id	sid	tid	token	lemma	pos
ajbmeb-460	1	1	american	american	PROPN
ajbmeb-460	1	2	journal	journal	PROPN
ajbmeb-460	1	3	of	of	ADP
ajbmeb-460	1	4	business	business	NOUN
ajbmeb-460	1	5	management	management	NOUN
ajbmeb-460	1	6	,	,	PUNCT
ajbmeb-460	1	7	economics	economic	NOUN
ajbmeb-460	1	8	and	and	CCONJ
ajbmeb-460	1	9	banking	banking	NOUN
ajbmeb-460	1	10	issn	issn	PROPN
ajbmeb-460	1	11	(	(	PUNCT
ajbmeb-460	1	12	e	e	NOUN
ajbmeb-460	1	13	):	):	PUNCT
ajbmeb-460	1	14	2832	2832	NUM
ajbmeb-460	1	15	-	-	SYM
ajbmeb-460	1	16	8078	8078	NUM
ajbmeb-460	1	17	volume	volume	NOUN
ajbmeb-460	1	18	9	9	NUM
ajbmeb-460	1	19	,	,	PUNCT
ajbmeb-460	1	20	|	|	ADV
ajbmeb-460	1	21	feb	feb	PROPN
ajbmeb-460	1	22	.	.	PROPN
ajbmeb-460	1	23	,	,	PUNCT
ajbmeb-460	1	24	2023	2023	NUM
ajbmeb-460	1	25	p	p	NOUN
ajbmeb-460	1	26	a	a	DET
ajbmeb-460	1	27	g	g	NOUN
ajbmeb-460	1	28	e	e	NOUN
ajbmeb-460	1	29	|	|	NOUN
ajbmeb-460	1	30	123	123	NUM
ajbmeb-460	1	31	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	1	32	evaluation	evaluation	NOUN
ajbmeb-460	1	33	of	of	ADP
ajbmeb-460	1	34	the	the	DET
ajbmeb-460	1	35	efficiency	efficiency	NOUN
ajbmeb-460	1	36	of	of	ADP
ajbmeb-460	1	37	the	the	DET
ajbmeb-460	1	38	financial	financial	ADJ
ajbmeb-460	1	39	performance	performance	NOUN
ajbmeb-460	1	40	of	of	ADP
ajbmeb-460	1	41	the	the	DET
ajbmeb-460	1	42	islamic	islamic	PROPN
ajbmeb-460	1	43	insurance	insurance	PROPN
ajbmeb-460	1	44	company	company	NOUN
ajbmeb-460	1	45	in	in	ADP
ajbmeb-460	1	46	jordan	jordan	PROPN
ajbmeb-460	1	47	with	with	ADP
ajbmeb-460	1	48	a	a	DET
ajbmeb-460	1	49	proposed	propose	VERB
ajbmeb-460	1	50	model	model	NOUN
ajbmeb-460	1	51	for	for	ADP
ajbmeb-460	1	52	the	the	DET
ajbmeb-460	1	53	establishment	establishment	NOUN
ajbmeb-460	1	54	of	of	ADP
ajbmeb-460	1	55	an	an	DET
ajbmeb-460	1	56	islamic	islamic	ADJ
ajbmeb-460	1	57	insurance	insurance	NOUN
ajbmeb-460	1	58	company	company	NOUN
ajbmeb-460	1	59	in	in	ADP
ajbmeb-460	1	60	iraq	iraq	PROPN
ajbmeb-460	1	61	zahra	zahra	PROPN
ajbmeb-460	1	62	khaled	khaled	PROPN
ajbmeb-460	1	63	rahim	rahim	PROPN
ajbmeb-460	1	64	al	al	PROPN
ajbmeb-460	1	65	-	-	PUNCT
ajbmeb-460	1	66	mustansiriya	mustansiriya	PROPN
ajbmeb-460	1	67	university	university	NOUN
ajbmeb-460	1	68	,	,	PUNCT
ajbmeb-460	1	69	college	college	NOUN
ajbmeb-460	1	70	of	of	ADP
ajbmeb-460	1	71	administration	administration	PROPN
ajbmeb-460	1	72	and	and	CCONJ
ajbmeb-460	1	73	economics	economics	PROPN
ajbmeb-460	1	74	zahraakhalied96@uomustansiriyah.edu.iq	zahraakhalied96@uomustansiriyah.edu.iq	PROPN
ajbmeb-460	1	75	mother	mother	NOUN
ajbmeb-460	1	76	.	.	PUNCT
ajbmeb-460	2	1	dr	dr	PROPN
ajbmeb-460	2	2	.	.	PROPN
ajbmeb-460	2	3	ahmed	ahmed	PROPN
ajbmeb-460	2	4	sabih	sabih	PROPN
ajbmeb-460	2	5	attia	attia	PROPN
ajbmeb-460	2	6	al	al	PROPN
ajbmeb-460	2	7	-	-	PUNCT
ajbmeb-460	2	8	mustansiriya	mustansiriya	PROPN
ajbmeb-460	2	9	university	university	NOUN
ajbmeb-460	2	10	,	,	PUNCT
ajbmeb-460	2	11	college	college	NOUN
ajbmeb-460	2	12	of	of	ADP
ajbmeb-460	2	13	administration	administration	PROPN
ajbmeb-460	2	14	and	and	CCONJ
ajbmeb-460	2	15	economics	economic	NOUN
ajbmeb-460	2	16	dr.ahmed_sabeeh@uomustansiriyah.edu.iq	dr.ahmed_sabeeh@uomustansiriyah.edu.iq	VERB
ajbmeb-460	3	1	a	a	DET
ajbmeb-460	3	2	b	b	PROPN
ajbmeb-460	3	3	s	s	ADP
ajbmeb-460	3	4	t	t	PROPN
ajbmeb-460	3	5	r	r	NOUN
ajbmeb-460	3	6	a	a	DET
ajbmeb-460	3	7	c	c	NOUN
ajbmeb-460	3	8	t	t	NOUN
ajbmeb-460	3	9	k	k	X
ajbmeb-460	3	10	e	e	PROPN
ajbmeb-460	3	11	y	y	PROPN
ajbmeb-460	3	12	w	w	NOUN
ajbmeb-460	3	13	o	o	NOUN
ajbmeb-460	3	14	r	r	NOUN
ajbmeb-460	3	15	d	d	X
ajbmeb-460	3	16	s	s	VERB
ajbmeb-460	3	17	the	the	DET
ajbmeb-460	3	18	increasing	increase	VERB
ajbmeb-460	3	19	risks	risk	NOUN
ajbmeb-460	3	20	to	to	PART
ajbmeb-460	3	21	which	which	DET
ajbmeb-460	3	22	man	man	NOUN
ajbmeb-460	3	23	is	be	AUX
ajbmeb-460	3	24	exposed	expose	VERB
ajbmeb-460	3	25	and	and	CCONJ
ajbmeb-460	3	26	what	what	PRON
ajbmeb-460	3	27	he	he	PRON
ajbmeb-460	3	28	owns	own	VERB
ajbmeb-460	3	29	necessitates	necessitate	VERB
ajbmeb-460	3	30	that	that	SCONJ
ajbmeb-460	3	31	he	he	PRON
ajbmeb-460	3	32	seeks	seek	VERB
ajbmeb-460	3	33	to	to	PART
ajbmeb-460	3	34	find	find	VERB
ajbmeb-460	3	35	ways	way	NOUN
ajbmeb-460	3	36	to	to	PART
ajbmeb-460	3	37	mitigate	mitigate	VERB
ajbmeb-460	3	38	the	the	DET
ajbmeb-460	3	39	negative	negative	ADJ
ajbmeb-460	3	40	effects	effect	NOUN
ajbmeb-460	3	41	of	of	ADP
ajbmeb-460	3	42	these	these	DET
ajbmeb-460	3	43	risks	risk	NOUN
ajbmeb-460	3	44	.	.	PUNCT
ajbmeb-460	4	1	he	he	PRON
ajbmeb-460	4	2	resorted	resort	VERB
ajbmeb-460	4	3	initially	initially	ADV
ajbmeb-460	4	4	to	to	ADP
ajbmeb-460	4	5	saving	save	VERB
ajbmeb-460	4	6	and	and	CCONJ
ajbmeb-460	4	7	mutual	mutual	ADJ
ajbmeb-460	4	8	support	support	NOUN
ajbmeb-460	4	9	,	,	PUNCT
ajbmeb-460	4	10	but	but	CCONJ
ajbmeb-460	4	11	with	with	ADP
ajbmeb-460	4	12	the	the	DET
ajbmeb-460	4	13	development	development	NOUN
ajbmeb-460	4	14	of	of	ADP
ajbmeb-460	4	15	economic	economic	ADJ
ajbmeb-460	4	16	and	and	CCONJ
ajbmeb-460	4	17	social	social	ADJ
ajbmeb-460	4	18	measures	measure	NOUN
ajbmeb-460	4	19	,	,	PUNCT
ajbmeb-460	4	20	a	a	DET
ajbmeb-460	4	21	new	new	ADJ
ajbmeb-460	4	22	idea	idea	NOUN
ajbmeb-460	4	23	was	be	AUX
ajbmeb-460	4	24	launched	launch	VERB
ajbmeb-460	4	25	based	base	VERB
ajbmeb-460	4	26	on	on	ADP
ajbmeb-460	4	27	collective	collective	ADJ
ajbmeb-460	4	28	solidarity	solidarity	NOUN
ajbmeb-460	4	29	,	,	PUNCT
ajbmeb-460	4	30	and	and	CCONJ
ajbmeb-460	4	31	its	its	PRON
ajbmeb-460	4	32	main	main	ADJ
ajbmeb-460	4	33	goal	goal	NOUN
ajbmeb-460	4	34	is	be	AUX
ajbmeb-460	4	35	to	to	PART
ajbmeb-460	4	36	cooperate	cooperate	VERB
ajbmeb-460	4	37	in	in	ADP
ajbmeb-460	4	38	covering	cover	VERB
ajbmeb-460	4	39	damages	damage	NOUN
ajbmeb-460	4	40	that	that	PRON
ajbmeb-460	4	41	afflict	afflict	VERB
ajbmeb-460	4	42	a	a	DET
ajbmeb-460	4	43	member	member	NOUN
ajbmeb-460	4	44	of	of	ADP
ajbmeb-460	4	45	the	the	DET
ajbmeb-460	4	46	group	group	NOUN
ajbmeb-460	4	47	and	and	CCONJ
ajbmeb-460	4	48	guarantee	guarantee	VERB
ajbmeb-460	4	49	his	his	PRON
ajbmeb-460	4	50	safety	safety	NOUN
ajbmeb-460	4	51	,	,	PUNCT
ajbmeb-460	4	52	and	and	CCONJ
ajbmeb-460	4	53	financial	financial	ADJ
ajbmeb-460	4	54	institutions	institution	NOUN
ajbmeb-460	4	55	have	have	AUX
ajbmeb-460	4	56	been	be	AUX
ajbmeb-460	4	57	established	establish	VERB
ajbmeb-460	4	58	to	to	PART
ajbmeb-460	4	59	practice	practice	VERB
ajbmeb-460	4	60	insurance	insurance	NOUN
ajbmeb-460	4	61	work	work	NOUN
ajbmeb-460	4	62	,	,	PUNCT
ajbmeb-460	4	63	which	which	PRON
ajbmeb-460	4	64	requires	require	VERB
ajbmeb-460	4	65	the	the	DET
ajbmeb-460	4	66	availability	availability	NOUN
ajbmeb-460	4	67	of	of	ADP
ajbmeb-460	4	68	two	two	NUM
ajbmeb-460	4	69	things	thing	NOUN
ajbmeb-460	4	70	:	:	PUNCT
ajbmeb-460	4	71	a	a	DET
ajbmeb-460	4	72	legal	legal	ADJ
ajbmeb-460	4	73	relationship	relationship	NOUN
ajbmeb-460	4	74	built	build	VERB
ajbmeb-460	4	75	between	between	ADP
ajbmeb-460	4	76	the	the	DET
ajbmeb-460	4	77	insurer	insurer	NOUN
ajbmeb-460	4	78	(	(	PUNCT
ajbmeb-460	4	79	the	the	DET
ajbmeb-460	4	80	insurance	insurance	NOUN
ajbmeb-460	4	81	company	company	NOUN
ajbmeb-460	4	82	)	)	PUNCT
ajbmeb-460	4	83	and	and	CCONJ
ajbmeb-460	4	84	the	the	DET
ajbmeb-460	4	85	insured	insure	VERB
ajbmeb-460	4	86	(	(	PUNCT
ajbmeb-460	4	87	the	the	DET
ajbmeb-460	4	88	insurance	insurance	NOUN
ajbmeb-460	4	89	applicant	applicant	NOUN
ajbmeb-460	4	90	)	)	PUNCT
ajbmeb-460	4	91	and	and	CCONJ
ajbmeb-460	4	92	technical	technical	ADJ
ajbmeb-460	4	93	and	and	CCONJ
ajbmeb-460	4	94	legal	legal	ADJ
ajbmeb-460	4	95	foundations	foundation	NOUN
ajbmeb-460	4	96	that	that	PRON
ajbmeb-460	4	97	allow	allow	VERB
ajbmeb-460	4	98	the	the	DET
ajbmeb-460	4	99	establishment	establishment	NOUN
ajbmeb-460	4	100	of	of	ADP
ajbmeb-460	4	101	such	such	DET
ajbmeb-460	4	102	a	a	DET
ajbmeb-460	4	103	relationship	relationship	NOUN
ajbmeb-460	4	104	.	.	PUNCT
ajbmeb-460	5	1	with	with	ADP
ajbmeb-460	5	2	this	this	DET
ajbmeb-460	5	3	development	development	NOUN
ajbmeb-460	5	4	,	,	PUNCT
ajbmeb-460	5	5	the	the	DET
ajbmeb-460	5	6	scope	scope	NOUN
ajbmeb-460	5	7	of	of	ADP
ajbmeb-460	5	8	the	the	DET
ajbmeb-460	5	9	work	work	NOUN
ajbmeb-460	5	10	of	of	ADP
ajbmeb-460	5	11	these	these	DET
ajbmeb-460	5	12	companies	company	NOUN
ajbmeb-460	5	13	and	and	CCONJ
ajbmeb-460	5	14	the	the	DET
ajbmeb-460	5	15	methods	method	NOUN
ajbmeb-460	5	16	of	of	ADP
ajbmeb-460	5	17	covering	cover	VERB
ajbmeb-460	5	18	them	they	PRON
ajbmeb-460	5	19	led	lead	VERB
ajbmeb-460	5	20	to	to	ADP
ajbmeb-460	5	21	the	the	DET
ajbmeb-460	5	22	idea	idea	NOUN
ajbmeb-460	5	23	of	of	ADP
ajbmeb-460	5	24	establishing	establish	VERB
ajbmeb-460	5	25	islamic	islamic	ADJ
ajbmeb-460	5	26	insurance	insurance	NOUN
ajbmeb-460	5	27	companies	company	NOUN
ajbmeb-460	5	28	that	that	PRON
ajbmeb-460	5	29	seek	seek	VERB
ajbmeb-460	5	30	to	to	PART
ajbmeb-460	5	31	attract	attract	VERB
ajbmeb-460	5	32	shareholders	shareholder	NOUN
ajbmeb-460	5	33	who	who	PRON
ajbmeb-460	5	34	refuse	refuse	VERB
ajbmeb-460	5	35	to	to	PART
ajbmeb-460	5	36	resort	resort	VERB
ajbmeb-460	5	37	to	to	ADP
ajbmeb-460	5	38	traditional	traditional	ADJ
ajbmeb-460	5	39	companies	company	NOUN
ajbmeb-460	5	40	for	for	ADP
ajbmeb-460	5	41	fear	fear	NOUN
ajbmeb-460	5	42	of	of	ADP
ajbmeb-460	5	43	falling	fall	VERB
ajbmeb-460	5	44	into	into	ADP
ajbmeb-460	5	45	legal	legal	ADJ
ajbmeb-460	5	46	problems	problem	NOUN
ajbmeb-460	5	47	.	.	PUNCT
ajbmeb-460	6	1	the	the	DET
ajbmeb-460	6	2	research	research	NOUN
ajbmeb-460	6	3	aimed	aim	VERB
ajbmeb-460	6	4	to	to	PART
ajbmeb-460	6	5	identify	identify	VERB
ajbmeb-460	6	6	the	the	DET
ajbmeb-460	6	7	concepts	concept	NOUN
ajbmeb-460	6	8	related	relate	VERB
ajbmeb-460	6	9	to	to	ADP
ajbmeb-460	6	10	the	the	DET
ajbmeb-460	6	11	insurance	insurance	NOUN
ajbmeb-460	6	12	sector	sector	NOUN
ajbmeb-460	6	13	and	and	CCONJ
ajbmeb-460	6	14	the	the	DET
ajbmeb-460	6	15	mechanisms	mechanism	NOUN
ajbmeb-460	6	16	of	of	ADP
ajbmeb-460	6	17	work	work	NOUN
ajbmeb-460	6	18	of	of	ADP
ajbmeb-460	6	19	the	the	DET
ajbmeb-460	6	20	insurance	insurance	NOUN
ajbmeb-460	6	21	companies	company	NOUN
ajbmeb-460	6	22	as	as	ADV
ajbmeb-460	6	23	well	well	ADV
ajbmeb-460	6	24	as	as	ADP
ajbmeb-460	6	25	to	to	PART
ajbmeb-460	6	26	focus	focus	VERB
ajbmeb-460	6	27	on	on	ADP
ajbmeb-460	6	28	the	the	DET
ajbmeb-460	6	29	islamic	islamic	ADJ
ajbmeb-460	6	30	insurance	insurance	NOUN
ajbmeb-460	6	31	sector	sector	NOUN
ajbmeb-460	6	32	and	and	CCONJ
ajbmeb-460	6	33	propose	propose	VERB
ajbmeb-460	6	34	mechanisms	mechanism	NOUN
ajbmeb-460	6	35	to	to	PART
ajbmeb-460	6	36	activate	activate	VERB
ajbmeb-460	6	37	the	the	DET
ajbmeb-460	6	38	activity	activity	NOUN
ajbmeb-460	6	39	of	of	ADP
ajbmeb-460	6	40	the	the	DET
ajbmeb-460	6	41	islamic	islamic	ADJ
ajbmeb-460	6	42	insurance	insurance	NOUN
ajbmeb-460	6	43	companies	company	NOUN
ajbmeb-460	6	44	in	in	ADP
ajbmeb-460	6	45	iraq	iraq	PROPN
ajbmeb-460	6	46	by	by	ADP
ajbmeb-460	6	47	proposing	propose	VERB
ajbmeb-460	6	48	a	a	DET
ajbmeb-460	6	49	model	model	NOUN
ajbmeb-460	6	50	that	that	PRON
ajbmeb-460	6	51	simulates	simulate	VERB
ajbmeb-460	6	52	the	the	DET
ajbmeb-460	6	53	traditional	traditional	ADJ
ajbmeb-460	6	54	companies	company	NOUN
ajbmeb-460	6	55	.	.	PUNCT
ajbmeb-460	7	1	one	one	NUM
ajbmeb-460	7	2	of	of	ADP
ajbmeb-460	7	3	the	the	DET
ajbmeb-460	7	4	important	important	ADJ
ajbmeb-460	7	5	sectors	sector	NOUN
ajbmeb-460	7	6	,	,	PUNCT
ajbmeb-460	7	7	whether	whether	SCONJ
ajbmeb-460	7	8	commercial	commercial	ADJ
ajbmeb-460	7	9	or	or	CCONJ
ajbmeb-460	7	10	islamic	islamic	ADJ
ajbmeb-460	7	11	,	,	PUNCT
ajbmeb-460	7	12	is	be	AUX
ajbmeb-460	7	13	one	one	NUM
ajbmeb-460	7	14	of	of	ADP
ajbmeb-460	7	15	the	the	DET
ajbmeb-460	7	16	urgent	urgent	ADJ
ajbmeb-460	7	17	necessities	necessity	NOUN
ajbmeb-460	7	18	that	that	PRON
ajbmeb-460	7	19	protect	protect	VERB
ajbmeb-460	7	20	members	member	NOUN
ajbmeb-460	7	21	of	of	ADP
ajbmeb-460	7	22	society	society	NOUN
ajbmeb-460	7	23	from	from	ADP
ajbmeb-460	7	24	various	various	ADJ
ajbmeb-460	7	25	dangers	danger	NOUN
ajbmeb-460	7	26	or	or	CCONJ
ajbmeb-460	7	27	reduce	reduce	VERB
ajbmeb-460	7	28	them	they	PRON
ajbmeb-460	7	29	as	as	ADV
ajbmeb-460	7	30	much	much	ADV
ajbmeb-460	7	31	as	as	ADP
ajbmeb-460	7	32	possible	possible	ADJ
ajbmeb-460	7	33	,	,	PUNCT
ajbmeb-460	7	34	and	and	CCONJ
ajbmeb-460	7	35	then	then	ADV
ajbmeb-460	7	36	recommended	recommend	VERB
ajbmeb-460	7	37	a	a	DET
ajbmeb-460	7	38	set	set	NOUN
ajbmeb-460	7	39	of	of	ADP
ajbmeb-460	7	40	recommendations	recommendation	NOUN
ajbmeb-460	7	41	,	,	PUNCT
ajbmeb-460	7	42	the	the	DET
ajbmeb-460	7	43	most	most	ADV
ajbmeb-460	7	44	important	important	ADJ
ajbmeb-460	7	45	of	of	ADP
ajbmeb-460	7	46	which	which	PRON
ajbmeb-460	7	47	are	be	AUX
ajbmeb-460	7	48	:	:	PUNCT
ajbmeb-460	7	49	encouraging	encourage	VERB
ajbmeb-460	7	50	the	the	DET
ajbmeb-460	7	51	establishment	establishment	NOUN
ajbmeb-460	7	52	of	of	ADP
ajbmeb-460	7	53	traditional	traditional	ADJ
ajbmeb-460	7	54	and	and	CCONJ
ajbmeb-460	7	55	islamic	islamic	ADJ
ajbmeb-460	7	56	iraqi	iraqi	ADJ
ajbmeb-460	7	57	insurance	insurance	NOUN
ajbmeb-460	7	58	companies	company	NOUN
ajbmeb-460	7	59	working	work	VERB
ajbmeb-460	7	60	side	side	NOUN
ajbmeb-460	7	61	by	by	ADP
ajbmeb-460	7	62	side	side	NOUN
ajbmeb-460	7	63	,	,	PUNCT
ajbmeb-460	7	64	with	with	ADP
ajbmeb-460	7	65	the	the	DET
ajbmeb-460	7	66	aim	aim	NOUN
ajbmeb-460	7	67	of	of	ADP
ajbmeb-460	7	68	increasing	increase	VERB
ajbmeb-460	7	69	competition	competition	NOUN
ajbmeb-460	7	70	between	between	ADP
ajbmeb-460	7	71	these	these	DET
ajbmeb-460	7	72	institutions	institution	NOUN
ajbmeb-460	7	73	from	from	ADP
ajbmeb-460	7	74	in	in	ADP
ajbmeb-460	7	75	order	order	NOUN
ajbmeb-460	7	76	to	to	PART
ajbmeb-460	7	77	compete	compete	VERB
ajbmeb-460	7	78	in	in	ADP
ajbmeb-460	7	79	providing	provide	VERB
ajbmeb-460	7	80	the	the	DET
ajbmeb-460	7	81	best	good	ADJ
ajbmeb-460	7	82	insurance	insurance	NOUN
ajbmeb-460	7	83	services	service	NOUN
ajbmeb-460	7	84	in	in	ADP
ajbmeb-460	7	85	a	a	DET
ajbmeb-460	7	86	way	way	NOUN
ajbmeb-460	7	87	that	that	PRON
ajbmeb-460	7	88	enhances	enhance	VERB
ajbmeb-460	7	89	the	the	DET
ajbmeb-460	7	90	preservation	preservation	NOUN
ajbmeb-460	7	91	of	of	ADP
ajbmeb-460	7	92	economic	economic	ADJ
ajbmeb-460	7	93	projects	project	NOUN
ajbmeb-460	7	94	and	and	CCONJ
ajbmeb-460	7	95	protects	protect	VERB
ajbmeb-460	7	96	them	they	PRON
ajbmeb-460	7	97	from	from	ADP
ajbmeb-460	7	98	various	various	ADJ
ajbmeb-460	7	99	risks	risk	NOUN
ajbmeb-460	7	100	.	.	PUNCT
ajbmeb-460	8	1	financial	financial	ADJ
ajbmeb-460	8	2	analysis	analysis	NOUN
ajbmeb-460	8	3	,	,	PUNCT
ajbmeb-460	8	4	jordanian	jordanian	ADJ
ajbmeb-460	8	5	islamic	islamic	ADJ
ajbmeb-460	8	6	insurance	insurance	NOUN
ajbmeb-460	8	7	sector	sector	NOUN
ajbmeb-460	8	8	,	,	PUNCT
ajbmeb-460	8	9	a	a	DET
ajbmeb-460	8	10	proposed	propose	VERB
ajbmeb-460	8	11	model	model	NOUN
ajbmeb-460	8	12	for	for	ADP
ajbmeb-460	8	13	an	an	DET
ajbmeb-460	8	14	islamic	islamic	ADJ
ajbmeb-460	8	15	insurance	insurance	NOUN
ajbmeb-460	8	16	company	company	NOUN
ajbmeb-460	8	17	in	in	ADP
ajbmeb-460	8	18	iraq	iraq	PROPN
ajbmeb-460	8	19	.	.	PUNCT
ajbmeb-460	9	1	american	american	PROPN
ajbmeb-460	9	2	journal	journal	PROPN
ajbmeb-460	9	3	of	of	ADP
ajbmeb-460	9	4	business	business	NOUN
ajbmeb-460	9	5	management	management	NOUN
ajbmeb-460	9	6	,	,	PUNCT
ajbmeb-460	9	7	economics	economic	NOUN
ajbmeb-460	9	8	and	and	CCONJ
ajbmeb-460	9	9	banking	banking	NOUN
ajbmeb-460	9	10	volume	volume	NOUN
ajbmeb-460	9	11	9	9	NUM
ajbmeb-460	9	12	feb	feb	X
ajbmeb-460	9	13	.	.	PROPN
ajbmeb-460	9	14	,	,	PUNCT
ajbmeb-460	9	15	2023	2023	NUM
ajbmeb-460	9	16	p	p	NOUN
ajbmeb-460	9	17	a	a	DET
ajbmeb-460	9	18	g	g	NOUN
ajbmeb-460	9	19	e	e	NOUN
ajbmeb-460	9	20	|	|	NOUN
ajbmeb-460	9	21	124	124	NUM
ajbmeb-460	9	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	9	23	introduction	introduction	NOUN
ajbmeb-460	9	24	the	the	DET
ajbmeb-460	9	25	insurance	insurance	NOUN
ajbmeb-460	9	26	system	system	NOUN
ajbmeb-460	9	27	in	in	ADP
ajbmeb-460	9	28	the	the	DET
ajbmeb-460	9	29	world	world	NOUN
ajbmeb-460	9	30	has	have	AUX
ajbmeb-460	9	31	witnessed	witness	VERB
ajbmeb-460	9	32	great	great	ADJ
ajbmeb-460	9	33	development	development	NOUN
ajbmeb-460	9	34	in	in	ADP
ajbmeb-460	9	35	recent	recent	ADJ
ajbmeb-460	9	36	times	time	NOUN
ajbmeb-460	9	37	,	,	PUNCT
ajbmeb-460	9	38	as	as	SCONJ
ajbmeb-460	9	39	it	it	PRON
ajbmeb-460	9	40	is	be	AUX
ajbmeb-460	9	41	among	among	ADP
ajbmeb-460	9	42	the	the	DET
ajbmeb-460	9	43	most	most	ADV
ajbmeb-460	9	44	important	important	ADJ
ajbmeb-460	9	45	foundations	foundation	NOUN
ajbmeb-460	9	46	that	that	PRON
ajbmeb-460	9	47	work	work	VERB
ajbmeb-460	9	48	to	to	PART
ajbmeb-460	9	49	achieve	achieve	VERB
ajbmeb-460	9	50	security	security	NOUN
ajbmeb-460	9	51	and	and	CCONJ
ajbmeb-460	9	52	stability	stability	NOUN
ajbmeb-460	9	53	for	for	ADP
ajbmeb-460	9	54	the	the	DET
ajbmeb-460	9	55	individual	individual	ADJ
ajbmeb-460	9	56	and	and	CCONJ
ajbmeb-460	9	57	projects	project	NOUN
ajbmeb-460	9	58	and	and	CCONJ
ajbmeb-460	9	59	also	also	ADV
ajbmeb-460	9	60	contributes	contribute	VERB
ajbmeb-460	9	61	to	to	ADP
ajbmeb-460	9	62	supporting	support	VERB
ajbmeb-460	9	63	economic	economic	ADJ
ajbmeb-460	9	64	and	and	CCONJ
ajbmeb-460	9	65	social	social	ADJ
ajbmeb-460	9	66	development	development	NOUN
ajbmeb-460	9	67	,	,	PUNCT
ajbmeb-460	9	68	as	as	SCONJ
ajbmeb-460	9	69	insurance	insurance	NOUN
ajbmeb-460	9	70	is	be	AUX
ajbmeb-460	9	71	the	the	DET
ajbmeb-460	9	72	best	good	ADJ
ajbmeb-460	9	73	way	way	NOUN
ajbmeb-460	9	74	to	to	PART
ajbmeb-460	9	75	protect	protect	VERB
ajbmeb-460	9	76	property	property	NOUN
ajbmeb-460	9	77	and	and	CCONJ
ajbmeb-460	9	78	individuals	individual	NOUN
ajbmeb-460	9	79	from	from	ADP
ajbmeb-460	9	80	the	the	DET
ajbmeb-460	9	81	various	various	ADJ
ajbmeb-460	9	82	risks	risk	NOUN
ajbmeb-460	9	83	to	to	PART
ajbmeb-460	9	84	which	which	PRON
ajbmeb-460	9	85	they	they	PRON
ajbmeb-460	9	86	are	be	AUX
ajbmeb-460	9	87	exposed	expose	VERB
ajbmeb-460	9	88	.	.	PUNCT
ajbmeb-460	10	1	the	the	DET
ajbmeb-460	10	2	islamic	islamic	PROPN
ajbmeb-460	10	3	insurance	insurance	NOUN
ajbmeb-460	10	4	system	system	NOUN
ajbmeb-460	10	5	arose	arise	VERB
ajbmeb-460	10	6	,	,	PUNCT
ajbmeb-460	10	7	which	which	PRON
ajbmeb-460	10	8	aims	aim	VERB
ajbmeb-460	10	9	for	for	ADP
ajbmeb-460	10	10	cooperation	cooperation	NOUN
ajbmeb-460	10	11	and	and	CCONJ
ajbmeb-460	10	12	solidarity	solidarity	NOUN
ajbmeb-460	10	13	among	among	ADP
ajbmeb-460	10	14	the	the	DET
ajbmeb-460	10	15	members	member	NOUN
ajbmeb-460	10	16	of	of	ADP
ajbmeb-460	10	17	society	society	NOUN
ajbmeb-460	10	18	as	as	ADP
ajbmeb-460	10	19	a	a	DET
ajbmeb-460	10	20	complement	complement	NOUN
ajbmeb-460	10	21	and	and	CCONJ
ajbmeb-460	10	22	competitor	competitor	NOUN
ajbmeb-460	10	23	to	to	ADP
ajbmeb-460	10	24	commercial	commercial	ADJ
ajbmeb-460	10	25	(	(	PUNCT
ajbmeb-460	10	26	traditional	traditional	ADJ
ajbmeb-460	10	27	)	)	PUNCT
ajbmeb-460	10	28	insurance	insurance	NOUN
ajbmeb-460	10	29	,	,	PUNCT
ajbmeb-460	10	30	which	which	PRON
ajbmeb-460	10	31	in	in	ADP
ajbmeb-460	10	32	turn	turn	NOUN
ajbmeb-460	10	33	aims	aim	VERB
ajbmeb-460	10	34	for	for	ADP
ajbmeb-460	10	35	profit	profit	NOUN
ajbmeb-460	10	36	and	and	CCONJ
ajbmeb-460	10	37	directs	direct	VERB
ajbmeb-460	10	38	capital	capital	NOUN
ajbmeb-460	10	39	owners	owner	NOUN
ajbmeb-460	10	40	in	in	ADP
ajbmeb-460	10	41	investments	investment	NOUN
ajbmeb-460	10	42	in	in	ADP
ajbmeb-460	10	43	this	this	DET
ajbmeb-460	10	44	sector	sector	NOUN
ajbmeb-460	10	45	.	.	PUNCT
ajbmeb-460	11	1	however	however	ADV
ajbmeb-460	11	2	,	,	PUNCT
ajbmeb-460	11	3	in	in	ADP
ajbmeb-460	11	4	the	the	DET
ajbmeb-460	11	5	iraqi	iraqi	ADJ
ajbmeb-460	11	6	insurance	insurance	NOUN
ajbmeb-460	11	7	market	market	NOUN
ajbmeb-460	11	8	there	there	PRON
ajbmeb-460	11	9	are	be	VERB
ajbmeb-460	11	10	no	no	DET
ajbmeb-460	11	11	islamic	islamic	ADJ
ajbmeb-460	11	12	(	(	PUNCT
ajbmeb-460	11	13	symbiotic	symbiotic	ADJ
ajbmeb-460	11	14	)	)	PUNCT
ajbmeb-460	11	15	insurance	insurance	NOUN
ajbmeb-460	11	16	companies	company	NOUN
ajbmeb-460	11	17	,	,	PUNCT
ajbmeb-460	11	18	trying	try	VERB
ajbmeb-460	11	19	to	to	PART
ajbmeb-460	11	20	search	search	VERB
ajbmeb-460	11	21	making	make	VERB
ajbmeb-460	11	22	a	a	DET
ajbmeb-460	11	23	comparison	comparison	NOUN
ajbmeb-460	11	24	from	from	ADP
ajbmeb-460	11	25	the	the	DET
ajbmeb-460	11	26	experience	experience	NOUN
ajbmeb-460	11	27	of	of	ADP
ajbmeb-460	11	28	the	the	DET
ajbmeb-460	11	29	kingdom	kingdom	NOUN
ajbmeb-460	11	30	of	of	ADP
ajbmeb-460	11	31	jordan	jordan	PROPN
ajbmeb-460	11	32	,	,	PUNCT
ajbmeb-460	11	33	which	which	PRON
ajbmeb-460	11	34	is	be	AUX
ajbmeb-460	11	35	similar	similar	ADJ
ajbmeb-460	11	36	to	to	ADP
ajbmeb-460	11	37	iraq	iraq	PROPN
ajbmeb-460	11	38	,	,	PUNCT
ajbmeb-460	11	39	being	be	AUX
ajbmeb-460	11	40	a	a	DET
ajbmeb-460	11	41	developing	develop	VERB
ajbmeb-460	11	42	country	country	NOUN
ajbmeb-460	11	43	as	as	ADV
ajbmeb-460	11	44	well	well	ADV
ajbmeb-460	11	45	,	,	PUNCT
ajbmeb-460	11	46	in	in	ADP
ajbmeb-460	11	47	how	how	SCONJ
ajbmeb-460	11	48	islamic	islamic	ADJ
ajbmeb-460	11	49	side	side	NOUN
ajbmeb-460	11	50	grows	grow	VERB
ajbmeb-460	11	51	within	within	ADP
ajbmeb-460	11	52	its	its	PRON
ajbmeb-460	11	53	insurance	insurance	NOUN
ajbmeb-460	11	54	sector	sector	NOUN
ajbmeb-460	11	55	,	,	PUNCT
ajbmeb-460	11	56	through	through	ADP
ajbmeb-460	11	57	analyzing	analyze	VERB
ajbmeb-460	11	58	and	and	CCONJ
ajbmeb-460	11	59	evaluating	evaluate	VERB
ajbmeb-460	11	60	the	the	DET
ajbmeb-460	11	61	efficiency	efficiency	NOUN
ajbmeb-460	11	62	of	of	ADP
ajbmeb-460	11	63	the	the	DET
ajbmeb-460	11	64	financial	financial	ADJ
ajbmeb-460	11	65	performance	performance	NOUN
ajbmeb-460	11	66	and	and	CCONJ
ajbmeb-460	11	67	the	the	DET
ajbmeb-460	11	68	islamic	islamic	PROPN
ajbmeb-460	11	69	insurance	insurance	PROPN
ajbmeb-460	11	70	company	company	NOUN
ajbmeb-460	11	71	within	within	ADP
ajbmeb-460	11	72	the	the	DET
ajbmeb-460	11	73	insurance	insurance	NOUN
ajbmeb-460	11	74	sector	sector	NOUN
ajbmeb-460	11	75	in	in	ADP
ajbmeb-460	11	76	jordan	jordan	PROPN
ajbmeb-460	11	77	,	,	PUNCT
ajbmeb-460	11	78	and	and	CCONJ
ajbmeb-460	11	79	accordingly	accordingly	ADV
ajbmeb-460	11	80	,	,	PUNCT
ajbmeb-460	11	81	how	how	SCONJ
ajbmeb-460	11	82	to	to	PART
ajbmeb-460	11	83	develop	develop	VERB
ajbmeb-460	11	84	the	the	DET
ajbmeb-460	11	85	islamic	islamic	ADJ
ajbmeb-460	11	86	insurance	insurance	NOUN
ajbmeb-460	11	87	sector	sector	NOUN
ajbmeb-460	11	88	is	be	AUX
ajbmeb-460	11	89	suggested	suggest	VERB
ajbmeb-460	11	90	(	(	PUNCT
ajbmeb-460	11	91	symbiotic	symbiotic	ADJ
ajbmeb-460	11	92	activity	activity	NOUN
ajbmeb-460	11	93	)	)	PUNCT
ajbmeb-460	11	94	and	and	CCONJ
ajbmeb-460	11	95	try	try	VERB
ajbmeb-460	11	96	to	to	PART
ajbmeb-460	11	97	spread	spread	VERB
ajbmeb-460	11	98	insurance	insurance	NOUN
ajbmeb-460	11	99	culture	culture	NOUN
ajbmeb-460	11	100	and	and	CCONJ
ajbmeb-460	11	101	awareness	awareness	NOUN
ajbmeb-460	11	102	in	in	ADP
ajbmeb-460	11	103	iraq	iraq	PROPN
ajbmeb-460	11	104	.	.	PUNCT
ajbmeb-460	12	1	1research	1research	NUM
ajbmeb-460	12	2	methodology	methodology	NOUN
ajbmeb-460	12	3	1	1	NUM
ajbmeb-460	12	4	-	-	SYM
ajbmeb-460	12	5	2research	2research	NUM
ajbmeb-460	12	6	problem	problem	NOUN
ajbmeb-460	12	7	the	the	DET
ajbmeb-460	12	8	insurance	insurance	NOUN
ajbmeb-460	12	9	sector	sector	NOUN
ajbmeb-460	12	10	in	in	ADP
ajbmeb-460	12	11	developing	develop	VERB
ajbmeb-460	12	12	countries	country	NOUN
ajbmeb-460	12	13	did	do	AUX
ajbmeb-460	12	14	not	not	PART
ajbmeb-460	12	15	want	want	VERB
ajbmeb-460	12	16	to	to	PART
ajbmeb-460	12	17	play	play	VERB
ajbmeb-460	12	18	a	a	DET
ajbmeb-460	12	19	role	role	NOUN
ajbmeb-460	12	20	similar	similar	ADJ
ajbmeb-460	12	21	to	to	ADP
ajbmeb-460	12	22	the	the	DET
ajbmeb-460	12	23	performance	performance	NOUN
ajbmeb-460	12	24	of	of	ADP
ajbmeb-460	12	25	the	the	DET
ajbmeb-460	12	26	insurance	insurance	NOUN
ajbmeb-460	12	27	sector	sector	NOUN
ajbmeb-460	12	28	in	in	ADP
ajbmeb-460	12	29	developed	develop	VERB
ajbmeb-460	12	30	countries	country	NOUN
ajbmeb-460	12	31	,	,	PUNCT
ajbmeb-460	12	32	and	and	CCONJ
ajbmeb-460	12	33	this	this	PRON
ajbmeb-460	12	34	comes	come	VERB
ajbmeb-460	12	35	either	either	CCONJ
ajbmeb-460	12	36	because	because	SCONJ
ajbmeb-460	12	37	of	of	ADP
ajbmeb-460	12	38	the	the	DET
ajbmeb-460	12	39	low	low	ADJ
ajbmeb-460	12	40	levels	level	NOUN
ajbmeb-460	12	41	of	of	ADP
ajbmeb-460	12	42	insurance	insurance	NOUN
ajbmeb-460	12	43	culture	culture	NOUN
ajbmeb-460	12	44	or	or	CCONJ
ajbmeb-460	12	45	because	because	SCONJ
ajbmeb-460	12	46	of	of	ADP
ajbmeb-460	12	47	the	the	DET
ajbmeb-460	12	48	decline	decline	NOUN
ajbmeb-460	12	49	in	in	ADP
ajbmeb-460	12	50	individuals	individual	NOUN
ajbmeb-460	12	51	contracting	contract	VERB
ajbmeb-460	12	52	with	with	ADP
ajbmeb-460	12	53	insurance	insurance	NOUN
ajbmeb-460	12	54	companies	company	NOUN
ajbmeb-460	12	55	for	for	ADP
ajbmeb-460	12	56	religious	religious	ADJ
ajbmeb-460	12	57	reasons	reason	NOUN
ajbmeb-460	12	58	related	relate	VERB
ajbmeb-460	12	59	to	to	ADP
ajbmeb-460	12	60	the	the	DET
ajbmeb-460	12	61	islamic	islamic	PROPN
ajbmeb-460	12	62	religion	religion	NOUN
ajbmeb-460	12	63	,	,	PUNCT
ajbmeb-460	12	64	especially	especially	ADV
ajbmeb-460	12	65	in	in	ADP
ajbmeb-460	12	66	iraq	iraq	PROPN
ajbmeb-460	12	67	,	,	PUNCT
ajbmeb-460	12	68	and	and	CCONJ
ajbmeb-460	12	69	the	the	DET
ajbmeb-460	12	70	iraqi	iraqi	ADJ
ajbmeb-460	12	71	insurance	insurance	NOUN
ajbmeb-460	12	72	market	market	NOUN
ajbmeb-460	12	73	is	be	AUX
ajbmeb-460	12	74	devoid	devoid	ADJ
ajbmeb-460	12	75	of	of	ADP
ajbmeb-460	12	76	islamic	islamic	ADJ
ajbmeb-460	12	77	insurance	insurance	NOUN
ajbmeb-460	12	78	companies	company	NOUN
ajbmeb-460	12	79	.	.	PUNCT
ajbmeb-460	13	1	1	1	NUM
ajbmeb-460	13	2	-	-	SYM
ajbmeb-460	13	3	3the	3the	NUM
ajbmeb-460	13	4	importance	importance	NOUN
ajbmeb-460	13	5	of	of	ADP
ajbmeb-460	13	6	research	research	NOUN
ajbmeb-460	13	7	the	the	DET
ajbmeb-460	13	8	importance	importance	NOUN
ajbmeb-460	13	9	of	of	ADP
ajbmeb-460	13	10	the	the	DET
ajbmeb-460	13	11	research	research	NOUN
ajbmeb-460	13	12	lies	lie	VERB
ajbmeb-460	13	13	in	in	ADP
ajbmeb-460	13	14	the	the	DET
ajbmeb-460	13	15	fact	fact	NOUN
ajbmeb-460	13	16	that	that	SCONJ
ajbmeb-460	13	17	it	it	PRON
ajbmeb-460	13	18	examines	examine	VERB
ajbmeb-460	13	19	the	the	DET
ajbmeb-460	13	20	mechanisms	mechanism	NOUN
ajbmeb-460	13	21	of	of	ADP
ajbmeb-460	13	22	the	the	DET
ajbmeb-460	13	23	insurance	insurance	NOUN
ajbmeb-460	13	24	sector	sector	NOUN
ajbmeb-460	13	25	's	's	PART
ajbmeb-460	13	26	work	work	NOUN
ajbmeb-460	13	27	,	,	PUNCT
ajbmeb-460	13	28	the	the	DET
ajbmeb-460	13	29	islamic	islamic	ADJ
ajbmeb-460	13	30	insurance	insurance	NOUN
ajbmeb-460	13	31	is	be	AUX
ajbmeb-460	13	32	unique	unique	ADJ
ajbmeb-460	13	33	,	,	PUNCT
ajbmeb-460	13	34	and	and	CCONJ
ajbmeb-460	13	35	the	the	DET
ajbmeb-460	13	36	possibilities	possibility	NOUN
ajbmeb-460	13	37	of	of	ADP
ajbmeb-460	13	38	exploiting	exploit	VERB
ajbmeb-460	13	39	economic	economic	ADJ
ajbmeb-460	13	40	resources	resource	NOUN
ajbmeb-460	13	41	to	to	PART
ajbmeb-460	13	42	be	be	AUX
ajbmeb-460	13	43	employed	employ	VERB
ajbmeb-460	13	44	in	in	ADP
ajbmeb-460	13	45	islamic	islamic	ADJ
ajbmeb-460	13	46	insurance	insurance	NOUN
ajbmeb-460	13	47	and	and	CCONJ
ajbmeb-460	13	48	solidarity	solidarity	NOUN
ajbmeb-460	13	49	companies	company	NOUN
ajbmeb-460	13	50	.	.	PUNCT
ajbmeb-460	14	1	1	1	NUM
ajbmeb-460	14	2	-	-	SYM
ajbmeb-460	14	3	4research	4research	NUM
ajbmeb-460	14	4	objective	objective	NOUN
ajbmeb-460	14	5	the	the	DET
ajbmeb-460	14	6	research	research	NOUN
ajbmeb-460	14	7	aims	aim	VERB
ajbmeb-460	14	8	to	to	PART
ajbmeb-460	14	9	deliver	deliver	VERB
ajbmeb-460	14	10	insurance	insurance	NOUN
ajbmeb-460	14	11	service	service	NOUN
ajbmeb-460	14	12	and	and	CCONJ
ajbmeb-460	14	13	insurance	insurance	NOUN
ajbmeb-460	14	14	protection	protection	NOUN
ajbmeb-460	14	15	to	to	ADP
ajbmeb-460	14	16	a	a	DET
ajbmeb-460	14	17	wider	wide	ADJ
ajbmeb-460	14	18	area	area	NOUN
ajbmeb-460	14	19	than	than	SCONJ
ajbmeb-460	14	20	is	be	AUX
ajbmeb-460	14	21	currently	currently	ADV
ajbmeb-460	14	22	in	in	ADP
ajbmeb-460	14	23	iraq	iraq	PROPN
ajbmeb-460	14	24	in	in	ADP
ajbmeb-460	14	25	order	order	NOUN
ajbmeb-460	14	26	to	to	PART
ajbmeb-460	14	27	achieve	achieve	VERB
ajbmeb-460	14	28	efficient	efficient	ADJ
ajbmeb-460	14	29	exploitation	exploitation	NOUN
ajbmeb-460	14	30	of	of	ADP
ajbmeb-460	14	31	resources	resource	NOUN
ajbmeb-460	14	32	,	,	PUNCT
ajbmeb-460	14	33	reduce	reduce	VERB
ajbmeb-460	14	34	alternative	alternative	ADJ
ajbmeb-460	14	35	opportunities	opportunity	NOUN
ajbmeb-460	14	36	,	,	PUNCT
ajbmeb-460	14	37	and	and	CCONJ
ajbmeb-460	14	38	evaluate	evaluate	VERB
ajbmeb-460	14	39	the	the	DET
ajbmeb-460	14	40	efficiency	efficiency	NOUN
ajbmeb-460	14	41	of	of	ADP
ajbmeb-460	14	42	the	the	DET
ajbmeb-460	14	43	financial	financial	ADJ
ajbmeb-460	14	44	performance	performance	NOUN
ajbmeb-460	14	45	of	of	ADP
ajbmeb-460	14	46	commercial	commercial	ADJ
ajbmeb-460	14	47	and	and	CCONJ
ajbmeb-460	14	48	islamic	islamic	ADJ
ajbmeb-460	14	49	insurance	insurance	NOUN
ajbmeb-460	14	50	companies	company	NOUN
ajbmeb-460	14	51	to	to	PART
ajbmeb-460	14	52	know	know	VERB
ajbmeb-460	14	53	the	the	DET
ajbmeb-460	14	54	most	most	ADV
ajbmeb-460	14	55	important	important	ADJ
ajbmeb-460	14	56	strengths	strength	NOUN
ajbmeb-460	14	57	and	and	CCONJ
ajbmeb-460	14	58	weaknesses	weakness	NOUN
ajbmeb-460	14	59	.	.	PUNCT
ajbmeb-460	15	1	1	1	NUM
ajbmeb-460	15	2	-	-	SYM
ajbmeb-460	15	3	5research	5research	NUM
ajbmeb-460	15	4	hypothesis	hypothesis	NOUN
ajbmeb-460	15	5	the	the	DET
ajbmeb-460	15	6	research	research	NOUN
ajbmeb-460	15	7	stems	stem	VERB
ajbmeb-460	15	8	from	from	ADP
ajbmeb-460	15	9	the	the	DET
ajbmeb-460	15	10	hypothesis	hypothesis	NOUN
ajbmeb-460	15	11	that	that	SCONJ
ajbmeb-460	15	12	the	the	DET
ajbmeb-460	15	13	involvement	involvement	NOUN
ajbmeb-460	15	14	of	of	ADP
ajbmeb-460	15	15	individuals	individual	NOUN
ajbmeb-460	15	16	in	in	ADP
ajbmeb-460	15	17	contracting	contract	VERB
ajbmeb-460	15	18	with	with	ADP
ajbmeb-460	15	19	insurance	insurance	NOUN
ajbmeb-460	15	20	companies	company	NOUN
ajbmeb-460	15	21	of	of	ADP
ajbmeb-460	15	22	an	an	DET
ajbmeb-460	15	23	islamic	islamic	ADJ
ajbmeb-460	15	24	nature	nature	NOUN
ajbmeb-460	15	25	would	would	AUX
ajbmeb-460	15	26	the	the	DET
ajbmeb-460	15	27	increase	increase	VERB
ajbmeb-460	15	28	insurance	insurance	NOUN
ajbmeb-460	15	29	business	business	NOUN
ajbmeb-460	15	30	,	,	PUNCT
ajbmeb-460	15	31	activate	activate	VERB
ajbmeb-460	15	32	the	the	DET
ajbmeb-460	15	33	levels	level	NOUN
ajbmeb-460	15	34	of	of	ADP
ajbmeb-460	15	35	performance	performance	NOUN
ajbmeb-460	15	36	of	of	ADP
ajbmeb-460	15	37	the	the	DET
ajbmeb-460	15	38	insurance	insurance	NOUN
ajbmeb-460	15	39	sector	sector	NOUN
ajbmeb-460	15	40	,	,	PUNCT
ajbmeb-460	15	41	and	and	CCONJ
ajbmeb-460	15	42	enhance	enhance	VERB
ajbmeb-460	15	43	its	its	PRON
ajbmeb-460	15	44	role	role	NOUN
ajbmeb-460	15	45	in	in	ADP
ajbmeb-460	15	46	keeping	keep	VERB
ajbmeb-460	15	47	pace	pace	NOUN
ajbmeb-460	15	48	with	with	ADP
ajbmeb-460	15	49	economic	economic	ADJ
ajbmeb-460	15	50	development	development	NOUN
ajbmeb-460	15	51	in	in	ADP
ajbmeb-460	15	52	the	the	DET
ajbmeb-460	15	53	islamic	islamic	ADJ
ajbmeb-460	15	54	world	world	NOUN
ajbmeb-460	15	55	.	.	PUNCT
ajbmeb-460	16	1	1	1	NUM
ajbmeb-460	16	2	-	-	SYM
ajbmeb-460	16	3	6research	6research	NUM
ajbmeb-460	16	4	methodology	methodology	NOUN
ajbmeb-460	16	5	in	in	ADP
ajbmeb-460	16	6	order	order	NOUN
ajbmeb-460	16	7	to	to	PART
ajbmeb-460	16	8	reach	reach	VERB
ajbmeb-460	16	9	the	the	DET
ajbmeb-460	16	10	validity	validity	NOUN
ajbmeb-460	16	11	of	of	ADP
ajbmeb-460	16	12	the	the	DET
ajbmeb-460	16	13	hypothesis	hypothesis	NOUN
ajbmeb-460	16	14	from	from	ADP
ajbmeb-460	16	15	which	which	PRON
ajbmeb-460	16	16	the	the	DET
ajbmeb-460	16	17	research	research	NOUN
ajbmeb-460	16	18	was	be	AUX
ajbmeb-460	16	19	launched	launch	VERB
ajbmeb-460	16	20	,	,	PUNCT
ajbmeb-460	16	21	it	it	PRON
ajbmeb-460	16	22	relied	rely	VERB
ajbmeb-460	16	23	on	on	ADP
ajbmeb-460	16	24	the	the	DET
ajbmeb-460	16	25	use	use	NOUN
ajbmeb-460	16	26	of	of	ADP
ajbmeb-460	16	27	deductive	deductive	ADJ
ajbmeb-460	16	28	and	and	CCONJ
ajbmeb-460	16	29	inductive	inductive	ADJ
ajbmeb-460	16	30	methods	method	NOUN
ajbmeb-460	16	31	in	in	ADP
ajbmeb-460	16	32	the	the	DET
ajbmeb-460	16	33	analysis	analysis	NOUN
ajbmeb-460	16	34	.	.	PUNCT
ajbmeb-460	17	1	starting	start	VERB
ajbmeb-460	17	2	with	with	ADP
ajbmeb-460	17	3	particles	particle	NOUN
ajbmeb-460	17	4	,	,	PUNCT
ajbmeb-460	17	5	down	down	ADP
ajbmeb-460	17	6	to	to	ADP
ajbmeb-460	17	7	the	the	DET
ajbmeb-460	17	8	overall	overall	ADJ
ajbmeb-460	17	9	american	american	ADJ
ajbmeb-460	17	10	journal	journal	PROPN
ajbmeb-460	17	11	of	of	ADP
ajbmeb-460	17	12	business	business	NOUN
ajbmeb-460	17	13	management	management	NOUN
ajbmeb-460	17	14	,	,	PUNCT
ajbmeb-460	17	15	economics	economic	NOUN
ajbmeb-460	17	16	and	and	CCONJ
ajbmeb-460	17	17	banking	banking	NOUN
ajbmeb-460	17	18	volume	volume	NOUN
ajbmeb-460	17	19	9	9	NUM
ajbmeb-460	17	20	feb	feb	X
ajbmeb-460	17	21	.	.	PROPN
ajbmeb-460	17	22	,	,	PUNCT
ajbmeb-460	17	23	2023	2023	NUM
ajbmeb-460	17	24	p	p	NOUN
ajbmeb-460	17	25	a	a	DET
ajbmeb-460	17	26	g	g	NOUN
ajbmeb-460	17	27	e	e	NOUN
ajbmeb-460	17	28	|	|	NOUN
ajbmeb-460	17	29	125	125	NUM
ajbmeb-460	17	30	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	17	31	conclusions	conclusion	NOUN
ajbmeb-460	17	32	,	,	PUNCT
ajbmeb-460	17	33	through	through	ADP
ajbmeb-460	17	34	analyzing	analyze	VERB
ajbmeb-460	17	35	and	and	CCONJ
ajbmeb-460	17	36	evaluating	evaluate	VERB
ajbmeb-460	17	37	the	the	DET
ajbmeb-460	17	38	efficiency	efficiency	NOUN
ajbmeb-460	17	39	of	of	ADP
ajbmeb-460	17	40	the	the	DET
ajbmeb-460	17	41	financial	financial	ADJ
ajbmeb-460	17	42	performance	performance	NOUN
ajbmeb-460	17	43	of	of	ADP
ajbmeb-460	17	44	the	the	DET
ajbmeb-460	17	45	jordanian	jordanian	ADJ
ajbmeb-460	17	46	islamic	islamic	PROPN
ajbmeb-460	17	47	insurance	insurance	PROPN
ajbmeb-460	17	48	company	company	NOUN
ajbmeb-460	17	49	,	,	PUNCT
ajbmeb-460	17	50	down	down	ADP
ajbmeb-460	17	51	to	to	ADP
ajbmeb-460	17	52	the	the	DET
ajbmeb-460	17	53	extent	extent	NOUN
ajbmeb-460	17	54	of	of	ADP
ajbmeb-460	17	55	this	this	DET
ajbmeb-460	17	56	company	company	NOUN
ajbmeb-460	17	57	’s	’s	PART
ajbmeb-460	17	58	ability	ability	NOUN
ajbmeb-460	17	59	to	to	PART
ajbmeb-460	17	60	influence	influence	VERB
ajbmeb-460	17	61	economic	economic	ADJ
ajbmeb-460	17	62	activity	activity	NOUN
ajbmeb-460	17	63	in	in	ADP
ajbmeb-460	17	64	general	general	ADJ
ajbmeb-460	17	65	and	and	CCONJ
ajbmeb-460	17	66	its	its	PRON
ajbmeb-460	17	67	ability	ability	NOUN
ajbmeb-460	17	68	to	to	PART
ajbmeb-460	17	69	be	be	AUX
ajbmeb-460	17	70	financially	financially	ADV
ajbmeb-460	17	71	sustainable	sustainable	ADJ
ajbmeb-460	17	72	.	.	PUNCT
ajbmeb-460	18	1	1	1	NUM
ajbmeb-460	18	2	-	-	SYM
ajbmeb-460	18	3	7research	7research	NUM
ajbmeb-460	18	4	method	method	NOUN
ajbmeb-460	18	5	the	the	DET
ajbmeb-460	18	6	research	research	NOUN
ajbmeb-460	18	7	adopted	adopt	VERB
ajbmeb-460	18	8	the	the	DET
ajbmeb-460	18	9	descriptive	descriptive	ADJ
ajbmeb-460	18	10	method	method	NOUN
ajbmeb-460	18	11	,	,	PUNCT
ajbmeb-460	18	12	as	as	ADV
ajbmeb-460	18	13	well	well	ADV
ajbmeb-460	18	14	as	as	ADP
ajbmeb-460	18	15	the	the	DET
ajbmeb-460	18	16	use	use	NOUN
ajbmeb-460	18	17	of	of	ADP
ajbmeb-460	18	18	the	the	DET
ajbmeb-460	18	19	financial	financial	ADJ
ajbmeb-460	18	20	analysis	analysis	NOUN
ajbmeb-460	18	21	method	method	NOUN
ajbmeb-460	18	22	for	for	ADP
ajbmeb-460	18	23	the	the	DET
ajbmeb-460	18	24	data	datum	NOUN
ajbmeb-460	18	25	.	.	PUNCT
ajbmeb-460	19	1	1	1	NUM
ajbmeb-460	19	2	-	-	SYM
ajbmeb-460	19	3	8limitations	8limitation	NOUN
ajbmeb-460	19	4	of	of	ADP
ajbmeb-460	19	5	research	research	NOUN
ajbmeb-460	19	6	aspatial	aspatial	ADJ
ajbmeb-460	19	7	boundaries	boundary	NOUN
ajbmeb-460	19	8	:	:	PUNCT
ajbmeb-460	19	9	the	the	DET
ajbmeb-460	19	10	islamic	islamic	ADJ
ajbmeb-460	19	11	insurance	insurance	NOUN
ajbmeb-460	19	12	sector	sector	NOUN
ajbmeb-460	19	13	in	in	ADP
ajbmeb-460	19	14	jordan	jordan	PROPN
ajbmeb-460	19	15	(	(	PUNCT
ajbmeb-460	19	16	the	the	DET
ajbmeb-460	19	17	islamic	islamic	PROPN
ajbmeb-460	19	18	insurance	insurance	PROPN
ajbmeb-460	19	19	company	company	NOUN
ajbmeb-460	19	20	)	)	PUNCT
ajbmeb-460	19	21	was	be	AUX
ajbmeb-460	19	22	chosen	choose	VERB
ajbmeb-460	19	23	.	.	PUNCT
ajbmeb-460	20	1	btemporal	btemporal	ADJ
ajbmeb-460	20	2	limits	limit	NOUN
ajbmeb-460	20	3	:	:	PUNCT
ajbmeb-460	20	4	the	the	DET
ajbmeb-460	20	5	period	period	NOUN
ajbmeb-460	20	6	between	between	ADP
ajbmeb-460	20	7	(	(	PUNCT
ajbmeb-460	20	8	2011	2011	NUM
ajbmeb-460	20	9	-	-	SYM
ajbmeb-460	20	10	2020	2020	NUM
ajbmeb-460	20	11	)	)	PUNCT
ajbmeb-460	20	12	.	.	PUNCT
ajbmeb-460	21	1	2theoretical	2theoretical	NUM
ajbmeb-460	21	2	side	side	NOUN
ajbmeb-460	21	3	of	of	ADP
ajbmeb-460	21	4	the	the	DET
ajbmeb-460	21	5	research	research	NOUN
ajbmeb-460	21	6	2	2	NUM
ajbmeb-460	21	7	-	-	SYM
ajbmeb-460	21	8	1evaluate	1evaluate	NUM
ajbmeb-460	21	9	the	the	DET
ajbmeb-460	21	10	financial	financial	ADJ
ajbmeb-460	21	11	performance	performance	NOUN
ajbmeb-460	21	12	2	2	NUM
ajbmeb-460	21	13	-	-	SYM
ajbmeb-460	21	14	2evaluation	2evaluation	NUM
ajbmeb-460	21	15	of	of	ADP
ajbmeb-460	21	16	financial	financial	ADJ
ajbmeb-460	21	17	performance	performance	NOUN
ajbmeb-460	21	18	is	be	AUX
ajbmeb-460	21	19	defined	define	VERB
ajbmeb-460	21	20	as	as	ADP
ajbmeb-460	21	21	a	a	DET
ajbmeb-460	21	22	knowledge	knowledge	NOUN
ajbmeb-460	21	23	of	of	ADP
ajbmeb-460	21	24	what	what	PRON
ajbmeb-460	21	25	has	have	AUX
ajbmeb-460	21	26	been	be	AUX
ajbmeb-460	21	27	accomplished	accomplish	VERB
ajbmeb-460	21	28	based	base	VERB
ajbmeb-460	21	29	on	on	ADP
ajbmeb-460	21	30	work	work	NOUN
ajbmeb-460	21	31	controls	control	NOUN
ajbmeb-460	21	32	,	,	PUNCT
ajbmeb-460	21	33	as	as	SCONJ
ajbmeb-460	21	34	through	through	ADP
ajbmeb-460	21	35	evaluation	evaluation	NOUN
ajbmeb-460	21	36	criteria	criterion	NOUN
ajbmeb-460	21	37	are	be	AUX
ajbmeb-460	21	38	set	set	VERB
ajbmeb-460	21	39	for	for	ADP
ajbmeb-460	21	40	evaluating	evaluate	VERB
ajbmeb-460	21	41	financial	financial	ADJ
ajbmeb-460	21	42	performance	performance	NOUN
ajbmeb-460	21	43	based	base	VERB
ajbmeb-460	21	44	on	on	ADP
ajbmeb-460	21	45	the	the	DET
ajbmeb-460	21	46	planning	planning	NOUN
ajbmeb-460	21	47	and	and	CCONJ
ajbmeb-460	21	48	strategic	strategic	ADJ
ajbmeb-460	21	49	objectives	objective	NOUN
ajbmeb-460	21	50	of	of	ADP
ajbmeb-460	21	51	the	the	DET
ajbmeb-460	21	52	organization	organization	NOUN
ajbmeb-460	21	53	,	,	PUNCT
ajbmeb-460	21	54	which	which	PRON
ajbmeb-460	21	55	depend	depend	VERB
ajbmeb-460	21	56	on	on	ADP
ajbmeb-460	21	57	methods	method	NOUN
ajbmeb-460	21	58	of	of	ADP
ajbmeb-460	21	59	performance	performance	NOUN
ajbmeb-460	21	60	evaluation	evaluation	NOUN
ajbmeb-460	21	61	as	as	ADP
ajbmeb-460	21	62	a	a	DET
ajbmeb-460	21	63	guide	guide	NOUN
ajbmeb-460	21	64	,	,	PUNCT
ajbmeb-460	21	65	monitor	monitor	NOUN
ajbmeb-460	21	66	and	and	CCONJ
ajbmeb-460	21	67	control	control	NOUN
ajbmeb-460	21	68	of	of	ADP
ajbmeb-460	21	69	the	the	DET
ajbmeb-460	21	70	efforts	effort	NOUN
ajbmeb-460	21	71	of	of	ADP
ajbmeb-460	21	72	workers	worker	NOUN
ajbmeb-460	21	73	in	in	ADP
ajbmeb-460	21	74	all	all	DET
ajbmeb-460	21	75	administrative	administrative	ADJ
ajbmeb-460	21	76	levels	level	NOUN
ajbmeb-460	21	77	in	in	ADP
ajbmeb-460	21	78	order	order	NOUN
ajbmeb-460	21	79	to	to	PART
ajbmeb-460	21	80	achieve	achieve	VERB
ajbmeb-460	21	81	the	the	DET
ajbmeb-460	21	82	company	company	NOUN
ajbmeb-460	21	83	's	's	PART
ajbmeb-460	21	84	strategic	strategic	ADJ
ajbmeb-460	21	85	objectives	objective	NOUN
ajbmeb-460	21	86	(	(	PUNCT
ajbmeb-460	21	87	poster	poster	NOUN
ajbmeb-460	21	88	&	&	CCONJ
ajbmeb-460	21	89	streib	streib	PROPN
ajbmeb-460	21	90	,	,	PUNCT
ajbmeb-460	21	91	2005	2005	NUM
ajbmeb-460	21	92	,	,	PUNCT
ajbmeb-460	21	93	p;46	p;46	PROPN
ajbmeb-460	21	94	)	)	PUNCT
ajbmeb-460	21	95	.	.	PUNCT
ajbmeb-460	22	1	2	2	NUM
ajbmeb-460	22	2	-	-	SYM
ajbmeb-460	22	3	3the	3the	NUM
ajbmeb-460	22	4	concept	concept	NOUN
ajbmeb-460	22	5	of	of	ADP
ajbmeb-460	22	6	islamic	islamic	ADJ
ajbmeb-460	22	7	insurance	insurance	NOUN
ajbmeb-460	22	8	:	:	PUNCT
ajbmeb-460	22	9	islamic	islamic	ADJ
ajbmeb-460	22	10	insurance	insurance	NOUN
ajbmeb-460	22	11	(	(	PUNCT
ajbmeb-460	22	12	takaful	takaful	ADJ
ajbmeb-460	22	13	)	)	PUNCT
ajbmeb-460	22	14	stipulates	stipulate	VERB
ajbmeb-460	22	15	that	that	SCONJ
ajbmeb-460	22	16	it	it	PRON
ajbmeb-460	22	17	is	be	AUX
ajbmeb-460	22	18	a	a	DET
ajbmeb-460	22	19	group	group	NOUN
ajbmeb-460	22	20	insurance	insurance	NOUN
ajbmeb-460	22	21	contract	contract	NOUN
ajbmeb-460	22	22	under	under	ADP
ajbmeb-460	22	23	which	which	PRON
ajbmeb-460	22	24	each	each	DET
ajbmeb-460	22	25	subscriber	subscriber	NOUN
ajbmeb-460	22	26	undertakes	undertake	VERB
ajbmeb-460	22	27	to	to	PART
ajbmeb-460	22	28	pay	pay	VERB
ajbmeb-460	22	29	a	a	DET
ajbmeb-460	22	30	certain	certain	ADJ
ajbmeb-460	22	31	amount	amount	NOUN
ajbmeb-460	22	32	with	with	ADP
ajbmeb-460	22	33	the	the	DET
ajbmeb-460	22	34	intention	intention	NOUN
ajbmeb-460	22	35	of	of	ADP
ajbmeb-460	22	36	solidarity	solidarity	NOUN
ajbmeb-460	22	37	and	and	CCONJ
ajbmeb-460	22	38	solidarity	solidarity	NOUN
ajbmeb-460	22	39	with	with	ADP
ajbmeb-460	22	40	other	other	ADJ
ajbmeb-460	22	41	participants	participant	NOUN
ajbmeb-460	22	42	to	to	PART
ajbmeb-460	22	43	compensate	compensate	VERB
ajbmeb-460	22	44	those	those	PRON
ajbmeb-460	22	45	affected	affect	VERB
ajbmeb-460	22	46	by	by	ADP
ajbmeb-460	22	47	them	they	PRON
ajbmeb-460	22	48	on	on	ADP
ajbmeb-460	22	49	the	the	DET
ajbmeb-460	22	50	basis	basis	NOUN
ajbmeb-460	22	51	of	of	ADP
ajbmeb-460	22	52	a	a	DET
ajbmeb-460	22	53	donation	donation	NOUN
ajbmeb-460	22	54	.	.	PUNCT
ajbmeb-460	23	1	the	the	DET
ajbmeb-460	23	2	management	management	NOUN
ajbmeb-460	23	3	of	of	ADP
ajbmeb-460	23	4	insurance	insurance	NOUN
ajbmeb-460	23	5	operations	operation	NOUN
ajbmeb-460	23	6	is	be	AUX
ajbmeb-460	23	7	handled	handle	VERB
ajbmeb-460	23	8	by	by	ADP
ajbmeb-460	23	9	a	a	DET
ajbmeb-460	23	10	company	company	NOUN
ajbmeb-460	23	11	specializing	specialize	VERB
ajbmeb-460	23	12	in	in	ADP
ajbmeb-460	23	13	insurance	insurance	NOUN
ajbmeb-460	23	14	in	in	ADP
ajbmeb-460	23	15	the	the	DET
ajbmeb-460	23	16	capacity	capacity	NOUN
ajbmeb-460	23	17	of	of	ADP
ajbmeb-460	23	18	an	an	DET
ajbmeb-460	23	19	agent	agent	NOUN
ajbmeb-460	23	20	.	.	PUNCT
ajbmeb-460	24	1	with	with	ADP
ajbmeb-460	24	2	a	a	DET
ajbmeb-460	24	3	known	know	VERB
ajbmeb-460	24	4	wage	wage	NOUN
ajbmeb-460	24	5	.	.	PUNCT
ajbmeb-460	25	1	(	(	PUNCT
ajbmeb-460	25	2	melhem	melhem	NOUN
ajbmeb-460	25	3	,	,	PUNCT
ajbmeb-460	25	4	2012	2012	NUM
ajbmeb-460	25	5	:	:	PUNCT
ajbmeb-460	25	6	12	12	NUM
ajbmeb-460	25	7	)	)	PUNCT
ajbmeb-460	25	8	2	2	NUM
ajbmeb-460	25	9	-	-	SYM
ajbmeb-460	25	10	4elements	4element	NOUN
ajbmeb-460	25	11	of	of	ADP
ajbmeb-460	25	12	the	the	DET
ajbmeb-460	25	13	islamic	islamic	PROPN
ajbmeb-460	25	14	insurance	insurance	PROPN
ajbmeb-460	25	15	contract	contract	NOUN
ajbmeb-460	25	16	elements	element	NOUN
ajbmeb-460	25	17	of	of	ADP
ajbmeb-460	25	18	an	an	DET
ajbmeb-460	25	19	islamic	islamic	ADJ
ajbmeb-460	25	20	insurance	insurance	NOUN
ajbmeb-460	25	21	contract	contract	NOUN
ajbmeb-460	25	22	1	1	NUM
ajbmeb-460	25	23	.	.	PUNCT
ajbmeb-460	26	1	the	the	DET
ajbmeb-460	26	2	contracting	contracting	NOUN
ajbmeb-460	26	3	parties	party	NOUN
ajbmeb-460	26	4	,	,	PUNCT
ajbmeb-460	26	5	namely	namely	ADV
ajbmeb-460	26	6	:	:	PUNCT
ajbmeb-460	26	7	athe	athe	ADJ
ajbmeb-460	26	8	insurer	insurer	NOUN
ajbmeb-460	26	9	(	(	PUNCT
ajbmeb-460	26	10	the	the	DET
ajbmeb-460	26	11	company	company	NOUN
ajbmeb-460	26	12	)	)	PUNCT
ajbmeb-460	26	13	bthe	bthe	PROPN
ajbmeb-460	26	14	insured	insure	VERB
ajbmeb-460	26	15	(	(	PUNCT
ajbmeb-460	26	16	the	the	DET
ajbmeb-460	26	17	insurance	insurance	NOUN
ajbmeb-460	26	18	applicant	applicant	NOUN
ajbmeb-460	26	19	)	)	PUNCT
ajbmeb-460	26	20	the	the	DET
ajbmeb-460	26	21	two	two	NUM
ajbmeb-460	26	22	parties	party	NOUN
ajbmeb-460	26	23	are	be	AUX
ajbmeb-460	26	24	committed	commit	VERB
ajbmeb-460	26	25	to	to	ADP
ajbmeb-460	26	26	fulfilling	fulfil	VERB
ajbmeb-460	26	27	the	the	DET
ajbmeb-460	26	28	requirements	requirement	NOUN
ajbmeb-460	26	29	of	of	ADP
ajbmeb-460	26	30	financial	financial	ADJ
ajbmeb-460	26	31	contracts	contract	NOUN
ajbmeb-460	26	32	,	,	PUNCT
ajbmeb-460	26	33	including	include	VERB
ajbmeb-460	26	34	the	the	DET
ajbmeb-460	26	35	ability	ability	NOUN
ajbmeb-460	26	36	to	to	PART
ajbmeb-460	26	37	pay	pay	VERB
ajbmeb-460	26	38	,	,	PUNCT
ajbmeb-460	26	39	as	as	SCONJ
ajbmeb-460	26	40	in	in	ADP
ajbmeb-460	26	41	commercial	commercial	ADJ
ajbmeb-460	26	42	insurance	insurance	NOUN
ajbmeb-460	26	43	the	the	DET
ajbmeb-460	26	44	insurance	insurance	NOUN
ajbmeb-460	26	45	company	company	NOUN
ajbmeb-460	26	46	is	be	AUX
ajbmeb-460	26	47	the	the	DET
ajbmeb-460	26	48	company	company	NOUN
ajbmeb-460	26	49	,	,	PUNCT
ajbmeb-460	26	50	while	while	SCONJ
ajbmeb-460	26	51	in	in	ADP
ajbmeb-460	26	52	cooperative	cooperative	ADJ
ajbmeb-460	26	53	insurance	insurance	NOUN
ajbmeb-460	26	54	the	the	DET
ajbmeb-460	26	55	insurer	insurer	NOUN
ajbmeb-460	26	56	is	be	AUX
ajbmeb-460	26	57	the	the	DET
ajbmeb-460	26	58	association	association	NOUN
ajbmeb-460	26	59	and	and	CCONJ
ajbmeb-460	26	60	in	in	ADP
ajbmeb-460	26	61	the	the	DET
ajbmeb-460	26	62	current	current	ADJ
ajbmeb-460	26	63	islamic	islamic	ADJ
ajbmeb-460	26	64	insurance	insurance	NOUN
ajbmeb-460	26	65	the	the	DET
ajbmeb-460	26	66	insurer	insurer	NOUN
ajbmeb-460	26	67	is	be	AUX
ajbmeb-460	26	68	the	the	DET
ajbmeb-460	26	69	insurance	insurance	NOUN
ajbmeb-460	26	70	account	account	NOUN
ajbmeb-460	26	71	,	,	PUNCT
ajbmeb-460	26	72	the	the	DET
ajbmeb-460	26	73	group	group	NOUN
ajbmeb-460	26	74	insurance	insurance	NOUN
ajbmeb-460	26	75	fund	fund	NOUN
ajbmeb-460	26	76	for	for	ADP
ajbmeb-460	26	77	participants	participant	NOUN
ajbmeb-460	26	78	,	,	PUNCT
ajbmeb-460	26	79	and	and	CCONJ
ajbmeb-460	26	80	any	any	DET
ajbmeb-460	26	81	insurance	insurance	NOUN
ajbmeb-460	26	82	an	an	DET
ajbmeb-460	26	83	islamic	islamic	ADJ
ajbmeb-460	26	84	licensee	licensee	NOUN
ajbmeb-460	26	85	for	for	ADP
ajbmeb-460	26	86	companies	company	NOUN
ajbmeb-460	26	87	,	,	PUNCT
ajbmeb-460	26	88	acts	act	VERB
ajbmeb-460	26	89	as	as	ADP
ajbmeb-460	26	90	an	an	DET
ajbmeb-460	26	91	agent	agent	NOUN
ajbmeb-460	26	92	for	for	ADP
ajbmeb-460	26	93	such	such	DET
ajbmeb-460	26	94	an	an	DET
ajbmeb-460	26	95	account	account	NOUN
ajbmeb-460	26	96	while	while	SCONJ
ajbmeb-460	26	97	the	the	DET
ajbmeb-460	26	98	insured	insured	NOUN
ajbmeb-460	26	99	are	be	AUX
ajbmeb-460	26	100	either	either	CCONJ
ajbmeb-460	26	101	individuals	individual	NOUN
ajbmeb-460	26	102	or	or	CCONJ
ajbmeb-460	26	103	legal	legal	ADJ
ajbmeb-460	26	104	entities	entity	NOUN
ajbmeb-460	26	105	.	.	PUNCT
ajbmeb-460	27	1	(	(	PUNCT
ajbmeb-460	27	2	46:2012	46:2012	NOUN
ajbmeb-460	27	3	,	,	PUNCT
ajbmeb-460	27	4	alhumoudi	alhumoudi	NOUN
ajbmeb-460	27	5	)	)	PUNCT
ajbmeb-460	27	6	2	2	NUM
ajbmeb-460	27	7	.	.	PUNCT
ajbmeb-460	28	1	the	the	DET
ajbmeb-460	28	2	insured	insured	ADJ
ajbmeb-460	28	3	risk	risk	NOUN
ajbmeb-460	28	4	:	:	PUNCT
ajbmeb-460	28	5	it	it	PRON
ajbmeb-460	28	6	is	be	AUX
ajbmeb-460	28	7	the	the	DET
ajbmeb-460	28	8	contingent	contingent	ADJ
ajbmeb-460	28	9	future	future	ADJ
ajbmeb-460	28	10	event	event	NOUN
ajbmeb-460	28	11	because	because	SCONJ
ajbmeb-460	28	12	it	it	PRON
ajbmeb-460	28	13	may	may	AUX
ajbmeb-460	28	14	or	or	CCONJ
ajbmeb-460	28	15	may	may	AUX
ajbmeb-460	28	16	not	not	PART
ajbmeb-460	28	17	occur	occur	VERB
ajbmeb-460	28	18	,	,	PUNCT
ajbmeb-460	28	19	without	without	ADP
ajbmeb-460	28	20	its	its	PRON
ajbmeb-460	28	21	occurrence	occurrence	NOUN
ajbmeb-460	28	22	or	or	CCONJ
ajbmeb-460	28	23	non	non	ADJ
ajbmeb-460	28	24	-	-	ADJ
ajbmeb-460	28	25	occurrence	occurrence	ADJ
ajbmeb-460	28	26	dependent	dependent	ADJ
ajbmeb-460	28	27	on	on	ADP
ajbmeb-460	28	28	the	the	DET
ajbmeb-460	28	29	will	will	NOUN
ajbmeb-460	28	30	of	of	ADP
ajbmeb-460	28	31	one	one	NUM
ajbmeb-460	28	32	of	of	ADP
ajbmeb-460	28	33	the	the	DET
ajbmeb-460	28	34	contracting	contracting	NOUN
ajbmeb-460	28	35	parties	party	NOUN
ajbmeb-460	28	36	(	(	PUNCT
ajbmeb-460	28	37	the	the	DET
ajbmeb-460	28	38	insured	insure	VERB
ajbmeb-460	28	39	and	and	CCONJ
ajbmeb-460	28	40	the	the	DET
ajbmeb-460	28	41	company	company	NOUN
ajbmeb-460	28	42	)	)	PUNCT
ajbmeb-460	28	43	,	,	PUNCT
ajbmeb-460	28	44	such	such	ADJ
ajbmeb-460	28	45	as	as	ADP
ajbmeb-460	28	46	the	the	DET
ajbmeb-460	28	47	sinking	sinking	NOUN
ajbmeb-460	28	48	of	of	ADP
ajbmeb-460	28	49	the	the	DET
ajbmeb-460	28	50	insured	insure	VERB
ajbmeb-460	28	51	goods	good	NOUN
ajbmeb-460	28	52	.	.	PUNCT
ajbmeb-460	29	1	3	3	X
ajbmeb-460	29	2	.	.	X
ajbmeb-460	29	3	insurance	insurance	NOUN
ajbmeb-460	29	4	premium	premium	NOUN
ajbmeb-460	29	5	:	:	PUNCT
ajbmeb-460	29	6	it	it	PRON
ajbmeb-460	29	7	is	be	AUX
ajbmeb-460	29	8	the	the	DET
ajbmeb-460	29	9	subject	subject	NOUN
ajbmeb-460	29	10	of	of	ADP
ajbmeb-460	29	11	the	the	DET
ajbmeb-460	29	12	insured	insure	VERB
ajbmeb-460	29	13	’s	’s	PART
ajbmeb-460	29	14	obligation	obligation	NOUN
ajbmeb-460	29	15	,	,	PUNCT
ajbmeb-460	29	16	and	and	CCONJ
ajbmeb-460	29	17	it	it	PRON
ajbmeb-460	29	18	means	mean	VERB
ajbmeb-460	29	19	the	the	DET
ajbmeb-460	29	20	financial	financial	ADJ
ajbmeb-460	29	21	amount	amount	NOUN
ajbmeb-460	29	22	that	that	PRON
ajbmeb-460	29	23	the	the	DET
ajbmeb-460	29	24	insured	insure	VERB
ajbmeb-460	29	25	pays	pay	NOUN
ajbmeb-460	29	26	to	to	ADP
ajbmeb-460	29	27	the	the	DET
ajbmeb-460	29	28	cooperative	cooperative	ADJ
ajbmeb-460	29	29	insurance	insurance	NOUN
ajbmeb-460	29	30	fund	fund	NOUN
ajbmeb-460	29	31	under	under	ADP
ajbmeb-460	29	32	the	the	DET
ajbmeb-460	29	33	insurance	insurance	NOUN
ajbmeb-460	29	34	contract	contract	NOUN
ajbmeb-460	29	35	.	.	PUNCT
ajbmeb-460	30	1	the	the	DET
ajbmeb-460	30	2	amount	amount	NOUN
ajbmeb-460	30	3	of	of	ADP
ajbmeb-460	30	4	the	the	DET
ajbmeb-460	30	5	insurance	insurance	NOUN
ajbmeb-460	30	6	premium	premium	NOUN
ajbmeb-460	30	7	is	be	AUX
ajbmeb-460	30	8	determined	determine	VERB
ajbmeb-460	30	9	by	by	ADP
ajbmeb-460	30	10	an	an	DET
ajbmeb-460	30	11	agreement	agreement	NOUN
ajbmeb-460	30	12	between	between	ADP
ajbmeb-460	30	13	the	the	DET
ajbmeb-460	30	14	company	company	NOUN
ajbmeb-460	30	15	and	and	CCONJ
ajbmeb-460	30	16	the	the	DET
ajbmeb-460	30	17	insured	insure	VERB
ajbmeb-460	30	18	.	.	PUNCT
ajbmeb-460	31	1	the	the	DET
ajbmeb-460	31	2	most	most	ADV
ajbmeb-460	31	3	important	important	ADJ
ajbmeb-460	31	4	factors	factor	NOUN
ajbmeb-460	31	5	influencing	influence	VERB
ajbmeb-460	31	6	the	the	DET
ajbmeb-460	31	7	determination	determination	NOUN
ajbmeb-460	31	8	of	of	ADP
ajbmeb-460	31	9	the	the	DET
ajbmeb-460	31	10	amount	amount	NOUN
ajbmeb-460	31	11	of	of	ADP
ajbmeb-460	31	12	the	the	DET
ajbmeb-460	31	13	insurance	insurance	NOUN
ajbmeb-460	31	14	premium	premium	NOUN
ajbmeb-460	31	15	:	:	PUNCT
ajbmeb-460	31	16	are	be	AUX
ajbmeb-460	31	17	the	the	DET
ajbmeb-460	31	18	amount	amount	NOUN
ajbmeb-460	31	19	of	of	ADP
ajbmeb-460	31	20	insurance	insurance	NOUN
ajbmeb-460	31	21	,	,	PUNCT
ajbmeb-460	31	22	the	the	DET
ajbmeb-460	31	23	risk	risk	NOUN
ajbmeb-460	31	24	insured	insure	VERB
ajbmeb-460	31	25	from	from	ADP
ajbmeb-460	31	26	,	,	PUNCT
ajbmeb-460	31	27	and	and	CCONJ
ajbmeb-460	31	28	the	the	DET
ajbmeb-460	31	29	duration	duration	NOUN
ajbmeb-460	31	30	of	of	ADP
ajbmeb-460	31	31	the	the	DET
ajbmeb-460	31	32	insurance	insurance	NOUN
ajbmeb-460	31	33	premium	premium	NOUN
ajbmeb-460	31	34	.	.	PUNCT
ajbmeb-460	32	1	insurance	insurance	NOUN
ajbmeb-460	32	2	.	.	PUNCT
ajbmeb-460	33	1	american	american	ADJ
ajbmeb-460	33	2	journal	journal	PROPN
ajbmeb-460	33	3	of	of	ADP
ajbmeb-460	33	4	business	business	NOUN
ajbmeb-460	33	5	management	management	NOUN
ajbmeb-460	33	6	,	,	PUNCT
ajbmeb-460	33	7	economics	economic	NOUN
ajbmeb-460	33	8	and	and	CCONJ
ajbmeb-460	33	9	banking	banking	NOUN
ajbmeb-460	33	10	volume	volume	NOUN
ajbmeb-460	33	11	9	9	NUM
ajbmeb-460	33	12	feb	feb	X
ajbmeb-460	33	13	.	.	PROPN
ajbmeb-460	33	14	,	,	PUNCT
ajbmeb-460	33	15	2023	2023	NUM
ajbmeb-460	33	16	p	p	NOUN
ajbmeb-460	33	17	a	a	PRON
ajbmeb-460	33	18	g	g	NOUN
ajbmeb-460	33	19	e	e	NOUN
ajbmeb-460	33	20	|	|	ADV
ajbmeb-460	33	21	126	126	NUM
ajbmeb-460	33	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	33	23	4	4	NUM
ajbmeb-460	33	24	.	.	PUNCT
ajbmeb-460	34	1	the	the	DET
ajbmeb-460	34	2	amount	amount	NOUN
ajbmeb-460	34	3	of	of	ADP
ajbmeb-460	34	4	insurance	insurance	NOUN
ajbmeb-460	34	5	:	:	PUNCT
ajbmeb-460	34	6	it	it	PRON
ajbmeb-460	34	7	is	be	AUX
ajbmeb-460	34	8	the	the	DET
ajbmeb-460	34	9	subject	subject	ADJ
ajbmeb-460	34	10	matter	matter	NOUN
ajbmeb-460	34	11	of	of	ADP
ajbmeb-460	34	12	the	the	DET
ajbmeb-460	34	13	insurance	insurance	NOUN
ajbmeb-460	34	14	company	company	NOUN
ajbmeb-460	34	15	’s	’s	PART
ajbmeb-460	34	16	obligation	obligation	NOUN
ajbmeb-460	34	17	on	on	ADP
ajbmeb-460	34	18	behalf	behalf	NOUN
ajbmeb-460	34	19	of	of	ADP
ajbmeb-460	34	20	the	the	DET
ajbmeb-460	34	21	insured	insure	VERB
ajbmeb-460	34	22	,	,	PUNCT
ajbmeb-460	34	23	and	and	CCONJ
ajbmeb-460	34	24	it	it	PRON
ajbmeb-460	34	25	is	be	AUX
ajbmeb-460	34	26	the	the	DET
ajbmeb-460	34	27	responsibility	responsibility	NOUN
ajbmeb-460	34	28	of	of	ADP
ajbmeb-460	34	29	the	the	DET
ajbmeb-460	34	30	company	company	NOUN
ajbmeb-460	34	31	in	in	ADP
ajbmeb-460	34	32	the	the	DET
ajbmeb-460	34	33	event	event	NOUN
ajbmeb-460	34	34	of	of	ADP
ajbmeb-460	34	35	the	the	DET
ajbmeb-460	34	36	occurrence	occurrence	NOUN
ajbmeb-460	34	37	of	of	ADP
ajbmeb-460	34	38	the	the	DET
ajbmeb-460	34	39	insured	insure	VERB
ajbmeb-460	34	40	risk	risk	NOUN
ajbmeb-460	34	41	,	,	PUNCT
ajbmeb-460	34	42	as	as	SCONJ
ajbmeb-460	34	43	the	the	DET
ajbmeb-460	34	44	company	company	NOUN
ajbmeb-460	34	45	undertakes	undertake	VERB
ajbmeb-460	34	46	,	,	PUNCT
ajbmeb-460	34	47	according	accord	VERB
ajbmeb-460	34	48	to	to	ADP
ajbmeb-460	34	49	the	the	DET
ajbmeb-460	34	50	insurance	insurance	NOUN
ajbmeb-460	34	51	contract	contract	NOUN
ajbmeb-460	34	52	,	,	PUNCT
ajbmeb-460	34	53	to	to	PART
ajbmeb-460	34	54	pay	pay	VERB
ajbmeb-460	34	55	the	the	DET
ajbmeb-460	34	56	insured	insure	VERB
ajbmeb-460	34	57	,	,	PUNCT
ajbmeb-460	34	58	who	who	PRON
ajbmeb-460	34	59	is	be	AUX
ajbmeb-460	34	60	appointed	appoint	VERB
ajbmeb-460	34	61	by	by	ADP
ajbmeb-460	34	62	him	he	PRON
ajbmeb-460	34	63	on	on	ADP
ajbmeb-460	34	64	behalf	behalf	NOUN
ajbmeb-460	34	65	of	of	ADP
ajbmeb-460	34	66	the	the	DET
ajbmeb-460	34	67	insured	insure	VERB
ajbmeb-460	34	68	,	,	PUNCT
ajbmeb-460	34	69	the	the	DET
ajbmeb-460	34	70	insurance	insurance	NOUN
ajbmeb-460	34	71	amount	amount	NOUN
ajbmeb-460	34	72	when	when	SCONJ
ajbmeb-460	34	73	the	the	DET
ajbmeb-460	34	74	insured	insured	ADJ
ajbmeb-460	34	75	risk	risk	NOUN
ajbmeb-460	34	76	occurs	occur	VERB
ajbmeb-460	34	77	.	.	PUNCT
ajbmeb-460	35	1	(	(	PUNCT
ajbmeb-460	35	2	mulhem	mulhem	NOUN
ajbmeb-460	35	3	,	,	PUNCT
ajbmeb-460	35	4	2012	2012	NUM
ajbmeb-460	35	5	:	:	PUNCT
ajbmeb-460	36	1	24	24	NUM
ajbmeb-460	36	2	-	-	SYM
ajbmeb-460	36	3	25	25	NUM
ajbmeb-460	36	4	)	)	PUNCT
ajbmeb-460	36	5	3the	3the	DET
ajbmeb-460	36	6	practical	practical	ADJ
ajbmeb-460	36	7	side	side	NOUN
ajbmeb-460	36	8	of	of	ADP
ajbmeb-460	36	9	the	the	DET
ajbmeb-460	36	10	research	research	NOUN
ajbmeb-460	36	11	first	first	ADV
ajbmeb-460	36	12	:	:	PUNCT
ajbmeb-460	36	13	profitability	profitability	NOUN
ajbmeb-460	36	14	ratio	ratio	NOUN
ajbmeb-460	36	15	profitability	profitability	NOUN
ajbmeb-460	36	16	is	be	AUX
ajbmeb-460	36	17	the	the	DET
ajbmeb-460	36	18	indicator	indicator	NOUN
ajbmeb-460	36	19	that	that	PRON
ajbmeb-460	36	20	reflects	reflect	VERB
ajbmeb-460	36	21	the	the	DET
ajbmeb-460	36	22	possibility	possibility	NOUN
ajbmeb-460	36	23	and	and	CCONJ
ajbmeb-460	36	24	continuity	continuity	NOUN
ajbmeb-460	36	25	of	of	ADP
ajbmeb-460	36	26	companies	company	NOUN
ajbmeb-460	36	27	in	in	ADP
ajbmeb-460	36	28	the	the	DET
ajbmeb-460	36	29	insurance	insurance	NOUN
ajbmeb-460	36	30	market	market	NOUN
ajbmeb-460	36	31	.	.	PUNCT
ajbmeb-460	37	1	in	in	ADP
ajbmeb-460	37	2	addition	addition	NOUN
ajbmeb-460	37	3	,	,	PUNCT
ajbmeb-460	37	4	this	this	DET
ajbmeb-460	37	5	indicator	indicator	NOUN
ajbmeb-460	37	6	motivates	motivate	VERB
ajbmeb-460	37	7	investors	investor	NOUN
ajbmeb-460	37	8	in	in	ADP
ajbmeb-460	37	9	making	make	VERB
ajbmeb-460	37	10	their	their	PRON
ajbmeb-460	37	11	decisions	decision	NOUN
ajbmeb-460	37	12	towards	towards	ADP
ajbmeb-460	37	13	companies	company	NOUN
ajbmeb-460	37	14	,	,	PUNCT
ajbmeb-460	37	15	as	as	ADP
ajbmeb-460	37	16	in	in	ADP
ajbmeb-460	37	17	the	the	DET
ajbmeb-460	37	18	equation	equation	NOUN
ajbmeb-460	37	19	:	:	PUNCT
ajbmeb-460	37	20	profitability	profitability	NOUN
ajbmeb-460	37	21	ratio	ratio	NOUN
ajbmeb-460	37	22	=	=	SYM
ajbmeb-460	37	23	net	net	ADJ
ajbmeb-460	37	24	income	income	NOUN
ajbmeb-460	37	25	/	/	SYM
ajbmeb-460	37	26	total	total	ADJ
ajbmeb-460	37	27	assets	asset	NOUN
ajbmeb-460	37	28	x	x	SYM
ajbmeb-460	37	29	100	100	NUM
ajbmeb-460	37	30	%	%	NOUN
ajbmeb-460	37	31	table	table	NOUN
ajbmeb-460	37	32	(	(	PUNCT
ajbmeb-460	37	33	1	1	NUM
ajbmeb-460	37	34	):	):	PUNCT
ajbmeb-460	37	35	profitability	profitability	NOUN
ajbmeb-460	37	36	percentage	percentage	NOUN
ajbmeb-460	37	37	in	in	ADP
ajbmeb-460	37	38	the	the	DET
ajbmeb-460	37	39	islamic	islamic	PROPN
ajbmeb-460	37	40	insurance	insurance	PROPN
ajbmeb-460	37	41	company	company	NOUN
ajbmeb-460	37	42	(	(	PUNCT
ajbmeb-460	37	43	2011	2011	NUM
ajbmeb-460	37	44	-	-	SYM
ajbmeb-460	37	45	2020	2020	NUM
ajbmeb-460	37	46	)	)	PUNCT
ajbmeb-460	37	47	years	year	NOUN
ajbmeb-460	37	48	net	net	ADJ
ajbmeb-460	37	49	income	income	NOUN
ajbmeb-460	37	50	jordanian	jordanian	ADJ
ajbmeb-460	37	51	dinar	dinar	PROPN
ajbmeb-460	37	52	(	(	PUNCT
ajbmeb-460	37	53	1	1	X
ajbmeb-460	37	54	)	)	PUNCT
ajbmeb-460	37	55	the	the	DET
ajbmeb-460	37	56	total	total	ADJ
ajbmeb-460	37	57	assets	asset	NOUN
ajbmeb-460	37	58	jordanian	jordanian	ADJ
ajbmeb-460	37	59	dinars	dinar	NOUN
ajbmeb-460	37	60	(	(	PUNCT
ajbmeb-460	37	61	2	2	NUM
ajbmeb-460	37	62	)	)	PUNCT
ajbmeb-460	37	63	profitability	profitability	NOUN
ajbmeb-460	37	64	(	(	PUNCT
ajbmeb-460	37	65	%	%	INTJ
ajbmeb-460	37	66	)	)	PUNCT
ajbmeb-460	37	67	1/2	1/2	NUM
ajbmeb-460	37	68	2011	2011	NUM
ajbmeb-460	37	69	558309	558309	NUM
ajbmeb-460	37	70	23396678	23396678	NUM
ajbmeb-460	37	71	2.386	2.386	NUM
ajbmeb-460	37	72	2012	2012	NUM
ajbmeb-460	37	73	725000	725000	NUM
ajbmeb-460	37	74	26829296	26829296	NUM
ajbmeb-460	37	75	2.702	2.702	NUM
ajbmeb-460	37	76	2013	2013	NUM
ajbmeb-460	37	77	1008184	1008184	NUM
ajbmeb-460	37	78	30336874	30336874	NUM
ajbmeb-460	37	79	3.323	3.323	NUM
ajbmeb-460	37	80	2014	2014	NUM
ajbmeb-460	37	81	1080947	1080947	NUM
ajbmeb-460	37	82	33635713	33635713	NUM
ajbmeb-460	37	83	3.214	3.214	NUM
ajbmeb-460	37	84	2015	2015	NUM
ajbmeb-460	37	85	1787628	1787628	NUM
ajbmeb-460	37	86	37212247	37212247	NUM
ajbmeb-460	37	87	4.804	4.804	NUM
ajbmeb-460	37	88	2016	2016	NUM
ajbmeb-460	37	89	1863302	1863302	NUM
ajbmeb-460	37	90	37817839	37817839	NUM
ajbmeb-460	37	91	4.927	4.927	NUM
ajbmeb-460	37	92	2017	2017	NUM
ajbmeb-460	37	93	2002246	2002246	NUM
ajbmeb-460	37	94	39989660	39989660	NUM
ajbmeb-460	37	95	5.007	5.007	NUM
ajbmeb-460	37	96	2018	2018	NUM
ajbmeb-460	37	97	1114427	1114427	NUM
ajbmeb-460	37	98	40339317	40339317	NUM
ajbmeb-460	37	99	2.763	2.763	NUM
ajbmeb-460	37	100	2019	2019	NUM
ajbmeb-460	37	101	1180916	1180916	NUM
ajbmeb-460	37	102	39789389	39789389	NUM
ajbmeb-460	37	103	2.968	2.968	NUM
ajbmeb-460	37	104	2020	2020	NUM
ajbmeb-460	37	105	1732951	1732951	NUM
ajbmeb-460	37	106	41552507	41552507	NUM
ajbmeb-460	37	107	4.171	4.171	NUM
ajbmeb-460	37	108	arithmetic	arithmetic	ADJ
ajbmeb-460	37	109	average	average	ADJ
ajbmeb-460	37	110	%	%	NOUN
ajbmeb-460	37	111	3.627	3.627	NUM
ajbmeb-460	37	112	%	%	NOUN
ajbmeb-460	37	113	source	source	NOUN
ajbmeb-460	37	114	:	:	PUNCT
ajbmeb-460	37	115	prepared	prepare	VERB
ajbmeb-460	37	116	by	by	ADP
ajbmeb-460	37	117	researchers	researcher	NOUN
ajbmeb-460	37	118	based	base	VERB
ajbmeb-460	37	119	on	on	ADP
ajbmeb-460	37	120	the	the	DET
ajbmeb-460	37	121	consolidated	consolidated	ADJ
ajbmeb-460	37	122	financial	financial	ADJ
ajbmeb-460	37	123	statements	statement	NOUN
ajbmeb-460	37	124	of	of	ADP
ajbmeb-460	37	125	the	the	DET
ajbmeb-460	37	126	islamic	islamic	PROPN
ajbmeb-460	37	127	insurance	insurance	PROPN
ajbmeb-460	37	128	company	company	NOUN
ajbmeb-460	37	129	for	for	ADP
ajbmeb-460	37	130	the	the	DET
ajbmeb-460	37	131	period	period	NOUN
ajbmeb-460	37	132	(	(	PUNCT
ajbmeb-460	37	133	2011	2011	NUM
ajbmeb-460	37	134	-	-	SYM
ajbmeb-460	37	135	2020	2020	NUM
ajbmeb-460	37	136	)	)	PUNCT
ajbmeb-460	37	137	.	.	PUNCT
ajbmeb-460	38	1	the	the	DET
ajbmeb-460	38	2	profitability	profitability	NOUN
ajbmeb-460	38	3	ratio	ratio	NOUN
ajbmeb-460	38	4	in	in	ADP
ajbmeb-460	38	5	table	table	NOUN
ajbmeb-460	38	6	(	(	PUNCT
ajbmeb-460	38	7	1	1	X
ajbmeb-460	38	8	)	)	PUNCT
ajbmeb-460	38	9	shows	show	VERB
ajbmeb-460	38	10	that	that	SCONJ
ajbmeb-460	38	11	the	the	DET
ajbmeb-460	38	12	lowest	low	ADJ
ajbmeb-460	38	13	profitability	profitability	NOUN
ajbmeb-460	38	14	ratio	ratio	NOUN
ajbmeb-460	38	15	was	be	AUX
ajbmeb-460	38	16	(	(	PUNCT
ajbmeb-460	38	17	2.39	2.39	NUM
ajbmeb-460	38	18	%	%	NOUN
ajbmeb-460	38	19	)	)	PUNCT
ajbmeb-460	38	20	in	in	ADP
ajbmeb-460	38	21	2011	2011	NUM
ajbmeb-460	38	22	,	,	PUNCT
ajbmeb-460	38	23	which	which	PRON
ajbmeb-460	38	24	is	be	AUX
ajbmeb-460	38	25	an	an	DET
ajbmeb-460	38	26	acceptable	acceptable	ADJ
ajbmeb-460	38	27	rate	rate	NOUN
ajbmeb-460	38	28	,	,	PUNCT
ajbmeb-460	38	29	and	and	CCONJ
ajbmeb-460	38	30	the	the	DET
ajbmeb-460	38	31	maximum	maximum	NOUN
ajbmeb-460	38	32	was	be	AUX
ajbmeb-460	38	33	(	(	PUNCT
ajbmeb-460	38	34	5.00	5.00	NUM
ajbmeb-460	38	35	%	%	NOUN
ajbmeb-460	38	36	)	)	PUNCT
ajbmeb-460	38	37	in	in	ADP
ajbmeb-460	38	38	2017	2017	NUM
ajbmeb-460	38	39	,	,	PUNCT
ajbmeb-460	38	40	which	which	PRON
ajbmeb-460	38	41	shows	show	VERB
ajbmeb-460	38	42	the	the	DET
ajbmeb-460	38	43	efficiency	efficiency	NOUN
ajbmeb-460	38	44	of	of	ADP
ajbmeb-460	38	45	the	the	DET
ajbmeb-460	38	46	financial	financial	ADJ
ajbmeb-460	38	47	investment	investment	NOUN
ajbmeb-460	38	48	policy	policy	NOUN
ajbmeb-460	38	49	of	of	ADP
ajbmeb-460	38	50	this	this	DET
ajbmeb-460	38	51	company	company	NOUN
ajbmeb-460	38	52	,	,	PUNCT
ajbmeb-460	38	53	which	which	PRON
ajbmeb-460	38	54	will	will	AUX
ajbmeb-460	38	55	lead	lead	VERB
ajbmeb-460	38	56	to	to	ADP
ajbmeb-460	38	57	an	an	DET
ajbmeb-460	38	58	increase	increase	NOUN
ajbmeb-460	38	59	in	in	ADP
ajbmeb-460	38	60	retained	retain	VERB
ajbmeb-460	38	61	earnings	earning	NOUN
ajbmeb-460	38	62	and	and	CCONJ
ajbmeb-460	38	63	reflect	reflect	VERB
ajbmeb-460	38	64	the	the	DET
ajbmeb-460	38	65	data	datum	NOUN
ajbmeb-460	38	66	of	of	ADP
ajbmeb-460	38	67	the	the	DET
ajbmeb-460	38	68	table	table	NOUN
ajbmeb-460	38	69	also	also	ADV
ajbmeb-460	38	70	indicates	indicate	VERB
ajbmeb-460	38	71	that	that	SCONJ
ajbmeb-460	38	72	the	the	DET
ajbmeb-460	38	73	profitability	profitability	NOUN
ajbmeb-460	38	74	rates	rate	NOUN
ajbmeb-460	38	75	decreased	decrease	VERB
ajbmeb-460	38	76	in	in	ADP
ajbmeb-460	38	77	the	the	DET
ajbmeb-460	38	78	years	year	NOUN
ajbmeb-460	38	79	2018	2018	NUM
ajbmeb-460	38	80	and	and	CCONJ
ajbmeb-460	38	81	2019	2019	NUM
ajbmeb-460	38	82	,	,	PUNCT
ajbmeb-460	38	83	as	as	SCONJ
ajbmeb-460	38	84	they	they	PRON
ajbmeb-460	38	85	amounted	amount	VERB
ajbmeb-460	38	86	to	to	ADP
ajbmeb-460	38	87	(	(	PUNCT
ajbmeb-460	38	88	2.76	2.76	NUM
ajbmeb-460	38	89	%	%	NOUN
ajbmeb-460	38	90	and	and	CCONJ
ajbmeb-460	38	91	2.97	2.97	NUM
ajbmeb-460	38	92	%	%	NOUN
ajbmeb-460	38	93	)	)	PUNCT
ajbmeb-460	38	94	,	,	PUNCT
ajbmeb-460	38	95	respectively	respectively	ADV
ajbmeb-460	38	96	,	,	PUNCT
ajbmeb-460	38	97	and	and	CCONJ
ajbmeb-460	38	98	the	the	DET
ajbmeb-460	38	99	reason	reason	NOUN
ajbmeb-460	38	100	for	for	ADP
ajbmeb-460	38	101	this	this	PRON
ajbmeb-460	38	102	is	be	AUX
ajbmeb-460	38	103	due	due	ADJ
ajbmeb-460	38	104	to	to	ADP
ajbmeb-460	38	105	the	the	DET
ajbmeb-460	38	106	emergence	emergence	NOUN
ajbmeb-460	38	107	of	of	ADP
ajbmeb-460	38	108	(	(	PUNCT
ajbmeb-460	38	109	covid_19	covid_19	NOUN
ajbmeb-460	38	110	)	)	PUNCT
ajbmeb-460	38	111	in	in	ADP
ajbmeb-460	38	112	2019	2019	NUM
ajbmeb-460	38	113	,	,	PUNCT
ajbmeb-460	38	114	although	although	SCONJ
ajbmeb-460	38	115	they	they	PRON
ajbmeb-460	38	116	are	be	AUX
ajbmeb-460	38	117	acceptable	acceptable	ADJ
ajbmeb-460	38	118	rates	rate	NOUN
ajbmeb-460	38	119	and	and	CCONJ
ajbmeb-460	38	120	exceed	exceed	VERB
ajbmeb-460	38	121	the	the	DET
ajbmeb-460	38	122	acceptable	acceptable	ADJ
ajbmeb-460	38	123	minimum	minimum	NOUN
ajbmeb-460	38	124	of	of	ADP
ajbmeb-460	38	125	(	(	PUNCT
ajbmeb-460	38	126	2	2	NUM
ajbmeb-460	38	127	%	%	NOUN
ajbmeb-460	38	128	)	)	PUNCT
ajbmeb-460	38	129	,	,	PUNCT
ajbmeb-460	38	130	and	and	CCONJ
ajbmeb-460	38	131	in	in	ADP
ajbmeb-460	38	132	general	general	ADJ
ajbmeb-460	38	133	the	the	DET
ajbmeb-460	38	134	arithmetic	arithmetic	ADJ
ajbmeb-460	38	135	average	average	NOUN
ajbmeb-460	38	136	of	of	ADP
ajbmeb-460	38	137	the	the	DET
ajbmeb-460	38	138	profitability	profitability	NOUN
ajbmeb-460	38	139	ratios	ratio	NOUN
ajbmeb-460	38	140	reached	reach	VERB
ajbmeb-460	38	141	(	(	PUNCT
ajbmeb-460	38	142	3.637	3.637	NUM
ajbmeb-460	38	143	%	%	NOUN
ajbmeb-460	38	144	)	)	PUNCT
ajbmeb-460	38	145	during	during	ADP
ajbmeb-460	38	146	the	the	DET
ajbmeb-460	38	147	research	research	NOUN
ajbmeb-460	38	148	period	period	NOUN
ajbmeb-460	38	149	(	(	PUNCT
ajbmeb-460	38	150	2011	2011	NUM
ajbmeb-460	38	151	-	-	SYM
ajbmeb-460	38	152	2020	2020	NUM
ajbmeb-460	38	153	)	)	PUNCT
ajbmeb-460	38	154	,	,	PUNCT
ajbmeb-460	38	155	which	which	PRON
ajbmeb-460	38	156	is	be	AUX
ajbmeb-460	38	157	a	a	DET
ajbmeb-460	38	158	percentage	percentage	NOUN
ajbmeb-460	38	159	that	that	PRON
ajbmeb-460	38	160	exceeds	exceed	VERB
ajbmeb-460	38	161	the	the	DET
ajbmeb-460	38	162	acceptable	acceptable	ADJ
ajbmeb-460	38	163	limit	limit	NOUN
ajbmeb-460	38	164	and	and	CCONJ
ajbmeb-460	38	165	is	be	AUX
ajbmeb-460	38	166	considered	consider	VERB
ajbmeb-460	38	167	a	a	DET
ajbmeb-460	38	168	high	high	ADJ
ajbmeb-460	38	169	percentage	percentage	NOUN
ajbmeb-460	38	170	,	,	PUNCT
ajbmeb-460	38	171	as	as	SCONJ
ajbmeb-460	38	172	the	the	DET
ajbmeb-460	38	173	company	company	NOUN
ajbmeb-460	38	174	’s	’s	PART
ajbmeb-460	38	175	investment	investment	NOUN
ajbmeb-460	38	176	of	of	ADP
ajbmeb-460	38	177	100	100	NUM
ajbmeb-460	38	178	jordanian	jordanian	ADJ
ajbmeb-460	38	179	dinars	dinar	NOUN
ajbmeb-460	38	180	from	from	ADP
ajbmeb-460	38	181	its	its	PRON
ajbmeb-460	38	182	assets	asset	NOUN
ajbmeb-460	38	183	will	will	AUX
ajbmeb-460	38	184	generate	generate	VERB
ajbmeb-460	38	185	a	a	DET
ajbmeb-460	38	186	net	net	ADJ
ajbmeb-460	38	187	income	income	NOUN
ajbmeb-460	38	188	of	of	ADP
ajbmeb-460	38	189	3.63	3.63	NUM
ajbmeb-460	38	190	jordanian	jordanian	ADJ
ajbmeb-460	38	191	dinars	dinar	NOUN
ajbmeb-460	38	192	,	,	PUNCT
ajbmeb-460	38	193	which	which	PRON
ajbmeb-460	38	194	is	be	AUX
ajbmeb-460	38	195	what	what	PRON
ajbmeb-460	38	196	it	it	PRON
ajbmeb-460	38	197	indicates	indicate	VERB
ajbmeb-460	38	198	that	that	SCONJ
ajbmeb-460	38	199	this	this	DET
ajbmeb-460	38	200	company	company	NOUN
ajbmeb-460	38	201	has	have	VERB
ajbmeb-460	38	202	the	the	DET
ajbmeb-460	38	203	ability	ability	NOUN
ajbmeb-460	38	204	to	to	PART
ajbmeb-460	38	205	sustain	sustain	VERB
ajbmeb-460	38	206	its	its	PRON
ajbmeb-460	38	207	current	current	ADJ
ajbmeb-460	38	208	and	and	CCONJ
ajbmeb-460	38	209	future	future	ADJ
ajbmeb-460	38	210	work	work	NOUN
ajbmeb-460	38	211	,	,	PUNCT
ajbmeb-460	38	212	increase	increase	VERB
ajbmeb-460	38	213	its	its	PRON
ajbmeb-460	38	214	capital	capital	NOUN
ajbmeb-460	38	215	,	,	PUNCT
ajbmeb-460	38	216	pay	pay	VERB
ajbmeb-460	38	217	shareholders	shareholder	NOUN
ajbmeb-460	38	218	profits	profit	NOUN
ajbmeb-460	38	219	and	and	CCONJ
ajbmeb-460	38	220	face	face	VERB
ajbmeb-460	38	221	losses	loss	NOUN
ajbmeb-460	38	222	,	,	PUNCT
ajbmeb-460	38	223	and	and	CCONJ
ajbmeb-460	38	224	based	base	VERB
ajbmeb-460	38	225	on	on	ADP
ajbmeb-460	38	226	the	the	DET
ajbmeb-460	38	227	foregoing	foregoing	NOUN
ajbmeb-460	38	228	,	,	PUNCT
ajbmeb-460	38	229	this	this	DET
ajbmeb-460	38	230	company	company	NOUN
ajbmeb-460	38	231	has	have	VERB
ajbmeb-460	38	232	an	an	DET
ajbmeb-460	38	233	efficient	efficient	ADJ
ajbmeb-460	38	234	performance	performance	NOUN
ajbmeb-460	38	235	.	.	PUNCT
ajbmeb-460	39	1	figure	figure	NOUN
ajbmeb-460	39	2	(	(	PUNCT
ajbmeb-460	39	3	1	1	NUM
ajbmeb-460	39	4	)	)	PUNCT
ajbmeb-460	39	5	indicates	indicate	VERB
ajbmeb-460	39	6	the	the	DET
ajbmeb-460	39	7	percentage	percentage	NOUN
ajbmeb-460	39	8	of	of	ADP
ajbmeb-460	39	9	profitability	profitability	NOUN
ajbmeb-460	39	10	in	in	ADP
ajbmeb-460	39	11	the	the	DET
ajbmeb-460	39	12	islamic	islamic	PROPN
ajbmeb-460	39	13	insurance	insurance	PROPN
ajbmeb-460	39	14	company	company	NOUN
ajbmeb-460	39	15	during	during	ADP
ajbmeb-460	39	16	the	the	DET
ajbmeb-460	39	17	period	period	NOUN
ajbmeb-460	39	18	(	(	PUNCT
ajbmeb-460	39	19	2011	2011	NUM
ajbmeb-460	39	20	-	-	SYM
ajbmeb-460	39	21	2020	2020	NUM
ajbmeb-460	39	22	)	)	PUNCT
ajbmeb-460	39	23	.	.	PUNCT
ajbmeb-460	40	1	american	american	PROPN
ajbmeb-460	40	2	journal	journal	PROPN
ajbmeb-460	40	3	of	of	ADP
ajbmeb-460	40	4	business	business	NOUN
ajbmeb-460	40	5	management	management	NOUN
ajbmeb-460	40	6	,	,	PUNCT
ajbmeb-460	40	7	economics	economic	NOUN
ajbmeb-460	40	8	and	and	CCONJ
ajbmeb-460	40	9	banking	banking	NOUN
ajbmeb-460	40	10	volume	volume	NOUN
ajbmeb-460	40	11	9	9	NUM
ajbmeb-460	40	12	feb	feb	X
ajbmeb-460	40	13	.	.	PROPN
ajbmeb-460	40	14	,	,	PUNCT
ajbmeb-460	40	15	2023	2023	NUM
ajbmeb-460	40	16	p	p	NOUN
ajbmeb-460	40	17	a	a	DET
ajbmeb-460	40	18	g	g	NOUN
ajbmeb-460	40	19	e	e	NOUN
ajbmeb-460	40	20	|	|	NOUN
ajbmeb-460	40	21	127	127	NUM
ajbmeb-460	40	22	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	40	23	source	source	NOUN
ajbmeb-460	40	24	:	:	PUNCT
ajbmeb-460	40	25	from	from	ADP
ajbmeb-460	40	26	the	the	DET
ajbmeb-460	40	27	work	work	NOUN
ajbmeb-460	40	28	of	of	ADP
ajbmeb-460	40	29	the	the	DET
ajbmeb-460	40	30	researchers	researcher	NOUN
ajbmeb-460	40	31	based	base	VERB
ajbmeb-460	40	32	on	on	ADP
ajbmeb-460	40	33	the	the	DET
ajbmeb-460	40	34	data	datum	NOUN
ajbmeb-460	40	35	of	of	ADP
ajbmeb-460	40	36	table	table	NOUN
ajbmeb-460	40	37	(	(	PUNCT
ajbmeb-460	40	38	1	1	NUM
ajbmeb-460	40	39	)	)	PUNCT
ajbmeb-460	40	40	.	.	PUNCT
ajbmeb-460	41	1	second	second	ADV
ajbmeb-460	41	2	:	:	PUNCT
ajbmeb-460	41	3	liquidity	liquidity	NOUN
ajbmeb-460	41	4	ratio	ratio	NOUN
ajbmeb-460	41	5	it	it	PRON
ajbmeb-460	41	6	is	be	AUX
ajbmeb-460	41	7	the	the	DET
ajbmeb-460	41	8	ratio	ratio	NOUN
ajbmeb-460	41	9	that	that	PRON
ajbmeb-460	41	10	represents	represent	VERB
ajbmeb-460	41	11	the	the	DET
ajbmeb-460	41	12	amount	amount	NOUN
ajbmeb-460	41	13	of	of	ADP
ajbmeb-460	41	14	cash	cash	NOUN
ajbmeb-460	41	15	or	or	CCONJ
ajbmeb-460	41	16	assets	asset	NOUN
ajbmeb-460	41	17	that	that	PRON
ajbmeb-460	41	18	can	can	AUX
ajbmeb-460	41	19	be	be	AUX
ajbmeb-460	41	20	converted	convert	VERB
ajbmeb-460	41	21	into	into	ADP
ajbmeb-460	41	22	cash	cash	NOUN
ajbmeb-460	41	23	within	within	ADP
ajbmeb-460	41	24	a	a	DET
ajbmeb-460	41	25	short	short	ADJ
ajbmeb-460	41	26	period	period	NOUN
ajbmeb-460	41	27	,	,	PUNCT
ajbmeb-460	41	28	as	as	SCONJ
ajbmeb-460	41	29	this	this	DET
ajbmeb-460	41	30	ratio	ratio	NOUN
ajbmeb-460	41	31	is	be	AUX
ajbmeb-460	41	32	used	use	VERB
ajbmeb-460	41	33	as	as	ADP
ajbmeb-460	41	34	a	a	DET
ajbmeb-460	41	35	tool	tool	NOUN
ajbmeb-460	41	36	for	for	ADP
ajbmeb-460	41	37	evaluating	evaluate	VERB
ajbmeb-460	41	38	the	the	DET
ajbmeb-460	41	39	company	company	NOUN
ajbmeb-460	41	40	's	's	PART
ajbmeb-460	41	41	credit	credit	NOUN
ajbmeb-460	41	42	position	position	NOUN
ajbmeb-460	41	43	,	,	PUNCT
ajbmeb-460	41	44	which	which	PRON
ajbmeb-460	41	45	usually	usually	ADV
ajbmeb-460	41	46	expresses	express	VERB
ajbmeb-460	41	47	the	the	DET
ajbmeb-460	41	48	company	company	NOUN
ajbmeb-460	41	49	's	's	PART
ajbmeb-460	41	50	ability	ability	NOUN
ajbmeb-460	41	51	to	to	PART
ajbmeb-460	41	52	fulfill	fulfill	VERB
ajbmeb-460	41	53	its	its	PRON
ajbmeb-460	41	54	short	short	ADJ
ajbmeb-460	41	55	-	-	PUNCT
ajbmeb-460	41	56	term	term	NOUN
ajbmeb-460	41	57	obligations	obligation	NOUN
ajbmeb-460	41	58	,	,	PUNCT
ajbmeb-460	41	59	and	and	CCONJ
ajbmeb-460	41	60	the	the	DET
ajbmeb-460	41	61	liquidity	liquidity	NOUN
ajbmeb-460	41	62	ratio	ratio	NOUN
ajbmeb-460	41	63	is	be	AUX
ajbmeb-460	41	64	calculated	calculate	VERB
ajbmeb-460	41	65	according	accord	VERB
ajbmeb-460	41	66	to	to	ADP
ajbmeb-460	41	67	the	the	DET
ajbmeb-460	41	68	following	follow	VERB
ajbmeb-460	41	69	formula	formula	NOUN
ajbmeb-460	41	70	:	:	PUNCT
ajbmeb-460	41	71	liquidity	liquidity	NOUN
ajbmeb-460	41	72	ratio	ratio	NOUN
ajbmeb-460	41	73	=	=	SYM
ajbmeb-460	41	74	current	current	ADJ
ajbmeb-460	41	75	liquid	liquid	ADJ
ajbmeb-460	41	76	assets	asset	NOUN
ajbmeb-460	41	77	/	/	SYM
ajbmeb-460	41	78	total	total	ADJ
ajbmeb-460	41	79	assets	asset	NOUN
ajbmeb-460	41	80	x	x	SYM
ajbmeb-460	41	81	100	100	NUM
ajbmeb-460	41	82	%	%	NOUN
ajbmeb-460	41	83	table	table	NOUN
ajbmeb-460	41	84	(	(	PUNCT
ajbmeb-460	41	85	2	2	NUM
ajbmeb-460	41	86	):	):	PUNCT
ajbmeb-460	41	87	liquidity	liquidity	NOUN
ajbmeb-460	41	88	ratios	ratio	NOUN
ajbmeb-460	41	89	in	in	ADP
ajbmeb-460	41	90	the	the	DET
ajbmeb-460	41	91	islamic	islamic	PROPN
ajbmeb-460	41	92	insurance	insurance	PROPN
ajbmeb-460	41	93	company	company	NOUN
ajbmeb-460	41	94	for	for	ADP
ajbmeb-460	41	95	the	the	DET
ajbmeb-460	41	96	period	period	NOUN
ajbmeb-460	41	97	(	(	PUNCT
ajbmeb-460	41	98	2011	2011	NUM
ajbmeb-460	41	99	-	-	SYM
ajbmeb-460	41	100	2020	2020	NUM
ajbmeb-460	41	101	)	)	PUNCT
ajbmeb-460	41	102	years	year	NOUN
ajbmeb-460	41	103	current	current	ADJ
ajbmeb-460	41	104	assets	asset	NOUN
ajbmeb-460	41	105	jordanian	jordanian	ADJ
ajbmeb-460	41	106	dinar	dinar	PROPN
ajbmeb-460	41	107	(	(	PUNCT
ajbmeb-460	41	108	1	1	X
ajbmeb-460	41	109	)	)	PUNCT
ajbmeb-460	41	110	the	the	DET
ajbmeb-460	41	111	total	total	ADJ
ajbmeb-460	41	112	assets	asset	NOUN
ajbmeb-460	41	113	jordanian	jordanian	ADJ
ajbmeb-460	41	114	dinar	dinar	PROPN
ajbmeb-460	41	115	(	(	PUNCT
ajbmeb-460	41	116	2	2	NUM
ajbmeb-460	41	117	)	)	PUNCT
ajbmeb-460	41	118	liquidity	liquidity	NOUN
ajbmeb-460	41	119	%	%	NOUN
ajbmeb-460	41	120	½	½	NOUN
ajbmeb-460	41	121	2011	2011	NUM
ajbmeb-460	41	122	3217043	3217043	NUM
ajbmeb-460	41	123	23396678	23396678	NUM
ajbmeb-460	41	124	13.75	13.75	NUM
ajbmeb-460	41	125	2012	2012	NUM
ajbmeb-460	41	126	3554881	3554881	NUM
ajbmeb-460	41	127	26829296	26829296	NUM
ajbmeb-460	41	128	13.25	13.25	NUM
ajbmeb-460	41	129	2013	2013	NUM
ajbmeb-460	41	130	3943794	3943794	NUM
ajbmeb-460	41	131	30336874	30336874	NUM
ajbmeb-460	41	132	13.00	13.00	NUM
ajbmeb-460	41	133	2014	2014	NUM
ajbmeb-460	41	134	4708999	4708999	NUM
ajbmeb-460	41	135	33635713	33635713	NUM
ajbmeb-460	41	136	14.00	14.00	NUM
ajbmeb-460	41	137	2015	2015	NUM
ajbmeb-460	41	138	4727020	4727020	NUM
ajbmeb-460	41	139	37212247	37212247	NUM
ajbmeb-460	41	140	12.703	12.703	NUM
ajbmeb-460	41	141	2016	2016	NUM
ajbmeb-460	41	142	5906579	5906579	NUM
ajbmeb-460	41	143	37817839	37817839	NUM
ajbmeb-460	41	144	15.618	15.618	NUM
ajbmeb-460	41	145	2017	2017	NUM
ajbmeb-460	41	146	5653654	5653654	NUM
ajbmeb-460	41	147	39989660	39989660	NUM
ajbmeb-460	41	148	14.138	14.138	NUM
ajbmeb-460	41	149	2018	2018	NUM
ajbmeb-460	41	150	6263231	6263231	NUM
ajbmeb-460	41	151	40339317	40339317	NUM
ajbmeb-460	41	152	15.52	15.52	NUM
ajbmeb-460	41	153	2019	2019	NUM
ajbmeb-460	41	154	6476571	6476571	NUM
ajbmeb-460	41	155	39789389	39789389	NUM
ajbmeb-460	41	156	16.279	16.279	NUM
ajbmeb-460	41	157	2020	2020	NUM
ajbmeb-460	41	158	6156058	6156058	NUM
ajbmeb-460	41	159	41552507	41552507	NUM
ajbmeb-460	41	160	14.815	14.815	NUM
ajbmeb-460	41	161	arithmetic	arithmetic	ADJ
ajbmeb-460	41	162	average	average	ADJ
ajbmeb-460	41	163	%	%	NOUN
ajbmeb-460	41	164	14.307	14.307	NUM
ajbmeb-460	41	165	%	%	NOUN
ajbmeb-460	41	166	source	source	NOUN
ajbmeb-460	41	167	:	:	PUNCT
ajbmeb-460	41	168	prepared	prepare	VERB
ajbmeb-460	41	169	by	by	ADP
ajbmeb-460	41	170	researchers	researcher	NOUN
ajbmeb-460	41	171	based	base	VERB
ajbmeb-460	41	172	on	on	ADP
ajbmeb-460	41	173	the	the	DET
ajbmeb-460	41	174	data	datum	NOUN
ajbmeb-460	41	175	of	of	ADP
ajbmeb-460	41	176	the	the	DET
ajbmeb-460	41	177	financial	financial	ADJ
ajbmeb-460	41	178	statements	statement	NOUN
ajbmeb-460	41	179	of	of	ADP
ajbmeb-460	41	180	the	the	DET
ajbmeb-460	41	181	islamic	islamic	PROPN
ajbmeb-460	41	182	insurance	insurance	PROPN
ajbmeb-460	41	183	company	company	NOUN
ajbmeb-460	41	184	for	for	ADP
ajbmeb-460	41	185	the	the	DET
ajbmeb-460	41	186	years	year	NOUN
ajbmeb-460	41	187	of	of	ADP
ajbmeb-460	41	188	study	study	NOUN
ajbmeb-460	41	189	.	.	PUNCT
ajbmeb-460	42	1	table	table	NOUN
ajbmeb-460	42	2	(	(	PUNCT
ajbmeb-460	42	3	2	2	X
ajbmeb-460	42	4	)	)	PUNCT
ajbmeb-460	42	5	shows	show	VERB
ajbmeb-460	42	6	that	that	SCONJ
ajbmeb-460	42	7	the	the	DET
ajbmeb-460	42	8	liquidity	liquidity	NOUN
ajbmeb-460	42	9	ratios	ratio	NOUN
ajbmeb-460	42	10	reached	reach	VERB
ajbmeb-460	42	11	the	the	DET
ajbmeb-460	42	12	lowest	low	ADJ
ajbmeb-460	42	13	(	(	PUNCT
ajbmeb-460	42	14	12.703	12.703	NUM
ajbmeb-460	42	15	%	%	NOUN
ajbmeb-460	42	16	)	)	PUNCT
ajbmeb-460	42	17	in	in	ADP
ajbmeb-460	42	18	2015	2015	NUM
ajbmeb-460	42	19	,	,	PUNCT
ajbmeb-460	42	20	which	which	PRON
ajbmeb-460	42	21	is	be	AUX
ajbmeb-460	42	22	the	the	DET
ajbmeb-460	42	23	percentage	percentage	NOUN
ajbmeb-460	42	24	of	of	ADP
ajbmeb-460	42	25	the	the	DET
ajbmeb-460	42	26	decrease	decrease	NOUN
ajbmeb-460	42	27	in	in	ADP
ajbmeb-460	42	28	the	the	DET
ajbmeb-460	42	29	amount	amount	NOUN
ajbmeb-460	42	30	of	of	ADP
ajbmeb-460	42	31	current	current	ADJ
ajbmeb-460	42	32	assets	asset	NOUN
ajbmeb-460	42	33	amounting	amount	VERB
ajbmeb-460	42	34	to	to	ADP
ajbmeb-460	42	35	(	(	PUNCT
ajbmeb-460	42	36	4727020	4727020	NUM
ajbmeb-460	42	37	)	)	PUNCT
ajbmeb-460	42	38	jordanian	jordanian	ADJ
ajbmeb-460	42	39	dinars	dinar	NOUN
ajbmeb-460	42	40	,	,	PUNCT
ajbmeb-460	42	41	which	which	PRON
ajbmeb-460	42	42	is	be	AUX
ajbmeb-460	42	43	the	the	DET
ajbmeb-460	42	44	lowest	low	ADJ
ajbmeb-460	42	45	compared	compare	VERB
ajbmeb-460	42	46	to	to	ADP
ajbmeb-460	42	47	the	the	DET
ajbmeb-460	42	48	total	total	ADJ
ajbmeb-460	42	49	assets	asset	NOUN
ajbmeb-460	42	50	amounting	amount	VERB
ajbmeb-460	42	51	to	to	ADP
ajbmeb-460	42	52	(	(	PUNCT
ajbmeb-460	42	53	37212247	37212247	NUM
ajbmeb-460	42	54	)	)	PUNCT
ajbmeb-460	42	55	jordanian	jordanian	ADJ
ajbmeb-460	42	56	dinars	dinar	NOUN
ajbmeb-460	42	57	,	,	PUNCT
ajbmeb-460	42	58	and	and	CCONJ
ajbmeb-460	42	59	the	the	DET
ajbmeb-460	42	60	liquidity	liquidity	NOUN
ajbmeb-460	42	61	ratio	ratio	NOUN
ajbmeb-460	42	62	reached	reach	VERB
ajbmeb-460	42	63	its	its	PRON
ajbmeb-460	42	64	maximum	maximum	ADJ
ajbmeb-460	42	65	(	(	PUNCT
ajbmeb-460	42	66	16.279	16.279	NUM
ajbmeb-460	42	67	%	%	NOUN
ajbmeb-460	42	68	)	)	PUNCT
ajbmeb-460	42	69	in	in	ADP
ajbmeb-460	42	70	the	the	DET
ajbmeb-460	42	71	year	year	NOUN
ajbmeb-460	42	72	2019	2019	NUM
ajbmeb-460	42	73	as	as	ADP
ajbmeb-460	42	74	a	a	DET
ajbmeb-460	42	75	result	result	NOUN
ajbmeb-460	42	76	of	of	ADP
ajbmeb-460	42	77	the	the	DET
ajbmeb-460	42	78	increase	increase	NOUN
ajbmeb-460	42	79	in	in	ADP
ajbmeb-460	42	80	the	the	DET
ajbmeb-460	42	81	volume	volume	NOUN
ajbmeb-460	42	82	of	of	ADP
ajbmeb-460	42	83	current	current	ADJ
ajbmeb-460	43	1	0.000	0.000	NUM
ajbmeb-460	43	2	1.000	1.000	NUM
ajbmeb-460	43	3	2.000	2.000	NUM
ajbmeb-460	43	4	3.000	3.000	NUM
ajbmeb-460	43	5	4.000	4.000	NUM
ajbmeb-460	43	6	5.000	5.000	NUM
ajbmeb-460	43	7	6.000	6.000	NUM
ajbmeb-460	43	8	2011	2011	NUM
ajbmeb-460	43	9	2012	2012	NUM
ajbmeb-460	43	10	2013	2013	NUM
ajbmeb-460	43	11	2014	2014	NUM
ajbmeb-460	43	12	2015	2015	NUM
ajbmeb-460	43	13	2016	2016	NUM
ajbmeb-460	43	14	2017	2017	NUM
ajbmeb-460	43	15	2018	2018	NUM
ajbmeb-460	43	16	2019	2019	NUM
ajbmeb-460	43	17	2020	2020	NUM
ajbmeb-460	43	18	%	%	NOUN
ajbmeb-460	43	19	p	p	X
ajbmeb-460	43	20	ro	ro	PROPN
ajbmeb-460	43	21	fi	fi	NOUN
ajbmeb-460	43	22	ta	ta	PROPN
ajbmeb-460	43	23	b	b	PROPN
ajbmeb-460	43	24	ili	ili	PROPN
ajbmeb-460	44	1	ty	ty	INTJ
ajbmeb-460	44	2	r	r	NOUN
ajbmeb-460	44	3	at	at	ADP
ajbmeb-460	44	4	io	io	PROPN
ajbmeb-460	44	5	s	s	PROPN
ajbmeb-460	44	6	the	the	DET
ajbmeb-460	44	7	years	year	NOUN
ajbmeb-460	44	8	figure	figure	NOUN
ajbmeb-460	44	9	(	(	PUNCT
ajbmeb-460	44	10	1	1	NUM
ajbmeb-460	44	11	)	)	PUNCT
ajbmeb-460	44	12	profitability	profitability	NOUN
ajbmeb-460	44	13	ratios	ratio	NOUN
ajbmeb-460	44	14	in	in	ADP
ajbmeb-460	44	15	the	the	DET
ajbmeb-460	44	16	islamic	islamic	PROPN
ajbmeb-460	44	17	insurance	insurance	PROPN
ajbmeb-460	44	18	company	company	NOUN
ajbmeb-460	44	19	for	for	ADP
ajbmeb-460	44	20	the	the	DET
ajbmeb-460	44	21	period	period	NOUN
ajbmeb-460	44	22	(	(	PUNCT
ajbmeb-460	44	23	2011	2011	NUM
ajbmeb-460	44	24	-	-	SYM
ajbmeb-460	44	25	2020	2020	NUM
ajbmeb-460	44	26	)	)	PUNCT
ajbmeb-460	44	27	(	(	PUNCT
ajbmeb-460	44	28	%	%	INTJ
ajbmeb-460	44	29	)	)	PUNCT
ajbmeb-460	44	30	american	american	ADJ
ajbmeb-460	44	31	journal	journal	PROPN
ajbmeb-460	44	32	of	of	ADP
ajbmeb-460	44	33	business	business	NOUN
ajbmeb-460	44	34	management	management	NOUN
ajbmeb-460	44	35	,	,	PUNCT
ajbmeb-460	44	36	economics	economic	NOUN
ajbmeb-460	44	37	and	and	CCONJ
ajbmeb-460	44	38	banking	banking	NOUN
ajbmeb-460	44	39	volume	volume	NOUN
ajbmeb-460	44	40	9	9	NUM
ajbmeb-460	44	41	feb	feb	X
ajbmeb-460	44	42	.	.	PROPN
ajbmeb-460	44	43	,	,	PUNCT
ajbmeb-460	44	44	2023	2023	NUM
ajbmeb-460	44	45	p	p	NOUN
ajbmeb-460	44	46	a	a	DET
ajbmeb-460	44	47	g	g	NOUN
ajbmeb-460	44	48	e	e	NOUN
ajbmeb-460	44	49	|	|	ADV
ajbmeb-460	44	50	128	128	NUM
ajbmeb-460	44	51	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	44	52	assets	asset	NOUN
ajbmeb-460	44	53	amounting	amount	VERB
ajbmeb-460	44	54	to	to	ADP
ajbmeb-460	44	55	(	(	PUNCT
ajbmeb-460	44	56	6476571	6476571	NUM
ajbmeb-460	44	57	)	)	PUNCT
ajbmeb-460	44	58	jordanian	jordanian	ADJ
ajbmeb-460	44	59	dinars	dinar	NOUN
ajbmeb-460	44	60	compared	compare	VERB
ajbmeb-460	44	61	to	to	ADP
ajbmeb-460	44	62	the	the	DET
ajbmeb-460	44	63	total	total	ADJ
ajbmeb-460	44	64	assets	asset	NOUN
ajbmeb-460	44	65	amounting	amount	VERB
ajbmeb-460	44	66	to	to	ADP
ajbmeb-460	44	67	(	(	PUNCT
ajbmeb-460	44	68	39784384	39784384	NUM
ajbmeb-460	44	69	)	)	PUNCT
ajbmeb-460	44	70	jordanian	jordanian	ADJ
ajbmeb-460	44	71	dinars	dinar	NOUN
ajbmeb-460	44	72	,	,	PUNCT
ajbmeb-460	44	73	and	and	CCONJ
ajbmeb-460	44	74	the	the	DET
ajbmeb-460	44	75	liquidity	liquidity	NOUN
ajbmeb-460	44	76	ratio	ratio	NOUN
ajbmeb-460	44	77	fluctuated	fluctuate	VERB
ajbmeb-460	44	78	between	between	ADP
ajbmeb-460	44	79	these	these	DET
ajbmeb-460	44	80	two	two	NUM
ajbmeb-460	44	81	ratios	ratio	NOUN
ajbmeb-460	44	82	,	,	PUNCT
ajbmeb-460	44	83	and	and	CCONJ
ajbmeb-460	44	84	the	the	DET
ajbmeb-460	44	85	liquidity	liquidity	NOUN
ajbmeb-460	44	86	ratio	ratio	NOUN
ajbmeb-460	44	87	in	in	ADP
ajbmeb-460	44	88	this	this	DET
ajbmeb-460	44	89	company	company	NOUN
ajbmeb-460	44	90	reflects	reflect	VERB
ajbmeb-460	44	91	that	that	SCONJ
ajbmeb-460	44	92	it	it	PRON
ajbmeb-460	44	93	does	do	AUX
ajbmeb-460	44	94	not	not	PART
ajbmeb-460	44	95	prefer	prefer	VERB
ajbmeb-460	44	96	to	to	PART
ajbmeb-460	44	97	keep	keep	VERB
ajbmeb-460	44	98	a	a	DET
ajbmeb-460	44	99	large	large	ADJ
ajbmeb-460	44	100	percentage	percentage	NOUN
ajbmeb-460	44	101	of	of	ADP
ajbmeb-460	44	102	liquidity	liquidity	NOUN
ajbmeb-460	44	103	in	in	ADP
ajbmeb-460	44	104	order	order	NOUN
ajbmeb-460	44	105	to	to	PART
ajbmeb-460	44	106	achieve	achieve	VERB
ajbmeb-460	44	107	safety	safety	NOUN
ajbmeb-460	44	108	and	and	CCONJ
ajbmeb-460	44	109	the	the	DET
ajbmeb-460	44	110	policy	policy	NOUN
ajbmeb-460	44	111	of	of	ADP
ajbmeb-460	44	112	this	this	DET
ajbmeb-460	44	113	company	company	NOUN
ajbmeb-460	44	114	is	be	AUX
ajbmeb-460	44	115	reflected	reflect	VERB
ajbmeb-460	44	116	positively	positively	ADV
ajbmeb-460	44	117	on	on	ADP
ajbmeb-460	44	118	its	its	PRON
ajbmeb-460	44	119	revenues	revenue	NOUN
ajbmeb-460	44	120	by	by	ADP
ajbmeb-460	44	121	employing	employ	VERB
ajbmeb-460	44	122	its	its	PRON
ajbmeb-460	44	123	money	money	NOUN
ajbmeb-460	44	124	in	in	ADP
ajbmeb-460	44	125	order	order	NOUN
ajbmeb-460	44	126	to	to	PART
ajbmeb-460	44	127	achieve	achieve	VERB
ajbmeb-460	44	128	a	a	DET
ajbmeb-460	44	129	greater	great	ADJ
ajbmeb-460	44	130	return	return	NOUN
ajbmeb-460	44	131	,	,	PUNCT
ajbmeb-460	44	132	and	and	CCONJ
ajbmeb-460	44	133	the	the	DET
ajbmeb-460	44	134	arithmetic	arithmetic	ADJ
ajbmeb-460	44	135	average	average	NOUN
ajbmeb-460	44	136	of	of	ADP
ajbmeb-460	44	137	the	the	DET
ajbmeb-460	44	138	liquidity	liquidity	NOUN
ajbmeb-460	44	139	ratio	ratio	NOUN
ajbmeb-460	44	140	in	in	ADP
ajbmeb-460	44	141	this	this	DET
ajbmeb-460	44	142	company	company	NOUN
ajbmeb-460	44	143	indicates	indicate	VERB
ajbmeb-460	44	144	that	that	SCONJ
ajbmeb-460	44	145	it	it	PRON
ajbmeb-460	44	146	is	be	AUX
ajbmeb-460	44	147	a	a	DET
ajbmeb-460	44	148	small	small	ADJ
ajbmeb-460	44	149	percentage	percentage	NOUN
ajbmeb-460	44	150	,	,	PUNCT
ajbmeb-460	44	151	as	as	SCONJ
ajbmeb-460	44	152	it	it	PRON
ajbmeb-460	44	153	constituted	constitute	VERB
ajbmeb-460	44	154	(	(	PUNCT
ajbmeb-460	44	155	14.307	14.307	NUM
ajbmeb-460	44	156	%	%	NOUN
ajbmeb-460	44	157	)	)	PUNCT
ajbmeb-460	44	158	during	during	ADP
ajbmeb-460	44	159	the	the	DET
ajbmeb-460	44	160	period	period	NOUN
ajbmeb-460	44	161	(	(	PUNCT
ajbmeb-460	44	162	2011	2011	NUM
ajbmeb-460	44	163	-	-	SYM
ajbmeb-460	44	164	2020	2020	NUM
ajbmeb-460	44	165	)	)	PUNCT
ajbmeb-460	44	166	and	and	CCONJ
ajbmeb-460	44	167	investing	invest	VERB
ajbmeb-460	44	168	money	money	NOUN
ajbmeb-460	44	169	to	to	PART
ajbmeb-460	44	170	achieve	achieve	VERB
ajbmeb-460	44	171	greater	great	ADJ
ajbmeb-460	44	172	returns	return	NOUN
ajbmeb-460	44	173	.	.	PUNCT
ajbmeb-460	45	1	accordingly	accordingly	ADV
ajbmeb-460	45	2	,	,	PUNCT
ajbmeb-460	45	3	this	this	DET
ajbmeb-460	45	4	company	company	NOUN
ajbmeb-460	45	5	is	be	AUX
ajbmeb-460	45	6	considered	consider	VERB
ajbmeb-460	45	7	a	a	DET
ajbmeb-460	45	8	company	company	NOUN
ajbmeb-460	45	9	with	with	ADP
ajbmeb-460	45	10	good	good	ADJ
ajbmeb-460	45	11	performance	performance	NOUN
ajbmeb-460	45	12	and	and	CCONJ
ajbmeb-460	45	13	efficient	efficient	ADJ
ajbmeb-460	45	14	management	management	NOUN
ajbmeb-460	45	15	.	.	PUNCT
ajbmeb-460	46	1	figure	figure	NOUN
ajbmeb-460	46	2	(	(	PUNCT
ajbmeb-460	46	3	2	2	NUM
ajbmeb-460	46	4	)	)	PUNCT
ajbmeb-460	46	5	indicates	indicate	VERB
ajbmeb-460	46	6	the	the	DET
ajbmeb-460	46	7	percentage	percentage	NOUN
ajbmeb-460	46	8	of	of	ADP
ajbmeb-460	46	9	liquidity	liquidity	NOUN
ajbmeb-460	46	10	in	in	ADP
ajbmeb-460	46	11	the	the	DET
ajbmeb-460	46	12	islamic	islamic	PROPN
ajbmeb-460	46	13	insurance	insurance	PROPN
ajbmeb-460	46	14	company	company	NOUN
ajbmeb-460	46	15	for	for	ADP
ajbmeb-460	46	16	the	the	DET
ajbmeb-460	46	17	period	period	NOUN
ajbmeb-460	46	18	(	(	PUNCT
ajbmeb-460	46	19	2011	2011	NUM
ajbmeb-460	46	20	-	-	SYM
ajbmeb-460	46	21	2020	2020	NUM
ajbmeb-460	46	22	)	)	PUNCT
ajbmeb-460	46	23	.	.	PUNCT
ajbmeb-460	47	1	source	source	NOUN
ajbmeb-460	47	2	:	:	PUNCT
ajbmeb-460	47	3	the	the	DET
ajbmeb-460	47	4	researcher	researcher	NOUN
ajbmeb-460	47	5	's	's	PART
ajbmeb-460	47	6	work	work	NOUN
ajbmeb-460	47	7	,	,	PUNCT
ajbmeb-460	47	8	based	base	VERB
ajbmeb-460	47	9	on	on	ADP
ajbmeb-460	47	10	the	the	DET
ajbmeb-460	47	11	data	datum	NOUN
ajbmeb-460	47	12	of	of	ADP
ajbmeb-460	47	13	table	table	NOUN
ajbmeb-460	47	14	(	(	PUNCT
ajbmeb-460	47	15	2	2	NUM
ajbmeb-460	47	16	)	)	PUNCT
ajbmeb-460	47	17	.	.	PUNCT
ajbmeb-460	48	1	third	third	ADJ
ajbmeb-460	48	2	:	:	PUNCT
ajbmeb-460	48	3	analysis	analysis	NOUN
ajbmeb-460	48	4	of	of	ADP
ajbmeb-460	48	5	the	the	DET
ajbmeb-460	48	6	financing	financing	NOUN
ajbmeb-460	48	7	structure	structure	NOUN
ajbmeb-460	48	8	of	of	ADP
ajbmeb-460	48	9	the	the	DET
ajbmeb-460	48	10	company	company	NOUN
ajbmeb-460	48	11	financial	financial	ADJ
ajbmeb-460	48	12	leverage	leverage	NOUN
ajbmeb-460	48	13	ratio	ratio	NOUN
ajbmeb-460	48	14	(	(	PUNCT
ajbmeb-460	48	15	debt	debt	NOUN
ajbmeb-460	48	16	ratio	ratio	NOUN
ajbmeb-460	48	17	)	)	PUNCT
ajbmeb-460	48	18	if	if	SCONJ
ajbmeb-460	48	19	companies	company	NOUN
ajbmeb-460	48	20	are	be	AUX
ajbmeb-460	48	21	unable	unable	ADJ
ajbmeb-460	48	22	to	to	PART
ajbmeb-460	48	23	pay	pay	VERB
ajbmeb-460	48	24	their	their	PRON
ajbmeb-460	48	25	debts	debt	NOUN
ajbmeb-460	48	26	and	and	CCONJ
ajbmeb-460	48	27	do	do	AUX
ajbmeb-460	48	28	not	not	PART
ajbmeb-460	48	29	find	find	VERB
ajbmeb-460	48	30	lenders	lender	NOUN
ajbmeb-460	48	31	,	,	PUNCT
ajbmeb-460	48	32	then	then	ADV
ajbmeb-460	48	33	they	they	PRON
ajbmeb-460	48	34	are	be	AUX
ajbmeb-460	48	35	exposed	expose	VERB
ajbmeb-460	48	36	to	to	ADP
ajbmeb-460	48	37	bankruptcy	bankruptcy	NOUN
ajbmeb-460	48	38	,	,	PUNCT
ajbmeb-460	48	39	so	so	SCONJ
ajbmeb-460	48	40	financial	financial	ADJ
ajbmeb-460	48	41	leverage	leverage	NOUN
ajbmeb-460	48	42	is	be	AUX
ajbmeb-460	48	43	used	use	VERB
ajbmeb-460	48	44	to	to	PART
ajbmeb-460	48	45	measure	measure	VERB
ajbmeb-460	48	46	the	the	DET
ajbmeb-460	48	47	extent	extent	NOUN
ajbmeb-460	48	48	to	to	PART
ajbmeb-460	48	49	which	which	PRON
ajbmeb-460	48	50	the	the	DET
ajbmeb-460	48	51	company	company	NOUN
ajbmeb-460	48	52	's	's	PART
ajbmeb-460	48	53	assets	asset	NOUN
ajbmeb-460	48	54	are	be	AUX
ajbmeb-460	48	55	financed	finance	VERB
ajbmeb-460	48	56	with	with	ADP
ajbmeb-460	48	57	debt	debt	NOUN
ajbmeb-460	48	58	and	and	CCONJ
ajbmeb-460	48	59	the	the	DET
ajbmeb-460	48	60	formula	formula	NOUN
ajbmeb-460	48	61	that	that	PRON
ajbmeb-460	48	62	expresses	express	VERB
ajbmeb-460	48	63	the	the	DET
ajbmeb-460	48	64	indebtedness	indebtedness	NOUN
ajbmeb-460	48	65	ratio	ratio	NOUN
ajbmeb-460	48	66	:	:	PUNCT
ajbmeb-460	48	67	financial	financial	ADJ
ajbmeb-460	48	68	leverage	leverage	NOUN
ajbmeb-460	48	69	ratio	ratio	NOUN
ajbmeb-460	48	70	=	=	SYM
ajbmeb-460	48	71	total	total	ADJ
ajbmeb-460	48	72	liabilities	liability	NOUN
ajbmeb-460	48	73	/	/	SYM
ajbmeb-460	48	74	total	total	ADJ
ajbmeb-460	48	75	assets	asset	NOUN
ajbmeb-460	48	76	x	x	SYM
ajbmeb-460	48	77	100	100	NUM
ajbmeb-460	48	78	%	%	NOUN
ajbmeb-460	48	79	table	table	NOUN
ajbmeb-460	48	80	(	(	PUNCT
ajbmeb-460	48	81	3	3	NUM
ajbmeb-460	48	82	):	):	PUNCT
ajbmeb-460	49	1	the	the	DET
ajbmeb-460	49	2	financial	financial	ADJ
ajbmeb-460	49	3	leverage	leverage	NOUN
ajbmeb-460	49	4	ratio	ratio	NOUN
ajbmeb-460	49	5	(	(	PUNCT
ajbmeb-460	49	6	indebtedness	indebtedness	NOUN
ajbmeb-460	49	7	ratio	ratio	NOUN
ajbmeb-460	49	8	)	)	PUNCT
ajbmeb-460	49	9	in	in	ADP
ajbmeb-460	49	10	the	the	DET
ajbmeb-460	49	11	islamic	islamic	PROPN
ajbmeb-460	49	12	insurance	insurance	PROPN
ajbmeb-460	49	13	company	company	NOUN
ajbmeb-460	49	14	for	for	ADP
ajbmeb-460	49	15	the	the	DET
ajbmeb-460	49	16	period	period	NOUN
ajbmeb-460	49	17	(	(	PUNCT
ajbmeb-460	49	18	2011	2011	NUM
ajbmeb-460	49	19	-	-	SYM
ajbmeb-460	49	20	2020	2020	NUM
ajbmeb-460	49	21	)	)	PUNCT
ajbmeb-460	49	22	years	year	NOUN
ajbmeb-460	49	23	total	total	ADJ
ajbmeb-460	49	24	liabilities	liability	NOUN
ajbmeb-460	49	25	jordanian	jordanian	ADJ
ajbmeb-460	49	26	dinar	dinar	NOUN
ajbmeb-460	49	27	(	(	PUNCT
ajbmeb-460	49	28	1	1	X
ajbmeb-460	49	29	)	)	PUNCT
ajbmeb-460	49	30	the	the	DET
ajbmeb-460	49	31	total	total	ADJ
ajbmeb-460	49	32	assets	asset	NOUN
ajbmeb-460	49	33	jordanian	jordanian	ADJ
ajbmeb-460	49	34	dinars	dinar	NOUN
ajbmeb-460	49	35	(	(	PUNCT
ajbmeb-460	49	36	2	2	NUM
ajbmeb-460	49	37	)	)	PUNCT
ajbmeb-460	49	38	indebtedness	indebtedness	NOUN
ajbmeb-460	49	39	%	%	NOUN
ajbmeb-460	49	40	½	½	NOUN
ajbmeb-460	49	41	2011	2011	NUM
ajbmeb-460	49	42	8036759	8036759	NUM
ajbmeb-460	49	43	23396678	23396678	NUM
ajbmeb-460	49	44	34.350	34.350	NUM
ajbmeb-460	49	45	2012	2012	NUM
ajbmeb-460	49	46	10882430	10882430	NUM
ajbmeb-460	49	47	26829296	26829296	NUM
ajbmeb-460	49	48	40.562	40.562	NUM
ajbmeb-460	49	49	2013	2013	NUM
ajbmeb-460	49	50	13475054	13475054	NUM
ajbmeb-460	49	51	30336874	30336874	NUM
ajbmeb-460	49	52	44.418	44.418	NUM
ajbmeb-460	49	53	2014	2014	NUM
ajbmeb-460	49	54	14992081	14992081	NUM
ajbmeb-460	49	55	33635713	33635713	NUM
ajbmeb-460	49	56	44.572	44.572	NUM
ajbmeb-460	49	57	2015	2015	NUM
ajbmeb-460	49	58	18681545	18681545	NUM
ajbmeb-460	49	59	37212247	37212247	NUM
ajbmeb-460	49	60	50.203	50.203	NUM
ajbmeb-460	49	61	2016	2016	NUM
ajbmeb-460	49	62	18223319	18223319	NUM
ajbmeb-460	49	63	37817839	37817839	NUM
ajbmeb-460	49	64	48.187	48.187	NUM
ajbmeb-460	49	65	2017	2017	NUM
ajbmeb-460	49	66	18077696	18077696	NUM
ajbmeb-460	49	67	39989660	39989660	NUM
ajbmeb-460	49	68	45.206	45.206	NUM
ajbmeb-460	49	69	2018	2018	NUM
ajbmeb-460	49	70	19635532	19635532	NUM
ajbmeb-460	49	71	40339317	40339317	NUM
ajbmeb-460	49	72	48.676	48.676	NUM
ajbmeb-460	49	73	2019	2019	NUM
ajbmeb-460	49	74	19257044	19257044	NUM
ajbmeb-460	49	75	39789389	39789389	NUM
ajbmeb-460	49	76	48.404	48.404	NUM
ajbmeb-460	49	77	2020	2020	NUM
ajbmeb-460	49	78	19132920	19132920	NUM
ajbmeb-460	49	79	41552507	41552507	NUM
ajbmeb-460	49	80	46.045	46.045	NUM
ajbmeb-460	49	81	average	average	ADJ
ajbmeb-460	49	82	%	%	NOUN
ajbmeb-460	49	83	45.06	45.06	NUM
ajbmeb-460	49	84	%	%	NOUN
ajbmeb-460	49	85	source	source	NOUN
ajbmeb-460	49	86	:	:	PUNCT
ajbmeb-460	49	87	from	from	ADP
ajbmeb-460	49	88	the	the	DET
ajbmeb-460	49	89	work	work	NOUN
ajbmeb-460	49	90	of	of	ADP
ajbmeb-460	49	91	the	the	DET
ajbmeb-460	49	92	researchers	researcher	NOUN
ajbmeb-460	49	93	based	base	VERB
ajbmeb-460	49	94	on	on	ADP
ajbmeb-460	49	95	the	the	DET
ajbmeb-460	49	96	data	datum	NOUN
ajbmeb-460	49	97	of	of	ADP
ajbmeb-460	49	98	table	table	NOUN
ajbmeb-460	49	99	(	(	PUNCT
ajbmeb-460	49	100	3	3	NUM
ajbmeb-460	49	101	)	)	PUNCT
ajbmeb-460	49	102	0.000	0.000	NUM
ajbmeb-460	49	103	5.000	5.000	NUM
ajbmeb-460	49	104	10.000	10.000	NUM
ajbmeb-460	49	105	15.000	15.000	NUM
ajbmeb-460	49	106	20.000	20.000	NUM
ajbmeb-460	49	107	2011	2011	NUM
ajbmeb-460	49	108	2012	2012	NUM
ajbmeb-460	49	109	2013	2013	NUM
ajbmeb-460	49	110	2014	2014	NUM
ajbmeb-460	49	111	2015	2015	NUM
ajbmeb-460	49	112	2016	2016	NUM
ajbmeb-460	49	113	2017	2017	NUM
ajbmeb-460	49	114	2018	2018	NUM
ajbmeb-460	49	115	2019	2019	NUM
ajbmeb-460	49	116	2020	2020	NUM
ajbmeb-460	49	117	%	%	NOUN
ajbmeb-460	49	118	li	li	PROPN
ajbmeb-460	49	119	q	q	PROPN
ajbmeb-460	49	120	u	u	PROPN
ajbmeb-460	49	121	i	i	NOUN
ajbmeb-460	49	122	d	d	NOUN
ajbmeb-460	49	123	it	it	PRON
ajbmeb-460	49	124	y	y	INTJ
ajbmeb-460	49	125	ra	ra	INTJ
ajbmeb-460	49	126	ti	ti	INTJ
ajbmeb-460	49	127	o	o	PROPN
ajbmeb-460	49	128	s	s	VERB
ajbmeb-460	49	129	the	the	DET
ajbmeb-460	49	130	years	year	NOUN
ajbmeb-460	49	131	figure	figure	NOUN
ajbmeb-460	49	132	(	(	PUNCT
ajbmeb-460	49	133	2	2	NUM
ajbmeb-460	49	134	)	)	PUNCT
ajbmeb-460	49	135	liquidity	liquidity	NOUN
ajbmeb-460	49	136	ratios	ratio	NOUN
ajbmeb-460	49	137	in	in	ADP
ajbmeb-460	49	138	the	the	DET
ajbmeb-460	49	139	islamic	islamic	PROPN
ajbmeb-460	49	140	insurance	insurance	PROPN
ajbmeb-460	49	141	company	company	NOUN
ajbmeb-460	49	142	for	for	ADP
ajbmeb-460	49	143	the	the	DET
ajbmeb-460	49	144	period	period	NOUN
ajbmeb-460	49	145	(	(	PUNCT
ajbmeb-460	49	146	20112020	20112020	NUM
ajbmeb-460	49	147	)	)	PUNCT
ajbmeb-460	49	148	(	(	PUNCT
ajbmeb-460	49	149	%	%	INTJ
ajbmeb-460	49	150	)	)	PUNCT
ajbmeb-460	49	151	american	american	ADJ
ajbmeb-460	49	152	journal	journal	PROPN
ajbmeb-460	49	153	of	of	ADP
ajbmeb-460	49	154	business	business	NOUN
ajbmeb-460	49	155	management	management	NOUN
ajbmeb-460	49	156	,	,	PUNCT
ajbmeb-460	49	157	economics	economic	NOUN
ajbmeb-460	49	158	and	and	CCONJ
ajbmeb-460	49	159	banking	banking	NOUN
ajbmeb-460	49	160	volume	volume	NOUN
ajbmeb-460	49	161	9	9	NUM
ajbmeb-460	49	162	feb	feb	X
ajbmeb-460	49	163	.	.	PROPN
ajbmeb-460	49	164	,	,	PUNCT
ajbmeb-460	49	165	2023	2023	NUM
ajbmeb-460	49	166	p	p	NOUN
ajbmeb-460	49	167	a	a	DET
ajbmeb-460	49	168	g	g	NOUN
ajbmeb-460	49	169	e	e	NOUN
ajbmeb-460	49	170	|	|	ADV
ajbmeb-460	49	171	129	129	NUM
ajbmeb-460	49	172	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	49	173	table	table	NOUN
ajbmeb-460	49	174	(	(	PUNCT
ajbmeb-460	49	175	3	3	X
ajbmeb-460	49	176	)	)	PUNCT
ajbmeb-460	49	177	data	datum	NOUN
ajbmeb-460	49	178	indicates	indicate	VERB
ajbmeb-460	49	179	that	that	SCONJ
ajbmeb-460	49	180	the	the	DET
ajbmeb-460	49	181	lowest	low	ADJ
ajbmeb-460	49	182	indebtedness	indebtedness	NOUN
ajbmeb-460	49	183	ratio	ratio	NOUN
ajbmeb-460	49	184	amounted	amount	VERB
ajbmeb-460	49	185	to	to	ADP
ajbmeb-460	49	186	(	(	PUNCT
ajbmeb-460	49	187	34.35	34.35	NUM
ajbmeb-460	49	188	%	%	NOUN
ajbmeb-460	49	189	)	)	PUNCT
ajbmeb-460	49	190	in	in	ADP
ajbmeb-460	49	191	the	the	DET
ajbmeb-460	49	192	year	year	NOUN
ajbmeb-460	49	193	2011	2011	NUM
ajbmeb-460	49	194	,	,	PUNCT
ajbmeb-460	49	195	and	and	CCONJ
ajbmeb-460	49	196	its	its	PRON
ajbmeb-460	49	197	maximum	maximum	NOUN
ajbmeb-460	49	198	amounted	amount	VERB
ajbmeb-460	49	199	to	to	ADP
ajbmeb-460	49	200	(	(	PUNCT
ajbmeb-460	49	201	50.20	50.20	NUM
ajbmeb-460	49	202	%	%	NOUN
ajbmeb-460	49	203	)	)	PUNCT
ajbmeb-460	49	204	in	in	ADP
ajbmeb-460	49	205	the	the	DET
ajbmeb-460	49	206	year	year	NOUN
ajbmeb-460	49	207	(	(	PUNCT
ajbmeb-460	49	208	2015	2015	NUM
ajbmeb-460	49	209	)	)	PUNCT
ajbmeb-460	49	210	,	,	PUNCT
ajbmeb-460	49	211	and	and	CCONJ
ajbmeb-460	49	212	the	the	DET
ajbmeb-460	49	213	low	low	ADJ
ajbmeb-460	49	214	ratio	ratio	NOUN
ajbmeb-460	49	215	indicates	indicate	VERB
ajbmeb-460	49	216	that	that	SCONJ
ajbmeb-460	49	217	the	the	DET
ajbmeb-460	49	218	company	company	NOUN
ajbmeb-460	49	219	resorted	resort	VERB
ajbmeb-460	49	220	to	to	ADP
ajbmeb-460	49	221	self	self	NOUN
ajbmeb-460	49	222	-	-	PUNCT
ajbmeb-460	49	223	financing	financing	NOUN
ajbmeb-460	49	224	of	of	ADP
ajbmeb-460	49	225	its	its	PRON
ajbmeb-460	49	226	assets	asset	NOUN
ajbmeb-460	49	227	,	,	PUNCT
ajbmeb-460	49	228	as	as	SCONJ
ajbmeb-460	49	229	the	the	DET
ajbmeb-460	49	230	total	total	ADJ
ajbmeb-460	49	231	liabilities	liability	NOUN
ajbmeb-460	49	232	in	in	ADP
ajbmeb-460	49	233	this	this	DET
ajbmeb-460	49	234	year	year	NOUN
ajbmeb-460	49	235	amounted	amount	VERB
ajbmeb-460	49	236	to	to	ADP
ajbmeb-460	49	237	(	(	PUNCT
ajbmeb-460	49	238	8036759	8036759	NUM
ajbmeb-460	49	239	)	)	PUNCT
ajbmeb-460	49	240	jordanian	jordanian	ADJ
ajbmeb-460	49	241	dinars	dinar	NOUN
ajbmeb-460	49	242	,	,	PUNCT
ajbmeb-460	49	243	and	and	CCONJ
ajbmeb-460	49	244	this	this	DET
ajbmeb-460	49	245	ratio	ratio	NOUN
ajbmeb-460	49	246	means	mean	VERB
ajbmeb-460	49	247	,	,	PUNCT
ajbmeb-460	49	248	on	on	ADP
ajbmeb-460	49	249	the	the	DET
ajbmeb-460	49	250	other	other	ADJ
ajbmeb-460	49	251	hand	hand	NOUN
ajbmeb-460	49	252	,	,	PUNCT
ajbmeb-460	49	253	that	that	SCONJ
ajbmeb-460	49	254	the	the	DET
ajbmeb-460	49	255	company	company	NOUN
ajbmeb-460	49	256	is	be	AUX
ajbmeb-460	49	257	financially	financially	ADV
ajbmeb-460	49	258	conservative	conservative	ADJ
ajbmeb-460	49	259	and	and	CCONJ
ajbmeb-460	49	260	resorts	resort	NOUN
ajbmeb-460	49	261	to	to	ADP
ajbmeb-460	49	262	shareholders	shareholder	NOUN
ajbmeb-460	49	263	’	'	PUNCT
ajbmeb-460	49	264	rights	right	NOUN
ajbmeb-460	49	265	to	to	PART
ajbmeb-460	49	266	finance	finance	VERB
ajbmeb-460	49	267	its	its	PRON
ajbmeb-460	49	268	operations	operation	NOUN
ajbmeb-460	49	269	.	.	PUNCT
ajbmeb-460	50	1	as	as	ADP
ajbmeb-460	50	2	for	for	ADP
ajbmeb-460	50	3	the	the	DET
ajbmeb-460	50	4	high	high	ADJ
ajbmeb-460	50	5	value	value	NOUN
ajbmeb-460	50	6	of	of	ADP
ajbmeb-460	50	7	this	this	DET
ajbmeb-460	50	8	ratio	ratio	NOUN
ajbmeb-460	50	9	,	,	PUNCT
ajbmeb-460	50	10	it	it	PRON
ajbmeb-460	50	11	means	mean	VERB
ajbmeb-460	50	12	an	an	DET
ajbmeb-460	50	13	increase	increase	NOUN
ajbmeb-460	50	14	in	in	ADP
ajbmeb-460	50	15	the	the	DET
ajbmeb-460	50	16	company	company	NOUN
ajbmeb-460	50	17	’s	’s	PART
ajbmeb-460	50	18	obligations	obligation	NOUN
ajbmeb-460	50	19	,	,	PUNCT
ajbmeb-460	50	20	as	as	SCONJ
ajbmeb-460	50	21	these	these	DET
ajbmeb-460	50	22	obligations	obligation	NOUN
ajbmeb-460	50	23	amounted	amount	VERB
ajbmeb-460	50	24	to	to	ADP
ajbmeb-460	50	25	(	(	PUNCT
ajbmeb-460	50	26	18,681,544	18,681,544	NUM
ajbmeb-460	50	27	)	)	PUNCT
ajbmeb-460	50	28	jordanian	jordanian	ADJ
ajbmeb-460	50	29	dinars	dinar	NOUN
ajbmeb-460	50	30	,	,	PUNCT
ajbmeb-460	50	31	and	and	CCONJ
ajbmeb-460	50	32	this	this	DET
ajbmeb-460	50	33	increase	increase	NOUN
ajbmeb-460	50	34	indicates	indicate	VERB
ajbmeb-460	50	35	that	that	SCONJ
ajbmeb-460	50	36	the	the	DET
ajbmeb-460	50	37	company	company	NOUN
ajbmeb-460	50	38	resorts	resort	VERB
ajbmeb-460	50	39	to	to	PART
ajbmeb-460	50	40	funds	fund	NOUN
ajbmeb-460	50	41	it	it	PRON
ajbmeb-460	50	42	is	be	AUX
ajbmeb-460	50	43	noted	note	VERB
ajbmeb-460	50	44	from	from	ADP
ajbmeb-460	50	45	the	the	DET
ajbmeb-460	50	46	data	datum	NOUN
ajbmeb-460	50	47	of	of	ADP
ajbmeb-460	50	48	the	the	DET
ajbmeb-460	50	49	table	table	NOUN
ajbmeb-460	50	50	that	that	SCONJ
ajbmeb-460	50	51	the	the	DET
ajbmeb-460	50	52	fluctuation	fluctuation	NOUN
ajbmeb-460	50	53	of	of	ADP
ajbmeb-460	50	54	the	the	DET
ajbmeb-460	50	55	indebtedness	indebtedness	NOUN
ajbmeb-460	50	56	ratio	ratio	NOUN
ajbmeb-460	50	57	is	be	AUX
ajbmeb-460	50	58	low	low	ADJ
ajbmeb-460	50	59	in	in	ADP
ajbmeb-460	50	60	this	this	DET
ajbmeb-460	50	61	company	company	NOUN
ajbmeb-460	50	62	,	,	PUNCT
ajbmeb-460	50	63	and	and	CCONJ
ajbmeb-460	50	64	as	as	ADV
ajbmeb-460	50	65	long	long	ADV
ajbmeb-460	50	66	as	as	SCONJ
ajbmeb-460	50	67	the	the	DET
ajbmeb-460	50	68	arithmetic	arithmetic	ADJ
ajbmeb-460	50	69	average	average	NOUN
ajbmeb-460	50	70	of	of	ADP
ajbmeb-460	50	71	the	the	DET
ajbmeb-460	50	72	indebtedness	indebtedness	NOUN
ajbmeb-460	50	73	ratio	ratio	NOUN
ajbmeb-460	50	74	has	have	AUX
ajbmeb-460	50	75	reached	reach	VERB
ajbmeb-460	50	76	(	(	PUNCT
ajbmeb-460	50	77	45.06	45.06	NUM
ajbmeb-460	50	78	%	%	NOUN
ajbmeb-460	50	79	)	)	PUNCT
ajbmeb-460	50	80	,	,	PUNCT
ajbmeb-460	50	81	which	which	PRON
ajbmeb-460	50	82	is	be	AUX
ajbmeb-460	50	83	less	less	ADJ
ajbmeb-460	50	84	than	than	ADP
ajbmeb-460	50	85	50	50	NUM
ajbmeb-460	50	86	%	%	NOUN
ajbmeb-460	50	87	,	,	PUNCT
ajbmeb-460	50	88	therefore	therefore	ADV
ajbmeb-460	50	89	,	,	PUNCT
ajbmeb-460	50	90	this	this	DET
ajbmeb-460	50	91	company	company	NOUN
ajbmeb-460	50	92	operates	operate	VERB
ajbmeb-460	50	93	in	in	ADP
ajbmeb-460	50	94	a	a	DET
ajbmeb-460	50	95	safe	safe	ADJ
ajbmeb-460	50	96	situation	situation	NOUN
ajbmeb-460	50	97	and	and	CCONJ
ajbmeb-460	50	98	works	work	VERB
ajbmeb-460	50	99	to	to	PART
ajbmeb-460	50	100	achieve	achieve	VERB
ajbmeb-460	50	101	a	a	DET
ajbmeb-460	50	102	balance	balance	NOUN
ajbmeb-460	50	103	between	between	ADP
ajbmeb-460	50	104	debts	debt	NOUN
ajbmeb-460	50	105	(	(	PUNCT
ajbmeb-460	50	106	the	the	DET
ajbmeb-460	50	107	company	company	NOUN
ajbmeb-460	50	108	's	's	PART
ajbmeb-460	50	109	future	future	ADJ
ajbmeb-460	50	110	obligations	obligation	NOUN
ajbmeb-460	50	111	)	)	PUNCT
ajbmeb-460	50	112	towards	towards	ADP
ajbmeb-460	50	113	its	its	PRON
ajbmeb-460	50	114	creditors	creditor	NOUN
ajbmeb-460	50	115	and	and	CCONJ
ajbmeb-460	50	116	assets	asset	NOUN
ajbmeb-460	50	117	,	,	PUNCT
ajbmeb-460	50	118	and	and	CCONJ
ajbmeb-460	50	119	it	it	PRON
ajbmeb-460	50	120	has	have	VERB
ajbmeb-460	50	121	the	the	DET
ajbmeb-460	50	122	ability	ability	NOUN
ajbmeb-460	50	123	to	to	PART
ajbmeb-460	50	124	meet	meet	VERB
ajbmeb-460	50	125	its	its	PRON
ajbmeb-460	50	126	future	future	ADJ
ajbmeb-460	50	127	obligations	obligation	NOUN
ajbmeb-460	50	128	.	.	PUNCT
ajbmeb-460	51	1	chart	chart	NOUN
ajbmeb-460	51	2	(	(	PUNCT
ajbmeb-460	51	3	3	3	X
ajbmeb-460	51	4	)	)	PUNCT
ajbmeb-460	51	5	indicates	indicate	VERB
ajbmeb-460	51	6	the	the	DET
ajbmeb-460	51	7	indebtedness	indebtedness	NOUN
ajbmeb-460	51	8	ratio	ratio	NOUN
ajbmeb-460	51	9	of	of	ADP
ajbmeb-460	51	10	the	the	DET
ajbmeb-460	51	11	islamic	islamic	PROPN
ajbmeb-460	51	12	insurance	insurance	PROPN
ajbmeb-460	51	13	company	company	NOUN
ajbmeb-460	51	14	for	for	ADP
ajbmeb-460	51	15	the	the	DET
ajbmeb-460	51	16	period	period	NOUN
ajbmeb-460	51	17	(	(	PUNCT
ajbmeb-460	51	18	2011	2011	NUM
ajbmeb-460	51	19	-	-	SYM
ajbmeb-460	51	20	2020	2020	NUM
ajbmeb-460	51	21	)	)	PUNCT
ajbmeb-460	51	22	.	.	PUNCT
ajbmeb-460	52	1	source	source	NOUN
ajbmeb-460	52	2	:	:	PUNCT
ajbmeb-460	52	3	from	from	ADP
ajbmeb-460	52	4	the	the	DET
ajbmeb-460	52	5	work	work	NOUN
ajbmeb-460	52	6	of	of	ADP
ajbmeb-460	52	7	the	the	DET
ajbmeb-460	52	8	researchers	researcher	NOUN
ajbmeb-460	52	9	based	base	VERB
ajbmeb-460	52	10	on	on	ADP
ajbmeb-460	52	11	the	the	DET
ajbmeb-460	52	12	data	datum	NOUN
ajbmeb-460	52	13	of	of	ADP
ajbmeb-460	52	14	table	table	NOUN
ajbmeb-460	52	15	(	(	PUNCT
ajbmeb-460	52	16	3	3	NUM
ajbmeb-460	52	17	)	)	PUNCT
ajbmeb-460	52	18	3	3	NUM
ajbmeb-460	52	19	-	-	SYM
ajbmeb-460	52	20	2	2	NUM
ajbmeb-460	52	21	calculating	calculate	VERB
ajbmeb-460	52	22	the	the	DET
ajbmeb-460	52	23	insurance	insurance	NOUN
ajbmeb-460	52	24	surplus	surplus	NOUN
ajbmeb-460	52	25	for	for	ADP
ajbmeb-460	52	26	the	the	DET
ajbmeb-460	52	27	jordanian	jordanian	ADJ
ajbmeb-460	52	28	islamic	islamic	PROPN
ajbmeb-460	52	29	insurance	insurance	PROPN
ajbmeb-460	52	30	company	company	NOUN
ajbmeb-460	52	31	the	the	DET
ajbmeb-460	52	32	primary	primary	ADJ
ajbmeb-460	52	33	insurance	insurance	NOUN
ajbmeb-460	52	34	surplus	surplus	NOUN
ajbmeb-460	52	35	for	for	ADP
ajbmeb-460	52	36	the	the	DET
ajbmeb-460	52	37	islamic	islamic	PROPN
ajbmeb-460	52	38	insurance	insurance	NOUN
ajbmeb-460	52	39	company	company	NOUN
ajbmeb-460	52	40	is	be	AUX
ajbmeb-460	52	41	calculated	calculate	VERB
ajbmeb-460	52	42	according	accord	VERB
ajbmeb-460	52	43	to	to	ADP
ajbmeb-460	52	44	the	the	DET
ajbmeb-460	52	45	formula	formula	NOUN
ajbmeb-460	52	46	(	(	PUNCT
ajbmeb-460	52	47	contributions	contribution	NOUN
ajbmeb-460	52	48	or	or	CCONJ
ajbmeb-460	52	49	premiums	premium	NOUN
ajbmeb-460	52	50	compensation	compensation	NOUN
ajbmeb-460	52	51	)	)	PUNCT
ajbmeb-460	52	52	.	.	PUNCT
ajbmeb-460	53	1	the	the	DET
ajbmeb-460	53	2	insurance	insurance	NOUN
ajbmeb-460	53	3	surplus	surplus	NOUN
ajbmeb-460	53	4	represents	represent	VERB
ajbmeb-460	53	5	the	the	DET
ajbmeb-460	53	6	total	total	ADJ
ajbmeb-460	53	7	profits	profit	NOUN
ajbmeb-460	53	8	of	of	ADP
ajbmeb-460	53	9	the	the	DET
ajbmeb-460	53	10	company	company	NOUN
ajbmeb-460	53	11	's	's	PART
ajbmeb-460	53	12	insurance	insurance	NOUN
ajbmeb-460	53	13	operations	operation	NOUN
ajbmeb-460	53	14	.	.	PUNCT
ajbmeb-460	54	1	table	table	NOUN
ajbmeb-460	54	2	(	(	PUNCT
ajbmeb-460	54	3	4	4	X
ajbmeb-460	54	4	)	)	PUNCT
ajbmeb-460	54	5	shows	show	VERB
ajbmeb-460	54	6	the	the	DET
ajbmeb-460	54	7	insurance	insurance	NOUN
ajbmeb-460	54	8	surplus	surplus	NOUN
ajbmeb-460	54	9	and	and	CCONJ
ajbmeb-460	54	10	the	the	DET
ajbmeb-460	54	11	annual	annual	ADJ
ajbmeb-460	54	12	rate	rate	NOUN
ajbmeb-460	54	13	of	of	ADP
ajbmeb-460	54	14	change	change	NOUN
ajbmeb-460	54	15	for	for	ADP
ajbmeb-460	54	16	the	the	DET
ajbmeb-460	54	17	islamic	islamic	PROPN
ajbmeb-460	54	18	insurance	insurance	PROPN
ajbmeb-460	54	19	company	company	NOUN
ajbmeb-460	54	20	.	.	PUNCT
ajbmeb-460	55	1	table	table	NOUN
ajbmeb-460	55	2	(	(	PUNCT
ajbmeb-460	55	3	4	4	NUM
ajbmeb-460	55	4	):	):	PUNCT
ajbmeb-460	55	5	primary	primary	ADJ
ajbmeb-460	55	6	insurance	insurance	NOUN
ajbmeb-460	55	7	surplus	surplus	NOUN
ajbmeb-460	55	8	(	(	PUNCT
ajbmeb-460	55	9	insurance	insurance	NOUN
ajbmeb-460	55	10	profits	profit	NOUN
ajbmeb-460	55	11	)	)	PUNCT
ajbmeb-460	55	12	for	for	ADP
ajbmeb-460	55	13	the	the	DET
ajbmeb-460	55	14	islamic	islamic	PROPN
ajbmeb-460	55	15	insurance	insurance	PROPN
ajbmeb-460	55	16	company	company	NOUN
ajbmeb-460	55	17	for	for	ADP
ajbmeb-460	55	18	the	the	DET
ajbmeb-460	55	19	period	period	NOUN
ajbmeb-460	55	20	(	(	PUNCT
ajbmeb-460	55	21	2011	2011	NUM
ajbmeb-460	55	22	-	-	SYM
ajbmeb-460	55	23	2020	2020	NUM
ajbmeb-460	55	24	)	)	PUNCT
ajbmeb-460	55	25	jordanian	jordanian	ADJ
ajbmeb-460	55	26	dinar	dinar	ADJ
ajbmeb-460	55	27	years	year	NOUN
ajbmeb-460	55	28	subscriptions	subscription	NOUN
ajbmeb-460	55	29	rate	rate	NOUN
ajbmeb-460	55	30	of	of	ADP
ajbmeb-460	55	31	change	change	NOUN
ajbmeb-460	55	32	%	%	NOUN
ajbmeb-460	55	33	the	the	DET
ajbmeb-460	55	34	compensation	compensation	NOUN
ajbmeb-460	55	35	the	the	DET
ajbmeb-460	55	36	rate	rate	NOUN
ajbmeb-460	55	37	of	of	ADP
ajbmeb-460	55	38	compensation	compensation	NOUN
ajbmeb-460	55	39	the	the	DET
ajbmeb-460	55	40	insurance	insurance	NOUN
ajbmeb-460	55	41	surplus	surplus	NOUN
ajbmeb-460	55	42	(	(	PUNCT
ajbmeb-460	55	43	insurance	insurance	NOUN
ajbmeb-460	55	44	profits	profit	NOUN
ajbmeb-460	55	45	)	)	PUNCT
ajbmeb-460	55	46	rate	rate	NOUN
ajbmeb-460	55	47	of	of	ADP
ajbmeb-460	55	48	change	change	NOUN
ajbmeb-460	55	49	%	%	NOUN
ajbmeb-460	55	50	2011	2011	NUM
ajbmeb-460	55	51	10051275	10051275	NUM
ajbmeb-460	55	52	6930634	6930634	NUM
ajbmeb-460	55	53	3120641	3120641	NUM
ajbmeb-460	55	54	2012	2012	NUM
ajbmeb-460	55	55	12207956	12207956	NUM
ajbmeb-460	55	56	21.4	21.4	NUM
ajbmeb-460	55	57	%	%	NOUN
ajbmeb-460	55	58	6156912	6156912	NUM
ajbmeb-460	55	59	11.1	11.1	NUM
ajbmeb-460	55	60	%	%	NOUN
ajbmeb-460	55	61	6051044	6051044	NUM
ajbmeb-460	55	62	93.9	93.9	NUM
ajbmeb-460	55	63	%	%	NOUN
ajbmeb-460	55	64	2013	2013	NUM
ajbmeb-460	55	65	13469229	13469229	NUM
ajbmeb-460	55	66	10.3	10.3	NUM
ajbmeb-460	55	67	%	%	NOUN
ajbmeb-460	55	68	7204394	7204394	NUM
ajbmeb-460	55	69	17	17	NUM
ajbmeb-460	55	70	%	%	NOUN
ajbmeb-460	55	71	6264835	6264835	NUM
ajbmeb-460	55	72	3.5	3.5	NUM
ajbmeb-460	55	73	%	%	NOUN
ajbmeb-460	55	74	2014	2014	NUM
ajbmeb-460	55	75	15125172	15125172	NUM
ajbmeb-460	55	76	12.2	12.2	NUM
ajbmeb-460	55	77	%	%	NOUN
ajbmeb-460	55	78	7941213	7941213	NUM
ajbmeb-460	55	79	10.2	10.2	NUM
ajbmeb-460	55	80	%	%	NOUN
ajbmeb-460	55	81	7183959	7183959	NUM
ajbmeb-460	55	82	14.6	14.6	NUM
ajbmeb-460	55	83	%	%	NOUN
ajbmeb-460	55	84	2015	2015	NUM
ajbmeb-460	55	85	15964840	15964840	NUM
ajbmeb-460	55	86	5.5	5.5	NUM
ajbmeb-460	55	87	%	%	NOUN
ajbmeb-460	55	88	7887501	7887501	NUM
ajbmeb-460	55	89	0.6	0.6	NUM
ajbmeb-460	55	90	%	%	NOUN
ajbmeb-460	55	91	8077339	8077339	NUM
ajbmeb-460	55	92	12.4	12.4	NUM
ajbmeb-460	55	93	%	%	NOUN
ajbmeb-460	55	94	2016	2016	NUM
ajbmeb-460	55	95	16323539	16323539	NUM
ajbmeb-460	55	96	2.2	2.2	NUM
ajbmeb-460	55	97	%	%	NOUN
ajbmeb-460	55	98	9907369	9907369	NUM
ajbmeb-460	55	99	25.6	25.6	NUM
ajbmeb-460	55	100	%	%	NOUN
ajbmeb-460	55	101	6416170	6416170	NUM
ajbmeb-460	55	102	20.5	20.5	NUM
ajbmeb-460	55	103	%	%	NOUN
ajbmeb-460	55	104	2017	2017	NUM
ajbmeb-460	55	105	16770902	16770902	NUM
ajbmeb-460	55	106	2.7	2.7	NUM
ajbmeb-460	55	107	%	%	NOUN
ajbmeb-460	55	108	10877033	10877033	NUM
ajbmeb-460	55	109	9.7	9.7	NUM
ajbmeb-460	55	110	%	%	NOUN
ajbmeb-460	55	111	5893869	5893869	NUM
ajbmeb-460	55	112	8.1	8.1	NUM
ajbmeb-460	55	113	%	%	NOUN
ajbmeb-460	55	114	2018	2018	NUM
ajbmeb-460	55	115	16686975	16686975	NUM
ajbmeb-460	55	116	0.5	0.5	NUM
ajbmeb-460	55	117	%	%	NOUN
ajbmeb-460	55	118	10369750	10369750	NUM
ajbmeb-460	55	119	4.6	4.6	NUM
ajbmeb-460	55	120	%	%	NOUN
ajbmeb-460	55	121	6317225	6317225	NUM
ajbmeb-460	55	122	7.1	7.1	NUM
ajbmeb-460	55	123	%	%	NOUN
ajbmeb-460	55	124	2019	2019	NUM
ajbmeb-460	55	125	17086533	17086533	NUM
ajbmeb-460	55	126	2.3	2.3	NUM
ajbmeb-460	55	127	%	%	NOUN
ajbmeb-460	55	128	11733026	11733026	NUM
ajbmeb-460	55	129	13.1	13.1	NUM
ajbmeb-460	55	130	%	%	NOUN
ajbmeb-460	55	131	5353507	5353507	NUM
ajbmeb-460	55	132	15.2	15.2	NUM
ajbmeb-460	55	133	%	%	NOUN
ajbmeb-460	55	134	2020	2020	NUM
ajbmeb-460	55	135	15385732	15385732	NUM
ajbmeb-460	55	136	9.9	9.9	NUM
ajbmeb-460	55	137	%	%	NOUN
ajbmeb-460	55	138	8949520	8949520	NUM
ajbmeb-460	55	139	23.7	23.7	NUM
ajbmeb-460	55	140	%	%	NOUN
ajbmeb-460	55	141	6436212	6436212	NUM
ajbmeb-460	55	142	20.2	20.2	NUM
ajbmeb-460	55	143	%	%	NOUN
ajbmeb-460	55	144	0.000	0.000	NUM
ajbmeb-460	55	145	20.000	20.000	NUM
ajbmeb-460	55	146	40.000	40.000	NUM
ajbmeb-460	55	147	60.000	60.000	NUM
ajbmeb-460	55	148	2011	2011	NUM
ajbmeb-460	55	149	2012	2012	NUM
ajbmeb-460	55	150	2013	2013	NUM
ajbmeb-460	55	151	2014	2014	NUM
ajbmeb-460	55	152	2015	2015	NUM
ajbmeb-460	55	153	2016	2016	NUM
ajbmeb-460	55	154	2017	2017	NUM
ajbmeb-460	55	155	2018	2018	NUM
ajbmeb-460	55	156	2019	2019	NUM
ajbmeb-460	55	157	2020	2020	NUM
ajbmeb-460	55	158	in	in	ADP
ajbmeb-460	55	159	d	d	PROPN
ajbmeb-460	55	160	e	e	PROPN
ajbmeb-460	55	161	b	b	PROPN
ajbmeb-460	55	162	te	te	PROPN
ajbmeb-460	55	163	d	d	PROPN
ajbmeb-460	55	164	n	n	NOUN
ajbmeb-460	55	165	es	es	X
ajbmeb-460	55	166	s	s	NOUN
ajbmeb-460	55	167	%	%	NOUN
ajbmeb-460	55	168	the	the	DET
ajbmeb-460	55	169	years	year	NOUN
ajbmeb-460	55	170	figure	figure	NOUN
ajbmeb-460	55	171	(	(	PUNCT
ajbmeb-460	55	172	3	3	NUM
ajbmeb-460	55	173	)	)	PUNCT
ajbmeb-460	55	174	the	the	DET
ajbmeb-460	55	175	indebtedness	indebtedness	NOUN
ajbmeb-460	55	176	ratio	ratio	NOUN
ajbmeb-460	55	177	in	in	ADP
ajbmeb-460	55	178	the	the	DET
ajbmeb-460	55	179	islamic	islamic	PROPN
ajbmeb-460	55	180	insurance	insurance	PROPN
ajbmeb-460	55	181	company	company	NOUN
ajbmeb-460	55	182	for	for	ADP
ajbmeb-460	55	183	the	the	DET
ajbmeb-460	55	184	period	period	NOUN
ajbmeb-460	55	185	(	(	PUNCT
ajbmeb-460	55	186	2011	2011	NUM
ajbmeb-460	55	187	-	-	SYM
ajbmeb-460	55	188	2020	2020	NUM
ajbmeb-460	55	189	)	)	PUNCT
ajbmeb-460	55	190	(	(	PUNCT
ajbmeb-460	55	191	%	%	INTJ
ajbmeb-460	55	192	)	)	PUNCT
ajbmeb-460	55	193	american	american	ADJ
ajbmeb-460	55	194	journal	journal	PROPN
ajbmeb-460	55	195	of	of	ADP
ajbmeb-460	55	196	business	business	NOUN
ajbmeb-460	55	197	management	management	NOUN
ajbmeb-460	55	198	,	,	PUNCT
ajbmeb-460	55	199	economics	economic	NOUN
ajbmeb-460	55	200	and	and	CCONJ
ajbmeb-460	55	201	banking	banking	NOUN
ajbmeb-460	55	202	volume	volume	NOUN
ajbmeb-460	55	203	9	9	NUM
ajbmeb-460	55	204	feb	feb	X
ajbmeb-460	55	205	.	.	PROPN
ajbmeb-460	55	206	,	,	PUNCT
ajbmeb-460	55	207	2023	2023	NUM
ajbmeb-460	55	208	p	p	NOUN
ajbmeb-460	55	209	a	a	DET
ajbmeb-460	55	210	g	g	NOUN
ajbmeb-460	55	211	e	e	NOUN
ajbmeb-460	55	212	|	|	ADV
ajbmeb-460	55	213	130	130	NUM
ajbmeb-460	55	214	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	55	215	source	source	NOUN
ajbmeb-460	55	216	:	:	PUNCT
ajbmeb-460	55	217	prepared	prepare	VERB
ajbmeb-460	55	218	by	by	ADP
ajbmeb-460	55	219	researchers	researcher	NOUN
ajbmeb-460	55	220	based	base	VERB
ajbmeb-460	55	221	on	on	ADP
ajbmeb-460	55	222	the	the	DET
ajbmeb-460	55	223	consolidated	consolidated	ADJ
ajbmeb-460	55	224	financial	financial	ADJ
ajbmeb-460	55	225	statements	statement	NOUN
ajbmeb-460	55	226	of	of	ADP
ajbmeb-460	55	227	the	the	DET
ajbmeb-460	55	228	islamic	islamic	PROPN
ajbmeb-460	55	229	insurance	insurance	PROPN
ajbmeb-460	55	230	company	company	NOUN
ajbmeb-460	55	231	for	for	ADP
ajbmeb-460	55	232	the	the	DET
ajbmeb-460	55	233	period	period	NOUN
ajbmeb-460	55	234	(	(	PUNCT
ajbmeb-460	55	235	2011	2011	NUM
ajbmeb-460	55	236	-	-	SYM
ajbmeb-460	55	237	2020	2020	NUM
ajbmeb-460	55	238	)	)	PUNCT
ajbmeb-460	55	239	.	.	PUNCT
ajbmeb-460	56	1	it	it	PRON
ajbmeb-460	56	2	is	be	AUX
ajbmeb-460	56	3	noted	note	VERB
ajbmeb-460	56	4	from	from	ADP
ajbmeb-460	56	5	table	table	NOUN
ajbmeb-460	56	6	(	(	PUNCT
ajbmeb-460	56	7	4	4	NUM
ajbmeb-460	56	8	)	)	PUNCT
ajbmeb-460	56	9	that	that	SCONJ
ajbmeb-460	56	10	the	the	DET
ajbmeb-460	56	11	total	total	ADJ
ajbmeb-460	56	12	contributions	contribution	NOUN
ajbmeb-460	56	13	gradually	gradually	ADV
ajbmeb-460	56	14	increased	increase	VERB
ajbmeb-460	56	15	,	,	PUNCT
ajbmeb-460	56	16	as	as	SCONJ
ajbmeb-460	56	17	it	it	PRON
ajbmeb-460	56	18	exceeded	exceed	VERB
ajbmeb-460	56	19	(	(	PUNCT
ajbmeb-460	56	20	10	10	NUM
ajbmeb-460	56	21	)	)	SYM
ajbmeb-460	56	22	million	million	NUM
ajbmeb-460	56	23	jordanian	jordanian	ADJ
ajbmeb-460	56	24	dinars	dinar	NOUN
ajbmeb-460	56	25	in	in	ADP
ajbmeb-460	56	26	the	the	DET
ajbmeb-460	56	27	year	year	NOUN
ajbmeb-460	56	28	(	(	PUNCT
ajbmeb-460	56	29	2011	2011	NUM
ajbmeb-460	56	30	)	)	PUNCT
ajbmeb-460	56	31	,	,	PUNCT
ajbmeb-460	56	32	to	to	PART
ajbmeb-460	56	33	record	record	VERB
ajbmeb-460	56	34	the	the	DET
ajbmeb-460	56	35	highest	high	ADJ
ajbmeb-460	56	36	value	value	NOUN
ajbmeb-460	56	37	of	of	ADP
ajbmeb-460	56	38	contributions	contribution	NOUN
ajbmeb-460	56	39	(	(	PUNCT
ajbmeb-460	56	40	17	17	NUM
ajbmeb-460	56	41	)	)	SYM
ajbmeb-460	56	42	million	million	NUM
ajbmeb-460	56	43	jordanian	jordanian	ADJ
ajbmeb-460	56	44	dinars	dinar	NOUN
ajbmeb-460	56	45	in	in	ADP
ajbmeb-460	56	46	the	the	DET
ajbmeb-460	56	47	year	year	NOUN
ajbmeb-460	56	48	(	(	PUNCT
ajbmeb-460	56	49	2019	2019	NUM
ajbmeb-460	56	50	)	)	PUNCT
ajbmeb-460	56	51	,	,	PUNCT
ajbmeb-460	56	52	at	at	ADP
ajbmeb-460	56	53	an	an	DET
ajbmeb-460	56	54	annual	annual	ADJ
ajbmeb-460	56	55	rate	rate	NOUN
ajbmeb-460	56	56	of	of	ADP
ajbmeb-460	56	57	change	change	NOUN
ajbmeb-460	56	58	of	of	ADP
ajbmeb-460	56	59	(	(	PUNCT
ajbmeb-460	56	60	2.3	2.3	NUM
ajbmeb-460	56	61	%	%	NOUN
ajbmeb-460	56	62	)	)	PUNCT
ajbmeb-460	56	63	compared	compare	VERB
ajbmeb-460	56	64	to	to	ADP
ajbmeb-460	56	65	the	the	DET
ajbmeb-460	56	66	previous	previous	ADJ
ajbmeb-460	56	67	year	year	NOUN
ajbmeb-460	56	68	.	.	PUNCT
ajbmeb-460	57	1	also	also	ADV
ajbmeb-460	57	2	,	,	PUNCT
ajbmeb-460	57	3	the	the	DET
ajbmeb-460	57	4	paid	pay	VERB
ajbmeb-460	57	5	compensations	compensation	NOUN
ajbmeb-460	57	6	recorded	record	VERB
ajbmeb-460	57	7	a	a	DET
ajbmeb-460	57	8	gradual	gradual	ADJ
ajbmeb-460	57	9	increase	increase	NOUN
ajbmeb-460	57	10	,	,	PUNCT
ajbmeb-460	57	11	as	as	SCONJ
ajbmeb-460	57	12	it	it	PRON
ajbmeb-460	57	13	amounted	amount	VERB
ajbmeb-460	57	14	to	to	ADP
ajbmeb-460	57	15	(	(	PUNCT
ajbmeb-460	57	16	6.9	6.9	NUM
ajbmeb-460	57	17	)	)	SYM
ajbmeb-460	57	18	million	million	NUM
ajbmeb-460	57	19	jordanian	jordanian	ADJ
ajbmeb-460	57	20	dinars	dinar	NOUN
ajbmeb-460	57	21	in	in	ADP
ajbmeb-460	57	22	the	the	DET
ajbmeb-460	57	23	year	year	NOUN
ajbmeb-460	57	24	(	(	PUNCT
ajbmeb-460	57	25	2011	2011	NUM
ajbmeb-460	57	26	)	)	PUNCT
ajbmeb-460	57	27	,	,	PUNCT
ajbmeb-460	57	28	reaching	reach	VERB
ajbmeb-460	57	29	the	the	DET
ajbmeb-460	57	30	highest	high	ADJ
ajbmeb-460	57	31	value	value	NOUN
ajbmeb-460	57	32	(	(	PUNCT
ajbmeb-460	57	33	of	of	ADP
ajbmeb-460	57	34	11.7	11.7	NUM
ajbmeb-460	57	35	)	)	PUNCT
ajbmeb-460	57	36	million	million	NUM
ajbmeb-460	57	37	jordanian	jordanian	ADJ
ajbmeb-460	57	38	dinars	dinar	NOUN
ajbmeb-460	57	39	in	in	ADP
ajbmeb-460	57	40	the	the	DET
ajbmeb-460	57	41	year	year	NOUN
ajbmeb-460	57	42	(	(	PUNCT
ajbmeb-460	57	43	2019	2019	NUM
ajbmeb-460	57	44	)	)	PUNCT
ajbmeb-460	57	45	,	,	PUNCT
ajbmeb-460	57	46	at	at	ADP
ajbmeb-460	57	47	a	a	DET
ajbmeb-460	57	48	positive	positive	ADJ
ajbmeb-460	57	49	annual	annual	ADJ
ajbmeb-460	57	50	rate	rate	NOUN
ajbmeb-460	57	51	of	of	ADP
ajbmeb-460	57	52	change	change	NOUN
ajbmeb-460	57	53	(	(	PUNCT
ajbmeb-460	57	54	13.1	13.1	NUM
ajbmeb-460	57	55	%	%	NOUN
ajbmeb-460	57	56	)	)	PUNCT
ajbmeb-460	57	57	,	,	PUNCT
ajbmeb-460	57	58	then	then	ADV
ajbmeb-460	57	59	it	it	PRON
ajbmeb-460	57	60	recorded	record	VERB
ajbmeb-460	57	61	in	in	ADP
ajbmeb-460	57	62	recent	recent	ADJ
ajbmeb-460	57	63	years	year	NOUN
ajbmeb-460	57	64	a	a	DET
ajbmeb-460	57	65	difference	difference	NOUN
ajbmeb-460	57	66	between	between	ADP
ajbmeb-460	57	67	rise	rise	NOUN
ajbmeb-460	57	68	and	and	CCONJ
ajbmeb-460	57	69	fall	fall	VERB
ajbmeb-460	57	70	to	to	PART
ajbmeb-460	57	71	amount	amount	VERB
ajbmeb-460	57	72	to	to	ADP
ajbmeb-460	57	73	(	(	PUNCT
ajbmeb-460	57	74	8.9	8.9	NUM
ajbmeb-460	57	75	)	)	SYM
ajbmeb-460	57	76	million	million	NUM
ajbmeb-460	57	77	jordanian	jordanian	ADJ
ajbmeb-460	57	78	dinars	dinar	NOUN
ajbmeb-460	57	79	in	in	ADP
ajbmeb-460	57	80	the	the	DET
ajbmeb-460	57	81	year	year	NOUN
ajbmeb-460	57	82	(	(	PUNCT
ajbmeb-460	57	83	2020	2020	NUM
ajbmeb-460	57	84	)	)	PUNCT
ajbmeb-460	57	85	at	at	ADP
ajbmeb-460	57	86	a	a	DET
ajbmeb-460	57	87	negative	negative	ADJ
ajbmeb-460	57	88	annual	annual	ADJ
ajbmeb-460	57	89	rate	rate	NOUN
ajbmeb-460	57	90	of	of	ADP
ajbmeb-460	57	91	change	change	NOUN
ajbmeb-460	57	92	of	of	ADP
ajbmeb-460	57	93	(	(	PUNCT
ajbmeb-460	57	94	-23.7	-23.7	NOUN
ajbmeb-460	57	95	%	%	NOUN
ajbmeb-460	57	96	)	)	PUNCT
ajbmeb-460	57	97	over	over	ADP
ajbmeb-460	57	98	the	the	DET
ajbmeb-460	57	99	previous	previous	ADJ
ajbmeb-460	57	100	year	year	NOUN
ajbmeb-460	57	101	.	.	PUNCT
ajbmeb-460	58	1	as	as	ADP
ajbmeb-460	58	2	for	for	ADP
ajbmeb-460	58	3	the	the	DET
ajbmeb-460	58	4	value	value	NOUN
ajbmeb-460	58	5	of	of	ADP
ajbmeb-460	58	6	the	the	DET
ajbmeb-460	58	7	insurance	insurance	NOUN
ajbmeb-460	58	8	surplus	surplus	NOUN
ajbmeb-460	58	9	,	,	PUNCT
ajbmeb-460	58	10	which	which	PRON
ajbmeb-460	58	11	is	be	AUX
ajbmeb-460	58	12	calculated	calculate	VERB
ajbmeb-460	58	13	from	from	ADP
ajbmeb-460	58	14	the	the	DET
ajbmeb-460	58	15	difference	difference	NOUN
ajbmeb-460	58	16	between	between	ADP
ajbmeb-460	58	17	contributions	contribution	NOUN
ajbmeb-460	58	18	(	(	PUNCT
ajbmeb-460	58	19	premiums	premium	NOUN
ajbmeb-460	58	20	)	)	PUNCT
ajbmeb-460	58	21	and	and	CCONJ
ajbmeb-460	58	22	paid	pay	VERB
ajbmeb-460	58	23	compensations	compensation	NOUN
ajbmeb-460	58	24	,	,	PUNCT
ajbmeb-460	58	25	it	it	PRON
ajbmeb-460	58	26	amounted	amount	VERB
ajbmeb-460	58	27	to	to	ADP
ajbmeb-460	58	28	(	(	PUNCT
ajbmeb-460	58	29	3.12	3.12	NUM
ajbmeb-460	58	30	)	)	SYM
ajbmeb-460	58	31	million	million	NUM
ajbmeb-460	58	32	jordanian	jordanian	ADJ
ajbmeb-460	58	33	dinars	dinar	NOUN
ajbmeb-460	58	34	year	year	NOUN
ajbmeb-460	58	35	(	(	PUNCT
ajbmeb-460	58	36	2011	2011	NUM
ajbmeb-460	58	37	)	)	PUNCT
ajbmeb-460	58	38	to	to	PART
ajbmeb-460	58	39	reach	reach	VERB
ajbmeb-460	58	40	a	a	DET
ajbmeb-460	58	41	maximum	maximum	NOUN
ajbmeb-460	58	42	of	of	ADP
ajbmeb-460	58	43	(	(	PUNCT
ajbmeb-460	58	44	8)	8)	NUM
ajbmeb-460	58	45	million	million	NUM
ajbmeb-460	58	46	jordanian	jordanian	ADJ
ajbmeb-460	58	47	dinars	dinar	NOUN
ajbmeb-460	58	48	in	in	ADP
ajbmeb-460	58	49	the	the	DET
ajbmeb-460	58	50	year	year	NOUN
ajbmeb-460	58	51	(	(	PUNCT
ajbmeb-460	58	52	2015	2015	NUM
ajbmeb-460	58	53	)	)	PUNCT
ajbmeb-460	58	54	,	,	PUNCT
ajbmeb-460	58	55	as	as	SCONJ
ajbmeb-460	58	56	the	the	DET
ajbmeb-460	58	57	total	total	ADJ
ajbmeb-460	58	58	contributions	contribution	NOUN
ajbmeb-460	58	59	were	be	AUX
ajbmeb-460	58	60	greater	great	ADJ
ajbmeb-460	58	61	than	than	ADP
ajbmeb-460	58	62	the	the	DET
ajbmeb-460	58	63	paid	pay	VERB
ajbmeb-460	58	64	compensations	compensation	NOUN
ajbmeb-460	58	65	and	and	CCONJ
ajbmeb-460	58	66	the	the	DET
ajbmeb-460	58	67	annual	annual	ADJ
ajbmeb-460	58	68	rate	rate	NOUN
ajbmeb-460	58	69	of	of	ADP
ajbmeb-460	58	70	change	change	NOUN
ajbmeb-460	58	71	was	be	AUX
ajbmeb-460	58	72	(	(	PUNCT
ajbmeb-460	58	73	12.4	12.4	NUM
ajbmeb-460	58	74	%	%	NOUN
ajbmeb-460	58	75	)	)	PUNCT
ajbmeb-460	58	76	positive	positive	ADJ
ajbmeb-460	58	77	from	from	ADP
ajbmeb-460	58	78	the	the	DET
ajbmeb-460	58	79	previous	previous	ADJ
ajbmeb-460	58	80	year	year	NOUN
ajbmeb-460	58	81	,	,	PUNCT
ajbmeb-460	58	82	to	to	PART
ajbmeb-460	58	83	record	record	VERB
ajbmeb-460	58	84	after	after	ADP
ajbmeb-460	58	85	that	that	PRON
ajbmeb-460	58	86	a	a	DET
ajbmeb-460	58	87	varying	vary	VERB
ajbmeb-460	58	88	increase	increase	NOUN
ajbmeb-460	58	89	and	and	CCONJ
ajbmeb-460	58	90	decrease	decrease	NOUN
ajbmeb-460	58	91	in	in	ADP
ajbmeb-460	58	92	the	the	DET
ajbmeb-460	58	93	insurance	insurance	NOUN
ajbmeb-460	58	94	surplus	surplus	NOUN
ajbmeb-460	58	95	and	and	CCONJ
ajbmeb-460	58	96	the	the	DET
ajbmeb-460	58	97	rate	rate	NOUN
ajbmeb-460	58	98	of	of	ADP
ajbmeb-460	58	99	change	change	NOUN
ajbmeb-460	58	100	also	also	ADV
ajbmeb-460	58	101	varies	vary	VERB
ajbmeb-460	58	102	annually	annually	ADV
ajbmeb-460	58	103	.	.	PUNCT
ajbmeb-460	59	1	4the	4the	NUM
ajbmeb-460	59	2	reality	reality	NOUN
ajbmeb-460	59	3	of	of	ADP
ajbmeb-460	59	4	islamic	islamic	ADJ
ajbmeb-460	59	5	insurance	insurance	NOUN
ajbmeb-460	59	6	(	(	PUNCT
ajbmeb-460	59	7	takaful	takaful	ADJ
ajbmeb-460	59	8	)	)	PUNCT
ajbmeb-460	59	9	in	in	ADP
ajbmeb-460	59	10	iraq	iraq	PROPN
ajbmeb-460	59	11	basis	basis	NOUN
ajbmeb-460	59	12	and	and	CCONJ
ajbmeb-460	59	13	ambition	ambition	NOUN
ajbmeb-460	59	14	recently	recently	ADV
ajbmeb-460	59	15	,	,	PUNCT
ajbmeb-460	59	16	the	the	DET
ajbmeb-460	59	17	importance	importance	NOUN
ajbmeb-460	59	18	of	of	ADP
ajbmeb-460	59	19	islamic	islamic	ADJ
ajbmeb-460	59	20	insurance	insurance	PROPN
ajbmeb-460	59	21	(	(	PUNCT
ajbmeb-460	59	22	takaful	takaful	ADJ
ajbmeb-460	59	23	)	)	PUNCT
ajbmeb-460	59	24	has	have	AUX
ajbmeb-460	59	25	emerged	emerge	VERB
ajbmeb-460	59	26	as	as	ADP
ajbmeb-460	59	27	one	one	NUM
ajbmeb-460	59	28	of	of	ADP
ajbmeb-460	59	29	the	the	DET
ajbmeb-460	59	30	types	type	NOUN
ajbmeb-460	59	31	of	of	ADP
ajbmeb-460	59	32	insurance	insurance	NOUN
ajbmeb-460	59	33	that	that	PRON
ajbmeb-460	59	34	are	be	AUX
ajbmeb-460	59	35	characterized	characterize	VERB
ajbmeb-460	59	36	by	by	ADP
ajbmeb-460	59	37	characteristics	characteristic	NOUN
ajbmeb-460	59	38	that	that	SCONJ
ajbmeb-460	59	39	commercial	commercial	ADJ
ajbmeb-460	59	40	(	(	PUNCT
ajbmeb-460	59	41	traditional	traditional	ADJ
ajbmeb-460	59	42	)	)	PUNCT
ajbmeb-460	59	43	insurance	insurance	NOUN
ajbmeb-460	59	44	lacks	lack	NOUN
ajbmeb-460	59	45	.	.	PUNCT
ajbmeb-460	60	1	the	the	DET
ajbmeb-460	60	2	framework	framework	NOUN
ajbmeb-460	60	3	for	for	ADP
ajbmeb-460	60	4	confronting	confront	VERB
ajbmeb-460	60	5	risks	risk	NOUN
ajbmeb-460	60	6	,	,	PUNCT
ajbmeb-460	60	7	especially	especially	ADV
ajbmeb-460	60	8	since	since	SCONJ
ajbmeb-460	60	9	it	it	PRON
ajbmeb-460	60	10	is	be	AUX
ajbmeb-460	60	11	an	an	DET
ajbmeb-460	60	12	insurance	insurance	NOUN
ajbmeb-460	60	13	system	system	NOUN
ajbmeb-460	60	14	that	that	PRON
ajbmeb-460	60	15	does	do	AUX
ajbmeb-460	60	16	not	not	PART
ajbmeb-460	60	17	violate	violate	VERB
ajbmeb-460	60	18	the	the	DET
ajbmeb-460	60	19	principles	principle	NOUN
ajbmeb-460	60	20	of	of	ADP
ajbmeb-460	60	21	islamic	islamic	ADJ
ajbmeb-460	60	22	law	law	NOUN
ajbmeb-460	60	23	.	.	PUNCT
ajbmeb-460	61	1	the	the	DET
ajbmeb-460	61	2	islamic	islamic	PROPN
ajbmeb-460	61	3	insurance	insurance	NOUN
ajbmeb-460	61	4	industry	industry	NOUN
ajbmeb-460	61	5	in	in	ADP
ajbmeb-460	61	6	the	the	DET
ajbmeb-460	61	7	world	world	NOUN
ajbmeb-460	61	8	has	have	AUX
ajbmeb-460	61	9	witnessed	witness	VERB
ajbmeb-460	61	10	remarkable	remarkable	ADJ
ajbmeb-460	61	11	growth	growth	NOUN
ajbmeb-460	61	12	and	and	CCONJ
ajbmeb-460	61	13	development	development	NOUN
ajbmeb-460	61	14	during	during	ADP
ajbmeb-460	61	15	the	the	DET
ajbmeb-460	61	16	past	past	ADJ
ajbmeb-460	61	17	few	few	ADJ
ajbmeb-460	61	18	years	year	NOUN
ajbmeb-460	61	19	,	,	PUNCT
ajbmeb-460	61	20	as	as	SCONJ
ajbmeb-460	61	21	it	it	PRON
ajbmeb-460	61	22	enjoys	enjoy	VERB
ajbmeb-460	61	23	a	a	DET
ajbmeb-460	61	24	great	great	ADJ
ajbmeb-460	61	25	place	place	NOUN
ajbmeb-460	61	26	in	in	ADP
ajbmeb-460	61	27	the	the	DET
ajbmeb-460	61	28	global	global	ADJ
ajbmeb-460	61	29	insurance	insurance	NOUN
ajbmeb-460	61	30	market	market	NOUN
ajbmeb-460	61	31	and	and	CCONJ
ajbmeb-460	61	32	has	have	AUX
ajbmeb-460	61	33	become	become	VERB
ajbmeb-460	61	34	a	a	DET
ajbmeb-460	61	35	strong	strong	ADJ
ajbmeb-460	61	36	competitor	competitor	NOUN
ajbmeb-460	61	37	to	to	ADP
ajbmeb-460	61	38	commercial	commercial	ADJ
ajbmeb-460	61	39	(	(	PUNCT
ajbmeb-460	61	40	traditional	traditional	ADJ
ajbmeb-460	61	41	)	)	PUNCT
ajbmeb-460	61	42	insurance	insurance	NOUN
ajbmeb-460	61	43	.	.	PUNCT
ajbmeb-460	62	1	the	the	DET
ajbmeb-460	62	2	type	type	NOUN
ajbmeb-460	62	3	of	of	ADP
ajbmeb-460	62	4	insurance	insurance	NOUN
ajbmeb-460	62	5	in	in	ADP
ajbmeb-460	62	6	islamic	islamic	ADJ
ajbmeb-460	62	7	societies	society	NOUN
ajbmeb-460	62	8	and	and	CCONJ
ajbmeb-460	62	9	the	the	DET
ajbmeb-460	62	10	multiplicity	multiplicity	NOUN
ajbmeb-460	62	11	of	of	ADP
ajbmeb-460	62	12	parties	party	NOUN
ajbmeb-460	62	13	dealing	deal	VERB
ajbmeb-460	62	14	with	with	ADP
ajbmeb-460	62	15	it	it	PRON
ajbmeb-460	62	16	,	,	PUNCT
ajbmeb-460	62	17	and	and	CCONJ
ajbmeb-460	62	18	its	its	PRON
ajbmeb-460	62	19	diversity	diversity	NOUN
ajbmeb-460	62	20	,	,	PUNCT
ajbmeb-460	62	21	but	but	CCONJ
ajbmeb-460	62	22	this	this	DET
ajbmeb-460	62	23	industry	industry	NOUN
ajbmeb-460	62	24	has	have	AUX
ajbmeb-460	62	25	not	not	PART
ajbmeb-460	62	26	found	find	VERB
ajbmeb-460	62	27	its	its	PRON
ajbmeb-460	62	28	way	way	NOUN
ajbmeb-460	62	29	into	into	ADP
ajbmeb-460	62	30	iraqi	iraqi	ADJ
ajbmeb-460	62	31	society	society	NOUN
ajbmeb-460	62	32	so	so	ADV
ajbmeb-460	62	33	far	far	ADV
ajbmeb-460	62	34	,	,	PUNCT
ajbmeb-460	62	35	despite	despite	SCONJ
ajbmeb-460	62	36	the	the	DET
ajbmeb-460	62	37	fact	fact	NOUN
ajbmeb-460	62	38	that	that	SCONJ
ajbmeb-460	62	39	central	central	ADJ
ajbmeb-460	62	40	bank	bank	NOUN
ajbmeb-460	62	41	resolution	resolution	NOUN
ajbmeb-460	62	42	no	no	INTJ
ajbmeb-460	62	43	.	.	PUNCT
ajbmeb-460	63	1	(	(	PUNCT
ajbmeb-460	63	2	66	66	NUM
ajbmeb-460	63	3	)	)	PUNCT
ajbmeb-460	63	4	of	of	ADP
ajbmeb-460	63	5	(	(	PUNCT
ajbmeb-460	63	6	2019	2019	NUM
ajbmeb-460	63	7	)	)	PUNCT
ajbmeb-460	63	8	has	have	AUX
ajbmeb-460	63	9	included	include	VERB
ajbmeb-460	63	10	the	the	DET
ajbmeb-460	63	11	position	position	NOUN
ajbmeb-460	63	12	on	on	ADP
ajbmeb-460	63	13	issuing	issue	VERB
ajbmeb-460	63	14	controls	control	NOUN
ajbmeb-460	63	15	for	for	ADP
ajbmeb-460	63	16	organizing	organize	VERB
ajbmeb-460	63	17	solidarity	solidarity	NOUN
ajbmeb-460	63	18	in	in	ADP
ajbmeb-460	63	19	order	order	NOUN
ajbmeb-460	63	20	to	to	PART
ajbmeb-460	63	21	support	support	VERB
ajbmeb-460	63	22	islamic	islamic	ADJ
ajbmeb-460	63	23	banking	banking	NOUN
ajbmeb-460	63	24	,	,	PUNCT
ajbmeb-460	63	25	and	and	CCONJ
ajbmeb-460	63	26	indeed	indeed	ADV
ajbmeb-460	63	27	it	it	PRON
ajbmeb-460	63	28	was	be	AUX
ajbmeb-460	63	29	decided	decide	VERB
ajbmeb-460	63	30	to	to	PART
ajbmeb-460	63	31	establish	establish	VERB
ajbmeb-460	63	32	an	an	DET
ajbmeb-460	63	33	islamic	islamic	ADJ
ajbmeb-460	63	34	takaful	takaful	ADJ
ajbmeb-460	63	35	company	company	NOUN
ajbmeb-460	63	36	with	with	ADP
ajbmeb-460	63	37	a	a	DET
ajbmeb-460	63	38	capital	capital	NOUN
ajbmeb-460	63	39	of	of	ADP
ajbmeb-460	63	40	(	(	PUNCT
ajbmeb-460	63	41	15	15	NUM
ajbmeb-460	63	42	)	)	SYM
ajbmeb-460	63	43	billion	billion	NUM
ajbmeb-460	63	44	iraqi	iraqi	ADJ
ajbmeb-460	63	45	dinars	dinar	NOUN
ajbmeb-460	63	46	and	and	CCONJ
ajbmeb-460	63	47	with	with	ADP
ajbmeb-460	63	48	the	the	DET
ajbmeb-460	63	49	participation	participation	NOUN
ajbmeb-460	63	50	of	of	ADP
ajbmeb-460	63	51	all	all	DET
ajbmeb-460	63	52	islamic	islamic	ADJ
ajbmeb-460	63	53	banks	bank	NOUN
ajbmeb-460	63	54	,	,	PUNCT
ajbmeb-460	63	55	based	base	VERB
ajbmeb-460	63	56	on	on	ADP
ajbmeb-460	63	57	the	the	DET
ajbmeb-460	63	58	provisions	provision	NOUN
ajbmeb-460	63	59	of	of	ADP
ajbmeb-460	63	60	article	article	NOUN
ajbmeb-460	63	61	(	(	PUNCT
ajbmeb-460	63	62	15	15	NUM
ajbmeb-460	63	63	)	)	PUNCT
ajbmeb-460	63	64	of	of	ADP
ajbmeb-460	63	65	islamic	islamic	ADJ
ajbmeb-460	63	66	banking	banking	NOUN
ajbmeb-460	63	67	law	law	NOUN
ajbmeb-460	63	68	no	no	INTJ
ajbmeb-460	63	69	.	.	PUNCT
ajbmeb-460	64	1	(	(	PUNCT
ajbmeb-460	64	2	43	43	NUM
ajbmeb-460	64	3	)	)	PUNCT
ajbmeb-460	64	4	of	of	ADP
ajbmeb-460	64	5	(	(	PUNCT
ajbmeb-460	64	6	2005	2005	NUM
ajbmeb-460	64	7	)	)	PUNCT
ajbmeb-460	64	8	.	.	PUNCT
ajbmeb-460	65	1	4	4	NUM
ajbmeb-460	65	2	-	-	NUM
ajbmeb-460	65	3	1the	1the	NUM
ajbmeb-460	65	4	proposed	propose	VERB
ajbmeb-460	65	5	application	application	NOUN
ajbmeb-460	65	6	model	model	NOUN
ajbmeb-460	65	7	for	for	ADP
ajbmeb-460	65	8	the	the	DET
ajbmeb-460	65	9	islamic	islamic	PROPN
ajbmeb-460	65	10	insurance	insurance	PROPN
ajbmeb-460	65	11	company	company	NOUN
ajbmeb-460	65	12	the	the	DET
ajbmeb-460	65	13	proposed	propose	VERB
ajbmeb-460	65	14	company	company	NOUN
ajbmeb-460	65	15	operates	operate	VERB
ajbmeb-460	65	16	in	in	ADP
ajbmeb-460	65	17	accordance	accordance	NOUN
ajbmeb-460	65	18	with	with	ADP
ajbmeb-460	65	19	the	the	DET
ajbmeb-460	65	20	provisions	provision	NOUN
ajbmeb-460	65	21	of	of	ADP
ajbmeb-460	65	22	islamic	islamic	PROPN
ajbmeb-460	65	23	sharia	sharia	PROPN
ajbmeb-460	65	24	and	and	CCONJ
ajbmeb-460	65	25	its	its	PRON
ajbmeb-460	65	26	capital	capital	NOUN
ajbmeb-460	65	27	is	be	AUX
ajbmeb-460	65	28	(	(	PUNCT
ajbmeb-460	65	29	15	15	NUM
ajbmeb-460	65	30	)	)	SYM
ajbmeb-460	65	31	billion	billion	NUM
ajbmeb-460	65	32	iraqi	iraqi	ADJ
ajbmeb-460	65	33	dinars	dinar	NOUN
ajbmeb-460	65	34	,	,	PUNCT
ajbmeb-460	65	35	as	as	SCONJ
ajbmeb-460	65	36	we	we	PRON
ajbmeb-460	65	37	assume	assume	VERB
ajbmeb-460	65	38	that	that	SCONJ
ajbmeb-460	65	39	the	the	DET
ajbmeb-460	65	40	volume	volume	NOUN
ajbmeb-460	65	41	of	of	ADP
ajbmeb-460	65	42	annual	annual	ADJ
ajbmeb-460	65	43	contributions	contribution	NOUN
ajbmeb-460	65	44	and	and	CCONJ
ajbmeb-460	65	45	compensation	compensation	NOUN
ajbmeb-460	65	46	increases	increase	NOUN
ajbmeb-460	65	47	by	by	ADP
ajbmeb-460	65	48	10	10	NUM
ajbmeb-460	65	49	%	%	NOUN
ajbmeb-460	65	50	,	,	PUNCT
ajbmeb-460	65	51	and	and	CCONJ
ajbmeb-460	65	52	assuming	assume	VERB
ajbmeb-460	65	53	that	that	SCONJ
ajbmeb-460	65	54	the	the	DET
ajbmeb-460	65	55	economic	economic	ADJ
ajbmeb-460	65	56	,	,	PUNCT
ajbmeb-460	65	57	political	political	ADJ
ajbmeb-460	65	58	,	,	PUNCT
ajbmeb-460	65	59	and	and	CCONJ
ajbmeb-460	65	60	security	security	NOUN
ajbmeb-460	65	61	conditions	condition	NOUN
ajbmeb-460	65	62	are	be	AUX
ajbmeb-460	65	63	stable	stable	ADJ
ajbmeb-460	65	64	and	and	CCONJ
ajbmeb-460	65	65	therefore	therefore	ADV
ajbmeb-460	65	66	the	the	DET
ajbmeb-460	65	67	(	(	PUNCT
ajbmeb-460	65	68	primary	primary	ADJ
ajbmeb-460	65	69	)	)	PUNCT
ajbmeb-460	65	70	insurance	insurance	NOUN
ajbmeb-460	65	71	surplus	surplus	NOUN
ajbmeb-460	65	72	will	will	AUX
ajbmeb-460	65	73	be	be	AUX
ajbmeb-460	65	74	as	as	ADP
ajbmeb-460	65	75	in	in	ADP
ajbmeb-460	65	76	table	table	NOUN
ajbmeb-460	65	77	(	(	PUNCT
ajbmeb-460	65	78	5	5	NUM
ajbmeb-460	65	79	)	)	PUNCT
ajbmeb-460	65	80	the	the	DET
ajbmeb-460	65	81	following	follow	VERB
ajbmeb-460	65	82	:	:	PUNCT
ajbmeb-460	65	83	table	table	NOUN
ajbmeb-460	65	84	(	(	PUNCT
ajbmeb-460	65	85	5	5	NUM
ajbmeb-460	65	86	):	):	PUNCT
ajbmeb-460	65	87	proposal	proposal	NOUN
ajbmeb-460	65	88	for	for	ADP
ajbmeb-460	65	89	contributions	contribution	NOUN
ajbmeb-460	65	90	,	,	PUNCT
ajbmeb-460	65	91	compensation	compensation	NOUN
ajbmeb-460	65	92	,	,	PUNCT
ajbmeb-460	65	93	and	and	CCONJ
ajbmeb-460	65	94	insurance	insurance	NOUN
ajbmeb-460	65	95	surplus	surplus	NOUN
ajbmeb-460	65	96	(	(	PUNCT
ajbmeb-460	65	97	initial	initial	ADJ
ajbmeb-460	65	98	)	)	PUNCT
ajbmeb-460	65	99	(	(	PUNCT
ajbmeb-460	65	100	iraqi	iraqi	ADJ
ajbmeb-460	65	101	dinar	dinar	PROPN
ajbmeb-460	65	102	)	)	PUNCT
ajbmeb-460	65	103	years	year	NOUN
ajbmeb-460	65	104	subscriptions	subscription	NOUN
ajbmeb-460	65	105	compensation	compensation	PROPN
ajbmeb-460	65	106	primary	primary	ADJ
ajbmeb-460	65	107	insurance	insurance	NOUN
ajbmeb-460	65	108	surplus	surplus	NOUN
ajbmeb-460	65	109	(	(	PUNCT
ajbmeb-460	65	110	insurance	insurance	NOUN
ajbmeb-460	65	111	profits	profit	NOUN
ajbmeb-460	65	112	)	)	PUNCT
ajbmeb-460	65	113	first	first	ADJ
ajbmeb-460	65	114	20000000	20000000	NUM
ajbmeb-460	65	115	6000000	6000000	NUM
ajbmeb-460	65	116	14000000	14000000	NUM
ajbmeb-460	65	117	second	second	ADJ
ajbmeb-460	65	118	22000000	22000000	NUM
ajbmeb-460	65	119	6600000	6600000	NUM
ajbmeb-460	65	120	15400000	15400000	NUM
ajbmeb-460	65	121	third	third	ADJ
ajbmeb-460	65	122	24200000	24200000	NUM
ajbmeb-460	65	123	7260000	7260000	NUM
ajbmeb-460	65	124	16900000	16900000	NUM
ajbmeb-460	65	125	fourth	fourth	ADJ
ajbmeb-460	65	126	26600000	26600000	NUM
ajbmeb-460	65	127	7986000	7986000	NUM
ajbmeb-460	65	128	18630000	18630000	NUM
ajbmeb-460	65	129	fifth	fifth	ADJ
ajbmeb-460	65	130	29282000	29282000	NUM
ajbmeb-460	65	131	8780000	8780000	NUM
ajbmeb-460	65	132	20497400	20497400	NUM
ajbmeb-460	65	133	source	source	NOUN
ajbmeb-460	65	134	:	:	PUNCT
ajbmeb-460	65	135	the	the	DET
ajbmeb-460	65	136	work	work	NOUN
ajbmeb-460	65	137	of	of	ADP
ajbmeb-460	65	138	the	the	DET
ajbmeb-460	65	139	researchers	researcher	NOUN
ajbmeb-460	65	140	according	accord	VERB
ajbmeb-460	65	141	to	to	ADP
ajbmeb-460	65	142	the	the	DET
ajbmeb-460	65	143	proposed	propose	VERB
ajbmeb-460	65	144	vision	vision	NOUN
ajbmeb-460	65	145	american	american	PROPN
ajbmeb-460	65	146	journal	journal	PROPN
ajbmeb-460	65	147	of	of	ADP
ajbmeb-460	65	148	business	business	NOUN
ajbmeb-460	65	149	management	management	NOUN
ajbmeb-460	65	150	,	,	PUNCT
ajbmeb-460	65	151	economics	economic	NOUN
ajbmeb-460	65	152	and	and	CCONJ
ajbmeb-460	65	153	banking	banking	NOUN
ajbmeb-460	65	154	volume	volume	NOUN
ajbmeb-460	65	155	9	9	NUM
ajbmeb-460	65	156	feb	feb	X
ajbmeb-460	65	157	.	.	PROPN
ajbmeb-460	65	158	,	,	PUNCT
ajbmeb-460	65	159	2023	2023	NUM
ajbmeb-460	65	160	p	p	NOUN
ajbmeb-460	65	161	a	a	DET
ajbmeb-460	65	162	g	g	NOUN
ajbmeb-460	65	163	e	e	NOUN
ajbmeb-460	65	164	|	|	ADV
ajbmeb-460	65	165	131	131	NUM
ajbmeb-460	65	166	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	65	167	table	table	NOUN
ajbmeb-460	65	168	(	(	PUNCT
ajbmeb-460	65	169	5	5	NUM
ajbmeb-460	65	170	)	)	PUNCT
ajbmeb-460	65	171	shows	show	VERB
ajbmeb-460	65	172	the	the	DET
ajbmeb-460	65	173	size	size	NOUN
ajbmeb-460	65	174	of	of	ADP
ajbmeb-460	65	175	the	the	DET
ajbmeb-460	65	176	proposed	propose	VERB
ajbmeb-460	65	177	contributions	contribution	NOUN
ajbmeb-460	65	178	and	and	CCONJ
ajbmeb-460	65	179	compensations	compensation	NOUN
ajbmeb-460	65	180	,	,	PUNCT
ajbmeb-460	65	181	which	which	PRON
ajbmeb-460	65	182	increases	increase	VERB
ajbmeb-460	65	183	gradually	gradually	ADV
ajbmeb-460	65	184	by	by	ADP
ajbmeb-460	65	185	10	10	NUM
ajbmeb-460	65	186	%	%	NOUN
ajbmeb-460	65	187	.	.	PUNCT
ajbmeb-460	66	1	since	since	SCONJ
ajbmeb-460	66	2	the	the	DET
ajbmeb-460	66	3	company	company	NOUN
ajbmeb-460	66	4	started	start	VERB
ajbmeb-460	66	5	its	its	PRON
ajbmeb-460	66	6	work	work	NOUN
ajbmeb-460	66	7	in	in	ADP
ajbmeb-460	66	8	the	the	DET
ajbmeb-460	66	9	first	first	ADJ
ajbmeb-460	66	10	year	year	NOUN
ajbmeb-460	66	11	,	,	PUNCT
ajbmeb-460	66	12	we	we	PRON
ajbmeb-460	66	13	suggest	suggest	VERB
ajbmeb-460	66	14	that	that	SCONJ
ajbmeb-460	66	15	the	the	DET
ajbmeb-460	66	16	volume	volume	NOUN
ajbmeb-460	66	17	of	of	ADP
ajbmeb-460	66	18	contributions	contribution	NOUN
ajbmeb-460	66	19	is	be	AUX
ajbmeb-460	66	20	(	(	PUNCT
ajbmeb-460	66	21	20	20	NUM
ajbmeb-460	66	22	)	)	SYM
ajbmeb-460	66	23	billion	billion	NUM
ajbmeb-460	66	24	iraqi	iraqi	ADJ
ajbmeb-460	66	25	dinars	dinar	NOUN
ajbmeb-460	66	26	and	and	CCONJ
ajbmeb-460	66	27	compensation	compensation	NOUN
ajbmeb-460	66	28	is	be	AUX
ajbmeb-460	66	29	(	(	PUNCT
ajbmeb-460	66	30	6	6	NUM
ajbmeb-460	66	31	)	)	SYM
ajbmeb-460	66	32	billion	billion	NUM
ajbmeb-460	66	33	iraqi	iraqi	ADJ
ajbmeb-460	66	34	dinars	dinar	NOUN
ajbmeb-460	66	35	,	,	PUNCT
ajbmeb-460	66	36	then	then	ADV
ajbmeb-460	66	37	it	it	PRON
ajbmeb-460	66	38	continues	continue	VERB
ajbmeb-460	66	39	to	to	PART
ajbmeb-460	66	40	increase	increase	VERB
ajbmeb-460	66	41	in	in	ADP
ajbmeb-460	66	42	the	the	DET
ajbmeb-460	66	43	subsequent	subsequent	ADJ
ajbmeb-460	66	44	years	year	NOUN
ajbmeb-460	66	45	as	as	SCONJ
ajbmeb-460	66	46	it	it	PRON
ajbmeb-460	66	47	reached	reach	VERB
ajbmeb-460	66	48	the	the	DET
ajbmeb-460	66	49	volume	volume	NOUN
ajbmeb-460	66	50	of	of	ADP
ajbmeb-460	66	51	contributions	contribution	NOUN
ajbmeb-460	66	52	in	in	ADP
ajbmeb-460	66	53	the	the	DET
ajbmeb-460	66	54	fifth	fifth	ADJ
ajbmeb-460	66	55	year	year	NOUN
ajbmeb-460	66	56	is	be	AUX
ajbmeb-460	66	57	(	(	PUNCT
ajbmeb-460	66	58	29	29	NUM
ajbmeb-460	66	59	)	)	SYM
ajbmeb-460	66	60	billion	billion	NUM
ajbmeb-460	66	61	iraqi	iraqi	ADJ
ajbmeb-460	66	62	dinars	dinar	NOUN
ajbmeb-460	66	63	,	,	PUNCT
ajbmeb-460	66	64	and	and	CCONJ
ajbmeb-460	66	65	compensation	compensation	NOUN
ajbmeb-460	66	66	is	be	AUX
ajbmeb-460	66	67	(	(	PUNCT
ajbmeb-460	66	68	8)	8)	NUM
ajbmeb-460	66	69	billion	billion	NUM
ajbmeb-460	66	70	iraqi	iraqi	ADJ
ajbmeb-460	66	71	dinars	dinar	NOUN
ajbmeb-460	66	72	,	,	PUNCT
ajbmeb-460	66	73	in	in	ADP
ajbmeb-460	66	74	order	order	NOUN
ajbmeb-460	66	75	to	to	PART
ajbmeb-460	66	76	increase	increase	VERB
ajbmeb-460	66	77	the	the	DET
ajbmeb-460	66	78	number	number	NOUN
ajbmeb-460	66	79	of	of	ADP
ajbmeb-460	66	80	participants	participant	NOUN
ajbmeb-460	66	81	in	in	ADP
ajbmeb-460	66	82	the	the	DET
ajbmeb-460	66	83	types	type	NOUN
ajbmeb-460	66	84	of	of	ADP
ajbmeb-460	66	85	insurance	insurance	NOUN
ajbmeb-460	66	86	that	that	PRON
ajbmeb-460	66	87	it	it	PRON
ajbmeb-460	66	88	offers	offer	VERB
ajbmeb-460	66	89	,	,	PUNCT
ajbmeb-460	66	90	such	such	ADJ
ajbmeb-460	66	91	as	as	ADP
ajbmeb-460	66	92	insurance	insurance	NOUN
ajbmeb-460	66	93	for	for	ADP
ajbmeb-460	66	94	the	the	DET
ajbmeb-460	66	95	various	various	ADJ
ajbmeb-460	66	96	types	type	NOUN
ajbmeb-460	66	97	of	of	ADP
ajbmeb-460	66	98	islamic	islamic	ADJ
ajbmeb-460	66	99	insurance	insurance	NOUN
ajbmeb-460	66	100	models	model	NOUN
ajbmeb-460	66	101	.	.	PUNCT
ajbmeb-460	67	1	expenses	expense	NOUN
ajbmeb-460	67	2	and	and	CCONJ
ajbmeb-460	67	3	provisions	provision	NOUN
ajbmeb-460	67	4	related	relate	VERB
ajbmeb-460	67	5	to	to	ADP
ajbmeb-460	67	6	insurance	insurance	NOUN
ajbmeb-460	67	7	operations	operation	NOUN
ajbmeb-460	67	8	,	,	PUNCT
ajbmeb-460	67	9	as	as	SCONJ
ajbmeb-460	67	10	we	we	PRON
ajbmeb-460	67	11	assume	assume	VERB
ajbmeb-460	67	12	that	that	SCONJ
ajbmeb-460	67	13	the	the	DET
ajbmeb-460	67	14	surplus	surplus	NOUN
ajbmeb-460	67	15	in	in	ADP
ajbmeb-460	67	16	the	the	DET
ajbmeb-460	67	17	first	first	ADJ
ajbmeb-460	67	18	year	year	NOUN
ajbmeb-460	67	19	is	be	AUX
ajbmeb-460	67	20	(	(	PUNCT
ajbmeb-460	67	21	14	14	NUM
ajbmeb-460	67	22	)	)	SYM
ajbmeb-460	67	23	billion	billion	NUM
ajbmeb-460	67	24	iraqi	iraqi	ADJ
ajbmeb-460	67	25	dinars	dinar	NOUN
ajbmeb-460	67	26	to	to	PART
ajbmeb-460	67	27	increase	increase	VERB
ajbmeb-460	67	28	gradually	gradually	ADV
ajbmeb-460	67	29	to	to	PART
ajbmeb-460	67	30	reach	reach	VERB
ajbmeb-460	67	31	in	in	ADP
ajbmeb-460	67	32	the	the	DET
ajbmeb-460	67	33	fifth	fifth	ADJ
ajbmeb-460	67	34	year	year	NOUN
ajbmeb-460	67	35	(	(	PUNCT
ajbmeb-460	67	36	20	20	NUM
ajbmeb-460	67	37	)	)	SYM
ajbmeb-460	67	38	billion	billion	NUM
ajbmeb-460	67	39	iraqi	iraqi	ADJ
ajbmeb-460	67	40	dinars	dinar	NOUN
ajbmeb-460	67	41	,	,	PUNCT
ajbmeb-460	67	42	which	which	PRON
ajbmeb-460	67	43	is	be	AUX
ajbmeb-460	67	44	a	a	DET
ajbmeb-460	67	45	relatively	relatively	ADV
ajbmeb-460	67	46	good	good	ADJ
ajbmeb-460	67	47	proposed	propose	VERB
ajbmeb-460	67	48	amount	amount	NOUN
ajbmeb-460	67	49	to	to	PART
ajbmeb-460	67	50	achieve	achieve	VERB
ajbmeb-460	67	51	profits	profit	NOUN
ajbmeb-460	67	52	from	from	ADP
ajbmeb-460	67	53	cash	cash	NOUN
ajbmeb-460	67	54	surpluses	surplus	NOUN
ajbmeb-460	67	55	with	with	ADP
ajbmeb-460	67	56	the	the	DET
ajbmeb-460	67	57	islamic	islamic	PROPN
ajbmeb-460	67	58	insurance	insurance	PROPN
ajbmeb-460	67	59	company	company	NOUN
ajbmeb-460	67	60	at	at	ADP
ajbmeb-460	67	61	the	the	DET
ajbmeb-460	67	62	beginning	beginning	NOUN
ajbmeb-460	67	63	of	of	ADP
ajbmeb-460	67	64	its	its	PRON
ajbmeb-460	67	65	work	work	NOUN
ajbmeb-460	67	66	it	it	PRON
ajbmeb-460	67	67	is	be	AUX
ajbmeb-460	67	68	derived	derive	VERB
ajbmeb-460	67	69	from	from	ADP
ajbmeb-460	67	70	the	the	DET
ajbmeb-460	67	71	percentage	percentage	NOUN
ajbmeb-460	67	72	and	and	CCONJ
ajbmeb-460	67	73	proportionality	proportionality	NOUN
ajbmeb-460	67	74	of	of	ADP
ajbmeb-460	67	75	the	the	DET
ajbmeb-460	67	76	compensation	compensation	NOUN
ajbmeb-460	67	77	granted	grant	VERB
ajbmeb-460	67	78	by	by	ADP
ajbmeb-460	67	79	the	the	DET
ajbmeb-460	67	80	traditional	traditional	ADJ
ajbmeb-460	67	81	insurance	insurance	NOUN
ajbmeb-460	67	82	companies	company	NOUN
ajbmeb-460	67	83	,	,	PUNCT
ajbmeb-460	67	84	as	as	SCONJ
ajbmeb-460	67	85	the	the	DET
ajbmeb-460	67	86	company	company	NOUN
ajbmeb-460	67	87	compensates	compensate	VERB
ajbmeb-460	67	88	those	those	PRON
ajbmeb-460	67	89	affected	affect	VERB
ajbmeb-460	67	90	in	in	ADP
ajbmeb-460	67	91	accordance	accordance	NOUN
ajbmeb-460	67	92	with	with	ADP
ajbmeb-460	67	93	the	the	DET
ajbmeb-460	67	94	provisions	provision	NOUN
ajbmeb-460	67	95	of	of	ADP
ajbmeb-460	67	96	islamic	islamic	PROPN
ajbmeb-460	67	97	sharia	sharia	PROPN
ajbmeb-460	67	98	,	,	PUNCT
ajbmeb-460	67	99	and	and	CCONJ
ajbmeb-460	67	100	thus	thus	ADV
ajbmeb-460	67	101	it	it	PRON
ajbmeb-460	67	102	has	have	VERB
ajbmeb-460	67	103	a	a	DET
ajbmeb-460	67	104	surplus	surplus	NOUN
ajbmeb-460	67	105	for	for	ADP
ajbmeb-460	67	106	insurance	insurance	NOUN
ajbmeb-460	67	107	.	.	PUNCT
ajbmeb-460	68	1	an	an	DET
ajbmeb-460	68	2	appropriate	appropriate	ADJ
ajbmeb-460	68	3	initial	initial	ADJ
ajbmeb-460	68	4	investment	investment	NOUN
ajbmeb-460	68	5	contributes	contribute	VERB
ajbmeb-460	68	6	a	a	DET
ajbmeb-460	68	7	great	great	ADJ
ajbmeb-460	68	8	deal	deal	NOUN
ajbmeb-460	68	9	to	to	ADP
ajbmeb-460	68	10	the	the	DET
ajbmeb-460	68	11	survival	survival	NOUN
ajbmeb-460	68	12	of	of	ADP
ajbmeb-460	68	13	the	the	DET
ajbmeb-460	68	14	company	company	NOUN
ajbmeb-460	68	15	operating	operate	VERB
ajbmeb-460	68	16	in	in	ADP
ajbmeb-460	68	17	a	a	DET
ajbmeb-460	68	18	competitive	competitive	ADJ
ajbmeb-460	68	19	market	market	NOUN
ajbmeb-460	68	20	side	side	NOUN
ajbmeb-460	68	21	by	by	ADP
ajbmeb-460	68	22	side	side	NOUN
ajbmeb-460	68	23	with	with	ADP
ajbmeb-460	68	24	traditional	traditional	ADJ
ajbmeb-460	68	25	insurance	insurance	NOUN
ajbmeb-460	68	26	companies	company	NOUN
ajbmeb-460	68	27	,	,	PUNCT
ajbmeb-460	68	28	and	and	CCONJ
ajbmeb-460	68	29	even	even	ADV
ajbmeb-460	68	30	attracts	attract	VERB
ajbmeb-460	68	31	larger	large	ADJ
ajbmeb-460	68	32	numbers	number	NOUN
ajbmeb-460	68	33	of	of	ADP
ajbmeb-460	68	34	subscribers	subscriber	NOUN
ajbmeb-460	68	35	in	in	ADP
ajbmeb-460	68	36	the	the	DET
ajbmeb-460	68	37	scope	scope	NOUN
ajbmeb-460	68	38	of	of	ADP
ajbmeb-460	68	39	its	its	PRON
ajbmeb-460	68	40	business	business	NOUN
ajbmeb-460	68	41	as	as	SCONJ
ajbmeb-460	68	42	it	it	PRON
ajbmeb-460	68	43	operates	operate	VERB
ajbmeb-460	68	44	in	in	ADP
ajbmeb-460	68	45	accordance	accordance	NOUN
ajbmeb-460	68	46	with	with	ADP
ajbmeb-460	68	47	islamic	islamic	PROPN
ajbmeb-460	68	48	sharia	sharia	PROPN
ajbmeb-460	68	49	.	.	PUNCT
ajbmeb-460	69	1	4	4	NUM
ajbmeb-460	69	2	-	-	SYM
ajbmeb-460	69	3	2the	2the	NUM
ajbmeb-460	69	4	size	size	NOUN
ajbmeb-460	69	5	of	of	ADP
ajbmeb-460	69	6	the	the	DET
ajbmeb-460	69	7	proposed	propose	VERB
ajbmeb-460	69	8	investments	investment	NOUN
ajbmeb-460	69	9	and	and	CCONJ
ajbmeb-460	69	10	profits	profit	NOUN
ajbmeb-460	69	11	for	for	ADP
ajbmeb-460	69	12	the	the	DET
ajbmeb-460	69	13	islamic	islamic	PROPN
ajbmeb-460	69	14	insurance	insurance	PROPN
ajbmeb-460	69	15	company	company	NOUN
ajbmeb-460	69	16	as	as	ADP
ajbmeb-460	69	17	a	a	DET
ajbmeb-460	69	18	result	result	NOUN
ajbmeb-460	69	19	of	of	ADP
ajbmeb-460	69	20	the	the	DET
ajbmeb-460	69	21	size	size	NOUN
ajbmeb-460	69	22	of	of	ADP
ajbmeb-460	69	23	the	the	DET
ajbmeb-460	69	24	initial	initial	ADJ
ajbmeb-460	69	25	profits	profit	NOUN
ajbmeb-460	69	26	that	that	PRON
ajbmeb-460	69	27	will	will	AUX
ajbmeb-460	69	28	be	be	AUX
ajbmeb-460	69	29	achieved	achieve	VERB
ajbmeb-460	69	30	as	as	ADP
ajbmeb-460	69	31	a	a	DET
ajbmeb-460	69	32	result	result	NOUN
ajbmeb-460	69	33	of	of	ADP
ajbmeb-460	69	34	the	the	DET
ajbmeb-460	69	35	primary	primary	ADJ
ajbmeb-460	69	36	insurance	insurance	NOUN
ajbmeb-460	69	37	business	business	NOUN
ajbmeb-460	69	38	practiced	practice	VERB
ajbmeb-460	69	39	by	by	ADP
ajbmeb-460	69	40	the	the	DET
ajbmeb-460	69	41	company	company	NOUN
ajbmeb-460	70	1	,	,	PUNCT
ajbmeb-460	70	2	it	it	PRON
ajbmeb-460	70	3	will	will	AUX
ajbmeb-460	70	4	generate	generate	VERB
ajbmeb-460	70	5	appropriate	appropriate	ADJ
ajbmeb-460	70	6	initial	initial	ADJ
ajbmeb-460	70	7	insurance	insurance	NOUN
ajbmeb-460	70	8	profits	profit	NOUN
ajbmeb-460	70	9	,	,	PUNCT
ajbmeb-460	70	10	as	as	ADP
ajbmeb-460	70	11	in	in	ADP
ajbmeb-460	70	12	the	the	DET
ajbmeb-460	70	13	previous	previous	ADJ
ajbmeb-460	70	14	table	table	NOUN
ajbmeb-460	70	15	(	(	PUNCT
ajbmeb-460	70	16	5	5	NUM
ajbmeb-460	70	17	)	)	PUNCT
ajbmeb-460	70	18	,	,	PUNCT
ajbmeb-460	70	19	and	and	CCONJ
ajbmeb-460	70	20	the	the	DET
ajbmeb-460	70	21	desire	desire	NOUN
ajbmeb-460	70	22	of	of	ADP
ajbmeb-460	70	23	the	the	DET
ajbmeb-460	70	24	company	company	NOUN
ajbmeb-460	70	25	to	to	PART
ajbmeb-460	70	26	expand	expand	VERB
ajbmeb-460	70	27	and	and	CCONJ
ajbmeb-460	70	28	develop	develop	VERB
ajbmeb-460	70	29	its	its	PRON
ajbmeb-460	70	30	capital	capital	NOUN
ajbmeb-460	70	31	,	,	PUNCT
ajbmeb-460	70	32	it	it	PRON
ajbmeb-460	70	33	will	will	AUX
ajbmeb-460	70	34	resort	resort	VERB
ajbmeb-460	70	35	to	to	ADP
ajbmeb-460	70	36	aspects	aspect	NOUN
ajbmeb-460	70	37	of	of	ADP
ajbmeb-460	70	38	investment	investment	NOUN
ajbmeb-460	70	39	in	in	ADP
ajbmeb-460	70	40	accordance	accordance	NOUN
ajbmeb-460	70	41	with	with	ADP
ajbmeb-460	70	42	islamic	islamic	ADJ
ajbmeb-460	70	43	law	law	NOUN
ajbmeb-460	70	44	,	,	PUNCT
ajbmeb-460	70	45	such	such	ADJ
ajbmeb-460	70	46	as	as	ADP
ajbmeb-460	70	47	investing	invest	VERB
ajbmeb-460	70	48	in	in	ADP
ajbmeb-460	70	49	islamic	islamic	ADJ
ajbmeb-460	70	50	deposits	deposit	NOUN
ajbmeb-460	70	51	in	in	ADP
ajbmeb-460	70	52	islamic	islamic	ADJ
ajbmeb-460	70	53	banks	bank	NOUN
ajbmeb-460	70	54	or	or	CCONJ
ajbmeb-460	70	55	invest	invest	VERB
ajbmeb-460	70	56	its	its	PRON
ajbmeb-460	70	57	resources	resource	NOUN
ajbmeb-460	70	58	in	in	ADP
ajbmeb-460	70	59	the	the	DET
ajbmeb-460	70	60	investment	investment	NOUN
ajbmeb-460	70	61	aspects	aspect	NOUN
ajbmeb-460	70	62	it	it	PRON
ajbmeb-460	70	63	deems	deem	VERB
ajbmeb-460	70	64	appropriate	appropriate	ADJ
ajbmeb-460	70	65	,	,	PUNCT
ajbmeb-460	70	66	and	and	CCONJ
ajbmeb-460	70	67	assuming	assume	VERB
ajbmeb-460	70	68	that	that	SCONJ
ajbmeb-460	70	69	the	the	DET
ajbmeb-460	70	70	volume	volume	NOUN
ajbmeb-460	70	71	of	of	ADP
ajbmeb-460	70	72	profits	profit	NOUN
ajbmeb-460	70	73	it	it	PRON
ajbmeb-460	70	74	achieves	achieve	VERB
ajbmeb-460	70	75	increases	increase	NOUN
ajbmeb-460	70	76	annually	annually	ADV
ajbmeb-460	70	77	by	by	ADP
ajbmeb-460	70	78	10	10	NUM
ajbmeb-460	70	79	%	%	NOUN
ajbmeb-460	70	80	,	,	PUNCT
ajbmeb-460	70	81	then	then	ADV
ajbmeb-460	70	82	the	the	DET
ajbmeb-460	70	83	volume	volume	NOUN
ajbmeb-460	70	84	of	of	ADP
ajbmeb-460	70	85	total	total	ADJ
ajbmeb-460	70	86	profits	profit	NOUN
ajbmeb-460	70	87	will	will	AUX
ajbmeb-460	70	88	be	be	AUX
ajbmeb-460	70	89	according	accord	VERB
ajbmeb-460	70	90	to	to	ADP
ajbmeb-460	70	91	the	the	DET
ajbmeb-460	70	92	following	follow	VERB
ajbmeb-460	70	93	table	table	NOUN
ajbmeb-460	70	94	:	:	PUNCT
ajbmeb-460	70	95	table	table	NOUN
ajbmeb-460	70	96	(	(	PUNCT
ajbmeb-460	70	97	6	6	NUM
ajbmeb-460	70	98	):	):	PUNCT
ajbmeb-460	70	99	the	the	DET
ajbmeb-460	70	100	size	size	NOUN
ajbmeb-460	70	101	of	of	ADP
ajbmeb-460	70	102	the	the	DET
ajbmeb-460	70	103	proposed	propose	VERB
ajbmeb-460	70	104	amounts	amount	NOUN
ajbmeb-460	70	105	and	and	CCONJ
ajbmeb-460	70	106	investments	investment	NOUN
ajbmeb-460	70	107	for	for	ADP
ajbmeb-460	70	108	the	the	DET
ajbmeb-460	70	109	islamic	islamic	PROPN
ajbmeb-460	70	110	insurance	insurance	PROPN
ajbmeb-460	70	111	company	company	NOUN
ajbmeb-460	70	112	for	for	ADP
ajbmeb-460	70	113	a	a	DET
ajbmeb-460	70	114	period	period	NOUN
ajbmeb-460	70	115	of	of	ADP
ajbmeb-460	70	116	five	five	NUM
ajbmeb-460	70	117	years	year	NOUN
ajbmeb-460	70	118	thousand	thousand	NUM
ajbmeb-460	70	119	iraqi	iraqi	ADJ
ajbmeb-460	70	120	dinars	dinar	NOUN
ajbmeb-460	70	121	years	year	NOUN
ajbmeb-460	70	122	real	real	ADJ
ajbmeb-460	70	123	estate	estate	NOUN
ajbmeb-460	70	124	sector	sector	NOUN
ajbmeb-460	70	125	the	the	DET
ajbmeb-460	70	126	productive	productive	ADJ
ajbmeb-460	70	127	sector	sector	NOUN
ajbmeb-460	70	128	(	(	PUNCT
ajbmeb-460	70	129	industrial	industrial	ADJ
ajbmeb-460	70	130	,	,	PUNCT
ajbmeb-460	70	131	agricultural	agricultural	ADJ
ajbmeb-460	70	132	)	)	PUNCT
ajbmeb-460	70	133	the	the	DET
ajbmeb-460	70	134	banking	banking	NOUN
ajbmeb-460	70	135	sector	sector	NOUN
ajbmeb-460	70	136	the	the	DET
ajbmeb-460	70	137	financial	financial	ADJ
ajbmeb-460	70	138	markets	market	NOUN
ajbmeb-460	70	139	,	,	PUNCT
ajbmeb-460	70	140	the	the	DET
ajbmeb-460	70	141	volume	volume	NOUN
ajbmeb-460	70	142	of	of	ADP
ajbmeb-460	70	143	investment	investment	NOUN
ajbmeb-460	70	144	the	the	DET
ajbmeb-460	70	145	volume	volume	NOUN
ajbmeb-460	70	146	of	of	ADP
ajbmeb-460	70	147	profits	profit	NOUN
ajbmeb-460	70	148	the	the	DET
ajbmeb-460	70	149	volume	volume	NOUN
ajbmeb-460	70	150	of	of	ADP
ajbmeb-460	70	151	investment	investment	NOUN
ajbmeb-460	70	152	the	the	DET
ajbmeb-460	70	153	volume	volume	NOUN
ajbmeb-460	70	154	of	of	ADP
ajbmeb-460	70	155	profits	profit	NOUN
ajbmeb-460	70	156	the	the	DET
ajbmeb-460	70	157	volume	volume	NOUN
ajbmeb-460	70	158	of	of	ADP
ajbmeb-460	70	159	investment	investment	NOUN
ajbmeb-460	70	160	the	the	DET
ajbmeb-460	70	161	volume	volume	NOUN
ajbmeb-460	70	162	of	of	ADP
ajbmeb-460	70	163	profits	profit	NOUN
ajbmeb-460	70	164	the	the	DET
ajbmeb-460	70	165	volume	volume	NOUN
ajbmeb-460	70	166	of	of	ADP
ajbmeb-460	70	167	investment	investment	NOUN
ajbmeb-460	70	168	the	the	DET
ajbmeb-460	70	169	volume	volume	NOUN
ajbmeb-460	70	170	of	of	ADP
ajbmeb-460	70	171	profits	profit	NOUN
ajbmeb-460	70	172	first	first	ADJ
ajbmeb-460	70	173	year	year	NOUN
ajbmeb-460	70	174	3000000	3000000	NUM
ajbmeb-460	70	175	330000	330000	NUM
ajbmeb-460	70	176	2000000	2000000	NUM
ajbmeb-460	70	177	220000	220000	NUM
ajbmeb-460	70	178	5000000	5000000	NUM
ajbmeb-460	70	179	550000	550000	NUM
ajbmeb-460	70	180	6000000	6000000	NUM
ajbmeb-460	70	181	660000	660000	NUM
ajbmeb-460	70	182	second	second	ADJ
ajbmeb-460	70	183	year	year	NOUN
ajbmeb-460	70	184	3350000	3350000	NUM
ajbmeb-460	70	185	368500	368500	NUM
ajbmeb-460	70	186	2100000	2100000	NUM
ajbmeb-460	70	187	231000	231000	NUM
ajbmeb-460	70	188	5200000	5200000	NUM
ajbmeb-460	70	189	572000	572000	NUM
ajbmeb-460	70	190	6800000	6800000	NUM
ajbmeb-460	70	191	748000	748000	NUM
ajbmeb-460	70	192	third	third	ADJ
ajbmeb-460	70	193	year	year	NOUN
ajbmeb-460	70	194	3510000	3510000	NUM
ajbmeb-460	70	195	386100	386100	NUM
ajbmeb-460	70	196	2300000	2300000	NUM
ajbmeb-460	70	197	253000	253000	NUM
ajbmeb-460	70	198	6200000	6200000	NUM
ajbmeb-460	70	199	682000	682000	NUM
ajbmeb-460	70	200	6930000	6930000	NUM
ajbmeb-460	70	201	762300	762300	NUM
ajbmeb-460	70	202	fourth	fourth	ADJ
ajbmeb-460	70	203	year	year	NOUN
ajbmeb-460	70	204	3820000	3820000	NUM
ajbmeb-460	70	205	420200	420200	NUM
ajbmeb-460	70	206	2550000	2550000	NUM
ajbmeb-460	70	207	280500	280500	NUM
ajbmeb-460	70	208	6330000	6330000	NUM
ajbmeb-460	70	209	693300	693300	NUM
ajbmeb-460	70	210	7640000	7640000	NUM
ajbmeb-460	70	211	840400	840400	NUM
ajbmeb-460	70	212	fifth	fifth	ADJ
ajbmeb-460	70	213	year	year	NOUN
ajbmeb-460	70	214	4100000	4100000	NUM
ajbmeb-460	70	215	451000	451000	NUM
ajbmeb-460	70	216	2870000	2870000	NUM
ajbmeb-460	70	217	315700	315700	NUM
ajbmeb-460	70	218	6820000	6820000	NUM
ajbmeb-460	70	219	750200	750200	NUM
ajbmeb-460	70	220	8707400	8707400	NUM
ajbmeb-460	70	221	957814	957814	NUM
ajbmeb-460	70	222	source	source	NOUN
ajbmeb-460	70	223	:	:	PUNCT
ajbmeb-460	70	224	prepared	prepare	VERB
ajbmeb-460	70	225	by	by	ADP
ajbmeb-460	70	226	researchers	researcher	NOUN
ajbmeb-460	70	227	based	base	VERB
ajbmeb-460	70	228	on	on	ADP
ajbmeb-460	70	229	the	the	DET
ajbmeb-460	70	230	proposed	propose	VERB
ajbmeb-460	70	231	vision	vision	NOUN
ajbmeb-460	70	232	american	american	PROPN
ajbmeb-460	70	233	journal	journal	PROPN
ajbmeb-460	70	234	of	of	ADP
ajbmeb-460	70	235	business	business	NOUN
ajbmeb-460	70	236	management	management	NOUN
ajbmeb-460	70	237	,	,	PUNCT
ajbmeb-460	70	238	economics	economic	NOUN
ajbmeb-460	70	239	and	and	CCONJ
ajbmeb-460	70	240	banking	banking	NOUN
ajbmeb-460	70	241	volume	volume	NOUN
ajbmeb-460	70	242	9	9	NUM
ajbmeb-460	70	243	feb	feb	X
ajbmeb-460	70	244	.	.	PROPN
ajbmeb-460	70	245	,	,	PUNCT
ajbmeb-460	70	246	2023	2023	NUM
ajbmeb-460	70	247	p	p	NOUN
ajbmeb-460	71	1	a	a	DET
ajbmeb-460	71	2	g	g	NOUN
ajbmeb-460	71	3	e	e	NOUN
ajbmeb-460	71	4	|	|	NOUN
ajbmeb-460	71	5	132	132	NUM
ajbmeb-460	71	6	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	72	1	it	it	PRON
ajbmeb-460	72	2	appears	appear	VERB
ajbmeb-460	72	3	from	from	ADP
ajbmeb-460	72	4	table	table	NOUN
ajbmeb-460	72	5	(	(	PUNCT
ajbmeb-460	72	6	6	6	NUM
ajbmeb-460	72	7	)	)	PUNCT
ajbmeb-460	72	8	that	that	SCONJ
ajbmeb-460	72	9	the	the	DET
ajbmeb-460	72	10	size	size	NOUN
ajbmeb-460	72	11	of	of	ADP
ajbmeb-460	72	12	the	the	DET
ajbmeb-460	72	13	estimated	estimate	VERB
ajbmeb-460	72	14	profits	profit	NOUN
ajbmeb-460	72	15	is	be	AUX
ajbmeb-460	72	16	assumed	assume	VERB
ajbmeb-460	72	17	to	to	PART
ajbmeb-460	72	18	increase	increase	VERB
ajbmeb-460	72	19	gradually	gradually	ADV
ajbmeb-460	72	20	by	by	ADP
ajbmeb-460	72	21	(	(	PUNCT
ajbmeb-460	72	22	10	10	NUM
ajbmeb-460	72	23	%	%	NOUN
ajbmeb-460	72	24	)	)	PUNCT
ajbmeb-460	72	25	annually	annually	ADV
ajbmeb-460	72	26	,	,	PUNCT
ajbmeb-460	72	27	assuming	assume	VERB
ajbmeb-460	72	28	that	that	SCONJ
ajbmeb-460	72	29	they	they	PRON
ajbmeb-460	72	30	were	be	AUX
ajbmeb-460	72	31	invested	invest	VERB
ajbmeb-460	72	32	in	in	ADP
ajbmeb-460	72	33	various	various	ADJ
ajbmeb-460	72	34	profit	profit	NOUN
ajbmeb-460	72	35	-	-	PUNCT
ajbmeb-460	72	36	generating	generate	VERB
ajbmeb-460	72	37	sectors	sector	NOUN
ajbmeb-460	72	38	such	such	ADJ
ajbmeb-460	72	39	as	as	ADP
ajbmeb-460	72	40	the	the	DET
ajbmeb-460	72	41	real	real	ADJ
ajbmeb-460	72	42	estate	estate	NOUN
ajbmeb-460	72	43	,	,	PUNCT
ajbmeb-460	72	44	banking	banking	NOUN
ajbmeb-460	72	45	,	,	PUNCT
ajbmeb-460	72	46	production	production	NOUN
ajbmeb-460	72	47	and	and	CCONJ
ajbmeb-460	72	48	securities	security	NOUN
ajbmeb-460	72	49	sectors	sector	NOUN
ajbmeb-460	72	50	,	,	PUNCT
ajbmeb-460	72	51	whether	whether	SCONJ
ajbmeb-460	72	52	the	the	DET
ajbmeb-460	72	53	investment	investment	NOUN
ajbmeb-460	72	54	was	be	AUX
ajbmeb-460	72	55	entirely	entirely	ADV
ajbmeb-460	72	56	or	or	CCONJ
ajbmeb-460	72	57	through	through	ADP
ajbmeb-460	72	58	joint	joint	ADJ
ajbmeb-460	72	59	investment	investment	NOUN
ajbmeb-460	72	60	,	,	PUNCT
ajbmeb-460	72	61	since	since	SCONJ
ajbmeb-460	72	62	the	the	DET
ajbmeb-460	72	63	total	total	ADJ
ajbmeb-460	72	64	invested	invest	VERB
ajbmeb-460	72	65	funds	fund	NOUN
ajbmeb-460	72	66	=	=	NOUN
ajbmeb-460	72	67	the	the	DET
ajbmeb-460	72	68	sum	sum	NOUN
ajbmeb-460	72	69	of	of	ADP
ajbmeb-460	72	70	the	the	DET
ajbmeb-460	72	71	primary	primary	ADJ
ajbmeb-460	72	72	insurance	insurance	NOUN
ajbmeb-460	72	73	surplus	surplus	NOUN
ajbmeb-460	72	74	+	+	CCONJ
ajbmeb-460	72	75	a	a	DET
ajbmeb-460	72	76	small	small	ADJ
ajbmeb-460	72	77	part	part	NOUN
ajbmeb-460	72	78	of	of	ADP
ajbmeb-460	72	79	the	the	DET
ajbmeb-460	72	80	capital	capital	NOUN
ajbmeb-460	72	81	,	,	PUNCT
ajbmeb-460	72	82	noting	note	VERB
ajbmeb-460	72	83	that	that	SCONJ
ajbmeb-460	72	84	the	the	DET
ajbmeb-460	72	85	volume	volume	NOUN
ajbmeb-460	72	86	of	of	ADP
ajbmeb-460	72	87	investment	investment	NOUN
ajbmeb-460	72	88	for	for	ADP
ajbmeb-460	72	89	the	the	DET
ajbmeb-460	72	90	agricultural	agricultural	ADJ
ajbmeb-460	72	91	and	and	CCONJ
ajbmeb-460	72	92	productive	productive	ADJ
ajbmeb-460	72	93	sector	sector	NOUN
ajbmeb-460	72	94	was	be	AUX
ajbmeb-460	72	95	assumed	assume	VERB
ajbmeb-460	72	96	in	in	ADP
ajbmeb-460	72	97	the	the	DET
ajbmeb-460	72	98	first	first	ADJ
ajbmeb-460	72	99	year	year	NOUN
ajbmeb-460	72	100	at	at	ADP
ajbmeb-460	72	101	an	an	DET
ajbmeb-460	72	102	amount	amount	NOUN
ajbmeb-460	72	103	of	of	ADP
ajbmeb-460	72	104	(	(	PUNCT
ajbmeb-460	72	105	3	3	NUM
ajbmeb-460	72	106	)	)	PUNCT
ajbmeb-460	72	107	and	and	CCONJ
ajbmeb-460	72	108	(	(	PUNCT
ajbmeb-460	72	109	2	2	X
ajbmeb-460	72	110	)	)	PUNCT
ajbmeb-460	72	111	billion	billion	NUM
ajbmeb-460	72	112	iraqi	iraqi	ADJ
ajbmeb-460	72	113	dinars	dinar	NOUN
ajbmeb-460	72	114	,	,	PUNCT
ajbmeb-460	72	115	respectively	respectively	ADV
ajbmeb-460	72	116	,	,	PUNCT
ajbmeb-460	72	117	either	either	ADV
ajbmeb-460	72	118	,	,	PUNCT
ajbmeb-460	72	119	as	as	ADP
ajbmeb-460	72	120	for	for	ADP
ajbmeb-460	72	121	the	the	DET
ajbmeb-460	72	122	estimated	estimate	VERB
ajbmeb-460	72	123	profit	profit	NOUN
ajbmeb-460	72	124	,	,	PUNCT
ajbmeb-460	72	125	it	it	PRON
ajbmeb-460	72	126	amounted	amount	VERB
ajbmeb-460	72	127	to	to	ADP
ajbmeb-460	72	128	(	(	PUNCT
ajbmeb-460	72	129	330	330	NUM
ajbmeb-460	72	130	)	)	PUNCT
ajbmeb-460	72	131	,	,	PUNCT
ajbmeb-460	72	132	(	(	PUNCT
ajbmeb-460	72	133	220	220	X
ajbmeb-460	72	134	)	)	SYM
ajbmeb-460	72	135	million	million	NUM
ajbmeb-460	72	136	iraqi	iraqi	ADJ
ajbmeb-460	72	137	dinars	dinar	NOUN
ajbmeb-460	72	138	,	,	PUNCT
ajbmeb-460	72	139	to	to	PART
ajbmeb-460	72	140	raise	raise	VERB
ajbmeb-460	72	141	the	the	DET
ajbmeb-460	72	142	volume	volume	NOUN
ajbmeb-460	72	143	of	of	ADP
ajbmeb-460	72	144	investment	investment	NOUN
ajbmeb-460	72	145	significantly	significantly	ADV
ajbmeb-460	72	146	,	,	PUNCT
ajbmeb-460	72	147	as	as	SCONJ
ajbmeb-460	72	148	it	it	PRON
ajbmeb-460	72	149	reached	reach	VERB
ajbmeb-460	72	150	in	in	ADP
ajbmeb-460	72	151	the	the	DET
ajbmeb-460	72	152	fifth	fifth	ADJ
ajbmeb-460	72	153	year	year	NOUN
ajbmeb-460	72	154	by	by	ADP
ajbmeb-460	72	155	(	(	PUNCT
ajbmeb-460	72	156	4.1	4.1	NUM
ajbmeb-460	72	157	)	)	SYM
ajbmeb-460	72	158	billion	billion	NUM
ajbmeb-460	72	159	iraqi	iraqi	ADJ
ajbmeb-460	72	160	dinars	dinar	NOUN
ajbmeb-460	72	161	,	,	PUNCT
ajbmeb-460	72	162	and	and	CCONJ
ajbmeb-460	72	163	the	the	DET
ajbmeb-460	72	164	amount	amount	NOUN
ajbmeb-460	72	165	of	of	ADP
ajbmeb-460	72	166	estimated	estimate	VERB
ajbmeb-460	72	167	profit	profit	NOUN
ajbmeb-460	72	168	was	be	AUX
ajbmeb-460	72	169	(	(	PUNCT
ajbmeb-460	72	170	451	451	NUM
ajbmeb-460	72	171	)	)	PUNCT
ajbmeb-460	72	172	million	million	NUM
ajbmeb-460	72	173	iraqi	iraqi	ADJ
ajbmeb-460	72	174	dinars	dinar	NOUN
ajbmeb-460	72	175	for	for	ADP
ajbmeb-460	72	176	the	the	DET
ajbmeb-460	72	177	real	real	ADJ
ajbmeb-460	72	178	estate	estate	NOUN
ajbmeb-460	72	179	sector	sector	NOUN
ajbmeb-460	72	180	,	,	PUNCT
ajbmeb-460	72	181	while	while	SCONJ
ajbmeb-460	72	182	the	the	DET
ajbmeb-460	72	183	productive	productive	ADJ
ajbmeb-460	72	184	sector	sector	NOUN
ajbmeb-460	72	185	increased	increase	VERB
ajbmeb-460	72	186	the	the	DET
ajbmeb-460	72	187	volume	volume	NOUN
ajbmeb-460	72	188	of	of	ADP
ajbmeb-460	72	189	investment	investment	NOUN
ajbmeb-460	72	190	in	in	ADP
ajbmeb-460	72	191	the	the	DET
ajbmeb-460	72	192	fifth	fifth	ADJ
ajbmeb-460	72	193	year	year	NOUN
ajbmeb-460	72	194	to	to	PART
ajbmeb-460	72	195	reach	reach	VERB
ajbmeb-460	72	196	(	(	PUNCT
ajbmeb-460	72	197	2.8	2.8	NUM
ajbmeb-460	72	198	)	)	PUNCT
ajbmeb-460	72	199	billion	billion	NUM
ajbmeb-460	72	200	iraqi	iraqi	ADJ
ajbmeb-460	72	201	dinars	dinar	NOUN
ajbmeb-460	72	202	,	,	PUNCT
ajbmeb-460	72	203	bringing	bring	VERB
ajbmeb-460	72	204	the	the	DET
ajbmeb-460	72	205	estimated	estimate	VERB
ajbmeb-460	72	206	profit	profit	NOUN
ajbmeb-460	72	207	for	for	ADP
ajbmeb-460	72	208	investment	investment	NOUN
ajbmeb-460	72	209	to	to	ADP
ajbmeb-460	72	210	(	(	PUNCT
ajbmeb-460	72	211	315	315	NUM
ajbmeb-460	72	212	)	)	PUNCT
ajbmeb-460	72	213	million	million	NUM
ajbmeb-460	72	214	iraqi	iraqi	ADJ
ajbmeb-460	72	215	dinars	dinar	NOUN
ajbmeb-460	72	216	.	.	PUNCT
ajbmeb-460	73	1	4	4	NUM
ajbmeb-460	73	2	-	-	SYM
ajbmeb-460	73	3	3the	3the	NUM
ajbmeb-460	73	4	total	total	ADJ
ajbmeb-460	73	5	amounts	amount	NOUN
ajbmeb-460	73	6	of	of	ADP
ajbmeb-460	73	7	investments	investment	NOUN
ajbmeb-460	73	8	and	and	CCONJ
ajbmeb-460	73	9	proposed	propose	VERB
ajbmeb-460	73	10	profits	profit	NOUN
ajbmeb-460	73	11	in	in	ADP
ajbmeb-460	73	12	the	the	DET
ajbmeb-460	73	13	invested	invest	VERB
ajbmeb-460	73	14	sectors	sector	NOUN
ajbmeb-460	73	15	of	of	ADP
ajbmeb-460	73	16	the	the	DET
ajbmeb-460	73	17	islamic	islamic	PROPN
ajbmeb-460	73	18	insurance	insurance	PROPN
ajbmeb-460	73	19	company	company	NOUN
ajbmeb-460	73	20	table	table	NOUN
ajbmeb-460	73	21	(	(	PUNCT
ajbmeb-460	73	22	7	7	X
ajbmeb-460	73	23	)	)	PUNCT
ajbmeb-460	73	24	shows	show	VERB
ajbmeb-460	73	25	the	the	DET
ajbmeb-460	73	26	total	total	ADJ
ajbmeb-460	73	27	investments	investment	NOUN
ajbmeb-460	73	28	and	and	CCONJ
ajbmeb-460	73	29	proposed	propose	VERB
ajbmeb-460	73	30	profits	profit	NOUN
ajbmeb-460	73	31	in	in	ADP
ajbmeb-460	73	32	all	all	DET
ajbmeb-460	73	33	invested	invest	VERB
ajbmeb-460	73	34	sectors	sector	NOUN
ajbmeb-460	73	35	of	of	ADP
ajbmeb-460	73	36	the	the	DET
ajbmeb-460	73	37	islamic	islamic	PROPN
ajbmeb-460	73	38	insurance	insurance	PROPN
ajbmeb-460	73	39	company	company	NOUN
ajbmeb-460	73	40	for	for	ADP
ajbmeb-460	73	41	a	a	DET
ajbmeb-460	73	42	period	period	NOUN
ajbmeb-460	73	43	of	of	ADP
ajbmeb-460	73	44	five	five	NUM
ajbmeb-460	73	45	years	year	NOUN
ajbmeb-460	73	46	.	.	PUNCT
ajbmeb-460	74	1	table	table	NOUN
ajbmeb-460	74	2	(	(	PUNCT
ajbmeb-460	74	3	7	7	NUM
ajbmeb-460	74	4	):	):	PUNCT
ajbmeb-460	74	5	total	total	ADJ
ajbmeb-460	74	6	investment	investment	NOUN
ajbmeb-460	74	7	amounts	amount	NOUN
ajbmeb-460	74	8	and	and	CCONJ
ajbmeb-460	74	9	proposed	propose	VERB
ajbmeb-460	74	10	profits	profit	NOUN
ajbmeb-460	74	11	for	for	ADP
ajbmeb-460	74	12	the	the	DET
ajbmeb-460	74	13	sectors	sector	NOUN
ajbmeb-460	74	14	invested	invest	VERB
ajbmeb-460	74	15	in	in	ADP
ajbmeb-460	74	16	the	the	DET
ajbmeb-460	74	17	islamic	islamic	PROPN
ajbmeb-460	74	18	insurance	insurance	PROPN
ajbmeb-460	74	19	company	company	NOUN
ajbmeb-460	74	20	for	for	ADP
ajbmeb-460	74	21	a	a	DET
ajbmeb-460	74	22	period	period	NOUN
ajbmeb-460	74	23	of	of	ADP
ajbmeb-460	74	24	five	five	NUM
ajbmeb-460	74	25	years	year	NOUN
ajbmeb-460	74	26	(	(	PUNCT
ajbmeb-460	74	27	thousand	thousand	NUM
ajbmeb-460	74	28	iraqi	iraqi	ADJ
ajbmeb-460	74	29	dinars	dinar	NOUN
ajbmeb-460	74	30	)	)	PUNCT
ajbmeb-460	74	31	years	year	NOUN
ajbmeb-460	74	32	investment	investment	NOUN
ajbmeb-460	74	33	profit	profit	NOUN
ajbmeb-460	74	34	first	first	ADJ
ajbmeb-460	74	35	16000000	16000000	NUM
ajbmeb-460	74	36	1760000	1760000	NUM
ajbmeb-460	74	37	second	second	ADJ
ajbmeb-460	74	38	16400000	16400000	NUM
ajbmeb-460	74	39	1919500	1919500	NUM
ajbmeb-460	74	40	third	third	ADJ
ajbmeb-460	74	41	18940000	18940000	NUM
ajbmeb-460	74	42	2083400	2083400	NUM
ajbmeb-460	74	43	fourth	fourth	ADJ
ajbmeb-460	74	44	20634000	20634000	NUM
ajbmeb-460	74	45	2234400	2234400	NUM
ajbmeb-460	74	46	fifth	fifth	ADJ
ajbmeb-460	74	47	22497400	22497400	NUM
ajbmeb-460	74	48	2474714	2474714	NUM
ajbmeb-460	74	49	total	total	ADJ
ajbmeb-460	74	50	94471400	94471400	NUM
ajbmeb-460	74	51	10472014	10472014	NUM
ajbmeb-460	74	52	source	source	NOUN
ajbmeb-460	74	53	:	:	PUNCT
ajbmeb-460	74	54	prepared	prepare	VERB
ajbmeb-460	74	55	by	by	ADP
ajbmeb-460	74	56	researchers	researcher	NOUN
ajbmeb-460	74	57	based	base	VERB
ajbmeb-460	74	58	on	on	ADP
ajbmeb-460	74	59	the	the	DET
ajbmeb-460	74	60	proposed	propose	VERB
ajbmeb-460	74	61	vision	vision	NOUN
ajbmeb-460	74	62	.	.	PUNCT
ajbmeb-460	75	1	4	4	NUM
ajbmeb-460	75	2	-	-	SYM
ajbmeb-460	75	3	4the	4the	NUM
ajbmeb-460	75	4	size	size	NOUN
ajbmeb-460	75	5	of	of	ADP
ajbmeb-460	75	6	the	the	DET
ajbmeb-460	75	7	total	total	ADJ
ajbmeb-460	75	8	profits	profit	NOUN
ajbmeb-460	75	9	(	(	PUNCT
ajbmeb-460	75	10	insurance	insurance	NOUN
ajbmeb-460	75	11	and	and	CCONJ
ajbmeb-460	75	12	non	non	ADJ
ajbmeb-460	75	13	-	-	NOUN
ajbmeb-460	75	14	insurance	insurance	NOUN
ajbmeb-460	75	15	)	)	PUNCT
ajbmeb-460	75	16	proposed	propose	VERB
ajbmeb-460	75	17	for	for	ADP
ajbmeb-460	75	18	the	the	DET
ajbmeb-460	75	19	islamic	islamic	PROPN
ajbmeb-460	75	20	insurance	insurance	PROPN
ajbmeb-460	75	21	company	company	NOUN
ajbmeb-460	75	22	after	after	ADP
ajbmeb-460	75	23	calculating	calculate	VERB
ajbmeb-460	75	24	insurance	insurance	NOUN
ajbmeb-460	75	25	profits	profit	NOUN
ajbmeb-460	75	26	(	(	PUNCT
ajbmeb-460	75	27	insurance	insurance	NOUN
ajbmeb-460	75	28	surplus	surplus	NOUN
ajbmeb-460	75	29	)	)	PUNCT
ajbmeb-460	75	30	and	and	CCONJ
ajbmeb-460	75	31	non	non	ADJ
ajbmeb-460	75	32	-	-	ADJ
ajbmeb-460	75	33	insurance	insurance	ADJ
ajbmeb-460	75	34	profits	profit	NOUN
ajbmeb-460	75	35	as	as	ADP
ajbmeb-460	75	36	a	a	DET
ajbmeb-460	75	37	result	result	NOUN
ajbmeb-460	75	38	of	of	ADP
ajbmeb-460	75	39	investment	investment	NOUN
ajbmeb-460	75	40	in	in	ADP
ajbmeb-460	75	41	different	different	ADJ
ajbmeb-460	75	42	sectors	sector	NOUN
ajbmeb-460	75	43	,	,	PUNCT
ajbmeb-460	75	44	we	we	PRON
ajbmeb-460	75	45	extract	extract	VERB
ajbmeb-460	75	46	the	the	DET
ajbmeb-460	75	47	size	size	NOUN
ajbmeb-460	75	48	of	of	ADP
ajbmeb-460	75	49	the	the	DET
ajbmeb-460	75	50	total	total	ADJ
ajbmeb-460	75	51	profits	profit	NOUN
ajbmeb-460	75	52	(	(	PUNCT
ajbmeb-460	75	53	insurance	insurance	NOUN
ajbmeb-460	75	54	and	and	CCONJ
ajbmeb-460	75	55	non	non	ADJ
ajbmeb-460	75	56	-	-	NOUN
ajbmeb-460	75	57	insurance	insurance	NOUN
ajbmeb-460	75	58	)	)	PUNCT
ajbmeb-460	75	59	proposed	propose	VERB
ajbmeb-460	75	60	for	for	ADP
ajbmeb-460	75	61	the	the	DET
ajbmeb-460	75	62	islamic	islamic	PROPN
ajbmeb-460	75	63	insurance	insurance	PROPN
ajbmeb-460	75	64	company	company	NOUN
ajbmeb-460	75	65	for	for	ADP
ajbmeb-460	75	66	a	a	DET
ajbmeb-460	75	67	period	period	NOUN
ajbmeb-460	75	68	of	of	ADP
ajbmeb-460	75	69	five	five	NUM
ajbmeb-460	75	70	years	year	NOUN
ajbmeb-460	75	71	.	.	PUNCT
ajbmeb-460	76	1	table	table	NOUN
ajbmeb-460	76	2	(	(	PUNCT
ajbmeb-460	76	3	8)	8)	NUM
ajbmeb-460	76	4	shows	show	VERB
ajbmeb-460	76	5	the	the	DET
ajbmeb-460	76	6	total	total	ADJ
ajbmeb-460	76	7	profits	profit	NOUN
ajbmeb-460	76	8	of	of	ADP
ajbmeb-460	76	9	the	the	DET
ajbmeb-460	76	10	proposed	propose	VERB
ajbmeb-460	76	11	islamic	islamic	PROPN
ajbmeb-460	76	12	insurance	insurance	PROPN
ajbmeb-460	76	13	company	company	NOUN
ajbmeb-460	76	14	,	,	PUNCT
ajbmeb-460	76	15	as	as	SCONJ
ajbmeb-460	76	16	follows	follow	VERB
ajbmeb-460	76	17	:	:	PUNCT
ajbmeb-460	76	18	table	table	NOUN
ajbmeb-460	76	19	(	(	PUNCT
ajbmeb-460	76	20	8)	8)	NUM
ajbmeb-460	76	21	:	:	PUNCT
ajbmeb-460	76	22	the	the	DET
ajbmeb-460	76	23	total	total	ADJ
ajbmeb-460	76	24	profits	profit	NOUN
ajbmeb-460	76	25	of	of	ADP
ajbmeb-460	76	26	the	the	DET
ajbmeb-460	76	27	islamic	islamic	PROPN
ajbmeb-460	76	28	insurance	insurance	PROPN
ajbmeb-460	76	29	company	company	NOUN
ajbmeb-460	76	30	for	for	ADP
ajbmeb-460	76	31	a	a	DET
ajbmeb-460	76	32	period	period	NOUN
ajbmeb-460	76	33	of	of	ADP
ajbmeb-460	76	34	five	five	NUM
ajbmeb-460	76	35	years	year	NOUN
ajbmeb-460	76	36	(	(	PUNCT
ajbmeb-460	76	37	thousand	thousand	NUM
ajbmeb-460	76	38	iraqi	iraqi	ADJ
ajbmeb-460	76	39	dinars	dinar	NOUN
ajbmeb-460	76	40	)	)	PUNCT
ajbmeb-460	76	41	years	year	NOUN
ajbmeb-460	76	42	insurance	insurance	NOUN
ajbmeb-460	76	43	profits	profit	NOUN
ajbmeb-460	76	44	non	non	ADJ
ajbmeb-460	76	45	-	-	ADJ
ajbmeb-460	76	46	insurance	insurance	ADJ
ajbmeb-460	76	47	investment	investment	NOUN
ajbmeb-460	76	48	profits	profit	VERB
ajbmeb-460	76	49	total	total	ADJ
ajbmeb-460	76	50	profits	profit	NOUN
ajbmeb-460	76	51	first	first	ADV
ajbmeb-460	76	52	16,000,000	16,000,000	NUM
ajbmeb-460	76	53	1760,000	1760,000	NUM
ajbmeb-460	76	54	17,760,000	17,760,000	NUM
ajbmeb-460	76	55	second	second	ADJ
ajbmeb-460	76	56	16400000	16400000	NUM
ajbmeb-460	76	57	1919500	1919500	NUM
ajbmeb-460	76	58	18319500	18319500	NUM
ajbmeb-460	76	59	third	third	ADJ
ajbmeb-460	76	60	18940000	18940000	NUM
ajbmeb-460	76	61	2083400	2083400	NUM
ajbmeb-460	76	62	21023400	21023400	NUM
ajbmeb-460	76	63	fourth	fourth	ADJ
ajbmeb-460	76	64	20634000	20634000	NUM
ajbmeb-460	76	65	2234400	2234400	NUM
ajbmeb-460	76	66	22868400	22868400	NUM
ajbmeb-460	76	67	fifth	fifth	ADJ
ajbmeb-460	76	68	22497400	22497400	NUM
ajbmeb-460	76	69	2474714	2474714	NUM
ajbmeb-460	76	70	24972114	24972114	NUM
ajbmeb-460	76	71	source	source	NOUN
ajbmeb-460	76	72	:	:	PUNCT
ajbmeb-460	76	73	prepared	prepare	VERB
ajbmeb-460	76	74	by	by	ADP
ajbmeb-460	76	75	the	the	DET
ajbmeb-460	76	76	researcher	researcher	NOUN
ajbmeb-460	76	77	based	base	VERB
ajbmeb-460	76	78	on	on	ADP
ajbmeb-460	76	79	the	the	DET
ajbmeb-460	76	80	activities	activity	NOUN
ajbmeb-460	76	81	proposed	propose	VERB
ajbmeb-460	76	82	for	for	ADP
ajbmeb-460	76	83	the	the	DET
ajbmeb-460	76	84	company	company	NOUN
ajbmeb-460	76	85	american	american	PROPN
ajbmeb-460	76	86	journal	journal	PROPN
ajbmeb-460	76	87	of	of	ADP
ajbmeb-460	76	88	business	business	NOUN
ajbmeb-460	76	89	management	management	NOUN
ajbmeb-460	76	90	,	,	PUNCT
ajbmeb-460	76	91	economics	economic	NOUN
ajbmeb-460	76	92	and	and	CCONJ
ajbmeb-460	76	93	banking	banking	NOUN
ajbmeb-460	76	94	volume	volume	NOUN
ajbmeb-460	76	95	9	9	NUM
ajbmeb-460	76	96	feb	feb	X
ajbmeb-460	76	97	.	.	PROPN
ajbmeb-460	76	98	,	,	PUNCT
ajbmeb-460	76	99	2023	2023	NUM
ajbmeb-460	76	100	p	p	NOUN
ajbmeb-460	76	101	a	a	DET
ajbmeb-460	76	102	g	g	NOUN
ajbmeb-460	76	103	e	e	NOUN
ajbmeb-460	76	104	|	|	ADV
ajbmeb-460	76	105	133	133	NUM
ajbmeb-460	76	106	www.americanjournal.org	www.americanjournal.org	NOUN
ajbmeb-460	77	1	it	it	PRON
ajbmeb-460	77	2	is	be	AUX
ajbmeb-460	77	3	noted	note	VERB
ajbmeb-460	77	4	from	from	ADP
ajbmeb-460	77	5	table	table	NOUN
ajbmeb-460	77	6	(	(	PUNCT
ajbmeb-460	77	7	8)	8)	NUM
ajbmeb-460	77	8	that	that	PRON
ajbmeb-460	77	9	the	the	DET
ajbmeb-460	77	10	volume	volume	NOUN
ajbmeb-460	77	11	of	of	ADP
ajbmeb-460	77	12	total	total	ADJ
ajbmeb-460	77	13	profits	profit	NOUN
ajbmeb-460	77	14	resulting	result	VERB
ajbmeb-460	77	15	from	from	ADP
ajbmeb-460	77	16	the	the	DET
ajbmeb-460	77	17	sum	sum	NOUN
ajbmeb-460	77	18	of	of	ADP
ajbmeb-460	77	19	insurance	insurance	NOUN
ajbmeb-460	77	20	profits	profit	NOUN
ajbmeb-460	77	21	(	(	PUNCT
ajbmeb-460	77	22	insurance	insurance	NOUN
ajbmeb-460	77	23	surplus	surplus	NOUN
ajbmeb-460	77	24	)	)	PUNCT
ajbmeb-460	77	25	and	and	CCONJ
ajbmeb-460	77	26	non	non	ADJ
ajbmeb-460	77	27	-	-	ADJ
ajbmeb-460	77	28	insurance	insurance	ADJ
ajbmeb-460	77	29	investment	investment	NOUN
ajbmeb-460	77	30	profits	profit	NOUN
ajbmeb-460	77	31	in	in	ADP
ajbmeb-460	77	32	various	various	ADJ
ajbmeb-460	77	33	aspects	aspect	NOUN
ajbmeb-460	77	34	of	of	ADP
ajbmeb-460	77	35	investment	investment	NOUN
ajbmeb-460	77	36	in	in	ADP
ajbmeb-460	77	37	accordance	accordance	NOUN
ajbmeb-460	77	38	with	with	ADP
ajbmeb-460	77	39	the	the	DET
ajbmeb-460	77	40	provisions	provision	NOUN
ajbmeb-460	77	41	of	of	ADP
ajbmeb-460	77	42	islamic	islamic	PROPN
ajbmeb-460	77	43	sharia	sharia	PROPN
ajbmeb-460	77	44	law	law	PROPN
ajbmeb-460	77	45	increases	increase	VERB
ajbmeb-460	77	46	during	during	ADP
ajbmeb-460	77	47	the	the	DET
ajbmeb-460	77	48	proposed	propose	VERB
ajbmeb-460	77	49	five	five	NUM
ajbmeb-460	77	50	years	year	NOUN
ajbmeb-460	77	51	with	with	ADP
ajbmeb-460	77	52	the	the	DET
ajbmeb-460	77	53	increase	increase	NOUN
ajbmeb-460	77	54	in	in	ADP
ajbmeb-460	77	55	investments	investment	NOUN
ajbmeb-460	77	56	,	,	PUNCT
ajbmeb-460	77	57	and	and	CCONJ
ajbmeb-460	77	58	this	this	PRON
ajbmeb-460	77	59	indicates	indicate	VERB
ajbmeb-460	77	60	that	that	SCONJ
ajbmeb-460	77	61	the	the	DET
ajbmeb-460	77	62	total	total	ADJ
ajbmeb-460	77	63	profits	profit	NOUN
ajbmeb-460	77	64	will	will	AUX
ajbmeb-460	77	65	be	be	AUX
ajbmeb-460	77	66	feasible	feasible	ADJ
ajbmeb-460	77	67	and	and	CCONJ
ajbmeb-460	77	68	the	the	DET
ajbmeb-460	77	69	company	company	NOUN
ajbmeb-460	77	70	is	be	AUX
ajbmeb-460	77	71	operating	operate	VERB
ajbmeb-460	77	72	to	to	PART
ajbmeb-460	77	73	develop	develop	VERB
ajbmeb-460	77	74	and	and	CCONJ
ajbmeb-460	77	75	increase	increase	VERB
ajbmeb-460	77	76	profitability	profitability	NOUN
ajbmeb-460	77	77	at	at	ADP
ajbmeb-460	77	78	a	a	DET
ajbmeb-460	77	79	relatively	relatively	ADV
ajbmeb-460	77	80	good	good	ADJ
ajbmeb-460	77	81	level	level	NOUN
ajbmeb-460	77	82	,	,	PUNCT
ajbmeb-460	77	83	and	and	CCONJ
ajbmeb-460	77	84	it	it	PRON
ajbmeb-460	77	85	will	will	AUX
ajbmeb-460	77	86	stimulate	stimulate	VERB
ajbmeb-460	77	87	other	other	ADJ
ajbmeb-460	77	88	islamic	islamic	ADJ
ajbmeb-460	77	89	insurance	insurance	NOUN
ajbmeb-460	77	90	companies	company	NOUN
ajbmeb-460	77	91	to	to	PART
ajbmeb-460	77	92	enter	enter	VERB
ajbmeb-460	77	93	this	this	DET
ajbmeb-460	77	94	industry	industry	NOUN
ajbmeb-460	77	95	,	,	PUNCT
ajbmeb-460	77	96	and	and	CCONJ
ajbmeb-460	77	97	thus	thus	ADV
ajbmeb-460	77	98	it	it	PRON
ajbmeb-460	77	99	will	will	AUX
ajbmeb-460	77	100	compete	compete	VERB
ajbmeb-460	77	101	with	with	ADP
ajbmeb-460	77	102	traditional	traditional	ADJ
ajbmeb-460	77	103	insurance	insurance	NOUN
ajbmeb-460	77	104	companies	company	NOUN
ajbmeb-460	77	105	,	,	PUNCT
ajbmeb-460	77	106	and	and	CCONJ
ajbmeb-460	77	107	this	this	DET
ajbmeb-460	77	108	competition	competition	NOUN
ajbmeb-460	77	109	will	will	AUX
ajbmeb-460	77	110	create	create	VERB
ajbmeb-460	77	111	or	or	CCONJ
ajbmeb-460	77	112	develop	develop	VERB
ajbmeb-460	77	113	the	the	DET
ajbmeb-460	77	114	insurance	insurance	NOUN
ajbmeb-460	77	115	service	service	NOUN
ajbmeb-460	77	116	because	because	SCONJ
ajbmeb-460	77	117	of	of	ADP
ajbmeb-460	77	118	the	the	DET
ajbmeb-460	77	119	competition	competition	NOUN
ajbmeb-460	77	120	,	,	PUNCT
ajbmeb-460	77	121	as	as	SCONJ
ajbmeb-460	77	122	insurance	insurance	NOUN
ajbmeb-460	77	123	companies	company	NOUN
ajbmeb-460	77	124	will	will	AUX
ajbmeb-460	77	125	seek	seek	VERB
ajbmeb-460	77	126	to	to	PART
ajbmeb-460	77	127	provide	provide	VERB
ajbmeb-460	77	128	better	well	ADJ
ajbmeb-460	77	129	services	service	NOUN
ajbmeb-460	77	130	.	.	PUNCT
ajbmeb-460	78	1	conclusions	conclusion	NOUN
ajbmeb-460	78	2	1	1	NUM
ajbmeb-460	78	3	.	.	PUNCT
ajbmeb-460	78	4	islamic	islamic	ADJ
ajbmeb-460	78	5	insurance	insurance	NOUN
ajbmeb-460	78	6	companies	company	NOUN
ajbmeb-460	78	7	are	be	AUX
ajbmeb-460	78	8	a	a	DET
ajbmeb-460	78	9	complimentary	complimentary	ADJ
ajbmeb-460	78	10	link	link	NOUN
ajbmeb-460	78	11	to	to	ADP
ajbmeb-460	78	12	the	the	DET
ajbmeb-460	78	13	islamic	islamic	ADJ
ajbmeb-460	78	14	economy	economy	NOUN
ajbmeb-460	78	15	represented	represent	VERB
ajbmeb-460	78	16	by	by	ADP
ajbmeb-460	78	17	islamic	islamic	ADJ
ajbmeb-460	78	18	banks	bank	NOUN
ajbmeb-460	78	19	and	and	CCONJ
ajbmeb-460	78	20	islamic	islamic	ADJ
ajbmeb-460	78	21	banks	bank	NOUN
ajbmeb-460	78	22	,	,	PUNCT
ajbmeb-460	78	23	as	as	SCONJ
ajbmeb-460	78	24	the	the	DET
ajbmeb-460	78	25	proliferation	proliferation	NOUN
ajbmeb-460	78	26	of	of	ADP
ajbmeb-460	78	27	takaful	takaful	ADJ
ajbmeb-460	78	28	insurance	insurance	NOUN
ajbmeb-460	78	29	companies	company	NOUN
ajbmeb-460	78	30	and	and	CCONJ
ajbmeb-460	78	31	their	their	PRON
ajbmeb-460	78	32	expansion	expansion	NOUN
ajbmeb-460	78	33	in	in	ADP
ajbmeb-460	78	34	global	global	ADJ
ajbmeb-460	78	35	markets	market	NOUN
ajbmeb-460	78	36	and	and	CCONJ
ajbmeb-460	78	37	their	their	PRON
ajbmeb-460	78	38	fulfillment	fulfillment	NOUN
ajbmeb-460	78	39	of	of	ADP
ajbmeb-460	78	40	their	their	PRON
ajbmeb-460	78	41	duties	duty	NOUN
ajbmeb-460	78	42	in	in	ADP
ajbmeb-460	78	43	risk	risk	NOUN
ajbmeb-460	78	44	management	management	NOUN
ajbmeb-460	78	45	contribute	contribute	VERB
ajbmeb-460	78	46	effectively	effectively	ADV
ajbmeb-460	78	47	to	to	ADP
ajbmeb-460	78	48	supporting	support	VERB
ajbmeb-460	78	49	the	the	DET
ajbmeb-460	78	50	wheel	wheel	NOUN
ajbmeb-460	78	51	of	of	ADP
ajbmeb-460	78	52	the	the	DET
ajbmeb-460	78	53	national	national	ADJ
ajbmeb-460	78	54	economy	economy	NOUN
ajbmeb-460	78	55	.	.	PUNCT
ajbmeb-460	79	1	2	2	X
ajbmeb-460	79	2	.	.	X
ajbmeb-460	79	3	an	an	DET
ajbmeb-460	79	4	analysis	analysis	NOUN
ajbmeb-460	79	5	of	of	ADP
ajbmeb-460	79	6	the	the	DET
ajbmeb-460	79	7	financial	financial	ADJ
ajbmeb-460	79	8	performance	performance	NOUN
ajbmeb-460	79	9	of	of	ADP
ajbmeb-460	79	10	the	the	DET
ajbmeb-460	79	11	jordanian	jordanian	ADJ
ajbmeb-460	79	12	islamic	islamic	PROPN
ajbmeb-460	79	13	insurance	insurance	PROPN
ajbmeb-460	79	14	company	company	NOUN
ajbmeb-460	79	15	shows	show	VERB
ajbmeb-460	79	16	that	that	SCONJ
ajbmeb-460	79	17	it	it	PRON
ajbmeb-460	79	18	enjoys	enjoy	VERB
ajbmeb-460	79	19	good	good	ADJ
ajbmeb-460	79	20	financial	financial	ADJ
ajbmeb-460	79	21	performance	performance	NOUN
ajbmeb-460	79	22	,	,	PUNCT
ajbmeb-460	79	23	and	and	CCONJ
ajbmeb-460	79	24	this	this	PRON
ajbmeb-460	79	25	indicates	indicate	VERB
ajbmeb-460	79	26	that	that	SCONJ
ajbmeb-460	79	27	islamic	islamic	ADJ
ajbmeb-460	79	28	insurance	insurance	NOUN
ajbmeb-460	79	29	companies	company	NOUN
ajbmeb-460	79	30	are	be	AUX
ajbmeb-460	79	31	among	among	ADP
ajbmeb-460	79	32	the	the	DET
ajbmeb-460	79	33	financial	financial	ADJ
ajbmeb-460	79	34	institutions	institution	NOUN
ajbmeb-460	79	35	that	that	PRON
ajbmeb-460	79	36	can	can	AUX
ajbmeb-460	79	37	compete	compete	VERB
ajbmeb-460	79	38	in	in	ADP
ajbmeb-460	79	39	the	the	DET
ajbmeb-460	79	40	insurance	insurance	NOUN
ajbmeb-460	79	41	market	market	NOUN
ajbmeb-460	79	42	.	.	PUNCT
ajbmeb-460	80	1	recommendations	recommendation	NOUN
ajbmeb-460	80	2	1	1	NUM
ajbmeb-460	80	3	.	.	PUNCT
ajbmeb-460	80	4	activating	activate	VERB
ajbmeb-460	80	5	insurance	insurance	NOUN
ajbmeb-460	80	6	participation	participation	NOUN
ajbmeb-460	80	7	by	by	ADP
ajbmeb-460	80	8	individuals	individual	NOUN
ajbmeb-460	80	9	and	and	CCONJ
ajbmeb-460	80	10	the	the	DET
ajbmeb-460	80	11	business	business	NOUN
ajbmeb-460	80	12	sector	sector	NOUN
ajbmeb-460	80	13	,	,	PUNCT
ajbmeb-460	80	14	by	by	ADP
ajbmeb-460	80	15	spreading	spread	VERB
ajbmeb-460	80	16	insurance	insurance	NOUN
ajbmeb-460	80	17	awareness	awareness	NOUN
ajbmeb-460	80	18	and	and	CCONJ
ajbmeb-460	80	19	demonstrating	demonstrate	VERB
ajbmeb-460	80	20	the	the	DET
ajbmeb-460	80	21	importance	importance	NOUN
ajbmeb-460	80	22	of	of	ADP
ajbmeb-460	80	23	resorting	resort	VERB
ajbmeb-460	80	24	to	to	ADP
ajbmeb-460	80	25	insurance	insurance	NOUN
ajbmeb-460	80	26	companies	company	NOUN
ajbmeb-460	80	27	for	for	ADP
ajbmeb-460	80	28	various	various	ADJ
ajbmeb-460	80	29	economic	economic	ADJ
ajbmeb-460	80	30	activities	activity	NOUN
ajbmeb-460	80	31	in	in	ADP
ajbmeb-460	80	32	order	order	NOUN
ajbmeb-460	80	33	to	to	PART
ajbmeb-460	80	34	mitigate	mitigate	VERB
ajbmeb-460	80	35	the	the	DET
ajbmeb-460	80	36	severity	severity	NOUN
ajbmeb-460	80	37	of	of	ADP
ajbmeb-460	80	38	the	the	DET
ajbmeb-460	80	39	risks	risk	NOUN
ajbmeb-460	80	40	that	that	PRON
ajbmeb-460	80	41	the	the	DET
ajbmeb-460	80	42	individual	individual	NOUN
ajbmeb-460	80	43	may	may	AUX
ajbmeb-460	80	44	be	be	AUX
ajbmeb-460	80	45	exposed	expose	VERB
ajbmeb-460	80	46	to	to	ADP
ajbmeb-460	80	47	personally	personally	ADV
ajbmeb-460	80	48	.	.	PUNCT
ajbmeb-460	81	1	2	2	X
ajbmeb-460	81	2	.	.	X
ajbmeb-460	81	3	encouraging	encourage	VERB
ajbmeb-460	81	4	the	the	DET
ajbmeb-460	81	5	establishment	establishment	NOUN
ajbmeb-460	81	6	of	of	ADP
ajbmeb-460	81	7	traditional	traditional	ADJ
ajbmeb-460	81	8	and	and	CCONJ
ajbmeb-460	81	9	islamic	islamic	ADJ
ajbmeb-460	81	10	iraqi	iraqi	ADJ
ajbmeb-460	81	11	insurance	insurance	NOUN
ajbmeb-460	81	12	companies	company	NOUN
ajbmeb-460	81	13	working	work	VERB
ajbmeb-460	81	14	side	side	NOUN
ajbmeb-460	81	15	by	by	ADP
ajbmeb-460	81	16	side	side	NOUN
ajbmeb-460	81	17	with	with	ADP
ajbmeb-460	81	18	the	the	DET
ajbmeb-460	81	19	aim	aim	NOUN
ajbmeb-460	81	20	of	of	ADP
ajbmeb-460	81	21	increasing	increase	VERB
ajbmeb-460	81	22	competition	competition	NOUN
ajbmeb-460	81	23	between	between	ADP
ajbmeb-460	81	24	these	these	DET
ajbmeb-460	81	25	institutions	institution	NOUN
ajbmeb-460	81	26	in	in	ADP
ajbmeb-460	81	27	order	order	NOUN
ajbmeb-460	81	28	to	to	PART
ajbmeb-460	81	29	compete	compete	VERB
ajbmeb-460	81	30	in	in	ADP
ajbmeb-460	81	31	providing	provide	VERB
ajbmeb-460	81	32	the	the	DET
ajbmeb-460	81	33	best	good	ADJ
ajbmeb-460	81	34	insurance	insurance	NOUN
ajbmeb-460	81	35	services	service	NOUN
ajbmeb-460	81	36	in	in	ADP
ajbmeb-460	81	37	a	a	DET
ajbmeb-460	81	38	manner	manner	NOUN
ajbmeb-460	81	39	that	that	PRON
ajbmeb-460	81	40	enhances	enhance	VERB
ajbmeb-460	81	41	the	the	DET
ajbmeb-460	81	42	preservation	preservation	NOUN
ajbmeb-460	81	43	of	of	ADP
ajbmeb-460	81	44	economic	economic	ADJ
ajbmeb-460	81	45	projects	project	NOUN
ajbmeb-460	81	46	and	and	CCONJ
ajbmeb-460	81	47	their	their	PRON
ajbmeb-460	81	48	protection	protection	NOUN
ajbmeb-460	81	49	from	from	ADP
ajbmeb-460	81	50	various	various	ADJ
ajbmeb-460	81	51	risks	risk	NOUN
ajbmeb-460	81	52	.	.	PUNCT
ajbmeb-460	82	1	3	3	X
ajbmeb-460	82	2	.	.	X
ajbmeb-460	82	3	ensuring	ensure	VERB
ajbmeb-460	82	4	the	the	DET
ajbmeb-460	82	5	development	development	NOUN
ajbmeb-460	82	6	of	of	ADP
ajbmeb-460	82	7	the	the	DET
ajbmeb-460	82	8	role	role	NOUN
ajbmeb-460	82	9	of	of	ADP
ajbmeb-460	82	10	the	the	DET
ajbmeb-460	82	11	sharia	sharia	PROPN
ajbmeb-460	82	12	supervisory	supervisory	ADJ
ajbmeb-460	82	13	board	board	NOUN
ajbmeb-460	82	14	and	and	CCONJ
ajbmeb-460	82	15	the	the	DET
ajbmeb-460	82	16	need	need	NOUN
ajbmeb-460	82	17	to	to	PART
ajbmeb-460	82	18	issue	issue	VERB
ajbmeb-460	82	19	new	new	ADJ
ajbmeb-460	82	20	regulations	regulation	NOUN
ajbmeb-460	82	21	and	and	CCONJ
ajbmeb-460	82	22	laws	law	NOUN
ajbmeb-460	82	23	that	that	PRON
ajbmeb-460	82	24	regulate	regulate	VERB
ajbmeb-460	82	25	the	the	DET
ajbmeb-460	82	26	work	work	NOUN
ajbmeb-460	82	27	of	of	ADP
ajbmeb-460	82	28	islamic	islamic	ADJ
ajbmeb-460	82	29	insurance	insurance	NOUN
ajbmeb-460	82	30	companies	company	NOUN
ajbmeb-460	82	31	in	in	ADP
ajbmeb-460	82	32	accordance	accordance	NOUN
ajbmeb-460	82	33	with	with	ADP
ajbmeb-460	82	34	the	the	DET
ajbmeb-460	82	35	principles	principle	NOUN
ajbmeb-460	82	36	of	of	ADP
ajbmeb-460	82	37	islamic	islamic	PROPN
ajbmeb-460	82	38	sharia	sharia	PROPN
ajbmeb-460	82	39	,	,	PUNCT
ajbmeb-460	82	40	whether	whether	SCONJ
ajbmeb-460	82	41	internal	internal	ADJ
ajbmeb-460	82	42	or	or	CCONJ
ajbmeb-460	82	43	external	external	ADJ
ajbmeb-460	82	44	.	.	PUNCT
ajbmeb-460	83	1	sources	source	NOUN
ajbmeb-460	83	2	1melhem	1melhem	NUM
ajbmeb-460	83	3	,	,	PUNCT
ajbmeb-460	83	4	ahmed	ahmed	PROPN
ajbmeb-460	83	5	salem	salem	PROPN
ajbmeb-460	83	6	,	,	PUNCT
ajbmeb-460	83	7	islamic	islamic	ADJ
ajbmeb-460	83	8	insurance	insurance	NOUN
ajbmeb-460	83	9	,	,	PUNCT
ajbmeb-460	83	10	a	a	DET
ajbmeb-460	83	11	legal	legal	ADJ
ajbmeb-460	83	12	study	study	NOUN
ajbmeb-460	83	13	showing	show	VERB
ajbmeb-460	83	14	the	the	DET
ajbmeb-460	83	15	perception	perception	NOUN
ajbmeb-460	83	16	of	of	ADP
ajbmeb-460	83	17	cooperative	cooperative	ADJ
ajbmeb-460	83	18	insurance	insurance	NOUN
ajbmeb-460	83	19	and	and	CCONJ
ajbmeb-460	83	20	its	its	PRON
ajbmeb-460	83	21	practical	practical	ADJ
ajbmeb-460	83	22	practices	practice	NOUN
ajbmeb-460	83	23	in	in	ADP
ajbmeb-460	83	24	islamic	islamic	ADJ
ajbmeb-460	83	25	insurance	insurance	NOUN
ajbmeb-460	83	26	companies	company	NOUN
ajbmeb-460	83	27	,	,	PUNCT
ajbmeb-460	83	28	dar	dar	PROPN
ajbmeb-460	83	29	al	al	PROPN
ajbmeb-460	83	30	-	-	PUNCT
ajbmeb-460	83	31	thaqafa	thaqafa	PROPN
ajbmeb-460	83	32	for	for	ADP
ajbmeb-460	83	33	publication	publication	NOUN
ajbmeb-460	83	34	and	and	CCONJ
ajbmeb-460	83	35	distribution	distribution	NOUN
ajbmeb-460	83	36	,	,	PUNCT
ajbmeb-460	83	37	first	first	ADJ
ajbmeb-460	83	38	edition	edition	NOUN
ajbmeb-460	83	39	,	,	PUNCT
ajbmeb-460	83	40	2012	2012	NUM
ajbmeb-460	83	41	.	.	PUNCT
ajbmeb-460	84	1	1poster	1poster	NUM
ajbmeb-460	84	2	,	,	PUNCT
ajbmeb-460	84	3	theodore	theodore	PROPN
ajbmeb-460	84	4	h.	h.	PROPN
ajbmeb-460	84	5	&	&	CCONJ
ajbmeb-460	84	6	sterib	sterib	PROPN
ajbmeb-460	84	7	,	,	PUNCT
ajbmeb-460	84	8	gregory	gregory	PROPN
ajbmeb-460	84	9	,	,	PUNCT
ajbmeb-460	84	10	elements	element	NOUN
ajbmeb-460	84	11	of	of	ADP
ajbmeb-460	84	12	strategic	strategic	ADJ
ajbmeb-460	84	13	planning	planning	NOUN
ajbmeb-460	84	14	and	and	CCONJ
ajbmeb-460	84	15	management	management	NOUN
ajbmeb-460	84	16	in	in	ADP
ajbmeb-460	84	17	municipal	municipal	ADJ
ajbmeb-460	84	18	government	government	NOUN
ajbmeb-460	84	19	status	status	NOUN
ajbmeb-460	84	20	after	after	ADP
ajbmeb-460	84	21	two	two	NUM
ajbmeb-460	84	22	decades	decade	NOUN
ajbmeb-460	84	23	,	,	PUNCT
ajbmeb-460	84	24	2005	2005	NUM
ajbmeb-460	84	25	.	.	PUNCT
ajbmeb-460	85	1	2	2	NUM
ajbmeb-460	85	2	-	-	PUNCT
ajbmeb-460	85	3	alhumoudi	alhumoudi	PROPN
ajbmeb-460	85	4	,	,	PUNCT
ajbmeb-460	85	5	youssef	youssef	PROPN
ajbmeb-460	85	6	abdullah	abdullah	PROPN
ajbmeb-460	85	7	,	,	PUNCT
ajbmeb-460	85	8	islamic	islamic	ADJ
ajbmeb-460	85	9	insurance	insurance	NOUN
ajbmeb-460	85	10	takaful	takaful	ADJ
ajbmeb-460	85	11	and	and	CCONJ
ajbmeb-460	85	12	ist	ist	ADJ
ajbmeb-460	85	13	applications	application	NOUN
ajbmeb-460	85	14	in	in	ADP
ajbmeb-460	85	15	saudi	saudi	PROPN
ajbmeb-460	85	16	arabia	arabia	PROPN
ajbmeb-460	85	17	,	,	PUNCT
ajbmeb-460	85	18	a	a	DET
ajbmeb-460	85	19	thesis	thesis	NOUN
ajbmeb-460	85	20	submitted	submit	VERB
ajbmeb-460	85	21	for	for	ADP
ajbmeb-460	85	22	the	the	DET
ajbmeb-460	85	23	degree	degree	NOUN
ajbmeb-460	85	24	of	of	ADP
ajbmeb-460	85	25	doctor	doctor	NOUN
ajbmeb-460	85	26	of	of	ADP
ajbmeb-460	85	27	philosophy	philosophy	NOUN
ajbmeb-460	85	28	,	,	PUNCT
ajbmeb-460	85	29	brunel	brunel	PROPN
ajbmeb-460	85	30	university	university	PROPN
ajbmeb-460	85	31	,	,	PUNCT
ajbmeb-460	85	32	2012	2012	NUM
ajbmeb-460	85	33	2eling	2eling	NUM
ajbmeb-460	85	34	,	,	PUNCT
ajbmeb-460	85	35	m	m	PROPN
ajbmeb-460	85	36	and	and	CCONJ
ajbmeb-460	85	37	holzmuller	holzmuller	NOUN
ajbmeb-460	85	38	,	,	PUNCT
ajbmeb-460	85	39	l	l	PROPN
ajbmeb-460	85	40	,	,	PUNCT
ajbmeb-460	85	41	capital	capital	NOUN
ajbmeb-460	85	42	requirements	requirement	NOUN
ajbmeb-460	85	43	,	,	PUNCT
ajbmeb-460	85	44	on	on	ADP
ajbmeb-460	85	45	ask	ask	VERB
ajbmeb-460	85	46	basis	basis	NOUN
ajbmeb-460	85	47	in	in	ADP
ajbmeb-460	85	48	u.s	u.s	PROPN
ajbmeb-460	85	49	.	.	PROPN
ajbmeb-460	85	50	,	,	PUNCT
ajbmeb-460	85	51	the	the	DET
ajbmeb-460	85	52	insurance	insurance	PROPN
ajbmeb-460	85	53	institute	institute	PROPN
ajbmeb-460	85	54	,	,	PUNCT
ajbmeb-460	85	55	st	st	PROPN
ajbmeb-460	85	56	.	.	PROPN
ajbmeb-460	85	57	gallen	gallen	PROPN
ajbmeb-460	85	58	switzer	switzer	PROPN
ajbmeb-460	85	59	land	land	PROPN
ajbmeb-460	85	60	,	,	PUNCT
ajbmeb-460	85	61	une	une	PROPN
ajbmeb-460	85	62	,	,	PUNCT
ajbmeb-460	85	63	2008	2008	NUM
ajbmeb-460	85	64	.	.	PUNCT