
ajbmeb-30	300	4	expecting	expect	VERB
ajbmeb-30	300	5	any	any	DET
ajbmeb-30	300	6	additional	additional	ADJ
ajbmeb-30	300	7	payment	payment	NOUN
ajbmeb-30	300	8	of	of	ADP
ajbmeb-30	300	9	a	a	DET
ajbmeb-30	300	10	substantial	substantial	ADJ
ajbmeb-30	300	11	amount	amount	NOUN
ajbmeb-30	300	12	to	to	ADP
ajbmeb-30	300	13	the	the	DET
ajbmeb-30	300	14	credit	credit	NOUN
ajbmeb-30	300	15	of	of	ADP
ajbmeb-30	300	16	his	his	PRON
ajbmeb-30	300	17	account	account	NOUN
ajbmeb-30	300	18	and	and	CCONJ
ajbmeb-30	300	19	he	he	PRON
ajbmeb-30	300	20	was	be	AUX
ajbmeb-30	300	21	not	not	PART
ajbmeb-30	300	22	entitled	entitle	VERB
ajbmeb-30	300	23	to	to	PART
ajbmeb-30	300	24	shut	shut	VERB
ajbmeb-30	300	25	his	his	PRON
ajbmeb-30	300	26	eyes	eye	NOUN
ajbmeb-30	300	27	to	to	ADP
ajbmeb-30	300	28	the	the	DET
ajbmeb-30	300	29	facts	fact	NOUN
ajbmeb-30	300	30	staring	stare	VERB
ajbmeb-30	300	31	him	he	PRON
ajbmeb-30	300	32	in	in	ADP
ajbmeb-30	300	33	the	the	DET
ajbmeb-30	300	34	face	face	NOUN
ajbmeb-30	300	35	.	.	PUNCT
ajbmeb-30	301	1	in	in	ADP
ajbmeb-30	301	2	the	the	DET
ajbmeb-30	301	3	nutshell	nutshell	NOUN
ajbmeb-30	301	4	,	,	PUNCT
ajbmeb-30	301	5	the	the	DET
ajbmeb-30	301	6	dispute	dispute	NOUN
ajbmeb-30	301	7	might	might	AUX
ajbmeb-30	301	8	have	have	AUX
ajbmeb-30	301	9	risen	rise	VERB
ajbmeb-30	301	10	on	on	ADP
ajbmeb-30	301	11	the	the	DET
ajbmeb-30	301	12	ground	ground	NOUN
ajbmeb-30	301	13	of	of	ADP
ajbmeb-30	301	14	defamation	defamation	NOUN
ajbmeb-30	301	15	.	.	PUNCT
ajbmeb-30	302	1	defamation	defamation	NOUN
ajbmeb-30	302	2	is	be	AUX
ajbmeb-30	302	3	a	a	DET
ajbmeb-30	302	4	generic	generic	ADJ
ajbmeb-30	302	5	expression	expression	NOUN
ajbmeb-30	302	6	representing	represent	VERB
ajbmeb-30	302	7	two	two	NUM
ajbmeb-30	302	8	types	type	NOUN
ajbmeb-30	302	9	of	of	ADP
ajbmeb-30	302	10	torts	tort	NOUN
ajbmeb-30	302	11	namely	namely	ADV
ajbmeb-30	302	12	libel	libel	NOUN
ajbmeb-30	302	13	and	and	CCONJ
ajbmeb-30	302	14	slander	slander	NOUN
ajbmeb-30	302	15	.	.	PUNCT
ajbmeb-30	303	1	libel	libel	NOUN
ajbmeb-30	303	2	consists	consist	VERB
ajbmeb-30	303	3	mainly	mainly	ADV
ajbmeb-30	303	4	in	in	ADP
ajbmeb-30	303	5	written	write	VERB
ajbmeb-30	303	6	material	material	NOUN
ajbmeb-30	303	7	while	while	SCONJ
ajbmeb-30	303	8	slander	slander	NOUN
ajbmeb-30	303	9	consists	consist	VERB
ajbmeb-30	303	10	in	in	ADP
ajbmeb-30	303	11	spoken	spoken	ADJ
ajbmeb-30	303	12	words	word	NOUN
ajbmeb-30	303	13	or	or	CCONJ
ajbmeb-30	303	14	gesticulation	gesticulation	NOUN
ajbmeb-30	303	15	.	.	PUNCT
ajbmeb-30	304	1	gesticulation	gesticulation	NOUN
ajbmeb-30	304	2	may	may	AUX
ajbmeb-30	304	3	take	take	VERB
ajbmeb-30	304	4	the	the	DET
ajbmeb-30	304	5	form	form	NOUN
ajbmeb-30	304	6	of	of	ADP
ajbmeb-30	304	7	facial	facial	ADJ
ajbmeb-30	304	8	mimicry58	mimicry58	NOUN
ajbmeb-30	304	9	.	.	PUNCT
ajbmeb-30	305	1	in	in	ADP
ajbmeb-30	305	2	dishonoring	dishonor	VERB
ajbmeb-30	305	3	a	a	DET
ajbmeb-30	305	4	cheque	cheque	NOUN
ajbmeb-30	305	5	,	,	PUNCT
ajbmeb-30	305	6	the	the	DET
ajbmeb-30	305	7	banker	banker	NOUN
ajbmeb-30	305	8	usually	usually	ADV
ajbmeb-30	305	9	writes	write	VERB
ajbmeb-30	305	10	on	on	ADP
ajbmeb-30	305	11	the	the	DET
ajbmeb-30	305	12	cheque	cheque	NOUN
ajbmeb-30	305	13	the	the	DET
ajbmeb-30	305	14	reason	reason	NOUN
ajbmeb-30	305	15	why	why	SCONJ
ajbmeb-30	305	16	the	the	DET
ajbmeb-30	305	17	bank	bank	NOUN
ajbmeb-30	305	18	can	can	AUX
ajbmeb-30	305	19	not	not	PART
ajbmeb-30	305	20	honour	honour	VERB
ajbmeb-30	305	21	it	it	PRON
ajbmeb-30	305	22	.	.	PUNCT
ajbmeb-30	306	1	this	this	DET
ajbmeb-30	306	2	practice	practice	NOUN
ajbmeb-30	306	3	sometimes	sometimes	ADV
ajbmeb-30	306	4	exposes	expose	VERB
ajbmeb-30	306	5	it	it	PRON
ajbmeb-30	306	6	to	to	ADP
ajbmeb-30	306	7	the	the	DET
ajbmeb-30	306	8	risk	risk	NOUN
ajbmeb-30	306	9	of	of	ADP
ajbmeb-30	306	10	an	an	DET
ajbmeb-30	306	11	action	action	NOUN
ajbmeb-30	306	12	in	in	ADP
ajbmeb-30	306	13	defamation	defamation	NOUN
ajbmeb-30	306	14	by	by	ADP
ajbmeb-30	306	15	the	the	DET
ajbmeb-30	306	16	customer	customer	NOUN
ajbmeb-30	306	17	,	,	PUNCT
ajbmeb-30	306	18	drawer	drawer	NOUN
ajbmeb-30	306	19	of	of	ADP
ajbmeb-30	306	20	the	the	DET
ajbmeb-30	306	21	cheque	cheque	NOUN
ajbmeb-30	306	22	.	.	PUNCT
ajbmeb-30	307	1	this	this	DET
ajbmeb-30	307	2	action	action	NOUN
ajbmeb-30	307	3	in	in	ADP
ajbmeb-30	307	4	defamation	defamation	NOUN
ajbmeb-30	307	5	is	be	AUX
ajbmeb-30	307	6	tortious	tortious	ADJ
ajbmeb-30	307	7	and	and	CCONJ
ajbmeb-30	307	8	damages	damage	NOUN
ajbmeb-30	307	9	can	can	AUX
ajbmeb-30	307	10	be	be	AUX
ajbmeb-30	307	11	awarded	award	VERB
ajbmeb-30	307	12	without	without	ADP
ajbmeb-30	307	13	proof	proof	NOUN
ajbmeb-30	307	14	of	of	ADP
ajbmeb-30	307	15	loss	loss	NOUN
ajbmeb-30	307	16	.	.	PUNCT
ajbmeb-30	308	1	therefore	therefore	ADV
ajbmeb-30	308	2	where	where	SCONJ
ajbmeb-30	308	3	a	a	DET
ajbmeb-30	308	4	non	non	ADJ
ajbmeb-30	308	5	-	-	ADJ
ajbmeb-30	308	6	trade	trade	NOUN
ajbmeb-30	308	7	can	can	AUX
ajbmeb-30	308	8	not	not	PART
ajbmeb-30	308	9	prove	prove	VERB
ajbmeb-30	308	10	actual	actual	ADJ
ajbmeb-30	308	11	loss	loss	NOUN
ajbmeb-30	308	12	in	in	ADP
ajbmeb-30	308	13	an	an	DET
ajbmeb-30	308	14	action	action	NOUN
ajbmeb-30	308	15	of	of	ADP
ajbmeb-30	308	16	breach	breach	NOUN
ajbmeb-30	308	17	of	of	ADP
ajbmeb-30	308	18	contract	contract	NOUN
ajbmeb-30	308	19	,	,	PUNCT
ajbmeb-30	308	20	it	it	PRON
ajbmeb-30	308	21	is	be	AUX
ajbmeb-30	308	22	advisable	advisable	ADJ
ajbmeb-30	308	23	for	for	SCONJ
ajbmeb-30	308	24	him	he	PRON
ajbmeb-30	308	25	to	to	PART
ajbmeb-30	308	26	bring	bring	VERB
ajbmeb-30	308	27	a	a	DET
ajbmeb-30	308	28	join	join	NOUN
ajbmeb-30	308	29	action	action	NOUN
ajbmeb-30	308	30	for	for	ADP
ajbmeb-30	308	31	defamation	defamation	NOUN
ajbmeb-30	308	32	and	and	CCONJ
ajbmeb-30	308	33	breach	breach	NOUN
ajbmeb-30	308	34	of	of	ADP
ajbmeb-30	308	35	contract	contract	NOUN
ajbmeb-30	308	36	if	if	SCONJ
ajbmeb-30	308	37	they	they	PRON
ajbmeb-30	308	38	are	be	AUX
ajbmeb-30	308	39	available	available	ADJ
ajbmeb-30	308	40	.	.	PUNCT
ajbmeb-30	309	1	a	a	DET
ajbmeb-30	309	2	customer	customer	NOUN
ajbmeb-30	309	3	still	still	ADV
ajbmeb-30	309	4	within	within	ADP
ajbmeb-30	309	5	the	the	DET
ajbmeb-30	309	6	confines	confine	NOUN
ajbmeb-30	309	7	of	of	ADP
ajbmeb-30	309	8	torts	tort	NOUN
ajbmeb-30	309	9	could	could	AUX
ajbmeb-30	309	10	bring	bring	VERB
ajbmeb-30	309	11	an	an	DET
ajbmeb-30	309	12	action	action	NOUN
ajbmeb-30	309	13	in	in	ADP
ajbmeb-30	309	14	conversion	conversion	NOUN
ajbmeb-30	309	15	.	.	PUNCT
ajbmeb-30	310	1	here	here	ADV
ajbmeb-30	310	2	,	,	PUNCT
ajbmeb-30	310	3	the	the	DET
ajbmeb-30	310	4	action	action	NOUN
ajbmeb-30	310	5	will	will	AUX
ajbmeb-30	310	6	be	be	AUX
ajbmeb-30	310	7	against	against	ADP
ajbmeb-30	310	8	the	the	DET
ajbmeb-30	310	9	collecting	collect	VERB
ajbmeb-30	310	10	bank	bank	NOUN
ajbmeb-30	310	11	.	.	PUNCT
ajbmeb-30	311	1	the	the	DET
ajbmeb-30	311	2	collecting	collect	VERB
ajbmeb-30	311	3	bank	bank	NOUN
ajbmeb-30	311	4	’s	’s	PART
ajbmeb-30	311	5	main	main	ADJ
ajbmeb-30	311	6	risk	risk	NOUN
ajbmeb-30	311	7	of	of	ADP
ajbmeb-30	311	8	liability	liability	NOUN
ajbmeb-30	311	9	arises	arise	VERB
ajbmeb-30	311	10	from	from	ADP
ajbmeb-30	311	11	the	the	DET
ajbmeb-30	311	12	collection	collection	NOUN
ajbmeb-30	311	13	of	of	ADP
ajbmeb-30	311	14	a	a	DET
ajbmeb-30	311	15	cheque	cheque	NOUN
ajbmeb-30	311	16	from	from	ADP
ajbmeb-30	311	17	the	the	DET
ajbmeb-30	311	18	wrong	wrong	ADJ
ajbmeb-30	311	19	party	party	NOUN
ajbmeb-30	311	20	,	,	PUNCT
ajbmeb-30	311	21	usually	usually	ADV
ajbmeb-30	311	22	because	because	SCONJ
ajbmeb-30	311	23	the	the	DET
ajbmeb-30	311	24	drawer	drawer	NOUN
ajbmeb-30	311	25	’s	’s	PART
ajbmeb-30	311	26	signature	signature	NOUN
ajbmeb-30	311	27	has	have	AUX
ajbmeb-30	311	28	been	be	AUX
ajbmeb-30	311	29	forged	forge	VERB
ajbmeb-30	311	30	or	or	CCONJ
ajbmeb-30	311	31	because	because	SCONJ
ajbmeb-30	311	32	the	the	DET
ajbmeb-30	311	33	signatory	signatory	NOUN
ajbmeb-30	311	34	is	be	AUX
ajbmeb-30	311	35	an	an	DET
ajbmeb-30	311	36	agent	agent	NOUN
ajbmeb-30	311	37	or	or	CCONJ
ajbmeb-30	311	38	employee	employee	NOUN
ajbmeb-30	311	39	who	who	PRON
ajbmeb-30	311	40	signed	sign	VERB
ajbmeb-30	311	41	without	without	ADP
ajbmeb-30	311	42	authority	authority	NOUN
ajbmeb-30	311	43	or	or	CCONJ
ajbmeb-30	311	44	,	,	PUNCT
ajbmeb-30	311	45	though	though	SCONJ
ajbmeb-30	311	46	being	be	AUX
ajbmeb-30	311	47	authorized	authorize	VERB
ajbmeb-30	311	48	to	to	PART
ajbmeb-30	311	49	sign	sign	VERB
ajbmeb-30	311	50	,	,	PUNCT
ajbmeb-30	311	51	drew	draw	VERB
ajbmeb-30	311	52	the	the	DET
ajbmeb-30	311	53	cheque	cheque	NOUN
ajbmeb-30	311	54	for	for	ADP
ajbmeb-30	311	55	his	his	PRON
ajbmeb-30	311	56	own	own	ADJ
ajbmeb-30	311	57	benefit	benefit	NOUN
ajbmeb-30	311	58	in	in	ADP
ajbmeb-30	311	59	fraud	fraud	NOUN
ajbmeb-30	311	60	for	for	ADP
ajbmeb-30	311	61	his	his	PRON
ajbmeb-30	311	62	principal	principal	NOUN
ajbmeb-30	311	63	or	or	CCONJ
ajbmeb-30	311	64	employer	employer	NOUN
ajbmeb-30	311	65	.	.	PUNCT
ajbmeb-30	312	1	a	a	DET
ajbmeb-30	312	2	bank	bank	NOUN
ajbmeb-30	312	3	which	which	PRON
ajbmeb-30	312	4	receives	receive	VERB
ajbmeb-30	312	5	a	a	DET
ajbmeb-30	312	6	cheque	cheque	NOUN
ajbmeb-30	312	7	for	for	ADP
ajbmeb-30	312	8	collection	collection	NOUN
ajbmeb-30	312	9	for	for	ADP
ajbmeb-30	312	10	a	a	DET
ajbmeb-30	312	11	party	party	NOUN
ajbmeb-30	312	12	having	have	VERB
ajbmeb-30	312	13	no	no	DET
ajbmeb-30	312	14	title	title	NOUN
ajbmeb-30	312	15	to	to	ADP
ajbmeb-30	312	16	it	it	PRON
ajbmeb-30	312	17	is	be	AUX
ajbmeb-30	312	18	by	by	ADP
ajbmeb-30	312	19	the	the	DET
ajbmeb-30	312	20	very	very	ADJ
ajbmeb-30	312	21	act	act	NOUN
ajbmeb-30	312	22	of	of	ADP
ajbmeb-30	312	23	receipt	receipt	NOUN
ajbmeb-30	312	24	liable	liable	ADJ
ajbmeb-30	312	25	in	in	ADP
ajbmeb-30	312	26	conversion	conversion	NOUN
ajbmeb-30	312	27	to	to	ADP
ajbmeb-30	312	28	the	the	DET
ajbmeb-30	312	29	person	person	NOUN
ajbmeb-30	312	30	then	then	ADV
ajbmeb-30	312	31	entitle	entitle	VERB
ajbmeb-30	312	32	to	to	ADP
ajbmeb-30	312	33	possession	possession	NOUN
ajbmeb-30	312	34	of	of	ADP
ajbmeb-30	312	35	the	the	DET
ajbmeb-30	312	36	cheque	cheque	NOUN
ajbmeb-30	312	37	.	.	PUNCT
ajbmeb-30	313	1	in	in	ADP
ajbmeb-30	313	2	presenting	present	VERB
ajbmeb-30	313	3	the	the	DET
ajbmeb-30	313	4	cheque	cheque	NOUN
ajbmeb-30	313	5	for	for	ADP
ajbmeb-30	313	6	payment	payment	NOUN
ajbmeb-30	313	7	,	,	PUNCT
ajbmeb-30	313	8	the	the	DET
ajbmeb-30	313	9	plaintiff	plaintiff	NOUN
ajbmeb-30	313	10	claims	claim	VERB
ajbmeb-30	313	11	damages	damage	NOUN
ajbmeb-30	313	12	for	for	ADP
ajbmeb-30	313	13	breach	breach	NOUN
ajbmeb-30	313	14	of	of	ADP
ajbmeb-30	313	15	contract	contract	NOUN
ajbmeb-30	313	16	and	and	CCONJ
ajbmeb-30	313	17	the	the	DET
ajbmeb-30	313	18	court	court	NOUN
ajbmeb-30	313	19	assesses	assess	VERB
ajbmeb-30	313	20	the	the	DET
ajbmeb-30	313	21	money	money	NOUN
ajbmeb-30	313	22	value	value	NOUN
ajbmeb-30	313	23	of	of	ADP
ajbmeb-30	313	24	the	the	DET
ajbmeb-30	313	25	loss	loss	NOUN
ajbmeb-30	313	26	suffered	suffer	VERB
ajbmeb-30	313	27	and	and	CCONJ
ajbmeb-30	313	28	grant	grant	VERB
ajbmeb-30	313	29	this	this	PRON
ajbmeb-30	313	30	as	as	ADP
ajbmeb-30	313	31	damages	damage	NOUN
ajbmeb-30	313	32	.	.	PUNCT
ajbmeb-30	314	1	in	in	ADP
ajbmeb-30	314	2	other	other	ADJ
ajbmeb-30	314	3	words	word	NOUN
ajbmeb-30	314	4	unliquidated	unliquidated	ADJ
ajbmeb-30	314	5	damages	damage	NOUN
ajbmeb-30	314	6	is	be	AUX
ajbmeb-30	314	7	an	an	DET
ajbmeb-30	314	8	order	order	NOUN
ajbmeb-30	314	9	by	by	ADP
ajbmeb-30	314	10	the	the	DET
ajbmeb-30	314	11	court	court	NOUN
ajbmeb-30	314	12	to	to	ADP
ajbmeb-30	314	13	a	a	DET
ajbmeb-30	314	14	party	party	NOUN
ajbmeb-30	314	15	in	in	ADP
ajbmeb-30	314	16	breach	breach	NOUN
ajbmeb-30	314	17	to	to	PART
ajbmeb-30	314	18	pay	pay	VERB
ajbmeb-30	314	19	the	the	DET
ajbmeb-30	314	20	sum	sum	NOUN
ajbmeb-30	314	21	fixed	fix	VERB
ajbmeb-30	314	22	by	by	ADP
ajbmeb-30	314	23	the	the	DET
ajbmeb-30	314	24	court	court	NOUN
ajbmeb-30	314	25	as	as	ADP
ajbmeb-30	314	26	compensation	compensation	NOUN
ajbmeb-30	314	27	to	to	ADP
ajbmeb-30	314	28	the	the	DET
ajbmeb-30	314	29	other	other	ADJ
ajbmeb-30	314	30	party	party	NOUN
ajbmeb-30	314	31	.	.	PUNCT
ajbmeb-30	315	1	unliquidated	unliquidated	ADJ
ajbmeb-30	315	2	damages	damage	NOUN
ajbmeb-30	315	3	can	can	AUX
ajbmeb-30	315	4	take	take	VERB
ajbmeb-30	315	5	one	one	NUM
ajbmeb-30	315	6	of	of	ADP
ajbmeb-30	315	7	the	the	DET
ajbmeb-30	315	8	three	three	NUM
ajbmeb-30	315	9	forms	form	NOUN
ajbmeb-30	315	10	:	:	PUNCT
ajbmeb-30	315	11	substantial	substantial	ADJ
ajbmeb-30	315	12	damages	damage	NOUN
ajbmeb-30	315	13	which	which	PRON
ajbmeb-30	315	14	is	be	AUX
ajbmeb-30	315	15	a	a	DET
ajbmeb-30	315	16	pecuniary	pecuniary	ADJ
ajbmeb-30	315	17	compensation	compensation	NOUN
ajbmeb-30	315	18	intended	intend	VERB
ajbmeb-30	315	19	intended	intend	VERB
ajbmeb-30	315	20	to	to	PART
ajbmeb-30	315	21	put	put	VERB
ajbmeb-30	315	22	the	the	DET
ajbmeb-30	315	23	plaintiff	plaintiff	NOUN
ajbmeb-30	315	24	in	in	ADP
ajbmeb-30	315	25	the	the	DET
ajbmeb-30	315	26	position	position	NOUN
ajbmeb-30	315	27	he	he	PRON
ajbmeb-30	315	28	would	would	AUX
ajbmeb-30	315	29	have	have	AUX
ajbmeb-30	315	30	enjoyed	enjoy	VERB
ajbmeb-30	315	31	had	have	VERB
ajbmeb-30	315	32	the	the	DET
ajbmeb-30	315	33	contract	contract	NOUN
ajbmeb-30	315	34	been	be	AUX
ajbmeb-30	315	35	performed	perform	VERB
ajbmeb-30	315	36	(	(	PUNCT
ajbmeb-30	315	37	restitutio	restitutio	NOUN
ajbmeb-30	315	38	in	in	ADP
ajbmeb-30	315	39	integrum	integrum	NOUN
ajbmeb-30	315	40	)	)	PUNCT
ajbmeb-30	315	41	;	;	PUNCT
ajbmeb-30	315	42	nominal	nominal	ADJ
ajbmeb-30	315	43	damages	damage	NOUN
ajbmeb-30	315	44	which	which	PRON
ajbmeb-30	315	45	is	be	AUX
ajbmeb-30	315	46	a	a	DET
ajbmeb-30	315	47	small	small	ADJ
ajbmeb-30	315	48	token	token	NOUN
ajbmeb-30	315	49	awarded	award	VERB
ajbmeb-30	315	50	where	where	SCONJ
ajbmeb-30	315	51	there	there	PRON
ajbmeb-30	315	52	has	have	AUX
ajbmeb-30	315	53	been	be	AUX
ajbmeb-30	315	54	an	an	DET
ajbmeb-30	315	55	infringement	infringement	NOUN
ajbmeb-30	315	56	of	of	ADP
ajbmeb-30	315	57	a	a	DET
ajbmeb-30	315	58	contracted	contract	VERB
ajbmeb-30	315	59	right	right	NOUN
ajbmeb-30	315	60	but	but	CCONJ
ajbmeb-30	315	61	no	no	DET
ajbmeb-30	315	62	actual	actual	ADJ
ajbmeb-30	315	63	lost	lose	VERB
ajbmeb-30	315	64	has	have	AUX
ajbmeb-30	315	65	been	be	AUX
ajbmeb-30	315	66	suffered	suffer	VERB
ajbmeb-30	315	67	;	;	PUNCT
ajbmeb-30	315	68	exemplary	exemplary	ADJ
ajbmeb-30	315	69	damages	damage	NOUN
ajbmeb-30	315	70	are	be	AUX
ajbmeb-30	315	71	damages	damage	NOUN
ajbmeb-30	315	72	awarded	award	VERB
ajbmeb-30	315	73	when	when	SCONJ
ajbmeb-30	315	74	the	the	DET
ajbmeb-30	315	75	sum	sum	NOUN
ajbmeb-30	315	76	is	be	AUX
ajbmeb-30	315	77	far	far	ADV
ajbmeb-30	315	78	greater	great	ADJ
ajbmeb-30	315	79	than	than	ADP
ajbmeb-30	315	80	the	the	DET
ajbmeb-30	315	81	pecuniary	pecuniary	ADJ
ajbmeb-30	315	82	loss	loss	NOUN
ajbmeb-30	315	83	suffered	suffer	VERB
ajbmeb-30	315	84	by	by	ADP
ajbmeb-30	315	85	the	the	DET
ajbmeb-30	315	86	plaintiff	plaintiff	NOUN
ajbmeb-30	315	87	.	.	PUNCT
ajbmeb-30	316	1	56	56	NUM
ajbmeb-30	316	2	goode	goode	PROPN
ajbmeb-30	316	3	r.m	r.m	PROPN
ajbmeb-30	316	4	(	(	PUNCT
ajbmeb-30	316	5	1995	1995	NUM
ajbmeb-30	316	6	)	)	PUNCT
ajbmeb-30	316	7	,	,	PUNCT
ajbmeb-30	316	8	commercial	commercial	ADJ
ajbmeb-30	316	9	law	law	NOUN
ajbmeb-30	316	10	,	,	PUNCT
ajbmeb-30	316	11	penguin	penguin	NOUN
ajbmeb-30	316	12	books	book	NOUN
ajbmeb-30	316	13	,	,	PUNCT
ajbmeb-30	316	14	england	england	PROPN
ajbmeb-30	316	15	,	,	PUNCT
ajbmeb-30	316	16	2nd	2nd	PROPN
ajbmeb-30	316	17	edition	edition	NOUN
ajbmeb-30	316	18	,	,	PUNCT
ajbmeb-30	316	19	p.112	p.112	NOUN
ajbmeb-30	316	20	.	.	PUNCT
ajbmeb-30	316	21	57	57	NUM
ajbmeb-30	316	22	(	(	PUNCT
ajbmeb-30	316	23	1976	1976	NUM
ajbmeb-30	316	24	)	)	PUNCT
ajbmeb-30	316	25	t.w.l.r	t.w.l.r	PROPN
ajbmeb-30	316	26	.	.	PROPN
ajbmeb-30	316	27	1964	1964	NUM
ajbmeb-30	316	28	.	.	PUNCT
ajbmeb-30	317	1	58	58	NUM
ajbmeb-30	317	2	see	see	VERB
ajbmeb-30	317	3	the	the	DET
ajbmeb-30	317	4	case	case	NOUN
ajbmeb-30	317	5	of	of	ADP
ajbmeb-30	317	6	youssoupoff	youssoupoff	NOUN
ajbmeb-30	317	7	v	v	PROPN
ajbmeb-30	317	8	metrogolwyru	metrogolwyru	PROPN
ajbmeb-30	317	9	meyer	meyer	PROPN
ajbmeb-30	317	10	pictures	pictures	PROPN
ajbmeb-30	317	11	(	(	PUNCT
ajbmeb-30	317	12	1934	1934	NUM
ajbmeb-30	317	13	)	)	PUNCT
ajbmeb-30	317	14	50	50	NUM
ajbmeb-30	317	15	tlr	tlr	PROPN
ajbmeb-30	317	16	581	581	NUM
ajbmeb-30	317	17	.	.	PUNCT
ajbmeb-30	317	18	american	american	PROPN
ajbmeb-30	317	19	journal	journal	PROPN
ajbmeb-30	317	20	of	of	ADP
ajbmeb-30	317	21	business	business	NOUN
ajbmeb-30	317	22	management	management	NOUN
ajbmeb-30	317	23	,	,	PUNCT
ajbmeb-30	317	24	economics	economic	NOUN
ajbmeb-30	317	25	and	and	CCONJ
ajbmeb-30	317	26	banking	banking	NOUN
ajbmeb-30	317	27	volume	volume	NOUN
ajbmeb-30	317	28	1	1	NUM
ajbmeb-30	317	29	,	,	PUNCT
ajbmeb-30	317	30	june	june	PROPN
ajbmeb-30	317	31	,	,	PUNCT
ajbmeb-30	317	32	2022	2022	NUM
ajbmeb-30	317	33	p	p	NOUN
ajbmeb-30	317	34	a	a	PRON
ajbmeb-30	317	35	g	g	NOUN
ajbmeb-30	317	36	e	e	NOUN
ajbmeb-30	317	37	|	|	ADV
ajbmeb-30	317	38	50	50	NUM
ajbmeb-30	317	39	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	317	40	collecting	collect	VERB
ajbmeb-30	317	41	bank	bank	NOUN
ajbmeb-30	317	42	commits	commit	VERB
ajbmeb-30	317	43	a	a	DET
ajbmeb-30	317	44	further	further	ADJ
ajbmeb-30	317	45	act	act	NOUN
ajbmeb-30	317	46	of	of	ADP
ajbmeb-30	317	47	conversion	conversion	NOUN
ajbmeb-30	317	48	;	;	PUNCT
ajbmeb-30	317	49	and	and	CCONJ
ajbmeb-30	317	50	having	having	AUX
ajbmeb-30	317	51	collected	collect	VERB
ajbmeb-30	317	52	the	the	DET
ajbmeb-30	317	53	cheque	cheque	NOUN
ajbmeb-30	317	54	it	it	PRON
ajbmeb-30	317	55	exposes	expose	VERB
ajbmeb-30	317	56	itself	itself	PRON
ajbmeb-30	317	57	to	to	ADP
ajbmeb-30	317	58	an	an	DET
ajbmeb-30	317	59	alternative	alternative	ADJ
ajbmeb-30	317	60	claim	claim	NOUN
ajbmeb-30	317	61	for	for	ADP
ajbmeb-30	317	62	money	money	NOUN
ajbmeb-30	317	63	had	have	VERB
ajbmeb-30	317	64	and	and	CCONJ
ajbmeb-30	317	65	received	receive	VERB
ajbmeb-30	317	66	,	,	PUNCT
ajbmeb-30	317	67	for	for	SCONJ
ajbmeb-30	317	68	the	the	DET
ajbmeb-30	317	69	plaintiff	plaintiff	NOUN
ajbmeb-30	317	70	has	have	VERB
ajbmeb-30	317	71	the	the	DET
ajbmeb-30	317	72	option	option	NOUN
ajbmeb-30	317	73	of	of	ADP
ajbmeb-30	317	74	waiving	waive	VERB
ajbmeb-30	317	75	the	the	DET
ajbmeb-30	317	76	tort	tort	NOUN
ajbmeb-30	317	77	of	of	ADP
ajbmeb-30	317	78	conversion	conversion	NOUN
ajbmeb-30	317	79	and	and	CCONJ
ajbmeb-30	317	80	suing	suing	NOUN
ajbmeb-30	317	81	instead	instead	ADV
ajbmeb-30	317	82	in	in	ADP
ajbmeb-30	317	83	quasi	quasi	ADJ
ajbmeb-30	317	84	contract	contract	NOUN
ajbmeb-30	317	85	for	for	ADP
ajbmeb-30	317	86	the	the	DET
ajbmeb-30	317	87	proceeds	proceed	NOUN
ajbmeb-30	317	88	of	of	ADP
ajbmeb-30	317	89	the	the	DET
ajbmeb-30	317	90	property	property	NOUN
ajbmeb-30	317	91	converted	convert	VERB
ajbmeb-30	317	92	.	.	PUNCT
ajbmeb-30	318	1	the	the	DET
ajbmeb-30	318	2	position	position	NOUN
ajbmeb-30	318	3	is	be	AUX
ajbmeb-30	318	4	otherwise	otherwise	ADV
ajbmeb-30	318	5	,	,	PUNCT
ajbmeb-30	318	6	of	of	ADP
ajbmeb-30	318	7	course	course	NOUN
ajbmeb-30	318	8	,	,	PUNCT
ajbmeb-30	318	9	where	where	SCONJ
ajbmeb-30	318	10	the	the	DET
ajbmeb-30	318	11	collecting	collect	VERB
ajbmeb-30	318	12	bank	bank	NOUN
ajbmeb-30	318	13	itself	itself	PRON
ajbmeb-30	318	14	acquires	acquire	VERB
ajbmeb-30	318	15	an	an	DET
ajbmeb-30	318	16	overriding	override	VERB
ajbmeb-30	318	17	interest	interest	NOUN
ajbmeb-30	318	18	as	as	ADP
ajbmeb-30	318	19	a	a	DET
ajbmeb-30	318	20	holder	holder	NOUN
ajbmeb-30	318	21	in	in	ADP
ajbmeb-30	318	22	due	due	ADJ
ajbmeb-30	318	23	course	course	NOUN
ajbmeb-30	318	24	.	.	PUNCT
ajbmeb-30	319	1	at	at	ADP
ajbmeb-30	319	2	common	common	ADJ
ajbmeb-30	319	3	law	law	NOUN
ajbmeb-30	319	4	,	,	PUNCT
ajbmeb-30	319	5	the	the	DET
ajbmeb-30	319	6	exercise	exercise	NOUN
ajbmeb-30	319	7	of	of	ADP
ajbmeb-30	319	8	reasonable	reasonable	ADJ
ajbmeb-30	319	9	care	care	NOUN
ajbmeb-30	319	10	by	by	ADP
ajbmeb-30	319	11	the	the	DET
ajbmeb-30	319	12	collecting	collect	VERB
ajbmeb-30	319	13	bank	bank	NOUN
ajbmeb-30	319	14	is	be	AUX
ajbmeb-30	319	15	no	no	DET
ajbmeb-30	319	16	defence	defence	NOUN
ajbmeb-30	319	17	to	to	ADP
ajbmeb-30	319	18	a	a	DET
ajbmeb-30	319	19	claim	claim	NOUN
ajbmeb-30	319	20	in	in	ADP
ajbmeb-30	319	21	conversion	conversion	NOUN
ajbmeb-30	319	22	,	,	PUNCT
ajbmeb-30	319	23	for	for	ADP
ajbmeb-30	319	24	which	which	PRON
ajbmeb-30	319	25	there	there	PRON
ajbmeb-30	319	26	is	be	VERB
ajbmeb-30	319	27	strict	strict	ADJ
ajbmeb-30	319	28	liability	liability	NOUN
ajbmeb-30	319	29	;	;	PUNCT
ajbmeb-30	319	30	and	and	CCONJ
ajbmeb-30	319	31	to	to	PART
ajbmeb-30	319	32	ameliorate	ameliorate	VERB
ajbmeb-30	319	33	the	the	DET
ajbmeb-30	319	34	problem	problem	NOUN
ajbmeb-30	319	35	confronting	confront	VERB
ajbmeb-30	319	36	collecting	collect	VERB
ajbmeb-30	319	37	banks	bank	NOUN
ajbmeb-30	319	38	a	a	DET
ajbmeb-30	319	39	measure	measure	NOUN
ajbmeb-30	319	40	of	of	ADP
ajbmeb-30	319	41	protection	protection	NOUN
ajbmeb-30	319	42	was	be	AUX
ajbmeb-30	319	43	conferred	confer	VERB
ajbmeb-30	319	44	by	by	ADP
ajbmeb-30	319	45	section	section	NOUN
ajbmeb-30	319	46	82	82	NUM
ajbmeb-30	319	47	of	of	ADP
ajbmeb-30	319	48	the	the	DET
ajbmeb-30	319	49	bill	bill	NOUN
ajbmeb-30	319	50	of	of	ADP
ajbmeb-30	319	51	exchange	exchange	PROPN
ajbmeb-30	319	52	act	act	PROPN
ajbmeb-30	319	53	1882	1882	NUM
ajbmeb-30	319	54	subsequently	subsequently	ADV
ajbmeb-30	319	55	repealed	repeal	VERB
ajbmeb-30	319	56	by	by	ADP
ajbmeb-30	319	57	the	the	DET
ajbmeb-30	319	58	cheques	cheque	NOUN
ajbmeb-30	319	59	act	act	VERB
ajbmeb-30	319	60	1957	1957	NUM
ajbmeb-30	319	61	and	and	CCONJ
ajbmeb-30	319	62	replaced	replace	VERB
ajbmeb-30	319	63	by	by	ADP
ajbmeb-30	319	64	section	section	NOUN
ajbmeb-30	319	65	4	4	NUM
ajbmeb-30	319	66	of	of	ADP
ajbmeb-30	319	67	that	that	DET
ajbmeb-30	319	68	act	act	NOUN
ajbmeb-30	319	69	.	.	PUNCT
ajbmeb-30	320	1	this	this	DET
ajbmeb-30	320	2	protection	protection	NOUN
ajbmeb-30	320	3	was	be	AUX
ajbmeb-30	320	4	enhanced	enhance	VERB
ajbmeb-30	320	5	by	by	ADP
ajbmeb-30	320	6	the	the	DET
ajbmeb-30	320	7	provisions	provision	NOUN
ajbmeb-30	320	8	of	of	ADP
ajbmeb-30	320	9	the	the	DET
ajbmeb-30	320	10	banking	banking	NOUN
ajbmeb-30	320	11	act	act	NOUN
ajbmeb-30	320	12	1979	1979	NUM
ajbmeb-30	320	13	enabling	enable	VERB
ajbmeb-30	320	14	banks	bank	NOUN
ajbmeb-30	320	15	to	to	PART
ajbmeb-30	320	16	plead	plead	VERB
ajbmeb-30	320	17	contributory	contributory	ADJ
ajbmeb-30	320	18	negligence	negligence	NOUN
ajbmeb-30	320	19	as	as	ADP
ajbmeb-30	320	20	a	a	DET
ajbmeb-30	320	21	defense.59	defense.59	ADJ
ajbmeb-30	320	22	3.2	3.2	NUM
ajbmeb-30	320	23	action	action	NOUN
ajbmeb-30	320	24	in	in	ADP
ajbmeb-30	320	25	criminal	criminal	ADJ
ajbmeb-30	320	26	law	law	NOUN
ajbmeb-30	320	27	the	the	DET
ajbmeb-30	320	28	grounds	ground	NOUN
ajbmeb-30	320	29	for	for	ADP
ajbmeb-30	320	30	an	an	DET
ajbmeb-30	320	31	action	action	NOUN
ajbmeb-30	320	32	in	in	ADP
ajbmeb-30	320	33	crime	crime	NOUN
ajbmeb-30	320	34	are	be	AUX
ajbmeb-30	320	35	divided	divide	VERB
ajbmeb-30	320	36	notably	notably	ADV
ajbmeb-30	320	37	under	under	ADP
ajbmeb-30	320	38	two	two	NUM
ajbmeb-30	320	39	heads	head	NOUN
ajbmeb-30	320	40	i.e.	i.e.	X
ajbmeb-30	320	41	offences	offence	NOUN
ajbmeb-30	320	42	by	by	ADP
ajbmeb-30	320	43	commission	commission	NOUN
ajbmeb-30	320	44	and	and	CCONJ
ajbmeb-30	320	45	by	by	ADP
ajbmeb-30	320	46	omission	omission	NOUN
ajbmeb-30	320	47	.	.	PUNCT
ajbmeb-30	321	1	the	the	DET
ajbmeb-30	321	2	material	material	ADJ
ajbmeb-30	321	3	elements	element	NOUN
ajbmeb-30	321	4	of	of	ADP
ajbmeb-30	321	5	an	an	DET
ajbmeb-30	321	6	offence	offence	NOUN
ajbmeb-30	321	7	can	can	AUX
ajbmeb-30	321	8	be	be	AUX
ajbmeb-30	321	9	of	of	ADP
ajbmeb-30	321	10	a	a	DET
ajbmeb-30	321	11	positive	positive	ADJ
ajbmeb-30	321	12	character	character	NOUN
ajbmeb-30	321	13	(	(	PUNCT
ajbmeb-30	321	14	commission	commission	PROPN
ajbmeb-30	321	15	)	)	PUNCT
ajbmeb-30	321	16	or	or	CCONJ
ajbmeb-30	321	17	of	of	ADP
ajbmeb-30	321	18	a	a	DET
ajbmeb-30	321	19	negative	negative	ADJ
ajbmeb-30	321	20	character	character	NOUN
ajbmeb-30	321	21	(	(	PUNCT
ajbmeb-30	321	22	an	an	DET
ajbmeb-30	321	23	abstention	abstention	NOUN
ajbmeb-30	321	24	or	or	CCONJ
ajbmeb-30	321	25	omission	omission	NOUN
ajbmeb-30	321	26	)	)	PUNCT
ajbmeb-30	321	27	.	.	PUNCT
ajbmeb-30	322	1	in	in	ADP
ajbmeb-30	322	2	this	this	DET
ajbmeb-30	322	3	light	light	NOUN
ajbmeb-30	322	4	,	,	PUNCT
ajbmeb-30	322	5	we	we	PRON
ajbmeb-30	322	6	distinguish	distinguish	VERB
ajbmeb-30	322	7	offences	offence	NOUN
ajbmeb-30	322	8	by	by	ADP
ajbmeb-30	322	9	omission	omission	NOUN
ajbmeb-30	322	10	and	and	CCONJ
ajbmeb-30	322	11	offences	offence	NOUN
ajbmeb-30	322	12	by	by	ADP
ajbmeb-30	322	13	commission	commission	NOUN
ajbmeb-30	322	14	.	.	PUNCT
ajbmeb-30	323	1	3.2.1	3.2.1	NUM
ajbmeb-30	323	2	offences	offence	NOUN
ajbmeb-30	323	3	by	by	ADP
ajbmeb-30	323	4	commission	commission	NOUN
ajbmeb-30	323	5	an	an	DET
ajbmeb-30	323	6	offence	offence	NOUN
ajbmeb-30	323	7	by	by	ADP
ajbmeb-30	323	8	commission	commission	NOUN
ajbmeb-30	323	9	includes	include	VERB
ajbmeb-30	323	10	:	:	PUNCT
ajbmeb-30	323	11	fraud	fraud	NOUN
ajbmeb-30	323	12	or	or	CCONJ
ajbmeb-30	323	13	fraudulent	fraudulent	ADJ
ajbmeb-30	323	14	manoeuvres	manoeuvre	NOUN
ajbmeb-30	323	15	;	;	PUNCT
ajbmeb-30	323	16	deception	deception	NOUN
ajbmeb-30	323	17	;	;	PUNCT
ajbmeb-30	323	18	attempts	attempt	NOUN
ajbmeb-30	323	19	on	on	ADP
ajbmeb-30	323	20	the	the	DET
ajbmeb-30	323	21	patrimonial	patrimonial	ADJ
ajbmeb-30	323	22	integrity	integrity	NOUN
ajbmeb-30	323	23	of	of	ADP
ajbmeb-30	323	24	the	the	DET
ajbmeb-30	323	25	consumer	consumer	NOUN
ajbmeb-30	323	26	,	,	PUNCT
ajbmeb-30	323	27	offences	offence	NOUN
ajbmeb-30	323	28	related	relate	VERB
ajbmeb-30	323	29	to	to	ADP
ajbmeb-30	323	30	the	the	DET
ajbmeb-30	323	31	regulation	regulation	NOUN
ajbmeb-30	323	32	of	of	ADP
ajbmeb-30	323	33	prices	price	NOUN
ajbmeb-30	323	34	;	;	PUNCT
ajbmeb-30	323	35	publicity	publicity	NOUN
ajbmeb-30	323	36	bearing	bear	VERB
ajbmeb-30	323	37	false	false	ADJ
ajbmeb-30	323	38	information	information	NOUN
ajbmeb-30	323	39	;	;	PUNCT
ajbmeb-30	323	40	failure	failure	NOUN
ajbmeb-30	323	41	to	to	PART
ajbmeb-30	323	42	execute	execute	VERB
ajbmeb-30	323	43	the	the	DET
ajbmeb-30	323	44	contract	contract	NOUN
ajbmeb-30	323	45	as	as	ADP
ajbmeb-30	323	46	per	per	ADP
ajbmeb-30	323	47	its	its	PRON
ajbmeb-30	323	48	terms	term	NOUN
ajbmeb-30	323	49	;	;	PUNCT
ajbmeb-30	323	50	infringement	infringement	NOUN
ajbmeb-30	323	51	on	on	ADP
ajbmeb-30	323	52	the	the	DET
ajbmeb-30	323	53	patrimonial	patrimonial	ADJ
ajbmeb-30	323	54	integrity	integrity	NOUN
ajbmeb-30	323	55	of	of	ADP
ajbmeb-30	323	56	the	the	DET
ajbmeb-30	323	57	consumer	consumer	NOUN
ajbmeb-30	323	58	.	.	PUNCT
ajbmeb-30	324	1	offences	offence	NOUN
ajbmeb-30	324	2	related	relate	VERB
ajbmeb-30	324	3	to	to	ADP
ajbmeb-30	324	4	the	the	DET
ajbmeb-30	324	5	regulation	regulation	NOUN
ajbmeb-30	324	6	of	of	ADP
ajbmeb-30	324	7	prices	price	NOUN
ajbmeb-30	324	8	;	;	PUNCT
ajbmeb-30	324	9	offence	offence	NOUN
ajbmeb-30	324	10	of	of	ADP
ajbmeb-30	324	11	usage	usage	NOUN
ajbmeb-30	324	12	;	;	PUNCT
ajbmeb-30	324	13	false	false	ADJ
ajbmeb-30	324	14	advertisement	advertisement	NOUN
ajbmeb-30	324	15	;	;	PUNCT
ajbmeb-30	324	16	lapses	lapse	NOUN
ajbmeb-30	324	17	or	or	CCONJ
ajbmeb-30	324	18	failures	failure	NOUN
ajbmeb-30	324	19	in	in	ADP
ajbmeb-30	324	20	the	the	DET
ajbmeb-30	324	21	execution	execution	NOUN
ajbmeb-30	324	22	of	of	ADP
ajbmeb-30	324	23	the	the	DET
ajbmeb-30	324	24	contract	contract	NOUN
ajbmeb-30	324	25	;	;	PUNCT
ajbmeb-30	324	26	action	action	NOUN
ajbmeb-30	324	27	on	on	ADP
ajbmeb-30	324	28	the	the	DET
ajbmeb-30	324	29	breach	breach	NOUN
ajbmeb-30	324	30	of	of	ADP
ajbmeb-30	324	31	the	the	DET
ajbmeb-30	324	32	duty	duty	NOUN
ajbmeb-30	324	33	of	of	ADP
ajbmeb-30	324	34	secrecy	secrecy	NOUN
ajbmeb-30	324	35	.	.	PUNCT
ajbmeb-30	325	1	the	the	DET
ajbmeb-30	325	2	bank	bank	NOUN
ajbmeb-30	325	3	is	be	AUX
ajbmeb-30	325	4	under	under	ADP
ajbmeb-30	325	5	an	an	DET
ajbmeb-30	325	6	obligation	obligation	NOUN
ajbmeb-30	325	7	to	to	PART
ajbmeb-30	325	8	keep	keep	VERB
ajbmeb-30	325	9	its	its	PRON
ajbmeb-30	325	10	customers	customer	NOUN
ajbmeb-30	325	11	affairs	affair	NOUN
ajbmeb-30	325	12	silent	silent	ADJ
ajbmeb-30	325	13	.	.	PUNCT
ajbmeb-30	326	1	the	the	DET
ajbmeb-30	326	2	banks	bank	NOUN
ajbmeb-30	326	3	duty	duty	NOUN
ajbmeb-30	326	4	of	of	ADP
ajbmeb-30	326	5	secrecy	secrecy	NOUN
ajbmeb-30	326	6	was	be	AUX
ajbmeb-30	326	7	succinctly	succinctly	ADV
ajbmeb-30	326	8	enacted	enact	VERB
ajbmeb-30	326	9	by	by	ADP
ajbmeb-30	326	10	the	the	DET
ajbmeb-30	326	11	cameroonian	cameroonian	ADJ
ajbmeb-30	326	12	legislator	legislator	NOUN
ajbmeb-30	326	13	in	in	ADP
ajbmeb-30	326	14	ordinance	ordinance	NOUN
ajbmeb-30	326	15	no	no	DET
ajbmeb-30	326	16	85/002	85/002	NOUN
ajbmeb-30	326	17	of	of	ADP
ajbmeb-30	326	18	31	31	NUM
ajbmeb-30	326	19	august	august	PROPN
ajbmeb-30	326	20	1985	1985	NUM
ajbmeb-30	326	21	relating	relate	VERB
ajbmeb-30	326	22	to	to	ADP
ajbmeb-30	326	23	the	the	DET
ajbmeb-30	326	24	operation	operation	NOUN
ajbmeb-30	326	25	of	of	ADP
ajbmeb-30	326	26	credit	credit	NOUN
ajbmeb-30	326	27	establishments	establishment	NOUN
ajbmeb-30	326	28	and	and	CCONJ
ajbmeb-30	326	29	was	be	AUX
ajbmeb-30	326	30	later	later	ADV
ajbmeb-30	326	31	on	on	ADP
ajbmeb-30	326	32	attributed	attribute	VERB
ajbmeb-30	326	33	more	more	ADV
ajbmeb-30	326	34	judicial	judicial	ADJ
ajbmeb-30	326	35	impetus	impetus	NOUN
ajbmeb-30	326	36	by	by	ADP
ajbmeb-30	326	37	its	its	PRON
ajbmeb-30	326	38	consecration	consecration	NOUN
ajbmeb-30	326	39	in	in	ADP
ajbmeb-30	326	40	law	law	NOUN
ajbmeb-30	326	41	no	no	INTJ
ajbmeb-30	326	42	.	.	PUNCT
ajbmeb-30	327	1	2003/004	2003/004	NUM
ajbmeb-30	327	2	of	of	ADP
ajbmeb-30	327	3	21	21	NUM
ajbmeb-30	327	4	april	april	PROPN
ajbmeb-30	327	5	2003	2003	NUM
ajbmeb-30	327	6	governing	govern	VERB
ajbmeb-30	327	7	banking	banking	NOUN
ajbmeb-30	327	8	secrecy	secrecy	NOUN
ajbmeb-30	327	9	in	in	ADP
ajbmeb-30	327	10	cameroon	cameroon	NOUN
ajbmeb-30	327	11	.	.	PUNCT
ajbmeb-30	328	1	this	this	DET
ajbmeb-30	328	2	law	law	NOUN
ajbmeb-30	328	3	in	in	ADP
ajbmeb-30	328	4	its	its	PRON
ajbmeb-30	328	5	article	article	NOUN
ajbmeb-30	328	6	3	3	NUM
ajbmeb-30	328	7	indicates	indicate	VERB
ajbmeb-30	328	8	that	that	SCONJ
ajbmeb-30	328	9	banking	banking	NOUN
ajbmeb-30	328	10	secrecy	secrecy	NOUN
ajbmeb-30	328	11	consist	consist	NOUN
ajbmeb-30	328	12	of	of	ADP
ajbmeb-30	328	13	obligation	obligation	NOUN
ajbmeb-30	328	14	of	of	ADP
ajbmeb-30	328	15	confidentiality	confidentiality	NOUN
ajbmeb-30	328	16	imposed	impose	VERB
ajbmeb-30	328	17	on	on	ADP
ajbmeb-30	328	18	credit	credit	NOUN
ajbmeb-30	328	19	establishments	establishment	NOUN
ajbmeb-30	328	20	in	in	ADP
ajbmeb-30	328	21	relation	relation	NOUN
ajbmeb-30	328	22	to	to	ADP
ajbmeb-30	328	23	acts	act	NOUN
ajbmeb-30	328	24	,	,	PUNCT
ajbmeb-30	328	25	facts	fact	NOUN
ajbmeb-30	328	26	and	and	CCONJ
ajbmeb-30	328	27	information	information	NOUN
ajbmeb-30	328	28	concerning	concern	VERB
ajbmeb-30	328	29	their	their	PRON
ajbmeb-30	328	30	functions	function	NOUN
ajbmeb-30	328	31	.	.	PUNCT
ajbmeb-30	329	1	the	the	DET
ajbmeb-30	329	2	penal	penal	ADJ
ajbmeb-30	329	3	code	code	NOUN
ajbmeb-30	329	4	therefore	therefore	ADV
ajbmeb-30	329	5	punishes	punish	VERB
ajbmeb-30	329	6	any	any	DET
ajbmeb-30	329	7	violation	violation	NOUN
ajbmeb-30	329	8	of	of	ADP
ajbmeb-30	329	9	the	the	DET
ajbmeb-30	329	10	above	above	ADJ
ajbmeb-30	329	11	provision	provision	NOUN
ajbmeb-30	329	12	of	of	ADP
ajbmeb-30	329	13	the	the	DET
ajbmeb-30	329	14	law	law	NOUN
ajbmeb-30	329	15	if	if	SCONJ
ajbmeb-30	329	16	they	they	PRON
ajbmeb-30	329	17	are	be	AUX
ajbmeb-30	329	18	unlawfully	unlawfully	ADV
ajbmeb-30	329	19	carried	carry	VERB
ajbmeb-30	329	20	out	out	ADP
ajbmeb-30	329	21	.	.	PUNCT
ajbmeb-30	330	1	the	the	DET
ajbmeb-30	330	2	criminal	criminal	ADJ
ajbmeb-30	330	3	responsibility	responsibility	NOUN
ajbmeb-30	330	4	of	of	ADP
ajbmeb-30	330	5	the	the	DET
ajbmeb-30	330	6	banker	banker	NOUN
ajbmeb-30	330	7	for	for	ADP
ajbmeb-30	330	8	the	the	DET
ajbmeb-30	330	9	breach	breach	NOUN
ajbmeb-30	330	10	of	of	ADP
ajbmeb-30	330	11	the	the	DET
ajbmeb-30	330	12	duty	duty	NOUN
ajbmeb-30	330	13	of	of	ADP
ajbmeb-30	330	14	secrecy	secrecy	NOUN
ajbmeb-30	330	15	is	be	AUX
ajbmeb-30	330	16	a	a	DET
ajbmeb-30	330	17	rare	rare	ADJ
ajbmeb-30	330	18	phenomenon	phenomenon	NOUN
ajbmeb-30	330	19	to	to	PART
ajbmeb-30	330	20	come	come	VERB
ajbmeb-30	330	21	by	by	ADV
ajbmeb-30	330	22	because	because	SCONJ
ajbmeb-30	330	23	;	;	PUNCT
ajbmeb-30	330	24	either	either	CCONJ
ajbmeb-30	330	25	the	the	DET
ajbmeb-30	330	26	banker	banker	NOUN
ajbmeb-30	330	27	obeys	obey	VERB
ajbmeb-30	330	28	the	the	DET
ajbmeb-30	330	29	duty	duty	NOUN
ajbmeb-30	330	30	scrupulously	scrupulously	ADV
ajbmeb-30	330	31	or	or	CCONJ
ajbmeb-30	330	32	resorts	resort	NOUN
ajbmeb-30	330	33	to	to	PART
ajbmeb-30	330	34	amicable	amicable	ADJ
ajbmeb-30	330	35	settlements	settlement	NOUN
ajbmeb-30	330	36	if	if	SCONJ
ajbmeb-30	330	37	there	there	PRON
ajbmeb-30	330	38	is	be	VERB
ajbmeb-30	330	39	breach60	breach60	NOUN
ajbmeb-30	330	40	.	.	PUNCT
ajbmeb-30	331	1	this	this	PRON
ajbmeb-30	331	2	may	may	AUX
ajbmeb-30	331	3	be	be	AUX
ajbmeb-30	331	4	because	because	SCONJ
ajbmeb-30	331	5	the	the	DET
ajbmeb-30	331	6	penalty	penalty	NOUN
ajbmeb-30	331	7	for	for	ADP
ajbmeb-30	331	8	the	the	DET
ajbmeb-30	331	9	breach	breach	NOUN
ajbmeb-30	331	10	of	of	ADP
ajbmeb-30	331	11	secrecy	secrecy	NOUN
ajbmeb-30	331	12	may	may	AUX
ajbmeb-30	331	13	be	be	AUX
ajbmeb-30	331	14	very	very	ADV
ajbmeb-30	331	15	heavy	heavy	ADJ
ajbmeb-30	331	16	and	and	CCONJ
ajbmeb-30	331	17	generally	generally	ADV
ajbmeb-30	331	18	has	have	VERB
ajbmeb-30	331	19	a	a	DET
ajbmeb-30	331	20	deterrent	deterrent	NOUN
ajbmeb-30	331	21	effect	effect	NOUN
ajbmeb-30	331	22	.	.	PUNCT
ajbmeb-30	332	1	in	in	ADP
ajbmeb-30	332	2	addition	addition	NOUN
ajbmeb-30	332	3	,	,	PUNCT
ajbmeb-30	332	4	intention	intention	NOUN
ajbmeb-30	332	5	which	which	PRON
ajbmeb-30	332	6	is	be	AUX
ajbmeb-30	332	7	a	a	DET
ajbmeb-30	332	8	fundamental	fundamental	ADJ
ajbmeb-30	332	9	element	element	NOUN
ajbmeb-30	332	10	in	in	ADP
ajbmeb-30	332	11	the	the	DET
ajbmeb-30	332	12	determination	determination	NOUN
ajbmeb-30	332	13	of	of	ADP
ajbmeb-30	332	14	criminal	criminal	ADJ
ajbmeb-30	332	15	responsibility	responsibility	NOUN
ajbmeb-30	332	16	is	be	AUX
ajbmeb-30	332	17	not	not	PART
ajbmeb-30	332	18	easily	easily	ADV
ajbmeb-30	332	19	proved61	proved61	NOUN
ajbmeb-30	332	20	.	.	PUNCT
ajbmeb-30	333	1	however	however	ADV
ajbmeb-30	333	2	,	,	PUNCT
ajbmeb-30	333	3	if	if	SCONJ
ajbmeb-30	333	4	the	the	DET
ajbmeb-30	333	5	customer	customer	NOUN
ajbmeb-30	333	6	can	can	AUX
ajbmeb-30	333	7	prove	prove	VERB
ajbmeb-30	333	8	59	59	NUM
ajbmeb-30	333	9	section	section	NOUN
ajbmeb-30	333	10	47.ordinary	47.ordinary	NUM
ajbmeb-30	333	11	contributory	contributory	NOUN
ajbmeb-30	333	12	negligence	negligence	NOUN
ajbmeb-30	333	13	is	be	AUX
ajbmeb-30	333	14	no	no	DET
ajbmeb-30	333	15	defense	defense	NOUN
ajbmeb-30	333	16	to	to	ADP
ajbmeb-30	333	17	a	a	DET
ajbmeb-30	333	18	claim	claim	NOUN
ajbmeb-30	333	19	for	for	ADP
ajbmeb-30	333	20	conversion	conversion	NOUN
ajbmeb-30	333	21	(	(	PUNCT
ajbmeb-30	333	22	tort	tort	NOUN
ajbmeb-30	333	23	(	(	PUNCT
ajbmeb-30	333	24	interference	interference	NOUN
ajbmeb-30	333	25	with	with	ADP
ajbmeb-30	333	26	goods	good	NOUN
ajbmeb-30	333	27	)	)	PUNCT
ajbmeb-30	333	28	act	act	NOUN
ajbmeb-30	333	29	1997	1997	NUM
ajbmeb-30	333	30	,	,	PUNCT
ajbmeb-30	333	31	s.11	s.11	PUNCT
ajbmeb-30	333	32	(	(	PUNCT
ajbmeb-30	333	33	1	1	NUM
ajbmeb-30	333	34	)	)	PUNCT
ajbmeb-30	333	35	)	)	PUNCT
ajbmeb-30	333	36	.	.	PUNCT
ajbmeb-30	334	1	60	60	NUM
ajbmeb-30	334	2	teissier	teissier	NOUN
ajbmeb-30	334	3	(	(	PUNCT
ajbmeb-30	334	4	a.	a.	NOUN
ajbmeb-30	334	5	)	)	PUNCT
ajbmeb-30	334	6	,	,	PUNCT
ajbmeb-30	334	7	(	(	PUNCT
ajbmeb-30	334	8	1999	1999	NUM
ajbmeb-30	334	9	)	)	PUNCT
ajbmeb-30	334	10	,	,	PUNCT
ajbmeb-30	334	11	le	le	X
ajbmeb-30	334	12	secret	secret	PROPN
ajbmeb-30	334	13	professionnel	professionnel	PROPN
ajbmeb-30	334	14	du	du	PROPN
ajbmeb-30	334	15	banquier	banquier	NOUN
ajbmeb-30	334	16	,	,	PUNCT
ajbmeb-30	334	17	tome	tome	NOUN
ajbmeb-30	334	18	1	1	NUM
ajbmeb-30	334	19	,	,	PUNCT
ajbmeb-30	334	20	aix	aix	NOUN
ajbmeb-30	334	21	-	-	PUNCT
ajbmeb-30	334	22	marseille	marseille	NOUN
ajbmeb-30	334	23	,	,	PUNCT
ajbmeb-30	334	24	i.s.p.e.c	i.s.p.e.c	ADJ
ajbmeb-30	334	25	.	.	PROPN
ajbmeb-30	334	26	,	,	PUNCT
ajbmeb-30	334	27	l.r.d.d	l.r.d.d	PROPN
ajbmeb-30	334	28	.	.	PROPN
ajbmeb-30	334	29	,	,	PUNCT
ajbmeb-30	334	30	presse	presse	PROPN
ajbmeb-30	334	31	universitaires	universitaires	PROPN
ajbmeb-30	334	32	d’aix	d’aix	NOUN
ajbmeb-30	334	33	-	-	PUNCT
ajbmeb-30	334	34	marseille	marseille	NOUN
ajbmeb-30	334	35	,	,	PUNCT
ajbmeb-30	334	36	p	p	NOUN
ajbmeb-30	334	37	135	135	NUM
ajbmeb-30	334	38	.	.	NOUN
ajbmeb-30	335	1	61	61	NUM
ajbmeb-30	335	2	credot	credot	NOUN
ajbmeb-30	335	3	(	(	PUNCT
ajbmeb-30	335	4	f.j	f.j	NOUN
ajbmeb-30	335	5	.	.	PROPN
ajbmeb-30	335	6	)	)	PUNCT
ajbmeb-30	335	7	,	,	PUNCT
ajbmeb-30	335	8	«	«	PUNCT
ajbmeb-30	335	9	le	le	X
ajbmeb-30	335	10	secret	secret	PROPN
ajbmeb-30	335	11	bancaire	bancaire	NOUN
ajbmeb-30	335	12	»	»	PUNCT
ajbmeb-30	335	13	(	(	PUNCT
ajbmeb-30	335	14	1993	1993	NUM
ajbmeb-30	335	15	)	)	PUNCT
ajbmeb-30	335	16	,	,	PUNCT
ajbmeb-30	335	17	21	21	NUM
ajbmeb-30	335	18	petites	petite	NOUN
ajbmeb-30	335	19	affiches	affiche	NOUN
ajbmeb-30	335	20	,	,	PUNCT
ajbmeb-30	335	21	8	8	NUM
ajbmeb-30	335	22	-	-	SYM
ajbmeb-30	335	23	15	15	NUM
ajbmeb-30	335	24	,	,	PUNCT
ajbmeb-30	335	25	8	8	NUM
ajbmeb-30	335	26	.	.	PUNCT
ajbmeb-30	335	27	american	american	PROPN
ajbmeb-30	335	28	journal	journal	PROPN
ajbmeb-30	335	29	of	of	ADP
ajbmeb-30	335	30	business	business	NOUN
ajbmeb-30	335	31	management	management	NOUN
ajbmeb-30	335	32	,	,	PUNCT
ajbmeb-30	335	33	economics	economic	NOUN
ajbmeb-30	335	34	and	and	CCONJ
ajbmeb-30	335	35	banking	banking	NOUN
ajbmeb-30	335	36	volume	volume	NOUN
ajbmeb-30	335	37	1	1	NUM
ajbmeb-30	335	38	,	,	PUNCT
ajbmeb-30	335	39	june	june	PROPN
ajbmeb-30	335	40	,	,	PUNCT
ajbmeb-30	335	41	2022	2022	NUM
ajbmeb-30	335	42	p	p	NOUN
ajbmeb-30	335	43	a	a	DET
ajbmeb-30	335	44	g	g	NOUN
ajbmeb-30	335	45	e	e	NOUN
ajbmeb-30	335	46	|	|	ADV
ajbmeb-30	335	47	51	51	NUM
ajbmeb-30	335	48	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	335	49	breach	breach	NOUN
ajbmeb-30	335	50	of	of	ADP
ajbmeb-30	335	51	the	the	DET
ajbmeb-30	335	52	duty	duty	NOUN
ajbmeb-30	335	53	and	and	CCONJ
ajbmeb-30	335	54	that	that	SCONJ
ajbmeb-30	335	55	there	there	PRON
ajbmeb-30	335	56	is	be	VERB
ajbmeb-30	335	57	no	no	DET
ajbmeb-30	335	58	amicable	amicable	ADJ
ajbmeb-30	335	59	settlement	settlement	NOUN
ajbmeb-30	335	60	,	,	PUNCT
ajbmeb-30	335	61	he	he	PRON
ajbmeb-30	335	62	can	can	AUX
ajbmeb-30	335	63	take	take	VERB
ajbmeb-30	335	64	a	a	DET
ajbmeb-30	335	65	criminal	criminal	ADJ
ajbmeb-30	335	66	action	action	NOUN
ajbmeb-30	335	67	against	against	ADP
ajbmeb-30	335	68	the	the	DET
ajbmeb-30	335	69	bank	bank	NOUN
ajbmeb-30	335	70	.	.	PUNCT
ajbmeb-30	336	1	it	it	PRON
ajbmeb-30	336	2	must	must	AUX
ajbmeb-30	336	3	be	be	AUX
ajbmeb-30	336	4	mention	mention	VERB
ajbmeb-30	336	5	here	here	ADV
ajbmeb-30	336	6	that	that	SCONJ
ajbmeb-30	336	7	since	since	SCONJ
ajbmeb-30	336	8	the	the	DET
ajbmeb-30	336	9	breach	breach	NOUN
ajbmeb-30	336	10	of	of	ADP
ajbmeb-30	336	11	the	the	DET
ajbmeb-30	336	12	duty	duty	NOUN
ajbmeb-30	336	13	of	of	ADP
ajbmeb-30	336	14	secrecy	secrecy	NOUN
ajbmeb-30	336	15	has	have	VERB
ajbmeb-30	336	16	no	no	DET
ajbmeb-30	336	17	physical	physical	ADJ
ajbmeb-30	336	18	act	act	NOUN
ajbmeb-30	336	19	,	,	PUNCT
ajbmeb-30	336	20	it	it	PRON
ajbmeb-30	336	21	may	may	AUX
ajbmeb-30	336	22	hardly	hardly	ADV
ajbmeb-30	336	23	be	be	AUX
ajbmeb-30	336	24	noticed	notice	VERB
ajbmeb-30	336	25	by	by	ADP
ajbmeb-30	336	26	third	third	ADJ
ajbmeb-30	336	27	parties62	parties62	NOUN
ajbmeb-30	336	28	.	.	PUNCT
ajbmeb-30	337	1	for	for	ADP
ajbmeb-30	337	2	this	this	DET
ajbmeb-30	337	3	reason	reason	NOUN
ajbmeb-30	337	4	,	,	PUNCT
ajbmeb-30	337	5	prosecution	prosecution	NOUN
ajbmeb-30	337	6	of	of	ADP
ajbmeb-30	337	7	the	the	DET
ajbmeb-30	337	8	banker	banker	NOUN
ajbmeb-30	337	9	may	may	AUX
ajbmeb-30	337	10	only	only	ADV
ajbmeb-30	337	11	be	be	AUX
ajbmeb-30	337	12	done	do	VERB
ajbmeb-30	337	13	by	by	ADP
ajbmeb-30	337	14	the	the	DET
ajbmeb-30	337	15	customer	customer	NOUN
ajbmeb-30	337	16	,	,	PUNCT
ajbmeb-30	337	17	who	who	PRON
ajbmeb-30	337	18	may	may	AUX
ajbmeb-30	337	19	complain	complain	VERB
ajbmeb-30	337	20	to	to	ADP
ajbmeb-30	337	21	the	the	DET
ajbmeb-30	337	22	legal	legal	ADJ
ajbmeb-30	337	23	department	department	NOUN
ajbmeb-30	337	24	or	or	CCONJ
ajbmeb-30	337	25	initiate	initiate	VERB
ajbmeb-30	337	26	private	private	ADJ
ajbmeb-30	337	27	prosecution63	prosecution63	NOUN
ajbmeb-30	337	28	.	.	PUNCT
ajbmeb-30	338	1	before	before	SCONJ
ajbmeb-30	338	2	the	the	DET
ajbmeb-30	338	3	intervention	intervention	NOUN
ajbmeb-30	338	4	of	of	ADP
ajbmeb-30	338	5	the	the	DET
ajbmeb-30	338	6	cemac	cemac	ADJ
ajbmeb-30	338	7	legislator	legislator	NOUN
ajbmeb-30	338	8	,	,	PUNCT
ajbmeb-30	338	9	the	the	DET
ajbmeb-30	338	10	criminal	criminal	ADJ
ajbmeb-30	338	11	responsibility	responsibility	NOUN
ajbmeb-30	338	12	of	of	ADP
ajbmeb-30	338	13	the	the	DET
ajbmeb-30	338	14	banker	banker	NOUN
ajbmeb-30	338	15	for	for	ADP
ajbmeb-30	338	16	the	the	DET
ajbmeb-30	338	17	breach	breach	NOUN
ajbmeb-30	338	18	of	of	ADP
ajbmeb-30	338	19	the	the	DET
ajbmeb-30	338	20	duty	duty	NOUN
ajbmeb-30	338	21	of	of	ADP
ajbmeb-30	338	22	secrecy	secrecy	NOUN
ajbmeb-30	338	23	was	be	AUX
ajbmeb-30	338	24	anchored	anchor	VERB
ajbmeb-30	338	25	on	on	ADP
ajbmeb-30	338	26	the	the	DET
ajbmeb-30	338	27	provisions	provision	NOUN
ajbmeb-30	338	28	of	of	ADP
ajbmeb-30	338	29	the	the	DET
ajbmeb-30	338	30	penal	penal	ADJ
ajbmeb-30	338	31	code	code	NOUN
ajbmeb-30	338	32	on	on	ADP
ajbmeb-30	338	33	professional	professional	ADJ
ajbmeb-30	338	34	and	and	CCONJ
ajbmeb-30	338	35	commercial	commercial	ADJ
ajbmeb-30	338	36	confidence,64	confidence,64	NOUN
ajbmeb-30	338	37	and	and	CCONJ
ajbmeb-30	338	38	the	the	DET
ajbmeb-30	338	39	provisions	provision	NOUN
ajbmeb-30	338	40	of	of	ADP
ajbmeb-30	338	41	the	the	DET
ajbmeb-30	338	42	1985	1985	NUM
ajbmeb-30	338	43	ordinance65	ordinance65	NOUN
ajbmeb-30	338	44	.	.	PUNCT
ajbmeb-30	339	1	article	article	NOUN
ajbmeb-30	339	2	42	42	NUM
ajbmeb-30	339	3	of	of	ADP
ajbmeb-30	339	4	the	the	DET
ajbmeb-30	339	5	1992	1992	NUM
ajbmeb-30	339	6	convention	convention	NOUN
ajbmeb-30	339	7	,	,	PUNCT
ajbmeb-30	339	8	while	while	SCONJ
ajbmeb-30	339	9	re	re	VERB
ajbmeb-30	339	10	-	-	VERB
ajbmeb-30	339	11	enacting	enact	VERB
ajbmeb-30	339	12	the	the	DET
ajbmeb-30	339	13	provisions	provision	NOUN
ajbmeb-30	339	14	of	of	ADP
ajbmeb-30	339	15	the	the	DET
ajbmeb-30	339	16	ordinance	ordinance	NOUN
ajbmeb-30	339	17	,	,	PUNCT
ajbmeb-30	339	18	subjects	subject	VERB
ajbmeb-30	339	19	the	the	DET
ajbmeb-30	339	20	managers	manager	NOUN
ajbmeb-30	339	21	,	,	PUNCT
ajbmeb-30	339	22	directors	director	NOUN
ajbmeb-30	339	23	and	and	CCONJ
ajbmeb-30	339	24	employees	employee	NOUN
ajbmeb-30	339	25	of	of	ADP
ajbmeb-30	339	26	the	the	DET
ajbmeb-30	339	27	banks	bank	NOUN
ajbmeb-30	339	28	to	to	ADP
ajbmeb-30	339	29	the	the	DET
ajbmeb-30	339	30	professional	professional	ADJ
ajbmeb-30	339	31	confidence	confidence	NOUN
ajbmeb-30	339	32	,	,	PUNCT
ajbmeb-30	339	33	under	under	ADP
ajbmeb-30	339	34	the	the	DET
ajbmeb-30	339	35	conditions	condition	NOUN
ajbmeb-30	339	36	lay	lie	VERB
ajbmeb-30	339	37	down	down	ADP
ajbmeb-30	339	38	by	by	ADP
ajbmeb-30	339	39	the	the	DET
ajbmeb-30	339	40	penal	penal	ADJ
ajbmeb-30	339	41	code	code	NOUN
ajbmeb-30	339	42	of	of	ADP
ajbmeb-30	339	43	the	the	DET
ajbmeb-30	339	44	host	host	NOUN
ajbmeb-30	339	45	state	state	NOUN
ajbmeb-30	339	46	.	.	PUNCT
ajbmeb-30	340	1	the	the	DET
ajbmeb-30	340	2	cameroonian	cameroonian	ADJ
ajbmeb-30	340	3	legislator	legislator	NOUN
ajbmeb-30	340	4	has	have	AUX
ajbmeb-30	340	5	equally	equally	ADV
ajbmeb-30	340	6	extended	extend	VERB
ajbmeb-30	340	7	the	the	DET
ajbmeb-30	340	8	scope	scope	NOUN
ajbmeb-30	340	9	and	and	CCONJ
ajbmeb-30	340	10	has	have	AUX
ajbmeb-30	340	11	aggravated	aggravate	VERB
ajbmeb-30	340	12	the	the	DET
ajbmeb-30	340	13	sanction	sanction	NOUN
ajbmeb-30	340	14	for	for	ADP
ajbmeb-30	340	15	the	the	DET
ajbmeb-30	340	16	breach	breach	NOUN
ajbmeb-30	340	17	of	of	ADP
ajbmeb-30	340	18	banking	banking	NOUN
ajbmeb-30	340	19	secrecy	secrecy	NOUN
ajbmeb-30	340	20	.	.	PUNCT
ajbmeb-30	341	1	indeed	indeed	ADV
ajbmeb-30	341	2	,	,	PUNCT
ajbmeb-30	341	3	section	section	NOUN
ajbmeb-30	341	4	23	23	NUM
ajbmeb-30	341	5	of	of	ADP
ajbmeb-30	341	6	the	the	DET
ajbmeb-30	341	7	2003	2003	NUM
ajbmeb-30	341	8	law	law	NOUN
ajbmeb-30	341	9	on	on	ADP
ajbmeb-30	341	10	banking	banking	NOUN
ajbmeb-30	341	11	secrecy	secrecy	NOUN
ajbmeb-30	341	12	punishes	punish	VERB
ajbmeb-30	341	13	any	any	DET
ajbmeb-30	341	14	person	person	NOUN
ajbmeb-30	341	15	guilty	guilty	ADJ
ajbmeb-30	341	16	of	of	ADP
ajbmeb-30	341	17	the	the	DET
ajbmeb-30	341	18	offence	offence	NOUN
ajbmeb-30	341	19	with	with	ADP
ajbmeb-30	341	20	imprisonment	imprisonment	NOUN
ajbmeb-30	341	21	of	of	ADP
ajbmeb-30	341	22	three	three	NUM
ajbmeb-30	341	23	months	month	NOUN
ajbmeb-30	341	24	to	to	ADP
ajbmeb-30	341	25	three	three	NUM
ajbmeb-30	341	26	years	year	NOUN
ajbmeb-30	341	27	and	and	CCONJ
ajbmeb-30	341	28	or	or	CCONJ
ajbmeb-30	341	29	fine	fine	NOUN
ajbmeb-30	341	30	of	of	ADP
ajbmeb-30	341	31	from	from	ADP
ajbmeb-30	341	32	1.000.000	1.000.000	NUM
ajbmeb-30	341	33	cfaf66	cfaf66	NOUN
ajbmeb-30	341	34	.	.	PUNCT
ajbmeb-30	342	1	the	the	DET
ajbmeb-30	342	2	courts	court	NOUN
ajbmeb-30	342	3	may	may	AUX
ajbmeb-30	342	4	further	far	ADV
ajbmeb-30	342	5	order	order	VERB
ajbmeb-30	342	6	the	the	DET
ajbmeb-30	342	7	confiscation	confiscation	NOUN
ajbmeb-30	342	8	of	of	ADP
ajbmeb-30	342	9	the	the	DET
ajbmeb-30	342	10	corpus	corpus	NOUN
ajbmeb-30	342	11	delicti	delicti	PROPN
ajbmeb-30	342	12	,	,	PUNCT
ajbmeb-30	342	13	forfeiture	forfeiture	NOUN
ajbmeb-30	342	14	of	of	ADP
ajbmeb-30	342	15	public	public	ADJ
ajbmeb-30	342	16	functioning	functioning	NOUN
ajbmeb-30	342	17	relating	relate	VERB
ajbmeb-30	342	18	to	to	ADP
ajbmeb-30	342	19	the	the	DET
ajbmeb-30	342	20	credit	credit	NOUN
ajbmeb-30	342	21	establishment	establishment	NOUN
ajbmeb-30	342	22	,	,	PUNCT
ajbmeb-30	342	23	closure	closure	NOUN
ajbmeb-30	342	24	of	of	ADP
ajbmeb-30	342	25	the	the	DET
ajbmeb-30	342	26	establishment	establishment	NOUN
ajbmeb-30	342	27	and	and	CCONJ
ajbmeb-30	342	28	or	or	CCONJ
ajbmeb-30	342	29	publication	publication	NOUN
ajbmeb-30	342	30	of	of	ADP
ajbmeb-30	342	31	judgment67	judgment67	PROPN
ajbmeb-30	342	32	.	.	PUNCT
ajbmeb-30	343	1	in	in	ADP
ajbmeb-30	343	2	addition	addition	NOUN
ajbmeb-30	343	3	to	to	ADP
ajbmeb-30	343	4	the	the	DET
ajbmeb-30	343	5	above	above	ADJ
ajbmeb-30	343	6	sanctions	sanction	NOUN
ajbmeb-30	343	7	,	,	PUNCT
ajbmeb-30	343	8	the	the	DET
ajbmeb-30	343	9	banker	banker	NOUN
ajbmeb-30	343	10	may	may	AUX
ajbmeb-30	343	11	incur	incur	VERB
ajbmeb-30	343	12	disciplinary	disciplinary	ADJ
ajbmeb-30	343	13	sanctions	sanction	NOUN
ajbmeb-30	343	14	.	.	PUNCT
ajbmeb-30	344	1	another	another	DET
ajbmeb-30	344	2	ground	ground	NOUN
ajbmeb-30	344	3	on	on	ADP
ajbmeb-30	344	4	which	which	PRON
ajbmeb-30	344	5	a	a	DET
ajbmeb-30	344	6	consumer	consumer	NOUN
ajbmeb-30	344	7	could	could	AUX
ajbmeb-30	344	8	equally	equally	ADV
ajbmeb-30	344	9	bring	bring	VERB
ajbmeb-30	344	10	a	a	DET
ajbmeb-30	344	11	criminal	criminal	ADJ
ajbmeb-30	344	12	action	action	NOUN
ajbmeb-30	344	13	could	could	AUX
ajbmeb-30	344	14	be	be	AUX
ajbmeb-30	344	15	on	on	ADP
ajbmeb-30	344	16	false	false	ADJ
ajbmeb-30	344	17	advertisement	advertisement	NOUN
ajbmeb-30	344	18	.	.	PUNCT
ajbmeb-30	345	1	advertisement	advertisement	NOUN
ajbmeb-30	345	2	in	in	ADP
ajbmeb-30	345	3	cameroon	cameroon	PROPN
ajbmeb-30	345	4	is	be	AUX
ajbmeb-30	345	5	governed	govern	VERB
ajbmeb-30	345	6	by	by	ADP
ajbmeb-30	345	7	law	law	NOUN
ajbmeb-30	345	8	no	no	NOUN
ajbmeb-30	345	9	.	.	PUNCT
ajbmeb-30	346	1	2006/018	2006/018	NUM
ajbmeb-30	346	2	of	of	ADP
ajbmeb-30	346	3	december	december	PROPN
ajbmeb-30	346	4	.	.	PUNCT
ajbmeb-30	347	1	it	it	PRON
ajbmeb-30	347	2	is	be	AUX
ajbmeb-30	347	3	important	important	ADJ
ajbmeb-30	347	4	to	to	PART
ajbmeb-30	347	5	note	note	VERB
ajbmeb-30	347	6	that	that	PRON
ajbmeb-30	347	7	advertisement	advertisement	NOUN
ajbmeb-30	347	8	is	be	AUX
ajbmeb-30	347	9	a	a	DET
ajbmeb-30	347	10	legal	legal	ADJ
ajbmeb-30	347	11	act	act	NOUN
ajbmeb-30	347	12	which	which	PRON
ajbmeb-30	347	13	involves	involve	VERB
ajbmeb-30	347	14	the	the	DET
ajbmeb-30	347	15	use	use	NOUN
ajbmeb-30	347	16	of	of	ADP
ajbmeb-30	347	17	procedures	procedure	NOUN
ajbmeb-30	347	18	such	such	ADJ
ajbmeb-30	347	19	as	as	ADP
ajbmeb-30	347	20	:	:	PUNCT
ajbmeb-30	347	21	posting	posting	NOUN
ajbmeb-30	347	22	;	;	PUNCT
ajbmeb-30	347	23	advertisement	advertisement	NOUN
ajbmeb-30	347	24	in	in	ADP
ajbmeb-30	347	25	specialized	specialized	ADJ
ajbmeb-30	347	26	journal	journal	NOUN
ajbmeb-30	347	27	and	and	CCONJ
ajbmeb-30	347	28	through	through	ADP
ajbmeb-30	347	29	the	the	DET
ajbmeb-30	347	30	media	medium	NOUN
ajbmeb-30	347	31	.	.	PUNCT
ajbmeb-30	348	1	the	the	DET
ajbmeb-30	348	2	aforementioned	aforementioned	ADJ
ajbmeb-30	348	3	text	text	NOUN
ajbmeb-30	348	4	requires	require	VERB
ajbmeb-30	348	5	businesses	business	NOUN
ajbmeb-30	348	6	to	to	PART
ajbmeb-30	348	7	carry	carry	VERB
ajbmeb-30	348	8	out	out	ADP
ajbmeb-30	348	9	advertisements	advertisement	NOUN
ajbmeb-30	348	10	in	in	ADP
ajbmeb-30	348	11	clear	clear	ADJ
ajbmeb-30	348	12	and	and	CCONJ
ajbmeb-30	348	13	understandable	understandable	ADJ
ajbmeb-30	348	14	manner	manner	NOUN
ajbmeb-30	348	15	,	,	PUNCT
ajbmeb-30	348	16	and	and	CCONJ
ajbmeb-30	348	17	advertisement	advertisement	NOUN
ajbmeb-30	348	18	should	should	AUX
ajbmeb-30	348	19	not	not	PART
ajbmeb-30	348	20	contain	contain	VERB
ajbmeb-30	348	21	incorrect	incorrect	ADJ
ajbmeb-30	348	22	information	information	NOUN
ajbmeb-30	348	23	and/or	and/or	CCONJ
ajbmeb-30	348	24	information	information	NOUN
ajbmeb-30	348	25	misleading	mislead	VERB
ajbmeb-30	348	26	about	about	ADP
ajbmeb-30	348	27	the	the	DET
ajbmeb-30	348	28	terms	term	NOUN
ajbmeb-30	348	29	under	under	ADP
ajbmeb-30	348	30	which	which	PRON
ajbmeb-30	348	31	the	the	DET
ajbmeb-30	348	32	consumer	consumer	NOUN
ajbmeb-30	348	33	uses	use	VERB
ajbmeb-30	348	34	these	these	DET
ajbmeb-30	348	35	services	service	NOUN
ajbmeb-30	348	36	.	.	PUNCT
ajbmeb-30	349	1	thus	thus	ADV
ajbmeb-30	349	2	an	an	DET
ajbmeb-30	349	3	offence	offence	NOUN
ajbmeb-30	349	4	is	be	AUX
ajbmeb-30	349	5	committed	commit	VERB
ajbmeb-30	349	6	when	when	SCONJ
ajbmeb-30	349	7	the	the	DET
ajbmeb-30	349	8	financial	financial	ADJ
ajbmeb-30	349	9	service	service	NOUN
ajbmeb-30	349	10	provider	provider	NOUN
ajbmeb-30	349	11	fails	fail	VERB
ajbmeb-30	349	12	in	in	ADP
ajbmeb-30	349	13	his	his	PRON
ajbmeb-30	349	14	obligations	obligation	NOUN
ajbmeb-30	349	15	by	by	ADP
ajbmeb-30	349	16	providing	provide	VERB
ajbmeb-30	349	17	information	information	NOUN
ajbmeb-30	349	18	that	that	PRON
ajbmeb-30	349	19	is	be	AUX
ajbmeb-30	349	20	misleading	misleading	ADJ
ajbmeb-30	349	21	and	and	CCONJ
ajbmeb-30	349	22	incorrect	incorrect	ADJ
ajbmeb-30	349	23	about	about	ADP
ajbmeb-30	349	24	the	the	DET
ajbmeb-30	349	25	service	service	NOUN
ajbmeb-30	349	26	and	and	CCONJ
ajbmeb-30	349	27	the	the	DET
ajbmeb-30	349	28	terms	term	NOUN
ajbmeb-30	349	29	under	under	ADP
ajbmeb-30	349	30	which	which	PRON
ajbmeb-30	349	31	the	the	DET
ajbmeb-30	349	32	consumer	consumer	NOUN
ajbmeb-30	349	33	uses	use	VERB
ajbmeb-30	349	34	these	these	DET
ajbmeb-30	349	35	services	service	NOUN
ajbmeb-30	349	36	.	.	PUNCT
ajbmeb-30	350	1	thus	thus	ADV
ajbmeb-30	350	2	if	if	SCONJ
ajbmeb-30	350	3	the	the	DET
ajbmeb-30	350	4	advertisement	advertisement	NOUN
ajbmeb-30	350	5	is	be	AUX
ajbmeb-30	350	6	not	not	PART
ajbmeb-30	350	7	done	do	VERB
ajbmeb-30	350	8	within	within	ADP
ajbmeb-30	350	9	the	the	DET
ajbmeb-30	350	10	limits	limit	NOUN
ajbmeb-30	350	11	of	of	ADP
ajbmeb-30	350	12	the	the	DET
ajbmeb-30	350	13	prescription	prescription	NOUN
ajbmeb-30	350	14	of	of	ADP
ajbmeb-30	350	15	the	the	DET
ajbmeb-30	350	16	2006	2006	NUM
ajbmeb-30	350	17	law	law	NOUN
ajbmeb-30	350	18	,	,	PUNCT
ajbmeb-30	350	19	such	such	ADJ
ajbmeb-30	350	20	will	will	AUX
ajbmeb-30	350	21	be	be	AUX
ajbmeb-30	350	22	treated	treat	VERB
ajbmeb-30	350	23	as	as	ADP
ajbmeb-30	350	24	false	false	ADJ
ajbmeb-30	350	25	.	.	PUNCT
ajbmeb-30	351	1	false	false	ADJ
ajbmeb-30	351	2	advertisement	advertisement	NOUN
ajbmeb-30	351	3	therefore	therefore	ADV
ajbmeb-30	351	4	delivers	deliver	VERB
ajbmeb-30	351	5	poor	poor	ADJ
ajbmeb-30	351	6	information	information	NOUN
ajbmeb-30	351	7	to	to	ADP
ajbmeb-30	351	8	the	the	DET
ajbmeb-30	351	9	consumer	consumer	NOUN
ajbmeb-30	351	10	as	as	ADP
ajbmeb-30	351	11	per	per	ADP
ajbmeb-30	351	12	article	article	NOUN
ajbmeb-30	351	13	22	22	NUM
ajbmeb-30	351	14	of	of	ADP
ajbmeb-30	351	15	the	the	DET
ajbmeb-30	351	16	law	law	NOUN
ajbmeb-30	351	17	of	of	ADP
ajbmeb-30	351	18	1990	1990	NUM
ajbmeb-30	351	19	and	and	CCONJ
ajbmeb-30	351	20	its	its	PRON
ajbmeb-30	351	21	reception	reception	NOUN
ajbmeb-30	351	22	in	in	ADP
ajbmeb-30	351	23	law	law	NOUN
ajbmeb-30	351	24	no	no	DET
ajbmeb-30	351	25	008	008	NOUN
ajbmeb-30	351	26	/	/	SYM
ajbmeb-30	351	27	mindic	mindic	ADJ
ajbmeb-30	351	28	/	/	SYM
ajbmeb-30	351	29	dppm	dppm	NOUN
ajbmeb-30	351	30	of	of	ADP
ajbmeb-30	351	31	07	07	NUM
ajbmeb-30	351	32	march	march	PROPN
ajbmeb-30	351	33	1991	1991	NUM
ajbmeb-30	351	34	relative	relative	NOUN
ajbmeb-30	351	35	to	to	ADP
ajbmeb-30	351	36	anti	anti	ADJ
ajbmeb-30	351	37	commercial	commercial	ADJ
ajbmeb-30	351	38	practices	practice	NOUN
ajbmeb-30	351	39	.	.	PUNCT
ajbmeb-30	352	1	false	false	ADJ
ajbmeb-30	352	2	or	or	CCONJ
ajbmeb-30	352	3	erroneous	erroneous	ADJ
ajbmeb-30	352	4	advertisement	advertisement	NOUN
ajbmeb-30	352	5	as	as	SCONJ
ajbmeb-30	352	6	indicated	indicate	VERB
ajbmeb-30	352	7	in	in	ADP
ajbmeb-30	352	8	article	article	NOUN
ajbmeb-30	352	9	22	22	NUM
ajbmeb-30	352	10	(	(	PUNCT
ajbmeb-30	352	11	a	a	NOUN
ajbmeb-30	352	12	)	)	PUNCT
ajbmeb-30	352	13	of	of	ADP
ajbmeb-30	352	14	the	the	DET
ajbmeb-30	352	15	1990	1990	NUM
ajbmeb-30	352	16	law	law	NOUN
ajbmeb-30	352	17	is	be	AUX
ajbmeb-30	352	18	that	that	PRON
ajbmeb-30	352	19	which	which	PRON
ajbmeb-30	352	20	has	have	AUX
ajbmeb-30	352	21	as	as	ADP
ajbmeb-30	352	22	result	result	NOUN
ajbmeb-30	352	23	to	to	PART
ajbmeb-30	352	24	induce	induce	VERB
ajbmeb-30	352	25	the	the	DET
ajbmeb-30	352	26	consumer	consumer	NOUN
ajbmeb-30	352	27	into	into	ADP
ajbmeb-30	352	28	error68	error68	PROPN
ajbmeb-30	352	29	.	.	PUNCT
ajbmeb-30	353	1	article	article	NOUN
ajbmeb-30	353	2	14	14	NUM
ajbmeb-30	353	3	precisely	precisely	ADV
ajbmeb-30	353	4	,	,	PUNCT
ajbmeb-30	353	5	considers	consider	VERB
ajbmeb-30	353	6	as	as	ADP
ajbmeb-30	353	7	false	false	ADJ
ajbmeb-30	353	8	advertisement	advertisement	NOUN
ajbmeb-30	353	9	any	any	DET
ajbmeb-30	353	10	advertisement	advertisement	NOUN
ajbmeb-30	353	11	that	that	PRON
ajbmeb-30	353	12	is	be	AUX
ajbmeb-30	353	13	susceptible	susceptible	ADJ
ajbmeb-30	353	14	to	to	PART
ajbmeb-30	353	15	induce	induce	VERB
ajbmeb-30	353	16	a	a	DET
ajbmeb-30	353	17	consumer	consumer	NOUN
ajbmeb-30	353	18	into	into	ADP
ajbmeb-30	353	19	making	make	VERB
ajbmeb-30	353	20	a	a	DET
ajbmeb-30	353	21	wrong	wrong	ADJ
ajbmeb-30	353	22	choice69	choice69	NOUN
ajbmeb-30	353	23	.	.	PUNCT
ajbmeb-30	354	1	false	false	ADJ
ajbmeb-30	354	2	advertisement	advertisement	NOUN
ajbmeb-30	354	3	can	can	AUX
ajbmeb-30	354	4	be	be	AUX
ajbmeb-30	354	5	realized	realize	VERB
ajbmeb-30	354	6	by	by	ADP
ajbmeb-30	354	7	simple	simple	ADJ
ajbmeb-30	354	8	and	and	CCONJ
ajbmeb-30	354	9	fallacious	fallacious	ADJ
ajbmeb-30	354	10	allegation	allegation	NOUN
ajbmeb-30	354	11	that	that	PRON
ajbmeb-30	354	12	aims	aim	VERB
ajbmeb-30	354	13	at	at	ADP
ajbmeb-30	354	14	attracting	attract	VERB
ajbmeb-30	354	15	consumers	consumer	NOUN
ajbmeb-30	354	16	.	.	PUNCT
ajbmeb-30	355	1	it	it	PRON
ajbmeb-30	355	2	should	should	AUX
ajbmeb-30	355	3	be	be	AUX
ajbmeb-30	355	4	noted	note	VERB
ajbmeb-30	355	5	that	that	SCONJ
ajbmeb-30	355	6	the	the	DET
ajbmeb-30	355	7	act	act	NOUN
ajbmeb-30	355	8	of	of	ADP
ajbmeb-30	355	9	giving	give	VERB
ajbmeb-30	355	10	false	false	ADJ
ajbmeb-30	355	11	information	information	NOUN
ajbmeb-30	355	12	is	be	AUX
ajbmeb-30	355	13	considered	consider	VERB
ajbmeb-30	355	14	as	as	ADP
ajbmeb-30	355	15	an	an	DET
ajbmeb-30	355	16	offence	offence	NOUN
ajbmeb-30	355	17	and	and	CCONJ
ajbmeb-30	355	18	62	62	NUM
ajbmeb-30	355	19	the	the	DET
ajbmeb-30	355	20	difficulty	difficulty	NOUN
ajbmeb-30	355	21	stems	stem	VERB
ajbmeb-30	355	22	from	from	ADP
ajbmeb-30	355	23	the	the	DET
ajbmeb-30	355	24	fact	fact	NOUN
ajbmeb-30	355	25	that	that	SCONJ
ajbmeb-30	355	26	the	the	DET
ajbmeb-30	355	27	public	public	NOUN
ajbmeb-30	355	28	may	may	AUX
ajbmeb-30	355	29	hardly	hardly	ADV
ajbmeb-30	355	30	feel	feel	VERB
ajbmeb-30	355	31	the	the	DET
ajbmeb-30	355	32	effects	effect	NOUN
ajbmeb-30	355	33	and	and	CCONJ
ajbmeb-30	355	34	the	the	DET
ajbmeb-30	355	35	offender	offender	NOUN
ajbmeb-30	355	36	may	may	AUX
ajbmeb-30	355	37	hardly	hardly	ADV
ajbmeb-30	355	38	be	be	AUX
ajbmeb-30	355	39	caught	catch	VERB
ajbmeb-30	355	40	flagrante	flagrante	X
ajbmeb-30	355	41	delicto	delicto	PROPN
ajbmeb-30	355	42	like	like	ADP
ajbmeb-30	355	43	in	in	ADP
ajbmeb-30	355	44	other	other	ADJ
ajbmeb-30	355	45	offences	offence	NOUN
ajbmeb-30	355	46	.	.	PUNCT
ajbmeb-30	356	1	63	63	NUM
ajbmeb-30	356	2	the	the	DET
ajbmeb-30	356	3	cpc	cpc	PROPN
ajbmeb-30	356	4	provides	provide	VERB
ajbmeb-30	356	5	for	for	ADP
ajbmeb-30	356	6	private	private	ADJ
ajbmeb-30	356	7	prosecution	prosecution	NOUN
ajbmeb-30	356	8	in	in	ADP
ajbmeb-30	356	9	sections	section	NOUN
ajbmeb-30	356	10	157	157	NUM
ajbmeb-30	356	11	-	-	SYM
ajbmeb-30	356	12	158	158	NUM
ajbmeb-30	356	13	.	.	PUNCT
ajbmeb-30	357	1	64	64	NUM
ajbmeb-30	357	2	pc	pc	NOUN
ajbmeb-30	357	3	,	,	PUNCT
ajbmeb-30	357	4	ss	ss	PROPN
ajbmeb-30	357	5	.	.	PROPN
ajbmeb-30	357	6	310	310	NUM
ajbmeb-30	357	7	and	and	CCONJ
ajbmeb-30	357	8	311	311	NUM
ajbmeb-30	357	9	.	.	PUNCT
ajbmeb-30	358	1	65	65	NUM
ajbmeb-30	358	2	section	section	NOUN
ajbmeb-30	358	3	45	45	NUM
ajbmeb-30	358	4	.	.	PUNCT
ajbmeb-30	358	5	66	66	NUM
ajbmeb-30	358	6	see	see	VERB
ajbmeb-30	358	7	equally	equally	ADV
ajbmeb-30	358	8	section	section	NOUN
ajbmeb-30	358	9	310	310	NUM
ajbmeb-30	358	10	and	and	CCONJ
ajbmeb-30	358	11	311	311	NUM
ajbmeb-30	358	12	of	of	ADP
ajbmeb-30	358	13	the	the	DET
ajbmeb-30	358	14	cameroon	cameroon	NOUN
ajbmeb-30	358	15	penal	penal	PROPN
ajbmeb-30	358	16	code	code	NOUN
ajbmeb-30	358	17	.	.	PUNCT
ajbmeb-30	359	1	67	67	NUM
ajbmeb-30	359	2	section	section	NOUN
ajbmeb-30	359	3	28	28	NUM
ajbmeb-30	359	4	of	of	ADP
ajbmeb-30	359	5	2003	2003	NUM
ajbmeb-30	359	6	law	law	NOUN
ajbmeb-30	359	7	.	.	PUNCT
ajbmeb-30	360	1	68	68	NUM
ajbmeb-30	360	2	“	"	PUNCT
ajbmeb-30	360	3	d’induire	d’induire	X
ajbmeb-30	360	4	le	le	X
ajbmeb-30	360	5	consommateur	consommateur	PROPN
ajbmeb-30	360	6	en	en	X
ajbmeb-30	360	7	erreur	erreur	PROPN
ajbmeb-30	360	8	”	"	PUNCT
ajbmeb-30	360	9	la	la	PROPN
ajbmeb-30	360	10	publicité	publicité	X
ajbmeb-30	360	11	mensongère	mensongère	X
ajbmeb-30	360	12	ou	ou	ADP
ajbmeb-30	360	13	erronée	erronée	PROPN
ajbmeb-30	360	14	comme	comme	PROPN
ajbmeb-30	360	15	l’indique	l’indique	PROPN
ajbmeb-30	360	16	l’article	l’article	PROPN
ajbmeb-30	360	17	22a	22a	PROPN
ajbmeb-30	360	18	de	de	X
ajbmeb-30	360	19	la	la	X
ajbmeb-30	360	20	loi	loi	PROPN
ajbmeb-30	360	21	de	de	PROPN
ajbmeb-30	360	22	1990	1990	NUM
ajbmeb-30	360	23	.	.	PUNCT
ajbmeb-30	361	1	69	69	NUM
ajbmeb-30	361	2	l’article	l’article	NOUN
ajbmeb-30	361	3	14	14	NUM
ajbmeb-30	361	4	la	la	PROPN
ajbmeb-30	361	5	loi	loi	PROPN
ajbmeb-30	361	6	de	de	PROPN
ajbmeb-30	361	7	1990	1990	NUM
ajbmeb-30	361	8	.	.	PUNCT
ajbmeb-30	362	1	considère	considère	PROPN
ajbmeb-30	362	2	comme	comme	PROPN
ajbmeb-30	362	3	mensongère	mensongère	PROPN
ajbmeb-30	362	4	“	"	PUNCT
ajbmeb-30	362	5	faite	faite	X
ajbmeb-30	362	6	publicité	publicité	X
ajbmeb-30	362	7	susceptible	susceptible	ADJ
ajbmeb-30	362	8	de	de	X
ajbmeb-30	362	9	fausser	fausser	X
ajbmeb-30	362	10	le	le	PROPN
ajbmeb-30	362	11	choix	choix	PROPN
ajbmeb-30	362	12	du	du	PROPN
ajbmeb-30	362	13	consommateur	consommateur	PROPN
ajbmeb-30	362	14	”	"	PUNCT
ajbmeb-30	362	15	.	.	PUNCT
ajbmeb-30	363	1	american	american	PROPN
ajbmeb-30	363	2	journal	journal	PROPN
ajbmeb-30	363	3	of	of	ADP
ajbmeb-30	363	4	business	business	NOUN
ajbmeb-30	363	5	management	management	NOUN
ajbmeb-30	363	6	,	,	PUNCT
ajbmeb-30	363	7	economics	economic	NOUN
ajbmeb-30	363	8	and	and	CCONJ
ajbmeb-30	363	9	banking	banking	NOUN
ajbmeb-30	363	10	volume	volume	NOUN
ajbmeb-30	363	11	1	1	NUM
ajbmeb-30	363	12	,	,	PUNCT
ajbmeb-30	363	13	june	june	PROPN
ajbmeb-30	363	14	,	,	PUNCT
ajbmeb-30	363	15	2022	2022	NUM
ajbmeb-30	363	16	p	p	NOUN
ajbmeb-30	363	17	a	a	PRON
ajbmeb-30	363	18	g	g	NOUN
ajbmeb-30	363	19	e	e	NOUN
ajbmeb-30	364	1	|	|	ADV
ajbmeb-30	364	2	52	52	NUM
ajbmeb-30	364	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	364	4	is	be	AUX
ajbmeb-30	364	5	thus	thus	ADV
ajbmeb-30	364	6	actionable	actionable	ADJ
ajbmeb-30	364	7	.	.	PUNCT
ajbmeb-30	365	1	section	section	NOUN
ajbmeb-30	365	2	32	32	NUM
ajbmeb-30	365	3	of	of	ADP
ajbmeb-30	365	4	the	the	DET
ajbmeb-30	365	5	2011	2011	NUM
ajbmeb-30	365	6	on	on	ADP
ajbmeb-30	365	7	consumers	consumer	NOUN
ajbmeb-30	365	8	protection	protection	NOUN
ajbmeb-30	365	9	law	law	NOUN
ajbmeb-30	365	10	puts	put	VERB
ajbmeb-30	365	11	its	its	PRON
ajbmeb-30	365	12	succinctly	succinctly	ADV
ajbmeb-30	365	13	clearly	clearly	ADV
ajbmeb-30	365	14	that	that	SCONJ
ajbmeb-30	365	15	whosoever	whosoever	NOUN
ajbmeb-30	365	16	gives	give	VERB
ajbmeb-30	365	17	false	false	ADJ
ajbmeb-30	365	18	information	information	NOUN
ajbmeb-30	365	19	on	on	ADP
ajbmeb-30	365	20	the	the	DET
ajbmeb-30	365	21	quality	quality	NOUN
ajbmeb-30	365	22	of	of	ADP
ajbmeb-30	365	23	technology	technology	NOUN
ajbmeb-30	365	24	,	,	PUNCT
ajbmeb-30	365	25	goods	good	NOUN
ajbmeb-30	365	26	or	or	CCONJ
ajbmeb-30	365	27	services	service	NOUN
ajbmeb-30	365	28	supplied	supply	VERB
ajbmeb-30	365	29	to	to	ADP
ajbmeb-30	365	30	a	a	DET
ajbmeb-30	365	31	consumer	consumer	NOUN
ajbmeb-30	365	32	shall	shall	AUX
ajbmeb-30	365	33	be	be	AUX
ajbmeb-30	365	34	punished	punish	VERB
ajbmeb-30	365	35	with	with	ADP
ajbmeb-30	365	36	imprisonment	imprisonment	NOUN
ajbmeb-30	365	37	of	of	ADP
ajbmeb-30	365	38	from	from	ADP
ajbmeb-30	365	39	six	six	NUM
ajbmeb-30	365	40	months	month	NOUN
ajbmeb-30	365	41	to	to	ADP
ajbmeb-30	365	42	two	two	NUM
ajbmeb-30	365	43	years	year	NOUN
ajbmeb-30	365	44	or	or	CCONJ
ajbmeb-30	365	45	with	with	ADP
ajbmeb-30	365	46	fine	fine	NOUN
ajbmeb-30	365	47	of	of	ADP
ajbmeb-30	365	48	from	from	ADP
ajbmeb-30	365	49	200,000(two	200,000(two	NUM
ajbmeb-30	365	50	hundred	hundred	NUM
ajbmeb-30	365	51	thousand	thousand	NUM
ajbmeb-30	365	52	)	)	PUNCT
ajbmeb-30	365	53	to	to	ADP
ajbmeb-30	365	54	1,000,000	1,000,000	NUM
ajbmeb-30	365	55	(	(	PUNCT
ajbmeb-30	365	56	one	one	NUM
ajbmeb-30	365	57	million	million	NUM
ajbmeb-30	365	58	)	)	PUNCT
ajbmeb-30	365	59	cfa	cfa	PROPN
ajbmeb-30	365	60	frs	frs	PROPN
ajbmeb-30	365	61	.	.	PROPN
ajbmeb-30	365	62	,	,	PUNCT
ajbmeb-30	365	63	or	or	CCONJ
ajbmeb-30	365	64	with	with	ADP
ajbmeb-30	365	65	both	both	CCONJ
ajbmeb-30	365	66	such	such	ADJ
ajbmeb-30	365	67	imprisonment	imprisonment	NOUN
ajbmeb-30	365	68	and	and	CCONJ
ajbmeb-30	365	69	fine	fine	NOUN
ajbmeb-30	365	70	.	.	PUNCT
ajbmeb-30	366	1	moreover	moreover	ADV
ajbmeb-30	366	2	,	,	PUNCT
ajbmeb-30	366	3	restrictive	restrictive	ADJ
ajbmeb-30	366	4	commercial	commercial	ADJ
ajbmeb-30	366	5	practices	practice	NOUN
ajbmeb-30	366	6	that	that	PRON
ajbmeb-30	366	7	can	can	AUX
ajbmeb-30	366	8	have	have	VERB
ajbmeb-30	366	9	any	any	DET
ajbmeb-30	366	10	negative	negative	ADJ
ajbmeb-30	366	11	effect	effect	NOUN
ajbmeb-30	366	12	on	on	ADP
ajbmeb-30	366	13	consumer	consumer	NOUN
ajbmeb-30	366	14	’s	’s	PART
ajbmeb-30	366	15	law	law	NOUN
ajbmeb-30	366	16	such	such	ADJ
ajbmeb-30	366	17	as	as	ADP
ajbmeb-30	366	18	the	the	DET
ajbmeb-30	366	19	abuse	abuse	NOUN
ajbmeb-30	366	20	of	of	ADP
ajbmeb-30	366	21	the	the	DET
ajbmeb-30	366	22	dominant	dominant	ADJ
ajbmeb-30	366	23	position	position	NOUN
ajbmeb-30	366	24	,	,	PUNCT
ajbmeb-30	366	25	erroneous	erroneous	ADJ
ajbmeb-30	366	26	deceitful	deceitful	ADJ
ajbmeb-30	366	27	or	or	CCONJ
ajbmeb-30	366	28	abusive	abusive	ADJ
ajbmeb-30	366	29	publicity	publicity	NOUN
ajbmeb-30	366	30	are	be	AUX
ajbmeb-30	366	31	formerly	formerly	ADV
ajbmeb-30	366	32	restricted	restrict	VERB
ajbmeb-30	366	33	.	.	PUNCT
ajbmeb-30	367	1	in	in	ADP
ajbmeb-30	367	2	effect	effect	NOUN
ajbmeb-30	367	3	,	,	PUNCT
ajbmeb-30	367	4	these	these	DET
ajbmeb-30	367	5	practices	practice	NOUN
ajbmeb-30	367	6	put	put	VERB
ajbmeb-30	367	7	in	in	ADP
ajbmeb-30	367	8	peril	peril	NOUN
ajbmeb-30	367	9	the	the	DET
ajbmeb-30	367	10	patrimonial	patrimonial	ADJ
ajbmeb-30	367	11	integrity	integrity	NOUN
ajbmeb-30	367	12	of	of	ADP
ajbmeb-30	367	13	the	the	DET
ajbmeb-30	367	14	consumer70	consumer70	NOUN
ajbmeb-30	367	15	.	.	PUNCT
ajbmeb-30	368	1	these	these	DET
ajbmeb-30	368	2	attacks	attack	NOUN
ajbmeb-30	368	3	on	on	ADP
ajbmeb-30	368	4	the	the	DET
ajbmeb-30	368	5	patrimonial	patrimonial	ADJ
ajbmeb-30	368	6	integrity	integrity	NOUN
ajbmeb-30	368	7	of	of	ADP
ajbmeb-30	368	8	the	the	DET
ajbmeb-30	368	9	consumer	consumer	NOUN
ajbmeb-30	368	10	is	be	AUX
ajbmeb-30	368	11	epitomised	epitomise	VERB
ajbmeb-30	368	12	through	through	ADP
ajbmeb-30	368	13	the	the	DET
ajbmeb-30	368	14	unjust	unjust	ADJ
ajbmeb-30	368	15	enrichment	enrichment	NOUN
ajbmeb-30	368	16	of	of	ADP
ajbmeb-30	368	17	the	the	DET
ajbmeb-30	368	18	professional	professional	NOUN
ajbmeb-30	368	19	over	over	ADP
ajbmeb-30	368	20	the	the	DET
ajbmeb-30	368	21	impoverishment	impoverishment	NOUN
ajbmeb-30	368	22	of	of	ADP
ajbmeb-30	368	23	the	the	DET
ajbmeb-30	368	24	consumer	consumer	NOUN
ajbmeb-30	368	25	which	which	PRON
ajbmeb-30	368	26	thus	thus	ADV
ajbmeb-30	368	27	constitutes	constitute	VERB
ajbmeb-30	368	28	an	an	DET
ajbmeb-30	368	29	offence(s	offence(s	NOUN
ajbmeb-30	368	30	)	)	PUNCT
ajbmeb-30	368	31	.	.	PUNCT
ajbmeb-30	369	1	an	an	DET
ajbmeb-30	369	2	offence	offence	NOUN
ajbmeb-30	369	3	is	be	AUX
ajbmeb-30	369	4	an	an	DET
ajbmeb-30	369	5	act	act	NOUN
ajbmeb-30	369	6	that	that	PRON
ajbmeb-30	369	7	is	be	AUX
ajbmeb-30	369	8	illegal	illegal	ADJ
ajbmeb-30	369	9	as	as	SCONJ
ajbmeb-30	369	10	provided	provide	VERB
ajbmeb-30	369	11	for	for	ADP
ajbmeb-30	369	12	by	by	ADP
ajbmeb-30	369	13	penal	penal	ADJ
ajbmeb-30	369	14	law	law	NOUN
ajbmeb-30	369	15	.	.	PUNCT
ajbmeb-30	370	1	hence	hence	ADV
ajbmeb-30	370	2	for	for	SCONJ
ajbmeb-30	370	3	there	there	PRON
ajbmeb-30	370	4	to	to	PART
ajbmeb-30	370	5	be	be	AUX
ajbmeb-30	370	6	an	an	DET
ajbmeb-30	370	7	offence	offence	NOUN
ajbmeb-30	370	8	,	,	PUNCT
ajbmeb-30	370	9	it	it	PRON
ajbmeb-30	370	10	suffices	suffice	VERB
ajbmeb-30	370	11	that	that	SCONJ
ajbmeb-30	370	12	a	a	DET
ajbmeb-30	370	13	prohibition	prohibition	NOUN
ajbmeb-30	370	14	or	or	CCONJ
ajbmeb-30	370	15	an	an	DET
ajbmeb-30	370	16	injunction	injunction	NOUN
ajbmeb-30	370	17	of	of	ADP
ajbmeb-30	370	18	the	the	DET
ajbmeb-30	370	19	penal	penal	ADJ
ajbmeb-30	370	20	law	law	NOUN
ajbmeb-30	370	21	has	have	AUX
ajbmeb-30	370	22	not	not	PART
ajbmeb-30	370	23	been	be	AUX
ajbmeb-30	370	24	respected	respect	VERB
ajbmeb-30	370	25	.	.	PUNCT
ajbmeb-30	371	1	these	these	DET
ajbmeb-30	371	2	offences	offence	NOUN
ajbmeb-30	371	3	include	include	VERB
ajbmeb-30	371	4	:	:	PUNCT
ajbmeb-30	371	5	offences	offence	NOUN
ajbmeb-30	371	6	on	on	ADP
ajbmeb-30	371	7	the	the	DET
ajbmeb-30	371	8	regulation	regulation	NOUN
ajbmeb-30	371	9	of	of	ADP
ajbmeb-30	371	10	prices	price	NOUN
ajbmeb-30	371	11	;	;	PUNCT
ajbmeb-30	371	12	offences	offence	NOUN
ajbmeb-30	371	13	related	relate	VERB
ajbmeb-30	371	14	to	to	ADP
ajbmeb-30	371	15	the	the	DET
ajbmeb-30	371	16	practice	practice	NOUN
ajbmeb-30	371	17	of	of	ADP
ajbmeb-30	371	18	prohibited	prohibit	VERB
ajbmeb-30	371	19	sales	sale	NOUN
ajbmeb-30	371	20	.	.	PUNCT
ajbmeb-30	372	1	an	an	DET
ajbmeb-30	372	2	aggrieved	aggrieved	ADJ
ajbmeb-30	372	3	consumer	consumer	NOUN
ajbmeb-30	372	4	could	could	AUX
ajbmeb-30	372	5	equally	equally	ADV
ajbmeb-30	372	6	base	base	VERB
ajbmeb-30	372	7	his	his	PRON
ajbmeb-30	372	8	action	action	NOUN
ajbmeb-30	372	9	on	on	ADP
ajbmeb-30	372	10	the	the	DET
ajbmeb-30	372	11	offence	offence	NOUN
ajbmeb-30	372	12	of	of	ADP
ajbmeb-30	372	13	usage	usage	NOUN
ajbmeb-30	372	14	.	.	PUNCT
ajbmeb-30	373	1	article	article	NOUN
ajbmeb-30	373	2	9	9	NUM
ajbmeb-30	373	3	of	of	ADP
ajbmeb-30	373	4	the	the	DET
ajbmeb-30	373	5	201171	201171	NUM
ajbmeb-30	373	6	law	law	NOUN
ajbmeb-30	373	7	provides	provide	VERB
ajbmeb-30	373	8	that	that	SCONJ
ajbmeb-30	373	9	“	"	PUNCT
ajbmeb-30	373	10	concerning	concern	VERB
ajbmeb-30	373	11	the	the	DET
ajbmeb-30	373	12	granting	granting	NOUN
ajbmeb-30	373	13	of	of	ADP
ajbmeb-30	373	14	loans	loan	NOUN
ajbmeb-30	373	15	to	to	ADP
ajbmeb-30	373	16	consumers	consumer	NOUN
ajbmeb-30	373	17	for	for	ADP
ajbmeb-30	373	18	the	the	DET
ajbmeb-30	373	19	supply	supply	NOUN
ajbmeb-30	373	20	of	of	ADP
ajbmeb-30	373	21	technology	technology	NOUN
ajbmeb-30	373	22	goods	good	NOUN
ajbmeb-30	373	23	and	and	CCONJ
ajbmeb-30	373	24	services	service	NOUN
ajbmeb-30	373	25	,	,	PUNCT
ajbmeb-30	373	26	the	the	DET
ajbmeb-30	373	27	supplier	supplier	NOUN
ajbmeb-30	373	28	or	or	CCONJ
ajbmeb-30	373	29	service	service	NOUN
ajbmeb-30	373	30	provider	provider	NOUN
ajbmeb-30	373	31	must	must	AUX
ajbmeb-30	373	32	inform	inform	VERB
ajbmeb-30	373	33	the	the	DET
ajbmeb-30	373	34	consumer	consumer	NOUN
ajbmeb-30	373	35	in	in	ADP
ajbmeb-30	373	36	writing	write	VERB
ajbmeb-30	373	37	about	about	ADP
ajbmeb-30	373	38	the	the	DET
ajbmeb-30	373	39	cash	cash	NOUN
ajbmeb-30	373	40	price	price	NOUN
ajbmeb-30	373	41	,	,	PUNCT
ajbmeb-30	373	42	interest	interest	NOUN
ajbmeb-30	373	43	amount	amount	NOUN
ajbmeb-30	373	44	,	,	PUNCT
ajbmeb-30	373	45	interest	interest	NOUN
ajbmeb-30	373	46	rate	rate	NOUN
ajbmeb-30	373	47	on	on	ADP
ajbmeb-30	373	48	arrears	arrear	NOUN
ajbmeb-30	373	49	,	,	PUNCT
ajbmeb-30	373	50	number	number	NOUN
ajbmeb-30	373	51	of	of	ADP
ajbmeb-30	373	52	installments	installment	NOUN
ajbmeb-30	373	53	,	,	PUNCT
ajbmeb-30	373	54	frequency	frequency	NOUN
ajbmeb-30	373	55	and	and	CCONJ
ajbmeb-30	373	56	periodicity	periodicity	NOUN
ajbmeb-30	373	57	of	of	ADP
ajbmeb-30	373	58	such	such	ADJ
ajbmeb-30	373	59	installments	installment	NOUN
ajbmeb-30	373	60	and	and	CCONJ
ajbmeb-30	373	61	total	total	ADJ
ajbmeb-30	373	62	amount	amount	NOUN
ajbmeb-30	373	63	payable	payable	ADJ
ajbmeb-30	373	64	”	"	PUNCT
ajbmeb-30	373	65	.	.	PUNCT
ajbmeb-30	374	1	failure	failure	NOUN
ajbmeb-30	374	2	to	to	PART
ajbmeb-30	374	3	respect	respect	VERB
ajbmeb-30	374	4	this	this	DET
ajbmeb-30	374	5	provision	provision	NOUN
ajbmeb-30	374	6	of	of	ADP
ajbmeb-30	374	7	the	the	DET
ajbmeb-30	374	8	law	law	NOUN
ajbmeb-30	374	9	is	be	AUX
ajbmeb-30	374	10	punishable	punishable	ADJ
ajbmeb-30	374	11	as	as	ADP
ajbmeb-30	374	12	per	per	ADP
ajbmeb-30	374	13	article	article	NOUN
ajbmeb-30	374	14	325	325	NUM
ajbmeb-30	374	15	of	of	ADP
ajbmeb-30	374	16	the	the	DET
ajbmeb-30	374	17	penal	penal	ADJ
ajbmeb-30	374	18	code	code	NOUN
ajbmeb-30	374	19	.	.	PUNCT
ajbmeb-30	375	1	this	this	DET
ajbmeb-30	375	2	article	article	NOUN
ajbmeb-30	375	3	provides	provide	VERB
ajbmeb-30	375	4	as	as	SCONJ
ajbmeb-30	375	5	follows	follow	VERB
ajbmeb-30	375	6	“	"	PUNCT
ajbmeb-30	375	7	any	any	DET
ajbmeb-30	375	8	lender	lender	NOUN
ajbmeb-30	375	9	demanding	demand	VERB
ajbmeb-30	375	10	or	or	CCONJ
ajbmeb-30	375	11	taking	take	VERB
ajbmeb-30	375	12	interest	interest	NOUN
ajbmeb-30	375	13	or	or	CCONJ
ajbmeb-30	375	14	any	any	DET
ajbmeb-30	375	15	other	other	ADJ
ajbmeb-30	375	16	reward	reward	NOUN
ajbmeb-30	375	17	higher	high	ADJ
ajbmeb-30	375	18	than	than	SCONJ
ajbmeb-30	375	19	the	the	DET
ajbmeb-30	375	20	rate	rate	NOUN
ajbmeb-30	375	21	fixed	fix	VERB
ajbmeb-30	375	22	by	by	ADP
ajbmeb-30	375	23	law	law	NOUN
ajbmeb-30	375	24	for	for	ADP
ajbmeb-30	375	25	loans	loan	NOUN
ajbmeb-30	375	26	of	of	ADP
ajbmeb-30	375	27	the	the	DET
ajbmeb-30	375	28	kind	kind	NOUN
ajbmeb-30	375	29	in	in	ADP
ajbmeb-30	375	30	question	question	NOUN
ajbmeb-30	375	31	shall	shall	AUX
ajbmeb-30	375	32	be	be	AUX
ajbmeb-30	375	33	punished	punish	VERB
ajbmeb-30	375	34	with	with	ADP
ajbmeb-30	375	35	fine	fine	ADJ
ajbmeb-30	375	36	from	from	ADP
ajbmeb-30	375	37	five	five	NUM
ajbmeb-30	375	38	thousands	thousand	NOUN
ajbmeb-30	375	39	to	to	ADP
ajbmeb-30	375	40	one	one	NUM
ajbmeb-30	375	41	million	million	NUM
ajbmeb-30	375	42	francs”72	francs”72	PROPN
ajbmeb-30	375	43	.	.	PUNCT
ajbmeb-30	376	1	on	on	ADP
ajbmeb-30	376	2	a	a	DET
ajbmeb-30	376	3	subsequent	subsequent	ADJ
ajbmeb-30	376	4	conviction	conviction	NOUN
ajbmeb-30	376	5	within	within	ADP
ajbmeb-30	376	6	the	the	DET
ajbmeb-30	376	7	meaning	meaning	NOUN
ajbmeb-30	376	8	of	of	ADP
ajbmeb-30	376	9	section	section	NOUN
ajbmeb-30	376	10	88	88	NUM
ajbmeb-30	376	11	of	of	ADP
ajbmeb-30	376	12	this	this	DET
ajbmeb-30	376	13	code	code	NOUN
ajbmeb-30	376	14	,	,	PUNCT
ajbmeb-30	376	15	the	the	DET
ajbmeb-30	376	16	penalty	penalty	NOUN
ajbmeb-30	376	17	shall	shall	AUX
ajbmeb-30	376	18	be	be	AUX
ajbmeb-30	376	19	imprisonment	imprisonment	NOUN
ajbmeb-30	376	20	for	for	ADP
ajbmeb-30	376	21	from	from	ADP
ajbmeb-30	376	22	fifteen	fifteen	NUM
ajbmeb-30	376	23	days	day	NOUN
ajbmeb-30	376	24	to	to	ADP
ajbmeb-30	376	25	one	one	NUM
ajbmeb-30	376	26	year	year	NOUN
ajbmeb-30	376	27	and	and	CCONJ
ajbmeb-30	376	28	the	the	DET
ajbmeb-30	376	29	fine	fine	NOUN
ajbmeb-30	376	30	shall	shall	AUX
ajbmeb-30	376	31	be	be	AUX
ajbmeb-30	376	32	doubled	double	VERB
ajbmeb-30	376	33	.	.	PUNCT
ajbmeb-30	377	1	3.2.2	3.2.2	NUM
ajbmeb-30	377	2	offences	offence	NOUN
ajbmeb-30	377	3	by	by	ADP
ajbmeb-30	377	4	omission	omission	NOUN
ajbmeb-30	377	5	.	.	PUNCT
ajbmeb-30	378	1	an	an	DET
ajbmeb-30	378	2	omission	omission	NOUN
ajbmeb-30	378	3	supposes	suppose	VERB
ajbmeb-30	378	4	a	a	DET
ajbmeb-30	378	5	voluntary	voluntary	ADJ
ajbmeb-30	378	6	abstention	abstention	NOUN
ajbmeb-30	378	7	.	.	PUNCT
ajbmeb-30	379	1	the	the	DET
ajbmeb-30	379	2	professional	professional	NOUN
ajbmeb-30	379	3	has	have	VERB
ajbmeb-30	379	4	as	as	ADP
ajbmeb-30	379	5	of	of	ADP
ajbmeb-30	379	6	duty	duty	NOUN
ajbmeb-30	379	7	to	to	PART
ajbmeb-30	379	8	provide	provide	VERB
ajbmeb-30	379	9	the	the	DET
ajbmeb-30	379	10	consumer	consumer	NOUN
ajbmeb-30	379	11	with	with	ADP
ajbmeb-30	379	12	absolute	absolute	ADJ
ajbmeb-30	379	13	information	information	NOUN
ajbmeb-30	379	14	,	,	PUNCT
ajbmeb-30	379	15	concerning	concern	VERB
ajbmeb-30	379	16	the	the	DET
ajbmeb-30	379	17	contract	contract	NOUN
ajbmeb-30	379	18	.	.	PUNCT
ajbmeb-30	380	1	however	however	ADV
ajbmeb-30	380	2	,	,	PUNCT
ajbmeb-30	380	3	this	this	PRON
ajbmeb-30	380	4	is	be	AUX
ajbmeb-30	380	5	not	not	PART
ajbmeb-30	380	6	his	his	PRON
ajbmeb-30	380	7	sole	sole	ADJ
ajbmeb-30	380	8	obligations	obligation	NOUN
ajbmeb-30	380	9	,	,	PUNCT
ajbmeb-30	380	10	as	as	SCONJ
ajbmeb-30	380	11	he	he	PRON
ajbmeb-30	380	12	also	also	ADV
ajbmeb-30	380	13	owes	owe	VERB
ajbmeb-30	380	14	consideration	consideration	NOUN
ajbmeb-30	380	15	to	to	ADP
ajbmeb-30	380	16	the	the	DET
ajbmeb-30	380	17	consumer	consumer	NOUN
ajbmeb-30	380	18	.	.	PUNCT
ajbmeb-30	381	1	hence	hence	ADV
ajbmeb-30	381	2	when	when	SCONJ
ajbmeb-30	381	3	the	the	DET
ajbmeb-30	381	4	consumer	consumer	NOUN
ajbmeb-30	381	5	fulfils	fulfil	VERB
ajbmeb-30	381	6	his	his	PRON
ajbmeb-30	381	7	obligation	obligation	NOUN
ajbmeb-30	381	8	in	in	ADP
ajbmeb-30	381	9	the	the	DET
ajbmeb-30	381	10	contract	contract	NOUN
ajbmeb-30	381	11	,	,	PUNCT
ajbmeb-30	381	12	the	the	DET
ajbmeb-30	381	13	banker	banker	NOUN
ajbmeb-30	381	14	(	(	PUNCT
ajbmeb-30	381	15	professional	professional	ADJ
ajbmeb-30	381	16	)	)	PUNCT
ajbmeb-30	381	17	has	have	VERB
ajbmeb-30	381	18	to	to	PART
ajbmeb-30	381	19	do	do	VERB
ajbmeb-30	381	20	same	same	ADJ
ajbmeb-30	381	21	.	.	PUNCT
ajbmeb-30	382	1	when	when	SCONJ
ajbmeb-30	382	2	the	the	DET
ajbmeb-30	382	3	professional	professional	ADJ
ajbmeb-30	382	4	fails	fail	VERB
ajbmeb-30	382	5	to	to	PART
ajbmeb-30	382	6	inform	inform	VERB
ajbmeb-30	382	7	the	the	DET
ajbmeb-30	382	8	consumer	consumer	NOUN
ajbmeb-30	382	9	,	,	PUNCT
ajbmeb-30	382	10	he	he	PRON
ajbmeb-30	382	11	will	will	AUX
ajbmeb-30	382	12	be	be	AUX
ajbmeb-30	382	13	held	hold	VERB
ajbmeb-30	382	14	responsible	responsible	ADJ
ajbmeb-30	382	15	for	for	ADP
ajbmeb-30	382	16	an	an	DET
ajbmeb-30	382	17	offence	offence	NOUN
ajbmeb-30	382	18	of	of	ADP
ajbmeb-30	382	19	omission	omission	NOUN
ajbmeb-30	382	20	to	to	PART
ajbmeb-30	382	21	inform	inform	VERB
ajbmeb-30	382	22	.	.	PUNCT
ajbmeb-30	383	1	in	in	ADP
ajbmeb-30	383	2	like	like	ADP
ajbmeb-30	383	3	manner	manner	NOUN
ajbmeb-30	383	4	,	,	PUNCT
ajbmeb-30	383	5	when	when	SCONJ
ajbmeb-30	383	6	he	he	PRON
ajbmeb-30	383	7	fails	fail	VERB
ajbmeb-30	383	8	to	to	PART
ajbmeb-30	383	9	give	give	VERB
ajbmeb-30	383	10	his	his	PRON
ajbmeb-30	383	11	consideration	consideration	NOUN
ajbmeb-30	383	12	,	,	PUNCT
ajbmeb-30	383	13	he	he	PRON
ajbmeb-30	383	14	can	can	AUX
ajbmeb-30	383	15	be	be	AUX
ajbmeb-30	383	16	held	hold	VERB
ajbmeb-30	383	17	responsible	responsible	ADJ
ajbmeb-30	383	18	for	for	ADP
ajbmeb-30	383	19	committing	commit	VERB
ajbmeb-30	383	20	an	an	DET
ajbmeb-30	383	21	offence	offence	NOUN
ajbmeb-30	383	22	of	of	ADP
ajbmeb-30	383	23	omission	omission	NOUN
ajbmeb-30	383	24	to	to	ADP
ajbmeb-30	383	25	consideration	consideration	NOUN
ajbmeb-30	383	26	.	.	PUNCT
ajbmeb-30	384	1	most	most	ADV
ajbmeb-30	384	2	often	often	ADV
ajbmeb-30	384	3	than	than	ADP
ajbmeb-30	384	4	not	not	PART
ajbmeb-30	384	5	,	,	PUNCT
ajbmeb-30	384	6	offences	offence	NOUN
ajbmeb-30	384	7	by	by	ADP
ajbmeb-30	384	8	omission	omission	NOUN
ajbmeb-30	384	9	are	be	AUX
ajbmeb-30	384	10	link	link	NOUN
ajbmeb-30	384	11	to	to	PART
ajbmeb-30	384	12	pre	pre	VERB
ajbmeb-30	384	13	contractual	contractual	ADJ
ajbmeb-30	384	14	information	information	NOUN
ajbmeb-30	384	15	within	within	ADP
ajbmeb-30	384	16	the	the	DET
ajbmeb-30	384	17	banking	banking	NOUN
ajbmeb-30	384	18	sector	sector	NOUN
ajbmeb-30	384	19	.	.	PUNCT
ajbmeb-30	385	1	these	these	DET
ajbmeb-30	385	2	offences	offence	NOUN
ajbmeb-30	385	3	are	be	AUX
ajbmeb-30	385	4	linked	link	VERB
ajbmeb-30	385	5	to	to	ADP
ajbmeb-30	385	6	the	the	DET
ajbmeb-30	385	7	duty	duty	NOUN
ajbmeb-30	385	8	to	to	PART
ajbmeb-30	385	9	inform	inform	VERB
ajbmeb-30	385	10	and	and	CCONJ
ajbmeb-30	385	11	to	to	ADP
ajbmeb-30	385	12	the	the	DET
ajbmeb-30	385	13	execution	execution	NOUN
ajbmeb-30	385	14	of	of	ADP
ajbmeb-30	385	15	a	a	DET
ajbmeb-30	385	16	banking	banking	NOUN
ajbmeb-30	385	17	contract	contract	NOUN
ajbmeb-30	385	18	.	.	PUNCT
ajbmeb-30	386	1	amongst	amongst	ADP
ajbmeb-30	386	2	the	the	DET
ajbmeb-30	386	3	principles	principle	NOUN
ajbmeb-30	386	4	of	of	ADP
ajbmeb-30	386	5	the	the	DET
ajbmeb-30	386	6	consumer	consumer	NOUN
ajbmeb-30	386	7	protection	protection	NOUN
ajbmeb-30	386	8	,	,	PUNCT
ajbmeb-30	386	9	the	the	DET
ajbmeb-30	386	10	principle	principle	NOUN
ajbmeb-30	386	11	of	of	ADP
ajbmeb-30	386	12	information	information	NOUN
ajbmeb-30	386	13	is	be	AUX
ajbmeb-30	386	14	of	of	ADP
ajbmeb-30	386	15	fundamental	fundamental	ADJ
ajbmeb-30	386	16	importance	importance	NOUN
ajbmeb-30	386	17	.	.	PUNCT
ajbmeb-30	387	1	the	the	DET
ajbmeb-30	387	2	latter	latter	ADJ
ajbmeb-30	387	3	presupposes	presuppose	VERB
ajbmeb-30	387	4	that	that	SCONJ
ajbmeb-30	387	5	consumers	consumer	NOUN
ajbmeb-30	387	6	have	have	VERB
ajbmeb-30	387	7	the	the	DET
ajbmeb-30	387	8	right	right	NOUN
ajbmeb-30	387	9	to	to	PART
ajbmeb-30	387	10	access	access	VERB
ajbmeb-30	387	11	to	to	ADP
ajbmeb-30	387	12	information	information	NOUN
ajbmeb-30	387	13	which	which	PRON
ajbmeb-30	387	14	is	be	AUX
ajbmeb-30	387	15	necessary	necessary	ADJ
ajbmeb-30	387	16	to	to	PART
ajbmeb-30	387	17	help	help	VERB
ajbmeb-30	387	18	them	they	PRON
ajbmeb-30	387	19	make	make	VERB
ajbmeb-30	387	20	a	a	DET
ajbmeb-30	387	21	good	good	ADJ
ajbmeb-30	387	22	choice	choice	NOUN
ajbmeb-30	387	23	during	during	ADP
ajbmeb-30	387	24	any	any	DET
ajbmeb-30	387	25	transaction	transaction	NOUN
ajbmeb-30	387	26	.	.	PUNCT
ajbmeb-30	388	1	thus	thus	ADV
ajbmeb-30	388	2	there	there	PRON
ajbmeb-30	388	3	is	be	VERB
ajbmeb-30	388	4	information	information	NOUN
ajbmeb-30	388	5	which	which	PRON
ajbmeb-30	388	6	is	be	AUX
ajbmeb-30	388	7	preliminary	preliminary	ADJ
ajbmeb-30	388	8	;	;	PUNCT
ajbmeb-30	388	9	information	information	NOUN
ajbmeb-30	388	10	prior	prior	ADV
ajbmeb-30	388	11	to	to	ADP
ajbmeb-30	388	12	conclusion	conclusion	NOUN
ajbmeb-30	388	13	of	of	ADP
ajbmeb-30	388	14	an	an	DET
ajbmeb-30	388	15	e	e	NOUN
ajbmeb-30	388	16	-	-	ADJ
ajbmeb-30	388	17	banking	banking	ADJ
ajbmeb-30	388	18	contract	contract	NOUN
ajbmeb-30	388	19	;	;	PUNCT
ajbmeb-30	388	20	and	and	CCONJ
ajbmeb-30	388	21	information	information	NOUN
ajbmeb-30	388	22	during	during	ADP
ajbmeb-30	388	23	the	the	DET
ajbmeb-30	388	24	execution	execution	NOUN
ajbmeb-30	388	25	of	of	ADP
ajbmeb-30	388	26	the	the	DET
ajbmeb-30	388	27	said	say	VERB
ajbmeb-30	388	28	contract	contract	NOUN
ajbmeb-30	388	29	.	.	PUNCT
ajbmeb-30	389	1	in	in	ADP
ajbmeb-30	389	2	effect	effect	NOUN
ajbmeb-30	389	3	,	,	PUNCT
ajbmeb-30	389	4	every	every	DET
ajbmeb-30	389	5	supplier	supplier	NOUN
ajbmeb-30	389	6	of	of	ADP
ajbmeb-30	389	7	banking	banking	NOUN
ajbmeb-30	389	8	services	service	NOUN
ajbmeb-30	389	9	,	,	PUNCT
ajbmeb-30	389	10	must	must	AUX
ajbmeb-30	389	11	supply	supply	VERB
ajbmeb-30	389	12	the	the	DET
ajbmeb-30	389	13	consumer	consumer	NOUN
ajbmeb-30	389	14	with	with	ADP
ajbmeb-30	389	15	reliable	reliable	ADJ
ajbmeb-30	389	16	and	and	CCONJ
ajbmeb-30	389	17	truthful	truthful	ADJ
ajbmeb-30	389	18	information	information	NOUN
ajbmeb-30	389	19	in	in	ADP
ajbmeb-30	389	20	the	the	DET
ajbmeb-30	389	21	two	two	NUM
ajbmeb-30	389	22	official	official	ADJ
ajbmeb-30	389	23	languages	language	NOUN
ajbmeb-30	389	24	(	(	PUNCT
ajbmeb-30	389	25	english	english	PROPN
ajbmeb-30	389	26	and	and	CCONJ
ajbmeb-30	389	27	french).this	french).this	ADJ
ajbmeb-30	389	28	information	information	NOUN
ajbmeb-30	389	29	must	must	AUX
ajbmeb-30	389	30	respect	respect	VERB
ajbmeb-30	389	31	the	the	DET
ajbmeb-30	389	32	following	follow	VERB
ajbmeb-30	389	33	criteria	criterion	NOUN
ajbmeb-30	389	34	;	;	PUNCT
ajbmeb-30	389	35	it	it	PRON
ajbmeb-30	389	36	must	must	AUX
ajbmeb-30	389	37	be	be	AUX
ajbmeb-30	389	38	:	:	PUNCT
ajbmeb-30	389	39	adequate	adequate	ADJ
ajbmeb-30	389	40	;	;	PUNCT
ajbmeb-30	389	41	clear	clear	ADJ
ajbmeb-30	389	42	and	and	CCONJ
ajbmeb-30	389	43	legible	legible	ADJ
ajbmeb-30	389	44	(	(	PUNCT
ajbmeb-30	389	45	readable).this	readable).this	ADJ
ajbmeb-30	389	46	70	70	NUM
ajbmeb-30	389	47	paragraph	paragraph	NOUN
ajbmeb-30	389	48	one	one	NUM
ajbmeb-30	389	49	of	of	ADP
ajbmeb-30	389	50	article	article	NOUN
ajbmeb-30	389	51	8	8	NUM
ajbmeb-30	389	52	of	of	ADP
ajbmeb-30	389	53	law	law	NOUN
ajbmeb-30	389	54	no	no	DET
ajbmeb-30	389	55	2011/012	2011/012	NOUN
ajbmeb-30	389	56	of	of	ADP
ajbmeb-30	389	57	6th	6th	NOUN
ajbmeb-30	389	58	may	may	AUX
ajbmeb-30	389	59	2011	2011	NUM
ajbmeb-30	389	60	on	on	ADP
ajbmeb-30	389	61	the	the	DET
ajbmeb-30	389	62	legal	legal	ADJ
ajbmeb-30	389	63	frame	frame	NOUN
ajbmeb-30	389	64	work	work	NOUN
ajbmeb-30	389	65	on	on	ADP
ajbmeb-30	389	66	consumers	consumer	NOUN
ajbmeb-30	389	67	protection	protection	NOUN
ajbmeb-30	389	68	.	.	PUNCT
ajbmeb-30	390	1	71article	71article	NOUN
ajbmeb-30	390	2	9	9	NUM
ajbmeb-30	390	3	of	of	ADP
ajbmeb-30	390	4	law	law	NOUN
ajbmeb-30	390	5	n	n	CCONJ
ajbmeb-30	390	6	°	°	ADP
ajbmeb-30	390	7	2011/012	2011/012	NOUN
ajbmeb-30	390	8	of	of	ADP
ajbmeb-30	390	9	6may	6may	NOUN
ajbmeb-30	390	10	2011	2011	NUM
ajbmeb-30	390	11	on	on	ADP
ajbmeb-30	390	12	the	the	DET
ajbmeb-30	390	13	legal	legal	ADJ
ajbmeb-30	390	14	framework	framework	NOUN
ajbmeb-30	390	15	on	on	ADP
ajbmeb-30	390	16	consumers	consumer	NOUN
ajbmeb-30	390	17	protection	protection	NOUN
ajbmeb-30	390	18	.	.	PUNCT
ajbmeb-30	391	1	72	72	NUM
ajbmeb-30	391	2	section	section	NOUN
ajbmeb-30	391	3	325	325	NUM
ajbmeb-30	391	4	(	(	PUNCT
ajbmeb-30	391	5	1	1	NUM
ajbmeb-30	391	6	)	)	PUNCT
ajbmeb-30	391	7	of	of	ADP
ajbmeb-30	391	8	the	the	DET
ajbmeb-30	391	9	cameroon	cameroon	NOUN
ajbmeb-30	391	10	penal	penal	PROPN
ajbmeb-30	391	11	code	code	PROPN
ajbmeb-30	391	12	.	.	PUNCT
ajbmeb-30	392	1	american	american	PROPN
ajbmeb-30	392	2	journal	journal	PROPN
ajbmeb-30	392	3	of	of	ADP
ajbmeb-30	392	4	business	business	NOUN
ajbmeb-30	392	5	management	management	NOUN
ajbmeb-30	392	6	,	,	PUNCT
ajbmeb-30	392	7	economics	economic	NOUN
ajbmeb-30	392	8	and	and	CCONJ
ajbmeb-30	392	9	banking	banking	NOUN
ajbmeb-30	392	10	volume	volume	NOUN
ajbmeb-30	392	11	1	1	NUM
ajbmeb-30	392	12	,	,	PUNCT
ajbmeb-30	392	13	june	june	PROPN
ajbmeb-30	392	14	,	,	PUNCT
ajbmeb-30	392	15	2022	2022	NUM
ajbmeb-30	392	16	p	p	NOUN
ajbmeb-30	392	17	a	a	PRON
ajbmeb-30	392	18	g	g	NOUN
ajbmeb-30	392	19	e	e	NOUN
ajbmeb-30	392	20	|	|	ADV
ajbmeb-30	392	21	53	53	NUM
ajbmeb-30	392	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	392	23	information	information	NOUN
ajbmeb-30	392	24	provided	provide	VERB
ajbmeb-30	392	25	must	must	AUX
ajbmeb-30	392	26	be	be	AUX
ajbmeb-30	392	27	in	in	ADP
ajbmeb-30	392	28	line	line	NOUN
ajbmeb-30	392	29	with	with	ADP
ajbmeb-30	392	30	the	the	DET
ajbmeb-30	392	31	kind	kind	NOUN
ajbmeb-30	392	32	of	of	ADP
ajbmeb-30	392	33	services	service	NOUN
ajbmeb-30	392	34	offered	offer	VERB
ajbmeb-30	392	35	by	by	ADP
ajbmeb-30	392	36	the	the	DET
ajbmeb-30	392	37	bank	bank	NOUN
ajbmeb-30	392	38	and	and	CCONJ
ajbmeb-30	392	39	most	most	ADJ
ajbmeb-30	392	40	especially	especially	ADV
ajbmeb-30	392	41	details	detail	NOUN
ajbmeb-30	392	42	of	of	ADP
ajbmeb-30	392	43	the	the	DET
ajbmeb-30	392	44	precise	precise	ADJ
ajbmeb-30	392	45	service	service	NOUN
ajbmeb-30	392	46	the	the	DET
ajbmeb-30	392	47	customer	customer	NOUN
ajbmeb-30	392	48	is	be	AUX
ajbmeb-30	392	49	in	in	ADP
ajbmeb-30	392	50	need	need	NOUN
ajbmeb-30	392	51	of	of	ADP
ajbmeb-30	392	52	.	.	PUNCT
ajbmeb-30	393	1	this	this	PRON
ajbmeb-30	393	2	is	be	AUX
ajbmeb-30	393	3	to	to	PART
ajbmeb-30	393	4	enable	enable	VERB
ajbmeb-30	393	5	the	the	DET
ajbmeb-30	393	6	customer	customer	NOUN
ajbmeb-30	393	7	to	to	PART
ajbmeb-30	393	8	make	make	VERB
ajbmeb-30	393	9	an	an	DET
ajbmeb-30	393	10	adequate	adequate	ADJ
ajbmeb-30	393	11	and	and	CCONJ
ajbmeb-30	393	12	reasonable	reasonable	ADJ
ajbmeb-30	393	13	choice	choice	NOUN
ajbmeb-30	393	14	before	before	ADP
ajbmeb-30	393	15	the	the	DET
ajbmeb-30	393	16	conclusion	conclusion	NOUN
ajbmeb-30	393	17	of	of	ADP
ajbmeb-30	393	18	the	the	DET
ajbmeb-30	393	19	contract	contract	NOUN
ajbmeb-30	393	20	.	.	PUNCT
ajbmeb-30	394	1	it	it	PRON
ajbmeb-30	394	2	is	be	AUX
ajbmeb-30	394	3	important	important	ADJ
ajbmeb-30	394	4	to	to	PART
ajbmeb-30	394	5	note	note	VERB
ajbmeb-30	394	6	that	that	SCONJ
ajbmeb-30	394	7	the	the	DET
ajbmeb-30	394	8	above	above	ADJ
ajbmeb-30	394	9	mentioned	mention	VERB
ajbmeb-30	394	10	criterion	criterion	NOUN
ajbmeb-30	394	11	must	must	AUX
ajbmeb-30	394	12	be	be	AUX
ajbmeb-30	394	13	taken	take	VERB
ajbmeb-30	394	14	into	into	ADP
ajbmeb-30	394	15	account	account	NOUN
ajbmeb-30	394	16	most	most	ADV
ajbmeb-30	394	17	especially	especially	ADV
ajbmeb-30	394	18	in	in	ADP
ajbmeb-30	394	19	advertisement	advertisement	NOUN
ajbmeb-30	394	20	.	.	PUNCT
ajbmeb-30	395	1	hence	hence	ADV
ajbmeb-30	395	2	,	,	PUNCT
ajbmeb-30	395	3	every	every	DET
ajbmeb-30	395	4	advertisement	advertisement	NOUN
ajbmeb-30	395	5	intended	intend	VERB
ajbmeb-30	395	6	for	for	ADP
ajbmeb-30	395	7	consumers	consumer	NOUN
ajbmeb-30	395	8	of	of	ADP
ajbmeb-30	395	9	banking	banking	NOUN
ajbmeb-30	395	10	services	service	NOUN
ajbmeb-30	395	11	must	must	AUX
ajbmeb-30	395	12	be	be	AUX
ajbmeb-30	395	13	in	in	ADP
ajbmeb-30	395	14	conformity	conformity	NOUN
ajbmeb-30	395	15	with	with	ADP
ajbmeb-30	395	16	the	the	DET
ajbmeb-30	395	17	laws	law	NOUN
ajbmeb-30	395	18	in	in	ADP
ajbmeb-30	395	19	place	place	NOUN
ajbmeb-30	395	20	in	in	ADP
ajbmeb-30	395	21	the	the	DET
ajbmeb-30	395	22	domain	domain	NOUN
ajbmeb-30	395	23	of	of	ADP
ajbmeb-30	395	24	advertisement73	advertisement73	NOUN
ajbmeb-30	395	25	.	.	PUNCT
ajbmeb-30	396	1	the	the	DET
ajbmeb-30	396	2	information	information	NOUN
ajbmeb-30	396	3	given	give	VERB
ajbmeb-30	396	4	to	to	ADP
ajbmeb-30	396	5	the	the	DET
ajbmeb-30	396	6	consumer	consumer	NOUN
ajbmeb-30	396	7	is	be	AUX
ajbmeb-30	396	8	to	to	PART
ajbmeb-30	396	9	permits	permit	VERB
ajbmeb-30	396	10	him	he	PRON
ajbmeb-30	396	11	grant	grant	VERB
ajbmeb-30	396	12	a	a	DET
ajbmeb-30	396	13	clear	clear	ADJ
ajbmeb-30	396	14	consent	consent	NOUN
ajbmeb-30	396	15	on	on	ADP
ajbmeb-30	396	16	the	the	DET
ajbmeb-30	396	17	subject	subject	NOUN
ajbmeb-30	396	18	matter	matter	NOUN
ajbmeb-30	396	19	.	.	PUNCT
ajbmeb-30	397	1	a	a	DET
ajbmeb-30	397	2	consumer	consumer	NOUN
ajbmeb-30	397	3	can	can	AUX
ajbmeb-30	397	4	thus	thus	ADV
ajbmeb-30	397	5	bring	bring	VERB
ajbmeb-30	397	6	an	an	DET
ajbmeb-30	397	7	action	action	NOUN
ajbmeb-30	397	8	on	on	ADP
ajbmeb-30	397	9	the	the	DET
ajbmeb-30	397	10	grounds	ground	NOUN
ajbmeb-30	397	11	of	of	ADP
ajbmeb-30	397	12	either	either	DET
ajbmeb-30	397	13	false	false	ADJ
ajbmeb-30	397	14	advertisement	advertisement	NOUN
ajbmeb-30	397	15	leading	lead	VERB
ajbmeb-30	397	16	him	he	PRON
ajbmeb-30	397	17	to	to	PART
ajbmeb-30	397	18	consent	consent	VERB
ajbmeb-30	397	19	or	or	CCONJ
ajbmeb-30	397	20	again	again	ADV
ajbmeb-30	397	21	,	,	PUNCT
ajbmeb-30	397	22	his	his	PRON
ajbmeb-30	397	23	action	action	NOUN
ajbmeb-30	397	24	could	could	AUX
ajbmeb-30	397	25	be	be	AUX
ajbmeb-30	397	26	based	base	VERB
ajbmeb-30	397	27	on	on	ADP
ajbmeb-30	397	28	failure	failure	NOUN
ajbmeb-30	397	29	in	in	ADP
ajbmeb-30	397	30	the	the	DET
ajbmeb-30	397	31	execution	execution	NOUN
ajbmeb-30	397	32	of	of	ADP
ajbmeb-30	397	33	the	the	DET
ajbmeb-30	397	34	contract	contract	NOUN
ajbmeb-30	397	35	by	by	ADP
ajbmeb-30	397	36	the	the	DET
ajbmeb-30	397	37	professional	professional	NOUN
ajbmeb-30	397	38	.	.	PUNCT
ajbmeb-30	398	1	information	information	NOUN
ajbmeb-30	398	2	in	in	ADP
ajbmeb-30	398	3	consumer	consumer	NOUN
ajbmeb-30	398	4	’s	’s	PART
ajbmeb-30	398	5	law	law	NOUN
ajbmeb-30	398	6	is	be	AUX
ajbmeb-30	398	7	very	very	ADV
ajbmeb-30	398	8	fundamental	fundamental	ADJ
ajbmeb-30	398	9	.	.	PUNCT
ajbmeb-30	399	1	it	it	PRON
ajbmeb-30	399	2	has	have	VERB
ajbmeb-30	399	3	to	to	PART
ajbmeb-30	399	4	be	be	AUX
ajbmeb-30	399	5	clear	clear	ADJ
ajbmeb-30	399	6	and	and	CCONJ
ajbmeb-30	399	7	explicit	explicit	ADJ
ajbmeb-30	399	8	.	.	PUNCT
ajbmeb-30	400	1	that	that	PRON
ajbmeb-30	400	2	is	be	AUX
ajbmeb-30	400	3	why	why	SCONJ
ajbmeb-30	400	4	the	the	DET
ajbmeb-30	400	5	2011	2011	NUM
ajbmeb-30	400	6	legislator	legislator	NOUN
ajbmeb-30	400	7	makes	make	VERB
ajbmeb-30	400	8	it	it	PRON
ajbmeb-30	400	9	clear	clear	ADJ
ajbmeb-30	400	10	in	in	ADP
ajbmeb-30	400	11	article	article	NOUN
ajbmeb-30	400	12	1374	1374	NUM
ajbmeb-30	400	13	that	that	SCONJ
ajbmeb-30	400	14	“	"	PUNCT
ajbmeb-30	400	15	each	each	DET
ajbmeb-30	400	16	technology	technology	NOUN
ajbmeb-30	400	17	,	,	PUNCT
ajbmeb-30	400	18	good	good	ADJ
ajbmeb-30	400	19	or	or	CCONJ
ajbmeb-30	400	20	service	service	NOUN
ajbmeb-30	400	21	supplier	supplier	NOUN
ajbmeb-30	400	22	or	or	CCONJ
ajbmeb-30	400	23	provider	provider	NOUN
ajbmeb-30	400	24	must	must	AUX
ajbmeb-30	400	25	provide	provide	VERB
ajbmeb-30	400	26	the	the	DET
ajbmeb-30	400	27	consumers	consumer	NOUN
ajbmeb-30	400	28	with	with	ADP
ajbmeb-30	400	29	correct	correct	ADJ
ajbmeb-30	400	30	,	,	PUNCT
ajbmeb-30	400	31	adequate	adequate	ADJ
ajbmeb-30	400	32	,	,	PUNCT
ajbmeb-30	400	33	clear	clear	ADJ
ajbmeb-30	400	34	and	and	CCONJ
ajbmeb-30	400	35	legible	legible	ADJ
ajbmeb-30	400	36	information	information	NOUN
ajbmeb-30	400	37	,	,	PUNCT
ajbmeb-30	400	38	in	in	ADP
ajbmeb-30	400	39	english	english	PROPN
ajbmeb-30	400	40	and	and	CCONJ
ajbmeb-30	400	41	french	french	ADJ
ajbmeb-30	400	42	concerning	concern	VERB
ajbmeb-30	400	43	the	the	DET
ajbmeb-30	400	44	goods	good	NOUN
ajbmeb-30	400	45	and	and	CCONJ
ajbmeb-30	400	46	services	service	NOUN
ajbmeb-30	400	47	offered	offer	VERB
ajbmeb-30	400	48	to	to	PART
ajbmeb-30	400	49	enable	enable	VERB
ajbmeb-30	400	50	him	he	PRON
ajbmeb-30	400	51	make	make	VERB
ajbmeb-30	400	52	appropriate	appropriate	ADJ
ajbmeb-30	400	53	and	and	CCONJ
ajbmeb-30	400	54	rational	rational	ADJ
ajbmeb-30	400	55	choices	choice	NOUN
ajbmeb-30	400	56	before	before	ADP
ajbmeb-30	400	57	concluding	conclude	VERB
ajbmeb-30	400	58	a	a	DET
ajbmeb-30	400	59	contract	contract	NOUN
ajbmeb-30	400	60	.	.	PUNCT
ajbmeb-30	401	1	in	in	ADP
ajbmeb-30	401	2	fact	fact	NOUN
ajbmeb-30	401	3	the	the	DET
ajbmeb-30	401	4	customer	customer	NOUN
ajbmeb-30	401	5	shall	shall	AUX
ajbmeb-30	401	6	have	have	VERB
ajbmeb-30	401	7	the	the	DET
ajbmeb-30	401	8	right	right	NOUN
ajbmeb-30	401	9	to	to	PART
ajbmeb-30	401	10	obtain	obtain	VERB
ajbmeb-30	401	11	from	from	ADP
ajbmeb-30	401	12	the	the	DET
ajbmeb-30	401	13	financial	financial	ADJ
ajbmeb-30	401	14	service	service	NOUN
ajbmeb-30	401	15	provider	provider	NOUN
ajbmeb-30	401	16	in	in	ADP
ajbmeb-30	401	17	writing	writing	NOUN
ajbmeb-30	401	18	or	or	CCONJ
ajbmeb-30	401	19	another	another	DET
ajbmeb-30	401	20	durable	durable	ADJ
ajbmeb-30	401	21	medium	medium	NOUN
ajbmeb-30	401	22	,	,	PUNCT
ajbmeb-30	401	23	free	free	ADJ
ajbmeb-30	401	24	of	of	ADP
ajbmeb-30	401	25	charge	charge	NOUN
ajbmeb-30	401	26	,	,	PUNCT
ajbmeb-30	401	27	information	information	NOUN
ajbmeb-30	401	28	data	datum	NOUN
ajbmeb-30	401	29	and	and	CCONJ
ajbmeb-30	401	30	instructions	instruction	NOUN
ajbmeb-30	401	31	relating	relate	VERB
ajbmeb-30	401	32	to	to	ADP
ajbmeb-30	401	33	his	his	PRON
ajbmeb-30	401	34	contractual	contractual	ADJ
ajbmeb-30	401	35	relationship	relationship	NOUN
ajbmeb-30	401	36	with	with	ADP
ajbmeb-30	401	37	the	the	DET
ajbmeb-30	401	38	provider	provider	NOUN
ajbmeb-30	401	39	,	,	PUNCT
ajbmeb-30	401	40	in	in	ADP
ajbmeb-30	401	41	the	the	DET
ajbmeb-30	401	42	manner	manner	NOUN
ajbmeb-30	401	43	and	and	CCONJ
ajbmeb-30	401	44	within	within	ADP
ajbmeb-30	401	45	the	the	DET
ajbmeb-30	401	46	terms	term	NOUN
ajbmeb-30	401	47	specified	specify	VERB
ajbmeb-30	401	48	by	by	ADP
ajbmeb-30	401	49	the	the	DET
ajbmeb-30	401	50	agreement	agreement	NOUN
ajbmeb-30	401	51	.	.	PUNCT
ajbmeb-30	402	1	this	this	DET
ajbmeb-30	402	2	same	same	ADJ
ajbmeb-30	402	3	position	position	NOUN
ajbmeb-30	402	4	is	be	AUX
ajbmeb-30	402	5	reechoed	reecho	VERB
ajbmeb-30	402	6	in	in	ADP
ajbmeb-30	402	7	article	article	NOUN
ajbmeb-30	402	8	3(c	3(c	NUM
ajbmeb-30	402	9	)	)	PUNCT
ajbmeb-30	402	10	of	of	ADP
ajbmeb-30	402	11	the	the	DET
ajbmeb-30	402	12	general	general	ADJ
ajbmeb-30	402	13	principle	principle	NOUN
ajbmeb-30	402	14	of	of	ADP
ajbmeb-30	402	15	consumer	consumer	NOUN
ajbmeb-30	402	16	protection	protection	NOUN
ajbmeb-30	402	17	.	.	PUNCT
ajbmeb-30	403	1	based	base	VERB
ajbmeb-30	403	2	on	on	ADP
ajbmeb-30	403	3	the	the	DET
ajbmeb-30	403	4	aforementioned	aforementioned	ADJ
ajbmeb-30	403	5	,	,	PUNCT
ajbmeb-30	403	6	it	it	PRON
ajbmeb-30	403	7	is	be	AUX
ajbmeb-30	403	8	thus	thus	ADV
ajbmeb-30	403	9	obvious	obvious	ADJ
ajbmeb-30	403	10	that	that	SCONJ
ajbmeb-30	403	11	every	every	DET
ajbmeb-30	403	12	supplier	supplier	NOUN
ajbmeb-30	403	13	of	of	ADP
ajbmeb-30	403	14	a	a	DET
ajbmeb-30	403	15	service	service	NOUN
ajbmeb-30	403	16	in	in	ADP
ajbmeb-30	403	17	cameroon	cameroon	NOUN
ajbmeb-30	403	18	is	be	AUX
ajbmeb-30	403	19	required	require	VERB
ajbmeb-30	403	20	as	as	ADP
ajbmeb-30	403	21	an	an	DET
ajbmeb-30	403	22	obligation	obligation	NOUN
ajbmeb-30	403	23	to	to	PART
ajbmeb-30	403	24	supply	supply	VERB
ajbmeb-30	403	25	the	the	DET
ajbmeb-30	403	26	consumer	consumer	NOUN
ajbmeb-30	403	27	with	with	ADP
ajbmeb-30	403	28	information	information	NOUN
ajbmeb-30	403	29	in	in	ADP
ajbmeb-30	403	30	english	english	PROPN
ajbmeb-30	403	31	and	and	CCONJ
ajbmeb-30	403	32	french	french	NOUN
ajbmeb-30	403	33	.	.	PUNCT
ajbmeb-30	404	1	the	the	DET
ajbmeb-30	404	2	conflict	conflict	NOUN
ajbmeb-30	404	3	between	between	ADP
ajbmeb-30	404	4	consumers	consumer	NOUN
ajbmeb-30	404	5	and	and	CCONJ
ajbmeb-30	404	6	professionals	professional	NOUN
ajbmeb-30	404	7	stems	stem	VERB
ajbmeb-30	404	8	from	from	ADP
ajbmeb-30	404	9	an	an	DET
ajbmeb-30	404	10	inequality	inequality	NOUN
ajbmeb-30	404	11	in	in	ADP
ajbmeb-30	404	12	information	information	NOUN
ajbmeb-30	404	13	.	.	PUNCT
ajbmeb-30	405	1	e	e	X
ajbmeb-30	405	2	-	-	ADJ
ajbmeb-30	405	3	banking	banking	ADJ
ajbmeb-30	405	4	service	service	NOUN
ajbmeb-30	405	5	providers	provider	NOUN
ajbmeb-30	405	6	know	know	VERB
ajbmeb-30	405	7	best	good	ADJ
ajbmeb-30	405	8	the	the	DET
ajbmeb-30	405	9	services	service	NOUN
ajbmeb-30	405	10	put	put	VERB
ajbmeb-30	405	11	on	on	ADP
ajbmeb-30	405	12	the	the	DET
ajbmeb-30	405	13	market	market	NOUN
ajbmeb-30	405	14	while	while	SCONJ
ajbmeb-30	405	15	most	most	ADJ
ajbmeb-30	405	16	consumers	consumer	NOUN
ajbmeb-30	405	17	are	be	AUX
ajbmeb-30	405	18	incapable	incapable	ADJ
ajbmeb-30	405	19	to	to	PART
ajbmeb-30	405	20	judge	judge	VERB
ajbmeb-30	405	21	and	and	CCONJ
ajbmeb-30	405	22	to	to	PART
ajbmeb-30	405	23	compare	compare	VERB
ajbmeb-30	405	24	these	these	DET
ajbmeb-30	405	25	services	service	NOUN
ajbmeb-30	405	26	themselves	themselves	PRON
ajbmeb-30	405	27	.	.	PUNCT
ajbmeb-30	406	1	the	the	DET
ajbmeb-30	406	2	right	right	NOUN
ajbmeb-30	406	3	to	to	ADP
ajbmeb-30	406	4	information	information	NOUN
ajbmeb-30	406	5	has	have	AUX
ajbmeb-30	406	6	become	become	VERB
ajbmeb-30	406	7	a	a	DET
ajbmeb-30	406	8	major	major	ADJ
ajbmeb-30	406	9	and	and	CCONJ
ajbmeb-30	406	10	sensitive	sensitive	ADJ
ajbmeb-30	406	11	theme	theme	NOUN
ajbmeb-30	406	12	for	for	ADP
ajbmeb-30	406	13	the	the	DET
ajbmeb-30	406	14	defense	defense	NOUN
ajbmeb-30	406	15	of	of	ADP
ajbmeb-30	406	16	consumers	consumer	NOUN
ajbmeb-30	406	17	.	.	PUNCT
ajbmeb-30	407	1	hence	hence	ADV
ajbmeb-30	407	2	,	,	PUNCT
ajbmeb-30	407	3	he	he	PRON
ajbmeb-30	407	4	who	who	PRON
ajbmeb-30	407	5	fails	fail	VERB
ajbmeb-30	407	6	to	to	PART
ajbmeb-30	407	7	satisfy	satisfy	VERB
ajbmeb-30	407	8	this	this	DET
ajbmeb-30	407	9	obligation	obligation	NOUN
ajbmeb-30	407	10	to	to	PART
ajbmeb-30	407	11	information	information	NOUN
ajbmeb-30	407	12	will	will	AUX
ajbmeb-30	407	13	be	be	AUX
ajbmeb-30	407	14	held	hold	VERB
ajbmeb-30	407	15	responsible	responsible	ADJ
ajbmeb-30	407	16	for	for	ADP
ajbmeb-30	407	17	fraud	fraud	NOUN
ajbmeb-30	407	18	,	,	PUNCT
ajbmeb-30	407	19	misrepresentation	misrepresentation	NOUN
ajbmeb-30	407	20	and	and	CCONJ
ajbmeb-30	407	21	will	will	AUX
ajbmeb-30	407	22	be	be	AUX
ajbmeb-30	407	23	susceptible	susceptible	ADJ
ajbmeb-30	407	24	to	to	ADP
ajbmeb-30	407	25	punishments	punishment	NOUN
ajbmeb-30	407	26	provided	provide	VERB
ajbmeb-30	407	27	for	for	ADP
ajbmeb-30	407	28	by	by	ADP
ajbmeb-30	407	29	the	the	DET
ajbmeb-30	407	30	penal	penal	ADJ
ajbmeb-30	407	31	code	code	NOUN
ajbmeb-30	407	32	.	.	PUNCT
ajbmeb-30	408	1	4	4	X
ajbmeb-30	408	2	.	.	X
ajbmeb-30	408	3	conclusion	conclusion	NOUN
ajbmeb-30	408	4	the	the	DET
ajbmeb-30	408	5	above	above	ADJ
ajbmeb-30	408	6	analysis	analysis	NOUN
ajbmeb-30	408	7	has	have	AUX
ajbmeb-30	408	8	unravelled	unravel	VERB
ajbmeb-30	408	9	the	the	DET
ajbmeb-30	408	10	legal	legal	ADJ
ajbmeb-30	408	11	procedure(s	procedure(s	NOUN
ajbmeb-30	408	12	)	)	PUNCT
ajbmeb-30	408	13	available	available	ADJ
ajbmeb-30	408	14	to	to	ADP
ajbmeb-30	408	15	the	the	DET
ajbmeb-30	408	16	consumers	consumer	NOUN
ajbmeb-30	408	17	of	of	ADP
ajbmeb-30	408	18	the	the	DET
ajbmeb-30	408	19	banking	banking	NOUN
ajbmeb-30	408	20	sector	sector	NOUN
ajbmeb-30	408	21	to	to	PART
ajbmeb-30	408	22	advocate	advocate	VERB
ajbmeb-30	408	23	for	for	ADP
ajbmeb-30	408	24	their	their	PRON
ajbmeb-30	408	25	rights	right	NOUN
ajbmeb-30	408	26	either	either	CCONJ
ajbmeb-30	408	27	collectively	collectively	ADV
ajbmeb-30	408	28	or	or	CCONJ
ajbmeb-30	408	29	individually	individually	ADV
ajbmeb-30	408	30	when	when	SCONJ
ajbmeb-30	408	31	ever	ever	ADV
ajbmeb-30	408	32	they	they	PRON
ajbmeb-30	408	33	feel	feel	AUX
ajbmeb-30	408	34	cheated	cheat	VERB
ajbmeb-30	408	35	by	by	ADP
ajbmeb-30	408	36	the	the	DET
ajbmeb-30	408	37	professionals	professional	NOUN
ajbmeb-30	408	38	of	of	ADP
ajbmeb-30	408	39	the	the	DET
ajbmeb-30	408	40	sector	sector	NOUN
ajbmeb-30	408	41	.	.	PUNCT
ajbmeb-30	409	1	this	this	DET
ajbmeb-30	409	2	legal	legal	ADJ
ajbmeb-30	409	3	mechanisms	mechanism	NOUN
ajbmeb-30	409	4	have	have	AUX
ajbmeb-30	409	5	acted	act	VERB
ajbmeb-30	409	6	within	within	ADP
ajbmeb-30	409	7	the	the	DET
ajbmeb-30	409	8	last	last	ADJ
ajbmeb-30	409	9	decade	decade	NOUN
ajbmeb-30	409	10	as	as	SCONJ
ajbmeb-30	409	11	a	a	DET
ajbmeb-30	409	12	catalyste	catalyste	NOUN
ajbmeb-30	409	13	to	to	PART
ajbmeb-30	409	14	slow	slow	VERB
ajbmeb-30	409	15	down	down	ADP
ajbmeb-30	409	16	the	the	DET
ajbmeb-30	409	17	rampant	rampant	ADJ
ajbmeb-30	409	18	disputes	dispute	NOUN
ajbmeb-30	409	19	and	and	CCONJ
ajbmeb-30	409	20	acts	act	NOUN
ajbmeb-30	409	21	of	of	ADP
ajbmeb-30	409	22	consistent	consistent	ADJ
ajbmeb-30	409	23	violation	violation	NOUN
ajbmeb-30	409	24	of	of	ADP
ajbmeb-30	409	25	customers	customer	NOUN
ajbmeb-30	409	26	rights	right	NOUN
ajbmeb-30	409	27	within	within	ADP
ajbmeb-30	409	28	the	the	DET
ajbmeb-30	409	29	banking	banking	NOUN
ajbmeb-30	409	30	system	system	NOUN
ajbmeb-30	409	31	.	.	PUNCT
ajbmeb-30	410	1	however	however	ADV
ajbmeb-30	410	2	,	,	PUNCT
ajbmeb-30	410	3	with	with	ADP
ajbmeb-30	410	4	the	the	DET
ajbmeb-30	410	5	advent	advent	NOUN
ajbmeb-30	410	6	of	of	ADP
ajbmeb-30	410	7	the	the	DET
ajbmeb-30	410	8	e	e	NOUN
ajbmeb-30	410	9	-	-	NOUN
ajbmeb-30	410	10	banking	banking	NOUN
ajbmeb-30	410	11	and	and	CCONJ
ajbmeb-30	410	12	the	the	DET
ajbmeb-30	410	13	prolifiration	prolifiration	NOUN
ajbmeb-30	410	14	of	of	ADP
ajbmeb-30	410	15	new	new	ADJ
ajbmeb-30	410	16	actors	actor	NOUN
ajbmeb-30	410	17	in	in	ADP
ajbmeb-30	410	18	the	the	DET
ajbmeb-30	410	19	provision	provision	NOUN
ajbmeb-30	410	20	of	of	ADP
ajbmeb-30	410	21	banking	banking	NOUN
ajbmeb-30	410	22	services	service	NOUN
ajbmeb-30	410	23	,	,	PUNCT
ajbmeb-30	410	24	much	much	ADJ
ajbmeb-30	410	25	is	be	AUX
ajbmeb-30	410	26	still	still	ADV
ajbmeb-30	410	27	required	require	VERB
ajbmeb-30	410	28	to	to	PART
ajbmeb-30	410	29	be	be	AUX
ajbmeb-30	410	30	done	do	VERB
ajbmeb-30	410	31	to	to	PART
ajbmeb-30	410	32	protect	protect	VERB
ajbmeb-30	410	33	the	the	DET
ajbmeb-30	410	34	rights	right	NOUN
ajbmeb-30	410	35	of	of	ADP
ajbmeb-30	410	36	consumers	consumer	NOUN
ajbmeb-30	410	37	.	.	PUNCT
ajbmeb-30	411	1	this	this	PRON
ajbmeb-30	411	2	is	be	AUX
ajbmeb-30	411	3	so	so	SCONJ
ajbmeb-30	411	4	because	because	SCONJ
ajbmeb-30	411	5	this	this	DET
ajbmeb-30	411	6	new	new	ADJ
ajbmeb-30	411	7	wind	wind	NOUN
ajbmeb-30	411	8	of	of	ADP
ajbmeb-30	411	9	technology	technology	NOUN
ajbmeb-30	411	10	has	have	AUX
ajbmeb-30	411	11	not	not	PART
ajbmeb-30	411	12	only	only	ADV
ajbmeb-30	411	13	come	come	VERB
ajbmeb-30	411	14	with	with	ADP
ajbmeb-30	411	15	new	new	ADJ
ajbmeb-30	411	16	challenges	challenge	NOUN
ajbmeb-30	411	17	which	which	PRON
ajbmeb-30	411	18	could	could	AUX
ajbmeb-30	411	19	be	be	AUX
ajbmeb-30	411	20	contained	contain	VERB
ajbmeb-30	411	21	by	by	ADP
ajbmeb-30	411	22	existing	exist	VERB
ajbmeb-30	411	23	legal	legal	ADJ
ajbmeb-30	411	24	redress	redress	NOUN
ajbmeb-30	411	25	mechanism	mechanism	NOUN
ajbmeb-30	411	26	but	but	CCONJ
ajbmeb-30	411	27	has	have	AUX
ajbmeb-30	411	28	even	even	ADV
ajbmeb-30	411	29	made	make	VERB
ajbmeb-30	411	30	complex	complex	ADJ
ajbmeb-30	411	31	the	the	DET
ajbmeb-30	411	32	situation	situation	NOUN
ajbmeb-30	411	33	because	because	SCONJ
ajbmeb-30	411	34	of	of	ADP
ajbmeb-30	411	35	the	the	DET
ajbmeb-30	411	36	systematic	systematic	ADJ
ajbmeb-30	411	37	difficulties	difficulty	NOUN
ajbmeb-30	411	38	to	to	PART
ajbmeb-30	411	39	identify	identify	VERB
ajbmeb-30	411	40	the	the	DET
ajbmeb-30	411	41	criminal(s	criminal(s	NOUN
ajbmeb-30	411	42	)	)	PUNCT
ajbmeb-30	411	43	behind	behind	ADP
ajbmeb-30	411	44	the	the	DET
ajbmeb-30	411	45	curtins	curtin	NOUN
ajbmeb-30	411	46	to	to	PART
ajbmeb-30	411	47	attribute	attribute	VERB
ajbmeb-30	411	48	liability	liability	NOUN
ajbmeb-30	411	49	and	and	CCONJ
ajbmeb-30	411	50	claim	claim	NOUN
ajbmeb-30	411	51	damages	damage	NOUN
ajbmeb-30	411	52	.	.	PUNCT
ajbmeb-30	412	1	despite	despite	SCONJ
ajbmeb-30	412	2	these	these	DET
ajbmeb-30	412	3	modern	modern	ADJ
ajbmeb-30	412	4	day	day	NOUN
ajbmeb-30	412	5	challenges	challenge	NOUN
ajbmeb-30	412	6	,	,	PUNCT
ajbmeb-30	412	7	it	it	PRON
ajbmeb-30	412	8	would	would	AUX
ajbmeb-30	412	9	be	be	AUX
ajbmeb-30	412	10	all	all	PRON
ajbmeb-30	412	11	misleading	misleading	ADJ
ajbmeb-30	412	12	and	and	CCONJ
ajbmeb-30	412	13	erronuous	erronuous	ADJ
ajbmeb-30	412	14	to	to	PART
ajbmeb-30	412	15	affrim	affrim	VERB
ajbmeb-30	412	16	the	the	DET
ajbmeb-30	412	17	inefficiency	inefficiency	NOUN
ajbmeb-30	412	18	of	of	ADP
ajbmeb-30	412	19	the	the	DET
ajbmeb-30	412	20	available	available	ADJ
ajbmeb-30	412	21	legal	legal	ADJ
ajbmeb-30	412	22	redress	redress	NOUN
ajbmeb-30	412	23	mechanisms	mechanism	NOUN
ajbmeb-30	412	24	in	in	ADP
ajbmeb-30	412	25	the	the	DET
ajbmeb-30	412	26	face	face	NOUN
ajbmeb-30	412	27	of	of	ADP
ajbmeb-30	412	28	this	this	DET
ajbmeb-30	412	29	new	new	ADJ
ajbmeb-30	412	30	form	form	NOUN
ajbmeb-30	412	31	of	of	ADP
ajbmeb-30	412	32	banking	banking	NOUN
ajbmeb-30	412	33	as	as	ADP
ajbmeb-30	412	34	the	the	DET
ajbmeb-30	412	35	73	73	NUM
ajbmeb-30	412	36	see	see	NOUN
ajbmeb-30	412	37	law	law	NOUN
ajbmeb-30	412	38	no	no	INTJ
ajbmeb-30	412	39	.	.	PUNCT
ajbmeb-30	413	1	2006/018	2006/018	NUM
ajbmeb-30	413	2	of	of	ADP
ajbmeb-30	413	3	december	december	PROPN
ajbmeb-30	413	4	,	,	PUNCT
ajbmeb-30	413	5	29th	29th	NOUN
ajbmeb-30	413	6	2006	2006	NUM
ajbmeb-30	413	7	governing	govern	VERB
ajbmeb-30	413	8	advertisement	advertisement	NOUN
ajbmeb-30	413	9	in	in	ADP
ajbmeb-30	413	10	cameroon	cameroon	NOUN
ajbmeb-30	413	11	.	.	PUNCT
ajbmeb-30	414	1	74	74	NUM
ajbmeb-30	414	2	law	law	NOUN
ajbmeb-30	414	3	no	no	NOUN
ajbmeb-30	414	4	.	.	NOUN
ajbmeb-30	415	1	2011/012	2011/012	NOUN
ajbmeb-30	415	2	of	of	ADP
ajbmeb-30	415	3	6th	6th	NOUN
ajbmeb-30	415	4	may	may	AUX
ajbmeb-30	415	5	2011	2011	NUM
ajbmeb-30	415	6	on	on	ADP
ajbmeb-30	415	7	the	the	DET
ajbmeb-30	415	8	legal	legal	ADJ
ajbmeb-30	415	9	frame	frame	NOUN
ajbmeb-30	415	10	work	work	NOUN
ajbmeb-30	415	11	of	of	ADP
ajbmeb-30	415	12	consumer	consumer	NOUN
ajbmeb-30	415	13	protection	protection	NOUN
ajbmeb-30	415	14	in	in	ADP
ajbmeb-30	415	15	cameroon	cameroon	PROPN
ajbmeb-30	415	16	.	.	PUNCT
ajbmeb-30	416	1	american	american	PROPN
ajbmeb-30	416	2	journal	journal	PROPN
ajbmeb-30	416	3	of	of	ADP
ajbmeb-30	416	4	business	business	NOUN
ajbmeb-30	416	5	management	management	NOUN
ajbmeb-30	416	6	,	,	PUNCT
ajbmeb-30	416	7	economics	economic	NOUN
ajbmeb-30	416	8	and	and	CCONJ
ajbmeb-30	416	9	banking	banking	NOUN
ajbmeb-30	416	10	volume	volume	NOUN
ajbmeb-30	416	11	1	1	NUM
ajbmeb-30	416	12	,	,	PUNCT
ajbmeb-30	416	13	june	june	PROPN
ajbmeb-30	416	14	,	,	PUNCT
ajbmeb-30	416	15	2022	2022	NUM
ajbmeb-30	416	16	p	p	NOUN
ajbmeb-30	416	17	a	a	PRON
ajbmeb-30	416	18	g	g	NOUN
ajbmeb-30	416	19	e	e	NOUN
ajbmeb-30	416	20	|	|	ADV
ajbmeb-30	416	21	54	54	NUM
ajbmeb-30	416	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-30	416	23	available	available	ADJ
ajbmeb-30	416	24	legal	legal	ADJ
ajbmeb-30	416	25	mechanisms	mechanism	NOUN
ajbmeb-30	416	26	have	have	AUX
ajbmeb-30	416	27	stifle	stifle	VERB
ajbmeb-30	416	28	,	,	PUNCT
ajbmeb-30	416	29	mitigated	mitigate	VERB
ajbmeb-30	416	30	and	and	CCONJ
ajbmeb-30	416	31	made	make	VERB
ajbmeb-30	416	32	difficult	difficult	ADJ
ajbmeb-30	416	33	the	the	DET
ajbmeb-30	416	34	activities	activity	NOUN
ajbmeb-30	416	35	of	of	ADP
ajbmeb-30	416	36	most	most	ADJ
ajbmeb-30	416	37	of	of	ADP
ajbmeb-30	416	38	those	those	PRON
ajbmeb-30	416	39	draining	drain	VERB
ajbmeb-30	416	40	consumers	consumer	NOUN
ajbmeb-30	416	41	of	of	ADP
ajbmeb-30	416	42	their	their	PRON
ajbmeb-30	416	43	resources	resource	NOUN
ajbmeb-30	416	44	.	.	PUNCT
ajbmeb-30	417	1	hence	hence	ADV
ajbmeb-30	417	2	the	the	DET
ajbmeb-30	417	3	available	available	ADJ
ajbmeb-30	417	4	recourse	recourse	NOUN
ajbmeb-30	417	5	to	to	ADP
ajbmeb-30	417	6	consumers	consumer	NOUN
ajbmeb-30	417	7	as	as	ADP
ajbmeb-30	417	8	of	of	ADP
ajbmeb-30	417	9	now	now	ADV
ajbmeb-30	417	10	is	be	AUX
ajbmeb-30	417	11	to	to	PART
ajbmeb-30	417	12	take	take	VERB
ajbmeb-30	417	13	refuge	refuge	NOUN
ajbmeb-30	417	14	in	in	ADP
ajbmeb-30	417	15	the	the	DET
ajbmeb-30	417	16	available	available	ADJ
ajbmeb-30	417	17	legal	legal	ADJ
ajbmeb-30	417	18	depensation	depensation	NOUN
ajbmeb-30	417	19	and	and	CCONJ
ajbmeb-30	417	20	dispute	dispute	NOUN
ajbmeb-30	417	21	resolution	resolution	NOUN
ajbmeb-30	417	22	mechanisms	mechanism	NOUN
ajbmeb-30	417	23	to	to	PART
ajbmeb-30	417	24	resolve	resolve	VERB
ajbmeb-30	417	25	their	their	PRON
ajbmeb-30	417	26	disputes	dispute	NOUN
ajbmeb-30	417	27	and	and	CCONJ
ajbmeb-30	417	28	differences	difference	NOUN
ajbmeb-30	417	29	with	with	ADP
ajbmeb-30	417	30	the	the	DET
ajbmeb-30	417	31	professionals	professional	NOUN
ajbmeb-30	417	32	of	of	ADP
ajbmeb-30	417	33	the	the	DET
ajbmeb-30	417	34	sector	sector	NOUN
ajbmeb-30	417	35	.	.	PUNCT