id	sid	tid	token	lemma	pos
ajbmeb-345	1	1	american	american	PROPN
ajbmeb-345	1	2	journal	journal	PROPN
ajbmeb-345	1	3	of	of	ADP
ajbmeb-345	1	4	business	business	NOUN
ajbmeb-345	1	5	management	management	NOUN
ajbmeb-345	1	6	,	,	PUNCT
ajbmeb-345	1	7	economics	economic	NOUN
ajbmeb-345	1	8	and	and	CCONJ
ajbmeb-345	1	9	banking	banking	NOUN
ajbmeb-345	1	10	issn	issn	PROPN
ajbmeb-345	1	11	(	(	PUNCT
ajbmeb-345	1	12	e	e	NOUN
ajbmeb-345	1	13	):	):	PUNCT
ajbmeb-345	1	14	2832	2832	NUM
ajbmeb-345	1	15	-	-	SYM
ajbmeb-345	1	16	8078	8078	NUM
ajbmeb-345	1	17	volume	volume	NOUN
ajbmeb-345	1	18	8	8	NUM
ajbmeb-345	1	19	,	,	PUNCT
ajbmeb-345	1	20	|	|	ADV
ajbmeb-345	1	21	jan	jan	PROPN
ajbmeb-345	1	22	.	.	PROPN
ajbmeb-345	1	23	,	,	PUNCT
ajbmeb-345	1	24	2023	2023	NUM
ajbmeb-345	1	25	p	p	NOUN
ajbmeb-345	1	26	a	a	DET
ajbmeb-345	1	27	g	g	NOUN
ajbmeb-345	1	28	e	e	NOUN
ajbmeb-345	1	29	|	|	ADV
ajbmeb-345	1	30	62	62	NUM
ajbmeb-345	1	31	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	1	32	the	the	DET
ajbmeb-345	1	33	effect	effect	NOUN
ajbmeb-345	1	34	of	of	ADP
ajbmeb-345	1	35	covid-19	covid-19	PROPN
ajbmeb-345	1	36	virus	virus	NOUN
ajbmeb-345	1	37	on	on	ADP
ajbmeb-345	1	38	banking	banking	NOUN
ajbmeb-345	1	39	execution	execution	NOUN
ajbmeb-345	1	40	ammar	ammar	PROPN
ajbmeb-345	1	41	imad	imad	PROPN
ajbmeb-345	1	42	khalaf	khalaf	PROPN
ajbmeb-345	1	43	halboosh	halboosh	PROPN
ajbmeb-345	1	44	ammar.khalaf@uobasrah.edu.iq	ammar.khalaf@uobasrah.edu.iq	PROPN
ajbmeb-345	1	45	college	college	PROPN
ajbmeb-345	1	46	of	of	ADP
ajbmeb-345	1	47	administration	administration	NOUN
ajbmeb-345	1	48	and	and	CCONJ
ajbmeb-345	1	49	economics	economics	NOUN
ajbmeb-345	1	50	/	/	SYM
ajbmeb-345	1	51	qurna	qurna	PROPN
ajbmeb-345	1	52	,	,	PUNCT
ajbmeb-345	1	53	university	university	NOUN
ajbmeb-345	1	54	of	of	ADP
ajbmeb-345	1	55	basrah	basrah	PROPN
ajbmeb-345	1	56	-	-	PUNCT
ajbmeb-345	1	57	iraq	iraq	PROPN
ajbmeb-345	1	58	ali	ali	PROPN
ajbmeb-345	1	59	sh	sh	PROPN
ajbmeb-345	1	60	.	.	PUNCT
ajbmeb-345	2	1	abdeol.wahab	abdeol.wahab	PROPN
ajbmeb-345	2	2	alialasdi589@gmail.com	alialasdi589@gmail.com	PROPN
ajbmeb-345	2	3	college	college	PROPN
ajbmeb-345	2	4	of	of	ADP
ajbmeb-345	2	5	administration	administration	NOUN
ajbmeb-345	2	6	and	and	CCONJ
ajbmeb-345	2	7	economics	economics	NOUN
ajbmeb-345	2	8	/	/	SYM
ajbmeb-345	2	9	qurna	qurna	PROPN
ajbmeb-345	2	10	,	,	PUNCT
ajbmeb-345	2	11	university	university	NOUN
ajbmeb-345	2	12	of	of	ADP
ajbmeb-345	2	13	basrah	basrah	PROPN
ajbmeb-345	2	14	-	-	PUNCT
ajbmeb-345	2	15	iraq	iraq	PROPN
ajbmeb-345	2	16	sajjad	sajjad	PROPN
ajbmeb-345	2	17	habeeb	habeeb	PROPN
ajbmeb-345	2	18	younus	younus	PROPN
ajbmeb-345	2	19	basrah	basrah	PROPN
ajbmeb-345	2	20	university	university	PROPN
ajbmeb-345	2	21	college	college	PROPN
ajbmeb-345	2	22	of	of	ADP
ajbmeb-345	2	23	science	science	NOUN
ajbmeb-345	2	24	and	and	CCONJ
ajbmeb-345	2	25	technology	technology	NOUN
ajbmeb-345	2	26	,	,	PUNCT
ajbmeb-345	2	27	basrah	basrah	PROPN
ajbmeb-345	2	28	,	,	PUNCT
ajbmeb-345	2	29	iraq	iraq	PROPN
ajbmeb-345	2	30	sajjadhy.ma@gmail.com	sajjadhy.ma@gmail.com	VERB
ajbmeb-345	2	31	a	a	DET
ajbmeb-345	2	32	b	b	PROPN
ajbmeb-345	2	33	s	s	ADP
ajbmeb-345	2	34	t	t	PROPN
ajbmeb-345	2	35	r	r	NOUN
ajbmeb-345	2	36	a	a	DET
ajbmeb-345	2	37	c	c	NOUN
ajbmeb-345	2	38	t	t	NOUN
ajbmeb-345	3	1	k	k	X
ajbmeb-345	3	2	e	e	PROPN
ajbmeb-345	3	3	y	y	PROPN
ajbmeb-345	3	4	w	w	NOUN
ajbmeb-345	3	5	o	o	NOUN
ajbmeb-345	3	6	r	r	NOUN
ajbmeb-345	3	7	d	d	PROPN
ajbmeb-345	3	8	s	s	VERB
ajbmeb-345	3	9	this	this	DET
ajbmeb-345	3	10	paper	paper	NOUN
ajbmeb-345	3	11	evaluates	evaluate	VERB
ajbmeb-345	3	12	the	the	DET
ajbmeb-345	3	13	outcomes	outcome	NOUN
ajbmeb-345	3	14	of	of	ADP
ajbmeb-345	3	15	the	the	DET
ajbmeb-345	3	16	covid-19	covid-19	PROPN
ajbmeb-345	3	17	epidemic	epidemic	NOUN
ajbmeb-345	3	18	on	on	ADP
ajbmeb-345	3	19	europe	europe	PROPN
ajbmeb-345	3	20	,	,	PUNCT
ajbmeb-345	3	21	asian	asian	ADJ
ajbmeb-345	3	22	banks	bank	NOUN
ajbmeb-345	3	23	and	and	CCONJ
ajbmeb-345	3	24	countries	country	NOUN
ajbmeb-345	3	25	with	with	ADP
ajbmeb-345	3	26	oil	oil	NOUN
ajbmeb-345	3	27	as	as	ADV
ajbmeb-345	3	28	well	well	ADV
ajbmeb-345	3	29	it	it	PRON
ajbmeb-345	3	30	reviews	review	VERB
ajbmeb-345	3	31	bank	bank	NOUN
ajbmeb-345	3	32	stock	stock	NOUN
ajbmeb-345	3	33	bills	bill	NOUN
ajbmeb-345	3	34	from	from	ADP
ajbmeb-345	3	35	all	all	ADV
ajbmeb-345	3	36	over	over	ADP
ajbmeb-345	3	37	the	the	DET
ajbmeb-345	3	38	world	world	NOUN
ajbmeb-345	3	39	in	in	ADP
ajbmeb-345	3	40	order	order	NOUN
ajbmeb-345	3	41	to	to	PART
ajbmeb-345	3	42	evaluate	evaluate	VERB
ajbmeb-345	3	43	the	the	DET
ajbmeb-345	3	44	effect	effect	NOUN
ajbmeb-345	3	45	of	of	ADP
ajbmeb-345	3	46	the	the	DET
ajbmeb-345	3	47	pandemic	pandemic	NOUN
ajbmeb-345	3	48	on	on	ADP
ajbmeb-345	3	49	the	the	DET
ajbmeb-345	3	50	banking	banking	NOUN
ajbmeb-345	3	51	productiveness	productiveness	NOUN
ajbmeb-345	3	52	.	.	PUNCT
ajbmeb-345	4	1	in	in	ADP
ajbmeb-345	4	2	addition	addition	NOUN
ajbmeb-345	4	3	,	,	PUNCT
ajbmeb-345	4	4	it	it	PRON
ajbmeb-345	4	5	studies	study	VERB
ajbmeb-345	4	6	the	the	DET
ajbmeb-345	4	7	influence	influence	NOUN
ajbmeb-345	4	8	of	of	ADP
ajbmeb-345	4	9	finance	finance	NOUN
ajbmeb-345	4	10	sector	sector	NOUN
ajbmeb-345	4	11	strategical	strategical	ADJ
ajbmeb-345	4	12	declarations	declaration	NOUN
ajbmeb-345	4	13	on	on	ADP
ajbmeb-345	4	14	the	the	DET
ajbmeb-345	4	15	working	working	NOUN
ajbmeb-345	4	16	of	of	ADP
ajbmeb-345	4	17	bank	bank	NOUN
ajbmeb-345	4	18	stocks	stock	NOUN
ajbmeb-345	4	19	.	.	PUNCT
ajbmeb-345	5	1	generally	generally	ADV
ajbmeb-345	5	2	,	,	PUNCT
ajbmeb-345	5	3	the	the	DET
ajbmeb-345	5	4	outcomes	outcome	NOUN
ajbmeb-345	5	5	indicate	indicate	VERB
ajbmeb-345	5	6	that	that	SCONJ
ajbmeb-345	5	7	the	the	DET
ajbmeb-345	5	8	predicament	predicament	NOUN
ajbmeb-345	5	9	and	and	CCONJ
ajbmeb-345	5	10	the	the	DET
ajbmeb-345	5	11	countercyclical	countercyclical	ADJ
ajbmeb-345	5	12	offering	offering	NOUN
ajbmeb-345	5	13	task	task	NOUN
ajbmeb-345	5	14	that	that	PRON
ajbmeb-345	5	15	banks	bank	NOUN
ajbmeb-345	5	16	are	be	AUX
ajbmeb-345	5	17	anticipated	anticipate	VERB
ajbmeb-345	5	18	to	to	PART
ajbmeb-345	5	19	act	act	VERB
ajbmeb-345	5	20	have	have	AUX
ajbmeb-345	5	21	put	put	VERB
ajbmeb-345	5	22	banking	banking	NOUN
ajbmeb-345	5	23	schemes	scheme	NOUN
ajbmeb-345	5	24	under	under	ADP
ajbmeb-345	5	25	substantial	substantial	ADJ
ajbmeb-345	5	26	strain	strain	NOUN
ajbmeb-345	5	27	,	,	PUNCT
ajbmeb-345	5	28	with	with	ADP
ajbmeb-345	5	29	bank	bank	NOUN
ajbmeb-345	5	30	stocks	stock	NOUN
ajbmeb-345	5	31	underachieving	underachieve	VERB
ajbmeb-345	5	32	their	their	PRON
ajbmeb-345	5	33	local	local	ADJ
ajbmeb-345	5	34	marketplaces	marketplace	NOUN
ajbmeb-345	5	35	and	and	CCONJ
ajbmeb-345	5	36	other	other	ADJ
ajbmeb-345	5	37	non	non	ADJ
ajbmeb-345	5	38	-	-	ADJ
ajbmeb-345	5	39	banking	banking	ADJ
ajbmeb-345	5	40	financial	financial	ADJ
ajbmeb-345	5	41	companies	company	NOUN
ajbmeb-345	5	42	.	.	PUNCT
ajbmeb-345	6	1	policy	policy	NOUN
ajbmeb-345	6	2	initiatives	initiative	NOUN
ajbmeb-345	6	3	have	have	AUX
ajbmeb-345	6	4	had	have	VERB
ajbmeb-345	6	5	varying	vary	VERB
ajbmeb-345	6	6	degrees	degree	NOUN
ajbmeb-345	6	7	of	of	ADP
ajbmeb-345	6	8	success	success	NOUN
ajbmeb-345	6	9	.	.	PUNCT
ajbmeb-345	7	1	recently	recently	ADV
ajbmeb-345	7	2	,	,	PUNCT
ajbmeb-345	7	3	the	the	DET
ajbmeb-345	7	4	banking	banking	NOUN
ajbmeb-345	7	5	schemes	scheme	NOUN
ajbmeb-345	7	6	has	have	AUX
ajbmeb-345	7	7	adjusted	adjust	VERB
ajbmeb-345	7	8	constantly	constantly	ADV
ajbmeb-345	7	9	–	–	PUNCT
ajbmeb-345	7	10	it	it	PRON
ajbmeb-345	7	11	has	have	AUX
ajbmeb-345	7	12	been	be	AUX
ajbmeb-345	7	13	reinvented	reinvent	VERB
ajbmeb-345	7	14	to	to	PART
ajbmeb-345	7	15	preserve	preserve	VERB
ajbmeb-345	7	16	with	with	ADP
ajbmeb-345	7	17	customer	customer	NOUN
ajbmeb-345	7	18	prospects	prospect	NOUN
ajbmeb-345	7	19	and	and	CCONJ
ajbmeb-345	7	20	the	the	DET
ajbmeb-345	7	21	requisite	requisite	NOUN
ajbmeb-345	7	22	for	for	ADP
ajbmeb-345	7	23	cost	cost	NOUN
ajbmeb-345	7	24	decreases	decrease	NOUN
ajbmeb-345	7	25	.	.	PUNCT
ajbmeb-345	8	1	the	the	DET
ajbmeb-345	8	2	epidemic	epidemic	NOUN
ajbmeb-345	8	3	has	have	AUX
ajbmeb-345	8	4	hastened	hasten	VERB
ajbmeb-345	8	5	digitalization	digitalization	NOUN
ajbmeb-345	8	6	in	in	ADP
ajbmeb-345	8	7	the	the	DET
ajbmeb-345	8	8	banking	banking	NOUN
ajbmeb-345	8	9	scheme	scheme	NOUN
ajbmeb-345	8	10	though	though	ADV
ajbmeb-345	8	11	,	,	PUNCT
ajbmeb-345	8	12	the	the	DET
ajbmeb-345	8	13	necessity	necessity	NOUN
ajbmeb-345	8	14	for	for	ADP
ajbmeb-345	8	15	innovation	innovation	NOUN
ajbmeb-345	8	16	and	and	CCONJ
ajbmeb-345	8	17	digital	digital	ADJ
ajbmeb-345	8	18	plans	plan	NOUN
ajbmeb-345	8	19	have	have	AUX
ajbmeb-345	8	20	been	be	AUX
ajbmeb-345	8	21	an	an	DET
ajbmeb-345	8	22	significant	significant	ADJ
ajbmeb-345	8	23	element	element	NOUN
ajbmeb-345	8	24	in	in	ADP
ajbmeb-345	8	25	banking	banking	NOUN
ajbmeb-345	8	26	even	even	ADV
ajbmeb-345	8	27	before	before	ADP
ajbmeb-345	8	28	the	the	DET
ajbmeb-345	8	29	epidemic	epidemic	NOUN
ajbmeb-345	8	30	.	.	PUNCT
ajbmeb-345	9	1	banking	banking	NOUN
ajbmeb-345	9	2	performance	performance	NOUN
ajbmeb-345	9	3	,	,	PUNCT
ajbmeb-345	9	4	banking	banking	NOUN
ajbmeb-345	9	5	systems	system	NOUN
ajbmeb-345	9	6	,	,	PUNCT
ajbmeb-345	9	7	impact	impact	NOUN
ajbmeb-345	9	8	of	of	ADP
ajbmeb-345	9	9	covid-19	covid-19	PROPN
ajbmeb-345	9	10	.	.	PROPN
ajbmeb-345	10	1	1	1	NUM
ajbmeb-345	10	2	.	.	X
ajbmeb-345	10	3	introduction	introduction	NOUN
ajbmeb-345	10	4	the	the	DET
ajbmeb-345	10	5	coronavirus	coronavirus	NOUN
ajbmeb-345	10	6	pandemic	pandemic	ADJ
ajbmeb-345	10	7	differs	differ	NOUN
ajbmeb-345	10	8	from	from	ADP
ajbmeb-345	10	9	previous	previous	ADJ
ajbmeb-345	10	10	pandemics	pandemic	NOUN
ajbmeb-345	10	11	in	in	ADP
ajbmeb-345	10	12	that	that	DET
ajbmeb-345	10	13	globalization	globalization	NOUN
ajbmeb-345	10	14	and	and	CCONJ
ajbmeb-345	10	15	interconnectedness	interconnectedness	NOUN
ajbmeb-345	10	16	between	between	ADP
ajbmeb-345	10	17	countries	country	NOUN
ajbmeb-345	10	18	play	play	VERB
ajbmeb-345	10	19	a	a	DET
ajbmeb-345	10	20	crucial	crucial	ADJ
ajbmeb-345	10	21	role	role	NOUN
ajbmeb-345	10	22	in	in	ADP
ajbmeb-345	10	23	this	this	DET
ajbmeb-345	10	24	outbreak	outbreak	NOUN
ajbmeb-345	10	25	.	.	PUNCT
ajbmeb-345	11	1	(	(	PUNCT
ajbmeb-345	11	2	mas	mas	NOUN
ajbmeb-345	11	3	-	-	NOUN
ajbmeb-345	11	4	coma	coma	NOUN
ajbmeb-345	11	5	,	,	PUNCT
ajbmeb-345	11	6	et	et	PROPN
ajbmeb-345	11	7	al	al	PROPN
ajbmeb-345	11	8	,	,	PUNCT
ajbmeb-345	11	9	2020	2020	NUM
ajbmeb-345	11	10	)	)	PUNCT
ajbmeb-345	11	11	.	.	PUNCT
ajbmeb-345	12	1	nevertheless	nevertheless	ADV
ajbmeb-345	12	2	,	,	PUNCT
ajbmeb-345	12	3	the	the	DET
ajbmeb-345	12	4	infection	infection	NOUN
ajbmeb-345	12	5	is	be	AUX
ajbmeb-345	12	6	spreading	spread	VERB
ajbmeb-345	12	7	at	at	ADP
ajbmeb-345	12	8	a	a	DET
ajbmeb-345	12	9	much	much	ADV
ajbmeb-345	12	10	quicker	quick	ADJ
ajbmeb-345	12	11	ratio	ratio	NOUN
ajbmeb-345	12	12	at	at	ADP
ajbmeb-345	12	13	the	the	DET
ajbmeb-345	12	14	moment	moment	NOUN
ajbmeb-345	12	15	.	.	PUNCT
ajbmeb-345	13	1	while	while	SCONJ
ajbmeb-345	13	2	globalization	globalization	NOUN
ajbmeb-345	13	3	has	have	VERB
ajbmeb-345	13	4	a	a	DET
ajbmeb-345	13	5	beneficial	beneficial	ADJ
ajbmeb-345	13	6	effect	effect	NOUN
ajbmeb-345	13	7	on	on	ADP
ajbmeb-345	13	8	employment	employment	NOUN
ajbmeb-345	13	9	and	and	CCONJ
ajbmeb-345	13	10	economic	economic	ADJ
ajbmeb-345	13	11	development	development	NOUN
ajbmeb-345	13	12	,	,	PUNCT
ajbmeb-345	13	13	a	a	DET
ajbmeb-345	13	14	huge	huge	ADJ
ajbmeb-345	13	15	number	number	NOUN
ajbmeb-345	13	16	of	of	ADP
ajbmeb-345	13	17	confirmed	confirm	VERB
ajbmeb-345	13	18	covid-19	covid-19	PROPN
ajbmeb-345	13	19	cases	case	NOUN
ajbmeb-345	13	20	has	have	VERB
ajbmeb-345	13	21	a	a	DET
ajbmeb-345	13	22	detrimental	detrimental	ADJ
ajbmeb-345	13	23	impact	impact	NOUN
ajbmeb-345	13	24	may	may	AUX
ajbmeb-345	13	25	manifest	manifest	VERB
ajbmeb-345	13	26	itself	itself	PRON
ajbmeb-345	13	27	during	during	ADP
ajbmeb-345	13	28	a	a	DET
ajbmeb-345	13	29	pandemic	pandemic	ADJ
ajbmeb-345	13	30	disease	disease	NOUN
ajbmeb-345	13	31	(	(	PUNCT
ajbmeb-345	13	32	farzanegan	farzanegan	NOUN
ajbmeb-345	13	33	,	,	PUNCT
ajbmeb-345	13	34	et	et	PROPN
ajbmeb-345	13	35	al	al	PROPN
ajbmeb-345	13	36	.2020	.2020	PROPN
ajbmeb-345	13	37	)	)	PUNCT
ajbmeb-345	13	38	.	.	PUNCT
ajbmeb-345	14	1	almost	almost	ADV
ajbmeb-345	14	2	every	every	DET
ajbmeb-345	14	3	country	country	NOUN
ajbmeb-345	14	4	in	in	ADP
ajbmeb-345	14	5	the	the	DET
ajbmeb-345	14	6	world	world	NOUN
ajbmeb-345	14	7	has	have	AUX
ajbmeb-345	14	8	been	be	AUX
ajbmeb-345	14	9	affected	affect	VERB
ajbmeb-345	14	10	by	by	ADP
ajbmeb-345	14	11	the	the	DET
ajbmeb-345	14	12	pandemic	pandemic	NOUN
ajbmeb-345	14	13	,	,	PUNCT
ajbmeb-345	14	14	which	which	PRON
ajbmeb-345	14	15	has	have	AUX
ajbmeb-345	14	16	spread	spread	VERB
ajbmeb-345	14	17	fast	fast	ADV
ajbmeb-345	14	18	and	and	CCONJ
ajbmeb-345	14	19	put	put	VERB
ajbmeb-345	14	20	straining	strain	VERB
ajbmeb-345	14	21	on	on	ADP
ajbmeb-345	14	22	health	health	NOUN
ajbmeb-345	14	23	and	and	CCONJ
ajbmeb-345	14	24	economic	economic	ADJ
ajbmeb-345	14	25	systems	system	NOUN
ajbmeb-345	14	26	.	.	PUNCT
ajbmeb-345	15	1	the	the	DET
ajbmeb-345	15	2	influence	influence	NOUN
ajbmeb-345	15	3	of	of	ADP
ajbmeb-345	15	4	this	this	DET
ajbmeb-345	15	5	epidemic	epidemic	NOUN
ajbmeb-345	15	6	might	might	AUX
ajbmeb-345	15	7	be	be	AUX
ajbmeb-345	15	8	larger	large	ADJ
ajbmeb-345	15	9	than	than	ADP
ajbmeb-345	15	10	that	that	PRON
ajbmeb-345	15	11	of	of	ADP
ajbmeb-345	15	12	the	the	DET
ajbmeb-345	15	13	previous	previous	ADJ
ajbmeb-345	15	14	calamity	calamity	NOUN
ajbmeb-345	15	15	,	,	PUNCT
ajbmeb-345	15	16	but	but	CCONJ
ajbmeb-345	15	17	it	it	PRON
ajbmeb-345	15	18	is	be	AUX
ajbmeb-345	15	19	still	still	ADV
ajbmeb-345	15	20	too	too	ADV
ajbmeb-345	15	21	american	american	ADJ
ajbmeb-345	15	22	journal	journal	PROPN
ajbmeb-345	15	23	of	of	ADP
ajbmeb-345	15	24	business	business	NOUN
ajbmeb-345	15	25	management	management	NOUN
ajbmeb-345	15	26	,	,	PUNCT
ajbmeb-345	15	27	economics	economic	NOUN
ajbmeb-345	15	28	and	and	CCONJ
ajbmeb-345	15	29	banking	banking	NOUN
ajbmeb-345	15	30	volume	volume	NOUN
ajbmeb-345	15	31	8	8	NUM
ajbmeb-345	15	32	,	,	PUNCT
ajbmeb-345	15	33	jan	jan	PROPN
ajbmeb-345	15	34	.	.	PROPN
ajbmeb-345	15	35	,	,	PUNCT
ajbmeb-345	15	36	2023	2023	NUM
ajbmeb-345	15	37	p	p	NOUN
ajbmeb-345	15	38	a	a	PRON
ajbmeb-345	15	39	g	g	NOUN
ajbmeb-345	15	40	e	e	NOUN
ajbmeb-345	15	41	|	|	ADV
ajbmeb-345	15	42	63	63	NUM
ajbmeb-345	15	43	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	15	44	hasty	hasty	ADJ
ajbmeb-345	15	45	to	to	PART
ajbmeb-345	15	46	tell	tell	VERB
ajbmeb-345	15	47	.	.	PUNCT
ajbmeb-345	16	1	it	it	PRON
ajbmeb-345	16	2	has	have	AUX
ajbmeb-345	16	3	disrupted	disrupt	VERB
ajbmeb-345	16	4	many	many	ADJ
ajbmeb-345	16	5	financial	financial	ADJ
ajbmeb-345	16	6	and	and	CCONJ
ajbmeb-345	16	7	affected	affected	ADJ
ajbmeb-345	16	8	firms	firm	NOUN
ajbmeb-345	16	9	and	and	CCONJ
ajbmeb-345	16	10	families	family	NOUN
ajbmeb-345	16	11	,	,	PUNCT
ajbmeb-345	16	12	as	as	ADV
ajbmeb-345	16	13	well	well	ADV
ajbmeb-345	16	14	as	as	ADP
ajbmeb-345	16	15	the	the	DET
ajbmeb-345	16	16	related	related	ADJ
ajbmeb-345	16	17	vagueness	vagueness	NOUN
ajbmeb-345	16	18	.	.	PUNCT
ajbmeb-345	17	1	in	in	ADP
ajbmeb-345	17	2	march	march	PROPN
ajbmeb-345	17	3	2020	2020	NUM
ajbmeb-345	17	4	,	,	PUNCT
ajbmeb-345	17	5	the	the	DET
ajbmeb-345	17	6	united	united	PROPN
ajbmeb-345	17	7	states	states	PROPN
ajbmeb-345	17	8	treasury	treasury	PROPN
ajbmeb-345	17	9	market	market	NOUN
ajbmeb-345	17	10	likewise	likewise	ADV
ajbmeb-345	17	11	revealed	reveal	VERB
ajbmeb-345	17	12	anxiety	anxiety	NOUN
ajbmeb-345	17	13	.	.	PUNCT
ajbmeb-345	18	1	commercial	commercial	ADJ
ajbmeb-345	18	2	bond	bond	NOUN
ajbmeb-345	18	3	markets	market	NOUN
ajbmeb-345	18	4	and	and	CCONJ
ajbmeb-345	18	5	money	money	NOUN
ajbmeb-345	18	6	mart	mart	PROPN
ajbmeb-345	18	7	capitals	capital	NOUN
ajbmeb-345	18	8	were	be	AUX
ajbmeb-345	18	9	also	also	ADV
ajbmeb-345	18	10	sternly	sternly	ADV
ajbmeb-345	18	11	stressed	stress	VERB
ajbmeb-345	18	12	.	.	PUNCT
ajbmeb-345	19	1	most	most	ADV
ajbmeb-345	19	2	importantly	importantly	ADV
ajbmeb-345	19	3	,	,	PUNCT
ajbmeb-345	19	4	financial	financial	ADJ
ajbmeb-345	19	5	marts	marts	NOUN
ajbmeb-345	19	6	fast	fast	ADV
ajbmeb-345	19	7	regained	regain	VERB
ajbmeb-345	19	8	.	.	PUNCT
ajbmeb-345	20	1	banks	bank	NOUN
ajbmeb-345	20	2	are	be	AUX
ajbmeb-345	20	3	a	a	DET
ajbmeb-345	20	4	vital	vital	ADJ
ajbmeb-345	20	5	economic	economic	ADJ
ajbmeb-345	20	6	pillar	pillar	NOUN
ajbmeb-345	20	7	,	,	PUNCT
ajbmeb-345	20	8	and	and	CCONJ
ajbmeb-345	20	9	the	the	DET
ajbmeb-345	20	10	managing	managing	NOUN
ajbmeb-345	20	11	performs	perform	NOUN
ajbmeb-345	20	12	they	they	PRON
ajbmeb-345	20	13	employ	employ	VERB
ajbmeb-345	20	14	have	have	VERB
ajbmeb-345	20	15	an	an	DET
ajbmeb-345	20	16	effect	effect	NOUN
ajbmeb-345	20	17	on	on	ADP
ajbmeb-345	20	18	the	the	DET
ajbmeb-345	20	19	economy	economy	NOUN
ajbmeb-345	20	20	's	's	PART
ajbmeb-345	20	21	retrieval	retrieval	NOUN
ajbmeb-345	20	22	amid	amid	ADP
ajbmeb-345	20	23	the	the	DET
ajbmeb-345	20	24	epidemic	epidemic	NOUN
ajbmeb-345	20	25	.	.	PUNCT
ajbmeb-345	21	1	banks	bank	NOUN
ajbmeb-345	21	2	have	have	VERB
ajbmeb-345	21	3	a	a	DET
ajbmeb-345	21	4	substantial	substantial	ADJ
ajbmeb-345	21	5	part	part	NOUN
ajbmeb-345	21	6	in	in	ADP
ajbmeb-345	21	7	the	the	DET
ajbmeb-345	21	8	economy	economy	NOUN
ajbmeb-345	21	9	since	since	SCONJ
ajbmeb-345	21	10	they	they	PRON
ajbmeb-345	21	11	support	support	VERB
ajbmeb-345	21	12	local	local	ADJ
ajbmeb-345	21	13	and	and	CCONJ
ajbmeb-345	21	14	foreign	foreign	ADJ
ajbmeb-345	21	15	trade	trade	NOUN
ajbmeb-345	21	16	.	.	PUNCT
ajbmeb-345	22	1	any	any	DET
ajbmeb-345	22	2	major	major	ADJ
ajbmeb-345	22	3	disturbance	disturbance	NOUN
ajbmeb-345	22	4	in	in	ADP
ajbmeb-345	22	5	this	this	DET
ajbmeb-345	22	6	system	system	NOUN
ajbmeb-345	22	7	would	would	AUX
ajbmeb-345	22	8	underlay	underlay	VERB
ajbmeb-345	22	9	bad	bad	ADJ
ajbmeb-345	22	10	consequences	consequence	NOUN
ajbmeb-345	22	11	on	on	ADP
ajbmeb-345	22	12	the	the	DET
ajbmeb-345	22	13	entire	entire	ADJ
ajbmeb-345	22	14	society	society	NOUN
ajbmeb-345	22	15	.	.	PUNCT
ajbmeb-345	23	1	trust	trust	NOUN
ajbmeb-345	23	2	is	be	AUX
ajbmeb-345	23	3	essential	essential	ADJ
ajbmeb-345	23	4	to	to	ADP
ajbmeb-345	23	5	the	the	DET
ajbmeb-345	23	6	smooth	smooth	ADJ
ajbmeb-345	23	7	running	running	NOUN
ajbmeb-345	23	8	of	of	ADP
ajbmeb-345	23	9	the	the	DET
ajbmeb-345	23	10	monetary	monetary	ADJ
ajbmeb-345	23	11	system	system	NOUN
ajbmeb-345	23	12	and	and	CCONJ
ajbmeb-345	23	13	the	the	DET
ajbmeb-345	23	14	economy	economy	NOUN
ajbmeb-345	23	15	in	in	ADP
ajbmeb-345	23	16	this	this	DET
ajbmeb-345	23	17	sector	sector	NOUN
ajbmeb-345	23	18	.	.	PUNCT
ajbmeb-345	24	1	(	(	PUNCT
ajbmeb-345	24	2	van	van	PROPN
ajbmeb-345	24	3	esterik	esterik	NOUN
ajbmeb-345	24	4	-	-	PUNCT
ajbmeb-345	24	5	plasmeijer	plasmeijer	NOUN
ajbmeb-345	24	6	,	,	PUNCT
ajbmeb-345	24	7	2017	2017	NUM
ajbmeb-345	24	8	)	)	PUNCT
ajbmeb-345	24	9	.	.	PUNCT
ajbmeb-345	25	1	the	the	DET
ajbmeb-345	25	2	banking	banking	NOUN
ajbmeb-345	25	3	system	system	NOUN
ajbmeb-345	25	4	has	have	AUX
ajbmeb-345	25	5	always	always	ADV
ajbmeb-345	25	6	been	be	AUX
ajbmeb-345	25	7	at	at	ADP
ajbmeb-345	25	8	the	the	DET
ajbmeb-345	25	9	core	core	NOUN
ajbmeb-345	25	10	of	of	ADP
ajbmeb-345	25	11	crises	crisis	NOUN
ajbmeb-345	25	12	.	.	PUNCT
ajbmeb-345	26	1	yet	yet	ADV
ajbmeb-345	26	2	,	,	PUNCT
ajbmeb-345	26	3	because	because	SCONJ
ajbmeb-345	26	4	we	we	PRON
ajbmeb-345	26	5	are	be	AUX
ajbmeb-345	26	6	treating	treat	VERB
ajbmeb-345	26	7	with	with	ADP
ajbmeb-345	26	8	a	a	DET
ajbmeb-345	26	9	dilemma	dilemma	NOUN
ajbmeb-345	26	10	relating	relate	VERB
ajbmeb-345	26	11	universal	universal	ADJ
ajbmeb-345	26	12	health	health	NOUN
ajbmeb-345	26	13	concerns	concern	NOUN
ajbmeb-345	26	14	,	,	PUNCT
ajbmeb-345	26	15	the	the	DET
ajbmeb-345	26	16	crisis	crisis	NOUN
ajbmeb-345	26	17	has	have	VERB
ajbmeb-345	26	18	a	a	DET
ajbmeb-345	26	19	distinct	distinct	ADJ
ajbmeb-345	26	20	impact	impact	NOUN
ajbmeb-345	26	21	.	.	PUNCT
ajbmeb-345	27	1	in	in	ADP
ajbmeb-345	27	2	previous	previous	ADJ
ajbmeb-345	27	3	crises	crisis	NOUN
ajbmeb-345	27	4	,	,	PUNCT
ajbmeb-345	27	5	banks	bank	NOUN
ajbmeb-345	27	6	were	be	AUX
ajbmeb-345	27	7	considered	consider	VERB
ajbmeb-345	27	8	to	to	PART
ajbmeb-345	27	9	be	be	AUX
ajbmeb-345	27	10	part	part	NOUN
ajbmeb-345	27	11	of	of	ADP
ajbmeb-345	27	12	the	the	DET
ajbmeb-345	27	13	issue	issue	NOUN
ajbmeb-345	27	14	,	,	PUNCT
ajbmeb-345	27	15	but	but	CCONJ
ajbmeb-345	27	16	this	this	DET
ajbmeb-345	27	17	time	time	NOUN
ajbmeb-345	27	18	,	,	PUNCT
ajbmeb-345	27	19	however	however	ADV
ajbmeb-345	27	20	,	,	PUNCT
ajbmeb-345	27	21	they	they	PRON
ajbmeb-345	27	22	are	be	AUX
ajbmeb-345	27	23	considered	consider	VERB
ajbmeb-345	27	24	part	part	NOUN
ajbmeb-345	27	25	of	of	ADP
ajbmeb-345	27	26	the	the	DET
ajbmeb-345	27	27	solution	solution	NOUN
ajbmeb-345	27	28	.	.	PUNCT
ajbmeb-345	28	1	this	this	DET
ajbmeb-345	28	2	approach	approach	NOUN
ajbmeb-345	28	3	reinforces	reinforce	VERB
ajbmeb-345	28	4	the	the	DET
ajbmeb-345	28	5	importance	importance	NOUN
ajbmeb-345	28	6	of	of	ADP
ajbmeb-345	28	7	banks	bank	NOUN
ajbmeb-345	28	8	in	in	ADP
ajbmeb-345	28	9	the	the	DET
ajbmeb-345	28	10	covid-19	covid-19	PROPN
ajbmeb-345	28	11	crisis	crisis	NOUN
ajbmeb-345	28	12	,	,	PUNCT
ajbmeb-345	28	13	and	and	CCONJ
ajbmeb-345	28	14	bank	bank	NOUN
ajbmeb-345	28	15	initiatives	initiative	NOUN
ajbmeb-345	28	16	are	be	AUX
ajbmeb-345	28	17	impacting	impact	VERB
ajbmeb-345	28	18	the	the	DET
ajbmeb-345	28	19	economy	economy	NOUN
ajbmeb-345	28	20	as	as	ADP
ajbmeb-345	28	21	a	a	DET
ajbmeb-345	28	22	whole	whole	NOUN
ajbmeb-345	28	23	.	.	PUNCT
ajbmeb-345	29	1	the	the	DET
ajbmeb-345	29	2	outbreak	outbreak	NOUN
ajbmeb-345	29	3	has	have	AUX
ajbmeb-345	29	4	completely	completely	ADV
ajbmeb-345	29	5	changed	change	VERB
ajbmeb-345	29	6	the	the	DET
ajbmeb-345	29	7	world	world	NOUN
ajbmeb-345	29	8	economy	economy	NOUN
ajbmeb-345	29	9	and	and	CCONJ
ajbmeb-345	29	10	has	have	AUX
ajbmeb-345	29	11	had	have	VERB
ajbmeb-345	29	12	a	a	DET
ajbmeb-345	29	13	significant	significant	ADJ
ajbmeb-345	29	14	impact	impact	NOUN
ajbmeb-345	29	15	on	on	ADP
ajbmeb-345	29	16	the	the	DET
ajbmeb-345	29	17	majority	majority	NOUN
ajbmeb-345	29	18	of	of	ADP
ajbmeb-345	29	19	businesses	business	NOUN
ajbmeb-345	29	20	.	.	PUNCT
ajbmeb-345	30	1	the	the	DET
ajbmeb-345	30	2	banking	banking	NOUN
ajbmeb-345	30	3	system	system	NOUN
ajbmeb-345	30	4	is	be	AUX
ajbmeb-345	30	5	critical	critical	ADJ
ajbmeb-345	30	6	in	in	ADP
ajbmeb-345	30	7	this	this	DET
ajbmeb-345	30	8	situation	situation	NOUN
ajbmeb-345	30	9	because	because	SCONJ
ajbmeb-345	30	10	it	it	PRON
ajbmeb-345	30	11	is	be	AUX
ajbmeb-345	30	12	essential	essential	ADJ
ajbmeb-345	30	13	from	from	ADP
ajbmeb-345	30	14	the	the	DET
ajbmeb-345	30	15	economic	economic	ADJ
ajbmeb-345	30	16	point	point	NOUN
ajbmeb-345	30	17	of	of	ADP
ajbmeb-345	30	18	view	view	NOUN
ajbmeb-345	30	19	.	.	PUNCT
ajbmeb-345	31	1	the	the	DET
ajbmeb-345	31	2	banking	banking	NOUN
ajbmeb-345	31	3	system	system	NOUN
ajbmeb-345	31	4	has	have	AUX
ajbmeb-345	31	5	continued	continue	VERB
ajbmeb-345	31	6	to	to	PART
ajbmeb-345	31	7	change	change	VERB
ajbmeb-345	31	8	in	in	ADP
ajbmeb-345	31	9	recent	recent	ADJ
ajbmeb-345	31	10	years	year	NOUN
ajbmeb-345	31	11	—	—	PUNCT
ajbmeb-345	31	12	it	it	PRON
ajbmeb-345	31	13	has	have	AUX
ajbmeb-345	31	14	been	be	AUX
ajbmeb-345	31	15	rebuilt	rebuild	VERB
ajbmeb-345	31	16	to	to	PART
ajbmeb-345	31	17	meet	meet	VERB
ajbmeb-345	31	18	client	client	NOUN
ajbmeb-345	31	19	requirements	requirement	NOUN
ajbmeb-345	31	20	as	as	ADV
ajbmeb-345	31	21	well	well	ADV
ajbmeb-345	31	22	as	as	ADP
ajbmeb-345	31	23	cost	cost	NOUN
ajbmeb-345	31	24	-	-	PUNCT
ajbmeb-345	31	25	cutting	cut	VERB
ajbmeb-345	31	26	demands	demand	NOUN
ajbmeb-345	31	27	.	.	PUNCT
ajbmeb-345	32	1	the	the	DET
ajbmeb-345	32	2	pandemic	pandemic	NOUN
ajbmeb-345	32	3	has	have	AUX
ajbmeb-345	32	4	pushed	push	VERB
ajbmeb-345	32	5	the	the	DET
ajbmeb-345	32	6	banking	banking	NOUN
ajbmeb-345	32	7	industry	industry	NOUN
ajbmeb-345	32	8	's	's	PART
ajbmeb-345	32	9	digitalization	digitalization	NOUN
ajbmeb-345	32	10	,	,	PUNCT
ajbmeb-345	32	11	although	although	SCONJ
ajbmeb-345	32	12	the	the	DET
ajbmeb-345	32	13	need	need	NOUN
ajbmeb-345	32	14	for	for	ADP
ajbmeb-345	32	15	innovation	innovation	NOUN
ajbmeb-345	32	16	and	and	CCONJ
ajbmeb-345	32	17	digital	digital	ADJ
ajbmeb-345	32	18	policies	policy	NOUN
ajbmeb-345	32	19	was	be	AUX
ajbmeb-345	32	20	an	an	DET
ajbmeb-345	32	21	aspect	aspect	NOUN
ajbmeb-345	32	22	in	in	ADP
ajbmeb-345	32	23	the	the	DET
ajbmeb-345	32	24	banking	banking	NOUN
ajbmeb-345	32	25	industry	industry	NOUN
ajbmeb-345	32	26	prior	prior	ADV
ajbmeb-345	32	27	to	to	ADP
ajbmeb-345	32	28	the	the	DET
ajbmeb-345	32	29	pandemic	pandemic	NOUN
ajbmeb-345	32	30	.	.	PUNCT
ajbmeb-345	33	1	moreover	moreover	ADV
ajbmeb-345	33	2	,	,	PUNCT
ajbmeb-345	33	3	banks	bank	NOUN
ajbmeb-345	33	4	are	be	AUX
ajbmeb-345	33	5	a	a	DET
ajbmeb-345	33	6	crucial	crucial	ADJ
ajbmeb-345	33	7	economic	economic	ADJ
ajbmeb-345	33	8	leader	leader	NOUN
ajbmeb-345	33	9	,	,	PUNCT
ajbmeb-345	33	10	and	and	CCONJ
ajbmeb-345	33	11	their	their	PRON
ajbmeb-345	33	12	management	management	NOUN
ajbmeb-345	33	13	strategies	strategy	NOUN
ajbmeb-345	33	14	have	have	AUX
ajbmeb-345	33	15	affected	affect	VERB
ajbmeb-345	33	16	the	the	DET
ajbmeb-345	33	17	post	post	ADJ
ajbmeb-345	33	18	-	-	ADJ
ajbmeb-345	33	19	pandemic	pandemic	ADJ
ajbmeb-345	33	20	recovery	recovery	NOUN
ajbmeb-345	33	21	of	of	ADP
ajbmeb-345	33	22	the	the	DET
ajbmeb-345	33	23	economy	economy	NOUN
ajbmeb-345	33	24	.	.	PUNCT
ajbmeb-345	34	1	banks	bank	NOUN
ajbmeb-345	34	2	play	play	VERB
ajbmeb-345	34	3	an	an	DET
ajbmeb-345	34	4	important	important	ADJ
ajbmeb-345	34	5	role	role	NOUN
ajbmeb-345	34	6	in	in	ADP
ajbmeb-345	34	7	the	the	DET
ajbmeb-345	34	8	economy	economy	NOUN
ajbmeb-345	34	9	by	by	ADP
ajbmeb-345	34	10	facilitating	facilitate	VERB
ajbmeb-345	34	11	domestic	domestic	ADJ
ajbmeb-345	34	12	and	and	CCONJ
ajbmeb-345	34	13	international	international	ADJ
ajbmeb-345	34	14	commerce	commerce	NOUN
ajbmeb-345	34	15	.	.	PUNCT
ajbmeb-345	35	1	the	the	DET
ajbmeb-345	35	2	global	global	ADJ
ajbmeb-345	35	3	banking	banking	NOUN
ajbmeb-345	35	4	system	system	NOUN
ajbmeb-345	35	5	is	be	AUX
ajbmeb-345	35	6	expected	expect	VERB
ajbmeb-345	35	7	to	to	PART
ajbmeb-345	35	8	be	be	AUX
ajbmeb-345	35	9	strained	strain	VERB
ajbmeb-345	35	10	as	as	ADP
ajbmeb-345	35	11	a	a	DET
ajbmeb-345	35	12	result	result	NOUN
ajbmeb-345	35	13	of	of	ADP
ajbmeb-345	35	14	the	the	DET
ajbmeb-345	35	15	crisis	crisis	NOUN
ajbmeb-345	35	16	and	and	CCONJ
ajbmeb-345	35	17	banks	bank	NOUN
ajbmeb-345	35	18	'	'	PART
ajbmeb-345	35	19	countercyclical	countercyclical	ADJ
ajbmeb-345	35	20	advancing	advance	VERB
ajbmeb-345	35	21	role	role	NOUN
ajbmeb-345	35	22	.	.	PUNCT
ajbmeb-345	35	23	,	,	PUNCT
ajbmeb-345	35	24	having	have	VERB
ajbmeb-345	35	25	various	various	ADJ
ajbmeb-345	35	26	impacts	impact	NOUN
ajbmeb-345	35	27	dependent	dependent	ADJ
ajbmeb-345	35	28	on	on	ADP
ajbmeb-345	35	29	their	their	PRON
ajbmeb-345	35	30	features	feature	NOUN
ajbmeb-345	35	31	and	and	CCONJ
ajbmeb-345	35	32	pre	pre	ADJ
ajbmeb-345	35	33	-	-	ADJ
ajbmeb-345	35	34	crisis	crisis	ADJ
ajbmeb-345	35	35	vulnerabilities	vulnerability	NOUN
ajbmeb-345	35	36	(	(	PUNCT
ajbmeb-345	35	37	demirguc	demirguc	PROPN
ajbmeb-345	35	38	-	-	PUNCT
ajbmeb-345	35	39	kunt	kunt	PROPN
ajbmeb-345	35	40	,	,	PUNCT
ajbmeb-345	35	41	2020	2020	NUM
ajbmeb-345	35	42	)	)	PUNCT
ajbmeb-345	35	43	.	.	PUNCT
ajbmeb-345	36	1	henceforth	henceforth	ADV
ajbmeb-345	36	2	,	,	PUNCT
ajbmeb-345	36	3	the	the	DET
ajbmeb-345	36	4	current	current	ADJ
ajbmeb-345	36	5	study	study	NOUN
ajbmeb-345	36	6	set	set	VERB
ajbmeb-345	36	7	forward	forward	ADV
ajbmeb-345	36	8	the	the	DET
ajbmeb-345	36	9	following	follow	VERB
ajbmeb-345	36	10	questions	question	NOUN
ajbmeb-345	36	11	:	:	PUNCT
ajbmeb-345	36	12	•	•	NUM
ajbmeb-345	36	13	how	how	SCONJ
ajbmeb-345	36	14	has	have	AUX
ajbmeb-345	36	15	the	the	DET
ajbmeb-345	36	16	world	world	NOUN
ajbmeb-345	36	17	economy	economy	NOUN
ajbmeb-345	36	18	was	be	AUX
ajbmeb-345	36	19	impacted	impact	VERB
ajbmeb-345	36	20	by	by	ADP
ajbmeb-345	36	21	the	the	DET
ajbmeb-345	36	22	covid-19	covid-19	PROPN
ajbmeb-345	36	23	outbreak	outbreak	NOUN
ajbmeb-345	36	24	.	.	PUNCT
ajbmeb-345	36	25	?	?	PUNCT
ajbmeb-345	37	1	•	•	INTJ
ajbmeb-345	37	2	what	what	PRON
ajbmeb-345	37	3	are	be	AUX
ajbmeb-345	37	4	the	the	DET
ajbmeb-345	37	5	fruitful	fruitful	ADJ
ajbmeb-345	37	6	methods	method	NOUN
ajbmeb-345	37	7	that	that	PRON
ajbmeb-345	37	8	banks	bank	NOUN
ajbmeb-345	37	9	were	be	AUX
ajbmeb-345	37	10	taking	take	VERB
ajbmeb-345	37	11	for	for	ADP
ajbmeb-345	37	12	confront	confront	VERB
ajbmeb-345	37	13	the	the	DET
ajbmeb-345	37	14	pandemic	pandemic	NOUN
ajbmeb-345	37	15	?	?	PUNCT
ajbmeb-345	38	1	•	•	NUM
ajbmeb-345	38	2	how	how	SCONJ
ajbmeb-345	38	3	have	have	VERB
ajbmeb-345	38	4	the	the	DET
ajbmeb-345	38	5	banks	bank	NOUN
ajbmeb-345	38	6	'	'	PART
ajbmeb-345	38	7	performance	performance	NOUN
ajbmeb-345	38	8	changed	change	VERB
ajbmeb-345	38	9	before	before	ADV
ajbmeb-345	38	10	and	and	CCONJ
ajbmeb-345	38	11	after	after	ADP
ajbmeb-345	38	12	covid-19	covid-19	PROPN
ajbmeb-345	38	13	?	?	PUNCT
ajbmeb-345	39	1	besides	besides	ADV
ajbmeb-345	39	2	,	,	PUNCT
ajbmeb-345	39	3	the	the	DET
ajbmeb-345	39	4	descriptive	descriptive	ADJ
ajbmeb-345	39	5	study	study	NOUN
ajbmeb-345	39	6	is	be	AUX
ajbmeb-345	39	7	taken	take	VERB
ajbmeb-345	39	8	in	in	ADP
ajbmeb-345	39	9	this	this	DET
ajbmeb-345	39	10	research	research	NOUN
ajbmeb-345	39	11	paper	paper	NOUN
ajbmeb-345	39	12	.	.	PUNCT
ajbmeb-345	40	1	descriptive	descriptive	ADJ
ajbmeb-345	40	2	research	research	NOUN
ajbmeb-345	40	3	is	be	AUX
ajbmeb-345	40	4	research	research	NOUN
ajbmeb-345	40	5	in	in	ADP
ajbmeb-345	40	6	which	which	PRON
ajbmeb-345	40	7	information	information	NOUN
ajbmeb-345	40	8	is	be	AUX
ajbmeb-345	40	9	collected	collect	VERB
ajbmeb-345	40	10	without	without	ADP
ajbmeb-345	40	11	affecting	affect	VERB
ajbmeb-345	40	12	the	the	DET
ajbmeb-345	40	13	environment	environment	NOUN
ajbmeb-345	40	14	.	.	PUNCT
ajbmeb-345	41	1	2	2	X
ajbmeb-345	41	2	.	.	X
ajbmeb-345	41	3	study	study	NOUN
ajbmeb-345	41	4	objective	objective	NOUN
ajbmeb-345	41	5	:	:	PUNCT
ajbmeb-345	41	6	the	the	DET
ajbmeb-345	41	7	purpose	purpose	NOUN
ajbmeb-345	41	8	of	of	ADP
ajbmeb-345	41	9	this	this	DET
ajbmeb-345	41	10	article	article	NOUN
ajbmeb-345	41	11	is	be	AUX
ajbmeb-345	41	12	to	to	PART
ajbmeb-345	41	13	explore	explore	VERB
ajbmeb-345	41	14	banking	banking	NOUN
ajbmeb-345	41	15	strategies	strategy	NOUN
ajbmeb-345	41	16	used	use	VERB
ajbmeb-345	41	17	during	during	ADP
ajbmeb-345	41	18	complicated	complicated	ADJ
ajbmeb-345	41	19	crises	crisis	NOUN
ajbmeb-345	41	20	in	in	ADP
ajbmeb-345	41	21	oilproducing	oilproduce	VERB
ajbmeb-345	41	22	countries	country	NOUN
ajbmeb-345	41	23	,	,	PUNCT
ajbmeb-345	41	24	as	as	ADV
ajbmeb-345	41	25	well	well	ADV
ajbmeb-345	41	26	as	as	ADP
ajbmeb-345	41	27	in	in	ADP
ajbmeb-345	41	28	europe	europe	PROPN
ajbmeb-345	41	29	and	and	CCONJ
ajbmeb-345	41	30	asia	asia	PROPN
ajbmeb-345	41	31	,	,	PUNCT
ajbmeb-345	41	32	with	with	ADP
ajbmeb-345	41	33	an	an	DET
ajbmeb-345	41	34	emphasis	emphasis	NOUN
ajbmeb-345	41	35	on	on	ADP
ajbmeb-345	41	36	the	the	DET
ajbmeb-345	41	37	current	current	ADJ
ajbmeb-345	41	38	pandemic	pandemic	NOUN
ajbmeb-345	41	39	.	.	PUNCT
ajbmeb-345	42	1	it	it	PRON
ajbmeb-345	42	2	compiles	compile	VERB
ajbmeb-345	42	3	the	the	DET
ajbmeb-345	42	4	available	available	ADJ
ajbmeb-345	42	5	information	information	NOUN
ajbmeb-345	42	6	and	and	CCONJ
ajbmeb-345	42	7	correlates	correlate	VERB
ajbmeb-345	42	8	publicly	publicly	ADV
ajbmeb-345	42	9	available	available	ADJ
ajbmeb-345	42	10	documents	document	NOUN
ajbmeb-345	42	11	on	on	ADP
ajbmeb-345	42	12	the	the	DET
ajbmeb-345	42	13	banking	banking	NOUN
ajbmeb-345	42	14	sector	sector	NOUN
ajbmeb-345	42	15	's	's	PART
ajbmeb-345	42	16	response	response	NOUN
ajbmeb-345	42	17	to	to	ADP
ajbmeb-345	42	18	covid-19	covid-19	PROPN
ajbmeb-345	42	19	.	.	PUNCT
ajbmeb-345	43	1	it	it	PRON
ajbmeb-345	43	2	is	be	AUX
ajbmeb-345	43	3	a	a	DET
ajbmeb-345	43	4	question	question	NOUN
ajbmeb-345	43	5	of	of	ADP
ajbmeb-345	43	6	how	how	SCONJ
ajbmeb-345	43	7	the	the	DET
ajbmeb-345	43	8	banking	banking	NOUN
ajbmeb-345	43	9	sector	sector	NOUN
ajbmeb-345	43	10	can	can	AUX
ajbmeb-345	43	11	cope	cope	VERB
ajbmeb-345	43	12	with	with	ADP
ajbmeb-345	43	13	complex	complex	ADJ
ajbmeb-345	43	14	crises	crisis	NOUN
ajbmeb-345	43	15	and	and	CCONJ
ajbmeb-345	43	16	how	how	SCONJ
ajbmeb-345	43	17	complex	complex	ADJ
ajbmeb-345	43	18	crises	crisis	NOUN
ajbmeb-345	43	19	challenge	challenge	VERB
ajbmeb-345	43	20	banking	banking	NOUN
ajbmeb-345	43	21	management	management	NOUN
ajbmeb-345	43	22	practices.furthermore	practices.furthermore	ADP
ajbmeb-345	43	23	,	,	PUNCT
ajbmeb-345	43	24	this	this	DET
ajbmeb-345	43	25	paper	paper	NOUN
ajbmeb-345	43	26	will	will	AUX
ajbmeb-345	43	27	look	look	VERB
ajbmeb-345	43	28	at	at	ADP
ajbmeb-345	43	29	how	how	SCONJ
ajbmeb-345	43	30	the	the	DET
ajbmeb-345	43	31	banking	banking	NOUN
ajbmeb-345	43	32	system	system	NOUN
ajbmeb-345	43	33	was	be	AUX
ajbmeb-345	43	34	before	before	ADP
ajbmeb-345	43	35	and	and	CCONJ
ajbmeb-345	43	36	after	after	ADP
ajbmeb-345	43	37	covid-19	covid-19	PROPN
ajbmeb-345	43	38	.	.	PUNCT
ajbmeb-345	44	1	the	the	DET
ajbmeb-345	44	2	study	study	NOUN
ajbmeb-345	44	3	examines	examine	VERB
ajbmeb-345	44	4	whether	whether	SCONJ
ajbmeb-345	44	5	the	the	DET
ajbmeb-345	44	6	banking	banking	NOUN
ajbmeb-345	44	7	system	system	NOUN
ajbmeb-345	44	8	was	be	AUX
ajbmeb-345	44	9	stronger	strong	ADJ
ajbmeb-345	44	10	and	and	CCONJ
ajbmeb-345	44	11	better	well	ADV
ajbmeb-345	44	12	constituted	constitute	VERB
ajbmeb-345	44	13	before	before	ADP
ajbmeb-345	44	14	the	the	DET
ajbmeb-345	44	15	pandemic	pandemic	ADJ
ajbmeb-345	44	16	,	,	PUNCT
ajbmeb-345	44	17	as	as	ADV
ajbmeb-345	44	18	well	well	ADV
ajbmeb-345	44	19	as	as	ADP
ajbmeb-345	44	20	recapping	recap	VERB
ajbmeb-345	44	21	the	the	DET
ajbmeb-345	44	22	lessons	lesson	NOUN
ajbmeb-345	44	23	learnt	learn	VERB
ajbmeb-345	44	24	from	from	ADP
ajbmeb-345	44	25	the	the	DET
ajbmeb-345	44	26	last	last	ADJ
ajbmeb-345	44	27	crises	crisis	NOUN
ajbmeb-345	44	28	.	.	PUNCT
ajbmeb-345	45	1	american	american	PROPN
ajbmeb-345	45	2	journal	journal	PROPN
ajbmeb-345	45	3	of	of	ADP
ajbmeb-345	45	4	business	business	NOUN
ajbmeb-345	45	5	management	management	NOUN
ajbmeb-345	45	6	,	,	PUNCT
ajbmeb-345	45	7	economics	economic	NOUN
ajbmeb-345	45	8	and	and	CCONJ
ajbmeb-345	45	9	banking	banking	NOUN
ajbmeb-345	45	10	volume	volume	NOUN
ajbmeb-345	45	11	8	8	NUM
ajbmeb-345	45	12	,	,	PUNCT
ajbmeb-345	45	13	jan	jan	PROPN
ajbmeb-345	45	14	.	.	PROPN
ajbmeb-345	45	15	,	,	PUNCT
ajbmeb-345	45	16	2023	2023	NUM
ajbmeb-345	45	17	p	p	NOUN
ajbmeb-345	45	18	a	a	DET
ajbmeb-345	45	19	g	g	NOUN
ajbmeb-345	45	20	e	e	NOUN
ajbmeb-345	45	21	|	|	ADV
ajbmeb-345	45	22	64	64	NUM
ajbmeb-345	45	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	45	24	in	in	ADP
ajbmeb-345	45	25	the	the	DET
ajbmeb-345	45	26	present	present	ADJ
ajbmeb-345	45	27	study	study	NOUN
ajbmeb-345	45	28	,	,	PUNCT
ajbmeb-345	45	29	the	the	DET
ajbmeb-345	45	30	database	database	NOUN
ajbmeb-345	45	31	was	be	AUX
ajbmeb-345	45	32	built	build	VERB
ajbmeb-345	45	33	by	by	ADP
ajbmeb-345	45	34	doing	do	VERB
ajbmeb-345	45	35	a	a	DET
ajbmeb-345	45	36	thorough	thorough	ADJ
ajbmeb-345	45	37	search	search	NOUN
ajbmeb-345	45	38	for	for	ADP
ajbmeb-345	45	39	all	all	DET
ajbmeb-345	45	40	relevant	relevant	ADJ
ajbmeb-345	45	41	material	material	NOUN
ajbmeb-345	45	42	on	on	ADP
ajbmeb-345	45	43	the	the	DET
ajbmeb-345	45	44	financial	financial	ADJ
ajbmeb-345	45	45	system	system	NOUN
ajbmeb-345	45	46	implications	implication	NOUN
ajbmeb-345	45	47	of	of	ADP
ajbmeb-345	45	48	the	the	DET
ajbmeb-345	45	49	covid-19	covid-19	PROPN
ajbmeb-345	45	50	pandemic	pandemic	NOUN
ajbmeb-345	45	51	.	.	PUNCT
ajbmeb-345	46	1	the	the	DET
ajbmeb-345	46	2	information	information	NOUN
ajbmeb-345	46	3	was	be	AUX
ajbmeb-345	46	4	collected	collect	VERB
ajbmeb-345	46	5	by	by	ADP
ajbmeb-345	46	6	reading	read	VERB
ajbmeb-345	46	7	scientific	scientific	ADJ
ajbmeb-345	46	8	journals	journal	NOUN
ajbmeb-345	46	9	,	,	PUNCT
ajbmeb-345	46	10	company	company	NOUN
ajbmeb-345	46	11	audit	audit	NOUN
ajbmeb-345	46	12	reports	report	NOUN
ajbmeb-345	46	13	and	and	CCONJ
ajbmeb-345	46	14	expert	expert	ADJ
ajbmeb-345	46	15	opinions	opinion	NOUN
ajbmeb-345	46	16	to	to	PART
ajbmeb-345	46	17	answer	answer	VERB
ajbmeb-345	46	18	the	the	DET
ajbmeb-345	46	19	expected	expect	VERB
ajbmeb-345	46	20	questions	question	NOUN
ajbmeb-345	46	21	.	.	PUNCT
ajbmeb-345	47	1	a	a	DET
ajbmeb-345	47	2	literature	literature	NOUN
ajbmeb-345	47	3	search	search	NOUN
ajbmeb-345	47	4	was	be	AUX
ajbmeb-345	47	5	carried	carry	VERB
ajbmeb-345	47	6	out	out	ADP
ajbmeb-345	47	7	using	use	VERB
ajbmeb-345	47	8	the	the	DET
ajbmeb-345	47	9	following	follow	VERB
ajbmeb-345	47	10	keywords	keyword	NOUN
ajbmeb-345	47	11	to	to	PART
ajbmeb-345	47	12	categorize	categorize	VERB
ajbmeb-345	47	13	these	these	DET
ajbmeb-345	47	14	articles	article	NOUN
ajbmeb-345	47	15	:	:	PUNCT
ajbmeb-345	48	1	pandemic	pandemic	ADJ
ajbmeb-345	48	2	of	of	ADP
ajbmeb-345	48	3	covid-19	covid-19	PROPN
ajbmeb-345	48	4	,	,	PUNCT
ajbmeb-345	48	5	banking	banking	NOUN
ajbmeb-345	48	6	methods	method	NOUN
ajbmeb-345	48	7	,	,	PUNCT
ajbmeb-345	48	8	crisis	crisis	NOUN
ajbmeb-345	48	9	,	,	PUNCT
ajbmeb-345	48	10	and	and	CCONJ
ajbmeb-345	48	11	financial	financial	ADJ
ajbmeb-345	48	12	catastrophe	catastrophe	NOUN
ajbmeb-345	48	13	,	,	PUNCT
ajbmeb-345	48	14	performance	performance	NOUN
ajbmeb-345	48	15	.	.	PUNCT
ajbmeb-345	49	1	this	this	DET
ajbmeb-345	49	2	page	page	NOUN
ajbmeb-345	49	3	provides	provide	VERB
ajbmeb-345	49	4	readers	reader	NOUN
ajbmeb-345	49	5	with	with	ADP
ajbmeb-345	49	6	the	the	DET
ajbmeb-345	49	7	latest	late	ADJ
ajbmeb-345	49	8	recent	recent	ADJ
ajbmeb-345	49	9	information	information	NOUN
ajbmeb-345	49	10	about	about	ADP
ajbmeb-345	49	11	the	the	DET
ajbmeb-345	49	12	pandemic	pandemic	ADJ
ajbmeb-345	49	13	's	's	PART
ajbmeb-345	49	14	economic	economic	ADJ
ajbmeb-345	49	15	impact	impact	NOUN
ajbmeb-345	49	16	,	,	PUNCT
ajbmeb-345	49	17	notably	notably	ADV
ajbmeb-345	49	18	the	the	DET
ajbmeb-345	49	19	banking	banking	NOUN
ajbmeb-345	49	20	system	system	NOUN
ajbmeb-345	49	21	.	.	PUNCT
ajbmeb-345	50	1	articles	article	NOUN
ajbmeb-345	50	2	were	be	AUX
ajbmeb-345	50	3	chosen	choose	VERB
ajbmeb-345	50	4	,	,	PUNCT
ajbmeb-345	50	5	and	and	CCONJ
ajbmeb-345	50	6	then	then	ADV
ajbmeb-345	50	7	a	a	DET
ajbmeb-345	50	8	decision	decision	NOUN
ajbmeb-345	50	9	was	be	AUX
ajbmeb-345	50	10	made	make	VERB
ajbmeb-345	50	11	on	on	ADP
ajbmeb-345	50	12	which	which	DET
ajbmeb-345	50	13	ones	one	NOUN
ajbmeb-345	50	14	to	to	PART
ajbmeb-345	50	15	include	include	VERB
ajbmeb-345	50	16	in	in	ADP
ajbmeb-345	50	17	the	the	DET
ajbmeb-345	50	18	analysis	analysis	NOUN
ajbmeb-345	50	19	based	base	VERB
ajbmeb-345	50	20	on	on	ADP
ajbmeb-345	50	21	the	the	DET
ajbmeb-345	50	22	abstracts	abstract	NOUN
ajbmeb-345	50	23	,	,	PUNCT
ajbmeb-345	50	24	articles	article	NOUN
ajbmeb-345	50	25	,	,	PUNCT
ajbmeb-345	50	26	and	and	CCONJ
ajbmeb-345	50	27	notes	note	NOUN
ajbmeb-345	50	28	taken	take	VERB
ajbmeb-345	50	29	.	.	PUNCT
ajbmeb-345	51	1	a	a	DET
ajbmeb-345	51	2	set	set	NOUN
ajbmeb-345	51	3	of	of	ADP
ajbmeb-345	51	4	five	five	NUM
ajbmeb-345	51	5	-	-	PUNCT
ajbmeb-345	51	6	twenty	twenty	NUM
ajbmeb-345	51	7	articles	article	NOUN
ajbmeb-345	51	8	is	be	AUX
ajbmeb-345	51	9	collected	collect	VERB
ajbmeb-345	51	10	and	and	CCONJ
ajbmeb-345	51	11	only	only	ADV
ajbmeb-345	51	12	relevant	relevant	ADJ
ajbmeb-345	51	13	articles	article	NOUN
ajbmeb-345	51	14	were	be	AUX
ajbmeb-345	51	15	selected	select	VERB
ajbmeb-345	51	16	for	for	ADP
ajbmeb-345	51	17	the	the	DET
ajbmeb-345	51	18	study	study	NOUN
ajbmeb-345	51	19	.	.	PUNCT
ajbmeb-345	52	1	we	we	PRON
ajbmeb-345	52	2	selected	select	VERB
ajbmeb-345	52	3	articles	article	NOUN
ajbmeb-345	52	4	for	for	ADP
ajbmeb-345	52	5	this	this	DET
ajbmeb-345	52	6	paper	paper	NOUN
ajbmeb-345	52	7	based	base	VERB
ajbmeb-345	52	8	on	on	ADP
ajbmeb-345	52	9	our	our	PRON
ajbmeb-345	52	10	aims	aim	NOUN
ajbmeb-345	52	11	and	and	CCONJ
ajbmeb-345	52	12	research	research	NOUN
ajbmeb-345	52	13	questions	question	NOUN
ajbmeb-345	52	14	,	,	PUNCT
ajbmeb-345	52	15	and	and	CCONJ
ajbmeb-345	52	16	then	then	ADV
ajbmeb-345	52	17	created	create	VERB
ajbmeb-345	52	18	an	an	DET
ajbmeb-345	52	19	overview	overview	NOUN
ajbmeb-345	52	20	of	of	ADP
ajbmeb-345	52	21	the	the	DET
ajbmeb-345	52	22	most	most	ADV
ajbmeb-345	52	23	noteworthy	noteworthy	ADJ
ajbmeb-345	52	24	works	work	NOUN
ajbmeb-345	52	25	on	on	ADP
ajbmeb-345	52	26	the	the	DET
ajbmeb-345	52	27	topic	topic	NOUN
ajbmeb-345	52	28	,	,	PUNCT
ajbmeb-345	52	29	as	as	SCONJ
ajbmeb-345	52	30	shown	show	VERB
ajbmeb-345	52	31	in	in	ADP
ajbmeb-345	52	32	exhibit	exhibit	NOUN
ajbmeb-345	52	33	1	1	NUM
ajbmeb-345	52	34	:	:	PUNCT
ajbmeb-345	52	35	exhibit	exhibit	VERB
ajbmeb-345	52	36	1	1	NUM
ajbmeb-345	52	37	:	:	PUNCT
ajbmeb-345	52	38	topics	topic	NOUN
ajbmeb-345	52	39	of	of	ADP
ajbmeb-345	52	40	previous	previous	ADJ
ajbmeb-345	52	41	literature	literature	NOUN
ajbmeb-345	52	42	literature	literature	PROPN
ajbmeb-345	52	43	review	review	NOUN
ajbmeb-345	52	44	regarding	regard	VERB
ajbmeb-345	52	45	the	the	DET
ajbmeb-345	52	46	notion	notion	NOUN
ajbmeb-345	52	47	of	of	ADP
ajbmeb-345	52	48	banking	banking	NOUN
ajbmeb-345	52	49	performance	performance	NOUN
ajbmeb-345	52	50	,	,	PUNCT
ajbmeb-345	52	51	the	the	DET
ajbmeb-345	52	52	achievement	achievement	NOUN
ajbmeb-345	52	53	of	of	ADP
ajbmeb-345	52	54	the	the	DET
ajbmeb-345	52	55	firm	firm	NOUN
ajbmeb-345	52	56	's	's	PART
ajbmeb-345	52	57	objectives	objective	NOUN
ajbmeb-345	52	58	within	within	ADP
ajbmeb-345	52	59	the	the	DET
ajbmeb-345	52	60	agreed	agree	VERB
ajbmeb-345	52	61	-	-	PUNCT
ajbmeb-345	52	62	upon	upon	NOUN
ajbmeb-345	52	63	time	time	NOUN
ajbmeb-345	52	64	period	period	NOUN
ajbmeb-345	52	65	and	and	CCONJ
ajbmeb-345	52	66	at	at	ADP
ajbmeb-345	52	67	the	the	DET
ajbmeb-345	52	68	lowest	low	ADJ
ajbmeb-345	52	69	feasible	feasible	ADJ
ajbmeb-345	52	70	cost	cost	NOUN
ajbmeb-345	52	71	while	while	SCONJ
ajbmeb-345	52	72	employing	employ	VERB
ajbmeb-345	52	73	current	current	ADJ
ajbmeb-345	52	74	finances	finance	NOUN
ajbmeb-345	52	75	is	be	AUX
ajbmeb-345	52	76	referred	refer	VERB
ajbmeb-345	52	77	to	to	ADP
ajbmeb-345	52	78	as	as	ADP
ajbmeb-345	52	79	results	result	NOUN
ajbmeb-345	52	80	.	.	PUNCT
ajbmeb-345	53	1	for	for	ADP
ajbmeb-345	53	2	example	example	NOUN
ajbmeb-345	53	3	,	,	PUNCT
ajbmeb-345	53	4	the	the	DET
ajbmeb-345	53	5	performance	performance	NOUN
ajbmeb-345	53	6	of	of	ADP
ajbmeb-345	53	7	an	an	DET
ajbmeb-345	53	8	administrator	administrator	NOUN
ajbmeb-345	53	9	may	may	AUX
ajbmeb-345	53	10	be	be	AUX
ajbmeb-345	53	11	described	describe	VERB
ajbmeb-345	53	12	as	as	ADP
ajbmeb-345	53	13	"	"	PUNCT
ajbmeb-345	53	14	profitability	profitability	NOUN
ajbmeb-345	53	15	"	"	PUNCT
ajbmeb-345	53	16	or	or	CCONJ
ajbmeb-345	53	17	"	"	PUNCT
ajbmeb-345	53	18	competitiveness	competitiveness	NOUN
ajbmeb-345	53	19	"	"	PUNCT
ajbmeb-345	53	20	for	for	ADP
ajbmeb-345	53	21	the	the	DET
ajbmeb-345	53	22	business	business	NOUN
ajbmeb-345	53	23	or	or	CCONJ
ajbmeb-345	53	24	employee	employee	NOUN
ajbmeb-345	53	25	,	,	PUNCT
ajbmeb-345	53	26	the	the	DET
ajbmeb-345	53	27	work	work	NOUN
ajbmeb-345	53	28	environment	environment	NOUN
ajbmeb-345	53	29	or	or	CCONJ
ajbmeb-345	53	30	the	the	DET
ajbmeb-345	53	31	client	client	NOUN
ajbmeb-345	53	32	's	's	PART
ajbmeb-345	53	33	satisfaction	satisfaction	NOUN
ajbmeb-345	53	34	with	with	ADP
ajbmeb-345	53	35	the	the	DET
ajbmeb-345	53	36	services	service	NOUN
ajbmeb-345	53	37	provided	provide	VERB
ajbmeb-345	53	38	.	.	PUNCT
ajbmeb-345	54	1	the	the	DET
ajbmeb-345	54	2	variety	variety	NOUN
ajbmeb-345	54	3	of	of	ADP
ajbmeb-345	54	4	alternative	alternative	ADJ
ajbmeb-345	54	5	methods	method	NOUN
ajbmeb-345	54	6	stemmed	stem	VERB
ajbmeb-345	54	7	from	from	ADP
ajbmeb-345	54	8	the	the	DET
ajbmeb-345	54	9	concept	concept	NOUN
ajbmeb-345	54	10	dictated	dictate	VERB
ajbmeb-345	54	11	by	by	ADP
ajbmeb-345	54	12	the	the	DET
ajbmeb-345	54	13	multiplicity	multiplicity	NOUN
ajbmeb-345	54	14	of	of	ADP
ajbmeb-345	54	15	groups	group	NOUN
ajbmeb-345	54	16	that	that	PRON
ajbmeb-345	54	17	comprise	comprise	VERB
ajbmeb-345	54	18	an	an	DET
ajbmeb-345	54	19	organization	organization	NOUN
ajbmeb-345	54	20	.	.	PUNCT
ajbmeb-345	55	1	profitability	profitability	NOUN
ajbmeb-345	55	2	ratios	ratio	NOUN
ajbmeb-345	55	3	as	as	ADP
ajbmeb-345	55	4	a	a	DET
ajbmeb-345	55	5	bank	bank	NOUN
ajbmeb-345	55	6	's	's	PART
ajbmeb-345	55	7	performance	performance	NOUN
ajbmeb-345	55	8	measurement	measurement	NOUN
ajbmeb-345	55	9	tool	tool	NOUN
ajbmeb-345	55	10	several	several	ADJ
ajbmeb-345	55	11	writers	writer	NOUN
ajbmeb-345	55	12	have	have	AUX
ajbmeb-345	55	13	defined	define	VERB
ajbmeb-345	55	14	corporate	corporate	ADJ
ajbmeb-345	55	15	financial	financial	ADJ
ajbmeb-345	55	16	performance	performance	NOUN
ajbmeb-345	55	17	using	use	VERB
ajbmeb-345	55	18	both	both	CCONJ
ajbmeb-345	55	19	roa	roa	NOUN
ajbmeb-345	55	20	and	and	CCONJ
ajbmeb-345	55	21	roe	roe	NOUN
ajbmeb-345	55	22	measures	measure	NOUN
ajbmeb-345	55	23	..	..	PUNCT
ajbmeb-345	55	24	while	while	SCONJ
ajbmeb-345	55	25	for	for	ADP
ajbmeb-345	55	26	asset	asset	NOUN
ajbmeb-345	55	27	’s	’s	PART
ajbmeb-345	55	28	return	return	NOUN
ajbmeb-345	55	29	,	,	PUNCT
ajbmeb-345	55	30	this	this	DET
ajbmeb-345	55	31	inconstancy	inconstancy	NOUN
ajbmeb-345	55	32	indicates	indicate	VERB
ajbmeb-345	55	33	funds	fund	NOUN
ajbmeb-345	55	34	rent	rent	NOUN
ajbmeb-345	55	35	-	-	PUNCT
ajbmeb-345	55	36	ability	ability	NOUN
ajbmeb-345	55	37	used	use	VERB
ajbmeb-345	55	38	and	and	CCONJ
ajbmeb-345	55	39	expresses	express	VERB
ajbmeb-345	55	40	the	the	DET
ajbmeb-345	55	41	ability	ability	NOUN
ajbmeb-345	55	42	of	of	ADP
ajbmeb-345	55	43	these	these	DET
ajbmeb-345	55	44	funds	fund	NOUN
ajbmeb-345	55	45	to	to	PART
ajbmeb-345	55	46	deliver	deliver	VERB
ajbmeb-345	55	47	a	a	DET
ajbmeb-345	55	48	specific	specific	ADJ
ajbmeb-345	55	49	level	level	NOUN
ajbmeb-345	55	50	of	of	ADP
ajbmeb-345	55	51	operating	operating	NOUN
ajbmeb-345	55	52	profits	profit	NOUN
ajbmeb-345	55	53	.	.	PUNCT
ajbmeb-345	56	1	as	as	SCONJ
ajbmeb-345	56	2	many	many	ADJ
ajbmeb-345	56	3	authors	author	NOUN
ajbmeb-345	56	4	,	,	PUNCT
ajbmeb-345	56	5	including	include	VERB
ajbmeb-345	56	6	adams	adam	NOUN
ajbmeb-345	56	7	and	and	CCONJ
ajbmeb-345	56	8	santos	santos	PROPN
ajbmeb-345	56	9	(	(	PUNCT
ajbmeb-345	56	10	2005	2005	NUM
ajbmeb-345	56	11	)	)	PUNCT
ajbmeb-345	56	12	as	as	ADV
ajbmeb-345	56	13	well	well	ADV
ajbmeb-345	56	14	as	as	ADP
ajbmeb-345	56	15	eisenberg	eisenberg	PROPN
ajbmeb-345	56	16	et	et	PROPN
ajbmeb-345	56	17	al	al	PROPN
ajbmeb-345	56	18	.	.	PROPN
ajbmeb-345	56	19	,	,	PUNCT
ajbmeb-345	56	20	have	have	AUX
ajbmeb-345	56	21	employed	employ	VERB
ajbmeb-345	56	22	this	this	DET
ajbmeb-345	56	23	measurement	measurement	NOUN
ajbmeb-345	56	24	(	(	PUNCT
ajbmeb-345	56	25	eisenberg	eisenberg	PROPN
ajbmeb-345	56	26	,	,	PUNCT
ajbmeb-345	56	27	1998	1998	NUM
ajbmeb-345	56	28	)	)	PUNCT
ajbmeb-345	56	29	.	.	PUNCT
ajbmeb-345	57	1	the	the	DET
ajbmeb-345	57	2	roa	roa	PROPN
ajbmeb-345	57	3	computation	computation	NOUN
ajbmeb-345	57	4	measure	measure	NOUN
ajbmeb-345	57	5	that	that	PRON
ajbmeb-345	57	6	will	will	AUX
ajbmeb-345	57	7	be	be	AUX
ajbmeb-345	57	8	used	use	VERB
ajbmeb-345	57	9	throughout	throughout	ADP
ajbmeb-345	57	10	the	the	DET
ajbmeb-345	57	11	survey	survey	NOUN
ajbmeb-345	57	12	is	be	AUX
ajbmeb-345	57	13	:	:	PUNCT
ajbmeb-345	57	14	roa	roa	PROPN
ajbmeb-345	57	15	=	=	PROPN
ajbmeb-345	57	16	net	net	ADJ
ajbmeb-345	57	17	income	income	NOUN
ajbmeb-345	57	18	/	/	SYM
ajbmeb-345	57	19	total	total	ADJ
ajbmeb-345	57	20	assets	asset	NOUN
ajbmeb-345	57	21	return	return	VERB
ajbmeb-345	57	22	on	on	ADP
ajbmeb-345	57	23	equity	equity	NOUN
ajbmeb-345	57	24	:	:	PUNCT
ajbmeb-345	57	25	the	the	DET
ajbmeb-345	57	26	financial	financial	ADJ
ajbmeb-345	57	27	profitability	profitability	NOUN
ajbmeb-345	57	28	coefficient	coefficient	NOUN
ajbmeb-345	57	29	is	be	AUX
ajbmeb-345	57	30	another	another	DET
ajbmeb-345	57	31	name	name	NOUN
ajbmeb-345	57	32	for	for	ADP
ajbmeb-345	57	33	this	this	DET
ajbmeb-345	57	34	ratio	ratio	NOUN
ajbmeb-345	57	35	.	.	PUNCT
ajbmeb-345	58	1	it	it	PRON
ajbmeb-345	58	2	is	be	AUX
ajbmeb-345	58	3	recognised	recognise	VERB
ajbmeb-345	58	4	as	as	ADP
ajbmeb-345	58	5	one	one	NUM
ajbmeb-345	58	6	of	of	ADP
ajbmeb-345	58	7	the	the	DET
ajbmeb-345	58	8	most	most	ADV
ajbmeb-345	58	9	common	common	ADJ
ajbmeb-345	58	10	financial	financial	ADJ
ajbmeb-345	58	11	indicators	indicator	NOUN
ajbmeb-345	58	12	used	use	VERB
ajbmeb-345	58	13	to	to	PART
ajbmeb-345	58	14	assess	assess	VERB
ajbmeb-345	58	15	banks	bank	NOUN
ajbmeb-345	58	16	'	'	PART
ajbmeb-345	58	17	performance	performance	NOUN
ajbmeb-345	58	18	.	.	PUNCT
ajbmeb-345	59	1	it	it	PRON
ajbmeb-345	59	2	shows	show	VERB
ajbmeb-345	59	3	the	the	DET
ajbmeb-345	59	4	role	role	NOUN
ajbmeb-345	59	5	played	play	VERB
ajbmeb-345	59	6	by	by	ADP
ajbmeb-345	59	7	equality	equality	NOUN
ajbmeb-345	59	8	in	in	ADP
ajbmeb-345	59	9	achieving	achieve	VERB
ajbmeb-345	59	10	the	the	DET
ajbmeb-345	59	11	desired	desire	VERB
ajbmeb-345	59	12	objective	objective	NOUN
ajbmeb-345	59	13	.	.	PUNCT
ajbmeb-345	60	1	it	it	PRON
ajbmeb-345	60	2	quantifies	quantify	VERB
ajbmeb-345	60	3	,	,	PUNCT
ajbmeb-345	60	4	in	in	ADP
ajbmeb-345	60	5	a	a	DET
ajbmeb-345	60	6	way	way	NOUN
ajbmeb-345	60	7	,	,	PUNCT
ajbmeb-345	60	8	the	the	DET
ajbmeb-345	60	9	investor	investor	NOUN
ajbmeb-345	60	10	's	's	PART
ajbmeb-345	60	11	level	level	NOUN
ajbmeb-345	60	12	of	of	ADP
ajbmeb-345	60	13	return	return	NOUN
ajbmeb-345	60	14	,	,	PUNCT
ajbmeb-345	60	15	meaning	mean	VERB
ajbmeb-345	60	16	that	that	SCONJ
ajbmeb-345	60	17	the	the	PRON
ajbmeb-345	60	18	higher	high	ADJ
ajbmeb-345	60	19	it	it	PRON
ajbmeb-345	60	20	is	be	AUX
ajbmeb-345	60	21	,	,	PUNCT
ajbmeb-345	60	22	the	the	PRON
ajbmeb-345	60	23	more	more	ADV
ajbmeb-345	60	24	efficiently	efficiently	ADV
ajbmeb-345	60	25	the	the	DET
ajbmeb-345	60	26	money	money	NOUN
ajbmeb-345	60	27	allocated	allocate	VERB
ajbmeb-345	60	28	performance	performance	NOUN
ajbmeb-345	60	29	of	of	ADP
ajbmeb-345	60	30	banks	bank	NOUN
ajbmeb-345	60	31	the	the	DET
ajbmeb-345	60	32	covid19	covid19	NOUN
ajbmeb-345	60	33	's	's	PART
ajbmeb-345	60	34	impact	impact	NOUN
ajbmeb-345	60	35	on	on	ADP
ajbmeb-345	60	36	the	the	DET
ajbmeb-345	60	37	banking	banking	NOUN
ajbmeb-345	60	38	system	system	NOUN
ajbmeb-345	60	39	explore	explore	VERB
ajbmeb-345	60	40	banking	banking	NOUN
ajbmeb-345	60	41	strategies	strategy	NOUN
ajbmeb-345	60	42	bank	bank	NOUN
ajbmeb-345	60	43	sector	sector	NOUN
ajbmeb-345	60	44	can	can	AUX
ajbmeb-345	60	45	deal	deal	VERB
ajbmeb-345	60	46	with	with	ADP
ajbmeb-345	60	47	complex	complex	ADJ
ajbmeb-345	60	48	crises	crisis	NOUN
ajbmeb-345	60	49	american	american	PROPN
ajbmeb-345	60	50	journal	journal	PROPN
ajbmeb-345	60	51	of	of	ADP
ajbmeb-345	60	52	business	business	NOUN
ajbmeb-345	60	53	management	management	NOUN
ajbmeb-345	60	54	,	,	PUNCT
ajbmeb-345	60	55	economics	economic	NOUN
ajbmeb-345	60	56	and	and	CCONJ
ajbmeb-345	60	57	banking	banking	NOUN
ajbmeb-345	60	58	volume	volume	NOUN
ajbmeb-345	60	59	8	8	NUM
ajbmeb-345	60	60	,	,	PUNCT
ajbmeb-345	60	61	jan	jan	PROPN
ajbmeb-345	60	62	.	.	PROPN
ajbmeb-345	60	63	,	,	PUNCT
ajbmeb-345	60	64	2023	2023	NUM
ajbmeb-345	60	65	p	p	NOUN
ajbmeb-345	60	66	a	a	PRON
ajbmeb-345	60	67	g	g	NOUN
ajbmeb-345	60	68	e	e	NOUN
ajbmeb-345	60	69	|	|	ADV
ajbmeb-345	60	70	65	65	NUM
ajbmeb-345	60	71	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	60	72	is	be	AUX
ajbmeb-345	60	73	used	use	VERB
ajbmeb-345	60	74	to	to	PART
ajbmeb-345	60	75	produce	produce	VERB
ajbmeb-345	60	76	a	a	DET
ajbmeb-345	60	77	good	good	ADJ
ajbmeb-345	60	78	result	result	NOUN
ajbmeb-345	60	79	.	.	PUNCT
ajbmeb-345	61	1	numerous	numerous	ADJ
ajbmeb-345	61	2	writers	writer	NOUN
ajbmeb-345	61	3	,	,	PUNCT
ajbmeb-345	61	4	including	include	VERB
ajbmeb-345	61	5	bouri	bouri	PROPN
ajbmeb-345	61	6	and	and	CCONJ
ajbmeb-345	61	7	bouaziz	bouaziz	NOUN
ajbmeb-345	61	8	,	,	PUNCT
ajbmeb-345	61	9	have	have	AUX
ajbmeb-345	61	10	employed	employ	VERB
ajbmeb-345	61	11	this	this	DET
ajbmeb-345	61	12	performance	performance	NOUN
ajbmeb-345	61	13	metric	metric	ADJ
ajbmeb-345	61	14	(	(	PUNCT
ajbmeb-345	61	15	2007	2007	NUM
ajbmeb-345	61	16	)	)	PUNCT
ajbmeb-345	61	17	.	.	PUNCT
ajbmeb-345	62	1	efficiency	efficiency	NOUN
ajbmeb-345	62	2	as	as	ADP
ajbmeb-345	62	3	a	a	DET
ajbmeb-345	62	4	tool	tool	NOUN
ajbmeb-345	62	5	for	for	ADP
ajbmeb-345	62	6	measuring	measure	VERB
ajbmeb-345	62	7	bank	bank	NOUN
ajbmeb-345	62	8	performance	performance	NOUN
ajbmeb-345	62	9	efficiency	efficiency	NOUN
ajbmeb-345	62	10	is	be	AUX
ajbmeb-345	62	11	defined	define	VERB
ajbmeb-345	62	12	as	as	ADP
ajbmeb-345	62	13	an	an	DET
ajbmeb-345	62	14	internal	internal	ADJ
ajbmeb-345	62	15	measurement	measurement	NOUN
ajbmeb-345	62	16	of	of	ADP
ajbmeb-345	62	17	business	business	NOUN
ajbmeb-345	62	18	performance	performance	NOUN
ajbmeb-345	62	19	;	;	PUNCT
ajbmeb-345	62	20	it	it	PRON
ajbmeb-345	62	21	is	be	AUX
ajbmeb-345	62	22	typically	typically	ADV
ajbmeb-345	62	23	evaluated	evaluate	VERB
ajbmeb-345	62	24	by	by	ADP
ajbmeb-345	62	25	cost	cost	NOUN
ajbmeb-345	62	26	,	,	PUNCT
ajbmeb-345	62	27	production	production	NOUN
ajbmeb-345	62	28	,	,	PUNCT
ajbmeb-345	62	29	income	income	NOUN
ajbmeb-345	62	30	and	and	CCONJ
ajbmeb-345	62	31	it	it	PRON
ajbmeb-345	62	32	is	be	AUX
ajbmeb-345	62	33	measured	measure	VERB
ajbmeb-345	62	34	by	by	ADP
ajbmeb-345	62	35	the	the	DET
ajbmeb-345	62	36	number	number	NOUN
ajbmeb-345	62	37	of	of	ADP
ajbmeb-345	62	38	funds	fund	NOUN
ajbmeb-345	62	39	required	require	VERB
ajbmeb-345	62	40	to	to	PART
ajbmeb-345	62	41	generate	generate	VERB
ajbmeb-345	62	42	an	an	DET
ajbmeb-345	62	43	entity	entity	NOUN
ajbmeb-345	62	44	of	of	ADP
ajbmeb-345	62	45	products	product	NOUN
ajbmeb-345	62	46	or	or	CCONJ
ajbmeb-345	62	47	services	service	NOUN
ajbmeb-345	62	48	(	(	PUNCT
ajbmeb-345	62	49	johonsen	johonsen	ADJ
ajbmeb-345	62	50	and	and	CCONJ
ajbmeb-345	62	51	schole	schole	NOUN
ajbmeb-345	62	52	,	,	PUNCT
ajbmeb-345	62	53	1997	1997	NUM
ajbmeb-345	62	54	)	)	PUNCT
ajbmeb-345	62	55	.	.	PUNCT
ajbmeb-345	63	1	in	in	ADP
ajbmeb-345	63	2	other	other	ADJ
ajbmeb-345	63	3	words	word	NOUN
ajbmeb-345	63	4	,	,	PUNCT
ajbmeb-345	63	5	it	it	PRON
ajbmeb-345	63	6	is	be	AUX
ajbmeb-345	63	7	the	the	DET
ajbmeb-345	63	8	capacity	capacity	NOUN
ajbmeb-345	63	9	to	to	PART
ajbmeb-345	63	10	utilize	utilize	VERB
ajbmeb-345	63	11	as	as	ADP
ajbmeb-345	63	12	few	few	ADJ
ajbmeb-345	63	13	resources	resource	NOUN
ajbmeb-345	63	14	as	as	ADP
ajbmeb-345	63	15	feasible	feasible	ADJ
ajbmeb-345	63	16	to	to	PART
ajbmeb-345	63	17	attain	attain	VERB
ajbmeb-345	63	18	a	a	DET
ajbmeb-345	63	19	certain	certain	ADJ
ajbmeb-345	63	20	degree	degree	NOUN
ajbmeb-345	63	21	of	of	ADP
ajbmeb-345	63	22	efficiency	efficiency	NOUN
ajbmeb-345	63	23	.	.	PUNCT
ajbmeb-345	64	1	it	it	PRON
ajbmeb-345	64	2	evaluates	evaluate	VERB
ajbmeb-345	64	3	the	the	DET
ajbmeb-345	64	4	lack	lack	NOUN
ajbmeb-345	64	5	of	of	ADP
ajbmeb-345	64	6	waste	waste	NOUN
ajbmeb-345	64	7	in	in	ADP
ajbmeb-345	64	8	resource	resource	NOUN
ajbmeb-345	64	9	utilization	utilization	NOUN
ajbmeb-345	64	10	.	.	PUNCT
ajbmeb-345	65	1	therefore	therefore	ADV
ajbmeb-345	65	2	,	,	PUNCT
ajbmeb-345	65	3	efficiency	efficiency	NOUN
ajbmeb-345	65	4	assesses	assess	VERB
ajbmeb-345	65	5	banks	bank	NOUN
ajbmeb-345	65	6	'	'	PART
ajbmeb-345	65	7	productive	productive	ADJ
ajbmeb-345	65	8	performance	performance	NOUN
ajbmeb-345	65	9	as	as	ADV
ajbmeb-345	65	10	well	well	ADV
ajbmeb-345	65	11	as	as	ADP
ajbmeb-345	65	12	their	their	PRON
ajbmeb-345	65	13	financial	financial	ADJ
ajbmeb-345	65	14	performance	performance	NOUN
ajbmeb-345	65	15	.	.	PUNCT
ajbmeb-345	66	1	yet	yet	ADV
ajbmeb-345	66	2	,	,	PUNCT
ajbmeb-345	66	3	the	the	DET
ajbmeb-345	66	4	character	character	NOUN
ajbmeb-345	66	5	of	of	ADP
ajbmeb-345	66	6	what	what	PRON
ajbmeb-345	66	7	is	be	AUX
ajbmeb-345	66	8	operative	operative	ADJ
ajbmeb-345	66	9	determines	determine	VERB
ajbmeb-345	66	10	its	its	PRON
ajbmeb-345	66	11	efficacy	efficacy	NOUN
ajbmeb-345	66	12	.	.	PUNCT
ajbmeb-345	67	1	it	it	PRON
ajbmeb-345	67	2	is	be	AUX
ajbmeb-345	67	3	the	the	DET
ajbmeb-345	67	4	ability	ability	NOUN
ajbmeb-345	67	5	to	to	PART
ajbmeb-345	67	6	achieve	achieve	VERB
ajbmeb-345	67	7	the	the	DET
ajbmeb-345	67	8	desired	desire	VERB
ajbmeb-345	67	9	or	or	CCONJ
ajbmeb-345	67	10	expected	expect	VERB
ajbmeb-345	67	11	result	result	NOUN
ajbmeb-345	67	12	with	with	ADP
ajbmeb-345	67	13	a	a	DET
ajbmeb-345	67	14	view	view	NOUN
ajbmeb-345	67	15	to	to	ADP
ajbmeb-345	67	16	achieving	achieve	VERB
ajbmeb-345	67	17	the	the	DET
ajbmeb-345	67	18	goal	goal	NOUN
ajbmeb-345	67	19	.	.	PUNCT
ajbmeb-345	68	1	objectives	objective	NOUN
ajbmeb-345	68	2	may	may	AUX
ajbmeb-345	68	3	be	be	AUX
ajbmeb-345	68	4	divided	divide	VERB
ajbmeb-345	68	5	into	into	ADP
ajbmeb-345	68	6	one	one	NUM
ajbmeb-345	68	7	or	or	CCONJ
ajbmeb-345	68	8	several	several	ADJ
ajbmeb-345	68	9	categories	category	NOUN
ajbmeb-345	68	10	,	,	PUNCT
ajbmeb-345	68	11	such	such	ADJ
ajbmeb-345	68	12	as	as	ADP
ajbmeb-345	68	13	time	time	NOUN
ajbmeb-345	68	14	,	,	PUNCT
ajbmeb-345	68	15	number	number	NOUN
ajbmeb-345	68	16	,	,	PUNCT
ajbmeb-345	68	17	cost	cost	NOUN
ajbmeb-345	68	18	,	,	PUNCT
ajbmeb-345	68	19	quality	quality	NOUN
ajbmeb-345	68	20	and	and	CCONJ
ajbmeb-345	68	21	cost	cost	NOUN
ajbmeb-345	68	22	-	-	PUNCT
ajbmeb-345	68	23	effectiveness	effectiveness	NOUN
ajbmeb-345	68	24	.	.	PUNCT
ajbmeb-345	69	1	effectiveness	effectiveness	NOUN
ajbmeb-345	69	2	is	be	AUX
ajbmeb-345	69	3	also	also	ADV
ajbmeb-345	69	4	a	a	DET
ajbmeb-345	69	5	characteristic	characteristic	NOUN
ajbmeb-345	69	6	of	of	ADP
ajbmeb-345	69	7	a	a	DET
ajbmeb-345	69	8	person	person	NOUN
ajbmeb-345	69	9	who	who	PRON
ajbmeb-345	69	10	successfully	successfully	ADV
ajbmeb-345	69	11	completes	complete	VERB
ajbmeb-345	69	12	a	a	DET
ajbmeb-345	69	13	task	task	NOUN
ajbmeb-345	69	14	and	and	CCONJ
ajbmeb-345	69	15	achieves	achieve	VERB
ajbmeb-345	69	16	established	establish	VERB
ajbmeb-345	69	17	goals	goal	NOUN
ajbmeb-345	69	18	.	.	PUNCT
ajbmeb-345	70	1	efficacy	efficacy	NOUN
ajbmeb-345	70	2	is	be	AUX
ajbmeb-345	70	3	one	one	NUM
ajbmeb-345	70	4	of	of	ADP
ajbmeb-345	70	5	the	the	DET
ajbmeb-345	70	6	attributes	attribute	NOUN
ajbmeb-345	70	7	used	use	VERB
ajbmeb-345	70	8	by	by	ADP
ajbmeb-345	70	9	managers	manager	NOUN
ajbmeb-345	70	10	to	to	PART
ajbmeb-345	70	11	assess	assess	VERB
ajbmeb-345	70	12	employees	employee	NOUN
ajbmeb-345	70	13	in	in	ADP
ajbmeb-345	70	14	the	the	DET
ajbmeb-345	70	15	workplace	workplace	NOUN
ajbmeb-345	70	16	.	.	PUNCT
ajbmeb-345	71	1	two	two	NUM
ajbmeb-345	71	2	non	non	ADJ
ajbmeb-345	71	3	-	-	ADJ
ajbmeb-345	71	4	parametric	parametric	ADJ
ajbmeb-345	71	5	approachesbourke	approachesbourke	PROPN
ajbmeb-345	71	6	(	(	PUNCT
ajbmeb-345	71	7	1989	1989	NUM
ajbmeb-345	71	8	)	)	PUNCT
ajbmeb-345	71	9	investigated	investigate	VERB
ajbmeb-345	71	10	the	the	DET
ajbmeb-345	71	11	performance	performance	NOUN
ajbmeb-345	71	12	of	of	ADP
ajbmeb-345	71	13	banks	bank	NOUN
ajbmeb-345	71	14	in	in	ADP
ajbmeb-345	71	15	twelve	twelve	NUM
ajbmeb-345	71	16	european	european	ADJ
ajbmeb-345	71	17	,	,	PUNCT
ajbmeb-345	71	18	north	north	NOUN
ajbmeb-345	71	19	american	american	ADJ
ajbmeb-345	71	20	,	,	PUNCT
ajbmeb-345	71	21	and	and	CCONJ
ajbmeb-345	71	22	australian	australian	ADJ
ajbmeb-345	71	23	nations	nation	NOUN
ajbmeb-345	71	24	from	from	ADP
ajbmeb-345	71	25	1972	1972	NUM
ajbmeb-345	71	26	to	to	ADP
ajbmeb-345	71	27	1981	1981	NUM
ajbmeb-345	71	28	.	.	PUNCT
ajbmeb-345	72	1	he	he	PRON
ajbmeb-345	72	2	found	find	VERB
ajbmeb-345	72	3	that	that	PRON
ajbmeb-345	72	4	concentration	concentration	NOUN
ajbmeb-345	72	5	,	,	PUNCT
ajbmeb-345	72	6	liquidity	liquidity	NOUN
ajbmeb-345	72	7	,	,	PUNCT
ajbmeb-345	72	8	inflation	inflation	NOUN
ajbmeb-345	72	9	and	and	CCONJ
ajbmeb-345	72	10	size	size	NOUN
ajbmeb-345	72	11	all	all	PRON
ajbmeb-345	72	12	had	have	VERB
ajbmeb-345	72	13	positive	positive	ADJ
ajbmeb-345	72	14	impacts	impact	NOUN
ajbmeb-345	72	15	on	on	ADP
ajbmeb-345	72	16	the	the	DET
ajbmeb-345	72	17	performance	performance	NOUN
ajbmeb-345	72	18	and	and	CCONJ
ajbmeb-345	72	19	profitability	profitability	NOUN
ajbmeb-345	72	20	of	of	ADP
ajbmeb-345	72	21	banks	bank	NOUN
ajbmeb-345	72	22	.	.	PUNCT
ajbmeb-345	73	1	molyneux	molyneux	PROPN
ajbmeb-345	73	2	and	and	CCONJ
ajbmeb-345	73	3	thornton	thornton	PROPN
ajbmeb-345	73	4	's	's	PART
ajbmeb-345	73	5	(	(	PUNCT
ajbmeb-345	73	6	1992	1992	NUM
ajbmeb-345	73	7	)	)	PUNCT
ajbmeb-345	73	8	study	study	NOUN
ajbmeb-345	73	9	replicates	replicate	VERB
ajbmeb-345	73	10	bourke	bourke	PROPN
ajbmeb-345	73	11	's	's	PART
ajbmeb-345	73	12	methods	method	NOUN
ajbmeb-345	73	13	(	(	PUNCT
ajbmeb-345	73	14	1989	1989	NUM
ajbmeb-345	73	15	)	)	PUNCT
ajbmeb-345	73	16	.	.	PUNCT
ajbmeb-345	74	1	between	between	ADP
ajbmeb-345	74	2	1986	1986	NUM
ajbmeb-345	74	3	and	and	CCONJ
ajbmeb-345	74	4	1989	1989	NUM
ajbmeb-345	74	5	,	,	PUNCT
ajbmeb-345	74	6	they	they	PRON
ajbmeb-345	74	7	investigated	investigate	VERB
ajbmeb-345	74	8	the	the	DET
ajbmeb-345	74	9	factors	factor	NOUN
ajbmeb-345	74	10	of	of	ADP
ajbmeb-345	74	11	banking	banking	NOUN
ajbmeb-345	74	12	performance	performance	NOUN
ajbmeb-345	74	13	in	in	ADP
ajbmeb-345	74	14	eighteen	eighteen	NUM
ajbmeb-345	74	15	european	european	ADJ
ajbmeb-345	74	16	nations	nation	NOUN
ajbmeb-345	74	17	.	.	PUNCT
ajbmeb-345	75	1	bourke	bourke	PROPN
ajbmeb-345	75	2	's	's	PART
ajbmeb-345	75	3	observations	observation	NOUN
ajbmeb-345	75	4	were	be	AUX
ajbmeb-345	75	5	validated	validate	VERB
ajbmeb-345	75	6	by	by	ADP
ajbmeb-345	75	7	the	the	DET
ajbmeb-345	75	8	outcomes	outcome	NOUN
ajbmeb-345	75	9	.	.	PUNCT
ajbmeb-345	76	1	to	to	ADP
ajbmeb-345	76	2	date	date	NOUN
ajbmeb-345	76	3	,	,	PUNCT
ajbmeb-345	76	4	a	a	DET
ajbmeb-345	76	5	profitability	profitability	NOUN
ajbmeb-345	76	6	survey	survey	NOUN
ajbmeb-345	76	7	of	of	ADP
ajbmeb-345	76	8	584	584	NUM
ajbmeb-345	76	9	national	national	ADJ
ajbmeb-345	76	10	and	and	CCONJ
ajbmeb-345	76	11	international	international	ADJ
ajbmeb-345	76	12	commercial	commercial	ADJ
ajbmeb-345	76	13	banks	bank	NOUN
ajbmeb-345	76	14	working	work	VERB
ajbmeb-345	76	15	in	in	ADP
ajbmeb-345	76	16	the	the	DET
ajbmeb-345	76	17	15	15	NUM
ajbmeb-345	76	18	european	european	PROPN
ajbmeb-345	76	19	union	union	PROPN
ajbmeb-345	76	20	countries	country	NOUN
ajbmeb-345	76	21	from	from	ADP
ajbmeb-345	76	22	1995	1995	NUM
ajbmeb-345	76	23	to	to	ADP
ajbmeb-345	76	24	2001	2001	NUM
ajbmeb-345	76	25	using	use	VERB
ajbmeb-345	76	26	the	the	DET
ajbmeb-345	76	27	average	average	ADJ
ajbmeb-345	76	28	asset	asset	NOUN
ajbmeb-345	76	29	yield	yield	NOUN
ajbmeb-345	76	30	(	(	PUNCT
ajbmeb-345	76	31	roaa	roaa	PROPN
ajbmeb-345	76	32	)	)	PUNCT
ajbmeb-345	76	33	.	.	PUNCT
ajbmeb-345	77	1	the	the	DET
ajbmeb-345	77	2	results	result	NOUN
ajbmeb-345	77	3	indicate	indicate	VERB
ajbmeb-345	77	4	that	that	SCONJ
ajbmeb-345	77	5	the	the	DET
ajbmeb-345	77	6	profitability	profitability	NOUN
ajbmeb-345	77	7	of	of	ADP
ajbmeb-345	77	8	local	local	ADJ
ajbmeb-345	77	9	and	and	CCONJ
ajbmeb-345	77	10	foreign	foreign	ADJ
ajbmeb-345	77	11	banks	bank	NOUN
ajbmeb-345	77	12	within	within	ADP
ajbmeb-345	77	13	the	the	DET
ajbmeb-345	77	14	european	european	PROPN
ajbmeb-345	77	15	union	union	PROPN
ajbmeb-345	77	16	is	be	AUX
ajbmeb-345	77	17	influenced	influence	VERB
ajbmeb-345	77	18	by	by	ADP
ajbmeb-345	77	19	the	the	DET
ajbmeb-345	77	20	bank	bank	NOUN
ajbmeb-345	77	21	's	's	PART
ajbmeb-345	77	22	unique	unique	ADJ
ajbmeb-345	77	23	characteristics	characteristic	NOUN
ajbmeb-345	77	24	(	(	PUNCT
ajbmeb-345	77	25	volume	volume	NOUN
ajbmeb-345	77	26	,	,	PUNCT
ajbmeb-345	77	27	capital	capital	NOUN
ajbmeb-345	77	28	adequacy	adequacy	NOUN
ajbmeb-345	77	29	,	,	PUNCT
ajbmeb-345	77	30	administration	administration	NOUN
ajbmeb-345	77	31	effectiveness	effectiveness	NOUN
ajbmeb-345	77	32	)	)	PUNCT
ajbmeb-345	77	33	,	,	PUNCT
ajbmeb-345	77	34	the	the	DET
ajbmeb-345	77	35	organisation	organisation	NOUN
ajbmeb-345	77	36	of	of	ADP
ajbmeb-345	77	37	money	money	NOUN
ajbmeb-345	77	38	markets	market	NOUN
ajbmeb-345	77	39	and	and	CCONJ
ajbmeb-345	77	40	macroeconomic	macroeconomic	ADJ
ajbmeb-345	77	41	conditions	condition	NOUN
ajbmeb-345	77	42	(	(	PUNCT
ajbmeb-345	77	43	inflation	inflation	NOUN
ajbmeb-345	77	44	and	and	CCONJ
ajbmeb-345	77	45	real	real	ADJ
ajbmeb-345	77	46	gdp	gdp	NOUN
ajbmeb-345	77	47	growth	growth	NOUN
ajbmeb-345	77	48	)	)	PUNCT
ajbmeb-345	77	49	(	(	PUNCT
ajbmeb-345	77	50	pasiouras	pasiouras	NOUN
ajbmeb-345	77	51	&	&	CCONJ
ajbmeb-345	77	52	kosmidou	kosmidou	PROPN
ajbmeb-345	77	53	,	,	PUNCT
ajbmeb-345	77	54	2007	2007	NUM
ajbmeb-345	77	55	)	)	PUNCT
ajbmeb-345	77	56	.	.	PUNCT
ajbmeb-345	78	1	in	in	ADP
ajbmeb-345	78	2	addition	addition	NOUN
ajbmeb-345	78	3	,	,	PUNCT
ajbmeb-345	78	4	between	between	ADP
ajbmeb-345	78	5	1985	1985	NUM
ajbmeb-345	78	6	and	and	CCONJ
ajbmeb-345	78	7	2001	2001	NUM
ajbmeb-345	78	8	,	,	PUNCT
ajbmeb-345	78	9	athanasoglou	athanasoglou	PROPN
ajbmeb-345	78	10	et	et	PROPN
ajbmeb-345	78	11	al	al	PROPN
ajbmeb-345	78	12	.	.	PROPN
ajbmeb-345	79	1	(	(	PUNCT
ajbmeb-345	79	2	2008	2008	NUM
ajbmeb-345	79	3	)	)	PUNCT
ajbmeb-345	79	4	studied	study	VERB
ajbmeb-345	79	5	the	the	DET
ajbmeb-345	79	6	impact	impact	NOUN
ajbmeb-345	79	7	of	of	ADP
ajbmeb-345	79	8	bank	bank	NOUN
ajbmeb-345	79	9	,	,	PUNCT
ajbmeb-345	79	10	industry	industry	NOUN
ajbmeb-345	79	11	and	and	CCONJ
ajbmeb-345	79	12	macro	macro	ADJ
ajbmeb-345	79	13	-	-	ADJ
ajbmeb-345	79	14	economic	economic	ADJ
ajbmeb-345	79	15	variables	variable	NOUN
ajbmeb-345	79	16	on	on	ADP
ajbmeb-345	79	17	the	the	DET
ajbmeb-345	79	18	profitability	profitability	NOUN
ajbmeb-345	79	19	of	of	ADP
ajbmeb-345	79	20	greek	greek	ADJ
ajbmeb-345	79	21	banks	bank	NOUN
ajbmeb-345	79	22	.	.	PUNCT
ajbmeb-345	80	1	apart	apart	ADV
ajbmeb-345	80	2	from	from	ADP
ajbmeb-345	80	3	the	the	DET
ajbmeb-345	80	4	size	size	NOUN
ajbmeb-345	80	5	of	of	ADP
ajbmeb-345	80	6	the	the	DET
ajbmeb-345	80	7	banks	bank	NOUN
ajbmeb-345	80	8	,	,	PUNCT
ajbmeb-345	80	9	all	all	DET
ajbmeb-345	80	10	bank	bank	NOUN
ajbmeb-345	80	11	-	-	PUNCT
ajbmeb-345	80	12	specific	specific	ADJ
ajbmeb-345	80	13	determinants	determinant	NOUN
ajbmeb-345	80	14	have	have	AUX
ajbmeb-345	80	15	had	have	VERB
ajbmeb-345	80	16	a	a	DET
ajbmeb-345	80	17	significant	significant	ADJ
ajbmeb-345	80	18	influence	influence	NOUN
ajbmeb-345	80	19	on	on	ADP
ajbmeb-345	80	20	the	the	DET
ajbmeb-345	80	21	profitability	profitability	NOUN
ajbmeb-345	80	22	of	of	ADP
ajbmeb-345	80	23	the	the	DET
ajbmeb-345	80	24	banks	bank	NOUN
ajbmeb-345	80	25	,	,	PUNCT
ajbmeb-345	80	26	the	the	DET
ajbmeb-345	80	27	assessment	assessment	NOUN
ajbmeb-345	80	28	concludes	conclude	VERB
ajbmeb-345	80	29	that	that	SCONJ
ajbmeb-345	80	30	the	the	DET
ajbmeb-345	80	31	profitability	profitability	NOUN
ajbmeb-345	80	32	of	of	ADP
ajbmeb-345	80	33	the	the	DET
ajbmeb-345	80	34	banks	bank	NOUN
ajbmeb-345	80	35	is	be	AUX
ajbmeb-345	80	36	not	not	PART
ajbmeb-345	80	37	affected	affect	VERB
ajbmeb-345	80	38	by	by	ADP
ajbmeb-345	80	39	concentration	concentration	NOUN
ajbmeb-345	80	40	and	and	CCONJ
ajbmeb-345	80	41	ownership	ownership	NOUN
ajbmeb-345	80	42	.	.	PUNCT
ajbmeb-345	81	1	3	3	X
ajbmeb-345	81	2	.	.	X
ajbmeb-345	81	3	covid-19	covid-19	PROPN
ajbmeb-345	81	4	impact	impact	NOUN
ajbmeb-345	81	5	on	on	ADP
ajbmeb-345	81	6	banking	banking	NOUN
ajbmeb-345	81	7	system	system	NOUN
ajbmeb-345	81	8	as	as	SCONJ
ajbmeb-345	81	9	it	it	PRON
ajbmeb-345	81	10	is	be	AUX
ajbmeb-345	81	11	displayed	display	VERB
ajbmeb-345	81	12	in	in	ADP
ajbmeb-345	81	13	the	the	DET
ajbmeb-345	81	14	below	below	ADJ
ajbmeb-345	81	15	exhibit	exhibit	NOUN
ajbmeb-345	81	16	2	2	NUM
ajbmeb-345	81	17	:	:	PUNCT
ajbmeb-345	81	18	exhibit	exhibit	VERB
ajbmeb-345	81	19	(	(	PUNCT
ajbmeb-345	81	20	2	2	NUM
ajbmeb-345	81	21	):	):	PUNCT
ajbmeb-345	81	22	the	the	DET
ajbmeb-345	81	23	pandemic	pandemic	NOUN
ajbmeb-345	81	24	's	's	PART
ajbmeb-345	81	25	impact	impact	NOUN
ajbmeb-345	81	26	on	on	ADP
ajbmeb-345	81	27	the	the	DET
ajbmeb-345	81	28	banking	banking	NOUN
ajbmeb-345	81	29	sector	sector	NOUN
ajbmeb-345	81	30	(	(	PUNCT
ajbmeb-345	81	31	after	after	ADP
ajbmeb-345	81	32	,	,	PUNCT
ajbmeb-345	81	33	sylwester	sylwester	PROPN
ajbmeb-345	81	34	kozak	kozak	PROPN
ajbmeb-345	81	35	,	,	PUNCT
ajbmeb-345	81	36	2021	2021	NUM
ajbmeb-345	81	37	)	)	PUNCT
ajbmeb-345	81	38	american	american	ADJ
ajbmeb-345	81	39	journal	journal	PROPN
ajbmeb-345	81	40	of	of	ADP
ajbmeb-345	81	41	business	business	NOUN
ajbmeb-345	81	42	management	management	NOUN
ajbmeb-345	81	43	,	,	PUNCT
ajbmeb-345	81	44	economics	economic	NOUN
ajbmeb-345	81	45	and	and	CCONJ
ajbmeb-345	81	46	banking	banking	NOUN
ajbmeb-345	81	47	volume	volume	NOUN
ajbmeb-345	81	48	8	8	NUM
ajbmeb-345	81	49	,	,	PUNCT
ajbmeb-345	81	50	jan	jan	PROPN
ajbmeb-345	81	51	.	.	PROPN
ajbmeb-345	81	52	,	,	PUNCT
ajbmeb-345	81	53	2023	2023	NUM
ajbmeb-345	81	54	p	p	NOUN
ajbmeb-345	81	55	a	a	PRON
ajbmeb-345	81	56	g	g	NOUN
ajbmeb-345	81	57	e	e	NOUN
ajbmeb-345	81	58	|	|	ADV
ajbmeb-345	81	59	66	66	NUM
ajbmeb-345	81	60	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	82	1	this	this	DET
ajbmeb-345	82	2	disease	disease	NOUN
ajbmeb-345	82	3	has	have	VERB
ajbmeb-345	82	4	the	the	DET
ajbmeb-345	82	5	same	same	ADJ
ajbmeb-345	82	6	global	global	ADJ
ajbmeb-345	82	7	economic	economic	ADJ
ajbmeb-345	82	8	impact	impact	NOUN
ajbmeb-345	82	9	as	as	ADP
ajbmeb-345	82	10	a	a	DET
ajbmeb-345	82	11	major	major	ADJ
ajbmeb-345	82	12	banking	banking	NOUN
ajbmeb-345	82	13	crisis	crisis	NOUN
ajbmeb-345	82	14	,	,	PUNCT
ajbmeb-345	82	15	producing	produce	VERB
ajbmeb-345	82	16	uncertainty	uncertainty	NOUN
ajbmeb-345	82	17	,	,	PUNCT
ajbmeb-345	82	18	increasing	increase	VERB
ajbmeb-345	82	19	poverty	poverty	NOUN
ajbmeb-345	82	20	and	and	CCONJ
ajbmeb-345	82	21	shutting	shut	VERB
ajbmeb-345	82	22	down	down	ADP
ajbmeb-345	82	23	most	most	ADJ
ajbmeb-345	82	24	commercial	commercial	ADJ
ajbmeb-345	82	25	operations	operation	NOUN
ajbmeb-345	82	26	.	.	PUNCT
ajbmeb-345	83	1	banking	banking	NOUN
ajbmeb-345	83	2	crises	crisis	NOUN
ajbmeb-345	83	3	are	be	AUX
ajbmeb-345	83	4	often	often	ADV
ajbmeb-345	83	5	associated	associate	VERB
ajbmeb-345	83	6	with	with	ADP
ajbmeb-345	83	7	a	a	DET
ajbmeb-345	83	8	temporary	temporary	ADJ
ajbmeb-345	83	9	but	but	CCONJ
ajbmeb-345	83	10	severe	severe	ADJ
ajbmeb-345	83	11	reduction	reduction	NOUN
ajbmeb-345	83	12	of	of	ADP
ajbmeb-345	83	13	economic	economic	ADJ
ajbmeb-345	83	14	development	development	NOUN
ajbmeb-345	83	15	and	and	CCONJ
ajbmeb-345	83	16	prosperity	prosperity	NOUN
ajbmeb-345	83	17	.	.	PUNCT
ajbmeb-345	84	1	it	it	PRON
ajbmeb-345	84	2	is	be	AUX
ajbmeb-345	84	3	essential	essential	ADJ
ajbmeb-345	84	4	to	to	PART
ajbmeb-345	84	5	point	point	VERB
ajbmeb-345	84	6	out	out	ADP
ajbmeb-345	84	7	that	that	SCONJ
ajbmeb-345	84	8	in	in	ADP
ajbmeb-345	84	9	the	the	DET
ajbmeb-345	84	10	year	year	NOUN
ajbmeb-345	84	11	following	follow	VERB
ajbmeb-345	84	12	the	the	DET
ajbmeb-345	84	13	financial	financial	ADJ
ajbmeb-345	84	14	crisis	crisis	NOUN
ajbmeb-345	84	15	,	,	PUNCT
ajbmeb-345	84	16	economic	economic	ADJ
ajbmeb-345	84	17	growth	growth	NOUN
ajbmeb-345	84	18	has	have	AUX
ajbmeb-345	84	19	fallen	fall	VERB
ajbmeb-345	84	20	considerably	considerably	ADV
ajbmeb-345	84	21	,	,	PUNCT
ajbmeb-345	84	22	with	with	ADP
ajbmeb-345	84	23	negative	negative	ADJ
ajbmeb-345	84	24	repercussions	repercussion	NOUN
ajbmeb-345	84	25	on	on	ADP
ajbmeb-345	84	26	the	the	DET
ajbmeb-345	84	27	economy	economy	NOUN
ajbmeb-345	84	28	for	for	ADP
ajbmeb-345	84	29	years	year	NOUN
ajbmeb-345	84	30	,	,	PUNCT
ajbmeb-345	84	31	which	which	PRON
ajbmeb-345	84	32	means	mean	VERB
ajbmeb-345	84	33	that	that	SCONJ
ajbmeb-345	84	34	the	the	DET
ajbmeb-345	84	35	previous	previous	ADJ
ajbmeb-345	84	36	banking	banking	NOUN
ajbmeb-345	84	37	crises	crisis	NOUN
ajbmeb-345	84	38	now	now	ADV
ajbmeb-345	84	39	have	have	VERB
ajbmeb-345	84	40	major	major	ADJ
ajbmeb-345	84	41	economic	economic	ADJ
ajbmeb-345	84	42	consequences	consequence	NOUN
ajbmeb-345	84	43	.	.	PUNCT
ajbmeb-345	85	1	furthermore	furthermore	ADV
ajbmeb-345	85	2	,	,	PUNCT
ajbmeb-345	85	3	europe	europe	PROPN
ajbmeb-345	85	4	is	be	AUX
ajbmeb-345	85	5	on	on	ADP
ajbmeb-345	85	6	the	the	DET
ajbmeb-345	85	7	risk	risk	NOUN
ajbmeb-345	85	8	of	of	ADP
ajbmeb-345	85	9	collapsing.the	collapsing.the	DET
ajbmeb-345	85	10	covid-19	covid-19	PROPN
ajbmeb-345	85	11	crisis	crisis	NOUN
ajbmeb-345	85	12	increased	increase	VERB
ajbmeb-345	85	13	the	the	DET
ajbmeb-345	85	14	sense	sense	NOUN
ajbmeb-345	85	15	of	of	ADP
ajbmeb-345	85	16	urgency	urgency	NOUN
ajbmeb-345	85	17	,	,	PUNCT
ajbmeb-345	85	18	reiterating	reiterate	VERB
ajbmeb-345	85	19	jean	jean	PROPN
ajbmeb-345	85	20	monnet	monnet	PROPN
ajbmeb-345	85	21	's	's	PART
ajbmeb-345	85	22	warning	warning	NOUN
ajbmeb-345	85	23	that	that	SCONJ
ajbmeb-345	85	24	europe	europe	PROPN
ajbmeb-345	85	25	would	would	AUX
ajbmeb-345	85	26	be	be	AUX
ajbmeb-345	85	27	put	put	VERB
ajbmeb-345	85	28	to	to	ADP
ajbmeb-345	85	29	the	the	DET
ajbmeb-345	85	30	test	test	NOUN
ajbmeb-345	85	31	during	during	ADP
ajbmeb-345	85	32	a	a	DET
ajbmeb-345	85	33	crisis	crisis	NOUN
ajbmeb-345	85	34	(	(	PUNCT
ajbmeb-345	85	35	kenny	kenny	PROPN
ajbmeb-345	85	36	,	,	PUNCT
ajbmeb-345	85	37	s.	s.	PROPN
ajbmeb-345	85	38	,	,	PUNCT
ajbmeb-345	85	39	lennnard	lennnard	PROPN
ajbmeb-345	85	40	,	,	PUNCT
ajbmeb-345	85	41	j.	j.	PROPN
ajbmeb-345	85	42	,	,	PUNCT
ajbmeb-345	85	43	&	&	CCONJ
ajbmeb-345	85	44	turner	turner	PROPN
ajbmeb-345	85	45	,	,	PUNCT
ajbmeb-345	85	46	j.	j.	PROPN
ajbmeb-345	85	47	d.	d.	PROPN
ajbmeb-345	85	48	,	,	PUNCT
ajbmeb-345	85	49	2020	2020	NUM
ajbmeb-345	85	50	)	)	PUNCT
ajbmeb-345	85	51	.	.	PUNCT
ajbmeb-345	86	1	the	the	DET
ajbmeb-345	86	2	banking	banking	NOUN
ajbmeb-345	86	3	sector	sector	NOUN
ajbmeb-345	86	4	is	be	AUX
ajbmeb-345	86	5	changing	change	VERB
ajbmeb-345	86	6	and	and	CCONJ
ajbmeb-345	86	7	playing	play	VERB
ajbmeb-345	86	8	an	an	DET
ajbmeb-345	86	9	important	important	ADJ
ajbmeb-345	86	10	role	role	NOUN
ajbmeb-345	86	11	in	in	ADP
ajbmeb-345	86	12	the	the	DET
ajbmeb-345	86	13	economy	economy	NOUN
ajbmeb-345	86	14	by	by	ADP
ajbmeb-345	86	15	providing	provide	VERB
ajbmeb-345	86	16	services	service	NOUN
ajbmeb-345	86	17	that	that	PRON
ajbmeb-345	86	18	affect	affect	VERB
ajbmeb-345	86	19	people	people	NOUN
ajbmeb-345	86	20	's	's	PART
ajbmeb-345	86	21	everyday	everyday	ADJ
ajbmeb-345	86	22	lives	life	NOUN
ajbmeb-345	86	23	.	.	PUNCT
ajbmeb-345	87	1	banks	bank	NOUN
ajbmeb-345	87	2	provide	provide	VERB
ajbmeb-345	87	3	financial	financial	ADJ
ajbmeb-345	87	4	stability	stability	NOUN
ajbmeb-345	87	5	and	and	CCONJ
ajbmeb-345	87	6	security	security	NOUN
ajbmeb-345	87	7	to	to	ADP
ajbmeb-345	87	8	individuals	individual	NOUN
ajbmeb-345	87	9	and	and	CCONJ
ajbmeb-345	87	10	families	family	NOUN
ajbmeb-345	87	11	.	.	PUNCT
ajbmeb-345	88	1	savings	saving	NOUN
ajbmeb-345	88	2	are	be	AUX
ajbmeb-345	88	3	encouraged	encourage	VERB
ajbmeb-345	88	4	and	and	CCONJ
ajbmeb-345	88	5	invested	invest	VERB
ajbmeb-345	88	6	in	in	ADP
ajbmeb-345	88	7	ways	way	NOUN
ajbmeb-345	88	8	that	that	PRON
ajbmeb-345	88	9	assist	assist	VERB
ajbmeb-345	88	10	the	the	DET
ajbmeb-345	88	11	economy	economy	NOUN
ajbmeb-345	88	12	expand	expand	VERB
ajbmeb-345	88	13	when	when	SCONJ
ajbmeb-345	88	14	the	the	DET
ajbmeb-345	88	15	banking	banking	NOUN
ajbmeb-345	88	16	sector	sector	NOUN
ajbmeb-345	88	17	is	be	AUX
ajbmeb-345	88	18	robust	robust	ADJ
ajbmeb-345	88	19	.	.	PUNCT
ajbmeb-345	89	1	it	it	PRON
ajbmeb-345	89	2	's	be	AUX
ajbmeb-345	89	3	a	a	DET
ajbmeb-345	89	4	trying	try	VERB
ajbmeb-345	89	5	moment	moment	NOUN
ajbmeb-345	89	6	that	that	PRON
ajbmeb-345	89	7	has	have	VERB
ajbmeb-345	89	8	ramifications	ramification	NOUN
ajbmeb-345	89	9	not	not	PART
ajbmeb-345	89	10	simply	simply	ADV
ajbmeb-345	89	11	financially	financially	ADV
ajbmeb-345	89	12	but	but	CCONJ
ajbmeb-345	89	13	also	also	ADV
ajbmeb-345	89	14	psychologically	psychologically	ADV
ajbmeb-345	89	15	.	.	PUNCT
ajbmeb-345	90	1	(	(	PUNCT
ajbmeb-345	90	2	ventriglio	ventriglio	ADJ
ajbmeb-345	90	3	,	,	PUNCT
ajbmeb-345	90	4	a.	a.	NOUN
ajbmeb-345	90	5	,	,	PUNCT
ajbmeb-345	90	6	et	et	PROPN
ajbmeb-345	90	7	al	al	PROPN
ajbmeb-345	90	8	,	,	PUNCT
ajbmeb-345	90	9	2020	2020	NUM
ajbmeb-345	90	10	)	)	PUNCT
ajbmeb-345	90	11	.	.	PUNCT
ajbmeb-345	91	1	the	the	DET
ajbmeb-345	91	2	fact	fact	NOUN
ajbmeb-345	91	3	that	that	SCONJ
ajbmeb-345	91	4	the	the	DET
ajbmeb-345	91	5	job	job	NOUN
ajbmeb-345	91	6	offer	offer	NOUN
ajbmeb-345	91	7	now	now	ADV
ajbmeb-345	91	8	outnumbers	outnumber	VERB
ajbmeb-345	91	9	the	the	DET
ajbmeb-345	91	10	need	need	NOUN
ajbmeb-345	91	11	is	be	AUX
ajbmeb-345	91	12	one	one	NUM
ajbmeb-345	91	13	of	of	ADP
ajbmeb-345	91	14	the	the	DET
ajbmeb-345	91	15	most	most	ADV
ajbmeb-345	91	16	fundamental	fundamental	ADJ
ajbmeb-345	91	17	developments	development	NOUN
ajbmeb-345	91	18	brought	bring	VERB
ajbmeb-345	91	19	about	about	ADP
ajbmeb-345	91	20	by	by	ADP
ajbmeb-345	91	21	the	the	DET
ajbmeb-345	91	22	covid19	covid19	NOUN
ajbmeb-345	91	23	outbreak	outbreak	PROPN
ajbmeb-345	91	24	.	.	PUNCT
ajbmeb-345	92	1	however	however	ADV
ajbmeb-345	92	2	,	,	PUNCT
ajbmeb-345	92	3	in	in	ADP
ajbmeb-345	92	4	this	this	DET
ajbmeb-345	92	5	situation	situation	NOUN
ajbmeb-345	92	6	,	,	PUNCT
ajbmeb-345	92	7	firms	firm	NOUN
ajbmeb-345	92	8	must	must	AUX
ajbmeb-345	92	9	operate	operate	VERB
ajbmeb-345	92	10	with	with	ADP
ajbmeb-345	92	11	prudence	prudence	NOUN
ajbmeb-345	92	12	,	,	PUNCT
ajbmeb-345	92	13	consideration	consideration	NOUN
ajbmeb-345	92	14	of	of	ADP
ajbmeb-345	92	15	the	the	DET
ajbmeb-345	92	16	problematic	problematic	ADJ
ajbmeb-345	92	17	social	social	ADJ
ajbmeb-345	92	18	climate	climate	NOUN
ajbmeb-345	92	19	as	as	ADV
ajbmeb-345	92	20	well	well	ADV
ajbmeb-345	92	21	as	as	ADP
ajbmeb-345	92	22	the	the	DET
ajbmeb-345	92	23	close	close	ADJ
ajbmeb-345	92	24	psychological	psychological	ADJ
ajbmeb-345	92	25	climate	climate	NOUN
ajbmeb-345	92	26	(	(	PUNCT
ajbmeb-345	92	27	pinzaru	pinzaru	PROPN
ajbmeb-345	92	28	,	,	PUNCT
ajbmeb-345	92	29	f.	f.	PROPN
ajbmeb-345	92	30	et	et	PROPN
ajbmeb-345	92	31	al.2020	al.2020	PROPN
ajbmeb-345	92	32	)	)	PUNCT
ajbmeb-345	92	33	.	.	PUNCT
ajbmeb-345	93	1	furthermore	furthermore	ADV
ajbmeb-345	93	2	,	,	PUNCT
ajbmeb-345	93	3	the	the	DET
ajbmeb-345	93	4	pandemic	pandemic	NOUN
ajbmeb-345	93	5	is	be	AUX
ajbmeb-345	93	6	having	have	VERB
ajbmeb-345	93	7	an	an	DET
ajbmeb-345	93	8	effect	effect	NOUN
ajbmeb-345	93	9	on	on	ADP
ajbmeb-345	93	10	stock	stock	NOUN
ajbmeb-345	93	11	market	market	NOUN
ajbmeb-345	93	12	indices	index	NOUN
ajbmeb-345	93	13	in	in	ADP
ajbmeb-345	93	14	general	general	ADJ
ajbmeb-345	93	15	.	.	PUNCT
ajbmeb-345	94	1	during	during	ADP
ajbmeb-345	94	2	this	this	DET
ajbmeb-345	94	3	time	time	NOUN
ajbmeb-345	94	4	of	of	ADP
ajbmeb-345	94	5	predicament	predicament	NOUN
ajbmeb-345	94	6	,	,	PUNCT
ajbmeb-345	94	7	banks	bank	NOUN
ajbmeb-345	94	8	play	play	VERB
ajbmeb-345	94	9	an	an	DET
ajbmeb-345	94	10	important	important	ADJ
ajbmeb-345	94	11	role	role	NOUN
ajbmeb-345	94	12	in	in	ADP
ajbmeb-345	94	13	helping	help	VERB
ajbmeb-345	94	14	the	the	DET
ajbmeb-345	94	15	population	population	NOUN
ajbmeb-345	94	16	cope	cope	VERB
ajbmeb-345	94	17	with	with	ADP
ajbmeb-345	94	18	the	the	DET
ajbmeb-345	94	19	pandemic	pandemic	NOUN
ajbmeb-345	94	20	by	by	ADP
ajbmeb-345	94	21	aiding	aid	VERB
ajbmeb-345	94	22	the	the	DET
ajbmeb-345	94	23	government	government	NOUN
ajbmeb-345	94	24	,	,	PUNCT
ajbmeb-345	94	25	small	small	ADJ
ajbmeb-345	94	26	and	and	CCONJ
ajbmeb-345	94	27	big	big	ADJ
ajbmeb-345	94	28	businesses	business	NOUN
ajbmeb-345	94	29	,	,	PUNCT
ajbmeb-345	94	30	and	and	CCONJ
ajbmeb-345	94	31	individuals	individual	NOUN
ajbmeb-345	94	32	.	.	PUNCT
ajbmeb-345	95	1	banks	bank	NOUN
ajbmeb-345	95	2	need	need	VERB
ajbmeb-345	95	3	to	to	PART
ajbmeb-345	95	4	adapt	adapt	VERB
ajbmeb-345	95	5	to	to	ADP
ajbmeb-345	95	6	the	the	DET
ajbmeb-345	95	7	challenges	challenge	NOUN
ajbmeb-345	95	8	of	of	ADP
ajbmeb-345	95	9	the	the	DET
ajbmeb-345	95	10	covid-19	covid-19	PROPN
ajbmeb-345	95	11	pandemic	pandemic	NOUN
ajbmeb-345	95	12	to	to	PART
ajbmeb-345	95	13	help	help	VERB
ajbmeb-345	95	14	build	build	VERB
ajbmeb-345	95	15	resilience	resilience	NOUN
ajbmeb-345	95	16	for	for	ADP
ajbmeb-345	95	17	businesses	business	NOUN
ajbmeb-345	95	18	,	,	PUNCT
ajbmeb-345	95	19	individuals	individual	NOUN
ajbmeb-345	95	20	and	and	CCONJ
ajbmeb-345	95	21	others	other	NOUN
ajbmeb-345	95	22	.	.	PUNCT
ajbmeb-345	96	1	however	however	ADV
ajbmeb-345	96	2	,	,	PUNCT
ajbmeb-345	96	3	the	the	DET
ajbmeb-345	96	4	effectiveness	effectiveness	NOUN
ajbmeb-345	96	5	of	of	ADP
ajbmeb-345	96	6	a	a	DET
ajbmeb-345	96	7	bank	bank	NOUN
ajbmeb-345	96	8	-	-	PUNCT
ajbmeb-345	96	9	supported	support	VERB
ajbmeb-345	96	10	economic	economic	ADJ
ajbmeb-345	96	11	recovery	recovery	NOUN
ajbmeb-345	96	12	is	be	AUX
ajbmeb-345	96	13	dependent	dependent	ADJ
ajbmeb-345	96	14	on	on	ADP
ajbmeb-345	96	15	banks	bank	NOUN
ajbmeb-345	96	16	'	'	PART
ajbmeb-345	96	17	resilience	resilience	NOUN
ajbmeb-345	96	18	and	and	CCONJ
ajbmeb-345	96	19	financial	financial	ADJ
ajbmeb-345	96	20	soundness	soundness	NOUN
ajbmeb-345	96	21	.	.	PUNCT
ajbmeb-345	97	1	default	default	NOUN
ajbmeb-345	97	2	loan	loan	NOUN
ajbmeb-345	97	3	losses	loss	NOUN
ajbmeb-345	97	4	and	and	CCONJ
ajbmeb-345	97	5	higher	high	ADJ
ajbmeb-345	97	6	rwa	rwa	PROPN
ajbmeb-345	97	7	will	will	AUX
ajbmeb-345	97	8	reduce	reduce	VERB
ajbmeb-345	97	9	bank	bank	NOUN
ajbmeb-345	97	10	capital	capital	NOUN
ajbmeb-345	97	11	(	(	PUNCT
ajbmeb-345	97	12	mckinsey	mckinsey	NOUN
ajbmeb-345	97	13	&	&	CCONJ
ajbmeb-345	97	14	company	company	NOUN
ajbmeb-345	97	15	.	.	PUNCT
ajbmeb-345	97	16	,2020	,2020	PUNCT
ajbmeb-345	97	17	)	)	PUNCT
ajbmeb-345	97	18	.	.	PUNCT
ajbmeb-345	98	1	the	the	DET
ajbmeb-345	98	2	covid-19	covid-19	PROPN
ajbmeb-345	98	3	pandemic	pandemic	NOUN
ajbmeb-345	98	4	has	have	AUX
ajbmeb-345	98	5	impacted	impact	VERB
ajbmeb-345	98	6	many	many	ADJ
ajbmeb-345	98	7	aspects	aspect	NOUN
ajbmeb-345	98	8	of	of	ADP
ajbmeb-345	98	9	the	the	DET
ajbmeb-345	98	10	banking	banking	NOUN
ajbmeb-345	98	11	sector	sector	NOUN
ajbmeb-345	98	12	,	,	PUNCT
ajbmeb-345	98	13	including	include	VERB
ajbmeb-345	98	14	their	their	PRON
ajbmeb-345	98	15	operations	operation	NOUN
ajbmeb-345	98	16	,	,	PUNCT
ajbmeb-345	98	17	new	new	ADJ
ajbmeb-345	98	18	operations	operation	NOUN
ajbmeb-345	98	19	and	and	CCONJ
ajbmeb-345	98	20	procedures	procedure	NOUN
ajbmeb-345	98	21	.	.	PUNCT
ajbmeb-345	99	1	because	because	SCONJ
ajbmeb-345	99	2	of	of	ADP
ajbmeb-345	99	3	the	the	DET
ajbmeb-345	99	4	vital	vital	ADJ
ajbmeb-345	99	5	importance	importance	NOUN
ajbmeb-345	99	6	of	of	ADP
ajbmeb-345	99	7	banking	banking	NOUN
ajbmeb-345	99	8	,	,	PUNCT
ajbmeb-345	99	9	they	they	PRON
ajbmeb-345	99	10	have	have	AUX
ajbmeb-345	99	11	been	be	AUX
ajbmeb-345	99	12	unable	unable	ADJ
ajbmeb-345	99	13	to	to	PART
ajbmeb-345	99	14	close	close	VERB
ajbmeb-345	99	15	every	every	DET
ajbmeb-345	99	16	branch	branch	NOUN
ajbmeb-345	99	17	and	and	CCONJ
ajbmeb-345	99	18	ensure	ensure	VERB
ajbmeb-345	99	19	people	people	NOUN
ajbmeb-345	99	20	have	have	VERB
ajbmeb-345	99	21	access	access	NOUN
ajbmeb-345	99	22	to	to	ADP
ajbmeb-345	99	23	financial	financial	ADJ
ajbmeb-345	99	24	resources	resource	NOUN
ajbmeb-345	99	25	.	.	PUNCT
ajbmeb-345	100	1	about	about	ADV
ajbmeb-345	100	2	a	a	DET
ajbmeb-345	100	3	quarter	quarter	NOUN
ajbmeb-345	100	4	of	of	ADP
ajbmeb-345	100	5	bank	bank	NOUN
ajbmeb-345	100	6	branches	branch	NOUN
ajbmeb-345	100	7	in	in	ADP
ajbmeb-345	100	8	many	many	ADJ
ajbmeb-345	100	9	countries	country	NOUN
ajbmeb-345	100	10	and	and	CCONJ
ajbmeb-345	100	11	territories	territory	NOUN
ajbmeb-345	100	12	have	have	AUX
ajbmeb-345	100	13	closed	close	VERB
ajbmeb-345	100	14	due	due	ADJ
ajbmeb-345	100	15	to	to	ADP
ajbmeb-345	100	16	employee	employee	NOUN
ajbmeb-345	100	17	security	security	NOUN
ajbmeb-345	100	18	,	,	PUNCT
ajbmeb-345	100	19	staff	staff	NOUN
ajbmeb-345	100	20	shortages	shortage	NOUN
ajbmeb-345	100	21	and	and	CCONJ
ajbmeb-345	100	22	a	a	DET
ajbmeb-345	100	23	decline	decline	NOUN
ajbmeb-345	100	24	in	in	ADP
ajbmeb-345	100	25	general	general	ADJ
ajbmeb-345	100	26	trade	trade	NOUN
ajbmeb-345	100	27	during	during	ADP
ajbmeb-345	100	28	the	the	DET
ajbmeb-345	100	29	epidemic	epidemic	NOUN
ajbmeb-345	100	30	.	.	PUNCT
ajbmeb-345	101	1	many	many	ADJ
ajbmeb-345	101	2	of	of	ADP
ajbmeb-345	101	3	the	the	DET
ajbmeb-345	101	4	other	other	ADJ
ajbmeb-345	101	5	75	75	NUM
ajbmeb-345	101	6	%	%	NOUN
ajbmeb-345	101	7	are	be	AUX
ajbmeb-345	101	8	working	work	VERB
ajbmeb-345	101	9	fewer	few	ADJ
ajbmeb-345	101	10	hours	hour	NOUN
ajbmeb-345	101	11	and	and	CCONJ
ajbmeb-345	101	12	have	have	VERB
ajbmeb-345	101	13	fewer	few	ADJ
ajbmeb-345	101	14	people	people	NOUN
ajbmeb-345	101	15	.	.	PUNCT
ajbmeb-345	102	1	(	(	PUNCT
ajbmeb-345	102	2	kpmg	kpmg	PROPN
ajbmeb-345	102	3	,	,	PUNCT
ajbmeb-345	102	4	2020b	2020b	NUM
ajbmeb-345	102	5	)	)	PUNCT
ajbmeb-345	102	6	.	.	PUNCT
ajbmeb-345	103	1	they	they	PRON
ajbmeb-345	103	2	must	must	AUX
ajbmeb-345	103	3	concentrate	concentrate	VERB
ajbmeb-345	103	4	on	on	ADP
ajbmeb-345	103	5	the	the	DET
ajbmeb-345	103	6	plan	plan	NOUN
ajbmeb-345	103	7	that	that	PRON
ajbmeb-345	103	8	will	will	AUX
ajbmeb-345	103	9	define	define	VERB
ajbmeb-345	103	10	their	their	PRON
ajbmeb-345	103	11	destiny	destiny	NOUN
ajbmeb-345	103	12	despite	despite	SCONJ
ajbmeb-345	103	13	all	all	PRON
ajbmeb-345	103	14	of	of	ADP
ajbmeb-345	103	15	the	the	DET
ajbmeb-345	103	16	concerns	concern	NOUN
ajbmeb-345	103	17	swirling	swirl	VERB
ajbmeb-345	103	18	around	around	ADP
ajbmeb-345	103	19	them	they	PRON
ajbmeb-345	103	20	.	.	PUNCT
ajbmeb-345	104	1	as	as	ADP
ajbmeb-345	104	2	a	a	DET
ajbmeb-345	104	3	result	result	NOUN
ajbmeb-345	104	4	,	,	PUNCT
ajbmeb-345	104	5	they	they	PRON
ajbmeb-345	104	6	must	must	AUX
ajbmeb-345	104	7	prioritise	prioritise	VERB
ajbmeb-345	104	8	survival	survival	NOUN
ajbmeb-345	104	9	concerns	concern	NOUN
ajbmeb-345	104	10	in	in	ADP
ajbmeb-345	104	11	their	their	PRON
ajbmeb-345	104	12	business	business	NOUN
ajbmeb-345	104	13	continuity	continuity	NOUN
ajbmeb-345	104	14	planning	planning	NOUN
ajbmeb-345	104	15	,	,	PUNCT
ajbmeb-345	104	16	changing	change	VERB
ajbmeb-345	104	17	branch	branch	NOUN
ajbmeb-345	104	18	hours	hour	NOUN
ajbmeb-345	104	19	,	,	PUNCT
ajbmeb-345	104	20	staff	staff	NOUN
ajbmeb-345	104	21	mix	mix	NOUN
ajbmeb-345	104	22	and	and	CCONJ
ajbmeb-345	104	23	hours	hour	NOUN
ajbmeb-345	104	24	,	,	PUNCT
ajbmeb-345	104	25	moving	move	VERB
ajbmeb-345	104	26	appointment	appointment	NOUN
ajbmeb-345	104	27	only	only	ADV
ajbmeb-345	104	28	branch	branch	NOUN
ajbmeb-345	104	29	visits	visit	NOUN
ajbmeb-345	104	30	and	and	CCONJ
ajbmeb-345	104	31	temporarily	temporarily	ADV
ajbmeb-345	104	32	closing	close	VERB
ajbmeb-345	104	33	select	select	ADJ
ajbmeb-345	104	34	branches	branch	NOUN
ajbmeb-345	104	35	are	be	AUX
ajbmeb-345	104	36	just	just	ADV
ajbmeb-345	104	37	some	some	PRON
ajbmeb-345	104	38	of	of	ADP
ajbmeb-345	104	39	the	the	DET
ajbmeb-345	104	40	options	option	NOUN
ajbmeb-345	104	41	available	available	ADJ
ajbmeb-345	104	42	(	(	PUNCT
ajbmeb-345	104	43	pwc	pwc	NOUN
ajbmeb-345	104	44	,	,	PUNCT
ajbmeb-345	104	45	2020b	2020b	NUM
ajbmeb-345	104	46	)	)	PUNCT
ajbmeb-345	104	47	.	.	PUNCT
ajbmeb-345	105	1	all	all	PRON
ajbmeb-345	105	2	of	of	ADP
ajbmeb-345	105	3	these	these	DET
ajbmeb-345	105	4	changes	change	NOUN
ajbmeb-345	105	5	in	in	ADP
ajbmeb-345	105	6	how	how	SCONJ
ajbmeb-345	105	7	they	they	PRON
ajbmeb-345	105	8	function	function	VERB
ajbmeb-345	105	9	will	will	AUX
ajbmeb-345	105	10	surely	surely	ADV
ajbmeb-345	105	11	affect	affect	VERB
ajbmeb-345	105	12	the	the	DET
ajbmeb-345	105	13	financial	financial	ADJ
ajbmeb-345	105	14	sector	sector	NOUN
ajbmeb-345	105	15	's	's	PART
ajbmeb-345	105	16	future	future	NOUN
ajbmeb-345	105	17	.	.	PUNCT
ajbmeb-345	106	1	banks	bank	NOUN
ajbmeb-345	106	2	with	with	ADP
ajbmeb-345	106	3	significant	significant	ADJ
ajbmeb-345	106	4	loan	loan	NOUN
ajbmeb-345	106	5	publicity	publicity	NOUN
ajbmeb-345	106	6	,	,	PUNCT
ajbmeb-345	106	7	specifically	specifically	ADV
ajbmeb-345	106	8	,	,	PUNCT
ajbmeb-345	106	9	export	export	NOUN
ajbmeb-345	106	10	industries	industry	NOUN
ajbmeb-345	106	11	and	and	CCONJ
ajbmeb-345	106	12	small	small	ADJ
ajbmeb-345	106	13	businesses	business	NOUN
ajbmeb-345	106	14	can	can	AUX
ajbmeb-345	106	15	see	see	VERB
ajbmeb-345	106	16	their	their	PRON
ajbmeb-345	106	17	regulation	regulation	NOUN
ajbmeb-345	106	18	rates	rate	NOUN
ajbmeb-345	106	19	increase	increase	VERB
ajbmeb-345	106	20	significantly	significantly	ADV
ajbmeb-345	106	21	during	during	ADP
ajbmeb-345	106	22	or	or	CCONJ
ajbmeb-345	106	23	after	after	ADP
ajbmeb-345	106	24	the	the	DET
ajbmeb-345	106	25	outbreak	outbreak	NOUN
ajbmeb-345	106	26	(	(	PUNCT
ajbmeb-345	106	27	barua	barua	PROPN
ajbmeb-345	106	28	,	,	PUNCT
ajbmeb-345	106	29	b.	b.	PROPN
ajbmeb-345	106	30	,2021	,2021	PROPN
ajbmeb-345	106	31	)	)	PUNCT
ajbmeb-345	106	32	.	.	PUNCT
ajbmeb-345	107	1	another	another	DET
ajbmeb-345	107	2	factor	factor	NOUN
ajbmeb-345	107	3	to	to	PART
ajbmeb-345	107	4	be	be	AUX
ajbmeb-345	107	5	evaluated	evaluate	VERB
ajbmeb-345	107	6	is	be	AUX
ajbmeb-345	107	7	the	the	DET
ajbmeb-345	107	8	borrower	borrower	NOUN
ajbmeb-345	107	9	's	's	PART
ajbmeb-345	107	10	performance	performance	NOUN
ajbmeb-345	107	11	and	and	CCONJ
ajbmeb-345	107	12	ability	ability	NOUN
ajbmeb-345	107	13	to	to	PART
ajbmeb-345	107	14	meet	meet	VERB
ajbmeb-345	107	15	their	their	PRON
ajbmeb-345	107	16	loan	loan	NOUN
ajbmeb-345	107	17	obligations	obligation	NOUN
ajbmeb-345	107	18	(	(	PUNCT
ajbmeb-345	107	19	disemadi	disemadi	NOUN
ajbmeb-345	107	20	,	,	PUNCT
ajbmeb-345	107	21	h.	h.	PROPN
ajbmeb-345	107	22	s.	s.	PROPN
ajbmeb-345	107	23	,2020	,2020	PUNCT
ajbmeb-345	107	24	)	)	PUNCT
ajbmeb-345	107	25	.	.	PUNCT
ajbmeb-345	108	1	many	many	ADJ
ajbmeb-345	108	2	people	people	NOUN
ajbmeb-345	108	3	have	have	AUX
ajbmeb-345	108	4	faced	face	VERB
ajbmeb-345	108	5	financial	financial	ADJ
ajbmeb-345	108	6	difficulties	difficulty	NOUN
ajbmeb-345	108	7	as	as	ADP
ajbmeb-345	108	8	a	a	DET
ajbmeb-345	108	9	result	result	NOUN
ajbmeb-345	108	10	of	of	ADP
ajbmeb-345	108	11	the	the	DET
ajbmeb-345	108	12	covid-19	covid-19	PROPN
ajbmeb-345	108	13	epidemic	epidemic	NOUN
ajbmeb-345	108	14	,	,	PUNCT
ajbmeb-345	108	15	which	which	PRON
ajbmeb-345	108	16	can	can	AUX
ajbmeb-345	108	17	affect	affect	VERB
ajbmeb-345	108	18	the	the	DET
ajbmeb-345	108	19	performance	performance	NOUN
ajbmeb-345	108	20	of	of	ADP
ajbmeb-345	108	21	banking	banking	NOUN
ajbmeb-345	108	22	systems	system	NOUN
ajbmeb-345	108	23	.	.	PUNCT
ajbmeb-345	109	1	the	the	DET
ajbmeb-345	109	2	covid-19	covid-19	PROPN
ajbmeb-345	109	3	pandemic	pandemic	NOUN
ajbmeb-345	109	4	could	could	AUX
ajbmeb-345	109	5	be	be	AUX
ajbmeb-345	109	6	the	the	DET
ajbmeb-345	109	7	most	most	ADV
ajbmeb-345	109	8	significant	significant	ADJ
ajbmeb-345	109	9	financial	financial	ADJ
ajbmeb-345	109	10	sector	sector	NOUN
ajbmeb-345	109	11	threat	threat	NOUN
ajbmeb-345	109	12	in	in	ADP
ajbmeb-345	109	13	recent	recent	ADJ
ajbmeb-345	109	14	history	history	NOUN
ajbmeb-345	109	15	.	.	PUNCT
ajbmeb-345	110	1	it	it	PRON
ajbmeb-345	110	2	has	have	AUX
ajbmeb-345	110	3	caused	cause	VERB
ajbmeb-345	110	4	the	the	DET
ajbmeb-345	110	5	world	world	NOUN
ajbmeb-345	110	6	to	to	PART
ajbmeb-345	110	7	shift	shift	VERB
ajbmeb-345	110	8	toward	toward	ADP
ajbmeb-345	110	9	banking	banking	NOUN
ajbmeb-345	110	10	to	to	PART
ajbmeb-345	110	11	continue	continue	VERB
ajbmeb-345	110	12	normal	normal	ADJ
ajbmeb-345	110	13	transactions	transaction	NOUN
ajbmeb-345	110	14	such	such	ADJ
ajbmeb-345	110	15	as	as	ADP
ajbmeb-345	110	16	paying	pay	VERB
ajbmeb-345	110	17	american	american	ADJ
ajbmeb-345	110	18	journal	journal	PROPN
ajbmeb-345	110	19	of	of	ADP
ajbmeb-345	110	20	business	business	NOUN
ajbmeb-345	110	21	management	management	NOUN
ajbmeb-345	110	22	,	,	PUNCT
ajbmeb-345	110	23	economics	economic	NOUN
ajbmeb-345	110	24	and	and	CCONJ
ajbmeb-345	110	25	banking	banking	NOUN
ajbmeb-345	110	26	volume	volume	NOUN
ajbmeb-345	110	27	8	8	NUM
ajbmeb-345	110	28	,	,	PUNCT
ajbmeb-345	110	29	jan	jan	PROPN
ajbmeb-345	110	30	.	.	PROPN
ajbmeb-345	110	31	,	,	PUNCT
ajbmeb-345	110	32	2023	2023	NUM
ajbmeb-345	110	33	p	p	NOUN
ajbmeb-345	110	34	a	a	DET
ajbmeb-345	110	35	g	g	NOUN
ajbmeb-345	110	36	e	e	NOUN
ajbmeb-345	110	37	|	|	ADV
ajbmeb-345	110	38	67	67	NUM
ajbmeb-345	110	39	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	110	40	bills	bill	NOUN
ajbmeb-345	110	41	,	,	PUNCT
ajbmeb-345	110	42	buying	buy	VERB
ajbmeb-345	110	43	groceries	grocery	NOUN
ajbmeb-345	110	44	,	,	PUNCT
ajbmeb-345	110	45	and	and	CCONJ
ajbmeb-345	110	46	shopping	shop	VERB
ajbmeb-345	110	47	for	for	ADP
ajbmeb-345	110	48	goods	good	NOUN
ajbmeb-345	110	49	.	.	PUNCT
ajbmeb-345	111	1	the	the	DET
ajbmeb-345	111	2	banking	banking	NOUN
ajbmeb-345	111	3	industry	industry	NOUN
ajbmeb-345	111	4	has	have	AUX
ajbmeb-345	111	5	adjusted	adjust	VERB
ajbmeb-345	111	6	some	some	PRON
ajbmeb-345	111	7	of	of	ADP
ajbmeb-345	111	8	its	its	PRON
ajbmeb-345	111	9	old	old	ADJ
ajbmeb-345	111	10	practices	practice	NOUN
ajbmeb-345	111	11	and	and	CCONJ
ajbmeb-345	111	12	is	be	AUX
ajbmeb-345	111	13	now	now	ADV
ajbmeb-345	111	14	looking	look	VERB
ajbmeb-345	111	15	for	for	ADP
ajbmeb-345	111	16	new	new	ADJ
ajbmeb-345	111	17	ways	way	NOUN
ajbmeb-345	111	18	to	to	PART
ajbmeb-345	111	19	make	make	VERB
ajbmeb-345	111	20	life	life	NOUN
ajbmeb-345	111	21	easier	easy	ADJ
ajbmeb-345	111	22	for	for	ADP
ajbmeb-345	111	23	clients	client	NOUN
ajbmeb-345	111	24	(	(	PUNCT
ajbmeb-345	111	25	naeem	naeem	PROPN
ajbmeb-345	111	26	,	,	PUNCT
ajbmeb-345	111	27	et	et	PROPN
ajbmeb-345	111	28	al.2021	al.2021	PROPN
ajbmeb-345	111	29	)	)	PUNCT
ajbmeb-345	111	30	.	.	PUNCT
ajbmeb-345	112	1	additionally	additionally	ADV
ajbmeb-345	112	2	,	,	PUNCT
ajbmeb-345	112	3	the	the	DET
ajbmeb-345	112	4	development	development	NOUN
ajbmeb-345	112	5	of	of	ADP
ajbmeb-345	112	6	new	new	ADJ
ajbmeb-345	112	7	payment	payment	NOUN
ajbmeb-345	112	8	methods	method	NOUN
ajbmeb-345	112	9	has	have	AUX
ajbmeb-345	112	10	benefited	benefit	VERB
ajbmeb-345	112	11	from	from	ADP
ajbmeb-345	112	12	the	the	DET
ajbmeb-345	112	13	use	use	NOUN
ajbmeb-345	112	14	of	of	ADP
ajbmeb-345	112	15	the	the	DET
ajbmeb-345	112	16	internet	internet	NOUN
ajbmeb-345	112	17	and	and	CCONJ
ajbmeb-345	112	18	banking	banking	NOUN
ajbmeb-345	112	19	applications	application	NOUN
ajbmeb-345	112	20	.	.	PUNCT
ajbmeb-345	113	1	online	online	ADJ
ajbmeb-345	113	2	banking	banking	NOUN
ajbmeb-345	113	3	and	and	CCONJ
ajbmeb-345	113	4	payments	payment	NOUN
ajbmeb-345	113	5	are	be	AUX
ajbmeb-345	113	6	a	a	DET
ajbmeb-345	113	7	quick	quick	ADJ
ajbmeb-345	113	8	and	and	CCONJ
ajbmeb-345	113	9	easy	easy	ADJ
ajbmeb-345	113	10	way	way	NOUN
ajbmeb-345	113	11	to	to	PART
ajbmeb-345	113	12	conduct	conduct	VERB
ajbmeb-345	113	13	business	business	NOUN
ajbmeb-345	113	14	.	.	PUNCT
ajbmeb-345	114	1	this	this	DET
ajbmeb-345	114	2	speedier	speedy	ADJ
ajbmeb-345	114	3	digitalization	digitalization	NOUN
ajbmeb-345	114	4	will	will	AUX
ajbmeb-345	114	5	continue	continue	VERB
ajbmeb-345	114	6	to	to	PART
ajbmeb-345	114	7	grow	grow	VERB
ajbmeb-345	114	8	,	,	PUNCT
ajbmeb-345	114	9	especially	especially	ADV
ajbmeb-345	114	10	because	because	SCONJ
ajbmeb-345	114	11	uncertainty	uncertainty	NOUN
ajbmeb-345	114	12	is	be	AUX
ajbmeb-345	114	13	strong	strong	ADJ
ajbmeb-345	114	14	right	right	ADV
ajbmeb-345	114	15	now	now	ADV
ajbmeb-345	114	16	,	,	PUNCT
ajbmeb-345	114	17	and	and	CCONJ
ajbmeb-345	114	18	major	major	ADJ
ajbmeb-345	114	19	banks	bank	NOUN
ajbmeb-345	114	20	are	be	AUX
ajbmeb-345	114	21	better	well	ADV
ajbmeb-345	114	22	prepared	prepare	VERB
ajbmeb-345	114	23	for	for	ADP
ajbmeb-345	114	24	a	a	DET
ajbmeb-345	114	25	significant	significant	ADJ
ajbmeb-345	114	26	drop	drop	NOUN
ajbmeb-345	114	27	in	in	ADP
ajbmeb-345	114	28	loan	loan	NOUN
ajbmeb-345	114	29	volume	volume	NOUN
ajbmeb-345	114	30	than	than	ADP
ajbmeb-345	114	31	traditional	traditional	ADJ
ajbmeb-345	114	32	or	or	CCONJ
ajbmeb-345	114	33	conventional	conventional	ADJ
ajbmeb-345	114	34	banks	bank	NOUN
ajbmeb-345	114	35	,	,	PUNCT
ajbmeb-345	114	36	which	which	PRON
ajbmeb-345	114	37	are	be	AUX
ajbmeb-345	114	38	more	more	ADV
ajbmeb-345	114	39	susceptible	susceptible	ADJ
ajbmeb-345	114	40	.	.	PUNCT
ajbmeb-345	115	1	(	(	PUNCT
ajbmeb-345	115	2	tarazi	tarazi	NOUN
ajbmeb-345	115	3	,	,	PUNCT
ajbmeb-345	115	4	a.	a.	NOUN
ajbmeb-345	115	5	,	,	PUNCT
ajbmeb-345	115	6	2020	2020	NUM
ajbmeb-345	115	7	)	)	PUNCT
ajbmeb-345	115	8	.	.	PUNCT
ajbmeb-345	116	1	because	because	SCONJ
ajbmeb-345	116	2	technology	technology	NOUN
ajbmeb-345	116	3	advancement	advancement	NOUN
ajbmeb-345	116	4	and	and	CCONJ
ajbmeb-345	116	5	digitization	digitization	NOUN
ajbmeb-345	116	6	make	make	VERB
ajbmeb-345	116	7	financial	financial	ADJ
ajbmeb-345	116	8	services	service	NOUN
ajbmeb-345	116	9	more	more	ADV
ajbmeb-345	116	10	available	available	ADJ
ajbmeb-345	116	11	to	to	ADP
ajbmeb-345	116	12	customers	customer	NOUN
ajbmeb-345	116	13	,	,	PUNCT
ajbmeb-345	116	14	customers	customer	NOUN
ajbmeb-345	116	15	respect	respect	VERB
ajbmeb-345	116	16	a	a	DET
ajbmeb-345	116	17	need	need	NOUN
ajbmeb-345	116	18	-	-	PUNCT
ajbmeb-345	116	19	based	base	VERB
ajbmeb-345	116	20	sales	sale	NOUN
ajbmeb-345	116	21	strategy	strategy	NOUN
ajbmeb-345	116	22	.	.	PUNCT
ajbmeb-345	117	1	the	the	DET
ajbmeb-345	117	2	willingness	willingness	NOUN
ajbmeb-345	117	3	of	of	ADP
ajbmeb-345	117	4	a	a	DET
ajbmeb-345	117	5	bank	bank	NOUN
ajbmeb-345	117	6	to	to	PART
ajbmeb-345	117	7	innovate	innovate	VERB
ajbmeb-345	117	8	has	have	VERB
ajbmeb-345	117	9	favorable	favorable	ADJ
ajbmeb-345	117	10	effects	effect	NOUN
ajbmeb-345	117	11	on	on	ADP
ajbmeb-345	117	12	purchasing	purchase	VERB
ajbmeb-345	117	13	intentions	intention	NOUN
ajbmeb-345	117	14	(	(	PUNCT
ajbmeb-345	117	15	yip	yip	PROPN
ajbmeb-345	117	16	,	,	PUNCT
ajbmeb-345	117	17	et	et	PROPN
ajbmeb-345	117	18	al	al	PROPN
ajbmeb-345	117	19	.	.	PROPN
ajbmeb-345	117	20	2018	2018	NUM
ajbmeb-345	117	21	)	)	PUNCT
ajbmeb-345	117	22	.	.	PUNCT
ajbmeb-345	118	1	banks	bank	NOUN
ajbmeb-345	118	2	must	must	AUX
ajbmeb-345	118	3	emphasise	emphasise	VERB
ajbmeb-345	118	4	digital	digital	ADJ
ajbmeb-345	118	5	transformation	transformation	NOUN
ajbmeb-345	118	6	and	and	CCONJ
ajbmeb-345	118	7	transfer	transfer	NOUN
ajbmeb-345	118	8	of	of	ADP
ajbmeb-345	118	9	traditional	traditional	ADJ
ajbmeb-345	118	10	banking	banking	NOUN
ajbmeb-345	118	11	services	service	NOUN
ajbmeb-345	118	12	under	under	ADP
ajbmeb-345	118	13	these	these	DET
ajbmeb-345	118	14	circumstances	circumstance	NOUN
ajbmeb-345	118	15	,	,	PUNCT
ajbmeb-345	118	16	as	as	SCONJ
ajbmeb-345	118	17	this	this	PRON
ajbmeb-345	118	18	does	do	AUX
ajbmeb-345	118	19	not	not	PART
ajbmeb-345	118	20	happen	happen	VERB
ajbmeb-345	118	21	on	on	ADP
ajbmeb-345	118	22	its	its	PRON
ajbmeb-345	118	23	own	own	ADJ
ajbmeb-345	118	24	.	.	PUNCT
ajbmeb-345	119	1	according	accord	VERB
ajbmeb-345	119	2	to	to	ADP
ajbmeb-345	119	3	capgemini	capgemini	PROPN
ajbmeb-345	119	4	's	's	PART
ajbmeb-345	119	5	world	world	NOUN
ajbmeb-345	119	6	retail	retail	ADJ
ajbmeb-345	119	7	banking	banking	NOUN
ajbmeb-345	119	8	report	report	NOUN
ajbmeb-345	119	9	2020	2020	NUM
ajbmeb-345	119	10	,	,	PUNCT
ajbmeb-345	119	11	digital	digital	ADJ
ajbmeb-345	119	12	banking	banking	NOUN
ajbmeb-345	119	13	services	service	NOUN
ajbmeb-345	119	14	are	be	AUX
ajbmeb-345	119	15	now	now	ADV
ajbmeb-345	119	16	preferred	prefer	VERB
ajbmeb-345	119	17	by	by	ADP
ajbmeb-345	119	18	57	57	NUM
ajbmeb-345	119	19	%	%	NOUN
ajbmeb-345	119	20	of	of	ADP
ajbmeb-345	119	21	clients	client	NOUN
ajbmeb-345	119	22	,	,	PUNCT
ajbmeb-345	119	23	up	up	ADV
ajbmeb-345	119	24	from	from	ADP
ajbmeb-345	119	25	49	49	NUM
ajbmeb-345	119	26	%	%	NOUN
ajbmeb-345	119	27	prior	prior	ADV
ajbmeb-345	119	28	to	to	ADP
ajbmeb-345	119	29	the	the	DET
ajbmeb-345	119	30	epidemic	epidemic	NOUN
ajbmeb-345	119	31	.	.	PUNCT
ajbmeb-345	120	1	the	the	DET
ajbmeb-345	120	2	financial	financial	ADJ
ajbmeb-345	120	3	industry	industry	NOUN
ajbmeb-345	120	4	,	,	PUNCT
ajbmeb-345	120	5	on	on	ADP
ajbmeb-345	120	6	the	the	DET
ajbmeb-345	120	7	other	other	ADJ
ajbmeb-345	120	8	hand	hand	NOUN
ajbmeb-345	120	9	,	,	PUNCT
ajbmeb-345	120	10	will	will	AUX
ajbmeb-345	120	11	take	take	VERB
ajbmeb-345	120	12	time	time	NOUN
ajbmeb-345	120	13	to	to	PART
ajbmeb-345	120	14	modify	modify	VERB
ajbmeb-345	120	15	and	and	CCONJ
ajbmeb-345	120	16	reform	reform	NOUN
ajbmeb-345	120	17	.	.	PUNCT
ajbmeb-345	121	1	some	some	DET
ajbmeb-345	121	2	people	people	NOUN
ajbmeb-345	121	3	feel	feel	VERB
ajbmeb-345	121	4	that	that	SCONJ
ajbmeb-345	121	5	new	new	ADJ
ajbmeb-345	121	6	trends	trend	NOUN
ajbmeb-345	121	7	and	and	CCONJ
ajbmeb-345	121	8	technology	technology	NOUN
ajbmeb-345	121	9	will	will	AUX
ajbmeb-345	121	10	eventually	eventually	ADV
ajbmeb-345	121	11	replace	replace	VERB
ajbmeb-345	121	12	current	current	ADJ
ajbmeb-345	121	13	banks	bank	NOUN
ajbmeb-345	121	14	,	,	PUNCT
ajbmeb-345	121	15	while	while	SCONJ
ajbmeb-345	121	16	others	other	NOUN
ajbmeb-345	121	17	believe	believe	VERB
ajbmeb-345	121	18	that	that	SCONJ
ajbmeb-345	121	19	technology	technology	NOUN
ajbmeb-345	121	20	will	will	AUX
ajbmeb-345	121	21	help	help	VERB
ajbmeb-345	121	22	and	and	CCONJ
ajbmeb-345	121	23	improve	improve	VERB
ajbmeb-345	121	24	existing	exist	VERB
ajbmeb-345	121	25	financial	financial	ADJ
ajbmeb-345	121	26	institutions	institution	NOUN
ajbmeb-345	121	27	.	.	PUNCT
ajbmeb-345	122	1	the	the	DET
ajbmeb-345	122	2	entire	entire	ADJ
ajbmeb-345	122	3	banking	banking	NOUN
ajbmeb-345	122	4	sector	sector	NOUN
ajbmeb-345	122	5	,	,	PUNCT
ajbmeb-345	122	6	on	on	ADP
ajbmeb-345	122	7	the	the	DET
ajbmeb-345	122	8	other	other	ADJ
ajbmeb-345	122	9	hand	hand	NOUN
ajbmeb-345	122	10	,	,	PUNCT
ajbmeb-345	122	11	will	will	AUX
ajbmeb-345	122	12	make	make	VERB
ajbmeb-345	122	13	the	the	DET
ajbmeb-345	122	14	shift	shift	NOUN
ajbmeb-345	122	15	to	to	ADP
ajbmeb-345	122	16	a	a	DET
ajbmeb-345	122	17	more	more	ADV
ajbmeb-345	122	18	integrated	integrated	ADJ
ajbmeb-345	122	19	and	and	CCONJ
ajbmeb-345	122	20	digital	digital	ADJ
ajbmeb-345	122	21	organization	organization	NOUN
ajbmeb-345	122	22	.	.	PUNCT
ajbmeb-345	123	1	banks	bank	NOUN
ajbmeb-345	123	2	must	must	AUX
ajbmeb-345	123	3	continue	continue	VERB
ajbmeb-345	123	4	to	to	PART
ajbmeb-345	123	5	develop	develop	VERB
ajbmeb-345	123	6	these	these	DET
ajbmeb-345	123	7	techniques	technique	NOUN
ajbmeb-345	123	8	,	,	PUNCT
ajbmeb-345	123	9	as	as	SCONJ
ajbmeb-345	123	10	the	the	DET
ajbmeb-345	123	11	trend	trend	NOUN
ajbmeb-345	123	12	toward	toward	ADP
ajbmeb-345	123	13	digitization	digitization	NOUN
ajbmeb-345	123	14	has	have	AUX
ajbmeb-345	123	15	reached	reach	VERB
ajbmeb-345	123	16	previously	previously	ADV
ajbmeb-345	123	17	unreceptive	unreceptive	ADJ
ajbmeb-345	123	18	demographics	demographic	NOUN
ajbmeb-345	123	19	,	,	PUNCT
ajbmeb-345	123	20	such	such	ADJ
ajbmeb-345	123	21	as	as	ADP
ajbmeb-345	123	22	the	the	DET
ajbmeb-345	123	23	elderly	elderly	ADJ
ajbmeb-345	123	24	or	or	CCONJ
ajbmeb-345	123	25	people	people	NOUN
ajbmeb-345	123	26	living	live	VERB
ajbmeb-345	123	27	in	in	ADP
ajbmeb-345	123	28	remote	remote	ADJ
ajbmeb-345	123	29	areas	area	NOUN
ajbmeb-345	123	30	.	.	PUNCT
ajbmeb-345	124	1	asian	asian	ADJ
ajbmeb-345	124	2	banks	bank	NOUN
ajbmeb-345	124	3	are	be	AUX
ajbmeb-345	124	4	a	a	DET
ajbmeb-345	124	5	fantastic	fantastic	ADJ
ajbmeb-345	124	6	illustration	illustration	NOUN
ajbmeb-345	124	7	because	because	SCONJ
ajbmeb-345	124	8	of	of	ADP
ajbmeb-345	124	9	this	this	PRON
ajbmeb-345	124	10	since	since	SCONJ
ajbmeb-345	124	11	they	they	PRON
ajbmeb-345	124	12	have	have	AUX
ajbmeb-345	124	13	hastened	hasten	VERB
ajbmeb-345	124	14	the	the	DET
ajbmeb-345	124	15	launch	launch	NOUN
ajbmeb-345	124	16	and	and	CCONJ
ajbmeb-345	124	17	growth	growth	NOUN
ajbmeb-345	124	18	of	of	ADP
ajbmeb-345	124	19	digital	digital	ADJ
ajbmeb-345	124	20	consumer	consumer	NOUN
ajbmeb-345	124	21	services	service	NOUN
ajbmeb-345	124	22	while	while	SCONJ
ajbmeb-345	124	23	avoiding	avoid	VERB
ajbmeb-345	124	24	severe	severe	ADJ
ajbmeb-345	124	25	customer	customer	NOUN
ajbmeb-345	124	26	communication	communication	NOUN
ajbmeb-345	124	27	issues	issue	NOUN
ajbmeb-345	124	28	(	(	PUNCT
ajbmeb-345	124	29	dahl	dahl	PROPN
ajbmeb-345	124	30	,	,	PUNCT
ajbmeb-345	124	31	j.	j.	PROPN
ajbmeb-345	124	32	,2020	,2020	PROPN
ajbmeb-345	124	33	)	)	PUNCT
ajbmeb-345	124	34	.	.	PUNCT
ajbmeb-345	125	1	furthermore	furthermore	ADV
ajbmeb-345	125	2	,	,	PUNCT
ajbmeb-345	125	3	liquidity	liquidity	NOUN
ajbmeb-345	125	4	risk	risk	NOUN
ajbmeb-345	125	5	assessments	assessment	NOUN
ajbmeb-345	125	6	appear	appear	VERB
ajbmeb-345	125	7	to	to	PART
ajbmeb-345	125	8	be	be	AUX
ajbmeb-345	125	9	reduced	reduce	VERB
ajbmeb-345	125	10	when	when	SCONJ
ajbmeb-345	125	11	liquidity	liquidity	NOUN
ajbmeb-345	125	12	assistance	assistance	NOUN
ajbmeb-345	125	13	measures	measure	NOUN
ajbmeb-345	125	14	are	be	AUX
ajbmeb-345	125	15	implemented	implement	VERB
ajbmeb-345	125	16	.	.	PUNCT
ajbmeb-345	126	1	when	when	SCONJ
ajbmeb-345	126	2	liquidity	liquidity	NOUN
ajbmeb-345	126	3	support	support	NOUN
ajbmeb-345	126	4	measures	measure	NOUN
ajbmeb-345	126	5	were	be	AUX
ajbmeb-345	126	6	announced	announce	VERB
ajbmeb-345	126	7	,	,	PUNCT
ajbmeb-345	126	8	smaller	small	ADJ
ajbmeb-345	126	9	banks	bank	NOUN
ajbmeb-345	126	10	and	and	CCONJ
ajbmeb-345	126	11	governmental	governmental	ADJ
ajbmeb-345	126	12	entities	entity	NOUN
ajbmeb-345	126	13	also	also	ADV
ajbmeb-345	126	14	reported	report	VERB
ajbmeb-345	126	15	huge	huge	ADJ
ajbmeb-345	126	16	anomalous	anomalous	ADJ
ajbmeb-345	126	17	profits	profit	NOUN
ajbmeb-345	126	18	.	.	PUNCT
ajbmeb-345	127	1	has	have	VERB
ajbmeb-345	127	2	favorable	favorable	ADJ
ajbmeb-345	127	3	effects	effect	NOUN
ajbmeb-345	127	4	access	access	NOUN
ajbmeb-345	127	5	to	to	ADP
ajbmeb-345	127	6	central	central	ADJ
ajbmeb-345	127	7	bank	bank	NOUN
ajbmeb-345	127	8	refinancing	refinancing	NOUN
ajbmeb-345	127	9	and	and	CCONJ
ajbmeb-345	127	10	attempts	attempt	VERB
ajbmeb-345	127	11	to	to	PART
ajbmeb-345	127	12	address	address	VERB
ajbmeb-345	127	13	bank	bank	NOUN
ajbmeb-345	127	14	funding	funding	NOUN
ajbmeb-345	127	15	shortages	shortage	NOUN
ajbmeb-345	127	16	appear	appear	VERB
ajbmeb-345	127	17	to	to	PART
ajbmeb-345	127	18	have	have	AUX
ajbmeb-345	127	19	had	have	VERB
ajbmeb-345	127	20	a	a	DET
ajbmeb-345	127	21	calming	calming	ADJ
ajbmeb-345	127	22	effect	effect	NOUN
ajbmeb-345	127	23	on	on	ADP
ajbmeb-345	127	24	markets	market	NOUN
ajbmeb-345	127	25	during	during	ADP
ajbmeb-345	127	26	the	the	DET
ajbmeb-345	127	27	crisis	crisis	NOUN
ajbmeb-345	127	28	,	,	PUNCT
ajbmeb-345	127	29	as	as	SCONJ
ajbmeb-345	127	30	evidenced	evidence	VERB
ajbmeb-345	127	31	by	by	ADP
ajbmeb-345	127	32	the	the	DET
ajbmeb-345	127	33	bank	bank	NOUN
ajbmeb-345	127	34	stock	stock	NOUN
ajbmeb-345	127	35	outperformance	outperformance	NOUN
ajbmeb-345	127	36	surrounding	surround	VERB
ajbmeb-345	127	37	these	these	DET
ajbmeb-345	127	38	events	event	NOUN
ajbmeb-345	127	39	.	.	PUNCT
ajbmeb-345	128	1	negative	negative	ADJ
ajbmeb-345	128	2	abnormal	abnormal	ADJ
ajbmeb-345	128	3	returns	return	NOUN
ajbmeb-345	128	4	in	in	ADP
ajbmeb-345	128	5	bank	bank	NOUN
ajbmeb-345	128	6	equities	equity	NOUN
ajbmeb-345	128	7	,	,	PUNCT
ajbmeb-345	128	8	on	on	ADP
ajbmeb-345	128	9	the	the	DET
ajbmeb-345	128	10	other	other	ADJ
ajbmeb-345	128	11	hand	hand	NOUN
ajbmeb-345	128	12	,	,	PUNCT
ajbmeb-345	128	13	are	be	AUX
ajbmeb-345	128	14	linked	link	VERB
ajbmeb-345	128	15	to	to	ADP
ajbmeb-345	128	16	countercyclical	countercyclical	ADJ
ajbmeb-345	128	17	prudential	prudential	ADJ
ajbmeb-345	128	18	actions	action	NOUN
ajbmeb-345	128	19	.	.	PUNCT
ajbmeb-345	129	1	banks	bank	NOUN
ajbmeb-345	129	2	can	can	AUX
ajbmeb-345	129	3	drain	drain	VERB
ajbmeb-345	129	4	some	some	PRON
ajbmeb-345	129	5	of	of	ADP
ajbmeb-345	129	6	their	their	PRON
ajbmeb-345	129	7	reserves	reserve	NOUN
ajbmeb-345	129	8	according	accord	VERB
ajbmeb-345	129	9	to	to	ADP
ajbmeb-345	129	10	prudential	prudential	ADJ
ajbmeb-345	129	11	measures	measure	NOUN
ajbmeb-345	129	12	.	.	PUNCT
ajbmeb-345	130	1	they	they	PRON
ajbmeb-345	130	2	also	also	ADV
ajbmeb-345	130	3	convey	convey	VERB
ajbmeb-345	130	4	clearly	clearly	ADV
ajbmeb-345	130	5	how	how	SCONJ
ajbmeb-345	130	6	determined	determined	ADJ
ajbmeb-345	130	7	officials	official	NOUN
ajbmeb-345	130	8	are	be	AUX
ajbmeb-345	130	9	to	to	PART
ajbmeb-345	130	10	lessen	lessen	VERB
ajbmeb-345	130	11	the	the	DET
ajbmeb-345	130	12	pandemic	pandemic	NOUN
ajbmeb-345	130	13	's	's	PART
ajbmeb-345	130	14	financial	financial	ADJ
ajbmeb-345	130	15	toll	toll	NOUN
ajbmeb-345	130	16	.	.	PUNCT
ajbmeb-345	131	1	but	but	CCONJ
ajbmeb-345	131	2	the	the	DET
ajbmeb-345	131	3	fact	fact	NOUN
ajbmeb-345	131	4	that	that	SCONJ
ajbmeb-345	131	5	bank	bank	NOUN
ajbmeb-345	131	6	stock	stock	NOUN
ajbmeb-345	131	7	values	value	NOUN
ajbmeb-345	131	8	decline	decline	VERB
ajbmeb-345	131	9	whenever	whenever	SCONJ
ajbmeb-345	131	10	these	these	DET
ajbmeb-345	131	11	measures	measure	NOUN
ajbmeb-345	131	12	are	be	AUX
ajbmeb-345	131	13	discussed	discuss	VERB
ajbmeb-345	131	14	suggests	suggest	VERB
ajbmeb-345	131	15	that	that	SCONJ
ajbmeb-345	131	16	they	they	PRON
ajbmeb-345	131	17	will	will	AUX
ajbmeb-345	131	18	be	be	AUX
ajbmeb-345	131	19	put	put	VERB
ajbmeb-345	131	20	into	into	ADP
ajbmeb-345	131	21	practice	practice	NOUN
ajbmeb-345	131	22	(	(	PUNCT
ajbmeb-345	131	23	claessens	claessen	NOUN
ajbmeb-345	131	24	,	,	PUNCT
ajbmeb-345	131	25	s.	s.	PROPN
ajbmeb-345	131	26	,	,	PUNCT
ajbmeb-345	131	27	2005	2005	NUM
ajbmeb-345	131	28	)	)	PUNCT
ajbmeb-345	131	29	.	.	PUNCT
ajbmeb-345	132	1	at	at	ADP
ajbmeb-345	132	2	the	the	DET
ajbmeb-345	132	3	end	end	NOUN
ajbmeb-345	132	4	,	,	PUNCT
ajbmeb-345	132	5	the	the	DET
ajbmeb-345	132	6	outcomes	outcome	NOUN
ajbmeb-345	132	7	of	of	ADP
ajbmeb-345	132	8	financial	financial	ADJ
ajbmeb-345	132	9	policy	policy	NOUN
ajbmeb-345	132	10	pronouncements	pronouncement	NOUN
ajbmeb-345	132	11	are	be	AUX
ajbmeb-345	132	12	vaguer	vague	ADJ
ajbmeb-345	132	13	.	.	PUNCT
ajbmeb-345	133	1	while	while	SCONJ
ajbmeb-345	133	2	such	such	ADJ
ajbmeb-345	133	3	statements	statement	NOUN
ajbmeb-345	133	4	have	have	AUX
ajbmeb-345	133	5	n't	not	PART
ajbmeb-345	133	6	been	be	AUX
ajbmeb-345	133	7	related	relate	VERB
ajbmeb-345	133	8	to	to	ADP
ajbmeb-345	133	9	a	a	DET
ajbmeb-345	133	10	rise	rise	NOUN
ajbmeb-345	133	11	in	in	ADP
ajbmeb-345	133	12	bank	bank	NOUN
ajbmeb-345	133	13	stock	stock	NOUN
ajbmeb-345	133	14	prices	price	NOUN
ajbmeb-345	133	15	as	as	ADP
ajbmeb-345	133	16	a	a	DET
ajbmeb-345	133	17	whole	whole	NOUN
ajbmeb-345	133	18	,	,	PUNCT
ajbmeb-345	133	19	they	they	PRON
ajbmeb-345	133	20	have	have	AUX
ajbmeb-345	133	21	been	be	AUX
ajbmeb-345	133	22	associated	associate	VERB
ajbmeb-345	133	23	to	to	ADP
ajbmeb-345	133	24	a	a	DET
ajbmeb-345	133	25	rise	rise	NOUN
ajbmeb-345	133	26	in	in	ADP
ajbmeb-345	133	27	individual	individual	ADJ
ajbmeb-345	133	28	bank	bank	NOUN
ajbmeb-345	133	29	stock	stock	NOUN
ajbmeb-345	133	30	prices	price	NOUN
ajbmeb-345	133	31	,	,	PUNCT
ajbmeb-345	133	32	the	the	DET
ajbmeb-345	133	33	liquidity	liquidity	NOUN
ajbmeb-345	133	34	premium	premium	NOUN
ajbmeb-345	133	35	seemed	seem	VERB
ajbmeb-345	133	36	to	to	PART
ajbmeb-345	133	37	be	be	AUX
ajbmeb-345	133	38	reduced	reduce	VERB
ajbmeb-345	133	39	by	by	ADP
ajbmeb-345	133	40	both	both	PRON
ajbmeb-345	133	41	corporate	corporate	ADJ
ajbmeb-345	133	42	purchases	purchase	NOUN
ajbmeb-345	133	43	and	and	CCONJ
ajbmeb-345	133	44	policy	policy	NOUN
ajbmeb-345	133	45	rate	rate	NOUN
ajbmeb-345	133	46	decrease	decrease	NOUN
ajbmeb-345	133	47	.	.	PUNCT
ajbmeb-345	134	1	that	that	PRON
ajbmeb-345	134	2	is	be	AUX
ajbmeb-345	134	3	,	,	PUNCT
ajbmeb-345	134	4	banks	bank	NOUN
ajbmeb-345	134	5	with	with	ADP
ajbmeb-345	134	6	weaker	weak	ADJ
ajbmeb-345	134	7	fluidity	fluidity	NOUN
ajbmeb-345	134	8	experienced	experience	VERB
ajbmeb-345	134	9	better	well	ADJ
ajbmeb-345	134	10	stock	stock	NOUN
ajbmeb-345	134	11	returns	return	NOUN
ajbmeb-345	134	12	during	during	ADP
ajbmeb-345	134	13	the	the	DET
ajbmeb-345	134	14	announcement	announcement	NOUN
ajbmeb-345	134	15	period	period	NOUN
ajbmeb-345	134	16	.	.	PUNCT
ajbmeb-345	135	1	the	the	DET
ajbmeb-345	135	2	assumption	assumption	NOUN
ajbmeb-345	135	3	suggests	suggest	VERB
ajbmeb-345	135	4	that	that	SCONJ
ajbmeb-345	135	5	profit	profit	NOUN
ajbmeb-345	135	6	rate	rate	NOUN
ajbmeb-345	135	7	policy	policy	NOUN
ajbmeb-345	135	8	,	,	PUNCT
ajbmeb-345	135	9	as	as	ADV
ajbmeb-345	135	10	well	well	ADV
ajbmeb-345	135	11	as	as	ADP
ajbmeb-345	135	12	quantitative	quantitative	ADJ
ajbmeb-345	135	13	easing	easing	NOUN
ajbmeb-345	135	14	,	,	PUNCT
ajbmeb-345	135	15	remained	remain	VERB
ajbmeb-345	135	16	important	important	ADJ
ajbmeb-345	135	17	tools	tool	NOUN
ajbmeb-345	135	18	at	at	ADP
ajbmeb-345	135	19	the	the	DET
ajbmeb-345	135	20	start	start	NOUN
ajbmeb-345	135	21	of	of	ADP
ajbmeb-345	135	22	the	the	DET
ajbmeb-345	135	23	crisis	crisis	NOUN
ajbmeb-345	135	24	,	,	PUNCT
ajbmeb-345	135	25	as	as	SCONJ
ajbmeb-345	135	26	markets	market	NOUN
ajbmeb-345	135	27	became	become	VERB
ajbmeb-345	135	28	more	more	ADV
ajbmeb-345	135	29	comfortable	comfortable	ADJ
ajbmeb-345	135	30	with	with	ADP
ajbmeb-345	135	31	these	these	DET
ajbmeb-345	135	32	actions	action	NOUN
ajbmeb-345	135	33	in	in	ADP
ajbmeb-345	135	34	the	the	DET
ajbmeb-345	135	35	wake	wake	NOUN
ajbmeb-345	135	36	of	of	ADP
ajbmeb-345	135	37	the	the	DET
ajbmeb-345	135	38	global	global	ADJ
ajbmeb-345	135	39	financial	financial	ADJ
ajbmeb-345	135	40	crisis	crisis	NOUN
ajbmeb-345	135	41	of	of	ADP
ajbmeb-345	135	42	2008	2008	NUM
ajbmeb-345	135	43	(	(	PUNCT
ajbmeb-345	135	44	gfc	gfc	NOUN
ajbmeb-345	135	45	)	)	PUNCT
ajbmeb-345	135	46	(	(	PUNCT
ajbmeb-345	135	47	reinhart	reinhart	NOUN
ajbmeb-345	135	48	,	,	PUNCT
ajbmeb-345	135	49	2009	2009	NUM
ajbmeb-345	135	50	)	)	PUNCT
ajbmeb-345	135	51	.	.	PUNCT
ajbmeb-345	136	1	this	this	PRON
ajbmeb-345	136	2	is	be	AUX
ajbmeb-345	136	3	illustrated	illustrate	VERB
ajbmeb-345	136	4	by	by	ADP
ajbmeb-345	136	5	the	the	DET
ajbmeb-345	136	6	figure	figure	NOUN
ajbmeb-345	136	7	exhibit	exhibit	VERB
ajbmeb-345	136	8	3	3	NUM
ajbmeb-345	136	9	:	:	PUNCT
ajbmeb-345	136	10	american	american	ADJ
ajbmeb-345	136	11	journal	journal	PROPN
ajbmeb-345	136	12	of	of	ADP
ajbmeb-345	136	13	business	business	NOUN
ajbmeb-345	136	14	management	management	NOUN
ajbmeb-345	136	15	,	,	PUNCT
ajbmeb-345	136	16	economics	economic	NOUN
ajbmeb-345	136	17	and	and	CCONJ
ajbmeb-345	136	18	banking	banking	NOUN
ajbmeb-345	136	19	volume	volume	NOUN
ajbmeb-345	136	20	8	8	NUM
ajbmeb-345	136	21	,	,	PUNCT
ajbmeb-345	136	22	jan	jan	PROPN
ajbmeb-345	136	23	.	.	PROPN
ajbmeb-345	136	24	,	,	PUNCT
ajbmeb-345	136	25	2023	2023	NUM
ajbmeb-345	136	26	p	p	NOUN
ajbmeb-345	136	27	a	a	DET
ajbmeb-345	136	28	g	g	NOUN
ajbmeb-345	136	29	e	e	NOUN
ajbmeb-345	136	30	|	|	ADV
ajbmeb-345	136	31	68	68	NUM
ajbmeb-345	136	32	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	136	33	exhibit	exhibit	VERB
ajbmeb-345	136	34	3	3	NUM
ajbmeb-345	136	35	the	the	DET
ajbmeb-345	136	36	largest	large	ADJ
ajbmeb-345	136	37	international	international	ADJ
ajbmeb-345	136	38	banks	bank	NOUN
ajbmeb-345	136	39	'	'	PART
ajbmeb-345	136	40	monthly	monthly	ADJ
ajbmeb-345	136	41	market	market	NOUN
ajbmeb-345	136	42	capitalisation	capitalisation	NOUN
ajbmeb-345	136	43	from	from	ADP
ajbmeb-345	136	44	december	december	PROPN
ajbmeb-345	136	45	2019	2019	NUM
ajbmeb-345	136	46	to	to	ADP
ajbmeb-345	136	47	september	september	PROPN
ajbmeb-345	136	48	2021	2021	NUM
ajbmeb-345	136	49	,	,	PUNCT
ajbmeb-345	136	50	when	when	SCONJ
ajbmeb-345	136	51	the	the	DET
ajbmeb-345	136	52	coronavirus	coronavirus	NOUN
ajbmeb-345	136	53	pandemic	pandemic	NOUN
ajbmeb-345	136	54	occurred	occur	VERB
ajbmeb-345	136	55	.	.	PUNCT
ajbmeb-345	137	1	(	(	PUNCT
ajbmeb-345	137	2	in	in	ADP
ajbmeb-345	137	3	billion	billion	NUM
ajbmeb-345	137	4	u.s	u.s	PROPN
ajbmeb-345	137	5	.	.	PROPN
ajbmeb-345	137	6	dollars	dollar	NOUN
ajbmeb-345	137	7	)	)	PUNCT
ajbmeb-345	137	8	3.1	3.1	NUM
ajbmeb-345	137	9	measures	measure	NOUN
ajbmeb-345	137	10	taken	take	VERB
ajbmeb-345	137	11	by	by	ADP
ajbmeb-345	137	12	banks	bank	NOUN
ajbmeb-345	137	13	we	we	PRON
ajbmeb-345	137	14	ca	can	AUX
ajbmeb-345	137	15	n't	not	PART
ajbmeb-345	137	16	deny	deny	VERB
ajbmeb-345	137	17	that	that	SCONJ
ajbmeb-345	137	18	the	the	DET
ajbmeb-345	137	19	corporation	corporation	NOUN
ajbmeb-345	137	20	was	be	AUX
ajbmeb-345	137	21	completely	completely	ADV
ajbmeb-345	137	22	unprepared	unprepared	ADJ
ajbmeb-345	137	23	for	for	ADP
ajbmeb-345	137	24	the	the	DET
ajbmeb-345	137	25	economic	economic	ADJ
ajbmeb-345	137	26	downturn	downturn	NOUN
ajbmeb-345	137	27	,	,	PUNCT
ajbmeb-345	137	28	which	which	PRON
ajbmeb-345	137	29	,	,	PUNCT
ajbmeb-345	137	30	as	as	ADP
ajbmeb-345	137	31	a	a	DET
ajbmeb-345	137	32	result	result	NOUN
ajbmeb-345	137	33	of	of	ADP
ajbmeb-345	137	34	the	the	DET
ajbmeb-345	137	35	income	income	NOUN
ajbmeb-345	137	36	shortfall	shortfall	NOUN
ajbmeb-345	137	37	,	,	PUNCT
ajbmeb-345	137	38	had	have	VERB
ajbmeb-345	137	39	to	to	PART
ajbmeb-345	137	40	increase	increase	VERB
ajbmeb-345	137	41	to	to	PART
ajbmeb-345	137	42	cover	cover	VERB
ajbmeb-345	137	43	operational	operational	ADJ
ajbmeb-345	137	44	expenses	expense	NOUN
ajbmeb-345	137	45	in	in	ADP
ajbmeb-345	137	46	cash	cash	NOUN
ajbmeb-345	137	47	.	.	PUNCT
ajbmeb-345	138	1	banks	bank	NOUN
ajbmeb-345	138	2	in	in	ADP
ajbmeb-345	138	3	particular	particular	ADJ
ajbmeb-345	138	4	are	be	AUX
ajbmeb-345	138	5	anticipated	anticipate	VERB
ajbmeb-345	138	6	to	to	PART
ajbmeb-345	138	7	play	play	VERB
ajbmeb-345	138	8	a	a	DET
ajbmeb-345	138	9	significant	significant	ADJ
ajbmeb-345	138	10	role	role	NOUN
ajbmeb-345	138	11	in	in	ADP
ajbmeb-345	138	12	absorbing	absorb	VERB
ajbmeb-345	138	13	the	the	DET
ajbmeb-345	138	14	shock	shock	NOUN
ajbmeb-345	138	15	by	by	ADP
ajbmeb-345	138	16	providing	provide	VERB
ajbmeb-345	138	17	urgently	urgently	ADV
ajbmeb-345	138	18	needed	need	VERB
ajbmeb-345	138	19	capital	capital	NOUN
ajbmeb-345	138	20	for	for	ADP
ajbmeb-345	138	21	the	the	DET
ajbmeb-345	138	22	financial	financial	ADJ
ajbmeb-345	138	23	industry	industry	NOUN
ajbmeb-345	138	24	.	.	PUNCT
ajbmeb-345	139	1	under	under	ADP
ajbmeb-345	139	2	these	these	DET
ajbmeb-345	139	3	unusual	unusual	ADJ
ajbmeb-345	139	4	circumstances	circumstance	NOUN
ajbmeb-345	139	5	,	,	PUNCT
ajbmeb-345	139	6	central	central	ADJ
ajbmeb-345	139	7	banks	bank	NOUN
ajbmeb-345	139	8	and	and	CCONJ
ajbmeb-345	139	9	governments	government	NOUN
ajbmeb-345	139	10	undertook	undertake	VERB
ajbmeb-345	139	11	a	a	DET
ajbmeb-345	139	12	wide	wide	ADJ
ajbmeb-345	139	13	range	range	NOUN
ajbmeb-345	139	14	of	of	ADP
ajbmeb-345	139	15	policy	policy	NOUN
ajbmeb-345	139	16	measures	measure	NOUN
ajbmeb-345	139	17	.	.	PUNCT
ajbmeb-345	140	1	while	while	SCONJ
ajbmeb-345	140	2	some	some	DET
ajbmeb-345	140	3	programs	program	NOUN
ajbmeb-345	140	4	aimed	aim	VERB
ajbmeb-345	140	5	to	to	PART
ajbmeb-345	140	6	slow	slow	VERB
ajbmeb-345	140	7	the	the	DET
ajbmeb-345	140	8	short	short	ADJ
ajbmeb-345	140	9	-	-	PUNCT
ajbmeb-345	140	10	term	term	NOUN
ajbmeb-345	140	11	tightening	tightening	NOUN
ajbmeb-345	140	12	of	of	ADP
ajbmeb-345	140	13	financial	financial	ADJ
ajbmeb-345	140	14	conditions	condition	NOUN
ajbmeb-345	140	15	,	,	PUNCT
ajbmeb-345	140	16	others	other	NOUN
ajbmeb-345	140	17	sought	seek	VERB
ajbmeb-345	140	18	to	to	PART
ajbmeb-345	140	19	enhance	enhance	VERB
ajbmeb-345	140	20	the	the	DET
ajbmeb-345	140	21	flow	flow	NOUN
ajbmeb-345	140	22	of	of	ADP
ajbmeb-345	140	23	credit	credit	NOUN
ajbmeb-345	140	24	to	to	ADP
ajbmeb-345	140	25	businesses	business	NOUN
ajbmeb-345	140	26	,	,	PUNCT
ajbmeb-345	140	27	either	either	CCONJ
ajbmeb-345	140	28	directly	directly	ADV
ajbmeb-345	140	29	or	or	CCONJ
ajbmeb-345	140	30	through	through	ADP
ajbmeb-345	140	31	the	the	DET
ajbmeb-345	140	32	manipulation	manipulation	NOUN
ajbmeb-345	140	33	of	of	ADP
ajbmeb-345	140	34	the	the	DET
ajbmeb-345	140	35	credit	credit	NOUN
ajbmeb-345	140	36	market	market	NOUN
ajbmeb-345	140	37	.	.	PUNCT
ajbmeb-345	141	1	although	although	SCONJ
ajbmeb-345	141	2	credit	credit	NOUN
ajbmeb-345	141	3	organizations	organization	NOUN
ajbmeb-345	141	4	are	be	AUX
ajbmeb-345	141	5	expected	expect	VERB
ajbmeb-345	141	6	to	to	PART
ajbmeb-345	141	7	play	play	VERB
ajbmeb-345	141	8	a	a	DET
ajbmeb-345	141	9	substantial	substantial	ADJ
ajbmeb-345	141	10	countercyclical	countercyclical	ADJ
ajbmeb-345	141	11	role	role	NOUN
ajbmeb-345	141	12	in	in	ADP
ajbmeb-345	141	13	bolstering	bolster	VERB
ajbmeb-345	141	14	the	the	DET
ajbmeb-345	141	15	actual	actual	ADJ
ajbmeb-345	141	16	sector	sector	NOUN
ajbmeb-345	141	17	,	,	PUNCT
ajbmeb-345	141	18	their	their	PRON
ajbmeb-345	141	19	actions	action	NOUN
ajbmeb-345	141	20	have	have	VERB
ajbmeb-345	141	21	a	a	DET
ajbmeb-345	141	22	number	number	NOUN
ajbmeb-345	141	23	of	of	ADP
ajbmeb-345	141	24	implications	implication	NOUN
ajbmeb-345	141	25	for	for	ADP
ajbmeb-345	141	26	the	the	DET
ajbmeb-345	141	27	banking	banking	NOUN
ajbmeb-345	141	28	industry	industry	NOUN
ajbmeb-345	141	29	's	's	PART
ajbmeb-345	141	30	long	long	ADJ
ajbmeb-345	141	31	-	-	PUNCT
ajbmeb-345	141	32	term	term	NOUN
ajbmeb-345	141	33	sustainability	sustainability	NOUN
ajbmeb-345	141	34	.	.	PUNCT
ajbmeb-345	142	1	for	for	ADP
ajbmeb-345	142	2	instance	instance	NOUN
ajbmeb-345	142	3	,	,	PUNCT
ajbmeb-345	142	4	asset	asset	NOUN
ajbmeb-345	142	5	quality	quality	NOUN
ajbmeb-345	142	6	may	may	AUX
ajbmeb-345	142	7	worsen	worsen	VERB
ajbmeb-345	142	8	when	when	SCONJ
ajbmeb-345	142	9	lenders	lender	NOUN
ajbmeb-345	142	10	exhaust	exhaust	VERB
ajbmeb-345	142	11	their	their	PRON
ajbmeb-345	142	12	current	current	ADJ
ajbmeb-345	142	13	buffers	buffer	NOUN
ajbmeb-345	142	14	,	,	PUNCT
ajbmeb-345	142	15	jeopardizing	jeopardize	VERB
ajbmeb-345	142	16	the	the	DET
ajbmeb-345	142	17	functionality	functionality	NOUN
ajbmeb-345	142	18	of	of	ADP
ajbmeb-345	142	19	the	the	DET
ajbmeb-345	142	20	system	system	NOUN
ajbmeb-345	142	21	.	.	PUNCT
ajbmeb-345	143	1	because	because	SCONJ
ajbmeb-345	143	2	the	the	DET
ajbmeb-345	143	3	crisis	crisis	NOUN
ajbmeb-345	143	4	is	be	AUX
ajbmeb-345	143	5	anticipated	anticipate	VERB
ajbmeb-345	143	6	to	to	PART
ajbmeb-345	143	7	continue	continue	VERB
ajbmeb-345	143	8	even	even	ADV
ajbmeb-345	143	9	after	after	SCONJ
ajbmeb-345	143	10	the	the	DET
ajbmeb-345	143	11	lockdowns	lockdown	NOUN
ajbmeb-345	143	12	are	be	AUX
ajbmeb-345	143	13	lifted	lift	VERB
ajbmeb-345	143	14	and	and	CCONJ
ajbmeb-345	143	15	economies	economy	NOUN
ajbmeb-345	143	16	start	start	VERB
ajbmeb-345	143	17	to	to	PART
ajbmeb-345	143	18	recover	recover	VERB
ajbmeb-345	143	19	,	,	PUNCT
ajbmeb-345	143	20	the	the	DET
ajbmeb-345	143	21	overall	overall	ADJ
ajbmeb-345	143	22	impact	impact	NOUN
ajbmeb-345	143	23	of	of	ADP
ajbmeb-345	143	24	these	these	DET
ajbmeb-345	143	25	policy	policy	NOUN
ajbmeb-345	143	26	changes	change	NOUN
ajbmeb-345	143	27	on	on	ADP
ajbmeb-345	143	28	the	the	DET
ajbmeb-345	143	29	banking	banking	NOUN
ajbmeb-345	143	30	industry	industry	NOUN
ajbmeb-345	143	31	is	be	AUX
ajbmeb-345	143	32	largely	largely	ADV
ajbmeb-345	143	33	unknown	unknown	ADJ
ajbmeb-345	143	34	.	.	PUNCT
ajbmeb-345	144	1	the	the	DET
ajbmeb-345	144	2	lack	lack	NOUN
ajbmeb-345	144	3	of	of	ADP
ajbmeb-345	144	4	liquidity	liquidity	NOUN
ajbmeb-345	144	5	in	in	ADP
ajbmeb-345	144	6	the	the	DET
ajbmeb-345	144	7	early	early	ADJ
ajbmeb-345	144	8	stages	stage	NOUN
ajbmeb-345	144	9	of	of	ADP
ajbmeb-345	144	10	the	the	DET
ajbmeb-345	144	11	emergency	emergency	NOUN
ajbmeb-345	144	12	was	be	AUX
ajbmeb-345	144	13	obvious	obvious	ADJ
ajbmeb-345	144	14	,	,	PUNCT
ajbmeb-345	144	15	it	it	PRON
ajbmeb-345	144	16	was	be	AUX
ajbmeb-345	144	17	made	make	VERB
ajbmeb-345	144	18	worse	bad	ADJ
ajbmeb-345	144	19	by	by	ADP
ajbmeb-345	144	20	the	the	DET
ajbmeb-345	144	21	stock	stock	NOUN
ajbmeb-345	144	22	market	market	NOUN
ajbmeb-345	144	23	and	and	CCONJ
ajbmeb-345	144	24	foreign	foreign	ADJ
ajbmeb-345	144	25	exchange	exchange	NOUN
ajbmeb-345	144	26	market	market	NOUN
ajbmeb-345	144	27	volatility	volatility	NOUN
ajbmeb-345	144	28	.	.	PUNCT
ajbmeb-345	145	1	we	we	PRON
ajbmeb-345	145	2	show	show	VERB
ajbmeb-345	145	3	that	that	SCONJ
ajbmeb-345	145	4	banks	bank	NOUN
ajbmeb-345	145	5	with	with	ADP
ajbmeb-345	145	6	lesser	less	ADJ
ajbmeb-345	145	7	liquidity	liquidity	NOUN
ajbmeb-345	145	8	buffers	buffer	NOUN
ajbmeb-345	145	9	suffered	suffer	VERB
ajbmeb-345	145	10	bigger	big	ADJ
ajbmeb-345	145	11	price	price	NOUN
ajbmeb-345	145	12	reductions	reduction	NOUN
ajbmeb-345	145	13	than	than	ADP
ajbmeb-345	145	14	usual	usual	ADJ
ajbmeb-345	145	15	(	(	PUNCT
ajbmeb-345	145	16	especially	especially	ADV
ajbmeb-345	145	17	in	in	ADP
ajbmeb-345	145	18	march	march	PROPN
ajbmeb-345	145	19	)	)	PUNCT
ajbmeb-345	145	20	,	,	PUNCT
ajbmeb-345	145	21	demonstrating	demonstrate	VERB
ajbmeb-345	145	22	a	a	DET
ajbmeb-345	145	23	rise	rise	NOUN
ajbmeb-345	145	24	in	in	ADP
ajbmeb-345	145	25	the	the	DET
ajbmeb-345	145	26	interbank	interbank	NOUN
ajbmeb-345	145	27	liquidity	liquidity	NOUN
ajbmeb-345	145	28	premium	premium	NOUN
ajbmeb-345	145	29	.	.	PUNCT
ajbmeb-345	146	1	additionally	additionally	ADV
ajbmeb-345	146	2	,	,	PUNCT
ajbmeb-345	146	3	the	the	DET
ajbmeb-345	146	4	combined	combined	ADJ
ajbmeb-345	146	5	shock	shock	NOUN
ajbmeb-345	146	6	brought	bring	VERB
ajbmeb-345	146	7	on	on	ADP
ajbmeb-345	146	8	by	by	ADP
ajbmeb-345	146	9	the	the	DET
ajbmeb-345	146	10	price	price	NOUN
ajbmeb-345	146	11	conflict	conflict	NOUN
ajbmeb-345	146	12	between	between	ADP
ajbmeb-345	146	13	saudi	saudi	PROPN
ajbmeb-345	146	14	arabia	arabia	PROPN
ajbmeb-345	146	15	and	and	CCONJ
ajbmeb-345	146	16	russia	russia	PROPN
ajbmeb-345	146	17	made	make	VERB
ajbmeb-345	146	18	bank	bank	NOUN
ajbmeb-345	146	19	stock	stock	NOUN
ajbmeb-345	146	20	price	price	NOUN
ajbmeb-345	146	21	declines	decline	VERB
ajbmeb-345	146	22	worse	worse	ADV
ajbmeb-345	146	23	,	,	PUNCT
ajbmeb-345	146	24	particularly	particularly	ADV
ajbmeb-345	146	25	for	for	ADP
ajbmeb-345	146	26	institutions	institution	NOUN
ajbmeb-345	146	27	with	with	ADP
ajbmeb-345	146	28	considerable	considerable	ADJ
ajbmeb-345	146	29	exposure	exposure	NOUN
ajbmeb-345	146	30	to	to	ADP
ajbmeb-345	146	31	the	the	DET
ajbmeb-345	146	32	oil	oil	NOUN
ajbmeb-345	146	33	sector	sector	NOUN
ajbmeb-345	146	34	.	.	PUNCT
ajbmeb-345	147	1	the	the	DET
ajbmeb-345	147	2	epidemic	epidemic	NOUN
ajbmeb-345	147	3	will	will	AUX
ajbmeb-345	147	4	cut	cut	VERB
ajbmeb-345	147	5	global	global	ADJ
ajbmeb-345	147	6	gdp	gdp	NOUN
ajbmeb-345	147	7	by	by	ADP
ajbmeb-345	147	8	3.2	3.2	NUM
ajbmeb-345	147	9	percent	percent	NOUN
ajbmeb-345	147	10	in	in	ADP
ajbmeb-345	147	11	2020	2020	NUM
ajbmeb-345	147	12	,	,	PUNCT
ajbmeb-345	147	13	experts	expert	NOUN
ajbmeb-345	147	14	at	at	ADP
ajbmeb-345	147	15	the	the	DET
ajbmeb-345	147	16	international	international	ADJ
ajbmeb-345	147	17	monetary	monetary	ADJ
ajbmeb-345	147	18	fund	fund	NOUN
ajbmeb-345	147	19	claim	claim	NOUN
ajbmeb-345	147	20	(	(	PUNCT
ajbmeb-345	147	21	imf	imf	PROPN
ajbmeb-345	147	22	)	)	PUNCT
ajbmeb-345	147	23	.	.	PUNCT
ajbmeb-345	148	1	advanced	advanced	ADJ
ajbmeb-345	148	2	economies	economy	NOUN
ajbmeb-345	148	3	(	(	PUNCT
ajbmeb-345	148	4	ae	ae	PROPN
ajbmeb-345	148	5	)	)	PUNCT
ajbmeb-345	148	6	saw	see	VERB
ajbmeb-345	148	7	the	the	DET
ajbmeb-345	148	8	biggest	big	ADJ
ajbmeb-345	148	9	drop	drop	NOUN
ajbmeb-345	148	10	in	in	ADP
ajbmeb-345	148	11	gdp	gdp	NOUN
ajbmeb-345	148	12	(	(	PUNCT
ajbmeb-345	148	13	4.6	4.6	NUM
ajbmeb-345	148	14	percent	percent	NOUN
ajbmeb-345	148	15	)	)	PUNCT
ajbmeb-345	148	16	,	,	PUNCT
ajbmeb-345	148	17	while	while	SCONJ
ajbmeb-345	148	18	it	it	PRON
ajbmeb-345	148	19	fell	fall	VERB
ajbmeb-345	148	20	the	the	DET
ajbmeb-345	148	21	least	least	ADJ
ajbmeb-345	148	22	in	in	ADP
ajbmeb-345	148	23	emerging	emerge	VERB
ajbmeb-345	148	24	market	market	NOUN
ajbmeb-345	148	25	(	(	PUNCT
ajbmeb-345	148	26	em	em	NOUN
ajbmeb-345	148	27	)	)	PUNCT
ajbmeb-345	148	28	countries	country	NOUN
ajbmeb-345	148	29	(	(	PUNCT
ajbmeb-345	148	30	2.1	2.1	NUM
ajbmeb-345	148	31	%	%	NOUN
ajbmeb-345	148	32	)	)	PUNCT
ajbmeb-345	148	33	,	,	PUNCT
ajbmeb-345	148	34	including	include	VERB
ajbmeb-345	148	35	europe	europe	PROPN
ajbmeb-345	148	36	's	's	PART
ajbmeb-345	148	37	developing	develop	VERB
ajbmeb-345	148	38	nations	nation	NOUN
ajbmeb-345	148	39	(	(	PUNCT
ajbmeb-345	148	40	ede	ede	PROPN
ajbmeb-345	148	41	)	)	PUNCT
ajbmeb-345	148	42	countries	country	NOUN
ajbmeb-345	148	43	(	(	PUNCT
ajbmeb-345	148	44	2	2	NUM
ajbmeb-345	148	45	%	%	NOUN
ajbmeb-345	148	46	)	)	PUNCT
ajbmeb-345	148	47	.	.	PUNCT
ajbmeb-345	149	1	2021	2021	NUM
ajbmeb-345	149	2	)	)	PUNCT
ajbmeb-345	149	3	(	(	PUNCT
ajbmeb-345	149	4	international	international	ADJ
ajbmeb-345	149	5	monetary	monetary	ADJ
ajbmeb-345	149	6	fund	fund	NOUN
ajbmeb-345	149	7	)	)	PUNCT
ajbmeb-345	149	8	.	.	PUNCT
ajbmeb-345	150	1	in	in	ADP
ajbmeb-345	150	2	the	the	DET
ajbmeb-345	150	3	second	second	ADJ
ajbmeb-345	150	4	quarter	quarter	NOUN
ajbmeb-345	150	5	of	of	ADP
ajbmeb-345	150	6	2020	2020	NUM
ajbmeb-345	150	7	,	,	PUNCT
ajbmeb-345	150	8	the	the	DET
ajbmeb-345	150	9	biggest	big	ADJ
ajbmeb-345	150	10	losses	loss	NOUN
ajbmeb-345	150	11	were	be	AUX
ajbmeb-345	150	12	in	in	ADP
ajbmeb-345	150	13	the	the	DET
ajbmeb-345	150	14	retail	retail	NOUN
ajbmeb-345	150	15	,	,	PUNCT
ajbmeb-345	150	16	commercial	commercial	ADJ
ajbmeb-345	150	17	real	real	ADJ
ajbmeb-345	150	18	estate	estate	NOUN
ajbmeb-345	150	19	,	,	PUNCT
ajbmeb-345	150	20	and	and	CCONJ
ajbmeb-345	150	21	hotel	hotel	NOUN
ajbmeb-345	150	22	and	and	CCONJ
ajbmeb-345	150	23	tourism	tourism	NOUN
ajbmeb-345	150	24	sectors	sector	NOUN
ajbmeb-345	150	25	,	,	PUNCT
ajbmeb-345	150	26	with	with	ADP
ajbmeb-345	150	27	american	american	ADJ
ajbmeb-345	150	28	journal	journal	PROPN
ajbmeb-345	150	29	of	of	ADP
ajbmeb-345	150	30	business	business	NOUN
ajbmeb-345	150	31	management	management	NOUN
ajbmeb-345	150	32	,	,	PUNCT
ajbmeb-345	150	33	economics	economic	NOUN
ajbmeb-345	150	34	and	and	CCONJ
ajbmeb-345	150	35	banking	banking	NOUN
ajbmeb-345	150	36	volume	volume	NOUN
ajbmeb-345	150	37	8	8	NUM
ajbmeb-345	150	38	,	,	PUNCT
ajbmeb-345	150	39	jan	jan	PROPN
ajbmeb-345	150	40	.	.	PROPN
ajbmeb-345	150	41	,	,	PUNCT
ajbmeb-345	150	42	2023	2023	NUM
ajbmeb-345	150	43	p	p	NOUN
ajbmeb-345	150	44	a	a	DET
ajbmeb-345	150	45	g	g	NOUN
ajbmeb-345	150	46	e	e	NOUN
ajbmeb-345	150	47	|	|	ADV
ajbmeb-345	150	48	69	69	NUM
ajbmeb-345	150	49	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	150	50	global	global	ADJ
ajbmeb-345	150	51	sales	sale	NOUN
ajbmeb-345	150	52	falling	fall	VERB
ajbmeb-345	150	53	by	by	ADP
ajbmeb-345	150	54	80	80	NUM
ajbmeb-345	150	55	%	%	NOUN
ajbmeb-345	150	56	,	,	PUNCT
ajbmeb-345	150	57	60	60	NUM
ajbmeb-345	150	58	%	%	NOUN
ajbmeb-345	150	59	,	,	PUNCT
ajbmeb-345	150	60	and	and	CCONJ
ajbmeb-345	150	61	50	50	NUM
ajbmeb-345	150	62	%	%	NOUN
ajbmeb-345	150	63	year	year	NOUN
ajbmeb-345	150	64	on	on	ADP
ajbmeb-345	150	65	year	year	NOUN
ajbmeb-345	150	66	,	,	PUNCT
ajbmeb-345	150	67	respectively	respectively	ADV
ajbmeb-345	150	68	.	.	PUNCT
ajbmeb-345	151	1	(	(	PUNCT
ajbmeb-345	151	2	international	international	ADJ
ajbmeb-345	151	3	monetary	monetary	ADJ
ajbmeb-345	151	4	fund	fund	NOUN
ajbmeb-345	151	5	.	.	PUNCT
ajbmeb-345	152	1	2020	2020	NUM
ajbmeb-345	152	2	)	)	PUNCT
ajbmeb-345	152	3	.	.	PUNCT
ajbmeb-345	153	1	various	various	ADJ
ajbmeb-345	153	2	central	central	ADJ
ajbmeb-345	153	3	banks	bank	NOUN
ajbmeb-345	153	4	contend	contend	VERB
ajbmeb-345	153	5	that	that	SCONJ
ajbmeb-345	153	6	these	these	DET
ajbmeb-345	153	7	detrimental	detrimental	ADJ
ajbmeb-345	153	8	processes	process	NOUN
ajbmeb-345	153	9	spread	spread	VERB
ajbmeb-345	153	10	to	to	ADP
ajbmeb-345	153	11	the	the	DET
ajbmeb-345	153	12	financial	financial	ADJ
ajbmeb-345	153	13	sector	sector	NOUN
ajbmeb-345	153	14	,	,	PUNCT
ajbmeb-345	153	15	particularly	particularly	ADV
ajbmeb-345	153	16	banks	bank	NOUN
ajbmeb-345	153	17	,	,	PUNCT
ajbmeb-345	153	18	resulting	result	VERB
ajbmeb-345	153	19	in	in	ADP
ajbmeb-345	153	20	a	a	DET
ajbmeb-345	153	21	significant	significant	ADJ
ajbmeb-345	153	22	tightening	tightening	NOUN
ajbmeb-345	153	23	of	of	ADP
ajbmeb-345	153	24	lending	lending	NOUN
ajbmeb-345	153	25	regulations	regulation	NOUN
ajbmeb-345	153	26	as	as	ADV
ajbmeb-345	153	27	well	well	ADV
ajbmeb-345	153	28	as	as	ADP
ajbmeb-345	153	29	an	an	DET
ajbmeb-345	153	30	escalation	escalation	NOUN
ajbmeb-345	153	31	of	of	ADP
ajbmeb-345	153	32	the	the	DET
ajbmeb-345	153	33	financial	financial	ADJ
ajbmeb-345	153	34	situation	situation	NOUN
ajbmeb-345	153	35	(	(	PUNCT
ajbmeb-345	153	36	european	european	PROPN
ajbmeb-345	153	37	central	central	PROPN
ajbmeb-345	153	38	bank	bank	PROPN
ajbmeb-345	153	39	,	,	PUNCT
ajbmeb-345	153	40	2020	2020	NUM
ajbmeb-345	153	41	)	)	PUNCT
ajbmeb-345	153	42	.	.	PUNCT
ajbmeb-345	154	1	fear	fear	NOUN
ajbmeb-345	154	2	on	on	ADP
ajbmeb-345	154	3	the	the	DET
ajbmeb-345	154	4	part	part	NOUN
ajbmeb-345	154	5	of	of	ADP
ajbmeb-345	154	6	consumers	consumer	NOUN
ajbmeb-345	154	7	over	over	ADP
ajbmeb-345	154	8	the	the	DET
ajbmeb-345	154	9	scope	scope	NOUN
ajbmeb-345	154	10	of	of	ADP
ajbmeb-345	154	11	the	the	DET
ajbmeb-345	154	12	pandemic	pandemic	NOUN
ajbmeb-345	154	13	's	's	PART
ajbmeb-345	154	14	spread	spread	NOUN
ajbmeb-345	154	15	led	lead	VERB
ajbmeb-345	154	16	to	to	ADP
ajbmeb-345	154	17	a	a	DET
ajbmeb-345	154	18	decline	decline	NOUN
ajbmeb-345	154	19	in	in	ADP
ajbmeb-345	154	20	demand	demand	NOUN
ajbmeb-345	154	21	for	for	ADP
ajbmeb-345	154	22	loans	loan	NOUN
ajbmeb-345	154	23	,	,	PUNCT
ajbmeb-345	154	24	current	current	ADJ
ajbmeb-345	154	25	money	money	NOUN
ajbmeb-345	154	26	,	,	PUNCT
ajbmeb-345	154	27	and	and	CCONJ
ajbmeb-345	154	28	consumer	consumer	NOUN
ajbmeb-345	154	29	goods	good	NOUN
ajbmeb-345	154	30	and	and	CCONJ
ajbmeb-345	154	31	services	service	NOUN
ajbmeb-345	154	32	.	.	PUNCT
ajbmeb-345	155	1	however	however	ADV
ajbmeb-345	155	2	,	,	PUNCT
ajbmeb-345	155	3	despite	despite	SCONJ
ajbmeb-345	155	4	the	the	DET
ajbmeb-345	155	5	covid-19	covid-19	PROPN
ajbmeb-345	155	6	's	's	PART
ajbmeb-345	155	7	influence	influence	NOUN
ajbmeb-345	155	8	waning	wane	VERB
ajbmeb-345	155	9	in	in	ADP
ajbmeb-345	155	10	the	the	DET
ajbmeb-345	155	11	first	first	ADJ
ajbmeb-345	155	12	half	half	NOUN
ajbmeb-345	155	13	of	of	ADP
ajbmeb-345	155	14	2021	2021	NUM
ajbmeb-345	155	15	and	and	CCONJ
ajbmeb-345	155	16	the	the	DET
ajbmeb-345	155	17	economy	economy	NOUN
ajbmeb-345	155	18	improving	improve	VERB
ajbmeb-345	155	19	,	,	PUNCT
ajbmeb-345	155	20	the	the	DET
ajbmeb-345	155	21	substantial	substantial	ADJ
ajbmeb-345	155	22	risk	risk	NOUN
ajbmeb-345	155	23	to	to	PART
ajbmeb-345	155	24	which	which	PRON
ajbmeb-345	155	25	the	the	DET
ajbmeb-345	155	26	banking	banking	NOUN
ajbmeb-345	155	27	industry	industry	NOUN
ajbmeb-345	155	28	is	be	AUX
ajbmeb-345	155	29	exposed	expose	VERB
ajbmeb-345	155	30	remained	remain	VERB
ajbmeb-345	155	31	(	(	PUNCT
ajbmeb-345	155	32	european	european	PROPN
ajbmeb-345	155	33	central	central	PROPN
ajbmeb-345	155	34	bank	bank	PROPN
ajbmeb-345	155	35	,	,	PUNCT
ajbmeb-345	155	36	2021	2021	NUM
ajbmeb-345	155	37	)	)	PUNCT
ajbmeb-345	155	38	.	.	PUNCT
ajbmeb-345	156	1	faced	face	VERB
ajbmeb-345	156	2	with	with	ADP
ajbmeb-345	156	3	thousands	thousand	NOUN
ajbmeb-345	156	4	of	of	ADP
ajbmeb-345	156	5	new	new	ADJ
ajbmeb-345	156	6	infections	infection	NOUN
ajbmeb-345	156	7	every	every	DET
ajbmeb-345	156	8	day	day	NOUN
ajbmeb-345	156	9	,	,	PUNCT
ajbmeb-345	156	10	many	many	ADJ
ajbmeb-345	156	11	major	major	ADJ
ajbmeb-345	156	12	world	world	NOUN
ajbmeb-345	156	13	economies	economy	NOUN
ajbmeb-345	156	14	,	,	PUNCT
ajbmeb-345	156	15	such	such	ADJ
ajbmeb-345	156	16	as	as	ADP
ajbmeb-345	156	17	the	the	DET
ajbmeb-345	156	18	united	united	ADJ
ajbmeb-345	156	19	kingdom	kingdom	PROPN
ajbmeb-345	156	20	,	,	PUNCT
ajbmeb-345	156	21	have	have	AUX
ajbmeb-345	156	22	been	be	AUX
ajbmeb-345	156	23	forced	force	VERB
ajbmeb-345	156	24	to	to	PART
ajbmeb-345	156	25	adopt	adopt	VERB
ajbmeb-345	156	26	harsh	harsh	ADJ
ajbmeb-345	156	27	sanitary	sanitary	NOUN
ajbmeb-345	156	28	standards	standard	NOUN
ajbmeb-345	156	29	,	,	PUNCT
ajbmeb-345	156	30	which	which	PRON
ajbmeb-345	156	31	are	be	AUX
ajbmeb-345	156	32	likely	likely	ADJ
ajbmeb-345	156	33	to	to	PART
ajbmeb-345	156	34	decrease	decrease	VERB
ajbmeb-345	156	35	household	household	NOUN
ajbmeb-345	156	36	earnings	earning	NOUN
ajbmeb-345	156	37	and	and	CCONJ
ajbmeb-345	156	38	the	the	DET
ajbmeb-345	156	39	economic	economic	ADJ
ajbmeb-345	156	40	viability	viability	NOUN
ajbmeb-345	156	41	of	of	ADP
ajbmeb-345	156	42	businesses	business	NOUN
ajbmeb-345	156	43	.	.	PUNCT
ajbmeb-345	157	1	uncertainty	uncertainty	NOUN
ajbmeb-345	157	2	about	about	ADP
ajbmeb-345	157	3	how	how	SCONJ
ajbmeb-345	157	4	enterprises	enterprise	NOUN
ajbmeb-345	157	5	and	and	CCONJ
ajbmeb-345	157	6	,	,	PUNCT
ajbmeb-345	157	7	as	as	ADP
ajbmeb-345	157	8	a	a	DET
ajbmeb-345	157	9	result	result	NOUN
ajbmeb-345	157	10	,	,	PUNCT
ajbmeb-345	157	11	banks	bank	NOUN
ajbmeb-345	157	12	will	will	AUX
ajbmeb-345	157	13	react	react	VERB
ajbmeb-345	157	14	to	to	ADP
ajbmeb-345	157	15	potential	potential	ADJ
ajbmeb-345	157	16	alterations	alteration	NOUN
ajbmeb-345	157	17	to	to	ADP
ajbmeb-345	157	18	public	public	ADJ
ajbmeb-345	157	19	assistance	assistance	NOUN
ajbmeb-345	157	20	rules	rule	NOUN
ajbmeb-345	157	21	and	and	CCONJ
ajbmeb-345	157	22	the	the	DET
ajbmeb-345	157	23	requirement	requirement	NOUN
ajbmeb-345	157	24	to	to	PART
ajbmeb-345	157	25	cease	cease	VERB
ajbmeb-345	157	26	credit	credit	NOUN
ajbmeb-345	157	27	holidays	holiday	NOUN
ajbmeb-345	157	28	,	,	PUNCT
ajbmeb-345	157	29	and	and	CCONJ
ajbmeb-345	157	30	the	the	DET
ajbmeb-345	157	31	pandemic	pandemic	NOUN
ajbmeb-345	157	32	's	's	PART
ajbmeb-345	157	33	spread	spread	NOUN
ajbmeb-345	157	34	leads	lead	VERB
ajbmeb-345	157	35	others	other	NOUN
ajbmeb-345	157	36	to	to	PART
ajbmeb-345	157	37	wonder	wonder	VERB
ajbmeb-345	157	38	:	:	PUNCT
ajbmeb-345	157	39	what	what	DET
ajbmeb-345	157	40	level	level	NOUN
ajbmeb-345	157	41	of	of	ADP
ajbmeb-345	157	42	credit	credit	NOUN
ajbmeb-345	157	43	losses	loss	NOUN
ajbmeb-345	157	44	would	would	AUX
ajbmeb-345	157	45	cause	cause	VERB
ajbmeb-345	157	46	banks	bank	NOUN
ajbmeb-345	157	47	'	'	PART
ajbmeb-345	157	48	profits	profit	NOUN
ajbmeb-345	157	49	and	and	CCONJ
ajbmeb-345	157	50	equity	equity	NOUN
ajbmeb-345	157	51	to	to	PART
ajbmeb-345	157	52	decline	decline	VERB
ajbmeb-345	157	53	to	to	ADP
ajbmeb-345	157	54	the	the	DET
ajbmeb-345	157	55	point	point	NOUN
ajbmeb-345	157	56	at	at	ADP
ajbmeb-345	157	57	which	which	PRON
ajbmeb-345	157	58	they	they	PRON
ajbmeb-345	157	59	will	will	AUX
ajbmeb-345	157	60	not	not	PART
ajbmeb-345	157	61	be	be	AUX
ajbmeb-345	157	62	able	able	ADJ
ajbmeb-345	157	63	to	to	PART
ajbmeb-345	157	64	meet	meet	VERB
ajbmeb-345	157	65	regulatory	regulatory	ADJ
ajbmeb-345	157	66	requirements	requirement	NOUN
ajbmeb-345	157	67	for	for	ADP
ajbmeb-345	157	68	capital	capital	NOUN
ajbmeb-345	157	69	?	?	PUNCT
ajbmeb-345	158	1	moreover	moreover	ADV
ajbmeb-345	158	2	,	,	PUNCT
ajbmeb-345	158	3	as	as	ADP
ajbmeb-345	158	4	the	the	DET
ajbmeb-345	158	5	pandemic	pandemic	ADJ
ajbmeb-345	158	6	spreads	spread	NOUN
ajbmeb-345	158	7	,	,	PUNCT
ajbmeb-345	158	8	some	some	DET
ajbmeb-345	158	9	people	people	NOUN
ajbmeb-345	158	10	wonder	wonder	VERB
ajbmeb-345	158	11	:	:	PUNCT
ajbmeb-345	158	12	how	how	SCONJ
ajbmeb-345	158	13	many	many	ADJ
ajbmeb-345	158	14	credit	credit	NOUN
ajbmeb-345	158	15	losses	loss	NOUN
ajbmeb-345	158	16	would	would	AUX
ajbmeb-345	158	17	it	it	PRON
ajbmeb-345	158	18	take	take	VERB
ajbmeb-345	158	19	for	for	SCONJ
ajbmeb-345	158	20	banks	bank	NOUN
ajbmeb-345	158	21	to	to	PART
ajbmeb-345	158	22	lose	lose	VERB
ajbmeb-345	158	23	enough	enough	ADJ
ajbmeb-345	158	24	money	money	NOUN
ajbmeb-345	158	25	and	and	CCONJ
ajbmeb-345	158	26	equity	equity	NOUN
ajbmeb-345	158	27	to	to	PART
ajbmeb-345	158	28	stop	stop	VERB
ajbmeb-345	158	29	meeting	meet	VERB
ajbmeb-345	158	30	regulatory	regulatory	ADJ
ajbmeb-345	158	31	requirements	requirement	NOUN
ajbmeb-345	158	32	for	for	ADP
ajbmeb-345	158	33	capital	capital	NOUN
ajbmeb-345	158	34	?	?	PUNCT
ajbmeb-345	159	1	banks	bank	NOUN
ajbmeb-345	159	2	performance	performance	NOUN
ajbmeb-345	159	3	we	we	PRON
ajbmeb-345	159	4	contrast	contrast	VERB
ajbmeb-345	159	5	the	the	DET
ajbmeb-345	159	6	stock	stock	NOUN
ajbmeb-345	159	7	price	price	NOUN
ajbmeb-345	159	8	returns	return	NOUN
ajbmeb-345	159	9	of	of	ADP
ajbmeb-345	159	10	banks	bank	NOUN
ajbmeb-345	159	11	throughout	throughout	ADP
ajbmeb-345	159	12	the	the	DET
ajbmeb-345	159	13	first	first	ADJ
ajbmeb-345	159	14	three	three	NUM
ajbmeb-345	159	15	months	month	NOUN
ajbmeb-345	159	16	of	of	ADP
ajbmeb-345	159	17	the	the	DET
ajbmeb-345	159	18	year	year	NOUN
ajbmeb-345	159	19	with	with	ADP
ajbmeb-345	159	20	those	those	PRON
ajbmeb-345	159	21	of	of	ADP
ajbmeb-345	159	22	their	their	PRON
ajbmeb-345	159	23	various	various	ADJ
ajbmeb-345	159	24	home	home	NOUN
ajbmeb-345	159	25	markets	market	NOUN
ajbmeb-345	159	26	.	.	PUNCT
ajbmeb-345	160	1	by	by	ADP
ajbmeb-345	160	2	mid	mid	PROPN
ajbmeb-345	160	3	-	-	PROPN
ajbmeb-345	160	4	february	february	PROPN
ajbmeb-345	160	5	,	,	PUNCT
ajbmeb-345	160	6	the	the	DET
ajbmeb-345	160	7	pandemic	pandemic	NOUN
ajbmeb-345	160	8	's	's	PART
ajbmeb-345	160	9	effects	effect	NOUN
ajbmeb-345	160	10	had	have	AUX
ajbmeb-345	160	11	already	already	ADV
ajbmeb-345	160	12	started	start	VERB
ajbmeb-345	160	13	to	to	PART
ajbmeb-345	160	14	negatively	negatively	ADV
ajbmeb-345	160	15	impact	impact	VERB
ajbmeb-345	160	16	non	non	ADJ
ajbmeb-345	160	17	-	-	ADJ
ajbmeb-345	160	18	bank	bank	ADJ
ajbmeb-345	160	19	and	and	CCONJ
ajbmeb-345	160	20	bank	bank	NOUN
ajbmeb-345	160	21	corporate	corporate	ADJ
ajbmeb-345	160	22	performance	performance	NOUN
ajbmeb-345	160	23	,	,	PUNCT
ajbmeb-345	160	24	with	with	ADP
ajbmeb-345	160	25	their	their	PRON
ajbmeb-345	160	26	downward	downward	ADJ
ajbmeb-345	160	27	trajectories	trajectory	NOUN
ajbmeb-345	160	28	closely	closely	ADV
ajbmeb-345	160	29	tracking	track	VERB
ajbmeb-345	160	30	one	one	NOUN
ajbmeb-345	160	31	another	another	DET
ajbmeb-345	160	32	.	.	PUNCT
ajbmeb-345	161	1	by	by	ADP
ajbmeb-345	161	2	the	the	DET
ajbmeb-345	161	3	end	end	NOUN
ajbmeb-345	161	4	of	of	ADP
ajbmeb-345	161	5	march	march	PROPN
ajbmeb-345	161	6	,	,	PUNCT
ajbmeb-345	161	7	the	the	DET
ajbmeb-345	161	8	values	value	NOUN
ajbmeb-345	161	9	of	of	ADP
ajbmeb-345	161	10	business	business	NOUN
ajbmeb-345	161	11	and	and	CCONJ
ajbmeb-345	161	12	bank	bank	NOUN
ajbmeb-345	161	13	stocks	stock	NOUN
ajbmeb-345	161	14	had	have	AUX
ajbmeb-345	161	15	decreased	decrease	VERB
ajbmeb-345	161	16	to	to	ADP
ajbmeb-345	161	17	less	less	ADJ
ajbmeb-345	161	18	than	than	ADP
ajbmeb-345	161	19	70	70	NUM
ajbmeb-345	161	20	%	%	NOUN
ajbmeb-345	161	21	and	and	CCONJ
ajbmeb-345	161	22	60	60	NUM
ajbmeb-345	161	23	%	%	NOUN
ajbmeb-345	161	24	of	of	ADP
ajbmeb-345	161	25	their	their	PRON
ajbmeb-345	161	26	beginning	begin	VERB
ajbmeb-345	161	27	-	-	PUNCT
ajbmeb-345	161	28	of	of	ADP
ajbmeb-345	161	29	-	-	PUNCT
ajbmeb-345	161	30	year	year	NOUN
ajbmeb-345	161	31	levels	level	NOUN
ajbmeb-345	161	32	,	,	PUNCT
ajbmeb-345	161	33	respectively	respectively	ADV
ajbmeb-345	161	34	.	.	PUNCT
ajbmeb-345	162	1	after	after	ADP
ajbmeb-345	162	2	that	that	PRON
ajbmeb-345	162	3	,	,	PUNCT
ajbmeb-345	162	4	non	non	ADJ
ajbmeb-345	162	5	-	-	ADJ
ajbmeb-345	162	6	bank	bank	ADJ
ajbmeb-345	162	7	companies	company	NOUN
ajbmeb-345	162	8	continued	continue	VERB
ajbmeb-345	162	9	to	to	PART
ajbmeb-345	162	10	steadily	steadily	ADV
ajbmeb-345	162	11	enhance	enhance	VERB
ajbmeb-345	162	12	their	their	PRON
ajbmeb-345	162	13	performance	performance	NOUN
ajbmeb-345	162	14	,	,	PUNCT
ajbmeb-345	162	15	reaching	reach	VERB
ajbmeb-345	162	16	over	over	ADP
ajbmeb-345	162	17	90	90	NUM
ajbmeb-345	162	18	%	%	NOUN
ajbmeb-345	162	19	of	of	ADP
ajbmeb-345	162	20	their	their	PRON
ajbmeb-345	162	21	levels	level	NOUN
ajbmeb-345	162	22	from	from	ADP
ajbmeb-345	162	23	the	the	DET
ajbmeb-345	162	24	previous	previous	ADJ
ajbmeb-345	162	25	year	year	NOUN
ajbmeb-345	162	26	by	by	ADP
ajbmeb-345	162	27	the	the	DET
ajbmeb-345	162	28	beginning	beginning	NOUN
ajbmeb-345	162	29	of	of	ADP
ajbmeb-345	162	30	may	may	PROPN
ajbmeb-345	162	31	.	.	PUNCT
ajbmeb-345	163	1	while	while	SCONJ
ajbmeb-345	163	2	stock	stock	NOUN
ajbmeb-345	163	3	returns	return	NOUN
ajbmeb-345	163	4	for	for	ADP
ajbmeb-345	163	5	banks	bank	NOUN
ajbmeb-345	163	6	were	be	AUX
ajbmeb-345	163	7	70	70	NUM
ajbmeb-345	163	8	%	%	NOUN
ajbmeb-345	163	9	lower	low	ADJ
ajbmeb-345	163	10	than	than	SCONJ
ajbmeb-345	163	11	they	they	PRON
ajbmeb-345	163	12	were	be	AUX
ajbmeb-345	163	13	at	at	ADP
ajbmeb-345	163	14	the	the	DET
ajbmeb-345	163	15	beginning	beginning	NOUN
ajbmeb-345	163	16	of	of	ADP
ajbmeb-345	163	17	the	the	DET
ajbmeb-345	163	18	year	year	NOUN
ajbmeb-345	163	19	,	,	PUNCT
ajbmeb-345	163	20	they	they	PRON
ajbmeb-345	163	21	did	do	AUX
ajbmeb-345	163	22	not	not	PART
ajbmeb-345	163	23	experience	experience	VERB
ajbmeb-345	163	24	the	the	DET
ajbmeb-345	163	25	same	same	ADJ
ajbmeb-345	163	26	level	level	NOUN
ajbmeb-345	163	27	of	of	ADP
ajbmeb-345	163	28	recovery	recovery	NOUN
ajbmeb-345	163	29	.	.	PUNCT
ajbmeb-345	164	1	markets	market	NOUN
ajbmeb-345	164	2	anticipate	anticipate	VERB
ajbmeb-345	164	3	an	an	DET
ajbmeb-345	164	4	increase	increase	NOUN
ajbmeb-345	164	5	in	in	ADP
ajbmeb-345	164	6	this	this	DET
ajbmeb-345	164	7	bank	bank	NOUN
ajbmeb-345	164	8	risk	risk	NOUN
ajbmeb-345	164	9	premium	premium	NOUN
ajbmeb-345	164	10	.	.	PUNCT
ajbmeb-345	165	1	this	this	DET
ajbmeb-345	165	2	research	research	NOUN
ajbmeb-345	165	3	further	far	ADV
ajbmeb-345	165	4	demonstrates	demonstrate	VERB
ajbmeb-345	165	5	that	that	SCONJ
ajbmeb-345	165	6	the	the	DET
ajbmeb-345	165	7	reduction	reduction	NOUN
ajbmeb-345	165	8	in	in	ADP
ajbmeb-345	165	9	stock	stock	NOUN
ajbmeb-345	165	10	prices	price	NOUN
ajbmeb-345	165	11	is	be	AUX
ajbmeb-345	165	12	unique	unique	ADJ
ajbmeb-345	165	13	to	to	ADP
ajbmeb-345	165	14	banks	bank	NOUN
ajbmeb-345	165	15	and	and	CCONJ
ajbmeb-345	165	16	not	not	PART
ajbmeb-345	165	17	to	to	ADP
ajbmeb-345	165	18	all	all	DET
ajbmeb-345	165	19	financial	financial	ADJ
ajbmeb-345	165	20	firms	firm	NOUN
ajbmeb-345	165	21	,	,	PUNCT
ajbmeb-345	165	22	as	as	SCONJ
ajbmeb-345	165	23	investors	investor	NOUN
ajbmeb-345	165	24	seem	seem	VERB
ajbmeb-345	165	25	to	to	PART
ajbmeb-345	165	26	account	account	VERB
ajbmeb-345	165	27	for	for	ADP
ajbmeb-345	165	28	the	the	DET
ajbmeb-345	165	29	increased	increase	VERB
ajbmeb-345	165	30	strain	strain	NOUN
ajbmeb-345	165	31	the	the	DET
ajbmeb-345	165	32	banking	banking	NOUN
ajbmeb-345	165	33	industry	industry	NOUN
ajbmeb-345	165	34	is	be	AUX
ajbmeb-345	165	35	experiencing	experience	VERB
ajbmeb-345	165	36	.	.	PUNCT
ajbmeb-345	166	1	the	the	DET
ajbmeb-345	166	2	market	market	NOUN
ajbmeb-345	166	3	's	's	PART
ajbmeb-345	166	4	pricing	pricing	NOUN
ajbmeb-345	166	5	of	of	ADP
ajbmeb-345	166	6	bank	bank	NOUN
ajbmeb-345	166	7	risk	risk	NOUN
ajbmeb-345	166	8	appears	appear	VERB
ajbmeb-345	166	9	to	to	PART
ajbmeb-345	166	10	differ	differ	VERB
ajbmeb-345	166	11	across	across	ADP
ajbmeb-345	166	12	bank	bank	NOUN
ajbmeb-345	166	13	characteristics	characteristic	NOUN
ajbmeb-345	166	14	.	.	PUNCT
ajbmeb-345	167	1	following	follow	VERB
ajbmeb-345	167	2	the	the	DET
ajbmeb-345	167	3	covid-19	covid-19	PROPN
ajbmeb-345	167	4	crisis	crisis	NOUN
ajbmeb-345	167	5	,	,	PUNCT
ajbmeb-345	167	6	banks	bank	NOUN
ajbmeb-345	167	7	with	with	ADP
ajbmeb-345	167	8	more	more	ADJ
ajbmeb-345	167	9	exposure	exposure	NOUN
ajbmeb-345	167	10	to	to	ADP
ajbmeb-345	167	11	the	the	DET
ajbmeb-345	167	12	oil	oil	NOUN
ajbmeb-345	167	13	sector	sector	NOUN
ajbmeb-345	167	14	(	(	PUNCT
ajbmeb-345	167	15	i.e.	i.e.	X
ajbmeb-345	167	16	,	,	PUNCT
ajbmeb-345	167	17	those	those	PRON
ajbmeb-345	167	18	exceeding	exceed	VERB
ajbmeb-345	167	19	the	the	DET
ajbmeb-345	167	20	75th	75th	ADJ
ajbmeb-345	167	21	percentile	percentile	ADJ
ajbmeb-345	167	22	distribution	distribution	NOUN
ajbmeb-345	167	23	of	of	ADP
ajbmeb-345	167	24	oil	oil	NOUN
ajbmeb-345	167	25	exposure	exposure	NOUN
ajbmeb-345	167	26	)	)	PUNCT
ajbmeb-345	167	27	saw	see	VERB
ajbmeb-345	167	28	lower	low	ADJ
ajbmeb-345	167	29	returns	return	NOUN
ajbmeb-345	167	30	than	than	ADP
ajbmeb-345	167	31	banks	bank	NOUN
ajbmeb-345	167	32	with	with	ADP
ajbmeb-345	167	33	less	less	ADJ
ajbmeb-345	167	34	exposure	exposure	NOUN
ajbmeb-345	167	35	.	.	PUNCT
ajbmeb-345	168	1	surprisingly	surprisingly	ADV
ajbmeb-345	168	2	,	,	PUNCT
ajbmeb-345	168	3	smaller	small	ADJ
ajbmeb-345	168	4	banks	bank	NOUN
ajbmeb-345	168	5	(	(	PUNCT
ajbmeb-345	168	6	i.e.	i.e.	X
ajbmeb-345	168	7	,	,	PUNCT
ajbmeb-345	168	8	establishments	establishment	NOUN
ajbmeb-345	168	9	with	with	ADP
ajbmeb-345	168	10	less	less	ADJ
ajbmeb-345	168	11	than	than	ADP
ajbmeb-345	168	12	the	the	DET
ajbmeb-345	168	13	2019	2019	NUM
ajbmeb-345	168	14	median	median	ADJ
ajbmeb-345	168	15	mean	mean	NOUN
ajbmeb-345	168	16	assets	asset	NOUN
ajbmeb-345	168	17	)	)	PUNCT
ajbmeb-345	168	18	outperformed	outperform	VERB
ajbmeb-345	168	19	larger	large	ADJ
ajbmeb-345	168	20	banks	bank	NOUN
ajbmeb-345	168	21	after	after	ADP
ajbmeb-345	168	22	the	the	DET
ajbmeb-345	168	23	significant	significant	ADJ
ajbmeb-345	168	24	decline	decline	NOUN
ajbmeb-345	168	25	in	in	ADP
ajbmeb-345	168	26	stock	stock	NOUN
ajbmeb-345	168	27	prices	price	NOUN
ajbmeb-345	168	28	in	in	ADP
ajbmeb-345	168	29	late	late	ADJ
ajbmeb-345	168	30	march	march	NOUN
ajbmeb-345	168	31	.	.	PUNCT
ajbmeb-345	169	1	the	the	DET
ajbmeb-345	169	2	additional	additional	ADJ
ajbmeb-345	169	3	risks	risk	NOUN
ajbmeb-345	169	4	in	in	ADP
ajbmeb-345	169	5	banks	bank	NOUN
ajbmeb-345	169	6	with	with	ADP
ajbmeb-345	169	7	low	low	ADJ
ajbmeb-345	169	8	capitalization	capitalization	NOUN
ajbmeb-345	169	9	did	do	AUX
ajbmeb-345	169	10	not	not	PART
ajbmeb-345	169	11	seem	seem	VERB
ajbmeb-345	169	12	to	to	PART
ajbmeb-345	169	13	be	be	AUX
ajbmeb-345	169	14	priced	price	VERB
ajbmeb-345	169	15	more	more	ADV
ajbmeb-345	169	16	severely	severely	ADV
ajbmeb-345	169	17	by	by	ADP
ajbmeb-345	169	18	investors	investor	NOUN
ajbmeb-345	169	19	.	.	PUNCT
ajbmeb-345	170	1	american	american	PROPN
ajbmeb-345	170	2	journal	journal	PROPN
ajbmeb-345	170	3	of	of	ADP
ajbmeb-345	170	4	business	business	NOUN
ajbmeb-345	170	5	management	management	NOUN
ajbmeb-345	170	6	,	,	PUNCT
ajbmeb-345	170	7	economics	economic	NOUN
ajbmeb-345	170	8	and	and	CCONJ
ajbmeb-345	170	9	banking	banking	NOUN
ajbmeb-345	170	10	volume	volume	NOUN
ajbmeb-345	170	11	8	8	NUM
ajbmeb-345	170	12	,	,	PUNCT
ajbmeb-345	170	13	jan	jan	PROPN
ajbmeb-345	170	14	.	.	PROPN
ajbmeb-345	170	15	,	,	PUNCT
ajbmeb-345	170	16	2023	2023	NUM
ajbmeb-345	170	17	p	p	NOUN
ajbmeb-345	170	18	a	a	DET
ajbmeb-345	170	19	g	g	NOUN
ajbmeb-345	170	20	e	e	NOUN
ajbmeb-345	170	21	|	|	ADV
ajbmeb-345	170	22	70	70	NUM
ajbmeb-345	170	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	170	24	banks	bank	NOUN
ajbmeb-345	170	25	have	have	AUX
ajbmeb-345	170	26	suffered	suffer	VERB
ajbmeb-345	170	27	the	the	DET
ajbmeb-345	170	28	most	most	ADV
ajbmeb-345	170	29	throughout	throughout	ADP
ajbmeb-345	170	30	this	this	DET
ajbmeb-345	170	31	crisis	crisis	NOUN
ajbmeb-345	170	32	compared	compare	VERB
ajbmeb-345	170	33	to	to	ADP
ajbmeb-345	170	34	other	other	ADJ
ajbmeb-345	170	35	businesses	business	NOUN
ajbmeb-345	170	36	as	as	ADV
ajbmeb-345	170	37	well	well	ADV
ajbmeb-345	170	38	as	as	ADP
ajbmeb-345	170	39	previous	previous	ADJ
ajbmeb-345	170	40	crises	crisis	NOUN
ajbmeb-345	170	41	.	.	PUNCT
ajbmeb-345	171	1	for	for	ADP
ajbmeb-345	171	2	example	example	NOUN
ajbmeb-345	171	3	,	,	PUNCT
ajbmeb-345	171	4	despite	despite	SCONJ
ajbmeb-345	171	5	a	a	DET
ajbmeb-345	171	6	recent	recent	ADJ
ajbmeb-345	171	7	partial	partial	ADJ
ajbmeb-345	171	8	rebound	rebound	NOUN
ajbmeb-345	171	9	,	,	PUNCT
ajbmeb-345	171	10	the	the	DET
ajbmeb-345	171	11	decrease	decrease	NOUN
ajbmeb-345	171	12	in	in	ADP
ajbmeb-345	171	13	bank	bank	NOUN
ajbmeb-345	171	14	stock	stock	NOUN
ajbmeb-345	171	15	values	value	NOUN
ajbmeb-345	171	16	is	be	AUX
ajbmeb-345	171	17	currently	currently	ADV
ajbmeb-345	171	18	comparable	comparable	ADJ
ajbmeb-345	171	19	to	to	ADP
ajbmeb-345	171	20	that	that	PRON
ajbmeb-345	171	21	which	which	PRON
ajbmeb-345	171	22	was	be	AUX
ajbmeb-345	171	23	seen	see	VERB
ajbmeb-345	171	24	during	during	ADP
ajbmeb-345	171	25	the	the	DET
ajbmeb-345	171	26	same	same	ADJ
ajbmeb-345	171	27	period	period	NOUN
ajbmeb-345	171	28	following	follow	VERB
ajbmeb-345	171	29	the	the	DET
ajbmeb-345	171	30	collapse	collapse	NOUN
ajbmeb-345	171	31	of	of	ADP
ajbmeb-345	171	32	lehman	lehman	PROPN
ajbmeb-345	171	33	brothers	brother	NOUN
ajbmeb-345	171	34	in	in	ADP
ajbmeb-345	171	35	2008	2008	NUM
ajbmeb-345	171	36	(	(	PUNCT
ajbmeb-345	171	37	graph	graph	NOUN
ajbmeb-345	171	38	1	1	NUM
ajbmeb-345	171	39	,	,	PUNCT
ajbmeb-345	171	40	above	above	ADV
ajbmeb-345	171	41	)	)	PUNCT
ajbmeb-345	171	42	.	.	PUNCT
ajbmeb-345	172	1	the	the	DET
ajbmeb-345	172	2	increase	increase	NOUN
ajbmeb-345	172	3	in	in	ADP
ajbmeb-345	172	4	cds	cd	NOUN
ajbmeb-345	172	5	spreads	spread	NOUN
ajbmeb-345	172	6	fits	fit	VERB
ajbmeb-345	172	7	the	the	DET
ajbmeb-345	172	8	same	same	ADJ
ajbmeb-345	172	9	description	description	NOUN
ajbmeb-345	172	10	.	.	PUNCT
ajbmeb-345	173	1	in	in	ADP
ajbmeb-345	173	2	response	response	NOUN
ajbmeb-345	173	3	to	to	ADP
ajbmeb-345	173	4	these	these	DET
ajbmeb-345	173	5	changes	change	NOUN
ajbmeb-345	173	6	,	,	PUNCT
ajbmeb-345	173	7	the	the	DET
ajbmeb-345	173	8	long	long	ADJ
ajbmeb-345	173	9	-	-	PUNCT
ajbmeb-345	173	10	term	term	NOUN
ajbmeb-345	173	11	rating	rating	NOUN
ajbmeb-345	173	12	outlooks	outlook	NOUN
ajbmeb-345	173	13	for	for	ADP
ajbmeb-345	173	14	banks	bank	NOUN
ajbmeb-345	173	15	have	have	AUX
ajbmeb-345	173	16	started	start	VERB
ajbmeb-345	173	17	to	to	PART
ajbmeb-345	173	18	worsen	worsen	VERB
ajbmeb-345	173	19	,	,	PUNCT
ajbmeb-345	173	20	suggesting	suggest	VERB
ajbmeb-345	173	21	worries	worry	NOUN
ajbmeb-345	173	22	about	about	ADP
ajbmeb-345	173	23	the	the	DET
ajbmeb-345	173	24	effect	effect	NOUN
ajbmeb-345	173	25	of	of	ADP
ajbmeb-345	173	26	covid-19	covid-19	PROPN
ajbmeb-345	173	27	on	on	ADP
ajbmeb-345	173	28	bank	bank	NOUN
ajbmeb-345	173	29	earnings	earning	NOUN
ajbmeb-345	173	30	.	.	PUNCT
ajbmeb-345	174	1	4.2	4.2	NUM
ajbmeb-345	174	2	the	the	DET
ajbmeb-345	174	3	impact	impact	NOUN
ajbmeb-345	174	4	of	of	ADP
ajbmeb-345	174	5	covid-19	covid-19	PROPN
ajbmeb-345	174	6	on	on	ADP
ajbmeb-345	174	7	arab	arab	ADJ
ajbmeb-345	174	8	financial	financial	ADJ
ajbmeb-345	174	9	systems	system	NOUN
ajbmeb-345	174	10	the	the	DET
ajbmeb-345	174	11	cumulative	cumulative	ADJ
ajbmeb-345	174	12	effect	effect	NOUN
ajbmeb-345	174	13	of	of	ADP
ajbmeb-345	174	14	covid-19	covid-19	PROPN
ajbmeb-345	174	15	and	and	CCONJ
ajbmeb-345	174	16	an	an	DET
ajbmeb-345	174	17	unprecedented	unprecedented	ADJ
ajbmeb-345	174	18	decline	decline	NOUN
ajbmeb-345	174	19	in	in	ADP
ajbmeb-345	174	20	oil	oil	NOUN
ajbmeb-345	174	21	prices	price	NOUN
ajbmeb-345	174	22	has	have	AUX
ajbmeb-345	174	23	put	put	VERB
ajbmeb-345	174	24	the	the	DET
ajbmeb-345	174	25	financial	financial	ADJ
ajbmeb-345	174	26	systems	system	NOUN
ajbmeb-345	174	27	of	of	ADP
ajbmeb-345	174	28	certain	certain	ADJ
ajbmeb-345	174	29	arab	arab	ADJ
ajbmeb-345	174	30	countries	country	NOUN
ajbmeb-345	174	31	on	on	ADP
ajbmeb-345	174	32	the	the	DET
ajbmeb-345	174	33	verge	verge	NOUN
ajbmeb-345	174	34	of	of	ADP
ajbmeb-345	174	35	collapse	collapse	NOUN
ajbmeb-345	174	36	.	.	PUNCT
ajbmeb-345	175	1	the	the	DET
ajbmeb-345	175	2	arab	arab	ADJ
ajbmeb-345	175	3	area	area	NOUN
ajbmeb-345	175	4	is	be	AUX
ajbmeb-345	175	5	witnessing	witness	VERB
ajbmeb-345	175	6	a	a	DET
ajbmeb-345	175	7	historic	historic	ADJ
ajbmeb-345	175	8	reduction	reduction	NOUN
ajbmeb-345	175	9	in	in	ADP
ajbmeb-345	175	10	demand	demand	NOUN
ajbmeb-345	175	11	for	for	ADP
ajbmeb-345	175	12	stocks	stock	NOUN
ajbmeb-345	175	13	and	and	CCONJ
ajbmeb-345	175	14	commodities	commodity	NOUN
ajbmeb-345	175	15	,	,	PUNCT
ajbmeb-345	175	16	as	as	ADV
ajbmeb-345	175	17	well	well	ADV
ajbmeb-345	175	18	as	as	ADP
ajbmeb-345	175	19	tightening	tighten	VERB
ajbmeb-345	175	20	financial	financial	ADJ
ajbmeb-345	175	21	conditions	condition	NOUN
ajbmeb-345	175	22	,	,	PUNCT
ajbmeb-345	175	23	greater	great	ADJ
ajbmeb-345	175	24	risk	risk	NOUN
ajbmeb-345	175	25	premiums	premium	NOUN
ajbmeb-345	175	26	,	,	PUNCT
ajbmeb-345	175	27	and	and	CCONJ
ajbmeb-345	175	28	weak	weak	ADJ
ajbmeb-345	175	29	banking	banking	NOUN
ajbmeb-345	175	30	sector	sector	NOUN
ajbmeb-345	175	31	resilience	resilience	NOUN
ajbmeb-345	175	32	.	.	PUNCT
ajbmeb-345	176	1	this	this	PRON
ajbmeb-345	176	2	necessitates	necessitate	VERB
ajbmeb-345	176	3	quick	quick	ADJ
ajbmeb-345	176	4	action	action	NOUN
ajbmeb-345	176	5	by	by	ADP
ajbmeb-345	176	6	arab	arab	ADJ
ajbmeb-345	176	7	governments	government	NOUN
ajbmeb-345	176	8	and	and	CCONJ
ajbmeb-345	176	9	central	central	ADJ
ajbmeb-345	176	10	banks	bank	NOUN
ajbmeb-345	176	11	to	to	PART
ajbmeb-345	176	12	maintain	maintain	VERB
ajbmeb-345	176	13	financial	financial	ADJ
ajbmeb-345	176	14	sector	sector	NOUN
ajbmeb-345	176	15	liquidity	liquidity	NOUN
ajbmeb-345	176	16	and	and	CCONJ
ajbmeb-345	176	17	allow	allow	VERB
ajbmeb-345	176	18	essential	essential	ADJ
ajbmeb-345	176	19	credit	credit	NOUN
ajbmeb-345	176	20	at	at	ADP
ajbmeb-345	176	21	whatever	whatever	DET
ajbmeb-345	176	22	cost	cost	NOUN
ajbmeb-345	176	23	during	during	ADP
ajbmeb-345	176	24	the	the	DET
ajbmeb-345	176	25	relief	relief	NOUN
ajbmeb-345	176	26	period	period	NOUN
ajbmeb-345	176	27	,	,	PUNCT
ajbmeb-345	176	28	followed	follow	VERB
ajbmeb-345	176	29	by	by	ADP
ajbmeb-345	176	30	additional	additional	ADJ
ajbmeb-345	176	31	financial	financial	ADJ
ajbmeb-345	176	32	measures	measure	NOUN
ajbmeb-345	176	33	throughout	throughout	ADP
ajbmeb-345	176	34	the	the	DET
ajbmeb-345	176	35	recovery	recovery	NOUN
ajbmeb-345	176	36	period	period	NOUN
ajbmeb-345	176	37	.	.	PUNCT
ajbmeb-345	177	1	american	american	ADJ
ajbmeb-345	177	2	journal	journal	PROPN
ajbmeb-345	177	3	of	of	ADP
ajbmeb-345	177	4	business	business	NOUN
ajbmeb-345	177	5	management	management	NOUN
ajbmeb-345	177	6	,	,	PUNCT
ajbmeb-345	177	7	economics	economic	NOUN
ajbmeb-345	177	8	and	and	CCONJ
ajbmeb-345	177	9	banking	banking	NOUN
ajbmeb-345	177	10	volume	volume	NOUN
ajbmeb-345	177	11	8	8	NUM
ajbmeb-345	177	12	,	,	PUNCT
ajbmeb-345	177	13	jan	jan	PROPN
ajbmeb-345	177	14	.	.	PROPN
ajbmeb-345	177	15	,	,	PUNCT
ajbmeb-345	177	16	2023	2023	NUM
ajbmeb-345	177	17	p	p	NOUN
ajbmeb-345	177	18	a	a	DET
ajbmeb-345	177	19	g	g	NOUN
ajbmeb-345	177	20	e	e	NOUN
ajbmeb-345	177	21	|	|	ADV
ajbmeb-345	177	22	71	71	NUM
ajbmeb-345	177	23	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	177	24	increased	increase	VERB
ajbmeb-345	177	25	volatility	volatility	NOUN
ajbmeb-345	177	26	in	in	ADP
ajbmeb-345	177	27	oil	oil	NOUN
ajbmeb-345	177	28	markets	market	NOUN
ajbmeb-345	177	29	is	be	AUX
ajbmeb-345	177	30	predicted	predict	VERB
ajbmeb-345	177	31	to	to	PART
ajbmeb-345	177	32	diminish	diminish	VERB
ajbmeb-345	177	33	risk	risk	NOUN
ajbmeb-345	177	34	appetite	appetite	NOUN
ajbmeb-345	177	35	and	and	CCONJ
ajbmeb-345	177	36	change	change	VERB
ajbmeb-345	177	37	capital	capital	NOUN
ajbmeb-345	177	38	market	market	NOUN
ajbmeb-345	177	39	investments	investment	NOUN
ajbmeb-345	177	40	,	,	PUNCT
ajbmeb-345	177	41	particularly	particularly	ADV
ajbmeb-345	177	42	in	in	ADP
ajbmeb-345	177	43	oil	oil	NOUN
ajbmeb-345	177	44	-	-	PUNCT
ajbmeb-345	177	45	rich	rich	ADJ
ajbmeb-345	177	46	nations	nation	NOUN
ajbmeb-345	177	47	.	.	PUNCT
ajbmeb-345	178	1	when	when	SCONJ
ajbmeb-345	178	2	generated	generate	VERB
ajbmeb-345	178	3	uncertainty	uncertainty	NOUN
ajbmeb-345	178	4	during	during	ADP
ajbmeb-345	178	5	the	the	DET
ajbmeb-345	178	6	first	first	ADJ
ajbmeb-345	178	7	three	three	NUM
ajbmeb-345	178	8	weeks	week	NOUN
ajbmeb-345	178	9	of	of	ADP
ajbmeb-345	178	10	post	post	ADJ
ajbmeb-345	178	11	-	-	ADJ
ajbmeb-345	178	12	peak	peak	NOUN
ajbmeb-345	178	13	is	be	AUX
ajbmeb-345	178	14	compared	compare	VERB
ajbmeb-345	178	15	for	for	ADP
ajbmeb-345	178	16	both	both	CCONJ
ajbmeb-345	178	17	the	the	DET
ajbmeb-345	178	18	period	period	NOUN
ajbmeb-345	178	19	2008	2008	NUM
ajbmeb-345	178	20	-	-	SYM
ajbmeb-345	178	21	2009	2009	NUM
ajbmeb-345	178	22	and	and	CCONJ
ajbmeb-345	178	23	the	the	DET
ajbmeb-345	178	24	present	present	ADJ
ajbmeb-345	178	25	crisis	crisis	NOUN
ajbmeb-345	178	26	,	,	PUNCT
ajbmeb-345	178	27	the	the	DET
ajbmeb-345	178	28	variability	variability	NOUN
ajbmeb-345	178	29	in	in	ADP
ajbmeb-345	178	30	the	the	DET
ajbmeb-345	178	31	current	current	ADJ
ajbmeb-345	178	32	downturn	downturn	NOUN
ajbmeb-345	178	33	is	be	AUX
ajbmeb-345	178	34	over	over	ADP
ajbmeb-345	178	35	ten	ten	NUM
ajbmeb-345	178	36	times	time	NOUN
ajbmeb-345	178	37	greater	great	ADJ
ajbmeb-345	178	38	than	than	ADP
ajbmeb-345	178	39	that	that	PRON
ajbmeb-345	178	40	of	of	ADP
ajbmeb-345	178	41	the	the	DET
ajbmeb-345	178	42	great	great	ADJ
ajbmeb-345	178	43	recession	recession	NOUN
ajbmeb-345	178	44	.	.	PUNCT
ajbmeb-345	179	1	this	this	DET
ajbmeb-345	179	2	high	high	ADJ
ajbmeb-345	179	3	level	level	NOUN
ajbmeb-345	179	4	of	of	ADP
ajbmeb-345	179	5	uncertainty	uncertainty	NOUN
ajbmeb-345	179	6	is	be	AUX
ajbmeb-345	179	7	projected	project	VERB
ajbmeb-345	179	8	to	to	PART
ajbmeb-345	179	9	produce	produce	VERB
ajbmeb-345	179	10	an	an	DET
ajbmeb-345	179	11	adverse	adverse	ADJ
ajbmeb-345	179	12	investment	investment	NOUN
ajbmeb-345	179	13	climate	climate	NOUN
ajbmeb-345	179	14	,	,	PUNCT
ajbmeb-345	179	15	particularly	particularly	ADV
ajbmeb-345	179	16	in	in	ADP
ajbmeb-345	179	17	gulf	gulf	PROPN
ajbmeb-345	179	18	cooperation	cooperation	NOUN
ajbmeb-345	179	19	council	council	PROPN
ajbmeb-345	179	20	(	(	PUNCT
ajbmeb-345	179	21	gcc	gcc	NOUN
ajbmeb-345	179	22	)	)	PUNCT
ajbmeb-345	179	23	economies	economy	NOUN
ajbmeb-345	179	24	.	.	PUNCT
ajbmeb-345	180	1	low	low	ADJ
ajbmeb-345	180	2	oil	oil	NOUN
ajbmeb-345	180	3	prices	price	NOUN
ajbmeb-345	180	4	will	will	AUX
ajbmeb-345	180	5	have	have	VERB
ajbmeb-345	180	6	an	an	DET
ajbmeb-345	180	7	indirect	indirect	ADJ
ajbmeb-345	180	8	impact	impact	NOUN
ajbmeb-345	180	9	on	on	ADP
ajbmeb-345	180	10	oilpoor	oilpoor	ADJ
ajbmeb-345	180	11	economies	economy	NOUN
ajbmeb-345	180	12	through	through	ADP
ajbmeb-345	180	13	fewer	few	ADJ
ajbmeb-345	180	14	-	-	PUNCT
ajbmeb-345	180	15	than	than	ADP
ajbmeb-345	180	16	-	-	PUNCT
ajbmeb-345	180	17	expected	expect	VERB
ajbmeb-345	180	18	remittances	remittance	NOUN
ajbmeb-345	180	19	and	and	CCONJ
ajbmeb-345	180	20	decreased	decrease	VERB
ajbmeb-345	180	21	tourism	tourism	NOUN
ajbmeb-345	180	22	and	and	CCONJ
ajbmeb-345	180	23	investment	investment	NOUN
ajbmeb-345	180	24	from	from	ADP
ajbmeb-345	180	25	gcc	gcc	NOUN
ajbmeb-345	180	26	countries	country	NOUN
ajbmeb-345	180	27	.	.	PUNCT
ajbmeb-345	181	1	furthermore	furthermore	ADV
ajbmeb-345	181	2	,	,	PUNCT
ajbmeb-345	181	3	as	as	ADP
ajbmeb-345	181	4	a	a	DET
ajbmeb-345	181	5	result	result	NOUN
ajbmeb-345	181	6	of	of	ADP
ajbmeb-345	181	7	the	the	DET
ajbmeb-345	181	8	simultaneous	simultaneous	ADJ
ajbmeb-345	181	9	danger	danger	NOUN
ajbmeb-345	181	10	of	of	ADP
ajbmeb-345	181	11	covid-19	covid-19	PROPN
ajbmeb-345	181	12	and	and	CCONJ
ajbmeb-345	181	13	rising	rise	VERB
ajbmeb-345	181	14	oil	oil	NOUN
ajbmeb-345	181	15	prices	price	NOUN
ajbmeb-345	181	16	,	,	PUNCT
ajbmeb-345	181	17	the	the	DET
ajbmeb-345	181	18	saudi	saudi	ADJ
ajbmeb-345	181	19	economy	economy	NOUN
ajbmeb-345	181	20	and	and	CCONJ
ajbmeb-345	181	21	financial	financial	ADJ
ajbmeb-345	181	22	sector	sector	NOUN
ajbmeb-345	181	23	have	have	AUX
ajbmeb-345	181	24	been	be	AUX
ajbmeb-345	181	25	encountering	encounter	VERB
ajbmeb-345	181	26	challenges	challenge	NOUN
ajbmeb-345	181	27	.	.	PUNCT
ajbmeb-345	182	1	the	the	DET
ajbmeb-345	182	2	pandemic	pandemic	NOUN
ajbmeb-345	182	3	has	have	AUX
ajbmeb-345	182	4	caused	cause	VERB
ajbmeb-345	182	5	severe	severe	ADJ
ajbmeb-345	182	6	asset	asset	NOUN
ajbmeb-345	182	7	quality	quality	NOUN
ajbmeb-345	182	8	degradation	degradation	NOUN
ajbmeb-345	182	9	in	in	ADP
ajbmeb-345	182	10	saudi	saudi	ADJ
ajbmeb-345	182	11	banks	bank	NOUN
ajbmeb-345	182	12	,	,	PUNCT
ajbmeb-345	182	13	substantial	substantial	ADJ
ajbmeb-345	182	14	losses	loss	NOUN
ajbmeb-345	182	15	in	in	ADP
ajbmeb-345	182	16	savings	saving	NOUN
ajbmeb-345	182	17	accounts	account	NOUN
ajbmeb-345	182	18	and	and	CCONJ
ajbmeb-345	182	19	a	a	DET
ajbmeb-345	182	20	rise	rise	NOUN
ajbmeb-345	182	21	in	in	ADP
ajbmeb-345	182	22	loan	loan	NOUN
ajbmeb-345	182	23	demand	demand	NOUN
ajbmeb-345	182	24	notwithstanding	notwithstanding	ADP
ajbmeb-345	182	25	the	the	DET
ajbmeb-345	182	26	lack	lack	NOUN
ajbmeb-345	182	27	of	of	ADP
ajbmeb-345	182	28	true	true	ADJ
ajbmeb-345	182	29	savings	saving	NOUN
ajbmeb-345	182	30	motivation	motivation	NOUN
ajbmeb-345	182	31	.	.	PUNCT
ajbmeb-345	183	1	as	as	ADP
ajbmeb-345	183	2	a	a	DET
ajbmeb-345	183	3	result	result	NOUN
ajbmeb-345	183	4	,	,	PUNCT
ajbmeb-345	183	5	from	from	ADP
ajbmeb-345	183	6	sar	sar	PROPN
ajbmeb-345	183	7	34.77	34.77	NUM
ajbmeb-345	183	8	billion	billion	NUM
ajbmeb-345	183	9	in	in	ADP
ajbmeb-345	183	10	september	september	PROPN
ajbmeb-345	183	11	2019	2019	NUM
ajbmeb-345	183	12	to	to	PART
ajbmeb-345	183	13	sar	sar	VERB
ajbmeb-345	183	14	25.07	25.07	NUM
ajbmeb-345	183	15	billion	billion	NUM
ajbmeb-345	183	16	in	in	ADP
ajbmeb-345	183	17	september	september	PROPN
ajbmeb-345	183	18	2020	2020	NUM
ajbmeb-345	183	19	,	,	PUNCT
ajbmeb-345	183	20	saudi	saudi	PROPN
ajbmeb-345	183	21	arabia	arabia	PROPN
ajbmeb-345	183	22	's	's	PART
ajbmeb-345	183	23	banking	banking	NOUN
ajbmeb-345	183	24	industry	industry	NOUN
ajbmeb-345	183	25	's	's	PART
ajbmeb-345	183	26	aggregate	aggregate	ADJ
ajbmeb-345	183	27	income	income	NOUN
ajbmeb-345	183	28	decreased	decrease	VERB
ajbmeb-345	183	29	by	by	ADP
ajbmeb-345	183	30	28	28	NUM
ajbmeb-345	183	31	%	%	NOUN
ajbmeb-345	183	32	.	.	PUNCT
ajbmeb-345	184	1	by	by	ADP
ajbmeb-345	184	2	the	the	DET
ajbmeb-345	184	3	conclusion	conclusion	NOUN
ajbmeb-345	184	4	of	of	ADP
ajbmeb-345	184	5	the	the	DET
ajbmeb-345	184	6	first	first	ADJ
ajbmeb-345	184	7	quarter	quarter	NOUN
ajbmeb-345	184	8	of	of	ADP
ajbmeb-345	184	9	2020	2020	NUM
ajbmeb-345	184	10	,	,	PUNCT
ajbmeb-345	184	11	major	major	ADJ
ajbmeb-345	184	12	arab	arab	ADJ
ajbmeb-345	184	13	stock	stock	NOUN
ajbmeb-345	184	14	markets	market	NOUN
ajbmeb-345	184	15	had	have	AUX
ajbmeb-345	184	16	suffered	suffer	VERB
ajbmeb-345	184	17	a	a	DET
ajbmeb-345	184	18	23	23	NUM
ajbmeb-345	184	19	%	%	NOUN
ajbmeb-345	184	20	average	average	ADJ
ajbmeb-345	184	21	loss	loss	NOUN
ajbmeb-345	184	22	due	due	ADP
ajbmeb-345	184	23	to	to	ADP
ajbmeb-345	184	24	the	the	DET
ajbmeb-345	184	25	collapse	collapse	NOUN
ajbmeb-345	184	26	in	in	ADP
ajbmeb-345	184	27	oil	oil	NOUN
ajbmeb-345	184	28	prices	price	NOUN
ajbmeb-345	184	29	and	and	CCONJ
ajbmeb-345	184	30	the	the	DET
ajbmeb-345	184	31	covid-19	covid-19	PROPN
ajbmeb-345	184	32	epidemic	epidemic	NOUN
ajbmeb-345	184	33	.	.	PUNCT
ajbmeb-345	185	1	the	the	DET
ajbmeb-345	185	2	covid-19	covid-19	PROPN
ajbmeb-345	185	3	epidemic	epidemic	NOUN
ajbmeb-345	185	4	and	and	CCONJ
ajbmeb-345	185	5	the	the	DET
ajbmeb-345	185	6	drop	drop	NOUN
ajbmeb-345	185	7	in	in	ADP
ajbmeb-345	185	8	oil	oil	NOUN
ajbmeb-345	185	9	prices	price	NOUN
ajbmeb-345	185	10	have	have	AUX
ajbmeb-345	185	11	devastated	devastate	VERB
ajbmeb-345	185	12	the	the	DET
ajbmeb-345	185	13	stock	stock	NOUN
ajbmeb-345	185	14	market	market	NOUN
ajbmeb-345	185	15	in	in	ADP
ajbmeb-345	185	16	arab	arab	ADJ
ajbmeb-345	185	17	nations	nation	NOUN
ajbmeb-345	185	18	,	,	PUNCT
ajbmeb-345	185	19	bringing	bring	VERB
ajbmeb-345	185	20	financial	financial	ADJ
ajbmeb-345	185	21	market	market	NOUN
ajbmeb-345	185	22	performance	performance	NOUN
ajbmeb-345	185	23	below	below	ADP
ajbmeb-345	185	24	that	that	PRON
ajbmeb-345	185	25	of	of	ADP
ajbmeb-345	185	26	the	the	DET
ajbmeb-345	185	27	2008	2008	NUM
ajbmeb-345	185	28	-	-	SYM
ajbmeb-345	185	29	2009	2009	NUM
ajbmeb-345	185	30	crash	crash	NOUN
ajbmeb-345	185	31	,	,	PUNCT
ajbmeb-345	185	32	particularly	particularly	ADV
ajbmeb-345	185	33	in	in	ADP
ajbmeb-345	185	34	oil	oil	NOUN
ajbmeb-345	185	35	-	-	PUNCT
ajbmeb-345	185	36	dependent	dependent	ADJ
ajbmeb-345	185	37	economies	economy	NOUN
ajbmeb-345	185	38	.	.	PUNCT
ajbmeb-345	186	1	the	the	DET
ajbmeb-345	186	2	gcc	gcc	NOUN
ajbmeb-345	186	3	countries	country	NOUN
ajbmeb-345	186	4	have	have	AUX
ajbmeb-345	186	5	suffered	suffer	VERB
ajbmeb-345	186	6	their	their	PRON
ajbmeb-345	186	7	worst	bad	ADJ
ajbmeb-345	186	8	capital	capital	NOUN
ajbmeb-345	186	9	market	market	NOUN
ajbmeb-345	186	10	losses	loss	NOUN
ajbmeb-345	186	11	in	in	ADP
ajbmeb-345	186	12	decades	decade	NOUN
ajbmeb-345	186	13	,	,	PUNCT
ajbmeb-345	186	14	with	with	ADP
ajbmeb-345	186	15	the	the	DET
ajbmeb-345	186	16	united	united	PROPN
ajbmeb-345	186	17	arab	arab	PROPN
ajbmeb-345	186	18	emirates	emirates	PROPN
ajbmeb-345	186	19	bearing	bear	VERB
ajbmeb-345	186	20	the	the	DET
ajbmeb-345	186	21	brunt	brunt	NOUN
ajbmeb-345	186	22	of	of	ADP
ajbmeb-345	186	23	the	the	DET
ajbmeb-345	186	24	burden	burden	NOUN
ajbmeb-345	186	25	.	.	PUNCT
ajbmeb-345	187	1	non	non	ADJ
ajbmeb-345	187	2	-	-	ADJ
ajbmeb-345	187	3	gcc	gcc	ADJ
ajbmeb-345	187	4	nations	nation	NOUN
ajbmeb-345	187	5	like	like	ADP
ajbmeb-345	187	6	egypt	egypt	PROPN
ajbmeb-345	187	7	,	,	PUNCT
ajbmeb-345	187	8	morocco	morocco	PROPN
ajbmeb-345	187	9	,	,	PUNCT
ajbmeb-345	187	10	and	and	CCONJ
ajbmeb-345	187	11	tunisia	tunisia	NOUN
ajbmeb-345	187	12	are	be	AUX
ajbmeb-345	187	13	also	also	ADV
ajbmeb-345	187	14	in	in	ADP
ajbmeb-345	187	15	a	a	DET
ajbmeb-345	187	16	dangerous	dangerous	ADJ
ajbmeb-345	187	17	position	position	NOUN
ajbmeb-345	187	18	.	.	PUNCT
ajbmeb-345	188	1	interruptions	interruption	NOUN
ajbmeb-345	188	2	to	to	ADP
ajbmeb-345	188	3	vital	vital	ADJ
ajbmeb-345	188	4	economic	economic	ADJ
ajbmeb-345	188	5	activity	activity	NOUN
ajbmeb-345	188	6	,	,	PUNCT
ajbmeb-345	188	7	such	such	ADJ
ajbmeb-345	188	8	as	as	ADP
ajbmeb-345	188	9	a	a	DET
ajbmeb-345	188	10	drop	drop	NOUN
ajbmeb-345	188	11	in	in	ADP
ajbmeb-345	188	12	investment	investment	NOUN
ajbmeb-345	188	13	,	,	PUNCT
ajbmeb-345	188	14	tourism	tourism	NOUN
ajbmeb-345	188	15	,	,	PUNCT
ajbmeb-345	188	16	and	and	CCONJ
ajbmeb-345	188	17	remittance	remittance	NOUN
ajbmeb-345	188	18	inflows	inflow	NOUN
ajbmeb-345	188	19	,	,	PUNCT
ajbmeb-345	188	20	as	as	ADV
ajbmeb-345	188	21	well	well	ADV
ajbmeb-345	188	22	as	as	ADP
ajbmeb-345	188	23	limited	limit	VERB
ajbmeb-345	188	24	future	future	ADJ
ajbmeb-345	188	25	development	development	NOUN
ajbmeb-345	188	26	expectations	expectation	NOUN
ajbmeb-345	188	27	,	,	PUNCT
ajbmeb-345	188	28	have	have	AUX
ajbmeb-345	188	29	resulted	result	VERB
ajbmeb-345	188	30	in	in	ADP
ajbmeb-345	188	31	an	an	DET
ajbmeb-345	188	32	equally	equally	ADV
ajbmeb-345	188	33	harsh	harsh	ADJ
ajbmeb-345	188	34	stock	stock	NOUN
ajbmeb-345	188	35	market	market	NOUN
ajbmeb-345	188	36	shock	shock	NOUN
ajbmeb-345	188	37	in	in	ADP
ajbmeb-345	188	38	these	these	DET
ajbmeb-345	188	39	countries	country	NOUN
ajbmeb-345	188	40	.	.	PUNCT
ajbmeb-345	189	1	5	5	NUM
ajbmeb-345	189	2	the	the	DET
ajbmeb-345	189	3	efforts	effort	NOUN
ajbmeb-345	189	4	of	of	ADP
ajbmeb-345	189	5	the	the	DET
ajbmeb-345	189	6	global	global	ADJ
ajbmeb-345	189	7	central	central	PROPN
ajbmeb-345	189	8	bank	bank	PROPN
ajbmeb-345	189	9	many	many	ADJ
ajbmeb-345	189	10	global	global	ADJ
ajbmeb-345	189	11	central	central	ADJ
ajbmeb-345	189	12	banks	bank	NOUN
ajbmeb-345	189	13	have	have	AUX
ajbmeb-345	189	14	reduced	reduce	VERB
ajbmeb-345	189	15	cash	cash	NOUN
ajbmeb-345	189	16	interest	interest	NOUN
ajbmeb-345	189	17	rates	rate	NOUN
ajbmeb-345	189	18	to	to	PART
ajbmeb-345	189	19	maintain	maintain	VERB
ajbmeb-345	189	20	aggregate	aggregate	ADJ
ajbmeb-345	189	21	demand	demand	NOUN
ajbmeb-345	189	22	,	,	PUNCT
ajbmeb-345	189	23	including	include	VERB
ajbmeb-345	189	24	the	the	DET
ajbmeb-345	189	25	federal	federal	PROPN
ajbmeb-345	189	26	reserve	reserve	PROPN
ajbmeb-345	189	27	board	board	PROPN
ajbmeb-345	189	28	of	of	ADP
ajbmeb-345	189	29	the	the	DET
ajbmeb-345	189	30	united	united	PROPN
ajbmeb-345	189	31	states	states	PROPN
ajbmeb-345	189	32	and	and	CCONJ
ajbmeb-345	189	33	the	the	DET
ajbmeb-345	189	34	central	central	ADJ
ajbmeb-345	189	35	bank	bank	PROPN
ajbmeb-345	189	36	of	of	ADP
ajbmeb-345	189	37	canada	canada	PROPN
ajbmeb-345	189	38	,	,	PUNCT
ajbmeb-345	189	39	which	which	PRON
ajbmeb-345	189	40	reduced	reduce	VERB
ajbmeb-345	189	41	the	the	DET
ajbmeb-345	189	42	cash	cash	NOUN
ajbmeb-345	189	43	exchange	exchange	NOUN
ajbmeb-345	189	44	rate	rate	NOUN
ajbmeb-345	189	45	by	by	ADP
ajbmeb-345	189	46	half	half	DET
ajbmeb-345	189	47	a	a	DET
ajbmeb-345	189	48	percentage	percentage	NOUN
ajbmeb-345	189	49	point	point	NOUN
ajbmeb-345	189	50	on	on	ADP
ajbmeb-345	189	51	march	march	PROPN
ajbmeb-345	189	52	3	3	NUM
ajbmeb-345	189	53	,	,	PUNCT
ajbmeb-345	189	54	2020	2020	NUM
ajbmeb-345	189	55	,	,	PUNCT
ajbmeb-345	189	56	and	and	CCONJ
ajbmeb-345	189	57	the	the	DET
ajbmeb-345	189	58	bank	bank	NOUN
ajbmeb-345	189	59	of	of	ADP
ajbmeb-345	189	60	american	american	PROPN
ajbmeb-345	189	61	journal	journal	PROPN
ajbmeb-345	189	62	of	of	ADP
ajbmeb-345	189	63	business	business	NOUN
ajbmeb-345	189	64	management	management	NOUN
ajbmeb-345	189	65	,	,	PUNCT
ajbmeb-345	189	66	economics	economic	NOUN
ajbmeb-345	189	67	and	and	CCONJ
ajbmeb-345	189	68	banking	banking	NOUN
ajbmeb-345	189	69	volume	volume	NOUN
ajbmeb-345	189	70	8	8	NUM
ajbmeb-345	189	71	,	,	PUNCT
ajbmeb-345	189	72	jan	jan	PROPN
ajbmeb-345	189	73	.	.	PROPN
ajbmeb-345	189	74	,	,	PUNCT
ajbmeb-345	189	75	2023	2023	NUM
ajbmeb-345	189	76	p	p	NOUN
ajbmeb-345	189	77	a	a	DET
ajbmeb-345	189	78	g	g	NOUN
ajbmeb-345	189	79	e	e	NOUN
ajbmeb-345	189	80	|	|	ADV
ajbmeb-345	189	81	72	72	NUM
ajbmeb-345	189	82	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-345	189	83	england	england	NOUN
ajbmeb-345	189	84	in	in	ADP
ajbmeb-345	189	85	response	response	NOUN
ajbmeb-345	189	86	to	to	ADP
ajbmeb-345	189	87	the	the	DET
ajbmeb-345	189	88	virus	virus	NOUN
ajbmeb-345	189	89	's	's	PART
ajbmeb-345	189	90	growing	grow	VERB
ajbmeb-345	189	91	risk	risk	NOUN
ajbmeb-345	189	92	of	of	ADP
ajbmeb-345	189	93	money	money	NOUN
ajbmeb-345	189	94	.	.	PUNCT
ajbmeb-345	190	1	in	in	ADP
ajbmeb-345	190	2	the	the	DET
ajbmeb-345	190	3	same	same	ADJ
ajbmeb-345	190	4	spirit	spirit	NOUN
ajbmeb-345	190	5	,	,	PUNCT
ajbmeb-345	190	6	the	the	DET
ajbmeb-345	190	7	central	central	ADJ
ajbmeb-345	190	8	bank	bank	PROPN
ajbmeb-345	190	9	of	of	ADP
ajbmeb-345	190	10	canada	canada	PROPN
ajbmeb-345	190	11	announced	announce	VERB
ajbmeb-345	190	12	a	a	DET
ajbmeb-345	190	13	0.5	0.5	NUM
ajbmeb-345	190	14	percentage	percentage	NOUN
ajbmeb-345	190	15	point	point	NOUN
ajbmeb-345	190	16	cash	cash	NOUN
ajbmeb-345	190	17	rate	rate	NOUN
ajbmeb-345	190	18	drop	drop	NOUN
ajbmeb-345	190	19	to	to	PART
ajbmeb-345	190	20	strengthen	strengthen	VERB
ajbmeb-345	190	21	canada	canada	PROPN
ajbmeb-345	190	22	's	's	PART
ajbmeb-345	190	23	economic	economic	ADJ
ajbmeb-345	190	24	immunity	immunity	NOUN
ajbmeb-345	190	25	to	to	PART
ajbmeb-345	190	26	cov	cov	VERB
ajbmeb-345	190	27	just	just	ADV
ajbmeb-345	190	28	one	one	NUM
ajbmeb-345	190	29	day	day	NOUN
ajbmeb-345	190	30	after	after	SCONJ
ajbmeb-345	190	31	the	the	DET
ajbmeb-345	190	32	federal	federal	PROPN
ajbmeb-345	190	33	reserve	reserve	PROPN
ajbmeb-345	190	34	of	of	ADP
ajbmeb-345	190	35	the	the	DET
ajbmeb-345	190	36	united	united	PROPN
ajbmeb-345	190	37	states	states	PROPN
ajbmeb-345	190	38	lowered	lower	VERB
ajbmeb-345	190	39	its	its	PRON
ajbmeb-345	190	40	interest	interest	NOUN
ajbmeb-345	190	41	rate	rate	NOUN
ajbmeb-345	190	42	.	.	PUNCT
ajbmeb-345	191	1	in	in	ADP
ajbmeb-345	191	2	addition	addition	NOUN
ajbmeb-345	191	3	,	,	PUNCT
ajbmeb-345	191	4	the	the	DET
ajbmeb-345	191	5	people	people	NOUN
ajbmeb-345	191	6	's	's	PART
ajbmeb-345	191	7	bank	bank	PROPN
ajbmeb-345	191	8	of	of	ADP
ajbmeb-345	191	9	china	china	PROPN
ajbmeb-345	191	10	announced	announce	VERB
ajbmeb-345	191	11	a	a	DET
ajbmeb-345	191	12	stimulus	stimulus	ADJ
ajbmeb-345	191	13	package	package	NOUN
ajbmeb-345	191	14	for	for	ADP
ajbmeb-345	191	15	commercial	commercial	ADJ
ajbmeb-345	191	16	banks	bank	NOUN
ajbmeb-345	191	17	by	by	ADP
ajbmeb-345	191	18	5.0	5.0	NUM
ajbmeb-345	191	19	to	to	PART
ajbmeb-345	191	20	1	1	NUM
ajbmeb-345	191	21	percentage	percentage	NOUN
ajbmeb-345	191	22	points	point	NOUN
ajbmeb-345	191	23	,	,	PUNCT
ajbmeb-345	191	24	allowing	allow	VERB
ajbmeb-345	191	25	the	the	DET
ajbmeb-345	191	26	equivalent	equivalent	NOUN
ajbmeb-345	191	27	of	of	ADP
ajbmeb-345	191	28	$	$	SYM
ajbmeb-345	191	29	79	79	NUM
ajbmeb-345	191	30	billion	billion	NUM
ajbmeb-345	191	31	to	to	PART
ajbmeb-345	191	32	stimulate	stimulate	VERB
ajbmeb-345	191	33	the	the	DET
ajbmeb-345	191	34	national	national	ADJ
ajbmeb-345	191	35	economy	economy	NOUN
ajbmeb-345	191	36	.	.	PUNCT
ajbmeb-345	192	1	while	while	SCONJ
ajbmeb-345	192	2	the	the	DET
ajbmeb-345	192	3	majority	majority	NOUN
ajbmeb-345	192	4	of	of	ADP
ajbmeb-345	192	5	global	global	ADJ
ajbmeb-345	192	6	central	central	ADJ
ajbmeb-345	192	7	banks	bank	NOUN
ajbmeb-345	192	8	have	have	AUX
ajbmeb-345	192	9	announced	announce	VERB
ajbmeb-345	192	10	interest	interest	NOUN
ajbmeb-345	192	11	rate	rate	NOUN
ajbmeb-345	192	12	cuts	cut	NOUN
ajbmeb-345	192	13	,	,	PUNCT
ajbmeb-345	192	14	the	the	DET
ajbmeb-345	192	15	ecb	ecb	NOUN
ajbmeb-345	192	16	has	have	AUX
ajbmeb-345	192	17	been	be	AUX
ajbmeb-345	192	18	hesitant	hesitant	ADJ
ajbmeb-345	192	19	to	to	PART
ajbmeb-345	192	20	respond	respond	VERB
ajbmeb-345	192	21	to	to	ADP
ajbmeb-345	192	22	the	the	DET
ajbmeb-345	192	23	cov	cov	PROPN
ajbmeb-345	192	24	outbreak	outbreak	NOUN
ajbmeb-345	192	25	with	with	ADP
ajbmeb-345	192	26	the	the	DET
ajbmeb-345	192	27	same	same	ADJ
ajbmeb-345	192	28	approach	approach	NOUN
ajbmeb-345	192	29	as	as	ADP
ajbmeb-345	192	30	the	the	DET
ajbmeb-345	192	31	federal	federal	PROPN
ajbmeb-345	192	32	reserve	reserve	PROPN
ajbmeb-345	192	33	,	,	PUNCT
ajbmeb-345	192	34	keeping	keep	VERB
ajbmeb-345	192	35	interest	interest	NOUN
ajbmeb-345	192	36	rates	rate	NOUN
ajbmeb-345	192	37	unchanged	unchanged	ADJ
ajbmeb-345	192	38	at	at	ADP
ajbmeb-345	192	39	negative	negative	ADJ
ajbmeb-345	192	40	0.5	0.5	NUM
ajbmeb-345	192	41	per	per	NOUN
ajbmeb-345	192	42	cent	cent	NOUN
ajbmeb-345	192	43	while	while	SCONJ
ajbmeb-345	192	44	the	the	DET
ajbmeb-345	192	45	buyback	buyback	NOUN
ajbmeb-345	192	46	rate	rate	NOUN
ajbmeb-345	192	47	has	have	AUX
ajbmeb-345	192	48	reached	reach	VERB
ajbmeb-345	192	49	zero	zero	NUM
ajbmeb-345	192	50	by	by	ADP
ajbmeb-345	192	51	relying	rely	VERB
ajbmeb-345	192	52	on	on	ADP
ajbmeb-345	192	53	quantitative	quantitative	ADJ
ajbmeb-345	192	54	easing	easing	NOUN
ajbmeb-345	192	55	while	while	SCONJ
ajbmeb-345	192	56	keeping	keep	VERB
ajbmeb-345	192	57	interest	interest	NOUN
ajbmeb-345	192	58	rates	rate	NOUN
ajbmeb-345	192	59	unchanged	unchanged	ADJ
ajbmeb-345	192	60	by	by	ADP
ajbmeb-345	192	61	pumping	pump	VERB
ajbmeb-345	192	62	money	money	NOUN
ajbmeb-345	192	63	through	through	ADP
ajbmeb-345	192	64	buy	buy	NOUN
ajbmeb-345	192	65	-	-	PUNCT
ajbmeb-345	192	66	back	back	NOUN
ajbmeb-345	192	67	expansion	expansion	NOUN
ajbmeb-345	192	68	.	.	PUNCT
ajbmeb-345	193	1	government	government	NOUN
ajbmeb-345	193	2	bonds	bond	NOUN
ajbmeb-345	193	3	and	and	CCONJ
ajbmeb-345	193	4	the	the	DET
ajbmeb-345	193	5	purchase	purchase	NOUN
ajbmeb-345	193	6	of	of	ADP
ajbmeb-345	193	7	€	€	SYM
ajbmeb-345	193	8	120	120	NUM
ajbmeb-345	193	9	billion	billion	NUM
ajbmeb-345	193	10	in	in	ADP
ajbmeb-345	193	11	private	private	ADJ
ajbmeb-345	193	12	sector	sector	NOUN
ajbmeb-345	193	13	bonds	bond	NOUN
ajbmeb-345	193	14	by	by	ADP
ajbmeb-345	193	15	the	the	DET
ajbmeb-345	193	16	end	end	NOUN
ajbmeb-345	193	17	of	of	ADP
ajbmeb-345	193	18	2020	2020	NUM
ajbmeb-345	193	19	have	have	AUX
ajbmeb-345	193	20	increased	increase	VERB
ajbmeb-345	193	21	european	european	ADJ
ajbmeb-345	193	22	banks	bank	NOUN
ajbmeb-345	193	23	'	'	PART
ajbmeb-345	193	24	liquidity	liquidity	NOUN
ajbmeb-345	193	25	.	.	PUNCT
ajbmeb-345	194	1	furthermore	furthermore	ADV
ajbmeb-345	194	2	,	,	PUNCT
ajbmeb-345	194	3	the	the	DET
ajbmeb-345	194	4	ecb	ecb	NOUN
ajbmeb-345	194	5	has	have	AUX
ajbmeb-345	194	6	extended	extend	VERB
ajbmeb-345	194	7	a	a	DET
ajbmeb-345	194	8	package	package	NOUN
ajbmeb-345	194	9	of	of	ADP
ajbmeb-345	194	10	loan	loan	NOUN
ajbmeb-345	194	11	facilities	facility	NOUN
ajbmeb-345	194	12	to	to	ADP
ajbmeb-345	194	13	european	european	ADJ
ajbmeb-345	194	14	banks	bank	NOUN
ajbmeb-345	194	15	while	while	SCONJ
ajbmeb-345	194	16	encouraging	encourage	VERB
ajbmeb-345	194	17	smes	sme	NOUN
ajbmeb-345	194	18	to	to	PART
ajbmeb-345	194	19	borrow	borrow	VERB
ajbmeb-345	194	20	at	at	ADP
ajbmeb-345	194	21	interest	interest	NOUN
ajbmeb-345	194	22	-	-	PUNCT
ajbmeb-345	194	23	low	low	ADJ
ajbmeb-345	194	24	rates	rate	NOUN
ajbmeb-345	194	25	.	.	PUNCT
ajbmeb-345	195	1	on	on	ADP
ajbmeb-345	195	2	march	march	PROPN
ajbmeb-345	195	3	18	18	NUM
ajbmeb-345	195	4	,	,	PUNCT
ajbmeb-345	195	5	2020	2020	NUM
ajbmeb-345	195	6	,	,	PUNCT
ajbmeb-345	195	7	the	the	DET
ajbmeb-345	195	8	bank	bank	NOUN
ajbmeb-345	195	9	additionally	additionally	ADV
ajbmeb-345	195	10	strengthened	strengthen	VERB
ajbmeb-345	195	11	a	a	DET
ajbmeb-345	195	12	credit	credit	NOUN
ajbmeb-345	195	13	facility	facility	NOUN
ajbmeb-345	195	14	in	in	ADP
ajbmeb-345	195	15	response	response	NOUN
ajbmeb-345	195	16	to	to	ADP
ajbmeb-345	195	17	the	the	DET
ajbmeb-345	195	18	corona	corona	NOUN
ajbmeb-345	195	19	virus	virus	NOUN
ajbmeb-345	195	20	by	by	ADP
ajbmeb-345	195	21	giving	give	VERB
ajbmeb-345	195	22	750	750	NUM
ajbmeb-345	195	23	billion	billion	NUM
ajbmeb-345	195	24	euros	euro	NOUN
ajbmeb-345	195	25	through	through	ADP
ajbmeb-345	195	26	an	an	DET
ajbmeb-345	195	27	emergency	emergency	NOUN
ajbmeb-345	195	28	financing	financing	NOUN
ajbmeb-345	195	29	program	program	NOUN
ajbmeb-345	195	30	set	set	VERB
ajbmeb-345	195	31	up	up	ADP
ajbmeb-345	195	32	for	for	ADP
ajbmeb-345	195	33	this	this	DET
ajbmeb-345	195	34	reason	reason	NOUN
ajbmeb-345	195	35	“	"	PUNCT
ajbmeb-345	195	36	programme	programme	NOUN
ajbmeb-345	195	37	purchase	purchase	NOUN
ajbmeb-345	195	38	emergency	emergency	NOUN
ajbmeb-345	195	39	pandemic	pandemic	NOUN
ajbmeb-345	195	40	”	"	PUNCT
ajbmeb-345	195	41	(	(	PUNCT
ajbmeb-345	195	42	pepp	pepp	PROPN
ajbmeb-345	195	43	)	)	PUNCT
ajbmeb-345	195	44	(	(	PUNCT
ajbmeb-345	195	45	european	european	PROPN
ajbmeb-345	195	46	central	central	PROPN
ajbmeb-345	195	47	bank	bank	PROPN
ajbmeb-345	195	48	,	,	PUNCT
ajbmeb-345	195	49	2020	2020	NUM
ajbmeb-345	195	50	)	)	PUNCT
ajbmeb-345	195	51	.	.	PUNCT
ajbmeb-345	196	1	later	later	ADV
ajbmeb-345	196	2	,	,	PUNCT
ajbmeb-345	196	3	the	the	DET
ajbmeb-345	196	4	us	us	PROPN
ajbmeb-345	196	5	federal	federal	PROPN
ajbmeb-345	196	6	reserve	reserve	PROPN
ajbmeb-345	196	7	noted	note	VERB
ajbmeb-345	196	8	the	the	DET
ajbmeb-345	196	9	need	need	NOUN
ajbmeb-345	196	10	to	to	PART
ajbmeb-345	196	11	strengthen	strengthen	VERB
ajbmeb-345	196	12	its	its	PRON
ajbmeb-345	196	13	response	response	NOUN
ajbmeb-345	196	14	to	to	ADP
ajbmeb-345	196	15	the	the	DET
ajbmeb-345	196	16	virus	virus	NOUN
ajbmeb-345	196	17	by	by	ADP
ajbmeb-345	196	18	lowering	lower	VERB
ajbmeb-345	196	19	interest	interest	NOUN
ajbmeb-345	196	20	rates	rate	NOUN
ajbmeb-345	196	21	by	by	ADP
ajbmeb-345	196	22	half	half	DET
ajbmeb-345	196	23	a	a	DET
ajbmeb-345	196	24	percentage	percentage	NOUN
ajbmeb-345	196	25	point	point	NOUN
ajbmeb-345	196	26	and	and	CCONJ
ajbmeb-345	196	27	launching	launch	VERB
ajbmeb-345	196	28	a	a	DET
ajbmeb-345	196	29	$	$	SYM
ajbmeb-345	196	30	700	700	NUM
ajbmeb-345	196	31	billion	billion	NUM
ajbmeb-345	196	32	quantitative	quantitative	ADJ
ajbmeb-345	196	33	easing	ease	VERB
ajbmeb-345	196	34	program	program	NOUN
ajbmeb-345	196	35	that	that	PRON
ajbmeb-345	196	36	included	include	VERB
ajbmeb-345	196	37	the	the	DET
ajbmeb-345	196	38	purchase	purchase	NOUN
ajbmeb-345	196	39	of	of	ADP
ajbmeb-345	196	40	$	$	SYM
ajbmeb-345	196	41	500	500	NUM
ajbmeb-345	196	42	billion	billion	NUM
ajbmeb-345	196	43	in	in	ADP
ajbmeb-345	196	44	us	us	PROPN
ajbmeb-345	196	45	treasury	treasury	NOUN
ajbmeb-345	196	46	bonds	bond	NOUN
ajbmeb-345	196	47	as	as	ADV
ajbmeb-345	196	48	well	well	ADV
ajbmeb-345	196	49	as	as	ADP
ajbmeb-345	196	50	securities	security	NOUN
ajbmeb-345	196	51	as	as	ADP
ajbmeb-345	196	52	collateral	collateral	NOUN
ajbmeb-345	196	53	for	for	ADP
ajbmeb-345	196	54	mortgages	mortgage	NOUN
ajbmeb-345	196	55	worth	worth	ADJ
ajbmeb-345	196	56	$	$	SYM
ajbmeb-345	196	57	200	200	NUM
ajbmeb-345	196	58	billion	billion	NUM
ajbmeb-345	196	59	.	.	PUNCT
ajbmeb-345	197	1	(	(	PUNCT
ajbmeb-345	197	2	federal	federal	PROPN
ajbmeb-345	197	3	reserve	reserve	NOUN
ajbmeb-345	197	4	system	system	NOUN
ajbmeb-345	197	5	2020	2020	NUM
ajbmeb-345	197	6	)	)	PUNCT
ajbmeb-345	197	7	.	.	PUNCT
ajbmeb-345	198	1	6	6	NUM
ajbmeb-345	198	2	banking	banking	NOUN
ajbmeb-345	198	3	and	and	CCONJ
ajbmeb-345	198	4	monetary	monetary	ADJ
ajbmeb-345	198	5	sector	sector	NOUN
ajbmeb-345	198	6	the	the	DET
ajbmeb-345	198	7	mechanisms	mechanism	NOUN
ajbmeb-345	198	8	for	for	ADP
ajbmeb-345	198	9	transferring	transfer	VERB
ajbmeb-345	198	10	monetary	monetary	ADJ
ajbmeb-345	198	11	policy	policy	NOUN
ajbmeb-345	198	12	to	to	ADP
ajbmeb-345	198	13	the	the	DET
ajbmeb-345	198	14	real	real	ADJ
ajbmeb-345	198	15	economy	economy	NOUN
ajbmeb-345	198	16	are	be	AUX
ajbmeb-345	198	17	disclosed	disclose	VERB
ajbmeb-345	198	18	when	when	SCONJ
ajbmeb-345	198	19	the	the	DET
ajbmeb-345	198	20	central	central	ADJ
ajbmeb-345	198	21	bank	bank	NOUN
ajbmeb-345	198	22	publishes	publish	VERB
ajbmeb-345	198	23	its	its	PRON
ajbmeb-345	198	24	quantitative	quantitative	ADJ
ajbmeb-345	198	25	monetary	monetary	ADJ
ajbmeb-345	198	26	policy	policy	NOUN
ajbmeb-345	198	27	indicators	indicator	NOUN
ajbmeb-345	198	28	(	(	PUNCT
ajbmeb-345	198	29	interest	interest	NOUN
ajbmeb-345	198	30	rates	rate	NOUN
ajbmeb-345	198	31	,	,	PUNCT
ajbmeb-345	198	32	domestic	domestic	ADJ
ajbmeb-345	198	33	credit	credit	NOUN
ajbmeb-345	198	34	,	,	PUNCT
ajbmeb-345	198	35	and	and	CCONJ
ajbmeb-345	198	36	asset	asset	NOUN
ajbmeb-345	198	37	prices	price	NOUN
ajbmeb-345	198	38	)	)	PUNCT
ajbmeb-345	198	39	are	be	AUX
ajbmeb-345	198	40	launched	launch	VERB
ajbmeb-345	198	41	,	,	PUNCT
ajbmeb-345	198	42	this	this	PRON
ajbmeb-345	198	43	has	have	VERB
ajbmeb-345	198	44	an	an	DET
ajbmeb-345	198	45	effect	effect	NOUN
ajbmeb-345	198	46	on	on	ADP
ajbmeb-345	198	47	the	the	DET
ajbmeb-345	198	48	growth	growth	NOUN
ajbmeb-345	198	49	of	of	ADP
ajbmeb-345	198	50	the	the	DET
ajbmeb-345	198	51	economy	economy	NOUN
ajbmeb-345	198	52	and	and	CCONJ
ajbmeb-345	198	53	the	the	DET
ajbmeb-345	198	54	rate	rate	NOUN
ajbmeb-345	198	55	of	of	ADP
ajbmeb-345	198	56	inflation	inflation	NOUN
ajbmeb-345	198	57	.	.	PUNCT
ajbmeb-345	199	1	in	in	ADP
ajbmeb-345	199	2	this	this	DET
ajbmeb-345	199	3	regard	regard	NOUN
ajbmeb-345	199	4	,	,	PUNCT
ajbmeb-345	199	5	in	in	ADP
ajbmeb-345	199	6	reaction	reaction	NOUN
ajbmeb-345	199	7	to	to	ADP
ajbmeb-345	199	8	virus	virus	NOUN
ajbmeb-345	199	9	corona	corona	PROPN
ajbmeb-345	199	10	,	,	PUNCT
ajbmeb-345	199	11	the	the	DET
ajbmeb-345	199	12	majority	majority	NOUN
ajbmeb-345	199	13	of	of	ADP
ajbmeb-345	199	14	governments	government	NOUN
ajbmeb-345	199	15	throughout	throughout	ADP
ajbmeb-345	199	16	the	the	DET
ajbmeb-345	199	17	globe	globe	NOUN
ajbmeb-345	199	18	have	have	AUX
ajbmeb-345	199	19	utilized	utilize	VERB
ajbmeb-345	199	20	monetary	monetary	ADJ
ajbmeb-345	199	21	policy	policy	NOUN
ajbmeb-345	199	22	instruments	instrument	NOUN
ajbmeb-345	199	23	,	,	PUNCT
ajbmeb-345	199	24	others	other	NOUN
ajbmeb-345	199	25	have	have	AUX
ajbmeb-345	199	26	used	use	VERB
ajbmeb-345	199	27	the	the	DET
ajbmeb-345	199	28	legal	legal	ADJ
ajbmeb-345	199	29	monetary	monetary	ADJ
ajbmeb-345	199	30	reserve	reserve	NOUN
ajbmeb-345	199	31	ratio	ratio	NOUN
ajbmeb-345	199	32	to	to	PART
ajbmeb-345	199	33	increase	increase	VERB
ajbmeb-345	199	34	merchant	merchant	NOUN
ajbmeb-345	199	35	banks	bank	NOUN
ajbmeb-345	199	36	'	'	PART
ajbmeb-345	199	37	capacity	capacity	NOUN
ajbmeb-345	199	38	to	to	PART
ajbmeb-345	199	39	make	make	VERB
ajbmeb-345	199	40	cash	cash	NOUN
ajbmeb-345	199	41	awards	award	NOUN
ajbmeb-345	199	42	,	,	PUNCT
ajbmeb-345	199	43	while	while	SCONJ
ajbmeb-345	199	44	some	some	PRON
ajbmeb-345	199	45	have	have	AUX
ajbmeb-345	199	46	employed	employ	VERB
ajbmeb-345	199	47	interest	interest	NOUN
ajbmeb-345	199	48	rates	rate	NOUN
ajbmeb-345	199	49	and	and	CCONJ
ajbmeb-345	199	50	the	the	DET
ajbmeb-345	199	51	management	management	NOUN
ajbmeb-345	199	52	of	of	ADP
ajbmeb-345	199	53	open	open	ADJ
ajbmeb-345	199	54	market	market	NOUN
ajbmeb-345	199	55	operations	operation	NOUN
ajbmeb-345	199	56	.	.	PUNCT
ajbmeb-345	200	1	as	as	ADP
ajbmeb-345	200	2	a	a	DET
ajbmeb-345	200	3	result	result	NOUN
ajbmeb-345	200	4	,	,	PUNCT
ajbmeb-345	200	5	the	the	DET
ajbmeb-345	200	6	majority	majority	NOUN
ajbmeb-345	200	7	of	of	ADP
ajbmeb-345	200	8	concentration	concentration	NOUN
ajbmeb-345	200	9	banks	bank	NOUN
ajbmeb-345	200	10	and	and	CCONJ
ajbmeb-345	200	11	arab	arab	ADJ
ajbmeb-345	200	12	monetary	monetary	ADJ
ajbmeb-345	200	13	institutions	institution	NOUN
ajbmeb-345	200	14	cut	cut	VERB
ajbmeb-345	200	15	interest	interest	NOUN
ajbmeb-345	200	16	rates	rate	NOUN
ajbmeb-345	200	17	at	at	ADP
ajbmeb-345	200	18	the	the	DET
ajbmeb-345	200	19	same	same	ADJ
ajbmeb-345	200	20	time	time	NOUN
ajbmeb-345	200	21	,	,	PUNCT
ajbmeb-345	200	22	in	in	ADP
ajbmeb-345	200	23	similar	similar	ADJ
ajbmeb-345	200	24	amounts	amount	NOUN
ajbmeb-345	200	25	,	,	PUNCT
ajbmeb-345	200	26	in	in	ADP
ajbmeb-345	200	27	march	march	PROPN
ajbmeb-345	200	28	2020	2020	NUM
ajbmeb-345	200	29	.	.	PUNCT
ajbmeb-345	201	1	this	this	PRON
ajbmeb-345	201	2	helped	help	VERB
ajbmeb-345	201	3	to	to	PART
ajbmeb-345	201	4	increase	increase	VERB
ajbmeb-345	201	5	liquidity	liquidity	NOUN
ajbmeb-345	201	6	levels	level	NOUN
ajbmeb-345	201	7	,	,	PUNCT
ajbmeb-345	201	8	which	which	PRON
ajbmeb-345	201	9	had	have	AUX
ajbmeb-345	201	10	been	be	AUX
ajbmeb-345	201	11	negatively	negatively	ADV
ajbmeb-345	201	12	impacted	impact	VERB
ajbmeb-345	201	13	in	in	ADP
ajbmeb-345	201	14	2019	2019	NUM
ajbmeb-345	201	15	by	by	ADP
ajbmeb-345	201	16	the	the	DET
ajbmeb-345	201	17	slowing	slowing	NOUN
ajbmeb-345	201	18	of	of	ADP
ajbmeb-345	201	19	economic	economic	ADJ
ajbmeb-345	201	20	activity	activity	NOUN
ajbmeb-345	201	21	in	in	ADP
ajbmeb-345	201	22	several	several	ADJ
ajbmeb-345	201	23	arab	arab	ADJ
ajbmeb-345	201	24	countries	country	NOUN
ajbmeb-345	201	25	.	.	PUNCT
ajbmeb-345	202	1	in	in	ADP
ajbmeb-345	202	2	contrast	contrast	NOUN
ajbmeb-345	202	3	,	,	PUNCT
ajbmeb-345	202	4	arab	arab	ADJ
ajbmeb-345	202	5	countries	country	NOUN
ajbmeb-345	202	6	have	have	AUX
ajbmeb-345	202	7	implemented	implement	VERB
ajbmeb-345	202	8	a	a	DET
ajbmeb-345	202	9	monetary	monetary	ADJ
ajbmeb-345	202	10	strategy	strategy	NOUN
ajbmeb-345	202	11	of	of	ADP
ajbmeb-345	202	12	saving	save	VERB
ajbmeb-345	202	13	to	to	PART
ajbmeb-345	202	14	boost	boost	VERB
ajbmeb-345	202	15	domestic	domestic	ADJ
ajbmeb-345	202	16	demand	demand	NOUN
ajbmeb-345	202	17	in	in	ADP
ajbmeb-345	202	18	the	the	DET
ajbmeb-345	202	19	economy	economy	NOUN
ajbmeb-345	202	20	and	and	CCONJ
ajbmeb-345	202	21	the	the	DET
ajbmeb-345	202	22	liquidity	liquidity	NOUN
ajbmeb-345	202	23	of	of	ADP
ajbmeb-345	202	24	the	the	DET
ajbmeb-345	202	25	banking	banking	NOUN
ajbmeb-345	202	26	system	system	NOUN
ajbmeb-345	202	27	,	,	PUNCT
ajbmeb-345	202	28	encouraging	encourage	VERB
ajbmeb-345	202	29	merchant	merchant	NOUN
ajbmeb-345	202	30	banks	bank	NOUN
ajbmeb-345	202	31	to	to	PART
ajbmeb-345	202	32	provide	provide	VERB
ajbmeb-345	202	33	funding	funding	NOUN
ajbmeb-345	202	34	for	for	ADP
ajbmeb-345	202	35	smalland	smalland	NOUN
ajbmeb-345	202	36	medium	medium	ADJ
ajbmeb-345	202	37	-	-	PUNCT
ajbmeb-345	202	38	sized	sized	ADJ
ajbmeb-345	202	39	health	health	NOUN
ajbmeb-345	202	40	care	care	NOUN
ajbmeb-345	202	41	projects	project	NOUN
ajbmeb-345	202	42	,	,	PUNCT
ajbmeb-345	202	43	as	as	ADV
ajbmeb-345	202	44	well	well	ADV
ajbmeb-345	202	45	as	as	ADP
ajbmeb-345	202	46	companies	company	NOUN
ajbmeb-345	202	47	participating	participate	VERB
ajbmeb-345	202	48	in	in	ADP
ajbmeb-345	202	49	industries	industry	NOUN
ajbmeb-345	202	50	impacted	impact	VERB
ajbmeb-345	202	51	by	by	ADP
ajbmeb-345	202	52	the	the	DET
ajbmeb-345	202	53	virus	virus	NOUN
ajbmeb-345	202	54	corona	corona	NOUN
ajbmeb-345	202	55	collapse	collapse	NOUN
ajbmeb-345	202	56	,	,	PUNCT
ajbmeb-345	202	57	like	like	ADP
ajbmeb-345	202	58	the	the	DET
ajbmeb-345	202	59	services	service	NOUN
ajbmeb-345	202	60	sector	sector	NOUN
ajbmeb-345	202	61	.	.	PUNCT
ajbmeb-345	203	1	central	central	ADJ
ajbmeb-345	203	2	banks	bank	NOUN
ajbmeb-345	203	3	and	and	CCONJ
ajbmeb-345	203	4	arab	arab	ADJ
ajbmeb-345	203	5	monetary	monetary	ADJ
ajbmeb-345	203	6	organizations	organization	NOUN
ajbmeb-345	203	7	have	have	AUX
ajbmeb-345	203	8	also	also	ADV
ajbmeb-345	203	9	moved	move	VERB
ajbmeb-345	203	10	ahead	ahead	ADV
ajbmeb-345	203	11	،	،	NOUN
ajbmeb-345	203	12	supplied	supply	VERB
ajbmeb-345	203	13	merchant	merchant	NOUN
ajbmeb-345	203	14	banks	bank	NOUN
ajbmeb-345	203	15	with	with	ADP
ajbmeb-345	203	16	a	a	DET
ajbmeb-345	203	17	package	package	NOUN
ajbmeb-345	203	18	of	of	ADP
ajbmeb-345	203	19	incentives	incentive	NOUN
ajbmeb-345	203	20	to	to	PART
ajbmeb-345	203	21	lessen	lessen	VERB
ajbmeb-345	203	22	the	the	DET
ajbmeb-345	203	23	impact	impact	NOUN
ajbmeb-345	203	24	of	of	ADP
ajbmeb-345	203	25	virus	virus	NOUN
ajbmeb-345	203	26	propagation	propagation	NOUN
ajbmeb-345	203	27	on	on	ADP
ajbmeb-345	203	28	their	their	PRON
ajbmeb-345	203	29	clients	client	NOUN
ajbmeb-345	203	30	,	,	PUNCT
ajbmeb-345	203	31	which	which	PRON
ajbmeb-345	203	32	will	will	AUX
ajbmeb-345	203	33	be	be	AUX
ajbmeb-345	203	34	detailed	detail	VERB
ajbmeb-345	203	35	in	in	ADP
ajbmeb-345	203	36	the	the	DET
ajbmeb-345	203	37	arab	arab	ADJ
ajbmeb-345	203	38	nations	nations	PROPN
ajbmeb-345	203	39	study	study	PROPN
ajbmeb-345	203	40	's	's	PART
ajbmeb-345	203	41	next	next	ADJ
ajbmeb-345	203	42	part	part	NOUN
ajbmeb-345	203	43	.	.	PUNCT
ajbmeb-345	204	1	the	the	DET
ajbmeb-345	204	2	influence	influence	NOUN
ajbmeb-345	204	3	of	of	ADP
ajbmeb-345	204	4	incentives	incentive	NOUN
ajbmeb-345	204	5	on	on	ADP
ajbmeb-345	204	6	the	the	DET
ajbmeb-345	204	7	financial	financial	ADJ
ajbmeb-345	204	8	safety	safety	NOUN
ajbmeb-345	204	9	indicators	indicator	NOUN
ajbmeb-345	204	10	of	of	ADP
ajbmeb-345	204	11	the	the	DET
ajbmeb-345	204	12	banking	banking	NOUN
ajbmeb-345	204	13	sector	sector	NOUN
ajbmeb-345	204	14	,	,	PUNCT
ajbmeb-345	204	15	as	as	SCONJ
ajbmeb-345	204	16	they	they	PRON
ajbmeb-345	204	17	relate	relate	VERB
ajbmeb-345	204	18	to	to	ADP
ajbmeb-345	204	19	the	the	DET
ajbmeb-345	204	20	quality	quality	NOUN
ajbmeb-345	204	21	of	of	ADP
ajbmeb-345	204	22	capital	capital	NOUN
ajbmeb-345	204	23	,	,	PUNCT
ajbmeb-345	204	24	the	the	DET
ajbmeb-345	204	25	quality	quality	NOUN
ajbmeb-345	204	26	of	of	ADP
ajbmeb-345	204	27	assets	asset	NOUN
ajbmeb-345	204	28	,	,	PUNCT
ajbmeb-345	204	29	and	and	CCONJ
ajbmeb-345	204	30	profitability	profitability	NOUN
ajbmeb-345	204	31	,	,	PUNCT
ajbmeb-345	204	32	as	as	ADV
ajbmeb-345	204	33	well	well	ADV
ajbmeb-345	204	34	as	as	ADP
ajbmeb-345	204	35	the	the	DET
ajbmeb-345	204	36	scale	scale	NOUN
ajbmeb-345	204	37	of	of	ADP
ajbmeb-345	204	38	the	the	DET
ajbmeb-345	204	39	hiccup	hiccup	NOUN
ajbmeb-345	204	40	in	in	ADP
ajbmeb-345	204	41	bank	bank	NOUN
ajbmeb-345	204	42	finance	finance	NOUN
ajbmeb-345	204	43	,	,	PUNCT
ajbmeb-345	204	44	must	must	AUX
ajbmeb-345	204	45	be	be	AUX
ajbmeb-345	204	46	considered	consider	VERB
ajbmeb-345	204	47	,	,	PUNCT
ajbmeb-345	204	48	american	american	ADJ
ajbmeb-345	204	49	journal	journal	PROPN
ajbmeb-345	204	50	of	of	ADP
ajbmeb-345	204	51	business	business	NOUN
ajbmeb-345	204	52	management	management	NOUN
ajbmeb-345	204	53	,	,	PUNCT
ajbmeb-345	204	54	economics	economic	NOUN
ajbmeb-345	204	55	and	and	CCONJ
ajbmeb-345	204	56	banking	banking	NOUN
ajbmeb-345	204	57	volume	volume	NOUN
ajbmeb-345	204	58	8	8	NUM
ajbmeb-345	204	59	,	,	PUNCT
ajbmeb-345	204	60	jan	jan	PROPN
ajbmeb-345	204	61	.	.	PROPN
ajbmeb-345	204	62	,	,	PUNCT
ajbmeb-345	204	63	2023	2023	NUM
ajbmeb-345	204	64	p	p	NOUN
ajbmeb-345	204	65	a	a	DET
ajbmeb-345	204	66	g	g	NOUN
ajbmeb-345	204	67	e	e	NOUN
ajbmeb-345	204	68	|	|	ADV
ajbmeb-345	204	69	73	73	NUM
ajbmeb-345	204	70	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	204	71	as	as	SCONJ
ajbmeb-345	204	72	shown	show	VERB
ajbmeb-345	204	73	by	by	ADP
ajbmeb-345	204	74	banks	bank	NOUN
ajbmeb-345	204	75	and	and	CCONJ
ajbmeb-345	204	76	varies	vary	VERB
ajbmeb-345	204	77	between	between	ADP
ajbmeb-345	204	78	banks	bank	NOUN
ajbmeb-345	204	79	with	with	ADP
ajbmeb-345	204	80	a	a	DET
ajbmeb-345	204	81	sovereign	sovereign	ADJ
ajbmeb-345	204	82	surplus	surplus	NOUN
ajbmeb-345	204	83	and	and	CCONJ
ajbmeb-345	204	84	banks	bank	NOUN
ajbmeb-345	204	85	with	with	ADP
ajbmeb-345	204	86	a	a	DET
ajbmeb-345	204	87	sovereign	sovereign	ADJ
ajbmeb-345	204	88	deficit	deficit	NOUN
ajbmeb-345	204	89	.	.	PUNCT
ajbmeb-345	205	1	in	in	ADP
ajbmeb-345	205	2	comparison	comparison	NOUN
ajbmeb-345	205	3	to	to	ADP
ajbmeb-345	205	4	those	those	PRON
ajbmeb-345	205	5	that	that	PRON
ajbmeb-345	205	6	had	have	VERB
ajbmeb-345	205	7	a	a	DET
ajbmeb-345	205	8	deficit	deficit	NOUN
ajbmeb-345	205	9	before	before	ADP
ajbmeb-345	205	10	to	to	ADP
ajbmeb-345	205	11	the	the	DET
ajbmeb-345	205	12	coronavirus	coronavirus	NOUN
ajbmeb-345	205	13	pandemic	pandemic	ADJ
ajbmeb-345	205	14	,	,	PUNCT
ajbmeb-345	205	15	large	large	ADJ
ajbmeb-345	205	16	banks	bank	NOUN
ajbmeb-345	205	17	with	with	ADP
ajbmeb-345	205	18	a	a	DET
ajbmeb-345	205	19	sovereign	sovereign	ADJ
ajbmeb-345	205	20	surplus	surplus	NOUN
ajbmeb-345	205	21	are	be	AUX
ajbmeb-345	205	22	required	require	VERB
ajbmeb-345	205	23	to	to	PART
ajbmeb-345	205	24	give	give	VERB
ajbmeb-345	205	25	financial	financial	ADJ
ajbmeb-345	205	26	concessions	concession	NOUN
ajbmeb-345	205	27	and	and	CCONJ
ajbmeb-345	205	28	rewards	reward	NOUN
ajbmeb-345	205	29	to	to	ADP
ajbmeb-345	205	30	their	their	PRON
ajbmeb-345	205	31	consumers	consumer	NOUN
ajbmeb-345	205	32	.	.	PUNCT
ajbmeb-345	206	1	for	for	ADP
ajbmeb-345	206	2	example	example	NOUN
ajbmeb-345	206	3	,	,	PUNCT
ajbmeb-345	206	4	large	large	ADJ
ajbmeb-345	206	5	banks	bank	NOUN
ajbmeb-345	206	6	(	(	PUNCT
ajbmeb-345	206	7	capital	capital	NOUN
ajbmeb-345	206	8	,	,	PUNCT
ajbmeb-345	206	9	asset	asset	NOUN
ajbmeb-345	206	10	quality	quality	NOUN
ajbmeb-345	206	11	,	,	PUNCT
ajbmeb-345	206	12	and	and	CCONJ
ajbmeb-345	206	13	liquidity	liquidity	NOUN
ajbmeb-345	206	14	)	)	PUNCT
ajbmeb-345	206	15	might	might	AUX
ajbmeb-345	206	16	give	give	VERB
ajbmeb-345	206	17	their	their	PRON
ajbmeb-345	206	18	consumers	consumer	NOUN
ajbmeb-345	206	19	a	a	DET
ajbmeb-345	206	20	period	period	NOUN
ajbmeb-345	206	21	to	to	PART
ajbmeb-345	206	22	repay	repay	VERB
ajbmeb-345	206	23	easy	easy	ADJ
ajbmeb-345	206	24	-	-	PUNCT
ajbmeb-345	206	25	to	to	ADP
ajbmeb-345	206	26	-	-	PUNCT
ajbmeb-345	206	27	pay	pay	VERB
ajbmeb-345	206	28	loan	loan	NOUN
ajbmeb-345	206	29	repayments	repayment	NOUN
ajbmeb-345	206	30	.	.	PUNCT
ajbmeb-345	207	1	longer	long	ADJ
ajbmeb-345	207	2	periods	period	NOUN
ajbmeb-345	207	3	range	range	VERB
ajbmeb-345	207	4	from	from	ADP
ajbmeb-345	207	5	three	three	NUM
ajbmeb-345	207	6	to	to	PART
ajbmeb-345	207	7	six	six	NUM
ajbmeb-345	207	8	months	month	NOUN
ajbmeb-345	207	9	,	,	PUNCT
ajbmeb-345	207	10	but	but	CCONJ
ajbmeb-345	207	11	small	small	ADJ
ajbmeb-345	207	12	and	and	CCONJ
ajbmeb-345	207	13	medium	medium	ADJ
ajbmeb-345	207	14	-	-	PUNCT
ajbmeb-345	207	15	sized	sized	ADJ
ajbmeb-345	207	16	banks	bank	NOUN
ajbmeb-345	207	17	will	will	AUX
ajbmeb-345	207	18	only	only	ADV
ajbmeb-345	207	19	pay	pay	VERB
ajbmeb-345	207	20	out	out	ADP
ajbmeb-345	207	21	loan	loan	NOUN
ajbmeb-345	207	22	instalments	instalment	NOUN
ajbmeb-345	207	23	to	to	ADP
ajbmeb-345	207	24	their	their	PRON
ajbmeb-345	207	25	consumers	consumer	NOUN
ajbmeb-345	207	26	for	for	ADP
ajbmeb-345	207	27	a	a	DET
ajbmeb-345	207	28	month	month	NOUN
ajbmeb-345	207	29	to	to	ADP
ajbmeb-345	207	30	three	three	NUM
ajbmeb-345	207	31	months	month	NOUN
ajbmeb-345	207	32	.	.	PUNCT
ajbmeb-345	208	1	the	the	DET
ajbmeb-345	208	2	percentage	percentage	NOUN
ajbmeb-345	208	3	increase	increase	NOUN
ajbmeb-345	208	4	in	in	ADP
ajbmeb-345	208	5	local	local	ADJ
ajbmeb-345	208	6	liquidity	liquidity	NOUN
ajbmeb-345	208	7	in	in	ADP
ajbmeb-345	208	8	arab	arab	ADJ
ajbmeb-345	208	9	nations	nation	NOUN
ajbmeb-345	208	10	7	7	NUM
ajbmeb-345	208	11	stimulus	stimulus	ADJ
ajbmeb-345	208	12	packages	package	NOUN
ajbmeb-345	208	13	in	in	ADP
ajbmeb-345	208	14	arab	arab	ADJ
ajbmeb-345	208	15	countries	country	NOUN
ajbmeb-345	208	16	coronavirus	coronavirus	PROPN
ajbmeb-345	208	17	has	have	AUX
ajbmeb-345	208	18	been	be	AUX
ajbmeb-345	208	19	successfully	successfully	ADV
ajbmeb-345	208	20	combated	combat	VERB
ajbmeb-345	208	21	by	by	ADP
ajbmeb-345	208	22	arab	arab	ADJ
ajbmeb-345	208	23	central	central	ADJ
ajbmeb-345	208	24	banks	bank	NOUN
ajbmeb-345	208	25	and	and	CCONJ
ajbmeb-345	208	26	financial	financial	ADJ
ajbmeb-345	208	27	organizations	organization	NOUN
ajbmeb-345	208	28	.	.	PUNCT
ajbmeb-345	209	1	in	in	ADP
ajbmeb-345	209	2	response	response	NOUN
ajbmeb-345	209	3	to	to	ADP
ajbmeb-345	209	4	the	the	DET
ajbmeb-345	209	5	corona	corona	NOUN
ajbmeb-345	209	6	crisis	crisis	NOUN
ajbmeb-345	209	7	,	,	PUNCT
ajbmeb-345	209	8	saudi	saudi	PROPN
ajbmeb-345	209	9	arabia	arabia	PROPN
ajbmeb-345	209	10	adopted	adopt	VERB
ajbmeb-345	209	11	a	a	DET
ajbmeb-345	209	12	$	$	SYM
ajbmeb-345	209	13	34.4	34.4	NUM
ajbmeb-345	209	14	billion	billion	NUM
ajbmeb-345	209	15	(	(	PUNCT
ajbmeb-345	209	16	16.5	16.5	NUM
ajbmeb-345	209	17	percent	percent	NOUN
ajbmeb-345	209	18	of	of	ADP
ajbmeb-345	209	19	gdp	gdp	NOUN
ajbmeb-345	209	20	)	)	PUNCT
ajbmeb-345	209	21	stimulus	stimulus	ADJ
ajbmeb-345	209	22	package	package	NOUN
ajbmeb-345	209	23	in	in	ADP
ajbmeb-345	209	24	the	the	DET
ajbmeb-345	209	25	first	first	ADJ
ajbmeb-345	209	26	quarter	quarter	NOUN
ajbmeb-345	209	27	of	of	ADP
ajbmeb-345	209	28	2020	2020	NUM
ajbmeb-345	209	29	to	to	PART
ajbmeb-345	209	30	support	support	VERB
ajbmeb-345	209	31	credit	credit	NOUN
ajbmeb-345	209	32	,	,	PUNCT
ajbmeb-345	209	33	liquidity	liquidity	NOUN
ajbmeb-345	209	34	,	,	PUNCT
ajbmeb-345	209	35	the	the	DET
ajbmeb-345	209	36	government	government	NOUN
ajbmeb-345	209	37	said	say	VERB
ajbmeb-345	209	38	that	that	SCONJ
ajbmeb-345	209	39	it	it	PRON
ajbmeb-345	209	40	will	will	AUX
ajbmeb-345	209	41	cover	cover	VERB
ajbmeb-345	209	42	60	60	NUM
ajbmeb-345	209	43	%	%	NOUN
ajbmeb-345	209	44	of	of	ADP
ajbmeb-345	209	45	saudi	saudi	ADJ
ajbmeb-345	209	46	private	private	ADJ
ajbmeb-345	209	47	sector	sector	NOUN
ajbmeb-345	209	48	employees	employee	NOUN
ajbmeb-345	209	49	'	'	PART
ajbmeb-345	209	50	salaries	salary	NOUN
ajbmeb-345	209	51	,	,	PUNCT
ajbmeb-345	209	52	totalling	total	VERB
ajbmeb-345	209	53	9	9	NUM
ajbmeb-345	209	54	billion	billion	NUM
ajbmeb-345	209	55	saudi	saudi	ADJ
ajbmeb-345	209	56	riyals	riyal	NOUN
ajbmeb-345	209	57	,	,	PUNCT
ajbmeb-345	209	58	due	due	ADP
ajbmeb-345	209	59	to	to	ADP
ajbmeb-345	209	60	a	a	DET
ajbmeb-345	209	61	lack	lack	NOUN
ajbmeb-345	209	62	of	of	ADP
ajbmeb-345	209	63	cash	cash	NOUN
ajbmeb-345	209	64	and	and	CCONJ
ajbmeb-345	209	65	the	the	DET
ajbmeb-345	209	66	private	private	ADJ
ajbmeb-345	209	67	sector	sector	NOUN
ajbmeb-345	209	68	.	.	PUNCT
ajbmeb-345	210	1	in	in	ADP
ajbmeb-345	210	2	mid	mid	PROPN
ajbmeb-345	210	3	-	-	PROPN
ajbmeb-345	210	4	april	april	PROPN
ajbmeb-345	210	5	2020	2020	NUM
ajbmeb-345	210	6	,	,	PUNCT
ajbmeb-345	210	7	a	a	DET
ajbmeb-345	210	8	package	package	NOUN
ajbmeb-345	210	9	of	of	ADP
ajbmeb-345	210	10	further	further	ADJ
ajbmeb-345	210	11	initiatives	initiative	NOUN
ajbmeb-345	210	12	costing	cost	VERB
ajbmeb-345	210	13	sar	sar	PROPN
ajbmeb-345	210	14	97.5	97.5	NUM
ajbmeb-345	210	15	billion1	billion1	PROPN
ajbmeb-345	210	16	,	,	PUNCT
ajbmeb-345	210	17	or	or	CCONJ
ajbmeb-345	210	18	$	$	SYM
ajbmeb-345	210	19	26	26	NUM
ajbmeb-345	210	20	billion	billion	NUM
ajbmeb-345	210	21	,	,	PUNCT
ajbmeb-345	210	22	was	be	AUX
ajbmeb-345	210	23	approved	approve	VERB
ajbmeb-345	210	24	,	,	PUNCT
ajbmeb-345	210	25	bringing	bring	VERB
ajbmeb-345	210	26	the	the	DET
ajbmeb-345	210	27	kingdom	kingdom	NOUN
ajbmeb-345	210	28	's	's	PART
ajbmeb-345	210	29	total	total	ADJ
ajbmeb-345	210	30	packages	package	NOUN
ajbmeb-345	210	31	to	to	ADP
ajbmeb-345	210	32	$	$	SYM
ajbmeb-345	210	33	4.60	4.60	NUM
ajbmeb-345	210	34	billion	billion	NUM
ajbmeb-345	210	35	,	,	PUNCT
ajbmeb-345	210	36	when	when	SCONJ
ajbmeb-345	210	37	the	the	DET
ajbmeb-345	210	38	uae	uae	PROPN
ajbmeb-345	210	39	announced	announce	VERB
ajbmeb-345	210	40	a	a	DET
ajbmeb-345	210	41	total	total	ADJ
ajbmeb-345	210	42	stimulus	stimulus	ADJ
ajbmeb-345	210	43	package	package	NOUN
ajbmeb-345	210	44	worth	worth	ADJ
ajbmeb-345	210	45	$	$	SYM
ajbmeb-345	210	46	76	76	NUM
ajbmeb-345	210	47	billion	billion	NUM
ajbmeb-345	210	48	(	(	PUNCT
ajbmeb-345	210	49	aed	aed	NOUN
ajbmeb-345	210	50	238	238	NUM
ajbmeb-345	210	51	billion	billion	NUM
ajbmeb-345	210	52	,	,	PUNCT
ajbmeb-345	210	53	equivalent	equivalent	ADJ
ajbmeb-345	210	54	to	to	ADP
ajbmeb-345	210	55	about	about	ADV
ajbmeb-345	210	56	19	19	NUM
ajbmeb-345	210	57	per	per	ADP
ajbmeb-345	210	58	cent	cent	NOUN
ajbmeb-345	210	59	of	of	ADP
ajbmeb-345	210	60	gdp	gdp	NOUN
ajbmeb-345	210	61	)	)	PUNCT
ajbmeb-345	210	62	.	.	PUNCT
ajbmeb-345	211	1	4.23	4.23	NUM
ajbmeb-345	211	2	billion	billion	NUM
ajbmeb-345	211	3	dw	dw	NOUN
ajbmeb-345	211	4	75	75	NUM
ajbmeb-345	211	5	billion	billion	NUM
ajbmeb-345	211	6	qatari	qatari	ADJ
ajbmeb-345	211	7	riyals	riyal	NOUN
ajbmeb-345	211	8	(	(	PUNCT
ajbmeb-345	211	9	equal	equal	ADJ
ajbmeb-345	211	10	to	to	ADP
ajbmeb-345	211	11	around	around	ADP
ajbmeb-345	211	12	12	12	NUM
ajbmeb-345	211	13	%	%	NOUN
ajbmeb-345	211	14	of	of	ADP
ajbmeb-345	211	15	gdp	gdp	NOUN
ajbmeb-345	211	16	)	)	PUNCT
ajbmeb-345	211	17	,	,	PUNCT
ajbmeb-345	211	18	and	and	CCONJ
ajbmeb-345	211	19	the	the	DET
ajbmeb-345	211	20	kuwaiti	kuwaiti	PROPN
ajbmeb-345	211	21	government	government	NOUN
ajbmeb-345	211	22	has	have	AUX
ajbmeb-345	211	23	introduced	introduce	VERB
ajbmeb-345	211	24	legislation	legislation	NOUN
ajbmeb-345	211	25	in	in	ADP
ajbmeb-345	211	26	parliament	parliament	NOUN
ajbmeb-345	211	27	allowing	allow	VERB
ajbmeb-345	211	28	for	for	ADP
ajbmeb-345	211	29	the	the	DET
ajbmeb-345	211	30	employment	employment	NOUN
ajbmeb-345	211	31	of	of	ADP
ajbmeb-345	211	32	kd	kd	PROPN
ajbmeb-345	211	33	500	500	NUM
ajbmeb-345	211	34	million	million	NUM
ajbmeb-345	211	35	(	(	PUNCT
ajbmeb-345	211	36	equivalent	equivalent	ADJ
ajbmeb-345	211	37	to	to	ADP
ajbmeb-345	211	38	6.1	6.1	NUM
ajbmeb-345	211	39	billion	billion	NUM
ajbmeb-345	211	40	usd	usd	NOUN
ajbmeb-345	211	41	)	)	PUNCT
ajbmeb-345	211	42	(	(	PUNCT
ajbmeb-345	211	43	4.1	4.1	NUM
ajbmeb-345	211	44	per	per	ADP
ajbmeb-345	211	45	cent	cent	NOUN
ajbmeb-345	211	46	of	of	ADP
ajbmeb-345	211	47	gdp	gdp	NOUN
ajbmeb-345	211	48	)	)	PUNCT
ajbmeb-345	211	49	,	,	PUNCT
ajbmeb-345	211	50	kuwait	kuwait	PROPN
ajbmeb-345	211	51	has	have	AUX
ajbmeb-345	211	52	also	also	ADV
ajbmeb-345	211	53	initiated	initiate	VERB
ajbmeb-345	211	54	an	an	DET
ajbmeb-345	211	55	initiative	initiative	NOUN
ajbmeb-345	211	56	with	with	ADP
ajbmeb-345	211	57	commercial	commercial	ADJ
ajbmeb-345	211	58	banks	bank	NOUN
ajbmeb-345	211	59	to	to	PART
ajbmeb-345	211	60	establish	establish	VERB
ajbmeb-345	211	61	a	a	DET
ajbmeb-345	211	62	financing	financing	NOUN
ajbmeb-345	211	63	fund	fund	NOUN
ajbmeb-345	211	64	of	of	ADP
ajbmeb-345	211	65	kd	kd	PROPN
ajbmeb-345	211	66	10	10	NUM
ajbmeb-345	211	67	million	million	NUM
ajbmeb-345	211	68	to	to	PART
ajbmeb-345	211	69	address	address	VERB
ajbmeb-345	211	70	the	the	DET
ajbmeb-345	211	71	issues	issue	NOUN
ajbmeb-345	211	72	of	of	ADP
ajbmeb-345	211	73	the	the	DET
ajbmeb-345	211	74	co-19	co-19	NOUN
ajbmeb-345	211	75	epidemic	epidemic	NOUN
ajbmeb-345	211	76	and	and	CCONJ
ajbmeb-345	211	77	reduce	reduce	VERB
ajbmeb-345	211	78	its	its	PRON
ajbmeb-345	211	79	spread	spread	NOUN
ajbmeb-345	211	80	,	,	PUNCT
ajbmeb-345	211	81	as	as	ADV
ajbmeb-345	211	82	well	well	ADV
ajbmeb-345	211	83	as	as	ADP
ajbmeb-345	211	84	support	support	VERB
ajbmeb-345	211	85	the	the	DET
ajbmeb-345	211	86	kuwaiti	kuwaiti	PROPN
ajbmeb-345	211	87	government	government	NOUN
ajbmeb-345	211	88	's	's	PART
ajbmeb-345	211	89	emergency	emergency	NOUN
ajbmeb-345	211	90	and	and	CCONJ
ajbmeb-345	211	91	urgent	urgent	ADJ
ajbmeb-345	211	92	finance	finance	NOUN
ajbmeb-345	211	93	needs	need	VERB
ajbmeb-345	211	94	in	in	ADP
ajbmeb-345	211	95	the	the	DET
ajbmeb-345	211	96	face	face	NOUN
ajbmeb-345	211	97	of	of	ADP
ajbmeb-345	211	98	the	the	DET
ajbmeb-345	211	99	crisis	crisis	NOUN
ajbmeb-345	211	100	.	.	PUNCT
ajbmeb-345	212	1	to	to	PART
ajbmeb-345	212	2	combat	combat	VERB
ajbmeb-345	212	3	the	the	DET
ajbmeb-345	212	4	consequences	consequence	NOUN
ajbmeb-345	212	5	of	of	ADP
ajbmeb-345	212	6	the	the	DET
ajbmeb-345	212	7	virus	virus	NOUN
ajbmeb-345	212	8	on	on	ADP
ajbmeb-345	212	9	bahrain	bahrain	NOUN
ajbmeb-345	212	10	's	's	PART
ajbmeb-345	212	11	economy	economy	NOUN
ajbmeb-345	212	12	,	,	PUNCT
ajbmeb-345	212	13	the	the	DET
ajbmeb-345	212	14	government	government	NOUN
ajbmeb-345	212	15	issued	issue	VERB
ajbmeb-345	212	16	incentive	incentive	NOUN
ajbmeb-345	212	17	packages	package	NOUN
ajbmeb-345	212	18	totalling	total	VERB
ajbmeb-345	212	19	bd	bd	PROPN
ajbmeb-345	212	20	560	560	NUM
ajbmeb-345	212	21	million	million	NUM
ajbmeb-345	212	22	,	,	PUNCT
ajbmeb-345	212	23	or	or	CCONJ
ajbmeb-345	212	24	5.1	5.1	NUM
ajbmeb-345	212	25	billion	billion	NUM
ajbmeb-345	212	26	dollars	dollar	NOUN
ajbmeb-345	212	27	.	.	PUNCT
ajbmeb-345	213	1	the	the	DET
ajbmeb-345	213	2	measures	measure	NOUN
ajbmeb-345	213	3	,	,	PUNCT
ajbmeb-345	213	4	which	which	PRON
ajbmeb-345	213	5	span	span	VERB
ajbmeb-345	213	6	three	three	NUM
ajbmeb-345	213	7	months	month	NOUN
ajbmeb-345	213	8	,	,	PUNCT
ajbmeb-345	213	9	include	include	VERB
ajbmeb-345	213	10	the	the	DET
ajbmeb-345	213	11	payment	payment	NOUN
ajbmeb-345	213	12	of	of	ADP
ajbmeb-345	213	13	salaries	salary	NOUN
ajbmeb-345	213	14	to	to	PART
ajbmeb-345	213	15	bahraini	bahraini	VERB
ajbmeb-345	213	16	citizens	citizen	NOUN
ajbmeb-345	213	17	working	work	VERB
ajbmeb-345	213	18	in	in	ADP
ajbmeb-345	213	19	the	the	DET
ajbmeb-345	213	20	private	private	ADJ
ajbmeb-345	213	21	sector	sector	NOUN
ajbmeb-345	213	22	,	,	PUNCT
ajbmeb-345	213	23	the	the	DET
ajbmeb-345	213	24	exclusion	exclusion	NOUN
ajbmeb-345	213	25	of	of	ADP
ajbmeb-345	213	26	stores	store	NOUN
ajbmeb-345	213	27	and	and	CCONJ
ajbmeb-345	213	28	small	small	ADJ
ajbmeb-345	213	29	and	and	CCONJ
ajbmeb-345	213	30	mediumsized	mediumsized	ADJ
ajbmeb-345	213	31	businesses	business	NOUN
ajbmeb-345	213	32	from	from	ADP
ajbmeb-345	213	33	government	government	NOUN
ajbmeb-345	213	34	levies	levy	NOUN
ajbmeb-345	213	35	,	,	PUNCT
ajbmeb-345	213	36	and	and	CCONJ
ajbmeb-345	213	37	the	the	DET
ajbmeb-345	213	38	bahraini	bahraini	NOUN
ajbmeb-345	213	39	government	government	NOUN
ajbmeb-345	213	40	's	's	PART
ajbmeb-345	213	41	impending	impending	ADJ
ajbmeb-345	213	42	introduction	introduction	NOUN
ajbmeb-345	213	43	of	of	ADP
ajbmeb-345	213	44	a	a	DET
ajbmeb-345	213	45	$	$	SYM
ajbmeb-345	213	46	4.11	4.11	NUM
ajbmeb-345	213	47	billion	billion	NUM
ajbmeb-345	213	48	(	(	PUNCT
ajbmeb-345	213	49	$	$	SYM
ajbmeb-345	213	50	3.4	3.4	NUM
ajbmeb-345	213	51	billion	billion	NUM
ajbmeb-345	213	52	)	)	PUNCT
ajbmeb-345	213	53	package	package	NOUN
ajbmeb-345	213	54	to	to	PART
ajbmeb-345	213	55	help	help	VERB
ajbmeb-345	213	56	the	the	DET
ajbmeb-345	213	57	economy	economy	NOUN
ajbmeb-345	213	58	are	be	AUX
ajbmeb-345	213	59	all	all	PRON
ajbmeb-345	213	60	high	high	ADJ
ajbmeb-345	213	61	priorities	priority	NOUN
ajbmeb-345	213	62	.	.	PUNCT
ajbmeb-345	214	1	american	american	ADJ
ajbmeb-345	214	2	journal	journal	PROPN
ajbmeb-345	214	3	of	of	ADP
ajbmeb-345	214	4	business	business	NOUN
ajbmeb-345	214	5	management	management	NOUN
ajbmeb-345	214	6	,	,	PUNCT
ajbmeb-345	214	7	economics	economic	NOUN
ajbmeb-345	214	8	and	and	CCONJ
ajbmeb-345	214	9	banking	banking	NOUN
ajbmeb-345	214	10	volume	volume	NOUN
ajbmeb-345	214	11	8	8	NUM
ajbmeb-345	214	12	,	,	PUNCT
ajbmeb-345	214	13	jan	jan	PROPN
ajbmeb-345	214	14	.	.	PROPN
ajbmeb-345	214	15	,	,	PUNCT
ajbmeb-345	214	16	2023	2023	NUM
ajbmeb-345	214	17	p	p	NOUN
ajbmeb-345	214	18	a	a	DET
ajbmeb-345	214	19	g	g	NOUN
ajbmeb-345	214	20	e	e	NOUN
ajbmeb-345	214	21	|	|	ADV
ajbmeb-345	214	22	74	74	NUM
ajbmeb-345	214	23	www.americanjournal.org	www.americanjournal.org	PROPN
ajbmeb-345	214	24	egypt	egypt	PROPN
ajbmeb-345	214	25	has	have	AUX
ajbmeb-345	214	26	also	also	ADV
ajbmeb-345	214	27	announced	announce	VERB
ajbmeb-345	214	28	a	a	DET
ajbmeb-345	214	29	series	series	NOUN
ajbmeb-345	214	30	of	of	ADP
ajbmeb-345	214	31	actions	action	NOUN
ajbmeb-345	214	32	worth	worth	ADJ
ajbmeb-345	214	33	egp	egp	PROPN
ajbmeb-345	214	34	100	100	NUM
ajbmeb-345	214	35	billion	billion	NUM
ajbmeb-345	214	36	,	,	PUNCT
ajbmeb-345	214	37	including	include	VERB
ajbmeb-345	214	38	the	the	DET
ajbmeb-345	214	39	postponement	postponement	NOUN
ajbmeb-345	214	40	of	of	ADP
ajbmeb-345	214	41	credit	credit	NOUN
ajbmeb-345	214	42	benefits	benefit	NOUN
ajbmeb-345	214	43	for	for	ADP
ajbmeb-345	214	44	6	6	NUM
ajbmeb-345	214	45	months	month	NOUN
ajbmeb-345	214	46	and	and	CCONJ
ajbmeb-345	214	47	the	the	DET
ajbmeb-345	214	48	provision	provision	NOUN
ajbmeb-345	214	49	of	of	ADP
ajbmeb-345	214	50	credit	credit	NOUN
ajbmeb-345	214	51	facilities	facility	NOUN
ajbmeb-345	214	52	in	in	ADP
ajbmeb-345	214	53	this	this	DET
ajbmeb-345	214	54	regard	regard	NOUN
ajbmeb-345	214	55	,	,	PUNCT
ajbmeb-345	214	56	as	as	ADV
ajbmeb-345	214	57	well	well	ADV
ajbmeb-345	214	58	as	as	ADP
ajbmeb-345	214	59	the	the	DET
ajbmeb-345	214	60	prohibition	prohibition	NOUN
ajbmeb-345	214	61	of	of	ADP
ajbmeb-345	214	62	any	any	DET
ajbmeb-345	214	63	assistance	assistance	NOUN
ajbmeb-345	214	64	with	with	ADP
ajbmeb-345	214	65	temporary	temporary	ADJ
ajbmeb-345	214	66	work	work	NOUN
ajbmeb-345	214	67	as	as	ADP
ajbmeb-345	214	68	a	a	DET
ajbmeb-345	214	69	result	result	NOUN
ajbmeb-345	214	70	of	of	ADP
ajbmeb-345	214	71	a	a	DET
ajbmeb-345	214	72	virus	virus	NOUN
ajbmeb-345	214	73	or	or	CCONJ
ajbmeb-345	214	74	penalties	penalty	NOUN
ajbmeb-345	214	75	for	for	ADP
ajbmeb-345	214	76	late	late	ADJ
ajbmeb-345	214	77	payments	payment	NOUN
ajbmeb-345	214	78	,	,	PUNCT
ajbmeb-345	214	79	including	include	VERB
ajbmeb-345	214	80	corona	corona	NOUN
ajbmeb-345	214	81	.	.	PUNCT
ajbmeb-345	215	1	on	on	ADP
ajbmeb-345	215	2	april	april	PROPN
ajbmeb-345	215	3	3	3	NUM
ajbmeb-345	215	4	,	,	PUNCT
ajbmeb-345	215	5	2020	2020	NUM
ajbmeb-345	215	6	,	,	PUNCT
ajbmeb-345	215	7	the	the	DET
ajbmeb-345	215	8	egyptian	egyptian	ADJ
ajbmeb-345	215	9	government	government	NOUN
ajbmeb-345	215	10	received	receive	VERB
ajbmeb-345	215	11	$	$	SYM
ajbmeb-345	215	12	9.7	9.7	NUM
ajbmeb-345	215	13	million	million	NUM
ajbmeb-345	215	14	from	from	ADP
ajbmeb-345	215	15	the	the	DET
ajbmeb-345	215	16	the	the	DET
ajbmeb-345	215	17	world	world	NOUN
ajbmeb-345	215	18	bank	bank	PROPN
ajbmeb-345	215	19	will	will	AUX
ajbmeb-345	215	20	support	support	VERB
ajbmeb-345	215	21	the	the	DET
ajbmeb-345	215	22	nation	nation	NOUN
ajbmeb-345	215	23	's	's	PART
ajbmeb-345	215	24	efforts	effort	NOUN
ajbmeb-345	215	25	to	to	PART
ajbmeb-345	215	26	combat	combat	VERB
ajbmeb-345	215	27	the	the	DET
ajbmeb-345	215	28	corona	corona	NOUN
ajbmeb-345	215	29	pandemic	pandemic	ADJ
ajbmeb-345	215	30	.	.	PUNCT
ajbmeb-345	216	1	the	the	DET
ajbmeb-345	216	2	funds	fund	NOUN
ajbmeb-345	216	3	will	will	AUX
ajbmeb-345	216	4	be	be	AUX
ajbmeb-345	216	5	used	use	VERB
ajbmeb-345	216	6	to	to	PART
ajbmeb-345	216	7	support	support	VERB
ajbmeb-345	216	8	egypt	egypt	PROPN
ajbmeb-345	216	9	's	's	PART
ajbmeb-345	216	10	healthcare	healthcare	PROPN
ajbmeb-345	216	11	system	system	PROPN
ajbmeb-345	216	12	development	development	NOUN
ajbmeb-345	216	13	initiative	initiative	NOUN
ajbmeb-345	216	14	,	,	PUNCT
ajbmeb-345	216	15	which	which	PRON
ajbmeb-345	216	16	aims	aim	VERB
ajbmeb-345	216	17	to	to	PART
ajbmeb-345	216	18	improve	improve	VERB
ajbmeb-345	216	19	healthcare	healthcare	NOUN
ajbmeb-345	216	20	quality	quality	NOUN
ajbmeb-345	216	21	while	while	SCONJ
ajbmeb-345	216	22	also	also	ADV
ajbmeb-345	216	23	increasing	increase	VERB
ajbmeb-345	216	24	demand	demand	NOUN
ajbmeb-345	216	25	.	.	PUNCT
ajbmeb-345	217	1	(	(	PUNCT
ajbmeb-345	217	2	world	world	PROPN
ajbmeb-345	217	3	bank	bank	PROPN
ajbmeb-345	217	4	,	,	PUNCT
ajbmeb-345	217	5	2020	2020	NUM
ajbmeb-345	217	6	)	)	PUNCT
ajbmeb-345	217	7	.	.	PUNCT
ajbmeb-345	218	1	8	8	NUM
ajbmeb-345	218	2	efforts	effort	NOUN
ajbmeb-345	218	3	of	of	ADP
ajbmeb-345	218	4	arab	arab	ADJ
ajbmeb-345	218	5	monetary	monetary	ADJ
ajbmeb-345	218	6	institutions	institution	NOUN
ajbmeb-345	218	7	and	and	CCONJ
ajbmeb-345	218	8	central	central	ADJ
ajbmeb-345	218	9	banks	bank	NOUN
ajbmeb-345	218	10	as	as	ADP
ajbmeb-345	218	11	a	a	DET
ajbmeb-345	218	12	result	result	NOUN
ajbmeb-345	218	13	of	of	ADP
ajbmeb-345	218	14	the	the	DET
ajbmeb-345	218	15	federal	federal	PROPN
ajbmeb-345	218	16	reserve	reserve	PROPN
ajbmeb-345	218	17	's	's	PART
ajbmeb-345	218	18	two	two	NUM
ajbmeb-345	218	19	rounds	round	NOUN
ajbmeb-345	218	20	of	of	ADP
ajbmeb-345	218	21	rate	rate	NOUN
ajbmeb-345	218	22	reduction	reduction	NOUN
ajbmeb-345	218	23	,	,	PUNCT
ajbmeb-345	218	24	the	the	DET
ajbmeb-345	218	25	majority	majority	NOUN
ajbmeb-345	218	26	of	of	ADP
ajbmeb-345	218	27	central	central	ADJ
ajbmeb-345	218	28	banks	bank	NOUN
ajbmeb-345	218	29	and	and	CCONJ
ajbmeb-345	218	30	arab	arab	ADJ
ajbmeb-345	218	31	financial	financial	ADJ
ajbmeb-345	218	32	institutions	institution	NOUN
ajbmeb-345	218	33	have	have	AUX
ajbmeb-345	218	34	embraced	embrace	VERB
ajbmeb-345	218	35	growing	grow	VERB
ajbmeb-345	218	36	financial	financial	ADJ
ajbmeb-345	218	37	strategies	strategy	NOUN
ajbmeb-345	218	38	by	by	ADP
ajbmeb-345	218	39	lowering	lower	VERB
ajbmeb-345	218	40	profit	profit	NOUN
ajbmeb-345	218	41	rates	rate	NOUN
ajbmeb-345	218	42	.	.	PUNCT
ajbmeb-345	219	1	regarding	regard	VERB
ajbmeb-345	219	2	this	this	PRON
ajbmeb-345	219	3	,	,	PUNCT
ajbmeb-345	219	4	the	the	DET
ajbmeb-345	219	5	saudi	saudi	PROPN
ajbmeb-345	219	6	arabia	arabia	PROPN
ajbmeb-345	219	7	monetary	monetary	ADJ
ajbmeb-345	219	8	agency	agency	PROPN
ajbmeb-345	219	9	(	(	PUNCT
ajbmeb-345	219	10	sama	sama	PROPN
ajbmeb-345	219	11	)	)	PUNCT
ajbmeb-345	219	12	announced	announce	VERB
ajbmeb-345	219	13	a	a	DET
ajbmeb-345	219	14	reduction	reduction	NOUN
ajbmeb-345	219	15	of	of	ADP
ajbmeb-345	219	16	75	75	NUM
ajbmeb-345	219	17	basis	basis	NOUN
ajbmeb-345	219	18	points	point	NOUN
ajbmeb-345	219	19	in	in	ADP
ajbmeb-345	219	20	the	the	DET
ajbmeb-345	219	21	interest	interest	NOUN
ajbmeb-345	219	22	rate	rate	NOUN
ajbmeb-345	219	23	on	on	ADP
ajbmeb-345	219	24	purchase	purchase	NOUN
ajbmeb-345	219	25	agreements	agreement	NOUN
ajbmeb-345	219	26	(	(	PUNCT
ajbmeb-345	219	27	saudi	saudi	ADJ
ajbmeb-345	219	28	arabian	arabian	ADJ
ajbmeb-345	219	29	monetary	monetary	ADJ
ajbmeb-345	219	30	agency	agency	NOUN
ajbmeb-345	219	31	,	,	PUNCT
ajbmeb-345	219	32	2020	2020	NUM
ajbmeb-345	219	33	)	)	PUNCT
ajbmeb-345	219	34	,	,	PUNCT
ajbmeb-345	219	35	as	as	ADV
ajbmeb-345	219	36	well	well	ADV
ajbmeb-345	219	37	as	as	ADP
ajbmeb-345	219	38	a	a	DET
ajbmeb-345	219	39	75	75	NUM
ajbmeb-345	219	40	basis	basis	NOUN
ajbmeb-345	219	41	point	point	NOUN
ajbmeb-345	219	42	drop	drop	NOUN
ajbmeb-345	219	43	in	in	ADP
ajbmeb-345	219	44	the	the	DET
ajbmeb-345	219	45	interest	interest	NOUN
ajbmeb-345	219	46	rate	rate	NOUN
ajbmeb-345	219	47	from	from	ADP
ajbmeb-345	219	48	1.25	1.25	NUM
ajbmeb-345	219	49	per	per	ADP
ajbmeb-345	219	50	cent	cent	NOUN
ajbmeb-345	219	51	to	to	ADP
ajbmeb-345	219	52	0.50	0.50	NUM
ajbmeb-345	219	53	per	per	ADP
ajbmeb-345	219	54	cent	cent	NOUN
ajbmeb-345	219	55	.	.	PUNCT
ajbmeb-345	220	1	in	in	ADP
ajbmeb-345	220	2	the	the	DET
ajbmeb-345	220	3	face	face	NOUN
ajbmeb-345	220	4	of	of	ADP
ajbmeb-345	220	5	the	the	DET
ajbmeb-345	220	6	corona	corona	PROPN
ajbmeb-345	220	7	virus	virus	PROPN
ajbmeb-345	220	8	outbreak	outbreak	PROPN
ajbmeb-345	220	9	,	,	PUNCT
ajbmeb-345	220	10	sama	sama	PROPN
ajbmeb-345	220	11	sought	seek	VERB
ajbmeb-345	220	12	financial	financial	ADJ
ajbmeb-345	220	13	stability	stability	NOUN
ajbmeb-345	220	14	.	.	PUNCT
ajbmeb-345	221	1	additionally	additionally	ADV
ajbmeb-345	221	2	,	,	PUNCT
ajbmeb-345	221	3	the	the	DET
ajbmeb-345	221	4	central	central	ADJ
ajbmeb-345	221	5	bank	bank	NOUN
ajbmeb-345	221	6	of	of	ADP
ajbmeb-345	221	7	the	the	DET
ajbmeb-345	221	8	united	united	PROPN
ajbmeb-345	221	9	arab	arab	PROPN
ajbmeb-345	221	10	emirates	emirates	PROPN
ajbmeb-345	221	11	has	have	AUX
ajbmeb-345	221	12	made	make	VERB
ajbmeb-345	221	13	changes	change	NOUN
ajbmeb-345	221	14	to	to	ADP
ajbmeb-345	221	15	its	its	PRON
ajbmeb-345	221	16	various	various	ADJ
ajbmeb-345	221	17	cash	cash	NOUN
ajbmeb-345	221	18	profit	profit	NOUN
ajbmeb-345	221	19	rates	rate	NOUN
ajbmeb-345	221	20	(	(	PUNCT
ajbmeb-345	221	21	united	united	PROPN
ajbmeb-345	221	22	arab	arab	PROPN
ajbmeb-345	221	23	emirates	emirates	PROPN
ajbmeb-345	221	24	central	central	PROPN
ajbmeb-345	221	25	bank	bank	PROPN
ajbmeb-345	221	26	,	,	PUNCT
ajbmeb-345	221	27	2020	2020	NUM
ajbmeb-345	221	28	)	)	PUNCT
ajbmeb-345	221	29	.	.	PUNCT
ajbmeb-345	222	1	even	even	ADV
ajbmeb-345	222	2	though	though	SCONJ
ajbmeb-345	222	3	his	his	PRON
ajbmeb-345	222	4	deposit	deposit	NOUN
ajbmeb-345	222	5	certificates	certificate	NOUN
ajbmeb-345	222	6	are	be	AUX
ajbmeb-345	222	7	the	the	DET
ajbmeb-345	222	8	primary	primary	ADJ
ajbmeb-345	222	9	channel	channel	NOUN
ajbmeb-345	222	10	via	via	ADP
ajbmeb-345	222	11	which	which	PRON
ajbmeb-345	222	12	changes	change	NOUN
ajbmeb-345	222	13	in	in	ADP
ajbmeb-345	222	14	the	the	DET
ajbmeb-345	222	15	interest	interest	NOUN
ajbmeb-345	222	16	rates	rate	NOUN
ajbmeb-345	222	17	of	of	ADP
ajbmeb-345	222	18	the	the	DET
ajbmeb-345	222	19	banking	banking	NOUN
ajbmeb-345	222	20	system	system	NOUN
ajbmeb-345	222	21	's	's	PART
ajbmeb-345	222	22	monetary	monetary	ADJ
ajbmeb-345	222	23	policy	policy	NOUN
ajbmeb-345	222	24	are	be	AUX
ajbmeb-345	222	25	conveyed	convey	VERB
ajbmeb-345	222	26	,	,	PUNCT
ajbmeb-345	222	27	it	it	PRON
ajbmeb-345	222	28	reduces	reduce	VERB
ajbmeb-345	222	29	the	the	DET
ajbmeb-345	222	30	interest	interest	NOUN
ajbmeb-345	222	31	rate	rate	NOUN
ajbmeb-345	222	32	on	on	ADP
ajbmeb-345	222	33	his	his	PRON
ajbmeb-345	222	34	one	one	NUM
ajbmeb-345	222	35	-	-	PUNCT
ajbmeb-345	222	36	week	week	NOUN
ajbmeb-345	222	37	deposit	deposit	NOUN
ajbmeb-345	222	38	certificates	certificate	NOUN
ajbmeb-345	222	39	by	by	ADP
ajbmeb-345	222	40	around	around	ADP
ajbmeb-345	222	41	0.75	0.75	NUM
ajbmeb-345	222	42	percentage	percentage	NOUN
ajbmeb-345	222	43	points	point	NOUN
ajbmeb-345	222	44	.	.	PUNCT
ajbmeb-345	223	1	it	it	PRON
ajbmeb-345	223	2	additionally	additionally	ADV
ajbmeb-345	223	3	,	,	PUNCT
ajbmeb-345	223	4	it	it	PRON
ajbmeb-345	223	5	reduced	reduce	VERB
ajbmeb-345	223	6	the	the	DET
ajbmeb-345	223	7	coalition	coalition	NOUN
ajbmeb-345	223	8	loan	loan	NOUN
ajbmeb-345	223	9	interest	interest	NOUN
ajbmeb-345	223	10	rate	rate	NOUN
ajbmeb-345	223	11	by	by	ADP
ajbmeb-345	223	12	around	around	ADV
ajbmeb-345	223	13	50	50	NUM
ajbmeb-345	223	14	basis	basis	NOUN
ajbmeb-345	223	15	points	point	NOUN
ajbmeb-345	223	16	.	.	PUNCT
ajbmeb-345	224	1	the	the	DET
ajbmeb-345	224	2	central	central	ADJ
ajbmeb-345	224	3	bank	bank	NOUN
ajbmeb-345	224	4	of	of	ADP
ajbmeb-345	224	5	the	the	DET
ajbmeb-345	224	6	united	united	PROPN
ajbmeb-345	224	7	arab	arab	PROPN
ajbmeb-345	224	8	emirates	emirates	PROPN
ajbmeb-345	224	9	'	'	PART
ajbmeb-345	224	10	board	board	NOUN
ajbmeb-345	224	11	of	of	ADP
ajbmeb-345	224	12	directors	director	NOUN
ajbmeb-345	224	13	has	have	AUX
ajbmeb-345	224	14	suggested	suggest	VERB
ajbmeb-345	224	15	lowering	lower	VERB
ajbmeb-345	224	16	the	the	DET
ajbmeb-345	224	17	required	require	VERB
ajbmeb-345	224	18	reserve	reserve	NOUN
ajbmeb-345	224	19	for	for	ADP
ajbmeb-345	224	20	on	on	ADP
ajbmeb-345	224	21	-	-	PUNCT
ajbmeb-345	224	22	demand	demand	NOUN
ajbmeb-345	224	23	deposits	deposit	NOUN
ajbmeb-345	224	24	for	for	ADP
ajbmeb-345	224	25	all	all	DET
ajbmeb-345	224	26	banks	bank	NOUN
ajbmeb-345	224	27	by	by	ADP
ajbmeb-345	224	28	50	50	NUM
ajbmeb-345	224	29	%	%	NOUN
ajbmeb-345	224	30	,	,	PUNCT
ajbmeb-345	224	31	from	from	ADP
ajbmeb-345	224	32	14	14	NUM
ajbmeb-345	224	33	%	%	NOUN
ajbmeb-345	224	34	to	to	PART
ajbmeb-345	224	35	7	7	NUM
ajbmeb-345	224	36	%	%	NOUN
ajbmeb-345	224	37	.	.	PUNCT
ajbmeb-345	225	1	the	the	DET
ajbmeb-345	225	2	central	central	ADJ
ajbmeb-345	225	3	bank	bank	NOUN
ajbmeb-345	225	4	of	of	ADP
ajbmeb-345	225	5	the	the	DET
ajbmeb-345	225	6	united	united	PROPN
ajbmeb-345	225	7	arab	arab	PROPN
ajbmeb-345	225	8	emirates	emirates	PROPN
ajbmeb-345	225	9	provided	provide	VERB
ajbmeb-345	225	10	assistance	assistance	NOUN
ajbmeb-345	225	11	of	of	ADP
ajbmeb-345	225	12	256	256	NUM
ajbmeb-345	225	13	billion	billion	NUM
ajbmeb-345	225	14	dirhams	dirham	NOUN
ajbmeb-345	225	15	(	(	PUNCT
ajbmeb-345	225	16	$	$	SYM
ajbmeb-345	225	17	69.2	69.2	NUM
ajbmeb-345	225	18	billion	billion	NUM
ajbmeb-345	225	19	)	)	PUNCT
ajbmeb-345	225	20	.	.	PUNCT
ajbmeb-345	226	1	a	a	DET
ajbmeb-345	226	2	cash	cash	NOUN
ajbmeb-345	226	3	flow	flow	NOUN
ajbmeb-345	226	4	of	of	ADP
ajbmeb-345	226	5	up	up	ADP
ajbmeb-345	226	6	to	to	AUX
ajbmeb-345	226	7	aed	aed	NOUN
ajbmeb-345	226	8	50	50	NUM
ajbmeb-345	226	9	billion	billion	NUM
ajbmeb-345	226	10	from	from	ADP
ajbmeb-345	226	11	central	central	ADJ
ajbmeb-345	226	12	bank	bank	NOUN
ajbmeb-345	226	13	reserves	reserve	NOUN
ajbmeb-345	226	14	would	would	AUX
ajbmeb-345	226	15	be	be	AUX
ajbmeb-345	226	16	used	use	VERB
ajbmeb-345	226	17	to	to	PART
ajbmeb-345	226	18	offer	offer	VERB
ajbmeb-345	226	19	loans	loan	NOUN
ajbmeb-345	226	20	and	and	CCONJ
ajbmeb-345	226	21	advances	advance	NOUN
ajbmeb-345	226	22	to	to	ADP
ajbmeb-345	226	23	banks	bank	NOUN
ajbmeb-345	226	24	operating	operate	VERB
ajbmeb-345	226	25	in	in	ADP
ajbmeb-345	226	26	the	the	DET
ajbmeb-345	226	27	country	country	NOUN
ajbmeb-345	226	28	at	at	ADP
ajbmeb-345	226	29	no	no	DET
ajbmeb-345	226	30	cost	cost	NOUN
ajbmeb-345	226	31	,	,	PUNCT
ajbmeb-345	226	32	backed	back	VERB
ajbmeb-345	226	33	by	by	ADP
ajbmeb-345	226	34	a	a	DET
ajbmeb-345	226	35	guarantee	guarantee	NOUN
ajbmeb-345	226	36	.	.	PUNCT
ajbmeb-345	227	1	it	it	PRON
ajbmeb-345	227	2	is	be	AUX
ajbmeb-345	227	3	free	free	ADJ
ajbmeb-345	227	4	of	of	ADP
ajbmeb-345	227	5	bank	bank	NOUN
ajbmeb-345	227	6	additional	additional	ADJ
ajbmeb-345	227	7	capital	capital	NOUN
ajbmeb-345	227	8	in	in	ADP
ajbmeb-345	227	9	addition	addition	NOUN
ajbmeb-345	227	10	to	to	ADP
ajbmeb-345	227	11	50	50	NUM
ajbmeb-345	227	12	billion	billion	NUM
ajbmeb-345	227	13	dirhams	dirham	NOUN
ajbmeb-345	227	14	.	.	PUNCT
ajbmeb-345	228	1	banks	bank	NOUN
ajbmeb-345	228	2	can	can	AUX
ajbmeb-345	228	3	use	use	VERB
ajbmeb-345	228	4	the	the	DET
ajbmeb-345	228	5	bank	bank	NOUN
ajbmeb-345	228	6	's	's	PART
ajbmeb-345	228	7	decision	decision	NOUN
ajbmeb-345	228	8	to	to	PART
ajbmeb-345	228	9	lower	lower	VERB
ajbmeb-345	228	10	reserve	reserve	NOUN
ajbmeb-345	228	11	requirements	requirement	NOUN
ajbmeb-345	228	12	for	for	ADP
ajbmeb-345	228	13	all	all	DET
ajbmeb-345	228	14	banks	bank	NOUN
ajbmeb-345	228	15	'	'	PART
ajbmeb-345	228	16	on	on	ADP
ajbmeb-345	228	17	-	-	PUNCT
ajbmeb-345	228	18	demand	demand	NOUN
ajbmeb-345	228	19	deposits	deposit	NOUN
ajbmeb-345	228	20	from	from	ADP
ajbmeb-345	228	21	14	14	NUM
ajbmeb-345	228	22	%	%	NOUN
ajbmeb-345	228	23	to	to	PART
ajbmeb-345	228	24	7	7	NUM
ajbmeb-345	228	25	%	%	NOUN
ajbmeb-345	228	26	to	to	PART
ajbmeb-345	228	27	help	help	VERB
ajbmeb-345	228	28	them	they	PRON
ajbmeb-345	228	29	manage	manage	VERB
ajbmeb-345	228	30	liquidity	liquidity	NOUN
ajbmeb-345	228	31	and	and	CCONJ
ajbmeb-345	228	32	lend	lend	VERB
ajbmeb-345	228	33	to	to	ADP
ajbmeb-345	228	34	the	the	DET
ajbmeb-345	228	35	uae	uae	PROPN
ajbmeb-345	228	36	economy	economy	NOUN
ajbmeb-345	228	37	.	.	PUNCT
ajbmeb-345	229	1	the	the	DET
ajbmeb-345	229	2	central	central	ADJ
ajbmeb-345	229	3	bank	bank	NOUN
ajbmeb-345	229	4	will	will	AUX
ajbmeb-345	229	5	continue	continue	VERB
ajbmeb-345	229	6	to	to	PART
ajbmeb-345	229	7	keep	keep	VERB
ajbmeb-345	229	8	an	an	DET
ajbmeb-345	229	9	eye	eye	NOUN
ajbmeb-345	229	10	on	on	ADP
ajbmeb-345	229	11	the	the	DET
ajbmeb-345	229	12	economic	economic	ADJ
ajbmeb-345	229	13	and	and	CCONJ
ajbmeb-345	229	14	financial	financial	ADJ
ajbmeb-345	229	15	situation	situation	NOUN
ajbmeb-345	229	16	and	and	CCONJ
ajbmeb-345	229	17	will	will	AUX
ajbmeb-345	229	18	be	be	AUX
ajbmeb-345	229	19	ready	ready	ADJ
ajbmeb-345	229	20	to	to	PART
ajbmeb-345	229	21	support	support	VERB
ajbmeb-345	229	22	if	if	SCONJ
ajbmeb-345	229	23	it	it	PRON
ajbmeb-345	229	24	becomes	become	VERB
ajbmeb-345	229	25	essential	essential	ADJ
ajbmeb-345	229	26	to	to	PART
ajbmeb-345	229	27	lessen	lessen	VERB
ajbmeb-345	229	28	the	the	DET
ajbmeb-345	229	29	effects	effect	NOUN
ajbmeb-345	229	30	of	of	ADP
ajbmeb-345	229	31	the	the	DET
ajbmeb-345	229	32	crisis	crisis	NOUN
ajbmeb-345	229	33	(	(	PUNCT
ajbmeb-345	229	34	arab	arab	ADJ
ajbmeb-345	229	35	monetary	monetary	PROPN
ajbmeb-345	229	36	fund	fund	PROPN
ajbmeb-345	229	37	,	,	PUNCT
ajbmeb-345	229	38	2020	2020	NUM
ajbmeb-345	229	39	)	)	PUNCT
ajbmeb-345	229	40	american	american	ADJ
ajbmeb-345	229	41	journal	journal	PROPN
ajbmeb-345	229	42	of	of	ADP
ajbmeb-345	229	43	business	business	NOUN
ajbmeb-345	229	44	management	management	NOUN
ajbmeb-345	229	45	,	,	PUNCT
ajbmeb-345	229	46	economics	economic	NOUN
ajbmeb-345	229	47	and	and	CCONJ
ajbmeb-345	229	48	banking	banking	NOUN
ajbmeb-345	229	49	volume	volume	NOUN
ajbmeb-345	229	50	8	8	NUM
ajbmeb-345	229	51	,	,	PUNCT
ajbmeb-345	229	52	jan	jan	PROPN
ajbmeb-345	229	53	.	.	PROPN
ajbmeb-345	229	54	,	,	PUNCT
ajbmeb-345	229	55	2023	2023	NUM
ajbmeb-345	229	56	p	p	NOUN
ajbmeb-345	229	57	a	a	DET
ajbmeb-345	229	58	g	g	NOUN
ajbmeb-345	229	59	e	e	NOUN
ajbmeb-345	229	60	|	|	ADV
ajbmeb-345	229	61	75	75	NUM
ajbmeb-345	229	62	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	229	63	key	key	ADJ
ajbmeb-345	229	64	interest	interest	NOUN
ajbmeb-345	229	65	rates	rate	NOUN
ajbmeb-345	229	66	were	be	AUX
ajbmeb-345	229	67	changed	change	VERB
ajbmeb-345	229	68	in	in	ADP
ajbmeb-345	229	69	march	march	PROPN
ajbmeb-345	229	70	200	200	NUM
ajbmeb-345	229	71	by	by	ADP
ajbmeb-345	229	72	international	international	ADJ
ajbmeb-345	229	73	banks	bank	NOUN
ajbmeb-345	229	74	and	and	CCONJ
ajbmeb-345	229	75	arab	arab	ADJ
ajbmeb-345	229	76	monetary	monetary	ADJ
ajbmeb-345	229	77	agencies	agency	NOUN
ajbmeb-345	229	78	.	.	PUNCT
ajbmeb-345	230	1	9	9	NUM
ajbmeb-345	230	2	conclusion	conclusion	NOUN
ajbmeb-345	230	3	the	the	DET
ajbmeb-345	230	4	covid-19	covid-19	PROPN
ajbmeb-345	230	5	crisis	crisis	NOUN
ajbmeb-345	230	6	puts	put	VERB
ajbmeb-345	230	7	banks	bank	NOUN
ajbmeb-345	230	8	management	management	NOUN
ajbmeb-345	230	9	approaches	approach	NOUN
ajbmeb-345	230	10	to	to	ADP
ajbmeb-345	230	11	the	the	DET
ajbmeb-345	230	12	test	test	NOUN
ajbmeb-345	230	13	,	,	PUNCT
ajbmeb-345	230	14	pushing	push	VERB
ajbmeb-345	230	15	managers	manager	NOUN
ajbmeb-345	230	16	to	to	PART
ajbmeb-345	230	17	master	master	VERB
ajbmeb-345	230	18	new	new	ADJ
ajbmeb-345	230	19	skills	skill	NOUN
ajbmeb-345	230	20	and	and	CCONJ
ajbmeb-345	230	21	develop	develop	VERB
ajbmeb-345	230	22	courageous	courageous	ADJ
ajbmeb-345	230	23	team	team	NOUN
ajbmeb-345	230	24	members	member	NOUN
ajbmeb-345	230	25	.	.	PUNCT
ajbmeb-345	231	1	banks	bank	NOUN
ajbmeb-345	231	2	handled	handle	VERB
ajbmeb-345	231	3	the	the	DET
ajbmeb-345	231	4	mass	mass	ADJ
ajbmeb-345	231	5	move	move	NOUN
ajbmeb-345	231	6	to	to	PART
ajbmeb-345	231	7	remote	remote	VERB
ajbmeb-345	231	8	working	work	VERB
ajbmeb-345	231	9	exceptionally	exceptionally	ADV
ajbmeb-345	231	10	effectively	effectively	ADV
ajbmeb-345	231	11	during	during	ADP
ajbmeb-345	231	12	this	this	DET
ajbmeb-345	231	13	time	time	NOUN
ajbmeb-345	231	14	,	,	PUNCT
ajbmeb-345	231	15	while	while	SCONJ
ajbmeb-345	231	16	maintaining	maintain	VERB
ajbmeb-345	231	17	a	a	DET
ajbmeb-345	231	18	presence	presence	NOUN
ajbmeb-345	231	19	in	in	ADP
ajbmeb-345	231	20	offices	office	NOUN
ajbmeb-345	231	21	for	for	ADP
ajbmeb-345	231	22	important	important	ADJ
ajbmeb-345	231	23	functions	function	NOUN
ajbmeb-345	231	24	.	.	PUNCT
ajbmeb-345	232	1	practically	practically	ADV
ajbmeb-345	232	2	speaking	speak	VERB
ajbmeb-345	232	3	,	,	PUNCT
ajbmeb-345	232	4	banks	bank	NOUN
ajbmeb-345	232	5	had	have	VERB
ajbmeb-345	232	6	a	a	DET
ajbmeb-345	232	7	number	number	NOUN
ajbmeb-345	232	8	of	of	ADP
ajbmeb-345	232	9	challenges	challenge	NOUN
ajbmeb-345	232	10	,	,	PUNCT
ajbmeb-345	232	11	one	one	NUM
ajbmeb-345	232	12	of	of	ADP
ajbmeb-345	232	13	which	which	PRON
ajbmeb-345	232	14	was	be	AUX
ajbmeb-345	232	15	deferring	defer	VERB
ajbmeb-345	232	16	lending	lending	NOUN
ajbmeb-345	232	17	rates	rate	NOUN
ajbmeb-345	232	18	for	for	ADP
ajbmeb-345	232	19	business	business	NOUN
ajbmeb-345	232	20	clients	client	NOUN
ajbmeb-345	232	21	in	in	ADP
ajbmeb-345	232	22	spite	spite	NOUN
ajbmeb-345	232	23	of	of	ADP
ajbmeb-345	232	24	numerous	numerous	ADJ
ajbmeb-345	232	25	demands	demand	NOUN
ajbmeb-345	232	26	to	to	PART
ajbmeb-345	232	27	do	do	AUX
ajbmeb-345	232	28	so	so	ADV
ajbmeb-345	232	29	.	.	PUNCT
ajbmeb-345	233	1	the	the	DET
ajbmeb-345	233	2	banking	banking	NOUN
ajbmeb-345	233	3	sector	sector	NOUN
ajbmeb-345	233	4	's	's	PART
ajbmeb-345	233	5	efforts	effort	NOUN
ajbmeb-345	233	6	to	to	PART
ajbmeb-345	233	7	become	become	VERB
ajbmeb-345	233	8	digital	digital	ADJ
ajbmeb-345	233	9	have	have	AUX
ajbmeb-345	233	10	intensified	intensify	VERB
ajbmeb-345	233	11	,	,	PUNCT
ajbmeb-345	233	12	testing	test	VERB
ajbmeb-345	233	13	its	its	PRON
ajbmeb-345	233	14	durability	durability	NOUN
ajbmeb-345	233	15	and	and	CCONJ
ajbmeb-345	233	16	adaptability	adaptability	NOUN
ajbmeb-345	233	17	.	.	PUNCT
ajbmeb-345	234	1	banks	bank	NOUN
ajbmeb-345	234	2	,	,	PUNCT
ajbmeb-345	234	3	according	accord	VERB
ajbmeb-345	234	4	to	to	ADP
ajbmeb-345	234	5	the	the	DET
ajbmeb-345	234	6	data	datum	NOUN
ajbmeb-345	234	7	,	,	PUNCT
ajbmeb-345	234	8	try	try	VERB
ajbmeb-345	234	9	to	to	PART
ajbmeb-345	234	10	match	match	VERB
ajbmeb-345	234	11	customer	customer	NOUN
ajbmeb-345	234	12	expectations	expectation	NOUN
ajbmeb-345	234	13	by	by	ADP
ajbmeb-345	234	14	launching	launch	VERB
ajbmeb-345	234	15	new	new	ADJ
ajbmeb-345	234	16	products	product	NOUN
ajbmeb-345	234	17	and	and	CCONJ
ajbmeb-345	234	18	services	service	NOUN
ajbmeb-345	234	19	.	.	PUNCT
ajbmeb-345	235	1	furthermore	furthermore	ADV
ajbmeb-345	235	2	,	,	PUNCT
ajbmeb-345	235	3	while	while	SCONJ
ajbmeb-345	235	4	no	no	DET
ajbmeb-345	235	5	one	one	NOUN
ajbmeb-345	235	6	can	can	AUX
ajbmeb-345	235	7	foretell	foretell	VERB
ajbmeb-345	235	8	the	the	DET
ajbmeb-345	235	9	future	future	NOUN
ajbmeb-345	235	10	,	,	PUNCT
ajbmeb-345	235	11	it	it	PRON
ajbmeb-345	235	12	is	be	AUX
ajbmeb-345	235	13	unquestionably	unquestionably	ADV
ajbmeb-345	235	14	necessary	necessary	ADJ
ajbmeb-345	235	15	for	for	SCONJ
ajbmeb-345	235	16	organizations	organization	NOUN
ajbmeb-345	235	17	to	to	PART
ajbmeb-345	235	18	modernize	modernize	VERB
ajbmeb-345	235	19	their	their	PRON
ajbmeb-345	235	20	it	it	NOUN
ajbmeb-345	235	21	infrastructure	infrastructure	NOUN
ajbmeb-345	235	22	.	.	PUNCT
ajbmeb-345	236	1	apart	apart	ADV
ajbmeb-345	236	2	from	from	ADP
ajbmeb-345	236	3	covid-19	covid-19	PROPN
ajbmeb-345	236	4	's	's	PART
ajbmeb-345	236	5	immediate	immediate	ADJ
ajbmeb-345	236	6	and	and	CCONJ
ajbmeb-345	236	7	long	long	ADJ
ajbmeb-345	236	8	-	-	PUNCT
ajbmeb-345	236	9	term	term	NOUN
ajbmeb-345	236	10	implications	implication	NOUN
ajbmeb-345	236	11	,	,	PUNCT
ajbmeb-345	236	12	the	the	DET
ajbmeb-345	236	13	financial	financial	ADJ
ajbmeb-345	236	14	sector	sector	NOUN
ajbmeb-345	236	15	has	have	AUX
ajbmeb-345	236	16	effectively	effectively	ADV
ajbmeb-345	236	17	completed	complete	VERB
ajbmeb-345	236	18	the	the	DET
ajbmeb-345	236	19	lockdown	lockdown	NOUN
ajbmeb-345	236	20	period	period	NOUN
ajbmeb-345	236	21	.	.	PUNCT
ajbmeb-345	237	1	the	the	DET
ajbmeb-345	237	2	state	state	NOUN
ajbmeb-345	237	3	of	of	ADP
ajbmeb-345	237	4	the	the	DET
ajbmeb-345	237	5	economy	economy	NOUN
ajbmeb-345	237	6	as	as	ADP
ajbmeb-345	237	7	a	a	DET
ajbmeb-345	237	8	whole	whole	NOUN
ajbmeb-345	237	9	is	be	AUX
ajbmeb-345	237	10	significantly	significantly	ADV
ajbmeb-345	237	11	impacted	impact	VERB
ajbmeb-345	237	12	by	by	ADP
ajbmeb-345	237	13	the	the	DET
ajbmeb-345	237	14	banking	banking	NOUN
ajbmeb-345	237	15	industry	industry	NOUN
ajbmeb-345	237	16	.	.	PUNCT
ajbmeb-345	238	1	infrastructure	infrastructure	NOUN
ajbmeb-345	238	2	,	,	PUNCT
ajbmeb-345	238	3	education	education	NOUN
ajbmeb-345	238	4	,	,	PUNCT
ajbmeb-345	238	5	technology	technology	NOUN
ajbmeb-345	238	6	,	,	PUNCT
ajbmeb-345	238	7	quality	quality	NOUN
ajbmeb-345	238	8	of	of	ADP
ajbmeb-345	238	9	life	life	NOUN
ajbmeb-345	238	10	,	,	PUNCT
ajbmeb-345	238	11	and	and	CCONJ
ajbmeb-345	238	12	innovation	innovation	NOUN
ajbmeb-345	238	13	are	be	AUX
ajbmeb-345	238	14	all	all	PRON
ajbmeb-345	238	15	improved	improve	VERB
ajbmeb-345	238	16	by	by	ADP
ajbmeb-345	238	17	banks	bank	NOUN
ajbmeb-345	238	18	.	.	PUNCT
ajbmeb-345	239	1	the	the	DET
ajbmeb-345	239	2	growth	growth	NOUN
ajbmeb-345	239	3	process	process	NOUN
ajbmeb-345	239	4	's	's	PART
ajbmeb-345	239	5	stability	stability	NOUN
ajbmeb-345	239	6	and	and	CCONJ
ajbmeb-345	239	7	long	long	ADJ
ajbmeb-345	239	8	-	-	PUNCT
ajbmeb-345	239	9	term	term	NOUN
ajbmeb-345	239	10	viability	viability	NOUN
ajbmeb-345	239	11	are	be	AUX
ajbmeb-345	239	12	critical	critical	ADJ
ajbmeb-345	239	13	.	.	PUNCT
ajbmeb-345	240	1	the	the	DET
ajbmeb-345	240	2	only	only	ADJ
ajbmeb-345	240	3	constant	constant	ADJ
ajbmeb-345	240	4	in	in	ADP
ajbmeb-345	240	5	our	our	PRON
ajbmeb-345	240	6	modern	modern	ADJ
ajbmeb-345	240	7	world	world	NOUN
ajbmeb-345	240	8	is	be	AUX
ajbmeb-345	240	9	the	the	DET
ajbmeb-345	240	10	velocity	velocity	NOUN
ajbmeb-345	240	11	of	of	ADP
ajbmeb-345	240	12	change	change	NOUN
ajbmeb-345	240	13	,	,	PUNCT
ajbmeb-345	240	14	and	and	CCONJ
ajbmeb-345	240	15	because	because	SCONJ
ajbmeb-345	240	16	banks	bank	NOUN
ajbmeb-345	240	17	play	play	VERB
ajbmeb-345	240	18	such	such	DET
ajbmeb-345	240	19	a	a	DET
ajbmeb-345	240	20	significant	significant	ADJ
ajbmeb-345	240	21	role	role	NOUN
ajbmeb-345	240	22	in	in	ADP
ajbmeb-345	240	23	economic	economic	ADJ
ajbmeb-345	240	24	development	development	NOUN
ajbmeb-345	240	25	,	,	PUNCT
ajbmeb-345	240	26	they	they	PRON
ajbmeb-345	240	27	have	have	AUX
ajbmeb-345	240	28	always	always	ADV
ajbmeb-345	240	29	been	be	AUX
ajbmeb-345	240	30	visible	visible	ADJ
ajbmeb-345	240	31	to	to	ADP
ajbmeb-345	240	32	the	the	DET
ajbmeb-345	240	33	general	general	ADJ
ajbmeb-345	240	34	public	public	NOUN
ajbmeb-345	240	35	and	and	CCONJ
ajbmeb-345	240	36	will	will	AUX
ajbmeb-345	240	37	do	do	VERB
ajbmeb-345	240	38	so	so	ADV
ajbmeb-345	240	39	in	in	ADP
ajbmeb-345	240	40	the	the	DET
ajbmeb-345	240	41	future	future	NOUN
ajbmeb-345	240	42	.	.	PUNCT
ajbmeb-345	241	1	recommendations	recommendation	NOUN
ajbmeb-345	241	2	abecause	abecause	VERB
ajbmeb-345	241	3	banks	bank	NOUN
ajbmeb-345	241	4	are	be	AUX
ajbmeb-345	241	5	the	the	DET
ajbmeb-345	241	6	backbone	backbone	NOUN
ajbmeb-345	241	7	of	of	ADP
ajbmeb-345	241	8	contemporary	contemporary	ADJ
ajbmeb-345	241	9	economies	economy	NOUN
ajbmeb-345	241	10	,	,	PUNCT
ajbmeb-345	241	11	bank	bank	NOUN
ajbmeb-345	241	12	restructuring	restructuring	NOUN
ajbmeb-345	241	13	policies	policy	NOUN
ajbmeb-345	241	14	may	may	AUX
ajbmeb-345	241	15	have	have	VERB
ajbmeb-345	241	16	significant	significant	ADJ
ajbmeb-345	241	17	political	political	ADJ
ajbmeb-345	241	18	and	and	CCONJ
ajbmeb-345	241	19	economic	economic	ADJ
ajbmeb-345	241	20	repercussionsthis	repercussionsthis	NOUN
ajbmeb-345	241	21	is	be	AUX
ajbmeb-345	241	22	especially	especially	ADV
ajbmeb-345	241	23	important	important	ADJ
ajbmeb-345	241	24	at	at	ADP
ajbmeb-345	241	25	this	this	DET
ajbmeb-345	241	26	time	time	NOUN
ajbmeb-345	241	27	when	when	SCONJ
ajbmeb-345	241	28	covid-19	covid-19	PROPN
ajbmeb-345	241	29	is	be	AUX
ajbmeb-345	241	30	attacking	attack	VERB
ajbmeb-345	241	31	financial	financial	ADJ
ajbmeb-345	241	32	institutions	institution	NOUN
ajbmeb-345	241	33	and	and	CCONJ
ajbmeb-345	241	34	so	so	ADV
ajbmeb-345	241	35	many	many	ADJ
ajbmeb-345	241	36	economies	economy	NOUN
ajbmeb-345	241	37	are	be	AUX
ajbmeb-345	241	38	collapsing	collapse	VERB
ajbmeb-345	241	39	.	.	PUNCT
ajbmeb-345	242	1	bbank	bbank	NOUN
ajbmeb-345	242	2	restructuring	restructuring	NOUN
ajbmeb-345	242	3	is	be	AUX
ajbmeb-345	242	4	one	one	NUM
ajbmeb-345	242	5	of	of	ADP
ajbmeb-345	242	6	the	the	DET
ajbmeb-345	242	7	most	most	ADV
ajbmeb-345	242	8	challenging	challenging	ADJ
ajbmeb-345	242	9	challenges	challenge	NOUN
ajbmeb-345	242	10	that	that	PRON
ajbmeb-345	242	11	policymakers	policymaker	NOUN
ajbmeb-345	242	12	face	face	VERB
ajbmeb-345	242	13	.	.	PUNCT
ajbmeb-345	243	1	on	on	ADP
ajbmeb-345	243	2	the	the	DET
ajbmeb-345	243	3	basis	basis	NOUN
ajbmeb-345	243	4	of	of	ADP
ajbmeb-345	243	5	limited	limited	ADJ
ajbmeb-345	243	6	information	information	NOUN
ajbmeb-345	243	7	,	,	PUNCT
ajbmeb-345	243	8	decisions	decision	NOUN
ajbmeb-345	243	9	may	may	AUX
ajbmeb-345	243	10	be	be	AUX
ajbmeb-345	243	11	made	make	VERB
ajbmeb-345	243	12	quickly	quickly	ADV
ajbmeb-345	243	13	and	and	CCONJ
ajbmeb-345	243	14	occasionally	occasionally	ADV
ajbmeb-345	243	15	in	in	ADP
ajbmeb-345	243	16	the	the	DET
ajbmeb-345	243	17	midst	midst	NOUN
ajbmeb-345	243	18	of	of	ADP
ajbmeb-345	243	19	an	an	DET
ajbmeb-345	243	20	emergency	emergency	NOUN
ajbmeb-345	243	21	.	.	PUNCT
ajbmeb-345	244	1	carab	carab	NOUN
ajbmeb-345	244	2	central	central	ADJ
ajbmeb-345	244	3	banks	bank	NOUN
ajbmeb-345	244	4	should	should	AUX
ajbmeb-345	244	5	strive	strive	VERB
ajbmeb-345	244	6	to	to	PART
ajbmeb-345	244	7	provide	provide	VERB
ajbmeb-345	244	8	appropriate	appropriate	ADJ
ajbmeb-345	244	9	liquidity	liquidity	NOUN
ajbmeb-345	244	10	to	to	ADP
ajbmeb-345	244	11	the	the	DET
ajbmeb-345	244	12	financial	financial	ADJ
ajbmeb-345	244	13	sector	sector	NOUN
ajbmeb-345	244	14	at	at	ADP
ajbmeb-345	244	15	all	all	DET
ajbmeb-345	244	16	costs	cost	NOUN
ajbmeb-345	244	17	during	during	ADP
ajbmeb-345	244	18	the	the	DET
ajbmeb-345	244	19	relief	relief	NOUN
ajbmeb-345	244	20	and	and	CCONJ
ajbmeb-345	244	21	recovery	recovery	NOUN
ajbmeb-345	244	22	periods	period	NOUN
ajbmeb-345	244	23	.	.	PUNCT
ajbmeb-345	245	1	this	this	DET
ajbmeb-345	245	2	approach	approach	NOUN
ajbmeb-345	245	3	will	will	AUX
ajbmeb-345	245	4	help	help	VERB
ajbmeb-345	245	5	banks	bank	NOUN
ajbmeb-345	245	6	to	to	PART
ajbmeb-345	245	7	remain	remain	VERB
ajbmeb-345	245	8	viable	viable	ADJ
ajbmeb-345	245	9	while	while	SCONJ
ajbmeb-345	245	10	also	also	ADV
ajbmeb-345	245	11	facilitating	facilitate	VERB
ajbmeb-345	245	12	corporate	corporate	ADJ
ajbmeb-345	245	13	financing	financing	NOUN
ajbmeb-345	245	14	,	,	PUNCT
ajbmeb-345	245	15	particularly	particularly	ADV
ajbmeb-345	245	16	to	to	ADP
ajbmeb-345	245	17	small	small	ADJ
ajbmeb-345	245	18	and	and	CCONJ
ajbmeb-345	245	19	medium	medium	ADJ
ajbmeb-345	245	20	-	-	PUNCT
ajbmeb-345	245	21	sized	sized	ADJ
ajbmeb-345	245	22	businesses	business	NOUN
ajbmeb-345	245	23	,	,	PUNCT
ajbmeb-345	245	24	to	to	PART
ajbmeb-345	245	25	avert	avert	VERB
ajbmeb-345	245	26	major	major	ADJ
ajbmeb-345	245	27	bankruptcies	bankruptcy	NOUN
ajbmeb-345	245	28	.	.	PUNCT
ajbmeb-345	246	1	because	because	SCONJ
ajbmeb-345	246	2	of	of	ADP
ajbmeb-345	246	3	the	the	DET
ajbmeb-345	246	4	lengthy	lengthy	ADJ
ajbmeb-345	246	5	uncertainty	uncertainty	NOUN
ajbmeb-345	246	6	surrounding	surround	VERB
ajbmeb-345	246	7	the	the	DET
ajbmeb-345	246	8	covid-19	covid-19	PROPN
ajbmeb-345	246	9	epidemic	epidemic	NOUN
ajbmeb-345	246	10	,	,	PUNCT
ajbmeb-345	246	11	nations	nation	NOUN
ajbmeb-345	246	12	with	with	ADP
ajbmeb-345	246	13	flexible	flexible	ADJ
ajbmeb-345	246	14	exchange	exchange	NOUN
ajbmeb-345	246	15	rate	rate	NOUN
ajbmeb-345	246	16	regimes	regime	NOUN
ajbmeb-345	246	17	must	must	AUX
ajbmeb-345	246	18	accommodate	accommodate	VERB
ajbmeb-345	246	19	low	low	ADJ
ajbmeb-345	246	20	long	long	ADJ
ajbmeb-345	246	21	-	-	PUNCT
ajbmeb-345	246	22	term	term	NOUN
ajbmeb-345	246	23	interest	interest	NOUN
ajbmeb-345	246	24	rates	rate	NOUN
ajbmeb-345	246	25	.	.	PUNCT
ajbmeb-345	247	1	it	it	PRON
ajbmeb-345	247	2	is	be	AUX
ajbmeb-345	247	3	also	also	ADV
ajbmeb-345	247	4	critical	critical	ADJ
ajbmeb-345	247	5	that	that	SCONJ
ajbmeb-345	247	6	central	central	ADJ
ajbmeb-345	247	7	banks	bank	NOUN
ajbmeb-345	247	8	'	'	PART
ajbmeb-345	247	9	facilitation	facilitation	NOUN
ajbmeb-345	247	10	of	of	ADP
ajbmeb-345	247	11	extra	extra	ADJ
ajbmeb-345	247	12	liquidity	liquidity	NOUN
ajbmeb-345	247	13	outweighs	outweigh	VERB
ajbmeb-345	247	14	substantial	substantial	ADJ
ajbmeb-345	247	15	credit	credit	NOUN
ajbmeb-345	247	16	withdrawals	withdrawal	NOUN
ajbmeb-345	247	17	by	by	ADP
ajbmeb-345	247	18	major	major	ADJ
ajbmeb-345	247	19	enterprises	enterprise	NOUN
ajbmeb-345	247	20	and	and	CCONJ
ajbmeb-345	247	21	investors	investor	NOUN
ajbmeb-345	247	22	as	as	ADP
ajbmeb-345	247	23	a	a	DET
ajbmeb-345	247	24	result	result	NOUN
ajbmeb-345	247	25	of	of	ADP
ajbmeb-345	247	26	the	the	DET
ajbmeb-345	247	27	widespread	widespread	ADJ
ajbmeb-345	247	28	pandemic	pandemic	ADJ
ajbmeb-345	247	29	.	.	PUNCT
ajbmeb-345	248	1	references	reference	NOUN
ajbmeb-345	248	2	1	1	NUM
ajbmeb-345	248	3	.	.	X
ajbmeb-345	248	4	arab	arab	PROPN
ajbmeb-345	248	5	monetary	monetary	PROPN
ajbmeb-345	248	6	fund	fund	PROPN
ajbmeb-345	248	7	(	(	PUNCT
ajbmeb-345	248	8	2020	2020	NUM
ajbmeb-345	248	9	)	)	PUNCT
ajbmeb-345	248	10	,	,	PUNCT
ajbmeb-345	248	11	arab	arab	ADJ
ajbmeb-345	248	12	economic	economic	PROPN
ajbmeb-345	248	13	outlook	outlook	NOUN
ajbmeb-345	248	14	report	report	NOUN
ajbmeb-345	248	15	,	,	PUNCT
ajbmeb-345	248	16	april	april	PROPN
ajbmeb-345	248	17	2020	2020	NUM
ajbmeb-345	248	18	2	2	NUM
ajbmeb-345	248	19	.	.	PUNCT
ajbmeb-345	248	20	barua	barua	PROPN
ajbmeb-345	248	21	,	,	PUNCT
ajbmeb-345	248	22	b.	b.	PROPN
ajbmeb-345	248	23	,	,	PUNCT
ajbmeb-345	248	24	&	&	CCONJ
ajbmeb-345	248	25	barua	barua	PROPN
ajbmeb-345	248	26	,	,	PUNCT
ajbmeb-345	248	27	s.	s.	PROPN
ajbmeb-345	248	28	(	(	PUNCT
ajbmeb-345	248	29	2021	2021	NUM
ajbmeb-345	248	30	)	)	PUNCT
ajbmeb-345	248	31	.	.	PUNCT
ajbmeb-345	249	1	covid-19	covid-19	PROPN
ajbmeb-345	249	2	implications	implication	NOUN
ajbmeb-345	249	3	for	for	ADP
ajbmeb-345	249	4	banks	bank	NOUN
ajbmeb-345	249	5	:	:	PUNCT
ajbmeb-345	249	6	evidence	evidence	NOUN
ajbmeb-345	249	7	from	from	ADP
ajbmeb-345	249	8	an	an	DET
ajbmeb-345	249	9	emerging	emerge	VERB
ajbmeb-345	249	10	economy	economy	NOUN
ajbmeb-345	249	11	.	.	PUNCT
ajbmeb-345	250	1	sn	sn	PROPN
ajbmeb-345	250	2	business	business	PROPN
ajbmeb-345	250	3	&	&	CCONJ
ajbmeb-345	250	4	economics	economic	NOUN
ajbmeb-345	250	5	,	,	PUNCT
ajbmeb-345	250	6	1(1	1(1	NUM
ajbmeb-345	250	7	)	)	PUNCT
ajbmeb-345	250	8	,	,	PUNCT
ajbmeb-345	250	9	1	1	NUM
ajbmeb-345	250	10	-	-	SYM
ajbmeb-345	250	11	28	28	NUM
ajbmeb-345	250	12	.	.	PUNCT
ajbmeb-345	251	1	https://doi.org/10.1007/s4354602000013-w	https://doi.org/10.1007/s4354602000013-w	PROPN
ajbmeb-345	251	2	american	american	PROPN
ajbmeb-345	251	3	journal	journal	PROPN
ajbmeb-345	251	4	of	of	ADP
ajbmeb-345	251	5	business	business	NOUN
ajbmeb-345	251	6	management	management	NOUN
ajbmeb-345	251	7	,	,	PUNCT
ajbmeb-345	251	8	economics	economic	NOUN
ajbmeb-345	251	9	and	and	CCONJ
ajbmeb-345	251	10	banking	banking	NOUN
ajbmeb-345	251	11	volume	volume	NOUN
ajbmeb-345	251	12	8	8	NUM
ajbmeb-345	251	13	,	,	PUNCT
ajbmeb-345	251	14	jan	jan	PROPN
ajbmeb-345	251	15	.	.	PROPN
ajbmeb-345	251	16	,	,	PUNCT
ajbmeb-345	251	17	2023	2023	NUM
ajbmeb-345	251	18	p	p	NOUN
ajbmeb-345	251	19	a	a	DET
ajbmeb-345	251	20	g	g	NOUN
ajbmeb-345	251	21	e	e	NOUN
ajbmeb-345	252	1	|	|	ADV
ajbmeb-345	252	2	76	76	NUM
ajbmeb-345	252	3	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-345	252	4	3	3	NUM
ajbmeb-345	252	5	.	.	PUNCT
ajbmeb-345	252	6	berger	berger	PROPN
ajbmeb-345	252	7	,	,	PUNCT
ajbmeb-345	252	8	a.	a.	PROPN
ajbmeb-345	252	9	&	&	CCONJ
ajbmeb-345	252	10	humphrey	humphrey	PROPN
ajbmeb-345	252	11	,	,	PUNCT
ajbmeb-345	252	12	d.	d.	PROPN
ajbmeb-345	252	13	(	(	PUNCT
ajbmeb-345	252	14	19rey	19rey	NOUN
ajbmeb-345	252	15	.	.	PUNCT
ajbmeb-345	253	1	the	the	DET
ajbmeb-345	253	2	efficiency	efficiency	NOUN
ajbmeb-345	253	3	of	of	ADP
ajbmeb-345	253	4	financial	financial	ADJ
ajbmeb-345	253	5	institutions	institution	NOUN
ajbmeb-345	253	6	:	:	PUNCT
ajbmeb-345	253	7	international	international	ADJ
ajbmeb-345	253	8	survey	survey	NOUN
ajbmeb-345	253	9	and	and	CCONJ
ajbmeb-345	253	10	direction	direction	NOUN
ajbmeb-345	253	11	for	for	ADP
ajbmeb-345	253	12	future	future	ADJ
ajbmeb-345	253	13	research	research	NOUN
ajbmeb-345	253	14	.	.	PUNCT
ajbmeb-345	254	1	european	european	ADJ
ajbmeb-345	254	2	journal	journal	PROPN
ajbmeb-345	254	3	of	of	ADP
ajbmeb-345	254	4	operational	operational	ADJ
ajbmeb-345	254	5	research.175–212	research.175–212	NOUN
ajbmeb-345	254	6	.	.	PUNCT
ajbmeb-345	255	1	4	4	NUM
ajbmeb-345	255	2	.	.	X
ajbmeb-345	256	1	bourke	bourke	PROPN
ajbmeb-345	256	2	,	,	PUNCT
ajbmeb-345	256	3	p.	p.	PROPN
ajbmeb-345	256	4	(	(	PUNCT
ajbmeb-345	256	5	1989	1989	NUM
ajbmeb-345	256	6	)	)	PUNCT
ajbmeb-345	256	7	.	.	PUNCT
ajbmeb-345	257	1	concentration	concentration	NOUN
ajbmeb-345	257	2	and	and	CCONJ
ajbmeb-345	257	3	other	other	ADJ
ajbmeb-345	257	4	determinants	determinant	NOUN
ajbmeb-345	257	5	of	of	ADP
ajbmeb-345	257	6	bank	bank	NOUN
ajbmeb-345	257	7	profitability	profitability	NOUN
ajbmeb-345	257	8	in	in	ADP
ajbmeb-345	257	9	europe	europe	PROPN
ajbmeb-345	257	10	,	,	PUNCT
ajbmeb-345	257	11	north	north	PROPN
ajbmeb-345	257	12	america	america	PROPN
ajbmeb-345	257	13	,	,	PUNCT
ajbmeb-345	257	14	and	and	CCONJ
ajbmeb-345	257	15	australia	australia	PROPN
ajbmeb-345	257	16	.	.	PUNCT
ajbmeb-345	258	1	journal	journal	PROPN
ajbmeb-345	258	2	of	of	ADP
ajbmeb-345	258	3	banking	banking	NOUN
ajbmeb-345	258	4	&	&	CCONJ
ajbmeb-345	258	5	finance	finance	PROPN
ajbmeb-345	258	6	,	,	PUNCT
ajbmeb-345	258	7	13(1	13(1	NUM
ajbmeb-345	258	8	)	)	PUNCT
ajbmeb-345	258	9	,	,	PUNCT
ajbmeb-345	258	10	65	65	NUM
ajbmeb-345	258	11	-	-	SYM
ajbmeb-345	258	12	79	79	NUM
ajbmeb-345	258	13	5	5	NUM
ajbmeb-345	258	14	.	.	PUNCT
ajbmeb-345	259	1	disemadi	disemadi	NOUN
ajbmeb-345	259	2	,	,	PUNCT
ajbmeb-345	259	3	h.	h.	PROPN
ajbmeb-345	259	4	s.	s.	PROPN
ajbmeb-345	259	5	,	,	PUNCT
ajbmeb-345	259	6	&	&	CCONJ
ajbmeb-345	259	7	shaleh	shaleh	PROPN
ajbmeb-345	259	8	,	,	PUNCT
ajbmeb-345	259	9	a.	a.	NOUN
ajbmeb-345	259	10	i.	i.	PROPN
ajbmeb-345	259	11	(	(	PUNCT
ajbmeb-345	259	12	2020	2020	NUM
ajbmeb-345	259	13	)	)	PUNCT
ajbmeb-345	259	14	.	.	PUNCT
ajbmeb-345	260	1	banking	banking	NOUN
ajbmeb-345	260	2	credit	credit	NOUN
ajbmeb-345	260	3	restructuring	restructuring	NOUN
ajbmeb-345	260	4	policy	policy	NOUN
ajbmeb-345	260	5	amid	amid	ADP
ajbmeb-345	260	6	covid-19	covid-19	PROPN
ajbmeb-345	260	7	pandemic	pandemic	ADJ
ajbmeb-345	260	8	in	in	ADP
ajbmeb-345	260	9	indonesia	indonesia	PROPN
ajbmeb-345	260	10	.	.	PUNCT
ajbmeb-345	261	1	jurnal	jurnal	PROPN
ajbmeb-345	261	2	inovasi	inovasi	PROPN
ajbmeb-345	261	3	ekonomi	ekonomi	PROPN
ajbmeb-345	261	4	,	,	PUNCT
ajbmeb-345	261	5	5(02	5(02	NUM
ajbmeb-345	261	6	)	)	PUNCT
ajbmeb-345	261	7	,	,	PUNCT
ajbmeb-345	261	8	63	63	NUM
ajbmeb-345	261	9	-	-	SYM
ajbmeb-345	261	10	70	70	NUM
ajbmeb-345	261	11	.	.	PUNCT
ajbmeb-345	262	1	https://doi.org/10.22219/jiko.v5i3.11790	https://doi.org/10.22219/jiko.v5i3.11790	NOUN
ajbmeb-345	262	2	6	6	NUM
ajbmeb-345	262	3	.	.	PUNCT
ajbmeb-345	263	1	european	european	PROPN
ajbmeb-345	263	2	central	central	PROPN
ajbmeb-345	263	3	bank	bank	PROPN
ajbmeb-345	263	4	(	(	PUNCT
ajbmeb-345	263	5	2020	2020	NUM
ajbmeb-345	263	6	)	)	PUNCT
ajbmeb-345	263	7	,	,	PUNCT
ajbmeb-345	263	8	“	"	PUNCT
ajbmeb-345	263	9	our	our	PRON
ajbmeb-345	263	10	response	response	NOUN
ajbmeb-345	263	11	to	to	ADP
ajbmeb-345	263	12	the	the	DET
ajbmeb-345	263	13	coronavirus	coronavirus	NOUN
ajbmeb-345	263	14	emergency	emergency	NOUN
ajbmeb-345	263	15	”	"	PUNCT
ajbmeb-345	263	16	.	.	PUNCT
ajbmeb-345	263	17	available	available	ADJ
ajbmeb-345	263	18	at	at	ADP
ajbmeb-345	263	19	:	:	PUNCT
ajbmeb-345	263	20	https://www.ecb.europa.eu/home/html/index.en.html	https://www.ecb.europa.eu/home/html/index.en.html	NUM
ajbmeb-345	263	21	7	7	X
ajbmeb-345	263	22	.	.	PUNCT
ajbmeb-345	263	23	federal	federal	PROPN
ajbmeb-345	263	24	reserve	reserve	PROPN
ajbmeb-345	263	25	system	system	NOUN
ajbmeb-345	263	26	(	(	PUNCT
ajbmeb-345	263	27	2020	2020	NUM
ajbmeb-345	263	28	)	)	PUNCT
ajbmeb-345	263	29	.	.	PUNCT
ajbmeb-345	264	1	available	available	ADJ
ajbmeb-345	264	2	at	at	ADP
ajbmeb-345	264	3	:	:	PUNCT
ajbmeb-345	264	4	https://www.federalreserve.gov/newsevents/pressreleases/monetary20200323b.htm	https://www.federalreserve.gov/newsevents/pressreleases/monetary20200323b.htm	PROPN
ajbmeb-345	264	5	8	8	NUM
ajbmeb-345	264	6	.	.	PUNCT
ajbmeb-345	265	1	economic	economic	ADJ
ajbmeb-345	265	2	repercussions	repercussion	NOUN
ajbmeb-345	265	3	of	of	ADP
ajbmeb-345	265	4	the	the	DET
ajbmeb-345	265	5	new	new	ADJ
ajbmeb-345	265	6	corona	corona	PROPN
ajbmeb-345	265	7	virus	virus	NOUN
ajbmeb-345	265	8	on	on	ADP
ajbmeb-345	265	9	arab	arab	ADJ
ajbmeb-345	265	10	countries	country	NOUN
ajbmeb-345	265	11	may	may	AUX
ajbmeb-345	265	12	8	8	NUM
ajbmeb-345	265	13	,	,	PUNCT
ajbmeb-345	265	14	2020	2020	NUM
ajbmeb-345	265	15	9	9	NUM
ajbmeb-345	265	16	.	.	X
ajbmeb-345	266	1	claessens	claessen	NOUN
ajbmeb-345	266	2	,	,	PUNCT
ajbmeb-345	266	3	s.	s.	PROPN
ajbmeb-345	266	4	,	,	PUNCT
ajbmeb-345	266	5	klingebiel	klingebiel	PROPN
ajbmeb-345	266	6	,	,	PUNCT
ajbmeb-345	266	7	d.	d.	PROPN
ajbmeb-345	266	8	,	,	PUNCT
ajbmeb-345	266	9	&	&	CCONJ
ajbmeb-345	266	10	laeven	laeven	ADJ
ajbmeb-345	266	11	,	,	PUNCT
ajbmeb-345	266	12	l.	l.	PROPN
ajbmeb-345	266	13	(	(	PUNCT
ajbmeb-345	266	14	2005	2005	NUM
ajbmeb-345	266	15	)	)	PUNCT
ajbmeb-345	266	16	.	.	PUNCT
ajbmeb-345	267	1	chris	chris	PROPN
ajbmeb-345	267	2	resolution	resolution	PROPN
ajbmeb-345	267	3	,	,	PUNCT
ajbmeb-345	267	4	policies	policy	NOUN
ajbmeb-345	267	5	,	,	PUNCT
ajbmeb-345	267	6	and	and	CCONJ
ajbmeb-345	267	7	institutions	institution	NOUN
ajbmeb-345	267	8	:	:	PUNCT
ajbmeb-345	267	9	empirical	empirical	ADJ
ajbmeb-345	267	10	evidence	evidence	NOUN
ajbmeb-345	267	11	.	.	PUNCT
ajbmeb-345	268	1	in	in	ADP
ajbmeb-345	268	2	systemic	systemic	ADJ
ajbmeb-345	268	3	financial	financial	ADJ
ajbmeb-345	268	4	distress	distress	NOUN
ajbmeb-345	268	5	:	:	PUNCT
ajbmeb-345	268	6	containment	containment	NOUN
ajbmeb-345	268	7	and	and	CCONJ
ajbmeb-345	268	8	resolution	resolution	NOUN
ajbmeb-345	268	9	.	.	PUNCT
ajbmeb-345	269	1	cambridge	cambridge	PROPN
ajbmeb-345	269	2	:	:	PUNCT
ajbmeb-345	269	3	cambridge	cambridge	PROPN
ajbmeb-345	269	4	university	university	PROPN
ajbmeb-345	269	5	press	press	PROPN
ajbmeb-345	269	6	10	10	NUM
ajbmeb-345	269	7	.	.	PUNCT
ajbmeb-345	270	1	european	european	PROPN
ajbmeb-345	270	2	central	central	PROPN
ajbmeb-345	270	3	bank	bank	PROPN
ajbmeb-345	270	4	.	.	PUNCT
ajbmeb-345	271	1	the	the	DET
ajbmeb-345	271	2	euro	euro	PROPN
ajbmeb-345	271	3	area	area	PROPN
ajbmeb-345	271	4	bank	bank	PROPN
ajbmeb-345	271	5	lending	lending	NOUN
ajbmeb-345	271	6	survey	survey	NOUN
ajbmeb-345	271	7	.	.	PUNCT
ajbmeb-345	272	1	fourth	fourth	ADJ
ajbmeb-345	272	2	quarter	quarter	NOUN
ajbmeb-345	272	3	of	of	ADP
ajbmeb-345	272	4	2020	2020	NUM
ajbmeb-345	272	5	;	;	PUNCT
ajbmeb-345	272	6	european	european	PROPN
ajbmeb-345	272	7	central	central	PROPN
ajbmeb-345	272	8	bank	bank	PROPN
ajbmeb-345	272	9	:	:	PUNCT
ajbmeb-345	272	10	frankfurt	frankfurt	PROPN
ajbmeb-345	272	11	,	,	PUNCT
ajbmeb-345	272	12	germany	germany	PROPN
ajbmeb-345	272	13	,	,	PUNCT
ajbmeb-345	272	14	2020	2020	NUM
ajbmeb-345	272	15	.	.	PUNCT
ajbmeb-345	273	1	available	available	ADJ
ajbmeb-345	273	2	online	online	ADV
ajbmeb-345	274	1	:	:	PUNCT
ajbmeb-345	274	2	https://www.ecb.europa.eu/stats/ecb_surveys/bank_lending_survey/html/ecb.blssurvey2	https://www.ecb.europa.eu/stats/ecb_surveys/bank_lending_survey/html/ecb.blssurvey2	NOUN
ajbmeb-345	274	3	020q4~{}e8	020q4~{}e8	PRON
ajbmeb-345	274	4	9c77d212.en.html	9c77d212.en.html	NUM
ajbmeb-345	274	5	(	(	PUNCT
ajbmeb-345	274	6	accessed	access	VERB
ajbmeb-345	274	7	on	on	ADP
ajbmeb-345	274	8	15	15	NUM
ajbmeb-345	274	9	august	august	NOUN
ajbmeb-345	274	10	2021	2021	NUM
ajbmeb-345	274	11	)	)	PUNCT
ajbmeb-345	274	12	11	11	NUM
ajbmeb-345	274	13	.	.	PUNCT
ajbmeb-345	275	1	european	european	PROPN
ajbmeb-345	275	2	central	central	PROPN
ajbmeb-345	275	3	bank	bank	PROPN
ajbmeb-345	275	4	.	.	PUNCT
ajbmeb-345	276	1	financial	financial	ADJ
ajbmeb-345	276	2	stability	stability	NOUN
ajbmeb-345	276	3	review	review	NOUN
ajbmeb-345	276	4	may	may	PROPN
ajbmeb-345	276	5	2021	2021	NUM
ajbmeb-345	276	6	;	;	PUNCT
ajbmeb-345	276	7	european	european	PROPN
ajbmeb-345	276	8	central	central	PROPN
ajbmeb-345	276	9	bank	bank	PROPN
ajbmeb-345	276	10	:	:	PUNCT
ajbmeb-345	276	11	frankfurt	frankfurt	PROPN
ajbmeb-345	276	12	,	,	PUNCT
ajbmeb-345	276	13	germany	germany	PROPN
ajbmeb-345	276	14	,	,	PUNCT
ajbmeb-345	276	15	2021	2021	NUM
ajbmeb-345	276	16	.	.	PUNCT
ajbmeb-345	277	1	available	available	ADJ
ajbmeb-345	277	2	online	online	ADV
ajbmeb-345	277	3	:	:	PUNCT
ajbmeb-345	278	1	https://www.ecb.europa.eu/pub/pdf/fsr/ecb.fsr202105~{}757f727fe4.en.pdf	https://www.ecb.europa.eu/pub/pdf/fsr/ecb.fsr202105~{}757f727fe4.en.pdf	PROPN
ajbmeb-345	278	2	(	(	PUNCT
ajbmeb-345	278	3	accessed	access	VERB
ajbmeb-345	278	4	on	on	ADP
ajbmeb-345	278	5	15	15	NUM
ajbmeb-345	278	6	august	august	NOUN
ajbmeb-345	278	7	2021	2021	NUM
ajbmeb-345	278	8	)	)	PUNCT
ajbmeb-345	278	9	.	.	PUNCT
ajbmeb-345	279	1	12	12	NUM
ajbmeb-345	279	2	.	.	PUNCT
ajbmeb-345	280	1	imf	imf	PROPN
ajbmeb-345	280	2	(	(	PUNCT
ajbmeb-345	280	3	2020	2020	NUM
ajbmeb-345	280	4	)	)	PUNCT
ajbmeb-345	280	5	,	,	PUNCT
ajbmeb-345	280	6	https://www.imf.org/en/topics/imf-and-covid19/policy-responses-to-covid19	https://www.imf.org/en/topics/imf-and-covid19/policy-responses-to-covid19	NOUN
ajbmeb-345	280	7	13	13	NUM
ajbmeb-345	280	8	.	.	PUNCT
ajbmeb-345	281	1	international	international	ADJ
ajbmeb-345	281	2	monetary	monetary	ADJ
ajbmeb-345	281	3	fund	fund	NOUN
ajbmeb-345	281	4	.	.	PUNCT
ajbmeb-345	282	1	global	global	ADJ
ajbmeb-345	282	2	financial	financial	ADJ
ajbmeb-345	282	3	stability	stability	NOUN
ajbmeb-345	282	4	report	report	NOUN
ajbmeb-345	282	5	2020	2020	NUM
ajbmeb-345	282	6	;	;	PUNCT
ajbmeb-345	282	7	international	international	ADJ
ajbmeb-345	282	8	monetary	monetary	ADJ
ajbmeb-345	282	9	fund	fund	PROPN
ajbmeb-345	282	10	:	:	PUNCT
ajbmeb-345	282	11	washington	washington	PROPN
ajbmeb-345	282	12	,	,	PUNCT
ajbmeb-345	282	13	dc	dc	PROPN
ajbmeb-345	282	14	,	,	PUNCT
ajbmeb-345	282	15	usa	usa	PROPN
ajbmeb-345	282	16	,	,	PUNCT
ajbmeb-345	282	17	2020	2020	NUM
ajbmeb-345	282	18	.	.	PUNCT
ajbmeb-345	283	1	available	available	ADJ
ajbmeb-345	283	2	online	online	ADV
ajbmeb-345	283	3	:	:	PUNCT
ajbmeb-345	283	4	https://www.imf.org/en/publications/gfsr/issues/2020/10/13/global-financial-stabilityreport-october2020	https://www.imf.org/en/publications/gfsr/issues/2020/10/13/global-financial-stabilityreport-october2020	PROPN
ajbmeb-345	283	5	(	(	PUNCT
ajbmeb-345	283	6	accessed	access	VERB
ajbmeb-345	283	7	on	on	ADP
ajbmeb-345	283	8	15	15	NUM
ajbmeb-345	283	9	august	august	NOUN
ajbmeb-345	283	10	2021	2021	NUM
ajbmeb-345	283	11	)	)	PUNCT
ajbmeb-345	283	12	14	14	NUM
ajbmeb-345	283	13	.	.	PUNCT
ajbmeb-345	284	1	kpmg	kpmg	PROPN
ajbmeb-345	284	2	(	(	PUNCT
ajbmeb-345	284	3	2020b	2020b	NUM
ajbmeb-345	284	4	)	)	PUNCT
ajbmeb-345	284	5	.	.	PUNCT
ajbmeb-345	285	1	a	a	DET
ajbmeb-345	285	2	catalyst	catalyst	NOUN
ajbmeb-345	285	3	for	for	ADP
ajbmeb-345	285	4	change	change	NOUN
ajbmeb-345	285	5	for	for	ADP
ajbmeb-345	285	6	bank	bank	NOUN
ajbmeb-345	285	7	branches	branch	NOUN
ajbmeb-345	285	8	https://home.kpmg/xx/en/blogs/home/posts/2020/04/a-catalyst-for-changefor-bankbranches.html	https://home.kpmg/xx/en/blogs/home/posts/2020/04/a-catalyst-for-changefor-bankbranches.html	PROPN
ajbmeb-345	285	9	15	15	NUM
ajbmeb-345	285	10	.	.	PUNCT
ajbmeb-345	286	1	kpmg	kpmg	PROPN
ajbmeb-345	286	2	(	(	PUNCT
ajbmeb-345	286	3	2020b	2020b	NUM
ajbmeb-345	286	4	)	)	PUNCT
ajbmeb-345	286	5	.	.	PUNCT
ajbmeb-345	287	1	a	a	DET
ajbmeb-345	287	2	catalyst	catalyst	NOUN
ajbmeb-345	287	3	for	for	ADP
ajbmeb-345	287	4	change	change	NOUN
ajbmeb-345	287	5	for	for	ADP
ajbmeb-345	287	6	bank	bank	NOUN
ajbmeb-345	287	7	branches	branch	NOUN
ajbmeb-345	287	8	https://home.kpmg/xx/en/blogs/home/posts/2020/04/a-catalyst-for-changefor-bankbranches.html	https://home.kpmg/xx/en/blogs/home/posts/2020/04/a-catalyst-for-changefor-bankbranches.html	PROPN
ajbmeb-345	287	9	16	16	NUM
ajbmeb-345	287	10	.	.	PUNCT
ajbmeb-345	288	1	molyneux	molyneux	PROPN
ajbmeb-345	288	2	,	,	PUNCT
ajbmeb-345	288	3	p.	p.	PROPN
ajbmeb-345	288	4	,	,	PUNCT
ajbmeb-345	288	5	and	and	CCONJ
ajbmeb-345	288	6	thornton	thornton	PROPN
ajbmeb-345	288	7	,	,	PUNCT
ajbmeb-345	288	8	j.	j.	PROPN
ajbmeb-345	288	9	(	(	PUNCT
ajbmeb-345	288	10	1992	1992	NUM
ajbmeb-345	288	11	)	)	PUNCT
ajbmeb-345	288	12	.	.	PUNCT
ajbmeb-345	289	1	determinants	determinant	NOUN
ajbmeb-345	289	2	of	of	ADP
ajbmeb-345	289	3	european	european	PROPN
ajbmeb-345	289	4	bank	bank	PROPN
ajbmeb-345	289	5	profitability	profitability	NOUN
ajbmeb-345	289	6	:	:	PUNCT
ajbmeb-345	289	7	a	a	DET
ajbmeb-345	289	8	note	note	NOUN
ajbmeb-345	289	9	.	.	PUNCT
ajbmeb-345	290	1	journal	journal	NOUN
ajbmeb-345	290	2	of	of	ADP
ajbmeb-345	290	3	banking	banking	NOUN
ajbmeb-345	290	4	&	&	CCONJ
ajbmeb-345	290	5	finance	finance	PROPN
ajbmeb-345	290	6	,	,	PUNCT
ajbmeb-345	290	7	16(6	16(6	NUM
ajbmeb-345	290	8	)	)	PUNCT
ajbmeb-345	290	9	,	,	PUNCT
ajbmeb-345	290	10	1173	1173	NUM
ajbmeb-345	290	11	-	-	SYM
ajbmeb-345	290	12	1178	1178	NUM
ajbmeb-345	290	13	.	.	PUNCT
ajbmeb-345	291	1	17	17	NUM
ajbmeb-345	291	2	.	.	X
ajbmeb-345	291	3	pwc	pwc	PROPN
ajbmeb-345	291	4	(	(	PUNCT
ajbmeb-345	291	5	2020b	2020b	NUM
ajbmeb-345	291	6	)	)	PUNCT
ajbmeb-345	291	7	.	.	PUNCT
ajbmeb-345	292	1	how	how	SCONJ
ajbmeb-345	292	2	retail	retail	ADJ
ajbmeb-345	292	3	banks	bank	NOUN
ajbmeb-345	292	4	can	can	AUX
ajbmeb-345	292	5	keep	keep	VERB
ajbmeb-345	292	6	the	the	DET
ajbmeb-345	292	7	lights	light	NOUN
ajbmeb-345	292	8	on	on	ADP
ajbmeb-345	292	9	during	during	ADP
ajbmeb-345	292	10	the	the	DET
ajbmeb-345	292	11	covid-19	covid-19	PROPN
ajbmeb-345	292	12	crisisand	crisisand	NOUN
ajbmeb-345	292	13	recalibrate	recalibrate	VERB
ajbmeb-345	292	14	for	for	ADP
ajbmeb-345	292	15	the	the	DET
ajbmeb-345	292	16	future	future	NOUN
ajbmeb-345	292	17	.	.	PUNCT
ajbmeb-345	293	1	https://www.pwc.com/us/en/library/covid19/coronavirusimpacts-retail-banking.html#content-free-1-afa8	https://www.pwc.com/us/en/library/covid19/coronavirusimpacts-retail-banking.html#content-free-1-afa8	PROPN
ajbmeb-345	293	2	18	18	NUM
ajbmeb-345	293	3	.	.	PUNCT
ajbmeb-345	294	1	reinhart	reinhart	PROPN
ajbmeb-345	294	2	,	,	PUNCT
ajbmeb-345	294	3	c.	c.	PROPN
ajbmeb-345	294	4	m.	m.	PROPN
ajbmeb-345	294	5	,	,	PUNCT
ajbmeb-345	294	6	&	&	CCONJ
ajbmeb-345	294	7	rogoff	rogoff	PROPN
ajbmeb-345	294	8	,	,	PUNCT
ajbmeb-345	294	9	k.	k.	PROPN
ajbmeb-345	294	10	s.	s.	PROPN
ajbmeb-345	294	11	(	(	PUNCT
ajbmeb-345	294	12	2009	2009	NUM
ajbmeb-345	294	13	)	)	PUNCT
ajbmeb-345	294	14	.	.	PUNCT
ajbmeb-345	295	1	this	this	DET
ajbmeb-345	295	2	time	time	NOUN
ajbmeb-345	295	3	is	be	AUX
ajbmeb-345	295	4	different	different	ADJ
ajbmeb-345	295	5	:	:	PUNCT
ajbmeb-345	295	6	eight	eight	NUM
ajbmeb-345	295	7	centuries	century	NOUN
ajbmeb-345	295	8	of	of	ADP
ajbmeb-345	295	9	financial	financial	ADJ
ajbmeb-345	295	10	folly	folly	NOUN
ajbmeb-345	295	11	.	.	PUNCT
ajbmeb-345	296	1	princeton	princeton	PROPN
ajbmeb-345	296	2	university	university	PROPN
ajbmeb-345	296	3	press	press	NOUN
ajbmeb-345	296	4	.	.	PUNCT
ajbmeb-345	297	1	https://doi.org/10.22219/jiko.v5i3.11790	https://doi.org/10.22219/jiko.v5i3.11790	PRON
ajbmeb-345	297	2	https://www.ecb.europa.eu/home/html/index.en.html	https://www.ecb.europa.eu/home/html/index.en.html	X
ajbmeb-345	297	3	https://www.federalreserve.gov/newsevents/pressreleases/monetary20200323b.htm	https://www.federalreserve.gov/newsevents/pressreleases/monetary20200323b.htm	PROPN
ajbmeb-345	297	4	https://www.ecb.europa.eu/pub/pdf/fsr/ecb.fsr202105~%7b%7d757f727fe4.en.pdf	https://www.ecb.europa.eu/pub/pdf/fsr/ecb.fsr202105~%7b%7d757f727fe4.en.pdf	VERB
ajbmeb-345	297	5	https://www.imf.org/en/topics/imf-and-covid19/policy-responses-to-covid-19	https://www.imf.org/en/topics/imf-and-covid19/policy-responses-to-covid-19	PROPN
ajbmeb-345	297	6	https://www.imf.org/en/topics/imf-and-covid19/policy-responses-to-covid-19	https://www.imf.org/en/topics/imf-and-covid19/policy-responses-to-covid-19	PROPN
ajbmeb-345	297	7	https://www.imf.org/en/publications/gfsr/issues/2020/10/13/global-financial-stability-report-october2020	https://www.imf.org/en/publications/gfsr/issues/2020/10/13/global-financial-stability-report-october2020	PROPN
ajbmeb-345	297	8	https://www.imf.org/en/publications/gfsr/issues/2020/10/13/global-financial-stability-report-october2020	https://www.imf.org/en/publications/gfsr/issues/2020/10/13/global-financial-stability-report-october2020	PROPN
ajbmeb-345	297	9	https://home.kpmg/xx/en/blogs/home/posts/2020/04/a-catalyst-for-changefor-bank-branches.html	https://home.kpmg/xx/en/blogs/home/posts/2020/04/a-catalyst-for-changefor-bank-branches.html	PROPN
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