id	sid	tid	token	lemma	pos
ajbmeb-3128	1	1	american	american	PROPN
ajbmeb-3128	1	2	journal	journal	PROPN
ajbmeb-3128	1	3	of	of	ADP
ajbmeb-3128	1	4	business	business	NOUN
ajbmeb-3128	1	5	management	management	NOUN
ajbmeb-3128	1	6	,	,	PUNCT
ajbmeb-3128	1	7	economics	economic	NOUN
ajbmeb-3128	1	8	and	and	CCONJ
ajbmeb-3128	1	9	banking	banking	NOUN
ajbmeb-3128	1	10	issn	issn	PROPN
ajbmeb-3128	1	11	(	(	PUNCT
ajbmeb-3128	1	12	e	e	NOUN
ajbmeb-3128	1	13	):	):	PUNCT
ajbmeb-3128	1	14	2832	2832	NUM
ajbmeb-3128	1	15	-	-	SYM
ajbmeb-3128	1	16	8078	8078	NUM
ajbmeb-3128	1	17	volume	volume	NOUN
ajbmeb-3128	1	18	41	41	NUM
ajbmeb-3128	1	19	,	,	PUNCT
ajbmeb-3128	1	20	october	october	PROPN
ajbmeb-3128	1	21	2025	2025	NUM
ajbmeb-3128	1	22	p	p	NOUN
ajbmeb-3128	1	23	a	a	DET
ajbmeb-3128	1	24	g	g	NOUN
ajbmeb-3128	1	25	e	e	NOUN
ajbmeb-3128	1	26	|	|	ADV
ajbmeb-3128	1	27	38	38	NUM
ajbmeb-3128	1	28	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-3128	1	29	analysis	analysis	NOUN
ajbmeb-3128	1	30	of	of	ADP
ajbmeb-3128	1	31	e	e	NOUN
ajbmeb-3128	1	32	-	-	NOUN
ajbmeb-3128	1	33	commerce	commerce	NOUN
ajbmeb-3128	1	34	activities	activity	NOUN
ajbmeb-3128	1	35	through	through	ADP
ajbmeb-3128	1	36	the	the	DET
ajbmeb-3128	1	37	provision	provision	NOUN
ajbmeb-3128	1	38	of	of	ADP
ajbmeb-3128	1	39	remote	remote	ADJ
ajbmeb-3128	1	40	banking	banking	NOUN
ajbmeb-3128	1	41	services	service	NOUN
ajbmeb-3128	1	42	yusufkhujaev	yusufkhujaev	PROPN
ajbmeb-3128	1	43	fazliddin	fazliddin	PROPN
ajbmeb-3128	1	44	mansur	mansur	PROPN
ajbmeb-3128	1	45	ugli	ugli	PROPN
ajbmeb-3128	1	46	independent	independent	ADJ
ajbmeb-3128	1	47	researcher	researcher	NOUN
ajbmeb-3128	1	48	of	of	ADP
ajbmeb-3128	1	49	tashkent	tashkent	PROPN
ajbmeb-3128	1	50	state	state	PROPN
ajbmeb-3128	1	51	university	university	PROPN
ajbmeb-3128	1	52	of	of	ADP
ajbmeb-3128	1	53	economics	economics	PROPN
ajbmeb-3128	1	54	a	a	DET
ajbmeb-3128	1	55	b	b	PROPN
ajbmeb-3128	1	56	s	s	ADP
ajbmeb-3128	1	57	t	t	PROPN
ajbmeb-3128	1	58	r	r	NOUN
ajbmeb-3128	1	59	a	a	DET
ajbmeb-3128	1	60	c	c	NOUN
ajbmeb-3128	1	61	t	t	NOUN
ajbmeb-3128	1	62	k	k	X
ajbmeb-3128	1	63	e	e	PROPN
ajbmeb-3128	1	64	y	y	PROPN
ajbmeb-3128	1	65	w	w	NOUN
ajbmeb-3128	1	66	o	o	NOUN
ajbmeb-3128	1	67	r	r	NOUN
ajbmeb-3128	1	68	d	d	X
ajbmeb-3128	1	69	s	s	NOUN
ajbmeb-3128	1	70	in	in	ADP
ajbmeb-3128	1	71	the	the	DET
ajbmeb-3128	1	72	context	context	NOUN
ajbmeb-3128	1	73	of	of	ADP
ajbmeb-3128	1	74	the	the	DET
ajbmeb-3128	1	75	global	global	ADJ
ajbmeb-3128	1	76	digital	digital	ADJ
ajbmeb-3128	1	77	economy	economy	NOUN
ajbmeb-3128	1	78	,	,	PUNCT
ajbmeb-3128	1	79	the	the	DET
ajbmeb-3128	1	80	rapid	rapid	ADJ
ajbmeb-3128	1	81	growth	growth	NOUN
ajbmeb-3128	1	82	of	of	ADP
ajbmeb-3128	1	83	ecommerce	ecommerce	NOUN
ajbmeb-3128	1	84	is	be	AUX
ajbmeb-3128	1	85	creating	create	VERB
ajbmeb-3128	1	86	demand	demand	NOUN
ajbmeb-3128	1	87	for	for	ADP
ajbmeb-3128	1	88	new	new	ADJ
ajbmeb-3128	1	89	formats	format	NOUN
ajbmeb-3128	1	90	and	and	CCONJ
ajbmeb-3128	1	91	instruments	instrument	NOUN
ajbmeb-3128	1	92	in	in	ADP
ajbmeb-3128	1	93	the	the	DET
ajbmeb-3128	1	94	financial	financial	ADJ
ajbmeb-3128	1	95	services	service	NOUN
ajbmeb-3128	1	96	market	market	NOUN
ajbmeb-3128	1	97	.	.	PUNCT
ajbmeb-3128	2	1	from	from	ADP
ajbmeb-3128	2	2	this	this	DET
ajbmeb-3128	2	3	perspective	perspective	NOUN
ajbmeb-3128	2	4	,	,	PUNCT
ajbmeb-3128	2	5	remote	remote	ADJ
ajbmeb-3128	2	6	banking	banking	NOUN
ajbmeb-3128	2	7	services	service	NOUN
ajbmeb-3128	2	8	(	(	PUNCT
ajbmeb-3128	2	9	internet	internet	NOUN
ajbmeb-3128	2	10	banking	banking	NOUN
ajbmeb-3128	2	11	,	,	PUNCT
ajbmeb-3128	2	12	mobile	mobile	ADJ
ajbmeb-3128	2	13	banking	banking	NOUN
ajbmeb-3128	2	14	,	,	PUNCT
ajbmeb-3128	2	15	electronic	electronic	ADJ
ajbmeb-3128	2	16	payment	payment	NOUN
ajbmeb-3128	2	17	systems	system	NOUN
ajbmeb-3128	2	18	,	,	PUNCT
ajbmeb-3128	2	19	and	and	CCONJ
ajbmeb-3128	2	20	digital	digital	ADJ
ajbmeb-3128	2	21	wallets	wallet	NOUN
ajbmeb-3128	2	22	)	)	PUNCT
ajbmeb-3128	2	23	have	have	AUX
ajbmeb-3128	2	24	emerged	emerge	VERB
ajbmeb-3128	2	25	as	as	ADP
ajbmeb-3128	2	26	an	an	DET
ajbmeb-3128	2	27	integral	integral	ADJ
ajbmeb-3128	2	28	part	part	NOUN
ajbmeb-3128	2	29	of	of	ADP
ajbmeb-3128	2	30	e	e	NOUN
ajbmeb-3128	2	31	-	-	NOUN
ajbmeb-3128	2	32	commerce	commerce	NOUN
ajbmeb-3128	2	33	activity	activity	NOUN
ajbmeb-3128	2	34	.	.	PUNCT
ajbmeb-3128	3	1	these	these	DET
ajbmeb-3128	3	2	services	service	NOUN
ajbmeb-3128	3	3	facilitate	facilitate	VERB
ajbmeb-3128	3	4	the	the	DET
ajbmeb-3128	3	5	exchange	exchange	NOUN
ajbmeb-3128	3	6	of	of	ADP
ajbmeb-3128	3	7	goods	good	NOUN
ajbmeb-3128	3	8	and	and	CCONJ
ajbmeb-3128	3	9	services	service	NOUN
ajbmeb-3128	3	10	in	in	ADP
ajbmeb-3128	3	11	a	a	DET
ajbmeb-3128	3	12	digital	digital	ADJ
ajbmeb-3128	3	13	environment	environment	NOUN
ajbmeb-3128	3	14	,	,	PUNCT
ajbmeb-3128	3	15	ensure	ensure	VERB
ajbmeb-3128	3	16	quick	quick	ADJ
ajbmeb-3128	3	17	settlements	settlement	NOUN
ajbmeb-3128	3	18	and	and	CCONJ
ajbmeb-3128	3	19	payments	payment	NOUN
ajbmeb-3128	3	20	,	,	PUNCT
ajbmeb-3128	3	21	and	and	CCONJ
ajbmeb-3128	3	22	help	help	VERB
ajbmeb-3128	3	23	reduce	reduce	VERB
ajbmeb-3128	3	24	transaction	transaction	NOUN
ajbmeb-3128	3	25	costs	cost	NOUN
ajbmeb-3128	3	26	in	in	ADP
ajbmeb-3128	3	27	the	the	DET
ajbmeb-3128	3	28	economy	economy	NOUN
ajbmeb-3128	3	29	.	.	PUNCT
ajbmeb-3128	4	1	digital	digital	ADJ
ajbmeb-3128	4	2	economy	economy	NOUN
ajbmeb-3128	4	3	;	;	PUNCT
ajbmeb-3128	4	4	ecommerce	ecommerce	NOUN
ajbmeb-3128	4	5	;	;	PUNCT
ajbmeb-3128	4	6	remote	remote	ADJ
ajbmeb-3128	4	7	banking	banking	NOUN
ajbmeb-3128	4	8	services	service	NOUN
ajbmeb-3128	4	9	;	;	PUNCT
ajbmeb-3128	4	10	information	information	NOUN
ajbmeb-3128	4	11	technologies	technology	NOUN
ajbmeb-3128	4	12	;	;	PUNCT
ajbmeb-3128	4	13	mobile	mobile	ADJ
ajbmeb-3128	4	14	banking	banking	NOUN
ajbmeb-3128	4	15	;	;	PUNCT
ajbmeb-3128	4	16	online	online	ADJ
ajbmeb-3128	4	17	payments	payment	NOUN
ajbmeb-3128	4	18	;	;	PUNCT
ajbmeb-3128	4	19	fintech	fintech	NOUN
ajbmeb-3128	4	20	integration	integration	NOUN
ajbmeb-3128	4	21	;	;	PUNCT
ajbmeb-3128	4	22	cybersecurity	cybersecurity	NOUN
ajbmeb-3128	4	23	;	;	PUNCT
ajbmeb-3128	4	24	data	datum	NOUN
ajbmeb-3128	4	25	protection	protection	NOUN
ajbmeb-3128	4	26	;	;	PUNCT
ajbmeb-3128	4	27	financial	financial	ADJ
ajbmeb-3128	4	28	inclusion	inclusion	NOUN
ajbmeb-3128	4	29	;	;	PUNCT
ajbmeb-3128	4	30	digital	digital	ADJ
ajbmeb-3128	4	31	infrastructure	infrastructure	NOUN
ajbmeb-3128	4	32	;	;	PUNCT
ajbmeb-3128	4	33	api	api	NOUN
ajbmeb-3128	4	34	integration	integration	NOUN
ajbmeb-3128	4	35	;	;	PUNCT
ajbmeb-3128	4	36	digital	digital	ADJ
ajbmeb-3128	4	37	wallets	wallet	NOUN
ajbmeb-3128	4	38	;	;	PUNCT
ajbmeb-3128	4	39	fraud	fraud	NOUN
ajbmeb-3128	4	40	monitoring	monitoring	NOUN
ajbmeb-3128	4	41	;	;	PUNCT
ajbmeb-3128	4	42	cu	cu	PROPN
ajbmeb-3128	4	43	stomer	stomer	PROPN
ajbmeb-3128	4	44	experience	experience	NOUN
ajbmeb-3128	4	45	.	.	PUNCT
ajbmeb-3128	5	1	introduction	introduction	NOUN
ajbmeb-3128	5	2	in	in	ADP
ajbmeb-3128	5	3	today	today	NOUN
ajbmeb-3128	5	4	’s	’s	PART
ajbmeb-3128	5	5	global	global	ADJ
ajbmeb-3128	5	6	economic	economic	ADJ
ajbmeb-3128	5	7	environment	environment	NOUN
ajbmeb-3128	5	8	,	,	PUNCT
ajbmeb-3128	5	9	digital	digital	ADJ
ajbmeb-3128	5	10	technologies	technology	NOUN
ajbmeb-3128	5	11	are	be	AUX
ajbmeb-3128	5	12	becoming	become	VERB
ajbmeb-3128	5	13	the	the	DET
ajbmeb-3128	5	14	primary	primary	ADJ
ajbmeb-3128	5	15	means	mean	NOUN
ajbmeb-3128	5	16	of	of	ADP
ajbmeb-3128	5	17	conducting	conduct	VERB
ajbmeb-3128	5	18	commercial	commercial	ADJ
ajbmeb-3128	5	19	activities	activity	NOUN
ajbmeb-3128	5	20	.	.	PUNCT
ajbmeb-3128	6	1	e	e	X
ajbmeb-3128	6	2	-	-	NOUN
ajbmeb-3128	6	3	commerce	commerce	NOUN
ajbmeb-3128	6	4	—	—	PUNCT
ajbmeb-3128	6	5	the	the	DET
ajbmeb-3128	6	6	process	process	NOUN
ajbmeb-3128	6	7	of	of	ADP
ajbmeb-3128	6	8	buying	buying	NOUN
ajbmeb-3128	6	9	and	and	CCONJ
ajbmeb-3128	6	10	selling	sell	VERB
ajbmeb-3128	6	11	goods	good	NOUN
ajbmeb-3128	6	12	and	and	CCONJ
ajbmeb-3128	6	13	services	service	NOUN
ajbmeb-3128	6	14	via	via	ADP
ajbmeb-3128	6	15	the	the	DET
ajbmeb-3128	6	16	internet	internet	NOUN
ajbmeb-3128	6	17	—	—	PUNCT
ajbmeb-3128	6	18	is	be	AUX
ajbmeb-3128	6	19	considered	consider	VERB
ajbmeb-3128	6	20	one	one	NUM
ajbmeb-3128	6	21	of	of	ADP
ajbmeb-3128	6	22	the	the	DET
ajbmeb-3128	6	23	fastest	fast	ADV
ajbmeb-3128	6	24	-	-	PUNCT
ajbmeb-3128	6	25	growing	grow	VERB
ajbmeb-3128	6	26	sectors	sector	NOUN
ajbmeb-3128	6	27	in	in	ADP
ajbmeb-3128	6	28	the	the	DET
ajbmeb-3128	6	29	digital	digital	ADJ
ajbmeb-3128	6	30	segment	segment	NOUN
ajbmeb-3128	6	31	of	of	ADP
ajbmeb-3128	6	32	the	the	DET
ajbmeb-3128	6	33	economy	economy	NOUN
ajbmeb-3128	6	34	.	.	PUNCT
ajbmeb-3128	7	1	the	the	DET
ajbmeb-3128	7	2	stable	stable	ADJ
ajbmeb-3128	7	3	development	development	NOUN
ajbmeb-3128	7	4	of	of	ADP
ajbmeb-3128	7	5	this	this	DET
ajbmeb-3128	7	6	process	process	NOUN
ajbmeb-3128	7	7	is	be	AUX
ajbmeb-3128	7	8	closely	closely	ADV
ajbmeb-3128	7	9	linked	link	VERB
ajbmeb-3128	7	10	to	to	ADP
ajbmeb-3128	7	11	the	the	DET
ajbmeb-3128	7	12	advancement	advancement	NOUN
ajbmeb-3128	7	13	of	of	ADP
ajbmeb-3128	7	14	remote	remote	ADJ
ajbmeb-3128	7	15	banking	banking	NOUN
ajbmeb-3128	7	16	services	service	NOUN
ajbmeb-3128	7	17	.	.	PUNCT
ajbmeb-3128	8	1	remote	remote	ADJ
ajbmeb-3128	8	2	banking	banking	NOUN
ajbmeb-3128	8	3	services	service	NOUN
ajbmeb-3128	8	4	provide	provide	VERB
ajbmeb-3128	8	5	e	e	NOUN
ajbmeb-3128	8	6	-	-	NOUN
ajbmeb-3128	8	7	commerce	commerce	NOUN
ajbmeb-3128	8	8	participants	participant	NOUN
ajbmeb-3128	8	9	with	with	ADP
ajbmeb-3128	8	10	the	the	DET
ajbmeb-3128	8	11	ability	ability	NOUN
ajbmeb-3128	8	12	to	to	PART
ajbmeb-3128	8	13	carry	carry	VERB
ajbmeb-3128	8	14	out	out	ADP
ajbmeb-3128	8	15	transactions	transaction	NOUN
ajbmeb-3128	8	16	in	in	ADP
ajbmeb-3128	8	17	real	real	ADJ
ajbmeb-3128	8	18	time	time	NOUN
ajbmeb-3128	8	19	,	,	PUNCT
ajbmeb-3128	8	20	connect	connect	VERB
ajbmeb-3128	8	21	to	to	ADP
ajbmeb-3128	8	22	international	international	ADJ
ajbmeb-3128	8	23	payment	payment	NOUN
ajbmeb-3128	8	24	systems	system	NOUN
ajbmeb-3128	8	25	,	,	PUNCT
ajbmeb-3128	8	26	perform	perform	VERB
ajbmeb-3128	8	27	fast	fast	ADJ
ajbmeb-3128	8	28	financial	financial	ADJ
ajbmeb-3128	8	29	operations	operation	NOUN
ajbmeb-3128	8	30	via	via	ADP
ajbmeb-3128	8	31	mobile	mobile	ADJ
ajbmeb-3128	8	32	devices	device	NOUN
ajbmeb-3128	8	33	,	,	PUNCT
ajbmeb-3128	8	34	and	and	CCONJ
ajbmeb-3128	8	35	create	create	VERB
ajbmeb-3128	8	36	convenient	convenient	ADJ
ajbmeb-3128	8	37	conditions	condition	NOUN
ajbmeb-3128	8	38	for	for	ADP
ajbmeb-3128	8	39	customers	customer	NOUN
ajbmeb-3128	8	40	.	.	PUNCT
ajbmeb-3128	9	1	for	for	ADP
ajbmeb-3128	9	2	instance	instance	NOUN
ajbmeb-3128	9	3	,	,	PUNCT
ajbmeb-3128	9	4	the	the	DET
ajbmeb-3128	9	5	share	share	NOUN
ajbmeb-3128	9	6	of	of	ADP
ajbmeb-3128	9	7	transactions	transaction	NOUN
ajbmeb-3128	9	8	in	in	ADP
ajbmeb-3128	9	9	ecommerce	ecommerce	NOUN
ajbmeb-3128	9	10	through	through	ADP
ajbmeb-3128	9	11	global	global	ADJ
ajbmeb-3128	9	12	payment	payment	NOUN
ajbmeb-3128	9	13	platforms	platform	NOUN
ajbmeb-3128	9	14	such	such	ADJ
ajbmeb-3128	9	15	as	as	ADP
ajbmeb-3128	9	16	paypal	paypal	NOUN
ajbmeb-3128	9	17	,	,	PUNCT
ajbmeb-3128	9	18	alipay	alipay	PROPN
ajbmeb-3128	9	19	,	,	PUNCT
ajbmeb-3128	9	20	apple	apple	NOUN
ajbmeb-3128	9	21	pay	pay	NOUN
ajbmeb-3128	9	22	,	,	PUNCT
ajbmeb-3128	9	23	samsung	samsung	PROPN
ajbmeb-3128	9	24	pay	pay	NOUN
ajbmeb-3128	9	25	,	,	PUNCT
ajbmeb-3128	9	26	stripe	stripe	NOUN
ajbmeb-3128	9	27	,	,	PUNCT
ajbmeb-3128	9	28	and	and	CCONJ
ajbmeb-3128	9	29	payoneer	payoneer	NOUN
ajbmeb-3128	9	30	has	have	AUX
ajbmeb-3128	9	31	increased	increase	VERB
ajbmeb-3128	9	32	by	by	ADP
ajbmeb-3128	9	33	nearly	nearly	ADV
ajbmeb-3128	9	34	70	70	NUM
ajbmeb-3128	9	35	%	%	NOUN
ajbmeb-3128	9	36	over	over	ADP
ajbmeb-3128	9	37	the	the	DET
ajbmeb-3128	9	38	past	past	ADJ
ajbmeb-3128	9	39	five	five	NUM
ajbmeb-3128	9	40	years	year	NOUN
ajbmeb-3128	9	41	.	.	PUNCT
ajbmeb-3128	10	1	similarly	similarly	ADV
ajbmeb-3128	10	2	,	,	PUNCT
ajbmeb-3128	10	3	in	in	ADP
ajbmeb-3128	10	4	our	our	PRON
ajbmeb-3128	10	5	country	country	NOUN
ajbmeb-3128	10	6	,	,	PUNCT
ajbmeb-3128	10	7	payment	payment	NOUN
ajbmeb-3128	10	8	systems	system	NOUN
ajbmeb-3128	10	9	such	such	ADJ
ajbmeb-3128	10	10	as	as	ADP
ajbmeb-3128	10	11	uzcard	uzcard	ADJ
ajbmeb-3128	10	12	,	,	PUNCT
ajbmeb-3128	10	13	humo	humo	PROPN
ajbmeb-3128	10	14	,	,	PUNCT
ajbmeb-3128	10	15	click	click	NOUN
ajbmeb-3128	10	16	,	,	PUNCT
ajbmeb-3128	10	17	payme	payme	NOUN
ajbmeb-3128	10	18	,	,	PUNCT
ajbmeb-3128	10	19	apelsin	apelsin	NOUN
ajbmeb-3128	10	20	,	,	PUNCT
ajbmeb-3128	10	21	and	and	CCONJ
ajbmeb-3128	10	22	myuzcard	myuzcard	PROPN
ajbmeb-3128	10	23	have	have	AUX
ajbmeb-3128	10	24	become	become	VERB
ajbmeb-3128	10	25	key	key	ADJ
ajbmeb-3128	10	26	elements	element	NOUN
ajbmeb-3128	10	27	of	of	ADP
ajbmeb-3128	10	28	the	the	DET
ajbmeb-3128	10	29	e	e	PROPN
ajbmeb-3128	10	30	-	-	PROPN
ajbmeb-3128	10	31	commerce	commerce	NOUN
ajbmeb-3128	10	32	infrastructure	infrastructure	NOUN
ajbmeb-3128	10	33	.	.	PUNCT
ajbmeb-3128	11	1	american	american	PROPN
ajbmeb-3128	11	2	journal	journal	PROPN
ajbmeb-3128	11	3	of	of	ADP
ajbmeb-3128	11	4	business	business	NOUN
ajbmeb-3128	11	5	management	management	NOUN
ajbmeb-3128	11	6	,	,	PUNCT
ajbmeb-3128	11	7	economics	economic	NOUN
ajbmeb-3128	11	8	and	and	CCONJ
ajbmeb-3128	11	9	banking	banking	NOUN
ajbmeb-3128	11	10	volume	volume	NOUN
ajbmeb-3128	11	11	41	41	NUM
ajbmeb-3128	12	1	october2025	october2025	PROPN
ajbmeb-3128	12	2	p	p	NOUN
ajbmeb-3128	12	3	a	a	DET
ajbmeb-3128	12	4	g	g	NOUN
ajbmeb-3128	12	5	e	e	NOUN
ajbmeb-3128	12	6	|	|	ADV
ajbmeb-3128	12	7	39	39	NUM
ajbmeb-3128	12	8	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-3128	12	9	the	the	DET
ajbmeb-3128	12	10	experience	experience	NOUN
ajbmeb-3128	12	11	of	of	ADP
ajbmeb-3128	12	12	developed	develop	VERB
ajbmeb-3128	12	13	countries	country	NOUN
ajbmeb-3128	12	14	shows	show	VERB
ajbmeb-3128	12	15	that	that	SCONJ
ajbmeb-3128	12	16	the	the	DET
ajbmeb-3128	12	17	efficiency	efficiency	NOUN
ajbmeb-3128	12	18	of	of	ADP
ajbmeb-3128	12	19	e	e	NOUN
ajbmeb-3128	12	20	-	-	NOUN
ajbmeb-3128	12	21	commerce	commerce	NOUN
ajbmeb-3128	12	22	is	be	AUX
ajbmeb-3128	12	23	ensured	ensure	VERB
ajbmeb-3128	12	24	not	not	PART
ajbmeb-3128	12	25	only	only	ADV
ajbmeb-3128	12	26	by	by	ADP
ajbmeb-3128	12	27	the	the	DET
ajbmeb-3128	12	28	expansion	expansion	NOUN
ajbmeb-3128	12	29	of	of	ADP
ajbmeb-3128	12	30	online	online	ADJ
ajbmeb-3128	12	31	trading	trading	NOUN
ajbmeb-3128	12	32	platforms	platform	NOUN
ajbmeb-3128	12	33	but	but	CCONJ
ajbmeb-3128	12	34	also	also	ADV
ajbmeb-3128	12	35	by	by	ADP
ajbmeb-3128	12	36	the	the	DET
ajbmeb-3128	12	37	digitalization	digitalization	NOUN
ajbmeb-3128	12	38	of	of	ADP
ajbmeb-3128	12	39	financial	financial	ADJ
ajbmeb-3128	12	40	services	service	NOUN
ajbmeb-3128	12	41	.	.	PUNCT
ajbmeb-3128	13	1	in	in	ADP
ajbmeb-3128	13	2	this	this	DET
ajbmeb-3128	13	3	process	process	NOUN
ajbmeb-3128	13	4	,	,	PUNCT
ajbmeb-3128	13	5	the	the	DET
ajbmeb-3128	13	6	role	role	NOUN
ajbmeb-3128	13	7	of	of	ADP
ajbmeb-3128	13	8	the	the	DET
ajbmeb-3128	13	9	banking	banking	NOUN
ajbmeb-3128	13	10	system	system	NOUN
ajbmeb-3128	13	11	is	be	AUX
ajbmeb-3128	13	12	particularly	particularly	ADV
ajbmeb-3128	13	13	important	important	ADJ
ajbmeb-3128	13	14	—	—	PUNCT
ajbmeb-3128	13	15	because	because	SCONJ
ajbmeb-3128	13	16	every	every	DET
ajbmeb-3128	13	17	transaction	transaction	NOUN
ajbmeb-3128	13	18	between	between	ADP
ajbmeb-3128	13	19	e	e	NOUN
ajbmeb-3128	13	20	-	-	NOUN
ajbmeb-3128	13	21	commerce	commerce	NOUN
ajbmeb-3128	13	22	participants	participant	NOUN
ajbmeb-3128	13	23	is	be	AUX
ajbmeb-3128	13	24	carried	carry	VERB
ajbmeb-3128	13	25	out	out	ADP
ajbmeb-3128	13	26	through	through	ADP
ajbmeb-3128	13	27	a	a	DET
ajbmeb-3128	13	28	bank	bank	NOUN
ajbmeb-3128	13	29	.	.	PUNCT
ajbmeb-3128	14	1	therefore	therefore	ADV
ajbmeb-3128	14	2	,	,	PUNCT
ajbmeb-3128	14	3	in	in	ADP
ajbmeb-3128	14	4	a	a	DET
ajbmeb-3128	14	5	digital	digital	ADJ
ajbmeb-3128	14	6	economy	economy	NOUN
ajbmeb-3128	14	7	,	,	PUNCT
ajbmeb-3128	14	8	it	it	PRON
ajbmeb-3128	14	9	is	be	AUX
ajbmeb-3128	14	10	of	of	ADP
ajbmeb-3128	14	11	critical	critical	ADJ
ajbmeb-3128	14	12	importance	importance	NOUN
ajbmeb-3128	14	13	to	to	PART
ajbmeb-3128	14	14	deeply	deeply	ADV
ajbmeb-3128	14	15	integrate	integrate	VERB
ajbmeb-3128	14	16	banking	banking	NOUN
ajbmeb-3128	14	17	services	service	NOUN
ajbmeb-3128	14	18	with	with	ADP
ajbmeb-3128	14	19	the	the	DET
ajbmeb-3128	14	20	e	e	PROPN
ajbmeb-3128	14	21	-	-	PROPN
ajbmeb-3128	14	22	commerce	commerce	NOUN
ajbmeb-3128	14	23	ecosystem	ecosystem	NOUN
ajbmeb-3128	14	24	,	,	PUNCT
ajbmeb-3128	14	25	ensure	ensure	VERB
ajbmeb-3128	14	26	cybersecurity	cybersecurity	NOUN
ajbmeb-3128	14	27	,	,	PUNCT
ajbmeb-3128	14	28	establish	establish	VERB
ajbmeb-3128	14	29	interoperability	interoperability	NOUN
ajbmeb-3128	14	30	,	,	PUNCT
ajbmeb-3128	14	31	and	and	CCONJ
ajbmeb-3128	14	32	enable	enable	VERB
ajbmeb-3128	14	33	data	datum	NOUN
ajbmeb-3128	14	34	exchange	exchange	NOUN
ajbmeb-3128	14	35	through	through	ADP
ajbmeb-3128	14	36	apis	apis	PROPN
ajbmeb-3128	14	37	.	.	PUNCT
ajbmeb-3128	15	1	in	in	ADP
ajbmeb-3128	15	2	the	the	DET
ajbmeb-3128	15	3	republic	republic	NOUN
ajbmeb-3128	15	4	of	of	ADP
ajbmeb-3128	15	5	uzbekistan	uzbekistan	PROPN
ajbmeb-3128	15	6	,	,	PUNCT
ajbmeb-3128	15	7	large	large	ADJ
ajbmeb-3128	15	8	-	-	PUNCT
ajbmeb-3128	15	9	scale	scale	NOUN
ajbmeb-3128	15	10	efforts	effort	NOUN
ajbmeb-3128	15	11	are	be	AUX
ajbmeb-3128	15	12	also	also	ADV
ajbmeb-3128	15	13	being	be	AUX
ajbmeb-3128	15	14	made	make	VERB
ajbmeb-3128	15	15	to	to	PART
ajbmeb-3128	15	16	strengthen	strengthen	VERB
ajbmeb-3128	15	17	the	the	DET
ajbmeb-3128	15	18	integration	integration	NOUN
ajbmeb-3128	15	19	of	of	ADP
ajbmeb-3128	15	20	banking	banking	NOUN
ajbmeb-3128	15	21	and	and	CCONJ
ajbmeb-3128	15	22	e	e	NOUN
ajbmeb-3128	15	23	-	-	NOUN
ajbmeb-3128	15	24	commerce	commerce	NOUN
ajbmeb-3128	15	25	systems	system	NOUN
ajbmeb-3128	15	26	within	within	ADP
ajbmeb-3128	15	27	the	the	DET
ajbmeb-3128	15	28	framework	framework	NOUN
ajbmeb-3128	15	29	of	of	ADP
ajbmeb-3128	15	30	the	the	DET
ajbmeb-3128	15	31	“	"	PUNCT
ajbmeb-3128	15	32	digital	digital	ADJ
ajbmeb-3128	15	33	uzbekistan	uzbekistan	PROPN
ajbmeb-3128	15	34	–	–	PUNCT
ajbmeb-3128	15	35	2030	2030	NUM
ajbmeb-3128	15	36	”	"	PUNCT
ajbmeb-3128	15	37	strategy	strategy	NOUN
ajbmeb-3128	15	38	,	,	PUNCT
ajbmeb-3128	15	39	the	the	DET
ajbmeb-3128	15	40	law	law	NOUN
ajbmeb-3128	15	41	“	"	PUNCT
ajbmeb-3128	15	42	on	on	ADP
ajbmeb-3128	15	43	electronic	electronic	ADJ
ajbmeb-3128	15	44	commerce	commerce	NOUN
ajbmeb-3128	15	45	,	,	PUNCT
ajbmeb-3128	15	46	”	"	PUNCT
ajbmeb-3128	15	47	and	and	CCONJ
ajbmeb-3128	15	48	the	the	DET
ajbmeb-3128	15	49	central	central	PROPN
ajbmeb-3128	15	50	bank	bank	PROPN
ajbmeb-3128	15	51	’s	’s	PART
ajbmeb-3128	15	52	program	program	NOUN
ajbmeb-3128	15	53	for	for	ADP
ajbmeb-3128	15	54	the	the	DET
ajbmeb-3128	15	55	development	development	NOUN
ajbmeb-3128	15	56	of	of	ADP
ajbmeb-3128	15	57	digital	digital	ADJ
ajbmeb-3128	15	58	payment	payment	NOUN
ajbmeb-3128	15	59	infrastructure	infrastructure	NOUN
ajbmeb-3128	15	60	.	.	PUNCT
ajbmeb-3128	16	1	fast	fast	ADJ
ajbmeb-3128	16	2	execution	execution	NOUN
ajbmeb-3128	16	3	of	of	ADP
ajbmeb-3128	16	4	online	online	ADJ
ajbmeb-3128	16	5	trade	trade	NOUN
ajbmeb-3128	16	6	operations	operation	NOUN
ajbmeb-3128	16	7	through	through	ADP
ajbmeb-3128	16	8	remote	remote	ADJ
ajbmeb-3128	16	9	banking	banking	NOUN
ajbmeb-3128	16	10	services	service	NOUN
ajbmeb-3128	16	11	,	,	PUNCT
ajbmeb-3128	16	12	digitalization	digitalization	NOUN
ajbmeb-3128	16	13	of	of	ADP
ajbmeb-3128	16	14	export	export	NOUN
ajbmeb-3128	16	15	-	-	PUNCT
ajbmeb-3128	16	16	import	import	NOUN
ajbmeb-3128	16	17	settlements	settlement	NOUN
ajbmeb-3128	16	18	,	,	PUNCT
ajbmeb-3128	16	19	and	and	CCONJ
ajbmeb-3128	16	20	the	the	DET
ajbmeb-3128	16	21	formation	formation	NOUN
ajbmeb-3128	16	22	of	of	ADP
ajbmeb-3128	16	23	a	a	DET
ajbmeb-3128	16	24	digital	digital	ADJ
ajbmeb-3128	16	25	payment	payment	NOUN
ajbmeb-3128	16	26	culture	culture	NOUN
ajbmeb-3128	16	27	among	among	ADP
ajbmeb-3128	16	28	the	the	DET
ajbmeb-3128	16	29	population	population	NOUN
ajbmeb-3128	16	30	are	be	AUX
ajbmeb-3128	16	31	becoming	become	VERB
ajbmeb-3128	16	32	key	key	ADJ
ajbmeb-3128	16	33	factors	factor	NOUN
ajbmeb-3128	16	34	in	in	ADP
ajbmeb-3128	16	35	enhancing	enhance	VERB
ajbmeb-3128	16	36	the	the	DET
ajbmeb-3128	16	37	potential	potential	NOUN
ajbmeb-3128	16	38	of	of	ADP
ajbmeb-3128	16	39	e	e	NOUN
ajbmeb-3128	16	40	-	-	NOUN
ajbmeb-3128	16	41	commerce	commerce	NOUN
ajbmeb-3128	16	42	in	in	ADP
ajbmeb-3128	16	43	the	the	DET
ajbmeb-3128	16	44	national	national	ADJ
ajbmeb-3128	16	45	economy	economy	NOUN
ajbmeb-3128	16	46	.	.	PUNCT
ajbmeb-3128	17	1	to	to	PART
ajbmeb-3128	17	2	deliver	deliver	VERB
ajbmeb-3128	17	3	the	the	DET
ajbmeb-3128	17	4	cash‑out	cash‑out	PROPN
ajbmeb-3128	17	5	service	service	NOUN
ajbmeb-3128	17	6	,	,	PUNCT
ajbmeb-3128	17	7	the	the	DET
ajbmeb-3128	17	8	bank	bank	NOUN
ajbmeb-3128	17	9	opens	open	VERB
ajbmeb-3128	17	10	a	a	DET
ajbmeb-3128	17	11	separate	separate	ADJ
ajbmeb-3128	17	12	e‑pos	e‑pos	NOUN
ajbmeb-3128	17	13	terminal	terminal	NOUN
ajbmeb-3128	17	14	for	for	ADP
ajbmeb-3128	17	15	each	each	DET
ajbmeb-3128	17	16	external	external	ADJ
ajbmeb-3128	17	17	system	system	NOUN
ajbmeb-3128	17	18	.	.	PUNCT
ajbmeb-3128	18	1	during	during	ADP
ajbmeb-3128	18	2	the	the	DET
ajbmeb-3128	18	3	cash‑out	cash‑out	PROPN
ajbmeb-3128	18	4	process	process	NOUN
ajbmeb-3128	18	5	,	,	PUNCT
ajbmeb-3128	18	6	a	a	DET
ajbmeb-3128	18	7	special	special	ADJ
ajbmeb-3128	18	8	6‑digit	6‑digit	NOUN
ajbmeb-3128	18	9	one‑time	one‑time	NOUN
ajbmeb-3128	18	10	password	password	NOUN
ajbmeb-3128	18	11	(	(	PUNCT
ajbmeb-3128	18	12	otp	otp	NOUN
ajbmeb-3128	18	13	)	)	PUNCT
ajbmeb-3128	18	14	is	be	AUX
ajbmeb-3128	18	15	sent	send	VERB
ajbmeb-3128	18	16	to	to	ADP
ajbmeb-3128	18	17	the	the	DET
ajbmeb-3128	18	18	telephone	telephone	NOUN
ajbmeb-3128	18	19	number	number	NOUN
ajbmeb-3128	18	20	(	(	PUNCT
ajbmeb-3128	18	21	to	to	PART
ajbmeb-3128	18	22	which	which	PRON
ajbmeb-3128	18	23	sms	sms	NOUN
ajbmeb-3128	18	24	service	service	NOUN
ajbmeb-3128	18	25	is	be	AUX
ajbmeb-3128	18	26	enabled	enable	VERB
ajbmeb-3128	18	27	)	)	PUNCT
ajbmeb-3128	18	28	of	of	ADP
ajbmeb-3128	18	29	the	the	DET
ajbmeb-3128	18	30	card	card	NOUN
ajbmeb-3128	18	31	from	from	ADP
ajbmeb-3128	18	32	which	which	PRON
ajbmeb-3128	18	33	money	money	NOUN
ajbmeb-3128	18	34	is	be	AUX
ajbmeb-3128	18	35	withdrawn	withdraw	VERB
ajbmeb-3128	18	36	.	.	PUNCT
ajbmeb-3128	19	1	the	the	DET
ajbmeb-3128	19	2	cash‑out	cash‑out	PROPN
ajbmeb-3128	19	3	transaction	transaction	NOUN
ajbmeb-3128	19	4	is	be	AUX
ajbmeb-3128	19	5	carried	carry	VERB
ajbmeb-3128	19	6	out	out	ADP
ajbmeb-3128	19	7	by	by	ADP
ajbmeb-3128	19	8	entering	enter	VERB
ajbmeb-3128	19	9	this	this	DET
ajbmeb-3128	19	10	code	code	NOUN
ajbmeb-3128	19	11	into	into	ADP
ajbmeb-3128	19	12	the	the	DET
ajbmeb-3128	19	13	external	external	ADJ
ajbmeb-3128	19	14	system	system	NOUN
ajbmeb-3128	19	15	(	(	PUNCT
ajbmeb-3128	19	16	with	with	ADP
ajbmeb-3128	19	17	the	the	DET
ajbmeb-3128	19	18	cardholder	cardholder	NOUN
ajbmeb-3128	19	19	’s	’s	PART
ajbmeb-3128	19	20	consent	consent	NOUN
ajbmeb-3128	19	21	)	)	PUNCT
ajbmeb-3128	19	22	and	and	CCONJ
ajbmeb-3128	19	23	verifying	verify	VERB
ajbmeb-3128	19	24	the	the	DET
ajbmeb-3128	19	25	correctness	correctness	NOUN
ajbmeb-3128	19	26	of	of	ADP
ajbmeb-3128	19	27	the	the	DET
ajbmeb-3128	19	28	code	code	NOUN
ajbmeb-3128	19	29	on	on	ADP
ajbmeb-3128	19	30	the	the	DET
ajbmeb-3128	19	31	bank	bank	NOUN
ajbmeb-3128	19	32	’s	’s	PART
ajbmeb-3128	19	33	server	server	NOUN
ajbmeb-3128	19	34	.	.	PUNCT
ajbmeb-3128	20	1	if	if	SCONJ
ajbmeb-3128	20	2	sms	sms	NOUN
ajbmeb-3128	20	3	service	service	NOUN
ajbmeb-3128	20	4	is	be	AUX
ajbmeb-3128	20	5	disabled	disabled	ADJ
ajbmeb-3128	20	6	for	for	ADP
ajbmeb-3128	20	7	the	the	DET
ajbmeb-3128	20	8	card	card	NOUN
ajbmeb-3128	20	9	,	,	PUNCT
ajbmeb-3128	20	10	the	the	DET
ajbmeb-3128	20	11	cash‑out	cash‑out	PROPN
ajbmeb-3128	20	12	service	service	NOUN
ajbmeb-3128	20	13	is	be	AUX
ajbmeb-3128	20	14	prohibited	prohibit	VERB
ajbmeb-3128	20	15	.	.	PUNCT
ajbmeb-3128	21	1	we	we	PRON
ajbmeb-3128	21	2	believe	believe	VERB
ajbmeb-3128	21	3	that	that	SCONJ
ajbmeb-3128	21	4	,	,	PUNCT
ajbmeb-3128	21	5	considering	consider	VERB
ajbmeb-3128	21	6	the	the	DET
ajbmeb-3128	21	7	economic	economic	ADJ
ajbmeb-3128	21	8	situation	situation	NOUN
ajbmeb-3128	21	9	,	,	PUNCT
ajbmeb-3128	21	10	a	a	DET
ajbmeb-3128	21	11	single	single	ADJ
ajbmeb-3128	21	12	cash‑out	cash‑out	NOUN
ajbmeb-3128	21	13	transaction	transaction	NOUN
ajbmeb-3128	21	14	from	from	ADP
ajbmeb-3128	21	15	one	one	NUM
ajbmeb-3128	21	16	card	card	NOUN
ajbmeb-3128	21	17	should	should	AUX
ajbmeb-3128	21	18	not	not	PART
ajbmeb-3128	21	19	exceed	exceed	VERB
ajbmeb-3128	21	20	5,000,000	5,000,000	NUM
ajbmeb-3128	21	21	(	(	PUNCT
ajbmeb-3128	21	22	five	five	NUM
ajbmeb-3128	21	23	million	million	NUM
ajbmeb-3128	21	24	)	)	PUNCT
ajbmeb-3128	21	25	soms	som	NOUN
ajbmeb-3128	21	26	,	,	PUNCT
ajbmeb-3128	21	27	and	and	CCONJ
ajbmeb-3128	21	28	the	the	DET
ajbmeb-3128	21	29	total	total	ADJ
ajbmeb-3128	21	30	amount	amount	NOUN
ajbmeb-3128	21	31	withdrawn	withdraw	VERB
ajbmeb-3128	21	32	in	in	ADP
ajbmeb-3128	21	33	a	a	DET
ajbmeb-3128	21	34	single	single	ADJ
ajbmeb-3128	21	35	day	day	NOUN
ajbmeb-3128	21	36	by	by	ADP
ajbmeb-3128	21	37	one	one	NUM
ajbmeb-3128	21	38	card	card	NOUN
ajbmeb-3128	21	39	should	should	AUX
ajbmeb-3128	21	40	not	not	PART
ajbmeb-3128	21	41	exceed	exceed	VERB
ajbmeb-3128	21	42	300	300	NUM
ajbmeb-3128	21	43	times	time	NOUN
ajbmeb-3128	21	44	the	the	DET
ajbmeb-3128	21	45	base	base	NOUN
ajbmeb-3128	21	46	calculation	calculation	NOUN
ajbmeb-3128	21	47	amount	amount	NOUN
ajbmeb-3128	21	48	.	.	PUNCT
ajbmeb-3128	22	1	cash‑out	cash‑out	NOUN
ajbmeb-3128	22	2	services	service	NOUN
ajbmeb-3128	22	3	are	be	AUX
ajbmeb-3128	22	4	executed	execute	VERB
ajbmeb-3128	22	5	based	base	VERB
ajbmeb-3128	22	6	on	on	ADP
ajbmeb-3128	22	7	mutual	mutual	ADJ
ajbmeb-3128	22	8	accounts	account	NOUN
ajbmeb-3128	22	9	and	and	CCONJ
ajbmeb-3128	22	10	the	the	DET
ajbmeb-3128	22	11	terms	term	NOUN
ajbmeb-3128	22	12	of	of	ADP
ajbmeb-3128	22	13	contracts	contract	NOUN
ajbmeb-3128	22	14	with	with	ADP
ajbmeb-3128	22	15	partners	partner	NOUN
ajbmeb-3128	22	16	.	.	PUNCT
ajbmeb-3128	23	1	for	for	ADP
ajbmeb-3128	23	2	each	each	DET
ajbmeb-3128	23	3	accounting	accounting	NOUN
ajbmeb-3128	23	4	period	period	NOUN
ajbmeb-3128	23	5	,	,	PUNCT
ajbmeb-3128	23	6	the	the	DET
ajbmeb-3128	23	7	external	external	ADJ
ajbmeb-3128	23	8	systems	system	NOUN
ajbmeb-3128	23	9	and	and	CCONJ
ajbmeb-3128	23	10	payment	payment	NOUN
ajbmeb-3128	23	11	aggregators	aggregator	NOUN
ajbmeb-3128	23	12	must	must	AUX
ajbmeb-3128	23	13	provide	provide	VERB
ajbmeb-3128	23	14	an	an	DET
ajbmeb-3128	23	15	invoice	invoice	NOUN
ajbmeb-3128	23	16	(	(	PUNCT
ajbmeb-3128	23	17	with	with	ADP
ajbmeb-3128	23	18	commission	commission	NOUN
ajbmeb-3128	23	19	amounts	amount	NOUN
ajbmeb-3128	23	20	)	)	PUNCT
ajbmeb-3128	23	21	and	and	CCONJ
ajbmeb-3128	23	22	supporting	support	VERB
ajbmeb-3128	23	23	documents	document	NOUN
ajbmeb-3128	23	24	showing	show	VERB
ajbmeb-3128	23	25	the	the	DET
ajbmeb-3128	23	26	performed	perform	VERB
ajbmeb-3128	23	27	services	service	NOUN
ajbmeb-3128	23	28	.	.	PUNCT
ajbmeb-3128	24	1	lately	lately	ADV
ajbmeb-3128	24	2	,	,	PUNCT
ajbmeb-3128	24	3	in	in	ADP
ajbmeb-3128	24	4	order	order	NOUN
ajbmeb-3128	24	5	to	to	PART
ajbmeb-3128	24	6	improve	improve	VERB
ajbmeb-3128	24	7	service	service	NOUN
ajbmeb-3128	24	8	quality	quality	NOUN
ajbmeb-3128	24	9	for	for	ADP
ajbmeb-3128	24	10	individuals	individual	NOUN
ajbmeb-3128	24	11	and	and	CCONJ
ajbmeb-3128	24	12	create	create	VERB
ajbmeb-3128	24	13	convenience	convenience	NOUN
ajbmeb-3128	24	14	,	,	PUNCT
ajbmeb-3128	24	15	providing	provide	VERB
ajbmeb-3128	24	16	services	service	NOUN
ajbmeb-3128	24	17	via	via	ADP
ajbmeb-3128	24	18	electronic	electronic	ADJ
ajbmeb-3128	24	19	wallets	wallet	NOUN
ajbmeb-3128	24	20	has	have	AUX
ajbmeb-3128	24	21	become	become	VERB
ajbmeb-3128	24	22	widespread	widespread	ADJ
ajbmeb-3128	24	23	.	.	PUNCT
ajbmeb-3128	25	1	when	when	SCONJ
ajbmeb-3128	25	2	a	a	DET
ajbmeb-3128	25	3	wallet	wallet	NOUN
ajbmeb-3128	25	4	is	be	AUX
ajbmeb-3128	25	5	created	create	VERB
ajbmeb-3128	25	6	,	,	PUNCT
ajbmeb-3128	25	7	a	a	DET
ajbmeb-3128	25	8	unique	unique	ADJ
ajbmeb-3128	25	9	number	number	NOUN
ajbmeb-3128	25	10	matching	match	VERB
ajbmeb-3128	25	11	the	the	DET
ajbmeb-3128	25	12	contract	contract	NOUN
ajbmeb-3128	25	13	number	number	NOUN
ajbmeb-3128	25	14	with	with	ADP
ajbmeb-3128	25	15	the	the	DET
ajbmeb-3128	25	16	client	client	NOUN
ajbmeb-3128	25	17	is	be	AUX
ajbmeb-3128	25	18	automatically	automatically	ADV
ajbmeb-3128	25	19	assigned	assign	VERB
ajbmeb-3128	25	20	and	and	CCONJ
ajbmeb-3128	25	21	shown	show	VERB
ajbmeb-3128	25	22	in	in	ADP
ajbmeb-3128	25	23	the	the	DET
ajbmeb-3128	25	24	wallet	wallet	NOUN
ajbmeb-3128	25	25	interface	interface	NOUN
ajbmeb-3128	25	26	.	.	PUNCT
ajbmeb-3128	26	1	use	use	NOUN
ajbmeb-3128	26	2	of	of	ADP
ajbmeb-3128	26	3	all	all	DET
ajbmeb-3128	26	4	wallet	wallet	NOUN
ajbmeb-3128	26	5	features	feature	NOUN
ajbmeb-3128	26	6	,	,	PUNCT
ajbmeb-3128	26	7	or	or	CCONJ
ajbmeb-3128	26	8	application	application	NOUN
ajbmeb-3128	26	9	of	of	ADP
ajbmeb-3128	26	10	set	set	NOUN
ajbmeb-3128	26	11	limits	limit	NOUN
ajbmeb-3128	26	12	and	and	CCONJ
ajbmeb-3128	26	13	restrictions	restriction	NOUN
ajbmeb-3128	26	14	,	,	PUNCT
ajbmeb-3128	26	15	depends	depend	VERB
ajbmeb-3128	26	16	on	on	ADP
ajbmeb-3128	26	17	the	the	DET
ajbmeb-3128	26	18	status	status	NOUN
ajbmeb-3128	26	19	of	of	ADP
ajbmeb-3128	26	20	the	the	DET
ajbmeb-3128	26	21	wallet	wallet	NOUN
ajbmeb-3128	26	22	.	.	PUNCT
ajbmeb-3128	27	1	the	the	DET
ajbmeb-3128	27	2	electronic	electronic	ADJ
ajbmeb-3128	27	3	wallet	wallet	NOUN
ajbmeb-3128	27	4	operator	operator	NOUN
ajbmeb-3128	27	5	is	be	AUX
ajbmeb-3128	27	6	a	a	DET
ajbmeb-3128	27	7	system	system	NOUN
ajbmeb-3128	27	8	in	in	ADP
ajbmeb-3128	27	9	the	the	DET
ajbmeb-3128	27	10	payment	payment	NOUN
ajbmeb-3128	27	11	industry	industry	NOUN
ajbmeb-3128	27	12	that	that	PRON
ajbmeb-3128	27	13	offers	offer	VERB
ajbmeb-3128	27	14	innovative	innovative	ADJ
ajbmeb-3128	27	15	solutions	solution	NOUN
ajbmeb-3128	27	16	to	to	ADP
ajbmeb-3128	27	17	customers	customer	NOUN
ajbmeb-3128	27	18	,	,	PUNCT
ajbmeb-3128	27	19	helping	help	VERB
ajbmeb-3128	27	20	them	they	PRON
ajbmeb-3128	27	21	pay	pay	VERB
ajbmeb-3128	27	22	for	for	ADP
ajbmeb-3128	27	23	goods	good	NOUN
ajbmeb-3128	27	24	and	and	CCONJ
ajbmeb-3128	27	25	services	service	NOUN
ajbmeb-3128	27	26	,	,	PUNCT
ajbmeb-3128	27	27	send	send	VERB
ajbmeb-3128	27	28	and	and	CCONJ
ajbmeb-3128	27	29	receive	receive	VERB
ajbmeb-3128	27	30	money	money	NOUN
ajbmeb-3128	27	31	(	(	PUNCT
ajbmeb-3128	27	32	e.g.	e.g.	ADV
ajbmeb-3128	27	33	yandex.money	yandex.money	NOUN
ajbmeb-3128	27	34	,	,	PUNCT
ajbmeb-3128	27	35	qiwi	qiwi	NOUN
ajbmeb-3128	27	36	,	,	PUNCT
ajbmeb-3128	27	37	paypal	paypal	NOUN
ajbmeb-3128	27	38	,	,	PUNCT
ajbmeb-3128	27	39	webmoney	webmoney	PROPN
ajbmeb-3128	27	40	,	,	PUNCT
ajbmeb-3128	27	41	etc	etc	X
ajbmeb-3128	27	42	.	.	X
ajbmeb-3128	27	43	)	)	PUNCT
ajbmeb-3128	27	44	.	.	PUNCT
ajbmeb-3128	28	1	electronic	electronic	ADJ
ajbmeb-3128	28	2	money	money	NOUN
ajbmeb-3128	28	3	are	be	AUX
ajbmeb-3128	28	4	virtual	virtual	ADJ
ajbmeb-3128	28	5	currencies	currency	NOUN
ajbmeb-3128	28	6	expressed	express	VERB
ajbmeb-3128	28	7	in	in	ADP
ajbmeb-3128	28	8	electronic	electronic	ADJ
ajbmeb-3128	28	9	form	form	NOUN
ajbmeb-3128	28	10	,	,	PUNCT
ajbmeb-3128	28	11	used	use	VERB
ajbmeb-3128	28	12	for	for	ADP
ajbmeb-3128	28	13	all	all	DET
ajbmeb-3128	28	14	types	type	NOUN
ajbmeb-3128	28	15	of	of	ADP
ajbmeb-3128	28	16	payments	payment	NOUN
ajbmeb-3128	28	17	via	via	ADP
ajbmeb-3128	28	18	the	the	DET
ajbmeb-3128	28	19	internet	internet	NOUN
ajbmeb-3128	28	20	.	.	PUNCT
ajbmeb-3128	29	1	the	the	DET
ajbmeb-3128	29	2	relationships	relationship	NOUN
ajbmeb-3128	29	3	governing	govern	VERB
ajbmeb-3128	29	4	the	the	DET
ajbmeb-3128	29	5	identification	identification	NOUN
ajbmeb-3128	29	6	and	and	CCONJ
ajbmeb-3128	29	7	top‑up	top‑up	PROPN
ajbmeb-3128	29	8	of	of	ADP
ajbmeb-3128	29	9	electronic	electronic	ADJ
ajbmeb-3128	29	10	wallets	wallet	NOUN
ajbmeb-3128	29	11	(	(	PUNCT
ajbmeb-3128	29	12	service	service	NOUN
ajbmeb-3128	29	13	fees	fee	NOUN
ajbmeb-3128	29	14	,	,	PUNCT
ajbmeb-3128	29	15	bank	bank	NOUN
ajbmeb-3128	29	16	service	service	NOUN
ajbmeb-3128	29	17	charges	charge	NOUN
ajbmeb-3128	29	18	,	,	PUNCT
ajbmeb-3128	29	19	and	and	CCONJ
ajbmeb-3128	29	20	other	other	ADJ
ajbmeb-3128	29	21	terms	term	NOUN
ajbmeb-3128	29	22	)	)	PUNCT
ajbmeb-3128	29	23	are	be	AUX
ajbmeb-3128	29	24	regulated	regulate	VERB
ajbmeb-3128	29	25	by	by	ADP
ajbmeb-3128	29	26	a	a	DET
ajbmeb-3128	29	27	contract	contract	NOUN
ajbmeb-3128	29	28	between	between	ADP
ajbmeb-3128	29	29	the	the	DET
ajbmeb-3128	29	30	bank	bank	NOUN
ajbmeb-3128	29	31	and	and	CCONJ
ajbmeb-3128	29	32	the	the	DET
ajbmeb-3128	29	33	wallet	wallet	NOUN
ajbmeb-3128	29	34	operator	operator	NOUN
ajbmeb-3128	29	35	.	.	PUNCT
ajbmeb-3128	30	1	the	the	DET
ajbmeb-3128	30	2	bank	bank	NOUN
ajbmeb-3128	30	3	and	and	CCONJ
ajbmeb-3128	30	4	the	the	DET
ajbmeb-3128	30	5	payment	payment	NOUN
ajbmeb-3128	30	6	aggregator	aggregator	NOUN
ajbmeb-3128	30	7	may	may	AUX
ajbmeb-3128	30	8	involve	involve	VERB
ajbmeb-3128	30	9	agents	agent	NOUN
ajbmeb-3128	30	10	under	under	ADP
ajbmeb-3128	30	11	contract	contract	NOUN
ajbmeb-3128	30	12	for	for	ADP
ajbmeb-3128	30	13	these	these	DET
ajbmeb-3128	30	14	services	service	NOUN
ajbmeb-3128	30	15	.	.	PUNCT
ajbmeb-3128	31	1	identification	identification	NOUN
ajbmeb-3128	31	2	of	of	ADP
ajbmeb-3128	31	3	the	the	DET
ajbmeb-3128	31	4	electronic	electronic	ADJ
ajbmeb-3128	31	5	wallet	wallet	NOUN
ajbmeb-3128	31	6	is	be	AUX
ajbmeb-3128	31	7	carried	carry	VERB
ajbmeb-3128	31	8	out	out	ADP
ajbmeb-3128	31	9	using	use	VERB
ajbmeb-3128	31	10	the	the	DET
ajbmeb-3128	31	11	customer	customer	NOUN
ajbmeb-3128	31	12	’s	’s	PART
ajbmeb-3128	31	13	passport	passport	NOUN
ajbmeb-3128	31	14	data	datum	NOUN
ajbmeb-3128	31	15	.	.	PUNCT
ajbmeb-3128	32	1	if	if	SCONJ
ajbmeb-3128	32	2	additional	additional	ADJ
ajbmeb-3128	32	3	information	information	NOUN
ajbmeb-3128	32	4	is	be	AUX
ajbmeb-3128	32	5	required	require	VERB
ajbmeb-3128	32	6	by	by	ADP
ajbmeb-3128	32	7	the	the	DET
ajbmeb-3128	32	8	operator	operator	NOUN
ajbmeb-3128	32	9	’s	’s	PART
ajbmeb-3128	32	10	rules	rule	NOUN
ajbmeb-3128	32	11	or	or	CCONJ
ajbmeb-3128	32	12	contract	contract	NOUN
ajbmeb-3128	32	13	,	,	PUNCT
ajbmeb-3128	32	14	identification	identification	NOUN
ajbmeb-3128	32	15	is	be	AUX
ajbmeb-3128	32	16	done	do	VERB
ajbmeb-3128	32	17	accordingly	accordingly	ADV
ajbmeb-3128	32	18	.	.	PUNCT
ajbmeb-3128	33	1	based	base	VERB
ajbmeb-3128	33	2	on	on	ADP
ajbmeb-3128	33	3	the	the	DET
ajbmeb-3128	33	4	entered	enter	VERB
ajbmeb-3128	33	5	data	datum	NOUN
ajbmeb-3128	33	6	,	,	PUNCT
ajbmeb-3128	33	7	the	the	DET
ajbmeb-3128	33	8	wallet	wallet	NOUN
ajbmeb-3128	33	9	operator	operator	NOUN
ajbmeb-3128	33	10	verifies	verifie	NOUN
ajbmeb-3128	33	11	the	the	DET
ajbmeb-3128	33	12	customer	customer	NOUN
ajbmeb-3128	33	13	.	.	PUNCT
ajbmeb-3128	34	1	identification	identification	NOUN
ajbmeb-3128	34	2	service	service	NOUN
ajbmeb-3128	34	3	is	be	AUX
ajbmeb-3128	34	4	provided	provide	VERB
ajbmeb-3128	34	5	for	for	ADP
ajbmeb-3128	34	6	a	a	DET
ajbmeb-3128	34	7	fee	fee	NOUN
ajbmeb-3128	34	8	.	.	PUNCT
ajbmeb-3128	35	1	this	this	DET
ajbmeb-3128	35	2	service	service	NOUN
ajbmeb-3128	35	3	fee	fee	NOUN
ajbmeb-3128	35	4	is	be	AUX
ajbmeb-3128	35	5	determined	determine	VERB
ajbmeb-3128	35	6	per	per	ADP
ajbmeb-3128	35	7	the	the	DET
ajbmeb-3128	35	8	bank	bank	NOUN
ajbmeb-3128	35	9	’s	’s	PART
ajbmeb-3128	35	10	tariff	tariff	NOUN
ajbmeb-3128	35	11	schedule	schedule	NOUN
ajbmeb-3128	35	12	.	.	PUNCT
ajbmeb-3128	36	1	limits	limit	NOUN
ajbmeb-3128	36	2	on	on	ADP
ajbmeb-3128	36	3	the	the	DET
ajbmeb-3128	36	4	top‑up	top‑up	PROPN
ajbmeb-3128	36	5	amount	amount	NOUN
ajbmeb-3128	36	6	are	be	AUX
ajbmeb-3128	36	7	established	establish	VERB
ajbmeb-3128	36	8	in	in	ADP
ajbmeb-3128	36	9	the	the	DET
ajbmeb-3128	36	10	contract	contract	NOUN
ajbmeb-3128	36	11	between	between	ADP
ajbmeb-3128	36	12	the	the	DET
ajbmeb-3128	36	13	bank	bank	NOUN
ajbmeb-3128	36	14	and	and	CCONJ
ajbmeb-3128	36	15	the	the	DET
ajbmeb-3128	36	16	wallet	wallet	NOUN
ajbmeb-3128	36	17	operator	operator	NOUN
ajbmeb-3128	36	18	,	,	PUNCT
ajbmeb-3128	36	19	and	and	CCONJ
ajbmeb-3128	36	20	must	must	AUX
ajbmeb-3128	36	21	comply	comply	VERB
ajbmeb-3128	36	22	with	with	ADP
ajbmeb-3128	36	23	the	the	DET
ajbmeb-3128	36	24	legislation	legislation	NOUN
ajbmeb-3128	36	25	of	of	ADP
ajbmeb-3128	36	26	the	the	DET
ajbmeb-3128	36	27	republic	republic	NOUN
ajbmeb-3128	36	28	of	of	ADP
ajbmeb-3128	36	29	uzbekistan	uzbekistan	PROPN
ajbmeb-3128	36	30	.	.	PUNCT
ajbmeb-3128	37	1	during	during	ADP
ajbmeb-3128	37	2	the	the	DET
ajbmeb-3128	37	3	transfer	transfer	NOUN
ajbmeb-3128	37	4	process	process	NOUN
ajbmeb-3128	37	5	,	,	PUNCT
ajbmeb-3128	37	6	the	the	DET
ajbmeb-3128	37	7	bank	bank	NOUN
ajbmeb-3128	37	8	monitors	monitor	NOUN
ajbmeb-3128	37	9	that	that	PRON
ajbmeb-3128	37	10	the	the	DET
ajbmeb-3128	37	11	transfer	transfer	NOUN
ajbmeb-3128	37	12	amount	amount	NOUN
ajbmeb-3128	37	13	is	be	AUX
ajbmeb-3128	37	14	within	within	ADP
ajbmeb-3128	37	15	permissible	permissible	ADJ
ajbmeb-3128	37	16	limits	limit	NOUN
ajbmeb-3128	37	17	;	;	PUNCT
ajbmeb-3128	37	18	if	if	SCONJ
ajbmeb-3128	37	19	not	not	PART
ajbmeb-3128	37	20	,	,	PUNCT
ajbmeb-3128	37	21	the	the	DET
ajbmeb-3128	37	22	transaction	transaction	NOUN
ajbmeb-3128	37	23	is	be	AUX
ajbmeb-3128	37	24	not	not	PART
ajbmeb-3128	37	25	american	american	ADJ
ajbmeb-3128	37	26	journal	journal	NOUN
ajbmeb-3128	37	27	of	of	ADP
ajbmeb-3128	37	28	business	business	NOUN
ajbmeb-3128	37	29	management	management	NOUN
ajbmeb-3128	37	30	,	,	PUNCT
ajbmeb-3128	37	31	economics	economic	NOUN
ajbmeb-3128	37	32	and	and	CCONJ
ajbmeb-3128	37	33	banking	banking	NOUN
ajbmeb-3128	37	34	volume	volume	NOUN
ajbmeb-3128	37	35	41	41	NUM
ajbmeb-3128	38	1	october2025	october2025	PROPN
ajbmeb-3128	38	2	p	p	NOUN
ajbmeb-3128	38	3	a	a	DET
ajbmeb-3128	38	4	g	g	NOUN
ajbmeb-3128	38	5	e	e	NOUN
ajbmeb-3128	38	6	|	|	ADV
ajbmeb-3128	38	7	40	40	NUM
ajbmeb-3128	38	8	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-3128	38	9	allowed	allow	VERB
ajbmeb-3128	38	10	.	.	PUNCT
ajbmeb-3128	39	1	to	to	PART
ajbmeb-3128	39	2	top	top	VERB
ajbmeb-3128	39	3	up	up	ADP
ajbmeb-3128	39	4	the	the	DET
ajbmeb-3128	39	5	wallet	wallet	NOUN
ajbmeb-3128	39	6	,	,	PUNCT
ajbmeb-3128	39	7	the	the	DET
ajbmeb-3128	39	8	operator	operator	NOUN
ajbmeb-3128	39	9	keeps	keep	VERB
ajbmeb-3128	39	10	a	a	DET
ajbmeb-3128	39	11	deposit	deposit	NOUN
ajbmeb-3128	39	12	in	in	ADP
ajbmeb-3128	39	13	the	the	DET
ajbmeb-3128	39	14	bank	bank	NOUN
ajbmeb-3128	39	15	’s	’s	PART
ajbmeb-3128	39	16	account	account	NOUN
ajbmeb-3128	39	17	in	in	ADP
ajbmeb-3128	39	18	advance	advance	NOUN
ajbmeb-3128	39	19	.	.	PUNCT
ajbmeb-3128	40	1	top‑ups	top‑up	NOUN
ajbmeb-3128	40	2	may	may	AUX
ajbmeb-3128	40	3	be	be	AUX
ajbmeb-3128	40	4	done	do	VERB
ajbmeb-3128	40	5	in	in	ADP
ajbmeb-3128	40	6	foreign	foreign	ADJ
ajbmeb-3128	40	7	currency	currency	NOUN
ajbmeb-3128	40	8	;	;	PUNCT
ajbmeb-3128	40	9	the	the	DET
ajbmeb-3128	40	10	customer	customer	NOUN
ajbmeb-3128	40	11	sees	see	VERB
ajbmeb-3128	40	12	the	the	DET
ajbmeb-3128	40	13	sum	sum	NOUN
ajbmeb-3128	40	14	in	in	ADP
ajbmeb-3128	40	15	the	the	DET
ajbmeb-3128	40	16	foreign	foreign	ADJ
ajbmeb-3128	40	17	currency	currency	NOUN
ajbmeb-3128	40	18	,	,	PUNCT
ajbmeb-3128	40	19	and	and	CCONJ
ajbmeb-3128	40	20	the	the	DET
ajbmeb-3128	40	21	converted	convert	VERB
ajbmeb-3128	40	22	amount	amount	NOUN
ajbmeb-3128	40	23	in	in	ADP
ajbmeb-3128	40	24	national	national	ADJ
ajbmeb-3128	40	25	currency	currency	NOUN
ajbmeb-3128	40	26	is	be	AUX
ajbmeb-3128	40	27	accepted	accept	VERB
ajbmeb-3128	40	28	on	on	ADP
ajbmeb-3128	40	29	the	the	DET
ajbmeb-3128	40	30	day	day	NOUN
ajbmeb-3128	40	31	of	of	ADP
ajbmeb-3128	40	32	transfer	transfer	NOUN
ajbmeb-3128	40	33	per	per	ADP
ajbmeb-3128	40	34	the	the	DET
ajbmeb-3128	40	35	official	official	ADJ
ajbmeb-3128	40	36	exchange	exchange	NOUN
ajbmeb-3128	40	37	rate	rate	NOUN
ajbmeb-3128	40	38	.	.	PUNCT
ajbmeb-3128	41	1	after	after	ADP
ajbmeb-3128	41	2	top‑up	top‑up	PROPN
ajbmeb-3128	41	3	,	,	PUNCT
ajbmeb-3128	41	4	the	the	DET
ajbmeb-3128	41	5	bank	bank	NOUN
ajbmeb-3128	41	6	’s	’s	PART
ajbmeb-3128	41	7	deposit	deposit	NOUN
ajbmeb-3128	41	8	is	be	AUX
ajbmeb-3128	41	9	reduced	reduce	VERB
ajbmeb-3128	41	10	accordingly	accordingly	ADV
ajbmeb-3128	41	11	.	.	PUNCT
ajbmeb-3128	42	1	a	a	DET
ajbmeb-3128	42	2	commission	commission	NOUN
ajbmeb-3128	42	3	is	be	AUX
ajbmeb-3128	42	4	charged	charge	VERB
ajbmeb-3128	42	5	from	from	ADP
ajbmeb-3128	42	6	the	the	DET
ajbmeb-3128	42	7	customer	customer	NOUN
ajbmeb-3128	42	8	per	per	ADP
ajbmeb-3128	42	9	bank	bank	NOUN
ajbmeb-3128	42	10	tariffs	tariff	NOUN
ajbmeb-3128	42	11	for	for	ADP
ajbmeb-3128	42	12	the	the	DET
ajbmeb-3128	42	13	top‑up	top‑up	PROPN
ajbmeb-3128	42	14	service	service	NOUN
ajbmeb-3128	42	15	.	.	PUNCT
ajbmeb-3128	43	1	to	to	PART
ajbmeb-3128	43	2	create	create	VERB
ajbmeb-3128	43	3	convenience	convenience	NOUN
ajbmeb-3128	43	4	for	for	ADP
ajbmeb-3128	43	5	students	student	NOUN
ajbmeb-3128	43	6	,	,	PUNCT
ajbmeb-3128	43	7	commercial	commercial	ADJ
ajbmeb-3128	43	8	banks	bank	NOUN
ajbmeb-3128	43	9	and	and	CCONJ
ajbmeb-3128	43	10	higher	high	ADJ
ajbmeb-3128	43	11	education	education	NOUN
ajbmeb-3128	43	12	institutions	institution	NOUN
ajbmeb-3128	43	13	(	(	PUNCT
ajbmeb-3128	43	14	heis	heis	PROPN
ajbmeb-3128	43	15	)	)	PUNCT
ajbmeb-3128	43	16	are	be	AUX
ajbmeb-3128	43	17	implementing	implement	VERB
ajbmeb-3128	43	18	several	several	ADJ
ajbmeb-3128	43	19	projects	project	NOUN
ajbmeb-3128	43	20	,	,	PUNCT
ajbmeb-3128	43	21	one	one	NUM
ajbmeb-3128	43	22	of	of	ADP
ajbmeb-3128	43	23	which	which	PRON
ajbmeb-3128	43	24	is	be	AUX
ajbmeb-3128	43	25	the	the	DET
ajbmeb-3128	43	26	universal	universal	ADJ
ajbmeb-3128	43	27	student	student	NOUN
ajbmeb-3128	43	28	card	card	NOUN
ajbmeb-3128	43	29	.	.	PUNCT
ajbmeb-3128	44	1	some	some	DET
ajbmeb-3128	44	2	heis	heis	PROPN
ajbmeb-3128	44	3	and	and	CCONJ
ajbmeb-3128	44	4	commercial	commercial	ADJ
ajbmeb-3128	44	5	banks	bank	NOUN
ajbmeb-3128	44	6	in	in	ADP
ajbmeb-3128	44	7	our	our	PRON
ajbmeb-3128	44	8	country	country	NOUN
ajbmeb-3128	44	9	have	have	AUX
ajbmeb-3128	44	10	already	already	ADV
ajbmeb-3128	44	11	launched	launch	VERB
ajbmeb-3128	44	12	this	this	DET
ajbmeb-3128	44	13	project	project	NOUN
ajbmeb-3128	44	14	successfully	successfully	ADV
ajbmeb-3128	44	15	.	.	PUNCT
ajbmeb-3128	45	1	the	the	DET
ajbmeb-3128	45	2	universal	universal	PROPN
ajbmeb-3128	45	3	student	student	NOUN
ajbmeb-3128	45	4	bank	bank	NOUN
ajbmeb-3128	45	5	card	card	NOUN
ajbmeb-3128	45	6	is	be	AUX
ajbmeb-3128	45	7	issued	issue	VERB
ajbmeb-3128	45	8	to	to	ADP
ajbmeb-3128	45	9	students	student	NOUN
ajbmeb-3128	45	10	of	of	ADP
ajbmeb-3128	45	11	uzbekistan	uzbekistan	PROPN
ajbmeb-3128	45	12	’s	’s	PART
ajbmeb-3128	45	13	heis	heis	PROPN
ajbmeb-3128	45	14	with	with	ADP
ajbmeb-3128	45	15	the	the	DET
ajbmeb-3128	45	16	following	follow	VERB
ajbmeb-3128	45	17	functionalities	functionality	NOUN
ajbmeb-3128	45	18	:	:	PUNCT
ajbmeb-3128	45	19	international	international	ADJ
ajbmeb-3128	45	20	payment	payment	NOUN
ajbmeb-3128	45	21	bank	bank	NOUN
ajbmeb-3128	45	22	card	card	NOUN
ajbmeb-3128	45	23	;	;	PUNCT
ajbmeb-3128	45	24	identification	identification	NOUN
ajbmeb-3128	45	25	card	card	NOUN
ajbmeb-3128	45	26	for	for	ADP
ajbmeb-3128	45	27	the	the	DET
ajbmeb-3128	45	28	student	student	NOUN
ajbmeb-3128	45	29	;	;	PUNCT
ajbmeb-3128	45	30	preferential	preferential	ADJ
ajbmeb-3128	45	31	transport	transport	NOUN
ajbmeb-3128	45	32	card	card	NOUN
ajbmeb-3128	45	33	;	;	PUNCT
ajbmeb-3128	45	34	identification	identification	NOUN
ajbmeb-3128	45	35	card	card	NOUN
ajbmeb-3128	45	36	granting	grant	VERB
ajbmeb-3128	45	37	access	access	NOUN
ajbmeb-3128	45	38	to	to	ADP
ajbmeb-3128	45	39	campus	campus	NOUN
ajbmeb-3128	45	40	buildings	building	NOUN
ajbmeb-3128	45	41	,	,	PUNCT
ajbmeb-3128	45	42	state	state	NOUN
ajbmeb-3128	45	43	libraries	library	NOUN
ajbmeb-3128	45	44	,	,	PUNCT
ajbmeb-3128	45	45	dormitories	dormitory	NOUN
ajbmeb-3128	45	46	,	,	PUNCT
ajbmeb-3128	45	47	and	and	CCONJ
ajbmeb-3128	45	48	other	other	ADJ
ajbmeb-3128	45	49	relevant	relevant	ADJ
ajbmeb-3128	45	50	areas	area	NOUN
ajbmeb-3128	45	51	.	.	PUNCT
ajbmeb-3128	46	1	the	the	DET
ajbmeb-3128	46	2	card	card	NOUN
ajbmeb-3128	46	3	is	be	AUX
ajbmeb-3128	46	4	issued	issue	VERB
ajbmeb-3128	46	5	by	by	ADP
ajbmeb-3128	46	6	the	the	DET
ajbmeb-3128	46	7	bank	bank	NOUN
ajbmeb-3128	46	8	under	under	ADP
ajbmeb-3128	46	9	the	the	DET
ajbmeb-3128	46	10	auspices	auspex	NOUN
ajbmeb-3128	46	11	of	of	ADP
ajbmeb-3128	46	12	the	the	DET
ajbmeb-3128	46	13	visa	visa	NOUN
ajbmeb-3128	46	14	international	international	ADJ
ajbmeb-3128	46	15	payment	payment	NOUN
ajbmeb-3128	46	16	system	system	NOUN
ajbmeb-3128	46	17	.	.	PUNCT
ajbmeb-3128	47	1	the	the	DET
ajbmeb-3128	47	2	card	card	NOUN
ajbmeb-3128	47	3	has	have	VERB
ajbmeb-3128	47	4	nfc	nfc	NOUN
ajbmeb-3128	47	5	functionality	functionality	NOUN
ajbmeb-3128	47	6	,	,	PUNCT
ajbmeb-3128	47	7	enabling	enable	VERB
ajbmeb-3128	47	8	payments	payment	NOUN
ajbmeb-3128	47	9	via	via	ADP
ajbmeb-3128	47	10	magnetic	magnetic	ADJ
ajbmeb-3128	47	11	field	field	NOUN
ajbmeb-3128	47	12	induction	induction	NOUN
ajbmeb-3128	47	13	and	and	CCONJ
ajbmeb-3128	47	14	validation	validation	NOUN
ajbmeb-3128	47	15	via	via	ADP
ajbmeb-3128	47	16	validators	validator	NOUN
ajbmeb-3128	47	17	.	.	PUNCT
ajbmeb-3128	48	1	cards	card	NOUN
ajbmeb-3128	48	2	are	be	AUX
ajbmeb-3128	48	3	issued	issue	VERB
ajbmeb-3128	48	4	based	base	VERB
ajbmeb-3128	48	5	on	on	ADP
ajbmeb-3128	48	6	hei	hei	PROPN
ajbmeb-3128	48	7	orders	order	NOUN
ajbmeb-3128	48	8	.	.	PUNCT
ajbmeb-3128	49	1	the	the	DET
ajbmeb-3128	49	2	heis	heis	PROPN
ajbmeb-3128	49	3	transmit	transmit	VERB
ajbmeb-3128	49	4	student	student	NOUN
ajbmeb-3128	49	5	application	application	NOUN
ajbmeb-3128	49	6	data	datum	NOUN
ajbmeb-3128	49	7	to	to	ADP
ajbmeb-3128	49	8	the	the	DET
ajbmeb-3128	49	9	bank	bank	NOUN
ajbmeb-3128	49	10	via	via	ADP
ajbmeb-3128	49	11	information	information	NOUN
ajbmeb-3128	49	12	systems	system	NOUN
ajbmeb-3128	49	13	.	.	PUNCT
ajbmeb-3128	50	1	the	the	DET
ajbmeb-3128	50	2	application	application	NOUN
ajbmeb-3128	50	3	contains	contain	VERB
ajbmeb-3128	50	4	:	:	PUNCT
ajbmeb-3128	50	5	full	full	ADJ
ajbmeb-3128	50	6	name	name	NOUN
ajbmeb-3128	50	7	,	,	PUNCT
ajbmeb-3128	50	8	gender	gender	NOUN
ajbmeb-3128	50	9	,	,	PUNCT
ajbmeb-3128	50	10	passport	passport	NOUN
ajbmeb-3128	50	11	data	datum	NOUN
ajbmeb-3128	50	12	(	(	PUNCT
ajbmeb-3128	50	13	including	include	VERB
ajbmeb-3128	50	14	national	national	ADJ
ajbmeb-3128	50	15	identification	identification	NOUN
ajbmeb-3128	50	16	number	number	NOUN
ajbmeb-3128	50	17	)	)	PUNCT
ajbmeb-3128	50	18	,	,	PUNCT
ajbmeb-3128	50	19	temporary	temporary	ADJ
ajbmeb-3128	50	20	and	and	CCONJ
ajbmeb-3128	50	21	permanent	permanent	ADJ
ajbmeb-3128	50	22	residence	residence	NOUN
ajbmeb-3128	50	23	addresses	address	NOUN
ajbmeb-3128	50	24	,	,	PUNCT
ajbmeb-3128	50	25	phone	phone	NOUN
ajbmeb-3128	50	26	number	number	NOUN
ajbmeb-3128	50	27	.	.	PUNCT
ajbmeb-3128	51	1	after	after	SCONJ
ajbmeb-3128	51	2	the	the	DET
ajbmeb-3128	51	3	hei	hei	PROPN
ajbmeb-3128	51	4	submits	submit	VERB
ajbmeb-3128	51	5	the	the	DET
ajbmeb-3128	51	6	card	card	NOUN
ajbmeb-3128	51	7	order	order	NOUN
ajbmeb-3128	51	8	,	,	PUNCT
ajbmeb-3128	51	9	the	the	DET
ajbmeb-3128	51	10	bank	bank	NOUN
ajbmeb-3128	51	11	fetches	fetch	VERB
ajbmeb-3128	51	12	additional	additional	ADJ
ajbmeb-3128	51	13	student	student	NOUN
ajbmeb-3128	51	14	data	datum	NOUN
ajbmeb-3128	51	15	from	from	ADP
ajbmeb-3128	51	16	“	"	PUNCT
ajbmeb-3128	51	17	hemis	hemis	PROPN
ajbmeb-3128	51	18	”	"	PUNCT
ajbmeb-3128	51	19	and	and	CCONJ
ajbmeb-3128	51	20	“	"	PUNCT
ajbmeb-3128	51	21	e‑gov	e‑gov	NOUN
ajbmeb-3128	51	22	”	"	PUNCT
ajbmeb-3128	51	23	electronic	electronic	ADJ
ajbmeb-3128	51	24	systems	system	NOUN
ajbmeb-3128	51	25	:	:	PUNCT
ajbmeb-3128	51	26	photo	photo	NOUN
ajbmeb-3128	51	27	,	,	PUNCT
ajbmeb-3128	51	28	educational	educational	ADJ
ajbmeb-3128	51	29	level	level	NOUN
ajbmeb-3128	51	30	,	,	PUNCT
ajbmeb-3128	51	31	faculty	faculty	NOUN
ajbmeb-3128	51	32	,	,	PUNCT
ajbmeb-3128	51	33	etc	etc	X
ajbmeb-3128	51	34	.	.	X
ajbmeb-3128	52	1	once	once	ADV
ajbmeb-3128	52	2	all	all	DET
ajbmeb-3128	52	3	required	required	ADJ
ajbmeb-3128	52	4	data	datum	NOUN
ajbmeb-3128	52	5	are	be	AUX
ajbmeb-3128	52	6	received	receive	VERB
ajbmeb-3128	52	7	,	,	PUNCT
ajbmeb-3128	52	8	the	the	DET
ajbmeb-3128	52	9	bank	bank	NOUN
ajbmeb-3128	52	10	’s	’s	PART
ajbmeb-3128	52	11	automated	automate	VERB
ajbmeb-3128	52	12	banking	banking	NOUN
ajbmeb-3128	52	13	system	system	NOUN
ajbmeb-3128	52	14	(	(	PUNCT
ajbmeb-3128	52	15	abt	abt	ADV
ajbmeb-3128	52	16	)	)	PUNCT
ajbmeb-3128	52	17	creates	create	VERB
ajbmeb-3128	52	18	a	a	DET
ajbmeb-3128	52	19	student	student	NOUN
ajbmeb-3128	52	20	account	account	NOUN
ajbmeb-3128	52	21	and	and	CCONJ
ajbmeb-3128	52	22	card	card	NOUN
ajbmeb-3128	52	23	contract	contract	NOUN
ajbmeb-3128	52	24	.	.	PUNCT
ajbmeb-3128	53	1	the	the	DET
ajbmeb-3128	53	2	bank	bank	NOUN
ajbmeb-3128	53	3	’s	’s	PART
ajbmeb-3128	53	4	processing	processing	NOUN
ajbmeb-3128	53	5	center	center	NOUN
ajbmeb-3128	53	6	then	then	ADV
ajbmeb-3128	53	7	issues	issue	VERB
ajbmeb-3128	53	8	the	the	DET
ajbmeb-3128	53	9	card	card	NOUN
ajbmeb-3128	53	10	.	.	PUNCT
ajbmeb-3128	54	1	if	if	SCONJ
ajbmeb-3128	54	2	the	the	DET
ajbmeb-3128	54	3	student	student	NOUN
ajbmeb-3128	54	4	loses	lose	VERB
ajbmeb-3128	54	5	the	the	DET
ajbmeb-3128	54	6	card	card	NOUN
ajbmeb-3128	54	7	or	or	CCONJ
ajbmeb-3128	54	8	it	it	PRON
ajbmeb-3128	54	9	becomes	become	VERB
ajbmeb-3128	54	10	invalid	invalid	ADJ
ajbmeb-3128	54	11	,	,	PUNCT
ajbmeb-3128	54	12	they	they	PRON
ajbmeb-3128	54	13	may	may	AUX
ajbmeb-3128	54	14	request	request	VERB
ajbmeb-3128	54	15	reissuance	reissuance	NOUN
ajbmeb-3128	54	16	by	by	ADP
ajbmeb-3128	54	17	visiting	visit	VERB
ajbmeb-3128	54	18	a	a	DET
ajbmeb-3128	54	19	bank	bank	NOUN
ajbmeb-3128	54	20	branch	branch	NOUN
ajbmeb-3128	54	21	or	or	CCONJ
ajbmeb-3128	54	22	via	via	ADP
ajbmeb-3128	54	23	the	the	DET
ajbmeb-3128	54	24	mobile	mobile	ADJ
ajbmeb-3128	54	25	application	application	NOUN
ajbmeb-3128	54	26	.	.	PUNCT
ajbmeb-3128	55	1	cards	card	NOUN
ajbmeb-3128	55	2	ordered	order	VERB
ajbmeb-3128	55	3	by	by	ADP
ajbmeb-3128	55	4	heis	heis	PROPN
ajbmeb-3128	55	5	are	be	AUX
ajbmeb-3128	55	6	distributed	distribute	VERB
ajbmeb-3128	55	7	to	to	ADP
ajbmeb-3128	55	8	students	student	NOUN
ajbmeb-3128	55	9	in	in	ADP
ajbmeb-3128	55	10	the	the	DET
ajbmeb-3128	55	11	hei	hei	PROPN
ajbmeb-3128	55	12	premises	premise	NOUN
ajbmeb-3128	55	13	by	by	ADP
ajbmeb-3128	55	14	bank	bank	NOUN
ajbmeb-3128	55	15	staff	staff	NOUN
ajbmeb-3128	55	16	;	;	PUNCT
ajbmeb-3128	55	17	unclaimed	unclaimed	ADJ
ajbmeb-3128	55	18	cards	card	NOUN
ajbmeb-3128	55	19	are	be	AUX
ajbmeb-3128	55	20	returned	return	VERB
ajbmeb-3128	55	21	to	to	ADP
ajbmeb-3128	55	22	the	the	DET
ajbmeb-3128	55	23	bank	bank	NOUN
ajbmeb-3128	55	24	.	.	PUNCT
ajbmeb-3128	56	1	when	when	SCONJ
ajbmeb-3128	56	2	cards	card	NOUN
ajbmeb-3128	56	3	are	be	AUX
ajbmeb-3128	56	4	delivered	deliver	VERB
ajbmeb-3128	56	5	or	or	CCONJ
ajbmeb-3128	56	6	presented	present	VERB
ajbmeb-3128	56	7	to	to	ADP
ajbmeb-3128	56	8	students	student	NOUN
ajbmeb-3128	56	9	,	,	PUNCT
ajbmeb-3128	56	10	bank	bank	NOUN
ajbmeb-3128	56	11	staff	staff	NOUN
ajbmeb-3128	56	12	verify	verify	VERB
ajbmeb-3128	56	13	the	the	DET
ajbmeb-3128	56	14	student	student	NOUN
ajbmeb-3128	56	15	’s	’s	PART
ajbmeb-3128	56	16	identity	identity	NOUN
ajbmeb-3128	56	17	.	.	PUNCT
ajbmeb-3128	57	1	in	in	ADP
ajbmeb-3128	57	2	banks	bank	NOUN
ajbmeb-3128	57	3	,	,	PUNCT
ajbmeb-3128	57	4	biometric	biometric	ADJ
ajbmeb-3128	57	5	indicators	indicator	NOUN
ajbmeb-3128	57	6	(	(	PUNCT
ajbmeb-3128	57	7	fingerprint	fingerprint	NOUN
ajbmeb-3128	57	8	,	,	PUNCT
ajbmeb-3128	57	9	iris	iris	NOUN
ajbmeb-3128	57	10	pattern	pattern	NOUN
ajbmeb-3128	57	11	,	,	PUNCT
ajbmeb-3128	57	12	voice	voice	NOUN
ajbmeb-3128	57	13	protection	protection	NOUN
ajbmeb-3128	57	14	,	,	PUNCT
ajbmeb-3128	57	15	etc	etc	X
ajbmeb-3128	57	16	.	.	X
ajbmeb-3128	57	17	)	)	PUNCT
ajbmeb-3128	57	18	are	be	AUX
ajbmeb-3128	57	19	considered	consider	VERB
ajbmeb-3128	57	20	among	among	ADP
ajbmeb-3128	57	21	the	the	DET
ajbmeb-3128	57	22	most	most	ADV
ajbmeb-3128	57	23	reliable	reliable	ADJ
ajbmeb-3128	57	24	means	mean	NOUN
ajbmeb-3128	57	25	of	of	ADP
ajbmeb-3128	57	26	ensuring	ensure	VERB
ajbmeb-3128	57	27	material	material	ADJ
ajbmeb-3128	57	28	responsibility	responsibility	NOUN
ajbmeb-3128	57	29	.	.	PUNCT
ajbmeb-3128	58	1	in	in	ADP
ajbmeb-3128	58	2	banking	banking	NOUN
ajbmeb-3128	58	3	systems	system	NOUN
ajbmeb-3128	58	4	,	,	PUNCT
ajbmeb-3128	58	5	for	for	ADP
ajbmeb-3128	58	6	opening	opening	NOUN
ajbmeb-3128	58	7	and	and	CCONJ
ajbmeb-3128	58	8	closing	close	VERB
ajbmeb-3128	58	9	cash	cash	NOUN
ajbmeb-3128	58	10	vaults	vault	NOUN
ajbmeb-3128	58	11	,	,	PUNCT
ajbmeb-3128	58	12	fingerprint	fingerprint	NOUN
ajbmeb-3128	58	13	identification	identification	NOUN
ajbmeb-3128	58	14	has	have	AUX
ajbmeb-3128	58	15	proven	prove	VERB
ajbmeb-3128	58	16	itself	itself	PRON
ajbmeb-3128	58	17	and	and	CCONJ
ajbmeb-3128	58	18	is	be	AUX
ajbmeb-3128	58	19	widely	widely	ADV
ajbmeb-3128	58	20	used	use	VERB
ajbmeb-3128	58	21	in	in	ADP
ajbmeb-3128	58	22	commercial	commercial	ADJ
ajbmeb-3128	58	23	bank	bank	NOUN
ajbmeb-3128	58	24	services	service	NOUN
ajbmeb-3128	58	25	in	in	ADP
ajbmeb-3128	58	26	our	our	PRON
ajbmeb-3128	58	27	country	country	NOUN
ajbmeb-3128	58	28	.	.	PUNCT
ajbmeb-3128	59	1	the	the	DET
ajbmeb-3128	59	2	executing	execute	VERB
ajbmeb-3128	59	3	contact	contact	NOUN
ajbmeb-3128	59	4	blocks	block	NOUN
ajbmeb-3128	59	5	of	of	ADP
ajbmeb-3128	59	6	the	the	DET
ajbmeb-3128	59	7	encryption	encryption	NOUN
ajbmeb-3128	59	8	device	device	NOUN
ajbmeb-3128	59	9	are	be	AUX
ajbmeb-3128	59	10	connected	connect	VERB
ajbmeb-3128	59	11	via	via	ADP
ajbmeb-3128	59	12	a	a	DET
ajbmeb-3128	59	13	magnetic	magnetic	ADJ
ajbmeb-3128	59	14	-	-	PUNCT
ajbmeb-3128	59	15	contact	contact	NOUN
ajbmeb-3128	59	16	sensor	sensor	NOUN
ajbmeb-3128	59	17	between	between	ADP
ajbmeb-3128	59	18	the	the	DET
ajbmeb-3128	59	19	vault	vault	NOUN
ajbmeb-3128	59	20	door	door	NOUN
ajbmeb-3128	59	21	and	and	CCONJ
ajbmeb-3128	59	22	the	the	DET
ajbmeb-3128	59	23	iron	iron	NOUN
ajbmeb-3128	59	24	-	-	PUNCT
ajbmeb-3128	59	25	grilled	grill	VERB
ajbmeb-3128	59	26	door	door	NOUN
ajbmeb-3128	59	27	.	.	PUNCT
ajbmeb-3128	60	1	the	the	DET
ajbmeb-3128	60	2	sensor	sensor	NOUN
ajbmeb-3128	60	3	is	be	AUX
ajbmeb-3128	60	4	also	also	ADV
ajbmeb-3128	60	5	connected	connect	VERB
ajbmeb-3128	60	6	in	in	ADP
ajbmeb-3128	60	7	parallel	parallel	NOUN
ajbmeb-3128	60	8	to	to	ADP
ajbmeb-3128	60	9	an	an	DET
ajbmeb-3128	60	10	alarm	alarm	NOUN
ajbmeb-3128	60	11	loop	loop	NOUN
ajbmeb-3128	60	12	.	.	PUNCT
ajbmeb-3128	61	1	the	the	DET
ajbmeb-3128	61	2	bank	bank	NOUN
ajbmeb-3128	61	3	’s	’s	PART
ajbmeb-3128	61	4	cash	cash	NOUN
ajbmeb-3128	61	5	vault	vault	NOUN
ajbmeb-3128	61	6	and	and	CCONJ
ajbmeb-3128	61	7	night	night	NOUN
ajbmeb-3128	61	8	safe	safe	ADJ
ajbmeb-3128	61	9	are	be	AUX
ajbmeb-3128	61	10	separate	separate	ADJ
ajbmeb-3128	61	11	,	,	PUNCT
ajbmeb-3128	61	12	each	each	PRON
ajbmeb-3128	61	13	equipped	equip	VERB
ajbmeb-3128	61	14	with	with	ADP
ajbmeb-3128	61	15	three	three	NUM
ajbmeb-3128	61	16	distinct	distinct	ADJ
ajbmeb-3128	61	17	layers	layer	NOUN
ajbmeb-3128	61	18	of	of	ADP
ajbmeb-3128	61	19	security	security	NOUN
ajbmeb-3128	61	20	.	.	PUNCT
ajbmeb-3128	62	1	the	the	DET
ajbmeb-3128	62	2	three	three	NUM
ajbmeb-3128	62	3	security	security	NOUN
ajbmeb-3128	62	4	barriers	barrier	NOUN
ajbmeb-3128	62	5	are	be	AUX
ajbmeb-3128	62	6	separately	separately	ADV
ajbmeb-3128	62	7	connected	connect	VERB
ajbmeb-3128	62	8	via	via	ADP
ajbmeb-3128	62	9	loops	loop	NOUN
ajbmeb-3128	62	10	to	to	ADP
ajbmeb-3128	62	11	a	a	DET
ajbmeb-3128	62	12	three	three	NUM
ajbmeb-3128	62	13	-	-	PUNCT
ajbmeb-3128	62	14	channel	channel	NOUN
ajbmeb-3128	62	15	security	security	NOUN
ajbmeb-3128	62	16	control	control	NOUN
ajbmeb-3128	62	17	device	device	NOUN
ajbmeb-3128	62	18	(	(	PUNCT
ajbmeb-3128	62	19	aggregator	aggregator	NOUN
ajbmeb-3128	62	20	)	)	PUNCT
ajbmeb-3128	62	21	,	,	PUNCT
ajbmeb-3128	62	22	whose	whose	DET
ajbmeb-3128	62	23	output	output	NOUN
ajbmeb-3128	62	24	line	line	NOUN
ajbmeb-3128	62	25	connects	connect	VERB
ajbmeb-3128	62	26	to	to	ADP
ajbmeb-3128	62	27	the	the	DET
ajbmeb-3128	62	28	technical	technical	ADJ
ajbmeb-3128	62	29	security	security	NOUN
ajbmeb-3128	62	30	point	point	NOUN
ajbmeb-3128	62	31	(	(	PUNCT
ajbmeb-3128	62	32	tsp	tsp	NOUN
ajbmeb-3128	62	33	)	)	PUNCT
ajbmeb-3128	62	34	and	and	CCONJ
ajbmeb-3128	62	35	the	the	DET
ajbmeb-3128	62	36	bank	bank	NOUN
ajbmeb-3128	62	37	’s	’s	PART
ajbmeb-3128	62	38	security	security	NOUN
ajbmeb-3128	62	39	room	room	NOUN
ajbmeb-3128	62	40	alarm	alarm	NOUN
ajbmeb-3128	62	41	system	system	NOUN
ajbmeb-3128	62	42	.	.	PUNCT
ajbmeb-3128	63	1	to	to	PART
ajbmeb-3128	63	2	input	input	VERB
ajbmeb-3128	63	3	biometric	biometric	ADJ
ajbmeb-3128	63	4	data	datum	NOUN
ajbmeb-3128	63	5	into	into	ADP
ajbmeb-3128	63	6	the	the	DET
ajbmeb-3128	63	7	system	system	NOUN
ajbmeb-3128	63	8	,	,	PUNCT
ajbmeb-3128	63	9	biometric	biometric	ADJ
ajbmeb-3128	63	10	reading	reading	NOUN
ajbmeb-3128	63	11	devices	device	NOUN
ajbmeb-3128	63	12	are	be	AUX
ajbmeb-3128	63	13	used	use	VERB
ajbmeb-3128	63	14	.	.	PUNCT
ajbmeb-3128	64	1	three	three	NUM
ajbmeb-3128	64	2	persons	person	NOUN
ajbmeb-3128	64	3	responsible	responsible	ADJ
ajbmeb-3128	64	4	for	for	ADP
ajbmeb-3128	64	5	the	the	DET
ajbmeb-3128	64	6	vault	vault	NOUN
ajbmeb-3128	64	7	(	(	PUNCT
ajbmeb-3128	64	8	branch	branch	NOUN
ajbmeb-3128	64	9	director	director	NOUN
ajbmeb-3128	64	10	,	,	PUNCT
ajbmeb-3128	64	11	chief	chief	ADJ
ajbmeb-3128	64	12	accountant	accountant	NOUN
ajbmeb-3128	64	13	,	,	PUNCT
ajbmeb-3128	64	14	and	and	CCONJ
ajbmeb-3128	64	15	vault	vault	NOUN
ajbmeb-3128	64	16	manager	manager	NOUN
ajbmeb-3128	64	17	)	)	PUNCT
ajbmeb-3128	64	18	must	must	AUX
ajbmeb-3128	64	19	each	each	PRON
ajbmeb-3128	64	20	have	have	VERB
ajbmeb-3128	64	21	fingerprint	fingerprint	NOUN
ajbmeb-3128	64	22	samples	sample	NOUN
ajbmeb-3128	64	23	from	from	ADP
ajbmeb-3128	64	24	all	all	DET
ajbmeb-3128	64	25	fingers	finger	NOUN
ajbmeb-3128	64	26	of	of	ADP
ajbmeb-3128	64	27	both	both	DET
ajbmeb-3128	64	28	hands	hand	NOUN
ajbmeb-3128	64	29	.	.	PUNCT
ajbmeb-3128	65	1	these	these	DET
ajbmeb-3128	65	2	fingerprint	fingerprint	NOUN
ajbmeb-3128	65	3	samples	sample	NOUN
ajbmeb-3128	65	4	are	be	AUX
ajbmeb-3128	65	5	entered	enter	VERB
ajbmeb-3128	65	6	,	,	PUNCT
ajbmeb-3128	65	7	with	with	ADP
ajbmeb-3128	65	8	name	name	NOUN
ajbmeb-3128	65	9	,	,	PUNCT
ajbmeb-3128	65	10	position	position	NOUN
ajbmeb-3128	65	11	,	,	PUNCT
ajbmeb-3128	65	12	etc	etc	X
ajbmeb-3128	65	13	.	.	X
ajbmeb-3128	65	14	,	,	PUNCT
ajbmeb-3128	65	15	into	into	ADP
ajbmeb-3128	65	16	a	a	DET
ajbmeb-3128	65	17	special	special	ADJ
ajbmeb-3128	65	18	program	program	NOUN
ajbmeb-3128	65	19	.	.	PUNCT
ajbmeb-3128	66	1	the	the	DET
ajbmeb-3128	66	2	system	system	NOUN
ajbmeb-3128	66	3	allows	allow	VERB
ajbmeb-3128	66	4	monitoring	monitor	VERB
ajbmeb-3128	66	5	the	the	DET
ajbmeb-3128	66	6	dates	date	NOUN
ajbmeb-3128	66	7	and	and	CCONJ
ajbmeb-3128	66	8	times	time	NOUN
ajbmeb-3128	66	9	of	of	ADP
ajbmeb-3128	66	10	vault	vault	NOUN
ajbmeb-3128	66	11	opening	opening	NOUN
ajbmeb-3128	66	12	and	and	CCONJ
ajbmeb-3128	66	13	closing	closing	NOUN
ajbmeb-3128	66	14	,	,	PUNCT
ajbmeb-3128	66	15	as	as	ADV
ajbmeb-3128	66	16	well	well	ADV
ajbmeb-3128	66	17	as	as	ADP
ajbmeb-3128	66	18	the	the	DET
ajbmeb-3128	66	19	identities	identity	NOUN
ajbmeb-3128	66	20	and	and	CCONJ
ajbmeb-3128	66	21	positions	position	NOUN
ajbmeb-3128	66	22	of	of	ADP
ajbmeb-3128	66	23	the	the	DET
ajbmeb-3128	66	24	three	three	NUM
ajbmeb-3128	66	25	accountable	accountable	ADJ
ajbmeb-3128	66	26	persons	person	NOUN
ajbmeb-3128	66	27	.	.	PUNCT
ajbmeb-3128	67	1	considering	consider	VERB
ajbmeb-3128	67	2	changes	change	NOUN
ajbmeb-3128	67	3	in	in	ADP
ajbmeb-3128	67	4	personnel	personnel	NOUN
ajbmeb-3128	67	5	(	(	PUNCT
ajbmeb-3128	67	6	e.g.	e.g.	ADV
ajbmeb-3128	67	7	,	,	PUNCT
ajbmeb-3128	67	8	during	during	ADP
ajbmeb-3128	67	9	leave	leave	NOUN
ajbmeb-3128	67	10	,	,	PUNCT
ajbmeb-3128	67	11	illness	illness	NOUN
ajbmeb-3128	67	12	,	,	PUNCT
ajbmeb-3128	67	13	travel	travel	NOUN
ajbmeb-3128	67	14	,	,	PUNCT
ajbmeb-3128	67	15	etc	etc	X
ajbmeb-3128	67	16	.	.	X
ajbmeb-3128	67	17	)	)	PUNCT
ajbmeb-3128	67	18	,	,	PUNCT
ajbmeb-3128	67	19	the	the	DET
ajbmeb-3128	67	20	fingerprint	fingerprint	NOUN
ajbmeb-3128	67	21	samples	sample	NOUN
ajbmeb-3128	67	22	of	of	ADP
ajbmeb-3128	67	23	their	their	PRON
ajbmeb-3128	67	24	replacements	replacement	NOUN
ajbmeb-3128	67	25	are	be	AUX
ajbmeb-3128	67	26	also	also	ADV
ajbmeb-3128	67	27	stored	store	VERB
ajbmeb-3128	67	28	in	in	ADP
ajbmeb-3128	67	29	the	the	DET
ajbmeb-3128	67	30	system	system	NOUN
ajbmeb-3128	67	31	,	,	PUNCT
ajbmeb-3128	67	32	and	and	CCONJ
ajbmeb-3128	67	33	updated	update	VERB
ajbmeb-3128	67	34	as	as	ADP
ajbmeb-3128	67	35	needed	need	VERB
ajbmeb-3128	67	36	.	.	PUNCT
ajbmeb-3128	68	1	american	american	PROPN
ajbmeb-3128	68	2	journal	journal	PROPN
ajbmeb-3128	68	3	of	of	ADP
ajbmeb-3128	68	4	business	business	NOUN
ajbmeb-3128	68	5	management	management	NOUN
ajbmeb-3128	68	6	,	,	PUNCT
ajbmeb-3128	68	7	economics	economic	NOUN
ajbmeb-3128	68	8	and	and	CCONJ
ajbmeb-3128	68	9	banking	banking	NOUN
ajbmeb-3128	68	10	volume	volume	NOUN
ajbmeb-3128	68	11	41	41	NUM
ajbmeb-3128	69	1	october2025	october2025	PROPN
ajbmeb-3128	69	2	p	p	NOUN
ajbmeb-3128	69	3	a	a	DET
ajbmeb-3128	69	4	g	g	NOUN
ajbmeb-3128	69	5	e	e	NOUN
ajbmeb-3128	70	1	|	|	ADV
ajbmeb-3128	70	2	41	41	NUM
ajbmeb-3128	70	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-3128	70	4	the	the	DET
ajbmeb-3128	70	5	accountable	accountable	ADJ
ajbmeb-3128	70	6	persons	person	NOUN
ajbmeb-3128	70	7	must	must	AUX
ajbmeb-3128	70	8	always	always	ADV
ajbmeb-3128	70	9	keep	keep	VERB
ajbmeb-3128	70	10	the	the	DET
ajbmeb-3128	70	11	vault	vault	NOUN
ajbmeb-3128	70	12	keys	key	VERB
ajbmeb-3128	70	13	so	so	SCONJ
ajbmeb-3128	70	14	that	that	SCONJ
ajbmeb-3128	70	15	no	no	DET
ajbmeb-3128	70	16	one	one	NOUN
ajbmeb-3128	70	17	else	else	ADV
ajbmeb-3128	70	18	can	can	AUX
ajbmeb-3128	70	19	use	use	VERB
ajbmeb-3128	70	20	them	they	PRON
ajbmeb-3128	70	21	.	.	PUNCT
ajbmeb-3128	71	1	when	when	SCONJ
ajbmeb-3128	71	2	the	the	DET
ajbmeb-3128	71	3	vault	vault	NOUN
ajbmeb-3128	71	4	is	be	AUX
ajbmeb-3128	71	5	locked	lock	VERB
ajbmeb-3128	71	6	in	in	ADP
ajbmeb-3128	71	7	sequence	sequence	NOUN
ajbmeb-3128	71	8	,	,	PUNCT
ajbmeb-3128	71	9	the	the	DET
ajbmeb-3128	71	10	biometric	biometric	ADJ
ajbmeb-3128	71	11	fingerprint	fingerprint	NOUN
ajbmeb-3128	71	12	of	of	ADP
ajbmeb-3128	71	13	the	the	DET
ajbmeb-3128	71	14	authorized	authorize	VERB
ajbmeb-3128	71	15	persons	person	NOUN
ajbmeb-3128	71	16	is	be	AUX
ajbmeb-3128	71	17	read	read	VERB
ajbmeb-3128	71	18	in	in	ADP
ajbmeb-3128	71	19	the	the	DET
ajbmeb-3128	71	20	following	follow	VERB
ajbmeb-3128	71	21	order	order	NOUN
ajbmeb-3128	71	22	:	:	PUNCT
ajbmeb-3128	71	23	a	a	X
ajbmeb-3128	71	24	)	)	PUNCT
ajbmeb-3128	71	25	first	first	ADV
ajbmeb-3128	71	26	(	(	PUNCT
ajbmeb-3128	71	27	the	the	DET
ajbmeb-3128	71	28	fingerprint	fingerprint	NOUN
ajbmeb-3128	71	29	)	)	PUNCT
ajbmeb-3128	71	30	—	—	PUNCT
ajbmeb-3128	71	31	vault	vault	NOUN
ajbmeb-3128	71	32	manager	manager	NOUN
ajbmeb-3128	71	33	;	;	PUNCT
ajbmeb-3128	71	34	b	b	X
ajbmeb-3128	71	35	)	)	PUNCT
ajbmeb-3128	71	36	second	second	ADJ
ajbmeb-3128	71	37	—	—	PUNCT
ajbmeb-3128	71	38	chief	chief	ADJ
ajbmeb-3128	71	39	accountant	accountant	NOUN
ajbmeb-3128	71	40	;	;	PUNCT
ajbmeb-3128	71	41	c	c	X
ajbmeb-3128	71	42	)	)	PUNCT
ajbmeb-3128	71	43	third	third	ADJ
ajbmeb-3128	71	44	—	—	PUNCT
ajbmeb-3128	71	45	branch	branch	NOUN
ajbmeb-3128	71	46	director	director	NOUN
ajbmeb-3128	71	47	.	.	PUNCT
ajbmeb-3128	72	1	additionally	additionally	ADV
ajbmeb-3128	72	2	,	,	PUNCT
ajbmeb-3128	72	3	each	each	PRON
ajbmeb-3128	72	4	of	of	ADP
ajbmeb-3128	72	5	these	these	DET
ajbmeb-3128	72	6	persons	person	NOUN
ajbmeb-3128	72	7	must	must	AUX
ajbmeb-3128	72	8	input	input	VERB
ajbmeb-3128	72	9	their	their	PRON
ajbmeb-3128	72	10	code	code	NOUN
ajbmeb-3128	72	11	(	(	PUNCT
ajbmeb-3128	72	12	number	number	NOUN
ajbmeb-3128	72	13	)	)	PUNCT
ajbmeb-3128	72	14	into	into	ADP
ajbmeb-3128	72	15	the	the	DET
ajbmeb-3128	72	16	decryption	decryption	NOUN
ajbmeb-3128	72	17	device	device	NOUN
ajbmeb-3128	72	18	.	.	PUNCT
ajbmeb-3128	73	1	after	after	SCONJ
ajbmeb-3128	73	2	security	security	NOUN
ajbmeb-3128	73	3	guards	guard	NOUN
ajbmeb-3128	73	4	verify	verify	VERB
ajbmeb-3128	73	5	that	that	SCONJ
ajbmeb-3128	73	6	the	the	DET
ajbmeb-3128	73	7	vault	vault	NOUN
ajbmeb-3128	73	8	is	be	AUX
ajbmeb-3128	73	9	locked	lock	VERB
ajbmeb-3128	73	10	,	,	PUNCT
ajbmeb-3128	73	11	they	they	PRON
ajbmeb-3128	73	12	accept	accept	VERB
ajbmeb-3128	73	13	it	it	PRON
ajbmeb-3128	73	14	into	into	ADP
ajbmeb-3128	73	15	custody	custody	NOUN
ajbmeb-3128	73	16	,	,	PUNCT
ajbmeb-3128	73	17	record	record	VERB
ajbmeb-3128	73	18	its	its	PRON
ajbmeb-3128	73	19	opening	opening	NOUN
ajbmeb-3128	73	20	/	/	SYM
ajbmeb-3128	73	21	closing	closing	NOUN
ajbmeb-3128	73	22	,	,	PUNCT
ajbmeb-3128	73	23	handover	handover	NOUN
ajbmeb-3128	73	24	,	,	PUNCT
ajbmeb-3128	73	25	and	and	CCONJ
ajbmeb-3128	73	26	sign	sign	VERB
ajbmeb-3128	73	27	the	the	DET
ajbmeb-3128	73	28	register	register	NOUN
ajbmeb-3128	73	29	.	.	PUNCT
ajbmeb-3128	74	1	the	the	DET
ajbmeb-3128	74	2	vault	vault	NOUN
ajbmeb-3128	74	3	manager	manager	NOUN
ajbmeb-3128	74	4	contacts	contact	VERB
ajbmeb-3128	74	5	the	the	DET
ajbmeb-3128	74	6	tsp	tsp	NOUN
ajbmeb-3128	74	7	guard	guard	NOUN
ajbmeb-3128	74	8	via	via	ADP
ajbmeb-3128	74	9	telephone	telephone	NOUN
ajbmeb-3128	74	10	with	with	ADP
ajbmeb-3128	74	11	a	a	DET
ajbmeb-3128	74	12	special	special	ADJ
ajbmeb-3128	74	13	password	password	NOUN
ajbmeb-3128	74	14	to	to	PART
ajbmeb-3128	74	15	hand	hand	VERB
ajbmeb-3128	74	16	over	over	ADP
ajbmeb-3128	74	17	the	the	DET
ajbmeb-3128	74	18	vault	vault	NOUN
ajbmeb-3128	74	19	,	,	PUNCT
ajbmeb-3128	74	20	and	and	CCONJ
ajbmeb-3128	74	21	records	record	VERB
ajbmeb-3128	74	22	this	this	PRON
ajbmeb-3128	74	23	in	in	ADP
ajbmeb-3128	74	24	the	the	DET
ajbmeb-3128	74	25	custody	custody	NOUN
ajbmeb-3128	74	26	register	register	VERB
ajbmeb-3128	74	27	as	as	ADV
ajbmeb-3128	74	28	well	well	ADV
ajbmeb-3128	74	29	.	.	PUNCT
ajbmeb-3128	75	1	before	before	ADP
ajbmeb-3128	75	2	opening	open	VERB
ajbmeb-3128	75	3	the	the	DET
ajbmeb-3128	75	4	vault	vault	NOUN
ajbmeb-3128	75	5	,	,	PUNCT
ajbmeb-3128	75	6	the	the	DET
ajbmeb-3128	75	7	following	follow	VERB
ajbmeb-3128	75	8	must	must	AUX
ajbmeb-3128	75	9	occur	occur	VERB
ajbmeb-3128	75	10	:	:	PUNCT
ajbmeb-3128	75	11	a	a	X
ajbmeb-3128	75	12	)	)	PUNCT
ajbmeb-3128	75	13	the	the	DET
ajbmeb-3128	75	14	guard	guard	NOUN
ajbmeb-3128	75	15	must	must	AUX
ajbmeb-3128	75	16	verify	verify	VERB
ajbmeb-3128	75	17	the	the	DET
ajbmeb-3128	75	18	integrity	integrity	NOUN
ajbmeb-3128	75	19	of	of	ADP
ajbmeb-3128	75	20	doors	door	NOUN
ajbmeb-3128	75	21	and	and	CCONJ
ajbmeb-3128	75	22	locks	lock	NOUN
ajbmeb-3128	75	23	(	(	PUNCT
ajbmeb-3128	75	24	ensure	ensure	VERB
ajbmeb-3128	75	25	no	no	DET
ajbmeb-3128	75	26	intrusion	intrusion	NOUN
ajbmeb-3128	75	27	attempts	attempt	VERB
ajbmeb-3128	75	28	)	)	PUNCT
ajbmeb-3128	75	29	;	;	PUNCT
ajbmeb-3128	75	30	b	b	X
ajbmeb-3128	75	31	)	)	PUNCT
ajbmeb-3128	75	32	the	the	DET
ajbmeb-3128	75	33	vault	vault	NOUN
ajbmeb-3128	75	34	manager	manager	NOUN
ajbmeb-3128	75	35	contacts	contact	VERB
ajbmeb-3128	75	36	the	the	DET
ajbmeb-3128	75	37	tsp	tsp	NOUN
ajbmeb-3128	75	38	guard	guard	NOUN
ajbmeb-3128	75	39	by	by	ADP
ajbmeb-3128	75	40	phone	phone	NOUN
ajbmeb-3128	75	41	using	use	VERB
ajbmeb-3128	75	42	a	a	DET
ajbmeb-3128	75	43	special	special	ADJ
ajbmeb-3128	75	44	password	password	NOUN
ajbmeb-3128	75	45	to	to	PART
ajbmeb-3128	75	46	receive	receive	VERB
ajbmeb-3128	75	47	acceptance	acceptance	NOUN
ajbmeb-3128	75	48	of	of	ADP
ajbmeb-3128	75	49	the	the	DET
ajbmeb-3128	75	50	vault	vault	NOUN
ajbmeb-3128	75	51	at	at	ADP
ajbmeb-3128	75	52	the	the	DET
ajbmeb-3128	75	53	technical	technical	ADJ
ajbmeb-3128	75	54	security	security	NOUN
ajbmeb-3128	75	55	control	control	NOUN
ajbmeb-3128	75	56	point	point	NOUN
ajbmeb-3128	75	57	,	,	PUNCT
ajbmeb-3128	75	58	and	and	CCONJ
ajbmeb-3128	75	59	documents	document	NOUN
ajbmeb-3128	75	60	it	it	PRON
ajbmeb-3128	75	61	;	;	PUNCT
ajbmeb-3128	75	62	c	c	X
ajbmeb-3128	75	63	)	)	PUNCT
ajbmeb-3128	75	64	each	each	DET
ajbmeb-3128	75	65	accountable	accountable	ADJ
ajbmeb-3128	75	66	person	person	NOUN
ajbmeb-3128	75	67	must	must	AUX
ajbmeb-3128	75	68	enter	enter	VERB
ajbmeb-3128	75	69	their	their	PRON
ajbmeb-3128	75	70	decryption	decryption	NOUN
ajbmeb-3128	75	71	code	code	NOUN
ajbmeb-3128	75	72	and	and	CCONJ
ajbmeb-3128	75	73	provide	provide	VERB
ajbmeb-3128	75	74	biometric	biometric	ADJ
ajbmeb-3128	75	75	fingerprint	fingerprint	NOUN
ajbmeb-3128	75	76	data	datum	NOUN
ajbmeb-3128	75	77	in	in	ADP
ajbmeb-3128	75	78	sequence	sequence	NOUN
ajbmeb-3128	75	79	.	.	PUNCT
ajbmeb-3128	76	1	in	in	ADP
ajbmeb-3128	76	2	all	all	DET
ajbmeb-3128	76	3	cases	case	NOUN
ajbmeb-3128	76	4	,	,	PUNCT
ajbmeb-3128	76	5	the	the	DET
ajbmeb-3128	76	6	accountable	accountable	ADJ
ajbmeb-3128	76	7	persons	person	NOUN
ajbmeb-3128	76	8	must	must	AUX
ajbmeb-3128	76	9	keep	keep	VERB
ajbmeb-3128	76	10	the	the	DET
ajbmeb-3128	76	11	vault	vault	NOUN
ajbmeb-3128	76	12	keys	key	NOUN
ajbmeb-3128	76	13	such	such	ADJ
ajbmeb-3128	76	14	that	that	SCONJ
ajbmeb-3128	76	15	others	other	NOUN
ajbmeb-3128	76	16	can	can	AUX
ajbmeb-3128	76	17	not	not	PART
ajbmeb-3128	76	18	use	use	VERB
ajbmeb-3128	76	19	them	they	PRON
ajbmeb-3128	76	20	.	.	PUNCT
ajbmeb-3128	77	1	the	the	DET
ajbmeb-3128	77	2	vault	vault	NOUN
ajbmeb-3128	77	3	manager	manager	NOUN
ajbmeb-3128	77	4	,	,	PUNCT
ajbmeb-3128	77	5	cash	cash	NOUN
ajbmeb-3128	77	6	desk	desk	NOUN
ajbmeb-3128	77	7	cashier	cashier	NOUN
ajbmeb-3128	77	8	,	,	PUNCT
ajbmeb-3128	77	9	and	and	CCONJ
ajbmeb-3128	77	10	accountant‑controller	accountant‑controller	NOUN
ajbmeb-3128	77	11	must	must	AUX
ajbmeb-3128	77	12	all	all	ADV
ajbmeb-3128	77	13	follow	follow	VERB
ajbmeb-3128	77	14	similar	similar	ADJ
ajbmeb-3128	77	15	biometric	biometric	ADJ
ajbmeb-3128	77	16	procedures	procedure	NOUN
ajbmeb-3128	77	17	for	for	ADP
ajbmeb-3128	77	18	opening	open	VERB
ajbmeb-3128	77	19	the	the	DET
ajbmeb-3128	77	20	vault	vault	NOUN
ajbmeb-3128	77	21	,	,	PUNCT
ajbmeb-3128	77	22	including	include	VERB
ajbmeb-3128	77	23	code	code	NOUN
ajbmeb-3128	77	24	entry	entry	NOUN
ajbmeb-3128	77	25	and	and	CCONJ
ajbmeb-3128	77	26	fingerprint	fingerprint	NOUN
ajbmeb-3128	77	27	scanning	scanning	NOUN
ajbmeb-3128	77	28	.	.	PUNCT
ajbmeb-3128	78	1	access	access	NOUN
ajbmeb-3128	78	2	control	control	NOUN
ajbmeb-3128	78	3	and	and	CCONJ
ajbmeb-3128	78	4	management	management	NOUN
ajbmeb-3128	78	5	systems	system	NOUN
ajbmeb-3128	78	6	use	use	VERB
ajbmeb-3128	78	7	combinations	combination	NOUN
ajbmeb-3128	78	8	of	of	ADP
ajbmeb-3128	78	9	token	token	ADJ
ajbmeb-3128	78	10	codes	code	NOUN
ajbmeb-3128	78	11	,	,	PUNCT
ajbmeb-3128	78	12	memory	memory	NOUN
ajbmeb-3128	78	13	codes	code	NOUN
ajbmeb-3128	78	14	,	,	PUNCT
ajbmeb-3128	78	15	and	and	CCONJ
ajbmeb-3128	78	16	biometric	biometric	ADJ
ajbmeb-3128	78	17	features	feature	NOUN
ajbmeb-3128	78	18	to	to	PART
ajbmeb-3128	78	19	identify	identify	VERB
ajbmeb-3128	78	20	persons	person	NOUN
ajbmeb-3128	78	21	,	,	PUNCT
ajbmeb-3128	78	22	enable	enable	VERB
ajbmeb-3128	78	23	authorized	authorize	VERB
ajbmeb-3128	78	24	entry	entry	NOUN
ajbmeb-3128	78	25	to	to	ADP
ajbmeb-3128	78	26	restricted	restricted	ADJ
ajbmeb-3128	78	27	areas	area	NOUN
ajbmeb-3128	78	28	,	,	PUNCT
ajbmeb-3128	78	29	and	and	CCONJ
ajbmeb-3128	78	30	prevent	prevent	VERB
ajbmeb-3128	78	31	unauthorized	unauthorized	ADJ
ajbmeb-3128	78	32	access	access	NOUN
ajbmeb-3128	78	33	to	to	ADP
ajbmeb-3128	78	34	bank	bank	NOUN
ajbmeb-3128	78	35	premises	premise	NOUN
ajbmeb-3128	78	36	.	.	PUNCT
ajbmeb-3128	79	1	when	when	SCONJ
ajbmeb-3128	79	2	vaults	vault	NOUN
ajbmeb-3128	79	3	are	be	AUX
ajbmeb-3128	79	4	opened	open	VERB
ajbmeb-3128	79	5	or	or	CCONJ
ajbmeb-3128	79	6	closed	close	VERB
ajbmeb-3128	79	7	,	,	PUNCT
ajbmeb-3128	79	8	if	if	SCONJ
ajbmeb-3128	79	9	the	the	DET
ajbmeb-3128	79	10	fingerprint	fingerprint	NOUN
ajbmeb-3128	79	11	matches	match	VERB
ajbmeb-3128	79	12	the	the	DET
ajbmeb-3128	79	13	stored	store	VERB
ajbmeb-3128	79	14	template	template	NOUN
ajbmeb-3128	79	15	,	,	PUNCT
ajbmeb-3128	79	16	a	a	DET
ajbmeb-3128	79	17	signal	signal	NOUN
ajbmeb-3128	79	18	(	(	PUNCT
ajbmeb-3128	79	19	blue	blue	ADJ
ajbmeb-3128	79	20	or	or	CCONJ
ajbmeb-3128	79	21	green	green	ADJ
ajbmeb-3128	79	22	light	light	NOUN
ajbmeb-3128	79	23	)	)	PUNCT
ajbmeb-3128	79	24	is	be	AUX
ajbmeb-3128	79	25	shown	show	VERB
ajbmeb-3128	79	26	;	;	PUNCT
ajbmeb-3128	79	27	if	if	SCONJ
ajbmeb-3128	79	28	not	not	PART
ajbmeb-3128	79	29	,	,	PUNCT
ajbmeb-3128	79	30	a	a	DET
ajbmeb-3128	79	31	red	red	ADJ
ajbmeb-3128	79	32	light	light	NOUN
ajbmeb-3128	79	33	indicates	indicate	VERB
ajbmeb-3128	79	34	failure	failure	NOUN
ajbmeb-3128	79	35	.	.	PUNCT
ajbmeb-3128	80	1	figure	figure	NOUN
ajbmeb-3128	80	2	1	1	NUM
ajbmeb-3128	80	3	.	.	PUNCT
ajbmeb-3128	80	4	number	number	NOUN
ajbmeb-3128	80	5	of	of	ADP
ajbmeb-3128	80	6	zoomrad	zoomrad	NOUN
ajbmeb-3128	80	7	users	user	NOUN
ajbmeb-3128	80	8	in	in	ADP
ajbmeb-3128	80	9	2022	2022	NUM
ajbmeb-3128	80	10	,	,	PUNCT
ajbmeb-3128	80	11	the	the	DET
ajbmeb-3128	80	12	number	number	NOUN
ajbmeb-3128	80	13	of	of	ADP
ajbmeb-3128	80	14	users	user	NOUN
ajbmeb-3128	80	15	of	of	ADP
ajbmeb-3128	80	16	the	the	DET
ajbmeb-3128	80	17	“	"	PUNCT
ajbmeb-3128	80	18	aloqa	aloqa	NOUN
ajbmeb-3128	80	19	business	business	NOUN
ajbmeb-3128	80	20	”	"	PUNCT
ajbmeb-3128	80	21	mobile	mobile	ADJ
ajbmeb-3128	80	22	application	application	NOUN
ajbmeb-3128	80	23	and	and	CCONJ
ajbmeb-3128	80	24	the	the	DET
ajbmeb-3128	80	25	“	"	PUNCT
ajbmeb-3128	80	26	bank	bank	NOUN
ajbmeb-3128	80	27	-	-	PUNCT
ajbmeb-3128	80	28	client	client	NOUN
ajbmeb-3128	80	29	”	"	PUNCT
ajbmeb-3128	80	30	internet	internet	NOUN
ajbmeb-3128	80	31	banking	banking	NOUN
ajbmeb-3128	80	32	software	software	NOUN
ajbmeb-3128	80	33	,	,	PUNCT
ajbmeb-3128	80	34	designed	design	VERB
ajbmeb-3128	80	35	for	for	ADP
ajbmeb-3128	80	36	legal	legal	ADJ
ajbmeb-3128	80	37	entities	entity	NOUN
ajbmeb-3128	80	38	and	and	CCONJ
ajbmeb-3128	80	39	individual	individual	ADJ
ajbmeb-3128	80	40	entrepreneurs	entrepreneur	NOUN
ajbmeb-3128	80	41	,	,	PUNCT
ajbmeb-3128	80	42	amounted	amount	VERB
ajbmeb-3128	80	43	to	to	ADP
ajbmeb-3128	80	44	28,192	28,192	NUM
ajbmeb-3128	80	45	,	,	PUNCT
ajbmeb-3128	80	46	achieving	achieve	VERB
ajbmeb-3128	80	47	a	a	DET
ajbmeb-3128	80	48	34	34	NUM
ajbmeb-3128	80	49	%	%	NOUN
ajbmeb-3128	80	50	increase	increase	NOUN
ajbmeb-3128	80	51	compared	compare	VERB
ajbmeb-3128	80	52	to	to	ADP
ajbmeb-3128	80	53	the	the	DET
ajbmeb-3128	80	54	previous	previous	ADJ
ajbmeb-3128	80	55	year	year	NOUN
ajbmeb-3128	80	56	.	.	PUNCT
ajbmeb-3128	81	1	we	we	PRON
ajbmeb-3128	81	2	analyze	analyze	VERB
ajbmeb-3128	81	3	the	the	DET
ajbmeb-3128	81	4	development	development	NOUN
ajbmeb-3128	81	5	of	of	ADP
ajbmeb-3128	81	6	digital	digital	ADJ
ajbmeb-3128	81	7	banking	banking	NOUN
ajbmeb-3128	81	8	at	at	ADP
ajbmeb-3128	81	9	at	at	ADP
ajbmeb-3128	81	10	aloqabank	aloqabank	ADV
ajbmeb-3128	81	11	as	as	ADP
ajbmeb-3128	81	12	our	our	PRON
ajbmeb-3128	81	13	research	research	NOUN
ajbmeb-3128	81	14	object	object	NOUN
ajbmeb-3128	81	15	.	.	PUNCT
ajbmeb-3128	82	1	the	the	DET
ajbmeb-3128	82	2	bank	bank	NOUN
ajbmeb-3128	82	3	has	have	AUX
ajbmeb-3128	82	4	determined	determine	VERB
ajbmeb-3128	82	5	its	its	PRON
ajbmeb-3128	82	6	primary	primary	ADJ
ajbmeb-3128	82	7	strategic	strategic	ADJ
ajbmeb-3128	82	8	goal	goal	NOUN
ajbmeb-3128	82	9	to	to	PART
ajbmeb-3128	82	10	digitize	digitize	VERB
ajbmeb-3128	82	11	all	all	DET
ajbmeb-3128	82	12	banking	banking	NOUN
ajbmeb-3128	82	13	services	service	NOUN
ajbmeb-3128	82	14	through	through	ADP
ajbmeb-3128	82	15	remote	remote	ADJ
ajbmeb-3128	82	16	provision	provision	NOUN
ajbmeb-3128	82	17	.	.	PUNCT
ajbmeb-3128	83	1	today	today	NOUN
ajbmeb-3128	83	2	,	,	PUNCT
ajbmeb-3128	83	3	the	the	DET
ajbmeb-3128	83	4	“	"	PUNCT
ajbmeb-3128	83	5	zoomrad	zoomrad	NOUN
ajbmeb-3128	83	6	”	"	PUNCT
ajbmeb-3128	83	7	mobile	mobile	ADJ
ajbmeb-3128	83	8	application	application	NOUN
ajbmeb-3128	83	9	serves	serve	VERB
ajbmeb-3128	83	10	individuals	individual	NOUN
ajbmeb-3128	83	11	,	,	PUNCT
ajbmeb-3128	83	12	while	while	SCONJ
ajbmeb-3128	83	13	“	"	PUNCT
ajbmeb-3128	83	14	aloqa	aloqa	NOUN
ajbmeb-3128	83	15	business	business	NOUN
ajbmeb-3128	83	16	”	"	PUNCT
ajbmeb-3128	83	17	mobile	mobile	NOUN
ajbmeb-3128	83	18	app	app	NOUN
ajbmeb-3128	83	19	and	and	CCONJ
ajbmeb-3128	83	20	the	the	DET
ajbmeb-3128	83	21	“	"	PUNCT
ajbmeb-3128	83	22	bank‑client	bank‑client	ADJ
ajbmeb-3128	83	23	”	"	PUNCT
ajbmeb-3128	83	24	internet	internet	NOUN
ajbmeb-3128	83	25	banking	banking	NOUN
ajbmeb-3128	83	26	system	system	NOUN
ajbmeb-3128	83	27	serve	serve	VERB
ajbmeb-3128	83	28	corporate	corporate	ADJ
ajbmeb-3128	83	29	customers	customer	NOUN
ajbmeb-3128	83	30	.	.	PUNCT
ajbmeb-3128	84	1	as	as	ADP
ajbmeb-3128	84	2	of	of	ADP
ajbmeb-3128	84	3	january	january	PROPN
ajbmeb-3128	84	4	1	1	NUM
ajbmeb-3128	84	5	,	,	PUNCT
ajbmeb-3128	84	6	2023	2023	NUM
ajbmeb-3128	84	7	,	,	PUNCT
ajbmeb-3128	84	8	the	the	DET
ajbmeb-3128	84	9	number	number	NOUN
ajbmeb-3128	84	10	of	of	ADP
ajbmeb-3128	84	11	“	"	PUNCT
ajbmeb-3128	84	12	zoomrad	zoomrad	NOUN
ajbmeb-3128	84	13	”	"	PUNCT
ajbmeb-3128	84	14	mobile	mobile	ADJ
ajbmeb-3128	84	15	app	app	NOUN
ajbmeb-3128	84	16	users	user	NOUN
ajbmeb-3128	84	17	was	be	AUX
ajbmeb-3128	84	18	831,756	831,756	NUM
ajbmeb-3128	84	19	,	,	PUNCT
ajbmeb-3128	84	20	representing	represent	VERB
ajbmeb-3128	84	21	a	a	DET
ajbmeb-3128	84	22	2.6‑fold	2.6‑fold	NUM
ajbmeb-3128	84	23	increase	increase	NOUN
ajbmeb-3128	84	24	compared	compare	VERB
ajbmeb-3128	84	25	to	to	ADP
ajbmeb-3128	84	26	the	the	DET
ajbmeb-3128	84	27	same	same	ADJ
ajbmeb-3128	84	28	period	period	NOUN
ajbmeb-3128	84	29	the	the	DET
ajbmeb-3128	84	30	previous	previous	ADJ
ajbmeb-3128	84	31	year	year	NOUN
ajbmeb-3128	84	32	.	.	PUNCT
ajbmeb-3128	85	1	as	as	ADP
ajbmeb-3128	85	2	of	of	ADP
ajbmeb-3128	85	3	january	january	PROPN
ajbmeb-3128	85	4	1	1	NUM
ajbmeb-3128	85	5	,	,	PUNCT
ajbmeb-3128	85	6	2024	2024	NUM
ajbmeb-3128	85	7	,	,	PUNCT
ajbmeb-3128	85	8	the	the	DET
ajbmeb-3128	85	9	number	number	NOUN
ajbmeb-3128	85	10	of	of	ADP
ajbmeb-3128	85	11	users	user	NOUN
ajbmeb-3128	85	12	reached	reach	VERB
ajbmeb-3128	85	13	2,049,093	2,049,093	NUM
ajbmeb-3128	85	14	,	,	PUNCT
ajbmeb-3128	85	15	a	a	DET
ajbmeb-3128	85	16	2.5‑fold	2.5‑fold	NUM
ajbmeb-3128	85	17	growth	growth	NOUN
ajbmeb-3128	85	18	year‑on‑year	year‑on‑year	NOUN
ajbmeb-3128	85	19	.	.	PUNCT
ajbmeb-3128	86	1	68503	68503	NUM
ajbmeb-3128	86	2	322160	322160	NUM
ajbmeb-3128	86	3	832271	832271	NUM
ajbmeb-3128	86	4	2049093	2049093	NUM
ajbmeb-3128	86	5	0	0	NUM
ajbmeb-3128	87	1	500000	500000	NUM
ajbmeb-3128	87	2	1000000	1000000	NUM
ajbmeb-3128	87	3	1500000	1500000	NUM
ajbmeb-3128	87	4	2000000	2000000	NUM
ajbmeb-3128	87	5	2500000	2500000	NUM
ajbmeb-3128	87	6	2020	2020	NUM
ajbmeb-3128	87	7	2021	2021	NUM
ajbmeb-3128	87	8	2022	2022	NUM
ajbmeb-3128	87	9	2023	2023	NUM
ajbmeb-3128	87	10	american	american	ADJ
ajbmeb-3128	87	11	journal	journal	PROPN
ajbmeb-3128	87	12	of	of	ADP
ajbmeb-3128	87	13	business	business	NOUN
ajbmeb-3128	87	14	management	management	NOUN
ajbmeb-3128	87	15	,	,	PUNCT
ajbmeb-3128	87	16	economics	economic	NOUN
ajbmeb-3128	87	17	and	and	CCONJ
ajbmeb-3128	87	18	banking	banking	NOUN
ajbmeb-3128	87	19	volume	volume	NOUN
ajbmeb-3128	87	20	41	41	NUM
ajbmeb-3128	88	1	october2025	october2025	PROPN
ajbmeb-3128	88	2	p	p	NOUN
ajbmeb-3128	88	3	a	a	DET
ajbmeb-3128	88	4	g	g	NOUN
ajbmeb-3128	88	5	e	e	NOUN
ajbmeb-3128	89	1	|	|	NOUN
ajbmeb-3128	89	2	42	42	NUM
ajbmeb-3128	89	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-3128	89	4	in	in	ADP
ajbmeb-3128	89	5	2023	2023	NUM
ajbmeb-3128	89	6	,	,	PUNCT
ajbmeb-3128	89	7	the	the	DET
ajbmeb-3128	89	8	number	number	NOUN
ajbmeb-3128	89	9	of	of	ADP
ajbmeb-3128	89	10	users	user	NOUN
ajbmeb-3128	89	11	of	of	ADP
ajbmeb-3128	89	12	the	the	DET
ajbmeb-3128	89	13	“	"	PUNCT
ajbmeb-3128	89	14	aloqa	aloqa	NOUN
ajbmeb-3128	89	15	business	business	NOUN
ajbmeb-3128	89	16	”	"	PUNCT
ajbmeb-3128	89	17	mobile	mobile	ADJ
ajbmeb-3128	89	18	application	application	NOUN
ajbmeb-3128	89	19	and	and	CCONJ
ajbmeb-3128	89	20	the	the	DET
ajbmeb-3128	89	21	“	"	PUNCT
ajbmeb-3128	89	22	bank	bank	NOUN
ajbmeb-3128	89	23	-	-	PUNCT
ajbmeb-3128	89	24	client	client	NOUN
ajbmeb-3128	89	25	”	"	PUNCT
ajbmeb-3128	89	26	internet	internet	NOUN
ajbmeb-3128	89	27	banking	banking	NOUN
ajbmeb-3128	89	28	software	software	NOUN
ajbmeb-3128	89	29	,	,	PUNCT
ajbmeb-3128	89	30	designed	design	VERB
ajbmeb-3128	89	31	for	for	ADP
ajbmeb-3128	89	32	legal	legal	ADJ
ajbmeb-3128	89	33	entities	entity	NOUN
ajbmeb-3128	89	34	and	and	CCONJ
ajbmeb-3128	89	35	individual	individual	ADJ
ajbmeb-3128	89	36	entrepreneurs	entrepreneur	NOUN
ajbmeb-3128	89	37	,	,	PUNCT
ajbmeb-3128	89	38	reached	reach	VERB
ajbmeb-3128	89	39	35,708	35,708	NUM
ajbmeb-3128	89	40	,	,	PUNCT
ajbmeb-3128	89	41	reflecting	reflect	VERB
ajbmeb-3128	89	42	a	a	DET
ajbmeb-3128	89	43	28	28	NUM
ajbmeb-3128	89	44	%	%	NOUN
ajbmeb-3128	89	45	growth	growth	NOUN
ajbmeb-3128	89	46	compared	compare	VERB
ajbmeb-3128	89	47	to	to	ADP
ajbmeb-3128	89	48	the	the	DET
ajbmeb-3128	89	49	previous	previous	ADJ
ajbmeb-3128	89	50	year	year	NOUN
ajbmeb-3128	89	51	.	.	PUNCT
ajbmeb-3128	90	1	the	the	DET
ajbmeb-3128	90	2	zoomrad	zoomrad	PROPN
ajbmeb-3128	90	3	mobile	mobile	PROPN
ajbmeb-3128	90	4	application	application	NOUN
ajbmeb-3128	90	5	was	be	AUX
ajbmeb-3128	90	6	integrated	integrate	VERB
ajbmeb-3128	90	7	with	with	ADP
ajbmeb-3128	90	8	the	the	DET
ajbmeb-3128	90	9	ministry	ministry	PROPN
ajbmeb-3128	90	10	of	of	ADP
ajbmeb-3128	90	11	construction	construction	NOUN
ajbmeb-3128	90	12	and	and	CCONJ
ajbmeb-3128	90	13	housing	housing	NOUN
ajbmeb-3128	90	14	and	and	CCONJ
ajbmeb-3128	90	15	communal	communal	ADJ
ajbmeb-3128	90	16	services	service	NOUN
ajbmeb-3128	90	17	,	,	PUNCT
ajbmeb-3128	90	18	making	make	VERB
ajbmeb-3128	90	19	it	it	PRON
ajbmeb-3128	90	20	possible	possible	ADJ
ajbmeb-3128	90	21	to	to	PART
ajbmeb-3128	90	22	make	make	VERB
ajbmeb-3128	90	23	online	online	ADJ
ajbmeb-3128	90	24	payments	payment	NOUN
ajbmeb-3128	90	25	to	to	ADP
ajbmeb-3128	90	26	more	more	ADJ
ajbmeb-3128	90	27	than	than	ADP
ajbmeb-3128	90	28	2,000	2,000	NUM
ajbmeb-3128	90	29	homeowners	homeowner	NOUN
ajbmeb-3128	90	30	’	'	PUNCT
ajbmeb-3128	90	31	associations	association	NOUN
ajbmeb-3128	90	32	and	and	CCONJ
ajbmeb-3128	90	33	management	management	NOUN
ajbmeb-3128	90	34	companies	company	NOUN
ajbmeb-3128	90	35	.	.	PUNCT
ajbmeb-3128	91	1	a	a	DET
ajbmeb-3128	91	2	service	service	NOUN
ajbmeb-3128	91	3	to	to	PART
ajbmeb-3128	91	4	arrange	arrange	VERB
ajbmeb-3128	91	5	mandatory	mandatory	ADJ
ajbmeb-3128	91	6	third	third	ADJ
ajbmeb-3128	91	7	-	-	PUNCT
ajbmeb-3128	91	8	party	party	NOUN
ajbmeb-3128	91	9	vehicle	vehicle	NOUN
ajbmeb-3128	91	10	insurance	insurance	NOUN
ajbmeb-3128	91	11	was	be	AUX
ajbmeb-3128	91	12	introduced	introduce	VERB
ajbmeb-3128	91	13	in	in	ADP
ajbmeb-3128	91	14	the	the	DET
ajbmeb-3128	91	15	zoomrad	zoomrad	PROPN
ajbmeb-3128	91	16	mobile	mobile	PROPN
ajbmeb-3128	91	17	application	application	NOUN
ajbmeb-3128	91	18	.	.	PUNCT
ajbmeb-3128	92	1	a	a	DET
ajbmeb-3128	92	2	feature	feature	NOUN
ajbmeb-3128	92	3	for	for	ADP
ajbmeb-3128	92	4	booking	book	VERB
ajbmeb-3128	92	5	online	online	ADJ
ajbmeb-3128	92	6	appointments	appointment	NOUN
ajbmeb-3128	92	7	at	at	ADP
ajbmeb-3128	92	8	aloqabank	aloqabank	PROPN
ajbmeb-3128	92	9	service	service	NOUN
ajbmeb-3128	92	10	branches	branch	NOUN
ajbmeb-3128	92	11	was	be	AUX
ajbmeb-3128	92	12	launched	launch	VERB
ajbmeb-3128	92	13	via	via	ADP
ajbmeb-3128	92	14	the	the	DET
ajbmeb-3128	92	15	zoomrad	zoomrad	PROPN
ajbmeb-3128	92	16	app	app	PROPN
ajbmeb-3128	92	17	.	.	PUNCT
ajbmeb-3128	93	1	a	a	DET
ajbmeb-3128	93	2	new	new	ADJ
ajbmeb-3128	93	3	“	"	PUNCT
ajbmeb-3128	93	4	investment	investment	NOUN
ajbmeb-3128	93	5	”	"	PUNCT
ajbmeb-3128	93	6	digital	digital	ADJ
ajbmeb-3128	93	7	service	service	NOUN
ajbmeb-3128	93	8	was	be	AUX
ajbmeb-3128	93	9	introduced	introduce	VERB
ajbmeb-3128	93	10	through	through	ADP
ajbmeb-3128	93	11	integration	integration	NOUN
ajbmeb-3128	93	12	solutions	solution	NOUN
ajbmeb-3128	93	13	with	with	ADP
ajbmeb-3128	93	14	the	the	DET
ajbmeb-3128	93	15	jett	jett	NOUN
ajbmeb-3128	93	16	platform	platform	NOUN
ajbmeb-3128	93	17	in	in	ADP
ajbmeb-3128	93	18	the	the	DET
ajbmeb-3128	93	19	zoomrad	zoomrad	PROPN
ajbmeb-3128	93	20	mobile	mobile	PROPN
ajbmeb-3128	93	21	application	application	NOUN
ajbmeb-3128	93	22	.	.	PUNCT
ajbmeb-3128	94	1	as	as	ADP
ajbmeb-3128	94	2	of	of	ADP
ajbmeb-3128	94	3	january	january	PROPN
ajbmeb-3128	94	4	1	1	NUM
ajbmeb-3128	94	5	,	,	PUNCT
ajbmeb-3128	94	6	2023	2023	NUM
ajbmeb-3128	94	7	,	,	PUNCT
ajbmeb-3128	94	8	the	the	DET
ajbmeb-3128	94	9	number	number	NOUN
ajbmeb-3128	94	10	of	of	ADP
ajbmeb-3128	94	11	active	active	ADJ
ajbmeb-3128	94	12	users	user	NOUN
ajbmeb-3128	94	13	of	of	ADP
ajbmeb-3128	94	14	the	the	DET
ajbmeb-3128	94	15	“	"	PUNCT
ajbmeb-3128	94	16	zoomrad	zoomrad	NOUN
ajbmeb-3128	94	17	”	"	PUNCT
ajbmeb-3128	94	18	mobile	mobile	ADJ
ajbmeb-3128	94	19	application	application	NOUN
ajbmeb-3128	94	20	amounted	amount	VERB
ajbmeb-3128	94	21	to	to	ADP
ajbmeb-3128	94	22	732	732	NUM
ajbmeb-3128	94	23	thousand	thousand	NUM
ajbmeb-3128	94	24	,	,	PUNCT
ajbmeb-3128	94	25	and	and	CCONJ
ajbmeb-3128	94	26	through	through	ADP
ajbmeb-3128	94	27	the	the	DET
ajbmeb-3128	94	28	app	app	NOUN
ajbmeb-3128	94	29	:	:	PUNCT
ajbmeb-3128	94	30	card	card	NOUN
ajbmeb-3128	94	31	-	-	PUNCT
ajbmeb-3128	94	32	to	to	ADP
ajbmeb-3128	94	33	-	-	PUNCT
ajbmeb-3128	94	34	card	card	NOUN
ajbmeb-3128	94	35	money	money	NOUN
ajbmeb-3128	94	36	transfers	transfer	NOUN
ajbmeb-3128	94	37	(	(	PUNCT
ajbmeb-3128	94	38	p2p	p2p	NOUN
ajbmeb-3128	94	39	)	)	PUNCT
ajbmeb-3128	94	40	totaled	total	VERB
ajbmeb-3128	94	41	16,923.2	16,923.2	NUM
ajbmeb-3128	94	42	billion	billion	NUM
ajbmeb-3128	94	43	uzs	uzs	NOUN
ajbmeb-3128	94	44	,	,	PUNCT
ajbmeb-3128	94	45	transactions	transaction	NOUN
ajbmeb-3128	94	46	for	for	ADP
ajbmeb-3128	94	47	other	other	ADJ
ajbmeb-3128	94	48	services	service	NOUN
ajbmeb-3128	94	49	amounted	amount	VERB
ajbmeb-3128	94	50	to	to	ADP
ajbmeb-3128	94	51	3,410.1	3,410.1	NUM
ajbmeb-3128	94	52	billion	billion	NUM
ajbmeb-3128	94	53	uzs	uzs	NOUN
ajbmeb-3128	94	54	.	.	PUNCT
ajbmeb-3128	95	1	as	as	ADP
ajbmeb-3128	95	2	of	of	ADP
ajbmeb-3128	95	3	january	january	PROPN
ajbmeb-3128	95	4	1	1	NUM
ajbmeb-3128	95	5	,	,	PUNCT
ajbmeb-3128	95	6	2024	2024	NUM
ajbmeb-3128	95	7	,	,	PUNCT
ajbmeb-3128	95	8	the	the	DET
ajbmeb-3128	95	9	number	number	NOUN
ajbmeb-3128	95	10	of	of	ADP
ajbmeb-3128	95	11	active	active	ADJ
ajbmeb-3128	95	12	users	user	NOUN
ajbmeb-3128	95	13	of	of	ADP
ajbmeb-3128	95	14	the	the	DET
ajbmeb-3128	95	15	“	"	PUNCT
ajbmeb-3128	95	16	zoomrad	zoomrad	NOUN
ajbmeb-3128	95	17	”	"	PUNCT
ajbmeb-3128	95	18	mobile	mobile	ADJ
ajbmeb-3128	95	19	application	application	NOUN
ajbmeb-3128	95	20	reached	reach	VERB
ajbmeb-3128	95	21	1,884,457	1,884,457	NUM
ajbmeb-3128	95	22	,	,	PUNCT
ajbmeb-3128	95	23	and	and	CCONJ
ajbmeb-3128	95	24	through	through	ADP
ajbmeb-3128	95	25	the	the	DET
ajbmeb-3128	95	26	app	app	NOUN
ajbmeb-3128	95	27	:	:	PUNCT
ajbmeb-3128	95	28	card	card	NOUN
ajbmeb-3128	95	29	-	-	PUNCT
ajbmeb-3128	95	30	to	to	ADP
ajbmeb-3128	95	31	-	-	PUNCT
ajbmeb-3128	95	32	card	card	NOUN
ajbmeb-3128	95	33	money	money	NOUN
ajbmeb-3128	95	34	transfers	transfer	NOUN
ajbmeb-3128	95	35	(	(	PUNCT
ajbmeb-3128	95	36	p2p	p2p	NOUN
ajbmeb-3128	95	37	)	)	PUNCT
ajbmeb-3128	95	38	totaled	total	VERB
ajbmeb-3128	95	39	16,519.34	16,519.34	NUM
ajbmeb-3128	95	40	billion	billion	NUM
ajbmeb-3128	95	41	uzs	uzs	NOUN
ajbmeb-3128	95	42	,	,	PUNCT
ajbmeb-3128	95	43	transactions	transaction	NOUN
ajbmeb-3128	95	44	for	for	ADP
ajbmeb-3128	95	45	other	other	ADJ
ajbmeb-3128	95	46	services	service	NOUN
ajbmeb-3128	95	47	amounted	amount	VERB
ajbmeb-3128	95	48	to	to	ADP
ajbmeb-3128	95	49	13,136.83	13,136.83	NUM
ajbmeb-3128	95	50	billion	billion	NUM
ajbmeb-3128	95	51	uzs	uzs	NOUN
ajbmeb-3128	95	52	.	.	PUNCT
ajbmeb-3128	96	1	table	table	NOUN
ajbmeb-3128	96	2	1	1	NUM
ajbmeb-3128	96	3	information	information	NOUN
ajbmeb-3128	96	4	on	on	ADP
ajbmeb-3128	96	5	transactions	transaction	NOUN
ajbmeb-3128	96	6	made	make	VERB
ajbmeb-3128	96	7	via	via	ADP
ajbmeb-3128	96	8	the	the	DET
ajbmeb-3128	96	9	zoomrad	zoomrad	PROPN
ajbmeb-3128	96	10	mobile	mobile	PROPN
ajbmeb-3128	96	11	application	application	NOUN
ajbmeb-3128	96	12	(	(	PUNCT
ajbmeb-3128	96	13	online	online	ADJ
ajbmeb-3128	96	14	currency	currency	NOUN
ajbmeb-3128	96	15	conversion	conversion	NOUN
ajbmeb-3128	96	16	,	,	PUNCT
ajbmeb-3128	96	17	loan	loan	NOUN
ajbmeb-3128	96	18	repayments	repayment	NOUN
ajbmeb-3128	96	19	,	,	PUNCT
ajbmeb-3128	96	20	online	online	ADJ
ajbmeb-3128	96	21	deposit	deposit	NOUN
ajbmeb-3128	96	22	placements	placement	NOUN
ajbmeb-3128	96	23	,	,	PUNCT
ajbmeb-3128	96	24	deposit	deposit	NOUN
ajbmeb-3128	96	25	withdrawals	withdrawal	NOUN
ajbmeb-3128	96	26	,	,	PUNCT
ajbmeb-3128	96	27	onetime	onetime	ADJ
ajbmeb-3128	96	28	payments	payment	NOUN
ajbmeb-3128	96	29	)	)	PUNCT
ajbmeb-3128	96	30	,	,	PUNCT
ajbmeb-3128	96	31	in	in	ADP
ajbmeb-3128	96	32	billion	billion	NUM
ajbmeb-3128	96	33	uzs	uzs	NOUN
ajbmeb-3128	96	34	no	no	INTJ
ajbmeb-3128	96	35	.	.	PUNCT
ajbmeb-3128	96	36	service	service	NOUN
ajbmeb-3128	96	37	name	name	NOUN
ajbmeb-3128	96	38	2022	2022	NUM
ajbmeb-3128	96	39	2023	2023	NUM
ajbmeb-3128	96	40	change	change	NOUN
ajbmeb-3128	96	41	billion	billion	NUM
ajbmeb-3128	96	42	soums	soum	NOUN
ajbmeb-3128	96	43	interest	interest	NOUN
ajbmeb-3128	96	44	1	1	NUM
ajbmeb-3128	96	45	online	online	ADJ
ajbmeb-3128	96	46	conversion	conversion	NOUN
ajbmeb-3128	96	47	operations	operation	NOUN
ajbmeb-3128	96	48	418.42	418.42	NUM
ajbmeb-3128	96	49	1528.2	1528.2	NUM
ajbmeb-3128	96	50	1109.78	1109.78	NUM
ajbmeb-3128	96	51	265.23	265.23	NUM
ajbmeb-3128	96	52	2	2	NUM
ajbmeb-3128	96	53	credits	credit	NOUN
ajbmeb-3128	96	54	extinguishing	extinguish	VERB
ajbmeb-3128	96	55	payments	payment	NOUN
ajbmeb-3128	96	56	447.13	447.13	NUM
ajbmeb-3128	96	57	714.28	714.28	NUM
ajbmeb-3128	96	58	267.15	267.15	NUM
ajbmeb-3128	96	59	59.75	59.75	NUM
ajbmeb-3128	96	60	3	3	NUM
ajbmeb-3128	96	61	online	online	ADJ
ajbmeb-3128	96	62	deposits	deposit	NOUN
ajbmeb-3128	96	63	formalization	formalization	VERB
ajbmeb-3128	96	64	2164.66	2164.66	NUM
ajbmeb-3128	96	65	9895.17	9895.17	NUM
ajbmeb-3128	96	66	7730.51	7730.51	NUM
ajbmeb-3128	96	67	357.12	357.12	NUM
ajbmeb-3128	96	68	4	4	NUM
ajbmeb-3128	96	69	getting	get	VERB
ajbmeb-3128	96	70	microloans	microloan	NOUN
ajbmeb-3128	96	71	online	online	ADV
ajbmeb-3128	96	72	157.35	157.35	NUM
ajbmeb-3128	96	73	157.35	157.35	NUM
ajbmeb-3128	96	74	0	0	NUM
ajbmeb-3128	96	75	0.00	0.00	NUM
ajbmeb-3128	96	76	5	5	NUM
ajbmeb-3128	96	77	one	one	NUM
ajbmeb-3128	96	78	time	time	NOUN
ajbmeb-3128	96	79	payments	payment	NOUN
ajbmeb-3128	96	80	222.54	222.54	NUM
ajbmeb-3128	96	81	841.83	841.83	NUM
ajbmeb-3128	96	82	619.29	619.29	NUM
ajbmeb-3128	96	83	278.28	278.28	NUM
ajbmeb-3128	96	84	total	total	ADJ
ajbmeb-3128	96	85	3410.1	3410.1	NUM
ajbmeb-3128	96	86	13136.8	13136.8	NUM
ajbmeb-3128	96	87	9726.73	9726.73	NUM
ajbmeb-3128	96	88	285.23	285.23	NUM
ajbmeb-3128	96	89	in	in	ADP
ajbmeb-3128	96	90	order	order	NOUN
ajbmeb-3128	96	91	to	to	PART
ajbmeb-3128	96	92	further	far	ADV
ajbmeb-3128	96	93	develop	develop	VERB
ajbmeb-3128	96	94	electronic	electronic	ADJ
ajbmeb-3128	96	95	commerce	commerce	NOUN
ajbmeb-3128	96	96	,	,	PUNCT
ajbmeb-3128	96	97	and	and	CCONJ
ajbmeb-3128	96	98	improve	improve	VERB
ajbmeb-3128	96	99	and	and	CCONJ
ajbmeb-3128	96	100	expand	expand	VERB
ajbmeb-3128	96	101	the	the	DET
ajbmeb-3128	96	102	system	system	NOUN
ajbmeb-3128	96	103	for	for	ADP
ajbmeb-3128	96	104	remote	remote	ADJ
ajbmeb-3128	96	105	payments	payment	NOUN
ajbmeb-3128	96	106	and	and	CCONJ
ajbmeb-3128	96	107	receipts	receipt	NOUN
ajbmeb-3128	96	108	for	for	ADP
ajbmeb-3128	96	109	individuals	individual	NOUN
ajbmeb-3128	96	110	and	and	CCONJ
ajbmeb-3128	96	111	business	business	NOUN
ajbmeb-3128	96	112	entities	entity	NOUN
ajbmeb-3128	96	113	,	,	PUNCT
ajbmeb-3128	96	114	effective	effective	ADJ
ajbmeb-3128	96	115	cooperation	cooperation	NOUN
ajbmeb-3128	96	116	has	have	AUX
ajbmeb-3128	96	117	been	be	AUX
ajbmeb-3128	96	118	established	establish	VERB
ajbmeb-3128	96	119	with	with	ADP
ajbmeb-3128	96	120	all	all	DET
ajbmeb-3128	96	121	major	major	ADJ
ajbmeb-3128	96	122	payment	payment	NOUN
ajbmeb-3128	96	123	systems	system	NOUN
ajbmeb-3128	96	124	(	(	PUNCT
ajbmeb-3128	96	125	click	click	NOUN
ajbmeb-3128	96	126	,	,	PUNCT
ajbmeb-3128	96	127	payme	payme	NOUN
ajbmeb-3128	96	128	,	,	PUNCT
ajbmeb-3128	96	129	paynet	paynet	NOUN
ajbmeb-3128	96	130	,	,	PUNCT
ajbmeb-3128	96	131	paymo	paymo	NOUN
ajbmeb-3128	96	132	,	,	PUNCT
ajbmeb-3128	96	133	paysys	paysys	NOUN
ajbmeb-3128	96	134	,	,	PUNCT
ajbmeb-3128	96	135	beepul	beepul	NOUN
ajbmeb-3128	96	136	,	,	PUNCT
ajbmeb-3128	96	137	upay	upay	NOUN
ajbmeb-3128	96	138	,	,	PUNCT
ajbmeb-3128	96	139	oson	oson	NOUN
ajbmeb-3128	96	140	pochta	pochta	NOUN
ajbmeb-3128	96	141	)	)	PUNCT
ajbmeb-3128	96	142	.	.	PUNCT
ajbmeb-3128	97	1	additionally	additionally	ADV
ajbmeb-3128	97	2	,	,	PUNCT
ajbmeb-3128	97	3	new	new	ADJ
ajbmeb-3128	97	4	cooperation	cooperation	NOUN
ajbmeb-3128	97	5	agreements	agreement	NOUN
ajbmeb-3128	97	6	have	have	AUX
ajbmeb-3128	97	7	been	be	AUX
ajbmeb-3128	97	8	signed	sign	VERB
ajbmeb-3128	97	9	with	with	ADP
ajbmeb-3128	97	10	newly	newly	ADV
ajbmeb-3128	97	11	licensed	licensed	ADJ
ajbmeb-3128	97	12	payment	payment	NOUN
ajbmeb-3128	97	13	service	service	NOUN
ajbmeb-3128	97	14	providers	provider	NOUN
ajbmeb-3128	97	15	authorized	authorize	VERB
ajbmeb-3128	97	16	by	by	ADP
ajbmeb-3128	97	17	the	the	DET
ajbmeb-3128	97	18	central	central	ADJ
ajbmeb-3128	97	19	bank	bank	NOUN
ajbmeb-3128	97	20	,	,	PUNCT
ajbmeb-3128	97	21	including	include	VERB
ajbmeb-3128	97	22	beelab	beelab	PROPN
ajbmeb-3128	97	23	payment	payment	NOUN
ajbmeb-3128	97	24	system	system	NOUN
ajbmeb-3128	97	25	platform	platform	NOUN
ajbmeb-3128	97	26	,	,	PUNCT
ajbmeb-3128	97	27	multicard	multicard	NOUN
ajbmeb-3128	97	28	payment	payment	NOUN
ajbmeb-3128	97	29	,	,	PUNCT
ajbmeb-3128	97	30	and	and	CCONJ
ajbmeb-3128	97	31	devhub	devhub	NOUN
ajbmeb-3128	97	32	.	.	PUNCT
ajbmeb-3128	98	1	the	the	DET
ajbmeb-3128	98	2	number	number	NOUN
ajbmeb-3128	98	3	of	of	ADP
ajbmeb-3128	98	4	users	user	NOUN
ajbmeb-3128	98	5	of	of	ADP
ajbmeb-3128	98	6	remote	remote	ADJ
ajbmeb-3128	98	7	banking	banking	NOUN
ajbmeb-3128	98	8	services	service	NOUN
ajbmeb-3128	98	9	has	have	AUX
ajbmeb-3128	98	10	increased	increase	VERB
ajbmeb-3128	98	11	4.4	4.4	NUM
ajbmeb-3128	98	12	times	time	NOUN
ajbmeb-3128	98	13	over	over	ADP
ajbmeb-3128	98	14	the	the	DET
ajbmeb-3128	98	15	past	past	ADJ
ajbmeb-3128	98	16	five	five	NUM
ajbmeb-3128	98	17	years	year	NOUN
ajbmeb-3128	98	18	.	.	PUNCT
ajbmeb-3128	99	1	in	in	ADP
ajbmeb-3128	99	2	particular	particular	ADJ
ajbmeb-3128	99	3	,	,	PUNCT
ajbmeb-3128	99	4	while	while	SCONJ
ajbmeb-3128	99	5	the	the	DET
ajbmeb-3128	99	6	number	number	NOUN
ajbmeb-3128	99	7	stood	stand	VERB
ajbmeb-3128	99	8	at	at	ADP
ajbmeb-3128	99	9	10.153	10.153	NUM
ajbmeb-3128	99	10	million	million	NUM
ajbmeb-3128	99	11	in	in	ADP
ajbmeb-3128	99	12	2020	2020	NUM
ajbmeb-3128	99	13	,	,	PUNCT
ajbmeb-3128	99	14	it	it	PRON
ajbmeb-3128	99	15	reached	reach	VERB
ajbmeb-3128	99	16	44.0996	44.0996	NUM
ajbmeb-3128	99	17	million	million	NUM
ajbmeb-3128	99	18	by	by	ADP
ajbmeb-3128	99	19	2024	2024	NUM
ajbmeb-3128	99	20	.	.	PUNCT
ajbmeb-3128	100	1	in	in	ADP
ajbmeb-3128	100	2	2020	2020	NUM
ajbmeb-3128	100	3	,	,	PUNCT
ajbmeb-3128	100	4	the	the	DET
ajbmeb-3128	100	5	number	number	NOUN
ajbmeb-3128	100	6	of	of	ADP
ajbmeb-3128	100	7	legal	legal	ADJ
ajbmeb-3128	100	8	entities	entity	NOUN
ajbmeb-3128	100	9	using	use	VERB
ajbmeb-3128	100	10	these	these	DET
ajbmeb-3128	100	11	services	service	NOUN
ajbmeb-3128	100	12	was	be	AUX
ajbmeb-3128	100	13	691	691	NUM
ajbmeb-3128	100	14	thousand	thousand	NUM
ajbmeb-3128	100	15	,	,	PUNCT
ajbmeb-3128	100	16	and	and	CCONJ
ajbmeb-3128	100	17	by	by	ADP
ajbmeb-3128	100	18	2024	2024	NUM
ajbmeb-3128	100	19	,	,	PUNCT
ajbmeb-3128	100	20	this	this	DET
ajbmeb-3128	100	21	number	number	NOUN
ajbmeb-3128	100	22	increased	increase	VERB
ajbmeb-3128	100	23	to	to	ADP
ajbmeb-3128	100	24	1.34	1.34	NUM
ajbmeb-3128	100	25	million	million	NUM
ajbmeb-3128	100	26	.	.	PUNCT
ajbmeb-3128	101	1	likewise	likewise	ADV
ajbmeb-3128	101	2	,	,	PUNCT
ajbmeb-3128	101	3	the	the	DET
ajbmeb-3128	101	4	number	number	NOUN
ajbmeb-3128	101	5	of	of	ADP
ajbmeb-3128	101	6	individual	individual	ADJ
ajbmeb-3128	101	7	users	user	NOUN
ajbmeb-3128	101	8	grew	grow	VERB
ajbmeb-3128	101	9	5	5	NUM
ajbmeb-3128	101	10	times	time	NOUN
ajbmeb-3128	101	11	during	during	ADP
ajbmeb-3128	101	12	this	this	DET
ajbmeb-3128	101	13	period	period	NOUN
ajbmeb-3128	101	14	—	—	PUNCT
ajbmeb-3128	101	15	from	from	ADP
ajbmeb-3128	101	16	9.463	9.463	NUM
ajbmeb-3128	101	17	million	million	NUM
ajbmeb-3128	101	18	in	in	ADP
ajbmeb-3128	101	19	2020	2020	NUM
ajbmeb-3128	101	20	to	to	ADP
ajbmeb-3128	101	21	42.76	42.76	NUM
ajbmeb-3128	101	22	million	million	NUM
ajbmeb-3128	101	23	in	in	ADP
ajbmeb-3128	101	24	2024	2024	NUM
ajbmeb-3128	101	25	.	.	PUNCT
ajbmeb-3128	102	1	despite	despite	SCONJ
ajbmeb-3128	102	2	the	the	DET
ajbmeb-3128	102	3	complexity	complexity	NOUN
ajbmeb-3128	102	4	of	of	ADP
ajbmeb-3128	102	5	artificial	artificial	ADJ
ajbmeb-3128	102	6	intelligence	intelligence	NOUN
ajbmeb-3128	102	7	(	(	PUNCT
ajbmeb-3128	102	8	ai	ai	NOUN
ajbmeb-3128	102	9	)	)	PUNCT
ajbmeb-3128	102	10	at	at	ADP
ajbmeb-3128	102	11	the	the	DET
ajbmeb-3128	102	12	early	early	ADJ
ajbmeb-3128	102	13	stages	stage	NOUN
ajbmeb-3128	102	14	,	,	PUNCT
ajbmeb-3128	102	15	the	the	DET
ajbmeb-3128	102	16	fact	fact	NOUN
ajbmeb-3128	102	17	that	that	SCONJ
ajbmeb-3128	102	18	banks	bank	NOUN
ajbmeb-3128	102	19	,	,	PUNCT
ajbmeb-3128	102	20	financial	financial	ADJ
ajbmeb-3128	102	21	service	service	NOUN
ajbmeb-3128	102	22	providers	provider	NOUN
ajbmeb-3128	102	23	,	,	PUNCT
ajbmeb-3128	102	24	and	and	CCONJ
ajbmeb-3128	102	25	the	the	DET
ajbmeb-3128	102	26	insurance	insurance	NOUN
ajbmeb-3128	102	27	sector	sector	NOUN
ajbmeb-3128	102	28	have	have	AUX
ajbmeb-3128	102	29	become	become	VERB
ajbmeb-3128	102	30	its	its	PRON
ajbmeb-3128	102	31	most	most	ADV
ajbmeb-3128	102	32	active	active	ADJ
ajbmeb-3128	102	33	users	user	NOUN
ajbmeb-3128	102	34	clearly	clearly	ADV
ajbmeb-3128	102	35	demonstrates	demonstrate	VERB
ajbmeb-3128	102	36	the	the	DET
ajbmeb-3128	102	37	numerous	numerous	ADJ
ajbmeb-3128	102	38	benefits	benefit	NOUN
ajbmeb-3128	102	39	of	of	ADP
ajbmeb-3128	102	40	ai	ai	NOUN
ajbmeb-3128	102	41	.	.	PUNCT
ajbmeb-3128	103	1	by	by	ADP
ajbmeb-3128	103	2	the	the	DET
ajbmeb-3128	103	3	end	end	NOUN
ajbmeb-3128	103	4	of	of	ADP
ajbmeb-3128	103	5	2022	2022	NUM
ajbmeb-3128	103	6	,	,	PUNCT
ajbmeb-3128	103	7	ai	ai	VERB
ajbmeb-3128	103	8	in	in	ADP
ajbmeb-3128	103	9	the	the	DET
ajbmeb-3128	103	10	banking	banking	NOUN
ajbmeb-3128	103	11	,	,	PUNCT
ajbmeb-3128	103	12	financial	financial	ADJ
ajbmeb-3128	103	13	services	service	NOUN
ajbmeb-3128	103	14	,	,	PUNCT
ajbmeb-3128	103	15	and	and	CCONJ
ajbmeb-3128	103	16	insurance	insurance	NOUN
ajbmeb-3128	103	17	(	(	PUNCT
ajbmeb-3128	103	18	bfsi	bfsi	ADJ
ajbmeb-3128	103	19	)	)	PUNCT
ajbmeb-3128	103	20	sector	sector	NOUN
ajbmeb-3128	103	21	accounted	account	VERB
ajbmeb-3128	103	22	for	for	ADP
ajbmeb-3128	103	23	18	18	NUM
ajbmeb-3128	103	24	%	%	NOUN
ajbmeb-3128	103	25	of	of	ADP
ajbmeb-3128	103	26	the	the	DET
ajbmeb-3128	103	27	total	total	ADJ
ajbmeb-3128	103	28	market	market	NOUN
ajbmeb-3128	103	29	.	.	PUNCT
ajbmeb-3128	104	1	american	american	ADJ
ajbmeb-3128	104	2	journal	journal	PROPN
ajbmeb-3128	104	3	of	of	ADP
ajbmeb-3128	104	4	business	business	NOUN
ajbmeb-3128	104	5	management	management	NOUN
ajbmeb-3128	104	6	,	,	PUNCT
ajbmeb-3128	104	7	economics	economic	NOUN
ajbmeb-3128	104	8	and	and	CCONJ
ajbmeb-3128	104	9	banking	banking	NOUN
ajbmeb-3128	104	10	volume	volume	NOUN
ajbmeb-3128	104	11	41	41	NUM
ajbmeb-3128	105	1	october2025	october2025	PROPN
ajbmeb-3128	105	2	p	p	NOUN
ajbmeb-3128	105	3	a	a	DET
ajbmeb-3128	105	4	g	g	NOUN
ajbmeb-3128	105	5	e	e	NOUN
ajbmeb-3128	105	6	|	|	NOUN
ajbmeb-3128	105	7	43	43	NUM
ajbmeb-3128	105	8	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-3128	105	9	according	accord	VERB
ajbmeb-3128	105	10	to	to	ADP
ajbmeb-3128	105	11	a	a	DET
ajbmeb-3128	105	12	report	report	NOUN
ajbmeb-3128	105	13	by	by	ADP
ajbmeb-3128	105	14	the	the	DET
ajbmeb-3128	105	15	international	international	ADJ
ajbmeb-3128	105	16	data	data	PROPN
ajbmeb-3128	105	17	corporation	corporation	NOUN
ajbmeb-3128	105	18	(	(	PUNCT
ajbmeb-3128	105	19	a	a	DET
ajbmeb-3128	105	20	corporation	corporation	NOUN
ajbmeb-3128	105	21	that	that	PRON
ajbmeb-3128	105	22	provides	provide	VERB
ajbmeb-3128	105	23	knowledge	knowledge	NOUN
ajbmeb-3128	105	24	and	and	CCONJ
ajbmeb-3128	105	25	consulting	consulting	NOUN
ajbmeb-3128	105	26	services	service	NOUN
ajbmeb-3128	105	27	on	on	ADP
ajbmeb-3128	105	28	the	the	DET
ajbmeb-3128	105	29	technology	technology	NOUN
ajbmeb-3128	105	30	market	market	NOUN
ajbmeb-3128	105	31	)	)	PUNCT
ajbmeb-3128	105	32	,	,	PUNCT
ajbmeb-3128	105	33	global	global	ADJ
ajbmeb-3128	105	34	spending	spending	NOUN
ajbmeb-3128	105	35	on	on	ADP
ajbmeb-3128	105	36	artificial	artificial	ADJ
ajbmeb-3128	105	37	intelligence	intelligence	NOUN
ajbmeb-3128	105	38	in	in	ADP
ajbmeb-3128	105	39	2023	2023	NUM
ajbmeb-3128	105	40	reached	reach	VERB
ajbmeb-3128	105	41	usd	usd	NOUN
ajbmeb-3128	105	42	166	166	NUM
ajbmeb-3128	105	43	billion	billion	NUM
ajbmeb-3128	105	44	.	.	PUNCT
ajbmeb-3128	106	1	the	the	DET
ajbmeb-3128	106	2	banking	banking	NOUN
ajbmeb-3128	106	3	sector	sector	NOUN
ajbmeb-3128	106	4	alone	alone	ADV
ajbmeb-3128	106	5	accounted	account	VERB
ajbmeb-3128	106	6	for	for	ADP
ajbmeb-3128	106	7	13	13	NUM
ajbmeb-3128	106	8	%	%	NOUN
ajbmeb-3128	106	9	of	of	ADP
ajbmeb-3128	106	10	this	this	DET
ajbmeb-3128	106	11	amount	amount	NOUN
ajbmeb-3128	106	12	,	,	PUNCT
ajbmeb-3128	106	13	making	make	VERB
ajbmeb-3128	106	14	it	it	PRON
ajbmeb-3128	106	15	one	one	NUM
ajbmeb-3128	106	16	of	of	ADP
ajbmeb-3128	106	17	the	the	DET
ajbmeb-3128	106	18	leading	lead	VERB
ajbmeb-3128	106	19	industries	industry	NOUN
ajbmeb-3128	106	20	.	.	PUNCT
ajbmeb-3128	107	1	this	this	DET
ajbmeb-3128	107	2	spending	spending	NOUN
ajbmeb-3128	107	3	is	be	AUX
ajbmeb-3128	107	4	expected	expect	VERB
ajbmeb-3128	107	5	to	to	PART
ajbmeb-3128	107	6	increase	increase	VERB
ajbmeb-3128	107	7	to	to	ADP
ajbmeb-3128	107	8	usd	usd	NOUN
ajbmeb-3128	107	9	450	450	NUM
ajbmeb-3128	107	10	billion	billion	NUM
ajbmeb-3128	107	11	by	by	ADP
ajbmeb-3128	107	12	2027	2027	NUM
ajbmeb-3128	107	13	.	.	PUNCT
ajbmeb-3128	108	1	references	reference	NOUN
ajbmeb-3128	108	2	1	1	NUM
ajbmeb-3128	108	3	.	.	PUNCT
ajbmeb-3128	108	4	ant	ant	PROPN
ajbmeb-3128	108	5	group	group	NOUN
ajbmeb-3128	108	6	.	.	PUNCT
ajbmeb-3128	109	1	(	(	PUNCT
ajbmeb-3128	109	2	2022	2022	NUM
ajbmeb-3128	109	3	)	)	PUNCT
ajbmeb-3128	109	4	.	.	PUNCT
ajbmeb-3128	110	1	digital	digital	ADJ
ajbmeb-3128	110	2	finance	finance	PROPN
ajbmeb-3128	110	3	and	and	CCONJ
ajbmeb-3128	110	4	inclusive	inclusive	ADJ
ajbmeb-3128	110	5	growth	growth	NOUN
ajbmeb-3128	110	6	report	report	NOUN
ajbmeb-3128	110	7	.	.	PUNCT
ajbmeb-3128	111	1	hangzhou	hangzhou	PROPN
ajbmeb-3128	111	2	:	:	PUNCT
ajbmeb-3128	111	3	ant	ant	PROPN
ajbmeb-3128	111	4	group	group	NOUN
ajbmeb-3128	111	5	.	.	PUNCT
ajbmeb-3128	112	1	2	2	X
ajbmeb-3128	112	2	.	.	X
ajbmeb-3128	112	3	paypal	paypal	PROPN
ajbmeb-3128	112	4	.	.	PUNCT
ajbmeb-3128	113	1	(	(	PUNCT
ajbmeb-3128	113	2	2023	2023	NUM
ajbmeb-3128	113	3	)	)	PUNCT
ajbmeb-3128	113	4	.	.	PUNCT
ajbmeb-3128	114	1	form	form	VERB
ajbmeb-3128	114	2	10	10	NUM
ajbmeb-3128	114	3	-	-	PUNCT
ajbmeb-3128	114	4	k	k	PROPN
ajbmeb-3128	114	5	&	&	CCONJ
ajbmeb-3128	114	6	annual	annual	ADJ
ajbmeb-3128	114	7	report	report	NOUN
ajbmeb-3128	114	8	:	:	PUNCT
ajbmeb-3128	114	9	digital	digital	ADJ
ajbmeb-3128	114	10	payments	payment	NOUN
ajbmeb-3128	114	11	ecosystem	ecosystem	NOUN
ajbmeb-3128	114	12	overview	overview	NOUN
ajbmeb-3128	114	13	.	.	PUNCT
ajbmeb-3128	115	1	san	san	PROPN
ajbmeb-3128	115	2	jose	jose	PROPN
ajbmeb-3128	115	3	,	,	PUNCT
ajbmeb-3128	115	4	ca	ca	PROPN
ajbmeb-3128	115	5	:	:	PUNCT
ajbmeb-3128	115	6	paypal	paypal	PROPN
ajbmeb-3128	115	7	holdings	holdings	PROPN
ajbmeb-3128	115	8	,	,	PUNCT
ajbmeb-3128	115	9	inc	inc	PROPN
ajbmeb-3128	115	10	.	.	PROPN
ajbmeb-3128	115	11	3	3	NUM
ajbmeb-3128	115	12	.	.	X
ajbmeb-3128	115	13	stripe	stripe	NOUN
ajbmeb-3128	115	14	.	.	PUNCT
ajbmeb-3128	116	1	(	(	PUNCT
ajbmeb-3128	116	2	2024	2024	NUM
ajbmeb-3128	116	3	)	)	PUNCT
ajbmeb-3128	116	4	.	.	PUNCT
ajbmeb-3128	117	1	payments	payment	NOUN
ajbmeb-3128	117	2	infrastructure	infrastructure	NOUN
ajbmeb-3128	117	3	for	for	ADP
ajbmeb-3128	117	4	the	the	DET
ajbmeb-3128	117	5	internet	internet	NOUN
ajbmeb-3128	117	6	:	:	PUNCT
ajbmeb-3128	117	7	developer	developer	NOUN
ajbmeb-3128	117	8	documentation	documentation	NOUN
ajbmeb-3128	117	9	&	&	CCONJ
ajbmeb-3128	117	10	economic	economic	ADJ
ajbmeb-3128	117	11	impact	impact	NOUN
ajbmeb-3128	117	12	notes	note	NOUN
ajbmeb-3128	117	13	.	.	PUNCT
ajbmeb-3128	118	1	san	san	PROPN
ajbmeb-3128	118	2	francisco	francisco	PROPN
ajbmeb-3128	118	3	,	,	PUNCT
ajbmeb-3128	118	4	ca	can	AUX
ajbmeb-3128	118	5	:	:	PUNCT
ajbmeb-3128	118	6	stripe	stripe	PROPN
ajbmeb-3128	118	7	,	,	PUNCT
ajbmeb-3128	118	8	inc	inc	PROPN
ajbmeb-3128	118	9	.	.	PROPN
ajbmeb-3128	118	10	4	4	NUM
ajbmeb-3128	118	11	.	.	PUNCT
ajbmeb-3128	119	1	ўзбекистон	ўзбекистон	PROPN
ajbmeb-3128	119	2	respublikasi	respublikasi	PROPN
ajbmeb-3128	119	3	марказий	марказий	PROPN
ajbmeb-3128	119	4	банки	банки	PROPN
ajbmeb-3128	119	5	.	.	PUNCT
ajbmeb-3128	120	1	(	(	PUNCT
ajbmeb-3128	120	2	2024	2024	NUM
ajbmeb-3128	120	3	)	)	PUNCT
ajbmeb-3128	120	4	.	.	PUNCT
ajbmeb-3128	121	1	to‘lov	to‘lov	ADJ
ajbmeb-3128	121	2	tizimlari	tizimlari	ADJ
ajbmeb-3128	121	3	bo‘yicha	bo‘yicha	NOUN
ajbmeb-3128	121	4	yillik	yillik	NOUN
ajbmeb-3128	121	5	hisobot	hisobot	NOUN
ajbmeb-3128	121	6	2023/2024	2023/2024	NUM
ajbmeb-3128	121	7	.	.	PUNCT
ajbmeb-3128	122	1	toshkent	toshkent	PROPN
ajbmeb-3128	122	2	:	:	PUNCT
ajbmeb-3128	123	1	cbu	cbu	PROPN
ajbmeb-3128	123	2	.	.	PROPN
ajbmeb-3128	123	3	5	5	NUM
ajbmeb-3128	123	4	.	.	PUNCT
ajbmeb-3128	123	5	ўзбекистон	ўзбекистон	PROPN
ajbmeb-3128	123	6	respublikasi	respublikasi	PROPN
ajbmeb-3128	123	7	марказий	марказий	PROPN
ajbmeb-3128	123	8	банки	банки	PROPN
ajbmeb-3128	123	9	.	.	PUNCT
ajbmeb-3128	124	1	(	(	PUNCT
ajbmeb-3128	124	2	2023	2023	NUM
ajbmeb-3128	124	3	)	)	PUNCT
ajbmeb-3128	124	4	.	.	PUNCT
ajbmeb-3128	125	1	raqamli	raqamli	ADJ
ajbmeb-3128	125	2	to‘lov	to‘lov	ADJ
ajbmeb-3128	125	3	infratuzilmasini	infratuzilmasini	PROPN
ajbmeb-3128	125	4	rivojlantirish	rivojlantirish	PROPN
ajbmeb-3128	125	5	dasturi	dasturi	PROPN
ajbmeb-3128	125	6	:	:	PUNCT
ajbmeb-3128	125	7	2023–2025	2023–2025	NUM
ajbmeb-3128	125	8	.	.	PUNCT
ajbmeb-3128	126	1	toshkent	toshkent	PROPN
ajbmeb-3128	126	2	:	:	PUNCT
ajbmeb-3128	127	1	cbu	cbu	PROPN
ajbmeb-3128	127	2	.	.	PROPN
ajbmeb-3128	128	1	6	6	NUM
ajbmeb-3128	128	2	.	.	X
ajbmeb-3128	128	3	aloqabank	aloqabank	PROPN
ajbmeb-3128	128	4	.	.	PUNCT
ajbmeb-3128	129	1	(	(	PUNCT
ajbmeb-3128	129	2	2024	2024	NUM
ajbmeb-3128	129	3	)	)	PUNCT
ajbmeb-3128	129	4	.	.	PUNCT
ajbmeb-3128	130	1	annual	annual	ADJ
ajbmeb-3128	130	2	report	report	NOUN
ajbmeb-3128	130	3	2023/2024	2023/2024	NUM
ajbmeb-3128	130	4	:	:	PUNCT
ajbmeb-3128	130	5	digital	digital	ADJ
ajbmeb-3128	130	6	banking	banking	NOUN
ajbmeb-3128	130	7	development	development	NOUN
ajbmeb-3128	130	8	and	and	CCONJ
ajbmeb-3128	130	9	zoomrad	zoomrad	PROPN
ajbmeb-3128	130	10	kpis	kpis	PROPN
ajbmeb-3128	130	11	.	.	PUNCT
ajbmeb-3128	131	1	toshkent	toshkent	PROPN
ajbmeb-3128	131	2	:	:	PUNCT
ajbmeb-3128	131	3	at	at	ADP
ajbmeb-3128	131	4	“	"	PUNCT
ajbmeb-3128	131	5	aloqabank	aloqabank	NOUN
ajbmeb-3128	131	6	”	"	PUNCT
ajbmeb-3128	131	7	.	.	PUNCT
ajbmeb-3128	132	1	7	7	X
ajbmeb-3128	132	2	.	.	X
ajbmeb-3128	132	3	aloqabank	aloqabank	PROPN
ajbmeb-3128	132	4	.	.	PUNCT
ajbmeb-3128	133	1	(	(	PUNCT
ajbmeb-3128	133	2	2024	2024	NUM
ajbmeb-3128	133	3	)	)	PUNCT
ajbmeb-3128	133	4	.	.	PUNCT
ajbmeb-3128	134	1	zoomrad	zoomrad	PROPN
ajbmeb-3128	134	2	mobile	mobile	ADJ
ajbmeb-3128	134	3	application	application	NOUN
ajbmeb-3128	134	4	:	:	PUNCT
ajbmeb-3128	134	5	user	user	NOUN
ajbmeb-3128	134	6	metrics	metric	NOUN
ajbmeb-3128	134	7	and	and	CCONJ
ajbmeb-3128	134	8	feature	feature	NOUN
ajbmeb-3128	134	9	releases	release	NOUN
ajbmeb-3128	134	10	(	(	PUNCT
ajbmeb-3128	134	11	2022–2024	2022–2024	NUM
ajbmeb-3128	134	12	)	)	PUNCT
ajbmeb-3128	134	13	—	—	PUNCT
ajbmeb-3128	134	14	internal	internal	ADJ
ajbmeb-3128	134	15	analytical	analytical	ADJ
ajbmeb-3128	134	16	brief	brief	NOUN
ajbmeb-3128	134	17	.	.	PUNCT
ajbmeb-3128	135	1	toshkent	toshkent	NOUN
ajbmeb-3128	135	2	:	:	PUNCT
ajbmeb-3128	135	3	at	at	ADP
ajbmeb-3128	135	4	“	"	PUNCT
ajbmeb-3128	135	5	aloqabank	aloqabank	NOUN
ajbmeb-3128	135	6	”	"	PUNCT
ajbmeb-3128	135	7	.	.	PUNCT
ajbmeb-3128	136	1	8	8	NUM
ajbmeb-3128	136	2	.	.	X
ajbmeb-3128	136	3	uzcard	uzcard	PROPN
ajbmeb-3128	136	4	&	&	CCONJ
ajbmeb-3128	136	5	humo	humo	PROPN
ajbmeb-3128	136	6	.	.	PROPN
ajbmeb-3128	136	7	(	(	PUNCT
ajbmeb-3128	136	8	2023	2023	NUM
ajbmeb-3128	136	9	)	)	PUNCT
ajbmeb-3128	136	10	.	.	PUNCT
ajbmeb-3128	137	1	national	national	ADJ
ajbmeb-3128	137	2	card	card	NOUN
ajbmeb-3128	137	3	schemes	scheme	NOUN
ajbmeb-3128	137	4	:	:	PUNCT
ajbmeb-3128	137	5	interoperability	interoperability	NOUN
ajbmeb-3128	137	6	,	,	PUNCT
ajbmeb-3128	137	7	atm	atm	ADJ
ajbmeb-3128	137	8	/	/	SYM
ajbmeb-3128	137	9	pos	pos	NOUN
ajbmeb-3128	137	10	acceptance	acceptance	NOUN
ajbmeb-3128	137	11	and	and	CCONJ
ajbmeb-3128	137	12	tariff	tariff	NOUN
ajbmeb-3128	137	13	overviews	overview	NOUN
ajbmeb-3128	137	14	.	.	PUNCT
ajbmeb-3128	138	1	toshkent	toshkent	NOUN
ajbmeb-3128	138	2	.	.	PUNCT
ajbmeb-3128	139	1	9	9	X
ajbmeb-3128	139	2	.	.	X
ajbmeb-3128	139	3	click	click	VERB
ajbmeb-3128	139	4	,	,	PUNCT
ajbmeb-3128	139	5	payme	payme	NOUN
ajbmeb-3128	139	6	,	,	PUNCT
ajbmeb-3128	139	7	paynet	paynet	NOUN
ajbmeb-3128	139	8	,	,	PUNCT
ajbmeb-3128	139	9	paymo	paymo	NOUN
ajbmeb-3128	139	10	,	,	PUNCT
ajbmeb-3128	139	11	paysys	paysys	NOUN
ajbmeb-3128	139	12	,	,	PUNCT
ajbmeb-3128	139	13	beepul	beepul	NOUN
ajbmeb-3128	139	14	,	,	PUNCT
ajbmeb-3128	139	15	upay	upay	NOUN
ajbmeb-3128	139	16	,	,	PUNCT
ajbmeb-3128	139	17	oson	oson	NOUN
ajbmeb-3128	139	18	pochta	pochta	VERB
ajbmeb-3128	139	19	.	.	PUNCT
ajbmeb-3128	140	1	(	(	PUNCT
ajbmeb-3128	140	2	2023–2024	2023–2024	NUM
ajbmeb-3128	140	3	)	)	PUNCT
ajbmeb-3128	140	4	.	.	PUNCT
ajbmeb-3128	141	1	payment	payment	NOUN
ajbmeb-3128	141	2	service	service	NOUN
ajbmeb-3128	141	3	provider	provider	NOUN
ajbmeb-3128	141	4	documentation	documentation	NOUN
ajbmeb-3128	141	5	:	:	PUNCT
ajbmeb-3128	141	6	api	api	NOUN
ajbmeb-3128	141	7	specifications	specification	NOUN
ajbmeb-3128	141	8	and	and	CCONJ
ajbmeb-3128	141	9	merchant	merchant	NOUN
ajbmeb-3128	141	10	acquiring	acquire	VERB
ajbmeb-3128	141	11	guides	guide	NOUN
ajbmeb-3128	141	12	.	.	PUNCT
ajbmeb-3128	142	1	toshkent	toshkent	PROPN
ajbmeb-3128	142	2	.	.	PUNCT